Sales Report:Supplement No. 3 dated Oct 17, 2011 to Prospectus dated Oct 07, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Oct 07, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 07, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
493212
This series of Notes was issued and sold upon the funding of the borrower loan #54481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1987 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,057 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-breathtaking-economy |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
We pay our bills.
Monthly net income: $2800
Monthly expenses: $2137
Housing: $860
Insurance: $105
Car expenses: $
Utilities: $150
Phone, cable, internet: $70
Food, entertainment: $400
Clothing, household expenses: $30
Credit cards and other loans: $200
Other expenses: $422
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 10/7/2011 5:28:04 PM |
| wonder3 | $35.00 | 10/7/2011 5:44:28 PM |
| loanman2007 | $25.00 | 10/7/2011 5:52:57 PM |
| Kaj | $40.00 | 10/7/2011 7:58:28 PM |
| beakerfish | $50.00 | 10/7/2011 8:02:07 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:33:52 PM |
| Unitas4302 | $51.09 | 10/8/2011 5:02:48 AM |
| aztocas | $25.00 | 10/8/2011 7:42:49 AM |
| transaction-circuit | $100.00 | 10/8/2011 8:09:07 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:27 AM |
| dudebrah | $25.00 | 10/8/2011 10:06:02 AM |
| tigercat | $50.00 | 10/8/2011 10:26:54 AM |
| exchange-dreams | $25.00 | 10/8/2011 10:41:05 AM |
| 4mydaughterseducation | $25.00 | 10/8/2011 10:47:18 AM |
| handy-justice | $50.00 | 10/8/2011 10:43:48 AM |
| listing-reformation8 | $25.00 | 10/8/2011 10:49:52 AM |
| graceful-investment | $50.00 | 10/8/2011 11:28:15 AM |
| suave-dime6 | $25.00 | 10/8/2011 11:17:00 AM |
| kinetic-social | $25.00 | 10/8/2011 11:28:46 AM |
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:04 AM |
| finance-prescription | $100.00 | 10/7/2011 5:35:03 PM |
| well-rounded-payout0 | $50.00 | 10/7/2011 5:41:25 PM |
| social-cocktail1 | $200.00 | 10/7/2011 5:43:47 PM |
| sensible-fund | $25.00 | 10/7/2011 6:33:10 PM |
| vutah | $25.00 | 10/7/2011 8:45:17 PM |
| CA-Lender | $50.00 | 10/7/2011 9:27:17 PM |
| Bill88 | $25.00 | 10/7/2011 9:01:22 PM |
| Interloper | $25.00 | 10/7/2011 9:25:00 PM |
| patriot897 | $25.00 | 10/7/2011 9:29:24 PM |
| exchange-squirrel | $25.00 | 10/7/2011 11:54:01 PM |
| exciting-fairness | $200.00 | 10/8/2011 6:07:17 AM |
| Madmigel | $50.00 | 10/8/2011 6:32:26 AM |
| Bob450 | $25.00 | 10/8/2011 8:21:54 AM |
| whitegold24k | $500.00 | 10/8/2011 10:35:56 AM |
| wwwUniversal | $25.00 | 10/8/2011 12:20:28 PM |
| progressive-economy261 | $373.91 | 10/8/2011 12:22:20 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
525670
This series of Notes was issued and sold upon the funding of the borrower loan #54507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $750 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| contract-saffron |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trustworthy w/ Good Payment Hx
This loan will be used to purchase a used car in full, in order to accommodate my commute to work. I currently live very far uptown in NYC and a car would allow me to travel to new work assignments in Manhattan on short notice.
I currently work as a contractor for Clinical Research Coordinating. My living expenses are manageable, and I do not foresee any major additional expenses other than this personal loan within the next few years.
I have worked very hard to maintain a good credit history. My income is very compatible with my monthly expenditures including essential living expenses, and they have not changed in terms of the amounts in the past couple of years. Also, I have paid off private loans in the past in full without any late payments.
Monthly net income: $ 3070.00
Monthly expenses: $ 1104.84
Phone, cable, internet: $ 205.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 599.84
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:09 AM |
| diplomatic-wealth7 | $25.00 | 10/4/2011 9:19:12 AM |
| janeybooboo | $100.00 | 10/4/2011 9:08:06 AM |
| penny-surgeon | $25.00 | 10/4/2011 9:53:52 AM |
| Eric_Gagne | $50.00 | 10/4/2011 5:16:56 PM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:36 PM |
| the-discrete-income | $50.00 | 10/5/2011 9:53:29 AM |
| one-midas | $26.00 | 10/5/2011 9:13:37 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:31 AM |
| AlternativeCashFlow | $25.00 | 10/5/2011 10:33:50 AM |
| BankofRon | $25.00 | 10/5/2011 11:54:06 AM |
| worth-blanket2 | $3,000.00 | 10/5/2011 5:23:58 PM |
| golffish2 | $25.00 | 10/4/2011 9:26:55 AM |
| goodhearted-generosity511 | $25.00 | 10/4/2011 10:47:54 AM |
| excellent-wealth6 | $25.00 | 10/4/2011 11:51:20 AM |
| principal-star | $25.00 | 10/4/2011 7:14:48 PM |
| favorite-commerce | $25.00 | 10/4/2011 8:54:22 PM |
| genelinist | $100.00 | 10/4/2011 9:58:48 PM |
| cnovak | $25.00 | 10/5/2011 12:03:20 PM |
| worldly-money4 | $100.00 | 10/5/2011 2:18:51 PM |
| leverage-monger | $30.00 | 10/5/2011 3:30:07 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:29 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
525746
This series of Notes was issued and sold upon the funding of the borrower loan #54532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,022 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worthy-hope2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: to consolidate my debt.
This loan will be used to help pay of my bills, so I can have one monthly payment.
My financial situation:
I am a good candidate for this loan because i have never been late or have missed a payment. i just need a break. i need someone to give me a chance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $25.00 | 10/5/2011 9:12:20 AM |
| D911ave | $50.00 | 10/5/2011 9:14:41 AM |
| justalender | $50.00 | 10/5/2011 11:59:55 AM |
| equitable-capital758 | $350.00 | 10/5/2011 2:30:27 PM |
| leeball | $100.00 | 10/5/2011 4:00:39 PM |
| compoundinterest | $50.00 | 10/5/2011 5:07:48 PM |
| the-discrete-income | $25.00 | 10/5/2011 5:17:17 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:33 PM |
| charming-exchange7 | $25.00 | 10/5/2011 5:26:56 PM |
| indomitable-coin | $25.00 | 10/5/2011 6:38:07 PM |
| blindtaxidriver | $25.00 | 10/5/2011 7:56:24 PM |
| sjlender | $100.00 | 10/5/2011 9:58:26 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:48 PM |
| PalmerTheEmbalmer | $25.00 | 10/6/2011 12:42:28 AM |
| organized-payment6 | $50.00 | 10/6/2011 5:47:21 AM |
| toocautious | $56.68 | 10/6/2011 5:51:32 AM |
| blot44 | $25.00 | 10/6/2011 6:00:55 AM |
| Rivervale_Westwood | $25.00 | 10/6/2011 6:46:17 AM |
| SOP_Bank | $25.00 | 10/6/2011 7:42:04 AM |
| credit-investor5 | $50.00 | 10/6/2011 6:38:24 AM |
| wildblue | $50.00 | 10/6/2011 9:05:24 AM |
| kenji4861 | $25.00 | 10/6/2011 10:00:30 AM |
| caring-hope2 | $100.00 | 10/6/2011 10:51:05 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:16 AM |
| Preteur | $25.00 | 10/6/2011 1:37:24 PM |
| fenix692 | $30.00 | 10/6/2011 2:56:24 PM |
| scrappy-bonus2 | $25.00 | 10/6/2011 4:48:37 PM |
| Techne_Funds_LLC | $25.00 | 10/6/2011 4:42:29 PM |
| Onlyhappycustomers | $25.00 | 10/6/2011 5:12:23 PM |
| bentonlending | $50.00 | 10/6/2011 7:33:23 PM |
| missgina | $50.00 | 10/7/2011 5:42:54 AM |
| nosualcneas | $25.00 | 10/7/2011 6:04:56 AM |
| jazz619 | $25.00 | 10/7/2011 7:07:40 AM |
| diablorulz | $50.00 | 10/7/2011 11:56:23 AM |
| Money_Working | $30.00 | 10/7/2011 12:39:53 PM |
| life-is-great | $25.00 | 10/7/2011 2:02:39 PM |
| steven3333 | $25.00 | 10/7/2011 3:12:14 PM |
| pious-benjamins1 | $51.00 | 10/7/2011 8:09:22 PM |
| patriot897 | $25.00 | 10/7/2011 9:29:21 PM |
| Fabiolous | $200.00 | 10/7/2011 10:28:16 PM |
| newest-return-wind | $30.00 | 10/8/2011 3:12:25 AM |
| credible-balance0 | $25.00 | 10/8/2011 3:26:33 AM |
| miket71 | $28.00 | 10/8/2011 4:38:06 AM |
| LiveNow | $25.00 | 10/8/2011 6:39:59 AM |
| leverage-monger | $25.00 | 10/8/2011 6:52:42 AM |
| first-serene-credit | $25.00 | 10/8/2011 7:45:54 AM |
| FlexFunding | $50.00 | 10/8/2011 9:08:31 AM |
| Soothsayer | $33.77 | 10/8/2011 9:18:46 AM |
| elegant-capital | $25.00 | 10/8/2011 9:34:29 AM |
| CoolPlexer | $25.00 | 10/8/2011 9:44:22 AM |
| HealthAndSafety | $50.00 | 10/8/2011 10:05:24 AM |
| tigercat | $50.00 | 10/8/2011 10:11:12 AM |
| tigercat | $12.53 | 10/8/2011 10:28:29 AM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:03:54 AM |
| Natronpee | $25.00 | 10/5/2011 9:52:26 AM |
| green-trade-dolphin2 | $25.00 | 10/5/2011 11:06:51 AM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:48 PM |
| john0720 | $100.00 | 10/5/2011 5:53:10 PM |
| favorite-commerce | $25.00 | 10/5/2011 6:43:46 PM |
| heerzaquestion | $25.00 | 10/5/2011 7:05:58 PM |
| velocity-solo | $25.00 | 10/5/2011 7:27:50 PM |
| superb-funds335 | $30.00 | 10/5/2011 9:25:38 PM |
| killdare | $25.00 | 10/5/2011 9:52:46 PM |
| pathcrx | $25.00 | 10/6/2011 5:15:15 AM |
| rokman | $50.00 | 10/6/2011 9:34:27 AM |
| Sneezie | $100.00 | 10/6/2011 12:24:43 PM |
| mr55262 | $25.00 | 10/6/2011 10:09:16 PM |
| goodhearted-basis4 | $25.00 | 10/6/2011 9:53:10 PM |
| ptjg | $25.00 | 10/6/2011 10:05:24 PM |
| MonopolyDred | $25.00 | 10/7/2011 5:55:47 AM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:29 AM |
| SCD | $25.00 | 10/7/2011 4:28:44 AM |
| gentle-transparency7 | $250.00 | 10/7/2011 5:54:02 AM |
| Leshan | $25.00 | 10/7/2011 9:30:30 AM |
| greenback-maniac | $25.00 | 10/7/2011 11:44:18 AM |
| the-capital-shooter | $50.00 | 10/7/2011 11:50:24 AM |
| wwwUniversal | $25.00 | 10/7/2011 12:17:55 PM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:23 PM |
| dough-souffle | $200.00 | 10/7/2011 1:27:04 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:50 PM |
| justinology | $25.00 | 10/7/2011 10:01:13 PM |
| radforj22 | $25.00 | 10/8/2011 2:51:03 AM |
| TechieLender | $48.00 | 10/8/2011 5:45:11 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:22 AM |
| fervent-repayment | $25.00 | 10/8/2011 6:06:54 AM |
| jpac1066 | $50.00 | 10/8/2011 6:10:30 AM |
| mindful-deal289 | $50.00 | 10/8/2011 7:38:58 AM |
| agile-loan0 | $25.00 | 10/8/2011 8:28:37 AM |
| mad-scientist418 | $25.00 | 10/8/2011 9:24:22 AM |
| selector568 | $300.00 | 10/8/2011 10:20:03 AM |
| Johnab | $25.02 | 10/8/2011 10:27:35 AM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
526570
This series of Notes was issued and sold upon the funding of the borrower loan #54466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,600.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $156.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
3 | Length of status: | 7y 2m |
|
Amount delinquent:
| $1,728 |
Total credit lines:
| 10 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $822 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-photon8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Autism
Purpose of loan: Home repair
My financial situation: Is a little harder because my son have Asperger syndrome and I'm heart patient. I had to stop working to take care of my son, and the bill's are a little harder. Due to the earthquake .
Monthly net income: $5010
Monthly expenses: $3245
Housing: $1728
Insurance: $277
Car expenses: $257
Utilities: $220
Phone, cable, internet: $193
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $120
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $25.00 | 10/3/2011 11:28:46 PM |
| worth-blanket2 | $2,200.00 | 10/4/2011 9:30:04 AM |
| bid-stockpiler1 | $50.00 | 10/4/2011 12:45:46 PM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:31 PM |
| IASKGOD | $25.00 | 10/4/2011 8:12:11 PM |
| excellent-wealth6 | $25.00 | 10/5/2011 12:36:08 AM |
| glenium | $25.00 | 10/5/2011 2:39:59 AM |
| EngineersAlliance | $75.00 | 10/5/2011 9:11:18 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:26 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:49 AM |
| money-surge1 | $25.00 | 10/6/2011 2:44:10 PM |
| handy-loan527 | $25.00 | 10/6/2011 3:43:12 PM |
| worldly-gold | $25.00 | 10/6/2011 4:28:41 PM |
| CA-Lender | $25.00 | 10/6/2011 7:31:48 PM |
| palace2 | $272.50 | 10/7/2011 6:49:34 AM |
| Rogelio48 | $25.00 | 10/4/2011 5:50:51 PM |
| high_flyer | $100.00 | 10/5/2011 6:07:43 AM |
| wwwUniversal | $25.00 | 10/5/2011 9:16:46 AM |
| first-class-yield9 | $50.00 | 10/5/2011 1:38:42 PM |
| suave-dime6 | $25.00 | 10/5/2011 2:19:20 PM |
| kind-diligent-coin | $27.50 | 10/6/2011 3:09:08 AM |
| nickel-hickory | $50.00 | 10/6/2011 10:11:31 AM |
| lendhouse2008 | $100.00 | 10/6/2011 2:33:21 PM |
| entertaining-greenback2 | $25.00 | 10/6/2011 4:41:01 PM |
| arampata | $25.00 | 10/7/2011 4:56:34 AM |
| leverage-monger | $25.00 | 10/7/2011 6:28:21 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
528320
This series of Notes was issued and sold upon the funding of the borrower loan #54479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2007 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,714 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| penny-loyalist |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...
My financial situation: Get myself on my feet and get some independance away from crazy people and start a new life and not feel like such a loser
I am a good candidate for this loan because... I pay my bills and can stretch this really far
Monthly net income: $850
Monthly expenses: $ 200
Housing: $0
Insurance: $ don't have any
Car expenses: $don't have one
Utilities: $
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2011 8:45:51 AM |
| equitable-capital758 | $250.00 | 10/1/2011 12:01:36 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:39 AM |
| charming-exchange7 | $25.00 | 10/2/2011 5:52:06 PM |
| auction-seeker | $25.00 | 10/2/2011 5:05:55 PM |
| cake7 | $25.00 | 10/2/2011 9:18:37 PM |
| GElender | $25.00 | 10/3/2011 6:31:38 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:41 AM |
| Eric_Gagne | $50.00 | 10/4/2011 5:15:17 PM |
| papaloha | $25.00 | 10/4/2011 7:38:59 PM |
| cnovak | $25.00 | 10/5/2011 12:03:16 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:22 PM |
| Kaj | $40.00 | 10/5/2011 5:05:50 PM |
| dublin063 | $50.00 | 10/5/2011 7:25:46 PM |
| scarlet-velvet | $25.08 | 10/5/2011 8:23:52 PM |
| NolockHolmes | $25.00 | 10/5/2011 9:31:33 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:33 PM |
| mizon291 | $30.00 | 10/5/2011 10:56:57 PM |
| treasure-bliss | $25.00 | 10/6/2011 6:53:56 AM |
| moola-monger9 | $50.00 | 10/6/2011 8:00:51 AM |
| whitegold24k | $500.00 | 10/6/2011 11:48:22 AM |
| scrappy-diversification7 | $1,622.63 | 10/6/2011 5:47:42 PM |
| progressive-economy261 | $400.00 | 10/1/2011 12:19:57 PM |
| takingachance | $129.29 | 10/1/2011 4:34:18 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:53 AM |
| missing-link | $25.00 | 10/2/2011 9:18:25 AM |
| Leshan | $25.00 | 10/3/2011 5:09:55 PM |
| foothillender | $25.00 | 10/4/2011 9:12:02 AM |
| social-cocktail1 | $200.00 | 10/4/2011 9:21:07 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:26 AM |
| BankofRon | $25.00 | 10/5/2011 11:54:05 AM |
| a-helping-hand | $100.00 | 10/5/2011 6:12:54 PM |
| jjb516 | $45.00 | 10/5/2011 11:35:32 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:47 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:56 AM |
| ingenious-interest1 | $50.00 | 10/6/2011 9:24:04 AM |
| profit-powerplant | $25.00 | 10/6/2011 10:25:47 AM |
| bizlending | $50.00 | 10/6/2011 12:00:54 PM |
| credit-sycamore4 | $83.00 | 10/6/2011 11:02:40 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
528930
This series of Notes was issued and sold upon the funding of the borrower loan #54495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $108.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,995 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balanced-dime9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to fix my car
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000
Monthly expenses: $
Housing: $1000
Insurance: $100
Car expenses: $100
Utilities: $100
Phone, cable, internet: $80
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $15000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| progressive-economy261 | $400.00 | 10/10/2011 9:14:57 AM |
| AndChicksforFree | $25.00 | 10/10/2011 10:38:54 AM |
| favorite-commerce | $25.00 | 10/10/2011 12:09:14 PM |
| kenji4861 | $25.00 | 10/10/2011 12:55:46 PM |
| a-unflappable-finance | $100.00 | 10/10/2011 1:26:52 PM |
| engaging-worth | $25.00 | 10/10/2011 2:27:31 PM |
| Rivervale_Westwood | $50.00 | 10/10/2011 2:45:23 PM |
| contract-victor5 | $30.00 | 10/10/2011 4:33:52 PM |
| Interloper | $25.00 | 10/10/2011 6:27:49 PM |
| 1800porsche | $25.00 | 10/10/2011 8:48:56 PM |
| smalltown_mn | $25.00 | 10/10/2011 8:49:27 PM |
| a-finance-nirvana | $25.00 | 10/11/2011 8:19:23 AM |
| john0720 | $25.00 | 10/11/2011 9:08:11 AM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:08:03 PM |
| pound-mushroom3 | $25.00 | 10/11/2011 3:52:02 PM |
| Thunder08 | $100.00 | 10/11/2011 6:29:10 PM |
| equitable-capital758 | $350.00 | 10/11/2011 6:44:40 PM |
| elevated-finance | $31.00 | 10/11/2011 7:51:27 PM |
| credit-coach118 | $55.26 | 10/11/2011 9:33:23 PM |
| lava414 | $50.00 | 10/11/2011 9:22:49 PM |
| PalmerTheEmbalmer | $26.74 | 10/11/2011 11:20:24 PM |
| lava414 | $50.00 | 10/11/2011 11:48:31 PM |
| lively-dedication4 | $50.00 | 10/12/2011 5:25:16 AM |
| crw1950 | $50.00 | 10/12/2011 5:06:03 AM |
| elvisloans | $25.00 | 10/12/2011 5:07:37 AM |
| market-pudding | $25.00 | 10/12/2011 6:35:20 AM |
| Snoclaf | $25.00 | 10/12/2011 6:46:26 AM |
| doomsday18 | $25.00 | 10/12/2011 7:02:42 AM |
| Uylsses | $75.00 | 10/12/2011 6:40:57 AM |
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:38 AM |
| ethicalhumanist | $100.00 | 10/10/2011 11:10:58 AM |
| djalan | $50.00 | 10/10/2011 10:52:49 AM |
| organized-payment6 | $50.00 | 10/10/2011 11:48:39 AM |
| SOP_Bank | $25.00 | 10/10/2011 11:37:59 AM |
| Bank_Of_XL | $25.00 | 10/10/2011 1:12:22 PM |
| vutah | $25.00 | 10/10/2011 4:30:38 PM |
| Keystonekop | $100.00 | 10/10/2011 4:40:56 PM |
| pinnacle10 | $25.00 | 10/10/2011 5:45:01 PM |
| Mostlycoins | $25.00 | 10/10/2011 7:18:58 PM |
| Kaj | $40.00 | 10/10/2011 6:42:39 PM |
| SolarMoonshine | $25.00 | 10/10/2011 6:50:43 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:34 PM |
| gain-dolphin | $25.00 | 10/10/2011 10:42:39 PM |
| LittleRhody07 | $25.00 | 10/11/2011 8:19:42 AM |
| wwwUniversal | $25.00 | 10/11/2011 9:14:49 AM |
| bonus-sensai825 | $25.00 | 10/11/2011 10:10:14 AM |
| Investor_DP | $100.00 | 10/11/2011 5:07:22 PM |
| wise-deal-panda | $100.00 | 10/11/2011 5:22:46 PM |
| charming-exchange7 | $25.00 | 10/11/2011 6:33:23 PM |
| superb-funds335 | $25.00 | 10/11/2011 9:38:39 PM |
| rcm87 | $32.00 | 10/11/2011 10:07:15 PM |
| sharp-return7 | $25.00 | 10/12/2011 12:02:55 AM |
| yu-rik | $100.00 | 10/12/2011 5:03:16 AM |
| pious-benjamins1 | $26.00 | 10/12/2011 6:48:06 AM |
| Preteur | $25.00 | 10/12/2011 6:53:38 AM |
| VBPlayer | $25.00 | 10/12/2011 6:41:45 AM |
| CatbirdBanking | $9.00 | 10/12/2011 7:07:02 AM |
| economy-popcorn | $25.00 | 10/12/2011 6:51:55 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
528938
This series of Notes was issued and sold upon the funding of the borrower loan #54476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 1
/
1 | Length of status: | 7y 3m |
|
Amount delinquent:
| $1,003 |
Total credit lines:
| 20 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $593 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-famous-vigilance |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
purchase of a boat
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/23/2011 12:53:01 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:15 AM |
| hitsman | $50.00 | 9/26/2011 11:35:16 AM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:32 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:42 PM |
| orange-preeminant-bill | $25.00 | 9/29/2011 6:07:36 AM |
| monster4 | $50.00 | 9/29/2011 12:48:24 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:45:59 PM |
| red-power-pecan | $50.00 | 9/30/2011 9:30:31 AM |
| forthright-dedication | $100.00 | 9/30/2011 9:35:33 AM |
| PRGuyinVA | $25.00 | 9/30/2011 7:17:52 PM |
| Learning2Lend | $25.00 | 10/1/2011 4:56:53 AM |
| rockstar78 | $50.00 | 10/1/2011 5:15:40 AM |
| mercuriant | $25.00 | 10/1/2011 9:06:18 AM |
| Investoman | $75.00 | 10/1/2011 12:12:24 PM |
| CalBear08 | $25.00 | 10/1/2011 1:45:05 PM |
| wise-innocent-value | $50.00 | 10/1/2011 3:07:22 PM |
| jga516 | $25.00 | 10/1/2011 3:22:30 PM |
| smoothmoniker | $25.00 | 10/2/2011 6:30:23 AM |
| finance-magma7 | $25.00 | 10/2/2011 5:32:57 AM |
| rvfbroker | $25.00 | 10/2/2011 5:34:18 PM |
| enchanted-diversification496 | $50.00 | 10/2/2011 5:54:29 PM |
| investisure | $50.00 | 10/3/2011 2:57:43 AM |
| 6moonbeams | $25.00 | 10/3/2011 6:31:03 AM |
| jiggaman7 | $50.00 | 10/3/2011 11:19:48 AM |
| power-locomotive | $25.00 | 10/3/2011 4:12:38 PM |
| postalwhiz | $50.00 | 10/3/2011 6:32:07 PM |
| tender-commerce8 | $100.00 | 10/3/2011 7:58:20 PM |
| FASTIZIO_P | $25.00 | 10/3/2011 9:31:31 PM |
| the-discrete-income | $25.00 | 10/4/2011 9:27:34 AM |
| lillian27 | $25.00 | 10/4/2011 9:39:06 AM |
| Katburg | $25.00 | 10/4/2011 10:51:24 AM |
| washboard1 | $25.00 | 10/4/2011 10:53:19 AM |
| vibraphone3 | $25.00 | 10/4/2011 11:29:52 AM |
| falcon88dp | $50.00 | 10/4/2011 11:52:42 PM |
| Miklot | $25.00 | 10/5/2011 1:16:52 AM |
| enthralling-deal180 | $50.00 | 10/5/2011 5:20:00 AM |
| a-resplendent-commitment | $25.00 | 10/5/2011 6:20:21 AM |
| rickp | $25.00 | 10/5/2011 7:01:40 AM |
| pound-ace | $25.00 | 10/5/2011 7:18:10 AM |
| Ducatiman1978 | $25.00 | 10/5/2011 8:13:59 AM |
| MadHun | $200.00 | 10/5/2011 9:10:11 AM |
| BlueRoom | $25.00 | 10/5/2011 8:48:06 AM |
| lagnisiruk | $25.00 | 10/5/2011 4:24:03 PM |
| finance-prescription | $100.00 | 10/5/2011 5:10:14 PM |
| rapid-credit428 | $25.00 | 10/5/2011 5:18:10 PM |
| coin-investor | $25.00 | 10/5/2011 5:47:16 PM |
| thelovebug | $100.00 | 10/5/2011 5:22:28 PM |
| spark548 | $50.00 | 10/5/2011 5:52:17 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:27 PM |
| jmcdon7230 | $25.00 | 10/5/2011 6:41:46 PM |
| gold-virtuoso | $32.00 | 10/5/2011 8:14:58 PM |
| Xillin | $25.00 | 10/5/2011 8:32:43 PM |
| achievement51 | $25.00 | 10/5/2011 8:40:18 PM |
| Calif-smo | $25.00 | 10/5/2011 9:25:31 PM |
| silver-wonder278 | $25.00 | 10/5/2011 10:17:03 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:07 PM |
| nodrivelpls | $25.00 | 10/6/2011 5:17:29 AM |
| suave-dime6 | $25.00 | 10/6/2011 6:33:37 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:00 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:06 AM |
| GatorBux | $50.00 | 10/6/2011 6:58:57 AM |
| treasure-network | $25.00 | 10/6/2011 8:44:04 AM |
| top-tolerant-loyalty | $25.00 | 10/6/2011 9:01:17 AM |
| financial-frenzy | $25.00 | 10/6/2011 8:49:56 AM |
| floridass | $25.00 | 10/6/2011 9:14:27 AM |
| CaliforniaSun | $25.00 | 10/6/2011 9:42:16 AM |
| oldmora | $25.00 | 10/6/2011 10:46:41 AM |
| yomanie | $25.00 | 10/6/2011 10:52:27 AM |
| nickel-hickory | $25.00 | 10/6/2011 10:10:51 AM |
| power-trophy7 | $50.00 | 10/6/2011 10:56:47 AM |
| prohelper | $25.00 | 10/6/2011 11:10:47 AM |
| currency-stockpiler8 | $25.00 | 10/6/2011 11:25:49 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:29 AM |
| green-mighty-velocity | $25.00 | 10/6/2011 12:26:01 PM |
| organic-responsibility530 | $25.00 | 10/6/2011 5:39:07 PM |
| worldly-community3 | $50.00 | 10/6/2011 5:28:52 PM |
| payout-paddle1 | $25.00 | 10/6/2011 4:48:58 PM |
| personal-lender | $25.00 | 10/6/2011 5:49:03 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:05 PM |
| successful-agreement7 | $100.00 | 10/6/2011 5:49:40 PM |
| tornandfrayed | $25.00 | 10/6/2011 6:31:00 PM |
| lively-transaction1 | $56.32 | 10/6/2011 7:43:07 PM |
| forthright-trade | $25.00 | 10/6/2011 7:47:21 PM |
| engbusres | $41.00 | 10/6/2011 8:23:46 PM |
| theshef | $25.00 | 10/6/2011 8:25:16 PM |
| desertoasis | $25.00 | 10/1/2011 3:35:20 PM |
| kind-credit-bear | $25.00 | 9/24/2011 12:18:29 PM |
| diplomatic-wealth7 | $25.00 | 9/25/2011 12:13:56 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:17 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:47 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:51 AM |
| treasure-bliss | $25.00 | 9/28/2011 3:30:10 AM |
| mlj0671 | $25.00 | 9/28/2011 7:03:11 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:26 AM |
| ursus | $50.00 | 9/28/2011 5:08:25 PM |
| don8ter | $25.00 | 9/29/2011 3:41:26 AM |
| magnitude787 | $100.00 | 9/29/2011 11:07:48 AM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:12 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:30 PM |
| Diamond_Jim | $25.00 | 9/29/2011 2:20:11 PM |
| worthy-bid8 | $50.00 | 9/29/2011 5:07:35 PM |
| mummey | $25.00 | 9/29/2011 6:29:04 PM |
| Dubbs360 | $25.00 | 9/30/2011 8:10:40 AM |
| revenue-serenity | $25.00 | 9/30/2011 9:06:32 AM |
| wampum-optimization | $25.00 | 9/30/2011 10:42:10 AM |
| Mark0135 | $75.00 | 9/30/2011 10:42:34 AM |
| Comoparklender | $25.00 | 9/30/2011 11:07:28 AM |
| jjswanso | $25.00 | 9/30/2011 2:22:30 PM |
| Kaj | $30.00 | 9/30/2011 6:23:52 PM |
| durability-mad-scientist4 | $50.00 | 9/30/2011 9:32:30 PM |
| Pasagam | $25.00 | 9/30/2011 11:22:13 PM |
| fighter122 | $25.00 | 9/30/2011 10:49:51 PM |
| handshake5 | $100.00 | 10/1/2011 12:09:45 PM |
| life-is-great | $25.00 | 10/1/2011 1:38:48 PM |
| stepatatime-together | $100.00 | 10/1/2011 12:18:02 PM |
| BuildingShanghai | $31.73 | 10/1/2011 9:55:52 PM |
| Kame | $25.00 | 10/2/2011 2:44:46 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:26 AM |
| VmIE | $25.00 | 10/2/2011 11:28:55 AM |
| shrewd-peace7 | $25.00 | 10/2/2011 11:09:29 AM |
| richboy56 | $25.00 | 10/2/2011 3:54:25 PM |
| Headhunter14 | $25.00 | 10/2/2011 7:49:37 PM |
| asiaratt | $50.00 | 10/3/2011 9:06:42 AM |
| dedicated-transaction796 | $26.00 | 10/3/2011 2:05:43 PM |
| stoopidnoodle | $25.00 | 10/3/2011 1:53:01 PM |
| high_flyer | $100.00 | 10/3/2011 1:43:06 PM |
| kind-bill-supporter | $25.00 | 10/3/2011 2:32:33 PM |
| bnlforever | $25.00 | 10/3/2011 2:01:26 PM |
| 1redfish | $100.00 | 10/3/2011 4:08:05 PM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:11 PM |
| daniel5075 | $25.00 | 10/3/2011 7:28:55 PM |
| innocent-income4 | $25.00 | 10/4/2011 4:56:10 AM |
| ChuckieG | $25.00 | 10/4/2011 4:43:59 AM |
| foxtrot12 | $75.00 | 10/4/2011 7:49:30 AM |
| giftgold | $25.00 | 10/4/2011 8:25:33 AM |
| DadWarbucks | $25.00 | 10/4/2011 11:39:22 AM |
| first-class-wampum | $50.00 | 10/4/2011 2:51:37 PM |
| hard-working-loot | $50.00 | 10/4/2011 4:50:43 PM |
| hopethisworks | $50.00 | 10/5/2011 7:46:25 AM |
| cnovak | $25.00 | 10/5/2011 8:01:18 AM |
| Investor_DP | $100.00 | 10/5/2011 9:06:47 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:12 AM |
| rmachi | $25.00 | 10/5/2011 10:38:23 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:05 PM |
| utukxul | $25.00 | 10/5/2011 12:48:08 PM |
| NewOrleans2012 | $25.00 | 10/5/2011 3:01:54 PM |
| DeltaGambler | $50.00 | 10/5/2011 3:40:33 PM |
| musegaze | $25.00 | 10/5/2011 3:58:09 PM |
| finance-mushroom | $100.00 | 10/5/2011 5:09:17 PM |
| IIP77 | $25.00 | 10/5/2011 5:12:42 PM |
| Jonb6919 | $25.00 | 10/5/2011 5:26:36 PM |
| reaction5 | $25.00 | 10/5/2011 5:51:49 PM |
| GoodLuckLender | $25.00 | 10/5/2011 5:45:30 PM |
| pfarrokh | $25.00 | 10/5/2011 6:05:28 PM |
| thefork | $25.00 | 10/5/2011 6:08:50 PM |
| integrity-liberator | $25.00 | 10/5/2011 6:28:00 PM |
| divedude | $25.00 | 10/5/2011 6:40:51 PM |
| mrladybug101 | $50.00 | 10/5/2011 6:54:27 PM |
| kind-efficient-credit | $25.00 | 10/5/2011 7:11:13 PM |
| leverage-hawk | $25.00 | 10/5/2011 8:15:43 PM |
| responsive-rate884 | $25.00 | 10/5/2011 7:57:02 PM |
| langdonx | $25.00 | 10/5/2011 8:11:06 PM |
| asya | $25.00 | 10/5/2011 8:30:08 PM |
| point | $50.00 | 10/5/2011 9:37:30 PM |
| one2sojourn | $25.00 | 10/5/2011 8:31:41 PM |
| evnagelist | $50.00 | 10/5/2011 11:28:53 PM |
| transparent-transaction8 | $25.00 | 10/5/2011 9:58:52 PM |
| scholarly-payment5 | $50.00 | 10/6/2011 12:39:44 AM |
| payment-pursuit3 | $25.00 | 10/6/2011 3:14:17 AM |
| five-star-euro3 | $25.00 | 10/6/2011 3:28:20 AM |
| euro-mirth | $25.00 | 10/6/2011 4:57:08 AM |
| moola-wildebeest3 | $50.00 | 10/6/2011 5:13:30 AM |
| roman2008 | $25.00 | 10/6/2011 5:23:17 AM |
| schpielkies | $25.00 | 10/6/2011 5:19:52 AM |
| DonaldColorado | $50.00 | 10/6/2011 7:03:41 AM |
| nalaari | $25.00 | 10/6/2011 6:32:38 AM |
| Bob450 | $25.00 | 10/6/2011 7:55:11 AM |
| bid-papyrus | $25.00 | 10/6/2011 8:54:34 AM |
| rebelduke | $25.00 | 10/6/2011 8:41:54 AM |
| kind-truth-circuit | $25.00 | 10/6/2011 9:02:53 AM |
| investorRE | $25.00 | 10/6/2011 10:27:50 AM |
| investtor | $31.00 | 10/6/2011 10:22:20 AM |
| ErvLending | $25.00 | 10/6/2011 11:05:26 AM |
| treasure-singularity | $25.00 | 10/6/2011 11:22:59 AM |
| javelin0 | $40.03 | 10/6/2011 12:05:06 PM |
| five-star-justice | $25.00 | 10/6/2011 11:49:13 AM |
| TheGrayFox | $25.00 | 10/6/2011 1:11:09 PM |
| p2ploan-charmer | $25.00 | 10/6/2011 4:44:30 PM |
| marketplace-hut9 | $25.00 | 10/6/2011 4:06:45 PM |
| euro-spark | $50.18 | 10/6/2011 5:31:38 PM |
| worldly-gold | $50.00 | 10/6/2011 4:26:08 PM |
| whatknows | $25.00 | 10/6/2011 5:01:02 PM |
| lowrate | $25.00 | 10/6/2011 7:44:16 PM |
| top-unflappable-economy | $25.00 | 10/6/2011 8:08:43 PM |
| 195 Investments
|
Borrower Payment Dependent Notes Series
529326
This series of Notes was issued and sold upon the funding of the borrower loan #54504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1977 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,129 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-apple8 |
Borrower's state:
| Virginia |
Borrower's group:
| Caphill Consulting, LLC |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
1st prosper
Purpose of loan: Debt consolidation
This loan will be used to...consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6620
Monthly expenses: $410
Housing: $2850
Insurance: $125
Car expenses: $150
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $650
Clothing, household expenses: $150
Credit cards and other loans: $957
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| innocent-loot | $25.00 | 10/12/2011 8:14:30 AM |
| golffish2 | $25.00 | 10/4/2011 9:27:32 AM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:59 AM |
| the-discrete-income | $25.00 | 10/5/2011 9:53:29 AM |
| Earnest_Money | $75.00 | 10/5/2011 8:11:36 PM |
| Preteur | $25.00 | 10/6/2011 1:37:21 PM |
| alphaseek | $200.00 | 10/6/2011 5:10:15 PM |
| ptjg | $25.00 | 10/6/2011 10:05:23 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:46 PM |
| Earnest_Money | $44.68 | 10/7/2011 2:54:05 PM |
| phenomenal-gain5 | $30.00 | 10/7/2011 7:29:35 PM |
| wildguy | $50.00 | 10/8/2011 3:35:24 AM |
| all_of_that_one | $25.00 | 10/8/2011 6:41:22 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:48 AM |
| natural-worth9 | $300.00 | 10/8/2011 2:16:36 PM |
| ethical-income2 | $25.00 | 10/8/2011 2:19:17 PM |
| Chewbaca | $25.00 | 10/8/2011 3:45:27 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:27 PM |
| liberty-point | $25.00 | 10/8/2011 6:22:05 PM |
| mennleo | $50.00 | 10/8/2011 10:24:32 PM |
| ddog0224 | $75.00 | 10/9/2011 1:59:04 AM |
| dollar-authority | $96.78 | 10/9/2011 6:47:01 AM |
| Rivervale_Westwood | $50.00 | 10/9/2011 5:40:41 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:39 AM |
| ASG_NECO | $25.00 | 10/9/2011 8:53:03 AM |
| principal-kung-fu | $25.00 | 10/9/2011 9:10:02 AM |
| ore-leaper1 | $30.00 | 10/9/2011 11:16:06 AM |
| bdruss | $25.00 | 10/9/2011 11:58:07 AM |
| think-become | $25.00 | 10/9/2011 12:00:39 PM |
| progressive-economy261 | $400.00 | 10/9/2011 12:18:49 PM |
| Pitufo | $25.00 | 10/9/2011 1:08:44 PM |
| BigBroJake | $50.00 | 10/9/2011 2:06:27 PM |
| antlr | $50.00 | 10/9/2011 1:12:26 PM |
| finance-dandelion | $100.00 | 10/9/2011 6:28:07 PM |
| cello1 | $25.00 | 10/9/2011 5:28:15 PM |
| julijask | $25.00 | 10/9/2011 8:13:06 PM |
| grove88 | $25.00 | 10/9/2011 7:05:49 PM |
| blue-relay | $25.00 | 10/9/2011 9:00:27 PM |
| GElender | $40.00 | 10/10/2011 6:10:56 AM |
| loot-castanets | $25.00 | 10/10/2011 6:34:53 AM |
| fuke | $25.00 | 10/10/2011 7:53:14 AM |
| mrsp2e | $25.00 | 10/10/2011 7:37:35 AM |
| treasure-hunter270 | $25.00 | 10/10/2011 8:38:34 AM |
| smitty1959 | $100.00 | 10/10/2011 9:30:56 AM |
| ethicalhumanist | $100.00 | 10/10/2011 11:05:30 AM |
| 6moonbeams | $50.00 | 10/10/2011 11:18:23 AM |
| bazaar-tiramisu4 | $25.00 | 10/10/2011 11:57:43 AM |
| zbfamwl | $25.00 | 10/10/2011 11:58:48 AM |
| RockpointCapital | $100.00 | 10/10/2011 12:39:50 PM |
| crazycool | $250.00 | 10/10/2011 1:35:39 PM |
| fervent-currency5 | $25.00 | 10/10/2011 2:38:31 PM |
| listing-trapper3 | $50.00 | 10/10/2011 3:04:21 PM |
| platinum-czar | $25.00 | 10/10/2011 3:02:23 PM |
| Sierrahh | $25.00 | 10/10/2011 4:26:20 PM |
| adub1979 | $81.52 | 10/10/2011 4:29:03 PM |
| ghinga | $30.00 | 10/10/2011 4:45:36 PM |
| first-class-yield9 | $100.00 | 10/10/2011 4:59:24 PM |
| ursus | $50.00 | 10/10/2011 5:07:29 PM |
| C_Mark | $50.00 | 10/10/2011 5:39:16 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:26 PM |
| smart-kindness8 | $100.00 | 10/10/2011 5:20:20 PM |
| JazzFranchise | $50.00 | 10/10/2011 6:21:22 PM |
| Kaj | $40.00 | 10/10/2011 6:42:32 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:44 PM |
| wealth-fighter3 | $25.00 | 10/10/2011 7:38:02 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:31 PM |
| smart-note9 | $25.00 | 10/10/2011 10:26:34 PM |
| wdove511 | $30.00 | 10/10/2011 11:47:57 PM |
| trade-surge3 | $27.00 | 10/11/2011 6:37:50 AM |
| IslandParadise | $65.00 | 10/11/2011 7:56:07 AM |
| clickbrain | $31.75 | 10/11/2011 7:58:10 AM |
| agalt | $100.00 | 10/11/2011 8:03:42 AM |
| All_Wins | $50.82 | 10/11/2011 7:38:42 AM |
| currency-persimmon | $35.00 | 10/11/2011 8:59:33 AM |
| worthy-bid8 | $50.00 | 10/11/2011 9:07:03 AM |
| Malkial | $53.87 | 10/11/2011 9:10:45 AM |
| fuzed | $100.00 | 10/11/2011 9:25:26 AM |
| ihelpunow | $50.00 | 10/11/2011 10:48:05 AM |
| upright-velocity1 | $25.00 | 10/11/2011 10:47:11 AM |
| sharp518 | $50.00 | 10/11/2011 11:04:36 AM |
| dinero-speaker | $25.00 | 10/11/2011 11:59:50 AM |
| unequivocal-power3 | $33.86 | 10/11/2011 12:36:45 PM |
| radforj22 | $25.00 | 10/11/2011 12:52:43 PM |
| wampum-library4 | $25.00 | 10/11/2011 1:15:05 PM |
| attractive-vigilance4 | $25.00 | 10/11/2011 2:07:30 PM |
| boghdan2000 | $50.00 | 10/11/2011 12:53:45 PM |
| taz007 | $50.00 | 10/11/2011 2:38:19 PM |
| Fede1 | $25.16 | 10/11/2011 3:55:15 PM |
| alphaseek | $100.00 | 10/11/2011 4:42:32 PM |
| damanq | $25.00 | 10/11/2011 4:55:45 PM |
| Zuzu | $25.00 | 10/11/2011 4:59:33 PM |
| SomebodysMom | $33.77 | 10/11/2011 4:11:11 PM |
| skidoo99 | $35.00 | 10/11/2011 4:23:06 PM |
| newest-famous-velocity | $25.00 | 10/11/2011 5:25:59 PM |
| hawaiitechnical | $25.00 | 10/11/2011 5:10:40 PM |
| auction-seeker | $25.00 | 10/11/2011 6:25:07 PM |
| the-productive-agreement | $25.00 | 10/11/2011 6:25:54 PM |
| witty-credit467 | $25.00 | 10/11/2011 5:57:55 PM |
| gustavholstopus32 | $25.00 | 10/11/2011 6:55:41 PM |
| TommyTucker | $77.00 | 10/11/2011 7:29:06 PM |
| penny-gadget0 | $25.00 | 10/11/2011 7:12:48 PM |
| benefit-awakening9 | $100.00 | 10/11/2011 7:20:42 PM |
| silver-armada | $50.00 | 10/11/2011 8:04:50 PM |
| afm | $41.43 | 10/11/2011 8:06:11 PM |
| CalBear08 | $25.00 | 10/11/2011 9:35:37 PM |
| lava414 | $50.00 | 10/11/2011 9:26:54 PM |
| cr8on | $50.00 | 10/11/2011 9:23:41 PM |
| velocity-winner | $25.00 | 10/11/2011 11:40:28 PM |
| gold-sushi | $50.00 | 10/12/2011 4:54:36 AM |
| yu-rik | $100.00 | 10/12/2011 5:04:25 AM |
| Ripsaw4U | $50.00 | 10/12/2011 3:05:35 AM |
| bonus-tent | $25.00 | 10/12/2011 5:34:44 AM |
| lively-dedication4 | $50.00 | 10/12/2011 5:27:23 AM |
| brightest-affluence-motivator | $50.00 | 10/12/2011 6:18:46 AM |
| InspireLife | $25.00 | 10/12/2011 6:14:04 AM |
| green28 | $200.00 | 10/12/2011 8:22:11 AM |
| power-mad-scientist | $25.00 | 10/12/2011 8:20:49 AM |
| selector568 | $300.00 | 10/12/2011 9:30:41 AM |
| vigilance-revolutionary | $50.00 | 10/12/2011 9:15:21 AM |
| WolRab | $50.00 | 10/12/2011 9:53:33 AM |
| lucrative-coin | $50.00 | 10/12/2011 9:32:52 AM |
| 1stofthemonth | $25.00 | 10/12/2011 11:57:32 AM |
| boogienation | $50.00 | 10/12/2011 12:20:53 PM |
| enthralling-investment | $35.25 | 10/12/2011 1:45:50 PM |
| payout-flag6 | $25.00 | 10/12/2011 12:57:21 PM |
| selvamfinance | $25.00 | 10/12/2011 3:05:00 PM |
| nitai | $25.00 | 10/12/2011 4:17:05 PM |
| listing-cloud | $25.00 | 10/12/2011 3:10:03 PM |
| Pasagam | $50.00 | 10/12/2011 4:16:37 PM |
| money-bauble | $200.00 | 10/12/2011 5:07:10 PM |
| mmullen2 | $40.00 | 10/12/2011 5:11:23 PM |
| JKEnterprises | $25.00 | 10/12/2011 5:32:39 PM |
| terrific-dough6 | $75.00 | 10/12/2011 5:53:08 PM |
| mraleig | $100.00 | 10/12/2011 5:41:49 PM |
| reliable-silver7 | $50.00 | 10/12/2011 5:56:30 PM |
| cash-reaction2 | $50.00 | 10/12/2011 6:07:52 PM |
| investment-comet | $25.00 | 10/12/2011 6:53:25 PM |
| Stollewood | $25.00 | 10/12/2011 7:30:37 PM |
| silver-voyager9 | $50.00 | 10/12/2011 6:27:16 PM |
| SDNLR | $50.00 | 10/12/2011 7:00:43 PM |
| glimmering-point | $25.00 | 10/12/2011 7:04:31 PM |
| Twinsen | $25.00 | 10/12/2011 8:36:08 PM |
| diverse-benjamins | $50.00 | 10/12/2011 10:04:57 PM |
| robust-payout1 | $25.00 | 10/12/2011 9:17:48 PM |
| lazyeye | $33.13 | 10/12/2011 10:07:13 PM |
| longcall | $130.00 | 10/12/2011 11:21:52 PM |
| jpblan11 | $0.17 | 10/13/2011 3:26:08 AM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:10 AM |
| mrpowers5531 | $25.00 | 10/12/2011 5:17:04 AM |
| Use_It_Wisely | $25.00 | 10/12/2011 8:26:53 AM |
| DHolly | $25.00 | 10/4/2011 11:16:50 AM |
| britgsb | $50.00 | 10/4/2011 11:50:12 AM |
| Bank_Of_XL | $25.00 | 10/4/2011 11:20:37 AM |
| Caphill | $230.29 | 10/4/2011 4:00:05 PM |
| mad-scientist418 | $25.00 | 10/5/2011 1:52:00 PM |
| leeball | $100.00 | 10/5/2011 4:00:37 PM |
| Investor_DP | $100.00 | 10/5/2011 5:06:09 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:45 PM |
| vutah | $25.00 | 10/5/2011 7:23:48 PM |
| credit-coach118 | $25.00 | 10/5/2011 8:11:05 PM |
| fervent-repayment | $100.00 | 10/6/2011 4:47:00 AM |
| return-marsupial3 | $25.00 | 10/6/2011 10:48:11 PM |
| jazz619 | $25.00 | 10/7/2011 7:07:39 AM |
| oplender | $25.00 | 10/7/2011 11:51:52 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:20 PM |
| diablorulz | $50.00 | 10/7/2011 11:56:19 AM |
| life-is-great | $25.00 | 10/7/2011 2:02:38 PM |
| ckbr | $31.48 | 10/7/2011 6:54:59 PM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:19 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:28 AM |
| buddy486 | $25.00 | 10/8/2011 6:32:49 AM |
| CatbirdBanking | $25.00 | 10/8/2011 10:39:20 AM |
| commerce-yeller | $30.00 | 10/8/2011 10:57:11 AM |
| boylezz | $25.00 | 10/8/2011 2:02:18 PM |
| durability-halibut | $25.00 | 10/8/2011 3:36:22 PM |
| pnace | $50.00 | 10/8/2011 4:54:18 PM |
| credit-high-five8 | $25.00 | 10/8/2011 5:03:10 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:26 PM |
| benefit-persimmon6 | $100.00 | 10/8/2011 6:19:19 PM |
| Lendersaurus-Rex | $25.00 | 10/8/2011 7:22:58 PM |
| BankOfBjoltus | $50.00 | 10/8/2011 8:52:07 PM |
| Sixmil | $100.00 | 10/8/2011 7:49:43 PM |
| mennleo | $50.00 | 10/8/2011 10:29:23 PM |
| red-favorable-basis | $25.00 | 10/9/2011 6:24:30 AM |
| Trimalchio12 | $25.00 | 10/9/2011 1:59:11 AM |
| new-reward-sequoia | $25.00 | 10/9/2011 7:31:56 AM |
| laniac | $25.00 | 10/9/2011 9:15:08 AM |
| balance6 | $25.00 | 10/9/2011 11:18:13 AM |
| jescowa | $50.00 | 10/9/2011 12:24:55 PM |
| orange-dollar-guild | $25.00 | 10/9/2011 12:30:42 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:55 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:36 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:52 PM |
| dime-sprout | $25.00 | 10/9/2011 5:56:31 PM |
| Saleen06 | $30.00 | 10/9/2011 9:08:18 PM |
| GCInvestments | $33.00 | 10/9/2011 9:56:40 PM |
| jstnow | $25.00 | 10/9/2011 10:17:33 PM |
| ersheido | $50.00 | 10/10/2011 6:28:51 AM |
| Dubbs360 | $250.00 | 10/10/2011 8:11:37 AM |
| SB94114 | $27.04 | 10/10/2011 8:49:24 AM |
| logical-investment4 | $26.60 | 10/10/2011 8:44:50 AM |
| Corellia | $50.00 | 10/10/2011 10:37:43 AM |
| giftgold | $25.00 | 10/10/2011 10:59:58 AM |
| Solid-Platinum | $25.00 | 10/10/2011 11:34:47 AM |
| cosmof16 | $25.00 | 10/10/2011 11:28:58 AM |
| aasx1108 | $25.00 | 10/10/2011 12:28:05 PM |
| reflective-cash0 | $100.00 | 10/10/2011 12:55:20 PM |
| kenji4861 | $25.00 | 10/10/2011 12:55:37 PM |
| first-serene-credit | $25.00 | 10/10/2011 2:23:22 PM |
| deegeeman | $50.00 | 10/10/2011 2:46:44 PM |
| javelin0 | $43.65 | 10/10/2011 3:19:12 PM |
| buukyak | $25.00 | 10/10/2011 3:20:47 PM |
| TravisMcGee | $25.00 | 10/10/2011 3:56:38 PM |
| income-vault6 | $25.00 | 10/10/2011 4:01:00 PM |
| lounges | $25.00 | 10/10/2011 4:50:19 PM |
| jga516 | $25.00 | 10/10/2011 4:24:58 PM |
| wwwUniversal | $25.00 | 10/10/2011 5:14:16 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:44 PM |
| Smallbear | $25.00 | 10/10/2011 6:32:26 PM |
| listing-vista | $50.00 | 10/10/2011 9:10:05 PM |
| donloah | $50.00 | 10/10/2011 9:57:45 PM |
| five-star-order1 | $50.00 | 10/10/2011 11:18:38 PM |
| sunny-dough9 | $200.00 | 10/11/2011 4:08:43 AM |
| Supernick | $100.00 | 10/11/2011 4:41:38 AM |
| cake7 | $25.00 | 10/11/2011 6:15:40 AM |
| terrific-p2ploan | $25.00 | 10/11/2011 7:31:55 AM |
| unafraid-loan5 | $25.00 | 10/11/2011 6:34:42 AM |
| Veltliner | $25.00 | 10/11/2011 7:38:37 AM |
| reflective-greenback1 | $25.00 | 10/11/2011 7:43:17 AM |
| compoundinterest | $50.00 | 10/11/2011 9:07:20 AM |
| skeebuzz | $61.00 | 10/11/2011 9:20:41 AM |
| tender-commerce8 | $100.00 | 10/11/2011 11:17:09 AM |
| mpatrick | $30.00 | 10/11/2011 10:46:54 AM |
| LimaGuy | $32.20 | 10/11/2011 11:50:21 AM |
| bailey1223 | $25.00 | 10/11/2011 12:23:42 PM |
| bold-direct-asset | $50.00 | 10/11/2011 12:10:51 PM |
| larslfe | $50.00 | 10/11/2011 1:11:28 PM |
| hope-equation | $25.00 | 10/11/2011 1:26:31 PM |
| secondphase | $50.00 | 10/11/2011 1:36:17 PM |
| fmanjoo | $25.00 | 10/11/2011 12:39:06 PM |
| enthralling-investment | $100.00 | 10/11/2011 2:00:45 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:07:55 PM |
| mistering | $50.00 | 10/11/2011 1:01:34 PM |
| boola1010 | $50.00 | 10/11/2011 1:27:47 PM |
| imperialhi50 | $50.00 | 10/11/2011 2:15:53 PM |
| fairness-coup8 | $25.00 | 10/11/2011 3:41:54 PM |
| Natronpee | $25.00 | 10/11/2011 3:43:52 PM |
| investment-cluster | $25.00 | 10/11/2011 4:14:08 PM |
| hard-working-rate3 | $50.00 | 10/11/2011 4:48:15 PM |
| grf1945 | $25.00 | 10/11/2011 4:56:28 PM |
| dansarkis | $25.00 | 10/11/2011 4:15:13 PM |
| AndChicksforFree | $25.00 | 10/11/2011 5:49:20 PM |
| coin-amigo | $39.14 | 10/11/2011 5:55:55 PM |
| TigerForce | $50.00 | 10/11/2011 5:27:25 PM |
| Peacepower | $27.64 | 10/11/2011 5:30:17 PM |
| hanuman77 | $25.00 | 10/11/2011 6:05:24 PM |
| fiddlerzvi | $47.58 | 10/11/2011 6:55:19 PM |
| VitaminFunk | $25.00 | 10/11/2011 7:09:04 PM |
| Steveoo1 | $50.00 | 10/11/2011 7:10:13 PM |
| listing-vista | $99.00 | 10/11/2011 7:15:56 PM |
| vulgy | $25.00 | 10/11/2011 7:22:43 PM |
| bruin558 | $50.00 | 10/11/2011 9:51:44 PM |
| rcm87 | $50.00 | 10/11/2011 10:07:09 PM |
| the-gold-quark | $25.00 | 10/11/2011 10:27:10 PM |
| intrepid-credit5 | $25.00 | 10/11/2011 9:32:38 PM |
| ingenious-truth0 | $50.00 | 10/11/2011 10:39:54 PM |
| tlam168 | $50.00 | 10/11/2011 10:59:45 PM |
| platinum-cargo | $26.29 | 10/12/2011 5:01:32 AM |
| wise-silver-wonder | $25.00 | 10/12/2011 5:03:20 AM |
| value-investor9 | $50.00 | 10/12/2011 3:47:48 AM |
| mrbanker | $50.00 | 10/12/2011 6:20:31 AM |
| peace-flower9 | $50.00 | 10/12/2011 6:51:48 AM |
| moneytolend72 | $50.00 | 10/12/2011 7:49:26 AM |
| kvandivo | $25.00 | 10/12/2011 8:39:13 AM |
| MadHun | $135.00 | 10/12/2011 9:11:17 AM |
| helpinghand63 | $25.00 | 10/12/2011 9:14:02 AM |
| 34bcp23 | $25.00 | 10/12/2011 9:38:10 AM |
| balance2 | $25.00 | 10/12/2011 10:16:23 AM |
| blLending | $25.00 | 10/12/2011 9:42:07 AM |
| octoberfresh | $25.00 | 10/12/2011 10:54:50 AM |
| Tyre | $50.00 | 10/12/2011 12:47:42 PM |
| Jimmy_SoCal | $50.00 | 10/12/2011 12:32:37 PM |
| dordee | $50.00 | 10/12/2011 1:01:31 PM |
| enthralling-deal180 | $25.00 | 10/12/2011 1:01:54 PM |
| dspmn | $25.00 | 10/12/2011 2:41:17 PM |
| quarkyuzu | $50.00 | 10/12/2011 2:49:01 PM |
| boater01 | $50.00 | 10/12/2011 1:43:58 PM |
| Watersports | $50.00 | 10/12/2011 3:12:13 PM |
| omegamon1 | $25.00 | 10/12/2011 3:29:18 PM |
| CapStack | $50.00 | 10/12/2011 4:31:46 PM |
| sensible-trade | $100.00 | 10/12/2011 5:18:47 PM |
| orgy63 | $25.00 | 10/12/2011 4:27:32 PM |
| red-dime-solo | $25.00 | 10/12/2011 5:49:53 PM |
| gjm6d | $25.00 | 10/12/2011 5:56:02 PM |
| upright-silver | $25.00 | 10/12/2011 5:35:57 PM |
| Astyanax | $100.00 | 10/12/2011 5:37:37 PM |
| wildanne | $50.00 | 10/12/2011 6:34:19 PM |
| pfh | $25.00 | 10/12/2011 6:04:37 PM |
| LARRY4NY | $25.00 | 10/12/2011 5:58:48 PM |
| lplender | $50.00 | 10/12/2011 6:57:30 PM |
| debt-legend | $25.00 | 10/12/2011 8:12:22 PM |
| credit-rocket4 | $25.00 | 10/12/2011 8:38:20 PM |
| malomar66 | $75.00 | 10/12/2011 11:09:01 PM |
| rmachi | $25.00 | 10/12/2011 8:39:00 PM |
| Quid-Pro-Quo | $43.90 | 10/12/2011 9:46:40 PM |
| Savings_EQ_Dignity | $50.00 | 10/12/2011 10:06:30 PM |
| 306 Investments
|
Borrower Payment Dependent Notes Series
529840
This series of Notes was issued and sold upon the funding of the borrower loan #54475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-29-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,099 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-tsunami |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical loan
Purpose of loan:
This loan will be used to pay for my son's medical expenses.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/28/2011 11:42:02 AM |
| Investor_DP | $100.00 | 9/28/2011 9:05:40 AM |
| compoundinterest | $50.00 | 9/28/2011 9:07:53 AM |
| Centaur | $25.00 | 9/28/2011 10:06:54 AM |
| pleasant-bid | $25.00 | 9/28/2011 10:11:19 AM |
| heavy_ax | $50.00 | 9/28/2011 11:38:04 AM |
| diablorulz | $50.00 | 9/28/2011 12:17:37 PM |
| a-helping-hand | $250.00 | 9/28/2011 8:43:56 PM |
| C2Banking | $25.00 | 9/28/2011 9:50:19 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:32 PM |
| Nusk | $25.00 | 9/28/2011 10:33:12 PM |
| bullwink27 | $25.00 | 9/29/2011 4:14:04 AM |
| organized-payment6 | $50.00 | 9/29/2011 5:41:54 AM |
| credit-maple5 | $48.00 | 9/29/2011 8:15:44 AM |
| gentle-gain235 | $200.00 | 9/29/2011 8:32:46 AM |
| intelligent-repayment8 | $2,677.00 | 9/29/2011 12:05:19 PM |
| alphaseek | $100.00 | 9/29/2011 11:55:43 AM |
| riskreward | $250.00 | 9/28/2011 9:19:49 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:48 AM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:46 PM |
| oplender | $25.00 | 9/28/2011 6:47:42 PM |
| don8ter | $25.00 | 9/29/2011 3:32:46 AM |
| boylezz | $25.00 | 9/29/2011 5:51:18 AM |
| Zolton | $200.00 | 9/29/2011 7:25:00 AM |
| Kaj | $25.00 | 9/29/2011 7:45:03 AM |
| Ven58 | $25.00 | 9/29/2011 7:31:00 AM |
| Interstate_Rate | $250.00 | 9/29/2011 10:12:07 AM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
529976
This series of Notes was issued and sold upon the funding of the borrower loan #54516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 3m |
|
Amount delinquent:
| $583 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $314 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| profit-medalist |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Increase Capitol
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:52 PM |
| progressive-economy261 | $400.00 | 9/29/2011 12:34:14 PM |
| missing-link | $25.00 | 9/30/2011 8:17:53 AM |
| dime-sanctuary | $35.00 | 9/30/2011 12:41:04 PM |
| economy-coup | $50.00 | 10/1/2011 3:39:28 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:31 AM |
| finance-mushroom | $100.00 | 10/3/2011 5:07:53 PM |
| finance-prescription | $100.00 | 10/3/2011 5:08:50 PM |
| worth-blanket2 | $4,100.00 | 10/4/2011 9:30:20 AM |
| nickel-hickory | $100.00 | 10/4/2011 5:06:40 PM |
| wwwUniversal | $25.00 | 10/4/2011 5:17:25 PM |
| loss-of-control | $75.00 | 10/4/2011 6:39:45 PM |
| Bob450 | $25.00 | 10/4/2011 6:44:12 PM |
| treasure-bliss | $25.00 | 10/5/2011 3:22:46 AM |
| suave-dime6 | $25.00 | 10/5/2011 5:36:48 AM |
| neutrino6 | $25.00 | 10/5/2011 10:00:01 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:19 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:15 PM |
| Comoparklender | $25.00 | 10/5/2011 3:25:58 PM |
| dordee | $50.00 | 10/5/2011 4:55:23 PM |
| Aaron_Oz | $25.00 | 10/5/2011 9:59:12 PM |
| orange-preeminant-bill | $25.00 | 10/6/2011 7:03:49 AM |
| ingenious-interest1 | $50.00 | 10/6/2011 9:24:03 AM |
| worldly-gold | $49.00 | 10/6/2011 4:28:16 PM |
| hopeful-silver5 | $25.00 | 10/7/2011 1:06:36 AM |
| calimanusa | $30.00 | 10/7/2011 12:01:59 AM |
| jjswanso | $50.00 | 10/7/2011 6:06:57 AM |
| leverage-monger | $25.00 | 10/7/2011 6:29:36 AM |
| graceful-investment | $50.00 | 10/7/2011 6:32:16 AM |
| blissful-gain | $25.00 | 10/7/2011 8:42:48 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:08 PM |
| CACO_Lender | $25.00 | 10/7/2011 12:59:45 PM |
| dough-souffle | $50.00 | 10/7/2011 1:35:56 PM |
| CA-Lender | $75.00 | 10/7/2011 9:27:53 PM |
| jonn834 | $25.00 | 10/8/2011 8:29:57 AM |
| Dubbs360 | $142.39 | 10/8/2011 8:58:32 AM |
| fusbarro | $50.00 | 9/29/2011 2:14:49 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:18 PM |
| lplender | $50.00 | 10/1/2011 12:51:50 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:42 AM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:33 PM |
| Mariner3605 | $25.00 | 10/3/2011 9:50:40 PM |
| mlj0671 | $25.00 | 10/4/2011 1:51:22 AM |
| thankful-nickel2 | $25.00 | 10/4/2011 10:00:16 AM |
| 108lender | $200.00 | 10/4/2011 10:58:31 AM |
| wlm3012 | $30.00 | 10/4/2011 3:34:44 PM |
| bid-stockpiler1 | $100.00 | 10/4/2011 1:53:05 PM |
| papaloha | $25.00 | 10/4/2011 7:38:52 PM |
| houli123 | $25.00 | 10/5/2011 6:05:23 AM |
| loanman2007 | $25.00 | 10/5/2011 9:37:27 AM |
| cnovak | $25.00 | 10/5/2011 12:03:11 PM |
| Kaj | $40.00 | 10/5/2011 5:05:46 PM |
| thelovebug | $100.00 | 10/5/2011 5:22:28 PM |
| kind-credit-bear | $25.00 | 10/5/2011 5:16:54 PM |
| top-courteous-peso | $100.00 | 10/5/2011 6:29:38 PM |
| red-power-pecan | $50.00 | 10/5/2011 7:05:20 PM |
| evnagelist | $50.00 | 10/5/2011 11:28:55 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:10 PM |
| rogue_monster | $25.00 | 10/6/2011 7:55:08 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:35 AM |
| life-is-great | $25.00 | 10/6/2011 4:57:53 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:10 PM |
| magnitude787 | $50.00 | 10/6/2011 6:45:05 PM |
| Biancs | $100.00 | 10/6/2011 7:27:05 PM |
| draggon77 | $25.00 | 10/7/2011 1:56:41 AM |
| Easystreet | $25.00 | 10/7/2011 3:23:41 AM |
| cash-daisy | $48.61 | 10/7/2011 8:31:10 AM |
| commitment-orbiter5 | $25.00 | 10/7/2011 11:02:07 AM |
| irishalaskan | $25.00 | 10/7/2011 7:40:42 PM |
| Vreet | $25.00 | 10/8/2011 2:51:09 AM |
| friendly-principal76 | $25.00 | 10/8/2011 7:46:38 AM |
| trumpeter5 | $25.00 | 10/8/2011 8:26:08 AM |
| gothampark | $25.00 | 10/8/2011 8:52:26 AM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
530004
This series of Notes was issued and sold upon the funding of the borrower loan #54567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 69% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,650 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| preeminant-agreement7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off current debt.
My financial situation:
I am a good candidate for this loan because I plan to payoff of current debts to lower my monthly expenses.
Monthly net income: $4,000
Monthly expenses: $2,995
Housing: $705
Car expenses: $900
Utilities: $250
Phone, cable, internet: $450
Food: $300
Credit cards and other loans: $390
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BenR | $100.00 | 9/28/2011 5:35:30 PM |
| intelligent-yield | $50.00 | 9/29/2011 11:14:20 PM |
| papaloha | $25.00 | 9/30/2011 7:43:01 AM |
| BankofRon | $25.00 | 9/30/2011 7:16:38 AM |
| Unitas4302 | $50.00 | 9/30/2011 6:43:29 PM |
| ChoiceInvestments | $29.85 | 9/30/2011 6:52:35 PM |
| wwwUniversal | $25.00 | 10/1/2011 12:18:55 PM |
| diplomatic-wealth7 | $25.00 | 10/1/2011 12:17:51 PM |
| shrewd-income | $25.00 | 10/1/2011 6:10:33 PM |
| 850 | $50.00 | 10/1/2011 10:27:20 PM |
| charming-exchange7 | $25.00 | 10/2/2011 5:52:05 PM |
| fmanjoo | $25.00 | 10/2/2011 2:44:57 PM |
| riveting-credit5 | $50.00 | 10/2/2011 5:55:28 PM |
| leverage-monger | $25.00 | 10/3/2011 1:19:26 PM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:30 PM |
| gotjack | $100.00 | 10/3/2011 5:14:48 PM |
| loss-of-control | $75.00 | 10/3/2011 5:33:31 PM |
| pious-benjamins1 | $31.00 | 10/3/2011 8:13:48 PM |
| shrewd-income | $25.00 | 10/3/2011 8:56:03 PM |
| Iwillhuntyoudown | $25.00 | 10/3/2011 9:05:50 PM |
| kendigme | $25.00 | 10/4/2011 3:24:46 AM |
| wkeboarder21 | $50.00 | 10/4/2011 3:30:18 AM |
| AndChicksforFree | $25.00 | 10/4/2011 7:55:19 AM |
| excellent-wealth6 | $25.00 | 10/4/2011 12:00:36 PM |
| CASSHMAN | $75.00 | 10/4/2011 5:29:16 PM |
| purposeful-pound5 | $5.62 | 10/4/2011 6:28:11 PM |
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:42 PM |
| finance-solo | $50.00 | 9/29/2011 5:35:21 AM |
| don8ter | $25.00 | 9/29/2011 3:41:40 AM |
| fusbarro | $50.00 | 9/29/2011 2:14:43 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:12 PM |
| mercuriant | $25.00 | 10/1/2011 9:05:42 AM |
| engaging-worth | $25.00 | 10/1/2011 10:50:58 AM |
| scrappy-diversification7 | $2,000.00 | 10/1/2011 12:09:18 PM |
| mlj0671 | $25.00 | 10/1/2011 2:21:52 PM |
| CA-Lender | $25.00 | 10/1/2011 2:42:33 PM |
| Bob450 | $25.00 | 10/1/2011 5:05:49 PM |
| economy-coup | $50.00 | 10/1/2011 3:39:23 PM |
| dynrep | $100.00 | 10/1/2011 9:25:34 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:38 AM |
| thankful-nickel2 | $25.00 | 10/2/2011 1:41:56 PM |
| mraleig | $75.00 | 10/2/2011 5:54:14 PM |
| StrongMonty | $60.19 | 10/2/2011 10:07:35 PM |
| Supernick | $25.00 | 10/3/2011 1:33:37 AM |
| high_flyer | $100.00 | 10/3/2011 1:23:45 PM |
| Starfin-Capital-Management | $200.00 | 10/3/2011 2:25:51 PM |
| GElender | $25.00 | 10/3/2011 3:57:09 PM |
| draggon77 | $25.00 | 10/3/2011 7:56:25 PM |
| first-dinero-igloo | $25.00 | 10/4/2011 2:07:47 AM |
| Prairie-MN | $30.00 | 10/4/2011 3:56:51 AM |
| 1willray | $27.00 | 10/4/2011 5:37:20 AM |
| bid-stockpiler1 | $200.00 | 10/4/2011 5:36:03 AM |
| treasure-bliss | $25.00 | 10/4/2011 5:44:02 AM |
| suave-dime6 | $25.00 | 10/4/2011 5:43:46 AM |
| credit-maverick1 | $50.00 | 10/4/2011 6:47:18 AM |
| money-baron | $35.89 | 10/4/2011 7:33:05 AM |
| exchange-squirrel | $25.00 | 10/4/2011 7:30:50 AM |
| sdcc72 | $25.00 | 10/4/2011 8:12:06 AM |
| the-discrete-income | $25.00 | 10/4/2011 9:27:38 AM |
| money-baron | $25.00 | 10/4/2011 9:55:26 AM |
| handy-point5 | $25.00 | 10/4/2011 10:49:48 AM |
| EretzCapital | $55.03 | 10/4/2011 3:37:10 PM |
| profit-powerplant | $25.00 | 10/4/2011 4:30:11 PM |
| Eric_Gagne | $50.00 | 10/4/2011 5:13:33 PM |
| himistu22 | $25.00 | 10/4/2011 5:13:49 PM |
| equallender | $25.42 | 10/4/2011 5:52:36 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
530040
This series of Notes was issued and sold upon the funding of the borrower loan #54469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $224.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 25y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,365 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| heavenly-economy0 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement/Debt Consolidation
Purpose of loan:
The purpose of this loan is for Roof repair and to Consolidate 3 Credit Card Payments.
My financial situation:
I am an good candidate for this loan because I have an good payment history on all my accounts .
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:46 PM |
| AndChicksforFree | $25.00 | 9/29/2011 9:17:14 AM |
| fusbarro | $50.00 | 9/29/2011 2:14:46 PM |
| equitable-capital758 | $250.00 | 9/29/2011 3:05:57 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:14 PM |
| ptjg | $25.00 | 9/29/2011 10:41:56 PM |
| penny-surgeon | $25.00 | 9/30/2011 9:58:32 AM |
| Zeenos | $50.00 | 9/30/2011 4:07:21 PM |
| otto1939 | $101.00 | 10/1/2011 8:17:02 AM |
| Mombo-5 | $50.00 | 10/1/2011 7:13:50 AM |
| mercuriant | $25.00 | 10/1/2011 9:05:43 AM |
| grotheik | $25.00 | 10/1/2011 7:42:25 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:39 AM |
| auction-seeker | $25.00 | 10/2/2011 5:36:16 PM |
| charming-exchange7 | $25.00 | 10/2/2011 5:52:05 PM |
| Supernick | $25.00 | 10/3/2011 1:33:39 AM |
| mlj0671 | $25.00 | 10/4/2011 1:51:22 AM |
| Whipster | $80.00 | 10/4/2011 5:07:40 AM |
| durability-halibut | $25.00 | 10/4/2011 8:19:34 AM |
| the-discrete-income | $50.00 | 10/4/2011 9:27:39 AM |
| 108lender | $200.00 | 10/4/2011 10:58:31 AM |
| vtrentster | $26.00 | 10/4/2011 1:56:31 PM |
| capital-raker2 | $38.34 | 10/4/2011 3:27:18 PM |
| profit-powerplant | $25.00 | 10/4/2011 4:30:11 PM |
| EngineersAlliance | $75.00 | 10/4/2011 5:10:50 PM |
| Eric_Gagne | $25.00 | 10/4/2011 5:14:52 PM |
| papaloha | $25.00 | 10/4/2011 7:38:51 PM |
| frogperson | $150.00 | 10/4/2011 8:11:49 PM |
| orangetrust | $50.00 | 10/4/2011 9:33:11 PM |
| profde | $25.00 | 10/5/2011 2:33:36 AM |
| arampata | $201.00 | 10/5/2011 3:06:44 AM |
| orange-preeminant-bill | $25.00 | 10/5/2011 3:52:39 AM |
| Bob450 | $30.00 | 10/5/2011 7:56:04 AM |
| finance-mushroom | $100.00 | 10/5/2011 9:09:51 AM |
| glroark | $100.00 | 10/5/2011 9:48:07 AM |
| whitegold24k | $400.00 | 10/5/2011 9:36:44 AM |
| wwwUniversal | $25.00 | 10/5/2011 9:16:44 AM |
| favorite-commerce | $25.00 | 10/5/2011 9:35:47 AM |
| daekpon | $50.00 | 10/5/2011 10:11:14 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:18 AM |
| bizlending | $100.00 | 10/5/2011 11:11:08 AM |
| golffish2 | $25.00 | 10/5/2011 11:23:37 AM |
| steven3333 | $25.00 | 10/5/2011 1:08:12 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:14 PM |
| CatbirdBanking | $25.00 | 10/5/2011 12:18:28 PM |
| high_flyer | $100.00 | 10/5/2011 1:24:08 PM |
| Madmigel | $50.00 | 10/5/2011 2:47:07 PM |
| Comoparklender | $25.00 | 10/5/2011 3:25:57 PM |
| shrewd-deal | $75.00 | 10/5/2011 4:34:50 PM |
| dordee | $50.00 | 10/5/2011 4:54:23 PM |
| thelovebug | $100.00 | 10/5/2011 5:22:28 PM |
| gotjack | $50.00 | 10/5/2011 5:24:10 PM |
| pfh | $25.00 | 10/5/2011 5:26:19 PM |
| SolarMoonshine | $25.00 | 10/5/2011 6:08:43 PM |
| a-helping-hand | $100.00 | 10/5/2011 6:19:56 PM |
| mrladybug101 | $50.00 | 10/5/2011 6:49:33 PM |
| houli123 | $25.00 | 10/5/2011 6:33:30 PM |
| Mr_Katana | $3.18 | 10/5/2011 7:06:12 PM |
| 1stBankAndHal | $25.05 | 9/29/2011 1:50:46 PM |
| ChoiceInvestments | $32.51 | 9/30/2011 8:04:58 AM |
| phenomenal-gain5 | $25.00 | 10/1/2011 7:52:59 AM |
| wampum-library4 | $25.00 | 10/1/2011 11:43:12 AM |
| economy-coup | $50.00 | 10/1/2011 3:39:25 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:29 AM |
| fmanjoo | $25.00 | 10/2/2011 2:44:59 PM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:31 PM |
| treasure-bliss | $25.00 | 10/4/2011 5:44:04 AM |
| wonder3 | $40.00 | 10/4/2011 6:07:27 AM |
| Iwillhuntyoudown | $25.00 | 10/4/2011 3:08:30 PM |
| ready-interest9 | $25.00 | 10/4/2011 3:12:05 PM |
| serene-capital | $30.00 | 10/4/2011 2:30:20 PM |
| progressive-economy261 | $400.00 | 10/4/2011 5:18:53 PM |
| loss-of-control | $75.00 | 10/4/2011 6:48:12 PM |
| moola-tulip1 | $30.00 | 10/5/2011 3:31:33 AM |
| Rollshaft | $25.00 | 10/5/2011 5:52:30 AM |
| suave-dime6 | $25.00 | 10/5/2011 5:37:42 AM |
| thankful-nickel2 | $25.00 | 10/5/2011 6:56:53 AM |
| FriendInSeattle | $100.00 | 10/5/2011 6:05:31 AM |
| mykkai | $25.00 | 10/5/2011 7:11:50 AM |
| transformer855 | $25.00 | 10/5/2011 8:42:04 AM |
| whitegold24k | $100.00 | 10/5/2011 9:16:56 AM |
| cnovak | $25.00 | 10/5/2011 12:03:10 PM |
| mad-scientist418 | $25.00 | 10/5/2011 1:41:43 PM |
| ShadowLender | $34.00 | 10/5/2011 2:30:29 PM |
| GElender | $40.00 | 10/5/2011 3:51:58 PM |
| leverage-monger | $25.00 | 10/5/2011 3:19:53 PM |
| Live-Free-or-Die | $208.92 | 10/5/2011 5:01:20 PM |
| Kaj | $40.00 | 10/5/2011 5:05:45 PM |
| kind-credit-bear | $25.00 | 10/5/2011 5:16:54 PM |
| FoosMaster | $40.00 | 10/5/2011 6:30:55 PM |
| fantastic-bazaar2 | $50.00 | 10/5/2011 6:08:15 PM |
| trident8 | $25.00 | 10/5/2011 6:21:37 PM |
| red-power-pecan | $50.00 | 10/5/2011 7:05:19 PM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
530054
This series of Notes was issued and sold upon the funding of the borrower loan #54535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 25.05% |
Borrower rate/APR:
| 26.05% / 28.41% |
Monthly payment:
| $299.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.45% | | |
| |
Estimated return*:
| 15.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,763 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-crusader |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,200.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2008)
620-639
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Baby OTW, desire fixed payments
Purpose of loan:
This loan will be used to pay off credit card with high APR and secure a fixed payment that will guarantee pay off no later than a set date.
My financial situation:
I am a good candidate for this loan because I am employed with a stable job full time. In October 2011, I will have successfully completed all payments on time or early for a previous prosper loan. I am making an attempt to make all obligations that I can be fixed payments to assist in formalizing a fixed budget. I own my home and have a very supportive family.
Monthly net income: $ 4000
Monthly expenses:
Housing: $ 600
Insurance: $ 25 (health insurance is already deducted from gross pay)
Car expenses: $ my vehicle expenses are covered by my employment
Utilities: $ 200
Phone, cable, internet: $ 100
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 600
Total Monthly expenses: $1925
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| desertoasis | $25.00 | 10/11/2011 11:12:44 AM |
| Dusigrosz | $100.00 | 10/10/2011 5:00:50 PM |
| MoneyForNothing | $42.96 | 10/10/2011 5:03:09 PM |
| OldManP | $60.00 | 10/10/2011 5:17:54 PM |
| social-cocktail1 | $200.00 | 10/10/2011 5:15:34 PM |
| Kash2010lu | $30.00 | 10/10/2011 5:34:22 PM |
| the-discrete-income | $50.00 | 10/10/2011 5:13:44 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:46 PM |
| whitegold24k | $400.00 | 10/10/2011 5:40:50 PM |
| Bank_Of_XL | $25.00 | 10/10/2011 5:57:55 PM |
| happy-return4 | $50.00 | 10/10/2011 5:53:52 PM |
| Kaj | $40.00 | 10/10/2011 6:42:42 PM |
| fervent-repayment | $25.00 | 10/10/2011 6:22:21 PM |
| sweety075 | $25.00 | 10/10/2011 7:24:47 PM |
| supreme-hope | $25.00 | 10/10/2011 6:26:04 PM |
| vibraphone3 | $25.00 | 10/10/2011 7:03:43 PM |
| mikeandcat | $300.00 | 10/10/2011 7:39:50 PM |
| thankful-nickel2 | $50.00 | 10/10/2011 7:49:04 PM |
| Moe87 | $25.00 | 10/10/2011 6:59:18 PM |
| SouthernRemarketing | $26.54 | 10/10/2011 8:09:05 PM |
| economy-popcorn | $25.00 | 10/10/2011 8:13:42 PM |
| wdove511 | $30.00 | 10/10/2011 11:47:59 PM |
| servnyou | $35.00 | 10/10/2011 11:05:22 PM |
| Mikale360 | $25.00 | 10/10/2011 10:14:22 PM |
| RLaumeyer | $30.00 | 10/11/2011 6:25:58 AM |
| treasure-bliss | $25.00 | 10/11/2011 3:58:24 AM |
| cerebral-deal353 | $25.00 | 10/11/2011 6:28:46 AM |
| vtrentster | $25.00 | 10/11/2011 7:12:21 AM |
| enchanted-note | $50.00 | 10/11/2011 7:33:40 AM |
| heavenly-interest9 | $400.00 | 10/11/2011 7:21:05 AM |
| peaceful-wealth0 | $50.00 | 10/11/2011 7:43:22 AM |
| the-respectful-transaction | $25.00 | 10/11/2011 7:50:53 AM |
| worldly-money4 | $500.00 | 10/11/2011 6:46:14 AM |
| GoGalt | $50.00 | 10/11/2011 8:04:42 AM |
| fireferd | $200.00 | 10/11/2011 9:07:34 AM |
| worldly-investment333 | $50.00 | 10/11/2011 8:32:19 AM |
| grnii78 | $145.15 | 10/11/2011 8:53:53 AM |
| wwwUniversal | $25.00 | 10/11/2011 9:14:50 AM |
| wise-deal-panda | $200.00 | 10/11/2011 9:16:48 AM |
| Investoman | $75.00 | 10/11/2011 9:11:19 AM |
| ready-interest9 | $25.00 | 10/11/2011 9:37:57 AM |
| first-serene-credit | $25.00 | 10/11/2011 9:17:00 AM |
| optionscashflow | $25.00 | 10/11/2011 9:41:30 AM |
| NolockHolmes | $50.00 | 10/11/2011 11:54:49 AM |
| KindCharmingReflective-affluence | $25.00 | 10/11/2011 10:55:39 AM |
| rupee-sequoia | $50.00 | 10/11/2011 11:54:31 AM |
| tylerfd | $25.00 | 10/11/2011 11:59:18 AM |
| authentic-liberty7 | $25.00 | 10/11/2011 12:00:29 PM |
| designer_10 | $25.00 | 10/11/2011 12:02:24 PM |
| Rogelio48 | $30.00 | 10/11/2011 1:15:41 PM |
| enthralling-investment | $50.00 | 10/11/2011 2:04:16 PM |
| irrelevant | $25.00 | 10/11/2011 2:05:07 PM |
| DoctorJoe | $50.00 | 10/11/2011 2:26:57 PM |
| scarecrow4188 | $28.23 | 10/11/2011 1:50:50 PM |
| friendly-principal76 | $25.32 | 10/11/2011 2:55:07 PM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:55:01 PM |
| Madmigel | $75.00 | 10/11/2011 3:32:54 PM |
| autonomous-kindness8 | $25.00 | 10/11/2011 4:51:34 PM |
| worthy-bid8 | $50.00 | 10/11/2011 5:08:26 PM |
| finance-prescription | $100.00 | 10/11/2011 5:11:30 PM |
| worth-glider | $25.00 | 10/11/2011 5:02:12 PM |
| contract-student2 | $50.00 | 10/11/2011 6:13:56 PM |
| protector734 | $168.05 | 10/11/2011 6:10:18 PM |
| first-class-yield9 | $50.00 | 10/11/2011 6:34:50 PM |
| awesome-yield7 | $44.18 | 10/11/2011 6:35:14 PM |
| elfincove | $25.00 | 10/11/2011 6:33:12 PM |
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:44 AM |
| MilitaryLending | $100.03 | 10/10/2011 5:09:25 PM |
| marinbb | $150.00 | 10/10/2011 5:02:31 PM |
| DHolly | $25.00 | 10/10/2011 5:27:19 PM |
| whitegold24k | $100.00 | 10/10/2011 5:14:50 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:06 PM |
| wonder3 | $35.00 | 10/10/2011 5:54:38 PM |
| burger283 | $25.00 | 10/10/2011 5:25:12 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:31 PM |
| 113121 | $75.00 | 10/10/2011 6:15:57 PM |
| auction-seeker | $25.00 | 10/10/2011 7:10:57 PM |
| reflective-rupee | $25.00 | 10/10/2011 7:36:10 PM |
| Banker2OO7 | $75.00 | 10/10/2011 6:49:17 PM |
| economy-popcorn | $25.00 | 10/10/2011 8:13:28 PM |
| AndChicksforFree | $57.00 | 10/10/2011 8:37:20 PM |
| 1800porsche | $25.00 | 10/10/2011 8:48:56 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:47 PM |
| listing-vista | $50.00 | 10/10/2011 9:10:07 PM |
| durability-halibut | $30.00 | 10/10/2011 8:27:07 PM |
| AndChicksforFree | $42.95 | 10/10/2011 8:35:53 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:26 PM |
| magnitude787 | $50.00 | 10/10/2011 9:43:09 PM |
| credit-coach118 | $45.00 | 10/10/2011 11:06:40 PM |
| icanhasloanz | $200.00 | 10/11/2011 1:38:39 AM |
| nerdfactor | $25.00 | 10/10/2011 9:47:35 PM |
| fascinating-generosity3 | $100.00 | 10/10/2011 9:52:25 PM |
| icanhasloanz | $200.00 | 10/11/2011 1:34:42 AM |
| orange-preeminant-bill | $25.00 | 10/11/2011 4:04:21 AM |
| atlas-shrugged | $200.00 | 10/10/2011 11:38:55 PM |
| icanhasloanz | $200.00 | 10/11/2011 1:34:37 AM |
| Scotcha | $75.00 | 10/11/2011 6:37:50 AM |
| calbertrand | $25.00 | 10/11/2011 6:49:51 AM |
| tntmojave | $50.00 | 10/11/2011 5:32:02 AM |
| suave-dime6 | $25.00 | 10/11/2011 6:06:00 AM |
| wampum-optimization | $25.00 | 10/11/2011 6:15:26 AM |
| return-enthusiast1 | $25.00 | 10/11/2011 7:51:48 AM |
| exchange-upholder0 | $25.00 | 10/11/2011 8:30:20 AM |
| shmb6508 | $25.00 | 10/11/2011 8:58:50 AM |
| innovator10 | $200.00 | 10/11/2011 9:01:36 AM |
| rolltide09 | $25.00 | 10/11/2011 9:03:30 AM |
| handshake5 | $100.00 | 10/11/2011 9:09:28 AM |
| shawnw2 | $100.00 | 10/11/2011 9:17:35 AM |
| thrifty-note2 | $25.00 | 10/11/2011 9:30:30 AM |
| ckbr | $59.00 | 10/11/2011 9:43:39 AM |
| zone8 | $100.00 | 10/11/2011 10:33:07 AM |
| 1stBankAndHal | $75.07 | 10/11/2011 12:01:42 PM |
| fireman4 | $75.00 | 10/11/2011 12:21:18 PM |
| life-is-great | $25.00 | 10/11/2011 12:38:08 PM |
| dinero-speaker | $25.00 | 10/11/2011 11:59:51 AM |
| investment-artist | $26.01 | 10/11/2011 1:09:29 PM |
| wampum-library4 | $50.00 | 10/11/2011 1:13:43 PM |
| ILWTC | $25.00 | 10/11/2011 1:24:33 PM |
| impeccable-ore3 | $25.00 | 10/11/2011 12:44:24 PM |
| dtana | $25.00 | 10/11/2011 2:11:03 PM |
| larslfe | $50.00 | 10/11/2011 1:11:31 PM |
| Bill88 | $30.00 | 10/11/2011 1:23:09 PM |
| ore-leaper1 | $35.00 | 10/11/2011 3:00:14 PM |
| janeybooboo | $100.00 | 10/11/2011 3:00:06 PM |
| Rulea72 | $26.00 | 10/11/2011 4:12:10 PM |
| payout-bridge | $500.00 | 10/11/2011 5:00:34 PM |
| money-bauble | $200.00 | 10/11/2011 5:08:10 PM |
| social-hunter5 | $25.00 | 10/11/2011 5:00:08 PM |
| sharp-trade0 | $25.00 | 10/11/2011 5:23:35 PM |
| drluong | $25.00 | 10/11/2011 5:06:12 PM |
| mammalian4 | $25.00 | 10/11/2011 5:29:00 PM |
| ursus | $50.00 | 10/11/2011 5:09:36 PM |
| sensible-fund | $25.74 | 10/11/2011 5:56:45 PM |
| the-productive-agreement | $25.00 | 10/11/2011 6:25:56 PM |
| palace2 | $352.77 | 10/11/2011 6:11:13 PM |
| CA-Lender | $50.00 | 10/11/2011 5:58:22 PM |
| IIP77 | $25.00 | 10/11/2011 6:29:43 PM |
| 137 Investments
|
Borrower Payment Dependent Notes Series
530166
This series of Notes was issued and sold upon the funding of the borrower loan #54526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1971 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 28
/
26 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57,291 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-receptive-order |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6200
Monthly expenses: $4000
Housing: $2000
Insurance: $0
Car expenses: $250
Utilities: $400
Phone, cable, internet: $0
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| finance-prescription | $100.00 | 10/6/2011 5:48:46 PM |
| Whipster | $80.00 | 10/6/2011 8:08:55 PM |
| leverage-monger | $25.00 | 10/7/2011 7:03:20 AM |
| credit-coach118 | $30.47 | 10/7/2011 9:12:21 AM |
| BankofRon | $25.00 | 10/7/2011 11:37:02 AM |
| phenomenal-gain5 | $25.00 | 10/7/2011 7:28:19 PM |
| Kaj | $40.00 | 10/7/2011 7:58:23 PM |
| friendly-principal76 | $25.00 | 10/8/2011 8:08:50 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:16 PM |
| CatbirdBanking | $25.00 | 10/8/2011 12:30:35 PM |
| handy-justice | $50.00 | 10/8/2011 12:55:59 PM |
| gotjack | $25.00 | 10/9/2011 6:26:26 AM |
| social-hunter5 | $25.00 | 10/9/2011 8:28:58 AM |
| the-discrete-income | $25.00 | 10/9/2011 12:43:02 PM |
| MrDance123 | $50.00 | 10/10/2011 3:17:08 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:31 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:58 PM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:54:46 PM |
| Top_Gun_Lender | $26.00 | 10/11/2011 11:31:36 PM |
| erowis | $75.00 | 10/12/2011 12:24:53 AM |
| riveting-credit5 | $100.00 | 10/11/2011 11:24:13 PM |
| GElender | $50.00 | 10/12/2011 6:01:33 AM |
| mlj0671 | $25.00 | 10/12/2011 6:54:50 AM |
| wwwUniversal | $25.00 | 10/12/2011 9:20:08 AM |
| suave-dime6 | $25.00 | 10/12/2011 4:28:12 PM |
| burrito6 | $50.00 | 10/12/2011 5:08:05 PM |
| CA-Lender | $50.00 | 10/12/2011 5:14:41 PM |
| the-discrete-income | $75.00 | 10/12/2011 5:35:27 PM |
| loss-of-control | $100.00 | 10/12/2011 5:47:20 PM |
| gokart83 | $25.00 | 10/12/2011 6:59:44 PM |
| Bob450 | $25.00 | 10/12/2011 7:02:28 PM |
| investment-comet | $25.00 | 10/12/2011 6:55:17 PM |
| natural-worth9 | $200.00 | 10/12/2011 6:15:42 PM |
| pious-benjamins1 | $26.00 | 10/12/2011 8:20:38 PM |
| ore-dojo | $2.41 | 10/12/2011 10:58:19 PM |
| credit-rocket4 | $25.00 | 10/12/2011 8:42:36 PM |
| jonnysixgun | $25.00 | 10/12/2011 9:30:20 PM |
| responsibility-butterfly | $25.00 | 10/7/2011 6:42:57 AM |
| social-cocktail1 | $200.00 | 10/6/2011 5:58:23 PM |
| favorite-commerce | $25.00 | 10/6/2011 6:23:41 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:26 PM |
| exchange-squirrel | $25.00 | 10/7/2011 12:13:51 AM |
| wonder3 | $40.00 | 10/7/2011 5:57:01 AM |
| diplomatic-wealth7 | $25.00 | 10/7/2011 9:18:55 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:21 AM |
| 4mydaughterseducation | $25.00 | 10/8/2011 10:50:58 AM |
| durability-halibut | $30.00 | 10/8/2011 3:30:17 PM |
| charming-exchange7 | $25.00 | 10/10/2011 10:27:28 PM |
| Thunder08 | $50.00 | 10/11/2011 6:48:25 PM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:48 AM |
| scrappy-diversification7 | $2,000.00 | 10/12/2011 5:09:17 PM |
| gjm6d | $25.00 | 10/12/2011 5:57:18 PM |
| terrific-dough6 | $100.00 | 10/12/2011 5:56:12 PM |
| asset-bugle0 | $25.12 | 10/12/2011 9:45:20 PM |
| exchange-upholder0 | $25.00 | 10/12/2011 10:31:31 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
530386
This series of Notes was issued and sold upon the funding of the borrower loan #54561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $450 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-inspired-peace |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
10-01-11
Purpose of loan: Pay off outstanding bills
This loan will be used to...Pay off outstanding bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6200
Monthly expenses: $
Housing: $1565
Insurance: $144
Car expenses: $840
Utilities: $250
Phone, cable, internet: $80
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 9/30/2011 5:20:50 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:53 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:40 AM |
| mummey | $100.00 | 10/3/2011 10:50:16 AM |
| glenium | $25.00 | 10/4/2011 2:35:00 AM |
| bright-exchange | $25.00 | 10/4/2011 6:44:50 AM |
| GElender | $25.00 | 10/5/2011 4:02:31 PM |
| kind-credit-bear | $25.00 | 10/5/2011 5:16:57 PM |
| simeonthewhale | $25.00 | 10/6/2011 10:39:24 AM |
| lend4life13 | $25.00 | 10/7/2011 8:05:47 AM |
| loss-of-control | $100.00 | 10/8/2011 2:31:27 PM |
| wise-careful-greenback | $25.00 | 10/8/2011 7:35:35 PM |
| secureincome | $350.00 | 10/10/2011 4:48:05 AM |
| suave-dime6 | $25.00 | 10/10/2011 6:34:43 AM |
| finance-mushroom | $100.00 | 10/10/2011 9:08:19 AM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:14 PM |
| draggon77 | $25.00 | 10/10/2011 8:42:52 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:41 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:23 PM |
| social-heart | $25.00 | 10/11/2011 12:36:39 AM |
| glenium | $25.00 | 10/11/2011 3:07:01 AM |
| alphaseek | $68.44 | 10/11/2011 6:39:19 AM |
| exchange-squirrel | $25.00 | 10/1/2011 2:13:31 PM |
| dudebrah | $25.00 | 10/2/2011 3:50:52 PM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:38 PM |
| leverage-ectasy | $29.38 | 10/3/2011 9:18:52 PM |
| Rogelio48 | $30.00 | 10/4/2011 6:08:52 AM |
| excellent-wealth6 | $25.00 | 10/4/2011 11:48:10 AM |
| nickel-hickory | $25.00 | 10/5/2011 10:23:59 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:21 PM |
| droopie1 | $25.00 | 10/5/2011 5:55:01 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:46 AM |
| brightest-income-hunter | $50.00 | 10/6/2011 8:39:07 AM |
| MoneyBag4366 | $25.00 | 10/7/2011 2:32:32 AM |
| dws2380 | $25.00 | 10/7/2011 7:42:22 AM |
| worldpower2 | $25.00 | 10/7/2011 9:59:31 AM |
| simiray | $25.00 | 10/9/2011 9:59:28 PM |
| Dubbs360 | $250.00 | 10/10/2011 8:11:35 AM |
| wwwUniversal | $25.00 | 10/10/2011 9:13:17 AM |
| shmb6508 | $41.00 | 10/10/2011 11:03:16 AM |
| bbt210 | $25.09 | 10/10/2011 1:31:49 PM |
| income-rocker2 | $50.00 | 10/10/2011 2:26:47 PM |
| capital-halo1 | $1,000.00 | 10/10/2011 5:07:58 PM |
| CA-Lender | $25.00 | 10/10/2011 5:11:45 PM |
| WDeamay | $25.00 | 10/10/2011 5:16:53 PM |
| motivator72 | $25.00 | 10/10/2011 7:25:51 PM |
| Bob450 | $25.00 | 10/10/2011 6:35:12 PM |
| periko | $29.09 | 10/10/2011 7:46:05 PM |
| nfx | $27.00 | 10/11/2011 6:15:45 AM |
| pfh | $25.00 | 10/11/2011 5:56:34 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
530554
This series of Notes was issued and sold upon the funding of the borrower loan #54541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,050 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| authentic-transaction4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wcf
Purpose of loan:
This loan will be used to...fund business
My financial situation:
I am a good candidate for this loan because...I have an excellent track record, a great idea and a business plan
Monthly net income: $14,000
Monthly expenses: 800
Housing: $800
Insurance: $
Car expenses: $
Utilities: $200
Phone, cable, internet: $
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| innocent-loot | $25.00 | 10/12/2011 8:14:30 AM |
| progressive-economy261 | $400.00 | 10/2/2011 12:16:46 PM |
| fmanjoo | $25.00 | 10/2/2011 2:45:09 PM |
| thankful-nickel2 | $25.00 | 10/2/2011 1:55:01 PM |
| thomas16882004 | $25.00 | 10/3/2011 7:09:12 PM |
| availableloan | $25.00 | 10/3/2011 10:14:27 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:54 AM |
| Kaj | $40.00 | 10/5/2011 5:05:50 PM |
| triumph329 | $40.00 | 10/6/2011 4:49:34 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:57 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:12 AM |
| Preteur | $25.00 | 10/6/2011 1:37:16 PM |
| hope-equation | $50.00 | 10/6/2011 6:17:45 PM |
| Brisket_Bob | $50.00 | 10/7/2011 4:41:57 AM |
| return-marsupial3 | $25.00 | 10/6/2011 10:48:08 PM |
| worthy-bid8 | $50.00 | 10/7/2011 9:07:35 AM |
| larslfe | $25.00 | 10/7/2011 8:45:48 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:15 PM |
| listing-vista | $25.00 | 10/7/2011 1:04:13 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:42 PM |
| Sefotonga | $25.00 | 10/7/2011 6:21:31 PM |
| jazzmanian | $25.00 | 10/7/2011 8:03:31 PM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:23 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:51 AM |
| value-pouch | $25.00 | 10/8/2011 8:32:17 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:04 AM |
| magnitude787 | $50.00 | 10/8/2011 1:08:56 PM |
| natural-worth9 | $500.00 | 10/8/2011 2:12:50 PM |
| wise-deal-panda | $25.00 | 10/8/2011 4:58:23 PM |
| inspired-investment8 | $100.00 | 10/8/2011 4:48:34 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:23 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:23 PM |
| iLend-weGrow | $50.00 | 10/9/2011 8:01:06 AM |
| finance-scout2 | $25.00 | 10/9/2011 9:34:28 AM |
| principal-kung-fu | $25.00 | 10/9/2011 9:10:01 AM |
| balance6 | $25.00 | 10/9/2011 11:18:11 AM |
| antlr | $50.00 | 10/9/2011 1:12:25 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:51 PM |
| YLlama | $25.00 | 10/9/2011 2:16:34 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:33 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:49 PM |
| cajunguy | $25.00 | 10/9/2011 2:50:10 PM |
| green-interest-web | $25.00 | 10/9/2011 6:28:17 PM |
| grove88 | $25.00 | 10/9/2011 7:05:48 PM |
| rupee-artisan | $25.00 | 10/10/2011 1:36:36 AM |
| ersheido | $50.00 | 10/10/2011 6:28:49 AM |
| Dubbs360 | $250.00 | 10/10/2011 8:11:35 AM |
| helpinghand63 | $25.00 | 10/10/2011 9:10:30 AM |
| peace-cadence | $25.00 | 10/10/2011 10:32:21 AM |
| mlbox3k | $25.00 | 10/10/2011 10:21:15 AM |
| 6moonbeams | $50.00 | 10/10/2011 11:18:21 AM |
| established-gain | $25.00 | 10/10/2011 11:06:03 AM |
| Natronpee | $25.00 | 10/10/2011 11:10:33 AM |
| zbfamwl | $25.00 | 10/10/2011 11:58:46 AM |
| aasx1108 | $25.00 | 10/10/2011 12:28:04 PM |
| Danfromnapa | $25.00 | 10/10/2011 12:32:21 PM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:15 PM |
| listing-trapper3 | $50.00 | 10/10/2011 3:04:18 PM |
| systemlender | $50.00 | 10/10/2011 4:50:07 PM |
| chlebie | $50.00 | 10/10/2011 4:58:51 PM |
| kindness-party | $50.00 | 10/10/2011 4:53:53 PM |
| MadHun | $200.00 | 10/10/2011 5:08:28 PM |
| happy-asset | $25.00 | 10/10/2011 6:22:49 PM |
| JazzFranchise | $50.00 | 10/10/2011 6:21:21 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:42 PM |
| income-buddy7 | $25.00 | 10/10/2011 6:36:39 PM |
| donloah | $50.00 | 10/10/2011 9:57:43 PM |
| Borinkano | $100.00 | 10/10/2011 9:49:37 PM |
| NolockHolmes | $50.00 | 10/10/2011 10:49:24 PM |
| longcall | $250.00 | 10/11/2011 12:14:10 AM |
| nerdfactor | $25.00 | 10/10/2011 9:47:27 PM |
| five-star-justice | $25.00 | 10/11/2011 5:47:23 AM |
| personal-lender | $25.00 | 10/11/2011 9:10:17 AM |
| pwkpwk | $25.00 | 10/11/2011 10:56:38 AM |
| gain-mountain1 | $100.00 | 10/11/2011 10:36:44 AM |
| investor7257 | $25.00 | 10/11/2011 11:46:32 AM |
| rupee-sequoia | $50.00 | 10/11/2011 11:57:05 AM |
| dinero-speaker | $25.00 | 10/11/2011 11:59:50 AM |
| jwest82 | $25.00 | 10/11/2011 12:46:00 PM |
| romanfish | $500.00 | 10/11/2011 2:37:36 PM |
| pound-mushroom3 | $25.00 | 10/11/2011 3:52:02 PM |
| red-unequivocal-finance | $25.00 | 10/11/2011 4:05:10 PM |
| dansarkis | $25.00 | 10/11/2011 4:15:13 PM |
| loot-heart | $25.00 | 10/11/2011 4:23:18 PM |
| donmacprosper | $25.00 | 10/11/2011 4:08:36 PM |
| successful-agreement7 | $34.00 | 10/11/2011 5:12:37 PM |
| balance-computer9 | $25.00 | 10/11/2011 5:27:20 PM |
| chomper969 | $25.00 | 10/11/2011 5:56:20 PM |
| owhite2000 | $50.00 | 10/11/2011 6:32:12 PM |
| the-productive-agreement | $25.00 | 10/11/2011 6:25:53 PM |
| basis-gazer0 | $25.00 | 10/11/2011 6:46:59 PM |
| LendGuy | $25.00 | 10/11/2011 7:01:38 PM |
| norcalsv | $25.00 | 10/11/2011 8:06:55 PM |
| spikerjack | $25.00 | 10/11/2011 7:53:07 PM |
| income-motor4 | $25.00 | 10/11/2011 8:38:05 PM |
| Rockymtnhi | $25.00 | 10/11/2011 7:46:30 PM |
| CalBear08 | $25.00 | 10/11/2011 9:35:36 PM |
| flyboy24 | $25.00 | 10/11/2011 9:21:30 PM |
| Ivan2007 | $25.00 | 10/11/2011 8:49:51 PM |
| ujiba | $50.00 | 10/11/2011 10:31:54 PM |
| BCD | $25.00 | 10/11/2011 10:41:24 PM |
| greenback-chooser6 | $50.00 | 10/11/2011 10:57:19 PM |
| lost-money-so-far-on-these | $25.00 | 10/11/2011 11:24:21 PM |
| DrMoneyBags | $50.00 | 10/12/2011 1:40:03 AM |
| SpareChangeHero | $25.00 | 10/12/2011 2:39:10 AM |
| rose88 | $25.00 | 10/12/2011 4:15:26 AM |
| marketplace-hut9 | $25.00 | 10/12/2011 3:41:25 AM |
| value-investor9 | $50.00 | 10/12/2011 3:47:47 AM |
| agreement-guild | $50.00 | 10/12/2011 5:18:24 AM |
| Mindful7 | $25.00 | 10/12/2011 5:27:58 AM |
| radforj22 | $25.00 | 10/12/2011 5:06:07 AM |
| chapman18 | $25.00 | 10/12/2011 5:49:29 AM |
| mrbanker | $50.00 | 10/12/2011 6:20:28 AM |
| TelegramSam | $25.00 | 10/12/2011 7:01:11 AM |
| peace-flower9 | $50.00 | 10/12/2011 6:51:46 AM |
| Tasmir | $25.00 | 10/12/2011 7:16:48 AM |
| integrity-liberator | $25.00 | 10/12/2011 7:36:33 AM |
| responsibility-wind6 | $25.00 | 10/12/2011 6:57:28 AM |
| whatdoido | $25.00 | 10/12/2011 7:16:22 AM |
| janus_god | $25.00 | 10/12/2011 7:24:29 AM |
| worth-sanctuary9 | $25.00 | 10/12/2011 7:54:26 AM |
| erwincohen | $25.00 | 10/12/2011 8:13:16 AM |
| green-tree-shake | $50.00 | 10/12/2011 8:24:25 AM |
| amerigor | $25.00 | 10/12/2011 9:14:35 AM |
| top-unflappable-economy | $25.00 | 10/12/2011 9:05:44 AM |
| 34bcp23 | $25.00 | 10/12/2011 9:38:10 AM |
| vigilance-revolutionary | $50.00 | 10/12/2011 9:15:18 AM |
| chemistry220 | $25.00 | 10/12/2011 9:24:46 AM |
| trade-wicket | $25.00 | 10/12/2011 9:32:34 AM |
| silver-mastery | $25.00 | 10/12/2011 9:53:45 AM |
| Medic05 | $25.00 | 10/12/2011 10:00:25 AM |
| balance2 | $25.00 | 10/12/2011 10:13:35 AM |
| heloswimmer | $25.00 | 10/12/2011 10:45:29 AM |
| Go_Niners | $200.00 | 10/12/2011 11:25:10 AM |
| tigerblue | $41.68 | 10/12/2011 12:15:27 PM |
| vinayganti | $60.00 | 10/12/2011 12:16:49 PM |
| Jimmy_SoCal | $50.00 | 10/12/2011 12:32:37 PM |
| julijask | $49.03 | 10/12/2011 12:48:40 PM |
| payout-flag6 | $25.00 | 10/12/2011 12:57:19 PM |
| dordee | $50.00 | 10/12/2011 1:00:38 PM |
| DadWarbucks | $25.00 | 10/12/2011 1:28:15 PM |
| boater01 | $50.00 | 10/12/2011 1:43:55 PM |
| sjlnn | $25.00 | 10/12/2011 1:46:32 PM |
| Watersports | $50.00 | 10/12/2011 3:12:01 PM |
| Contact911 | $25.00 | 10/12/2011 2:25:34 PM |
| Pasagam | $50.00 | 10/12/2011 4:16:36 PM |
| nitai | $25.00 | 10/12/2011 4:17:04 PM |
| orgy63 | $25.00 | 10/12/2011 4:27:32 PM |
| blue-fervent-pound | $25.00 | 10/12/2011 3:15:01 PM |
| mmullen2 | $44.00 | 10/12/2011 5:15:31 PM |
| reliable-silver7 | $50.00 | 10/12/2011 5:56:29 PM |
| uncleharold | $25.00 | 10/12/2011 6:06:47 PM |
| JKEnterprises | $25.00 | 10/12/2011 5:32:38 PM |
| camer069 | $40.05 | 10/12/2011 6:14:02 PM |
| cash-reaction2 | $50.00 | 10/12/2011 6:07:52 PM |
| IIP77 | $25.00 | 10/12/2011 7:08:27 PM |
| enlighter | $37.50 | 10/12/2011 7:10:48 PM |
| SDNLR | $50.00 | 10/12/2011 7:00:41 PM |
| serene-credit4 | $25.00 | 10/12/2011 7:49:02 PM |
| slpark | $25.00 | 10/12/2011 7:52:11 PM |
| EtaDuck | $25.00 | 10/12/2011 7:20:07 PM |
| smart-integrity378 | $102.00 | 10/12/2011 7:21:08 PM |
| iamricher | $25.00 | 10/12/2011 8:47:03 PM |
| elloboverde | $25.00 | 10/13/2011 12:02:11 AM |
| Ryan13 | $40.00 | 10/12/2011 11:33:22 PM |
| dough-souffle | $51.75 | 10/12/2011 11:32:50 PM |
| BigBag | $25.00 | 10/13/2011 6:00:27 AM |
| ranstlin | $25.00 | 10/13/2011 4:35:33 AM |
| BrianRK | $26.00 | 10/13/2011 6:02:25 AM |
| bankofriverside | $25.00 | 10/13/2011 5:46:07 AM |
| responsibility-butterfly | $25.00 | 10/3/2011 11:57:37 AM |
| Use_It_Wisely | $25.00 | 10/12/2011 8:26:52 AM |
| compoundinterest | $50.00 | 10/2/2011 12:06:46 PM |
| villagers | $25.00 | 10/2/2011 4:36:00 PM |
| circuitfive | $25.00 | 10/2/2011 11:01:11 PM |
| john0720 | $50.00 | 10/3/2011 7:15:22 AM |
| genelinist | $50.00 | 10/3/2011 8:03:21 AM |
| diablorulz | $50.00 | 10/3/2011 5:31:50 PM |
| Investor_DP | $100.00 | 10/4/2011 9:06:32 AM |
| a-unflappable-finance | $100.00 | 10/4/2011 11:04:17 AM |
| papaloha | $25.00 | 10/4/2011 7:39:02 PM |
| rcm87 | $50.00 | 10/5/2011 5:53:28 PM |
| oplender | $25.00 | 10/5/2011 6:04:11 PM |
| elasermd | $50.00 | 10/5/2011 6:33:37 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:42 PM |
| alphaseek | $150.00 | 10/6/2011 4:55:07 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:14 AM |
| ingenious-interest1 | $50.00 | 10/6/2011 9:24:05 AM |
| kenji4861 | $25.00 | 10/6/2011 10:04:08 AM |
| life-is-great | $25.00 | 10/6/2011 4:57:55 PM |
| Sierrahh | $25.00 | 10/7/2011 3:23:49 PM |
| ursus | $50.00 | 10/7/2011 5:33:23 PM |
| GCInvestments | $27.00 | 10/7/2011 6:58:43 PM |
| heavenly-treasure542 | $50.00 | 10/8/2011 5:30:36 AM |
| fcukciti | $30.00 | 10/8/2011 5:50:26 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:15 AM |
| gulch | $25.00 | 10/8/2011 6:26:36 AM |
| sensible-trade | $100.00 | 10/8/2011 7:03:33 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:44 AM |
| credit-high-five8 | $25.00 | 10/8/2011 10:57:00 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:43 AM |
| dynamic-money271 | $50.00 | 10/8/2011 11:44:39 AM |
| DreDub | $50.00 | 10/8/2011 1:12:59 PM |
| ivadood | $50.00 | 10/8/2011 3:00:09 PM |
| JJYossarian | $50.00 | 10/8/2011 6:07:32 PM |
| Trimalchio12 | $25.00 | 10/9/2011 1:59:10 AM |
| 13nd3r | $25.00 | 10/9/2011 6:25:43 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:35 AM |
| laniac | $25.00 | 10/9/2011 9:15:07 AM |
| ommcd | $25.00 | 10/9/2011 11:21:19 AM |
| tender-commerce8 | $50.00 | 10/9/2011 2:25:08 PM |
| The_Donald | $25.00 | 10/9/2011 5:17:29 PM |
| dime-sprout | $25.00 | 10/9/2011 6:03:46 PM |
| JLChamberlain | $25.00 | 10/9/2011 10:46:49 PM |
| bradania | $25.00 | 10/10/2011 12:05:05 AM |
| Auburnmist | $25.00 | 10/10/2011 8:34:13 AM |
| InvestorPartners | $50.00 | 10/10/2011 9:05:57 AM |
| brainy-dedication | $25.00 | 10/10/2011 9:25:33 AM |
| giftgold | $25.00 | 10/10/2011 10:59:57 AM |
| RockpointCapital | $100.00 | 10/10/2011 12:45:39 PM |
| JTCorp | $25.00 | 10/10/2011 1:11:36 PM |
| reflective-cash0 | $100.00 | 10/10/2011 12:55:19 PM |
| crazycool | $250.00 | 10/10/2011 1:35:37 PM |
| valiant-money | $30.00 | 10/10/2011 2:15:49 PM |
| deegeeman | $50.00 | 10/10/2011 2:46:42 PM |
| fervent-currency5 | $25.00 | 10/10/2011 2:38:28 PM |
| gain-expert | $25.00 | 10/10/2011 3:39:26 PM |
| jga516 | $25.00 | 10/10/2011 4:24:57 PM |
| lounges | $25.00 | 10/10/2011 4:50:18 PM |
| hopethisworks | $25.00 | 10/10/2011 4:55:29 PM |
| ZeLonewolf | $25.00 | 10/10/2011 4:58:03 PM |
| genius520 | $50.00 | 10/10/2011 5:07:42 PM |
| astute-benjamins | $25.00 | 10/10/2011 4:33:49 PM |
| ItsJustMe79 | $25.00 | 10/10/2011 5:21:21 PM |
| wwwUniversal | $25.00 | 10/10/2011 5:14:16 PM |
| hanuman77 | $25.00 | 10/10/2011 5:58:56 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:43 PM |
| capital-marsupial3 | $25.00 | 10/10/2011 6:15:53 PM |
| top-basis-majesty | $50.00 | 10/10/2011 6:18:03 PM |
| shellcollector | $25.00 | 10/10/2011 5:56:43 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:23 PM |
| DDHMoney | $25.00 | 10/10/2011 6:17:17 PM |
| asmithj | $25.00 | 10/10/2011 9:27:42 PM |
| NolockHolmes | $50.00 | 10/10/2011 10:49:16 PM |
| wdove511 | $30.00 | 10/10/2011 11:47:57 PM |
| superpuppy | $25.00 | 10/10/2011 11:07:17 PM |
| WindyKid | $25.00 | 10/11/2011 4:07:09 AM |
| green-glowing-gain | $25.00 | 10/11/2011 7:47:50 AM |
| a-finance-nirvana | $25.00 | 10/11/2011 8:19:42 AM |
| first-class-wampum | $25.00 | 10/11/2011 8:36:24 AM |
| tidy-generosity | $25.00 | 10/11/2011 10:08:56 AM |
| lifegrowth | $25.00 | 10/11/2011 11:08:11 AM |
| tylerfd | $25.00 | 10/11/2011 11:59:16 AM |
| authentic-liberty7 | $25.00 | 10/11/2011 12:00:28 PM |
| bailey1223 | $25.00 | 10/11/2011 12:23:41 PM |
| prohelper | $25.00 | 10/11/2011 1:00:44 PM |
| capital_gains | $25.00 | 10/11/2011 1:18:15 PM |
| silver-wonder278 | $25.00 | 10/11/2011 1:53:14 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:07:53 PM |
| community-bee | $25.00 | 10/11/2011 2:14:22 PM |
| taz007 | $50.00 | 10/11/2011 2:38:17 PM |
| rchissocol | $25.00 | 10/11/2011 4:01:45 PM |
| BlueRoom | $25.00 | 10/11/2011 4:15:54 PM |
| hard-working-rate3 | $50.00 | 10/11/2011 4:48:14 PM |
| nickel-ferret | $50.00 | 10/11/2011 5:11:17 PM |
| ski bum | $55.00 | 10/11/2011 5:12:55 PM |
| spqrxxi | $25.00 | 10/11/2011 5:30:06 PM |
| money-bauble | $200.00 | 10/11/2011 5:08:09 PM |
| colorfulgardener | $25.00 | 10/11/2011 6:06:48 PM |
| no_agenda_lender | $25.00 | 10/11/2011 5:54:17 PM |
| LargoRick | $28.00 | 10/11/2011 6:49:06 PM |
| thatnet | $25.00 | 10/11/2011 7:05:22 PM |
| dospapalotes | $25.00 | 10/11/2011 6:46:32 PM |
| cleared2land | $25.00 | 10/11/2011 7:30:52 PM |
| auction-seeker | $25.00 | 10/11/2011 7:32:43 PM |
| dmeg | $25.00 | 10/11/2011 8:03:34 PM |
| bid-plato6 | $25.00 | 10/11/2011 7:13:33 PM |
| silver-armada | $50.00 | 10/11/2011 8:04:48 PM |
| troy0868 | $25.00 | 10/11/2011 8:08:08 PM |
| intrepid-credit5 | $25.00 | 10/11/2011 9:32:37 PM |
| ingenious-truth0 | $50.00 | 10/11/2011 10:39:53 PM |
| tlam168 | $50.00 | 10/11/2011 10:59:43 PM |
| durability-solstice8 | $50.00 | 10/12/2011 3:34:51 AM |
| mighty-fairness5 | $29.00 | 10/12/2011 12:13:22 AM |
| bvj21 | $25.00 | 10/12/2011 12:36:04 AM |
| VAGweilo | $25.00 | 10/12/2011 1:27:18 AM |
| jrwoodie | $25.00 | 10/12/2011 2:06:00 AM |
| gold-sushi | $50.00 | 10/12/2011 4:54:35 AM |
| yu-rik | $100.00 | 10/12/2011 4:59:32 AM |
| wise-silver-wonder | $25.00 | 10/12/2011 5:03:18 AM |
| uagrad | $25.00 | 10/12/2011 5:29:46 AM |
| checkuto | $25.00 | 10/12/2011 5:35:53 AM |
| Worldskiboy | $50.00 | 10/12/2011 5:57:27 AM |
| credible-compassion6 | $25.00 | 10/12/2011 6:06:14 AM |
| brightest-affluence-motivator | $50.00 | 10/12/2011 6:18:46 AM |
| ksamba | $25.00 | 10/12/2011 7:21:57 AM |
| a-resplendent-commitment | $25.00 | 10/12/2011 7:31:02 AM |
| dsstao | $25.00 | 10/12/2011 7:25:51 AM |
| boatplug | $25.00 | 10/12/2011 7:59:14 AM |
| ebgb234 | $25.00 | 10/12/2011 8:01:10 AM |
| power-mad-scientist | $25.00 | 10/12/2011 8:20:47 AM |
| B1 | $35.28 | 10/12/2011 8:51:00 AM |
| RealEstateAgent | $25.00 | 10/12/2011 7:55:07 AM |
| studious-bonus7 | $69.00 | 10/12/2011 9:09:26 AM |
| adventurous-treasure2 | $50.00 | 10/12/2011 8:30:55 AM |
| WolRab | $50.00 | 10/12/2011 9:53:32 AM |
| MAYBROOK | $136.55 | 10/12/2011 9:46:55 AM |
| teejay411 | $100.00 | 10/12/2011 9:42:51 AM |
| ATWLab | $25.00 | 10/12/2011 9:48:55 AM |
| octoberfresh | $25.00 | 10/12/2011 10:57:19 AM |
| happy-return4 | $25.00 | 10/12/2011 11:37:34 AM |
| drtrimmers | $29.00 | 10/12/2011 11:14:23 AM |
| ixoyefreak | $26.00 | 10/12/2011 10:36:15 AM |
| golffish2 | $25.00 | 10/12/2011 10:57:23 AM |
| market-network | $25.00 | 10/12/2011 11:52:59 AM |
| boogienation | $50.00 | 10/12/2011 12:20:52 PM |
| emphatic-responsibility | $25.00 | 10/12/2011 1:01:33 PM |
| printmaster | $50.00 | 10/12/2011 12:29:02 PM |
| productive-principal7 | $25.00 | 10/12/2011 1:18:37 PM |
| Tyre | $50.00 | 10/12/2011 12:47:42 PM |
| taxman1971 | $25.00 | 10/12/2011 12:47:49 PM |
| travis001 | $25.00 | 10/12/2011 1:50:24 PM |
| social-pizza5 | $50.00 | 10/12/2011 2:00:24 PM |
| enthralling-deal180 | $25.00 | 10/12/2011 1:01:53 PM |
| cutter21 | $25.00 | 10/12/2011 2:19:35 PM |
| dspmn | $25.00 | 10/12/2011 2:41:16 PM |
| selvamfinance | $25.00 | 10/12/2011 3:04:59 PM |
| CapStack | $50.00 | 10/12/2011 4:31:45 PM |
| Alittleluck | $25.00 | 10/12/2011 5:45:01 PM |
| squadron781 | $25.00 | 10/12/2011 6:11:41 PM |
| glimmering-point | $25.00 | 10/12/2011 7:04:31 PM |
| investment-comet | $25.00 | 10/12/2011 6:51:36 PM |
| pious-benjamins1 | $26.00 | 10/12/2011 8:22:13 PM |
| ideal-platinum1 | $25.00 | 10/12/2011 8:35:57 PM |
| Twinsen | $25.00 | 10/12/2011 8:36:07 PM |
| Stollewood | $25.00 | 10/12/2011 7:30:36 PM |
| successful-generosity | $25.00 | 10/12/2011 7:34:10 PM |
| payout-carnival | $25.00 | 10/12/2011 7:36:36 PM |
| robust-payout1 | $25.00 | 10/12/2011 9:17:47 PM |
| Savings_EQ_Dignity | $50.00 | 10/12/2011 10:06:28 PM |
| community-gyration7 | $25.00 | 10/12/2011 9:16:38 PM |
| DowntownLAcash | $32.58 | 10/12/2011 11:57:11 PM |
| Rick21 | $25.00 | 10/12/2011 10:43:36 PM |
| finance-fan7 | $25.00 | 10/13/2011 5:18:50 AM |
| NYretire | $49.84 | 10/13/2011 3:28:09 AM |
| groovy-watanabe | $25.00 | 10/13/2011 4:33:45 AM |
| chicagobear23 | $30.00 | 10/13/2011 4:49:05 AM |
| lend2end | $20.74 | 10/13/2011 6:39:43 AM |
| 348 Investments
|
Borrower Payment Dependent Notes Series
530772
This series of Notes was issued and sold upon the funding of the borrower loan #54542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 4m |
|
Amount delinquent:
| $75 |
Total credit lines:
| 12 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $888 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassion-hug3 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CEE2329
Purpose of loan:
This loan will be used to...
I am a good candidate for this loan because...I draw disability retirement which is direct deposited into checking account.
My financial situation:
Draw disability retirement. Also draw Disability Social which is a secure amount.
Monthly net income: $4300
Monthly expenses: $
Housing: $1062
Insurance: $220
Car expenses: $50
Utilities: $110
Phone, cable, internet: $125
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $225
Other expenses: $60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/5/2011 6:49:38 AM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:43 PM |
| asset-professor | $25.00 | 10/5/2011 10:05:34 AM |
| the-discrete-income | $25.00 | 10/5/2011 9:53:31 AM |
| exchange-squirrel | $25.00 | 10/5/2011 11:04:55 AM |
| worth-blanket2 | $4,675.00 | 10/5/2011 5:12:24 PM |
| cnovak | $25.00 | 10/5/2011 12:03:23 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
530824
This series of Notes was issued and sold upon the funding of the borrower loan #54482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,297 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transformer0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
|
|
Principal balance:
| $1,632.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Unforseen Expenses
Purpose of loan:
This loan will be used to help buy me a used car and assist in some home repairs due to bad weather.
My current car blew a head gasket, and instead of fixing it, i am looking for a used vehicle.
My financial situation:
I am a good candidate for this loan because I have not defaulted on a loan. I make my payments on time and am never late.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 10/4/2011 9:13:31 AM |
| exchange-squirrel | $25.00 | 10/4/2011 10:59:41 AM |
| payout-bridge | $75.00 | 10/5/2011 2:38:43 PM |
| Bob450 | $25.00 | 10/5/2011 2:56:50 PM |
| jmvingeorgia | $25.00 | 10/5/2011 5:02:57 PM |
| susurrus | $25.00 | 10/5/2011 6:19:44 PM |
| shawnw2 | $150.00 | 10/5/2011 6:31:56 PM |
| papaloha | $25.00 | 10/5/2011 7:43:57 PM |
| amlu1988 | $25.00 | 10/5/2011 7:55:48 PM |
| cerebral-dollar773 | $27.42 | 10/6/2011 6:05:30 AM |
| loanman2007 | $125.00 | 10/6/2011 10:15:21 AM |
| twjh | $25.00 | 10/6/2011 11:08:08 PM |
| ronin4sale | $25.00 | 10/7/2011 2:49:59 PM |
| AF-Chief | $50.00 | 10/7/2011 3:11:15 PM |
| first-dinero-paladin | $25.00 | 10/7/2011 3:16:52 PM |
| zone6 | $70.00 | 10/8/2011 2:48:34 AM |
| Unitas4302 | $50.00 | 10/8/2011 5:14:03 AM |
| amerigor | $35.00 | 10/8/2011 7:14:30 AM |
| tigercat | $50.00 | 10/8/2011 10:22:29 AM |
| supreme-hope | $25.00 | 10/9/2011 5:43:44 AM |
| social-hunter5 | $50.00 | 10/9/2011 8:10:58 AM |
| paqattack | $50.00 | 10/9/2011 2:25:44 PM |
| EEasyMoney | $25.00 | 10/10/2011 7:20:35 AM |
| money-baron-Roth401k | $25.00 | 10/10/2011 8:59:32 AM |
| gain-expert | $25.00 | 10/10/2011 3:32:19 PM |
| compassion-artisan9 | $25.00 | 10/10/2011 5:22:12 PM |
| carlos_chantana | $25.00 | 10/10/2011 10:02:30 PM |
| Pitufo | $25.00 | 10/11/2011 7:08:57 AM |
| fireferd | $25.00 | 10/11/2011 8:58:37 AM |
| Eric_Gagne | $25.00 | 10/11/2011 5:45:28 PM |
| riveting-credit5 | $131.63 | 10/11/2011 11:03:42 PM |
| principal-laser | $84.55 | 10/12/2011 3:34:25 AM |
| range2 | $50.00 | 10/12/2011 5:19:26 AM |
| integrity-electron9 | $50.00 | 10/12/2011 7:06:58 AM |
| FarmersBank | $31.27 | 10/12/2011 6:51:15 AM |
| rate-sceptre | $25.00 | 10/12/2011 8:03:56 AM |
| Leshan | $50.00 | 10/12/2011 8:34:41 AM |
| bid-stockpiler1 | $50.00 | 10/12/2011 9:38:23 AM |
| FigTree | $50.00 | 10/12/2011 10:25:50 AM |
| a-plentiful-loyalty | $41.48 | 10/12/2011 10:25:47 AM |
| rutzebach | $50.00 | 10/12/2011 11:01:31 AM |
| cilynx | $35.79 | 10/12/2011 2:45:30 PM |
| Astyanax | $85.00 | 10/12/2011 5:43:08 PM |
| ore-dojo | $25.00 | 10/12/2011 10:54:34 PM |
| otto1939 | $101.00 | 10/13/2011 7:32:15 AM |
| kwan | $25.00 | 10/13/2011 8:11:58 AM |
| Zeenos | $25.00 | 10/13/2011 9:42:27 AM |
| transaction-magnitude6 | $25.00 | 10/13/2011 10:23:18 AM |
| MoneyForNothing | $5.67 | 10/13/2011 10:23:25 AM |
| bold-joyful-exchange | $25.00 | 10/4/2011 12:13:18 PM |
| green-trade-dolphin | $25.00 | 10/4/2011 1:47:38 PM |
| DHolly | $25.00 | 10/4/2011 5:22:24 PM |
| sweety075 | $25.00 | 10/4/2011 7:52:10 PM |
| USMC0311 | $25.00 | 10/5/2011 6:33:11 AM |
| chameleon125 | $25.00 | 10/5/2011 6:48:59 AM |
| the-discrete-income | $50.00 | 10/5/2011 9:53:29 AM |
| dtana | $25.00 | 10/5/2011 9:36:45 AM |
| reflective-rupee | $25.00 | 10/5/2011 12:30:15 PM |
| first-class-yield9 | $50.00 | 10/5/2011 1:25:21 PM |
| silver-voyager9 | $25.39 | 10/5/2011 3:56:51 PM |
| alexgalt | $25.00 | 10/6/2011 12:00:04 AM |
| tdorren | $25.00 | 10/6/2011 7:24:21 AM |
| money-fort | $25.00 | 10/6/2011 2:25:04 PM |
| gotjack | $25.00 | 10/6/2011 4:25:35 PM |
| bnoble09 | $27.60 | 10/6/2011 3:48:45 PM |
| rlaboy | $25.00 | 10/7/2011 5:24:28 AM |
| jasonrun | $25.00 | 10/7/2011 7:48:51 AM |
| CincyTex | $50.00 | 10/7/2011 10:12:28 AM |
| 312-Lender | $50.00 | 10/7/2011 10:31:43 AM |
| payout-bridge | $25.00 | 10/7/2011 12:56:52 PM |
| good4loan | $25.00 | 10/7/2011 1:35:41 PM |
| heaven75 | $80.00 | 10/7/2011 10:17:12 PM |
| AndChicksforFree | $25.00 | 10/8/2011 7:01:11 AM |
| loan-eagle9 | $25.00 | 10/8/2011 7:37:13 AM |
| aztocas | $25.00 | 10/8/2011 7:46:49 AM |
| FinanceEngine | $25.00 | 10/8/2011 8:06:13 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:04 AM |
| 168RichCapital | $25.10 | 10/8/2011 1:56:03 PM |
| mrxtravis | $25.00 | 10/8/2011 3:36:56 PM |
| 850 | $49.62 | 10/8/2011 6:50:54 PM |
| cajunguy | $25.00 | 10/9/2011 2:47:58 PM |
| sgt-schultz | $25.00 | 10/10/2011 12:47:59 PM |
| Valley-of-the-Dollar | $25.00 | 10/10/2011 1:41:13 PM |
| first-serene-credit | $25.00 | 10/10/2011 2:24:49 PM |
| loss-of-control | $75.00 | 10/10/2011 6:32:56 PM |
| Bizyhusbandnfather | $51.41 | 10/11/2011 11:31:01 AM |
| geophreigh | $40.98 | 10/12/2011 3:51:54 AM |
| bbt210 | $25.09 | 10/12/2011 7:11:30 AM |
| TxAgInATL | $111.00 | 10/12/2011 7:48:55 AM |
| promise2 | $50.00 | 10/12/2011 8:09:48 AM |
| CA-Lender | $25.00 | 10/12/2011 10:15:39 AM |
| reward-dynamo | $40.00 | 10/12/2011 11:48:43 AM |
| terrific-dough6 | $50.00 | 10/12/2011 5:54:34 PM |
| jameswmooreiii | $25.00 | 10/12/2011 8:12:17 PM |
| fixing_financials | $25.00 | 10/12/2011 8:57:47 PM |
| penny-winner | $50.00 | 10/13/2011 8:16:47 AM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
531016
This series of Notes was issued and sold upon the funding of the borrower loan #54512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,022 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fascinating-commerce2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student Loan Consolidation
Purpose of loan:
This loan will be used to consolidate a number of smaller, high interest student loans into a single loan.
My financial situation:
I am a good candidate for this loan because I'm currently employed as an engineer with a stable work history. I pay my bills on time and live within my means.
Monthly net income: $ 3,132.50
Monthly expenses: $2,493.87
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/7/2011 6:42:58 AM |
| Investor_DP | $100.00 | 10/6/2011 5:43:43 PM |
| compoundinterest | $50.00 | 10/6/2011 5:45:03 PM |
| john0720 | $100.00 | 10/7/2011 8:49:43 AM |
| genelinist | $65.00 | 10/7/2011 1:10:17 PM |
| Kaj | $40.00 | 10/7/2011 7:58:24 PM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:28 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:22 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:56 AM |
| britgsb | $50.00 | 10/8/2011 11:18:51 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:16 PM |
| DreDub | $50.00 | 10/8/2011 1:13:05 PM |
| Rivervale_Westwood | $25.00 | 10/9/2011 5:51:23 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:43 AM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:21:01 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:40 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:56 PM |
| zbfamwl | $25.00 | 10/10/2011 12:04:15 PM |
| reflective-cash0 | $100.00 | 10/10/2011 12:55:22 PM |
| kenji4861 | $25.00 | 10/10/2011 12:55:41 PM |
| unconquerable-dedication | $25.00 | 10/10/2011 3:36:48 PM |
| first-class-yield9 | $50.00 | 10/10/2011 4:59:49 PM |
| smart-kindness8 | $50.00 | 10/10/2011 5:22:03 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:29 PM |
| 1800porsche | $25.00 | 10/10/2011 8:48:54 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:34 PM |
| ddog0224 | $50.00 | 10/11/2011 2:17:53 AM |
| green-interest-web | $50.00 | 10/11/2011 6:33:42 AM |
| boss42 | $54.25 | 10/11/2011 8:32:02 AM |
| fuzed | $100.00 | 10/11/2011 9:25:27 AM |
| Leshan | $25.00 | 10/11/2011 10:07:54 AM |
| fmanjoo | $25.00 | 10/11/2011 12:39:09 PM |
| first-class-wampum | $25.00 | 10/11/2011 1:11:12 PM |
| ltdalum | $39.00 | 10/11/2011 1:15:45 PM |
| Zuzu | $26.01 | 10/11/2011 2:18:37 PM |
| oplender | $25.00 | 10/11/2011 3:59:42 PM |
| imperialhi50 | $50.00 | 10/11/2011 6:07:08 PM |
| LendGuy | $25.00 | 10/11/2011 7:01:06 PM |
| SummitAdvisors | $25.00 | 10/11/2011 8:24:56 PM |
| contract-bopper | $50.00 | 10/11/2011 9:28:09 PM |
| Sierrahh | $25.00 | 10/11/2011 9:51:11 PM |
| wise-benjamins-fortress | $25.00 | 10/11/2011 10:01:38 PM |
| rcm87 | $50.00 | 10/11/2011 10:07:11 PM |
| arampata | $200.00 | 10/11/2011 11:26:23 PM |
| arampata | $105.00 | 10/11/2011 11:12:40 PM |
| brightest-burgeoning-duty | $220.00 | 10/12/2011 3:25:22 AM |
| GElender | $40.00 | 10/12/2011 5:52:12 AM |
| Lefty_the_Lender | $30.00 | 10/12/2011 6:08:37 AM |
| market-pudding | $38.63 | 10/12/2011 6:33:43 AM |
| seabassx | $25.00 | 10/12/2011 7:10:09 AM |
| uarewhatuthink | $25.00 | 10/12/2011 7:18:27 AM |
| new-dollar-sprout | $39.77 | 10/12/2011 7:21:11 AM |
| green28 | $250.00 | 10/12/2011 8:16:02 AM |
| wise-deal-panda | $100.00 | 10/12/2011 9:22:46 AM |
| vigilance-revolutionary | $50.00 | 10/12/2011 9:15:23 AM |
| javelin0 | $25.00 | 10/12/2011 9:48:25 AM |
| walkinman | $25.00 | 10/12/2011 9:45:08 AM |
| atbright | $25.00 | 10/12/2011 11:12:54 AM |
| boogienation | $50.00 | 10/12/2011 12:20:55 PM |
| integrity-planet1 | $30.00 | 10/12/2011 2:04:40 PM |
| boater01 | $50.00 | 10/12/2011 1:44:01 PM |
| riskadverse44 | $50.00 | 10/12/2011 1:17:41 PM |
| Dubbs360 | $50.00 | 10/12/2011 3:34:03 PM |
| investment-comet | $25.00 | 10/12/2011 6:55:42 PM |
| doopers | $25.00 | 10/12/2011 6:16:48 PM |
| invincible-platinum9 | $25.00 | 10/12/2011 6:28:23 PM |
| SDNLR | $50.00 | 10/12/2011 7:00:45 PM |
| rmachi | $25.00 | 10/12/2011 8:39:01 PM |
| yield-hut | $30.00 | 10/13/2011 2:55:52 AM |
| elloboverde | $25.00 | 10/12/2011 11:58:57 PM |
| ore-dojo | $30.00 | 10/12/2011 11:03:13 PM |
| longcall | $250.00 | 10/12/2011 11:22:29 PM |
| intrepid-loot | $25.00 | 10/13/2011 6:15:20 AM |
| groovy-watanabe | $25.00 | 10/13/2011 4:35:54 AM |
| payout-bridge | $75.00 | 10/13/2011 8:57:32 AM |
| Rider | $133.91 | 10/13/2011 9:45:02 AM |
| ciscoparrot | $25.00 | 10/13/2011 12:55:56 PM |
| GrayStudio | $25.00 | 10/13/2011 11:46:53 AM |
| oxnard | $50.00 | 10/13/2011 1:57:56 PM |
| LeReve | $50.00 | 10/13/2011 2:48:22 PM |
| Dairyboy | $34.87 | 10/13/2011 4:12:02 PM |
| bill-expert | $25.00 | 10/13/2011 4:18:03 PM |
| payout-bridge | $200.00 | 10/13/2011 5:29:56 PM |
| djmgd790 | $49.70 | 10/13/2011 5:53:54 PM |
| Only_Money | $28.84 | 10/13/2011 5:45:48 PM |
| mrpowers5531 | $25.00 | 10/12/2011 5:17:04 AM |
| rolltide09 | $25.00 | 10/6/2011 5:40:22 PM |
| equitable-capital758 | $350.00 | 10/6/2011 8:02:10 PM |
| Brisket_Bob | $50.00 | 10/7/2011 5:04:07 AM |
| benefit-banshee | $25.00 | 10/7/2011 12:32:30 AM |
| organized-payment6 | $50.00 | 10/7/2011 8:13:46 AM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:55 PM |
| mennleo | $100.00 | 10/8/2011 12:18:52 PM |
| Preteur | $25.00 | 10/8/2011 3:02:57 PM |
| bullish2bearish | $30.00 | 10/8/2011 5:48:27 PM |
| luzonct | $100.00 | 10/8/2011 11:33:36 PM |
| abundant-one | $25.00 | 10/9/2011 12:44:13 PM |
| economy-popcorn | $25.00 | 10/9/2011 9:18:09 PM |
| thrifty-note2 | $25.00 | 10/10/2011 9:38:55 AM |
| BenR | $100.00 | 10/10/2011 9:40:58 AM |
| life-is-great | $25.00 | 10/10/2011 11:42:47 AM |
| a-unflappable-finance | $100.00 | 10/10/2011 1:26:45 PM |
| the-inspired-justice | $25.00 | 10/10/2011 2:16:19 PM |
| NYBIZ | $25.00 | 10/10/2011 2:54:11 PM |
| Pitufo | $25.00 | 10/10/2011 6:36:00 PM |
| red-favorable-basis | $25.00 | 10/10/2011 6:53:43 PM |
| wealth-fighter3 | $25.00 | 10/10/2011 7:38:18 PM |
| mykeystoy | $25.00 | 10/10/2011 8:23:25 PM |
| entusiast | $50.00 | 10/11/2011 2:46:18 AM |
| goose026 | $100.00 | 10/11/2011 7:09:18 AM |
| cake7 | $25.00 | 10/11/2011 6:21:05 AM |
| melodious-fairness | $25.00 | 10/11/2011 11:07:15 AM |
| tender-commerce8 | $100.00 | 10/11/2011 11:19:33 AM |
| secondphase | $50.00 | 10/11/2011 1:37:14 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:07:58 PM |
| coin-sphinx4 | $36.75 | 10/11/2011 2:13:56 PM |
| hawaiitechnical | $25.00 | 10/11/2011 5:11:58 PM |
| joelnet | $200.00 | 10/11/2011 4:41:41 PM |
| exact-gold2 | $25.00 | 10/11/2011 6:02:44 PM |
| VitaminFunk | $25.00 | 10/11/2011 7:11:39 PM |
| investment-kazoo | $26.00 | 10/11/2011 8:07:45 PM |
| pound-mushroom3 | $25.00 | 10/11/2011 7:46:28 PM |
| eamonn1 | $25.00 | 10/11/2011 8:11:12 PM |
| bluebird343 | $25.00 | 10/11/2011 9:05:16 PM |
| sharp-return7 | $25.00 | 10/12/2011 12:16:38 AM |
| felicity-performer3 | $350.00 | 10/12/2011 1:15:29 AM |
| Ripsaw4U | $50.00 | 10/12/2011 2:52:02 AM |
| ltstout | $45.00 | 10/12/2011 3:38:42 AM |
| bold-deal-ringleader | $25.00 | 10/12/2011 5:57:31 AM |
| lively-dedication4 | $50.00 | 10/12/2011 5:26:31 AM |
| VBPlayer | $30.00 | 10/12/2011 6:37:33 AM |
| mrbanker | $50.00 | 10/12/2011 6:20:33 AM |
| peace-flower9 | $50.00 | 10/12/2011 6:51:49 AM |
| TigerForce | $25.00 | 10/12/2011 7:29:39 AM |
| transparency-mandolin | $25.00 | 10/12/2011 6:59:26 AM |
| ferdberfel | $34.00 | 10/12/2011 7:17:02 AM |
| thoughtful-worth1 | $75.00 | 10/12/2011 7:19:57 AM |
| reasonable-capital4 | $40.00 | 10/12/2011 7:06:37 AM |
| debt-force | $25.00 | 10/12/2011 8:29:01 AM |
| responsive-revenue1 | $34.68 | 10/12/2011 8:47:31 AM |
| Isanpankki | $100.00 | 10/12/2011 8:26:31 AM |
| wwwUniversal | $25.00 | 10/12/2011 9:20:09 AM |
| rate-negotiator | $25.00 | 10/12/2011 9:10:32 AM |
| selector568 | $300.00 | 10/12/2011 9:33:02 AM |
| sugybutt | $25.00 | 10/12/2011 9:23:17 AM |
| lucrative-coin | $50.00 | 10/12/2011 9:32:53 AM |
| enthralling-deal180 | $25.00 | 10/12/2011 1:01:56 PM |
| ethicalhumanist | $100.00 | 10/12/2011 1:33:36 PM |
| money-bauble | $200.00 | 10/12/2011 5:07:10 PM |
| Astyanax | $100.00 | 10/12/2011 5:47:02 PM |
| terrific-dough6 | $50.00 | 10/12/2011 5:57:33 PM |
| credit-rocket4 | $25.00 | 10/12/2011 8:41:09 PM |
| direct-responsibility7 | $192.00 | 10/12/2011 11:11:26 PM |
| lm75 | $25.00 | 10/12/2011 10:43:41 PM |
| vigilance-frontier | $25.00 | 10/13/2011 7:57:26 AM |
| first-serene-credit | $25.00 | 10/13/2011 7:36:54 AM |
| equallender | $41.63 | 10/13/2011 9:57:00 AM |
| platinum-quest8 | $50.00 | 10/13/2011 11:03:44 AM |
| dime-sprout | $25.00 | 10/13/2011 12:17:19 PM |
| CaliDude | $65.00 | 10/13/2011 12:56:20 PM |
| Digs | $25.00 | 10/13/2011 1:52:12 PM |
| dordee | $68.11 | 10/13/2011 3:25:26 PM |
| bejfishing | $25.00 | 10/13/2011 3:10:57 PM |
| best-ingenious-dollar | $25.00 | 10/13/2011 4:04:13 PM |
| ursus | $50.00 | 10/13/2011 5:08:34 PM |
| Prairie-MN | $30.00 | 10/13/2011 5:07:12 PM |
| worthy-bid8 | $50.00 | 10/13/2011 5:07:23 PM |
| Tikibarman | $62.63 | 10/13/2011 5:48:07 PM |
| mammalian4 | $25.00 | 10/13/2011 5:21:39 PM |
| alphaseek | $169.22 | 10/13/2011 6:10:14 PM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
531064
This series of Notes was issued and sold upon the funding of the borrower loan #54498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 16y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,523 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 48 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Alexmom |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan Request
Purpose of loan:
This loan will be used to make a repair to my home, obtain prescription eyeglasses/contacts, purchase clothing for my child and prepare for Christmas.
My financial situation:
I am a good candidate for this loan because I am paid bi-weekly, and can handle the additional payment.
Monthly net income: $3,938
Monthly expenses: $
Housing: $1450
Insurance: $85
Car expenses: $0
Utilities: $100
Phone, cable, internet: $130
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 10/5/2011 5:04:40 PM |
| social-cocktail1 | $200.00 | 10/5/2011 5:25:09 PM |
| vutah | $25.00 | 10/5/2011 6:21:51 PM |
| SolarMoonshine | $25.00 | 10/6/2011 3:38:26 AM |
| beaker | $25.00 | 10/6/2011 6:49:24 AM |
| greencat | $50.00 | 10/6/2011 7:20:11 AM |
| goodhearted-generosity511 | $25.00 | 10/6/2011 11:17:26 AM |
| InChicago | $50.00 | 10/7/2011 7:38:44 AM |
| dws2380 | $25.00 | 10/7/2011 7:41:56 AM |
| loanman2007 | $25.00 | 10/7/2011 10:56:07 AM |
| mennleo | $40.00 | 10/8/2011 12:07:18 PM |
| loss-of-control | $75.00 | 10/8/2011 2:32:53 PM |
| ore-leather | $25.00 | 10/9/2011 9:21:44 AM |
| Pitufo | $25.00 | 10/9/2011 2:11:54 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:25:19 PM |
| suave-dime6 | $25.00 | 10/10/2011 6:33:56 AM |
| ColoradoLender82 | $25.00 | 10/10/2011 7:00:35 AM |
| mrsp2e | $25.00 | 10/10/2011 9:27:42 AM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:24 PM |
| leverage-jalapeno | $50.00 | 10/11/2011 3:16:56 AM |
| fuzed | $100.00 | 10/11/2011 9:25:27 AM |
| marcomnzs | $25.00 | 10/11/2011 11:35:58 AM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:54:43 PM |
| I-Believe-In-You | $42.64 | 10/11/2011 6:25:27 PM |
| ZOOOM | $25.00 | 10/11/2011 9:47:19 PM |
| riveting-credit5 | $100.00 | 10/11/2011 11:14:02 PM |
| icanhasloanz | $100.00 | 10/12/2011 4:35:30 AM |
| rate-sceptre | $25.00 | 10/12/2011 8:02:37 AM |
| Rulea72 | $25.74 | 10/12/2011 7:53:52 AM |
| kinetic-social | $25.00 | 10/12/2011 9:04:32 AM |
| CA-Lender | $25.00 | 10/12/2011 10:16:00 AM |
| a-plentiful-loyalty | $25.00 | 10/12/2011 10:24:41 AM |
| the-hope-workhorse | $150.00 | 10/12/2011 12:14:08 PM |
| undergroundmike | $50.00 | 10/12/2011 1:22:35 PM |
| num1irish | $100.00 | 10/12/2011 2:46:22 PM |
| a-credit-rotation | $25.00 | 10/12/2011 1:36:58 PM |
| jonmars | $25.00 | 10/12/2011 2:29:36 PM |
| wise-balanced-moola | $25.00 | 10/12/2011 3:42:22 PM |
| credit-coach118 | $25.00 | 10/5/2011 9:43:16 PM |
| exchange-squirrel | $25.00 | 10/5/2011 11:54:45 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:57 AM |
| golffish2 | $25.00 | 10/6/2011 4:14:48 AM |
| Rogelio48 | $30.00 | 10/7/2011 7:29:56 AM |
| dudebrah | $25.00 | 10/8/2011 9:57:34 AM |
| 2grindstones | $26.16 | 10/8/2011 12:00:17 PM |
| money-surge1 | $25.00 | 10/9/2011 4:59:05 AM |
| JJHawk | $25.00 | 10/9/2011 8:09:06 AM |
| whitegold24k | $500.00 | 10/9/2011 11:46:06 AM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:35 PM |
| Agonbiew | $50.00 | 10/10/2011 9:39:34 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:55 PM |
| bold-direct-asset | $50.00 | 10/11/2011 12:10:51 PM |
| high_flyer | $100.00 | 10/11/2011 8:46:47 PM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:43 AM |
| irrelevant | $25.00 | 10/12/2011 6:05:09 AM |
| B2152 | $25.00 | 10/12/2011 5:19:37 AM |
| worthy-bid4 | $59.67 | 10/12/2011 9:11:30 AM |
| reliable-worth3 | $25.00 | 10/12/2011 11:10:26 AM |
| AndChicksforFree | $25.00 | 10/12/2011 1:05:49 PM |
| dedicated-diversification5 | $50.00 | 10/12/2011 1:36:26 PM |
| myduck | $25.00 | 10/12/2011 4:16:36 PM |
| Fiscally_Fit1 | $25.00 | 10/12/2011 4:24:51 PM |
| trustworthy-money2 | $25.79 | 10/12/2011 4:37:52 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
531246
This series of Notes was issued and sold upon the funding of the borrower loan #54515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $204.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $59 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bluebearOz8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off auto loan
Purpose of loan:
Pay off higher rate auto loan and payment. Need to get major repairs on car.
My financial situation:
I have a job and part time income at home. Can pay off loan next year.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:01 AM |
| mrpowers5531 | $25.00 | 10/12/2011 5:17:04 AM |
| compoundinterest | $50.00 | 10/7/2011 9:07:55 AM |
| green-trade-dolphin2 | $25.00 | 10/7/2011 9:13:47 AM |
| diablorulz | $38.00 | 10/7/2011 11:56:30 AM |
| wise-honorable-rate | $25.00 | 10/8/2011 4:12:24 AM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:30 AM |
| fuzed | $75.00 | 10/8/2011 7:12:41 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:12 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:19 PM |
| Preteur | $25.00 | 10/8/2011 3:02:19 PM |
| gardenofeden | $36.00 | 10/9/2011 9:18:25 AM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:12 PM |
| secureincome | $600.00 | 10/10/2011 4:30:44 AM |
| subtle-revenue0 | $25.00 | 10/10/2011 5:03:05 AM |
| Sneezie | $100.00 | 10/10/2011 10:29:39 AM |
| Earn_money | $25.00 | 10/10/2011 11:00:01 AM |
| life-is-great | $25.00 | 10/10/2011 11:42:49 AM |
| organized-payment6 | $50.00 | 10/10/2011 11:48:34 AM |
| kenji4861 | $25.00 | 10/10/2011 12:43:49 PM |
| gain-expert | $30.00 | 10/10/2011 3:34:40 PM |
| Supernick | $100.00 | 10/11/2011 4:43:24 AM |
| NolockHolmes | $50.00 | 10/10/2011 10:33:59 PM |
| velocity-solo | $25.00 | 10/11/2011 7:42:34 AM |
| ImaPutz | $25.00 | 10/11/2011 9:04:19 AM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:07:59 PM |
| radforj22 | $25.00 | 10/11/2011 4:53:51 PM |
| CaptainBL | $25.00 | 10/11/2011 5:32:34 PM |
| mennleo | $100.00 | 10/11/2011 9:52:10 PM |
| bold-deal-ringleader | $25.00 | 10/12/2011 6:01:33 AM |
| cake7 | $25.75 | 10/12/2011 6:05:52 AM |
| rorser12 | $50.00 | 10/12/2011 6:14:58 AM |
| alpinaut | $25.00 | 10/12/2011 6:52:32 AM |
| selector568 | $300.00 | 10/12/2011 9:34:13 AM |
| 4gotn1 | $100.00 | 10/12/2011 1:05:14 PM |
| credit-rocket4 | $25.00 | 10/12/2011 8:25:25 PM |
| helpinghand105 | $25.00 | 10/13/2011 5:33:20 AM |
| ericsb | $100.00 | 10/13/2011 7:39:54 AM |
| djh47a | $50.00 | 10/13/2011 8:32:38 AM |
| Zeenos | $50.00 | 10/13/2011 9:29:58 AM |
| freelancer88 | $25.00 | 10/13/2011 1:59:18 PM |
| best-ingenious-dollar | $25.00 | 10/13/2011 4:06:36 PM |
| wlm3012 | $30.00 | 10/13/2011 4:36:14 PM |
| riskadverse44 | $50.00 | 10/13/2011 6:55:29 PM |
| g8rtone | $25.00 | 10/13/2011 8:16:12 PM |
| OKPapa | $25.10 | 10/13/2011 10:57:26 PM |
| finance-equilibrium | $34.66 | 10/13/2011 11:41:42 PM |
| dough-souffle | $153.53 | 10/13/2011 11:25:58 PM |
| Boba1964 | $25.00 | 10/7/2011 1:22:13 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:58 PM |
| credit-coach118 | $75.00 | 10/7/2011 3:19:50 PM |
| indomitable-coin | $25.00 | 10/7/2011 8:05:13 PM |
| Theodon | $25.00 | 10/8/2011 4:08:54 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:31 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:26 AM |
| friendinmoney | $25.00 | 10/8/2011 11:03:44 AM |
| GreenSun | $25.00 | 10/8/2011 4:11:27 PM |
| syrepsorp | $50.00 | 10/8/2011 11:11:58 PM |
| Rivervale_Westwood | $75.00 | 10/9/2011 5:43:30 AM |
| 13nd3r | $25.00 | 10/9/2011 6:20:13 AM |
| ultimate-commitment | $25.00 | 10/9/2011 10:37:34 AM |
| jescowa | $50.00 | 10/9/2011 12:23:54 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:41 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:11:56 PM |
| simiray | $25.00 | 10/9/2011 10:02:47 PM |
| selvamfinance | $100.00 | 10/10/2011 8:43:41 AM |
| mrsp2e | $25.00 | 10/10/2011 9:28:07 AM |
| top-epic-community | $100.00 | 10/10/2011 9:32:01 AM |
| a-unflappable-finance | $100.00 | 10/10/2011 1:26:47 PM |
| frooogal | $25.00 | 10/10/2011 1:53:47 PM |
| first-serene-credit | $25.00 | 10/10/2011 4:42:30 PM |
| lalene01 | $25.00 | 10/10/2011 9:02:19 PM |
| spudbeach | $60.00 | 10/11/2011 6:38:59 AM |
| 77dowplace | $31.87 | 10/11/2011 7:32:15 PM |
| bruin558 | $60.00 | 10/11/2011 9:50:34 PM |
| scholarly-benefit5 | $50.00 | 10/12/2011 6:19:11 AM |
| GElender | $25.00 | 10/12/2011 5:58:46 AM |
| RusRobo | $25.00 | 10/12/2011 5:59:11 AM |
| vigilance-revolutionary | $50.00 | 10/12/2011 9:15:25 AM |
| fervent-currency5 | $25.00 | 10/12/2011 10:06:43 AM |
| jonmars | $25.00 | 10/12/2011 2:30:44 PM |
| Natronpee | $25.00 | 10/12/2011 5:55:33 PM |
| flatline | $30.00 | 10/12/2011 6:26:36 PM |
| sudeep104 | $25.00 | 10/12/2011 8:05:03 PM |
| rmachi | $25.00 | 10/12/2011 8:34:55 PM |
| Weaverville | $100.00 | 10/12/2011 9:17:39 PM |
| ore-dojo | $30.00 | 10/12/2011 11:04:48 PM |
| kindness-lesson1 | $25.00 | 10/13/2011 7:53:43 AM |
| alphaseek | $250.00 | 10/13/2011 9:13:00 AM |
| GrayStudio | $25.00 | 10/13/2011 11:46:56 AM |
| elegant-loot | $25.00 | 10/13/2011 12:22:05 PM |
| oxnard | $75.00 | 10/13/2011 1:59:43 PM |
| SolarMoonshine | $25.00 | 10/13/2011 6:01:30 PM |
| thrifty-note2 | $25.00 | 10/13/2011 6:57:47 PM |
| platinum-sorcerer6 | $25.00 | 10/13/2011 8:04:02 PM |
| NYBIZ | $25.00 | 10/13/2011 8:23:17 PM |
| versatile-commerce | $25.09 | 10/13/2011 8:43:47 PM |
| digitaldan | $40.00 | 10/13/2011 8:01:40 PM |
| ultimate-responsibility0 | $25.00 | 10/13/2011 8:53:16 PM |
| antlr | $50.00 | 10/13/2011 10:44:40 PM |
| Rider | $140.00 | 10/13/2011 10:39:12 PM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
531334
This series of Notes was issued and sold upon the funding of the borrower loan #54544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $65.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,048 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Snyder |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2008)
600-619
(Dec-2007)
(Apr-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Need Short Term Funds
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $200.00 | 10/7/2011 5:26:45 PM |
| Aberdeen | $1,000.00 | 10/7/2011 5:30:36 PM |
| sjlender | $100.00 | 10/7/2011 5:44:13 PM |
| reinforced-reward | $25.00 | 10/7/2011 7:05:57 PM |
| return-seeker85 | $49.00 | 10/7/2011 8:37:31 PM |
| sweety075 | $25.00 | 10/7/2011 8:41:03 PM |
| Fabiolous | $200.00 | 10/7/2011 10:07:15 PM |
| Feyenoord | $25.00 | 10/7/2011 10:52:29 PM |
| bsg43 | $28.90 | 10/8/2011 12:21:53 AM |
| rolltide09 | $25.00 | 10/7/2011 5:28:05 PM |
| green-trade-dolphin2 | $25.01 | 10/7/2011 5:31:22 PM |
| LittleMingo | $33.87 | 10/7/2011 5:39:20 PM |
| D911ave | $50.00 | 10/7/2011 5:41:14 PM |
| goodhearted-basis4 | $25.00 | 10/7/2011 5:58:11 PM |
| lalene01 | $25.00 | 10/7/2011 6:06:20 PM |
| credit-guard5 | $25.00 | 10/7/2011 5:59:49 PM |
| atlas100 | $25.00 | 10/7/2011 7:51:59 PM |
| gothampark | $25.00 | 10/7/2011 8:46:12 PM |
| houli123 | $25.00 | 10/7/2011 10:03:06 PM |
| penny-finder | $27.43 | 10/7/2011 10:44:40 PM |
| One_Lolo | $25.00 | 10/8/2011 2:21:21 AM |
| Spiv_51 | $10.79 | 10/8/2011 2:46:18 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
531418
This series of Notes was issued and sold upon the funding of the borrower loan #54519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $136.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 11y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,646 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| determined-capital3 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card debt
Purpose of loan:
This loan will be used to...
Consolidate and lower my credit card debt so that I can start a savings plan
My financial situation:
I am a good candidate for this loan because...
I am motivated to improve my financial situation and reduce my debt
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:11 AM |
| rolltide09 | $25.00 | 10/7/2011 5:28:05 PM |
| D911ave | $50.00 | 10/7/2011 5:41:15 PM |
| goodhearted-basis4 | $25.00 | 10/7/2011 5:52:42 PM |
| sjlender | $100.00 | 10/7/2011 5:44:14 PM |
| cashhelp | $40.00 | 10/7/2011 7:07:18 PM |
| gentle-gain235 | $100.00 | 10/7/2011 10:01:46 PM |
| wise-honorable-rate | $25.00 | 10/8/2011 4:12:27 AM |
| elvisloans | $25.00 | 10/8/2011 4:34:36 AM |
| Bank_Of_XL | $25.00 | 10/8/2011 5:09:15 AM |
| Supernick | $100.00 | 10/8/2011 6:01:03 AM |
| szetheli | $120.00 | 10/8/2011 7:17:56 AM |
| healthy-bonus6 | $25.00 | 10/8/2011 9:18:16 AM |
| payment-halo | $50.00 | 10/8/2011 8:54:35 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:29 AM |
| bill-booster5 | $25.00 | 10/8/2011 9:11:53 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:22 PM |
| credit-bank-usa611 | $25.00 | 10/8/2011 1:03:26 PM |
| return-runner8 | $25.00 | 10/8/2011 12:28:35 PM |
| equitable-capital758 | $350.00 | 10/8/2011 2:01:19 PM |
| MichaelProsper | $40.00 | 10/8/2011 2:30:51 PM |
| natural-worth9 | $800.00 | 10/8/2011 1:53:59 PM |
| ChoiceInvestments | $28.85 | 10/8/2011 2:57:36 PM |
| favorite-commerce | $35.00 | 10/8/2011 3:22:31 PM |
| listing-reformation8 | $50.00 | 10/8/2011 3:31:04 PM |
| CatbirdBanking | $25.00 | 10/8/2011 3:05:01 PM |
| myduck | $40.00 | 10/8/2011 3:12:52 PM |
| trent98375 | $25.00 | 10/8/2011 4:53:53 PM |
| green-trade-dolphin2 | $25.01 | 10/7/2011 5:31:15 PM |
| swissbanker | $50.00 | 10/7/2011 6:35:02 PM |
| imlosttoo | $25.00 | 10/7/2011 7:27:26 PM |
| phenomenal-gain5 | $50.00 | 10/7/2011 7:23:24 PM |
| vutah | $25.00 | 10/7/2011 8:40:21 PM |
| patriot897 | $25.00 | 10/7/2011 9:29:25 PM |
| penny-finder | $30.00 | 10/7/2011 10:52:10 PM |
| exchange-squirrel | $25.00 | 10/7/2011 11:54:05 PM |
| SudianX | $39.46 | 10/8/2011 3:51:13 AM |
| indomitable-coin | $25.00 | 10/8/2011 4:51:21 AM |
| MarvintheMartian | $30.00 | 10/8/2011 5:05:56 AM |
| market-aficionado3 | $26.30 | 10/8/2011 5:20:58 AM |
| blot44 | $25.00 | 10/8/2011 5:35:42 AM |
| p2p-eagle9 | $25.00 | 10/8/2011 5:45:13 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:35 AM |
| gjm6d | $25.00 | 10/8/2011 6:43:11 AM |
| LiveNow | $50.00 | 10/8/2011 6:45:36 AM |
| respectful-integrity3 | $50.00 | 10/8/2011 8:54:33 AM |
| HealthAndSafety | $50.00 | 10/8/2011 10:04:46 AM |
| tigercat | $50.00 | 10/8/2011 10:21:37 AM |
| Johnab | $25.02 | 10/8/2011 10:23:31 AM |
| Dollars4Rent | $25.00 | 10/8/2011 10:44:03 AM |
| cjames84 | $25.00 | 10/8/2011 11:13:15 AM |
| SOP_Bank | $25.00 | 10/8/2011 11:28:31 AM |
| JustMee | $25.00 | 10/8/2011 11:29:21 AM |
| ScottCapital | $25.00 | 10/8/2011 12:35:04 PM |
| famous-bill | $50.00 | 10/8/2011 12:40:52 PM |
| reward-system | $25.00 | 10/8/2011 1:18:39 PM |
| first-dinero-paladin | $50.00 | 10/8/2011 2:17:19 PM |
| SolarMoonshine | $25.00 | 10/8/2011 2:45:01 PM |
| wlm3012 | $30.00 | 10/8/2011 2:54:59 PM |
| Preteur | $25.00 | 10/8/2011 3:02:21 PM |
| Thunder08 | $100.00 | 10/8/2011 2:49:03 PM |
| av22 | $129.18 | 10/8/2011 4:46:03 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:30 PM |
| Leshan | $25.00 | 10/8/2011 4:20:09 PM |
| EasternLender | $11.18 | 10/8/2011 4:59:28 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
531586
This series of Notes was issued and sold upon the funding of the borrower loan #54509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,623 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-ceasar155 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hard working, single mom
Purpose of loan:
This loan will be used to...
to condense a couple of high interest loans
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3000
Monthly expenses: $1900
Housing: $1040
Insurance: $110
Car expenses: $50
Utilities: $50
Phone, cable, internet: $140
Food, entertainment: $50
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:47 AM |
| well-rounded-payout0 | $50.00 | 10/10/2011 5:13:04 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:08 PM |
| social-cocktail1 | $200.00 | 10/10/2011 5:15:37 PM |
| SolarMoonshine | $25.00 | 10/10/2011 6:46:44 PM |
| SOP_Bank | $25.00 | 10/10/2011 6:39:19 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:37 PM |
| thankful-nickel2 | $25.00 | 10/10/2011 7:54:06 PM |
| exchange-squirrel | $25.00 | 10/10/2011 9:30:22 PM |
| AndChicksforFree | $25.00 | 10/10/2011 9:25:04 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:28 PM |
| dsgfl1 | $60.00 | 10/11/2011 7:12:55 AM |
| CashBank | $25.00 | 10/11/2011 9:00:16 AM |
| wwwUniversal | $25.00 | 10/11/2011 9:14:52 AM |
| bizlending | $250.00 | 10/11/2011 11:07:12 AM |
| radforj22 | $25.00 | 10/11/2011 12:50:34 PM |
| wampum-library4 | $25.00 | 10/11/2011 1:15:52 PM |
| Madmigel | $50.00 | 10/11/2011 3:33:13 PM |
| gain-expert | $35.00 | 10/11/2011 9:02:52 PM |
| Iwillhuntyoudown | $25.00 | 10/11/2011 9:50:42 PM |
| pietro_torna_indietro | $52.44 | 10/11/2011 9:56:49 PM |
| sharp-return7 | $25.00 | 10/12/2011 12:01:51 AM |
| superluminova | $25.65 | 10/12/2011 1:05:58 AM |
| whirlingdervish | $25.00 | 10/12/2011 12:06:50 AM |
| Whipster | $80.00 | 10/10/2011 6:49:41 PM |
| Kaj | $40.00 | 10/10/2011 6:42:43 PM |
| transaction-circuit | $50.00 | 10/10/2011 6:55:22 PM |
| finance-solo | $50.00 | 10/11/2011 5:00:02 AM |
| handy-justice | $50.00 | 10/11/2011 8:49:50 AM |
| Zipcut | $25.00 | 10/11/2011 11:31:14 AM |
| mad-scientist418 | $25.00 | 10/11/2011 1:44:56 PM |
| whitegold24k | $100.00 | 10/11/2011 5:19:06 PM |
| scarlet-velvet | $25.08 | 10/11/2011 6:42:27 PM |
| NolockHolmes | $50.00 | 10/11/2011 5:56:59 PM |
| Thunder08 | $50.00 | 10/11/2011 6:48:28 PM |
| charming-exchange7 | $25.00 | 10/11/2011 6:33:24 PM |
| superb-funds335 | $25.00 | 10/11/2011 9:38:41 PM |
| whitegold24k | $400.00 | 10/11/2011 8:54:48 PM |
| favorite-commerce | $25.00 | 10/11/2011 9:06:24 PM |
| lava414 | $50.00 | 10/11/2011 9:30:38 PM |
| wild-orange | $25.00 | 10/11/2011 11:04:53 PM |
| Top_Gun_Lender | $26.00 | 10/11/2011 11:33:57 PM |
| ladyopium | $100.00 | 10/12/2011 1:31:40 AM |
| palace2 | $205.83 | 10/12/2011 2:59:33 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
531602
This series of Notes was issued and sold upon the funding of the borrower loan #54517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $108.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $14,280 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pound-storm3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate debt
Purpose of loan:
This loan will be used to...pay off 3 smaller debts and put them into one payment.
My financial situation:
I am a good candidate for this loan because...i am a nurse with steady employment, i pay all my bills on time.
Monthly net income: $6900
Monthly expenses: $
Housing: $1702
Insurance: $110
Car expenses: $413
Utilities: $100
Phone, cable, internet: $175
Food, entertainment: $125
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 10/9/2011 12:16:19 PM |
| social-cocktail1 | $200.00 | 10/9/2011 12:18:42 PM |
| skillful-asset5 | $25.00 | 10/9/2011 8:24:31 PM |
| money-fort | $25.00 | 10/9/2011 10:39:21 PM |
| scamps | $25.00 | 10/9/2011 9:16:13 PM |
| feb217 | $30.00 | 10/10/2011 2:51:58 PM |
| excellent-wealth6 | $27.83 | 10/10/2011 4:15:51 PM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:55:00 PM |
| social-heart | $25.00 | 10/11/2011 11:29:16 PM |
| bright-exchange | $25.00 | 10/12/2011 7:56:48 AM |
| careful-compassion | $25.00 | 10/12/2011 4:52:30 PM |
| foothillender | $25.00 | 10/13/2011 6:39:04 AM |
| power-secret-agent | $30.00 | 10/13/2011 3:49:14 AM |
| CoffeeKing | $38.00 | 10/13/2011 9:10:34 AM |
| fascinating-benefit279 | $50.00 | 10/13/2011 10:04:06 PM |
| glenium | $25.00 | 10/14/2011 2:57:38 AM |
| checzwick | $25.00 | 10/14/2011 6:12:01 AM |
| golffish2 | $25.00 | 10/14/2011 7:14:05 AM |
| InChicago | $100.00 | 10/14/2011 7:26:15 AM |
| UBOtto186 | $50.00 | 10/14/2011 9:25:43 AM |
| golffish2 | $25.00 | 10/14/2011 9:21:08 AM |
| 168RichCapital | $25.10 | 10/14/2011 9:35:42 AM |
| social-zebra | $30.00 | 10/14/2011 9:43:50 AM |
| responsibility-butterfly | $25.00 | 10/13/2011 8:14:26 AM |
| exchange-squirrel | $25.00 | 10/9/2011 3:27:52 PM |
| SolarMoonshine | $25.00 | 10/9/2011 3:45:12 PM |
| favorite-commerce | $25.00 | 10/9/2011 5:33:42 PM |
| shrewd-income | $25.00 | 10/9/2011 6:27:51 PM |
| wonder3 | $30.00 | 10/10/2011 6:11:00 AM |
| handy-justice | $50.00 | 10/10/2011 7:35:44 AM |
| power-grid134 | $25.00 | 10/10/2011 4:53:13 PM |
| transaction-circuit | $50.00 | 10/10/2011 6:55:22 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:19 PM |
| greencat | $50.00 | 10/11/2011 9:39:45 AM |
| Zipcut | $25.00 | 10/11/2011 11:24:48 AM |
| seadogs | $25.00 | 10/11/2011 2:32:37 PM |
| credit-elation1 | $25.00 | 10/11/2011 6:32:22 PM |
| suave-dime6 | $25.00 | 10/12/2011 5:02:10 AM |
| mraleig | $100.00 | 10/12/2011 5:39:22 PM |
| wwwUniversal | $25.00 | 10/12/2011 5:18:14 PM |
| deepblue34 | $25.00 | 10/12/2011 7:41:59 PM |
| spiff666 | $25.00 | 10/13/2011 9:09:11 AM |
| jjsparks28 | $75.00 | 10/13/2011 10:03:30 AM |
| oxnard | $25.00 | 10/13/2011 2:19:09 PM |
| promise2 | $100.00 | 10/13/2011 2:04:30 PM |
| I-Believe-In-You | $25.00 | 10/13/2011 2:11:45 PM |
| Bob450 | $25.00 | 10/13/2011 4:41:32 PM |
| mrxtravis | $25.00 | 10/13/2011 4:56:41 PM |
| rate-apricot1 | $25.00 | 10/13/2011 4:11:30 PM |
| neorunner | $25.00 | 10/13/2011 4:15:34 PM |
| Astyanax | $80.00 | 10/13/2011 5:45:36 PM |
| truth-mason0 | $50.00 | 10/13/2011 6:11:29 PM |
| revenue-associate | $35.00 | 10/13/2011 7:39:39 PM |
| rebeldog67 | $29.17 | 10/14/2011 4:09:20 AM |
| kulender | $50.00 | 10/14/2011 4:51:55 AM |
| wlm3012 | $50.00 | 10/14/2011 7:41:24 AM |
| Fecund-ent | $25.00 | 10/14/2011 8:19:26 AM |
| unconquerable-dedication | $25.00 | 10/14/2011 8:51:33 AM |
| liquid-lender | $46.32 | 10/14/2011 9:09:53 AM |
| blackstar | $25.00 | 10/14/2011 9:25:46 AM |
| Leshan | $25.00 | 10/14/2011 9:22:29 AM |
| deal-marauder6 | $23.58 | 10/14/2011 10:01:50 AM |
| favorite-deal6 | $50.00 | 10/14/2011 9:57:03 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
531668
This series of Notes was issued and sold upon the funding of the borrower loan #54460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,554 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gobluetjg91 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Young Professional Seeks Help
Purpose of loan:
This loan will be used to pay off credit card debt mostly, and helping with some other expenses.
My financial situation:
I am a good candidate for this loan because I just moved from Michigan in 2010 to Pennsylvania, and am started to get settled in after moving/car expenses, and I need a loan to keep on getting me on the right financial track.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:41 AM |
| well-rounded-payout0 | $50.00 | 10/10/2011 9:12:30 AM |
| progressive-economy261 | $400.00 | 10/10/2011 9:15:01 AM |
| handy-justice | $50.00 | 10/10/2011 9:32:21 AM |
| SolarMoonshine | $25.00 | 10/10/2011 6:48:35 PM |
| Kaj | $40.00 | 10/10/2011 6:42:40 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:34 PM |
| gain-dolphin | $25.00 | 10/10/2011 10:40:38 PM |
| tzvie | $25.00 | 10/11/2011 8:38:39 AM |
| Thunder08 | $50.00 | 10/11/2011 6:48:27 PM |
| mrxtravis | $25.00 | 10/11/2011 8:16:52 PM |
| sharp-return7 | $25.00 | 10/12/2011 12:17:44 AM |
| Leshan | $25.00 | 10/12/2011 8:43:40 AM |
| whitegold24k | $400.00 | 10/12/2011 11:44:00 AM |
| shrewd-income | $25.00 | 10/12/2011 5:50:38 PM |
| fixing_financials | $25.00 | 10/12/2011 8:59:11 PM |
| bluehen00 | $26.67 | 10/13/2011 5:11:50 AM |
| malomar66 | $50.00 | 10/12/2011 11:12:20 PM |
| market-pudding | $25.00 | 10/13/2011 4:47:32 AM |
| B2152 | $25.00 | 10/13/2011 5:02:02 AM |
| ultimate-peace | $25.00 | 10/10/2011 9:01:39 AM |
| social-cocktail1 | $200.00 | 10/10/2011 9:14:26 AM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:25 PM |
| suave-dime6 | $25.00 | 10/11/2011 6:07:04 AM |
| wwwUniversal | $25.00 | 10/11/2011 5:18:55 PM |
| high_flyer | $200.00 | 10/11/2011 8:45:53 PM |
| lava414 | $50.00 | 10/11/2011 9:33:44 PM |
| gain-expert | $25.00 | 10/12/2011 12:19:20 AM |
| Pitufo | $33.33 | 10/12/2011 7:08:01 AM |
| shellstar | $25.00 | 10/12/2011 8:03:22 AM |
| diplomatic-wealth7 | $25.00 | 10/12/2011 9:19:08 AM |
| whitegold24k | $100.00 | 10/12/2011 9:20:18 AM |
| bizlending | $50.00 | 10/12/2011 11:26:10 AM |
| Bob450 | $25.00 | 10/12/2011 12:10:53 PM |
| a-credit-rotation | $25.00 | 10/12/2011 1:37:00 PM |
| duty-monger | $50.00 | 10/12/2011 1:24:03 PM |
| jonmars | $25.00 | 10/12/2011 2:30:04 PM |
| CA-Lender | $25.00 | 10/12/2011 5:14:18 PM |
| the-discrete-income | $25.00 | 10/12/2011 5:16:28 PM |
| terrific-dough6 | $50.00 | 10/12/2011 5:55:25 PM |
| intrepid-loot | $25.00 | 10/12/2011 9:27:19 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
531688
This series of Notes was issued and sold upon the funding of the borrower loan #54492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $141.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,933 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fsuangela |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Pay off credit cards
Purpose of loan: Pay off my credit cards
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I work full time, have never paid any of my bills or credit cards late, I am extremely responsible. My daughter is in her second year of college, first year she lived on campus which was very expensive. I had to use my credit card for a lot of her expenses after my husband passed away suddenly. Now she is living with me which has helped tremendously and we have a roommate.
Monthly net income: $2800
Monthly expenses: $2580
Housing: $650
Insurance: $130
Car expenses: $480
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 10/10/2011 5:04:45 PM |
| the-discrete-income | $50.00 | 10/10/2011 5:13:46 PM |
| whitegold24k | $400.00 | 10/10/2011 5:32:32 PM |
| penny-finder | $25.00 | 10/10/2011 5:42:14 PM |
| SolarMoonshine | $25.00 | 10/10/2011 6:38:10 PM |
| credit-guard5 | $25.00 | 10/10/2011 6:38:30 PM |
| mad-scientist0 | $43.00 | 10/10/2011 6:25:35 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:37 PM |
| Rollshaft | $35.00 | 10/10/2011 7:20:19 PM |
| MoneyForNothing | $76.47 | 10/10/2011 5:07:28 PM |
| marinbb | $26.00 | 10/10/2011 5:09:11 PM |
| EngineersAlliance | $100.00 | 10/10/2011 5:09:38 PM |
| whitegold24k | $100.00 | 10/10/2011 5:14:52 PM |
| wwwUniversal | $25.00 | 10/10/2011 5:14:17 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:11 PM |
| cashhelp | $60.00 | 10/10/2011 5:59:14 PM |
| head | $25.00 | 10/10/2011 6:37:42 PM |
| purposeful-pound5 | $25.00 | 10/10/2011 6:15:15 PM |
| KCEnterprises | $50.00 | 10/10/2011 6:18:23 PM |
| Pitufo | $25.00 | 10/10/2011 6:47:50 PM |
| Moe87 | $25.00 | 10/10/2011 6:56:16 PM |
| motivator72 | $25.00 | 10/10/2011 7:27:31 PM |
| seabassx | $25.00 | 10/10/2011 7:17:36 PM |
| vutah | $25.00 | 10/10/2011 7:34:48 PM |
| Kaj | $40.00 | 10/10/2011 6:42:45 PM |
| Rider | $125.00 | 10/10/2011 8:13:27 PM |
| thankful-nickel2 | $50.00 | 10/10/2011 7:47:54 PM |
| clemclan | $50.00 | 10/10/2011 6:57:46 PM |
| sweety075 | $25.00 | 10/10/2011 7:24:24 PM |
| superboss-awesomefist | $25.00 | 10/10/2011 7:48:24 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
531692
This series of Notes was issued and sold upon the funding of the borrower loan #54497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,400.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $104.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,377 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SUCCESSAHEAD |
Borrower's state:
| Colorado |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 66 ( 99% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 1
( 1% )
| 640-659
(Oct-2010)
600-619
(Aug-2009)
620-639
(Sep-2007)
540-559
(Feb-2007)
|
|
Principal balance:
| $814.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 67 | | |
Description
Paid Off 2 Prosper Loans NEVER late
Purpose of loan: Consolidate some debt.
This loan will be used to... pay off several smaller high interest credit cards.
My financial situation: Good.
I am a good candidate for this loan because... I have been in the same profession for 30 years. I currently have a great fulltime job as a Department Manager, with growth potential and a salary increase.
I have used Prosper on 2 other occassions... I have NEVER been late on a payment... and I PAID OFF ONE PROSPER LOAN EARLY!
Monthly net income: $3080
Monthly expenses: $2070
Housing: $450
Insurance: $95
Car expenses: $425
Utilities: $40
Phone, cable, internet: $100
Food, entertainment: $260
Clothing, household expenses: $50
Credit cards and other loans: $650
Thank you in advance for any consideration.
Lori
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fascinating-generosity3 | $429.33 | 10/10/2011 9:03:04 AM |
| Dusigrosz | $150.00 | 10/10/2011 9:04:30 AM |
| whitegold24k | $100.00 | 10/10/2011 9:13:49 AM |
| Champion_Lending | $25.00 | 10/10/2011 9:30:48 AM |
| social-cocktail1 | $200.00 | 10/10/2011 9:14:28 AM |
| MoneyForNothing | $251.61 | 10/10/2011 9:10:43 AM |
| well-rounded-payout0 | $50.00 | 10/10/2011 9:12:30 AM |
| pembull | $50.00 | 10/10/2011 9:25:45 AM |
| Gregger | $25.00 | 10/10/2011 9:36:12 AM |
| the-respectful-transaction | $25.00 | 10/10/2011 9:36:40 AM |
| jhouman | $50.00 | 10/10/2011 9:24:57 AM |
| Dusigrosz | $33.00 | 10/10/2011 9:03:52 AM |
| 312-Lender | $50.00 | 10/10/2011 9:04:13 AM |
| Moe87 | $25.00 | 10/10/2011 9:05:28 AM |
| wwwUniversal | $25.00 | 10/10/2011 9:13:21 AM |
| handy-justice | $100.00 | 10/10/2011 9:31:37 AM |
| Beechturner | $25.00 | 10/10/2011 9:21:42 AM |
| whitegold24k | $711.06 | 10/10/2011 9:52:46 AM |
| loanman2007 | $75.00 | 10/10/2011 9:44:42 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
531712
This series of Notes was issued and sold upon the funding of the borrower loan #54500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $98.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,506 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-methodical-velocity |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
|
|
Principal balance:
| $3,383.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card payments
My financial situation:
I am a good candidate for this loan because...I have enough money in my savings (>$4,000) to cover the loan, but my savings is for emergencies only. I have a very good credit score, and I'm never late on payments. I am a post-doctoral associate (research scientist) and my employment is guaranteed for at least 2 years. I net approximately $2,800/mo and my monthly expenses are $1,700.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:43 AM |
| mrpowers5531 | $25.00 | 10/12/2011 5:17:04 AM |
| the-discrete-income | $50.00 | 10/10/2011 9:06:11 AM |
| progressive-economy261 | $400.00 | 10/10/2011 9:15:04 AM |
| fenix692 | $25.00 | 10/10/2011 12:41:53 PM |
| OldManP | $25.00 | 10/10/2011 11:59:44 AM |
| favorite-commerce | $25.00 | 10/10/2011 12:08:21 PM |
| havok555 | $31.32 | 10/10/2011 1:16:05 PM |
| a-unflappable-finance | $100.00 | 10/10/2011 1:26:54 PM |
| green-interest-web | $50.00 | 10/10/2011 2:05:58 PM |
| first-serene-credit | $25.00 | 10/10/2011 2:28:53 PM |
| Cherrypicker | $50.00 | 10/10/2011 3:12:23 PM |
| sweety075 | $25.00 | 10/10/2011 4:10:56 PM |
| charming-exchange7 | $25.00 | 10/10/2011 10:27:28 PM |
| wise-honorable-rate | $25.00 | 10/11/2011 5:19:45 AM |
| yoyoclock | $25.00 | 10/11/2011 1:10:10 AM |
| indomitable-coin | $25.00 | 10/11/2011 6:24:43 AM |
| engaging-worth | $25.00 | 10/11/2011 7:46:02 AM |
| velocity-solo | $25.00 | 10/11/2011 7:42:37 AM |
| shellstar | $25.00 | 10/11/2011 8:15:07 AM |
| RicheyRich | $25.00 | 10/11/2011 12:51:24 PM |
| appcoder | $50.00 | 10/11/2011 12:55:44 PM |
| myworld701 | $25.00 | 10/11/2011 2:42:05 PM |
| dkjl | $50.00 | 10/11/2011 4:22:51 PM |
| Eric_Gagne | $25.00 | 10/11/2011 5:46:58 PM |
| SudianX | $26.53 | 10/11/2011 6:26:16 PM |
| gain-expert | $30.00 | 10/11/2011 9:04:17 PM |
| blue-euro-entrepreneur | $25.00 | 10/12/2011 4:18:12 AM |
| Hogan55 | $87.14 | 10/12/2011 4:00:19 AM |
| yu-rik | $100.00 | 10/12/2011 5:03:55 AM |
| lively-dedication4 | $50.00 | 10/12/2011 5:11:28 AM |
| scholarly-benefit5 | $50.00 | 10/12/2011 6:19:13 AM |
| STLRacer | $30.00 | 10/12/2011 6:50:22 AM |
| credit-investor5 | $50.00 | 10/12/2011 7:14:21 AM |
| agreement-linkage | $28.46 | 10/12/2011 7:16:59 AM |
| Preteur | $25.00 | 10/12/2011 6:52:54 AM |
| green-trade-dolphin2 | $25.01 | 10/10/2011 9:01:09 AM |
| D911ave | $50.00 | 10/10/2011 9:12:17 AM |
| Sneezie | $100.00 | 10/10/2011 10:29:40 AM |
| cwegert | $50.00 | 10/10/2011 10:57:42 AM |
| djalan | $25.00 | 10/10/2011 10:54:43 AM |
| organized-payment6 | $50.00 | 10/10/2011 11:48:41 AM |
| kenji4861 | $25.00 | 10/10/2011 12:43:53 PM |
| northphoto | $25.00 | 10/10/2011 4:15:05 PM |
| brightest-durability-chomper | $25.00 | 10/10/2011 3:45:31 PM |
| auction-seeker | $25.00 | 10/10/2011 7:15:54 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:35 PM |
| benefit-banshee | $50.00 | 10/10/2011 10:29:05 PM |
| blue-useful-auction | $25.00 | 10/11/2011 6:51:05 AM |
| Pitufo | $25.00 | 10/11/2011 7:11:30 AM |
| john0720 | $25.00 | 10/11/2011 9:08:11 AM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:08:05 PM |
| Finchy78 | $25.00 | 10/11/2011 6:15:37 PM |
| Thunder08 | $100.00 | 10/11/2011 6:29:11 PM |
| omahajay | $25.00 | 10/11/2011 9:29:20 PM |
| gentle-transparency7 | $250.00 | 10/12/2011 4:03:01 AM |
| cerebral-dollar773 | $50.00 | 10/12/2011 4:59:45 AM |
| RusRobo | $25.00 | 10/12/2011 5:59:14 AM |
| euro-deployment | $25.00 | 10/12/2011 5:55:24 AM |
| GElender | $50.00 | 10/12/2011 6:01:37 AM |
| pious-benjamins1 | $26.00 | 10/12/2011 6:48:52 AM |
| gustavzantanon | $25.00 | 10/12/2011 6:27:29 AM |
| Tahoeman | $25.00 | 10/12/2011 7:28:10 AM |
| imon32red | $25.00 | 10/12/2011 7:27:22 AM |
| Breken6 | $15.54 | 10/12/2011 7:34:15 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
531762
This series of Notes was issued and sold upon the funding of the borrower loan #54496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $99.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 13y 4m |
|
Amount delinquent:
| $132 |
Total credit lines:
| 15 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,113 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| parsec8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
|
|
Principal balance:
| $2,412.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off a higher interest loan to bring down the monthly payment.
My financial situation:
I am a good candidate for this loan because I am a responsible person and I have a steady full-time job. My spouse also works a full-time job.
Monthly net income: $ 2900
Monthly expenses: $
Housing: $ 775.00
Insurance: $ 125.00
Car expenses: $ 358.70
Utilities: $ 60.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 400.00
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 460.17
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AndChicksforFree | $57.00 | 10/13/2011 9:20:05 AM |
| social-cocktail1 | $200.00 | 10/13/2011 9:19:37 AM |
| DHolly | $25.00 | 10/13/2011 9:21:46 AM |
| ILoveBearHats | $25.00 | 10/13/2011 9:22:54 AM |
| Milonguero | $100.00 | 10/13/2011 9:29:34 AM |
| Katburg | $25.00 | 10/13/2011 10:41:49 AM |
| loanman2007 | $50.00 | 10/13/2011 10:55:25 AM |
| Dubbs360 | $50.00 | 10/13/2011 10:56:04 AM |
| radiant-return | $25.00 | 10/13/2011 11:37:13 AM |
| fervent-repayment | $25.00 | 10/13/2011 11:37:44 AM |
| ciscoparrot | $25.00 | 10/13/2011 12:55:58 PM |
| Frover | $25.00 | 10/13/2011 1:05:50 PM |
| ttnk62918 | $25.00 | 10/13/2011 2:18:34 PM |
| promise2 | $100.00 | 10/13/2011 2:02:06 PM |
| girlwithglasses | $600.00 | 10/13/2011 3:50:21 PM |
| well-mannered-income3 | $30.00 | 10/13/2011 3:14:47 PM |
| marinbb | $100.00 | 10/13/2011 9:03:32 AM |
| warew | $56.71 | 10/13/2011 9:16:32 AM |
| kenji4861 | $25.00 | 10/13/2011 9:26:08 AM |
| progressive-economy261 | $400.00 | 10/13/2011 9:20:11 AM |
| impeccable-ore3 | $25.00 | 10/13/2011 9:47:30 AM |
| Philman | $25.00 | 10/13/2011 10:10:37 AM |
| the-discrete-income | $100.00 | 10/13/2011 10:09:28 AM |
| genelinist | $70.00 | 10/13/2011 11:51:18 AM |
| reflective-rupee | $25.00 | 10/13/2011 10:55:31 AM |
| tranquil-revenue | $75.00 | 10/13/2011 11:54:49 AM |
| oxnard | $50.00 | 10/13/2011 2:17:24 PM |
| supreme-hope | $25.00 | 10/13/2011 2:23:35 PM |
| I-Believe-In-You | $28.02 | 10/13/2011 2:06:55 PM |
| YosemiteSam | $25.00 | 10/13/2011 3:11:25 PM |
| forthright-dedication | $75.00 | 10/13/2011 2:32:35 PM |
| SLN-10 | $50.00 | 10/13/2011 2:34:19 PM |
| Moe87 | $26.00 | 10/13/2011 3:02:28 PM |
| sturdy-responsibility7 | $32.27 | 10/13/2011 4:08:43 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
531890
This series of Notes was issued and sold upon the funding of the borrower loan #54473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $531.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,934 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| platinum-announcer |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,750.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
640-659
(Oct-2009)
|
|
Principal balance:
| $1,783.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Looking to consolidate
Purpose of loan:
This loan will be used to...consolidate all remaining debt into one payment
My financial situation:
I am a good candidate for this loan because...Excellent credit history and payment history. I have had 2 loans and recently paid one off and have a 2 yr history on the remaining loan with no lates. I am a bit confused at to why my bank card debt is listed as it is. I pulled my credit report and my revolving debt is under $4000 which would put my ration @ 19%.
Monthly net income: $4169
Monthly expenses: $
Housing: $815
Insurance: $90
Car expenses: $265
Utilities: $150
Phone, cable, internet: $90
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 10/11/2011 5:01:20 PM |
| MoneyForNothing | $25.00 | 10/11/2011 5:01:11 PM |
| progressive-economy261 | $400.00 | 10/11/2011 5:21:31 PM |
| worth-blanket2 | $14,300.00 | 10/11/2011 5:45:53 PM |
| economy-popcorn | $20.00 | 10/11/2011 6:21:08 PM |
| wise-deal-panda | $200.00 | 10/11/2011 5:22:34 PM |
| Lubava | $25.00 | 10/11/2011 6:14:13 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
531960
This series of Notes was issued and sold upon the funding of the borrower loan #54510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $177.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,911 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-banshee7 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2011)
|
|
Principal balance:
| $6,300.22 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
no risk loan for business
Purpose of loan:
This loan will be used to...my motel is 98% occupied but now want to work on energy costs I want to buy 14 tank free water heaters. I already have 50% of the money back but want to get this done by winter. Right now I am using standard water heaters for my single occupancy units and they just run and run after usage. I figure I can save nearly $500 per month by this conversion.
My financial situation:
I am a good candidate for this loan because...
Very stable business have improved all of my units (previous loan) and now comes the fixed costs I am trying to lower with this improvement. I have never missed a payment and have been a good borrower.
Monthly net income: $5490.00
Housing: $0 (no mortgage) home and business paid in full
Insurance: $175
Car expenses: $50-75
Utilities: $845
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans:100 +($306 prosper)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 10/11/2011 5:16:05 PM |
| Eric_Gagne | $67.00 | 10/11/2011 5:51:23 PM |
| janeybooboo | $100.00 | 10/11/2011 5:37:43 PM |
| colorfulgardener | $25.00 | 10/11/2011 6:05:22 PM |
| contract-student2 | $50.00 | 10/11/2011 6:19:53 PM |
| Thunder08 | $100.00 | 10/11/2011 6:29:12 PM |
| pound-mushroom3 | $25.00 | 10/11/2011 7:46:40 PM |
| dammage | $25.00 | 10/11/2011 11:47:43 PM |
| papaloha | $200.00 | 10/12/2011 12:12:48 AM |
| cerebral-dollar773 | $53.30 | 10/12/2011 4:52:10 AM |
| Keystonekop | $100.00 | 10/12/2011 5:16:44 AM |
| loanman2007 | $150.00 | 10/12/2011 6:14:53 AM |
| kaceymalone | $50.00 | 10/12/2011 6:27:11 AM |
| Iloanyoumoney | $25.00 | 10/12/2011 7:08:14 AM |
| first-serene-credit | $25.00 | 10/12/2011 7:28:19 AM |
| promise2 | $100.00 | 10/12/2011 8:18:10 AM |
| FinanceEngine | $35.00 | 10/12/2011 8:32:02 AM |
| patriot897 | $25.00 | 10/12/2011 10:20:43 AM |
| FigTree | $50.00 | 10/12/2011 10:25:56 AM |
| dime-sprout | $25.00 | 10/12/2011 11:54:41 AM |
| mbf2234 | $25.00 | 10/12/2011 12:53:25 PM |
| justanothersushieater | $25.00 | 10/12/2011 1:21:20 PM |
| eagle1271 | $25.00 | 10/12/2011 1:16:33 PM |
| goodhearted-basis4 | $25.00 | 10/12/2011 2:24:04 PM |
| a-unflappable-finance | $100.00 | 10/12/2011 2:47:59 PM |
| gain-expert | $100.00 | 10/12/2011 3:08:08 PM |
| worth-blanket2 | $1,400.00 | 10/12/2011 5:14:02 PM |
| responsibility-butterfly | $25.00 | 10/11/2011 7:29:51 PM |
| progressive-economy261 | $400.00 | 10/11/2011 5:21:32 PM |
| SolarMoonshine | $25.00 | 10/11/2011 6:27:19 PM |
| charming-exchange7 | $25.00 | 10/11/2011 6:35:01 PM |
| orange-impartial-asset | $500.00 | 10/11/2011 7:27:28 PM |
| dime-sapling | $25.00 | 10/11/2011 7:15:58 PM |
| lava414 | $50.00 | 10/11/2011 11:45:28 PM |
| new-marketplace-lyrics | $25.00 | 10/11/2011 11:54:31 PM |
| organized-payment6 | $50.00 | 10/12/2011 5:49:20 AM |
| Preteur | $25.00 | 10/12/2011 6:53:43 AM |
| rpd1211 | $25.00 | 10/12/2011 7:37:01 AM |
| genelinist | $140.00 | 10/12/2011 8:58:10 AM |
| the-discrete-income | $100.00 | 10/12/2011 9:10:36 AM |
| Leshan | $50.00 | 10/12/2011 8:49:07 AM |
| wise-deal-panda | $100.00 | 10/12/2011 9:22:47 AM |
| wwwUniversal | $25.00 | 10/12/2011 9:20:14 AM |
| valiant-money | $35.00 | 10/12/2011 9:36:14 AM |
| SOP_Bank | $25.00 | 10/12/2011 10:21:33 AM |
| thrifty-note2 | $25.00 | 10/12/2011 10:20:42 AM |
| atbright | $25.00 | 10/12/2011 11:12:58 AM |
| enriched-truth | $100.50 | 10/12/2011 12:47:37 PM |
| freefly67 | $35.70 | 10/12/2011 1:51:30 PM |
| enthralling-deal180 | $25.00 | 10/12/2011 1:02:03 PM |
| quarkyuzu | $50.00 | 10/12/2011 2:46:05 PM |
| ethicalhumanist | $100.00 | 10/12/2011 1:37:12 PM |
| AF-Chief | $25.00 | 10/12/2011 2:42:35 PM |
| MoneyForNothing | $8.50 | 10/12/2011 5:24:43 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
531978
This series of Notes was issued and sold upon the funding of the borrower loan #54547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,144 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thankful-penny6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation loan
Purpose of loan:
This loan will be used to...
Consolidate my debt
My financial situation:
I am a good candidate for this loan because...
I am responsible and working to pay off debt so I can get back into a positive balance.
Monthly net income: $ 1500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| progressive-economy261 | $400.00 | 10/11/2011 5:21:33 PM |
| worth-blanket2 | $7,100.00 | 10/11/2011 5:45:49 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
531992
This series of Notes was issued and sold upon the funding of the borrower loan #54525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $254 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-class-euro5 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BAMA
Purpose of loan:
This loan will be used to...pay off payday loans, the intrest is eating me up
My financial situation:
I am a good candidate for this loan because...I have a monthly social security income of 1300.00 gross and 1100.00 gross form employment
Monthly net income: $2060.00
Monthly expenses: $
Housing: $595.
Insurance: $0
Car expenses: $200.00 gas and maint
Utilities: $140
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $40
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/11/2011 7:29:53 PM |
| ultimate-peace | $25.00 | 10/11/2011 5:02:01 PM |
| progressive-economy261 | $400.00 | 10/11/2011 5:21:33 PM |
| SolarMoonshine | $25.00 | 10/11/2011 6:26:12 PM |
| shrewd-income | $25.00 | 10/11/2011 7:24:23 PM |
| handy-justice | $50.00 | 10/12/2011 7:56:06 AM |
| wwwUniversal | $25.00 | 10/12/2011 9:20:14 AM |
| wise-deal-panda | $100.00 | 10/12/2011 9:22:47 AM |
| forthright-trade | $25.00 | 10/12/2011 10:01:14 AM |
| community-oracle | $25.00 | 10/12/2011 11:56:21 AM |
| duty-monger | $50.00 | 10/12/2011 1:21:05 PM |
| gulch | $10.00 | 10/12/2011 2:11:37 PM |
| well-rounded-payout0 | $50.00 | 10/11/2011 5:17:41 PM |
| pound-mushroom3 | $25.00 | 10/11/2011 7:46:40 PM |
| newest-generous-income | $25.00 | 10/12/2011 2:58:35 AM |
| bizlending | $500.00 | 10/12/2011 7:48:53 AM |
| MichaelProsper | $40.00 | 10/12/2011 7:53:18 AM |
| kinetic-social | $25.00 | 10/12/2011 9:18:00 AM |
| whitegold24k | $100.00 | 10/12/2011 9:20:18 AM |
| whitegold24k | $400.00 | 10/12/2011 11:47:26 AM |
| tpleus | $25.00 | 10/12/2011 11:32:58 AM |
| a-credit-rotation | $25.00 | 10/12/2011 1:37:01 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
532014
This series of Notes was issued and sold upon the funding of the borrower loan #54534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $100.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 64% |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,654 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ndlmklandman |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,575.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2011)
700-719
(Aug-2009)
700-719
(Jul-2009)
700-719
(May-2009)
|
|
Principal balance:
| $365.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Please help me to help myself!
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $30.00 | 10/12/2011 9:02:07 AM |
| green-trade-dolphin | $30.95 | 10/12/2011 9:01:05 AM |
| AndChicksforFree | $27.00 | 10/12/2011 9:01:50 AM |
| rolltide09 | $25.00 | 10/12/2011 9:03:39 AM |
| favorite-commerce | $25.00 | 10/12/2011 9:20:14 AM |
| progressive-economy261 | $400.00 | 10/12/2011 9:21:31 AM |
| shawnw2 | $300.00 | 10/12/2011 9:22:59 AM |
| thankful-nickel2 | $25.00 | 10/12/2011 9:43:40 AM |
| well-rounded-payout0 | $50.00 | 10/12/2011 9:18:43 AM |
| whitegold24k | $100.00 | 10/12/2011 9:20:29 AM |
| Skeptical-one | $40.00 | 10/12/2011 9:36:02 AM |
| wise-deal-panda | $200.00 | 10/12/2011 9:22:35 AM |
| 34bcp23 | $25.00 | 10/12/2011 9:31:45 AM |
| whitegold24k | $400.00 | 10/12/2011 11:38:45 AM |
| LittleMingo | $30.00 | 10/12/2011 10:53:11 AM |
| Bob450 | $30.00 | 10/12/2011 12:06:43 PM |
| dtana | $25.00 | 10/12/2011 11:46:46 AM |
| ethicalhumanist | $50.00 | 10/12/2011 1:31:16 PM |
| duty-monger | $50.00 | 10/12/2011 1:25:09 PM |
| trumpeter5 | $25.00 | 10/12/2011 2:16:42 PM |
| dime-sapling | $25.00 | 10/12/2011 4:20:37 PM |
| Leshan | $33.45 | 10/12/2011 4:20:35 PM |
| sweety075 | $25.00 | 10/12/2011 4:22:39 PM |
| responsibility-butterfly | $25.00 | 10/12/2011 1:26:03 PM |
| promise2 | $200.00 | 10/12/2011 9:32:07 AM |
| cashhelp | $40.00 | 10/12/2011 10:41:23 AM |
| a-credit-rotation | $25.00 | 10/12/2011 1:37:02 PM |
| Banker2OO7 | $50.00 | 10/12/2011 2:31:57 PM |
| brightest-organized-balance | $25.00 | 10/12/2011 1:45:49 PM |
| Mikale360 | $25.00 | 10/12/2011 2:38:07 PM |
| Moe87 | $25.00 | 10/12/2011 3:31:51 PM |
| money-baron-Roth401k | $50.00 | 10/12/2011 3:07:10 PM |
| tcpfan | $25.00 | 10/12/2011 4:18:14 PM |
| entertaining-greenback2 | $28.86 | 10/12/2011 4:20:41 PM |
| Fiscally_Fit1 | $9.74 | 10/12/2011 4:23:05 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
532034
This series of Notes was issued and sold upon the funding of the borrower loan #54485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $99.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 5 |
Revolving credit balance:
| $5,138 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Royaltea |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2010)
640-659
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Pay off medical bills
Purpose of loan: This loan will be used to pay off medical bills from my husbands shouulder surgery.
My financial situation: Our financial situation is very good. We our current on all obilgations, and have been for over two years now. I recently changed jobs, but was with my previous employoer for over six years. I have always had stead employment as an IT professional.
I am a good candidate for this loan because... we are well established, homeowners, and very concerned about continuing to be on time with all payments to continue improving our credit rating.
Monthly net income: $5719
Monthly expenses: $300
Housing: $2500
Insurance: $130
Car expenses: $386
Utilities: $200
Phone, cable, internet: $140
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $69.48 | 10/12/2011 5:09:43 PM |
| credit-guard5 | $25.00 | 10/12/2011 5:18:16 PM |
| wise-deal-panda | $200.00 | 10/12/2011 5:20:59 PM |
| upright-silver | $25.00 | 10/12/2011 5:45:17 PM |
| progressive-economy261 | $400.00 | 10/12/2011 5:19:51 PM |
| vivid-loot1 | $37.67 | 10/12/2011 5:46:56 PM |
| AndChicksforFree | $25.00 | 10/12/2011 5:29:02 PM |
| MilitaryLending | $100.02 | 10/12/2011 5:35:41 PM |
| WorkingTA | $35.00 | 10/12/2011 5:24:10 PM |
| sweety075 | $25.00 | 10/12/2011 6:21:49 PM |
| SDNLR | $50.00 | 10/12/2011 7:00:48 PM |
| Bob450 | $25.00 | 10/12/2011 7:08:55 PM |
| magnificent-euro543 | $25.00 | 10/12/2011 8:20:08 PM |
| Mikale360 | $25.00 | 10/12/2011 7:38:48 PM |
| money-uprising8 | $25.00 | 10/12/2011 8:17:38 PM |
| Dubbs360 | $50.00 | 10/12/2011 7:43:39 PM |
| rolltide09 | $25.00 | 10/12/2011 5:03:24 PM |
| nimble-revenue5 | $50.00 | 10/12/2011 5:20:47 PM |
| currency-excellency0 | $100.00 | 10/12/2011 5:02:51 PM |
| cashhelp | $50.00 | 10/12/2011 5:12:39 PM |
| Kash2010lu | $25.00 | 10/12/2011 5:15:32 PM |
| the-discrete-income | $250.00 | 10/12/2011 5:32:35 PM |
| reliable-silver7 | $50.00 | 10/12/2011 5:56:32 PM |
| SolarMoonshine | $25.00 | 10/12/2011 6:01:43 PM |
| social-cocktail1 | $200.00 | 10/12/2011 5:19:26 PM |
| AndChicksforFree | $25.00 | 10/12/2011 5:28:30 PM |
| credit-missile | $95.00 | 10/12/2011 5:29:20 PM |
| Astyanax | $100.00 | 10/12/2011 6:00:43 PM |
| shrewd-income | $25.00 | 10/12/2011 5:57:38 PM |
| richboy56 | $25.00 | 10/12/2011 5:59:22 PM |
| clemclan | $45.00 | 10/12/2011 6:12:07 PM |
| Moe87 | $25.00 | 10/12/2011 7:50:58 PM |
| riskadverse44 | $25.00 | 10/12/2011 7:55:39 PM |
| NekHoldings | $25.00 | 10/12/2011 8:11:10 PM |
| icanhasloanz | $250.00 | 10/12/2011 7:37:20 PM |
| debt-legend | $25.00 | 10/12/2011 8:14:08 PM |
| MoneyForNothing | $17.83 | 10/12/2011 8:20:19 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
532080
This series of Notes was issued and sold upon the funding of the borrower loan #54514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $80.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 5m |
|
Amount delinquent:
| $51 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,865 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| shadowfax6264 |
Borrower's state:
| Texas |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 54 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2009)
640-659
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
Need a new washer and refrigerator.
Purpose of loan:
I need a new washer and a refrigerator. I rather get a loan here than home depot or the bank.
I have paid back 2 loans without missing any payments. I would be an investor but they don't allow texas to invest at the moment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $1,683.00 | 10/14/2011 9:04:32 AM |
| LittleMingo | $40.00 | 10/14/2011 9:02:50 AM |
| credit-missile | $30.00 | 10/14/2011 9:04:02 AM |
| pembull | $25.00 | 10/14/2011 9:02:54 AM |
| investment-artist | $27.00 | 10/14/2011 9:03:50 AM |
| green-trade-dolphin | $50.00 | 10/14/2011 9:01:06 AM |
| cashhelp | $70.00 | 10/14/2011 9:01:33 AM |
| currency-excellency0 | $75.00 | 10/14/2011 9:02:56 AM |
| beachfunder | $60.00 | 10/14/2011 9:04:25 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
532084
This series of Notes was issued and sold upon the funding of the borrower loan #54518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $216.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,648 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jopeters41 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 96% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 2
( 4% )
| 600-619
(Mar-2010)
600-619
(Nov-2009)
620-639
(Aug-2009)
600-619
(May-2008)
|
|
Principal balance:
| $1,256.49 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
44+ Prosper Payments on Time
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intrepid-repayment1 | $50.00 | 10/14/2011 8:04:52 AM |
| green-trade-dolphin | $35.00 | 10/12/2011 5:01:05 PM |
| 312-Lender | $50.00 | 10/12/2011 5:01:54 PM |
| MoneyForNothing | $34.05 | 10/12/2011 5:04:47 PM |
| AndChicksforFree | $27.00 | 10/12/2011 5:28:09 PM |
| myutmost | $40.00 | 10/12/2011 5:03:36 PM |
| Kash2010lu | $30.00 | 10/12/2011 5:09:37 PM |
| wise-deal-panda | $200.00 | 10/12/2011 5:21:00 PM |
| halothane_logic | $400.00 | 10/12/2011 5:52:05 PM |
| lucrative-durability | $25.00 | 10/12/2011 6:12:04 PM |
| sweety075 | $25.00 | 10/12/2011 6:45:18 PM |
| icanhasloanz | $25.00 | 10/12/2011 8:00:14 PM |
| money-uprising8 | $25.00 | 10/12/2011 8:17:21 PM |
| Feyenoord | $25.00 | 10/12/2011 9:55:59 PM |
| pietro_torna_indietro | $25.00 | 10/12/2011 10:46:32 PM |
| blitzen40 | $25.00 | 10/12/2011 8:46:54 PM |
| shawnw2 | $125.00 | 10/12/2011 10:42:50 PM |
| promise2 | $50.00 | 10/12/2011 11:06:22 PM |
| greencat | $50.00 | 10/13/2011 7:16:22 AM |
| farchoir | $25.00 | 10/13/2011 6:18:57 AM |
| lsx7 | $50.00 | 10/13/2011 9:00:17 AM |
| The_Phantom | $25.00 | 10/13/2011 8:57:45 AM |
| whitegold24k | $100.00 | 10/13/2011 9:18:12 AM |
| suave-dime6 | $25.00 | 10/13/2011 10:45:41 AM |
| proper-revenue7 | $25.00 | 10/13/2011 10:03:25 AM |
| Frover | $30.00 | 10/13/2011 1:00:30 PM |
| 1stBankAndHal | $75.07 | 10/13/2011 3:01:51 PM |
| cjames84 | $25.00 | 10/13/2011 4:32:49 PM |
| ore-leather | $25.00 | 10/13/2011 5:51:46 PM |
| engaging-repayment8 | $25.00 | 10/13/2011 5:38:18 PM |
| twjh | $25.00 | 10/13/2011 7:36:00 PM |
| samseth | $50.00 | 10/13/2011 8:06:40 PM |
| Land_on_your_feet | $25.00 | 10/13/2011 8:06:13 PM |
| atlas-shrugged | $200.00 | 10/13/2011 11:22:58 PM |
| Rashanir | $34.81 | 10/13/2011 10:47:05 PM |
| Nailman88 | $50.00 | 10/14/2011 3:59:33 AM |
| Rip128 | $60.00 | 10/14/2011 5:26:41 AM |
| werewolf469 | $50.00 | 10/14/2011 5:48:13 AM |
| octoberfresh | $25.00 | 10/14/2011 7:15:32 AM |
| bluehen00 | $25.00 | 10/14/2011 6:30:19 AM |
| Urban-MBA | $25.00 | 10/14/2011 7:16:05 AM |
| Rulea72 | $25.00 | 10/14/2011 7:30:15 AM |
| 168RichCapital | $25.10 | 10/14/2011 8:28:15 AM |
| worthy-bid4 | $25.25 | 10/14/2011 9:01:59 AM |
| jhouman | $50.00 | 10/12/2011 6:40:43 PM |
| responsibility-butterfly | $25.00 | 10/13/2011 8:14:35 AM |
| servnyou | $40.00 | 10/12/2011 6:43:52 PM |
| Mikale360 | $25.00 | 10/12/2011 7:41:10 PM |
| papaloha | $50.00 | 10/12/2011 8:30:28 PM |
| investment-daydream | $50.00 | 10/12/2011 8:12:45 PM |
| impala6464 | $30.00 | 10/13/2011 2:20:20 AM |
| pposFUNDing | $26.05 | 10/12/2011 10:02:55 PM |
| Scotcha | $50.00 | 10/13/2011 7:58:59 AM |
| loanman2007 | $75.00 | 10/13/2011 5:58:10 AM |
| innovator2 | $50.00 | 10/13/2011 7:33:45 AM |
| LittleMingo | $30.00 | 10/13/2011 7:18:58 AM |
| Bob450 | $25.00 | 10/13/2011 8:35:36 AM |
| handy-justice | $50.00 | 10/13/2011 8:24:53 AM |
| graceful-investment | $30.00 | 10/13/2011 8:44:39 AM |
| thankful-nickel2 | $25.00 | 10/13/2011 8:44:58 AM |
| vtrentster | $26.00 | 10/13/2011 9:00:40 AM |
| FinanceEngine | $30.00 | 10/13/2011 10:23:50 AM |
| return-grizzly | $100.00 | 10/13/2011 10:47:18 AM |
| credit-elation1 | $25.00 | 10/13/2011 1:26:26 PM |
| supreme-hope | $25.00 | 10/13/2011 2:28:21 PM |
| artisan369 | $300.00 | 10/13/2011 2:43:28 PM |
| Skeptical-one | $25.00 | 10/13/2011 3:37:41 PM |
| innovator10 | $200.00 | 10/13/2011 5:01:42 PM |
| wwwUniversal | $25.00 | 10/13/2011 5:19:57 PM |
| capital-deployment | $25.00 | 10/13/2011 7:09:30 PM |
| loss-of-control | $100.00 | 10/13/2011 6:58:21 PM |
| revenue-associate | $35.00 | 10/13/2011 7:33:27 PM |
| social-hunter5 | $44.00 | 10/13/2011 8:06:58 PM |
| CoolPlexer | $25.00 | 10/13/2011 9:08:55 PM |
| money-fort | $25.00 | 10/13/2011 10:00:04 PM |
| melodious-openness | $100.00 | 10/14/2011 4:29:04 AM |
| kulender | $50.00 | 10/14/2011 4:52:24 AM |
| market-pudding | $25.00 | 10/14/2011 4:53:45 AM |
| irrelevant | $25.00 | 10/14/2011 6:06:07 AM |
| tntmojave | $50.00 | 10/14/2011 5:32:12 AM |
| vivid-velocity7 | $50.00 | 10/14/2011 6:32:35 AM |
| grnii78 | $48.44 | 10/14/2011 6:37:54 AM |
| taetrade | $25.00 | 10/14/2011 6:44:01 AM |
| trumpeter5 | $50.00 | 10/14/2011 6:57:05 AM |
| whitegold24k | $400.00 | 10/14/2011 8:01:50 AM |
| wlm3012 | $30.00 | 10/14/2011 7:37:15 AM |
| wlm3012 | $30.00 | 10/14/2011 7:38:12 AM |
| lamsabuy | $100.00 | 10/14/2011 9:01:11 AM |
| unconquerable-dedication | $25.00 | 10/14/2011 8:53:17 AM |
| Leshan | $9.23 | 10/14/2011 9:18:47 AM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
532134
This series of Notes was issued and sold upon the funding of the borrower loan #54487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $80.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
4 | Length of status: | 19y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,074 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 107% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dw35205 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 65% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 8
( 35% )
| 620-639
(Jun-2008)
620-639
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Paying off credit cards
Purpose of loan: Debt paydown
This loan will be used to...
My financial situation: ok
I am a good candidate for this loan because...I got a loan here a couple of years ago, and paid it off ahead of schedule
Monthly net income: $2300
Monthly expenses: $1600
Housing: $800
Insurance: $25
Car expenses: $80
Utilities: $300
Phone, cable, internet: $0
Food, entertainment: $350
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/13/2011 7:44:41 AM |
| progressive-economy261 | $400.00 | 10/12/2011 5:19:52 PM |
| well-rounded-payout0 | $50.00 | 10/12/2011 5:17:10 PM |
| AndChicksforFree | $27.00 | 10/12/2011 5:26:43 PM |
| mikeandcat | $47.36 | 10/13/2011 6:25:52 AM |
| lamsabuy | $100.00 | 10/13/2011 9:01:13 AM |
| benefit-flow | $25.00 | 10/13/2011 11:24:41 AM |
| atomantic | $25.00 | 10/13/2011 10:35:09 AM |
| ColoradoLender82 | $25.00 | 10/13/2011 10:32:37 AM |
| suave-dime6 | $25.00 | 10/13/2011 10:44:57 AM |
| SkinnyFish | $25.00 | 10/13/2011 11:45:36 AM |
| duty-monger | $50.00 | 10/13/2011 1:17:58 PM |
| oxnard | $50.00 | 10/13/2011 1:57:33 PM |
| green-trade-dolphin | $29.59 | 10/12/2011 5:01:13 PM |
| credit-missile | $25.00 | 10/12/2011 5:29:53 PM |
| SolarMoonshine | $25.00 | 10/12/2011 6:07:32 PM |
| credit-missile | $25.00 | 10/12/2011 5:28:34 PM |
| sweety075 | $25.00 | 10/12/2011 6:43:47 PM |
| shrewd-income | $25.00 | 10/12/2011 6:00:20 PM |
| Mikale360 | $25.00 | 10/12/2011 7:39:59 PM |
| icanhasloanz | $100.00 | 10/12/2011 7:56:43 PM |
| papaloha | $50.00 | 10/12/2011 9:07:53 PM |
| amlu1988 | $25.00 | 10/12/2011 9:31:21 PM |
| Feyenoord | $25.00 | 10/12/2011 9:47:14 PM |
| contract-student2 | $50.00 | 10/13/2011 4:50:55 AM |
| high_flyer | $200.00 | 10/13/2011 7:37:46 AM |
| innovator10 | $200.00 | 10/13/2011 9:01:23 AM |
| Bob450 | $25.00 | 10/13/2011 8:35:04 AM |
| jjsparks28 | $45.00 | 10/13/2011 9:59:13 AM |
| FinanceEngine | $40.00 | 10/13/2011 10:06:32 AM |
| debt-legend | $25.00 | 10/13/2011 10:31:59 AM |
| Urban-MBA | $25.00 | 10/13/2011 12:37:06 PM |
| promise2 | $100.00 | 10/13/2011 2:01:28 PM |
| I-Believe-In-You | $11.05 | 10/13/2011 2:03:25 PM |
| VanCleveHoldings | $25.00 | 10/13/2011 1:57:31 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
532294
This series of Notes was issued and sold upon the funding of the borrower loan #54564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $151.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 58% |
|
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,716 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| safebet77 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 70 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,575.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
620-639
(Jul-2008)
660-679
(Oct-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 70 | | |
Description
Adopting a baby!
This loan will be used to pay for the final home study and placement fees for our domestic infant adoption. We are very excited for this next step in our lives together as a family.
We are a married couple with secure positions in our career and a set monthly budget/plan that allows us to live within our means staying current on all our payments. This loan would added to our adoption savings of which we have about half saved for at this time.
We are good candidates for this loan as we have had two prosper loans in the past and have paid them back without any late payments.
Household net inc: $ 6590/mo.
Household expenses (itemized): $ 4385/mo.
House/Ins.: $ 1325
Auto: $ 1100
Utilities: $ 395
Food/Entertainment: $ 400
Clothing/Household: $ 150
Credit cards/student loans: $ 915
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| clemclan | $45.00 | 10/13/2011 9:07:06 AM |
| pembull | $50.00 | 10/13/2011 9:09:30 AM |
| money-baron-roth-IRA | $50.00 | 10/13/2011 9:11:26 AM |
| whitegold24k | $100.00 | 10/13/2011 9:18:14 AM |
| green-trade-dolphin | $50.00 | 10/13/2011 9:01:08 AM |
| green-trade-dolphin | $50.00 | 10/13/2011 9:05:36 AM |
| wise-deal-panda | $200.00 | 10/13/2011 9:21:04 AM |
| servnyou | $125.00 | 10/13/2011 9:06:36 AM |
| AndChicksforFree | $57.00 | 10/13/2011 9:21:17 AM |
| cashhelp | $100.00 | 10/13/2011 9:01:59 AM |
| MoneyForNothing | $143.74 | 10/13/2011 9:11:27 AM |
| AndChicksforFree | $57.00 | 10/13/2011 9:17:19 AM |
| exchange-squirrel | $25.00 | 10/13/2011 9:19:02 AM |
| investment-artist | $27.01 | 10/13/2011 9:19:27 AM |
| dtana | $25.00 | 10/13/2011 9:44:01 AM |
| OldManP | $100.00 | 10/13/2011 9:51:21 AM |
| grnii78 | $89.82 | 10/13/2011 10:01:26 AM |
| credit-guard5 | $25.00 | 10/13/2011 11:36:13 AM |
| atlas-shrugged | $200.00 | 10/13/2011 10:41:22 AM |
| Ubiquinone | $117.00 | 10/13/2011 10:44:39 AM |
| favorite-commerce | $30.00 | 10/13/2011 10:46:36 AM |
| blitzen40 | $30.00 | 10/13/2011 11:53:33 AM |
| credit-missile | $110.00 | 10/13/2011 10:56:11 AM |
| credit-missile | $25.00 | 10/13/2011 10:57:59 AM |
| reflective-rupee | $75.00 | 10/13/2011 11:00:27 AM |
| eod_man | $25.03 | 10/13/2011 11:27:24 AM |
| CA-Lender | $25.00 | 10/13/2011 11:32:41 AM |
| Mikale360 | $25.00 | 10/13/2011 12:06:48 PM |
| 312-Lender | $50.00 | 10/13/2011 9:13:20 AM |
| LittleMingo | $29.26 | 10/13/2011 9:02:53 AM |
| NekHoldings | $25.00 | 10/13/2011 9:22:12 AM |
| fascinating-generosity3 | $227.71 | 10/13/2011 9:02:19 AM |
| shawnw2 | $207.00 | 10/13/2011 9:21:27 AM |
| loanman2007 | $225.00 | 10/13/2011 10:54:02 AM |
| impeccable-ore3 | $25.00 | 10/13/2011 9:45:11 AM |
| industrious-currency | $25.00 | 10/13/2011 10:00:53 AM |
| Kash2010lu | $50.00 | 10/13/2011 10:03:48 AM |
| Rogelio48 | $25.00 | 10/13/2011 11:35:41 AM |
| suave-dime6 | $25.00 | 10/13/2011 10:45:11 AM |
| return-grizzly | $100.00 | 10/13/2011 10:46:55 AM |
| reflective-rupee | $25.00 | 10/13/2011 11:00:08 AM |
| 113121 | $299.91 | 10/13/2011 12:15:42 PM |
| benjamins-rumbler | $100.00 | 10/13/2011 11:37:08 AM |
| dammage | $54.52 | 10/13/2011 11:41:54 AM |
| vutah | $25.00 | 10/13/2011 12:09:57 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
525961
This series of Notes was issued and sold upon the funding of the borrower loan #54529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $293.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 4m |
|
Amount delinquent:
| $133 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,279 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dart122221 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 41 ( 95% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $6,002.00 | < 31 days late:
| 2
( 5% )
| 720-739
(Jan-2008)
740-759
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
It's Small but Nice
Purpose of loan:
I have an 800 sq ft building on part of my 4 acre's that im close to finishing up on that im going to use as a rental. I've already ran water and power to it, put in the heating and air and had septic tank put in. Purpose for loan is to buy remaining sinks and cabinets for kitchen and bathroom.
My financial situation:
I am a good candidate for this loan because... Good candidate because i've lived in the same place for last 20 years and had the same checking account last 15 years. Im not going anywhere. Also this will be my 3rd PROSPER loan. ( I also have renters in my home that i cant list as income. )
Monthly net income: $ 1,960
Monthly expenses: $1,428
Housing: $ 908
Insurance: $ 60
Car expenses: $ 50
Utilities: $ 150
Phone, cable, internet: $60
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $ 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/7/2011 6:42:57 AM |
| monster4 | $50.00 | 10/6/2011 5:08:57 PM |
| Mikale360 | $25.00 | 10/6/2011 5:32:11 PM |
| compoundinterest | $25.00 | 10/6/2011 5:45:11 PM |
| DHolly | $25.00 | 10/6/2011 5:04:26 PM |
| thankful-nickel2 | $25.00 | 10/6/2011 5:48:35 PM |
| hope-equation | $50.00 | 10/6/2011 6:17:47 PM |
| finance-prescription | $100.00 | 10/6/2011 5:48:45 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:25 PM |
| magnitude787 | $50.00 | 10/6/2011 6:45:06 PM |
| integrity-doctor | $100.00 | 10/6/2011 8:22:26 PM |
| reflective-rupee | $25.00 | 10/6/2011 9:39:23 PM |
| vigilance-accruer | $25.00 | 10/6/2011 11:23:26 PM |
| orange-preeminant-bill | $25.00 | 10/7/2011 3:58:44 AM |
| The-Lighthouse-Group | $25.00 | 10/7/2011 4:19:39 AM |
| GCInvestments | $27.00 | 10/6/2011 11:08:28 PM |
| The-Helper | $30.00 | 10/7/2011 4:41:48 AM |
| loanman2007 | $100.00 | 10/7/2011 6:27:59 AM |
| c-gurista-5 | $25.00 | 10/7/2011 5:45:28 AM |
| 10jwbajore | $39.97 | 10/7/2011 7:16:48 AM |
| jibe-set | $25.00 | 10/7/2011 7:46:47 AM |
| FinanceEngine | $40.00 | 10/7/2011 8:45:24 AM |
| larslfe | $25.00 | 10/7/2011 8:45:50 AM |
| kewgdns | $50.00 | 10/7/2011 8:11:06 AM |
| Investoman | $75.00 | 10/7/2011 9:13:22 AM |
| worthy-bid8 | $50.00 | 10/7/2011 9:07:36 AM |
| trumpeter5 | $25.00 | 10/7/2011 12:13:33 PM |
| wealth-multiplier | $25.00 | 10/7/2011 12:01:14 PM |
| mespeedy36 | $25.00 | 10/7/2011 12:52:49 PM |
| amra | $25.00 | 10/7/2011 12:14:23 PM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:27 PM |
| wwwUniversal | $25.00 | 10/7/2011 12:17:56 PM |
| hard-working-rate3 | $250.00 | 10/7/2011 12:59:25 PM |
| genelinist | $90.00 | 10/7/2011 12:43:47 PM |
| brazilofmux | $50.00 | 10/7/2011 2:06:04 PM |
| life-is-great | $25.00 | 10/7/2011 2:02:39 PM |
| RebuildingAmerica | $25.00 | 10/7/2011 3:43:00 PM |
| LittleMingo | $30.00 | 10/7/2011 5:21:32 PM |
| seadrg | $25.00 | 10/7/2011 5:27:16 PM |
| goodhearted-basis4 | $25.00 | 10/7/2011 6:01:55 PM |
| Bank42 | $32.59 | 10/7/2011 6:40:42 PM |
| payout-bridge | $85.00 | 10/7/2011 6:46:12 PM |
| melodious-fairness | $25.00 | 10/7/2011 6:53:07 PM |
| escharfer | $25.00 | 10/7/2011 7:50:46 PM |
| jazzmanian | $25.00 | 10/7/2011 8:03:33 PM |
| Kaj | $40.00 | 10/7/2011 7:58:22 PM |
| peace-cell2 | $25.00 | 10/7/2011 8:44:29 PM |
| loyalist1 | $200.00 | 10/7/2011 11:06:24 PM |
| Vreet | $25.00 | 10/8/2011 2:51:12 AM |
| yield-hut | $30.00 | 10/8/2011 3:28:13 AM |
| mtb_investing | $25.00 | 10/8/2011 4:27:00 AM |
| Beechturner | $40.00 | 10/8/2011 5:02:50 AM |
| QuantumLobster | $30.00 | 10/8/2011 5:13:54 AM |
| reward-motion | $40.95 | 10/8/2011 5:37:21 AM |
| treasure-bison | $25.00 | 10/8/2011 6:05:00 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:27 AM |
| halothane_logic | $42.82 | 10/8/2011 6:12:44 AM |
| all_of_that_one | $25.00 | 10/8/2011 6:41:23 AM |
| Elfkin | $50.00 | 10/8/2011 7:01:09 AM |
| r48 | $25.00 | 10/8/2011 7:14:28 AM |
| amerigor | $35.00 | 10/8/2011 7:17:16 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:53 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:46 AM |
| MoneyForNothing | $6.84 | 10/8/2011 8:47:11 AM |
| Strongestmanevr | $25.00 | 10/8/2011 8:47:04 AM |
| diversification-pilot | $25.00 | 10/8/2011 8:42:31 AM |
| desertoasis | $25.00 | 10/7/2011 7:49:49 AM |
| janeybooboo | $100.00 | 10/6/2011 5:01:08 PM |
| AndChicksforFree | $38.19 | 10/6/2011 5:03:20 PM |
| currency-excellency0 | $100.00 | 10/6/2011 5:39:46 PM |
| rolltide09 | $25.00 | 10/6/2011 5:40:35 PM |
| MoneyForNothing | $38.20 | 10/6/2011 5:02:04 PM |
| MoneyForNothing | $38.18 | 10/6/2011 5:17:12 PM |
| social-cocktail1 | $200.00 | 10/6/2011 5:58:21 PM |
| whitegold24k | $100.00 | 10/6/2011 5:57:42 PM |
| sweety075 | $25.00 | 10/6/2011 5:59:23 PM |
| vigilance-frontier | $25.00 | 10/6/2011 7:02:01 PM |
| dammage | $34.22 | 10/6/2011 7:31:29 PM |
| Iamthewalrus | $25.00 | 10/6/2011 8:31:49 PM |
| atlas-shrugged | $200.00 | 10/6/2011 8:59:14 PM |
| Mavrck88 | $25.00 | 10/6/2011 9:36:56 PM |
| linklady | $25.00 | 10/7/2011 2:55:11 AM |
| Feyenoord | $25.00 | 10/6/2011 9:50:33 PM |
| interstellar | $75.00 | 10/7/2011 2:49:59 AM |
| JCM_MN | $30.00 | 10/7/2011 4:26:29 AM |
| sensible-fund | $25.00 | 10/7/2011 4:04:11 AM |
| corporatejim | $25.00 | 10/7/2011 3:50:47 AM |
| treasure-bliss | $25.00 | 10/7/2011 3:50:51 AM |
| chameleon125 | $25.00 | 10/7/2011 6:39:43 AM |
| golffish2 | $25.00 | 10/7/2011 5:47:32 AM |
| Dollars4Rent | $25.00 | 10/7/2011 6:57:01 AM |
| DoctorJoe | $50.00 | 10/7/2011 7:13:19 AM |
| CROBRUN | $25.00 | 10/7/2011 7:53:14 AM |
| resolute-justice413 | $100.00 | 10/7/2011 9:04:19 AM |
| whitegold24k | $400.00 | 10/7/2011 8:03:22 AM |
| handshake5 | $100.00 | 10/7/2011 9:11:02 AM |
| progressive-economy261 | $400.00 | 10/7/2011 9:21:30 AM |
| Leshan | $102.59 | 10/7/2011 9:33:28 AM |
| AndChicksforFree | $38.17 | 10/7/2011 9:55:23 AM |
| atlas100 | $50.00 | 10/7/2011 10:31:55 AM |
| Malkial | $25.00 | 10/7/2011 11:27:04 AM |
| HammerSmith | $50.00 | 10/7/2011 12:00:27 PM |
| good4loan | $25.00 | 10/7/2011 1:23:05 PM |
| Chesterite | $100.00 | 10/7/2011 1:25:11 PM |
| dough-souffle | $50.00 | 10/7/2011 1:34:00 PM |
| prohelper | $25.00 | 10/7/2011 1:52:44 PM |
| listing-vista | $25.00 | 10/7/2011 1:04:15 PM |
| revenue-associate | $25.00 | 10/7/2011 1:28:49 PM |
| Aquanaut | $25.00 | 10/7/2011 2:39:29 PM |
| Sierrahh | $25.00 | 10/7/2011 3:23:50 PM |
| innovator10 | $200.00 | 10/7/2011 5:26:10 PM |
| ursus | $50.00 | 10/7/2011 5:33:24 PM |
| MadHun | $200.00 | 10/7/2011 5:34:20 PM |
| exchange-pledge | $50.00 | 10/7/2011 5:38:48 PM |
| integrity-trumpet | $50.00 | 10/7/2011 5:36:17 PM |
| shrewd-income | $100.00 | 10/7/2011 5:42:52 PM |
| dime-sapling | $25.00 | 10/7/2011 5:59:49 PM |
| bid-stockpiler1 | $200.00 | 10/7/2011 6:59:25 PM |
| irrelevant | $25.00 | 10/7/2011 7:05:27 PM |
| capitalelstiltskin2 | $50.00 | 10/7/2011 7:09:19 PM |
| bid-papyrus | $25.00 | 10/7/2011 7:36:16 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:35:05 PM |
| Fabiolous | $200.00 | 10/7/2011 10:04:59 PM |
| mckhbnpc | $50.00 | 10/7/2011 9:38:24 PM |
| optionscashflow | $25.00 | 10/8/2011 12:01:37 AM |
| icanhasloanz | $50.00 | 10/8/2011 1:43:55 AM |
| boomer5 | $25.00 | 10/8/2011 3:15:48 AM |
| rbettenc | $25.00 | 10/8/2011 4:09:56 AM |
| capital_gains | $50.00 | 10/8/2011 5:11:24 AM |
| proud-gold9 | $25.00 | 10/8/2011 5:39:21 AM |
| openness-prospector | $25.00 | 10/8/2011 5:52:46 AM |
| ChewyZ | $25.00 | 10/8/2011 5:55:37 AM |
| priceless-cash5 | $25.00 | 10/8/2011 6:03:30 AM |
| secret-santa | $25.46 | 10/8/2011 6:32:55 AM |
| Soulphoniks-Holdings | $27.12 | 10/8/2011 6:57:09 AM |
| aztocas | $200.00 | 10/8/2011 7:15:16 AM |
| Dusigrosz | $75.00 | 10/8/2011 7:15:55 AM |
| Rollshaft | $25.00 | 10/8/2011 7:28:05 AM |
| cr8on | $50.00 | 10/8/2011 7:52:11 AM |
| Barrayaran | $25.00 | 10/8/2011 8:14:20 AM |
| corporatejim | $28.70 | 10/8/2011 7:50:40 AM |
| Bob450 | $29.00 | 10/8/2011 8:22:49 AM |
| brondero | $80.00 | 10/8/2011 8:16:02 AM |
| redwraith | $100.00 | 10/8/2011 8:15:45 AM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
528663
This series of Notes was issued and sold upon the funding of the borrower loan #54505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 0m |
|
Amount delinquent:
| $78 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,501 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| currency-position |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation2
Purpose of loan:
This loan will be used to...
consolidate some debt
My financial situation:
I am a good candidate for this loan because...
I have a good past credit history with stablility in the work force. My payments are made on time with no collections and I a low debt to income ratio.
Monthly net income: $2655
Monthly expenses: $1583
Housing: $612
Insurance:
Car expenses: $330
Utilities: $186
Phone, cable, internet: $150
Food, entertainment: $140
Clothing, household expenses: $135
Credit cards and other loans: $40
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/6/2011 5:03:54 AM |
| the-discrete-income | $25.00 | 10/5/2011 9:53:32 AM |
| cnovak | $25.00 | 10/5/2011 12:03:25 PM |
| worldly-money4 | $100.00 | 10/5/2011 2:18:54 PM |
| diplomatic-wealth7 | $25.00 | 10/5/2011 5:19:41 PM |
| money-surge1 | $25.00 | 10/6/2011 2:44:18 PM |
| wonder3 | $40.00 | 10/6/2011 5:17:17 PM |
| bizlending | $100.00 | 10/7/2011 6:15:03 AM |
| indomitable-camaraderi3 | $25.00 | 10/7/2011 9:01:05 AM |
| Kaj | $40.00 | 10/7/2011 7:58:16 PM |
| mennleo | $50.00 | 10/8/2011 11:58:42 AM |
| vutah | $25.00 | 10/8/2011 12:47:32 PM |
| mummey | $100.00 | 10/8/2011 3:04:58 PM |
| natural-greenback6 | $25.00 | 10/8/2011 7:21:32 PM |
| Sixmil | $100.00 | 10/8/2011 7:59:14 PM |
| best-listing-toro | $25.00 | 10/8/2011 8:55:37 PM |
| ddog0224 | $25.00 | 10/9/2011 1:57:14 AM |
| red-favorable-basis | $25.00 | 10/9/2011 6:25:33 AM |
| money-fort | $25.00 | 10/9/2011 9:15:21 AM |
| mrsp2e | $25.00 | 10/10/2011 7:43:48 AM |
| mercuriant | $25.00 | 10/10/2011 8:22:18 AM |
| commitment-galaxy | $25.00 | 10/10/2011 9:25:35 AM |
| frooogal | $25.00 | 10/10/2011 1:58:40 PM |
| unconquerable-dedication | $25.00 | 10/10/2011 3:41:17 PM |
| gain-expert | $35.00 | 10/10/2011 3:42:21 PM |
| first-class-yield9 | $25.00 | 10/10/2011 5:01:44 PM |
| wealth-fighter3 | $25.00 | 10/10/2011 7:39:34 PM |
| zone8 | $100.00 | 10/11/2011 10:33:05 AM |
| suave-dime6 | $25.00 | 10/11/2011 9:58:59 AM |
| tender-commerce8 | $50.00 | 10/11/2011 11:17:38 AM |
| joelnet | $100.00 | 10/11/2011 4:46:47 PM |
| Finchy78 | $25.00 | 10/11/2011 6:19:29 PM |
| Wellman | $25.00 | 10/11/2011 9:19:43 PM |
| gold-cluster | $50.00 | 10/11/2011 10:39:08 PM |
| thoughtful-contract984 | $25.00 | 10/11/2011 11:51:16 PM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:37 AM |
| orbital-investment5 | $50.00 | 10/12/2011 3:31:35 AM |
| cake7 | $25.00 | 10/12/2011 6:09:18 AM |
| foothillender | $25.00 | 10/12/2011 7:40:36 AM |
| Isanpankki | $33.39 | 10/12/2011 8:32:38 AM |
| DreDub | $50.00 | 10/12/2011 11:18:19 AM |
| life-is-great | $25.00 | 10/12/2011 1:28:19 PM |
| moola-monger9 | $50.00 | 10/12/2011 3:02:49 PM |
| alphaseek | $200.00 | 10/12/2011 4:59:04 PM |
| burrito6 | $50.00 | 10/12/2011 5:08:01 PM |
| upbeat-wealth | $25.00 | 10/12/2011 4:11:14 PM |
| ore-leaper1 | $30.00 | 10/12/2011 5:29:47 PM |
| jazzlender | $25.00 | 10/12/2011 5:16:10 PM |
| credit-bank-usa611 | $25.00 | 10/12/2011 6:52:46 PM |
| investment-comet | $25.00 | 10/12/2011 6:54:28 PM |
| coin-brilliance8 | $75.06 | 10/12/2011 7:01:33 PM |
| unger | $100.11 | 10/13/2011 4:08:59 AM |
| economy-coup | $50.00 | 10/13/2011 12:35:24 AM |
| terrific-peace8 | $25.00 | 10/13/2011 6:38:00 AM |
| high_flyer | $200.00 | 10/13/2011 7:36:08 AM |
| Live-Free-or-Die | $201.89 | 10/13/2011 8:30:06 AM |
| elegant-loot | $25.00 | 10/13/2011 12:16:33 PM |
| cognizant-rupee7 | $25.00 | 10/13/2011 1:48:09 PM |
| oxnard | $50.00 | 10/13/2011 2:10:18 PM |
| worldly-gold | $50.00 | 10/13/2011 3:48:33 PM |
| imperialhi50 | $50.00 | 10/13/2011 4:40:11 PM |
| worldly-gold | $75.00 | 10/13/2011 3:47:19 PM |
| Coin-Toss | $25.00 | 10/13/2011 4:54:47 PM |
| Nemo2001 | $25.00 | 10/13/2011 4:18:12 PM |
| wlm3012 | $30.00 | 10/13/2011 4:44:36 PM |
| EmmaDog44 | $25.00 | 10/13/2011 5:19:51 PM |
| palace2 | $250.00 | 10/13/2011 5:36:58 PM |
| thelovebug | $100.00 | 10/13/2011 5:19:36 PM |
| listing-vista | $50.00 | 10/13/2011 6:33:29 PM |
| CA-Lender | $25.00 | 10/13/2011 6:53:39 PM |
| SolarMoonshine | $25.00 | 10/13/2011 6:02:30 PM |
| alphaseek | $200.00 | 10/13/2011 6:18:24 PM |
| bsh297 | $25.03 | 10/13/2011 6:47:50 PM |
| Armyman122 | $117.00 | 10/13/2011 8:57:30 PM |
| digitaldan | $30.00 | 10/13/2011 7:58:48 PM |
| Zane314 | $185.28 | 10/13/2011 10:26:58 PM |
| George13 | $50.00 | 10/13/2011 9:47:24 PM |
| Whipster | $80.00 | 10/5/2011 9:36:12 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:36 AM |
| social-cocktail1 | $200.00 | 10/5/2011 10:37:25 AM |
| finance-prescription | $100.00 | 10/6/2011 5:48:42 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:18 PM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:16 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:21:58 PM |
| PaulW | $25.00 | 10/8/2011 2:19:46 PM |
| dollar-authority | $50.00 | 10/9/2011 6:53:43 AM |
| fund-fox4 | $50.00 | 10/9/2011 11:20:01 AM |
| sharp-trade0 | $25.00 | 10/9/2011 6:46:56 PM |
| LoanerPrincipal | $25.00 | 10/9/2011 8:53:35 PM |
| red-power-pecan | $50.00 | 10/9/2011 9:23:02 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:21:15 PM |
| loot-castanets | $25.00 | 10/10/2011 6:40:57 AM |
| Rogelio48 | $25.00 | 10/10/2011 8:43:28 AM |
| 1willray | $27.37 | 10/10/2011 5:57:08 PM |
| fervent-repayment | $25.00 | 10/10/2011 6:22:18 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:50 PM |
| treasure-bliss | $25.00 | 10/11/2011 3:58:21 AM |
| fuzed | $100.00 | 10/11/2011 9:25:26 AM |
| assetmanager | $25.00 | 10/11/2011 10:36:53 AM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:54:39 PM |
| mummey | $75.00 | 10/11/2011 4:18:45 PM |
| economy-producer | $25.00 | 10/11/2011 8:35:50 PM |
| GolfPro2006 | $50.00 | 10/11/2011 7:50:19 PM |
| wonderous-trade985 | $54.20 | 10/11/2011 8:41:32 PM |
| arampata | $110.00 | 10/11/2011 11:25:01 PM |
| arampata | $120.00 | 10/11/2011 11:19:29 PM |
| blackstar | $25.00 | 10/12/2011 5:55:01 AM |
| profde | $25.00 | 10/12/2011 6:14:30 AM |
| kind-credit-bear | $100.00 | 10/12/2011 8:28:12 AM |
| debt-force | $38.74 | 10/12/2011 8:29:56 AM |
| wwwUniversal | $25.00 | 10/12/2011 9:20:06 AM |
| Dubbs360 | $50.00 | 10/12/2011 3:34:02 PM |
| melodious-fairness | $25.00 | 10/12/2011 2:30:10 PM |
| loss-of-control | $100.00 | 10/12/2011 5:55:54 PM |
| Bob450 | $25.00 | 10/12/2011 7:08:04 PM |
| blissful-finance7 | $25.00 | 10/13/2011 2:38:50 AM |
| paulpk | $184.68 | 10/13/2011 12:54:12 PM |
| lender-inc | $25.00 | 10/13/2011 12:47:38 PM |
| a-credit-rotation | $25.00 | 10/13/2011 2:01:43 PM |
| green28 | $200.00 | 10/13/2011 2:26:23 PM |
| forthright-dedication | $75.00 | 10/13/2011 2:32:19 PM |
| euro-spark | $35.00 | 10/13/2011 4:17:58 PM |
| dordee | $40.00 | 10/13/2011 3:33:49 PM |
| mooselegs19 | $30.00 | 10/13/2011 5:03:36 PM |
| Mr_Katana | $25.00 | 10/13/2011 6:39:14 PM |
| blue-goal-deal | $25.00 | 10/13/2011 7:26:17 PM |
| GladToHelpYou | $60.00 | 10/13/2011 7:07:14 PM |
| irrelevant | $25.00 | 10/13/2011 7:05:11 PM |
| sharpey | $150.00 | 10/13/2011 7:56:05 PM |
| zenzorba | $50.00 | 10/13/2011 7:29:26 PM |
| capital-zoo | $25.00 | 10/13/2011 8:57:23 PM |
| market-genome7 | $25.00 | 10/13/2011 8:10:47 PM |
| red-diversification-paradise | $50.00 | 10/13/2011 7:57:24 PM |
| Oak-Parker | $25.00 | 10/13/2011 7:58:24 PM |
| g8rtone | $50.00 | 10/13/2011 7:58:44 PM |
| jonnysixgun | $27.25 | 10/13/2011 9:34:22 PM |
| newest-exact-commitment | $25.00 | 10/13/2011 9:46:12 PM |
| heroic-vigilance1 | $25.00 | 10/13/2011 8:48:22 PM |
| lucky2 | $25.00 | 10/13/2011 8:16:32 PM |
| magnitude787 | $50.00 | 10/13/2011 9:12:53 PM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
528935
This series of Notes was issued and sold upon the funding of the borrower loan #54558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $341.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,934 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| credit-carnation3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investing in Capital Markets
Capital to trade mainly various markets, specifically the stock market, futures market, and foreign exchange market. I have been trading for 3 years and have been doing quite well, but recently had to liquidate assets to assist family members.
I have excellent credit and am employed full-time for the government. I will also be able to make payments promptly on time as I do not have much debt.
Monthly(4 weeks) Wages: ~$4,000
Monthly Expenses:
Rent: $450
Utilities: ~$100
Cell phone: $133
School loan: ~$224
Credit Card(pay full statement): ~$1,000
Miscellaneous(food, entertainment, shopping):~$1,000
Money left:~$1,100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| innocent-loot | $25.00 | 10/12/2011 8:14:14 AM |
| diablorulz | $50.00 | 10/3/2011 5:31:52 PM |
| a-finance-nirvana | $25.00 | 10/4/2011 7:22:45 AM |
| rolltide09 | $25.00 | 10/4/2011 9:02:53 AM |
| indomitable-coin | $25.00 | 10/5/2011 4:47:52 AM |
| Interloper | $25.00 | 10/5/2011 10:14:55 AM |
| justalender | $50.00 | 10/5/2011 11:59:53 AM |
| goodhearted-basis4 | $25.00 | 10/5/2011 12:51:11 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:41 PM |
| BrLender | $50.00 | 10/5/2011 6:21:21 PM |
| elasermd | $50.00 | 10/5/2011 6:33:40 PM |
| velocity-solo | $25.00 | 10/5/2011 7:27:47 PM |
| superb-funds335 | $30.00 | 10/5/2011 9:25:35 PM |
| credit-coach118 | $40.00 | 10/5/2011 11:10:19 PM |
| sjlender | $100.00 | 10/5/2011 9:58:24 PM |
| Brainworm | $25.00 | 10/6/2011 1:23:30 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:58 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:13 AM |
| gentle-gain235 | $25.00 | 10/6/2011 12:30:08 PM |
| Preteur | $25.00 | 10/6/2011 1:37:18 PM |
| life-is-great | $25.00 | 10/6/2011 4:57:57 PM |
| top-epic-community | $100.00 | 10/6/2011 8:02:36 PM |
| ptjg | $25.00 | 10/6/2011 10:05:20 PM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:27 AM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:44 PM |
| smear87 | $25.00 | 10/7/2011 3:07:48 PM |
| nikebootie | $25.00 | 10/7/2011 10:45:08 PM |
| Theodon | $25.00 | 10/8/2011 4:14:45 AM |
| elegant-loot | $50.00 | 10/8/2011 7:50:11 AM |
| adir1 | $25.00 | 10/8/2011 8:21:55 AM |
| SunsetCoastCapital | $25.00 | 10/8/2011 9:04:58 AM |
| Syzygy | $25.00 | 10/8/2011 9:21:20 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:46 AM |
| compoundinterest | $50.00 | 10/8/2011 12:08:19 PM |
| DreDub | $50.00 | 10/8/2011 1:13:01 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:20 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:36:57 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:25 PM |
| Sixmil | $100.00 | 10/8/2011 8:20:16 PM |
| Rivervale_Westwood | $25.00 | 10/9/2011 5:47:10 AM |
| gjm6d | $25.00 | 10/9/2011 5:59:32 AM |
| cash-cymbal | $36.00 | 10/9/2011 11:28:27 AM |
| bonafide-transaction1 | $50.00 | 10/9/2011 11:55:13 AM |
| jescowa | $50.00 | 10/9/2011 12:23:48 PM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:05 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:35 PM |
| dontletmoneyfoolya | $25.00 | 10/9/2011 10:07:33 PM |
| ethicalhumanist | $100.00 | 10/10/2011 11:04:46 AM |
| the-inspired-justice | $25.00 | 10/10/2011 2:27:00 PM |
| money-bauble | $200.00 | 10/10/2011 5:06:17 PM |
| compassionate-asset8 | $39.03 | 10/10/2011 8:24:40 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:30 PM |
| Borinkano | $150.00 | 10/10/2011 9:51:06 PM |
| NolockHolmes | $50.00 | 10/10/2011 10:28:30 PM |
| gain-mountain1 | $200.00 | 10/11/2011 10:50:54 AM |
| cash-sensai2 | $25.00 | 10/11/2011 3:40:24 PM |
| currency-stockpiler8 | $50.00 | 10/11/2011 5:25:01 PM |
| valiant-liberty4 | $25.00 | 10/11/2011 7:46:07 PM |
| creativename | $25.00 | 10/11/2011 9:16:35 PM |
| bkb7484 | $25.00 | 10/11/2011 9:52:26 PM |
| alphaseek | $200.00 | 10/12/2011 3:49:49 AM |
| RusRobo | $25.00 | 10/12/2011 5:51:49 AM |
| mrbanker | $50.00 | 10/12/2011 6:20:30 AM |
| scholarly-benefit5 | $50.00 | 10/12/2011 6:19:07 AM |
| natedog666 | $100.00 | 10/12/2011 6:41:00 AM |
| JebkaClan | $25.00 | 10/12/2011 7:06:35 AM |
| peace-flower9 | $50.00 | 10/12/2011 6:51:47 AM |
| blooming-kindness | $25.00 | 10/12/2011 6:58:09 AM |
| genius520 | $50.00 | 10/12/2011 9:10:06 AM |
| vigilance-revolutionary | $50.00 | 10/12/2011 9:15:20 AM |
| Money_Working | $50.00 | 10/12/2011 10:14:26 AM |
| RecoveryLender | $25.00 | 10/12/2011 10:52:49 AM |
| Jimfromsac | $100.00 | 10/12/2011 9:56:20 AM |
| octoberfresh | $25.00 | 10/12/2011 10:56:36 AM |
| goldeneye777 | $61.25 | 10/12/2011 11:11:02 AM |
| ProjectVenture | $50.00 | 10/12/2011 11:59:58 AM |
| conaty | $25.00 | 10/12/2011 12:14:34 PM |
| ToloUSN | $50.00 | 10/12/2011 1:47:15 PM |
| boater01 | $50.00 | 10/12/2011 1:43:56 PM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:02 AM |
| mrpowers5531 | $25.00 | 10/12/2011 5:17:21 AM |
| Natronpee | $25.00 | 10/3/2011 8:37:09 PM |
| availableloan | $25.00 | 10/3/2011 10:14:28 PM |
| Dollars4Rent | $25.00 | 10/4/2011 6:09:31 AM |
| blot44 | $25.00 | 10/4/2011 6:08:19 AM |
| equitable-capital758 | $250.00 | 10/4/2011 9:44:47 AM |
| golden-platinum7 | $25.00 | 10/4/2011 1:29:39 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:56 AM |
| leeball | $100.00 | 10/5/2011 4:00:33 PM |
| bill-expert | $50.00 | 10/5/2011 6:11:42 PM |
| g8rtone | $50.00 | 10/5/2011 9:12:39 PM |
| kenji4861 | $25.00 | 10/6/2011 10:00:27 AM |
| harty | $50.00 | 10/6/2011 1:32:01 PM |
| CatbirdBanking | $25.00 | 10/6/2011 8:56:13 PM |
| mr55262 | $25.00 | 10/6/2011 10:09:14 PM |
| nosualcneas | $25.00 | 10/7/2011 6:04:54 AM |
| SCD | $25.00 | 10/7/2011 4:29:36 AM |
| Arg3998 | $25.00 | 10/7/2011 5:13:50 AM |
| larslfe | $25.00 | 10/7/2011 8:45:49 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:17 PM |
| Chesterite | $25.00 | 10/7/2011 1:22:31 PM |
| GCInvestments | $27.00 | 10/7/2011 6:58:44 PM |
| natural-worth9 | $800.00 | 10/7/2011 8:29:31 PM |
| radforj22 | $25.00 | 10/8/2011 2:51:51 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:17 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:25 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:14 AM |
| worthy-bid8 | $50.00 | 10/8/2011 12:08:00 PM |
| whipone | $25.00 | 10/8/2011 12:14:33 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:12 PM |
| zensunni | $50.00 | 10/8/2011 4:12:30 PM |
| Cheburashka | $25.00 | 10/8/2011 6:16:35 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:25 PM |
| syrepsorp | $50.00 | 10/8/2011 11:11:52 PM |
| Mantis75 | $25.00 | 10/9/2011 8:42:25 AM |
| john0720 | $25.00 | 10/9/2011 1:07:48 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:53 PM |
| thrifty-note2 | $25.00 | 10/9/2011 1:46:25 PM |
| katnmouse | $30.00 | 10/9/2011 4:26:34 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:51 PM |
| truth-umbrella3 | $25.00 | 10/9/2011 4:51:53 PM |
| credit-bliss8 | $25.00 | 10/9/2011 6:31:38 PM |
| subtle-revenue0 | $25.00 | 10/10/2011 5:03:04 AM |
| trade-trumpet | $47.00 | 10/10/2011 6:18:34 AM |
| Dubbs360 | $250.00 | 10/10/2011 8:11:37 AM |
| Sneezie | $100.00 | 10/10/2011 10:29:38 AM |
| zbfamwl | $50.00 | 10/10/2011 12:03:32 PM |
| fervent-currency5 | $25.00 | 10/10/2011 2:38:29 PM |
| cocopuffs | $25.00 | 10/10/2011 2:26:42 PM |
| listing-trapper3 | $50.00 | 10/10/2011 3:04:20 PM |
| Bio-physicist | $25.00 | 10/10/2011 3:46:25 PM |
| kindness-party | $25.00 | 10/10/2011 4:24:13 PM |
| first-serene-credit | $25.00 | 10/10/2011 4:42:50 PM |
| khamen | $25.00 | 10/10/2011 5:13:38 PM |
| Brisket_Bob | $50.00 | 10/10/2011 5:33:56 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:24 PM |
| 1800porsche | $25.00 | 10/10/2011 8:48:53 PM |
| listing-vista | $50.00 | 10/10/2011 9:10:04 PM |
| worth21 | $25.00 | 10/10/2011 7:38:30 PM |
| yoyoclock | $25.00 | 10/11/2011 1:10:07 AM |
| nuclearmoose | $50.00 | 10/11/2011 10:39:34 AM |
| navy_cash | $25.00 | 10/11/2011 11:28:43 AM |
| fmanjoo | $25.00 | 10/11/2011 12:39:04 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:07:55 PM |
| charming-exchange7 | $25.00 | 10/11/2011 6:37:02 PM |
| 77dowplace | $31.00 | 10/11/2011 7:31:37 PM |
| peso-tostada | $75.00 | 10/11/2011 9:33:01 PM |
| bruin558 | $50.00 | 10/11/2011 9:51:13 PM |
| Darts | $50.00 | 10/12/2011 12:02:31 AM |
| first-favorite-bonus9 | $25.00 | 10/12/2011 4:19:20 AM |
| Ripsaw4U | $50.00 | 10/12/2011 3:05:34 AM |
| yu-rik | $100.00 | 10/12/2011 5:05:00 AM |
| bonus-tent | $25.00 | 10/12/2011 5:34:43 AM |
| MissionMicroFinance | $25.00 | 10/12/2011 6:11:34 AM |
| sprinkler5 | $25.00 | 10/12/2011 6:26:15 AM |
| edsmoney | $100.00 | 10/12/2011 6:37:15 AM |
| community-pipeline | $50.00 | 10/12/2011 8:17:13 AM |
| power-mad-scientist | $25.00 | 10/12/2011 8:20:48 AM |
| selector568 | $500.00 | 10/12/2011 9:29:40 AM |
| Aberdeen | $500.00 | 10/12/2011 9:57:19 AM |
| rudyindc | $25.00 | 10/12/2011 9:39:50 AM |
| usbank | $25.00 | 10/12/2011 9:40:57 AM |
| mojii77 | $50.00 | 10/12/2011 12:49:13 PM |
| dordee | $75.00 | 10/12/2011 1:01:02 PM |
| Astyanax | $100.00 | 10/12/2011 1:02:57 PM |
| SmokeytheBear4 | $40.00 | 10/12/2011 2:54:36 PM |
| tranquil-diversification8 | $58.72 | 10/12/2011 3:11:33 PM |
| rich_uncle | $25.00 | 10/12/2011 2:35:48 PM |
| 168 Investments
|
Borrower Payment Dependent Notes Series
529237
This series of Notes was issued and sold upon the funding of the borrower loan #54491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 12y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,629 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-accelerator5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Application - Addition Detail
Purpose of loan:
This loan will be used to... resolve a number of debts that I have accrued over the last 3 months. I have accrued bills resulting from 2 robberies in the last 3 months and unexpected medical bills. I want to use this to loan to get back on track. I do not norally carry such debt and it is weighing on me.
My financial situation:
I am a good candidate for this loan because... I have the ability and willingness to meet my financial obligations. While not having seen it, I do beleive that my credit report will support this statement with the exception of the last month or so. I have strong income and meet me debts. I take my obligations very seriously.
Monthly net income: $6000
Monthly expenses: $
Housing: $2408
Insurance: $155
Car expenses: $0
Utilities: $500
Phone, cable, internet: $350
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $700
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 9/24/2011 8:46:44 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:06 AM |
| hitsman | $50.00 | 9/26/2011 11:35:27 AM |
| leeball | $100.00 | 9/26/2011 3:14:47 PM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 5:16:49 PM |
| vutah | $25.00 | 9/27/2011 6:39:33 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:48 PM |
| a-finance-nirvana | $25.00 | 9/28/2011 6:45:44 AM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:29 AM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:14 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:32 PM |
| secureincome | $600.00 | 9/29/2011 2:01:18 PM |
| red-power-pecan | $50.00 | 9/30/2011 9:30:32 AM |
| wampum-optimization | $25.00 | 9/30/2011 10:42:11 AM |
| Mark0135 | $75.00 | 9/30/2011 10:42:37 AM |
| Comoparklender | $25.00 | 9/30/2011 11:07:29 AM |
| ursus | $50.00 | 9/30/2011 5:08:25 PM |
| wwwUniversal | $25.00 | 9/30/2011 5:17:04 PM |
| PRGuyinVA | $25.00 | 9/30/2011 7:17:55 PM |
| fighter122 | $25.00 | 9/30/2011 10:49:52 PM |
| Learning2Lend | $25.00 | 10/1/2011 4:56:55 AM |
| Mombo-5 | $50.00 | 10/1/2011 7:12:08 AM |
| mercuriant | $25.00 | 10/1/2011 9:05:37 AM |
| wampum-library4 | $25.00 | 10/1/2011 11:40:43 AM |
| life-is-great | $25.00 | 10/1/2011 1:38:49 PM |
| wise-innocent-value | $50.00 | 10/1/2011 3:07:24 PM |
| CMDCO | $50.00 | 10/1/2011 3:21:35 PM |
| economy-coup | $50.00 | 10/1/2011 3:39:17 PM |
| jga516 | $25.00 | 10/1/2011 3:22:32 PM |
| charming-exchange7 | $25.00 | 10/2/2011 5:52:04 PM |
| enchanted-diversification496 | $50.00 | 10/2/2011 5:54:30 PM |
| StrongMonty | $59.11 | 10/2/2011 9:57:54 PM |
| investisure | $50.00 | 10/3/2011 2:57:44 AM |
| jiggaman7 | $50.00 | 10/3/2011 11:19:50 AM |
| leverage-monger | $25.00 | 10/3/2011 1:17:25 PM |
| dedicated-transaction796 | $26.00 | 10/3/2011 2:05:44 PM |
| bnlforever | $25.00 | 10/3/2011 2:01:27 PM |
| sdcc72 | $50.00 | 10/3/2011 3:06:24 PM |
| Sierrahh | $25.00 | 10/3/2011 3:55:36 PM |
| 1redfish | $100.00 | 10/3/2011 4:08:07 PM |
| worthy-bid8 | $50.00 | 10/3/2011 5:06:22 PM |
| loss-of-control | $100.00 | 10/3/2011 5:33:59 PM |
| suave-dime6 | $25.00 | 10/3/2011 5:43:20 PM |
| Myrick | $25.00 | 10/3/2011 6:59:26 PM |
| daniel5075 | $25.00 | 10/3/2011 7:28:57 PM |
| tender-commerce8 | $100.00 | 10/3/2011 7:58:22 PM |
| magnitude787 | $50.00 | 10/3/2011 8:37:34 PM |
| innocent-income4 | $25.00 | 10/4/2011 4:56:11 AM |
| ALFLoan | $25.00 | 10/4/2011 6:38:25 AM |
| tender-ore | $25.00 | 10/4/2011 7:16:15 AM |
| giftgold | $25.00 | 10/4/2011 8:25:35 AM |
| stepatatime-together | $100.00 | 10/4/2011 9:19:21 AM |
| Katburg | $25.00 | 10/4/2011 10:51:25 AM |
| investment-comet | $25.00 | 10/4/2011 12:17:10 PM |
| vibraphone3 | $25.00 | 10/4/2011 11:29:53 AM |
| excellent-wealth6 | $31.14 | 10/4/2011 12:05:35 PM |
| CA-Lender | $50.00 | 10/4/2011 3:38:54 PM |
| chrisb1414 | $25.00 | 10/4/2011 2:42:35 PM |
| Eric_Gagne | $50.00 | 10/4/2011 5:13:47 PM |
| himistu22 | $25.00 | 10/4/2011 5:17:45 PM |
| bid-stockpiler1 | $100.00 | 10/4/2011 5:48:06 PM |
| asset-sequoia | $25.00 | 10/4/2011 7:11:14 PM |
| Dapple33 | $30.58 | 10/4/2011 7:16:43 PM |
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:07 AM |
| desertoasis | $25.00 | 10/1/2011 3:35:21 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:23 AM |
| penny-surgeon | $25.00 | 9/25/2011 11:03:15 PM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:57 AM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:39 PM |
| papaloha | $25.00 | 9/27/2011 7:03:54 PM |
| alphaseek | $100.00 | 9/28/2011 4:23:47 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:32 AM |
| mlj0671 | $25.00 | 9/28/2011 12:29:18 PM |
| don8ter | $25.00 | 9/29/2011 3:41:28 AM |
| treasure-bliss | $25.00 | 9/29/2011 5:56:27 AM |
| profit-powerplant | $25.00 | 9/29/2011 10:01:37 AM |
| first-dinero-igloo | $25.00 | 9/29/2011 2:59:16 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:01 PM |
| orange-preeminant-bill | $25.00 | 9/30/2011 6:51:56 AM |
| Dubbs360 | $25.00 | 9/30/2011 8:10:43 AM |
| frogperson | $100.00 | 9/30/2011 8:47:31 AM |
| forthright-dedication | $100.00 | 9/30/2011 9:35:36 AM |
| CatbirdBanking | $25.00 | 9/30/2011 12:04:07 PM |
| jjswanso | $25.00 | 9/30/2011 2:22:31 PM |
| Kaj | $30.00 | 9/30/2011 6:23:53 PM |
| fervent-repayment | $50.00 | 10/1/2011 9:57:10 AM |
| CalBear08 | $25.00 | 10/1/2011 1:45:07 PM |
| Sealion | $50.00 | 10/1/2011 6:56:02 PM |
| erowis | $50.00 | 10/1/2011 8:33:17 PM |
| dynrep | $100.00 | 10/1/2011 9:27:39 PM |
| Kame | $25.00 | 10/2/2011 2:44:48 AM |
| smoothmoniker | $25.00 | 10/2/2011 6:30:24 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:28 AM |
| shrewd-peace7 | $25.00 | 10/2/2011 11:09:30 AM |
| VmIE | $25.00 | 10/2/2011 11:28:56 AM |
| thankful-nickel2 | $25.00 | 10/2/2011 1:40:48 PM |
| fmanjoo | $25.00 | 10/2/2011 2:44:49 PM |
| C2Banking | $25.00 | 10/2/2011 6:29:21 PM |
| Otagaini | $25.00 | 10/3/2011 4:18:41 AM |
| Supernick | $25.00 | 10/3/2011 1:33:31 AM |
| 6moonbeams | $25.00 | 10/3/2011 6:31:04 AM |
| gotjack | $25.00 | 10/3/2011 9:16:24 AM |
| enriched-note6 | $25.00 | 10/3/2011 1:33:50 PM |
| susurrus | $50.00 | 10/3/2011 2:23:18 PM |
| stoopidnoodle | $25.00 | 10/3/2011 1:53:02 PM |
| goat0 | $50.00 | 10/3/2011 2:24:23 PM |
| fizicks06 | $259.00 | 10/3/2011 3:47:42 PM |
| GElender | $25.00 | 10/3/2011 4:01:38 PM |
| vest_vortex | $30.00 | 10/3/2011 5:02:25 PM |
| Leshan | $25.00 | 10/3/2011 5:17:19 PM |
| Bob450 | $25.00 | 10/3/2011 6:38:16 PM |
| draggon77 | $25.00 | 10/3/2011 7:55:40 PM |
| kendigme | $50.00 | 10/4/2011 3:24:04 AM |
| rockhound84 | $31.00 | 10/4/2011 4:51:04 AM |
| buffalobills | $25.00 | 10/4/2011 7:27:44 AM |
| AndChicksforFree | $25.00 | 10/4/2011 7:58:00 AM |
| Investoman | $75.00 | 10/4/2011 9:13:41 AM |
| SomebodysMom | $40.00 | 10/4/2011 2:52:42 PM |
| return-enthusiast1 | $25.00 | 10/4/2011 2:32:40 PM |
| mammalian4 | $25.00 | 10/4/2011 6:27:31 PM |
| green-unrivaled-felicity | $50.00 | 10/4/2011 6:46:42 PM |
| cybercop45 | $25.00 | 10/4/2011 7:26:36 PM |
| equallender | $33.00 | 10/4/2011 5:53:08 PM |
| coin-flower1 | $30.17 | 10/4/2011 7:46:01 PM |
| 124 Investments
|
Borrower Payment Dependent Notes Series
530087
This series of Notes was issued and sold upon the funding of the borrower loan #54463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Military Officer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,121 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| triggerpuller1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Soldier looking to start business
Purpose of loan:
This loan will be used for capital to start my business.
My financial situation:
I am a good candidate for this loan because I am dedicated to paying my bills on time, and keeping my currently good credit score. I am a military officer with a deployment to Iraq and Afghanistan. I am determined to have a successful business so that I can get out of the military because I don't want to deploy again now that I am married and have a 5 month old son. I expect to pay this loan off early.
Monthly net income: $ 4500
Monthly expenses: $3424
Housing: $911
Insurance: $250
Car expenses: $283
Utilities: $450
Phone, cable, internet: $230
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hidavehi | $25.00 | 9/30/2011 5:55:35 PM |
| sensible-fund | $25.00 | 10/1/2011 5:07:58 AM |
| fmanjoo | $25.00 | 10/2/2011 2:45:06 PM |
| MilitaryLending | $100.07 | 10/2/2011 6:46:15 PM |
| golffish2 | $25.00 | 10/3/2011 4:13:58 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:37 AM |
| zone6 | $100.00 | 10/3/2011 10:09:07 PM |
| sdcc72 | $50.00 | 10/4/2011 8:16:50 AM |
| peace-sorcerer | $25.00 | 10/4/2011 12:33:18 PM |
| papaloha | $25.00 | 10/4/2011 7:38:56 PM |
| asset-professor | $25.00 | 10/5/2011 10:05:24 AM |
| worldly-money4 | $100.00 | 10/5/2011 2:18:48 PM |
| BuildingShanghai | $27.90 | 10/5/2011 7:18:58 PM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:54 AM |
| authentic-vigilance1 | $100.00 | 10/6/2011 10:26:48 AM |
| profit-powerplant | $25.00 | 10/6/2011 10:25:46 AM |
| rhino-investing-eagle | $40.00 | 10/6/2011 1:27:54 PM |
| finance-prescription | $100.00 | 10/6/2011 5:48:41 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:13 PM |
| deal-marauder6 | $29.83 | 10/6/2011 6:05:16 PM |
| compassion-artisan9 | $50.00 | 10/6/2011 8:36:15 PM |
| mennleo | $76.48 | 10/7/2011 7:51:21 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:11 PM |
| rustysailor | $25.00 | 10/7/2011 10:34:15 PM |
| Dubbs360 | $250.00 | 10/8/2011 8:53:47 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:40 AM |
| finance-mushroom | $100.00 | 10/8/2011 12:10:44 PM |
| kind-credit-bear | $25.00 | 10/8/2011 12:19:12 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:11 PM |
| Wellman | $50.00 | 10/8/2011 1:36:56 PM |
| well-mannered-income3 | $50.00 | 10/8/2011 6:19:20 PM |
| mad-scientist418 | $25.25 | 10/9/2011 7:55:26 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:32 AM |
| life-is-great | $25.00 | 10/9/2011 12:03:39 PM |
| LoanerPrincipal | $25.00 | 10/9/2011 8:53:34 PM |
| economy-producer | $25.00 | 10/9/2011 8:54:57 PM |
| asset-sprout | $25.00 | 10/10/2011 4:32:50 AM |
| suave-dime6 | $25.00 | 10/10/2011 6:35:36 AM |
| heavenly-interest9 | $400.00 | 10/10/2011 7:56:08 AM |
| commerce-renewal | $100.00 | 10/10/2011 9:00:44 AM |
| commerce-renewal | $50.00 | 10/10/2011 9:20:20 AM |
| listing-trapper3 | $50.00 | 10/10/2011 3:04:17 PM |
| kindness-party | $25.00 | 10/10/2011 4:32:57 PM |
| Mr_Katana | $25.00 | 10/10/2011 6:30:59 PM |
| mcs99 | $100.00 | 10/11/2011 10:40:26 AM |
| kain11286 | $50.00 | 10/11/2011 9:54:53 AM |
| melodious-fairness | $25.00 | 10/11/2011 11:07:14 AM |
| navy_cash | $25.00 | 10/11/2011 11:38:25 AM |
| realtormoises | $25.00 | 10/11/2011 11:49:36 AM |
| alphaseek | $200.00 | 10/11/2011 12:49:43 PM |
| bold-direct-asset | $50.00 | 10/11/2011 12:10:50 PM |
| beest | $155.75 | 10/11/2011 1:51:46 PM |
| mbf2234 | $25.00 | 10/11/2011 4:13:39 PM |
| money-bauble | $200.00 | 10/11/2011 5:08:08 PM |
| Diamond_Jim | $25.00 | 10/11/2011 5:45:36 PM |
| daniel5075 | $25.00 | 10/11/2011 6:18:56 PM |
| payout-bridge | $25.00 | 10/11/2011 6:56:54 PM |
| shrewd-peace7 | $25.00 | 10/11/2011 8:22:09 PM |
| balanced-bill7 | $50.00 | 10/11/2011 8:43:56 PM |
| CalBear08 | $25.00 | 10/11/2011 9:35:35 PM |
| theprince | $25.00 | 10/11/2011 8:49:06 PM |
| currency-kangaroo9 | $25.00 | 10/11/2011 10:10:26 PM |
| Kash2010lu | $25.00 | 10/12/2011 4:49:56 AM |
| range2 | $50.00 | 10/12/2011 5:14:46 AM |
| husley | $43.93 | 10/12/2011 7:16:34 AM |
| point-monger5 | $400.00 | 10/12/2011 7:50:21 AM |
| Maupinman | $36.00 | 10/12/2011 7:35:37 AM |
| exciting-loyalty3 | $50.00 | 10/12/2011 7:46:53 AM |
| dedicated-transaction796 | $28.00 | 10/12/2011 8:43:43 AM |
| ferris2484 | $25.00 | 10/12/2011 8:24:36 AM |
| MTF | $50.00 | 10/12/2011 8:10:20 AM |
| power-mad-scientist | $25.00 | 10/12/2011 8:20:45 AM |
| Leshan | $25.00 | 10/12/2011 8:35:17 AM |
| thelovebug | $56.00 | 10/12/2011 9:19:47 AM |
| fair-pound5 | $50.00 | 10/12/2011 10:39:56 AM |
| octoberfresh | $25.00 | 10/12/2011 10:55:12 AM |
| irrelevant | $25.00 | 10/12/2011 10:05:12 AM |
| neutrino6 | $25.00 | 10/12/2011 11:34:54 AM |
| yield-trader | $25.00 | 10/12/2011 11:48:19 AM |
| reward-dynamo | $40.00 | 10/12/2011 11:50:02 AM |
| rcr549 | $25.00 | 10/12/2011 11:12:28 AM |
| Go_Niners | $200.00 | 10/12/2011 11:24:24 AM |
| logical-moola4 | $25.00 | 10/12/2011 1:13:18 PM |
| rockhound84 | $25.00 | 10/12/2011 1:39:44 PM |
| commerce-banker | $25.00 | 10/12/2011 2:46:29 PM |
| upright-silver | $25.00 | 10/12/2011 5:46:06 PM |
| natural-worth9 | $300.00 | 10/12/2011 6:12:45 PM |
| richboy56 | $25.00 | 10/12/2011 5:59:21 PM |
| SDNLR | $50.00 | 10/12/2011 7:00:38 PM |
| debt-legend | $25.00 | 10/12/2011 8:16:24 PM |
| ore-dojo | $30.00 | 10/12/2011 10:52:56 PM |
| golffish2 | $25.00 | 10/13/2011 4:15:32 AM |
| KrauseVentures | $25.00 | 10/12/2011 11:51:44 PM |
| kendigme | $25.00 | 10/13/2011 4:37:26 AM |
| market-pudding | $25.00 | 10/13/2011 4:46:45 AM |
| SwiDaddy | $37.83 | 10/13/2011 6:47:45 AM |
| palace2 | $158.17 | 10/13/2011 5:13:14 AM |
| Bob450 | $0.30 | 10/13/2011 8:30:57 AM |
| responsibility-butterfly | $25.00 | 10/1/2011 9:02:51 AM |
| innocent-loot | $25.00 | 10/12/2011 8:12:24 AM |
| credit-coach118 | $25.47 | 10/1/2011 8:06:32 AM |
| mercuriant | $25.00 | 10/1/2011 9:05:48 AM |
| economy-coup | $36.00 | 10/1/2011 3:39:32 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:36 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:49 AM |
| social-cocktail1 | $200.00 | 10/4/2011 9:21:05 AM |
| cnovak | $25.00 | 10/5/2011 12:03:14 PM |
| mlj0671 | $25.00 | 10/5/2011 1:21:03 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:19 PM |
| treasure-bliss | $25.00 | 10/6/2011 6:53:54 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:38 AM |
| orange-preeminant-bill | $25.00 | 10/7/2011 3:58:40 AM |
| jjswanso | $50.00 | 10/7/2011 6:06:58 AM |
| jmvingeorgia | $25.00 | 10/7/2011 5:29:30 AM |
| first-dinero-paladin | $100.00 | 10/7/2011 7:50:08 PM |
| Kaj | $40.00 | 10/7/2011 7:58:12 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:33:48 PM |
| StrongMonty | $61.55 | 10/7/2011 9:25:12 PM |
| reflective-rupee | $25.00 | 10/7/2011 9:28:52 PM |
| Vreet | $25.00 | 10/8/2011 2:51:11 AM |
| superb-kindness2 | $50.00 | 10/8/2011 7:02:39 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:12 AM |
| DreDub | $50.00 | 10/8/2011 1:12:57 PM |
| tnjohnso | $25.00 | 10/8/2011 1:17:48 PM |
| magnitude787 | $50.00 | 10/8/2011 1:08:54 PM |
| -PokerNut | $50.00 | 10/9/2011 12:06:08 PM |
| Pitufo | $25.00 | 10/9/2011 1:59:10 PM |
| Taz-Man-IIWIS | $25.00 | 10/9/2011 2:24:44 PM |
| tranquil-ore4 | $26.03 | 10/9/2011 5:58:44 PM |
| fillholdingsllc | $25.00 | 10/9/2011 6:06:07 PM |
| billybragg | $25.00 | 10/9/2011 6:59:24 PM |
| friendly-principal76 | $25.00 | 10/9/2011 6:53:45 PM |
| red-power-pecan | $50.00 | 10/9/2011 9:22:55 PM |
| stock106 | $25.00 | 10/10/2011 7:06:23 AM |
| mrsp2e | $100.00 | 10/10/2011 7:39:48 AM |
| wwwUniversal | $25.00 | 10/10/2011 9:13:16 AM |
| shmb6508 | $50.00 | 10/10/2011 11:03:15 AM |
| sgt-schultz | $25.00 | 10/10/2011 12:47:13 PM |
| balanced-balance6 | $25.00 | 10/10/2011 3:59:02 PM |
| gain-expert | $30.00 | 10/10/2011 3:35:39 PM |
| bid-stockpiler1 | $55.17 | 10/10/2011 5:20:19 PM |
| Agonbiew | $50.00 | 10/10/2011 9:39:33 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:38 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:20 PM |
| Supernick | $50.00 | 10/11/2011 4:42:47 AM |
| stepatatime-together | $100.00 | 10/11/2011 9:14:11 AM |
| Comoparklender | $50.00 | 10/11/2011 9:30:08 AM |
| zone8 | $100.00 | 10/11/2011 10:32:57 AM |
| tender-commerce8 | $50.00 | 10/11/2011 11:14:58 AM |
| radforj22 | $25.00 | 10/11/2011 12:51:33 PM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:21 AM |
| payment-pursuit3 | $25.00 | 10/12/2011 12:59:10 AM |
| palace2 | $139.75 | 10/12/2011 3:02:19 AM |
| bonus-tent | $25.00 | 10/12/2011 5:34:42 AM |
| tshurts | $25.00 | 10/12/2011 6:18:39 AM |
| VBPlayer | $25.00 | 10/12/2011 6:44:35 AM |
| velocity-quest5 | $150.00 | 10/12/2011 6:21:30 AM |
| green28 | $201.53 | 10/12/2011 8:23:52 AM |
| asiaratt | $50.00 | 10/12/2011 9:09:40 AM |
| 34bcp23 | $25.00 | 10/12/2011 9:38:09 AM |
| bosloan26 | $26.50 | 10/12/2011 9:31:21 AM |
| dedicated-hope640 | $25.00 | 10/12/2011 9:35:39 AM |
| CA-Lender | $25.00 | 10/12/2011 10:16:20 AM |
| reliable-worth3 | $25.00 | 10/12/2011 11:11:37 AM |
| rutzebach | $60.49 | 10/12/2011 11:04:32 AM |
| minddoc | $50.00 | 10/12/2011 12:07:42 PM |
| computer758 | $25.00 | 10/12/2011 11:14:01 AM |
| tpleus | $50.00 | 10/12/2011 11:31:29 AM |
| duty-monger | $50.00 | 10/12/2011 1:22:26 PM |
| dedicated-diversification5 | $57.00 | 10/12/2011 1:37:29 PM |
| wise-balanced-moola | $25.00 | 10/12/2011 3:42:22 PM |
| willinvest | $25.00 | 10/12/2011 4:05:08 PM |
| burrito6 | $50.00 | 10/12/2011 5:07:56 PM |
| investment-comet | $25.00 | 10/12/2011 6:49:22 PM |
| Gobsek | $25.00 | 10/12/2011 6:50:32 PM |
| nashibaksi | $30.00 | 10/12/2011 7:38:24 PM |
| fixing_financials | $25.00 | 10/12/2011 9:08:16 PM |
| FerventOne | $25.00 | 10/13/2011 6:21:31 AM |
| GElender | $25.00 | 10/13/2011 6:08:25 AM |
| 179 Investments
|
Borrower Payment Dependent Notes Series
530119
This series of Notes was issued and sold upon the funding of the borrower loan #54522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $76.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,257 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Humblepie |
Borrower's state:
| Washington |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,099.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jan-2010)
660-679
(Oct-2008)
640-659
(Jan-2007)
640-659
(Oct-2006)
|
|
Principal balance:
| $549.26 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
Consolidate Credit Card Debt
Purpose of loan:
This loan will be used to finish paying off a previous loan to get rid of the monthly payments for that loan. Also, I will use it to pay off credit card debt to reduce monthly payments significantly. The interest rates keep going up and up and I need to bring the monthly payments down.
This loan will reduce immediate and future monthly payment burdens by giving me a net less amount to pay each month on loans and credit cards.
My financial situation:
I am a good candidate for this loan because I have always paid off my prosper loans, pay my bills every month, and have no delinquent accounts now, nor have ever had delinquent accounts in the past.
Have been self-employed for a while but will be starting a new full-time job at $9/hr in the middle of the month.
My monthly income will increase with this, significantly.
Monthly net income: $1000
Monthly expenses: $815
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $30.00 | 10/12/2011 9:02:57 AM |
| rolltide09 | $25.00 | 10/12/2011 9:03:39 AM |
| loanman2007 | $175.00 | 10/12/2011 9:05:19 AM |
| MoneyForNothing | $176.82 | 10/12/2011 9:03:06 AM |
| marinbb | $50.00 | 10/12/2011 9:03:23 AM |
| social-cocktail1 | $200.00 | 10/12/2011 9:20:56 AM |
| the-discrete-income | $100.00 | 10/12/2011 9:10:36 AM |
| progressive-economy261 | $400.00 | 10/12/2011 9:21:30 AM |
| whitegold24k | $100.00 | 10/12/2011 9:20:28 AM |
| wise-deal-panda | $200.00 | 10/12/2011 9:22:34 AM |
| AndChicksforFree | $77.00 | 10/12/2011 9:00:53 AM |
| investment-artist | $27.01 | 10/12/2011 9:14:10 AM |
| moola-buddy | $25.19 | 10/12/2011 9:06:26 AM |
| favorite-commerce | $25.00 | 10/12/2011 9:19:30 AM |
| nimble-revenue5 | $50.00 | 10/12/2011 9:22:22 AM |
| nick5454 | $50.00 | 10/12/2011 9:31:21 AM |
| JeffHoll | $80.00 | 10/12/2011 9:27:31 AM |
| promise2 | $100.00 | 10/12/2011 9:29:16 AM |
| Skeptical-one | $58.98 | 10/12/2011 9:34:14 AM |
| NekHoldings | $25.00 | 10/12/2011 9:21:15 AM |
| designer_10 | $25.00 | 10/12/2011 9:22:48 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
530183
This series of Notes was issued and sold upon the funding of the borrower loan #54501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,611 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lettylett |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Troubles
Purpose of loan:
This loan will be used to do a major repair on my engine.
My financial situation: Currently work as a live in nanny and personal assistant
I am a good candidate for this loan because I take money matters seriously and have maintained good credit in a tough economy.
Monthly net income: $35,000
Monthly expenses: $0
Housing: $0
Insurance: $100
Car expenses: $paid off
Utilities: $0
Phone, cable, internet: $60
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 10/1/2011 12:07:18 PM |
| exchange-squirrel | $25.00 | 10/1/2011 2:13:31 PM |
| sensible-fund | $25.00 | 10/2/2011 8:33:40 AM |
| let_me_retire | $25.00 | 10/2/2011 10:48:58 PM |
| papaloha | $25.00 | 10/4/2011 7:38:59 PM |
| balanced-balance6 | $25.00 | 10/6/2011 6:07:58 AM |
| Leshan | $25.00 | 10/6/2011 9:07:20 AM |
| JohnWS | $55.52 | 10/6/2011 12:24:03 PM |
| credit-bank-usa611 | $25.00 | 10/6/2011 8:26:35 PM |
| RMI_Babylon | $25.00 | 10/6/2011 8:27:56 PM |
| graceful-investment | $50.00 | 10/7/2011 6:16:17 AM |
| moola-monger9 | $50.00 | 10/7/2011 9:50:43 AM |
| cake7 | $27.90 | 10/7/2011 11:27:47 AM |
| Peacepower | $25.47 | 10/7/2011 10:48:20 AM |
| rate-sceptre | $25.00 | 10/7/2011 12:26:31 PM |
| fishcreek | $25.00 | 10/7/2011 1:47:56 PM |
| dime-historian | $25.00 | 10/7/2011 8:39:34 PM |
| TheDigitalMan | $25.00 | 10/8/2011 4:45:53 AM |
| cjames84 | $25.00 | 10/8/2011 6:57:14 AM |
| first-class-yield9 | $50.00 | 10/8/2011 8:10:34 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:01 AM |
| eboomer2611 | $25.00 | 10/8/2011 9:37:41 AM |
| finance-amusement4 | $100.00 | 10/8/2011 10:57:20 AM |
| Melrosian | $50.00 | 10/8/2011 10:48:31 AM |
| jgar_O | $25.00 | 10/8/2011 11:50:16 AM |
| 168RichCapital | $25.10 | 10/8/2011 2:03:36 PM |
| adamdroker | $25.00 | 10/8/2011 9:26:05 PM |
| gjm6d | $25.00 | 10/9/2011 5:51:24 AM |
| red-favorable-basis | $25.00 | 10/9/2011 6:16:06 AM |
| shellback13 | $75.89 | 10/9/2011 11:27:03 AM |
| jman78 | $29.34 | 10/9/2011 12:16:41 PM |
| valiant-pound8 | $50.00 | 10/9/2011 2:38:56 PM |
| world10000 | $150.00 | 10/9/2011 5:07:23 PM |
| capital-kingdom | $25.01 | 10/9/2011 4:12:21 PM |
| nickel_finder | $25.00 | 10/9/2011 6:31:11 PM |
| bid-stockpiler1 | $50.00 | 10/9/2011 5:19:37 PM |
| orange-pound-party | $30.00 | 10/9/2011 8:44:54 PM |
| gjm6d | $25.00 | 10/10/2011 7:35:23 AM |
| mdaallen | $36.75 | 10/10/2011 10:16:38 AM |
| Valley-of-the-Dollar | $25.00 | 10/10/2011 1:39:22 PM |
| genuine-money | $50.00 | 10/10/2011 5:51:58 PM |
| euro-spark | $35.90 | 10/11/2011 6:52:20 PM |
| nextar | $27.00 | 10/11/2011 9:35:42 PM |
| profde | $27.00 | 10/12/2011 6:15:23 AM |
| guy_emt | $60.67 | 10/12/2011 7:52:31 AM |
| EretzCapital | $50.00 | 10/12/2011 10:11:37 AM |
| CA-Lender | $25.00 | 10/12/2011 10:14:49 AM |
| reward-dynamo | $40.00 | 10/12/2011 11:47:45 AM |
| bancoroyal | $25.00 | 10/12/2011 1:04:36 PM |
| 1-HARD-HEAD | $25.00 | 10/12/2011 7:45:57 PM |
| ZOOOM | $25.00 | 10/12/2011 7:59:08 PM |
| social-hunter5 | $25.00 | 10/1/2011 9:10:09 PM |
| fmanjoo | $25.00 | 10/2/2011 2:45:07 PM |
| falcon88dp | $25.00 | 10/4/2011 11:51:13 PM |
| worldly-money4 | $100.00 | 10/5/2011 2:18:49 PM |
| the-discrete-income | $25.00 | 10/5/2011 5:17:15 PM |
| alexgalt | $25.00 | 10/5/2011 11:24:24 PM |
| Yankeeeagle | $50.00 | 10/6/2011 4:37:08 AM |
| return-pumpkin7 | $25.00 | 10/6/2011 6:52:01 AM |
| mennleo | $33.00 | 10/6/2011 7:37:41 AM |
| Something-Corporate | $25.00 | 10/6/2011 3:15:35 PM |
| merciful-return164 | $64.00 | 10/6/2011 3:33:25 PM |
| whirlingdervish | $25.00 | 10/7/2011 1:48:03 AM |
| let_me_retire | $50.00 | 10/7/2011 7:39:06 AM |
| cash-daisy | $25.00 | 10/7/2011 8:29:59 AM |
| ddog0224 | $50.00 | 10/7/2011 1:03:52 PM |
| gristle_mcthornbody | $25.00 | 10/8/2011 5:28:24 AM |
| 1randyp | $50.00 | 10/8/2011 5:56:08 AM |
| income-buffalo1 | $45.00 | 10/8/2011 9:43:28 AM |
| open-dough6 | $25.00 | 10/8/2011 11:07:37 AM |
| 2grindstones | $50.49 | 10/8/2011 11:47:57 AM |
| fizicks06 | $35.97 | 10/8/2011 12:39:04 PM |
| aztocas | $25.00 | 10/8/2011 2:03:49 PM |
| Sixmil | $100.00 | 10/8/2011 7:53:01 PM |
| bold-peaceful-silver | $36.66 | 10/9/2011 7:16:11 AM |
| Pitufo | $25.00 | 10/9/2011 1:12:11 PM |
| brainy-greenback481 | $200.00 | 10/9/2011 2:32:33 PM |
| DogCanyon | $25.00 | 10/9/2011 2:42:07 PM |
| cajunguy | $25.00 | 10/9/2011 2:54:40 PM |
| Bikerider | $50.00 | 10/9/2011 5:38:10 PM |
| point-compadre | $50.00 | 10/10/2011 10:53:45 AM |
| nerdfactor | $25.00 | 10/10/2011 9:47:23 PM |
| lucrative-reward | $100.00 | 10/11/2011 11:35:23 AM |
| StrongMonty | $66.56 | 10/11/2011 4:32:29 PM |
| Indio92203 | $25.00 | 10/11/2011 6:43:57 PM |
| KryptonWare-com | $25.00 | 10/11/2011 7:38:37 PM |
| riveting-credit5 | $150.00 | 10/11/2011 11:12:06 PM |
| pious-benjamins1 | $26.00 | 10/12/2011 6:50:02 AM |
| equallender | $32.00 | 10/12/2011 10:54:27 AM |
| a-plentiful-loyalty | $25.00 | 10/12/2011 10:23:30 AM |
| coin-trajectory | $25.00 | 10/12/2011 10:29:27 AM |
| AndChicksforFree | $25.00 | 10/12/2011 1:01:11 PM |
| Rebelrick9 | $25.00 | 10/12/2011 3:16:12 PM |
| carlos_chantana | $25.00 | 10/12/2011 7:01:10 PM |
| debt-legend | $13.77 | 10/12/2011 8:11:34 PM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
530215
This series of Notes was issued and sold upon the funding of the borrower loan #54506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,483.29 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $305.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,090 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| impressive-listing2 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start-up Money for Small Business
Purpose of loan:
This loan will be used to... fund the start-up of an online business where professional models and talent will be hired for their services by professional clients through a secure direct-hire platform.
My financial situation:
I am a good candidate for this loan because... I have a great credit score and never miss paying my bills. Also, I don't have many bills so I will easily be able to pay the monthly bill for the loan.
Monthly net income: $1,700
Monthly expenses: $780 total
Housing: $0
Insurance: $0
Car expenses: $165
Utilities: $150
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/30/2011 8:07:00 AM |
| innocent-loot | $25.00 | 10/12/2011 8:12:24 AM |
| desertoasis | $25.00 | 10/13/2011 10:55:00 AM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:21 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:32 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:45 AM |
| cnovak | $25.00 | 10/5/2011 12:03:12 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:16 PM |
| evnagelist | $29.00 | 10/5/2011 11:28:56 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:44 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:36 AM |
| bizlending | $50.00 | 10/6/2011 12:13:54 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:11 PM |
| kind-credit-bear | $25.00 | 10/6/2011 5:55:54 PM |
| magnitude787 | $50.00 | 10/6/2011 6:45:06 PM |
| Vreet | $25.00 | 10/8/2011 2:51:10 AM |
| Wellman | $50.00 | 10/8/2011 1:36:55 PM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:31 AM |
| 108lender | $200.00 | 10/9/2011 10:05:23 AM |
| durability-mad-scientist4 | $31.00 | 10/9/2011 6:37:36 PM |
| mercuriant | $25.00 | 10/10/2011 8:22:12 AM |
| shmb6508 | $50.00 | 10/10/2011 11:03:14 AM |
| gain-expert | $25.00 | 10/10/2011 3:55:36 PM |
| stepatatime-together | $97.00 | 10/10/2011 5:13:41 PM |
| zone8 | $100.00 | 10/11/2011 10:32:56 AM |
| melodious-fairness | $25.00 | 10/11/2011 11:07:14 AM |
| uvawfs | $27.01 | 10/11/2011 1:20:44 PM |
| Leshan | $25.00 | 10/11/2011 4:07:11 PM |
| asiaratt | $50.00 | 10/11/2011 5:09:23 PM |
| SkiFastBadly | $25.00 | 10/11/2011 7:57:57 PM |
| 52digital | $25.00 | 10/11/2011 8:05:57 PM |
| balanced-bill7 | $50.00 | 10/11/2011 8:43:55 PM |
| CalBear08 | $25.00 | 10/11/2011 9:35:34 PM |
| currency-kangaroo9 | $25.00 | 10/11/2011 10:10:25 PM |
| payment-pursuit3 | $25.00 | 10/12/2011 12:59:09 AM |
| suave-dime6 | $25.00 | 10/12/2011 5:00:59 AM |
| bonus-tent | $25.00 | 10/12/2011 5:34:42 AM |
| tshurts | $25.00 | 10/12/2011 6:18:38 AM |
| oldmora | $25.00 | 10/12/2011 7:34:19 AM |
| dough-bear | $25.00 | 10/12/2011 8:15:23 AM |
| exciting-loyalty3 | $50.00 | 10/12/2011 7:46:53 AM |
| smoothmoniker | $25.00 | 10/12/2011 8:50:55 AM |
| Isanpankki | $25.00 | 10/12/2011 8:26:57 AM |
| money-yeller | $28.60 | 10/12/2011 8:55:51 AM |
| power-mad-scientist | $25.00 | 10/12/2011 8:20:45 AM |
| the-skillful-value | $29.38 | 10/12/2011 8:58:16 AM |
| wwwUniversal | $25.00 | 10/12/2011 9:20:06 AM |
| dedicated-transaction796 | $28.00 | 10/12/2011 8:43:43 AM |
| PadreAyudate | $50.00 | 10/12/2011 9:20:16 AM |
| handshake5 | $100.00 | 10/12/2011 9:11:31 AM |
| 2grindstones | $25.00 | 10/12/2011 10:06:44 AM |
| 34bcp23 | $25.00 | 10/12/2011 9:38:08 AM |
| fair-pound5 | $50.00 | 10/12/2011 10:39:56 AM |
| decisive-commerce9 | $50.00 | 10/12/2011 10:20:53 AM |
| reward-dynamo | $40.00 | 10/12/2011 11:43:39 AM |
| minddoc | $50.00 | 10/12/2011 12:07:41 PM |
| logical-moola4 | $25.00 | 10/12/2011 1:13:17 PM |
| cash-turbine1 | $25.00 | 10/12/2011 2:19:42 PM |
| musegaze | $50.00 | 10/12/2011 3:41:13 PM |
| silver-voyager9 | $25.00 | 10/12/2011 5:15:06 PM |
| burrito6 | $50.00 | 10/12/2011 5:07:56 PM |
| und-alum | $50.00 | 10/12/2011 6:18:44 PM |
| mickw2000 | $27.41 | 10/12/2011 6:22:46 PM |
| reliable-silver7 | $50.00 | 10/12/2011 5:56:29 PM |
| upright-silver | $25.00 | 10/12/2011 5:32:09 PM |
| SDNLR | $50.00 | 10/12/2011 7:00:37 PM |
| investment-comet | $25.00 | 10/12/2011 6:49:08 PM |
| EastBayCapital | $25.00 | 10/12/2011 8:58:04 PM |
| Twinsen | $25.00 | 10/12/2011 8:36:07 PM |
| dukeiyer | $25.00 | 10/12/2011 9:48:45 PM |
| ddog0224 | $60.26 | 10/13/2011 5:04:48 AM |
| reinforced-durability1 | $25.00 | 10/13/2011 7:38:01 AM |
| careful-note1 | $25.00 | 10/13/2011 8:18:56 AM |
| ElPadrino0 | $30.44 | 10/13/2011 11:18:18 AM |
| afterhours | $25.00 | 10/13/2011 1:15:37 PM |
| kind-bill-supporter | $25.00 | 10/13/2011 2:39:14 PM |
| wildsf | $25.00 | 10/13/2011 3:19:16 PM |
| tornandfrayed | $25.00 | 10/13/2011 4:43:46 PM |
| Use_It_Wisely | $25.00 | 10/12/2011 8:26:51 AM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:35 PM |
| mlj0671 | $25.00 | 10/4/2011 1:51:23 AM |
| progressive-economy261 | $400.00 | 10/4/2011 5:18:54 PM |
| papaloha | $25.00 | 10/4/2011 7:38:54 PM |
| treasure-bliss | $25.00 | 10/5/2011 3:22:48 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:21 AM |
| Comoparklender | $25.00 | 10/5/2011 3:25:59 PM |
| Kaj | $40.00 | 10/5/2011 5:05:47 PM |
| red-power-pecan | $50.00 | 10/5/2011 7:05:21 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:11 PM |
| orange-preeminant-bill | $25.00 | 10/6/2011 7:03:50 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:09 AM |
| finance-mushroom | $100.00 | 10/6/2011 5:47:32 PM |
| jjswanso | $50.00 | 10/7/2011 6:06:58 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:09 PM |
| life-is-great | $25.00 | 10/7/2011 2:02:34 PM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:38 AM |
| DreDub | $50.00 | 10/8/2011 1:12:57 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:20 PM |
| Pitufo | $25.00 | 10/9/2011 1:55:55 PM |
| tender-commerce8 | $50.00 | 10/9/2011 2:25:06 PM |
| missing-link | $25.00 | 10/9/2011 7:19:42 PM |
| deepblue34 | $25.00 | 10/9/2011 6:18:34 PM |
| economy-producer | $25.00 | 10/9/2011 8:54:56 PM |
| Katburg | $25.00 | 10/10/2011 8:21:56 AM |
| Dubbs360 | $250.00 | 10/10/2011 8:11:32 AM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:13 PM |
| deegeeman | $43.00 | 10/10/2011 2:46:40 PM |
| daniel5075 | $25.00 | 10/10/2011 4:32:21 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:18 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:37 PM |
| Diamond_Jim | $25.00 | 10/11/2011 7:41:58 AM |
| realtormoises | $25.00 | 10/11/2011 11:48:05 AM |
| alphaseek | $200.00 | 10/11/2011 4:38:23 PM |
| the-productive-agreement | $25.00 | 10/11/2011 6:25:53 PM |
| listing-vista | $77.00 | 10/11/2011 6:57:42 PM |
| pound-mushroom3 | $25.00 | 10/11/2011 7:46:23 PM |
| payout-bridge | $25.00 | 10/11/2011 6:59:39 PM |
| shrewd-peace7 | $25.00 | 10/11/2011 8:22:09 PM |
| wealth-fighter3 | $25.00 | 10/11/2011 7:37:21 PM |
| benevolent-bonus | $25.00 | 10/11/2011 8:50:10 PM |
| JJYossarian | $50.00 | 10/11/2011 8:38:10 PM |
| theprince | $25.00 | 10/11/2011 8:49:05 PM |
| ingenious-truth0 | $50.00 | 10/11/2011 10:14:27 PM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:19 AM |
| velocity-quest5 | $150.00 | 10/12/2011 6:21:29 AM |
| foothillender | $25.00 | 10/12/2011 7:38:40 AM |
| debt-force | $25.00 | 10/12/2011 8:28:11 AM |
| bold-phenomenal-funds | $100.00 | 10/12/2011 9:10:07 AM |
| ferris2484 | $25.00 | 10/12/2011 8:24:36 AM |
| debtholder | $75.00 | 10/12/2011 8:47:01 AM |
| Investoman | $75.00 | 10/12/2011 9:13:48 AM |
| bosloan26 | $26.50 | 10/12/2011 9:29:49 AM |
| worthy-bid8 | $50.00 | 10/12/2011 9:08:15 AM |
| JLMGroupFunds | $25.00 | 10/12/2011 9:19:31 AM |
| faync | $79.69 | 10/12/2011 9:25:26 AM |
| wise-deal-panda | $100.00 | 10/12/2011 9:22:46 AM |
| balance2 | $25.00 | 10/12/2011 10:16:21 AM |
| chato2345 | $25.00 | 10/12/2011 12:26:32 PM |
| yield-trader | $25.00 | 10/12/2011 11:48:19 AM |
| moola-monger9 | $50.00 | 10/12/2011 2:58:57 PM |
| agile-vigilance8 | $100.00 | 10/12/2011 2:52:05 PM |
| cardmi | $30.00 | 10/12/2011 3:04:57 PM |
| silver-enlightenment0 | $100.00 | 10/12/2011 5:01:15 PM |
| Alittleluck | $25.00 | 10/12/2011 5:40:28 PM |
| richboy56 | $25.00 | 10/12/2011 5:59:21 PM |
| credit-bank-usa611 | $25.00 | 10/12/2011 6:49:57 PM |
| exuberant-dime | $25.00 | 10/13/2011 3:49:24 AM |
| thelovebug | $84.00 | 10/13/2011 9:17:29 AM |
| damanq | $25.00 | 10/13/2011 9:31:46 AM |
| DeltaGambler | $50.00 | 10/13/2011 9:40:28 AM |
| BlueProteus | $25.00 | 10/13/2011 9:20:27 AM |
| ChuckieG | $25.00 | 10/13/2011 10:43:45 AM |
| GoodLuckLender | $25.00 | 10/13/2011 10:53:52 AM |
| fearless-auction7 | $25.00 | 10/13/2011 11:08:14 AM |
| foxtrot12 | $75.00 | 10/13/2011 12:11:33 PM |
| oxnard | $50.00 | 10/13/2011 2:08:05 PM |
| p2ploan-charmer | $25.00 | 10/13/2011 1:57:04 PM |
| Weaverville | $25.00 | 10/13/2011 4:41:33 PM |
| financial-frenzy | $50.00 | 10/13/2011 4:41:52 PM |
| 159 Investments
|
Borrower Payment Dependent Notes Series
530227
This series of Notes was issued and sold upon the funding of the borrower loan #54478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $295.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,149 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| formyfuture20 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
620-639
(Oct-2007)
600-619
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
For my Wedding 2012
Purpose of loan:
This loan will be used to... Pay for some of my wedding that will take place in spring of 2012. I have more than half already saved, but the total cost is around 15K. Of course we are trying to save as much as we can, and any extra will go straight back to repay the loan sooner. Ive been in a committed relationship with my fiance for 7 years + and now that we are stable enough to settle down. I would like to give her the wedding she deserves.
My financial situation:
I am a good candidate for this loan because...I am working full time, as an electrician. Ive been a loyal prosper member for many years, as a borrower. I am financially responsible, and would like to be part of the prosper community again. I HATE!!! giving my money to credit card companies, and i would much rather have the good people of prosper benefit from the interest than corporate America.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/29/2011 5:07:50 PM |
| MoneyForNothing | $39.39 | 9/29/2011 5:01:50 PM |
| LittleMingo | $30.00 | 9/29/2011 5:02:44 PM |
| silver-voyager9 | $25.00 | 9/29/2011 6:19:08 PM |
| progressive-economy261 | $400.00 | 9/29/2011 5:19:23 PM |
| Aberdeen | $3,000.00 | 9/29/2011 5:30:10 PM |
| shellstar | $33.95 | 9/29/2011 5:38:42 PM |
| get30inc | $50.00 | 9/29/2011 6:33:41 PM |
| Gobsek | $25.00 | 9/29/2011 8:07:09 PM |
| marwadi-62 | $100.00 | 9/29/2011 8:12:31 PM |
| kristl | $30.00 | 9/29/2011 6:48:00 PM |
| magnificent-euro543 | $25.00 | 9/29/2011 6:42:52 PM |
| theloanteacher | $25.00 | 9/29/2011 7:24:37 PM |
| responsibility-tent | $25.00 | 9/29/2011 7:02:06 PM |
| moneybags16 | $25.00 | 9/29/2011 7:42:42 PM |
| youthful-economy4 | $1,500.00 | 9/29/2011 8:22:03 PM |
| treasure-hunter270 | $50.00 | 9/30/2011 12:08:07 AM |
| nevetsnosliw1 | $25.00 | 9/29/2011 8:50:33 PM |
| SRK_FROM_WA | $50.00 | 9/29/2011 10:07:57 PM |
| intelligent-yield | $25.00 | 9/29/2011 10:35:31 PM |
| corporatejim | $34.24 | 9/30/2011 3:26:42 AM |
| gothampark | $25.00 | 9/30/2011 3:35:31 AM |
| vanderhp | $25.00 | 9/29/2011 11:14:57 PM |
| Bank42 | $46.07 | 9/30/2011 2:15:05 AM |
| Theodon | $25.00 | 9/30/2011 4:04:31 AM |
| yield-hut | $43.11 | 9/30/2011 4:16:16 AM |
| Beechturner | $40.00 | 9/30/2011 4:43:41 AM |
| loanman2007 | $200.00 | 9/30/2011 4:49:39 AM |
| cerebral-dollar773 | $154.09 | 9/30/2011 4:55:59 AM |
| currency-excellency0 | $200.00 | 9/29/2011 5:01:26 PM |
| Aberdeen | $1,000.00 | 9/29/2011 5:05:22 PM |
| MarvintheMartian | $60.00 | 9/29/2011 5:06:56 PM |
| cloud8 | $36.56 | 9/29/2011 6:30:12 PM |
| green-trade-dolphin2 | $25.00 | 9/29/2011 6:34:35 PM |
| riskreward | $250.00 | 9/29/2011 5:18:39 PM |
| SolarMoonshine | $50.00 | 9/29/2011 6:06:59 PM |
| credit-guard5 | $25.00 | 9/29/2011 7:08:38 PM |
| gold-position | $50.00 | 9/29/2011 5:44:33 PM |
| hyrolln | $46.00 | 9/29/2011 6:19:08 PM |
| janeybooboo | $100.00 | 9/29/2011 8:23:19 PM |
| 888GoldIngots | $25.00 | 9/29/2011 6:51:22 PM |
| amlu1988 | $25.00 | 9/29/2011 8:09:29 PM |
| mennleo | $150.00 | 9/29/2011 9:58:42 PM |
| Reddy_Capital | $28.95 | 9/29/2011 10:01:47 PM |
| Money_Working | $40.00 | 9/29/2011 8:17:45 PM |
| duty-admiral | $100.00 | 9/29/2011 9:09:50 PM |
| hitsman | $50.00 | 9/29/2011 9:43:38 PM |
| dc4vlad | $30.00 | 9/29/2011 9:01:13 PM |
| commerce-yeller | $50.00 | 9/29/2011 9:58:40 PM |
| yield-quest | $150.00 | 9/29/2011 10:07:27 PM |
| Gandalf0001 | $25.00 | 9/30/2011 2:24:48 AM |
| cashhelp | $40.00 | 9/30/2011 2:55:10 AM |
| ptjg | $25.00 | 9/29/2011 10:41:58 PM |
| a-harmonious-bill | $27.00 | 9/29/2011 11:41:49 PM |
| gilbrear | $30.00 | 9/30/2011 3:25:28 AM |
| market-pudding | $25.00 | 9/30/2011 4:44:57 AM |
| cerebral-dollar773 | $200.00 | 9/30/2011 5:04:05 AM |
| MoneyForNothing | $10.64 | 9/30/2011 5:06:32 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
530281
This series of Notes was issued and sold upon the funding of the borrower loan #54499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-07-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $162.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1980 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
4 | Length of status: | 2y 8m |
|
Amount delinquent:
| $1,061 |
Total credit lines:
| 33 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,679 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 62 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rupee-mangrove3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
sweet heat
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 9/30/2011 9:07:21 AM |
| progressive-economy261 | $400.00 | 9/30/2011 9:20:30 AM |
| StPong | $25.00 | 9/30/2011 5:11:48 PM |
| msh345 | $25.00 | 10/1/2011 12:25:05 PM |
| lplender | $50.00 | 10/1/2011 12:51:52 PM |
| marwadi-62 | $100.00 | 10/1/2011 2:20:38 PM |
| transparency-giant | $50.00 | 10/1/2011 5:08:01 PM |
| GoldenGo4 | $28.78 | 10/2/2011 6:07:28 AM |
| money-surge1 | $35.00 | 10/2/2011 9:20:43 AM |
| autonomous-basis | $25.96 | 10/2/2011 10:14:55 AM |
| EngineersAlliance | $75.00 | 10/2/2011 12:08:56 PM |
| villagers | $25.00 | 10/2/2011 4:35:59 PM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:34 PM |
| jazzlender | $50.00 | 10/4/2011 9:25:13 AM |
| platinum-rapture6 | $100.00 | 10/4/2011 11:07:27 AM |
| atbright | $25.00 | 10/4/2011 4:05:47 PM |
| alphaseek | $200.00 | 10/4/2011 5:03:39 PM |
| worthy-bid8 | $50.00 | 10/5/2011 5:07:31 PM |
| Redmond | $50.00 | 10/5/2011 5:50:41 PM |
| elasermd | $50.00 | 10/5/2011 6:33:32 PM |
| social-heart | $25.00 | 10/5/2011 6:33:11 PM |
| gala279 | $50.00 | 10/5/2011 7:45:25 PM |
| g8rtone | $25.00 | 10/5/2011 9:07:34 PM |
| E_G | $50.00 | 10/5/2011 8:37:11 PM |
| GCInvestments | $25.00 | 10/5/2011 9:50:05 PM |
| evnagelist | $50.00 | 10/5/2011 11:28:56 PM |
| PalmerTheEmbalmer | $25.85 | 10/6/2011 12:32:34 AM |
| Mark0135 | $50.00 | 10/6/2011 9:05:39 AM |
| DadWarbucks | $25.00 | 10/6/2011 9:26:08 AM |
| Preteur | $25.00 | 10/6/2011 1:37:12 PM |
| larslfe | $25.00 | 10/6/2011 4:24:20 PM |
| ursus | $50.00 | 10/6/2011 5:46:21 PM |
| hope-equation | $50.00 | 10/6/2011 6:17:43 PM |
| peripatetic | $25.00 | 10/7/2011 3:23:50 AM |
| return-marsupial3 | $25.00 | 10/6/2011 10:48:06 PM |
| genius520 | $50.00 | 10/7/2011 9:09:27 AM |
| nick456sd | $25.00 | 10/7/2011 11:00:22 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:11 PM |
| capital-zoo | $25.00 | 10/7/2011 12:57:10 PM |
| responsibility-butterfly | $25.00 | 10/1/2011 9:02:49 AM |
| riskreward | $250.00 | 9/30/2011 9:19:45 AM |
| kenji4861 | $25.00 | 9/30/2011 10:35:43 AM |
| a-unflappable-finance | $100.00 | 9/30/2011 11:09:46 AM |
| Kaj | $30.00 | 9/30/2011 6:24:10 PM |
| Investor_DP | $100.00 | 10/1/2011 12:06:10 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:31 PM |
| herbyman | $50.00 | 10/1/2011 7:42:39 PM |
| theloanfiller | $25.00 | 10/2/2011 7:18:45 AM |
| boogienation | $50.00 | 10/2/2011 11:13:55 AM |
| girlwithglasses | $100.00 | 10/2/2011 7:46:13 PM |
| Ripsaw4U | $50.00 | 10/2/2011 10:50:46 PM |
| simeonthewhale | $25.00 | 10/3/2011 4:10:02 AM |
| LP_InvestmentGroup | $39.41 | 10/3/2011 7:26:37 AM |
| tender-commerce8 | $200.00 | 10/3/2011 9:47:12 AM |
| diablorulz | $50.00 | 10/3/2011 5:31:43 PM |
| first-silver-bridge | $50.00 | 10/4/2011 6:59:47 AM |
| rcm87 | $50.00 | 10/4/2011 4:52:59 PM |
| don8ter | $25.00 | 10/4/2011 10:19:44 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:50 AM |
| life-is-great | $25.00 | 10/5/2011 1:47:32 PM |
| dordee | $50.00 | 10/5/2011 4:56:22 PM |
| oplender | $25.00 | 10/5/2011 6:04:10 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:12 PM |
| BzJ108 | $25.00 | 10/5/2011 11:31:41 PM |
| bonus-tent | $25.00 | 10/6/2011 5:59:11 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:10 AM |
| durability-solstice8 | $25.00 | 10/6/2011 8:33:22 AM |
| nri22 | $25.00 | 10/6/2011 10:21:26 AM |
| Montiesholdings | $25.00 | 10/6/2011 2:53:56 PM |
| money-bauble | $200.00 | 10/6/2011 5:44:24 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:20 PM |
| Dreamconnection | $25.00 | 10/7/2011 4:55:10 AM |
| jazz619 | $25.00 | 10/7/2011 7:07:38 AM |
| commitment-orbiter5 | $25.00 | 10/7/2011 11:02:07 AM |
| credit-meteor7 | $200.00 | 10/7/2011 11:56:10 AM |
| Castelj | $30.00 | 10/7/2011 12:13:26 PM |
| hard-working-rate3 | $160.00 | 10/7/2011 12:59:22 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
530383
This series of Notes was issued and sold upon the funding of the borrower loan #54555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $682.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| equitable-agreement771 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Poperty
Purpose of loan:
This loan will be used to buy a property overseas
My financial situation:
I am a good candidate for this loan because I have a good credit, estable job, I have good relationship with my banks, but they don't do unsecured personal loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/2/2011 8:45:53 AM |
| compoundinterest | $50.00 | 10/1/2011 12:07:14 PM |
| progressive-economy261 | $400.00 | 10/1/2011 12:19:58 PM |
| indomitable-coin | $25.00 | 10/1/2011 2:44:29 PM |
| Rivervale_Westwood | $50.00 | 10/2/2011 5:55:19 AM |
| credit-coach118 | $50.17 | 10/2/2011 8:51:10 AM |
| diablorulz | $50.00 | 10/3/2011 5:31:47 PM |
| LoanDMC | $50.00 | 10/3/2011 9:59:35 PM |
| a-unflappable-finance | $100.00 | 10/4/2011 11:04:15 AM |
| falcon88dp | $25.00 | 10/4/2011 11:40:47 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:52 AM |
| guardlender | $25.00 | 10/5/2011 10:16:58 AM |
| life-is-great | $25.00 | 10/5/2011 1:47:35 PM |
| platinum-rapture6 | $75.00 | 10/5/2011 4:34:51 PM |
| worthy-bid8 | $50.00 | 10/5/2011 5:07:32 PM |
| neenerman | $25.00 | 10/5/2011 8:36:24 PM |
| E_G | $50.00 | 10/5/2011 8:37:12 PM |
| duty-starfish8 | $25.00 | 10/6/2011 4:07:57 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:13 AM |
| fervent-currency5 | $25.00 | 10/6/2011 7:51:24 AM |
| mooselegs19 | $25.00 | 10/6/2011 9:16:03 AM |
| kenji4861 | $25.00 | 10/6/2011 10:00:23 AM |
| donmacprosper | $25.00 | 10/6/2011 4:13:53 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:22 PM |
| efficient-marketplace | $25.00 | 10/6/2011 9:43:15 PM |
| happyskippy0208 | $25.00 | 10/6/2011 9:19:33 PM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:24 AM |
| graceful-investment | $50.00 | 10/7/2011 6:19:09 AM |
| gojackgo | $50.00 | 10/7/2011 7:13:16 AM |
| MarinLoans | $25.00 | 10/7/2011 8:55:01 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:14 PM |
| crescent6 | $25.00 | 10/8/2011 5:11:35 AM |
| 1randyp | $42.25 | 10/8/2011 5:43:52 AM |
| gilbrear | $25.00 | 10/8/2011 6:10:43 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:14 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:22 AM |
| fuzed | $75.00 | 10/8/2011 7:12:38 AM |
| treasure-pipeline | $53.49 | 10/8/2011 7:21:17 AM |
| Warwick | $27.00 | 10/8/2011 7:40:50 AM |
| trail5 | $100.00 | 10/8/2011 7:27:21 AM |
| courteous-principal8 | $25.00 | 10/8/2011 8:01:28 AM |
| first-class-yield9 | $50.00 | 10/8/2011 8:14:31 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:01 AM |
| vivacious-truth3 | $25.00 | 10/8/2011 8:59:15 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:03 AM |
| j2ee | $25.00 | 10/8/2011 9:37:21 AM |
| power-kin | $25.00 | 10/8/2011 10:21:28 AM |
| invest-in-ed | $100.00 | 10/8/2011 11:02:27 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:42 AM |
| best-asset-jedi | $50.00 | 10/8/2011 11:59:08 AM |
| nickel-ferret | $50.00 | 10/8/2011 12:11:29 PM |
| DreDub | $50.00 | 10/8/2011 1:12:59 PM |
| platinum-sorcerer6 | $25.00 | 10/8/2011 2:17:56 PM |
| a-versatile-power | $25.00 | 10/8/2011 4:40:07 PM |
| best-listing-toro | $25.00 | 10/8/2011 8:58:04 PM |
| syrepsorp | $50.00 | 10/8/2011 10:50:24 PM |
| 13nd3r | $25.00 | 10/9/2011 6:20:10 AM |
| authentic-vigilance1 | $200.00 | 10/9/2011 8:41:31 AM |
| balance6 | $25.00 | 10/9/2011 11:18:10 AM |
| antlr | $50.00 | 10/9/2011 1:12:24 PM |
| orange-dollar-guild | $25.00 | 10/9/2011 12:30:41 PM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:03 PM |
| brainy-greenback481 | $50.00 | 10/9/2011 2:33:16 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:33 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:48 PM |
| grove88 | $25.00 | 10/9/2011 7:05:47 PM |
| mrsp2e | $25.00 | 10/10/2011 7:41:27 AM |
| Hexnut | $50.00 | 10/10/2011 8:42:37 AM |
| mar97 | $25.00 | 10/10/2011 11:25:05 AM |
| 6moonbeams | $50.00 | 10/10/2011 11:18:20 AM |
| aasx1108 | $25.00 | 10/10/2011 12:28:04 PM |
| natural-affluence4 | $50.00 | 10/10/2011 12:42:32 PM |
| crazycool | $41.00 | 10/10/2011 1:35:37 PM |
| reward-walnut | $50.00 | 10/10/2011 2:01:28 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:42 PM |
| useful-p2ploan | $25.00 | 10/11/2011 7:06:33 AM |
| exchange-pledge | $25.00 | 10/11/2011 8:45:09 AM |
| MadHun | $200.00 | 10/11/2011 9:09:12 AM |
| Malkial | $40.00 | 10/11/2011 9:12:32 AM |
| DadWarbucks | $25.00 | 10/11/2011 9:38:17 AM |
| nuclearmoose | $50.00 | 10/11/2011 10:39:32 AM |
| Railbird | $25.00 | 10/11/2011 9:41:47 AM |
| rupee-sequoia | $46.00 | 10/11/2011 11:57:05 AM |
| fmanjoo | $25.00 | 10/11/2011 12:39:03 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:07:53 PM |
| cash-sensai2 | $25.00 | 10/11/2011 3:40:21 PM |
| damanq | $25.00 | 10/11/2011 4:54:15 PM |
| dospapalotes | $25.00 | 10/11/2011 6:46:31 PM |
| basis-gazer0 | $25.00 | 10/11/2011 6:46:58 PM |
| silver-armada | $50.00 | 10/11/2011 8:04:47 PM |
| MalibuSky | $25.00 | 10/11/2011 7:46:13 PM |
| income-motor4 | $25.00 | 10/11/2011 8:38:05 PM |
| theprince | $75.00 | 10/11/2011 8:47:52 PM |
| ujiba | $50.00 | 10/11/2011 10:31:54 PM |
| tlam168 | $50.00 | 10/11/2011 10:59:42 PM |
| stinvest | $25.00 | 10/11/2011 10:23:52 PM |
| BCD | $25.00 | 10/11/2011 10:40:00 PM |
| rose88 | $25.00 | 10/12/2011 4:15:26 AM |
| durability-solstice8 | $50.00 | 10/12/2011 3:34:51 AM |
| wise-silver-wonder | $25.00 | 10/12/2011 5:03:18 AM |
| artisticlending | $50.00 | 10/12/2011 2:53:35 AM |
| value-investor9 | $50.00 | 10/12/2011 3:47:46 AM |
| RusRobo | $25.00 | 10/12/2011 5:51:47 AM |
| MissionMicroFinance | $25.00 | 10/12/2011 6:11:33 AM |
| scholarly-benefit5 | $50.00 | 10/12/2011 6:19:06 AM |
| TelegramSam | $25.00 | 10/12/2011 7:01:10 AM |
| idaho1 | $25.00 | 10/12/2011 6:46:08 AM |
| mattpet | $25.00 | 10/12/2011 7:20:24 AM |
| mrladybug101 | $25.00 | 10/12/2011 6:23:07 AM |
| dsstao | $25.00 | 10/12/2011 7:25:50 AM |
| peace-flower9 | $50.00 | 10/12/2011 6:51:45 AM |
| ebgb234 | $25.00 | 10/12/2011 8:01:09 AM |
| onegr8papa | $300.00 | 10/12/2011 7:40:03 AM |
| worth-sanctuary9 | $25.00 | 10/12/2011 7:54:25 AM |
| power-mad-scientist | $25.00 | 10/12/2011 8:20:46 AM |
| money-bauble | $200.00 | 10/12/2011 9:08:00 AM |
| successful-agreement7 | $100.00 | 10/12/2011 9:13:07 AM |
| vigilance-revolutionary | $50.00 | 10/12/2011 9:15:18 AM |
| PadreAyudate | $25.00 | 10/12/2011 9:19:50 AM |
| Medic05 | $25.00 | 10/12/2011 10:00:24 AM |
| WolRab | $50.00 | 10/12/2011 9:53:31 AM |
| credit-commander8 | $40.00 | 10/12/2011 10:31:13 AM |
| ProjectVenture | $50.00 | 10/12/2011 11:59:55 AM |
| Jesuistom | $25.00 | 10/12/2011 12:24:44 PM |
| Jimmy_SoCal | $50.00 | 10/12/2011 12:32:36 PM |
| conaty | $25.00 | 10/12/2011 12:14:32 PM |
| payout-flag6 | $25.00 | 10/12/2011 12:57:19 PM |
| rich_uncle | $25.00 | 10/12/2011 2:35:46 PM |
| dspmn | $25.00 | 10/12/2011 2:41:16 PM |
| boater01 | $50.00 | 10/12/2011 1:43:54 PM |
| selvamfinance | $25.00 | 10/12/2011 3:04:58 PM |
| blukestrel | $25.00 | 10/12/2011 3:27:30 PM |
| CapStack | $50.00 | 10/12/2011 4:31:44 PM |
| Money2Lend_U | $500.00 | 10/12/2011 3:45:17 PM |
| economy-molecule3 | $78.00 | 10/12/2011 5:13:07 PM |
| abkennedy | $25.00 | 10/12/2011 4:29:47 PM |
| jpyrek | $25.00 | 10/12/2011 5:09:36 PM |
| YLlama | $25.00 | 10/12/2011 5:29:18 PM |
| JKEnterprises | $25.00 | 10/12/2011 5:32:37 PM |
| top-sensible-yield | $25.00 | 10/12/2011 5:10:22 PM |
| upright-silver | $25.00 | 10/12/2011 5:39:37 PM |
| cash-reaction2 | $50.00 | 10/12/2011 6:07:51 PM |
| Stollewood | $25.00 | 10/12/2011 7:30:35 PM |
| SDNLR | $50.00 | 10/12/2011 7:00:40 PM |
| reinforced-reward | $25.00 | 10/12/2011 8:17:13 PM |
| namd | $54.74 | 10/12/2011 7:25:57 PM |
| smart-integrity378 | $101.00 | 10/12/2011 7:21:08 PM |
| Preist | $25.00 | 10/12/2011 7:26:07 PM |
| Twinsen | $25.00 | 10/12/2011 8:36:07 PM |
| Rick21 | $25.00 | 10/12/2011 10:43:35 PM |
| ore-dojo | $25.00 | 10/12/2011 11:02:17 PM |
| ideal-platinum1 | $25.00 | 10/12/2011 8:35:56 PM |
| exuberant-dime | $25.00 | 10/13/2011 3:49:25 AM |
| Mindful7 | $25.00 | 10/13/2011 4:23:53 AM |
| wdove511 | $30.00 | 10/13/2011 9:17:54 AM |
| songbird98 | $25.00 | 10/13/2011 9:19:04 AM |
| GrayStudio | $25.00 | 10/13/2011 11:46:48 AM |
| tender-commerce8 | $50.00 | 10/13/2011 10:44:10 AM |
| comet55 | $25.00 | 10/13/2011 1:43:11 PM |
| golden-bid9 | $25.00 | 10/13/2011 1:56:55 PM |
| chlebie | $25.00 | 10/13/2011 1:02:36 PM |
| Jewels | $42.50 | 10/13/2011 1:34:23 PM |
| ouyangers | $25.00 | 10/13/2011 2:58:23 PM |
| ideal-penny8 | $25.00 | 10/13/2011 3:58:53 PM |
| bill-expert | $25.00 | 10/13/2011 4:16:46 PM |
| orange-courageous-dedication | $25.00 | 10/13/2011 4:36:28 PM |
| Brain_m | $25.00 | 10/13/2011 5:20:43 PM |
| SolarMoonshine | $25.00 | 10/13/2011 6:02:08 PM |
| green-moola-platoon | $25.00 | 10/13/2011 5:19:24 PM |
| cash-cymbal | $25.00 | 10/13/2011 6:36:10 PM |
| matusky | $25.00 | 10/13/2011 5:40:46 PM |
| acsej | $25.00 | 10/13/2011 7:19:10 PM |
| self-reliant-p2p2 | $25.00 | 10/13/2011 7:20:29 PM |
| gatorbanker | $25.00 | 10/13/2011 6:56:10 PM |
| soulwork | $25.00 | 10/13/2011 6:59:22 PM |
| red-diversification-paradise | $50.00 | 10/13/2011 8:11:40 PM |
| Dreamconnection | $25.00 | 10/13/2011 8:23:24 PM |
| lm75 | $25.00 | 10/13/2011 9:18:56 PM |
| BigBag | $25.00 | 10/13/2011 10:10:16 PM |
| marketplace-cello5 | $50.00 | 10/13/2011 11:25:56 PM |
| finance-equilibrium | $65.34 | 10/13/2011 11:51:14 PM |
| dc4vlad | $50.00 | 10/14/2011 3:07:53 AM |
| Quiddity | $25.00 | 10/14/2011 3:33:13 AM |
| museic1 | $100.00 | 10/14/2011 4:14:07 AM |
| lanlie | $439.00 | 10/14/2011 4:49:25 AM |
| invincible-dough | $50.00 | 10/14/2011 3:58:22 AM |
| crazyinjun | $50.00 | 10/14/2011 5:04:02 AM |
| ferocious-finance | $25.00 | 10/14/2011 4:58:28 AM |
| kulender | $50.00 | 10/14/2011 4:52:45 AM |
| listing-meridian | $50.00 | 10/14/2011 5:52:05 AM |
| principal-equalizer | $46.82 | 10/14/2011 6:04:11 AM |
| stollcm | $25.00 | 10/14/2011 5:31:22 AM |
| greenback-loyalist8 | $100.00 | 10/14/2011 6:28:21 AM |
| LateOneNight | $50.00 | 10/14/2011 6:41:22 AM |
| MSLendingLLC | $59.79 | 10/14/2011 5:48:22 AM |
| mg6619 | $25.00 | 10/14/2011 5:49:26 AM |
| GoingFishing | $25.00 | 10/14/2011 6:48:11 AM |
| help4u | $50.00 | 10/14/2011 6:48:18 AM |
| spiritual-compassion9 | $25.00 | 10/14/2011 6:11:01 AM |
| missmoneypenny48 | $25.00 | 10/14/2011 6:27:00 AM |
| investment-star | $50.00 | 10/14/2011 6:18:50 AM |
| mrpowers5531 | $25.00 | 10/9/2011 5:51:44 AM |
| degster | $25.00 | 10/10/2011 11:05:30 AM |
| innocent-loot | $25.00 | 10/12/2011 8:14:13 AM |
| Use_It_Wisely | $25.00 | 10/12/2011 8:26:51 AM |
| riskreward | $250.00 | 10/1/2011 12:19:20 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:34 PM |
| transparency-giant | $50.00 | 10/1/2011 5:08:04 PM |
| Goodlender42 | $25.00 | 10/2/2011 7:44:56 AM |
| money-surge1 | $35.00 | 10/2/2011 9:20:46 AM |
| Theodon | $25.00 | 10/2/2011 12:17:18 PM |
| velocity-solo | $25.00 | 10/2/2011 7:20:36 PM |
| Supernick | $50.00 | 10/3/2011 1:27:54 AM |
| Weaverville | $50.00 | 10/3/2011 9:46:35 AM |
| mr55262 | $25.00 | 10/3/2011 1:28:58 PM |
| Natronpee | $25.00 | 10/3/2011 8:37:05 PM |
| economy-popcorn | $25.00 | 10/4/2011 7:36:58 PM |
| FadSaolAgat | $50.00 | 10/4/2011 6:26:20 PM |
| don8ter | $25.00 | 10/4/2011 10:19:03 PM |
| leeball | $100.00 | 10/5/2011 4:00:30 PM |
| elasermd | $50.00 | 10/5/2011 6:33:35 PM |
| hrubinst | $50.00 | 10/5/2011 6:17:45 PM |
| investment-network | $50.00 | 10/5/2011 6:36:24 PM |
| GCInvestments | $25.00 | 10/5/2011 9:50:06 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:33 PM |
| blessedpair | $25.00 | 10/6/2011 4:12:30 AM |
| reflective-cash0 | $50.00 | 10/6/2011 6:21:26 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:10 AM |
| BankerJohn | $25.00 | 10/6/2011 8:17:28 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:11 AM |
| harty | $50.00 | 10/6/2011 1:31:58 PM |
| Preteur | $25.00 | 10/6/2011 1:37:14 PM |
| ZeLonewolf | $25.00 | 10/6/2011 4:58:41 PM |
| finance-symphony7 | $44.46 | 10/6/2011 4:19:43 PM |
| larslfe | $25.00 | 10/6/2011 4:24:21 PM |
| radforj22 | $25.00 | 10/6/2011 5:33:00 PM |
| danf2201 | $25.00 | 10/6/2011 6:08:54 PM |
| green-moola-sniffer | $25.00 | 10/6/2011 10:20:58 PM |
| peripatetic | $25.00 | 10/7/2011 3:23:52 AM |
| nosualcneas | $25.00 | 10/7/2011 6:04:52 AM |
| kewgdns | $28.28 | 10/7/2011 7:49:39 AM |
| mennleo | $100.00 | 10/7/2011 8:00:01 AM |
| Syzygy | $25.00 | 10/7/2011 10:42:32 AM |
| listing-vista | $25.00 | 10/7/2011 1:04:12 PM |
| brazilofmux | $50.00 | 10/7/2011 2:05:59 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:41 PM |
| genius520 | $50.00 | 10/7/2011 5:33:43 PM |
| SummitAdvisors | $25.00 | 10/7/2011 11:12:32 PM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:27 AM |
| fcukciti | $30.00 | 10/8/2011 5:50:25 AM |
| buddy486 | $25.00 | 10/8/2011 6:19:55 AM |
| trade-surge3 | $100.00 | 10/8/2011 7:05:43 AM |
| cordial-affluence2 | $25.00 | 10/8/2011 10:22:37 AM |
| britgsb | $25.00 | 10/8/2011 11:20:40 AM |
| hostbank | $100.00 | 10/8/2011 12:08:59 PM |
| agile-responsibility | $25.00 | 10/8/2011 12:49:21 PM |
| upperdeck | $25.00 | 10/8/2011 1:37:08 PM |
| porter22 | $25.00 | 10/8/2011 1:43:37 PM |
| SteadyOne | $25.00 | 10/8/2011 4:09:16 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:18 PM |
| inspired-investment8 | $35.00 | 10/8/2011 4:48:33 PM |
| pnace | $30.00 | 10/8/2011 4:58:13 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:22 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:21 PM |
| credit-high-five8 | $25.00 | 10/8/2011 5:03:07 PM |
| Cheburashka | $25.00 | 10/8/2011 6:16:32 PM |
| ddog0224 | $50.00 | 10/9/2011 1:58:07 AM |
| Trimalchio12 | $25.00 | 10/9/2011 1:59:09 AM |
| laniac | $25.00 | 10/9/2011 9:15:06 AM |
| focused-order0 | $50.00 | 10/9/2011 12:00:12 PM |
| jescowa | $50.00 | 10/9/2011 12:23:46 PM |
| unrivaled-capital322 | $100.00 | 10/9/2011 2:14:08 PM |
| yield-seeker | $25.00 | 10/9/2011 5:26:12 PM |
| julijask | $50.00 | 10/9/2011 8:12:21 PM |
| Bamaman205 | $25.00 | 10/9/2011 6:45:57 PM |
| responsibility-cherry6 | $25.00 | 10/9/2011 9:40:33 PM |
| JTDeli | $500.00 | 10/10/2011 5:27:48 AM |
| bobby5832708 | $50.00 | 10/10/2011 5:48:10 AM |
| trade-trumpet | $50.00 | 10/10/2011 6:18:32 AM |
| treasure-hunter270 | $25.00 | 10/10/2011 8:41:32 AM |
| personal-lender | $25.00 | 10/10/2011 9:09:12 AM |
| InvestorPartners | $50.00 | 10/10/2011 9:05:56 AM |
| point-compadre | $150.00 | 10/10/2011 10:45:42 AM |
| giftgold | $25.00 | 10/10/2011 10:59:56 AM |
| zbfamwl | $25.00 | 10/10/2011 11:57:25 AM |
| deegeeman | $50.00 | 10/10/2011 2:46:41 PM |
| alphaseek | $200.00 | 10/10/2011 2:11:42 PM |
| cocopuffs | $25.00 | 10/10/2011 2:24:13 PM |
| first-serene-credit | $25.00 | 10/10/2011 3:19:36 PM |
| buukyak | $25.00 | 10/10/2011 3:20:46 PM |
| astute-benjamins | $50.00 | 10/10/2011 4:33:00 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:42 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:22 PM |
| JazzFranchise | $50.00 | 10/10/2011 6:21:20 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:24 PM |
| donloah | $50.00 | 10/10/2011 9:57:42 PM |
| spudbeach | $62.79 | 10/11/2011 6:38:46 AM |
| valiant-liberty4 | $25.00 | 10/11/2011 7:41:25 AM |
| pwkpwk | $25.00 | 10/11/2011 10:56:19 AM |
| dinero-speaker | $25.00 | 10/11/2011 11:59:49 AM |
| bailey1223 | $25.00 | 10/11/2011 12:23:40 PM |
| romanfish | $304.00 | 10/11/2011 2:37:36 PM |
| camaraderi-workhorse | $25.00 | 10/11/2011 3:51:38 PM |
| taz007 | $100.00 | 10/11/2011 2:32:33 PM |
| Aimvest | $25.00 | 10/11/2011 3:55:18 PM |
| dansarkis | $25.00 | 10/11/2011 4:15:12 PM |
| hard-working-rate3 | $50.00 | 10/11/2011 4:48:14 PM |
| helpinghand63 | $25.00 | 10/11/2011 5:13:19 PM |
| lender_100 | $25.00 | 10/11/2011 5:30:04 PM |
| currency-stockpiler8 | $50.00 | 10/11/2011 5:24:59 PM |
| no_agenda_lender | $25.00 | 10/11/2011 5:54:17 PM |
| frobin | $25.00 | 10/11/2011 5:21:41 PM |
| Cbgator | $25.00 | 10/11/2011 7:08:46 PM |
| gustavholstopus32 | $25.00 | 10/11/2011 6:57:20 PM |
| gordie | $25.00 | 10/11/2011 7:26:11 PM |
| LendGuy | $25.00 | 10/11/2011 7:01:38 PM |
| Rockymtnhi | $25.00 | 10/11/2011 7:47:11 PM |
| philantist | $30.00 | 10/11/2011 8:30:51 PM |
| mtpscuba | $25.00 | 10/11/2011 8:15:55 PM |
| Ivan2007 | $25.00 | 10/11/2011 8:49:50 PM |
| flyboy24 | $25.00 | 10/11/2011 9:21:29 PM |
| bruin558 | $50.00 | 10/11/2011 9:48:20 PM |
| Borinkano | $79.94 | 10/11/2011 10:22:58 PM |
| Law_Gator | $50.00 | 10/11/2011 10:28:58 PM |
| DrMoneyBags | $50.00 | 10/12/2011 1:40:01 AM |
| jrwoodie | $25.00 | 10/12/2011 2:05:59 AM |
| Darts | $50.00 | 10/12/2011 12:02:30 AM |
| Ripsaw4U | $50.00 | 10/12/2011 3:05:33 AM |
| gold-sushi | $50.00 | 10/12/2011 4:54:34 AM |
| first-favorite-bonus9 | $25.00 | 10/12/2011 4:19:18 AM |
| chapman18 | $25.00 | 10/12/2011 5:49:29 AM |
| uagrad | $25.00 | 10/12/2011 5:29:46 AM |
| credible-compassion6 | $25.00 | 10/12/2011 6:06:13 AM |
| Worldskiboy | $50.00 | 10/12/2011 5:57:27 AM |
| mrbanker | $50.00 | 10/12/2011 6:20:28 AM |
| compatible-moola5 | $25.00 | 10/12/2011 6:51:05 AM |
| Banker3119 | $25.00 | 10/12/2011 6:24:46 AM |
| BlindSquirrel | $25.00 | 10/12/2011 8:34:56 AM |
| community-pipeline | $50.00 | 10/12/2011 8:17:12 AM |
| ImaPutz | $25.00 | 10/12/2011 9:10:40 AM |
| responsibility-tiger3 | $25.00 | 10/12/2011 8:45:41 AM |
| dollardave | $100.00 | 10/12/2011 8:51:46 AM |
| studious-bonus7 | $100.00 | 10/12/2011 9:09:26 AM |
| selector568 | $300.00 | 10/12/2011 9:36:12 AM |
| rudyindc | $25.00 | 10/12/2011 9:39:48 AM |
| rocket361 | $25.00 | 10/12/2011 10:02:35 AM |
| bajaruss | $34.00 | 10/12/2011 9:58:19 AM |
| balance2 | $25.00 | 10/12/2011 10:16:22 AM |
| flyfisherman99 | $50.00 | 10/12/2011 12:35:07 PM |
| ucmdad | $26.75 | 10/12/2011 11:18:20 AM |
| happy-return4 | $25.00 | 10/12/2011 11:37:34 AM |
| NoCal | $25.00 | 10/12/2011 12:19:03 PM |
| pbo922 | $25.00 | 10/12/2011 12:00:57 PM |
| azali | $25.00 | 10/12/2011 12:54:23 PM |
| la_tim | $60.00 | 10/12/2011 2:58:26 PM |
| blue-fervent-pound | $25.00 | 10/12/2011 3:15:00 PM |
| mjjjrj | $25.94 | 10/12/2011 4:22:53 PM |
| otalon | $25.00 | 10/12/2011 4:14:26 PM |
| Pasagam | $50.00 | 10/12/2011 4:16:35 PM |
| payout-carnival | $25.00 | 10/12/2011 7:36:35 PM |
| damanq | $25.00 | 10/12/2011 7:10:55 PM |
| Savings_EQ_Dignity | $50.00 | 10/12/2011 10:06:27 PM |
| groovy-watanabe | $25.00 | 10/13/2011 4:33:45 AM |
| lend2end | $25.00 | 10/13/2011 6:39:43 AM |
| credit-investor5 | $50.00 | 10/13/2011 7:00:01 AM |
| Duchdad | $25.00 | 10/13/2011 8:09:44 AM |
| dud | $50.00 | 10/13/2011 9:30:33 AM |
| bashar | $25.00 | 10/13/2011 9:49:19 AM |
| fairness-drum | $25.00 | 10/13/2011 1:19:06 PM |
| oxnard | $75.00 | 10/13/2011 2:02:54 PM |
| anwn | $25.00 | 10/13/2011 1:18:06 PM |
| Aquafina24Ounce | $25.00 | 10/13/2011 1:20:46 PM |
| fairness-transporter6 | $25.00 | 10/13/2011 2:39:07 PM |
| best-ingenious-dollar | $25.00 | 10/13/2011 3:26:11 PM |
| reinforced-funds4 | $25.00 | 10/13/2011 2:39:59 PM |
| TCayce | $25.00 | 10/13/2011 3:48:51 PM |
| SMVM87 | $25.00 | 10/13/2011 4:02:18 PM |
| green-mighty-velocity | $25.00 | 10/13/2011 4:06:48 PM |
| best-heavenly-justice | $25.00 | 10/13/2011 4:08:00 PM |
| wealthstar | $25.00 | 10/13/2011 4:12:47 PM |
| californiakhan | $25.00 | 10/13/2011 3:17:00 PM |
| dordee | $50.00 | 10/13/2011 3:31:26 PM |
| larry2003 | $25.00 | 10/13/2011 3:46:40 PM |
| CrossCreek | $25.00 | 10/13/2011 4:49:25 PM |
| ChicoBob | $45.00 | 10/13/2011 4:33:31 PM |
| steiglends | $120.00 | 10/13/2011 4:37:24 PM |
| financial-frenzy | $50.00 | 10/13/2011 4:41:53 PM |
| industrious-funds6 | $40.00 | 10/13/2011 5:14:49 PM |
| hope-equation | $25.00 | 10/13/2011 5:07:37 PM |
| ski bum | $100.00 | 10/13/2011 5:12:57 PM |
| hons2000 | $25.00 | 10/13/2011 6:23:12 PM |
| hayhelp | $25.00 | 10/13/2011 6:35:21 PM |
| rootcanaler | $250.00 | 10/13/2011 6:42:54 PM |
| IIP77 | $25.00 | 10/13/2011 7:14:54 PM |
| holstj | $50.00 | 10/13/2011 7:38:30 PM |
| calm-deal7 | $25.00 | 10/13/2011 7:03:09 PM |
| Rob717171 | $25.00 | 10/13/2011 7:19:48 PM |
| wise-bonus-honker | $25.00 | 10/13/2011 7:55:04 PM |
| unrivaled-silver | $25.00 | 10/13/2011 8:27:01 PM |
| CaliforniaSun | $25.00 | 10/13/2011 8:28:14 PM |
| theboygenius | $30.00 | 10/13/2011 8:23:11 PM |
| gracej | $25.00 | 10/13/2011 9:01:43 PM |
| chestnut4 | $25.00 | 10/13/2011 9:09:39 PM |
| finance-magma7 | $25.00 | 10/13/2011 9:47:20 PM |
| medicneedshelp82 | $55.22 | 10/14/2011 3:18:29 AM |
| valiant-duty1 | $25.00 | 10/13/2011 11:57:50 PM |
| mwl | $25.00 | 10/14/2011 3:47:04 AM |
| Contact911 | $25.00 | 10/14/2011 2:35:15 AM |
| houli123 | $25.00 | 10/14/2011 2:36:24 AM |
| pdxtech | $50.00 | 10/14/2011 4:06:01 AM |
| MacBrandon | $25.00 | 10/14/2011 3:38:38 AM |
| iwantmore | $25.00 | 10/14/2011 3:48:36 AM |
| Approved1234 | $50.00 | 10/14/2011 3:38:16 AM |
| KLCRAY | $50.00 | 10/14/2011 4:24:55 AM |
| IPlayOutsideTheBox | $25.00 | 10/14/2011 4:49:15 AM |
| Mindful7 | $25.00 | 10/14/2011 5:01:57 AM |
| rzlender | $25.00 | 10/14/2011 5:47:31 AM |
| integrity-reformer | $500.95 | 10/14/2011 5:47:39 AM |
| officer8 | $25.00 | 10/14/2011 4:58:29 AM |
| vivid-listing | $27.16 | 10/14/2011 5:53:37 AM |
| kalex752 | $13.41 | 10/14/2011 6:49:31 AM |
| baseballfan111 | $50.00 | 10/14/2011 6:07:02 AM |
| 422 Investments
|
Borrower Payment Dependent Notes Series
530393
This series of Notes was issued and sold upon the funding of the borrower loan #54524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ultimate-responsibility1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fullhouse
Purpose of loan: Business
This loan will be used to...buy equipment
My financial situation: decent
I am a good candidate for this loan because...I can turn the money over and make money. Plus I have a job earning income.
Monthly net income: $1800
Monthly expenses: $1520
Housing: $246
Insurance: $80
Car expenses: $277
Utilities: $400
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $145
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:47 AM |
| credit-coach118 | $50.56 | 10/3/2011 11:59:32 AM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:40 PM |
| greencat | $50.00 | 10/4/2011 7:22:55 AM |
| 108lender | $200.00 | 10/4/2011 10:58:33 AM |
| papaloha | $25.00 | 10/4/2011 7:39:03 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:25 PM |
| shrewd-deal | $75.00 | 10/5/2011 4:34:52 PM |
| awesome-silver | $34.39 | 10/5/2011 6:32:57 PM |
| alexgalt | $25.00 | 10/5/2011 11:25:09 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:48 AM |
| money-surge1 | $25.00 | 10/6/2011 2:44:08 PM |
| missing-link | $25.00 | 10/7/2011 12:30:40 PM |
| kind-credit-bear | $25.00 | 10/7/2011 5:41:39 PM |
| 2grindstones | $45.00 | 10/8/2011 12:19:19 PM |
| Easystreet | $25.00 | 10/8/2011 5:41:14 PM |
| social-hunter5 | $25.00 | 10/9/2011 8:44:00 AM |
| the-discrete-income | $25.00 | 10/9/2011 12:42:59 PM |
| gjm6d | $25.00 | 10/10/2011 7:35:51 AM |
| newfoundation | $25.00 | 10/10/2011 1:19:12 PM |
| transformer855 | $25.00 | 10/10/2011 1:10:16 PM |
| KindCharmingReflective-affluence | $25.00 | 10/10/2011 2:18:53 PM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:16 PM |
| listing-trapper3 | $50.00 | 10/10/2011 3:04:19 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:42 PM |
| silver-enlightenment0 | $100.00 | 10/11/2011 7:34:24 AM |
| terrific-p2ploan | $25.00 | 10/11/2011 7:30:01 AM |
| capital-halo1 | $1,000.00 | 10/11/2011 9:08:50 AM |
| fuzed | $100.00 | 10/11/2011 9:25:25 AM |
| suave-dime6 | $25.00 | 10/11/2011 9:58:34 AM |
| droopie1 | $25.00 | 10/11/2011 11:31:40 AM |
| capital_projects_investor | $25.00 | 10/11/2011 3:48:08 PM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:28 AM |
| tshurts | $25.00 | 10/12/2011 6:18:42 AM |
| calimanusa | $40.00 | 10/12/2011 8:34:39 AM |
| whitegold24k | $100.00 | 10/12/2011 9:20:18 AM |
| Aberdeen | $2,500.00 | 10/12/2011 9:56:20 AM |
| irrelevant | $25.00 | 10/12/2011 10:05:09 AM |
| whitegold24k | $770.05 | 10/12/2011 11:44:58 AM |
| let_me_retire | $50.00 | 10/3/2011 1:37:54 PM |
| nickel-hickory | $25.00 | 10/5/2011 10:25:41 AM |
| nickel-hickory | $25.00 | 10/5/2011 10:26:00 AM |
| worldly-money4 | $100.00 | 10/5/2011 2:18:50 PM |
| Interloper | $25.00 | 10/6/2011 4:46:13 AM |
| patriot897 | $25.00 | 10/7/2011 9:29:20 PM |
| mennleo | $50.00 | 10/8/2011 10:37:16 PM |
| Gladglide | $25.00 | 10/9/2011 9:31:10 PM |
| mrsp2e | $25.00 | 10/10/2011 7:41:46 AM |
| Dubbs360 | $250.00 | 10/10/2011 8:11:36 AM |
| finance-mushroom | $100.00 | 10/10/2011 9:08:20 AM |
| nilonc1 | $25.00 | 10/10/2011 8:58:35 AM |
| gain-expert | $35.00 | 10/10/2011 3:43:53 PM |
| Madmigel | $50.00 | 10/10/2011 5:59:04 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:28 PM |
| wwwUniversal | $25.00 | 10/11/2011 9:14:47 AM |
| pound-mushroom3 | $25.00 | 10/11/2011 7:46:24 PM |
| balanced-bill7 | $50.00 | 10/11/2011 8:43:59 PM |
| nextar | $25.00 | 10/11/2011 9:37:51 PM |
| rate-sceptre | $25.00 | 10/12/2011 8:05:41 AM |
| periko | $25.00 | 10/12/2011 7:25:52 AM |
| wise-deal-panda | $100.00 | 10/12/2011 9:22:46 AM |
| stepatatime-together | $100.00 | 10/12/2011 9:19:19 AM |
| a-plentiful-loyalty | $25.00 | 10/12/2011 10:22:24 AM |
| CA-Lender | $25.00 | 10/12/2011 10:15:06 AM |
| Money_Working | $25.00 | 10/12/2011 10:17:22 AM |
| reliable-worth3 | $25.00 | 10/12/2011 11:09:30 AM |
| octoberfresh | $25.00 | 10/12/2011 10:54:19 AM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
530419
This series of Notes was issued and sold upon the funding of the borrower loan #54484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $325.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,143 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| decisive-bazaar5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my credit cards.
My financial situation:
I am a good candidate for this loan because I have steady employment and paycheck. I'm currently paying more than the minimum on all of my credit cards and have never missed a payment. I also own my own home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| damage | $25.00 | 10/8/2011 1:00:05 PM |
| Investor_DP | $37.00 | 10/1/2011 12:06:12 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:35 PM |
| Bank_Of_XL | $25.00 | 10/1/2011 3:08:16 PM |
| Brisket_Bob | $50.00 | 10/1/2011 5:53:48 PM |
| wampum-library4 | $25.00 | 10/2/2011 11:11:15 AM |
| vutah | $25.00 | 10/2/2011 3:11:40 PM |
| auction-seeker | $25.00 | 10/2/2011 5:41:08 PM |
| girlwithglasses | $100.00 | 10/2/2011 7:56:48 PM |
| cake7 | $25.00 | 10/2/2011 9:24:23 PM |
| credit-coach118 | $30.26 | 10/3/2011 12:00:50 PM |
| RedCentre | $213.45 | 10/3/2011 11:43:12 AM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:36 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:47 PM |
| Cashman10 | $100.00 | 10/4/2011 4:47:27 AM |
| the-discrete-income | $100.00 | 10/4/2011 9:27:42 AM |
| a-unflappable-finance | $100.00 | 10/4/2011 11:04:15 AM |
| atbright | $25.00 | 10/4/2011 4:05:48 PM |
| phenomenal-gain5 | $25.00 | 10/4/2011 6:32:28 PM |
| papaloha | $25.00 | 10/4/2011 7:39:00 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:52 AM |
| alphaseek | $150.00 | 10/5/2011 2:50:55 PM |
| GElender | $50.00 | 10/5/2011 4:01:25 PM |
| oplender | $25.00 | 10/5/2011 6:04:11 PM |
| BrLender | $50.00 | 10/5/2011 6:21:20 PM |
| elasermd | $50.00 | 10/5/2011 6:33:35 PM |
| scientists | $25.00 | 10/5/2011 10:23:17 PM |
| pythia | $25.00 | 10/6/2011 3:26:09 AM |
| friendinmoney | $25.00 | 10/6/2011 5:52:35 AM |
| heroic-payout9 | $25.00 | 10/6/2011 8:17:10 AM |
| kenji4861 | $25.00 | 10/6/2011 10:04:07 AM |
| jmeasn | $50.00 | 10/6/2011 9:55:04 AM |
| villagers | $25.00 | 10/6/2011 10:10:44 AM |
| Preteur | $25.00 | 10/6/2011 1:37:14 PM |
| life-is-great | $25.00 | 10/6/2011 4:57:54 PM |
| compoundinterest | $50.00 | 10/6/2011 5:45:00 PM |
| hope-equation | $50.00 | 10/6/2011 6:17:44 PM |
| C2Banking | $25.00 | 10/6/2011 7:35:10 PM |
| return-marsupial3 | $25.00 | 10/6/2011 10:48:07 PM |
| peripatetic | $25.00 | 10/7/2011 3:23:52 AM |
| rockhound84 | $25.00 | 10/7/2011 4:47:13 AM |
| jazz619 | $25.00 | 10/7/2011 7:07:38 AM |
| Leshan | $25.00 | 10/7/2011 9:32:04 AM |
| credit-investor5 | $50.00 | 10/7/2011 12:02:39 PM |
| chrisb1414 | $25.00 | 10/7/2011 2:25:03 PM |
| Sefotonga | $25.00 | 10/7/2011 6:21:31 PM |
| wildguy | $50.00 | 10/8/2011 3:35:23 AM |
| Dowanhill | $25.00 | 10/8/2011 5:36:32 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:14 AM |
| all_of_that_one | $33.00 | 10/8/2011 6:19:56 AM |
| MrOglesby | $25.00 | 10/8/2011 6:51:16 AM |
| gulch | $25.00 | 10/8/2011 6:26:35 AM |
| sensible-trade | $100.00 | 10/8/2011 7:03:33 AM |
| friendly-principal76 | $25.00 | 10/8/2011 8:03:40 AM |
| spiff666 | $25.00 | 10/8/2011 8:31:24 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:51 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:12 AM |
| wayman | $50.00 | 10/8/2011 10:05:35 AM |
| credit-high-five8 | $25.00 | 10/8/2011 10:57:00 AM |
| commerce-yeller | $30.00 | 10/8/2011 11:07:03 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:43 AM |
| AndChicksforFree | $25.00 | 10/8/2011 12:00:12 PM |
| dynamic-money271 | $50.00 | 10/8/2011 11:44:39 AM |
| ethicalhumanist | $100.00 | 10/8/2011 11:51:48 AM |
| agile-responsibility | $25.00 | 10/8/2011 12:43:16 PM |
| troubleman50 | $62.00 | 10/8/2011 12:11:55 PM |
| a-wealth-visionary | $47.43 | 10/8/2011 12:32:35 PM |
| DreDub | $50.00 | 10/8/2011 1:12:59 PM |
| radforj22 | $25.00 | 10/8/2011 1:29:08 PM |
| ivadood | $50.00 | 10/8/2011 3:00:08 PM |
| JJYossarian | $50.00 | 10/8/2011 6:07:32 PM |
| lplender | $75.00 | 10/8/2011 6:31:48 PM |
| BankOfBjoltus | $25.00 | 10/8/2011 7:27:51 PM |
| payment-halo | $25.00 | 10/8/2011 8:01:03 PM |
| Trimalchio12 | $25.00 | 10/9/2011 1:59:10 AM |
| Rivervale_Westwood | $50.00 | 10/9/2011 5:45:48 AM |
| PalmerTheEmbalmer | $36.08 | 10/9/2011 5:28:33 AM |
| ConcreteOne | $25.00 | 10/9/2011 7:52:38 AM |
| laniac | $25.00 | 10/9/2011 9:15:06 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:35 AM |
| finance-scout2 | $25.00 | 10/9/2011 9:34:28 AM |
| wealth-neutrino2 | $25.00 | 10/9/2011 9:51:56 AM |
| responsibility-butterfly | $25.00 | 10/2/2011 8:45:53 AM |
| DHolly | $25.00 | 10/1/2011 12:14:31 PM |
| transparency-giant | $50.00 | 10/1/2011 5:08:05 PM |
| gentle-gain235 | $200.00 | 10/1/2011 3:33:54 PM |
| heerzaquestion | $50.00 | 10/1/2011 7:55:50 PM |
| ready-agreement5 | $119.07 | 10/2/2011 9:46:24 AM |
| fmanjoo | $25.00 | 10/2/2011 2:45:07 PM |
| natural-trade7 | $38.75 | 10/2/2011 6:11:58 PM |
| one-midas | $26.00 | 10/2/2011 9:11:51 PM |
| houli123 | $50.00 | 10/3/2011 3:49:37 AM |
| elegant-loot | $25.00 | 10/3/2011 7:57:43 AM |
| britgsb | $50.00 | 10/4/2011 11:49:26 AM |
| mad-scientist418 | $25.00 | 10/5/2011 1:47:01 PM |
| leeball | $100.00 | 10/5/2011 4:00:30 PM |
| Redmond | $50.00 | 10/5/2011 5:50:42 PM |
| rcm87 | $50.00 | 10/5/2011 5:53:27 PM |
| sjlender | $100.00 | 10/5/2011 9:58:22 PM |
| Interloper | $25.00 | 10/6/2011 4:46:12 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:56 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:13 AM |
| CatbirdBanking | $25.00 | 10/6/2011 10:54:23 AM |
| Whipster | $40.00 | 10/6/2011 2:57:01 PM |
| seabassx | $25.00 | 10/6/2011 3:59:24 PM |
| srspank24 | $140.01 | 10/6/2011 2:36:39 PM |
| LoanerPrincipal | $26.00 | 10/6/2011 6:21:20 PM |
| silver-breeze3 | $25.00 | 10/6/2011 7:17:14 PM |
| ptjg | $25.00 | 10/6/2011 10:05:17 PM |
| investment-festival8 | $250.00 | 10/6/2011 8:57:40 PM |
| GCInvestments | $27.00 | 10/6/2011 11:08:26 PM |
| ncg1983 | $50.00 | 10/7/2011 5:45:06 AM |
| enchanted-note | $25.00 | 10/7/2011 6:12:57 AM |
| Ven58 | $25.00 | 10/7/2011 6:39:27 AM |
| CashBank | $25.00 | 10/7/2011 8:55:27 AM |
| larslfe | $25.00 | 10/7/2011 8:45:48 AM |
| worthy-bid8 | $50.00 | 10/7/2011 9:07:35 AM |
| progressive-economy261 | $400.00 | 10/7/2011 9:21:30 AM |
| ursus | $50.00 | 10/7/2011 9:09:11 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:14 PM |
| listing-vista | $25.00 | 10/7/2011 1:04:12 PM |
| dough-souffle | $150.00 | 10/7/2011 1:37:55 PM |
| Sierrahh | $25.00 | 10/7/2011 3:23:48 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:41 PM |
| Kaj | $40.00 | 10/7/2011 7:58:12 PM |
| jazzmanian | $25.00 | 10/7/2011 8:03:31 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:35:03 PM |
| heavenly-treasure542 | $50.00 | 10/8/2011 5:30:35 AM |
| Supernick | $100.00 | 10/8/2011 5:52:26 AM |
| fcukciti | $30.00 | 10/8/2011 5:50:26 AM |
| p2p-eagle9 | $25.00 | 10/8/2011 5:52:27 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:22 AM |
| kurg | $25.00 | 10/8/2011 7:22:24 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:44 AM |
| respectful-integrity3 | $30.00 | 10/8/2011 7:54:31 AM |
| adir1 | $25.00 | 10/8/2011 8:21:54 AM |
| trumpeter5 | $25.00 | 10/8/2011 8:20:09 AM |
| value-pouch | $25.00 | 10/8/2011 8:32:17 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:03 AM |
| MonkeyHero | $44.46 | 10/8/2011 10:05:35 AM |
| selector568 | $374.49 | 10/8/2011 10:25:01 AM |
| listing-reformation8 | $45.00 | 10/8/2011 10:51:18 AM |
| payout-magician | $25.00 | 10/8/2011 10:58:11 AM |
| investment-cluster | $45.00 | 10/8/2011 10:59:41 AM |
| octoberfresh | $25.00 | 10/8/2011 11:27:54 AM |
| magnitude787 | $50.00 | 10/8/2011 1:08:56 PM |
| thankful-nickel2 | $25.00 | 10/8/2011 12:59:32 PM |
| boylezz | $25.00 | 10/8/2011 2:02:17 PM |
| reward-system | $25.00 | 10/8/2011 1:18:35 PM |
| natural-worth9 | $500.00 | 10/8/2011 2:12:19 PM |
| wlm3012 | $30.00 | 10/8/2011 2:56:13 PM |
| durability-halibut | $30.00 | 10/8/2011 3:33:28 PM |
| inspired-investment8 | $100.00 | 10/8/2011 4:48:34 PM |
| wise-deal-panda | $25.00 | 10/8/2011 4:58:23 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:22 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:29:19 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:22 PM |
| Ripsaw4U | $50.00 | 10/8/2011 6:05:22 PM |
| mystss | $25.00 | 10/8/2011 8:45:36 PM |
| p2p-paradise | $50.00 | 10/8/2011 8:51:44 PM |
| amitkj2000 | $25.00 | 10/8/2011 8:08:50 PM |
| Sixmil | $100.00 | 10/8/2011 8:14:02 PM |
| hanuman77 | $25.00 | 10/9/2011 4:51:52 AM |
| kindness-hickory5 | $100.00 | 10/9/2011 5:43:43 AM |
| iLend-weGrow | $50.00 | 10/9/2011 8:01:06 AM |
| the-enthralling-coin | $25.00 | 10/9/2011 9:33:17 AM |
| credit-coach118 | $25.00 | 10/9/2011 9:39:17 AM |
| bid-stockpiler1 | $125.00 | 10/9/2011 10:10:21 AM |
| principal-kung-fu | $25.00 | 10/9/2011 9:10:00 AM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
530657
This series of Notes was issued and sold upon the funding of the borrower loan #54511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,583 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Restored1994 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sum Yum Yum
Purpose of loan:
This loan will be used to...purschase necessary equipment for small business start up.
My financial situation:
I am a good candidate for this loan because...i have good credit, which i have proven to pay my bills on time. Also the plan is to pay loan in full before maturity date.
Monthly net income: $4363
Monthly expenses: $
Housing: $680
Insurance: $145
Car expenses: $349
Utilities: $75
Phone, cable, internet: $140
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $547
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/12/2011 1:26:01 PM |
| rolltide09 | $25.00 | 10/12/2011 9:03:28 AM |
| pound-mushroom3 | $25.00 | 10/12/2011 9:23:58 AM |
| finance-solo | $25.00 | 10/12/2011 9:50:42 AM |
| Thought | $25.00 | 10/12/2011 1:12:28 PM |
| worth-blanket2 | $9,900.00 | 10/12/2011 5:15:24 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
530747
This series of Notes was issued and sold upon the funding of the borrower loan #54457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,683 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| point-spinner1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation and Management
Purpose of loan:
This loan will be used to consolidate credit card debt to a lower monthly rate additionally it will allow me to pay off remaining debt faster due to additional discretionary income.
My financial situation:
I am a good candidate for this loan because I have been continuously employed in for 14 years in Technology, and now hold a senior Executive position.
Monthly net income: $ 10500
Monthly expenses: $ 9700
Housing: $ 3900
Insurance: $ 500
Car expenses: $ 300
Utilities: $ 1200
Phone, cable, internet: $ 300
Food, entertainment: $ 1200
Clothing, household expenses: $ 500
Credit cards and other loans: $ 1300
Other expenses: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AndChicksforFree | $27.00 | 10/5/2011 9:03:30 AM |
| Bank_Of_XL | $25.00 | 10/5/2011 1:17:54 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:48 PM |
| organized-payment6 | $50.00 | 10/6/2011 5:47:21 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:47:01 AM |
| JustMee | $25.00 | 10/6/2011 6:22:36 AM |
| axl163 | $25.00 | 10/6/2011 10:25:49 AM |
| Preteur | $25.00 | 10/6/2011 1:37:24 PM |
| diablorulz | $50.00 | 10/7/2011 11:56:23 AM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:50 PM |
| credit-coach118 | $75.00 | 10/7/2011 3:16:40 PM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:22 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:16 AM |
| finance-amusement4 | $100.00 | 10/8/2011 11:04:09 AM |
| best-asset-jedi | $50.00 | 10/8/2011 11:58:13 AM |
| compoundinterest | $50.00 | 10/8/2011 12:08:20 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:21:58 PM |
| porter22 | $25.00 | 10/8/2011 1:43:37 PM |
| jazzlender | $50.00 | 10/8/2011 1:07:21 PM |
| DreDub | $50.00 | 10/8/2011 1:13:04 PM |
| ethical-income2 | $25.00 | 10/8/2011 2:20:10 PM |
| spursdog | $35.00 | 10/8/2011 2:37:36 PM |
| wirebutterfly | $100.00 | 10/8/2011 3:09:28 PM |
| Chewbaca | $25.00 | 10/8/2011 3:43:56 PM |
| return-investor6 | $75.00 | 10/8/2011 4:25:37 PM |
| pnace | $50.00 | 10/8/2011 4:53:01 PM |
| nickel-position | $25.00 | 10/8/2011 3:28:52 PM |
| liberty-point | $100.00 | 10/8/2011 6:20:18 PM |
| marwadi-62 | $25.00 | 10/8/2011 6:05:57 PM |
| lucky2 | $25.00 | 10/8/2011 8:18:44 PM |
| lm75 | $25.00 | 10/8/2011 7:14:32 PM |
| intuitive-worth7 | $25.00 | 10/9/2011 4:22:03 AM |
| dollar-authority | $100.00 | 10/9/2011 6:54:34 AM |
| spiff666 | $25.00 | 10/9/2011 7:58:57 AM |
| red-favorable-basis | $25.00 | 10/9/2011 6:18:33 AM |
| sharp-trade0 | $25.00 | 10/9/2011 7:07:16 AM |
| auction-chomper4 | $38.46 | 10/9/2011 9:02:28 AM |
| heroic-payout9 | $25.00 | 10/9/2011 9:18:03 AM |
| ore-leaper1 | $50.00 | 10/9/2011 11:14:50 AM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:34 PM |
| jescowa | $50.00 | 10/9/2011 12:24:57 PM |
| szetheli | $120.00 | 10/9/2011 12:13:09 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:57 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:38 PM |
| versatile-return3 | $58.70 | 10/9/2011 1:55:59 PM |
| DogCanyon | $25.00 | 10/9/2011 2:39:35 PM |
| velvetsmog | $45.84 | 10/9/2011 3:01:20 PM |
| LendingSingularity | $100.00 | 10/9/2011 6:05:30 PM |
| Gandalf0001 | $25.00 | 10/9/2011 6:38:32 PM |
| dime-sprout | $25.00 | 10/9/2011 5:55:53 PM |
| green-interest-web | $25.00 | 10/9/2011 6:16:52 PM |
| Saleen06 | $30.00 | 10/9/2011 9:07:25 PM |
| bonus-poplar2 | $25.00 | 10/9/2011 8:36:39 PM |
| ultimate-dough0 | $30.00 | 10/10/2011 6:21:54 AM |
| loot-castanets | $25.00 | 10/10/2011 6:29:55 AM |
| smart-kindness8 | $69.88 | 10/10/2011 7:18:04 AM |
| credit-rocket4 | $25.00 | 10/10/2011 7:36:23 AM |
| fuke | $25.00 | 10/10/2011 7:51:43 AM |
| treasure-hunter270 | $25.00 | 10/10/2011 8:36:48 AM |
| logical-investment4 | $26.60 | 10/10/2011 8:44:51 AM |
| ultimate-social | $25.00 | 10/10/2011 9:35:53 AM |
| think-become | $25.00 | 10/10/2011 9:35:24 AM |
| ethicalhumanist | $100.00 | 10/10/2011 11:07:10 AM |
| georgedorn | $25.00 | 10/10/2011 12:00:45 PM |
| bazaar-tiramisu4 | $25.00 | 10/10/2011 11:43:08 AM |
| moola-monger9 | $50.00 | 10/10/2011 12:19:22 PM |
| p40thawk | $25.00 | 10/10/2011 12:02:36 PM |
| RockpointCapital | $200.00 | 10/10/2011 12:37:49 PM |
| obedient-loan1 | $150.00 | 10/10/2011 12:52:51 PM |
| zbfamwl | $25.00 | 10/10/2011 12:04:14 PM |
| reflective-cash0 | $100.00 | 10/10/2011 12:55:21 PM |
| ethical-truth211 | $152.38 | 10/10/2011 12:29:50 PM |
| scientists | $25.00 | 10/10/2011 2:13:54 PM |
| platinum-enlightenment | $25.00 | 10/10/2011 2:21:03 PM |
| the-inspired-justice | $25.00 | 10/10/2011 2:14:10 PM |
| kindness-party | $25.00 | 10/10/2011 2:56:56 PM |
| javelin0 | $25.00 | 10/10/2011 3:18:47 PM |
| justme4now | $25.00 | 10/10/2011 3:23:46 PM |
| Engineer44 | $25.00 | 10/10/2011 2:54:31 PM |
| pythia | $25.00 | 10/10/2011 3:53:03 PM |
| platinum-czar | $46.77 | 10/10/2011 2:59:25 PM |
| gain-expert | $35.00 | 10/10/2011 3:23:59 PM |
| lounges | $25.00 | 10/10/2011 4:50:20 PM |
| rockhound84 | $25.00 | 10/10/2011 6:15:12 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:27 PM |
| icon7 | $25.00 | 10/10/2011 6:25:06 PM |
| Kaj | $40.00 | 10/10/2011 6:42:33 PM |
| Edwardtomo | $50.00 | 10/10/2011 6:28:17 PM |
| wealth-fighter3 | $25.00 | 10/10/2011 7:37:40 PM |
| jms1983 | $25.00 | 10/10/2011 8:27:46 PM |
| green28 | $300.00 | 10/10/2011 8:39:03 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:32 PM |
| Corky1234 | $100.00 | 10/10/2011 10:40:21 PM |
| Planecourage | $41.86 | 10/10/2011 11:44:30 PM |
| hughro | $56.00 | 10/11/2011 6:19:11 AM |
| wlm3012 | $30.00 | 10/11/2011 8:06:22 AM |
| Money_Working | $30.00 | 10/11/2011 12:20:03 PM |
| designer_10 | $25.00 | 10/11/2011 12:00:53 PM |
| rchissocol | $25.00 | 10/11/2011 1:23:09 PM |
| fervent-currency5 | $25.00 | 10/11/2011 2:37:42 PM |
| Digs | $25.00 | 10/11/2011 3:27:39 PM |
| ursus | $50.00 | 10/11/2011 5:09:35 PM |
| PropertyInvest | $25.00 | 10/11/2011 5:16:18 PM |
| Steveoo1 | $50.00 | 10/11/2011 7:10:48 PM |
| tlam168 | $50.00 | 10/11/2011 10:59:46 PM |
| the-gold-quark | $25.00 | 10/11/2011 10:28:08 PM |
| 1-HARD-HEAD | $25.00 | 10/12/2011 12:49:39 AM |
| VAGweilo | $25.00 | 10/12/2011 1:27:19 AM |
| klend4 | $25.00 | 10/12/2011 3:35:39 AM |
| Live-Free-or-Die | $404.04 | 10/12/2011 4:35:00 AM |
| SolarMoonshine | $25.00 | 10/12/2011 3:36:01 AM |
| mrpowers5531 | $25.00 | 10/12/2011 5:17:04 AM |
| mrbanker | $50.00 | 10/12/2011 6:20:32 AM |
| credit-investor5 | $50.00 | 10/12/2011 7:16:14 AM |
| innocent-loot | $25.00 | 10/12/2011 8:14:31 AM |
| tu3717ch | $214.11 | 10/12/2011 7:41:40 AM |
| barflyer | $25.00 | 10/12/2011 8:38:10 AM |
| green28 | $300.00 | 10/12/2011 8:19:55 AM |
| rbrown15 | $90.90 | 10/12/2011 9:36:42 AM |
| forthright-trade | $25.00 | 10/12/2011 9:58:10 AM |
| Mowtown | $200.00 | 10/12/2011 11:00:00 AM |
| octoberfresh | $25.00 | 10/12/2011 10:53:45 AM |
| Danylostefan | $150.00 | 10/12/2011 10:20:57 AM |
| enthralling-deal180 | $25.00 | 10/12/2011 1:01:54 PM |
| agile-greenback0 | $50.00 | 10/12/2011 1:59:49 PM |
| strong-roi | $25.00 | 10/12/2011 2:21:17 PM |
| StLME | $25.00 | 10/12/2011 2:42:10 PM |
| Sriracha | $35.00 | 10/12/2011 3:58:45 PM |
| orbital-gain | $50.00 | 10/12/2011 4:47:23 PM |
| bid-stockpiler1 | $133.01 | 10/12/2011 4:52:17 PM |
| myduck | $50.00 | 10/12/2011 4:17:20 PM |
| golffish2 | $25.00 | 10/5/2011 9:22:17 AM |
| newest-funds-powerplant | $40.00 | 10/5/2011 12:24:05 PM |
| leeball | $100.00 | 10/5/2011 4:00:39 PM |
| sjlender | $100.00 | 10/5/2011 9:58:26 PM |
| Interloper | $25.00 | 10/5/2011 11:11:58 PM |
| a-finance-nirvana | $25.00 | 10/6/2011 3:32:41 AM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:03:55 AM |
| Investor_DP | $100.00 | 10/6/2011 5:43:40 PM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:23 PM |
| cordial-affluence2 | $25.00 | 10/8/2011 10:22:37 AM |
| cjames84 | $25.00 | 10/8/2011 10:32:10 AM |
| CatbirdBanking | $25.00 | 10/8/2011 11:12:31 AM |
| finance-amusement4 | $100.00 | 10/8/2011 10:51:10 AM |
| britgsb | $75.00 | 10/8/2011 11:18:28 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:50 AM |
| dynamic-money271 | $50.00 | 10/8/2011 11:44:40 AM |
| mennleo | $100.00 | 10/8/2011 12:01:59 PM |
| upperdeck | $25.00 | 10/8/2011 1:35:29 PM |
| natural-worth9 | $2,000.00 | 10/8/2011 2:19:01 PM |
| interest88 | $25.00 | 10/8/2011 3:08:55 PM |
| easylivin | $25.00 | 10/8/2011 2:47:10 PM |
| payout-bridge | $75.00 | 10/8/2011 3:07:31 PM |
| wendyhop | $53.00 | 10/8/2011 4:58:19 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:29 PM |
| natural-greenback6 | $25.00 | 10/8/2011 7:18:58 PM |
| bullish2bearish | $30.00 | 10/8/2011 5:47:13 PM |
| Sixmil | $100.00 | 10/8/2011 7:58:32 PM |
| ddog0224 | $50.37 | 10/9/2011 1:56:02 AM |
| Rivervale_Westwood | $100.00 | 10/9/2011 5:50:39 AM |
| gjm6d | $25.00 | 10/9/2011 6:18:40 AM |
| alphaseek | $200.00 | 10/9/2011 4:06:47 AM |
| mad-scientist418 | $25.25 | 10/9/2011 7:59:09 AM |
| accelerator96 | $25.00 | 10/9/2011 8:19:54 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:41 AM |
| currency-persimmon | $35.00 | 10/9/2011 8:48:29 AM |
| vutah | $25.00 | 10/9/2011 10:15:45 AM |
| felicity-daydream | $50.00 | 10/9/2011 10:27:56 AM |
| principal-duckling | $50.00 | 10/9/2011 11:49:45 AM |
| Photoman42 | $25.00 | 10/9/2011 11:21:01 AM |
| TigerForce | $25.00 | 10/9/2011 11:46:53 AM |
| life-is-great | $25.00 | 10/9/2011 12:03:42 PM |
| cake7 | $26.85 | 10/9/2011 12:32:19 PM |
| Pitufo | $25.00 | 10/9/2011 1:07:04 PM |
| silver-dogwood4 | $25.00 | 10/9/2011 4:43:36 PM |
| yield-seeker | $25.00 | 10/9/2011 5:25:19 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:54 PM |
| julijask | $25.00 | 10/9/2011 8:12:47 PM |
| Saleen06 | $30.00 | 10/9/2011 9:10:55 PM |
| blue-relay | $25.00 | 10/9/2011 9:01:13 PM |
| tender-ore | $25.00 | 10/9/2011 9:24:58 PM |
| gold-colonel8 | $27.00 | 10/9/2011 9:50:36 PM |
| JTDeli | $250.00 | 10/10/2011 5:28:20 AM |
| swerve1317 | $50.00 | 10/10/2011 6:36:04 AM |
| GElender | $40.00 | 10/10/2011 5:57:11 AM |
| mrsp2e | $25.00 | 10/10/2011 7:36:45 AM |
| 32669 | $25.00 | 10/10/2011 7:43:54 AM |
| Southbay96 | $25.00 | 10/10/2011 8:53:06 AM |
| treasure-expert | $25.00 | 10/10/2011 8:30:07 AM |
| janus_god | $25.00 | 10/10/2011 11:58:08 AM |
| kenji4861 | $25.00 | 10/10/2011 12:55:39 PM |
| income-awakening6 | $25.00 | 10/10/2011 1:00:04 PM |
| frooogal | $25.00 | 10/10/2011 1:50:53 PM |
| TrustOne | $50.00 | 10/10/2011 2:21:17 PM |
| first-serene-credit | $25.00 | 10/10/2011 2:22:46 PM |
| Ven58 | $25.00 | 10/10/2011 2:29:28 PM |
| deegeeman | $50.00 | 10/10/2011 2:46:45 PM |
| listing-trapper3 | $50.00 | 10/10/2011 3:04:22 PM |
| benevolent-capital1 | $25.00 | 10/10/2011 4:17:44 PM |
| market-mesh | $31.77 | 10/10/2011 4:19:01 PM |
| ghinga | $40.00 | 10/10/2011 4:46:36 PM |
| Brisket_Bob | $25.00 | 10/10/2011 5:31:45 PM |
| deal-banker | $80.00 | 10/10/2011 5:18:18 PM |
| seabassx | $25.00 | 10/10/2011 7:19:37 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:45 PM |
| listing-vista | $50.00 | 10/10/2011 9:10:06 PM |
| NolockHolmes | $50.00 | 10/10/2011 10:18:32 PM |
| smart-note9 | $25.00 | 10/10/2011 10:21:51 PM |
| donloah | $50.00 | 10/10/2011 9:57:46 PM |
| houli123 | $50.00 | 10/11/2011 1:53:43 AM |
| fmanjoo | $25.00 | 10/11/2011 12:39:07 PM |
| beer-gardener | $33.00 | 10/11/2011 2:53:13 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:07:56 PM |
| silver-voyager9 | $25.00 | 10/11/2011 3:50:47 PM |
| oplender | $25.00 | 10/11/2011 3:59:40 PM |
| indomitable-dedication | $25.00 | 10/11/2011 7:26:53 PM |
| Frosty | $50.00 | 10/11/2011 7:19:18 PM |
| kind-finance-burrito | $25.00 | 10/11/2011 8:46:16 PM |
| GCInvestments | $29.00 | 10/11/2011 8:51:24 PM |
| rcm87 | $50.00 | 10/11/2011 10:07:09 PM |
| CalBear08 | $25.00 | 10/11/2011 9:35:38 PM |
| Sierrahh | $25.00 | 10/11/2011 9:51:10 PM |
| velocity-winner | $25.00 | 10/11/2011 11:40:00 PM |
| Ripsaw4U | $50.00 | 10/12/2011 3:05:35 AM |
| SamuelChee | $48.21 | 10/12/2011 3:11:14 AM |
| bonus-tent | $25.00 | 10/12/2011 5:34:46 AM |
| YosemiteSam | $25.00 | 10/12/2011 4:45:02 AM |
| peace-flower9 | $50.00 | 10/12/2011 6:51:48 AM |
| intrepid-loot | $25.00 | 10/12/2011 6:21:15 AM |
| wop310 | $50.00 | 10/12/2011 7:40:48 AM |
| Christophe | $25.00 | 10/12/2011 7:44:37 AM |
| power-mad-scientist | $25.00 | 10/12/2011 8:20:49 AM |
| kvandivo | $25.00 | 10/12/2011 8:38:42 AM |
| discrete-asset | $25.00 | 10/12/2011 8:33:17 AM |
| worthy-bid8 | $50.00 | 10/12/2011 9:08:16 AM |
| vigilance-revolutionary | $50.00 | 10/12/2011 9:15:22 AM |
| JeffHoll | $80.00 | 10/12/2011 9:26:07 AM |
| blLending | $25.00 | 10/12/2011 9:40:20 AM |
| selector568 | $300.00 | 10/12/2011 9:27:13 AM |
| Bob450 | $25.00 | 10/12/2011 12:14:26 PM |
| boogienation | $50.00 | 10/12/2011 12:20:54 PM |
| WorldTravlr | $25.00 | 10/12/2011 11:57:08 AM |
| 1stofthemonth | $25.00 | 10/12/2011 12:55:07 PM |
| friendship9 | $25.00 | 10/12/2011 11:59:13 AM |
| boater01 | $50.00 | 10/12/2011 1:43:59 PM |
| payout-flag6 | $25.00 | 10/12/2011 12:57:21 PM |
| dordee | $50.00 | 10/12/2011 1:01:51 PM |
| NYBIZ | $25.00 | 10/12/2011 1:12:54 PM |
| Watersports | $50.00 | 10/12/2011 3:11:05 PM |
| agile-greenback0 | $50.00 | 10/12/2011 1:58:21 PM |
| tranquil-diversification8 | $50.00 | 10/12/2011 3:15:44 PM |
| Dubbs360 | $50.00 | 10/12/2011 3:34:02 PM |
| Watersports | $50.00 | 10/12/2011 3:11:25 PM |
| CapStack | $50.00 | 10/12/2011 4:31:47 PM |
| 254 Investments
|
Borrower Payment Dependent Notes Series
530801
This series of Notes was issued and sold upon the funding of the borrower loan #54454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $361.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 760-779 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 19
/
18 | Length of status: | 26y 5m |
|
Amount delinquent:
| $34 |
Total credit lines:
| 45 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $8,179 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pwtriumph |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 35 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,001.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
680-699
(Feb-2010)
660-679
(Dec-2007)
640-659
(Nov-2007)
|
|
Principal balance:
| $5,748.29 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mrpowers5531 | $50.00 | 10/9/2011 9:21:09 AM |
| MoneyForNothing | $57.97 | 10/5/2011 9:04:35 AM |
| Aberdeen | $1,000.00 | 10/5/2011 9:05:06 AM |
| progressive-economy261 | $400.00 | 10/5/2011 9:18:16 AM |
| jazzlender | $50.00 | 10/5/2011 9:58:39 AM |
| aesop56 | $50.00 | 10/5/2011 10:56:25 AM |
| green-trade-dolphin2 | $25.00 | 10/5/2011 11:07:02 AM |
| 3_boyz | $51.00 | 10/5/2011 1:23:03 PM |
| soular21804 | $25.00 | 10/5/2011 4:27:55 PM |
| compoundinterest | $50.00 | 10/5/2011 5:07:48 PM |
| pure-treasure7 | $25.00 | 10/5/2011 5:46:49 PM |
| indomitable-coin | $25.00 | 10/5/2011 6:38:08 PM |
| velocity-solo | $25.00 | 10/5/2011 7:27:50 PM |
| credit-coach118 | $40.17 | 10/5/2011 8:07:25 PM |
| s270 | $25.00 | 10/5/2011 8:13:09 PM |
| tkenn1s | $90.00 | 10/5/2011 9:39:27 PM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:38:27 AM |
| chameleon125 | $25.00 | 10/6/2011 5:47:13 AM |
| organized-payment6 | $50.00 | 10/6/2011 5:47:22 AM |
| RedBlack | $65.00 | 10/6/2011 7:44:48 AM |
| kenji4861 | $25.00 | 10/6/2011 10:00:31 AM |
| generous-deal6 | $50.00 | 10/6/2011 1:04:46 PM |
| Preteur | $25.00 | 10/6/2011 1:37:25 PM |
| papaloha | $25.00 | 10/6/2011 2:22:02 PM |
| vutah | $25.00 | 10/6/2011 6:22:24 PM |
| mr55262 | $25.00 | 10/6/2011 10:09:16 PM |
| ivy-league-MBA | $31.00 | 10/6/2011 10:27:58 PM |
| silvercertificate | $25.00 | 10/7/2011 8:02:30 AM |
| diablorulz | $50.00 | 10/7/2011 11:56:24 AM |
| Chesterite | $25.00 | 10/7/2011 1:41:46 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:51 PM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:28 AM |
| Supernick | $100.00 | 10/8/2011 5:54:56 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:23 AM |
| Feyenoord | $25.00 | 10/8/2011 7:13:33 AM |
| Johnab | $25.02 | 10/8/2011 10:17:06 AM |
| Byrd24 | $100.00 | 10/8/2011 10:18:30 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:50 AM |
| ethicalhumanist | $100.00 | 10/8/2011 11:40:45 AM |
| innovator10 | $200.00 | 10/8/2011 12:01:23 PM |
| thankful-nickel2 | $50.00 | 10/8/2011 12:54:40 PM |
| radforj22 | $25.00 | 10/8/2011 1:35:43 PM |
| susurrus | $25.00 | 10/8/2011 7:00:12 PM |
| Sixmil | $100.00 | 10/8/2011 8:25:10 PM |
| BankOfBjoltus | $50.00 | 10/8/2011 7:31:57 PM |
| 13nd3r | $25.00 | 10/9/2011 6:20:11 AM |
| BOZO88 | $25.00 | 10/9/2011 6:46:44 AM |
| rmpedi33 | $25.00 | 10/9/2011 8:52:46 AM |
| JJ-Loans | $74.00 | 10/9/2011 8:07:40 AM |
| Lender0010 | $50.00 | 10/9/2011 10:18:05 AM |
| life-is-great | $25.00 | 10/9/2011 12:03:42 PM |
| jescowa | $50.00 | 10/9/2011 12:23:50 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:58 PM |
| Pitufo | $25.00 | 10/9/2011 2:14:34 PM |
| TMBank | $60.00 | 10/9/2011 8:28:22 PM |
| blue-relay | $25.00 | 10/9/2011 9:00:57 PM |
| Agent-S | $25.00 | 10/9/2011 11:12:57 PM |
| secureincome | $2,200.00 | 10/10/2011 4:21:41 AM |
| subtle-revenue0 | $25.00 | 10/10/2011 5:03:04 AM |
| Headhunter14 | $25.00 | 10/10/2011 5:24:29 AM |
| thrifty-greenback5 | $25.00 | 10/10/2011 7:21:49 AM |
| a-money-leader | $25.00 | 10/10/2011 7:55:42 AM |
| mjjjrj | $500.00 | 10/10/2011 8:12:47 AM |
| leverage-monger | $33.23 | 10/10/2011 8:37:37 AM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:03:56 AM |
| mrpowers5531 | $50.00 | 10/9/2011 9:21:18 AM |
| currency-excellency0 | $200.00 | 10/5/2011 9:01:10 AM |
| LittleMingo | $32.30 | 10/5/2011 9:14:25 AM |
| Natronpee | $25.00 | 10/5/2011 9:52:27 AM |
| cake7 | $25.00 | 10/5/2011 10:54:00 AM |
| rhino-investing-eagle | $40.00 | 10/5/2011 11:09:43 AM |
| transactionelstiltskin5 | $25.00 | 10/5/2011 3:08:21 PM |
| leeball | $100.00 | 10/5/2011 4:00:40 PM |
| penny-finder | $29.22 | 10/5/2011 5:30:58 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:49 PM |
| money-uprising8 | $25.00 | 10/5/2011 7:07:45 PM |
| upc_tnt | $25.00 | 10/5/2011 10:46:05 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:48 PM |
| Aaron_Oz | $25.00 | 10/5/2011 9:57:35 PM |
| chererat | $100.00 | 10/6/2011 6:10:18 AM |
| mennleo | $100.00 | 10/6/2011 7:40:07 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:16 AM |
| tntmojave | $50.00 | 10/6/2011 6:38:35 PM |
| integrity-doctor | $100.00 | 10/6/2011 8:27:55 PM |
| nosualcneas | $25.00 | 10/7/2011 6:04:56 AM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:29 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:24 PM |
| AF-Chief | $50.00 | 10/7/2011 3:11:15 PM |
| loyalist1 | $200.00 | 10/7/2011 11:06:24 PM |
| p2p-eagle9 | $25.00 | 10/8/2011 5:26:29 AM |
| Cashfunder | $500.00 | 10/8/2011 5:46:29 AM |
| amerigor | $35.00 | 10/8/2011 7:14:31 AM |
| SMVM87 | $87.66 | 10/8/2011 7:42:51 AM |
| first-serene-credit | $25.00 | 10/8/2011 7:44:12 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:06 AM |
| friendinmoney | $25.00 | 10/8/2011 11:00:10 AM |
| icon7 | $100.00 | 10/8/2011 11:19:00 AM |
| awwaww | $25.00 | 10/8/2011 11:24:38 AM |
| credit-investor5 | $50.00 | 10/8/2011 11:59:37 AM |
| reward-system | $25.00 | 10/8/2011 1:18:36 PM |
| supersam | $233.08 | 10/8/2011 1:57:53 PM |
| damage | $25.00 | 10/8/2011 2:30:08 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:22 PM |
| FoosMaster | $25.00 | 10/8/2011 8:09:52 PM |
| syrepsorp | $50.00 | 10/8/2011 11:11:54 PM |
| houli123 | $50.00 | 10/9/2011 8:50:27 AM |
| OregonDane | $25.00 | 10/9/2011 10:35:03 AM |
| nri22 | $75.00 | 10/9/2011 10:57:36 AM |
| soroxy | $25.00 | 10/9/2011 11:07:31 AM |
| b1geasy | $25.00 | 10/9/2011 11:51:25 AM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:07 PM |
| heerzaquestion | $500.00 | 10/9/2011 1:28:35 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:38 PM |
| amlu1988 | $25.00 | 10/9/2011 8:42:39 PM |
| clean-fund | $50.00 | 10/9/2011 11:15:40 PM |
| jstnow | $25.00 | 10/9/2011 10:19:10 PM |
| cashman100 | $94.74 | 10/10/2011 3:18:00 AM |
| trustworthy-hope189 | $50.00 | 10/10/2011 7:29:03 AM |
| mjjjrj | $25.00 | 10/10/2011 8:11:37 AM |
| bass | $35.61 | 10/10/2011 8:35:22 AM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
530893
This series of Notes was issued and sold upon the funding of the borrower loan #54470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $235.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,176 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| garnetchik |
Borrower's state:
| California |
Borrower's group:
| INVESTAR Lenders |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,600.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jul-2009)
620-639
(May-2009)
600-619
(Jul-2008)
580-599
(Jan-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Consolidating all bills to one loan
Purpose of loan:
This loan will be used to consolidate all credit cards and medical bills to one loan with one monthly payment for easier and quicker payment.
My financial situation:
I am a good candidate for this loan because I have had two previous loans through Prosper that I paid off early and I am working toward a debt free life. I am also a lender on Prosper and DO completely appreciate the importance of paying this loan off in full. I do plan to pay more than the minimum required monthly.
Monthly net income: $3,530.96
Monthly expenses: $3247.00
Rent: $ 800.00
Insurance: $ 100.00
Car expenses: $ 360.00
Utilities: $ 100.00
Phone, cable, internet: $ 450.00
Food, entertainment: $ 600.00
Clothing, household expenses: $ 100
Credit cards and other loans: $ 600 (Paid off with this loan)
Medical expenses: $ 137 (Paid off with this loan)
Information in the Description is not verified.
Friends And Family Investments
gpuck has invested a total of
$500.00.
"Vetted borrower! We believe Garnetchik will treat you right. Go to INVESTAR Lenders group page and click "vetting information" for our report."
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LittleMingo | $30.00 | 10/4/2011 5:04:27 PM |
| kind-charming-value | $1,000.00 | 10/4/2011 5:05:15 PM |
| RoZu_Lending | $300.00 | 10/4/2011 5:15:09 PM |
| MoneyForNothing | $100.00 | 10/4/2011 5:01:50 PM |
| whitegold24k | $400.00 | 10/4/2011 5:36:53 PM |
| MoneyForNothing | $28.05 | 10/4/2011 5:03:04 PM |
| CaptainCrunch | $25.00 | 10/4/2011 5:39:45 PM |
| NekHoldings | $25.00 | 10/4/2011 5:59:38 PM |
| JGuide | $471.72 | 10/4/2011 6:05:00 PM |
| Moe87 | $35.36 | 10/4/2011 6:25:45 PM |
| fund-dragster | $47.96 | 10/4/2011 6:30:57 PM |
| whitegold24k | $100.00 | 10/4/2011 5:17:48 PM |
| shrewd-income | $150.00 | 10/4/2011 6:36:45 PM |
| catamaran2024 | $198.75 | 10/4/2011 7:01:43 PM |
| SLN-10 | $100.00 | 10/4/2011 6:56:22 PM |
| irrelevant | $25.00 | 10/4/2011 7:05:19 PM |
| MilitaryLending | $100.02 | 10/4/2011 5:35:49 PM |
| Bob450 | $30.00 | 10/4/2011 6:47:13 PM |
| dickfore | $25.00 | 10/4/2011 7:07:57 PM |
| Socorro_Capital_Partners | $25.01 | 10/4/2011 9:24:15 PM |
| vutah | $30.00 | 10/4/2011 9:39:52 PM |
| Mikale360 | $25.00 | 10/4/2011 10:34:10 PM |
| hellasow | $150.00 | 10/5/2011 3:22:34 AM |
| interstellar | $75.00 | 10/5/2011 4:33:03 AM |
| american-investor | $64.19 | 10/5/2011 4:52:57 AM |
| crw1950 | $25.00 | 10/5/2011 2:46:16 AM |
| loanman2007 | $210.94 | 10/5/2011 4:58:48 AM |
| Kash2010lu | $25.00 | 10/4/2011 5:04:53 PM |
| heavenly-interest9 | $400.00 | 10/4/2011 5:27:59 PM |
| gpuck | $500.00 | 10/4/2011 5:23:58 PM |
| AndChicksforFree | $25.00 | 10/4/2011 5:01:18 PM |
| currency-excellency0 | $75.00 | 10/4/2011 5:02:35 PM |
| sweety075 | $25.00 | 10/4/2011 5:31:34 PM |
| goodhearted-generosity511 | $25.00 | 10/4/2011 5:39:24 PM |
| SolarMoonshine | $50.00 | 10/4/2011 6:22:13 PM |
| 312-Lender | $50.00 | 10/4/2011 5:15:05 PM |
| dime-sapling | $50.00 | 10/4/2011 6:43:32 PM |
| loss-of-control | $100.00 | 10/4/2011 6:45:06 PM |
| well-rounded-dinero | $400.00 | 10/4/2011 7:13:22 PM |
| janeybooboo | $100.00 | 10/4/2011 7:27:12 PM |
| credit-missile | $135.00 | 10/4/2011 6:18:17 PM |
| Reputation1 | $25.00 | 10/4/2011 6:59:42 PM |
| nimble-affluence4 | $25.00 | 10/4/2011 10:30:43 PM |
| credit-guard5 | $25.00 | 10/4/2011 8:29:41 PM |
| mennleo | $88.00 | 10/4/2011 9:57:14 PM |
| Vaanolo | $25.00 | 10/4/2011 10:46:47 PM |
| blackfur | $25.00 | 10/5/2011 4:33:43 AM |
| tolerant-balance7 | $30.00 | 10/4/2011 11:45:47 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
531071
This series of Notes was issued and sold upon the funding of the borrower loan #54502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $563.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 860-879 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $61 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blooming-bonus8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Funds
Purpose of loan:
To complete some minor renovations in home. These include a green updates(LED lighting, etc.), a bath remodel and small amount of deferred maintence items around the home
My financial situation:
I am a good candidate for this loan because I have been continously employed for the past 3 years. Never defaulted on a loan. I have a stable career.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 10/6/2011 5:39:20 PM |
| green-trade-dolphin2 | $25.01 | 10/6/2011 7:51:30 PM |
| finance-symphony7 | $100.00 | 10/6/2011 6:37:27 PM |
| superb-funds335 | $30.00 | 10/6/2011 8:05:29 PM |
| nosualcneas | $25.00 | 10/7/2011 6:04:59 AM |
| indomitable-coin | $25.00 | 10/7/2011 6:29:37 AM |
| credit-coach118 | $80.18 | 10/7/2011 8:46:30 AM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:56 PM |
| LiveNow | $25.00 | 10/8/2011 6:50:08 AM |
| SunsetCoastCapital | $25.00 | 10/8/2011 9:06:55 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:57 AM |
| commerce-yeller | $50.00 | 10/8/2011 11:06:17 AM |
| CatbirdBanking | $25.00 | 10/8/2011 12:39:02 PM |
| natural-worth9 | $5,000.00 | 10/8/2011 2:01:06 PM |
| Preteur | $25.00 | 10/8/2011 3:02:17 PM |
| syrepsorp | $50.00 | 10/8/2011 11:11:57 PM |
| mad-scientist418 | $25.25 | 10/9/2011 7:59:56 AM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:10 PM |
| jescowa | $50.00 | 10/9/2011 12:23:53 PM |
| Interloper | $25.00 | 10/9/2011 7:11:33 PM |
| The_Lendor | $25.00 | 10/9/2011 7:13:32 PM |
| lucrative-rate2 | $50.00 | 10/9/2011 6:49:49 PM |
| blue-relay | $25.00 | 10/9/2011 8:57:54 PM |
| point-compadre | $100.00 | 10/10/2011 11:03:42 AM |
| kenji4861 | $25.00 | 10/10/2011 12:43:48 PM |
| cocopuffs | $25.00 | 10/10/2011 2:29:34 PM |
| navy_cash | $75.00 | 10/11/2011 11:29:38 AM |
| pilot1723 | $25.00 | 10/12/2011 12:34:09 AM |
| RusRobo | $25.00 | 10/12/2011 5:59:10 AM |
| natedog666 | $200.00 | 10/12/2011 6:42:39 AM |
| friendinmoney | $27.82 | 10/12/2011 11:17:02 AM |
| gain-expert | $50.00 | 10/12/2011 3:11:03 PM |
| tranquil-diversification8 | $50.00 | 10/12/2011 3:06:30 PM |
| best-inspiring-deal | $25.00 | 10/12/2011 3:36:20 PM |
| montegomm | $89.00 | 10/12/2011 3:14:34 PM |
| LKN2RTR | $25.00 | 10/12/2011 2:37:11 PM |
| Cory79 | $34.83 | 10/12/2011 4:56:37 PM |
| orbital-gain | $50.00 | 10/12/2011 4:43:47 PM |
| alphaseek | $200.00 | 10/12/2011 4:58:37 PM |
| Charmart | $25.00 | 10/12/2011 5:42:07 PM |
| squadron781 | $25.00 | 10/12/2011 6:08:33 PM |
| Income-Scout | $300.00 | 10/12/2011 6:18:06 PM |
| platinum-czar | $25.00 | 10/12/2011 6:56:00 PM |
| macgeek | $36.86 | 10/12/2011 6:36:32 PM |
| flatline | $200.00 | 10/12/2011 6:26:06 PM |
| GCInvestments | $32.00 | 10/12/2011 8:18:25 PM |
| EastBayCapital | $75.00 | 10/12/2011 9:09:04 PM |
| Weaverville | $100.00 | 10/12/2011 9:17:38 PM |
| george6791 | $50.00 | 10/12/2011 8:20:29 PM |
| OzGuy609 | $25.00 | 10/12/2011 10:20:46 PM |
| thrifty-note2 | $25.00 | 10/13/2011 5:36:31 AM |
| ddog0224 | $50.00 | 10/13/2011 5:05:37 AM |
| moneytolend72 | $45.00 | 10/13/2011 7:29:59 AM |
| cash-spinner | $50.00 | 10/13/2011 7:57:02 AM |
| shrewd-peace7 | $25.00 | 10/13/2011 8:07:40 AM |
| ScottCapital | $25.00 | 10/13/2011 7:31:16 AM |
| first-serene-credit | $25.00 | 10/13/2011 7:42:46 AM |
| return-seeker85 | $50.00 | 10/13/2011 7:48:28 AM |
| dud | $50.00 | 10/13/2011 9:30:38 AM |
| quarkyuzu | $50.00 | 10/13/2011 9:39:14 AM |
| UBOtto186 | $100.00 | 10/13/2011 9:52:35 AM |
| skaught | $30.00 | 10/13/2011 12:09:56 PM |
| yield-quest | $200.00 | 10/13/2011 1:25:07 PM |
| Castelj | $75.00 | 10/13/2011 1:40:01 PM |
| Rivervale_Westwood | $500.00 | 10/13/2011 11:59:31 AM |
| oxnard | $75.00 | 10/13/2011 2:00:21 PM |
| invest1006 | $64.42 | 10/13/2011 1:19:36 PM |
| repaymeplease | $41.91 | 10/13/2011 1:44:26 PM |
| worth-sanctuary9 | $27.11 | 10/13/2011 2:39:03 PM |
| kind-important-liberty9 | $25.00 | 10/13/2011 2:43:02 PM |
| msh345 | $25.00 | 10/13/2011 2:47:02 PM |
| DonaldColorado | $500.00 | 10/13/2011 4:29:18 PM |
| VQ35 | $31.88 | 10/13/2011 3:31:08 PM |
| dordee | $50.00 | 10/13/2011 3:34:40 PM |
| brandon612 | $37.19 | 10/13/2011 3:51:29 PM |
| SummitAdvisors | $44.00 | 10/13/2011 5:08:47 PM |
| rsirois | $26.00 | 10/13/2011 4:42:51 PM |
| repaymeplease | $25.00 | 10/13/2011 5:03:32 PM |
| mooselegs19 | $30.00 | 10/13/2011 5:02:38 PM |
| jnmt78 | $66.10 | 10/13/2011 5:07:49 PM |
| SolarMoonshine | $151.28 | 10/13/2011 5:59:47 PM |
| Astyanax | $125.00 | 10/13/2011 5:29:12 PM |
| responsibility-butterfly | $25.00 | 10/7/2011 6:42:59 AM |
| sjlender | $100.00 | 10/6/2011 5:59:19 PM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:32 AM |
| organized-payment6 | $50.00 | 10/7/2011 8:13:47 AM |
| diablorulz | $50.00 | 10/7/2011 11:56:28 AM |
| caring-hope2 | $200.00 | 10/7/2011 1:05:35 PM |
| Theodon | $50.00 | 10/8/2011 4:10:34 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:29 AM |
| radforj22 | $25.00 | 10/8/2011 1:35:45 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:25 PM |
| appleblossomlending | $25.00 | 10/8/2011 4:49:34 PM |
| KlarthXVII | $50.00 | 10/9/2011 11:37:28 AM |
| penny-finder | $27.71 | 10/9/2011 3:38:50 PM |
| tacopants | $200.00 | 10/10/2011 10:11:21 AM |
| Natronpee | $25.00 | 10/10/2011 11:10:35 AM |
| life-is-great | $25.00 | 10/10/2011 11:42:47 AM |
| a-unflappable-finance | $100.00 | 10/10/2011 1:26:45 PM |
| astute-fairness0 | $25.00 | 10/11/2011 6:29:00 AM |
| velocity-solo | $25.00 | 10/11/2011 7:42:33 AM |
| fervent-currency5 | $25.00 | 10/11/2011 2:37:44 PM |
| fervent-repayment | $25.00 | 10/11/2011 4:16:54 PM |
| the-gold-quark | $70.83 | 10/11/2011 10:16:12 PM |
| sharp-return7 | $25.00 | 10/12/2011 12:27:21 AM |
| credit-panda1 | $25.00 | 10/12/2011 3:09:49 AM |
| scholarly-benefit5 | $50.00 | 10/12/2011 6:19:10 AM |
| JoeXB | $50.00 | 10/12/2011 9:21:40 AM |
| credit-bliss8 | $25.00 | 10/12/2011 9:50:18 AM |
| riskadverse44 | $50.00 | 10/12/2011 1:17:41 PM |
| boater01 | $50.00 | 10/12/2011 1:44:01 PM |
| FRANCISPAULR | $750.00 | 10/12/2011 2:41:29 PM |
| justonejake | $100.00 | 10/12/2011 3:35:25 PM |
| worthy-bid8 | $50.00 | 10/12/2011 5:07:25 PM |
| Dubbs360 | $50.00 | 10/12/2011 3:34:03 PM |
| kind-value-pouch | $45.00 | 10/12/2011 4:15:51 PM |
| compoundinterest | $50.00 | 10/12/2011 5:07:42 PM |
| progressive-economy261 | $400.00 | 10/12/2011 5:19:36 PM |
| upright-silver | $25.00 | 10/12/2011 5:33:43 PM |
| investment-comet | $25.00 | 10/12/2011 6:55:58 PM |
| rmachi | $25.00 | 10/12/2011 8:34:54 PM |
| Sixmil | $100.00 | 10/12/2011 9:08:43 PM |
| credit-rocket4 | $25.00 | 10/12/2011 8:20:30 PM |
| witty-compassion | $25.00 | 10/12/2011 8:30:35 PM |
| soular21804 | $25.00 | 10/13/2011 4:28:51 AM |
| Whitewall | $25.00 | 10/13/2011 5:27:28 AM |
| malomar66 | $50.00 | 10/12/2011 11:10:00 PM |
| justme4now | $30.00 | 10/13/2011 5:11:07 AM |
| pro-fl | $32.16 | 10/13/2011 5:41:45 AM |
| john0720 | $25.00 | 10/13/2011 6:21:10 AM |
| thedoctor | $100.00 | 10/13/2011 7:27:21 AM |
| octoberfresh | $25.00 | 10/13/2011 7:58:31 AM |
| bold-phenomenal-funds | $150.00 | 10/13/2011 8:33:15 AM |
| AndChicksforFree | $25.00 | 10/13/2011 8:58:07 AM |
| income-plato | $100.00 | 10/13/2011 9:16:03 AM |
| ImaPutz | $25.00 | 10/13/2011 9:34:33 AM |
| Philman | $25.00 | 10/13/2011 10:01:09 AM |
| John_Galt | $66.00 | 10/13/2011 10:18:05 AM |
| GrayStudio | $25.00 | 10/13/2011 11:46:54 AM |
| pacos1 | $25.00 | 10/13/2011 12:36:25 PM |
| JustMee | $25.00 | 10/13/2011 12:42:26 PM |
| selector568 | $604.88 | 10/13/2011 12:14:19 PM |
| lender-inc | $25.91 | 10/13/2011 12:49:52 PM |
| EODLEGS | $25.00 | 10/13/2011 12:57:54 PM |
| Digs | $25.00 | 10/13/2011 1:55:02 PM |
| repaymeplease | $100.00 | 10/13/2011 1:46:03 PM |
| tomdooley12520 | $25.00 | 10/13/2011 2:04:28 PM |
| exponential-reward081 | $50.00 | 10/13/2011 2:08:32 PM |
| FredHead3 | $34.05 | 10/13/2011 2:44:53 PM |
| TCayce | $25.00 | 10/13/2011 3:48:54 PM |
| blLending | $25.00 | 10/13/2011 4:00:28 PM |
| nycfinance | $25.00 | 10/13/2011 4:35:01 PM |
| ujiba | $50.00 | 10/13/2011 3:57:56 PM |
| wlm3012 | $30.00 | 10/13/2011 4:34:59 PM |
| iceman35 | $30.00 | 10/13/2011 4:52:46 PM |
| musososeki | $50.00 | 10/13/2011 5:08:24 PM |
| listing-cloud | $25.00 | 10/13/2011 5:29:58 PM |
| paul1 | $28.55 | 10/13/2011 5:16:08 PM |
| shaneaj | $514.00 | 10/13/2011 5:14:35 PM |
| bessbird | $285.07 | 10/13/2011 5:31:39 PM |
| first-class-yield9 | $50.00 | 10/13/2011 5:41:09 PM |
| BOZO88 | $50.00 | 10/13/2011 5:59:24 PM |
| 162 Investments
|
Borrower Payment Dependent Notes Series
531073
This series of Notes was issued and sold upon the funding of the borrower loan #54513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,851 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| listing-hugger |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 10/5/2011 5:02:24 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:51 PM |
| MarvintheMartian | $25.00 | 10/5/2011 5:19:35 PM |
| imlosttoo | $25.00 | 10/5/2011 7:04:34 PM |
| sjlender | $100.00 | 10/5/2011 9:58:27 PM |
| superb-funds335 | $30.00 | 10/5/2011 9:25:39 PM |
| Interloper | $25.00 | 10/5/2011 11:11:59 PM |
| wonder3 | $25.00 | 10/6/2011 6:28:43 AM |
| organized-payment6 | $50.00 | 10/6/2011 5:47:23 AM |
| Preteur | $25.00 | 10/6/2011 1:37:27 PM |
| wkeboarder21 | $50.00 | 10/6/2011 4:56:07 PM |
| diablorulz | $50.00 | 10/7/2011 11:56:25 AM |
| payment-halo | $25.00 | 10/8/2011 9:02:27 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:53 AM |
| britgsb | $75.00 | 10/8/2011 11:19:24 AM |
| best-asset-jedi | $50.00 | 10/8/2011 11:55:08 AM |
| Whipster | $40.00 | 10/8/2011 12:58:34 PM |
| upperdeck | $25.00 | 10/8/2011 1:37:46 PM |
| Brisket_Bob | $34.01 | 10/8/2011 3:26:20 PM |
| liberty-point | $100.00 | 10/8/2011 6:21:13 PM |
| marwadi-62 | $25.00 | 10/8/2011 6:05:57 PM |
| Rivervale_Westwood | $25.00 | 10/9/2011 5:51:02 AM |
| ddog0224 | $50.00 | 10/9/2011 1:59:57 AM |
| CashFlow13 | $500.00 | 10/9/2011 10:38:12 AM |
| UHcougars | $25.37 | 10/9/2011 11:32:34 AM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:59 PM |
| sparkling-contract7 | $25.00 | 10/9/2011 2:28:40 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:55 PM |
| dime-sprout | $25.00 | 10/9/2011 5:57:45 PM |
| finance-dandelion | $100.00 | 10/9/2011 6:24:11 PM |
| julijask | $25.00 | 10/9/2011 8:13:59 PM |
| Saleen06 | $30.00 | 10/9/2011 9:09:54 PM |
| LoanerPrincipal | $25.00 | 10/9/2011 8:53:36 PM |
| PalmerTheEmbalmer | $25.62 | 10/9/2011 10:07:25 PM |
| economy-popcorn | $25.00 | 10/9/2011 9:21:02 PM |
| loot-castanets | $25.00 | 10/10/2011 6:31:51 AM |
| treasure-hunter270 | $25.00 | 10/10/2011 8:40:53 AM |
| worth-blanket2 | $5,900.00 | 10/10/2011 9:46:02 AM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:04:03 AM |
| the-discrete-income | $25.00 | 10/5/2011 5:17:19 PM |
| Bank_Of_XL | $25.00 | 10/5/2011 5:43:43 PM |
| equitable-capital758 | $350.00 | 10/6/2011 9:07:02 AM |
| Investor_DP | $100.00 | 10/6/2011 5:43:41 PM |
| ptjg | $25.00 | 10/6/2011 10:05:27 PM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:26 PM |
| credit-coach118 | $25.00 | 10/7/2011 1:30:42 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:53 PM |
| fervent-repayment | $25.00 | 10/8/2011 6:06:54 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:25 AM |
| Untiedshu | $40.00 | 10/8/2011 11:21:27 AM |
| ethicalhumanist | $100.00 | 10/8/2011 11:54:47 AM |
| compoundinterest | $50.00 | 10/8/2011 12:08:20 PM |
| mennleo | $100.00 | 10/8/2011 12:07:49 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:21:58 PM |
| DreDub | $50.00 | 10/8/2011 1:13:05 PM |
| pnace | $45.00 | 10/8/2011 4:56:27 PM |
| AndChicksforFree | $25.00 | 10/8/2011 5:25:30 PM |
| Chessplayer71 | $30.00 | 10/8/2011 7:39:49 PM |
| best-listing-toro | $25.00 | 10/8/2011 8:56:20 PM |
| alphaseek | $100.00 | 10/9/2011 4:06:48 AM |
| red-favorable-basis | $25.00 | 10/9/2011 6:27:11 AM |
| golden-cat | $25.00 | 10/9/2011 7:03:19 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:42 AM |
| Pitufo | $25.00 | 10/9/2011 1:38:08 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:39 PM |
| trustworthy-hope189 | $40.00 | 10/10/2011 7:43:40 AM |
| wwwUniversal | $25.00 | 10/10/2011 9:13:19 AM |
| mrsp2e | $25.00 | 10/10/2011 9:28:15 AM |
| forthright-trade | $50.00 | 10/10/2011 10:06:30 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
531133
This series of Notes was issued and sold upon the funding of the borrower loan #54533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $322.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,515 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| basis-system |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
|
|
Principal balance:
| $2,964.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Consolidate high-rate credit cards
My financial situation:
I am a good candidate for this loan because...I have an excellent record of paying my debts and am securely employed with plenty of income
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mrpowers5531 | $25.00 | 10/10/2011 5:34:55 AM |
| rolltide09 | $25.00 | 10/5/2011 5:02:25 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:35 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:51 PM |
| BrLender | $50.00 | 10/5/2011 6:21:22 PM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:38:29 AM |
| CFOGO | $25.00 | 10/6/2011 4:51:19 AM |
| organized-payment6 | $50.00 | 10/6/2011 5:47:24 AM |
| JustMee | $25.00 | 10/6/2011 6:23:59 AM |
| tolerant-dinero2 | $50.00 | 10/6/2011 7:21:22 AM |
| john0720 | $50.00 | 10/6/2011 6:29:23 AM |
| SOP_Bank | $25.00 | 10/6/2011 7:37:18 AM |
| mennleo | $100.00 | 10/6/2011 7:43:25 AM |
| Rivervale_Westwood | $50.00 | 10/6/2011 6:44:06 AM |
| dlenz | $25.00 | 10/6/2011 7:09:19 AM |
| orbital-gain | $50.00 | 10/6/2011 8:34:09 AM |
| kenji4861 | $25.00 | 10/6/2011 10:00:33 AM |
| caring-hope2 | $100.00 | 10/6/2011 10:55:38 AM |
| generous-deal6 | $50.00 | 10/6/2011 1:04:47 PM |
| Sneezie | $100.00 | 10/6/2011 12:24:44 PM |
| Preteur | $25.00 | 10/6/2011 1:37:27 PM |
| the-discrete-income | $100.00 | 10/6/2011 5:05:55 PM |
| principal-bull | $25.00 | 10/6/2011 7:51:31 PM |
| availableloan | $25.00 | 10/6/2011 10:18:34 PM |
| the-capital-shooter | $125.00 | 10/7/2011 11:53:26 AM |
| return-seeker85 | $50.00 | 10/7/2011 8:37:30 PM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:29 AM |
| Supernick | $100.00 | 10/8/2011 5:58:07 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:25 AM |
| adir1 | $25.00 | 10/8/2011 8:21:55 AM |
| Johnab | $25.02 | 10/8/2011 10:15:17 AM |
| britgsb | $75.00 | 10/8/2011 11:12:03 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:53 AM |
| DreDub | $50.00 | 10/8/2011 1:13:05 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:23 PM |
| syrepsorp | $50.00 | 10/8/2011 11:11:55 PM |
| OregonDane | $25.00 | 10/9/2011 10:36:06 AM |
| life-is-great | $25.00 | 10/9/2011 12:03:43 PM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:09 PM |
| secureincome | $1,000.00 | 10/10/2011 4:24:16 AM |
| GElender | $40.00 | 10/10/2011 5:56:22 AM |
| rdrloan | $50.00 | 10/10/2011 7:50:05 AM |
| mrsp2e | $25.00 | 10/10/2011 9:27:18 AM |
| restless-balance | $25.00 | 10/10/2011 9:49:50 AM |
| georgedorn | $25.00 | 10/10/2011 12:00:11 PM |
| frooogal | $50.00 | 10/10/2011 1:51:43 PM |
| bazaar-tiramisu4 | $25.00 | 10/10/2011 1:01:13 PM |
| the-inspired-justice | $50.00 | 10/10/2011 2:25:42 PM |
| first-serene-credit | $25.00 | 10/10/2011 2:27:42 PM |
| heerzaquestion | $50.00 | 10/10/2011 4:58:21 PM |
| C_Mark | $75.00 | 10/10/2011 5:32:57 PM |
| fervent-repayment | $25.00 | 10/10/2011 6:22:18 PM |
| Ven58 | $25.00 | 10/10/2011 7:35:11 PM |
| Planecourage | $25.00 | 10/10/2011 11:40:17 PM |
| yoyoclock | $25.00 | 10/11/2011 1:10:09 AM |
| wam37 | $25.00 | 10/11/2011 4:41:16 AM |
| reward-awakening | $43.90 | 10/11/2011 11:26:21 AM |
| fervent-currency5 | $25.00 | 10/11/2011 2:37:43 PM |
| Cherrypicker | $50.00 | 10/11/2011 3:10:55 PM |
| damage | $25.00 | 10/11/2011 4:13:31 PM |
| money-bauble | $200.00 | 10/11/2011 5:08:09 PM |
| grf1945 | $25.00 | 10/11/2011 4:56:29 PM |
| safe-kindness5 | $25.00 | 10/11/2011 6:40:25 PM |
| auction-seeker | $25.00 | 10/11/2011 7:20:02 PM |
| Steveoo1 | $100.00 | 10/11/2011 7:12:53 PM |
| listing-vista | $50.00 | 10/11/2011 7:16:28 PM |
| Bodyboard | $44.94 | 10/11/2011 6:58:05 PM |
| mrmojado | $27.88 | 10/11/2011 7:45:52 PM |
| Grenin | $50.00 | 10/11/2011 8:25:46 PM |
| bejfishing | $25.00 | 10/11/2011 8:12:46 PM |
| GCInvestments | $29.00 | 10/11/2011 8:51:25 PM |
| wise-benjamins-fortress | $25.00 | 10/11/2011 10:05:06 PM |
| cybernosha | $25.00 | 10/12/2011 4:45:33 AM |
| crw1950 | $50.97 | 10/12/2011 5:05:13 AM |
| sc5 | $30.00 | 10/12/2011 5:05:19 AM |
| RusRobo | $25.00 | 10/12/2011 5:59:09 AM |
| ILoveSydney | $100.00 | 10/12/2011 6:09:13 AM |
| MissionMicroFinance | $25.00 | 10/12/2011 6:11:36 AM |
| healthy-peso9 | $25.00 | 10/12/2011 6:31:09 AM |
| pious-benjamins1 | $26.00 | 10/12/2011 6:49:18 AM |
| green28 | $300.00 | 10/12/2011 8:17:38 AM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:04:03 AM |
| compoundinterest | $50.00 | 10/5/2011 5:07:50 PM |
| green-trade-dolphin2 | $25.00 | 10/5/2011 5:13:35 PM |
| MarvintheMartian | $25.00 | 10/5/2011 5:21:10 PM |
| penny-finder | $25.00 | 10/5/2011 5:38:51 PM |
| seabass123 | $25.21 | 10/5/2011 9:34:09 PM |
| credit-coach118 | $40.00 | 10/5/2011 11:11:28 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:51 PM |
| sjlender | $100.00 | 10/5/2011 9:58:28 PM |
| indomitable-coin | $25.00 | 10/6/2011 4:12:32 AM |
| chameleon125 | $25.00 | 10/6/2011 5:49:49 AM |
| jmeasn | $50.00 | 10/6/2011 10:05:16 AM |
| FinDoc | $25.00 | 10/6/2011 3:04:27 PM |
| ptjg | $25.00 | 10/6/2011 10:05:28 PM |
| interstellar | $75.00 | 10/7/2011 2:51:32 AM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:30 AM |
| nosualcneas | $25.00 | 10/7/2011 6:04:57 AM |
| silvercertificate | $25.00 | 10/7/2011 8:03:09 AM |
| jazz619 | $25.00 | 10/7/2011 7:07:40 AM |
| focused-benefit3 | $30.00 | 10/7/2011 12:11:06 PM |
| diablorulz | $50.00 | 10/7/2011 11:56:26 AM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:53 PM |
| smear87 | $25.00 | 10/7/2011 3:07:48 PM |
| LongTail | $36.00 | 10/7/2011 10:20:14 PM |
| George2384 | $25.00 | 10/7/2011 10:28:41 PM |
| radforj22 | $25.00 | 10/8/2011 2:50:25 AM |
| alpinaut | $25.00 | 10/8/2011 5:16:24 AM |
| p2p-eagle9 | $25.00 | 10/8/2011 5:25:47 AM |
| fuzed | $75.00 | 10/8/2011 7:12:40 AM |
| amerigor | $35.00 | 10/8/2011 7:14:31 AM |
| mtp | $100.00 | 10/8/2011 8:24:57 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:08 AM |
| FlexFunding | $50.00 | 10/8/2011 9:06:23 AM |
| awwaww | $25.00 | 10/8/2011 11:24:38 AM |
| susurrus | $25.00 | 10/8/2011 7:21:32 PM |
| 13nd3r | $25.00 | 10/9/2011 6:20:12 AM |
| 108lender | $400.00 | 10/9/2011 10:04:14 AM |
| soroxy | $25.00 | 10/9/2011 11:09:25 AM |
| jescowa | $50.00 | 10/9/2011 12:23:51 PM |
| Hartfelt | $25.00 | 10/9/2011 12:54:43 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:39 PM |
| green-interest-web | $50.00 | 10/9/2011 6:24:59 PM |
| LendingSingularity | $63.00 | 10/9/2011 6:08:33 PM |
| Interloper | $25.00 | 10/9/2011 7:11:32 PM |
| dreamhope | $25.00 | 10/10/2011 8:11:22 AM |
| Socorro_Capital_Partners | $25.01 | 10/10/2011 8:19:59 AM |
| Attract | $74.95 | 10/10/2011 10:18:31 AM |
| Natronpee | $25.00 | 10/10/2011 11:10:34 AM |
| Solid-Platinum | $25.00 | 10/10/2011 11:37:00 AM |
| misit | $25.00 | 10/10/2011 1:11:42 PM |
| income-awakening6 | $25.00 | 10/10/2011 1:01:10 PM |
| platinum-czar | $25.00 | 10/10/2011 3:05:33 PM |
| mystical-fairness4 | $100.00 | 10/10/2011 3:21:49 PM |
| head | $25.00 | 10/10/2011 6:45:45 PM |
| houli123 | $100.00 | 10/11/2011 2:02:45 AM |
| Supernick | $100.00 | 10/11/2011 4:44:44 AM |
| bcash1 | $50.00 | 10/11/2011 4:48:07 AM |
| velocity-solo | $25.00 | 10/11/2011 7:42:32 AM |
| rmpedi33 | $25.00 | 10/11/2011 12:16:39 PM |
| mad-scientist418 | $25.00 | 10/11/2011 1:42:17 PM |
| reinforced-reward | $25.00 | 10/11/2011 1:18:41 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:07:57 PM |
| jpblan11 | $25.00 | 10/11/2011 4:05:28 PM |
| AF-Chief | $25.00 | 10/11/2011 4:29:44 PM |
| best-phenomenal-treasure | $25.00 | 10/11/2011 4:54:54 PM |
| first-class-yield9 | $40.00 | 10/11/2011 6:39:56 PM |
| charming-exchange7 | $25.00 | 10/11/2011 6:37:02 PM |
| Nazbuster | $50.00 | 10/11/2011 6:43:47 PM |
| fiddlerzvi | $50.00 | 10/11/2011 6:52:35 PM |
| YellowJacket | $25.00 | 10/11/2011 8:15:26 PM |
| gain-expert | $50.00 | 10/11/2011 9:02:24 PM |
| Bank_of_E-Ville | $25.00 | 10/11/2011 9:49:40 PM |
| syrepsorp | $50.00 | 10/11/2011 9:01:13 PM |
| peso-tostada | $25.00 | 10/11/2011 9:30:01 PM |
| justice-mussel2 | $25.00 | 10/11/2011 11:16:01 PM |
| PalmerTheEmbalmer | $30.09 | 10/11/2011 11:19:11 PM |
| Ripsaw4U | $50.00 | 10/12/2011 3:05:36 AM |
| bds9646 | $25.00 | 10/12/2011 2:59:26 AM |
| alphaseek | $200.00 | 10/12/2011 3:47:55 AM |
| SallyLu | $44.10 | 10/12/2011 5:15:21 AM |
| scholarly-benefit5 | $50.00 | 10/12/2011 6:19:09 AM |
| peace-flower9 | $50.00 | 10/12/2011 6:51:49 AM |
| VBPlayer | $30.00 | 10/12/2011 6:42:32 AM |
| blooming-kindness | $25.00 | 10/12/2011 6:59:56 AM |
| DanLash | $25.00 | 10/12/2011 7:39:51 AM |
| green28 | $23.93 | 10/12/2011 8:18:11 AM |
| point-monger5 | $400.00 | 10/12/2011 7:50:23 AM |
| promise2 | $100.00 | 10/12/2011 8:14:15 AM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
531141
This series of Notes was issued and sold upon the funding of the borrower loan #54546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,820 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vizontec207 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
|
|
Principal balance:
| $4,126.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Paying off credit cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:00 AM |
| social-cocktail1 | $200.00 | 10/7/2011 9:04:36 AM |
| golffish2 | $25.00 | 10/7/2011 9:03:25 AM |
| finance-prescription | $100.00 | 10/7/2011 9:11:27 AM |
| IntrepidInvestment | $25.00 | 10/7/2011 9:18:23 AM |
| reflective-rupee | $25.00 | 10/7/2011 10:13:51 AM |
| susurrus | $25.00 | 10/7/2011 11:16:37 AM |
| wonder3 | $30.00 | 10/7/2011 10:26:17 AM |
| bullish2bearish | $35.00 | 10/7/2011 10:32:57 AM |
| focused-benefit3 | $30.00 | 10/7/2011 12:11:07 PM |
| genelinist | $52.23 | 10/7/2011 12:45:23 PM |
| amlu1988 | $25.00 | 10/7/2011 1:18:19 PM |
| orbital-gain | $50.00 | 10/7/2011 1:01:25 PM |
| LittleMingo | $25.00 | 10/7/2011 5:35:56 PM |
| phenomenal-gain5 | $25.00 | 10/7/2011 7:26:42 PM |
| Kaj | $40.00 | 10/7/2011 7:58:26 PM |
| green-rapid-openness | $100.00 | 10/7/2011 9:25:45 PM |
| kendigme | $25.00 | 10/8/2011 6:40:31 AM |
| DoctorJoe | $25.00 | 10/8/2011 6:56:12 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:11 AM |
| diplomatic-wealth7 | $25.00 | 10/8/2011 12:19:28 PM |
| jgar_O | $25.00 | 10/8/2011 12:04:36 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:18 PM |
| tnjohnso | $25.00 | 10/8/2011 1:15:24 PM |
| first-dinero-paladin | $35.00 | 10/8/2011 2:13:22 PM |
| Banker2OO7 | $50.00 | 10/8/2011 5:23:59 PM |
| matthewa | $25.00 | 10/8/2011 6:34:30 PM |
| careful-return0 | $25.00 | 10/8/2011 10:53:25 PM |
| first-cash-producer | $25.00 | 10/9/2011 8:06:45 AM |
| wampum-library4 | $25.00 | 10/9/2011 9:25:33 AM |
| whitegold24k | $500.00 | 10/9/2011 10:25:03 AM |
| gold-virtuoso | $35.00 | 10/9/2011 11:22:37 AM |
| tolerant-dinero2 | $100.00 | 10/9/2011 12:06:28 PM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:38 PM |
| Pitufo | $27.07 | 10/9/2011 2:24:30 PM |
| Pitufo | $25.00 | 10/9/2011 2:26:14 PM |
| money-baron-Roth401k | $25.00 | 10/9/2011 2:33:05 PM |
| Madmigel | $50.00 | 10/9/2011 9:01:55 PM |
| LoanerPrincipal | $25.00 | 10/9/2011 8:53:37 PM |
| GElender | $40.00 | 10/10/2011 5:56:22 AM |
| stock106 | $25.00 | 10/10/2011 7:11:29 AM |
| Rogelio48 | $25.00 | 10/10/2011 8:32:12 AM |
| mrsp2e | $25.00 | 10/10/2011 9:27:33 AM |
| sgt-schultz | $25.00 | 10/10/2011 12:48:49 PM |
| listing-bada-bing | $50.00 | 10/10/2011 2:46:25 PM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:28 PM |
| compassion-artisan9 | $25.00 | 10/10/2011 5:23:08 PM |
| superboss-awesomefist | $25.00 | 10/10/2011 7:49:09 PM |
| houli123 | $25.00 | 10/11/2011 2:05:17 AM |
| Otagaini | $25.00 | 10/11/2011 4:23:58 AM |
| worldly-money4 | $500.00 | 10/11/2011 6:46:12 AM |
| enchanted-note | $25.00 | 10/11/2011 7:31:40 AM |
| first-serene-credit | $25.00 | 10/11/2011 9:17:46 AM |
| fairness-atmosphere | $25.00 | 10/11/2011 11:48:25 AM |
| bold-direct-asset | $50.00 | 10/11/2011 12:10:52 PM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:54:49 PM |
| AF-Chief | $25.00 | 10/11/2011 4:29:45 PM |
| tolerant-balance7 | $30.00 | 10/11/2011 9:20:17 PM |
| high_flyer | $100.00 | 10/11/2011 8:44:01 PM |
| new-marketplace-lyrics | $25.00 | 10/11/2011 11:54:28 PM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:51 AM |
| wonderous-power | $25.00 | 10/12/2011 5:11:25 AM |
| resolute-justice413 | $100.00 | 10/12/2011 5:13:25 AM |
| range2 | $50.00 | 10/12/2011 5:18:26 AM |
| B2152 | $25.00 | 10/12/2011 5:22:12 AM |
| star30 | $29.35 | 10/12/2011 7:54:43 AM |
| rubylender | $25.00 | 10/12/2011 8:24:21 AM |
| bid-stockpiler1 | $150.00 | 10/12/2011 9:21:18 AM |
| num1irish | $100.00 | 10/12/2011 2:44:54 PM |
| best-income-fertilizer | $100.00 | 10/12/2011 2:53:18 PM |
| wise-balanced-moola | $25.00 | 10/12/2011 3:42:23 PM |
| burrito6 | $50.00 | 10/12/2011 5:08:06 PM |
| worth-blanket2 | $800.00 | 10/12/2011 5:14:57 PM |
| loss-of-control | $51.00 | 10/12/2011 5:38:49 PM |
| janeybooboo | $100.00 | 10/7/2011 9:09:05 AM |
| the-discrete-income | $50.00 | 10/7/2011 9:04:28 AM |
| Whipster | $40.00 | 10/7/2011 9:10:02 AM |
| sweety075 | $25.00 | 10/7/2011 10:05:52 AM |
| credit-coach118 | $30.47 | 10/7/2011 9:14:14 AM |
| green-trade-dolphin | $25.00 | 10/7/2011 10:26:42 AM |
| loanman2007 | $50.00 | 10/7/2011 10:44:23 AM |
| millionaireat40 | $25.00 | 10/7/2011 11:50:22 AM |
| good4loan | $25.00 | 10/7/2011 1:22:43 PM |
| justasoldier | $75.00 | 10/7/2011 3:21:43 PM |
| shrewd-income | $25.00 | 10/7/2011 5:41:59 PM |
| FinanceEngine | $40.00 | 10/7/2011 7:45:35 PM |
| Fabiolous | $100.00 | 10/7/2011 10:15:00 PM |
| twjh | $25.00 | 10/8/2011 12:14:19 AM |
| shawnw2 | $100.00 | 10/8/2011 12:49:31 AM |
| interstellar | $75.00 | 10/8/2011 4:29:26 AM |
| chameleon125 | $25.00 | 10/8/2011 6:21:27 AM |
| smontgom | $25.00 | 10/8/2011 7:14:51 AM |
| trumpeter5 | $25.00 | 10/8/2011 8:12:43 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:24 AM |
| handy-justice | $100.00 | 10/8/2011 12:23:14 PM |
| genuine-integrity0 | $25.00 | 10/8/2011 1:54:01 PM |
| CatbirdBanking | $25.00 | 10/8/2011 2:25:23 PM |
| durability-halibut | $25.00 | 10/8/2011 3:32:04 PM |
| luv4cycling | $25.00 | 10/8/2011 3:54:15 PM |
| well-mannered-income3 | $40.00 | 10/8/2011 6:23:15 PM |
| CashFlow13 | $1,000.00 | 10/9/2011 7:01:31 AM |
| tntmojave | $50.00 | 10/9/2011 7:16:07 AM |
| supreme-hope | $25.00 | 10/9/2011 5:52:26 AM |
| leverage-ectasy | $25.00 | 10/9/2011 9:40:09 AM |
| felicity-daydream | $25.00 | 10/9/2011 10:26:10 AM |
| ommcd | $25.00 | 10/9/2011 11:14:57 AM |
| omegamon1 | $25.00 | 10/9/2011 12:53:37 PM |
| momentous-value | $25.00 | 10/9/2011 6:04:18 PM |
| suave-dime6 | $25.00 | 10/10/2011 6:33:26 AM |
| omegamon1 | $25.00 | 10/10/2011 6:30:03 AM |
| Mariner3605 | $25.00 | 10/10/2011 6:40:11 AM |
| heavenly-interest9 | $400.00 | 10/10/2011 7:55:44 AM |
| Socorro_Capital_Partners | $25.01 | 10/10/2011 8:20:49 AM |
| jcw3rd | $25.00 | 10/10/2011 12:15:49 PM |
| loan-hacker | $25.00 | 10/10/2011 6:46:20 PM |
| high_flyer | $100.00 | 10/10/2011 6:58:20 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:03 PM |
| kendigme | $25.00 | 10/11/2011 4:10:53 AM |
| NolockHolmes | $50.00 | 10/10/2011 10:31:32 PM |
| silvercertificate | $25.00 | 10/11/2011 6:30:12 AM |
| terrific-p2ploan | $25.00 | 10/11/2011 7:32:42 AM |
| fireferd | $25.00 | 10/11/2011 9:00:10 AM |
| tender-commerce8 | $50.00 | 10/11/2011 11:20:54 AM |
| Madmigel | $50.00 | 10/11/2011 3:33:47 PM |
| DreamIsReal | $44.19 | 10/11/2011 4:31:38 PM |
| lightninghcky7 | $25.00 | 10/11/2011 6:33:31 PM |
| irrelevant | $25.00 | 10/11/2011 7:05:35 PM |
| Kash2010lu | $30.00 | 10/12/2011 4:44:15 AM |
| kendigme | $25.00 | 10/12/2011 4:30:03 AM |
| myidear | $25.00 | 10/12/2011 5:14:51 AM |
| js44043 | $25.00 | 10/12/2011 7:02:20 AM |
| Bob450 | $25.00 | 10/12/2011 7:48:02 AM |
| point-monger5 | $400.00 | 10/12/2011 7:50:24 AM |
| green28 | $200.00 | 10/12/2011 8:21:00 AM |
| Leshan | $50.00 | 10/12/2011 8:33:06 AM |
| FigTree | $50.00 | 10/12/2011 10:25:51 AM |
| CA-Lender | $25.00 | 10/12/2011 10:15:23 AM |
| neutrino6 | $25.00 | 10/12/2011 11:35:08 AM |
| openness-confidant | $25.00 | 10/12/2011 12:00:45 PM |
| Midg | $25.00 | 10/12/2011 11:33:48 AM |
| reward-dynamo | $40.00 | 10/12/2011 11:54:32 AM |
| a-credit-rotation | $25.00 | 10/12/2011 1:36:58 PM |
| mlj0671 | $25.00 | 10/12/2011 1:42:39 PM |
| fund-bauble | $25.00 | 10/12/2011 2:11:35 PM |
| thomas16882004 | $25.00 | 10/12/2011 5:20:32 PM |
| flaguynice | $25.00 | 10/12/2011 4:39:57 PM |
| MoneyForNothing | $0.68 | 10/12/2011 5:39:23 PM |
| 147 Investments
|
Borrower Payment Dependent Notes Series
531161
This series of Notes was issued and sold upon the funding of the borrower loan #54543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 33
/
32 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,074 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| EpiDoc216 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| ALL DOCTORS MD,DO,OD,DDS,DMD,PhD,DVM,DPM,DC,PharmD,J |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 27 ( 68% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,500.00 | < 31 days late:
| 11
( 28% )
| 660-679
(Jan-2008)
620-639
(Jul-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 2
( 5% )
|
|
Total payments billed:
| 40 | | |
Description
Home repair
Purpose of loan:
Our house was recently damaged during the storm and we also had a giant garden sinkhole. Unfortunately, insurance company won't cover any of the damage. We already took out a small personal loan to repair flooded basement and fill the sinkhole.
This loan will be used to pay for the last part of home repair.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jhouman | $50.00 | 10/7/2011 11:50:31 AM |
| the-discrete-income | $25.00 | 10/7/2011 9:04:29 AM |
| investment-artist | $26.00 | 10/7/2011 9:04:58 AM |
| social-cocktail1 | $200.00 | 10/7/2011 9:04:37 AM |
| fascinating-generosity3 | $50.00 | 10/7/2011 9:10:21 AM |
| janeybooboo | $100.00 | 10/7/2011 9:08:35 AM |
| IntrepidInvestment | $25.00 | 10/7/2011 9:18:24 AM |
| finance-prescription | $100.00 | 10/7/2011 9:11:28 AM |
| golffish2 | $100.00 | 10/7/2011 9:04:27 AM |
| credit-guard5 | $25.00 | 10/7/2011 9:05:45 AM |
| green-trade-dolphin | $25.00 | 10/7/2011 10:27:03 AM |
| loanman2007 | $25.00 | 10/7/2011 10:49:41 AM |
| bunnybear | $40.87 | 10/7/2011 10:58:28 AM |
| lotuss4 | $86.90 | 10/7/2011 9:50:36 AM |
| HammerSmith | $25.00 | 10/7/2011 11:26:41 AM |
| hillerod | $25.07 | 10/7/2011 11:27:13 AM |
| sweety075 | $25.00 | 10/7/2011 10:07:11 AM |
| thankful-nickel2 | $25.00 | 10/7/2011 11:40:21 AM |
| trumpeter5 | $35.00 | 10/7/2011 12:13:04 PM |
| Chesterite | $25.00 | 10/7/2011 1:02:28 PM |
| good4loan | $25.00 | 10/7/2011 1:33:50 PM |
| fund-javelin1 | $25.00 | 10/7/2011 3:03:11 PM |
| AF-Chief | $100.00 | 10/7/2011 3:11:17 PM |
| penny-sergeant | $25.00 | 10/7/2011 5:25:17 PM |
| Dusigrosz | $50.00 | 10/7/2011 5:28:30 PM |
| SolarMoonshine | $25.00 | 10/7/2011 6:05:19 PM |
| bid-stockpiler1 | $100.00 | 10/7/2011 7:04:48 PM |
| beakerfish | $50.00 | 10/7/2011 8:01:12 PM |
| Feyenoord | $35.00 | 10/7/2011 10:53:06 PM |
| twjh | $25.00 | 10/8/2011 12:14:19 AM |
| icanhasloanz | $100.00 | 10/8/2011 1:50:02 AM |
| thorough-yield1 | $75.00 | 10/8/2011 3:56:59 AM |
| flaguynice | $25.00 | 10/8/2011 5:43:11 AM |
| chameleon125 | $25.00 | 10/8/2011 6:20:01 AM |
| AndChicksforFree | $25.00 | 10/8/2011 6:20:17 AM |
| 888GoldIngots | $25.00 | 10/8/2011 6:34:14 AM |
| Bob450 | $25.00 | 10/8/2011 8:16:32 AM |
| intelligent-benefit657 | $39.00 | 10/8/2011 9:02:52 AM |
| whitegold24k | $1,000.00 | 10/8/2011 10:34:25 AM |
| Gobsek | $25.00 | 10/8/2011 10:04:28 AM |
| EL_Papin | $25.00 | 10/8/2011 10:46:15 AM |
| cjames84 | $25.00 | 10/8/2011 10:47:41 AM |
| handy-justice | $200.00 | 10/8/2011 10:50:25 AM |
| icon7 | $50.00 | 10/8/2011 11:14:28 AM |
| innovator10 | $200.00 | 10/8/2011 12:01:23 PM |
| wwwUniversal | $25.00 | 10/8/2011 12:20:28 PM |
| leball | $31.80 | 10/8/2011 1:14:57 PM |
| Frover | $25.00 | 10/8/2011 12:50:38 PM |
| supersam | $100.00 | 10/8/2011 1:57:00 PM |
| vest_vortex | $30.00 | 10/8/2011 2:38:24 PM |
| credit-missile | $25.00 | 10/8/2011 2:14:43 PM |
| jakdwak | $25.00 | 10/8/2011 3:09:56 PM |
| wlm3012 | $50.00 | 10/8/2011 2:53:58 PM |
| interest88 | $25.00 | 10/8/2011 3:09:08 PM |
| luv4cycling | $25.00 | 10/8/2011 3:52:20 PM |
| rate-sceptre | $25.00 | 10/8/2011 5:10:37 PM |
| AndChicksforFree | $57.00 | 10/8/2011 5:10:40 PM |
| purposeful-dedication | $25.00 | 10/8/2011 8:51:40 PM |
| hidavehi | $26.00 | 10/8/2011 8:01:36 PM |
| magical-power7 | $25.05 | 10/8/2011 9:53:49 PM |
| periko | $25.00 | 10/8/2011 11:15:03 PM |
| best-listing-toro | $25.00 | 10/8/2011 9:00:38 PM |
| careful-return0 | $25.00 | 10/8/2011 10:45:06 PM |
| mighty-payout1 | $25.00 | 10/9/2011 6:59:53 AM |
| Indio92203 | $25.00 | 10/9/2011 6:10:08 AM |
| cgoca | $25.00 | 10/9/2011 6:50:55 AM |
| 312-Lender | $50.00 | 10/7/2011 9:01:49 AM |
| the-discrete-income | $100.00 | 10/7/2011 9:04:15 AM |
| Kash2010lu | $35.00 | 10/7/2011 9:10:34 AM |
| myutmost | $25.00 | 10/7/2011 10:35:19 AM |
| the-respectful-transaction | $25.00 | 10/7/2011 10:27:12 AM |
| servnyou | $25.00 | 10/7/2011 11:07:52 AM |
| kind-charming-value | $1,000.00 | 10/7/2011 11:08:15 AM |
| payout-bridge | $35.00 | 10/7/2011 12:56:14 PM |
| DiligentiaLLC | $75.00 | 10/7/2011 3:17:42 PM |
| Mikale360 | $25.00 | 10/7/2011 3:13:13 PM |
| shrewd-income | $25.00 | 10/7/2011 5:40:48 PM |
| vutah | $25.00 | 10/7/2011 8:46:40 PM |
| green-rapid-openness | $100.00 | 10/7/2011 9:20:51 PM |
| credit-missile | $100.00 | 10/8/2011 1:15:04 AM |
| icanhasloanz | $100.00 | 10/8/2011 1:51:52 AM |
| five-star-note | $50.00 | 10/8/2011 3:11:39 AM |
| Beechturner | $40.00 | 10/8/2011 5:05:07 AM |
| Rogesparkguy | $25.00 | 10/8/2011 5:46:24 AM |
| fuzed | $55.00 | 10/8/2011 7:05:10 AM |
| aztocas | $100.00 | 10/8/2011 7:32:53 AM |
| credit-elation1 | $25.00 | 10/8/2011 7:34:24 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:11 AM |
| fabulous-community4 | $25.00 | 10/8/2011 8:41:27 AM |
| CoolPlexer | $25.00 | 10/8/2011 9:43:57 AM |
| Bank42 | $25.00 | 10/8/2011 10:18:45 AM |
| suave-dime6 | $25.00 | 10/8/2011 11:16:47 AM |
| lamsabuy | $100.00 | 10/8/2011 12:01:12 PM |
| goat0 | $50.00 | 10/8/2011 2:28:38 PM |
| loss-of-control | $100.00 | 10/8/2011 2:12:17 PM |
| 168RichCapital | $25.10 | 10/8/2011 1:57:22 PM |
| irrelevant | $25.00 | 10/8/2011 2:05:08 PM |
| secret-santa | $50.00 | 10/8/2011 3:00:32 PM |
| Reliance_Banker | $35.00 | 10/8/2011 2:44:02 PM |
| listing-reformation8 | $50.00 | 10/8/2011 3:30:25 PM |
| hillerod | $25.08 | 10/8/2011 3:36:57 PM |
| pposFUNDing | $31.06 | 10/8/2011 5:57:21 PM |
| matthewa | $25.00 | 10/8/2011 6:34:31 PM |
| marwadi-62 | $100.00 | 10/8/2011 6:04:12 PM |
| orderly-wampum | $100.00 | 10/8/2011 8:39:28 PM |
| Lubava | $100.00 | 10/8/2011 8:54:31 PM |
| safe-kindness5 | $25.00 | 10/8/2011 9:17:14 PM |
| courteous-note1 | $26.89 | 10/8/2011 9:26:33 PM |
| hopeful-silver5 | $30.00 | 10/9/2011 3:36:30 AM |
| Belair_Advisors | $25.00 | 10/9/2011 4:43:37 AM |
| leverage-monger | $77.00 | 10/9/2011 6:56:49 AM |
| benefit-molecule338 | $77.18 | 10/9/2011 7:01:14 AM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
531269
This series of Notes was issued and sold upon the funding of the borrower loan #54493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $380.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| community-sundae3 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
keonikai23
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5600
Monthly expenses: $100
Housing: $1200
Insurance: $100
Car expenses: $350
Utilities: $n/a
Phone, cable, internet: $20
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:09 AM |
| finance-prescription | $100.00 | 10/7/2011 5:35:05 PM |
| social-cocktail1 | $200.00 | 10/7/2011 5:43:52 PM |
| vutah | $25.00 | 10/7/2011 8:43:05 PM |
| a-restless-dollar | $33.00 | 10/7/2011 9:21:08 PM |
| value-allocator1 | $100.00 | 10/8/2011 7:31:28 AM |
| the-silver-blaster | $50.00 | 10/8/2011 9:29:29 AM |
| whitegold24k | $1,000.00 | 10/9/2011 11:46:45 AM |
| loss-of-control | $100.00 | 10/9/2011 2:37:13 PM |
| co98senior | $25.00 | 10/9/2011 3:11:52 PM |
| first-dinero-igloo | $25.00 | 10/9/2011 10:13:59 PM |
| secureincome | $600.00 | 10/10/2011 4:01:28 AM |
| suave-dime6 | $25.00 | 10/10/2011 6:29:54 AM |
| Mariner3605 | $25.00 | 10/10/2011 6:40:11 AM |
| majestic-bill8 | $75.00 | 10/10/2011 9:25:06 AM |
| LuvToLend | $25.00 | 10/10/2011 11:38:49 AM |
| niq4soccer | $25.00 | 10/10/2011 2:46:30 PM |
| KindCharmingReflective-affluence | $25.00 | 10/10/2011 1:59:27 PM |
| income-rocker2 | $50.00 | 10/10/2011 2:20:04 PM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:32 PM |
| kindness-party | $25.00 | 10/10/2011 5:13:06 PM |
| principal-triumph | $100.00 | 10/10/2011 4:47:48 PM |
| trader-joe | $25.14 | 10/10/2011 5:52:49 PM |
| high_flyer | $100.00 | 10/10/2011 6:55:21 PM |
| centicorlending | $25.00 | 10/10/2011 7:48:56 PM |
| NolockHolmes | $50.00 | 10/10/2011 9:25:59 PM |
| Kaj | $40.00 | 10/7/2011 7:58:29 PM |
| thankful-nickel2 | $25.00 | 10/8/2011 9:37:32 AM |
| handy-justice | $50.00 | 10/8/2011 12:25:23 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:21 PM |
| TikPmp1 | $25.00 | 10/8/2011 2:01:07 PM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:39 PM |
| TWGCJ | $25.00 | 10/9/2011 12:48:16 PM |
| dc4vlad | $100.00 | 10/10/2011 4:07:11 AM |
| bazaar-tiramisu4 | $25.00 | 10/10/2011 8:17:34 AM |
| leverage-monger | $25.00 | 10/10/2011 8:42:57 AM |
| gold-bath2 | $50.00 | 10/10/2011 9:41:28 AM |
| point-compadre | $50.00 | 10/10/2011 10:52:34 AM |
| p40thawk | $25.00 | 10/10/2011 12:06:15 PM |
| wise-deal-panda | $100.00 | 10/10/2011 3:59:45 PM |
| bcsmith | $25.00 | 10/10/2011 4:32:10 PM |
| niveusaurum | $25.00 | 10/10/2011 9:16:50 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:32 PM |
| KindCharmingReflective-affluence | $26.86 | 10/10/2011 9:42:05 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
531285
This series of Notes was issued and sold upon the funding of the borrower loan #54503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 21y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,305 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-mad-scientist0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
affluence-mad-scientist0
Purpose of loan:
This loan will be used to...consolidate debt and pay taxes
My financial situation:
I am a good candidate for this loan because...i always pay my bills on time. I have along record of continuous employment, I am a homeowner and a professional
Monthly net income: $6600
Monthly expenses: $
Housing: $1300
Insurance: $300
Car expenses: $200
Utilities: $300
Phone, cable, internet: $375
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $2150
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 10/7/2011 8:52:26 PM |
| Bank_Of_XL | $25.00 | 10/8/2011 5:09:02 AM |
| buddy486 | $25.00 | 10/8/2011 6:34:40 AM |
| natural-worth9 | $300.00 | 10/8/2011 2:26:50 PM |
| Preteur | $25.00 | 10/8/2011 3:03:00 PM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:46 AM |
| drkosh | $25.00 | 10/9/2011 5:10:37 PM |
| reflective-cash0 | $100.00 | 10/10/2011 12:55:24 PM |
| fervent-repayment | $25.00 | 10/10/2011 6:22:19 PM |
| 1800porsche | $25.00 | 10/10/2011 8:48:54 PM |
| CoastalCASH | $50.00 | 10/10/2011 10:28:55 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:08:00 PM |
| GolfPro2006 | $50.00 | 10/11/2011 7:31:00 PM |
| mennleo | $100.00 | 10/11/2011 9:56:58 PM |
| Ripsaw4U | $50.00 | 10/12/2011 3:05:38 AM |
| GElender | $50.00 | 10/12/2011 6:01:35 AM |
| peace-flower9 | $50.00 | 10/12/2011 6:51:50 AM |
| opus08 | $25.00 | 10/12/2011 7:18:40 AM |
| silver-voyager9 | $25.13 | 10/12/2011 8:39:21 AM |
| shellstar | $25.00 | 10/12/2011 8:06:22 AM |
| vigilance-revolutionary | $50.00 | 10/12/2011 9:15:25 AM |
| MacAtk | $100.00 | 10/12/2011 9:27:27 AM |
| cashhelp | $25.00 | 10/12/2011 10:48:52 AM |
| joelnet | $200.00 | 10/12/2011 11:40:20 AM |
| love-interest | $25.00 | 10/12/2011 12:54:22 PM |
| DeepThinker | $25.00 | 10/12/2011 12:42:47 PM |
| enthralling-deal180 | $25.00 | 10/12/2011 1:01:57 PM |
| boater01 | $50.00 | 10/12/2011 1:44:04 PM |
| income-buffalo1 | $80.00 | 10/12/2011 3:10:07 PM |
| Watersports | $50.00 | 10/12/2011 3:13:36 PM |
| melodious-fairness | $25.00 | 10/12/2011 2:30:10 PM |
| currency-persimmon | $25.00 | 10/12/2011 4:28:17 PM |
| harddollars | $30.00 | 10/12/2011 4:09:41 PM |
| busytosucceed | $60.66 | 10/12/2011 4:27:41 PM |
| Dubbs360 | $50.00 | 10/12/2011 3:34:04 PM |
| ore-leaper1 | $25.00 | 10/12/2011 5:27:30 PM |
| terrific-dough6 | $100.00 | 10/12/2011 5:59:02 PM |
| investment-comet | $25.00 | 10/12/2011 6:57:41 PM |
| trustworthy-hope189 | $100.00 | 10/13/2011 5:32:56 AM |
| octoberfresh | $25.00 | 10/13/2011 7:57:42 AM |
| djh47a | $50.00 | 10/13/2011 8:32:38 AM |
| Zeenos | $25.00 | 10/13/2011 9:42:27 AM |
| income-plato | $100.00 | 10/13/2011 10:02:02 AM |
| John_Galt | $33.00 | 10/13/2011 10:20:32 AM |
| elegant-loot | $25.00 | 10/13/2011 12:20:01 PM |
| VanCleveHoldings | $25.60 | 10/13/2011 1:56:00 PM |
| ciscoparrot | $25.00 | 10/13/2011 12:55:57 PM |
| Digs | $25.00 | 10/13/2011 1:51:29 PM |
| Richmp412 | $25.00 | 10/13/2011 2:00:35 PM |
| forthright-dedication | $75.00 | 10/13/2011 2:32:24 PM |
| wlm3012 | $30.00 | 10/13/2011 4:30:47 PM |
| radforj22 | $25.00 | 10/13/2011 4:34:51 PM |
| dordee | $75.00 | 10/13/2011 3:35:33 PM |
| kurg | $25.00 | 10/13/2011 4:26:30 PM |
| a-noble-coin | $17.68 | 10/13/2011 4:35:36 PM |
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:10 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:34 AM |
| Investor_DP | $100.00 | 10/8/2011 12:07:10 PM |
| CatbirdBanking | $25.00 | 10/8/2011 2:59:29 PM |
| credit-coach118 | $25.00 | 10/8/2011 8:14:59 PM |
| mad-scientist418 | $25.25 | 10/9/2011 8:02:33 AM |
| the-discrete-income | $25.00 | 10/9/2011 12:43:08 PM |
| organized-payment6 | $50.00 | 10/10/2011 11:48:36 AM |
| kenji4861 | $25.00 | 10/10/2011 12:55:43 PM |
| a-unflappable-finance | $100.00 | 10/10/2011 1:26:49 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:06 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:30 PM |
| Kaj | $40.00 | 10/10/2011 6:42:36 PM |
| mykeystoy | $25.00 | 10/10/2011 8:24:44 PM |
| golffish2 | $50.00 | 10/11/2011 4:19:10 AM |
| fuzed | $100.00 | 10/11/2011 9:25:28 AM |
| life-is-great | $25.00 | 10/11/2011 12:38:07 PM |
| charming-exchange7 | $25.00 | 10/11/2011 6:34:17 PM |
| rcm87 | $50.00 | 10/11/2011 10:07:12 PM |
| wonder3 | $25.00 | 10/12/2011 6:17:16 AM |
| discrete-asset | $25.00 | 10/12/2011 8:27:38 AM |
| selector568 | $300.00 | 10/12/2011 9:25:31 AM |
| lucrative-coin | $50.00 | 10/12/2011 9:32:54 AM |
| dime-sprout | $25.00 | 10/12/2011 11:49:18 AM |
| atbright | $25.00 | 10/12/2011 11:12:54 AM |
| boogienation | $50.00 | 10/12/2011 12:20:56 PM |
| the-charming-integrity | $30.52 | 10/12/2011 2:02:09 PM |
| aksteve | $100.77 | 10/12/2011 2:45:07 PM |
| jonmars | $25.00 | 10/12/2011 2:27:37 PM |
| moola-monger9 | $50.00 | 10/12/2011 2:59:52 PM |
| tranquil-diversification8 | $82.44 | 10/12/2011 3:07:40 PM |
| LKN2RTR | $25.00 | 10/12/2011 2:36:01 PM |
| quarkyuzu | $50.00 | 10/12/2011 2:39:03 PM |
| orbital-gain | $50.00 | 10/12/2011 4:48:31 PM |
| arampata | $250.00 | 10/12/2011 4:58:05 PM |
| gilbrear | $25.00 | 10/12/2011 3:41:12 PM |
| alphaseek | $100.00 | 10/12/2011 4:59:50 PM |
| five-star-investment8 | $68.97 | 10/12/2011 4:02:58 PM |
| upright-silver | $25.00 | 10/12/2011 5:31:43 PM |
| jazzlender | $50.00 | 10/12/2011 5:15:39 PM |
| mraleig | $125.00 | 10/12/2011 5:42:40 PM |
| wwwUniversal | $25.00 | 10/12/2011 5:18:13 PM |
| Supp0rter | $50.00 | 10/12/2011 5:59:03 PM |
| unflappable-pound3 | $150.00 | 10/12/2011 5:53:25 PM |
| Astyanax | $85.00 | 10/12/2011 5:57:05 PM |
| gjm6d | $25.00 | 10/12/2011 5:57:58 PM |
| SDNLR | $50.00 | 10/12/2011 7:00:46 PM |
| riskadverse44 | $25.00 | 10/12/2011 7:55:39 PM |
| credit-rocket4 | $25.00 | 10/12/2011 8:34:05 PM |
| longcall | $250.00 | 10/12/2011 11:23:13 PM |
| cbivitz | $125.00 | 10/13/2011 12:04:12 AM |
| a-reasonable-return | $25.00 | 10/13/2011 6:21:45 AM |
| first-serene-credit | $25.00 | 10/13/2011 7:37:34 AM |
| social-zebra | $25.51 | 10/13/2011 7:43:39 AM |
| spiff666 | $25.00 | 10/13/2011 9:14:30 AM |
| AndChicksforFree | $25.00 | 10/13/2011 8:50:47 AM |
| Cashman10 | $100.00 | 10/13/2011 9:27:31 AM |
| wampum-library4 | $25.00 | 10/13/2011 9:46:22 AM |
| platinum-quest8 | $50.00 | 10/13/2011 11:03:45 AM |
| GrayStudio | $25.00 | 10/13/2011 11:46:57 AM |
| InvestForWealth | $35.89 | 10/13/2011 1:04:08 PM |
| oxnard | $75.00 | 10/13/2011 1:57:11 PM |
| djkaiser | $28.58 | 10/13/2011 2:36:26 PM |
| girlwithglasses | $200.00 | 10/13/2011 3:48:25 PM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
531313
This series of Notes was issued and sold upon the funding of the borrower loan #54494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $665.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,918 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payout-triumph1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
caridad
Purpose of loan:
This loan will be used to.home improvement..
My financial situation:
I am a good candidate for this loan because.
Monthly net income: $4,000.00
Monthly expenses: $2500.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $100.00 | 10/6/2011 5:39:02 PM |
| first-cash-producer | $25.00 | 10/6/2011 5:43:56 PM |
| thankful-nickel2 | $25.00 | 10/6/2011 5:49:10 PM |
| rolltide09 | $25.00 | 10/6/2011 5:40:23 PM |
| social-cocktail1 | $200.00 | 10/6/2011 5:58:26 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:27 PM |
| tomdooley12520 | $25.00 | 10/6/2011 7:18:03 PM |
| finance-solo | $25.00 | 10/7/2011 4:58:22 AM |
| janeybooboo | $100.00 | 10/7/2011 10:00:15 AM |
| loanman2007 | $25.00 | 10/7/2011 10:45:49 AM |
| one-midas | $35.00 | 10/7/2011 10:57:59 AM |
| justasoldier | $25.00 | 10/7/2011 3:22:45 PM |
| beakerfish | $100.00 | 10/7/2011 8:00:16 PM |
| Kaj | $40.00 | 10/7/2011 7:58:25 PM |
| a-restless-dollar | $25.00 | 10/7/2011 9:19:45 PM |
| Bill88 | $25.00 | 10/7/2011 9:02:34 PM |
| value-allocator1 | $100.00 | 10/8/2011 7:31:28 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:24 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:18 PM |
| CatbirdBanking | $25.00 | 10/8/2011 2:19:45 PM |
| durability-halibut | $30.00 | 10/8/2011 3:31:38 PM |
| houli123 | $25.00 | 10/9/2011 8:53:51 AM |
| whitegold24k | $1,000.00 | 10/9/2011 11:52:16 AM |
| skillful-asset5 | $25.00 | 10/9/2011 8:43:51 PM |
| dc4vlad | $54.00 | 10/10/2011 4:05:34 AM |
| suave-dime6 | $25.00 | 10/10/2011 6:31:12 AM |
| economy-popcorn | $25.00 | 10/10/2011 7:04:32 AM |
| Mariner3605 | $25.00 | 10/10/2011 6:40:11 AM |
| BenR | $100.00 | 10/10/2011 9:40:58 AM |
| zippy-listing8 | $26.82 | 10/10/2011 1:49:37 PM |
| KindCharmingReflective-affluence | $100.00 | 10/10/2011 2:10:39 PM |
| loss-of-control | $100.00 | 10/10/2011 6:27:56 PM |
| spaceborne | $50.00 | 10/10/2011 10:14:35 PM |
| enchanted-note | $50.00 | 10/11/2011 7:28:29 AM |
| thomas16882004 | $25.00 | 10/11/2011 11:02:29 AM |
| pious-benjamins1 | $26.00 | 10/11/2011 12:43:16 PM |
| green28 | $100.00 | 10/11/2011 1:18:02 PM |
| trendicoff | $100.00 | 10/11/2011 1:10:32 PM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:54:48 PM |
| worldly-income2 | $25.00 | 10/11/2011 4:06:56 PM |
| cjames84 | $9.00 | 10/11/2011 4:08:33 PM |
| best-friendly-fairness | $50.00 | 10/11/2011 4:07:49 PM |
| responsibility-butterfly | $25.00 | 10/7/2011 6:43:02 AM |
| finance-prescription | $100.00 | 10/6/2011 5:48:48 PM |
| Azonic21 | $25.00 | 10/6/2011 6:39:54 PM |
| TikPmp1 | $25.00 | 10/7/2011 7:51:33 AM |
| kain11286 | $25.00 | 10/7/2011 8:41:52 AM |
| credit-coach118 | $50.47 | 10/7/2011 9:13:23 AM |
| a-restless-dollar | $33.00 | 10/7/2011 9:19:16 PM |
| dynrep | $200.00 | 10/8/2011 10:00:57 AM |
| handy-justice | $100.00 | 10/8/2011 12:30:04 PM |
| diplomatic-wealth7 | $25.00 | 10/8/2011 12:19:26 PM |
| ready-interest9 | $25.00 | 10/8/2011 3:26:25 PM |
| mad-scientist418 | $25.25 | 10/9/2011 8:01:25 AM |
| social-hunter5 | $25.00 | 10/9/2011 8:25:59 AM |
| wise-eloquent-yield | $25.00 | 10/9/2011 9:55:04 AM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:37 PM |
| the-discrete-income | $25.00 | 10/9/2011 12:43:03 PM |
| cajunguy | $25.00 | 10/9/2011 2:49:39 PM |
| bid-stockpiler1 | $250.00 | 10/9/2011 5:32:06 PM |
| first-class-gold0 | $100.00 | 10/9/2011 8:01:18 PM |
| _NaLNaBB | $100.00 | 10/9/2011 9:06:52 PM |
| goodhearted-generosity511 | $25.00 | 10/9/2011 10:16:06 PM |
| secureincome | $1,000.00 | 10/10/2011 4:00:05 AM |
| SDKiwi | $54.00 | 10/10/2011 7:42:23 AM |
| stock106 | $25.00 | 10/10/2011 7:28:36 AM |
| glroark | $100.00 | 10/10/2011 7:54:05 AM |
| Rider | $100.00 | 10/10/2011 11:48:07 AM |
| Iwillhuntyoudown | $25.00 | 10/10/2011 12:54:56 PM |
| valiant-money | $30.00 | 10/10/2011 2:15:39 PM |
| bnoble09 | $25.00 | 10/10/2011 2:04:58 PM |
| kindness-party | $25.00 | 10/10/2011 3:14:31 PM |
| rockhound84 | $25.00 | 10/10/2011 6:13:54 PM |
| auction-seeker | $25.00 | 10/10/2011 6:58:32 PM |
| adaptable-silver | $200.00 | 10/10/2011 10:17:10 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:00 PM |
| Danylostefan | $50.00 | 10/11/2011 6:55:21 AM |
| palace2 | $221.46 | 10/11/2011 8:21:29 AM |
| imoutdoorsy | $25.00 | 10/11/2011 8:23:32 AM |
| chrisb1414 | $25.00 | 10/11/2011 9:07:45 AM |
| fireferd | $35.00 | 10/11/2011 8:43:46 AM |
| cajunguy | $25.00 | 10/11/2011 9:19:36 AM |
| gain-mountain1 | $100.00 | 10/11/2011 10:30:16 AM |
| fireman4 | $30.00 | 10/11/2011 12:13:51 PM |
| greenback-upholder9 | $25.00 | 10/11/2011 2:15:56 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
531445
This series of Notes was issued and sold upon the funding of the borrower loan #54490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $153.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,033 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-lava9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mrpowers5531 | $25.00 | 10/9/2011 9:22:51 AM |
| rolltide09 | $25.00 | 10/7/2011 5:28:06 PM |
| green-trade-dolphin2 | $25.01 | 10/7/2011 5:31:18 PM |
| D911ave | $50.00 | 10/7/2011 5:41:15 PM |
| sjlender | $100.00 | 10/7/2011 5:44:14 PM |
| janeybooboo | $100.00 | 10/7/2011 6:21:29 PM |
| vutah | $25.00 | 10/7/2011 8:39:38 PM |
| elvisloans | $25.00 | 10/8/2011 4:33:57 AM |
| wise-honorable-rate | $25.00 | 10/8/2011 4:12:27 AM |
| Bank_Of_XL | $25.00 | 10/8/2011 5:08:02 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:30 AM |
| SunsetCoastCapital | $25.00 | 10/8/2011 9:06:25 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:23 PM |
| natural-worth9 | $800.00 | 10/8/2011 1:53:11 PM |
| Thunder08 | $100.00 | 10/8/2011 2:49:03 PM |
| Preteur | $25.00 | 10/8/2011 3:02:21 PM |
| CatbirdBanking | $25.00 | 10/8/2011 3:10:39 PM |
| favorite-commerce | $25.00 | 10/8/2011 3:22:15 PM |
| wampum-library4 | $25.00 | 10/9/2011 9:24:17 AM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:13 PM |
| john0720 | $25.00 | 10/9/2011 1:07:49 PM |
| cajunguy | $25.00 | 10/9/2011 2:55:01 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:42 PM |
| drkosh | $30.00 | 10/9/2011 5:14:29 PM |
| houli123 | $25.00 | 10/9/2011 11:55:23 PM |
| Dan4703 | $25.00 | 10/10/2011 6:55:53 AM |
| lokiswolf | $25.00 | 10/10/2011 7:14:24 AM |
| leverage-monger | $25.00 | 10/10/2011 8:39:01 AM |
| Moneypenny6 | $28.53 | 10/10/2011 9:04:22 AM |
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:12 AM |
| phenomenal-gain5 | $25.00 | 10/7/2011 7:23:42 PM |
| patriot897 | $25.00 | 10/7/2011 9:29:25 PM |
| exchange-squirrel | $25.00 | 10/7/2011 11:54:05 PM |
| indomitable-coin | $25.00 | 10/8/2011 4:51:21 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:35 AM |
| respectful-integrity3 | $30.00 | 10/8/2011 8:58:37 AM |
| payment-halo | $25.00 | 10/8/2011 9:00:50 AM |
| HealthAndSafety | $50.00 | 10/8/2011 10:04:55 AM |
| Johnab | $25.02 | 10/8/2011 10:24:32 AM |
| commerce-yeller | $30.00 | 10/8/2011 11:02:50 AM |
| principal-star | $35.00 | 10/8/2011 12:21:21 PM |
| ready-agreement5 | $92.39 | 10/8/2011 5:23:12 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:30 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:34:02 PM |
| myworld701 | $25.00 | 10/9/2011 5:17:04 AM |
| credit-coach118 | $50.17 | 10/9/2011 9:22:43 AM |
| OregonDane | $25.00 | 10/9/2011 10:32:33 AM |
| ultimate-commitment | $40.00 | 10/9/2011 10:38:00 AM |
| caring-hope2 | $100.00 | 10/9/2011 10:40:46 AM |
| engaging-worth | $25.00 | 10/9/2011 3:27:39 PM |
| LendToCause | $25.00 | 10/9/2011 5:18:06 PM |
| kc_dude | $25.00 | 10/9/2011 6:39:13 PM |
| Money_Working | $40.00 | 10/9/2011 6:47:00 PM |
| giantfan19 | $68.45 | 10/9/2011 6:56:27 PM |
| Interloper | $25.00 | 10/9/2011 7:11:34 PM |
| ToloUSN | $50.00 | 10/9/2011 9:01:56 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:10:19 PM |
| secureincome | $900.00 | 10/10/2011 4:19:37 AM |
| sturdy-responsibility7 | $33.88 | 10/10/2011 4:07:11 AM |
| BankofPete | $25.00 | 10/10/2011 6:34:36 AM |
| gjm6d | $25.00 | 10/10/2011 7:31:45 AM |
| trustworthy-hope189 | $75.00 | 10/10/2011 7:39:34 AM |
| samseth | $100.00 | 10/10/2011 8:13:24 AM |
| jimartin1 | $36.54 | 10/10/2011 8:36:48 AM |
| Socorro_Capital_Partners | $25.01 | 10/10/2011 8:29:52 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
531599
This series of Notes was issued and sold upon the funding of the borrower loan #54527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,800.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $259.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,763 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mommouse |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 96% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 2
( 4% )
| 680-699
(Apr-2010)
660-679
(Jul-2008)
|
|
Principal balance:
| $3,579.23 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
Debt consolidation and build saving
This loan will be used to payoff remaining credit card balance.
My financial situation:
I am a good candidate for this loan because I have used my previous Prosper loan to pay down high credit card balances that I had from being out of work over four years ago. I have been able to pay my daughter's college tuition without adding to my debt. I now would like to payoff the remaining balances and increase my savings each month.
Monthly net income: $2800.00
Monthly expenses: $2500
Housing: $750.00
Insurance: $85.00
Car expenses: $120.00
Utilities: $120
Phone, cable, internet: $149
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $650
Other expenses: $100
Savings: $300 plus overtime earned
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| desertoasis | $25.00 | 10/11/2011 11:12:45 AM |
| janeybooboo | $100.00 | 10/10/2011 5:10:18 PM |
| social-cocktail1 | $200.00 | 10/10/2011 5:15:37 PM |
| whitegold24k | $100.00 | 10/10/2011 5:14:51 PM |
| happy-return4 | $50.00 | 10/10/2011 5:53:53 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:32 PM |
| sweety075 | $25.00 | 10/10/2011 7:31:45 PM |
| loan-master1 | $25.00 | 10/10/2011 7:32:01 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:47 PM |
| Kaj | $40.00 | 10/10/2011 6:42:44 PM |
| Banker2OO7 | $75.00 | 10/10/2011 6:48:07 PM |
| listing-vista | $50.00 | 10/10/2011 9:10:08 PM |
| LoanerPrincipal | $25.00 | 10/10/2011 8:24:56 PM |
| amlu1988 | $25.00 | 10/10/2011 8:40:53 PM |
| credit-coach118 | $25.00 | 10/10/2011 11:07:10 PM |
| icanhasloanz | $300.00 | 10/11/2011 1:46:08 AM |
| orange-preeminant-bill | $25.00 | 10/11/2011 4:04:21 AM |
| treasure-bliss | $25.00 | 10/11/2011 3:58:24 AM |
| RLaumeyer | $30.00 | 10/11/2011 6:36:01 AM |
| suave-dime6 | $25.00 | 10/11/2011 6:06:22 AM |
| a-reasonable-return | $25.00 | 10/11/2011 6:13:30 AM |
| Scotcha | $75.00 | 10/11/2011 6:36:36 AM |
| papaloha | $50.00 | 10/11/2011 8:20:35 AM |
| shmb6508 | $25.00 | 10/11/2011 8:58:50 AM |
| innovator10 | $200.00 | 10/11/2011 9:01:36 AM |
| return-enthusiast1 | $25.00 | 10/11/2011 7:51:49 AM |
| rolltide09 | $25.00 | 10/11/2011 9:03:30 AM |
| wise-deal-panda | $200.00 | 10/11/2011 9:16:48 AM |
| zone8 | $100.00 | 10/11/2011 10:33:07 AM |
| life-is-great | $25.00 | 10/11/2011 12:38:08 PM |
| rupee-sequoia | $50.00 | 10/11/2011 11:57:06 AM |
| ILWTC | $25.00 | 10/11/2011 1:24:34 PM |
| Bill88 | $25.00 | 10/11/2011 1:22:47 PM |
| wampum-optimization | $25.00 | 10/11/2011 12:56:29 PM |
| dtana | $25.00 | 10/11/2011 2:12:04 PM |
| DoctorJoe | $50.00 | 10/11/2011 2:28:24 PM |
| coin-explorer | $25.00 | 10/11/2011 4:37:14 PM |
| TheSaltBoilers | $100.00 | 10/11/2011 4:23:06 PM |
| Investoman | $75.00 | 10/11/2011 5:13:08 PM |
| loanman2007 | $25.00 | 10/11/2011 5:24:31 PM |
| CA-Lender | $25.00 | 10/11/2011 5:56:51 PM |
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:48 AM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:08 PM |
| MoneyForNothing | $49.15 | 10/10/2011 5:22:15 PM |
| the-discrete-income | $50.00 | 10/10/2011 5:13:45 PM |
| whitegold24k | $400.00 | 10/10/2011 5:37:14 PM |
| wonder3 | $35.00 | 10/10/2011 5:53:23 PM |
| DHolly | $25.00 | 10/10/2011 5:19:01 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:47 PM |
| supreme-hope | $25.00 | 10/10/2011 6:32:42 PM |
| Kash2010lu | $25.00 | 10/10/2011 6:39:14 PM |
| loan-hacker | $25.00 | 10/10/2011 6:46:21 PM |
| Moe87 | $25.00 | 10/10/2011 6:57:43 PM |
| credit-guard5 | $25.00 | 10/10/2011 6:36:21 PM |
| grammaspurse | $25.00 | 10/10/2011 8:53:12 PM |
| thankful-nickel2 | $50.00 | 10/10/2011 7:45:34 PM |
| AndChicksforFree | $49.14 | 10/10/2011 9:07:35 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:36 PM |
| benefit-banshee | $50.00 | 10/10/2011 10:27:28 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:29 PM |
| Mikale360 | $25.00 | 10/10/2011 10:20:29 PM |
| loanman2007 | $75.00 | 10/11/2011 5:27:49 AM |
| tntmojave | $50.00 | 10/11/2011 5:32:03 AM |
| Frover | $25.00 | 10/11/2011 6:44:46 AM |
| worldly-money4 | $500.00 | 10/11/2011 6:46:14 AM |
| Pitufo | $25.00 | 10/11/2011 7:10:21 AM |
| GoGalt | $50.00 | 10/11/2011 8:05:53 AM |
| wyogirllender | $25.00 | 10/11/2011 8:17:15 AM |
| fireferd | $40.00 | 10/11/2011 9:08:53 AM |
| first-serene-credit | $25.00 | 10/11/2011 9:13:58 AM |
| credit-missile | $100.00 | 10/11/2011 9:29:14 AM |
| wwwUniversal | $25.00 | 10/11/2011 9:14:52 AM |
| Paxman84 | $27.50 | 10/11/2011 10:32:08 AM |
| etraboulay | $56.27 | 10/11/2011 10:02:30 AM |
| fervent-repayment | $25.00 | 10/11/2011 11:02:45 AM |
| dinero-speaker | $25.00 | 10/11/2011 11:59:51 AM |
| designer_10 | $25.00 | 10/11/2011 12:03:20 PM |
| fairness-atmosphere | $48.85 | 10/11/2011 11:50:45 AM |
| larslfe | $46.00 | 10/11/2011 1:11:31 PM |
| SLN-10 | $25.00 | 10/11/2011 1:22:49 PM |
| Whitey | $31.65 | 10/11/2011 1:09:05 PM |
| steven3333 | $25.00 | 10/11/2011 2:52:54 PM |
| Luckas73 | $119.00 | 10/11/2011 3:46:48 PM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:55:01 PM |
| autonomous-kindness8 | $25.00 | 10/11/2011 4:51:35 PM |
| brondero | $48.00 | 10/11/2011 4:54:59 PM |
| lamsabuy | $100.00 | 10/11/2011 5:01:17 PM |
| handshake5 | $100.00 | 10/11/2011 5:11:02 PM |
| payout-bridge | $350.00 | 10/11/2011 5:01:08 PM |
| worth-blanket2 | $800.00 | 10/11/2011 5:46:24 PM |
| pure-diversification2 | $29.44 | 10/11/2011 6:03:44 PM |
| 91 Investments
|
Borrower Payment Dependent Notes Series
531617
This series of Notes was issued and sold upon the funding of the borrower loan #54537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $573.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
6 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,420 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| LowestRiskC |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $11,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
620-639
(May-2010)
580-599
(Apr-2007)
|
|
Principal balance:
| $6,102.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
NO LATE PAY/LOW LTI/PROVEN PAYER
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:48 AM |
| desertoasis | $25.00 | 10/11/2011 11:12:45 AM |
| currency-excellency0 | $100.00 | 10/10/2011 5:02:12 PM |
| the-discrete-income | $100.00 | 10/10/2011 5:13:45 PM |
| social-cocktail1 | $200.00 | 10/10/2011 5:15:37 PM |
| MoneyForNothing | $83.86 | 10/10/2011 5:19:58 PM |
| happy-return4 | $50.00 | 10/10/2011 5:53:53 PM |
| head | $25.00 | 10/10/2011 6:41:30 PM |
| Kaj | $40.00 | 10/10/2011 6:42:44 PM |
| reflective-rupee | $25.00 | 10/10/2011 7:33:48 PM |
| thankful-nickel2 | $25.00 | 10/10/2011 7:46:43 PM |
| sweety075 | $25.00 | 10/10/2011 7:31:54 PM |
| smalltown_mn | $25.00 | 10/10/2011 8:50:36 PM |
| amlu1988 | $25.00 | 10/10/2011 8:41:23 PM |
| atlas-shrugged | $200.00 | 10/10/2011 11:27:25 PM |
| orange-preeminant-bill | $25.00 | 10/11/2011 4:04:21 AM |
| treasure-bliss | $25.00 | 10/11/2011 3:58:25 AM |
| wyogirllender | $25.00 | 10/11/2011 8:19:32 AM |
| papaloha | $100.00 | 10/11/2011 8:21:10 AM |
| rolltide09 | $25.00 | 10/11/2011 9:03:31 AM |
| wise-deal-panda | $200.00 | 10/11/2011 9:16:48 AM |
| fuzed | $100.00 | 10/11/2011 9:25:30 AM |
| fervent-repayment | $25.00 | 10/11/2011 11:02:45 AM |
| zone8 | $100.00 | 10/11/2011 10:33:08 AM |
| rupee-sequoia | $50.00 | 10/11/2011 11:57:06 AM |
| credit-coach118 | $40.96 | 10/11/2011 1:27:00 PM |
| DoctorJoe | $50.00 | 10/11/2011 2:29:04 PM |
| autonomous-kindness8 | $25.00 | 10/11/2011 4:51:35 PM |
| 168RichCapital | $6.33 | 10/11/2011 5:55:42 PM |
| worth-blanket2 | $11,100.00 | 10/11/2011 5:45:29 PM |
| whitegold24k | $100.00 | 10/10/2011 5:14:51 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:08 PM |
| whitegold24k | $400.00 | 10/10/2011 5:35:47 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:32 PM |
| 113121 | $25.00 | 10/10/2011 6:24:54 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:47 PM |
| Kash2010lu | $25.00 | 10/10/2011 6:39:35 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:47 PM |
| evan | $25.00 | 10/10/2011 8:25:06 PM |
| AndChicksforFree | $83.85 | 10/10/2011 8:34:53 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:36 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:29 PM |
| tntmojave | $50.00 | 10/11/2011 5:32:03 AM |
| worldly-money4 | $500.00 | 10/11/2011 6:46:15 AM |
| GoGalt | $50.00 | 10/11/2011 8:07:12 AM |
| fireferd | $40.00 | 10/11/2011 9:09:34 AM |
| shmb6508 | $25.00 | 10/11/2011 8:58:50 AM |
| wampum-optimization | $25.00 | 10/11/2011 12:56:30 PM |
| life-is-great | $25.00 | 10/11/2011 12:38:08 PM |
| dtana | $25.00 | 10/11/2011 2:12:52 PM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:55:01 PM |
| LittleMingo | $30.00 | 10/11/2011 4:21:57 PM |
| Moe87 | $25.00 | 10/11/2011 5:25:34 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
531623
This series of Notes was issued and sold upon the funding of the borrower loan #54538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 13.22% |
Monthly payment:
| $262.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.07% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,947 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| GPSDirect |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $43,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2010)
720-739
(Jan-2008)
|
|
Principal balance:
| $11,954.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate a separate loan I have with Navy Federal Credit Union into my prosper borrowing account.
My financial situation:
I am a good candidate for this loan because I have never missed a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $77.96 | 10/10/2011 9:04:01 AM |
| currency-excellency0 | $200.00 | 10/10/2011 9:02:10 AM |
| rolltide09 | $25.00 | 10/10/2011 9:03:16 AM |
| progressive-economy261 | $400.00 | 10/10/2011 9:15:00 AM |
| thankful-nickel2 | $50.00 | 10/10/2011 10:24:58 AM |
| BenR | $100.00 | 10/10/2011 9:41:00 AM |
| credit-guard5 | $25.00 | 10/10/2011 9:57:21 AM |
| Sneezie | $100.00 | 10/10/2011 10:29:40 AM |
| ethicalhumanist | $100.00 | 10/10/2011 11:13:08 AM |
| GoGalt | $50.00 | 10/10/2011 12:37:49 PM |
| a-unflappable-finance | $100.00 | 10/10/2011 1:26:53 PM |
| frooogal | $50.00 | 10/10/2011 2:00:04 PM |
| green-interest-web | $50.00 | 10/10/2011 2:07:59 PM |
| FinDoc | $25.00 | 10/10/2011 4:24:24 PM |
| C_Mark | $75.00 | 10/10/2011 5:42:12 PM |
| amlu1988 | $25.00 | 10/10/2011 9:03:08 PM |
| houli123 | $50.00 | 10/11/2011 2:12:04 AM |
| velocity-solo | $25.00 | 10/11/2011 7:42:36 AM |
| Steveoo1 | $100.00 | 10/11/2011 7:16:11 PM |
| ogbobb | $30.55 | 10/11/2011 7:02:33 PM |
| helynn | $25.00 | 10/11/2011 9:00:19 PM |
| RusRobo | $25.00 | 10/12/2011 5:59:13 AM |
| scholarly-benefit5 | $50.00 | 10/12/2011 6:19:13 AM |
| innovator10 | $200.00 | 10/12/2011 9:01:36 AM |
| selector568 | $300.00 | 10/12/2011 9:41:53 AM |
| lucrative-coin | $50.00 | 10/12/2011 9:32:55 AM |
| friendinmoney | $25.00 | 10/12/2011 11:18:01 AM |
| gain-expert | $35.00 | 10/12/2011 3:14:03 PM |
| cleverly-clever | $35.00 | 10/12/2011 5:18:14 PM |
| papaloha | $100.00 | 10/12/2011 9:13:00 PM |
| Feyenoord | $25.00 | 10/12/2011 9:59:22 PM |
| rmachi | $25.00 | 10/12/2011 8:34:58 PM |
| thedoctor | $100.00 | 10/13/2011 7:27:23 AM |
| dkjl | $51.48 | 10/13/2011 8:26:20 AM |
| income-plato | $100.00 | 10/13/2011 10:15:17 AM |
| genuine-euro9 | $25.00 | 10/13/2011 12:10:36 PM |
| oxnard | $75.00 | 10/13/2011 2:15:44 PM |
| artisan369 | $300.00 | 10/13/2011 2:49:51 PM |
| best-ingenious-dollar | $25.00 | 10/13/2011 4:17:36 PM |
| RyanTH9893 | $25.00 | 10/13/2011 7:39:51 PM |
| platinum-sorcerer6 | $25.00 | 10/13/2011 8:04:04 PM |
| clean-fund | $50.00 | 10/13/2011 9:09:00 PM |
| awwaww | $25.00 | 10/13/2011 11:53:44 PM |
| KLCRAY | $50.00 | 10/14/2011 4:25:14 AM |
| sthomasg | $45.98 | 10/14/2011 3:59:12 AM |
| kulender | $50.00 | 10/14/2011 4:52:56 AM |
| snowdem0n | $50.00 | 10/14/2011 6:17:40 AM |
| bonus-tent | $25.00 | 10/14/2011 7:59:04 AM |
| wlm3012 | $50.00 | 10/14/2011 7:39:06 AM |
| UBOtto186 | $75.00 | 10/14/2011 9:26:50 AM |
| martymaniaman | $25.00 | 10/14/2011 10:29:13 AM |
| britgsb | $50.00 | 10/14/2011 11:13:33 AM |
| mad-scientist418 | $25.00 | 10/14/2011 12:04:11 PM |
| GrooveBiz | $25.00 | 10/14/2011 12:16:36 PM |
| PPLIN810 | $29.00 | 10/14/2011 12:56:22 PM |
| bdloans | $50.00 | 10/14/2011 1:34:54 PM |
| Chesterite | $163.57 | 10/14/2011 2:18:36 PM |
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:39 AM |
| the-discrete-income | $50.00 | 10/10/2011 9:06:10 AM |
| green-trade-dolphin2 | $25.01 | 10/10/2011 9:01:02 AM |
| sjlender | $100.00 | 10/10/2011 9:15:19 AM |
| SOP_Bank | $25.00 | 10/10/2011 11:37:38 AM |
| organized-payment6 | $50.00 | 10/10/2011 11:48:39 AM |
| OldManP | $50.00 | 10/10/2011 11:58:46 AM |
| investment-artist | $26.01 | 10/10/2011 12:32:36 PM |
| kenji4861 | $25.00 | 10/10/2011 12:43:52 PM |
| Rivervale_Westwood | $50.00 | 10/10/2011 2:42:41 PM |
| first-serene-credit | $25.00 | 10/10/2011 2:24:04 PM |
| brightest-durability-chomper | $25.00 | 10/10/2011 3:44:45 PM |
| Cherrypicker | $50.00 | 10/10/2011 3:11:35 PM |
| sweety075 | $25.00 | 10/10/2011 4:10:13 PM |
| green-truth-mermaid | $25.00 | 10/10/2011 4:35:18 PM |
| yoyoclock | $25.00 | 10/11/2011 1:10:10 AM |
| CFOGO | $25.00 | 10/11/2011 5:09:51 AM |
| indomitable-coin | $25.00 | 10/11/2011 6:24:42 AM |
| wise-honorable-rate | $25.00 | 10/11/2011 5:19:45 AM |
| credit-coach118 | $25.00 | 10/11/2011 9:23:53 AM |
| fuzed | $100.00 | 10/11/2011 9:25:29 AM |
| philly_eagles | $25.00 | 10/11/2011 9:36:27 AM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:08:04 PM |
| dproxima | $25.00 | 10/11/2011 5:00:41 PM |
| Eric_Gagne | $25.00 | 10/11/2011 5:46:38 PM |
| charming-exchange7 | $25.00 | 10/11/2011 6:34:17 PM |
| auction-seeker | $25.00 | 10/11/2011 7:18:10 PM |
| bds9646 | $25.00 | 10/12/2011 2:59:28 AM |
| resolute-justice413 | $100.00 | 10/12/2011 5:11:25 AM |
| GElender | $50.00 | 10/12/2011 6:01:35 AM |
| Preteur | $25.00 | 10/12/2011 6:52:53 AM |
| alpinaut | $25.00 | 10/12/2011 6:37:15 AM |
| dreamhope | $25.00 | 10/12/2011 7:01:43 AM |
| interact | $25.00 | 10/12/2011 8:34:35 AM |
| compoundinterest | $50.00 | 10/12/2011 9:08:36 AM |
| promise2 | $200.00 | 10/12/2011 8:32:42 AM |
| Socorro_Capital_Partners | $25.01 | 10/12/2011 8:58:09 AM |
| CatbirdBanking | $25.00 | 10/12/2011 12:45:00 PM |
| life-is-great | $25.00 | 10/12/2011 1:28:22 PM |
| radforj22 | $25.00 | 10/12/2011 10:20:18 PM |
| Weaverville | $100.00 | 10/12/2011 9:17:41 PM |
| adventure0 | $100.00 | 10/12/2011 8:40:56 PM |
| setUup | $26.73 | 10/13/2011 5:38:05 AM |
| peaceful-basis6 | $100.00 | 10/13/2011 5:37:59 AM |
| devoider | $25.00 | 10/13/2011 5:41:39 AM |
| djh47a | $50.00 | 10/13/2011 8:32:39 AM |
| Cashman10 | $100.00 | 10/13/2011 9:27:31 AM |
| atomantic | $100.00 | 10/13/2011 10:36:38 AM |
| GrayStudio | $25.00 | 10/13/2011 11:47:00 AM |
| dordee | $75.00 | 10/13/2011 3:36:56 PM |
| yield-hut | $38.70 | 10/13/2011 4:34:07 PM |
| Astyanax | $85.00 | 10/13/2011 5:40:34 PM |
| generous-deal6 | $50.00 | 10/13/2011 10:02:49 PM |
| Spiv_51 | $25.00 | 10/14/2011 2:03:09 AM |
| museic1 | $100.00 | 10/14/2011 4:14:12 AM |
| top-epic-community | $100.00 | 10/14/2011 5:00:15 AM |
| heerzaquestion | $90.00 | 10/14/2011 4:54:01 AM |
| EarlyRiser | $500.00 | 10/14/2011 5:23:54 AM |
| revenue-associate | $25.00 | 10/14/2011 6:05:04 AM |
| randsenterprise | $25.00 | 10/14/2011 7:06:47 AM |
| bid-lightning9 | $30.00 | 10/14/2011 8:39:29 AM |
| fcrick | $25.00 | 10/14/2011 8:42:35 AM |
| favorite-deal6 | $50.00 | 10/14/2011 10:00:00 AM |
| soheagle | $25.00 | 10/14/2011 10:15:48 AM |
| RedantFinance | $50.00 | 10/14/2011 10:31:19 AM |
| unclejaef | $25.00 | 10/14/2011 10:48:04 AM |
| the-dollar-topper | $100.00 | 10/14/2011 11:29:41 AM |
| mennleo | $100.00 | 10/14/2011 11:29:27 AM |
| sevenbridges | $25.00 | 10/14/2011 12:19:28 PM |
| Rider | $160.00 | 10/14/2011 12:37:59 PM |
| octoberfresh | $25.00 | 10/14/2011 2:02:35 PM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
531669
This series of Notes was issued and sold upon the funding of the borrower loan #54540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $439.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,524 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worldly-euro8 |
Borrower's state:
| Nebraska |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
700-719
(Feb-2010)
|
|
Principal balance:
| $1,246.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to continue consolidating my debt and to help me in completely getting rid of my credit card debt.
My financial situation:
I am a good candidate for this loan because I have been actively trying to get rid of my credit card debt. I currently have a loan through Prosper that will be completely paid off in March of 2013, and have never missed a payment on any debts. So far, I have paid off and closed two of my credit cards and I'm working to increase my credit scores. I have worked at the same company for over eight years. Prosper is helping me to get back on the right track, and someday, I would like to be able to become a lender myself.
Monthly net income: $6,305
Monthly expenses: $600
Housing: $1,615
Insurance: $53
Car expenses: $100
Utilities: $180
Phone, cable, internet: $82
Food, entertainment: $400
Clothing, household expenses: $75
Credit cards and other loans: $2,174
Other expenses: $45
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:49 AM |
| desertoasis | $25.00 | 10/11/2011 11:12:45 AM |
| Use_It_Wisely | $25.00 | 10/12/2011 8:26:54 AM |
| the-discrete-income | $50.00 | 10/10/2011 5:13:46 PM |
| social-cocktail1 | $200.00 | 10/10/2011 5:15:38 PM |
| DHolly | $25.00 | 10/10/2011 5:22:50 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:47 PM |
| OldManP | $25.00 | 10/10/2011 5:18:35 PM |
| Whipster | $60.00 | 10/10/2011 6:50:47 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:32 PM |
| reflective-rupee | $25.00 | 10/10/2011 7:37:08 PM |
| amlu1988 | $25.00 | 10/10/2011 8:42:31 PM |
| sweety075 | $25.00 | 10/10/2011 7:32:00 PM |
| kurg | $25.00 | 10/10/2011 7:33:08 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:30 PM |
| Agonbiew | $50.00 | 10/10/2011 9:39:35 PM |
| icanhasloanz | $100.00 | 10/11/2011 1:54:03 AM |
| treasure-bliss | $25.00 | 10/11/2011 3:58:25 AM |
| tntmojave | $50.00 | 10/11/2011 5:32:04 AM |
| papaloha | $50.00 | 10/11/2011 8:21:40 AM |
| peaceful-wealth0 | $25.00 | 10/11/2011 7:45:56 AM |
| wise-deal-panda | $200.00 | 10/11/2011 9:16:49 AM |
| rolltide09 | $25.00 | 10/11/2011 9:03:31 AM |
| fireferd | $50.00 | 10/11/2011 9:10:39 AM |
| fuzed | $100.00 | 10/11/2011 9:25:30 AM |
| zone8 | $100.00 | 10/11/2011 10:33:08 AM |
| impeccable-ore3 | $25.00 | 10/11/2011 12:33:07 PM |
| Bill88 | $25.00 | 10/11/2011 1:21:19 PM |
| autonomous-kindness8 | $25.00 | 10/11/2011 4:51:35 PM |
| loanman2007 | $125.00 | 10/11/2011 5:19:29 PM |
| contract-student2 | $50.00 | 10/11/2011 6:23:14 PM |
| wampum-optimization | $25.00 | 10/11/2011 5:28:31 PM |
| dime-sapling | $25.00 | 10/11/2011 7:02:03 PM |
| bid-plato6 | $25.00 | 10/11/2011 7:13:33 PM |
| gordie | $25.00 | 10/11/2011 7:26:12 PM |
| shrewd-peace7 | $25.00 | 10/11/2011 8:22:11 PM |
| heaven75 | $180.00 | 10/11/2011 8:39:17 PM |
| currency-kangaroo9 | $25.00 | 10/11/2011 10:10:28 PM |
| ingenious-truth0 | $50.00 | 10/11/2011 10:39:55 PM |
| Sierrahh | $25.00 | 10/11/2011 9:51:12 PM |
| marketologist327 | $25.00 | 10/11/2011 11:03:37 PM |
| christmaslightpro | $25.00 | 10/11/2011 10:26:12 PM |
| marketplace-hut9 | $25.00 | 10/12/2011 3:41:25 AM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:58 AM |
| MylesNH | $25.00 | 10/12/2011 3:55:16 AM |
| DrMoneyBags | $50.00 | 10/12/2011 1:40:05 AM |
| asmithj | $25.00 | 10/12/2011 2:08:46 AM |
| Rollshaft | $30.00 | 10/12/2011 4:09:34 AM |
| income-ace | $50.00 | 10/12/2011 4:21:26 AM |
| thrilling-nickel5 | $25.00 | 10/12/2011 4:41:38 AM |
| vigorous-market5 | $100.00 | 10/12/2011 2:44:37 AM |
| monster4 | $50.00 | 10/12/2011 5:31:09 AM |
| fund-dragster | $49.69 | 10/12/2011 5:17:27 AM |
| american-investor | $50.00 | 10/12/2011 4:50:56 AM |
| GElender | $50.00 | 10/12/2011 6:01:38 AM |
| Feyenoord | $25.00 | 10/12/2011 6:01:28 AM |
| healthy-peso9 | $25.00 | 10/12/2011 6:31:11 AM |
| Preteur | $25.00 | 10/12/2011 6:53:40 AM |
| integrity-liberator | $25.00 | 10/12/2011 7:36:34 AM |
| cozy-gain023 | $37.90 | 10/12/2011 7:31:51 AM |
| oldmora | $25.00 | 10/12/2011 7:34:20 AM |
| exciting-loyalty3 | $50.00 | 10/12/2011 7:46:54 AM |
| first-serene-credit | $25.00 | 10/12/2011 7:34:31 AM |
| promise2 | $100.00 | 10/12/2011 8:11:10 AM |
| phaded | $25.00 | 10/12/2011 8:36:45 AM |
| genelinist | $50.00 | 10/12/2011 8:52:23 AM |
| worthy-bid8 | $50.00 | 10/12/2011 9:08:17 AM |
| Leshan | $50.00 | 10/12/2011 8:44:03 AM |
| genius520 | $50.00 | 10/12/2011 9:10:07 AM |
| finance-prescription | $100.00 | 10/12/2011 9:11:58 AM |
| JeffHoll | $80.00 | 10/12/2011 9:30:15 AM |
| glroark | $100.00 | 10/12/2011 9:07:11 AM |
| trade-wicket | $25.00 | 10/12/2011 9:32:35 AM |
| ursus | $50.00 | 10/12/2011 9:09:53 AM |
| nick5454 | $50.00 | 10/12/2011 9:31:20 AM |
| CA-Lender | $50.00 | 10/12/2011 10:17:54 AM |
| Medic05 | $25.00 | 10/12/2011 10:00:27 AM |
| sharp-return7 | $25.00 | 10/12/2011 11:06:20 AM |
| inspired-agreement | $25.00 | 10/12/2011 10:18:21 AM |
| yield-trader | $25.00 | 10/12/2011 11:48:20 AM |
| FigTree | $50.00 | 10/12/2011 10:25:53 AM |
| ethicalhumanist | $100.00 | 10/12/2011 1:28:53 PM |
| play_ultimate | $25.00 | 10/12/2011 1:39:23 PM |
| boater01 | $50.00 | 10/12/2011 1:44:06 PM |
| riskadverse44 | $50.00 | 10/12/2011 1:17:43 PM |
| AF-Chief | $35.00 | 10/12/2011 2:42:33 PM |
| blue-fervent-pound | $25.00 | 10/12/2011 3:15:02 PM |
| musegaze | $50.00 | 10/12/2011 3:41:14 PM |
| Dubbs360 | $50.00 | 10/12/2011 3:34:04 PM |
| orbital-gain | $50.00 | 10/12/2011 4:50:50 PM |
| whitegold24k | $100.00 | 10/10/2011 5:14:52 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:11 PM |
| wonder3 | $35.00 | 10/10/2011 5:56:33 PM |
| Bank_Of_XL | $25.00 | 10/10/2011 5:59:48 PM |
| whitegold24k | $400.00 | 10/10/2011 5:33:36 PM |
| happy-return4 | $31.00 | 10/10/2011 5:53:53 PM |
| head | $25.00 | 10/10/2011 6:40:00 PM |
| Kaj | $40.00 | 10/10/2011 6:42:45 PM |
| auction-seeker | $25.00 | 10/10/2011 7:13:36 PM |
| Kash2010lu | $25.00 | 10/10/2011 6:41:55 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:48 PM |
| LoanerPrincipal | $25.00 | 10/10/2011 8:24:56 PM |
| AndChicksforFree | $57.00 | 10/10/2011 9:03:32 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:36 PM |
| golffish2 | $50.00 | 10/11/2011 4:10:29 AM |
| RLaumeyer | $30.00 | 10/11/2011 6:28:47 AM |
| worldly-money4 | $500.00 | 10/11/2011 6:46:15 AM |
| credit-coach118 | $40.37 | 10/11/2011 9:24:54 AM |
| fairness-atmosphere | $25.00 | 10/11/2011 11:51:37 AM |
| compassion-paladin042 | $25.00 | 10/11/2011 11:05:07 AM |
| rupee-sequoia | $50.00 | 10/11/2011 11:57:06 AM |
| life-is-great | $25.00 | 10/11/2011 12:38:08 PM |
| DoctorJoe | $50.00 | 10/11/2011 2:31:01 PM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:55:02 PM |
| fervent-repayment | $25.00 | 10/11/2011 4:16:55 PM |
| LittleMingo | $25.00 | 10/11/2011 5:40:47 PM |
| the-productive-agreement | $25.00 | 10/11/2011 6:25:56 PM |
| basis-gazer0 | $25.00 | 10/11/2011 6:47:00 PM |
| first-dinero-paladin | $25.00 | 10/11/2011 7:39:33 PM |
| woodman61 | $25.00 | 10/11/2011 8:29:00 PM |
| shrewd-income | $100.00 | 10/11/2011 7:41:14 PM |
| balanced-bill7 | $50.00 | 10/11/2011 8:44:01 PM |
| heaven75 | $30.00 | 10/11/2011 8:39:34 PM |
| GCInvestments | $29.00 | 10/11/2011 8:51:26 PM |
| income-motor4 | $25.00 | 10/11/2011 8:38:07 PM |
| theprince | $25.00 | 10/11/2011 8:49:09 PM |
| rcm87 | $50.00 | 10/11/2011 10:07:15 PM |
| beaker | $25.12 | 10/11/2011 10:40:59 PM |
| new-sharp-leverage | $25.00 | 10/11/2011 10:39:14 PM |
| greenback-chooser6 | $50.00 | 10/11/2011 10:57:19 PM |
| Top_Gun_Lender | $26.00 | 10/11/2011 11:28:28 PM |
| gold-cluster | $50.00 | 10/11/2011 10:39:10 PM |
| new-marketplace-lyrics | $25.00 | 10/11/2011 11:54:30 PM |
| artisticlending | $50.00 | 10/12/2011 2:53:36 AM |
| income-ace | $50.00 | 10/12/2011 4:32:44 AM |
| Maximum_Investment | $25.81 | 10/12/2011 4:41:10 AM |
| Easystreet | $25.00 | 10/12/2011 3:21:36 AM |
| cybernosha | $25.00 | 10/12/2011 4:45:35 AM |
| cerebral-dollar773 | $50.00 | 10/12/2011 4:55:14 AM |
| suave-dime6 | $25.00 | 10/12/2011 4:59:43 AM |
| myidear | $25.00 | 10/12/2011 5:13:41 AM |
| kendigme | $25.00 | 10/12/2011 4:30:31 AM |
| bonus-tent | $25.00 | 10/12/2011 5:34:47 AM |
| compassion-bauble4 | $25.00 | 10/12/2011 5:55:24 AM |
| return-buddy | $25.00 | 10/12/2011 6:28:04 AM |
| DanLash | $25.00 | 10/12/2011 7:39:52 AM |
| DFly1 | $30.00 | 10/12/2011 8:07:49 AM |
| Bob450 | $28.00 | 10/12/2011 7:51:03 AM |
| power-mad-scientist | $25.00 | 10/12/2011 8:20:50 AM |
| promise2 | $100.00 | 10/12/2011 8:23:08 AM |
| Whatssofunnybout | $25.00 | 10/12/2011 8:29:20 AM |
| FinanceEngine | $35.00 | 10/12/2011 8:31:10 AM |
| wwwUniversal | $25.00 | 10/12/2011 9:20:12 AM |
| Socorro_Capital_Partners | $25.01 | 10/12/2011 8:52:52 AM |
| amerigor | $25.00 | 10/12/2011 9:14:35 AM |
| handshake5 | $100.00 | 10/12/2011 9:11:32 AM |
| nickel-ferret | $27.00 | 10/12/2011 9:11:45 AM |
| Investoman | $75.00 | 10/12/2011 9:13:50 AM |
| 34bcp23 | $25.00 | 10/12/2011 9:38:11 AM |
| graceful-investment | $25.00 | 10/12/2011 10:13:51 AM |
| Bank42 | $25.00 | 10/12/2011 10:19:25 AM |
| bullish2bearish | $34.82 | 10/12/2011 11:43:47 AM |
| enthralling-deal180 | $25.00 | 10/12/2011 1:02:00 PM |
| Tyre | $50.00 | 10/12/2011 12:47:43 PM |
| guard327 | $50.00 | 10/12/2011 12:54:47 PM |
| proud-gold9 | $25.00 | 10/12/2011 2:26:23 PM |
| Pasagam | $50.00 | 10/12/2011 4:16:38 PM |
| enthralling-wampum | $25.00 | 10/12/2011 4:25:23 PM |
| Ubiquinone | $35.00 | 10/12/2011 4:32:32 PM |
| gain-expert | $30.00 | 10/12/2011 3:07:18 PM |
| nitai | $25.00 | 10/12/2011 4:17:06 PM |
| Jerrys1951 | $30.00 | 10/12/2011 4:22:38 PM |
| money-bauble | $200.00 | 10/12/2011 5:07:11 PM |
| payout-bridge | $100.00 | 10/12/2011 4:28:21 PM |
| worth-blanket2 | $2,700.00 | 10/12/2011 5:14:40 PM |
| 175 Investments
|
Borrower Payment Dependent Notes Series
531673
This series of Notes was issued and sold upon the funding of the borrower loan #54472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 10.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,833 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hope-sitar0 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidate
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $45,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/13/2011 8:14:28 AM |
| ultimate-peace | $25.00 | 10/10/2011 9:01:45 AM |
| social-cocktail1 | $200.00 | 10/10/2011 9:14:26 AM |
| thankful-nickel2 | $25.00 | 10/10/2011 10:26:49 AM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:25 PM |
| finance-solo | $25.00 | 10/11/2011 5:01:38 AM |
| bnoble09 | $25.00 | 10/11/2011 10:20:56 AM |
| trendicoff | $100.00 | 10/11/2011 1:10:16 PM |
| secureincome | $300.00 | 10/11/2011 4:01:53 PM |
| wwwUniversal | $25.00 | 10/11/2011 5:18:56 PM |
| Something-Corporate | $25.00 | 10/11/2011 6:59:21 PM |
| clean-dime1 | $25.08 | 10/12/2011 3:50:58 AM |
| kinetic-social | $25.00 | 10/12/2011 9:18:59 AM |
| whitegold24k | $100.00 | 10/12/2011 5:18:25 PM |
| wise-deal-panda | $100.00 | 10/12/2011 5:21:12 PM |
| smooothymon | $25.00 | 10/12/2011 6:44:13 PM |
| transformer855 | $25.00 | 10/13/2011 6:59:59 AM |
| dedicated-diversification5 | $51.04 | 10/13/2011 8:08:53 AM |
| CivlDX | $20.62 | 10/13/2011 10:22:08 AM |
| reward-dynamo | $40.00 | 10/13/2011 9:43:53 AM |
| jjsparks28 | $35.00 | 10/13/2011 9:57:57 AM |
| oasis481 | $25.00 | 10/13/2011 10:21:01 AM |
| Asimus | $30.83 | 10/13/2011 10:12:52 AM |
| well-rounded-payout0 | $50.00 | 10/10/2011 9:12:30 AM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:43 PM |
| greenback-upholder9 | $25.00 | 10/11/2011 2:15:56 PM |
| pound-mushroom3 | $25.00 | 10/11/2011 7:46:36 PM |
| suave-dime6 | $25.00 | 10/12/2011 4:59:56 AM |
| commerce-wildebeest2 | $25.00 | 10/12/2011 10:51:44 AM |
| a-credit-rotation | $25.00 | 10/12/2011 1:37:00 PM |
| the-discrete-income | $25.00 | 10/12/2011 5:10:26 PM |
| Ols744 | $50.00 | 10/12/2011 5:55:55 PM |
| q4golf | $25.00 | 10/12/2011 6:45:04 PM |
| Rogelio48 | $25.00 | 10/12/2011 8:02:26 PM |
| irrelevant | $25.00 | 10/13/2011 6:05:16 AM |
| Tikibarman | $25.00 | 10/13/2011 5:58:07 AM |
| rapid-wealth614 | $50.00 | 10/13/2011 6:39:56 AM |
| Requiem | $25.00 | 10/13/2011 6:45:30 AM |
| Live-Free-or-Die | $109.00 | 10/13/2011 8:33:13 AM |
| mues83 | $38.47 | 10/13/2011 8:52:24 AM |
| revenue-associate | $25.00 | 10/13/2011 8:58:45 AM |
| hubs032 | $49.96 | 10/13/2011 9:17:11 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
531761
This series of Notes was issued and sold upon the funding of the borrower loan #54520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 14.10% |
Borrower rate/APR:
| 15.10% / 16.49% |
Monthly payment:
| $214.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.05% | | |
| |
Estimated return*:
| 12.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1978 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 840-859 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 37y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,738 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| njq528 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Aug-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Complete home improvements
Purpose of loan:
This loan will be used to...Will finish the family room and kitchen renovations I have started. . Also this will payoff any outstanding credit debt that iI now have.
My financial situation:
I am a good candidate for this loan because...I am in a relitively safe employment situation with over 37 years with the same employer. I have over the last 5 years managed to bring my credit rating from the toilet to respectability with an average in the mid 800s.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:51 AM |
| mrpowers5531 | $25.00 | 10/12/2011 5:17:05 AM |
| intrepid-repayment1 | $50.00 | 10/12/2011 9:17:46 AM |
| MoneyForNothing | $87.60 | 10/10/2011 5:05:07 PM |
| Aberdeen | $1,000.00 | 10/10/2011 5:04:56 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:13 PM |
| Bank_Of_XL | $25.00 | 10/10/2011 6:01:17 PM |
| sjlender | $100.00 | 10/10/2011 5:16:29 PM |
| OldManP | $50.00 | 10/10/2011 5:19:12 PM |
| Interloper | $25.00 | 10/10/2011 6:27:50 PM |
| sweety075 | $25.00 | 10/10/2011 7:30:49 PM |
| AndChicksforFree | $87.59 | 10/10/2011 8:38:42 PM |
| 1800porsche | $25.00 | 10/10/2011 8:48:57 PM |
| principal-star | $50.00 | 10/10/2011 7:33:57 PM |
| fiercesnail | $30.00 | 10/10/2011 10:19:09 PM |
| credit-coach118 | $65.18 | 10/10/2011 11:03:35 PM |
| weiyinsan | $50.00 | 10/11/2011 2:57:50 AM |
| goodhearted-basis4 | $25.00 | 10/11/2011 1:08:53 AM |
| healthy-bonus6 | $25.00 | 10/10/2011 9:52:55 PM |
| fiercesnail | $27.79 | 10/10/2011 10:18:34 PM |
| organized-payment6 | $50.00 | 10/11/2011 6:03:04 AM |
| tntmojave | $50.00 | 10/11/2011 5:32:04 AM |
| RLaumeyer | $30.00 | 10/11/2011 6:32:56 AM |
| astute-fairness0 | $45.00 | 10/11/2011 6:30:25 AM |
| peaceful-wealth0 | $50.00 | 10/11/2011 7:41:41 AM |
| the-discrete-income | $50.00 | 10/11/2011 9:16:26 AM |
| navy_cash | $50.00 | 10/11/2011 11:33:17 AM |
| 1stBankAndHal | $75.07 | 10/11/2011 12:02:20 PM |
| fireman4 | $75.00 | 10/11/2011 12:37:57 PM |
| RecoveryLender | $25.00 | 10/11/2011 1:08:18 PM |
| investment-artist | $26.00 | 10/11/2011 1:11:16 PM |
| balance-bliss | $50.00 | 10/11/2011 1:19:10 PM |
| DoctorJoe | $50.00 | 10/11/2011 2:32:16 PM |
| power-cell | $25.00 | 10/11/2011 4:18:42 PM |
| Guiren | $121.89 | 10/11/2011 4:16:13 PM |
| LittleMingo | $30.00 | 10/11/2011 4:21:25 PM |
| repaymeplease | $82.97 | 10/11/2011 5:51:30 PM |
| equitable-capital758 | $350.00 | 10/11/2011 6:44:43 PM |
| Grenin | $124.70 | 10/11/2011 8:27:41 PM |
| Feyenoord | $25.00 | 10/11/2011 9:53:55 PM |
| sharp-return7 | $50.00 | 10/12/2011 12:11:13 AM |
| Little_Helper | $40.00 | 10/11/2011 11:46:38 PM |
| bds9646 | $25.00 | 10/12/2011 2:59:28 AM |
| RusRobo | $25.00 | 10/12/2011 5:59:16 AM |
| loanman2007 | $200.00 | 10/12/2011 6:28:26 AM |
| wise-honorable-rate | $25.00 | 10/12/2011 6:20:50 AM |
| Preteur | $25.00 | 10/12/2011 6:52:57 AM |
| vutah | $25.00 | 10/12/2011 8:19:11 AM |
| FinanceEngine | $70.00 | 10/12/2011 8:30:32 AM |
| Leshan | $100.00 | 10/12/2011 8:41:04 AM |
| genelinist | $300.00 | 10/12/2011 9:03:19 AM |
| tacopants | $500.00 | 10/12/2011 9:07:39 AM |
| CalCollegeFund19 | $50.00 | 10/12/2011 9:25:35 AM |
| jpblan11 | $25.00 | 10/12/2011 9:54:04 AM |
| top-magnificent-greenback | $25.00 | 10/12/2011 9:57:20 AM |
| EretzCapital | $36.56 | 10/12/2011 10:12:06 AM |
| blLending | $25.00 | 10/12/2011 9:43:34 AM |
| Go_Niners | $100.00 | 10/12/2011 11:27:20 AM |
| sweet-capital7 | $50.00 | 10/12/2011 12:25:21 PM |
| Thought | $53.31 | 10/12/2011 1:07:59 PM |
| enthralling-investment | $100.00 | 10/12/2011 1:44:43 PM |
| 3_boyz | $75.00 | 10/12/2011 2:06:57 PM |
| goodopportunity | $100.00 | 10/12/2011 2:31:26 PM |
| quarkyuzu | $50.00 | 10/12/2011 2:43:00 PM |
| gain-expert | $34.13 | 10/12/2011 3:02:54 PM |
| rolltide09 | $25.00 | 10/10/2011 5:02:36 PM |
| credit-guard5 | $25.00 | 10/10/2011 6:35:39 PM |
| osiris | $50.00 | 10/10/2011 6:17:45 PM |
| 113121 | $25.00 | 10/10/2011 6:19:06 PM |
| johnrx | $50.00 | 10/10/2011 6:47:16 PM |
| auction-seeker | $25.00 | 10/10/2011 7:11:56 PM |
| economy-popcorn | $25.00 | 10/10/2011 8:14:04 PM |
| economy-popcorn | $25.00 | 10/10/2011 8:09:46 PM |
| kurg | $25.00 | 10/10/2011 7:27:11 PM |
| grammaspurse | $25.00 | 10/10/2011 8:53:49 PM |
| ChristopherHS | $25.00 | 10/10/2011 9:47:38 PM |
| The-Lighthouse-Group | $25.00 | 10/11/2011 4:41:19 AM |
| The-Lighthouse-Group | $25.00 | 10/11/2011 4:54:16 AM |
| CFOGO | $25.00 | 10/11/2011 5:11:44 AM |
| GCLRWLoans | $36.05 | 10/11/2011 7:45:24 AM |
| helpingyou1 | $28.34 | 10/11/2011 8:14:02 AM |
| first-serene-credit | $25.00 | 10/11/2011 9:11:06 AM |
| fireferd | $150.00 | 10/11/2011 9:12:05 AM |
| thrifty-note2 | $25.00 | 10/11/2011 9:21:21 AM |
| EngineersAlliance | $75.00 | 10/11/2011 9:10:50 AM |
| philly_eagles | $25.00 | 10/11/2011 9:33:55 AM |
| logical-durability2 | $50.00 | 10/11/2011 10:50:21 AM |
| hidavehi | $100.00 | 10/11/2011 3:55:06 PM |
| innovator10 | $200.00 | 10/11/2011 5:01:29 PM |
| cocopuffs | $25.00 | 10/11/2011 4:23:16 PM |
| The-Lighthouse-Group | $25.00 | 10/11/2011 5:31:35 PM |
| Eric_Gagne | $100.00 | 10/11/2011 5:48:41 PM |
| MarvintheMartian | $25.00 | 10/11/2011 6:09:09 PM |
| janeybooboo | $100.00 | 10/11/2011 5:38:51 PM |
| bigshowlender2u | $25.00 | 10/11/2011 6:08:12 PM |
| Brattt | $25.00 | 10/11/2011 6:58:42 PM |
| Theodon | $25.00 | 10/11/2011 7:05:05 PM |
| Chosen-one | $90.23 | 10/11/2011 9:06:19 PM |
| reward-awakening | $30.42 | 10/11/2011 9:11:43 PM |
| Centaur | $100.00 | 10/11/2011 11:01:48 PM |
| gentle-transparency7 | $250.00 | 10/12/2011 3:22:17 AM |
| scholarly-benefit5 | $50.00 | 10/12/2011 6:19:16 AM |
| corphippie | $25.00 | 10/12/2011 7:07:43 AM |
| aliasqalias | $25.00 | 10/12/2011 8:04:08 AM |
| GCLRWLoans | $26.92 | 10/12/2011 8:41:01 AM |
| maximizer | $50.00 | 10/12/2011 8:47:00 AM |
| promise2 | $200.00 | 10/12/2011 8:13:14 AM |
| yield-quest | $250.00 | 10/12/2011 9:15:36 AM |
| Skeptical-one | $100.00 | 10/12/2011 9:35:12 AM |
| worthy-commitment7 | $45.00 | 10/12/2011 10:28:38 AM |
| thankful-nickel2 | $50.00 | 10/12/2011 9:44:17 AM |
| fragonardlives | $25.00 | 10/12/2011 10:17:07 AM |
| maj0508 | $100.00 | 10/12/2011 9:57:08 AM |
| GolfPro2006 | $50.00 | 10/12/2011 11:35:59 AM |
| cashhelp | $50.00 | 10/12/2011 10:43:23 AM |
| fishman42 | $25.00 | 10/12/2011 11:30:12 AM |
| octoberfresh | $25.00 | 10/12/2011 10:54:00 AM |
| NolockHolmes | $50.25 | 10/12/2011 11:36:52 AM |
| Sneezie | $100.00 | 10/12/2011 11:57:12 AM |
| ScottCapital | $25.00 | 10/12/2011 1:40:09 PM |
| a-unflappable-finance | $100.00 | 10/12/2011 2:47:52 PM |
| 121 Investments
|
Borrower Payment Dependent Notes Series
531769
This series of Notes was issued and sold upon the funding of the borrower loan #54528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $151.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
24 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,389 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a_touchof_class |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 57 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,550.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2009)
660-679
(Jul-2009)
600-619
(Oct-2006)
|
|
Principal balance:
| $1,795.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Bringing it all together
Purpose of loan: to assist in consolidating some debt while continuing to increase my credit rating.
My financial situation: has improved greatly. I am more financially responsible although I've hit a few roadblocks along the way.
I am a good candidate for this loan because... I am responsible, hard working and driven. I am now supporting myself ( a college junior) and my brother (who just entered college) all while carrying a full- time work load in school and working full time
Monthly net income: $1800.00
Monthly expenses: $350.00
Housing: $ 500.00
Insurance: $ 125.00
Car expenses: $0
Utilities: $ 100.00
Phone, cable, internet: $ 40.00
Food, entertainment: $ 40.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 250.00
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pembull | $75.00 | 10/10/2011 5:02:52 PM |
| Dusigrosz | $100.00 | 10/10/2011 5:03:23 PM |
| 312-Lender | $25.00 | 10/10/2011 5:04:32 PM |
| whitegold24k | $100.00 | 10/10/2011 5:14:53 PM |
| MilitaryLending | $100.02 | 10/10/2011 5:07:49 PM |
| the-discrete-income | $50.00 | 10/10/2011 5:13:47 PM |
| Kash2010lu | $35.00 | 10/10/2011 5:31:13 PM |
| OldManP | $75.00 | 10/10/2011 5:19:52 PM |
| compassion-artisan9 | $50.00 | 10/10/2011 5:25:24 PM |
| Banker2OO7 | $100.00 | 10/10/2011 6:45:51 PM |
| supreme-hope | $25.00 | 10/10/2011 6:25:21 PM |
| loss-of-control | $75.00 | 10/10/2011 6:34:13 PM |
| loan-master1 | $25.00 | 10/10/2011 7:29:48 PM |
| SV-AZ | $27.44 | 10/10/2011 9:20:49 PM |
| AndChicksforFree | $102.54 | 10/10/2011 8:56:13 PM |
| social-hunter5 | $26.00 | 10/10/2011 9:38:55 PM |
| Mikale360 | $25.00 | 10/10/2011 10:15:01 PM |
| money-fort | $25.00 | 10/10/2011 10:15:26 PM |
| epic-dollar557 | $24.45 | 10/11/2011 1:06:21 AM |
| Tlk2drew | $50.00 | 10/10/2011 11:43:19 PM |
| MoneyForNothing | $102.55 | 10/10/2011 5:04:10 PM |
| social-cocktail1 | $200.00 | 10/10/2011 5:15:40 PM |
| goodhearted-generosity511 | $25.00 | 10/10/2011 5:29:32 PM |
| whitegold24k | $400.00 | 10/10/2011 5:29:16 PM |
| transaction-circuit | $50.00 | 10/10/2011 6:55:22 PM |
| seabassx | $25.00 | 10/10/2011 7:16:38 PM |
| sweety075 | $25.00 | 10/10/2011 7:31:24 PM |
| Moe87 | $25.00 | 10/10/2011 6:55:24 PM |
| reflective-rupee | $25.00 | 10/10/2011 7:33:01 PM |
| thankful-nickel2 | $50.00 | 10/10/2011 7:42:30 PM |
| DiligentiaLLC | $100.00 | 10/10/2011 8:43:29 PM |
| handy-justice | $50.00 | 10/10/2011 8:51:12 PM |
| alexgalt | $25.00 | 10/10/2011 9:00:29 PM |
| Invest_In_U_Today_Pls_Pay_back | $62.00 | 10/10/2011 9:12:40 PM |
| fascinating-generosity3 | $200.00 | 10/10/2011 9:46:14 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:32 PM |
| contract-lionheart | $50.00 | 10/10/2011 10:18:26 PM |
| servnyou | $120.00 | 10/10/2011 11:01:54 PM |
| shawnw2 | $800.00 | 10/10/2011 11:00:28 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
531829
This series of Notes was issued and sold upon the funding of the borrower loan #54530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,948.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-13-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $142.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,461 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| impeccable-value574 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Goodbye Discover
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:56 AM |
| rolltide09 | $25.00 | 10/11/2011 9:03:20 AM |
| sjlender | $100.00 | 10/11/2011 9:16:59 AM |
| progressive-economy261 | $400.00 | 10/11/2011 9:16:41 AM |
| favorite-commerce | $25.00 | 10/11/2011 10:22:08 AM |
| Rivervale_Westwood | $25.00 | 10/11/2011 11:28:18 AM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:08:07 PM |
| Thunder08 | $100.00 | 10/11/2011 6:29:12 PM |
| superb-funds335 | $25.00 | 10/11/2011 9:38:41 PM |
| organized-payment6 | $50.00 | 10/12/2011 5:49:17 AM |
| Preteur | $25.00 | 10/12/2011 6:53:42 AM |
| EngineersAlliance | $100.00 | 10/12/2011 9:12:30 AM |
| QsDad | $25.00 | 10/12/2011 9:51:10 AM |
| AndChicksforFree | $25.00 | 10/12/2011 12:49:17 PM |
| natural-worth9 | $700.00 | 10/12/2011 5:58:46 PM |
| wwwUniversal | $25.00 | 10/12/2011 5:18:15 PM |
| hidavehi | $77.00 | 10/12/2011 6:17:14 PM |
| squadron781 | $25.00 | 10/12/2011 6:12:46 PM |
| sudeep104 | $25.00 | 10/12/2011 8:07:29 PM |
| dingus | $27.23 | 10/12/2011 7:11:36 PM |
| credit-rocket4 | $25.00 | 10/12/2011 8:36:36 PM |
| addlending | $50.00 | 10/12/2011 9:04:03 PM |
| wise-deal-panda | $100.00 | 10/13/2011 9:21:16 AM |
| John_Galt | $25.00 | 10/13/2011 10:18:49 AM |
| kenji4861 | $25.00 | 10/13/2011 9:25:57 AM |
| seabassx | $25.00 | 10/13/2011 10:30:34 AM |
| ALFLoan | $25.00 | 10/13/2011 11:34:46 AM |
| SkinnyFish | $50.00 | 10/13/2011 11:46:30 AM |
| GrayStudio | $25.00 | 10/13/2011 11:47:04 AM |
| elevated-finance | $26.23 | 10/13/2011 12:38:14 PM |
| JBG | $25.00 | 10/13/2011 12:54:41 PM |
| ILoveBearHats | $25.00 | 10/13/2011 1:58:39 PM |
| green28 | $184.09 | 10/13/2011 2:29:35 PM |
| gain-expert | $30.00 | 10/13/2011 3:25:24 PM |
| pthighs | $54.95 | 10/13/2011 3:12:59 PM |
| poolshark72 | $25.00 | 10/13/2011 3:33:39 PM |
| DADOF1 | $25.00 | 10/11/2011 5:37:05 PM |
| MarvintheMartian | $25.00 | 10/11/2011 6:06:14 PM |
| SolarMoonshine | $25.00 | 10/11/2011 6:32:14 PM |
| charming-exchange7 | $25.00 | 10/11/2011 6:33:26 PM |
| pound-mushroom3 | $25.00 | 10/11/2011 7:46:38 PM |
| JustMee | $25.00 | 10/11/2011 9:17:15 PM |
| credit-coach118 | $25.26 | 10/11/2011 9:33:50 PM |
| elvisloans | $25.00 | 10/12/2011 5:08:02 AM |
| Uylsses | $50.00 | 10/12/2011 6:40:40 AM |
| MacAtk | $110.00 | 10/12/2011 9:28:36 AM |
| lucrative-coin | $50.00 | 10/12/2011 9:32:57 AM |
| atbright | $25.00 | 10/12/2011 11:12:57 AM |
| enthralling-deal180 | $25.00 | 10/12/2011 1:02:02 PM |
| a-unflappable-finance | $100.00 | 10/12/2011 2:47:54 PM |
| Watersports | $50.00 | 10/12/2011 3:14:17 PM |
| the-discrete-income | $50.00 | 10/12/2011 5:38:32 PM |
| rmachi | $25.00 | 10/12/2011 8:39:04 PM |
| diverse-benjamins | $25.00 | 10/12/2011 10:07:08 PM |
| GolfPro2006 | $50.00 | 10/13/2011 4:37:39 AM |
| Investor_DP | $100.00 | 10/13/2011 9:06:54 AM |
| promise2 | $100.00 | 10/13/2011 8:42:20 AM |
| UBOtto186 | $50.00 | 10/13/2011 10:00:08 AM |
| bid-stockpiler1 | $100.00 | 10/13/2011 11:36:35 AM |
| fervent-repayment | $25.00 | 10/13/2011 11:37:44 AM |
| Castelj | $25.00 | 10/13/2011 1:41:46 PM |
| oxnard | $75.00 | 10/13/2011 1:58:48 PM |
| a-noble-coin | $138.24 | 10/13/2011 3:37:30 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
531899
This series of Notes was issued and sold upon the funding of the borrower loan #54531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.65% |
Listing Start date:
| Oct-11-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $187.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.83% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,725 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ore-harmony |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 94% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,550.00 | < 31 days late:
| 1
( 6% )
| 640-659
(Mar-2010)
|
|
Principal balance:
| $39.94 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Payoff High Interest Credit Cards
Purpose of loan:
This loan will be used to...
This loan will be to payoff two Capital One credit cards with 24.99% interest and to pay down my debt faster. I would like to get out of debt so that I can buy a house in the next year. This loan will be paid off in the next six months.
My financial situation:
I am a good candidate for this loan because...
I am extremely motivated to get out of debt. I just payed off my first Prosper loan a year early. I have a good job with steady income.
Monthly net income: $2200
Monthly expenses: $
Housing: $285
Insurance: $100
Car expenses: $400
Utilities: $50
Phone, cable, internet: $30
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:59 AM |
| Milonguero | $100.00 | 10/11/2011 9:02:49 AM |
| green-trade-dolphin | $25.01 | 10/11/2011 9:01:11 AM |
| AndChicksforFree | $25.00 | 10/11/2011 9:02:10 AM |
| well-rounded-payout0 | $50.00 | 10/11/2011 9:13:33 AM |
| thrifty-note2 | $25.00 | 10/11/2011 9:14:38 AM |
| currency-excellency0 | $100.00 | 10/11/2011 9:01:49 AM |
| britches613 | $25.00 | 10/11/2011 9:26:24 AM |
| MichaelProsper | $40.00 | 10/11/2011 9:41:16 AM |
| kinetic-social | $26.00 | 10/11/2011 9:38:07 AM |
| heavenly-interest9 | $250.00 | 10/11/2011 9:42:00 AM |
| RecoveryLender | $25.00 | 10/11/2011 9:44:49 AM |
| kinetic-social | $8.99 | 10/11/2011 9:54:41 AM |
| SLN-10 | $100.00 | 10/11/2011 9:17:10 AM |
| goodhearted-generosity511 | $25.00 | 10/11/2011 9:25:13 AM |
| ultimate-peace | $150.00 | 10/11/2011 9:02:00 AM |
| cashhelp | $40.00 | 10/11/2011 9:03:13 AM |
| wise-deal-panda | $200.00 | 10/11/2011 9:16:50 AM |
| the-discrete-income | $100.00 | 10/11/2011 9:16:27 AM |
| credit-missile | $110.00 | 10/11/2011 9:18:28 AM |
| first-serene-credit | $25.00 | 10/11/2011 9:11:57 AM |
| credit-missile | $25.00 | 10/11/2011 9:25:31 AM |
| whitegold24k | $100.00 | 10/11/2011 9:15:20 AM |
| whitegold24k | $400.00 | 10/11/2011 9:38:08 AM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
531967
This series of Notes was issued and sold upon the funding of the borrower loan #54536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1977 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
19 | Length of status: | 8y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,936 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| affluence-sniffer |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card payoff
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I am an honest and hard working person. Home loan in order now and wish to get consumer debt payed off in the next three years to put me at age 62.
Monthly net income: $4,300.00
Monthly expenses
Housing: $3,200.00
Insurance: $340.00
Car expenses: $
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $800.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 10/11/2011 5:01:53 PM |
| worth-blanket2 | $3,800.00 | 10/11/2011 5:45:59 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
532067
This series of Notes was issued and sold upon the funding of the borrower loan #54521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $128.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,217 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| admirable-commerce924 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Project Analyst
Purpose of loan:
This loan will be used to...assist with relocation
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $900.00
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/12/2011 1:26:04 PM |
| rolltide09 | $25.00 | 10/12/2011 9:03:28 AM |
| goodhearted-generosity511 | $25.00 | 10/12/2011 9:13:04 AM |
| progressive-economy261 | $400.00 | 10/12/2011 9:21:32 AM |
| thrifty-note2 | $25.00 | 10/12/2011 10:17:13 AM |
| bizlending | $200.00 | 10/12/2011 11:23:50 AM |
| 1stBankAndHal | $25.03 | 10/12/2011 5:02:35 PM |
| the-discrete-income | $50.00 | 10/12/2011 5:22:42 PM |
| favorite-commerce | $25.00 | 10/12/2011 7:34:27 PM |
| integrity-electron9 | $50.00 | 10/13/2011 7:24:46 AM |
| transformer855 | $25.00 | 10/13/2011 2:07:39 PM |
| oxnard | $50.00 | 10/13/2011 2:21:49 PM |
| charming-exchange7 | $25.00 | 10/13/2011 3:15:13 PM |
| FriendInSeattle | $100.00 | 10/13/2011 5:05:14 PM |
| scarlet-velvet | $25.08 | 10/13/2011 6:37:47 PM |
| whitegold24k | $400.00 | 10/13/2011 5:47:49 PM |
| credit-bank-usa611 | $25.00 | 10/13/2011 6:02:23 PM |
| Kaj | $40.00 | 10/13/2011 6:59:11 PM |
| Iwillhuntyoudown | $25.00 | 10/13/2011 10:01:58 PM |
| pious-benjamins1 | $76.00 | 10/13/2011 8:19:04 PM |
| promise2 | $50.00 | 10/13/2011 11:02:00 PM |
| kendigme | $50.00 | 10/14/2011 3:51:43 AM |
| glenium | $25.00 | 10/14/2011 2:35:51 AM |
| octoberfresh | $25.00 | 10/14/2011 7:16:32 AM |
| Urban-MBA | $25.00 | 10/14/2011 7:13:29 AM |
| sharp-return7 | $25.00 | 10/14/2011 8:50:41 AM |
| cajunguy | $27.08 | 10/14/2011 9:00:51 AM |
| Whipster | $80.00 | 10/12/2011 9:20:08 AM |
| green-trade-dolphin | $25.00 | 10/12/2011 9:37:55 AM |
| credit-coach118 | $40.47 | 10/12/2011 10:59:21 AM |
| wonder3 | $40.00 | 10/12/2011 10:48:08 AM |
| natural-worth9 | $300.00 | 10/12/2011 6:42:26 PM |
| SolarMoonshine | $25.00 | 10/12/2011 6:13:40 PM |
| pietro_torna_indietro | $25.00 | 10/12/2011 10:52:04 PM |
| malomar66 | $60.00 | 10/12/2011 11:13:16 PM |
| valiant-money | $30.00 | 10/13/2011 8:33:22 AM |
| Bob450 | $30.00 | 10/13/2011 8:43:01 AM |
| handy-justice | $50.00 | 10/13/2011 8:25:58 AM |
| wwwUniversal | $25.00 | 10/13/2011 9:17:51 AM |
| aprivatelender | $50.00 | 10/13/2011 11:15:18 AM |
| shellstar | $25.00 | 10/13/2011 4:26:39 PM |
| whitegold24k | $100.00 | 10/13/2011 5:20:07 PM |
| Requiem | $25.00 | 10/13/2011 5:27:09 PM |
| shrewd-income | $25.00 | 10/13/2011 6:55:03 PM |
| revenue-associate | $25.00 | 10/13/2011 7:31:29 PM |
| calimanusa | $30.00 | 10/13/2011 10:29:51 PM |
| kulender | $50.00 | 10/14/2011 4:52:20 AM |
| Leshan | $25.00 | 10/14/2011 9:19:53 AM |
| ILoveBearHats | $31.77 | 10/14/2011 9:12:26 AM |
| evergreen16 | $214.57 | 10/14/2011 9:22:22 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
532077
This series of Notes was issued and sold upon the funding of the borrower loan #54549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 30.49% |
Borrower rate/APR:
| 31.49% / 35.13% |
Monthly payment:
| $259.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.09% | | |
| |
Estimated return*:
| 14.39% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 11m |
|
Amount delinquent:
| $512 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $273 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-orderly-social |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jerrice
Purpose of loan: pay bills
This loan will be used to...pay my
My financial situation:
I am a good candidate for this loan because...because I am very responsible when it come to paying my bill.
Monthly net income: $2200
Monthly expenses: $
Housing: $450
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $25.00 | 10/12/2011 9:38:18 AM |
| worth-blanket2 | $6,000.00 | 10/12/2011 5:14:46 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
532121
This series of Notes was issued and sold upon the funding of the borrower loan #54552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $141.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,714 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsive-responsibility7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
|
|
Principal balance:
| $3,741.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Combine some credit card bills and get rid of credit cards.
My financial situation:
I am a good candidate for this loan because...I already of one loan with prosper and am paying on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/13/2011 7:44:40 AM |
| rolltide09 | $25.00 | 10/12/2011 5:03:14 PM |
| progressive-economy261 | $400.00 | 10/12/2011 5:19:52 PM |
| sweety075 | $25.00 | 10/12/2011 6:44:22 PM |
| wonder3 | $25.00 | 10/12/2011 6:13:53 PM |
| green-trade-dolphin2 | $25.00 | 10/12/2011 8:19:29 PM |
| papaloha | $50.00 | 10/12/2011 9:09:11 PM |
| amlu1988 | $25.00 | 10/12/2011 9:37:06 PM |
| promise2 | $100.00 | 10/12/2011 11:08:16 PM |
| DoctorJoe | $25.00 | 10/13/2011 4:20:22 AM |
| GolfPro2006 | $50.00 | 10/13/2011 4:32:56 AM |
| pietro_torna_indietro | $50.00 | 10/12/2011 10:50:00 PM |
| loanman2007 | $25.00 | 10/13/2011 5:59:25 AM |
| golffish2 | $25.00 | 10/13/2011 3:59:02 AM |
| Uylsses | $100.00 | 10/13/2011 7:44:51 AM |
| blue-useful-auction | $25.00 | 10/13/2011 7:10:53 AM |
| first-serene-credit | $25.00 | 10/13/2011 7:38:34 AM |
| Bob450 | $25.00 | 10/13/2011 8:42:14 AM |
| engaging-worth | $25.00 | 10/13/2011 7:59:53 AM |
| Cashman10 | $100.00 | 10/13/2011 9:27:34 AM |
| Dubbs360 | $50.00 | 10/13/2011 10:56:03 AM |
| genelinist | $65.00 | 10/13/2011 11:50:20 AM |
| freelancer88 | $25.00 | 10/13/2011 2:01:14 PM |
| a-unflappable-finance | $100.00 | 10/13/2011 3:13:48 PM |
| auction-seeker | $25.00 | 10/13/2011 4:01:59 PM |
| euphoria8 | $25.00 | 10/13/2011 4:41:29 PM |
| Bank42 | $25.00 | 10/13/2011 5:50:00 PM |
| ILoveBearHats | $25.00 | 10/13/2011 6:26:19 PM |
| samseth | $100.00 | 10/13/2011 8:07:08 PM |
| JustMee | $25.00 | 10/13/2011 9:27:00 PM |
| KLCRAY | $50.00 | 10/14/2011 4:25:26 AM |
| oxnard | $25.00 | 10/14/2011 5:43:01 AM |
| revenue-associate | $25.00 | 10/14/2011 6:05:29 AM |
| xlnt-loans | $30.00 | 10/14/2011 7:49:22 AM |
| martymaniaman | $25.00 | 10/14/2011 10:28:27 AM |
| B1-Lancer | $100.00 | 10/14/2011 10:06:32 AM |
| favorite-deal6 | $50.00 | 10/14/2011 9:59:33 AM |
| the-dollar-topper | $100.00 | 10/14/2011 11:30:00 AM |
| Whipster | $40.00 | 10/12/2011 5:03:04 PM |
| the-discrete-income | $26.15 | 10/12/2011 5:41:29 PM |
| finance-symphony7 | $51.78 | 10/12/2011 7:15:11 PM |
| MarvintheMartian | $25.00 | 10/13/2011 4:22:51 AM |
| organized-payment6 | $50.00 | 10/13/2011 6:23:43 AM |
| peaceful-basis6 | $100.00 | 10/13/2011 5:38:04 AM |
| AndChicksforFree | $25.00 | 10/13/2011 9:16:20 AM |
| exchange-squirrel | $25.00 | 10/13/2011 9:19:00 AM |
| kenji4861 | $25.00 | 10/13/2011 9:26:06 AM |
| supreme-hope | $25.00 | 10/13/2011 2:32:44 PM |
| artisan369 | $300.00 | 10/13/2011 2:47:31 PM |
| charming-exchange7 | $25.00 | 10/13/2011 3:15:14 PM |
| Investor_DP | $100.00 | 10/13/2011 5:06:44 PM |
| wwwUniversal | $25.00 | 10/13/2011 5:19:58 PM |
| Kaj | $40.00 | 10/13/2011 6:59:13 PM |
| tkr2 | $25.00 | 10/13/2011 7:38:56 PM |
| FinDoc | $25.00 | 10/13/2011 7:24:30 PM |
| generous-deal6 | $50.00 | 10/13/2011 10:02:53 PM |
| fascinating-benefit279 | $50.00 | 10/13/2011 10:04:08 PM |
| museic1 | $100.00 | 10/14/2011 4:14:21 AM |
| trustworthy-hope189 | $75.00 | 10/14/2011 5:07:46 AM |
| EarlyRiser | $250.00 | 10/14/2011 5:23:56 AM |
| enthralling-deal180 | $50.00 | 10/14/2011 5:30:19 AM |
| tntmojave | $50.00 | 10/14/2011 5:32:12 AM |
| ommcd | $25.00 | 10/14/2011 5:56:50 AM |
| xrycac | $25.00 | 10/14/2011 6:42:23 AM |
| northphoto | $25.00 | 10/14/2011 6:21:51 AM |
| spiritual-compassion9 | $25.00 | 10/14/2011 6:34:25 AM |
| mystss | $25.00 | 10/14/2011 6:42:50 AM |
| golffish2 | $25.00 | 10/14/2011 7:09:44 AM |
| bonus-tent | $25.00 | 10/14/2011 7:59:15 AM |
| bid-lightning9 | $25.00 | 10/14/2011 8:37:00 AM |
| wampum-library4 | $25.00 | 10/14/2011 9:30:14 AM |
| RedantFinance | $25.00 | 10/14/2011 10:32:29 AM |
| credit-bank-usa611 | $25.00 | 10/14/2011 10:57:42 AM |
| optionscashflow | $25.00 | 10/14/2011 11:10:52 AM |
| britgsb | $75.00 | 10/14/2011 11:15:53 AM |
| neutrino6 | $22.07 | 10/14/2011 11:51:50 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
532183
This series of Notes was issued and sold upon the funding of the borrower loan #54488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $100.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,665 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SFGirl |
Borrower's state:
| California |
Borrower's group:
| Fustar Loans INC |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 84 ( 95% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $20,200.00 | < 31 days late:
| 4
( 5% )
| 620-639
(Feb-2010)
600-619
(Jun-2008)
560-579
(Feb-2007)
|
|
Principal balance:
| $4,398.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 88 | | |
Description
Urgent Car Repair
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4800.00
Monthly expenses: $
Housing: $1160.00
Insurance: $70.00
Car expenses: $480.00
Utilities: included in rent
Phone, cable, internet: $130.00
Food, entertainment: $500.00
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 312-Lender | $50.00 | 10/12/2011 5:01:57 PM |
| green-trade-dolphin | $35.00 | 10/12/2011 5:01:10 PM |
| credit-guard5 | $25.00 | 10/12/2011 5:16:36 PM |
| Kash2010lu | $40.00 | 10/12/2011 5:08:06 PM |
| shrewd-income | $50.00 | 10/12/2011 5:56:31 PM |
| MoneyForNothing | $332.33 | 10/12/2011 5:22:49 PM |
| AndChicksforFree | $77.00 | 10/12/2011 5:26:21 PM |
| Banker2OO7 | $50.00 | 10/12/2011 6:29:43 PM |
| loss-of-control | $50.00 | 10/12/2011 5:54:23 PM |
| Bob450 | $25.00 | 10/12/2011 7:03:44 PM |
| sweety075 | $25.00 | 10/12/2011 6:42:38 PM |
| loan-master1 | $25.00 | 10/12/2011 7:25:59 PM |
| thankful-nickel2 | $50.00 | 10/12/2011 7:39:58 PM |
| coin-architect2 | $57.73 | 10/12/2011 7:42:13 PM |
| well-rounded-payout0 | $50.00 | 10/12/2011 5:17:10 PM |
| currency-excellency0 | $75.00 | 10/12/2011 5:03:01 PM |
| rolltide09 | $25.00 | 10/12/2011 5:03:25 PM |
| credit-missile | $110.00 | 10/12/2011 5:28:02 PM |
| RoZu_Lending | $372.09 | 10/12/2011 5:06:37 PM |
| CA-Lender | $25.00 | 10/12/2011 5:13:59 PM |
| progressive-economy261 | $400.00 | 10/12/2011 5:19:53 PM |
| wise-deal-panda | $200.00 | 10/12/2011 5:21:01 PM |
| halothane_logic | $200.85 | 10/12/2011 5:56:35 PM |
| SolarMoonshine | $25.00 | 10/12/2011 6:00:57 PM |
| dtana | $25.00 | 10/12/2011 5:47:46 PM |
| Astyanax | $100.00 | 10/12/2011 5:54:19 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
532197
This series of Notes was issued and sold upon the funding of the borrower loan #54523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $191.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 7y 5m |
|
Amount delinquent:
| $66 |
Total credit lines:
| 28 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,701 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| checkering |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 18 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,100.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2010)
800-819
(Jan-2008)
|
|
Principal balance:
| $1,492.38 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
consolidation
Purpose of loan:
This loan will be used to...pay off a credit card
My financial situation: fair
I am a good candidate for this loan because...
I will repay
Monthly net income: 3600$
Monthly expenses: $2860
Housing: $2200
Insurance: $50
Car expenses: 0$
Utilities: $80
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/13/2011 7:49:44 PM |
| desertoasis | $25.00 | 10/13/2011 7:30:30 PM |
| MoneyForNothing | $25.00 | 10/13/2011 9:13:18 AM |
| Dusigrosz | $61.67 | 10/13/2011 9:08:53 AM |
| social-cocktail1 | $200.00 | 10/13/2011 9:19:38 AM |
| progressive-economy261 | $400.00 | 10/13/2011 9:20:11 AM |
| NekHoldings | $25.00 | 10/13/2011 9:23:32 AM |
| kenji4861 | $25.00 | 10/13/2011 9:26:09 AM |
| JCM_MN | $26.00 | 10/13/2011 10:14:04 AM |
| Katburg | $25.00 | 10/13/2011 10:41:49 AM |
| exciting-dollar1 | $25.00 | 10/13/2011 12:47:59 PM |
| genelinist | $75.00 | 10/13/2011 11:49:21 AM |
| ciscoparrot | $25.00 | 10/13/2011 12:55:58 PM |
| supreme-hope | $25.00 | 10/13/2011 2:27:39 PM |
| thankful-nickel2 | $25.00 | 10/13/2011 1:42:33 PM |
| promise2 | $100.00 | 10/13/2011 2:08:06 PM |
| Comoparklender | $25.00 | 10/13/2011 4:59:40 PM |
| wampum-optimization | $25.00 | 10/13/2011 4:51:24 PM |
| loss-of-control | $150.00 | 10/13/2011 6:59:08 PM |
| moola-buddy | $25.06 | 10/13/2011 8:44:18 PM |
| generous-deal6 | $50.00 | 10/13/2011 10:02:54 PM |
| Feyenoord | $30.00 | 10/14/2011 12:16:31 AM |
| museic1 | $100.00 | 10/14/2011 3:56:54 AM |
| Anny-Disco | $25.00 | 10/14/2011 3:00:53 AM |
| KLCRAY | $50.00 | 10/14/2011 4:25:27 AM |
| enthralling-deal180 | $50.00 | 10/14/2011 5:30:20 AM |
| kulender | $50.00 | 10/14/2011 4:53:07 AM |
| heerzaquestion | $25.00 | 10/14/2011 4:55:01 AM |
| EarlyRiser | $400.00 | 10/14/2011 5:23:57 AM |
| The-Lighthouse-Group | $25.00 | 10/14/2011 6:08:11 AM |
| FLSmooth | $50.00 | 10/14/2011 6:42:19 AM |
| trumpeter5 | $25.00 | 10/14/2011 6:58:26 AM |
| intrepid-loot | $25.00 | 10/14/2011 6:11:49 AM |
| Rollshaft | $30.00 | 10/14/2011 6:30:46 AM |
| vivid-velocity7 | $100.00 | 10/14/2011 6:37:55 AM |
| moonshadow10 | $50.00 | 10/14/2011 6:51:54 AM |
| randsenterprise | $25.00 | 10/14/2011 7:06:49 AM |
| rolltide09 | $25.00 | 10/13/2011 9:03:39 AM |
| wise-deal-panda | $200.00 | 10/13/2011 9:21:04 AM |
| whitegold24k | $100.00 | 10/13/2011 9:18:13 AM |
| AndChicksforFree | $25.00 | 10/13/2011 9:19:03 AM |
| atlas-shrugged | $200.00 | 10/13/2011 10:43:33 AM |
| Dubbs360 | $50.00 | 10/13/2011 10:56:04 AM |
| the-discrete-income | $200.00 | 10/13/2011 10:09:29 AM |
| Kash2010lu | $25.00 | 10/13/2011 10:17:32 AM |
| reflective-rupee | $25.00 | 10/13/2011 10:58:36 AM |
| loanman2007 | $40.00 | 10/13/2011 10:58:51 AM |
| Mikale360 | $25.00 | 10/13/2011 12:03:20 PM |
| whitegold24k | $400.00 | 10/13/2011 1:38:31 PM |
| loan-master1 | $25.00 | 10/13/2011 3:08:48 PM |
| forthright-dedication | $75.00 | 10/13/2011 2:32:35 PM |
| well-mannered-income3 | $40.00 | 10/13/2011 3:15:35 PM |
| Beechturner | $40.00 | 10/13/2011 3:41:34 PM |
| Bob450 | $25.00 | 10/13/2011 4:42:27 PM |
| MilitaryLending | $100.02 | 10/13/2011 4:09:01 PM |
| Finchy78 | $25.00 | 10/13/2011 4:19:02 PM |
| interstellar | $75.00 | 10/13/2011 5:01:56 PM |
| hopethisworks | $25.00 | 10/13/2011 5:04:56 PM |
| wwwUniversal | $25.00 | 10/13/2011 5:19:59 PM |
| nimble-revenue5 | $50.00 | 10/13/2011 5:22:21 PM |
| SolarMoonshine | $25.00 | 10/13/2011 6:07:49 PM |
| sweety075 | $25.00 | 10/13/2011 6:30:48 PM |
| riskadverse44 | $50.00 | 10/13/2011 6:55:32 PM |
| Rob717171 | $50.00 | 10/13/2011 7:03:51 PM |
| Kaj | $40.00 | 10/13/2011 6:59:15 PM |
| shrewd-income | $114.31 | 10/13/2011 7:00:44 PM |
| twjh | $25.00 | 10/13/2011 7:44:30 PM |
| BankofRon | $25.00 | 10/13/2011 8:07:38 PM |
| magnitude787 | $50.00 | 10/13/2011 9:12:55 PM |
| iwantmore | $25.00 | 10/14/2011 3:48:41 AM |
| YosemiteSam | $25.00 | 10/14/2011 4:54:32 AM |
| officer8 | $25.00 | 10/14/2011 4:58:32 AM |
| B2152 | $25.00 | 10/14/2011 5:28:42 AM |
| checzwick | $25.00 | 10/14/2011 6:05:51 AM |
| golath24 | $25.00 | 10/14/2011 5:02:38 AM |
| bluehen00 | $25.00 | 10/14/2011 6:28:17 AM |
| revenue-associate | $35.00 | 10/14/2011 6:03:26 AM |
| irrelevant | $25.00 | 10/14/2011 6:05:44 AM |
| cerbear9 | $25.00 | 10/14/2011 5:54:35 AM |
| wdove511 | $30.00 | 10/14/2011 6:21:18 AM |
| life-is-great | $25.00 | 10/14/2011 6:14:05 AM |
| mystss | $25.00 | 10/14/2011 6:43:16 AM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
532281
This series of Notes was issued and sold upon the funding of the borrower loan #54539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $281.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 11y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,109 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-force |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2009)
680-699
(Sep-2009)
|
|
Principal balance:
| $1,294.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Alex
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 10/13/2011 9:03:39 AM |
| progressive-economy261 | $400.00 | 10/13/2011 9:20:12 AM |
| wise-deal-panda | $200.00 | 10/13/2011 9:21:04 AM |
| Kash2010lu | $25.00 | 10/13/2011 10:09:30 AM |
| genuine-dime | $100.00 | 10/13/2011 9:42:42 AM |
| reflective-rupee | $25.00 | 10/13/2011 10:56:16 AM |
| credit-missile | $30.00 | 10/13/2011 11:00:02 AM |
| ronin4sale | $25.00 | 10/13/2011 1:43:30 PM |
| servnyou | $25.00 | 10/13/2011 1:32:57 PM |
| thankful-nickel2 | $25.00 | 10/13/2011 1:45:09 PM |
| promise2 | $200.00 | 10/13/2011 2:08:37 PM |
| supreme-hope | $25.00 | 10/13/2011 2:48:19 PM |
| charming-exchange7 | $25.00 | 10/13/2011 3:16:17 PM |
| Skeptical-one | $25.00 | 10/13/2011 3:38:33 PM |
| auction-seeker | $25.00 | 10/13/2011 3:59:12 PM |
| best-ingenious-dollar | $25.00 | 10/13/2011 4:29:48 PM |
| cjames84 | $25.00 | 10/13/2011 4:58:24 PM |
| innovator10 | $200.00 | 10/13/2011 5:01:43 PM |
| wwwUniversal | $25.00 | 10/13/2011 5:19:59 PM |
| trustworthy-money2 | $25.00 | 10/13/2011 5:27:17 PM |
| scarlet-velvet | $25.08 | 10/13/2011 6:45:26 PM |
| shrewd-income | $50.00 | 10/13/2011 6:58:11 PM |
| Kaj | $40.00 | 10/13/2011 6:59:16 PM |
| social-hunter5 | $50.00 | 10/13/2011 8:07:37 PM |
| witty-openness | $25.00 | 10/13/2011 8:22:41 PM |
| CoolPlexer | $25.00 | 10/13/2011 9:08:55 PM |
| EarlyRiser | $500.00 | 10/14/2011 5:23:57 AM |
| investment-daydream | $260.23 | 10/14/2011 5:41:10 AM |
| ommcd | $25.00 | 10/14/2011 5:56:51 AM |
| amlu1988 | $25.00 | 10/14/2011 7:12:16 AM |
| moonshadow10 | $50.00 | 10/14/2011 7:26:25 AM |
| lamsabuy | $100.00 | 10/14/2011 9:01:12 AM |
| blackstar | $25.00 | 10/14/2011 9:31:12 AM |
| gothampark | $25.00 | 10/14/2011 10:22:49 AM |
| Dubbs360 | $50.00 | 10/14/2011 10:44:38 AM |
| credit-bank-usa611 | $25.00 | 10/14/2011 11:01:33 AM |
| marwadi-62 | $50.00 | 10/14/2011 11:46:22 AM |
| atlas-shrugged | $200.00 | 10/14/2011 12:17:53 PM |
| SqueezeKing | $25.00 | 10/14/2011 1:39:52 PM |
| responsibility-butterfly | $25.00 | 10/13/2011 7:49:51 PM |
| whitegold24k | $100.00 | 10/13/2011 9:18:14 AM |
| green-trade-dolphin | $29.33 | 10/13/2011 9:01:12 AM |
| heavenly-interest9 | $373.81 | 10/13/2011 9:25:16 AM |
| FinanceEngine | $40.00 | 10/13/2011 10:25:15 AM |
| dtana | $25.00 | 10/13/2011 9:43:31 AM |
| the-discrete-income | $50.00 | 10/13/2011 10:09:29 AM |
| loanman2007 | $25.00 | 10/13/2011 11:03:16 AM |
| CA-Lender | $50.00 | 10/13/2011 11:32:26 AM |
| genelinist | $90.00 | 10/13/2011 11:48:49 AM |
| whitegold24k | $400.00 | 10/13/2011 1:40:13 PM |
| janeybooboo | $100.00 | 10/13/2011 1:38:10 PM |
| sturdy-responsibility7 | $25.00 | 10/13/2011 2:02:48 PM |
| artisan369 | $300.00 | 10/13/2011 2:45:38 PM |
| transformer855 | $25.00 | 10/13/2011 2:08:25 PM |
| Bob450 | $25.00 | 10/13/2011 2:24:42 PM |
| well-mannered-income3 | $40.00 | 10/13/2011 3:19:12 PM |
| MilitaryLending | $100.02 | 10/13/2011 4:09:51 PM |
| durability-halibut | $25.00 | 10/13/2011 4:40:44 PM |
| LittleMingo | $25.00 | 10/13/2011 5:08:46 PM |
| finance-solo | $25.00 | 10/13/2011 5:16:26 PM |
| SolarMoonshine | $25.00 | 10/13/2011 6:11:08 PM |
| loss-of-control | $125.00 | 10/13/2011 7:08:04 PM |
| sweetlan | $25.00 | 10/13/2011 8:47:08 PM |
| Feyenoord | $30.00 | 10/14/2011 12:17:50 AM |
| shawnw2 | $38.52 | 10/14/2011 4:10:06 AM |
| kulender | $50.00 | 10/14/2011 4:52:35 AM |
| suave-dime6 | $25.00 | 10/14/2011 5:50:50 AM |
| revenue-associate | $35.00 | 10/14/2011 6:08:14 AM |
| bullish2bearish | $25.00 | 10/14/2011 5:38:18 AM |
| TackingWindward | $25.00 | 10/14/2011 5:50:53 AM |
| bluehen00 | $25.00 | 10/14/2011 6:31:10 AM |
| wlm3012 | $50.00 | 10/14/2011 7:51:41 AM |
| credit-missile | $80.00 | 10/14/2011 9:15:08 AM |
| wampum-library4 | $25.00 | 10/14/2011 9:29:15 AM |
| RedantFinance | $25.00 | 10/14/2011 10:35:18 AM |
| the-dollar-topper | $100.00 | 10/14/2011 11:30:07 AM |
| payout-bridge | $1,300.00 | 10/14/2011 2:33:39 PM |
| pokey38650 | $38.01 | 10/14/2011 2:34:53 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
532411
This series of Notes was issued and sold upon the funding of the borrower loan #54508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-14-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $62.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1976 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,716 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CIC |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2011)
780-799
(Mar-2010)
780-799
(Sep-2009)
|
|
Principal balance:
| $1,156.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Loan to Pay off my Broker
Purpose of loan:
This loan will be used to pay off the loans on my Brokerage Account, which is at a higher interest rate.
My financial situation:
I am a good candidate for this loan because I own my home and cars debt free and have very little other debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MadHun | $200.00 | 10/13/2011 5:10:32 PM |
| green-trade-dolphin2 | $50.00 | 10/13/2011 5:01:17 PM |
| r48 | $25.00 | 10/13/2011 6:26:08 PM |
| sjlender | $100.00 | 10/13/2011 5:21:48 PM |
| Kredithai | $25.00 | 10/13/2011 5:49:53 PM |
| Rob717171 | $50.00 | 10/13/2011 7:03:52 PM |
| nelie150 | $33.13 | 10/13/2011 8:10:14 PM |
| SoCalIsHere | $25.00 | 10/13/2011 8:22:53 PM |
| aylatrigger | $32.71 | 10/13/2011 8:04:05 PM |
| penny-finder | $91.72 | 10/13/2011 8:35:59 PM |
| generous-deal6 | $50.00 | 10/13/2011 10:02:58 PM |
| gracej | $25.00 | 10/13/2011 9:01:50 PM |
| Pebbles-Lending | $25.00 | 10/13/2011 11:34:53 PM |
| wild-orange | $265.43 | 10/14/2011 1:04:18 AM |
| credit-guard5 | $25.00 | 10/13/2011 10:06:28 PM |
| responsibility-butterfly | $25.00 | 10/13/2011 7:50:03 PM |
| Aberdeen | $500.00 | 10/13/2011 5:06:00 PM |
| RecoveryLender | $25.00 | 10/13/2011 5:07:37 PM |
| D911ave | $50.00 | 10/13/2011 5:18:20 PM |
| dkjl | $100.00 | 10/13/2011 6:23:10 PM |
| riskadverse44 | $50.00 | 10/13/2011 6:55:33 PM |
| investment-artist | $27.01 | 10/13/2011 6:29:25 PM |
| holstj | $50.00 | 10/13/2011 7:38:34 PM |
| rockytop | $25.00 | 10/13/2011 7:49:58 PM |
| efficient-marketplace | $25.00 | 10/13/2011 9:31:09 PM |
| lalene01 | $25.00 | 10/13/2011 8:27:27 PM |
| unrivaled-silver | $25.00 | 10/13/2011 8:27:06 PM |
| chestnut4 | $25.00 | 10/13/2011 9:09:41 PM |
| Littlepeng | $25.00 | 10/13/2011 8:48:19 PM |
| 29 Investments
|