Sales Report:Supplement No. 2 dated Oct 13, 2011 to Prospectus dated Oct 07, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Oct 07, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 07, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
497650
This series of Notes was issued and sold upon the funding of the borrower loan #54404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $126.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 1
/
1 | Length of status: | 17y 3m |
|
Amount delinquent:
| $2,687 |
Total credit lines:
| 25 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $166 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| 1951 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Start Up
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/28/2011 5:06:03 PM |
| organized-payment6 | $50.00 | 9/29/2011 5:41:55 AM |
| boylezz | $25.00 | 9/29/2011 5:51:18 AM |
| Zolton | $200.00 | 9/29/2011 7:25:03 AM |
| Ven58 | $25.00 | 9/29/2011 7:29:24 AM |
| fusbarro | $50.00 | 9/29/2011 2:14:41 PM |
| alphaseek | $100.00 | 9/30/2011 6:59:56 AM |
| Supernick | $50.00 | 9/30/2011 7:09:48 AM |
| marwadi-62 | $51.00 | 9/30/2011 8:46:50 AM |
| wayman | $50.00 | 9/30/2011 8:58:56 AM |
| a-unflappable-finance | $100.00 | 9/30/2011 11:09:40 AM |
| porter22 | $25.00 | 9/30/2011 11:52:19 AM |
| rce1964 | $25.00 | 9/30/2011 2:00:12 PM |
| Kaj | $30.00 | 9/30/2011 6:24:04 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:25 PM |
| transparency-giant | $50.00 | 10/1/2011 5:07:55 PM |
| money-surge1 | $35.00 | 10/2/2011 9:20:37 AM |
| MrRooster101 | $25.00 | 10/2/2011 10:51:18 AM |
| Preteur | $25.00 | 10/3/2011 7:02:22 AM |
| ursus | $50.00 | 10/3/2011 9:06:54 AM |
| 1redfish | $100.00 | 10/3/2011 4:08:15 PM |
| fervent-currency5 | $50.00 | 10/4/2011 8:07:15 AM |
| platinum-rapture6 | $100.00 | 10/4/2011 11:05:37 AM |
| chlebie | $50.00 | 10/4/2011 3:02:03 PM |
| Natronpee | $25.00 | 10/4/2011 4:48:11 PM |
| crjcapt | $50.00 | 10/4/2011 9:27:06 PM |
| radforj22 | $25.00 | 10/5/2011 5:05:31 AM |
| enthralling-deal180 | $50.00 | 10/5/2011 5:20:06 AM |
| awesome-yield7 | $8.00 | 10/5/2011 6:56:19 AM |
| djh47a | $25.00 | 10/3/2011 5:04:26 AM |
| colorfulgardener | $25.00 | 9/28/2011 6:11:06 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:34 PM |
| don8ter | $25.00 | 9/29/2011 3:32:47 AM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:23 PM |
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:39 PM |
| iwantmore | $25.00 | 9/29/2011 7:31:51 PM |
| exchange-squirrel | $25.00 | 9/30/2011 12:57:54 AM |
| oplender | $25.00 | 9/30/2011 9:27:40 AM |
| Mark0135 | $75.00 | 9/30/2011 10:42:44 AM |
| kenji4861 | $25.00 | 9/30/2011 10:35:34 AM |
| CollinsCrew | $25.00 | 9/30/2011 5:57:24 PM |
| GCInvestments | $26.00 | 9/30/2011 5:45:07 PM |
| durability-mad-scientist4 | $50.00 | 9/30/2011 9:31:55 PM |
| seineil | $50.00 | 10/1/2011 2:32:14 AM |
| ZeLonewolf | $25.00 | 10/1/2011 7:29:34 AM |
| credit-maple5 | $25.00 | 10/1/2011 10:33:41 AM |
| wwwUniversal | $25.00 | 10/1/2011 12:18:54 PM |
| worthy-bid8 | $50.00 | 10/1/2011 12:07:01 PM |
| life-is-great | $25.00 | 10/2/2011 2:21:33 AM |
| boogienation | $50.00 | 10/2/2011 11:13:51 AM |
| vigilance-revolutionary | $50.00 | 10/3/2011 9:44:35 AM |
| donmacprosper | $25.00 | 10/3/2011 11:41:42 AM |
| mr55262 | $25.00 | 10/3/2011 1:29:47 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:38 PM |
| Alittleluck | $25.00 | 10/3/2011 6:26:25 PM |
| dime-sprout | $25.00 | 10/4/2011 7:14:00 AM |
| RICHMONDREB | $50.00 | 10/4/2011 8:32:45 AM |
| alphaseek | $100.00 | 10/4/2011 9:42:21 AM |
| ciscoparrot | $25.00 | 10/4/2011 11:31:22 AM |
| atbright | $25.00 | 10/4/2011 4:05:46 PM |
| rcm87 | $50.00 | 10/4/2011 4:52:56 PM |
| progressive-economy261 | $400.00 | 10/4/2011 5:18:52 PM |
| compoundinterest | $50.00 | 10/4/2011 5:07:45 PM |
| riskreward | $250.00 | 10/4/2011 5:18:15 PM |
| thrilling-loyalty2 | $25.00 | 10/4/2011 9:27:11 PM |
| houli123 | $50.00 | 10/5/2011 5:58:46 AM |
| pfh | $25.00 | 10/5/2011 5:22:55 AM |
| DadWarbucks | $25.00 | 10/5/2011 6:52:58 AM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
518890
This series of Notes was issued and sold upon the funding of the borrower loan #54444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $109.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,882 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Sweetboys2 |
Borrower's state:
| California |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 87% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,300.00 | < 31 days late:
| 5
( 9% )
| 640-659
(Jan-2010)
620-639
(Sep-2007)
600-619
(Aug-2007)
620-639
(Jul-2007)
|
|
Principal balance:
| $760.28 |
31+ days late:
| 2
( 4% )
|
|
Total payments billed:
| 55 | | |
Description
Paying off existing loan&bills
Purpose of loan:
I would like to pay off my existing loan and pay off my other bills.
My financial situation:
I am a good candidate for this loan because I paid off one loan and I would like to pay off my existing loan and all existing credit card accounts to increase my credit rating by the end of the year. By next year, I should receive my tax return to pay off this loan and hopefully start anew.
Monthly net income: $2,500
Monthly expenses: $ 2,200
Housing: $1,150+utilies
Cell Phone&Internet: $130+$32+40
Credit cards and other loans: $550
Food-$100
I sincerely appreciate all who bid on my loan. During this tough time I am grateful I still have my job. Thank you for viewing my listing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $350.00 | 10/6/2011 9:07:03 AM |
| understanding-fairness9 | $50.00 | 10/6/2011 9:15:45 AM |
| janeybooboo | $100.00 | 10/6/2011 9:02:52 AM |
| DHolly | $25.00 | 10/6/2011 9:22:38 AM |
| kinetic-social | $26.00 | 10/6/2011 10:21:57 AM |
| AndChicksforFree | $25.00 | 10/6/2011 9:34:06 AM |
| oldmora | $25.00 | 10/6/2011 10:46:45 AM |
| gold-miser9 | $150.00 | 10/6/2011 10:59:37 AM |
| five-star-justice | $25.00 | 10/6/2011 11:48:28 AM |
| saihu | $25.00 | 10/6/2011 1:33:16 PM |
| handy-loan527 | $25.00 | 10/6/2011 3:47:16 PM |
| papaloha | $50.00 | 10/6/2011 2:21:33 PM |
| sweety075 | $25.00 | 10/6/2011 4:00:32 PM |
| larslfe | $25.00 | 10/6/2011 4:24:24 PM |
| compassion-bauble4 | $25.00 | 10/6/2011 4:54:59 PM |
| the-discrete-income | $100.00 | 10/6/2011 5:06:38 PM |
| life-is-great | $25.00 | 10/6/2011 4:57:58 PM |
| monster4 | $50.00 | 10/6/2011 5:08:56 PM |
| chameleon125 | $25.00 | 10/6/2011 3:56:17 PM |
| Beechturner | $40.00 | 10/6/2011 5:28:48 PM |
| whitegold24k | $500.00 | 10/6/2011 4:31:40 PM |
| lamsabuy | $100.00 | 10/6/2011 5:38:40 PM |
| Techne_Funds_LLC | $25.00 | 10/6/2011 4:41:11 PM |
| money-bauble | $200.00 | 10/6/2011 5:44:25 PM |
| ursus | $50.00 | 10/6/2011 5:46:22 PM |
| worthy-bid8 | $50.00 | 10/6/2011 5:44:44 PM |
| thankful-nickel2 | $25.00 | 10/6/2011 9:22:36 AM |
| ethicalhumanist | $100.00 | 10/6/2011 9:28:52 AM |
| credit-guard5 | $25.00 | 10/6/2011 9:01:56 AM |
| yomanie | $25.00 | 10/6/2011 10:52:34 AM |
| power-trophy7 | $43.00 | 10/6/2011 10:56:52 AM |
| loanman2007 | $50.00 | 10/6/2011 10:24:18 AM |
| FinanceEngine | $40.00 | 10/6/2011 11:12:41 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:41 AM |
| Mikale360 | $25.00 | 10/6/2011 11:08:05 AM |
| bonus-demon | $50.00 | 10/6/2011 11:33:38 AM |
| Preteur | $25.00 | 10/6/2011 1:37:28 PM |
| paymentologist | $50.00 | 10/6/2011 3:00:55 PM |
| SkinnyFish | $25.00 | 10/6/2011 3:40:43 PM |
| innovator10 | $200.00 | 10/6/2011 5:38:52 PM |
| Bob450 | $25.00 | 10/6/2011 4:48:20 PM |
| skip6330 | $25.00 | 10/6/2011 5:44:34 PM |
| handshake5 | $100.00 | 10/6/2011 5:48:13 PM |
| compoundinterest | $25.00 | 10/6/2011 5:45:11 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
524988
This series of Notes was issued and sold upon the funding of the borrower loan #54410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
5 | Length of status: | 28y 4m |
|
Amount delinquent:
| $200 |
Total credit lines:
| 20 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $348 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Chyanna |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 53% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 14
( 47% )
| 760-779
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 30 | | |
Description
Chyanna
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thankful-nickel2 | $25.00 | 10/6/2011 9:24:16 AM |
| 312-Lender | $50.00 | 10/6/2011 9:41:23 AM |
| Kash2010lu | $25.00 | 10/6/2011 9:03:00 AM |
| the-respectful-transaction | $25.00 | 10/6/2011 9:55:43 AM |
| myutmost | $25.00 | 10/6/2011 11:25:55 AM |
| vutah | $25.00 | 10/6/2011 12:24:50 PM |
| papaloha | $25.00 | 10/6/2011 2:18:50 PM |
| sweety075 | $25.00 | 10/6/2011 4:00:53 PM |
| sensible-fund | $25.00 | 10/6/2011 4:44:13 PM |
| chameleon125 | $25.00 | 10/6/2011 3:55:03 PM |
| SolarMoonshine | $25.00 | 10/6/2011 6:12:07 PM |
| melodious-openness | $50.00 | 10/6/2011 8:11:03 PM |
| amlu1988 | $25.00 | 10/6/2011 8:46:09 PM |
| Feyenoord | $25.00 | 10/6/2011 9:51:23 PM |
| thorough-yield1 | $25.00 | 10/7/2011 1:42:48 AM |
| SecondChanceLendingSERV | $29.96 | 10/7/2011 8:01:37 AM |
| good4loan | $25.00 | 10/7/2011 1:35:11 PM |
| first-dinero-paladin | $50.00 | 10/7/2011 1:41:29 PM |
| shrewd-income | $25.00 | 10/7/2011 5:39:38 PM |
| wheel184 | $25.00 | 10/8/2011 3:47:03 AM |
| trumpeter5 | $25.00 | 10/8/2011 8:09:10 AM |
| Bob450 | $25.00 | 10/8/2011 8:17:10 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:08 AM |
| Bank42 | $25.00 | 10/8/2011 10:18:08 AM |
| mennleo | $27.20 | 10/8/2011 12:10:40 PM |
| aztocas | $25.00 | 10/8/2011 2:04:29 PM |
| marwadi-62 | $100.00 | 10/8/2011 6:03:32 PM |
| melodious-openness | $100.00 | 10/9/2011 3:11:28 AM |
| snm2001 | $25.00 | 10/9/2011 4:53:09 PM |
| whirlingdervish | $50.00 | 10/9/2011 7:21:02 PM |
| icanhasloanz | $50.00 | 10/9/2011 7:37:59 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:29:11 PM |
| Socorro_Capital_Partners | $25.01 | 10/10/2011 8:14:21 AM |
| glroark | $50.00 | 10/10/2011 7:45:59 AM |
| Rogelio48 | $25.00 | 10/10/2011 8:24:37 AM |
| AndChicksforFree | $25.00 | 10/6/2011 9:33:26 AM |
| Mikale360 | $25.00 | 10/6/2011 11:12:17 AM |
| servnyou | $25.00 | 10/6/2011 11:56:13 AM |
| return-grizzly | $100.00 | 10/6/2011 11:57:42 AM |
| the-discrete-income | $25.00 | 10/6/2011 5:08:25 PM |
| green-trade-dolphin | $25.00 | 10/6/2011 9:05:13 PM |
| icanhasloanz | $50.00 | 10/7/2011 1:53:59 AM |
| FarmersBank | $25.00 | 10/7/2011 7:05:17 AM |
| nfx | $30.77 | 10/7/2011 8:14:09 AM |
| jhouman | $25.00 | 10/7/2011 8:34:08 AM |
| HammerSmith | $25.00 | 10/7/2011 11:26:16 AM |
| Chesterite | $25.00 | 10/7/2011 1:26:16 PM |
| mikeandcat | $115.70 | 10/7/2011 5:32:20 PM |
| heaven75 | $80.00 | 10/7/2011 10:17:40 PM |
| payout-bridge | $25.00 | 10/8/2011 1:13:51 AM |
| zone6 | $80.00 | 10/8/2011 2:49:39 AM |
| five-star-note | $100.00 | 10/8/2011 3:10:02 AM |
| fabulous-community4 | $30.00 | 10/8/2011 8:40:16 AM |
| Something-Corporate | $25.00 | 10/8/2011 1:41:16 PM |
| credit-missile | $50.00 | 10/8/2011 1:53:43 PM |
| mrxtravis | $25.00 | 10/8/2011 3:36:56 PM |
| AndChicksforFree | $100.00 | 10/9/2011 1:00:01 AM |
| Belair_Advisors | $25.00 | 10/9/2011 4:38:01 AM |
| sharp-trade0 | $25.00 | 10/9/2011 7:18:09 AM |
| loss-of-control | $75.00 | 10/9/2011 2:33:58 PM |
| goodhearted-generosity511 | $31.36 | 10/10/2011 10:34:48 AM |
| worth-blanket2 | $1,400.00 | 10/10/2011 9:45:46 AM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
526040
This series of Notes was issued and sold upon the funding of the borrower loan #54465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $21,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $716.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 800-819 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,022 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-value-arrow |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation car payoff
No description is available.
Information in the Description is not verified.
Friends And Family Investments
likeable-openness6 has invested a total of
$25.00.
"Only refer to your friend by their screen name bold-value-arrow."
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 9/27/2011 5:28:53 PM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 5:50:00 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:17:28 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:07 PM |
| hogdriver | $25.00 | 9/28/2011 9:35:43 AM |
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:51 AM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:29 PM |
| sri59 | $100.00 | 9/29/2011 3:02:47 AM |
| organized-payment6 | $50.00 | 9/29/2011 5:41:51 AM |
| sweet-loan7 | $25.00 | 9/29/2011 1:31:46 PM |
| Weaverville | $50.00 | 9/29/2011 7:00:18 PM |
| iwantmore | $25.00 | 9/29/2011 7:31:48 PM |
| Supernick | $50.00 | 9/30/2011 7:09:43 AM |
| joandjon | $25.00 | 9/30/2011 8:18:38 AM |
| baseballfan111 | $50.00 | 9/30/2011 8:12:20 AM |
| kenji4861 | $25.00 | 9/30/2011 10:34:31 AM |
| StPong | $25.00 | 9/30/2011 5:17:18 PM |
| britgsb | $50.00 | 10/1/2011 10:22:58 AM |
| life-is-great | $25.00 | 10/1/2011 1:38:51 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:22 PM |
| transparency-giant | $50.00 | 10/1/2011 5:07:52 PM |
| wkeboarder21 | $50.00 | 10/1/2011 5:12:12 PM |
| Goodlender42 | $25.00 | 10/2/2011 7:44:52 AM |
| money-surge1 | $35.00 | 10/2/2011 9:20:33 AM |
| platinum-sorcerer6 | $50.00 | 10/2/2011 10:17:16 AM |
| boogienation | $50.00 | 10/2/2011 11:13:49 AM |
| jescowa | $50.00 | 10/2/2011 6:20:30 PM |
| likeable-openness6 | $25.00 | 10/2/2011 4:24:20 PM |
| velocity-solo | $25.00 | 10/2/2011 7:20:30 PM |
| flexible-value | $100.00 | 10/3/2011 9:47:54 AM |
| vigilance-revolutionary | $50.00 | 10/3/2011 9:44:31 AM |
| donmacprosper | $25.00 | 10/3/2011 11:41:39 AM |
| stoopidnoodle | $25.00 | 10/3/2011 1:53:06 PM |
| Aimvest | $25.00 | 10/3/2011 5:23:38 PM |
| CatbirdBanking | $25.00 | 10/3/2011 7:18:34 PM |
| tender-commerce8 | $100.00 | 10/3/2011 7:58:25 PM |
| Natronpee | $25.00 | 10/3/2011 8:37:01 PM |
| LoanDMC | $25.00 | 10/3/2011 9:55:41 PM |
| Marathoner | $25.00 | 10/4/2011 6:13:25 AM |
| fervent-currency5 | $50.00 | 10/4/2011 8:07:13 AM |
| fervent-repayment | $25.00 | 10/4/2011 6:25:55 PM |
| sonnet771 | $25.00 | 10/4/2011 8:01:24 PM |
| blissful-note7 | $50.00 | 10/5/2011 3:05:46 AM |
| b3n | $50.00 | 10/4/2011 11:04:33 PM |
| AF-Chief | $25.00 | 10/5/2011 7:41:46 AM |
| cybernosha | $25.00 | 10/5/2011 9:22:05 AM |
| dollardave | $100.00 | 10/5/2011 1:08:02 PM |
| lagnisiruk | $25.00 | 10/5/2011 4:24:09 PM |
| gauss02 | $25.00 | 10/5/2011 5:48:31 PM |
| reaction5 | $25.00 | 10/5/2011 5:51:52 PM |
| hrubinst | $50.00 | 10/5/2011 6:17:40 PM |
| community-bee | $25.00 | 10/5/2011 6:33:50 PM |
| yennib | $25.00 | 10/5/2011 7:12:08 PM |
| aceLender | $25.00 | 10/5/2011 7:15:22 PM |
| mrladybug101 | $50.00 | 10/5/2011 6:43:19 PM |
| Remiss | $25.00 | 10/5/2011 6:56:22 PM |
| steiglends | $100.00 | 10/5/2011 7:48:08 PM |
| valiant-liberty4 | $25.00 | 10/5/2011 7:24:43 PM |
| neenerman | $25.00 | 10/5/2011 8:36:21 PM |
| pleasant-basis | $30.00 | 10/5/2011 7:44:20 PM |
| asya | $25.00 | 10/5/2011 8:30:11 PM |
| E_G | $50.00 | 10/5/2011 8:37:06 PM |
| langdonx | $25.00 | 10/5/2011 8:11:08 PM |
| dajen1 | $25.00 | 10/5/2011 9:37:36 PM |
| theaterguy | $25.00 | 10/5/2011 9:41:59 PM |
| precious-coin3 | $25.00 | 10/5/2011 10:20:40 PM |
| malicea | $25.00 | 10/5/2011 10:05:52 PM |
| unrivaled-silver | $50.00 | 10/5/2011 9:41:15 PM |
| SpectrumCen | $25.00 | 10/5/2011 10:06:28 PM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:50:15 AM |
| TheTimeIsNow | $25.00 | 10/6/2011 3:37:58 AM |
| helpinghands212 | $50.00 | 10/6/2011 5:10:11 AM |
| WorldlyWorker | $25.00 | 10/6/2011 4:44:41 AM |
| orange-courageous-dedication | $25.00 | 10/6/2011 6:04:47 AM |
| tremendous-integrity | $50.00 | 10/6/2011 6:20:16 AM |
| BAJMP | $25.00 | 10/6/2011 5:26:46 AM |
| john0720 | $50.00 | 10/6/2011 6:37:30 AM |
| runner262 | $25.00 | 10/6/2011 5:56:38 AM |
| DonaldColorado | $50.00 | 10/6/2011 7:03:43 AM |
| LendingLotus | $25.00 | 10/6/2011 7:33:32 AM |
| wise-silver-wonder | $25.00 | 10/6/2011 8:31:43 AM |
| bid-papyrus | $25.00 | 10/6/2011 8:54:37 AM |
| sankyu | $25.00 | 10/6/2011 9:29:21 AM |
| Yuen | $156.35 | 10/6/2011 9:30:22 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:09 AM |
| linklady | $50.00 | 10/6/2011 10:27:17 AM |
| power-trophy7 | $50.00 | 10/6/2011 10:56:49 AM |
| kalex752 | $25.00 | 10/6/2011 1:02:16 PM |
| top-tender-moola | $25.00 | 10/6/2011 1:09:02 PM |
| harty | $50.00 | 10/6/2011 1:31:55 PM |
| Loan-Mart | $99.72 | 10/6/2011 2:04:11 PM |
| Railbird | $50.00 | 10/6/2011 1:01:13 PM |
| saihu | $25.00 | 10/6/2011 1:33:15 PM |
| moola-rose8 | $25.00 | 10/6/2011 3:09:07 PM |
| paymentologist | $50.00 | 10/6/2011 3:00:53 PM |
| FredHead3 | $25.71 | 10/6/2011 5:16:35 PM |
| mjdaking | $25.00 | 10/6/2011 5:40:05 PM |
| money-bauble | $200.00 | 10/6/2011 5:44:24 PM |
| MadHun | $200.00 | 10/6/2011 5:47:58 PM |
| compoundinterest | $50.00 | 10/6/2011 5:44:59 PM |
| personal-lender | $25.00 | 10/6/2011 5:49:04 PM |
| riskreward | $250.00 | 10/6/2011 5:58:06 PM |
| jazz619 | $25.00 | 10/6/2011 8:13:33 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:18 PM |
| Pendruce | $30.00 | 10/6/2011 9:12:30 PM |
| ICHITECH | $25.00 | 10/7/2011 5:02:47 AM |
| jalvin | $100.00 | 10/7/2011 5:39:05 AM |
| nosualcneas | $25.00 | 10/7/2011 6:01:42 AM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:22 AM |
| peace-flower9 | $25.00 | 10/7/2011 6:04:13 AM |
| building-america | $25.00 | 10/7/2011 8:17:37 AM |
| the_prince | $50.00 | 10/7/2011 7:47:46 AM |
| ski bum | $100.00 | 10/7/2011 9:13:07 AM |
| bill-expert | $50.00 | 10/7/2011 9:31:35 AM |
| reward-system | $25.00 | 10/7/2011 9:35:11 AM |
| wwwUniversal | $25.00 | 10/7/2011 12:17:52 PM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:05 PM |
| dma1206 | $50.00 | 10/7/2011 12:06:33 PM |
| genelinist | $50.00 | 10/7/2011 1:22:05 PM |
| meabandit | $27.68 | 10/7/2011 1:19:43 PM |
| goat361 | $35.00 | 10/7/2011 7:35:14 PM |
| macgeek | $25.00 | 10/7/2011 10:50:37 PM |
| AgTiPinisher | $25.00 | 10/8/2011 2:13:06 AM |
| cerebral-auction950 | $100.00 | 10/8/2011 2:27:11 AM |
| top-sensible-yield | $25.00 | 10/8/2011 4:54:03 AM |
| crescent6 | $25.00 | 10/8/2011 5:11:34 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:11 AM |
| currency-persimmon | $50.00 | 10/8/2011 6:03:38 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:18 AM |
| worthy-truth | $25.00 | 10/8/2011 6:54:28 AM |
| dg5803 | $25.00 | 10/8/2011 6:53:48 AM |
| stensonb | $25.00 | 10/8/2011 6:54:04 AM |
| leverage-monger | $25.00 | 10/8/2011 7:03:06 AM |
| Wilhan | $25.00 | 10/8/2011 7:06:53 AM |
| Rdodson11 | $25.00 | 10/8/2011 7:38:49 AM |
| Warwick | $50.00 | 10/8/2011 7:40:48 AM |
| trail5 | $100.00 | 10/8/2011 7:24:04 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:40 AM |
| sammyhammy | $25.00 | 10/8/2011 9:49:25 AM |
| wayman | $50.00 | 10/8/2011 10:05:33 AM |
| orangefob7 | $50.15 | 10/8/2011 9:40:37 AM |
| power-kin | $25.00 | 10/8/2011 10:21:27 AM |
| credit-high-five8 | $25.00 | 10/8/2011 10:56:56 AM |
| eloop | $25.00 | 10/8/2011 10:34:36 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:34 AM |
| dobee | $25.00 | 10/8/2011 12:06:53 PM |
| otalon | $25.00 | 10/8/2011 11:31:19 AM |
| agile-responsibility | $25.00 | 10/8/2011 12:43:14 PM |
| damage | $25.00 | 10/8/2011 1:00:04 PM |
| ranstlin | $25.00 | 10/8/2011 1:32:23 PM |
| loot-heart | $25.00 | 10/8/2011 2:52:28 PM |
| exact-gold2 | $25.00 | 10/8/2011 3:32:21 PM |
| Insuredcash | $25.00 | 10/8/2011 4:33:37 PM |
| Uwantfunds | $36.00 | 10/8/2011 4:50:00 PM |
| platinum-rapture6 | $125.00 | 10/8/2011 4:55:06 PM |
| inspired-investment8 | $100.00 | 10/8/2011 4:48:30 PM |
| flypenguin | $25.00 | 10/8/2011 7:06:18 PM |
| engbusres | $30.00 | 10/8/2011 7:56:27 PM |
| lplender | $50.00 | 10/8/2011 6:31:47 PM |
| amitkj2000 | $25.00 | 10/8/2011 8:08:48 PM |
| payout-fort8 | $25.00 | 10/8/2011 9:12:47 PM |
| syrepsorp | $50.00 | 10/8/2011 10:50:22 PM |
| chestnut4 | $25.00 | 10/9/2011 3:16:53 AM |
| Big_Lendin | $25.00 | 10/9/2011 6:14:31 AM |
| green-benefit-enclave | $25.00 | 10/9/2011 7:50:04 AM |
| laniac | $25.00 | 10/9/2011 9:15:04 AM |
| agreement-guild | $100.00 | 10/9/2011 10:37:16 AM |
| betak | $25.00 | 10/9/2011 11:04:27 AM |
| balance6 | $25.00 | 10/9/2011 11:18:08 AM |
| Torero06 | $50.00 | 10/9/2011 10:26:41 AM |
| antlr | $50.00 | 10/9/2011 1:12:21 PM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:01 PM |
| Pitufo | $25.00 | 10/9/2011 1:46:15 PM |
| YLlama | $25.00 | 10/9/2011 2:16:33 PM |
| mrfixerupper | $25.00 | 10/9/2011 2:30:21 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:43:58 PM |
| syrepsorp | $60.00 | 10/9/2011 2:52:12 PM |
| cajunguy | $25.00 | 10/9/2011 2:52:57 PM |
| The_Donald | $25.00 | 10/9/2011 5:17:27 PM |
| Bamaman205 | $25.00 | 10/9/2011 6:54:55 PM |
| Nickle-Back | $25.00 | 10/9/2011 6:00:31 PM |
| Bubbasnestegg | $25.00 | 10/9/2011 6:30:40 PM |
| grove88 | $25.00 | 10/9/2011 7:05:45 PM |
| mmullen2 | $50.00 | 10/9/2011 8:24:04 PM |
| SkyLoan | $25.00 | 10/9/2011 9:32:32 PM |
| JLChamberlain | $25.00 | 10/9/2011 10:46:49 PM |
| Saleen06 | $30.00 | 10/9/2011 9:12:16 PM |
| jjb3 | $25.00 | 10/10/2011 3:31:27 AM |
| secureincome | $44.53 | 10/10/2011 4:03:24 AM |
| radforj22 | $25.00 | 10/1/2011 1:43:30 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:23 PM |
| rmachi | $25.00 | 9/27/2011 8:55:18 PM |
| oplender | $25.00 | 9/27/2011 8:57:57 PM |
| diablorulz | $50.00 | 9/28/2011 12:17:32 PM |
| caring-hope2 | $100.00 | 9/28/2011 10:06:22 PM |
| don8ter | $25.00 | 9/29/2011 3:36:05 AM |
| Zolton | $200.00 | 9/29/2011 7:24:56 AM |
| indomitable-coin | $25.00 | 9/29/2011 7:47:55 AM |
| loyalty-circuitry | $50.00 | 9/29/2011 1:31:36 PM |
| equitable-capital758 | $250.00 | 9/29/2011 3:05:54 PM |
| credit-coach118 | $25.18 | 9/29/2011 4:53:52 PM |
| gold-position | $50.00 | 9/29/2011 5:44:29 PM |
| get30inc | $50.00 | 9/29/2011 6:33:37 PM |
| anacent | $50.00 | 9/30/2011 7:44:15 AM |
| windfall46 | $25.00 | 9/30/2011 8:29:01 AM |
| forthright-dedication | $100.00 | 9/30/2011 9:35:39 AM |
| alphaseek | $100.00 | 9/30/2011 9:36:47 AM |
| MarinLoans | $25.00 | 9/30/2011 10:53:03 AM |
| burgeoning-silver | $25.00 | 9/30/2011 3:07:25 PM |
| worthy-bid8 | $50.00 | 9/30/2011 5:07:16 PM |
| GCInvestments | $26.00 | 9/30/2011 5:45:03 PM |
| PRGuyinVA | $25.00 | 9/30/2011 7:17:59 PM |
| BigLinCT | $25.00 | 10/1/2011 6:09:56 AM |
| ZeLonewolf | $25.00 | 10/1/2011 7:29:31 AM |
| Cheburashka | $25.00 | 10/1/2011 9:58:41 AM |
| repaymeplease | $25.00 | 10/1/2011 6:33:59 PM |
| heerzaquestion | $25.00 | 10/1/2011 7:54:32 PM |
| larslfe | $100.00 | 10/2/2011 9:06:25 AM |
| girlwithglasses | $300.00 | 10/2/2011 7:52:03 PM |
| puyanera | $25.00 | 10/3/2011 6:39:35 AM |
| Preteur | $25.00 | 10/3/2011 7:02:19 AM |
| phillipd48 | $25.00 | 10/3/2011 12:40:33 PM |
| degster | $25.00 | 10/3/2011 12:48:45 PM |
| listing-vista | $50.00 | 10/3/2011 1:09:33 PM |
| susurrus | $25.00 | 10/3/2011 1:52:17 PM |
| mr55262 | $25.00 | 10/3/2011 1:28:53 PM |
| 1redfish | $100.00 | 10/3/2011 4:08:12 PM |
| camaraderi-workhorse | $25.00 | 10/3/2011 7:54:45 PM |
| GreenSun | $25.00 | 10/3/2011 10:15:14 PM |
| BuildingShanghai | $27.68 | 10/4/2011 1:47:03 AM |
| dime-sprout | $25.00 | 10/4/2011 7:13:57 AM |
| genius520 | $25.00 | 10/4/2011 9:09:59 AM |
| ciscoparrot | $25.00 | 10/4/2011 11:31:19 AM |
| lostontheedge | $25.00 | 10/4/2011 2:59:01 PM |
| rcm87 | $50.00 | 10/4/2011 4:52:54 PM |
| FadSaolAgat | $50.00 | 10/4/2011 6:26:16 PM |
| falcon88dp | $25.00 | 10/4/2011 11:40:45 PM |
| DadWarbucks | $25.00 | 10/5/2011 6:52:58 AM |
| first-favorite-bonus9 | $25.00 | 10/5/2011 7:29:16 AM |
| MonopolyDred | $25.00 | 10/5/2011 7:03:45 AM |
| Ducatiman1978 | $25.00 | 10/5/2011 8:14:05 AM |
| nickel-ferret | $50.00 | 10/5/2011 9:10:35 AM |
| green28 | $200.00 | 10/5/2011 9:54:05 AM |
| Peterman | $25.00 | 10/5/2011 9:47:52 AM |
| guardlender | $25.00 | 10/5/2011 10:16:56 AM |
| astute-benjamins | $25.00 | 10/5/2011 2:35:08 PM |
| Anny-Disco | $25.00 | 10/5/2011 4:12:45 PM |
| the-discrete-income | $25.00 | 10/5/2011 5:17:13 PM |
| brainy-repayment5 | $63.04 | 10/5/2011 5:24:09 PM |
| Argbargle | $50.00 | 10/5/2011 5:46:00 PM |
| happy-asset | $25.00 | 10/5/2011 5:48:04 PM |
| bill-expert | $50.00 | 10/5/2011 6:10:15 PM |
| jsw7us | $50.00 | 10/5/2011 5:52:26 PM |
| saw980 | $25.00 | 10/5/2011 5:52:33 PM |
| johnayan | $25.00 | 10/5/2011 6:26:06 PM |
| fishtale | $25.00 | 10/5/2011 5:58:57 PM |
| elasermd | $50.00 | 10/5/2011 6:33:27 PM |
| investment-network | $50.00 | 10/5/2011 6:36:22 PM |
| victorcab | $25.00 | 10/5/2011 6:29:44 PM |
| divedude | $25.00 | 10/5/2011 6:40:54 PM |
| mtquan | $25.00 | 10/5/2011 7:27:12 PM |
| caboleo | $25.00 | 10/5/2011 8:05:22 PM |
| hs112a | $25.00 | 10/5/2011 7:29:45 PM |
| frobin | $25.00 | 10/5/2011 9:03:53 PM |
| CornerKetch | $25.00 | 10/5/2011 8:32:20 PM |
| Kilolani | $50.00 | 10/5/2011 9:56:43 PM |
| greenback-chooser6 | $25.00 | 10/5/2011 10:14:58 PM |
| nevetsnosliw1 | $25.00 | 10/5/2011 9:05:22 PM |
| wtrboy | $25.00 | 10/5/2011 10:58:33 PM |
| killdare | $25.00 | 10/5/2011 9:57:29 PM |
| zhiguli | $25.00 | 10/5/2011 11:29:29 PM |
| duty-starfish8 | $25.00 | 10/6/2011 4:07:55 AM |
| PCash | $50.00 | 10/6/2011 4:10:58 AM |
| IPG1 | $50.00 | 10/6/2011 4:49:41 AM |
| hayhelp | $25.00 | 10/6/2011 5:05:02 AM |
| blessedpair | $25.00 | 10/6/2011 4:12:28 AM |
| ualf | $50.00 | 10/6/2011 5:56:45 AM |
| reflective-cash0 | $50.00 | 10/6/2011 6:21:24 AM |
| toocautious | $100.00 | 10/6/2011 5:50:07 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:05 AM |
| mizount | $25.00 | 10/6/2011 7:43:29 AM |
| genuine-repayment3 | $50.00 | 10/6/2011 7:01:52 AM |
| BankerJohn | $25.00 | 10/6/2011 8:17:25 AM |
| SkiNZ | $25.00 | 10/6/2011 7:22:31 AM |
| ROCKI9 | $50.00 | 10/6/2011 8:47:10 AM |
| mooselegs19 | $25.00 | 10/6/2011 9:16:01 AM |
| ethicalhumanist | $100.00 | 10/6/2011 9:19:26 AM |
| serene-power0 | $25.00 | 10/6/2011 10:23:14 AM |
| ore-leaper1 | $25.00 | 10/6/2011 1:29:10 PM |
| bdpres1 | $25.00 | 10/6/2011 2:47:57 PM |
| dsnybnd | $25.00 | 10/6/2011 1:42:09 PM |
| damanq | $25.00 | 10/6/2011 5:33:48 PM |
| Charmart | $25.00 | 10/6/2011 5:40:44 PM |
| scrappy-bonus2 | $25.00 | 10/6/2011 4:48:32 PM |
| hostbank | $100.00 | 10/6/2011 5:45:25 PM |
| Ivan2007 | $25.00 | 10/6/2011 6:49:01 PM |
| wise-bonus-honker | $25.00 | 10/6/2011 8:15:34 PM |
| Iamthewalrus | $25.00 | 10/6/2011 8:31:47 PM |
| Downs108 | $25.00 | 10/6/2011 9:29:09 PM |
| resolute-basis9 | $50.00 | 10/6/2011 7:59:54 PM |
| green-moola-sniffer | $25.00 | 10/6/2011 10:20:57 PM |
| Rick21 | $25.00 | 10/6/2011 8:46:56 PM |
| happyskippy0208 | $25.00 | 10/6/2011 9:19:30 PM |
| efficient-marketplace | $25.00 | 10/6/2011 9:43:13 PM |
| peripatetic | $25.00 | 10/7/2011 3:23:45 AM |
| AJSinvest | $25.00 | 10/6/2011 10:24:33 PM |
| Dreamconnection | $25.00 | 10/7/2011 4:55:09 AM |
| wdove511 | $25.00 | 10/6/2011 10:54:44 PM |
| stollcm | $25.00 | 10/7/2011 5:29:22 AM |
| abundant-one | $25.00 | 10/7/2011 1:06:58 AM |
| pipopirate | $25.00 | 10/7/2011 6:13:14 AM |
| gojackgo | $50.00 | 10/7/2011 7:13:15 AM |
| investment-tempo | $25.00 | 10/7/2011 6:56:49 AM |
| useful-p2ploan | $25.00 | 10/7/2011 8:51:50 AM |
| jibe-set | $25.00 | 10/7/2011 7:46:45 AM |
| kewgdns | $50.00 | 10/7/2011 9:08:08 AM |
| studious-bonus7 | $100.00 | 10/7/2011 9:08:46 AM |
| resolute-justice413 | $100.00 | 10/7/2011 8:55:17 AM |
| wealth-competitor | $25.00 | 10/7/2011 9:25:08 AM |
| progressive-economy261 | $400.00 | 10/7/2011 9:21:29 AM |
| helpinghand63 | $25.00 | 10/7/2011 9:13:33 AM |
| texrob20 | $25.00 | 10/7/2011 9:20:13 AM |
| Breakfast_Gypsy | $25.00 | 10/7/2011 10:21:40 AM |
| hard-working-rate3 | $250.00 | 10/7/2011 12:59:20 PM |
| dough-souffle | $200.00 | 10/7/2011 1:29:07 PM |
| diligent-leverage | $50.00 | 10/7/2011 1:53:06 PM |
| yogi1975 | $25.00 | 10/7/2011 2:53:23 PM |
| brazilofmux | $50.00 | 10/7/2011 2:05:54 PM |
| exchange-pledge | $50.00 | 10/7/2011 5:38:46 PM |
| balance-whistle7 | $25.00 | 10/7/2011 5:39:40 PM |
| gracej | $25.00 | 10/7/2011 6:22:46 PM |
| wealth-cheetah7 | $50.00 | 10/7/2011 7:08:00 PM |
| escharfer | $25.00 | 10/7/2011 7:50:44 PM |
| sb0453 | $25.00 | 10/7/2011 8:03:48 PM |
| natural-worth9 | $400.00 | 10/7/2011 8:17:36 PM |
| justinology | $34.71 | 10/7/2011 10:00:15 PM |
| houli123 | $25.00 | 10/7/2011 10:06:02 PM |
| powerful-finance7 | $25.00 | 10/8/2011 3:21:33 AM |
| Kattosha | $25.00 | 10/8/2011 4:50:28 AM |
| capital_gains | $50.00 | 10/8/2011 5:11:20 AM |
| fcukciti | $30.00 | 10/8/2011 5:50:21 AM |
| Supernick | $100.00 | 10/8/2011 5:51:23 AM |
| MoxiePop | $25.00 | 10/8/2011 6:51:19 AM |
| dharma1 | $25.00 | 10/8/2011 6:44:22 AM |
| Kredithai | $25.00 | 10/8/2011 7:07:36 AM |
| economy-popcorn | $25.00 | 10/8/2011 7:44:53 AM |
| GoingFishing | $25.00 | 10/8/2011 7:53:59 AM |
| dospapalotes | $25.00 | 10/8/2011 8:02:21 AM |
| miwoktribe | $49.00 | 10/8/2011 8:26:23 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:48 AM |
| value-pouch | $25.00 | 10/8/2011 8:32:14 AM |
| vivacious-truth3 | $25.00 | 10/8/2011 8:59:13 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:11 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:58:30 AM |
| fund-tom-tom6 | $50.00 | 10/8/2011 9:14:51 AM |
| bazaar-flow6 | $300.00 | 10/8/2011 9:39:57 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:52:57 AM |
| dpfl55 | $25.00 | 10/8/2011 9:55:24 AM |
| the-auction-bear | $25.00 | 10/8/2011 10:34:38 AM |
| ingenious-interest1 | $25.00 | 10/8/2011 10:31:37 AM |
| payout-magician | $25.00 | 10/8/2011 10:57:01 AM |
| graceful-investment | $50.00 | 10/8/2011 11:27:10 AM |
| octoberfresh | $25.00 | 10/8/2011 11:27:00 AM |
| successful-agreement7 | $100.00 | 10/8/2011 12:12:57 PM |
| DreDub | $50.00 | 10/8/2011 1:12:56 PM |
| Binkass22 | $100.00 | 10/8/2011 12:31:37 PM |
| Chewbaca | $25.00 | 10/8/2011 3:48:06 PM |
| money-floret | $50.00 | 10/8/2011 3:26:24 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:15 PM |
| odp01 | $25.00 | 10/8/2011 8:02:49 PM |
| Sixmil | $100.00 | 10/8/2011 8:04:28 PM |
| magee425 | $25.00 | 10/8/2011 6:55:53 PM |
| mystss | $50.00 | 10/8/2011 8:45:06 PM |
| Natsfandc | $50.00 | 10/8/2011 8:10:28 PM |
| philantist | $30.00 | 10/8/2011 10:02:08 PM |
| totoro | $25.00 | 10/9/2011 12:09:58 AM |
| Trimalchio12 | $25.00 | 10/9/2011 1:59:07 AM |
| ALHBLJ | $30.00 | 10/9/2011 3:13:21 AM |
| tenacious-payout | $25.00 | 10/9/2011 6:16:38 AM |
| jigs0910 | $25.00 | 10/9/2011 6:32:39 AM |
| NorthwestLoan1 | $30.00 | 10/9/2011 8:33:28 AM |
| RL_Lending | $60.00 | 10/9/2011 9:17:56 AM |
| mrpowers5531 | $25.00 | 10/9/2011 9:22:51 AM |
| Mantis75 | $25.00 | 10/9/2011 8:42:22 AM |
| the-enthralling-coin | $25.00 | 10/9/2011 9:33:17 AM |
| newyork6264 | $25.00 | 10/9/2011 9:36:18 AM |
| wealth-neutrino2 | $25.00 | 10/9/2011 9:55:51 AM |
| Oakland | $50.00 | 10/9/2011 10:23:32 AM |
| dochelp | $50.00 | 10/9/2011 12:12:38 PM |
| orange-dollar-guild | $25.00 | 10/9/2011 12:30:39 PM |
| green28 | $300.00 | 10/9/2011 1:23:14 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:49 PM |
| kazdag | $69.25 | 10/9/2011 1:29:34 PM |
| Herluftrolle | $25.00 | 10/9/2011 1:42:21 PM |
| unrivaled-capital322 | $100.00 | 10/9/2011 2:14:07 PM |
| emunah6 | $25.00 | 10/9/2011 3:26:05 PM |
| funnymoney1 | $25.00 | 10/9/2011 4:05:55 PM |
| jamiee73 | $25.00 | 10/9/2011 2:28:53 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:31 PM |
| yield-seeker | $25.00 | 10/9/2011 5:27:11 PM |
| yachtmaster45 | $25.00 | 10/9/2011 3:55:43 PM |
| katnmouse | $100.00 | 10/9/2011 4:13:48 PM |
| NoCal | $25.00 | 10/9/2011 6:18:33 PM |
| spaceborne | $25.00 | 10/9/2011 6:33:06 PM |
| julijask | $50.00 | 10/9/2011 8:17:50 PM |
| Blends | $25.00 | 10/9/2011 6:50:40 PM |
| ccapital | $100.00 | 10/9/2011 7:21:48 PM |
| oldman68 | $25.00 | 10/9/2011 8:58:11 PM |
| Occhy | $25.00 | 10/9/2011 8:41:31 PM |
| responsibility-cherry6 | $25.00 | 10/9/2011 9:40:32 PM |
| bradania | $25.00 | 10/10/2011 12:05:04 AM |
| 411 Investments
|
Borrower Payment Dependent Notes Series
526216
This series of Notes was issued and sold upon the funding of the borrower loan #54453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $248.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Religious |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,982 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| alone46 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2008)
700-719
(Oct-2006)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
help people
Purpose of loan:
This loan will be used to help my brother.
My financial situation:
I am a good candidate for this loan because I am a good borrower of Prosper in the past.
Monthly net income: $10,000.00
Monthly expenses: $100.00
Housing: $207.00
Insurance: $00
Car expenses: $00
Utilities: $00
Phone, cable, internet: $30.00
Food, entertainment: $100.00
Clothing, household expenses: $20.00
Credit cards and other loans: $200.00
Other expenses: $00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DoctorJoe | $25.00 | 10/8/2011 12:15:30 PM |
| MoneyForNothing | $48.54 | 10/8/2011 12:01:32 PM |
| jgar_O | $25.00 | 10/8/2011 12:04:36 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:23 PM |
| loanman2007 | $75.00 | 10/8/2011 12:30:32 PM |
| optionscashflow | $25.00 | 10/8/2011 1:10:35 PM |
| Preteur | $25.00 | 10/8/2011 3:03:00 PM |
| order-spy9 | $1,000.00 | 10/8/2011 5:36:07 PM |
| Feyenoord | $25.00 | 10/8/2011 10:06:04 PM |
| Belair_Advisors | $25.00 | 10/9/2011 4:32:04 AM |
| luzonct | $100.00 | 10/8/2011 11:30:04 PM |
| Invest_In_U_Today_Pls_Pay_back | $54.93 | 10/9/2011 4:48:51 AM |
| supreme-hope | $25.00 | 10/9/2011 5:54:02 AM |
| tntmojave | $50.00 | 10/9/2011 7:16:07 AM |
| atlas100 | $50.00 | 10/9/2011 7:25:17 AM |
| first-dinero-paladin | $100.00 | 10/9/2011 8:09:38 AM |
| investment-artist | $26.01 | 10/9/2011 9:34:23 AM |
| sevenbridges | $25.00 | 10/9/2011 9:34:34 AM |
| mrpowers5531 | $25.00 | 10/9/2011 9:24:33 AM |
| martymaniaman | $25.00 | 10/9/2011 10:22:11 AM |
| mammalian4 | $25.00 | 10/9/2011 11:50:51 AM |
| CashFlow13 | $1,000.00 | 10/9/2011 10:36:54 AM |
| responsibility-butterfly | $25.00 | 10/9/2011 10:51:05 AM |
| RKLFinancial | $25.00 | 10/9/2011 11:23:35 AM |
| fund-fox4 | $100.00 | 10/9/2011 11:37:58 AM |
| lamsabuy | $100.00 | 10/9/2011 12:01:13 PM |
| innovator10 | $200.00 | 10/9/2011 12:01:24 PM |
| janeybooboo | $100.00 | 10/8/2011 12:05:46 PM |
| Investor_DP | $100.00 | 10/8/2011 12:07:11 PM |
| AndChicksforFree | $25.00 | 10/8/2011 12:01:24 PM |
| credit-guard5 | $25.00 | 10/8/2011 12:11:35 PM |
| peaceful-wealth0 | $25.00 | 10/8/2011 12:13:08 PM |
| whitegold24k | $1,000.00 | 10/8/2011 12:17:06 PM |
| atlas-shrugged | $200.00 | 10/8/2011 12:41:38 PM |
| thankful-nickel2 | $25.00 | 10/8/2011 12:57:00 PM |
| Dusigrosz | $50.00 | 10/8/2011 2:28:46 PM |
| LittleMingo | $29.83 | 10/8/2011 2:24:00 PM |
| natural-worth9 | $500.00 | 10/8/2011 2:30:45 PM |
| amlu1988 | $25.00 | 10/8/2011 3:03:15 PM |
| DHolly | $25.00 | 10/8/2011 4:41:06 PM |
| coldfuzion | $63.00 | 10/8/2011 4:14:13 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:38:20 PM |
| marwadi-62 | $100.00 | 10/8/2011 6:04:54 PM |
| trumpeter5 | $25.00 | 10/8/2011 5:50:00 PM |
| susurrus | $25.00 | 10/8/2011 7:02:06 PM |
| best-listing-toro | $25.00 | 10/8/2011 9:02:51 PM |
| payout-bridge | $100.00 | 10/9/2011 1:55:19 AM |
| OldManP | $35.00 | 10/9/2011 7:12:41 AM |
| loan-master1 | $25.00 | 10/9/2011 5:55:01 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:47 AM |
| authentic-vigilance1 | $200.00 | 10/9/2011 8:46:05 AM |
| houli123 | $50.00 | 10/9/2011 8:48:20 AM |
| best-generosity-financier | $25.00 | 10/9/2011 12:16:43 PM |
| chameleon125 | $25.00 | 10/9/2011 12:12:13 PM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:40 PM |
| tolerant-dinero2 | $50.00 | 10/9/2011 12:18:17 PM |
| bratcher | $42.12 | 10/9/2011 12:56:35 PM |
| the-discrete-income | $50.00 | 10/9/2011 12:27:13 PM |
| green28 | $150.57 | 10/9/2011 1:20:39 PM |
| bstlndlrd207 | $100.00 | 10/9/2011 12:51:09 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
526346
This series of Notes was issued and sold upon the funding of the borrower loan #54411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fair-moola7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
saydigirl
Purpose of loan: home improvement
This loan will be used to... buy furniture
My financial situation: Retired but get a pension of 2500.00 monthly and in March will be receiving the whole pension which is about 5600.00
I am a good candidate for this loan because... I am very responsible and have no bills except $800.00 in rent
Monthly net income: $2500.00
Monthly expenses: Housing: $800.00
Insurance: $43.00
Car expenses: 0
Utilities: $125.00
Phone, cable, internet: $130.00
Food, entertainment: $100.00
Clothing, household expenses: $0
Credit cards and other loans: $224.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| top-courteous-peso | $100.00 | 10/5/2011 6:29:41 PM |
| payout-bridge | $25.00 | 10/7/2011 6:40:38 PM |
| mikelance7 | $25.00 | 10/8/2011 2:48:16 AM |
| bid-stockpiler1 | $50.00 | 10/8/2011 5:17:16 AM |
| treasure-pipeline | $25.00 | 10/8/2011 7:23:15 AM |
| first-class-yield9 | $25.00 | 10/8/2011 8:06:49 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:06 AM |
| und-alum | $48.90 | 10/8/2011 9:05:49 AM |
| best-asset-jedi | $50.00 | 10/8/2011 11:54:34 AM |
| credit-high-five8 | $25.00 | 10/8/2011 5:11:03 PM |
| odp01 | $25.00 | 10/8/2011 7:59:37 PM |
| mighty-payout1 | $25.00 | 10/9/2011 7:06:11 AM |
| money-fort | $30.00 | 10/9/2011 8:59:38 AM |
| AaronL | $25.00 | 10/9/2011 10:31:49 AM |
| Pitufo | $25.00 | 10/9/2011 1:09:55 PM |
| blue-relay | $25.00 | 10/9/2011 8:59:14 PM |
| balance-river | $42.53 | 10/10/2011 8:36:50 AM |
| treasure-hunter270 | $25.00 | 10/10/2011 8:38:08 AM |
| evergreen16 | $61.25 | 10/10/2011 10:29:05 AM |
| worth-blanket2 | $2,200.00 | 10/10/2011 9:46:06 AM |
| exchange-squirrel | $25.00 | 10/5/2011 11:54:44 PM |
| SolarMoonshine | $25.00 | 10/6/2011 6:15:27 PM |
| TheLoanManCan | $25.00 | 10/7/2011 7:11:47 PM |
| 1randyp | $50.00 | 10/8/2011 5:52:11 AM |
| cjames84 | $25.00 | 10/8/2011 6:55:18 AM |
| mennleo | $40.00 | 10/8/2011 12:04:40 PM |
| 168RichCapital | $25.10 | 10/8/2011 1:52:43 PM |
| newest-power-banker | $100.00 | 10/8/2011 3:36:14 PM |
| capital-galaxy | $250.00 | 10/8/2011 4:28:04 PM |
| AndChicksforFree | $25.00 | 10/8/2011 5:04:17 PM |
| best-listing-toro | $25.00 | 10/8/2011 8:54:17 PM |
| ddog0224 | $50.00 | 10/9/2011 1:56:44 AM |
| dollar-authority | $25.00 | 10/9/2011 6:49:24 AM |
| shellback13 | $81.00 | 10/9/2011 11:24:40 AM |
| eg192 | $30.00 | 10/9/2011 6:12:42 PM |
| the-platinum-entrepreneur | $73.03 | 10/9/2011 10:04:21 PM |
| djalan | $18.19 | 10/10/2011 10:34:46 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
527570
This series of Notes was issued and sold upon the funding of the borrower loan #54451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $100.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 10m |
|
Amount delinquent:
| $3,786 |
Total credit lines:
| 22 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,861 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 123invest |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
680-699
(Sep-2008)
700-719
(Aug-2008)
660-679
(Jun-2008)
|
|
Principal balance:
| $1,301.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 43 | | |
Description
Debt Consolidation to lower percent
Purpose of loan:
This loan will be used to...pay off higher credit card percentages and increase payments to Prosper investors
My financial situation:
I am a good candidate for this loan because...I set up automatic payments, never miss a prosper payment, and have a good stable job to pay this off.
Monthly net income: $2720
Monthly expenses: $
Housing: $600
Insurance: $100
Car expenses: $255
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $100.00 | 10/12/2011 9:02:27 AM |
| green-trade-dolphin | $35.00 | 10/12/2011 9:01:03 AM |
| AndChicksforFree | $57.00 | 10/12/2011 9:01:08 AM |
| Milonguero | $100.00 | 10/12/2011 9:02:54 AM |
| wise-deal-panda | $200.00 | 10/12/2011 9:22:34 AM |
| AndChicksforFree | $27.00 | 10/12/2011 9:04:48 AM |
| MoneyForNothing | $112.35 | 10/12/2011 9:06:49 AM |
| well-rounded-payout0 | $50.00 | 10/12/2011 9:18:43 AM |
| promise2 | $100.00 | 10/12/2011 9:33:08 AM |
| progressive-economy261 | $400.00 | 10/12/2011 9:21:30 AM |
| bluestarman08 | $36.00 | 10/12/2011 9:53:56 AM |
| thankful-nickel2 | $25.00 | 10/12/2011 9:43:16 AM |
| LittleMingo | $30.00 | 10/12/2011 10:49:41 AM |
| FigTree | $50.00 | 10/12/2011 10:25:56 AM |
| RainyDayFunds | $25.00 | 10/12/2011 10:15:02 AM |
| justbman | $25.00 | 10/12/2011 10:31:14 AM |
| whitegold24k | $400.00 | 10/12/2011 11:39:38 AM |
| Bob450 | $30.00 | 10/12/2011 12:05:59 PM |
| duty-monger | $50.00 | 10/12/2011 1:23:25 PM |
| freefly67 | $25.00 | 10/12/2011 1:49:16 PM |
| brightest-organized-balance | $25.00 | 10/12/2011 1:46:31 PM |
| servnyou | $25.00 | 10/12/2011 1:58:01 PM |
| whitegold24k | $100.00 | 10/12/2011 9:20:28 AM |
| NekHoldings | $25.00 | 10/12/2011 9:21:55 AM |
| loanman2007 | $25.00 | 10/12/2011 9:03:03 AM |
| currency-excellency0 | $75.00 | 10/12/2011 9:03:16 AM |
| rolltide09 | $25.00 | 10/12/2011 9:03:39 AM |
| 312-Lender | $50.00 | 10/12/2011 9:16:49 AM |
| Rollshaft | $30.00 | 10/12/2011 11:37:05 AM |
| responsibility-butterfly | $25.00 | 10/12/2011 1:26:00 PM |
| a-credit-rotation | $25.00 | 10/12/2011 1:37:02 PM |
| trumpeter5 | $39.54 | 10/12/2011 2:17:36 PM |
| moola-accelerator6 | $50.00 | 10/12/2011 1:24:52 PM |
| SecondChanceLendingSERV | $48.17 | 10/12/2011 1:49:22 PM |
| Bill88 | $25.00 | 10/12/2011 1:56:47 PM |
| gulch | $29.94 | 10/12/2011 2:12:10 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
528192
This series of Notes was issued and sold upon the funding of the borrower loan #54392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $191.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,727 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonus-fuse |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
620-639
(Oct-2008)
|
|
Principal balance:
| $1,634.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
New Gutters, Fascia, and Soffits
Purpose of loan:
This loan will be used to replace rotted fascia, upgrade soffits, and replace aging gutters
My financial situation:
I am a good candidate for this loan because previous loan with Prosper paid on time and all expenses/bills paid on time and in excess of miniumum due.
Monthly net income: $6,000
Monthly expenses: $4,000
Housing: $1900
Insurance: $100
Car expenses: $100
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dtana | $27.00 | 10/8/2011 12:01:10 PM |
| genius520 | $50.00 | 10/8/2011 12:09:56 PM |
| whitegold24k | $1,000.00 | 10/8/2011 12:15:55 PM |
| AndChicksforFree | $57.00 | 10/8/2011 12:01:42 PM |
| MoneyForNothing | $243.57 | 10/8/2011 12:02:55 PM |
| jgar_O | $25.00 | 10/8/2011 12:04:37 PM |
| graceful-investment | $100.00 | 10/8/2011 12:07:28 PM |
| atlas-shrugged | $200.00 | 10/8/2011 12:26:01 PM |
| commerce-rumbler0 | $100.00 | 10/8/2011 12:27:54 PM |
| JLMGroupFunds | $25.00 | 10/8/2011 12:19:52 PM |
| RoZu_Lending | $1,000.00 | 10/8/2011 12:22:09 PM |
| credit-guard5 | $25.00 | 10/8/2011 12:12:02 PM |
| loanman2007 | $350.00 | 10/8/2011 12:27:03 PM |
| RoZu_Lending | $88.34 | 10/8/2011 12:29:21 PM |
| houli123 | $25.00 | 10/8/2011 12:37:52 PM |
| MilitaryLending | $100.02 | 10/8/2011 12:07:03 PM |
| Investoman | $75.00 | 10/8/2011 12:13:49 PM |
| DoctorJoe | $50.00 | 10/8/2011 12:16:11 PM |
| janeybooboo | $150.00 | 10/8/2011 12:04:05 PM |
| ursus | $50.00 | 10/8/2011 12:09:39 PM |
| fabulous-community4 | $25.00 | 10/8/2011 12:12:33 PM |
| janeybooboo | $50.00 | 10/8/2011 12:27:34 PM |
| worthy-bid8 | $50.00 | 10/8/2011 12:08:01 PM |
| 113121 | $284.07 | 10/8/2011 12:39:16 PM |
| wwwUniversal | $25.00 | 10/8/2011 12:20:29 PM |
| handshake5 | $100.00 | 10/8/2011 12:11:16 PM |
| finance-prescription | $100.00 | 10/8/2011 12:11:42 PM |
| personal-lender | $25.00 | 10/8/2011 12:12:12 PM |
| social-cocktail1 | $200.00 | 10/8/2011 12:21:46 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:24 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
528448
This series of Notes was issued and sold upon the funding of the borrower loan #54421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,089 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jacklawrance |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need cash for buy the lot next door
Purpose of loan:
This loan will be used to buy the lot next to my house
My financial situation:
I am a good candidate for this loan because I have a steady income...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 9/20/2011 6:38:23 PM |
| golffish2 | $25.00 | 9/21/2011 5:12:02 AM |
| Bill88 | $25.00 | 9/22/2011 1:23:09 PM |
| larslfe | $50.00 | 9/26/2011 1:26:44 AM |
| let_me_retire | $50.00 | 9/26/2011 8:55:21 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:01:56 PM |
| fearless-credit6 | $500.00 | 9/29/2011 9:48:28 AM |
| systemlender | $50.00 | 9/29/2011 3:35:44 PM |
| mummey | $25.00 | 9/29/2011 6:29:02 PM |
| leodaguy | $25.00 | 9/30/2011 6:13:43 AM |
| velocity-quest5 | $75.00 | 9/30/2011 6:04:42 AM |
| GS-ROCK | $26.88 | 9/30/2011 10:28:13 AM |
| terrific-peace8 | $25.00 | 9/30/2011 10:11:12 PM |
| ven | $25.00 | 9/30/2011 11:00:40 PM |
| CoastalCASH | $25.00 | 9/30/2011 10:44:56 PM |
| IIP77 | $25.00 | 10/1/2011 4:41:54 AM |
| reward-harp | $579.57 | 10/2/2011 7:21:12 AM |
| tigercat | $59.00 | 10/2/2011 11:55:01 AM |
| gold-miser9 | $28.66 | 10/2/2011 3:15:05 PM |
| Jrbgood | $50.00 | 10/2/2011 4:15:19 PM |
| droopie1 | $25.00 | 10/3/2011 1:14:18 AM |
| Scott_N_Fla | $25.00 | 10/3/2011 10:39:21 AM |
| nickel-launcher | $25.00 | 10/3/2011 12:13:00 PM |
| capital-investor8 | $250.00 | 10/3/2011 1:50:24 PM |
| Starfin-Capital-Management | $500.00 | 10/3/2011 2:24:02 PM |
| YeoLenderSource | $50.00 | 10/3/2011 2:22:04 PM |
| susurrus | $25.00 | 10/3/2011 2:49:26 PM |
| SpoonerPhan | $50.00 | 10/3/2011 5:11:32 PM |
| asset-sprout | $25.00 | 10/3/2011 5:28:44 PM |
| postalwhiz | $50.00 | 10/3/2011 6:32:04 PM |
| Mr_Katana | $25.00 | 10/3/2011 8:34:12 PM |
| zydeco337 | $25.00 | 10/3/2011 9:01:45 PM |
| LoanDMC | $25.00 | 10/3/2011 10:01:50 PM |
| likeable-hope | $25.00 | 10/4/2011 2:44:35 AM |
| wilchik | $60.00 | 10/4/2011 4:01:39 AM |
| impeccable-ore3 | $25.00 | 9/21/2011 9:29:52 AM |
| tech310 | $50.00 | 9/21/2011 6:03:27 PM |
| money-baron | $56.00 | 9/22/2011 7:45:49 AM |
| exchange-squirrel | $25.00 | 9/23/2011 11:26:44 AM |
| Anny-Disco | $25.00 | 9/28/2011 6:42:38 PM |
| money-baron-roth-IRA | $50.00 | 9/29/2011 8:47:46 AM |
| credit-coach118 | $25.67 | 9/29/2011 10:24:15 AM |
| Slapshot | $64.21 | 9/30/2011 12:52:27 AM |
| active-dinero | $26.44 | 9/30/2011 6:32:22 AM |
| OLYVRC | $25.00 | 9/30/2011 7:39:16 AM |
| thorough-capital799 | $100.00 | 9/30/2011 2:33:50 PM |
| personal-lender | $25.00 | 10/1/2011 12:10:33 PM |
| SomebodysMom | $41.81 | 10/1/2011 10:32:15 PM |
| historic-nickel | $25.00 | 10/2/2011 1:27:41 PM |
| cash-reaction2 | $50.00 | 10/2/2011 1:33:11 PM |
| penny-oasis | $25.00 | 10/2/2011 3:30:38 PM |
| platinum-scientist9 | $25.00 | 10/2/2011 2:18:14 PM |
| fmanjoo | $25.00 | 10/2/2011 2:44:47 PM |
| TronMedici | $25.00 | 10/2/2011 8:45:07 PM |
| MauiMike | $50.00 | 10/3/2011 11:30:52 AM |
| goat0 | $50.00 | 10/3/2011 2:22:37 PM |
| pure-diversification2 | $29.87 | 10/3/2011 5:06:29 PM |
| leverage-ectasy | $25.00 | 10/3/2011 7:03:07 PM |
| draggon77 | $25.00 | 10/3/2011 7:51:54 PM |
| prominence8 | $33.00 | 10/3/2011 8:30:06 PM |
| zone6 | $100.00 | 10/3/2011 10:45:20 PM |
| Core-Marketing | $18.89 | 10/4/2011 4:41:44 AM |
| generous-peace4 | $50.00 | 10/4/2011 4:32:20 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
528566
This series of Notes was issued and sold upon the funding of the borrower loan #54361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-21-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-01-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $719.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,374 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Macboogie |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying Rental Property
Purpose of loan:
This loan will be used to... Pay cash for a 15 year old foreclosed home next door to me. 4 bedroom/2.5 bath on 7.3 acres. House is in good shape, and has only been empty for around 4 months. Needs cosmetic work only.
My credit report will show some debt that is in both mine and my husband's name. He pays half of those each month. His current net pay is over $10,000/month, so paying off this loan (early) will not be an issue.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,666
Monthly expenses: $
Housing: $425.00
Insurance: $100.00
Car expenses: $250.00
Utilities: $100.00
Phone, cable, internet: $175.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 9/21/2011 6:00:57 PM |
| Weaverville | $25.00 | 9/22/2011 4:01:23 PM |
| capital_projects_investor | $25.00 | 9/22/2011 9:50:47 PM |
| loanman2007 | $25.00 | 9/23/2011 5:27:22 AM |
| Tkhalaska | $25.00 | 9/23/2011 8:38:28 AM |
| feiandasun | $25.00 | 9/23/2011 11:27:05 AM |
| radiant-wealth0 | $50.00 | 9/23/2011 2:01:24 PM |
| VBinvestor | $100.00 | 9/23/2011 4:01:16 PM |
| _NaLNaBB | $100.00 | 9/25/2011 12:36:04 AM |
| enchanted-note | $25.00 | 9/26/2011 9:14:37 AM |
| fxlivin | $75.00 | 9/26/2011 1:06:53 PM |
| javelin0 | $25.00 | 9/26/2011 1:15:29 PM |
| suave-dime6 | $25.00 | 9/27/2011 5:03:40 AM |
| wwwUniversal | $25.00 | 9/27/2011 10:15:28 AM |
| generous-agreement | $25.00 | 9/27/2011 6:40:35 PM |
| GTog | $25.00 | 9/28/2011 9:17:02 AM |
| rakem777 | $25.00 | 9/28/2011 12:30:59 PM |
| transaction-detective70 | $25.00 | 9/28/2011 1:40:09 PM |
| worthy-bid8 | $50.00 | 9/28/2011 5:07:15 PM |
| yons88 | $25.00 | 9/28/2011 10:13:29 PM |
| payout-network1 | $40.00 | 9/29/2011 4:24:36 AM |
| Rogelio48 | $25.00 | 9/29/2011 6:59:45 AM |
| capital-halo1 | $1,000.00 | 9/29/2011 12:23:29 PM |
| vibraphone3 | $25.00 | 9/29/2011 1:42:35 PM |
| credit-coach118 | $40.57 | 9/29/2011 1:49:32 PM |
| deepblue34 | $35.00 | 9/29/2011 6:46:42 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:45:57 PM |
| CatbirdBanking | $25.00 | 9/29/2011 9:20:33 PM |
| treasure-hunter270 | $25.00 | 9/30/2011 12:26:33 AM |
| rockhound84 | $25.00 | 9/30/2011 5:38:52 AM |
| DLMLENDER | $25.00 | 9/30/2011 8:13:43 AM |
| the-cash-allotment | $31.20 | 9/30/2011 8:36:38 AM |
| Kyileo | $25.00 | 9/30/2011 10:54:27 AM |
| Core-Marketing | $25.00 | 9/30/2011 12:42:41 PM |
| restless-currency | $50.00 | 9/30/2011 2:10:45 PM |
| the-enthralling-coin | $25.00 | 9/30/2011 4:01:59 PM |
| ven | $50.00 | 9/30/2011 10:49:15 PM |
| greenback-loyalist8 | $44.01 | 10/1/2011 6:24:12 AM |
| wlm3012 | $30.00 | 10/1/2011 8:55:16 AM |
| cupcake0 | $39.88 | 10/1/2011 9:33:27 AM |
| MadHun | $136.88 | 10/1/2011 12:09:33 PM |
| bazaar-flow6 | $300.00 | 10/1/2011 11:00:59 AM |
| cleo1255 | $100.00 | 10/1/2011 11:31:37 AM |
| tender-ore | $25.00 | 10/1/2011 11:56:34 AM |
| asiaratt | $50.00 | 10/1/2011 12:08:03 PM |
| worldly-money4 | $100.00 | 9/22/2011 6:58:55 AM |
| greenback-upholder9 | $50.00 | 9/22/2011 8:28:31 AM |
| social-cocktail1 | $200.00 | 9/22/2011 8:52:47 AM |
| kind-credit-bear | $25.00 | 9/22/2011 9:17:55 AM |
| a-restless-dollar | $25.00 | 9/22/2011 10:36:48 AM |
| SarDenInvesting | $183.67 | 9/22/2011 9:48:31 AM |
| tomdooley12520 | $25.00 | 9/22/2011 4:06:05 PM |
| secureincome | $1,250.00 | 9/22/2011 9:16:19 PM |
| q4golf | $25.00 | 9/23/2011 3:49:18 AM |
| ready-vigilance3 | $100.00 | 9/23/2011 8:12:31 AM |
| Danylostefan | $50.00 | 9/23/2011 10:50:41 AM |
| amlu1988 | $25.00 | 9/23/2011 9:06:28 PM |
| beaker | $25.01 | 9/24/2011 9:04:00 AM |
| reasonable-kindness0 | $25.00 | 9/24/2011 10:08:41 AM |
| lucrative-reward | $100.00 | 9/25/2011 4:56:18 AM |
| loney_mender | $60.00 | 9/25/2011 7:58:48 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:27 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:33 AM |
| CSharper | $25.00 | 9/26/2011 7:35:02 AM |
| leeball | $100.00 | 9/26/2011 3:14:41 PM |
| magnitude787 | $100.00 | 9/27/2011 1:55:58 PM |
| Bank42 | $25.00 | 9/27/2011 3:32:08 PM |
| gotjack | $25.00 | 9/27/2011 5:18:23 PM |
| papaloha | $25.00 | 9/27/2011 7:03:46 PM |
| value-allocator1 | $100.00 | 9/28/2011 7:20:17 AM |
| well-rounded-liberty4 | $25.00 | 9/28/2011 8:24:48 AM |
| loss-of-control | $100.00 | 9/28/2011 6:07:04 PM |
| fireferd | $25.00 | 9/28/2011 10:02:39 PM |
| imdave4me | $25.00 | 9/29/2011 7:32:33 AM |
| glroark | $50.00 | 9/29/2011 7:57:31 AM |
| payment-halo | $25.00 | 9/29/2011 3:56:51 PM |
| fervent-repayment | $25.00 | 9/29/2011 5:35:06 PM |
| mummey | $25.00 | 9/29/2011 6:29:02 PM |
| dc4vlad | $50.00 | 9/29/2011 9:03:08 PM |
| authentic-kindness1 | $25.00 | 9/29/2011 9:33:33 PM |
| cashasaurus0 | $100.00 | 9/30/2011 6:22:57 AM |
| nickel-universe2 | $25.00 | 9/30/2011 7:02:26 AM |
| Christophe | $25.00 | 9/30/2011 7:19:25 AM |
| open-minded-deal | $200.00 | 9/30/2011 8:06:31 AM |
| Dubbs360 | $25.00 | 9/30/2011 8:10:39 AM |
| stepatatime-together | $100.00 | 9/30/2011 9:18:08 AM |
| Bob450 | $25.00 | 9/30/2011 8:58:45 AM |
| calm-platinum8 | $25.00 | 9/30/2011 9:45:24 AM |
| hubs032 | $200.00 | 9/30/2011 9:48:09 AM |
| mammalian4 | $25.00 | 9/30/2011 1:51:45 PM |
| bcsmith | $25.00 | 9/30/2011 1:53:06 PM |
| Princehaha | $25.00 | 9/30/2011 3:49:31 PM |
| listing-reformation8 | $40.00 | 9/30/2011 4:13:03 PM |
| hopeful-silver5 | $30.00 | 9/30/2011 7:10:09 PM |
| musegaze | $50.00 | 9/30/2011 8:42:37 PM |
| Learning2Lend | $25.00 | 10/1/2011 4:56:49 AM |
| draggon77 | $25.00 | 10/1/2011 3:07:02 AM |
| bnoble09 | $31.46 | 10/1/2011 8:44:49 AM |
| loyalty-tambourine0 | $32.32 | 10/1/2011 8:41:05 AM |
| careful-note1 | $25.00 | 10/1/2011 11:57:53 AM |
| WeAlNe | $25.00 | 10/1/2011 10:44:03 AM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
529044
This series of Notes was issued and sold upon the funding of the borrower loan #54386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,761 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| badaboomco |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 83% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 3
( 17% )
| 660-679
(Jan-2010)
580-599
(Jun-2008)
580-599
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
My loan for home improvement
Purpose of loan:Home improvement
This loan will be used to.Update electrical and siding..
My financial situation: Steady with guaranteeed retirement annuity from the US Government
I am a good candidate for this loan because.I recieve my retirement annuity for life, which cannot go down but will increase over the years and have a current checking account in which the money can be pulled. I did have a smaller loan on prosper before which was paid with no late payments.
Monthly net income: $4300
Monthly expenses: $2049
Housing: $1061
Insurance: Home is included in mortgage. Car 189 per six months
Car expenses: $125 gas, dont travel much
Utilities: $water (well) no charge. electric 150
Phone, cable, internet: $99.00 on bundled so its lower
Food, entertainment: $125
Clothing, household expenses: $150
Credit cards and other loans: $ 100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RoZu_Lending | $100.00 | 9/30/2011 5:06:28 PM |
| 312-Lender | $50.00 | 9/30/2011 5:00:55 PM |
| fabulous-community4 | $35.00 | 9/30/2011 5:42:50 PM |
| 113121 | $75.00 | 9/30/2011 5:51:22 PM |
| alexgalt | $25.00 | 9/30/2011 6:48:03 PM |
| green-trade-dolphin | $30.00 | 9/30/2011 5:58:41 PM |
| Mikale360 | $25.00 | 9/30/2011 6:17:45 PM |
| mennleo | $50.00 | 9/30/2011 9:56:44 PM |
| AndChicksforFree | $25.07 | 9/30/2011 10:07:24 PM |
| JaceSpade | $25.00 | 10/1/2011 4:44:18 AM |
| newest-power-banker | $50.00 | 10/1/2011 12:19:57 AM |
| Rogesparkguy | $25.00 | 10/1/2011 6:43:28 AM |
| sensible-fund | $25.00 | 10/1/2011 5:01:51 AM |
| golffish2 | $100.00 | 10/1/2011 5:33:36 AM |
| income-buffalo1 | $80.00 | 10/1/2011 6:20:17 AM |
| alluring-yield5 | $34.34 | 10/1/2011 7:11:48 AM |
| ronin4sale | $25.00 | 10/1/2011 6:32:37 AM |
| Bob450 | $25.00 | 10/1/2011 8:18:25 AM |
| petsheep | $25.00 | 10/1/2011 8:42:07 AM |
| otto1939 | $101.00 | 10/1/2011 8:18:44 AM |
| nickel-position | $25.00 | 10/1/2011 11:57:01 AM |
| FarmersBank | $48.47 | 10/1/2011 11:14:53 AM |
| lplender | $50.00 | 10/1/2011 12:51:52 PM |
| lotuss4 | $25.00 | 10/1/2011 12:11:00 PM |
| Jack55304 | $200.00 | 10/1/2011 12:12:09 PM |
| zorg77 | $50.00 | 10/1/2011 12:25:28 PM |
| treasure-hunter270 | $50.00 | 10/1/2011 1:13:39 PM |
| Recyclist | $26.00 | 10/1/2011 3:37:18 PM |
| Byrd24 | $100.00 | 10/1/2011 3:39:21 PM |
| amlu1988 | $25.00 | 10/1/2011 2:18:25 PM |
| Hummer-Guy | $30.00 | 10/1/2011 5:44:04 PM |
| West_End_Local | $25.00 | 10/1/2011 4:20:51 PM |
| EretzCapital | $55.51 | 10/1/2011 8:25:07 PM |
| mclilpaws | $25.00 | 10/1/2011 6:06:52 PM |
| shrewd-income | $25.00 | 10/1/2011 6:11:53 PM |
| contract-lionheart | $150.00 | 10/1/2011 11:00:37 PM |
| Feyenoord | $25.00 | 10/1/2011 9:27:15 PM |
| credit-elation1 | $25.00 | 10/1/2011 9:25:37 PM |
| Finchy78 | $40.00 | 10/2/2011 4:17:58 AM |
| Beechturner | $40.00 | 10/2/2011 4:49:19 AM |
| Jerrys1951 | $35.00 | 10/2/2011 6:14:58 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:48 AM |
| mighty-payout1 | $25.00 | 10/2/2011 10:13:55 AM |
| RecoveryLender | $25.00 | 10/2/2011 10:00:57 AM |
| money-fort | $30.00 | 10/2/2011 9:51:10 AM |
| whitegold24k | $341.83 | 10/2/2011 10:37:36 AM |
| Amber_Stone | $25.00 | 9/30/2011 6:16:03 PM |
| Kash2010lu | $35.00 | 9/30/2011 5:55:41 PM |
| I-Believe-In-You | $25.00 | 9/30/2011 9:35:41 PM |
| adamdroker | $25.00 | 9/30/2011 9:44:22 PM |
| payout-bridge | $350.00 | 10/1/2011 1:48:42 AM |
| The-Helper | $25.00 | 10/1/2011 4:37:51 AM |
| blackstar | $25.00 | 10/1/2011 4:09:52 AM |
| loanman2007 | $150.00 | 10/1/2011 4:37:41 AM |
| SolarMoonshine | $25.00 | 10/1/2011 3:39:13 AM |
| trumpeter5 | $37.00 | 10/1/2011 7:06:28 AM |
| dime-sapling | $25.00 | 10/1/2011 8:01:49 AM |
| brondero | $97.00 | 10/1/2011 9:12:48 AM |
| money-baron-Roth401k | $33.64 | 10/1/2011 9:19:00 AM |
| mikeandcat | $177.14 | 10/1/2011 9:13:51 AM |
| jgar_O | $25.00 | 10/1/2011 10:15:47 AM |
| suave-dime6 | $25.00 | 10/1/2011 10:53:50 AM |
| coasterman | $25.00 | 10/1/2011 12:18:42 PM |
| chameleon125 | $25.00 | 10/1/2011 11:57:29 AM |
| wwwUniversal | $25.00 | 10/1/2011 12:18:59 PM |
| first-serene-credit | $25.00 | 10/1/2011 12:31:49 PM |
| bold-shrewd-duty | $65.00 | 10/1/2011 12:59:00 PM |
| SecondChanceLendingSERV | $25.00 | 10/1/2011 4:14:43 PM |
| DiligentiaLLC | $200.00 | 10/1/2011 2:31:56 PM |
| Bank42 | $25.00 | 10/1/2011 5:04:44 PM |
| vigilance-accruer | $25.00 | 10/1/2011 7:09:42 PM |
| heaven75 | $350.00 | 10/1/2011 5:41:10 PM |
| icanhasloanz | $50.00 | 10/2/2011 2:43:59 AM |
| reward-harp | $400.00 | 10/2/2011 7:19:35 AM |
| fair-dollar | $38.00 | 10/2/2011 8:10:16 AM |
| FinanceEngine | $40.00 | 10/2/2011 8:59:21 AM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:05:24 AM |
| CACO_Lender | $25.00 | 10/2/2011 9:06:22 AM |
| missing-link | $25.00 | 10/2/2011 9:18:24 AM |
| money-baron-roth-IRA | $50.00 | 10/2/2011 10:00:11 AM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
529260
This series of Notes was issued and sold upon the funding of the borrower loan #54360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $156.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 9m |
|
Amount delinquent:
| $5,221 |
Total credit lines:
| 21 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,285 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Shooter308 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 78% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 7
( 19% )
| 720-739
(May-2010)
620-639
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 3% )
|
|
Total payments billed:
| 36 | | |
Description
My loan for Home Improvement
Purpose of loan:
This loan will be used to make Home Improvements i.e. Upgrade the Master Bathroom and some Minor Lanscape work.
My financial situation:
I am a good candidate for this loan because being a previous Prosper borrower I am prepared and budgeted for the monthly payments
Monthly net income: $ 4500
Monthly expenses: $1047
Housing: $700
Food, entertainment: $100
Credit cards and other loans: $150
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $25.00 | 10/4/2011 9:07:25 AM |
| AndChicksforFree | $25.00 | 10/4/2011 9:10:41 AM |
| kind-charming-value | $500.00 | 10/4/2011 9:03:15 AM |
| progressive-economy261 | $400.00 | 10/4/2011 9:21:17 AM |
| Moe87 | $25.00 | 10/4/2011 2:48:41 PM |
| balance-transformer3 | $25.00 | 10/4/2011 4:12:12 PM |
| green-trade-dolphin | $30.00 | 10/4/2011 1:46:28 PM |
| Eric_Gagne | $25.00 | 10/4/2011 5:09:46 PM |
| vutah | $25.00 | 10/4/2011 5:10:55 PM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:37 PM |
| shrewd-income | $100.00 | 10/4/2011 6:35:14 PM |
| Mikale360 | $25.00 | 10/4/2011 9:59:22 PM |
| ChoiceInvestments | $26.49 | 10/5/2011 2:13:05 AM |
| farchoir | $25.00 | 10/5/2011 5:54:34 AM |
| hogdriver | $25.00 | 10/5/2011 4:45:57 AM |
| orderandprogress | $36.31 | 10/5/2011 6:17:12 AM |
| Bob450 | $25.00 | 10/5/2011 7:52:07 AM |
| EngineersAlliance | $75.00 | 10/5/2011 9:11:18 AM |
| skaught | $25.00 | 10/5/2011 9:34:17 AM |
| kinetic-social | $26.00 | 10/5/2011 9:26:36 AM |
| wwwUniversal | $25.00 | 10/5/2011 9:16:48 AM |
| money-baron-Roth401k | $25.00 | 10/5/2011 9:20:50 AM |
| STLRacer | $50.00 | 10/5/2011 9:57:16 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:32 AM |
| top-benefit-sequoia | $25.00 | 10/5/2011 10:34:10 AM |
| return-grizzly | $100.00 | 10/5/2011 12:32:39 PM |
| cnovak | $25.00 | 10/5/2011 12:03:20 PM |
| handy-justice | $100.00 | 10/5/2011 1:40:38 PM |
| TWGCJ | $25.00 | 10/5/2011 3:22:37 PM |
| ChoiceInvestments | $25.00 | 10/5/2011 4:00:14 PM |
| worth-blanket2 | $580.00 | 10/5/2011 5:12:44 PM |
| glroark | $150.00 | 10/4/2011 9:35:22 AM |
| chato2345 | $25.00 | 10/4/2011 10:12:09 AM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:09 AM |
| mennleo | $80.00 | 10/4/2011 10:49:41 AM |
| KileNSmyth4 | $25.00 | 10/4/2011 11:59:19 AM |
| Kash2010lu | $25.00 | 10/4/2011 4:59:42 PM |
| sweety075 | $25.00 | 10/4/2011 5:31:03 PM |
| mikeandcat | $87.44 | 10/5/2011 5:08:22 AM |
| carrinel | $37.17 | 10/5/2011 6:12:00 AM |
| Rollshaft | $25.00 | 10/5/2011 5:50:55 AM |
| CoyoteJack | $100.00 | 10/5/2011 7:06:00 AM |
| frooogal | $29.38 | 10/5/2011 8:10:50 AM |
| bold-joyful-exchange | $25.00 | 10/5/2011 9:10:39 AM |
| Jack55304 | $200.00 | 10/5/2011 9:12:22 AM |
| Aquanaut | $100.00 | 10/5/2011 10:31:30 AM |
| Iloanyoumoney | $25.00 | 10/5/2011 10:15:43 AM |
| principal-triumph | $50.00 | 10/5/2011 11:05:18 AM |
| blue-goal-deal | $26.00 | 10/5/2011 11:01:41 AM |
| principal-triumph | $50.00 | 10/5/2011 11:05:06 AM |
| irrelevant | $25.00 | 10/5/2011 2:05:05 PM |
| gothampark | $25.00 | 10/5/2011 2:07:19 PM |
| suave-dime6 | $25.00 | 10/5/2011 2:18:48 PM |
| GElender | $40.00 | 10/5/2011 3:55:03 PM |
| lamsabuy | $100.00 | 10/5/2011 5:00:33 PM |
| MoneyForNothing | $1.21 | 10/5/2011 5:13:09 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
529312
This series of Notes was issued and sold upon the funding of the borrower loan #54427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 37y 0m |
|
Amount delinquent:
| $1,720 |
Total credit lines:
| 30 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,491 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Easyjack22 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 10/5/2011 5:25:03 PM |
| diplomatic-wealth7 | $25.00 | 10/5/2011 5:19:42 PM |
| BuildingShanghai | $26.50 | 10/5/2011 9:19:59 PM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:03:58 AM |
| scrappy-diversification7 | $2,000.00 | 10/7/2011 9:10:29 AM |
| wwwUniversal | $25.00 | 10/7/2011 9:19:37 AM |
| dough-souffle | $50.00 | 10/7/2011 1:28:21 PM |
| finance-prescription | $100.00 | 10/7/2011 5:35:01 PM |
| EngineersAlliance | $100.00 | 10/7/2011 5:35:40 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:33:49 PM |
| icon7 | $50.00 | 10/8/2011 11:13:10 AM |
| yield-museum | $80.00 | 10/8/2011 1:40:04 PM |
| excellent-wealth6 | $28.50 | 10/8/2011 1:52:44 PM |
| exchange-squirrel | $25.00 | 10/5/2011 11:54:45 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:20 PM |
| Kaj | $40.00 | 10/7/2011 7:58:18 PM |
| leverage-monger | $25.00 | 10/8/2011 7:00:08 AM |
| Bob450 | $25.00 | 10/8/2011 8:20:21 AM |
| vutah | $25.00 | 10/8/2011 8:05:40 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:18 AM |
| dudebrah | $25.00 | 10/8/2011 9:48:07 AM |
| 1willray | $25.00 | 10/8/2011 10:41:42 AM |
| suave-dime6 | $25.00 | 10/8/2011 11:16:16 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:14 PM |
| reward-system | $25.00 | 10/8/2011 1:18:37 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
529342
This series of Notes was issued and sold upon the funding of the borrower loan #54417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-07-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $326.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 40y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bountiful-dedication437 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5800.00
Monthly expenses: 800.00
$Housing: $1050.00
Insurance: $120.00
Car expenses: $300.00
Utilities: $170.00
Phone, cable, internet: $53.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $
Other expenses: $
500.00 on medical/prescription co-payments, monthly.
"I need to consolidate all my credit cards, instead of being so spread out. thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| leverage-monger | $25.00 | 9/25/2011 2:28:23 PM |
| kind-credit-bear | $25.00 | 9/28/2011 9:18:16 AM |
| diplomatic-wealth7 | $25.00 | 9/28/2011 9:18:28 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:36 AM |
| Weaverville | $25.00 | 9/28/2011 5:13:44 PM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:31 AM |
| don8ter | $25.00 | 9/29/2011 3:41:29 AM |
| Dubbs360 | $25.00 | 9/30/2011 8:10:45 AM |
| red-power-pecan | $50.00 | 9/30/2011 9:30:33 AM |
| Comoparklender | $25.00 | 9/30/2011 11:07:30 AM |
| jjswanso | $25.00 | 9/30/2011 2:22:32 PM |
| PRGuyinVA | $25.00 | 9/30/2011 7:17:57 PM |
| mercuriant | $25.00 | 10/1/2011 9:06:20 AM |
| CalBear08 | $25.00 | 10/1/2011 1:45:08 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:30 AM |
| enchanted-diversification496 | $46.00 | 10/2/2011 5:54:30 PM |
| girlwithglasses | $50.00 | 10/2/2011 7:59:13 PM |
| Supernick | $25.00 | 10/3/2011 1:33:32 AM |
| jiggaman7 | $50.00 | 10/3/2011 11:19:51 AM |
| 1redfish | $100.00 | 10/3/2011 4:08:08 PM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:13 PM |
| Leshan | $25.00 | 10/3/2011 5:24:06 PM |
| daniel5075 | $25.00 | 10/3/2011 7:28:58 PM |
| ursus | $50.00 | 10/4/2011 9:09:44 AM |
| missing-link | $25.00 | 10/4/2011 5:01:01 PM |
| falcon88dp | $50.00 | 10/4/2011 11:52:44 PM |
| cnovak | $25.00 | 10/5/2011 8:01:20 AM |
| Ducatiman1978 | $25.00 | 10/5/2011 8:14:01 AM |
| Investoman | $75.00 | 10/5/2011 9:12:34 AM |
| terrific-dough6 | $100.00 | 10/5/2011 9:27:43 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:14 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:07 PM |
| GElender | $25.00 | 10/5/2011 3:56:35 PM |
| lagnisiruk | $25.00 | 10/5/2011 4:24:05 PM |
| finance-prescription | $100.00 | 10/5/2011 5:10:15 PM |
| stepatatime-together | $100.00 | 10/5/2011 5:22:00 PM |
| whitegold24k | $100.00 | 10/5/2011 5:23:08 PM |
| coin-investor | $25.00 | 10/5/2011 5:47:18 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:27 PM |
| integrity-liberator | $25.00 | 10/5/2011 6:28:02 PM |
| jmcdon7230 | $25.00 | 10/5/2011 6:41:49 PM |
| Bob450 | $25.00 | 10/5/2011 7:21:34 PM |
| kind-efficient-credit | $25.00 | 10/5/2011 7:11:14 PM |
| power-secret-agent | $30.00 | 10/6/2011 3:57:29 AM |
| bizlending | $100.00 | 10/6/2011 3:36:06 AM |
| schpielkies | $25.00 | 10/6/2011 5:19:53 AM |
| nodrivelpls | $25.00 | 10/6/2011 5:17:31 AM |
| nalaari | $60.34 | 10/6/2011 6:35:25 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:02 AM |
| glroark | $50.00 | 10/6/2011 7:42:58 AM |
| nickel-hickory | $50.00 | 10/6/2011 10:11:43 AM |
| oldmora | $25.00 | 10/6/2011 10:46:43 AM |
| yomanie | $25.00 | 10/6/2011 10:52:28 AM |
| Miklot | $25.00 | 10/6/2011 11:09:37 AM |
| willinvest | $25.00 | 10/6/2011 3:21:32 PM |
| worldly-gold | $75.00 | 10/6/2011 4:26:48 PM |
| JLMGroupFunds | $25.00 | 10/6/2011 5:56:35 PM |
| asiaratt | $50.00 | 10/6/2011 5:46:07 PM |
| thelovebug | $100.00 | 10/6/2011 5:56:58 PM |
| engbusres | $30.00 | 10/6/2011 8:26:30 PM |
| calimanusa | $30.00 | 10/7/2011 12:02:43 AM |
| ethical-truth211 | $400.00 | 10/7/2011 2:34:45 AM |
| 52digital | $25.00 | 10/6/2011 9:56:50 PM |
| special-rupee | $55.00 | 10/7/2011 5:37:29 AM |
| leverage-monger | $25.00 | 10/7/2011 6:27:24 AM |
| Manvel | $35.00 | 10/7/2011 5:53:03 AM |
| upbeat-marketplace | $25.00 | 10/7/2011 7:53:02 AM |
| CROBRUN | $25.00 | 10/7/2011 7:53:10 AM |
| MarcusJames04 | $71.28 | 10/7/2011 8:17:17 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:15 AM |
| responsibility-butterfly | $25.00 | 9/26/2011 8:25:33 AM |
| hitsman | $50.00 | 9/26/2011 11:35:34 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:59 AM |
| Tylerh | $250.00 | 9/27/2011 10:48:52 PM |
| alphaseek | $200.00 | 9/28/2011 12:03:01 PM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:16 PM |
| secureincome | $800.00 | 9/29/2011 2:01:43 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:33 PM |
| credit-coach118 | $25.47 | 9/29/2011 3:59:12 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:03 PM |
| orange-preeminant-bill | $25.00 | 9/30/2011 6:51:57 AM |
| treasure-bliss | $25.00 | 9/30/2011 7:01:21 AM |
| Mark0135 | $75.00 | 9/30/2011 10:42:38 AM |
| Kaj | $30.00 | 9/30/2011 6:23:55 PM |
| desertoasis | $25.00 | 10/1/2011 3:35:22 PM |
| dynrep | $50.00 | 10/1/2011 9:27:58 PM |
| life-is-great | $25.00 | 10/2/2011 2:21:29 AM |
| VmIE | $25.00 | 10/2/2011 11:28:57 AM |
| marcomnzs | $25.00 | 10/3/2011 12:14:11 PM |
| stoopidnoodle | $25.00 | 10/3/2011 1:53:03 PM |
| magnitude787 | $50.00 | 10/3/2011 8:37:35 PM |
| frogperson | $75.00 | 10/4/2011 8:12:58 PM |
| enthralling-deal180 | $50.00 | 10/5/2011 5:20:01 AM |
| pound-ace | $25.00 | 10/5/2011 7:18:12 AM |
| BlueRoom | $25.00 | 10/5/2011 8:48:07 AM |
| Investor_DP | $99.00 | 10/5/2011 9:06:49 AM |
| worthy-bid8 | $50.00 | 10/5/2011 9:07:32 AM |
| dedicated-transaction796 | $32.00 | 10/5/2011 9:57:00 AM |
| rmachi | $25.00 | 10/5/2011 10:38:24 AM |
| shrewd-peace7 | $25.00 | 10/5/2011 2:55:20 PM |
| forceful-durability7 | $26.57 | 10/5/2011 4:24:39 PM |
| handshake5 | $100.00 | 10/5/2011 5:09:48 PM |
| finance-mushroom | $100.00 | 10/5/2011 5:09:18 PM |
| AM2008 | $25.00 | 10/5/2011 5:18:37 PM |
| Sierrahh | $25.00 | 10/5/2011 6:11:03 PM |
| SolarMoonshine | $25.00 | 10/5/2011 6:18:38 PM |
| HedgeFund | $50.00 | 10/5/2011 6:30:46 PM |
| wampum-optimization | $25.00 | 10/5/2011 6:53:50 PM |
| leverage-hawk | $25.00 | 10/5/2011 8:15:45 PM |
| point | $50.00 | 10/5/2011 9:37:31 PM |
| evnagelist | $50.00 | 10/5/2011 11:28:53 PM |
| Gladglide | $25.00 | 10/5/2011 11:47:53 PM |
| scholarly-payment5 | $50.00 | 10/6/2011 12:39:46 AM |
| tender-commerce8 | $50.00 | 10/6/2011 5:01:44 AM |
| GatorBux | $50.00 | 10/6/2011 6:58:59 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:06 AM |
| market-pudding | $25.00 | 10/6/2011 8:11:54 AM |
| floridass | $25.00 | 10/6/2011 9:14:29 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:31 AM |
| currency-stockpiler8 | $25.00 | 10/6/2011 11:25:50 AM |
| neutrino6 | $25.81 | 10/6/2011 1:08:16 PM |
| brightest-dignified-penny | $25.00 | 10/6/2011 4:41:53 PM |
| Diamond_Jim | $25.00 | 10/6/2011 4:44:42 PM |
| payout-paddle1 | $25.00 | 10/6/2011 4:49:00 PM |
| monster4 | $25.00 | 10/6/2011 5:10:33 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:06 PM |
| fighter122 | $25.00 | 10/6/2011 8:16:37 PM |
| compassion-artisan9 | $50.00 | 10/6/2011 8:23:18 PM |
| a89098 | $50.00 | 10/6/2011 9:49:56 PM |
| Myrick | $25.00 | 10/7/2011 4:29:37 AM |
| suave-dime6 | $25.00 | 10/7/2011 6:01:14 AM |
| Rip128 | $100.00 | 10/7/2011 5:17:08 AM |
| independent-listing796 | $128.53 | 10/7/2011 5:36:02 AM |
| kewgdns | $50.00 | 10/7/2011 8:14:14 AM |
| whitegold24k | $400.00 | 10/7/2011 7:58:11 AM |
| 135 Investments
|
Borrower Payment Dependent Notes Series
529634
This series of Notes was issued and sold upon the funding of the borrower loan #54409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,495 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| orange-return-boss |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Repairs and Improvement Loan
Purpose of loan:
This loan will be used to make repairs and improvements to my house
My financial situation:
I am a good candidate for this loan because I am committed to improving my house and maintaining and improving my good credit
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:17 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:40 AM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:30 PM |
| kind-credit-bear | $25.00 | 10/3/2011 5:13:41 PM |
| dignified-marketplace5 | $100.00 | 10/3/2011 7:46:21 PM |
| greencat | $50.00 | 10/5/2011 8:10:57 AM |
| penny-surgeon | $25.00 | 10/5/2011 10:08:11 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:14 PM |
| finance-mushroom | $100.00 | 10/5/2011 5:09:18 PM |
| finance-prescription | $100.00 | 10/5/2011 5:10:15 PM |
| InChicago | $150.00 | 10/6/2011 7:50:25 AM |
| jiggaman7 | $50.00 | 10/6/2011 4:54:25 PM |
| money-fort | $25.00 | 10/6/2011 5:01:25 PM |
| ore-leather | $25.00 | 10/6/2011 8:53:07 PM |
| stepatatime-together | $54.00 | 10/7/2011 9:19:07 AM |
| ddog0224 | $50.00 | 10/7/2011 1:08:27 PM |
| capital-renewal | $25.00 | 10/7/2011 2:09:27 PM |
| Investoman | $75.00 | 10/7/2011 5:36:34 PM |
| calimanusa | $30.00 | 10/8/2011 12:12:42 AM |
| stock106 | $25.00 | 10/8/2011 7:14:23 AM |
| aztocas | $25.00 | 10/8/2011 7:44:54 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:00 AM |
| enthusiastic-ore5 | $40.00 | 10/8/2011 11:13:40 AM |
| mennleo | $55.00 | 10/8/2011 11:40:08 AM |
| jgar_O | $25.00 | 10/8/2011 11:57:00 AM |
| supersam | $100.00 | 10/8/2011 1:54:21 PM |
| sergeturtle | $39.37 | 10/8/2011 1:47:38 PM |
| Reliance_Banker | $35.00 | 10/8/2011 2:44:26 PM |
| Brisket_Bob | $25.00 | 10/8/2011 3:24:13 PM |
| Bob450 | $25.00 | 10/8/2011 4:10:23 PM |
| Loanstou | $55.63 | 10/8/2011 3:16:49 PM |
| credit-high-five8 | $25.00 | 10/8/2011 5:06:46 PM |
| Rebelrick9 | $25.00 | 10/8/2011 6:24:12 PM |
| best-listing-toro | $25.00 | 10/8/2011 8:53:48 PM |
| orderly-wampum | $100.00 | 10/8/2011 8:42:42 PM |
| historic-loan1 | $27.65 | 10/8/2011 8:32:03 PM |
| red-favorable-basis | $25.00 | 10/9/2011 6:15:12 AM |
| sharp-trade0 | $25.00 | 10/9/2011 7:03:27 AM |
| Engineer44 | $28.00 | 10/9/2011 5:29:18 AM |
| ofern01 | $97.00 | 10/9/2011 8:24:56 AM |
| bid-stockpiler1 | $25.00 | 10/9/2011 9:35:45 AM |
| Pitufo | $25.00 | 10/9/2011 1:50:50 PM |
| 87Marc | $25.00 | 10/9/2011 3:20:36 PM |
| economy-producer | $25.00 | 10/9/2011 8:58:23 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:23:29 PM |
| Starfin300 | $29.43 | 10/10/2011 4:33:23 AM |
| B2152 | $25.00 | 10/10/2011 4:51:59 AM |
| mrsp2e | $25.00 | 10/10/2011 7:37:59 AM |
| BU49er | $31.38 | 10/10/2011 8:24:23 AM |
| Richmp412 | $25.00 | 10/10/2011 9:41:58 AM |
| worthy-bid4 | $75.76 | 10/10/2011 9:42:07 AM |
| cloud546 | $40.18 | 10/10/2011 11:13:02 AM |
| point-compadre | $59.92 | 10/10/2011 10:47:15 AM |
| historic-nickel | $35.00 | 10/10/2011 12:09:58 PM |
| Rollshaft | $25.00 | 10/10/2011 12:21:45 PM |
| income-rocker2 | $50.00 | 10/10/2011 2:18:52 PM |
| luzonct | $100.00 | 10/10/2011 4:38:33 PM |
| tech310 | $50.00 | 9/30/2011 5:20:47 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:05:21 AM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:32 PM |
| Rogesparkguy | $25.00 | 10/5/2011 5:58:00 AM |
| nickel-hickory | $25.00 | 10/5/2011 10:25:30 AM |
| payout-bridge | $25.00 | 10/5/2011 9:54:14 PM |
| 340 | $25.00 | 10/6/2011 1:34:36 AM |
| payout-bridge | $25.00 | 10/6/2011 11:41:13 AM |
| the-hope-workhorse | $200.00 | 10/6/2011 3:35:54 PM |
| zorg77 | $25.00 | 10/6/2011 8:01:58 PM |
| capital-halo1 | $1,000.00 | 10/7/2011 9:10:06 AM |
| balanced-bill7 | $50.00 | 10/7/2011 11:45:46 AM |
| worthy-bid8 | $50.00 | 10/7/2011 5:32:21 PM |
| icanhasloanz | $25.00 | 10/8/2011 2:06:26 AM |
| 1randyp | $50.00 | 10/8/2011 5:55:07 AM |
| first-class-yield9 | $50.00 | 10/8/2011 8:16:48 AM |
| JPMorrisLegacyFund | $251.35 | 10/8/2011 8:56:36 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:58:31 AM |
| finance-amusement4 | $100.00 | 10/8/2011 11:01:14 AM |
| best-asset-jedi | $25.00 | 10/8/2011 11:57:38 AM |
| ArchonFinancialHoldings | $31.00 | 10/8/2011 1:18:34 PM |
| suave-dime6 | $25.00 | 10/8/2011 1:50:37 PM |
| 168RichCapital | $25.10 | 10/8/2011 2:01:44 PM |
| SolarMoonshine | $25.00 | 10/8/2011 2:48:21 PM |
| wlm3012 | $30.00 | 10/8/2011 3:17:02 PM |
| wise-deal-panda | $25.00 | 10/8/2011 4:58:22 PM |
| rate-sceptre | $25.00 | 10/8/2011 5:05:37 PM |
| epic-transaction | $25.00 | 10/8/2011 5:20:27 PM |
| credit-elation1 | $25.00 | 10/8/2011 7:52:50 PM |
| nhrma | $31.74 | 10/8/2011 9:40:42 PM |
| attractive-fund | $50.00 | 10/9/2011 5:51:08 AM |
| sharp-trade0 | $25.00 | 10/9/2011 7:03:57 AM |
| Rivervale_Westwood | $50.00 | 10/9/2011 5:36:44 AM |
| wealth-tremolo7 | $28.09 | 10/9/2011 8:06:07 AM |
| cognizant-responsibility9 | $49.00 | 10/9/2011 8:36:30 AM |
| mighty-payout1 | $25.00 | 10/9/2011 7:03:57 AM |
| saffron4 | $50.00 | 10/9/2011 10:40:24 AM |
| irrelevant | $25.00 | 10/9/2011 10:05:08 AM |
| DER | $50.00 | 10/9/2011 12:06:01 PM |
| digitaldan | $30.00 | 10/9/2011 9:06:18 PM |
| secureincome | $700.00 | 10/10/2011 4:12:39 AM |
| green-trade-dolphin | $40.00 | 10/10/2011 6:10:33 AM |
| SDKiwi | $54.00 | 10/10/2011 7:42:22 AM |
| Socorro_Capital_Partners | $25.01 | 10/10/2011 8:35:23 AM |
| let_me_retire | $50.00 | 10/10/2011 10:38:44 AM |
| shmb6508 | $50.00 | 10/10/2011 11:03:12 AM |
| Money_Working | $30.00 | 10/10/2011 12:17:56 PM |
| Core-Marketing | $25.00 | 10/10/2011 1:07:27 PM |
| cajunguy | $25.00 | 10/10/2011 2:13:06 PM |
| druidpoet | $25.00 | 10/10/2011 1:44:55 PM |
| ore-leaper1 | $25.00 | 10/10/2011 2:19:44 PM |
| redhead21 | $64.59 | 10/10/2011 1:53:53 PM |
| KindCharmingReflective-affluence | $25.00 | 10/10/2011 2:09:17 PM |
| compassion-artisan9 | $25.00 | 10/10/2011 2:38:27 PM |
| PeePaw | $25.00 | 10/10/2011 3:26:14 PM |
| olin5 | $26.80 | 10/10/2011 4:54:13 PM |
| Skulljocky | $50.00 | 10/10/2011 4:30:32 PM |
| radforj22 | $25.00 | 10/10/2011 4:07:31 PM |
| 115 Investments
|
Borrower Payment Dependent Notes Series
529652
This series of Notes was issued and sold upon the funding of the borrower loan #54436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1984 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wealth-thinker |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
misc legal, rebuild savings, buffer
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 2,800
Monthly expenses: $200
Housing: $500
Insurance: $93 per month
Car expenses: $75 on gas
Utilities: $99 per month
Phone, cable, internet: $90 per month
Food, entertainment: $300 per month
Clothing, household expenses: $75 per month
Credit cards and other loans: $0.
Other expenses: $0.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:51 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:49 PM |
| a-finance-nirvana | $25.00 | 10/1/2011 5:21:19 AM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:30 AM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:32 PM |
| BuildingShanghai | $27.69 | 10/4/2011 1:47:28 AM |
| treasure-bliss | $25.00 | 10/5/2011 3:22:46 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:19 AM |
| Comoparklender | $25.00 | 10/5/2011 3:25:58 PM |
| kind-credit-bear | $25.00 | 10/5/2011 5:16:54 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:10 PM |
| CalBear08 | $25.00 | 10/6/2011 1:07:08 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:08 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:08 PM |
| missing-link | $25.00 | 10/7/2011 12:30:39 PM |
| brazilofmux | $29.00 | 10/7/2011 2:05:57 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:33:48 PM |
| Vreet | $25.00 | 10/8/2011 2:51:08 AM |
| Sierrahh | $25.00 | 10/8/2011 10:48:23 PM |
| ddog0224 | $55.00 | 10/9/2011 1:55:07 AM |
| sharp-trade0 | $25.00 | 10/9/2011 7:05:32 AM |
| Engineer44 | $25.00 | 10/9/2011 5:34:29 AM |
| Rivervale_Westwood | $25.00 | 10/9/2011 5:37:32 AM |
| sharp-trade0 | $25.00 | 10/9/2011 7:05:48 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:30 AM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:32 PM |
| stepatatime-together | $100.00 | 10/9/2011 12:16:55 PM |
| Pitufo | $25.00 | 10/9/2011 1:05:54 PM |
| friendly-principal76 | $25.00 | 10/9/2011 7:13:11 PM |
| bonus-poplar2 | $25.00 | 10/9/2011 8:35:55 PM |
| julijask | $25.00 | 10/9/2011 8:15:10 PM |
| economy-producer | $25.00 | 10/9/2011 8:54:55 PM |
| suave-dime6 | $25.00 | 10/10/2011 6:32:15 AM |
| stock106 | $25.00 | 10/10/2011 7:05:19 AM |
| gilbrear | $25.00 | 10/10/2011 8:02:04 AM |
| Chrishu | $25.00 | 10/10/2011 8:43:35 AM |
| Katburg | $25.00 | 10/10/2011 8:21:55 AM |
| mercuriant | $25.00 | 10/10/2011 8:22:12 AM |
| logical-investment4 | $26.60 | 10/10/2011 8:44:50 AM |
| smitty1959 | $100.00 | 10/10/2011 9:32:31 AM |
| irrelevant | $25.00 | 10/10/2011 2:05:07 PM |
| riskadverse44 | $400.00 | 10/10/2011 2:00:08 PM |
| deegeeman | $50.00 | 10/10/2011 2:46:39 PM |
| wise-deal-panda | $100.00 | 10/10/2011 3:59:45 PM |
| money-bauble | $200.00 | 10/10/2011 5:06:16 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:38 PM |
| youthful-peace4 | $25.00 | 10/10/2011 8:56:51 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:16 PM |
| nalaari | $25.00 | 10/11/2011 6:40:06 AM |
| drg6289 | $25.00 | 10/11/2011 6:51:39 AM |
| Diamond_Jim | $25.00 | 10/11/2011 7:41:57 AM |
| palace2 | $200.00 | 10/11/2011 8:20:37 AM |
| asiaratt | $50.00 | 10/11/2011 9:07:45 AM |
| thelovebug | $100.00 | 10/11/2011 9:14:27 AM |
| fuzed | $100.00 | 10/11/2011 9:25:25 AM |
| zone8 | $100.00 | 10/11/2011 10:32:55 AM |
| dedicated-transaction796 | $30.00 | 10/11/2011 11:17:44 AM |
| dinero-speaker | $25.00 | 10/11/2011 11:59:47 AM |
| authentic-liberty7 | $25.00 | 10/11/2011 12:00:26 PM |
| alphaseek | $100.00 | 10/11/2011 12:46:55 PM |
| pfh | $25.00 | 10/11/2011 12:38:44 PM |
| brightest-affluence-motivator | $50.00 | 10/11/2011 12:39:36 PM |
| lakehavasu88 | $25.00 | 10/11/2011 2:12:03 PM |
| smart-loyalty498 | $5.91 | 10/11/2011 2:57:16 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:17 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:41 AM |
| progressive-economy261 | $400.00 | 10/4/2011 5:18:54 PM |
| daekpon | $25.00 | 10/5/2011 10:11:30 AM |
| cnovak | $25.00 | 10/5/2011 12:03:11 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:15 PM |
| Kaj | $40.00 | 10/5/2011 5:05:46 PM |
| finance-mushroom | $49.00 | 10/5/2011 5:09:18 PM |
| red-power-pecan | $50.00 | 10/5/2011 7:05:20 PM |
| evnagelist | $50.00 | 10/5/2011 11:28:55 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:44 AM |
| orange-preeminant-bill | $25.00 | 10/6/2011 7:03:49 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:35 AM |
| life-is-great | $25.00 | 10/6/2011 4:57:53 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:10 PM |
| magnitude787 | $50.00 | 10/6/2011 6:45:04 PM |
| jjswanso | $50.00 | 10/7/2011 6:06:57 AM |
| alphaseek | $75.00 | 10/7/2011 9:52:29 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:58:31 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:36 AM |
| DreDub | $50.00 | 10/8/2011 1:12:56 PM |
| Wellman | $50.00 | 10/8/2011 1:36:54 PM |
| cognizant-rupee7 | $25.00 | 10/8/2011 3:10:44 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:18 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:19 PM |
| Sixmil | $100.00 | 10/8/2011 7:46:28 PM |
| best-listing-toro | $25.00 | 10/8/2011 8:58:30 PM |
| Reinadog9 | $50.00 | 10/8/2011 9:47:29 PM |
| mennleo | $50.00 | 10/8/2011 10:23:51 PM |
| mighty-payout1 | $25.00 | 10/9/2011 7:05:16 AM |
| whitegold24k | $500.00 | 10/9/2011 11:48:48 AM |
| orange-coin-walnut | $50.00 | 10/9/2011 1:41:06 PM |
| tender-commerce8 | $50.00 | 10/9/2011 2:13:22 PM |
| durability-mad-scientist4 | $50.00 | 10/9/2011 6:37:35 PM |
| money-fort | $25.00 | 10/9/2011 6:13:04 PM |
| new-dedication-travels | $25.00 | 10/9/2011 7:07:03 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:18:28 PM |
| buddy486 | $25.00 | 10/10/2011 7:40:37 AM |
| handy-justice | $100.00 | 10/10/2011 7:30:54 AM |
| mrsp2e | $25.00 | 10/10/2011 7:38:22 AM |
| treasure-hunter270 | $25.00 | 10/10/2011 8:44:18 AM |
| shmb6508 | $50.00 | 10/10/2011 11:03:13 AM |
| tentonhammer99 | $38.84 | 10/10/2011 11:44:06 AM |
| daniel5075 | $25.00 | 10/10/2011 4:32:20 PM |
| Mr_Katana | $25.00 | 10/10/2011 6:29:16 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:40 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:35 PM |
| houli123 | $25.00 | 10/11/2011 1:51:34 AM |
| ImaPutz | $25.00 | 10/11/2011 9:04:50 AM |
| worthy-bid8 | $50.00 | 10/11/2011 9:07:02 AM |
| CA-Lender | $25.00 | 10/11/2011 9:09:03 AM |
| handshake5 | $100.00 | 10/11/2011 9:09:27 AM |
| leverage-monger | $25.00 | 10/11/2011 8:41:13 AM |
| imoutdoorsy | $25.00 | 10/11/2011 8:47:17 AM |
| smoothmoniker | $25.37 | 10/11/2011 9:17:09 AM |
| Investoman | $75.00 | 10/11/2011 9:11:17 AM |
| Scubadiver | $32.42 | 10/11/2011 9:26:46 AM |
| marcomnzs | $25.00 | 10/11/2011 11:35:56 AM |
| tylerfd | $25.00 | 10/11/2011 11:59:14 AM |
| realtormoises | $25.00 | 10/11/2011 11:47:13 AM |
| majestic-moola4 | $29.18 | 10/11/2011 1:17:38 PM |
| abovefifty | $35.99 | 10/11/2011 2:29:46 PM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
529758
This series of Notes was issued and sold upon the funding of the borrower loan #54430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $341.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 820-839 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,905 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| freefly67 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rental Property Rehab
This loan will be used to update a rental property that I own that was recently vacated by the tenant.
I have been a prosper lender for over 4 years and currently have over 80 active loans. Now I want to try out the borrowing side to get a better feel for how it works.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 10/1/2011 1:43:31 PM |
| rolltide09 | $25.00 | 9/27/2011 5:02:25 PM |
| MarvintheMartian | $55.00 | 9/27/2011 5:25:45 PM |
| Bank_Of_XL | $25.00 | 9/27/2011 5:32:09 PM |
| rmachi | $25.00 | 9/27/2011 8:55:21 PM |
| Tylerh | $250.00 | 9/27/2011 10:49:12 PM |
| cashhelp | $50.00 | 9/28/2011 2:57:51 AM |
| diablorulz | $50.00 | 9/28/2011 12:17:34 PM |
| oplender | $25.00 | 9/28/2011 6:47:41 PM |
| Reddy_Capital | $36.00 | 9/28/2011 8:46:39 PM |
| caring-hope2 | $100.00 | 9/28/2011 10:08:36 PM |
| indomitable-coin | $25.00 | 9/29/2011 12:43:54 PM |
| loyalty-circuitry | $50.00 | 9/29/2011 1:31:37 PM |
| power-defender7 | $25.00 | 9/29/2011 2:00:41 PM |
| equitable-capital758 | $250.00 | 9/29/2011 3:05:55 PM |
| aiming_for_42 | $25.00 | 9/29/2011 6:16:18 PM |
| get30inc | $50.00 | 9/29/2011 6:33:38 PM |
| availableloan | $25.00 | 9/29/2011 6:42:20 PM |
| Weaverville | $50.00 | 9/29/2011 7:00:18 PM |
| gold-position | $50.00 | 9/29/2011 5:44:30 PM |
| SCD | $25.00 | 9/29/2011 8:14:12 PM |
| worlds-best-worth2 | $25.00 | 9/29/2011 9:15:36 PM |
| ptjg | $25.00 | 9/29/2011 10:41:52 PM |
| Supernick | $50.00 | 9/30/2011 7:09:45 AM |
| baseballfan111 | $50.00 | 9/30/2011 8:12:23 AM |
| anacent | $50.00 | 9/30/2011 7:44:16 AM |
| 100units | $200.00 | 9/30/2011 8:54:31 AM |
| windfall46 | $25.00 | 9/30/2011 8:29:03 AM |
| kenji4861 | $25.00 | 9/30/2011 10:34:32 AM |
| MarinLoans | $25.00 | 9/30/2011 10:53:04 AM |
| DackoDenk | $25.00 | 9/30/2011 3:40:33 PM |
| usemymoney | $25.00 | 9/30/2011 4:25:58 PM |
| titan2 | $25.00 | 9/30/2011 4:46:01 PM |
| GCInvestments | $26.00 | 9/30/2011 5:45:04 PM |
| finance-symphony7 | $100.00 | 9/30/2011 6:25:43 PM |
| ZeLonewolf | $25.00 | 10/1/2011 7:29:32 AM |
| Chosen-one | $113.36 | 10/1/2011 9:10:33 AM |
| Attract | $48.10 | 10/1/2011 8:54:31 AM |
| jc33148 | $47.63 | 10/1/2011 9:33:08 AM |
| wlm3012 | $30.00 | 10/1/2011 9:36:45 AM |
| Cheburashka | $25.00 | 10/1/2011 9:58:43 AM |
| engaging-worth | $25.00 | 10/1/2011 10:49:43 AM |
| vine99 | $110.00 | 10/1/2011 12:12:28 PM |
| loyalty-czar | $149.22 | 10/1/2011 1:32:40 PM |
| ethicalhumanist | $100.00 | 10/1/2011 2:03:56 PM |
| green28 | $300.00 | 10/1/2011 2:16:57 PM |
| janeybooboo | $100.00 | 10/1/2011 3:53:57 PM |
| MilitaryLending | $100.06 | 10/1/2011 7:37:34 PM |
| top-epic-community | $50.00 | 10/1/2011 5:41:23 PM |
| superb-funds335 | $30.00 | 10/1/2011 5:36:28 PM |
| life-is-great | $25.00 | 10/2/2011 2:21:30 AM |
| Wilhan | $25.00 | 10/2/2011 6:33:15 AM |
| boogienation | $50.00 | 10/2/2011 11:13:50 AM |
| JustMee | $25.00 | 10/2/2011 11:43:57 AM |
| Lender95466 | $25.00 | 10/2/2011 12:07:16 PM |
| ShaggyAnt | $40.76 | 10/2/2011 4:44:44 PM |
| charming-exchange7 | $25.00 | 10/2/2011 5:54:19 PM |
| jescowa | $50.00 | 10/2/2011 6:20:31 PM |
| vutah | $25.00 | 10/2/2011 3:33:20 PM |
| cake7 | $50.00 | 10/2/2011 9:11:38 PM |
| circustab | $100.00 | 10/2/2011 9:32:01 PM |
| best-generosity-financier | $25.00 | 10/2/2011 10:02:33 PM |
| newest-funds-powerplant | $25.00 | 10/3/2011 7:22:40 AM |
| brainy-repayment5 | $97.67 | 10/3/2011 9:05:39 AM |
| durable-investment8 | $35.00 | 10/3/2011 9:49:07 AM |
| noble-yield136 | $50.00 | 10/3/2011 10:43:46 AM |
| donmacprosper | $25.00 | 10/3/2011 11:41:40 AM |
| longtoulaoda | $50.00 | 10/3/2011 12:37:34 PM |
| mr55262 | $25.00 | 10/3/2011 1:28:54 PM |
| merciful-yield | $46.56 | 10/3/2011 12:41:30 PM |
| JBG | $25.00 | 10/3/2011 1:40:19 PM |
| Techne_Funds_LLC | $25.00 | 10/3/2011 4:22:11 PM |
| aerobat | $50.00 | 10/3/2011 4:03:28 PM |
| green-trade-dolphin2 | $25.00 | 9/27/2011 5:47:48 PM |
| blot44 | $25.00 | 9/27/2011 7:23:53 PM |
| a-unflappable-finance | $100.00 | 9/27/2011 7:30:25 PM |
| Zeenos | $100.00 | 9/27/2011 9:47:19 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:35 PM |
| hogdriver | $25.00 | 9/28/2011 9:35:44 AM |
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:56 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:50 AM |
| nikebootie | $25.00 | 9/28/2011 4:32:37 PM |
| ericgassercom | $100.00 | 9/28/2011 6:29:37 PM |
| ChoiceInvestments | $37.00 | 9/28/2011 11:04:35 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:31 PM |
| serene-capital | $50.00 | 9/29/2011 1:00:21 AM |
| don8ter | $25.00 | 9/29/2011 3:36:06 AM |
| Theodon | $50.00 | 9/29/2011 4:23:16 AM |
| organized-payment6 | $50.00 | 9/29/2011 5:41:52 AM |
| first-euro-rapture | $25.00 | 9/29/2011 6:41:50 AM |
| Zolton | $200.00 | 9/29/2011 7:24:58 AM |
| credit-coach118 | $50.18 | 9/29/2011 10:14:27 AM |
| gaiusceasar | $25.00 | 9/29/2011 9:32:21 AM |
| payment-halo | $25.00 | 9/29/2011 4:05:21 PM |
| SolarMoonshine | $25.00 | 9/29/2011 6:13:29 PM |
| iwantmore | $25.00 | 9/29/2011 7:31:49 PM |
| Cashman10 | $100.00 | 9/30/2011 8:07:41 AM |
| forthright-dedication | $100.00 | 9/30/2011 9:35:40 AM |
| porter22 | $25.00 | 9/30/2011 11:52:18 AM |
| income-encore1 | $25.00 | 9/30/2011 2:42:42 PM |
| weiyinsan | $25.00 | 9/30/2011 2:59:11 PM |
| khamen | $25.00 | 9/30/2011 3:12:59 PM |
| StPong | $25.00 | 9/30/2011 5:17:19 PM |
| capitalelstiltskin2 | $200.00 | 9/30/2011 6:06:33 PM |
| PRGuyinVA | $25.00 | 9/30/2011 7:18:00 PM |
| BigLinCT | $25.00 | 10/1/2011 6:09:57 AM |
| Lily_of_the_Valley | $100.00 | 10/1/2011 8:50:03 AM |
| auctionator1 | $25.00 | 10/1/2011 11:17:25 AM |
| miket71 | $33.00 | 10/1/2011 9:17:43 AM |
| worthy-bid8 | $29.00 | 10/1/2011 12:07:01 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:23 PM |
| bruin558 | $120.00 | 10/1/2011 1:49:59 PM |
| Brisket_Bob | $100.00 | 10/1/2011 5:31:17 PM |
| transparency-giant | $50.00 | 10/1/2011 5:07:53 PM |
| Gobsek | $25.00 | 10/1/2011 5:26:12 PM |
| wendyhop | $25.00 | 10/1/2011 5:59:32 PM |
| repaymeplease | $25.00 | 10/1/2011 6:32:41 PM |
| Groggy | $25.00 | 10/1/2011 11:45:56 PM |
| knowledgeable-payment7 | $25.00 | 10/2/2011 4:32:31 AM |
| Goodlender42 | $25.00 | 10/2/2011 7:44:53 AM |
| damanq | $25.00 | 10/2/2011 8:57:26 AM |
| money-surge1 | $35.00 | 10/2/2011 9:20:34 AM |
| platinum-sorcerer6 | $50.00 | 10/2/2011 10:17:18 AM |
| Pickmar | $25.00 | 10/2/2011 11:20:37 AM |
| mr_haldane | $50.00 | 10/2/2011 3:12:18 PM |
| girlwithglasses | $300.00 | 10/2/2011 7:52:03 PM |
| velocity-solo | $25.00 | 10/2/2011 7:20:31 PM |
| Money_Working | $40.00 | 10/2/2011 10:02:29 PM |
| EasternLender | $25.00 | 10/2/2011 8:08:26 PM |
| dreamhope | $25.00 | 10/2/2011 8:47:42 PM |
| ScottCapital | $25.00 | 10/3/2011 6:25:45 AM |
| subtle-revenue0 | $25.00 | 10/3/2011 6:40:34 AM |
| Preteur | $25.00 | 10/3/2011 7:02:20 AM |
| proud-pound4 | $25.00 | 10/3/2011 5:06:50 AM |
| Lanewest | $100.00 | 10/3/2011 7:32:55 AM |
| elegant-loot | $25.00 | 10/3/2011 7:57:42 AM |
| penny-finder | $36.00 | 10/3/2011 9:44:23 AM |
| vigilance-revolutionary | $50.00 | 10/3/2011 9:44:33 AM |
| platinum-rapture6 | $75.00 | 10/3/2011 10:40:09 AM |
| Socorro_Capital_Partners | $25.01 | 10/3/2011 9:53:15 AM |
| beachfunder | $50.00 | 10/3/2011 10:27:19 AM |
| debt-legend | $25.00 | 10/3/2011 11:57:23 AM |
| awwaww | $25.00 | 10/3/2011 11:15:47 AM |
| hunter1124 | $100.00 | 10/3/2011 12:49:43 PM |
| Eaglehigh | $25.00 | 10/3/2011 11:55:13 AM |
| trustworthy-hope189 | $45.00 | 10/3/2011 12:59:44 PM |
| susurrus | $100.00 | 10/3/2011 1:55:43 PM |
| deal-bloom0 | $25.58 | 10/3/2011 2:56:09 PM |
| GElender | $40.00 | 10/3/2011 3:53:20 PM |
| 1redfish | $100.00 | 10/3/2011 4:08:14 PM |
| ImaPutz | $25.00 | 10/3/2011 4:22:56 PM |
| dinero-shepherd9 | $68.87 | 10/3/2011 4:34:41 PM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
530010
This series of Notes was issued and sold upon the funding of the borrower loan #54432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $129 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dignified-wampum6 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan:
This loan will be used to do home improvements. I currently need to replace my furnance and repairs on my garage.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1800.00
Monthly expenses: $915
Housing: $400.00
Insurance: $50.00
Car expenses: $65.00 gas
Utilities: $200.00
Phone, cable, internet: $50.00
Food, entertainment: $75.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0
Other expenses: $25.00
Although it is only showing that I've been at my employer since 2006 I actually have been employed with them for 10yrs I started as an part-time employee April 08, 2001 and was eventaully prompted to fulltime in November 2006. I am also a foster/adoptive single parent of 3 boys(4,3,2).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orbital-gain | $50.00 | 9/29/2011 12:16:54 PM |
| progressive-economy261 | $400.00 | 9/29/2011 12:34:14 PM |
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:52 PM |
| equitable-capital758 | $250.00 | 9/29/2011 3:05:58 PM |
| handy-justice | $50.00 | 9/29/2011 7:02:54 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:18 PM |
| Mariner3605 | $25.00 | 9/29/2011 11:59:15 PM |
| KarlMarx | $25.00 | 9/30/2011 2:37:48 AM |
| bevans | $25.00 | 9/30/2011 8:57:18 AM |
| dime-sanctuary | $35.00 | 9/30/2011 12:40:36 PM |
| suave-dime6 | $25.00 | 9/30/2011 2:28:12 PM |
| beakerfish | $100.00 | 9/30/2011 7:20:01 PM |
| mennleo | $50.00 | 9/30/2011 9:56:05 PM |
| tnjohnso | $25.00 | 9/30/2011 10:01:49 PM |
| terrific-peace8 | $25.00 | 9/30/2011 10:10:04 PM |
| Nojukbong | $50.00 | 10/1/2011 5:23:22 AM |
| lplender | $50.00 | 10/1/2011 12:51:50 PM |
| 850 | $50.00 | 10/1/2011 9:57:35 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:42 AM |
| missing-link | $25.00 | 10/2/2011 9:18:24 AM |
| asset-tomahawk2 | $25.00 | 10/3/2011 3:51:49 PM |
| wwwUniversal | $25.00 | 10/3/2011 5:14:32 PM |
| loss-of-control | $100.00 | 10/3/2011 5:44:40 PM |
| mlj0671 | $25.00 | 10/4/2011 1:51:23 AM |
| bizlending | $100.00 | 10/4/2011 5:17:05 AM |
| LanceLink | $39.72 | 10/4/2011 5:52:52 AM |
| AndChicksforFree | $25.00 | 10/4/2011 7:38:01 AM |
| umwol13 | $25.00 | 10/4/2011 8:11:32 AM |
| Bob450 | $25.00 | 10/4/2011 8:09:23 AM |
| tacopants | $50.00 | 10/4/2011 9:01:40 AM |
| frooogal | $25.00 | 10/4/2011 9:21:52 AM |
| alphaseek | $200.00 | 10/4/2011 9:41:13 AM |
| irrelevant | $25.00 | 10/4/2011 10:05:07 AM |
| ImaPutz | $25.00 | 10/4/2011 10:28:45 AM |
| eclicknsave | $25.00 | 10/4/2011 10:35:51 AM |
| forthright-trade | $25.00 | 10/4/2011 10:13:23 AM |
| moose-capital-funding | $28.60 | 10/4/2011 1:15:22 PM |
| nickel-hickory | $100.00 | 10/4/2011 5:05:42 PM |
| worth-burst | $25.00 | 10/4/2011 8:44:14 PM |
| icanhasloanz | $30.45 | 10/4/2011 10:12:44 PM |
| trippd6 | $25.00 | 10/5/2011 4:36:31 AM |
| taetrade | $25.00 | 10/5/2011 6:02:40 AM |
| high_flyer | $100.00 | 10/5/2011 6:05:55 AM |
| Rip128 | $60.00 | 10/5/2011 6:59:38 AM |
| social-zebra | $29.67 | 10/5/2011 7:28:24 AM |
| truelumen | $25.00 | 10/5/2011 6:12:32 AM |
| grf1945 | $25.00 | 10/5/2011 7:48:35 AM |
| baker31 | $31.00 | 10/5/2011 8:51:44 AM |
| hogdriver | $25.00 | 10/5/2011 8:54:05 AM |
| terrific-dough6 | $50.00 | 10/5/2011 9:08:45 AM |
| kwan | $25.00 | 10/5/2011 8:41:07 AM |
| fusbarro | $50.00 | 9/29/2011 2:14:50 PM |
| Dubbs360 | $25.00 | 9/29/2011 3:12:19 PM |
| cordial-funds8 | $50.00 | 9/29/2011 2:55:37 PM |
| mindful-deal289 | $25.00 | 9/29/2011 6:04:14 PM |
| independent-kindness5 | $100.00 | 9/30/2011 5:20:19 AM |
| treasure-hunter270 | $25.00 | 9/30/2011 12:07:48 AM |
| Rogesparkguy | $25.00 | 9/30/2011 6:36:10 AM |
| investment-artist | $26.00 | 9/30/2011 8:58:36 AM |
| investment-cluster | $25.00 | 9/30/2011 3:26:36 PM |
| euro-spark | $50.00 | 9/30/2011 4:14:02 PM |
| mrstender | $25.00 | 10/1/2011 10:29:21 AM |
| zorg77 | $50.00 | 10/1/2011 12:26:09 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:31 AM |
| atlvalet | $25.00 | 10/2/2011 1:27:38 PM |
| quiksilver180 | $38.61 | 10/3/2011 12:47:40 AM |
| iolaire | $25.00 | 10/3/2011 7:48:05 AM |
| graceful-investment | $50.00 | 10/3/2011 8:16:32 AM |
| mennleo | $25.00 | 10/3/2011 10:11:30 AM |
| let_me_retire | $25.00 | 10/3/2011 1:35:06 PM |
| Starfin-Capital-Management | $500.00 | 10/3/2011 2:31:36 PM |
| fuzed | $55.00 | 10/3/2011 4:53:24 PM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:33 PM |
| generosityologist7 | $25.00 | 10/3/2011 5:57:01 PM |
| whitegold24k | $500.00 | 10/3/2011 9:03:56 PM |
| supersam | $100.00 | 10/4/2011 6:49:23 AM |
| a-finance-nirvana | $25.00 | 10/4/2011 7:22:42 AM |
| HGPLending | $400.00 | 10/4/2011 8:19:06 AM |
| finance-prescription | $100.00 | 10/4/2011 9:11:43 AM |
| bsh297 | $25.00 | 10/4/2011 9:09:26 AM |
| finance-mushroom | $100.00 | 10/4/2011 9:10:47 AM |
| strong-roi | $25.00 | 10/4/2011 11:15:56 AM |
| ryan6853 | $25.00 | 10/4/2011 11:06:36 AM |
| COCHINOBOY | $25.00 | 10/4/2011 1:10:48 PM |
| Magician | $25.00 | 10/4/2011 1:33:25 PM |
| greenback-companion8 | $59.06 | 10/4/2011 1:27:26 PM |
| Eric_Gagne | $25.00 | 10/4/2011 5:14:04 PM |
| brightest-dignified-penny | $25.00 | 10/4/2011 5:19:59 PM |
| himistu22 | $25.00 | 10/4/2011 5:11:44 PM |
| mammalian4 | $25.00 | 10/4/2011 6:29:16 PM |
| openness-confidant | $25.00 | 10/5/2011 3:06:57 AM |
| treasure-bliss | $25.00 | 10/5/2011 3:22:46 AM |
| thankful-nickel2 | $25.00 | 10/5/2011 7:01:02 AM |
| realtormoises | $25.00 | 10/5/2011 7:23:49 AM |
| busylender35 | $43.87 | 10/5/2011 8:31:32 AM |
| burgeoning-marketplace4 | $27.32 | 10/5/2011 8:03:18 AM |
| coin-popcorn | $30.70 | 10/5/2011 9:21:04 AM |
| rhino-investing-eagle | $40.00 | 10/5/2011 9:16:15 AM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
530096
This series of Notes was issued and sold upon the funding of the borrower loan #54474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,749 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-benjamins-widget |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Frozen Desert Business
Purpose of loan:
This loan will be used to create my business venture I been planning for 2 years now. This business venture is a frozen desert started in Taiwan for many years now and is popular in my community. My goal is open a chain of desert parlor throughout the LA metro area, Las Vegas, and Hawaii. Once I perfect my business model, I have investors who are interested in supporting my expansion.
Once my business is up and going I would like to give back to my community and create a non-profit organization in fitness for women and teenager
My financial situation:
I am a good candidate for this loan because I pay all my student loan, bill, and loan on time. I have never had a delinquent on my payment.
Monthly net income: $5300
Monthly expenses: $ 300
Housing: $
Insurance: $
Car expenses:
Utilities: $20
Phone, cable, internet: $
Food, entertainment: $50
Clothing, household expenses: $30
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loot-supporter2 | $25.32 | 10/1/2011 8:55:11 AM |
| gimincorp | $25.00 | 10/1/2011 11:24:42 AM |
| social-hunter5 | $25.00 | 10/1/2011 9:11:18 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:49 AM |
| Jrbgood | $50.00 | 10/2/2011 4:13:28 PM |
| iolaire | $25.00 | 10/3/2011 7:48:06 AM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:34 PM |
| rate-sceptre | $38.41 | 10/3/2011 6:56:54 PM |
| Math_Physics | $25.00 | 10/4/2011 5:55:19 AM |
| alphabet76 | $25.00 | 10/4/2011 7:30:05 AM |
| COCHINOBOY | $25.00 | 10/4/2011 1:14:17 PM |
| himistu22 | $25.00 | 10/4/2011 5:12:27 PM |
| realtormoises | $25.00 | 10/5/2011 7:22:53 AM |
| worldly-income2 | $25.00 | 10/5/2011 9:29:03 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:19 PM |
| finance-prescription | $75.00 | 10/5/2011 5:10:15 PM |
| alexgalt | $25.00 | 10/5/2011 11:24:19 PM |
| gold-miser9 | $25.00 | 10/6/2011 10:01:44 AM |
| Something-Corporate | $25.00 | 10/6/2011 3:16:54 PM |
| suave-dime6 | $25.00 | 10/6/2011 1:41:58 PM |
| lend4life13 | $25.00 | 10/7/2011 8:05:17 AM |
| jonn834 | $25.00 | 10/8/2011 8:44:13 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:53:47 AM |
| 168RichCapital | $25.10 | 10/8/2011 2:15:58 PM |
| best-listing-toro | $25.00 | 10/8/2011 9:06:46 PM |
| lucrative-deal5 | $25.00 | 10/8/2011 9:08:00 PM |
| hopeful-silver5 | $30.00 | 10/9/2011 3:39:14 AM |
| Pitufo | $25.00 | 10/9/2011 1:58:25 PM |
| momentous-value | $25.00 | 10/9/2011 6:04:17 PM |
| deepblue34 | $30.00 | 10/9/2011 6:13:16 PM |
| shmb6508 | $50.00 | 10/10/2011 11:03:15 AM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:13 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:38 PM |
| NolockHolmes | $50.00 | 10/10/2011 10:26:45 PM |
| silver-enlightenment0 | $100.00 | 10/11/2011 7:34:24 AM |
| stepatatime-together | $100.00 | 10/11/2011 9:14:11 AM |
| fervent-repayment | $25.00 | 10/11/2011 11:02:44 AM |
| bold-direct-asset | $50.00 | 10/11/2011 12:10:50 PM |
| GGreg799 | $25.00 | 10/11/2011 4:20:25 PM |
| indomitable-dedication | $25.00 | 10/11/2011 7:26:52 PM |
| centicorlending | $25.00 | 10/11/2011 6:52:23 PM |
| bsh297 | $25.58 | 10/11/2011 6:49:55 PM |
| KryptonWare-com | $32.05 | 10/11/2011 7:39:20 PM |
| high_flyer | $100.00 | 10/11/2011 8:43:27 PM |
| currency-kangaroo9 | $25.00 | 10/11/2011 10:10:26 PM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:21 AM |
| Californium18 | $75.00 | 10/12/2011 5:18:43 AM |
| VmIE | $25.00 | 10/12/2011 6:06:22 AM |
| BansirOfBabylon | $25.00 | 10/12/2011 6:12:49 AM |
| tshurts | $25.00 | 10/12/2011 6:18:39 AM |
| integrity-accord8 | $38.83 | 10/12/2011 6:39:27 AM |
| Richmp412 | $25.00 | 10/12/2011 6:39:00 AM |
| pious-benjamins1 | $26.00 | 10/12/2011 6:47:36 AM |
| lplender | $50.00 | 10/1/2011 12:51:53 PM |
| economy-coup | $50.00 | 10/1/2011 3:39:32 PM |
| mennleo | $50.00 | 10/1/2011 9:59:00 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:05:24 AM |
| mighty-payout1 | $25.00 | 10/2/2011 10:21:51 AM |
| alaskanbearcub | $25.00 | 10/2/2011 12:41:43 PM |
| fmanjoo | $25.00 | 10/2/2011 2:45:06 PM |
| kain11286 | $25.00 | 10/3/2011 8:41:51 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:37 AM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:37 PM |
| umwol13 | $25.00 | 10/4/2011 8:14:36 AM |
| finance-mushroom | $87.00 | 10/4/2011 9:10:48 AM |
| JLMGroupFunds | $25.00 | 10/4/2011 9:19:34 AM |
| worthy-commitment7 | $25.00 | 10/4/2011 2:55:14 PM |
| papaloha | $25.00 | 10/4/2011 7:38:57 PM |
| moola-monger9 | $50.00 | 10/5/2011 8:57:02 AM |
| rhino-investing-eagle | $40.00 | 10/5/2011 9:17:04 AM |
| nickel-hickory | $50.00 | 10/5/2011 10:23:44 AM |
| worldly-money4 | $100.00 | 10/5/2011 2:18:48 PM |
| kind-credit-bear | $25.00 | 10/5/2011 5:16:56 PM |
| dollar-turtle | $25.00 | 10/5/2011 5:54:07 PM |
| Easystreet | $25.00 | 10/5/2011 8:07:11 PM |
| Lefty_the_Lender | $45.00 | 10/6/2011 3:23:28 AM |
| ets2011 | $25.00 | 10/6/2011 10:36:12 AM |
| SRK_FROM_WA | $53.98 | 10/6/2011 11:28:51 AM |
| transformer855 | $25.00 | 10/6/2011 4:06:50 PM |
| RMI_Babylon | $25.00 | 10/6/2011 8:28:08 PM |
| dignified-marketplace5 | $100.00 | 10/6/2011 9:24:02 PM |
| icanhasloanz | $25.00 | 10/7/2011 2:06:34 AM |
| payout-bridge | $75.00 | 10/7/2011 12:55:33 PM |
| StrongMonty | $61.60 | 10/7/2011 9:21:57 PM |
| capital-halo1 | $775.00 | 10/8/2011 12:10:33 PM |
| first-dinero-paladin | $25.00 | 10/8/2011 2:19:13 PM |
| bid-stockpiler1 | $150.00 | 10/9/2011 10:13:18 AM |
| DER | $50.00 | 10/9/2011 12:06:02 PM |
| mrsp2e | $25.00 | 10/10/2011 7:40:00 AM |
| money-baron-Roth401k | $25.00 | 10/10/2011 9:00:12 AM |
| KindCharmingReflective-affluence | $25.00 | 10/10/2011 2:18:33 PM |
| listing-trapper3 | $50.00 | 10/10/2011 3:04:17 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:20 PM |
| let_me_retire | $25.00 | 10/11/2011 4:48:10 AM |
| palace2 | $250.00 | 10/11/2011 8:39:42 AM |
| economy-producer | $25.00 | 10/11/2011 8:42:08 AM |
| irrelevant | $25.00 | 10/11/2011 10:05:07 AM |
| calimanusa | $30.00 | 10/11/2011 9:51:36 AM |
| droopie1 | $25.00 | 10/11/2011 11:22:44 AM |
| icon688 | $25.00 | 10/11/2011 3:20:44 PM |
| worthy-bid8 | $50.00 | 10/11/2011 5:08:24 PM |
| bsh297 | $25.58 | 10/11/2011 6:50:17 PM |
| justice-economist | $25.00 | 10/11/2011 7:18:18 PM |
| Bob450 | $25.00 | 10/11/2011 7:41:50 PM |
| balanced-bill7 | $50.00 | 10/11/2011 8:43:56 PM |
| saxaphone6 | $25.00 | 10/11/2011 9:09:03 PM |
| peso-tostada | $25.00 | 10/11/2011 9:31:19 PM |
| nextar | $35.24 | 10/11/2011 9:32:06 PM |
| riveting-credit5 | $150.00 | 10/11/2011 11:10:41 PM |
| ingenious-truth0 | $25.00 | 10/11/2011 10:30:13 PM |
| range2 | $50.00 | 10/12/2011 5:02:23 AM |
| klend4 | $27.65 | 10/12/2011 3:37:49 AM |
| kendigme | $26.31 | 10/12/2011 4:31:09 AM |
| lean-dedication | $50.00 | 10/12/2011 5:24:17 AM |
| erccpa | $50.11 | 10/12/2011 5:04:42 AM |
| Ruckus888 | $50.00 | 10/12/2011 6:51:56 AM |
| Rip128 | $100.00 | 10/12/2011 6:35:10 AM |
| husley | $21.24 | 10/12/2011 7:13:44 AM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
530114
This series of Notes was issued and sold upon the funding of the borrower loan #54456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 0m |
|
Amount delinquent:
| $1,144 |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,302 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| salem3206 |
Borrower's state:
| Illinois |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 76% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 8
( 24% )
| 540-559
(Oct-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Loan Consolidation
Purpose of loan:
This loan will be used to...consolidate two loans and reduce my monthly loan payments. I currently have two loans, one which I pay $200 per month and the second is a pay day loan which I have to pay $300 per pay check.
My financial situation:
I am a good candidate for this loan because...I was funded by Prosper lenders five years ago and was in good standing. The loan from Prosper will enable me to go from paying $800/mth in loan payments to $196.
I have worked for my City's government for 9 years and my job is secure. I also work for jackson Hewitt during tax season and net at least $4,000 from Jan - April
Monthly net income: $2500
Monthly expenses: $
Housing: $577
Insurance:
Car expenses: $ 105
Utilities: $250 avg.
Phone, cable, internet: $180
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $44
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 312-Lender | $50.00 | 9/30/2011 5:01:03 PM |
| Kash2010lu | $25.00 | 9/30/2011 5:52:08 PM |
| Unitas4302 | $50.00 | 9/30/2011 6:46:24 PM |
| green-trade-dolphin | $25.00 | 9/30/2011 6:06:39 PM |
| One_Lolo | $25.00 | 9/30/2011 7:52:58 PM |
| amlu1988 | $25.00 | 9/30/2011 6:39:16 PM |
| sweety075 | $25.00 | 9/30/2011 9:48:52 PM |
| terrific-peace8 | $25.00 | 9/30/2011 10:18:32 PM |
| ChoiceInvestments | $29.85 | 9/30/2011 9:11:51 PM |
| twjh | $25.00 | 9/30/2011 10:18:17 PM |
| The-Helper | $25.00 | 10/1/2011 4:37:21 AM |
| luzonct | $100.00 | 9/30/2011 11:40:39 PM |
| payout-bridge | $25.00 | 10/1/2011 1:51:38 AM |
| sensible-fund | $25.00 | 10/1/2011 5:02:36 AM |
| interstellar | $75.00 | 10/1/2011 4:43:02 AM |
| dime-sapling | $25.00 | 10/1/2011 8:03:04 AM |
| credit-coach118 | $25.96 | 10/1/2011 8:12:44 AM |
| Bob450 | $25.00 | 10/1/2011 8:19:54 AM |
| responsibility-butterfly | $25.00 | 10/1/2011 9:02:51 AM |
| gothampark | $25.00 | 10/1/2011 10:21:25 AM |
| Xarach | $25.00 | 10/1/2011 12:02:44 PM |
| first-dinero-paladin | $25.00 | 10/1/2011 10:07:00 AM |
| EngineersAlliance | $75.00 | 10/1/2011 12:10:44 PM |
| suave-dime6 | $25.00 | 10/1/2011 10:54:30 AM |
| Jack55304 | $200.00 | 10/1/2011 12:12:09 PM |
| ethicalhumanist | $50.00 | 10/1/2011 1:47:53 PM |
| marketplace-meridian | $46.27 | 10/1/2011 3:07:37 PM |
| Byrd24 | $100.00 | 10/1/2011 3:41:34 PM |
| american-investor | $50.00 | 10/1/2011 6:40:48 PM |
| heaven75 | $300.00 | 10/1/2011 5:51:20 PM |
| justasoldier | $60.00 | 10/1/2011 9:48:52 PM |
| amra | $25.00 | 10/1/2011 8:03:21 PM |
| icanhasloanz | $65.99 | 10/2/2011 2:45:43 AM |
| Feyenoord | $25.00 | 10/1/2011 9:28:40 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:36 AM |
| whitegold24k | $500.00 | 10/2/2011 10:42:22 AM |
| money-baron-roth-IRA | $25.00 | 10/2/2011 10:00:24 AM |
| mighty-payout1 | $25.00 | 10/2/2011 10:22:53 AM |
| liberty-point | $75.00 | 10/2/2011 1:45:31 PM |
| myduck | $50.00 | 10/2/2011 3:40:04 PM |
| Cliffie83 | $31.92 | 10/2/2011 7:54:38 PM |
| gain-expert | $25.00 | 10/2/2011 8:48:03 PM |
| papaloha | $66.00 | 10/2/2011 9:05:14 PM |
| SecondChanceLendingSERV | $25.00 | 9/30/2011 5:22:36 PM |
| Mikale360 | $25.00 | 9/30/2011 6:23:05 PM |
| balance-transformer3 | $50.00 | 9/30/2011 7:37:18 PM |
| mennleo | $50.00 | 9/30/2011 9:51:22 PM |
| marwadi-62 | $300.00 | 9/30/2011 8:13:52 PM |
| vutah | $25.00 | 9/30/2011 8:46:58 PM |
| SolarMoonshine | $50.00 | 10/1/2011 3:38:51 AM |
| blackstar | $25.00 | 10/1/2011 4:23:45 AM |
| GElender | $25.00 | 10/1/2011 7:44:20 AM |
| mikeandcat | $200.00 | 10/1/2011 9:13:16 AM |
| chameleon125 | $25.00 | 10/1/2011 11:57:56 AM |
| progressive-economy261 | $400.00 | 10/1/2011 12:19:42 PM |
| Beechturner | $40.00 | 10/1/2011 12:30:22 PM |
| thoughtful-contract984 | $100.00 | 10/1/2011 12:43:29 PM |
| bluebird343 | $25.00 | 10/1/2011 12:29:26 PM |
| coin-architect2 | $120.00 | 10/1/2011 1:16:54 PM |
| vertigo2x | $30.00 | 10/1/2011 1:36:13 PM |
| treasure-hunter270 | $50.00 | 10/1/2011 1:15:29 PM |
| a-restless-dollar | $25.00 | 10/1/2011 3:07:21 PM |
| wendyhop | $25.00 | 10/1/2011 3:44:19 PM |
| shrewd-income | $25.00 | 10/1/2011 6:04:47 PM |
| bonus-quark4 | $25.00 | 10/1/2011 4:09:19 PM |
| tolerant-balance7 | $30.00 | 10/1/2011 11:02:49 PM |
| handy-justice | $50.00 | 10/1/2011 7:08:38 PM |
| TheLittleGuy7 | $25.00 | 10/1/2011 8:13:23 PM |
| Finchy78 | $25.00 | 10/2/2011 3:55:12 AM |
| icanhasloanz | $50.00 | 10/2/2011 2:44:21 AM |
| justanotherme | $28.00 | 10/2/2011 5:10:51 AM |
| trumpeter5 | $40.00 | 10/2/2011 5:23:14 AM |
| gold-fluffy-bunny4 | $25.00 | 10/2/2011 8:12:18 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:50 AM |
| spiff666 | $25.00 | 10/2/2011 9:20:30 AM |
| Maetryx | $36.00 | 10/2/2011 9:53:23 AM |
| lamsabuy | $100.00 | 10/2/2011 12:00:33 PM |
| wwwUniversal | $25.00 | 10/2/2011 12:15:51 PM |
| dudebrah | $25.00 | 10/2/2011 4:09:11 PM |
| contract-student2 | $50.00 | 10/2/2011 3:52:52 PM |
| girlwithglasses | $100.00 | 10/2/2011 7:46:13 PM |
| icon7 | $25.00 | 10/2/2011 8:15:53 PM |
| AF-Chief | $50.00 | 10/2/2011 7:28:08 PM |
| Au-Ag-Pt | $25.00 | 10/2/2011 8:06:44 PM |
| MoneyForNothing | $0.01 | 10/2/2011 9:05:45 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
530128
This series of Notes was issued and sold upon the funding of the borrower loan #54461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 33
/
28 | Length of status: | 11y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,744 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| euro-porcelain |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement & Bill Consolidati
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 10/8/2011 2:51:50 AM |
| MarvintheMartian | $45.00 | 9/29/2011 9:05:37 AM |
| AndChicksforFree | $25.07 | 9/29/2011 9:09:15 AM |
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:49 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:48 PM |
| DHolly | $25.00 | 9/29/2011 5:40:44 PM |
| ptjg | $25.00 | 9/29/2011 10:41:57 PM |
| tech310 | $50.00 | 9/30/2011 5:24:17 PM |
| Kaj | $30.00 | 9/30/2011 6:24:07 PM |
| boogienation | $50.00 | 10/2/2011 11:13:54 AM |
| girlwithglasses | $100.00 | 10/2/2011 7:56:48 PM |
| houli123 | $50.00 | 10/3/2011 3:49:34 AM |
| diablorulz | $50.00 | 10/3/2011 5:31:41 PM |
| alphaseek | $200.00 | 10/4/2011 4:02:45 AM |
| silvercertificate | $25.00 | 10/4/2011 6:50:07 AM |
| agalt | $75.00 | 10/4/2011 12:00:38 PM |
| rcm87 | $50.00 | 10/4/2011 4:52:58 PM |
| GCInvestments | $27.00 | 10/4/2011 6:05:41 PM |
| papaloha | $25.00 | 10/4/2011 7:38:52 PM |
| Whipster | $40.00 | 10/5/2011 4:59:26 AM |
| enthralling-deal180 | $50.00 | 10/5/2011 5:20:09 AM |
| Mark0135 | $50.00 | 10/5/2011 6:31:14 AM |
| BlessedEveryDay | $40.97 | 10/5/2011 8:29:59 AM |
| RICHMONDREB | $25.00 | 10/5/2011 9:59:41 AM |
| Peterman | $25.00 | 10/5/2011 9:49:18 AM |
| CatbirdBanking | $25.00 | 10/5/2011 12:24:11 PM |
| leeball | $100.00 | 10/5/2011 4:00:28 PM |
| shrewd-deal | $75.00 | 10/5/2011 4:34:51 PM |
| worthy-bid8 | $50.00 | 10/5/2011 5:07:31 PM |
| Grandmahoneybee | $42.77 | 10/5/2011 7:07:09 PM |
| E_G | $50.00 | 10/5/2011 8:37:10 PM |
| sjlender | $100.00 | 10/5/2011 9:58:20 PM |
| evnagelist | $50.00 | 10/5/2011 11:28:54 PM |
| dfealk | $50.00 | 10/5/2011 11:40:35 PM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:50:17 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:51 AM |
| Ambassador | $32.00 | 10/6/2011 4:17:40 AM |
| triumph329 | $38.29 | 10/6/2011 4:45:40 AM |
| wojo | $25.00 | 10/6/2011 5:29:43 AM |
| Rivervale_Westwood | $25.00 | 10/6/2011 6:45:54 AM |
| durability-solstice8 | $25.00 | 10/6/2011 8:33:21 AM |
| DadWarbucks | $25.00 | 10/6/2011 9:26:07 AM |
| yield-museum | $50.00 | 10/6/2011 9:10:58 AM |
| wonder3 | $30.00 | 10/6/2011 10:39:40 AM |
| listing-vista | $25.00 | 10/6/2011 10:20:38 AM |
| bonus-demon | $50.00 | 10/6/2011 11:31:50 AM |
| Ducatiman1978 | $25.00 | 10/6/2011 4:28:49 PM |
| seabassx | $25.00 | 10/6/2011 3:57:41 PM |
| genius520 | $50.00 | 10/6/2011 5:46:37 PM |
| ZeLonewolf | $25.00 | 10/6/2011 4:58:40 PM |
| LoanerPrincipal | $26.00 | 10/6/2011 6:21:19 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:19 PM |
| return-marsupial3 | $25.00 | 10/6/2011 10:48:05 PM |
| peripatetic | $25.00 | 10/7/2011 3:23:48 AM |
| peace-flower9 | $25.00 | 10/7/2011 6:04:14 AM |
| nalaari | $39.95 | 10/7/2011 6:47:57 AM |
| A-Win-Win | $26.47 | 10/7/2011 7:15:24 AM |
| donmacprosper | $25.00 | 10/7/2011 7:29:13 AM |
| enchanted-note | $25.00 | 10/7/2011 6:12:24 AM |
| building-america | $25.00 | 10/7/2011 8:17:39 AM |
| gristle | $25.00 | 10/7/2011 9:30:46 AM |
| credit-meteor7 | $200.00 | 10/7/2011 11:56:09 AM |
| prohelper | $25.00 | 10/7/2011 1:52:44 PM |
| Sierrahh | $25.00 | 10/7/2011 3:23:47 PM |
| integrity-trumpet | $50.00 | 10/7/2011 5:36:15 PM |
| allotment464 | $50.00 | 10/7/2011 6:20:44 PM |
| hanuman77 | $25.00 | 10/7/2011 6:36:10 PM |
| gracej | $25.00 | 10/7/2011 6:22:48 PM |
| wealth-cheetah7 | $50.00 | 10/7/2011 7:08:00 PM |
| escharfer | $25.00 | 10/7/2011 7:50:45 PM |
| dime-historian | $26.16 | 10/7/2011 8:34:23 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:35:03 PM |
| Rick21 | $25.00 | 10/7/2011 9:19:08 PM |
| chestnut4 | $50.00 | 10/7/2011 10:35:33 PM |
| 12Knocksinna | $29.00 | 10/8/2011 2:33:32 AM |
| wildguy | $50.00 | 10/8/2011 3:35:22 AM |
| rbettenc | $25.00 | 10/8/2011 4:09:55 AM |
| capital_gains | $50.00 | 10/8/2011 5:11:21 AM |
| a-versatile-power | $25.00 | 10/8/2011 5:22:03 AM |
| heavenly-treasure542 | $50.00 | 10/8/2011 5:30:34 AM |
| Dowanhill | $25.00 | 10/8/2011 5:36:31 AM |
| openness-prospector | $25.00 | 10/8/2011 5:52:45 AM |
| fcukciti | $30.00 | 10/8/2011 5:50:23 AM |
| 1randyp | $100.00 | 10/8/2011 5:50:34 AM |
| Wilcat77 | $25.00 | 10/8/2011 6:13:25 AM |
| buddy486 | $25.00 | 10/8/2011 6:25:18 AM |
| gulch | $25.00 | 10/8/2011 6:26:34 AM |
| sensible-trade | $100.00 | 10/8/2011 7:03:31 AM |
| MoxiePop | $25.00 | 10/8/2011 6:51:20 AM |
| stensonb | $25.00 | 10/8/2011 6:54:25 AM |
| dollar-sonnet3 | $50.00 | 10/8/2011 7:05:23 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:49 AM |
| GATrust | $25.00 | 10/8/2011 8:39:42 AM |
| value-pouch | $25.00 | 10/8/2011 8:32:15 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:58:31 AM |
| neutrino6 | $27.83 | 10/8/2011 9:00:24 AM |
| bazaar-flow6 | $300.00 | 10/8/2011 9:44:09 AM |
| wise-moola-warrior | $25.00 | 10/8/2011 10:27:12 AM |
| yertle9 | $25.00 | 10/8/2011 10:39:28 AM |
| wayman | $50.00 | 10/8/2011 10:05:34 AM |
| selector568 | $300.00 | 10/8/2011 10:23:29 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:35 AM |
| listing-reformation8 | $25.00 | 10/8/2011 10:48:16 AM |
| commerce-yeller | $25.00 | 10/8/2011 10:55:05 AM |
| dynamic-money271 | $50.00 | 10/8/2011 11:44:38 AM |
| exciting-responsibility3 | $25.00 | 10/8/2011 11:32:58 AM |
| nickel-ferret | $50.00 | 10/8/2011 12:11:28 PM |
| damage | $25.00 | 10/8/2011 1:00:05 PM |
| magnitude787 | $50.00 | 10/8/2011 1:08:54 PM |
| jc33148 | $75.00 | 10/8/2011 1:10:38 PM |
| agile-responsibility | $25.00 | 10/8/2011 12:43:15 PM |
| gain-equator | $25.00 | 10/8/2011 1:16:19 PM |
| ranstlin | $25.00 | 10/8/2011 1:32:23 PM |
| boylezz | $25.00 | 10/8/2011 2:02:16 PM |
| loss-of-control | $75.00 | 10/8/2011 2:09:20 PM |
| natural-worth9 | $500.00 | 10/8/2011 2:10:54 PM |
| wlm3012 | $30.00 | 10/8/2011 2:46:08 PM |
| chekat | $25.00 | 10/8/2011 3:11:06 PM |
| money-floret | $50.00 | 10/8/2011 3:26:24 PM |
| durability-halibut | $30.00 | 10/8/2011 3:32:29 PM |
| x-bones | $25.00 | 10/8/2011 4:52:12 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:18 PM |
| Ripsaw4U | $50.00 | 10/8/2011 5:58:12 PM |
| lplender | $75.00 | 10/8/2011 6:31:48 PM |
| jtc26 | $150.00 | 10/8/2011 6:34:42 PM |
| Sixmil | $100.00 | 10/8/2011 8:06:44 PM |
| janeybooboo | $100.00 | 10/8/2011 8:19:06 PM |
| SomebodysMom | $38.50 | 10/8/2011 10:07:50 PM |
| dollar-turtle | $25.00 | 10/8/2011 9:26:23 PM |
| philantist | $30.00 | 10/8/2011 10:02:08 PM |
| one2sojourn | $15.95 | 10/8/2011 10:22:37 PM |
| Investor_DP | $100.00 | 9/29/2011 9:05:58 AM |
| credit-coach118 | $25.20 | 9/29/2011 10:37:01 AM |
| Bank_Of_XL | $25.00 | 9/29/2011 1:11:10 PM |
| availableloan | $25.00 | 9/29/2011 6:42:52 PM |
| gentle-gain235 | $200.00 | 9/30/2011 8:25:48 AM |
| kenji4861 | $25.00 | 9/30/2011 10:35:38 AM |
| a-unflappable-finance | $100.00 | 9/30/2011 11:09:43 AM |
| capitalelstiltskin2 | $100.00 | 9/30/2011 6:04:51 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:28 PM |
| transparency-giant | $50.00 | 10/1/2011 5:07:58 PM |
| Brisket_Bob | $50.00 | 10/1/2011 5:58:56 PM |
| money-surge1 | $35.00 | 10/2/2011 9:20:40 AM |
| fmanjoo | $25.00 | 10/2/2011 2:45:00 PM |
| genelinist | $25.00 | 10/3/2011 8:23:28 AM |
| dt_one | $25.00 | 10/3/2011 9:27:08 AM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:29 PM |
| Cashman10 | $100.00 | 10/4/2011 4:47:26 AM |
| BenR | $100.00 | 10/4/2011 8:16:41 AM |
| the-discrete-income | $100.00 | 10/4/2011 9:27:39 AM |
| Psimater | $100.00 | 10/4/2011 10:09:29 AM |
| reflective-greenback1 | $30.00 | 10/4/2011 2:27:34 PM |
| compoundinterest | $50.00 | 10/4/2011 5:07:45 PM |
| progressive-economy261 | $400.00 | 10/4/2011 5:18:53 PM |
| don8ter | $25.00 | 10/4/2011 10:19:43 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:49 AM |
| oplender | $25.00 | 10/5/2011 7:06:46 AM |
| vutah | $25.00 | 10/5/2011 6:56:31 AM |
| life-is-great | $25.00 | 10/5/2011 1:47:32 PM |
| FinDoc | $25.00 | 10/5/2011 3:46:44 PM |
| ursus | $50.00 | 10/5/2011 5:08:38 PM |
| riskreward | $250.00 | 10/5/2011 5:24:50 PM |
| a-helping-hand | $250.00 | 10/5/2011 6:10:23 PM |
| kind-value-pouch | $36.00 | 10/5/2011 5:57:20 PM |
| Redmond | $50.00 | 10/5/2011 5:50:40 PM |
| elasermd | $50.00 | 10/5/2011 6:33:31 PM |
| und-alum | $75.00 | 10/5/2011 7:50:17 PM |
| treasure-expert | $25.00 | 10/5/2011 9:16:34 PM |
| heavenly-social1 | $50.00 | 10/5/2011 9:51:45 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:09 PM |
| Interloper | $25.00 | 10/6/2011 4:46:11 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:10 AM |
| BigBag | $25.00 | 10/6/2011 6:04:40 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:08 AM |
| moola-monger9 | $50.00 | 10/6/2011 7:58:19 AM |
| ethicalhumanist | $100.00 | 10/6/2011 9:21:51 AM |
| villagers | $25.00 | 10/6/2011 10:10:43 AM |
| Money_Hog | $25.00 | 10/6/2011 10:18:46 AM |
| Preteur | $25.00 | 10/6/2011 1:37:12 PM |
| finance-symphony7 | $50.00 | 10/6/2011 4:21:57 PM |
| Zane314 | $286.93 | 10/6/2011 3:54:02 PM |
| larslfe | $25.00 | 10/6/2011 4:24:19 PM |
| hostbank | $100.00 | 10/6/2011 5:45:25 PM |
| IP | $25.00 | 10/6/2011 5:21:08 PM |
| hope-equation | $50.00 | 10/6/2011 6:17:43 PM |
| repaymeplease | $25.00 | 10/6/2011 8:30:07 PM |
| Dreamconnection | $25.00 | 10/7/2011 4:55:09 AM |
| lazyeye | $49.30 | 10/7/2011 5:13:08 AM |
| moola-gargantuan9 | $50.00 | 10/7/2011 5:54:22 AM |
| calbertrand | $25.00 | 10/7/2011 7:39:40 AM |
| kewgdns | $25.00 | 10/7/2011 7:51:46 AM |
| Ven58 | $25.00 | 10/7/2011 6:39:44 AM |
| MadHun | $200.00 | 10/7/2011 9:10:47 AM |
| reward-system | $25.00 | 10/7/2011 9:35:12 AM |
| DreDub | $50.00 | 10/7/2011 10:40:23 AM |
| the-capital-shooter | $25.00 | 10/7/2011 11:41:29 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:08 PM |
| newest-bountiful-basis | $25.00 | 10/7/2011 12:24:13 PM |
| hard-working-rate3 | $250.00 | 10/7/2011 12:59:21 PM |
| ddog0224 | $50.00 | 10/7/2011 1:07:10 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:39 PM |
| SelectTrustLending | $25.00 | 10/7/2011 3:34:11 PM |
| money-bauble | $200.00 | 10/7/2011 5:32:07 PM |
| personal-lender | $25.00 | 10/7/2011 5:35:23 PM |
| balance-whistle7 | $25.00 | 10/7/2011 5:39:41 PM |
| duckslayer1 | $25.00 | 10/7/2011 5:49:17 PM |
| best-phenomenal-treasure | $25.00 | 10/7/2011 6:27:00 PM |
| Sefotonga | $25.00 | 10/7/2011 6:21:30 PM |
| melodious-fairness | $25.00 | 10/7/2011 6:53:05 PM |
| Sibelius2 | $25.00 | 10/7/2011 6:58:49 PM |
| Loans101 | $27.50 | 10/7/2011 7:25:21 PM |
| unger | $175.11 | 10/7/2011 7:25:19 PM |
| roi-advantage | $25.00 | 10/7/2011 8:13:34 PM |
| jazzmanian | $25.00 | 10/7/2011 8:03:30 PM |
| calm-platinum8 | $25.00 | 10/7/2011 10:27:39 PM |
| spiritual-fairness5 | $35.00 | 10/8/2011 12:09:32 AM |
| powerful-finance7 | $25.00 | 10/8/2011 3:21:34 AM |
| sunny-dough9 | $200.00 | 10/8/2011 4:49:21 AM |
| Supernick | $100.00 | 10/8/2011 5:48:14 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:12 AM |
| Cashfunder | $1,000.00 | 10/8/2011 6:04:59 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:19 AM |
| all_of_that_one | $25.00 | 10/8/2011 6:41:22 AM |
| honeybee11 | $50.00 | 10/8/2011 6:25:53 AM |
| worthy-truth | $25.00 | 10/8/2011 6:54:30 AM |
| kurg | $25.00 | 10/8/2011 7:22:03 AM |
| Rdodson11 | $25.00 | 10/8/2011 7:38:50 AM |
| the-upbeat-p2p | $25.00 | 10/8/2011 7:36:43 AM |
| elegant-loot | $25.00 | 10/8/2011 7:57:10 AM |
| GoingFishing | $25.00 | 10/8/2011 7:54:00 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:42 AM |
| adir1 | $25.00 | 10/8/2011 8:21:54 AM |
| AspiringJunzi | $25.00 | 10/8/2011 8:30:44 AM |
| checkuto | $25.00 | 10/8/2011 9:10:15 AM |
| vb3jmg | $25.00 | 10/8/2011 9:44:15 AM |
| ideal-platinum1 | $25.00 | 10/8/2011 10:09:31 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:00 AM |
| kind-cash-zone | $28.00 | 10/8/2011 10:39:06 AM |
| zippy-interest | $25.00 | 10/8/2011 10:47:15 AM |
| credit-high-five8 | $25.00 | 10/8/2011 10:56:57 AM |
| payout-magician | $25.00 | 10/8/2011 10:56:37 AM |
| the-bill-gatherer | $25.00 | 10/8/2011 1:01:49 PM |
| SolarMoonshine | $25.00 | 10/8/2011 2:44:01 PM |
| loot-heart | $25.00 | 10/8/2011 2:52:29 PM |
| ivadood | $50.00 | 10/8/2011 3:00:06 PM |
| inspired-investment8 | $100.00 | 10/8/2011 4:48:32 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:28:52 PM |
| wise-deal-panda | $25.00 | 10/8/2011 4:58:21 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:18 PM |
| karmarush | $25.00 | 10/8/2011 5:03:34 PM |
| JJYossarian | $50.00 | 10/8/2011 6:07:31 PM |
| IIP77 | $25.00 | 10/8/2011 7:49:12 PM |
| amitkj2000 | $25.00 | 10/8/2011 8:08:49 PM |
| supreme-benefit | $25.00 | 10/8/2011 8:20:29 PM |
| mystss | $30.00 | 10/8/2011 8:45:20 PM |
| payout-fort8 | $25.00 | 10/8/2011 9:12:47 PM |
| bigt98 | $100.00 | 10/8/2011 9:29:25 PM |
| engbusres | $41.00 | 10/8/2011 7:55:59 PM |
| macgeek | $25.00 | 10/8/2011 10:15:42 PM |
| p2p-paradise | $100.00 | 10/8/2011 8:50:05 PM |
| OLYVRC | $50.00 | 10/8/2011 9:46:02 PM |
| 261 Investments
|
Borrower Payment Dependent Notes Series
530152
This series of Notes was issued and sold upon the funding of the borrower loan #54448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $542.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,238 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| smk724 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
720-739
(Jan-2007)
|
|
Principal balance:
| $8,133.15 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Need money for business
Purpose of loan:
This loan will be used to pay for every day business expenses. My husband and I own an auto repair shop. We have two locations, one with 5 bays and one with 8 bays. We have 7 employees, two of which are service managers but also as technicians when needed. We opened up one of these locations in July. We just need some extra working capital to offset some of the start up costs of the second location.
My financial situation:
I am a good candidate for this loan because we have always paid our bills on time. I have excellent credit and would not want to do anything to jeopardize it. We own our home (valued at $207,000, mortgage balanced owed is $150,500) and also have a rental home (valued at $90,000, no mortgage owed).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin2 | $25.00 | 9/30/2011 5:02:15 PM |
| compoundinterest | $50.00 | 9/30/2011 5:07:37 PM |
| riskreward | $250.00 | 9/30/2011 5:17:34 PM |
| blue-fund-flag | $45.00 | 9/30/2011 8:51:36 PM |
| mennleo | $80.00 | 9/30/2011 9:52:36 PM |
| CoastalCASH | $25.00 | 9/30/2011 10:42:04 PM |
| reinforced-reward | $25.00 | 10/1/2011 4:16:47 AM |
| loan-oasis4 | $35.00 | 10/1/2011 6:42:03 AM |
| credit-coach118 | $25.97 | 10/1/2011 8:44:31 AM |
| jmeasn | $200.00 | 10/1/2011 10:53:42 AM |
| LKN2RTR | $25.00 | 10/1/2011 11:29:56 AM |
| indomitable-coin | $25.00 | 10/1/2011 2:44:28 PM |
| dime-vista2 | $25.00 | 10/1/2011 4:23:23 PM |
| jazzlender | $50.00 | 10/2/2011 1:00:37 AM |
| Rivervale_Westwood | $50.00 | 10/2/2011 5:53:16 AM |
| money-surge1 | $35.00 | 10/2/2011 9:20:44 AM |
| wise-deal-panda | $100.00 | 10/2/2011 1:34:47 PM |
| liberty-point | $50.00 | 10/2/2011 1:48:29 PM |
| auction-seeker | $25.00 | 10/2/2011 4:58:14 PM |
| market-trooper3 | $30.00 | 10/2/2011 7:14:48 PM |
| mrpowers5531 | $25.00 | 10/3/2011 5:10:50 AM |
| p2p-eagle9 | $25.00 | 10/3/2011 7:30:20 AM |
| iolaire | $25.00 | 10/3/2011 7:48:06 AM |
| Socorro_Capital_Partners | $25.01 | 10/3/2011 9:15:41 AM |
| Weaverville | $50.00 | 10/3/2011 9:46:33 AM |
| mr55262 | $25.00 | 10/3/2011 1:28:57 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:44 PM |
| vtrentster | $25.00 | 10/3/2011 7:17:40 PM |
| chameleon125 | $25.00 | 10/3/2011 9:29:41 PM |
| bethewaveofchange | $50.00 | 10/4/2011 9:16:24 AM |
| fund-tom-tom6 | $25.00 | 10/4/2011 11:11:22 AM |
| bold-joyful-exchange | $25.00 | 10/4/2011 12:12:26 PM |
| fund-dragster | $25.00 | 10/4/2011 4:27:35 PM |
| commerce-yeller | $25.00 | 10/4/2011 8:34:59 PM |
| loot-castanets | $25.00 | 10/4/2011 9:50:48 PM |
| don8ter | $25.00 | 10/4/2011 10:19:01 PM |
| basejump0 | $25.00 | 10/5/2011 3:02:00 AM |
| worthy-bid8 | $50.00 | 10/5/2011 9:07:36 AM |
| rhino-investing-eagle | $40.00 | 10/5/2011 9:18:06 AM |
| rmachi | $25.00 | 10/5/2011 10:34:38 AM |
| guardlender | $25.00 | 10/5/2011 10:16:57 AM |
| Zoramite | $25.00 | 10/5/2011 10:40:18 AM |
| currency-solo | $25.00 | 10/5/2011 12:12:18 PM |
| impressive-credit431 | $500.00 | 10/5/2011 2:53:10 PM |
| transactionelstiltskin5 | $25.00 | 10/5/2011 3:05:04 PM |
| smart-kindness8 | $50.00 | 10/5/2011 4:29:01 PM |
| mar97 | $25.00 | 10/5/2011 4:50:40 PM |
| pure-treasure7 | $25.00 | 10/5/2011 5:46:48 PM |
| gauss02 | $25.00 | 10/5/2011 5:48:33 PM |
| georgedorn | $25.00 | 10/5/2011 6:03:08 PM |
| jsw7us | $50.00 | 10/5/2011 5:52:28 PM |
| FoosMaster | $25.00 | 10/5/2011 6:29:20 PM |
| larslfe | $50.00 | 10/5/2011 6:15:32 PM |
| investment-network | $50.00 | 10/5/2011 6:36:23 PM |
| neenerman | $25.00 | 10/5/2011 8:36:23 PM |
| caring-basis0 | $225.00 | 10/5/2011 8:23:00 PM |
| Cheburashka | $30.00 | 10/5/2011 9:35:56 PM |
| upc_tnt | $25.00 | 10/5/2011 10:46:04 PM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:38:26 AM |
| helpinghands212 | $32.00 | 10/6/2011 5:10:13 AM |
| blessedpair | $25.00 | 10/6/2011 4:12:29 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:54 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:11 AM |
| fervent-currency5 | $25.00 | 10/6/2011 7:51:23 AM |
| kenji4861 | $25.00 | 10/6/2011 10:00:23 AM |
| mooselegs19 | $25.00 | 10/6/2011 9:16:03 AM |
| generous-deal6 | $50.00 | 10/6/2011 1:04:45 PM |
| Preteur | $25.00 | 10/6/2011 1:37:13 PM |
| moola-rose8 | $25.00 | 10/6/2011 3:09:09 PM |
| the-discrete-income | $25.00 | 10/6/2011 5:02:08 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:21 PM |
| scottburger | $250.00 | 10/6/2011 8:03:09 PM |
| funds-juniper | $55.70 | 10/6/2011 9:11:25 PM |
| AJSinvest | $25.00 | 10/6/2011 10:24:34 PM |
| peripatetic | $25.00 | 10/7/2011 3:23:50 AM |
| Dreamconnection | $25.00 | 10/7/2011 4:55:11 AM |
| nosualcneas | $25.00 | 10/7/2011 6:04:51 AM |
| wise-agile-investment | $25.00 | 10/7/2011 8:17:57 AM |
| gojackgo | $50.00 | 10/7/2011 7:13:16 AM |
| dma1206 | $50.00 | 10/7/2011 12:06:34 PM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:12 PM |
| wwwUniversal | $25.00 | 10/7/2011 12:17:53 PM |
| money-bauble | $200.00 | 10/7/2011 5:32:07 PM |
| return-seeker85 | $50.00 | 10/7/2011 8:37:29 PM |
| bds9646 | $25.00 | 10/8/2011 3:07:52 AM |
| yield-hut | $30.00 | 10/8/2011 3:29:54 AM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:26 AM |
| alpinaut | $25.00 | 10/8/2011 5:14:41 AM |
| fcukciti | $30.00 | 10/8/2011 5:50:24 AM |
| value-searcher3 | $25.00 | 10/8/2011 6:32:28 AM |
| dadalou | $25.00 | 10/8/2011 6:36:11 AM |
| dg5803 | $25.00 | 10/8/2011 6:53:49 AM |
| trail5 | $100.00 | 10/8/2011 7:26:42 AM |
| amerigor | $35.00 | 10/8/2011 7:14:30 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:43 AM |
| Rivermaverick | $25.00 | 10/8/2011 8:17:32 AM |
| value-pouch | $25.00 | 10/8/2011 8:32:16 AM |
| mtp | $100.00 | 10/8/2011 8:24:55 AM |
| power-kin | $25.00 | 10/8/2011 10:21:28 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:40 AM |
| britgsb | $25.00 | 10/8/2011 11:20:40 AM |
| MadHun | $200.00 | 10/8/2011 12:11:03 PM |
| DreDub | $50.00 | 10/8/2011 1:12:58 PM |
| agile-responsibility | $25.00 | 10/8/2011 12:43:15 PM |
| mjjjrj | $32.80 | 10/8/2011 1:43:56 PM |
| reward-system | $25.00 | 10/8/2011 1:18:34 PM |
| zensunni | $100.00 | 10/8/2011 4:05:18 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:21 PM |
| inspired-investment8 | $100.00 | 10/8/2011 4:48:32 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:19 PM |
| worth-victor6 | $25.00 | 10/8/2011 7:39:24 PM |
| syrepsorp | $50.00 | 10/8/2011 10:50:23 PM |
| jguerrajr | $84.15 | 10/9/2011 5:01:38 AM |
| Mantis75 | $25.00 | 10/9/2011 8:42:23 AM |
| bill-expert | $25.00 | 10/9/2011 8:47:35 AM |
| laniac | $25.00 | 10/9/2011 9:15:05 AM |
| DadWarbucks | $25.00 | 10/9/2011 10:30:14 AM |
| nri22 | $150.00 | 10/9/2011 10:54:35 AM |
| orange-dollar-guild | $25.00 | 10/9/2011 12:30:40 PM |
| brstern2 | $50.00 | 10/9/2011 3:36:18 PM |
| benefit-crescendo | $25.35 | 10/9/2011 7:17:15 PM |
| twjh | $25.00 | 10/9/2011 6:25:52 PM |
| grove88 | $25.00 | 10/9/2011 7:05:46 PM |
| julijask | $50.00 | 10/9/2011 8:26:16 PM |
| TMBank | $25.00 | 10/10/2011 4:47:48 AM |
| bobby5832708 | $50.00 | 10/10/2011 5:48:09 AM |
| trade-trumpet | $50.00 | 10/10/2011 6:18:32 AM |
| InvestorPartners | $50.00 | 10/10/2011 9:05:56 AM |
| Richmp412 | $25.00 | 10/10/2011 9:35:00 AM |
| mlbox3k | $25.00 | 10/10/2011 10:21:15 AM |
| 6moonbeams | $50.00 | 10/10/2011 11:18:19 AM |
| cosmof16 | $25.00 | 10/10/2011 11:23:51 AM |
| degster | $25.00 | 10/10/2011 11:05:29 AM |
| microlender67 | $25.00 | 10/10/2011 11:11:03 AM |
| zbfamwl | $25.00 | 10/10/2011 11:57:25 AM |
| natural-affluence4 | $50.00 | 10/10/2011 12:42:32 PM |
| crazycool | $250.00 | 10/10/2011 1:35:36 PM |
| Dopplerbob | $50.00 | 10/10/2011 2:02:17 PM |
| astute-benjamins | $50.00 | 10/10/2011 4:32:33 PM |
| green-truth-mermaid | $25.00 | 10/10/2011 4:25:13 PM |
| helpinghand63 | $25.00 | 10/10/2011 5:11:04 PM |
| khamen | $25.00 | 10/10/2011 5:14:00 PM |
| gala279 | $50.00 | 10/10/2011 5:27:38 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:22 PM |
| JazzFranchise | $50.00 | 10/10/2011 6:21:20 PM |
| currency-balancer | $25.00 | 10/10/2011 8:55:20 PM |
| Borinken | $100.00 | 10/10/2011 9:15:01 PM |
| littlemonkey | $25.00 | 10/10/2011 11:12:14 PM |
| wlm3012 | $30.00 | 10/11/2011 7:40:41 AM |
| exchange-pledge | $25.00 | 10/11/2011 8:45:09 AM |
| Railbird | $25.00 | 10/11/2011 9:41:46 AM |
| investment-comet | $25.00 | 10/11/2011 11:39:44 AM |
| tylerfd | $25.00 | 10/11/2011 11:59:15 AM |
| investor7257 | $25.00 | 10/11/2011 11:46:31 AM |
| rupee-sequoia | $50.00 | 10/11/2011 11:57:04 AM |
| authentic-liberty7 | $25.00 | 10/11/2011 12:00:27 PM |
| GmaJosephine | $25.00 | 10/11/2011 1:59:06 PM |
| romanfish | $500.00 | 10/11/2011 2:37:35 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:07:52 PM |
| cash-sensai2 | $25.00 | 10/11/2011 3:40:21 PM |
| best-friendly-fairness | $50.00 | 10/11/2011 4:14:24 PM |
| damanq | $25.00 | 10/11/2011 4:51:27 PM |
| studious-bonus7 | $100.00 | 10/11/2011 5:08:58 PM |
| NorthwestLoan1 | $150.00 | 10/11/2011 5:01:22 PM |
| StPong | $25.00 | 9/30/2011 5:09:27 PM |
| circuitfive | $25.00 | 10/1/2011 12:08:46 AM |
| cerebral-dollar773 | $100.00 | 10/1/2011 6:29:10 AM |
| responsibility-butterfly | $25.00 | 10/1/2011 9:02:52 AM |
| finance-symphony7 | $50.00 | 10/1/2011 11:02:30 AM |
| progressive-economy261 | $400.00 | 10/1/2011 12:19:42 PM |
| first-serene-credit | $25.00 | 10/1/2011 1:33:02 PM |
| integrity-starter | $50.00 | 10/1/2011 1:59:13 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:32 PM |
| wendyhop | $25.00 | 10/1/2011 3:40:47 PM |
| transparency-giant | $50.00 | 10/1/2011 5:08:02 PM |
| loyalty-circuitry | $50.00 | 10/1/2011 6:29:31 PM |
| colorfulgardener | $25.00 | 10/2/2011 2:25:11 PM |
| velocity-solo | $25.00 | 10/2/2011 7:20:35 PM |
| AF-Chief | $50.00 | 10/2/2011 7:28:09 PM |
| circuitfive | $25.00 | 10/2/2011 11:02:39 PM |
| cake7 | $25.00 | 10/2/2011 8:57:59 PM |
| Supernick | $50.00 | 10/3/2011 1:27:52 AM |
| houli123 | $50.00 | 10/3/2011 3:49:35 AM |
| blue-dough-trumpeter | $50.00 | 10/3/2011 6:34:11 AM |
| 13nd3r | $25.00 | 10/3/2011 7:19:41 AM |
| vigilance-revolutionary | $50.00 | 10/3/2011 9:44:39 AM |
| tender-commerce8 | $300.00 | 10/3/2011 9:35:19 AM |
| awwaww | $30.00 | 10/3/2011 11:15:07 AM |
| susurrus | $25.00 | 10/3/2011 1:15:46 PM |
| moola-trumpeter | $34.00 | 10/3/2011 3:13:45 PM |
| radforj22 | $25.00 | 10/3/2011 5:04:50 PM |
| Leshan | $50.00 | 10/3/2011 5:04:33 PM |
| orbital-gain | $100.00 | 10/3/2011 6:21:09 PM |
| HappyToLoan | $25.00 | 10/3/2011 7:55:15 PM |
| Natronpee | $25.00 | 10/3/2011 8:37:03 PM |
| Marathoner | $25.00 | 10/4/2011 6:13:30 AM |
| gain-gourd | $75.00 | 10/4/2011 6:53:43 AM |
| OzGuy609 | $25.00 | 10/4/2011 7:43:06 AM |
| Lendersaurus-Rex | $25.00 | 10/4/2011 10:58:43 AM |
| a-unflappable-finance | $100.00 | 10/4/2011 11:04:12 AM |
| heerzaquestion | $25.00 | 10/4/2011 11:12:11 AM |
| Jim33 | $25.00 | 10/4/2011 11:28:50 AM |
| life-is-great | $25.00 | 10/4/2011 12:59:57 PM |
| rcm87 | $50.00 | 10/4/2011 4:53:00 PM |
| Nicedad72 | $25.35 | 10/4/2011 6:09:09 PM |
| FadSaolAgat | $50.00 | 10/4/2011 6:26:19 PM |
| tster | $25.00 | 10/4/2011 7:01:38 PM |
| Hexnut | $50.00 | 10/4/2011 10:36:25 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:04:59 AM |
| 77dowplace | $25.00 | 10/5/2011 6:15:35 AM |
| discrete-asset | $25.00 | 10/5/2011 7:49:07 AM |
| worldly-income2 | $25.00 | 10/5/2011 9:29:48 AM |
| donmacprosper | $25.00 | 10/5/2011 10:49:43 AM |
| listing-vista | $50.00 | 10/5/2011 3:12:09 PM |
| ctgscott | $25.00 | 10/5/2011 4:05:14 PM |
| pure-loyalty6 | $25.00 | 10/5/2011 4:50:18 PM |
| FinDoc | $25.00 | 10/5/2011 3:53:28 PM |
| ZeLonewolf | $25.00 | 10/5/2011 4:22:59 PM |
| lagnisiruk | $25.00 | 10/5/2011 4:24:14 PM |
| soular21804 | $25.00 | 10/5/2011 4:28:59 PM |
| hostbank | $100.00 | 10/5/2011 5:08:09 PM |
| Rompcat | $50.00 | 10/5/2011 5:59:55 PM |
| elasermd | $50.00 | 10/5/2011 6:33:33 PM |
| hrubinst | $50.00 | 10/5/2011 6:17:45 PM |
| eagle1271 | $25.00 | 10/5/2011 6:40:03 PM |
| valiant-liberty4 | $25.00 | 10/5/2011 7:24:45 PM |
| repaymeplease | $27.63 | 10/5/2011 8:13:05 PM |
| steiglends | $54.00 | 10/5/2011 7:48:11 PM |
| GCInvestments | $25.00 | 10/5/2011 9:50:05 PM |
| E_G | $50.00 | 10/5/2011 8:37:11 PM |
| Lender0010 | $50.00 | 10/5/2011 9:53:56 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:12 PM |
| Tscheddar | $25.00 | 10/6/2011 3:20:03 AM |
| wtrboy | $25.00 | 10/5/2011 10:58:38 PM |
| duty-starfish8 | $25.00 | 10/6/2011 4:07:56 AM |
| alphaseek | $150.00 | 10/6/2011 4:55:06 AM |
| ualf | $50.00 | 10/6/2011 5:56:47 AM |
| corporatejim | $25.00 | 10/6/2011 4:53:38 AM |
| reflective-cash0 | $50.00 | 10/6/2011 6:21:26 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:10 AM |
| BankerJohn | $25.00 | 10/6/2011 8:17:27 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:11 AM |
| harty | $50.00 | 10/6/2011 1:31:57 PM |
| the-discrete-income | $50.00 | 10/6/2011 5:01:19 PM |
| cordial-affluence2 | $25.00 | 10/6/2011 9:18:42 PM |
| efficient-marketplace | $25.00 | 10/6/2011 9:43:14 PM |
| green-moola-sniffer | $25.00 | 10/6/2011 10:20:58 PM |
| happyskippy0208 | $25.00 | 10/6/2011 9:19:32 PM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:24 AM |
| coin-cooker8 | $25.00 | 10/7/2011 8:22:42 AM |
| wise-silver-wonder | $25.00 | 10/7/2011 7:40:13 AM |
| MarinLoans | $25.00 | 10/7/2011 8:55:00 AM |
| genius520 | $50.00 | 10/7/2011 9:09:27 AM |
| nickel-ferret | $50.00 | 10/7/2011 9:11:14 AM |
| focused-benefit3 | $30.00 | 10/7/2011 12:11:05 PM |
| brazilofmux | $50.00 | 10/7/2011 2:05:58 PM |
| dough-souffle | $100.00 | 10/7/2011 1:34:39 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:40 PM |
| WeshaTheLeopard | $35.62 | 10/7/2011 5:55:41 PM |
| no_agenda_lender | $50.00 | 10/8/2011 4:58:06 AM |
| crescent6 | $25.00 | 10/8/2011 5:11:35 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:13 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:20 AM |
| Warwick | $50.00 | 10/8/2011 7:40:49 AM |
| stanthecaddy | $48.14 | 10/8/2011 8:00:53 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:50 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:53:47 AM |
| vivacious-truth3 | $25.00 | 10/8/2011 8:59:14 AM |
| dpfl55 | $25.00 | 10/8/2011 9:55:25 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:01 AM |
| payout-magician | $25.00 | 10/8/2011 10:59:07 AM |
| icon7 | $100.00 | 10/8/2011 11:16:15 AM |
| credit-high-five8 | $25.00 | 10/8/2011 10:56:59 AM |
| personal-lender | $25.00 | 10/8/2011 12:12:12 PM |
| platinum-sorcerer6 | $25.00 | 10/8/2011 2:17:56 PM |
| CatbirdBanking | $25.00 | 10/8/2011 2:33:22 PM |
| coldfuzion | $63.00 | 10/8/2011 4:14:12 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:18 PM |
| timmsc | $25.00 | 10/8/2011 5:28:46 PM |
| grf1945 | $30.00 | 10/8/2011 6:28:27 PM |
| divergregg | $30.00 | 10/8/2011 5:48:13 PM |
| Sixmil | $100.00 | 10/8/2011 8:11:18 PM |
| corporatejim | $25.76 | 10/8/2011 8:41:52 PM |
| flypenguin | $25.00 | 10/8/2011 7:06:19 PM |
| Belair_Advisors | $25.00 | 10/9/2011 5:29:41 AM |
| gjm6d | $25.00 | 10/9/2011 5:57:49 AM |
| Trimalchio12 | $25.00 | 10/9/2011 1:59:09 AM |
| Indio92203 | $25.00 | 10/9/2011 6:11:17 AM |
| martymaniaman | $25.00 | 10/9/2011 10:22:37 AM |
| tolstoy00 | $25.00 | 10/9/2011 12:05:32 PM |
| betak | $25.00 | 10/9/2011 11:04:28 AM |
| balance6 | $25.00 | 10/9/2011 11:18:09 AM |
| b1geasy | $25.00 | 10/9/2011 11:51:24 AM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:02 PM |
| jescowa | $50.00 | 10/9/2011 12:23:45 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:50 PM |
| blLending | $25.00 | 10/9/2011 1:32:58 PM |
| antlr | $50.00 | 10/9/2011 1:12:23 PM |
| unrivaled-capital322 | $100.00 | 10/9/2011 2:14:08 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:32 PM |
| Pitufo | $25.00 | 10/9/2011 2:00:21 PM |
| YLlama | $25.00 | 10/9/2011 2:16:33 PM |
| The_Donald | $25.00 | 10/9/2011 5:17:28 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:48 PM |
| mmullen2 | $50.00 | 10/9/2011 8:28:12 PM |
| Saleen06 | $35.00 | 10/9/2011 9:14:09 PM |
| responsibility-cherry6 | $25.00 | 10/9/2011 9:40:33 PM |
| Aimvest | $25.00 | 10/9/2011 10:46:46 PM |
| Headhunter14 | $25.00 | 10/10/2011 5:24:28 AM |
| mrsp2e | $25.00 | 10/10/2011 7:40:55 AM |
| samseth | $100.00 | 10/10/2011 8:15:00 AM |
| djalan | $25.00 | 10/10/2011 10:37:02 AM |
| niteflite | $25.00 | 10/10/2011 9:54:43 AM |
| sonnet771 | $25.00 | 10/10/2011 9:45:41 AM |
| giftgold | $25.00 | 10/10/2011 10:59:56 AM |
| aasx1108 | $25.00 | 10/10/2011 12:28:03 PM |
| COtheBeast | $25.00 | 10/10/2011 1:42:14 PM |
| revenue-spa8 | $25.00 | 10/10/2011 2:22:19 PM |
| bazaar-tiramisu4 | $32.52 | 10/10/2011 1:28:09 PM |
| deegeeman | $50.00 | 10/10/2011 2:46:41 PM |
| gain-expert | $35.00 | 10/10/2011 3:26:26 PM |
| dospapalotes | $25.00 | 10/10/2011 4:37:33 PM |
| C_Mark | $75.00 | 10/10/2011 5:36:24 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:41 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:41 PM |
| green28 | $100.00 | 10/10/2011 8:27:06 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:20 PM |
| donloah | $50.00 | 10/10/2011 9:57:41 PM |
| benefit-banshee | $50.00 | 10/10/2011 10:31:12 PM |
| market-genome7 | $25.00 | 10/10/2011 10:41:31 PM |
| Borinken | $100.00 | 10/10/2011 9:54:25 PM |
| WindyKid | $25.00 | 10/11/2011 4:07:09 AM |
| superpuppy | $25.00 | 10/10/2011 11:07:17 PM |
| useful-p2ploan | $25.00 | 10/11/2011 7:06:32 AM |
| Littlepeng | $25.00 | 10/11/2011 7:41:59 AM |
| alphaseek | $150.00 | 10/11/2011 6:37:37 AM |
| nuclearmoose | $50.00 | 10/11/2011 10:39:32 AM |
| pwkpwk | $25.00 | 10/11/2011 10:56:18 AM |
| dinero-speaker | $25.00 | 10/11/2011 11:59:49 AM |
| bailey1223 | $25.00 | 10/11/2011 12:23:40 PM |
| taz007 | $50.00 | 10/11/2011 2:38:16 PM |
| camaraderi-workhorse | $25.00 | 10/11/2011 3:51:38 PM |
| dansarkis | $25.00 | 10/11/2011 4:15:12 PM |
| jsak74 | $25.00 | 10/11/2011 4:05:54 PM |
| loot-heart | $25.00 | 10/11/2011 4:23:18 PM |
| hard-working-rate3 | $50.00 | 10/11/2011 4:48:14 PM |
| 346 Investments
|
Borrower Payment Dependent Notes Series
530198
This series of Notes was issued and sold upon the funding of the borrower loan #54406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 7m |
|
Amount delinquent:
| $290 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| John25 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt free
Purpose of loan:
This loan will be used to...
Consolidate some bills and for home repairs.
My financial situation:
I am a good candidate for this loan because...
I have been steadily employed and have paid my bills on time.
Monthly net income: $5,578
Monthly expenses: $
Housing: $1266
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $788
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AndChicksforFree | $25.00 | 9/30/2011 9:12:28 AM |
| vutah | $25.00 | 9/30/2011 8:47:51 PM |
| wlm3012 | $30.00 | 10/1/2011 9:13:38 AM |
| suave-dime6 | $25.00 | 10/1/2011 10:55:40 AM |
| wwwUniversal | $25.00 | 10/1/2011 12:18:58 PM |
| economy-coup | $50.00 | 10/1/2011 3:39:31 PM |
| Banker_Joe | $25.00 | 10/1/2011 5:01:41 PM |
| shrewd-income | $100.00 | 10/1/2011 6:00:31 PM |
| first-dinero-paladin | $25.00 | 10/2/2011 8:29:55 AM |
| leverage-monger | $25.00 | 10/2/2011 8:47:46 AM |
| fund-kazoo | $110.00 | 10/2/2011 7:05:07 PM |
| best-generosity-financier | $25.00 | 10/2/2011 10:02:05 PM |
| Tikibarman | $50.00 | 10/3/2011 7:47:01 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:37 AM |
| palace2 | $250.00 | 10/3/2011 10:29:49 AM |
| Requiem | $25.00 | 10/3/2011 1:29:49 PM |
| goat0 | $50.00 | 10/3/2011 2:19:46 PM |
| handy-justice | $50.00 | 10/3/2011 3:29:39 PM |
| LARRY4NY | $25.00 | 10/3/2011 6:06:14 PM |
| green-trade-dolphin | $25.00 | 10/3/2011 6:18:20 PM |
| mpatrick | $50.00 | 10/3/2011 7:15:27 PM |
| draggon77 | $25.00 | 10/3/2011 7:48:27 PM |
| nickel_finder | $25.00 | 10/3/2011 6:56:10 PM |
| CallMeDaddy | $50.00 | 10/3/2011 8:30:48 PM |
| tomjeff | $50.00 | 10/3/2011 9:40:45 PM |
| equallender | $50.00 | 10/4/2011 8:21:36 AM |
| frooogal | $25.00 | 10/4/2011 9:21:01 AM |
| glroark | $85.00 | 10/4/2011 9:39:36 AM |
| worth-blanket2 | $7,500.00 | 9/30/2011 5:40:18 PM |
| SolarMoonshine | $25.00 | 9/30/2011 5:51:23 PM |
| loanman2007 | $25.00 | 10/1/2011 4:46:32 AM |
| Bob450 | $25.00 | 10/1/2011 8:14:38 AM |
| LilyAcreInvestmentsLLC | $100.00 | 10/1/2011 8:44:06 AM |
| mercuriant | $25.00 | 10/1/2011 9:05:48 AM |
| responsibility-butterfly | $25.00 | 10/1/2011 9:02:48 AM |
| thoughtful-contract984 | $75.00 | 10/1/2011 12:53:11 PM |
| ethicalhumanist | $100.00 | 10/1/2011 2:16:26 PM |
| payment-halo | $25.00 | 10/1/2011 9:28:15 PM |
| CA-Lender | $25.00 | 10/1/2011 11:32:04 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:35 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:48 AM |
| proud-pound4 | $25.00 | 10/3/2011 5:06:52 AM |
| bid-stockpiler1 | $250.00 | 10/3/2011 3:22:37 PM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:37 PM |
| Lubava | $50.00 | 10/3/2011 6:36:15 PM |
| zydeco337 | $25.00 | 10/3/2011 8:59:48 PM |
| the-discrete-income | $25.00 | 10/4/2011 9:27:41 AM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
530210
This series of Notes was issued and sold upon the funding of the borrower loan #54412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,655 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sublime-diversification681 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
D_money1989
This loan will be used to...Purchase heating unit for home and motor for vehicle.
My financial situation: I just recentlty paid of a note with BB&T for $7,500 and I need another small loan. I would prefer a $10,000 note that way I could also pay off the one credit card I have remaining.
I am a good candidate for this loan because...I am employed full time and a student majoring in accounting. I have paid off all my bills, including medical and credit cards. I currently live with my parents, so I do not have rent or utility bills which is an advantage for me financially.
Monthly net income: $1400.00
Monthly expenses: $740.00
Housing: $0.00
Insurance: $103.00 Geico Car Insurance
Car expenses: $200.00 Gas
Utilities: $0.00
Phone, cable, internet: $80.00 cell phone
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $70.00 Discover Credit Card
Other expenses: $135.00 Aarons Rent-a-Center
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 10/4/2011 9:19:09 AM |
| equitable-capital758 | $250.00 | 10/4/2011 9:44:48 AM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:44 PM |
| ingenious-interest1 | $50.00 | 10/6/2011 9:24:06 AM |
| profit-powerplant | $25.00 | 10/6/2011 10:25:48 AM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:15 PM |
| jjswanso | $50.00 | 10/7/2011 6:07:00 AM |
| Kaj | $40.00 | 10/7/2011 7:58:13 PM |
| CashFlow13 | $500.00 | 10/8/2011 1:25:46 PM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:37 AM |
| whitegold24k | $2,000.00 | 10/9/2011 11:50:07 AM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:32 PM |
| cajunguy | $25.00 | 10/9/2011 2:46:31 PM |
| deepblue34 | $35.00 | 10/9/2011 6:12:33 PM |
| high_flyer | $100.00 | 10/9/2011 8:34:06 PM |
| LoanerPrincipal | $25.00 | 10/9/2011 8:53:34 PM |
| houli123 | $25.00 | 10/9/2011 11:56:07 PM |
| suave-dime6 | $25.00 | 10/10/2011 6:30:38 AM |
| finance-mushroom | $100.00 | 10/10/2011 9:08:21 AM |
| irrelevant | $25.00 | 10/10/2011 10:05:18 AM |
| nickel-hickory | $25.00 | 10/10/2011 11:43:08 AM |
| silver-enlightenment0 | $100.00 | 10/10/2011 12:42:09 PM |
| ore-didgeridoo | $25.00 | 10/10/2011 1:34:22 PM |
| handy-justice | $50.00 | 10/10/2011 3:07:26 PM |
| wise-deal-panda | $100.00 | 10/10/2011 3:59:45 PM |
| finance-mammalian2 | $25.00 | 10/10/2011 5:45:46 PM |
| thoughtful-investment045 | $25.00 | 10/10/2011 5:47:47 PM |
| Bob450 | $25.00 | 10/10/2011 6:32:29 PM |
| red-favorable-basis | $25.00 | 10/10/2011 6:50:26 PM |
| wealth-fighter3 | $25.00 | 10/10/2011 7:37:52 PM |
| Flyhighboi20 | $63.95 | 10/10/2011 9:48:48 PM |
| ore-frontier | $56.96 | 10/10/2011 11:42:20 PM |
| leverage-jalapeno | $50.00 | 10/11/2011 3:12:04 AM |
| orange-preeminant-bill | $25.00 | 10/11/2011 4:04:18 AM |
| jakebrady | $50.00 | 10/11/2011 5:20:53 AM |
| foothillender | $25.00 | 10/11/2011 6:22:56 AM |
| doomsday18 | $25.00 | 10/11/2011 6:45:09 AM |
| drg6289 | $25.00 | 10/11/2011 6:50:34 AM |
| keeper24 | $25.00 | 10/11/2011 4:52:32 AM |
| intrepid-loot | $25.00 | 10/11/2011 6:06:41 AM |
| palace2 | $384.09 | 10/11/2011 8:17:02 AM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:02 AM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:32 PM |
| the-discrete-income | $25.00 | 10/5/2011 9:53:27 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:29 AM |
| cnovak | $25.00 | 10/5/2011 12:03:18 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:28 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:49 AM |
| money-surge1 | $25.00 | 10/6/2011 2:44:11 PM |
| ptjg | $25.00 | 10/6/2011 10:05:21 PM |
| treasure-bliss | $25.00 | 10/7/2011 3:50:48 AM |
| fuzed | $75.00 | 10/8/2011 7:12:39 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:02 AM |
| DreDub | $50.00 | 10/8/2011 1:13:01 PM |
| tnjohnso | $25.00 | 10/8/2011 1:17:48 PM |
| dime-umbrella6 | $25.00 | 10/8/2011 2:12:20 PM |
| mennleo | $70.00 | 10/8/2011 10:38:14 PM |
| a-credit-rotation | $25.00 | 10/9/2011 5:16:17 AM |
| wampum-library4 | $25.00 | 10/9/2011 9:30:18 AM |
| Pitufo | $25.00 | 10/9/2011 2:18:52 PM |
| bid-stockpiler1 | $50.00 | 10/9/2011 5:21:45 PM |
| red-power-pecan | $50.00 | 10/9/2011 9:22:58 PM |
| economy-producer | $25.00 | 10/9/2011 8:58:25 PM |
| kttalamo | $120.00 | 10/9/2011 10:48:30 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:20:14 PM |
| stock106 | $25.00 | 10/10/2011 7:07:43 AM |
| Mariner3605 | $25.00 | 10/10/2011 6:40:10 AM |
| mrsp2e | $25.00 | 10/10/2011 7:42:04 AM |
| mercuriant | $25.00 | 10/10/2011 8:22:15 AM |
| first-dinero-paladin | $25.00 | 10/10/2011 11:02:06 AM |
| indomitable-camaraderi3 | $50.00 | 10/10/2011 1:51:35 PM |
| income-rocker2 | $50.00 | 10/10/2011 2:16:03 PM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:17 PM |
| compassion-artisan9 | $25.00 | 10/10/2011 2:36:18 PM |
| platinum-czar | $25.00 | 10/10/2011 3:00:00 PM |
| Engineer44 | $25.00 | 10/10/2011 3:01:03 PM |
| gain-expert | $25.00 | 10/10/2011 3:29:45 PM |
| balanced-balance6 | $40.00 | 10/10/2011 3:38:35 PM |
| the-enthralling-coin | $25.00 | 10/10/2011 3:44:51 PM |
| alphaseek | $200.00 | 10/10/2011 5:38:47 PM |
| smart-kindness8 | $50.00 | 10/10/2011 5:21:18 PM |
| flibinite | $50.00 | 10/10/2011 6:21:02 PM |
| NolockHolmes | $50.00 | 10/10/2011 9:16:40 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:44 PM |
| adamdroker | $25.00 | 10/11/2011 12:14:21 AM |
| ddog0224 | $50.00 | 10/11/2011 2:17:03 AM |
| tiger1818 | $25.00 | 10/11/2011 4:08:53 AM |
| bullwink27 | $25.00 | 10/11/2011 4:46:38 AM |
| pfh | $25.00 | 10/11/2011 5:56:49 AM |
| expectations | $40.00 | 10/11/2011 7:41:23 AM |
| Fun54115 | $25.00 | 10/11/2011 7:55:05 AM |
| Wellman | $25.00 | 10/11/2011 6:51:34 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
530260
This series of Notes was issued and sold upon the funding of the borrower loan #54431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 8m |
|
Amount delinquent:
| $181 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,645 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Bessenbacher |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 28 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2011)
740-759
(Oct-2010)
660-679
(Mar-2008)
680-699
(Oct-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Consolidate Debt
Purpose of loan:
This loan will be used to Consolidate My Credit Card Debt to have them paid off in 3 years or less. This does increase my monthly payment but gets rid of the debt faster.
My financial situation:
I am a good candidate for this loan because, I have kept steady employment or self employed status for more than a decade and continue to pay all my bills promptly.
Monthly net income: $2500-3000
Monthly expenses: $ 2000-2300
Housing: $ 700
Insurance: $ 107
Car expenses: $ 300
Utilities: $ 100
Phone, cable, internet: $ 225
Food, entertainment: $ 400
Clothing, household expenses: $
Credit cards and other loans: $ 150
Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 312-Lender | $50.00 | 9/30/2011 9:00:50 AM |
| MoneyForNothing | $57.36 | 9/30/2011 9:01:55 AM |
| Aberdeen | $4,950.00 | 9/30/2011 9:03:07 AM |
| CA-Lender | $25.00 | 9/30/2011 9:03:05 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
530322
This series of Notes was issued and sold upon the funding of the borrower loan #54355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 12y 6m |
|
Amount delinquent:
| $805 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,677 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ore-tom-tom7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help with high interest payday loan
Purpose of loan:
This loan will be used to...pay off high interest payday loans that I keep renewing.
My financial situation:
I am a good candidate for this loan because...I am employed by the same company for 13 years and get paid by direct deposit every two weeks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 9/30/2011 5:20:50 PM |
| Unitas4302 | $50.00 | 9/30/2011 6:36:35 PM |
| lplender | $50.00 | 10/1/2011 12:51:54 PM |
| exchange-squirrel | $25.00 | 10/1/2011 2:00:05 PM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:38 PM |
| nickel-hickory | $25.00 | 10/5/2011 10:24:08 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:21 PM |
| kind-credit-bear | $25.00 | 10/5/2011 5:16:56 PM |
| coin-architect2 | $100.00 | 10/5/2011 7:32:50 PM |
| Leshan | $25.00 | 10/6/2011 9:12:18 AM |
| simeonthewhale | $25.00 | 10/6/2011 10:40:24 AM |
| Jim33 | $25.00 | 10/6/2011 1:07:56 PM |
| unfixer | $25.00 | 10/6/2011 2:34:58 PM |
| the-hope-workhorse | $125.00 | 10/6/2011 3:41:40 PM |
| terrific-peace8 | $25.00 | 10/6/2011 5:43:25 PM |
| suave-dime6 | $25.00 | 10/6/2011 6:43:39 PM |
| icanhasloanz | $25.00 | 10/7/2011 2:02:28 AM |
| glenium | $25.00 | 10/7/2011 3:11:08 AM |
| Longfellow20011 | $63.64 | 10/7/2011 6:13:35 AM |
| Craigopher | $25.00 | 10/7/2011 5:13:10 AM |
| nalaari | $25.00 | 10/7/2011 6:44:42 AM |
| Bob450 | $25.00 | 10/7/2011 7:01:02 AM |
| dws2380 | $25.00 | 10/7/2011 7:38:03 AM |
| mammalian4 | $25.00 | 10/7/2011 7:18:43 AM |
| finance-mushroom | $100.00 | 10/7/2011 9:10:17 AM |
| rutzebach | $61.65 | 10/7/2011 9:48:33 AM |
| worldpower2 | $25.00 | 10/7/2011 9:57:26 AM |
| irrelevant | $25.00 | 10/7/2011 10:05:10 AM |
| mmeyer_jr | $30.00 | 10/7/2011 11:03:54 AM |
| Malkial | $50.00 | 10/7/2011 10:47:46 AM |
| forthright-trade | $25.00 | 10/7/2011 1:56:26 PM |
| laomedon | $79.77 | 10/8/2011 12:30:30 AM |
| flaguynice | $25.00 | 10/8/2011 5:07:59 AM |
| vladimilasky | $25.00 | 10/8/2011 6:26:35 AM |
| aztocas | $25.00 | 10/8/2011 7:11:53 AM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:05:25 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:52 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:39 AM |
| One_Lolo | $25.00 | 10/4/2011 2:04:58 AM |
| excellent-wealth6 | $25.00 | 10/4/2011 11:47:14 AM |
| calimanusa | $30.00 | 10/5/2011 10:01:05 AM |
| finance-prescription | $100.00 | 10/6/2011 3:33:46 AM |
| econgineer | $75.00 | 10/6/2011 3:31:32 AM |
| thoughtful-contract984 | $50.00 | 10/6/2011 3:35:35 PM |
| ore-didgeridoo | $25.00 | 10/6/2011 2:37:23 PM |
| careful-penny | $25.00 | 10/6/2011 5:31:16 PM |
| shrewd-income | $25.00 | 10/6/2011 5:53:22 PM |
| compassion-artisan9 | $25.00 | 10/6/2011 8:36:50 PM |
| newequity | $25.00 | 10/6/2011 9:07:27 PM |
| ethical-truth211 | $354.48 | 10/7/2011 2:29:47 AM |
| MoneyBag4366 | $50.00 | 10/7/2011 2:31:40 AM |
| note-mad-scientist | $56.05 | 10/7/2011 4:12:16 AM |
| graceful-investment | $50.00 | 10/7/2011 5:43:38 AM |
| whirlingdervish | $50.00 | 10/7/2011 1:47:03 AM |
| income-buffalo1 | $80.00 | 10/7/2011 5:57:06 AM |
| baker31 | $50.00 | 10/7/2011 6:41:32 AM |
| Coin-Toss | $25.00 | 10/7/2011 7:43:05 AM |
| let_me_retire | $25.00 | 10/7/2011 7:36:00 AM |
| kewgdns | $50.00 | 10/7/2011 7:44:13 AM |
| handy-loan527 | $25.00 | 10/7/2011 7:53:41 AM |
| justice-circuitry0 | $50.00 | 10/7/2011 8:07:14 AM |
| wwwUniversal | $25.00 | 10/7/2011 9:19:36 AM |
| wealth-multiplier | $25.00 | 10/7/2011 12:05:25 PM |
| dough-souffle | $50.00 | 10/7/2011 1:20:25 PM |
| first-dinero-paladin | $25.00 | 10/7/2011 3:26:10 PM |
| investment-cluster | $25.00 | 10/7/2011 5:46:24 PM |
| green-rapid-openness | $100.00 | 10/7/2011 9:29:35 PM |
| market-pudding | $25.00 | 10/8/2011 4:44:33 AM |
| fuzed | $55.00 | 10/8/2011 7:01:52 AM |
| bsmtloan | $75.00 | 10/8/2011 6:54:36 AM |
| manfromMaine | $25.00 | 10/8/2011 8:09:46 AM |
| Dubbs360 | $89.41 | 10/8/2011 8:53:48 AM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
530326
This series of Notes was issued and sold upon the funding of the borrower loan #54464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 14y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $561 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mystical-marketplace7 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 9/30/2011 5:20:50 PM |
| vutah | $25.00 | 9/30/2011 8:45:21 PM |
| greencat | $50.00 | 10/3/2011 7:21:42 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:40 AM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:38 PM |
| exchange-squirrel | $25.00 | 10/4/2011 7:30:51 AM |
| Hummer-Guy | $25.00 | 10/5/2011 9:22:31 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:21 PM |
| Rogesparkguy | $25.00 | 10/5/2011 2:43:26 PM |
| kind-credit-bear | $25.00 | 10/5/2011 5:16:57 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:46 AM |
| EngineersAlliance | $100.00 | 10/9/2011 12:10:07 PM |
| suave-dime6 | $25.00 | 10/10/2011 6:35:22 AM |
| Dubbs360 | $250.00 | 10/10/2011 8:11:35 AM |
| capital-halo1 | $1,000.00 | 10/10/2011 5:07:58 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:40 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:22 PM |
| palace2 | $305.00 | 10/11/2011 8:23:00 AM |
| stepatatime-together | $100.00 | 10/11/2011 9:14:12 AM |
| Strand_Investments | $25.00 | 10/11/2011 5:07:52 PM |
| Lubava | $30.00 | 10/11/2011 6:14:58 PM |
| Bob450 | $25.00 | 10/11/2011 7:46:48 PM |
| goat0 | $50.00 | 10/11/2011 11:37:49 PM |
| SolarMoonshine | $25.00 | 10/12/2011 3:35:19 AM |
| rapid-wealth614 | $50.00 | 10/12/2011 3:42:53 AM |
| range2 | $50.00 | 10/12/2011 5:03:23 AM |
| benevolent1 | $25.00 | 10/12/2011 6:37:06 AM |
| worthy-bid8 | $50.00 | 10/12/2011 9:08:15 AM |
| beakerfish | $100.00 | 9/30/2011 7:24:43 PM |
| Xarach | $25.00 | 10/1/2011 12:01:29 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:05:25 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:52 AM |
| JLMGroupFunds | $25.00 | 10/4/2011 9:19:34 AM |
| nickel-hickory | $25.00 | 10/5/2011 10:25:22 AM |
| finance-mushroom | $100.00 | 10/8/2011 12:10:45 PM |
| whitegold24k | $500.00 | 10/9/2011 11:48:12 AM |
| DER | $50.00 | 10/9/2011 12:06:03 PM |
| Gladglide | $25.00 | 10/9/2011 9:31:09 PM |
| wwwUniversal | $25.00 | 10/10/2011 9:13:16 AM |
| shmb6508 | $50.00 | 10/10/2011 11:03:16 AM |
| income-rocker2 | $50.00 | 10/10/2011 2:32:53 PM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:14 PM |
| money-fort | $25.00 | 10/10/2011 10:15:04 PM |
| economy-producer | $25.00 | 10/11/2011 8:42:08 AM |
| fireferd | $35.00 | 10/11/2011 8:52:33 AM |
| droopie1 | $25.00 | 10/11/2011 11:23:14 AM |
| marcomnzs | $25.00 | 10/11/2011 11:35:57 AM |
| KindCharmingReflective-affluence | $25.00 | 10/11/2011 11:00:23 AM |
| balanced-bill7 | $50.00 | 10/11/2011 8:43:58 PM |
| CA-Lender | $25.00 | 10/11/2011 8:57:18 PM |
| nextar | $25.00 | 10/11/2011 9:34:03 PM |
| currency-kangaroo9 | $25.00 | 10/11/2011 10:10:27 PM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:24 AM |
| tshurts | $25.00 | 10/12/2011 6:18:41 AM |
| GElender | $25.00 | 10/12/2011 5:56:20 AM |
| value-rapture | $25.00 | 10/12/2011 8:42:02 AM |
| prominence8 | $25.00 | 10/12/2011 9:00:25 AM |
| Investoman | $75.00 | 10/12/2011 9:13:49 AM |
| dough-hammock | $25.00 | 10/12/2011 9:06:44 AM |
| glroark | $50.00 | 10/12/2011 9:08:41 AM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
530354
This series of Notes was issued and sold upon the funding of the borrower loan #54385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 12
/
9 | Length of status: | 12y 6m |
|
Amount delinquent:
| $9,122 |
Total credit lines:
| 49 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,383 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| felicity-broker |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$7000 Personal Loan
Purpose of loan:
This loan will be used to help with my son's high school tuition. He's an incredible student and the public school options aren't great. Also will pay for some needed auto repairs.
My financial situation:
I am a good candidate for this loan because, after some painful lessons years ago I take my finacial responsibilities very seriously.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diablorulz | $50.00 | 10/3/2011 5:31:53 PM |
| a-finance-nirvana | $25.00 | 10/4/2011 7:22:46 AM |
| worth-blanket2 | $4,200.00 | 10/4/2011 9:29:24 AM |
| wwwUniversal | $25.00 | 10/5/2011 9:16:46 AM |
| dordee | $50.00 | 10/5/2011 4:58:29 PM |
| rcm87 | $50.00 | 10/5/2011 5:53:29 PM |
| SolarMoonshine | $25.00 | 10/5/2011 6:15:27 PM |
| houli123 | $50.00 | 10/5/2011 6:41:07 PM |
| radforj22 | $25.00 | 10/6/2011 6:58:41 AM |
| Preteur | $25.00 | 10/6/2011 1:37:19 PM |
| integrity-doctor | $100.00 | 10/6/2011 8:33:12 PM |
| return-marsupial3 | $25.00 | 10/6/2011 10:48:09 PM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:18 PM |
| Ven58 | $40.00 | 10/7/2011 12:39:13 PM |
| life-is-great | $25.00 | 10/7/2011 2:02:36 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:45 PM |
| GCInvestments | $27.00 | 10/7/2011 6:58:45 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:35:04 PM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:26 AM |
| sensible-trade | $26.00 | 10/8/2011 7:03:34 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:14 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:05 AM |
| icon7 | $25.00 | 10/8/2011 11:08:24 AM |
| dynamic-money271 | $50.00 | 10/8/2011 11:44:40 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:47 AM |
| dough-hammock | $25.00 | 10/8/2011 11:43:24 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:13 PM |
| kind-blissful-p2ploan | $59.17 | 10/8/2011 1:20:16 PM |
| agile-responsibility | $25.00 | 10/8/2011 12:43:17 PM |
| boylezz | $25.00 | 10/8/2011 2:02:17 PM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:04 AM |
| atbright | $25.00 | 10/4/2011 4:05:49 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:56 AM |
| Investor_DP | $100.00 | 10/5/2011 5:06:07 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:42 PM |
| g8rtone | $25.00 | 10/5/2011 9:04:26 PM |
| alphaseek | $175.00 | 10/6/2011 1:31:26 PM |
| Techne_Funds_LLC | $25.00 | 10/6/2011 4:35:23 PM |
| elasermd | $25.00 | 10/6/2011 7:34:39 PM |
| navy_cash | $25.00 | 10/7/2011 8:09:29 AM |
| oplender | $25.00 | 10/7/2011 11:51:52 AM |
| Kaj | $40.00 | 10/7/2011 7:58:13 PM |
| jazzmanian | $25.00 | 10/7/2011 8:03:32 PM |
| AM2008 | $25.00 | 10/8/2011 4:49:03 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:18 AM |
| objective-investor | $250.00 | 10/8/2011 8:07:53 AM |
| eloop | $25.00 | 10/8/2011 10:22:16 AM |
| compoundinterest | $50.00 | 10/8/2011 12:08:19 PM |
| damage | $25.00 | 10/8/2011 1:00:06 PM |
| reward-system | $25.00 | 10/8/2011 1:18:35 PM |
| Wittlich | $57.83 | 10/8/2011 3:37:42 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
530376
This series of Notes was issued and sold upon the funding of the borrower loan #54379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $341.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,758 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| felicity-elm |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
witrudd
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 10/8/2011 1:35:42 PM |
| Bank_Of_XL | $25.00 | 10/3/2011 5:47:46 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:53 PM |
| compoundinterest | $50.00 | 10/4/2011 9:08:29 AM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:28 PM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:59 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:14 AM |
| kenji4861 | $25.00 | 10/6/2011 10:00:28 AM |
| srspank24 | $25.00 | 10/6/2011 2:33:02 PM |
| Bieling | $25.00 | 10/6/2011 4:09:23 PM |
| MDJAX67 | $29.00 | 10/6/2011 6:00:23 PM |
| jazz619 | $25.00 | 10/6/2011 8:13:34 PM |
| roadtruck | $50.00 | 10/6/2011 8:23:52 PM |
| revenue-candy | $25.00 | 10/6/2011 8:27:01 PM |
| mr55262 | $25.00 | 10/6/2011 10:09:14 PM |
| ore-historian5 | $50.00 | 10/7/2011 4:31:26 AM |
| Brisket_Bob | $25.00 | 10/7/2011 4:48:06 AM |
| TigerForce | $25.00 | 10/7/2011 5:14:17 AM |
| mennleo | $100.00 | 10/7/2011 8:01:35 AM |
| focused-return366 | $25.00 | 10/7/2011 8:37:27 AM |
| jazzlender | $50.00 | 10/7/2011 11:25:27 AM |
| soular21804 | $25.00 | 10/7/2011 11:12:39 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:18 PM |
| compassion-burrito | $25.00 | 10/7/2011 12:07:07 PM |
| theloanfiller | $46.52 | 10/7/2011 12:52:51 PM |
| ddog0224 | $25.00 | 10/7/2011 1:09:57 PM |
| life-is-great | $25.00 | 10/7/2011 2:02:36 PM |
| tidy-cash1 | $30.20 | 10/7/2011 2:22:28 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:45 PM |
| GCInvestments | $27.00 | 10/7/2011 6:58:46 PM |
| TheLoanManCan | $25.00 | 10/7/2011 7:15:39 PM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:27 AM |
| Supernick | $100.00 | 10/8/2011 5:47:05 AM |
| honeybee11 | $100.00 | 10/8/2011 6:21:50 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:27 AM |
| pinballeffect | $50.00 | 10/8/2011 6:33:03 AM |
| fuzed | $55.00 | 10/8/2011 7:09:47 AM |
| ferdberfel | $25.33 | 10/8/2011 7:27:24 AM |
| friendly-principal76 | $25.00 | 10/8/2011 7:39:31 AM |
| trade-elm | $30.00 | 10/8/2011 9:30:26 AM |
| selector568 | $300.00 | 10/8/2011 10:18:00 AM |
| the-auction-bear | $25.00 | 10/8/2011 10:34:45 AM |
| newest-famous-velocity | $25.00 | 10/8/2011 11:01:06 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:47 AM |
| usbank | $25.00 | 10/8/2011 11:34:19 AM |
| reward-system | $25.00 | 10/8/2011 1:18:36 PM |
| natural-worth9 | $800.00 | 10/8/2011 2:07:15 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:26 PM |
| worth-victor6 | $26.00 | 10/8/2011 7:40:57 PM |
| benefit-awakening9 | $75.00 | 10/8/2011 9:02:35 PM |
| JGONZ13850 | $25.00 | 10/9/2011 4:44:49 AM |
| syrepsorp | $50.00 | 10/8/2011 11:11:53 PM |
| biofred | $50.00 | 10/9/2011 5:30:30 AM |
| Rivervale_Westwood | $50.00 | 10/9/2011 5:43:07 AM |
| wealth-tremolo7 | $28.09 | 10/9/2011 8:05:03 AM |
| accelerator96 | $25.00 | 10/9/2011 8:17:41 AM |
| mrpowers5531 | $50.00 | 10/9/2011 9:21:18 AM |
| Mantis75 | $25.00 | 10/9/2011 8:42:25 AM |
| tidy-balance1 | $35.23 | 10/9/2011 9:11:11 AM |
| mrpowers5531 | $50.00 | 10/9/2011 9:21:09 AM |
| loan-lionheart6 | $25.00 | 10/9/2011 9:41:09 AM |
| jescowa | $50.00 | 10/9/2011 12:23:49 PM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:06 PM |
| atlvalet | $28.42 | 10/9/2011 1:06:39 PM |
| Pitufo | $25.00 | 10/9/2011 1:06:22 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:54 PM |
| blLending | $25.00 | 10/9/2011 1:32:28 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:35 PM |
| paceme1 | $34.78 | 10/9/2011 2:18:20 PM |
| yield-seeker | $25.00 | 10/9/2011 5:25:07 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:51 PM |
| julijask | $50.00 | 10/9/2011 8:10:57 PM |
| secureincome | $1,000.00 | 10/10/2011 4:11:12 AM |
| goodhearted-gold3 | $25.28 | 10/10/2011 5:18:48 AM |
| thestartuplender | $55.00 | 10/10/2011 5:16:29 AM |
| Tikibarman | $25.00 | 10/10/2011 6:31:06 AM |
| direct-asset | $25.00 | 10/10/2011 7:09:19 AM |
| smart-kindness8 | $100.00 | 10/10/2011 7:17:43 AM |
| loot-castanets | $25.00 | 10/10/2011 6:28:47 AM |
| credit-rocket4 | $25.00 | 10/10/2011 7:34:01 AM |
| octoberfresh | $25.00 | 10/10/2011 7:48:54 AM |
| gala279 | $50.00 | 10/10/2011 7:59:54 AM |
| sweet-capital7 | $50.00 | 10/10/2011 7:40:22 AM |
| coin-popcorn | $25.00 | 10/10/2011 7:47:38 AM |
| fuke | $25.00 | 10/10/2011 7:51:09 AM |
| Socorro_Capital_Partners | $25.01 | 10/10/2011 8:32:49 AM |
| Richmp412 | $25.00 | 10/10/2011 9:40:11 AM |
| aquistoyraul | $40.55 | 10/10/2011 9:58:17 AM |
| liberty-grizzly | $51.06 | 10/10/2011 10:07:04 AM |
| Attract | $27.10 | 10/10/2011 10:13:54 AM |
| yield-blanket | $25.00 | 10/10/2011 9:32:03 AM |
| bonus-genius | $25.00 | 10/10/2011 9:45:49 AM |
| Natronpee | $25.00 | 10/3/2011 8:37:09 PM |
| BenR | $100.00 | 10/4/2011 8:16:44 AM |
| green-trade-dolphin2 | $25.00 | 10/4/2011 10:49:27 AM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:04 AM |
| indomitable-coin | $25.00 | 10/5/2011 4:47:53 AM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:57 AM |
| justalender | $50.00 | 10/5/2011 11:59:54 AM |
| mad-scientist418 | $25.00 | 10/5/2011 1:51:44 PM |
| leeball | $100.00 | 10/5/2011 4:00:34 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:42 PM |
| elasermd | $50.00 | 10/5/2011 6:33:40 PM |
| velocity-solo | $25.00 | 10/5/2011 7:27:48 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:45 PM |
| Sneezie | $100.00 | 10/6/2011 12:24:42 PM |
| Preteur | $25.00 | 10/6/2011 1:37:19 PM |
| houli123 | $25.00 | 10/6/2011 6:07:22 PM |
| principal-bull | $25.00 | 10/6/2011 7:50:13 PM |
| CatbirdBanking | $25.00 | 10/6/2011 8:59:30 PM |
| conqueror359 | $50.00 | 10/6/2011 9:35:32 PM |
| ptjg | $25.00 | 10/6/2011 10:05:21 PM |
| PalmerTheEmbalmer | $46.00 | 10/6/2011 11:24:09 PM |
| msfitzge | $49.61 | 10/7/2011 4:31:23 AM |
| GElender | $40.00 | 10/7/2011 6:04:10 AM |
| nosualcneas | $25.00 | 10/7/2011 6:04:55 AM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:27 AM |
| jeffpac | $152.00 | 10/7/2011 12:36:57 PM |
| phenomenal-gain5 | $25.00 | 10/7/2011 7:28:38 PM |
| natural-worth9 | $100.00 | 10/7/2011 8:30:24 PM |
| return-seeker85 | $50.00 | 10/7/2011 8:37:29 PM |
| a-versatile-power | $25.00 | 10/8/2011 5:20:46 AM |
| 1randyp | $50.00 | 10/8/2011 5:46:58 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:18 AM |
| Madmigel | $50.00 | 10/8/2011 6:33:16 AM |
| simeonthewhale | $25.00 | 10/8/2011 7:48:18 AM |
| musegaze | $100.00 | 10/8/2011 7:27:31 AM |
| sensible-order2 | $100.00 | 10/8/2011 7:43:09 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:03 AM |
| nurak | $27.83 | 10/8/2011 10:33:01 AM |
| icon7 | $50.00 | 10/8/2011 10:43:53 AM |
| omahajay | $25.00 | 10/8/2011 11:33:07 AM |
| tomdooley12520 | $25.00 | 10/8/2011 11:39:50 AM |
| awwaww | $25.00 | 10/8/2011 11:24:38 AM |
| Untiedshu | $50.00 | 10/8/2011 11:19:59 AM |
| rainorshine47 | $45.00 | 10/8/2011 12:38:17 PM |
| upperdeck | $25.00 | 10/8/2011 1:35:02 PM |
| DreDub | $50.00 | 10/8/2011 1:13:01 PM |
| decisive-commerce9 | $25.00 | 10/8/2011 2:09:15 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:21 PM |
| wealth-ferret | $50.00 | 10/8/2011 3:12:56 PM |
| pnace | $40.00 | 10/8/2011 4:51:19 PM |
| Sixmil | $100.00 | 10/8/2011 7:44:29 PM |
| hopeful-silver5 | $30.26 | 10/9/2011 3:34:59 AM |
| 13nd3r | $25.00 | 10/9/2011 6:20:11 AM |
| Engineer44 | $25.00 | 10/9/2011 5:30:49 AM |
| gjm6d | $25.00 | 10/9/2011 5:50:06 AM |
| gilbrear | $25.00 | 10/9/2011 5:22:13 AM |
| golden-cat | $25.00 | 10/9/2011 7:04:51 AM |
| OregonDane | $25.00 | 10/9/2011 10:31:35 AM |
| worthy-bid8 | $50.00 | 10/9/2011 12:06:50 PM |
| versatile-return3 | $60.00 | 10/9/2011 1:55:11 PM |
| heroic-vigilance1 | $25.00 | 10/9/2011 2:03:52 PM |
| BigBroJake | $50.00 | 10/9/2011 2:05:39 PM |
| velvetsmog | $25.00 | 10/9/2011 3:00:57 PM |
| pious-benjamins1 | $26.00 | 10/9/2011 5:08:21 PM |
| fairness-swashbuckler | $50.00 | 10/9/2011 5:34:56 PM |
| thajr | $25.00 | 10/9/2011 5:52:15 PM |
| dime-sprout | $25.00 | 10/9/2011 6:07:58 PM |
| spaceborne | $25.00 | 10/9/2011 6:39:25 PM |
| Tizzo27 | $49.00 | 10/9/2011 8:07:23 PM |
| julijask | $50.00 | 10/9/2011 8:14:40 PM |
| bonus-poplar2 | $25.00 | 10/9/2011 8:36:23 PM |
| jstnow | $25.00 | 10/9/2011 10:16:02 PM |
| Saleen06 | $30.00 | 10/9/2011 9:06:35 PM |
| PalmerTheEmbalmer | $28.73 | 10/9/2011 10:06:25 PM |
| gustavholstopus32 | $25.00 | 10/10/2011 5:41:38 AM |
| mrsp2e | $25.00 | 10/10/2011 7:36:21 AM |
| Urban-MBA | $25.00 | 10/10/2011 7:58:28 AM |
| stammyc3 | $27.19 | 10/10/2011 8:05:38 AM |
| mjjjrj | $25.00 | 10/10/2011 8:10:54 AM |
| enthralling-investment | $59.00 | 10/10/2011 8:26:19 AM |
| Chrishu | $25.00 | 10/10/2011 8:43:59 AM |
| sleepdeprived | $28.84 | 10/10/2011 9:06:24 AM |
| smitty1959 | $200.00 | 10/10/2011 9:26:59 AM |
| heavenly-social1 | $80.97 | 10/10/2011 10:02:49 AM |
| 176 Investments
|
Borrower Payment Dependent Notes Series
530396
This series of Notes was issued and sold upon the funding of the borrower loan #54394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Oct-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-02-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 7y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,596 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| generosity-atizer |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 24 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
660-679
(Aug-2009)
|
|
Principal balance:
| $3,075.22 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Payoff Credit Card & Sister's Bday
Purpose of loan: The purpose of this loan is to payoff a credit card and to take my sister out for her Birthday (full spa day). She recently had a child and is now turning 30 so I would like to do something special for her.
This loan will be used to pay off off my Capital One Credit Card and to take my sister out for her birthday!
My financial situation:
I am a good candidate for this loan because I pay things on time. I'm also working to be more financially secure.
Monthly net income: $ $3,600
Monthly expenses: $ 3,000
Housing: $ 850
Insurance: $ 100
Car expenses: $ 400
Utilities: $ 40
Phone, cable, internet: $ 130
Food, entertainment: $ 500
Clothing, household expenses: $ 100
Credit cards and other loans: $ 680
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pembull | $100.00 | 10/2/2011 12:01:04 PM |
| RoZu_Lending | $100.00 | 10/2/2011 12:03:57 PM |
| well-rounded-payout0 | $50.00 | 10/2/2011 12:15:07 PM |
| CA-Lender | $50.00 | 10/2/2011 12:36:55 PM |
| first-dinero-paladin | $27.65 | 10/2/2011 1:18:11 PM |
| Iceman1347 | $25.00 | 10/2/2011 1:21:45 PM |
| shawnw2 | $500.00 | 10/2/2011 1:31:43 PM |
| 312-Lender | $50.00 | 10/2/2011 12:00:45 PM |
| 1stBankAndHal | $25.05 | 10/2/2011 1:50:22 PM |
| MoneyForNothing | $38.70 | 10/2/2011 12:02:09 PM |
| graceful-investment | $100.00 | 10/2/2011 12:06:19 PM |
| genuine-integrity0 | $25.00 | 10/2/2011 12:39:47 PM |
| SLN-10 | $50.00 | 10/2/2011 1:01:40 PM |
| bullish2bearish | $28.60 | 10/2/2011 2:37:34 PM |
| platinum-scientist9 | $25.00 | 10/2/2011 2:13:50 PM |
| GoGalt | $50.00 | 10/2/2011 2:23:10 PM |
| credit-guard5 | $25.00 | 10/2/2011 12:27:52 PM |
| investment-daydream | $75.00 | 10/2/2011 2:16:10 PM |
| ultimate-peace | $25.00 | 10/2/2011 12:04:35 PM |
| Milonguero | $100.00 | 10/2/2011 12:08:57 PM |
| Kash2010lu | $30.00 | 10/2/2011 1:14:45 PM |
| janeybooboo | $100.00 | 10/2/2011 12:24:42 PM |
| thankful-nickel2 | $25.00 | 10/2/2011 1:31:21 PM |
| Moe87 | $25.00 | 10/2/2011 2:13:42 PM |
| farblest | $50.00 | 10/2/2011 2:26:57 PM |
| fascinating-generosity3 | $300.00 | 10/2/2011 1:49:45 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
530452
This series of Notes was issued and sold upon the funding of the borrower loan #54395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 17y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,333 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dm9027att |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Repair Loan
Purpose of loan:
This loan will be used to... Fix roof so I can refinance mortgage or sell house
My financial situation:
I am a good candidate for this loan because... I am well employed, have been at my present job 17+ years. I have never declared bankruptcy.
Monthly net income: $3650
Monthly expenses: $2850
Housing: $ 1100
Insurance: $150
Car expenses: $50
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $850
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-coach118 | $50.47 | 10/1/2011 9:19:10 PM |
| responsibility-butterfly | $25.00 | 10/2/2011 8:45:54 AM |
| leverage-monger | $25.00 | 10/2/2011 9:00:38 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:56 AM |
| golffish2 | $25.00 | 10/3/2011 4:17:49 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:43 AM |
| penny-surgeon | $25.00 | 10/3/2011 9:41:32 AM |
| worth-blanket2 | $4,400.00 | 10/4/2011 9:29:32 AM |
| wwwUniversal | $25.00 | 10/4/2011 5:17:26 PM |
| CASSHMAN | $75.00 | 10/4/2011 5:26:31 PM |
| papaloha | $25.00 | 10/4/2011 7:39:00 PM |
| scarlet-velvet | $25.08 | 10/4/2011 8:15:58 PM |
| economy-huckleberry0 | $25.00 | 10/5/2011 7:22:51 AM |
| sdcc72 | $25.00 | 10/5/2011 8:12:09 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:27 AM |
| bid-stockpiler1 | $500.00 | 10/5/2011 2:17:15 PM |
| worldly-money4 | $100.00 | 10/5/2011 2:18:49 PM |
| gotjack | $50.00 | 10/5/2011 5:24:11 PM |
| fantastic-bazaar2 | $50.00 | 10/5/2011 6:09:09 PM |
| g8rtone | $50.00 | 10/5/2011 9:16:56 PM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:56 AM |
| appetizing-duty8 | $25.00 | 10/6/2011 4:27:23 AM |
| tender-wealth0 | $25.67 | 10/6/2011 5:58:27 AM |
| flower77867 | $28.00 | 10/6/2011 5:58:35 AM |
| mlj0671 | $25.00 | 10/6/2011 5:31:43 AM |
| high_flyer | $100.00 | 10/6/2011 6:51:54 AM |
| Christophe | $25.00 | 10/6/2011 7:21:00 AM |
| EL_Papin | $25.00 | 10/6/2011 7:22:00 AM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:40 AM |
| wampum-library4 | $25.00 | 10/2/2011 11:07:34 AM |
| social-cocktail1 | $200.00 | 10/4/2011 9:21:08 AM |
| thankful-nickel2 | $25.00 | 10/4/2011 10:04:43 AM |
| Bob450 | $25.00 | 10/4/2011 1:51:15 PM |
| Rogelio48 | $35.00 | 10/4/2011 5:53:18 PM |
| loss-of-control | $125.00 | 10/4/2011 6:42:26 PM |
| loanman2007 | $25.00 | 10/5/2011 5:16:47 AM |
| suave-dime6 | $25.00 | 10/5/2011 5:37:01 AM |
| charming-exchange7 | $25.00 | 10/5/2011 8:08:57 AM |
| moola-monger9 | $50.00 | 10/5/2011 8:53:55 AM |
| cnovak | $25.00 | 10/5/2011 12:03:16 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:23 PM |
| plane450 | $25.30 | 10/5/2011 3:51:05 PM |
| dordee | $50.00 | 10/5/2011 4:57:50 PM |
| exciting-fairness | $200.00 | 10/5/2011 6:55:55 PM |
| caring-basis0 | $225.00 | 10/5/2011 7:51:54 PM |
| prominence8 | $30.00 | 10/5/2011 8:50:39 PM |
| finance-shower2 | $51.12 | 10/5/2011 8:27:44 PM |
| SolarMoonshine | $25.00 | 10/6/2011 4:04:04 AM |
| rockhound84 | $25.00 | 10/6/2011 4:35:25 AM |
| crw1950 | $25.00 | 10/6/2011 5:17:14 AM |
| klend4 | $25.00 | 10/6/2011 3:47:30 AM |
| kendigme | $50.00 | 10/6/2011 6:23:05 AM |
| treasure-bliss | $25.00 | 10/6/2011 6:53:57 AM |
| courteous-note1 | $25.00 | 10/6/2011 7:04:44 AM |
| buffalobills | $25.00 | 10/6/2011 7:42:50 AM |
| toomanyfishtanks | $25.00 | 10/6/2011 7:44:04 AM |
| vivid-velocity7 | $4.36 | 10/6/2011 8:18:57 AM |
| vigilance-frontier | $25.00 | 10/6/2011 7:14:46 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
530480
This series of Notes was issued and sold upon the funding of the borrower loan #54368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $287.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,305 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| xxskar |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
Purchase furniture.
My financial situation:
I am a good candidate for this loan because i a high steady income and little debt.
Monthly net income: $4,800
Monthly expenses: $3,305
Housing: $1,900
Insurance: $company paid
Car expenses: $company paid
Utilities: $90
Phone, cable, internet: $65
Food, entertainment: $550
Clothing, household expenses: $200
Credit cards and other loans: $350
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 10/3/2011 5:04:37 PM |
| wealth-prodigy1 | $38.00 | 10/6/2011 4:49:03 AM |
| finance-prescription | $100.00 | 10/6/2011 3:33:49 AM |
| faync | $100.00 | 10/6/2011 9:08:55 AM |
| unfixer | $25.00 | 10/6/2011 2:35:46 PM |
| yons88 | $25.00 | 10/6/2011 4:15:24 PM |
| rascal867 | $26.72 | 10/6/2011 6:23:04 PM |
| Cory79 | $27.89 | 10/7/2011 5:09:27 AM |
| generosityologist7 | $25.00 | 10/7/2011 5:38:05 AM |
| mennleo | $80.00 | 10/7/2011 8:02:00 AM |
| GS-ROCK | $31.72 | 10/7/2011 7:45:24 AM |
| GreenHill | $25.00 | 10/7/2011 8:54:42 AM |
| wwwUniversal | $25.00 | 10/7/2011 9:19:37 AM |
| bold-shrewd-duty | $37.00 | 10/7/2011 9:58:48 AM |
| kinetic-social | $25.00 | 10/7/2011 10:06:09 AM |
| wealth-competitor | $50.00 | 10/7/2011 9:22:40 AM |
| cash-architect | $25.00 | 10/7/2011 9:30:12 AM |
| dough-souffle | $50.00 | 10/7/2011 1:28:00 PM |
| ddog0224 | $36.01 | 10/7/2011 12:57:21 PM |
| kind-durability-gravitas | $35.00 | 10/7/2011 3:08:14 PM |
| irrelevant | $25.00 | 10/8/2011 6:05:20 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:03 AM |
| dudebrah | $25.00 | 10/8/2011 9:42:48 AM |
| Johnab | $26.02 | 10/8/2011 10:31:26 AM |
| cjames84 | $25.00 | 10/8/2011 10:42:16 AM |
| generosityologist7 | $25.00 | 10/8/2011 2:23:40 PM |
| safe-kindness5 | $25.00 | 10/8/2011 5:12:51 PM |
| strong-roi | $25.00 | 10/8/2011 6:01:58 PM |
| Belair_Advisors | $25.00 | 10/9/2011 5:20:58 AM |
| kwan | $25.00 | 10/9/2011 8:49:42 AM |
| credit-coach118 | $40.00 | 10/9/2011 9:40:12 AM |
| warew | $11.24 | 10/9/2011 11:01:00 AM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:32 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:27 PM |
| well-rounded-payout0 | $50.00 | 10/5/2011 5:15:37 PM |
| first-class-gold0 | $100.00 | 10/5/2011 8:26:27 PM |
| adorable-bonus | $35.00 | 10/6/2011 12:25:09 PM |
| jebber007 | $30.00 | 10/6/2011 11:58:30 AM |
| money-surge1 | $25.00 | 10/6/2011 2:44:12 PM |
| Azonic21 | $25.00 | 10/6/2011 6:39:53 PM |
| alert9 | $25.00 | 10/6/2011 7:38:02 PM |
| icanhasloanz | $25.00 | 10/7/2011 2:05:14 AM |
| unassailable-fund | $25.00 | 10/7/2011 7:57:19 AM |
| dws2380 | $25.00 | 10/7/2011 7:44:21 AM |
| Malkial | $25.00 | 10/7/2011 10:45:11 AM |
| hawksfanmd | $25.00 | 10/7/2011 9:39:34 AM |
| a-community-aficionado | $42.14 | 10/7/2011 10:54:47 AM |
| Pilotaceh | $25.00 | 10/7/2011 12:28:53 PM |
| alluring-yield5 | $25.00 | 10/7/2011 12:35:24 PM |
| generosity-chief | $100.00 | 10/7/2011 12:09:16 PM |
| alphaseek | $200.00 | 10/7/2011 12:26:45 PM |
| responsive-rate884 | $94.19 | 10/7/2011 1:18:07 PM |
| tidy-cash1 | $30.20 | 10/7/2011 2:21:58 PM |
| Fachim | $38.87 | 10/7/2011 9:45:44 PM |
| icon7 | $100.00 | 10/8/2011 11:12:35 AM |
| Frankk2 | $25.00 | 10/8/2011 11:17:08 AM |
| suave-dime6 | $25.00 | 10/8/2011 11:16:31 AM |
| 1traveler | $25.00 | 10/8/2011 3:59:15 PM |
| Lubava | $50.00 | 10/8/2011 8:56:28 PM |
| best-listing-toro | $25.00 | 10/8/2011 9:00:59 PM |
| sharp-trade0 | $25.00 | 10/9/2011 7:15:55 AM |
| wealth-neutrino2 | $25.00 | 10/9/2011 9:54:10 AM |
| ultimate-commitment | $40.00 | 10/9/2011 10:35:57 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
530484
This series of Notes was issued and sold upon the funding of the borrower loan #54423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $366.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| quelbe28 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $6,001.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Home Improvement
Purpose of loan:Home Improvement
This loan will be used to install new windows
My financial situation:
I am a good candidate for this loan because I have had a previous prosper loan on which I made all payments on time.
Monthly net income: $3600
Monthly expenses: $
Housing: $ 1300
Insurance: $120.00
Car expenses: $120.00
Utilities: $75.00
Phone, cable, internet: $90.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $258
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $25.00 | 10/3/2011 9:01:23 AM |
| currency-excellency0 | $100.00 | 10/3/2011 9:01:48 AM |
| golffish2 | $75.00 | 10/3/2011 9:19:43 AM |
| janeybooboo | $100.00 | 10/3/2011 9:01:45 AM |
| Aberdeen | $3,000.00 | 10/3/2011 9:03:53 AM |
| rolltide09 | $25.00 | 10/3/2011 9:02:32 AM |
| golffish2 | $25.00 | 10/3/2011 9:04:39 AM |
| graceful-investment | $100.00 | 10/3/2011 9:05:32 AM |
| NekHoldings | $25.00 | 10/3/2011 9:06:42 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:48 AM |
| loanman2007 | $125.00 | 10/3/2011 9:42:33 AM |
| Socorro_Capital_Partners | $25.01 | 10/3/2011 9:20:43 AM |
| trapper569 | $25.00 | 10/3/2011 9:44:06 AM |
| agalt | $75.00 | 10/3/2011 9:45:10 AM |
| sweety075 | $25.00 | 10/3/2011 11:06:06 AM |
| CA-Lender | $25.00 | 10/3/2011 10:18:20 AM |
| real-return | $25.60 | 10/3/2011 10:51:23 AM |
| one-midas | $35.00 | 10/3/2011 10:44:29 AM |
| responsibility-butterfly | $25.00 | 10/3/2011 11:57:40 AM |
| Indio92203 | $25.00 | 10/3/2011 1:23:32 PM |
| the-discrete-income | $100.00 | 10/3/2011 1:24:17 PM |
| bnlforever | $25.00 | 10/3/2011 2:01:28 PM |
| grammaspurse | $25.00 | 10/3/2011 2:30:19 PM |
| useful-p2ploan | $25.00 | 10/3/2011 2:49:07 PM |
| Sierrahh | $25.00 | 10/3/2011 3:55:39 PM |
| investment-artist | $26.01 | 10/3/2011 3:17:35 PM |
| Moe87 | $25.00 | 10/3/2011 2:50:57 PM |
| Top_Gun_Lender | $37.12 | 10/3/2011 3:20:41 PM |
| contract-student2 | $50.00 | 10/3/2011 3:31:11 PM |
| dime-sapling | $25.00 | 10/3/2011 4:08:28 PM |
| bid-stockpiler1 | $200.00 | 10/3/2011 5:09:02 PM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:40 PM |
| optionscashflow | $25.00 | 10/3/2011 6:00:44 PM |
| Byrd24 | $100.00 | 10/3/2011 5:27:46 PM |
| SolarMoonshine | $25.00 | 10/3/2011 6:28:00 PM |
| magnitude787 | $50.00 | 10/3/2011 8:37:35 PM |
| shrewd-income | $100.00 | 10/3/2011 8:52:27 PM |
| papaloha | $200.00 | 10/3/2011 8:33:04 PM |
| amlu1988 | $25.00 | 10/3/2011 8:43:01 PM |
| organic-order | $25.00 | 10/3/2011 8:51:15 PM |
| SunriseTrader1 | $25.00 | 10/3/2011 11:14:38 PM |
| asmithj | $25.00 | 10/3/2011 9:57:49 PM |
| GCInvestments | $25.00 | 10/3/2011 10:14:38 PM |
| mlj0671 | $25.00 | 10/4/2011 1:51:25 AM |
| alphaseek | $200.00 | 10/4/2011 4:02:46 AM |
| peace-cell2 | $25.00 | 10/4/2011 5:19:39 AM |
| treasure-bliss | $25.00 | 10/4/2011 5:44:05 AM |
| herbyman | $50.00 | 10/4/2011 6:18:37 AM |
| moola-gargantuan9 | $50.00 | 10/4/2011 6:23:46 AM |
| mrxtravis | $25.00 | 10/4/2011 6:53:48 AM |
| value-rapture | $25.00 | 10/4/2011 7:21:38 AM |
| chad-bro-chill | $25.00 | 10/4/2011 7:26:08 AM |
| DiligentiaLLC | $100.00 | 10/4/2011 7:15:52 AM |
| foxtrot12 | $72.55 | 10/4/2011 7:49:31 AM |
| EachOneHelpOne | $25.00 | 10/4/2011 7:42:39 AM |
| DHolly | $25.00 | 10/3/2011 9:05:50 AM |
| credit-coach118 | $50.37 | 10/3/2011 9:14:39 AM |
| credit-coach118 | $25.00 | 10/3/2011 9:14:51 AM |
| fabulous-community4 | $25.00 | 10/3/2011 9:01:08 AM |
| MoneyForNothing | $54.86 | 10/3/2011 9:05:21 AM |
| compoundinterest | $25.00 | 10/3/2011 9:06:20 AM |
| graceful-investment | $108.27 | 10/3/2011 9:13:51 AM |
| progressive-economy261 | $400.00 | 10/3/2011 9:17:02 AM |
| bullish2bearish | $25.00 | 10/3/2011 9:28:25 AM |
| AndChicksforFree | $25.07 | 10/3/2011 9:45:10 AM |
| penny-surgeon | $25.00 | 10/3/2011 9:37:37 AM |
| moola-monger9 | $50.00 | 10/3/2011 9:56:23 AM |
| mennleo | $100.00 | 10/3/2011 10:04:35 AM |
| crawfingers | $25.00 | 10/3/2011 10:06:26 AM |
| astro128 | $29.43 | 10/3/2011 10:10:04 AM |
| FinanceEngine | $40.00 | 10/3/2011 10:16:17 AM |
| christmaslightpro | $25.00 | 10/3/2011 10:45:00 AM |
| Mikale360 | $25.00 | 10/3/2011 12:00:00 PM |
| cgkid | $25.00 | 10/3/2011 11:56:53 AM |
| thankful-nickel2 | $25.00 | 10/3/2011 12:09:36 PM |
| dollar-authority | $50.00 | 10/3/2011 12:21:12 PM |
| jayk63 | $25.00 | 10/3/2011 1:07:08 PM |
| laidback59 | $100.00 | 10/3/2011 1:38:23 PM |
| listing-vista | $50.00 | 10/3/2011 1:09:36 PM |
| ASR3 | $50.00 | 10/3/2011 1:22:06 PM |
| melodious-fairness | $25.00 | 10/3/2011 3:02:27 PM |
| susurrus | $25.00 | 10/3/2011 2:18:06 PM |
| susurrus | $25.00 | 10/3/2011 2:49:32 PM |
| GElender | $50.00 | 10/3/2011 4:16:59 PM |
| 1redfish | $100.00 | 10/3/2011 4:08:17 PM |
| ImaPutz | $25.00 | 10/3/2011 4:21:48 PM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:38 PM |
| fuzed | $55.00 | 10/3/2011 4:52:12 PM |
| sensible-fund | $25.00 | 10/3/2011 4:56:46 PM |
| contract-bopper | $50.00 | 10/3/2011 4:58:57 PM |
| Leshan | $200.00 | 10/3/2011 5:05:27 PM |
| handshake5 | $100.00 | 10/3/2011 5:08:24 PM |
| finance-prescription | $100.00 | 10/3/2011 5:08:50 PM |
| loss-of-control | $100.00 | 10/3/2011 5:36:46 PM |
| postalwhiz | $50.00 | 10/3/2011 6:32:10 PM |
| irrelevant | $25.00 | 10/3/2011 7:05:24 PM |
| tender-commerce8 | $100.00 | 10/3/2011 7:58:27 PM |
| whitegold24k | $500.00 | 10/3/2011 9:03:56 PM |
| chameleon125 | $50.00 | 10/3/2011 9:14:07 PM |
| convergentthinker | $50.00 | 10/3/2011 9:28:22 PM |
| best-visionary-p2ploan | $250.00 | 10/3/2011 11:18:01 PM |
| DoctorJoe | $50.00 | 10/4/2011 4:01:35 AM |
| yield-hut | $32.71 | 10/4/2011 3:30:33 AM |
| JCM_MN | $48.00 | 10/4/2011 4:32:35 AM |
| new-social-economist | $80.00 | 10/4/2011 1:53:49 AM |
| Prairie-MN | $30.00 | 10/4/2011 3:56:14 AM |
| innocent-income4 | $25.00 | 10/4/2011 4:56:13 AM |
| return-buddy | $25.00 | 10/4/2011 5:06:09 AM |
| orange-preeminant-bill | $25.00 | 10/4/2011 5:55:48 AM |
| Cashman10 | $100.00 | 10/4/2011 4:47:28 AM |
| golffish2 | $100.00 | 10/4/2011 6:01:54 AM |
| intrepid-loot | $25.00 | 10/4/2011 6:02:35 AM |
| bannybucks | $25.00 | 10/4/2011 6:21:21 AM |
| intuitive-camaraderi9 | $25.00 | 10/4/2011 6:33:38 AM |
| credit-investor5 | $50.00 | 10/4/2011 7:08:21 AM |
| muirheaj | $25.00 | 10/4/2011 7:35:11 AM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
530492
This series of Notes was issued and sold upon the funding of the borrower loan #54408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 12y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,982 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| torey1999 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 98% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $8,600.00 | < 31 days late:
| 1
( 2% )
| 620-639
(May-2010)
600-619
(Jul-2009)
560-579
(Mar-2008)
540-559
(Dec-2007)
|
|
Principal balance:
| $4,000.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
3rd Loan-Excellent Payment History
Purpose of loan:
Since July of 2010 I have incurred expenses due to the following. My goal is to consolidate all (credit and current propser loan) into one monthly payment.
July 2010 - car broke, had to purchase another vehicle (2007);
September 2010 - daughter, extensive dental surgery;
November 2010 - car accident;
March 2011 - mom (67) lost job again;
June 2011 - daugther hospitalized for 3 days;
July 2011 - daughter had surgery to remove tonsils and adenoids
My financial situation:
Currently employed by same employer 12 1/2 years (13 years in May 2012). Very responsible with on time payments and never endulging in a vacation or unnecessary expenses with credit cards.
Monthly net income: $3440
Housing: $837
Insurance: $75
Car expenses: $424
Utilities: $150
Phone, cable, internet: $180
Food: $400
Credit cards and other loans: $488 (credit cards & prosper loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pembull | $50.00 | 10/3/2011 5:04:14 PM |
| pembull | $25.00 | 10/3/2011 5:06:05 PM |
| 312-Lender | $50.00 | 10/3/2011 5:12:29 PM |
| CA-Lender | $50.00 | 10/3/2011 5:21:26 PM |
| Socorro_Capital_Partners | $25.01 | 10/3/2011 5:22:26 PM |
| blitzen40 | $25.00 | 10/3/2011 6:04:54 PM |
| ethicalhumanist | $50.00 | 10/3/2011 5:28:55 PM |
| larrynava | $69.44 | 10/3/2011 6:54:28 PM |
| RoZu_Lending | $1,000.00 | 10/3/2011 5:50:41 PM |
| rate-sceptre | $25.00 | 10/3/2011 7:03:09 PM |
| money-uprising8 | $25.00 | 10/3/2011 7:17:33 PM |
| vtrentster | $50.00 | 10/3/2011 7:18:13 PM |
| janeybooboo | $50.00 | 10/3/2011 6:46:25 PM |
| Mikale360 | $25.00 | 10/3/2011 7:29:37 PM |
| one-midas | $27.71 | 10/3/2011 8:07:58 PM |
| sweety075 | $25.00 | 10/3/2011 8:32:14 PM |
| mstar925 | $25.00 | 10/3/2011 9:18:25 PM |
| Mr_Katana | $25.00 | 10/3/2011 8:43:11 PM |
| whitegold24k | $500.00 | 10/3/2011 9:06:03 PM |
| DannyPhantom | $25.00 | 10/3/2011 9:26:47 PM |
| matthewa | $25.00 | 10/3/2011 10:49:11 PM |
| Strand_Investments | $25.00 | 10/4/2011 3:30:23 AM |
| Moe87 | $25.00 | 10/4/2011 3:39:22 AM |
| yield-hut | $30.00 | 10/4/2011 3:28:12 AM |
| jhouman | $50.00 | 10/4/2011 4:09:16 AM |
| Starfin-Capital-Management | $241.28 | 10/4/2011 4:23:46 AM |
| the-discrete-income | $50.00 | 10/3/2011 5:06:43 PM |
| Kash2010lu | $35.00 | 10/3/2011 5:12:50 PM |
| kind-charming-value | $3,500.00 | 10/3/2011 5:09:25 PM |
| MoneyForNothing | $39.56 | 10/3/2011 5:10:53 PM |
| NekHoldings | $25.00 | 10/3/2011 5:12:48 PM |
| AndChicksforFree | $57.00 | 10/3/2011 5:19:38 PM |
| interest-splendor | $40.00 | 10/3/2011 6:18:39 PM |
| Gandalf0001 | $25.00 | 10/3/2011 6:42:13 PM |
| loss-of-control | $50.00 | 10/3/2011 5:41:45 PM |
| green-trade-dolphin | $60.00 | 10/3/2011 6:15:40 PM |
| irrelevant | $25.00 | 10/3/2011 7:05:29 PM |
| atlas-shrugged | $200.00 | 10/3/2011 7:08:37 PM |
| Gregger | $25.00 | 10/3/2011 7:54:54 PM |
| fascinating-generosity3 | $200.00 | 10/3/2011 7:58:59 PM |
| servnyou | $75.00 | 10/3/2011 7:29:26 PM |
| dkl | $25.00 | 10/3/2011 8:17:04 PM |
| fascinating-generosity3 | $100.00 | 10/3/2011 8:40:57 PM |
| shrewd-income | $75.00 | 10/3/2011 8:45:41 PM |
| shawnw2 | $350.00 | 10/3/2011 10:50:11 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
530528
This series of Notes was issued and sold upon the funding of the borrower loan #54416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $613.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 5.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,156 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| senatorgrant |
Borrower's state:
| California |
Borrower's group:
| Stanford Students & Alumni |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 91% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 3
( 9% )
| 700-719
(May-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
new job; paying off consumer debt
After 2 years of freelance work with very unstable income, I just started at a new job. The first thing I want to do is pay off the credit cards and the checking overdraft that kept me afloat when I couldn't find clients.
I'm making a good salary and my expenses are low. I could devote a chunk of each month's salary to paying off high-interest debt and be done in six months, or I can pay them off with a prosper loan at low interest and be done in three months.
Please help me get back in the black!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $200.00 | 10/3/2011 5:01:08 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:54 PM |
| 1stBankAndHal | $25.07 | 10/3/2011 8:08:32 PM |
| authentic-kindness1 | $25.00 | 10/3/2011 8:31:10 PM |
| availableloan | $25.00 | 10/3/2011 10:14:29 PM |
| dkjl | $50.00 | 10/4/2011 3:45:28 AM |
| blot44 | $25.00 | 10/4/2011 6:08:00 AM |
| careful-note1 | $27.86 | 10/4/2011 7:01:45 AM |
| liberty-society5 | $50.00 | 10/4/2011 7:29:33 AM |
| basis-viking | $59.06 | 10/4/2011 10:32:12 AM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:06 AM |
| bold-joyful-exchange | $25.00 | 10/4/2011 12:15:33 PM |
| britches613 | $25.00 | 10/4/2011 12:19:10 PM |
| repayment-pudding | $25.00 | 10/4/2011 5:04:36 PM |
| JBF_Investments | $31.71 | 10/4/2011 7:39:03 PM |
| Hexnut | $50.00 | 10/4/2011 10:50:29 PM |
| commerce-yeller | $35.00 | 10/4/2011 8:36:21 PM |
| loot-castanets | $25.00 | 10/4/2011 9:51:44 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:57 AM |
| seabass123 | $25.00 | 10/5/2011 7:15:50 AM |
| top-note-jamboree | $50.00 | 10/5/2011 8:40:40 AM |
| smitty1959 | $100.00 | 10/5/2011 9:49:11 AM |
| agile-greenback0 | $100.00 | 10/5/2011 10:13:04 AM |
| GElender | $40.00 | 10/5/2011 3:57:10 PM |
| atomantic | $25.00 | 10/5/2011 2:48:59 PM |
| leeball | $100.00 | 10/5/2011 4:00:35 PM |
| Bank42 | $42.48 | 10/5/2011 3:30:49 PM |
| the-discrete-income | $25.00 | 10/5/2011 5:17:16 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:43 PM |
| honeybee11 | $65.00 | 10/5/2011 5:22:31 PM |
| randomwalk | $25.00 | 10/5/2011 5:51:17 PM |
| first-lovely-dollar | $43.08 | 10/5/2011 5:49:40 PM |
| BrLender | $50.00 | 10/5/2011 6:21:22 PM |
| MGMNT | $190.00 | 10/5/2011 7:38:36 PM |
| Ols744 | $50.00 | 10/5/2011 6:58:28 PM |
| velocity-solo | $25.00 | 10/5/2011 7:27:48 PM |
| heerzaquestion | $25.00 | 10/5/2011 7:08:19 PM |
| a-balance-surgeon | $38.76 | 10/5/2011 8:34:13 PM |
| upc_tnt | $25.00 | 10/5/2011 10:46:04 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:45 PM |
| Domgabriel | $25.00 | 10/6/2011 3:31:00 AM |
| friendinmoney | $25.00 | 10/6/2011 5:48:20 AM |
| Rivervale_Westwood | $25.00 | 10/6/2011 6:47:24 AM |
| jackofall | $50.00 | 10/6/2011 7:09:20 AM |
| Row2010 | $25.00 | 10/6/2011 7:47:19 AM |
| JRhino | $25.00 | 10/6/2011 8:06:11 AM |
| octoberfresh | $25.00 | 10/6/2011 8:18:15 AM |
| kenji4861 | $25.00 | 10/6/2011 10:00:28 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:14 AM |
| nri22 | $25.00 | 10/6/2011 10:20:11 AM |
| axl163 | $25.00 | 10/6/2011 10:23:41 AM |
| chuchutrain | $25.00 | 10/6/2011 11:13:25 AM |
| spaceborne | $100.00 | 10/6/2011 10:30:14 AM |
| icon7 | $40.00 | 10/6/2011 10:40:59 AM |
| first-serene-credit | $25.00 | 10/6/2011 10:47:14 AM |
| quarkyuzu | $50.00 | 10/6/2011 11:38:17 AM |
| Preteur | $25.00 | 10/6/2011 1:37:20 PM |
| JustOneVoice | $25.00 | 10/6/2011 3:56:07 PM |
| Barrayaran | $25.00 | 10/6/2011 4:13:50 PM |
| finance-symphony7 | $100.00 | 10/6/2011 4:28:58 PM |
| principal-sensation | $25.00 | 10/6/2011 5:56:17 PM |
| smart-note9 | $25.00 | 10/6/2011 6:35:20 PM |
| cloud8 | $50.00 | 10/6/2011 6:28:57 PM |
| Azonic21 | $25.00 | 10/6/2011 6:39:06 PM |
| Socorro_Capital_Partners | $25.01 | 10/3/2011 5:25:02 PM |
| Natronpee | $25.00 | 10/3/2011 8:37:10 PM |
| thoughtful-contract984 | $50.00 | 10/3/2011 11:54:35 PM |
| Danylostefan | $100.00 | 10/4/2011 4:08:00 AM |
| crw1950 | $50.00 | 10/4/2011 4:53:12 AM |
| jedi8 | $25.00 | 10/4/2011 6:24:58 AM |
| gain-gourd | $75.00 | 10/4/2011 6:53:44 AM |
| compoundinterest | $50.00 | 10/4/2011 9:08:30 AM |
| progressive-economy261 | $400.00 | 10/4/2011 9:21:16 AM |
| green-trade-dolphin2 | $25.00 | 10/4/2011 10:46:12 AM |
| shellstar | $25.00 | 10/4/2011 12:16:21 PM |
| agalt | $100.00 | 10/4/2011 11:59:53 AM |
| radforj22 | $25.00 | 10/4/2011 4:19:59 PM |
| tomdooley12520 | $25.00 | 10/4/2011 4:43:21 PM |
| GoGalt | $50.00 | 10/4/2011 6:00:16 PM |
| coin-flower1 | $25.00 | 10/4/2011 7:52:36 PM |
| indomitable-coin | $25.00 | 10/5/2011 4:47:54 AM |
| radforj22 | $25.00 | 10/5/2011 5:04:10 AM |
| awwaww | $30.00 | 10/5/2011 8:24:28 AM |
| nisim5 | $50.00 | 10/5/2011 8:49:08 AM |
| bannybucks | $25.00 | 10/5/2011 9:05:31 AM |
| justalender | $50.00 | 10/5/2011 11:59:54 AM |
| credit-bank-usa611 | $25.00 | 10/5/2011 12:22:41 PM |
| mad-scientist418 | $25.00 | 10/5/2011 1:41:08 PM |
| first-class-yield9 | $100.00 | 10/5/2011 1:29:01 PM |
| bid-stockpiler1 | $25.00 | 10/5/2011 2:11:29 PM |
| FAsAreDUMB | $25.00 | 10/5/2011 2:14:53 PM |
| elasermd | $27.00 | 10/5/2011 6:33:41 PM |
| bell387 | $200.00 | 10/5/2011 6:42:48 PM |
| marketplace-ceasar | $162.84 | 10/5/2011 7:10:06 PM |
| s270 | $25.00 | 10/5/2011 8:09:55 PM |
| booie | $25.00 | 10/5/2011 7:40:34 PM |
| g8rtone | $50.00 | 10/5/2011 9:03:20 PM |
| one2sojourn | $50.00 | 10/5/2011 8:22:26 PM |
| first-class-gold0 | $50.00 | 10/5/2011 8:27:34 PM |
| alert9 | $50.00 | 10/5/2011 10:02:07 PM |
| Reddy_Capital | $36.00 | 10/5/2011 10:50:13 PM |
| credit-coach118 | $25.00 | 10/5/2011 11:09:20 PM |
| imdave4me | $50.00 | 10/6/2011 1:38:43 AM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:38:27 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:59 AM |
| chameleon125 | $25.00 | 10/6/2011 5:48:13 AM |
| genuine-repayment3 | $400.00 | 10/6/2011 6:33:24 AM |
| Troutfinder | $25.00 | 10/6/2011 6:38:10 AM |
| engaging-worth | $25.00 | 10/6/2011 7:56:37 AM |
| houli123 | $50.00 | 10/6/2011 7:41:59 AM |
| Sneezie | $100.00 | 10/6/2011 12:24:42 PM |
| Jinja | $100.00 | 10/6/2011 11:11:30 AM |
| revenue-associate | $25.00 | 10/6/2011 1:06:25 PM |
| mjjjrj | $25.78 | 10/6/2011 2:13:46 PM |
| first-euro-rapture | $25.00 | 10/6/2011 12:54:02 PM |
| HamIAm | $50.00 | 10/6/2011 2:23:57 PM |
| generous-deal6 | $50.00 | 10/6/2011 1:04:45 PM |
| FoosMaster | $35.00 | 10/6/2011 3:52:06 PM |
| proud-pound4 | $75.00 | 10/6/2011 4:12:11 PM |
| Fioravanti | $100.00 | 10/6/2011 3:16:23 PM |
| innovator10 | $200.00 | 10/6/2011 5:38:51 PM |
| market-maximizer472 | $100.00 | 10/6/2011 5:20:34 PM |
| peace-cell2 | $25.00 | 10/6/2011 5:54:15 PM |
| Biancs | $250.00 | 10/6/2011 7:32:46 PM |
| surferracerskaterboy | $45.35 | 10/6/2011 7:47:46 PM |
| 125 Investments
|
Borrower Payment Dependent Notes Series
530532
This series of Notes was issued and sold upon the funding of the borrower loan #54441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $73.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $820 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jnr040406 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,001.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Oct-2007)
|
|
Principal balance:
| $1.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Loan For My Wedding
Purpose of loan:
This loan will be used to pay for my wedding venue rental fee. This loan will be paid off within 2 to 3 months we just need it immediately so that we can reserve the venue before someone else books it.
My financial situation:
I am a good candidate for this loan because I have a steady and secure job and have paid all my other loans off. I have a good credit score and I pay everything on time.
Monthly net income: $30,000
Monthly expenses: $200
Housing: $0
Insurance: $0
Car expenses: $300
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $150.00 | 10/3/2011 9:00:58 AM |
| rolltide09 | $25.00 | 10/3/2011 9:02:32 AM |
| fabulous-community4 | $25.00 | 10/3/2011 9:00:58 AM |
| MoneyForNothing | $100.00 | 10/3/2011 9:01:06 AM |
| currency-excellency0 | $100.00 | 10/3/2011 9:01:48 AM |
| Aberdeen | $1,392.23 | 10/3/2011 9:03:54 AM |
| MoneyForNothing | $57.77 | 10/3/2011 9:02:26 AM |
| marinbb | $100.00 | 10/3/2011 9:01:05 AM |
| golffish2 | $50.00 | 10/3/2011 9:02:10 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
530594
This series of Notes was issued and sold upon the funding of the borrower loan #54480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 9 |
Current / open credit lines:
| 2
/
2 | Length of status: | 7y 9m |
|
Amount delinquent:
| $22,697 |
Total credit lines:
| 43 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,157 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| autonomous-cash9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
daresa11
Purpose of loan:
This loan will be used to..finish remodeling a house for rental income. I have a waiting list of possible renters.
My financial situation:
I am a good candidate for this loan because...I am reitired from the auto industry. I have full health benefits and am in good health. I am a good risk because I pay on time
Monthly net income: $2,600.00
Monthly expenses:
Housing: $800.00
Insurance: $200.00
Car expenses: $150.00
Utilities: $75.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:11 AM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:37 PM |
| diplomatic-wealth7 | $25.00 | 10/5/2011 5:19:37 PM |
| worth-blanket2 | $9,700.00 | 10/5/2011 5:23:52 PM |
| asset-professor | $25.00 | 10/5/2011 10:05:32 AM |
| cnovak | $25.00 | 10/5/2011 12:03:21 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
530656
This series of Notes was issued and sold upon the funding of the borrower loan #54398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,900.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $179.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1976 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,220 | |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-bountiful-velocity |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,300.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
720-739
(Aug-2010)
640-659
(Mar-2010)
|
|
Principal balance:
| $4,731.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Personal loan (3rd Prosper Loan)
Purpose of loan:
This loan will be used to...finish decorating my home
My financial situation:
I am a good candidate for this loan because...my family has great cash flow and I have paid back all previous Prosper loans on time.
Monthly net income: $ 24,000 (joint)
Monthly expenses: $ 19,500 (total, housing, cars, food, etc)
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AndChicksforFree | $250.00 | 10/3/2011 5:19:10 PM |
| Mikale360 | $25.00 | 10/3/2011 7:32:17 PM |
| DoctorJoe | $25.00 | 10/4/2011 4:04:48 AM |
| innocent-income4 | $25.00 | 10/4/2011 4:56:13 AM |
| treasure-bliss | $25.00 | 10/4/2011 5:44:05 AM |
| careful-note1 | $25.00 | 10/4/2011 7:00:12 AM |
| Leshan | $113.15 | 10/4/2011 8:13:24 AM |
| enriched-truth | $73.14 | 10/4/2011 8:58:45 AM |
| corporatejim | $25.76 | 10/4/2011 9:03:50 AM |
| handshake5 | $50.00 | 10/4/2011 9:11:20 AM |
| frooogal | $25.00 | 10/4/2011 9:19:53 AM |
| progressive-economy261 | $400.00 | 10/4/2011 9:21:16 AM |
| JLMGroupFunds | $25.00 | 10/4/2011 9:19:34 AM |
| red-unequivocal-finance | $25.00 | 10/4/2011 9:47:05 AM |
| vinayganti | $25.00 | 10/4/2011 9:57:34 AM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:07 AM |
| mennleo | $100.00 | 10/4/2011 10:48:30 AM |
| Lendersaurus-Rex | $25.00 | 10/4/2011 10:59:59 AM |
| washboard1 | $25.00 | 10/4/2011 10:53:19 AM |
| Haribelle | $25.00 | 10/4/2011 11:07:05 AM |
| KileNSmyth4 | $27.98 | 10/4/2011 11:59:51 AM |
| chlebie | $50.00 | 10/4/2011 3:02:05 PM |
| twjh | $25.00 | 10/4/2011 3:42:12 PM |
| zjonathan | $25.00 | 10/4/2011 3:11:52 PM |
| DreDub | $50.00 | 10/4/2011 4:05:55 PM |
| bankofriverside | $25.00 | 10/4/2011 5:43:27 PM |
| compoundinterest | $25.00 | 10/4/2011 5:07:55 PM |
| finance-prescription | $100.00 | 10/4/2011 5:10:17 PM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:35 PM |
| TCR3 | $25.00 | 10/4/2011 7:10:14 PM |
| 87Marc | $25.00 | 10/4/2011 10:18:17 PM |
| andec25 | $25.00 | 10/5/2011 5:31:54 AM |
| iwantmore | $25.00 | 10/5/2011 3:36:05 AM |
| proud-gold9 | $25.00 | 10/5/2011 5:48:51 AM |
| IIP77 | $25.00 | 10/5/2011 5:58:46 AM |
| irrelevant | $25.00 | 10/5/2011 6:05:22 AM |
| moola-man | $25.00 | 10/5/2011 7:17:57 AM |
| Bob450 | $30.00 | 10/5/2011 8:00:12 AM |
| coin-explorer | $25.00 | 10/5/2011 8:17:53 AM |
| ItsJustMe79 | $30.00 | 10/5/2011 8:29:43 AM |
| Montiesholdings | $25.00 | 10/5/2011 7:42:16 AM |
| hopethisworks | $50.00 | 10/5/2011 7:46:28 AM |
| wwwUniversal | $25.00 | 10/5/2011 9:16:47 AM |
| personal-lender | $25.00 | 10/5/2011 9:11:09 AM |
| janeybooboo | $100.00 | 10/5/2011 9:11:17 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:30 AM |
| morfie | $25.00 | 10/5/2011 9:57:13 AM |
| ijspence | $25.00 | 10/5/2011 10:22:21 AM |
| prohelper | $25.00 | 10/5/2011 12:01:24 PM |
| cnovak | $25.00 | 10/5/2011 12:03:19 PM |
| bigtag | $25.00 | 10/5/2011 11:28:13 AM |
| desertoasis | $25.00 | 10/5/2011 1:02:25 PM |
| AndChicksforFree | $57.00 | 10/3/2011 5:18:11 PM |
| epall | $25.00 | 10/3/2011 8:17:55 PM |
| best-visionary-p2ploan | $250.00 | 10/3/2011 11:18:01 PM |
| payout-bridge | $75.00 | 10/4/2011 12:19:55 AM |
| chameleon125 | $25.00 | 10/4/2011 6:17:26 AM |
| penny-champ5 | $25.00 | 10/4/2011 7:49:20 AM |
| moola-monger9 | $50.00 | 10/4/2011 8:13:03 AM |
| Investor_DP | $100.00 | 10/4/2011 9:06:44 AM |
| falcon88dp | $25.00 | 10/4/2011 9:20:41 AM |
| rchissocol | $25.00 | 10/4/2011 11:04:31 AM |
| life-is-great | $25.00 | 10/4/2011 12:59:58 PM |
| Pennywize | $25.00 | 10/4/2011 2:30:56 PM |
| excellent-wealth6 | $25.00 | 10/4/2011 11:52:41 AM |
| PaulW | $25.00 | 10/4/2011 4:04:29 PM |
| theogeer | $25.00 | 10/4/2011 3:56:55 PM |
| radforj22 | $25.00 | 10/4/2011 4:19:30 PM |
| Aquanaut | $100.00 | 10/4/2011 4:51:52 PM |
| FinanceEngine | $40.00 | 10/4/2011 5:04:44 PM |
| worthy-bid8 | $50.00 | 10/4/2011 5:07:30 PM |
| rcm87 | $50.00 | 10/4/2011 4:53:00 PM |
| Truchaos | $25.89 | 10/4/2011 5:16:09 PM |
| GranCarol | $25.00 | 10/4/2011 7:43:32 PM |
| return-investor6 | $35.00 | 10/4/2011 8:31:48 PM |
| TheFamilyFund | $25.00 | 10/4/2011 7:31:26 PM |
| loot-castanets | $25.00 | 10/4/2011 9:53:23 PM |
| magnitude787 | $50.00 | 10/4/2011 9:38:13 PM |
| indomitable-dedication | $25.00 | 10/4/2011 10:09:01 PM |
| treasure-atmosphere | $25.00 | 10/4/2011 9:09:28 PM |
| graceful-investment | $50.00 | 10/4/2011 9:13:44 PM |
| owhite2000 | $100.00 | 10/5/2011 4:17:03 AM |
| Lanik42 | $25.37 | 10/5/2011 5:31:19 AM |
| timmsc | $25.00 | 10/5/2011 4:32:25 AM |
| a-resplendent-commitment | $25.00 | 10/5/2011 6:20:21 AM |
| sugybutt | $37.33 | 10/5/2011 9:11:34 AM |
| dtana | $25.00 | 10/5/2011 9:33:05 AM |
| neutrino6 | $30.00 | 10/5/2011 10:00:02 AM |
| timbob | $500.00 | 10/5/2011 9:20:54 AM |
| cybernosha | $25.00 | 10/5/2011 9:22:07 AM |
| mindful-deal289 | $27.50 | 10/5/2011 9:24:03 AM |
| reward-dynamo | $40.00 | 10/5/2011 11:23:59 AM |
| Art818 | $50.00 | 10/5/2011 11:50:06 AM |
| gold-disk | $25.00 | 10/5/2011 12:57:13 PM |
| cordial-economy027 | $25.00 | 10/5/2011 1:34:42 PM |
| yield-aurora4 | $25.00 | 10/5/2011 1:30:55 PM |
| SaratogaAccountant | $31.88 | 10/5/2011 1:43:59 PM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
530746
This series of Notes was issued and sold upon the funding of the borrower loan #54365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,633 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| benefit-tamarack |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to consolidate 2 credit cards
My financial situation:
I am a good candidate for this loan because
Monthly net income: $4500
Monthly expenses: $3298.00
Housing: $1600.00
Insurance: $60.00
Car expenses: $50.00
Utilities: $100.00
Phone, cable, internet: $99.00
Food, entertainment: $250.00
Clothing, household expenses: $150.00
Credit cards and other loans: $988.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 10/3/2011 5:05:22 PM |
| MarvintheMartian | $25.00 | 10/3/2011 5:23:27 PM |
| fallentimbers | $25.00 | 10/3/2011 6:36:09 PM |
| compoundinterest | $50.00 | 10/4/2011 9:08:31 AM |
| golffish2 | $25.00 | 10/4/2011 9:25:01 AM |
| britgsb | $50.00 | 10/4/2011 11:49:41 AM |
| focused-order0 | $50.00 | 10/4/2011 2:05:17 PM |
| Moneypenny6 | $25.00 | 10/4/2011 3:26:13 PM |
| atbright | $25.00 | 10/4/2011 4:05:50 PM |
| vutah | $25.00 | 10/4/2011 4:57:34 PM |
| favorite-commerce | $25.00 | 10/4/2011 8:53:55 PM |
| wealth-renaissance5 | $30.00 | 10/5/2011 1:34:28 AM |
| newest-generous-income | $30.00 | 10/5/2011 1:23:26 AM |
| donenzo | $25.00 | 10/5/2011 5:54:36 AM |
| kinetic-social | $25.00 | 10/5/2011 9:31:34 AM |
| wwwUniversal | $25.00 | 10/5/2011 9:16:48 AM |
| the-discrete-income | $25.00 | 10/5/2011 9:53:28 AM |
| revenue-channel8 | $50.00 | 10/5/2011 1:41:46 PM |
| GElender | $50.00 | 10/5/2011 3:51:31 PM |
| elegant-commerce7 | $50.00 | 10/5/2011 4:42:27 PM |
| Investor_DP | $75.00 | 10/5/2011 5:06:08 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:56 PM |
| Bank_Of_XL | $25.00 | 10/3/2011 5:50:18 PM |
| ryan6853 | $25.00 | 10/3/2011 7:20:26 PM |
| janeybooboo | $100.00 | 10/3/2011 6:52:57 PM |
| UCSBGAUCHOS | $30.00 | 10/3/2011 8:28:27 PM |
| one-midas | $35.00 | 10/3/2011 8:03:22 PM |
| exchange-squirrel | $25.00 | 10/3/2011 11:28:48 PM |
| elvisloans | $25.00 | 10/4/2011 5:34:08 AM |
| durability-halibut | $25.00 | 10/4/2011 8:22:06 AM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:08 AM |
| first-euro-rapture | $25.00 | 10/4/2011 12:29:09 PM |
| ONECENTATATIME | $30.00 | 10/4/2011 1:56:44 PM |
| phenomenal-gain5 | $30.00 | 10/4/2011 6:31:45 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:58 AM |
| heerzaquestion | $25.00 | 10/5/2011 6:37:35 AM |
| thankful-nickel2 | $25.00 | 10/5/2011 6:54:15 AM |
| bjr01 | $25.00 | 10/5/2011 9:45:20 AM |
| charming-exchange7 | $25.00 | 10/5/2011 10:25:16 AM |
| selector568 | $300.00 | 10/5/2011 10:57:54 AM |
| PaulW | $25.00 | 10/5/2011 10:49:23 AM |
| AndChicksforFree | $25.00 | 10/5/2011 11:54:07 AM |
| mad-scientist418 | $25.00 | 10/5/2011 1:16:15 PM |
| leeball | $100.00 | 10/5/2011 4:00:36 PM |
| Midg | $25.00 | 10/5/2011 4:28:28 PM |
| Kaj | $40.00 | 10/5/2011 5:05:51 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
530804
This series of Notes was issued and sold upon the funding of the borrower loan #54428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $109.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 2m |
|
Amount delinquent:
| $6,786 |
Total credit lines:
| 41 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,667 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| joeysmom17 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 2
( 6% )
| 720-739
(Oct-2008)
740-759
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to pay for medical and vet bills.
My financial situation:
I am a good candidate for this loan because I've finally got myself in good order with all of my debt after my divorce 4 years ago. I'm on track to be debt free in 3 yrs. I've had a previous Prosper loan and paid it off and was never late.
Monthly net income: $4270
Monthly expenses: $3688
Housing: $1270
Insurance: $76
Car expenses: $367
Utilities: $325
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kaj | $40.00 | 10/5/2011 5:05:53 PM |
| MoneyForNothing | $101.10 | 10/5/2011 5:13:21 PM |
| handshake5 | $100.00 | 10/5/2011 5:09:48 PM |
| sweety075 | $25.00 | 10/5/2011 5:06:49 PM |
| compoundinterest | $25.00 | 10/5/2011 5:07:58 PM |
| whitegold24k | $400.00 | 10/5/2011 5:28:46 PM |
| whitegold24k | $100.00 | 10/5/2011 5:23:29 PM |
| AndChicksforFree | $47.61 | 10/5/2011 5:35:19 PM |
| social-cocktail1 | $200.00 | 10/5/2011 5:25:04 PM |
| shrewd-income | $25.00 | 10/5/2011 5:46:13 PM |
| pfarrokh | $25.00 | 10/5/2011 6:04:40 PM |
| reaction5 | $25.00 | 10/5/2011 5:51:54 PM |
| USCGC | $25.00 | 10/5/2011 5:54:01 PM |
| divemaster | $25.00 | 10/5/2011 5:59:38 PM |
| magnifico932 | $25.00 | 10/5/2011 6:00:29 PM |
| rcm87 | $50.00 | 10/5/2011 5:53:29 PM |
| FoosMaster | $25.00 | 10/5/2011 6:30:13 PM |
| pdx71 | $25.00 | 10/5/2011 6:16:45 PM |
| vibraphone3 | $25.00 | 10/5/2011 6:17:04 PM |
| loss-of-control | $75.00 | 10/5/2011 6:38:36 PM |
| irrelevant | $25.00 | 10/5/2011 7:05:22 PM |
| money-uprising8 | $25.00 | 10/5/2011 7:07:17 PM |
| jamiee73 | $25.00 | 10/5/2011 6:46:57 PM |
| KarmaBum77 | $25.00 | 10/5/2011 7:07:40 PM |
| afm | $33.94 | 10/5/2011 7:11:28 PM |
| gustavzantanon | $25.00 | 10/5/2011 7:17:43 PM |
| finance-prescription | $100.00 | 10/5/2011 5:10:16 PM |
| ursus | $50.00 | 10/5/2011 5:08:39 PM |
| worthy-bid8 | $50.00 | 10/5/2011 5:07:34 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:34 PM |
| coin-investor | $25.00 | 10/5/2011 5:47:18 PM |
| Jonb6919 | $25.00 | 10/5/2011 5:26:38 PM |
| dollar-turtle | $25.00 | 10/5/2011 5:51:30 PM |
| gold-cluster | $50.00 | 10/5/2011 5:53:52 PM |
| larslfe | $50.00 | 10/5/2011 6:15:33 PM |
| spark548 | $50.00 | 10/5/2011 5:52:19 PM |
| SolarMoonshine | $25.00 | 10/5/2011 6:16:27 PM |
| social-heart | $25.00 | 10/5/2011 6:36:12 PM |
| integrity-liberator | $25.00 | 10/5/2011 6:28:03 PM |
| Sierrahh | $25.00 | 10/5/2011 6:11:08 PM |
| 4the4ofus | $25.00 | 10/5/2011 6:38:48 PM |
| divedude | $25.00 | 10/5/2011 6:40:55 PM |
| atlas100 | $50.00 | 10/5/2011 6:47:46 PM |
| dime-sapling | $25.00 | 10/5/2011 6:54:41 PM |
| community-bee | $25.00 | 10/5/2011 6:33:51 PM |
| papaman | $25.00 | 10/5/2011 6:55:38 PM |
| bonus-goliath7 | $36.00 | 10/5/2011 7:00:15 PM |
| White-Street-Lending | $25.00 | 10/5/2011 6:38:18 PM |
| SGDCOVER | $25.00 | 10/5/2011 6:41:10 PM |
| MoneyForNothing | $11.72 | 10/5/2011 7:42:21 PM |
| awesome-yield7 | $25.00 | 10/5/2011 7:26:31 PM |
| aldeed | $68.00 | 10/5/2011 7:08:43 PM |
| responsive-rate884 | $30.00 | 10/5/2011 7:41:51 PM |
| jdtrip03 | $39.99 | 10/5/2011 7:27:31 PM |
| moola-flag4 | $41.64 | 10/5/2011 7:36:12 PM |
| clemclan | $50.00 | 10/5/2011 7:40:00 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
530872
This series of Notes was issued and sold upon the funding of the borrower loan #54399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57,698 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| CobaltStargazer |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2010)
|
|
Principal balance:
| $7,237.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Growth Loan For Strong Ad Agency
This loan will be used to expand our ad agency. We took a Prosper loan for expansion in January 2010 and we've paid like clockwork -- check the payment history!
We're a digital ad agency. We manage Google & Facebook advertising campaigns. We have more clients than we've ever had in our 10+ years of existence. The problem is that for many of these clients, we front thousands of ad dollars every month. We?re always paid back, but a big influx of customers can lead to a cash crunch beyond my comfort level.
Our payment history on my other Prosper loan is spotless, and as a past lender, that's what I'd consider most important. I'll skip to the worst-case scenario for lenders -- if the entire business went down the tubes tomorrow because the worldwide Internet blew up -- we've got a couple hundred thousand dollars in retirement funds that would cover all of our debts, Prosper and otherwise.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $25.00 | 10/4/2011 5:07:55 PM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:43 PM |
| dime-sapling | $25.00 | 10/4/2011 6:52:23 PM |
| TheFamilyFund | $25.00 | 10/4/2011 7:31:26 PM |
| OldManP | $25.00 | 10/4/2011 5:40:38 PM |
| radforj22 | $25.00 | 10/4/2011 5:55:37 PM |
| papaloha | $25.00 | 10/4/2011 7:39:09 PM |
| mennleo | $90.00 | 10/4/2011 9:59:14 PM |
| indomitable-dedication | $25.00 | 10/4/2011 10:09:01 PM |
| Ubiquinone | $25.00 | 10/5/2011 5:29:32 AM |
| chameleon125 | $50.00 | 10/5/2011 6:51:28 AM |
| a-resplendent-commitment | $25.00 | 10/5/2011 6:20:21 AM |
| responsibility-butterfly | $25.00 | 10/5/2011 6:49:40 AM |
| janeybooboo | $150.00 | 10/5/2011 9:05:55 AM |
| rhino-investing-eagle | $40.00 | 10/5/2011 9:22:14 AM |
| JLMGroupFunds | $25.00 | 10/5/2011 9:16:09 AM |
| bold-joyful-exchange | $25.00 | 10/5/2011 9:10:08 AM |
| 1stTime2ndChance | $25.00 | 10/5/2011 10:09:26 AM |
| volcano494 | $27.62 | 10/5/2011 9:46:04 AM |
| genelinist | $70.00 | 10/5/2011 9:50:30 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:35 AM |
| cnovak | $25.00 | 10/5/2011 12:03:24 PM |
| prohelper | $25.00 | 10/5/2011 12:01:24 PM |
| life-is-great | $25.00 | 10/5/2011 1:47:37 PM |
| flexible-return297 | $25.00 | 10/5/2011 2:43:53 PM |
| teejay411 | $100.00 | 10/5/2011 2:46:12 PM |
| shrewd-peace7 | $25.00 | 10/5/2011 2:55:22 PM |
| musegaze | $25.00 | 10/5/2011 3:58:11 PM |
| worthy-bid8 | $50.00 | 10/5/2011 5:07:33 PM |
| worth-blanket2 | $11,700.00 | 10/5/2011 5:12:49 PM |
| RainyDayLoans | $67.72 | 10/5/2011 4:33:28 PM |
| personal-lender | $25.00 | 10/5/2011 5:10:34 PM |
| Investoman | $75.00 | 10/5/2011 5:11:51 PM |
| whitegold24k | $100.00 | 10/4/2011 5:17:47 PM |
| return-investor6 | $25.00 | 10/4/2011 8:31:15 PM |
| magnitude787 | $50.00 | 10/4/2011 9:38:13 PM |
| cerebral-dollar773 | $68.13 | 10/4/2011 9:20:16 PM |
| Moe87 | $25.00 | 10/5/2011 2:49:40 AM |
| owhite2000 | $100.00 | 10/5/2011 4:17:04 AM |
| diligent-bid3 | $50.00 | 10/5/2011 5:12:02 AM |
| JustMee | $25.00 | 10/5/2011 6:00:18 AM |
| proud-gold9 | $25.00 | 10/5/2011 5:50:04 AM |
| Jim33 | $25.00 | 10/5/2011 7:41:37 AM |
| hopethisworks | $50.00 | 10/5/2011 7:46:28 AM |
| handshake5 | $100.00 | 10/5/2011 9:10:23 AM |
| ItsJustMe79 | $30.00 | 10/5/2011 8:29:44 AM |
| progressive-economy261 | $400.00 | 10/5/2011 9:18:16 AM |
| dtana | $25.00 | 10/5/2011 9:37:37 AM |
| finance-prescription | $100.00 | 10/5/2011 9:10:47 AM |
| the-discrete-income | $100.00 | 10/5/2011 9:53:32 AM |
| cybernosha | $25.00 | 10/5/2011 9:22:07 AM |
| ijspence | $25.00 | 10/5/2011 10:22:21 AM |
| dime-vista2 | $25.00 | 10/5/2011 10:42:55 AM |
| currency-solo | $25.00 | 10/5/2011 12:12:19 PM |
| yield-aurora4 | $25.00 | 10/5/2011 1:30:55 PM |
| inspired-duty5 | $60.00 | 10/5/2011 2:27:17 PM |
| ideal-platinum1 | $25.00 | 10/5/2011 2:35:28 PM |
| payout-bridge | $75.00 | 10/5/2011 2:38:02 PM |
| listing-vista | $50.00 | 10/5/2011 3:12:09 PM |
| Worldskiboy | $50.00 | 10/5/2011 2:28:25 PM |
| ZeLonewolf | $25.00 | 10/5/2011 4:23:00 PM |
| lagnisiruk | $25.00 | 10/5/2011 4:24:16 PM |
| FinDoc | $25.00 | 10/5/2011 3:52:37 PM |
| desertoasis | $25.00 | 10/5/2011 4:34:55 PM |
| ursus | $50.00 | 10/5/2011 5:08:38 PM |
| nickel-ferret | $50.00 | 10/5/2011 5:10:01 PM |
| Kaj | $40.00 | 10/5/2011 5:05:53 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
530876
This series of Notes was issued and sold upon the funding of the borrower loan #54376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
2 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $1,504 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SignLanguageTeacher |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
540-559
(Oct-2008)
|
|
Principal balance:
| $539.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Bill consolidation
Purpose of loan: To make one payment and to consolidate my loans at a better rate.
This loan will be used to... Pay off other debts,
My financial situation: Very Good
I am a good candidate for this loan because... I am rebuilding my credit and have an excellent payment history and track record.
Monthly net income: $ 5,250.00
Monthly expenses: $ 2,038.75
Housing: $1,300.00
Insurance: $51.00
Car expenses: $125.00
Utilities: $36.75
Phone, cable, internet: $141.00
Food, entertainment: $85.00
Clothing, household expenses: $65.00
Credit cards and other loans: $235.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| handshake5 | $30.00 | 10/5/2011 5:09:49 PM |
| compoundinterest | $25.00 | 10/5/2011 5:07:58 PM |
| social-cocktail1 | $200.00 | 10/5/2011 5:25:06 PM |
| coin-investor | $25.00 | 10/5/2011 5:47:19 PM |
| USCGC | $25.00 | 10/5/2011 5:54:02 PM |
| reaction5 | $25.00 | 10/5/2011 5:51:54 PM |
| spark548 | $50.00 | 10/5/2011 5:52:19 PM |
| Sierrahh | $25.00 | 10/5/2011 6:11:09 PM |
| susurrus | $25.00 | 10/5/2011 6:19:44 PM |
| gold-cluster | $50.00 | 10/5/2011 5:53:53 PM |
| divemaster | $25.00 | 10/5/2011 6:00:23 PM |
| pfarrokh | $25.00 | 10/5/2011 6:04:40 PM |
| larslfe | $50.00 | 10/5/2011 6:15:33 PM |
| vibraphone3 | $25.00 | 10/5/2011 6:17:05 PM |
| community-bee | $25.00 | 10/5/2011 6:33:52 PM |
| papaman | $25.00 | 10/5/2011 6:55:38 PM |
| gustavzantanon | $25.00 | 10/5/2011 7:17:43 PM |
| asya | $25.00 | 10/5/2011 8:30:12 PM |
| apexprod | $50.00 | 10/5/2011 8:22:31 PM |
| langdonx | $25.00 | 10/5/2011 8:11:09 PM |
| greenback-chooser6 | $25.00 | 10/5/2011 10:14:59 PM |
| intuitive-velocity4 | $50.00 | 10/5/2011 9:12:10 PM |
| bonanza1973 | $25.00 | 10/5/2011 11:21:40 PM |
| dajen1 | $25.00 | 10/5/2011 9:37:37 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:49 PM |
| silver-wonder278 | $25.00 | 10/5/2011 10:17:05 PM |
| DoctorJoe | $25.00 | 10/6/2011 4:16:25 AM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:38:28 AM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:03:59 AM |
| helpinghands212 | $50.00 | 10/6/2011 5:19:37 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:17 AM |
| tender-commerce8 | $50.00 | 10/6/2011 5:01:49 AM |
| GatorBux | $50.00 | 10/6/2011 6:59:01 AM |
| orange-preeminant-bill | $25.00 | 10/6/2011 7:03:52 AM |
| mennleo | $100.00 | 10/6/2011 7:40:58 AM |
| treasure-bliss | $25.00 | 10/6/2011 6:53:58 AM |
| vtrentster | $26.00 | 10/6/2011 7:03:47 AM |
| orbital-gain | $50.00 | 10/6/2011 8:34:09 AM |
| bid-papyrus | $25.00 | 10/6/2011 8:54:40 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:13 AM |
| anyoi | $25.00 | 10/6/2011 9:11:45 AM |
| ethicalhumanist | $100.00 | 10/6/2011 9:27:48 AM |
| financial-frenzy | $25.00 | 10/6/2011 8:49:57 AM |
| Mark0135 | $50.00 | 10/6/2011 9:05:40 AM |
| understanding-fairness9 | $50.00 | 10/6/2011 9:15:44 AM |
| desertoasis | $25.00 | 10/6/2011 9:22:00 AM |
| yomanie | $25.00 | 10/6/2011 10:52:34 AM |
| listing-vista | $25.00 | 10/6/2011 10:20:39 AM |
| linklady | $50.00 | 10/6/2011 10:27:19 AM |
| sgordon46 | $25.00 | 10/6/2011 11:33:05 AM |
| a-truth-upholder | $25.00 | 10/6/2011 1:15:30 PM |
| Preteur | $25.00 | 10/6/2011 1:37:26 PM |
| ore-leaper1 | $25.00 | 10/6/2011 1:38:51 PM |
| Fioravanti | $100.00 | 10/6/2011 3:18:05 PM |
| investment-cluster | $50.00 | 10/6/2011 4:41:10 PM |
| life-is-great | $25.00 | 10/6/2011 4:57:57 PM |
| the-discrete-income | $200.00 | 10/6/2011 5:09:54 PM |
| compassion-bauble4 | $25.00 | 10/6/2011 4:54:59 PM |
| monster4 | $50.00 | 10/6/2011 5:08:56 PM |
| Investoman | $75.00 | 10/6/2011 5:50:13 PM |
| JLMGroupFunds | $25.00 | 10/6/2011 5:56:35 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:22 PM |
| tntmojave | $50.00 | 10/6/2011 6:38:35 PM |
| shrewd-income | $75.00 | 10/6/2011 5:57:24 PM |
| IIP77 | $25.00 | 10/6/2011 7:07:41 PM |
| lowrate | $25.00 | 10/6/2011 7:44:18 PM |
| integrity-doctor | $100.00 | 10/6/2011 8:19:26 PM |
| Use_It_Wisely | $25.00 | 10/6/2011 8:25:30 PM |
| Mavrck88 | $25.00 | 10/6/2011 9:36:55 PM |
| macgeek | $25.00 | 10/7/2011 1:07:42 AM |
| asmithj | $25.00 | 10/6/2011 11:29:06 PM |
| order-elevator7 | $25.00 | 10/7/2011 2:20:25 AM |
| KakeztheKid | $25.00 | 10/7/2011 6:10:41 AM |
| studious-bonus7 | $42.00 | 10/7/2011 9:08:47 AM |
| wealth-competitor | $25.00 | 10/7/2011 9:25:09 AM |
| gristle | $25.00 | 10/7/2011 9:30:48 AM |
| MadHun | $200.00 | 10/7/2011 9:10:49 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:25 PM |
| focused-benefit3 | $30.00 | 10/7/2011 12:11:06 PM |
| wwwUniversal | $25.00 | 10/7/2011 12:17:56 PM |
| payout-bridge | $75.00 | 10/7/2011 12:54:50 PM |
| keen-ore631 | $25.00 | 10/7/2011 2:23:36 PM |
| brazilofmux | $50.00 | 10/7/2011 2:06:03 PM |
| integrity-trumpet | $50.00 | 10/7/2011 5:36:17 PM |
| SolarMoonshine | $25.00 | 10/7/2011 6:00:42 PM |
| melodious-fairness | $25.00 | 10/7/2011 6:53:07 PM |
| escharfer | $25.00 | 10/7/2011 7:50:46 PM |
| jazzmanian | $25.00 | 10/7/2011 8:03:33 PM |
| Fabiolous | $100.00 | 10/7/2011 10:21:17 PM |
| chestnut4 | $50.00 | 10/7/2011 10:35:34 PM |
| loyalist1 | $100.00 | 10/7/2011 11:04:25 PM |
| Vreet | $25.00 | 10/8/2011 2:51:12 AM |
| reward-motion | $100.00 | 10/8/2011 5:34:11 AM |
| openness-prospector | $25.00 | 10/8/2011 5:52:46 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:24 AM |
| Wilcat77 | $25.00 | 10/8/2011 6:13:26 AM |
| amerigor | $35.00 | 10/8/2011 7:14:31 AM |
| elegant-loot | $25.00 | 10/8/2011 7:57:11 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:45 AM |
| FinanceEngine | $35.00 | 10/8/2011 8:05:23 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:52 AM |
| zippy-interest | $25.00 | 10/8/2011 10:47:16 AM |
| icon7 | $100.00 | 10/8/2011 11:17:21 AM |
| jgar_O | $25.00 | 10/8/2011 12:04:36 PM |
| nickel-ferret | $50.00 | 10/8/2011 12:11:29 PM |
| credit-investor5 | $50.00 | 10/8/2011 11:58:40 AM |
| helpinghand63 | $25.00 | 10/8/2011 12:14:02 PM |
| gain-equator | $25.00 | 10/8/2011 1:16:19 PM |
| Raser | $25.00 | 10/8/2011 1:39:32 PM |
| fair-hope | $25.00 | 10/8/2011 4:26:28 PM |
| credit-high-five8 | $25.00 | 10/8/2011 5:03:10 PM |
| order-spy9 | $138.09 | 10/8/2011 5:34:22 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:32:29 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:26 PM |
| grf1945 | $30.00 | 10/8/2011 6:28:27 PM |
| Sixmil | $100.00 | 10/8/2011 8:32:21 PM |
| dollar-turtle | $25.00 | 10/8/2011 9:26:24 PM |
| money-surge1 | $25.00 | 10/9/2011 4:59:03 AM |
| ALHBLJ | $30.00 | 10/9/2011 3:13:21 AM |
| supreme-hope | $25.00 | 10/9/2011 5:45:37 AM |
| getreadyloans | $40.00 | 10/9/2011 6:39:16 AM |
| sharp-trade0 | $25.00 | 10/9/2011 7:11:11 AM |
| elfincove | $50.00 | 10/9/2011 7:46:38 AM |
| iLend-weGrow | $50.00 | 10/9/2011 8:01:07 AM |
| sevenbridges | $25.00 | 10/9/2011 9:29:39 AM |
| houli123 | $100.00 | 10/9/2011 8:49:24 AM |
| bold-durability-drum | $50.00 | 10/9/2011 9:05:47 AM |
| AndChicksforFree | $57.00 | 10/9/2011 11:15:15 AM |
| money-baron-Roth401k | $100.00 | 10/9/2011 2:33:26 PM |
| Pitufo | $50.00 | 10/9/2011 2:09:02 PM |
| sparkling-contract7 | $25.00 | 10/9/2011 2:27:55 PM |
| 87Marc | $25.00 | 10/9/2011 3:20:36 PM |
| tj2010 | $25.00 | 10/9/2011 6:18:39 PM |
| Gandalf0001 | $25.00 | 10/9/2011 6:36:10 PM |
| iLoaner | $25.00 | 10/9/2011 8:27:08 PM |
| CaliforniaSun | $25.00 | 10/9/2011 9:27:48 PM |
| StarE | $25.00 | 10/9/2011 9:59:14 PM |
| JLChamberlain | $25.00 | 10/9/2011 10:46:50 PM |
| FWF-kinetic | $110.58 | 10/10/2011 12:50:28 AM |
| GElender | $40.00 | 10/10/2011 5:56:21 AM |
| bnlforever | $25.00 | 10/10/2011 6:30:45 AM |
| frooogal | $25.00 | 10/10/2011 6:35:51 AM |
| glroark | $50.00 | 10/10/2011 7:49:29 AM |
| flexible-funds3 | $25.00 | 10/10/2011 7:38:29 AM |
| eveoceane | $25.00 | 10/10/2011 7:46:36 AM |
| bazaar-tiramisu4 | $50.00 | 10/10/2011 8:11:28 AM |
| AceInTheHole | $25.00 | 10/10/2011 8:31:07 AM |
| Auburnmist | $25.00 | 10/10/2011 8:34:14 AM |
| orange-penny-shooter | $25.00 | 10/10/2011 8:50:50 AM |
| mrsp2e | $25.00 | 10/10/2011 9:26:43 AM |
| Nickle-and-Dime-Loans | $25.00 | 10/10/2011 9:42:21 AM |
| finance-prescription | $100.00 | 10/5/2011 5:10:16 PM |
| Kaj | $40.00 | 10/5/2011 5:05:54 PM |
| DHolly | $25.00 | 10/5/2011 5:14:02 PM |
| dtana | $25.00 | 10/5/2011 5:23:43 PM |
| Jonb6919 | $25.00 | 10/5/2011 5:26:38 PM |
| rcm87 | $50.00 | 10/5/2011 5:53:29 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:34 PM |
| magnifico932 | $25.00 | 10/5/2011 6:05:17 PM |
| integrity-liberator | $25.00 | 10/5/2011 6:28:03 PM |
| White-Street-Lending | $25.00 | 10/5/2011 6:38:19 PM |
| divedude | $25.00 | 10/5/2011 6:40:56 PM |
| jamiee73 | $25.00 | 10/5/2011 6:46:57 PM |
| moola-flag4 | $50.00 | 10/5/2011 7:45:56 PM |
| amlu1988 | $25.00 | 10/5/2011 7:59:17 PM |
| Xillin | $25.00 | 10/5/2011 8:32:43 PM |
| Saulite | $25.00 | 10/5/2011 9:29:36 PM |
| silverloan | $40.00 | 10/5/2011 8:11:04 PM |
| GCInvestments | $25.00 | 10/5/2011 9:50:07 PM |
| Kilolani | $50.00 | 10/5/2011 9:56:46 PM |
| scholarly-payment5 | $50.00 | 10/6/2011 12:39:49 AM |
| magnitude787 | $50.00 | 10/5/2011 10:31:51 PM |
| payment-pursuit3 | $25.00 | 10/6/2011 3:14:18 AM |
| five-star-euro3 | $25.00 | 10/6/2011 3:28:21 AM |
| nellaelyob | $25.00 | 10/6/2011 4:14:14 AM |
| PCash | $50.00 | 10/6/2011 4:11:02 AM |
| WorldlyWorker | $25.00 | 10/6/2011 4:44:42 AM |
| friendinmoney | $25.00 | 10/6/2011 6:01:07 AM |
| orange-courageous-dedication | $25.00 | 10/6/2011 6:04:51 AM |
| moola-wildebeest3 | $50.00 | 10/6/2011 5:13:31 AM |
| chameleon125 | $25.00 | 10/6/2011 5:45:58 AM |
| FlashofLight | $25.00 | 10/6/2011 6:48:01 AM |
| o0Sparrow0o | $25.00 | 10/6/2011 7:14:02 AM |
| CSUgrad08 | $25.00 | 10/6/2011 8:47:00 AM |
| worldly-investment333 | $50.00 | 10/6/2011 8:44:44 AM |
| reasonable-transaction7 | $25.00 | 10/6/2011 8:58:55 AM |
| top-tolerant-loyalty | $50.00 | 10/6/2011 9:01:19 AM |
| jmeasn | $50.00 | 10/6/2011 10:04:54 AM |
| oldmora | $25.00 | 10/6/2011 10:46:44 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:40 AM |
| prohelper | $25.00 | 10/6/2011 11:10:49 AM |
| five-star-justice | $25.00 | 10/6/2011 11:48:28 AM |
| power-trophy7 | $50.00 | 10/6/2011 10:56:51 AM |
| fervent-repayment | $25.00 | 10/6/2011 11:05:32 AM |
| saihu | $25.00 | 10/6/2011 1:33:16 PM |
| Asynch | $25.00 | 10/6/2011 2:31:31 PM |
| EtaDuck | $25.00 | 10/6/2011 3:57:19 PM |
| paymentologist | $50.00 | 10/6/2011 3:00:55 PM |
| ZeLonewolf | $25.00 | 10/6/2011 4:58:42 PM |
| worthy-bid8 | $50.00 | 10/6/2011 5:44:43 PM |
| LoanerPrincipal | $25.00 | 10/6/2011 6:15:44 PM |
| ursus | $50.00 | 10/6/2011 5:46:22 PM |
| genius520 | $26.00 | 10/6/2011 5:46:38 PM |
| peace-cell2 | $25.00 | 10/6/2011 5:56:25 PM |
| hope-equation | $50.00 | 10/6/2011 6:17:46 PM |
| Iamthewalrus | $25.00 | 10/6/2011 8:31:48 PM |
| enriched-truth | $63.41 | 10/6/2011 10:04:33 PM |
| Bob450 | $25.00 | 10/7/2011 7:13:08 AM |
| CROBRUN | $25.00 | 10/7/2011 7:53:14 AM |
| jibe-set | $25.00 | 10/7/2011 7:46:47 AM |
| personal-lender | $25.00 | 10/7/2011 9:11:55 AM |
| Malkial | $25.00 | 10/7/2011 11:27:04 AM |
| girlwithglasses | $100.00 | 10/7/2011 11:48:39 AM |
| hard-working-rate3 | $250.00 | 10/7/2011 12:59:24 PM |
| AF-Chief | $100.00 | 10/7/2011 3:11:16 PM |
| equitable-penny0 | $25.00 | 10/7/2011 2:59:34 PM |
| exchange-pledge | $50.00 | 10/7/2011 5:38:48 PM |
| dime-sapling | $25.00 | 10/7/2011 5:52:42 PM |
| return-seeker85 | $50.00 | 10/7/2011 8:37:30 PM |
| mckhbnpc | $50.00 | 10/7/2011 9:38:24 PM |
| powerful-finance7 | $25.00 | 10/8/2011 3:21:35 AM |
| rbettenc | $25.00 | 10/8/2011 4:09:56 AM |
| capital_gains | $50.00 | 10/8/2011 5:11:24 AM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:28 AM |
| proud-gold9 | $25.00 | 10/8/2011 5:40:43 AM |
| halothane_logic | $100.00 | 10/8/2011 6:11:23 AM |
| epall | $25.00 | 10/8/2011 7:27:36 AM |
| the-upbeat-p2p | $25.00 | 10/8/2011 7:36:44 AM |
| elegant-loot | $50.00 | 10/8/2011 7:57:02 AM |
| friendly-principal76 | $25.00 | 10/8/2011 7:50:24 AM |
| trumpeter5 | $25.00 | 10/8/2011 8:21:57 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:07 AM |
| marketplace-hut9 | $25.00 | 10/8/2011 9:09:34 AM |
| wayman | $50.00 | 10/8/2011 10:05:36 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:06 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:52 AM |
| hostbank | $29.00 | 10/8/2011 12:09:00 PM |
| reward-system | $25.00 | 10/8/2011 1:18:37 PM |
| songbird98 | $25.00 | 10/8/2011 1:14:11 PM |
| loot-heart | $25.00 | 10/8/2011 2:52:30 PM |
| durability-halibut | $25.00 | 10/8/2011 3:36:24 PM |
| wlm3012 | $30.00 | 10/8/2011 3:15:23 PM |
| wise-deal-panda | $25.00 | 10/8/2011 4:58:24 PM |
| rvfbroker | $25.00 | 10/8/2011 6:47:07 PM |
| amitkj2000 | $25.00 | 10/8/2011 8:08:50 PM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:41 AM |
| inventive-exchange | $25.00 | 10/9/2011 9:40:42 AM |
| ommcd | $25.00 | 10/9/2011 11:21:20 AM |
| CashFlow13 | $500.00 | 10/9/2011 10:37:31 AM |
| abundant-one | $25.00 | 10/9/2011 12:42:54 PM |
| green28 | $109.15 | 10/9/2011 1:30:27 PM |
| Herluftrolle | $25.00 | 10/9/2011 1:42:22 PM |
| YLlama | $25.00 | 10/9/2011 2:16:36 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:58 PM |
| intrepid-repayment1 | $50.00 | 10/9/2011 1:41:11 PM |
| irrelevant | $25.00 | 10/9/2011 2:05:11 PM |
| mrladybug101 | $25.00 | 10/9/2011 2:09:22 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:54 PM |
| twjh | $25.00 | 10/9/2011 6:25:52 PM |
| JandJ-Bank | $25.00 | 10/9/2011 8:03:24 PM |
| Mathiaslh | $25.00 | 10/9/2011 6:58:15 PM |
| Mississippi_Money | $32.16 | 10/9/2011 7:01:42 PM |
| davez0r | $25.00 | 10/9/2011 7:40:58 PM |
| digitaldan | $40.00 | 10/9/2011 9:05:27 PM |
| secureincome | $750.00 | 10/10/2011 4:11:49 AM |
| proud-pound4 | $50.00 | 10/10/2011 5:11:04 AM |
| bradania | $25.00 | 10/10/2011 12:05:05 AM |
| rupee-artisan | $25.00 | 10/10/2011 1:36:37 AM |
| silvercertificate | $25.00 | 10/10/2011 6:17:48 AM |
| ersheido | $30.00 | 10/10/2011 6:25:59 AM |
| giftgold | $25.00 | 10/10/2011 6:26:09 AM |
| wealth-pizza | $35.75 | 10/10/2011 7:36:30 AM |
| a-money-leader | $25.00 | 10/10/2011 7:55:42 AM |
| suk200 | $25.00 | 10/10/2011 8:47:58 AM |
| InvestorPartners | $50.00 | 10/10/2011 9:05:59 AM |
| HalfDayz | $25.00 | 10/10/2011 9:35:56 AM |
| slwholesales | $29.73 | 10/10/2011 9:42:51 AM |
| commerce-renewal | $50.00 | 10/10/2011 9:15:28 AM |
| faldska | $1.13 | 10/10/2011 10:08:54 AM |
| worth-blanket2 | $2,000.00 | 10/10/2011 9:46:31 AM |
| 280 Investments
|
Borrower Payment Dependent Notes Series
530896
This series of Notes was issued and sold upon the funding of the borrower loan #54445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 38y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,344 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-microscope |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fire fighter 1
Purpose of loan:
This loan will be used to...add to money I have saved to consolidating my debt.
My financial situation:
I am a good candidate for this loan because...I am a responsible person and I will pay this loan back in a timely manner .
Monthly net income: $ 14,000
Monthly expenses: $ 8,600
Housing: $ 3,248
Insurance: $ 200 for two cars
Car expenses: $ 700.oo car payment
Utilities: $ 500.oo per month
Phone, cable, internet: $ 300
Food, entertainment: $ 750 per mo / 500 per mo
Clothing, household expenses: $ 300
Credit cards and other loans: $ 1900.00
Other expenses: $ 100. 00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| asset-professor | $25.00 | 10/5/2011 10:05:38 AM |
| plane450 | $35.00 | 10/5/2011 5:08:54 PM |
| worth-blanket2 | $9,700.00 | 10/5/2011 5:13:40 PM |
| diplomatic-wealth7 | $25.00 | 10/5/2011 5:19:42 PM |
| social-cocktail1 | $200.00 | 10/5/2011 10:37:27 AM |
| cnovak | $25.00 | 10/5/2011 12:03:27 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
530908
This series of Notes was issued and sold upon the funding of the borrower loan #54357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1979 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,324 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| caring-kindness8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dacula Resident
Purpose of loan:
This loan will be used to...Pay property taxes and some old debts.
My financial situation:
I am a good candidate for this loan because...I am stable, have been in my home for 18 years, have excellent credit.
Monthly net income: $2193 (Plus $2000 mo. during tax season)
Monthly expenses: $
Housing: $592
Insurance: $45
Car expenses: $400
Utilities: $178
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $430
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 10/4/2011 5:04:36 PM |
| responsibility-butterfly | $25.00 | 10/5/2011 6:49:40 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:36 AM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:32 PM |
| a-helping-hand | $100.00 | 10/5/2011 6:14:20 PM |
| natural-greenback6 | $25.00 | 10/5/2011 8:53:54 PM |
| moola-monger9 | $50.00 | 10/6/2011 8:01:48 AM |
| valiant-money | $30.00 | 10/6/2011 8:36:52 AM |
| Leshan | $25.00 | 10/6/2011 9:10:28 AM |
| bid-stockpiler1 | $250.00 | 10/6/2011 10:20:14 AM |
| serene-capital | $25.00 | 10/6/2011 12:40:24 PM |
| ore-leaper1 | $25.00 | 10/6/2011 1:29:47 PM |
| Terapin0511 | $35.00 | 10/6/2011 12:26:35 PM |
| thomas16882004 | $25.00 | 10/6/2011 2:46:40 PM |
| thankful-nickel2 | $25.00 | 10/6/2011 5:53:17 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:18 PM |
| mammalian4 | $25.00 | 10/7/2011 7:16:12 AM |
| neutrino6 | $25.00 | 10/7/2011 11:19:46 AM |
| farblest | $76.03 | 10/7/2011 2:06:20 PM |
| first-dinero-paladin | $50.00 | 10/7/2011 3:27:49 PM |
| irrelevant | $25.00 | 10/7/2011 7:05:23 PM |
| Kaj | $40.00 | 10/7/2011 7:58:15 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:33:49 PM |
| zone6 | $100.00 | 10/8/2011 2:52:36 AM |
| kendigme | $25.00 | 10/8/2011 6:41:12 AM |
| stanthecaddy | $45.00 | 10/8/2011 7:16:54 AM |
| calimanusa | $30.00 | 10/5/2011 9:59:53 AM |
| the-discrete-income | $25.00 | 10/5/2011 9:53:32 AM |
| social-cocktail1 | $200.00 | 10/5/2011 10:37:24 AM |
| exchange-squirrel | $25.00 | 10/5/2011 11:04:55 AM |
| cnovak | $25.00 | 10/5/2011 12:03:25 PM |
| well-rounded-payout0 | $50.00 | 10/5/2011 5:15:38 PM |
| diplomatic-wealth7 | $25.00 | 10/5/2011 5:19:40 PM |
| top-courteous-peso | $100.00 | 10/5/2011 6:29:41 PM |
| frogperson | $150.00 | 10/5/2011 8:45:22 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:53 AM |
| foothillender | $25.00 | 10/6/2011 7:30:55 AM |
| jmeasn | $25.00 | 10/6/2011 9:59:34 AM |
| REITRUST | $25.00 | 10/6/2011 11:13:33 AM |
| market-booster3 | $25.00 | 10/6/2011 12:36:37 PM |
| money-surge1 | $25.00 | 10/6/2011 2:44:17 PM |
| wwwUniversal | $25.00 | 10/6/2011 5:57:18 PM |
| Reliance_Banker | $35.00 | 10/6/2011 8:36:29 PM |
| suave-dime6 | $25.00 | 10/7/2011 6:06:59 AM |
| leverage-monger | $25.00 | 10/7/2011 6:37:37 AM |
| Bob450 | $25.00 | 10/7/2011 7:00:12 AM |
| octoberfresh | $25.00 | 10/7/2011 7:37:04 AM |
| BankofRon | $25.00 | 10/7/2011 11:37:01 AM |
| best-visionary-p2ploan | $200.00 | 10/7/2011 5:54:39 PM |
| pious-benjamins1 | $26.00 | 10/7/2011 8:10:19 PM |
| klend4 | $25.00 | 10/8/2011 4:03:09 AM |
| market-pudding | $25.00 | 10/8/2011 4:43:58 AM |
| Asian-Persuasion | $25.00 | 10/8/2011 6:29:54 AM |
| commerce-wildebeest2 | $39.01 | 10/8/2011 7:04:09 AM |
| elvisloans | $25.00 | 10/8/2011 7:19:49 AM |
| cr8on | $18.96 | 10/8/2011 7:49:29 AM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
530928
This series of Notes was issued and sold upon the funding of the borrower loan #54443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,400.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $211.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 9m |
|
Amount delinquent:
| $795 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $376 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| TimK |
Borrower's state:
| Texas |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 30 ( 97% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 1
( 3% )
| 620-639
(Feb-2010)
640-659
(Aug-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
paying negative equity
Purpose of loan: to rid myself of an unnecessary $700 monthly car payment
This loan will be used to pay off negative equity on a 2010 Ford Mustang GT that I am currently about $4900-5100 "upside-down" in
My financial situation: I have been working hard getting my credit back into shape and getting my finances back to where they belong
I am a good candidate for this loan because... this will be my 3rd Prosper loan, both prior loans were paid in full, never late.
Monthly net income: $ 3400
Housing: $ 1200
Insurance: $ 150
Car expenses: $ 700 (to go away, the purpose of this Prosper loan)
Utilities: $ 210
Phone, cable, internet: $ 105
Food, entertainment: $ 250
Clothing, household expenses: $ 150
Credit cards and other loans: $ 80
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $75.00 | 10/5/2011 5:02:10 PM |
| Kash2010lu | $25.00 | 10/5/2011 5:07:56 PM |
| janeybooboo | $100.00 | 10/5/2011 5:04:59 PM |
| whitegold24k | $100.00 | 10/5/2011 5:23:29 PM |
| social-cocktail1 | $200.00 | 10/5/2011 5:25:06 PM |
| reflective-rupee | $25.00 | 10/5/2011 5:33:14 PM |
| magnifico932 | $25.00 | 10/5/2011 6:03:45 PM |
| icanhasloanz | $50.00 | 10/5/2011 6:06:43 PM |
| vutah | $25.00 | 10/5/2011 6:16:12 PM |
| Bob450 | $30.00 | 10/5/2011 7:13:35 PM |
| loss-of-control | $75.00 | 10/5/2011 7:23:19 PM |
| money-uprising8 | $25.00 | 10/5/2011 7:06:36 PM |
| NekHoldings | $25.00 | 10/5/2011 7:41:41 PM |
| Feyenoord | $25.00 | 10/5/2011 8:27:38 PM |
| amlu1988 | $25.00 | 10/5/2011 7:53:16 PM |
| Mikale360 | $25.00 | 10/5/2011 9:46:59 PM |
| poisson17 | $80.00 | 10/5/2011 9:58:29 PM |
| optionscashflow | $25.00 | 10/5/2011 11:20:40 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:55 AM |
| golffish2 | $25.00 | 10/6/2011 4:07:19 AM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:38:28 AM |
| Fire2 | $25.00 | 10/6/2011 5:53:15 AM |
| corporatejim | $25.00 | 10/6/2011 4:54:33 AM |
| Dollars4Rent | $25.00 | 10/6/2011 6:27:19 AM |
| Soulphoniks-Holdings | $57.76 | 10/6/2011 5:24:23 AM |
| Frover | $32.44 | 10/6/2011 7:40:52 AM |
| thankful-nickel2 | $25.00 | 10/6/2011 9:21:24 AM |
| ready-vigilance3 | $52.00 | 10/6/2011 10:00:45 AM |
| Kennfusion | $44.45 | 10/6/2011 9:42:50 AM |
| hillerod | $25.06 | 10/6/2011 10:30:06 AM |
| jebber007 | $25.00 | 10/6/2011 12:02:06 PM |
| goodhearted-generosity511 | $25.00 | 10/6/2011 11:14:49 AM |
| rockhound84 | $26.00 | 10/6/2011 1:50:45 PM |
| bid-stockpiler1 | $100.00 | 10/6/2011 5:21:00 PM |
| lamsabuy | $100.00 | 10/6/2011 5:38:40 PM |
| rolltide09 | $25.00 | 10/6/2011 5:40:34 PM |
| Bizyhusbandnfather | $57.15 | 10/6/2011 4:48:45 PM |
| Beechturner | $40.00 | 10/6/2011 5:35:11 PM |
| MoneyForNothing | $14.49 | 10/6/2011 5:51:46 PM |
| sweety075 | $25.00 | 10/5/2011 5:07:40 PM |
| LittleMingo | $30.00 | 10/5/2011 5:03:28 PM |
| MoneyForNothing | $58.80 | 10/5/2011 5:04:57 PM |
| green-trade-dolphin | $35.00 | 10/5/2011 5:16:22 PM |
| dtana | $25.00 | 10/5/2011 5:24:24 PM |
| 312-Lender | $50.00 | 10/5/2011 5:33:44 PM |
| whitegold24k | $400.00 | 10/5/2011 5:32:36 PM |
| sensible-fund | $25.00 | 10/5/2011 6:15:22 PM |
| icanhasloanz | $25.00 | 10/5/2011 6:12:27 PM |
| eagle1271 | $25.00 | 10/5/2011 6:43:37 PM |
| atlas100 | $75.00 | 10/5/2011 6:46:55 PM |
| papaloha | $100.00 | 10/5/2011 7:46:00 PM |
| twjh | $25.00 | 10/5/2011 9:50:39 PM |
| social-comet7 | $38.12 | 10/5/2011 9:44:04 PM |
| SolarMoonshine | $25.00 | 10/6/2011 3:36:36 AM |
| DoctorJoe | $50.00 | 10/6/2011 4:18:10 AM |
| chameleon125 | $25.00 | 10/6/2011 5:44:17 AM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:04:00 AM |
| loanman2007 | $200.00 | 10/6/2011 6:40:34 AM |
| chererat | $100.00 | 10/6/2011 6:10:02 AM |
| money-baron-Roth401k | $50.00 | 10/6/2011 7:06:51 AM |
| calmfunds | $500.00 | 10/6/2011 9:28:21 AM |
| the-respectful-transaction | $25.00 | 10/6/2011 9:57:23 AM |
| tacopants | $500.00 | 10/6/2011 11:10:59 AM |
| houli123 | $50.00 | 10/6/2011 1:14:47 PM |
| return-grizzly | $100.00 | 10/6/2011 11:58:08 AM |
| mammalian4 | $25.00 | 10/6/2011 2:48:05 PM |
| Bank42 | $37.86 | 10/6/2011 3:07:56 PM |
| handy-loan527 | $25.00 | 10/6/2011 3:47:15 PM |
| seabassx | $25.00 | 10/6/2011 3:44:14 PM |
| Barrayaran | $25.00 | 10/6/2011 4:18:30 PM |
| trumpeter5 | $45.00 | 10/6/2011 3:40:35 PM |
| the-discrete-income | $500.00 | 10/6/2011 5:04:23 PM |
| innovator10 | $200.00 | 10/6/2011 5:38:51 PM |
| cxl9 | $70.87 | 10/6/2011 5:51:14 PM |
| intrepid-loot | $25.00 | 10/6/2011 5:48:46 PM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
530956
This series of Notes was issued and sold upon the funding of the borrower loan #54422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,524 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fourplet |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2010)
|
|
Principal balance:
| $6,186.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
restructure debt
refinancing of current prosper loan to lower rate, pay off orthodontics for children.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $25.00 | 10/5/2011 9:07:26 AM |
| cybernosha | $25.00 | 10/5/2011 9:22:07 AM |
| janeybooboo | $100.00 | 10/5/2011 9:02:44 AM |
| treasure-trader | $33.39 | 10/5/2011 9:50:06 AM |
| genelinist | $67.50 | 10/5/2011 9:51:03 AM |
| the-discrete-income | $25.00 | 10/5/2011 9:53:33 AM |
| rhino-investing-eagle | $40.00 | 10/5/2011 11:11:21 AM |
| social-cocktail1 | $200.00 | 10/5/2011 10:37:28 AM |
| xlnt-loans | $25.00 | 10/5/2011 10:42:43 AM |
| ideal-platinum1 | $25.00 | 10/5/2011 2:35:29 PM |
| payout-bridge | $75.00 | 10/5/2011 2:39:01 PM |
| mad-scientist418 | $25.00 | 10/5/2011 1:40:07 PM |
| flexible-return297 | $25.00 | 10/5/2011 2:43:53 PM |
| Worldskiboy | $50.00 | 10/5/2011 2:28:25 PM |
| shrewd-peace7 | $25.00 | 10/5/2011 2:55:22 PM |
| Skulljocky | $50.00 | 10/5/2011 3:07:36 PM |
| listing-vista | $50.00 | 10/5/2011 3:12:09 PM |
| Kaj | $40.00 | 10/5/2011 5:05:53 PM |
| lagnisiruk | $25.00 | 10/5/2011 4:24:16 PM |
| sweety075 | $25.00 | 10/5/2011 5:06:07 PM |
| compoundinterest | $25.00 | 10/5/2011 5:07:58 PM |
| radiant-return | $25.00 | 10/5/2011 4:42:35 PM |
| Investoman | $75.00 | 10/5/2011 5:11:51 PM |
| worthy-bid8 | $50.00 | 10/5/2011 5:07:34 PM |
| cake7 | $25.78 | 10/5/2011 4:53:12 PM |
| finance-prescription | $100.00 | 10/5/2011 5:10:16 PM |
| DHolly | $25.00 | 10/5/2011 5:13:09 PM |
| ursus | $50.00 | 10/5/2011 5:08:39 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:33 PM |
| pfarrokh | $25.00 | 10/5/2011 6:04:39 PM |
| marketplace-hut9 | $25.00 | 10/5/2011 5:51:24 PM |
| rcm87 | $50.00 | 10/5/2011 5:53:29 PM |
| divemaster | $25.00 | 10/5/2011 5:59:38 PM |
| bullish2bearish | $25.00 | 10/5/2011 6:13:06 PM |
| pdx71 | $25.00 | 10/5/2011 6:16:44 PM |
| return-buddy | $25.00 | 10/5/2011 6:33:43 PM |
| integrity-liberator | $25.00 | 10/5/2011 6:28:03 PM |
| divedude | $25.00 | 10/5/2011 6:40:55 PM |
| jamiee73 | $25.00 | 10/5/2011 6:46:57 PM |
| KarmaBum77 | $25.00 | 10/5/2011 7:07:40 PM |
| gustavzantanon | $25.00 | 10/5/2011 7:17:01 PM |
| californiakhan | $25.00 | 10/5/2011 7:32:02 PM |
| silverloan | $40.00 | 10/5/2011 8:11:03 PM |
| langdonx | $25.00 | 10/5/2011 8:11:09 PM |
| chemistry220 | $25.00 | 10/5/2011 7:51:02 PM |
| Easystreet | $25.00 | 10/5/2011 8:07:11 PM |
| intuitive-velocity4 | $50.00 | 10/5/2011 9:12:10 PM |
| Saulite | $25.00 | 10/5/2011 9:29:36 PM |
| del30 | $25.00 | 10/5/2011 9:03:06 PM |
| GCInvestments | $25.00 | 10/5/2011 9:50:06 PM |
| dajen1 | $25.00 | 10/5/2011 9:37:37 PM |
| Kilolani | $50.00 | 10/5/2011 9:56:46 PM |
| smittyswim | $25.00 | 10/5/2011 9:28:23 PM |
| scholarly-payment5 | $50.00 | 10/6/2011 12:39:49 AM |
| payment-pursuit3 | $25.00 | 10/6/2011 3:14:17 AM |
| musososeki | $27.00 | 10/6/2011 3:16:16 AM |
| nellaelyob | $25.00 | 10/6/2011 4:14:14 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:47:02 AM |
| tender-commerce8 | $50.00 | 10/6/2011 5:01:49 AM |
| moola-wildebeest3 | $50.00 | 10/6/2011 5:13:31 AM |
| helpinghands212 | $50.00 | 10/6/2011 5:19:37 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:17 AM |
| orange-courageous-dedication | $25.00 | 10/6/2011 6:04:51 AM |
| chameleon125 | $25.00 | 10/6/2011 5:45:08 AM |
| treasure-bliss | $25.00 | 10/6/2011 6:53:57 AM |
| rubylender | $50.00 | 10/6/2011 7:12:55 AM |
| o0Sparrow0o | $25.00 | 10/6/2011 7:14:02 AM |
| mennleo | $100.00 | 10/6/2011 7:40:29 AM |
| FlashofLight | $25.00 | 10/6/2011 6:48:01 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:13 AM |
| rootcanaler | $250.00 | 10/6/2011 7:05:08 AM |
| cropdust3r | $25.00 | 10/6/2011 7:24:55 AM |
| financial-frenzy | $25.00 | 10/6/2011 8:49:57 AM |
| bid-papyrus | $25.00 | 10/6/2011 8:54:40 AM |
| Use_It_Wisely | $25.00 | 10/6/2011 9:06:08 AM |
| top-tolerant-loyalty | $50.00 | 10/6/2011 9:01:19 AM |
| desertoasis | $25.00 | 10/6/2011 9:21:59 AM |
| derec | $25.00 | 10/6/2011 9:32:03 AM |
| the-debt-starfish | $85.34 | 10/6/2011 9:34:28 AM |
| yomanie | $25.00 | 10/6/2011 10:52:34 AM |
| power-trophy7 | $50.00 | 10/6/2011 10:56:51 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:40 AM |
| nri22 | $75.00 | 10/6/2011 10:22:27 AM |
| five-star-justice | $25.00 | 10/6/2011 11:48:27 AM |
| sgordon46 | $25.00 | 10/6/2011 11:33:05 AM |
| bizlending | $50.00 | 10/6/2011 12:19:51 PM |
| SkinnyFish | $25.00 | 10/6/2011 3:39:35 PM |
| Asynch | $25.00 | 10/6/2011 2:31:30 PM |
| paymentologist | $50.00 | 10/6/2011 3:00:55 PM |
| compassion-bauble4 | $25.00 | 10/6/2011 4:54:59 PM |
| MilitaryAV8R | $25.00 | 10/6/2011 5:05:46 PM |
| calm-deal7 | $25.00 | 10/6/2011 3:50:49 PM |
| vtrentster | $25.00 | 10/6/2011 5:13:43 PM |
| hostbank | $100.00 | 10/6/2011 5:45:26 PM |
| personal-lender | $25.00 | 10/6/2011 5:49:06 PM |
| successful-agreement7 | $100.00 | 10/6/2011 5:49:42 PM |
| LoanerPrincipal | $25.00 | 10/6/2011 6:15:43 PM |
| genius520 | $50.00 | 10/6/2011 5:46:38 PM |
| MadHun | $200.00 | 10/6/2011 5:48:00 PM |
| hope-equation | $50.00 | 10/6/2011 6:17:46 PM |
| tntmojave | $50.00 | 10/6/2011 6:38:35 PM |
| vivid-return426 | $103.00 | 10/6/2011 6:00:25 PM |
| Iamthewalrus | $25.00 | 10/6/2011 8:31:48 PM |
| EJPiper | $35.00 | 10/6/2011 8:00:42 PM |
| Mavrck88 | $25.00 | 10/6/2011 9:36:55 PM |
| chairsitter | $25.00 | 10/6/2011 11:01:34 PM |
| asmithj | $25.00 | 10/6/2011 11:29:06 PM |
| ethical-truth211 | $300.00 | 10/7/2011 2:41:10 AM |
| ptjg | $25.00 | 10/6/2011 10:05:25 PM |
| enthralling-wampum | $30.00 | 10/7/2011 4:45:51 AM |
| bankofriverside | $27.00 | 10/7/2011 5:39:47 AM |
| herbyman | $50.00 | 10/7/2011 5:50:27 AM |
| TelegramSam | $25.00 | 10/7/2011 6:41:55 AM |
| Bob450 | $25.00 | 10/7/2011 7:12:34 AM |
| CROBRUN | $25.00 | 10/7/2011 7:53:13 AM |
| tanker07 | $25.00 | 10/7/2011 8:11:48 AM |
| jcw3rd | $25.00 | 10/7/2011 8:59:21 AM |
| whitegold24k | $400.00 | 10/7/2011 8:01:35 AM |
| silvercertificate | $25.00 | 10/7/2011 8:01:42 AM |
| Malkial | $25.00 | 10/7/2011 11:27:04 AM |
| girlwithglasses | $100.00 | 10/7/2011 11:48:39 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:24 PM |
| bettndon | $75.00 | 10/7/2011 1:15:09 PM |
| brazilofmux | $50.00 | 10/7/2011 2:06:03 PM |
| dough-souffle | $100.00 | 10/7/2011 1:26:15 PM |
| dollar-missile3 | $25.00 | 10/7/2011 1:35:53 PM |
| Chesterite | $25.00 | 10/7/2011 1:44:32 PM |
| equitable-penny0 | $25.00 | 10/7/2011 2:59:34 PM |
| AF-Chief | $71.00 | 10/7/2011 3:11:16 PM |
| SelectTrustLending | $25.00 | 10/7/2011 3:34:12 PM |
| exchange-pledge | $50.00 | 10/7/2011 5:38:47 PM |
| WeshaTheLeopard | $25.00 | 10/7/2011 5:54:59 PM |
| escharfer | $25.00 | 10/7/2011 7:50:46 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:35:04 PM |
| ideal-yield5 | $30.00 | 10/7/2011 9:04:48 PM |
| chestnut4 | $50.00 | 10/7/2011 10:35:34 PM |
| loyalist1 | $100.00 | 10/7/2011 11:04:24 PM |
| powerful-finance7 | $25.00 | 10/8/2011 3:21:35 AM |
| wildguy | $50.00 | 10/8/2011 3:35:25 AM |
| rbettenc | $25.00 | 10/8/2011 4:09:56 AM |
| PaulW | $25.00 | 10/8/2011 4:28:10 AM |
| Queueball1 | $25.00 | 10/8/2011 5:04:44 AM |
| capital_gains | $50.00 | 10/8/2011 5:11:24 AM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:28 AM |
| cospilot | $25.00 | 10/8/2011 5:28:30 AM |
| reward-motion | $100.00 | 10/8/2011 5:34:11 AM |
| Hutpit | $60.00 | 10/8/2011 5:57:06 AM |
| Wilcat77 | $25.00 | 10/8/2011 6:13:25 AM |
| a-resplendent-commitment | $25.00 | 10/8/2011 6:13:47 AM |
| all_of_that_one | $50.00 | 10/8/2011 6:22:27 AM |
| gjm6d | $25.00 | 10/8/2011 6:41:07 AM |
| fuzed | $55.00 | 10/8/2011 7:02:11 AM |
| AndChicksforFree | $57.00 | 10/8/2011 6:59:51 AM |
| amerigor | $35.00 | 10/8/2011 7:14:31 AM |
| dollar-sonnet3 | $50.00 | 10/8/2011 7:05:24 AM |
| FinDoc | $25.00 | 10/8/2011 7:06:32 AM |
| the-upbeat-p2p | $25.00 | 10/8/2011 7:36:44 AM |
| aztocas | $50.00 | 10/8/2011 7:16:35 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:45 AM |
| mindful-deal289 | $45.86 | 10/8/2011 7:44:29 AM |
| friendly-principal76 | $25.00 | 10/8/2011 7:47:52 AM |
| trumpeter5 | $25.00 | 10/8/2011 8:22:13 AM |
| prudent-hope7 | $100.00 | 10/8/2011 8:26:04 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:06 AM |
| neutrino6 | $25.00 | 10/8/2011 9:00:24 AM |
| point-xylophone | $25.00 | 10/8/2011 9:47:58 AM |
| Gobsek | $25.00 | 10/8/2011 10:05:06 AM |
| MyPlantsEatBugs | $25.00 | 10/8/2011 10:21:22 AM |
| attentive-vigilance1 | $25.00 | 10/8/2011 10:21:39 AM |
| icon7 | $50.00 | 10/8/2011 10:45:12 AM |
| dough-hammock | $50.00 | 10/8/2011 11:42:04 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:51 AM |
| exciting-responsibility3 | $25.00 | 10/8/2011 11:32:58 AM |
| credit-investor5 | $50.00 | 10/8/2011 11:52:59 AM |
| Zoramite | $25.00 | 10/8/2011 12:16:40 PM |
| songbird98 | $25.00 | 10/8/2011 1:14:11 PM |
| gain-equator | $25.00 | 10/8/2011 1:16:19 PM |
| credit-missile | $110.00 | 10/8/2011 2:13:54 PM |
| loss-of-control | $75.00 | 10/8/2011 2:06:21 PM |
| damage | $25.00 | 10/8/2011 2:30:33 PM |
| whitegold24k | $60.75 | 10/8/2011 3:26:33 PM |
| radforj22 | $25.00 | 10/6/2011 7:01:34 AM |
| golffish2 | $25.00 | 10/5/2011 9:20:33 AM |
| dtana | $25.00 | 10/5/2011 9:38:17 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:38 AM |
| cake7 | $25.00 | 10/5/2011 10:52:16 AM |
| CA-Lender | $25.00 | 10/5/2011 11:16:47 AM |
| jazzlender | $50.00 | 10/5/2011 10:43:38 AM |
| cnovak | $25.00 | 10/5/2011 12:03:27 PM |
| currency-solo | $25.00 | 10/5/2011 12:12:19 PM |
| life-is-great | $25.00 | 10/5/2011 1:47:37 PM |
| musegaze | $25.00 | 10/5/2011 3:58:11 PM |
| JLMGroupFunds | $25.00 | 10/5/2011 5:22:11 PM |
| handshake5 | $100.00 | 10/5/2011 5:09:48 PM |
| coin-investor | $25.00 | 10/5/2011 5:47:18 PM |
| reaction5 | $25.00 | 10/5/2011 5:51:54 PM |
| Jonb6919 | $25.00 | 10/5/2011 5:26:38 PM |
| spark548 | $50.00 | 10/5/2011 5:52:18 PM |
| gold-cluster | $50.00 | 10/5/2011 5:53:52 PM |
| Indie_Film_Finance | $25.00 | 10/5/2011 5:55:05 PM |
| dollar-turtle | $25.00 | 10/5/2011 5:51:30 PM |
| susurrus | $25.00 | 10/5/2011 6:19:44 PM |
| USCGC | $25.00 | 10/5/2011 5:54:01 PM |
| sensible-fund | $25.00 | 10/5/2011 6:14:38 PM |
| larslfe | $50.00 | 10/5/2011 6:15:33 PM |
| jasonj72 | $25.00 | 10/5/2011 6:02:22 PM |
| vibraphone3 | $25.00 | 10/5/2011 6:17:04 PM |
| Sierrahh | $25.00 | 10/5/2011 6:11:08 PM |
| SGDCOVER | $25.00 | 10/5/2011 6:41:10 PM |
| scredneck | $50.00 | 10/5/2011 6:43:43 PM |
| community-bee | $25.00 | 10/5/2011 6:33:51 PM |
| papaman | $25.00 | 10/5/2011 6:55:38 PM |
| Nickle-and-Dime-Loans | $25.00 | 10/5/2011 6:25:22 PM |
| lala_4_ever | $25.00 | 10/5/2011 6:57:38 PM |
| 4the4ofus | $25.00 | 10/5/2011 6:38:48 PM |
| aldeed | $100.00 | 10/5/2011 7:08:42 PM |
| bonus-goliath7 | $100.00 | 10/5/2011 7:00:14 PM |
| White-Street-Lending | $25.00 | 10/5/2011 6:38:18 PM |
| papaloha | $100.00 | 10/5/2011 7:46:30 PM |
| svjeller | $25.00 | 10/5/2011 7:23:27 PM |
| apexprod | $50.00 | 10/5/2011 8:22:31 PM |
| asya | $25.00 | 10/5/2011 8:30:12 PM |
| credit-coach118 | $40.36 | 10/5/2011 8:06:45 PM |
| Xillin | $25.00 | 10/5/2011 8:32:43 PM |
| magnitude787 | $50.00 | 10/5/2011 10:31:51 PM |
| silver-wonder278 | $25.00 | 10/5/2011 10:17:05 PM |
| bonanza1973 | $25.00 | 10/5/2011 11:21:40 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:49 PM |
| greenback-chooser6 | $25.00 | 10/5/2011 10:14:59 PM |
| five-star-euro3 | $25.00 | 10/6/2011 3:28:21 AM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:38:28 AM |
| WorldlyWorker | $25.00 | 10/6/2011 4:44:42 AM |
| PCash | $50.00 | 10/6/2011 4:11:02 AM |
| corporatejim | $25.00 | 10/6/2011 4:54:14 AM |
| IIP77 | $25.00 | 10/6/2011 4:00:58 AM |
| massuot | $25.00 | 10/6/2011 6:11:41 AM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:03:57 AM |
| orange-statuesque-dime | $25.00 | 10/6/2011 6:31:49 AM |
| GatorBux | $50.00 | 10/6/2011 6:59:01 AM |
| orange-preeminant-bill | $25.00 | 10/6/2011 7:03:52 AM |
| industrious-transparency6 | $25.00 | 10/6/2011 7:29:15 AM |
| listing-demon | $25.00 | 10/6/2011 7:40:57 AM |
| orbital-gain | $50.00 | 10/6/2011 8:34:08 AM |
| tolerant-dinero2 | $100.00 | 10/6/2011 7:20:10 AM |
| anyoi | $25.00 | 10/6/2011 9:11:45 AM |
| CSUgrad08 | $25.00 | 10/6/2011 8:46:59 AM |
| reasonable-transaction7 | $25.00 | 10/6/2011 8:58:55 AM |
| Mark0135 | $50.00 | 10/6/2011 9:05:40 AM |
| iceman35 | $25.00 | 10/6/2011 10:02:22 AM |
| understanding-fairness9 | $50.00 | 10/6/2011 9:15:44 AM |
| investtor | $31.00 | 10/6/2011 10:22:20 AM |
| chomper969 | $25.00 | 10/6/2011 9:41:40 AM |
| jmeasn | $300.00 | 10/6/2011 10:04:09 AM |
| FinanceEngine | $45.00 | 10/6/2011 11:10:41 AM |
| prohelper | $25.00 | 10/6/2011 11:10:48 AM |
| linklady | $50.00 | 10/6/2011 10:27:18 AM |
| oldmora | $25.00 | 10/6/2011 10:46:44 AM |
| a-truth-upholder | $25.00 | 10/6/2011 1:15:30 PM |
| saihu | $25.00 | 10/6/2011 1:33:15 PM |
| Preteur | $25.00 | 10/6/2011 1:37:25 PM |
| ore-leaper1 | $50.00 | 10/6/2011 1:38:50 PM |
| Pairodimes | $29.00 | 10/6/2011 1:46:05 PM |
| ahalls | $25.00 | 10/6/2011 3:42:33 PM |
| EtaDuck | $25.00 | 10/6/2011 3:57:19 PM |
| ZeLonewolf | $25.00 | 10/6/2011 4:58:42 PM |
| monster4 | $50.00 | 10/6/2011 5:08:55 PM |
| nickel-ferret | $50.00 | 10/6/2011 5:48:25 PM |
| RecoveryLender | $25.00 | 10/6/2011 5:50:57 PM |
| helpinghand63 | $25.00 | 10/6/2011 5:50:26 PM |
| wwwUniversal | $25.00 | 10/6/2011 5:57:18 PM |
| whitegold24k | $100.00 | 10/6/2011 5:57:30 PM |
| shrewd-income | $50.00 | 10/6/2011 5:56:32 PM |
| studious-bonus7 | $100.00 | 10/6/2011 5:45:53 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:20 PM |
| green-moola-platoon | $25.00 | 10/6/2011 5:56:48 PM |
| lowrate | $25.00 | 10/6/2011 7:44:18 PM |
| integrity-doctor | $100.00 | 10/6/2011 8:17:59 PM |
| TommyTucker | $53.00 | 10/6/2011 8:48:58 PM |
| gss_000 | $25.00 | 10/7/2011 1:00:38 AM |
| order-elevator7 | $25.00 | 10/7/2011 2:20:25 AM |
| YosemiteSam | $25.00 | 10/7/2011 4:52:31 AM |
| macgeek | $25.00 | 10/7/2011 1:07:41 AM |
| enchanted-note | $25.00 | 10/7/2011 6:07:54 AM |
| KakeztheKid | $25.00 | 10/7/2011 6:10:40 AM |
| mammalian4 | $25.00 | 10/7/2011 7:19:52 AM |
| jibe-set | $25.00 | 10/7/2011 7:46:46 AM |
| resolute-justice413 | $100.00 | 10/7/2011 8:55:18 AM |
| wealth-competitor | $25.00 | 10/7/2011 9:25:09 AM |
| gristle | $25.00 | 10/7/2011 9:30:47 AM |
| reward-system | $25.00 | 10/7/2011 9:35:12 AM |
| focused-benefit3 | $30.00 | 10/7/2011 12:11:06 PM |
| hard-working-rate3 | $250.00 | 10/7/2011 12:59:23 PM |
| irrelevant | $25.00 | 10/7/2011 2:05:10 PM |
| keen-ore631 | $25.00 | 10/7/2011 2:23:36 PM |
| money-bauble | $200.00 | 10/7/2011 5:32:08 PM |
| integrity-trumpet | $50.00 | 10/7/2011 5:36:16 PM |
| SolarMoonshine | $25.00 | 10/7/2011 5:59:46 PM |
| melodious-fairness | $25.00 | 10/7/2011 6:53:06 PM |
| the-enthralling-coin | $25.00 | 10/7/2011 7:28:38 PM |
| jazzmanian | $25.00 | 10/7/2011 8:03:33 PM |
| return-seeker85 | $50.00 | 10/7/2011 8:37:30 PM |
| capital-dynamo0 | $25.00 | 10/7/2011 9:15:13 PM |
| peace-cell2 | $25.00 | 10/7/2011 8:40:59 PM |
| mckhbnpc | $50.00 | 10/7/2011 9:38:23 PM |
| Fabiolous | $200.00 | 10/7/2011 10:03:10 PM |
| Vreet | $25.00 | 10/8/2011 2:51:11 AM |
| PittsburghMark | $25.00 | 10/8/2011 4:44:04 AM |
| market-pudding | $25.00 | 10/8/2011 4:46:19 AM |
| trucklawyer | $25.00 | 10/8/2011 5:16:16 AM |
| proud-gold9 | $25.00 | 10/8/2011 5:39:46 AM |
| openness-prospector | $25.00 | 10/8/2011 5:52:46 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:23 AM |
| trade-surge3 | $33.00 | 10/8/2011 7:08:43 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:52 AM |
| pursuit6 | $30.00 | 10/8/2011 9:04:46 AM |
| vb3jmg | $25.00 | 10/8/2011 9:44:15 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:06 AM |
| wayman | $50.00 | 10/8/2011 10:05:36 AM |
| Johnab | $25.02 | 10/8/2011 10:12:25 AM |
| CASSHMAN | $75.00 | 10/8/2011 10:54:53 AM |
| cjames84 | $25.00 | 10/8/2011 10:34:10 AM |
| zippy-interest | $25.00 | 10/8/2011 10:47:16 AM |
| ethicalhumanist | $100.00 | 10/8/2011 11:42:00 AM |
| Raser | $25.00 | 10/8/2011 1:39:32 PM |
| wlm3012 | $30.00 | 10/8/2011 2:41:38 PM |
| loot-heart | $25.00 | 10/8/2011 2:52:30 PM |
| sweet-loan7 | $25.00 | 10/8/2011 2:41:52 PM |
| 327 Investments
|
Borrower Payment Dependent Notes Series
530984
This series of Notes was issued and sold upon the funding of the borrower loan #54413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $86.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 6m |
|
Amount delinquent:
| $82 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $955 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| note-encourager |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
|
|
Principal balance:
| $710.33 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Loan for medical expenses
Purpose of loan:
This loan will be used to...payoff medical expenses
My financial situation:
I am a good candidate for this loan because...My monthly income allows for guaranteed monthly payments on this loan that I am looking at paying off some medical bills
Monthly net income: $4300.00
Monthly expenses: $
Housing: $800.00
Insurance: $150.00
Car expenses: $250.00
Utilities: $150.00
Phone, cable, internet: $75.00
Food, entertainment: $30.00
Clothing, household expenses: $varies
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MilitaryLending | $100.02 | 10/8/2011 12:06:31 PM |
| 312-Lender | $50.00 | 10/8/2011 12:17:54 PM |
| well-rounded-payout0 | $50.00 | 10/8/2011 12:19:01 PM |
| wwwUniversal | $25.00 | 10/8/2011 12:20:29 PM |
| pembull | $50.00 | 10/8/2011 12:08:07 PM |
| AndChicksforFree | $25.00 | 10/8/2011 12:00:59 PM |
| social-cocktail1 | $200.00 | 10/8/2011 12:21:47 PM |
| credit-missile | $75.00 | 10/8/2011 2:01:07 PM |
| credit-missile | $25.00 | 10/8/2011 2:15:17 PM |
| aztocas | $25.00 | 10/8/2011 1:58:45 PM |
| bdr0011 | $25.00 | 10/8/2011 2:38:44 PM |
| loss-of-control | $75.00 | 10/8/2011 2:15:39 PM |
| Bob450 | $30.00 | 10/8/2011 4:12:08 PM |
| amerigor | $25.00 | 10/8/2011 5:24:17 PM |
| p2p-paradise | $50.82 | 10/8/2011 8:40:08 PM |
| whitegold24k | $500.00 | 10/8/2011 12:15:18 PM |
| janeybooboo | $50.00 | 10/8/2011 12:06:22 PM |
| finance-prescription | $100.00 | 10/8/2011 12:11:42 PM |
| green-trade-dolphin | $35.00 | 10/8/2011 12:32:42 PM |
| loanman2007 | $25.00 | 10/8/2011 12:28:00 PM |
| handy-justice | $50.00 | 10/8/2011 12:40:20 PM |
| 168RichCapital | $25.10 | 10/8/2011 2:07:38 PM |
| SolarMoonshine | $25.00 | 10/8/2011 2:55:35 PM |
| wlm3012 | $30.00 | 10/8/2011 3:00:45 PM |
| Rip128 | $60.00 | 10/8/2011 3:45:38 PM |
| SecondChanceLendingSERV | $25.00 | 10/8/2011 5:13:09 PM |
| blitzen40 | $25.00 | 10/8/2011 6:11:22 PM |
| 850 | $50.00 | 10/8/2011 6:15:30 PM |
| jtc26 | $50.00 | 10/8/2011 6:33:49 PM |
| trumpeter5 | $25.00 | 10/8/2011 5:50:28 PM |
| irrelevant | $25.00 | 10/8/2011 7:05:21 PM |
| bbt210 | $25.06 | 10/8/2011 7:35:53 PM |
| hidavehi | $44.00 | 10/8/2011 8:00:34 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
531020
This series of Notes was issued and sold upon the funding of the borrower loan #54402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $238.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,094 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-appetizing-loot |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...consolidate several bills and to have some reserve funds.
My financial situation:
I am a good candidate for this loan because...I have a strong employment history. I have 401K funds in excess of $150,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dollars4Rent | $25.00 | 10/7/2011 6:59:32 AM |
| janeybooboo | $109.00 | 10/6/2011 5:03:08 PM |
| rolltide09 | $25.00 | 10/6/2011 5:40:22 PM |
| compoundinterest | $50.00 | 10/6/2011 5:45:03 PM |
| vutah | $25.00 | 10/6/2011 6:17:21 PM |
| sjlender | $100.00 | 10/6/2011 5:59:19 PM |
| responsibility-butterfly | $25.00 | 10/7/2011 6:42:58 AM |
| jazz619 | $25.00 | 10/7/2011 7:07:41 AM |
| organized-payment6 | $50.00 | 10/7/2011 8:13:46 AM |
| credit-coach118 | $40.17 | 10/7/2011 9:45:22 AM |
| blot44 | $25.00 | 10/7/2011 11:56:15 AM |
| diablorulz | $50.00 | 10/7/2011 11:56:28 AM |
| slick8812 | $25.00 | 10/7/2011 12:25:20 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:55 PM |
| FinDoc | $25.00 | 10/7/2011 2:06:25 PM |
| patriot897 | $25.00 | 10/7/2011 9:29:23 PM |
| FlexFunding | $50.00 | 10/8/2011 9:08:42 AM |
| britgsb | $75.67 | 10/8/2011 11:12:28 AM |
| ethicalhumanist | $100.00 | 10/8/2011 11:55:27 AM |
| CatbirdBanking | $25.00 | 10/8/2011 12:33:26 PM |
| Preteur | $25.00 | 10/8/2011 3:02:17 PM |
| fairness-lotus3 | $50.00 | 10/8/2011 5:09:33 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:30:00 PM |
| responsibilityenstein3 | $56.24 | 10/8/2011 8:03:30 PM |
| houli123 | $200.00 | 10/8/2011 11:12:16 PM |
| Rivervale_Westwood | $50.00 | 10/9/2011 5:46:41 AM |
| Big_Lendin | $25.00 | 10/9/2011 6:16:01 AM |
| BOZO88 | $25.00 | 10/9/2011 6:47:33 AM |
| CashFlow13 | $1,000.00 | 10/9/2011 7:04:29 AM |
| new-reward-sequoia | $25.00 | 10/9/2011 7:36:25 AM |
| leverage-monger | $25.00 | 10/9/2011 7:05:16 AM |
| spiff666 | $25.00 | 10/9/2011 8:00:22 AM |
| mrpowers5531 | $29.00 | 10/9/2011 9:22:51 AM |
| Manta_Rai | $25.00 | 10/9/2011 8:58:18 AM |
| radforj22 | $25.00 | 10/8/2011 1:35:45 PM |
| indomitable-coin | $25.00 | 10/6/2011 6:53:27 PM |
| green-trade-dolphin2 | $25.01 | 10/6/2011 7:51:38 PM |
| finance-symphony7 | $100.00 | 10/6/2011 6:43:50 PM |
| nosualcneas | $25.00 | 10/7/2011 6:04:59 AM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:32 AM |
| MyCoolScreenName | $25.00 | 10/7/2011 8:36:28 AM |
| MichaelProsper | $25.00 | 10/7/2011 9:52:35 AM |
| wealth-pipeline | $25.00 | 10/7/2011 10:51:01 AM |
| caring-hope2 | $100.00 | 10/7/2011 1:02:19 PM |
| phenomenal-gain5 | $25.00 | 10/7/2011 7:27:46 PM |
| gentle-gain235 | $100.00 | 10/7/2011 10:01:17 PM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:28 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:22 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:56 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:16 PM |
| natural-worth9 | $3,000.00 | 10/8/2011 2:01:57 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:25 PM |
| listing-reformation8 | $75.00 | 10/8/2011 3:32:11 PM |
| hidavehi | $55.00 | 10/8/2011 8:03:59 PM |
| mex_invests | $25.00 | 10/8/2011 11:03:18 PM |
| syrepsorp | $50.00 | 10/8/2011 11:11:56 PM |
| myworld701 | $25.00 | 10/9/2011 5:21:33 AM |
| credit-investor5 | $50.00 | 10/9/2011 7:08:32 AM |
| PalmerTheEmbalmer | $33.91 | 10/9/2011 5:31:43 AM |
| gjm6d | $25.00 | 10/9/2011 6:22:02 AM |
| mad-scientist418 | $25.25 | 10/9/2011 7:51:38 AM |
| wealth-neutrino2 | $0.75 | 10/9/2011 9:50:31 AM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
531046
This series of Notes was issued and sold upon the funding of the borrower loan #54388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,407 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| idahowinger |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
biz growth requires new machine
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 10/5/2011 5:25:09 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:56 AM |
| 168RichCapital | $25.10 | 10/8/2011 2:16:47 PM |
| money-surge1 | $25.00 | 10/9/2011 4:59:05 AM |
| revenue-associate | $25.00 | 10/10/2011 10:02:35 AM |
| worth-blanket2 | $5,200.00 | 10/10/2011 9:46:09 AM |
| peace-saber0 | $19.90 | 10/10/2011 10:47:00 AM |
| orange-impartial-asset | $250.00 | 10/5/2011 6:15:19 PM |
| Megaton | $25.00 | 10/5/2011 6:46:28 PM |
| top-courteous-peso | $100.00 | 10/5/2011 6:29:41 PM |
| credit-coach118 | $30.00 | 10/5/2011 7:58:00 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
531058
This series of Notes was issued and sold upon the funding of the borrower loan #54364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,455 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unequivocal-balance0 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ddcdpd
Purpose of loan:
This loan will be used to catch me up on back-due bills that occurred due to a medical emergency my daughter experienced in May 2011. The emergency required me to travel away from home for doctor's visits and thus resulted in expenses for lodging, medical co-pays, meals, and physical therapy.
My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan and have always paid my debts. I take my debts seriously always do what is needed in order to make sure my debtors are paid. Because of the above mentioned medical emergency, I've just gotten behind on some pills and need a little extra cash to catch me up.
Monthly net income: $3,145.00
Monthly expenses: $
Housing: $738.08
Insurance: $199.02
Car expenses: $0.00
Utilities: $113.48
Phone, cable, internet: $154.62
Food, entertainment: $400.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $75 - 125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $80.00 | 10/5/2011 5:08:31 PM |
| social-cocktail1 | $200.00 | 10/5/2011 5:25:09 PM |
| goodhearted-generosity511 | $25.00 | 10/5/2011 8:39:05 PM |
| exchange-squirrel | $25.00 | 10/5/2011 11:54:45 PM |
| econgineer | $75.00 | 10/6/2011 3:37:04 AM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:04:02 AM |
| finance-prescription | $100.00 | 10/6/2011 3:33:56 AM |
| wonder3 | $40.00 | 10/6/2011 6:18:03 AM |
| finance-solo | $100.00 | 10/6/2011 7:07:51 AM |
| SOP_Bank | $25.00 | 10/6/2011 7:45:41 AM |
| kind-charming-value | $500.00 | 10/6/2011 9:18:24 AM |
| finance-solo | $50.00 | 10/6/2011 10:18:34 AM |
| whitegold24k | $500.00 | 10/6/2011 11:46:48 AM |
| Bob450 | $25.00 | 10/6/2011 12:09:52 PM |
| the-innovator331 | $50.00 | 10/6/2011 2:01:50 PM |
| Madmigel | $50.00 | 10/6/2011 2:42:55 PM |
| one-midas | $27.00 | 10/6/2011 1:20:58 PM |
| handy-loan527 | $25.00 | 10/6/2011 3:47:16 PM |
| famous-bill | $50.00 | 10/6/2011 2:10:38 PM |
| Princehaha | $25.00 | 10/6/2011 4:38:48 PM |
| gotjack | $32.00 | 10/6/2011 2:52:44 PM |
| diplomatic-wealth7 | $25.00 | 10/6/2011 5:56:10 PM |
| wwwUniversal | $25.00 | 10/6/2011 5:57:19 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:23 PM |
| suave-dime6 | $25.00 | 10/6/2011 6:44:27 PM |
| scarlet-velvet | $25.08 | 10/6/2011 7:41:57 PM |
| vutah | $25.00 | 10/6/2011 9:10:46 PM |
| pious-benjamins1 | $26.00 | 10/6/2011 8:14:46 PM |
| deepblue34 | $30.00 | 10/6/2011 8:29:35 PM |
| AndChicksforFree | $25.00 | 10/6/2011 9:38:05 PM |
| ryan6853 | $25.00 | 10/5/2011 6:01:51 PM |
| favorite-commerce | $25.00 | 10/5/2011 6:43:15 PM |
| kk-gp | $100.00 | 10/5/2011 7:36:52 PM |
| genuine-dime | $100.00 | 10/5/2011 7:55:02 PM |
| credit-coach118 | $35.47 | 10/5/2011 9:40:12 PM |
| jmeasn | $300.00 | 10/6/2011 10:01:59 AM |
| payout-hammock1 | $25.00 | 10/6/2011 12:10:23 PM |
| golden-cat | $25.00 | 10/6/2011 2:33:39 PM |
| thankful-nickel2 | $25.00 | 10/6/2011 2:33:18 PM |
| buffalobills | $25.00 | 10/6/2011 4:23:12 PM |
| entertaining-greenback2 | $25.30 | 10/6/2011 4:41:56 PM |
| interest-walnut | $25.00 | 10/6/2011 5:09:19 PM |
| bid-stockpiler1 | $100.00 | 10/6/2011 5:23:38 PM |
| coin-architect2 | $125.00 | 10/6/2011 7:22:51 PM |
| Biancs | $150.00 | 10/6/2011 7:34:51 PM |
| vigilance-frontier | $25.00 | 10/6/2011 6:50:55 PM |
| Reliance_Banker | $35.00 | 10/6/2011 8:34:46 PM |
| CoolPlexer | $25.00 | 10/6/2011 8:59:56 PM |
| AndChicksforFree | $19.15 | 10/6/2011 9:38:31 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
531134
This series of Notes was issued and sold upon the funding of the borrower loan #54489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.70% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 19.84% |
Monthly payment:
| $448.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 8.07% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,529 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mineral143 |
Borrower's state:
| Illinois |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Feb-2007)
520-539
(Dec-2006)
520-539
(Jun-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Need extra cash for my wedding!
Hi, Prosper!
I'm getting married in November 2011 (holy cow - next month!) to my college sweetheart and could use some extra cash for the big day. I feel I'm a great candidate for this loan because I've secured a loan through Prosper in the past (and made all my payments on time), and with a current credit score of 705, I've shown that I can manage my finances and pay my bills. In fact, as you'll see, I've raised my credit score by more than 170 points since taking out my first Prosper loan!
Today, I'm asking for $5,000 that will be paid back in just 12 months' time - that's all.
Below are my financial details:
Monthly net income: $4,000
Monthly expenses: $2,230
Housing: $700
Insurance: $40
Car expenses: $250
Utilities: $80
Phone, cable, internet: $160
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $400
Thank you so much! If you need additional information, please feel free to ask. You're the best!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $100.00 | 10/10/2011 5:01:39 PM |
| sjlender | $100.00 | 10/10/2011 5:16:27 PM |
| whitegold24k | $100.00 | 10/10/2011 5:14:50 PM |
| pinnacle10 | $100.00 | 10/10/2011 5:43:32 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:07 PM |
| whitegold24k | $400.00 | 10/10/2011 5:39:11 PM |
| penny-finder | $35.00 | 10/10/2011 5:48:01 PM |
| SOP_Bank | $50.00 | 10/10/2011 6:40:21 PM |
| Kaj | $40.00 | 10/10/2011 6:42:43 PM |
| vutah | $25.00 | 10/10/2011 7:35:42 PM |
| amlu1988 | $25.00 | 10/10/2011 8:59:30 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:36 PM |
| AndChicksforFree | $25.00 | 10/10/2011 8:39:18 PM |
| golffish2 | $25.00 | 10/11/2011 4:08:20 AM |
| credit-coach118 | $45.00 | 10/10/2011 11:05:45 PM |
| Beechturner | $50.00 | 10/11/2011 5:18:04 AM |
| organized-payment6 | $50.00 | 10/11/2011 6:03:00 AM |
| polka2002 | $25.11 | 10/11/2011 6:21:26 AM |
| Danylostefan | $100.00 | 10/11/2011 6:52:49 AM |
| favorite-commerce | $25.00 | 10/11/2011 7:19:49 AM |
| ryan6853 | $25.00 | 10/11/2011 7:54:11 AM |
| LittleRhody07 | $25.00 | 10/11/2011 8:16:38 AM |
| worldly-investment333 | $25.00 | 10/11/2011 8:52:01 AM |
| innovator10 | $200.00 | 10/11/2011 9:01:36 AM |
| wwwUniversal | $25.00 | 10/11/2011 9:14:51 AM |
| first-serene-credit | $25.00 | 10/11/2011 9:14:55 AM |
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:46 AM |
| jelly1126 | $50.00 | 10/11/2011 10:24:39 AM |
| gain-mountain1 | $100.00 | 10/11/2011 10:39:50 AM |
| the-capital-shooter | $100.00 | 10/11/2011 11:42:43 AM |
| bold-direct-asset | $50.00 | 10/11/2011 12:10:52 PM |
| designer_10 | $25.00 | 10/11/2011 11:59:05 AM |
| Tscheddar | $25.00 | 10/11/2011 12:33:54 PM |
| susurrus | $50.00 | 10/11/2011 12:48:35 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:08:06 PM |
| greenback-upholder9 | $25.00 | 10/11/2011 2:15:56 PM |
| secureincome | $1,000.00 | 10/11/2011 3:57:40 PM |
| neutrino6 | $26.02 | 10/11/2011 4:13:08 PM |
| wealth-samurai3 | $31.88 | 10/11/2011 4:31:19 PM |
| MoneyForNothing | $2.02 | 10/11/2011 4:53:41 PM |
| bughead | $25.00 | 10/11/2011 4:38:35 PM |
| corphippie | $25.00 | 10/11/2011 4:48:05 PM |
| the-discrete-income | $50.00 | 10/10/2011 5:13:44 PM |
| MoneyForNothing | $25.00 | 10/10/2011 5:08:41 PM |
| marinbb | $50.00 | 10/10/2011 5:03:29 PM |
| OldManP | $50.00 | 10/10/2011 5:18:09 PM |
| 113121 | $25.00 | 10/10/2011 6:27:25 PM |
| FAsAreDUMB | $25.00 | 10/10/2011 8:01:32 PM |
| auction-seeker | $25.00 | 10/10/2011 7:02:23 PM |
| sweety075 | $25.00 | 10/10/2011 7:32:07 PM |
| thankful-nickel2 | $50.00 | 10/10/2011 7:51:05 PM |
| spaceborne | $75.00 | 10/10/2011 10:18:24 PM |
| pie4 | $54.00 | 10/10/2011 11:23:10 PM |
| NolockHolmes | $60.90 | 10/10/2011 10:53:11 PM |
| generous-agreement | $25.00 | 10/11/2011 9:00:30 AM |
| fireferd | $75.00 | 10/11/2011 9:08:06 AM |
| wise-deal-panda | $200.00 | 10/11/2011 9:16:48 AM |
| upright-velocity1 | $50.00 | 10/11/2011 10:43:57 AM |
| britches613 | $25.00 | 10/11/2011 9:27:14 AM |
| 1stBankAndHal | $50.07 | 10/11/2011 12:02:00 PM |
| lucrative-reward | $100.00 | 10/11/2011 11:29:30 AM |
| Money_Working | $30.00 | 10/11/2011 12:25:49 PM |
| green28 | $50.00 | 10/11/2011 1:19:40 PM |
| open-minded-benjamins860 | $50.00 | 10/11/2011 1:29:23 PM |
| best-friendly-fairness | $50.00 | 10/11/2011 4:08:25 PM |
| cjames84 | $25.00 | 10/11/2011 4:08:20 PM |
| AF-Chief | $25.00 | 10/11/2011 4:29:47 PM |
| Tkhalaska | $25.00 | 10/11/2011 4:47:12 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
531150
This series of Notes was issued and sold upon the funding of the borrower loan #54429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $695 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Hykok |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Your small amount of help
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 10/7/2011 9:04:37 AM |
| finance-prescription | $100.00 | 10/7/2011 9:11:27 AM |
| bizlending | $125.00 | 10/7/2011 9:32:20 AM |
| well-rounded-payout0 | $50.00 | 10/7/2011 9:18:27 AM |
| favorite-commerce | $25.00 | 10/7/2011 12:08:17 PM |
| mrxtravis | $25.00 | 10/7/2011 1:29:01 PM |
| Kaj | $40.00 | 10/7/2011 7:58:27 PM |
| transaction-circuit | $100.00 | 10/8/2011 8:09:06 AM |
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:01 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:26 AM |
| thankful-nickel2 | $25.00 | 10/8/2011 9:40:18 AM |
| listing-reformation8 | $75.00 | 10/8/2011 10:46:16 AM |
| tigercat | $50.00 | 10/8/2011 10:25:11 AM |
| 4mydaughterseducation | $25.00 | 10/8/2011 10:44:34 AM |
| IanIan | $32.08 | 10/8/2011 10:50:28 AM |
| icon7 | $25.00 | 10/8/2011 11:06:17 AM |
| whitegold24k | $21.92 | 10/8/2011 12:13:12 PM |
| ryan6853 | $25.00 | 10/7/2011 9:01:15 AM |
| goodhearted-generosity511 | $25.00 | 10/7/2011 10:24:46 AM |
| dough-souffle | $50.00 | 10/7/2011 1:47:09 PM |
| justasoldier | $30.00 | 10/7/2011 3:20:08 PM |
| phenomenal-gain5 | $25.00 | 10/7/2011 7:27:32 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:33:52 PM |
| Interloper | $25.00 | 10/7/2011 9:30:26 PM |
| otto1939 | $101.00 | 10/8/2011 5:35:31 AM |
| leverage-monger | $25.00 | 10/8/2011 7:15:48 AM |
| whitegold24k | $500.00 | 10/8/2011 10:36:39 AM |
| handy-justice | $100.00 | 10/8/2011 10:45:52 AM |
| suave-dime6 | $25.00 | 10/8/2011 11:15:48 AM |
| kinetic-social | $25.00 | 10/8/2011 11:29:51 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
531166
This series of Notes was issued and sold upon the funding of the borrower loan #54383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $438.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,276 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| JSAtch81 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $4,200.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
A better future
Purpose of loan:
This loan will be used to assist in making a cash purchase on a home for my family. I want add this prosper loan to the top of our cash saving so we can avoid a mortgage altogether and help set up my family's financial future.
My financial situation:
I am a good candidate for this loan because I have a steady income from a very secure job I have had going on 10 years. This would be my second prosper loan request and you can see from my history that I paid my previous loan back on time and in full. Currently I am carrying no other debt and I plan to have this prosper loan paid back before the end of the 3 year term.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $26.01 | 10/6/2011 9:21:54 AM |
| kenji4861 | $25.00 | 10/6/2011 10:00:34 AM |
| green-trade-dolphin2 | $25.00 | 10/6/2011 10:14:56 AM |
| currency-stockpiler8 | $25.00 | 10/6/2011 11:25:53 AM |
| CIC | $25.00 | 10/6/2011 11:07:27 AM |
| Railbird | $50.00 | 10/6/2011 1:01:16 PM |
| kalex752 | $25.00 | 10/6/2011 1:02:18 PM |
| generous-deal6 | $50.00 | 10/6/2011 1:04:47 PM |
| penny-finder | $25.00 | 10/6/2011 12:05:04 PM |
| harty | $50.00 | 10/6/2011 1:32:03 PM |
| ivy-league-MBA | $32.98 | 10/6/2011 3:18:40 PM |
| Duchdad | $25.00 | 10/6/2011 4:41:12 PM |
| ZeLonewolf | $25.00 | 10/6/2011 4:58:42 PM |
| best-deal-banker | $47.00 | 10/6/2011 4:20:49 PM |
| worthy-bid8 | $50.00 | 10/6/2011 5:44:44 PM |
| Aberdeen | $500.00 | 10/6/2011 5:43:02 PM |
| jscope | $25.00 | 10/6/2011 6:13:35 PM |
| Azonic21 | $25.00 | 10/6/2011 6:40:23 PM |
| Ivan2007 | $25.00 | 10/6/2011 6:49:24 PM |
| loyalty-circuitry | $100.00 | 10/6/2011 7:14:01 PM |
| unrivaled-silver | $30.00 | 10/6/2011 7:12:10 PM |
| Downs108 | $25.00 | 10/6/2011 9:29:11 PM |
| efficient-marketplace | $25.00 | 10/6/2011 9:43:16 PM |
| g314 | $26.00 | 10/6/2011 8:19:12 PM |
| mr55262 | $25.00 | 10/6/2011 10:09:17 PM |
| AJSinvest | $25.00 | 10/6/2011 10:24:35 PM |
| InvestmentFreak | $35.00 | 10/6/2011 11:28:51 PM |
| a89098 | $50.00 | 10/6/2011 9:49:59 PM |
| peripatetic | $25.00 | 10/7/2011 3:23:54 AM |
| Arg3998 | $25.00 | 10/7/2011 5:13:50 AM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:31 AM |
| cerebral-dollar773 | $50.00 | 10/7/2011 5:15:47 AM |
| blue-useful-auction | $25.00 | 10/7/2011 6:42:37 AM |
| building-america | $25.00 | 10/7/2011 8:17:40 AM |
| SourDoughSteve | $25.00 | 10/7/2011 7:48:52 AM |
| john0720 | $100.00 | 10/7/2011 8:49:43 AM |
| euro-deployment | $25.00 | 10/7/2011 9:21:34 AM |
| fireheart | $25.00 | 10/7/2011 9:29:20 AM |
| MadHun | $200.00 | 10/7/2011 9:10:49 AM |
| NoCal | $25.00 | 10/7/2011 10:30:23 AM |
| tenchi2777 | $25.00 | 10/7/2011 11:24:57 AM |
| blot44 | $25.00 | 10/7/2011 11:55:56 AM |
| diablorulz | $50.00 | 10/7/2011 11:56:27 AM |
| caliguian | $60.00 | 10/7/2011 1:32:48 PM |
| hard-working-rate3 | $250.00 | 10/7/2011 12:59:24 PM |
| orbital-gain | $50.00 | 10/7/2011 1:01:25 PM |
| brazilofmux | $50.00 | 10/7/2011 2:06:04 PM |
| bazaar-orca | $25.00 | 10/7/2011 5:30:52 PM |
| balance-whistle7 | $25.00 | 10/7/2011 5:39:42 PM |
| gracej | $25.00 | 10/7/2011 6:22:49 PM |
| wiseindian | $44.21 | 10/7/2011 8:04:38 PM |
| zzztimbo | $25.00 | 10/7/2011 9:17:21 PM |
| whistledicksmith | $25.00 | 10/7/2011 9:24:04 PM |
| chemistry220 | $25.00 | 10/7/2011 10:46:26 PM |
| Kerrysbay | $50.00 | 10/8/2011 12:05:29 AM |
| Approved1234 | $50.00 | 10/8/2011 2:18:57 AM |
| radforj22 | $25.00 | 10/8/2011 2:48:26 AM |
| gentle-transparency7 | $250.00 | 10/8/2011 4:40:56 AM |
| NJNY | $25.00 | 10/8/2011 4:35:14 AM |
| hardwareman | $25.00 | 10/8/2011 5:08:14 AM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:30 AM |
| alpinaut | $25.00 | 10/8/2011 5:12:24 AM |
| trucklawyer | $25.00 | 10/8/2011 5:16:16 AM |
| p2p-eagle9 | $25.00 | 10/8/2011 5:29:06 AM |
| HibbyD | $30.00 | 10/8/2011 5:26:26 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:27 AM |
| LiveNow | $25.00 | 10/8/2011 6:39:04 AM |
| worthy-truth | $25.00 | 10/8/2011 6:54:33 AM |
| lenderme | $25.00 | 10/8/2011 7:28:27 AM |
| ekbangali | $50.00 | 10/8/2011 7:41:10 AM |
| the-upbeat-p2p | $25.00 | 10/8/2011 7:36:44 AM |
| SavannahBear | $25.00 | 10/8/2011 7:31:42 AM |
| Warwick | $50.00 | 10/8/2011 7:40:50 AM |
| ingenious-order783 | $45.00 | 10/8/2011 7:35:55 AM |
| economy-popcorn | $25.00 | 10/8/2011 7:39:36 AM |
| cr8on | $50.00 | 10/8/2011 7:57:32 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:45 AM |
| mtp | $100.00 | 10/8/2011 8:24:57 AM |
| L-vex | $25.00 | 10/8/2011 8:52:28 AM |
| MGCFINANCIALSERVICES | $50.00 | 10/8/2011 8:32:02 AM |
| GATrust | $25.00 | 10/8/2011 8:39:42 AM |
| rakey | $25.00 | 10/8/2011 8:46:43 AM |
| fly4sugar | $50.00 | 10/8/2011 9:28:29 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:10 AM |
| FlexFunding | $50.00 | 10/8/2011 9:03:33 AM |
| brewman | $25.00 | 10/8/2011 9:11:14 AM |
| vicumn | $25.00 | 10/8/2011 9:13:03 AM |
| Serp | $25.00 | 10/8/2011 9:19:29 AM |
| fund-tom-tom6 | $50.00 | 10/8/2011 9:14:51 AM |
| Emgolda | $25.00 | 10/8/2011 9:35:42 AM |
| vb3jmg | $25.00 | 10/8/2011 9:44:15 AM |
| dinero-honker | $75.00 | 10/8/2011 10:00:25 AM |
| dpfl55 | $25.00 | 10/8/2011 9:55:26 AM |
| ideal-platinum1 | $25.00 | 10/8/2011 10:09:31 AM |
| Bank42 | $30.98 | 10/8/2011 10:20:02 AM |
| credit-high-five8 | $25.00 | 10/8/2011 10:57:01 AM |
| budyzr | $25.00 | 10/8/2011 10:23:22 AM |
| turbobrat | $25.00 | 10/8/2011 10:36:16 AM |
| ChicoBob | $25.00 | 10/8/2011 11:18:31 AM |
| yennib | $50.00 | 10/8/2011 11:29:26 AM |
| credit-investor5 | $50.00 | 10/8/2011 11:57:59 AM |
| ski bum | $100.00 | 10/8/2011 12:13:36 PM |
| riskreward | $250.00 | 10/8/2011 12:21:34 PM |
| agile-responsibility | $25.00 | 10/8/2011 12:43:17 PM |
| bradny | $25.00 | 10/8/2011 12:51:17 PM |
| platinum-sorcerer6 | $25.00 | 10/8/2011 2:17:13 PM |
| mjjjrj | $26.00 | 10/8/2011 1:43:35 PM |
| sweet-loan7 | $25.00 | 10/8/2011 2:36:31 PM |
| eronyc | $25.00 | 10/8/2011 2:18:28 PM |
| Willylump | $25.00 | 10/8/2011 2:28:17 PM |
| zensunni | $50.00 | 10/8/2011 4:02:50 PM |
| money-floret | $50.00 | 10/8/2011 3:26:25 PM |
| coldfuzion | $63.00 | 10/8/2011 4:14:13 PM |
| lendsalot | $200.00 | 10/8/2011 4:28:25 PM |
| Hoov | $25.00 | 10/8/2011 3:12:44 PM |
| inspired-investment8 | $100.00 | 10/8/2011 4:48:35 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:24 PM |
| corphippie | $25.00 | 10/8/2011 6:23:28 PM |
| susurrus | $50.00 | 10/8/2011 6:57:50 PM |
| CarlC | $25.00 | 10/8/2011 6:53:12 PM |
| p2p-paradise | $48.07 | 10/8/2011 8:57:56 PM |
| FoosMaster | $25.00 | 10/8/2011 8:09:03 PM |
| totoro | $25.00 | 10/9/2011 12:09:59 AM |
| lounges | $25.00 | 10/9/2011 2:37:54 AM |
| Rivervale_Westwood | $200.00 | 10/9/2011 5:42:08 AM |
| Belair_Advisors | $25.00 | 10/9/2011 5:15:13 AM |
| useful-currency | $25.00 | 10/9/2011 7:31:14 AM |
| green-benefit-enclave | $25.00 | 10/9/2011 7:50:05 AM |
| reordan | $25.00 | 10/9/2011 9:07:34 AM |
| FrayBentos | $25.00 | 10/9/2011 10:41:49 AM |
| Lender0010 | $50.00 | 10/9/2011 10:19:01 AM |
| Money_Working | $47.19 | 10/9/2011 10:40:24 AM |
| balance6 | $25.00 | 10/9/2011 11:18:14 AM |
| b1geasy | $25.00 | 10/9/2011 11:51:25 AM |
| tolstoy00 | $25.00 | 10/9/2011 12:05:34 PM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:09 PM |
| jescowa | $50.00 | 10/9/2011 12:23:52 PM |
| JPAW777 | $25.00 | 10/9/2011 1:02:53 PM |
| Leopoldine | $38.72 | 10/9/2011 1:13:01 PM |
| YLlama | $25.00 | 10/9/2011 2:16:36 PM |
| Seriuqs | $25.00 | 10/9/2011 1:41:06 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:40 PM |
| radforj22 | $25.00 | 10/6/2011 5:33:00 PM |
| Dollars4Rent | $25.00 | 10/7/2011 6:59:32 AM |
| ethicalhumanist | $200.00 | 10/6/2011 9:30:05 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:16 AM |
| vutah | $25.00 | 10/6/2011 12:27:01 PM |
| Keebs | $25.00 | 10/6/2011 11:14:36 AM |
| Preteur | $25.00 | 10/6/2011 1:36:41 PM |
| runbix7 | $25.00 | 10/6/2011 12:45:38 PM |
| br4444 | $25.00 | 10/6/2011 4:14:15 PM |
| donmacprosper | $25.00 | 10/6/2011 4:13:54 PM |
| fcrick | $25.00 | 10/6/2011 4:21:54 PM |
| compoundinterest | $50.00 | 10/6/2011 5:45:02 PM |
| personal-lender | $25.00 | 10/6/2011 5:49:07 PM |
| sweety075 | $25.00 | 10/6/2011 5:59:02 PM |
| nickel-ferret | $50.00 | 10/6/2011 5:48:25 PM |
| tntmojave | $50.00 | 10/6/2011 6:38:36 PM |
| Veets | $100.00 | 10/6/2011 7:21:58 PM |
| elasermd | $25.00 | 10/6/2011 7:34:41 PM |
| indomitable-coin | $25.00 | 10/6/2011 6:53:26 PM |
| -J | $25.00 | 10/6/2011 8:37:13 PM |
| cordial-affluence2 | $25.00 | 10/6/2011 9:18:45 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:25 PM |
| availableloan | $25.00 | 10/6/2011 10:18:34 PM |
| Iamthewalrus | $25.00 | 10/6/2011 8:31:49 PM |
| pipopirate | $25.00 | 10/7/2011 6:13:15 AM |
| responsibility-butterfly | $25.00 | 10/7/2011 6:42:56 AM |
| prainvestment | $50.00 | 10/7/2011 7:06:56 AM |
| nosualcneas | $25.00 | 10/7/2011 6:01:43 AM |
| shakespeare6 | $25.00 | 10/7/2011 6:17:13 AM |
| the_prince | $50.00 | 10/7/2011 7:47:47 AM |
| hostbank | $100.00 | 10/7/2011 9:08:33 AM |
| MarinLoans | $25.00 | 10/7/2011 8:55:04 AM |
| credit-coach118 | $25.00 | 10/7/2011 8:55:11 AM |
| nickel-pipeline | $27.00 | 10/7/2011 9:18:46 AM |
| Syzygy | $25.00 | 10/7/2011 10:42:33 AM |
| ChristopherHS | $25.00 | 10/7/2011 10:35:27 AM |
| dma1206 | $50.00 | 10/7/2011 12:06:36 PM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:27 PM |
| BookandLaw | $25.00 | 10/7/2011 12:25:02 PM |
| focused-benefit3 | $30.00 | 10/7/2011 12:11:07 PM |
| diligent-leverage | $50.00 | 10/7/2011 1:53:08 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:54 PM |
| exchange-pledge | $50.00 | 10/7/2011 5:38:48 PM |
| Westerly | $100.00 | 10/7/2011 6:03:31 PM |
| aggielender | $25.00 | 10/7/2011 6:32:12 PM |
| LenderByDay | $25.00 | 10/7/2011 7:04:57 PM |
| wealth-cheetah7 | $50.00 | 10/7/2011 7:08:01 PM |
| bid-papyrus | $25.00 | 10/7/2011 7:36:15 PM |
| sb0453 | $25.00 | 10/7/2011 8:03:48 PM |
| chestnut4 | $50.00 | 10/7/2011 10:35:35 PM |
| AgTiPinisher | $25.00 | 10/8/2011 2:13:07 AM |
| Woodworker57 | $35.00 | 10/8/2011 2:34:35 AM |
| cerebral-auction950 | $100.00 | 10/8/2011 2:27:13 AM |
| BiggestG | $25.00 | 10/8/2011 3:16:10 AM |
| bds9646 | $25.00 | 10/8/2011 3:07:53 AM |
| frobin | $25.00 | 10/8/2011 4:07:45 AM |
| Queueball1 | $25.00 | 10/8/2011 5:04:44 AM |
| investmentgroup | $50.00 | 10/8/2011 5:26:28 AM |
| Supernick | $100.00 | 10/8/2011 5:54:30 AM |
| wahoos20 | $100.00 | 10/8/2011 6:17:19 AM |
| dharma1 | $25.00 | 10/8/2011 6:44:22 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:29 AM |
| MoxiePop | $25.00 | 10/8/2011 6:51:20 AM |
| dadalou | $25.00 | 10/8/2011 6:36:12 AM |
| imdave4me | $25.00 | 10/8/2011 6:44:04 AM |
| fuzed | $40.00 | 10/8/2011 7:09:01 AM |
| TruckerGuy | $25.00 | 10/8/2011 7:15:48 AM |
| dospapalotes | $25.00 | 10/8/2011 8:02:22 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:53 AM |
| gzeo | $25.00 | 10/8/2011 8:06:54 AM |
| ZeoInvestments | $25.00 | 10/8/2011 8:08:50 AM |
| miwoktribe | $50.00 | 10/8/2011 8:26:24 AM |
| value-pouch | $25.00 | 10/8/2011 8:32:18 AM |
| vivacious-truth3 | $25.00 | 10/8/2011 8:59:17 AM |
| petsheep | $25.00 | 10/8/2011 9:34:07 AM |
| sammyhammy | $25.00 | 10/8/2011 9:49:26 AM |
| kind-cash-zone | $100.00 | 10/8/2011 10:39:07 AM |
| jts | $25.00 | 10/8/2011 10:13:25 AM |
| power-kin | $25.00 | 10/8/2011 10:20:56 AM |
| joetrish | $25.00 | 10/8/2011 10:27:32 AM |
| ingenious-interest1 | $25.00 | 10/8/2011 10:31:37 AM |
| beeper2 | $35.00 | 10/8/2011 10:42:33 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:55 AM |
| britgsb | $25.00 | 10/8/2011 11:20:42 AM |
| awwaww | $25.00 | 10/8/2011 11:24:39 AM |
| best-heavenly-justice | $25.00 | 10/8/2011 12:11:50 PM |
| economy-molecule3 | $500.00 | 10/8/2011 12:15:26 PM |
| mennleo | $100.00 | 10/8/2011 12:17:11 PM |
| houli123 | $500.00 | 10/8/2011 12:40:11 PM |
| reward-system | $25.00 | 10/8/2011 1:18:38 PM |
| seabass123 | $30.00 | 10/8/2011 1:20:05 PM |
| Schwamie | $60.30 | 10/8/2011 1:32:38 PM |
| treasure-trader | $25.00 | 10/8/2011 1:47:35 PM |
| Nazbuster | $50.00 | 10/8/2011 1:19:07 PM |
| jc33148 | $75.00 | 10/8/2011 1:10:00 PM |
| damage | $25.00 | 10/8/2011 2:28:58 PM |
| jcttjg | $25.00 | 10/8/2011 2:55:22 PM |
| loot-heart | $25.00 | 10/8/2011 2:52:30 PM |
| unforgettable-bazaar0 | $50.00 | 10/8/2011 2:54:23 PM |
| listing-reformation8 | $25.00 | 10/8/2011 3:31:42 PM |
| acropiloterau2002 | $25.00 | 10/8/2011 4:16:08 PM |
| exact-gold2 | $25.00 | 10/8/2011 3:35:05 PM |
| Uwantfunds | $50.00 | 10/8/2011 4:48:44 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:30 PM |
| credit-launcher773 | $30.00 | 10/8/2011 5:44:38 PM |
| BadgerNotes | $25.00 | 10/8/2011 7:39:59 PM |
| IIP77 | $25.00 | 10/8/2011 7:49:12 PM |
| BankOfBjoltus | $50.00 | 10/8/2011 7:58:00 PM |
| Cheburashka | $25.00 | 10/8/2011 6:16:35 PM |
| justice-hawk | $30.00 | 10/8/2011 8:25:06 PM |
| payout-fort8 | $25.00 | 10/8/2011 9:12:48 PM |
| Sixmil | $100.00 | 10/8/2011 8:27:39 PM |
| syrepsorp | $50.00 | 10/8/2011 10:50:26 PM |
| Crusader88 | $25.00 | 10/9/2011 4:41:48 AM |
| matusky | $27.00 | 10/9/2011 4:58:53 AM |
| jigs0910 | $25.00 | 10/9/2011 6:32:39 AM |
| kcole10 | $25.00 | 10/9/2011 4:03:33 AM |
| tenacious-payout | $25.00 | 10/9/2011 6:13:38 AM |
| mrpowers5531 | $25.00 | 10/9/2011 5:51:44 AM |
| 13nd3r | $25.00 | 10/9/2011 6:20:12 AM |
| dkjl | $35.15 | 10/9/2011 7:16:35 AM |
| speyer | $25.00 | 10/9/2011 7:18:45 AM |
| authentic-vigilance1 | $137.11 | 10/9/2011 8:45:15 AM |
| rmpedi33 | $25.00 | 10/9/2011 8:53:59 AM |
| Aaron_Oz | $25.00 | 10/9/2011 9:02:55 AM |
| wampum-library4 | $25.00 | 10/9/2011 9:34:25 AM |
| newyork6264 | $25.00 | 10/9/2011 9:36:19 AM |
| penguino | $100.00 | 10/9/2011 9:07:23 AM |
| martymaniaman | $25.00 | 10/9/2011 10:21:20 AM |
| DadWarbucks | $25.00 | 10/9/2011 10:30:15 AM |
| whitegold24k | $500.00 | 10/9/2011 10:18:58 AM |
| tolerant-dinero2 | $100.00 | 10/9/2011 12:17:04 PM |
| orange-dollar-guild | $25.00 | 10/9/2011 12:30:43 PM |
| dochelp | $50.00 | 10/9/2011 12:12:38 PM |
| best-generosity-financier | $25.00 | 10/9/2011 12:16:20 PM |
| Slapshot | $25.00 | 10/9/2011 1:18:35 PM |
| revmax | $25.00 | 10/9/2011 1:49:51 PM |
| mrladybug101 | $25.00 | 10/9/2011 2:09:23 PM |
| green28 | $200.00 | 10/9/2011 1:21:02 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:21:00 PM |
| social-investor5 | $25.00 | 10/9/2011 2:12:38 PM |
| MTLoans | $18.28 | 10/9/2011 3:14:49 PM |
| 284 Investments
|
Borrower Payment Dependent Notes Series
531168
This series of Notes was issued and sold upon the funding of the borrower loan #54401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $107.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 600-619 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $8,021 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| msa1210 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
640-659
(Oct-2010)
|
|
Principal balance:
| $1,664.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
coating tech
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 3200
Housing: $800
Insurance: $200
Car expenses: $300
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $20
Credit cards and other loans: $300
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 10/6/2011 5:06:22 PM |
| AndChicksforFree | $25.00 | 10/6/2011 5:02:19 PM |
| MilitaryLending | $56.02 | 10/6/2011 5:03:40 PM |
| sweety075 | $25.00 | 10/6/2011 5:59:54 PM |
| CoolPlexer | $25.00 | 10/6/2011 8:59:28 PM |
| MoneyBag4366 | $25.00 | 10/7/2011 2:31:05 AM |
| leverage-ectasy | $36.35 | 10/7/2011 12:46:19 AM |
| reflective-rupee | $25.00 | 10/7/2011 6:23:36 AM |
| alexgalt | $25.00 | 10/7/2011 10:00:27 AM |
| good4loan | $25.00 | 10/7/2011 1:24:09 PM |
| SolarMoonshine | $25.00 | 10/7/2011 6:06:41 PM |
| shawnw2 | $50.00 | 10/8/2011 12:49:02 AM |
| zone6 | $100.00 | 10/8/2011 2:50:40 AM |
| friendly-principal76 | $25.00 | 10/8/2011 7:54:21 AM |
| FinanceEngine | $25.00 | 10/8/2011 8:07:24 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:10 AM |
| omahajay | $25.00 | 10/8/2011 11:31:44 AM |
| aztocas | $25.00 | 10/8/2011 2:02:01 PM |
| supreme-hope | $25.00 | 10/9/2011 5:51:30 AM |
| intrepid-repayment1 | $50.00 | 10/9/2011 1:39:45 PM |
| Pitufo | $25.00 | 10/9/2011 2:15:35 PM |
| shrewd-income | $25.00 | 10/9/2011 6:30:42 PM |
| clean-fund | $50.00 | 10/9/2011 11:15:55 PM |
| truth-edifice5 | $32.00 | 10/10/2011 12:03:35 AM |
| silvercertificate | $25.00 | 10/10/2011 6:15:08 AM |
| gala279 | $50.00 | 10/10/2011 7:59:23 AM |
| Socorro_Capital_Partners | $25.01 | 10/10/2011 8:11:43 AM |
| money-baron-Roth401k | $25.00 | 10/10/2011 8:59:22 AM |
| revenue-associate | $25.00 | 10/10/2011 10:06:12 AM |
| whitegold24k | $135.77 | 10/10/2011 10:42:15 AM |
| green-trade-dolphin | $25.00 | 10/6/2011 9:05:47 PM |
| sensible-fund | $25.00 | 10/7/2011 4:05:13 AM |
| chameleon125 | $25.00 | 10/7/2011 6:37:30 AM |
| Invest_In_U_Today_Pls_Pay_back | $50.32 | 10/7/2011 8:13:27 AM |
| 312-Lender | $50.00 | 10/7/2011 10:31:38 AM |
| mrxtravis | $25.00 | 10/7/2011 1:29:00 PM |
| good4loan | $25.00 | 10/7/2011 1:34:31 PM |
| USMC0311 | $25.00 | 10/8/2011 1:30:00 AM |
| principal-laser | $80.87 | 10/8/2011 7:25:34 AM |
| dudebrah | $25.00 | 10/8/2011 10:01:51 AM |
| handy-justice | $50.00 | 10/8/2011 12:43:34 PM |
| skip6330 | $26.48 | 10/8/2011 5:57:05 PM |
| whitegold24k | $500.00 | 10/9/2011 10:22:20 AM |
| paqattack | $25.00 | 10/9/2011 2:26:57 PM |
| loss-of-control | $75.00 | 10/9/2011 2:31:08 PM |
| brainy-greenback481 | $50.00 | 10/9/2011 2:31:01 PM |
| cajunguy | $25.00 | 10/9/2011 2:42:58 PM |
| wbwill | $25.00 | 10/9/2011 2:58:59 PM |
| drmoney11 | $25.00 | 10/9/2011 10:22:07 PM |
| Charlie0084 | $32.18 | 10/10/2011 9:36:53 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
531460
This series of Notes was issued and sold upon the funding of the borrower loan #54400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 13.41% |
Monthly payment:
| $230.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,069 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| EBode22 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 87 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Apr-2010)
760-779
(Jan-2008)
760-779
(Feb-2007)
|
|
Principal balance:
| $2,788.22 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 87 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to payoff a credit card that has a very high interest rate. I would like to consolidate this debt with my prosper loan which will have a much lower APR.
My financial situation:
I am a good candidate for this loan because I have very good credit and I am a reliable borrower who always pays on time. I have had three loans through Prosper with two being paid off already.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $200.00 | 10/7/2011 5:26:45 PM |
| rolltide09 | $25.00 | 10/7/2011 5:28:06 PM |
| green-trade-dolphin2 | $25.01 | 10/7/2011 5:31:20 PM |
| sjlender | $100.00 | 10/7/2011 5:44:14 PM |
| jpblan11 | $25.00 | 10/7/2011 6:56:47 PM |
| imlosttoo | $26.19 | 10/7/2011 7:27:54 PM |
| Moe87 | $25.00 | 10/7/2011 7:09:02 PM |
| phenomenal-gain5 | $50.00 | 10/7/2011 7:22:21 PM |
| one-midas | $34.00 | 10/7/2011 8:01:21 PM |
| justinology | $35.00 | 10/7/2011 10:04:40 PM |
| wise-honorable-rate | $25.00 | 10/8/2011 4:12:28 AM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:31 AM |
| Supernick | $100.00 | 10/8/2011 6:00:04 AM |
| Feyenoord | $25.00 | 10/8/2011 7:08:19 AM |
| kurg | $25.00 | 10/8/2011 7:21:46 AM |
| first-serene-credit | $25.00 | 10/8/2011 7:44:39 AM |
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:12 AM |
| sharp-income2 | $50.00 | 10/8/2011 8:41:14 AM |
| respectful-integrity3 | $35.00 | 10/8/2011 8:56:40 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:15 AM |
| DanV | $36.00 | 10/8/2011 8:55:57 AM |
| payment-halo | $30.00 | 10/8/2011 8:59:20 AM |
| SunsetCoastCapital | $50.00 | 10/8/2011 9:03:51 AM |
| healthy-bonus6 | $25.00 | 10/8/2011 9:23:45 AM |
| thankful-nickel2 | $50.00 | 10/8/2011 9:32:03 AM |
| beeper2 | $25.00 | 10/8/2011 10:44:00 AM |
| Johnab | $25.02 | 10/8/2011 10:13:37 AM |
| Dollars4Rent | $25.00 | 10/8/2011 10:42:22 AM |
| grammaspurse | $25.00 | 10/8/2011 11:55:08 AM |
| britgsb | $75.00 | 10/8/2011 11:17:42 AM |
| Milonguero | $100.00 | 10/8/2011 11:40:58 AM |
| tomdooley12520 | $25.00 | 10/8/2011 11:46:52 AM |
| agile-responsibility | $25.00 | 10/8/2011 12:43:17 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:23 PM |
| alex206 | $38.99 | 10/8/2011 1:33:55 PM |
| reward-system | $25.00 | 10/8/2011 1:18:39 PM |
| a_andy | $25.00 | 10/8/2011 2:20:46 PM |
| Long-term2040 | $25.00 | 10/8/2011 2:47:50 PM |
| Preteur | $25.00 | 10/8/2011 3:02:22 PM |
| Barrayaran | $25.00 | 10/8/2011 5:40:44 PM |
| jcw3rd | $25.00 | 10/8/2011 5:19:00 PM |
| reinforced-reward | $25.00 | 10/8/2011 5:56:33 PM |
| Ripsaw4U | $50.00 | 10/8/2011 6:02:18 PM |
| duty-sundae1 | $25.00 | 10/8/2011 7:12:38 PM |
| credit-coach118 | $80.00 | 10/8/2011 5:46:34 PM |
| BankOfBjoltus | $100.00 | 10/8/2011 7:26:21 PM |
| hidavehi | $55.00 | 10/8/2011 7:59:41 PM |
| tolerant-balance7 | $30.00 | 10/8/2011 6:10:41 PM |
| GCLRWLoans | $25.00 | 10/8/2011 8:05:06 PM |
| worth-victor6 | $25.00 | 10/8/2011 7:40:27 PM |
| purplepotato | $25.00 | 10/8/2011 8:35:31 PM |
| houli123 | $500.00 | 10/8/2011 11:10:18 PM |
| Belair_Advisors | $25.00 | 10/9/2011 5:15:14 AM |
| OldManP | $100.00 | 10/9/2011 7:12:17 AM |
| myworld701 | $25.00 | 10/9/2011 5:18:34 AM |
| loan-master1 | $25.00 | 10/9/2011 5:53:38 AM |
| GoGalt | $50.00 | 10/9/2011 8:31:50 AM |
| dkjl | $100.00 | 10/9/2011 7:22:55 AM |
| LittleMingo | $50.00 | 10/7/2011 5:30:26 PM |
| MoneyForNothing | $202.02 | 10/7/2011 5:40:02 PM |
| credit-guard5 | $25.00 | 10/7/2011 6:00:27 PM |
| janeybooboo | $100.00 | 10/7/2011 6:20:35 PM |
| MoneyForNothing | $220.20 | 10/7/2011 5:53:28 PM |
| peaceful-wealth0 | $50.00 | 10/7/2011 6:04:21 PM |
| RecoveryLender | $25.00 | 10/7/2011 5:58:13 PM |
| cashhelp | $50.00 | 10/7/2011 7:06:44 PM |
| omegamon1 | $40.00 | 10/7/2011 7:10:12 PM |
| sweety075 | $25.00 | 10/7/2011 8:41:21 PM |
| patriot897 | $25.00 | 10/7/2011 9:29:26 PM |
| LongTail | $29.00 | 10/7/2011 10:38:24 PM |
| penny-finder | $100.00 | 10/7/2011 10:45:55 PM |
| indomitable-coin | $25.00 | 10/8/2011 4:51:21 AM |
| p2p-eagle9 | $50.00 | 10/8/2011 5:24:33 AM |
| TechieLender | $50.00 | 10/8/2011 5:41:38 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:35 AM |
| 888GoldIngots | $38.54 | 10/8/2011 6:34:37 AM |
| fuzed | $75.00 | 10/8/2011 7:12:42 AM |
| amerigor | $25.00 | 10/8/2011 7:20:49 AM |
| investment-artist | $26.01 | 10/8/2011 7:36:53 AM |
| economy-popcorn | $25.00 | 10/8/2011 7:36:28 AM |
| vutah | $25.00 | 10/8/2011 8:00:48 AM |
| bannybucks | $25.00 | 10/8/2011 8:03:16 AM |
| brondero | $26.00 | 10/8/2011 8:19:59 AM |
| mtp | $100.00 | 10/8/2011 8:24:59 AM |
| spiff666 | $50.00 | 10/8/2011 8:33:02 AM |
| FlexFunding | $50.00 | 10/8/2011 9:06:57 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:30 AM |
| Bank42 | $50.00 | 10/8/2011 10:17:13 AM |
| cjames84 | $25.00 | 10/8/2011 11:12:56 AM |
| friendinmoney | $25.00 | 10/8/2011 11:04:57 AM |
| ethicalhumanist | $100.00 | 10/8/2011 11:48:19 AM |
| innovator10 | $200.00 | 10/8/2011 12:01:23 PM |
| credit-bank-usa611 | $25.00 | 10/8/2011 1:06:25 PM |
| jc33148 | $75.00 | 10/8/2011 1:05:47 PM |
| optionscashflow | $30.00 | 10/8/2011 1:09:47 PM |
| Beechturner | $50.00 | 10/8/2011 1:14:17 PM |
| blue-useful-auction | $25.00 | 10/8/2011 1:19:45 PM |
| equitable-capital758 | $350.00 | 10/8/2011 2:01:19 PM |
| Nicedad72 | $27.65 | 10/8/2011 2:20:26 PM |
| listing-reformation8 | $50.00 | 10/8/2011 3:32:43 PM |
| secret-santa | $47.25 | 10/8/2011 3:01:14 PM |
| wlm3012 | $50.00 | 10/8/2011 3:10:24 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:30 PM |
| bughead | $25.00 | 10/8/2011 3:39:38 PM |
| a-reasonable-return | $25.00 | 10/8/2011 5:07:16 PM |
| credit-launcher773 | $50.00 | 10/8/2011 5:36:39 PM |
| slygorman | $30.00 | 10/8/2011 5:50:47 PM |
| purposeful-pound5 | $32.31 | 10/8/2011 6:43:57 PM |
| Sixmil | $100.00 | 10/8/2011 8:30:49 PM |
| p2p-paradise | $50.00 | 10/8/2011 8:48:32 PM |
| susurrus | $75.00 | 10/8/2011 7:12:02 PM |
| mad-scientist418 | $25.00 | 10/9/2011 6:14:07 AM |
| PalmerTheEmbalmer | $25.81 | 10/9/2011 5:29:36 AM |
| supreme-hope | $25.00 | 10/9/2011 5:54:49 AM |
| 13nd3r | $25.00 | 10/9/2011 6:20:14 AM |
| Rivervale_Westwood | $50.00 | 10/9/2011 5:49:37 AM |
| mrpowers5531 | $75.00 | 10/9/2011 9:21:09 AM |
| interstellar | $75.00 | 10/9/2011 8:39:13 AM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
531550
This series of Notes was issued and sold upon the funding of the borrower loan #54447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $152.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $45,104 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thankyou4thechance |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Aug-2009)
620-639
(Jul-2008)
|
|
Principal balance:
| $1,010.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
Finish Bathroom Remodel
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dusigrosz | $150.00 | 10/10/2011 5:01:47 PM |
| the-discrete-income | $50.00 | 10/10/2011 5:13:45 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:08 PM |
| MoneyForNothing | $94.80 | 10/10/2011 5:15:49 PM |
| whitegold24k | $400.00 | 10/10/2011 5:37:54 PM |
| loss-of-control | $75.00 | 10/10/2011 6:35:26 PM |
| Kaj | $40.00 | 10/10/2011 6:42:43 PM |
| vibraphone3 | $25.00 | 10/10/2011 7:03:43 PM |
| Kash2010lu | $25.00 | 10/10/2011 6:40:16 PM |
| reflective-rupee | $25.00 | 10/10/2011 7:34:47 PM |
| sweety075 | $25.00 | 10/10/2011 7:31:32 PM |
| 1800porsche | $25.00 | 10/10/2011 8:48:57 PM |
| thankful-nickel2 | $25.00 | 10/10/2011 7:44:50 PM |
| MilitaryLending | $100.02 | 10/10/2011 8:27:06 PM |
| exchange-squirrel | $25.00 | 10/10/2011 9:30:22 PM |
| magnitude787 | $50.00 | 10/10/2011 9:43:09 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:36 PM |
| icanhasloanz | $300.00 | 10/11/2011 1:27:27 AM |
| Mikale360 | $25.00 | 10/10/2011 10:15:55 PM |
| leverage-jalapeno | $50.00 | 10/11/2011 3:15:33 AM |
| orange-preeminant-bill | $25.00 | 10/11/2011 4:04:21 AM |
| tntmojave | $50.00 | 10/11/2011 5:32:03 AM |
| Pitufo | $50.00 | 10/11/2011 7:07:40 AM |
| wlm3012 | $50.00 | 10/11/2011 7:44:19 AM |
| papaloha | $100.00 | 10/11/2011 8:20:04 AM |
| fireferd | $223.18 | 10/11/2011 8:42:42 AM |
| social-cocktail1 | $200.00 | 10/10/2011 5:15:36 PM |
| whitegold24k | $100.00 | 10/10/2011 5:14:50 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:47 PM |
| happy-return4 | $50.00 | 10/10/2011 5:53:53 PM |
| supreme-hope | $25.00 | 10/10/2011 6:31:56 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:32 PM |
| loan-hacker | $25.00 | 10/10/2011 6:46:20 PM |
| credit-guard5 | $25.00 | 10/10/2011 6:36:51 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:47 PM |
| Moe87 | $25.00 | 10/10/2011 7:00:16 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:36 PM |
| listing-vista | $50.00 | 10/10/2011 9:10:08 PM |
| AndChicksforFree | $77.00 | 10/10/2011 9:08:47 PM |
| amlu1988 | $25.00 | 10/10/2011 8:39:48 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:28 PM |
| KindCharmingReflective-affluence | $25.00 | 10/10/2011 9:50:59 PM |
| serene-capital | $40.00 | 10/11/2011 12:14:20 AM |
| loanman2007 | $50.00 | 10/11/2011 5:22:52 AM |
| irrelevant | $25.00 | 10/11/2011 6:05:09 AM |
| treasure-bliss | $25.00 | 10/11/2011 3:58:24 AM |
| suave-dime6 | $25.00 | 10/11/2011 6:05:03 AM |
| head | $25.00 | 10/11/2011 7:35:08 AM |
| worldly-money4 | $500.00 | 10/11/2011 6:46:14 AM |
| Stingray8a | $25.00 | 10/11/2011 8:32:59 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
531674
This series of Notes was issued and sold upon the funding of the borrower loan #54415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $160.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 7m |
|
Amount delinquent:
| $89 |
Total credit lines:
| 10 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $521 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| drprnr |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 96% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 2
( 4% )
| 680-699
(Jun-2010)
600-619
(Jul-2007)
|
|
Principal balance:
| $2,053.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
consolodate every thing
Purpose of loan:
This loan will be used to...consolidate all my bills
My financial situation:
I am a good candidate for this loan because...I have paid of one loan with prosper, and will pay off the other with this. Came into a hard ship, useing this to recover
Monthly net income: $2000
Monthly expenses: $1500
Housing: $400
Insurance: $220
Car expenses: $330
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $ 50
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $75.00 | 10/10/2011 9:03:05 AM |
| rolltide09 | $25.00 | 10/10/2011 9:03:27 AM |
| MoneyForNothing | $78.36 | 10/10/2011 9:05:37 AM |
| handy-justice | $50.00 | 10/10/2011 9:33:14 AM |
| FinanceEngine | $45.00 | 10/10/2011 9:11:03 AM |
| whitegold24k | $100.00 | 10/10/2011 9:13:49 AM |
| Kash2010lu | $30.00 | 10/10/2011 10:03:26 AM |
| dollar-authority | $50.00 | 10/10/2011 10:51:29 AM |
| first-dinero-paladin | $25.00 | 10/10/2011 10:58:33 AM |
| RLaumeyer | $30.00 | 10/10/2011 11:45:37 AM |
| trumpeter5 | $50.00 | 10/10/2011 12:04:33 PM |
| CA-Lender | $25.00 | 10/10/2011 12:06:14 PM |
| Rollshaft | $30.00 | 10/10/2011 12:53:46 PM |
| servnyou | $50.00 | 10/10/2011 1:11:12 PM |
| Mikale360 | $25.00 | 10/10/2011 12:58:49 PM |
| mikeandcat | $150.00 | 10/10/2011 12:55:42 PM |
| dime-sapling | $25.00 | 10/10/2011 1:49:27 PM |
| suave-dime6 | $25.00 | 10/10/2011 2:00:37 PM |
| first-serene-credit | $25.00 | 10/10/2011 2:27:16 PM |
| income-rocker2 | $50.00 | 10/10/2011 2:23:34 PM |
| niq4soccer | $25.00 | 10/10/2011 2:48:52 PM |
| icanhasloanz | $25.00 | 10/10/2011 2:38:32 PM |
| chameleon125 | $50.00 | 10/10/2011 3:01:41 PM |
| reasonable-currency | $25.00 | 10/10/2011 2:56:15 PM |
| sweety075 | $25.00 | 10/10/2011 4:10:30 PM |
| wise-deal-panda | $200.00 | 10/10/2011 4:05:59 PM |
| innovator10 | $200.00 | 10/10/2011 5:01:25 PM |
| wwwUniversal | $25.00 | 10/10/2011 5:14:17 PM |
| sensible-fund | $25.00 | 10/10/2011 5:45:02 PM |
| witty-openness | $25.00 | 10/10/2011 5:31:50 PM |
| supreme-hope | $25.00 | 10/10/2011 6:27:56 PM |
| Kaj | $40.00 | 10/10/2011 6:42:40 PM |
| high_flyer | $100.00 | 10/10/2011 6:51:32 PM |
| MoneyForNothing | $16.70 | 10/10/2011 6:56:53 PM |
| Moe87 | $25.00 | 10/10/2011 6:54:37 PM |
| the-discrete-income | $25.00 | 10/10/2011 9:06:10 AM |
| 312-Lender | $32.94 | 10/10/2011 9:05:29 AM |
| social-cocktail1 | $200.00 | 10/10/2011 9:14:27 AM |
| progressive-economy261 | $400.00 | 10/10/2011 9:15:02 AM |
| thankful-nickel2 | $50.00 | 10/10/2011 10:23:28 AM |
| whitegold24k | $400.00 | 10/10/2011 9:55:14 AM |
| point-compadre | $50.00 | 10/10/2011 11:06:26 AM |
| AndChicksforFree | $57.00 | 10/10/2011 10:37:03 AM |
| genelinist | $80.00 | 10/10/2011 11:41:28 AM |
| LuvToLend | $25.00 | 10/10/2011 11:42:10 AM |
| reflective-rupee | $25.00 | 10/10/2011 12:00:03 PM |
| mikeandcat | $300.00 | 10/10/2011 12:50:17 PM |
| Bob450 | $25.00 | 10/10/2011 12:07:23 PM |
| SLN-10 | $100.00 | 10/10/2011 1:12:38 PM |
| shrewd-income | $50.00 | 10/10/2011 1:29:20 PM |
| feb217 | $25.00 | 10/10/2011 2:48:14 PM |
| MichaelProsper | $40.00 | 10/10/2011 2:57:10 PM |
| green-trade-dolphin | $40.00 | 10/10/2011 2:57:10 PM |
| Banker2OO7 | $50.00 | 10/10/2011 4:47:43 PM |
| lamsabuy | $100.00 | 10/10/2011 5:01:14 PM |
| nashibaksi | $30.00 | 10/10/2011 5:20:38 PM |
| compassion-artisan9 | $50.00 | 10/10/2011 5:24:32 PM |
| icon7 | $25.00 | 10/10/2011 6:26:12 PM |
| SolarMoonshine | $25.00 | 10/10/2011 6:37:31 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
531684
This series of Notes was issued and sold upon the funding of the borrower loan #54373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,100.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $109.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
9 | Length of status: | 32y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $158,167 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peaceful-agreement9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Freedom
Purpose of loan:
This loan will be used to... Debt Consolidation
My financial situation:
I am a good candidate for this loan because... I have been at the same job for 30 years and consistently pay my bills in timely manner
I
Monthly net income: $ 4500.00
Monthly expenses: $
Housing: $ 1700
Insurance: $ 99
Car expenses: $ 200
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $ 200
Credit cards and other loans: $ 100
Other expenses: $ house maintenance 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-discrete-income | $50.00 | 10/10/2011 9:06:10 AM |
| Moe87 | $25.00 | 10/10/2011 9:07:17 AM |
| progressive-economy261 | $400.00 | 10/10/2011 9:15:02 AM |
| Beechturner | $50.00 | 10/10/2011 9:13:43 AM |
| sjlender | $100.00 | 10/10/2011 9:15:19 AM |
| loanman2007 | $75.00 | 10/10/2011 9:48:22 AM |
| 113121 | $2,400.00 | 10/10/2011 10:06:33 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
531710
This series of Notes was issued and sold upon the funding of the borrower loan #54468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 21.05% |
Borrower rate/APR:
| 22.05% / 25.49% |
Monthly payment:
| $496.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.56% | | |
| |
Estimated return*:
| 12.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $62,204 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| balance-cypress3 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 880-899
(Oct-2010)
860-879
(Sep-2010)
|
|
Principal balance:
| $11,308.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Business Loan
Purpose of loan: Business Loan
This loan will be used to... Bridge Loan - Real Estate
My financial situation: Excellent
I am a good candidate for this loan because... 25+ years experience in industry. Excellent track record.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $8,800.00 | 10/11/2011 5:45:43 PM |
| InvestorPartners | $50.00 | 10/10/2011 9:06:00 AM |
| BenR | $100.00 | 10/10/2011 9:41:01 AM |
| social-cocktail1 | $200.00 | 10/10/2011 9:14:29 AM |
| shmb6508 | $50.00 | 10/10/2011 11:03:17 AM |
| giftgold | $25.00 | 10/10/2011 10:59:59 AM |
| 6moonbeams | $50.00 | 10/10/2011 11:18:25 AM |
| five-star-justice | $25.00 | 10/10/2011 11:56:15 AM |
| zbfamwl | $50.00 | 10/10/2011 11:59:43 AM |
| aasx1108 | $25.00 | 10/10/2011 12:28:06 PM |
| frooogal | $25.00 | 10/10/2011 2:03:35 PM |
| sweety075 | $25.00 | 10/10/2011 4:10:49 PM |
| hopethisworks | $25.00 | 10/10/2011 4:55:30 PM |
| chlebie | $50.00 | 10/10/2011 4:58:52 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:46 PM |
| supreme-hope | $25.00 | 10/10/2011 6:31:23 PM |
| happy-return4 | $50.00 | 10/10/2011 5:53:52 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:47 PM |
| listing-vista | $50.00 | 10/10/2011 9:10:07 PM |
| magnitude787 | $50.00 | 10/10/2011 9:43:09 PM |
| five-star-order1 | $50.00 | 10/10/2011 11:18:39 PM |
| worldly-money4 | $500.00 | 10/11/2011 6:46:14 AM |
| wampum-optimization | $25.00 | 10/11/2011 6:15:25 AM |
| return-enthusiast1 | $25.00 | 10/11/2011 7:51:48 AM |
| fantastic-wampum1 | $100.00 | 10/11/2011 7:05:47 AM |
| papaloha | $25.00 | 10/11/2011 8:19:29 AM |
| finance-prescription | $100.00 | 10/11/2011 9:09:52 AM |
| ready-interest9 | $25.00 | 10/11/2011 9:38:42 AM |
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:42 AM |
| zone8 | $100.00 | 10/11/2011 10:33:07 AM |
| credit-coach118 | $25.37 | 10/11/2011 9:26:53 AM |
| dinero-speaker | $25.00 | 10/11/2011 11:59:51 AM |
| DoctorJoe | $25.00 | 10/11/2011 2:26:07 PM |
| marketplace-hut9 | $25.00 | 10/11/2011 3:47:57 PM |
| top-unflappable-economy | $25.00 | 10/11/2011 2:43:22 PM |
| icon688 | $25.00 | 10/11/2011 3:35:00 PM |
| dansarkis | $25.00 | 10/11/2011 4:15:14 PM |
| 13nd3r | $25.00 | 10/11/2011 4:15:52 PM |
| ursus | $50.00 | 10/11/2011 5:09:35 PM |
| the-productive-agreement | $25.00 | 10/11/2011 6:25:55 PM |
| 113121 | $9.63 | 10/11/2011 6:29:03 PM |
| sjlender | $100.00 | 10/10/2011 9:15:20 AM |
| progressive-economy261 | $400.00 | 10/10/2011 9:15:04 AM |
| life-is-great | $25.00 | 10/10/2011 11:42:50 AM |
| genelinist | $75.00 | 10/10/2011 11:42:18 AM |
| kenji4861 | $25.00 | 10/10/2011 12:56:31 PM |
| nowits10 | $50.00 | 10/10/2011 1:41:00 PM |
| deegeeman | $50.00 | 10/10/2011 2:46:46 PM |
| chameleon125 | $25.00 | 10/10/2011 3:01:56 PM |
| FinDoc | $25.00 | 10/10/2011 4:23:40 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:31 PM |
| DDHMoney | $25.00 | 10/10/2011 6:17:17 PM |
| CA-Lender | $25.00 | 10/10/2011 5:54:59 PM |
| Kaj | $40.00 | 10/10/2011 6:42:41 PM |
| fervent-repayment | $25.00 | 10/10/2011 6:22:20 PM |
| vibraphone3 | $25.00 | 10/10/2011 7:03:42 PM |
| smalltown_mn | $25.00 | 10/10/2011 8:50:11 PM |
| evan | $25.00 | 10/10/2011 8:25:47 PM |
| asmithj | $25.00 | 10/10/2011 9:27:43 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:35 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:26 PM |
| treasure-bliss | $25.00 | 10/11/2011 3:58:24 AM |
| golffish2 | $25.00 | 10/11/2011 4:07:57 AM |
| orange-preeminant-bill | $25.00 | 10/11/2011 4:04:20 AM |
| handshake5 | $100.00 | 10/11/2011 9:09:28 AM |
| Investoman | $75.00 | 10/11/2011 9:11:18 AM |
| tylerfd | $25.00 | 10/11/2011 11:59:18 AM |
| desertoasis | $25.00 | 10/11/2011 11:12:44 AM |
| rupee-sequoia | $50.00 | 10/11/2011 11:54:31 AM |
| authentic-liberty7 | $25.00 | 10/11/2011 12:00:29 PM |
| larslfe | $50.00 | 10/11/2011 1:11:30 PM |
| ILWTC | $25.00 | 10/11/2011 1:24:33 PM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:55:01 PM |
| hard-working-rate3 | $50.00 | 10/11/2011 4:48:16 PM |
| autonomous-kindness8 | $25.00 | 10/11/2011 4:51:34 PM |
| BlueRoom | $25.00 | 10/11/2011 4:15:55 PM |
| worthy-bid8 | $50.00 | 10/11/2011 5:08:26 PM |
| MadHun | $200.00 | 10/11/2011 5:10:48 PM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
531780
This series of Notes was issued and sold upon the funding of the borrower loan #54440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $88.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,182 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bellaphile |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 95% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 5% )
| 600-619
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Need to buy supplies for new order!
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 10/10/2011 5:13:05 PM |
| currency-excellency0 | $75.00 | 10/10/2011 5:02:23 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:13 PM |
| compassion-artisan9 | $75.00 | 10/10/2011 5:23:50 PM |
| whitegold24k | $900.00 | 10/10/2011 5:26:02 PM |
| MoneyForNothing | $44.44 | 10/10/2011 5:30:27 PM |
| 113121 | $50.56 | 10/10/2011 5:54:37 PM |
| SLN-10 | $100.00 | 10/10/2011 5:16:39 PM |
| whitegold24k | $100.00 | 10/10/2011 5:14:53 PM |
| social-cocktail1 | $200.00 | 10/10/2011 5:15:41 PM |
| the-discrete-income | $100.00 | 10/10/2011 5:13:47 PM |
| goodhearted-generosity511 | $25.00 | 10/10/2011 5:30:03 PM |
| Kash2010lu | $30.00 | 10/10/2011 5:36:23 PM |
| witty-openness | $25.00 | 10/10/2011 5:31:17 PM |
| CA-Lender | $25.00 | 10/10/2011 5:53:18 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
501467
This series of Notes was issued and sold upon the funding of the borrower loan #54418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $794.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,038 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| economist111 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Consolidate debt
My financial situation:
I am a good candidate for this loan because...
$12,333 avg net income
Never late with a payment
$1350 rent
No auto loan
Thanks for considering my listing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 10/3/2011 5:05:46 PM |
| blot44 | $100.00 | 10/3/2011 6:48:21 PM |
| peewee1930 | $50.00 | 10/3/2011 6:48:25 PM |
| Natronpee | $25.00 | 10/3/2011 8:37:08 PM |
| SMVM87 | $25.00 | 10/4/2011 3:38:05 AM |
| ZeLonewolf | $25.00 | 10/4/2011 5:59:18 AM |
| littlemonkey | $25.00 | 10/4/2011 8:04:42 AM |
| fervent-currency5 | $150.00 | 10/4/2011 8:07:15 AM |
| gentle-gain235 | $100.00 | 10/4/2011 8:05:56 AM |
| vinayganti | $25.00 | 10/4/2011 9:57:33 AM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:01 AM |
| green-trade-dolphin2 | $25.00 | 10/4/2011 10:50:36 AM |
| gracej | $25.00 | 10/4/2011 2:05:46 PM |
| britgsb | $50.00 | 10/4/2011 11:48:42 AM |
| Curly-Girly | $25.00 | 10/4/2011 12:11:29 PM |
| virtualbank | $25.00 | 10/4/2011 3:49:56 PM |
| azarael | $25.00 | 10/4/2011 4:35:29 PM |
| personal-lender | $25.00 | 10/4/2011 5:10:35 PM |
| Woodworker57 | $28.00 | 10/5/2011 3:56:25 AM |
| indomitable-coin | $25.00 | 10/5/2011 4:47:51 AM |
| NJNY | $25.00 | 10/5/2011 4:50:30 AM |
| BiggestG | $25.00 | 10/5/2011 3:45:24 AM |
| HH123 | $25.00 | 10/5/2011 3:50:42 AM |
| Zipperdu | $50.00 | 10/5/2011 4:47:48 AM |
| Snowflake6515 | $25.00 | 10/5/2011 6:27:09 AM |
| ItsJustMe79 | $30.00 | 10/5/2011 8:29:43 AM |
| best-heavenly-justice | $25.00 | 10/5/2011 8:55:00 AM |
| economy-molecule3 | $500.00 | 10/5/2011 9:14:10 AM |
| Syzygy | $25.00 | 10/5/2011 10:57:26 AM |
| dharma1 | $25.00 | 10/5/2011 12:20:40 PM |
| faldska | $25.00 | 10/5/2011 1:42:14 PM |
| inspired-duty5 | $60.00 | 10/5/2011 2:27:16 PM |
| ideal-platinum1 | $25.00 | 10/5/2011 2:35:28 PM |
| a-commitment-brilliance | $25.00 | 10/5/2011 2:37:28 PM |
| teejay411 | $100.00 | 10/5/2011 2:46:12 PM |
| jcttjg | $25.00 | 10/5/2011 2:53:29 PM |
| leeball | $100.00 | 10/5/2011 4:00:33 PM |
| lagnisiruk | $25.00 | 10/5/2011 4:24:15 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:41 PM |
| Argbargle | $50.00 | 10/5/2011 5:46:01 PM |
| RandomMonkey | $25.00 | 10/5/2011 5:50:19 PM |
| dollar-turtle | $25.00 | 10/5/2011 5:49:57 PM |
| fcrick | $25.00 | 10/5/2011 5:29:35 PM |
| MTLoans | $25.00 | 10/5/2011 6:00:52 PM |
| Indie_Film_Finance | $25.00 | 10/5/2011 5:55:05 PM |
| comet55 | $25.00 | 10/5/2011 6:00:57 PM |
| dedication-elixir | $25.00 | 10/5/2011 6:05:48 PM |
| White-Street-Lending | $25.00 | 10/5/2011 6:38:17 PM |
| hrubinst | $50.00 | 10/5/2011 6:17:45 PM |
| VQ35 | $25.00 | 10/5/2011 6:19:26 PM |
| CrossCreek | $25.00 | 10/5/2011 6:34:48 PM |
| leo888 | $25.00 | 10/5/2011 6:50:21 PM |
| aceLender | $25.00 | 10/5/2011 7:15:24 PM |
| lala_4_ever | $25.00 | 10/5/2011 6:57:36 PM |
| jenq0001 | $25.00 | 10/5/2011 7:04:37 PM |
| steiglends | $100.00 | 10/5/2011 7:48:12 PM |
| chemistry220 | $25.00 | 10/5/2011 7:51:01 PM |
| apexprod | $50.00 | 10/5/2011 8:22:30 PM |
| pawsitive | $30.00 | 10/5/2011 7:26:24 PM |
| CornerKetch | $25.00 | 10/5/2011 8:32:20 PM |
| Mr_Marcus | $25.00 | 10/5/2011 8:09:07 PM |
| engaging-yield4 | $25.00 | 10/5/2011 8:16:07 PM |
| nsandhu | $25.00 | 10/5/2011 7:40:32 PM |
| NoCal | $25.00 | 10/5/2011 9:00:36 PM |
| neenerman | $25.00 | 10/5/2011 8:36:25 PM |
| frobin | $25.00 | 10/5/2011 9:03:54 PM |
| caboleo | $25.00 | 10/5/2011 8:02:09 PM |
| productive-finance | $25.00 | 10/5/2011 8:55:48 PM |
| arbor1 | $25.00 | 10/5/2011 8:45:37 PM |
| Lenawee | $25.00 | 10/5/2011 10:17:38 PM |
| killdare | $25.00 | 10/5/2011 10:01:32 PM |
| greenback-chooser6 | $25.00 | 10/5/2011 10:14:58 PM |
| MARSTUN | $100.00 | 10/5/2011 11:00:16 PM |
| Cheburashka | $30.00 | 10/5/2011 9:35:56 PM |
| harmonious-moola7 | $25.00 | 10/6/2011 12:19:39 AM |
| credit-panda1 | $25.00 | 10/6/2011 3:16:55 AM |
| BeachWalkz | $25.00 | 10/6/2011 4:51:22 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:15 AM |
| tremendous-integrity | $50.00 | 10/6/2011 6:20:18 AM |
| helpinghands212 | $50.00 | 10/6/2011 5:10:13 AM |
| Turkish101 | $25.00 | 10/6/2011 6:29:08 AM |
| genuine-repayment3 | $50.00 | 10/6/2011 7:01:54 AM |
| o0Sparrow0o | $25.00 | 10/6/2011 7:14:01 AM |
| john0720 | $50.00 | 10/6/2011 6:37:31 AM |
| mizount | $25.00 | 10/6/2011 7:43:30 AM |
| revmax | $50.00 | 10/6/2011 7:52:54 AM |
| MrGhost | $25.00 | 10/6/2011 7:00:14 AM |
| wise-silver-wonder | $25.00 | 10/6/2011 8:31:44 AM |
| ingenious-order783 | $25.00 | 10/6/2011 8:45:25 AM |
| ROCKI9 | $50.00 | 10/6/2011 8:47:12 AM |
| top-tolerant-loyalty | $50.00 | 10/6/2011 9:01:18 AM |
| think-become | $25.00 | 10/6/2011 8:49:43 AM |
| bid-papyrus | $25.00 | 10/6/2011 8:54:38 AM |
| MalibuSky | $25.00 | 10/6/2011 9:45:33 AM |
| tender-fund1 | $25.00 | 10/6/2011 10:11:43 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:13 AM |
| SacramentoLoaners | $25.00 | 10/6/2011 9:56:05 AM |
| new-purposeful-coin | $25.00 | 10/6/2011 11:59:29 AM |
| stollcm | $25.00 | 10/6/2011 11:23:42 AM |
| TheGrayFox | $25.00 | 10/6/2011 1:11:11 PM |
| ore-leaper1 | $25.00 | 10/6/2011 1:38:50 PM |
| matusky | $33.68 | 10/6/2011 2:10:11 PM |
| Tasmir | $25.00 | 10/6/2011 12:51:39 PM |
| Railbird | $50.00 | 10/6/2011 1:01:15 PM |
| Preteur | $25.00 | 10/6/2011 1:36:40 PM |
| tj1683 | $25.00 | 10/6/2011 3:09:12 PM |
| theboat | $25.00 | 10/6/2011 3:16:21 PM |
| best-deal-banker | $50.00 | 10/6/2011 4:20:48 PM |
| hardwareman | $25.00 | 10/6/2011 4:41:02 PM |
| camaraderi-popcorn | $25.00 | 10/6/2011 4:03:05 PM |
| determined-deal7 | $25.00 | 10/6/2011 4:06:12 PM |
| cello1 | $25.00 | 10/6/2011 4:08:33 PM |
| hostbank | $100.00 | 10/6/2011 5:45:25 PM |
| riskreward | $250.00 | 10/6/2011 5:58:07 PM |
| compoundinterest | $50.00 | 10/6/2011 5:45:00 PM |
| alands94 | $25.00 | 10/6/2011 6:45:08 PM |
| Ivan2007 | $25.00 | 10/6/2011 6:49:03 PM |
| finance-negotiator2 | $25.00 | 10/6/2011 6:53:30 PM |
| shortstop21 | $25.00 | 10/6/2011 7:03:14 PM |
| fireboss | $70.91 | 10/6/2011 7:45:33 PM |
| Azonic21 | $25.00 | 10/6/2011 6:40:23 PM |
| g314 | $26.00 | 10/6/2011 8:19:10 PM |
| oaktown11 | $50.00 | 10/6/2011 7:06:01 PM |
| lowrate | $25.00 | 10/6/2011 7:44:17 PM |
| Tenfutta | $25.00 | 10/6/2011 9:13:34 PM |
| mrpowers5531 | $25.00 | 10/6/2011 9:09:49 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:23 PM |
| trade-structure | $30.06 | 10/6/2011 10:13:48 PM |
| Iamthewalrus | $25.00 | 10/6/2011 8:31:47 PM |
| AJSinvest | $25.00 | 10/6/2011 10:24:35 PM |
| InvestmentFreak | $35.00 | 10/6/2011 11:28:51 PM |
| Downs108 | $25.00 | 10/6/2011 9:29:10 PM |
| efficient-marketplace | $25.00 | 10/6/2011 9:43:15 PM |
| pipopirate | $25.00 | 10/7/2011 6:13:14 AM |
| fireboss | $58.91 | 10/7/2011 7:26:21 AM |
| wtrboy | $25.00 | 10/7/2011 6:37:42 AM |
| geekguy | $25.00 | 10/7/2011 6:39:00 AM |
| the_prince | $50.00 | 10/7/2011 7:47:46 AM |
| listing-renaissance5 | $100.00 | 10/7/2011 7:00:57 AM |
| MarinLoans | $25.00 | 10/7/2011 8:55:03 AM |
| Rich221976 | $25.00 | 10/7/2011 9:16:19 AM |
| fireheart | $25.00 | 10/7/2011 9:29:20 AM |
| johannesfactotum | $26.00 | 10/7/2011 9:37:23 AM |
| productive-principal7 | $25.00 | 10/7/2011 10:47:28 AM |
| tenchi2777 | $25.00 | 10/7/2011 11:24:57 AM |
| fairness-transporter6 | $25.00 | 10/7/2011 11:20:57 AM |
| dma1206 | $50.00 | 10/7/2011 12:06:35 PM |
| the-capital-shooter | $200.00 | 10/7/2011 11:45:17 AM |
| newest-bountiful-basis | $25.00 | 10/7/2011 12:24:13 PM |
| wwwUniversal | $25.00 | 10/7/2011 12:17:54 PM |
| BookandLaw | $25.00 | 10/7/2011 12:25:01 PM |
| hard-working-rate3 | $250.00 | 10/7/2011 12:59:23 PM |
| gardenslug | $87.00 | 10/7/2011 1:20:14 PM |
| caliguian | $75.00 | 10/7/2011 1:32:48 PM |
| first-dinero-paladin | $100.00 | 10/7/2011 3:34:48 PM |
| exchange-pledge | $50.00 | 10/7/2011 5:38:47 PM |
| aggielender | $25.00 | 10/7/2011 6:31:04 PM |
| goat361 | $42.01 | 10/7/2011 7:36:15 PM |
| whistledicksmith | $25.00 | 10/7/2011 9:24:04 PM |
| Queueball1 | $25.00 | 10/8/2011 5:04:44 AM |
| MBroker | $103.79 | 10/8/2011 5:01:57 AM |
| trucklawyer | $25.00 | 10/8/2011 5:16:16 AM |
| restless-balance9 | $50.00 | 10/8/2011 5:24:47 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:16 AM |
| repaymeplease | $25.48 | 10/8/2011 6:54:14 AM |
| repayment-balancer824 | $25.00 | 10/8/2011 6:57:00 AM |
| SavannahBear | $25.00 | 10/8/2011 7:31:42 AM |
| the-upbeat-p2p | $25.00 | 10/8/2011 7:36:43 AM |
| Warwick | $50.00 | 10/8/2011 7:40:50 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:44 AM |
| dospapalotes | $25.00 | 10/8/2011 8:02:22 AM |
| manfromMaine | $35.17 | 10/8/2011 8:10:56 AM |
| Rivermaverick | $25.00 | 10/8/2011 8:14:03 AM |
| value-pouch | $25.00 | 10/8/2011 8:32:18 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:52 AM |
| HeroJason86 | $30.00 | 10/8/2011 8:35:39 AM |
| L-vex | $25.00 | 10/8/2011 8:52:27 AM |
| GATrust | $25.00 | 10/8/2011 8:39:42 AM |
| FlexFunding | $50.00 | 10/8/2011 9:08:20 AM |
| vivacious-truth3 | $25.00 | 10/8/2011 8:59:16 AM |
| GoSix | $25.00 | 10/8/2011 9:42:37 AM |
| Crystalprop | $25.00 | 10/8/2011 9:45:30 AM |
| fund-tom-tom6 | $50.00 | 10/8/2011 9:14:51 AM |
| Serp | $25.00 | 10/8/2011 9:19:29 AM |
| dinero-honker | $75.00 | 10/8/2011 10:00:25 AM |
| vb3jmg | $25.00 | 10/8/2011 9:44:15 AM |
| bazaar-flow6 | $300.00 | 10/8/2011 9:45:35 AM |
| budyzr | $25.00 | 10/8/2011 10:23:22 AM |
| dpfl55 | $25.00 | 10/8/2011 9:55:25 AM |
| MonkeyHero | $56.70 | 10/8/2011 10:08:27 AM |
| MyPlantsEatBugs | $25.00 | 10/8/2011 10:16:41 AM |
| walkinsky | $389.00 | 10/8/2011 10:18:20 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:45 AM |
| credit-high-five8 | $25.00 | 10/8/2011 10:57:00 AM |
| payout-magician | $25.00 | 10/8/2011 10:57:45 AM |
| ethicalhumanist | $100.00 | 10/8/2011 11:52:27 AM |
| ChicoBob | $25.00 | 10/8/2011 11:18:31 AM |
| octoberfresh | $25.00 | 10/8/2011 11:28:36 AM |
| loyalty-edifice997 | $25.00 | 10/8/2011 11:50:35 AM |
| agile-responsibility | $25.00 | 10/8/2011 12:43:16 PM |
| bradny | $25.00 | 10/8/2011 12:50:56 PM |
| mvpratt | $25.00 | 10/8/2011 1:59:57 PM |
| platinum-sorcerer6 | $25.00 | 10/8/2011 2:17:12 PM |
| eronyc | $25.00 | 10/8/2011 2:18:28 PM |
| sweet-loan7 | $25.00 | 10/8/2011 2:36:31 PM |
| Zacsee | $25.00 | 10/8/2011 2:55:51 PM |
| Hoov | $25.00 | 10/8/2011 3:15:15 PM |
| money-floret | $50.00 | 10/8/2011 3:26:25 PM |
| inspired-investment8 | $100.00 | 10/8/2011 4:48:34 PM |
| lendsalot | $25.00 | 10/8/2011 4:28:25 PM |
| Uwantfunds | $50.00 | 10/8/2011 4:47:31 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:25 PM |
| flexible-vigilance7 | $100.00 | 10/8/2011 6:54:52 PM |
| justice-hawk | $25.00 | 10/8/2011 8:27:54 PM |
| payout-fort8 | $25.00 | 10/8/2011 9:12:47 PM |
| atl_lend | $25.00 | 10/8/2011 11:55:35 PM |
| totoro | $25.00 | 10/9/2011 12:09:59 AM |
| Flatfoot | $25.00 | 10/9/2011 3:06:32 AM |
| syrepsorp | $50.00 | 10/8/2011 10:50:25 PM |
| Crusader88 | $25.00 | 10/9/2011 4:41:48 AM |
| lounges | $25.00 | 10/9/2011 2:37:53 AM |
| speyer | $25.00 | 10/9/2011 7:18:45 AM |
| useful-currency | $25.00 | 10/9/2011 7:31:14 AM |
| Rivervale_Westwood | $50.00 | 10/9/2011 5:48:22 AM |
| BOZO88 | $25.00 | 10/9/2011 6:45:51 AM |
| Mantis75 | $25.00 | 10/9/2011 8:42:24 AM |
| jigs0910 | $25.00 | 10/9/2011 6:32:39 AM |
| green-benefit-enclave | $25.00 | 10/9/2011 7:50:05 AM |
| reordan | $25.00 | 10/9/2011 9:07:34 AM |
| FrayBentos | $25.00 | 10/9/2011 10:41:49 AM |
| balance6 | $25.00 | 10/9/2011 11:18:12 AM |
| dochelp | $50.00 | 10/9/2011 12:12:38 PM |
| best-generosity-financier | $25.00 | 10/9/2011 12:20:48 PM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:05 PM |
| Seriuqs | $25.00 | 10/9/2011 1:41:06 PM |
| YLlama | $25.00 | 10/9/2011 2:16:35 PM |
| yachtmaster45 | $25.00 | 10/9/2011 3:55:44 PM |
| TexasLender2007 | $25.00 | 10/9/2011 3:55:43 PM |
| katnmouse | $35.00 | 10/9/2011 4:29:29 PM |
| yield-seeker | $25.00 | 10/9/2011 5:26:32 PM |
| Money_Working | $25.00 | 10/9/2011 6:04:23 PM |
| tj2010 | $25.00 | 10/9/2011 6:18:39 PM |
| Bubbasnestegg | $25.00 | 10/9/2011 6:30:41 PM |
| iLoaner | $25.00 | 10/9/2011 8:24:12 PM |
| Strato | $25.00 | 10/9/2011 7:25:53 PM |
| bradania | $25.00 | 10/10/2011 12:05:05 AM |
| bobby5832708 | $50.00 | 10/10/2011 5:48:11 AM |
| commitment-jedi4 | $25.00 | 10/10/2011 5:27:56 AM |
| kjsfld | $25.00 | 10/10/2011 6:36:06 AM |
| economy-popcorn | $25.00 | 10/10/2011 7:05:17 AM |
| bazaar-tiramisu4 | $25.00 | 10/10/2011 8:15:31 AM |
| chibear34 | $25.00 | 10/10/2011 8:52:23 AM |
| friendly-peace4 | $25.00 | 10/10/2011 9:09:22 AM |
| brainy-dedication | $25.00 | 10/10/2011 9:25:33 AM |
| InvestorPartners | $50.00 | 10/10/2011 9:05:57 AM |
| gsp1885 | $42.00 | 10/10/2011 10:31:04 AM |
| Richmp412 | $25.00 | 10/10/2011 9:40:49 AM |
| mlbox3k | $25.00 | 10/10/2011 10:21:16 AM |
| SourDoughSteve | $25.00 | 10/10/2011 10:05:14 AM |
| peace-cadence | $25.00 | 10/10/2011 10:32:21 AM |
| point-compadre | $100.00 | 10/10/2011 10:54:25 AM |
| established-gain | $25.00 | 10/10/2011 11:06:03 AM |
| Rider | $200.00 | 10/10/2011 11:42:58 AM |
| degster | $25.00 | 10/10/2011 11:05:31 AM |
| zbfamwl | $50.00 | 10/10/2011 11:55:48 AM |
| 6moonbeams | $50.00 | 10/10/2011 11:18:22 AM |
| natural-affluence4 | $50.00 | 10/10/2011 12:42:34 PM |
| aasx1108 | $25.00 | 10/10/2011 12:28:05 PM |
| income-awakening6 | $25.00 | 10/10/2011 1:03:27 PM |
| Lanewest | $25.00 | 10/10/2011 1:13:28 PM |
| relentless-fairness0 | $25.00 | 10/10/2011 1:54:50 PM |
| the-inspired-justice | $50.00 | 10/10/2011 2:20:28 PM |
| loan-oasis4 | $25.00 | 10/10/2011 3:22:11 PM |
| gain-expert | $25.00 | 10/10/2011 3:25:19 PM |
| kindness-party | $25.00 | 10/10/2011 4:37:38 PM |
| credible-balance0 | $25.00 | 10/10/2011 4:17:33 PM |
| systemlender | $50.00 | 10/10/2011 4:50:08 PM |
| dordee | $75.00 | 10/10/2011 4:44:07 PM |
| pbeach05 | $25.00 | 10/10/2011 5:03:44 PM |
| C_Mark | $75.00 | 10/10/2011 5:31:04 PM |
| awwaaww | $55.00 | 10/10/2011 5:43:39 PM |
| mmullen2 | $150.00 | 10/10/2011 7:07:40 PM |
| happyjackbak | $50.00 | 10/10/2011 8:13:40 PM |
| worth21 | $25.00 | 10/10/2011 7:34:24 PM |
| benefit-banshee | $40.00 | 10/10/2011 10:15:33 PM |
| Petite_Rose | $25.00 | 10/11/2011 4:21:06 AM |
| Pitufo | $25.00 | 10/11/2011 7:06:36 AM |
| a-finance-nirvana | $25.00 | 10/11/2011 8:19:42 AM |
| abstone53 | $25.00 | 10/11/2011 8:54:44 AM |
| angelinvestor01 | $50.00 | 10/11/2011 7:47:36 AM |
| ImaPutz | $25.00 | 10/11/2011 9:05:34 AM |
| durability-gyration4 | $25.60 | 10/11/2011 9:10:09 AM |
| traghip6 | $25.00 | 10/11/2011 9:32:31 AM |
| tbrnet | $100.00 | 10/11/2011 10:43:47 AM |
| Dollars4Rent | $25.00 | 10/4/2011 6:09:30 AM |
| worthy-bid8 | $50.00 | 10/3/2011 5:06:23 PM |
| nickel-ferret | $50.00 | 10/3/2011 5:08:37 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:52 PM |
| igwt47 | $25.00 | 10/3/2011 6:59:08 PM |
| LoanDMC | $25.00 | 10/3/2011 9:47:26 PM |
| first-favorite-bonus9 | $25.00 | 10/4/2011 4:23:32 AM |
| ingenious-order783 | $30.00 | 10/4/2011 6:35:02 AM |
| Marathoner | $25.00 | 10/4/2011 6:13:31 AM |
| ski bum | $100.00 | 10/4/2011 5:11:43 PM |
| Duchdad | $25.00 | 10/4/2011 6:14:58 PM |
| crude | $30.00 | 10/4/2011 8:01:13 PM |
| bouvierchamp | $50.00 | 10/4/2011 9:12:29 PM |
| Chutney | $25.00 | 10/4/2011 7:24:43 PM |
| diversification-surge | $25.00 | 10/5/2011 2:54:47 AM |
| don8ter | $25.00 | 10/4/2011 10:18:19 PM |
| owhite2000 | $100.00 | 10/5/2011 4:17:03 AM |
| murren | $25.00 | 10/5/2011 5:22:56 AM |
| oaktownadam | $25.00 | 10/5/2011 5:33:03 AM |
| Emgolda | $25.00 | 10/5/2011 3:22:14 AM |
| IIP77 | $25.00 | 10/5/2011 5:58:46 AM |
| lenderme | $25.00 | 10/5/2011 7:17:59 AM |
| loyalty-circuitry | $100.00 | 10/5/2011 9:10:42 AM |
| timbob | $500.00 | 10/5/2011 9:20:53 AM |
| donmacprosper | $25.00 | 10/5/2011 10:49:44 AM |
| pwkpwk | $25.00 | 10/5/2011 11:14:37 AM |
| justalender | $50.00 | 10/5/2011 11:59:53 AM |
| ramsbladder | $25.00 | 10/5/2011 12:25:29 PM |
| fireboss | $35.82 | 10/5/2011 12:24:57 PM |
| LendGuy | $50.00 | 10/5/2011 1:21:11 PM |
| gold-disk | $25.00 | 10/5/2011 12:57:13 PM |
| comtnlover | $25.00 | 10/5/2011 1:51:52 PM |
| TEAM-Jasper | $25.00 | 10/5/2011 1:49:37 PM |
| bchbum | $25.00 | 10/5/2011 2:00:47 PM |
| Aimvest | $25.00 | 10/5/2011 2:41:18 PM |
| fairness-drum | $35.00 | 10/5/2011 3:19:26 PM |
| impressive-asset1 | $25.00 | 10/5/2011 5:37:43 PM |
| gauss02 | $25.00 | 10/5/2011 5:48:33 PM |
| dime-galaxy | $25.00 | 10/5/2011 5:48:40 PM |
| Earl65 | $25.00 | 10/5/2011 5:50:53 PM |
| reaction5 | $25.00 | 10/5/2011 5:51:53 PM |
| ericgassercom | $25.00 | 10/5/2011 5:57:44 PM |
| SeaLoans | $25.00 | 10/5/2011 6:32:06 PM |
| elasermd | $50.00 | 10/5/2011 6:33:39 PM |
| boj2007 | $25.00 | 10/5/2011 6:09:19 PM |
| atope | $25.00 | 10/5/2011 6:20:16 PM |
| growlydog | $25.00 | 10/5/2011 6:33:55 PM |
| jfd287 | $25.00 | 10/5/2011 6:35:45 PM |
| investment-network | $50.00 | 10/5/2011 6:36:24 PM |
| Nordzee | $25.00 | 10/5/2011 6:40:18 PM |
| hs112a | $25.00 | 10/5/2011 7:29:45 PM |
| californiakhan | $25.00 | 10/5/2011 7:32:02 PM |
| DixiePixie980 | $25.00 | 10/5/2011 7:38:25 PM |
| pleasant-basis | $30.00 | 10/5/2011 7:44:22 PM |
| yennib | $25.00 | 10/5/2011 7:12:09 PM |
| dollar-sequoia | $25.00 | 10/5/2011 8:30:42 PM |
| mtquan | $25.00 | 10/5/2011 7:27:16 PM |
| caring-basis0 | $225.00 | 10/5/2011 8:27:03 PM |
| onegoodlender | $25.00 | 10/5/2011 8:55:13 PM |
| Wowzer | $25.00 | 10/5/2011 8:32:39 PM |
| deal-enrichment | $25.00 | 10/5/2011 9:02:13 PM |
| del30 | $25.00 | 10/5/2011 9:03:05 PM |
| silverloan | $40.00 | 10/5/2011 8:11:03 PM |
| unrivaled-silver | $50.00 | 10/5/2011 9:41:17 PM |
| precious-coin3 | $25.00 | 10/5/2011 10:20:42 PM |
| sjlender | $100.00 | 10/5/2011 9:58:23 PM |
| wtrboy | $25.00 | 10/5/2011 10:58:38 PM |
| joseapg | $25.00 | 10/5/2011 11:06:14 PM |
| malicea | $25.00 | 10/5/2011 10:05:53 PM |
| Ripsaw4U | $25.00 | 10/6/2011 3:36:19 AM |
| TheTimeIsNow | $25.00 | 10/6/2011 3:37:58 AM |
| zhiguli | $25.00 | 10/5/2011 11:29:30 PM |
| sngndnc | $25.00 | 10/6/2011 4:43:29 AM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:50:18 AM |
| duty-starfish8 | $25.00 | 10/6/2011 4:07:57 AM |
| PCash | $50.00 | 10/6/2011 4:11:01 AM |
| runner262 | $25.00 | 10/6/2011 5:56:40 AM |
| friendinmoney | $25.00 | 10/6/2011 6:05:27 AM |
| adaptable-camaraderi | $52.00 | 10/6/2011 6:10:39 AM |
| ualf | $50.00 | 10/6/2011 5:56:47 AM |
| orange-courageous-dedication | $25.00 | 10/6/2011 6:04:50 AM |
| no_agenda_lender | $25.00 | 10/6/2011 7:15:33 AM |
| SkiNZ | $25.00 | 10/6/2011 7:22:34 AM |
| joffco | $28.48 | 10/6/2011 9:12:55 AM |
| chomper969 | $25.00 | 10/6/2011 9:41:39 AM |
| a-healthy-affluence | $25.00 | 10/6/2011 9:03:42 AM |
| kenji4861 | $25.00 | 10/6/2011 10:00:26 AM |
| listing-meridian | $50.00 | 10/6/2011 9:07:42 AM |
| anyoi | $25.00 | 10/6/2011 9:11:43 AM |
| RankPaid | $25.00 | 10/6/2011 10:59:05 AM |
| Keebs | $25.00 | 10/6/2011 11:14:36 AM |
| power-trophy7 | $50.00 | 10/6/2011 10:56:50 AM |
| Acid | $50.00 | 10/6/2011 12:21:45 PM |
| kalex752 | $25.00 | 10/6/2011 1:02:16 PM |
| top-tender-moola | $25.00 | 10/6/2011 1:09:03 PM |
| currency-stockpiler8 | $25.00 | 10/6/2011 11:25:52 AM |
| a-truth-upholder | $25.00 | 10/6/2011 1:15:29 PM |
| harty | $50.00 | 10/6/2011 1:32:01 PM |
| paymentologist | $50.00 | 10/6/2011 3:00:54 PM |
| ahalls | $25.00 | 10/6/2011 3:42:32 PM |
| roymckenzie | $25.00 | 10/6/2011 3:42:18 PM |
| Asynch | $25.00 | 10/6/2011 2:31:29 PM |
| br4444 | $25.00 | 10/6/2011 4:14:14 PM |
| MilitaryAV8R | $25.00 | 10/6/2011 5:05:46 PM |
| jdrez | $25.00 | 10/6/2011 4:32:27 PM |
| mjdaking | $25.00 | 10/6/2011 5:39:40 PM |
| MadHun | $200.00 | 10/6/2011 5:47:59 PM |
| jscope | $25.00 | 10/6/2011 6:13:34 PM |
| reasonable-durability1 | $30.00 | 10/6/2011 7:47:12 PM |
| jazz619 | $25.00 | 10/6/2011 8:13:34 PM |
| Veets | $100.00 | 10/6/2011 7:17:22 PM |
| a89098 | $50.00 | 10/6/2011 9:49:58 PM |
| ptjg | $25.00 | 10/6/2011 10:05:19 PM |
| -J | $25.00 | 10/6/2011 8:37:13 PM |
| benjay25 | $25.00 | 10/6/2011 11:44:22 PM |
| mr55262 | $25.00 | 10/6/2011 10:09:13 PM |
| PaulW | $25.00 | 10/7/2011 4:31:53 AM |
| nosualcneas | $25.00 | 10/7/2011 6:01:42 AM |
| peripatetic | $25.00 | 10/7/2011 3:23:53 AM |
| fervent-repayment | $25.00 | 10/7/2011 3:23:57 AM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:26 AM |
| DadWarbucks | $25.00 | 10/7/2011 7:40:16 AM |
| building-america | $25.00 | 10/7/2011 8:17:39 AM |
| credit-coach118 | $25.00 | 10/7/2011 8:54:27 AM |
| Holtavious | $25.00 | 10/7/2011 8:31:14 AM |
| attractive-vigilance4 | $25.00 | 10/7/2011 10:20:25 AM |
| FG9YTR | $25.00 | 10/7/2011 10:50:51 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:16 PM |
| suave-dollar | $50.00 | 10/7/2011 12:25:07 PM |
| my401K | $50.00 | 10/7/2011 12:32:47 PM |
| dough-souffle | $200.00 | 10/7/2011 1:38:49 PM |
| diligent-leverage | $50.00 | 10/7/2011 1:53:07 PM |
| brazilofmux | $50.00 | 10/7/2011 2:06:01 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:44 PM |
| dedication-merman | $25.00 | 10/7/2011 2:36:12 PM |
| dingus | $25.00 | 10/7/2011 5:22:18 PM |
| balance-whistle7 | $25.00 | 10/7/2011 5:39:42 PM |
| LenderByDay | $25.00 | 10/7/2011 7:04:56 PM |
| wealth-cheetah7 | $50.00 | 10/7/2011 7:08:01 PM |
| natural-worth9 | $1,500.00 | 10/7/2011 8:27:54 PM |
| sb0453 | $25.00 | 10/7/2011 8:03:48 PM |
| zzztimbo | $25.00 | 10/7/2011 9:17:20 PM |
| abkennedy | $25.00 | 10/7/2011 9:23:16 PM |
| chestnut4 | $50.00 | 10/7/2011 10:35:34 PM |
| Futurero | $25.00 | 10/7/2011 11:18:51 PM |
| Approved1234 | $50.00 | 10/8/2011 2:18:57 AM |
| AgTiPinisher | $25.00 | 10/8/2011 2:13:07 AM |
| cerebral-auction950 | $100.00 | 10/8/2011 2:27:12 AM |
| HibbyD | $30.00 | 10/8/2011 5:26:26 AM |
| gold-chorus6 | $25.00 | 10/8/2011 5:27:29 AM |
| awe53 | $25.00 | 10/8/2011 6:07:00 AM |
| Supernick | $100.00 | 10/8/2011 5:52:02 AM |
| wahoos20 | $50.00 | 10/8/2011 6:16:34 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:24 AM |
| calessabay | $25.00 | 10/8/2011 6:17:38 AM |
| trade-surge3 | $33.00 | 10/8/2011 7:08:42 AM |
| MoxiePop | $25.00 | 10/8/2011 6:51:20 AM |
| worthy-truth | $25.00 | 10/8/2011 6:54:32 AM |
| TruckerGuy | $25.00 | 10/8/2011 7:15:48 AM |
| logical-p2ploan | $92.23 | 10/8/2011 7:42:12 AM |
| ZeoInvestments | $25.00 | 10/8/2011 8:08:50 AM |
| gzeo | $25.00 | 10/8/2011 8:06:54 AM |
| objective-investor | $250.00 | 10/8/2011 8:07:53 AM |
| 7588WorkingGuy | $32.00 | 10/8/2011 8:14:58 AM |
| miwoktribe | $50.00 | 10/8/2011 8:26:24 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:58:33 AM |
| brewman | $25.00 | 10/8/2011 9:11:14 AM |
| FlexFunding | $50.00 | 10/8/2011 9:03:32 AM |
| vicumn | $25.00 | 10/8/2011 9:13:03 AM |
| sammyhammy | $25.00 | 10/8/2011 9:49:26 AM |
| fly4sugar | $50.00 | 10/8/2011 9:28:48 AM |
| skunkor2 | $29.00 | 10/8/2011 9:51:08 AM |
| power-kin | $25.00 | 10/8/2011 10:20:55 AM |
| turbobrat | $27.20 | 10/8/2011 10:37:12 AM |
| kind-cash-zone | $100.00 | 10/8/2011 10:39:06 AM |
| jts | $25.00 | 10/8/2011 10:13:25 AM |
| joetrish | $25.00 | 10/8/2011 10:27:32 AM |
| ingenious-interest1 | $25.00 | 10/8/2011 10:31:37 AM |
| britgsb | $25.00 | 10/8/2011 11:19:40 AM |
| whipone | $25.00 | 10/8/2011 12:14:33 PM |
| damage | $25.00 | 10/8/2011 1:00:05 PM |
| reward-system | $25.00 | 10/8/2011 1:18:35 PM |
| Willylump | $25.00 | 10/8/2011 2:28:16 PM |
| loot-heart | $25.00 | 10/8/2011 2:52:30 PM |
| unforgettable-bazaar0 | $50.00 | 10/8/2011 2:54:22 PM |
| lost-money-so-far-on-these | $25.00 | 10/8/2011 4:11:33 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:20 PM |
| x-bones | $25.00 | 10/8/2011 4:52:12 PM |
| Fryilluh | $45.00 | 10/8/2011 5:21:47 PM |
| acropiloterau2002 | $25.00 | 10/8/2011 4:16:08 PM |
| CarlC | $25.00 | 10/8/2011 6:53:12 PM |
| Sixmil | $100.00 | 10/8/2011 8:17:27 PM |
| BankOfBjoltus | $100.00 | 10/8/2011 7:59:50 PM |
| djs81 | $50.00 | 10/9/2011 5:00:24 AM |
| kcole10 | $25.00 | 10/9/2011 4:03:33 AM |
| tenacious-payout | $50.00 | 10/9/2011 6:12:43 AM |
| MrEks | $25.00 | 10/9/2011 10:43:49 AM |
| newyork6264 | $25.00 | 10/9/2011 9:36:18 AM |
| tolstoy00 | $25.00 | 10/9/2011 12:05:33 PM |
| jescowa | $50.00 | 10/9/2011 12:23:48 PM |
| orange-dollar-guild | $25.00 | 10/9/2011 12:30:41 PM |
| first-generosity-harmonica | $25.00 | 10/9/2011 1:18:11 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:53 PM |
| green28 | $300.00 | 10/9/2011 1:29:22 PM |
| mrladybug101 | $25.00 | 10/9/2011 2:09:22 PM |
| sparkling-contract7 | $25.00 | 10/9/2011 2:26:52 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:43:59 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:34 PM |
| EmmaDog44 | $25.00 | 10/9/2011 3:56:55 PM |
| funnymoney1 | $25.00 | 10/9/2011 4:05:55 PM |
| Nickle-Back | $25.00 | 10/9/2011 6:00:32 PM |
| green-interest-web | $50.00 | 10/9/2011 6:21:11 PM |
| Blends | $25.00 | 10/9/2011 6:50:42 PM |
| ana74blue | $25.00 | 10/9/2011 6:05:42 PM |
| Wilvara | $25.00 | 10/9/2011 7:13:28 PM |
| julijask | $100.00 | 10/9/2011 8:18:14 PM |
| SFGuy | $28.91 | 10/9/2011 9:43:02 PM |
| CoastalCASH | $50.00 | 10/9/2011 10:17:10 PM |
| responsibility-cherry6 | $25.00 | 10/9/2011 9:40:34 PM |
| subtle-revenue0 | $25.00 | 10/10/2011 5:03:03 AM |
| jjb3 | $25.00 | 10/10/2011 3:31:27 AM |
| Bladewil | $25.00 | 10/10/2011 6:29:10 AM |
| proud-pound4 | $48.00 | 10/10/2011 5:11:04 AM |
| dgallo | $25.00 | 10/10/2011 6:21:14 AM |
| giftgold | $25.00 | 10/10/2011 6:26:09 AM |
| worth-sanctuary9 | $28.00 | 10/10/2011 7:37:26 AM |
| Socorro_Capital_Partners | $25.01 | 10/10/2011 8:38:09 AM |
| Officiency | $100.00 | 10/10/2011 8:41:22 AM |
| suk200 | $25.00 | 10/10/2011 8:47:58 AM |
| SailAwayMoon | $25.00 | 10/10/2011 8:33:20 AM |
| orange-penny-shooter | $25.00 | 10/10/2011 8:50:49 AM |
| unequaled-loyalty7 | $25.00 | 10/10/2011 9:16:14 AM |
| LowLeftJim | $25.00 | 10/10/2011 10:33:13 AM |
| investment-comet | $25.00 | 10/10/2011 11:28:15 AM |
| seanwolter | $25.00 | 10/10/2011 11:10:10 AM |
| Solid-Platinum | $50.00 | 10/10/2011 11:37:41 AM |
| p40thawk | $25.00 | 10/10/2011 11:59:01 AM |
| sci_guy | $25.00 | 10/10/2011 12:23:07 PM |
| banker727 | $25.00 | 10/10/2011 12:54:12 PM |
| crazycool | $250.00 | 10/10/2011 1:35:38 PM |
| revenue-spa8 | $50.00 | 10/10/2011 2:20:57 PM |
| mausolfe | $25.00 | 10/10/2011 3:01:45 PM |
| deegeeman | $50.00 | 10/10/2011 2:46:43 PM |
| buukyak | $25.00 | 10/10/2011 3:20:47 PM |
| dogthecat | $25.00 | 10/10/2011 3:14:15 PM |
| first-serene-credit | $25.00 | 10/10/2011 4:40:13 PM |
| intuitive-camaraderi9 | $25.00 | 10/10/2011 3:57:24 PM |
| jga516 | $25.00 | 10/10/2011 4:24:58 PM |
| georgedorn | $37.60 | 10/10/2011 6:03:51 PM |
| JazzFranchise | $50.00 | 10/10/2011 6:21:21 PM |
| naniamo | $25.00 | 10/10/2011 6:45:04 PM |
| crw1950 | $50.00 | 10/10/2011 7:44:38 PM |
| BigBag | $25.00 | 10/10/2011 8:04:29 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:29 PM |
| donloah | $50.00 | 10/10/2011 9:57:44 PM |
| chesterCFO | $25.00 | 10/11/2011 6:40:13 AM |
| astute-fairness0 | $25.00 | 10/11/2011 6:26:04 AM |
| green-glowing-gain | $25.00 | 10/11/2011 7:47:50 AM |
| irishcocacola | $25.00 | 10/11/2011 7:58:24 AM |
| self-reliant-p2p2 | $25.00 | 10/11/2011 8:21:22 AM |
| upright-velocity1 | $100.00 | 10/11/2011 8:47:43 AM |
| mikeleib | $25.00 | 10/11/2011 8:37:06 AM |
| Captain88 | $25.00 | 10/11/2011 10:07:04 AM |
| ChrisTiff | $25.00 | 10/11/2011 10:09:31 AM |
| Contour | $25.00 | 10/11/2011 10:36:49 AM |
| nuclearmoose | $50.00 | 10/11/2011 10:38:32 AM |
| Rider | $40.00 | 10/11/2011 10:42:39 AM |
| 561 Investments
|
Borrower Payment Dependent Notes Series
523865
This series of Notes was issued and sold upon the funding of the borrower loan #54397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 6y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| flashman42 |
Borrower's state:
| Ohio |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 93% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 7% )
| 680-699
(Apr-2010)
680-699
(Mar-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Expanding
Purpose of loan: Continue building good credit
This loan will be used to...I need to continue to build my family business. My first Prosper loan helped me develop my business. Since then I have hired two individuals. I need to broaden my credit to continue our success.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $75000.00
Monthly expenses: $
Housing: $1015.00
Insurance: $150.00
Car expenses: $250.00
Utilities: $160.00
Phone, cable, internet: $80.00
Food, entertainment: $450.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1200.00
Other expenses: $0.0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $35.00 | 10/6/2011 9:04:07 AM |
| golffish2 | $25.00 | 10/6/2011 9:01:53 AM |
| AndChicksforFree | $25.00 | 10/6/2011 9:33:48 AM |
| green-trade-dolphin | $35.00 | 10/6/2011 10:15:55 AM |
| DHolly | $25.00 | 10/6/2011 9:21:35 AM |
| goodhearted-generosity511 | $25.00 | 10/6/2011 11:13:06 AM |
| Mikale360 | $25.00 | 10/6/2011 11:09:25 AM |
| gotjack | $25.00 | 10/6/2011 4:23:53 PM |
| transformer855 | $25.00 | 10/6/2011 4:07:48 PM |
| Bob450 | $25.00 | 10/6/2011 4:46:23 PM |
| trumpeter5 | $25.00 | 10/6/2011 5:52:07 PM |
| SolarMoonshine | $25.00 | 10/6/2011 6:12:40 PM |
| jpaulnyc | $30.19 | 10/6/2011 9:06:23 PM |
| Feyenoord | $25.00 | 10/6/2011 9:49:29 PM |
| thrilling-nickel5 | $25.00 | 10/7/2011 4:07:00 AM |
| FarmersBank | $26.48 | 10/7/2011 7:05:35 AM |
| kinetic-social | $25.00 | 10/7/2011 9:45:02 AM |
| payout-bridge | $150.00 | 10/7/2011 12:53:49 PM |
| genuine-integrity0 | $25.00 | 10/7/2011 3:58:16 PM |
| first-dinero-paladin | $50.00 | 10/7/2011 3:13:23 PM |
| CA-Lender | $25.00 | 10/7/2011 9:30:06 PM |
| zone6 | $97.74 | 10/8/2011 2:47:55 AM |
| SouthernRemarketing | $25.28 | 10/8/2011 4:37:38 AM |
| Leshan | $287.34 | 10/8/2011 7:15:17 AM |
| economy-popcorn | $25.00 | 10/8/2011 7:33:03 AM |
| eagle1271 | $25.00 | 10/8/2011 8:06:43 AM |
| promise2 | $51.57 | 10/8/2011 8:40:28 AM |
| SecondChanceLendingSERV | $25.00 | 10/8/2011 8:43:23 AM |
| myutmost | $25.00 | 10/8/2011 8:47:07 AM |
| cjames84 | $25.00 | 10/8/2011 10:38:23 AM |
| listing-reformation8 | $100.00 | 10/8/2011 10:47:14 AM |
| mennleo | $33.00 | 10/8/2011 12:09:26 PM |
| revenue-associate | $25.00 | 10/8/2011 12:39:58 PM |
| handy-justice | $50.00 | 10/8/2011 12:54:24 PM |
| yield-lion2 | $25.00 | 10/8/2011 12:14:02 PM |
| 168RichCapital | $25.10 | 10/8/2011 1:36:41 PM |
| tcpfan | $24.64 | 10/8/2011 2:19:39 PM |
| NekHoldings | $25.00 | 10/6/2011 9:03:43 AM |
| loanman2007 | $25.00 | 10/6/2011 9:59:02 AM |
| fabulous-community4 | $40.00 | 10/6/2011 9:05:06 AM |
| thankful-nickel2 | $25.00 | 10/6/2011 9:23:33 AM |
| whitegold24k | $500.00 | 10/6/2011 9:46:20 AM |
| papaloha | $50.00 | 10/6/2011 2:18:21 PM |
| capital-kingdom | $25.01 | 10/6/2011 3:32:04 PM |
| setUup | $26.76 | 10/6/2011 4:31:31 PM |
| sensible-fund | $25.00 | 10/6/2011 4:43:53 PM |
| chameleon125 | $25.00 | 10/6/2011 3:54:39 PM |
| DiligentiaLLC | $50.00 | 10/6/2011 8:23:10 PM |
| amlu1988 | $25.00 | 10/6/2011 8:53:51 PM |
| CoolPlexer | $25.00 | 10/6/2011 8:59:27 PM |
| icanhasloanz | $100.00 | 10/7/2011 1:50:47 AM |
| brondero | $50.00 | 10/6/2011 11:04:48 PM |
| Legally_Blonde | $50.00 | 10/7/2011 6:11:27 AM |
| FinanceEngine | $30.00 | 10/7/2011 8:56:12 AM |
| CincyTex | $50.00 | 10/7/2011 10:14:01 AM |
| HammerSmith | $25.00 | 10/7/2011 11:25:53 AM |
| brondero | $56.00 | 10/7/2011 12:08:20 PM |
| good4loan | $25.00 | 10/7/2011 1:34:52 PM |
| dough-souffle | $50.00 | 10/7/2011 1:35:32 PM |
| penny-sergeant | $25.00 | 10/7/2011 5:22:02 PM |
| WeshaTheLeopard | $25.00 | 10/7/2011 5:54:24 PM |
| wheel184 | $50.00 | 10/7/2011 6:28:21 PM |
| bid-stockpiler1 | $250.00 | 10/7/2011 6:56:34 PM |
| 77scout | $75.00 | 10/8/2011 6:08:47 AM |
| aztocas | $25.00 | 10/8/2011 7:23:10 AM |
| jonn834 | $25.00 | 10/8/2011 8:34:22 AM |
| gothampark | $25.00 | 10/8/2011 8:47:53 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:08 AM |
| icon7 | $100.00 | 10/8/2011 11:09:01 AM |
| graceful-investment | $50.00 | 10/8/2011 11:21:46 AM |
| spike22 | $25.06 | 10/8/2011 12:14:46 PM |
| grammaspurse | $25.00 | 10/8/2011 11:55:34 AM |
| Frover | $25.00 | 10/8/2011 12:48:42 PM |
| the-respectful-transaction | $25.00 | 10/8/2011 12:39:34 PM |
| KindCharmingReflective-affluence | $25.00 | 10/8/2011 12:59:31 PM |
| loss-of-control | $75.00 | 10/8/2011 2:07:20 PM |
| shiny-gold5 | $25.83 | 10/8/2011 2:10:04 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
528137
This series of Notes was issued and sold upon the funding of the borrower loan #54390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $129.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 620-639 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
5 | Length of status: | 10y 0m |
|
Amount delinquent:
| $3,536 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,253 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-affluence-blanket |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,653.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to...Fix auto and clean up small bills
My financial situation:
I am a good candidate for this loan because I have borrowed prior from Prosper and paid it back quickly
Monthly net income: $2,500
Monthly expenses: $120
Housing: $0
Insurance: $136.00
Car expenses: $0
Utilities: $60
Phone, cable, internet: $ 158
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $628
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Mikale360 | $25.00 | 10/1/2011 12:38:07 PM |
| jmvingeorgia | $50.00 | 10/1/2011 12:38:46 PM |
| blitzen40 | $25.00 | 10/1/2011 1:37:10 PM |
| SecondChanceLendingSERV | $25.00 | 10/1/2011 4:13:58 PM |
| green-trade-dolphin | $30.00 | 10/1/2011 6:49:33 PM |
| atlvalet | $25.00 | 10/2/2011 1:31:04 PM |
| platinum-scientist9 | $25.00 | 10/2/2011 2:11:41 PM |
| SouthernRemarketing | $38.23 | 10/2/2011 6:25:18 PM |
| let_me_retire | $25.00 | 10/2/2011 11:02:10 PM |
| papaloha | $100.00 | 10/2/2011 9:03:17 PM |
| golffish2 | $25.00 | 10/3/2011 4:09:08 AM |
| quest0 | $25.00 | 10/3/2011 9:50:34 AM |
| Rogelio48 | $25.00 | 10/3/2011 10:32:51 AM |
| Leshan | $300.00 | 10/3/2011 5:04:07 PM |
| RSV | $25.00 | 10/4/2011 7:27:35 AM |
| bold-joyful-exchange | $25.00 | 10/4/2011 12:11:46 PM |
| himistu22 | $25.00 | 10/4/2011 5:13:03 PM |
| Amped | $25.00 | 10/4/2011 8:57:11 PM |
| falcon88dp | $25.00 | 10/4/2011 11:51:13 PM |
| paceme1 | $26.00 | 10/5/2011 5:14:40 PM |
| coyone | $50.00 | 10/6/2011 12:12:47 PM |
| handy-loan527 | $25.00 | 10/6/2011 3:47:14 PM |
| chillware | $26.00 | 10/7/2011 8:40:49 AM |
| LivingInvestments00 | $37.10 | 10/7/2011 12:20:40 PM |
| LivingInvestments01 | $32.29 | 10/7/2011 12:19:09 PM |
| the-kindness-honker | $25.00 | 10/8/2011 8:46:47 AM |
| cjames84 | $25.00 | 10/8/2011 10:41:43 AM |
| undergroundmike | $34.64 | 10/8/2011 2:22:07 PM |
| bnoble09 | $25.88 | 10/8/2011 2:40:51 PM |
| wlm3012 | $30.00 | 10/8/2011 2:45:12 PM |
| mrxtravis | $25.00 | 10/8/2011 3:36:55 PM |
| jtc26 | $46.13 | 10/8/2011 6:33:02 PM |
| Lubava | $50.00 | 10/8/2011 8:54:08 PM |
| best-listing-toro | $21.63 | 10/8/2011 8:59:28 PM |
| sensible-fund | $25.00 | 10/1/2011 12:29:32 PM |
| payout-bridge | $25.00 | 10/1/2011 7:02:56 PM |
| mennleo | $30.00 | 10/1/2011 9:56:52 PM |
| money-baron-roth-IRA | $25.00 | 10/2/2011 9:58:24 AM |
| wonderous-dough | $30.00 | 10/2/2011 10:44:30 AM |
| AF-Chief | $50.00 | 10/2/2011 7:28:09 PM |
| p2p-eagle9 | $25.00 | 10/3/2011 7:38:37 AM |
| sweety075 | $25.00 | 10/3/2011 11:10:01 AM |
| the-discrete-income | $25.00 | 10/3/2011 1:24:16 PM |
| GElender | $40.00 | 10/3/2011 4:16:59 PM |
| shrewd-income | $50.00 | 10/3/2011 8:51:22 PM |
| epic-dollar557 | $27.76 | 10/4/2011 1:16:11 AM |
| Cluvnupe06 | $56.00 | 10/4/2011 9:02:49 AM |
| frooogal | $25.00 | 10/4/2011 9:23:06 AM |
| glroark | $50.00 | 10/4/2011 9:33:52 AM |
| NekHoldings | $25.00 | 10/4/2011 4:06:51 PM |
| Eric_Gagne | $25.00 | 10/4/2011 5:08:39 PM |
| poisson17 | $25.00 | 10/4/2011 6:26:03 PM |
| vigorous-moola | $36.00 | 10/5/2011 7:56:09 AM |
| dtana | $25.00 | 10/5/2011 9:32:30 AM |
| blue-goal-deal | $25.00 | 10/5/2011 11:11:01 AM |
| winmals | $25.00 | 10/5/2011 11:33:29 AM |
| revenue-magnolia | $25.11 | 10/5/2011 2:12:52 PM |
| SolarMoonshine | $25.00 | 10/5/2011 6:20:33 PM |
| rutzebach | $85.30 | 10/6/2011 7:38:20 PM |
| responsive-rate884 | $30.00 | 10/7/2011 1:16:55 PM |
| revenue-associate | $25.00 | 10/7/2011 1:26:38 PM |
| dough-souffle | $50.00 | 10/7/2011 1:30:30 PM |
| Chesterite | $25.00 | 10/7/2011 1:43:44 PM |
| icanhasloanz | $50.00 | 10/8/2011 1:57:02 AM |
| amerigor | $35.00 | 10/8/2011 7:14:30 AM |
| aztocas | $50.00 | 10/8/2011 7:22:00 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:01 AM |
| listing-reformation8 | $25.00 | 10/8/2011 10:49:01 AM |
| icon7 | $100.00 | 10/8/2011 11:11:14 AM |
| loss-of-control | $50.00 | 10/8/2011 2:22:52 PM |
| Wittlich | $49.93 | 10/8/2011 3:40:01 PM |
| AndChicksforFree | $57.00 | 10/8/2011 4:56:48 PM |
| small-change | $25.00 | 10/8/2011 8:00:11 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
528409
This series of Notes was issued and sold upon the funding of the borrower loan #54353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $216.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
9 | Length of status: | 20y 3m |
|
Amount delinquent:
| $316 |
Total credit lines:
| 26 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,214 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-merman7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Love
Purpose of loan: To help my neice and her two children, she lost her job.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2500.00
Monthly expenses: $ 1500.00
Housing: $ 800.00
Insurance: $ 50.00
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 100.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 300.00
Other expenses: $ 100-150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 9/23/2011 5:06:47 PM |
| Interloper | $25.00 | 9/23/2011 8:26:11 PM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:11 AM |
| ursus | $49.00 | 9/24/2011 12:09:05 PM |
| a-unflappable-finance | $100.00 | 9/25/2011 2:37:54 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:53 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:42 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:26 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:09 PM |
| rcm87 | $50.00 | 9/27/2011 5:12:00 PM |
| marwadi-62 | $100.00 | 9/27/2011 11:02:26 PM |
| the-inspired-justice | $25.00 | 9/28/2011 3:49:56 PM |
| don8ter | $25.00 | 9/29/2011 3:32:42 AM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:28 AM |
| five-star-justice | $25.00 | 9/29/2011 11:50:21 AM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:13 PM |
| BOZO88 | $45.00 | 9/29/2011 7:03:20 PM |
| Headhunter14 | $25.00 | 9/29/2011 7:43:47 PM |
| iwantmore | $25.00 | 9/29/2011 7:31:44 PM |
| reward-motion | $25.00 | 9/30/2011 4:17:23 AM |
| marwadi-62 | $200.00 | 9/30/2011 5:41:40 AM |
| life-is-great | $25.00 | 9/30/2011 7:27:24 AM |
| basis-mate7 | $50.00 | 9/30/2011 7:29:41 AM |
| IP | $25.00 | 9/30/2011 9:28:23 AM |
| telegon | $25.00 | 9/30/2011 9:46:13 AM |
| MarinLoans | $25.00 | 9/30/2011 10:53:47 AM |
| syounker | $25.00 | 9/30/2011 10:47:55 AM |
| MacAtk | $100.00 | 9/30/2011 11:04:55 AM |
| porter22 | $25.00 | 9/30/2011 11:52:18 AM |
| wigglesworth4 | $100.00 | 9/30/2011 1:27:07 PM |
| wanna-help | $25.00 | 9/30/2011 2:12:39 PM |
| kurg | $25.00 | 9/30/2011 4:08:55 PM |
| GCInvestments | $26.00 | 9/30/2011 5:44:59 PM |
| StPong | $25.00 | 9/30/2011 5:17:15 PM |
| hopeful-silver5 | $34.00 | 9/30/2011 7:00:01 PM |
| radforj22 | $25.00 | 9/29/2011 8:16:57 AM |
| djh47a | $25.00 | 9/29/2011 12:57:38 PM |
| finance-symphony7 | $50.00 | 9/23/2011 6:00:43 PM |
| responsibility-butterfly | $25.00 | 9/24/2011 8:54:48 AM |
| oplender | $25.00 | 9/24/2011 10:28:00 AM |
| worthy-bid8 | $50.00 | 9/24/2011 12:07:33 PM |
| Kaj | $30.00 | 9/25/2011 3:53:39 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:50 AM |
| hitsman | $50.00 | 9/26/2011 11:35:18 AM |
| fervent-repayment | $50.00 | 9/26/2011 8:15:44 PM |
| tech310 | $50.00 | 9/27/2011 2:29:04 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:22 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:43 PM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:36 AM |
| wwwUniversal | $25.00 | 9/28/2011 9:19:28 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:27 AM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:57 PM |
| 52digital | $25.00 | 9/28/2011 5:58:14 PM |
| fireferd | $25.00 | 9/28/2011 10:00:44 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:21 PM |
| agreement-guild | $25.00 | 9/29/2011 5:24:26 AM |
| elvisloans | $25.00 | 9/29/2011 5:30:22 AM |
| Zolton | $200.00 | 9/29/2011 7:24:47 AM |
| credit-maple5 | $50.00 | 9/29/2011 8:15:41 AM |
| power-defender7 | $25.00 | 9/29/2011 1:45:48 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:31 PM |
| resource777 | $50.00 | 9/29/2011 3:09:52 PM |
| youthful-economy4 | $250.00 | 9/29/2011 8:25:00 PM |
| Loansforlife | $25.00 | 9/29/2011 8:54:20 PM |
| KINGDOMVENDING | $26.00 | 9/30/2011 4:36:31 AM |
| BigBag | $25.00 | 9/30/2011 6:07:56 AM |
| mizount | $25.00 | 9/30/2011 5:34:16 AM |
| leodaguy | $25.00 | 9/30/2011 6:13:45 AM |
| Supernick | $50.00 | 9/30/2011 7:09:40 AM |
| revenue-serenity | $25.00 | 9/30/2011 9:06:33 AM |
| wayman | $50.00 | 9/30/2011 8:58:53 AM |
| nickel-ferret | $50.00 | 9/30/2011 9:09:37 AM |
| w3alter | $100.00 | 9/30/2011 10:18:52 AM |
| forthright-dedication | $100.00 | 9/30/2011 9:35:34 AM |
| kenji4861 | $25.00 | 9/30/2011 10:35:30 AM |
| Mark0135 | $75.00 | 9/30/2011 10:42:35 AM |
| Melrosian | $90.00 | 9/30/2011 11:17:32 AM |
| MrOglesby | $25.00 | 9/30/2011 11:44:37 AM |
| rce1964 | $25.00 | 9/30/2011 2:00:11 PM |
| mammalian4 | $25.00 | 9/30/2011 1:48:00 PM |
| restless-currency | $50.00 | 9/30/2011 2:14:22 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
528451
This series of Notes was issued and sold upon the funding of the borrower loan #54393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 21y 3m |
|
Amount delinquent:
| $13,788 |
Total credit lines:
| 17 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,711 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trail173 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Strong Borrower Repairing Home
Purpose of loan:
This loan will be used to repair a free and clear rental property that we recently paid off in full. The property area rents between 600-700month. Regardless of it being rented, I will pay the loan off quickly and on/or ahead of schedule.
My financial situation:
I am a good candidate for this loan because I make great money and pay my bills.
Monthly net income: $9000-$10,000 monthly
Monthly expenses: $6500
I have one loan reporting delinquent in May 2010 that is and has been current for over a year. Unfortunately, they stopped reporting to credit bureaus and therefore it shows a delinquent balance from over a year ago. I have been up to date on all my outgoing payments for over a year.
My intention is to pay this loan off much faster than 3 years.
Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 9/29/2011 8:16:56 AM |
| Investor_DP | $100.00 | 9/20/2011 5:06:24 PM |
| Bank_Of_XL | $25.00 | 9/20/2011 6:57:32 PM |
| responsibility-butterfly | $25.00 | 9/20/2011 6:20:21 PM |
| worthy-bid8 | $50.00 | 9/21/2011 9:07:34 AM |
| a-unflappable-finance | $100.00 | 9/21/2011 9:37:05 AM |
| boylezz | $25.00 | 9/21/2011 9:54:02 AM |
| figs4u2 | $100.00 | 9/21/2011 12:14:59 PM |
| spacemonk29 | $100.00 | 9/21/2011 2:43:16 PM |
| Weaverville | $50.00 | 9/21/2011 9:08:34 PM |
| Keystonekop | $100.00 | 9/21/2011 7:51:14 PM |
| villagers | $50.00 | 9/22/2011 3:11:36 PM |
| rcm87 | $100.00 | 9/23/2011 11:13:49 AM |
| organized-payment6 | $50.00 | 9/24/2011 7:36:05 AM |
| Kaj | $30.00 | 9/25/2011 3:53:24 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:20 AM |
| alphaseek | $200.00 | 9/26/2011 5:08:27 AM |
| bowdish1 | $50.00 | 9/27/2011 10:34:24 AM |
| diablorulz | $50.00 | 9/27/2011 4:51:03 PM |
| GCInvestments | $25.00 | 9/27/2011 8:38:18 PM |
| credit-socrates648 | $2,000.00 | 9/27/2011 10:20:20 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:37 PM |
| PalmerTheEmbalmer | $30.00 | 9/28/2011 12:25:39 AM |
| ezeddie99 | $50.00 | 9/28/2011 7:52:18 AM |
| credit-meteor7 | $123.00 | 9/28/2011 9:04:59 AM |
| Relevance | $25.00 | 9/28/2011 11:44:19 AM |
| euro-deployment | $25.00 | 9/28/2011 1:06:06 PM |
| 6moonbeams | $25.00 | 9/28/2011 5:17:55 PM |
| wwwUniversal | $25.00 | 9/28/2011 5:18:36 PM |
| finance-symphony7 | $100.00 | 9/28/2011 6:07:21 PM |
| ericgassercom | $100.00 | 9/28/2011 6:28:54 PM |
| langdonx | $25.00 | 9/28/2011 8:38:12 PM |
| Gabriel02 | $25.00 | 9/29/2011 5:12:43 AM |
| agreement-guild | $25.00 | 9/29/2011 5:24:24 AM |
| Infinity_Financial | $68.92 | 9/29/2011 7:24:35 AM |
| compassion-bauble4 | $50.00 | 9/29/2011 7:32:02 AM |
| credit-coach118 | $40.27 | 9/29/2011 10:18:13 AM |
| SafeSaxa | $26.03 | 9/29/2011 11:36:37 AM |
| unbelievable-value2 | $25.00 | 9/29/2011 1:12:13 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:28 PM |
| astute-benjamins | $25.00 | 9/29/2011 2:45:42 PM |
| SolarMoonshine | $25.00 | 9/29/2011 3:59:52 PM |
| ZeLonewolf | $25.00 | 9/29/2011 5:04:34 PM |
| youthful-economy4 | $1,000.00 | 9/29/2011 8:14:27 PM |
| Herluftrolle | $25.00 | 9/29/2011 8:35:08 PM |
| marketplace-hut9 | $25.00 | 9/29/2011 7:01:38 PM |
| Headhunter14 | $25.00 | 9/29/2011 7:43:46 PM |
| WLenders | $50.00 | 9/29/2011 9:52:08 PM |
| indomitable-dedication | $25.00 | 9/29/2011 9:09:08 PM |
| jo2y | $25.00 | 9/29/2011 10:51:41 PM |
| KINGDOMVENDING | $26.00 | 9/30/2011 4:34:47 AM |
| Rambo16 | $25.00 | 9/30/2011 5:02:08 AM |
| mizount | $25.00 | 9/30/2011 5:34:14 AM |
| Supernick | $50.00 | 9/30/2011 7:09:37 AM |
| oskizzle | $25.00 | 9/30/2011 5:48:50 AM |
| friendship9 | $25.00 | 9/30/2011 7:17:36 AM |
| AndChicksforFree | $25.00 | 9/30/2011 6:18:19 AM |
| DadWarbucks | $25.00 | 9/30/2011 7:10:31 AM |
| generator535 | $25.00 | 9/30/2011 7:11:53 AM |
| rick4734 | $59.00 | 9/30/2011 7:23:15 AM |
| green28 | $29.10 | 9/30/2011 7:27:40 AM |
| abundant-marketplace436 | $25.00 | 9/30/2011 7:34:03 AM |
| Frankk2 | $50.00 | 9/30/2011 7:57:14 AM |
| order-gondola | $50.00 | 9/30/2011 8:18:29 AM |
| iceman35 | $25.00 | 9/30/2011 8:21:01 AM |
| genius520 | $50.00 | 9/30/2011 9:08:36 AM |
| officer8 | $25.00 | 9/30/2011 8:55:51 AM |
| wayman | $50.00 | 9/30/2011 8:58:52 AM |
| revenue-serenity | $25.00 | 9/30/2011 9:06:28 AM |
| telegon | $25.00 | 9/30/2011 9:46:11 AM |
| Mark0135 | $75.00 | 9/30/2011 10:42:31 AM |
| w3alter | $100.00 | 9/30/2011 10:18:51 AM |
| syounker | $25.00 | 9/30/2011 10:37:30 AM |
| syounker | $25.00 | 9/30/2011 10:47:54 AM |
| golffish2 | $25.00 | 9/21/2011 5:12:29 AM |
| oplender | $25.00 | 9/21/2011 8:12:48 AM |
| ursus | $50.00 | 9/21/2011 5:08:55 PM |
| tech310 | $50.00 | 9/21/2011 6:06:56 PM |
| 1800porsche | $25.00 | 9/22/2011 12:58:57 AM |
| plane450 | $25.00 | 9/26/2011 8:21:43 AM |
| hitsman | $50.00 | 9/26/2011 11:34:55 AM |
| jjswanso | $25.00 | 9/27/2011 5:53:39 AM |
| marwadi-62 | $100.00 | 9/27/2011 11:02:25 PM |
| enthralling-deal180 | $50.00 | 9/28/2011 7:22:32 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:17 AM |
| Pulchritudinous | $25.00 | 9/28/2011 11:59:45 AM |
| leodaguy | $100.00 | 9/28/2011 12:24:14 PM |
| DonaldColorado | $25.00 | 9/28/2011 3:04:26 PM |
| the-inspired-justice | $50.00 | 9/28/2011 3:55:08 PM |
| nickel-ferret | $50.00 | 9/28/2011 5:09:56 PM |
| 52digital | $25.00 | 9/28/2011 5:58:13 PM |
| ingenious-deal6 | $25.00 | 9/28/2011 9:46:17 PM |
| don8ter | $25.00 | 9/29/2011 3:32:40 AM |
| reliable-silver7 | $50.00 | 9/29/2011 3:53:26 AM |
| Lam0nt | $25.00 | 9/29/2011 5:37:01 AM |
| credit-investor5 | $50.00 | 9/29/2011 6:54:00 AM |
| Zolton | $200.00 | 9/29/2011 7:24:43 AM |
| alaco | $25.00 | 9/29/2011 8:01:32 AM |
| credit-maple5 | $50.00 | 9/29/2011 8:15:40 AM |
| fearless-credit6 | $500.00 | 9/29/2011 9:49:52 AM |
| five-star-justice | $25.00 | 9/29/2011 11:50:20 AM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:10 PM |
| romanfish | $250.00 | 9/29/2011 12:40:49 PM |
| coin-architect2 | $150.00 | 9/29/2011 3:58:42 PM |
| systemlender | $50.00 | 9/29/2011 3:35:44 PM |
| resource777 | $50.00 | 9/29/2011 3:09:50 PM |
| platinum-rapture6 | $75.00 | 9/29/2011 3:41:01 PM |
| iwantmore | $25.00 | 9/29/2011 7:31:42 PM |
| turbolozano | $50.00 | 9/29/2011 7:53:50 PM |
| soulwork | $25.00 | 9/29/2011 7:36:34 PM |
| Rick21 | $25.00 | 9/29/2011 10:45:20 PM |
| gentle-transparency7 | $250.00 | 9/30/2011 4:48:27 AM |
| Miklot | $25.00 | 9/30/2011 3:09:56 AM |
| reward-motion | $25.00 | 9/30/2011 4:17:22 AM |
| cashasaurus0 | $100.00 | 9/30/2011 6:26:23 AM |
| DaddyBill | $25.00 | 9/30/2011 5:27:02 AM |
| marwadi-62 | $200.00 | 9/30/2011 5:41:13 AM |
| Shirts | $28.75 | 9/30/2011 6:17:49 AM |
| life-is-great | $25.00 | 9/30/2011 7:27:21 AM |
| basis-mate7 | $50.00 | 9/30/2011 7:29:39 AM |
| Maggie3 | $25.00 | 9/30/2011 8:24:29 AM |
| pfh | $25.00 | 9/30/2011 8:36:42 AM |
| aspire2grow | $25.00 | 9/30/2011 8:34:43 AM |
| IP | $25.00 | 9/30/2011 9:28:22 AM |
| MadHun | $200.00 | 9/30/2011 9:09:13 AM |
| personal-lender | $25.00 | 9/30/2011 9:10:13 AM |
| forthright-dedication | $100.00 | 9/30/2011 9:35:31 AM |
| rchissocol | $25.00 | 9/30/2011 9:50:12 AM |
| kenji4861 | $25.00 | 9/30/2011 10:35:28 AM |
| MarinLoans | $13.93 | 9/30/2011 10:53:45 AM |
| 130 Investments
|
Borrower Payment Dependent Notes Series
528867
This series of Notes was issued and sold upon the funding of the borrower loan #54449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $387.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,520 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trustworthy-bid049 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| finance-mushroom | $100.00 | 9/22/2011 5:10:25 PM |
| kind-credit-bear | $25.00 | 9/23/2011 5:18:57 PM |
| diplomatic-wealth7 | $25.00 | 9/24/2011 12:18:43 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:13 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:41 AM |
| hitsman | $50.00 | 9/26/2011 11:35:10 AM |
| leeball | $100.00 | 9/26/2011 3:14:43 PM |
| social-cocktail1 | $200.00 | 9/26/2011 6:20:29 PM |
| mlj0671 | $25.00 | 9/27/2011 7:18:23 AM |
| ursus | $50.00 | 9/27/2011 9:07:50 AM |
| point-monger5 | $400.00 | 9/27/2011 9:33:36 PM |
| jjswanso | $50.00 | 9/28/2011 6:04:43 AM |
| Whipster | $80.00 | 9/28/2011 9:07:09 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:24 AM |
| wwwUniversal | $5.00 | 9/28/2011 5:18:37 PM |
| responsibility-butterfly | $25.00 | 9/22/2011 7:37:13 PM |
| speedy-point | $25.00 | 9/25/2011 2:15:16 PM |
| alphaseek | $200.00 | 9/26/2011 5:08:45 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:25 AM |
| Interloper | $25.00 | 9/26/2011 6:58:52 PM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:18 AM |
| edaguy | $100.00 | 9/27/2011 1:13:12 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:58 PM |
| tech310 | $50.00 | 9/27/2011 2:32:06 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:39 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:41 PM |
| treasure-bliss | $25.00 | 9/28/2011 3:30:09 AM |
| rogue_monster | $25.00 | 9/28/2011 8:23:36 AM |
| worth-blanket2 | $6,500.00 | 9/28/2011 4:10:49 PM |
| thelovebug | $90.00 | 9/28/2011 5:18:19 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
529085
This series of Notes was issued and sold upon the funding of the borrower loan #54459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-28-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,015 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| KATHIBHAPP |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I WANT TO CONSOLIDATE MY CREDIT CAR
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I do pay my bills on time and don't miss a payment. I am a very hard working individual with a good monthly income. I am just overwhelmed with the amount of different credit card balances that I have.I am just looking into consolidating my credit cards into one lump sum loan which would be easier to pay down my outstanding credit. I would appreciate your help. Thank you.
Monthly net income: $5200.00
Monthly expenses: $
Housing: $
Insurance: $200.00
Car expenses: $500.00
Utilities: $100.00
Phone, cable, internet: $120.00
Food, entertainment: $400.00
Clothing, household expenses: $400.00
Credit cards and other loans: $2000.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:02 AM |
| Weaverville | $25.00 | 9/25/2011 10:15:20 AM |
| finance-prescription | $100.00 | 9/26/2011 9:09:31 AM |
| hitsman | $50.00 | 9/26/2011 11:35:23 AM |
| Something-Corporate | $25.00 | 9/26/2011 3:27:53 PM |
| red-favorable-basis | $25.00 | 9/28/2011 5:00:26 AM |
| Dubbs360 | $100.00 | 9/28/2011 8:09:46 AM |
| hogdriver | $25.00 | 9/28/2011 9:35:29 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:00 PM |
| principal-triumph | $25.00 | 9/28/2011 4:15:07 PM |
| coin-sonnet | $100.00 | 9/26/2011 12:37:58 AM |
| progressive-economy261 | $400.00 | 9/27/2011 6:36:21 AM |
| kind-credit-bear | $25.00 | 9/27/2011 9:16:54 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:55 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 9:17:08 AM |
| tech310 | $50.00 | 9/27/2011 2:32:09 PM |
| simplelender80 | $400.00 | 9/27/2011 2:23:59 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:45 PM |
| Sierrahh | $25.00 | 9/27/2011 11:01:45 PM |
| alphaseek | $100.00 | 9/28/2011 4:23:45 AM |
| jjswanso | $50.00 | 9/28/2011 6:04:44 AM |
| MichaelProsper | $25.00 | 9/28/2011 8:11:57 AM |
| rolltide09 | $25.00 | 9/28/2011 9:59:59 AM |
| worth-blanket2 | $7,900.00 | 9/28/2011 4:11:05 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
529159
This series of Notes was issued and sold upon the funding of the borrower loan #54362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 9y 2m |
|
Amount delinquent:
| $1,487 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,031 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| yield-venus9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan for my business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:16 PM |
| missing-link | $25.00 | 9/30/2011 8:17:52 AM |
| money-baron | $35.32 | 10/1/2011 7:10:32 AM |
| finance-mushroom | $100.00 | 10/1/2011 12:09:05 PM |
| finance-prescription | $100.00 | 10/3/2011 5:08:50 PM |
| kind-credit-bear | $25.00 | 10/3/2011 5:13:41 PM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:32 PM |
| dignified-marketplace5 | $100.00 | 10/3/2011 7:46:46 PM |
| worth-blanket2 | $2,200.00 | 10/4/2011 9:29:20 AM |
| Bob450 | $25.00 | 10/4/2011 1:52:01 PM |
| suave-dime6 | $25.00 | 10/5/2011 5:37:26 AM |
| 168RichCapital | $25.10 | 10/5/2011 8:50:47 AM |
| glroark | $100.00 | 10/5/2011 9:47:40 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:14 PM |
| worldly-money4 | $100.00 | 10/5/2011 2:18:46 PM |
| alexgalt | $25.00 | 10/5/2011 11:25:31 PM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:50:17 AM |
| point-commando | $25.00 | 10/6/2011 10:05:10 AM |
| revenue-associate | $25.00 | 10/6/2011 1:07:04 PM |
| payout-hammock1 | $25.00 | 10/6/2011 12:10:15 PM |
| worldly-gold | $50.00 | 10/6/2011 4:27:36 PM |
| jiggaman7 | $50.00 | 10/6/2011 4:54:25 PM |
| vutah | $25.00 | 10/6/2011 9:15:00 PM |
| blissful-gain | $25.00 | 10/7/2011 8:42:31 AM |
| papaloha | $25.00 | 9/30/2011 7:43:03 AM |
| lplender | $50.00 | 10/1/2011 12:51:49 PM |
| economy-coup | $50.00 | 10/1/2011 3:39:27 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:05:20 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:40 AM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:30 PM |
| rate-healer7 | $50.00 | 10/4/2011 11:33:56 AM |
| nickel-hickory | $36.00 | 10/4/2011 5:06:57 PM |
| radforj22 | $25.00 | 10/5/2011 5:06:05 AM |
| houli123 | $25.00 | 10/5/2011 6:07:04 AM |
| blue-goal-deal | $25.00 | 10/5/2011 11:11:01 AM |
| handy-loan527 | $25.00 | 10/6/2011 3:47:13 PM |
| bid-stockpiler1 | $150.00 | 10/6/2011 5:22:06 PM |
| capital-halo1 | $503.58 | 10/7/2011 9:10:05 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
529165
This series of Notes was issued and sold upon the funding of the borrower loan #54391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-07-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,529 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| spry-loot1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses
Purpose of loan:
This loan will be used to pay off credit cards used for medical expenses
My financial situation:
I am a good candidate for this loan because I make payments on time and have a good source of income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 9/25/2011 8:16:05 AM |
| golffish2 | $25.00 | 9/26/2011 3:50:43 AM |
| hitsman | $50.00 | 9/26/2011 11:35:26 AM |
| tech310 | $50.00 | 9/27/2011 2:28:00 PM |
| papaloha | $25.00 | 9/27/2011 7:03:54 PM |
| hogdriver | $25.00 | 9/28/2011 9:35:30 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:02 PM |
| don8ter | $25.00 | 9/29/2011 3:41:27 AM |
| CAGE-Investments | $25.00 | 9/29/2011 12:47:14 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:31 PM |
| fervent-repayment | $25.00 | 9/29/2011 5:35:07 PM |
| vigorous-market5 | $200.00 | 9/30/2011 8:28:45 AM |
| frogperson | $100.00 | 9/30/2011 8:46:58 AM |
| red-power-pecan | $50.00 | 9/30/2011 9:30:32 AM |
| gotjack | $25.00 | 9/30/2011 9:19:29 AM |
| Mark0135 | $75.00 | 9/30/2011 10:42:36 AM |
| Comoparklender | $25.00 | 9/30/2011 11:07:29 AM |
| jjswanso | $25.00 | 9/30/2011 2:22:30 PM |
| Learning2Lend | $25.00 | 10/1/2011 4:56:54 AM |
| rockstar78 | $50.00 | 10/1/2011 5:15:41 AM |
| worthy-bid8 | $50.00 | 10/1/2011 12:07:00 PM |
| CalBear08 | $25.00 | 10/1/2011 1:45:06 PM |
| jga516 | $25.00 | 10/1/2011 3:22:31 PM |
| Kame | $25.00 | 10/2/2011 2:44:47 AM |
| smoothmoniker | $25.00 | 10/2/2011 6:30:24 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:28 AM |
| fmanjoo | $25.00 | 10/2/2011 2:44:48 PM |
| Supernick | $25.00 | 10/3/2011 1:33:30 AM |
| 6moonbeams | $25.00 | 10/3/2011 6:31:03 AM |
| genelinist | $30.00 | 10/3/2011 8:34:11 AM |
| nickel-launcher | $25.00 | 10/3/2011 12:18:48 PM |
| jiggaman7 | $50.00 | 10/3/2011 11:19:50 AM |
| susurrus | $50.00 | 10/3/2011 2:21:52 PM |
| 1redfish | $100.00 | 10/3/2011 4:08:06 PM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:12 PM |
| stepatatime-together | $100.00 | 10/3/2011 5:14:04 PM |
| daniel5075 | $25.00 | 10/3/2011 7:28:56 PM |
| giftgold | $25.00 | 10/4/2011 8:25:34 AM |
| the-discrete-income | $25.00 | 10/4/2011 9:27:35 AM |
| DadWarbucks | $25.00 | 10/4/2011 11:39:23 AM |
| return-enthusiast1 | $25.00 | 10/4/2011 2:32:40 PM |
| Miklot | $25.00 | 10/5/2011 1:16:53 AM |
| enthralling-deal180 | $50.00 | 10/5/2011 5:20:00 AM |
| pound-ace | $25.00 | 10/5/2011 7:18:11 AM |
| cnovak | $25.00 | 10/5/2011 8:01:19 AM |
| rickp | $25.00 | 10/5/2011 7:01:41 AM |
| mykkai | $25.00 | 10/5/2011 7:17:59 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:13 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:07 PM |
| musegaze | $25.00 | 10/5/2011 3:58:10 PM |
| asiaratt | $50.00 | 10/5/2011 5:08:25 PM |
| coin-investor | $25.00 | 10/5/2011 5:47:17 PM |
| reaction5 | $25.00 | 10/5/2011 5:51:50 PM |
| thefork | $25.00 | 10/5/2011 6:08:51 PM |
| integrity-liberator | $25.00 | 10/5/2011 6:28:01 PM |
| HedgeFund | $50.00 | 10/5/2011 6:30:46 PM |
| divedude | $25.00 | 10/5/2011 6:40:52 PM |
| silverloan | $40.00 | 10/5/2011 8:11:01 PM |
| silver-wonder278 | $25.00 | 10/5/2011 10:17:03 PM |
| nodrivelpls | $25.00 | 10/6/2011 5:17:30 AM |
| schpielkies | $25.00 | 10/6/2011 5:19:52 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:01 AM |
| nalaari | $25.00 | 10/6/2011 6:33:28 AM |
| Bob450 | $25.00 | 10/6/2011 7:55:47 AM |
| afterhours | $30.00 | 10/6/2011 8:37:59 AM |
| rebelduke | $25.00 | 10/6/2011 8:41:55 AM |
| floridass | $25.00 | 10/6/2011 9:14:29 AM |
| investorRE | $25.00 | 10/6/2011 10:27:51 AM |
| power-trophy7 | $50.00 | 10/6/2011 10:56:47 AM |
| prohelper | $25.00 | 10/6/2011 11:10:47 AM |
| oldmora | $25.00 | 10/6/2011 10:46:42 AM |
| five-star-justice | $25.00 | 10/6/2011 11:49:13 AM |
| assetmanager | $25.00 | 10/6/2011 11:50:15 AM |
| Diamond_Jim | $25.00 | 10/6/2011 4:44:41 PM |
| ethical-truth211 | $400.00 | 10/6/2011 5:05:11 PM |
| monster4 | $25.00 | 10/6/2011 5:10:33 PM |
| wonder3 | $35.00 | 10/6/2011 5:21:47 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:06 PM |
| IIP77 | $25.00 | 10/6/2011 7:07:41 PM |
| macgeek | $25.00 | 10/7/2011 1:07:40 AM |
| AM2008 | $25.00 | 10/7/2011 3:21:00 AM |
| kendigme | $25.00 | 10/7/2011 4:01:44 AM |
| ChuckieG | $25.00 | 10/7/2011 5:31:10 AM |
| GInBaghdad | $25.00 | 10/7/2011 7:16:13 AM |
| KakeztheKid | $25.00 | 10/7/2011 6:10:40 AM |
| octoberfresh | $25.00 | 10/7/2011 7:34:54 AM |
| palace2 | $230.00 | 10/7/2011 6:53:33 AM |
| revenue-circuit1 | $25.00 | 10/7/2011 8:36:51 AM |
| samo102us | $25.00 | 10/7/2011 8:47:32 AM |
| blissful-gain | $25.00 | 10/7/2011 8:42:37 AM |
| billybragg | $25.00 | 10/7/2011 8:50:17 AM |
| CROBRUN | $25.00 | 10/7/2011 7:53:09 AM |
| schlepper | $25.00 | 10/7/2011 8:58:08 AM |
| point-compadre | $100.06 | 10/7/2011 9:20:47 AM |
| personal-lender | $25.00 | 10/7/2011 9:11:53 AM |
| mpatrick | $50.00 | 10/7/2011 10:52:36 AM |
| investment-comet | $25.00 | 10/7/2011 11:10:34 AM |
| neutrino6 | $25.00 | 10/7/2011 11:19:46 AM |
| poolshark72 | $25.00 | 10/7/2011 11:30:58 AM |
| girlwithglasses | $100.00 | 10/7/2011 11:48:38 AM |
| Malkial | $25.00 | 10/7/2011 11:27:02 AM |
| power-secret-agent | $30.00 | 10/7/2011 11:32:48 AM |
| balanced-bill7 | $50.00 | 10/7/2011 11:45:38 AM |
| renaissance168 | $25.00 | 10/7/2011 11:53:16 AM |
| hard-working-rate3 | $250.00 | 10/7/2011 12:59:18 PM |
| chrisb1414 | $25.00 | 10/7/2011 2:25:47 PM |
| reward-pizza0 | $25.00 | 10/7/2011 2:28:10 PM |
| truth-ceremony | $25.00 | 10/7/2011 2:01:18 PM |
| borroworlend | $50.00 | 10/7/2011 2:23:34 PM |
| keen-ore631 | $38.00 | 10/7/2011 2:23:35 PM |
| lakehavasu88 | $25.00 | 10/7/2011 3:15:47 PM |
| Weaverville | $25.00 | 9/25/2011 10:15:22 AM |
| coin-sonnet | $100.00 | 9/26/2011 12:38:03 AM |
| social-cocktail1 | $200.00 | 9/27/2011 9:18:56 AM |
| diplomatic-wealth7 | $25.00 | 9/27/2011 9:17:10 AM |
| kind-credit-bear | $25.00 | 9/27/2011 5:16:38 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:46 PM |
| alphaseek | $100.00 | 9/28/2011 4:23:47 AM |
| first-integrity-gravity | $300.00 | 9/28/2011 6:01:00 PM |
| treasure-bliss | $25.00 | 9/29/2011 5:56:26 AM |
| profit-powerplant | $25.00 | 9/29/2011 10:01:37 AM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:01 PM |
| ptjg | $25.00 | 9/29/2011 10:41:44 PM |
| orange-preeminant-bill | $25.00 | 9/30/2011 6:51:56 AM |
| Dubbs360 | $25.00 | 9/30/2011 8:10:43 AM |
| revenue-serenity | $25.00 | 9/30/2011 9:06:33 AM |
| forthright-dedication | $100.00 | 9/30/2011 9:35:35 AM |
| ursus | $50.00 | 9/30/2011 9:08:21 AM |
| wampum-optimization | $25.00 | 9/30/2011 10:42:10 AM |
| Kaj | $30.00 | 9/30/2011 6:23:53 PM |
| PRGuyinVA | $25.00 | 9/30/2011 7:17:54 PM |
| fighter122 | $25.00 | 9/30/2011 10:49:52 PM |
| mercuriant | $25.00 | 10/1/2011 9:05:36 AM |
| life-is-great | $25.00 | 10/1/2011 1:38:49 PM |
| desertoasis | $25.00 | 10/1/2011 3:35:21 PM |
| wise-innocent-value | $50.00 | 10/1/2011 3:07:23 PM |
| economy-coup | $50.00 | 10/1/2011 3:39:16 PM |
| natural-greenback6 | $25.00 | 10/1/2011 9:23:22 PM |
| shrewd-peace7 | $25.00 | 10/2/2011 11:09:29 AM |
| VmIE | $25.00 | 10/2/2011 11:28:56 AM |
| enchanted-diversification496 | $50.00 | 10/2/2011 5:54:29 PM |
| Rockymtnhi | $30.00 | 10/2/2011 7:34:57 PM |
| investisure | $50.00 | 10/3/2011 2:57:44 AM |
| stoopidnoodle | $25.00 | 10/3/2011 1:53:02 PM |
| dedicated-transaction796 | $26.00 | 10/3/2011 2:05:44 PM |
| Sierrahh | $25.00 | 10/3/2011 3:55:36 PM |
| Leshan | $25.00 | 10/3/2011 5:24:24 PM |
| Whipster | $80.00 | 10/3/2011 6:48:49 PM |
| tender-commerce8 | $100.00 | 10/3/2011 7:58:21 PM |
| magnitude787 | $50.00 | 10/3/2011 8:37:34 PM |
| new-social-economist | $36.00 | 10/4/2011 1:56:40 AM |
| innocent-income4 | $25.00 | 10/4/2011 4:56:11 AM |
| handshake5 | $100.00 | 10/4/2011 9:11:20 AM |
| Investoman | $75.00 | 10/4/2011 9:13:40 AM |
| Katburg | $25.00 | 10/4/2011 10:51:25 AM |
| vibraphone3 | $25.00 | 10/4/2011 11:29:53 AM |
| falcon88dp | $50.00 | 10/4/2011 11:52:42 PM |
| kind-bill-supporter | $25.00 | 10/5/2011 5:17:25 AM |
| BlueRoom | $25.00 | 10/5/2011 8:48:06 AM |
| Ducatiman1978 | $25.00 | 10/5/2011 8:14:00 AM |
| Investor_DP | $100.00 | 10/5/2011 9:06:48 AM |
| mad-scientist418 | $25.00 | 10/5/2011 1:44:07 PM |
| lagnisiruk | $25.00 | 10/5/2011 4:24:03 PM |
| jmcdon7230 | $25.00 | 10/5/2011 6:41:47 PM |
| kind-efficient-credit | $25.00 | 10/5/2011 7:11:13 PM |
| leverage-hawk | $25.00 | 10/5/2011 8:15:44 PM |
| asya | $25.00 | 10/5/2011 8:30:09 PM |
| achievement51 | $25.00 | 10/5/2011 8:40:19 PM |
| point | $50.00 | 10/5/2011 9:37:31 PM |
| ethical-truth211 | $300.00 | 10/6/2011 2:37:31 AM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:50:12 AM |
| five-star-euro3 | $25.00 | 10/6/2011 3:28:21 AM |
| moola-wildebeest3 | $50.00 | 10/6/2011 5:13:31 AM |
| euro-mirth | $25.00 | 10/6/2011 4:57:09 AM |
| Hobson | $30.00 | 10/6/2011 6:47:33 AM |
| GatorBux | $50.00 | 10/6/2011 6:58:58 AM |
| DonaldColorado | $50.00 | 10/6/2011 7:03:41 AM |
| treasure-network | $25.00 | 10/6/2011 8:44:04 AM |
| kind-truth-circuit | $25.00 | 10/6/2011 9:02:54 AM |
| top-tolerant-loyalty | $25.00 | 10/6/2011 9:02:51 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:30 AM |
| yomanie | $25.00 | 10/6/2011 10:52:28 AM |
| currency-stockpiler8 | $25.00 | 10/6/2011 11:25:49 AM |
| compassion-paladin042 | $25.00 | 10/6/2011 2:21:52 PM |
| p2ploan-charmer | $25.00 | 10/6/2011 4:44:30 PM |
| NorthwestLoan1 | $190.00 | 10/6/2011 4:45:02 PM |
| payout-paddle1 | $25.00 | 10/6/2011 4:48:59 PM |
| worldly-community3 | $50.00 | 10/6/2011 5:28:53 PM |
| thelovebug | $100.00 | 10/6/2011 5:56:58 PM |
| Veets | $100.00 | 10/6/2011 7:24:35 PM |
| compassion-artisan9 | $50.00 | 10/6/2011 8:21:55 PM |
| Iamthewalrus | $25.00 | 10/6/2011 8:31:45 PM |
| a89098 | $50.00 | 10/6/2011 9:49:55 PM |
| 52digital | $25.00 | 10/6/2011 9:56:49 PM |
| rockhound84 | $38.00 | 10/7/2011 4:43:06 AM |
| leverage-monger | $33.00 | 10/7/2011 6:35:04 AM |
| buffalobills | $25.00 | 10/7/2011 7:26:34 AM |
| tornandfrayed | $25.00 | 10/7/2011 8:35:52 AM |
| hope-equation | $25.00 | 10/7/2011 8:40:51 AM |
| MadHun | $200.00 | 10/7/2011 9:10:45 AM |
| texrob20 | $25.00 | 10/7/2011 9:20:09 AM |
| platinum-czar | $25.00 | 10/7/2011 9:43:25 AM |
| gristle | $25.00 | 10/7/2011 9:30:43 AM |
| ruxpin1976 | $25.00 | 10/7/2011 9:48:55 AM |
| brightest-affluence-motivator | $50.00 | 10/7/2011 11:37:17 AM |
| commitment-orbiter5 | $25.00 | 10/7/2011 11:02:05 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:01 PM |
| Pilotaceh | $25.00 | 10/7/2011 12:31:00 PM |
| revenue-associate | $25.00 | 10/7/2011 1:22:06 PM |
| good4loan | $25.00 | 10/7/2011 1:31:43 PM |
| brazilofmux | $50.00 | 10/7/2011 2:05:50 PM |
| dough-souffle | $50.00 | 10/7/2011 1:17:22 PM |
| bluehen00 | $25.00 | 10/7/2011 2:17:45 PM |
| janeybooboo | $61.00 | 10/7/2011 2:11:36 PM |
| irrelevant | $25.00 | 10/7/2011 2:05:07 PM |
| capital-renewal | $25.00 | 10/7/2011 2:09:22 PM |
| finance-prescription | $12.94 | 10/7/2011 5:34:58 PM |
| 217 Investments
|
Borrower Payment Dependent Notes Series
529405
This series of Notes was issued and sold upon the funding of the borrower loan #54356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 10y 0m |
|
Amount delinquent:
| $79 |
Total credit lines:
| 27 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,495 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| organic-peso2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To ease my cash flow
Purpose of loan:
This loan will be used to... pay off 3 small bills
My financial situation:
I am a good candidate for this loan because... I`am honest and very hard working. I have been employed at the same job for 10 years. I also have had a part time job for 4 years.
Monthly net income: $2,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $25.00 | 9/26/2011 11:20:05 AM |
| tech310 | $50.00 | 9/27/2011 2:30:09 PM |
| brondero | $52.00 | 9/28/2011 8:12:17 AM |
| exponential-peace5 | $25.00 | 9/28/2011 10:32:43 AM |
| Pulchritudinous | $25.00 | 9/28/2011 12:02:02 PM |
| deepblue34 | $25.00 | 9/29/2011 7:01:51 PM |
| intelligent-yield | $25.00 | 9/29/2011 10:31:27 PM |
| kind-diligent-coin | $27.49 | 9/30/2011 4:13:13 AM |
| GElender | $25.00 | 9/30/2011 6:05:21 AM |
| likeable-hope | $25.00 | 9/30/2011 10:38:06 AM |
| terrific-peace8 | $25.00 | 9/30/2011 2:13:12 PM |
| ven | $25.00 | 9/30/2011 11:00:44 PM |
| revenue-associate | $25.00 | 10/1/2011 8:16:37 AM |
| dudebrah | $25.00 | 10/2/2011 3:45:18 PM |
| capital-investor8 | $250.00 | 10/3/2011 1:50:31 PM |
| Leshan | $25.00 | 10/3/2011 5:08:21 PM |
| loss-of-control | $75.00 | 10/3/2011 5:37:27 PM |
| postalwhiz | $50.00 | 10/3/2011 6:32:08 PM |
| Mr_Katana | $25.00 | 10/3/2011 8:35:41 PM |
| finance-mammalian2 | $25.00 | 10/4/2011 8:45:02 AM |
| spike22 | $33.01 | 10/4/2011 11:09:18 AM |
| dime-rocker1 | $50.00 | 10/4/2011 10:51:57 AM |
| Happyhourcomics | $25.00 | 10/4/2011 1:07:33 PM |
| Engineer44 | $30.00 | 10/4/2011 1:12:42 PM |
| CA-Lender | $25.00 | 10/4/2011 3:38:36 PM |
| tomdooley12520 | $25.00 | 10/4/2011 4:47:43 PM |
| jsak74 | $25.00 | 10/4/2011 4:02:20 PM |
| money-fort | $25.00 | 9/26/2011 10:16:42 PM |
| Something-Corporate | $25.00 | 9/27/2011 3:37:38 PM |
| MichaelProsper | $25.00 | 9/28/2011 7:56:14 AM |
| Gibbyland | $100.00 | 9/29/2011 1:47:07 PM |
| mrxtravis | $25.00 | 9/29/2011 3:12:04 PM |
| mummey | $25.00 | 9/29/2011 6:29:07 PM |
| treasure-hunter270 | $25.00 | 9/30/2011 12:19:25 AM |
| rce1964 | $25.00 | 9/30/2011 2:04:39 PM |
| terrific-peace8 | $25.00 | 9/30/2011 10:19:33 PM |
| dc4vlad | $50.00 | 10/1/2011 7:08:51 AM |
| Silverling6 | $31.10 | 10/1/2011 7:46:48 AM |
| J1mS | $92.64 | 10/1/2011 9:46:21 PM |
| otto1939 | $101.00 | 10/2/2011 9:14:22 AM |
| platinum-scientist9 | $25.00 | 10/2/2011 2:13:16 PM |
| girlwithglasses | $25.00 | 10/2/2011 8:00:31 PM |
| poorboy18 | $25.00 | 10/3/2011 11:06:55 AM |
| druidpoet | $27.00 | 10/3/2011 3:31:26 PM |
| shrewd-income | $25.00 | 10/3/2011 8:38:14 PM |
| BuildingShanghai | $27.68 | 10/4/2011 1:46:19 AM |
| MRMCapital | $25.00 | 10/4/2011 7:39:14 AM |
| the-discrete-income | $25.00 | 10/4/2011 9:27:35 AM |
| glroark | $50.00 | 10/4/2011 9:40:48 AM |
| bluebouyz | $25.00 | 10/4/2011 11:09:45 AM |
| wlm3012 | $30.00 | 10/4/2011 3:16:07 PM |
| roguewinner | $25.00 | 10/4/2011 4:40:54 PM |
| Eric_Gagne | $23.08 | 10/4/2011 5:10:15 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
529515
This series of Notes was issued and sold upon the funding of the borrower loan #54381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Sep-30-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 13y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $359 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| shiny-yield659 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mrs.m
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 9/26/2011 5:02:45 PM |
| responsibility-butterfly | $25.00 | 9/27/2011 12:04:46 PM |
| tech310 | $50.00 | 9/27/2011 2:28:02 PM |
| social-cocktail1 | $200.00 | 9/27/2011 5:18:50 PM |
| don8ter | $25.00 | 9/29/2011 3:41:32 AM |
| transaction-circuit | $50.00 | 9/29/2011 11:40:06 AM |
| secureincome | $500.00 | 9/29/2011 2:02:08 PM |
| equitable-capital758 | $250.00 | 9/29/2011 3:05:53 PM |
| fireferd | $40.00 | 9/29/2011 3:51:01 PM |
| finance-prescription | $71.00 | 9/29/2011 5:10:19 PM |
| bizlending | $300.00 | 9/29/2011 5:52:26 PM |
| mummey | $25.00 | 9/29/2011 6:22:57 PM |
| high_flyer | $100.00 | 9/29/2011 7:43:28 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:05 PM |
| neutrino6 | $25.00 | 9/29/2011 7:33:36 PM |
| RLaumeyer | $26.00 | 9/29/2011 8:30:18 PM |
| ptjg | $25.00 | 9/29/2011 10:41:47 PM |
| draggon77 | $25.00 | 9/30/2011 2:07:47 AM |
| market-pudding | $23.43 | 9/30/2011 4:48:03 AM |
| payout-hammock1 | $25.00 | 9/27/2011 6:56:07 AM |
| handy-justice | $25.00 | 9/27/2011 8:48:29 PM |
| Tylerh | $250.00 | 9/27/2011 10:48:59 PM |
| leverage-monger | $25.00 | 9/28/2011 10:44:53 AM |
| first-integrity-gravity | $300.00 | 9/28/2011 6:01:01 PM |
| carrinel | $34.10 | 9/29/2011 6:27:18 AM |
| kind-credit-bear | $25.00 | 9/29/2011 9:17:18 AM |
| diplomatic-wealth7 | $25.00 | 9/29/2011 9:17:31 AM |
| fusbarro | $50.00 | 9/29/2011 2:14:34 PM |
| credit-coach118 | $30.47 | 9/29/2011 3:48:56 PM |
| first-dinero-igloo | $25.00 | 9/29/2011 2:57:14 PM |
| wwwUniversal | $25.00 | 9/29/2011 5:18:13 PM |
| brightest-dignified-penny | $25.00 | 9/29/2011 6:36:12 PM |
| progressive-economy261 | $400.00 | 9/29/2011 5:19:23 PM |
| hidavehi | $25.00 | 9/29/2011 5:53:39 PM |
| nimble-affluence4 | $25.00 | 9/29/2011 8:21:39 PM |
| best-generosity-financier | $25.00 | 9/29/2011 10:31:04 PM |
| top-affluence-saver | $50.00 | 9/29/2011 8:34:43 PM |
| Evolver | $50.00 | 9/29/2011 11:04:02 PM |
| mckhbnpc | $50.00 | 9/29/2011 9:18:44 PM |
| glenium | $25.00 | 9/30/2011 2:48:53 AM |
| mennleo | $50.00 | 9/29/2011 10:03:49 PM |
| treasure-hunter270 | $25.00 | 9/30/2011 12:24:58 AM |
| KarlMarx | $25.00 | 9/30/2011 2:38:06 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
529565
This series of Notes was issued and sold upon the funding of the borrower loan #54384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $719.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| friendly-dinero9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Funds to be used for kindergarten education for son.
My financial situation:
I make high income but have a short term cash flow issue from multiple large payments that were due at the same time. Can prove up all financial background if necessary.
I am available to discuss in greater detail about the need and why there is a short fall.
In my business I charge fees quarterly, so I receive 4 large checks and 8 smaller checks in non-fee months. My financial situation has improved over the last few years and will continue to do so.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 9/27/2011 5:18:51 PM |
| value-allocator1 | $100.00 | 9/28/2011 7:20:18 AM |
| thankful-nickel2 | $25.00 | 9/28/2011 2:21:54 PM |
| kind-credit-bear | $25.00 | 9/28/2011 5:17:28 PM |
| first-class-gold0 | $122.00 | 9/28/2011 8:38:09 PM |
| yons88 | $25.00 | 9/28/2011 10:14:49 PM |
| Tscheddar | $25.00 | 10/1/2011 6:20:43 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:34 AM |
| javelin0 | $50.00 | 10/2/2011 9:38:25 AM |
| vutah | $25.00 | 10/2/2011 3:15:44 PM |
| wise-eloquent-yield | $25.00 | 10/2/2011 3:26:09 PM |
| jiggaman7 | $50.00 | 10/3/2011 11:19:55 AM |
| susurrus | $50.00 | 10/3/2011 2:37:31 PM |
| goodhearted-generosity511 | $25.00 | 10/3/2011 9:20:57 PM |
| wise-eloquent-yield | $25.00 | 10/4/2011 12:55:31 PM |
| Johnab | $26.00 | 10/4/2011 8:18:53 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:12 PM |
| dc4vlad | $30.00 | 10/5/2011 8:17:02 PM |
| Gladglide | $25.00 | 10/5/2011 11:47:55 PM |
| finance-mushroom | $100.00 | 10/6/2011 5:47:32 PM |
| worthy-bid8 | $50.00 | 10/6/2011 5:44:41 PM |
| compassion-artisan9 | $50.00 | 10/6/2011 8:33:27 PM |
| Bob450 | $25.00 | 10/7/2011 7:04:55 AM |
| palace2 | $400.00 | 10/7/2011 6:57:35 AM |
| handy-loan527 | $25.00 | 10/7/2011 7:53:41 AM |
| gothampark | $25.00 | 10/7/2011 7:22:20 AM |
| mennleo | $70.00 | 10/7/2011 7:49:20 AM |
| stepatatime-together | $100.00 | 10/7/2011 9:19:06 AM |
| realtormoises | $25.00 | 10/7/2011 9:19:15 AM |
| dsnybnd | $25.00 | 10/7/2011 9:41:30 AM |
| Peacepower | $25.00 | 10/7/2011 10:50:58 AM |
| vanderhp | $25.00 | 10/7/2011 9:41:17 AM |
| payout-bridge | $250.00 | 10/7/2011 6:46:42 PM |
| insrq | $25.00 | 10/7/2011 7:31:02 PM |
| Elevate2012 | $25.00 | 10/8/2011 6:42:28 AM |
| fuzed | $45.00 | 10/8/2011 7:03:58 AM |
| nickel-acrobat | $25.00 | 10/8/2011 7:05:25 AM |
| mindful-deal267 | $25.00 | 10/8/2011 7:16:02 AM |
| aztocas | $50.00 | 10/8/2011 7:26:06 AM |
| warew | $25.00 | 10/8/2011 8:38:13 AM |
| PropertyInvest | $25.00 | 10/8/2011 9:05:34 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:52:57 AM |
| icon7 | $100.00 | 10/8/2011 11:13:40 AM |
| 1willray | $25.00 | 10/8/2011 10:43:31 AM |
| cjames84 | $25.00 | 10/8/2011 10:43:55 AM |
| goat0 | $100.00 | 10/8/2011 2:29:52 PM |
| chekat | $25.00 | 10/8/2011 3:08:58 PM |
| wise-deal-panda | $25.00 | 10/8/2011 4:58:20 PM |
| lplender | $50.00 | 10/8/2011 6:32:41 PM |
| The_Collector | $30.00 | 10/8/2011 5:47:48 PM |
| speedy-wealth3 | $25.00 | 10/8/2011 8:31:11 PM |
| Belair_Advisors | $25.00 | 10/9/2011 4:46:16 AM |
| sharp-trade0 | $25.00 | 10/9/2011 7:19:55 AM |
| mammalian4 | $25.00 | 10/9/2011 11:48:42 AM |
| youthful-economy4 | $500.00 | 10/9/2011 10:58:06 AM |
| broomfieldbucks | $25.00 | 10/9/2011 12:15:21 PM |
| a-restless-dollar | $25.00 | 9/28/2011 6:43:40 AM |
| dignified-marketplace5 | $100.00 | 9/28/2011 4:13:09 PM |
| secureincome | $750.00 | 9/29/2011 6:39:47 AM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:09 PM |
| open-minded-deal | $200.00 | 9/30/2011 8:08:25 AM |
| q4golf | $25.00 | 10/1/2011 4:55:12 AM |
| cleo1255 | $50.00 | 10/1/2011 11:49:42 AM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:05:19 AM |
| britches613 | $25.00 | 10/3/2011 8:45:34 AM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:20 PM |
| hunterMG | $58.00 | 10/4/2011 8:23:56 AM |
| amlu1988 | $25.00 | 10/5/2011 8:01:36 PM |
| reward-gala | $50.00 | 10/6/2011 4:36:43 AM |
| finance-prescription | $100.00 | 10/6/2011 5:48:41 PM |
| capital-halo1 | $947.00 | 10/6/2011 5:47:19 PM |
| Azonic21 | $25.00 | 10/6/2011 6:39:52 PM |
| 168RichCapital | $25.10 | 10/7/2011 4:54:04 AM |
| co98senior | $25.00 | 10/7/2011 5:44:15 AM |
| JLMGroupFunds | $25.00 | 10/7/2011 9:19:15 AM |
| Investoman | $75.00 | 10/7/2011 9:13:21 AM |
| power-secret-agent | $30.00 | 10/7/2011 11:31:47 AM |
| balanced-bill7 | $50.00 | 10/7/2011 11:45:43 AM |
| missing-link | $25.00 | 10/7/2011 12:30:38 PM |
| capital-renewal | $25.00 | 10/7/2011 2:09:26 PM |
| note-mover9 | $36.73 | 10/7/2011 10:05:06 PM |
| cognizant-rupee7 | $30.00 | 10/7/2011 10:08:13 PM |
| Dubbs360 | $250.00 | 10/8/2011 8:53:44 AM |
| irrelevant | $25.00 | 10/8/2011 10:05:06 AM |
| nickel-demon2 | $144.32 | 10/8/2011 1:07:55 PM |
| cash-boots7 | $25.00 | 10/8/2011 1:15:45 PM |
| loss-of-control | $75.00 | 10/8/2011 2:13:29 PM |
| organic-fund | $25.00 | 10/8/2011 3:01:43 PM |
| AndChicksforFree | $25.00 | 10/8/2011 4:50:46 PM |
| KMB78 | $25.00 | 10/8/2011 8:43:57 PM |
| Lubava | $47.91 | 10/8/2011 8:58:56 PM |
| black_adder2003 | $250.00 | 10/8/2011 10:21:27 PM |
| Money_Working | $25.00 | 10/9/2011 11:35:49 AM |
| saffron4 | $50.00 | 10/9/2011 10:40:23 AM |
| ommcd | $25.00 | 10/9/2011 11:21:18 AM |
| focused-order0 | $100.00 | 10/9/2011 11:57:25 AM |
| DER | $50.00 | 10/9/2011 12:06:00 PM |
| imdave4me | $25.00 | 10/9/2011 1:16:10 PM |
| green28 | $57.94 | 10/9/2011 1:19:43 PM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
529603
This series of Notes was issued and sold upon the funding of the borrower loan #54434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
20 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $94,657 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| slingshot23 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MSW loan
Purpose of loan:
This loan will be used to...Fund my 401 K
My financial situation:
I am a good candidate for this loan because...I am a Family Physician and have a steady income with the Cleveland Clinic. I also moonlight at an urgent care.I just found out because I will moonlight > 1000 hrs this year they must take out $14,000 of my income over the next 3 months.
For 13 years I was unable to moonlight until last year when this was permissible.I am slowly digging my way out of debt.
Monthly net income: $19000
Monthly expenses: $16700
Housing: $5300
Insurance: $500
Car expenses: $1500
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $700
Clothing, household expenses: $300
Credit cards and other loans: $3000
Other expenses: $1000 private high school will end 6/14
$2500 educational loans
$1500 private bank loan that will end 9/13
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 10/4/2011 7:41:46 PM |
| golffish2 | $25.00 | 10/5/2011 5:06:03 AM |
| the-discrete-income | $25.00 | 10/5/2011 9:53:30 AM |
| leeball | $100.00 | 10/5/2011 4:00:38 PM |
| worth-blanket2 | $14,575.00 | 10/5/2011 5:12:59 PM |
| vutah | $25.00 | 10/4/2011 9:45:49 PM |
| organized-payment6 | $50.00 | 10/5/2011 6:06:00 AM |
| responsibility-butterfly | $25.00 | 10/5/2011 6:49:36 AM |
| janeybooboo | $150.00 | 10/5/2011 9:08:54 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
529715
This series of Notes was issued and sold upon the funding of the borrower loan #54486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,544 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| punctual-compassion0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
starting over
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tylerh | $250.00 | 9/27/2011 10:49:09 PM |
| responsibility-butterfly | $25.00 | 9/28/2011 11:41:54 AM |
| don8ter | $25.00 | 9/29/2011 3:41:36 AM |
| Kaj | $25.00 | 9/29/2011 7:45:01 AM |
| fusbarro | $50.00 | 9/29/2011 2:14:38 PM |
| mennleo | $50.00 | 9/29/2011 10:05:16 PM |
| enlighter | $41.50 | 9/29/2011 10:50:48 PM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:09 PM |
| Rogesparkguy | $25.00 | 9/30/2011 6:38:50 AM |
| social-cocktail1 | $200.00 | 9/30/2011 9:19:55 AM |
| caseattle | $25.00 | 9/30/2011 9:47:40 AM |
| glroark | $50.00 | 9/30/2011 10:49:20 AM |
| Dubbs360 | $25.00 | 9/30/2011 1:39:08 PM |
| tech310 | $50.00 | 9/30/2011 5:23:00 PM |
| terrific-peace8 | $25.00 | 9/30/2011 10:14:34 PM |
| neutrino6 | $25.00 | 10/1/2011 10:43:30 AM |
| mercuriant | $25.00 | 10/1/2011 9:05:41 AM |
| finance-prescription | $100.00 | 10/1/2011 12:10:09 PM |
| suave-dime6 | $25.00 | 10/1/2011 10:55:54 AM |
| lplender | $50.00 | 10/1/2011 12:51:47 PM |
| money-bauble | $200.00 | 10/1/2011 12:06:43 PM |
| diplomatic-wealth7 | $25.00 | 10/1/2011 12:17:49 PM |
| palace2 | $130.00 | 10/1/2011 12:20:33 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:35 AM |
| fmanjoo | $25.00 | 10/2/2011 2:44:53 PM |
| riveting-credit5 | $55.19 | 10/2/2011 5:53:23 PM |
| Supernick | $25.00 | 10/3/2011 1:33:36 AM |
| proud-pound4 | $50.00 | 10/3/2011 5:05:09 AM |
| Live-Free-or-Die | $247.06 | 10/3/2011 7:38:09 AM |
| leverage-monger | $25.00 | 10/3/2011 1:22:43 PM |
| Mariner3605 | $25.00 | 10/3/2011 9:50:39 PM |
| orange-preeminant-bill | $25.00 | 10/4/2011 5:55:47 AM |
| JLMGroupFunds | $25.00 | 10/4/2011 9:19:33 AM |
| alphaseek | $200.00 | 10/4/2011 9:39:48 AM |
| the-discrete-income | $25.00 | 10/4/2011 9:27:38 AM |
| houli123 | $25.00 | 10/5/2011 6:01:13 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:17 AM |
| CA-Lender | $25.00 | 10/5/2011 11:17:16 AM |
| bid-stockpiler1 | $100.00 | 10/5/2011 10:58:35 AM |
| blue-goal-deal | $25.00 | 10/5/2011 11:11:00 AM |
| first-class-yield9 | $50.00 | 10/5/2011 1:34:10 PM |
| life-is-great | $25.00 | 10/5/2011 1:47:31 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:12 PM |
| Maggie3 | $25.00 | 10/5/2011 2:23:19 PM |
| exchange-mover2 | $46.25 | 10/5/2011 4:37:34 PM |
| progressive-economy261 | $400.00 | 9/28/2011 12:08:42 PM |
| intelligent-repayment8 | $3,000.00 | 9/29/2011 12:02:44 PM |
| wwwUniversal | $25.00 | 9/29/2011 12:32:57 PM |
| Bob450 | $25.00 | 9/30/2011 8:57:36 AM |
| finance-mushroom | $100.00 | 10/1/2011 12:09:05 PM |
| the-enthralling-coin | $25.00 | 10/1/2011 1:55:35 PM |
| economy-coup | $50.00 | 10/1/2011 3:39:22 PM |
| platinum-scientist9 | $25.00 | 10/2/2011 2:17:10 PM |
| thankful-nickel2 | $25.00 | 10/2/2011 1:51:44 PM |
| charming-exchange7 | $25.00 | 10/2/2011 5:53:32 PM |
| cake7 | $25.00 | 10/2/2011 9:13:58 PM |
| nickel-hickory | $50.00 | 10/3/2011 10:33:08 AM |
| ASR3 | $50.00 | 10/3/2011 1:22:04 PM |
| GElender | $25.00 | 10/3/2011 4:20:13 PM |
| Leshan | $25.00 | 10/3/2011 5:15:13 PM |
| daniel5075 | $25.00 | 10/3/2011 7:29:01 PM |
| draggon77 | $25.00 | 10/3/2011 7:52:56 PM |
| zone6 | $80.00 | 10/4/2011 4:03:16 AM |
| treasure-bliss | $25.00 | 10/4/2011 5:44:01 AM |
| himistu22 | $25.00 | 10/4/2011 5:14:30 PM |
| velocity-warrior | $25.00 | 10/5/2011 2:52:01 AM |
| high_flyer | $100.00 | 10/5/2011 6:07:10 AM |
| kind-credit-bear | $25.00 | 10/5/2011 9:15:19 AM |
| listing-reformation8 | $25.00 | 10/5/2011 10:45:06 AM |
| cnovak | $25.00 | 10/5/2011 12:03:09 PM |
| Art818 | $25.00 | 10/5/2011 11:48:48 AM |
| atomantic | $25.00 | 10/5/2011 2:44:57 PM |
| Comoparklender | $25.00 | 10/5/2011 3:25:56 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
529897
This series of Notes was issued and sold upon the funding of the borrower loan #54455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 26y 9m |
|
Amount delinquent:
| $59 |
Total credit lines:
| 36 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $83,781 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-commando |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trooper
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:46 AM |
| worth-blanket2 | $7,200.00 | 10/4/2011 9:21:40 AM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:39 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
530013
This series of Notes was issued and sold upon the funding of the borrower loan #54377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,867 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pragmatic-nickel3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan: Business Loan
This loan will be used to...Purchase inventory for my business
My financial situation:
I am a good candidate for this loan because...I have a very good payment history, my bills are paid on time and my credit scores are very good.
Monthly net income: $4,000
Monthly expenses: $2,500
Housing: $899.00
Insurance: $0
Car expenses: $405
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300 Monthly
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| don8ter | $25.00 | 9/29/2011 3:41:40 AM |
| orange-impartial-asset | $100.00 | 9/29/2011 6:03:55 AM |
| finance-solo | $50.00 | 9/29/2011 7:44:25 AM |
| leverage-monger | $25.00 | 9/29/2011 9:50:42 AM |
| responsibility-butterfly | $25.00 | 9/29/2011 1:22:43 PM |
| fusbarro | $50.00 | 9/29/2011 2:14:43 PM |
| equitable-capital758 | $250.00 | 9/29/2011 3:05:56 PM |
| tech310 | $50.00 | 9/30/2011 5:23:01 PM |
| mercuriant | $25.00 | 10/1/2011 9:05:42 AM |
| economy-coup | $50.00 | 10/1/2011 3:39:24 PM |
| credit-coach118 | $45.47 | 10/1/2011 9:17:56 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:38 AM |
| smear87 | $25.00 | 10/2/2011 4:11:29 PM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:27 PM |
| treasure-bliss | $25.00 | 10/4/2011 5:44:03 AM |
| Brainworm | $25.00 | 10/4/2011 8:45:29 AM |
| Comoparklender | $25.00 | 10/5/2011 3:25:57 PM |
| eagle1271 | $25.00 | 10/5/2011 6:40:36 PM |
| red-power-pecan | $50.00 | 10/5/2011 7:05:19 PM |
| magnitude787 | $50.00 | 10/5/2011 10:31:50 PM |
| ingenious-interest1 | $50.00 | 10/6/2011 9:24:03 AM |
| credit-sycamore4 | $100.00 | 10/6/2011 11:02:34 AM |
| finance-mushroom | $100.00 | 10/7/2011 9:10:17 AM |
| finance-prescription | $100.00 | 10/7/2011 9:11:26 AM |
| Leshan | $25.00 | 10/7/2011 9:20:32 AM |
| foothillender | $25.00 | 10/7/2011 10:00:45 AM |
| jasonblings | $25.00 | 10/7/2011 12:32:40 PM |
| ddog0224 | $50.00 | 10/7/2011 12:58:05 PM |
| payout-bridge | $50.00 | 10/7/2011 12:34:31 PM |
| Kaj | $40.00 | 10/7/2011 7:58:12 PM |
| Vreet | $25.00 | 10/8/2011 2:51:08 AM |
| unger | $121.11 | 10/8/2011 4:19:10 AM |
| market-pudding | $25.00 | 10/8/2011 4:42:41 AM |
| fuzed | $55.00 | 10/8/2011 7:05:40 AM |
| cjames84 | $25.00 | 10/8/2011 6:50:34 AM |
| sensible-order2 | $200.00 | 10/8/2011 7:11:44 AM |
| aztocas | $50.00 | 10/8/2011 7:34:07 AM |
| market-booster3 | $25.00 | 10/8/2011 8:20:32 AM |
| Joyflyer | $214.34 | 10/8/2011 8:56:31 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:53:44 AM |
| RMirish | $50.00 | 10/8/2011 9:51:56 AM |
| BanqueDeFrance | $50.00 | 10/8/2011 9:37:16 AM |
| finance-amusement4 | $100.00 | 10/8/2011 10:54:31 AM |
| newest-famous-velocity | $25.00 | 10/8/2011 11:00:45 AM |
| Icon_88 | $25.00 | 10/8/2011 11:11:21 AM |
| vtr1000 | $25.00 | 10/8/2011 11:16:14 AM |
| mennleo | $50.00 | 10/8/2011 11:38:38 AM |
| stepatatime-together | $100.00 | 10/8/2011 12:19:39 PM |
| agile-pound8 | $100.00 | 10/8/2011 1:08:27 PM |
| nycfinance | $25.00 | 10/8/2011 12:26:32 PM |
| radforj22 | $25.00 | 10/8/2011 1:33:51 PM |
| Wellman | $50.00 | 10/8/2011 1:36:54 PM |
| jc33148 | $45.00 | 10/8/2011 1:02:44 PM |
| wlm3012 | $30.00 | 10/8/2011 3:09:03 PM |
| Easystreet | $25.00 | 10/8/2011 5:41:13 PM |
| trumpeter5 | $25.00 | 10/8/2011 5:51:45 PM |
| luzonct | $100.00 | 10/8/2011 11:30:45 PM |
| Belair_Advisors | $25.00 | 10/9/2011 4:47:46 AM |
| debtfreenow-82 | $50.00 | 10/9/2011 8:37:51 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:29 AM |
| ore-leather | $25.00 | 10/9/2011 9:27:18 AM |
| best-generosity-financier | $25.00 | 10/9/2011 12:20:24 PM |
| -PokerNut | $56.70 | 10/9/2011 12:03:35 PM |
| antlr | $50.00 | 10/9/2011 1:12:22 PM |
| cajunguy | $25.00 | 10/9/2011 2:42:16 PM |
| Southern_Illinois_Girl | $25.00 | 10/9/2011 8:36:37 PM |
| LoanerPrincipal | $25.00 | 10/9/2011 8:53:33 PM |
| economy-producer | $25.00 | 10/9/2011 8:54:55 PM |
| FWF-kinetic | $100.00 | 10/10/2011 12:58:52 AM |
| Gladglide | $25.00 | 10/9/2011 9:31:07 PM |
| cash4less | $25.00 | 10/10/2011 1:07:02 AM |
| integrity-broker | $25.00 | 10/10/2011 5:55:40 AM |
| Cambalache | $31.00 | 10/10/2011 6:14:56 AM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:12 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:27 AM |
| fmanjoo | $25.00 | 10/2/2011 2:44:57 PM |
| CC911 | $25.00 | 10/3/2011 6:39:05 AM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:30 PM |
| orange-preeminant-bill | $25.00 | 10/5/2011 3:52:38 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:18 AM |
| cnovak | $25.00 | 10/5/2011 12:03:10 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:13 PM |
| kind-credit-bear | $25.00 | 10/5/2011 5:16:53 PM |
| CalBear08 | $25.00 | 10/6/2011 1:07:07 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:50 AM |
| tender-commerce8 | $50.00 | 10/6/2011 5:01:48 AM |
| Interloper | $25.00 | 10/6/2011 3:26:49 PM |
| alphaseek | $200.00 | 10/6/2011 5:10:14 PM |
| life-is-great | $25.00 | 10/6/2011 4:57:52 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:09 PM |
| kain11286 | $50.00 | 10/7/2011 8:42:45 AM |
| JLMGroupFunds | $25.00 | 10/7/2011 9:19:16 AM |
| progressive-economy261 | $400.00 | 10/7/2011 9:21:18 AM |
| bizlending | $250.00 | 10/7/2011 9:31:21 AM |
| blackstar | $25.00 | 10/7/2011 9:14:40 AM |
| newest-organic-rupee | $33.00 | 10/7/2011 11:00:27 AM |
| balanced-bill7 | $50.00 | 10/7/2011 11:45:45 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:07 PM |
| missing-link | $25.00 | 10/7/2011 12:30:39 PM |
| CACO_Lender | $25.00 | 10/7/2011 12:57:31 PM |
| orbital-gain | $50.00 | 10/7/2011 1:01:24 PM |
| brazilofmux | $50.00 | 10/7/2011 2:05:56 PM |
| Banker_Joe | $25.00 | 10/7/2011 3:01:49 PM |
| Sierrahh | $25.00 | 10/7/2011 3:23:47 PM |
| first-dinero-paladin | $50.00 | 10/7/2011 3:36:34 PM |
| irishalaskan | $25.00 | 10/7/2011 7:38:31 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:33:47 PM |
| gothampark | $25.00 | 10/7/2011 8:55:54 PM |
| cassperr | $25.00 | 10/7/2011 8:26:33 PM |
| anarchy1985 | $26.34 | 10/7/2011 9:00:55 PM |
| SummitAdvisors | $40.00 | 10/7/2011 11:15:48 PM |
| TeaHouseFinance | $25.00 | 10/8/2011 3:13:42 AM |
| coin-entrepreneur | $25.00 | 10/8/2011 3:24:38 AM |
| cunning-truth6 | $50.00 | 10/8/2011 5:15:39 AM |
| gristle_mcthornbody | $25.00 | 10/8/2011 5:26:40 AM |
| 1randyp | $100.00 | 10/8/2011 5:42:33 AM |
| Amy77 | $68.05 | 10/8/2011 6:45:25 AM |
| AndChicksforFree | $25.00 | 10/8/2011 6:47:14 AM |
| Brisket_Bob | $25.00 | 10/8/2011 6:38:47 AM |
| trade-surge3 | $100.00 | 10/8/2011 7:05:04 AM |
| sensible-trade | $100.00 | 10/8/2011 7:03:31 AM |
| treasure-pipeline | $50.00 | 10/8/2011 7:22:44 AM |
| liberty-point | $50.00 | 10/8/2011 7:51:38 AM |
| newest-inspiring-power | $45.00 | 10/8/2011 7:57:35 AM |
| first-class-yield9 | $50.00 | 10/8/2011 8:02:58 AM |
| jonn834 | $100.00 | 10/8/2011 8:27:26 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:11 AM |
| silver-enlightenment0 | $100.00 | 10/8/2011 9:30:11 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:52:59 AM |
| icon7 | $50.00 | 10/8/2011 10:42:39 AM |
| pumatrap | $25.00 | 10/8/2011 10:22:33 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:35 AM |
| handy-justice | $100.00 | 10/8/2011 10:39:10 AM |
| MumblesRumbly | $30.00 | 10/8/2011 10:47:38 AM |
| enthusiastic-ore5 | $38.55 | 10/8/2011 11:11:39 AM |
| cash-boots7 | $25.00 | 10/8/2011 11:05:21 AM |
| order-maestro | $30.00 | 10/8/2011 11:39:26 AM |
| suave-dime6 | $25.00 | 10/8/2011 11:17:18 AM |
| credit-investor5 | $50.00 | 10/8/2011 11:56:57 AM |
| credit-bank-usa611 | $25.00 | 10/8/2011 12:49:44 PM |
| DreDub | $50.00 | 10/8/2011 1:12:56 PM |
| InChicago | $50.00 | 10/8/2011 12:39:43 PM |
| tnjohnso | $25.00 | 10/8/2011 1:17:48 PM |
| reward-system | $25.00 | 10/8/2011 1:18:34 PM |
| fizicks06 | $100.00 | 10/8/2011 12:31:54 PM |
| irrelevant | $25.00 | 10/8/2011 2:05:11 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:17 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:17 PM |
| PCity-LOA15 | $30.00 | 10/9/2011 1:33:34 AM |
| Reinadog9 | $50.00 | 10/8/2011 9:47:28 PM |
| bid-stockpiler1 | $100.00 | 10/9/2011 9:33:22 AM |
| nri22 | $50.00 | 10/9/2011 10:54:16 AM |
| intrepid-repayment1 | $50.00 | 10/9/2011 1:22:54 PM |
| Pitufo | $25.00 | 10/9/2011 1:53:15 PM |
| 87Marc | $25.00 | 10/9/2011 3:20:35 PM |
| Christophe | $25.00 | 10/9/2011 7:54:31 PM |
| Jeffro123456 | $25.15 | 10/9/2011 6:33:48 PM |
| durability-mad-scientist4 | $50.00 | 10/9/2011 6:37:34 PM |
| trajectory8 | $50.00 | 10/9/2011 6:35:38 PM |
| high_flyer | $200.00 | 10/9/2011 8:51:38 PM |
| profitable-money | $25.00 | 10/9/2011 10:59:11 PM |
| B2152 | $25.00 | 10/10/2011 5:26:54 AM |
| thriller451 | $27.00 | 10/10/2011 6:06:21 AM |
| secureincome | $1,000.00 | 10/10/2011 4:06:30 AM |
| green-trade-dolphin | $25.00 | 10/10/2011 6:09:04 AM |
| davidc314 | $68.29 | 10/10/2011 6:29:03 AM |
| 166 Investments
|
Borrower Payment Dependent Notes Series
530195
This series of Notes was issued and sold upon the funding of the borrower loan #54375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $433.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Sep-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,653 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-hercules5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan: debt consolidate
This loan will be used to...
Pay down debt
My financial situation:
I am a good candidate for this loan because...
I have a secure job that makes good compensation
Monthly net income: $5000
Monthly expenses: $
Housing: $1200
Insurance: $300
Car expenses: $1000
Utilities: $
Phone, cable, internet: $
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| radforj22 | $25.00 | 10/8/2011 2:51:50 AM |
| Investor_DP | $93.00 | 9/30/2011 9:05:39 AM |
| AndChicksforFree | $25.00 | 9/30/2011 9:14:24 AM |
| kenji4861 | $25.00 | 9/30/2011 10:35:42 AM |
| a-unflappable-finance | $100.00 | 9/30/2011 11:09:45 AM |
| Bank_Of_XL | $25.00 | 9/30/2011 1:16:19 PM |
| tech310 | $50.00 | 9/30/2011 5:24:18 PM |
| Kaj | $30.00 | 9/30/2011 6:24:10 PM |
| responsibility-butterfly | $25.00 | 10/1/2011 9:02:47 AM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:30 PM |
| transparency-giant | $50.00 | 10/1/2011 5:08:00 PM |
| superb-funds335 | $30.00 | 10/1/2011 5:36:32 PM |
| money-surge1 | $35.00 | 10/2/2011 9:20:43 AM |
| fmanjoo | $25.00 | 10/2/2011 2:45:05 PM |
| capitalelstiltskin2 | $50.00 | 10/3/2011 10:03:28 AM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:33 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:43 PM |
| a-finance-nirvana | $25.00 | 10/4/2011 7:22:43 AM |
| Brainworm | $25.00 | 10/4/2011 8:45:30 AM |
| rcm87 | $50.00 | 10/4/2011 4:52:59 PM |
| alphaseek | $200.00 | 10/4/2011 5:03:39 PM |
| don8ter | $25.00 | 10/4/2011 10:19:43 PM |
| Mark0135 | $50.00 | 10/5/2011 6:31:14 AM |
| life-is-great | $25.00 | 10/5/2011 1:47:32 PM |
| leeball | $100.00 | 10/5/2011 4:00:29 PM |
| oplender | $25.00 | 10/5/2011 6:04:09 PM |
| caring-basis0 | $225.00 | 10/5/2011 8:29:34 PM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:53 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:10 AM |
| john0720 | $50.00 | 10/6/2011 6:37:30 AM |
| durability-solstice8 | $25.00 | 10/6/2011 8:33:21 AM |
| DadWarbucks | $25.00 | 10/6/2011 9:26:07 AM |
| unafraid-loan5 | $25.00 | 10/6/2011 10:16:56 AM |
| listing-vista | $25.00 | 10/6/2011 10:20:39 AM |
| quarkyuzu | $50.00 | 10/6/2011 11:33:55 AM |
| Hiro07 | $25.00 | 10/6/2011 12:22:46 PM |
| deal-gazer | $240.00 | 10/6/2011 2:08:29 PM |
| GoldenGo4 | $48.63 | 10/6/2011 2:03:36 PM |
| Ducatiman1978 | $25.00 | 10/6/2011 4:28:49 PM |
| contract-victor5 | $30.00 | 10/6/2011 2:59:46 PM |
| compoundinterest | $50.00 | 10/6/2011 5:44:59 PM |
| cordial-affluence2 | $25.00 | 10/6/2011 9:18:41 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:20 PM |
| Domgabriel | $25.00 | 10/7/2011 3:55:35 AM |
| yoshibo | $1,087.68 | 10/7/2011 12:13:33 AM |
| GElender | $40.00 | 10/7/2011 6:02:59 AM |
| najmn103 | $25.00 | 10/7/2011 8:06:31 AM |
| kewgdns | $25.00 | 10/7/2011 7:56:37 AM |
| power-leader1 | $34.06 | 10/7/2011 6:59:53 AM |
| mennleo | $100.00 | 10/7/2011 7:50:30 AM |
| ferdberfel | $33.94 | 10/7/2011 9:02:07 AM |
| bill-expert | $25.00 | 10/7/2011 9:32:40 AM |
| platinum-czar | $25.00 | 10/7/2011 9:42:38 AM |
| Leopoldine | $25.00 | 10/7/2011 10:18:54 AM |
| gristle | $25.00 | 10/7/2011 9:30:47 AM |
| cordial-funds8 | $25.00 | 10/7/2011 10:53:27 AM |
| starry2001 | $25.00 | 10/7/2011 10:54:45 AM |
| moola-monger9 | $50.00 | 10/7/2011 9:49:11 AM |
| selector568 | $300.00 | 10/7/2011 10:16:11 AM |
| peb44 | $25.00 | 10/7/2011 10:20:56 AM |
| uvawfs | $45.00 | 10/7/2011 11:39:54 AM |
| Lendomatic | $35.00 | 10/7/2011 11:42:22 AM |
| Gandalf0001 | $25.00 | 10/7/2011 11:49:38 AM |
| credit-meteor7 | $200.00 | 10/7/2011 11:56:09 AM |
| girlwithglasses | $100.00 | 10/7/2011 11:48:39 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:10 PM |
| amra | $25.00 | 10/7/2011 12:13:55 PM |
| credit-coach118 | $45.26 | 10/7/2011 12:54:29 PM |
| orbital-gain | $50.00 | 10/7/2011 1:01:24 PM |
| lskarp | $39.37 | 10/7/2011 1:30:17 PM |
| ddog0224 | $50.00 | 10/7/2011 1:01:36 PM |
| witty-credit467 | $33.83 | 10/7/2011 1:54:33 PM |
| deal-bloom0 | $25.00 | 10/7/2011 3:05:05 PM |
| oops24 | $25.00 | 10/7/2011 3:21:46 PM |
| pound-doughnut | $25.02 | 10/7/2011 3:14:56 PM |
| integrity-trumpet | $50.00 | 10/7/2011 5:36:16 PM |
| gracej | $25.00 | 10/7/2011 6:22:48 PM |
| the-enthralling-coin | $25.00 | 10/7/2011 7:28:37 PM |
| escharfer | $25.00 | 10/7/2011 7:50:45 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:35:03 PM |
| determined-order1 | $25.00 | 10/7/2011 11:41:10 PM |
| powerful-finance7 | $25.00 | 10/8/2011 3:21:35 AM |
| capital_gains | $50.00 | 10/8/2011 5:11:22 AM |
| Cashfunder | $100.00 | 10/8/2011 5:38:29 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:12 AM |
| USMCR | $25.00 | 10/8/2011 6:18:16 AM |
| gulch | $25.00 | 10/8/2011 6:26:35 AM |
| all_of_that_one | $35.00 | 10/8/2011 6:24:47 AM |
| fuzed | $50.00 | 10/8/2011 7:03:23 AM |
| sensible-trade | $100.00 | 10/8/2011 7:03:31 AM |
| dollar-sonnet3 | $50.00 | 10/8/2011 7:05:23 AM |
| mindful-deal289 | $50.00 | 10/8/2011 7:40:08 AM |
| GoingFishing | $25.00 | 10/8/2011 7:54:01 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:50 AM |
| GATrust | $25.00 | 10/8/2011 8:39:42 AM |
| Frosty | $50.00 | 10/8/2011 8:41:40 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:53:46 AM |
| wayman | $50.00 | 10/8/2011 10:05:34 AM |
| Smallbear | $25.00 | 10/8/2011 10:13:51 AM |
| MyPlantsEatBugs | $25.00 | 10/8/2011 10:20:09 AM |
| credit-high-five8 | $25.00 | 10/8/2011 10:56:58 AM |
| icon7 | $25.00 | 10/8/2011 10:45:49 AM |
| carlitos77 | $180.00 | 10/8/2011 10:55:08 AM |
| invincible-platinum9 | $25.00 | 10/8/2011 11:10:34 AM |
| dynamic-money271 | $50.00 | 10/8/2011 11:44:38 AM |
| nickel-ferret | $48.00 | 10/8/2011 12:11:28 PM |
| equitable-capital758 | $250.00 | 10/1/2011 10:00:35 AM |
| Brisket_Bob | $25.00 | 10/1/2011 5:45:56 PM |
| boogienation | $50.00 | 10/2/2011 11:13:55 AM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:50 AM |
| Interloper | $25.00 | 10/5/2011 10:14:53 AM |
| RICHMONDREB | $25.00 | 10/5/2011 9:59:42 AM |
| worthy-bid8 | $50.00 | 10/5/2011 5:07:31 PM |
| ursus | $50.00 | 10/5/2011 5:08:38 PM |
| Redmond | $50.00 | 10/5/2011 5:50:41 PM |
| elasermd | $50.00 | 10/5/2011 6:33:32 PM |
| BuildingShanghai | $27.90 | 10/5/2011 7:18:42 PM |
| E_G | $50.00 | 10/5/2011 8:37:10 PM |
| GCInvestments | $25.00 | 10/5/2011 9:50:05 PM |
| villagers | $25.00 | 10/6/2011 10:10:43 AM |
| Stozer | $28.00 | 10/6/2011 10:19:44 AM |
| first-serene-credit | $25.00 | 10/6/2011 10:50:26 AM |
| TigerForce | $25.00 | 10/6/2011 10:23:18 AM |
| beachfunder | $25.00 | 10/6/2011 1:25:15 PM |
| Preteur | $25.00 | 10/6/2011 1:37:12 PM |
| sublime-liberty6 | $90.00 | 10/6/2011 3:39:21 PM |
| finance-symphony7 | $100.00 | 10/6/2011 4:18:39 PM |
| ZeLonewolf | $25.00 | 10/6/2011 4:58:41 PM |
| larslfe | $25.00 | 10/6/2011 4:24:19 PM |
| riskreward | $250.00 | 10/6/2011 5:58:06 PM |
| progressive-economy261 | $400.00 | 10/6/2011 5:58:29 PM |
| hope-equation | $50.00 | 10/6/2011 6:17:43 PM |
| LoanerPrincipal | $26.00 | 10/6/2011 6:21:20 PM |
| unger | $100.11 | 10/6/2011 7:47:47 PM |
| return-marsupial3 | $25.00 | 10/6/2011 10:48:06 PM |
| Dreamconnection | $25.00 | 10/7/2011 4:55:10 AM |
| fair-interest6 | $28.97 | 10/6/2011 10:54:48 PM |
| gilbrear | $25.00 | 10/7/2011 5:39:42 AM |
| income-buffalo1 | $83.00 | 10/7/2011 5:58:29 AM |
| moola-gargantuan9 | $50.00 | 10/7/2011 5:54:22 AM |
| peripatetic | $25.00 | 10/7/2011 3:23:49 AM |
| herbyman | $50.00 | 10/7/2011 5:48:30 AM |
| ect_2k20 | $25.00 | 10/7/2011 7:20:36 AM |
| return-smasher2 | $25.00 | 10/7/2011 8:35:46 AM |
| iamdez | $25.00 | 10/7/2011 8:43:58 AM |
| thankful-nickel2 | $25.00 | 10/7/2011 7:43:51 AM |
| genius520 | $50.00 | 10/7/2011 9:09:27 AM |
| friendinmoney | $25.00 | 10/7/2011 8:45:11 AM |
| castlwizz | $42.75 | 10/7/2011 9:19:01 AM |
| contract-festival7 | $100.00 | 10/7/2011 9:59:22 AM |
| fair-peace7 | $25.00 | 10/7/2011 11:26:24 AM |
| DreDub | $50.00 | 10/7/2011 10:39:16 AM |
| enthralling-investment | $65.47 | 10/7/2011 12:19:37 PM |
| hard-working-rate3 | $250.00 | 10/7/2011 12:59:21 PM |
| theloanfiller | $25.00 | 10/7/2011 12:51:51 PM |
| jeffpac | $100.00 | 10/7/2011 12:35:37 PM |
| damage | $25.00 | 10/7/2011 12:46:25 PM |
| important-greenback6 | $25.00 | 10/7/2011 1:46:49 PM |
| prohelper | $25.00 | 10/7/2011 1:52:44 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:39 PM |
| Sierrahh | $25.00 | 10/7/2011 3:23:47 PM |
| first-dinero-paladin | $50.00 | 10/7/2011 3:31:28 PM |
| MadHun | $200.00 | 10/7/2011 5:34:19 PM |
| balance-whistle7 | $25.00 | 10/7/2011 5:39:41 PM |
| best-visionary-p2ploan | $350.00 | 10/7/2011 5:48:26 PM |
| Sefotonga | $25.00 | 10/7/2011 6:21:30 PM |
| hanuman77 | $25.00 | 10/7/2011 6:36:11 PM |
| melodious-fairness | $25.00 | 10/7/2011 6:53:06 PM |
| jazzmanian | $25.00 | 10/7/2011 8:03:30 PM |
| return-seeker85 | $50.00 | 10/7/2011 8:37:28 PM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:26 AM |
| Dowanhill | $25.00 | 10/8/2011 5:36:31 AM |
| heavenly-treasure542 | $50.00 | 10/8/2011 5:30:34 AM |
| fcukciti | $30.00 | 10/8/2011 5:50:23 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:20 AM |
| worthy-truth | $25.00 | 10/8/2011 6:54:31 AM |
| stensonb | $25.00 | 10/8/2011 6:52:37 AM |
| kurg | $25.00 | 10/8/2011 7:23:37 AM |
| Rdodson11 | $25.00 | 10/8/2011 7:38:50 AM |
| elegant-loot | $25.00 | 10/8/2011 7:57:11 AM |
| trumpeter5 | $25.00 | 10/8/2011 8:19:29 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:42 AM |
| donmacprosper | $25.00 | 10/8/2011 8:29:11 AM |
| objective-investor | $250.00 | 10/8/2011 8:07:52 AM |
| value-pouch | $25.00 | 10/8/2011 8:32:16 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:12 AM |
| Digs | $25.00 | 10/8/2011 9:36:42 AM |
| SouthCoast | $25.00 | 10/8/2011 9:49:07 AM |
| BankLV | $25.00 | 10/8/2011 9:46:11 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:01 AM |
| listing-reformation8 | $50.00 | 10/8/2011 10:45:06 AM |
| zippy-interest | $25.00 | 10/8/2011 10:47:15 AM |
| payout-magician | $25.00 | 10/8/2011 10:54:34 AM |
| ethicalhumanist | $100.00 | 10/8/2011 11:49:10 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:39 AM |
| meoweo | $25.00 | 10/8/2011 11:27:27 AM |
| dough-hammock | $25.00 | 10/8/2011 11:41:07 AM |
| a-wealth-visionary | $50.00 | 10/8/2011 12:16:26 PM |
| hostbank | $100.00 | 10/8/2011 12:08:59 PM |
| big_oaks | $39.01 | 10/8/2011 12:30:54 PM |
| personal-lender | $25.00 | 10/8/2011 12:12:11 PM |
| 201 Investments
|
Borrower Payment Dependent Notes Series
530239
This series of Notes was issued and sold upon the funding of the borrower loan #54414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Sep-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $88,272 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| harmonious-return087 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because I've paid all bills on time for > 10 years.
Monthly net income: $ 8583
Monthly expenses: $
Housing: $1395
Insurance: $180
Car expenses: $350
Utilities: $200
Phone, cable, internet: $20
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intelligent-yield | $50.00 | 9/29/2011 11:12:09 PM |
| golffish2 | $100.00 | 9/30/2011 4:23:41 AM |
| vutah | $30.00 | 9/30/2011 8:54:15 PM |
| phenomenal-gain5 | $25.00 | 10/1/2011 7:52:16 AM |
| scrappy-diversification7 | $408.00 | 10/1/2011 12:09:19 PM |
| MrDance123 | $46.00 | 10/2/2011 10:00:29 AM |
| fmanjoo | $25.00 | 10/2/2011 2:45:03 PM |
| auction-seeker | $25.00 | 10/2/2011 5:35:20 PM |
| gokart83 | $25.00 | 10/3/2011 12:10:12 PM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:36 PM |
| mlj0671 | $25.00 | 10/4/2011 1:51:24 AM |
| exchange-squirrel | $25.00 | 10/4/2011 7:30:51 AM |
| sdcc72 | $25.00 | 10/4/2011 8:15:38 AM |
| the-discrete-income | $25.00 | 10/4/2011 9:27:41 AM |
| economy-huckleberry0 | $25.00 | 10/5/2011 7:24:19 AM |
| thankful-nickel2 | $25.00 | 10/5/2011 10:21:54 AM |
| high_flyer | $100.00 | 10/5/2011 1:23:46 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:17 PM |
| mad-scientist418 | $25.00 | 10/5/2011 1:43:02 PM |
| GElender | $40.00 | 10/5/2011 3:54:04 PM |
| shrewd-deal | $75.00 | 10/5/2011 4:34:51 PM |
| Kaj | $40.00 | 10/5/2011 5:05:47 PM |
| social-heart | $25.00 | 10/5/2011 6:31:21 PM |
| dime-sapling | $25.00 | 10/5/2011 6:57:23 PM |
| frogperson | $150.00 | 10/5/2011 8:47:05 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:11 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:44 AM |
| Maximum_Investment | $26.86 | 10/6/2011 4:01:00 AM |
| dedicated-diversification5 | $111.00 | 10/6/2011 6:43:42 AM |
| branaa99 | $25.00 | 10/6/2011 7:28:23 AM |
| toomanyfishtanks | $52.32 | 10/6/2011 7:47:10 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:09 AM |
| octoberfresh | $25.00 | 10/6/2011 8:14:50 AM |
| doomsday18 | $25.00 | 10/6/2011 10:02:58 AM |
| nickel-hickory | $25.00 | 10/6/2011 10:10:32 AM |
| ultimate-dough0 | $30.00 | 10/6/2011 10:25:16 AM |
| profit-powerplant | $25.00 | 10/6/2011 10:25:46 AM |
| CatbirdBanking | $2.81 | 10/6/2011 10:37:06 AM |
| careful-vigilance4 | $100.00 | 9/29/2011 8:46:22 PM |
| ptjg | $25.00 | 9/29/2011 10:41:59 PM |
| golffish2 | $100.00 | 9/30/2011 4:22:06 AM |
| responsibility-butterfly | $25.00 | 9/30/2011 8:07:01 AM |
| BankofRon | $25.00 | 9/30/2011 7:16:38 AM |
| credit-coach118 | $25.46 | 9/30/2011 3:07:27 PM |
| Unitas4302 | $50.00 | 9/30/2011 6:44:45 PM |
| mercuriant | $25.00 | 10/1/2011 9:05:47 AM |
| wampum-library4 | $25.00 | 10/1/2011 11:43:52 AM |
| economy-coup | $50.00 | 10/1/2011 3:39:30 PM |
| shrewd-income | $25.00 | 10/1/2011 6:07:43 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:33 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:45 AM |
| charming-exchange7 | $25.00 | 10/2/2011 5:52:05 PM |
| mraleig | $150.00 | 10/2/2011 5:56:00 PM |
| golffish2 | $100.00 | 10/3/2011 4:26:57 AM |
| equallender | $25.55 | 10/3/2011 3:21:44 PM |
| loss-of-control | $100.00 | 10/3/2011 5:47:39 PM |
| durability-halibut | $25.00 | 10/3/2011 10:10:07 PM |
| exciting-fairness | $200.00 | 10/4/2011 2:57:17 AM |
| wwwUniversal | $25.00 | 10/4/2011 9:19:57 AM |
| excellent-wealth6 | $25.00 | 10/4/2011 11:54:40 AM |
| papaloha | $25.00 | 10/4/2011 7:38:55 PM |
| golffish2 | $200.00 | 10/5/2011 6:32:58 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:22 AM |
| cnovak | $25.00 | 10/5/2011 12:03:13 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:27 PM |
| suave-dime6 | $25.00 | 10/5/2011 5:28:19 PM |
| Bob450 | $25.00 | 10/5/2011 7:20:54 PM |
| favorite-commerce | $25.00 | 10/5/2011 6:44:34 PM |
| a-balance-surgeon | $50.00 | 10/5/2011 8:33:10 PM |
| killdare | $25.00 | 10/5/2011 9:55:47 PM |
| power-secret-agent | $30.00 | 10/6/2011 4:01:19 AM |
| myidear | $25.00 | 10/6/2011 4:57:58 AM |
| wonderous-power | $25.00 | 10/6/2011 5:02:27 AM |
| The-Lighthouse-Group | $25.00 | 10/6/2011 4:15:19 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:53 AM |
| treasure-bliss | $25.00 | 10/6/2011 6:53:53 AM |
| orange-preeminant-bill | $25.00 | 10/6/2011 7:03:51 AM |
| kendigme | $38.53 | 10/6/2011 6:24:01 AM |
| buffalobills | $25.00 | 10/6/2011 7:42:16 AM |
| glroark | $50.00 | 10/6/2011 7:42:32 AM |
| platinum-czar | $25.00 | 10/6/2011 6:55:15 AM |
| moola-monger9 | $50.00 | 10/6/2011 8:07:26 AM |
| vivid-velocity7 | $100.00 | 10/6/2011 8:22:03 AM |
| helpful-fund8 | $65.48 | 10/6/2011 8:23:34 AM |
| green28 | $127.99 | 10/6/2011 9:58:23 AM |
| point-commando | $25.00 | 10/6/2011 10:04:15 AM |
| nickel-hickory | $25.00 | 10/6/2011 10:11:09 AM |
| bid-stockpiler1 | $50.00 | 10/6/2011 10:14:39 AM |
| 88 Investments
|
Borrower Payment Dependent Notes Series
530261
This series of Notes was issued and sold upon the funding of the borrower loan #54407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $287.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 660-679 (Sep-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 8m |
|
Amount delinquent:
| $2,500 |
Total credit lines:
| 15 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| entertaining-exchange315 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reestablishing Credit
Purpose of loan:
This loan will be used to pay my unexpected taxes. I received a bonus this year that threw me into a higher tax bracket and created a larger than expected tax liability. Additionally, I am trying to re-establish my credit.
My financial situation:
I am a good candidate for this loan because I make good money, have a secure job and am really interested in re-establishing my credit.
Monthly net income: $4,520.00
Monthly expenses: $
Housing: $2250.00
Insurance: $30.00
Car expenses: $150.00
Utilities: $100.00
Phone, cable, internet: $70.00
Food, entertainment: $
Clothing, household expenses: $1000.00
Credit cards and other loans: $15
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 9/30/2011 5:15:57 PM |
| deepblue34 | $30.00 | 9/30/2011 8:52:25 PM |
| lplender | $50.00 | 10/1/2011 12:51:54 PM |
| tomdooley12520 | $25.00 | 10/2/2011 7:36:36 AM |
| javelin0 | $25.00 | 10/2/2011 9:39:02 AM |
| wise-eloquent-yield | $25.00 | 10/2/2011 3:28:09 PM |
| income-ecstasy | $25.00 | 10/3/2011 8:24:57 AM |
| wealth-prodigy1 | $34.74 | 10/3/2011 9:48:28 AM |
| LuvToLend | $25.00 | 10/3/2011 1:02:20 PM |
| commerce-explosion9 | $50.00 | 10/3/2011 5:01:45 PM |
| Tscheddar | $25.00 | 10/4/2011 3:11:43 AM |
| hunterMG | $50.00 | 10/4/2011 8:19:59 AM |
| helpful-credit156 | $25.00 | 10/4/2011 5:04:27 PM |
| first-class-gold0 | $122.00 | 10/4/2011 9:22:16 PM |
| likeable-hope | $25.00 | 10/5/2011 4:59:22 AM |
| nickel-hickory | $25.00 | 10/5/2011 10:23:10 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:20 PM |
| Bob450 | $25.00 | 10/6/2011 7:52:58 AM |
| persistent-funds9 | $25.00 | 10/6/2011 2:52:25 PM |
| slxvq | $29.38 | 10/6/2011 6:17:24 PM |
| newest-generous-income | $30.00 | 10/7/2011 2:29:16 AM |
| marauder763 | $50.00 | 10/7/2011 6:14:47 AM |
| helpful-deal1 | $50.00 | 10/7/2011 6:21:09 AM |
| irrelevant | $25.00 | 10/7/2011 6:05:20 AM |
| Rogelio48 | $25.00 | 10/7/2011 7:32:44 AM |
| bnoble09 | $27.91 | 10/7/2011 9:00:14 AM |
| dough-souffle | $50.00 | 10/7/2011 1:17:54 PM |
| entertaining-greenback2 | $25.00 | 10/7/2011 5:54:44 PM |
| xthread | $25.00 | 10/7/2011 8:08:58 PM |
| ironman84 | $55.35 | 10/8/2011 3:58:58 AM |
| authentic-kindness1 | $25.00 | 9/30/2011 8:16:18 PM |
| bancoroyal | $27.19 | 10/1/2011 9:55:42 AM |
| a-restless-dollar | $25.00 | 10/1/2011 2:48:35 PM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:05:25 AM |
| missing-link | $25.00 | 10/2/2011 9:18:25 AM |
| britches613 | $25.00 | 10/2/2011 9:25:55 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:52 AM |
| smart-platinum7 | $60.00 | 10/2/2011 1:09:08 PM |
| dudebrah | $25.00 | 10/2/2011 3:48:35 PM |
| ericsb | $53.23 | 10/3/2011 7:51:37 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:39 AM |
| jcfung1 | $25.00 | 10/3/2011 1:09:07 PM |
| best-asset-jedi | $50.00 | 10/3/2011 3:34:45 PM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:37 PM |
| harmonious-contract5 | $25.00 | 10/4/2011 9:21:49 AM |
| excellent-wealth6 | $25.00 | 10/4/2011 11:46:21 AM |
| wwwUniversal | $25.00 | 10/5/2011 9:16:45 AM |
| Bank42 | $25.00 | 10/5/2011 3:29:15 PM |
| finance-mushroom | $100.00 | 10/5/2011 5:09:19 PM |
| kind-credit-bear | $25.00 | 10/5/2011 5:16:56 PM |
| influential-payment6 | $38.97 | 10/5/2011 10:43:14 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:46 AM |
| reward-gala | $50.00 | 10/6/2011 4:36:43 AM |
| high_flyer | $100.00 | 10/6/2011 6:53:23 AM |
| manatee21 | $55.00 | 10/6/2011 8:16:52 AM |
| payout-hammock1 | $25.00 | 10/6/2011 12:10:26 PM |
| handy-loan527 | $25.00 | 10/6/2011 3:47:14 PM |
| mammalian4 | $25.00 | 10/6/2011 2:51:19 PM |
| Azonic21 | $25.00 | 10/6/2011 6:39:52 PM |
| mennleo | $100.00 | 10/7/2011 7:54:52 AM |
| justice-circuitry0 | $50.00 | 10/7/2011 8:06:24 AM |
| smdemo | $43.15 | 10/7/2011 8:18:04 AM |
| MarcusJames04 | $67.09 | 10/7/2011 8:19:33 AM |
| benefit-flow | $25.00 | 10/7/2011 8:37:48 AM |
| cordial-funds8 | $68.99 | 10/7/2011 10:54:54 AM |
| roberto42 | $28.00 | 10/7/2011 11:51:59 AM |
| DaddyBill | $28.00 | 10/7/2011 11:53:59 AM |
| new-discrete-camaraderi | $25.00 | 10/7/2011 1:10:55 PM |
| CACO_Lender | $25.00 | 10/7/2011 1:01:10 PM |
| first-dinero-paladin | $25.00 | 10/7/2011 3:25:24 PM |
| Johnab | $26.00 | 10/7/2011 3:26:03 PM |
| Ols744 | $25.00 | 10/7/2011 7:54:50 PM |
| One_Lolo | $25.00 | 10/8/2011 2:22:22 AM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
530263
This series of Notes was issued and sold upon the funding of the borrower loan #54462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $546.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 760-779 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $373 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-fairness-cluster |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start-Up Business Loan
Purpose of loan:
This loan will be used for the funding of a start-up internet-based business. It will cover the costs of the website, legal fees, advertising, and operating expenses up to the break-even point.
My financial situation:
I am a good candidate for this loan because I hold a stable, full-time position, of which I will work alongside as the business takes off. I have done my due diligence and created a business plan with extensive financial spreadsheets, along with a marketing plan. I am fully confident the business will generate both impressive revenues and profits along with continued growth.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riskreward | $250.00 | 9/30/2011 9:19:45 AM |
| Weaverville | $50.00 | 9/30/2011 10:52:13 AM |
| a-unflappable-finance | $100.00 | 9/30/2011 11:09:46 AM |
| blot44 | $25.00 | 10/1/2011 5:18:56 AM |
| equitable-capital758 | $250.00 | 10/1/2011 10:00:36 AM |
| jmeasn | $25.00 | 10/1/2011 10:58:38 AM |
| indomitable-coin | $25.00 | 10/1/2011 2:44:27 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:30 PM |
| superb-funds335 | $30.00 | 10/1/2011 5:36:33 PM |
| Rivervale_Westwood | $50.00 | 10/2/2011 5:57:38 AM |
| money-surge1 | $35.00 | 10/2/2011 9:20:43 AM |
| Supernick | $50.00 | 10/3/2011 1:27:52 AM |
| vigilance-revolutionary | $50.00 | 10/3/2011 9:44:39 AM |
| mr55262 | $25.00 | 10/3/2011 1:28:56 PM |
| Natronpee | $25.00 | 10/3/2011 8:37:03 PM |
| Marathoner | $25.00 | 10/4/2011 6:13:28 AM |
| Brainworm | $25.00 | 10/4/2011 8:45:30 AM |
| ciscoparrot | $25.00 | 10/4/2011 11:31:24 AM |
| life-is-great | $25.00 | 10/4/2011 12:59:56 PM |
| rcm87 | $50.00 | 10/4/2011 4:52:59 PM |
| FadSaolAgat | $50.00 | 10/4/2011 6:26:18 PM |
| don8ter | $25.00 | 10/4/2011 10:19:01 PM |
| Interloper | $25.00 | 10/5/2011 10:14:53 AM |
| guardlender | $25.00 | 10/5/2011 10:16:57 AM |
| rmachi | $25.00 | 10/5/2011 10:34:38 AM |
| mar97 | $25.00 | 10/5/2011 4:50:40 PM |
| leeball | $100.00 | 10/5/2011 4:00:29 PM |
| lagnisiruk | $25.00 | 10/5/2011 4:24:14 PM |
| silver-voyager9 | $25.00 | 10/5/2011 4:38:22 PM |
| smart-kindness8 | $50.00 | 10/5/2011 4:29:42 PM |
| hrubinst | $50.00 | 10/5/2011 6:17:44 PM |
| valiant-liberty4 | $25.00 | 10/5/2011 7:24:45 PM |
| steiglends | $100.00 | 10/5/2011 7:48:11 PM |
| wtrboy | $25.00 | 10/5/2011 10:58:37 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:11 PM |
| duty-starfish8 | $25.00 | 10/6/2011 4:07:56 AM |
| fervent-repayment | $100.00 | 10/6/2011 4:46:54 AM |
| alphaseek | $150.00 | 10/6/2011 4:55:05 AM |
| reflective-cash0 | $50.00 | 10/6/2011 6:21:25 AM |
| fervent-currency5 | $25.00 | 10/6/2011 7:51:23 AM |
| BankerJohn | $25.00 | 10/6/2011 8:17:27 AM |
| mennleo | $100.00 | 10/6/2011 7:35:08 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:09 AM |
| orbital-gain | $50.00 | 10/6/2011 8:34:08 AM |
| harty | $50.00 | 10/6/2011 1:31:57 PM |
| Railbird | $50.00 | 10/6/2011 1:01:15 PM |
| moola-rose8 | $25.00 | 10/6/2011 3:09:09 PM |
| scrappy-bonus2 | $25.00 | 10/6/2011 4:48:32 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:20 PM |
| efficient-marketplace | $25.00 | 10/6/2011 9:43:14 PM |
| AJSinvest | $25.00 | 10/6/2011 10:24:34 PM |
| ptjg | $25.00 | 10/6/2011 10:05:16 PM |
| green-moola-sniffer | $25.00 | 10/6/2011 10:20:58 PM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:23 AM |
| nourishing-trade7 | $28.00 | 10/7/2011 6:25:14 AM |
| Dreamconnection | $25.00 | 10/7/2011 4:55:10 AM |
| Hiro07 | $30.00 | 10/7/2011 5:56:11 AM |
| wise-silver-wonder | $25.00 | 10/7/2011 7:40:12 AM |
| kewgdns | $50.00 | 10/7/2011 9:16:58 AM |
| the-capital-shooter | $75.00 | 10/7/2011 11:42:45 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:11 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:39 PM |
| revenue-youngster | $25.00 | 10/7/2011 3:31:32 PM |
| MadHun | $200.00 | 10/7/2011 5:34:19 PM |
| exchange-pledge | $37.00 | 10/7/2011 5:38:47 PM |
| reinforced-reward | $25.00 | 10/7/2011 7:07:05 PM |
| natural-worth9 | $400.00 | 10/7/2011 8:21:19 PM |
| cerebral-auction950 | $100.00 | 10/8/2011 2:27:12 AM |
| frobin | $25.00 | 10/8/2011 4:07:44 AM |
| crescent6 | $25.00 | 10/8/2011 5:11:34 AM |
| fcukciti | $30.00 | 10/8/2011 5:50:24 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:13 AM |
| value-searcher3 | $50.00 | 10/8/2011 6:32:00 AM |
| dg5803 | $25.00 | 10/8/2011 6:53:49 AM |
| Warwick | $50.00 | 10/8/2011 7:40:49 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:50 AM |
| jonn834 | $75.00 | 10/8/2011 8:36:41 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:53:46 AM |
| value-pouch | $25.00 | 10/8/2011 8:32:16 AM |
| vivacious-truth3 | $25.00 | 10/8/2011 8:59:14 AM |
| dpfl55 | $25.00 | 10/8/2011 9:55:25 AM |
| GoingFishing | $25.00 | 10/8/2011 9:46:08 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:01 AM |
| power-kin | $25.00 | 10/8/2011 10:21:28 AM |
| commerce-yeller | $25.00 | 10/8/2011 11:02:01 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:39 AM |
| money-bauble | $200.00 | 10/8/2011 12:07:43 PM |
| radforj22 | $25.00 | 10/8/2011 1:34:53 PM |
| agile-responsibility | $25.00 | 10/8/2011 12:43:15 PM |
| CorporateRaider | $25.00 | 10/8/2011 1:07:56 PM |
| platinum-sorcerer6 | $25.00 | 10/8/2011 2:17:55 PM |
| GreenSun | $25.00 | 10/8/2011 4:11:18 PM |
| jtc26 | $100.00 | 10/8/2011 6:35:47 PM |
| CE88 | $28.00 | 10/8/2011 7:51:42 PM |
| FoosMaster | $35.00 | 10/8/2011 8:08:44 PM |
| philantist | $30.00 | 10/8/2011 10:02:08 PM |
| runner262 | $25.00 | 10/8/2011 9:04:42 PM |
| syrepsorp | $50.00 | 10/8/2011 10:50:23 PM |
| best-listing-toro | $25.00 | 10/8/2011 9:02:18 PM |
| Big_Lendin | $25.00 | 10/9/2011 6:15:21 AM |
| 13nd3r | $25.00 | 10/9/2011 6:20:10 AM |
| Shelby2082 | $25.00 | 10/9/2011 7:20:10 AM |
| laniac | $25.00 | 10/9/2011 9:15:04 AM |
| tolstoy00 | $25.00 | 10/9/2011 12:05:32 PM |
| betak | $25.00 | 10/9/2011 11:04:27 AM |
| balance6 | $25.00 | 10/9/2011 11:18:09 AM |
| outtahoth2o | $100.00 | 10/9/2011 12:46:02 PM |
| jescowa | $50.00 | 10/9/2011 12:23:45 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:50 PM |
| adoptionblessing | $35.01 | 10/9/2011 12:56:11 PM |
| antlr | $50.00 | 10/9/2011 1:12:23 PM |
| dospapalotes | $25.00 | 10/9/2011 1:22:40 PM |
| Pitufo | $25.00 | 10/9/2011 1:57:07 PM |
| YLlama | $25.00 | 10/9/2011 2:16:33 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:48 PM |
| The_Donald | $25.00 | 10/9/2011 5:17:28 PM |
| triumph329 | $30.00 | 10/9/2011 3:12:50 PM |
| katnmouse | $50.00 | 10/9/2011 4:18:30 PM |
| Money_Working | $35.00 | 10/9/2011 6:41:55 PM |
| responsibility-cherry6 | $25.00 | 10/9/2011 9:40:33 PM |
| Aimvest | $25.00 | 10/9/2011 10:46:45 PM |
| cash4less | $25.00 | 10/10/2011 1:15:51 AM |
| trade-trumpet | $50.00 | 10/10/2011 6:18:31 AM |
| gustavholstopus32 | $25.00 | 10/10/2011 5:39:25 AM |
| gjm6d | $25.00 | 10/10/2011 7:34:34 AM |
| helpinghand63 | $25.00 | 10/10/2011 9:10:29 AM |
| sonnet771 | $25.00 | 10/10/2011 9:45:41 AM |
| basejump0 | $25.00 | 10/10/2011 10:06:10 AM |
| ethicalhumanist | $100.00 | 10/10/2011 11:02:44 AM |
| 6moonbeams | $50.00 | 10/10/2011 11:18:19 AM |
| georgedorn | $143.21 | 10/10/2011 11:53:00 AM |
| janus_god | $25.00 | 10/10/2011 12:01:20 PM |
| aasx1108 | $25.00 | 10/10/2011 12:28:03 PM |
| natural-affluence4 | $50.00 | 10/10/2011 12:42:32 PM |
| RockpointCapital | $100.00 | 10/10/2011 12:48:21 PM |
| ZeoInvestments | $25.00 | 10/10/2011 1:56:43 PM |
| yield-hut | $46.11 | 10/10/2011 2:43:48 PM |
| cocopuffs | $25.00 | 10/10/2011 2:23:15 PM |
| deegeeman | $50.00 | 10/10/2011 2:46:40 PM |
| listing-trapper3 | $50.00 | 10/10/2011 3:04:16 PM |
| stable-bonus | $57.50 | 10/10/2011 4:48:35 PM |
| studious-bonus7 | $100.00 | 10/10/2011 5:07:02 PM |
| hopethisworks | $25.00 | 10/10/2011 4:55:28 PM |
| chlebie | $50.00 | 10/10/2011 4:58:51 PM |
| careful-money2 | $30.00 | 10/10/2011 6:42:40 PM |
| mmullen2 | $50.00 | 10/10/2011 7:05:44 PM |
| melodious-fairness | $50.00 | 10/10/2011 7:33:41 PM |
| bid-carrier0 | $31.55 | 10/10/2011 10:11:37 PM |
| superpuppy | $25.00 | 10/10/2011 11:07:17 PM |
| littlemonkey | $25.00 | 10/10/2011 11:12:14 PM |
| ScoopnDots | $50.00 | 10/10/2011 10:34:07 PM |
| donloah | $50.00 | 10/10/2011 9:57:41 PM |
| WindyKid | $25.00 | 10/11/2011 4:07:09 AM |
| useful-p2ploan | $25.00 | 10/11/2011 7:06:32 AM |
| alphaseek | $150.00 | 10/11/2011 6:37:02 AM |
| first-class-wampum | $25.00 | 10/11/2011 8:36:23 AM |
| gain-mountain1 | $100.00 | 10/11/2011 10:53:01 AM |
| hyla15 | $25.00 | 10/11/2011 10:37:09 AM |
| authentic-liberty7 | $25.00 | 10/11/2011 12:00:27 PM |
| navy_cash | $25.00 | 10/11/2011 11:24:09 AM |
| fmanjoo | $25.00 | 10/11/2011 12:39:02 PM |
| tylerfd | $25.00 | 10/11/2011 11:59:15 AM |
| dinero-speaker | $25.00 | 10/11/2011 11:59:48 AM |
| pious-benjamins1 | $26.00 | 10/11/2011 12:45:35 PM |
| bailey1223 | $25.00 | 10/11/2011 12:23:39 PM |
| Chauncey_Gardener | $25.00 | 10/11/2011 2:07:52 PM |
| mistering | $50.00 | 10/11/2011 1:03:05 PM |
| romanfish | $494.94 | 10/11/2011 2:37:18 PM |
| radforj22 | $25.00 | 10/5/2011 9:49:32 AM |
| progressive-economy261 | $400.00 | 9/30/2011 9:20:30 AM |
| green-trade-dolphin2 | $25.00 | 9/30/2011 9:03:49 AM |
| new-affluence-piledriver | $100.00 | 9/30/2011 9:28:05 AM |
| compoundinterest | $50.00 | 9/30/2011 9:07:21 AM |
| kenji4861 | $25.00 | 9/30/2011 10:34:36 AM |
| MarinLoans | $25.00 | 9/30/2011 10:53:51 AM |
| credit-coach118 | $25.17 | 9/30/2011 3:04:53 PM |
| StPong | $25.00 | 9/30/2011 5:11:47 PM |
| credit-panda1 | $25.00 | 9/30/2011 4:34:16 PM |
| circuitfive | $25.00 | 10/1/2011 12:08:45 AM |
| responsibility-butterfly | $25.00 | 10/1/2011 9:02:48 AM |
| lplender | $50.00 | 10/1/2011 12:51:51 PM |
| DPH | $100.00 | 10/1/2011 12:54:00 PM |
| transparency-giant | $50.00 | 10/1/2011 5:08:00 PM |
| caring-hope2 | $100.00 | 10/1/2011 4:57:16 PM |
| loyalty-circuitry | $50.00 | 10/1/2011 6:29:31 PM |
| repaymeplease | $25.00 | 10/1/2011 6:43:57 PM |
| velocity-solo | $25.00 | 10/2/2011 7:20:34 PM |
| houli123 | $50.00 | 10/3/2011 3:49:35 AM |
| subtle-revenue0 | $25.00 | 10/3/2011 6:40:34 AM |
| power-cell | $25.00 | 10/3/2011 5:49:46 AM |
| john0720 | $50.00 | 10/3/2011 7:15:21 AM |
| ZeLonewolf | $25.00 | 10/3/2011 4:32:30 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:43 PM |
| LoanDMC | $25.00 | 10/3/2011 9:59:13 PM |
| GCInvestments | $25.00 | 10/3/2011 10:14:38 PM |
| dime-sprout | $25.00 | 10/4/2011 7:14:03 AM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:50 AM |
| worthy-bid8 | $50.00 | 10/5/2011 9:07:35 AM |
| hostbank | $25.00 | 10/5/2011 9:08:20 AM |
| justalender | $50.00 | 10/5/2011 11:59:52 AM |
| donmacprosper | $25.00 | 10/5/2011 10:49:43 AM |
| listing-vista | $50.00 | 10/5/2011 3:12:09 PM |
| fund-tom-tom6 | $25.00 | 10/5/2011 3:29:59 PM |
| contract-bopper | $50.00 | 10/5/2011 3:28:36 PM |
| soular21804 | $25.00 | 10/5/2011 4:30:04 PM |
| shrewd-deal | $75.00 | 10/5/2011 4:34:51 PM |
| orbiter687 | $25.00 | 10/5/2011 4:38:40 PM |
| vtr1000 | $25.03 | 10/5/2011 5:02:37 PM |
| gauss02 | $25.00 | 10/5/2011 5:48:33 PM |
| jsw7us | $50.00 | 10/5/2011 5:52:27 PM |
| larslfe | $50.00 | 10/5/2011 6:15:32 PM |
| investment-network | $50.00 | 10/5/2011 6:36:23 PM |
| elasermd | $50.00 | 10/5/2011 6:33:32 PM |
| mtquan | $25.00 | 10/5/2011 7:27:16 PM |
| neenerman | $25.00 | 10/5/2011 8:36:23 PM |
| Hexnut | $50.00 | 10/5/2011 8:50:59 PM |
| E_G | $50.00 | 10/5/2011 8:37:10 PM |
| Paragon13 | $50.00 | 10/5/2011 9:28:33 PM |
| Cheburashka | $30.00 | 10/5/2011 9:35:55 PM |
| sjlender | $100.00 | 10/5/2011 9:58:21 PM |
| blessedpair | $25.00 | 10/6/2011 4:12:29 AM |
| helpinghands212 | $50.00 | 10/6/2011 5:10:12 AM |
| ualf | $50.00 | 10/6/2011 5:56:46 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:11 AM |
| mooselegs19 | $25.00 | 10/6/2011 9:16:03 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:10 AM |
| Preteur | $25.00 | 10/6/2011 1:37:12 PM |
| no_agenda_lender | $25.00 | 10/6/2011 4:44:50 PM |
| genius520 | $50.00 | 10/6/2011 5:46:38 PM |
| nickel-ferret | $50.00 | 10/6/2011 5:48:25 PM |
| silver-breeze3 | $25.00 | 10/6/2011 7:16:35 PM |
| CatbirdBanking | $25.00 | 10/6/2011 8:47:21 PM |
| cordial-affluence2 | $25.00 | 10/6/2011 9:18:41 PM |
| happyskippy0208 | $25.00 | 10/6/2011 9:19:31 PM |
| peripatetic | $25.00 | 10/7/2011 3:23:49 AM |
| nosualcneas | $25.00 | 10/7/2011 6:04:51 AM |
| gojackgo | $50.00 | 10/7/2011 7:13:16 AM |
| Syzygy | $25.00 | 10/7/2011 10:42:31 AM |
| dma1206 | $50.00 | 10/7/2011 12:06:34 PM |
| brazilofmux | $50.00 | 10/7/2011 2:05:58 PM |
| return-seeker85 | $50.00 | 10/7/2011 8:37:29 PM |
| Fabiolous | $200.00 | 10/7/2011 10:31:52 PM |
| orbital-transparency | $25.00 | 10/8/2011 12:02:52 AM |
| ToweringDan | $50.00 | 10/8/2011 12:04:37 AM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:26 AM |
| capital_gains | $50.00 | 10/8/2011 5:11:23 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:20 AM |
| FinDoc | $25.00 | 10/8/2011 7:12:32 AM |
| fuzed | $40.00 | 10/8/2011 7:04:30 AM |
| trail5 | $100.00 | 10/8/2011 7:25:18 AM |
| first-serene-credit | $25.00 | 10/8/2011 7:43:05 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:42 AM |
| wayman | $49.00 | 10/8/2011 10:05:35 AM |
| credit-high-five8 | $25.00 | 10/8/2011 10:56:58 AM |
| britgsb | $25.00 | 10/8/2011 11:20:40 AM |
| personal-lender | $25.00 | 10/8/2011 12:12:11 PM |
| DreDub | $50.00 | 10/8/2011 1:12:57 PM |
| reward-system | $25.00 | 10/8/2011 1:18:34 PM |
| MilitaryAV8R | $25.00 | 10/8/2011 1:05:33 PM |
| inspired-investment8 | $100.00 | 10/8/2011 4:48:32 PM |
| platinum-rapture6 | $125.00 | 10/8/2011 4:54:21 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:21 PM |
| Ripsaw4U | $50.00 | 10/8/2011 5:56:49 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:19 PM |
| flypenguin | $25.00 | 10/8/2011 7:06:19 PM |
| Sixmil | $100.00 | 10/8/2011 8:09:38 PM |
| 77dowplace | $31.00 | 10/8/2011 7:17:46 PM |
| Trimalchio12 | $25.00 | 10/9/2011 1:59:08 AM |
| mrpowers5531 | $25.00 | 10/9/2011 5:51:43 AM |
| gilbrear | $25.00 | 10/9/2011 5:25:19 AM |
| Mantis75 | $25.00 | 10/9/2011 8:42:23 AM |
| DadWarbucks | $25.00 | 10/9/2011 10:30:13 AM |
| orange-dollar-guild | $25.00 | 10/9/2011 12:30:40 PM |
| blLending | $25.00 | 10/9/2011 1:30:10 PM |
| Rick21 | $25.00 | 10/9/2011 1:42:53 PM |
| unrivaled-capital322 | $100.00 | 10/9/2011 2:14:07 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:31 PM |
| grove88 | $25.00 | 10/9/2011 7:05:46 PM |
| julijask | $50.00 | 10/9/2011 8:25:14 PM |
| dontletmoneyfoolya | $25.00 | 10/9/2011 10:03:13 PM |
| bobby5832708 | $50.00 | 10/10/2011 5:48:09 AM |
| mrsp2e | $25.00 | 10/10/2011 7:39:18 AM |
| selvamfinance | $25.00 | 10/10/2011 8:38:01 AM |
| InvestorPartners | $50.00 | 10/10/2011 9:05:55 AM |
| Richmp412 | $25.00 | 10/10/2011 9:37:21 AM |
| giftgold | $25.00 | 10/10/2011 10:59:56 AM |
| mlbox3k | $25.00 | 10/10/2011 10:21:15 AM |
| currency-persimmon | $35.00 | 10/10/2011 10:06:28 AM |
| djalan | $57.48 | 10/10/2011 10:49:46 AM |
| cloud546 | $50.00 | 10/10/2011 11:12:00 AM |
| investment-comet | $25.00 | 10/10/2011 11:27:49 AM |
| cosmof16 | $25.00 | 10/10/2011 11:28:57 AM |
| degster | $25.00 | 10/10/2011 11:05:29 AM |
| genelinist | $25.00 | 10/10/2011 11:44:40 AM |
| microlender67 | $25.00 | 10/10/2011 11:11:03 AM |
| zbfamwl | $25.00 | 10/10/2011 11:57:25 AM |
| organic-responsibility60 | $100.00 | 10/10/2011 1:16:15 PM |
| bazaar-tiramisu4 | $25.00 | 10/10/2011 1:21:10 PM |
| crazycool | $250.00 | 10/10/2011 1:35:36 PM |
| the-inspired-justice | $25.00 | 10/10/2011 2:23:01 PM |
| NYBIZ | $25.00 | 10/10/2011 2:47:36 PM |
| credit-investor5 | $50.00 | 10/10/2011 3:34:20 PM |
| gain-expert | $25.00 | 10/10/2011 3:27:50 PM |
| astute-benjamins | $50.00 | 10/10/2011 4:32:17 PM |
| indomitable-dedication | $25.00 | 10/10/2011 5:38:41 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:21 PM |
| JazzFranchise | $50.00 | 10/10/2011 6:21:19 PM |
| lplender | $25.00 | 10/10/2011 7:16:44 PM |
| worth21 | $25.00 | 10/10/2011 7:34:54 PM |
| centicorlending | $25.00 | 10/10/2011 7:53:59 PM |
| happyjackbak | $50.00 | 10/10/2011 8:13:40 PM |
| green28 | $200.00 | 10/10/2011 8:32:20 PM |
| Borinken | $160.00 | 10/10/2011 9:43:22 PM |
| NolockHolmes | $50.00 | 10/10/2011 9:28:41 PM |
| currency-balancer | $25.00 | 10/10/2011 8:55:20 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:19 PM |
| benefit-banshee | $50.00 | 10/10/2011 10:30:20 PM |
| five-star-order1 | $50.00 | 10/10/2011 11:18:38 PM |
| terrific-p2ploan | $25.00 | 10/11/2011 7:29:12 AM |
| pleasant-bid | $50.00 | 10/11/2011 6:20:53 AM |
| lucrative-worth | $100.00 | 10/11/2011 10:11:21 AM |
| pwkpwk | $25.00 | 10/11/2011 10:56:18 AM |
| nuclearmoose | $50.00 | 10/11/2011 10:39:32 AM |
| investor7257 | $25.00 | 10/11/2011 11:46:31 AM |
| rupee-sequoia | $50.00 | 10/11/2011 11:57:04 AM |
| jwest82 | $25.00 | 10/11/2011 12:46:00 PM |
| mrfixerupper | $25.00 | 10/11/2011 1:10:06 PM |
| JTHarris | $25.00 | 10/11/2011 1:40:40 PM |
| taz007 | $100.00 | 10/11/2011 2:33:05 PM |
| GmaJosephine | $25.00 | 10/11/2011 1:58:43 PM |
| 330 Investments
|
Borrower Payment Dependent Notes Series
530267
This series of Notes was issued and sold upon the funding of the borrower loan #54372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 392% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,692 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| urbane-listing580 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Needed please help
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 800.00
Monthly expenses: $ 0
Housing: $ 0
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 50.00
Phone, cable, internet: $ 50.00
Food, entertainment: $ 50.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 350.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 9/30/2011 5:04:22 PM |
| fmanjoo | $25.00 | 10/2/2011 2:45:07 PM |
| mrxtravis | $25.00 | 10/4/2011 6:54:36 AM |
| 108lender | $200.00 | 10/4/2011 10:58:32 AM |
| papaloha | $25.00 | 10/4/2011 7:38:58 PM |
| worldly-money4 | $100.00 | 10/5/2011 2:18:48 PM |
| Grandmahoneybee | $25.00 | 10/5/2011 7:05:51 PM |
| alexgalt | $25.00 | 10/5/2011 11:26:55 PM |
| Leshan | $25.00 | 10/6/2011 9:14:06 AM |
| undergroundmike | $26.61 | 10/7/2011 4:20:54 AM |
| kewgdns | $25.64 | 10/7/2011 8:47:59 AM |
| platinum-czar | $25.00 | 10/7/2011 9:47:03 AM |
| safe-finance | $25.00 | 10/7/2011 12:35:26 PM |
| dough-souffle | $50.00 | 10/7/2011 1:20:06 PM |
| pious-benjamins1 | $51.00 | 10/7/2011 8:11:22 PM |
| xthread | $50.00 | 10/7/2011 8:02:44 PM |
| EastBayCapital | $25.00 | 10/7/2011 9:25:28 PM |
| draggon77 | $25.00 | 10/8/2011 1:39:32 AM |
| bullwink27 | $25.00 | 10/8/2011 4:22:48 AM |
| calimanusa | $30.00 | 10/1/2011 10:46:50 PM |
| falcon88dp | $25.00 | 10/4/2011 11:51:13 PM |
| new-marketplace-lyrics | $25.00 | 10/6/2011 2:50:18 AM |
| nfx | $30.00 | 10/6/2011 7:11:02 AM |
| goodcents | $25.00 | 10/6/2011 8:11:56 PM |
| ethical-truth211 | $400.00 | 10/7/2011 2:32:34 AM |
| hfpinc | $30.00 | 10/7/2011 4:41:43 AM |
| lender-inc | $31.82 | 10/7/2011 6:56:41 AM |
| jazz619 | $25.00 | 10/7/2011 7:07:38 AM |
| let_me_retire | $50.00 | 10/7/2011 7:38:39 AM |
| Coin-Toss | $72.47 | 10/7/2011 7:45:07 AM |
| capital-kingdom | $25.01 | 10/7/2011 7:52:20 AM |
| curveylady | $25.00 | 10/7/2011 7:52:35 AM |
| blissful-gain | $25.00 | 10/7/2011 8:42:24 AM |
| Lanewest | $25.00 | 10/7/2011 9:32:28 AM |
| MichaelProsper | $25.00 | 10/7/2011 9:33:28 AM |
| balanced-bill7 | $50.00 | 10/7/2011 11:45:50 AM |
| encourager2 | $27.99 | 10/7/2011 12:11:07 PM |
| CACO_Lender | $25.00 | 10/7/2011 12:58:12 PM |
| equitylender | $37.64 | 10/7/2011 1:52:59 PM |
| merciful-return164 | $36.00 | 10/7/2011 11:42:57 PM |
| mikelance7 | $25.00 | 10/8/2011 2:48:53 AM |
| zippy-ore3 | $25.00 | 10/8/2011 4:18:13 AM |
| jubilant-fund6 | $40.00 | 10/8/2011 4:27:35 AM |
| equallender | $48.87 | 10/8/2011 4:48:23 AM |
| winmals | $11.95 | 10/8/2011 5:13:45 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
530349
This series of Notes was issued and sold upon the funding of the borrower loan #54483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-03-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,011 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| emphatic-payout1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car repairs needed urgently
Purpose of loan: Automotive repairs
This loan will be used to repair some much-needed work under the hood.
My financial situation:
I am a good candidate for this loan because I have a decent credit score, I am gainfully employed and I share rent with a roommate, which lowers my monthly costs.
Monthly net income: $1,000
Monthly expenses: $900
Housing: $310
Insurance: $50
Car expenses: $40
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 10/1/2011 12:02:56 PM |
| CK1 | $25.00 | 10/1/2011 12:13:37 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:34 PM |
| green28 | $300.00 | 10/1/2011 2:39:50 PM |
| Bank_Of_XL | $25.00 | 10/1/2011 3:08:45 PM |
| transparency-giant | $50.00 | 10/1/2011 5:08:04 PM |
| first-euro-rapture | $25.00 | 10/1/2011 11:55:55 PM |
| goodhearted-basis4 | $25.00 | 10/2/2011 1:21:31 AM |
| 850 | $63.75 | 10/1/2011 10:31:47 PM |
| responsibility-butterfly | $25.00 | 10/2/2011 8:45:52 AM |
| fmanjoo | $25.00 | 10/2/2011 2:45:07 PM |
| CoolPlexer | $25.00 | 10/2/2011 8:22:36 PM |
| one-midas | $26.00 | 10/2/2011 9:13:08 PM |
| Iwillhuntyoudown | $25.00 | 10/2/2011 11:13:58 PM |
| Mrgiggleswic | $31.64 | 10/3/2011 5:40:31 AM |
| elegant-loot | $25.00 | 10/3/2011 7:56:53 AM |
| entertaining-greenback2 | $25.00 | 10/3/2011 5:00:15 PM |
| engaging-worth | $25.00 | 10/3/2011 4:56:55 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:46 PM |
| djh47a | $25.00 | 10/3/2011 5:04:27 AM |
| loanman2007 | $50.00 | 10/1/2011 12:04:03 PM |
| DHolly | $25.00 | 10/1/2011 12:13:32 PM |
| the-credit-bauble | $25.00 | 10/1/2011 12:04:11 PM |
| equitable-capital758 | $250.00 | 10/1/2011 12:01:36 PM |
| Investor_DP | $100.00 | 10/1/2011 12:06:12 PM |
| marwadi-62 | $100.00 | 10/1/2011 2:20:39 PM |
| superb-funds335 | $30.00 | 10/1/2011 5:36:33 PM |
| Brisket_Bob | $50.00 | 10/1/2011 5:51:46 PM |
| heerzaquestion | $30.00 | 10/1/2011 7:48:26 PM |
| favorite-commerce | $25.00 | 10/1/2011 9:08:37 PM |
| Finchy78 | $25.00 | 10/2/2011 3:59:50 AM |
| tigercat | $50.00 | 10/2/2011 11:52:41 AM |
| wwwUniversal | $25.00 | 10/2/2011 12:15:52 PM |
| farblest | $50.00 | 10/2/2011 2:24:43 PM |
| pmandel | $50.00 | 10/2/2011 3:12:31 PM |
| charming-exchange7 | $25.00 | 10/2/2011 5:52:06 PM |
| cake7 | $25.00 | 10/2/2011 9:13:24 PM |
| best-generosity-financier | $25.00 | 10/2/2011 10:03:02 PM |
| TheDigitalMan | $25.00 | 10/3/2011 3:49:56 AM |
| Indio92203 | $42.17 | 10/3/2011 1:17:45 PM |
| Leshan | $25.00 | 10/3/2011 5:12:29 PM |
| a-noble-coin | $76.44 | 10/3/2011 5:56:49 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
530357
This series of Notes was issued and sold upon the funding of the borrower loan #54354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-02-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-03-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $475.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 79% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,689 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-marketplace-entrepreneur |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill PayOff
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reasonable-kindness0 | $25.00 | 10/2/2011 10:33:21 PM |
| diplomatic-wealth7 | $25.00 | 10/3/2011 9:15:19 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:45 AM |
| worth-blanket2 | $4,900.00 | 10/3/2011 9:37:48 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
530359
This series of Notes was issued and sold upon the funding of the borrower loan #54371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Sep-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,501 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| basis-sherpa9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Fund
Purpose of loan: Wedding
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...
Monthly net income: $3160
Monthly expenses: $50
Housing: $1680
Insurance: $90
Car expenses: $50
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-butterfly | $25.00 | 10/1/2011 9:02:55 AM |
| Investor_DP | $100.00 | 10/1/2011 12:06:11 PM |
| britgsb | $75.00 | 10/1/2011 10:20:11 AM |
| britgsb | $38.00 | 10/1/2011 10:20:41 AM |
| transparency-giant | $50.00 | 10/1/2011 5:08:03 PM |
| wwwUniversal | $25.00 | 10/3/2011 4:25:36 PM |
| diablorulz | $50.00 | 10/3/2011 5:31:46 PM |
| atbright | $25.00 | 10/4/2011 4:05:48 PM |
| compoundinterest | $50.00 | 10/5/2011 5:07:46 PM |
| basis-driver | $25.00 | 10/5/2011 5:57:54 PM |
| oplender | $25.00 | 10/5/2011 6:04:10 PM |
| elasermd | $50.00 | 10/5/2011 6:33:34 PM |
| glimmering-generosity0 | $50.00 | 10/5/2011 6:52:05 PM |
| quarkyuzu | $50.00 | 10/5/2011 11:21:53 PM |
| evnagelist | $50.00 | 10/5/2011 11:28:57 PM |
| lespaul | $200.00 | 10/6/2011 2:59:50 AM |
| porwestco | $25.00 | 10/6/2011 3:09:36 AM |
| VonAp | $200.00 | 10/6/2011 3:37:53 AM |
| rogue_monster | $25.00 | 10/6/2011 7:55:10 AM |
| dukeiyer | $25.00 | 10/6/2011 8:54:41 AM |
| leftof_center | $50.00 | 10/6/2011 8:34:07 AM |
| kenji4861 | $25.00 | 10/6/2011 10:04:07 AM |
| Preteur | $25.00 | 10/6/2011 1:37:14 PM |
| kind-credit-bear | $122.39 | 10/6/2011 1:49:35 PM |
| larslfe | $25.00 | 10/6/2011 4:24:21 PM |
| worthy-bid8 | $50.00 | 10/6/2011 5:44:42 PM |
| ursus | $26.00 | 10/6/2011 5:46:22 PM |
| hope-equation | $50.00 | 10/6/2011 6:17:44 PM |
| return-marsupial3 | $25.00 | 10/6/2011 10:48:07 PM |
| peripatetic | $25.00 | 10/7/2011 3:23:52 AM |
| rhino-investing-eagle | $40.00 | 10/7/2011 11:19:19 AM |
| credit-coach118 | $25.00 | 10/7/2011 12:55:39 PM |
| ddog0224 | $50.00 | 10/7/2011 1:02:52 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:41 PM |
| best-visionary-p2ploan | $200.00 | 10/7/2011 5:51:46 PM |
| Sefotonga | $25.00 | 10/7/2011 6:21:31 PM |
| pthighs | $50.00 | 10/7/2011 7:05:10 PM |
| jazzmanian | $25.00 | 10/7/2011 8:03:31 PM |
| GoldenGo4 | $48.29 | 10/7/2011 8:41:34 PM |
| balance-matador5 | $75.00 | 10/8/2011 2:02:20 AM |
| Zuzu | $41.08 | 10/8/2011 1:37:42 AM |
| One_Lolo | $25.00 | 10/8/2011 2:20:05 AM |
| akakii | $40.00 | 10/8/2011 4:11:55 AM |
| market-pudding | $25.00 | 10/8/2011 4:42:09 AM |
| oceanside | $25.00 | 10/8/2011 4:45:41 AM |
| no_agenda_lender | $25.00 | 10/8/2011 4:52:10 AM |
| capital_gains | $50.00 | 10/8/2011 5:11:23 AM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:27 AM |
| Dowanhill | $25.00 | 10/8/2011 5:36:32 AM |
| fcukciti | $30.00 | 10/8/2011 5:50:25 AM |
| unclerock | $50.00 | 10/8/2011 6:08:42 AM |
| benjamins-utopia | $100.00 | 10/8/2011 6:22:22 AM |
| gulch | $25.00 | 10/8/2011 6:26:35 AM |
| sensible-trade | $100.00 | 10/8/2011 7:03:32 AM |
| treasure-pipeline | $50.00 | 10/8/2011 7:22:35 AM |
| fuzed | $35.00 | 10/8/2011 7:08:34 AM |
| velocity-motivator6 | $25.00 | 10/8/2011 7:53:47 AM |
| bradjo299 | $50.00 | 10/8/2011 8:19:51 AM |
| careful-note1 | $25.00 | 10/8/2011 8:11:10 AM |
| msh345 | $25.00 | 10/8/2011 8:32:20 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:53:56 AM |
| Iowa65 | $33.33 | 10/8/2011 9:23:06 AM |
| selector568 | $300.00 | 10/8/2011 10:17:03 AM |
| tenacious-capital3 | $50.00 | 10/8/2011 9:53:02 AM |
| credit-high-five8 | $25.00 | 10/8/2011 10:57:00 AM |
| kubien | $90.53 | 10/8/2011 11:27:14 AM |
| ethicalhumanist | $75.00 | 10/8/2011 11:51:03 AM |
| WxChem | $28.71 | 10/8/2011 12:11:26 PM |
| money-bauble | $58.00 | 10/8/2011 12:07:43 PM |
| jazzlender | $50.00 | 10/8/2011 1:06:41 PM |
| agile-responsibility | $25.00 | 10/8/2011 12:43:16 PM |
| reward-system | $25.00 | 10/8/2011 1:18:35 PM |
| magnitude787 | $50.00 | 10/8/2011 1:08:55 PM |
| ArchonFinancialHoldings | $30.00 | 10/8/2011 1:17:37 PM |
| DreDub | $50.00 | 10/8/2011 1:12:58 PM |
| porter22 | $25.00 | 10/8/2011 1:43:37 PM |
| boylezz | $25.00 | 10/8/2011 2:02:17 PM |
| SolarMoonshine | $25.00 | 10/8/2011 2:46:11 PM |
| hogdriver | $25.00 | 10/8/2011 5:37:21 PM |
| JJYossarian | $50.00 | 10/8/2011 6:07:32 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:22 PM |
| witty-compassion | $25.00 | 10/8/2011 6:04:48 PM |
| odp01 | $25.00 | 10/8/2011 8:03:30 PM |
| payout-fort8 | $25.00 | 10/8/2011 9:13:58 PM |
| macgeek | $25.00 | 10/8/2011 10:15:42 PM |
| Belair_Advisors | $25.00 | 10/9/2011 5:25:34 AM |
| Rivervale_Westwood | $25.90 | 10/9/2011 5:50:10 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:34 AM |
| laniac | $25.00 | 10/9/2011 9:15:06 AM |
| mrpowers5531 | $25.00 | 10/9/2011 9:24:32 AM |
| finance-scout2 | $25.00 | 10/9/2011 9:34:27 AM |
| mammalian4 | $25.00 | 10/9/2011 11:50:10 AM |
| nri22 | $100.00 | 10/9/2011 10:53:51 AM |
| jescowa | $50.00 | 10/9/2011 12:24:54 PM |
| SafeSaxa | $26.04 | 10/9/2011 1:15:55 PM |
| YLlama | $25.00 | 10/9/2011 2:16:34 PM |
| Nickle-Back | $25.00 | 10/9/2011 6:00:31 PM |
| Bubbasnestegg | $25.00 | 10/9/2011 6:30:41 PM |
| Blends | $25.00 | 10/9/2011 6:50:41 PM |
| digitaldan | $40.00 | 10/9/2011 8:59:28 PM |
| AsianDragon | $50.00 | 10/9/2011 9:00:21 PM |
| whitegold24k | $47.32 | 10/9/2011 9:32:31 PM |
| community-pipeline8 | $25.00 | 10/1/2011 2:06:33 PM |
| a-unflappable-finance | $100.00 | 10/4/2011 11:04:14 AM |
| organized-payment6 | $50.00 | 10/5/2011 6:05:52 AM |
| alphaseek | $150.00 | 10/5/2011 2:50:55 PM |
| Kaj | $40.00 | 10/5/2011 5:05:49 PM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:16 PM |
| rcm87 | $50.00 | 10/5/2011 5:53:27 PM |
| Redmond | $50.00 | 10/5/2011 5:50:42 PM |
| direct-dough0 | $25.00 | 10/5/2011 7:51:25 PM |
| heat25 | $25.00 | 10/5/2011 9:42:45 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:32 PM |
| bonus-tent | $25.00 | 10/6/2011 5:59:12 AM |
| wealth-pal3 | $50.00 | 10/6/2011 6:41:37 AM |
| diversification-balancer870 | $25.00 | 10/6/2011 6:46:38 AM |
| mennleo | $100.00 | 10/6/2011 7:36:19 AM |
| durability-solstice8 | $25.00 | 10/6/2011 8:33:22 AM |
| basis-hero8 | $25.00 | 10/6/2011 9:33:48 AM |
| villagers | $25.00 | 10/6/2011 10:10:44 AM |
| ore-leaper1 | $50.00 | 10/6/2011 1:26:15 PM |
| life-is-great | $25.00 | 10/6/2011 4:57:54 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:22 PM |
| cordial-affluence2 | $25.00 | 10/6/2011 9:18:43 PM |
| GCInvestments | $27.00 | 10/6/2011 11:08:26 PM |
| FinanceEngine | $30.00 | 10/7/2011 8:57:41 AM |
| gristle | $25.00 | 10/7/2011 9:30:47 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:13 PM |
| jeffpac | $100.00 | 10/7/2011 12:38:21 PM |
| listing-vista | $25.00 | 10/7/2011 1:04:11 PM |
| Sierrahh | $25.00 | 10/7/2011 3:23:48 PM |
| loot-castanets | $25.00 | 10/7/2011 9:42:11 PM |
| 12Knocksinna | $25.00 | 10/8/2011 2:32:44 AM |
| wildguy | $50.00 | 10/8/2011 3:35:23 AM |
| steady-gold | $32.41 | 10/8/2011 5:01:05 AM |
| heavenly-treasure542 | $50.00 | 10/8/2011 5:30:35 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:14 AM |
| trade-surge3 | $100.00 | 10/8/2011 7:07:09 AM |
| goose026 | $100.00 | 10/8/2011 7:14:26 AM |
| the-profit-oracle | $25.00 | 10/8/2011 8:02:43 AM |
| objective-investor | $250.00 | 10/8/2011 8:07:52 AM |
| value-pouch | $25.00 | 10/8/2011 8:32:17 AM |
| wayman | $50.00 | 10/8/2011 10:05:35 AM |
| zippy-interest | $25.00 | 10/8/2011 10:47:16 AM |
| open-dough6 | $25.00 | 10/8/2011 11:07:11 AM |
| order-maestro | $30.00 | 10/8/2011 11:35:49 AM |
| best-asset-jedi | $25.00 | 10/8/2011 11:54:04 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:42 AM |
| genius520 | $50.00 | 10/8/2011 12:09:55 PM |
| dynamic-money271 | $50.00 | 10/8/2011 11:44:39 AM |
| upperdeck | $25.00 | 10/8/2011 1:34:09 PM |
| houli123 | $25.00 | 10/8/2011 12:39:33 PM |
| supersam | $100.00 | 10/8/2011 1:55:15 PM |
| Ven58 | $35.00 | 10/8/2011 3:07:48 PM |
| ivadood | $50.00 | 10/8/2011 3:00:06 PM |
| inspired-investment8 | $100.00 | 10/8/2011 4:48:33 PM |
| wise-deal-panda | $25.00 | 10/8/2011 4:58:22 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:30:43 PM |
| marwadi-62 | $25.00 | 10/8/2011 6:05:55 PM |
| grf1945 | $30.00 | 10/8/2011 6:28:27 PM |
| amitkj2000 | $25.00 | 10/8/2011 8:08:49 PM |
| Sixmil | $100.00 | 10/8/2011 8:13:14 PM |
| hanuman77 | $25.00 | 10/9/2011 4:51:52 AM |
| iLend-weGrow | $50.00 | 10/9/2011 8:01:05 AM |
| principal-kung-fu | $25.00 | 10/9/2011 9:10:00 AM |
| DadWarbucks | $25.00 | 10/9/2011 10:30:14 AM |
| ommcd | $25.00 | 10/9/2011 11:21:19 AM |
| agreement-guild | $100.00 | 10/9/2011 10:37:17 AM |
| balance6 | $25.00 | 10/9/2011 11:18:10 AM |
| whitegold24k | $500.00 | 10/9/2011 12:12:20 PM |
| Cutts | $25.00 | 10/9/2011 11:48:56 AM |
| antlr | $50.00 | 10/9/2011 1:12:24 PM |
| orange-dollar-guild | $25.00 | 10/9/2011 12:30:41 PM |
| green28 | $200.00 | 10/9/2011 1:25:48 PM |
| Herluftrolle | $25.00 | 10/9/2011 1:42:21 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:51 PM |
| intrepid-repayment1 | $50.00 | 10/9/2011 1:38:37 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:33 PM |
| tender-commerce8 | $50.00 | 10/9/2011 2:25:07 PM |
| squweech | $25.00 | 10/9/2011 2:17:55 PM |
| dime-sprout | $25.00 | 10/9/2011 5:59:46 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:43:58 PM |
| The_Donald | $25.00 | 10/9/2011 5:17:29 PM |
| grove88 | $25.00 | 10/9/2011 7:05:47 PM |
| ccapital | $100.00 | 10/9/2011 7:09:29 PM |
| digitaldan | $40.00 | 10/9/2011 8:59:10 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:13:43 PM |
| 187 Investments
|
Borrower Payment Dependent Notes Series
530391
This series of Notes was issued and sold upon the funding of the borrower loan #54378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-01-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $287.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 5m |
|
Amount delinquent:
| $18,355 |
Total credit lines:
| 58 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $22,665 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stormtrooper72 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2008)
660-679
(Nov-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
2nd prosper loan
Purpose of loan:
This loan will be used to...
Payoff 2 credit cards (Discover $1800 @ 20%, Cap1 $1200 @ 18%)
My financial situation:
I am a good candidate for this loan because...
My first loan with prosper was paid off early and no late payments. Though I would pay a bit more interest, at least it is to prosper investors. I chose a 1 year loan to rapidly pay down these debts with the hopes of seeing continued improvement in my credit score to refi my home in the coming year.
I have been working as a IT contractor for a power utility for the past 2.5yrs and they have extended my contract to 5/2013. I have been in the power utility industry now for 9+ years and IT for 15+. I will absolutely have no trouble making these payments.
Monthly net income: $ 9600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 10/1/2011 12:11:21 PM |
| 312-Lender | $50.00 | 10/1/2011 12:14:42 PM |
| well-rounded-payout0 | $50.00 | 10/1/2011 12:17:26 PM |
| Mikale360 | $25.00 | 10/1/2011 12:34:23 PM |
| sensible-fund | $25.00 | 10/1/2011 12:28:11 PM |
| Beechturner | $40.00 | 10/1/2011 12:31:07 PM |
| ommcd | $25.00 | 10/1/2011 12:49:34 PM |
| radforj22 | $25.00 | 10/1/2011 1:41:17 PM |
| ultimate-bid8 | $158.93 | 10/1/2011 4:43:48 PM |
| payment-chief9 | $900.00 | 10/1/2011 4:51:18 PM |
| Bank42 | $25.00 | 10/1/2011 4:59:27 PM |
| SecondChanceLendingSERV | $25.00 | 10/1/2011 4:12:47 PM |
| liberty-point | $22.21 | 10/1/2011 5:01:36 PM |
| first-serene-credit | $25.00 | 10/1/2011 1:34:12 PM |
| exchange-squirrel | $25.00 | 10/1/2011 2:13:32 PM |
| SummitAdvisors | $25.00 | 10/1/2011 2:25:48 PM |
| proper-revenue7 | $25.00 | 10/1/2011 4:05:01 PM |
| payment-chief9 | $1,503.86 | 10/1/2011 4:47:41 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
530431
This series of Notes was issued and sold upon the funding of the borrower loan #54396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,846 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| glimmering-payment2 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
for college medical bills
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2300.00
Monthly expenses: $
Housing: $700
Insurance: $100
Car expenses: $
Utilities: $80
Phone, cable, internet: 15.00
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $25.00 | 10/5/2011 11:04:56 AM |
| worth-blanket2 | $4,000.00 | 10/5/2011 5:13:04 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
530443
This series of Notes was issued and sold upon the funding of the borrower loan #54358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,525 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| currency-paladin4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
currency-paladin4
Purpose of loan: Homeimprovement.
This loan will be used to...replace my fence and upgrade some things inside my home.
My financial situation:
I am a good candidate for this loan because...i am a responsible and dedicated person.
Monthly net income: $3470.00Monthly expenses: $66.00Housing: $705.23
Insurance: $150.00
Car expenses: $197.23
Utilities: $350.00
Phone, cable, internet:$125.00
Food, entertainment: $500.00
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vine99 | $75.00 | 10/1/2011 12:18:28 PM |
| progressive-economy261 | $400.00 | 10/1/2011 12:19:58 PM |
| dynrep | $200.00 | 10/1/2011 9:24:05 PM |
| investment-artist | $26.00 | 10/2/2011 7:39:57 AM |
| diplomatic-wealth7 | $25.00 | 10/2/2011 8:04:40 AM |
| credit-coach118 | $25.47 | 10/2/2011 8:55:15 AM |
| leverage-monger | $25.00 | 10/2/2011 8:57:39 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:43 AM |
| social-cocktail1 | $200.00 | 10/4/2011 9:21:08 AM |
| worth-blanket2 | $5,500.00 | 10/4/2011 9:29:09 AM |
| bizlending | $250.00 | 10/4/2011 10:44:28 AM |
| loss-of-control | $75.00 | 10/4/2011 6:38:59 PM |
| Bob450 | $25.00 | 10/4/2011 6:45:31 PM |
| economy-popcorn | $25.00 | 10/4/2011 9:12:11 PM |
| loanman2007 | $25.00 | 10/5/2011 5:17:42 AM |
| intrepid-loot | $25.00 | 10/5/2011 6:05:57 AM |
| EL_Papin | $25.00 | 10/5/2011 6:56:35 AM |
| forthright-trade | $25.00 | 10/5/2011 10:04:11 AM |
| palace2 | $283.98 | 10/5/2011 9:54:25 AM |
| cnovak | $25.00 | 10/5/2011 12:03:16 PM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:22 PM |
| handy-justice | $100.00 | 10/5/2011 1:18:28 PM |
| dordee | $50.00 | 10/5/2011 4:57:23 PM |
| Kaj | $40.00 | 10/5/2011 5:05:50 PM |
| moola-flag4 | $58.36 | 10/5/2011 7:41:03 PM |
| responsive-rate884 | $50.00 | 10/5/2011 7:43:58 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:41 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:47 AM |
| crw1950 | $25.00 | 10/6/2011 5:18:17 AM |
| treasure-bliss | $25.00 | 10/6/2011 6:53:57 AM |
| social-zebra | $29.08 | 10/6/2011 7:19:20 AM |
| dedicated-diversification5 | $111.00 | 10/6/2011 6:43:43 AM |
| toomanyfishtanks | $25.00 | 10/6/2011 7:45:54 AM |
| icon7 | $50.00 | 10/6/2011 10:38:41 AM |
| bonus-demon | $50.00 | 10/6/2011 11:35:14 AM |
| revenue-associate | $25.00 | 10/6/2011 1:03:20 PM |
| goodhearted-gold3 | $25.00 | 10/6/2011 1:39:00 PM |
| mpatrick | $72.72 | 10/6/2011 4:30:20 PM |
| zx12rider | $25.00 | 10/6/2011 3:56:34 PM |
| thomas16882004 | $25.00 | 10/1/2011 4:56:55 PM |
| responsibility-butterfly | $25.00 | 10/2/2011 8:45:53 AM |
| money-surge1 | $25.00 | 10/2/2011 9:17:55 AM |
| penny-surgeon | $25.00 | 10/4/2011 9:50:56 AM |
| bid-stockpiler1 | $500.00 | 10/4/2011 12:16:46 PM |
| nickel-hickory | $100.00 | 10/4/2011 5:06:14 PM |
| brightest-dignified-penny | $25.00 | 10/4/2011 5:21:53 PM |
| wwwUniversal | $25.00 | 10/4/2011 5:17:26 PM |
| AlternativeCashFlow | $25.00 | 10/4/2011 9:46:05 PM |
| suave-dime6 | $25.00 | 10/5/2011 5:35:58 AM |
| high_flyer | $200.00 | 10/5/2011 6:06:48 AM |
| moola-monger9 | $50.00 | 10/5/2011 8:51:39 AM |
| ImaPutz | $25.00 | 10/5/2011 9:37:23 AM |
| cash4closeoutsdotnet | $30.15 | 10/5/2011 10:01:33 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:27 AM |
| neutrino6 | $25.00 | 10/5/2011 3:29:08 PM |
| leverage-monger | $25.00 | 10/5/2011 3:17:06 PM |
| top-courteous-peso | $100.00 | 10/5/2011 6:29:39 PM |
| mrladybug101 | $50.00 | 10/5/2011 6:52:31 PM |
| rodolfo56 | $28.00 | 10/5/2011 8:58:36 PM |
| mlj0671 | $25.00 | 10/6/2011 5:31:43 AM |
| market-pudding | $25.00 | 10/6/2011 8:08:21 AM |
| tacopants | $100.00 | 10/6/2011 11:08:56 AM |
| bbt210 | $25.09 | 10/6/2011 11:54:36 AM |
| Indio92203 | $28.20 | 10/6/2011 1:43:41 PM |
| first-class-yield9 | $50.00 | 10/6/2011 1:48:41 PM |
| justsk8tingby | $41.95 | 10/6/2011 3:58:50 PM |
| mammalian4 | $25.00 | 10/6/2011 2:43:31 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
530467
This series of Notes was issued and sold upon the funding of the borrower loan #54420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 400% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,167 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| blue-delectable-value |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...
Recover after a very expensive, unexpected car repair.
My financial situation:
Good and stable, exept the car repair wiped everything I had out.
I am a good candidate for this loan because...
My employment and housing are stable, therefore, I can provide timely payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 10/1/2011 12:04:36 PM |
| well-rounded-payout0 | $50.00 | 10/1/2011 12:17:26 PM |
| calimanusa | $30.00 | 10/1/2011 10:47:22 PM |
| money-surge1 | $25.00 | 10/2/2011 9:17:56 AM |
| dudebrah | $25.00 | 10/2/2011 3:55:16 PM |
| let_me_retire | $25.00 | 10/2/2011 10:55:24 PM |
| Math_Physics | $25.00 | 10/4/2011 5:56:12 AM |
| suave-dime6 | $25.00 | 10/4/2011 5:44:33 AM |
| wwwUniversal | $25.00 | 10/4/2011 9:19:57 AM |
| nickel-hickory | $25.00 | 10/5/2011 10:23:22 AM |
| kind-credit-bear | $25.00 | 10/5/2011 5:16:57 PM |
| droopie1 | $25.00 | 10/5/2011 7:15:21 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:47 AM |
| openness-confidant | $25.00 | 10/6/2011 5:13:01 AM |
| Bob450 | $25.00 | 10/6/2011 7:52:21 AM |
| Leshan | $25.00 | 10/6/2011 9:09:08 AM |
| mbcjk | $26.96 | 10/6/2011 3:16:51 PM |
| Free-the-usa-1776 | $25.00 | 10/6/2011 8:29:25 PM |
| icanhasloanz | $25.00 | 10/7/2011 1:59:56 AM |
| glenium | $25.00 | 10/7/2011 2:42:57 AM |
| EretzCapital | $47.47 | 10/7/2011 9:06:33 AM |
| dough-souffle | $50.00 | 10/7/2011 1:19:39 PM |
| tornandfrayed | $25.00 | 10/8/2011 7:51:28 AM |
| careful-vigilance4 | $100.00 | 10/3/2011 9:34:43 AM |
| social-cocktail1 | $200.00 | 10/3/2011 5:15:39 PM |
| mrxtravis | $25.00 | 10/4/2011 6:54:37 AM |
| GS-ROCK | $25.40 | 10/4/2011 8:30:17 AM |
| bluebouyz | $25.00 | 10/4/2011 11:11:27 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:23 PM |
| return-venture1 | $136.82 | 10/5/2011 7:14:24 PM |
| BuildingShanghai | $27.92 | 10/5/2011 7:19:23 PM |
| heat25 | $25.00 | 10/5/2011 9:43:45 PM |
| moola-monger9 | $50.00 | 10/6/2011 8:01:21 AM |
| market-pudding | $25.00 | 10/6/2011 8:13:03 AM |
| winmals | $25.00 | 10/6/2011 12:35:54 PM |
| jebber007 | $30.00 | 10/6/2011 11:58:04 AM |
| handy-loan527 | $25.00 | 10/6/2011 3:47:14 PM |
| zorg77 | $50.00 | 10/6/2011 8:05:43 PM |
| mammalian4 | $25.00 | 10/7/2011 7:14:20 AM |
| bnoble09 | $25.00 | 10/7/2011 9:04:33 AM |
| worldpower2 | $25.00 | 10/7/2011 9:56:44 AM |
| payout-bridge | $25.00 | 10/7/2011 12:50:37 PM |
| VikingLender | $25.00 | 10/8/2011 5:22:03 AM |
| aztocas | $25.00 | 10/8/2011 7:12:51 AM |
| mindful-deal289 | $25.00 | 10/8/2011 7:41:30 AM |
| wise-blazing-currency | $28.99 | 10/8/2011 7:56:17 AM |
| kind-credit-bear | $46.44 | 10/8/2011 10:07:56 AM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
530567
This series of Notes was issued and sold upon the funding of the borrower loan #54439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Oct-07-2011 |
|
|
Lender yield:
| 9.99% |
Borrower rate/APR:
| 10.99% / 11.21% |
Monthly payment:
| $282.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.98% | | |
| |
Estimated return*:
| 8.98% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 800-819 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $864 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| JPMorgan820 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 50 ( 94% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $20,800.00 | < 31 days late:
| 3
( 6% )
| 800-819
(Feb-2011)
700-719
(Oct-2009)
680-699
(May-2008)
|
|
Principal balance:
| $11,584.13 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 53 | | |
Description
Buy Car
Purpose:
This loan will be used to buy a car. I would prefer to pay interest to the Prosper family (we the people) rather than to a bank.
My financial situation:
(1) I have borrowed using Prosper before & have a documented 45-month payment history.
(2) My credit score is 800+
(3) I have a great job w/ a Fortune 500 company & was just promoted.
(4) I have almost zero debt other than my home which has $20K equity & a fixed 4.85% Mortgage.
I have $2100 disposable income monthly. My mortgage is $1386 + insurance + taxes = $1856/mo. Note that my Prosper history indicates 2 late payments. 1 was due to Prosper changing its computer systems and not debiting my account, the other is wen I changed accts. They fixed it & should remove this instance. Also, note that I am paying off the existing Prosper loan with these proceeds so it will be my only debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 10/4/2011 9:08:32 AM |
| worthy-bid8 | $50.00 | 10/4/2011 9:08:15 AM |
| bold-joyful-exchange | $25.00 | 10/4/2011 12:16:17 PM |
| jsak74 | $28.94 | 10/4/2011 3:59:56 PM |
| nickel-ferret | $50.00 | 10/4/2011 5:10:04 PM |
| no_agenda_lender | $40.00 | 10/4/2011 5:25:09 PM |
| sweety075 | $25.00 | 10/4/2011 5:30:49 PM |
| Chutney | $25.00 | 10/4/2011 7:24:43 PM |
| availableloan | $25.00 | 10/4/2011 8:10:01 PM |
| don8ter | $25.00 | 10/4/2011 10:18:20 PM |
| Hexnut | $50.00 | 10/4/2011 10:37:59 PM |
| Emgolda | $25.00 | 10/5/2011 3:22:14 AM |
| Zipperdu | $60.00 | 10/5/2011 4:49:24 AM |
| murren | $25.00 | 10/5/2011 5:22:57 AM |
| Zipperdu | $50.00 | 10/5/2011 4:47:00 AM |
| SourDoughSteve | $25.00 | 10/5/2011 6:35:34 AM |
| seabass123 | $28.31 | 10/5/2011 7:16:18 AM |
| first-favorite-bonus9 | $25.00 | 10/5/2011 7:29:16 AM |
| ItsJustMe79 | $30.00 | 10/5/2011 8:29:43 AM |
| helpingyou1 | $35.12 | 10/5/2011 7:50:36 AM |
| YellowJacket | $25.00 | 10/5/2011 9:10:21 AM |
| rhino-investing-eagle | $40.00 | 10/5/2011 9:21:20 AM |
| be_wise | $25.00 | 10/5/2011 8:50:27 AM |
| bradny | $25.00 | 10/5/2011 9:17:53 AM |
| skaught | $30.00 | 10/5/2011 9:35:51 AM |
| mrpowers5531 | $25.00 | 10/5/2011 9:23:34 AM |
| loyalty-circuitry | $100.00 | 10/5/2011 9:10:42 AM |
| 1stTime2ndChance | $25.00 | 10/5/2011 10:12:15 AM |
| donmacprosper | $25.00 | 10/5/2011 10:49:44 AM |
| cake7 | $25.00 | 10/5/2011 10:54:53 AM |
| blissful-cash3 | $117.13 | 10/5/2011 12:24:29 PM |
| vinayganti | $25.00 | 10/5/2011 12:37:37 PM |
| dharma1 | $25.00 | 10/5/2011 12:20:40 PM |
| 3_boyz | $52.39 | 10/5/2011 1:23:41 PM |
| first-class-yield9 | $50.00 | 10/5/2011 1:28:05 PM |
| comtnlover | $25.00 | 10/5/2011 1:51:53 PM |
| jcttjg | $25.00 | 10/5/2011 2:53:29 PM |
| impressive-credit431 | $100.00 | 10/5/2011 2:53:11 PM |
| sunny1985 | $25.00 | 10/5/2011 2:39:13 PM |
| lagnisiruk | $25.00 | 10/5/2011 4:24:16 PM |
| chibear34 | $25.00 | 10/5/2011 4:18:44 PM |
| personal-lender | $25.00 | 10/5/2011 5:10:34 PM |
| alaskakid | $27.50 | 10/5/2011 4:36:57 PM |
| riskreward | $250.00 | 10/5/2011 5:24:52 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:45 PM |
| fcrick | $25.00 | 10/5/2011 5:29:36 PM |
| comet55 | $25.00 | 10/5/2011 6:00:57 PM |
| dedication-elixir | $25.00 | 10/5/2011 6:05:48 PM |
| boj2007 | $25.00 | 10/5/2011 6:09:19 PM |
| dollar-turtle | $25.00 | 10/5/2011 5:49:57 PM |
| murren | $25.00 | 10/5/2011 5:57:17 PM |
| Earl65 | $25.00 | 10/5/2011 5:50:53 PM |
| hrubinst | $50.00 | 10/5/2011 6:17:46 PM |
| VQ35 | $25.00 | 10/5/2011 6:19:26 PM |
| atope | $25.00 | 10/5/2011 6:20:16 PM |
| ericgassercom | $25.00 | 10/5/2011 5:57:44 PM |
| Rompcat | $44.73 | 10/5/2011 6:00:23 PM |
| investment-network | $100.00 | 10/5/2011 6:37:18 PM |
| elasermd | $50.00 | 10/5/2011 6:33:42 PM |
| White-Street-Lending | $25.00 | 10/5/2011 6:38:18 PM |
| CrossCreek | $25.00 | 10/5/2011 6:34:49 PM |
| pawsitive | $30.00 | 10/5/2011 7:26:25 PM |
| aceLender | $25.00 | 10/5/2011 7:15:24 PM |
| TheYellowDart | $25.00 | 10/5/2011 7:46:13 PM |
| money-uprising8 | $25.00 | 10/5/2011 7:04:26 PM |
| pleasant-basis | $30.00 | 10/5/2011 7:44:23 PM |
| steiglends | $100.00 | 10/5/2011 7:48:12 PM |
| credit-coach118 | $30.00 | 10/5/2011 8:00:46 PM |
| DixiePixie980 | $25.00 | 10/5/2011 7:38:26 PM |
| Feyenoord | $25.00 | 10/5/2011 8:29:53 PM |
| NObama | $25.00 | 10/5/2011 9:54:20 PM |
| neenerman | $25.00 | 10/5/2011 8:36:25 PM |
| wtrboy | $25.00 | 10/5/2011 10:58:38 PM |
| precious-coin3 | $25.00 | 10/5/2011 10:20:43 PM |
| Cheburashka | $30.00 | 10/5/2011 9:35:59 PM |
| zhiguli | $25.00 | 10/5/2011 11:29:30 PM |
| Lender0010 | $50.00 | 10/5/2011 9:55:14 PM |
| duty-starfish8 | $25.00 | 10/6/2011 4:07:57 AM |
| harmonious-moola7 | $25.00 | 10/6/2011 12:19:40 AM |
| sngndnc | $25.00 | 10/6/2011 4:43:30 AM |
| impartial-treasure7 | $25.00 | 10/6/2011 1:25:39 AM |
| BeachWalkz | $25.00 | 10/6/2011 4:51:23 AM |
| KeepOnRunning | $100.00 | 10/6/2011 5:14:21 AM |
| gothampark | $25.00 | 10/6/2011 6:35:11 AM |
| Rivervale_Westwood | $200.00 | 10/6/2011 6:40:41 AM |
| Troutfinder | $25.00 | 10/6/2011 6:42:59 AM |
| Income-Scout | $200.00 | 10/6/2011 6:08:17 AM |
| o0Sparrow0o | $25.00 | 10/6/2011 7:14:02 AM |
| SkiNZ | $25.00 | 10/6/2011 7:22:35 AM |
| fervent-currency5 | $25.00 | 10/6/2011 7:51:24 AM |
| Chuck9802 | $25.00 | 10/6/2011 8:32:05 AM |
| bid-papyrus | $25.00 | 10/6/2011 8:54:39 AM |
| a-healthy-affluence | $25.00 | 10/6/2011 9:03:42 AM |
| kenji4861 | $25.00 | 10/6/2011 10:00:29 AM |
| rentalguy | $50.00 | 10/6/2011 10:19:15 AM |
| power-trophy7 | $50.00 | 10/6/2011 10:56:50 AM |
| Keebs | $25.00 | 10/6/2011 11:14:36 AM |
| currency-stockpiler8 | $25.00 | 10/6/2011 11:25:53 AM |
| Railbird | $50.00 | 10/6/2011 1:01:15 PM |
| Preteur | $25.00 | 10/6/2011 1:36:40 PM |
| a-truth-upholder | $25.00 | 10/6/2011 1:15:30 PM |
| paymentologist | $50.00 | 10/6/2011 3:00:54 PM |
| tj1683 | $25.00 | 10/6/2011 3:09:12 PM |
| Asynch | $25.00 | 10/6/2011 2:31:30 PM |
| Byrd24 | $100.00 | 10/6/2011 5:11:36 PM |
| virtualbank | $25.00 | 10/6/2011 4:43:57 PM |
| MadHun | $200.00 | 10/6/2011 5:48:00 PM |
| EngineersAlliance | $75.00 | 10/6/2011 5:49:28 PM |
| mjdaking | $25.00 | 10/6/2011 5:39:41 PM |
| Ivan2007 | $25.00 | 10/6/2011 6:49:18 PM |
| jhernand17 | $25.00 | 10/6/2011 7:13:02 PM |
| crw1950 | $51.75 | 10/6/2011 8:06:48 PM |
| g314 | $26.00 | 10/6/2011 8:19:11 PM |
| Iamthewalrus | $25.00 | 10/6/2011 8:31:48 PM |
| -J | $25.00 | 10/6/2011 8:37:13 PM |
| xphile | $25.00 | 10/6/2011 9:21:53 PM |
| Downs108 | $25.00 | 10/6/2011 9:29:10 PM |
| a89098 | $50.00 | 10/6/2011 9:49:58 PM |
| AJSinvest | $25.00 | 10/6/2011 10:24:35 PM |
| benjay25 | $25.00 | 10/6/2011 11:44:23 PM |
| the-financier814 | $25.00 | 10/7/2011 4:35:39 AM |
| JRhino | $25.00 | 10/7/2011 4:38:50 AM |
| IIP77 | $25.00 | 10/7/2011 5:20:59 AM |
| stollcm | $25.00 | 10/7/2011 5:29:22 AM |
| HRVRfunding | $71.48 | 10/7/2011 12:29:30 AM |
| peripatetic | $25.00 | 10/7/2011 3:23:54 AM |
| peaceful-farmer | $35.00 | 10/7/2011 4:47:14 AM |
| Brisket_Bob | $150.00 | 10/7/2011 4:55:06 AM |
| wtrboy | $25.00 | 10/7/2011 6:37:42 AM |
| restless-balance9 | $40.00 | 10/7/2011 5:36:21 AM |
| missgina | $50.00 | 10/7/2011 5:41:55 AM |
| Rulea72 | $36.15 | 10/7/2011 6:59:47 AM |
| wise-honorable-rate | $25.00 | 10/7/2011 6:08:28 AM |
| kewgdns | $50.00 | 10/7/2011 8:17:14 AM |
| building-america | $25.00 | 10/7/2011 8:17:39 AM |
| mattpet | $50.00 | 10/7/2011 8:35:47 AM |
| pleasant-bid | $50.00 | 10/7/2011 8:51:04 AM |
| trade-beeper3 | $38.00 | 10/7/2011 8:28:08 AM |
| EJO | $27.44 | 10/7/2011 9:26:39 AM |
| JebkaClan | $25.00 | 10/7/2011 9:27:05 AM |
| FG9YTR | $25.00 | 10/7/2011 10:50:51 AM |
| fireheart | $25.00 | 10/7/2011 9:29:20 AM |
| johannesfactotum | $26.00 | 10/7/2011 9:37:24 AM |
| profitable-money | $25.00 | 10/7/2011 11:05:39 AM |
| tombomb | $25.77 | 10/7/2011 10:12:38 AM |
| tenchi2777 | $25.00 | 10/7/2011 11:24:57 AM |
| NoCal | $25.00 | 10/7/2011 10:30:23 AM |
| diablorulz | $50.00 | 10/7/2011 11:56:20 AM |
| dma1206 | $50.00 | 10/7/2011 12:06:35 PM |
| damage | $25.00 | 10/7/2011 12:46:25 PM |
| suave-dollar | $50.00 | 10/7/2011 12:25:08 PM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:20 PM |
| Chesterite | $25.00 | 10/7/2011 1:14:48 PM |
| my401K | $50.00 | 10/7/2011 12:32:47 PM |
| capital-zoo | $25.00 | 10/7/2011 12:59:11 PM |
| diligent-leverage | $50.00 | 10/7/2011 1:53:07 PM |
| timmsc | $25.82 | 10/7/2011 1:25:37 PM |
| brazilofmux | $50.00 | 10/7/2011 2:06:02 PM |
| JJ-Loans | $75.00 | 10/7/2011 2:16:45 PM |
| forthright-trade | $25.00 | 10/7/2011 1:52:43 PM |
| credit-socrates648 | $24.07 | 10/7/2011 2:36:47 PM |
| radforj22 | $25.00 | 10/5/2011 8:11:33 AM |
| hostbank | $100.00 | 10/4/2011 9:09:08 AM |
| MoneyForNothing | $60.03 | 10/4/2011 9:06:19 AM |
| heerzaquestion | $25.00 | 10/4/2011 11:13:16 AM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:10 AM |
| mennleo | $100.00 | 10/4/2011 10:52:34 AM |
| focused-order0 | $100.00 | 10/4/2011 1:58:09 PM |
| Big_Baller | $25.00 | 10/4/2011 12:35:42 PM |
| xlnt-loans | $25.00 | 10/4/2011 4:10:18 PM |
| gracej | $25.00 | 10/4/2011 2:05:47 PM |
| green-trade-dolphin2 | $25.00 | 10/4/2011 5:05:06 PM |
| Westerly | $50.00 | 10/4/2011 5:13:48 PM |
| Duchdad | $25.00 | 10/4/2011 6:14:58 PM |
| Nazbuster | $50.00 | 10/4/2011 8:37:28 PM |
| bouvierchamp | $30.62 | 10/4/2011 9:15:21 PM |
| orangetrust | $75.00 | 10/4/2011 9:31:52 PM |
| Woodworker57 | $28.00 | 10/5/2011 3:56:25 AM |
| ZeLonewolf | $25.00 | 10/5/2011 4:53:22 AM |
| p2p-eagle9 | $25.00 | 10/5/2011 5:03:38 AM |
| indomitable-coin | $25.00 | 10/5/2011 4:47:55 AM |
| diversification-surge | $25.00 | 10/5/2011 2:54:48 AM |
| janeybooboo | $100.00 | 10/5/2011 5:29:17 AM |
| Dollars4Rent | $25.00 | 10/5/2011 6:28:55 AM |
| Zoramite | $25.00 | 10/5/2011 8:14:08 AM |
| first-serene-credit | $25.00 | 10/5/2011 7:49:59 AM |
| best-heavenly-justice | $25.00 | 10/5/2011 8:55:00 AM |
| awwaww | $25.00 | 10/5/2011 8:22:29 AM |
| LendGuy | $50.00 | 10/5/2011 1:21:11 PM |
| bchbum | $25.00 | 10/5/2011 2:00:48 PM |
| Rminebur | $30.00 | 10/5/2011 2:06:01 PM |
| Aimvest | $25.00 | 10/5/2011 2:41:19 PM |
| ideal-platinum1 | $25.00 | 10/5/2011 2:35:28 PM |
| the-swashbuckler | $26.09 | 10/5/2011 4:15:01 PM |
| redryder20 | $121.52 | 10/5/2011 4:07:25 PM |
| mozzarella | $50.00 | 10/5/2011 4:56:37 PM |
| Argbargle | $50.00 | 10/5/2011 5:46:01 PM |
| gauss02 | $25.00 | 10/5/2011 5:48:34 PM |
| RandomMonkey | $25.00 | 10/5/2011 5:50:19 PM |
| dime-galaxy | $25.00 | 10/5/2011 5:48:41 PM |
| reaction5 | $25.00 | 10/5/2011 5:51:54 PM |
| jfd287 | $25.00 | 10/5/2011 6:35:45 PM |
| SeaLoans | $25.00 | 10/5/2011 6:32:06 PM |
| mrladybug101 | $50.00 | 10/5/2011 6:47:00 PM |
| ippoco | $25.00 | 10/5/2011 6:36:15 PM |
| Nordzee | $25.00 | 10/5/2011 6:40:18 PM |
| mtquan | $25.00 | 10/5/2011 7:27:16 PM |
| hs112a | $25.00 | 10/5/2011 7:29:46 PM |
| apexprod | $50.00 | 10/5/2011 8:22:31 PM |
| kscc183 | $25.00 | 10/5/2011 7:56:55 PM |
| caboleo | $25.00 | 10/5/2011 8:02:10 PM |
| peewee1930 | $50.00 | 10/5/2011 7:38:27 PM |
| Davidson2 | $100.00 | 10/5/2011 7:40:17 PM |
| onegoodlender | $25.00 | 10/5/2011 8:55:14 PM |
| GoldenGo4 | $100.00 | 10/5/2011 8:02:09 PM |
| Mr_Marcus | $25.00 | 10/5/2011 8:09:08 PM |
| frobin | $25.00 | 10/5/2011 9:03:55 PM |
| reliable-platinum8 | $100.00 | 10/5/2011 9:55:11 PM |
| unrivaled-silver | $50.00 | 10/5/2011 9:41:18 PM |
| malicea | $25.00 | 10/5/2011 10:05:53 PM |
| Aaron_Oz | $25.00 | 10/5/2011 9:59:12 PM |
| upc_tnt | $25.00 | 10/5/2011 10:46:05 PM |
| PCash | $50.00 | 10/6/2011 4:11:02 AM |
| TheTimeIsNow | $25.00 | 10/6/2011 3:37:59 AM |
| ualf | $50.00 | 10/6/2011 5:56:47 AM |
| runner262 | $25.00 | 10/6/2011 5:56:40 AM |
| orange-courageous-dedication | $25.00 | 10/6/2011 6:04:50 AM |
| chererat | $100.00 | 10/6/2011 6:12:05 AM |
| tremendous-integrity | $50.00 | 10/6/2011 6:20:18 AM |
| chameleon125 | $25.00 | 10/6/2011 5:48:35 AM |
| rootcanaler | $300.00 | 10/6/2011 7:02:38 AM |
| bonus-tent | $25.00 | 10/6/2011 5:59:16 AM |
| Ven58 | $40.00 | 10/6/2011 6:45:27 AM |
| mizount | $25.00 | 10/6/2011 7:43:31 AM |
| wise-silver-wonder | $25.00 | 10/6/2011 8:31:44 AM |
| ROCKI9 | $50.00 | 10/6/2011 8:47:13 AM |
| SacramentoLoaners | $25.00 | 10/6/2011 9:56:06 AM |
| helpingothers2007 | $50.00 | 10/6/2011 10:09:41 AM |
| anyoi | $25.00 | 10/6/2011 9:11:44 AM |
| nri22 | $100.00 | 10/6/2011 10:18:46 AM |
| kalex752 | $25.00 | 10/6/2011 1:02:17 PM |
| generous-deal6 | $50.00 | 10/6/2011 1:04:46 PM |
| top-tender-moola | $25.00 | 10/6/2011 1:09:04 PM |
| harty | $50.00 | 10/6/2011 1:32:02 PM |
| deal-dojo | $43.61 | 10/6/2011 3:54:31 PM |
| BiggestG | $25.00 | 10/6/2011 3:46:45 PM |
| proud-pound4 | $71.68 | 10/6/2011 4:15:20 PM |
| best-deal-banker | $50.00 | 10/6/2011 4:20:48 PM |
| determined-deal7 | $25.00 | 10/6/2011 4:06:13 PM |
| br4444 | $25.00 | 10/6/2011 4:14:15 PM |
| jscope | $25.00 | 10/6/2011 6:13:34 PM |
| economy-molecule3 | $500.00 | 10/6/2011 5:52:05 PM |
| cloud8 | $93.29 | 10/6/2011 6:32:09 PM |
| oaktown11 | $50.00 | 10/6/2011 7:06:01 PM |
| Veets | $100.00 | 10/6/2011 7:20:24 PM |
| lowrate | $25.00 | 10/6/2011 7:44:18 PM |
| cordial-affluence2 | $25.00 | 10/6/2011 9:18:44 PM |
| Tenfutta | $25.00 | 10/6/2011 9:13:34 PM |
| BaxterEvil | $25.00 | 10/6/2011 7:50:23 PM |
| trade-structure | $25.00 | 10/6/2011 10:15:59 PM |
| mr55262 | $25.00 | 10/6/2011 10:09:15 PM |
| efficient-marketplace | $25.00 | 10/6/2011 9:43:15 PM |
| llequire1 | $100.00 | 10/7/2011 4:52:57 AM |
| ScottCapital | $25.00 | 10/7/2011 5:48:32 AM |
| nosualcneas | $25.00 | 10/7/2011 6:01:42 AM |
| shakespeare6 | $25.00 | 10/7/2011 6:15:00 AM |
| Arg3998 | $25.00 | 10/7/2011 5:13:50 AM |
| ect_2k20 | $30.00 | 10/7/2011 7:25:12 AM |
| pipopirate | $25.00 | 10/7/2011 6:13:14 AM |
| DadWarbucks | $25.00 | 10/7/2011 7:40:16 AM |
| valiant-duty1 | $25.00 | 10/7/2011 7:42:49 AM |
| the_prince | $50.00 | 10/7/2011 7:47:46 AM |
| fairness-amplifier | $65.00 | 10/7/2011 8:22:02 AM |
| MarinLoans | $25.00 | 10/7/2011 8:55:04 AM |
| generosity-pizza | $30.64 | 10/7/2011 9:06:30 AM |
| ski bum | $100.00 | 10/7/2011 9:13:07 AM |
| mjjjrj | $40.92 | 10/7/2011 8:48:42 AM |
| attractive-vigilance4 | $25.00 | 10/7/2011 10:20:25 AM |
| 1313mark1313 | $25.00 | 10/7/2011 10:26:50 AM |
| productive-principal7 | $25.00 | 10/7/2011 10:47:28 AM |
| ramsbladder | $25.00 | 10/7/2011 11:00:30 AM |
| fairness-transporter6 | $25.00 | 10/7/2011 11:20:57 AM |
| revenue-appraiser | $25.00 | 10/7/2011 10:38:51 AM |
| credit-bliss8 | $25.00 | 10/7/2011 11:28:28 AM |
| focused-benefit3 | $38.00 | 10/7/2011 12:11:06 PM |
| credit-investor5 | $50.00 | 10/7/2011 11:58:40 AM |
| Captain88 | $25.00 | 10/7/2011 12:33:12 PM |
| wwwUniversal | $25.00 | 10/7/2011 12:17:55 PM |
| SaratogaAccountant | $50.00 | 10/7/2011 12:55:29 PM |
| BookandLaw | $25.00 | 10/7/2011 12:25:01 PM |
| hard-working-rate3 | $250.00 | 10/7/2011 12:59:23 PM |
| dough-souffle | $200.00 | 10/7/2011 1:16:41 PM |
| benjamin67 | $119.00 | 10/7/2011 1:08:52 PM |
| mwichmann4 | $25.00 | 10/7/2011 2:22:08 PM |
| 294 Investments
|
Borrower Payment Dependent Notes Series
530665
This series of Notes was issued and sold upon the funding of the borrower loan #54382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,400.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $211.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1976 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 20y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,880 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fairness-amigo7 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $9,300.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
700-719
(Aug-2010)
680-699
(Mar-2010)
|
|
Principal balance:
| $4,795.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Home Addition(All past loans paid)
Purpose of loan:
This loan will be used to...add pool to back yard.
My financial situation:
I am a good candidate for this loan because...I have paid all past Prosper loans on time and I have good cash flow.
Monthly net income: $ 24,000
Monthly expenses: $ 19,000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NekHoldings | $25.00 | 10/3/2011 5:12:09 PM |
| AndChicksforFree | $57.00 | 10/3/2011 5:17:40 PM |
| AndChicksforFree | $250.00 | 10/3/2011 5:19:00 PM |
| green-trade-dolphin | $25.00 | 10/3/2011 6:21:28 PM |
| Mikale360 | $25.00 | 10/3/2011 7:33:05 PM |
| shawnw2 | $30.00 | 10/3/2011 10:51:06 PM |
| DoctorJoe | $50.00 | 10/4/2011 4:05:50 AM |
| Leshan | $113.15 | 10/4/2011 8:13:39 AM |
| diplomatic-wealth7 | $25.00 | 10/4/2011 9:19:11 AM |
| jazzlender | $25.00 | 10/4/2011 9:26:19 AM |
| Banker2OO7 | $100.00 | 10/4/2011 9:38:58 AM |
| glroark | $50.00 | 10/4/2011 9:35:03 AM |
| mennleo | $80.00 | 10/4/2011 10:49:10 AM |
| COCHINOBOY | $25.00 | 10/4/2011 1:12:28 PM |
| tomdooley12520 | $26.00 | 10/4/2011 4:47:15 PM |
| noodles932 | $27.77 | 10/4/2011 7:20:38 PM |
| MoneyBadger | $25.00 | 10/5/2011 7:14:41 AM |
| Engineer44 | $30.00 | 10/5/2011 7:42:15 AM |
| SecondChanceLendingSERV | $25.00 | 10/5/2011 7:54:55 AM |
| Bob450 | $30.00 | 10/5/2011 7:56:55 AM |
| hawaiitechnical | $25.00 | 10/5/2011 8:11:12 AM |
| Officiency | $25.00 | 10/5/2011 9:06:03 AM |
| rhino-investing-eagle | $40.00 | 10/5/2011 9:20:27 AM |
| Jack55304 | $200.00 | 10/5/2011 9:12:22 AM |
| ScottCapital | $25.00 | 10/5/2011 10:17:44 AM |
| senatorgrant | $123.84 | 10/5/2011 11:10:44 AM |
| reflective-rupee | $25.00 | 10/5/2011 12:30:57 PM |
| irrelevant | $25.00 | 10/5/2011 2:05:08 PM |
| bid-stockpiler1 | $259.00 | 10/5/2011 4:36:52 PM |
| attractive-rate | $37.00 | 10/5/2011 4:24:36 PM |
| dollar-turtle | $50.00 | 10/5/2011 5:54:45 PM |
| nashibaksi | $30.00 | 10/5/2011 6:48:28 PM |
| responsive-rate884 | $50.00 | 10/5/2011 7:46:47 PM |
| s270 | $50.00 | 10/5/2011 8:12:26 PM |
| g8rtone | $25.00 | 10/5/2011 9:15:52 PM |
| tkenn1s | $85.00 | 10/5/2011 8:25:02 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:46 PM |
| RSV | $25.00 | 10/6/2011 4:04:25 AM |
| warew | $35.00 | 10/6/2011 4:51:18 AM |
| lovely-order7 | $25.00 | 10/6/2011 5:21:11 AM |
| MoneyForNothing | $4.66 | 10/6/2011 5:21:20 AM |
| Socorro_Capital_Partners | $25.01 | 10/3/2011 5:26:57 PM |
| tnjohnso | $25.00 | 10/3/2011 7:23:28 PM |
| a-fund-doctor | $25.00 | 10/3/2011 7:57:50 PM |
| amlu1988 | $25.00 | 10/3/2011 8:42:02 PM |
| unger | $135.11 | 10/4/2011 3:33:54 AM |
| loanman2007 | $25.00 | 10/4/2011 4:25:09 AM |
| credit-missile | $110.00 | 10/4/2011 5:16:02 AM |
| gain-gourd | $75.00 | 10/4/2011 6:53:44 AM |
| chameleon125 | $25.00 | 10/4/2011 6:17:12 AM |
| first-silver-bridge | $25.00 | 10/4/2011 6:58:41 AM |
| careful-note1 | $25.00 | 10/4/2011 7:00:48 AM |
| Christus_Victor | $25.00 | 10/4/2011 8:35:56 AM |
| golffish2 | $25.00 | 10/4/2011 9:06:35 AM |
| tacopants | $100.00 | 10/4/2011 8:55:43 AM |
| atlas-shrugged | $200.00 | 10/4/2011 8:32:17 AM |
| corporatejim | $25.76 | 10/4/2011 9:04:09 AM |
| phaded | $25.00 | 10/4/2011 8:37:25 AM |
| progressive-economy261 | $400.00 | 10/4/2011 9:21:17 AM |
| Kash2010lu | $25.00 | 10/4/2011 9:17:13 AM |
| responsibility-butterfly | $25.00 | 10/4/2011 10:29:07 AM |
| CA-Lender | $50.00 | 10/4/2011 11:38:37 AM |
| twjh | $25.00 | 10/4/2011 3:42:13 PM |
| LittleMingo | $25.00 | 10/4/2011 4:56:05 PM |
| Aquanaut | $100.00 | 10/4/2011 4:16:57 PM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:36 PM |
| Starfin-Capital-Management | $149.77 | 10/4/2011 8:45:47 PM |
| yonderalaska | $50.00 | 10/4/2011 8:16:02 PM |
| USMC0311 | $25.00 | 10/4/2011 9:31:35 PM |
| Eddy-2-Aces | $25.00 | 10/5/2011 3:39:01 AM |
| first-serene-credit | $25.00 | 10/5/2011 7:51:20 AM |
| wwwUniversal | $25.00 | 10/5/2011 9:16:48 AM |
| coin-architect2 | $150.00 | 10/5/2011 9:41:43 AM |
| bold-joyful-exchange | $25.00 | 10/5/2011 9:11:33 AM |
| dtana | $25.00 | 10/5/2011 9:41:36 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:31 AM |
| blue-goal-deal | $25.00 | 10/5/2011 11:04:04 AM |
| trumpet485 | $25.00 | 10/5/2011 10:50:37 AM |
| top-benefit-sequoia | $25.00 | 10/5/2011 10:35:06 AM |
| cnovak | $25.00 | 10/5/2011 12:03:19 PM |
| suave-dime6 | $25.00 | 10/5/2011 2:19:05 PM |
| atomantic | $25.00 | 10/5/2011 2:47:45 PM |
| credit-missile | $25.00 | 10/5/2011 3:46:14 PM |
| magnifico932 | $25.00 | 10/5/2011 5:54:21 PM |
| loss-of-control | $75.00 | 10/5/2011 6:37:56 PM |
| heerzaquestion | $25.00 | 10/5/2011 7:03:55 PM |
| eagle1271 | $25.00 | 10/5/2011 6:46:06 PM |
| Mariner3605 | $25.00 | 10/5/2011 9:06:03 PM |
| jonnysixgun | $50.00 | 10/5/2011 8:53:40 PM |
| Calif-smo | $62.81 | 10/5/2011 9:22:02 PM |
| scarecrow4188 | $55.64 | 10/6/2011 1:21:13 AM |
| SolarMoonshine | $25.00 | 10/6/2011 3:33:24 AM |
| finance-prescription | $100.00 | 10/6/2011 3:33:50 AM |
| klend4 | $27.48 | 10/6/2011 3:51:13 AM |
| epic-dollar557 | $25.00 | 10/6/2011 3:10:16 AM |
| B2152 | $25.00 | 10/6/2011 5:06:12 AM |
| Rip128 | $100.00 | 10/6/2011 5:17:38 AM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
530677
This series of Notes was issued and sold upon the funding of the borrower loan #54363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Oct-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-06-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 1m |
|
Amount delinquent:
| $663 |
Total credit lines:
| 28 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $158 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| thrilling-community1 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Needing to repair my roof
Purpose of loan:
This loan will be used to fund much needed home repairs for the home that I own. Due to the number of storms we have experienced in Kentucky, our roof needs to be repaired.
My financial situation:
I am enlisted in the army so I have a guaranteed income for the next 6 years. I am choosing this route to fund my loan because of the superior interest rate. I intend to pay the loan fully within six months by paying off whatever balance is left with my tax refund.
Monthly net income: 3300
Monthly expenses: 400
Housing: 700
Insurance: 200
Car expenses: 450
Utilities: 200
Phone, cable, internet: 60
Food, entertainment: 500
Clothing, household expenses: 200
Credit cards and other loans: 150
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 10/3/2011 5:05:10 PM |
| exchange-squirrel | $25.00 | 10/3/2011 11:28:48 PM |
| zone6 | $85.31 | 10/3/2011 10:06:11 PM |
| LuvToLend | $26.49 | 10/4/2011 11:40:11 AM |
| Legally_Blonde | $25.00 | 10/4/2011 5:10:53 PM |
| roberto42 | $50.00 | 10/5/2011 7:55:25 AM |
| a-credit-rotation | $25.00 | 10/5/2011 1:10:28 PM |
| well-rounded-payout0 | $50.00 | 10/5/2011 5:15:38 PM |
| BuildingShanghai | $26.50 | 10/5/2011 9:18:54 PM |
| quarkyuzu | $50.00 | 10/5/2011 11:23:42 PM |
| alert9 | $25.00 | 10/5/2011 10:04:36 PM |
| high_flyer | $100.00 | 10/6/2011 6:52:40 AM |
| courteous-note1 | $71.14 | 10/6/2011 7:07:00 AM |
| glroark | $50.00 | 10/6/2011 7:42:17 AM |
| Bob450 | $25.00 | 10/6/2011 7:51:09 AM |
| Raider_Fan | $16.71 | 10/6/2011 8:27:37 AM |
| focused-order0 | $50.00 | 10/4/2011 2:06:12 PM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:36 PM |
| suave-dime6 | $25.00 | 10/5/2011 5:28:41 PM |
| ippoco | $25.00 | 10/5/2011 6:27:34 PM |
| coin-architect2 | $150.00 | 10/5/2011 7:34:10 PM |
| scholarly-payment5 | $50.00 | 10/6/2011 12:41:32 AM |
| finance-prescription | $100.00 | 10/6/2011 3:33:51 AM |
| loanman2007 | $25.00 | 10/6/2011 6:53:33 AM |
| cac1966 | $25.00 | 10/6/2011 7:27:54 AM |
| Retiredsailor65 | $25.55 | 10/6/2011 7:36:47 AM |
| exponential-peace5 | $25.00 | 10/6/2011 7:35:16 AM |
| houli123 | $25.00 | 10/6/2011 7:39:47 AM |
| genuine-repayment3 | $200.00 | 10/6/2011 6:44:53 AM |
| carrinel | $48.30 | 10/6/2011 6:49:03 AM |
| transparent-dinero8 | $100.00 | 10/6/2011 8:05:18 AM |
| friendship9 | $25.00 | 10/6/2011 7:13:25 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
530713
This series of Notes was issued and sold upon the funding of the borrower loan #54426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-08-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $201 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Bretski40 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating to a better life.
Purpose of loan: Consolidate
This loan will be used to... pay off "payday" loans. They can help, but it's a cycle. I want out of it altogether. Pay my balance of city tax obligations in full, making income work for me instead of the other way around, thus giving me a sense of accomplishment for me and my 3 kids. Am a new homeowner again.
My financial situation: decent
I am a good candidate for this loan because...have paid my bills, mortgage on time. Just need a small amount of help. Auto-pay would be used to repay lender
Monthly net income: $1900
Monthly expenses: $1790 (from W2)
Housing: $649(incl. tax/ins. mtg.)
Insurance: $
Car expenses: $65 avg for gas, (no car pymnt)
Utilities: $81 total
Phone, cable, internet: $57 avg (getting rid of cable/internet to save some money)
Food, entertainment: $90
Clothing, household expenses: $50-avg
Credit cards and other loans: $30 (only 1 card w/my bank) $490 total on other loans.
Other expenses: $75-HOA fee
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 10/5/2011 5:15:39 PM |
| ryan6853 | $25.00 | 10/5/2011 6:00:48 PM |
| finance-prescription | $100.00 | 10/6/2011 3:33:55 AM |
| ladyopium | $50.00 | 10/6/2011 10:10:02 AM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:20 PM |
| scrappy-diversification7 | $219.00 | 10/7/2011 9:10:29 AM |
| Kaj | $40.00 | 10/7/2011 7:58:19 PM |
| icanhasloanz | $50.00 | 10/8/2011 2:09:13 AM |
| dudebrah | $25.00 | 10/8/2011 9:48:28 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:18 AM |
| 4mydaughterseducation | $25.00 | 10/8/2011 10:47:38 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:14 PM |
| wwwUniversal | $25.00 | 10/8/2011 12:20:26 PM |
| houli123 | $25.00 | 10/8/2011 12:41:10 PM |
| revenue-associate | $25.00 | 10/8/2011 12:41:48 PM |
| reward-system | $25.00 | 10/8/2011 1:18:37 PM |
| amerigor | $25.00 | 10/8/2011 5:21:34 PM |
| Leshan | $25.00 | 10/8/2011 4:21:43 PM |
| one2sojourn | $25.00 | 10/8/2011 10:23:47 PM |
| periko | $13.47 | 10/8/2011 11:13:52 PM |
| social-cocktail1 | $200.00 | 10/5/2011 5:25:04 PM |
| diplomatic-wealth7 | $25.00 | 10/5/2011 5:19:43 PM |
| gain-dolphin | $25.00 | 10/5/2011 9:54:15 PM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:03:58 AM |
| loanman2007 | $50.00 | 10/6/2011 6:50:11 AM |
| kinetic-social | $25.00 | 10/6/2011 10:29:13 AM |
| bizlending | $150.00 | 10/6/2011 12:13:35 PM |
| Lanik42 | $39.40 | 10/7/2011 6:59:17 AM |
| dws2380 | $25.00 | 10/7/2011 7:39:15 AM |
| gold-miser9 | $27.08 | 10/7/2011 8:10:22 AM |
| Mariner3605 | $25.00 | 10/7/2011 8:33:49 PM |
| AndChicksforFree | $25.00 | 10/8/2011 6:38:24 AM |
| aztocas | $75.00 | 10/8/2011 7:45:54 AM |
| spiff666 | $25.00 | 10/8/2011 8:29:31 AM |
| 1willray | $50.00 | 10/8/2011 10:45:45 AM |
| cjames84 | $25.00 | 10/8/2011 10:52:40 AM |
| whitegold24k | $500.00 | 10/8/2011 12:19:23 PM |
| loss-of-control | $100.00 | 10/8/2011 2:11:01 PM |
| wlm3012 | $30.00 | 10/8/2011 2:49:30 PM |
| vest_vortex | $25.00 | 10/8/2011 2:37:46 PM |
| carrinel | $56.05 | 10/8/2011 4:22:26 PM |
| EasternLender | $25.00 | 10/8/2011 5:00:59 PM |
| 850 | $50.00 | 10/8/2011 6:13:30 PM |
| scho0590 | $25.00 | 10/8/2011 6:49:10 PM |
| BankOfBjoltus | $25.00 | 10/8/2011 7:56:47 PM |
| best-listing-toro | $25.00 | 10/8/2011 9:00:08 PM |
| Lubava | $25.00 | 10/8/2011 8:56:54 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
530759
This series of Notes was issued and sold upon the funding of the borrower loan #54387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 0m |
|
Amount delinquent:
| $1,229 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $873 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-bright-community |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expanding Photo / Video Business
Purpose of loan:
This loan will be used to...
Expand the Operations of an already operating Photo & Video Business
My financial situation:
I am a good candidate for this loan because...
1. I work for a very stable Tax Software Company that is hiring employees and growing.
2. After all my monthly expenses, I have a disposable income of roughly $800 per month from my employment without collecting anything from my Photo & Video Business.
3. My Photo & Video business doesn't have any expenses unless it's generating income from jobs to cover the minimal expenses plus profit.
4. The loan will be going towards more equipment so I can offer more income producing services.
5. I have over $6,000 invested in nice equipment that can be liquidated with a minimal loss on investment to cover the loan balance if needed.
6. I have a degree in business/accounting and have prior experience running a small business successfully.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| AndChicksforFree | $27.00 | 10/5/2011 9:04:36 AM |
| leeball | $100.00 | 10/5/2011 4:00:40 PM |
| nikebootie | $25.83 | 10/5/2011 9:11:58 PM |
| fervent-repayment | $100.00 | 10/6/2011 4:47:02 AM |
| elvisloans | $25.00 | 10/6/2011 5:31:32 AM |
| organized-payment6 | $50.00 | 10/6/2011 5:47:21 AM |
| Preteur | $25.00 | 10/6/2011 1:37:24 PM |
| Investor_DP | $100.00 | 10/6/2011 5:43:40 PM |
| bullwink27 | $25.00 | 10/7/2011 4:41:33 AM |
| Kessler | $25.00 | 10/7/2011 7:25:24 AM |
| stable-bonus | $27.94 | 10/7/2011 8:55:51 AM |
| compoundinterest | $50.00 | 10/7/2011 9:07:54 AM |
| diablorulz | $50.00 | 10/7/2011 11:56:23 AM |
| Kaj | $40.00 | 10/7/2011 7:58:17 PM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:28 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:05 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:17 AM |
| dynamic-money271 | $50.00 | 10/8/2011 11:44:41 AM |
| wwwUniversal | $25.00 | 10/8/2011 12:20:25 PM |
| Thunder08 | $100.00 | 10/8/2011 2:49:02 PM |
| best-listing-toro | $25.00 | 10/8/2011 9:06:15 PM |
| luzonct | $100.00 | 10/8/2011 11:29:36 PM |
| alphaseek | $200.00 | 10/9/2011 4:06:47 AM |
| fund-fox4 | $50.00 | 10/9/2011 11:29:50 AM |
| best-ready-credit | $27.62 | 10/9/2011 11:17:37 AM |
| life-is-great | $25.00 | 10/9/2011 12:03:42 PM |
| intrepid-repayment1 | $50.00 | 10/9/2011 1:21:41 PM |
| thrifty-note2 | $25.00 | 10/9/2011 1:36:33 PM |
| social-investor5 | $4.92 | 10/9/2011 2:10:34 PM |
| the-discrete-income | $25.00 | 10/5/2011 9:53:33 AM |
| Bank_Of_XL | $25.00 | 10/5/2011 1:18:09 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:49 PM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:03:56 AM |
| mennleo | $100.00 | 10/7/2011 8:09:29 AM |
| kewgdns | $50.00 | 10/7/2011 9:14:35 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:24 PM |
| credit-investor5 | $50.00 | 10/7/2011 12:10:37 PM |
| credit-coach118 | $50.00 | 10/7/2011 1:29:52 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:51 PM |
| EngineersAlliance | $100.00 | 10/7/2011 5:35:39 PM |
| patriot897 | $25.00 | 10/7/2011 9:29:22 PM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:22 AM |
| fuzed | $35.00 | 10/8/2011 7:10:23 AM |
| interstellar | $75.00 | 10/8/2011 8:24:32 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:50 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:13 PM |
| reward-system | $25.00 | 10/8/2011 1:18:36 PM |
| wlm3012 | $30.00 | 10/8/2011 3:22:11 PM |
| fate-amenable-to-change | $25.00 | 10/8/2011 5:07:59 PM |
| marwadi-62 | $25.00 | 10/8/2011 6:05:57 PM |
| riproaringrapids | $25.00 | 10/8/2011 5:29:30 PM |
| Sixmil | $100.00 | 10/8/2011 8:24:19 PM |
| Big_Lendin | $31.69 | 10/9/2011 6:17:26 AM |
| hidavehi | $25.00 | 10/9/2011 8:41:44 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:41 AM |
| houli123 | $25.00 | 10/9/2011 8:49:00 AM |
| mrpowers5531 | $25.00 | 10/9/2011 9:24:33 AM |
| youthful-economy4 | $1,000.00 | 10/9/2011 10:54:41 AM |
| nri22 | $200.00 | 10/9/2011 10:56:19 AM |
| best-generosity-financier | $25.00 | 10/9/2011 12:17:05 PM |
| Kyileo | $25.00 | 10/9/2011 12:57:25 PM |
| SafeSaxa | $25.00 | 10/9/2011 1:18:43 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:58 PM |
| green28 | $200.00 | 10/9/2011 1:21:39 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
530769
This series of Notes was issued and sold upon the funding of the borrower loan #54380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-04-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $156.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 11y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,344 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Jessi0198 |
Borrower's state:
| Montana |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 5 |
On-time:
| 28 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $14,950.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2011)
620-639
(May-2010)
640-659
(Jul-2009)
680-699
(Oct-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
4 Previous Prosper Loans-Never Late
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $75.00 | 10/4/2011 5:02:35 PM |
| whitegold24k | $100.00 | 10/4/2011 5:17:47 PM |
| LittleMingo | $30.00 | 10/4/2011 5:01:11 PM |
| goodhearted-generosity511 | $25.00 | 10/4/2011 5:35:49 PM |
| kind-charming-value | $2,000.00 | 10/4/2011 5:02:49 PM |
| CaptainCrunch | $30.02 | 10/4/2011 5:39:12 PM |
| MoneyForNothing | $94.66 | 10/4/2011 5:06:00 PM |
| SolarMoonshine | $25.00 | 10/4/2011 6:20:16 PM |
| CACO_Lender | $25.00 | 10/4/2011 6:47:12 PM |
| Scotcha | $50.00 | 10/4/2011 6:47:05 PM |
| irrelevant | $25.00 | 10/4/2011 7:05:14 PM |
| sweety075 | $25.00 | 10/4/2011 5:30:33 PM |
| coin-flower1 | $25.00 | 10/4/2011 7:51:15 PM |
| shrewd-income | $200.00 | 10/4/2011 6:38:01 PM |
| funds-kingdom | $25.00 | 10/4/2011 8:21:10 PM |
| Kash2010lu | $35.00 | 10/4/2011 5:03:56 PM |
| travels536 | $50.00 | 10/4/2011 5:33:28 PM |
| MilitaryLending | $100.02 | 10/4/2011 5:35:11 PM |
| whitegold24k | $400.00 | 10/4/2011 5:35:55 PM |
| loss-of-control | $100.00 | 10/4/2011 6:37:25 PM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:42 PM |
| credit-missile | $110.00 | 10/4/2011 6:25:05 PM |
| Tizzo27 | $42.00 | 10/4/2011 7:48:17 PM |
| dime-sapling | $75.00 | 10/4/2011 6:42:28 PM |
| Bob450 | $30.00 | 10/4/2011 6:46:30 PM |
| credit-guard5 | $25.00 | 10/4/2011 8:30:13 PM |
| marinbb | $25.00 | 10/4/2011 8:14:02 PM |
| Starfin-Capital-Management | $53.30 | 10/4/2011 8:31:26 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
530787
This series of Notes was issued and sold upon the funding of the borrower loan #54437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| MalibuSun |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 43 ( 98% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Nov-2010)
700-719
(Mar-2008)
|
|
Principal balance:
| $4,105.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Medical Bills
Purpose of loan:
This loan will be used to help my family with medical bills. Both parents have been in need of medical attention recently. Their insurance covered some, but their out-of-pocket expenses still added up. Since my financial situation is very good, I would like to help them and pay off their bills. I have a good paying job and my monthly expenses are low.
My financial situation:
I am a good candidate for this loan because I am responsible and will pay it back. My history with Prosper is great. I've had two loans with Prosper and never missed a payment. One loan has already been paid off. I currently live with family which is why my monthly expenses are low. $200 per month inlcudes rent and utilities. I have zero credit card debt.
Monthly net income (Take-Home Pay): $2,900
Monthly expenses: $1101
Housing: $200
Car expenses: $350
Phone, cable, internet: $45
Food, entertainment: $300
Credit cards: $0
Other Prosper Loan: $206
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $46.96 | 10/4/2011 5:09:56 PM |
| whitegold24k | $100.00 | 10/4/2011 5:17:47 PM |
| currency-excellency0 | $75.00 | 10/4/2011 5:02:35 PM |
| Kash2010lu | $25.00 | 10/4/2011 5:06:38 PM |
| atlas-shrugged | $200.00 | 10/4/2011 5:15:55 PM |
| social-cocktail1 | $200.00 | 10/4/2011 5:18:43 PM |
| mennleo | $80.00 | 10/4/2011 9:58:46 PM |
| cnovak | $25.00 | 10/5/2011 12:03:23 PM |
| handy-justice | $50.00 | 10/5/2011 1:34:14 PM |
| dollar-authority | $50.00 | 10/5/2011 2:47:04 PM |
| sweety075 | $25.00 | 10/4/2011 7:52:55 PM |
| marinbb | $100.00 | 10/4/2011 8:21:12 PM |
| green-successful-note | $25.00 | 10/4/2011 9:51:24 PM |
| responsibility-butterfly | $25.00 | 10/5/2011 6:49:39 AM |
| thankful-nickel2 | $25.00 | 10/5/2011 6:47:54 AM |
| chameleon125 | $25.00 | 10/5/2011 6:50:45 AM |
| thoughtful-worth1 | $59.53 | 10/5/2011 7:15:29 AM |
| trumpeter5 | $25.00 | 10/5/2011 8:49:47 AM |
| progressive-economy261 | $400.00 | 10/5/2011 9:18:16 AM |
| bold-joyful-exchange | $25.00 | 10/5/2011 9:08:16 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:35 AM |
| phaded | $25.00 | 10/5/2011 11:00:17 AM |
| credit-bank-usa611 | $25.00 | 10/5/2011 12:14:15 PM |
| return-grizzly | $100.00 | 10/5/2011 12:33:48 PM |
| diplomatic-wealth7 | $25.00 | 10/5/2011 5:19:40 PM |
| MoneyForNothing | $13.51 | 10/5/2011 5:20:29 PM |
| worth-blanket2 | $8,200.00 | 10/5/2011 5:12:20 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
530861
This series of Notes was issued and sold upon the funding of the borrower loan #54405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Sep-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 3m |
|
Amount delinquent:
| $8,825 |
Total credit lines:
| 16 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,960 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wampum-sleuth3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 93% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 1
( 7% )
| 740-759
(May-2010)
|
|
Principal balance:
| $2,231.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Medical loan
Purpose of loan:
finance surgery
My financial situation:
I am a good candidate for this loan because I am looking for funding for my wifes surgery and believe that prosper offers good terms to meet my needs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $25.00 | 10/6/2011 9:02:35 AM |
| papaloha | $25.00 | 10/6/2011 2:20:03 PM |
| SLN-10 | $50.00 | 10/6/2011 1:00:37 PM |
| chameleon125 | $25.00 | 10/6/2011 3:55:41 PM |
| the-discrete-income | $50.00 | 10/6/2011 5:09:13 PM |
| finance-prescription | $100.00 | 10/6/2011 5:48:43 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:23 PM |
| green-trade-dolphin | $25.00 | 10/6/2011 9:07:05 PM |
| responsibility-butterfly | $25.00 | 10/7/2011 6:42:52 AM |
| mennleo | $70.00 | 10/7/2011 8:10:26 AM |
| Kaj | $40.00 | 10/7/2011 7:58:19 PM |
| loyalist1 | $200.00 | 10/7/2011 11:06:24 PM |
| amerigor | $35.00 | 10/8/2011 7:14:32 AM |
| trumpeter5 | $25.00 | 10/8/2011 8:09:55 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:09 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:14 PM |
| money-surge1 | $25.00 | 10/9/2011 4:59:06 AM |
| worth-blanket2 | $7,900.00 | 10/10/2011 9:46:28 AM |
| diplomatic-wealth7 | $25.00 | 10/6/2011 5:56:11 PM |
| whitegold24k | $100.00 | 10/6/2011 5:57:41 PM |
| social-cocktail1 | $200.00 | 10/6/2011 5:58:18 PM |
| resolute-justice413 | $100.00 | 10/7/2011 9:04:19 AM |
| IntrepidInvestment | $25.00 | 10/7/2011 9:18:23 AM |
| HammerSmith | $25.00 | 10/7/2011 11:59:16 AM |
| AF-Chief | $50.00 | 10/7/2011 3:11:16 PM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:19 AM |
| susurrus | $25.00 | 10/8/2011 7:21:32 PM |
| supreme-hope | $25.00 | 10/9/2011 5:46:59 AM |
| money-baron-Roth401k | $25.00 | 10/9/2011 2:32:55 PM |
| irrelevant | $25.00 | 10/10/2011 10:05:11 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
530875
This series of Notes was issued and sold upon the funding of the borrower loan #54433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,644 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| renewal8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/Starting anew
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have an excellent history of paying my bills on time, which is reflected by credit score.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 10/4/2011 5:33:17 PM |
| responsibility-butterfly | $25.00 | 10/5/2011 6:49:40 AM |
| social-cocktail1 | $200.00 | 10/5/2011 10:37:24 AM |
| cnovak | $25.00 | 10/5/2011 12:03:24 PM |
| worth-blanket2 | $9,500.00 | 10/5/2011 5:13:06 PM |
| golffish2 | $100.00 | 10/5/2011 5:11:51 AM |
| asset-professor | $25.00 | 10/5/2011 10:05:35 AM |
| worldly-money4 | $100.00 | 10/5/2011 2:18:53 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
530937
This series of Notes was issued and sold upon the funding of the borrower loan #54477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-12-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,404 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 103% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| power-magician3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...pay off credit cards and medical bills
My financial situation:
I am a good candidate for this loan because...I am hard working and dependable. I make enough monthly income to cover the payments needed for the loan amount.
Monthly net income: $ 4132.00
Monthly expenses: $ 1945.00
Housing: $ 1175.00
Insurance: $ 70
Car expenses: $ 460.00
Utilities: $ 100.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-cocktail1 | $200.00 | 10/5/2011 5:25:07 PM |
| superb-funds335 | $30.00 | 10/5/2011 9:25:38 PM |
| diplomatic-wealth7 | $25.00 | 10/6/2011 5:56:09 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:22 PM |
| finance-prescription | $100.00 | 10/7/2011 5:35:02 PM |
| dime-sapling | $25.00 | 10/7/2011 6:07:58 PM |
| TheLoanManCan | $25.00 | 10/7/2011 7:04:36 PM |
| Kaj | $40.00 | 10/7/2011 7:58:19 PM |
| 1randyp | $125.00 | 10/8/2011 5:48:08 AM |
| dorfinia | $50.00 | 10/8/2011 6:26:40 AM |
| fuzed | $75.00 | 10/8/2011 7:12:39 AM |
| first-class-yield9 | $50.00 | 10/8/2011 8:13:44 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:19 AM |
| nimble-dedication1 | $50.00 | 10/8/2011 9:38:12 AM |
| 1willray | $25.00 | 10/8/2011 10:35:24 AM |
| best-asset-jedi | $50.00 | 10/8/2011 11:55:30 AM |
| mennleo | $50.00 | 10/8/2011 12:05:24 PM |
| tnjohnso | $25.00 | 10/8/2011 1:17:49 PM |
| mummey | $100.00 | 10/8/2011 3:06:14 PM |
| AndChicksforFree | $25.00 | 10/8/2011 5:23:55 PM |
| lucky2 | $25.00 | 10/8/2011 8:29:29 PM |
| natural-greenback6 | $25.00 | 10/8/2011 7:25:08 PM |
| gjm6d | $25.00 | 10/9/2011 5:52:57 AM |
| red-favorable-basis | $25.00 | 10/9/2011 6:19:10 AM |
| spiff666 | $25.00 | 10/9/2011 7:57:23 AM |
| gdbls | $81.54 | 10/9/2011 9:05:19 AM |
| UHcougars | $25.00 | 10/9/2011 11:30:01 AM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:35 PM |
| finance-dandelion | $100.00 | 10/9/2011 6:21:08 PM |
| julijask | $25.00 | 10/9/2011 8:15:39 PM |
| high_flyer | $200.00 | 10/9/2011 8:52:05 PM |
| Mariner3605 | $25.00 | 10/10/2011 6:40:10 AM |
| GElender | $40.00 | 10/10/2011 6:10:18 AM |
| green-trade-dolphin | $25.00 | 10/10/2011 6:11:39 AM |
| stock106 | $25.00 | 10/10/2011 7:09:40 AM |
| mercuriant | $25.00 | 10/10/2011 8:22:21 AM |
| mpatrick | $50.00 | 10/10/2011 11:29:09 AM |
| nickel-hickory | $25.00 | 10/10/2011 11:43:26 AM |
| income-rocker2 | $61.64 | 10/10/2011 2:17:23 PM |
| icanhasloanz | $25.00 | 10/10/2011 2:53:56 PM |
| Engineer44 | $25.00 | 10/10/2011 3:00:37 PM |
| brightest-fascinating-principal | $25.00 | 10/10/2011 3:54:37 PM |
| first-class-yield9 | $50.00 | 10/10/2011 4:58:09 PM |
| trade-beeper4 | $25.00 | 10/10/2011 4:37:08 PM |
| kindness-party | $25.00 | 10/10/2011 5:02:17 PM |
| irrelevant | $25.00 | 10/10/2011 7:05:24 PM |
| evan | $25.00 | 10/10/2011 8:31:47 PM |
| palace2 | $244.15 | 10/11/2011 8:23:51 AM |
| CA-Lender | $25.00 | 10/11/2011 9:10:01 AM |
| leverage-monger | $25.00 | 10/11/2011 8:45:02 AM |
| Money_Working | $25.00 | 10/11/2011 12:09:52 PM |
| marcomnzs | $25.00 | 10/11/2011 11:35:58 AM |
| investment-cluster | $30.00 | 10/11/2011 4:15:30 PM |
| bsh297 | $25.58 | 10/11/2011 6:49:12 PM |
| bsh297 | $25.58 | 10/11/2011 6:49:33 PM |
| euro-spark | $30.00 | 10/11/2011 6:52:37 PM |
| vulgy | $32.58 | 10/11/2011 7:25:31 PM |
| draggon77 | $25.00 | 10/11/2011 8:39:48 PM |
| kind-finance-burrito | $34.09 | 10/11/2011 8:55:46 PM |
| goat0 | $50.00 | 10/11/2011 11:38:23 PM |
| gold-cluster | $50.00 | 10/11/2011 10:39:10 PM |
| coin-sonnet | $100.00 | 10/12/2011 2:10:42 AM |
| SolarMoonshine | $25.00 | 10/12/2011 3:34:55 AM |
| Rip128 | $100.00 | 10/12/2011 6:37:06 AM |
| greencat | $50.00 | 10/12/2011 7:25:46 AM |
| HealthyWealthNow | $18.19 | 10/12/2011 7:51:57 AM |
| Interloper | $25.00 | 10/5/2011 11:11:58 PM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:04:00 AM |
| calmfunds | $500.00 | 10/6/2011 9:27:02 AM |
| ptjg | $25.00 | 10/6/2011 10:05:26 PM |
| loans_to_loan | $25.00 | 10/8/2011 5:31:18 AM |
| cjames84 | $25.00 | 10/8/2011 7:00:17 AM |
| Leshan | $25.00 | 10/8/2011 7:13:19 AM |
| musegaze | $100.00 | 10/8/2011 7:34:06 AM |
| friendly-principal76 | $25.00 | 10/8/2011 7:41:01 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:07 AM |
| handy-justice | $100.00 | 10/8/2011 10:41:09 AM |
| jgar_O | $25.00 | 10/8/2011 11:52:59 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:21:58 PM |
| scarlet-velvet | $25.08 | 10/8/2011 7:49:27 PM |
| ddog0224 | $50.00 | 10/9/2011 1:58:38 AM |
| 3613925 | $25.00 | 10/8/2011 9:44:03 PM |
| money-surge1 | $25.00 | 10/9/2011 4:59:03 AM |
| money-fort | $25.00 | 10/9/2011 9:16:28 AM |
| fund-fox4 | $50.00 | 10/9/2011 11:22:40 AM |
| whitegold24k | $500.00 | 10/9/2011 11:51:28 AM |
| bdruss | $25.00 | 10/9/2011 11:58:07 AM |
| Pitufo | $25.00 | 10/9/2011 1:14:01 PM |
| sharp-trade0 | $25.00 | 10/9/2011 6:48:19 PM |
| LoanerPrincipal | $25.00 | 10/9/2011 8:53:36 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:19:14 PM |
| suave-dime6 | $25.00 | 10/10/2011 6:31:28 AM |
| newest-famous-velocity | $25.00 | 10/10/2011 6:41:19 AM |
| credit-rocket4 | $25.00 | 10/10/2011 7:38:18 AM |
| Tikibarman | $25.00 | 10/10/2011 6:32:33 AM |
| loot-castanets | $25.00 | 10/10/2011 6:32:53 AM |
| partyplan | $25.00 | 10/10/2011 7:10:01 AM |
| glroark | $50.00 | 10/10/2011 7:55:44 AM |
| mrsp2e | $25.00 | 10/10/2011 9:27:09 AM |
| pure-silver | $25.00 | 10/10/2011 10:26:25 AM |
| first-dinero-paladin | $25.00 | 10/10/2011 11:02:51 AM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:24 PM |
| broc78 | $25.00 | 10/10/2011 5:00:27 PM |
| income-vault6 | $25.00 | 10/10/2011 4:07:27 PM |
| exciting-fairness | $200.00 | 10/10/2011 5:48:48 PM |
| superboss-awesomefist | $25.00 | 10/10/2011 7:48:52 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:44:53 PM |
| Otagaini | $25.00 | 10/11/2011 4:21:30 AM |
| mlj0671 | $25.00 | 10/11/2011 6:20:25 AM |
| fireferd | $40.00 | 10/11/2011 8:50:32 AM |
| tender-commerce8 | $50.00 | 10/11/2011 11:19:05 AM |
| careful-vigilance4 | $100.00 | 10/11/2011 3:54:42 PM |
| charming-exchange7 | $25.00 | 10/11/2011 6:34:16 PM |
| intrepid-loot | $25.00 | 10/11/2011 6:38:08 PM |
| GolfPro2006 | $50.00 | 10/11/2011 7:24:00 PM |
| Bob450 | $25.00 | 10/11/2011 7:48:35 PM |
| first-dinero-paladin | $25.00 | 10/11/2011 7:43:32 PM |
| Craigopher | $25.00 | 10/11/2011 8:17:36 PM |
| fxsrider | $25.00 | 10/12/2011 1:17:12 AM |
| indomitable-camaraderi3 | $25.00 | 10/11/2011 11:14:11 PM |
| flaguynice | $25.00 | 10/12/2011 3:27:46 AM |
| power-secret-agent | $30.00 | 10/12/2011 2:28:29 AM |
| fervent-repayment | $25.00 | 10/12/2011 3:06:42 AM |
| yu-rik | $50.00 | 10/12/2011 5:02:48 AM |
| VBPlayer | $25.00 | 10/12/2011 6:40:08 AM |
| infusion6 | $35.00 | 10/12/2011 7:06:42 AM |
| 168RichCapital | $25.10 | 10/12/2011 7:09:28 AM |
| dedicated-diversification5 | $76.47 | 10/12/2011 7:14:15 AM |
| gold-member | $25.00 | 10/12/2011 7:20:46 AM |
| 129 Investments
|
Borrower Payment Dependent Notes Series
530963
This series of Notes was issued and sold upon the funding of the borrower loan #54419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,539 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CraigsListGod |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 13 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,600.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2011)
760-779
(Feb-2008)
|
|
Principal balance:
| $3,482.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
My business experiencing growth!
Purpose of loan:
This loan will be used to pay off outstanding business debt, operating expenses to get us over the hump as we take business to next level
My financial situation:
I am a good candidate for this loan because I have a thriving and rapidly growing business with Time To Cater (in part thanks to Prosper.com!), and we are at the start of a move to the next level with the business!
Monthly net income: $5000
Monthly expenses: $
Housing: $800
Insurance: $200
Car expenses: $400
Utilities: $300
Phone, cable, internet: $400
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 10/6/2011 9:00:53 AM |
| papaloha | $25.00 | 10/6/2011 2:20:26 PM |
| finance-prescription | $100.00 | 10/6/2011 5:48:43 PM |
| social-cocktail1 | $200.00 | 10/6/2011 5:58:19 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:24 PM |
| green-trade-dolphin | $40.00 | 10/6/2011 9:07:34 PM |
| AF-Chief | $50.00 | 10/7/2011 3:11:17 PM |
| first-dinero-paladin | $50.00 | 10/7/2011 7:29:22 PM |
| FinanceEngine | $40.00 | 10/7/2011 7:57:18 PM |
| CA-Lender | $50.00 | 10/7/2011 9:30:41 PM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:09 AM |
| supreme-hope | $25.00 | 10/9/2011 5:47:48 AM |
| money-baron-Roth401k | $25.00 | 10/9/2011 2:32:36 PM |
| worth-blanket2 | $7,800.00 | 10/10/2011 9:46:25 AM |
| Bank42 | $25.00 | 10/6/2011 3:05:30 PM |
| money-uprising8 | $25.00 | 10/6/2011 3:41:44 PM |
| chameleon125 | $25.00 | 10/6/2011 3:56:05 PM |
| diplomatic-wealth7 | $25.00 | 10/6/2011 5:56:12 PM |
| whitegold24k | $100.00 | 10/6/2011 5:57:42 PM |
| MoneyBadger | $25.00 | 10/7/2011 6:31:21 AM |
| responsibility-butterfly | $25.00 | 10/7/2011 6:42:54 AM |
| mennleo | $70.00 | 10/7/2011 8:10:51 AM |
| resolute-justice413 | $100.00 | 10/7/2011 9:04:19 AM |
| IntrepidInvestment | $25.00 | 10/7/2011 9:18:23 AM |
| HammerSmith | $25.00 | 10/7/2011 11:59:28 AM |
| mikeandcat | $100.00 | 10/7/2011 5:44:05 PM |
| Kaj | $40.00 | 10/7/2011 7:58:20 PM |
| eagle1271 | $25.00 | 10/8/2011 8:07:58 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:20 AM |
| ethicalhumanist | $50.00 | 10/8/2011 11:44:12 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:15 PM |
| silvercertificate | $25.00 | 10/10/2011 6:16:45 AM |
| stock106 | $25.00 | 10/10/2011 7:10:38 AM |
| irrelevant | $25.00 | 10/10/2011 10:05:08 AM |
| whitegold24k | $35.00 | 10/10/2011 10:41:18 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
530971
This series of Notes was issued and sold upon the funding of the borrower loan #54359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-05-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 22y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,516 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| magscoob |
Borrower's state:
| Washington |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 74 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $19,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2011)
740-759
(Apr-2008)
720-739
(Mar-2008)
720-739
(Feb-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 74 | | |
Description
Medical Bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $100.00 | 10/5/2011 5:01:41 PM |
| janeybooboo | $100.00 | 10/5/2011 5:03:18 PM |
| Kash2010lu | $35.00 | 10/5/2011 5:05:35 PM |
| Legally_Blonde | $38.18 | 10/5/2011 5:07:41 PM |
| green-trade-dolphin | $75.00 | 10/5/2011 5:15:22 PM |
| credit-guard5 | $25.00 | 10/5/2011 5:18:00 PM |
| whitegold24k | $481.38 | 10/5/2011 5:30:24 PM |
| AndChicksforFree | $57.00 | 10/5/2011 5:33:55 PM |
| credit-missile | $110.00 | 10/5/2011 5:16:15 PM |
| 312-Lender | $50.00 | 10/5/2011 5:32:35 PM |
| whitegold24k | $100.00 | 10/5/2011 5:23:29 PM |
| RecoveryLender | $25.00 | 10/5/2011 5:32:32 PM |
| icanhasloanz | $30.26 | 10/5/2011 5:51:45 PM |
| sweety075 | $25.00 | 10/5/2011 5:07:55 PM |
| DHolly | $25.00 | 10/5/2011 5:08:54 PM |
| MoneyForNothing | $322.18 | 10/5/2011 5:03:28 PM |
| LittleMingo | $30.00 | 10/5/2011 5:05:16 PM |
| CA_Lender | $25.00 | 10/5/2011 5:23:23 PM |
| green-trade-dolphin | $50.00 | 10/5/2011 5:15:35 PM |
| Dusigrosz | $108.00 | 10/5/2011 5:07:56 PM |
| reflective-rupee | $25.00 | 10/5/2011 5:30:41 PM |
| shrewd-income | $50.00 | 10/5/2011 5:44:54 PM |
| marinbb | $26.00 | 10/5/2011 5:18:27 PM |
| SLN-10 | $50.00 | 10/5/2011 5:48:54 PM |
| gotjack | $37.00 | 10/5/2011 5:31:11 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
530991
This series of Notes was issued and sold upon the funding of the borrower loan #54374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $253.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,093 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liberty-financier |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
January Wedding Expenses
Purpose of loan:
This loan will be used to...pay the remaining balance for wedding expenses, including our honeymoon.
My financial situation:
I am a good candidate for this loan because...I have a financial background and have always been very responsible with paying all borrowed money back. Also, moving in with my fiance has allowed me to cut all my bills in half.
Monthly net income: $2500
Monthly expenses: $200
Housing: $450
Insurance: $ - still with my parents until the wedding!
Car expenses: $130
Utilities: $60
Phone, cable, internet: $35 - just internet
Food, entertainment: $150
Clothing, household expenses: $ - varies, not much of a shopper
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kaj | $40.00 | 10/5/2011 5:05:54 PM |
| a-unflappable-finance | $100.00 | 10/5/2011 5:16:50 PM |
| compoundinterest | $50.00 | 10/5/2011 5:07:49 PM |
| superb-funds335 | $30.00 | 10/5/2011 9:25:39 PM |
| Interloper | $25.00 | 10/5/2011 11:11:59 PM |
| responsibility-butterfly | $25.00 | 10/6/2011 5:04:01 AM |
| elvisloans | $25.00 | 10/6/2011 5:29:07 AM |
| SOP_Bank | $25.00 | 10/6/2011 7:43:47 AM |
| GCLRWLoans | $50.00 | 10/6/2011 10:43:41 AM |
| loanman2007 | $50.00 | 10/6/2011 10:28:40 AM |
| ptjg | $25.00 | 10/6/2011 10:05:27 PM |
| smart-gold | $25.00 | 10/7/2011 8:30:26 AM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:52 PM |
| return-seeker85 | $50.00 | 10/7/2011 8:37:30 PM |
| Fabiolous | $200.00 | 10/7/2011 10:38:17 PM |
| Theodon | $25.00 | 10/8/2011 4:23:18 AM |
| leverage-oasis | $50.00 | 10/8/2011 5:46:14 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:24 AM |
| fuzed | $45.00 | 10/8/2011 7:10:07 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:07 AM |
| Frosty | $25.00 | 10/8/2011 8:43:02 AM |
| commerce-yeller | $35.00 | 10/8/2011 10:58:01 AM |
| mennleo | $60.00 | 10/8/2011 12:06:50 PM |
| wwwUniversal | $25.00 | 10/8/2011 12:20:26 PM |
| reward-system | $25.00 | 10/8/2011 1:18:37 PM |
| SolarMoonshine | $25.00 | 10/8/2011 2:50:08 PM |
| payout-bridge | $25.00 | 10/8/2011 7:55:46 PM |
| alphaseek | $200.00 | 10/9/2011 4:06:48 AM |
| Shockem923 | $25.00 | 10/9/2011 6:36:20 AM |
| ore-leaper1 | $30.00 | 10/9/2011 11:04:58 AM |
| nri22 | $50.00 | 10/9/2011 10:58:31 AM |
| nethosters | $25.00 | 10/9/2011 12:15:22 PM |
| the-discrete-income | $25.00 | 10/9/2011 12:43:01 PM |
| fervent-revenue7 | $50.00 | 10/9/2011 1:20:59 PM |
| Pitufo | $40.00 | 10/9/2011 2:10:13 PM |
| basis-mate7 | $50.00 | 10/9/2011 4:55:55 PM |
| point-pinnacle | $35.00 | 10/9/2011 5:09:22 PM |
| Money_Working | $40.00 | 10/9/2011 6:03:12 PM |
| superluminova | $40.00 | 10/9/2011 6:16:10 PM |
| green-interest-web | $50.00 | 10/9/2011 6:20:17 PM |
| benefit-crescendo | $25.00 | 10/9/2011 7:15:50 PM |
| bigt98 | $285.76 | 10/9/2011 8:12:50 PM |
| mmullen2 | $50.00 | 10/9/2011 8:26:49 PM |
| LoanerPrincipal | $25.00 | 10/9/2011 8:53:36 PM |
| ddamenace | $60.00 | 10/9/2011 9:20:19 PM |
| cash4less | $25.65 | 10/10/2011 1:04:22 AM |
| FWF-kinetic | $140.00 | 10/10/2011 12:53:08 AM |
| progressive-economy261 | $400.00 | 10/5/2011 5:25:34 PM |
| sjlender | $100.00 | 10/5/2011 9:58:27 PM |
| the-silver-blaster | $75.00 | 10/5/2011 11:47:49 PM |
| fervent-repayment | $100.00 | 10/6/2011 4:47:02 AM |
| econgineer | $72.00 | 10/6/2011 3:38:02 AM |
| organized-payment6 | $50.00 | 10/6/2011 5:47:22 AM |
| Rivervale_Westwood | $50.00 | 10/6/2011 6:49:42 AM |
| Preteur | $25.00 | 10/6/2011 1:37:26 PM |
| Investor_DP | $100.00 | 10/6/2011 5:43:41 PM |
| investment-festival8 | $250.00 | 10/6/2011 9:00:18 PM |
| credit-coach118 | $45.26 | 10/7/2011 9:11:04 AM |
| diablorulz | $50.00 | 10/7/2011 11:56:25 AM |
| riskadverse44 | $100.00 | 10/7/2011 12:17:25 PM |
| rustysailor | $25.00 | 10/7/2011 8:56:06 PM |
| Hogan55 | $37.74 | 10/8/2011 4:09:41 AM |
| emphatic-responsibility | $50.00 | 10/8/2011 5:11:29 AM |
| gjm6d | $25.00 | 10/8/2011 6:41:41 AM |
| RJN | $85.01 | 10/8/2011 7:16:44 AM |
| trumpeter5 | $25.00 | 10/8/2011 8:23:15 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:53 AM |
| britgsb | $64.00 | 10/8/2011 11:09:09 AM |
| dynamic-money271 | $50.00 | 10/8/2011 11:44:41 AM |
| DreDub | $50.00 | 10/8/2011 1:13:04 PM |
| natural-worth9 | $300.00 | 10/8/2011 2:20:58 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:34:41 PM |
| Sixmil | $100.00 | 10/8/2011 8:25:49 PM |
| gjm6d | $25.00 | 10/9/2011 6:19:08 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:42 AM |
| mrpowers5531 | $25.00 | 10/9/2011 9:24:33 AM |
| fund-fox4 | $50.00 | 10/9/2011 11:30:36 AM |
| best-generosity-financier | $25.85 | 10/9/2011 12:22:42 PM |
| whitegold24k | $1,000.00 | 10/9/2011 12:11:41 PM |
| blLending | $25.00 | 10/9/2011 1:29:09 PM |
| Kyileo | $25.00 | 10/9/2011 1:00:48 PM |
| BigBroJake | $50.00 | 10/9/2011 2:09:24 PM |
| green28 | $200.00 | 10/9/2011 1:29:48 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:39 PM |
| drkosh | $25.00 | 10/9/2011 5:11:33 PM |
| dime-sprout | $25.00 | 10/9/2011 6:00:05 PM |
| pious-benjamins1 | $26.00 | 10/9/2011 5:08:53 PM |
| thankful-nickel2 | $25.00 | 10/9/2011 5:41:27 PM |
| creative-power3 | $100.00 | 10/9/2011 7:16:34 PM |
| TMBank | $25.15 | 10/9/2011 8:26:34 PM |
| PalmerTheEmbalmer | $28.23 | 10/9/2011 10:11:47 PM |
| sharp-return7 | $25.00 | 10/9/2011 9:14:23 PM |
| digitaldan | $30.00 | 10/9/2011 9:01:06 PM |
| houli123 | $100.00 | 10/9/2011 11:53:06 PM |
| JTDeli | $44.35 | 10/10/2011 5:24:18 AM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
531023
This series of Notes was issued and sold upon the funding of the borrower loan #54389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (Sep-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Marketplace_Manager |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for business use.
Purpose of loan:
This loan will be used to upgrade a residential property.
My financial situation:
I am employed full time. Currently does not hold any other loans. Very minimum credit card usage. Hence I am a good candidate for the loan.
Monthly net income: $ 110000
Monthly expenses: $ 800
Housing: $ 1200
Insurance: $ 80/-
Car expenses: $ No. Only Gas 200/-
Utilities: $ 50/-
Phone, cable, internet: $ 70/-
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ NO other loans.
Other expenses: $ Planned savings account.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sjlender | $100.00 | 10/6/2011 5:59:19 PM |
| organized-payment6 | $50.00 | 10/7/2011 8:13:47 AM |
| credit-coach118 | $75.00 | 10/7/2011 3:16:40 PM |
| commerce-yeller | $40.00 | 10/8/2011 11:00:07 AM |
| cjames84 | $25.00 | 10/8/2011 11:17:02 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:57 AM |
| upperdeck | $25.00 | 10/8/2011 1:35:57 PM |
| DreDub | $50.00 | 10/8/2011 1:13:05 PM |
| payout-bridge | $75.00 | 10/8/2011 3:08:17 PM |
| pnace | $50.00 | 10/8/2011 4:55:53 PM |
| Sixmil | $100.00 | 10/8/2011 7:50:58 PM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:44 AM |
| john0720 | $25.00 | 10/9/2011 1:07:48 PM |
| JPAW777 | $25.00 | 10/9/2011 1:00:33 PM |
| Pitufo | $75.00 | 10/9/2011 1:16:39 PM |
| buckeyebucks | $50.00 | 10/9/2011 4:47:59 PM |
| green-interest-web | $25.00 | 10/9/2011 6:15:00 PM |
| dime-sprout | $25.00 | 10/9/2011 5:56:57 PM |
| economy-popcorn | $25.00 | 10/9/2011 9:19:51 PM |
| red-favorable-basis | $25.00 | 10/9/2011 9:53:21 PM |
| upbeat-fund | $44.00 | 10/10/2011 8:33:38 AM |
| cashhelp | $25.00 | 10/10/2011 9:36:15 AM |
| Troutfinder | $29.80 | 10/10/2011 9:57:59 AM |
| worth-blanket2 | $11,500.00 | 10/10/2011 9:45:52 AM |
| superb-funds335 | $30.00 | 10/6/2011 8:05:29 PM |
| responsibility-butterfly | $25.00 | 10/7/2011 6:42:59 AM |
| golffish2 | $50.00 | 10/7/2011 5:49:47 AM |
| Investor_DP | $100.00 | 10/7/2011 9:06:55 AM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:55 PM |
| Interloper | $25.00 | 10/7/2011 9:24:59 PM |
| Theodon | $25.00 | 10/8/2011 4:21:42 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:28 AM |
| ingenious-interest1 | $25.00 | 10/8/2011 10:31:38 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:21:59 PM |
| natural-worth9 | $1,000.00 | 10/8/2011 2:23:29 PM |
| Preteur | $25.00 | 10/8/2011 3:02:58 PM |
| nickel-position | $25.00 | 10/8/2011 3:33:20 PM |
| AndChicksforFree | $25.00 | 10/8/2011 5:20:16 PM |
| katnmouse | $50.00 | 10/8/2011 6:14:32 PM |
| mennleo | $100.00 | 10/8/2011 10:30:36 PM |
| ddog0224 | $50.00 | 10/9/2011 1:57:46 AM |
| Rivervale_Westwood | $50.00 | 10/9/2011 5:51:47 AM |
| circuitfive | $25.00 | 10/9/2011 12:07:39 PM |
| BigBroJake | $41.20 | 10/9/2011 2:01:33 PM |
| AFairDeal | $35.00 | 10/9/2011 2:35:40 PM |
| julijask | $25.00 | 10/9/2011 8:13:39 PM |
| Saleen06 | $30.00 | 10/9/2011 9:09:26 PM |
| Madmigel | $50.00 | 10/9/2011 9:13:30 PM |
| loot-castanets | $25.00 | 10/10/2011 6:39:35 AM |
| treasure-hunter270 | $25.00 | 10/10/2011 8:39:37 AM |
| xlnt-loans | $25.00 | 10/10/2011 9:13:40 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
531087
This series of Notes was issued and sold upon the funding of the borrower loan #54452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,666 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mystical-revenue3 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 10/6/2011 5:22:17 PM |
| SolarMoonshine | $25.00 | 10/6/2011 6:07:17 PM |
| exchange-squirrel | $25.00 | 10/7/2011 12:13:52 AM |
| genuine-dime | $100.00 | 10/7/2011 6:53:25 AM |
| social-hunter5 | $25.00 | 10/9/2011 8:26:59 AM |
| revenue-associate | $25.00 | 10/10/2011 10:03:45 AM |
| worth-blanket2 | $3,200.00 | 10/10/2011 9:46:26 AM |
| thankful-nickel2 | $25.00 | 10/6/2011 5:56:05 PM |
| dudebrah | $25.00 | 10/8/2011 9:59:47 AM |
| Something-Corporate | $25.00 | 10/8/2011 1:42:00 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
531139
This series of Notes was issued and sold upon the funding of the borrower loan #54467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 18y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-sequoia3 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
prosper11
Purpose of loan:
This loan will be used to...put roof on garage
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500
Car expenses: $138.00
Utilities: $250.00
Phone, cable, internet: $200.00
Food, entertainment: $250.00
Clothing, household expenses: $50.00
Credit cards and other loans: $525.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $25.00 | 10/6/2011 10:35:58 AM |
| goodhearted-generosity511 | $25.00 | 10/6/2011 11:16:13 AM |
| bizlending | $100.00 | 10/6/2011 12:08:31 PM |
| SolarMoonshine | $25.00 | 10/6/2011 6:10:40 PM |
| finance-prescription | $100.00 | 10/6/2011 5:48:45 PM |
| social-cocktail1 | $200.00 | 10/6/2011 5:58:21 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:25 PM |
| foothillender | $25.00 | 10/7/2011 10:03:02 AM |
| Mariner3605 | $25.00 | 10/7/2011 8:33:50 PM |
| 4mydaughterseducation | $25.00 | 10/8/2011 10:49:59 AM |
| handy-justice | $50.00 | 10/8/2011 12:52:22 PM |
| reward-system | $25.00 | 10/8/2011 1:18:38 PM |
| whitegold24k | $500.00 | 10/8/2011 1:24:21 PM |
| radforj22 | $25.00 | 10/8/2011 1:31:47 PM |
| vest_vortex | $25.00 | 10/8/2011 2:39:26 PM |
| wlm3012 | $30.00 | 10/8/2011 3:06:16 PM |
| credit-coach118 | $45.47 | 10/8/2011 5:47:13 PM |
| houli123 | $25.00 | 10/8/2011 11:13:17 PM |
| bid-stockpiler1 | $50.00 | 10/9/2011 9:37:15 AM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:37 PM |
| wild-orange | $25.00 | 10/9/2011 1:48:56 PM |
| cajunguy | $25.00 | 10/9/2011 2:53:41 PM |
| superluminova | $30.00 | 10/9/2011 6:25:32 PM |
| digitaldan | $35.00 | 10/9/2011 9:04:10 PM |
| secureincome | $400.00 | 10/10/2011 4:10:27 AM |
| economy-popcorn | $25.00 | 10/10/2011 7:05:49 AM |
| SDKiwi | $27.00 | 10/10/2011 7:39:22 AM |
| glroark | $125.29 | 10/10/2011 7:48:43 AM |
| ChoiceInvestments | $25.09 | 10/6/2011 1:34:06 PM |
| vutah | $25.00 | 10/6/2011 12:29:17 PM |
| Banker_Joe | $25.00 | 10/6/2011 7:05:54 PM |
| responsibility-butterfly | $25.00 | 10/7/2011 6:42:56 AM |
| taltman | $25.00 | 10/7/2011 7:41:07 AM |
| diplomatic-wealth7 | $25.00 | 10/7/2011 9:18:54 AM |
| loanman2007 | $25.00 | 10/7/2011 10:53:01 AM |
| capitalelstiltskin2 | $300.00 | 10/7/2011 6:53:11 PM |
| capitalelstiltskin2 | $201.15 | 10/7/2011 7:10:07 PM |
| Kaj | $40.00 | 10/7/2011 7:58:22 PM |
| Unitas4302 | $50.00 | 10/8/2011 5:18:11 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:21 AM |
| EngineersAlliance | $100.00 | 10/8/2011 12:12:23 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:15 PM |
| aztocas | $25.00 | 10/8/2011 1:57:40 PM |
| Reliance_Banker | $35.00 | 10/8/2011 2:44:57 PM |
| 850 | $50.00 | 10/8/2011 6:24:02 PM |
| wampum-library4 | $25.00 | 10/9/2011 9:32:55 AM |
| Pitufo | $25.00 | 10/9/2011 2:13:36 PM |
| principal-triumph | $50.00 | 10/9/2011 6:32:16 PM |
| high_flyer | $100.00 | 10/9/2011 8:33:15 PM |
| skillful-asset5 | $25.00 | 10/9/2011 8:53:46 PM |
| n2fitns | $50.00 | 10/9/2011 8:12:26 PM |
| dahburbb | $25.00 | 10/9/2011 8:43:41 PM |
| first-dinero-igloo | $25.00 | 10/9/2011 10:12:36 PM |
| asset-sprout | $25.00 | 10/10/2011 4:22:48 AM |
| green-trade-dolphin | $25.00 | 10/10/2011 6:09:56 AM |
| Cambalache | $31.00 | 10/10/2011 6:15:27 AM |
| suave-dime6 | $25.00 | 10/10/2011 6:28:52 AM |
| stock106 | $25.00 | 10/10/2011 7:29:14 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
531149
This series of Notes was issued and sold upon the funding of the borrower loan #54450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,213 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| upbeat-euro9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To decrease credit card debt
Purpose of loan:to lower credit card debt and strengthen my credit score
This loan will be used to...to pay off higher interest rate credit cards
My financial situation: is ok but I would like to cut down my credit card debt to improve my credit store.
I am a good candidate for this loan because...I worked with the same company for the last 7 years and I also starting a delivery service part time. I want to expand my business but I want to clear credit card debt first.
Monthly net income: $2600
Monthly expenses: $2200
Housing: $600
Insurance: $100
Car expenses: $120
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $180
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 10/7/2011 9:06:56 AM |
| vutah | $25.00 | 10/7/2011 8:47:28 PM |
| Unitas4302 | $50.00 | 10/8/2011 5:20:00 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:30 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:25 AM |
| 4mydaughterseducation | $25.00 | 10/8/2011 10:50:41 AM |
| DreDub | $50.00 | 10/8/2011 1:13:06 PM |
| Preteur | $25.00 | 10/8/2011 3:02:58 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:41:00 PM |
| BankOfBjoltus | $25.00 | 10/8/2011 7:30:01 PM |
| credit-coach118 | $25.26 | 10/9/2011 9:36:52 AM |
| AFairDeal | $35.00 | 10/9/2011 2:35:41 PM |
| secureincome | $400.00 | 10/10/2011 4:38:23 AM |
| wwwUniversal | $25.00 | 10/10/2011 9:13:19 AM |
| organized-payment6 | $50.00 | 10/10/2011 11:48:33 AM |
| SkinnyFish | $26.00 | 10/10/2011 2:10:55 PM |
| kindness-party | $25.00 | 10/10/2011 5:10:12 PM |
| C_Mark | $50.00 | 10/10/2011 5:38:21 PM |
| Pitufo | $25.00 | 10/10/2011 6:46:23 PM |
| Hogan55 | $27.74 | 10/10/2011 7:49:58 PM |
| evan | $25.00 | 10/10/2011 8:16:39 PM |
| nerdfactor | $25.00 | 10/10/2011 9:47:34 PM |
| fireferd | $100.00 | 10/11/2011 8:45:34 AM |
| manatee21 | $30.00 | 10/11/2011 8:25:02 AM |
| etraboulay | $50.00 | 10/11/2011 9:54:27 AM |
| kinetic-social | $25.00 | 10/11/2011 9:56:47 AM |
| sharp518 | $25.00 | 10/11/2011 11:00:08 AM |
| melodious-fairness | $25.00 | 10/11/2011 11:07:16 AM |
| elated-deal6 | $115.04 | 10/11/2011 11:21:01 AM |
| compoundinterest | $37.00 | 10/7/2011 9:07:54 AM |
| janeybooboo | $100.00 | 10/7/2011 9:58:17 AM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:58 PM |
| Kaj | $40.00 | 10/7/2011 7:58:27 PM |
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:01 AM |
| kinetic-openness0 | $25.00 | 10/8/2011 11:13:58 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:19 PM |
| marwadi-62 | $25.00 | 10/8/2011 6:05:58 PM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:44 AM |
| thrifty-note2 | $25.00 | 10/9/2011 2:13:57 PM |
| dime-sprout | $25.00 | 10/9/2011 6:06:41 PM |
| bunnybear | $25.00 | 10/10/2011 9:06:27 AM |
| ethicalhumanist | $75.00 | 10/10/2011 11:08:08 AM |
| life-is-great | $25.00 | 10/10/2011 11:42:49 AM |
| zbfamwl | $25.00 | 10/10/2011 12:04:16 PM |
| kenji4861 | $25.00 | 10/10/2011 12:55:42 PM |
| bazaar-tiramisu4 | $25.00 | 10/10/2011 1:12:23 PM |
| reflective-cash0 | $100.00 | 10/10/2011 12:55:23 PM |
| a-unflappable-finance | $100.00 | 10/10/2011 1:26:46 PM |
| frooogal | $25.00 | 10/10/2011 1:52:34 PM |
| first-serene-credit | $25.00 | 10/10/2011 2:30:46 PM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:28 PM |
| gain-expert | $25.00 | 10/10/2011 3:31:01 PM |
| Cherrypicker | $50.00 | 10/10/2011 3:13:24 PM |
| Leshan | $25.00 | 10/10/2011 4:43:38 PM |
| first-class-yield9 | $49.00 | 10/10/2011 4:58:35 PM |
| Brisket_Bob | $25.00 | 10/10/2011 5:29:43 PM |
| alphaseek | $200.00 | 10/10/2011 5:38:18 PM |
| best-phenomenal-treasure | $25.00 | 10/10/2011 6:07:29 PM |
| red-favorable-basis | $25.00 | 10/10/2011 7:11:56 PM |
| seabassx | $25.00 | 10/10/2011 7:18:53 PM |
| green28 | $200.00 | 10/10/2011 8:36:20 PM |
| NolockHolmes | $50.00 | 10/10/2011 9:30:01 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:31 PM |
| hughro | $50.00 | 10/11/2011 6:18:18 AM |
| wlm3012 | $30.00 | 10/11/2011 7:52:31 AM |
| NeketanBank | $25.00 | 10/11/2011 8:17:37 AM |
| Stingray8a | $25.00 | 10/11/2011 8:36:35 AM |
| UBOtto186 | $50.00 | 10/11/2011 9:18:16 AM |
| fuzed | $100.00 | 10/11/2011 9:25:28 AM |
| TheWei44 | $34.96 | 10/11/2011 9:35:52 AM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
531245
This series of Notes was issued and sold upon the funding of the borrower loan #54424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1978 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,602 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Refinance12 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... Pay down high interest rate debt
My financial situation:
I am a good candidate for this loan because... My income has consistently increased over the past couple of years and this loan will help me reduce my monthly debt costs. I have not missed a debt payment in the past and have never been reported as paying late.
Monthly net income: $10,000
Monthly expenses: $
Housing: $1,700
Insurance: $
Car expenses: $500
Utilities: $300
Phone, cable, internet: $125
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sensible-fund | $25.00 | 10/7/2011 6:33:56 PM |
| SecondChanceLendingSERV | $25.00 | 10/8/2011 5:20:48 PM |
| exchange-upholder0 | $25.00 | 10/9/2011 7:36:15 AM |
| social-hunter5 | $50.00 | 10/9/2011 8:22:50 AM |
| mad-scientist418 | $25.00 | 10/9/2011 8:03:31 AM |
| worth-blanket2 | $3,700.00 | 10/10/2011 9:45:43 AM |
| revenue-associate | $25.00 | 10/10/2011 10:04:34 AM |
| evergreen16 | $19.29 | 10/10/2011 10:26:56 AM |
| exchange-squirrel | $25.00 | 10/7/2011 11:54:03 PM |
| goodhearted-generosity511 | $25.00 | 10/8/2011 9:16:18 AM |
| nickel_finder | $25.00 | 10/9/2011 6:40:53 PM |
| nilonc1 | $30.71 | 10/10/2011 9:12:29 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
531277
This series of Notes was issued and sold upon the funding of the borrower loan #54435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Oct-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Investor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,328 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lendit2you |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2010)
740-759
(Aug-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
LOAN TO ADD TO RENTAL PORTFOLIO
Purpose of loan:
This loan will be used to purchase a rental property to add to my current rental portfolio. The property that I will be purchasing costs $19,000.00. It will need $5000.00 in repairs and when its full rented will cashflow $1400.00 per month. I currently have $14,000.00 saved up to purchase this property and this is why I need to $10,000.00. As with all good real estate deals I can't wait to save up the rest because someone else would purchase the property. Please feel free to ask me any questions.
My financial situation:
I am a good candidate for this loan because I have a very good credit score and always pay my bills on time. This will be my second loan from prosper(first one paid with zero late payments.). Also my rental business has a positive cashflow of $5000.00 per month. I also have full time job so the payment on this loan is not an issue.
Monthly net income: $7000.00
Monthly expenses: $1600.00
Housing: $1300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $25.00 | 10/6/2011 5:00:55 PM |
| finance-prescription | $100.00 | 10/6/2011 5:48:48 PM |
| thankful-nickel2 | $25.00 | 10/6/2011 5:51:36 PM |
| whitegold24k | $100.00 | 10/6/2011 5:57:42 PM |
| NekHoldings | $25.00 | 10/6/2011 7:14:58 PM |
| credit-missile | $110.00 | 10/6/2011 6:30:27 PM |
| tnjohnso | $25.00 | 10/6/2011 8:18:48 PM |
| amlu1988 | $25.00 | 10/6/2011 8:43:34 PM |
| Feyenoord | $25.00 | 10/6/2011 9:54:57 PM |
| DiligentiaLLC | $200.00 | 10/6/2011 8:24:04 PM |
| SRPT | $32.19 | 10/7/2011 3:47:45 AM |
| balanced-balance6 | $35.00 | 10/7/2011 5:56:14 AM |
| sensible-fund | $25.00 | 10/7/2011 4:03:37 AM |
| wise-intelligent-duty | $30.00 | 10/7/2011 5:37:12 AM |
| dollar-authority | $50.49 | 10/7/2011 7:31:23 AM |
| responsibility-butterfly | $25.00 | 10/7/2011 6:43:01 AM |
| DoctorJoe | $50.00 | 10/7/2011 7:16:04 AM |
| kewgdns | $50.00 | 10/7/2011 8:38:37 AM |
| FinanceEngine | $50.00 | 10/7/2011 8:46:44 AM |
| stock106 | $25.00 | 10/7/2011 8:29:28 AM |
| IntrepidInvestment | $25.00 | 10/7/2011 9:18:23 AM |
| careful-return0 | $25.00 | 10/7/2011 8:54:00 AM |
| alexgalt | $25.00 | 10/7/2011 9:41:34 AM |
| Peacepower | $45.00 | 10/7/2011 10:53:07 AM |
| focused-benefit3 | $30.00 | 10/7/2011 12:11:07 PM |
| genelinist | $75.00 | 10/7/2011 12:45:00 PM |
| mrxtravis | $50.00 | 10/7/2011 1:27:34 PM |
| janeybooboo | $100.00 | 10/7/2011 2:12:57 PM |
| Aquanaut | $25.00 | 10/7/2011 2:40:52 PM |
| diplomatic-wealth7 | $25.00 | 10/7/2011 5:41:51 PM |
| Mariner3605 | $25.00 | 10/7/2011 8:33:50 PM |
| green-rapid-openness | $100.00 | 10/7/2011 9:24:51 PM |
| flaguynice | $25.00 | 10/8/2011 5:48:19 AM |
| friendly-principal76 | $25.00 | 10/8/2011 8:04:27 AM |
| trumpeter5 | $50.00 | 10/8/2011 8:12:09 AM |
| eagle1271 | $25.00 | 10/8/2011 8:07:29 AM |
| SecondChanceLendingSERV | $25.00 | 10/8/2011 8:41:08 AM |
| Dubbs360 | $250.00 | 10/8/2011 8:54:10 AM |
| ethicalhumanist | $75.00 | 10/8/2011 11:46:47 AM |
| handy-justice | $100.00 | 10/8/2011 12:29:03 PM |
| wwwUniversal | $25.00 | 10/8/2011 12:20:28 PM |
| leball | $25.00 | 10/8/2011 1:22:04 PM |
| grnii78 | $100.00 | 10/8/2011 12:48:08 PM |
| aztocas | $50.00 | 10/8/2011 2:01:17 PM |
| CatbirdBanking | $25.00 | 10/8/2011 2:12:19 PM |
| Banker2OO7 | $100.00 | 10/8/2011 5:22:26 PM |
| susurrus | $25.00 | 10/8/2011 7:21:32 PM |
| mennleo | $50.00 | 10/8/2011 10:39:26 PM |
| mighty-payout1 | $25.00 | 10/9/2011 6:58:32 AM |
| RKLFinancial | $25.00 | 10/9/2011 11:25:08 AM |
| Pitufo | $50.00 | 10/9/2011 2:22:42 PM |
| brainy-greenback481 | $100.00 | 10/9/2011 2:30:22 PM |
| money-baron-Roth401k | $50.00 | 10/9/2011 2:32:08 PM |
| loss-of-control | $150.00 | 10/9/2011 2:36:18 PM |
| icanhasloanz | $50.00 | 10/9/2011 7:36:51 PM |
| suave-dime6 | $25.00 | 10/10/2011 6:31:00 AM |
| Socorro_Capital_Partners | $25.01 | 10/10/2011 8:13:44 AM |
| cashhelp | $25.00 | 10/10/2011 9:37:28 AM |
| the-discrete-income | $100.00 | 10/6/2011 5:07:23 PM |
| AndChicksforFree | $25.00 | 10/6/2011 5:04:35 PM |
| Mikale360 | $25.00 | 10/6/2011 5:38:46 PM |
| SLN-10 | $100.00 | 10/6/2011 5:21:26 PM |
| social-cocktail1 | $200.00 | 10/6/2011 5:58:26 PM |
| Kash2010lu | $25.00 | 10/6/2011 5:50:54 PM |
| dtana | $25.00 | 10/6/2011 7:09:58 PM |
| CA-Lender | $50.00 | 10/6/2011 7:30:36 PM |
| whitegold24k | $400.00 | 10/6/2011 7:47:27 PM |
| unassailable-listing3 | $50.00 | 10/6/2011 6:24:27 PM |
| Moe87 | $25.00 | 10/6/2011 8:40:09 PM |
| CoolPlexer | $25.00 | 10/6/2011 8:59:28 PM |
| reflective-rupee | $25.00 | 10/6/2011 9:38:48 PM |
| twjh | $25.00 | 10/6/2011 11:07:11 PM |
| The-Helper | $28.00 | 10/7/2011 4:42:05 AM |
| icanhasloanz | $50.00 | 10/7/2011 1:53:02 AM |
| golffish2 | $25.00 | 10/7/2011 6:05:37 AM |
| chameleon125 | $25.00 | 10/7/2011 6:38:49 AM |
| Bob450 | $30.00 | 10/7/2011 7:02:58 AM |
| loanman2007 | $50.00 | 10/7/2011 6:23:49 AM |
| resolute-justice413 | $100.00 | 10/7/2011 9:04:20 AM |
| RLaumeyer | $30.00 | 10/7/2011 9:41:17 AM |
| goodhearted-generosity511 | $25.00 | 10/7/2011 10:19:10 AM |
| impeccable-ore3 | $25.00 | 10/7/2011 9:30:29 AM |
| HammerSmith | $25.00 | 10/7/2011 11:59:40 AM |
| good4loan | $25.00 | 10/7/2011 1:34:09 PM |
| ronin4sale | $25.00 | 10/7/2011 2:49:50 PM |
| Kaj | $40.00 | 10/7/2011 7:58:25 PM |
| Fabiolous | $200.00 | 10/7/2011 10:18:03 PM |
| rustysailor | $25.00 | 10/7/2011 10:43:08 PM |
| mikeandcat | $120.74 | 10/8/2011 4:30:27 AM |
| investmentgroup | $50.00 | 10/8/2011 5:26:28 AM |
| amerigor | $35.00 | 10/8/2011 7:14:32 AM |
| economy-popcorn | $25.00 | 10/8/2011 7:35:29 AM |
| jonn834 | $100.00 | 10/8/2011 8:41:45 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:23 AM |
| graceful-investment | $42.43 | 10/8/2011 12:11:38 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:17 PM |
| yield-lion2 | $25.00 | 10/8/2011 12:15:23 PM |
| credit-missile | $25.00 | 10/8/2011 1:43:19 PM |
| reward-system | $25.00 | 10/8/2011 1:18:38 PM |
| wlm3012 | $50.00 | 10/8/2011 3:20:01 PM |
| social-hunter5 | $25.00 | 10/9/2011 8:11:16 AM |
| wampum-library4 | $25.00 | 10/9/2011 9:25:52 AM |
| ommcd | $25.00 | 10/9/2011 11:14:56 AM |
| gold-virtuoso | $35.00 | 10/9/2011 11:19:32 AM |
| Kyileo | $25.00 | 10/9/2011 1:05:28 PM |
| papaloha | $200.00 | 10/9/2011 2:29:03 PM |
| Gandalf0001 | $25.00 | 10/9/2011 6:37:51 PM |
| well-mannered-income3 | $40.00 | 10/9/2011 8:27:43 PM |
| high_flyer | $100.00 | 10/9/2011 8:34:37 PM |
| HenlopenCapital | $25.00 | 10/10/2011 12:55:42 AM |
| glroark | $50.00 | 10/10/2011 7:47:08 AM |
| SouthernRemarketing | $25.00 | 10/10/2011 9:01:55 AM |
| mrsp2e | $25.00 | 10/10/2011 9:26:55 AM |
| worth-blanket2 | $3,500.00 | 10/10/2011 9:46:00 AM |
| 114 Investments
|
Borrower Payment Dependent Notes Series
531319
This series of Notes was issued and sold upon the funding of the borrower loan #54403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $270.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2010 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,107 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benjamins-transporter |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $63.00 | 10/7/2011 9:06:57 AM |
| credit-wheel7 | $25.00 | 10/7/2011 11:45:59 AM |
| Interloper | $25.00 | 10/7/2011 9:24:59 PM |
| Azonic21 | $25.00 | 10/8/2011 8:16:18 AM |
| MicroLender357 | $25.00 | 10/8/2011 8:09:45 AM |
| ericsb | $100.00 | 10/8/2011 10:51:11 AM |
| tomdooley12520 | $50.00 | 10/8/2011 11:42:07 AM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:19 PM |
| DreDub | $50.00 | 10/8/2011 1:13:06 PM |
| cash-boots7 | $50.00 | 10/8/2011 1:17:27 PM |
| a_andy | $25.00 | 10/8/2011 1:46:57 PM |
| radforj22 | $25.00 | 10/8/2011 1:31:06 PM |
| cjames84 | $25.00 | 10/8/2011 1:59:23 PM |
| elvisloans | $25.00 | 10/8/2011 2:26:56 PM |
| TikPmp1 | $25.00 | 10/8/2011 2:01:06 PM |
| BigBag | $25.00 | 10/8/2011 2:51:16 PM |
| Preteur | $25.00 | 10/8/2011 3:02:59 PM |
| wlm3012 | $30.00 | 10/8/2011 3:04:52 PM |
| the-loyalty-wildebeest | $55.00 | 10/8/2011 3:52:11 PM |
| lplender | $50.00 | 10/8/2011 6:33:21 PM |
| hidavehi | $26.00 | 10/8/2011 8:02:20 PM |
| best-listing-toro | $25.00 | 10/8/2011 9:01:41 PM |
| felicity-daydream | $25.00 | 10/9/2011 10:24:29 AM |
| ultimate-commitment | $40.00 | 10/9/2011 10:35:14 AM |
| wwwUniversal | $25.00 | 10/9/2011 12:17:38 PM |
| best-generosity-financier | $25.00 | 10/9/2011 12:18:05 PM |
| john0720 | $25.00 | 10/9/2011 1:07:49 PM |
| Reddy_Capital | $25.00 | 10/9/2011 12:44:26 PM |
| favorite-commerce | $25.00 | 10/7/2011 12:08:28 PM |
| credit-socrates648 | $100.00 | 10/7/2011 2:36:59 PM |
| Bank42 | $30.00 | 10/7/2011 3:19:06 PM |
| Kaj | $40.00 | 10/7/2011 7:58:28 PM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:31 AM |
| imdave4me | $25.00 | 10/8/2011 6:39:06 AM |
| mindful-deal267 | $25.00 | 10/8/2011 7:16:40 AM |
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:02 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:26 AM |
| dudebrah | $25.00 | 10/8/2011 10:05:17 AM |
| FAsAreDUMB | $25.00 | 10/8/2011 10:31:59 AM |
| Schecky | $100.00 | 10/8/2011 10:50:25 AM |
| jc33148 | $100.00 | 10/8/2011 12:55:49 PM |
| natural-worth9 | $300.00 | 10/8/2011 2:25:07 PM |
| Thunder08 | $100.00 | 10/8/2011 2:49:03 PM |
| goodhearted-basis4 | $25.00 | 10/8/2011 6:34:45 PM |
| 850 | $50.00 | 10/8/2011 6:19:27 PM |
| CK1 | $25.00 | 10/8/2011 6:58:43 PM |
| houli123 | $25.00 | 10/8/2011 11:11:56 PM |
| PalmerTheEmbalmer | $31.00 | 10/9/2011 5:30:55 AM |
| wampum-library4 | $25.00 | 10/9/2011 9:32:33 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:45 AM |
| wise-eloquent-yield | $25.00 | 10/9/2011 9:55:42 AM |
| merciful-yield | $40.26 | 10/9/2011 11:43:23 AM |
| deal-admirer4 | $50.00 | 10/9/2011 12:03:15 PM |
| green28 | $244.74 | 10/9/2011 1:24:33 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
531339
This series of Notes was issued and sold upon the funding of the borrower loan #54438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Oct-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-09-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,916 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| income-fox3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card consolidation
Purpose of loan: To consolidate debts with better rate
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2200
Monthly expenses: $
Housing: $300
Insurance: $50
Car expenses: $50
Utilities: $0
Phone, cable, internet: $130
Food, entertainment: $75
Clothing, household expenses: $20
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rolltide09 | $25.00 | 10/7/2011 5:28:05 PM |
| Kaj | $40.00 | 10/7/2011 7:58:30 PM |
| trumpeter5 | $25.00 | 10/8/2011 8:25:08 AM |
| responsibility-butterfly | $25.00 | 10/8/2011 8:32:10 AM |
| the-silver-blaster | $75.00 | 10/8/2011 9:29:29 AM |
| Johnab | $25.02 | 10/8/2011 10:22:23 AM |
| exchange-dreams | $25.00 | 10/8/2011 10:41:55 AM |
| britgsb | $75.00 | 10/8/2011 11:20:08 AM |
| Investor_DP | $100.00 | 10/8/2011 12:07:10 PM |
| progressive-economy261 | $400.00 | 10/8/2011 12:22:22 PM |
| Preteur | $25.00 | 10/8/2011 3:03:00 PM |
| Techne_Funds_LLC | $25.00 | 10/8/2011 5:35:45 PM |
| econgineer | $75.00 | 10/8/2011 6:16:16 PM |
| Shockem923 | $26.34 | 10/9/2011 6:39:41 AM |
| CashFlow13 | $500.00 | 10/9/2011 7:03:00 AM |
| mad-scientist418 | $25.25 | 10/9/2011 7:52:23 AM |
| houli123 | $25.00 | 10/9/2011 8:48:43 AM |
| felicity-daydream | $50.00 | 10/9/2011 10:23:25 AM |
| credit-coach118 | $40.26 | 10/9/2011 9:27:45 AM |
| OregonDane | $25.00 | 10/9/2011 10:29:10 AM |
| sjlender | $100.00 | 10/7/2011 5:44:13 PM |
| DHolly | $25.00 | 10/7/2011 6:40:01 PM |
| p2p-eagle9 | $25.00 | 10/8/2011 5:44:33 AM |
| SOP_Bank | $25.00 | 10/8/2011 5:37:11 AM |
| loyalty-sherpa | $25.00 | 10/8/2011 6:11:34 AM |
| CASSHMAN | $100.00 | 10/8/2011 10:50:35 AM |
| equitable-capital758 | $350.00 | 10/8/2011 2:01:18 PM |
| DreDub | $50.00 | 10/8/2011 1:13:06 PM |
| natural-worth9 | $200.00 | 10/8/2011 2:28:22 PM |
| favorite-commerce | $35.00 | 10/8/2011 3:22:44 PM |
| Sixmil | $100.00 | 10/8/2011 8:34:13 PM |
| best-listing-toro | $25.00 | 10/8/2011 9:07:21 PM |
| optionscashflow | $25.00 | 10/9/2011 12:45:10 AM |
| bid-czar8 | $100.00 | 10/9/2011 8:44:47 AM |
| ore-leaper1 | $25.00 | 10/9/2011 11:04:15 AM |
| ultimate-commitment | $40.00 | 10/9/2011 10:38:39 AM |
| whitegold24k | $1,118.13 | 10/9/2011 12:09:55 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
531665
This series of Notes was issued and sold upon the funding of the borrower loan #54471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 30.60% |
Borrower rate/APR:
| 31.60% / 35.24% |
Monthly payment:
| $324.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.20% | | |
| |
Estimated return*:
| 14.30% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 116% |
|
Credit score:
| 720-739 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
20 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68,898 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-pound-zoo |
Borrower's state:
| Nebraska |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Feb-2010)
|
|
Principal balance:
| $1,943.38 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to continue consolidating my debt even more and to help me in my goal of getting completely away from credit card debt.
My financial situation:
I have been actively trying to get rid of my credit card debt. I currently have a loan through Prosper that will be completely paid off in February of 2013, and have never missed a payment on any debts. So far, I have paid off and closed two of my credit cards and I'm working to increase my credit scores. I have worked at the same company for over seven years. Prosper is helping me to get back on the right track, and someday, I would like to be able to become a lender myself.
Monthly net income: $6,305
Monthly expenses: $600
Housing: $1,615
Insurance: $53
Car expenses: $100
Utilities: $180
Phone, cable, internet: $82
Food, entertainment: $400
Clothing, household expenses: $75
Credit cards and other loans: $2,174
Other expenses: $45
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 312-Lender | $50.00 | 10/10/2011 9:04:21 AM |
| SLN-10 | $100.00 | 10/10/2011 9:15:33 AM |
| whitegold24k | $100.00 | 10/10/2011 9:13:48 AM |
| credit-guard5 | $25.00 | 10/10/2011 9:56:23 AM |
| Kash2010lu | $30.00 | 10/10/2011 10:05:11 AM |
| thankful-nickel2 | $25.00 | 10/10/2011 10:26:17 AM |
| dollar-authority | $50.00 | 10/10/2011 10:50:03 AM |
| CA-Lender | $50.00 | 10/10/2011 12:06:53 PM |
| bazaar-tiramisu4 | $25.00 | 10/10/2011 12:48:47 PM |
| mikeandcat | $50.00 | 10/10/2011 12:52:42 PM |
| investment-artist | $26.00 | 10/10/2011 12:34:22 PM |
| servnyou | $40.00 | 10/10/2011 1:13:05 PM |
| chameleon125 | $25.00 | 10/10/2011 3:01:06 PM |
| Ubiquinone | $50.00 | 10/10/2011 3:43:39 PM |
| green-trade-dolphin | $25.00 | 10/10/2011 2:55:53 PM |
| Banker2OO7 | $100.00 | 10/10/2011 3:14:12 PM |
| wise-deal-panda | $200.00 | 10/10/2011 4:05:59 PM |
| The-Lighthouse-Group | $25.00 | 10/10/2011 4:07:30 PM |
| sweety075 | $25.00 | 10/10/2011 4:10:22 PM |
| sensible-fund | $25.00 | 10/10/2011 5:45:36 PM |
| loss-of-control | $100.00 | 10/10/2011 6:39:04 PM |
| wesleyan | $43.23 | 10/10/2011 5:58:21 PM |
| handy-justice | $50.00 | 10/10/2011 8:52:37 PM |
| AndChicksforFree | $57.00 | 10/10/2011 8:53:30 PM |
| nimble-revenue5 | $50.00 | 10/10/2011 9:45:24 PM |
| contract-lionheart | $50.00 | 10/10/2011 10:17:27 PM |
| shawnw2 | $750.00 | 10/10/2011 11:00:04 PM |
| benefit-trident | $25.00 | 10/11/2011 3:51:01 AM |
| Frover | $25.00 | 10/11/2011 6:39:24 AM |
| vtrentster | $25.00 | 10/11/2011 7:11:29 AM |
| alexgalt | $25.00 | 10/11/2011 7:24:39 AM |
| tntmojave | $50.00 | 10/11/2011 5:32:02 AM |
| wyogirllender | $25.00 | 10/11/2011 8:18:03 AM |
| poorboy18 | $25.00 | 10/11/2011 8:23:33 AM |
| fireferd | $35.00 | 10/11/2011 9:05:40 AM |
| credit-missile | $25.00 | 10/11/2011 9:23:36 AM |
| KindCharmingReflective-affluence | $25.00 | 10/11/2011 10:58:28 AM |
| Zipcut | $25.00 | 10/11/2011 11:28:21 AM |
| bold-direct-asset | $50.00 | 10/11/2011 12:10:52 PM |
| fairness-atmosphere | $25.00 | 10/11/2011 11:49:39 AM |
| dtana | $25.00 | 10/11/2011 2:10:19 PM |
| Iceman1347 | $25.00 | 10/11/2011 1:30:28 PM |
| mad-scientist418 | $25.00 | 10/11/2011 1:43:48 PM |
| interstellar | $75.00 | 10/11/2011 4:12:34 PM |
| loanman2007 | $100.00 | 10/11/2011 5:26:21 PM |
| gothampark | $25.00 | 10/11/2011 6:24:41 PM |
| GalileoBob | $50.00 | 10/11/2011 6:28:38 PM |
| youngster50 | $25.00 | 10/11/2011 7:27:26 PM |
| irrelevant | $25.00 | 10/11/2011 7:05:41 PM |
| Bob450 | $25.00 | 10/11/2011 7:43:36 PM |
| sweetlan | $25.00 | 10/11/2011 8:53:03 PM |
| amlu1988 | $25.00 | 10/11/2011 8:57:42 PM |
| nextar | $88.00 | 10/11/2011 9:39:56 PM |
| pietro_torna_indietro | $25.00 | 10/11/2011 9:55:53 PM |
| ZOOOM | $25.00 | 10/11/2011 9:45:10 PM |
| riveting-credit5 | $398.94 | 10/11/2011 10:58:44 PM |
| social-cocktail1 | $200.00 | 10/10/2011 9:14:26 AM |
| the-discrete-income | $100.00 | 10/10/2011 9:06:10 AM |
| whitegold24k | $400.00 | 10/10/2011 9:56:33 AM |
| AndChicksforFree | $57.00 | 10/10/2011 10:37:45 AM |
| first-dinero-paladin | $50.00 | 10/10/2011 11:00:07 AM |
| reflective-rupee | $25.00 | 10/10/2011 12:01:07 PM |
| OldManP | $50.00 | 10/10/2011 11:59:24 AM |
| Rollshaft | $25.00 | 10/10/2011 12:57:03 PM |
| icanhasloanz | $150.00 | 10/10/2011 2:42:42 PM |
| dime-sapling | $25.00 | 10/10/2011 1:52:26 PM |
| listing-bada-bing | $50.00 | 10/10/2011 2:46:15 PM |
| gain-expert | $25.00 | 10/10/2011 3:46:04 PM |
| compassion-artisan9 | $50.00 | 10/10/2011 5:24:09 PM |
| supreme-hope | $25.00 | 10/10/2011 6:24:56 PM |
| alexgalt | $25.00 | 10/10/2011 9:00:23 PM |
| suave-dime6 | $25.00 | 10/11/2011 6:05:44 AM |
| kendigme | $25.00 | 10/11/2011 4:11:18 AM |
| worldly-money4 | $500.00 | 10/11/2011 6:46:14 AM |
| papaloha | $50.00 | 10/11/2011 8:17:58 AM |
| carlos_chantana | $25.00 | 10/11/2011 9:13:29 AM |
| wwwUniversal | $25.00 | 10/11/2011 9:14:50 AM |
| first-serene-credit | $25.00 | 10/11/2011 9:15:52 AM |
| credit-missile | $110.00 | 10/11/2011 9:17:39 AM |
| finance-solo | $25.00 | 10/11/2011 2:29:22 PM |
| payout-bridge | $350.00 | 10/11/2011 5:02:23 PM |
| LittleMingo | $25.00 | 10/11/2011 5:34:27 PM |
| suges | $31.75 | 10/11/2011 7:19:28 PM |
| shrewd-income | $150.00 | 10/11/2011 7:35:38 PM |
| first-dinero-paladin | $50.00 | 10/11/2011 7:40:28 PM |
| 168RichCapital | $25.10 | 10/11/2011 8:25:27 PM |
| high_flyer | $500.00 | 10/11/2011 8:42:47 PM |
| 1willray | $25.00 | 10/11/2011 8:36:23 PM |
| heaven75 | $500.00 | 10/11/2011 8:28:51 PM |
| saxaphone6 | $25.00 | 10/11/2011 9:08:18 PM |
| Feyenoord | $25.00 | 10/11/2011 9:50:49 PM |
| intrepid-repayment1 | $50.00 | 10/11/2011 9:56:54 PM |
| enriched-truth | $50.00 | 10/11/2011 10:09:29 PM |
| peregrine | $107.98 | 10/11/2011 9:45:28 PM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
531705
This series of Notes was issued and sold upon the funding of the borrower loan #54425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 15.56% |
Borrower rate/APR:
| 16.56% / 18.75% |
Monthly payment:
| $88.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.29% | | |
| |
Estimated return*:
| 10.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 740-759 (Oct-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Tradesman - Plumber |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,774 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wonderful-peace4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2011)
|
|
Principal balance:
| $6,460.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
second prosper loan
Purpose of loan:
This loan will be used to...pay off remaining credit card debt
My financial situation:
I am a good candidate for this loan because...i have never missed a payment on first loan and have always paid on time
Monthly net income: $3200
Monthly expenses: $2400
Housing: $1900
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| progressive-economy261 | $400.00 | 10/10/2011 9:15:03 AM |
| FinanceEngine | $40.00 | 10/10/2011 9:15:20 AM |
| djalan | $25.00 | 10/10/2011 10:51:43 AM |
| loanman2007 | $25.00 | 10/10/2011 9:51:37 AM |
| exchange-squirrel | $25.00 | 10/10/2011 10:29:27 AM |
| organized-payment6 | $50.00 | 10/10/2011 11:48:40 AM |
| Aquanaut | $25.00 | 10/10/2011 11:47:20 AM |
| frooogal | $25.00 | 10/10/2011 1:57:17 PM |
| Rivervale_Westwood | $25.00 | 10/10/2011 2:48:44 PM |
| chameleon125 | $25.00 | 10/10/2011 3:02:10 PM |
| penny-finder | $25.00 | 10/10/2011 5:51:25 PM |
| head | $25.00 | 10/10/2011 6:38:24 PM |
| amlu1988 | $25.00 | 10/10/2011 9:00:35 PM |
| Ven58 | $25.00 | 10/10/2011 7:34:34 PM |
| evan | $25.00 | 10/10/2011 8:17:20 PM |
| goodhearted-basis4 | $25.00 | 10/11/2011 1:01:26 AM |
| houli123 | $150.00 | 10/11/2011 2:01:35 AM |
| jsnryn | $70.00 | 10/11/2011 7:37:42 AM |
| wyogirllender | $25.00 | 10/11/2011 8:20:43 AM |
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:42 AM |
| fuzed | $65.00 | 10/11/2011 9:25:30 AM |
| AndChicksforFree | $25.00 | 10/10/2011 10:45:55 AM |
| kenji4861 | $25.00 | 10/10/2011 12:55:47 PM |
| a-unflappable-finance | $100.00 | 10/10/2011 1:26:54 PM |
| first-serene-credit | $25.00 | 10/10/2011 2:29:22 PM |
| gain-expert | $30.00 | 10/10/2011 3:40:24 PM |
| sweety075 | $25.00 | 10/10/2011 4:10:39 PM |
| responsible-investment0 | $50.00 | 10/10/2011 5:21:12 PM |
| C_Mark | $70.00 | 10/10/2011 5:42:39 PM |
| Kaj | $40.00 | 10/10/2011 6:42:41 PM |
| SolarMoonshine | $25.00 | 10/10/2011 6:40:45 PM |
| Pitufo | $25.00 | 10/10/2011 6:50:39 PM |
| fusbarro | $75.00 | 10/10/2011 8:13:35 PM |
| credit-coach118 | $40.00 | 10/10/2011 11:04:52 PM |
| adaptable-silver | $250.00 | 10/10/2011 10:14:30 PM |
| Beechturner | $40.00 | 10/11/2011 5:11:48 AM |
| wlm3012 | $30.00 | 10/11/2011 8:00:30 AM |
| papaloha | $25.00 | 10/11/2011 8:22:29 AM |
| wwwUniversal | $25.00 | 10/11/2011 9:14:50 AM |
| ImaPutz | $25.00 | 10/11/2011 9:03:49 AM |
| surge9 | $300.00 | 10/11/2011 9:28:55 AM |
| wise-deal-panda | $100.00 | 10/11/2011 9:17:01 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
531709
This series of Notes was issued and sold upon the funding of the borrower loan #54442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-10-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $200.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Oct-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,691 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-authentic-platinum |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
640-659
(Nov-2009)
|
|
Principal balance:
| $780.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
New roof on my house! Great History
Purpose of loan:
This loan will be used to...I am finally placing a new roof on my house. I'll be doing all the work myself. (Very handy) I have an excellent history in paying off loans with Prosper. I used to this service to consolodate and it worked fantastic. Never missed a payment. Never late even once!
My financial situation:
I am a good candidate for this loan because...I have a PERFECT HISTORY with Prosper and make an excellent living. Prosper gives me a wonderful affordable payment. Very easy!
Monthly net income: $4000 after Taxes/Retirement contributions.
Monthly expenses: $appx 2500
Housing: $0
Insurance: $200
Car expenses: $400
Utilities: $
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dusigrosz | $150.00 | 10/10/2011 9:02:04 AM |
| 312-Lender | $32.00 | 10/10/2011 9:05:08 AM |
| MoneyForNothing | $92.50 | 10/10/2011 9:02:50 AM |
| whitegold24k | $100.00 | 10/10/2011 9:13:49 AM |
| handy-justice | $200.00 | 10/10/2011 9:30:32 AM |
| social-cocktail1 | $200.00 | 10/10/2011 9:14:28 AM |
| commerce-renewal | $50.00 | 10/10/2011 9:17:10 AM |
| 113121 | $1,655.66 | 10/10/2011 10:01:35 AM |
| heavenly-interest9 | $354.76 | 10/10/2011 9:26:19 AM |
| Champion_Lending | $25.00 | 10/10/2011 9:31:44 AM |
| loanman2007 | $25.00 | 10/10/2011 9:46:16 AM |
| credit-guard5 | $25.00 | 10/10/2011 9:57:51 AM |
| currency-excellency0 | $75.00 | 10/10/2011 9:03:06 AM |
| rolltide09 | $25.00 | 10/10/2011 9:03:27 AM |
| Beechturner | $40.00 | 10/10/2011 9:11:25 AM |
| Moe87 | $25.00 | 10/10/2011 9:05:05 AM |
| calmfunds | $1,000.00 | 10/10/2011 9:22:03 AM |
| ryan6853 | $25.00 | 10/10/2011 9:35:53 AM |
| progressive-economy261 | $400.00 | 10/10/2011 9:15:03 AM |
| 1stBankAndHal | $75.08 | 10/10/2011 9:22:00 AM |
| impeccable-ore3 | $25.00 | 10/10/2011 9:31:10 AM |
| whitegold24k | $400.00 | 10/10/2011 9:54:22 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
531819
This series of Notes was issued and sold upon the funding of the borrower loan #54446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Oct-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,776 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bizlady75 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2010)
680-699
(Aug-2010)
660-679
(Jan-2010)
640-659
(Nov-2009)
|
|
Principal balance:
| $3,155.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Pay off higher interest loans
Purpose of loan:
This loan will be used to pay off existing Prosper loan that has higher interest rate and use the remaining funds to pay off other loans so I will only have one payment per month ( to Prosper)
My financial situation is improving year to year
I am a good candidate for this loan because I have a great record with Prosper - all payments have been made on time and automatically. I am striving to improve my financial health and I truly appreciate the help!
Monthly net income: $2500.00
Monthly expenses: $
Housing: $500.00
Insurance: $120.00
Car expenses: $125.00
Utilities: $40.00
Phone, cable, internet: $125.00
Food, entertainment: $50.00
Clothing, household expenses: $75.00
Credit cards and other loans: $550.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| marinbb | $50.00 | 10/10/2011 5:13:36 PM |
| worth-blanket2 | $2,600.00 | 10/11/2011 5:45:24 PM |
| janeybooboo | $75.00 | 10/10/2011 5:09:02 PM |
| 312-Lender | $25.00 | 10/10/2011 5:04:42 PM |
| MoneyForNothing | $85.35 | 10/10/2011 5:06:15 PM |
| whitegold24k | $100.00 | 10/10/2011 5:14:54 PM |
| OldManP | $60.00 | 10/10/2011 5:20:17 PM |
| social-cocktail1 | $200.00 | 10/10/2011 5:15:42 PM |
| Kash2010lu | $25.00 | 10/10/2011 5:29:55 PM |
| progressive-economy261 | $400.00 | 10/10/2011 5:16:14 PM |
| SLN-10 | $100.00 | 10/10/2011 5:16:39 PM |
| compassion-artisan9 | $75.00 | 10/10/2011 5:25:04 PM |
| Banker2OO7 | $100.00 | 10/10/2011 5:39:36 PM |
| 113121 | $25.00 | 10/10/2011 5:59:26 PM |
| credit-guard5 | $25.00 | 10/10/2011 6:35:19 PM |
| Kaj | $40.00 | 10/10/2011 6:42:48 PM |
| reflective-rupee | $25.00 | 10/10/2011 7:32:33 PM |
| loan-master1 | $25.00 | 10/10/2011 7:28:48 PM |
| auction-seeker | $25.00 | 10/10/2011 7:09:47 PM |
| AndChicksforFree | $85.34 | 10/10/2011 8:28:36 PM |
| amlu1988 | $25.00 | 10/10/2011 8:43:46 PM |
| Mikale360 | $25.00 | 10/10/2011 10:24:03 PM |
| shawnw2 | $600.00 | 10/10/2011 11:00:49 PM |
| benefit-trident | $25.00 | 10/11/2011 3:50:14 AM |
| atlas-shrugged | $200.00 | 10/10/2011 11:29:50 PM |
| the-respectful-transaction | $25.00 | 10/11/2011 7:49:59 AM |
| 13nd3r | $25.00 | 10/11/2011 6:35:46 AM |
| worldly-money4 | $500.00 | 10/11/2011 6:46:16 AM |
| grnii78 | $200.00 | 10/11/2011 8:53:40 AM |
| innovator10 | $200.00 | 10/11/2011 9:01:38 AM |
| graceful-investment | $50.00 | 10/11/2011 8:40:59 AM |
| first-serene-credit | $25.00 | 10/11/2011 9:13:18 AM |
| wwwUniversal | $25.00 | 10/11/2011 9:14:52 AM |
| wise-deal-panda | $200.00 | 10/11/2011 9:16:50 AM |
| thrifty-note2 | $25.00 | 10/11/2011 9:19:25 AM |
| credit-missile | $110.00 | 10/11/2011 9:19:49 AM |
| optionscashflow | $25.00 | 10/11/2011 9:21:15 AM |
| sharp518 | $50.00 | 10/11/2011 11:02:12 AM |
| Zipcut | $25.00 | 10/11/2011 11:18:55 AM |
| fairness-atmosphere | $25.00 | 10/11/2011 11:51:13 AM |
| hillerod | $25.11 | 10/11/2011 10:52:03 AM |
| fireman4 | $25.00 | 10/11/2011 12:29:46 PM |
| DoctorJoe | $50.00 | 10/11/2011 2:34:05 PM |
| chererat | $100.00 | 10/11/2011 4:59:53 PM |
| AF-Chief | $25.00 | 10/11/2011 4:29:48 PM |
| payout-bridge | $25.00 | 10/11/2011 5:01:52 PM |
| LittleMingo | $30.00 | 10/11/2011 5:42:26 PM |
| nimble-revenue5 | $50.00 | 10/11/2011 5:22:24 PM |
| sensible-fund | $7.62 | 10/11/2011 5:55:15 PM |
| the-discrete-income | $50.00 | 10/10/2011 5:13:47 PM |
| heavenly-interest9 | $400.00 | 10/10/2011 5:29:54 PM |
| CA-Lender | $25.00 | 10/10/2011 5:55:18 PM |
| whitegold24k | $900.00 | 10/10/2011 5:27:10 PM |
| Moe87 | $25.00 | 10/10/2011 6:55:13 PM |
| supreme-hope | $25.00 | 10/10/2011 6:29:07 PM |
| seabassx | $25.00 | 10/10/2011 7:15:40 PM |
| SolarMoonshine | $25.00 | 10/10/2011 6:42:29 PM |
| thankful-nickel2 | $50.00 | 10/10/2011 7:43:45 PM |
| handy-justice | $50.00 | 10/10/2011 8:50:21 PM |
| mikeandcat | $200.00 | 10/10/2011 7:41:49 PM |
| servnyou | $35.00 | 10/10/2011 11:06:08 PM |
| bughead | $25.00 | 10/11/2011 3:03:11 AM |
| atlas-shrugged | $200.00 | 10/10/2011 11:33:03 PM |
| loanman2007 | $225.00 | 10/11/2011 5:25:40 AM |
| economy-popcorn | $25.00 | 10/11/2011 6:11:34 AM |
| icanhasloanz | $200.00 | 10/11/2011 1:31:48 AM |
| Janick | $25.57 | 10/11/2011 6:17:02 AM |
| suave-dime6 | $25.00 | 10/11/2011 6:05:32 AM |
| RLaumeyer | $30.00 | 10/11/2011 6:34:54 AM |
| golffish2 | $25.00 | 10/11/2011 4:13:32 AM |
| rolltide09 | $25.00 | 10/11/2011 9:03:31 AM |
| papaloha | $100.00 | 10/11/2011 8:18:49 AM |
| fireferd | $60.00 | 10/11/2011 9:13:29 AM |
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:54 AM |
| investment-artist | $26.01 | 10/11/2011 1:09:58 PM |
| mad-scientist418 | $25.00 | 10/11/2011 1:43:19 PM |
| finance-solo | $50.00 | 10/11/2011 2:29:57 PM |
| trumpeter5 | $50.00 | 10/11/2011 4:30:47 PM |
| LittleMingo | $30.00 | 10/11/2011 4:20:56 PM |
| lamsabuy | $100.00 | 10/11/2011 5:01:17 PM |
| social-hunter5 | $25.00 | 10/11/2011 5:00:59 PM |
| seadrg | $25.00 | 10/11/2011 5:43:53 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
531851
This series of Notes was issued and sold upon the funding of the borrower loan #54458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Oct-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Oct-11-2011 |
|
|
Lender yield:
| 24.74% |
Borrower rate/APR:
| 25.74% / 29.25% |
Monthly payment:
| $401.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.13% | | |
| |
Estimated return*:
| 13.63% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 620-639 (Oct-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 16y 3m |
|
Amount delinquent:
| $107 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,543 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dbconsult |
Borrower's state:
| Texas |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 1
( 3% )
| 520-539
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Consolidate and Dental Work
Purpose of loan:
This loan will be used to pay off high interest credit cards which will free up funds to take care of much needed dental work.
My financial situation:
I am a good candidate for this loan became I pay my bills in a timely fashion, I have lived in the same community for 15 years and been employed at the same company for 16. While at my current job, I worked my way up from an entry level position to my current role as global team lead. I give back to the community and am know by friends and family as someone with high integrity.
Monthly net income: $ 6,000
Monthly expenses: $ 4,675
Housing: $ 1,400
Insurance: $ 500
Car expenses: $ 500
Utilities: $ 250
Phone, cable, and internet: $ 400
Food, entertainment: $ 600
Clothing, household expenses: $ 150
Credit cards and other loans: $ 800
Other expenses: $ 75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $25.01 | 10/11/2011 9:01:09 AM |
| AndChicksforFree | $25.00 | 10/11/2011 9:01:25 AM |
| currency-excellency0 | $75.00 | 10/11/2011 9:03:07 AM |
| rolltide09 | $25.00 | 10/11/2011 9:03:31 AM |
| Kash2010lu | $30.00 | 10/11/2011 9:12:43 AM |
| SLN-10 | $100.00 | 10/11/2011 9:17:10 AM |
| MoneyForNothing | $33.86 | 10/11/2011 9:07:30 AM |
| servnyou | $25.00 | 10/11/2011 9:13:49 AM |
| whitegold24k | $100.00 | 10/11/2011 9:15:20 AM |
| rmpedi33 | $25.00 | 10/11/2011 12:17:33 PM |
| icanhasloanz | $200.00 | 10/11/2011 2:31:35 PM |
| icanhasloanz | $50.00 | 10/11/2011 2:31:56 PM |
| DoctorJoe | $25.00 | 10/11/2011 2:34:47 PM |
| SecondChanceLendingSERV | $25.00 | 10/11/2011 4:20:30 PM |
| loanman2007 | $225.00 | 10/11/2011 5:15:47 PM |
| AndChicksforFree | $15.26 | 10/11/2011 6:09:51 PM |
| sensible-fund | $30.87 | 10/11/2011 5:57:53 PM |
| marinbb | $100.00 | 10/11/2011 9:02:43 AM |
| worth-blanket2 | $7,500.00 | 10/11/2011 5:45:32 PM |
| CA-Lender | $25.00 | 10/11/2011 9:08:03 AM |
| social-cocktail1 | $190.00 | 10/11/2011 9:16:07 AM |
| wise-deal-panda | $200.00 | 10/11/2011 9:16:50 AM |
| responsibility-butterfly | $25.00 | 10/11/2011 9:24:56 AM |
| whitegold24k | $400.00 | 10/11/2011 9:40:03 AM |
| progressive-economy261 | $400.00 | 10/11/2011 9:16:41 AM |
| head | $25.00 | 10/11/2011 10:30:14 AM |
| vutah | $25.00 | 10/11/2011 12:21:24 PM |
| dtana | $25.00 | 10/11/2011 2:14:54 PM |
| 312-Lender | $50.00 | 10/11/2011 5:17:02 PM |
| 29 Investments
|