Sales Report:Supplement No. 15 dated Aug 29, 2011 to Prospectus dated Jul 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
501675
This series of Notes was issued and sold upon the funding of the borrower loan #52618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Aug-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $158.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,525 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| logical-auction3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
401k loan payoff
Purpose of loan:
This loan will be used to pay off my old 401k loan before it defaults. I recently changed jobs and have 90 days to pay off my old 401k loan before it is considered a default and I have to pay withdrawal taxes.
My financial situation:
I am a good candidate for this loan because I have never made a late payment on any account in my lifetime. I could pay this bill off if given 6 months, but since my deadline is very soon I need a loan to front the money. I anticipate this prosper loan being closed well before the 3 year deadline. I am an accountant by trade and take all of my debts very seriously.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 108lender | $200.00 | 8/25/2011 7:38:00 PM |
| worthy-bid8 | $50.00 | 8/24/2011 5:09:15 PM |
| compoundinterest | $50.00 | 8/24/2011 5:09:38 PM |
| vutah | $25.00 | 8/24/2011 5:27:21 PM |
| BankofHank | $264.00 | 8/24/2011 9:01:18 PM |
| CreditBuilder2 | $150.00 | 8/24/2011 5:29:56 PM |
| personal-lender | $25.00 | 8/24/2011 5:16:17 PM |
| Cheburashka | $35.00 | 8/24/2011 7:24:49 PM |
| TSC | $50.00 | 8/25/2011 7:46:15 AM |
| houli123 | $50.00 | 8/25/2011 1:02:54 AM |
| blot44 | $100.00 | 8/25/2011 6:31:39 AM |
| newest-return-wind | $50.00 | 8/25/2011 12:18:37 PM |
| littlemonkey | $25.00 | 8/25/2011 9:24:19 AM |
| ecstatic-platinum7 | $25.00 | 8/25/2011 7:04:03 PM |
| gain-mountain1 | $100.00 | 8/25/2011 7:25:06 PM |
| Hoov | $25.00 | 8/25/2011 7:51:11 PM |
| themoneydoctor | $300.93 | 8/25/2011 4:07:02 PM |
| xphile | $45.00 | 8/25/2011 5:10:55 PM |
| RecoveryLender | $25.00 | 8/25/2011 5:16:56 PM |
| ImaPutz | $25.00 | 8/25/2011 5:27:26 PM |
| kulender | $100.00 | 8/25/2011 5:44:17 PM |
| availableloan | $25.00 | 8/25/2011 7:14:59 PM |
| kyomoon | $50.00 | 8/25/2011 7:14:01 PM |
| whistledicksmith | $0.36 | 8/25/2011 11:20:13 PM |
| ethical-truth211 | $608.00 | 8/25/2011 11:19:22 PM |
| rmachi | $25.00 | 8/25/2011 7:17:56 AM |
| nickel-ferret | $50.00 | 8/24/2011 5:15:00 PM |
| velocity-solo | $25.00 | 8/24/2011 6:25:44 PM |
| worth-web5 | $76.00 | 8/24/2011 7:12:40 PM |
| ericgassercom | $50.00 | 8/24/2011 8:43:44 PM |
| uberrific | $100.00 | 8/24/2011 5:06:09 PM |
| hostbank | $100.00 | 8/24/2011 5:10:17 PM |
| john0720 | $100.00 | 8/24/2011 5:37:21 PM |
| green-trade-dolphin2 | $25.00 | 8/24/2011 6:09:39 PM |
| mar97 | $25.00 | 8/24/2011 5:37:01 PM |
| Drewkeeper | $25.00 | 8/25/2011 5:49:48 AM |
| j2ee | $25.00 | 8/25/2011 8:00:31 AM |
| CIC | $25.00 | 8/25/2011 6:05:37 AM |
| dsparrow | $30.71 | 8/25/2011 11:35:04 AM |
| gentle-gain235 | $200.00 | 8/25/2011 7:31:17 AM |
| tbrnet | $50.00 | 8/25/2011 7:50:01 AM |
| valiant-liberty4 | $25.00 | 8/25/2011 1:36:12 PM |
| indomitable-coin | $25.00 | 8/25/2011 8:44:08 AM |
| mason13a | $50.00 | 8/25/2011 3:00:50 PM |
| secureincome | $1,000.00 | 8/25/2011 4:06:27 PM |
| restless-currency | $40.00 | 8/25/2011 2:58:46 PM |
| janeybooboo | $200.00 | 8/25/2011 4:28:54 PM |
| Weaverville | $50.00 | 8/25/2011 7:56:45 PM |
| MadHun | $200.00 | 8/25/2011 5:15:17 PM |
| s270 | $50.00 | 8/25/2011 11:02:52 PM |
| newest-power-banker | $25.00 | 8/25/2011 8:28:26 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
503543
This series of Notes was issued and sold upon the funding of the borrower loan #52594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $372.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 16y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $96,112 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| aggresive-funds4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2010)
|
|
Principal balance:
| $1,873.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Pay Off and Get Rid of Citibank !!!
Purpose of loan:
This loan will be used to pay off Citibank who is charging 29.99% interest. I have had my Visa with them for almost 20 years and I made a payment ONE day late and they raised my interest rate from 9.99% to 29.99% on my balance.
My financial situation:
I am a good candidate for this loan because my Experian score (ran report 8/20/11) is 713, our household income is over $300,000 and my husband has held the same position for 18 years.
I AM FED UP WITH CITIBANK, SO HELP ME PAY THEM OFF SO I CAN CUT UP THE CARD.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Feyenoord | $25.00 | 8/20/2011 9:34:51 PM |
| DoctorJoe | $25.00 | 8/21/2011 8:50:05 AM |
| jkeller4000 | $25.00 | 8/21/2011 3:08:53 PM |
| GElender | $25.00 | 8/22/2011 6:07:27 AM |
| patriot384 | $70.00 | 8/22/2011 6:31:38 AM |
| AF-Chief | $25.00 | 8/22/2011 9:53:00 AM |
| Investor_DP | $100.00 | 8/22/2011 5:05:02 PM |
| SqueezeKing | $25.00 | 8/22/2011 2:38:04 PM |
| organic-order | $25.00 | 8/23/2011 8:13:20 AM |
| FinanceEngine | $40.00 | 8/23/2011 4:51:40 PM |
| janeybooboo | $400.00 | 8/23/2011 12:30:21 PM |
| Aariel | $25.00 | 8/23/2011 6:08:06 PM |
| kendigme | $25.00 | 8/24/2011 3:45:47 AM |
| zone6 | $100.00 | 8/24/2011 6:18:37 AM |
| Gibbyland | $250.00 | 8/23/2011 10:34:19 PM |
| PXM-Financial | $54.44 | 8/23/2011 10:38:21 PM |
| GElender | $40.00 | 8/24/2011 5:59:11 AM |
| NeemanuKotagoLending | $26.11 | 8/24/2011 1:25:05 PM |
| john0720 | $100.00 | 8/24/2011 7:23:13 AM |
| twjh | $25.00 | 8/24/2011 1:59:36 PM |
| Leshan | $25.00 | 8/24/2011 8:24:48 AM |
| gentle-gain235 | $25.00 | 8/24/2011 8:25:55 AM |
| whatreality | $35.00 | 8/24/2011 8:24:13 AM |
| honorable-yield | $25.00 | 8/24/2011 8:46:36 AM |
| profit-powerplant | $25.00 | 8/24/2011 2:43:21 PM |
| Jim33 | $25.00 | 8/24/2011 8:51:59 AM |
| octoberfresh | $25.00 | 8/24/2011 9:11:42 AM |
| shawnb777 | $100.00 | 8/24/2011 5:03:34 PM |
| money-baron-Roth401k | $75.00 | 8/24/2011 10:51:08 AM |
| noble-yield136 | $25.00 | 8/24/2011 11:19:32 AM |
| social-trumpet | $25.00 | 8/24/2011 1:09:56 PM |
| Mad_Scientist | $25.00 | 8/24/2011 6:38:05 PM |
| mammalian4 | $25.00 | 8/24/2011 2:09:55 PM |
| MichaelProsper | $35.33 | 8/24/2011 1:51:47 PM |
| friendship290 | $25.00 | 8/24/2011 3:26:40 PM |
| social-attraction463 | $25.00 | 8/24/2011 4:58:45 PM |
| KarlMarx | $36.79 | 8/25/2011 3:24:20 AM |
| vertigo2x | $50.00 | 8/24/2011 5:48:38 PM |
| setUup | $32.28 | 8/24/2011 6:08:09 PM |
| loss-of-control | $75.00 | 8/24/2011 6:22:29 PM |
| fairgirl | $25.00 | 8/25/2011 7:28:40 AM |
| kindness-fanatic | $550.00 | 8/25/2011 8:15:03 AM |
| El_Profesional | $25.00 | 8/24/2011 8:09:06 PM |
| zorg77 | $50.00 | 8/24/2011 9:42:46 PM |
| wirebutterfly | $100.00 | 8/25/2011 1:17:18 AM |
| kendigme | $25.00 | 8/25/2011 2:42:25 AM |
| Philman | $25.00 | 8/25/2011 9:44:33 AM |
| lender-inc | $30.00 | 8/25/2011 9:48:07 AM |
| cbivitz | $225.00 | 8/25/2011 10:05:07 AM |
| sdr984 | $25.00 | 8/25/2011 10:15:36 AM |
| orderly-wampum | $100.00 | 8/25/2011 10:50:41 AM |
| greenback-loyalist8 | $50.00 | 8/25/2011 11:05:01 AM |
| green-benefit-control | $50.00 | 8/25/2011 7:06:47 AM |
| shrewd-income | $100.00 | 8/25/2011 1:32:30 PM |
| Melrosian | $90.00 | 8/25/2011 7:33:51 AM |
| jubilant-fund6 | $25.00 | 8/25/2011 2:01:42 PM |
| credit-coach118 | $25.00 | 8/25/2011 8:40:41 AM |
| kain11286 | $50.00 | 8/25/2011 8:59:48 AM |
| bigattichouse | $25.00 | 8/25/2011 3:08:58 PM |
| assetmanager | $25.00 | 8/25/2011 12:05:47 PM |
| the-silver-blaster | $75.00 | 8/25/2011 12:14:40 PM |
| trumpeter5 | $40.00 | 8/25/2011 12:50:26 PM |
| investment-cluster | $70.00 | 8/25/2011 2:49:41 PM |
| 12Knocksinna | $30.00 | 8/25/2011 3:31:50 PM |
| matthewa | $25.00 | 8/21/2011 10:02:22 PM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:43 PM |
| diligent-peace9 | $214.78 | 8/22/2011 10:54:09 AM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:09 PM |
| good4loan | $50.00 | 8/22/2011 4:48:24 PM |
| whitegold24k | $100.00 | 8/22/2011 6:00:35 PM |
| brightest-organized-balance | $25.00 | 8/22/2011 8:37:00 PM |
| reflective-rupee | $25.00 | 8/23/2011 6:39:05 AM |
| first-dinero-paladin | $25.00 | 8/23/2011 11:33:09 AM |
| larryboy10 | $25.00 | 8/23/2011 10:57:09 PM |
| admirable-return6 | $100.00 | 8/24/2011 8:36:17 AM |
| wise-careful-greenback | $50.00 | 8/23/2011 9:16:58 PM |
| rate-sceptre | $50.00 | 8/23/2011 11:56:38 PM |
| friendly-principal76 | $25.00 | 8/24/2011 9:28:02 AM |
| head | $25.00 | 8/24/2011 2:24:32 AM |
| industrious-currency | $25.00 | 8/24/2011 2:40:31 AM |
| red-favorable-basis | $25.00 | 8/24/2011 4:50:31 AM |
| blackstar | $25.00 | 8/24/2011 5:43:25 AM |
| integrity-doctor | $100.00 | 8/24/2011 6:05:57 AM |
| optionscashflow | $25.00 | 8/24/2011 11:13:43 AM |
| afterhours | $25.00 | 8/24/2011 7:21:38 AM |
| brainy-repayment5 | $50.00 | 8/24/2011 7:23:49 AM |
| upbeat-investment9 | $100.00 | 8/24/2011 7:14:59 AM |
| Invest_In_U_Today_Pls_Pay_back | $65.54 | 8/24/2011 7:18:57 AM |
| handy-justice | $50.00 | 8/24/2011 1:56:14 PM |
| a-restless-dollar | $25.00 | 8/24/2011 8:18:05 AM |
| britgsb | $100.00 | 8/24/2011 8:39:04 AM |
| iamwhatiam | $25.00 | 8/24/2011 8:58:27 AM |
| SomebodysMom | $83.09 | 8/24/2011 3:38:07 PM |
| Nojukbong | $100.00 | 8/24/2011 4:11:43 PM |
| CreditBuilder2 | $25.00 | 8/24/2011 4:52:29 PM |
| diplomatic-wealth7 | $25.00 | 8/24/2011 4:55:51 PM |
| Astyanax | $90.00 | 8/24/2011 5:17:16 PM |
| DreDub | $50.00 | 8/24/2011 10:58:00 AM |
| repayment-pudding | $25.00 | 8/24/2011 1:25:37 PM |
| Skeptical-one | $50.00 | 8/24/2011 2:08:03 PM |
| heerzaquestion | $25.00 | 8/24/2011 7:50:52 PM |
| ddog0224 | $50.00 | 8/24/2011 2:25:45 PM |
| indomitable-camaraderi3 | $200.00 | 8/24/2011 5:44:16 PM |
| bmbanzai | $25.00 | 8/24/2011 6:17:30 PM |
| fund-dragster | $54.17 | 8/25/2011 5:54:42 AM |
| luzonct | $100.00 | 8/24/2011 7:20:44 PM |
| SummitAdvisors | $50.00 | 8/25/2011 7:36:06 AM |
| papaloha | $35.00 | 8/24/2011 8:04:23 PM |
| Tensleep | $250.00 | 8/24/2011 8:17:33 PM |
| Apollo19 | $50.00 | 8/24/2011 9:28:56 PM |
| rolo12 | $50.00 | 8/24/2011 9:21:28 PM |
| MadHun | $200.00 | 8/25/2011 9:14:53 AM |
| Maggie3 | $25.00 | 8/25/2011 9:20:11 AM |
| revenue-channel8 | $100.00 | 8/25/2011 9:49:52 AM |
| jhernand17 | $25.00 | 8/25/2011 10:08:41 AM |
| nickel-position | $25.00 | 8/25/2011 11:16:12 AM |
| Soulphoniks-Holdings | $33.88 | 8/25/2011 12:26:49 PM |
| mountainpeak | $37.72 | 8/25/2011 7:28:43 AM |
| wealth-tremolo7 | $50.00 | 8/25/2011 7:52:59 AM |
| lucrative-reward | $100.00 | 8/25/2011 8:41:26 AM |
| worldly-money4 | $1,486.09 | 8/25/2011 3:37:05 PM |
| dime-historian | $25.00 | 8/25/2011 9:58:06 AM |
| dime-historian | $43.78 | 8/25/2011 10:00:21 AM |
| treasure-generator | $25.00 | 8/25/2011 10:54:37 AM |
| orderly-wampum | $100.00 | 8/25/2011 10:50:33 AM |
| moola-monger9 | $50.00 | 8/25/2011 11:11:44 AM |
| green-safe-wampum | $50.00 | 8/25/2011 11:18:22 AM |
| CatbirdBanking | $25.00 | 8/25/2011 12:11:53 PM |
| coin-trajectory | $25.00 | 8/25/2011 12:33:44 PM |
| OSERENKUKU | $26.00 | 8/25/2011 1:04:49 PM |
| mrack | $50.00 | 8/25/2011 2:52:49 PM |
| loot-master | $25.00 | 8/25/2011 2:13:56 PM |
| diligent-bid3 | $100.00 | 8/25/2011 2:43:48 PM |
| unafraid-return496 | $25.00 | 8/25/2011 3:14:33 PM |
| 134 Investments
|
Borrower Payment Dependent Notes Series
519771
This series of Notes was issued and sold upon the funding of the borrower loan #52737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $270.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
3 | Length of status: | 0y 2m |
|
Amount delinquent:
| $275 |
Total credit lines:
| 14 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,028 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-vivid-benefit |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
finishing grad school, starting job
Purpose of loan:
This loan will be used to pay off credit cards, and pay for living expenses, while I complete my dissertation and begin my new teaching job.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $100.00 | 8/8/2011 6:02:41 PM |
| compoundinterest | $50.00 | 8/9/2011 9:04:19 AM |
| DeltaComputerGuy | $25.00 | 8/10/2011 4:09:00 PM |
| bancoroyal | $25.00 | 8/11/2011 9:48:07 AM |
| herbyman | $50.00 | 8/11/2011 10:02:55 AM |
| loney_mender | $50.00 | 8/11/2011 11:01:46 PM |
| Bank42 | $25.00 | 8/13/2011 5:13:40 AM |
| micko | $25.00 | 8/13/2011 8:34:04 AM |
| famstan | $25.00 | 8/13/2011 8:52:42 AM |
| jcfung1 | $305.00 | 8/14/2011 10:14:39 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:46 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:03 PM |
| fantastic-wampum1 | $100.00 | 8/16/2011 7:23:08 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:53 PM |
| Bill88 | $25.00 | 8/16/2011 7:46:12 AM |
| Peterman | $25.00 | 8/16/2011 6:18:33 AM |
| cash-mad-scientist3 | $25.13 | 8/16/2011 4:36:50 PM |
| penny-champ5 | $25.00 | 8/16/2011 4:50:35 PM |
| kf88 | $30.00 | 8/16/2011 2:24:23 PM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:46 AM |
| hostbank | $100.00 | 8/16/2011 5:09:01 PM |
| mhammond | $50.00 | 8/16/2011 10:00:11 PM |
| dmk2006 | $25.00 | 8/17/2011 7:22:10 AM |
| pearl13 | $7.37 | 8/17/2011 2:12:08 PM |
| bcsmith | $25.00 | 8/17/2011 8:42:26 AM |
| first-class-gold0 | $100.00 | 8/8/2011 8:47:54 PM |
| Danylostefan | $25.00 | 8/9/2011 8:24:27 AM |
| Investor_DP | $100.00 | 8/9/2011 9:00:41 AM |
| note-mover9 | $200.00 | 8/9/2011 11:03:08 AM |
| TikPmp1 | $25.00 | 8/10/2011 1:10:53 PM |
| cash4less | $25.00 | 8/10/2011 1:54:01 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:47 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:26 AM |
| javelin0 | $50.00 | 8/12/2011 4:54:52 PM |
| jennifer55126 | $25.00 | 8/13/2011 7:11:49 AM |
| kindness-festivity | $100.00 | 8/14/2011 10:39:45 AM |
| imdave4me | $25.00 | 8/14/2011 5:12:44 AM |
| g-mak-fund | $25.00 | 8/15/2011 8:30:24 AM |
| income-motor4 | $25.00 | 8/14/2011 6:05:46 PM |
| philgreen | $50.00 | 8/15/2011 4:54:14 PM |
| Redmond | $25.00 | 8/15/2011 6:17:14 PM |
| loan-eagle9 | $25.00 | 8/16/2011 6:44:43 AM |
| johnyv40 | $36.00 | 8/16/2011 6:52:16 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:25 AM |
| genius520 | $50.00 | 8/16/2011 1:28:12 PM |
| goat0 | $50.00 | 8/16/2011 2:55:08 PM |
| first-lovely-dollar | $109.00 | 8/16/2011 1:00:12 PM |
| credit-maple5 | $50.00 | 8/17/2011 8:21:52 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:41 AM |
| MadHun | $200.00 | 8/17/2011 11:22:49 AM |
| a-restless-dollar | $25.00 | 8/17/2011 11:52:01 AM |
| trustworthy-hope189 | $37.50 | 8/17/2011 12:15:36 PM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:54 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:16 PM |
| wwwUniversal | $25.00 | 8/17/2011 2:05:58 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
520965
This series of Notes was issued and sold upon the funding of the borrower loan #52746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,675.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $132.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1973 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 18y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,226 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diverse-bill6 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
rpaulw
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $25.00 | 8/10/2011 1:40:08 PM |
| compoundinterest | $50.00 | 8/10/2011 12:07:26 PM |
| moola-gargantuan9 | $50.00 | 8/12/2011 6:38:14 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:55 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:39 AM |
| genius520 | $50.00 | 8/16/2011 1:28:21 PM |
| hostbank | $100.00 | 8/16/2011 5:09:11 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:00 PM |
| credit-maple5 | $50.00 | 8/17/2011 8:21:55 AM |
| vutah | $25.00 | 8/17/2011 10:02:13 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:17 AM |
| don8ter | $25.00 | 8/18/2011 4:50:03 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:40 AM |
| wampum-chorus3 | $25.00 | 8/19/2011 5:27:53 AM |
| jbaum | $25.00 | 8/20/2011 3:38:16 PM |
| financial-frenzy | $50.00 | 8/21/2011 2:59:58 PM |
| steven3333 | $25.00 | 8/21/2011 5:36:31 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:00 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:17 PM |
| goat0 | $50.00 | 8/22/2011 9:28:05 AM |
| atbright | $25.00 | 8/22/2011 10:12:24 AM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:06 PM |
| la_tim | $40.00 | 8/22/2011 8:48:43 PM |
| MissionMicroFinance | $25.00 | 8/23/2011 12:52:41 PM |
| grampy48 | $25.00 | 8/23/2011 1:19:16 PM |
| jescowa | $50.00 | 8/23/2011 3:39:19 PM |
| personal-lender | $25.00 | 8/23/2011 11:48:17 AM |
| MadHun | $200.00 | 8/23/2011 5:14:54 PM |
| sensible-trade | $100.00 | 8/23/2011 7:00:56 PM |
| money-bauble | $100.00 | 8/23/2011 5:09:16 PM |
| powerful-finance7 | $25.00 | 8/24/2011 4:48:15 AM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:26 PM |
| TrustPlus | $50.00 | 8/23/2011 10:00:03 PM |
| admirable-return6 | $50.00 | 8/24/2011 8:27:03 AM |
| Investor_DP | $100.00 | 8/10/2011 9:00:48 AM |
| RLaumeyer | $27.00 | 8/10/2011 1:07:39 PM |
| disaster13 | $50.00 | 8/13/2011 7:33:59 AM |
| herbyman | $50.00 | 8/13/2011 10:07:14 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:13 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:59 PM |
| Peterman | $25.00 | 8/16/2011 6:18:37 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:24 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:00 AM |
| boylezz | $25.00 | 8/17/2011 2:53:26 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:27 PM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:57 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:45 AM |
| hitsman | $50.00 | 8/18/2011 10:58:56 AM |
| cash-surge | $25.00 | 8/18/2011 9:37:58 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:49 PM |
| unclejaef | $25.00 | 8/20/2011 3:22:03 PM |
| peace-flower9 | $25.00 | 8/20/2011 4:27:26 PM |
| PaulW | $25.00 | 8/20/2011 12:20:10 PM |
| cardminger | $25.00 | 8/21/2011 8:20:35 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:04 AM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:40 PM |
| velocity-pear | $50.00 | 8/22/2011 4:21:42 PM |
| nickel-ferret | $50.00 | 8/22/2011 5:13:06 PM |
| alaco | $25.00 | 8/22/2011 8:36:17 PM |
| Ripsaw4U | $25.00 | 8/22/2011 4:49:56 PM |
| javelin0 | $25.00 | 8/22/2011 5:42:38 PM |
| radforj22 | $25.00 | 8/22/2011 6:02:19 PM |
| money-banker867 | $25.00 | 8/23/2011 7:37:41 AM |
| jdnyc | $25.00 | 8/23/2011 1:50:26 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:07 AM |
| EWP | $200.00 | 8/23/2011 9:48:35 AM |
| new-revenue-shooter | $25.00 | 8/23/2011 10:45:30 AM |
| melodious-fairness | $25.00 | 8/23/2011 11:16:29 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:09:50 PM |
| williemc44 | $25.00 | 8/23/2011 12:38:53 PM |
| one2sojourn | $50.00 | 8/23/2011 3:08:05 PM |
| loot-heart | $25.00 | 8/23/2011 9:19:13 PM |
| grf1945 | $25.00 | 8/24/2011 3:57:45 AM |
| gracej | $25.00 | 8/23/2011 8:03:52 PM |
| Gibbyland | $100.00 | 8/23/2011 10:39:01 PM |
| caseattle | $25.00 | 8/23/2011 9:54:22 PM |
| credit-kahuna | $50.00 | 8/24/2011 1:17:44 AM |
| nalaari | $33.00 | 8/24/2011 6:56:14 AM |
| a-finance-nirvana | $25.00 | 8/24/2011 7:57:36 AM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
521131
This series of Notes was issued and sold upon the funding of the borrower loan #52613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 19y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,343 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| spry-bonus3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pjc
Purpose of loan:
This loan will be used to...do home improvements
My financial situation:
I am a good candidate for this loan because...I have a long work history with the same company and credit score is good.
Monthly net income: $5625.00
Monthly expenses: $
Housing: $ 800.00
Insurance: $ 0.00
Car expenses: $0.00
Utilities: $300.00
Phone, cable, internet: $125.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $ 450.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jack55304 | $200.00 | 8/21/2011 9:26:43 AM |
| 108lender | $200.00 | 8/25/2011 7:37:36 PM |
| Investor_DP | $100.00 | 8/12/2011 9:04:39 AM |
| stepatatime-together | $100.00 | 8/13/2011 8:56:52 AM |
| simplelender80 | $150.00 | 8/13/2011 7:15:48 AM |
| alexgalt | $25.00 | 8/13/2011 1:42:40 PM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:14 AM |
| CatbirdBanking | $25.00 | 8/15/2011 8:05:36 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:06 AM |
| asiaratt | $50.00 | 8/20/2011 12:09:01 PM |
| theprince | $25.00 | 8/21/2011 2:29:22 PM |
| goat0 | $50.00 | 8/22/2011 9:21:42 AM |
| SummitAdvisors | $50.00 | 8/21/2011 9:22:26 PM |
| nickel-launcher | $25.00 | 8/22/2011 9:59:56 AM |
| handy-justice | $100.00 | 8/23/2011 2:35:02 AM |
| progressive-treasure1 | $25.00 | 8/23/2011 7:41:34 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:47 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:14 PM |
| let_me_retire | $100.00 | 8/23/2011 10:05:07 PM |
| larryboy10 | $25.00 | 8/24/2011 6:01:47 PM |
| HedgeFund | $50.00 | 8/24/2011 7:57:40 PM |
| secureincome | $500.00 | 8/25/2011 3:28:27 PM |
| chief_wo | $50.00 | 8/25/2011 7:27:03 PM |
| capital-halo1 | $1,000.00 | 8/25/2011 5:13:50 PM |
| kulender | $50.00 | 8/25/2011 5:36:17 PM |
| wise-balanced-moola | $25.00 | 8/25/2011 10:49:56 PM |
| gold-cluster | $50.00 | 8/25/2011 8:19:48 PM |
| restless-dime | $100.00 | 8/25/2011 6:51:14 PM |
| order-boomerang | $25.00 | 8/25/2011 6:52:59 PM |
| newequity | $25.00 | 8/25/2011 8:02:38 PM |
| green-capital-hornet | $25.00 | 8/25/2011 8:37:29 PM |
| wwwUniversal | $25.00 | 8/25/2011 10:47:25 PM |
| bold-direct-asset | $0.01 | 8/26/2011 1:06:43 AM |
| ethical-truth211 | $355.00 | 8/25/2011 11:37:21 PM |
| coin-trumpet | $25.00 | 8/12/2011 4:15:37 PM |
| payout-bridge | $25.00 | 8/13/2011 4:19:22 AM |
| reflective-rupee | $100.00 | 8/15/2011 10:08:22 AM |
| Legally_Blonde | $25.00 | 8/15/2011 8:56:26 AM |
| kingbob | $25.00 | 8/15/2011 8:59:10 AM |
| leball | $25.00 | 8/15/2011 4:36:27 PM |
| alexgalt | $25.00 | 8/15/2011 8:00:33 PM |
| greencat | $50.00 | 8/17/2011 7:25:01 AM |
| finance-prescription | $100.00 | 8/17/2011 5:41:57 PM |
| finance-mushroom | $100.00 | 8/17/2011 5:12:23 PM |
| money-baron | $84.15 | 8/18/2011 4:35:28 AM |
| well-mannered-income3 | $30.00 | 8/18/2011 8:32:49 AM |
| Rogelio48 | $30.00 | 8/19/2011 12:58:58 PM |
| first-dinero-paladin | $50.00 | 8/20/2011 5:18:06 PM |
| kind-finance-burrito | $25.00 | 8/21/2011 6:13:53 PM |
| zorg77 | $50.00 | 8/21/2011 6:47:41 PM |
| laomedon | $50.00 | 8/21/2011 9:25:40 PM |
| kind-credit-bear | $25.76 | 8/23/2011 5:24:34 PM |
| economy-coup | $100.00 | 8/24/2011 12:41:43 AM |
| prudent-hope7 | $50.00 | 8/24/2011 8:20:03 PM |
| worldly-community3 | $50.00 | 8/25/2011 5:21:10 AM |
| 168RichCapital | $25.08 | 8/25/2011 4:08:34 PM |
| Kyileo | $25.00 | 8/25/2011 8:17:25 PM |
| Dubbs360 | $200.00 | 8/25/2011 10:15:13 PM |
| RoZu_Lending | $25.00 | 8/25/2011 9:59:34 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
521165
This series of Notes was issued and sold upon the funding of the borrower loan #52589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $326.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Principal |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $958 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mighty-penny8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jack55304 | $200.00 | 8/21/2011 9:26:41 AM |
| Investor_DP | $100.00 | 8/11/2011 5:01:23 PM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:23 PM |
| genuine-dime | $100.00 | 8/12/2011 5:18:43 AM |
| reflective-rupee | $100.00 | 8/12/2011 9:35:21 AM |
| alexgalt | $25.00 | 8/13/2011 12:02:22 AM |
| simplelender80 | $300.00 | 8/13/2011 7:13:55 AM |
| diplomatic-wealth7 | $25.00 | 8/13/2011 7:08:02 PM |
| alexgalt | $25.00 | 8/13/2011 1:47:24 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:46 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:12 PM |
| steven3333 | $25.00 | 8/21/2011 5:40:55 PM |
| vtrentster | $25.00 | 8/22/2011 3:11:54 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:16 AM |
| rescue | $100.00 | 8/22/2011 3:44:27 PM |
| iolaire | $25.00 | 8/23/2011 9:39:50 AM |
| economy-coup | $100.00 | 8/24/2011 12:41:40 AM |
| treasure-bliss | $25.00 | 8/24/2011 6:18:57 AM |
| OnTracInvest | $25.00 | 8/24/2011 12:57:15 PM |
| vtrentster | $25.00 | 8/24/2011 12:43:50 PM |
| NoCal | $25.00 | 8/24/2011 2:50:10 PM |
| vigorous-velocity | $111.00 | 8/24/2011 9:14:42 PM |
| transaction-student | $25.00 | 8/25/2011 9:10:12 AM |
| rate-sceptre | $29.51 | 8/25/2011 12:42:41 AM |
| CA-Lender | $50.00 | 8/24/2011 10:44:33 PM |
| suave-dime6 | $25.00 | 8/25/2011 6:24:45 AM |
| asiaratt | $50.00 | 8/25/2011 9:11:02 AM |
| finance-mushroom | $62.00 | 8/25/2011 9:13:44 AM |
| hope-equation | $50.00 | 8/25/2011 9:23:49 AM |
| worthy-bid4 | $50.52 | 8/25/2011 11:47:50 AM |
| Perolus | $25.00 | 8/25/2011 12:05:37 PM |
| alexgalt | $25.00 | 8/25/2011 4:24:12 PM |
| 168RichCapital | $25.08 | 8/25/2011 4:32:11 PM |
| ChrisProsper | $5,653.43 | 8/25/2011 4:56:47 PM |
| 108lender | $200.00 | 8/22/2011 5:47:38 PM |
| leverage-monger | $55.00 | 8/12/2011 9:10:27 AM |
| jkeller4000 | $25.00 | 8/12/2011 4:33:31 AM |
| frogperson | $75.00 | 8/14/2011 7:45:43 AM |
| profit-powerplant | $25.00 | 8/16/2011 10:30:15 AM |
| finance-prescription | $100.00 | 8/17/2011 5:41:54 PM |
| mercuriant | $25.00 | 8/23/2011 7:01:35 AM |
| shrewd-peace7 | $25.00 | 8/22/2011 11:50:28 PM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:17 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:38 AM |
| dynrep | $50.00 | 8/23/2011 1:01:09 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:09 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:09 PM |
| desertoasis | $25.00 | 8/24/2011 8:57:18 AM |
| supreme-hope | $25.00 | 8/24/2011 5:34:34 PM |
| blue-fund-flag | $25.00 | 8/24/2011 12:30:13 PM |
| social-trumpet | $25.00 | 8/24/2011 1:15:10 PM |
| ethical-income2 | $25.00 | 8/24/2011 1:18:34 PM |
| Something-Corporate | $25.00 | 8/24/2011 3:07:33 PM |
| setUup | $27.28 | 8/24/2011 6:21:05 PM |
| orange-preeminant-bill | $25.00 | 8/25/2011 6:17:06 AM |
| red-power-pecan | $50.00 | 8/24/2011 6:52:48 PM |
| heerzaquestion | $50.00 | 8/24/2011 7:53:08 PM |
| grove88 | $25.00 | 8/24/2011 8:53:44 PM |
| bmw2 | $70.00 | 8/25/2011 10:04:35 AM |
| well-mannered-income3 | $25.00 | 8/25/2011 5:07:43 AM |
| handy-justice | $100.00 | 8/25/2011 1:17:48 PM |
| gentle-gain235 | $25.00 | 8/25/2011 7:32:24 AM |
| Bill88 | $25.00 | 8/25/2011 7:44:12 AM |
| engaging-repayment8 | $25.28 | 8/25/2011 2:14:04 PM |
| brightest-affluence-motivator | $50.00 | 8/25/2011 8:45:48 AM |
| orderly-wampum | $100.00 | 8/25/2011 10:53:13 AM |
| orderly-wampum | $100.00 | 8/25/2011 10:53:05 AM |
| moola-monger9 | $50.00 | 8/25/2011 11:15:11 AM |
| prohelper | $25.00 | 8/25/2011 11:30:45 AM |
| steven3333 | $25.00 | 8/25/2011 11:58:03 AM |
| MJTimages_com | $40.90 | 8/25/2011 2:33:45 PM |
| mason13a | $50.00 | 8/25/2011 3:00:30 PM |
| cajunguy | $25.00 | 8/25/2011 3:02:12 PM |
| worldly-money4 | $500.00 | 8/25/2011 3:40:59 PM |
| GInBaghdad | $25.00 | 8/25/2011 4:08:27 PM |
| frogperson | $125.00 | 8/25/2011 4:56:41 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
521409
This series of Notes was issued and sold upon the funding of the borrower loan #52592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,453.73 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $150.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 20y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $26,883 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| OB_ONE |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Request
Purpose of loan:
This loan will be used to...Pay my back IRS taxes.
My financial situation:
I am a good candidate for this loan because...It's easier to pay you guys back than paying the IRS with compounded interests.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $25.00 | 8/11/2011 7:00:22 PM |
| alexgalt | $25.00 | 8/13/2011 12:02:55 AM |
| top-courteous-peso | $50.00 | 8/15/2011 1:33:44 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:05 AM |
| first-dinero-paladin | $25.00 | 8/20/2011 5:18:41 PM |
| FASTIZIO_P | $25.00 | 8/22/2011 8:45:33 AM |
| payment-halo | $25.00 | 8/23/2011 4:10:55 AM |
| btormc5 | $30.00 | 8/23/2011 11:31:47 AM |
| trumpeter5 | $35.00 | 8/23/2011 1:17:23 PM |
| ddoneday | $25.00 | 8/23/2011 2:16:35 PM |
| PleaseDontDefault | $50.00 | 8/23/2011 5:51:46 PM |
| gothampark | $25.00 | 8/23/2011 2:35:36 PM |
| gtrplayer | $50.00 | 8/23/2011 2:35:57 PM |
| whitemountainhandyman | $30.00 | 8/23/2011 6:21:55 PM |
| excellent-loan8 | $25.00 | 8/23/2011 6:35:40 PM |
| Astyanax | $75.00 | 8/23/2011 7:00:28 PM |
| sanych | $25.00 | 8/23/2011 6:27:56 PM |
| VJ_Financial | $26.27 | 8/24/2011 5:16:07 AM |
| zone6 | $53.63 | 8/24/2011 6:13:49 AM |
| Bill88 | $25.00 | 8/24/2011 7:52:21 AM |
| agreement-animal | $38.00 | 8/24/2011 8:19:49 AM |
| cardminger | $100.00 | 8/23/2011 10:15:40 PM |
| authority624 | $32.00 | 8/24/2011 9:19:00 AM |
| rate-sceptre | $50.00 | 8/23/2011 11:52:55 PM |
| flexible-justice7 | $50.00 | 8/24/2011 11:44:02 AM |
| Yankeeeagle | $25.00 | 8/24/2011 12:24:54 PM |
| five-star-note | $50.00 | 8/24/2011 1:52:27 PM |
| redcat57 | $25.00 | 8/24/2011 8:21:13 AM |
| glroark | $50.00 | 8/24/2011 2:33:38 PM |
| honorable-vigilance | $25.00 | 8/24/2011 3:19:42 PM |
| Wart126 | $25.00 | 8/24/2011 3:26:37 PM |
| moola-man | $25.00 | 8/24/2011 4:47:51 PM |
| leprechaun92 | $41.50 | 8/24/2011 9:42:18 AM |
| mmccoy26 | $30.01 | 8/24/2011 10:19:36 AM |
| ore-jedi | $25.00 | 8/24/2011 10:40:07 AM |
| heerzaquestion | $25.00 | 8/24/2011 10:56:27 AM |
| droopie1 | $25.00 | 8/24/2011 11:48:43 AM |
| blue-fund-flag | $25.00 | 8/24/2011 12:00:47 PM |
| rockerZ71 | $25.00 | 8/24/2011 11:51:46 AM |
| s270 | $25.00 | 8/24/2011 1:23:00 PM |
| butterfly841 | $35.00 | 8/24/2011 2:14:13 PM |
| evergreen16 | $50.00 | 8/24/2011 3:16:43 PM |
| fairwealth | $25.00 | 8/25/2011 5:09:49 AM |
| eronyc | $25.00 | 8/25/2011 6:35:52 AM |
| shiny-leverage0 | $25.00 | 8/25/2011 12:15:06 AM |
| lcole32 | $25.00 | 8/25/2011 2:40:34 AM |
| terrific-dough6 | $100.00 | 8/25/2011 11:11:26 AM |
| Rip128 | $100.00 | 8/25/2011 2:42:29 PM |
| goat0 | $50.00 | 8/25/2011 4:50:13 PM |
| 168RichCapital | $25.08 | 8/25/2011 4:06:11 PM |
| reflective-rupee | $100.00 | 8/12/2011 9:30:32 AM |
| Legally_Blonde | $25.00 | 8/15/2011 8:57:22 AM |
| Toby1montana | $50.00 | 8/22/2011 10:27:19 AM |
| ddog0224 | $25.00 | 8/23/2011 12:59:24 PM |
| ledesma31 | $200.00 | 8/23/2011 3:58:08 PM |
| personal-lender | $25.00 | 8/23/2011 11:48:43 AM |
| supreme-hope | $25.00 | 8/23/2011 12:02:20 PM |
| unfixer | $25.00 | 8/23/2011 12:16:34 PM |
| dime-historian | $25.00 | 8/23/2011 1:25:02 PM |
| gtrplayer | $50.00 | 8/23/2011 2:30:33 PM |
| bold-basis-supernova | $25.00 | 8/23/2011 2:54:27 PM |
| whirlingdervish | $25.00 | 8/23/2011 2:39:23 PM |
| auction-poblano | $25.00 | 8/23/2011 6:19:38 PM |
| bmw2 | $73.00 | 8/23/2011 3:04:28 PM |
| head | $25.00 | 8/24/2011 2:19:44 AM |
| economy-popcorn | $25.00 | 8/23/2011 7:57:32 PM |
| let_me_retire | $50.00 | 8/23/2011 9:45:41 PM |
| commerce-jujitsu5 | $26.82 | 8/24/2011 8:29:03 AM |
| larryboy10 | $25.00 | 8/23/2011 10:55:11 PM |
| loosd | $31.34 | 8/24/2011 9:18:40 AM |
| equallender | $30.00 | 8/24/2011 9:58:50 AM |
| unconquerable-transparency865 | $50.00 | 8/24/2011 5:56:54 AM |
| money-baron-Roth401k | $50.00 | 8/24/2011 10:53:09 AM |
| stock106 | $25.00 | 8/24/2011 11:43:57 AM |
| jtc26 | $28.13 | 8/24/2011 12:02:44 PM |
| emphatic-responsibility | $50.00 | 8/24/2011 7:00:21 AM |
| toomanyfishtanks | $25.00 | 8/24/2011 1:35:29 PM |
| gentle-gain235 | $25.00 | 8/24/2011 8:20:36 AM |
| impeccable-ore3 | $25.00 | 8/24/2011 8:02:22 AM |
| baker31 | $50.00 | 8/24/2011 8:57:23 AM |
| cassperr | $25.00 | 8/24/2011 10:16:53 AM |
| new-peso-ceremony | $37.65 | 8/24/2011 11:01:13 AM |
| Bob450 | $25.00 | 8/24/2011 8:48:09 PM |
| refined-return922 | $25.00 | 8/24/2011 4:02:25 PM |
| Starfin300 | $48.30 | 8/25/2011 4:37:04 AM |
| icanhasloanz | $25.00 | 8/25/2011 5:04:15 AM |
| Preist | $25.00 | 8/24/2011 7:10:42 PM |
| groundsquirrel | $25.00 | 8/24/2011 7:48:07 PM |
| kind-diligent-coin | $27.00 | 8/25/2011 2:44:11 PM |
| credit-coach118 | $25.00 | 8/25/2011 8:43:42 AM |
| KADENA462 | $25.00 | 8/25/2011 3:24:03 PM |
| mindful-cash6 | $25.00 | 8/25/2011 4:06:20 PM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
521427
This series of Notes was issued and sold upon the funding of the borrower loan #52597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,680.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $231.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $252,706 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-celebration |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need to consolidate personal debt
This loan will be used to...Pay off loan from relative. I was making 6% interest payments on $8,000 loan. I realize this loan will cost more, but most likely payoff in 2012 as I expect significant bonus (20-30K net).
I am a good candidate for this loan because of my strong income. I make payments on time to my home, rental property, all credit cards, and monthly expenses. I have about $150K in retirement plans, however, due to wife's unemployment in 2009, we fell behind, and rebounded in 2010. We agreed to repay $3800/month on my revolving credit at principal plus 2%. I have been making these payments for 12 months and will continue to do so for next 2 years.
Monthly net income: $10,000
Monthly expenses: $
Housing: $4100
Insurance: $150
Car expenses: $200
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $350
Clothing, household expenses: $50
Credit cards and other loans: $3800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jack55304 | $200.00 | 8/21/2011 9:26:43 AM |
| Investor_DP | $100.00 | 8/11/2011 5:01:26 PM |
| leverage-monger | $55.00 | 8/12/2011 9:04:52 AM |
| jkeller4000 | $25.00 | 8/12/2011 4:33:36 AM |
| magnetic-dedication3 | $25.00 | 8/12/2011 3:18:52 PM |
| simplelender80 | $300.00 | 8/13/2011 7:13:57 AM |
| subtle-revenue0 | $25.00 | 8/13/2011 7:26:56 AM |
| profit-powerplant | $25.00 | 8/16/2011 10:30:16 AM |
| finance-prescription | $100.00 | 8/17/2011 5:41:56 PM |
| Agonbiew | $50.00 | 8/20/2011 8:51:27 PM |
| jjswanso | $50.00 | 8/21/2011 1:07:51 PM |
| cardminger | $25.00 | 8/21/2011 8:20:35 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:19 AM |
| mercuriant | $25.00 | 8/23/2011 7:01:37 AM |
| iolaire | $25.00 | 8/23/2011 9:39:52 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:44 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:13 PM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:18 AM |
| sensible-trade | $100.00 | 8/23/2011 7:00:58 PM |
| newest-power-banker | $50.00 | 8/24/2011 8:09:14 PM |
| shrewd-peace7 | $25.00 | 8/24/2011 11:50:25 PM |
| handy-justice | $50.00 | 8/25/2011 1:31:26 PM |
| EJPiper | $50.00 | 8/25/2011 8:36:24 AM |
| foxtrot12 | $50.00 | 8/25/2011 8:58:50 AM |
| Nojukbong | $100.00 | 8/25/2011 3:11:50 PM |
| hope-equation | $50.00 | 8/25/2011 9:23:51 AM |
| one2sojourn | $25.00 | 8/25/2011 10:30:01 AM |
| steven3333 | $25.00 | 8/25/2011 11:57:14 AM |
| community-platoon8 | $25.00 | 8/25/2011 2:21:39 PM |
| iamwhatiam | $25.00 | 8/25/2011 4:25:23 PM |
| green-trade-dolphin | $25.00 | 8/11/2011 6:58:19 PM |
| diligent-peace9 | $25.00 | 8/11/2011 9:36:00 PM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:27 PM |
| janeybooboo | $100.00 | 8/11/2011 7:47:12 PM |
| reflective-rupee | $25.00 | 8/12/2011 9:23:58 AM |
| diplomatic-wealth7 | $25.00 | 8/14/2011 1:48:36 PM |
| CatbirdBanking | $25.00 | 8/15/2011 8:00:27 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:28 AM |
| newest-power-banker | $25.00 | 8/16/2011 7:25:10 PM |
| loan-hacker | $25.00 | 8/17/2011 12:22:29 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:15 PM |
| thehousewife | $25.00 | 8/17/2011 10:59:08 AM |
| hitsman | $50.00 | 8/18/2011 10:59:13 AM |
| mlj0671 | $25.00 | 8/22/2011 8:05:06 AM |
| rescue | $100.00 | 8/22/2011 3:44:29 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:14 PM |
| janeybooboo | $100.00 | 8/23/2011 6:32:13 PM |
| desertoasis | $25.00 | 8/24/2011 8:57:20 AM |
| Gibbyland | $100.00 | 8/23/2011 10:39:12 PM |
| economy-coup | $100.00 | 8/24/2011 12:41:43 AM |
| capital-cleansing | $25.00 | 8/24/2011 5:53:59 PM |
| orange-preeminant-bill | $25.00 | 8/25/2011 6:17:08 AM |
| treasure-bliss | $25.00 | 8/25/2011 6:32:04 AM |
| red-power-pecan | $50.00 | 8/24/2011 6:52:49 PM |
| grove88 | $25.00 | 8/24/2011 8:53:45 PM |
| brightest-affluence-motivator | $50.00 | 8/25/2011 8:45:49 AM |
| massuot | $25.00 | 8/25/2011 9:01:29 AM |
| the-silver-blaster | $75.00 | 8/25/2011 12:25:54 PM |
| skifamily1992 | $25.00 | 8/25/2011 2:38:20 PM |
| goat0 | $50.00 | 8/25/2011 4:56:42 PM |
| fusbarro | $100.00 | 8/25/2011 1:02:08 PM |
| mason13a | $50.00 | 8/25/2011 3:00:31 PM |
| glimmering-funds2 | $25.00 | 8/25/2011 3:25:28 PM |
| GInBaghdad | $25.00 | 8/25/2011 4:08:28 PM |
| ChrisProsper | $2,300.00 | 8/25/2011 4:53:26 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
521527
This series of Notes was issued and sold upon the funding of the borrower loan #52740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,523 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| useful-reward6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PERSONAL USE
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rmachi | $25.00 | 8/25/2011 7:17:20 AM |
| Bank_Of_XL | $25.00 | 8/15/2011 9:35:39 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:34 AM |
| compoundinterest | $50.00 | 8/15/2011 12:17:58 PM |
| houli123 | $100.00 | 8/16/2011 8:28:35 AM |
| favorite-commerce | $25.00 | 8/16/2011 10:50:42 AM |
| boylezz | $25.00 | 8/17/2011 2:53:34 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:32 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:59 AM |
| Interloper | $25.00 | 8/20/2011 12:24:37 PM |
| ManhattanLender | $25.00 | 8/21/2011 1:51:33 PM |
| cardminger | $25.00 | 8/21/2011 8:20:35 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:25 PM |
| EngineersAlliance | $50.00 | 8/22/2011 6:22:50 AM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:17 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:33 AM |
| hostbank | $100.00 | 8/22/2011 5:08:00 PM |
| wise-natural-return | $25.00 | 8/23/2011 10:16:45 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:24 AM |
| personal-lender | $25.00 | 8/23/2011 11:49:13 AM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:28 PM |
| CK1 | $25.00 | 8/23/2011 7:24:07 PM |
| BxRealtor | $25.00 | 8/23/2011 8:52:45 PM |
| Gibbyland | $100.00 | 8/23/2011 10:39:17 PM |
| BrLender | $50.00 | 8/24/2011 10:14:38 AM |
| Moneypenny6 | $25.00 | 8/24/2011 8:35:51 AM |
| MadHun | $200.00 | 8/24/2011 5:14:20 PM |
| wampum-library4 | $25.00 | 8/24/2011 4:19:27 PM |
| loss-of-control | $75.00 | 8/24/2011 6:44:15 PM |
| massuot | $25.00 | 8/25/2011 9:02:21 AM |
| grove88 | $25.00 | 8/24/2011 8:53:57 PM |
| repaymeplease | $25.00 | 8/25/2011 11:00:53 AM |
| peace-flower9 | $25.00 | 8/25/2011 11:23:16 AM |
| gentle-penny7 | $50.00 | 8/25/2011 11:55:12 AM |
| damage | $25.00 | 8/25/2011 9:30:03 AM |
| seabassx | $25.00 | 8/25/2011 10:13:47 AM |
| javelin0 | $25.00 | 8/25/2011 5:32:29 PM |
| mason13a | $50.00 | 8/25/2011 3:00:40 PM |
| KADENA462 | $50.00 | 8/25/2011 3:27:23 PM |
| pj_bryant | $25.00 | 8/25/2011 4:54:17 PM |
| 108lender | $83.00 | 8/25/2011 7:37:38 PM |
| reflective-rupee | $25.00 | 8/15/2011 9:33:52 AM |
| Peterman | $25.00 | 8/16/2011 6:18:45 AM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:43 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:16 PM |
| gentle-gain235 | $200.00 | 8/16/2011 8:12:01 AM |
| coin-trumpet | $25.00 | 8/16/2011 11:37:57 AM |
| Investor_DP | $100.00 | 8/16/2011 9:03:18 AM |
| vutah | $25.00 | 8/17/2011 8:51:17 PM |
| don8ter | $25.00 | 8/18/2011 4:50:26 AM |
| hitsman | $50.00 | 8/18/2011 10:59:29 AM |
| herbyman | $50.00 | 8/18/2011 11:25:05 AM |
| cash-vault | $25.00 | 8/19/2011 8:20:54 AM |
| marketplace-hut9 | $50.00 | 8/19/2011 5:11:29 PM |
| credit-maple5 | $50.00 | 8/19/2011 11:36:55 AM |
| return-enthusiast1 | $25.00 | 8/19/2011 2:42:26 PM |
| moola-gargantuan9 | $50.00 | 8/20/2011 8:45:34 AM |
| CatbirdBanking | $25.00 | 8/19/2011 8:20:05 PM |
| gokart83 | $25.00 | 8/20/2011 2:32:47 PM |
| genius520 | $50.00 | 8/21/2011 12:11:00 PM |
| calbertrand | $25.00 | 8/21/2011 4:56:15 AM |
| charming-exchange7 | $25.00 | 8/22/2011 9:30:38 AM |
| atbright | $25.00 | 8/22/2011 10:12:32 AM |
| orbiter687 | $25.00 | 8/22/2011 10:48:03 AM |
| dollar-sonnet3 | $25.00 | 8/22/2011 7:52:46 PM |
| ideal-platinum1 | $50.00 | 8/23/2011 7:45:43 AM |
| janeybooboo | $100.00 | 8/23/2011 1:13:21 PM |
| sensible-trade | $67.00 | 8/23/2011 7:01:00 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:35 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:43 PM |
| elvisloans | $25.00 | 8/24/2011 6:47:52 AM |
| marwadi-62 | $100.00 | 8/24/2011 4:21:39 PM |
| selector568 | $300.00 | 8/24/2011 12:52:53 PM |
| ghinga | $25.00 | 8/25/2011 4:16:55 AM |
| Long-term2040 | $25.00 | 8/24/2011 7:12:56 PM |
| Maggie3 | $100.00 | 8/25/2011 9:25:48 AM |
| restless-currency | $40.00 | 8/25/2011 2:58:37 PM |
| Bill88 | $35.00 | 8/25/2011 9:39:03 AM |
| one2sojourn | $25.00 | 8/25/2011 10:30:04 AM |
| fusbarro | $100.00 | 8/25/2011 1:02:11 PM |
| gain-mountain1 | $100.00 | 8/25/2011 7:10:04 PM |
| secureincome | $750.00 | 8/25/2011 3:56:33 PM |
| chemistry220 | $25.00 | 8/25/2011 7:14:26 PM |
| kulender | $100.00 | 8/25/2011 5:33:39 PM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
521937
This series of Notes was issued and sold upon the funding of the borrower loan #52607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $125.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1975 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,193 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| markalan |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 15 ( 44% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,800.00 | < 31 days late:
| 19
( 56% )
| 680-699
(Sep-2010)
720-739
(Jul-2008)
|
|
Principal balance:
| $1,589.17 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
My Third Home Improvement Loan
Purpose of loan:
This loan will be used to...turn my basement into a living room and recreation area. I used my past two Prosper loans to upgrade my home. My first loan was for a new heating and air conditioning unit. My second loan was for a new roof.
My financial situation:
I am a good candidate for this loan because...I have never filed for bankruptcy, I have never defaulted on a loan. I own my home. I have a good paying, secure job in the food industry. My wife also has a good paying job in the health care industry.
Monthly net income: $2200
Monthly expenses: $
Housing: $600
Insurance: $150
Car expenses: $300
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 312-Lender | $25.00 | 8/23/2011 9:34:38 AM |
| MilitaryLending | $25.00 | 8/23/2011 5:42:16 PM |
| Chesterite | $25.00 | 8/23/2011 2:45:29 PM |
| brightest-organized-balance | $25.00 | 8/23/2011 2:24:48 PM |
| honorable-yield | $25.00 | 8/24/2011 8:46:37 AM |
| marwadi-62 | $25.00 | 8/24/2011 4:18:01 PM |
| golffish2 | $25.00 | 8/25/2011 5:29:13 AM |
| Investor_DP | $100.00 | 8/25/2011 9:07:36 AM |
| CreditBuilder2 | $25.00 | 8/25/2011 3:45:41 PM |
| note-mad-scientist | $64.36 | 8/25/2011 10:10:52 AM |
| Nojukbong | $100.00 | 8/25/2011 3:23:05 PM |
| ethical-truth211 | $500.00 | 8/25/2011 10:59:26 PM |
| bigattichouse | $26.07 | 8/26/2011 7:48:26 AM |
| bold-direct-asset | $25.00 | 8/26/2011 1:06:45 AM |
| jman78 | $25.00 | 8/26/2011 5:25:53 AM |
| hopeful-truth5 | $50.00 | 8/26/2011 7:41:14 AM |
| integrity-doctor | $100.00 | 8/26/2011 7:43:21 AM |
| credit-bank-usa611 | $50.00 | 8/26/2011 8:56:32 AM |
| head | $25.00 | 8/26/2011 9:50:43 AM |
| irrelevant | $25.00 | 8/26/2011 10:05:14 AM |
| cerebral-dollar773 | $100.00 | 8/26/2011 10:14:44 AM |
| trumpeter5 | $25.00 | 8/23/2011 12:32:04 PM |
| DasMula | $25.00 | 8/23/2011 1:21:18 PM |
| CoolPlexer | $25.00 | 8/23/2011 8:14:59 PM |
| witty-openness | $25.00 | 8/24/2011 12:15:07 PM |
| stepatatime-together | $100.00 | 8/24/2011 7:40:43 AM |
| Mikale360 | $25.00 | 8/25/2011 12:38:38 PM |
| thrifty-capital | $25.00 | 8/25/2011 5:36:09 PM |
| kulender | $50.00 | 8/25/2011 5:49:00 PM |
| mammalian4 | $25.00 | 8/25/2011 5:58:03 PM |
| niq4soccer | $33.02 | 8/25/2011 3:48:54 PM |
| vigorous-market5 | $200.00 | 8/25/2011 4:17:43 PM |
| diplomatic-wealth7 | $25.00 | 8/25/2011 5:43:41 PM |
| green-trade-dolphin | $25.00 | 8/25/2011 6:45:09 PM |
| social-trumpet | $25.00 | 8/25/2011 10:18:23 PM |
| Dubbs360 | $300.00 | 8/25/2011 10:01:42 PM |
| MadHun | $200.00 | 8/26/2011 9:19:02 AM |
| SqueezeKing | $25.00 | 8/26/2011 1:18:33 AM |
| scott2004114 | $25.00 | 8/26/2011 4:21:57 AM |
| Feyenoord | $25.00 | 8/25/2011 10:59:25 PM |
| blue-useful-auction | $25.00 | 8/26/2011 6:32:01 AM |
| RugbyFan | $25.00 | 8/26/2011 9:58:14 AM |
| smart-note9 | $50.00 | 8/26/2011 10:20:38 AM |
| moneytolend72 | $25.00 | 8/26/2011 7:47:50 AM |
| Socorro_Capital_Partners | $25.00 | 8/26/2011 9:11:29 AM |
| _NaLNaBB | $50.00 | 8/26/2011 8:41:31 AM |
| Leshan | $100.00 | 8/26/2011 8:44:09 AM |
| SecondChanceLendingSERV | $25.00 | 8/26/2011 9:44:43 AM |
| FinanceEngine | $35.00 | 8/26/2011 9:29:10 AM |
| Bob450 | $25.00 | 8/26/2011 9:30:16 AM |
| gothampark | $25.00 | 8/26/2011 9:31:46 AM |
| Freedomforme16 | $75.00 | 8/26/2011 9:40:54 AM |
| samseth | $50.00 | 8/26/2011 9:42:48 AM |
| tomdooley12520 | $25.00 | 8/26/2011 9:51:11 AM |
| GetLoan | $41.55 | 8/26/2011 10:28:50 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
522455
This series of Notes was issued and sold upon the funding of the borrower loan #52612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,159 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| social-eagle7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
|
|
Principal balance:
| $9,963.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off higher interest loans (recent home refurnishing)
My financial situation:
I am a good candidate for this loan because I have never missed a payment or been late in any of my obligations. I have a Prosper track record. My income is more than enough to support my expenses and loan payments.
Monthly net income: $9,250
Monthly expenses: $5,800
Housing: $2,450
Insurance: $0 (company Paid)
Car expenses: $ No car
Utilities: $ 300
Phone, cable, internet: $ 150
Food, entertainment: $700
Clothing, household expenses: $500
Credit cards and other loans: $1450
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| responsibility-wind6 | $50.00 | 8/22/2011 6:59:06 AM |
| hostbank | $100.00 | 8/18/2011 9:09:37 AM |
| herbyman | $50.00 | 8/18/2011 11:25:17 AM |
| Investor_DP | $100.00 | 8/18/2011 9:05:36 AM |
| orange-preeminant-bill | $25.00 | 8/18/2011 9:20:40 AM |
| genius520 | $50.00 | 8/18/2011 5:09:28 PM |
| handshake5 | $100.00 | 8/18/2011 5:11:56 PM |
| hitsman | $50.00 | 8/18/2011 10:59:39 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:46 PM |
| moola-gargantuan9 | $50.00 | 8/19/2011 5:33:14 AM |
| ursus | $50.00 | 8/18/2011 5:08:51 PM |
| velocity-oak | $25.00 | 8/18/2011 5:57:50 PM |
| charming-exchange7 | $25.00 | 8/18/2011 6:34:55 PM |
| 87Marc | $25.00 | 8/19/2011 10:37:52 AM |
| life-is-great | $25.00 | 8/19/2011 11:18:12 AM |
| Pairodimes | $25.00 | 8/19/2011 7:50:35 AM |
| whitegold24k | $100.00 | 8/19/2011 7:33:30 AM |
| fantastic-wampum1 | $100.00 | 8/19/2011 7:39:52 AM |
| bazaar-orca | $25.00 | 8/19/2011 1:42:09 PM |
| IIP77 | $25.00 | 8/19/2011 5:29:54 PM |
| generator535 | $25.00 | 8/19/2011 4:16:31 PM |
| helpinghand63 | $25.00 | 8/20/2011 2:34:59 AM |
| myidear | $25.00 | 8/20/2011 3:27:38 AM |
| gold-disk | $25.00 | 8/20/2011 12:54:38 PM |
| claimtruth | $25.00 | 8/20/2011 1:08:45 PM |
| studious-bonus7 | $100.00 | 8/20/2011 12:08:41 PM |
| reordan | $25.00 | 8/20/2011 7:39:02 PM |
| cajunguy | $50.00 | 8/20/2011 2:38:56 PM |
| divedude | $25.00 | 8/20/2011 3:17:45 PM |
| edaguy | $100.00 | 8/20/2011 5:26:24 PM |
| wildsf | $25.00 | 8/21/2011 3:07:29 PM |
| Palacios | $50.00 | 8/21/2011 5:46:17 PM |
| integrity-trumpet | $50.00 | 8/21/2011 12:59:07 PM |
| logical-investment4 | $25.00 | 8/21/2011 7:52:52 PM |
| financial-frenzy | $50.00 | 8/21/2011 3:00:02 PM |
| biobulator | $25.00 | 8/21/2011 3:04:39 PM |
| Mark0135 | $25.00 | 8/22/2011 8:07:49 AM |
| Sibelius2 | $25.00 | 8/21/2011 6:49:27 PM |
| first-euro-rapture | $25.00 | 8/21/2011 7:35:57 PM |
| cropdust3r | $25.00 | 8/22/2011 4:55:31 AM |
| orgy63 | $25.00 | 8/22/2011 9:24:44 AM |
| rescue | $100.00 | 8/22/2011 3:45:13 PM |
| oracle3 | $50.00 | 8/22/2011 4:36:08 PM |
| good4loan | $25.00 | 8/22/2011 4:49:09 PM |
| javelin0 | $25.00 | 8/22/2011 5:42:39 PM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:43 PM |
| heavenly-interest9 | $100.00 | 8/22/2011 2:29:59 PM |
| credit-orca | $25.00 | 8/22/2011 2:41:52 PM |
| Imaginos1892 | $100.00 | 8/22/2011 8:07:29 PM |
| mckhbnpc | $50.00 | 8/22/2011 9:11:01 PM |
| loss-of-control | $100.00 | 8/22/2011 6:10:05 PM |
| worth-blanket2 | $7,100.00 | 8/22/2011 5:54:33 PM |
| radforj22 | $25.00 | 8/22/2011 6:02:22 PM |
| money-banker867 | $25.00 | 8/22/2011 8:11:47 PM |
| wwwUniversal | $25.00 | 8/22/2011 10:20:33 PM |
| Adam_00 | $25.00 | 8/23/2011 2:16:29 AM |
| goat0 | $50.00 | 8/23/2011 5:14:09 AM |
| EWP | $200.00 | 8/23/2011 9:50:14 AM |
| tender-commerce8 | $50.00 | 8/23/2011 10:10:38 AM |
| reflective-rupee | $25.00 | 8/23/2011 6:40:13 AM |
| rlaboy | $25.00 | 8/23/2011 11:01:42 AM |
| MissionMicroFinance | $25.00 | 8/23/2011 12:50:58 PM |
| twjh | $25.00 | 8/23/2011 2:39:59 PM |
| clean-finance1 | $35.00 | 8/23/2011 9:48:05 AM |
| market-pudding | $25.00 | 8/23/2011 10:08:52 AM |
| Chesterite | $100.00 | 8/23/2011 2:48:07 PM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:26 AM |
| Worldskiboy | $50.00 | 8/23/2011 11:55:20 AM |
| SnakeV | $25.00 | 8/23/2011 12:12:29 PM |
| williemc44 | $25.00 | 8/23/2011 12:38:55 PM |
| Comoparklender | $50.00 | 8/23/2011 2:41:18 PM |
| cash-surge | $25.00 | 8/23/2011 5:55:29 PM |
| BlackCat36 | $100.00 | 8/23/2011 6:08:10 PM |
| abundant-marketplace436 | $52.00 | 8/23/2011 6:20:29 PM |
| wlm3012 | $30.00 | 8/23/2011 4:08:43 PM |
| janeybooboo | $50.00 | 8/23/2011 7:31:51 PM |
| whitegold24k | $100.00 | 8/23/2011 7:57:00 PM |
| ZeLonewolf | $23.16 | 8/23/2011 8:07:00 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:34 PM |
| Engineer44 | $35.00 | 8/23/2011 5:36:16 PM |
| JandJ-Bank | $25.00 | 8/23/2011 6:11:27 PM |
| yield-hut | $100.00 | 8/23/2011 6:18:47 PM |
| sensible-trade | $100.00 | 8/23/2011 7:01:00 PM |
| head | $25.00 | 8/23/2011 7:26:41 PM |
| DadWarbucks | $25.00 | 8/22/2011 10:33:23 AM |
| 108lender | $250.00 | 8/23/2011 8:08:28 AM |
| finance-prescription | $100.00 | 8/18/2011 9:16:14 AM |
| compoundinterest | $25.00 | 8/18/2011 9:09:14 AM |
| nickel-ferret | $50.00 | 8/18/2011 9:15:58 AM |
| TennSquire | $50.00 | 8/18/2011 11:45:13 AM |
| DPH | $100.00 | 8/18/2011 11:57:08 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:54 AM |
| jkeller4000 | $25.00 | 8/18/2011 4:22:46 PM |
| runner262 | $25.00 | 8/19/2011 1:25:50 AM |
| MilitaryLending | $25.00 | 8/18/2011 3:59:10 PM |
| orderly-finance6 | $50.00 | 8/19/2011 6:47:28 AM |
| chemistry220 | $25.00 | 8/19/2011 8:08:07 AM |
| janeybooboo | $100.00 | 8/18/2011 6:28:36 PM |
| Investoman | $100.00 | 8/18/2011 8:22:12 PM |
| mrack | $25.00 | 8/18/2011 6:44:12 PM |
| panther757 | $25.00 | 8/19/2011 9:45:12 AM |
| new-social-economist | $40.00 | 8/18/2011 8:44:15 PM |
| capital-zoo | $25.00 | 8/18/2011 11:53:47 PM |
| vibraphone3 | $25.00 | 8/19/2011 3:35:39 AM |
| treasure-bliss | $25.00 | 8/19/2011 7:02:53 AM |
| market-jam | $25.00 | 8/19/2011 8:22:00 AM |
| melodious-fairness | $25.00 | 8/19/2011 8:29:06 AM |
| worthy-bid8 | $50.00 | 8/19/2011 9:07:46 AM |
| ErsatzMike | $50.00 | 8/19/2011 2:34:17 PM |
| red-luminous-gain | $25.00 | 8/19/2011 9:55:08 AM |
| selector568 | $200.00 | 8/19/2011 10:41:43 AM |
| marketplace-hut9 | $50.00 | 8/19/2011 5:11:29 PM |
| grf1945 | $25.00 | 8/19/2011 5:28:22 PM |
| sassykatty | $50.00 | 8/19/2011 12:37:58 PM |
| AF-Chief | $50.00 | 8/19/2011 12:59:00 PM |
| BankofRon | $25.00 | 8/20/2011 12:17:38 AM |
| return-enthusiast1 | $25.00 | 8/19/2011 2:42:29 PM |
| diligent-peace9 | $143.84 | 8/19/2011 2:00:12 PM |
| morfie | $25.00 | 8/19/2011 2:52:01 PM |
| kindness-hickory5 | $50.00 | 8/19/2011 3:07:37 PM |
| a-finance-nirvana | $50.00 | 8/19/2011 5:09:12 PM |
| natural-greenback6 | $25.00 | 8/20/2011 7:41:44 AM |
| britgsb | $50.00 | 8/20/2011 10:50:19 AM |
| Bank42 | $25.00 | 8/20/2011 3:41:53 AM |
| nethosters | $25.00 | 8/20/2011 11:50:55 AM |
| industrious-transparency6 | $50.00 | 8/20/2011 9:14:46 AM |
| mikrolown | $26.00 | 8/20/2011 10:24:56 AM |
| Panlion | $25.00 | 8/20/2011 10:57:46 AM |
| hard-working-loot | $25.00 | 8/20/2011 6:13:08 PM |
| peace-burst0 | $25.00 | 8/20/2011 2:26:46 PM |
| payout-reaction740 | $25.00 | 8/20/2011 3:55:43 PM |
| speedy-point4 | $100.00 | 8/20/2011 5:39:05 PM |
| Agonbiew | $50.00 | 8/20/2011 8:51:29 PM |
| Easystreet | $25.00 | 8/21/2011 5:03:04 AM |
| asmithj | $25.00 | 8/21/2011 12:51:56 AM |
| first-pragmatic-note | $25.00 | 8/21/2011 7:31:14 PM |
| listing-trapper3 | $50.00 | 8/21/2011 1:53:25 PM |
| FinanceEngine | $40.00 | 8/22/2011 9:57:33 AM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:32 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:08 AM |
| Katburg | $25.00 | 8/22/2011 7:12:01 AM |
| patriot384 | $100.00 | 8/22/2011 12:57:53 PM |
| irrelevant | $25.00 | 8/22/2011 7:05:42 PM |
| market-assembler | $25.00 | 8/22/2011 4:02:13 PM |
| jga516 | $25.00 | 8/22/2011 3:57:23 PM |
| LoanerPrincipal | $25.00 | 8/22/2011 5:20:38 PM |
| dollar-sonnet3 | $25.00 | 8/22/2011 7:52:47 PM |
| MadHun | $200.00 | 8/23/2011 9:15:03 AM |
| ttnk62918 | $25.00 | 8/23/2011 9:27:38 AM |
| Weaverville | $25.00 | 8/23/2011 10:09:05 AM |
| organic-order | $25.00 | 8/23/2011 8:13:18 AM |
| silverloan | $25.00 | 8/23/2011 8:34:00 AM |
| grampy48 | $25.00 | 8/23/2011 1:15:41 PM |
| iolaire | $25.00 | 8/23/2011 9:39:54 AM |
| janeybooboo | $150.00 | 8/23/2011 1:27:17 PM |
| dordee | $50.00 | 8/23/2011 10:40:17 AM |
| shrewd-income | $50.00 | 8/23/2011 11:24:25 AM |
| personal-lender | $25.00 | 8/23/2011 11:49:42 AM |
| BradyKP | $25.00 | 8/23/2011 12:16:13 PM |
| Ducatiman1978 | $25.00 | 8/23/2011 2:08:32 PM |
| Accountant83 | $25.00 | 8/23/2011 6:05:30 PM |
| Headhunter14 | $25.00 | 8/23/2011 2:50:11 PM |
| wampum-library4 | $25.00 | 8/23/2011 4:29:22 PM |
| benevolent-capital1 | $25.00 | 8/23/2011 6:11:34 PM |
| green-trade-dolphin | $25.00 | 8/23/2011 6:50:19 PM |
| dudebrah | $25.00 | 8/23/2011 6:33:54 PM |
| constancy | $25.00 | 8/23/2011 6:51:51 PM |
| MakoF16 | $25.00 | 8/23/2011 7:57:16 PM |
| 168 Investments
|
Borrower Payment Dependent Notes Series
522683
This series of Notes was issued and sold upon the funding of the borrower loan #52615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $165.49 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,631 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unequivocal-value9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vancouver
Purpose of loan: Home Improvement
This loan will be used to... add on to the new house with upgrades
My financial situation:
I am a good candidate for this loan because... I have paid off half of my debt in the last month and the only other thing that I have on my credit is from when I sold my pervious house it was under a short sell due to the ecomcony and I did not want to take the hit on my credit so my second mortage has rolled it over and I am paying $325 a month on the rest of the loan.
Monthly net income: $3863
Monthly expenses:
Housing: $1500
Insurance: $0
Car expenses: $0
Utilities: $60
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jack55304 | $200.00 | 8/25/2011 8:40:13 AM |
| restless-dime | $100.00 | 8/19/2011 5:25:35 PM |
| beakerfish | $100.00 | 8/20/2011 8:41:15 AM |
| ladyopium | $50.00 | 8/20/2011 10:00:13 AM |
| dynrep | $50.00 | 8/19/2011 8:30:22 PM |
| jkeller4000 | $25.00 | 8/20/2011 4:40:14 AM |
| exchange-upholder0 | $25.00 | 8/20/2011 11:51:20 AM |
| Amber_Stone | $25.00 | 8/20/2011 3:12:52 PM |
| Rogelio48 | $30.00 | 8/21/2011 6:43:49 PM |
| finance-prescription | $100.00 | 8/22/2011 5:13:27 PM |
| payment-halo | $25.00 | 8/23/2011 4:11:42 AM |
| first-dinero-paladin | $25.00 | 8/23/2011 11:55:28 AM |
| personal-lender | $25.00 | 8/23/2011 5:17:50 PM |
| ledesma31 | $100.00 | 8/23/2011 9:03:30 PM |
| investment-cluster | $50.00 | 8/24/2011 2:12:13 PM |
| Horse-Lender | $30.21 | 8/24/2011 6:29:26 PM |
| goat0 | $50.00 | 8/25/2011 4:53:31 PM |
| worthy-bid8 | $50.00 | 8/25/2011 5:10:06 PM |
| Kyileo | $25.00 | 8/25/2011 8:24:39 PM |
| wwwUniversal | $25.00 | 8/25/2011 10:48:00 PM |
| Dubbs360 | $200.00 | 8/25/2011 10:16:02 PM |
| leverage-monger | $25.00 | 8/26/2011 8:58:42 AM |
| Bob450 | $25.00 | 8/26/2011 9:27:38 AM |
| auction-mastery | $25.00 | 8/26/2011 9:52:54 AM |
| brondero | $72.00 | 8/26/2011 10:34:03 AM |
| CreditBuilder2 | $25.00 | 8/26/2011 10:36:09 AM |
| jybank | $50.00 | 8/26/2011 10:38:08 AM |
| ore-didgeridoo | $25.00 | 8/26/2011 10:39:22 AM |
| exchange-jedi | $25.00 | 8/26/2011 10:15:20 AM |
| auction-workhorse679 | $25.00 | 8/26/2011 10:36:23 AM |
| 108lender | $250.00 | 8/23/2011 8:08:30 AM |
| principal-star | $25.00 | 8/20/2011 8:25:19 AM |
| favorite-commerce | $25.00 | 8/20/2011 1:10:17 PM |
| payout-bridge | $25.00 | 8/20/2011 1:21:10 PM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:38 PM |
| social-hunter5 | $100.00 | 8/22/2011 7:05:52 AM |
| ledesma31 | $200.00 | 8/22/2011 3:46:04 PM |
| economy-coup | $100.00 | 8/24/2011 12:42:16 AM |
| helpingyou1 | $26.80 | 8/24/2011 9:48:24 AM |
| riveting-credit5 | $50.00 | 8/24/2011 10:51:13 AM |
| Bill88 | $25.00 | 8/24/2011 2:12:44 PM |
| icanhasloanz | $25.00 | 8/25/2011 5:08:19 AM |
| CatbirdBanking | $25.00 | 8/25/2011 12:08:59 PM |
| secureincome | $700.00 | 8/25/2011 3:35:12 PM |
| EL_Papin | $100.00 | 8/25/2011 5:31:31 PM |
| kulender | $50.00 | 8/25/2011 5:36:32 PM |
| newest-power-banker | $45.00 | 8/25/2011 8:46:34 PM |
| 168RichCapital | $25.08 | 8/26/2011 6:14:33 AM |
| bmw2 | $40.00 | 8/26/2011 10:31:26 AM |
| kinetic-social | $5.91 | 8/26/2011 10:41:23 AM |
| MadHun | $200.00 | 8/26/2011 9:18:54 AM |
| smart-note9 | $50.00 | 8/26/2011 10:32:06 AM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
523139
This series of Notes was issued and sold upon the funding of the borrower loan #52752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 38y 2m |
|
Amount delinquent:
| $124 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,517 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| showcase086 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bak
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5500
Monthly expenses: $
Housing: $2057
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $100.00 | 8/22/2011 9:47:30 PM |
| economy-coup | $100.00 | 8/24/2011 12:42:19 AM |
| personal-lender | $25.00 | 8/23/2011 5:18:23 PM |
| worth-blanket2 | $3,275.00 | 8/25/2011 9:56:58 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
523295
This series of Notes was issued and sold upon the funding of the borrower loan #52604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $289.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 22y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,889 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| neighborly-responsibility6 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hawkeye
Purpose of loan:
This loan will be used to consolidate my credit card debt. I currently have balances on two credit cards, both with interest rates at nearly 30%.
My financial situation:
I am a good candidate for this loan first and foremost, because I have established a solid work history. I celebrated 22 years of dedicated service to the same Employer earlier this year.
My goal is to establish a superior credit rating. The elimination of this credit card debt with such an exhorbitant interest rate would have me well on my way. I have managed to pay off both of my automobiles. I own them free and clear. The only other debt I have is the mortgage on my newly purchased home.
Monthly net income: $5,600
Monthly expenses: $
Housing: $1,710
Insurance: $150
Car expenses: $600
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $600
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| FAsAreDUMB | $25.00 | 8/23/2011 11:41:19 AM |
| compoundinterest | $50.00 | 8/23/2011 9:09:54 AM |
| epall | $25.00 | 8/23/2011 6:22:00 PM |
| personal-lender | $25.00 | 8/23/2011 5:18:26 PM |
| Investor_DP | $100.00 | 8/23/2011 9:06:34 AM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:27 PM |
| seabassx | $25.00 | 8/25/2011 10:13:28 AM |
| janeybooboo | $175.00 | 8/25/2011 10:22:47 AM |
| worth-blanket2 | $7,500.00 | 8/25/2011 9:52:38 AM |
| golffish2 | $50.00 | 8/25/2011 10:04:12 AM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
523399
This series of Notes was issued and sold upon the funding of the borrower loan #52749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $156.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,418 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| AvidReader17 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 39 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2010)
600-619
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 39 | | |
Description
Debt Consolidation
Purpose of loan: Pay off credit cards
My financial situation: Stable
I am a good candidate for this loan because...
First I want to thank you for taking the time out for reviewing my loan. I feel I am a good candidate because if you look at my past history with Prosper, I have had two loans with the company and both have been paid off. I have never been late or missed a payment. I ask that you also keep in mind when reviewing my expenses that I am married and my husband and I share the expenses.
Monthly net income: $2,800
Monthly expenses: $1,800
Housing: $2,000
Insurance: $200
Car expenses: $520
Utilities: $150
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $250
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $60.00 | 8/24/2011 5:04:40 PM |
| MoneyForNothing | $55.91 | 8/24/2011 5:05:37 PM |
| vutah | $25.00 | 8/24/2011 5:19:26 PM |
| lucrative-loan | $25.00 | 8/24/2011 5:00:44 PM |
| yield-lion2 | $25.00 | 8/24/2011 5:02:16 PM |
| RLaumeyer | $30.00 | 8/24/2011 9:00:54 PM |
| Feyenoord | $25.00 | 8/24/2011 9:47:56 PM |
| fabulous-community4 | $25.00 | 8/24/2011 5:01:40 PM |
| Kash2010lu | $30.00 | 8/24/2011 5:02:15 PM |
| ChoiceInvestments | $39.13 | 8/24/2011 11:32:18 PM |
| 312-Lender | $25.00 | 8/24/2011 5:15:30 PM |
| Dusigrosz | $150.00 | 8/24/2011 5:07:43 PM |
| corporatejim | $31.24 | 8/25/2011 4:39:49 AM |
| icanhasloanz | $100.00 | 8/25/2011 4:48:01 AM |
| atlas-schrugged | $200.00 | 8/24/2011 5:51:54 PM |
| bullish2bearish | $50.00 | 8/24/2011 5:27:00 PM |
| janeybooboo | $150.00 | 8/24/2011 6:18:43 PM |
| loss-of-control | $75.00 | 8/24/2011 6:45:51 PM |
| favorite-commerce | $35.00 | 8/24/2011 6:33:14 PM |
| atlas100 | $100.00 | 8/24/2011 7:03:25 PM |
| DasMula | $25.00 | 8/24/2011 8:22:15 PM |
| brightest-dignified-penny | $25.00 | 8/24/2011 8:58:17 PM |
| trippd6 | $25.00 | 8/24/2011 9:59:39 PM |
| bughead | $25.00 | 8/24/2011 10:41:09 PM |
| payout-alien6 | $25.00 | 8/24/2011 11:22:27 PM |
| MilitaryLending | $33.00 | 8/25/2011 1:21:24 AM |
| goodhearted-generosity511 | $100.00 | 8/24/2011 5:23:20 PM |
| sweety075 | $25.00 | 8/24/2011 5:42:47 PM |
| CASSHMAN | $100.00 | 8/24/2011 7:09:29 PM |
| exciting-fairness | $200.00 | 8/24/2011 7:35:17 PM |
| kind-charming-value | $1,000.00 | 8/24/2011 5:01:42 PM |
| LittleMingo | $30.00 | 8/24/2011 5:01:58 PM |
| graceful-investment | $50.00 | 8/24/2011 5:08:15 PM |
| Socorro_Capital_Partners | $25.00 | 8/25/2011 1:01:42 AM |
| enthusiastic-balance5 | $100.00 | 8/24/2011 5:15:42 PM |
| 312-Lender | $25.00 | 8/24/2011 5:15:35 PM |
| CoolPlexer | $25.00 | 8/24/2011 7:49:12 PM |
| clemclan | $43.00 | 8/24/2011 8:35:02 PM |
| moola-tulip1 | $25.00 | 8/24/2011 7:58:43 PM |
| Bob450 | $30.00 | 8/24/2011 8:39:15 PM |
| lendstats_com | $300.00 | 8/24/2011 9:02:22 PM |
| velocity-winner | $25.00 | 8/24/2011 10:26:13 PM |
| Mikale360 | $25.00 | 8/24/2011 10:43:18 PM |
| s270 | $150.00 | 8/24/2011 11:13:22 PM |
| credit-missile | $125.00 | 8/24/2011 10:38:38 PM |
| grampy48 | $50.00 | 8/25/2011 3:38:49 AM |
| mikeandcat | $90.04 | 8/25/2011 5:13:16 AM |
| bluehen00 | $42.68 | 8/25/2011 5:18:54 AM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
523509
This series of Notes was issued and sold upon the funding of the borrower loan #52743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $491 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| capital-chomper8 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvements
Purpose of loan:
This loan will be used to update my home and finish my basement.
My financial situation:
I am a good candidate for this loan because my bills are always paid on time and in full.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.00 | 8/23/2011 9:16:56 AM |
| leverage-monger | $55.00 | 8/23/2011 10:28:08 AM |
| favorite-commerce | $25.00 | 8/23/2011 8:03:04 PM |
| vine99 | $75.00 | 8/23/2011 8:21:50 PM |
| principal-star | $25.00 | 8/24/2011 5:50:47 AM |
| The_Lendor | $25.00 | 8/24/2011 7:19:08 AM |
| FinDoc | $25.00 | 8/24/2011 3:26:08 PM |
| progressive-treasure1 | $25.00 | 8/24/2011 9:53:26 AM |
| loot-master | $25.00 | 8/25/2011 2:21:28 PM |
| Astyanax | $75.00 | 8/25/2011 6:15:46 PM |
| friendly-fund9 | $100.00 | 8/25/2011 7:55:14 PM |
| SummitAdvisors | $100.00 | 8/25/2011 8:05:34 PM |
| Investor_DP | $100.00 | 8/25/2011 5:07:48 PM |
| kulender | $50.00 | 8/25/2011 5:49:01 PM |
| Drivindabus | $25.00 | 8/26/2011 1:57:49 AM |
| green-trade-dolphin | $25.00 | 8/25/2011 6:41:24 PM |
| PositiveCarry | $50.00 | 8/26/2011 7:59:43 AM |
| orbital-dollar2 | $25.00 | 8/25/2011 7:44:03 PM |
| competent-p2p | $35.00 | 8/25/2011 7:52:04 PM |
| Dubbs360 | $300.00 | 8/25/2011 10:00:12 PM |
| TheDigitalMan | $25.00 | 8/26/2011 3:43:28 AM |
| brightest-dignified-penny | $25.00 | 8/26/2011 7:58:32 AM |
| supreme-hope | $25.00 | 8/26/2011 5:38:23 AM |
| meers2000 | $34.32 | 8/26/2011 6:15:55 AM |
| leverage-monger | $113.34 | 8/26/2011 8:46:05 AM |
| SDD123 | $25.00 | 8/26/2011 7:33:41 AM |
| integrity-doctor | $100.00 | 8/26/2011 7:40:03 AM |
| treasure-hunter270 | $25.00 | 8/26/2011 7:54:21 AM |
| nycfinance | $25.00 | 8/26/2011 8:24:36 AM |
| _NaLNaBB | $50.00 | 8/26/2011 8:38:19 AM |
| 108lender | $250.00 | 8/23/2011 4:47:32 PM |
| exchange-upholder0 | $25.00 | 8/23/2011 2:39:20 PM |
| Uylsses | $100.00 | 8/23/2011 11:13:40 AM |
| goodhearted-generosity511 | $25.00 | 8/23/2011 12:42:34 PM |
| dynrep | $100.00 | 8/23/2011 1:00:54 PM |
| CK1 | $25.00 | 8/23/2011 7:24:08 PM |
| patriot897 | $25.00 | 8/23/2011 8:04:42 PM |
| CA-Lender | $50.00 | 8/23/2011 6:00:05 PM |
| subtle-revenue0 | $25.00 | 8/24/2011 5:22:07 AM |
| jkeller4000 | $25.00 | 8/24/2011 3:33:24 AM |
| stepatatime-together | $100.00 | 8/24/2011 7:40:47 AM |
| Bill88 | $25.00 | 8/24/2011 2:11:46 PM |
| riveting-credit5 | $50.00 | 8/24/2011 10:54:16 AM |
| profit-powerplant | $25.00 | 8/24/2011 2:43:27 PM |
| well-mannered-income3 | $25.00 | 8/25/2011 5:19:18 AM |
| Bob450 | $30.00 | 8/24/2011 8:42:01 PM |
| GolfPro2006 | $30.00 | 8/25/2011 4:31:28 PM |
| rate-sceptre | $50.00 | 8/25/2011 6:12:42 PM |
| Nojukbong | $100.00 | 8/25/2011 3:19:07 PM |
| secureincome | $750.00 | 8/25/2011 3:53:12 PM |
| El_Profesional | $25.00 | 8/25/2011 4:06:34 PM |
| well-rounded-dinero | $50.00 | 8/25/2011 5:11:09 PM |
| social-trumpet | $25.00 | 8/25/2011 10:14:58 PM |
| zorg77 | $25.00 | 8/25/2011 5:18:33 PM |
| transformer855 | $25.00 | 8/25/2011 10:47:07 PM |
| Invest_In_U_Today_Pls_Pay_back | $50.00 | 8/25/2011 11:24:18 PM |
| scarlet-velvet | $25.08 | 8/25/2011 6:24:14 PM |
| dudebrah | $25.00 | 8/25/2011 6:38:47 PM |
| EL_Papin | $100.00 | 8/26/2011 5:19:48 AM |
| gain-mountain1 | $300.00 | 8/25/2011 6:56:07 PM |
| LendToCause | $25.00 | 8/25/2011 6:59:01 PM |
| principal-molecule2 | $25.00 | 8/26/2011 6:26:22 AM |
| economy-popcorn | $25.00 | 8/26/2011 6:33:20 AM |
| Starfin-Capital-Management | $305.98 | 8/26/2011 7:35:47 AM |
| first-dinero-paladin | $50.00 | 8/26/2011 7:47:50 AM |
| foothillender | $25.00 | 8/26/2011 8:14:58 AM |
| truth-edifice5 | $25.00 | 8/26/2011 3:12:57 AM |
| soroxy | $25.00 | 8/26/2011 5:02:11 AM |
| jmvingeorgia | $25.00 | 8/26/2011 5:17:03 AM |
| capital_projects_investor | $25.00 | 8/26/2011 3:12:31 AM |
| moneytolend72 | $25.00 | 8/26/2011 7:46:55 AM |
| buffalobills | $25.00 | 8/26/2011 8:01:46 AM |
| Jesuistom | $25.00 | 8/26/2011 8:02:41 AM |
| kflores74 | $100.00 | 8/26/2011 8:16:17 AM |
| Islandgal | $45.08 | 8/26/2011 6:32:49 AM |
| octoberfresh | $25.00 | 8/26/2011 6:56:42 AM |
| credible-balance0 | $25.00 | 8/26/2011 7:44:37 AM |
| stammyc3 | $26.20 | 8/26/2011 8:06:06 AM |
| Leshan | $25.00 | 8/26/2011 8:42:15 AM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
523521
This series of Notes was issued and sold upon the funding of the borrower loan #52621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $216.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 10m |
|
Amount delinquent:
| $9,581 |
Total credit lines:
| 60 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,746 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ore-shooter |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need Help
Purpose of loan:
This loan will be used to close a credit card debt bought by a collection company I have been paying on for 3 years. This amount will allow me to settle a debt twice the amount.
My financial situation:
I am a good candidate for this loan because I hold a great steady job and i have been with them for the past 6 years...
Monthly net income: $2695 (of that $2000 goes toward joint account to pay expenses below except my own store credit cards)
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $285
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/23/2011 9:06:36 AM |
| compoundinterest | $50.00 | 8/23/2011 9:09:56 AM |
| nebula076 | $100.00 | 8/24/2011 1:45:01 PM |
| personal-lender | $25.00 | 8/23/2011 5:18:29 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:29 PM |
| worth-blanket2 | $5,700.00 | 8/25/2011 9:53:09 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
523775
This series of Notes was issued and sold upon the funding of the borrower loan #52619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $137.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,325 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Filmsmith |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 77 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2010)
720-739
(Nov-2009)
640-659
(Jun-2008)
680-699
(Jun-2007)
|
|
Principal balance:
| $1,287.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 77 | | |
Description
Debt Be Gone!
Purpose of loan:
This loan will be used to pay off credit card balances and pay down other debts to manageable level.
My financial situation:
I am a good candidate for this loan because I take pride in paying my bills on time. I have paid off two loans, $1,000 and a $5000. I am grateful to the Prosper community for the generosity shown me in the past.
Monthly net income: $2564
Monthly expenses: $938
Housing: $-0-
Insurance: $185
Car expenses:$535
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans: $218
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 8/25/2011 5:01:20 PM |
| Kash2010lu | $25.00 | 8/25/2011 5:33:44 PM |
| Dusigrosz | $75.00 | 8/25/2011 5:01:36 PM |
| Champion_Lending | $25.00 | 8/25/2011 5:04:23 PM |
| MoneyForNothing | $208.03 | 8/25/2011 5:10:24 PM |
| credit-guard5 | $25.00 | 8/25/2011 8:44:51 PM |
| janeybooboo | $200.00 | 8/25/2011 5:02:20 PM |
| kind-charming-value | $1,000.00 | 8/25/2011 5:03:53 PM |
| LittleMingo | $33.95 | 8/25/2011 5:04:46 PM |
| s270 | $80.52 | 8/25/2011 10:04:25 PM |
| riveting-credit5 | $143.91 | 8/25/2011 10:55:21 PM |
| Feyenoord | $25.00 | 8/25/2011 10:56:24 PM |
| loanman2007 | $100.00 | 8/25/2011 5:43:31 PM |
| ChoiceInvestments | $29.00 | 8/25/2011 6:20:22 PM |
| wonder3 | $40.00 | 8/25/2011 8:27:33 PM |
| favorite-commerce | $35.00 | 8/25/2011 10:17:47 PM |
| credit-missile | $110.00 | 8/25/2011 5:04:36 PM |
| Whipster | $70.00 | 8/25/2011 5:58:45 PM |
| equitable-capital758 | $250.00 | 8/25/2011 8:43:35 PM |
| sweety075 | $25.00 | 8/25/2011 8:45:14 PM |
| atlas-schrugged | $200.00 | 8/25/2011 8:46:04 PM |
| enthusiastic-balance5 | $100.00 | 8/25/2011 5:16:34 PM |
| DasMula | $57.00 | 8/25/2011 5:35:56 PM |
| stepatatime-together | $100.00 | 8/25/2011 11:15:54 PM |
| shrewd-income | $100.00 | 8/25/2011 6:50:17 PM |
| papaloha | $61.00 | 8/25/2011 7:23:31 PM |
| Kyileo | $25.00 | 8/25/2011 8:29:06 PM |
| sensible-fund | $25.00 | 8/25/2011 8:37:43 PM |
| Invest_In_U_Today_Pls_Pay_back | $281.59 | 8/25/2011 11:35:47 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
509780
This series of Notes was issued and sold upon the funding of the borrower loan #52595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $129.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,826 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| punctual-repayments |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2010)
720-739
(Apr-2010)
740-759
(Oct-2009)
|
|
Principal balance:
| $4,021.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Refinancing a Prosper Loan
Purpose of loan:
This loan will be used to...refinance my existing prosper loan. It is not like getting a loan to pay off an open credit card account and then maxing it out. So my Prosper payments would continue except my monthly cash flow would increase.
My financial situation:
I am a good candidate for this loan because...I am never late on my bills; current on everything. I have two mortgages (one of them is a positive cash flow rental duplex) and neither one is u?op ?pisdn or upside down. I have already had a prosper loan that I successfully paid off, and the one I currently have (that I want to refinance) is also current and in good standing.
Thank you for your consideration.
P.S. Why can't I use my own picture anymore?
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $200.00 | 8/24/2011 9:02:17 AM |
| enthusiastic-balance5 | $100.00 | 8/24/2011 9:16:25 AM |
| LittleMingo | $25.00 | 8/24/2011 9:14:21 AM |
| ChristopherHS | $25.00 | 8/24/2011 11:11:44 AM |
| investment-artist | $25.01 | 8/24/2011 12:30:01 PM |
| sweety075 | $25.00 | 8/24/2011 4:12:30 PM |
| Centerline15 | $25.00 | 8/24/2011 11:33:13 PM |
| uberrific | $100.00 | 8/24/2011 5:06:06 PM |
| Brown98 | $25.00 | 8/24/2011 6:40:52 PM |
| s270 | $100.00 | 8/24/2011 11:01:48 PM |
| slygorman | $35.00 | 8/25/2011 5:04:19 AM |
| green-safe-wampum | $50.00 | 8/25/2011 11:31:10 AM |
| smkb2 | $75.00 | 8/25/2011 5:00:33 PM |
| britgsb | $200.00 | 8/25/2011 11:18:38 AM |
| currency-persimmon | $50.00 | 8/25/2011 2:17:08 PM |
| bmbanzai | $25.00 | 8/25/2011 7:34:30 PM |
| Weaverville | $50.00 | 8/25/2011 7:56:43 PM |
| leeball | $100.00 | 8/25/2011 4:10:45 PM |
| RecoveryLender | $25.00 | 8/25/2011 5:21:50 PM |
| kulender | $50.00 | 8/25/2011 5:47:36 PM |
| availableloan | $25.00 | 8/25/2011 7:13:12 PM |
| crw1950 | $60.39 | 8/25/2011 7:16:59 PM |
| Dubbs360 | $300.00 | 8/25/2011 9:59:28 PM |
| 1stBankAndHal | $50.08 | 8/24/2011 2:10:09 PM |
| compoundinterest | $50.00 | 8/24/2011 9:09:57 AM |
| green-trade-dolphin2 | $25.00 | 8/24/2011 9:55:07 AM |
| one-midas | $50.00 | 8/24/2011 11:51:40 AM |
| jkeller4000 | $25.00 | 8/25/2011 3:33:45 AM |
| vutah | $25.00 | 8/24/2011 5:28:21 PM |
| blue-useful-auction | $25.00 | 8/25/2011 6:21:34 AM |
| houli123 | $50.00 | 8/25/2011 1:02:53 AM |
| GoGalt | $50.00 | 8/25/2011 6:41:17 AM |
| Nojukbong | $200.00 | 8/25/2011 3:14:11 PM |
| KADENA462 | $25.00 | 8/25/2011 3:17:52 PM |
| MadHun | $200.00 | 8/25/2011 5:15:16 PM |
| credit-panda1 | $50.00 | 8/25/2011 11:13:44 AM |
| loan-eagle9 | $25.00 | 8/25/2011 11:20:29 AM |
| euro-deployment | $25.00 | 8/25/2011 12:46:35 PM |
| thrifty-note2 | $25.00 | 8/25/2011 1:34:22 PM |
| jsnryn | $25.00 | 8/25/2011 1:36:29 PM |
| Astyanax | $90.00 | 8/25/2011 6:12:00 PM |
| CreditBuilder2 | $100.00 | 8/25/2011 3:43:48 PM |
| balilanai | $25.00 | 8/25/2011 4:48:20 PM |
| mammalian4 | $25.00 | 8/25/2011 5:55:37 PM |
| mrpowers5531 | $25.00 | 8/25/2011 6:45:39 PM |
| SummitAdvisors | $500.00 | 8/25/2011 8:03:28 PM |
| ethical-truth211 | $614.00 | 8/25/2011 10:25:37 PM |
| MoneyForNothing | $0.52 | 8/25/2011 10:26:19 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
510674
This series of Notes was issued and sold upon the funding of the borrower loan #52761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,250.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $267.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 22y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,849 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| BIZYGIRL43 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2010)
780-799
(Mar-2008)
|
|
Principal balance:
| $4,537.37 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
FOUR DOORS VS TWO
Purpose of loan:
This loan will be used to purchase a used automobile with 4 doors so I can get grandchildren in the back seat. I currently own a 1997 Dodge Dakota truck which I purchased used. Since the addition of two new grandchildren, I find myself out of room. I need to purchase another used car, a 2005 Equinox. I believe in buying a used vehicle to eliminate major depreciation...My plan is to sell my truck and pay the entire amount (I owe nothing on the truck) on this new loan. I do not want a car payment at all but I have found this vehicle from an individual who has really taken care of it and I know it will be gone if I wait.
My financial situation:
I am a good candidate for this loan because I am signed up to work overtime for the next two months and even if this overtime does not happen for some unforeseen reason, I am able to make the payment on my regular salary.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $120.78 | 8/12/2011 9:05:07 AM |
| gentle-gain235 | $200.00 | 8/12/2011 10:02:33 AM |
| KADENA462 | $25.00 | 8/12/2011 3:48:17 PM |
| indomitable-coin | $25.00 | 8/12/2011 10:58:15 AM |
| coin-trumpet | $25.00 | 8/12/2011 4:15:36 PM |
| compoundinterest | $50.00 | 8/15/2011 12:02:28 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:11 PM |
| green-trade-dolphin2 | $25.00 | 8/16/2011 9:51:04 AM |
| hostbank | $100.00 | 8/17/2011 9:08:36 AM |
| don8ter | $25.00 | 8/18/2011 4:50:15 AM |
| hitsman | $50.00 | 8/18/2011 10:59:14 AM |
| genius520 | $50.00 | 8/18/2011 9:11:56 AM |
| Weaverville | $50.00 | 8/18/2011 9:34:25 AM |
| bradfid | $25.00 | 8/18/2011 9:17:15 PM |
| themoneydoctor | $500.00 | 8/19/2011 10:34:26 AM |
| income-thinker4 | $25.00 | 8/19/2011 11:43:53 PM |
| frobin | $25.00 | 8/20/2011 8:08:46 PM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:34 AM |
| jmichael23 | $75.00 | 8/21/2011 10:59:58 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:11 PM |
| winlender | $25.00 | 8/21/2011 8:15:31 AM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:09 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:21 PM |
| FinDoc | $25.00 | 8/22/2011 4:52:55 AM |
| Aberdeen | $1,000.00 | 8/23/2011 8:59:36 AM |
| CBO-Enterprise | $100.00 | 8/23/2011 4:17:47 PM |
| mar97 | $25.00 | 8/23/2011 4:21:28 PM |
| credit-panda1 | $25.00 | 8/23/2011 5:00:01 PM |
| elbastador | $25.00 | 8/23/2011 1:56:50 PM |
| radforj22 | $25.00 | 8/23/2011 2:02:06 PM |
| CreditBuilder2 | $100.00 | 8/23/2011 6:23:20 PM |
| Gordon_Gekko1 | $25.00 | 8/23/2011 7:46:52 PM |
| RecoveryLender | $25.00 | 8/23/2011 5:07:07 PM |
| TrustPlus | $50.00 | 8/23/2011 10:00:08 PM |
| BigLinCT | $25.00 | 8/24/2011 6:19:19 AM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:34 PM |
| vulgy | $25.00 | 8/23/2011 8:01:59 PM |
| joffco | $25.61 | 8/24/2011 7:36:51 AM |
| brstern2 | $50.00 | 8/24/2011 7:46:39 AM |
| _NaLNaBB | $200.00 | 8/24/2011 9:02:31 AM |
| economy-popcorn | $25.00 | 8/23/2011 9:22:20 PM |
| Gibbyland | $100.00 | 8/23/2011 10:39:13 PM |
| nickel-balance | $25.00 | 8/24/2011 7:05:38 AM |
| jpac1066 | $50.00 | 8/24/2011 6:40:08 AM |
| grampy48 | $34.59 | 8/24/2011 6:49:47 AM |
| john0720 | $100.00 | 8/24/2011 7:21:06 AM |
| credit-investor5 | $50.00 | 8/24/2011 7:22:56 AM |
| a-finance-nirvana | $25.00 | 8/24/2011 7:57:42 AM |
| JJ-Loans | $75.00 | 8/24/2011 7:34:04 AM |
| equitable-yield4 | $75.00 | 8/24/2011 8:25:23 AM |
| agent86a | $25.00 | 8/24/2011 8:51:54 AM |
| GABC-1 | $50.00 | 8/24/2011 9:06:00 AM |
| honorable-yield | $50.00 | 8/24/2011 9:10:32 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:57:49 AM |
| GoGalt | $50.00 | 8/12/2011 2:12:26 PM |
| one-midas | $51.00 | 8/12/2011 10:15:14 AM |
| thankful-nickel2 | $25.00 | 8/12/2011 4:22:13 PM |
| MarvintheMartian | $50.00 | 8/12/2011 10:16:32 AM |
| investment-artist | $25.01 | 8/13/2011 8:57:28 AM |
| simplelender80 | $100.00 | 8/13/2011 9:39:03 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:13 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:33 PM |
| independent-revenue4 | $46.00 | 8/15/2011 7:19:26 PM |
| top-epic-community | $50.00 | 8/16/2011 7:19:02 AM |
| Syzygy | $25.00 | 8/16/2011 9:11:38 AM |
| balance-bliss | $100.00 | 8/17/2011 3:14:19 AM |
| AF-Chief | $100.00 | 8/17/2011 9:33:01 AM |
| janeybooboo | $126.00 | 8/18/2011 6:27:04 AM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:50:56 AM |
| herbyman | $50.00 | 8/18/2011 11:24:57 AM |
| ethicalhumanist | $50.00 | 8/18/2011 7:11:16 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:49 AM |
| marketplace-hut9 | $50.00 | 8/19/2011 5:11:27 PM |
| Sneezie | $100.00 | 8/19/2011 1:27:09 PM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:35 PM |
| jbaum | $25.00 | 8/20/2011 3:38:23 PM |
| KCEnterprises | $25.00 | 8/20/2011 8:27:54 PM |
| payout-motivator0 | $60.00 | 8/20/2011 9:22:06 PM |
| sentimental-silver7 | $25.00 | 8/21/2011 7:43:07 AM |
| tolerant-dinero2 | $50.00 | 8/21/2011 1:40:04 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:19 AM |
| rdrloan | $50.00 | 8/22/2011 7:54:04 AM |
| atbright | $25.00 | 8/22/2011 10:12:29 AM |
| BankofPete | $25.00 | 8/22/2011 10:42:56 AM |
| rescue | $100.00 | 8/22/2011 3:44:30 PM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:10 PM |
| Clambake | $50.00 | 8/23/2011 7:02:08 AM |
| jarf | $25.00 | 8/22/2011 8:26:44 PM |
| lostontheedge | $25.00 | 8/23/2011 8:21:36 AM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:14 AM |
| dinero-jujitsu | $25.00 | 8/23/2011 9:44:22 AM |
| moola-gargantuan9 | $50.00 | 8/23/2011 6:46:30 AM |
| ideal-platinum1 | $50.00 | 8/23/2011 7:45:39 AM |
| MadHun | $200.00 | 8/23/2011 9:15:01 AM |
| jescowa | $50.00 | 8/23/2011 3:28:34 PM |
| personal-lender | $25.00 | 8/23/2011 11:48:45 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:13 PM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:19 AM |
| janeybooboo | $74.00 | 8/23/2011 11:58:35 AM |
| MissionMicroFinance | $25.00 | 8/23/2011 12:52:44 PM |
| currency-persimmon | $50.00 | 8/23/2011 5:05:06 PM |
| BxRealtor | $25.00 | 8/23/2011 8:52:44 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:14 PM |
| 1stBankAndHal | $25.04 | 8/23/2011 6:27:37 PM |
| dudebrah | $25.00 | 8/23/2011 6:35:02 PM |
| yield-hut | $50.00 | 8/24/2011 4:09:23 AM |
| janeybooboo | $50.00 | 8/23/2011 6:30:51 PM |
| commitment-orca7 | $157.05 | 8/24/2011 6:36:35 AM |
| boola1010 | $50.00 | 8/24/2011 7:11:32 AM |
| principal-molecule2 | $25.00 | 8/23/2011 9:53:02 PM |
| GElender | $50.00 | 8/24/2011 6:06:19 AM |
| integrity-doctor | $100.00 | 8/24/2011 6:16:39 AM |
| ClearLake | $25.00 | 8/24/2011 6:16:56 AM |
| income-awakening6 | $25.00 | 8/24/2011 7:46:56 AM |
| Scubadiver | $50.00 | 8/24/2011 7:49:16 AM |
| PotBellyPete | $88.00 | 8/24/2011 8:44:42 AM |
| heerzaquestion | $500.00 | 8/24/2011 8:50:45 AM |
| credit-coach118 | $50.00 | 8/24/2011 9:00:10 AM |
| iamwhatiam | $25.00 | 8/24/2011 8:55:59 AM |
| Oak-Parker | $25.35 | 8/24/2011 9:09:16 AM |
| octoberfresh | $25.00 | 8/24/2011 9:07:41 AM |
| janeybooboo | $16.57 | 8/24/2011 9:12:55 AM |
| 122 Investments
|
Borrower Payment Dependent Notes Series
518074
This series of Notes was issued and sold upon the funding of the borrower loan #52625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,342 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fishking3 |
Borrower's state:
| Georgia |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,001.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2010)
520-539
(Mar-2007)
520-539
(Jan-2007)
|
|
Principal balance:
| $2,206.61 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Business Use
Purpose of loan:
This loan will be used to buy inventory for my pest control business along with new office equipment.
My financial situation:
I am a good candidate for this loan because this would be my 3rd loan with prosper 1st one paid in full, 2nd have never been late. And will never be late on number 3. I show all my expenses as zero because they are paid with my wifes income.
Monthly net income: $2400
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 8/24/2011 5:01:39 PM |
| reflective-rupee | $25.00 | 8/24/2011 9:14:59 PM |
| MoneyForNothing | $104.74 | 8/24/2011 5:03:56 PM |
| alexgalt | $25.00 | 8/24/2011 11:00:18 PM |
| Moe87 | $31.50 | 8/24/2011 5:46:17 PM |
| Tyrion31 | $25.00 | 8/24/2011 5:29:38 PM |
| shawnw2 | $450.00 | 8/24/2011 5:31:10 PM |
| Bob450 | $30.00 | 8/24/2011 8:39:54 PM |
| Champion_Lending | $25.00 | 8/24/2011 9:03:53 PM |
| Mikale360 | $25.00 | 8/24/2011 10:44:34 PM |
| InChicago | $100.00 | 8/25/2011 9:10:50 AM |
| innovator2 | $200.00 | 8/24/2011 10:54:21 PM |
| jkeller4000 | $25.00 | 8/25/2011 3:33:50 AM |
| janeybooboo | $150.00 | 8/25/2011 10:33:16 AM |
| loanman2007 | $200.00 | 8/25/2011 6:43:44 AM |
| marinbb | $100.00 | 8/25/2011 11:35:04 AM |
| elvisloans | $25.00 | 8/25/2011 12:09:03 PM |
| first-dinero-paladin | $125.00 | 8/25/2011 7:47:09 AM |
| Legally_Blonde | $25.00 | 8/25/2011 1:47:28 PM |
| ronin4sale | $40.00 | 8/25/2011 8:49:24 AM |
| ProsprousLender | $25.00 | 8/25/2011 8:52:58 AM |
| payout-bridge | $25.00 | 8/25/2011 3:23:13 PM |
| EretzCapital | $50.00 | 8/25/2011 10:31:38 AM |
| a_falk22 | $25.00 | 8/25/2011 12:26:52 PM |
| myutmost | $29.16 | 8/25/2011 1:44:00 PM |
| thankful-nickel2 | $25.00 | 8/25/2011 2:59:24 PM |
| sturdy-peace9 | $99.00 | 8/25/2011 3:15:15 PM |
| investment-daydream | $56.00 | 8/24/2011 5:28:46 PM |
| lendstats_com | $300.00 | 8/24/2011 9:05:15 PM |
| restless-dime | $50.00 | 8/24/2011 10:01:02 PM |
| personal-lender | $25.00 | 8/24/2011 5:16:18 PM |
| golffish2 | $100.00 | 8/25/2011 5:31:26 AM |
| DHolly | $25.00 | 8/24/2011 5:58:58 PM |
| shawnw2 | $55.65 | 8/25/2011 6:57:42 AM |
| Feyenoord | $25.00 | 8/24/2011 9:49:18 PM |
| LuvToLend | $25.00 | 8/25/2011 1:42:30 AM |
| jhouman | $50.00 | 8/25/2011 4:01:05 AM |
| NekHoldings | $25.00 | 8/25/2011 5:46:19 AM |
| social-hunter5 | $77.00 | 8/25/2011 7:08:35 AM |
| CA-Lender | $50.00 | 8/25/2011 9:02:35 AM |
| payout-bridge | $35.00 | 8/25/2011 3:22:56 PM |
| marwadi-62 | $37.78 | 8/25/2011 3:36:02 PM |
| cbivitz | $175.00 | 8/25/2011 10:08:31 AM |
| tcpfan | $25.00 | 8/25/2011 10:51:24 AM |
| diligent-peace9 | $213.53 | 8/25/2011 10:43:56 AM |
| blitzen40 | $50.00 | 8/25/2011 12:12:29 PM |
| shrewd-income | $200.00 | 8/25/2011 1:34:11 PM |
| SecondChanceLendingSERV | $25.00 | 8/25/2011 1:12:48 PM |
| whitegold24k | $140.64 | 8/25/2011 2:38:07 PM |
| Rip128 | $200.00 | 8/25/2011 2:41:24 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
520886
This series of Notes was issued and sold upon the funding of the borrower loan #52628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,061 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enthusiast758 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
660-679
(Dec-2009)
640-659
(Nov-2009)
560-579
(Sep-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Prosper Investor
Purpose of loan:
This loan will be used to purchase additional investments from prosper. I am interested in a lower rate that will be guaranteed to be paid off.
My financial situation:
I am a good candidate for this loan because while my total outstanding credit debt is high, this is because of an investment into a real estate re-hab that is now in set to close with a 73% roi.
Monthly net income: $6,250.00
Monthly expenses: $1,870.00
Housing: $710.00
Insurance: $0
Car expenses: $226
Utilities: $36
Phone, cable, internet: $114
Food, entertainment: $495
Clothing, household expenses: $100
Credit cards and other loans: $189
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Amber_Stone | $25.00 | 8/22/2011 11:34:55 AM |
| Kash2010lu | $30.00 | 8/22/2011 9:23:13 AM |
| AF-Chief | $25.00 | 8/22/2011 9:53:02 AM |
| diligent-peace9 | $75.00 | 8/22/2011 10:52:10 AM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:11 PM |
| whitegold24k | $100.00 | 8/22/2011 5:58:19 PM |
| Mikale360 | $25.00 | 8/22/2011 4:03:51 PM |
| good4loan | $50.00 | 8/22/2011 4:46:50 PM |
| fascinating-generosity3 | $200.00 | 8/22/2011 9:08:00 AM |
| lucrative-loan | $25.00 | 8/22/2011 9:03:09 AM |
| dcshobby | $25.00 | 8/22/2011 1:33:10 PM |
| money-baron-roth-IRA | $65.64 | 8/22/2011 2:52:25 PM |
| engaging-repayment8 | $25.00 | 8/22/2011 11:49:06 AM |
| worth-blanket2 | $1,000.00 | 8/22/2011 5:54:09 PM |
| jkeller4000 | $25.00 | 8/22/2011 12:54:56 PM |
| money-baron-Roth401k | $279.00 | 8/22/2011 6:41:42 PM |
| MoneyForNothing | $0.36 | 8/22/2011 6:43:09 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
520978
This series of Notes was issued and sold upon the funding of the borrower loan #52758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,988.32 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 0
/
0 | Length of status: | 2y 2m |
|
Amount delinquent:
| $7,643 |
Total credit lines:
| 10 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-shiny-social |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HELP TO BUY USED CAR & PAY BILLS
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1021
Monthly expenses: $500
Housing: $260
Insurance: $
Car expenses: $
Utilities: $80
Phone, cable, internet: $60
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/11/2011 5:01:42 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:37 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:04 AM |
| afterhours | $25.00 | 8/17/2011 4:26:09 PM |
| impala6464 | $100.00 | 8/17/2011 6:03:09 PM |
| larryboy10 | $25.00 | 8/17/2011 6:19:41 PM |
| kind-finance-burrito | $25.00 | 8/17/2011 7:08:42 PM |
| lend4life13 | $50.00 | 8/18/2011 9:38:48 AM |
| kingbob | $25.00 | 8/18/2011 9:03:03 AM |
| handy-justice | $50.00 | 8/18/2011 8:55:35 PM |
| capital-zoo | $25.00 | 8/18/2011 4:21:44 PM |
| diversification-medalist | $25.00 | 8/18/2011 8:40:04 PM |
| jebber007 | $25.00 | 8/19/2011 10:53:05 AM |
| ddog0224 | $25.00 | 8/19/2011 7:14:50 PM |
| pthighs | $28.74 | 8/20/2011 9:21:02 PM |
| green-trade-dolphin | $25.00 | 8/21/2011 5:57:30 AM |
| theprince | $25.00 | 8/21/2011 2:29:22 PM |
| blue111 | $25.00 | 8/21/2011 8:11:05 PM |
| indomitable-dedication | $50.00 | 8/22/2011 7:33:42 AM |
| a-restless-dollar | $25.00 | 8/22/2011 10:56:52 AM |
| exact-principal220 | $26.31 | 8/22/2011 1:01:10 PM |
| Atlanta-Buyer | $30.00 | 8/23/2011 6:48:19 AM |
| Newfoundcash | $25.00 | 8/22/2011 9:07:45 PM |
| britgsb | $50.00 | 8/23/2011 7:49:08 AM |
| DogCanyon | $50.00 | 8/23/2011 9:54:53 AM |
| impressive-openness7 | $25.00 | 8/23/2011 11:23:17 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:06 PM |
| LittlePiggyBank | $25.00 | 8/24/2011 8:50:21 AM |
| honorable-yield | $25.00 | 8/24/2011 9:15:14 AM |
| prudent-hope7 | $50.00 | 8/24/2011 8:20:01 PM |
| finance-magma7 | $25.00 | 8/24/2011 10:34:23 PM |
| HedgeFund | $50.00 | 8/24/2011 7:57:39 PM |
| Maetryx | $25.00 | 8/24/2011 8:37:56 PM |
| Nummus | $50.00 | 8/24/2011 7:58:39 PM |
| worldly-community3 | $50.00 | 8/25/2011 5:21:09 AM |
| handshake5 | $62.00 | 8/25/2011 9:15:15 AM |
| secureincome | $300.00 | 8/25/2011 3:27:46 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:41 AM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:18 PM |
| finance-mushroom | $100.00 | 8/17/2011 9:11:46 AM |
| finance-prescription | $100.00 | 8/17/2011 5:41:53 PM |
| Dubbs360 | $200.00 | 8/17/2011 12:33:22 PM |
| NYCFinancier | $33.51 | 8/18/2011 6:29:14 PM |
| missing-link | $25.00 | 8/19/2011 6:18:49 AM |
| asiaratt | $50.00 | 8/19/2011 9:09:25 AM |
| Dubbs360 | $100.00 | 8/19/2011 8:38:41 PM |
| new-interest-network | $25.00 | 8/19/2011 8:52:01 PM |
| ideal-economy | $25.00 | 8/20/2011 5:19:25 PM |
| wise-deal-panda | $75.00 | 8/20/2011 1:04:28 PM |
| Risk_71 | $25.00 | 8/20/2011 2:01:01 PM |
| IIP77 | $25.00 | 8/20/2011 3:32:50 PM |
| loan-outpost | $25.00 | 8/20/2011 3:46:00 PM |
| upbeat-investment9 | $25.00 | 8/21/2011 9:40:06 AM |
| capital-galaxy | $125.00 | 8/21/2011 6:50:29 AM |
| return-venture1 | $50.00 | 8/21/2011 1:58:38 PM |
| Rx-Ace | $31.00 | 8/22/2011 4:08:58 AM |
| hurricanefever | $50.00 | 8/21/2011 7:26:50 PM |
| prominence8 | $25.00 | 8/21/2011 9:50:47 PM |
| Rashanir | $25.00 | 8/22/2011 2:51:52 PM |
| Silverling6 | $26.00 | 8/22/2011 10:00:43 AM |
| money-baron-Roth401k | $25.00 | 8/22/2011 6:43:34 PM |
| trade-boots1 | $300.00 | 8/22/2011 8:23:29 PM |
| joelnet | $50.00 | 8/23/2011 10:01:05 AM |
| Charlie0084 | $25.00 | 8/23/2011 2:55:28 PM |
| bevans | $25.00 | 8/23/2011 10:05:07 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:35 AM |
| basis-gazer0 | $100.00 | 8/23/2011 3:06:26 PM |
| capital-galaxy | $125.00 | 8/23/2011 3:39:25 PM |
| agreement-animal | $25.00 | 8/23/2011 4:40:22 PM |
| kind-credit-bear | $25.76 | 8/23/2011 5:24:33 PM |
| bid-papyrus | $25.00 | 8/24/2011 5:04:00 PM |
| capital-halo1 | $1,000.00 | 8/24/2011 5:13:04 PM |
| irrelevant | $25.00 | 8/24/2011 7:05:17 PM |
| cash-surge | $25.00 | 8/25/2011 9:58:41 AM |
| GGreg799 | $25.00 | 8/25/2011 10:25:32 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
521144
This series of Notes was issued and sold upon the funding of the borrower loan #52764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,730.87 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $230.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,605 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| economy-escalator6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Retire Credit Card Debt
Purpose of loan:
This loan will be used to retire my remaining credit card debt from law school.
My financial situation:
-- I am a good candidate for this loan because I'm an employed corporate attorney 4 years out of law school.
-- My monthly net income is $6,100+ with current obligations for student loans, car payment and rent. I have never defaulted on any payment obligation.
-- My employer disburses guaranteed annual bonuses at the first of the year when I expect to repay this loan in full.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rmachi | $25.00 | 8/25/2011 7:17:12 AM |
| Investor_DP | $100.00 | 8/11/2011 9:02:12 AM |
| indomitable-coin | $25.00 | 8/11/2011 4:34:50 PM |
| gentle-gain235 | $200.00 | 8/11/2011 4:44:02 PM |
| fund-medalist171 | $35.00 | 8/11/2011 6:41:45 PM |
| vutah | $25.00 | 8/11/2011 8:02:27 PM |
| reflective-rupee | $25.00 | 8/12/2011 9:28:09 AM |
| caring-hope2 | $100.00 | 8/12/2011 4:00:18 AM |
| subtle-revenue0 | $50.00 | 8/13/2011 7:25:14 AM |
| upbeat-investment9 | $100.00 | 8/13/2011 9:01:09 AM |
| kdog99 | $100.00 | 8/13/2011 1:44:15 PM |
| Rivervale_Westwood | $25.00 | 8/15/2011 6:44:25 AM |
| Bill88 | $25.00 | 8/15/2011 10:50:25 AM |
| herbyman | $50.00 | 8/16/2011 6:48:08 AM |
| houli123 | $100.00 | 8/16/2011 8:28:29 AM |
| principal-bull | $25.00 | 8/16/2011 5:05:06 PM |
| hostbank | $100.00 | 8/16/2011 5:09:20 PM |
| genius520 | $50.00 | 8/17/2011 9:10:34 AM |
| balance-bliss | $100.00 | 8/18/2011 12:42:49 AM |
| Weaverville | $50.00 | 8/18/2011 9:34:23 AM |
| mad-scientist0 | $49.00 | 8/19/2011 4:12:49 AM |
| 77dowplace | $25.75 | 8/20/2011 2:03:11 PM |
| jbaum | $25.00 | 8/20/2011 3:38:19 PM |
| commitment-galaxy | $25.00 | 8/20/2011 4:06:27 PM |
| frobin | $25.00 | 8/20/2011 8:08:43 PM |
| bmbanzai | $25.00 | 8/20/2011 3:47:16 PM |
| 113121 | $75.00 | 8/20/2011 8:07:54 PM |
| friendly-market5 | $25.00 | 8/21/2011 8:24:34 AM |
| mojii77 | $50.00 | 8/21/2011 9:20:20 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:32 AM |
| new-interest-network | $50.00 | 8/21/2011 7:20:32 PM |
| vigorous-velocity | $100.00 | 8/21/2011 5:40:14 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:04 PM |
| musegaze | $159.00 | 8/22/2011 8:41:14 AM |
| dlenz | $25.00 | 8/22/2011 2:05:41 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:12 AM |
| Techne_Funds_LLC | $25.00 | 8/22/2011 11:30:33 AM |
| minista | $25.00 | 8/22/2011 6:45:13 PM |
| radforj22 | $25.00 | 8/22/2011 6:02:21 PM |
| iq8w7ht | $25.00 | 8/22/2011 5:53:46 PM |
| fervent-currency5 | $25.00 | 8/23/2011 7:14:09 AM |
| peace-flower9 | $25.00 | 8/23/2011 7:44:01 AM |
| credit-maple5 | $50.00 | 8/23/2011 2:50:36 AM |
| platinum-cargo | $25.00 | 8/23/2011 5:29:18 AM |
| first-favorite-bonus9 | $25.00 | 8/23/2011 6:22:28 AM |
| best-friendly-fairness | $50.00 | 8/23/2011 11:08:23 AM |
| fantastic-openness | $100.00 | 8/23/2011 8:09:49 AM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:13 AM |
| friendinmoney | $25.00 | 8/23/2011 9:50:20 AM |
| aasx1108 | $25.00 | 8/23/2011 10:30:14 AM |
| 78 | $30.00 | 8/23/2011 1:16:54 PM |
| jescowa | $50.00 | 8/23/2011 3:37:53 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:00 PM |
| haryassman | $25.00 | 8/23/2011 8:26:41 PM |
| MadHun | $200.00 | 8/23/2011 5:14:56 PM |
| credit-kahuna | $50.00 | 8/24/2011 1:17:52 AM |
| gracej | $25.00 | 8/23/2011 8:03:56 PM |
| SCD | $25.00 | 8/23/2011 8:36:32 PM |
| listing-renaissance5 | $250.00 | 8/23/2011 8:54:57 PM |
| ClearLake | $25.00 | 8/24/2011 6:16:51 AM |
| a-finance-nirvana | $25.00 | 8/24/2011 7:57:39 AM |
| steven3333 | $25.00 | 8/24/2011 9:16:35 AM |
| leverage-monger | $25.00 | 8/24/2011 9:19:44 AM |
| Cheburashka | $35.00 | 8/24/2011 7:24:45 PM |
| Oranje88 | $100.00 | 8/24/2011 8:27:12 PM |
| PaulW | $25.00 | 8/24/2011 4:22:09 PM |
| grove88 | $25.00 | 8/24/2011 8:53:41 PM |
| wampum-library4 | $25.00 | 8/24/2011 4:18:31 PM |
| green-trade-dolphin2 | $25.00 | 8/24/2011 4:19:08 PM |
| uberrific | $100.00 | 8/24/2011 5:05:28 PM |
| eyevinyl | $75.00 | 8/25/2011 6:13:08 AM |
| valiant-liberty4 | $25.00 | 8/24/2011 6:24:14 PM |
| dthompso | $100.00 | 8/24/2011 7:54:08 PM |
| silver-armada | $50.00 | 8/25/2011 4:36:57 AM |
| engbusres | $56.00 | 8/25/2011 4:54:16 AM |
| RecoveryLender | $25.00 | 8/25/2011 8:41:43 AM |
| wealth-pipeline | $25.00 | 8/25/2011 8:42:11 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:57:48 AM |
| jkeller4000 | $25.00 | 8/11/2011 1:16:48 PM |
| MarvintheMartian | $50.00 | 8/11/2011 1:12:24 PM |
| compoundinterest | $60.00 | 8/11/2011 9:38:19 AM |
| availableloan | $25.00 | 8/11/2011 4:44:18 PM |
| Bank_Of_XL | $25.00 | 8/11/2011 1:33:57 PM |
| simplelender80 | $100.00 | 8/13/2011 9:39:00 AM |
| payment-gusto | $25.00 | 8/13/2011 11:18:54 AM |
| tonpa | $50.00 | 8/13/2011 11:25:28 AM |
| Proactive-Financial-Lending | $25.00 | 8/13/2011 11:42:45 AM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:10 PM |
| Dubbs360 | $200.00 | 8/14/2011 9:00:29 AM |
| MonopolyDred | $25.00 | 8/16/2011 5:29:05 AM |
| gain-mountain1 | $300.00 | 8/18/2011 8:21:42 AM |
| suges | $200.00 | 8/17/2011 8:55:49 PM |
| don8ter | $25.00 | 8/18/2011 4:50:09 AM |
| payment-halo | $25.00 | 8/18/2011 8:01:54 AM |
| worth-matador | $50.00 | 8/18/2011 9:05:26 AM |
| hitsman | $50.00 | 8/18/2011 10:59:05 AM |
| marketplace-hut9 | $50.00 | 8/18/2011 4:31:40 PM |
| Bio-physicist | $34.00 | 8/19/2011 1:42:00 AM |
| BxRealtor | $50.00 | 8/19/2011 4:13:30 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:45 AM |
| moola-gargantuan9 | $50.00 | 8/19/2011 5:33:13 AM |
| s270 | $25.00 | 8/19/2011 7:08:54 PM |
| bill-expert | $50.00 | 8/20/2011 3:17:15 PM |
| Vaanolo | $25.00 | 8/20/2011 3:29:05 PM |
| relentless-fund1 | $50.00 | 8/20/2011 3:28:56 PM |
| DasMula | $50.00 | 8/20/2011 11:03:34 PM |
| ideal-platinum1 | $25.00 | 8/21/2011 7:03:02 AM |
| blot44 | $25.00 | 8/21/2011 7:27:42 AM |
| best-listing-toro | $25.00 | 8/21/2011 3:59:08 PM |
| john0720 | $100.00 | 8/21/2011 9:21:53 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:09 PM |
| steven3333 | $25.00 | 8/21/2011 5:39:19 PM |
| credit-observatory | $25.00 | 8/21/2011 4:04:12 PM |
| AF-Chief | $100.00 | 8/22/2011 9:36:33 AM |
| EngineersAlliance | $25.00 | 8/22/2011 6:23:18 AM |
| BankofPete | $35.00 | 8/22/2011 10:48:00 AM |
| rescue | $100.00 | 8/22/2011 3:44:23 PM |
| LoanerPrincipal | $25.00 | 8/22/2011 5:16:36 PM |
| jarf | $50.00 | 8/22/2011 8:17:19 PM |
| jdnyc | $25.00 | 8/23/2011 1:50:32 AM |
| rockhound84 | $25.00 | 8/23/2011 4:09:21 AM |
| mizount | $25.00 | 8/23/2011 4:44:25 AM |
| Clambake | $50.00 | 8/23/2011 7:02:06 AM |
| janeybooboo | $400.00 | 8/23/2011 12:39:27 PM |
| market-network | $25.00 | 8/23/2011 9:28:07 AM |
| Charmart | $25.00 | 8/23/2011 3:19:41 PM |
| personal-lender | $25.00 | 8/23/2011 11:48:30 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:13 AM |
| mykkai | $25.00 | 8/23/2011 1:15:42 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:30 PM |
| nickel-ferret | $50.00 | 8/23/2011 5:15:34 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:05 PM |
| TrustPlus | $50.00 | 8/23/2011 10:00:06 PM |
| rascal867 | $41.45 | 8/23/2011 10:14:44 PM |
| currency-persimmon | $50.00 | 8/24/2011 5:36:18 AM |
| a-tranquil-liberty | $25.00 | 8/24/2011 1:31:12 PM |
| hanuman77 | $25.00 | 8/24/2011 8:02:18 AM |
| bid-papyrus | $25.00 | 8/24/2011 5:03:57 PM |
| justinology | $26.15 | 8/24/2011 5:04:34 PM |
| LianaB | $50.00 | 8/24/2011 10:21:04 AM |
| rogue_monster | $25.00 | 8/24/2011 12:19:21 PM |
| mattpet | $25.00 | 8/24/2011 6:01:37 PM |
| selector568 | $300.00 | 8/24/2011 12:51:33 PM |
| meabandit | $87.93 | 8/24/2011 6:17:23 PM |
| SkyLoan | $30.00 | 8/24/2011 7:59:02 PM |
| prudent-hope7 | $50.00 | 8/24/2011 8:19:58 PM |
| marwadi-62 | $100.00 | 8/24/2011 4:23:02 PM |
| hardwareman | $25.00 | 8/25/2011 4:09:50 AM |
| Astyanax | $25.00 | 8/24/2011 5:38:11 PM |
| thrifty-note2 | $50.00 | 8/24/2011 6:00:52 PM |
| Astyanax | $125.00 | 8/24/2011 5:38:02 PM |
| Rdodson11 | $25.00 | 8/25/2011 6:12:16 AM |
| nalaari | $29.12 | 8/25/2011 6:40:45 AM |
| worth-web5 | $100.00 | 8/24/2011 7:12:32 PM |
| velocity-solo | $25.00 | 8/24/2011 6:25:39 PM |
| magnificent-asset3 | $62.35 | 8/24/2011 8:11:24 PM |
| robertmm25 | $25.00 | 8/24/2011 7:47:22 PM |
| mrpowers5531 | $25.00 | 8/25/2011 8:26:19 AM |
| lucrative-rate2 | $50.00 | 8/24/2011 8:11:06 PM |
| finance-magma7 | $25.00 | 8/24/2011 10:34:21 PM |
| Nerdster1 | $35.12 | 8/25/2011 5:20:33 AM |
| ansset | $50.00 | 8/25/2011 7:54:25 AM |
| hektek22 | $600.00 | 8/25/2011 8:45:18 AM |
| 163 Investments
|
Borrower Payment Dependent Notes Series
521288
This series of Notes was issued and sold upon the funding of the borrower loan #52609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,166.56 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $621.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $37,078 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stylnguy95 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 97% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 1
( 3% )
| 740-759
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Better Return Than Stocks
Purpose of loan:
Debt consolidation, this loan will be used to pay off credit cards.
My financial situation:
I am a good candidate for this loan because I have a high paying job and low expenses. I ran up my credit card debt when I was unemployed last year and would like to lower the interest rate.
I love the Prosper community. I used Prosper before to help out a friend and would rather pay interest to other people than to the big banks. As confirmation that I am a good credit risk, I recently completed a 3yr Prosper loan.
Income: $150,000/year
Payoff:
Discover: $10,000 at 19% interest
2 Citibank Accounts: $10,000 at 29% interest
American Express: I have a total balance on AmEx is around $11,000 but at an extremely low rate.
Information in the Description is not verified.
Friends And Family Investments
thevisiblehand has invested a total of
$1,700.00.
"stylnguy95 has a strong sense of financial discipline, and as his colleague, I can attest to the fact that people in our profession generally see way more numbers and spreadsheets than we ever want to. We have discussed his plan to help his friend in detail and the numbers can definitely work. I am very comfortable lending money to stylnguy despite his corny screenname."
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DadWarbucks | $25.00 | 8/26/2011 6:52:43 AM |
| indomitable-coin | $25.00 | 8/12/2011 10:58:16 AM |
| MoneyForNothing | $37.77 | 8/12/2011 9:19:06 AM |
| KADENA462 | $25.00 | 8/12/2011 3:49:11 PM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:12 PM |
| Dubbs360 | $200.00 | 8/14/2011 9:01:21 AM |
| compoundinterest | $50.00 | 8/15/2011 12:02:32 AM |
| CreditBuilder2 | $150.00 | 8/15/2011 4:58:27 PM |
| friendinmoney | $25.00 | 8/15/2011 5:50:12 PM |
| finance-symphony7 | $100.00 | 8/15/2011 4:27:52 PM |
| mammalian4 | $25.00 | 8/15/2011 5:53:22 PM |
| availableloan | $25.00 | 8/15/2011 5:56:18 PM |
| nimble-affluence4 | $25.00 | 8/15/2011 5:06:39 PM |
| crw1950 | $50.00 | 8/15/2011 8:10:37 PM |
| blissful-cash3 | $150.00 | 8/15/2011 10:03:48 PM |
| gentle-gain235 | $100.00 | 8/16/2011 8:19:51 AM |
| RB_Double-A_Bravo | $25.00 | 8/16/2011 9:54:42 AM |
| treasure-expert | $25.00 | 8/15/2011 8:50:24 PM |
| cash-cymbal | $25.00 | 8/15/2011 9:58:57 PM |
| awesome-yield7 | $33.87 | 8/16/2011 10:40:04 AM |
| gator98 | $69.18 | 8/16/2011 6:15:38 AM |
| currency-persimmon | $50.00 | 8/16/2011 10:22:04 AM |
| usaUmp | $75.00 | 8/16/2011 1:30:01 PM |
| Astyanax | $100.00 | 8/16/2011 4:45:55 PM |
| Zane314 | $100.00 | 8/16/2011 4:09:36 PM |
| siafu_kali | $25.00 | 8/16/2011 6:08:27 PM |
| wise-deal-panda | $100.00 | 8/16/2011 8:47:24 PM |
| trumpeter5 | $40.00 | 8/17/2011 4:58:39 AM |
| sunny-dough9 | $200.00 | 8/17/2011 5:10:34 AM |
| ddog0224 | $50.00 | 8/16/2011 11:23:44 PM |
| schnippy | $25.00 | 8/17/2011 11:31:18 AM |
| reward-pizza0 | $75.00 | 8/17/2011 4:57:05 AM |
| Firescreek | $25.00 | 8/17/2011 5:13:22 AM |
| aimm | $125.00 | 8/17/2011 8:42:57 AM |
| Jewbag | $33.00 | 8/17/2011 11:03:52 AM |
| noodles932 | $30.00 | 8/17/2011 8:39:36 PM |
| catumbelense | $66.24 | 8/17/2011 4:07:18 PM |
| billybragg | $25.00 | 8/18/2011 12:04:39 AM |
| don8ter | $25.00 | 8/18/2011 4:50:18 AM |
| theskippy | $26.30 | 8/17/2011 8:00:03 PM |
| seju | $26.68 | 8/18/2011 4:24:45 AM |
| dgallo | $25.00 | 8/18/2011 5:12:35 AM |
| Spinnaker | $50.00 | 8/18/2011 2:53:10 PM |
| poplar37 | $36.70 | 8/18/2011 11:36:23 AM |
| DPH | $100.00 | 8/18/2011 11:55:08 AM |
| heroic-payout9 | $25.00 | 8/18/2011 2:18:17 PM |
| unafraid-return496 | $50.00 | 8/18/2011 3:29:48 PM |
| five-star-order1 | $50.00 | 8/18/2011 10:07:55 PM |
| ethicalhumanist | $50.00 | 8/18/2011 7:12:25 PM |
| dpile | $50.00 | 8/19/2011 9:55:34 AM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:55:20 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:51 AM |
| Domgabriel | $25.00 | 8/19/2011 5:56:28 AM |
| genius520 | $50.00 | 8/19/2011 9:10:36 AM |
| tacopants | $500.00 | 8/19/2011 10:09:43 AM |
| market-mesh | $28.18 | 8/19/2011 4:20:29 PM |
| selector568 | $300.00 | 8/19/2011 10:27:52 AM |
| special-rupee | $45.00 | 8/19/2011 12:34:06 PM |
| Dubbs360 | $100.00 | 8/19/2011 9:06:56 PM |
| a-reasonable-return | $25.00 | 8/19/2011 9:20:17 PM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:36 PM |
| marketplace-hut9 | $50.00 | 8/19/2011 5:11:28 PM |
| PXM-Financial | $60.00 | 8/20/2011 7:41:38 AM |
| CoolPlexer | $25.00 | 8/20/2011 7:46:22 AM |
| leverage-galleon | $26.00 | 8/19/2011 5:42:03 PM |
| reinforced-durability1 | $25.00 | 8/19/2011 7:24:19 PM |
| intuitive-integrity9 | $230.00 | 8/20/2011 12:07:31 PM |
| Risk_71 | $25.00 | 8/20/2011 2:00:12 PM |
| Gandalf0001 | $25.00 | 8/20/2011 10:08:24 AM |
| favorite-deal6 | $28.76 | 8/20/2011 3:32:09 PM |
| yield-hut | $100.00 | 8/20/2011 3:34:49 PM |
| CaliforniaSun | $25.00 | 8/20/2011 4:00:01 PM |
| StarLink50 | $100.00 | 8/21/2011 6:32:23 AM |
| investment-kingdom | $100.00 | 8/20/2011 4:57:51 PM |
| winlender | $25.00 | 8/21/2011 8:15:31 AM |
| compwhiz | $25.00 | 8/21/2011 9:24:22 AM |
| balanced-agreement0 | $25.00 | 8/20/2011 9:41:57 PM |
| jmichael23 | $75.00 | 8/21/2011 10:59:59 AM |
| _NaLNaBB | $150.00 | 8/20/2011 9:00:21 PM |
| nimcha | $50.00 | 8/21/2011 6:48:11 AM |
| DasMula | $25.00 | 8/20/2011 11:12:30 PM |
| upc_tnt | $25.00 | 8/20/2011 11:35:49 PM |
| Maggie3 | $50.00 | 8/21/2011 3:39:30 AM |
| Roundhouse | $100.00 | 8/21/2011 7:29:20 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:36 AM |
| capital-blueberry | $25.00 | 8/21/2011 5:36:35 PM |
| KlarthXVII | $41.21 | 8/21/2011 10:05:03 AM |
| friendly-principal76 | $25.00 | 8/21/2011 11:29:29 AM |
| phersjm | $25.00 | 8/21/2011 8:09:30 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:20 PM |
| honorable-vigilance | $25.00 | 8/22/2011 8:02:13 AM |
| a-harmonious-bill | $50.00 | 8/21/2011 9:52:43 PM |
| LongTail | $40.00 | 8/22/2011 10:01:32 AM |
| basis-wizard8 | $50.00 | 8/22/2011 7:36:09 AM |
| revenue-appraiser | $36.14 | 8/22/2011 6:44:34 AM |
| fcrick | $25.00 | 8/22/2011 1:47:18 PM |
| Techne_Funds_LLC | $25.00 | 8/22/2011 11:36:48 AM |
| investment-comet | $25.00 | 8/22/2011 11:19:32 AM |
| best-basis-trooper | $100.00 | 8/22/2011 11:52:29 AM |
| dlenz | $25.00 | 8/22/2011 1:53:21 PM |
| dospapalotes | $25.00 | 8/22/2011 6:42:50 PM |
| ideal-platinum1 | $50.00 | 8/23/2011 7:45:40 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:50 AM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:15 AM |
| DogCanyon | $75.00 | 8/23/2011 12:48:41 PM |
| grampy48 | $25.00 | 8/23/2011 1:13:44 PM |
| elbastador | $25.00 | 8/23/2011 1:56:50 PM |
| market-pudding | $25.00 | 8/23/2011 2:33:15 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:17 PM |
| stemper | $50.00 | 8/23/2011 8:06:17 PM |
| principal-molecule2 | $25.00 | 8/23/2011 9:53:03 PM |
| PXM-Financial | $50.00 | 8/23/2011 10:39:47 PM |
| honorable-yield | $50.00 | 8/24/2011 9:10:32 AM |
| TrustPlus | $50.00 | 8/23/2011 10:00:10 PM |
| PaulW | $25.00 | 8/24/2011 3:43:44 AM |
| ClearLake | $25.00 | 8/24/2011 6:16:57 AM |
| nickel-balance | $25.00 | 8/24/2011 7:05:39 AM |
| durable-pound5 | $25.00 | 8/24/2011 3:01:37 PM |
| conqueror359 | $50.00 | 8/24/2011 3:54:59 PM |
| r48 | $25.00 | 8/24/2011 4:12:32 PM |
| worth-web5 | $100.00 | 8/24/2011 7:12:36 PM |
| prudent-hope7 | $50.00 | 8/24/2011 8:20:04 PM |
| wlm3012 | $30.00 | 8/24/2011 5:07:20 PM |
| golffish2 | $25.00 | 8/25/2011 5:23:34 AM |
| cowboy1983 | $25.00 | 8/25/2011 8:36:41 AM |
| grove88 | $25.00 | 8/24/2011 8:53:46 PM |
| nickel-ferret | $50.00 | 8/25/2011 9:15:36 AM |
| ICHITECH | $25.00 | 8/25/2011 9:32:03 AM |
| maplehouse | $25.44 | 8/25/2011 10:46:34 AM |
| maj0508 | $100.00 | 8/25/2011 8:20:39 AM |
| Digs | $25.00 | 8/25/2011 9:01:58 AM |
| damage | $25.00 | 8/25/2011 9:10:05 AM |
| dpa24 | $200.00 | 8/25/2011 4:04:48 PM |
| one2sojourn | $25.00 | 8/25/2011 10:30:02 AM |
| KeepOnRunning | $50.00 | 8/25/2011 12:22:03 PM |
| Eagledrop | $25.00 | 8/25/2011 7:24:19 PM |
| javelin0 | $25.00 | 8/25/2011 5:32:26 PM |
| helpinghand63 | $25.00 | 8/26/2011 4:07:49 AM |
| KLCRAY | $25.00 | 8/26/2011 5:57:44 AM |
| tastytitan | $50.00 | 8/25/2011 8:27:35 PM |
| robust-return394 | $25.00 | 8/26/2011 8:28:38 AM |
| Richmp412 | $25.00 | 8/26/2011 8:45:15 AM |
| DaveTheWave | $25.00 | 8/25/2011 7:56:39 PM |
| greenback-ally | $100.00 | 8/25/2011 8:50:22 PM |
| wwwUniversal | $25.00 | 8/25/2011 10:47:28 PM |
| wise-balanced-moola | $25.00 | 8/25/2011 10:49:58 PM |
| wise-silver-wonder | $25.00 | 8/26/2011 7:00:26 AM |
| bradny | $25.00 | 8/26/2011 7:21:57 AM |
| rutzebach | $54.67 | 8/26/2011 8:50:07 AM |
| rmachi | $25.00 | 8/25/2011 7:17:15 AM |
| 108lender | $200.00 | 8/25/2011 7:37:36 PM |
| mondial4 | $50.00 | 8/13/2011 6:48:29 AM |
| simplelender80 | $250.00 | 8/13/2011 9:46:55 AM |
| EarlyRiser | $500.00 | 8/13/2011 9:16:16 AM |
| kdog99 | $100.00 | 8/13/2011 1:44:18 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:33 PM |
| cxl9 | $50.00 | 8/15/2011 5:37:44 PM |
| thevisiblehand | $1,700.00 | 8/15/2011 12:55:24 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:12 PM |
| john0720 | $100.00 | 8/16/2011 6:30:17 AM |
| bluestarman08 | $25.00 | 8/15/2011 4:52:45 PM |
| worth-buddy0 | $50.00 | 8/15/2011 5:55:17 PM |
| peaceful-farmer | $100.00 | 8/16/2011 4:17:53 AM |
| novice-speculator | $25.00 | 8/16/2011 9:49:36 AM |
| GElender | $25.00 | 8/16/2011 5:39:44 AM |
| agalt | $100.00 | 8/16/2011 12:20:49 PM |
| georgedorn | $38.66 | 8/16/2011 1:27:11 PM |
| Syzygy | $25.00 | 8/16/2011 4:11:29 PM |
| responsibility-butterfly | $25.00 | 8/16/2011 6:35:16 PM |
| mad-scientist418 | $50.00 | 8/16/2011 7:14:39 PM |
| radiobuda | $50.00 | 8/17/2011 12:28:15 AM |
| nimble-dedication1 | $50.00 | 8/16/2011 9:40:16 PM |
| momentous-coin | $88.94 | 8/16/2011 11:17:12 PM |
| fair-interest6 | $25.00 | 8/17/2011 1:02:12 PM |
| capital-party6 | $100.00 | 8/17/2011 9:11:21 AM |
| AF-Chief | $100.00 | 8/17/2011 9:33:02 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:59 PM |
| refined-return922 | $25.00 | 8/17/2011 11:40:56 AM |
| Bank42 | $39.06 | 8/17/2011 2:28:04 PM |
| green-trade-dolphin2 | $50.00 | 8/17/2011 4:52:12 PM |
| SolarMoonshine | $25.00 | 8/17/2011 5:41:05 PM |
| hostbank | $100.00 | 8/17/2011 5:09:08 PM |
| jazzlender | $50.00 | 8/17/2011 5:26:11 PM |
| mistertao | $25.00 | 8/17/2011 7:04:19 PM |
| wendyhop | $30.00 | 8/17/2011 9:35:04 PM |
| credit-investor5 | $50.00 | 8/18/2011 6:31:24 AM |
| seabass123 | $25.93 | 8/18/2011 7:53:07 AM |
| heerzaquestion | $50.00 | 8/18/2011 6:31:48 AM |
| bold-worth-vinyl | $53.00 | 8/18/2011 1:23:06 PM |
| Weaverville | $50.00 | 8/18/2011 9:34:26 AM |
| winegeek | $1,000.00 | 8/18/2011 8:18:27 AM |
| unafraid-loan5 | $25.00 | 8/18/2011 9:55:10 AM |
| capital-zoo | $50.00 | 8/18/2011 4:36:01 PM |
| herbyman | $50.00 | 8/18/2011 11:24:58 AM |
| hitsman | $50.00 | 8/18/2011 10:59:17 AM |
| goddessworshiper | $25.00 | 8/18/2011 12:19:21 PM |
| currency-excellency0 | $100.00 | 8/18/2011 1:41:56 PM |
| SudianX | $25.00 | 8/19/2011 3:38:40 AM |
| nycfinance | $25.00 | 8/19/2011 11:19:44 AM |
| return-enthusiast1 | $50.00 | 8/19/2011 2:30:27 PM |
| Diamond_Jim | $50.00 | 8/19/2011 10:11:25 AM |
| point-promiser | $50.00 | 8/19/2011 1:21:35 PM |
| foldingbenny2 | $100.00 | 8/19/2011 1:51:27 PM |
| s270 | $188.76 | 8/19/2011 2:35:59 PM |
| MadHun | $200.00 | 8/19/2011 5:12:59 PM |
| unequaled-pound | $28.00 | 8/19/2011 5:44:25 PM |
| bmbanzai | $25.00 | 8/19/2011 8:48:27 PM |
| britgsb | $200.00 | 8/20/2011 10:47:10 AM |
| cello1 | $25.00 | 8/20/2011 12:05:40 PM |
| Henrylin | $25.00 | 8/20/2011 7:55:13 AM |
| dough-vault4 | $25.00 | 8/20/2011 3:16:32 PM |
| petsheep | $25.00 | 8/20/2011 9:51:09 AM |
| kinetic-generosity9 | $25.00 | 8/20/2011 4:49:20 PM |
| credit-bank-usa611 | $100.00 | 8/20/2011 1:34:28 PM |
| debt-legend | $25.00 | 8/20/2011 8:16:27 PM |
| pouch5 | $100.00 | 8/20/2011 3:24:53 PM |
| pnace | $25.00 | 8/20/2011 3:20:50 PM |
| jbaum | $25.00 | 8/20/2011 3:38:25 PM |
| commerce-wildebeest2 | $25.00 | 8/20/2011 5:06:10 PM |
| theloanteacher | $25.00 | 8/21/2011 9:26:21 AM |
| the-silver-blaster | $100.00 | 8/20/2011 8:05:52 PM |
| frobin | $25.00 | 8/20/2011 8:08:46 PM |
| Strato | $25.00 | 8/20/2011 11:04:17 PM |
| gilbrear | $25.00 | 8/21/2011 7:12:14 AM |
| ritwik | $50.00 | 8/21/2011 8:06:11 AM |
| smallbizrule | $25.00 | 8/21/2011 12:21:44 PM |
| umfan123 | $25.00 | 8/21/2011 1:09:23 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:12 PM |
| prominence8 | $25.00 | 8/21/2011 9:49:59 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:17:52 PM |
| a-leverage-investor | $31.19 | 8/21/2011 11:28:56 PM |
| iq8w7ht | $25.00 | 8/21/2011 3:38:08 PM |
| tomdooley12520 | $25.00 | 8/22/2011 5:41:19 AM |
| worth-victor6 | $25.00 | 8/21/2011 5:15:35 PM |
| return-owner | $25.00 | 8/21/2011 4:27:25 PM |
| BankofPete | $25.00 | 8/22/2011 7:44:11 AM |
| deal-dojo | $25.00 | 8/21/2011 6:33:37 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:21 AM |
| indomitable-dedication | $50.00 | 8/22/2011 7:36:03 AM |
| octoberfresh | $25.00 | 8/22/2011 7:53:54 AM |
| genelinist | $25.00 | 8/22/2011 12:13:28 PM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:11 PM |
| ctgscott | $25.00 | 8/22/2011 10:47:27 AM |
| LKN2RTR | $44.02 | 8/22/2011 1:02:46 PM |
| rescue | $100.00 | 8/22/2011 3:44:32 PM |
| jarf | $50.00 | 8/22/2011 8:28:41 PM |
| moola-gargantuan9 | $50.00 | 8/23/2011 6:46:31 AM |
| lostontheedge | $25.00 | 8/23/2011 8:21:37 AM |
| Clambake | $50.00 | 8/23/2011 7:02:10 AM |
| best-friendly-fairness | $50.00 | 8/23/2011 11:19:28 AM |
| revenue-appraiser | $38.86 | 8/23/2011 7:19:06 AM |
| janeybooboo | $200.00 | 8/23/2011 12:04:22 PM |
| dinero-jujitsu | $25.00 | 8/23/2011 9:44:23 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:20 AM |
| truth-umbrella3 | $25.00 | 8/23/2011 12:56:56 PM |
| jescowa | $50.00 | 8/23/2011 3:37:58 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:16 PM |
| Gibbyland | $100.00 | 8/23/2011 10:39:15 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:37 PM |
| TheIncredibleHawk | $25.00 | 8/24/2011 9:41:35 AM |
| janeybooboo | $200.00 | 8/24/2011 10:24:12 AM |
| BigLinCT | $25.00 | 8/24/2011 6:19:26 AM |
| radforj22 | $25.00 | 8/24/2011 7:00:58 AM |
| a-finance-nirvana | $25.00 | 8/24/2011 7:57:44 AM |
| ErsatzMike | $25.00 | 8/24/2011 3:56:50 PM |
| awwaww | $25.00 | 8/24/2011 10:06:19 AM |
| jdrez | $25.00 | 8/24/2011 12:37:50 PM |
| Nummus | $50.00 | 8/24/2011 7:58:40 PM |
| sentimental-silver7 | $25.00 | 8/24/2011 3:36:59 PM |
| social-attraction463 | $25.00 | 8/24/2011 4:58:45 PM |
| uberrific | $100.00 | 8/24/2011 5:05:29 PM |
| thrifty-note2 | $25.00 | 8/24/2011 6:07:21 PM |
| velocity-solo | $25.00 | 8/24/2011 6:25:40 PM |
| thrifty-note2 | $25.00 | 8/24/2011 6:25:59 PM |
| robertmm25 | $25.00 | 8/24/2011 7:47:25 PM |
| dthompso | $100.00 | 8/24/2011 7:54:11 PM |
| TSC | $50.00 | 8/25/2011 7:49:47 AM |
| TWGCJ | $25.00 | 8/25/2011 8:57:56 AM |
| littlemonkey | $25.00 | 8/25/2011 9:24:14 AM |
| mason13a | $50.00 | 8/25/2011 3:00:32 PM |
| money-bauble | $200.00 | 8/25/2011 9:08:37 AM |
| cgoca | $25.00 | 8/25/2011 9:23:25 AM |
| Anny-Disco | $25.00 | 8/25/2011 1:17:14 PM |
| restless-currency | $40.00 | 8/25/2011 2:58:32 PM |
| wtrboy | $25.00 | 8/25/2011 6:45:53 PM |
| kyomoon | $50.00 | 8/25/2011 7:13:53 PM |
| kulender | $100.00 | 8/25/2011 5:35:24 PM |
| robust-trade | $25.00 | 8/25/2011 6:58:01 PM |
| competent-commitment1 | $75.00 | 8/26/2011 8:22:34 AM |
| chemistry220 | $25.00 | 8/25/2011 7:14:25 PM |
| dollardave | $100.00 | 8/25/2011 9:57:01 PM |
| oldman68 | $25.00 | 8/25/2011 10:18:41 PM |
| kevin314 | $25.00 | 8/25/2011 10:25:35 PM |
| RusRobo | $50.00 | 8/26/2011 7:20:52 AM |
| scott2004114 | $50.00 | 8/26/2011 4:28:41 AM |
| otalon | $25.00 | 8/26/2011 8:09:58 AM |
| Shazzy | $25.00 | 8/26/2011 5:39:34 AM |
| wikkiewikkie | $50.00 | 8/26/2011 8:07:21 AM |
| 298 Investments
|
Borrower Payment Dependent Notes Series
521710
This series of Notes was issued and sold upon the funding of the borrower loan #52598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 24y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,877 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| engaging-balance0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Teacher
Purpose of loan:
This loan will be used to...Pay bills and credit cards.
My financial situation:
I am a good candidate for this loan because...I have worked as a teacher for the past 24 years. I have a steady income and this will help me get back on track financially. I did not work over the summer and it set me behind. I know that I will be able to pay this loan back before the three year period.I will be starting a second job in October which will help me pay more bills as well
Monthly net income: $5,500
Monthly expenses: $3,600
Housing: $2,000(taxes and insurance included)
Insurance: $car insurance 387.00
Car expenses: $car paid for: gas, 100.00
Utilities: $390
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $200-$400
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/15/2011 5:04:24 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:38 AM |
| calmfunds | $500.00 | 8/16/2011 8:38:27 AM |
| coin-trumpet | $25.00 | 8/16/2011 11:38:00 AM |
| reflective-rupee | $25.00 | 8/16/2011 4:00:21 PM |
| diplomatic-wealth7 | $25.00 | 8/17/2011 5:03:01 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:17 PM |
| Something-Corporate | $25.00 | 8/19/2011 7:31:25 PM |
| Agonbiew | $50.00 | 8/20/2011 8:51:27 PM |
| all_of_that_one | $33.33 | 8/21/2011 7:22:24 AM |
| superb-funds335 | $25.00 | 8/21/2011 12:34:55 PM |
| CatbirdBanking | $25.00 | 8/21/2011 6:28:24 PM |
| cardminger | $25.00 | 8/21/2011 8:20:37 PM |
| greencat | $50.00 | 8/22/2011 7:34:46 AM |
| rescue | $100.00 | 8/22/2011 3:44:49 PM |
| Whipster | $70.00 | 8/23/2011 5:03:00 AM |
| personal-lender | $25.00 | 8/23/2011 5:16:49 PM |
| Pu239 | $70.00 | 8/25/2011 1:06:23 PM |
| friendly-moola0 | $400.00 | 8/25/2011 1:42:25 PM |
| vtrentster | $25.00 | 8/25/2011 2:07:06 PM |
| EJPiper | $50.00 | 8/25/2011 8:36:25 AM |
| ferdberfel | $25.00 | 8/25/2011 3:12:56 PM |
| secureincome | $500.00 | 8/25/2011 3:45:18 PM |
| maplehouse | $27.07 | 8/25/2011 10:28:39 AM |
| CreditBuilder2 | $25.00 | 8/25/2011 10:42:36 AM |
| coin-amigo | $33.97 | 8/25/2011 10:36:16 AM |
| moola-monger9 | $50.00 | 8/25/2011 11:13:45 AM |
| El_Profesional | $25.00 | 8/25/2011 11:15:45 AM |
| green-safe-wampum | $100.00 | 8/25/2011 11:23:21 AM |
| a-restless-dollar | $33.00 | 8/25/2011 12:48:25 PM |
| income-vault6 | $25.00 | 8/25/2011 12:35:24 PM |
| fusbarro | $100.00 | 8/25/2011 1:02:12 PM |
| handy-justice | $100.00 | 8/25/2011 1:15:49 PM |
| dinero-vista2 | $50.00 | 8/25/2011 2:09:24 PM |
| thrifty-note2 | $25.00 | 8/25/2011 1:19:10 PM |
| rlaboy | $25.00 | 8/25/2011 1:32:32 PM |
| goat0 | $50.00 | 8/25/2011 4:51:32 PM |
| gold-cluster | $50.00 | 8/25/2011 8:19:53 PM |
| newest-power-banker | $40.00 | 8/25/2011 8:26:03 PM |
| shellstar | $25.00 | 8/25/2011 4:52:48 PM |
| grove88 | $25.00 | 8/25/2011 9:54:41 PM |
| wwwUniversal | $25.00 | 8/25/2011 10:47:42 PM |
| kulender | $100.00 | 8/25/2011 5:35:34 PM |
| friendly-fund9 | $100.00 | 8/25/2011 8:06:54 PM |
| Dubbs360 | $200.00 | 8/25/2011 10:15:27 PM |
| Jack55304 | $200.00 | 8/25/2011 8:40:04 AM |
| 108lender | $200.00 | 8/25/2011 7:37:45 PM |
| stepatatime-together | $100.00 | 8/15/2011 11:03:46 PM |
| social-zebra | $26.00 | 8/16/2011 2:46:08 PM |
| luzonct | $100.00 | 8/16/2011 11:39:29 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:37 PM |
| SolarMoonshine | $25.00 | 8/20/2011 2:56:35 PM |
| well-rounded-return3 | $50.62 | 8/21/2011 6:38:10 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:38 AM |
| best-basis-trooper | $25.00 | 8/22/2011 12:02:56 PM |
| mercuriant | $25.00 | 8/23/2011 7:01:45 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:43 PM |
| economy-coup | $100.00 | 8/24/2011 12:41:57 AM |
| mlj0671 | $25.00 | 8/24/2011 5:31:28 PM |
| britgsb | $100.00 | 8/25/2011 11:17:45 AM |
| treasure-bliss | $25.00 | 8/25/2011 6:32:10 AM |
| exciting-fairness | $200.00 | 8/25/2011 2:35:04 PM |
| mrack | $100.00 | 8/25/2011 2:52:29 PM |
| bigattichouse | $25.00 | 8/25/2011 3:08:48 PM |
| Nojukbong | $100.00 | 8/25/2011 3:09:23 PM |
| bmw2 | $60.00 | 8/25/2011 10:56:27 AM |
| nickel-position | $25.00 | 8/25/2011 11:13:18 AM |
| the-silver-blaster | $100.00 | 8/25/2011 12:24:20 PM |
| gothampark | $25.00 | 8/25/2011 12:44:52 PM |
| finance-mangrove4 | $30.00 | 8/25/2011 12:35:50 PM |
| janeybooboo | $100.00 | 8/25/2011 1:32:25 PM |
| gusmon83 | $106.37 | 8/25/2011 2:39:50 PM |
| Engineer44 | $30.00 | 8/25/2011 2:45:40 PM |
| lucrative-reward | $100.00 | 8/25/2011 1:51:56 PM |
| loot-master | $25.00 | 8/25/2011 2:16:37 PM |
| glimmering-funds2 | $25.00 | 8/25/2011 3:25:31 PM |
| MadHun | $200.00 | 8/25/2011 5:15:11 PM |
| Kyileo | $25.00 | 8/25/2011 8:14:57 PM |
| ethical-truth211 | $89.00 | 8/25/2011 11:14:31 PM |
| unrelenting-generosity685 | $0.64 | 8/25/2011 11:34:12 PM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
521826
This series of Notes was issued and sold upon the funding of the borrower loan #52770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $224.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 8
/
8 | Length of status: | 24y 2m |
|
Amount delinquent:
| $1,121 |
Total credit lines:
| 36 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,656 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| graceful-compassion723 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Prosper loan 8/13/2011 EE
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7893
Monthly expenses: $100
Housing: $2555
Insurance: $255
Car expenses: $200
Utilities: $350
Phone, cable, internet: $80
Food, entertainment: $1000
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 108lender | $200.00 | 8/25/2011 7:37:38 PM |
| Investor_DP | $100.00 | 8/14/2011 12:04:16 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:29 PM |
| wonderlandkat | $25.00 | 8/17/2011 2:05:38 PM |
| return-enthusiast1 | $25.00 | 8/17/2011 2:44:39 PM |
| HelpfulLender1 | $50.00 | 8/17/2011 9:17:13 PM |
| supersam | $206.00 | 8/17/2011 9:31:39 PM |
| heerzaquestion | $25.00 | 8/17/2011 10:32:58 PM |
| stock106 | $25.00 | 8/18/2011 10:12:35 AM |
| Mariner3605 | $25.00 | 8/18/2011 7:41:42 AM |
| mlj0671 | $25.00 | 8/18/2011 1:19:10 PM |
| capital-zoo | $50.00 | 8/18/2011 4:25:58 PM |
| handy-justice | $50.00 | 8/18/2011 8:39:53 PM |
| kenang1 | $25.00 | 8/18/2011 10:05:23 PM |
| vigorous-moola | $36.00 | 8/19/2011 10:38:30 AM |
| shrewd-peace7 | $25.00 | 8/19/2011 1:24:29 AM |
| unger | $100.11 | 8/20/2011 2:05:09 PM |
| andrewrobison | $54.00 | 8/20/2011 3:23:43 PM |
| friendly-principal76 | $25.00 | 8/20/2011 10:37:14 PM |
| chekat | $25.00 | 8/21/2011 1:18:19 AM |
| head | $25.00 | 8/21/2011 10:41:26 AM |
| dudebrah | $25.00 | 8/21/2011 6:03:23 PM |
| indomitable-dedication | $50.00 | 8/22/2011 7:34:56 AM |
| best-basis-trooper | $25.00 | 8/22/2011 11:43:11 AM |
| powerlifter275 | $25.00 | 8/22/2011 9:59:02 AM |
| Silverling6 | $27.00 | 8/22/2011 10:02:17 AM |
| rescue | $100.00 | 8/22/2011 3:44:41 PM |
| agent86a | $31.00 | 8/22/2011 11:14:04 AM |
| Atlanta-Buyer | $25.00 | 8/23/2011 6:37:00 AM |
| the-discrete-income | $25.00 | 8/22/2011 8:36:30 PM |
| PotBellyPete | $50.00 | 8/23/2011 8:24:28 AM |
| newest-inspiring-power | $40.00 | 8/23/2011 9:24:55 AM |
| orange-coin-walnut | $50.00 | 8/23/2011 4:32:47 AM |
| bbt210 | $25.04 | 8/23/2011 6:35:25 AM |
| top-visionary-truth | $25.00 | 8/23/2011 12:06:14 PM |
| Princehaha | $25.00 | 8/23/2011 9:38:50 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:30 PM |
| supreme-hope | $25.00 | 8/23/2011 1:13:02 PM |
| grampy48 | $25.00 | 8/23/2011 1:22:07 PM |
| personal-lender | $25.00 | 8/23/2011 5:16:47 PM |
| sensible-trade | $100.00 | 8/23/2011 7:00:59 PM |
| duty-monger | $50.00 | 8/24/2011 6:53:07 AM |
| nebula076 | $100.00 | 8/24/2011 1:28:27 PM |
| wlm3012 | $30.00 | 8/24/2011 5:09:13 PM |
| payment-gusto | $25.00 | 8/25/2011 5:57:56 PM |
| gold-cluster | $50.00 | 8/25/2011 8:19:51 PM |
| wwwUniversal | $25.00 | 8/25/2011 10:47:32 PM |
| Sierrahh | $25.00 | 8/26/2011 11:00:52 AM |
| orange-preeminant-bill | $25.00 | 8/26/2011 9:13:35 AM |
| bonus-tent | $50.00 | 8/26/2011 11:35:23 AM |
| social-zebra | $25.38 | 8/26/2011 1:40:38 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:54 AM |
| stepatatime-together | $100.00 | 8/14/2011 8:06:38 PM |
| golffish2 | $25.00 | 8/15/2011 4:21:52 AM |
| CA-Lender | $25.00 | 8/16/2011 10:15:49 AM |
| fair-interest6 | $25.85 | 8/17/2011 12:59:18 PM |
| red-favorable-basis | $25.00 | 8/17/2011 2:36:39 PM |
| diplomatic-wealth7 | $25.00 | 8/17/2011 5:02:56 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:10 PM |
| setUup | $25.28 | 8/17/2011 8:59:15 PM |
| Zane314 | $100.00 | 8/17/2011 5:00:56 PM |
| money-baron-roth-IRA | $38.34 | 8/17/2011 5:18:14 PM |
| Dubbs360 | $200.00 | 8/17/2011 9:22:30 PM |
| wampum-chorus3 | $25.00 | 8/19/2011 5:23:32 AM |
| diversification-medalist | $25.00 | 8/18/2011 8:37:39 PM |
| Dubbs360 | $100.00 | 8/19/2011 8:53:44 PM |
| jjswanso | $50.00 | 8/20/2011 8:48:00 AM |
| integrity-trumpet | $100.00 | 8/21/2011 12:56:59 PM |
| revenue-appraiser | $25.00 | 8/22/2011 6:42:22 AM |
| Whitey | $25.00 | 8/22/2011 8:08:01 AM |
| atlantic51 | $25.00 | 8/22/2011 8:16:47 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:30 AM |
| dragster442 | $25.00 | 8/22/2011 5:07:37 PM |
| money-baron-Roth401k | $75.00 | 8/22/2011 6:44:34 PM |
| ddog0224 | $50.00 | 8/22/2011 4:28:07 PM |
| mercuriant | $25.00 | 8/23/2011 7:01:43 AM |
| trade-boots1 | $300.00 | 8/22/2011 8:23:40 PM |
| bold-shrewd-duty | $25.00 | 8/22/2011 11:19:41 PM |
| bonafide-asset8 | $50.00 | 8/23/2011 6:58:03 AM |
| MadHun | $200.00 | 8/23/2011 9:15:02 AM |
| bullincage | $25.00 | 8/23/2011 1:03:06 PM |
| DogCanyon | $25.00 | 8/23/2011 10:08:18 AM |
| unger | $180.00 | 8/23/2011 10:12:38 AM |
| graceful-investment | $50.00 | 8/23/2011 3:59:04 PM |
| irrelevant | $25.00 | 8/23/2011 7:05:40 PM |
| economy-coup | $100.00 | 8/24/2011 12:41:53 AM |
| leverage-monger | $25.00 | 8/24/2011 9:07:49 AM |
| grove88 | $25.00 | 8/24/2011 8:53:54 PM |
| Bob450 | $25.00 | 8/24/2011 6:56:50 PM |
| treasure-bliss | $25.00 | 8/25/2011 6:32:08 AM |
| green-benefit-control | $50.00 | 8/25/2011 7:05:59 AM |
| fusbarro | $100.00 | 8/25/2011 1:02:10 PM |
| mason13a | $50.00 | 8/25/2011 3:00:39 PM |
| glimmering-funds2 | $25.00 | 8/25/2011 3:25:30 PM |
| terrific-dough6 | $100.00 | 8/25/2011 11:09:09 AM |
| kulender | $100.00 | 8/25/2011 5:35:29 PM |
| KADENA462 | $25.00 | 8/25/2011 3:26:25 PM |
| desertoasis | $25.00 | 8/26/2011 8:13:10 AM |
| leverage-monger | $30.00 | 8/26/2011 8:52:05 AM |
| ore-didgeridoo | $25.00 | 8/26/2011 11:43:43 AM |
| caseattle | $25.00 | 8/26/2011 12:45:11 PM |
| orange-respectful-camaraderi | $25.00 | 8/26/2011 9:42:13 AM |
| Top_Gun_Lender | $26.00 | 8/26/2011 12:13:39 PM |
| abundant-credit6 | $25.00 | 8/26/2011 1:00:20 PM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
521854
This series of Notes was issued and sold upon the funding of the borrower loan #52624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 25y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $135 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| affluence-tostada1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To get caught up dental bills loans
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jack55304 | $200.00 | 8/25/2011 8:40:09 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:50 PM |
| equitable-capital758 | $250.00 | 8/18/2011 9:28:17 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:51 AM |
| gtrplayer | $58.00 | 8/23/2011 2:36:50 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:04 PM |
| graceful-investment | $45.60 | 8/24/2011 3:38:10 AM |
| green-trade-dolphin | $25.00 | 8/23/2011 6:54:56 PM |
| handy-justice | $50.00 | 8/23/2011 7:32:53 PM |
| B2152 | $25.00 | 8/24/2011 5:07:43 AM |
| stock106 | $25.00 | 8/24/2011 11:44:37 AM |
| GElender | $25.00 | 8/24/2011 5:58:18 AM |
| emphatic-responsibility | $50.00 | 8/24/2011 6:53:15 AM |
| social-trumpet | $25.00 | 8/24/2011 1:09:18 PM |
| ddog0224 | $25.00 | 8/24/2011 2:26:10 PM |
| One_Lolo | $25.00 | 8/24/2011 4:42:54 PM |
| missing-link | $25.00 | 8/24/2011 4:29:00 PM |
| heerzaquestion | $25.00 | 8/24/2011 7:51:39 PM |
| setUup | $26.28 | 8/24/2011 8:28:25 PM |
| suave-dime6 | $25.00 | 8/25/2011 6:24:16 AM |
| EJPiper | $50.00 | 8/25/2011 8:36:25 AM |
| damage | $25.00 | 8/25/2011 9:33:31 AM |
| MadHun | $200.00 | 8/25/2011 5:15:12 PM |
| ImaPutz | $25.00 | 8/25/2011 5:29:03 PM |
| kulender | $100.00 | 8/25/2011 5:35:44 PM |
| thrifty-note2 | $25.00 | 8/25/2011 1:15:26 PM |
| velocity-motivator6 | $25.00 | 8/25/2011 7:11:52 PM |
| abundant-marketplace436 | $25.00 | 8/25/2011 4:09:50 PM |
| worthy-bid8 | $50.00 | 8/25/2011 5:10:01 PM |
| thrifty-capital | $25.00 | 8/25/2011 5:35:12 PM |
| wwwUniversal | $25.00 | 8/25/2011 10:47:55 PM |
| Dubbs360 | $300.00 | 8/25/2011 9:59:44 PM |
| Sierrahh | $25.00 | 8/26/2011 11:01:08 AM |
| principal-molecule2 | $25.00 | 8/26/2011 6:21:00 AM |
| leverage-monger | $25.00 | 8/26/2011 9:05:48 AM |
| bonus-tent | $50.00 | 8/26/2011 11:35:37 AM |
| unafraid-return496 | $25.00 | 8/26/2011 10:09:53 AM |
| neutrino6 | $25.00 | 8/26/2011 10:55:34 AM |
| Investor_DP | $100.00 | 8/17/2011 9:05:52 AM |
| stepatatime-together | $100.00 | 8/17/2011 4:53:41 PM |
| finance-prescription | $100.00 | 8/19/2011 9:13:46 AM |
| diplomatic-wealth7 | $25.00 | 8/19/2011 1:16:44 PM |
| rescue | $100.00 | 8/22/2011 3:45:02 PM |
| Gibbyland | $50.00 | 8/23/2011 10:34:50 PM |
| head | $25.00 | 8/23/2011 7:30:33 PM |
| dinero-vista2 | $25.00 | 8/24/2011 6:13:01 AM |
| john0720 | $100.00 | 8/24/2011 7:22:34 AM |
| afterhours | $25.00 | 8/24/2011 7:21:10 AM |
| Nojukbong | $100.00 | 8/24/2011 4:18:15 PM |
| money-baron-Roth401k | $50.00 | 8/24/2011 10:53:33 AM |
| setUup | $26.28 | 8/24/2011 8:28:02 PM |
| green-benefit-control | $50.00 | 8/25/2011 7:07:09 AM |
| Maggie3 | $25.00 | 8/25/2011 9:17:42 AM |
| frogperson | $150.00 | 8/25/2011 4:54:11 PM |
| Engineer44 | $30.00 | 8/25/2011 2:47:49 PM |
| dudebrah | $25.00 | 8/25/2011 6:36:39 PM |
| historic-loan1 | $38.00 | 8/25/2011 3:42:26 PM |
| goat0 | $59.00 | 8/25/2011 5:02:45 PM |
| unfixer | $25.00 | 8/25/2011 5:24:23 PM |
| smart-note9 | $50.00 | 8/26/2011 10:24:31 AM |
| jybank | $50.00 | 8/26/2011 10:39:28 AM |
| mercuriant | $25.00 | 8/26/2011 8:28:52 AM |
| treasure-bliss | $25.00 | 8/26/2011 8:56:12 AM |
| ReddInc | $50.00 | 8/26/2011 11:21:42 AM |
| cerebral-dollar773 | $100.00 | 8/26/2011 10:13:50 AM |
| emt747 | $25.00 | 8/26/2011 1:04:22 PM |
| GetLoan | $266.84 | 8/26/2011 1:09:28 PM |
| ore-didgeridoo | $25.00 | 8/26/2011 10:51:54 AM |
| greenback-loyalist8 | $50.00 | 8/26/2011 11:40:17 AM |
| cnelson99 | $25.00 | 8/26/2011 12:13:19 PM |
| js44043 | $25.00 | 8/26/2011 12:30:36 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
521978
This series of Notes was issued and sold upon the funding of the borrower loan #52734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 15
/
13 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $40,207 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| safe-auction1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan For Business Use
Purpose of loan:
This loan will be used to purchase inventory for Business
My financial situation:
I am a good candidate for this loan because I am currently rebuilding my credit. I plan to have this paid off before the 36 months. This is a business loan and it will be paid off with business funds.
Monthly net income: $ 3000
Monthly expenses: $100
Housing: $ 800
Insurance: $ 100
Car expenses: $200
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Jack55304 | $200.00 | 8/21/2011 9:27:01 AM |
| 108lender | $500.00 | 8/24/2011 9:13:37 AM |
| stepatatime-together | $100.00 | 8/16/2011 9:19:41 AM |
| reflective-rupee | $25.00 | 8/17/2011 10:48:08 AM |
| trumpeter5 | $25.00 | 8/17/2011 12:31:26 PM |
| Dubbs360 | $200.00 | 8/17/2011 12:33:39 PM |
| Bobtep23 | $40.00 | 8/17/2011 5:22:09 PM |
| ksubd | $70.00 | 8/17/2011 9:24:56 PM |
| money-baron-roth-IRA | $40.00 | 8/17/2011 5:18:40 PM |
| Jon8403 | $46.00 | 8/17/2011 6:07:04 PM |
| reward-harp | $500.00 | 8/17/2011 8:06:50 PM |
| setUup | $25.28 | 8/17/2011 8:56:03 PM |
| finance-amusement4 | $200.00 | 8/18/2011 9:01:47 AM |
| lend4life13 | $100.00 | 8/18/2011 9:37:04 AM |
| money-baron | $50.00 | 8/18/2011 4:31:45 AM |
| alexgalt | $25.00 | 8/17/2011 11:01:15 PM |
| payout-bridge | $25.00 | 8/18/2011 2:41:50 AM |
| calm-agreement4 | $50.00 | 8/18/2011 12:16:35 PM |
| evergreen16 | $40.00 | 8/18/2011 11:01:48 AM |
| Oakland | $50.00 | 8/18/2011 5:59:29 PM |
| enriched-truth | $226.12 | 8/18/2011 12:52:53 PM |
| zorg77 | $25.00 | 8/18/2011 2:24:32 PM |
| handy-justice | $50.00 | 8/18/2011 8:43:52 PM |
| AndyT1999 | $25.00 | 8/18/2011 9:14:48 PM |
| lovely-benefit7 | $25.00 | 8/18/2011 10:53:28 PM |
| gain-expert | $40.00 | 8/19/2011 12:03:18 PM |
| sabot6 | $25.00 | 8/19/2011 9:29:20 AM |
| buzzito1 | $60.23 | 8/19/2011 2:47:09 PM |
| bazaar-orca | $25.00 | 8/19/2011 2:00:56 PM |
| neutrino6 | $28.82 | 8/19/2011 5:19:42 PM |
| charming-exchange7 | $25.00 | 8/19/2011 7:46:24 PM |
| new-interest-network | $25.00 | 8/19/2011 7:06:54 PM |
| Dubbs360 | $300.00 | 8/19/2011 8:37:18 PM |
| credit-bank-usa611 | $50.00 | 8/20/2011 1:20:36 PM |
| irrelevant | $25.00 | 8/20/2011 2:05:15 PM |
| Amber_Stone | $25.00 | 8/20/2011 3:17:47 PM |
| Bob450 | $25.00 | 8/20/2011 11:01:55 AM |
| heritage_loans | $35.02 | 8/20/2011 1:57:05 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:06 PM |
| Core-Marketing | $25.00 | 8/23/2011 3:19:36 AM |
| first-dinero-paladin | $40.00 | 8/23/2011 11:57:19 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:53 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:32 PM |
| let_me_retire | $25.00 | 8/23/2011 9:57:32 PM |
| NoVALending | $25.00 | 8/24/2011 1:17:22 PM |
| erccpa | $52.24 | 8/25/2011 4:54:29 AM |
| golffish2 | $25.00 | 8/25/2011 5:24:28 AM |
| icanhasloanz | $25.00 | 8/25/2011 4:49:05 AM |
| Rip128 | $100.00 | 8/25/2011 2:44:38 PM |
| fervent-currency5 | $50.00 | 8/25/2011 1:28:16 PM |
| larug111 | $50.00 | 8/17/2011 1:00:22 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:23 PM |
| iloveyouloans | $200.00 | 8/17/2011 6:56:05 PM |
| dime-vista2 | $25.00 | 8/17/2011 2:12:35 PM |
| HelpfulLender1 | $50.00 | 8/17/2011 9:14:39 PM |
| jebber007 | $45.00 | 8/17/2011 9:56:31 PM |
| head | $25.00 | 8/17/2011 2:10:23 PM |
| afterhours | $25.00 | 8/17/2011 4:28:12 PM |
| wonderlandkat | $25.00 | 8/17/2011 2:11:18 PM |
| jbloans | $25.00 | 8/17/2011 7:35:55 PM |
| impala6464 | $100.00 | 8/17/2011 5:55:45 PM |
| ti22ring | $25.00 | 8/17/2011 6:13:11 PM |
| reward-harp | $500.00 | 8/17/2011 8:03:45 PM |
| kind-finance-burrito | $25.00 | 8/17/2011 7:07:25 PM |
| prominence8 | $25.00 | 8/17/2011 8:46:45 PM |
| Something-Corporate | $25.00 | 8/17/2011 10:28:51 PM |
| revenue-appraiser | $25.00 | 8/18/2011 7:09:25 AM |
| capital-galaxy | $250.00 | 8/18/2011 11:44:01 AM |
| kingbob | $25.00 | 8/18/2011 9:01:06 AM |
| paulpk | $167.00 | 8/18/2011 9:53:18 AM |
| phchristensen | $50.00 | 8/18/2011 10:23:43 AM |
| unafraid-return496 | $25.00 | 8/18/2011 3:29:19 PM |
| green-trade-dolphin | $25.00 | 8/18/2011 5:58:37 PM |
| point-commando | $25.00 | 8/19/2011 8:22:45 AM |
| diversification-medalist | $25.00 | 8/18/2011 8:38:20 PM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:47:50 PM |
| goat0 | $50.00 | 8/18/2011 7:09:18 PM |
| Thought | $25.00 | 8/19/2011 10:28:38 AM |
| wampum-chorus3 | $25.00 | 8/19/2011 5:29:20 AM |
| Rashanir | $25.00 | 8/19/2011 1:07:00 AM |
| nycfinance | $25.00 | 8/19/2011 11:20:43 AM |
| blackstar | $25.00 | 8/19/2011 5:59:42 AM |
| suave-dime6 | $25.00 | 8/19/2011 9:50:34 AM |
| broomfieldbucks | $25.00 | 8/19/2011 10:02:41 AM |
| epic-transaction | $25.00 | 8/19/2011 4:21:08 PM |
| SDKiwi | $25.00 | 8/19/2011 4:40:42 PM |
| Traderman | $33.21 | 8/19/2011 5:31:08 PM |
| aquistoyraul | $25.00 | 8/20/2011 9:50:22 AM |
| EastBayCapital | $25.00 | 8/19/2011 10:58:16 PM |
| SouthernRemarketing | $25.00 | 8/20/2011 8:23:22 AM |
| goodhearted-generosity511 | $25.00 | 8/20/2011 7:48:43 AM |
| CreditBuilder2 | $25.00 | 8/20/2011 9:33:56 AM |
| dime-mad-scientist | $28.00 | 8/20/2011 10:49:18 AM |
| JGuide | $26.08 | 8/20/2011 3:31:20 PM |
| Finchy78 | $25.00 | 8/21/2011 6:04:31 AM |
| WZ3190 | $25.00 | 8/21/2011 4:33:04 PM |
| note-pursuit | $25.00 | 8/23/2011 2:45:13 AM |
| personal-lender | $25.00 | 8/23/2011 11:49:36 AM |
| Investor_DP | $100.00 | 8/24/2011 9:08:17 AM |
| economy-coup | $100.00 | 8/24/2011 12:42:01 AM |
| honorable-yield | $25.00 | 8/24/2011 9:15:16 AM |
| golffish2 | $25.00 | 8/25/2011 8:08:42 AM |
| finance-mushroom | $100.00 | 8/25/2011 9:13:44 AM |
| leverage-monger | $25.00 | 8/25/2011 10:00:47 AM |
| secureincome | $282.00 | 8/25/2011 3:31:29 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
522020
This series of Notes was issued and sold upon the funding of the borrower loan #52603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $226.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,008 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SoloX |
Borrower's state:
| California |
Borrower's group:
| Be Your Own Boss |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,300.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2010)
620-639
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Semi..New Vehicle!
Purpose of loan:
This loan will be used to...Buy a new car..My 1997 Chevy camaro has 230k miles on it. I take good care of my cars. Unfortunately its reliability is starting to wear out.. I don?t know what kind of car I am going to get but it will be most likely an economical car to save some gas..I did purchased a sport bike a year ago and manage to pay it off already. If you have any questions feel free to ask away.
My financial situation:
I am a good candidate for this loan because... I have always paid off my loans in the past and will continue to do so. Below I listed my current spending on an average month.
Expenses:
Rent??..463
Food??.175
Gas???..225
Insurance.. 100
Phone?..85
Total?.1048
Income: 1750 monthly
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 108lender | $110.00 | 8/21/2011 3:28:55 PM |
| 108lender | $250.00 | 8/22/2011 5:53:30 PM |
| equitable-capital758 | $250.00 | 8/16/2011 5:02:52 PM |
| compoundinterest | $50.00 | 8/16/2011 5:08:24 PM |
| indomitable-coin | $25.00 | 8/17/2011 3:48:42 PM |
| Weaverville | $50.00 | 8/21/2011 11:15:50 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:21 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:49 AM |
| AF-Chief | $100.00 | 8/22/2011 9:49:18 AM |
| rescue | $100.00 | 8/22/2011 3:44:59 PM |
| Clambake | $50.00 | 8/23/2011 7:02:21 AM |
| lostontheedge | $25.00 | 8/23/2011 8:21:39 AM |
| currency-persimmon | $25.00 | 8/23/2011 5:10:55 PM |
| elbastador | $25.00 | 8/23/2011 1:56:52 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:59 PM |
| Santaleja | $50.16 | 8/23/2011 8:22:36 PM |
| personal-lender | $25.00 | 8/23/2011 5:16:59 PM |
| cash-cymbal | $25.00 | 8/23/2011 9:18:44 PM |
| CreditBuilder2 | $25.00 | 8/23/2011 6:26:39 PM |
| Astyanax | $85.00 | 8/23/2011 7:04:22 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:53 PM |
| Leshan | $50.00 | 8/24/2011 8:23:36 AM |
| availableloan | $25.00 | 8/23/2011 9:19:48 PM |
| engaging-worth | $25.00 | 8/24/2011 9:14:47 AM |
| social-trumpet | $25.00 | 8/24/2011 1:08:29 PM |
| john0720 | $100.00 | 8/24/2011 7:21:53 AM |
| octoberfresh | $25.00 | 8/24/2011 9:09:47 AM |
| heerzaquestion | $50.00 | 8/24/2011 10:58:55 AM |
| lucrative-reward | $100.00 | 8/24/2011 12:47:16 PM |
| life-is-great | $25.00 | 8/24/2011 2:53:07 PM |
| kind-forthright-repayment | $150.00 | 8/24/2011 4:36:22 PM |
| setUup | $33.28 | 8/24/2011 7:16:45 PM |
| GodzillaLending | $50.00 | 8/24/2011 6:32:48 PM |
| SummitAdvisors | $50.00 | 8/25/2011 7:38:08 AM |
| damage | $25.00 | 8/25/2011 9:30:18 AM |
| bid-carrier0 | $40.08 | 8/25/2011 10:25:09 AM |
| green-benefit-control | $25.00 | 8/25/2011 7:00:42 AM |
| euro-deployment | $25.00 | 8/25/2011 12:47:03 PM |
| wealth-tremolo7 | $50.00 | 8/25/2011 7:52:06 AM |
| TSC | $50.00 | 8/25/2011 7:49:49 AM |
| gilbrear | $25.00 | 8/25/2011 3:52:45 PM |
| abundant-marketplace436 | $25.00 | 8/25/2011 4:08:55 PM |
| greenback-loyalist8 | $100.00 | 8/25/2011 11:08:27 AM |
| investment-comet | $25.00 | 8/25/2011 11:19:37 AM |
| Coach-n-u | $25.00 | 8/25/2011 12:44:45 PM |
| gothampark | $25.00 | 8/25/2011 1:00:40 PM |
| lsx7 | $100.00 | 8/25/2011 12:56:47 PM |
| Attract | $28.45 | 8/25/2011 1:41:23 PM |
| AlBRich | $25.00 | 8/25/2011 2:37:05 PM |
| power-bluebird2 | $40.00 | 8/25/2011 5:53:47 PM |
| ferdberfel | $25.00 | 8/25/2011 3:13:30 PM |
| Mad_Scientist | $25.00 | 8/25/2011 6:49:11 PM |
| crw1950 | $60.00 | 8/25/2011 7:12:20 PM |
| leeball | $100.00 | 8/25/2011 4:10:42 PM |
| platinum-czar | $25.00 | 8/25/2011 5:01:54 PM |
| openness-bliss | $50.00 | 8/25/2011 5:30:37 PM |
| kulender | $100.00 | 8/25/2011 5:35:42 PM |
| Theodon | $25.00 | 8/25/2011 6:19:15 PM |
| Christophe | $25.00 | 8/25/2011 6:48:47 PM |
| thrifty-note2 | $25.00 | 8/25/2011 7:08:14 PM |
| rmachi | $25.00 | 8/25/2011 7:17:33 AM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:19 AM |
| Chesterite | $25.00 | 8/18/2011 1:26:55 PM |
| ethicalhumanist | $50.00 | 8/18/2011 7:17:21 PM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:25 PM |
| tntmojave | $50.00 | 8/19/2011 11:20:16 AM |
| petsheep | $50.00 | 8/19/2011 8:33:58 PM |
| green-trade-dolphin2 | $25.00 | 8/20/2011 1:04:32 PM |
| frobin | $25.00 | 8/20/2011 8:08:56 PM |
| themoneydoctor | $200.00 | 8/21/2011 12:10:21 PM |
| atbright | $25.00 | 8/22/2011 10:12:39 AM |
| Syzygy | $25.00 | 8/23/2011 8:24:26 AM |
| dinero-jujitsu | $25.00 | 8/23/2011 9:44:24 AM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:39 PM |
| jescowa | $50.00 | 8/23/2011 3:38:05 PM |
| hunterMG | $25.00 | 8/23/2011 4:42:29 PM |
| goldsun | $25.00 | 8/23/2011 8:43:51 PM |
| herbyman | $50.00 | 8/23/2011 6:02:37 PM |
| georgedorn | $25.00 | 8/24/2011 9:36:25 AM |
| GElender | $50.00 | 8/24/2011 6:06:21 AM |
| smbau06 | $49.00 | 8/24/2011 6:59:39 AM |
| labate | $38.97 | 8/24/2011 2:16:02 PM |
| gentle-gain235 | $25.00 | 8/24/2011 8:23:22 AM |
| iamwhatiam | $25.00 | 8/24/2011 9:00:12 AM |
| wild-orange | $25.00 | 8/24/2011 3:12:19 PM |
| first-serene-credit | $25.00 | 8/24/2011 9:48:48 AM |
| actl | $25.00 | 8/24/2011 9:59:16 AM |
| wendyhop | $50.00 | 8/24/2011 9:45:32 AM |
| blue-fund-flag | $25.00 | 8/24/2011 12:43:12 PM |
| nebula076 | $100.00 | 8/24/2011 12:47:15 PM |
| ethical-income2 | $25.00 | 8/24/2011 1:16:20 PM |
| klemer | $25.00 | 8/24/2011 1:36:45 PM |
| reward-walnut | $100.00 | 8/24/2011 3:33:56 PM |
| EarlyRiser | $500.00 | 8/24/2011 4:45:42 PM |
| uberrific | $100.00 | 8/24/2011 5:05:42 PM |
| MadHun | $200.00 | 8/24/2011 5:14:21 PM |
| bmbanzai | $25.00 | 8/24/2011 6:08:33 PM |
| dime-historian | $25.00 | 8/25/2011 10:01:51 AM |
| Pickmar | $25.00 | 8/25/2011 5:46:34 AM |
| honorable-durability0 | $25.00 | 8/25/2011 10:42:23 AM |
| dobied | $25.00 | 8/25/2011 7:13:24 AM |
| prainvestment | $50.00 | 8/25/2011 7:24:14 AM |
| tbrnet | $50.00 | 8/25/2011 7:51:33 AM |
| mrpowers5531 | $100.00 | 8/25/2011 8:12:12 AM |
| Maggie3 | $50.00 | 8/25/2011 9:22:46 AM |
| pugmalion | $25.00 | 8/25/2011 9:26:57 AM |
| jsak74 | $25.00 | 8/25/2011 10:12:55 AM |
| econgineer | $50.00 | 8/25/2011 10:31:54 AM |
| heroic-payout9 | $30.74 | 8/25/2011 1:45:05 PM |
| loot-master | $25.00 | 8/25/2011 2:04:43 PM |
| secureincome | $700.00 | 8/25/2011 4:03:16 PM |
| leeball | $100.00 | 8/25/2011 4:11:41 PM |
| RiskAdverse | $23.60 | 8/25/2011 8:41:58 PM |
| triumphant-bonus | $26.00 | 8/25/2011 5:44:35 PM |
| pure-loyalty6 | $25.00 | 8/25/2011 5:56:09 PM |
| cloud8 | $34.72 | 8/25/2011 7:35:46 PM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
522070
This series of Notes was issued and sold upon the funding of the borrower loan #52627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,569 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| courteous-loot6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mr
Purpose of loan:
This loan will be used to payoff debt and saving for future funds
My financial situation:
I am a good candidate for this loan because Im organized when it comes to paying bills. No late payments and over the past ten months I was able to payoff ten thousands dollars of credit debt
Monthly net income: $ 2600
Monthly expenses: $ 1200
Housing: $ 0
Insurance: $ 0
Car expenses: $ 542
Utilities: $
Phone, cable, internet: $ 107
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 108lender | $200.00 | 8/22/2011 5:47:50 PM |
| DHolly | $25.00 | 8/17/2011 5:18:39 PM |
| Investor_DP | $100.00 | 8/17/2011 5:06:13 PM |
| mykkai | $25.00 | 8/18/2011 9:02:47 AM |
| shrewd-income | $25.00 | 8/18/2011 3:49:20 PM |
| goat0 | $100.00 | 8/18/2011 7:43:21 PM |
| social-zebra | $26.00 | 8/19/2011 8:54:24 AM |
| favorite-commerce | $25.00 | 8/19/2011 9:34:33 AM |
| stepatatime-together | $100.00 | 8/18/2011 11:18:19 PM |
| return-enthusiast1 | $25.00 | 8/19/2011 2:42:27 PM |
| luann199 | $25.00 | 8/20/2011 10:44:33 AM |
| BankofRon | $25.00 | 8/21/2011 2:29:26 PM |
| rlsurb | $25.00 | 8/22/2011 7:57:11 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:00 AM |
| market-pudding | $25.00 | 8/23/2011 2:34:34 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:19 PM |
| janeybooboo | $100.00 | 8/23/2011 6:22:18 PM |
| intrepid-loot | $25.00 | 8/24/2011 8:21:27 PM |
| Iwillhuntyoudown | $25.00 | 8/24/2011 9:39:19 PM |
| golffish2 | $25.00 | 8/25/2011 5:25:18 AM |
| handy-justice | $50.00 | 8/25/2011 2:24:21 PM |
| whitemountainhandyman | $19.58 | 8/25/2011 7:03:54 PM |
| 168RichCapital | $25.08 | 8/25/2011 4:36:39 PM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 5:12:42 PM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:28 AM |
| loss-of-control | $75.00 | 8/17/2011 5:47:18 PM |
| SolarMoonshine | $25.00 | 8/17/2011 5:38:12 PM |
| scarlet-velvet | $25.08 | 8/17/2011 6:56:00 PM |
| transformer855 | $25.00 | 8/18/2011 11:11:37 AM |
| luzonct | $100.00 | 8/18/2011 2:50:27 PM |
| charming-exchange7 | $25.00 | 8/18/2011 6:33:02 PM |
| MadHun | $200.00 | 8/19/2011 9:12:46 AM |
| Bob450 | $25.00 | 8/20/2011 11:07:31 AM |
| nickel-hickory | $25.00 | 8/21/2011 9:09:37 AM |
| diplomatic-wealth7 | $25.00 | 8/20/2011 6:29:53 PM |
| cash-surge | $30.00 | 8/21/2011 12:41:53 AM |
| profit-powerplant | $25.00 | 8/22/2011 3:01:22 AM |
| greencat | $50.00 | 8/22/2011 9:12:58 AM |
| nickel-launcher | $25.00 | 8/22/2011 9:59:14 AM |
| finance-prescription | $100.00 | 8/22/2011 5:13:26 PM |
| EL_Papin | $100.00 | 8/22/2011 7:08:10 PM |
| Weaverville | $25.00 | 8/23/2011 10:09:05 AM |
| irrelevant | $25.00 | 8/23/2011 10:05:19 AM |
| rupee-universe | $25.00 | 8/23/2011 10:35:52 PM |
| economy-coup | $100.00 | 8/24/2011 12:42:10 AM |
| patriot384 | $50.00 | 8/24/2011 8:14:58 AM |
| leverage-monger | $25.00 | 8/24/2011 9:05:39 AM |
| CatbirdBanking | $25.00 | 8/24/2011 12:17:11 PM |
| green-safe-wampum | $70.00 | 8/25/2011 11:39:43 AM |
| secureincome | $500.00 | 8/25/2011 3:48:03 PM |
| Fiscally_Fit1 | $29.26 | 8/25/2011 4:38:29 PM |
| kulender | $100.00 | 8/25/2011 5:35:49 PM |
| greenback-loyalist8 | $50.00 | 8/25/2011 5:59:44 PM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
522338
This series of Notes was issued and sold upon the funding of the borrower loan #52606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $207.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,281 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pleasant-platinum5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
TEK109
Purpose of loan:
This loan will be used to...consolidate and personal
My financial situation:
I am a good candidate for this loan because...
Monthly net income:
Monthly expenses: 750
Housing: $250
Insurance: $
Car expenses: $150
Utilities: $
Phone, cable, internet: $
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rmachi | $25.00 | 8/25/2011 7:17:38 AM |
| Bank_Of_XL | $25.00 | 8/17/2011 5:36:10 PM |
| compoundinterest | $50.00 | 8/17/2011 5:08:30 PM |
| gentle-gain235 | $25.00 | 8/19/2011 7:21:29 AM |
| Wisc_investor | $30.00 | 8/19/2011 7:57:53 AM |
| Dubbs360 | $200.00 | 8/19/2011 8:35:53 AM |
| selector568 | $300.00 | 8/19/2011 10:25:09 AM |
| availableloan | $25.00 | 8/19/2011 6:55:26 PM |
| return-enthusiast1 | $25.00 | 8/19/2011 2:25:58 PM |
| ddog0224 | $25.00 | 8/19/2011 7:09:40 PM |
| bmbanzai | $25.00 | 8/19/2011 8:49:28 PM |
| velocity-motivator6 | $25.00 | 8/20/2011 3:24:42 PM |
| pnace | $40.00 | 8/20/2011 3:31:48 PM |
| lenderRXT | $30.00 | 8/20/2011 7:13:39 PM |
| Johnab | $25.00 | 8/20/2011 4:20:07 PM |
| worth-buddy0 | $50.00 | 8/20/2011 9:06:17 PM |
| superb-funds335 | $26.00 | 8/21/2011 12:29:17 PM |
| BlueRockCapitalMgt | $32.18 | 8/21/2011 8:35:57 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:17:07 PM |
| basis-wizard8 | $50.00 | 8/22/2011 7:40:34 AM |
| GCInvestments | $28.00 | 8/21/2011 9:36:31 PM |
| octoberfresh | $25.00 | 8/22/2011 7:55:02 AM |
| atbright | $25.00 | 8/22/2011 10:12:43 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:02 AM |
| midnight24 | $50.00 | 8/22/2011 4:30:38 PM |
| best-basis-trooper | $25.00 | 8/22/2011 12:21:33 PM |
| trade-boots1 | $300.00 | 8/22/2011 8:21:50 PM |
| britgsb | $150.00 | 8/23/2011 7:48:48 AM |
| market-pudding | $25.00 | 8/23/2011 2:24:58 PM |
| steven3333 | $25.00 | 8/23/2011 6:29:54 PM |
| CBO-Enterprise | $100.00 | 8/23/2011 4:15:34 PM |
| MadHun | $200.00 | 8/23/2011 5:14:57 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:23 PM |
| benevolent-capital1 | $25.00 | 8/23/2011 6:13:13 PM |
| ore-jedi | $30.00 | 8/24/2011 10:40:54 AM |
| upright-silver | $25.00 | 8/24/2011 5:56:58 AM |
| Scubadiver | $50.00 | 8/24/2011 7:50:01 AM |
| upbeat-investment9 | $50.00 | 8/24/2011 7:16:34 AM |
| whatreality | $25.00 | 8/24/2011 8:22:11 AM |
| life-is-great | $25.00 | 8/24/2011 2:53:09 PM |
| autonomous-basis | $25.00 | 8/24/2011 3:16:18 PM |
| EarlyRiser | $250.00 | 8/24/2011 4:44:50 PM |
| moola-cell3 | $67.00 | 8/24/2011 10:40:25 AM |
| investment-comet | $25.00 | 8/24/2011 11:43:39 AM |
| indomitable-camaraderi3 | $100.00 | 8/24/2011 5:42:00 PM |
| sharp-bazaar7 | $33.00 | 8/24/2011 12:59:16 PM |
| labate | $25.00 | 8/24/2011 2:15:10 PM |
| oplender | $25.00 | 8/24/2011 8:17:14 PM |
| reward-walnut | $25.00 | 8/24/2011 3:32:57 PM |
| green-benefit-control | $25.00 | 8/25/2011 6:58:41 AM |
| wealth-tremolo7 | $50.00 | 8/25/2011 7:50:47 AM |
| Maggie3 | $50.00 | 8/25/2011 9:15:31 AM |
| econgineer | $50.00 | 8/25/2011 10:32:21 AM |
| moola-monger9 | $50.00 | 8/25/2011 11:10:41 AM |
| damage | $25.00 | 8/25/2011 9:10:09 AM |
| gilbrear | $25.00 | 8/25/2011 3:54:57 PM |
| Hexnut | $50.00 | 8/25/2011 11:59:31 AM |
| Evan_Safe | $25.00 | 8/25/2011 1:29:26 PM |
| bill-expert | $53.00 | 8/25/2011 3:53:18 PM |
| abundant-marketplace436 | $25.00 | 8/25/2011 4:10:06 PM |
| hawk357 | $57.00 | 8/25/2011 4:36:10 PM |
| faync | $50.00 | 8/25/2011 11:22:44 PM |
| FLSmooth | $50.00 | 8/26/2011 3:43:08 AM |
| Cory79 | $32.51 | 8/25/2011 6:53:23 PM |
| greenback-loyalist8 | $100.00 | 8/25/2011 5:52:59 PM |
| 108lender | $200.00 | 8/25/2011 7:37:52 PM |
| Investor_DP | $100.00 | 8/17/2011 5:05:21 PM |
| don8ter | $25.00 | 8/18/2011 4:50:40 AM |
| equitable-capital758 | $250.00 | 8/18/2011 9:28:24 AM |
| Weaverville | $50.00 | 8/18/2011 9:34:32 AM |
| shrewd-peace7 | $25.00 | 8/19/2011 1:23:28 AM |
| Chervianne | $50.00 | 8/19/2011 7:06:57 AM |
| herbyman | $50.00 | 8/19/2011 12:45:40 PM |
| Leshan | $25.00 | 8/19/2011 8:58:10 AM |
| goodhearted-basis4 | $25.00 | 8/19/2011 9:02:54 AM |
| Dubbs360 | $100.00 | 8/19/2011 8:40:47 PM |
| kind-finance-burrito | $25.00 | 8/19/2011 1:44:04 PM |
| CreditBuilder2 | $50.00 | 8/19/2011 4:21:29 PM |
| Ambassador | $46.00 | 8/20/2011 6:55:50 AM |
| wise-blazing-currency | $26.16 | 8/20/2011 7:24:18 AM |
| balance-gatherer1 | $25.00 | 8/19/2011 8:26:08 PM |
| capital-zoo | $25.00 | 8/20/2011 1:47:23 AM |
| openness-prospector | $26.00 | 8/20/2011 6:18:34 PM |
| IIP77 | $25.00 | 8/20/2011 3:34:21 PM |
| the-silver-blaster | $75.00 | 8/20/2011 8:01:48 PM |
| refined-return922 | $25.00 | 8/21/2011 6:53:32 AM |
| marwadi-62 | $100.00 | 8/21/2011 4:21:37 PM |
| SummitAdvisors | $200.00 | 8/21/2011 8:23:20 PM |
| digitaldan | $25.00 | 8/22/2011 6:27:00 AM |
| blue111 | $25.00 | 8/21/2011 8:09:57 PM |
| Zane314 | $200.00 | 8/21/2011 9:27:57 PM |
| indomitable-dedication | $50.00 | 8/22/2011 7:40:46 AM |
| best-basis-trooper | $25.00 | 8/22/2011 12:21:17 PM |
| genelinist | $25.00 | 8/22/2011 12:32:21 PM |
| vigorous-velocity | $100.00 | 8/22/2011 8:06:43 PM |
| friendly-principal76 | $25.00 | 8/23/2011 9:25:30 AM |
| Atlanta-Buyer | $25.00 | 8/23/2011 6:46:53 AM |
| blue-pragmatic-truth | $25.00 | 8/23/2011 6:56:22 AM |
| engaging-worth | $25.00 | 8/23/2011 7:51:22 AM |
| coin-sphinx4 | $25.66 | 8/23/2011 9:29:58 AM |
| wealth-fighter3 | $25.00 | 8/23/2011 9:34:58 AM |
| gtrplayer | $100.00 | 8/23/2011 2:35:14 PM |
| jescowa | $50.00 | 8/23/2011 3:29:14 PM |
| marketplace-hut9 | $25.00 | 8/23/2011 6:59:32 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:58 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:11:10 PM |
| kind-forthright-repayment | $150.00 | 8/23/2011 6:59:10 PM |
| emphatic-responsibility | $33.00 | 8/24/2011 7:00:59 AM |
| vtrentster | $25.00 | 8/24/2011 12:44:15 PM |
| interstellar | $75.00 | 8/24/2011 12:56:53 PM |
| grampy48 | $25.00 | 8/24/2011 6:50:09 AM |
| social-trumpet | $25.00 | 8/24/2011 1:06:45 PM |
| JW-From-SoCal | $25.00 | 8/24/2011 2:13:06 PM |
| iamwhatiam | $25.00 | 8/24/2011 8:51:18 AM |
| neutrino6 | $49.76 | 8/24/2011 11:47:44 AM |
| Yankeeeagle | $25.00 | 8/24/2011 12:25:32 PM |
| indomitable-camaraderi3 | $100.00 | 8/24/2011 6:03:47 PM |
| ferdberfel | $28.00 | 8/25/2011 9:08:06 AM |
| loyalty-czar | $25.16 | 8/25/2011 8:43:54 AM |
| Interloper | $25.00 | 8/25/2011 9:11:29 AM |
| ferdberfel | $25.00 | 8/25/2011 3:14:07 PM |
| secureincome | $1,000.00 | 8/25/2011 3:57:56 PM |
| grove88 | $25.00 | 8/25/2011 9:54:45 PM |
| kulender | $100.00 | 8/25/2011 5:33:46 PM |
| nhrma | $31.57 | 8/26/2011 4:02:20 AM |
| yield-hut | $50.00 | 8/25/2011 6:30:37 PM |
| wwwUniversal | $25.00 | 8/25/2011 10:47:58 PM |
| xthread | $50.00 | 8/25/2011 11:13:52 PM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
522406
This series of Notes was issued and sold upon the funding of the borrower loan #52616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,879 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| octave0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Guaranteed repayment
Purpose of loan:
This loan will be used to...
Consolidate some bills and advertise my services.
My financial situation:
I am a good candidate for this loan because...It is a small amount which does not exceed 20% of my yearly income. I hold a steady government job that is guaranteed to keep me employed for the next fiscal year, in which time the loan will be paid.
Monthly net income: $2,500
Monthly expenses: $2,119.00
Housing: $350.00
Insurance: $185.00
Car expenses: $374.00
Utilities: $0
Phone, cable, internet: $60.00
Food, entertainment: $500.00
Clothing, household expenses: $150.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/18/2011 5:07:19 PM |
| Investor_DP | $100.00 | 8/18/2011 5:04:26 PM |
| Domgabriel | $25.00 | 8/19/2011 5:49:26 AM |
| vutah | $25.00 | 8/18/2011 9:29:47 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:14 AM |
| herbyman | $50.00 | 8/22/2011 5:05:32 PM |
| whitegold24k | $65.88 | 8/23/2011 7:35:02 AM |
| life-is-great | $25.00 | 8/24/2011 2:53:15 PM |
| mrpowers5531 | $25.00 | 8/25/2011 1:14:59 PM |
| loot-master | $25.00 | 8/25/2011 2:12:17 PM |
| currency-persimmon | $25.00 | 8/25/2011 2:18:14 PM |
| diligent-bid3 | $145.00 | 8/25/2011 2:45:11 PM |
| CreditBuilder2 | $50.00 | 8/25/2011 3:44:54 PM |
| well-rounded-dinero | $50.00 | 8/25/2011 5:12:17 PM |
| availableloan | $25.00 | 8/25/2011 7:13:30 PM |
| kulender | $100.00 | 8/25/2011 5:33:49 PM |
| thrifty-capital | $25.00 | 8/25/2011 5:35:36 PM |
| goodhearted-basis4 | $25.00 | 8/25/2011 11:07:04 PM |
| Astyanax | $85.00 | 8/25/2011 6:19:13 PM |
| ethical-truth211 | $500.00 | 8/25/2011 10:16:15 PM |
| unrelenting-generosity685 | $100.00 | 8/25/2011 11:16:33 PM |
| building_pennies | $25.00 | 8/26/2011 9:23:46 AM |
| worth-buddy0 | $50.00 | 8/26/2011 3:48:33 AM |
| Imperativity | $27.84 | 8/26/2011 10:42:42 AM |
| Sierrahh | $25.00 | 8/26/2011 10:53:20 AM |
| bentonlending | $50.00 | 8/26/2011 8:43:07 AM |
| damage | $25.00 | 8/26/2011 7:34:41 AM |
| Lanik42 | $50.00 | 8/26/2011 8:59:25 AM |
| ski bum | $100.00 | 8/26/2011 11:02:51 AM |
| eretro | $40.41 | 8/26/2011 8:30:56 AM |
| kind-blissful-p2ploan | $50.00 | 8/26/2011 11:32:45 AM |
| Nemo2001 | $25.00 | 8/26/2011 9:39:45 AM |
| wealth-fighter3 | $9.40 | 8/26/2011 11:52:02 AM |
| radiobuda | $50.00 | 8/26/2011 9:24:22 AM |
| smart-note9 | $50.00 | 8/26/2011 10:26:23 AM |
| orange-respectful-camaraderi | $25.00 | 8/26/2011 9:42:14 AM |
| starry2001 | $25.00 | 8/26/2011 9:47:24 AM |
| ti22ring | $28.35 | 8/26/2011 10:08:34 AM |
| neutrino6 | $27.44 | 8/26/2011 10:56:05 AM |
| El_Profesional | $25.00 | 8/26/2011 11:34:12 AM |
| bonus-tent | $50.00 | 8/26/2011 11:35:48 AM |
| greenback-loyalist8 | $50.00 | 8/26/2011 11:38:25 AM |
| ReddInc | $100.00 | 8/26/2011 11:20:32 AM |
| baker31 | $25.00 | 8/26/2011 11:22:06 AM |
| rmachi | $25.00 | 8/25/2011 7:17:44 AM |
| atbright | $25.00 | 8/22/2011 10:12:47 AM |
| personal-lender | $25.00 | 8/23/2011 5:17:39 PM |
| CK1 | $25.00 | 8/23/2011 7:20:02 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:05 PM |
| worthy-bid8 | $50.00 | 8/24/2011 5:09:14 PM |
| fusbarro | $100.00 | 8/25/2011 1:02:18 PM |
| diceman19 | $25.00 | 8/25/2011 2:30:38 PM |
| Nojukbong | $300.00 | 8/25/2011 3:20:44 PM |
| Evan_Safe | $25.00 | 8/25/2011 1:30:48 PM |
| nimble-dedication1 | $57.53 | 8/25/2011 6:17:56 PM |
| secureincome | $500.00 | 8/25/2011 3:58:23 PM |
| Dubbs360 | $300.00 | 8/25/2011 10:01:28 PM |
| capital-zoo | $25.00 | 8/25/2011 10:52:54 PM |
| SummitAdvisors | $50.00 | 8/25/2011 8:06:21 PM |
| auction-poblano | $25.00 | 8/26/2011 1:15:01 AM |
| cerebral-dollar773 | $250.00 | 8/26/2011 10:08:59 AM |
| point-compadre | $138.16 | 8/26/2011 10:24:02 AM |
| bold-direct-asset | $25.00 | 8/26/2011 1:06:45 AM |
| umfan123 | $25.00 | 8/26/2011 7:25:20 AM |
| peaceful-farmer | $25.00 | 8/26/2011 7:53:29 AM |
| credit-bank-usa611 | $25.00 | 8/26/2011 8:58:00 AM |
| MadHun | $200.00 | 8/26/2011 9:18:50 AM |
| janeybooboo | $100.00 | 8/26/2011 9:53:44 AM |
| jybank | $50.00 | 8/26/2011 10:39:00 AM |
| greenfuzz | $25.00 | 8/26/2011 10:35:14 AM |
| britgsb | $74.99 | 8/26/2011 11:20:14 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
522740
This series of Notes was issued and sold upon the funding of the borrower loan #52601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $380.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,758 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| income-course2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Love
Purpose of loan:
This loan will be used to...
Personal use and I will pay it within 5 months , I have a good income.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $75000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MadHun | $200.00 | 8/19/2011 5:13:00 PM |
| shrewd-income | $25.00 | 8/19/2011 5:22:35 PM |
| goodhearted-generosity511 | $25.00 | 8/20/2011 7:27:11 AM |
| scrappy-diversification7 | $2,000.00 | 8/19/2011 5:12:37 PM |
| glof1967 | $100.00 | 8/20/2011 8:17:04 AM |
| beachfunder | $50.00 | 8/20/2011 9:15:54 AM |
| green-trade-dolphin | $25.00 | 8/19/2011 6:58:41 PM |
| hidavehi | $26.00 | 8/19/2011 7:55:05 PM |
| alert9 | $25.00 | 8/19/2011 9:30:23 PM |
| newest-power-banker | $25.00 | 8/20/2011 12:16:05 AM |
| Investor_DP | $100.00 | 8/20/2011 12:05:44 PM |
| rockhound84 | $25.00 | 8/20/2011 3:45:34 AM |
| rustysailor | $25.00 | 8/20/2011 7:34:28 AM |
| bluestarman08 | $75.00 | 8/20/2011 8:01:00 AM |
| shawnw2 | $25.00 | 8/20/2011 2:54:51 PM |
| irrelevant | $25.00 | 8/20/2011 10:05:10 AM |
| favorite-commerce | $25.00 | 8/20/2011 10:34:06 AM |
| Bill88 | $50.00 | 8/20/2011 1:21:50 PM |
| justdoit018 | $32.67 | 8/20/2011 7:24:05 PM |
| Horse-Lender | $43.65 | 8/20/2011 5:53:03 PM |
| q4golf | $25.00 | 8/20/2011 3:46:58 AM |
| jjswanso | $50.00 | 8/20/2011 8:48:05 AM |
| Leshan | $25.00 | 8/20/2011 9:01:14 AM |
| GTog | $25.00 | 8/20/2011 9:40:12 AM |
| Free-the-usa-1776 | $25.00 | 8/19/2011 6:54:37 PM |
| first-class-gold0 | $222.00 | 8/19/2011 8:08:21 PM |
| Bob450 | $25.00 | 8/20/2011 10:57:18 AM |
| jkeller4000 | $25.00 | 8/20/2011 4:40:15 AM |
| friendinmoney | $25.00 | 8/20/2011 6:19:10 AM |
| Bank42 | $25.00 | 8/20/2011 3:38:39 AM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:31:04 PM |
| beachfunder | $50.00 | 8/20/2011 9:10:26 AM |
| luann199 | $25.00 | 8/20/2011 10:31:44 AM |
| suave-dime6 | $25.00 | 8/20/2011 2:49:15 PM |
| _NaLNaBB | $200.00 | 8/20/2011 9:01:24 PM |
| tender-ore | $25.00 | 8/20/2011 9:22:52 PM |
| goat0 | $50.00 | 8/20/2011 6:09:35 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:08 PM |
| aztec | $63.45 | 8/21/2011 7:05:27 AM |
| majestic-bill8 | $112.23 | 8/21/2011 6:26:00 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
523210
This series of Notes was issued and sold upon the funding of the borrower loan #52622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $475.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 27y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,191 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-pumpkin5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mr Prosper
Purpose of loan:
This loan will be used to...pay off my TSP loan
My financial situation:
I am a good candidate for this loan because...I have never been late or defaulted on any payments - I expect to pay this loan off early - within 4 months
Monthly net income: $7057.00
Monthly expenses: $5539.00
Housing: $1870
Insurance: $75
Car expenses: $300
Utilities: $600
Phone, cable, internet: $300
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $100.00 | 8/23/2011 9:02:35 AM |
| Rogesparkguy | $25.00 | 8/23/2011 9:18:56 AM |
| reflective-rupee | $25.00 | 8/23/2011 4:23:25 PM |
| goodhearted-generosity511 | $25.00 | 8/23/2011 12:42:03 PM |
| vutah | $25.00 | 8/23/2011 5:50:15 PM |
| jkeller4000 | $25.00 | 8/24/2011 3:33:21 AM |
| stepatatime-together | $100.00 | 8/24/2011 7:40:45 AM |
| profit-powerplant | $25.00 | 8/24/2011 2:43:26 PM |
| bullish2bearish | $35.00 | 8/24/2011 3:29:40 PM |
| sentimental-silver7 | $25.00 | 8/24/2011 3:39:52 PM |
| BankofRon | $25.00 | 8/24/2011 4:25:00 PM |
| cash-boots7 | $150.00 | 8/24/2011 9:19:46 PM |
| reward-gala | $50.00 | 8/25/2011 3:48:37 AM |
| worth-blanket2 | $3,540.00 | 8/25/2011 9:54:31 AM |
| nickel-ninja2 | $100.00 | 8/25/2011 7:06:16 AM |
| EJPiper | $50.00 | 8/25/2011 8:36:27 AM |
| dime-historian | $25.00 | 8/23/2011 1:47:29 PM |
| thankful-nickel2 | $25.00 | 8/24/2011 2:08:29 AM |
| kindness-fanatic | $500.00 | 8/24/2011 9:05:08 AM |
| Bill88 | $25.00 | 8/24/2011 2:13:20 PM |
| Investor_DP | $100.00 | 8/25/2011 9:07:37 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
523386
This series of Notes was issued and sold upon the funding of the borrower loan #52767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,726 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| economy-meteor6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short-term Loan: paid back in 02/12
Purpose of loan:
This loan will be used to consolidate some very high interest rate debt.
My financial situation: I recently recently got a new job and make fantastic income; I need to consolidate some high interest rate debt in the short term.
I am a good candidate for this loan because of 1) my monthly income and 2) I'll receive my annual bonus of over $100K in February 2012, which will be used to pay down all debt.
Monthly net income: $11,400 (~$2400/mos goes into an employee share purchase program, which pays out in February of 2012)
Housing: $3,026
Insurance: $150
Car expenses: $750
Utilities: $100
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $1,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $100.00 | 8/22/2011 9:47:32 PM |
| social-zebra | $26.00 | 8/24/2011 9:47:00 AM |
| Investor_DP | $100.00 | 8/24/2011 5:07:22 PM |
| worth-blanket2 | $7,274.00 | 8/25/2011 9:55:01 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
523492
This series of Notes was issued and sold upon the funding of the borrower loan #52634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,566 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blackbear |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
clean slate
Purpose of loan:
This loan will be used to...fix up rental to be put up for sale
My financial situation:
I am a good candidate for this loan because...i have never been late on a payment, am a current prosper invester, was a previous prosper borrower, have a stable job-over 4 1/2 years , also have rental income as well as am starting a vending business to make a little extra each month.
Monthly net income: $5500
Monthly expenses: $4000
Housing: $1515
Insurance: $112
Car expenses: $193
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $1230
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dusigrosz | $80.00 | 8/24/2011 5:02:59 PM |
| investment-daydream | $56.00 | 8/24/2011 5:28:42 PM |
| Tyrion31 | $25.00 | 8/24/2011 5:29:32 PM |
| Legally_Blonde | $50.00 | 8/24/2011 7:57:36 PM |
| Dusigrosz | $50.00 | 8/24/2011 5:08:26 PM |
| Kash2010lu | $35.00 | 8/24/2011 5:05:27 PM |
| SecondChanceLendingSERV | $25.00 | 8/25/2011 5:44:21 AM |
| NekHoldings | $25.00 | 8/25/2011 5:45:28 AM |
| CoolPlexer | $25.00 | 8/24/2011 7:49:13 PM |
| Ubiquinone | $25.00 | 8/24/2011 9:42:08 PM |
| jkeller4000 | $25.00 | 8/25/2011 3:33:51 AM |
| genuine-dime | $100.00 | 8/25/2011 4:35:14 AM |
| stepatatime-together | $100.00 | 8/25/2011 7:08:47 AM |
| worth-blanket2 | $6,235.22 | 8/25/2011 9:59:19 AM |
| 312-Lender | $25.00 | 8/24/2011 5:15:20 PM |
| jpaulnyc | $42.50 | 8/24/2011 5:20:03 PM |
| shawnw2 | $150.00 | 8/24/2011 5:31:19 PM |
| sweety075 | $25.00 | 8/24/2011 5:42:13 PM |
| fascinating-generosity3 | $100.00 | 8/24/2011 8:20:10 PM |
| fabulous-community4 | $25.00 | 8/25/2011 8:08:00 AM |
| diligent-peace9 | $201.28 | 8/24/2011 9:06:01 PM |
| lucrative-loan | $25.00 | 8/25/2011 8:07:40 AM |
| first-dinero-paladin | $50.00 | 8/25/2011 8:31:22 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
523512
This series of Notes was issued and sold upon the funding of the borrower loan #52755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 20.86% |
Monthly payment:
| $270.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
4 | Length of status: | 12y 10m |
|
Amount delinquent:
| $8,359 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $155 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| spalding123 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to..Finish the replacement decking project that I started and paint the exterior of my home before winter.
My finances are: Good and improving every month. I still have some derogatory information in my credit report which I have been working on since 2007 to correct. I was over extended in credit card debt in 2007 that was the direct result of an investment that never paid off. I have been working hard since then to pay my creditors and re-establish my credit. I'm a hard working person who is responsible and I want to attain the AAA credit rating I had in 2005.
Monthly net income: $6831
Monthly expenses: $5209
Housing: $2553
Insurance: $280
Car expenses: $178.00
Utilities: $514
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $250
Credit cards and other loans: $200
Other expenses: $934
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/23/2011 9:09:55 AM |
| Investor_DP | $100.00 | 8/23/2011 9:06:35 AM |
| currency-excellency0 | $100.00 | 8/23/2011 9:02:36 AM |
| credible-principal9 | $50.00 | 8/23/2011 3:14:23 PM |
| personal-lender | $25.00 | 8/23/2011 5:18:28 PM |
| nebula076 | $100.00 | 8/24/2011 1:47:46 PM |
| lucrative-reward | $100.00 | 8/24/2011 1:41:03 PM |
| kulender | $100.00 | 8/25/2011 5:33:58 PM |
| trustworthy-hope189 | $40.00 | 8/26/2011 4:58:35 AM |
| TikPmp1 | $25.00 | 8/25/2011 8:06:44 PM |
| Dubbs360 | $300.00 | 8/25/2011 10:01:13 PM |
| antomi | $25.00 | 8/26/2011 8:45:06 AM |
| cerebral-dollar773 | $250.00 | 8/26/2011 10:10:57 AM |
| damage | $25.00 | 8/26/2011 7:35:51 AM |
| TFAD72 | $25.00 | 8/26/2011 5:51:37 AM |
| friendinmoney | $25.00 | 8/26/2011 8:33:33 AM |
| MadHun | $200.00 | 8/26/2011 9:19:04 AM |
| iamdez | $25.00 | 8/26/2011 9:49:20 AM |
| TMBank | $40.79 | 8/26/2011 10:12:06 AM |
| Lanik42 | $50.00 | 8/26/2011 9:28:09 AM |
| gothampark | $25.00 | 8/26/2011 9:31:06 AM |
| tomdooley12520 | $25.00 | 8/26/2011 9:51:51 AM |
| britches613 | $25.00 | 8/23/2011 8:07:25 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:28 PM |
| vutah | $25.00 | 8/23/2011 5:45:40 PM |
| organic-order | $25.00 | 8/24/2011 6:16:47 AM |
| Bank42 | $25.00 | 8/24/2011 3:18:23 PM |
| kindness-festivity | $100.00 | 8/25/2011 11:34:13 AM |
| currency-persimmon | $25.00 | 8/25/2011 2:19:19 PM |
| Nojukbong | $200.00 | 8/25/2011 3:17:41 PM |
| competent-p2p | $25.00 | 8/25/2011 7:52:44 PM |
| DasMula | $25.00 | 8/25/2011 4:35:46 PM |
| payout-flag6 | $50.00 | 8/25/2011 5:28:22 PM |
| blue-shiny-revenue | $25.00 | 8/25/2011 10:21:05 PM |
| powerful-greenback2 | $25.00 | 8/26/2011 6:37:20 AM |
| hopeful-truth5 | $50.00 | 8/26/2011 7:42:43 AM |
| mrpowers5531 | $25.00 | 8/25/2011 6:45:52 PM |
| plane450 | $30.00 | 8/26/2011 8:09:53 AM |
| bentonlending | $50.00 | 8/26/2011 8:37:13 AM |
| friendly-fund9 | $100.00 | 8/25/2011 7:52:28 PM |
| SafeSaxa | $25.00 | 8/26/2011 9:16:32 AM |
| yerkster1 | $25.00 | 8/26/2011 5:52:59 AM |
| Socorro_Capital_Partners | $25.00 | 8/26/2011 9:53:17 AM |
| Zoramite | $25.00 | 8/26/2011 6:49:34 AM |
| PDX-Funder | $34.00 | 8/26/2011 10:12:06 AM |
| first-dinero-paladin | $57.22 | 8/26/2011 7:48:47 AM |
| _NaLNaBB | $25.00 | 8/26/2011 8:29:40 AM |
| Rogue_Funding | $25.00 | 8/26/2011 8:47:34 AM |
| radiobuda | $50.00 | 8/26/2011 9:28:38 AM |
| Nemo2001 | $25.00 | 8/26/2011 9:38:55 AM |
| GetLoan | $72.99 | 8/26/2011 10:29:28 AM |
| orange-respectful-camaraderi | $25.00 | 8/26/2011 9:42:15 AM |
| cognizant-rupee7 | $25.00 | 8/26/2011 9:49:13 AM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
523534
This series of Notes was issued and sold upon the funding of the borrower loan #52600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 16y 9m |
|
Amount delinquent:
| $100 |
Total credit lines:
| 52 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,245 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| attentive-commerce0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Please Help !!!
Purpose of loan:
This loan will be used to... car repairs
My financial situation:
I am a good candidate for this loan because... i always pay back loans on time, and most of the time, i pay early
Monthly net income: $1900
Monthly expenses: $1300
Housing: $300
Insurance: $50
Car expenses: $240
Utilities: $40
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loanman2007 | $25.00 | 8/25/2011 5:37:41 PM |
| kind-charming-value | $1,000.00 | 8/25/2011 5:05:26 PM |
| janeybooboo | $100.00 | 8/25/2011 5:04:05 PM |
| Kash2010lu | $25.00 | 8/25/2011 5:41:30 PM |
| money-baron-Roth401k | $200.00 | 8/25/2011 6:35:21 PM |
| steady-return3 | $50.00 | 8/25/2011 6:39:17 PM |
| papaloha | $51.00 | 8/25/2011 7:21:21 PM |
| stock106 | $25.00 | 8/25/2011 6:55:35 PM |
| Mikale360 | $25.00 | 8/25/2011 6:02:56 PM |
| COCHINOBOY | $41.00 | 8/25/2011 7:20:04 PM |
| MoneyForNothing | $0.79 | 8/25/2011 7:21:43 PM |
| alexgalt | $25.00 | 8/25/2011 5:12:07 PM |
| credit-missile | $100.00 | 8/25/2011 5:02:14 PM |
| DasMula | $27.00 | 8/25/2011 5:37:44 PM |
| shrewd-income | $50.00 | 8/25/2011 6:40:11 PM |
| peaceful-farmer | $25.00 | 8/25/2011 6:42:30 PM |
| restless-dime | $50.00 | 8/25/2011 6:43:11 PM |
| hard-working-credit551 | $36.00 | 8/25/2011 7:06:07 PM |
| dudebrah | $25.00 | 8/25/2011 6:37:13 PM |
| RickColo | $119.21 | 8/25/2011 6:57:48 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
523748
This series of Notes was issued and sold upon the funding of the borrower loan #52773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 11
/
8 | Length of status: | 7y 0m |
|
Amount delinquent:
| $422 |
Total credit lines:
| 55 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,225 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Kattar |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Car repairs
This loan will be used to get tires & brakes for my car.
I am a good candidate for this loan because I am working hard to pay things off. I will & do work 2 jobs to make ends meet. I had a prosper loan that I paid off earlier this year, I was never late on a payment. I had it directly deducted from my checking account in which I will have done again if my loan is funded. I don't need $2000 but that is the lowest amount I am able to apply for. I promise if you fund my loan, I will NOT let you down.
Monthly net income: $2500
Housing: $525
Insurance: $60
Car expenses: $375
Utilities: $85
Phone, cable, internet: $175
Food, entertainment: $150
Credit cards and other loans: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 8/25/2011 5:15:37 PM |
| pembull | $25.00 | 8/25/2011 7:59:17 PM |
| sweety075 | $25.00 | 8/25/2011 8:34:38 PM |
| ultimate-peace | $150.00 | 8/25/2011 5:05:10 PM |
| investment-daydream | $75.00 | 8/25/2011 5:26:57 PM |
| Kash2010lu | $35.00 | 8/25/2011 5:36:57 PM |
| bazaar-orca | $25.00 | 8/25/2011 6:22:57 PM |
| lucrative-loan | $25.00 | 8/26/2011 7:51:05 AM |
| RoZu_Lending | $100.00 | 8/25/2011 9:48:51 PM |
| Feyenoord | $25.00 | 8/25/2011 10:57:24 PM |
| FarmersBank | $37.66 | 8/26/2011 7:29:11 AM |
| fabulous-community4 | $25.00 | 8/26/2011 7:51:49 AM |
| kulender | $50.00 | 8/25/2011 5:45:18 PM |
| 312-Lender | $25.00 | 8/25/2011 5:03:03 PM |
| MoneyForNothing | $25.00 | 8/25/2011 5:03:58 PM |
| DasMula | $57.00 | 8/25/2011 5:37:00 PM |
| loanman2007 | $25.00 | 8/26/2011 4:35:23 AM |
| Legally_Blonde | $30.00 | 8/25/2011 7:11:01 PM |
| witty-openness | $25.00 | 8/25/2011 8:59:24 PM |
| s270 | $75.00 | 8/25/2011 10:06:57 PM |
| NekHoldings | $25.00 | 8/26/2011 6:54:27 AM |
| MoneyForNothing | $1.97 | 8/26/2011 10:58:47 AM |
| orange-useful-revenue | $37.78 | 8/26/2011 5:37:39 AM |
| Mikale360 | $25.00 | 8/26/2011 8:44:30 AM |
| lendstats_com | $300.00 | 8/26/2011 9:05:48 AM |
| Wangchuk | $25.01 | 8/26/2011 9:13:48 AM |
| lsx7 | $100.58 | 8/26/2011 9:32:25 AM |
| worth-blanket2 | $600.00 | 8/26/2011 9:39:08 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
523776
This series of Notes was issued and sold upon the funding of the borrower loan #52610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $128.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1976 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 1m |
|
Amount delinquent:
| $460 |
Total credit lines:
| 11 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $204 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| czareggbert |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2010)
620-639
(Aug-2008)
580-599
(May-2008)
580-599
(Jan-2008)
|
|
Principal balance:
| $1,072.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Returning Control
Purpose of loan:
This loan will be used to pay off my outstanding debt and to buy a cost efficient used car to keep me from having to walk in the winter. This will help me clear a 65$ a month payment, 30$ a month payment, and a 25$ a month payment. It will also allow me to purchase a simple used car that will allow me to save on transportation costs.
My financial situation:
I am a good candidate for this loan because I have paid off one loan with prosper already. I have been paying on another for over a year with no late payments. I have been stable with my job for over a year, and have an excellent work history. This will also allow me to take a second job and finally start taking control of my finances.
Monthly net income: $2400
Monthly expenses: $1970
Housing: $720
Transportation expenses: $200
Phone, cable, internet: $250
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 8/25/2011 9:03:55 AM |
| kind-charming-value | $1,000.00 | 8/25/2011 9:02:26 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
524178
This series of Notes was issued and sold upon the funding of the borrower loan #52631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $128.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,038 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| naughsm |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 18 ( 44% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $8,001.00 | < 31 days late:
| 16
( 39% )
| 620-639
(May-2010)
640-659
(Jul-2007)
540-559
(May-2007)
|
|
Principal balance:
| $1,624.70 |
31+ days late:
| 7
( 17% )
|
|
Total payments billed:
| 41 | | |
Description
debt consolidation- increase credit
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have a successful job and am just looking to consolidate some of my credit card debt along with paying off my current open loan on Prosper with one at a lower rate. My current loan has been paid off on time every month since it was opened over a year ago. It is important that I rebuild my credit in order to purchase a new home next year.
Monthly net income: $ 4,800
Monthly expenses:
Housing: $ 1200
Insurance: $
Car expenses: $ 0
Utilities: $ 262
Phone, cable, internet: $ 156
Food, entertainment: $ 150
Clothing, household expenses: $
Credit cards and other loans: $ 160.00 a month (total of 3,300 in balances including current prosper loan).
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/26/2011 9:09:45 AM |
| orange-preeminant-bill | $25.00 | 8/26/2011 9:13:39 AM |
| equitable-capital758 | $250.00 | 8/26/2011 9:02:34 AM |
| market-pudding | $25.00 | 8/26/2011 12:09:35 PM |
| cnelson99 | $25.00 | 8/26/2011 12:11:48 PM |
| smart-note9 | $100.00 | 8/26/2011 10:55:08 AM |
| ore-didgeridoo | $25.00 | 8/26/2011 10:55:01 AM |
| marwadi-62 | $300.00 | 8/26/2011 12:54:38 PM |
| emt747 | $25.00 | 8/26/2011 1:07:22 PM |
| bonus-tent | $50.00 | 8/26/2011 11:36:17 AM |
| Nojukbong | $200.00 | 8/26/2011 2:18:08 PM |
| fund-javelin1 | $25.00 | 8/26/2011 12:34:15 PM |
| papaloha | $44.00 | 8/26/2011 2:44:54 PM |
| ethical-truth211 | $2,047.00 | 8/26/2011 2:54:33 PM |
| compoundinterest | $25.00 | 8/26/2011 9:13:17 AM |
| Drewkeeper | $25.00 | 8/26/2011 10:27:16 AM |
| enthusiastic-balance5 | $100.00 | 8/26/2011 9:20:08 AM |
| Socorro_Capital_Partners | $25.00 | 8/26/2011 10:16:39 AM |
| Sierrahh | $25.00 | 8/26/2011 10:55:31 AM |
| trumpeter5 | $34.00 | 8/26/2011 12:25:00 PM |
| supreme-hope | $25.00 | 8/26/2011 1:10:43 PM |
| 21 Investments
|