Sales Report:Supplement No. 14 dated Aug 26, 2011 to Prospectus dated Jul 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
490288
This series of Notes was issued and sold upon the funding of the borrower loan #52451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1969 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,053 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| forceful-loyalty1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Entrepeneurs First Contract Signed
Purpose of loan:
This loan will be used to fund operation expenses and small equipment purchase for a small business who has been working hard for the last 2 years on developing the company into an actual entity, and getting its first contract signed, which we have just done.
My financial situation:
I am a good candidate for this loan because I have very minimal monthly payments on personal debt and currently live rent free, have steady income coming in which covers small bills and living expenses, and just signed a large 1-year service agreement on an air tight contract with a large company.
Our problem is not uncommon with a small business or start up. Cashflow!
Please help relieve us of short term money worries, and appreciate your time if you have read this far.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $25.00 | 8/10/2011 9:57:03 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:39 PM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:46 PM |
| economy-coup | $50.00 | 8/11/2011 12:21:01 AM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:40 PM |
| payout-bridge | $75.00 | 8/11/2011 6:59:31 AM |
| transformer855 | $25.00 | 8/11/2011 6:47:11 AM |
| alphabet76 | $25.00 | 8/12/2011 10:30:15 AM |
| kingbob | $25.04 | 8/12/2011 10:51:43 AM |
| awesome-silver | $50.00 | 8/11/2011 10:47:53 PM |
| social-zebra | $25.00 | 8/12/2011 9:17:12 AM |
| elvisloans | $25.00 | 8/13/2011 8:06:24 AM |
| simplelender80 | $150.00 | 8/13/2011 7:15:43 AM |
| mrxtravis | $25.00 | 8/13/2011 11:14:32 AM |
| loss-of-control | $75.00 | 8/13/2011 3:27:21 PM |
| alexgalt | $25.00 | 8/13/2011 1:50:19 PM |
| Imageloan | $25.00 | 8/14/2011 6:20:53 PM |
| kinetic-social | $25.00 | 8/14/2011 11:24:04 AM |
| lean-trade178 | $25.00 | 8/14/2011 12:42:02 PM |
| tcpfan | $25.00 | 8/15/2011 7:38:10 AM |
| cbivitz | $25.00 | 8/15/2011 9:39:48 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:33 AM |
| payment-boots2 | $25.00 | 8/16/2011 9:58:48 AM |
| funds-rascal | $100.00 | 8/16/2011 5:52:15 PM |
| irrelevant | $25.00 | 8/16/2011 7:05:23 PM |
| Flinius | $50.00 | 8/16/2011 10:13:01 PM |
| jebber007 | $48.41 | 8/16/2011 9:50:11 PM |
| benefit-flow | $25.00 | 8/16/2011 10:10:01 PM |
| alexgalt | $25.00 | 8/10/2011 10:01:39 AM |
| Investor_DP | $100.00 | 8/10/2011 9:01:53 AM |
| reflective-rupee | $25.00 | 8/10/2011 9:29:05 AM |
| calimanusa | $30.00 | 8/11/2011 10:27:05 PM |
| profit-powerplant | $25.00 | 8/12/2011 9:06:29 AM |
| ALFLoan | $25.00 | 8/13/2011 6:38:49 AM |
| bluestarman08 | $25.00 | 8/12/2011 11:03:45 PM |
| kinetic-social | $25.00 | 8/13/2011 11:25:54 AM |
| Core-Marketing | $25.00 | 8/14/2011 11:28:46 AM |
| ronin4sale | $25.00 | 8/16/2011 5:04:53 AM |
| Bcs-cnc | $25.00 | 8/16/2011 1:12:35 PM |
| kf88 | $30.00 | 8/16/2011 2:21:57 PM |
| goat0 | $50.00 | 8/16/2011 2:29:37 PM |
| Nerdster1 | $25.12 | 8/16/2011 2:03:12 PM |
| bid-lightning9 | $25.00 | 8/16/2011 8:09:04 PM |
| newest-power-banker | $25.00 | 8/16/2011 8:49:36 PM |
| finance-mushroom | $100.00 | 8/16/2011 1:28:57 PM |
| point-lion4 | $100.00 | 8/16/2011 4:06:24 PM |
| lDewey | $16.43 | 8/17/2011 12:39:05 AM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
491314
This series of Notes was issued and sold upon the funding of the borrower loan #52540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $198.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,525 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tooley |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: Pay off a few credit cards
This loan will be used to fix up my monthly budget. I have two credit cards that are at 29.99% (thats nuts)
My financial situation: Good
I am a good candidate for this loan because i have been at my job for about 4 years and make around 70k. This loan will be paid off early.
Monthly Gross income: $ 5800
Monthly net income: $ 4150
Monthly expenses: $ 1650
Housing: $800
Insurance: $100
Car expenses: $300
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/9/2011 9:04:18 AM |
| equitable-capital758 | $250.00 | 8/9/2011 2:18:36 PM |
| Investor_DP | $100.00 | 8/9/2011 9:00:40 AM |
| RLaumeyer | $27.00 | 8/10/2011 1:07:06 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:26 AM |
| herbyman | $50.00 | 8/11/2011 10:02:55 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:46 AM |
| SolarMoonshine | $25.00 | 8/11/2011 3:41:05 PM |
| famous-bill | $50.00 | 8/12/2011 11:59:05 AM |
| loss-of-control | $75.00 | 8/12/2011 3:20:43 PM |
| marwadi-62 | $100.00 | 8/12/2011 10:58:37 AM |
| Kaj | $30.00 | 8/13/2011 6:47:46 AM |
| CalCollegeFund19 | $25.00 | 8/13/2011 10:46:04 AM |
| thankful-nickel2 | $25.00 | 8/13/2011 2:11:04 PM |
| yield-hut | $50.00 | 8/14/2011 5:01:08 AM |
| ilikeboats | $100.00 | 8/14/2011 1:47:01 PM |
| seabassx | $25.00 | 8/15/2011 10:38:38 AM |
| devoider | $25.00 | 8/15/2011 8:16:01 AM |
| principal-equalizer | $25.00 | 8/15/2011 12:31:20 PM |
| damanq | $25.00 | 8/15/2011 9:47:46 AM |
| gold-miser9 | $200.00 | 8/15/2011 3:00:01 PM |
| Zane314 | $100.00 | 8/15/2011 4:39:02 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:46 AM |
| bid-lightning9 | $25.00 | 8/15/2011 11:17:17 PM |
| ChrisProsper | $1.17 | 8/16/2011 12:17:47 AM |
| mammalian4 | $25.00 | 8/15/2011 6:07:18 PM |
| Beld | $100.00 | 8/15/2011 6:11:54 PM |
| lDewey | $46.83 | 8/15/2011 8:48:56 PM |
| Redmond | $25.00 | 8/15/2011 6:17:13 PM |
| chavala | $50.00 | 8/15/2011 10:34:02 PM |
| fallentimbers | $25.00 | 8/9/2011 6:53:16 PM |
| jarf | $50.00 | 8/9/2011 10:12:02 PM |
| availableloan | $25.00 | 8/9/2011 9:47:33 PM |
| Nazbuster | $100.00 | 8/9/2011 10:19:51 PM |
| Whipster | $35.00 | 8/11/2011 12:23:07 PM |
| worth-blanket2 | $2,900.00 | 8/11/2011 9:59:38 AM |
| weiyinsan | $50.00 | 8/11/2011 7:13:16 PM |
| spiff666 | $25.00 | 8/12/2011 8:10:34 AM |
| suges | $50.00 | 8/11/2011 7:56:17 PM |
| moola-monger9 | $50.00 | 8/12/2011 12:26:14 PM |
| SDKiwi | $25.00 | 8/12/2011 6:04:05 PM |
| malomar66 | $60.00 | 8/13/2011 12:41:33 PM |
| EngineersAlliance | $75.00 | 8/13/2011 7:13:05 PM |
| market-pudding | $25.00 | 8/13/2011 3:13:58 PM |
| balance-transformer3 | $50.00 | 8/14/2011 3:55:30 PM |
| newest-funds-powerplant | $25.00 | 8/15/2011 3:16:30 PM |
| Josphine | $25.00 | 8/15/2011 10:43:27 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:52 PM |
| finance-symphony7 | $100.00 | 8/15/2011 4:32:12 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
506030
This series of Notes was issued and sold upon the funding of the borrower loan #52526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $64.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 2% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 2
/
2 | Length of status: | 8y 5m |
|
Amount delinquent:
| $16,004 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $277 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| km_ventures |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,499.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt Consolidation
Purpose of loan:
I would like to use this loan to pay off a few small debts and create 1 payment. I still owe around $700 to my lawyer from my divorce over 2 years ago, and I have 3 different medical bills totaling about $600. That only totals $1300, but the minimum loan is $2000 on here, so I will just pay the difference back in my first loan payment.
My financial situation:
I have a steady income and my only debt right now is my mortgage which is only about 60% of the value of my house. I do also have 1 credit card with a couple hundred dollars on it, but I pay it off every month.
I do have a bankruptcy on my credit report which is impacting my score. This was a direct result of my divorce in early 2009 which I had no control over. Prior to the bankruptcy, and since the bankruptcy, my payment history has been perfect.
I don't know what the $16,000 "Now delinquent" is. That has been on there since my last Prosper listing, and it was discharged in bankruptcy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/17/2011 9:07:52 AM |
| green-trade-dolphin2 | $25.00 | 8/17/2011 12:22:47 PM |
| Stewardship4Life | $25.00 | 8/17/2011 12:15:04 PM |
| the-bright-velocity | $25.00 | 8/17/2011 12:47:04 PM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:26 PM |
| cloud8 | $100.00 | 8/18/2011 7:20:15 PM |
| s270 | $50.00 | 8/19/2011 7:36:04 PM |
| RicheyRich | $25.00 | 8/20/2011 6:42:04 AM |
| market-aficionado3 | $30.00 | 8/20/2011 6:54:17 AM |
| frobin | $25.00 | 8/20/2011 8:08:57 PM |
| SolarMoonshine | $25.00 | 8/21/2011 3:40:25 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:22 PM |
| exchange-squirrel | $25.00 | 8/21/2011 4:24:32 PM |
| Hogan55 | $38.37 | 8/23/2011 4:37:51 AM |
| dinero-jujitsu | $25.00 | 8/23/2011 9:44:25 AM |
| Clambake | $50.00 | 8/23/2011 7:02:22 AM |
| lostontheedge | $25.00 | 8/23/2011 8:21:39 AM |
| grampy48 | $25.00 | 8/23/2011 1:15:08 PM |
| friendinmoney | $31.98 | 8/23/2011 10:01:10 AM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:39 PM |
| skorpious | $25.00 | 8/23/2011 2:11:48 PM |
| janeybooboo | $100.00 | 8/23/2011 1:52:52 PM |
| CBO-Enterprise | $100.00 | 8/23/2011 4:22:34 PM |
| indomitable-coin | $25.00 | 8/17/2011 9:09:21 PM |
| Syzygy | $25.00 | 8/17/2011 11:09:08 PM |
| poisson17 | $75.00 | 8/17/2011 10:05:50 PM |
| Oak-Parker | $25.00 | 8/19/2011 3:09:46 PM |
| JGuide | $26.08 | 8/19/2011 5:31:17 PM |
| donenzo | $25.00 | 8/19/2011 11:03:08 PM |
| NoVALending | $25.00 | 8/20/2011 8:32:41 AM |
| Weaverville | $50.00 | 8/21/2011 11:15:50 AM |
| direct-social3 | $50.00 | 8/22/2011 3:02:27 AM |
| theloanteacher | $25.00 | 8/22/2011 9:12:47 AM |
| AF-Chief | $25.00 | 8/22/2011 9:52:55 AM |
| atbright | $25.00 | 8/22/2011 10:12:40 AM |
| orbiter687 | $25.00 | 8/22/2011 10:29:27 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:51 AM |
| rescue | $100.00 | 8/22/2011 3:45:01 PM |
| MadHun | $200.00 | 8/22/2011 5:12:28 PM |
| CBO-Enterprise | $33.57 | 8/23/2011 4:22:53 PM |
| myduck | $40.00 | 8/23/2011 4:08:21 PM |
| jescowa | $50.00 | 8/23/2011 3:26:56 PM |
| Attract | $25.00 | 8/23/2011 4:21:14 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
506800
This series of Notes was issued and sold upon the funding of the borrower loan #52591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,509 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| section8prime8 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $8,600.00 | < 31 days late:
| 2
( 6% )
| 680-699
(Mar-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Consolidate debt before deployment
Purpose of loan:
This loan will be used to consolidate monthly debt before deployment and we would like to wrap everything up before I leave. One payment would be easier for my wife to maintain.
My financial situation: Our financial situation is stable. My wife has been at her job for over ten years and is an integral part of the company.
I am a good candidate for this loan because my wife and I both have stable incomes and are responsible enough to maintain our finances. I'm also a college student and I'm trying to make a better future for my children.
NOTE: The listing shows only my income, not our combined income.
Monthly net income: $5198
Monthly expenses: $3796
Housing: $675
Insurance: $80
Car expenses: $484
Utilities: $375
Phone, cable, internet: $172
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $750
Other expenses: $300 (School lunches, school supplies, college textbooks)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $117.00 | 8/23/2011 12:08:15 PM |
| Kash2010lu | $25.00 | 8/23/2011 9:08:16 AM |
| diligent-peace9 | $85.84 | 8/23/2011 9:04:33 AM |
| MoneyForNothing | $25.00 | 8/23/2011 9:30:52 AM |
| houli123 | $100.00 | 8/23/2011 11:50:42 AM |
| genuine-integrity0 | $25.00 | 8/23/2011 3:34:41 PM |
| honorable-yield | $25.00 | 8/24/2011 8:46:37 AM |
| jkeller4000 | $25.00 | 8/24/2011 3:33:19 AM |
| GElender | $50.00 | 8/24/2011 6:06:23 AM |
| patriot384 | $100.00 | 8/24/2011 8:05:02 AM |
| social-attraction463 | $25.00 | 8/24/2011 4:58:45 PM |
| RLaumeyer | $60.00 | 8/24/2011 11:42:43 AM |
| investment-artist | $25.01 | 8/24/2011 12:30:55 PM |
| chameleon125 | $25.00 | 8/24/2011 1:37:45 PM |
| good4loan | $25.00 | 8/24/2011 1:55:40 PM |
| marwadi-62 | $1,000.00 | 8/24/2011 4:17:38 PM |
| first-dinero-paladin | $50.00 | 8/25/2011 8:27:12 AM |
| Investor_DP | $100.00 | 8/25/2011 9:07:35 AM |
| leverage-monger | $0.20 | 8/25/2011 9:59:02 AM |
| worth-blanket2 | $6,745.33 | 8/25/2011 9:55:22 AM |
| janeybooboo | $83.00 | 8/23/2011 9:08:32 AM |
| enthusiastic-balance5 | $100.00 | 8/23/2011 9:16:20 AM |
| SecondChanceLendingSERV | $25.00 | 8/23/2011 12:57:37 PM |
| reflective-rupee | $25.00 | 8/23/2011 9:20:31 AM |
| DasMula | $57.00 | 8/23/2011 3:12:48 PM |
| MilitaryLending | $25.00 | 8/23/2011 5:42:16 PM |
| Banker2OO7 | $100.00 | 8/23/2011 2:51:59 PM |
| mikeandcat | $50.00 | 8/23/2011 6:03:38 PM |
| grammaspurse | $25.00 | 8/23/2011 7:06:20 PM |
| 108lender | $250.00 | 8/23/2011 4:47:30 PM |
| CoolPlexer | $25.00 | 8/23/2011 8:14:59 PM |
| CA-Lender | $25.00 | 8/23/2011 6:00:38 PM |
| hidavehi | $26.00 | 8/23/2011 6:33:55 PM |
| social-hunter5 | $25.00 | 8/24/2011 7:03:20 AM |
| stepatatime-together | $100.00 | 8/24/2011 7:40:42 AM |
| DoctorJoe | $25.00 | 8/24/2011 4:19:39 AM |
| kendigme | $29.56 | 8/24/2011 3:46:17 AM |
| farchoir | $25.00 | 8/24/2011 3:56:32 PM |
| FinanceEngine | $40.00 | 8/24/2011 10:26:14 AM |
| money-baron | $60.00 | 8/24/2011 10:48:44 AM |
| Madmigel | $46.06 | 8/24/2011 6:12:16 PM |
| Skeptical-one | $50.00 | 8/24/2011 2:08:07 PM |
| profit-powerplant | $25.00 | 8/24/2011 2:43:26 PM |
| rustysailor | $25.00 | 8/24/2011 7:21:46 PM |
| golffish2 | $100.00 | 8/25/2011 5:28:49 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
511378
This series of Notes was issued and sold upon the funding of the borrower loan #52605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 0m |
|
Amount delinquent:
| $160 |
Total credit lines:
| 58 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,201 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| seekinghelp19 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2010)
680-699
(Jul-2009)
700-719
(Mar-2008)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to repair our roof.
My financial situation:
I am a good candidate for this loan because I have had a loan before through Prosper and made all payments on time and even paid it off early!
We need to fix our chimnet and roof near the chimney. Cost to do so is close to $1500. Allowing extra money for problems that may arise during the rebuild of the chimney stack.
Thank you all!!
Monthly net income: $3200
Monthly expenses: $2700
Housing: $500 (husband pays balance)
Insurance: $120
Car expenses: $500
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $580
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lucrative-loan | $40.00 | 8/21/2011 12:03:04 PM |
| graceful-investment | $50.00 | 8/21/2011 12:06:52 PM |
| clemclan | $40.00 | 8/21/2011 3:25:20 PM |
| poisson17 | $50.00 | 8/21/2011 1:48:24 PM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:48 PM |
| Whipster | $70.00 | 8/21/2011 1:45:01 PM |
| ommcd | $25.00 | 8/21/2011 4:07:19 PM |
| irrelevant | $25.00 | 8/21/2011 7:05:19 PM |
| sweety075 | $25.00 | 8/21/2011 9:09:18 PM |
| income-thinker4 | $25.00 | 8/21/2011 11:11:07 PM |
| snm2001 | $25.00 | 8/22/2011 2:50:53 AM |
| yield-hut | $36.98 | 8/22/2011 3:43:00 AM |
| thorough-yield1 | $38.72 | 8/21/2011 12:05:12 PM |
| marwadi-62 | $1,000.00 | 8/21/2011 4:20:28 PM |
| exchange-squirrel | $25.00 | 8/21/2011 4:24:32 PM |
| PXM-Financial | $50.00 | 8/21/2011 5:20:57 PM |
| the-kindness-honker | $25.00 | 8/21/2011 7:48:08 PM |
| Mikale360 | $25.00 | 8/21/2011 3:27:33 PM |
| CA-Lender | $50.00 | 8/21/2011 8:05:00 PM |
| calimanusa | $30.00 | 8/21/2011 6:43:17 PM |
| DasMula | $25.00 | 8/21/2011 8:41:50 PM |
| papaloha | $34.00 | 8/21/2011 7:53:39 PM |
| SummitAdvisors | $100.00 | 8/21/2011 9:13:17 PM |
| itsmaj | $35.30 | 8/21/2011 8:51:06 PM |
| s270 | $25.00 | 8/22/2011 12:09:29 AM |
| grampy48 | $25.00 | 8/22/2011 3:37:23 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
516612
This series of Notes was issued and sold upon the funding of the borrower loan #52668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $719.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $5,992 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| RYANH204 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2010)
760-779
(Jul-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
My personal loan for my business
Purpose of loan:
This loan will be used for inventory expansion
I am a good candidate for this loan because...I paid off a $15,000 loan from prosper previously and it was even paid off early.
Because of that loan I was able to expand my business into another store location.
I am looking to expand the inventory of that store location in hopes to even further expansion in the future.
Your support is greately appreciated!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| enthusiastic-balance5 | $100.00 | 8/19/2011 9:14:08 AM |
| stepatatime-together | $100.00 | 8/19/2011 9:51:10 AM |
| NekHoldings | $25.00 | 8/19/2011 9:10:21 AM |
| Dusigrosz | $60.00 | 8/19/2011 9:00:45 AM |
| fabulous-community4 | $25.00 | 8/19/2011 9:05:48 AM |
| worth-blanket2 | $7,300.00 | 8/19/2011 10:09:27 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
518764
This series of Notes was issued and sold upon the funding of the borrower loan #52662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,683.99 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $191.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 24y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,619 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-entertaining-ore |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Army Veteran buying home for family
Purpose of loan:
This loan will be used to... Deposit for home for my family, And pay small medical bill.
My financial situation:
I am a good candidate for this loan because, I have fixed Military retirement income, with other pensions.. Very low debt to income ratio.. I will repay my debt, Rest assured It is my word to you. I appreciate your kind consideration of this loan.
I thank you for trusting me to defend our great country.. I now ask you to trust me for this loan.. I have the means, And income that will allow me to meet my debt obligations for the rest of my life.
With warm regards,
Monthly net income: $7400.00 (tax free)
Monthly expenses: $460.00
Housing: $1495.00
Insurance: $67.00
Car expenses: $ 85.00
Utilities: $325.00
Phone, cable, internet: $88.00
Food, entertainment: $410.00
Clothing, household expenses: $125.00
Credit cards and other loans: $744.00
Other expenses: $80.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/30/2011 12:02:53 PM |
| Dubbs360 | $100.00 | 7/30/2011 1:22:29 PM |
| AlfinityBank25 | $25.00 | 7/31/2011 11:34:03 AM |
| Jack55304 | $200.00 | 7/30/2011 10:59:14 PM |
| Kyileo | $25.00 | 7/31/2011 10:48:18 AM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:29 PM |
| mercuriant | $25.00 | 8/5/2011 2:52:12 AM |
| cookielady83 | $25.00 | 8/5/2011 4:54:27 AM |
| tender-ore | $30.00 | 8/5/2011 8:46:47 PM |
| Bocephus1959 | $150.00 | 8/6/2011 7:54:28 AM |
| shrewd-peace7 | $25.00 | 8/9/2011 12:44:02 AM |
| geniusj | $50.00 | 8/8/2011 2:50:47 PM |
| orange-courageous-dedication | $30.00 | 8/10/2011 11:46:39 AM |
| finance-prescription | $100.00 | 8/10/2011 5:18:33 PM |
| WalnutCreekguy | $50.00 | 8/11/2011 9:24:04 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:00:34 AM |
| dime-sanctuary | $25.00 | 8/11/2011 10:19:20 AM |
| sensible-trade | $100.00 | 8/11/2011 6:22:06 PM |
| EBITDA | $25.00 | 8/12/2011 10:04:00 AM |
| red-power-pecan | $50.00 | 8/11/2011 7:52:07 PM |
| blackstar | $25.00 | 8/12/2011 6:00:27 AM |
| desertoasis | $25.00 | 8/12/2011 8:07:39 AM |
| MrRooster101 | $27.89 | 8/12/2011 2:23:22 PM |
| FirstBank | $25.00 | 8/12/2011 3:41:06 PM |
| IIP77 | $49.03 | 8/12/2011 4:12:23 PM |
| worthy-bid8 | $50.00 | 8/12/2011 4:58:31 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:34:48 PM |
| davisfl | $25.00 | 8/12/2011 12:49:54 PM |
| dime-reaction | $50.00 | 8/12/2011 10:12:01 AM |
| rapid-credit428 | $25.00 | 8/12/2011 9:26:52 PM |
| a-finance-nirvana | $25.00 | 8/12/2011 10:17:36 AM |
| money-bauble | $200.00 | 8/12/2011 4:33:05 PM |
| minddoc | $25.00 | 8/12/2011 3:12:03 PM |
| finance-magma7 | $25.00 | 8/12/2011 10:35:05 PM |
| cash-reaction2 | $25.00 | 8/12/2011 6:23:15 PM |
| contract-maracas | $25.00 | 8/13/2011 8:07:26 AM |
| leverage-monger | $25.00 | 8/13/2011 6:37:10 AM |
| sergeturtle | $42.00 | 8/12/2011 10:12:15 PM |
| bluehen00 | $26.00 | 8/13/2011 6:13:48 AM |
| orgy63 | $25.00 | 8/13/2011 10:27:30 AM |
| Bob450 | $25.00 | 8/13/2011 6:33:40 AM |
| Kaj | $30.00 | 8/13/2011 6:47:00 AM |
| claimtruth | $25.00 | 8/13/2011 8:10:45 AM |
| TOCPI | $25.00 | 8/13/2011 11:22:31 AM |
| LittlePiggyBank | $25.00 | 8/13/2011 11:19:13 AM |
| foxtrot12 | $50.00 | 8/13/2011 8:36:24 AM |
| Rip128 | $150.00 | 8/13/2011 8:43:31 AM |
| arampata | $113.00 | 8/13/2011 11:03:17 AM |
| reflective-rupee | $200.09 | 7/30/2011 12:31:24 PM |
| leverage-monger | $25.00 | 7/31/2011 9:16:50 AM |
| credit-coach118 | $25.00 | 7/31/2011 3:39:06 PM |
| stepatatime-together | $100.00 | 7/31/2011 9:23:35 PM |
| SolarMoonshine | $25.00 | 8/1/2011 10:01:19 AM |
| leverage-monger | $30.55 | 8/1/2011 8:51:59 AM |
| LendingPimp | $100.00 | 8/2/2011 2:52:33 AM |
| carrinel | $175.00 | 8/2/2011 3:57:50 PM |
| diplomatic-wealth7 | $25.00 | 8/3/2011 3:44:13 PM |
| JohnSynge | $50.00 | 8/4/2011 12:50:30 PM |
| awesome-yield7 | $25.00 | 8/4/2011 5:02:02 PM |
| handy-justice | $100.00 | 8/6/2011 6:28:59 PM |
| scrappy-penny6 | $50.00 | 8/6/2011 2:04:57 PM |
| stock106 | $25.00 | 8/7/2011 3:44:46 PM |
| CC911 | $25.00 | 8/8/2011 6:14:19 PM |
| missing-link | $25.00 | 8/9/2011 7:51:20 AM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:49 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:13:57 AM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:12:31 AM |
| DaiUy | $25.00 | 8/10/2011 2:01:38 PM |
| Debby | $25.00 | 8/10/2011 9:25:23 PM |
| unfixer | $25.00 | 8/11/2011 1:04:53 AM |
| orange-preeminant-bill | $25.00 | 8/11/2011 12:27:43 PM |
| one2sojourn | $50.00 | 8/11/2011 4:33:26 PM |
| onlyastepaway | $25.00 | 8/12/2011 1:08:55 AM |
| treasure-bliss | $25.00 | 8/12/2011 8:21:37 AM |
| Weaverville | $25.00 | 8/11/2011 5:06:54 PM |
| ramsba | $50.00 | 8/11/2011 8:46:36 PM |
| virtuous-bill1 | $25.00 | 8/12/2011 12:59:14 PM |
| debtcollector | $25.00 | 8/12/2011 8:32:49 AM |
| Pairodimes | $25.00 | 8/12/2011 9:00:35 AM |
| order-spy9 | $25.00 | 8/12/2011 10:08:46 AM |
| Zipcut | $25.00 | 8/12/2011 6:08:23 PM |
| top-payout-fixer | $25.00 | 8/12/2011 6:56:22 PM |
| Investoman | $75.00 | 8/12/2011 8:26:06 PM |
| worldly-community3 | $50.00 | 8/13/2011 6:55:05 AM |
| new-social-economist | $50.00 | 8/12/2011 9:04:02 PM |
| logical-investment4 | $25.00 | 8/12/2011 5:32:42 PM |
| shomikaci | $50.43 | 8/13/2011 7:36:07 AM |
| income-buddy7 | $25.00 | 8/13/2011 6:13:52 AM |
| boybutter | $25.00 | 8/13/2011 6:59:29 AM |
| gold-virtuoso | $30.00 | 8/13/2011 5:45:27 AM |
| irrelevant | $25.00 | 8/13/2011 6:05:20 AM |
| TrekTune | $25.00 | 8/13/2011 10:28:13 AM |
| 777jean | $25.00 | 8/13/2011 8:26:36 AM |
| bighurt401 | $25.00 | 8/13/2011 7:22:03 AM |
| poisson17 | $25.00 | 8/13/2011 7:37:15 AM |
| natural-greenback6 | $25.00 | 8/13/2011 7:50:13 AM |
| gavinfh | $25.00 | 8/13/2011 8:34:44 AM |
| generator535 | $25.00 | 8/13/2011 11:18:33 AM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
519850
This series of Notes was issued and sold upon the funding of the borrower loan #52490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 19y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,280 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| brightest-benevolent-coin |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need help
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/5/2011 9:03:07 AM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:23 PM |
| economy-huckleberry0 | $25.00 | 8/10/2011 1:01:26 PM |
| Something-Corporate | $25.00 | 8/11/2011 3:17:53 PM |
| scarlet-velvet | $25.08 | 8/11/2011 6:53:25 PM |
| setUup | $26.28 | 8/11/2011 8:48:59 PM |
| onecooldrink | $25.00 | 8/12/2011 1:13:22 AM |
| ddog0224 | $25.00 | 8/12/2011 1:33:11 PM |
| simplelender80 | $300.00 | 8/13/2011 7:13:38 AM |
| SANTIAGO1 | $25.00 | 8/13/2011 6:51:16 AM |
| luann199 | $25.00 | 8/13/2011 2:58:14 PM |
| lean-trade178 | $25.00 | 8/14/2011 12:32:31 PM |
| artisan369 | $200.00 | 8/15/2011 11:59:16 AM |
| investment-comet | $25.00 | 8/15/2011 5:16:38 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:21 AM |
| ddog0224 | $25.00 | 8/15/2011 12:17:39 PM |
| Mariner3605 | $25.00 | 8/15/2011 9:07:44 PM |
| monster4 | $100.00 | 8/16/2011 7:04:23 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:19 AM |
| EarlyRiser | $100.00 | 8/16/2011 5:39:34 AM |
| psycardis | $25.00 | 8/16/2011 12:57:41 PM |
| mercuriant | $25.00 | 8/16/2011 10:29:59 AM |
| dime-vista2 | $25.00 | 8/16/2011 2:09:46 PM |
| finance-dandelion | $100.00 | 8/16/2011 5:20:22 PM |
| unfixer | $25.99 | 8/17/2011 3:15:13 AM |
| ferocious-exchange3 | $25.00 | 8/17/2011 5:17:11 AM |
| grf1945 | $25.00 | 8/17/2011 5:44:44 AM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:37 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:12 AM |
| MadHun | $200.00 | 8/17/2011 11:22:46 AM |
| Weaverville | $25.00 | 8/17/2011 1:01:41 PM |
| TennSquire | $50.00 | 8/18/2011 11:50:12 AM |
| gold-cluster | $50.00 | 8/18/2011 6:25:18 AM |
| treasure-bliss | $25.00 | 8/18/2011 8:33:43 AM |
| orange-preeminant-bill | $25.00 | 8/18/2011 9:20:39 AM |
| coin-investor | $25.00 | 8/18/2011 9:48:19 AM |
| GoodLuckLender | $50.00 | 8/18/2011 6:30:20 PM |
| economy-producer | $25.00 | 8/18/2011 6:38:57 PM |
| broc78 | $25.00 | 8/18/2011 7:22:09 PM |
| Hogan55 | $17.77 | 8/18/2011 7:39:06 PM |
| capital-zoo | $25.00 | 8/18/2011 4:44:15 PM |
| worthy-bid8 | $50.00 | 8/18/2011 5:06:47 PM |
| kriegs | $100.00 | 8/18/2011 5:10:19 PM |
| handshake5 | $100.00 | 8/18/2011 5:11:56 PM |
| SDKiwi | $25.00 | 8/18/2011 4:12:10 PM |
| velocity-oak | $25.00 | 8/18/2011 5:57:42 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:39 PM |
| diligent-peace9 | $25.00 | 8/7/2011 8:30:48 PM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:00 PM |
| profit-powerplant | $25.00 | 8/8/2011 7:01:29 PM |
| tech310 | $50.00 | 8/9/2011 9:00:31 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:08 PM |
| afterhours | $25.00 | 8/11/2011 7:13:34 AM |
| gentle-gain235 | $25.00 | 8/11/2011 8:37:31 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:36 AM |
| heavy_ax | $25.00 | 8/11/2011 11:48:42 AM |
| income-rocker2 | $85.00 | 8/11/2011 3:17:18 AM |
| dariop | $30.01 | 8/11/2011 6:08:55 PM |
| Dubbs360 | $200.00 | 8/12/2011 9:05:28 AM |
| fundenstein | $25.00 | 8/12/2011 7:35:19 AM |
| zone6 | $27.96 | 8/12/2011 10:33:57 AM |
| buddy486 | $25.00 | 8/13/2011 2:59:31 PM |
| unfixer | $25.00 | 8/14/2011 12:34:39 AM |
| fizicks06 | $60.23 | 8/13/2011 11:16:33 AM |
| unger | $100.11 | 8/13/2011 1:21:42 PM |
| enchanted-truth264 | $25.00 | 8/13/2011 7:43:50 PM |
| reflective-rupee | $25.00 | 8/14/2011 5:12:35 PM |
| shrewd-peace7 | $25.00 | 8/13/2011 11:28:31 PM |
| winger66 | $25.34 | 8/15/2011 4:28:50 AM |
| Tikibarman | $50.00 | 8/15/2011 6:59:06 AM |
| jebber007 | $40.00 | 8/14/2011 6:20:59 PM |
| genelinist | $25.00 | 8/15/2011 9:33:25 AM |
| ddoneday | $25.00 | 8/14/2011 10:40:15 PM |
| Sorya | $25.00 | 8/15/2011 12:17:06 PM |
| stock106 | $25.00 | 8/15/2011 3:20:26 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:42 PM |
| careful-note1 | $50.00 | 8/16/2011 6:08:15 AM |
| gulch | $25.00 | 8/15/2011 5:14:57 PM |
| suave-dime6 | $25.00 | 8/16/2011 7:17:47 AM |
| handy-justice | $50.00 | 8/16/2011 8:36:05 PM |
| ready-loan | $29.12 | 8/16/2011 2:24:14 PM |
| leverage-monger | $25.00 | 8/17/2011 8:32:26 AM |
| Eric_Gagne | $25.00 | 8/16/2011 6:47:13 PM |
| studio3d | $25.00 | 8/17/2011 5:29:06 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:19 AM |
| buffalobills | $25.00 | 8/17/2011 8:22:10 AM |
| finance-mushroom | $60.00 | 8/17/2011 9:11:46 AM |
| wwwUniversal | $25.00 | 8/17/2011 2:05:58 PM |
| irrelevant | $25.00 | 8/17/2011 7:05:21 PM |
| sonnet771 | $25.00 | 8/18/2011 1:29:01 AM |
| asiaratt | $50.00 | 8/17/2011 5:10:01 PM |
| javelin0 | $50.00 | 8/17/2011 5:19:43 PM |
| opt1mum | $25.00 | 8/17/2011 6:55:50 PM |
| Comoparklender | $25.00 | 8/18/2011 5:28:44 AM |
| desertoasis | $25.00 | 8/18/2011 7:49:39 AM |
| ursus | $50.00 | 8/18/2011 5:08:50 PM |
| Southbay96 | $25.00 | 8/18/2011 11:11:31 AM |
| IIP77 | $25.00 | 8/18/2011 5:30:36 PM |
| mrack | $25.00 | 8/18/2011 6:44:09 PM |
| SpareChangeHero | $25.00 | 8/18/2011 7:09:31 PM |
| unger | $71.11 | 8/18/2011 2:50:21 PM |
| dmh4880 | $135.00 | 8/18/2011 2:33:36 PM |
| money-bauble | $116.00 | 8/18/2011 5:06:28 PM |
| cash-taxi7 | $25.00 | 8/18/2011 5:33:30 PM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
519868
This series of Notes was issued and sold upon the funding of the borrower loan #52556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| credit-starter8 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Maternity Leave assistance...
Purpose of loan: Debt Consolidation
This loan will be used to get back on top of bills, get out of living check to check cycle.
My financial situation: Steady job and income, just down right now with wife on maternity leave.
I am a good candidate for this loan because I can certainly afford these lower payments, rather than getting stuck in a payment advance loan cycle.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| social-hunter5 | $50.00 | 8/5/2011 10:42:18 AM |
| restless-dime | $100.00 | 8/5/2011 9:27:17 AM |
| ultimate-peace | $25.00 | 8/5/2011 9:04:22 AM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:24 PM |
| diligent-peace9 | $100.00 | 8/7/2011 8:28:05 PM |
| kk-gp | $50.00 | 8/7/2011 6:54:59 PM |
| alexgalt | $25.00 | 8/8/2011 7:00:57 PM |
| SolarMoonshine | $25.00 | 8/10/2011 9:12:41 AM |
| cashhelp | $30.00 | 8/11/2011 4:50:51 PM |
| CA-Lender | $50.00 | 8/12/2011 9:50:14 AM |
| loss-of-control | $75.00 | 8/12/2011 3:32:14 PM |
| Legally_Blonde | $100.00 | 8/15/2011 9:11:01 AM |
| DHolly | $25.00 | 8/16/2011 6:15:44 AM |
| ronin4sale | $25.00 | 8/16/2011 5:03:06 AM |
| goat0 | $100.00 | 8/16/2011 2:58:25 PM |
| WilliamLeeSims | $25.00 | 8/16/2011 7:30:00 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:19 AM |
| StrongMonty | $60.30 | 8/17/2011 2:44:15 PM |
| Princehaha | $25.00 | 8/17/2011 5:20:33 PM |
| impala6464 | $100.00 | 8/17/2011 6:14:15 PM |
| Kyileo | $25.00 | 8/17/2011 8:13:39 PM |
| lowlite6647 | $64.89 | 8/18/2011 2:35:12 AM |
| rate-sceptre | $50.00 | 8/18/2011 10:42:35 AM |
| max007 | $25.00 | 8/18/2011 6:20:56 AM |
| 5_million | $25.00 | 8/18/2011 3:27:06 PM |
| Fecund-ent | $25.00 | 8/18/2011 4:12:27 PM |
| let_me_retire | $29.93 | 8/18/2011 11:29:52 AM |
| trade-pine2 | $25.00 | 8/18/2011 1:42:49 PM |
| coyone | $42.02 | 8/18/2011 12:48:40 PM |
| broc78 | $25.00 | 8/18/2011 7:22:09 PM |
| Rogelio48 | $13.94 | 8/18/2011 7:42:40 PM |
| Quest4euphoria | $25.00 | 8/7/2011 3:49:54 PM |
| profit-powerplant | $25.00 | 8/7/2011 1:06:58 PM |
| commanding-income774 | $25.00 | 8/8/2011 6:57:39 PM |
| reflective-rupee | $100.00 | 8/8/2011 10:43:03 AM |
| tech310 | $50.00 | 8/9/2011 9:01:34 PM |
| CashFlow13 | $1,000.00 | 8/9/2011 7:13:47 PM |
| DasMula | $25.00 | 8/10/2011 7:00:28 AM |
| 108lender | $80.00 | 8/10/2011 6:00:23 PM |
| houli123 | $100.00 | 8/10/2011 9:12:35 PM |
| golffish2 | $25.00 | 8/11/2011 4:31:49 AM |
| bancoroyal | $25.00 | 8/11/2011 9:51:28 AM |
| rapid-currency | $29.19 | 8/12/2011 10:02:49 AM |
| lcole32 | $25.00 | 8/12/2011 11:01:09 AM |
| IIP77 | $25.00 | 8/14/2011 3:19:30 PM |
| reward-pizza0 | $75.00 | 8/15/2011 9:49:03 AM |
| danza | $50.00 | 8/15/2011 9:55:54 AM |
| bluestarman08 | $25.00 | 8/15/2011 6:21:37 PM |
| ore-leather | $33.32 | 8/15/2011 9:00:03 PM |
| payout-bridge | $25.00 | 8/16/2011 4:11:58 AM |
| moola-pillow | $25.00 | 8/16/2011 8:04:47 AM |
| awesome-silver | $100.00 | 8/16/2011 8:04:03 PM |
| jmvingeorgia | $50.00 | 8/17/2011 2:06:54 PM |
| Live-Free-or-Die | $200.00 | 8/17/2011 10:52:29 AM |
| glroark | $50.00 | 8/17/2011 4:19:36 PM |
| Wilvara | $25.00 | 8/17/2011 5:10:54 PM |
| daekpon | $25.00 | 8/17/2011 9:38:11 PM |
| nelie150 | $33.97 | 8/17/2011 7:41:19 PM |
| palace2 | $47.44 | 8/18/2011 5:54:19 AM |
| wlm3012 | $30.00 | 8/18/2011 5:33:02 PM |
| interest-splendor | $30.00 | 8/18/2011 10:45:00 AM |
| nycusa123 | $25.00 | 8/18/2011 6:47:41 PM |
| KLcapital | $50.00 | 8/18/2011 3:49:06 PM |
| balance-miser7 | $75.00 | 8/18/2011 4:50:11 PM |
| tigercat | $50.00 | 8/18/2011 5:05:43 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
520036
This series of Notes was issued and sold upon the funding of the borrower loan #52620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 15y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,687 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| virtuoso888 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Summit Loan
Purpose of loan: Debt Consolidation
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...I have a perfect history of paying all bills on time.
Monthly net income: $5000
Monthly expenses: $500
Housing: $0
Insurance: $75
Car expenses: $370
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $800
Clothing, household expenses: $300
Credit cards and other loans: $600
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/13/2011 12:04:39 PM |
| stepatatime-together | $100.00 | 8/13/2011 11:37:42 PM |
| reflective-rupee | $100.00 | 8/14/2011 5:22:22 PM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:22 AM |
| loss-of-control | $100.00 | 8/15/2011 6:46:30 PM |
| riveting-credit5 | $96.03 | 8/15/2011 10:54:54 PM |
| Bob450 | $25.00 | 8/16/2011 8:02:17 AM |
| kingbob | $25.00 | 8/16/2011 4:11:52 PM |
| jebber007 | $40.00 | 8/16/2011 9:50:37 PM |
| goat0 | $50.00 | 8/16/2011 2:37:34 PM |
| awesome-silver | $200.00 | 8/16/2011 8:12:15 PM |
| thehousewife | $25.00 | 8/17/2011 11:00:45 AM |
| high_flyer | $100.00 | 8/17/2011 9:58:50 PM |
| glroark | $50.00 | 8/17/2011 4:17:52 PM |
| well-mannered-income3 | $30.00 | 8/17/2011 6:18:41 PM |
| chato2345 | $25.00 | 8/18/2011 6:20:25 AM |
| orderly-wampum | $100.00 | 8/18/2011 8:02:36 AM |
| the-enthralling-coin | $25.00 | 8/18/2011 11:39:22 AM |
| ElPadrino0 | $25.00 | 8/18/2011 2:47:49 PM |
| Iwillhuntyoudown | $25.00 | 8/18/2011 11:10:49 PM |
| payout-network1 | $25.00 | 8/19/2011 5:25:23 AM |
| leverage-monger | $25.00 | 8/19/2011 7:57:50 AM |
| EachOneHelpOne | $25.00 | 8/19/2011 12:50:48 PM |
| natural-platinum | $45.43 | 8/19/2011 8:02:53 PM |
| suave-dime6 | $25.00 | 8/19/2011 5:19:13 PM |
| Wangchuk | $25.00 | 8/14/2011 12:20:57 PM |
| MilitaryLending | $36.50 | 8/14/2011 5:01:28 PM |
| golffish2 | $25.00 | 8/15/2011 4:15:43 AM |
| alexgalt | $25.00 | 8/14/2011 6:00:02 PM |
| worth-blanket2 | $4,700.00 | 8/15/2011 5:57:06 PM |
| GElender | $25.00 | 8/16/2011 5:58:55 AM |
| restless-dime | $50.00 | 8/15/2011 10:27:27 PM |
| green-inspiring-peace | $25.00 | 8/16/2011 10:30:41 AM |
| Bill88 | $25.00 | 8/16/2011 7:49:17 AM |
| credit-elation1 | $25.00 | 8/16/2011 7:58:31 AM |
| economy-huckleberry0 | $25.00 | 8/16/2011 9:18:05 AM |
| irrelevant | $25.00 | 8/17/2011 6:05:18 AM |
| restless-dime | $50.00 | 8/17/2011 12:32:22 PM |
| InChicago | $100.00 | 8/17/2011 10:00:17 AM |
| wampum-library4 | $50.00 | 8/17/2011 11:16:56 AM |
| Kyileo | $25.00 | 8/17/2011 8:10:25 PM |
| loanman2007 | $50.00 | 8/17/2011 2:17:07 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:05 PM |
| 168RichCapital | $25.08 | 8/18/2011 5:55:58 AM |
| EL_Papin | $100.00 | 8/18/2011 10:53:25 AM |
| orderly-wampum | $100.00 | 8/18/2011 8:02:47 AM |
| rate-sceptre | $50.00 | 8/18/2011 10:22:42 AM |
| let_me_retire | $35.00 | 8/18/2011 11:28:55 AM |
| social-zebra | $26.00 | 8/19/2011 8:41:16 AM |
| CatbirdBanking | $25.00 | 8/18/2011 8:59:51 PM |
| handy-justice | $50.00 | 8/18/2011 9:04:56 PM |
| shrewd-income | $25.00 | 8/19/2011 5:19:02 PM |
| kwan | $25.00 | 8/19/2011 10:55:10 AM |
| Something-Corporate | $25.00 | 8/19/2011 7:28:04 PM |
| Robertd918 | $36.00 | 8/19/2011 4:22:18 PM |
| winmals | $25.00 | 8/19/2011 5:31:26 PM |
| CA-Lender | $25.00 | 8/19/2011 7:20:30 PM |
| cbivitz | $129.96 | 8/19/2011 8:06:17 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
520364
This series of Notes was issued and sold upon the funding of the borrower loan #52448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,256.89 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $141.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1977 |
Debt/Income ratio:
| 147% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,806 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| basis-artist |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Higgins
Purpose of loan:
This loan will be used to get my finances in order. Pay off some small bills.
My financial situation:
I am a good candidate for this loan because.I pay my bills on time..
Monthly net income: $4417.00--Includes Wife's pension & ss
Monthly expenses: $
Housing: $765.68
Insurance: $170.36
Car expenses: 675.50
Utilities: $235.93
Phone, cable, internet: $133.00
Food, entertainment: $250.00
Clothing, household expenses: $0.00
Credit cards and other loans:$1313.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $100.00 | 8/8/2011 6:02:33 PM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:32 PM |
| tech310 | $50.00 | 8/9/2011 9:01:39 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:47 AM |
| Dubbs360 | $200.00 | 8/17/2011 12:32:12 PM |
| ore-frontier | $25.00 | 8/17/2011 11:56:10 AM |
| doublediamond | $25.00 | 8/17/2011 5:14:48 PM |
| head | $25.00 | 8/17/2011 2:09:48 PM |
| TommyTucker | $25.00 | 8/17/2011 3:21:04 PM |
| porwestco | $25.00 | 8/17/2011 4:26:39 PM |
| loss-of-control | $75.00 | 8/17/2011 5:19:53 PM |
| fervent-power | $38.64 | 8/17/2011 6:29:37 PM |
| greenback-orb | $34.54 | 8/18/2011 1:41:11 AM |
| equallender | $25.00 | 8/18/2011 10:39:27 AM |
| tomdooley12520 | $25.00 | 8/18/2011 12:06:35 PM |
| zorg77 | $25.00 | 8/18/2011 12:08:59 PM |
| TheDigitalMan | $25.00 | 8/18/2011 1:20:12 PM |
| luckymajor | $33.79 | 8/18/2011 2:49:34 PM |
| shrewd-income | $25.00 | 8/18/2011 3:45:04 PM |
| capital-zoo | $25.00 | 8/18/2011 4:12:11 PM |
| rate-sceptre | $25.00 | 8/18/2011 10:30:51 AM |
| lend4life13 | $750.00 | 8/18/2011 9:39:32 AM |
| goat0 | $50.00 | 8/18/2011 6:58:29 PM |
| Skatingbear | $100.00 | 8/18/2011 7:46:26 PM |
| principal-laser | $106.14 | 8/18/2011 1:58:00 PM |
| shawnw2 | $30.00 | 8/18/2011 4:16:29 PM |
| undaunted-agreement | $25.00 | 8/19/2011 1:55:33 AM |
| kind-diligent-coin | $26.00 | 8/18/2011 4:33:24 PM |
| C_Mark | $25.00 | 8/18/2011 7:12:14 PM |
| q4golf | $25.00 | 8/19/2011 4:23:59 AM |
| draggon77 | $25.00 | 8/19/2011 2:11:50 AM |
| PDR86 | $25.00 | 8/19/2011 10:31:05 AM |
| SummitAdvisors | $50.00 | 8/21/2011 9:19:55 PM |
| FASTIZIO_P | $25.00 | 8/22/2011 8:45:22 AM |
| LuckyDuck49 | $25.00 | 8/17/2011 12:33:30 PM |
| chererat | $100.00 | 8/17/2011 11:58:24 AM |
| trumpeter5 | $25.00 | 8/17/2011 12:10:29 PM |
| jazzlender | $50.00 | 8/17/2011 5:24:24 PM |
| impala6464 | $100.00 | 8/17/2011 5:58:03 PM |
| investment-artist | $25.02 | 8/18/2011 7:19:39 AM |
| new-ore-venture | $50.00 | 8/17/2011 8:46:46 PM |
| kingbob | $25.01 | 8/18/2011 9:01:57 AM |
| setUup | $25.28 | 8/17/2011 8:56:51 PM |
| green-trade-dolphin | $25.00 | 8/18/2011 9:31:26 AM |
| Kether | $25.00 | 8/18/2011 4:04:30 PM |
| IIP77 | $25.00 | 8/18/2011 5:30:40 PM |
| DasMula | $25.00 | 8/18/2011 9:05:29 PM |
| Belvidere82 | $100.00 | 8/18/2011 2:22:36 PM |
| 340 | $25.00 | 8/19/2011 1:26:07 AM |
| equitylender | $28.32 | 8/18/2011 3:37:08 PM |
| AndyT1999 | $25.00 | 8/18/2011 9:12:42 PM |
| zone6 | $109.15 | 8/19/2011 4:26:58 AM |
| bazaar-orca | $25.00 | 8/19/2011 2:07:27 PM |
| aquistoyraul | $25.00 | 8/20/2011 9:45:41 AM |
| lcole32 | $25.00 | 8/20/2011 6:01:34 AM |
| peace-burst0 | $25.00 | 8/20/2011 2:26:44 PM |
| Maggie3 | $25.00 | 8/21/2011 3:44:29 AM |
| nickel-launcher | $25.00 | 8/22/2011 10:01:48 AM |
| Toby1montana | $50.00 | 8/22/2011 10:27:17 AM |
| green-capital-hornet | $25.00 | 8/22/2011 12:23:48 PM |
| eronyc | $25.00 | 8/22/2011 9:21:35 AM |
| best-basis-trooper | $25.00 | 8/22/2011 11:51:15 AM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
520408
This series of Notes was issued and sold upon the funding of the borrower loan #52510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $326.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,374 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-cigar7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/9/2011 2:18:37 PM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:32 PM |
| exchange-upholder0 | $25.00 | 8/10/2011 12:02:17 PM |
| reflective-rupee | $25.00 | 8/10/2011 9:50:11 AM |
| diplomatic-wealth7 | $25.00 | 8/10/2011 4:16:29 PM |
| enchanted-diversification496 | $25.00 | 8/11/2011 8:39:45 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:49 AM |
| superb-funds335 | $25.00 | 8/11/2011 8:05:34 PM |
| profit-powerplant | $25.00 | 8/12/2011 9:06:27 AM |
| simplelender80 | $300.00 | 8/13/2011 7:13:43 AM |
| mlj0671 | $25.00 | 8/15/2011 10:48:08 AM |
| sparkling-interest1 | $25.00 | 8/15/2011 1:37:42 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:26 AM |
| mercuriant | $25.00 | 8/16/2011 10:30:09 AM |
| hookUup | $27.28 | 8/16/2011 2:50:11 PM |
| Dubbs360 | $200.00 | 8/16/2011 5:18:14 PM |
| PleaseDontDefault | $50.00 | 8/16/2011 7:58:28 PM |
| scarlet-velvet | $25.08 | 8/16/2011 4:18:32 PM |
| Banker2OO7 | $50.00 | 8/16/2011 4:52:20 PM |
| cash-daisy | $34.91 | 8/16/2011 2:48:39 PM |
| suave-dime6 | $25.00 | 8/17/2011 7:15:54 AM |
| awesome-silver | $150.00 | 8/16/2011 7:57:28 PM |
| finance-dandelion | $100.00 | 8/16/2011 5:18:28 PM |
| CA-Lender | $50.00 | 8/17/2011 9:16:26 AM |
| gentle-gain235 | $25.00 | 8/17/2011 7:35:47 AM |
| JSCharter | $100.00 | 8/17/2011 9:59:02 AM |
| jules3304 | $25.00 | 8/17/2011 9:39:02 AM |
| loss-of-control | $75.00 | 8/17/2011 5:25:30 PM |
| larug111 | $50.00 | 8/17/2011 1:01:01 PM |
| orderly-wampum | $200.00 | 8/17/2011 11:03:58 AM |
| treasure-generator | $25.00 | 8/17/2011 1:52:07 PM |
| Weaverville | $25.00 | 8/17/2011 1:01:51 PM |
| green-trade-dolphin | $25.00 | 8/17/2011 6:41:33 PM |
| Mariner3605 | $25.00 | 8/18/2011 7:41:03 AM |
| greenback-orb | $25.00 | 8/18/2011 1:39:38 AM |
| stock106 | $25.00 | 8/18/2011 10:13:12 AM |
| lovely-order7 | $25.00 | 8/18/2011 5:25:42 AM |
| rate-sceptre | $50.00 | 8/18/2011 10:34:23 AM |
| jojofrankie | $50.00 | 8/18/2011 8:00:25 PM |
| blackstar | $25.00 | 8/19/2011 6:01:24 AM |
| Rogesparkguy | $25.00 | 8/19/2011 6:13:16 AM |
| skillful-asset5 | $30.00 | 8/18/2011 7:45:36 PM |
| diversification-medalist | $25.00 | 8/18/2011 8:40:50 PM |
| kind-efficient-credit | $30.00 | 8/18/2011 9:26:38 PM |
| red-power-pecan | $50.00 | 8/18/2011 10:48:40 PM |
| the-silver-blaster | $75.00 | 8/18/2011 11:14:46 PM |
| shrewd-peace7 | $26.00 | 8/19/2011 1:26:20 AM |
| nycfinance | $25.00 | 8/19/2011 11:28:58 AM |
| wampum-chorus3 | $25.00 | 8/19/2011 5:25:05 AM |
| restless-dime | $50.00 | 8/19/2011 5:26:20 PM |
| goat0 | $50.00 | 8/19/2011 7:00:48 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:38 PM |
| benefit-pro | $50.00 | 8/19/2011 12:25:37 PM |
| droopie1 | $25.00 | 8/19/2011 1:03:36 PM |
| MadHun | $200.00 | 8/19/2011 5:12:58 PM |
| Nojukbong | $100.00 | 8/19/2011 5:52:56 PM |
| grf1945 | $25.00 | 8/20/2011 10:06:23 AM |
| abundant-credit6 | $25.00 | 8/20/2011 11:06:15 AM |
| 168RichCapital | $25.08 | 8/20/2011 12:23:48 PM |
| steven3333 | $25.00 | 8/20/2011 11:17:47 AM |
| peruse | $25.00 | 8/20/2011 4:57:21 PM |
| Interloper | $25.00 | 8/20/2011 12:24:33 PM |
| erowis | $45.00 | 8/20/2011 8:25:15 PM |
| nickel-hickory | $100.00 | 8/21/2011 9:13:00 AM |
| palace2 | $371.15 | 8/21/2011 9:32:05 AM |
| financial-frenzy | $50.00 | 8/21/2011 2:59:47 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:27 AM |
| listing-trapper3 | $50.00 | 8/21/2011 1:53:22 PM |
| youngtrader | $300.00 | 8/21/2011 2:28:59 PM |
| Iwillhuntyoudown | $25.00 | 8/21/2011 10:31:56 PM |
| logical-investment4 | $25.00 | 8/21/2011 7:52:49 PM |
| SummitAdvisors | $50.00 | 8/21/2011 9:11:04 PM |
| greenback-boss296 | $50.00 | 8/22/2011 4:59:21 AM |
| antlr | $50.00 | 8/21/2011 11:49:25 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:37 PM |
| Investor_DP | $100.00 | 8/9/2011 5:01:31 PM |
| reflective-rupee | $75.00 | 8/10/2011 9:50:22 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:22 PM |
| alexgalt | $25.00 | 8/10/2011 10:00:39 AM |
| beakerfish | $100.00 | 8/13/2011 10:27:05 AM |
| alexgalt | $25.00 | 8/13/2011 1:49:53 PM |
| back-scratchers | $25.00 | 8/15/2011 7:30:53 PM |
| moola-man | $25.00 | 8/16/2011 4:19:06 PM |
| jjswanso | $25.00 | 8/16/2011 1:32:28 PM |
| ddog0224 | $50.00 | 8/16/2011 11:22:27 PM |
| Something-Corporate | $25.00 | 8/16/2011 2:49:45 PM |
| wealth-fighter3 | $41.24 | 8/17/2011 6:19:27 AM |
| UBOtto186 | $25.00 | 8/17/2011 9:20:21 AM |
| handy-justice | $50.00 | 8/16/2011 8:21:53 PM |
| transformer855 | $25.00 | 8/17/2011 6:51:46 AM |
| lotuss4 | $26.92 | 8/17/2011 2:28:16 PM |
| bmw2 | $72.00 | 8/17/2011 8:50:58 PM |
| impala6464 | $125.00 | 8/17/2011 6:10:09 PM |
| VJ_Financial | $26.27 | 8/17/2011 6:12:18 PM |
| leverage-ectasy | $46.46 | 8/17/2011 8:07:32 PM |
| euro-spark | $25.00 | 8/17/2011 6:37:01 PM |
| kind-finance-burrito | $25.00 | 8/17/2011 6:44:19 PM |
| hitsman | $50.00 | 8/18/2011 10:58:42 AM |
| orderly-wampum | $100.00 | 8/18/2011 8:04:11 AM |
| worthy-bid4 | $69.26 | 8/18/2011 9:28:52 AM |
| capital-zoo | $50.00 | 8/18/2011 4:05:52 PM |
| grove064 | $100.00 | 8/18/2011 10:58:10 AM |
| fund-javelin1 | $25.00 | 8/18/2011 7:00:13 PM |
| jiftostada | $38.00 | 8/18/2011 2:35:52 PM |
| shawnw2 | $35.00 | 8/18/2011 4:16:43 PM |
| sweetlan | $25.00 | 8/18/2011 6:43:35 PM |
| wodude | $33.00 | 8/19/2011 7:46:11 AM |
| Wisc_investor | $30.00 | 8/19/2011 7:52:32 AM |
| zone6 | $100.00 | 8/19/2011 4:33:31 AM |
| desertoasis | $25.00 | 8/19/2011 8:55:49 AM |
| heavenly-platinum3 | $300.00 | 8/19/2011 9:39:32 AM |
| freedom3 | $2,000.00 | 8/19/2011 4:35:21 PM |
| bold-gold-relaxation | $100.00 | 8/19/2011 8:19:29 PM |
| deal-enthusiast | $100.00 | 8/19/2011 3:34:06 PM |
| Bob450 | $26.00 | 8/19/2011 4:50:13 PM |
| Rogelio48 | $30.00 | 8/20/2011 8:06:04 AM |
| irrelevant | $25.00 | 8/19/2011 7:05:10 PM |
| bold-gold-relaxation | $100.00 | 8/19/2011 8:19:35 PM |
| money-bauble | $177.00 | 8/20/2011 12:06:59 PM |
| payout-achievement | $50.00 | 8/20/2011 12:10:28 PM |
| well-mannered-income3 | $25.00 | 8/20/2011 4:29:13 AM |
| Maggie3 | $25.00 | 8/21/2011 3:45:15 AM |
| LendingPimp | $75.00 | 8/20/2011 3:54:59 PM |
| fund-medalist171 | $30.00 | 8/21/2011 8:08:50 AM |
| nickel-hickory | $100.00 | 8/21/2011 9:12:40 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:23:54 PM |
| 87Marc | $25.00 | 8/21/2011 5:49:42 PM |
| palace2 | $154.35 | 8/22/2011 6:12:43 AM |
| dfealk | $100.00 | 8/21/2011 3:12:37 PM |
| Legally_Blonde | $25.00 | 8/21/2011 6:36:29 PM |
| 130 Investments
|
Borrower Payment Dependent Notes Series
520552
This series of Notes was issued and sold upon the funding of the borrower loan #52570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $324.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 820-839 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
2 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Capital_Idea |
Borrower's state:
| Maryland |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Flexible Auto Loan
This loan will be used to purchase a car, however I do not yet know which car. Having an unsecured loan not tied to any particular piece of collateral will allow me to shop at my leisure. Additionally, I tend to prefer classics and these can be tough to finance with conventional auto debt despite being superior collateral by virtue of being fully depreciated.
I took out an $8,000 loan in 2007 and paid back in entirety with no late payments. My financial situation has improved since that time.
I've left out ~$52k in income from my bonus, just to be conservative. I have quite a bit of personal savings, several times the loan balance. This is more about my just not wanting to commit the cash to an illiquid asset.
The following is a brief summary of my monthly finances (salary only)
After-Tax Earnings: $5,900
Housing: $2,200
Utilities: $300
TV/Internet: $120
Food/Ent: $600
Clothing/Household: $400
Misc: $150
Free Cash Flow: $2,130
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $95.39 | 8/11/2011 9:04:46 AM |
| compoundinterest | $60.00 | 8/11/2011 9:38:13 AM |
| availableloan | $25.00 | 8/11/2011 4:44:18 PM |
| cashhelp | $50.00 | 8/11/2011 9:01:04 AM |
| jkeller4000 | $25.00 | 8/11/2011 1:16:45 PM |
| investment-artist | $25.01 | 8/11/2011 4:18:57 PM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:44 PM |
| gentle-gain235 | $200.00 | 8/11/2011 4:42:53 PM |
| a-finance-nirvana | $25.00 | 8/12/2011 10:17:42 AM |
| EarlyRiser | $500.00 | 8/13/2011 9:16:15 AM |
| simplelender80 | $100.00 | 8/13/2011 9:38:59 AM |
| kdog99 | $100.00 | 8/13/2011 1:44:15 PM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:09 PM |
| competent-p2p | $45.00 | 8/14/2011 2:26:14 PM |
| reflective-rupee | $25.00 | 8/14/2011 9:10:06 AM |
| jpblan11 | $25.00 | 8/14/2011 11:48:06 AM |
| bannybucks | $50.00 | 8/15/2011 8:09:09 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:31 PM |
| bkb7484 | $30.00 | 8/15/2011 8:28:59 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:08 PM |
| kulender | $100.00 | 8/16/2011 7:29:27 AM |
| BlessedEveryDay | $30.00 | 8/16/2011 4:40:53 AM |
| witty-compassion | $25.00 | 8/16/2011 1:46:44 PM |
| West_End_Local | $50.00 | 8/16/2011 1:01:23 PM |
| Onlyhappycustomers | $25.00 | 8/16/2011 6:35:05 PM |
| credit-bliss8 | $25.00 | 8/16/2011 12:31:36 PM |
| AF-Chief | $100.00 | 8/17/2011 9:33:00 AM |
| Weaverville | $50.00 | 8/17/2011 1:01:31 PM |
| mistertao | $25.00 | 8/17/2011 7:03:24 PM |
| aiming_for_42 | $25.00 | 8/17/2011 7:05:20 PM |
| MoneyTree79 | $35.00 | 8/17/2011 8:51:58 PM |
| Dollars4Rent | $25.00 | 8/18/2011 6:34:39 AM |
| honorable-vigilance | $150.00 | 8/18/2011 9:11:05 AM |
| Nerdster1 | $25.12 | 8/18/2011 10:03:12 AM |
| wtrboy | $50.00 | 8/18/2011 5:27:57 AM |
| interstellar | $75.00 | 8/18/2011 3:51:34 AM |
| p2p-mushroom1 | $25.07 | 8/18/2011 5:31:53 AM |
| keeper24 | $25.00 | 8/18/2011 5:47:44 AM |
| iq8w7ht | $25.00 | 8/18/2011 11:00:10 AM |
| Attract | $25.00 | 8/18/2011 5:02:43 AM |
| Hogan55 | $51.93 | 8/18/2011 6:07:30 AM |
| novice-speculator | $25.00 | 8/18/2011 12:30:28 PM |
| goddessworshiper | $25.00 | 8/18/2011 12:34:36 PM |
| neutrino6 | $25.00 | 8/18/2011 12:39:42 PM |
| Nazbuster | $100.00 | 8/18/2011 7:04:51 AM |
| Fachim | $25.00 | 8/18/2011 1:42:30 PM |
| castlwizz | $26.02 | 8/18/2011 9:40:17 AM |
| hitsman | $50.00 | 8/18/2011 10:59:02 AM |
| MadHun | $200.00 | 8/18/2011 5:11:38 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:48 AM |
| moola-gargantuan9 | $50.00 | 8/18/2011 11:27:52 AM |
| loney_mender | $100.00 | 8/18/2011 7:36:17 PM |
| Mad_Scientist | $32.70 | 8/18/2011 1:35:59 PM |
| Sneezie | $100.00 | 8/18/2011 3:01:22 PM |
| javelin0 | $111.66 | 8/18/2011 4:42:47 PM |
| HomerdohNY | $25.00 | 8/19/2011 6:02:58 AM |
| GElender | $25.00 | 8/19/2011 6:13:09 AM |
| RedantFinance | $25.00 | 8/18/2011 5:55:05 PM |
| JustMee | $25.00 | 8/18/2011 9:29:58 PM |
| Reddy_Capital | $25.00 | 8/18/2011 10:07:38 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:42 AM |
| tntmojave | $50.00 | 8/19/2011 11:20:11 AM |
| JGuide | $26.08 | 8/19/2011 4:57:33 PM |
| hookUup | $25.79 | 8/19/2011 3:34:27 PM |
| economy-popcorn | $25.00 | 8/20/2011 6:26:16 AM |
| RecoveryLender | $25.00 | 8/20/2011 11:43:27 AM |
| Spiv_51 | $25.00 | 8/20/2011 7:02:51 AM |
| asset-reaction | $25.00 | 8/20/2011 8:33:44 AM |
| beachfunder | $50.00 | 8/20/2011 9:16:18 AM |
| PositiveCarry | $50.00 | 8/20/2011 3:12:00 PM |
| ZackZoo | $50.00 | 8/20/2011 2:15:45 PM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:32:13 PM |
| myduck | $92.51 | 8/20/2011 3:14:09 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:42 AM |
| indomitable-coin | $25.00 | 8/11/2011 4:34:49 PM |
| KillBill | $25.00 | 8/12/2011 6:04:31 AM |
| john0720 | $50.00 | 8/12/2011 6:51:46 AM |
| setUup | $25.76 | 8/13/2011 6:08:21 AM |
| Oak-Parker | $25.00 | 8/13/2011 6:43:10 AM |
| ptjg | $50.00 | 8/13/2011 1:57:23 AM |
| lucrative-durability | $25.00 | 8/13/2011 8:44:48 AM |
| payment-gusto | $25.00 | 8/13/2011 11:18:54 AM |
| Dubbs360 | $200.00 | 8/14/2011 9:00:04 AM |
| Brown98 | $25.00 | 8/14/2011 3:54:50 PM |
| Syzygy | $25.00 | 8/15/2011 10:02:34 AM |
| vutah | $25.00 | 8/15/2011 5:30:44 PM |
| top-epic-community | $50.00 | 8/15/2011 12:41:45 PM |
| houli123 | $100.00 | 8/16/2011 8:28:28 AM |
| penny-finder | $32.25 | 8/16/2011 10:27:27 AM |
| herbyman | $50.00 | 8/16/2011 6:48:06 AM |
| durability-secret-agent6 | $25.00 | 8/16/2011 11:25:13 AM |
| hostbank | $100.00 | 8/16/2011 5:09:18 PM |
| genius520 | $50.00 | 8/16/2011 5:11:11 PM |
| Ripsaw4U | $50.00 | 8/16/2011 9:57:52 PM |
| CreditBuilder2 | $100.00 | 8/17/2011 10:24:54 AM |
| JoeXB | $50.00 | 8/17/2011 10:40:17 AM |
| gavinsp | $25.00 | 8/17/2011 10:54:41 AM |
| SolarMoonshine | $50.00 | 8/17/2011 3:32:16 PM |
| green-trade-dolphin2 | $50.00 | 8/17/2011 4:54:03 PM |
| rpd1211 | $25.00 | 8/18/2011 5:16:42 AM |
| payment-goose2 | $50.00 | 8/18/2011 8:54:04 AM |
| _NaLNaBB | $500.00 | 8/18/2011 9:01:13 AM |
| income-awakening6 | $25.00 | 8/17/2011 8:38:48 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:21 AM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:41:02 AM |
| ideal-platinum4 | $25.00 | 8/17/2011 10:55:00 PM |
| don8ter | $25.00 | 8/18/2011 4:50:07 AM |
| The-Lighthouse-Group | $25.00 | 8/18/2011 5:16:28 AM |
| benjamins-fan6 | $50.00 | 8/18/2011 5:24:35 AM |
| Attract | $27.15 | 8/18/2011 5:04:12 AM |
| rangersquire | $25.00 | 8/18/2011 12:26:23 PM |
| finance-amusement4 | $100.00 | 8/18/2011 9:17:58 AM |
| Astyanax | $250.00 | 8/18/2011 4:18:51 PM |
| treasure-expert | $25.00 | 8/18/2011 4:43:51 PM |
| georgedorn | $50.00 | 8/18/2011 10:20:33 AM |
| DPH | $200.00 | 8/18/2011 11:55:50 AM |
| Davidson2 | $89.00 | 8/18/2011 1:30:12 PM |
| Rider | $200.00 | 8/18/2011 11:35:54 AM |
| BankofPete | $30.00 | 8/18/2011 12:36:34 PM |
| mrcrace | $100.00 | 8/19/2011 1:36:55 AM |
| 108lender | $167.00 | 8/18/2011 7:38:22 PM |
| Lakeland | $25.00 | 8/18/2011 7:20:57 PM |
| SharkAttack | $25.00 | 8/18/2011 8:20:50 PM |
| yield-hut | $100.00 | 8/19/2011 4:49:51 AM |
| radiant-integrity | $200.00 | 8/19/2011 7:49:39 AM |
| Reputation1 | $25.00 | 8/19/2011 2:38:22 PM |
| ImaPutz | $25.00 | 8/19/2011 9:59:34 AM |
| themoneydoctor | $500.00 | 8/19/2011 10:31:08 AM |
| tacopants | $1,000.00 | 8/19/2011 10:01:37 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:52 PM |
| s270 | $50.00 | 8/19/2011 7:45:05 PM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:34 PM |
| purposeful-pound5 | $26.56 | 8/19/2011 2:53:50 PM |
| vine99 | $110.00 | 8/19/2011 6:27:03 PM |
| goldeneye777 | $55.00 | 8/20/2011 10:08:31 AM |
| diversification-wildcat2 | $25.00 | 8/20/2011 1:14:03 AM |
| degster | $25.00 | 8/20/2011 11:45:54 AM |
| friendinmoney | $25.00 | 8/20/2011 6:13:22 AM |
| principal-star | $25.00 | 8/20/2011 8:31:22 AM |
| NoVALending | $25.00 | 8/20/2011 8:24:27 AM |
| cordial-affluence2 | $50.00 | 8/20/2011 9:11:26 AM |
| beachfunder | $50.00 | 8/20/2011 9:13:20 AM |
| payout-magician | $25.00 | 8/20/2011 10:56:59 AM |
| Solid-Platinum | $25.00 | 8/20/2011 1:30:01 PM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
520580
This series of Notes was issued and sold upon the funding of the borrower loan #52474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $540.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,347 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| habermanm |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Got a better job, 401k Loan Due
Purpose of loan:
This loan will be used to pay off a 401k loan so I don't incur 10% penalty and taxes. It will also be used to consolidate some other credit debt.
My financial situation:
I am a good candidate for this loan because I have been working non-stop since 1995, and have been a high-paid software consultant since 2004. I left my current job paying $113,000/year to take a great opportunity making $123,400 + profit sharing (10-15% of yearly salary).
I am a full-time salaried employee and have a great credit rating. I Have never defaulted on a loan.
I had taken the 401k loan because my family of 5 is trying to pay off all our credit card debts so we can start saving for our future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fervent-currency5 | $200.00 | 8/16/2011 10:30:22 AM |
| blot44 | $50.00 | 8/9/2011 6:32:07 AM |
| a2190b | $36.00 | 8/8/2011 7:58:15 PM |
| compoundinterest | $50.00 | 8/9/2011 9:04:22 AM |
| fcrick | $25.00 | 8/9/2011 8:46:47 AM |
| Emgolda | $25.00 | 8/9/2011 10:29:29 AM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:09:27 AM |
| KADENA462 | $25.00 | 8/9/2011 3:20:56 PM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:30 PM |
| capital-arboretum | $300.00 | 8/10/2011 9:43:41 AM |
| houli123 | $100.00 | 8/10/2011 9:12:39 PM |
| uberrific | $75.00 | 8/11/2011 1:09:09 AM |
| js60l | $25.00 | 8/11/2011 4:36:00 AM |
| whistledicksmith | $25.00 | 8/11/2011 4:36:31 AM |
| guinessme | $25.00 | 8/11/2011 6:34:03 AM |
| mar97 | $50.00 | 8/10/2011 3:09:34 PM |
| Elite800 | $50.00 | 8/11/2011 7:21:34 AM |
| pound-balancer | $100.00 | 8/11/2011 10:28:28 AM |
| surfsider123 | $25.00 | 8/11/2011 1:08:18 PM |
| tender-integrity3 | $50.00 | 8/11/2011 2:41:28 PM |
| littlemonkey | $25.00 | 8/11/2011 11:26:51 PM |
| Syzygy | $25.00 | 8/11/2011 1:30:39 PM |
| newest-return-wind | $30.00 | 8/12/2011 9:45:35 AM |
| integrity-flow3 | $25.00 | 8/12/2011 8:07:58 PM |
| first-favorite-bonus9 | $25.00 | 8/12/2011 11:17:43 PM |
| minatoku | $100.00 | 8/13/2011 8:53:36 AM |
| Solid-Platinum | $50.00 | 8/15/2011 1:42:56 PM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:37 PM |
| BigLinCT | $25.00 | 8/16/2011 12:22:29 PM |
| yukongin | $50.00 | 8/16/2011 3:15:02 PM |
| jazz619 | $25.00 | 8/16/2011 8:23:49 AM |
| hostbank | $100.00 | 8/16/2011 1:00:21 PM |
| kyomoon | $50.00 | 8/16/2011 1:04:01 PM |
| LovinMe | $25.00 | 8/16/2011 8:22:11 PM |
| the-profit-oracle | $50.00 | 8/16/2011 4:37:24 PM |
| BankofHank | $100.00 | 8/16/2011 7:54:28 PM |
| worthy-bid8 | $50.00 | 8/17/2011 5:08:05 PM |
| Wilvara | $25.00 | 8/17/2011 5:10:55 PM |
| lostontheedge | $25.00 | 8/17/2011 6:27:48 PM |
| nickel-ferret | $50.00 | 8/17/2011 1:19:04 PM |
| gracej | $25.00 | 8/17/2011 1:21:22 PM |
| mizount | $25.00 | 8/17/2011 2:12:50 PM |
| bmcg | $25.00 | 8/17/2011 5:30:15 PM |
| LandE2BG | $25.00 | 8/17/2011 5:34:21 PM |
| timbob | $200.00 | 8/17/2011 5:42:43 PM |
| QuantumLobster | $25.00 | 8/18/2011 8:32:10 AM |
| hitsman | $50.00 | 8/18/2011 10:58:43 AM |
| LenderByDay | $25.00 | 8/18/2011 5:33:45 AM |
| region123 | $50.00 | 8/18/2011 4:00:45 AM |
| SavannahBear | $25.00 | 8/18/2011 6:23:48 AM |
| encore06 | $25.00 | 8/18/2011 12:50:08 PM |
| retiresecure | $25.00 | 8/18/2011 7:04:04 AM |
| new-revenue-shooter | $25.00 | 8/18/2011 2:06:54 PM |
| vigilance-doughnut | $100.00 | 8/18/2011 2:55:07 PM |
| restech | $25.00 | 8/18/2011 4:51:30 PM |
| jcn12321 | $25.00 | 8/18/2011 9:39:48 AM |
| kriegs | $100.00 | 8/18/2011 5:10:31 PM |
| restless-balance9 | $55.00 | 8/18/2011 10:21:40 AM |
| dpfl55 | $25.00 | 8/18/2011 5:26:02 PM |
| Banker7371 | $25.00 | 8/18/2011 10:38:41 AM |
| taz007 | $79.00 | 8/18/2011 6:19:24 PM |
| kindness-festivity | $150.00 | 8/18/2011 10:59:43 AM |
| appastk | $25.00 | 8/18/2011 6:41:18 PM |
| cloud8 | $45.00 | 8/18/2011 7:17:34 PM |
| jfd287 | $25.00 | 8/18/2011 1:17:44 PM |
| DPH | $100.00 | 8/18/2011 11:56:59 AM |
| tomdooley12520 | $25.00 | 8/18/2011 12:09:12 PM |
| BicyclePostLendingDivision | $84.89 | 8/18/2011 11:28:04 PM |
| building-america | $25.00 | 8/18/2011 2:29:48 PM |
| Blue_HorseShoe | $25.00 | 8/19/2011 5:02:42 AM |
| tszbgae | $50.00 | 8/18/2011 5:38:32 PM |
| BSr | $25.00 | 8/18/2011 5:40:50 PM |
| trapper569 | $25.00 | 8/18/2011 5:43:05 PM |
| velocity-oak | $25.00 | 8/18/2011 5:57:45 PM |
| KVEER | $25.00 | 8/19/2011 7:48:14 AM |
| bobby5832708 | $25.00 | 8/18/2011 6:33:45 PM |
| platinum-dojo | $25.00 | 8/19/2011 9:42:01 AM |
| skunkor2 | $36.00 | 8/19/2011 10:07:30 AM |
| talang | $25.00 | 8/18/2011 9:43:51 PM |
| jscope | $25.00 | 8/19/2011 6:51:22 AM |
| active-order | $25.00 | 8/19/2011 11:57:11 AM |
| dbs | $250.00 | 8/19/2011 7:51:03 AM |
| chemistry220 | $25.00 | 8/19/2011 8:08:07 AM |
| finance-assembler | $50.00 | 8/19/2011 8:09:39 AM |
| bazaar-orca | $25.00 | 8/19/2011 1:25:19 PM |
| nuclearmoose | $50.00 | 8/19/2011 1:52:19 PM |
| bluefootedpig | $80.00 | 8/19/2011 9:19:12 AM |
| bradomino | $25.00 | 8/19/2011 9:07:19 AM |
| TheYellowDart | $25.00 | 8/19/2011 9:59:09 AM |
| br4444 | $25.00 | 8/19/2011 10:20:47 AM |
| stollcm | $25.00 | 8/19/2011 9:59:39 AM |
| ok | $50.00 | 8/19/2011 10:08:53 AM |
| BiggestG | $25.00 | 8/19/2011 5:21:11 PM |
| pious-funds5 | $25.00 | 8/19/2011 5:27:07 PM |
| lifegrowth | $25.00 | 8/19/2011 10:46:56 AM |
| wise-silver-wonder | $25.00 | 8/19/2011 11:04:10 AM |
| dbzen | $25.00 | 8/19/2011 5:58:29 PM |
| new-interest-network | $100.00 | 8/19/2011 6:30:13 PM |
| owhite2000 | $50.00 | 8/19/2011 11:46:27 AM |
| Vaanolo | $25.00 | 8/19/2011 12:08:26 PM |
| forthright-trade | $50.00 | 8/19/2011 12:14:31 PM |
| kindness-party | $25.00 | 8/19/2011 12:16:04 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:39 PM |
| cerebral-auction950 | $100.00 | 8/19/2011 12:56:43 PM |
| bss97603 | $25.00 | 8/19/2011 12:33:23 PM |
| Aethelwolf | $25.00 | 8/19/2011 12:36:40 PM |
| ramsbladder | $25.00 | 8/20/2011 12:50:30 AM |
| helpinghand63 | $25.00 | 8/20/2011 2:34:56 AM |
| abkennedy | $25.00 | 8/19/2011 2:00:09 PM |
| FrayBentos | $25.00 | 8/20/2011 4:58:17 AM |
| determined-deal7 | $25.00 | 8/19/2011 2:22:07 PM |
| Flatfoot | $25.00 | 8/20/2011 5:40:57 AM |
| worth-sanctuary9 | $25.00 | 8/20/2011 7:23:41 AM |
| dharma1 | $25.00 | 8/20/2011 7:57:13 AM |
| Futurero | $25.00 | 8/20/2011 8:10:19 AM |
| buukyak | $25.00 | 8/20/2011 9:21:22 AM |
| britgsb | $100.00 | 8/20/2011 10:49:11 AM |
| latestone | $25.00 | 8/19/2011 11:37:05 PM |
| PA2LA | $25.00 | 8/20/2011 3:21:47 AM |
| TheReaderRabbit | $25.00 | 8/20/2011 6:11:02 AM |
| bobby4u3 | $25.00 | 8/20/2011 6:49:06 AM |
| economy-popcorn | $25.00 | 8/20/2011 7:58:09 AM |
| peace-burst0 | $25.00 | 8/20/2011 2:26:44 PM |
| ujiba | $50.00 | 8/20/2011 8:41:21 AM |
| value-wind0 | $50.00 | 8/20/2011 9:37:31 AM |
| latka_gravis | $30.00 | 8/20/2011 3:45:59 PM |
| degster | $25.00 | 8/20/2011 11:46:56 AM |
| Svigel | $26.37 | 8/20/2011 1:36:41 PM |
| Duchdad | $25.00 | 8/20/2011 1:57:09 PM |
| zwx1997 | $25.00 | 8/20/2011 3:23:46 PM |
| L-vex | $25.00 | 8/20/2011 3:32:32 PM |
| the-financier814 | $25.00 | 8/20/2011 3:39:06 PM |
| kevinchu | $25.00 | 8/20/2011 3:43:51 PM |
| mrterrific | $31.98 | 8/21/2011 5:22:33 AM |
| zebra806 | $50.00 | 8/21/2011 6:43:42 AM |
| crawfingers | $25.00 | 8/21/2011 6:49:06 AM |
| Beverly_Hills_Lender | $25.00 | 8/20/2011 5:26:26 PM |
| speedy-point4 | $100.00 | 8/20/2011 5:39:01 PM |
| repayment-balancer824 | $25.00 | 8/20/2011 5:49:00 PM |
| spiff666 | $25.00 | 8/21/2011 8:27:28 AM |
| jtrue71 | $25.00 | 8/20/2011 6:34:35 PM |
| pawsitive | $35.00 | 8/20/2011 6:30:41 PM |
| matusky | $27.00 | 8/20/2011 8:35:30 PM |
| bouvierchamp | $35.00 | 8/20/2011 10:04:50 PM |
| forceful-duty178 | $50.00 | 8/20/2011 11:34:29 PM |
| vollynet | $98.00 | 8/21/2011 1:11:04 PM |
| blot44 | $25.00 | 8/21/2011 7:15:36 AM |
| sunny-dough9 | $200.00 | 8/21/2011 4:45:20 AM |
| MrDavid | $100.00 | 8/21/2011 1:21:21 PM |
| ManhattanLender | $25.00 | 8/21/2011 1:51:30 PM |
| SanJoser | $25.00 | 8/21/2011 9:30:16 AM |
| lm75 | $25.00 | 8/21/2011 4:43:01 PM |
| lucky6 | $25.00 | 8/21/2011 8:18:34 PM |
| RJN | $25.00 | 8/21/2011 1:23:27 PM |
| poisson17 | $25.00 | 8/21/2011 2:04:46 PM |
| theprince | $100.00 | 8/21/2011 2:29:54 PM |
| Rivervale_Westwood | $25.00 | 8/21/2011 2:28:25 PM |
| Anny-Disco | $25.00 | 8/22/2011 5:02:46 AM |
| no_agenda_lender | $50.00 | 8/21/2011 3:36:27 PM |
| a-logical-power | $50.00 | 8/22/2011 8:20:19 AM |
| math1973 | $50.00 | 8/21/2011 6:19:54 PM |
| first-euro-rapture | $25.00 | 8/21/2011 7:20:15 PM |
| emphatic-responsibility | $25.00 | 8/22/2011 9:46:05 AM |
| generous-deal6 | $50.00 | 8/21/2011 8:19:49 PM |
| fiddlerzvi | $25.00 | 8/22/2011 10:21:32 AM |
| BankOfBjoltus | $50.00 | 8/22/2011 6:16:46 AM |
| Banker3119 | $25.00 | 8/22/2011 6:34:45 AM |
| Katburg | $25.00 | 8/22/2011 7:11:59 AM |
| Digs | $25.00 | 8/22/2011 11:30:23 AM |
| stikman | $25.00 | 8/22/2011 7:56:23 AM |
| AsianDragon | $100.00 | 8/22/2011 9:16:57 AM |
| slp264 | $200.00 | 8/22/2011 9:30:03 AM |
| richboy56 | $25.00 | 8/22/2011 2:12:04 PM |
| revmax | $25.00 | 8/22/2011 10:39:57 AM |
| troile | $22.97 | 8/22/2011 4:48:09 PM |
| TommyTucker | $50.00 | 8/22/2011 11:36:49 AM |
| gopbernie | $25.00 | 8/22/2011 11:14:13 AM |
| porter22 | $25.00 | 8/22/2011 1:15:42 PM |
| CCLP2P | $35.00 | 8/22/2011 1:36:01 PM |
| mjsk | $25.00 | 8/22/2011 3:38:45 PM |
| Fiscally_Fit1 | $25.00 | 8/22/2011 4:24:01 PM |
| rockytop | $39.00 | 8/22/2011 4:26:15 PM |
| totoro | $25.00 | 8/18/2011 2:00:42 PM |
| tbrnet | $50.00 | 8/9/2011 7:16:03 AM |
| indomitable-coin | $25.00 | 8/9/2011 4:18:56 PM |
| gentle-gain235 | $200.00 | 8/9/2011 7:48:41 AM |
| Aimvest | $25.00 | 8/9/2011 9:21:39 PM |
| awwaww | $25.00 | 8/9/2011 9:29:54 PM |
| Warwick | $25.00 | 8/9/2011 9:54:25 PM |
| ansset | $50.00 | 8/10/2011 9:12:27 AM |
| availableloan | $25.00 | 8/9/2011 9:48:00 PM |
| FlexFunding | $43.00 | 8/10/2011 1:20:58 PM |
| velocity-solo | $30.00 | 8/10/2011 5:43:05 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:48 AM |
| best-friendly-fairness | $50.00 | 8/11/2011 10:24:45 AM |
| iolaire | $25.00 | 8/11/2011 11:02:43 AM |
| flexible-value | $75.00 | 8/11/2011 6:55:39 PM |
| suges | $100.00 | 8/11/2011 7:28:19 PM |
| truth-image | $50.00 | 8/12/2011 5:24:40 AM |
| IIP77 | $25.00 | 8/11/2011 8:08:58 PM |
| jubilant-trade6 | $25.00 | 8/12/2011 12:11:05 PM |
| GreenSun | $25.00 | 8/13/2011 5:19:06 AM |
| meux99 | $25.00 | 8/12/2011 8:59:12 PM |
| TrustPlus | $50.00 | 8/12/2011 10:39:36 PM |
| Cheburashka | $35.00 | 8/13/2011 5:53:17 AM |
| simplelender80 | $100.00 | 8/13/2011 9:37:13 AM |
| independent-revenue4 | $100.00 | 8/13/2011 5:01:37 PM |
| syounker | $25.00 | 8/13/2011 1:02:40 PM |
| credit-bank-usa611 | $100.00 | 8/14/2011 12:04:46 PM |
| Cashew6 | $50.00 | 8/14/2011 6:44:20 AM |
| skuba | $50.00 | 8/15/2011 3:50:24 AM |
| life-is-great | $25.00 | 8/14/2011 6:00:15 AM |
| orange-dollar-guild | $25.00 | 8/14/2011 10:12:12 PM |
| alydad1 | $25.00 | 8/14/2011 1:57:09 PM |
| CaptainBL | $50.00 | 8/15/2011 8:48:23 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:48 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:54 PM |
| otalon | $25.00 | 8/16/2011 11:50:50 AM |
| buddyelen | $26.00 | 8/16/2011 12:56:25 PM |
| figs4u2 | $100.00 | 8/16/2011 9:38:51 AM |
| ore-genius2 | $800.00 | 8/16/2011 3:01:24 PM |
| Ripsaw4U | $50.00 | 8/16/2011 1:20:00 PM |
| wtrboy | $25.00 | 8/17/2011 5:13:33 AM |
| broc78 | $25.00 | 8/17/2011 10:02:42 AM |
| Remiss | $50.00 | 8/17/2011 9:39:24 AM |
| exuberant-economy2 | $50.00 | 8/17/2011 8:46:58 AM |
| burgeoning-silver | $25.00 | 8/17/2011 12:15:20 PM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:55 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:17 PM |
| valiant-liberty4 | $25.00 | 8/17/2011 8:07:36 PM |
| aasx1108 | $25.00 | 8/17/2011 2:26:17 PM |
| pleasant-basis | $25.00 | 8/18/2011 7:37:02 AM |
| PaulW | $25.00 | 8/18/2011 8:23:27 AM |
| interest-splendor | $30.00 | 8/17/2011 7:27:46 PM |
| MTLoans | $25.00 | 8/17/2011 10:09:50 PM |
| Ivan2007 | $25.00 | 8/17/2011 8:12:24 PM |
| Curly-Girly | $25.00 | 8/18/2011 9:43:06 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:09 AM |
| budyzr | $25.00 | 8/18/2011 7:53:26 AM |
| kashikoe | $25.00 | 8/18/2011 1:40:34 PM |
| commerce-broker | $25.00 | 8/18/2011 3:55:36 PM |
| kind-cash-zone | $25.00 | 8/18/2011 4:50:06 PM |
| Relevance | $25.00 | 8/18/2011 9:58:34 AM |
| lenderrob | $50.00 | 8/18/2011 5:38:23 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:38 AM |
| systematic0 | $25.00 | 8/18/2011 6:08:03 PM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:30 AM |
| Guiren | $100.00 | 8/18/2011 12:42:52 PM |
| djlucas | $25.00 | 8/18/2011 7:59:28 PM |
| mighty-fairness5 | $25.00 | 8/18/2011 9:32:31 PM |
| SeaLoans | $25.00 | 8/18/2011 3:36:01 PM |
| Eagledrop | $25.00 | 8/18/2011 4:11:16 PM |
| george6791 | $25.00 | 8/18/2011 4:31:12 PM |
| donmacprosper | $25.00 | 8/19/2011 8:10:27 AM |
| dollars4debts | $25.00 | 8/18/2011 6:20:07 PM |
| rromanchuk | $25.00 | 8/19/2011 8:59:47 AM |
| SpareChangeHero | $25.00 | 8/18/2011 7:09:32 PM |
| Jofga | $25.00 | 8/18/2011 11:26:03 PM |
| durability-bandit1 | $50.00 | 8/18/2011 9:01:14 PM |
| vivid-return426 | $53.00 | 8/19/2011 10:33:10 AM |
| peb44 | $25.00 | 8/18/2011 9:55:41 PM |
| Woodworker57 | $45.00 | 8/19/2011 3:35:35 AM |
| runner262 | $25.00 | 8/19/2011 1:25:46 AM |
| iluvharibogummy | $100.00 | 8/19/2011 7:21:04 AM |
| orderly-finance6 | $50.00 | 8/19/2011 6:47:26 AM |
| radforj22 | $25.00 | 8/19/2011 7:04:20 AM |
| Daluca | $25.00 | 8/19/2011 7:16:35 AM |
| repaintandrepair | $25.00 | 8/19/2011 7:28:41 AM |
| rockstar73 | $25.00 | 8/19/2011 1:07:02 PM |
| nestegg4e | $25.00 | 8/19/2011 8:11:16 AM |
| SASBANK | $25.00 | 8/19/2011 1:44:06 PM |
| MadHun | $200.00 | 8/19/2011 9:12:43 AM |
| hrubinst | $50.00 | 8/19/2011 2:01:09 PM |
| Mookouw | $25.00 | 8/19/2011 9:41:45 AM |
| jey6941 | $25.00 | 8/19/2011 2:16:44 PM |
| irishcocacola | $25.94 | 8/19/2011 9:34:58 AM |
| PoliticinandNegotiatin | $25.00 | 8/19/2011 9:39:59 AM |
| pimienta | $25.00 | 8/19/2011 10:37:23 AM |
| themoneydoctor | $300.00 | 8/19/2011 10:14:02 AM |
| asset-maximizer | $25.00 | 8/19/2011 5:46:55 PM |
| prosha | $25.00 | 8/19/2011 1:24:15 PM |
| tolerant-fairness2 | $50.00 | 8/19/2011 1:27:17 PM |
| rate-negotiator | $25.00 | 8/19/2011 2:02:55 PM |
| murtaza | $50.00 | 8/19/2011 3:52:31 PM |
| Tenfutta | $50.00 | 8/20/2011 6:40:58 AM |
| a-finance-nirvana | $50.00 | 8/19/2011 5:09:09 PM |
| Opportunity4you | $26.00 | 8/19/2011 6:03:32 PM |
| reinforced-revenue069 | $25.00 | 8/20/2011 10:20:24 AM |
| income-thinker4 | $25.00 | 8/20/2011 12:03:39 AM |
| meenan | $50.00 | 8/20/2011 3:24:16 AM |
| WLenders | $50.00 | 8/19/2011 10:54:58 PM |
| penny-finder | $30.64 | 8/20/2011 11:45:09 AM |
| helpful-deal1 | $25.00 | 8/20/2011 4:53:51 AM |
| thomkozik | $25.00 | 8/20/2011 2:30:27 AM |
| djmjkelso | $50.00 | 8/20/2011 5:50:20 AM |
| MilitaryAV8R | $25.00 | 8/20/2011 6:02:24 AM |
| chibear34 | $25.00 | 8/20/2011 6:09:57 AM |
| fireboss | $43.21 | 8/20/2011 7:39:13 AM |
| Dollars4Rent | $25.00 | 8/20/2011 7:00:00 AM |
| GalileoBob | $65.00 | 8/20/2011 7:15:26 AM |
| peaceful-farmer | $50.00 | 8/20/2011 8:59:32 AM |
| unclejaef | $25.00 | 8/20/2011 3:18:59 PM |
| enigmallc | $25.00 | 8/20/2011 3:19:41 PM |
| leeball | $50.00 | 8/20/2011 9:52:29 AM |
| den067 | $25.00 | 8/20/2011 10:04:19 AM |
| jbaum | $25.00 | 8/20/2011 3:38:07 PM |
| cordial-affluence2 | $50.00 | 8/20/2011 10:42:48 AM |
| Preteur | $25.00 | 8/20/2011 2:17:00 PM |
| gold-disk | $25.00 | 8/20/2011 12:54:37 PM |
| astute-benjamins | $25.00 | 8/20/2011 2:30:03 PM |
| Fiimg | $50.00 | 8/20/2011 7:36:07 PM |
| kleinbrak | $25.00 | 8/20/2011 3:04:05 PM |
| frobin | $25.00 | 8/20/2011 8:08:33 PM |
| narblark | $25.00 | 8/20/2011 3:39:02 PM |
| pnace | $50.00 | 8/20/2011 3:35:25 PM |
| ejd2874 | $25.00 | 8/21/2011 3:37:41 AM |
| wicada | $50.00 | 8/20/2011 4:45:32 PM |
| truth-crusader7 | $150.00 | 8/20/2011 4:01:28 PM |
| jdrez | $25.00 | 8/20/2011 5:35:30 PM |
| devin57 | $25.00 | 8/21/2011 7:38:08 AM |
| a2190b | $36.00 | 8/20/2011 7:10:31 PM |
| DrStaff | $100.00 | 8/20/2011 8:34:55 PM |
| Rockymtnhi | $50.00 | 8/21/2011 11:11:24 AM |
| BobRand | $25.00 | 8/21/2011 11:35:53 AM |
| Strato | $25.00 | 8/20/2011 11:04:36 PM |
| Marathoner | $25.00 | 8/21/2011 11:37:41 AM |
| bouvierchamp | $25.00 | 8/20/2011 9:59:48 PM |
| Maggie3 | $50.00 | 8/21/2011 3:46:17 AM |
| AGSLending | $25.00 | 8/21/2011 7:54:13 AM |
| lendme2 | $100.00 | 8/21/2011 1:56:13 PM |
| aztec | $100.00 | 8/21/2011 7:10:27 AM |
| tj1683 | $25.00 | 8/21/2011 8:19:14 AM |
| pbeach05 | $25.00 | 8/21/2011 5:00:40 PM |
| ChicoBob | $25.00 | 8/21/2011 5:34:11 PM |
| heerzaquestion | $50.00 | 8/21/2011 10:32:52 AM |
| sabre79 | $35.00 | 8/21/2011 6:06:31 PM |
| Saab93 | $25.00 | 8/21/2011 11:10:18 AM |
| first-pragmatic-note | $25.00 | 8/21/2011 7:31:12 PM |
| currency-persimmon | $50.00 | 8/21/2011 1:58:29 PM |
| mlender | $25.00 | 8/21/2011 9:02:13 PM |
| ritwik | $50.00 | 8/21/2011 1:17:33 PM |
| JKEnterprises | $25.00 | 8/21/2011 1:22:10 PM |
| engaging-yield4 | $25.00 | 8/21/2011 11:17:25 PM |
| fmvaulter | $25.00 | 8/21/2011 11:40:21 PM |
| faldska | $25.00 | 8/22/2011 6:25:38 AM |
| grampy48 | $25.00 | 8/21/2011 5:48:48 PM |
| ItsJustMe79 | $25.00 | 8/21/2011 7:36:24 PM |
| SummitAdvisors | $200.00 | 8/21/2011 9:18:17 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:12 PM |
| point-promiser | $25.00 | 8/22/2011 10:12:58 AM |
| orbiter687 | $50.00 | 8/22/2011 10:26:39 AM |
| diversification-surge | $25.00 | 8/22/2011 7:26:42 AM |
| justinology | $25.00 | 8/22/2011 11:25:07 AM |
| heroic-payout9 | $25.00 | 8/22/2011 1:12:42 PM |
| green-trade-dolphin2 | $25.00 | 8/22/2011 9:29:42 AM |
| pwkpwk | $25.00 | 8/22/2011 9:42:38 AM |
| mtb_investing | $25.00 | 8/22/2011 1:39:03 PM |
| xphile | $75.00 | 8/22/2011 9:50:28 AM |
| orange-respectful-camaraderi | $25.00 | 8/22/2011 10:09:35 AM |
| Namrok | $25.00 | 8/22/2011 11:09:23 AM |
| currency-balancer | $25.00 | 8/22/2011 11:32:21 AM |
| loantigger | $25.00 | 8/22/2011 11:53:59 AM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:31 PM |
| organic-responsibility60 | $100.00 | 8/22/2011 12:56:02 PM |
| credit-orca | $25.00 | 8/22/2011 2:41:51 PM |
| rescue | $100.00 | 8/22/2011 3:44:07 PM |
| jga516 | $25.00 | 8/22/2011 3:57:16 PM |
| hapste | $25.00 | 8/22/2011 4:31:31 PM |
| 368 Investments
|
Borrower Payment Dependent Notes Series
520628
This series of Notes was issued and sold upon the funding of the borrower loan #52674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,278.70 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $172.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,409 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dollarapult7 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business growth
Purpose of loan:
This loan will be used to...Market and grow my business and improve cashflow. Home Health Company (www.univcare.org)
My financial situation:
I am a good candidate for this loan because...
Currently work my RN job.
Salary $57K
Business Cash projections for 3rd Qtr. Aug., $964, Sept. $1840, Oct.$2066
Monthly Business expenses: Mobile office $171, Insurances $240, Payroll Expenses $2800
Projected Receipts: Aug: $4400, Sept. $4966, Oct. $5500
Would like to be more aggressive in marketing, central office location and grow.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fervent-currency5 | $25.00 | 8/22/2011 3:02:17 PM |
| Investor_DP | $100.00 | 8/8/2011 5:02:17 PM |
| compoundinterest | $50.00 | 8/9/2011 9:04:23 AM |
| leverage-monger | $25.00 | 8/9/2011 9:19:09 AM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:34 PM |
| equitable-capital758 | $250.00 | 8/9/2011 2:18:38 PM |
| indomitable-coin | $25.00 | 8/10/2011 12:41:39 PM |
| uberrific | $75.00 | 8/11/2011 1:09:09 AM |
| simplelender80 | $100.00 | 8/13/2011 9:38:53 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:48 AM |
| independent-revenue4 | $50.00 | 8/15/2011 7:19:22 PM |
| yukongin | $25.00 | 8/16/2011 3:16:01 PM |
| genius520 | $50.00 | 8/16/2011 1:28:13 PM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:21 AM |
| minista | $25.00 | 8/17/2011 4:20:56 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:10 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:39 AM |
| sprinkler5 | $25.00 | 8/18/2011 6:03:16 AM |
| kriegs | $100.00 | 8/18/2011 5:10:31 PM |
| hitsman | $50.00 | 8/18/2011 10:58:43 AM |
| kyomoon | $50.00 | 8/18/2011 3:59:50 PM |
| littlemonkey | $25.00 | 8/18/2011 11:28:02 PM |
| first-favorite-bonus9 | $25.00 | 8/19/2011 6:32:54 AM |
| EngineersAlliance | $50.00 | 8/19/2011 6:42:17 AM |
| nalaari | $78.38 | 8/20/2011 8:20:21 AM |
| britgsb | $100.00 | 8/20/2011 10:49:11 AM |
| degster | $25.00 | 8/20/2011 11:46:56 AM |
| jdrez | $25.00 | 8/20/2011 5:35:30 PM |
| speedy-point4 | $100.00 | 8/20/2011 5:39:01 PM |
| vegibenz | $25.00 | 8/20/2011 9:08:11 PM |
| jbaum | $25.00 | 8/20/2011 3:38:11 PM |
| zebra806 | $50.00 | 8/21/2011 6:43:42 AM |
| djh47a | $25.00 | 8/21/2011 8:57:35 AM |
| djs81 | $50.00 | 8/20/2011 5:40:03 PM |
| showmethemoney22 | $50.00 | 8/21/2011 7:17:28 AM |
| MrDavid | $100.00 | 8/21/2011 1:21:22 PM |
| myworld701 | $25.00 | 8/21/2011 5:59:45 AM |
| otalon | $25.00 | 8/21/2011 3:08:27 PM |
| ramsba | $50.00 | 8/21/2011 6:00:42 PM |
| math1973 | $50.00 | 8/21/2011 6:19:54 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:03 PM |
| bid-lightning9 | $25.00 | 8/21/2011 12:32:47 PM |
| ritwik | $50.00 | 8/21/2011 1:23:27 PM |
| Anny-Disco | $25.00 | 8/22/2011 5:02:46 AM |
| Farm-Money-4-U | $25.00 | 8/21/2011 4:16:17 PM |
| Mark0135 | $25.00 | 8/22/2011 8:07:48 AM |
| first-pragmatic-note | $25.00 | 8/21/2011 7:31:13 PM |
| ItsJustMe79 | $25.00 | 8/21/2011 7:36:24 PM |
| ingenious-interest1 | $50.00 | 8/21/2011 9:21:07 PM |
| dollardave | $100.00 | 8/21/2011 10:47:15 PM |
| antlr | $50.00 | 8/21/2011 11:49:26 PM |
| currency-persimmon | $50.00 | 8/22/2011 5:24:28 AM |
| robust-return394 | $25.00 | 8/22/2011 7:41:39 AM |
| Oupa-George | $25.00 | 8/22/2011 11:00:59 AM |
| investment-tempo | $25.00 | 8/22/2011 11:19:31 AM |
| MCKT76210 | $25.00 | 8/22/2011 11:27:21 AM |
| MadHun | $200.00 | 8/22/2011 9:13:54 AM |
| worthy-bid8 | $50.00 | 8/22/2011 9:07:57 AM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:32 PM |
| porter22 | $25.00 | 8/22/2011 1:15:42 PM |
| pwkpwk | $25.00 | 8/22/2011 9:42:39 AM |
| orange-respectful-camaraderi | $25.00 | 8/22/2011 10:09:35 AM |
| fiddlerzvi | $25.00 | 8/22/2011 10:21:32 AM |
| MasterKey | $50.00 | 8/22/2011 10:23:39 AM |
| johannesfactotum | $42.12 | 8/22/2011 3:45:59 PM |
| IIP77 | $25.00 | 8/22/2011 3:58:23 PM |
| dragster442 | $75.00 | 8/22/2011 3:59:45 PM |
| oracle3 | $50.00 | 8/22/2011 4:36:05 PM |
| economy-huckleberry0 | $25.00 | 8/22/2011 10:45:59 AM |
| ctgscott | $25.00 | 8/22/2011 10:47:55 AM |
| NorthwestLoan1 | $25.00 | 8/22/2011 11:13:12 AM |
| Pairodimes | $30.00 | 8/22/2011 12:33:30 PM |
| jackbauer | $40.00 | 8/22/2011 2:02:55 PM |
| peaceful-bazaar497 | $25.00 | 8/22/2011 3:01:17 PM |
| caring-hope2 | $100.00 | 8/9/2011 4:20:31 AM |
| Bank_Of_XL | $25.00 | 8/9/2011 5:34:55 AM |
| availableloan | $25.00 | 8/9/2011 9:47:34 PM |
| houli123 | $100.00 | 8/10/2011 9:12:40 PM |
| Sneezie | $100.00 | 8/12/2011 2:26:38 PM |
| moola-gargantuan9 | $50.00 | 8/12/2011 6:38:13 PM |
| disaster13 | $50.00 | 8/13/2011 7:33:56 AM |
| herbyman | $50.00 | 8/13/2011 10:07:06 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:05 PM |
| Bcs-cnc | $25.00 | 8/16/2011 1:11:35 PM |
| hostbank | $100.00 | 8/16/2011 1:25:55 PM |
| 77dowplace | $29.23 | 8/16/2011 5:49:28 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:49 AM |
| figs4u2 | $100.00 | 8/16/2011 7:39:41 PM |
| tokenentry | $50.00 | 8/17/2011 1:06:35 PM |
| mizount | $25.00 | 8/17/2011 2:12:51 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:18 PM |
| PLending | $64.00 | 8/18/2011 7:40:51 AM |
| don8ter | $25.00 | 8/18/2011 4:49:56 AM |
| nickel-ferret | $50.00 | 8/18/2011 9:15:57 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:45 PM |
| themoneydoctor | $400.00 | 8/19/2011 10:24:12 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:31 AM |
| radforj22 | $25.00 | 8/19/2011 7:04:22 AM |
| hrubinst | $50.00 | 8/19/2011 2:01:10 PM |
| finance-symphony7 | $100.00 | 8/19/2011 7:02:30 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:40 PM |
| wise-silver-wonder | $25.00 | 8/19/2011 1:33:58 PM |
| meenan | $50.00 | 8/20/2011 3:24:17 AM |
| value-wind0 | $50.00 | 8/20/2011 9:37:31 AM |
| lounges | $25.00 | 8/20/2011 6:39:22 AM |
| narblark | $25.00 | 8/20/2011 3:39:02 PM |
| frobin | $25.00 | 8/20/2011 8:08:34 PM |
| truth-crusader7 | $150.00 | 8/20/2011 4:01:28 PM |
| fund-medalist171 | $30.00 | 8/21/2011 8:10:02 AM |
| ml13 | $35.97 | 8/21/2011 8:14:27 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:25 AM |
| Sibelius2 | $25.00 | 8/21/2011 6:49:26 PM |
| Marathoner | $25.00 | 8/21/2011 11:37:41 AM |
| lendme2 | $100.00 | 8/21/2011 1:58:39 PM |
| engaging-yield4 | $25.00 | 8/21/2011 11:17:25 PM |
| wildsf | $25.00 | 8/21/2011 3:07:28 PM |
| ChicoBob | $25.00 | 8/21/2011 5:34:11 PM |
| OldFriend | $25.00 | 8/21/2011 4:10:16 PM |
| Palacios | $50.00 | 8/21/2011 5:46:15 PM |
| smart-kindness8 | $25.00 | 8/21/2011 6:22:21 PM |
| Canapopa | $150.00 | 8/22/2011 8:02:40 AM |
| samo102us | $25.00 | 8/22/2011 9:02:36 AM |
| generous-deal6 | $50.00 | 8/21/2011 8:19:49 PM |
| atbright | $25.00 | 8/22/2011 10:12:22 AM |
| pbo922 | $25.00 | 8/22/2011 10:22:38 AM |
| gopbernie | $25.00 | 8/22/2011 11:14:14 AM |
| justinology | $25.00 | 8/22/2011 11:26:00 AM |
| stollcm | $25.00 | 8/22/2011 11:41:00 AM |
| bessbird | $40.00 | 8/22/2011 11:41:08 AM |
| emphatic-responsibility | $25.00 | 8/22/2011 9:46:05 AM |
| point-promiser | $25.00 | 8/22/2011 10:12:58 AM |
| revmax | $25.00 | 8/22/2011 10:39:58 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:44:54 AM |
| donmacprosper | $25.00 | 8/22/2011 4:31:38 PM |
| loantigger | $25.00 | 8/22/2011 11:54:00 AM |
| currency-balancer | $25.00 | 8/22/2011 11:32:22 AM |
| grf1945 | $25.00 | 8/22/2011 1:07:10 PM |
| Soothsayer | $39.00 | 8/22/2011 1:11:52 PM |
| Ducatiman1978 | $25.00 | 8/22/2011 12:46:45 PM |
| astute-benjamins | $25.00 | 8/22/2011 2:34:29 PM |
| richboy56 | $25.00 | 8/22/2011 2:12:04 PM |
| rescue | $100.00 | 8/22/2011 3:44:08 PM |
| STLLAB-MO | $25.00 | 8/22/2011 3:24:08 PM |
| jga516 | $25.00 | 8/22/2011 3:57:17 PM |
| thepillowsack | $25.00 | 8/22/2011 4:55:32 PM |
| 145 Investments
|
Borrower Payment Dependent Notes Series
520670
This series of Notes was issued and sold upon the funding of the borrower loan #52478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,166.20 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $210.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 7m |
|
Amount delinquent:
| $22,889 |
Total credit lines:
| 17 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,437 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| revenue-path4 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Largemouth
Purpose of loan: We had asked for $10,500 to start and Italian Ice Business in Oklahoma. However, we have readjusted our plans and believe we can do it for much less. This $5,500 will be used to buy some equipment and inventory. Our goal is to teach our children about business, sales, accounting, and marketing.
My financial situation: About two years ago I was without income for over eight months. At same time my wife was diagnosed with cancer and given six months to live. We fell a couple of months behind on our mortgage and by the time I got a job the servicer started foreclosure proceedings against us. We have counter sued the servicer for wrongful foreclosure.
Monthly net income:$3200 +
Monthly expenses: $2100
Housing: $
Insurance: $
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/9/2011 5:01:38 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:30 PM |
| enchanted-truth264 | $25.00 | 8/13/2011 7:44:40 PM |
| powerlifter275 | $25.00 | 8/13/2011 11:48:58 AM |
| social-trumpet | $25.00 | 8/13/2011 2:20:13 PM |
| wise-deal-panda | $50.00 | 8/13/2011 8:04:08 PM |
| Kether | $25.00 | 8/14/2011 1:41:52 PM |
| lean-trade178 | $25.00 | 8/14/2011 12:33:06 PM |
| logical-investment4 | $25.00 | 8/15/2011 10:21:37 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:32 AM |
| Mariner3605 | $25.00 | 8/15/2011 9:09:35 PM |
| blue-goal-deal | $25.00 | 8/16/2011 12:46:02 PM |
| stock106 | $25.00 | 8/16/2011 12:07:52 PM |
| the-discrete-income | $25.00 | 8/17/2011 8:07:36 AM |
| mpatrick | $50.00 | 8/17/2011 9:08:35 AM |
| nickel_finder | $25.00 | 8/17/2011 10:26:09 AM |
| treasure-generator | $25.00 | 8/17/2011 1:54:41 PM |
| mercuriant | $25.00 | 8/18/2011 10:23:16 AM |
| rakem777 | $25.00 | 8/18/2011 7:21:17 AM |
| diversification-medalist | $25.00 | 8/18/2011 8:39:19 PM |
| desertoasis | $25.00 | 8/20/2011 9:14:17 AM |
| open-dough6 | $25.00 | 8/20/2011 10:20:16 AM |
| handy-justice | $50.00 | 8/20/2011 7:31:44 PM |
| m0rlock | $500.00 | 8/20/2011 3:18:59 PM |
| investorguy3000 | $50.00 | 8/21/2011 7:42:03 AM |
| financial-frenzy | $50.00 | 8/21/2011 2:59:48 PM |
| head | $25.00 | 8/21/2011 10:34:09 AM |
| enthusiastic-ore5 | $26.43 | 8/21/2011 12:44:56 PM |
| orgy63 | $25.00 | 8/22/2011 9:24:40 AM |
| floridass | $25.00 | 8/22/2011 9:56:44 AM |
| antlr | $50.00 | 8/21/2011 11:49:29 PM |
| coin-entrepreneur | $25.00 | 8/22/2011 5:24:41 AM |
| basis-wizard8 | $50.00 | 8/22/2011 7:41:20 AM |
| MadHun | $200.00 | 8/22/2011 9:13:55 AM |
| djmgd790 | $50.00 | 8/22/2011 9:32:59 AM |
| Zane314 | $200.00 | 8/22/2011 4:20:38 PM |
| swandeezl | $25.00 | 8/22/2011 10:46:43 AM |
| GoodLuckLender | $50.00 | 8/22/2011 5:12:17 PM |
| dragster442 | $30.00 | 8/22/2011 5:15:52 PM |
| Importexport | $50.00 | 8/22/2011 12:45:34 PM |
| tremendous-payment | $25.00 | 8/22/2011 7:48:21 PM |
| wwwUniversal | $25.00 | 8/22/2011 10:20:32 PM |
| finance-mushroom | $100.00 | 8/22/2011 5:11:18 PM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:50 PM |
| TrekTune | $25.00 | 8/23/2011 5:16:17 AM |
| coin-investor | $25.00 | 8/22/2011 5:27:25 PM |
| eronyc | $25.00 | 8/23/2011 5:22:42 AM |
| javelin0 | $50.00 | 8/22/2011 5:35:44 PM |
| be_wise | $25.00 | 8/22/2011 6:42:11 PM |
| economy-producer | $25.00 | 8/23/2011 8:13:04 AM |
| Toby1montana | $25.00 | 8/23/2011 8:18:04 AM |
| CoyoteJack | $50.00 | 8/23/2011 4:42:25 AM |
| grf1945 | $25.00 | 8/23/2011 4:52:24 AM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:44 PM |
| diplomatic-wealth7 | $25.00 | 8/11/2011 4:15:57 PM |
| afterhours | $25.00 | 8/13/2011 7:51:38 PM |
| mlj0671 | $25.00 | 8/13/2011 12:25:30 PM |
| Dubbs360 | $200.00 | 8/14/2011 8:57:37 AM |
| alaskanbearcub | $25.00 | 8/14/2011 5:39:14 PM |
| HelpfulLender1 | $25.00 | 8/14/2011 5:52:40 PM |
| shrewd-peace7 | $25.00 | 8/13/2011 11:28:09 PM |
| competent-p2p | $30.00 | 8/15/2011 6:48:28 AM |
| radiant-fund | $50.00 | 8/15/2011 7:29:20 AM |
| mountainpeak | $25.00 | 8/16/2011 4:12:49 PM |
| Weaverville | $25.00 | 8/17/2011 1:01:53 PM |
| hitsman | $50.00 | 8/18/2011 10:58:46 AM |
| GCInvestments | $28.00 | 8/18/2011 2:39:39 PM |
| newest-inspiring-power | $40.00 | 8/18/2011 1:55:48 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:42 PM |
| Nojukbong | $100.00 | 8/19/2011 5:52:58 PM |
| payout-achievement | $50.00 | 8/20/2011 12:10:29 PM |
| the-silver-blaster | $70.00 | 8/20/2011 8:12:42 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:29 AM |
| hurricanefever | $50.00 | 8/21/2011 7:30:23 PM |
| allotment464 | $40.00 | 8/22/2011 6:15:33 AM |
| kind-credit-bear | $25.40 | 8/22/2011 6:15:41 AM |
| dedicated-transaction796 | $29.00 | 8/22/2011 11:06:00 AM |
| indomitable-dedication | $50.00 | 8/22/2011 7:38:53 AM |
| FASTIZIO_P | $25.00 | 8/22/2011 8:45:24 AM |
| community-platoon8 | $35.00 | 8/22/2011 10:11:45 AM |
| power-bluebird2 | $25.00 | 8/22/2011 3:41:13 PM |
| rescue | $100.00 | 8/22/2011 3:44:08 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:44:56 AM |
| asiaratt | $50.00 | 8/22/2011 5:08:55 PM |
| generous-credit | $26.00 | 8/22/2011 11:17:42 AM |
| best-basis-trooper | $25.00 | 8/22/2011 12:24:23 PM |
| Ducatiman1978 | $25.00 | 8/22/2011 12:46:45 PM |
| nalaari | $25.00 | 8/22/2011 12:04:58 PM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:33 PM |
| irrelevant | $25.00 | 8/22/2011 7:05:35 PM |
| drg6289 | $25.00 | 8/22/2011 7:56:44 PM |
| money-banker867 | $25.00 | 8/22/2011 8:11:40 PM |
| rapid-credit428 | $25.00 | 8/22/2011 8:15:33 PM |
| velocity-pear | $50.00 | 8/22/2011 4:21:37 PM |
| mike279766 | $33.00 | 8/22/2011 9:31:07 PM |
| ursus | $50.00 | 8/22/2011 5:09:16 PM |
| handshake5 | $100.00 | 8/22/2011 5:12:45 PM |
| flexible-fund6 | $25.00 | 8/22/2011 5:19:44 PM |
| treasure-bliss | $25.00 | 8/23/2011 6:50:16 AM |
| muirheaj | $25.00 | 8/23/2011 6:56:33 AM |
| JiggaJoeyS | $49.00 | 8/22/2011 6:40:03 PM |
| p2ploan-charmer | $25.00 | 8/22/2011 10:37:33 PM |
| IIP77 | $28.97 | 8/23/2011 2:58:13 AM |
| Miklot | $75.00 | 8/23/2011 1:26:05 AM |
| cropdust3r | $25.00 | 8/23/2011 5:20:07 AM |
| nodrivelpls | $25.00 | 8/23/2011 5:50:01 AM |
| GGreg799 | $25.00 | 8/23/2011 6:32:07 AM |
| MaxGates | $25.40 | 8/23/2011 7:01:18 AM |
| orange-preeminant-bill | $25.00 | 8/23/2011 6:59:46 AM |
| 109 Investments
|
Borrower Payment Dependent Notes Series
520674
This series of Notes was issued and sold upon the funding of the borrower loan #52587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,383.74 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $234.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1980 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,540 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transaction-system8 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
owner
Purpose of loan: inventory for business
This loan will be used to...parts and inventory
My financial situation: steady
I am a good candidate for this loan because...I am surviving but need some capital for inventory to grow.
Monthly net income: $4400
Monthly expenses: $
Housing: $785
Insurance: $300
Car expenses: $0
Utilities: $400
Phone, cable, internet: $400
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
200 misc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/8/2011 5:01:59 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:40 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:30 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:50 AM |
| asiaratt | $50.00 | 8/17/2011 9:09:19 AM |
| chererat | $100.00 | 8/17/2011 11:57:58 AM |
| CreditBuilder2 | $25.00 | 8/17/2011 10:33:55 AM |
| Dubbs360 | $200.00 | 8/17/2011 12:32:47 PM |
| fundenstein | $25.00 | 8/17/2011 8:10:10 PM |
| setUup | $26.28 | 8/17/2011 9:00:21 PM |
| kingbob | $25.01 | 8/18/2011 9:03:51 AM |
| finance-amusement4 | $100.00 | 8/18/2011 9:10:33 AM |
| Charlie0084 | $25.00 | 8/19/2011 6:28:29 AM |
| jebber007 | $30.00 | 8/18/2011 7:13:17 PM |
| economy-producer | $25.00 | 8/18/2011 6:39:02 PM |
| gtdane | $33.62 | 8/19/2011 9:30:30 AM |
| diversification-medalist | $25.00 | 8/18/2011 8:36:57 PM |
| stock106 | $25.00 | 8/19/2011 12:49:47 PM |
| wattboy | $35.75 | 8/20/2011 6:00:23 AM |
| bluestarman08 | $35.00 | 8/20/2011 8:27:00 AM |
| ddog0224 | $50.00 | 8/19/2011 7:12:25 PM |
| Dubbs360 | $100.00 | 8/19/2011 8:34:27 PM |
| Risk_71 | $25.00 | 8/20/2011 1:59:29 PM |
| wonderous-velocity1 | $100.00 | 8/20/2011 9:15:51 AM |
| deal-pioneer1 | $25.00 | 8/20/2011 4:37:42 PM |
| social-conductor4 | $25.00 | 8/20/2011 5:43:47 PM |
| gain-expert | $25.00 | 8/20/2011 9:49:33 PM |
| theprince | $25.00 | 8/21/2011 2:29:19 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:29 AM |
| head | $25.00 | 8/21/2011 10:32:40 AM |
| return-venture1 | $268.30 | 8/21/2011 2:01:17 PM |
| B2152 | $25.00 | 8/22/2011 4:53:05 AM |
| careful-note1 | $44.95 | 8/22/2011 5:05:19 AM |
| neutrino6 | $25.00 | 8/21/2011 4:07:08 PM |
| loot-goliath | $27.00 | 8/21/2011 4:08:57 PM |
| FASTIZIO_P | $25.00 | 8/22/2011 8:45:24 AM |
| Zane314 | $100.00 | 8/21/2011 9:28:13 PM |
| kind-credit-bear | $25.40 | 8/22/2011 6:15:41 AM |
| Pu239 | $70.00 | 8/22/2011 7:29:44 AM |
| dedicated-transaction796 | $29.00 | 8/22/2011 11:05:59 AM |
| eronyc | $25.00 | 8/22/2011 7:27:52 AM |
| MTF | $50.00 | 8/22/2011 8:48:03 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:25 PM |
| lean-trade178 | $25.00 | 8/14/2011 12:40:42 PM |
| finance-mushroom | $100.00 | 8/16/2011 1:28:54 PM |
| Zane314 | $200.00 | 8/17/2011 4:59:49 PM |
| euro-spark | $25.00 | 8/17/2011 6:35:37 PM |
| jmichael23 | $40.43 | 8/17/2011 6:56:24 PM |
| afterhours | $25.00 | 8/17/2011 4:28:52 PM |
| timbob | $200.00 | 8/17/2011 5:42:44 PM |
| impala6464 | $100.00 | 8/17/2011 6:01:48 PM |
| gold-cluster | $50.00 | 8/18/2011 6:25:22 AM |
| Something-Corporate | $25.00 | 8/17/2011 10:27:57 PM |
| lend4life13 | $50.00 | 8/18/2011 9:37:27 AM |
| Investoman | $100.00 | 8/18/2011 8:22:07 PM |
| zorg77 | $25.00 | 8/18/2011 12:09:55 PM |
| handy-justice | $50.00 | 8/18/2011 8:58:05 PM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:50:37 PM |
| bazaar-magma | $75.00 | 8/18/2011 11:15:22 PM |
| nycfinance | $25.00 | 8/19/2011 11:29:52 AM |
| capital-halo1 | $956.00 | 8/19/2011 9:11:27 AM |
| kind-finance-burrito | $25.00 | 8/19/2011 6:47:15 PM |
| wise-deal-panda | $50.00 | 8/20/2011 1:01:12 PM |
| credit-bank-usa611 | $50.00 | 8/20/2011 1:09:31 PM |
| gimincorp | $25.00 | 8/21/2011 6:50:22 AM |
| worldly-community3 | $50.00 | 8/20/2011 7:08:41 PM |
| Alittleluck | $50.00 | 8/21/2011 9:30:59 AM |
| stock106 | $25.00 | 8/21/2011 9:46:12 AM |
| sensible-order2 | $150.00 | 8/21/2011 10:14:49 AM |
| dudebrah | $25.00 | 8/21/2011 6:04:36 PM |
| funtwosay | $25.00 | 8/21/2011 11:16:59 PM |
| nayrb5 | $32.00 | 8/21/2011 4:55:56 PM |
| basis-wizard8 | $50.00 | 8/22/2011 7:37:49 AM |
| Sibelius2 | $25.00 | 8/21/2011 6:49:26 PM |
| zippy-listing8 | $30.00 | 8/21/2011 5:44:57 PM |
| floridass | $25.00 | 8/22/2011 9:56:44 AM |
| 12Knocksinna | $25.00 | 8/22/2011 4:17:09 AM |
| indomitable-dedication | $50.00 | 8/22/2011 7:34:10 AM |
| irrelevant | $25.00 | 8/22/2011 10:05:20 AM |
| goat0 | $50.00 | 8/22/2011 3:51:14 PM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
520682
This series of Notes was issued and sold upon the funding of the borrower loan #52650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $238.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $205 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gentle-penny0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off consolidated education loans and finance a trip back home (Asia) for my sister's wedding.
My financial situation:
I am a good candidate for this loan because I have very good credit and a steady income. My monthly expenses are low and I am good with money/planning (working as a Senior Financial Analyst).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suges | $50.00 | 8/12/2011 12:13:29 PM |
| gentle-gain235 | $200.00 | 8/12/2011 10:03:06 AM |
| KADENA462 | $25.00 | 8/12/2011 3:36:58 PM |
| availableloan | $25.00 | 8/12/2011 7:18:44 PM |
| simplelender80 | $100.00 | 8/13/2011 9:39:03 AM |
| subtle-revenue0 | $50.00 | 8/13/2011 7:25:15 AM |
| Rivervale_Westwood | $25.00 | 8/15/2011 6:49:13 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:14 AM |
| bkb7484 | $30.00 | 8/15/2011 8:29:27 PM |
| houli123 | $100.00 | 8/16/2011 8:28:32 AM |
| jazz619 | $25.00 | 8/16/2011 8:23:51 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:58 PM |
| Brown98 | $25.00 | 8/17/2011 7:37:18 PM |
| don8ter | $25.00 | 8/18/2011 4:50:16 AM |
| herbyman | $50.00 | 8/18/2011 11:24:58 AM |
| SolarMoonshine | $25.00 | 8/18/2011 5:23:47 PM |
| friendinmoney | $35.23 | 8/19/2011 8:44:03 AM |
| marketplace-hut9 | $50.00 | 8/19/2011 5:11:27 PM |
| themoneydoctor | $300.00 | 8/19/2011 10:46:55 AM |
| Sneezie | $100.00 | 8/19/2011 1:27:09 PM |
| Proactive-Financial-Lending | $25.00 | 8/20/2011 3:13:16 AM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:36 PM |
| axl163 | $25.00 | 8/19/2011 5:44:51 PM |
| whitegold24k | $250.00 | 8/20/2011 8:00:27 AM |
| 77dowplace | $30.00 | 8/20/2011 2:04:23 PM |
| sentimental-silver7 | $25.00 | 8/21/2011 7:43:08 AM |
| blot44 | $25.00 | 8/21/2011 7:26:18 AM |
| djh47a | $25.00 | 8/21/2011 8:57:41 AM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:09 PM |
| atbright | $25.00 | 8/22/2011 10:12:29 AM |
| rescue | $100.00 | 8/22/2011 3:44:30 PM |
| Binkass22 | $100.00 | 8/22/2011 7:34:00 PM |
| penguino | $100.00 | 8/22/2011 4:14:06 PM |
| interstellar | $75.00 | 8/23/2011 6:16:19 AM |
| j2ee | $25.00 | 8/22/2011 7:37:51 PM |
| dospapalotes | $25.00 | 8/22/2011 6:42:50 PM |
| moola-gargantuan9 | $50.00 | 8/23/2011 6:46:30 AM |
| Tingali | $25.00 | 8/23/2011 6:54:07 AM |
| best-friendly-fairness | $50.00 | 8/23/2011 11:12:32 AM |
| ideal-platinum1 | $50.00 | 8/23/2011 7:45:39 AM |
| britgsb | $200.00 | 8/23/2011 8:03:13 AM |
| janeybooboo | $300.00 | 8/23/2011 1:13:53 PM |
| EA_Pokerking | $25.00 | 8/23/2011 10:57:14 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:46 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:19 AM |
| auctionator1 | $25.00 | 8/23/2011 12:41:35 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:35 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:14 PM |
| BxRealtor | $25.00 | 8/23/2011 8:52:44 PM |
| nickel-balance | $25.00 | 8/24/2011 7:05:38 AM |
| buffalobills | $25.00 | 8/24/2011 7:41:23 AM |
| haryassman | $25.00 | 8/23/2011 8:23:36 PM |
| a-finance-nirvana | $25.00 | 8/24/2011 7:57:43 AM |
| listing-renaissance5 | $100.00 | 8/23/2011 8:56:11 PM |
| principal-molecule2 | $25.00 | 8/23/2011 9:53:02 PM |
| TrustPlus | $50.00 | 8/23/2011 10:00:09 PM |
| PaulW | $25.00 | 8/24/2011 3:43:04 AM |
| elvisloans | $25.00 | 8/24/2011 6:36:49 AM |
| bahmoose | $54.14 | 8/24/2011 8:26:59 AM |
| janeybooboo | $100.00 | 8/12/2011 9:15:41 AM |
| indomitable-coin | $25.00 | 8/12/2011 10:58:15 AM |
| coin-trumpet | $25.00 | 8/12/2011 4:15:37 PM |
| setUup | $27.76 | 8/13/2011 6:20:54 AM |
| cristy05 | $25.00 | 8/13/2011 1:38:52 PM |
| rpg | $30.00 | 8/13/2011 4:02:16 PM |
| john0720 | $50.00 | 8/15/2011 6:25:43 AM |
| caring-hope2 | $100.00 | 8/14/2011 10:32:10 AM |
| Syzygy | $25.00 | 8/15/2011 10:02:36 AM |
| compoundinterest | $50.00 | 8/15/2011 12:02:29 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:11 PM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:40 PM |
| green-trade-dolphin2 | $25.00 | 8/16/2011 9:50:35 AM |
| cerebral-dollar773 | $500.00 | 8/17/2011 8:10:09 AM |
| hostbank | $30.00 | 8/17/2011 9:08:36 AM |
| gain-mountain1 | $100.00 | 8/18/2011 7:38:56 AM |
| Guiren | $118.67 | 8/18/2011 12:49:14 PM |
| Weaverville | $50.00 | 8/18/2011 9:34:26 AM |
| hitsman | $50.00 | 8/18/2011 10:59:15 AM |
| genius520 | $50.00 | 8/18/2011 5:09:27 PM |
| CFOGO | $25.00 | 8/19/2011 5:07:01 AM |
| top-epic-community | $50.00 | 8/19/2011 10:55:22 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:49 AM |
| Leshan | $25.00 | 8/20/2011 9:03:42 AM |
| penny-finder | $30.00 | 8/20/2011 12:02:25 PM |
| jbaum | $25.00 | 8/20/2011 3:38:23 PM |
| frobin | $25.00 | 8/20/2011 8:08:46 PM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:35 AM |
| MadHun | $200.00 | 8/21/2011 12:13:18 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:11 PM |
| iq8w7ht | $25.00 | 8/21/2011 4:04:45 PM |
| BankofPete | $25.00 | 8/22/2011 7:48:08 AM |
| steven3333 | $25.00 | 8/21/2011 5:42:16 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:22 PM |
| rdrloan | $50.00 | 8/22/2011 7:54:04 AM |
| goat0 | $100.00 | 8/22/2011 9:14:01 AM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:10 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:20 AM |
| economy-huckleberry0 | $25.00 | 8/22/2011 10:48:19 AM |
| jarf | $25.00 | 8/22/2011 8:27:35 PM |
| QsDad | $25.00 | 8/22/2011 5:49:42 PM |
| weiyinsan | $30.00 | 8/22/2011 9:02:36 PM |
| sflawya | $25.00 | 8/23/2011 6:09:57 AM |
| Clambake | $50.00 | 8/23/2011 7:02:09 AM |
| economy-tuba7 | $100.00 | 8/23/2011 11:59:34 AM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:14 AM |
| newest-funds-powerplant | $25.00 | 8/23/2011 12:32:32 PM |
| Cherrypicker | $50.00 | 8/23/2011 10:23:32 AM |
| cash-queen | $25.63 | 8/23/2011 12:07:59 PM |
| radforj22 | $25.00 | 8/23/2011 2:02:07 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:15 PM |
| market-pudding | $25.00 | 8/23/2011 2:28:52 PM |
| jescowa | $50.00 | 8/23/2011 3:37:57 PM |
| mar97 | $25.00 | 8/23/2011 4:21:29 PM |
| pfh | $25.00 | 8/24/2011 5:32:10 AM |
| BigLinCT | $25.00 | 8/24/2011 6:19:19 AM |
| Gibbyland | $100.00 | 8/23/2011 10:39:14 PM |
| ClearLake | $25.00 | 8/24/2011 6:16:56 AM |
| economy-popcorn | $25.00 | 8/24/2011 5:53:45 AM |
| leverage-monger | $33.57 | 8/24/2011 8:53:43 AM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
520830
This series of Notes was issued and sold upon the funding of the borrower loan #52543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,173.99 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $181.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
3 | Length of status: | 8y 5m |
|
Amount delinquent:
| $614 |
Total credit lines:
| 14 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $1,912 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| adorable-deal059 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Biker Chick
Purpose of loan:
This loan will be used to...Purchase a motorcycle
My financial situation: Good
I am a good candidate for this loan because... I pay my bills on time
Monthly net income: $3,000
Monthly expenses: $1800.00
Housing: $850.
Insurance: $ 62.00
Car expenses: $200.
Utilities: $70.
Phone, cable, internet: $162.
Food, entertainment: $ 75.00
Clothing, household expenses: $50.
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/9/2011 9:01:53 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:54 AM |
| asiaratt | $46.00 | 8/17/2011 9:09:20 AM |
| luzonct | $100.00 | 8/18/2011 3:31:29 PM |
| kind-diligent-coin | $26.00 | 8/18/2011 4:34:03 PM |
| coasterman | $25.00 | 8/19/2011 8:24:05 AM |
| Investoman | $100.00 | 8/18/2011 8:22:10 PM |
| diversification-medalist | $25.00 | 8/18/2011 8:37:52 PM |
| dws2380 | $25.00 | 8/19/2011 12:16:14 PM |
| kingbob | $25.01 | 8/19/2011 8:41:26 AM |
| Art818 | $25.00 | 8/19/2011 9:46:51 AM |
| point-promiser | $25.00 | 8/19/2011 1:18:28 PM |
| Malkial | $25.00 | 8/20/2011 7:11:44 AM |
| thoughtful-contract984 | $25.00 | 8/20/2011 12:47:23 PM |
| tender-ore | $25.31 | 8/20/2011 9:19:53 PM |
| truth-trapper | $25.00 | 8/20/2011 6:06:14 PM |
| moola-accelerator6 | $25.00 | 8/21/2011 10:55:28 AM |
| cac1966 | $25.00 | 8/21/2011 12:20:11 PM |
| green-trade-dolphin | $25.00 | 8/21/2011 5:58:17 AM |
| irrelevant | $25.00 | 8/21/2011 2:05:11 PM |
| all_of_that_one | $40.00 | 8/21/2011 7:16:07 AM |
| gristle_mcthornbody | $25.00 | 8/21/2011 8:39:34 AM |
| fundenstein | $25.00 | 8/21/2011 9:58:23 AM |
| capital-halo1 | $1,000.00 | 8/21/2011 12:11:51 PM |
| smallbizrule | $25.00 | 8/21/2011 12:22:53 PM |
| handy-justice | $50.00 | 8/21/2011 8:29:50 PM |
| theprince | $25.00 | 8/21/2011 2:29:19 PM |
| Rulea72 | $25.00 | 8/22/2011 7:21:00 AM |
| eronyc | $25.00 | 8/22/2011 9:21:36 AM |
| floridass | $25.00 | 8/22/2011 9:56:45 AM |
| coffeecup | $30.00 | 8/23/2011 7:00:59 AM |
| smart-exchange4 | $80.00 | 8/23/2011 6:42:16 AM |
| leverage-monger | $25.00 | 8/23/2011 6:30:04 AM |
| bonafide-asset8 | $50.00 | 8/23/2011 7:44:57 AM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:45 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:32 PM |
| lean-trade178 | $25.00 | 8/14/2011 12:43:37 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:32 AM |
| finance-mushroom | $100.00 | 8/16/2011 1:28:56 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:54 AM |
| money-baron | $25.00 | 8/18/2011 4:35:26 AM |
| capital-zoo | $50.00 | 8/18/2011 4:02:06 PM |
| Dubbs360 | $200.00 | 8/18/2011 1:12:07 PM |
| VJ_Financial | $26.27 | 8/18/2011 3:11:19 PM |
| kind-efficient-credit | $30.00 | 8/18/2011 9:25:44 PM |
| ddog0224 | $25.00 | 8/19/2011 7:09:21 PM |
| bmbanzai | $25.00 | 8/19/2011 8:51:41 PM |
| Dubbs360 | $100.00 | 8/19/2011 9:08:02 PM |
| red-favorable-basis | $25.00 | 8/19/2011 5:10:13 PM |
| best-basis-trooper | $25.00 | 8/19/2011 6:02:14 PM |
| Peacepower | $25.00 | 8/19/2011 7:37:12 PM |
| SolarMoonshine | $25.00 | 8/20/2011 5:30:53 AM |
| westcoastsun | $50.00 | 8/20/2011 3:31:41 PM |
| m0rlock | $200.00 | 8/20/2011 3:16:11 PM |
| IIP77 | $25.00 | 8/20/2011 3:35:23 PM |
| crippledcircus | $25.00 | 8/21/2011 7:54:02 AM |
| Jack55304 | $200.00 | 8/21/2011 9:26:30 AM |
| sensible-order2 | $150.00 | 8/21/2011 10:10:14 AM |
| grampy48 | $25.00 | 8/21/2011 5:51:01 PM |
| kind-credit-bear | $25.40 | 8/22/2011 6:15:41 AM |
| niss615 | $100.00 | 8/22/2011 11:20:14 AM |
| FASTIZIO_P | $25.00 | 8/22/2011 8:45:25 AM |
| Fiscally_Fit1 | $25.00 | 8/22/2011 4:34:30 PM |
| impala6464 | $70.00 | 8/22/2011 5:30:04 PM |
| nodrivelpls | $25.00 | 8/23/2011 5:50:01 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
521112
This series of Notes was issued and sold upon the funding of the borrower loan #52573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,109.03 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $264.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,544 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benevolent-silver1 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...consolidate bank loans
My financial situation: running out of money
I am a good candidate for this loan because..i work on family farm, cash only and dont have paycheck stub to show local banks my income.. i make 1500 a month.. but have nothing to show for it cause its all used up for bills each month..
Monthly net income: $1500
Monthly expenses: $800
Housing: $0
Insurance: $91
Car expenses: $100
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $60
Clothing, household expenses: $0
Credit cards and other loans: $14000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/11/2011 9:02:03 AM |
| jkeller4000 | $25.00 | 8/11/2011 1:16:47 PM |
| reflective-rupee | $25.00 | 8/12/2011 9:36:00 AM |
| diplomatic-wealth7 | $25.00 | 8/13/2011 6:21:26 AM |
| alexgalt | $25.00 | 8/13/2011 12:01:50 AM |
| simplelender80 | $300.00 | 8/13/2011 7:13:52 AM |
| alexgalt | $25.00 | 8/13/2011 1:50:40 PM |
| frogperson | $50.00 | 8/14/2011 7:45:28 AM |
| hookUup | $27.28 | 8/15/2011 5:02:16 PM |
| wealth-fighter3 | $25.00 | 8/16/2011 7:08:29 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:43 AM |
| worthy-bid4 | $38.89 | 8/16/2011 9:09:09 AM |
| shawnw2 | $25.00 | 8/16/2011 9:26:05 AM |
| Dubbs360 | $200.00 | 8/15/2011 8:22:30 PM |
| justice-circuitry0 | $50.00 | 8/16/2011 5:43:07 AM |
| octoberfresh | $25.00 | 8/16/2011 8:14:03 AM |
| gentle-gain235 | $25.00 | 8/16/2011 8:21:04 AM |
| ddog0224 | $25.00 | 8/16/2011 11:22:03 PM |
| studio3d | $25.00 | 8/17/2011 5:29:21 AM |
| ledesma31 | $250.00 | 8/17/2011 2:52:35 PM |
| GCInvestments | $25.00 | 8/17/2011 3:06:22 PM |
| Bill88 | $25.00 | 8/17/2011 10:43:02 AM |
| finance-prescription | $100.00 | 8/17/2011 5:41:51 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:09 PM |
| impala6464 | $150.00 | 8/17/2011 6:07:33 PM |
| afterhours | $25.00 | 8/17/2011 4:25:37 PM |
| orderly-wampum | $100.00 | 8/18/2011 8:05:11 AM |
| orderly-wampum | $100.00 | 8/18/2011 8:05:18 AM |
| GCInvestments | $27.00 | 8/18/2011 2:40:34 PM |
| mercuriant | $25.00 | 8/18/2011 10:23:31 AM |
| assetmanager | $25.00 | 8/18/2011 10:27:34 AM |
| powerlifter275 | $25.00 | 8/18/2011 11:30:59 AM |
| diversification-medalist | $25.00 | 8/18/2011 8:40:17 PM |
| thrifty-capital | $25.00 | 8/18/2011 9:40:03 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:54:19 PM |
| Nojukbong | $100.00 | 8/19/2011 5:53:05 PM |
| unfixer | $25.00 | 8/20/2011 8:54:12 AM |
| jazzlender | $25.00 | 8/20/2011 9:33:14 AM |
| larryboy10 | $25.00 | 8/19/2011 11:12:26 PM |
| zone6 | $100.00 | 8/20/2011 5:56:20 AM |
| wise-deal-panda | $50.00 | 8/20/2011 1:02:27 PM |
| handy-justice | $50.00 | 8/20/2011 7:27:26 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:39 AM |
| friendly-principal76 | $25.00 | 8/21/2011 11:33:37 AM |
| CincyTex | $25.00 | 8/21/2011 12:55:49 PM |
| britgsb | $50.00 | 8/22/2011 7:48:12 AM |
| FarmersBank | $25.00 | 8/22/2011 10:37:34 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:12 AM |
| zippy-market5 | $25.00 | 8/22/2011 11:45:40 AM |
| the-discrete-income | $25.00 | 8/22/2011 8:43:09 PM |
| MJTimages_com | $50.00 | 8/23/2011 9:11:30 AM |
| damasterwc | $300.00 | 8/23/2011 2:56:01 AM |
| mykkai | $25.00 | 8/23/2011 1:15:01 PM |
| personal-lender | $25.00 | 8/23/2011 11:48:29 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:00 PM |
| helping-out | $53.09 | 8/23/2011 7:11:33 PM |
| let_me_retire | $25.00 | 8/23/2011 9:40:10 PM |
| economy-coup | $100.00 | 8/24/2011 12:41:36 AM |
| kind-efficient-credit | $63.00 | 8/23/2011 5:24:34 PM |
| auction-poblano | $50.00 | 8/23/2011 6:14:09 PM |
| Coin-Toss | $48.32 | 8/23/2011 6:18:57 PM |
| Impact_Vector | $25.00 | 8/23/2011 7:07:59 PM |
| buffalobills | $25.00 | 8/24/2011 7:39:38 AM |
| treasure-bliss | $25.00 | 8/24/2011 6:18:56 AM |
| draggon77 | $25.00 | 8/24/2011 5:26:15 AM |
| Girakul | $30.00 | 8/24/2011 5:55:40 AM |
| afterhours | $25.00 | 8/24/2011 7:19:15 AM |
| Scubadiver | $111.86 | 8/24/2011 7:50:42 AM |
| deal-enthusiast | $100.00 | 8/24/2011 10:52:02 AM |
| vtrentster | $25.00 | 8/24/2011 12:45:26 PM |
| tremendous-payment | $25.00 | 8/24/2011 7:54:16 PM |
| grove88 | $25.00 | 8/24/2011 8:53:40 PM |
| bid-papyrus | $25.00 | 8/24/2011 5:03:56 PM |
| flexible-fund6 | $25.00 | 8/24/2011 5:09:18 PM |
| orgy63 | $25.00 | 8/24/2011 5:12:58 PM |
| aader | $25.00 | 8/24/2011 7:34:09 PM |
| Maetryx | $25.00 | 8/24/2011 8:37:55 PM |
| brightest-affluence-motivator | $50.00 | 8/25/2011 8:45:46 AM |
| restless-dime | $25.00 | 8/24/2011 9:53:49 PM |
| orange-preeminant-bill | $25.00 | 8/25/2011 6:17:04 AM |
| intelligent-benefit657 | $45.00 | 8/25/2011 7:43:42 AM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:11 PM |
| SomebodysMom | $25.00 | 8/15/2011 7:38:51 PM |
| thrilling-nickel5 | $25.00 | 8/16/2011 5:10:18 AM |
| RB_Double-A_Bravo | $25.00 | 8/16/2011 9:57:56 AM |
| Mariner3605 | $25.00 | 8/15/2011 9:08:44 PM |
| VJ_Financial | $26.27 | 8/15/2011 10:09:09 PM |
| profit-powerplant | $25.00 | 8/16/2011 10:30:15 AM |
| dynrep | $50.00 | 8/16/2011 12:40:34 PM |
| awesome-yield7 | $25.00 | 8/16/2011 10:41:10 AM |
| ferocious-exchange3 | $25.00 | 8/17/2011 5:16:04 AM |
| Eric_Gagne | $25.00 | 8/16/2011 6:46:43 PM |
| scarlet-velvet | $25.08 | 8/16/2011 4:59:34 PM |
| saxaphone6 | $25.00 | 8/16/2011 9:58:49 PM |
| chererat | $100.00 | 8/17/2011 11:57:10 AM |
| capital-zoo | $25.00 | 8/18/2011 4:20:27 PM |
| nimble-dedication1 | $65.65 | 8/18/2011 6:42:18 PM |
| kind-efficient-credit | $52.00 | 8/18/2011 9:22:10 PM |
| shrewd-peace7 | $25.00 | 8/19/2011 1:25:03 AM |
| Dubbs360 | $100.00 | 8/19/2011 8:33:50 PM |
| MPdeez | $50.00 | 8/19/2011 5:06:16 PM |
| gothampark | $25.00 | 8/20/2011 8:04:07 AM |
| thoughtful-contract984 | $27.00 | 8/20/2011 12:46:03 PM |
| foothillender | $25.00 | 8/20/2011 7:30:09 AM |
| payout-bridge | $25.00 | 8/21/2011 3:01:20 AM |
| finance-solo | $46.33 | 8/21/2011 4:28:53 AM |
| euro-spark | $37.73 | 8/21/2011 10:12:33 AM |
| fairgirl | $25.00 | 8/22/2011 5:15:10 AM |
| liberty-society5 | $40.00 | 8/22/2011 8:45:06 AM |
| moola-monger9 | $50.00 | 8/22/2011 9:55:29 AM |
| EmmaDog44 | $40.79 | 8/22/2011 12:14:59 PM |
| wirebutterfly | $34.75 | 8/22/2011 5:25:23 PM |
| kingbob | $36.63 | 8/22/2011 11:57:08 AM |
| rescue | $100.00 | 8/22/2011 3:44:22 PM |
| money-baron-Roth401k | $25.00 | 8/22/2011 6:42:36 PM |
| trade-boots1 | $300.00 | 8/22/2011 8:25:32 PM |
| wirebutterfly | $50.00 | 8/22/2011 9:42:48 PM |
| calinno2 | $25.00 | 8/23/2011 6:29:46 AM |
| bonafide-asset8 | $50.00 | 8/23/2011 7:23:12 AM |
| desertoasis | $25.00 | 8/23/2011 12:24:44 PM |
| iolaire | $25.00 | 8/23/2011 9:39:49 AM |
| market-pudding | $25.00 | 8/23/2011 2:25:16 PM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:13 AM |
| DogCanyon | $25.00 | 8/23/2011 12:44:27 PM |
| Reinadog9 | $25.00 | 8/23/2011 1:16:46 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:05 PM |
| 1randyp | $50.00 | 8/23/2011 5:47:04 PM |
| benevolent-capital1 | $25.00 | 8/23/2011 6:13:52 PM |
| 108lender | $250.00 | 8/23/2011 4:47:28 PM |
| money-bauble | $200.00 | 8/23/2011 5:09:17 PM |
| MadHun | $200.00 | 8/23/2011 5:14:56 PM |
| benevolent-capital1 | $25.00 | 8/23/2011 6:12:27 PM |
| back-scratchers | $25.00 | 8/23/2011 7:23:42 PM |
| C_M | $136.36 | 8/24/2011 6:22:13 AM |
| DER | $38.00 | 8/23/2011 7:43:33 PM |
| nalaari | $33.00 | 8/24/2011 6:54:36 AM |
| suave-dime6 | $25.00 | 8/24/2011 7:08:19 AM |
| worldpower2 | $25.00 | 8/23/2011 9:05:51 PM |
| lovely-order7 | $25.00 | 8/24/2011 5:20:01 AM |
| Bob450 | $25.00 | 8/24/2011 8:27:41 AM |
| NoCal | $25.00 | 8/24/2011 2:50:08 PM |
| social-conductor4 | $25.00 | 8/24/2011 2:57:53 PM |
| irrelevant | $25.00 | 8/24/2011 10:05:16 AM |
| orbital-dollar2 | $25.00 | 8/24/2011 10:43:01 AM |
| finance-mushroom | $100.00 | 8/24/2011 5:13:22 PM |
| nellaelyob | $25.00 | 8/25/2011 6:44:33 AM |
| worth-web5 | $100.00 | 8/24/2011 7:12:32 PM |
| red-power-pecan | $50.00 | 8/24/2011 6:52:46 PM |
| dthompso | $100.00 | 8/24/2011 7:54:07 PM |
| prudent-hope7 | $50.00 | 8/24/2011 8:19:58 PM |
| finance-magma7 | $25.00 | 8/24/2011 10:34:21 PM |
| worldly-community3 | $50.00 | 8/25/2011 5:21:07 AM |
| MrMcduck | $25.00 | 8/25/2011 6:10:41 AM |
| 153 Investments
|
Borrower Payment Dependent Notes Series
521358
This series of Notes was issued and sold upon the funding of the borrower loan #52584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $144.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 14y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $125 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lion439 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
care giver(IHSS)
Purpose of loan: I want to fix up an un-occupied rental
This loan will be used to...repair
My financial situation: is good
I am a good candidate for this loan because...I have very little debt
Monthly net income: $2500
Monthly expenses: $
Housing: $600.00
Insurance: $67.00
Car expenses: $0(paid for)
Utilities: $100.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $25.00
Credit cards and other loans: $about25.00
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 8/11/2011 5:00:50 PM |
| favorite-commerce | $25.00 | 8/11/2011 10:33:18 PM |
| jkeller4000 | $25.00 | 8/12/2011 4:33:34 AM |
| reflective-rupee | $100.00 | 8/11/2011 6:36:18 PM |
| AlternativeCashFlow | $25.00 | 8/12/2011 11:55:41 AM |
| frontier3 | $100.00 | 8/12/2011 1:14:25 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:10 PM |
| carrinel | $64.51 | 8/16/2011 7:12:07 AM |
| FinDoc | $25.00 | 8/16/2011 5:00:59 PM |
| loss-of-control | $75.00 | 8/16/2011 5:44:00 PM |
| velocity-winner | $25.00 | 8/16/2011 6:42:58 PM |
| WilliamLeeSims | $25.00 | 8/16/2011 7:32:05 PM |
| SolarMoonshine | $25.00 | 8/17/2011 3:42:04 AM |
| dollar-sonnet3 | $25.00 | 8/17/2011 9:10:01 AM |
| economy-huckleberry0 | $25.00 | 8/17/2011 1:30:26 PM |
| balance-bliss | $150.00 | 8/18/2011 1:12:21 AM |
| hostbank | $100.00 | 8/17/2011 5:09:06 PM |
| padewy | $25.00 | 8/18/2011 5:10:53 AM |
| irishalaskan | $25.00 | 8/18/2011 10:25:13 AM |
| gain-mountain1 | $200.00 | 8/18/2011 8:04:55 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:57:49 AM |
| hitsman | $50.00 | 8/18/2011 10:59:10 AM |
| Madmigel | $26.62 | 8/18/2011 3:10:32 PM |
| Investor_DP | $100.00 | 8/11/2011 5:00:42 PM |
| Bank_Of_XL | $25.00 | 8/11/2011 6:22:27 PM |
| compoundinterest | $50.00 | 8/12/2011 8:14:43 AM |
| simplelender80 | $250.00 | 8/13/2011 7:18:00 AM |
| engaging-worth | $25.00 | 8/13/2011 8:54:19 AM |
| patriot897 | $25.00 | 8/15/2011 3:10:15 PM |
| CatbirdBanking | $25.00 | 8/15/2011 7:00:13 PM |
| herbyman | $50.00 | 8/16/2011 6:48:09 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:47 AM |
| Peterman | $25.00 | 8/16/2011 6:18:42 AM |
| Mav26 | $52.46 | 8/16/2011 12:27:14 PM |
| thomas16882004 | $25.00 | 8/16/2011 2:28:40 PM |
| carrinel | $45.27 | 8/16/2011 3:53:32 PM |
| hope-lionheart1 | $50.00 | 8/16/2011 10:26:53 PM |
| moola-gargantuan9 | $50.00 | 8/17/2011 6:56:58 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:14 PM |
| wampum-library4 | $25.00 | 8/17/2011 1:37:52 PM |
| boylezz | $25.00 | 8/17/2011 2:53:30 PM |
| well-mannered-income3 | $25.00 | 8/18/2011 8:27:56 AM |
| don8ter | $25.00 | 8/18/2011 4:50:14 AM |
| genius520 | $50.00 | 8/18/2011 9:11:55 AM |
| freedom3 | $1,361.14 | 8/18/2011 4:43:22 PM |
| whitegold24k | $250.00 | 8/18/2011 1:02:22 PM |
| fantastic-bazaar2 | $50.00 | 8/18/2011 1:07:14 PM |
| weiyinsan | $50.00 | 8/18/2011 3:40:42 PM |
| marketplace-hut9 | $50.00 | 8/18/2011 4:31:42 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
521578
This series of Notes was issued and sold upon the funding of the borrower loan #52484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,314 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| capital-disk7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
needmoney
Purpose of loan:
This loan will be used to...
My financial situation: just started a second job after going to school
I am a good candidate for this loan because...i always pay my bills just have been a product of the economy with a job elimination and need this loan to get back on track
Monthly net income: $
nthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CA-Lender | $25.00 | 8/15/2011 9:56:15 AM |
| Investor_DP | $100.00 | 8/15/2011 9:04:41 AM |
| ultimate-peace | $25.00 | 8/15/2011 9:11:02 AM |
| stepatatime-together | $100.00 | 8/15/2011 9:26:40 AM |
| reflective-rupee | $100.00 | 8/15/2011 9:32:09 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:35 AM |
| favorite-commerce | $25.00 | 8/15/2011 12:31:54 PM |
| alexgalt | $25.00 | 8/15/2011 8:01:58 PM |
| wampum-library4 | $25.00 | 8/17/2011 12:49:54 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:13 PM |
| Whipster | $50.00 | 8/17/2011 6:37:49 PM |
| kingbob | $25.00 | 8/18/2011 9:07:07 AM |
| ledesma31 | $118.96 | 8/18/2011 5:27:22 PM |
| well-rounded-payout0 | $50.00 | 8/18/2011 9:33:58 PM |
| glroark | $50.00 | 8/19/2011 11:04:11 AM |
| promise2 | $50.00 | 8/19/2011 7:48:35 PM |
| first-dinero-paladin | $25.00 | 8/20/2011 5:10:58 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:57 AM |
| exchange-squirrel | $25.00 | 8/21/2011 4:24:32 PM |
| calimanusa | $30.00 | 8/21/2011 6:40:42 PM |
| jmvingeorgia | $45.00 | 8/22/2011 8:22:56 AM |
| economy-huckleberry0 | $25.00 | 8/22/2011 10:42:53 AM |
| EL_Papin | $100.00 | 8/22/2011 5:26:02 AM |
| glenium | $25.00 | 8/22/2011 2:47:42 AM |
| greencat | $50.00 | 8/22/2011 2:42:25 PM |
| mrxtravis | $25.00 | 8/22/2011 12:33:47 PM |
| nickel-hickory | $100.00 | 8/22/2011 3:26:06 PM |
| kind-finance-burrito | $25.00 | 8/17/2011 7:01:49 PM |
| well-mannered-income3 | $30.00 | 8/17/2011 6:09:05 PM |
| whirlingdervish | $25.00 | 8/18/2011 1:55:34 AM |
| riveting-credit5 | $100.00 | 8/18/2011 10:29:37 AM |
| Nerdster1 | $25.12 | 8/19/2011 4:44:45 AM |
| goat0 | $50.00 | 8/18/2011 7:48:11 PM |
| payout-network1 | $25.00 | 8/19/2011 5:26:08 AM |
| Legally_Blonde | $25.00 | 8/21/2011 6:38:39 PM |
| irrelevant | $25.00 | 8/21/2011 7:05:12 PM |
| nickel-hickory | $100.00 | 8/22/2011 3:25:59 PM |
| nickel-hickory | $25.92 | 8/22/2011 3:26:20 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
521632
This series of Notes was issued and sold upon the funding of the borrower loan #52562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $326.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Clergy |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,340 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jaxfl322 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Consolidate all revolving debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Including my Wife who also works Full Time
Monthly net income: $4,000
Monthly expenses: $3400
Housing: $1,000
Insurance: $400
Car expenses: $300
Utilities: $300
Phone, cable, internet: $0
Food, entertainment: $250
Clothing, household expenses: $250
Credit cards and other loans: $500
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/15/2011 5:04:23 PM |
| jkeller4000 | $25.00 | 8/16/2011 5:07:49 AM |
| subtle-revenue0 | $25.00 | 8/16/2011 2:38:13 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:36 PM |
| diplomatic-wealth7 | $25.00 | 8/17/2011 5:03:00 PM |
| kind-finance-burrito | $25.00 | 8/17/2011 6:44:22 PM |
| dime-umbrella6 | $25.00 | 8/19/2011 9:26:16 AM |
| green-trade-dolphin | $25.00 | 8/19/2011 11:20:53 AM |
| Dubbs360 | $300.00 | 8/19/2011 8:36:16 PM |
| zone6 | $100.00 | 8/20/2011 5:54:50 AM |
| jojofrankie | $50.00 | 8/19/2011 3:39:31 PM |
| red-favorable-basis | $25.00 | 8/19/2011 5:18:09 PM |
| ddog0224 | $65.49 | 8/19/2011 7:05:55 PM |
| jjswanso | $50.00 | 8/20/2011 8:48:01 AM |
| graceful-investment | $50.00 | 8/20/2011 8:25:32 AM |
| shawnw2 | $30.00 | 8/20/2011 2:42:20 PM |
| dynrep | $25.00 | 8/20/2011 9:54:00 AM |
| new-ore-venture | $50.00 | 8/20/2011 5:12:49 PM |
| euro-spark | $30.00 | 8/21/2011 10:13:02 AM |
| Whipster | $70.00 | 8/21/2011 5:09:31 AM |
| lovely-order7 | $25.00 | 8/21/2011 10:57:15 AM |
| mlj0671 | $25.00 | 8/21/2011 12:15:05 PM |
| loss-of-control | $50.00 | 8/21/2011 1:55:18 PM |
| revenue-appraiser | $25.00 | 8/22/2011 6:41:08 AM |
| steven3333 | $25.00 | 8/21/2011 5:48:03 PM |
| basis-wizard8 | $50.00 | 8/22/2011 7:39:56 AM |
| dudebrah | $25.00 | 8/21/2011 6:02:50 PM |
| widowsmite | $25.00 | 8/21/2011 6:29:20 PM |
| tpleus | $77.00 | 8/22/2011 9:11:27 AM |
| Zane314 | $100.00 | 8/21/2011 9:28:55 PM |
| rate-sceptre | $57.92 | 8/22/2011 12:01:16 AM |
| digitaldan | $25.00 | 8/22/2011 6:24:25 AM |
| Maggie3 | $25.00 | 8/22/2011 6:22:48 AM |
| profitable-return5 | $25.00 | 8/22/2011 9:11:39 AM |
| slp264 | $100.00 | 8/22/2011 9:21:17 AM |
| umwol13 | $25.00 | 8/22/2011 9:45:16 AM |
| FarmersBank | $25.00 | 8/22/2011 10:36:08 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:36 AM |
| goat0 | $50.00 | 8/22/2011 4:03:15 PM |
| 108lender | $200.00 | 8/22/2011 5:47:44 PM |
| rescue | $100.00 | 8/22/2011 3:44:49 PM |
| bluehen00 | $25.00 | 8/22/2011 5:19:33 PM |
| irrelevant | $25.00 | 8/23/2011 6:05:37 AM |
| master648 | $190.83 | 8/22/2011 8:08:20 PM |
| janeybooboo | $150.00 | 8/23/2011 1:10:40 PM |
| grampy48 | $26.00 | 8/23/2011 1:26:29 PM |
| Bob450 | $30.00 | 8/23/2011 10:07:39 AM |
| bmw2 | $60.00 | 8/23/2011 3:06:59 PM |
| restless-dime | $50.00 | 8/23/2011 10:29:19 AM |
| dordee | $50.00 | 8/23/2011 10:45:15 AM |
| restless-dime | $50.00 | 8/23/2011 10:25:49 AM |
| nickel-hickory | $50.00 | 8/23/2011 10:28:22 AM |
| exchange-upholder0 | $25.00 | 8/23/2011 2:34:07 PM |
| suave-dime6 | $25.00 | 8/24/2011 7:10:07 AM |
| tolerant-truth2 | $72.75 | 8/24/2011 7:25:16 AM |
| leverage-monger | $77.00 | 8/24/2011 8:57:41 AM |
| high_flyer | $300.00 | 8/23/2011 10:57:10 PM |
| buffalobills | $25.00 | 8/24/2011 7:41:02 AM |
| nickel-hickory | $90.00 | 8/24/2011 2:54:30 PM |
| mammalian4 | $25.00 | 8/24/2011 2:14:09 PM |
| intrepid-loot | $25.00 | 8/24/2011 8:19:17 PM |
| cash-boots7 | $100.00 | 8/24/2011 9:14:27 PM |
| stepatatime-together | $100.00 | 8/15/2011 11:03:45 PM |
| CashFlow13 | $500.00 | 8/15/2011 9:41:01 PM |
| houli123 | $100.00 | 8/16/2011 8:28:36 AM |
| return-enthusiast1 | $25.00 | 8/17/2011 2:44:40 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:16 PM |
| profit-powerplant | $25.00 | 8/17/2011 9:56:59 PM |
| CA-Lender | $25.00 | 8/19/2011 12:16:48 PM |
| engaging-repayment8 | $25.28 | 8/19/2011 12:55:20 PM |
| yaniel42 | $25.00 | 8/19/2011 3:35:45 PM |
| foothillender | $25.00 | 8/20/2011 7:25:15 AM |
| bboy21385 | $28.82 | 8/20/2011 8:36:23 AM |
| justasoldier | $100.00 | 8/20/2011 9:44:43 AM |
| Something-Corporate | $25.00 | 8/19/2011 7:34:33 PM |
| capital-zoo | $25.00 | 8/20/2011 1:51:13 AM |
| octoberfresh | $25.00 | 8/20/2011 6:39:57 AM |
| jules3304 | $25.00 | 8/20/2011 7:10:05 AM |
| gentle-gain235 | $100.00 | 8/20/2011 8:51:33 AM |
| Leshan | $25.00 | 8/20/2011 8:56:07 AM |
| nimble-dedication1 | $65.88 | 8/20/2011 4:33:46 PM |
| social-conductor4 | $25.00 | 8/20/2011 5:40:05 PM |
| handy-justice | $50.00 | 8/20/2011 7:25:27 PM |
| setUup | $27.28 | 8/20/2011 8:02:02 PM |
| sweetlan | $25.00 | 8/20/2011 9:25:34 PM |
| DasMula | $25.00 | 8/21/2011 5:35:34 AM |
| worth-buddy0 | $25.00 | 8/20/2011 9:05:57 PM |
| friendly-principal76 | $25.00 | 8/20/2011 10:36:06 PM |
| upc_tnt | $25.00 | 8/20/2011 11:24:57 PM |
| PleaseDontDefault | $50.00 | 8/21/2011 8:38:10 AM |
| zorg77 | $50.00 | 8/21/2011 3:21:06 PM |
| vest_vortex | $25.00 | 8/21/2011 2:11:17 PM |
| liberty-society5 | $25.00 | 8/22/2011 8:44:25 AM |
| hurricanefever | $50.00 | 8/21/2011 7:27:39 PM |
| orderly-wampum | $100.00 | 8/22/2011 9:56:48 AM |
| BlueRockCapitalMgt | $100.00 | 8/21/2011 8:30:33 PM |
| pembull | $25.00 | 8/21/2011 8:31:58 PM |
| wealth-fighter3 | $25.00 | 8/21/2011 8:59:20 PM |
| GCInvestments | $28.00 | 8/21/2011 9:40:00 PM |
| dinero-vista2 | $50.00 | 8/22/2011 7:14:51 AM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:29:13 AM |
| VJ_Financial | $26.27 | 8/22/2011 8:47:49 AM |
| orderly-wampum | $100.00 | 8/22/2011 9:56:40 AM |
| graceful-investment | $50.00 | 8/22/2011 12:49:37 PM |
| bonus-seahorse | $35.00 | 8/22/2011 1:03:29 PM |
| genelinist | $99.00 | 8/22/2011 12:39:11 PM |
| quest0 | $32.85 | 8/22/2011 5:52:34 PM |
| vtrentster | $25.00 | 8/22/2011 3:04:55 PM |
| suges | $100.00 | 8/22/2011 7:57:59 PM |
| orderandprogress | $45.00 | 8/22/2011 9:09:29 PM |
| impala6464 | $100.00 | 8/22/2011 5:24:41 PM |
| TxAgInATL | $200.00 | 8/22/2011 6:16:00 PM |
| mercuriant | $25.00 | 8/23/2011 7:01:45 AM |
| Bill88 | $50.00 | 8/22/2011 8:06:27 PM |
| the-discrete-income | $25.00 | 8/22/2011 8:43:48 PM |
| trade-boots1 | $300.00 | 8/22/2011 8:24:32 PM |
| kind-charming-value | $2,000.00 | 8/22/2011 10:36:01 PM |
| wonder3 | $40.00 | 8/23/2011 8:57:33 AM |
| dedicated-diversification5 | $40.00 | 8/23/2011 11:23:14 AM |
| deal-enthusiast | $100.00 | 8/23/2011 7:47:24 AM |
| MadHun | $200.00 | 8/23/2011 9:15:02 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:41 PM |
| personal-lender | $25.00 | 8/23/2011 5:16:49 PM |
| alexgalt | $25.00 | 8/23/2011 11:12:02 PM |
| economy-coup | $100.00 | 8/24/2011 12:41:57 AM |
| nickel-hickory | $100.00 | 8/24/2011 2:52:23 PM |
| ore-jedi | $41.98 | 8/24/2011 10:42:35 AM |
| rolo12 | $50.00 | 8/24/2011 9:23:07 PM |
| shrewd-income | $100.00 | 8/24/2011 6:29:47 PM |
| unflappable-balance5 | $50.00 | 8/24/2011 7:54:42 PM |
| cash4closeoutsdotnet | $12.65 | 8/24/2011 10:50:21 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
521792
This series of Notes was issued and sold upon the funding of the borrower loan #52617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,600.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $241.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| adventure6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,700.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2010)
720-739
(Mar-2010)
|
|
Principal balance:
| $4,214.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Pay Off Medical Bills
Purpose of loan:
This loan will be used to...pay off my wife's medical bills. She's had to have several surgeries and not everything was covered 100%.
My financial situation:
I am a good candidate for this loan because...I'm enlisted in the military full time and I have a consistent income. I have an excellent payment history and a good credit score as well.
Monthly net income: $3800
Monthly expenses: $100
Housing: $0
Insurance: $50
Car expenses: $287
Utilities: $
Phone, cable, internet: $25
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $458
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/15/2011 5:04:03 PM |
| IlliniActuary | $25.00 | 8/15/2011 9:08:16 PM |
| herbyman | $50.00 | 8/16/2011 6:48:12 AM |
| jkeller4000 | $25.00 | 8/16/2011 5:07:50 AM |
| radforj22 | $25.00 | 8/16/2011 9:49:45 AM |
| enthusiastic-balance5 | $100.00 | 8/15/2011 6:52:51 PM |
| janeybooboo | $100.00 | 8/15/2011 5:27:08 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:20 PM |
| monster4 | $100.00 | 8/16/2011 7:04:34 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:54 AM |
| javelin0 | $25.00 | 8/16/2011 10:20:39 AM |
| reflective-rupee | $50.00 | 8/16/2011 10:35:10 AM |
| worth-blanket2 | $5,900.00 | 8/16/2011 11:30:20 AM |
| famous-bill | $50.00 | 8/16/2011 12:20:58 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
521800
This series of Notes was issued and sold upon the funding of the borrower loan #52576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $137.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,960 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-smart-dough |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Career Change Debt Consolidation
I am a young professional wishing to get my finances under control before beginning a new career path. Currently I am a dental assistant at a local pediatric dental office.Although I have a BA in art history, I want to begin a pre-medical program. After finishing college and moving away from home, I have had to learn to handle lifestyle and living expenses responsibly.Unfortunately I have accrued credit card debt which seems endless because I can only afford to make minimum payments after living expenses.I wish to consolidate my debt so that I can make one monthly payment instead of three.I am fortunate to have a good job and enough income to spend and save if I can get my debt under control.I wish to start the new chapter in my life in control of my finances.
Monthly net income: at least $1800
Rent: $825
Utilities: less than $100
Student Loan: $50
Gas: $20
Food, entertainment: $300
Other: $300
Credit Cards: $~200 ? minimum between 3 accounts
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/16/2011 9:03:24 AM |
| compoundinterest | $50.00 | 8/16/2011 12:59:42 PM |
| the-bright-velocity | $25.00 | 8/17/2011 12:47:03 PM |
| hitsman | $50.00 | 8/18/2011 10:59:36 AM |
| whitegold24k | $250.00 | 8/18/2011 1:23:46 PM |
| herbyman | $50.00 | 8/18/2011 11:25:12 AM |
| Rivervale_Westwood | $25.00 | 8/19/2011 7:26:15 AM |
| CashMoney2009 | $25.00 | 8/20/2011 9:52:54 PM |
| seineil | $50.00 | 8/22/2011 2:57:11 AM |
| direct-social3 | $50.00 | 8/22/2011 3:02:27 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:43 AM |
| personal-lender | $25.00 | 8/23/2011 11:49:33 AM |
| newest-funds-powerplant | $25.00 | 8/23/2011 12:47:20 PM |
| chavala | $50.00 | 8/23/2011 10:49:22 PM |
| CK1 | $25.00 | 8/23/2011 7:20:02 PM |
| Ripsaw4U | $50.00 | 8/23/2011 9:11:55 PM |
| Gibbyland | $100.00 | 8/23/2011 10:39:20 PM |
| equallender | $54.74 | 8/24/2011 10:04:29 AM |
| john0720 | $100.00 | 8/24/2011 7:25:16 AM |
| PAPAT | $25.00 | 8/24/2011 6:58:12 AM |
| lucrative-reward | $100.00 | 8/24/2011 1:41:57 PM |
| successful-agreement7 | $100.00 | 8/24/2011 9:18:17 AM |
| MadHun | $200.00 | 8/24/2011 5:14:21 PM |
| marwadi-62 | $100.00 | 8/24/2011 4:21:39 PM |
| damage | $25.00 | 8/25/2011 9:10:08 AM |
| pythia | $25.00 | 8/24/2011 10:32:10 PM |
| Pickmar | $25.00 | 8/25/2011 5:44:32 AM |
| worth-blanket2 | $800.00 | 8/25/2011 10:03:15 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:42 PM |
| don8ter | $25.00 | 8/18/2011 4:50:35 AM |
| life-is-great | $25.00 | 8/19/2011 11:18:05 AM |
| petsheep | $50.00 | 8/19/2011 8:33:56 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:31 PM |
| rce1964 | $25.00 | 8/22/2011 6:23:15 AM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:19 PM |
| atbright | $25.00 | 8/22/2011 10:12:37 AM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:57 PM |
| bonafide-asset8 | $50.00 | 8/23/2011 7:35:41 AM |
| ideal-platinum1 | $50.00 | 8/23/2011 7:45:46 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:51 PM |
| epall | $25.00 | 8/23/2011 6:05:58 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:50 PM |
| nebula076 | $100.00 | 8/24/2011 1:41:23 PM |
| genius520 | $50.00 | 8/24/2011 9:12:39 AM |
| moola-gargantuan9 | $50.00 | 8/24/2011 6:05:35 PM |
| selector568 | $300.00 | 8/24/2011 12:55:44 PM |
| rmachi | $25.00 | 8/25/2011 7:17:29 AM |
| RuleOf70 | $33.00 | 8/25/2011 7:39:09 AM |
| grove88 | $25.00 | 8/24/2011 8:54:03 PM |
| investment-tycoon | $57.26 | 8/25/2011 10:33:20 AM |
| jasunshine | $25.00 | 8/25/2011 8:33:30 AM |
| KSPHoldings | $30.00 | 8/25/2011 9:34:45 AM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
521876
This series of Notes was issued and sold upon the funding of the borrower loan #52519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,643 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 168RichCapital |
Borrower's state:
| Florida |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LENDER Consolidate Increase C.Score
Purpose of loan: Consolidate Balance of 4 CCs (2 from Chase 30.99%, Discover 27.99% and WNFFB 26.99%) into 1 PAYMENT
My financial situation: Good and Improving. Work FT at the Cond. Association where I live. Started as Office Assist, now on the process to obtain my FL License as Property Manager. Also have a P/T at a Car Dealer, can provide full verification of Income.
Good candidate for this loan because: LENDER. I learned about Credit the hard way. Got into CC debts paying high interests. While paying down my debt, on AUG/2010 became a Prosper Lender, have invested $7000 so far, $500/monthly. I want to improve my C.Score and lower int rates.
Married, husband also works FT $60-70K/Year, NO Kids.
Monthly net income: $ 2100+1000 P/T= TOTAL $3100
Expenses: 1600
Housing: $0 Mortgage $1112 - PAID BY HUSBAND
Insurance: $110
Car expenses: $400
Utilities: $100
Phone, cable, internet: $120
Credit cards and other loans: $600
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $100.00 | 8/19/2011 9:51:10 AM |
| one-midas | $51.00 | 8/19/2011 11:15:50 AM |
| Investor_DP | $100.00 | 8/19/2011 9:05:51 AM |
| elvisloans | $25.00 | 8/19/2011 9:43:55 AM |
| luzonct | $100.00 | 8/19/2011 2:44:26 PM |
| transformer855 | $25.00 | 8/19/2011 3:04:47 PM |
| SolarMoonshine | $25.00 | 8/19/2011 9:53:20 AM |
| Wangchuk | $35.00 | 8/19/2011 8:59:32 PM |
| impressive-fund0 | $40.00 | 8/19/2011 9:00:25 PM |
| Rozeekoo | $25.00 | 8/19/2011 9:03:40 PM |
| 1-HARD-HEAD | $50.00 | 8/19/2011 10:44:16 PM |
| kind-bid-genome | $25.00 | 8/19/2011 1:46:55 PM |
| corporatejim | $48.37 | 8/20/2011 4:06:45 AM |
| Oak-Parker | $91.64 | 8/19/2011 3:07:20 PM |
| high_flyer | $100.00 | 8/20/2011 5:25:51 AM |
| MadHun | $200.00 | 8/19/2011 5:12:59 PM |
| Leshan | $252.01 | 8/20/2011 9:00:10 AM |
| exciting-fairness | $200.00 | 8/19/2011 7:24:00 PM |
| coldfuzion | $82.30 | 8/19/2011 9:30:46 PM |
| EL_Papin | $100.00 | 8/20/2011 5:54:56 AM |
| klend4 | $43.74 | 8/20/2011 6:10:41 AM |
| jkeller4000 | $25.00 | 8/20/2011 4:40:08 AM |
| credit-missile | $25.00 | 8/20/2011 8:03:04 AM |
| Mombo-5 | $37.12 | 8/20/2011 8:49:59 AM |
| scrappy-diversification7 | $2,000.00 | 8/19/2011 9:12:05 AM |
| ect_2k20 | $48.00 | 8/19/2011 9:32:38 AM |
| Dollars4Rent | $25.00 | 8/19/2011 10:03:03 AM |
| bluestarman08 | $27.50 | 8/19/2011 4:41:34 PM |
| shrewd-income | $25.00 | 8/19/2011 5:21:46 PM |
| DasMula | $50.00 | 8/19/2011 11:19:50 AM |
| hidavehi | $44.00 | 8/19/2011 7:52:30 PM |
| otto1939 | $51.00 | 8/19/2011 8:13:15 PM |
| JGuide | $101.99 | 8/19/2011 12:10:41 PM |
| scarlet-velvet | $25.08 | 8/19/2011 3:55:39 PM |
| irrelevant | $25.00 | 8/20/2011 6:05:11 AM |
| loss-of-control | $75.00 | 8/19/2011 6:15:51 PM |
| rockhound84 | $25.00 | 8/20/2011 3:44:21 AM |
| loanman2007 | $250.00 | 8/20/2011 5:17:21 AM |
| KirosPOS | $44.00 | 8/20/2011 6:15:18 AM |
| credit-missile | $135.00 | 8/20/2011 8:02:31 AM |
| lotuss4 | $42.25 | 8/20/2011 8:11:38 AM |
| NoVALending | $100.00 | 8/20/2011 8:23:07 AM |
| TackingWindward | $25.00 | 8/20/2011 8:29:54 AM |
| foothillender | $25.00 | 8/20/2011 7:32:58 AM |
| Bob450 | $25.00 | 8/20/2011 7:55:14 AM |
| gothampark | $25.00 | 8/20/2011 8:08:27 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
521920
This series of Notes was issued and sold upon the funding of the borrower loan #52590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $582 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| platinum-speaker |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay of personal loan to a relative
Purpose of loan:
This loan will be used to...Pay off a personal loan to a relative
My financial situation:
I am a good candidate for this loan because... I want to pay off the loan and make payments on a monthly basis
Monthly net income: $ 35000.00
Monthly expenses: $910.00
Housing: $586.00
Insurance: $11.00
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $100.00 | 8/16/2011 9:19:19 PM |
| worth-blanket2 | $4,400.00 | 8/17/2011 9:17:44 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
521922
This series of Notes was issued and sold upon the funding of the borrower loan #52716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,339 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wombat84 |
Borrower's state:
| Minnesota |
Borrower's group:
| Computer Professionals, Engineers and Business Startups |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 24 ( 48% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,499.00 | < 31 days late:
| 26
( 52% )
| 600-619
(Apr-2010)
600-619
(Jul-2008)
|
|
Principal balance:
| $1,751.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
Help start a Tech Company
Purpose of loan:
This loan will be used to help develop a new startup. The business is small business technology consulting. This includes services such as:website design, web traffic analytics, credit card processing, social media integration and analytics, VOIP telecommunications, e-mail, SEO/SEM, and much more.
I just started a week ago and already have 1 client with a payment of roughly $250/month.
My financial situation:
I am a good candidate for this loan because I am to date on all of my credit obligations. I have a great job that I have worked at for 4 years now. I just recently successfully finished my first Prosper loan.
Monthly net income: $4,900
Monthly expenses: $3,000 (including housing)
I have another loan through another vendor that my last payment is next month. The payment on that loan is $220. Saving that payment each month alone will more then pay for this loan.
I appreciate your time and consideration in this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 8/18/2011 5:10:53 PM |
| diligent-peace9 | $25.00 | 8/18/2011 8:38:14 PM |
| DasMula | $25.00 | 8/18/2011 9:19:34 PM |
| payout-bridge | $25.00 | 8/19/2011 5:27:39 AM |
| worth-blanket2 | $3,800.00 | 8/19/2011 10:10:09 AM |
| farchoir | $25.00 | 8/19/2011 9:45:48 AM |
| loanman2007 | $75.00 | 8/19/2011 10:31:57 AM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
521992
This series of Notes was issued and sold upon the funding of the borrower loan #52466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 1m |
|
Amount delinquent:
| $9,497 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,139 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Cacharon |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Lost Everything In This Economy
Purpose of loan: Home Improvement
This loan will be used to... To repair badly damaged wood, HVAC, sheetrock, and plumbing issues.
My financial situation: Is recovering
I am a good candidate for this loan because... I previously had a $11k prosper loan that I paid on time every month on the 3 year contract. Although my credit was severely damaged at the loss of my employment I still took on odd jobs to pay some of my bills including my prosper loan.
Monthly net income: $5410.00
Monthly expenses: $150.00
Housing: $840.00
Insurance: $198,00
Car expenses: $635,00
Utilities: $90.00
Phone, cable, internet: $125.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $75.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $68.47 | 8/17/2011 9:28:07 AM |
| NekHoldings | $25.00 | 8/17/2011 9:17:10 AM |
| courteous-note1 | $26.53 | 8/17/2011 4:09:15 PM |
| MilitaryLending | $25.00 | 8/17/2011 11:15:48 PM |
| worth-blanket2 | $3,600.00 | 8/18/2011 5:23:10 PM |
| ultimate-peace | $25.00 | 8/17/2011 9:10:38 AM |
| AF-Chief | $100.00 | 8/17/2011 9:33:07 AM |
| b1geasy | $25.00 | 8/17/2011 2:34:39 PM |
| mikeandcat | $50.00 | 8/17/2011 6:46:38 PM |
| 312-Lender | $35.00 | 8/17/2011 11:56:33 PM |
| benefit-trident | $20.00 | 8/18/2011 5:25:31 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
522052
This series of Notes was issued and sold upon the funding of the borrower loan #52671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $1,524 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| euphoria354 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Offer in compromise irs
Purpose of loan:
This loan will be used to...pay irs tax debt
My financial situation:
I am a good candidate for this loan because...I am an experienced Restaurant general Manager, Employed, Married and intend to keep my finances in good standing and need to remove Irs liens from my credit report.
Monthly net income: $5000.00
Monthly expenses: $2000.00
Housing: $750
Insurance: $75
Car expenses: $475
Utilities: $inc
Phone, cable, internet: $50
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $87
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/17/2011 5:06:13 PM |
| worth-blanket2 | $9,900.00 | 8/18/2011 5:23:48 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
522176
This series of Notes was issued and sold upon the funding of the borrower loan #52623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 19
/
18 | Length of status: | 2y 6m |
|
Amount delinquent:
| $1,002 |
Total credit lines:
| 24 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,682 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| just-credit1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
In need of fuel efficient auto.
Purpose of loan: Auto loan
This loan will be used to...purchase a more fuel efficient automobile which in turn will create greater financial gain for myself.
My financial situation: Very stable
I am a good candidate for this loan because...i take my credit very seriously. I have a very good track record of repaying debts both professional and personal.
Monthly net income: $3000.00
Monthly expenses: $
Housing: $400.00
Insurance: $15.00
Car expenses: $400.00 fuel and maintenance
Utilities: $0
Phone, cable, internet: $78.00
Food, entertainment: $250.00
Clothing, household expenses: $50.00
Credit cards and other loans: $800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,000.00 | 8/18/2011 5:22:29 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
522198
This series of Notes was issued and sold upon the funding of the borrower loan #52704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $477 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-gold-splendor |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:home improvement
This loan will be used to...redo my kitchen
My financial situation: steady
I am a good candidate for this loan because... I have few financial obligations and pay my bills
Monthly net income: $7000
Monthly expenses: $4500
Housing: $3200
Insurance: $100
Car expenses: $500
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/16/2011 9:07:48 AM |
| Investor_DP | $100.00 | 8/16/2011 9:03:56 AM |
| stepatatime-together | $100.00 | 8/16/2011 9:19:41 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:44 PM |
| diplomatic-wealth7 | $25.00 | 8/18/2011 5:20:34 PM |
| green-trade-dolphin | $25.00 | 8/19/2011 9:29:36 AM |
| Thought | $27.61 | 8/19/2011 10:31:16 AM |
| trumpeter5 | $25.00 | 8/19/2011 10:41:41 AM |
| stock106 | $25.00 | 8/19/2011 11:34:42 AM |
| jojofrankie | $25.00 | 8/19/2011 3:34:29 PM |
| sensational-dollar | $25.00 | 8/20/2011 6:18:08 AM |
| quickstep | $200.00 | 8/20/2011 6:40:32 AM |
| graceful-investment | $100.00 | 8/20/2011 8:27:32 AM |
| healthy-worth5 | $25.00 | 8/20/2011 1:32:46 AM |
| gothampark | $25.00 | 8/20/2011 7:55:51 AM |
| SolarMoonshine | $25.00 | 8/20/2011 2:49:45 PM |
| unger | $85.11 | 8/20/2011 2:08:26 PM |
| supreme-hope | $25.00 | 8/20/2011 2:46:13 PM |
| IIP77 | $25.00 | 8/20/2011 3:35:03 PM |
| irrelevant | $25.00 | 8/20/2011 7:05:16 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:06 PM |
| nickel-hickory | $25.00 | 8/21/2011 9:10:12 AM |
| steven3333 | $25.00 | 8/21/2011 5:50:54 PM |
| MadHun | $200.00 | 8/21/2011 12:13:18 PM |
| Rulea72 | $25.00 | 8/22/2011 7:20:27 AM |
| goat0 | $50.00 | 8/22/2011 8:40:20 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:44 AM |
| Bob450 | $25.00 | 8/22/2011 6:47:20 PM |
| leverage-monger | $25.00 | 8/23/2011 6:32:30 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:55 PM |
| patriot384 | $100.00 | 8/24/2011 8:12:32 AM |
| leverage-monger | $30.00 | 8/24/2011 9:02:28 AM |
| 108lender | $500.00 | 8/24/2011 9:13:37 AM |
| Starfin-Capital-Management | $72.52 | 8/24/2011 12:22:28 PM |
| social-zebra | $25.00 | 8/25/2011 7:39:30 AM |
| brightest-dignified-penny | $25.00 | 8/24/2011 8:50:57 PM |
| 168RichCapital | $25.08 | 8/25/2011 7:56:02 AM |
| EJPiper | $50.00 | 8/25/2011 8:36:25 AM |
| CO_Engineer | $50.00 | 8/25/2011 8:27:02 AM |
| DHolly | $25.00 | 8/16/2011 9:24:00 AM |
| reflective-rupee | $25.00 | 8/16/2011 5:01:08 PM |
| luzonct | $100.00 | 8/16/2011 11:31:05 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:23 PM |
| unger | $85.11 | 8/19/2011 9:57:24 AM |
| payout-bridge | $25.00 | 8/19/2011 1:57:20 PM |
| tacopants | $100.00 | 8/19/2011 9:58:10 AM |
| Diamond_Jim | $50.00 | 8/19/2011 10:10:46 AM |
| rate-sceptre | $50.00 | 8/19/2011 7:34:05 PM |
| Astyanax | $80.00 | 8/19/2011 8:22:27 PM |
| return-enthusiast1 | $25.00 | 8/19/2011 2:27:20 PM |
| CreditBuilder2 | $50.00 | 8/19/2011 4:33:01 PM |
| loss-of-control | $50.00 | 8/19/2011 6:10:23 PM |
| freedom3 | $3,000.00 | 8/20/2011 3:38:34 PM |
| rlsurb | $25.00 | 8/22/2011 7:56:00 AM |
| Finnmoney21 | $50.00 | 8/22/2011 9:47:30 AM |
| rescue | $100.00 | 8/22/2011 3:44:54 PM |
| economy-popcorn | $25.00 | 8/22/2011 10:04:00 PM |
| personal-lender | $25.00 | 8/23/2011 5:16:55 PM |
| branaa99 | $25.00 | 8/24/2011 10:48:15 AM |
| riveting-credit5 | $50.00 | 8/24/2011 10:45:32 AM |
| mammalian4 | $25.00 | 8/24/2011 2:15:55 PM |
| wlm3012 | $30.00 | 8/24/2011 4:58:03 PM |
| icanhasloanz | $25.00 | 8/25/2011 4:44:50 AM |
| bsh297 | $25.00 | 8/25/2011 6:36:51 AM |
| Starfin-Capital-Management | $69.71 | 8/25/2011 4:31:24 AM |
| Jack55304 | $200.00 | 8/25/2011 8:40:06 AM |
| credit-missile | $19.86 | 8/25/2011 8:42:06 AM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
522228
This series of Notes was issued and sold upon the funding of the borrower loan #52626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $97.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,776 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hispadgirl |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
620-639
(Aug-2008)
|
|
Principal balance:
| $1,350.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Playing catch up
Purpose of loan:
Haven't you ever fallen a little behind, and all you need is one small financial break to make everything alright and have peace of mind? I'm not broke but I could definitely use a little boost to help me catch up on a few financial debts. I've had a rough time this year financially and fallen a little behind (late fees, high interest, etc.). With this small loan I can definitely get back on track and sleep better at night.
My financial situation:
I am a good candidate for this loan because I am a responsible, hard-working professional who is trying hard to catch up.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/16/2011 12:59:45 PM |
| MoneyForNothing | $56.51 | 8/16/2011 9:04:32 AM |
| green-trade-dolphin2 | $50.00 | 8/16/2011 9:41:49 AM |
| Bamaman205 | $25.00 | 8/16/2011 10:51:39 AM |
| freefly67 | $25.00 | 8/16/2011 5:38:16 PM |
| thankful-nickel2 | $25.00 | 8/17/2011 12:54:47 PM |
| Syzygy | $25.00 | 8/17/2011 1:02:58 PM |
| tntmojave | $50.00 | 8/19/2011 11:20:15 AM |
| kazanov | $50.00 | 8/20/2011 6:27:54 PM |
| Weaverville | $50.00 | 8/21/2011 11:15:48 AM |
| blue-useful-auction | $25.00 | 8/21/2011 9:51:46 AM |
| tolerant-dinero2 | $50.00 | 8/21/2011 1:42:52 PM |
| direct-social3 | $50.00 | 8/22/2011 3:02:27 AM |
| AF-Chief | $25.00 | 8/22/2011 9:52:54 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:45 AM |
| theloanteacher | $25.00 | 8/22/2011 9:20:09 AM |
| rescue | $100.00 | 8/22/2011 3:44:54 PM |
| herbyman | $50.00 | 8/22/2011 5:05:30 PM |
| Clambake | $50.00 | 8/23/2011 7:02:19 AM |
| MadHun | $200.00 | 8/23/2011 9:15:03 AM |
| Aberdeen | $1,000.00 | 8/23/2011 8:59:37 AM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:37 PM |
| martymaniaman | $25.00 | 8/23/2011 3:28:03 PM |
| serene-capital | $24.99 | 8/23/2011 3:39:12 PM |
| ryan6853 | $25.00 | 8/16/2011 5:06:41 PM |
| s270 | $50.00 | 8/16/2011 11:11:50 PM |
| ChristopherHS | $25.00 | 8/17/2011 8:54:28 AM |
| indomitable-coin | $25.00 | 8/17/2011 3:45:12 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:47:04 PM |
| MilitaryLending | $25.00 | 8/17/2011 11:15:47 PM |
| GElender | $25.00 | 8/19/2011 6:16:13 AM |
| RicheyRich | $25.00 | 8/20/2011 6:43:52 AM |
| frobin | $25.00 | 8/20/2011 8:08:54 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:19 PM |
| CK1 | $25.00 | 8/21/2011 11:53:06 AM |
| seineil | $50.00 | 8/22/2011 2:57:12 AM |
| atbright | $25.00 | 8/22/2011 10:12:38 AM |
| lostontheedge | $25.00 | 8/23/2011 8:21:38 AM |
| Hogan55 | $43.50 | 8/23/2011 4:33:13 AM |
| credit-investor5 | $50.00 | 8/23/2011 10:10:14 AM |
| sweety075 | $25.00 | 8/23/2011 10:31:29 AM |
| ALFLoan | $25.00 | 8/23/2011 11:29:06 AM |
| grampy48 | $25.00 | 8/23/2011 1:14:16 PM |
| dinero-jujitsu | $25.00 | 8/23/2011 9:44:24 AM |
| Leshan | $50.00 | 8/23/2011 11:20:05 AM |
| janeybooboo | $100.00 | 8/23/2011 11:59:03 AM |
| jescowa | $50.00 | 8/23/2011 3:26:03 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
522276
This series of Notes was issued and sold upon the funding of the borrower loan #52460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,972 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| successful-dollar92 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Nisi45
Purpose of loan: debt consolidation
This loan will be used to...pay off a couple of debts
My financial situation: I have a full time secure job
I am a good candidate for this loan because...I have a steady monthly income coming in and I am reliable for paying back debt.
Monthly net income: $4000.00
Monthly expenses: $1597.00
Housing: $600
Insurance: $179.00
Car expenses: $162.00
Utilities: $80.00
Phone, cable, internet: $80.00
Food, entertainment: $150.00
Clothing, household expenses: $50.00
Credit cards and other loans: $226.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| luzonct | $100.00 | 8/16/2011 11:46:11 PM |
| worth-blanket2 | $3,900.00 | 8/17/2011 9:18:15 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
522302
This series of Notes was issued and sold upon the funding of the borrower loan #52535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $113.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 15y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,212 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| big33guns |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,800.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
540-559
(Dec-2007)
|
|
Principal balance:
| $1,430.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Paying off Bank Loan
Purpose of loan:
This loan will be used to...pay off my existing bank loan so I can retreive my two vehicle titles for a future trade-in so I may purchase a more reliable and newer automobile.
My financial situation:
I am a good candidate for this loan because...I now understand the importance of a great credit score and I have been moving in that direction for the past 4 years. I have seriously learned from my past, youthful mistakes, and by January 2013 there will be no more negative marks on my credit report. I have been employed by the same business for over 15 years and plan on being there until I reach retirement age.
I did notice my credit score has slightly dropped in the last few months and that has to be because the wife and I recently financed a sleep member bed and we love it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/18/2011 6:24:04 PM |
| MoneyForNothing | $47.59 | 8/18/2011 5:03:04 PM |
| compoundinterest | $50.00 | 8/18/2011 5:07:17 PM |
| janeybooboo | $100.00 | 8/18/2011 6:23:12 PM |
| wampum-chorus3 | $25.00 | 8/19/2011 5:26:08 AM |
| irishalaskan | $25.00 | 8/19/2011 12:41:29 PM |
| s270 | $50.00 | 8/19/2011 7:29:07 PM |
| indomitable-coin | $25.00 | 8/20/2011 3:37:00 PM |
| kazanov | $25.00 | 8/20/2011 6:28:29 PM |
| frobin | $25.00 | 8/20/2011 8:09:03 PM |
| orbiter687 | $25.00 | 8/22/2011 10:32:38 AM |
| best-basis-trooper | $25.00 | 8/22/2011 12:01:13 PM |
| Weaverville | $50.00 | 8/22/2011 5:17:06 PM |
| Clambake | $50.00 | 8/23/2011 7:02:29 AM |
| MadHun | $200.00 | 8/23/2011 9:15:04 AM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:41 PM |
| jescowa | $50.00 | 8/23/2011 3:28:12 PM |
| SpotLending | $50.00 | 8/23/2011 10:52:44 AM |
| currency-persimmon | $50.00 | 8/23/2011 5:01:58 PM |
| CBO-Enterprise | $100.00 | 8/23/2011 4:21:42 PM |
| novice-speculator | $25.00 | 8/23/2011 4:26:17 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:37 PM |
| damage | $25.00 | 8/23/2011 5:55:59 PM |
| 20mule | $313.24 | 8/23/2011 6:26:06 PM |
| CreditBuilder2 | $25.00 | 8/23/2011 6:21:09 PM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:28 PM |
| green-trade-dolphin2 | $35.00 | 8/18/2011 5:55:30 PM |
| investment-artist | $25.00 | 8/19/2011 8:57:06 AM |
| GElender | $25.00 | 8/19/2011 6:16:58 AM |
| irishalaskan | $25.00 | 8/19/2011 12:41:59 PM |
| Syzygy | $25.00 | 8/19/2011 9:15:32 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:28 PM |
| atbright | $25.00 | 8/22/2011 10:12:46 AM |
| AF-Chief | $25.00 | 8/22/2011 9:52:58 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:12 AM |
| Jordan1123 | $25.00 | 8/22/2011 4:50:58 PM |
| Aberdeen | $1,000.00 | 8/23/2011 8:59:37 AM |
| janeybooboo | $100.00 | 8/23/2011 11:59:51 AM |
| serene-capital | $25.00 | 8/23/2011 3:41:12 PM |
| wlm3012 | $30.00 | 8/23/2011 4:17:01 PM |
| ookamikun | $100.00 | 8/23/2011 5:28:47 PM |
| mob205 | $49.17 | 8/23/2011 5:46:43 PM |
| yield-hut | $50.00 | 8/23/2011 6:15:36 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
522316
This series of Notes was issued and sold upon the funding of the borrower loan #52635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $294.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,278 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| favorable-revenue5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Nov-2010)
|
|
Principal balance:
| $6,107.56 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Green Herb Expansion
Purpose of loan:
This loan will be used to expand existing herb growing business and buy
dutch bucket hydro system for tomatoes.
My financial situation:
I am a good candidate for this loan because I am establish here in NJ and with Prosper.
Monthly net income: $2800
Monthly expenses: $1000
Housing: $0
Insurance: $70
Car expenses: $196
Utilities: $100
Phone, cable, internet: $0
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:29 PM |
| newest-power-banker | $25.00 | 8/18/2011 9:00:46 PM |
| 108lender | $167.00 | 8/18/2011 7:38:26 PM |
| AF-Chief | $50.00 | 8/19/2011 12:59:01 PM |
| Investor_DP | $100.00 | 8/19/2011 9:05:49 AM |
| USMC0311 | $25.00 | 8/20/2011 8:51:44 AM |
| matthewa | $25.00 | 8/21/2011 10:02:21 PM |
| profit-powerplant | $25.00 | 8/22/2011 3:01:26 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:13 AM |
| diplomatic-wealth7 | $25.00 | 8/22/2011 4:57:39 PM |
| 108lender | $250.00 | 8/22/2011 5:53:32 PM |
| good4loan | $25.00 | 8/22/2011 4:49:36 PM |
| whitegold24k | $100.00 | 8/22/2011 5:59:22 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:08 PM |
| newest-power-banker | $50.00 | 8/22/2011 8:12:24 PM |
| yield-hut | $50.00 | 8/23/2011 4:50:15 AM |
| industrious-currency | $25.00 | 8/23/2011 6:13:43 AM |
| janeybooboo | $100.00 | 8/23/2011 12:13:45 PM |
| MadHun | $200.00 | 8/23/2011 9:15:04 AM |
| wlm3012 | $30.00 | 8/23/2011 4:11:36 PM |
| whitemountainhandyman | $25.00 | 8/23/2011 6:19:00 PM |
| Frover | $25.00 | 8/23/2011 7:31:47 PM |
| high_flyer | $50.00 | 8/23/2011 10:55:47 PM |
| economy-coup | $100.00 | 8/24/2011 12:42:13 AM |
| CreditBuilder2 | $50.00 | 8/23/2011 6:20:31 PM |
| finagler | $25.00 | 8/23/2011 7:01:09 PM |
| head | $25.00 | 8/23/2011 7:27:28 PM |
| riveting-credit5 | $63.58 | 8/23/2011 8:36:43 PM |
| diligent-peace9 | $53.61 | 8/19/2011 7:39:41 AM |
| stepatatime-together | $100.00 | 8/18/2011 11:18:34 PM |
| jkeller4000 | $25.00 | 8/19/2011 4:44:28 AM |
| Bank42 | $25.00 | 8/20/2011 3:40:44 AM |
| pioneer580 | $50.00 | 8/20/2011 12:24:47 PM |
| worth-blanket2 | $4,600.00 | 8/22/2011 5:55:50 PM |
| irrelevant | $25.00 | 8/23/2011 6:05:34 AM |
| reflective-rupee | $25.00 | 8/23/2011 6:39:47 AM |
| organic-order | $25.00 | 8/23/2011 8:13:19 AM |
| martymaniaman | $25.00 | 8/23/2011 3:28:30 PM |
| dordee | $50.00 | 8/23/2011 10:46:15 AM |
| shrewd-income | $25.00 | 8/23/2011 11:22:17 AM |
| graceful-investment | $43.78 | 8/23/2011 4:01:05 PM |
| helpful-credit156 | $25.00 | 8/23/2011 8:20:12 PM |
| rate-sceptre | $56.42 | 8/23/2011 11:54:56 PM |
| 1randyp | $96.95 | 8/23/2011 5:46:01 PM |
| KarlMarx | $36.19 | 8/24/2011 3:16:14 AM |
| principal-laser | $41.19 | 8/24/2011 4:16:55 AM |
| LaBamba | $75.00 | 8/24/2011 4:42:56 AM |
| Pu239 | $70.00 | 8/23/2011 7:11:29 PM |
| let_me_retire | $25.00 | 8/23/2011 9:49:46 PM |
| Gibbyland | $100.00 | 8/23/2011 10:29:57 PM |
| WeAlNe | $25.00 | 8/24/2011 3:11:08 AM |
| orange-coin-walnut | $50.00 | 8/24/2011 4:23:49 AM |
| JLMGroupFunds | $37.29 | 8/24/2011 4:25:46 AM |
| MoneyForNothing | $3.99 | 8/24/2011 4:43:02 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
522340
This series of Notes was issued and sold upon the funding of the borrower loan #52638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,236 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| compassionate-bonus642 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pebblesmom
Purpose of loan: Consolidate Debts
This loan will be used to...
I will be using this loan to pay off some high interest rate credit cards and a couple of older medical bills.
My financial situation: Is average for any family. I have a good job and good credit but obtained debts from a previous divorce. This loan will help me pay off these items sooner.
I am a good candidate for this loan because...
I have good credit and have always paid my bills on time. This loan will allow me to pay off a few things as well as provide a small "emergency" cusion for me so that I will never have to use credit cards again. My employment and income are verifiable and I'm a homeowner. Unfortunately I just purchased my home less then a year ago so I have not built any equity yet.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| serene-capital | $25.00 | 8/19/2011 12:59:39 AM |
| jkeller4000 | $25.00 | 8/19/2011 4:44:28 AM |
| green-trade-dolphin2 | $35.00 | 8/18/2011 5:54:31 PM |
| Bank_Of_XL | $25.00 | 8/19/2011 4:58:23 AM |
| caring-hope2 | $100.00 | 8/19/2011 12:07:13 PM |
| SolarMoonshine | $25.00 | 8/20/2011 10:41:12 AM |
| indomitable-coin | $25.00 | 8/20/2011 3:37:01 PM |
| frobin | $25.00 | 8/20/2011 8:09:03 PM |
| credit-bank-usa611 | $50.00 | 8/20/2011 10:25:44 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:13 AM |
| patriot897 | $25.00 | 8/22/2011 12:20:30 PM |
| Weaverville | $50.00 | 8/22/2011 5:17:07 PM |
| 108lender | $200.00 | 8/22/2011 5:50:57 PM |
| whitegold24k | $250.00 | 8/23/2011 7:34:07 AM |
| Clambake | $50.00 | 8/23/2011 7:02:29 AM |
| houli123 | $100.00 | 8/23/2011 11:50:36 AM |
| first-dinero-paladin | $50.00 | 8/23/2011 12:13:02 PM |
| hemmer42 | $40.76 | 8/23/2011 9:03:42 AM |
| novice-speculator | $25.00 | 8/23/2011 4:27:17 PM |
| minista | $25.00 | 8/23/2011 4:53:42 PM |
| Nojukbong | $100.00 | 8/23/2011 5:02:08 PM |
| BlackCat36 | $150.00 | 8/23/2011 6:10:43 PM |
| Astyanax | $85.00 | 8/23/2011 6:54:15 PM |
| kind-forthright-repayment | $150.00 | 8/23/2011 6:57:22 PM |
| mgking007 | $29.00 | 8/23/2011 4:26:24 PM |
| rad-pred | $51.00 | 8/23/2011 7:33:33 PM |
| CBO-Enterprise | $100.00 | 8/23/2011 4:20:32 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:04 PM |
| capital-zoo | $25.00 | 8/23/2011 9:03:43 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:38 PM |
| 650mike | $25.00 | 8/23/2011 5:34:14 PM |
| coolgenner | $25.00 | 8/24/2011 4:47:38 AM |
| CreditBuilder2 | $75.00 | 8/23/2011 6:23:48 PM |
| goodcents | $25.00 | 8/23/2011 7:13:42 PM |
| zippy-revenue8 | $50.00 | 8/23/2011 7:35:29 PM |
| momoney2lend | $50.00 | 8/23/2011 7:39:27 PM |
| availableloan | $25.00 | 8/23/2011 9:18:21 PM |
| chavala | $50.00 | 8/23/2011 10:40:29 PM |
| MrCoffee | $25.00 | 8/24/2011 1:28:20 AM |
| golden-marketplace599 | $26.60 | 8/24/2011 3:31:33 AM |
| heerzaquestion | $80.00 | 8/24/2011 4:58:14 AM |
| wampum-chorus3 | $65.71 | 8/24/2011 3:55:27 AM |
| compoundinterest | $50.00 | 8/18/2011 5:07:18 PM |
| equitable-capital758 | $250.00 | 8/18/2011 6:24:05 PM |
| DasMula | $25.00 | 8/18/2011 9:25:47 PM |
| john0720 | $100.00 | 8/19/2011 6:39:44 AM |
| Rivervale_Westwood | $25.00 | 8/19/2011 7:07:26 AM |
| petsheep | $50.00 | 8/19/2011 8:34:04 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:29 PM |
| atbright | $25.00 | 8/22/2011 10:12:46 AM |
| BankofPete | $25.00 | 8/22/2011 11:03:47 AM |
| jescowa | $50.00 | 8/23/2011 3:29:38 PM |
| janeybooboo | $300.00 | 8/23/2011 1:01:39 PM |
| baseballfan111 | $50.00 | 8/23/2011 4:35:49 PM |
| vulgy | $25.00 | 8/23/2011 8:02:57 PM |
| currency-persimmon | $50.00 | 8/23/2011 5:05:59 PM |
| MadHun | $200.00 | 8/23/2011 5:14:58 PM |
| mex_invests | $25.00 | 8/23/2011 9:19:21 PM |
| jazzlender | $50.00 | 8/23/2011 9:36:44 PM |
| wild-orange | $100.00 | 8/24/2011 3:18:17 AM |
| excellent-loan8 | $25.00 | 8/23/2011 6:06:15 PM |
| constancy | $58.93 | 8/23/2011 6:53:52 PM |
| loanman2007 | $100.00 | 8/24/2011 5:01:15 AM |
| axl163 | $25.00 | 8/23/2011 7:02:03 PM |
| 20mule | $400.00 | 8/23/2011 6:27:33 PM |
| MakoF16 | $25.00 | 8/23/2011 8:03:49 PM |
| economy-popcorn | $25.00 | 8/23/2011 7:54:54 PM |
| cash-cymbal | $25.00 | 8/23/2011 9:01:18 PM |
| haryassman | $25.00 | 8/23/2011 8:17:39 PM |
| Gibbyland | $150.00 | 8/23/2011 10:31:03 PM |
| head | $25.00 | 8/24/2011 2:26:06 AM |
| asset-cougar0 | $25.00 | 8/24/2011 4:10:58 AM |
| coin-lesson3 | $103.00 | 8/24/2011 5:04:04 AM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
522370
This series of Notes was issued and sold upon the funding of the borrower loan #52632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $113.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 24y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,089 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| decisive-p2p |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2011)
720-739
(Oct-2009)
|
|
Principal balance:
| $7,267.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Hearing Wedding Bells
Purpose of loan:
This loan will be used to...help pay for our daughter's upcoming November wedding. Have saved up for this wonderful occasion, but want to have a little extra available if needed.
My financial situation:
I am a good candidate for this loan because... Our net monthly incomes are $6,800.00 and our monthly payments are less than $2,000.00.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/18/2011 5:07:18 PM |
| themoneydoctor | $300.00 | 8/19/2011 10:50:07 AM |
| jkeller4000 | $25.00 | 8/19/2011 4:44:29 AM |
| credit-bank-usa611 | $50.00 | 8/20/2011 1:40:32 PM |
| frobin | $25.00 | 8/20/2011 8:09:04 PM |
| GElender | $25.00 | 8/22/2011 6:07:26 AM |
| AF-Chief | $25.00 | 8/22/2011 9:52:58 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:14 AM |
| Weaverville | $50.00 | 8/22/2011 5:17:07 PM |
| Clambake | $50.00 | 8/23/2011 7:02:29 AM |
| market-pudding | $25.00 | 8/23/2011 2:35:03 PM |
| currency-persimmon | $50.00 | 8/23/2011 5:03:30 PM |
| janeybooboo | $300.00 | 8/23/2011 12:16:02 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:39 PM |
| yield-hut | $50.00 | 8/23/2011 6:13:32 PM |
| excellent-loan8 | $25.00 | 8/23/2011 6:14:07 PM |
| MakoF16 | $25.00 | 8/23/2011 7:58:38 PM |
| imshadow22 | $25.00 | 8/23/2011 8:16:30 PM |
| traice | $25.00 | 8/23/2011 6:54:50 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:04 PM |
| green-trade-dolphin2 | $25.00 | 8/18/2011 5:53:42 PM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:29 PM |
| dbs | $25.00 | 8/19/2011 8:05:33 AM |
| Dollars4Rent | $25.00 | 8/20/2011 6:50:38 AM |
| Eric_Gagne | $50.00 | 8/19/2011 6:25:40 PM |
| Eric_Gagne | $50.00 | 8/19/2011 6:29:49 PM |
| income-thinker4 | $25.00 | 8/19/2011 11:58:59 PM |
| blot44 | $25.00 | 8/21/2011 7:28:21 AM |
| subtle-revenue0 | $25.00 | 8/21/2011 8:20:51 AM |
| KCEnterprises | $25.00 | 8/20/2011 8:38:23 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:29 PM |
| elmo667 | $41.33 | 8/22/2011 2:12:42 PM |
| atbright | $25.00 | 8/22/2011 10:12:46 AM |
| orbiter687 | $25.00 | 8/22/2011 10:33:32 AM |
| best-basis-trooper | $50.00 | 8/22/2011 12:01:28 PM |
| coin-trumpet | $25.00 | 8/22/2011 1:39:54 PM |
| indomitable-coin | $25.00 | 8/22/2011 4:16:11 PM |
| 108lender | $250.00 | 8/22/2011 5:46:29 PM |
| 108lender | $250.00 | 8/22/2011 5:53:32 PM |
| sflawya | $25.00 | 8/23/2011 6:10:00 AM |
| BankofPete | $25.00 | 8/23/2011 7:03:42 AM |
| britgsb | $200.00 | 8/23/2011 8:01:39 AM |
| MadHun | $200.00 | 8/23/2011 9:15:04 AM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:41 PM |
| martymaniaman | $25.00 | 8/23/2011 3:28:49 PM |
| CBO-Enterprise | $100.00 | 8/23/2011 4:18:23 PM |
| CreditBuilder2 | $25.00 | 8/23/2011 6:21:44 PM |
| sc5 | $25.00 | 8/23/2011 4:31:44 PM |
| Lendomatic | $30.00 | 8/23/2011 7:30:33 PM |
| novice-speculator | $25.00 | 8/23/2011 4:26:45 PM |
| wise-agile-investment | $25.00 | 8/23/2011 6:26:13 PM |
| Astyanax | $80.00 | 8/23/2011 6:51:59 PM |
| zippy-revenue8 | $50.00 | 8/23/2011 7:33:48 PM |
| kind-forthright-repayment | $185.00 | 8/23/2011 6:58:06 PM |
| Nopayibreakurlegs | $38.19 | 8/23/2011 7:42:18 PM |
| MoneyForNothing | $0.48 | 8/23/2011 8:16:47 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
522390
This series of Notes was issued and sold upon the funding of the borrower loan #52701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,900.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $255.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $10,264 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Building_It_Back |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Let me pay YOU interest vs a bank!
Purpose of loan:
Effectively cut my interest rates in half. I'd rather pay individual investors interest vs. the big bank that could care less about me.
Cards included in this deal:
Merrick Bank $1,914 @ 29.70%
Juniper $1,510 @ 28.24%
HSBC $1,361 @20.90%
Chase $6,400 @ 15.99% (the balance I'm paying out of pocket to get to zero)
My financial situation:
High income earner over 100K/year (my last loan here was paid on time, every month for 36 months).
Monthly income/expenses:
After taxes/insurance/401K net take home is approx $6,500.
Mortgage - $2,700
Car/Insurance/Gas - $780
Credit Cards - $690
Utilities - $400
Living expenses (groceries, clothes, doctors, etc. Four kids!) - $1,000
Questions you may have:
What are the two public records? Two small tax liens from 2002 (both totaled about $900). Paid off since 2005.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $40.35 | 8/17/2011 9:38:22 AM |
| MarvintheMartian | $50.00 | 8/17/2011 9:12:50 AM |
| green-trade-dolphin2 | $50.00 | 8/17/2011 12:20:52 PM |
| the-bright-velocity | $25.00 | 8/17/2011 12:47:05 PM |
| John_Galt | $44.00 | 8/17/2011 5:38:29 PM |
| vutah | $25.00 | 8/17/2011 9:58:28 PM |
| currency-persimmon | $50.00 | 8/19/2011 4:50:06 AM |
| GElender | $40.00 | 8/19/2011 6:06:57 AM |
| Zoramite | $25.00 | 8/19/2011 8:10:22 AM |
| goodcents | $25.00 | 8/18/2011 8:49:40 PM |
| Dubbs360 | $200.00 | 8/19/2011 8:35:22 AM |
| Oak-Parker | $25.00 | 8/19/2011 3:10:54 PM |
| coin-popcorn | $25.00 | 8/19/2011 10:27:50 AM |
| active-order | $25.00 | 8/19/2011 11:48:00 AM |
| nycfinance | $25.00 | 8/19/2011 11:18:41 AM |
| leverage-galleon | $25.00 | 8/19/2011 7:40:35 PM |
| skaught | $45.00 | 8/19/2011 12:03:01 PM |
| bmbanzai | $25.00 | 8/19/2011 8:52:13 PM |
| debt-system880 | $25.00 | 8/19/2011 8:09:59 PM |
| a-reasonable-return | $25.00 | 8/19/2011 9:11:28 PM |
| PWSanDiego | $58.52 | 8/19/2011 11:55:11 PM |
| TigerForce | $25.00 | 8/20/2011 1:31:03 AM |
| CreditBuilder2 | $100.00 | 8/20/2011 9:35:07 AM |
| warew | $25.00 | 8/20/2011 9:02:57 AM |
| LD4LIFE | $52.22 | 8/20/2011 11:53:57 AM |
| SolarMoonshine | $25.00 | 8/21/2011 3:44:32 AM |
| BlackCat36 | $150.00 | 8/20/2011 4:03:50 PM |
| pious-integrity6 | $25.00 | 8/20/2011 7:46:05 PM |
| theloanteacher | $25.00 | 8/21/2011 5:19:10 PM |
| superb-funds335 | $26.00 | 8/21/2011 12:26:31 PM |
| greenback-companion8 | $50.00 | 8/21/2011 8:50:55 PM |
| gentle-gain235 | $50.00 | 8/21/2011 4:41:19 PM |
| herbyman | $50.00 | 8/21/2011 5:53:47 PM |
| orbiter687 | $25.00 | 8/22/2011 10:05:15 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:55 AM |
| best-basis-trooper | $50.00 | 8/22/2011 11:44:03 AM |
| interest-splendor | $30.00 | 8/22/2011 11:51:48 AM |
| brittany | $100.00 | 8/22/2011 12:58:06 PM |
| rescue | $100.00 | 8/22/2011 3:45:07 PM |
| Chillito | $48.66 | 8/23/2011 12:06:07 AM |
| 0403 | $25.00 | 8/22/2011 5:11:51 PM |
| power-secret-agent | $30.00 | 8/23/2011 4:06:37 AM |
| discrete-asset | $25.00 | 8/23/2011 5:08:14 AM |
| availableloan | $25.00 | 8/22/2011 5:40:31 PM |
| djh47a | $25.00 | 8/23/2011 6:51:53 AM |
| healthy-fund7 | $25.00 | 8/23/2011 7:33:06 AM |
| top-tranquil-justice | $25.00 | 8/22/2011 10:07:55 PM |
| bigdoggie | $150.00 | 8/22/2011 10:16:11 PM |
| serene-capital | $30.00 | 8/22/2011 10:35:42 PM |
| organic-responsibility60 | $100.00 | 8/23/2011 9:54:24 AM |
| fcrick | $25.00 | 8/23/2011 10:19:17 AM |
| Atlanta-Buyer | $50.00 | 8/23/2011 6:38:25 AM |
| dedicated-hope640 | $25.00 | 8/23/2011 10:45:01 AM |
| PotBellyPete | $100.00 | 8/23/2011 8:22:56 AM |
| WorkerBee55 | $59.00 | 8/23/2011 8:48:29 AM |
| neighborly-hope6 | $50.00 | 8/23/2011 9:18:15 AM |
| mortikai | $65.00 | 8/23/2011 3:04:43 PM |
| dordee | $100.00 | 8/23/2011 10:38:15 AM |
| cloud8 | $50.00 | 8/23/2011 11:39:32 AM |
| cash-queen | $25.00 | 8/23/2011 12:00:09 PM |
| janeybooboo | $200.00 | 8/23/2011 12:05:56 PM |
| dime-historian | $50.00 | 8/23/2011 1:18:23 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:11:04 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:11 PM |
| yield-hut | $100.00 | 8/23/2011 6:17:09 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:55 PM |
| Syzygy | $25.00 | 8/23/2011 9:40:15 PM |
| 108lender | $426.00 | 8/24/2011 9:13:37 AM |
| compoundinterest | $50.00 | 8/17/2011 9:07:56 AM |
| indomitable-coin | $25.00 | 8/18/2011 4:23:51 PM |
| trumpeter5 | $50.00 | 8/19/2011 8:56:54 AM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:47:03 PM |
| georgedorn | $25.00 | 8/19/2011 10:20:18 AM |
| loan-lionheart6 | $25.00 | 8/18/2011 9:48:03 PM |
| heroic-payout9 | $25.00 | 8/19/2011 11:06:37 AM |
| motivator796 | $34.31 | 8/19/2011 1:16:25 PM |
| wild-orange | $100.00 | 8/20/2011 1:05:02 AM |
| benefit-trident | $25.00 | 8/20/2011 5:20:22 AM |
| Bank42 | $87.37 | 8/19/2011 4:21:06 PM |
| CreditBuilder2 | $100.00 | 8/19/2011 4:19:49 PM |
| PXM-Financial | $60.00 | 8/20/2011 7:37:37 AM |
| JGuide | $26.08 | 8/19/2011 5:25:44 PM |
| NoVALending | $25.00 | 8/20/2011 8:28:42 AM |
| ddog0224 | $25.00 | 8/19/2011 7:10:44 PM |
| john0720 | $100.00 | 8/19/2011 6:16:19 PM |
| reinforced-durability1 | $25.00 | 8/19/2011 7:27:02 PM |
| TigerForce | $25.00 | 8/20/2011 1:40:13 AM |
| Zuzu | $27.91 | 8/20/2011 11:19:52 AM |
| Shawn95187 | $62.24 | 8/20/2011 3:15:25 PM |
| pnace | $60.00 | 8/20/2011 3:31:00 PM |
| BankofBeth | $25.00 | 8/20/2011 5:34:23 PM |
| frobin | $25.00 | 8/20/2011 8:08:58 PM |
| KCEnterprises | $25.00 | 8/20/2011 8:20:09 PM |
| gadget7 | $25.00 | 8/20/2011 8:55:59 PM |
| Arpad | $50.00 | 8/20/2011 10:29:43 PM |
| SV-AZ | $33.19 | 8/21/2011 8:36:55 AM |
| credit-investor5 | $50.00 | 8/21/2011 8:35:00 AM |
| upbeat-investment9 | $50.00 | 8/21/2011 9:42:48 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:23 PM |
| UnlimitedLoans | $25.00 | 8/22/2011 7:05:33 AM |
| basis-wizard8 | $50.00 | 8/22/2011 7:44:08 AM |
| cmg891 | $50.68 | 8/21/2011 6:54:12 PM |
| myglobal | $28.03 | 8/21/2011 11:11:29 PM |
| SummitAdvisors | $500.00 | 8/21/2011 9:05:52 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:16:59 PM |
| Isanpankki | $33.89 | 8/22/2011 6:39:13 AM |
| a-logical-power | $50.00 | 8/22/2011 8:03:24 AM |
| genelinist | $25.00 | 8/22/2011 12:11:07 PM |
| heerzaquestion | $35.00 | 8/22/2011 9:33:00 AM |
| AF-Chief | $25.00 | 8/22/2011 9:52:56 AM |
| atbright | $25.00 | 8/22/2011 10:12:41 AM |
| MadHun | $200.00 | 8/22/2011 5:12:29 PM |
| Melander | $104.00 | 8/22/2011 6:10:42 PM |
| jubilant-durability9 | $25.00 | 8/22/2011 7:02:21 PM |
| frooogal | $25.00 | 8/22/2011 9:43:09 PM |
| penguino | $100.00 | 8/22/2011 4:26:51 PM |
| wirebutterfly | $125.00 | 8/22/2011 5:11:17 PM |
| objective-investor | $150.00 | 8/23/2011 4:01:39 AM |
| Weaverville | $50.00 | 8/22/2011 5:16:59 PM |
| sflash | $25.00 | 8/22/2011 6:43:05 PM |
| Clambake | $50.00 | 8/23/2011 7:02:23 AM |
| Ray3486 | $25.00 | 8/22/2011 7:29:22 PM |
| stealthzap | $72.77 | 8/23/2011 12:03:58 AM |
| MoneyBag4366 | $50.00 | 8/23/2011 4:48:41 AM |
| brightest-organized-balance | $25.00 | 8/23/2011 9:19:55 AM |
| Hogan55 | $164.78 | 8/23/2011 4:40:03 AM |
| joelnet | $100.00 | 8/23/2011 9:59:54 AM |
| BigBag | $25.00 | 8/23/2011 5:57:08 AM |
| euro-deployment | $25.00 | 8/23/2011 8:06:36 AM |
| lostontheedge | $25.00 | 8/23/2011 8:21:40 AM |
| broc78 | $25.00 | 8/23/2011 8:55:24 AM |
| EretzCapital | $35.00 | 8/23/2011 8:34:37 AM |
| Lender0010 | $50.00 | 8/23/2011 1:18:42 PM |
| DogCanyon | $100.00 | 8/23/2011 9:50:37 AM |
| dinero-jujitsu | $25.00 | 8/23/2011 9:44:25 AM |
| x-lender | $40.00 | 8/23/2011 1:51:58 PM |
| Huntington | $25.00 | 8/23/2011 2:54:21 PM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:39 PM |
| honorable-yield | $50.00 | 8/24/2011 9:10:34 AM |
| 139 Investments
|
Borrower Payment Dependent Notes Series
522400
This series of Notes was issued and sold upon the funding of the borrower loan #52686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,618 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bountiful-deal7 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...To pay off credit cards. I recently found out that I have skin cancer. While it is minor and caught early (thank goodness) I will have to pay for my insurance deductible. Most of the loan will go to paying off credit cards.
My financial situation:
I am a good candidate for this loan because...I learned a tough lesson growing up about how important it is to pay your bills. I always pay my bills each month and will go without unneccessary things in order to assure that my bills are paid. Recently, I have had to put more things on my credit cards due to things breaking in my house. I would like to have all the credit cards paid off so that I just have one payment which would be this loan. I just paid off one of the car loans which I am not sure is reflected on my credit yet. I have the paperwork though if need be.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-bridge | $25.00 | 8/20/2011 1:26:52 PM |
| jkeller4000 | $25.00 | 8/21/2011 3:08:54 PM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:43 PM |
| greencat | $50.00 | 8/22/2011 7:36:47 AM |
| Rogelio48 | $30.00 | 8/22/2011 6:15:14 PM |
| finance-prescription | $100.00 | 8/22/2011 5:13:29 PM |
| irrelevant | $25.00 | 8/23/2011 6:05:44 AM |
| larryboy10 | $25.00 | 8/22/2011 6:16:19 PM |
| MJTimages_com | $70.00 | 8/23/2011 9:15:37 AM |
| bright-exchange | $25.00 | 8/23/2011 11:14:12 AM |
| money-fort | $25.00 | 8/23/2011 1:02:17 PM |
| restless-dime | $100.00 | 8/23/2011 10:18:21 AM |
| nickel-hickory | $50.00 | 8/23/2011 10:28:43 AM |
| let_me_retire | $50.00 | 8/23/2011 4:53:01 PM |
| Iwillhuntyoudown | $25.00 | 8/23/2011 12:49:44 PM |
| janeybooboo | $100.00 | 8/23/2011 1:29:30 PM |
| diligent-peace9 | $75.00 | 8/23/2011 7:25:30 PM |
| loss-of-control | $75.00 | 8/23/2011 5:19:58 PM |
| jjsparks28 | $25.00 | 8/23/2011 10:40:43 PM |
| wonder3 | $40.00 | 8/23/2011 6:00:41 PM |
| sincerlyyours | $100.00 | 8/23/2011 7:16:19 PM |
| blue-silver-ruler | $25.00 | 8/23/2011 8:28:45 PM |
| high_flyer | $200.00 | 8/23/2011 10:54:56 PM |
| Fiscally_Fit1 | $20.74 | 8/23/2011 11:11:16 PM |
| social-hunter5 | $50.00 | 8/22/2011 7:05:01 AM |
| bullish2bearish | $25.73 | 8/22/2011 12:54:13 PM |
| 108lender | $200.00 | 8/22/2011 5:47:56 PM |
| worth-blanket2 | $3,800.00 | 8/22/2011 5:54:53 PM |
| Whipster | $70.00 | 8/22/2011 7:57:53 PM |
| Core-Marketing | $25.00 | 8/23/2011 3:22:30 AM |
| dedicated-diversification5 | $40.00 | 8/23/2011 11:23:14 AM |
| felicity-daydream | $25.00 | 8/23/2011 9:12:02 AM |
| ledesma31 | $78.12 | 8/23/2011 9:47:54 AM |
| vtrentster | $25.00 | 8/23/2011 9:51:59 AM |
| shrewd-income | $50.00 | 8/23/2011 11:20:08 AM |
| economy-huckleberry0 | $25.00 | 8/23/2011 1:10:55 PM |
| market-pudding | $25.00 | 8/23/2011 2:29:30 PM |
| wampum-library4 | $25.00 | 8/23/2011 4:20:26 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:54 PM |
| ledesma31 | $100.00 | 8/23/2011 9:00:48 PM |
| I-Believe-In-You | $25.41 | 8/23/2011 9:11:32 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
522414
This series of Notes was issued and sold upon the funding of the borrower loan #52480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $307.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,503 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-compassion-smasher |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Borrower
Purpose of loan:
This loan will be used to...Purchase a truck.
My financial situation:
I am a good candidate for this loan because...
I have a steady stream of income and will be able to repay this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 8/17/2011 11:10:42 AM |
| compoundinterest | $50.00 | 8/17/2011 9:07:56 AM |
| john0720 | $100.00 | 8/17/2011 6:31:19 PM |
| Rivervale_Westwood | $25.00 | 8/17/2011 4:12:39 PM |
| balance-bliss | $100.00 | 8/18/2011 12:57:45 AM |
| caring-hope2 | $100.00 | 8/18/2011 3:56:01 AM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:23 AM |
| indomitable-coin | $25.00 | 8/18/2011 4:23:51 PM |
| equitable-capital758 | $250.00 | 8/18/2011 9:28:21 AM |
| investorrr | $100.00 | 8/19/2011 5:54:40 PM |
| bill-booster5 | $25.00 | 8/19/2011 8:13:12 PM |
| nickel-pipeline | $25.00 | 8/20/2011 10:18:19 AM |
| bonus-genius | $30.00 | 8/19/2011 11:20:03 PM |
| marwadi-62 | $100.00 | 8/20/2011 5:32:38 AM |
| radiobuda | $50.00 | 8/20/2011 8:47:36 AM |
| CreditBuilder2 | $50.00 | 8/20/2011 9:36:27 AM |
| novice-speculator | $25.00 | 8/20/2011 11:18:38 AM |
| ideal-economy | $75.00 | 8/20/2011 5:18:55 PM |
| Leopoldine | $35.00 | 8/20/2011 9:53:32 PM |
| cocopuffs | $25.00 | 8/21/2011 1:50:59 AM |
| principal-duckling | $50.00 | 8/20/2011 4:29:26 PM |
| worlds-best-worth2 | $30.00 | 8/20/2011 4:45:27 PM |
| Dubbs360 | $300.00 | 8/20/2011 5:24:33 PM |
| credit-bliss8 | $25.00 | 8/20/2011 7:09:29 PM |
| frobin | $25.00 | 8/20/2011 8:08:59 PM |
| Binan | $50.00 | 8/20/2011 8:40:16 PM |
| UHcougars | $30.00 | 8/21/2011 11:52:25 AM |
| _NaLNaBB | $100.00 | 8/20/2011 9:04:04 PM |
| all_of_that_one | $30.00 | 8/21/2011 7:16:54 AM |
| one-midas | $35.00 | 8/21/2011 1:42:27 PM |
| crippledcircus | $54.30 | 8/21/2011 7:58:01 AM |
| 108lender | $300.00 | 8/21/2011 3:27:54 PM |
| compwhiz | $25.00 | 8/21/2011 9:30:52 AM |
| compassion-6070 | $79.04 | 8/21/2011 12:46:25 PM |
| themoneydoctor | $300.00 | 8/21/2011 12:12:36 PM |
| iq8w7ht | $25.00 | 8/21/2011 3:15:37 PM |
| gentle-gain235 | $25.00 | 8/21/2011 3:18:37 PM |
| best-inspiring-deal | $25.00 | 8/21/2011 4:36:19 PM |
| capital-blueberry | $25.00 | 8/21/2011 5:35:27 PM |
| digitaldan | $25.00 | 8/22/2011 6:27:34 AM |
| Farm-Money-4-U | $25.00 | 8/21/2011 4:28:52 PM |
| debt-patriot | $25.00 | 8/21/2011 4:55:55 PM |
| blissful-penny | $54.00 | 8/21/2011 10:54:46 PM |
| radiant-return | $29.00 | 8/22/2011 6:31:33 AM |
| basis-wizard8 | $50.00 | 8/22/2011 7:36:36 AM |
| peace-cell2 | $25.00 | 8/22/2011 7:49:12 AM |
| octoberfresh | $25.00 | 8/22/2011 7:52:50 AM |
| Rulea72 | $30.00 | 8/22/2011 7:11:53 AM |
| rdrloan | $50.00 | 8/22/2011 7:54:06 AM |
| Canapopa | $100.00 | 8/22/2011 8:04:51 AM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:26:29 AM |
| baker31 | $26.00 | 8/22/2011 8:19:08 AM |
| MadHun | $200.00 | 8/22/2011 9:13:57 AM |
| minista | $25.00 | 8/22/2011 1:25:27 PM |
| coin-trumpet | $25.00 | 8/22/2011 1:39:52 PM |
| fcrick | $25.00 | 8/22/2011 1:47:34 PM |
| High-flyer | $27.00 | 8/22/2011 2:46:51 PM |
| Urban-MBA | $25.00 | 8/22/2011 10:07:50 AM |
| atbright | $25.00 | 8/22/2011 10:12:41 AM |
| rescue | $100.00 | 8/22/2011 3:45:07 PM |
| bsg43 | $50.00 | 8/22/2011 3:56:25 PM |
| kind-important-liberty9 | $25.00 | 8/22/2011 4:39:06 PM |
| competent-p2p | $27.89 | 8/22/2011 11:20:23 AM |
| organic-responsibility60 | $100.00 | 8/22/2011 1:55:24 PM |
| buffalobills | $25.00 | 8/22/2011 3:19:50 PM |
| asset-expert0 | $25.00 | 8/22/2011 7:05:25 PM |
| loyalty-czar | $42.92 | 8/22/2011 2:28:35 PM |
| jubilant-durability9 | $25.00 | 8/22/2011 7:05:59 PM |
| trail5 | $100.00 | 8/22/2011 8:25:08 PM |
| Johnab | $25.00 | 8/23/2011 5:01:18 AM |
| sflawya | $25.00 | 8/23/2011 6:09:58 AM |
| CFOGO | $25.00 | 8/23/2011 6:32:14 AM |
| A-Win-Win | $7.64 | 8/23/2011 6:54:59 AM |
| Solid-Platinum | $70.00 | 8/22/2011 7:04:47 PM |
| bigt98 | $50.00 | 8/22/2011 7:23:39 PM |
| ultimate-deal4 | $25.00 | 8/22/2011 8:03:00 PM |
| jarf | $25.00 | 8/22/2011 8:10:02 PM |
| dough-souffle | $83.98 | 8/22/2011 9:17:32 PM |
| pious-benjamins1 | $25.00 | 8/22/2011 9:18:45 PM |
| goodhearted-basis4 | $25.00 | 8/23/2011 1:42:41 AM |
| leverage-monger | $25.00 | 8/23/2011 6:17:57 AM |
| Atlanta-Buyer | $50.00 | 8/23/2011 6:35:43 AM |
| green-trade-dolphin2 | $25.00 | 8/17/2011 12:20:30 PM |
| SOP_Bank | $25.00 | 8/18/2011 6:30:27 AM |
| chavala | $50.00 | 8/19/2011 5:13:08 PM |
| petsheep | $50.00 | 8/19/2011 8:33:59 PM |
| bmbanzai | $25.00 | 8/19/2011 8:52:47 PM |
| income-awakening6 | $25.00 | 8/20/2011 5:14:08 AM |
| supreme-hope | $25.00 | 8/19/2011 5:55:05 PM |
| market-baby2 | $50.00 | 8/19/2011 6:14:03 PM |
| justice-circuitry0 | $50.00 | 8/20/2011 9:18:47 AM |
| ddog0224 | $25.00 | 8/19/2011 7:14:30 PM |
| Astyanax | $100.00 | 8/19/2011 8:17:17 PM |
| wild-orange | $100.00 | 8/20/2011 1:07:21 AM |
| Dollars4Rent | $25.00 | 8/20/2011 6:50:37 AM |
| credit-bank-usa611 | $100.00 | 8/20/2011 1:38:33 PM |
| jules3304 | $25.00 | 8/20/2011 7:10:41 AM |
| selector568 | $300.00 | 8/20/2011 9:12:50 AM |
| ritwik | $100.00 | 8/20/2011 9:51:36 AM |
| dospapalotes | $25.00 | 8/20/2011 2:18:48 PM |
| worth-buddy0 | $50.00 | 8/20/2011 9:05:05 PM |
| StarLink50 | $50.00 | 8/21/2011 6:34:54 AM |
| umfan123 | $25.00 | 8/21/2011 1:10:31 PM |
| credit-observatory | $25.00 | 8/21/2011 3:50:00 PM |
| superb-funds335 | $26.00 | 8/21/2011 12:28:25 PM |
| heroic-payout9 | $25.00 | 8/21/2011 12:34:53 PM |
| Leshan | $25.00 | 8/21/2011 7:00:07 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:23 PM |
| SummitAdvisors | $500.00 | 8/21/2011 8:59:39 PM |
| currency-persimmon | $50.00 | 8/21/2011 2:06:00 PM |
| weiyinsan | $25.00 | 8/21/2011 9:36:00 PM |
| dfealk | $100.00 | 8/21/2011 3:10:21 PM |
| The_Lendor | $25.27 | 8/21/2011 4:39:02 PM |
| indomitable-dedication | $50.00 | 8/22/2011 7:35:29 AM |
| mwichmann4 | $26.81 | 8/21/2011 6:28:49 PM |
| availableloan | $25.00 | 8/21/2011 7:09:25 PM |
| income-thinker4 | $25.00 | 8/21/2011 10:39:49 PM |
| SC2TX | $100.00 | 8/22/2011 5:22:43 AM |
| tomdooley12520 | $25.00 | 8/22/2011 5:42:16 AM |
| happy-loyalty | $25.00 | 8/22/2011 5:14:39 AM |
| economy-huckleberry0 | $25.00 | 8/22/2011 10:47:07 AM |
| first-serene-credit | $25.00 | 8/22/2011 9:27:35 AM |
| umwol13 | $25.00 | 8/22/2011 9:43:55 AM |
| orbiter687 | $50.00 | 8/22/2011 9:55:18 AM |
| principal-star | $25.00 | 8/22/2011 10:03:43 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:56 AM |
| irishalaskan | $25.00 | 8/22/2011 4:08:09 PM |
| SDKiwi | $25.00 | 8/22/2011 4:49:08 PM |
| UncleSafety | $157.07 | 8/22/2011 5:00:04 PM |
| on_your_side | $28.00 | 8/22/2011 11:22:08 AM |
| The_dude_01 | $35.75 | 8/22/2011 12:03:03 PM |
| Weaverville | $50.00 | 8/22/2011 5:17:00 PM |
| best-basis-trooper | $25.00 | 8/22/2011 11:43:30 AM |
| swandeezl | $74.95 | 8/22/2011 1:51:16 PM |
| fair-marketplace8 | $25.00 | 8/22/2011 1:56:42 PM |
| platinum-rapture6 | $75.00 | 8/22/2011 2:25:16 PM |
| TxAgInATL | $175.00 | 8/22/2011 6:17:35 PM |
| commerce-broker | $25.00 | 8/22/2011 7:04:01 PM |
| Basset_Hound_Investments | $28.63 | 8/22/2011 2:32:16 PM |
| goat0 | $50.00 | 8/22/2011 3:47:53 PM |
| trade-boots1 | $300.00 | 8/22/2011 8:25:24 PM |
| dmitriy2 | $46.00 | 8/22/2011 4:21:45 PM |
| exact-gold2 | $25.00 | 8/23/2011 1:14:04 AM |
| payment-halo | $25.00 | 8/23/2011 4:04:21 AM |
| loyalty-czar | $41.13 | 8/23/2011 6:41:58 AM |
| adir1 | $25.00 | 8/22/2011 7:23:33 PM |
| unrivaled-income5 | $50.00 | 8/22/2011 9:24:05 PM |
| broc78 | $25.00 | 8/22/2011 9:33:35 PM |
| djmjkelso | $25.00 | 8/22/2011 10:58:15 PM |
| cjames84 | $25.00 | 8/23/2011 2:33:34 AM |
| grampy48 | $25.00 | 8/23/2011 3:55:17 AM |
| coolgenner | $50.00 | 8/23/2011 4:47:40 AM |
| MoneyBag4366 | $25.00 | 8/23/2011 4:52:47 AM |
| icon7 | $50.00 | 8/23/2011 4:57:44 AM |
| VPRLLC | $25.00 | 8/23/2011 5:20:13 AM |
| paul1 | $25.00 | 8/23/2011 6:02:43 AM |
| hogdriver | $25.00 | 8/23/2011 6:44:15 AM |
| bonafide-asset8 | $50.00 | 8/23/2011 6:46:11 AM |
| djh47a | $25.00 | 8/23/2011 6:50:58 AM |
| Vans1975 | $38.62 | 8/23/2011 6:44:53 AM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
522470
This series of Notes was issued and sold upon the funding of the borrower loan #52498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,400.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 26.44% |
Monthly payment:
| $402.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.11% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,484 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| clwatso2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| Medical Benefactors |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 36 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,330.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2009)
740-759
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Fix up remaining bathrooms
My previous experience as a borrower on Prosper was a success both times.
With my primary job of $38,200/yr., I am able to pay off all the bills on time. Here is a quick summary of my monthly bills:
Utilities: $130
Car payment: $300
Mortgage payment: $1180
Health Insurance: free through my work
Student Loan: $125
Food: $300
Credit Cards: $100
VOIP phone service: $20
Cell phone: $39
I have a part-time job as cashier making $10.60/hr and range from $250-$300 a month. My wife also has a part time job where she can work at home. She ranges from $400-$500 a month and uses it to pay any extra expenses that may come up and also towards any credit card debt.
As my credit history can show, I have never been late or defaulted on any bills or loans I have had over the years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/22/2011 5:00:48 PM |
| finance-prescription | $100.00 | 8/22/2011 5:13:30 PM |
| worldly-investment333 | $50.00 | 8/22/2011 6:07:35 PM |
| marwadi-62 | $136.00 | 8/22/2011 6:16:39 PM |
| MoneyForNothing | $43.54 | 8/22/2011 5:02:19 PM |
| Investor_DP | $100.00 | 8/22/2011 5:04:44 PM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:59 PM |
| javelin0 | $50.00 | 8/22/2011 5:35:00 PM |
| enthusiastic-balance5 | $100.00 | 8/22/2011 5:13:47 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:12 PM |
| DHolly | $25.00 | 8/22/2011 5:56:56 PM |
| 108lender | $250.00 | 8/22/2011 5:53:35 PM |
| MoneyForNothing | $0.31 | 8/22/2011 6:17:55 PM |
| first-class-gold0 | $100.00 | 8/22/2011 6:07:15 PM |
| whitegold24k | $250.00 | 8/22/2011 6:03:51 PM |
| green-trade-dolphin | $45.07 | 8/22/2011 6:16:16 PM |
| credit-guard5 | $25.00 | 8/22/2011 5:02:54 PM |
| graceful-investment | $50.00 | 8/22/2011 5:05:56 PM |
| compoundinterest | $25.00 | 8/22/2011 5:07:40 PM |
| 108lender | $250.00 | 8/22/2011 5:46:33 PM |
| worth-blanket2 | $2,300.00 | 8/22/2011 5:55:27 PM |
| favorite-commerce | $25.00 | 8/22/2011 6:06:40 PM |
| loss-of-control | $50.00 | 8/22/2011 6:07:01 PM |
| 1stBankAndHal | $100.08 | 8/22/2011 5:53:41 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
522474
This series of Notes was issued and sold upon the funding of the borrower loan #52713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 0m |
|
Amount delinquent:
| $6,897 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $39 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 57 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| courageous-diversification332 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
REMODLING BACKYARD
Purpose of loan: REMODLING BACKYARD
This loan will be used to...
My financial situation: FLAGSTAR BANK
I am a good candidate for this loan because...
Hello, I'm trying to finance a remodeling of my backyard so it is much more enjoyable for my family and friends.
Monthly net income: $ 7000
Monthly expenses: $500
Housing: $1309
Insurance: $250
Car expenses: $289
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $540
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $40.00 | 8/17/2011 9:05:56 AM |
| reflective-rupee | $25.00 | 8/17/2011 9:59:46 AM |
| SolarMoonshine | $25.00 | 8/17/2011 10:49:23 AM |
| irrelevant | $25.00 | 8/19/2011 6:05:12 AM |
| diplomatic-wealth7 | $25.00 | 8/20/2011 6:29:52 PM |
| grampy48 | $25.00 | 8/21/2011 5:49:58 PM |
| glenium | $25.00 | 8/22/2011 2:48:06 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:57 AM |
| let_me_retire | $50.00 | 8/23/2011 4:43:45 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:12 PM |
| 108lender | $500.00 | 8/24/2011 9:13:38 AM |
| whistle6 | $33.87 | 8/24/2011 11:40:03 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:55 PM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 9:57:20 AM |
| stepatatime-together | $100.00 | 8/17/2011 4:53:46 PM |
| goat0 | $50.00 | 8/18/2011 7:38:06 PM |
| MadHun | $200.00 | 8/18/2011 5:11:41 PM |
| leverage-monger | $25.00 | 8/20/2011 9:33:44 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:07 PM |
| finance-prescription | $100.00 | 8/22/2011 9:15:09 AM |
| ptclender | $76.13 | 8/24/2011 12:26:32 PM |
| duty-monger | $50.00 | 8/24/2011 6:51:58 AM |
| suave-dime6 | $25.00 | 8/24/2011 7:10:31 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
522530
This series of Notes was issued and sold upon the funding of the borrower loan #52659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $601 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mighty-peso471 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ladys
Purpose of loan:
This loan will be used to...consolidation
My financial situation:
I am a good candidate for this loan because...i pay my bills on time
Monthly net income: $849.00
Monthly expenses: $50.00
Housing: $228.00
Insurance: $78.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $50.00
Food, entertainment: $0.00
Clothing, household expenses: $0.00
Credit cards and other loans: $125.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 8/18/2011 5:10:57 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
522550
This series of Notes was issued and sold upon the funding of the borrower loan #52520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $848 | |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| finance-web4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Our personal loan
Purpose of loan:
This loan will be used to...Pay rent and pay bills as we are in transition through a new job and paycheck
My financial situation:
I am a good candidate for this loan because...we have fair credit, we have three kids to support, my husband works full time as the high school here in town and is going to school online, I stay home with our children
Monthly net income: $2500.00
Monthly expenses: $2282.00
Housing: $800.00
Insurance: $220.00
Car expenses: $432.00
Utilities: $100.00
Phone, cable, internet: $180.00
Food, entertainment: $350.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Diamond_Jim | $50.00 | 8/19/2011 9:44:16 AM |
| ultimate-peace | $150.00 | 8/19/2011 9:11:03 AM |
| MadHun | $200.00 | 8/19/2011 9:12:46 AM |
| stepatatime-together | $100.00 | 8/19/2011 9:51:11 AM |
| scrappy-diversification7 | $2,000.00 | 8/19/2011 9:12:05 AM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
522668
This series of Notes was issued and sold upon the funding of the borrower loan #52695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,940 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kind-serene-peso |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
teacher
Purpose of loan:
This loan will be used to...home improvement
My financial situation: very good
I am a good candidate for this loan because...I am able to pay back monthly payment on time.
Monthly net income: $6,600.00
Monthly expenses: $4,000.00
Housing: $800.00
Insurance: $200.00
Car expenses: $360.00
Utilities: $400.00
Phone, cable, internet: $90.00
Food, entertainment: $300.00
Clothing, household expenses: $75.00
Credit cards and other loans: $400.00
Other expenses: $150.00 gas
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 8/19/2011 5:12:21 PM |
| loss-of-control | $100.00 | 8/19/2011 6:20:12 PM |
| Wangchuk | $25.00 | 8/19/2011 9:00:02 PM |
| green-trade-dolphin | $25.00 | 8/19/2011 6:59:40 PM |
| favorite-commerce | $25.00 | 8/20/2011 10:34:21 AM |
| wonderous-power | $25.00 | 8/20/2011 3:31:59 AM |
| rockhound84 | $38.00 | 8/20/2011 3:50:11 AM |
| beakerfish | $100.00 | 8/20/2011 8:39:44 AM |
| jjswanso | $50.00 | 8/20/2011 8:48:05 AM |
| Rogelio48 | $40.00 | 8/20/2011 8:09:00 AM |
| luann199 | $25.00 | 8/20/2011 10:48:53 AM |
| SunriseTrader1 | $25.00 | 8/20/2011 11:39:10 AM |
| MadHun | $200.00 | 8/20/2011 12:12:45 PM |
| slp264 | $50.00 | 8/20/2011 4:42:19 PM |
| ShadowLender | $51.04 | 8/20/2011 2:08:44 PM |
| taetrade | $25.00 | 8/20/2011 12:58:44 PM |
| elvisloans | $25.00 | 8/20/2011 1:02:46 PM |
| green-rapid-openness | $100.00 | 8/20/2011 3:18:55 PM |
| irrelevant | $25.00 | 8/20/2011 7:05:20 PM |
| nickel-hickory | $100.00 | 8/21/2011 9:13:30 AM |
| nickel-hickory | $100.00 | 8/21/2011 9:13:56 AM |
| DasMula | $25.00 | 8/21/2011 6:04:50 AM |
| all_of_that_one | $35.00 | 8/21/2011 7:24:13 AM |
| nickel-hickory | $100.00 | 8/21/2011 9:13:13 AM |
| nickel-hickory | $100.00 | 8/21/2011 9:13:44 AM |
| palace2 | $246.88 | 8/21/2011 9:30:56 AM |
| trippd6 | $25.00 | 8/19/2011 8:10:18 PM |
| wonder3 | $40.00 | 8/19/2011 8:21:59 PM |
| myidear | $25.00 | 8/20/2011 3:28:58 AM |
| jkeller4000 | $25.00 | 8/20/2011 4:40:14 AM |
| loanman2007 | $50.00 | 8/20/2011 5:13:35 AM |
| Whipster | $70.00 | 8/19/2011 5:52:57 PM |
| CA-Lender | $25.00 | 8/19/2011 5:21:01 PM |
| Leshan | $25.00 | 8/20/2011 9:01:56 AM |
| Bob450 | $25.00 | 8/20/2011 10:56:53 AM |
| janeybooboo | $79.00 | 8/20/2011 4:30:51 AM |
| Investor_DP | $100.00 | 8/20/2011 12:05:42 PM |
| DHolly | $25.00 | 8/20/2011 6:01:20 AM |
| leverage-monger | $25.00 | 8/20/2011 9:36:20 AM |
| petsheep | $25.00 | 8/20/2011 10:15:55 AM |
| enchanted-note | $50.00 | 8/21/2011 7:30:25 AM |
| scarlet-velvet | $25.08 | 8/20/2011 5:10:55 PM |
| EretzCapital | $50.00 | 8/21/2011 8:02:16 AM |
| nickel-hickory | $100.00 | 8/21/2011 9:13:38 AM |
| EL_Papin | $100.00 | 8/20/2011 7:20:15 PM |
| charming-exchange7 | $25.00 | 8/20/2011 7:34:20 PM |
| lendstats_com | $200.00 | 8/20/2011 7:32:49 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:07 PM |
| exciting-fairness | $200.00 | 8/21/2011 8:24:48 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
522710
This series of Notes was issued and sold upon the funding of the borrower loan #52507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $294.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
10 | Length of status: | 30y 0m |
|
Amount delinquent:
| $405 |
Total credit lines:
| 48 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,055 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| united4jc |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 39 ( 68% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $7,350.00 | < 31 days late:
| 17
( 30% )
| 680-699
(Sep-2009)
680-699
(Jul-2009)
660-679
(Mar-2008)
|
|
Principal balance:
| $680.73 |
31+ days late:
| 1
( 2% )
|
|
Total payments billed:
| 57 | | |
Description
No more bills!!
Purpose of loan: pay off bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I will be putting these funds to good use by getting rid of unwanted and unnecessary debt.
Monthly net income: $3410
Monthly expenses: $2700
Housing: $1260
Insurance: $350
Car expenses: $250
Utilities: $500
Phone, cable, internet: $
Food, entertainment: $350
Clothing, household expenses: $ 400
Credit cards and other loans: $ 275
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| amlu1988 | $25.00 | 8/19/2011 8:58:54 PM |
| TennSquire | $25.00 | 8/20/2011 10:13:22 AM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:25:38 PM |
| mikeandcat | $74.38 | 8/20/2011 10:41:04 AM |
| Investor_DP | $100.00 | 8/20/2011 12:05:43 PM |
| 312-Lender | $35.00 | 8/20/2011 12:24:28 PM |
| phaded | $25.00 | 8/21/2011 6:01:22 PM |
| cardminger | $25.00 | 8/21/2011 8:20:38 PM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:39 PM |
| AF-Chief | $25.00 | 8/22/2011 9:52:59 AM |
| Something-Corporate | $25.00 | 8/22/2011 6:57:40 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:09 PM |
| marwadi-62 | $500.00 | 8/22/2011 6:18:01 PM |
| brightest-organized-balance | $25.00 | 8/22/2011 8:39:21 PM |
| loanman2007 | $25.00 | 8/23/2011 4:39:16 AM |
| bazaar-festivity | $100.00 | 8/23/2011 7:19:34 AM |
| lamsabuy | $100.00 | 8/23/2011 9:01:37 AM |
| friendly-principal76 | $25.00 | 8/23/2011 8:52:23 AM |
| DasMula | $25.00 | 8/23/2011 1:32:58 PM |
| MoneyForNothing | $2.31 | 8/23/2011 2:54:37 PM |
| Bob450 | $25.00 | 8/23/2011 10:10:17 AM |
| Leshan | $158.31 | 8/23/2011 11:21:31 AM |
| dordee | $50.00 | 8/23/2011 10:46:43 AM |
| grampy48 | $25.00 | 8/23/2011 1:16:53 PM |
| skockie | $50.00 | 8/23/2011 1:21:31 PM |
| flyboy21 | $30.00 | 8/23/2011 2:53:46 PM |
| Socorro_Capital_Partners | $25.00 | 8/20/2011 9:53:28 AM |
| SolarMoonshine | $25.00 | 8/20/2011 9:24:07 AM |
| worth-blanket2 | $4,800.00 | 8/22/2011 5:54:26 PM |
| trumpeter5 | $50.00 | 8/22/2011 2:38:16 PM |
| glroark | $50.00 | 8/23/2011 5:49:35 AM |
| organic-order | $25.00 | 8/23/2011 8:13:19 AM |
| EngineersAlliance | $25.00 | 8/22/2011 9:03:29 PM |
| chad-bro-chill | $25.00 | 8/22/2011 9:24:00 PM |
| MadHun | $200.00 | 8/23/2011 9:15:05 AM |
| goat0 | $50.00 | 8/23/2011 5:15:39 AM |
| irrelevant | $25.00 | 8/23/2011 6:05:17 AM |
| shrewd-income | $50.00 | 8/23/2011 11:22:55 AM |
| marwadi-62 | $500.00 | 8/23/2011 1:03:02 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
522946
This series of Notes was issued and sold upon the funding of the borrower loan #52611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 7.43% |
Monthly payment:
| $172.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,607 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| truth-umbrella3 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Income Stream & Credit Boost 2.0
The reason for this loan is two part.
First I will use the money to invest here at Prosper. I will use the low interest rate i have been offered to my advantage, investing in moderate to high quality loans and attempt to make a few percentage points more.
Secondly, I am trying to enhance my credit by diversifying my accounts. Seeking to boost my credit worthiness in alternative markets like Prosper, so if i need/want a larger loan i can show that im a reliable candidate to invest in.
My financial situation is very good, all of my credit card debt is locked in at 0%. I recently purchased a home with a fixed 4.15% rate. I have two cars a 2002 and a 2008, payed off. I have a stable job that i've been at for about 10 years.
I feel this is a good opportunity for investment, while the yield might be low its much higher then you would receive in a bank CD, high-yield savings account or even US Treasuries.
Thank You
2.0 Note: Prosper requires a color copy of documents.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| currency-excellency0 | $100.00 | 8/22/2011 9:02:54 AM |
| green-trade-dolphin2 | $25.00 | 8/22/2011 9:26:32 AM |
| Dollars4Rent | $50.00 | 8/22/2011 9:38:22 AM |
| cwegert | $113.00 | 8/22/2011 10:08:12 AM |
| otalon | $25.00 | 8/22/2011 10:56:53 AM |
| john0720 | $100.00 | 8/22/2011 10:56:09 AM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:58 PM |
| irishcocacola | $25.00 | 8/22/2011 11:21:14 AM |
| gentle-gain235 | $200.00 | 8/22/2011 11:30:47 AM |
| Weaverville | $50.00 | 8/22/2011 5:17:10 PM |
| Danylostefan | $50.00 | 8/22/2011 11:54:36 AM |
| best-basis-trooper | $25.00 | 8/22/2011 11:59:39 AM |
| organic-responsibility60 | $100.00 | 8/22/2011 12:56:07 PM |
| cash-vault | $25.00 | 8/22/2011 3:39:37 PM |
| rescue | $100.00 | 8/22/2011 3:45:20 PM |
| wise-silver-wonder | $25.00 | 8/22/2011 8:21:09 PM |
| Emgolda | $25.00 | 8/22/2011 8:04:47 PM |
| best-generosity-financier | $24.24 | 8/22/2011 9:51:40 PM |
| compoundinterest | $50.00 | 8/22/2011 9:08:22 AM |
| atbright | $25.00 | 8/22/2011 10:12:54 AM |
| indomitable-coin | $25.00 | 8/22/2011 4:16:14 PM |
| nickel-ferret | $50.00 | 8/22/2011 5:13:08 PM |
| blot44 | $100.00 | 8/22/2011 1:01:43 PM |
| FAsAreDUMB | $25.00 | 8/22/2011 1:27:01 PM |
| fcrick | $25.00 | 8/22/2011 1:38:21 PM |
| Guiren | $111.00 | 8/22/2011 1:41:40 PM |
| Cowtownmoney | $25.00 | 8/22/2011 2:55:11 PM |
| loyalty-edifice997 | $25.00 | 8/22/2011 6:52:42 PM |
| MadHun | $200.00 | 8/22/2011 5:12:30 PM |
| hostbank | $100.00 | 8/22/2011 5:08:03 PM |
| first-class-gold0 | $50.00 | 8/22/2011 6:06:06 PM |
| bigt98 | $51.76 | 8/22/2011 7:30:21 PM |
| mozzarella | $25.00 | 8/22/2011 7:31:04 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
522966
This series of Notes was issued and sold upon the funding of the borrower loan #52579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,553 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| first-reflective-funds |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Aug-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
45 payroll for New Construction
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DasMula | $25.00 | 8/19/2011 5:22:56 PM |
| Mikale360 | $25.00 | 8/19/2011 5:14:12 PM |
| peace-flower9 | $50.00 | 8/19/2011 5:26:10 PM |
| ommcd | $25.00 | 8/19/2011 8:42:05 PM |
| TennSquire | $25.00 | 8/20/2011 10:13:22 AM |
| MadHun | $200.00 | 8/20/2011 12:12:46 PM |
| handshake5 | $100.00 | 8/20/2011 12:13:07 PM |
| herbyman | $50.00 | 8/20/2011 8:43:34 AM |
| britgsb | $50.00 | 8/20/2011 10:50:20 AM |
| genius520 | $34.00 | 8/20/2011 12:10:16 PM |
| worth-blanket2 | $10,000.00 | 8/20/2011 11:57:34 AM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:33:29 PM |
| irrelevant | $25.00 | 8/20/2011 2:05:06 PM |
| optionscashflow | $25.00 | 8/21/2011 12:47:40 AM |
| speedy-point4 | $100.00 | 8/20/2011 5:39:22 PM |
| goat0 | $50.00 | 8/20/2011 6:10:27 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:09 PM |
| integrity-trumpet | $50.00 | 8/21/2011 12:59:07 PM |
| listing-trapper3 | $50.00 | 8/21/2011 1:53:27 PM |
| 108lender | $110.00 | 8/21/2011 3:28:55 PM |
| whitegold24k | $250.00 | 8/21/2011 11:59:11 AM |
| ursus | $50.00 | 8/21/2011 12:10:07 PM |
| loss-of-control | $75.00 | 8/21/2011 1:59:22 PM |
| Palacios | $50.00 | 8/21/2011 5:46:18 PM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:41 PM |
| nethosters | $25.00 | 8/22/2011 3:09:11 AM |
| hostbank | $100.00 | 8/22/2011 9:09:00 AM |
| rescue | $100.00 | 8/22/2011 3:45:15 PM |
| market-assembler | $25.00 | 8/22/2011 4:02:16 PM |
| dragster442 | $25.00 | 8/22/2011 4:04:47 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:24 AM |
| ect_2k20 | $25.00 | 8/22/2011 6:19:22 PM |
| javelin0 | $25.00 | 8/22/2011 5:42:39 PM |
| listing-wildebeest1 | $25.00 | 8/22/2011 6:24:09 PM |
| treasure-bliss | $25.00 | 8/23/2011 6:50:21 AM |
| radforj22 | $25.00 | 8/22/2011 6:02:24 PM |
| friendly-principal76 | $25.00 | 8/23/2011 7:05:58 AM |
| GreenHill | $45.52 | 8/23/2011 10:24:08 AM |
| Rulea72 | $25.00 | 8/23/2011 6:59:15 AM |
| orange-preeminant-bill | $25.00 | 8/23/2011 6:59:48 AM |
| JBG | $25.00 | 8/23/2011 11:21:20 AM |
| petsheep | $25.00 | 8/23/2011 7:50:09 AM |
| money-banker867 | $25.00 | 8/23/2011 7:37:42 AM |
| convergentthinker | $50.00 | 8/23/2011 8:40:58 AM |
| Allyson-Prosper | $25.00 | 8/23/2011 9:08:08 AM |
| worthy-bid8 | $50.00 | 8/23/2011 9:09:26 AM |
| reflective-rupee | $25.00 | 8/23/2011 9:21:36 AM |
| capital-mogul | $26.50 | 8/23/2011 10:24:25 AM |
| Weaverville | $25.00 | 8/23/2011 10:09:08 AM |
| worthy-commitment7 | $30.00 | 8/23/2011 10:24:31 AM |
| green-trade-dolphin | $25.00 | 8/23/2011 10:56:58 AM |
| Leshan | $50.00 | 8/23/2011 11:16:30 AM |
| melodious-fairness | $25.00 | 8/23/2011 11:16:32 AM |
| personal-lender | $25.00 | 8/23/2011 11:49:51 AM |
| newest-power-banker | $25.00 | 8/20/2011 12:14:25 AM |
| jkeller4000 | $25.00 | 8/20/2011 4:40:15 AM |
| compoundinterest | $25.00 | 8/19/2011 5:08:29 PM |
| Investor_DP | $100.00 | 8/19/2011 5:05:25 PM |
| diligent-peace9 | $200.00 | 8/20/2011 9:38:20 AM |
| dynrep | $50.00 | 8/19/2011 8:30:44 PM |
| loanman2007 | $75.00 | 8/20/2011 12:52:44 PM |
| Ubiquinone | $25.00 | 8/20/2011 8:25:09 AM |
| yield-hut | $50.00 | 8/20/2011 3:36:17 PM |
| papaloha | $100.00 | 8/20/2011 4:35:21 PM |
| finance-prescription | $100.00 | 8/20/2011 12:13:48 PM |
| edaguy | $100.00 | 8/20/2011 5:26:25 PM |
| vigilance-frontier | $25.00 | 8/20/2011 8:26:56 PM |
| asmithj | $25.00 | 8/21/2011 12:52:00 AM |
| enchanted-note | $25.00 | 8/21/2011 7:31:18 AM |
| DHolly | $25.00 | 8/21/2011 7:06:35 AM |
| financial-frenzy | $50.00 | 8/21/2011 3:00:03 PM |
| grf1945 | $25.00 | 8/21/2011 3:26:39 PM |
| terrific-yield6 | $35.00 | 8/21/2011 3:44:56 PM |
| 87Marc | $25.00 | 8/21/2011 5:49:43 PM |
| AF-Chief | $25.00 | 8/22/2011 9:52:59 AM |
| DadWarbucks | $25.00 | 8/22/2011 10:33:24 AM |
| orbiter687 | $25.00 | 8/22/2011 10:54:24 AM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:36:12 AM |
| nickel-ferret | $50.00 | 8/22/2011 9:14:50 AM |
| rockhound84 | $36.00 | 8/22/2011 3:08:42 PM |
| valiant-money | $30.00 | 8/22/2011 9:59:11 AM |
| good4loan | $25.00 | 8/22/2011 4:50:35 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:09 PM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:45 PM |
| CA-Lender | $25.00 | 8/22/2011 3:47:59 PM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:57 PM |
| 108lender | $250.00 | 8/22/2011 5:53:32 PM |
| cajunguy | $25.00 | 8/22/2011 7:14:46 PM |
| organic-order | $25.00 | 8/23/2011 8:13:19 AM |
| Adam_00 | $25.00 | 8/23/2011 2:16:30 AM |
| icon7 | $35.00 | 8/23/2011 5:03:26 AM |
| iolaire | $25.00 | 8/23/2011 9:39:54 AM |
| EWP | $200.00 | 8/23/2011 9:50:15 AM |
| moola-gargantuan9 | $50.00 | 8/23/2011 6:46:32 AM |
| dordee | $50.00 | 8/23/2011 10:48:17 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:27 AM |
| credit-investor5 | $50.00 | 8/23/2011 10:06:39 AM |
| upbeat-marketplace | $25.00 | 8/23/2011 10:24:50 AM |
| shrewd-income | $100.00 | 8/23/2011 11:23:39 AM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
522968
This series of Notes was issued and sold upon the funding of the borrower loan #52722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $259.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 17y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $602 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bruin95 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2008)
|
|
Principal balance:
| $151.96 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to...update two bathrooms with new flooring, shower and tub, tiles, and vanity. Also, for new carpeting in living room and one bedroom. Also, new flooring in kitchen.
My financial situation:
I am a good candidate for this loan because...I'm a current Prosper borrower. I have one more payment left on my current loan, with every payment made on time. My credit has been perfect for the past 6 years. I have been with the same employer for nearly 18 years, and have been at my current residence for 19 years. I'm stable and steady.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| atbright | $25.00 | 8/22/2011 10:12:54 AM |
| AF-Chief | $25.00 | 8/22/2011 9:53:03 AM |
| MarvintheMartian | $50.00 | 8/22/2011 10:32:00 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:33 AM |
| worldly-investment333 | $50.00 | 8/22/2011 6:15:55 PM |
| Theodon | $25.00 | 8/22/2011 7:34:50 PM |
| janeybooboo | $200.00 | 8/23/2011 12:07:44 PM |
| personal-lender | $25.00 | 8/23/2011 5:18:10 PM |
| PXM-Financial | $50.00 | 8/23/2011 10:40:40 PM |
| schnippy | $25.00 | 8/24/2011 9:45:34 AM |
| economy-popcorn | $25.00 | 8/24/2011 5:42:54 AM |
| gentle-gain235 | $25.00 | 8/24/2011 8:26:24 AM |
| octoberfresh | $25.00 | 8/24/2011 9:10:36 AM |
| uberrific | $100.00 | 8/24/2011 5:05:57 PM |
| agalt | $125.00 | 8/24/2011 12:02:34 PM |
| nebula076 | $100.00 | 8/24/2011 12:53:20 PM |
| bmbanzai | $25.00 | 8/24/2011 6:16:26 PM |
| 3_boyz | $75.00 | 8/24/2011 1:02:29 PM |
| social-trumpet | $25.00 | 8/24/2011 1:10:22 PM |
| ethical-income2 | $25.00 | 8/24/2011 1:17:38 PM |
| setUup | $38.28 | 8/24/2011 7:18:13 PM |
| jescowa | $50.00 | 8/24/2011 7:50:31 PM |
| lucrative-rate2 | $50.00 | 8/24/2011 8:21:09 PM |
| Nojukbong | $500.00 | 8/24/2011 4:21:11 PM |
| myidear | $25.00 | 8/25/2011 2:21:09 AM |
| vertigo2x | $50.00 | 8/24/2011 5:46:47 PM |
| capital-blueberry | $25.00 | 8/24/2011 7:25:25 PM |
| Kyjamune | $25.00 | 8/24/2011 7:32:52 PM |
| orgy63 | $25.00 | 8/25/2011 7:41:06 AM |
| mrpowers5531 | $100.00 | 8/25/2011 8:11:59 AM |
| designer_10 | $25.00 | 8/24/2011 8:39:19 PM |
| exact-gold2 | $25.00 | 8/25/2011 8:14:53 AM |
| mrpowers5531 | $100.00 | 8/25/2011 8:18:19 AM |
| 108lender | $484.11 | 8/25/2011 9:01:32 AM |
| Socorro_Capital_Partners | $25.00 | 8/25/2011 12:55:28 AM |
| Silver-Penny001 | $25.00 | 8/25/2011 4:13:13 AM |
| bannybucks | $25.00 | 8/25/2011 6:03:19 AM |
| nickel-pipeline | $25.00 | 8/25/2011 5:33:29 AM |
| green-benefit-control | $25.00 | 8/25/2011 6:59:39 AM |
| jcw3rd | $25.00 | 8/25/2011 6:52:26 AM |
| Rulea72 | $32.00 | 8/25/2011 7:09:19 AM |
| BoCo | $25.00 | 8/25/2011 7:13:11 AM |
| auction-workhorse679 | $50.00 | 8/25/2011 7:31:51 AM |
| SummitAdvisors | $170.00 | 8/25/2011 7:38:59 AM |
| StLME | $27.00 | 8/25/2011 8:01:31 AM |
| petsheep | $50.00 | 8/25/2011 7:49:58 AM |
| mrpowers5531 | $100.00 | 8/25/2011 8:15:30 AM |
| irishalaskan | $25.00 | 8/25/2011 8:18:03 AM |
| lefty756 | $25.00 | 8/25/2011 8:46:18 AM |
| TWGCJ | $50.00 | 8/25/2011 9:00:38 AM |
| equitable-capital758 | $250.00 | 8/22/2011 10:55:31 AM |
| compoundinterest | $50.00 | 8/22/2011 9:08:23 AM |
| MoneyForNothing | $25.75 | 8/22/2011 9:09:33 AM |
| enthusiastic-balance5 | $100.00 | 8/22/2011 9:15:30 AM |
| green-trade-dolphin2 | $35.00 | 8/22/2011 9:26:04 AM |
| cashhelp | $30.00 | 8/22/2011 9:56:02 AM |
| The-Lighthouse-Group | $25.00 | 8/22/2011 10:22:42 AM |
| blot44 | $25.00 | 8/22/2011 1:02:16 PM |
| natural-trade7 | $84.25 | 8/22/2011 6:33:09 PM |
| john0720 | $100.00 | 8/23/2011 6:46:21 AM |
| blue-useful-auction | $25.00 | 8/23/2011 6:47:51 AM |
| Clambake | $50.00 | 8/23/2011 7:02:40 AM |
| Aberdeen | $1,000.00 | 8/23/2011 8:59:38 AM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:44 PM |
| goldsun | $25.00 | 8/23/2011 8:45:52 PM |
| subtle-revenue0 | $25.00 | 8/24/2011 5:21:11 AM |
| emphatic-responsibility | $50.00 | 8/24/2011 6:54:06 AM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:18 PM |
| availableloan | $25.00 | 8/23/2011 9:19:26 PM |
| MakoF16 | $25.00 | 8/23/2011 8:15:00 PM |
| hereyugo | $111.00 | 8/24/2011 9:46:15 AM |
| GElender | $50.00 | 8/24/2011 6:06:22 AM |
| currency-persimmon | $50.00 | 8/24/2011 5:30:54 AM |
| balance-force | $25.00 | 8/24/2011 12:54:20 PM |
| heerzaquestion | $200.00 | 8/24/2011 8:55:25 AM |
| wild-orange | $50.00 | 8/24/2011 3:11:30 PM |
| CreditBuilder2 | $150.00 | 8/24/2011 4:45:21 PM |
| walkinsky | $160.00 | 8/24/2011 9:35:24 AM |
| first-serene-credit | $25.00 | 8/24/2011 9:47:40 AM |
| deal-admirer4 | $50.00 | 8/24/2011 10:11:28 AM |
| Astyanax | $100.00 | 8/24/2011 5:18:19 PM |
| blue-fund-flag | $26.00 | 8/24/2011 12:20:06 PM |
| lucrative-reward | $100.00 | 8/24/2011 12:53:20 PM |
| Mad_Scientist | $25.00 | 8/24/2011 6:35:01 PM |
| EarlyRiser | $500.00 | 8/24/2011 4:46:56 PM |
| MadHun | $200.00 | 8/24/2011 5:14:22 PM |
| frontier3 | $50.00 | 8/25/2011 1:52:04 AM |
| indomitable-camaraderi3 | $175.00 | 8/24/2011 5:46:32 PM |
| GodzillaLending | $50.00 | 8/24/2011 6:34:07 PM |
| tbrnet | $50.00 | 8/25/2011 7:52:07 AM |
| asset-expert0 | $25.00 | 8/24/2011 8:57:27 PM |
| Quiddity | $45.00 | 8/25/2011 1:15:22 AM |
| grampy48 | $34.07 | 8/25/2011 3:37:38 AM |
| hermosaloan | $33.41 | 8/25/2011 4:58:54 AM |
| golffish2 | $25.00 | 8/25/2011 5:27:56 AM |
| shmb6508 | $150.00 | 8/25/2011 6:41:52 AM |
| thajr | $30.49 | 8/25/2011 6:58:04 AM |
| dobied | $28.00 | 8/25/2011 7:14:47 AM |
| prainvestment | $50.00 | 8/25/2011 7:25:11 AM |
| independent-dollar | $30.00 | 8/25/2011 7:31:47 AM |
| wealth-tremolo7 | $50.00 | 8/25/2011 7:45:57 AM |
| worth-excellence4 | $25.64 | 8/25/2011 7:57:38 AM |
| Leshan | $50.00 | 8/25/2011 7:52:33 AM |
| 103 Investments
|
Borrower Payment Dependent Notes Series
522970
This series of Notes was issued and sold upon the funding of the borrower loan #52504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $366.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 21y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,129 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Fury440 |
Borrower's state:
| Missouri |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2010)
640-659
(Mar-2010)
660-679
(Jan-2010)
640-659
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Free and Honeymoon Funds !
My financial situation is very strong. As of May2011, I was granted 100% service connected disability for my injuries incurred during the 1991 Gulf War. I am not listed as unemployable, so i continue to work my job of 21 years. I am marrying in th next month to my fiance of 10 years, She is also a nurse bringing home approx $3 K a month. We own 2 homes and a 2009 Nissan Murrano.
Monthly net income: $4620. (VA $2744, State $1876)
Monthly expenses: $2730 (with this loan)
Housing: $431 (House 1) 53k owed, valued 65K, $461 (House two), 27k owed, value 60K
Insurance: $150 cars, $600/year house 2. House 1 included in Mortgage.
Car expenses: $505, (2009 Murano. 22k owed)
Utilities: $350 / mo for both. (average)
Phone, cable, internet: $163, phone. $183, Cable internet.
Food, entertainment: $400
Clothing, household expenses: $200
Paying off:
Dell $2900 (21% intrest
Discover $1858 (15.9% intrest)
Target $1563 (22.9% intrest)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| finance-prescription | $100.00 | 8/22/2011 5:13:31 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:12 PM |
| Bank_Of_XL | $25.00 | 8/22/2011 5:52:59 PM |
| worldly-investment333 | $50.00 | 8/22/2011 6:08:12 PM |
| marwadi-62 | $500.00 | 8/22/2011 6:17:40 PM |
| terrific-dough6 | $100.00 | 8/22/2011 8:06:33 PM |
| Feyenoord | $25.00 | 8/22/2011 8:59:22 PM |
| pious-benjamins1 | $75.00 | 8/22/2011 9:14:38 PM |
| Investor_DP | $100.00 | 8/22/2011 5:04:44 PM |
| djmjkelso | $25.00 | 8/22/2011 11:02:00 PM |
| w8291 | $25.00 | 8/23/2011 1:37:04 AM |
| equitable-capital758 | $250.00 | 8/22/2011 5:00:49 PM |
| flexible-and-social | $25.00 | 8/22/2011 5:01:03 PM |
| jayk63 | $25.00 | 8/23/2011 3:22:21 AM |
| enthusiastic-balance5 | $100.00 | 8/22/2011 5:13:48 PM |
| loanman2007 | $150.00 | 8/23/2011 4:29:02 AM |
| CashFlow13 | $1,000.00 | 8/22/2011 9:17:21 PM |
| myidear | $25.00 | 8/23/2011 3:04:30 AM |
| Adam_00 | $25.00 | 8/23/2011 2:16:32 AM |
| rockhound84 | $25.00 | 8/23/2011 3:54:08 AM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:14:00 PM |
| irrelevant | $25.00 | 8/22/2011 7:05:38 PM |
| RecoveryLender | $25.00 | 8/22/2011 7:28:26 PM |
| hillerod | $25.22 | 8/22/2011 7:35:18 PM |
| MoneyForNothing | $49.25 | 8/22/2011 5:03:15 PM |
| compoundinterest | $25.00 | 8/22/2011 5:07:40 PM |
| moneybags16 | $25.00 | 8/23/2011 4:28:52 AM |
| yield-hut | $90.45 | 8/23/2011 4:46:04 AM |
| 108lender | $200.00 | 8/22/2011 5:48:01 PM |
| 1stBankAndHal | $100.08 | 8/22/2011 5:48:33 PM |
| DHolly | $25.00 | 8/22/2011 5:56:13 PM |
| loss-of-control | $100.00 | 8/22/2011 6:16:14 PM |
| worth-blanket2 | $6,300.00 | 8/22/2011 5:55:34 PM |
| janeybooboo | $150.00 | 8/22/2011 6:24:05 PM |
| dollar-sonnet3 | $25.00 | 8/22/2011 7:52:48 PM |
| grammaspurse | $25.00 | 8/22/2011 7:37:39 PM |
| Whipster | $35.00 | 8/22/2011 7:56:58 PM |
| best-generosity-financier | $25.00 | 8/22/2011 9:52:55 PM |
| jkeller4000 | $25.00 | 8/23/2011 4:05:05 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
522982
This series of Notes was issued and sold upon the funding of the borrower loan #52585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $275 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rupee-destiny |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
To take care of some immediate debts now, and pay them all off in one place in the next few months
My financial situation:
I am a good candidate for this loan because...
I have owned a home, cars, and been a responsible bill payer, I have also been continually employed as a proffesional marine biologist and a public school teacher for the past twenty years, 6 as a school teacher, and I still work at the New England Aquarium in Boston during the summers full time...
Monthly net income: $5,000
Monthly expenses: $1000
Housing: $1150
Insurance: $0
Car expenses: $350
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $250
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 8/22/2011 5:04:42 PM |
| 108lender | $200.00 | 8/22/2011 5:48:02 PM |
| freedom3 | $650.00 | 8/22/2011 6:24:57 PM |
| worth-blanket2 | $1,600.00 | 8/22/2011 5:54:36 PM |
| favorite-commerce | $25.00 | 8/22/2011 6:06:55 PM |
| 5 Investments
|
Borrower Payment Dependent Notes Series
523000
This series of Notes was issued and sold upon the funding of the borrower loan #52499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,651 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| investment-harbor3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Military Debt Consolidation/ Buffer
Purpose of loan:
My wife and I will be using this loan to pay off some credit cards and to restore a buffer that we used when my house was not rented.
My financial situation:
You can trust me with your money for several reasons. First I am and have been in the military for 14 years; this means I have a steady job that I won't get laid off from. Also my wife and I know why we are in the situation that we are in and we are working to fix it with out destroying our credit. We own a house in AZ where I was stationed for several years and have been renting it out due to being re-assigned to PA last year. My wife and I have a one year old daughter and she is currently not working but plans on re-entering the work force when our daughter is a little older.
Monthly net income: $ 6000- 900 rent / 5100 work incomes
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 8/22/2011 5:04:54 PM |
| worth-blanket2 | $1,900.00 | 8/22/2011 5:56:08 PM |
| EL_Papin | $100.00 | 8/22/2011 6:56:46 PM |
| RecoveryLender | $25.00 | 8/22/2011 7:30:46 PM |
| KindCharmingReflective-affluence | $25.00 | 8/22/2011 7:33:24 PM |
| favorite-commerce | $25.00 | 8/22/2011 6:05:31 PM |
| larryboy10 | $25.00 | 8/22/2011 6:17:37 PM |
| Military-2-Military | $518.46 | 8/22/2011 7:04:24 PM |
| rate-sceptre | $50.00 | 8/22/2011 7:20:26 PM |
| bigt98 | $25.00 | 8/22/2011 7:28:50 PM |
| hidavehi | $26.00 | 8/22/2011 6:49:56 PM |
| friendly-principal76 | $5.54 | 8/22/2011 7:59:02 PM |
| irrelevant | $25.00 | 8/22/2011 7:05:19 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
523028
This series of Notes was issued and sold upon the funding of the borrower loan #52505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $175.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 5.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2007 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $827 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| awe-inspiring-duty7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2010)
700-719
(Mar-2010)
|
|
Principal balance:
| $1,315.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
buy a new car
Purpose of loan:
wanna sell the old car and add some money to buy a new one.
My financial situation:
I am a good candidate for this loan because i'm Graduate student and financially supported by department with around $1900 earnings (after tax)per month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/22/2011 9:08:24 AM |
| equitable-capital758 | $250.00 | 8/22/2011 10:55:31 AM |
| currency-excellency0 | $100.00 | 8/22/2011 9:02:55 AM |
| green-trade-dolphin2 | $25.00 | 8/22/2011 9:25:45 AM |
| Cowtownmoney | $25.00 | 8/22/2011 2:53:54 PM |
| MarvintheMartian | $50.00 | 8/22/2011 10:30:16 AM |
| atbright | $25.00 | 8/22/2011 10:12:55 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:35 AM |
| Danylostefan | $50.00 | 8/22/2011 11:55:24 AM |
| javelin0 | $50.00 | 8/22/2011 5:34:29 PM |
| 108lender | $250.00 | 8/22/2011 5:46:31 PM |
| Ols744 | $75.00 | 8/22/2011 8:01:45 PM |
| alaco | $50.00 | 8/23/2011 7:49:22 AM |
| elvisloans | $25.00 | 8/23/2011 8:12:35 AM |
| Clambake | $50.00 | 8/23/2011 7:02:40 AM |
| Row2010 | $25.00 | 8/23/2011 7:52:06 AM |
| AF-Chief | $25.00 | 8/22/2011 9:53:03 AM |
| enthusiastic-balance5 | $100.00 | 8/22/2011 9:15:30 AM |
| jkeller4000 | $25.00 | 8/22/2011 12:54:58 PM |
| 108lender | $250.00 | 8/22/2011 5:53:35 PM |
| first-class-gold0 | $100.00 | 8/22/2011 6:06:44 PM |
| capital-kingdom | $25.01 | 8/23/2011 4:54:32 AM |
| best-basis-trooper | $25.00 | 8/23/2011 8:26:43 AM |
| Aberdeen | $324.99 | 8/23/2011 8:59:41 AM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
523058
This series of Notes was issued and sold upon the funding of the borrower loan #52523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 14y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,085 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| powerful-bill0 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
School Tuition
Purpose of loan: Pay part of tuition for private school for special needs son.
This loan will be used to...
Pay school tuition
My financial situation: Is good to fair
I am a good candidate for this loan because...
I have a long employment with same employer. I have been with same company for 15 years. I have a good income and secondary income with wife teaching preschool. I have no late payments in my credit history.
Monthly net income: $ 9,200
Monthly expenses: $5,800
Housing: $2,352
Insurance: 0
Car expenses: $403
Utilities: $500
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $775
Credit cards and other loans: $1100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MadHun | $200.00 | 8/22/2011 9:14:00 AM |
| CA-Lender | $100.00 | 8/22/2011 9:33:54 AM |
| Wangchuk | $25.01 | 8/22/2011 9:40:27 AM |
| loanman2007 | $150.00 | 8/22/2011 9:33:11 AM |
| EretzCapital | $150.00 | 8/22/2011 2:29:08 PM |
| Rozeekoo | $25.00 | 8/22/2011 9:40:53 AM |
| midnight24 | $50.00 | 8/22/2011 4:33:39 PM |
| dragster442 | $25.00 | 8/22/2011 4:06:02 PM |
| kain11286 | $50.00 | 8/22/2011 4:50:19 PM |
| stepatatime-together | $100.00 | 8/22/2011 9:47:22 PM |
| Nerdster1 | $25.12 | 8/23/2011 6:14:20 AM |
| leverage-monger | $43.53 | 8/23/2011 6:16:58 AM |
| loss-of-control | $75.00 | 8/22/2011 6:06:00 PM |
| favorite-commerce | $25.00 | 8/22/2011 6:06:15 PM |
| Bob450 | $28.00 | 8/22/2011 6:48:34 PM |
| Bill88 | $25.00 | 8/22/2011 8:07:53 PM |
| kendigme | $28.34 | 8/23/2011 2:46:43 AM |
| icon7 | $100.00 | 8/23/2011 4:59:55 AM |
| suave-dime6 | $25.00 | 8/23/2011 4:06:40 AM |
| irrelevant | $25.00 | 8/22/2011 10:05:14 AM |
| economy-huckleberry0 | $25.00 | 8/22/2011 10:44:59 AM |
| RecoveryLender | $25.00 | 8/22/2011 10:46:58 AM |
| scrappy-diversification7 | $2,000.00 | 8/22/2011 9:13:03 AM |
| finagler | $25.00 | 8/22/2011 9:52:41 AM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:39:03 AM |
| jkeller4000 | $25.00 | 8/22/2011 12:54:58 PM |
| goat0 | $50.00 | 8/22/2011 3:46:07 PM |
| B2152 | $25.00 | 8/23/2011 5:03:40 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
523060
This series of Notes was issued and sold upon the funding of the borrower loan #52561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 23y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,340 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| coin-flamenco9 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dessert Entrepeneur
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have a 23 year work history with progressively increasing rank with the same organization. My employment is 100% stable (firefighter). I have had excellent credit for 23 years. I have good assets and much to lose if I pay late or default on a loan.
Monthly net income: $ 9195.00
Monthly expenses: $
Housing: $ 4525
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 1275
Other expenses: $ 1295.00 rental home
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 8/22/2011 5:11:38 PM |
| scarlet-velvet | $25.08 | 8/22/2011 5:47:22 PM |
| cybercop45 | $50.00 | 8/23/2011 6:50:50 AM |
| bold-gold-relaxation | $100.00 | 8/22/2011 7:40:01 PM |
| irrelevant | $25.00 | 8/23/2011 10:05:25 AM |
| goat0 | $100.00 | 8/23/2011 5:58:09 AM |
| transformer855 | $25.00 | 8/23/2011 6:45:17 AM |
| social-hunter5 | $50.00 | 8/23/2011 6:53:30 AM |
| economy-huckleberry0 | $25.00 | 8/23/2011 1:11:59 PM |
| janeybooboo | $50.00 | 8/23/2011 1:32:38 PM |
| market-pudding | $25.00 | 8/23/2011 2:30:54 PM |
| exchange-upholder0 | $25.00 | 8/23/2011 2:38:26 PM |
| nickel-hickory | $50.00 | 8/23/2011 10:29:54 AM |
| let_me_retire | $100.00 | 8/23/2011 4:45:23 PM |
| wampum-library4 | $25.00 | 8/23/2011 4:24:15 PM |
| Iwillhuntyoudown | $25.00 | 8/23/2011 11:41:58 PM |
| janeybooboo | $50.00 | 8/24/2011 3:18:29 AM |
| newest-power-banker | $35.00 | 8/23/2011 7:03:00 PM |
| payout-bridge | $25.00 | 8/23/2011 8:22:12 PM |
| MadHun | $200.00 | 8/22/2011 5:12:30 PM |
| stepatatime-together | $100.00 | 8/22/2011 9:47:27 PM |
| jkeller4000 | $25.00 | 8/23/2011 4:05:06 AM |
| rockhound84 | $25.00 | 8/23/2011 4:05:10 AM |
| loanman2007 | $100.00 | 8/23/2011 4:26:49 AM |
| favorite-commerce | $25.00 | 8/23/2011 9:42:42 AM |
| dsgfl1 | $90.00 | 8/23/2011 4:54:20 AM |
| havok555 | $29.52 | 8/23/2011 11:01:36 AM |
| goodhearted-generosity511 | $25.00 | 8/23/2011 12:41:17 PM |
| loss-of-control | $100.00 | 8/23/2011 5:25:08 PM |
| ddoneday | $25.00 | 8/23/2011 2:25:07 PM |
| janeybooboo | $100.00 | 8/23/2011 1:32:26 PM |
| golden-velocity9 | $32.26 | 8/23/2011 6:46:41 PM |
| finagler | $25.00 | 8/23/2011 6:46:10 PM |
| bankbuddy55 | $75.00 | 8/23/2011 9:17:01 PM |
| high_flyer | $50.00 | 8/23/2011 10:56:22 PM |
| rupee-universe | $25.00 | 8/23/2011 10:35:53 PM |
| deal-marauder6 | $28.26 | 8/24/2011 5:10:49 AM |
| cbivitz | $109.88 | 8/24/2011 5:34:02 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
523064
This series of Notes was issued and sold upon the funding of the borrower loan #52680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,554 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-investment-venus |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
|
|
Principal balance:
| $546.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Consolidating Debt
Purpose of loan:
This loan will be used to... My purpose of this loan is to consolidate some of my credit card payments
My financial situation:
I am a good candidate for this loan because... I live with my parents so I don?t have that many expensie other then my car payment and the credit cards im trying to conslidate . I have a great job where I have been working for the last six years.
Monthly net income: $2,560
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MilitaryLending | $25.00 | 8/22/2011 5:52:13 PM |
| worldly-investment333 | $50.00 | 8/22/2011 6:09:00 PM |
| stepatatime-together | $100.00 | 8/22/2011 9:47:27 PM |
| bullish2bearish | $35.00 | 8/23/2011 5:38:13 AM |
| bmw2 | $60.00 | 8/23/2011 8:11:07 AM |
| loanman2007 | $75.00 | 8/23/2011 4:18:04 AM |
| goat0 | $50.00 | 8/23/2011 5:16:33 AM |
| EEasyMoney | $25.00 | 8/23/2011 10:09:24 AM |
| greencat | $50.00 | 8/23/2011 7:13:10 AM |
| Amber_Stone | $25.00 | 8/23/2011 7:30:11 AM |
| janeybooboo | $100.00 | 8/23/2011 12:11:32 PM |
| diligent-peace9 | $50.00 | 8/23/2011 9:05:58 AM |
| erdoc54 | $25.00 | 8/23/2011 12:55:05 PM |
| payout-bridge | $25.00 | 8/23/2011 9:29:29 AM |
| vtrentster | $25.00 | 8/23/2011 9:50:10 AM |
| Bob450 | $25.00 | 8/23/2011 10:11:26 AM |
| chameleon125 | $25.00 | 8/23/2011 9:56:42 AM |
| shrewd-income | $50.00 | 8/23/2011 11:09:31 AM |
| Engineer44 | $25.00 | 8/23/2011 5:33:36 PM |
| wampum-library4 | $25.00 | 8/23/2011 4:21:28 PM |
| 1randyp | $150.00 | 8/23/2011 5:45:03 PM |
| Caidin | $25.00 | 8/23/2011 6:01:29 PM |
| worth-blanket2 | $5,200.00 | 8/22/2011 5:54:51 PM |
| Core-Marketing | $25.00 | 8/23/2011 3:21:25 AM |
| jkeller4000 | $25.00 | 8/23/2011 4:05:06 AM |
| mikeandcat | $59.09 | 8/23/2011 5:01:23 AM |
| engaging-repayment8 | $25.00 | 8/22/2011 5:36:12 PM |
| KillBill | $25.00 | 8/23/2011 6:17:58 AM |
| whitegold24k | $100.00 | 8/22/2011 5:58:47 PM |
| Rogelio48 | $30.00 | 8/22/2011 6:17:24 PM |
| loss-of-control | $50.00 | 8/22/2011 6:18:54 PM |
| EL_Papin | $100.00 | 8/22/2011 6:52:16 PM |
| brightest-organized-balance | $25.00 | 8/22/2011 8:48:28 PM |
| first-dinero-paladin | $50.00 | 8/23/2011 8:35:16 AM |
| Tahoeman | $25.00 | 8/23/2011 9:02:13 AM |
| genuine-dime | $100.00 | 8/23/2011 3:55:29 AM |
| taetrade | $25.00 | 8/23/2011 5:45:17 AM |
| irrelevant | $25.00 | 8/23/2011 6:05:21 AM |
| reflective-rupee | $25.00 | 8/23/2011 6:38:10 AM |
| restless-dime | $100.00 | 8/23/2011 6:52:12 AM |
| Leshan | $25.00 | 8/23/2011 11:19:32 AM |
| leverage-monger | $25.00 | 8/23/2011 9:58:21 AM |
| blitzen40 | $25.00 | 8/23/2011 3:06:17 PM |
| sweety075 | $25.00 | 8/23/2011 10:25:24 AM |
| money-fort | $26.07 | 8/23/2011 1:00:32 PM |
| Champion_Lending | $25.00 | 8/23/2011 1:09:16 PM |
| grampy48 | $25.00 | 8/23/2011 1:18:16 PM |
| s270 | $25.00 | 8/23/2011 2:14:34 PM |
| ranch5 | $25.00 | 8/23/2011 2:55:48 PM |
| let_me_retire | $50.00 | 8/23/2011 4:51:47 PM |
| personal-lender | $25.00 | 8/23/2011 5:18:18 PM |
| RoZu_Lending | $25.00 | 8/23/2011 5:20:19 PM |
| CreditBuilder2 | $50.00 | 8/23/2011 5:58:23 PM |
| themoneydoctor | $64.84 | 8/23/2011 6:02:40 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
523088
This series of Notes was issued and sold upon the funding of the borrower loan #52568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1981 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
10 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $105,226 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-bill-assembler |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...Pay off a loan and meet certain short term obligations
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $150000+commission
Monthly expenses:
Housing: $3500
Insurance: $400
Car expenses: $240
Utilities: $250
Phone, cable, internet: $250
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,900.00 | 8/22/2011 5:54:39 PM |
| stepatatime-together | $100.00 | 8/22/2011 9:47:28 PM |
| leverage-monger | $25.00 | 8/23/2011 10:01:30 AM |
| leverage-monger | $25.00 | 8/24/2011 9:09:43 AM |
| kind-forthright-repayment | $200.00 | 8/24/2011 4:34:30 PM |
| Astyanax | $75.00 | 8/24/2011 5:10:46 PM |
| new-transaction-wrangler | $50.00 | 8/24/2011 5:53:25 PM |
| zxr | $25.00 | 8/25/2011 6:52:19 AM |
| green-benefit-control | $50.00 | 8/25/2011 6:57:38 AM |
| SummitAdvisors | $50.00 | 8/25/2011 7:37:18 AM |
| rolo12 | $50.00 | 8/24/2011 9:20:57 PM |
| rate-sceptre | $50.00 | 8/24/2011 10:20:50 PM |
| wampum-chorus3 | $25.00 | 8/25/2011 12:39:44 AM |
| draggon77 | $25.00 | 8/25/2011 1:16:42 AM |
| frontier3 | $50.00 | 8/25/2011 1:50:43 AM |
| attractive-rate | $50.00 | 8/25/2011 2:44:06 AM |
| wattboy | $72.56 | 8/25/2011 5:26:32 AM |
| suave-dime6 | $25.00 | 8/25/2011 6:24:00 AM |
| shmb6508 | $100.00 | 8/25/2011 6:40:23 AM |
| social-zebra | $26.00 | 8/25/2011 7:40:26 AM |
| wealth-tremolo7 | $250.00 | 8/25/2011 7:44:32 AM |
| Lender95466 | $25.00 | 8/25/2011 8:27:38 AM |
| goat0 | $50.00 | 8/23/2011 5:24:52 AM |
| irrelevant | $25.00 | 8/23/2011 10:05:28 AM |
| Bob450 | $25.00 | 8/23/2011 10:08:26 AM |
| shrewd-income | $25.00 | 8/23/2011 11:14:44 AM |
| personal-lender | $25.00 | 8/23/2011 5:18:19 PM |
| saxaphone6 | $25.00 | 8/24/2011 10:52:58 AM |
| riveting-credit5 | $50.00 | 8/24/2011 10:49:50 AM |
| indomitable-camaraderi3 | $50.00 | 8/24/2011 5:41:33 PM |
| spiff666 | $25.00 | 8/24/2011 7:07:28 PM |
| Dskillz | $97.00 | 8/24/2011 9:17:06 PM |
| Golfmoney | $48.91 | 8/24/2011 5:09:24 PM |
| well-mannered-income3 | $25.00 | 8/25/2011 5:05:42 AM |
| head | $25.00 | 8/24/2011 5:27:33 PM |
| thrifty-note2 | $25.00 | 8/24/2011 6:37:22 PM |
| jebber007 | $30.00 | 8/24/2011 7:26:26 PM |
| EngineerUSMC | $27.00 | 8/25/2011 7:43:57 AM |
| zorg77 | $50.00 | 8/24/2011 9:39:03 PM |
| credible-balance0 | $25.00 | 8/25/2011 6:19:49 AM |
| baker31 | $32.00 | 8/25/2011 8:24:27 AM |
| -Tuxedo- | $41.53 | 8/25/2011 8:46:01 AM |
| credit-coach118 | $25.00 | 8/25/2011 8:42:15 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
523094
This series of Notes was issued and sold upon the funding of the borrower loan #52495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,929 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| exchange-elm8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consoldiation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,500
Monthly expenses: $2600
Housing: $900
Insurance: $100
Car expenses: $150
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $350
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,400.00 | 8/22/2011 5:54:58 PM |
| freedom3 | $575.00 | 8/22/2011 6:25:36 PM |
| ultimate-peace | $25.00 | 8/22/2011 5:05:16 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
523110
This series of Notes was issued and sold upon the funding of the borrower loan #52656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,602 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 104% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Shay51 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 23 ( 79% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 6
( 21% )
| 620-639
(Aug-2010)
660-679
(Aug-2009)
660-679
(May-2008)
|
|
Principal balance:
| $290.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
Paying off Medical Bills
Purpose of loan:
This loan will be used to pay off medical bills that are not currently covered under my medical insurance coverage due to the high deductible and out of pocket expenses.
My financial situation:
I am a good candidate for this loan because I am a fully employed candidate with over 4 years of employment at the same company. I have a graduate degree and have been in the financial services industry for over 10 years.
Monthly net income: $5,046
Monthly expenses: $3,300 (sum of below expenses)
Housing: $1300
Insurance: $186
Car expenses: $585
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $350
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 8/20/2011 2:33:03 PM |
| CoolPlexer | $25.00 | 8/20/2011 1:20:28 PM |
| payout-bridge | $50.00 | 8/20/2011 1:24:52 PM |
| diligent-peace9 | $150.00 | 8/20/2011 1:32:45 PM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:30:21 PM |
| green-rapid-openness | $100.00 | 8/20/2011 3:05:54 PM |
| papaloha | $60.00 | 8/20/2011 4:34:18 PM |
| Dusigrosz | $85.00 | 8/20/2011 5:05:45 PM |
| malomar66 | $53.99 | 8/20/2011 5:37:04 PM |
| Mikale360 | $25.00 | 8/20/2011 5:14:07 PM |
| mikeandcat | $100.00 | 8/20/2011 6:49:34 PM |
| Gobsek | $25.00 | 8/20/2011 8:44:06 PM |
| ultimate-peace | $25.00 | 8/20/2011 12:05:00 PM |
| 312-Lender | $35.00 | 8/20/2011 12:22:55 PM |
| wisconsinvestor | $50.00 | 8/20/2011 1:48:12 PM |
| marwadi-62 | $170.00 | 8/20/2011 8:03:41 PM |
| credit-elation1 | $25.00 | 8/20/2011 8:26:22 PM |
| MoneyForNothing | $13.46 | 8/20/2011 8:44:16 PM |
| kind-charming-value | $782.55 | 8/20/2011 4:05:19 PM |
| Champion_Lending | $25.00 | 8/20/2011 4:57:33 PM |
| alexgalt | $25.00 | 8/20/2011 4:12:09 PM |
| fascinating-generosity3 | $75.00 | 8/20/2011 7:01:27 PM |
| irrelevant | $25.00 | 8/20/2011 7:05:07 PM |
| DasMula | $25.00 | 8/20/2011 7:55:03 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
523116
This series of Notes was issued and sold upon the funding of the borrower loan #52534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,300.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $171.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 5m |
|
Amount delinquent:
| $456 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,847 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| SAP2008 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 98% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 1
( 2% )
| 740-759
(Mar-2010)
740-759
(Jun-2008)
|
|
Principal balance:
| $3,938.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Loan Consolidation
Purpose of loan:
This loan will be used to consolidate a current Prosper loan and to pay off a credit card balance used to replace the transmission in my wife's van.
My financial situation:
I am a good candidate for this loan because my credit is excellent (745 according to Prosper) and I have used Prosper for two loans in the past. One loan has been paid off and the other is almost half way paid and I have never missed a payment. Payment of this loan will automatically be deducted from my bank account monthly and funds are automatically deposited to my bank account from my salary. I have worked at the same company for almost seven years and have seen significant yearly salary increases each year.
My financial situation is very stable and my past payment history clearly demonstrates that this loan request is a very safe return on investment in these ergonomically challenging times.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/21/2011 12:08:22 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:35 PM |
| MoneyForNothing | $26.31 | 8/21/2011 12:06:18 PM |
| thankful-nickel2 | $25.00 | 8/21/2011 2:06:35 PM |
| s270 | $25.00 | 8/22/2011 12:00:52 AM |
| green-trade-dolphin2 | $35.00 | 8/22/2011 9:27:50 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:32 AM |
| patriot897 | $25.00 | 8/22/2011 12:20:31 PM |
| currency-persimmon | $50.00 | 8/22/2011 2:05:15 PM |
| trumpeter5 | $50.00 | 8/22/2011 2:06:42 PM |
| trade-boots1 | $300.00 | 8/22/2011 8:24:04 PM |
| objective-investor | $150.00 | 8/23/2011 3:57:41 AM |
| successful-economy5 | $150.00 | 8/22/2011 6:10:28 PM |
| Xarach | $27.52 | 8/23/2011 7:17:11 AM |
| top-tranquil-justice | $25.00 | 8/22/2011 10:06:32 PM |
| djh47a | $25.00 | 8/23/2011 6:49:09 AM |
| Oak-Parker | $25.33 | 8/23/2011 7:46:31 AM |
| britgsb | $200.00 | 8/23/2011 7:51:40 AM |
| first-dinero-paladin | $50.00 | 8/23/2011 8:33:55 AM |
| janeybooboo | $100.00 | 8/23/2011 12:17:30 PM |
| wild-orange | $50.00 | 8/23/2011 9:40:50 AM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:44 PM |
| fcrick | $25.00 | 8/23/2011 10:17:34 AM |
| Lender0010 | $50.00 | 8/23/2011 1:21:51 PM |
| psteveo | $25.00 | 8/23/2011 1:37:51 PM |
| Attract | $39.79 | 8/23/2011 4:23:30 PM |
| baseballfan111 | $50.00 | 8/23/2011 4:36:46 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:17 PM |
| Astyanax | $75.00 | 8/23/2011 6:49:07 PM |
| integrity-doctor | $100.00 | 8/24/2011 6:13:58 AM |
| peaceful-farmer | $50.00 | 8/23/2011 8:18:26 PM |
| Gibbyland | $150.00 | 8/23/2011 10:36:50 PM |
| honorable-yield | $50.00 | 8/24/2011 9:10:35 AM |
| soular21804 | $14.57 | 8/24/2011 9:32:43 AM |
| yield-hut | $50.00 | 8/24/2011 4:06:51 AM |
| smbau06 | $50.00 | 8/24/2011 6:57:38 AM |
| john0720 | $100.00 | 8/24/2011 7:20:36 AM |
| carrinel | $50.00 | 8/24/2011 7:38:01 AM |
| dsnybnd | $30.00 | 8/24/2011 8:06:04 AM |
| heerzaquestion | $50.00 | 8/24/2011 8:52:11 AM |
| credit-coach118 | $50.00 | 8/24/2011 9:03:12 AM |
| blue-soulful-commitment | $107.00 | 8/24/2011 9:15:03 AM |
| social-zebra | $25.00 | 8/24/2011 9:29:32 AM |
| MarvintheMartian | $50.00 | 8/21/2011 12:26:24 PM |
| poisson17 | $25.00 | 8/21/2011 1:58:16 PM |
| enthusiastic-balance5 | $100.00 | 8/21/2011 12:14:37 PM |
| AF-Chief | $25.00 | 8/22/2011 9:53:01 AM |
| atbright | $25.00 | 8/22/2011 10:12:53 AM |
| novice-speculator | $25.00 | 8/22/2011 3:52:09 PM |
| RJN | $26.85 | 8/23/2011 4:20:14 AM |
| availableloan | $25.00 | 8/22/2011 5:40:21 PM |
| sflash | $25.00 | 8/22/2011 6:41:29 PM |
| Clambake | $50.00 | 8/23/2011 7:02:39 AM |
| best-basis-trooper | $50.00 | 8/23/2011 7:16:13 AM |
| Leshan | $50.00 | 8/23/2011 7:26:06 AM |
| goodhearted-basis4 | $25.00 | 8/23/2011 1:45:24 AM |
| MoneyBag4366 | $25.00 | 8/23/2011 4:50:57 AM |
| competent-p2p | $25.48 | 8/23/2011 6:53:08 AM |
| SummitAdvisors | $200.08 | 8/23/2011 7:46:58 AM |
| grampy48 | $25.00 | 8/23/2011 1:21:11 PM |
| JBF_Investments | $32.07 | 8/23/2011 9:50:25 AM |
| jescowa | $50.00 | 8/23/2011 3:28:55 PM |
| nbah123 | $50.00 | 8/23/2011 11:01:09 AM |
| wlm3012 | $30.00 | 8/23/2011 4:18:50 PM |
| btormc5 | $50.00 | 8/23/2011 11:27:36 AM |
| Trondheim_Norway | $125.00 | 8/23/2011 11:55:41 AM |
| MadHun | $200.00 | 8/23/2011 5:14:58 PM |
| janeybooboo | $100.00 | 8/23/2011 12:01:54 PM |
| personal-lender | $25.00 | 8/23/2011 5:18:07 PM |
| power-secret-agent | $30.00 | 8/23/2011 1:20:43 PM |
| agalt | $100.00 | 8/23/2011 1:00:02 PM |
| dime-historian | $25.00 | 8/23/2011 1:30:40 PM |
| jarf | $25.00 | 8/23/2011 6:54:02 PM |
| minista | $25.00 | 8/23/2011 4:54:53 PM |
| top-rate-infusion | $25.00 | 8/23/2011 11:00:53 PM |
| ncg1983 | $25.00 | 8/23/2011 6:05:24 PM |
| janeybooboo | $50.00 | 8/23/2011 6:33:43 PM |
| GElender | $75.00 | 8/24/2011 5:57:48 AM |
| credit-investor5 | $50.00 | 8/24/2011 7:21:18 AM |
| 108lender | $500.00 | 8/24/2011 9:13:38 AM |
| admirable-return6 | $100.00 | 8/24/2011 5:36:01 AM |
| petsheep | $25.00 | 8/24/2011 7:40:33 AM |
| EODCAP | $25.00 | 8/24/2011 7:03:05 AM |
| 420limo | $25.00 | 8/24/2011 8:21:50 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
523200
This series of Notes was issued and sold upon the funding of the borrower loan #52555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $86.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 3
/
4 | Length of status: | 4y 0m |
|
Amount delinquent:
| $119,147 |
Total credit lines:
| 26 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,033 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 52 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Tamparich |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 39 ( 76% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 11
( 22% )
| 700-719
(Mar-2010)
700-719
(Jul-2008)
660-679
(Jan-2008)
700-719
(Dec-2007)
|
|
Principal balance:
| $865.38 |
31+ days late:
| 1
( 2% )
|
|
Total payments billed:
| 51 | | |
Description
Automobile Repair
Purpose of loan:
This loan will be used to make repairs to my toyota camry, which requires a new transmission, timing belt, water pump, and new battery. I really only need $1,100 for these repairs, but prosper is requiring the minimum loan to acquire is $2,000. I need my vehicle to get to school and work. which are both 20mins away. I am a good candidate for this loan because, alreay had a propser loan I paid off for 3,250. my monthly payments were 116.
Monthly Income- $2300.00 monthly
Monthly Expenses-
Mortgage- $767
Car Insurance $95.00
ultilies - $50.00
Cellphone- $45.00-metro pcs
Cable and internet- $90.00
Prosper loan- $58.00
Credit cards- $250.00
HOA- $130.00
Food + entertainment- $100.00
Gas- $75.00
gym membership 35.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| myutmost | $30.00 | 8/21/2011 4:54:10 PM |
| ProsprousLender | $25.00 | 8/22/2011 9:04:44 AM |
| AF-Chief | $25.00 | 8/22/2011 9:53:01 AM |
| the-respectful-transaction | $30.00 | 8/22/2011 10:29:18 AM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:10 PM |
| worth-blanket2 | $1,300.00 | 8/22/2011 5:54:12 PM |
| marwadi-62 | $100.00 | 8/22/2011 6:16:59 PM |
| whitegold24k | $100.00 | 8/23/2011 7:25:30 AM |
| chameleon125 | $25.00 | 8/23/2011 9:55:31 AM |
| thehousewife | $25.00 | 8/23/2011 4:36:30 PM |
| personal-lender | $25.00 | 8/23/2011 11:49:57 AM |
| safe-finance | $25.00 | 8/23/2011 2:00:11 PM |
| let_me_retire | $50.00 | 8/23/2011 4:40:09 PM |
| found | $52.64 | 8/23/2011 5:05:49 PM |
| 312-Lender | $35.00 | 8/21/2011 12:41:25 PM |
| trumpeter5 | $50.00 | 8/22/2011 2:40:10 PM |
| Mikale360 | $25.00 | 8/22/2011 8:08:15 PM |
| grampy48 | $25.00 | 8/23/2011 1:17:22 PM |
| entertaining-greenback2 | $27.36 | 8/23/2011 4:24:24 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
523262
This series of Notes was issued and sold upon the funding of the borrower loan #52583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 12y 0m |
|
Amount delinquent:
| $2,556 |
Total credit lines:
| 39 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,856 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| myburningbush |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $22,000.00 | < 31 days late:
| 1
( 2% )
| 720-739
(Sep-2010)
740-759
(Aug-2010)
680-699
(Dec-2007)
|
|
Principal balance:
| $8,383.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Soup & Sandwich 2
Purpose of loan: Pay down original loan
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,489.80 | 8/25/2011 9:59:01 AM |
| enthusiastic-balance5 | $100.00 | 8/23/2011 9:16:21 AM |
| MoneyForNothing | $48.26 | 8/23/2011 9:12:51 AM |
| 312-Lender | $25.00 | 8/23/2011 9:34:32 AM |
| Amber_Stone | $25.00 | 8/23/2011 3:29:29 PM |
| myutmost | $40.00 | 8/23/2011 4:07:44 PM |
| trumpeter5 | $25.00 | 8/23/2011 12:28:34 PM |
| wisconsinvestor | $50.00 | 8/23/2011 6:11:57 PM |
| sweety075 | $25.00 | 8/23/2011 6:36:49 PM |
| RoZu_Lending | $100.00 | 8/23/2011 5:15:52 PM |
| mikeandcat | $51.00 | 8/23/2011 5:59:22 PM |
| alexgalt | $25.00 | 8/23/2011 11:00:23 PM |
| green-trade-dolphin | $25.00 | 8/24/2011 9:57:37 AM |
| fascinating-generosity3 | $100.00 | 8/24/2011 9:06:03 AM |
| personal-lender | $25.00 | 8/24/2011 5:16:16 PM |
| money-baron-Roth401k | $100.00 | 8/24/2011 10:54:00 AM |
| 340 | $25.00 | 8/24/2011 6:22:04 PM |
| brondero | $137.00 | 8/24/2011 4:48:00 PM |
| well-mannered-income3 | $25.00 | 8/25/2011 5:17:57 AM |
| money-fort | $25.00 | 8/24/2011 5:54:03 PM |
| setUup | $26.28 | 8/24/2011 8:26:20 PM |
| Bob450 | $25.00 | 8/24/2011 8:42:47 PM |
| zorg77 | $25.00 | 8/24/2011 9:50:36 PM |
| LuvToLend | $25.00 | 8/25/2011 1:43:07 AM |
| golffish2 | $25.00 | 8/25/2011 5:29:58 AM |
| camaraderi-advocator | $32.66 | 8/25/2011 8:51:16 AM |
| reflective-rupee | $25.00 | 8/23/2011 9:18:08 AM |
| Champion_Lending | $25.00 | 8/23/2011 10:48:01 AM |
| DasMula | $25.00 | 8/23/2011 1:20:05 PM |
| jhouman | $50.00 | 8/23/2011 2:25:03 PM |
| MilitaryLending | $25.00 | 8/23/2011 5:42:17 PM |
| CA-Lender | $25.00 | 8/23/2011 5:59:08 PM |
| GElender | $25.00 | 8/24/2011 6:11:52 AM |
| stepatatime-together | $100.00 | 8/24/2011 7:40:46 AM |
| five-star-note | $50.00 | 8/24/2011 1:50:15 PM |
| supreme-hope | $25.00 | 8/24/2011 5:30:40 PM |
| chameleon125 | $25.00 | 8/24/2011 1:33:16 PM |
| amlu1988 | $25.00 | 8/24/2011 1:50:55 PM |
| marwadi-62 | $1,000.00 | 8/24/2011 4:19:15 PM |
| Mikale360 | $25.00 | 8/24/2011 3:53:58 PM |
| CreditBuilder2 | $150.00 | 8/24/2011 5:20:12 PM |
| rolo12 | $50.00 | 8/24/2011 9:21:50 PM |
| benefit-boots | $25.00 | 8/24/2011 11:25:57 PM |
| Maggie3 | $25.00 | 8/25/2011 9:31:07 AM |
| entreprenooner | $25.00 | 8/25/2011 2:29:16 AM |
| lovely-order7 | $25.00 | 8/25/2011 5:21:53 AM |
| wyogirllender | $25.00 | 8/25/2011 5:44:15 AM |
| suave-dime6 | $25.00 | 8/25/2011 6:24:36 AM |
| zxr | $25.00 | 8/25/2011 6:56:52 AM |
| bmw2 | $50.00 | 8/25/2011 7:48:03 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
523446
This series of Notes was issued and sold upon the funding of the borrower loan #52486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-2009 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $640 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-genuine-money |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
motorcycle loan
Purpose of loan:
This loan will be used to...Buy a motorcycle
My financial situation: Stable
I am a good candidate for this loan because... I have limited Credit but no bad credit.
Monthly net income: $ 2300
Monthly expenses: $
Housing: $ 600
Insurance: $ 100
Car expenses: $ 383
Utilities: $ 60
Phone, cable, internet: $ 90
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 8/22/2011 5:11:39 PM |
| MadHun | $200.00 | 8/22/2011 5:12:30 PM |
| pious-benjamins1 | $24.90 | 8/22/2011 9:20:43 PM |
| scarlet-velvet | $25.08 | 8/22/2011 5:31:50 PM |
| 108lender | $200.00 | 8/22/2011 5:48:03 PM |
| favorite-commerce | $25.00 | 8/22/2011 6:05:48 PM |
| compassionate-asset8 | $25.00 | 8/22/2011 8:21:28 PM |
| EL_Papin | $100.00 | 8/22/2011 7:02:28 PM |
| worth-blanket2 | $1,100.00 | 8/22/2011 5:54:10 PM |
| irrelevant | $25.00 | 8/22/2011 7:05:22 PM |
| Mostlycoins | $25.02 | 8/22/2011 6:38:04 PM |
| CashFlow13 | $250.00 | 8/22/2011 9:16:59 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
523638
This series of Notes was issued and sold upon the funding of the borrower loan #52582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $114.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,672 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-thoughtful-dinero |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
Replace old outdated upright furnace and evaporator coil
My financial situation:
I know I have a lot of credit debt but always make my payments on time. Need some fast income to replace an old furnace and evaporator coil that has been in my house since it was built in 1986. Income info is for me and my wife.
Monthly net income: $6,600
Monthly expenses: $4,470
Housing: $1,400
Insurance: $178
Car expenses: $ 605
Utilities: $270
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $767
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 8/23/2011 5:04:47 PM |
| scrappy-diversification7 | $2,000.00 | 8/23/2011 5:14:04 PM |
| janeybooboo | $100.00 | 8/23/2011 5:05:18 PM |
| loss-of-control | $75.00 | 8/23/2011 5:20:59 PM |
| wonder3 | $40.00 | 8/23/2011 5:56:33 PM |
| janeybooboo | $50.00 | 8/23/2011 6:06:20 PM |
| Whipster | $70.00 | 8/23/2011 5:48:07 PM |
| MadHun | $200.00 | 8/23/2011 5:14:58 PM |
| sanych | $25.00 | 8/23/2011 5:56:16 PM |
| CA-Lender | $25.00 | 8/23/2011 5:57:12 PM |
| shrewd-income | $65.00 | 8/23/2011 6:42:49 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
523704
This series of Notes was issued and sold upon the funding of the borrower loan #52571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-24-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $332.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $588 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| revenue-alien |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A Short Term Loan to for my Wedding
Purpose of loan:
My wedding is happening on September 17, 2011. I've just realized that we just didn't budget properly. I NEED $3,500 to pay off all the contracts that need payment BEFORE the wedding (essentially everyone).
My financial situation:
My fiance is in grad school to become a Doctor of Psychology. We get living loans for him every 3 months in the amount of $6,000. The next loan will come in October. At that time I will fully pay off this loan, if that is the lender's preference.
Monthly net income: $4,000
Monthly expenses: $1,640
Housing: $1,000
Insurance: $150
Car expenses: $75
Utilities: $55
Phone, cable, internet: $165
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loanman2007 | $100.00 | 8/24/2011 9:29:34 AM |
| deal-admirer4 | $25.00 | 8/24/2011 10:04:53 AM |
| famous-bill | $50.00 | 8/24/2011 11:10:14 AM |
| irrelevant | $25.00 | 8/24/2011 2:05:09 PM |
| janeybooboo | $100.00 | 8/24/2011 9:06:46 AM |
| scrappy-diversification7 | $2,000.00 | 8/24/2011 9:14:42 AM |
| CapitanVald | $100.00 | 8/24/2011 5:52:00 PM |
| nebula076 | $100.00 | 8/24/2011 1:20:09 PM |
| mammalian4 | $25.00 | 8/24/2011 2:16:56 PM |
| GaryEsq | $49.00 | 8/24/2011 3:15:40 PM |
| r48 | $25.00 | 8/24/2011 4:10:49 PM |
| bazaar-orca | $25.00 | 8/24/2011 5:47:45 PM |
| co98senior | $111.95 | 8/24/2011 6:39:58 PM |
| bazaar-magma | $108.00 | 8/25/2011 2:04:17 AM |
| icanhasloanz | $6.05 | 8/25/2011 4:41:07 AM |
| shrewd-income | $50.00 | 8/24/2011 10:50:45 AM |
| credit-maverick1 | $50.00 | 8/24/2011 11:38:57 AM |
| Bill88 | $25.00 | 8/24/2011 1:40:59 PM |
| MadHun | $200.00 | 8/24/2011 9:15:04 AM |
| reflective-rupee | $25.00 | 8/24/2011 12:58:59 PM |
| influential-payment6 | $250.00 | 8/24/2011 1:35:09 PM |
| rustysailor | $25.00 | 8/24/2011 7:11:07 PM |
| penny-champ5 | $25.00 | 8/24/2011 9:59:26 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
502283
This series of Notes was issued and sold upon the funding of the borrower loan #52481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
12 | Length of status: | 19y 5m |
|
Amount delinquent:
| $135 |
Total credit lines:
| 68 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,440 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| exuberant-transaction |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 76% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,600.00 | < 31 days late:
| 4
( 19% )
| 720-739
(Oct-2009)
|
|
Principal balance:
| $724.95 |
31+ days late:
| 1
( 5% )
|
|
Total payments billed:
| 21 | | |
Description
HFC loan - Gotta GO!!!!!!!
Purpose of loan:
This loan will be used to... pay off my hfc account. this payment will be much lower than what i'm currently paying of this loan.
My financial situation: I have a stable job. Been with the same organization for over 18 years.
I am a good candidate for this loan because...
I've have a prosper loan and I've paid on time....
Monthly net income: $2900.00
Monthly expenses: $900.00
Housing: $ 0
Insurance: $140
Car expenses: $356
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| durable-pound5 | $25.00 | 8/17/2011 10:08:22 AM |
| AF-Chief | $100.00 | 8/17/2011 9:33:06 AM |
| TennSquire | $50.00 | 8/18/2011 11:45:11 AM |
| worth-blanket2 | $4,500.00 | 8/18/2011 5:22:52 PM |
| Investor_DP | $100.00 | 8/17/2011 9:05:51 AM |
| return-enthusiast1 | $25.00 | 8/17/2011 2:44:46 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:49 PM |
| money-baron | $25.00 | 8/18/2011 4:32:58 AM |
| stepatatime-together | $100.00 | 8/17/2011 4:53:40 PM |
| MilitaryLending | $25.00 | 8/18/2011 12:13:03 AM |
| wlm3012 | $25.00 | 8/18/2011 5:26:41 PM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
506751
This series of Notes was issued and sold upon the funding of the borrower loan #52552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $243.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,124 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rebeldog67 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Aug-2009)
600-619
(Jul-2009)
520-539
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Consolidate Some Debt - Lender
Purpose of loan:
I am going to consolidate a couple of cards to a lower interest rate for quicker payoff. I rolled a couple cards that we used to do some landscaping and get new furnishings when we bought a new house a couple years ago onto another to have an interest free balance for the last year and now the interest is going to kick in at around 20%. I just want to have a lower interest rate than that so I am going to pay it off with this loan.
My financial situation:
House-1100
Car-425
Student loans- 450
Living expenses ~1500
Total income with my wife- >6,000
I just received a 40% raise at work and my job is very secure along with my wife's.
I am a good candidate for this loan because...
I paid off my other prosper loan without any missed payments, and I am also a lender on this site, so I know how important it is to people that you pay on time. I can easily afford the payment every month and will be putting this on auto-pay.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fervent-currency5 | $25.00 | 8/18/2011 8:11:45 AM |
| green-trade-dolphin | $35.00 | 8/6/2011 7:08:43 PM |
| top-epic-community | $50.00 | 8/7/2011 2:58:27 PM |
| janeybooboo | $100.00 | 8/9/2011 1:55:16 PM |
| fallentimbers | $25.00 | 8/9/2011 6:27:13 PM |
| herbyman | $50.00 | 8/11/2011 10:02:45 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:17 AM |
| tacologic | $25.00 | 8/12/2011 11:02:28 AM |
| gpuck | $50.00 | 8/12/2011 4:07:18 PM |
| purposeful-pound5 | $25.00 | 8/12/2011 10:32:42 AM |
| tomdooley12520 | $25.00 | 8/12/2011 11:58:28 AM |
| simplelender80 | $250.00 | 8/13/2011 9:46:51 AM |
| Nazbuster | $25.00 | 8/13/2011 7:37:25 AM |
| amaizblanco | $25.00 | 8/13/2011 2:16:26 PM |
| independent-revenue4 | $100.00 | 8/13/2011 5:01:35 PM |
| loyalist1 | $400.00 | 8/14/2011 12:23:35 AM |
| Cherrypicker | $50.00 | 8/15/2011 10:25:44 AM |
| lsx7 | $97.57 | 8/15/2011 11:59:24 AM |
| NoVALending | $50.00 | 8/15/2011 9:35:14 AM |
| Zane314 | $100.00 | 8/15/2011 4:38:48 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:48 PM |
| hostbank | $100.00 | 8/16/2011 1:25:47 PM |
| seadrg | $25.00 | 8/16/2011 5:46:39 PM |
| skillful-finance | $25.00 | 8/16/2011 6:32:51 PM |
| radforj22 | $25.00 | 8/17/2011 12:41:54 PM |
| AF-Chief | $100.00 | 8/17/2011 9:32:58 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:53 PM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:17 AM |
| Weaverville | $50.00 | 8/17/2011 1:00:56 PM |
| nickel-ferret | $50.00 | 8/17/2011 1:18:57 PM |
| velocity-solo | $25.00 | 8/17/2011 8:08:34 PM |
| green-trade-dolphin2 | $25.00 | 8/17/2011 4:58:37 PM |
| hardwareman | $25.00 | 8/18/2011 4:01:15 AM |
| bunnybear | $29.20 | 8/18/2011 8:25:32 AM |
| TrustPlus | $50.00 | 8/17/2011 9:31:20 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:39:59 AM |
| region123 | $50.00 | 8/18/2011 4:00:43 AM |
| don8ter | $25.00 | 8/18/2011 4:49:46 AM |
| first-favorite-bonus9 | $25.00 | 8/18/2011 4:36:47 AM |
| lasalsa03 | $25.00 | 8/18/2011 6:46:45 AM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:27 AM |
| the-profit-oracle | $25.00 | 8/18/2011 3:30:03 PM |
| Relevance | $25.00 | 8/18/2011 9:58:33 AM |
| innovator10 | $200.00 | 8/18/2011 5:01:55 PM |
| Curly-Girly | $25.00 | 8/18/2011 9:56:18 AM |
| tszbgae | $50.00 | 8/18/2011 5:38:29 PM |
| hitsman | $50.00 | 8/18/2011 10:58:28 AM |
| DPH | $100.00 | 8/18/2011 11:56:56 AM |
| durability-bandit1 | $50.00 | 8/18/2011 9:01:13 PM |
| kyomoon | $50.00 | 8/18/2011 3:59:46 PM |
| cash-sensai2 | $50.00 | 8/18/2011 3:05:54 PM |
| runner262 | $25.00 | 8/19/2011 1:25:45 AM |
| 52digital | $50.00 | 8/19/2011 6:51:18 AM |
| MadHun | $200.00 | 8/18/2011 5:11:35 PM |
| CashBank | $25.00 | 8/19/2011 8:14:52 AM |
| capital-arboretum | $300.00 | 8/18/2011 8:22:15 PM |
| helidude | $25.00 | 8/19/2011 9:43:14 AM |
| imdave4me | $33.97 | 8/19/2011 1:01:52 AM |
| yield-hut | $100.00 | 8/19/2011 4:45:53 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:25 PM |
| Manta_Rai | $25.00 | 8/19/2011 12:12:26 PM |
| chemistry220 | $25.00 | 8/19/2011 8:08:06 AM |
| Aethelwolf | $25.00 | 8/19/2011 12:36:39 PM |
| dollardave | $100.00 | 8/19/2011 7:51:29 AM |
| generator535 | $25.00 | 8/19/2011 4:16:25 PM |
| myduck | $50.00 | 8/19/2011 5:26:11 PM |
| rutzebach | $50.14 | 8/19/2011 5:27:27 PM |
| SASBANK | $25.00 | 8/19/2011 1:44:06 PM |
| cerebral-auction950 | $100.00 | 8/19/2011 12:56:42 PM |
| gilbrear | $25.00 | 8/19/2011 3:06:26 PM |
| pious-funds5 | $25.00 | 8/19/2011 5:27:04 PM |
| Hogan55 | $75.13 | 8/19/2011 6:54:35 PM |
| compoundinterest | $50.00 | 8/9/2011 9:03:58 AM |
| JGuide | $26.99 | 8/9/2011 5:21:35 PM |
| indomitable-coin | $25.00 | 8/10/2011 12:27:06 PM |
| GElender | $25.00 | 8/11/2011 6:10:03 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:39 AM |
| uberrific | $75.00 | 8/11/2011 1:08:58 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:29 AM |
| sgt-schultz | $25.00 | 8/12/2011 7:47:10 AM |
| Sneezie | $100.00 | 8/12/2011 2:26:34 PM |
| Jamahl | $30.00 | 8/12/2011 10:37:02 AM |
| Jinja | $75.00 | 8/12/2011 10:53:49 AM |
| wampum-chorus3 | $25.00 | 8/13/2011 5:16:19 AM |
| Oak-Parker | $25.00 | 8/12/2011 7:26:31 PM |
| Syzygy | $25.00 | 8/13/2011 8:06:29 AM |
| rmpedi33 | $50.00 | 8/14/2011 3:23:08 PM |
| Only_Money | $25.00 | 8/15/2011 7:48:50 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:36 AM |
| NoVALending | $25.00 | 8/15/2011 2:37:52 PM |
| Bamaman205 | $25.00 | 8/16/2011 10:40:14 AM |
| jazz619 | $25.00 | 8/16/2011 8:23:48 AM |
| ready-vigilance3 | $50.00 | 8/16/2011 1:46:15 PM |
| figs4u2 | $100.00 | 8/16/2011 7:39:36 PM |
| yukongin | $25.00 | 8/16/2011 3:15:57 PM |
| genius520 | $50.00 | 8/16/2011 1:28:06 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:26 AM |
| BrLender | $25.00 | 8/17/2011 8:50:38 AM |
| sgt-schultz | $100.00 | 8/17/2011 12:35:50 PM |
| timbob | $200.00 | 8/17/2011 5:42:41 PM |
| mizount | $25.00 | 8/17/2011 2:12:46 PM |
| lostperception | $40.00 | 8/17/2011 8:49:47 PM |
| Socorro_Capital_Partners | $25.00 | 8/17/2011 8:54:16 PM |
| mar97 | $50.00 | 8/17/2011 2:02:32 PM |
| Dollars4Rent | $25.00 | 8/18/2011 6:39:35 AM |
| lostontheedge | $25.00 | 8/17/2011 6:27:47 PM |
| MilitaryLending | $25.00 | 8/17/2011 11:15:46 PM |
| ICHITECH | $25.00 | 8/18/2011 7:23:08 AM |
| awwaww | $25.00 | 8/18/2011 3:59:31 PM |
| kriegs | $100.00 | 8/18/2011 5:10:22 PM |
| georgedorn | $25.00 | 8/18/2011 10:28:43 AM |
| BSr | $50.00 | 8/18/2011 5:37:09 PM |
| velocity-oak | $25.00 | 8/18/2011 5:57:44 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:30 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:39 PM |
| oskizzle | $25.00 | 8/18/2011 12:45:40 PM |
| five-star-order1 | $25.00 | 8/18/2011 9:42:53 PM |
| littlemonkey | $25.00 | 8/18/2011 11:27:57 PM |
| building-america | $25.00 | 8/18/2011 2:29:47 PM |
| currency-persimmon | $50.00 | 8/19/2011 4:51:44 AM |
| bobby5832708 | $25.00 | 8/18/2011 6:33:43 PM |
| dpfl55 | $25.00 | 8/18/2011 5:26:00 PM |
| Eagledrop | $25.00 | 8/19/2011 8:08:10 AM |
| trustworthy-hope189 | $100.00 | 8/19/2011 8:54:02 AM |
| Leshan | $50.00 | 8/19/2011 9:04:51 AM |
| UD3230 | $30.00 | 8/19/2011 10:25:01 AM |
| Domgabriel | $25.00 | 8/19/2011 5:53:30 AM |
| tolerant-fairness2 | $25.00 | 8/19/2011 1:28:34 PM |
| ErsatzMike | $25.00 | 8/19/2011 2:33:04 PM |
| murtaza | $50.00 | 8/19/2011 3:52:28 PM |
| dough-vault4 | $27.00 | 8/19/2011 9:37:00 AM |
| best-friendly-fairness | $50.00 | 8/19/2011 9:46:12 AM |
| br4444 | $25.00 | 8/19/2011 10:20:47 AM |
| Perolus | $25.00 | 8/19/2011 5:08:11 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:23 AM |
| asset-maximizer | $25.00 | 8/19/2011 5:46:54 PM |
| wise-silver-wonder | $25.00 | 8/19/2011 11:04:09 AM |
| mtb_investing | $25.00 | 8/19/2011 6:26:36 PM |
| bss97603 | $25.00 | 8/19/2011 12:33:19 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:28:41 PM |
| hrubinst | $50.00 | 8/19/2011 2:00:59 PM |
| ikaika1 | $25.00 | 8/19/2011 2:33:25 PM |
| a-finance-nirvana | $50.00 | 8/19/2011 5:09:05 PM |
| uncleharold | $25.00 | 8/19/2011 5:57:04 PM |
| grf1945 | $25.00 | 8/19/2011 5:28:21 PM |
| IIP77 | $25.00 | 8/19/2011 5:29:52 PM |
| valiant-liberty4 | $25.00 | 8/19/2011 6:45:54 PM |
| NorthwestLoan1 | $100.00 | 8/19/2011 6:47:34 PM |
| 148 Investments
|
Borrower Payment Dependent Notes Series
507923
This series of Notes was issued and sold upon the funding of the borrower loan #52549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,010.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $181.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,414 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bewitching-agreement5 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...pay off credit card debt
My financial situation:
I am a good candidate for this loan because...I hold regular employment
Monthly net income: $1800
Housing: $450
Insurance: $80
Car expenses: $ 126
Utilities: $72
Phone, cable, internet: $ See Utilities
Food, entertainment: $ Varies
Clothing, household expenses: $ Varies
Credit cards and other loans: $ 5010
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/2/2011 5:01:55 PM |
| Investor_DP | $100.00 | 8/2/2011 5:02:09 PM |
| compoundinterest | $50.00 | 8/3/2011 8:20:53 AM |
| GElender | $25.00 | 8/4/2011 6:22:51 AM |
| omahajay | $25.00 | 8/3/2011 9:40:36 PM |
| herbyman | $100.00 | 8/5/2011 12:48:51 PM |
| javelin0 | $25.00 | 8/6/2011 7:50:09 AM |
| the-bright-velocity | $25.00 | 8/8/2011 7:34:22 AM |
| grf1945 | $25.00 | 8/9/2011 10:52:16 AM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:59 PM |
| PAPAT | $25.00 | 8/11/2011 11:08:57 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:01 AM |
| payout-achievement | $50.00 | 8/12/2011 10:15:05 AM |
| seabassx | $25.00 | 8/12/2011 8:10:30 AM |
| radforj22 | $25.00 | 8/12/2011 11:27:08 AM |
| Kaj | $30.00 | 8/13/2011 6:47:15 AM |
| mondial4 | $100.00 | 8/13/2011 6:53:45 AM |
| TrustPlus | $50.00 | 8/12/2011 10:39:24 PM |
| simplelender80 | $250.00 | 8/13/2011 7:17:49 AM |
| charming-exchange7 | $25.00 | 8/13/2011 1:21:49 PM |
| rokman | $100.00 | 8/13/2011 9:23:34 AM |
| powerful-finance7 | $25.00 | 8/13/2011 1:47:06 PM |
| best-friendly-fairness | $50.00 | 8/13/2011 1:29:36 PM |
| sonnet771 | $50.00 | 8/14/2011 4:38:37 AM |
| life-is-great | $25.00 | 8/14/2011 5:59:52 AM |
| dollar-sonnet3 | $50.00 | 8/15/2011 7:09:03 AM |
| friendly-peace4 | $25.00 | 8/15/2011 7:39:08 AM |
| FmrEngr2Phd | $25.00 | 8/14/2011 9:33:55 PM |
| the-profit-oracle | $25.00 | 8/14/2011 4:08:28 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:20 AM |
| CaptainBL | $50.00 | 8/15/2011 8:48:21 AM |
| five-star-order1 | $50.00 | 8/14/2011 11:17:23 PM |
| asmithj | $25.00 | 8/15/2011 6:35:08 AM |
| natural-affluence4 | $25.00 | 8/15/2011 7:01:19 PM |
| worthy-bid8 | $50.00 | 8/15/2011 5:05:45 PM |
| Redmond | $25.00 | 8/15/2011 6:17:05 PM |
| goat0 | $50.00 | 8/15/2011 5:15:29 PM |
| wilmajean | $50.00 | 8/15/2011 7:20:58 PM |
| agent86a | $25.00 | 8/15/2011 7:04:12 PM |
| responsible-investment0 | $50.00 | 8/16/2011 8:55:42 AM |
| oreyedoc | $50.00 | 8/15/2011 8:53:15 PM |
| PaulW | $25.00 | 8/16/2011 3:46:07 AM |
| practical-expectations | $25.00 | 8/16/2011 11:25:59 AM |
| SlowGardener | $75.00 | 8/16/2011 12:20:40 PM |
| DadWarbucks | $25.00 | 8/16/2011 12:46:59 PM |
| alphaseek | $100.00 | 8/16/2011 6:02:41 AM |
| hostbank | $100.00 | 8/16/2011 1:00:10 PM |
| loan-outpost | $25.00 | 8/16/2011 1:13:09 PM |
| nalaari | $25.00 | 8/16/2011 9:10:13 AM |
| payout-paddle1 | $25.00 | 8/16/2011 1:59:14 PM |
| fervent-currency5 | $30.00 | 8/16/2011 2:39:36 PM |
| StarshineXL | $135.00 | 8/16/2011 3:17:11 PM |
| aloantime07 | $25.00 | 8/16/2011 8:48:48 AM |
| historic-note99 | $100.00 | 8/16/2011 10:11:49 AM |
| Pairodimes | $25.00 | 8/16/2011 1:12:50 PM |
| wdjnm | $50.00 | 8/16/2011 1:03:52 PM |
| IIP77 | $25.00 | 8/16/2011 3:07:07 PM |
| fervent-currency5 | $30.00 | 8/16/2011 10:45:10 AM |
| Bank_Of_XL | $25.00 | 8/2/2011 6:47:44 PM |
| dx23h | $25.00 | 8/5/2011 10:35:35 PM |
| Peterman | $25.00 | 8/7/2011 7:42:18 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:05 AM |
| tech310 | $50.00 | 8/9/2011 9:02:39 PM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:25 PM |
| Solid-Platinum | $50.00 | 8/10/2011 6:18:29 PM |
| BxRealtor | $25.00 | 8/10/2011 6:50:45 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:01 AM |
| wtrboy | $25.00 | 8/10/2011 10:44:56 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:25 AM |
| suges | $25.00 | 8/11/2011 10:58:54 AM |
| sensible-trade | $100.00 | 8/11/2011 6:22:09 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:10 PM |
| akesef | $25.00 | 8/13/2011 8:22:20 AM |
| independent-revenue4 | $100.00 | 8/13/2011 5:01:28 PM |
| organized-payment6 | $50.00 | 8/13/2011 1:11:45 PM |
| Sibelius2 | $25.00 | 8/14/2011 6:25:17 PM |
| responsibility-wind6 | $25.00 | 8/15/2011 7:51:00 AM |
| maldok1 | $25.00 | 8/15/2011 6:41:35 AM |
| goose026 | $25.00 | 8/15/2011 9:45:45 AM |
| logical-investment4 | $25.00 | 8/15/2011 10:10:27 AM |
| hokieproud | $55.00 | 8/15/2011 3:51:22 PM |
| kbodendorf | $25.00 | 8/15/2011 9:18:38 PM |
| credit-kahuna | $50.00 | 8/16/2011 12:31:24 AM |
| Beld | $100.00 | 8/15/2011 6:25:11 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:24 PM |
| IlliniActuary | $25.00 | 8/15/2011 9:08:06 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:24:53 PM |
| swti37 | $50.00 | 8/15/2011 9:21:22 PM |
| damanq | $25.00 | 8/16/2011 4:17:23 AM |
| nextar | $30.00 | 8/15/2011 8:10:45 PM |
| exciting-responsibility3 | $25.00 | 8/16/2011 6:21:08 AM |
| awesome-yield7 | $25.00 | 8/16/2011 10:46:36 AM |
| rate-caravan7 | $25.00 | 8/16/2011 10:50:32 AM |
| ursus | $50.00 | 8/16/2011 1:27:01 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:00 AM |
| MoneyBag4366 | $25.00 | 8/16/2011 2:47:25 PM |
| jam96 | $25.00 | 8/16/2011 10:46:45 AM |
| memphisf01 | $25.00 | 8/16/2011 11:24:16 AM |
| dospapalotes | $25.00 | 8/16/2011 11:52:43 AM |
| astute-benjamins | $25.00 | 8/16/2011 10:00:54 AM |
| reward-pizza0 | $75.00 | 8/16/2011 10:08:43 AM |
| yertle9 | $25.00 | 8/16/2011 1:03:23 PM |
| genius520 | $50.00 | 8/16/2011 1:27:51 PM |
| bill-expert | $25.00 | 8/16/2011 1:39:12 PM |
| goat0 | $50.00 | 8/16/2011 1:54:59 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
507985
This series of Notes was issued and sold upon the funding of the borrower loan #52677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $243.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,409 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| determined-transaction3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2010)
|
|
Principal balance:
| $2,221.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to payoff a couple accounts with a lower rate, fixed term loan so that I can continue to reduce my debt.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and in full. I have a stable income and keep a very detailed budget every month to ensure that all my bills are paid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Pebbles-Lending | $25.00 | 8/19/2011 2:28:10 AM |
| GElender | $25.00 | 8/19/2011 6:12:05 AM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:28 PM |
| MarvintheMartian | $40.00 | 8/19/2011 4:50:32 AM |
| authoritative-capital | $25.00 | 8/20/2011 11:11:03 AM |
| indomitable-coin | $25.00 | 8/20/2011 3:37:00 PM |
| exact-gold2 | $25.00 | 8/20/2011 5:42:53 PM |
| credit-bliss8 | $25.00 | 8/20/2011 7:13:00 PM |
| bullwink27 | $25.00 | 8/20/2011 7:27:33 PM |
| pnace | $50.00 | 8/20/2011 3:24:33 PM |
| Dubbs360 | $300.00 | 8/21/2011 9:22:05 AM |
| worth-buddy0 | $50.00 | 8/20/2011 9:09:19 PM |
| balanced-agreement0 | $50.00 | 8/20/2011 9:51:13 PM |
| heroic-payout9 | $25.00 | 8/21/2011 12:22:32 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:27 PM |
| Finchy78 | $28.33 | 8/21/2011 6:10:59 AM |
| SV-AZ | $33.19 | 8/21/2011 8:36:42 AM |
| CreditBuilder2 | $50.00 | 8/21/2011 8:29:01 AM |
| Palacios | $100.00 | 8/21/2011 5:44:58 PM |
| integrity-starter | $25.00 | 8/21/2011 9:53:23 AM |
| heerzaquestion | $25.00 | 8/21/2011 10:26:12 AM |
| dough-funkmaster | $25.00 | 8/21/2011 11:20:09 AM |
| SummitAdvisors | $500.00 | 8/21/2011 8:57:38 PM |
| john0720 | $100.00 | 8/21/2011 3:05:00 PM |
| best-inspiring-deal | $25.00 | 8/21/2011 4:34:50 PM |
| sharp518 | $50.00 | 8/22/2011 5:22:45 AM |
| cardminger | $100.00 | 8/21/2011 8:16:15 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:17:58 PM |
| BankofBeth | $25.00 | 8/22/2011 10:25:53 AM |
| revenue-appraiser | $25.00 | 8/22/2011 6:42:46 AM |
| a-restless-dollar | $25.00 | 8/22/2011 10:57:49 AM |
| SC2TX | $100.00 | 8/22/2011 9:41:39 AM |
| atbright | $25.00 | 8/22/2011 10:12:45 AM |
| orbiter687 | $50.00 | 8/22/2011 10:06:46 AM |
| jarf | $25.00 | 8/22/2011 8:11:03 PM |
| Bank42 | $25.00 | 8/22/2011 4:12:28 PM |
| payment-halo | $25.00 | 8/23/2011 3:59:48 AM |
| 108lender | $250.00 | 8/22/2011 5:46:29 PM |
| Leshan | $25.00 | 8/23/2011 7:27:59 AM |
| the-discrete-income | $50.00 | 8/22/2011 8:34:53 PM |
| top-tranquil-justice | $25.00 | 8/22/2011 9:58:13 PM |
| s270 | $50.00 | 8/23/2011 12:05:14 AM |
| objective-investor | $150.00 | 8/23/2011 3:58:51 AM |
| djh47a | $25.00 | 8/23/2011 6:51:21 AM |
| jeevs10 | $29.16 | 8/23/2011 6:47:11 AM |
| Clambake | $50.00 | 8/23/2011 7:02:28 AM |
| britgsb | $200.00 | 8/23/2011 7:51:25 AM |
| engaging-worth | $25.00 | 8/23/2011 7:50:27 AM |
| MadHun | $200.00 | 8/23/2011 9:15:04 AM |
| dime-historian | $25.00 | 8/23/2011 1:19:37 PM |
| Astyanax | $85.00 | 8/23/2011 11:30:32 AM |
| rlaboy | $25.00 | 8/23/2011 11:00:54 AM |
| neutrino6 | $25.15 | 8/23/2011 1:03:48 PM |
| market-pudding | $25.00 | 8/23/2011 2:23:38 PM |
| x-lender | $35.00 | 8/23/2011 1:53:28 PM |
| hidavehi | $26.00 | 8/23/2011 6:32:50 PM |
| nickel-balance | $25.00 | 8/24/2011 7:05:40 AM |
| balance-bliss | $100.00 | 8/24/2011 1:03:30 AM |
| Cherrypicker | $45.00 | 8/24/2011 11:42:04 AM |
| honorable-yield | $50.00 | 8/24/2011 9:10:34 AM |
| compoundinterest | $50.00 | 8/18/2011 5:07:14 PM |
| green-trade-dolphin2 | $25.00 | 8/18/2011 5:56:59 PM |
| jkeller4000 | $25.00 | 8/19/2011 4:44:26 AM |
| unrivaled-gain8 | $25.00 | 8/20/2011 11:09:46 AM |
| currency-persimmon | $50.00 | 8/20/2011 11:03:59 AM |
| novice-speculator | $25.00 | 8/20/2011 11:18:25 AM |
| thoughtful-contract984 | $50.00 | 8/20/2011 12:43:18 PM |
| frobin | $25.00 | 8/20/2011 8:09:03 PM |
| econgineer | $50.00 | 8/20/2011 5:44:37 PM |
| RB_Double-A_Bravo | $25.00 | 8/20/2011 7:23:31 PM |
| kbmarin | $25.00 | 8/20/2011 7:56:24 PM |
| market-aficionado3 | $120.00 | 8/21/2011 12:52:22 PM |
| umfan123 | $25.00 | 8/21/2011 1:04:26 PM |
| vutah | $25.00 | 8/21/2011 1:53:18 PM |
| subtle-revenue0 | $25.00 | 8/21/2011 8:20:50 AM |
| iq8w7ht | $25.00 | 8/21/2011 3:17:21 PM |
| best-inspiring-deal | $25.00 | 8/21/2011 4:35:28 PM |
| gentle-gain235 | $50.00 | 8/21/2011 4:37:13 PM |
| Nicedad72 | $25.46 | 8/21/2011 5:50:42 PM |
| GCInvestments | $28.00 | 8/21/2011 9:38:17 PM |
| AF-Chief | $25.00 | 8/22/2011 9:52:57 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:10 AM |
| irishcocacola | $25.00 | 8/22/2011 11:23:11 AM |
| competent-p2p | $25.00 | 8/22/2011 11:26:15 AM |
| genelinist | $30.00 | 8/22/2011 12:16:08 PM |
| best-basis-trooper | $25.00 | 8/22/2011 12:23:30 PM |
| successful-economy5 | $250.00 | 8/22/2011 6:12:52 PM |
| fair-marketplace8 | $25.00 | 8/22/2011 1:55:28 PM |
| asset-cougar0 | $25.00 | 8/22/2011 7:41:59 PM |
| MissionMicroFinance | $25.00 | 8/22/2011 4:51:13 PM |
| Weaverville | $50.00 | 8/22/2011 5:17:06 PM |
| discrete-asset | $25.00 | 8/23/2011 5:05:53 AM |
| VPRLLC | $25.00 | 8/23/2011 5:22:38 AM |
| sflawya | $25.00 | 8/23/2011 6:09:58 AM |
| 108lender | $250.00 | 8/22/2011 5:53:32 PM |
| jubilant-durability9 | $50.00 | 8/22/2011 6:57:39 PM |
| jlendog | $50.00 | 8/23/2011 8:16:40 AM |
| Princehaha | $25.00 | 8/23/2011 9:36:32 AM |
| Atlanta-Buyer | $50.00 | 8/23/2011 6:36:38 AM |
| credit-investor5 | $50.00 | 8/23/2011 10:05:22 AM |
| zippy-revenue8 | $25.00 | 8/23/2011 10:12:27 AM |
| abu-dhabi | $55.00 | 8/23/2011 10:38:08 AM |
| atlvalet | $33.55 | 8/23/2011 10:39:32 AM |
| GatorsFan | $25.00 | 8/23/2011 12:18:52 PM |
| bullincage | $25.58 | 8/23/2011 1:03:58 PM |
| Lender0010 | $50.00 | 8/23/2011 1:19:34 PM |
| joelnet | $100.00 | 8/23/2011 9:57:05 AM |
| organic-responsibility60 | $100.00 | 8/23/2011 9:56:05 AM |
| nbah123 | $50.00 | 8/23/2011 10:59:56 AM |
| cloud8 | $50.00 | 8/23/2011 11:39:43 AM |
| houli123 | $100.00 | 8/23/2011 11:50:35 AM |
| janeybooboo | $200.00 | 8/23/2011 12:14:10 PM |
| Domgabriel | $25.00 | 8/23/2011 5:14:00 PM |
| Trondheim_Norway | $100.00 | 8/23/2011 11:57:02 AM |
| personal-lender | $25.00 | 8/23/2011 5:17:34 PM |
| guardian3 | $25.00 | 8/23/2011 1:18:17 PM |
| Chrishu | $25.00 | 8/23/2011 1:32:57 PM |
| kapahua | $100.00 | 8/23/2011 1:04:05 PM |
| grampy48 | $25.00 | 8/23/2011 1:16:22 PM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:41 PM |
| themoneydoctor | $335.16 | 8/23/2011 6:12:52 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:02 PM |
| patriot897 | $25.00 | 8/23/2011 8:04:41 PM |
| Tscheddar | $25.00 | 8/24/2011 3:06:24 AM |
| BrLender | $50.00 | 8/24/2011 10:14:45 AM |
| finance-symphony7 | $70.42 | 8/24/2011 11:53:33 AM |
| genuine-euro9 | $30.00 | 8/24/2011 7:51:38 AM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
512355
This series of Notes was issued and sold upon the funding of the borrower loan #52550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $403.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 4m |
|
Amount delinquent:
| $231 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $115,312 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| idyllic |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Better You Than Them
Purpose of loan:
This loan will be used to consolidate credit card balances at a lower rate.
My financial situation:
I am a good candidate for this loan because I have a reliable income and a perfect history with prosper.com.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/15/2011 9:04:02 AM |
| green-trade-dolphin | $140.00 | 8/15/2011 10:35:34 AM |
| worth-blanket2 | $6,900.00 | 8/15/2011 5:55:00 PM |
| javelin0 | $50.00 | 8/15/2011 11:29:09 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:15 PM |
| SolarMoonshine | $25.00 | 8/16/2011 3:41:06 AM |
| spiff666 | $25.00 | 8/15/2011 8:21:02 PM |
| reflective-rupee | $50.00 | 8/16/2011 7:37:05 AM |
| treasure-bliss | $50.00 | 8/16/2011 4:06:34 AM |
| yield-hut | $54.21 | 8/16/2011 4:25:17 AM |
| CaptainBL | $50.00 | 8/16/2011 4:27:42 AM |
| stylish-revenue4 | $100.00 | 8/15/2011 7:46:31 PM |
| whitegold24k | $100.00 | 8/15/2011 8:01:15 PM |
| FoosMaster | $40.00 | 8/15/2011 9:01:14 PM |
| CA-Lender | $100.00 | 8/16/2011 10:23:31 AM |
| orange-preeminant-bill | $50.00 | 8/16/2011 4:20:29 AM |
| patriot384 | $100.00 | 8/16/2011 12:09:25 PM |
| irrelevant | $25.00 | 8/16/2011 6:05:29 AM |
| hostbank | $100.00 | 8/16/2011 1:00:24 PM |
| DHolly | $25.00 | 8/16/2011 6:21:05 AM |
| moola-gargantuan9 | $50.00 | 8/16/2011 6:47:01 AM |
| genius520 | $50.00 | 8/16/2011 1:28:30 PM |
| social-zebra | $28.00 | 8/16/2011 2:34:52 PM |
| Feyenoord | $25.00 | 8/16/2011 3:44:20 PM |
| Pairodimes | $25.00 | 8/16/2011 1:12:53 PM |
| bill-expert | $25.00 | 8/16/2011 1:38:35 PM |
| proud-gold9 | $25.00 | 8/16/2011 7:43:06 PM |
| wlm3012 | $30.00 | 8/16/2011 4:13:28 PM |
| nashibaksi | $30.00 | 8/16/2011 6:03:45 PM |
| falcon88dp | $25.00 | 8/16/2011 4:29:19 PM |
| lightninghcky7 | $25.00 | 8/16/2011 7:31:35 PM |
| FinanceEngine | $40.00 | 8/16/2011 5:06:52 PM |
| worthy-bid8 | $32.00 | 8/16/2011 5:07:59 PM |
| claimtruth | $25.00 | 8/16/2011 5:27:48 PM |
| Leshan | $207.33 | 8/17/2011 8:03:26 AM |
| awe-inspiring-investment7 | $32.00 | 8/16/2011 6:24:59 PM |
| janeybooboo | $100.00 | 8/17/2011 4:41:49 AM |
| cberthiaume | $25.00 | 8/17/2011 7:03:46 AM |
| competent-p2p | $35.00 | 8/17/2011 7:11:47 AM |
| corporatejim | $25.24 | 8/17/2011 9:50:24 AM |
| mlj0671 | $25.00 | 8/17/2011 9:53:58 AM |
| ttnk62918 | $25.00 | 8/17/2011 10:08:24 AM |
| exuberant-economy2 | $50.00 | 8/17/2011 8:37:06 AM |
| AF-Chief | $100.00 | 8/17/2011 9:33:04 AM |
| MoneyForNothing | $78.58 | 8/15/2011 9:11:26 AM |
| ddog0224 | $25.00 | 8/15/2011 12:26:05 PM |
| Whatssofunnybout | $30.00 | 8/15/2011 2:58:34 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:39 AM |
| compoundinterest | $25.00 | 8/15/2011 12:18:23 PM |
| Zane314 | $100.00 | 8/15/2011 4:39:20 PM |
| herbyman | $50.00 | 8/16/2011 6:48:11 AM |
| agent86a | $25.00 | 8/15/2011 7:04:16 PM |
| radforj22 | $25.00 | 8/15/2011 5:53:30 PM |
| fantastic-wampum1 | $100.00 | 8/16/2011 7:22:20 AM |
| Moe87 | $25.00 | 8/16/2011 3:43:10 AM |
| DoctorJoe | $25.00 | 8/16/2011 4:57:09 AM |
| GElender | $40.00 | 8/16/2011 5:53:58 AM |
| monster4 | $100.00 | 8/16/2011 7:04:32 AM |
| goat0 | $50.00 | 8/16/2011 2:11:32 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:53 AM |
| plane450 | $48.00 | 8/16/2011 8:45:40 AM |
| ursus | $50.00 | 8/16/2011 5:10:18 PM |
| loss-of-control | $75.00 | 8/16/2011 5:32:30 PM |
| Ripsaw4U | $50.00 | 8/16/2011 1:20:01 PM |
| velocity-pear | $50.00 | 8/16/2011 6:04:53 PM |
| grf1945 | $25.00 | 8/16/2011 1:29:17 PM |
| newest-power-banker | $25.00 | 8/16/2011 8:58:22 PM |
| the-profit-oracle | $50.00 | 8/16/2011 4:37:25 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:10 AM |
| BxRealtor | $25.00 | 8/16/2011 5:12:34 PM |
| poisson17 | $70.00 | 8/16/2011 8:05:38 PM |
| VGitane25 | $50.00 | 8/16/2011 6:11:39 PM |
| dragster442 | $50.00 | 8/16/2011 8:24:12 PM |
| shrewd-income | $115.02 | 8/16/2011 8:35:57 PM |
| durable-pound5 | $25.00 | 8/17/2011 10:08:20 AM |
| MoneyForNothing | $4.00 | 8/17/2011 10:08:31 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:26 AM |
| JLMGroupFunds | $56.06 | 8/17/2011 4:31:34 AM |
| nalaari | $25.00 | 8/17/2011 7:21:31 AM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:50 AM |
| LimaGuy | $39.56 | 8/17/2011 9:41:12 AM |
| broc78 | $25.00 | 8/17/2011 10:02:43 AM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
515655
This series of Notes was issued and sold upon the funding of the borrower loan #52525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,599 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| order-tuba2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...
To pay bills and other personal expenses
My financial situation:
I am a teacher and because of our states current budget crisis my classes have been reduced and I was not able to work as much as I have in previous summers. I need a "bridge loan" to get me through until my fall teaching resumes and I resume making a steady income.
I am a good candidate for this loan because...
I have steady employment and pay bills on time.
Monthly net income: $ 4000
Monthly expenses: $ 2690
Housing: $ 750.00
Insurance: $ 0
Car expenses: $ 820
Utilities: $ 120
Phone, cable, internet: $ 250
Food, entertainment: $ 350
Clothing, household expenses: $ 0
Credit cards and other loans: $ 350
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/3/2011 5:02:51 PM |
| grotheik | $25.00 | 8/4/2011 1:07:45 PM |
| DasMula | $25.00 | 8/4/2011 7:25:41 AM |
| profit-powerplant | $25.00 | 8/4/2011 7:56:30 AM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:36 AM |
| Banker_Joe | $25.00 | 8/5/2011 10:29:02 AM |
| social-hunter5 | $50.00 | 8/5/2011 10:48:34 AM |
| careful-compassion | $25.00 | 8/5/2011 6:33:06 PM |
| reflective-rupee | $200.00 | 8/5/2011 5:07:33 PM |
| alexgalt | $25.00 | 8/6/2011 12:02:24 AM |
| CatbirdBanking | $25.00 | 8/8/2011 1:58:46 PM |
| shrewd-deal | $50.00 | 8/9/2011 2:34:40 PM |
| tech310 | $50.00 | 8/9/2011 9:03:38 PM |
| finance-prescription | $100.00 | 8/10/2011 5:18:55 PM |
| pani5ue | $25.00 | 8/11/2011 5:56:16 PM |
| ddog0224 | $25.00 | 8/15/2011 12:25:58 PM |
| dough-museum1 | $25.00 | 8/15/2011 8:19:30 AM |
| kingbob | $25.00 | 8/15/2011 9:00:16 AM |
| goodhearted-generosity511 | $25.00 | 8/15/2011 11:27:24 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:12 AM |
| ledesma31 | $200.00 | 8/15/2011 5:03:52 PM |
| riveting-credit5 | $100.00 | 8/15/2011 11:15:53 PM |
| Weaverville | $25.00 | 8/16/2011 10:10:14 AM |
| dedicated-transaction796 | $28.00 | 8/15/2011 10:31:14 PM |
| asiaratt | $50.00 | 8/16/2011 5:05:19 AM |
| bluestarman08 | $35.00 | 8/16/2011 6:32:49 PM |
| IIP77 | $25.00 | 8/16/2011 3:07:09 PM |
| meers2000 | $40.46 | 8/17/2011 5:44:39 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:07 AM |
| awesome-silver | $100.00 | 8/16/2011 8:12:40 PM |
| organic-order | $25.00 | 8/17/2011 6:03:45 AM |
| irrelevant | $25.00 | 8/17/2011 6:05:24 AM |
| Live-Free-or-Die | $200.00 | 8/17/2011 10:50:57 AM |
| musegaze | $150.00 | 8/17/2011 7:23:07 AM |
| indomitable-dedication | $50.00 | 8/17/2011 8:09:10 AM |
| freedom3 | $683.72 | 8/17/2011 3:14:03 PM |
| Only_Money | $25.00 | 8/17/2011 1:42:40 PM |
| restless-dime | $200.00 | 8/3/2011 7:52:15 PM |
| bullish2bearish | $25.00 | 8/3/2011 5:41:49 PM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:00 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:13 PM |
| ledesma31 | $250.00 | 8/5/2011 3:45:08 PM |
| Rogelio48 | $40.00 | 8/6/2011 8:05:41 PM |
| diligent-peace9 | $75.00 | 8/7/2011 12:57:13 PM |
| larryboy10 | $25.00 | 8/7/2011 1:43:18 PM |
| patriot897 | $25.00 | 8/7/2011 9:59:21 PM |
| benefit-molecule338 | $333.00 | 8/7/2011 10:32:24 PM |
| SolarMoonshine | $25.00 | 8/9/2011 10:02:25 AM |
| dynrep | $25.00 | 8/9/2011 7:12:39 PM |
| nfx | $28.64 | 8/9/2011 12:04:14 PM |
| hidavehi | $26.00 | 8/9/2011 7:05:54 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:12 AM |
| economy-coup | $50.00 | 8/11/2011 12:17:35 AM |
| missing-link | $25.00 | 8/12/2011 7:27:03 AM |
| Investoman | $75.00 | 8/12/2011 8:26:28 PM |
| GUIDOLANDIA | $25.00 | 8/13/2011 6:41:24 AM |
| simplelender80 | $150.00 | 8/13/2011 7:15:38 AM |
| investment-visionary | $25.00 | 8/13/2011 11:37:52 AM |
| alexgalt | $25.00 | 8/13/2011 1:43:55 PM |
| handy-justice | $100.00 | 8/14/2011 8:14:26 PM |
| well-mannered-income3 | $30.00 | 8/14/2011 5:33:54 PM |
| 108lender | $100.00 | 8/15/2011 9:10:27 AM |
| javelin0 | $25.00 | 8/14/2011 12:11:34 PM |
| logical-investment4 | $25.00 | 8/15/2011 10:10:30 AM |
| riveting-credit5 | $100.00 | 8/15/2011 11:22:19 PM |
| ronin4sale | $25.00 | 8/16/2011 5:00:46 AM |
| wlm3012 | $30.00 | 8/16/2011 4:36:09 PM |
| handshake5 | $100.00 | 8/16/2011 12:47:47 PM |
| capital-halo1 | $1,000.00 | 8/16/2011 1:28:45 PM |
| bid-lightning9 | $40.00 | 8/16/2011 8:13:51 PM |
| goat0 | $50.00 | 8/16/2011 2:43:21 PM |
| buffalobills | $25.00 | 8/17/2011 8:24:43 AM |
| miamibeachloaner | $50.00 | 8/17/2011 8:42:08 AM |
| blue-goal-deal | $25.00 | 8/17/2011 1:56:34 PM |
| wwwUniversal | $25.00 | 8/17/2011 2:05:56 PM |
| broc78 | $25.00 | 8/17/2011 10:02:38 AM |
| StrongMonty | $60.18 | 8/17/2011 2:41:54 PM |
| compassionate-asset8 | $25.00 | 8/17/2011 1:03:16 PM |
| agent86a | $50.00 | 8/17/2011 1:26:35 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
517313
This series of Notes was issued and sold upon the funding of the borrower loan #52511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
5 | Length of status: | 2y 6m |
|
Amount delinquent:
| $1,635 |
Total credit lines:
| 35 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $75 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| professional-income |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2400
Monthly expenses: $
Housing: $846
Insurance: $130
Car expenses: $0
Utilities: $200
Phone, cable, internet: $90
Food, entertainment: $450
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/5/2011 5:02:57 PM |
| leverage-monger | $25.00 | 8/6/2011 8:25:14 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:10 PM |
| enchanted-diversification496 | $25.00 | 8/11/2011 8:39:42 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:38 AM |
| mlj0671 | $25.00 | 8/11/2011 8:48:11 AM |
| sensible-trade | $100.00 | 8/11/2011 6:22:13 PM |
| Mostlycoins | $25.00 | 8/12/2011 6:21:47 AM |
| HedgeFund | $50.00 | 8/11/2011 6:19:25 PM |
| EBITDA | $25.00 | 8/12/2011 10:04:11 AM |
| loyalist1 | $100.00 | 8/14/2011 12:19:35 AM |
| Zane314 | $100.00 | 8/15/2011 4:38:44 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:16 AM |
| monster4 | $100.00 | 8/16/2011 7:04:23 AM |
| mercuriant | $25.00 | 8/16/2011 10:30:00 AM |
| reflective-rupee | $25.00 | 8/17/2011 10:43:15 AM |
| SolarMoonshine | $25.00 | 8/17/2011 10:47:53 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:13 AM |
| Princehaha | $25.00 | 8/17/2011 5:22:48 PM |
| MadHun | $200.00 | 8/17/2011 11:22:47 AM |
| irrelevant | $25.00 | 8/17/2011 7:05:17 PM |
| javelin0 | $50.00 | 8/17/2011 5:19:43 PM |
| EngineersAlliance | $75.00 | 8/18/2011 6:56:16 AM |
| capital-zoo | $50.00 | 8/18/2011 4:45:28 PM |
| coin-investor | $25.00 | 8/18/2011 9:48:19 AM |
| jebber007 | $35.00 | 8/18/2011 7:15:46 PM |
| best-generosity-financier | $43.65 | 8/18/2011 7:57:11 PM |
| Investoman | $100.00 | 8/18/2011 8:21:53 PM |
| mighty-fairness5 | $25.00 | 8/18/2011 9:32:31 PM |
| kriegs | $100.00 | 8/18/2011 5:10:20 PM |
| goat0 | $50.00 | 8/18/2011 7:27:59 PM |
| economy-producer | $25.00 | 8/18/2011 6:38:58 PM |
| mrack | $25.00 | 8/18/2011 6:44:10 PM |
| dedicated-transaction796 | $26.00 | 8/18/2011 9:02:32 PM |
| handy-justice | $50.00 | 8/18/2011 9:02:01 PM |
| responsive-rate884 | $10.35 | 8/18/2011 10:14:06 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:40 PM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:06 PM |
| patriot897 | $25.00 | 8/7/2011 9:59:24 PM |
| jjswanso | $25.00 | 8/9/2011 3:53:40 PM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:12:38 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:29 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:22 AM |
| Interloper | $25.00 | 8/16/2011 8:47:06 PM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 9:56:57 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:22 AM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:37 AM |
| Weaverville | $25.00 | 8/17/2011 1:01:41 PM |
| finance-mushroom | $100.00 | 8/17/2011 5:12:22 PM |
| sonnet771 | $25.00 | 8/18/2011 1:29:01 AM |
| asiaratt | $50.00 | 8/17/2011 5:10:02 PM |
| opt1mum | $25.00 | 8/17/2011 6:55:50 PM |
| desertoasis | $25.00 | 8/18/2011 7:49:40 AM |
| treasure-bliss | $25.00 | 8/18/2011 8:33:43 AM |
| money-baron | $25.00 | 8/18/2011 4:35:24 AM |
| hitsman | $50.00 | 8/18/2011 10:58:25 AM |
| Comoparklender | $25.00 | 8/18/2011 5:28:45 AM |
| velocity-oak | $25.00 | 8/18/2011 5:57:43 PM |
| TennSquire | $50.00 | 8/18/2011 11:50:13 AM |
| IIP77 | $25.00 | 8/18/2011 5:30:37 PM |
| GoodLuckLender | $50.00 | 8/18/2011 6:30:21 PM |
| new-social-economist | $45.00 | 8/18/2011 8:39:35 PM |
| point-reactor7 | $40.00 | 8/18/2011 9:05:05 PM |
| kenang1 | $25.00 | 8/18/2011 10:02:21 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
517341
This series of Notes was issued and sold upon the funding of the borrower loan #52647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $142.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,923 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mestril |
Borrower's state:
| Florida |
Borrower's group:
| Achieve Greatness |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Courrier Company
Purpose of loan: Opening a Courrier company
This loan will be used to buy a van, scale, packing suppies and a computer
My financial situation:
I am a good candidate for this loan because I have been doing this for 14 years with some customers
Monthly net income: $3700.00
Monthly expenses: $320.00
Housing: $460.00(House paid for, just insurance and taxes)
Insurance: $113.00
Car expenses: $160.00
Utilities: $265.00
Phone, cable, internet: $24.99
Food, entertainment: $300.00
Clothing, household expenses: $250.00
Credit cards and other loans: $115.00
Other expenses: $
Cell Phone: 40.00
Water 113.00( every three monts)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $200.00 | 8/2/2011 10:45:28 PM |
| Unitas4302 | $50.00 | 8/3/2011 5:35:57 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:00 PM |
| carrinel | $67.40 | 8/6/2011 7:23:57 AM |
| mlj0671 | $25.00 | 8/6/2011 10:05:46 PM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:12:34 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:02 AM |
| EngineersAlliance | $75.00 | 8/11/2011 5:55:01 AM |
| stock106 | $25.00 | 8/11/2011 10:19:25 AM |
| HedgeFund | $50.00 | 8/11/2011 6:19:21 PM |
| EBITDA | $25.00 | 8/12/2011 10:04:03 AM |
| a-finance-nirvana | $25.00 | 8/12/2011 10:17:39 AM |
| Investoman | $75.00 | 8/12/2011 8:26:22 PM |
| AEH_Now | $25.00 | 8/13/2011 9:27:33 AM |
| handy-justice | $50.00 | 8/14/2011 8:10:05 PM |
| Tensleep | $50.00 | 8/14/2011 7:53:00 PM |
| desertoasis | $25.00 | 8/15/2011 11:02:55 AM |
| rapid-credit428 | $25.00 | 8/15/2011 6:54:14 PM |
| Zane314 | $100.00 | 8/15/2011 4:38:24 PM |
| new-social-economist | $40.00 | 8/16/2011 2:28:51 AM |
| bill-spilunker | $25.00 | 8/15/2011 7:28:55 PM |
| yield-lion | $50.00 | 8/15/2011 8:02:33 PM |
| irrelevant | $25.00 | 8/16/2011 6:05:32 AM |
| javelin0 | $25.00 | 8/16/2011 10:20:35 AM |
| treasure-bliss | $50.00 | 8/16/2011 4:06:31 AM |
| asiaratt | $50.00 | 8/16/2011 5:05:08 AM |
| grf1945 | $25.00 | 8/16/2011 7:56:55 AM |
| monster4 | $100.00 | 8/16/2011 7:04:13 AM |
| terrific-dough6 | $75.00 | 8/16/2011 7:28:23 AM |
| mercuriant | $25.00 | 8/16/2011 10:29:47 AM |
| GGreg799 | $25.00 | 8/16/2011 9:01:21 AM |
| ChuckieG | $25.00 | 8/16/2011 10:53:00 AM |
| basis-huckleberry | $25.00 | 8/16/2011 9:29:43 AM |
| payment-boots2 | $25.00 | 8/16/2011 9:53:47 AM |
| janus_god | $25.00 | 8/16/2011 10:33:15 AM |
| dedicated-transaction796 | $25.00 | 8/16/2011 11:46:33 AM |
| handshake5 | $35.04 | 8/16/2011 12:47:42 PM |
| Investor_DP | $100.00 | 8/2/2011 5:02:45 PM |
| reflective-rupee | $25.00 | 8/4/2011 9:14:58 AM |
| Dubbs360 | $50.00 | 8/4/2011 5:28:25 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 8:06:22 AM |
| cash-architect | $26.00 | 8/10/2011 7:09:12 AM |
| finance-prescription | $100.00 | 8/10/2011 5:18:46 PM |
| sensible-trade | $100.00 | 8/11/2011 6:22:10 PM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:11 PM |
| Kaj | $30.00 | 8/13/2011 6:47:15 AM |
| finance-mushroom | $100.00 | 8/13/2011 7:11:37 AM |
| powerful-finance7 | $25.00 | 8/13/2011 1:47:07 PM |
| willinvest | $25.00 | 8/14/2011 7:14:37 AM |
| economy-producer | $25.00 | 8/14/2011 5:24:52 PM |
| Katburg | $25.00 | 8/15/2011 10:04:47 AM |
| rhin0cerx | $50.00 | 8/14/2011 6:16:15 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:04 AM |
| seineil | $25.00 | 8/15/2011 1:53:21 AM |
| goat0 | $50.00 | 8/15/2011 5:08:28 PM |
| helping-out | $50.00 | 8/15/2011 5:26:48 PM |
| ddog0224 | $25.00 | 8/15/2011 12:25:54 PM |
| oreyedoc | $50.00 | 8/15/2011 8:52:17 PM |
| Finnmoney21 | $50.00 | 8/15/2011 9:56:13 PM |
| agent86a | $25.00 | 8/15/2011 7:04:12 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:04 AM |
| orange-preeminant-bill | $50.00 | 8/16/2011 4:20:27 AM |
| peace-burst0 | $25.00 | 8/16/2011 9:31:43 AM |
| hopeful-deal7 | $25.00 | 8/16/2011 9:50:20 AM |
| PotBellyPete | $25.00 | 8/16/2011 12:12:33 PM |
| JauaFlash | $25.00 | 8/16/2011 12:46:36 PM |
| fantastic-wampum1 | $100.00 | 8/16/2011 7:22:19 AM |
| CA-Lender | $25.00 | 8/16/2011 10:19:06 AM |
| thefork | $50.00 | 8/16/2011 10:21:40 AM |
| Zimbu | $25.00 | 8/16/2011 10:37:48 AM |
| aloantime07 | $25.00 | 8/16/2011 8:47:31 AM |
| worthy-bid8 | $50.00 | 8/16/2011 9:05:50 AM |
| js44043 | $25.00 | 8/16/2011 11:56:27 AM |
| NYCD | $25.00 | 8/16/2011 9:42:56 AM |
| Weaverville | $25.00 | 8/16/2011 10:10:09 AM |
| gimincorp | $26.56 | 8/16/2011 12:42:31 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
518561
This series of Notes was issued and sold upon the funding of the borrower loan #52665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 17
/
14 | Length of status: | 2y 5m |
|
Amount delinquent:
| $6,819 |
Total credit lines:
| 64 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,491 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| InRestartMode |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2008)
620-639
(Mar-2008)
660-679
(Sep-2007)
580-599
(Mar-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...Pay off high interest installment loans I incurred while out of full time employment.
My financial situation: Good
I am a good candidate for this loan because...I have had previous a loan
with Prosper and paid it off early. I will do the same here if I can eliminate some high interest installment loans and a few small credit cards at ridiculous rates. This loan will hopefully cost me in the low $300/month range and the payment I will be elimination are $750 to $900 per month
Monthly net income: $5550
Monthly expenses: $4800-4900 my wife works and shares some expenses with me. Her income is not listed because she will not be on the loan.
Housing: $1800
Insurance: $290
Car expenses: $700 on 2 car payments. 1 of $450 gone in Nov. 2011
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $ 650 to $700
Clothing, household expenses: $250
Credit cards and other loans: $ 750
Other expenses: $.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/12/2011 5:04:45 PM |
| reflective-rupee | $25.00 | 8/12/2011 5:09:25 PM |
| mikeandcat | $71.36 | 8/13/2011 7:40:50 AM |
| CreditBuilder2 | $75.00 | 8/13/2011 11:13:11 PM |
| blissful-finance7 | $25.00 | 8/14/2011 6:22:05 AM |
| blackstar | $25.00 | 8/14/2011 3:56:43 AM |
| doopers | $25.00 | 8/14/2011 7:57:11 AM |
| Dubbs360 | $200.00 | 8/14/2011 8:56:21 AM |
| shrewd-peace7 | $25.00 | 8/13/2011 11:30:08 PM |
| well-mannered-income3 | $25.00 | 8/14/2011 4:57:44 AM |
| The-Helper | $25.00 | 8/15/2011 8:03:29 AM |
| mpatrick | $50.00 | 8/15/2011 8:08:18 AM |
| dudebrah | $25.00 | 8/15/2011 9:57:10 AM |
| setUup | $25.28 | 8/15/2011 5:48:37 AM |
| ivy-league-MBA | $25.00 | 8/15/2011 12:24:05 PM |
| Astyanax | $85.00 | 8/15/2011 1:19:59 PM |
| maple1 | $100.00 | 8/15/2011 11:27:29 AM |
| balance-rotation | $25.00 | 8/15/2011 4:11:36 PM |
| ddog0224 | $47.86 | 8/15/2011 12:17:02 PM |
| afterhours | $25.00 | 8/15/2011 12:59:43 PM |
| mlj0671 | $25.00 | 8/16/2011 6:46:08 AM |
| peaceful-farmer | $25.00 | 8/16/2011 4:25:05 AM |
| ChoiceInvestments | $26.50 | 8/15/2011 7:48:18 PM |
| justice-circuitry0 | $50.00 | 8/16/2011 5:44:45 AM |
| Rogesparkguy | $25.00 | 8/16/2011 9:13:13 AM |
| platinum-scientist9 | $25.00 | 8/16/2011 7:34:43 PM |
| nickel-position | $25.00 | 8/16/2011 2:42:51 PM |
| Moe87 | $25.00 | 8/17/2011 3:30:00 AM |
| worldly-gold | $75.00 | 8/16/2011 7:40:18 PM |
| newest-power-banker | $25.00 | 8/16/2011 7:40:52 PM |
| kind-charming-value | $449.62 | 8/17/2011 8:02:00 AM |
| LP_InvestmentGroup | $30.67 | 8/17/2011 8:38:29 AM |
| stepatatime-together | $100.00 | 8/13/2011 8:56:57 AM |
| simplelender80 | $250.00 | 8/13/2011 9:46:56 AM |
| gentle-gain235 | $50.00 | 8/14/2011 7:25:05 AM |
| Mikale360 | $25.00 | 8/13/2011 5:22:02 PM |
| burgeoning-marketplace4 | $50.00 | 8/13/2011 9:47:58 PM |
| DoctorJoe | $25.00 | 8/13/2011 4:47:08 PM |
| frogperson | $200.00 | 8/14/2011 7:40:31 AM |
| loss-of-control | $50.00 | 8/14/2011 5:47:50 PM |
| coin-architect2 | $100.00 | 8/14/2011 8:32:07 AM |
| powerlifter275 | $25.00 | 8/14/2011 9:22:46 AM |
| CashCow-Moooo-la | $33.12 | 8/14/2011 9:49:38 PM |
| NolockHolmes | $50.00 | 8/14/2011 11:59:33 AM |
| john0720 | $50.00 | 8/15/2011 6:20:15 AM |
| deepblue34 | $30.00 | 8/14/2011 6:31:21 PM |
| mhotchan | $100.00 | 8/15/2011 1:24:42 PM |
| treasure-generator | $25.00 | 8/15/2011 4:57:47 PM |
| green-trade-dolphin | $55.00 | 8/15/2011 5:15:52 PM |
| nprfan5 | $25.00 | 8/15/2011 10:37:15 AM |
| quest0 | $47.91 | 8/15/2011 10:39:52 AM |
| mammalian4 | $25.00 | 8/15/2011 6:01:32 PM |
| commitment-galaxy | $25.00 | 8/15/2011 4:25:12 PM |
| GElender | $40.00 | 8/16/2011 5:40:25 AM |
| red-favorable-basis | $25.00 | 8/15/2011 6:33:40 PM |
| Leshan | $194.26 | 8/16/2011 7:42:57 AM |
| zorg77 | $50.00 | 8/16/2011 10:25:17 AM |
| handy-justice | $50.00 | 8/16/2011 8:22:47 PM |
| payout-bridge | $25.00 | 8/17/2011 2:29:58 AM |
| diplomatic-wealth7 | $25.00 | 8/16/2011 3:57:53 PM |
| payout-bridge | $25.00 | 8/16/2011 7:59:47 PM |
| mikeandcat | $81.58 | 8/17/2011 4:49:15 AM |
| fairhelper | $25.00 | 8/17/2011 6:46:27 AM |
| worth-blanket2 | $6,300.00 | 8/17/2011 9:18:25 AM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
518689
This series of Notes was issued and sold upon the funding of the borrower loan #52558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 7m |
|
Amount delinquent:
| $60 |
Total credit lines:
| 26 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,894 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| GoneFishin2day |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
|
|
Principal balance:
| $2,599.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...Bundle some needed home improvements and get them done at last!
My financial situation:
I am a good candidate for this loan because...I am a very honest, dependable, and hard working person. My wife and I,both in health care for over 30 years, have never defaulted on anything and am fortunate to be in a profession that supplies steady,dependable income. I have been told I have a great sense of humor and this helps to relieve stress for patients and families. Prosper is a great way for people to help people, please consider helping me in my current endeavor, you won't be disappointed!
Monthly net income: $4600.00
Monthly expenses: $2750.00
Housing: $850.00
Insurance: $200.00
Car expenses: $150.00
Utilities: $300.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $350.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 108lender | $250.00 | 8/22/2011 5:46:32 PM |
| Aberdeen | $2,000.00 | 8/22/2011 5:03:46 PM |
| Investor_DP | $100.00 | 8/22/2011 5:04:44 PM |
| finance-prescription | $100.00 | 8/22/2011 5:13:30 PM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:59 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:12 PM |
| irrelevant | $25.00 | 8/23/2011 6:05:25 AM |
| 108lender | $250.00 | 8/22/2011 5:53:35 PM |
| orange-preeminant-bill | $25.00 | 8/23/2011 6:59:50 AM |
| selector568 | $200.00 | 8/23/2011 9:19:45 AM |
| reflective-rupee | $25.00 | 8/23/2011 6:41:00 AM |
| FinDoc | $25.00 | 8/23/2011 6:05:33 AM |
| dordee | $50.00 | 8/23/2011 10:41:58 AM |
| Leshan | $50.00 | 8/23/2011 11:18:33 AM |
| janeybooboo | $112.00 | 8/23/2011 11:45:02 AM |
| seabassx | $25.00 | 8/23/2011 7:54:34 AM |
| calmfunds | $500.00 | 8/23/2011 7:54:41 AM |
| famous-bill | $50.00 | 8/23/2011 12:16:03 PM |
| MadHun | $200.00 | 8/23/2011 9:15:06 AM |
| genius520 | $50.00 | 8/23/2011 9:12:42 AM |
| handshake5 | $58.00 | 8/23/2011 9:15:23 AM |
| PlusUltra | $44.64 | 8/23/2011 2:16:17 PM |
| wlm3012 | $30.00 | 8/23/2011 4:01:03 PM |
| best-friendly-fairness | $50.00 | 8/23/2011 4:06:14 PM |
| shrewd-income | $25.00 | 8/23/2011 11:16:12 AM |
| melodious-fairness | $25.00 | 8/23/2011 11:16:33 AM |
| FinanceEngine | $40.00 | 8/23/2011 4:46:25 PM |
| personal-lender | $25.00 | 8/23/2011 11:49:58 AM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:35 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:11:15 PM |
| loss-of-control | $100.00 | 8/23/2011 5:18:08 PM |
| MarvintheMartian | $35.00 | 8/23/2011 5:22:55 PM |
| moola-gargantuan9 | $50.00 | 8/23/2011 6:01:44 PM |
| CA-Lender | $25.00 | 8/22/2011 8:13:33 PM |
| Feyenoord | $25.00 | 8/22/2011 9:01:15 PM |
| compoundinterest | $25.00 | 8/22/2011 5:07:40 PM |
| worth-blanket2 | $8,700.00 | 8/22/2011 5:54:57 PM |
| DHolly | $25.00 | 8/22/2011 5:58:06 PM |
| whitegold24k | $250.00 | 8/23/2011 7:26:04 AM |
| convergentthinker | $25.00 | 8/23/2011 8:41:56 AM |
| Adam_00 | $25.00 | 8/23/2011 2:16:32 AM |
| wampum-chorus3 | $59.98 | 8/23/2011 2:42:53 AM |
| loanman2007 | $200.00 | 8/23/2011 4:32:17 AM |
| goat0 | $100.00 | 8/23/2011 5:17:46 AM |
| DoctorJoe | $25.00 | 8/23/2011 5:17:05 AM |
| credit-investor5 | $50.00 | 8/23/2011 10:08:17 AM |
| treasure-bliss | $25.00 | 8/23/2011 6:50:22 AM |
| organic-order | $25.00 | 8/23/2011 8:13:20 AM |
| grampy48 | $25.00 | 8/23/2011 1:17:49 PM |
| ttnk62918 | $25.00 | 8/23/2011 9:27:38 AM |
| iolaire | $25.00 | 8/23/2011 9:39:56 AM |
| RecoveryLender | $25.00 | 8/23/2011 9:46:34 AM |
| EWP | $55.00 | 8/23/2011 9:50:16 AM |
| Jazzy503 | $25.05 | 8/23/2011 10:09:23 AM |
| american-investor | $50.00 | 8/23/2011 10:32:21 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:29 AM |
| newest-funds-powerplant | $25.00 | 8/23/2011 12:30:32 PM |
| MissionMicroFinance | $25.00 | 8/23/2011 12:50:58 PM |
| janeybooboo | $88.00 | 8/23/2011 1:25:22 PM |
| DasMula | $50.00 | 8/23/2011 1:38:26 PM |
| DasMula | $50.00 | 8/23/2011 1:38:54 PM |
| Headhunter14 | $25.00 | 8/23/2011 2:50:12 PM |
| ommcd | $25.00 | 8/23/2011 5:33:06 PM |
| mikeandcat | $52.33 | 8/23/2011 6:04:34 PM |
| herbyman | $50.00 | 8/23/2011 6:02:38 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
518743
This series of Notes was issued and sold upon the funding of the borrower loan #52463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,715.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $195.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,467 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dynamic-listing8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Down Payment on Home
Purpose of loan:
This loan will be used to put a heat pump in a rental house.
My financial situation:
I am a good candidate for this loan because I have good credit I pay my bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/11/2011 9:02:35 AM |
| compoundinterest | $60.00 | 8/11/2011 9:38:13 AM |
| gentle-gain235 | $200.00 | 8/11/2011 4:41:55 PM |
| caring-hope2 | $100.00 | 8/12/2011 3:57:19 AM |
| simplelender80 | $100.00 | 8/13/2011 9:38:58 AM |
| CatbirdBanking | $25.00 | 8/13/2011 3:00:22 PM |
| Rivervale_Westwood | $25.00 | 8/15/2011 6:48:13 AM |
| Syzygy | $25.00 | 8/15/2011 10:02:34 AM |
| independent-revenue4 | $50.00 | 8/15/2011 7:19:24 PM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:39 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:07 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:31 PM |
| trustworthy-hope189 | $75.00 | 8/18/2011 10:35:36 AM |
| moola-gargantuan9 | $50.00 | 8/18/2011 11:27:52 AM |
| hitsman | $50.00 | 8/18/2011 10:59:02 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:48 AM |
| Sneezie | $100.00 | 8/18/2011 3:01:22 PM |
| themoneydoctor | $300.00 | 8/19/2011 10:03:58 AM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:34 PM |
| friendinmoney | $25.00 | 8/20/2011 6:20:23 AM |
| MadHun | $200.00 | 8/19/2011 5:12:58 PM |
| jbaum | $25.00 | 8/20/2011 3:38:17 PM |
| sentimental-silver7 | $25.00 | 8/21/2011 7:43:07 AM |
| scott2004114 | $50.00 | 8/20/2011 6:04:59 PM |
| frobin | $25.00 | 8/20/2011 8:08:42 PM |
| ManhattanLender | $25.00 | 8/21/2011 1:51:32 PM |
| djh47a | $25.00 | 8/21/2011 8:57:37 AM |
| Marathoner | $25.00 | 8/21/2011 11:37:46 AM |
| heavy_ax | $25.00 | 8/21/2011 2:36:43 PM |
| power-defender7 | $25.00 | 8/21/2011 7:49:24 PM |
| antlr | $50.00 | 8/21/2011 11:49:38 PM |
| BankofPete | $40.00 | 8/22/2011 7:44:57 AM |
| direct-responsibility7 | $178.00 | 8/22/2011 7:21:31 AM |
| drluong | $50.00 | 8/22/2011 3:41:10 PM |
| nikkiesgrandma | $25.00 | 8/22/2011 10:43:14 AM |
| C2Banking | $25.00 | 8/22/2011 3:58:30 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:09 AM |
| Ripsaw4U | $50.00 | 8/22/2011 4:49:56 PM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:39:36 AM |
| peace-flower9 | $25.00 | 8/22/2011 12:56:17 PM |
| slp264 | $100.00 | 8/22/2011 1:21:17 PM |
| market-pudding | $25.00 | 8/22/2011 2:42:41 PM |
| uralrider | $36.64 | 8/22/2011 5:59:38 PM |
| 2Below | $25.00 | 8/22/2011 7:11:03 PM |
| pious-benjamins1 | $50.00 | 8/22/2011 9:19:20 PM |
| indomitable-coin | $25.00 | 8/11/2011 4:34:48 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:42 AM |
| jkeller4000 | $25.00 | 8/11/2011 1:16:44 PM |
| availableloan | $25.00 | 8/11/2011 4:44:18 PM |
| herbyman | $50.00 | 8/15/2011 7:27:32 AM |
| top-epic-community | $50.00 | 8/15/2011 12:41:45 PM |
| houli123 | $100.00 | 8/16/2011 8:28:28 AM |
| balance-bliss | $25.00 | 8/16/2011 1:49:26 AM |
| genius520 | $31.00 | 8/16/2011 1:28:29 PM |
| hostbank | $100.00 | 8/16/2011 5:09:17 PM |
| 77dowplace | $25.00 | 8/17/2011 6:34:35 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:20 AM |
| don8ter | $25.00 | 8/18/2011 4:50:07 AM |
| gain-mountain1 | $200.00 | 8/18/2011 8:32:46 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:57:47 AM |
| whitegold24k | $250.00 | 8/18/2011 1:14:57 PM |
| SolarMoonshine | $25.00 | 8/18/2011 3:12:19 PM |
| cloud8 | $50.00 | 8/18/2011 7:25:14 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:51 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:42 AM |
| gjm6d | $25.00 | 8/20/2011 6:45:22 AM |
| petsheep | $25.00 | 8/20/2011 10:08:13 AM |
| credit-bank-usa611 | $100.00 | 8/20/2011 1:32:55 PM |
| vegibenz | $25.00 | 8/20/2011 9:08:20 PM |
| a-wealth-visionary | $40.24 | 8/21/2011 12:10:25 PM |
| bid-lightning9 | $25.00 | 8/21/2011 12:33:49 PM |
| blot44 | $25.00 | 8/21/2011 7:24:54 AM |
| nad139 | $30.00 | 8/21/2011 8:20:55 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:31 AM |
| radforj22 | $25.00 | 8/21/2011 6:48:11 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:08 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:02 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:18 PM |
| grampy48 | $30.00 | 8/21/2011 5:46:26 PM |
| economy-huckleberry0 | $25.00 | 8/22/2011 10:44:11 AM |
| buffalobills | $25.00 | 8/22/2011 7:33:18 AM |
| atbright | $25.00 | 8/22/2011 10:12:26 AM |
| rescue | $100.00 | 8/22/2011 3:44:20 PM |
| auctionator1 | $25.00 | 8/22/2011 6:36:36 PM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:07 PM |
| rate-allocator | $25.00 | 8/22/2011 2:43:13 PM |
| mtb_investing | $25.00 | 8/22/2011 4:13:14 PM |
| nickel-ferret | $50.00 | 8/22/2011 5:13:06 PM |
| natural-trade7 | $69.12 | 8/22/2011 6:20:36 PM |
| marwadi-62 | $300.00 | 8/22/2011 6:19:45 PM |
| jarf | $25.00 | 8/22/2011 8:14:59 PM |
| best-generosity-financier | $25.00 | 8/22/2011 9:52:11 PM |
| tryitout | $31.00 | 8/22/2011 9:06:04 PM |
| KADENA462 | $25.00 | 8/23/2011 1:39:50 AM |
| w8291 | $25.00 | 8/23/2011 1:28:43 AM |
| jdnyc | $19.00 | 8/23/2011 1:50:28 AM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
519397
This series of Notes was issued and sold upon the funding of the borrower loan #52565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
5 | Length of status: | 5y 11m |
|
Amount delinquent:
| $1,031 |
Total credit lines:
| 11 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,298 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jubilant-rate6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car repairs and pay off bills
Purpose of loan:
This loan will be used to... repair my car repairs and to consolidate bills into one payment
My financial situation:
I am a good candidate for this loan because... I have a full time job and pay my bill on time
Monthly net income: $ 2400
Monthly expenses: $
Housing: $560
Insurance: $ 325
Car expenses: $180
Utilities: $ 125
Phone, cable, internet: $ 100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/5/2011 5:02:57 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:40 PM |
| BradP | $25.00 | 8/6/2011 8:11:40 AM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:06 PM |
| cardminger | $25.00 | 8/9/2011 9:14:11 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:10 PM |
| enchanted-diversification496 | $25.00 | 8/11/2011 8:39:42 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:38 AM |
| loyalist1 | $100.00 | 8/14/2011 12:19:36 AM |
| Zane314 | $100.00 | 8/15/2011 4:38:45 PM |
| monster4 | $100.00 | 8/16/2011 7:04:24 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:16 AM |
| jjswanso | $25.00 | 8/16/2011 1:32:26 PM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:38 AM |
| irrelevant | $25.00 | 8/17/2011 2:05:34 PM |
| opt1mum | $25.00 | 8/17/2011 6:55:50 PM |
| finance-mushroom | $100.00 | 8/17/2011 5:12:22 PM |
| javelin0 | $50.00 | 8/17/2011 5:19:44 PM |
| Kyileo | $25.00 | 8/17/2011 8:16:12 PM |
| money-baron | $25.00 | 8/18/2011 4:35:25 AM |
| TennSquire | $50.00 | 8/18/2011 11:50:15 AM |
| desertoasis | $25.00 | 8/18/2011 7:49:40 AM |
| coin-investor | $25.00 | 8/18/2011 9:48:19 AM |
| velocity-oak | $25.00 | 8/18/2011 5:57:43 PM |
| goat0 | $50.00 | 8/18/2011 7:29:13 PM |
| handy-justice | $50.00 | 8/18/2011 9:17:11 PM |
| red-power-pecan | $24.00 | 8/18/2011 10:48:30 PM |
| kriegs | $100.00 | 8/18/2011 5:10:21 PM |
| economy-producer | $25.00 | 8/18/2011 6:38:58 PM |
| IIP77 | $25.00 | 8/18/2011 5:30:38 PM |
| mrack | $25.00 | 8/18/2011 6:44:10 PM |
| dedicated-transaction796 | $26.00 | 8/18/2011 9:02:33 PM |
| responsive-rate884 | $30.00 | 8/18/2011 10:14:11 PM |
| patriot897 | $25.00 | 8/7/2011 9:59:24 PM |
| mlj0671 | $25.00 | 8/11/2011 12:27:09 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:22 AM |
| mercuriant | $25.00 | 8/16/2011 10:30:00 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:13 AM |
| MadHun | $200.00 | 8/17/2011 11:22:48 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:23 AM |
| Weaverville | $25.00 | 8/17/2011 1:01:42 PM |
| reflective-rupee | $25.00 | 8/17/2011 10:43:00 AM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 9:57:01 AM |
| asiaratt | $50.00 | 8/17/2011 5:10:02 PM |
| treasure-bliss | $25.00 | 8/18/2011 8:33:44 AM |
| sonnet771 | $25.00 | 8/18/2011 1:29:02 AM |
| hitsman | $50.00 | 8/18/2011 10:58:26 AM |
| GoodLuckLender | $50.00 | 8/18/2011 6:30:21 PM |
| best-generosity-financier | $25.00 | 8/18/2011 7:56:44 PM |
| Investoman | $100.00 | 8/18/2011 8:21:53 PM |
| new-social-economist | $45.00 | 8/18/2011 8:41:07 PM |
| agent86a | $25.00 | 8/18/2011 10:43:32 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
519619
This series of Notes was issued and sold upon the funding of the borrower loan #52629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-15-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 820-839 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,522 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| auction-medalist9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Landscaping project
Purpose of loan:
This loan will be used to...
Install concrete pavers and landscaping
My financial situation: Very Strong
I am a good candidate for this loan because...
I have a long and strong credit history and have always repaid my debts. I have chosen to go this route instead of using revolving credit, as I feel it is a much better way to finance something like this.
Monthly net income: $8000
Monthly expenses: $6000
Housing: $1200
Insurance: $200
Car expenses: $0
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $1000
Clothing, household expenses: $1000
Credit cards and other loans: $1000
Other expenses: $
1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CA-Lender | $125.00 | 8/4/2011 9:04:28 AM |
| restless-dime | $50.00 | 8/4/2011 10:24:54 AM |
| Investor_DP | $100.00 | 8/4/2011 9:03:08 AM |
| rdav | $55.79 | 8/4/2011 9:06:05 AM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:07 PM |
| dynrep | $500.00 | 8/4/2011 8:46:16 PM |
| Dubbs360 | $50.00 | 8/4/2011 5:28:41 PM |
| income-awakening6 | $25.00 | 8/5/2011 8:57:46 AM |
| leverage-monger | $55.00 | 8/5/2011 9:10:07 AM |
| wise-benjamins-fortress | $25.00 | 8/4/2011 9:53:55 PM |
| credit-coach118 | $45.00 | 8/5/2011 10:29:33 AM |
| Horse-Lender | $25.00 | 8/5/2011 10:45:34 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:16 PM |
| beakerfish | $200.00 | 8/6/2011 11:51:24 AM |
| Tkhalaska | $25.00 | 8/6/2011 9:38:41 AM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:33 PM |
| ChoiceInvestments | $28.50 | 8/6/2011 7:23:53 PM |
| diligent-peace9 | $75.00 | 8/7/2011 12:46:37 PM |
| patriot897 | $25.00 | 8/7/2011 9:59:23 PM |
| loss-of-control | $100.00 | 8/7/2011 6:15:40 PM |
| JustMee | $25.00 | 8/8/2011 12:46:33 PM |
| kain11286 | $50.00 | 8/9/2011 9:27:21 AM |
| thomas16882004 | $25.00 | 8/9/2011 10:39:44 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:24 AM |
| handy-point5 | $25.00 | 8/11/2011 4:15:34 PM |
| finagler | $25.00 | 8/11/2011 8:10:39 PM |
| leverage-monger | $30.00 | 8/12/2011 8:49:53 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:29 PM |
| simplelender80 | $300.00 | 8/13/2011 7:13:36 AM |
| Bob450 | $30.00 | 8/13/2011 6:35:06 AM |
| arampata | $105.00 | 8/13/2011 11:06:32 AM |
| rockhound84 | $25.00 | 8/13/2011 2:55:33 PM |
| irrelevant | $25.00 | 8/13/2011 10:05:24 AM |
| luann199 | $30.00 | 8/13/2011 3:13:24 PM |
| penny-champ5 | $25.00 | 8/13/2011 1:11:32 PM |
| SecondChanceLendingSERV | $25.00 | 8/14/2011 10:06:38 AM |
| lean-trade178 | $25.00 | 8/14/2011 12:45:14 PM |
| loyalist1 | $100.00 | 8/14/2011 12:19:31 AM |
| racing777 | $25.00 | 8/13/2011 3:54:09 PM |
| chrisb1414 | $25.00 | 8/14/2011 2:49:18 PM |
| peruse | $25.00 | 8/14/2011 3:04:06 PM |
| Tikibarman | $50.00 | 8/15/2011 7:04:28 AM |
| buffalobills | $25.00 | 8/15/2011 7:20:05 AM |
| Iwillhuntyoudown | $25.00 | 8/14/2011 10:27:31 AM |
| erowis | $50.00 | 8/14/2011 11:05:47 PM |
| branaa99 | $25.00 | 8/15/2011 9:58:24 AM |
| supersam | $150.00 | 8/14/2011 4:18:47 PM |
| well-mannered-income3 | $25.00 | 8/14/2011 5:27:04 PM |
| exchange-upholder0 | $25.00 | 8/15/2011 10:58:57 AM |
| dollar-sonnet3 | $50.00 | 8/15/2011 7:09:03 AM |
| dedicated-diversification5 | $50.00 | 8/15/2011 7:32:41 AM |
| 168RichCapital | $25.08 | 8/15/2011 10:20:49 AM |
| Bill88 | $30.00 | 8/15/2011 9:07:04 AM |
| cbivitz | $125.00 | 8/15/2011 11:56:56 AM |
| enriched-note6 | $25.00 | 8/15/2011 10:09:28 AM |
| balance-chestnut | $50.00 | 8/15/2011 10:59:22 AM |
| rmcnabb | $25.38 | 8/15/2011 11:48:14 AM |
| bullish2bearish | $100.00 | 8/4/2011 5:44:33 PM |
| penny-surgeon | $25.00 | 8/4/2011 9:32:03 AM |
| reflective-rupee | $200.00 | 8/4/2011 7:12:32 PM |
| sweetlan | $25.00 | 8/4/2011 12:57:07 PM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:42 AM |
| otto1939 | $51.00 | 8/4/2011 5:42:46 PM |
| AlternativeCashFlow | $25.00 | 8/5/2011 9:01:34 AM |
| profit-powerplant | $25.00 | 8/5/2011 2:23:51 PM |
| social-hunter5 | $50.00 | 8/5/2011 10:46:07 AM |
| SolarMoonshine | $25.00 | 8/5/2011 4:16:22 PM |
| payment-halo | $25.00 | 8/5/2011 8:45:22 PM |
| principal-star | $25.00 | 8/5/2011 8:59:37 PM |
| the-discrete-income | $25.00 | 8/5/2011 6:38:30 PM |
| zippy-revenue8 | $25.00 | 8/6/2011 5:39:59 AM |
| BradP | $25.00 | 8/6/2011 8:03:45 AM |
| The_Lendor | $25.00 | 8/6/2011 2:31:53 PM |
| scrappy-penny6 | $50.00 | 8/6/2011 2:06:49 PM |
| Rogelio48 | $40.00 | 8/6/2011 8:13:16 PM |
| jjswanso | $26.90 | 8/7/2011 2:09:02 PM |
| payout-bridge | $35.00 | 8/6/2011 8:30:11 PM |
| jubilant-agreement0 | $25.00 | 8/7/2011 7:58:44 AM |
| charming-exchange7 | $25.00 | 8/8/2011 7:42:39 AM |
| mlj0671 | $25.00 | 8/8/2011 12:52:02 PM |
| exchange-upholder0 | $100.00 | 8/8/2011 9:41:13 AM |
| Uylsses | $60.00 | 8/8/2011 7:41:56 AM |
| InChicago | $100.00 | 8/9/2011 7:06:33 AM |
| top-courteous-peso | $50.00 | 8/8/2011 2:15:40 PM |
| Uylsses | $50.00 | 8/9/2011 7:45:44 AM |
| MplsLawyers | $40.00 | 8/9/2011 9:02:43 AM |
| finance-prescription | $100.00 | 8/10/2011 5:18:59 PM |
| guild261 | $100.00 | 8/10/2011 8:14:46 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:30 AM |
| smear87 | $25.00 | 8/10/2011 1:08:26 PM |
| exciting-fairness | $200.00 | 8/11/2011 5:24:37 AM |
| meers2000 | $40.33 | 8/10/2011 8:49:11 PM |
| enchanted-diversification496 | $25.00 | 8/11/2011 8:39:40 AM |
| tender-ore | $30.00 | 8/11/2011 9:30:14 AM |
| commanding-income774 | $25.00 | 8/11/2011 3:12:28 AM |
| heavy_ax | $25.00 | 8/11/2011 11:48:42 AM |
| pani5ue | $25.00 | 8/11/2011 5:56:16 PM |
| DasMula | $25.00 | 8/12/2011 7:17:27 AM |
| missing-link | $25.00 | 8/12/2011 7:27:03 AM |
| money-bauble | $200.00 | 8/12/2011 4:33:12 PM |
| riveting-credit5 | $175.00 | 8/12/2011 12:03:44 PM |
| Kaj | $30.00 | 8/13/2011 6:47:29 AM |
| leverage-monger | $25.00 | 8/13/2011 6:40:57 AM |
| SDKiwi | $25.00 | 8/13/2011 2:16:41 PM |
| Gobsek | $25.00 | 8/13/2011 6:02:55 PM |
| bankbuddy55 | $200.00 | 8/14/2011 9:45:37 AM |
| shrewd-deal | $50.00 | 8/14/2011 8:17:20 AM |
| sensible-fund | $25.00 | 8/14/2011 11:22:48 AM |
| cognizant-rupee7 | $25.00 | 8/14/2011 7:35:32 PM |
| reward-pizza0 | $75.00 | 8/15/2011 9:52:35 AM |
| historic-nickel | $40.00 | 8/14/2011 4:13:03 PM |
| vennp | $27.93 | 8/15/2011 10:57:54 AM |
| goodhearted-generosity511 | $50.00 | 8/15/2011 11:32:48 AM |
| credit-missile | $110.00 | 8/14/2011 11:00:31 PM |
| principal-equalizer | $25.00 | 8/15/2011 12:20:41 PM |
| plane450 | $25.00 | 8/15/2011 9:00:04 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:16 AM |
| RecoveryLender | $25.00 | 8/15/2011 12:02:57 PM |
| SajDiddy | $84.09 | 8/15/2011 1:28:11 PM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
519627
This series of Notes was issued and sold upon the funding of the borrower loan #52707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,975.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $129.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 10y 0m |
|
Amount delinquent:
| $283 |
Total credit lines:
| 9 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,712 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| investment-fort7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Summer Supplement
Purpose of loan:
This loan will be used to...help cover some outstanding expenses that have accumulated because I have not been working for the summer. Being a school board employee, there is no income during the summer and some unexpected expenses have occurred. For example, medical and school expenses for my daughter.
My financial situation:
I am a good candidate for this loan because...I am capable of paying this loan off sooner than the time expected.
Monthly net income: $1800
Monthly expenses: $2649
Housing: $1000
Insurance: $194
Car expenses: $450
Utilities: $200
Phone, cable, internet: $130
Food, entertainment: $300 (estimate)
Clothing, household expenses: $200 (estimate)
Credit cards and other loans: $175
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/4/2011 9:03:24 AM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:08 PM |
| reflective-rupee | $100.00 | 8/7/2011 7:20:46 AM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:16 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:00 PM |
| Investoman | $75.00 | 8/12/2011 8:26:31 PM |
| gold-cluster | $50.00 | 8/14/2011 8:17:17 AM |
| seineil | $25.00 | 8/15/2011 1:53:22 AM |
| asiaratt | $50.00 | 8/16/2011 5:05:22 AM |
| javelin0 | $25.00 | 8/16/2011 10:20:37 AM |
| goat0 | $50.00 | 8/16/2011 3:00:15 PM |
| cattlebaron | $25.00 | 8/16/2011 10:52:49 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:12 AM |
| dedicated-transaction796 | $25.00 | 8/17/2011 9:33:13 AM |
| handshake5 | $100.00 | 8/17/2011 11:39:38 AM |
| irrelevant | $25.00 | 8/17/2011 7:05:33 PM |
| HelpfulLender1 | $50.00 | 8/17/2011 9:18:43 PM |
| best-charming-leverage | $50.00 | 8/17/2011 10:16:15 PM |
| roman2008 | $25.00 | 8/18/2011 4:14:02 AM |
| impala6464 | $100.00 | 8/17/2011 6:12:42 PM |
| green-trade-dolphin | $25.00 | 8/4/2011 10:55:08 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:16 PM |
| alexgalt | $25.00 | 8/7/2011 12:02:06 PM |
| missing-link | $25.00 | 8/14/2011 9:18:43 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:16 AM |
| ddog0224 | $25.00 | 8/15/2011 12:26:00 PM |
| Weaverville | $25.00 | 8/16/2011 10:10:16 AM |
| capital-halo1 | $1,000.00 | 8/16/2011 1:28:47 PM |
| miamibeachloaner | $75.00 | 8/17/2011 8:45:40 AM |
| handy-justice | $50.00 | 8/16/2011 8:30:35 PM |
| timbob | $200.00 | 8/17/2011 5:42:32 PM |
| worldly-community3 | $50.00 | 8/17/2011 5:10:07 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
520127
This series of Notes was issued and sold upon the funding of the borrower loan #52641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $145.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loan-jalapeno |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2011)
720-739
(Mar-2011)
720-739
(Mar-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
consolidate debt
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because of my monthly income
and good credit score.
Monthly net income: $4000 after tax
Monthly expenses: $
Housing: $1400
Insurance: $110
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/22/2011 9:08:21 AM |
| grammaspurse | $25.00 | 8/22/2011 10:38:31 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:33 AM |
| patriot897 | $25.00 | 8/22/2011 12:20:31 PM |
| enthusiastic-balance5 | $100.00 | 8/22/2011 9:15:29 AM |
| green-trade-dolphin2 | $35.00 | 8/22/2011 9:27:17 AM |
| cashhelp | $40.00 | 8/22/2011 9:56:28 AM |
| jkeller4000 | $25.00 | 8/22/2011 12:54:56 PM |
| hidavehi | $55.00 | 8/22/2011 6:46:37 PM |
| 108lender | $250.00 | 8/22/2011 5:53:34 PM |
| vutah | $25.00 | 8/22/2011 7:36:08 PM |
| s270 | $100.00 | 8/23/2011 12:00:47 AM |
| Clambake | $50.00 | 8/23/2011 7:02:39 AM |
| CBO-Enterprise | $100.00 | 8/23/2011 4:16:06 PM |
| janeybooboo | $400.00 | 8/23/2011 12:22:33 PM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:44 PM |
| jescowa | $50.00 | 8/23/2011 3:30:50 PM |
| currency-persimmon | $50.00 | 8/23/2011 5:08:24 PM |
| cash-cymbal | $50.00 | 8/23/2011 9:05:21 PM |
| personal-lender | $25.00 | 8/23/2011 5:18:09 PM |
| revenue-fighter9 | $25.00 | 8/23/2011 5:50:50 PM |
| thankful-nickel2 | $25.00 | 8/23/2011 6:07:41 PM |
| Astyanax | $100.00 | 8/23/2011 6:55:27 PM |
| Nerdster1 | $25.12 | 8/24/2011 4:47:04 AM |
| CreditBuilder2 | $200.00 | 8/23/2011 6:24:43 PM |
| cbivitz | $75.00 | 8/24/2011 5:37:55 AM |
| GElender | $50.00 | 8/24/2011 5:56:56 AM |
| zippy-revenue8 | $50.00 | 8/23/2011 7:36:19 PM |
| integrity-doctor | $100.00 | 8/24/2011 6:15:10 AM |
| helpful-credit156 | $25.00 | 8/23/2011 8:25:48 PM |
| power-secret-agent | $30.00 | 8/24/2011 2:41:15 AM |
| wild-orange | $549.75 | 8/24/2011 3:23:33 AM |
| bonus-poplar2 | $29.41 | 8/24/2011 6:19:18 AM |
| BigBag | $50.00 | 8/24/2011 5:44:42 AM |
| goodhearted-gold3 | $25.00 | 8/24/2011 6:06:20 AM |
| commitment-orca7 | $329.59 | 8/24/2011 6:34:40 AM |
| john0720 | $100.00 | 8/22/2011 10:56:09 AM |
| AF-Chief | $25.00 | 8/22/2011 9:53:02 AM |
| atbright | $25.00 | 8/22/2011 10:12:53 AM |
| worldly-investment333 | $50.00 | 8/22/2011 6:15:26 PM |
| availableloan | $25.00 | 8/22/2011 5:42:04 PM |
| 108lender | $250.00 | 8/22/2011 5:46:31 PM |
| income-pizza | $60.25 | 8/23/2011 12:37:51 PM |
| BlessedEveryDay | $30.00 | 8/23/2011 3:26:27 PM |
| balance-bliss | $300.00 | 8/24/2011 12:56:51 AM |
| broosky2 | $55.88 | 8/24/2011 5:54:40 AM |
| unconquerable-transparency865 | $50.00 | 8/24/2011 5:56:08 AM |
| CK1 | $25.00 | 8/23/2011 7:20:03 PM |
| JustMee | $25.00 | 8/24/2011 6:23:24 AM |
| MakoF16 | $25.00 | 8/23/2011 8:06:41 PM |
| peaceful-farmer | $50.00 | 8/23/2011 8:20:54 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:18 PM |
| TigerForce | $25.00 | 8/24/2011 4:39:10 AM |
| damage | $25.00 | 8/24/2011 5:22:51 AM |
| trade-elm | $30.00 | 8/24/2011 6:00:49 AM |
| yield-hut | $50.00 | 8/24/2011 4:11:55 AM |
| intrepid-loot | $25.00 | 8/24/2011 6:09:07 AM |
| weiyinsan | $30.00 | 8/24/2011 5:50:00 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
520137
This series of Notes was issued and sold upon the funding of the borrower loan #52689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,042 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exchange-lotus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ss618
Purpose of loan:
This loan will be used to...consolodate debt
My financial situation:
I am a good candidate for this loan because...steady longterm employment with decent monthly income
Monthly net income: $4,600
Monthly expenses: $
Housing: $1,200
Insurance: $80
Car expenses: $480
Utilities: $100
Phone, cable, internet: $80
Food, entertainment: $70
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fervent-currency5 | $30.00 | 8/16/2011 10:45:15 AM |
| herbyman | $100.00 | 8/5/2011 12:49:11 PM |
| Investor_DP | $100.00 | 8/5/2011 9:02:24 AM |
| green-trade-dolphin | $25.00 | 8/5/2011 10:22:00 AM |
| thehousewife | $25.00 | 8/6/2011 8:57:39 AM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:26 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:12 AM |
| tech310 | $50.00 | 8/9/2011 9:02:45 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:35 AM |
| rkhrdjp | $25.00 | 8/11/2011 5:52:30 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:29 AM |
| a-finance-nirvana | $25.00 | 8/12/2011 10:17:39 AM |
| mraleig | $125.00 | 8/12/2011 8:27:32 PM |
| grf1945 | $25.00 | 8/13/2011 5:23:21 PM |
| EngineersAlliance | $75.00 | 8/13/2011 7:13:05 PM |
| life-is-great | $25.00 | 8/14/2011 6:00:14 AM |
| goodhearted-basis4 | $25.00 | 8/14/2011 9:16:52 PM |
| mykkai | $25.00 | 8/15/2011 9:25:06 AM |
| bradfid | $25.00 | 8/14/2011 11:47:46 PM |
| Redmond | $25.00 | 8/15/2011 6:17:09 PM |
| Beld | $100.00 | 8/15/2011 6:30:32 PM |
| suges | $25.00 | 8/15/2011 7:14:39 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:47 PM |
| credit-kahuna | $50.00 | 8/16/2011 12:36:21 AM |
| javelin0 | $25.00 | 8/16/2011 10:20:37 AM |
| hostbank | $100.00 | 8/16/2011 1:25:46 PM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:37 AM |
| velocity-winner | $25.00 | 8/16/2011 6:41:52 PM |
| BxRealtor | $25.00 | 8/16/2011 5:12:33 PM |
| worthy-bid8 | $50.00 | 8/17/2011 9:07:27 AM |
| agent86a | $25.00 | 8/17/2011 1:26:38 PM |
| durable-investment8 | $50.00 | 8/17/2011 9:55:18 AM |
| boylezz | $25.00 | 8/17/2011 2:53:15 PM |
| money-bauble | $143.00 | 8/17/2011 9:07:05 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:53 PM |
| goat0 | $50.00 | 8/17/2011 5:24:49 PM |
| MadHun | $200.00 | 8/17/2011 11:22:47 AM |
| timbob | $200.00 | 8/17/2011 5:42:38 PM |
| lostontheedge | $25.00 | 8/17/2011 6:27:47 PM |
| squweech | $25.00 | 8/17/2011 9:37:48 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:39:58 AM |
| dollarboy | $25.00 | 8/17/2011 7:55:07 PM |
| fascinating-value4 | $100.00 | 8/17/2011 10:09:10 PM |
| 2Below | $25.00 | 8/18/2011 9:55:13 AM |
| Relevance | $25.00 | 8/18/2011 9:58:32 AM |
| Banker7371 | $25.00 | 8/18/2011 10:38:40 AM |
| DPH | $57.75 | 8/18/2011 11:56:55 AM |
| ICHITECH | $25.00 | 8/18/2011 7:23:06 AM |
| blLending | $25.00 | 8/18/2011 7:30:22 AM |
| hitsman | $50.00 | 8/18/2011 10:58:25 AM |
| YosemiteSam | $25.00 | 8/18/2011 9:46:11 AM |
| phenomenal-power6 | $42.25 | 8/18/2011 10:03:34 AM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:26 AM |
| compoundinterest | $50.00 | 8/5/2011 1:52:17 PM |
| bullwink27 | $25.00 | 8/5/2011 5:56:11 PM |
| elvisloans | $25.00 | 8/5/2011 2:36:00 PM |
| Bank_Of_XL | $25.00 | 8/5/2011 2:09:38 PM |
| janeybooboo | $100.00 | 8/5/2011 8:40:36 PM |
| Peterman | $25.00 | 8/7/2011 7:42:27 PM |
| dpries123 | $25.00 | 8/9/2011 9:53:38 AM |
| Nusk | $25.00 | 8/9/2011 10:25:55 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:15 AM |
| simplelender80 | $250.00 | 8/13/2011 7:17:51 AM |
| successful-agreement7 | $100.00 | 8/12/2011 7:35:36 PM |
| Kaj | $30.00 | 8/13/2011 6:47:37 AM |
| charming-exchange7 | $25.00 | 8/13/2011 1:34:28 PM |
| organized-payment6 | $50.00 | 8/13/2011 1:11:57 PM |
| sensible-trade | $25.00 | 8/13/2011 10:11:04 AM |
| powerful-finance7 | $25.00 | 8/13/2011 1:47:08 PM |
| SolarMoonshine | $25.00 | 8/14/2011 2:50:21 PM |
| loss-of-control | $75.00 | 8/14/2011 5:58:22 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:33 AM |
| dollar-sonnet3 | $50.00 | 8/15/2011 7:09:04 AM |
| Zane314 | $100.00 | 8/15/2011 4:38:44 PM |
| radforj22 | $25.00 | 8/15/2011 5:53:21 PM |
| independent-revenue4 | $50.00 | 8/15/2011 7:19:20 PM |
| genius520 | $50.00 | 8/16/2011 1:28:05 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:15 AM |
| best-friendly-fairness | $50.00 | 8/16/2011 8:57:39 AM |
| friendinmoney | $25.00 | 8/16/2011 2:28:05 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:21 AM |
| velocity-pear | $50.00 | 8/16/2011 6:04:47 PM |
| credit-maple5 | $50.00 | 8/17/2011 8:21:44 AM |
| hardwareman | $33.00 | 8/17/2011 4:25:32 AM |
| DaiUy | $25.00 | 8/17/2011 1:10:03 PM |
| damanq | $25.00 | 8/17/2011 2:08:02 PM |
| ursus | $50.00 | 8/17/2011 5:10:20 PM |
| ttnk62918 | $25.00 | 8/17/2011 10:08:24 AM |
| nickel-ferret | $50.00 | 8/17/2011 1:18:55 PM |
| Weaverville | $50.00 | 8/17/2011 1:00:52 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:18 PM |
| vutah | $25.00 | 8/17/2011 10:00:12 PM |
| the-profit-oracle | $25.00 | 8/17/2011 4:46:57 PM |
| oldman68 | $25.00 | 8/17/2011 5:27:44 PM |
| nalaari | $30.00 | 8/17/2011 6:37:00 PM |
| Richmp412 | $25.00 | 8/18/2011 7:14:59 AM |
| BR-549 | $25.00 | 8/18/2011 7:37:38 AM |
| daekpon | $35.00 | 8/17/2011 9:32:31 PM |
| radiant-cash0 | $29.00 | 8/18/2011 2:44:20 AM |
| julijask | $45.00 | 8/18/2011 11:19:18 AM |
| don8ter | $25.00 | 8/18/2011 4:49:45 AM |
| TennSquire | $50.00 | 8/18/2011 11:50:13 AM |
| PaulW | $25.00 | 8/18/2011 8:23:25 AM |
| trustworthy-hope189 | $25.00 | 8/18/2011 10:24:08 AM |
| astute-benjamins | $25.00 | 8/18/2011 10:04:03 AM |
| the-enthralling-coin | $25.00 | 8/18/2011 11:39:02 AM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
520337
This series of Notes was issued and sold upon the funding of the borrower loan #52532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $479.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1984 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
20 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 81 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,091 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Diamondsare4ever |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding ring
Purpose of loan:
This loan will be used to...pay for a 2 carat solitaire diamond.
My financial situation:
I am a good candidate for this loan because...I make a steady income and my fianc? works on commission and makes between 10,000-15,000 a month and our wedding is in two weeks and not all his commissions have come in.
Monthly net income: $ 12,000-16000
Monthly expenses: $ 8000-9000
Housing: $2600
Insurance: $ 300
Car expenses: $ 477
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $1500
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $300 (school loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| goodhearted-generosity511 | $25.00 | 8/7/2011 5:02:23 PM |
| restless-dime | $25.00 | 8/7/2011 1:44:36 PM |
| golffish2 | $25.00 | 8/8/2011 4:22:51 AM |
| first-class-gold0 | $75.00 | 8/7/2011 6:17:38 PM |
| note-mover9 | $200.00 | 8/7/2011 6:47:25 PM |
| jkeller4000 | $25.00 | 8/7/2011 12:21:47 PM |
| tender-ore | $30.00 | 8/7/2011 12:42:36 PM |
| econgineer | $50.00 | 8/7/2011 4:53:30 PM |
| dynrep | $100.00 | 8/9/2011 8:13:37 AM |
| top-courteous-peso | $50.00 | 8/8/2011 2:15:42 PM |
| profit-powerplant | $25.00 | 8/9/2011 9:46:22 AM |
| The_Lendor | $25.00 | 8/9/2011 7:06:32 AM |
| loss-of-control | $100.00 | 8/8/2011 5:41:03 PM |
| g-mak-fund | $25.00 | 8/9/2011 11:37:33 AM |
| liberty-magnate | $25.00 | 8/9/2011 8:07:21 PM |
| slxvq | $35.32 | 8/10/2011 8:51:10 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:15 PM |
| burgeoning-marketplace4 | $37.09 | 8/10/2011 9:42:47 AM |
| reward-gala | $50.00 | 8/12/2011 8:09:38 AM |
| intelligent-benefit657 | $45.00 | 8/12/2011 10:00:24 AM |
| javelin0 | $25.00 | 8/12/2011 4:54:25 PM |
| finance-mushroom | $100.00 | 8/13/2011 7:11:40 AM |
| javelin0 | $50.00 | 8/13/2011 2:49:18 PM |
| burgeoning-marketplace4 | $125.00 | 8/13/2011 9:51:27 PM |
| money-banker867 | $25.00 | 8/15/2011 8:25:46 AM |
| _NaLNaBB | $400.00 | 8/15/2011 9:03:56 AM |
| active-wealth3 | $25.00 | 8/14/2011 9:01:01 PM |
| devoider | $25.00 | 8/15/2011 8:23:39 AM |
| friendinmoney | $49.46 | 8/15/2011 9:15:29 AM |
| open-credit40 | $50.00 | 8/15/2011 7:59:59 PM |
| mammalian4 | $25.00 | 8/15/2011 6:12:38 PM |
| loss-of-control | $25.00 | 8/15/2011 6:18:20 PM |
| new-goodhearted-economy | $64.55 | 8/15/2011 8:50:32 PM |
| sundaisybabie | $28.00 | 8/16/2011 10:19:06 AM |
| Bob450 | $25.00 | 8/16/2011 7:57:09 AM |
| kain11286 | $50.00 | 8/16/2011 8:50:55 AM |
| missing-link | $25.00 | 8/16/2011 7:55:13 AM |
| thriller451 | $36.60 | 8/16/2011 11:40:03 AM |
| Investor_DP | $100.00 | 8/7/2011 12:03:48 PM |
| CA-Lender | $25.00 | 8/7/2011 1:49:31 PM |
| ddoneday | $25.00 | 8/8/2011 8:48:58 AM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:18 PM |
| reflective-rupee | $100.00 | 8/7/2011 12:37:11 PM |
| thehousewife | $50.00 | 8/8/2011 5:19:16 AM |
| green-trade-dolphin | $150.00 | 8/7/2011 3:40:42 PM |
| penny-champ5 | $25.00 | 8/7/2011 7:08:44 PM |
| kgeezy | $25.00 | 8/8/2011 10:25:47 AM |
| InChicago | $100.00 | 8/9/2011 7:04:21 AM |
| golffish2 | $25.00 | 8/8/2011 11:06:49 AM |
| Danylostefan | $25.00 | 8/9/2011 8:27:19 AM |
| Southern_Illinois_Girl | $33.96 | 8/9/2011 7:20:29 PM |
| principal-star | $25.00 | 8/10/2011 10:07:16 AM |
| thomas16882004 | $25.00 | 8/9/2011 10:40:33 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:42 AM |
| silver-enlightenment0 | $100.00 | 8/11/2011 8:47:36 AM |
| wind183 | $100.00 | 8/11/2011 6:32:22 PM |
| vutah | $25.00 | 8/11/2011 4:51:38 PM |
| golffish2 | $50.00 | 8/12/2011 4:48:46 AM |
| wealth-pipeline | $25.00 | 8/12/2011 8:16:27 AM |
| Stek7 | $25.00 | 8/12/2011 5:51:12 AM |
| cash-mad-scientist3 | $25.00 | 8/12/2011 6:02:07 PM |
| pennywise666 | $25.00 | 8/12/2011 8:44:33 PM |
| influential-payment6 | $25.00 | 8/12/2011 8:49:10 PM |
| simplelender80 | $150.00 | 8/13/2011 7:15:40 AM |
| GUIDOLANDIA | $25.00 | 8/13/2011 6:41:27 AM |
| beakerfish | $50.00 | 8/13/2011 10:21:12 AM |
| value-allocator1 | $100.00 | 8/13/2011 10:55:40 AM |
| tender-ore | $25.56 | 8/13/2011 11:26:12 PM |
| thebigrig | $250.00 | 8/15/2011 2:52:22 AM |
| trader-joe | $25.00 | 8/14/2011 3:36:14 PM |
| 108lender | $100.00 | 8/15/2011 9:10:28 AM |
| dough-museum1 | $25.00 | 8/15/2011 8:19:31 AM |
| first-lovely-dollar | $63.00 | 8/15/2011 8:47:35 AM |
| dough-bear | $25.00 | 8/15/2011 8:31:06 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:26 AM |
| irrelevant | $25.00 | 8/15/2011 10:05:12 AM |
| Bill88 | $30.00 | 8/15/2011 2:10:13 PM |
| chato2345 | $218.48 | 8/16/2011 7:25:12 AM |
| Nerdster1 | $25.11 | 8/16/2011 4:58:11 AM |
| asiaratt | $50.00 | 8/16/2011 5:05:24 AM |
| loan-sensai | $84.52 | 8/16/2011 7:21:13 AM |
| finance-fan7 | $41.11 | 8/16/2011 6:03:47 AM |
| newest-power-banker | $50.00 | 8/16/2011 9:39:56 AM |
| LuvToLend | $27.24 | 8/16/2011 10:20:29 AM |
| pious-benjamins1 | $50.00 | 8/16/2011 11:00:40 AM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
520397
This series of Notes was issued and sold upon the funding of the borrower loan #52719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
9 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,130 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| liveinlove |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Request for Adoption Loan
This loan will be used to help fund an international adoption; I want to adopt a child from an orphanage in India. Thank you for helping to make this dream a reality.
I have 2 solid and well paying jobs from which I have no possibility of being laid off. I have been a special ed teacher for 14 yrs, and now work for the same school district as a counselor. I also work as a special ed teacher for a charter school (x 4 yrs).
I consistently make monthly payments to my creditors.
Monthly net income: $6000.00
Monthly expenses: $4500.00 (approx)
Housing: $1350.00
Insurance: $195.00
Car expenses: $400.00
Utilities: $120.00 (ave)
Phone, cable, internet: $210.00 (ave)
Food, entertainment: $ 400.00 (ave)
Clothing, household expenses: $ 200.00 (ave)
Credit cards and other loans: $ 1150.00
Other expenses: $400.00 (ave, for gas)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fervent-currency5 | $30.00 | 8/16/2011 10:45:17 AM |
| green-trade-dolphin | $25.00 | 8/7/2011 3:37:10 PM |
| Investor_DP | $100.00 | 8/7/2011 12:02:37 PM |
| compoundinterest | $50.00 | 8/9/2011 9:04:07 AM |
| herbyman | $50.00 | 8/11/2011 10:02:51 AM |
| Kaj | $30.00 | 8/13/2011 6:47:43 AM |
| Redmond | $25.00 | 8/15/2011 6:17:11 PM |
| Ripsaw4U | $50.00 | 8/16/2011 1:20:00 PM |
| genius520 | $50.00 | 8/16/2011 1:28:09 PM |
| velocity-pear | $50.00 | 8/16/2011 6:04:50 PM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:43 AM |
| radforj22 | $25.00 | 8/17/2011 12:41:55 PM |
| credit-maple5 | $50.00 | 8/17/2011 8:21:49 AM |
| best-friendly-fairness | $50.00 | 8/17/2011 10:44:47 AM |
| reflective-rupee | $100.00 | 8/17/2011 12:57:17 PM |
| boylezz | $25.00 | 8/17/2011 2:53:19 PM |
| don8ter | $25.00 | 8/18/2011 4:49:51 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:04 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:34 AM |
| kriegs | $100.00 | 8/18/2011 5:10:27 PM |
| Investoman | $100.00 | 8/18/2011 8:22:02 PM |
| cash-surge | $25.00 | 8/18/2011 9:37:55 PM |
| melodious-fairness | $25.00 | 8/19/2011 8:29:04 AM |
| moola-pillow | $25.00 | 8/19/2011 7:48:54 AM |
| gentle-penny7 | $50.00 | 8/19/2011 1:52:14 PM |
| MadHun | $200.00 | 8/19/2011 5:12:57 PM |
| kindness-party | $25.00 | 8/19/2011 12:18:07 PM |
| WLenders | $50.00 | 8/19/2011 10:54:53 PM |
| ErsatzMike | $50.00 | 8/19/2011 2:34:16 PM |
| dospapalotes | $25.00 | 8/20/2011 7:04:16 AM |
| Ivan2007 | $25.00 | 8/20/2011 10:38:49 AM |
| finance-admirer614 | $25.00 | 8/20/2011 8:13:53 AM |
| nalaari | $35.00 | 8/20/2011 2:08:34 PM |
| SRK_FROM_WA | $50.00 | 8/20/2011 9:08:56 AM |
| unclejaef | $25.00 | 8/20/2011 3:21:58 PM |
| leeball | $50.00 | 8/20/2011 9:52:29 AM |
| jbaum | $25.00 | 8/20/2011 3:38:03 PM |
| britgsb | $100.00 | 8/20/2011 10:49:08 AM |
| truth-crusader7 | $150.00 | 8/20/2011 4:01:25 PM |
| Enz0 | $38.00 | 8/20/2011 12:04:18 PM |
| revenue-serenity | $200.00 | 8/20/2011 11:09:42 AM |
| orange-dollar-guild | $25.00 | 8/20/2011 4:26:47 PM |
| money-bauble | $200.00 | 8/20/2011 12:06:58 PM |
| lonix | $25.00 | 8/20/2011 3:20:15 PM |
| divedude | $25.00 | 8/20/2011 3:17:41 PM |
| terrific-fund5 | $25.00 | 8/20/2011 4:46:57 PM |
| compassion-bauble4 | $25.00 | 8/20/2011 5:09:41 PM |
| reflective-rupee | $100.00 | 8/7/2011 12:24:43 PM |
| samaritan5 | $28.00 | 8/9/2011 5:36:06 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:16 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:42 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:21 AM |
| disaster13 | $50.00 | 8/13/2011 7:33:56 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:41 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:50 PM |
| Peterman | $25.00 | 8/16/2011 6:18:31 AM |
| Zane314 | $100.00 | 8/15/2011 4:38:55 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:21 AM |
| hostbank | $100.00 | 8/16/2011 1:25:51 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:33 AM |
| nickel-ferret | $50.00 | 8/17/2011 1:19:01 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:02 PM |
| javelin0 | $50.00 | 8/17/2011 5:19:45 PM |
| lostperception | $25.00 | 8/17/2011 9:22:59 PM |
| vigilance-revolutionary | $25.00 | 8/18/2011 11:44:30 AM |
| hitsman | $50.00 | 8/18/2011 10:58:35 AM |
| grf1945 | $25.00 | 8/18/2011 11:30:21 AM |
| peace-flower9 | $25.00 | 8/18/2011 12:32:42 PM |
| whitegold24k | $100.00 | 8/18/2011 1:11:03 PM |
| TomDalonajay | $25.00 | 8/19/2011 3:34:12 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:27 AM |
| market-jam | $25.00 | 8/19/2011 8:21:57 AM |
| finance-symphony7 | $100.00 | 8/19/2011 7:01:12 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:32 PM |
| bss97603 | $25.00 | 8/19/2011 12:33:22 PM |
| income-thinker4 | $25.00 | 8/20/2011 12:03:31 AM |
| wise-silver-wonder | $25.00 | 8/19/2011 1:33:52 PM |
| hrubinst | $50.00 | 8/19/2011 2:01:05 PM |
| interstellar | $75.00 | 8/20/2011 5:04:06 AM |
| MrOglesby | $35.00 | 8/19/2011 4:46:29 PM |
| a-finance-nirvana | $50.00 | 8/19/2011 5:09:08 PM |
| Chipberk | $50.00 | 8/20/2011 8:07:33 AM |
| nalaari | $25.00 | 8/20/2011 8:17:23 AM |
| meenan | $50.00 | 8/20/2011 3:24:12 AM |
| marwadi-62 | $100.00 | 8/20/2011 5:33:15 AM |
| ursus | $50.00 | 8/20/2011 12:09:19 PM |
| Sugarmama21 | $50.00 | 8/20/2011 2:07:22 PM |
| astute-benjamins | $25.00 | 8/20/2011 2:29:32 PM |
| industrious-transparency6 | $50.00 | 8/20/2011 9:14:44 AM |
| sunnyboy_7478 | $50.00 | 8/20/2011 9:35:31 AM |
| epall | $25.00 | 8/20/2011 12:22:36 PM |
| bid-lightning9 | $25.00 | 8/20/2011 12:54:02 PM |
| jdrez | $25.00 | 8/20/2011 5:35:27 PM |
| Rivervale_Westwood | $25.00 | 8/20/2011 1:42:42 PM |
| Preteur | $25.00 | 8/20/2011 2:18:29 PM |
| cajunguy | $50.00 | 8/20/2011 2:38:51 PM |
| Approved1234 | $50.00 | 8/20/2011 3:22:07 PM |
| A11CREDIT | $30.33 | 8/20/2011 3:28:11 PM |
| speedy-point4 | $29.44 | 8/20/2011 5:38:58 PM |
| ideal-economy | $44.23 | 8/20/2011 5:21:24 PM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
520603
This series of Notes was issued and sold upon the funding of the borrower loan #52516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,549.89 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $279.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| >1000% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 25y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,216 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonus-bliss4 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
shop
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dynrep | $25.00 | 8/9/2011 7:13:02 PM |
| thomas16882004 | $25.00 | 8/9/2011 10:39:43 PM |
| green-trade-dolphin | $25.00 | 8/10/2011 5:46:55 AM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:34 PM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:41 PM |
| frogperson | $75.00 | 8/14/2011 7:44:40 AM |
| profit-powerplant | $25.00 | 8/14/2011 12:33:00 AM |
| ddog0224 | $25.00 | 8/15/2011 12:20:24 PM |
| jonmars | $25.00 | 8/15/2011 2:24:53 PM |
| Dubbs360 | $200.00 | 8/15/2011 3:57:42 PM |
| return-investor6 | $25.99 | 8/15/2011 7:36:21 PM |
| chato2345 | $100.00 | 8/16/2011 7:17:26 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:34 AM |
| mlj0671 | $25.00 | 8/16/2011 7:30:35 PM |
| eloquent-bill6 | $25.00 | 8/17/2011 9:11:25 AM |
| zone6 | $80.00 | 8/17/2011 8:43:57 AM |
| afterhours | $25.00 | 8/17/2011 4:26:38 PM |
| ledesma31 | $250.00 | 8/17/2011 2:51:14 PM |
| reward-harp | $224.06 | 8/17/2011 8:03:05 PM |
| euro-spark | $25.00 | 8/17/2011 6:36:19 PM |
| new-ore-venture | $100.00 | 8/17/2011 8:49:56 PM |
| hitsman | $50.00 | 8/18/2011 10:58:50 AM |
| lovely-order7 | $25.00 | 8/18/2011 5:25:13 AM |
| revenue-appraiser | $25.00 | 8/18/2011 7:06:28 AM |
| shrewd-peace7 | $25.00 | 8/19/2011 1:24:09 AM |
| nycfinance | $25.00 | 8/19/2011 11:23:06 AM |
| js44043 | $25.00 | 8/19/2011 10:38:46 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:44 PM |
| Nojukbong | $100.00 | 8/19/2011 5:52:59 PM |
| social-conductor4 | $25.00 | 8/20/2011 5:42:04 PM |
| youngtrader | $300.00 | 8/21/2011 2:29:20 PM |
| BlueRockCapitalMgt | $100.00 | 8/21/2011 8:28:36 PM |
| new-interest-network | $50.00 | 8/21/2011 3:00:48 PM |
| steven3333 | $25.00 | 8/21/2011 5:34:02 PM |
| asset-beeper8 | $150.00 | 8/22/2011 6:50:58 AM |
| VJ_Financial | $26.27 | 8/21/2011 4:26:51 PM |
| dudebrah | $25.00 | 8/21/2011 6:01:51 PM |
| Zane314 | $100.00 | 8/21/2011 9:28:23 PM |
| basis-wizard8 | $50.00 | 8/22/2011 7:41:55 AM |
| shmb6508 | $100.26 | 8/22/2011 9:08:49 AM |
| MadHun | $200.00 | 8/22/2011 9:13:55 AM |
| social-conductor4 | $25.00 | 8/22/2011 1:53:48 PM |
| buffalobills | $25.00 | 8/22/2011 10:39:34 AM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:36 PM |
| rescue | $100.00 | 8/22/2011 3:44:10 PM |
| p2ploan-charmer | $25.00 | 8/22/2011 10:37:34 PM |
| 108lender | $200.00 | 8/22/2011 5:47:33 PM |
| blackstar | $25.00 | 8/23/2011 5:55:11 AM |
| abundant-credit6 | $25.00 | 8/23/2011 5:57:05 AM |
| stock106 | $25.00 | 8/23/2011 6:07:04 AM |
| drg6289 | $25.00 | 8/22/2011 7:56:45 PM |
| money-banker867 | $25.00 | 8/22/2011 8:11:44 PM |
| QuantumLobster | $25.00 | 8/23/2011 9:13:03 AM |
| irrelevant | $25.00 | 8/23/2011 6:05:41 AM |
| clean-finance1 | $35.00 | 8/23/2011 9:48:03 AM |
| orange-preeminant-bill | $25.00 | 8/23/2011 6:59:47 AM |
| treasure-bliss | $25.00 | 8/23/2011 6:50:17 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:03 AM |
| silverloan | $25.00 | 8/23/2011 8:33:57 AM |
| Comoparklender | $50.00 | 8/23/2011 2:41:17 PM |
| tender-commerce8 | $50.00 | 8/23/2011 10:10:36 AM |
| DadWarbucks | $25.00 | 8/23/2011 10:07:03 AM |
| NoCal | $25.00 | 8/23/2011 10:35:50 AM |
| dordee | $50.00 | 8/23/2011 10:43:17 AM |
| kyle84119 | $34.00 | 8/23/2011 10:45:04 AM |
| eronyc | $25.00 | 8/23/2011 2:13:03 PM |
| agile-fund3 | $25.00 | 8/23/2011 2:17:54 PM |
| investtor | $25.00 | 8/23/2011 4:26:46 PM |
| Investor_DP | $100.00 | 8/9/2011 5:01:39 PM |
| cardminger | $25.00 | 8/9/2011 9:14:14 PM |
| Megaton | $25.00 | 8/10/2011 9:25:07 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:33 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:55 AM |
| diplomatic-wealth7 | $25.00 | 8/11/2011 4:15:57 PM |
| simplelender80 | $300.00 | 8/13/2011 7:13:46 AM |
| top-courteous-peso | $50.00 | 8/15/2011 1:33:41 PM |
| Mariner3605 | $25.00 | 8/15/2011 9:08:00 PM |
| hookUup | $25.28 | 8/15/2011 5:03:15 PM |
| adamdroker | $25.00 | 8/16/2011 2:09:15 PM |
| fairhelper | $25.00 | 8/16/2011 7:40:59 AM |
| worldly-gold | $75.00 | 8/16/2011 7:41:37 PM |
| handy-justice | $50.00 | 8/16/2011 8:17:50 PM |
| finance-dandelion | $100.00 | 8/16/2011 5:09:53 PM |
| ferocious-exchange3 | $31.42 | 8/17/2011 5:18:32 AM |
| scarlet-velvet | $25.08 | 8/16/2011 4:57:54 PM |
| platinum-scientist9 | $25.00 | 8/16/2011 7:27:09 PM |
| jebber007 | $30.64 | 8/16/2011 9:40:04 PM |
| orderly-wampum | $200.00 | 8/17/2011 11:03:41 AM |
| Weaverville | $25.00 | 8/17/2011 1:01:54 PM |
| lucky2 | $25.42 | 8/17/2011 2:46:37 PM |
| doublediamond | $25.00 | 8/17/2011 5:16:08 PM |
| orderly-wampum | $100.00 | 8/18/2011 8:06:37 AM |
| money-baron | $25.00 | 8/18/2011 4:30:53 AM |
| grove064 | $100.00 | 8/18/2011 10:57:24 AM |
| bath836 | $53.16 | 8/18/2011 10:32:23 AM |
| mercuriant | $25.00 | 8/18/2011 10:23:20 AM |
| capital-galaxy | $300.00 | 8/18/2011 11:41:17 AM |
| handy-justice | $50.00 | 8/18/2011 8:48:45 PM |
| kind-efficient-credit | $30.00 | 8/18/2011 9:26:09 PM |
| shawnw2 | $50.00 | 8/18/2011 11:30:30 PM |
| capital-zoo | $50.00 | 8/18/2011 4:34:57 PM |
| foothillender | $25.00 | 8/19/2011 8:15:58 AM |
| Jaoe | $50.00 | 8/19/2011 5:55:23 AM |
| order-tuba2 | $200.00 | 8/19/2011 3:34:31 PM |
| investment-artist | $25.02 | 8/20/2011 8:05:55 AM |
| wise-deal-panda | $50.00 | 8/20/2011 1:00:59 PM |
| payout-achievement | $50.00 | 8/20/2011 12:10:30 PM |
| Dubbs360 | $100.00 | 8/20/2011 5:23:50 PM |
| friendly-principal76 | $25.00 | 8/20/2011 10:36:54 PM |
| moola-pillow | $55.19 | 8/21/2011 1:34:16 PM |
| gristle_mcthornbody | $25.00 | 8/21/2011 8:38:42 AM |
| Jack55304 | $200.00 | 8/21/2011 9:26:30 AM |
| desertoasis | $25.00 | 8/21/2011 8:39:10 AM |
| Terapin0511 | $27.10 | 8/21/2011 7:19:02 PM |
| financial-frenzy | $50.00 | 8/21/2011 2:59:49 PM |
| js44043 | $25.00 | 8/22/2011 7:15:33 AM |
| indomitable-dedication | $50.00 | 8/22/2011 7:36:54 AM |
| antlr | $50.00 | 8/21/2011 11:49:31 PM |
| dinero-vista2 | $50.00 | 8/22/2011 7:10:46 AM |
| tpleus | $50.00 | 8/22/2011 9:10:28 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:44:57 AM |
| broc78 | $25.00 | 8/22/2011 4:15:12 PM |
| dragster442 | $25.00 | 8/22/2011 5:08:37 PM |
| asiaratt | $50.00 | 8/22/2011 5:08:56 PM |
| finance-mushroom | $100.00 | 8/22/2011 5:11:19 PM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:23:52 AM |
| genelinist | $75.00 | 8/22/2011 12:36:55 PM |
| zippy-market5 | $25.00 | 8/22/2011 11:42:54 AM |
| Ducatiman1978 | $25.00 | 8/22/2011 12:46:46 PM |
| SqueezeKing | $25.00 | 8/22/2011 2:35:58 PM |
| power-bluebird2 | $25.00 | 8/22/2011 3:41:30 PM |
| equallender | $50.00 | 8/22/2011 3:50:49 PM |
| velocity-pear | $50.00 | 8/22/2011 4:21:38 PM |
| dedicated-transaction796 | $30.00 | 8/22/2011 10:26:45 PM |
| GoodLuckLender | $50.00 | 8/22/2011 5:12:18 PM |
| coin-investor | $25.00 | 8/22/2011 5:27:26 PM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:50 PM |
| LoanerPrincipal | $25.00 | 8/22/2011 5:20:37 PM |
| deal-enthusiast | $100.00 | 8/22/2011 6:32:52 PM |
| tremendous-payment | $25.00 | 8/22/2011 7:48:22 PM |
| rapid-credit428 | $25.00 | 8/22/2011 8:15:33 PM |
| Miklot | $75.00 | 8/23/2011 1:26:06 AM |
| iolaire | $25.00 | 8/23/2011 9:39:44 AM |
| nodrivelpls | $25.00 | 8/23/2011 5:50:05 AM |
| economy-producer | $25.00 | 8/23/2011 8:13:05 AM |
| bmw2 | $36.00 | 8/23/2011 3:06:24 PM |
| Bob450 | $30.00 | 8/23/2011 10:06:45 AM |
| minddoc | $25.00 | 8/23/2011 10:20:20 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:05 AM |
| BradyKP | $25.00 | 8/23/2011 12:16:11 PM |
| Reinadog9 | $25.00 | 8/23/2011 1:16:35 PM |
| IIP77 | $25.00 | 8/23/2011 4:24:58 PM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
520623
This series of Notes was issued and sold upon the funding of the borrower loan #52577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,869.93 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $176.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 20y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $198 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| silver-utopia2 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| equitable-capital758 | $250.00 | 8/9/2011 2:18:37 PM |
| compoundinterest | $50.00 | 8/9/2011 9:04:23 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:28 AM |
| suges | $100.00 | 8/11/2011 8:14:53 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:48 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:54 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:31 AM |
| genius520 | $50.00 | 8/16/2011 1:28:13 PM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:47 AM |
| credit-maple5 | $50.00 | 8/17/2011 8:21:52 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:21 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:49 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:46:55 PM |
| javelin0 | $50.00 | 8/17/2011 5:19:46 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:09 AM |
| nickel-ferret | $50.00 | 8/18/2011 9:15:56 AM |
| hitsman | $50.00 | 8/18/2011 10:58:43 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:38 AM |
| best-friendly-fairness | $50.00 | 8/18/2011 4:07:10 PM |
| PaulW | $25.00 | 8/19/2011 4:08:08 AM |
| wise-silver-wonder | $25.00 | 8/19/2011 1:33:58 PM |
| peace-flower9 | $50.00 | 8/19/2011 5:26:03 PM |
| gentle-penny7 | $50.00 | 8/19/2011 1:52:16 PM |
| petsheep | $50.00 | 8/19/2011 8:33:43 PM |
| jbaum | $25.00 | 8/20/2011 3:38:07 PM |
| unclejaef | $25.00 | 8/20/2011 3:22:00 PM |
| enchanted-note | $50.00 | 8/21/2011 7:37:33 AM |
| britgsb | $50.00 | 8/21/2011 8:49:52 AM |
| massuot | $25.00 | 8/21/2011 8:00:27 AM |
| marwadi-62 | $100.00 | 8/21/2011 4:20:56 PM |
| ramsba | $50.00 | 8/21/2011 6:00:41 PM |
| fallentimbers | $25.00 | 8/21/2011 6:14:35 PM |
| CK1 | $25.00 | 8/21/2011 12:06:46 PM |
| first-euro-rapture | $25.00 | 8/21/2011 7:35:36 PM |
| logical-investment4 | $25.00 | 8/21/2011 7:52:50 PM |
| financial-frenzy | $50.00 | 8/21/2011 2:59:48 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:12 PM |
| listing-trapper3 | $50.00 | 8/21/2011 1:53:22 PM |
| Isotope | $25.00 | 8/21/2011 4:00:00 PM |
| income-buddy7 | $25.00 | 8/21/2011 3:00:26 PM |
| goat0 | $50.00 | 8/22/2011 9:09:48 AM |
| DadWarbucks | $25.00 | 8/22/2011 10:33:21 AM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:42:13 AM |
| kilpat | $40.43 | 8/22/2011 9:10:52 AM |
| MadHun | $200.00 | 8/22/2011 9:13:54 AM |
| GranCarol | $25.00 | 8/22/2011 9:48:58 AM |
| gustavholstopus32 | $25.00 | 8/22/2011 3:06:37 PM |
| orbiter687 | $25.00 | 8/22/2011 10:40:14 AM |
| loantigger | $25.00 | 8/22/2011 11:53:59 AM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:32 PM |
| VAGweilo | $100.00 | 8/22/2011 4:53:11 PM |
| Investor_DP | $100.00 | 8/9/2011 9:00:43 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:33 AM |
| superb-funds335 | $25.00 | 8/11/2011 8:05:34 PM |
| herbyman | $50.00 | 8/13/2011 10:07:06 AM |
| patriot897 | $25.00 | 8/15/2011 3:10:13 PM |
| Zane314 | $100.00 | 8/15/2011 4:39:04 PM |
| Redmond | $25.00 | 8/15/2011 6:17:15 PM |
| Peterman | $25.00 | 8/16/2011 6:18:34 AM |
| hostbank | $100.00 | 8/16/2011 5:09:02 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:18 PM |
| boylezz | $25.00 | 8/17/2011 2:53:22 PM |
| don8ter | $25.00 | 8/18/2011 4:49:55 AM |
| EngineersAlliance | $75.00 | 8/18/2011 6:56:17 AM |
| Solid-Platinum | $25.00 | 8/18/2011 12:38:43 PM |
| Occhy | $50.00 | 8/18/2011 7:51:47 PM |
| radforj22 | $25.00 | 8/18/2011 7:58:06 PM |
| cash-surge | $25.00 | 8/18/2011 9:37:57 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:30 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:40 PM |
| hrubinst | $50.00 | 8/19/2011 2:01:09 PM |
| agreement-fluffy-bunny | $25.00 | 8/19/2011 3:20:13 PM |
| finance-symphony7 | $100.00 | 8/19/2011 7:06:17 PM |
| Leshan | $25.00 | 8/20/2011 9:05:52 AM |
| Brisket_Bob | $32.50 | 8/20/2011 10:44:07 AM |
| slick8812 | $25.00 | 8/20/2011 1:30:49 PM |
| terrific-fund5 | $25.00 | 8/20/2011 4:46:59 PM |
| speedy-point4 | $100.00 | 8/20/2011 5:39:01 PM |
| djh47a | $25.00 | 8/21/2011 8:57:35 AM |
| sentimental-silver7 | $25.00 | 8/21/2011 7:35:00 AM |
| steven3333 | $25.00 | 8/21/2011 4:35:52 PM |
| integrity-trumpet | $47.00 | 8/21/2011 12:59:07 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:19:49 PM |
| triumph329 | $25.00 | 8/22/2011 5:06:54 AM |
| emphatic-responsibility | $25.00 | 8/22/2011 9:46:05 AM |
| mala54 | $25.00 | 8/22/2011 9:19:09 AM |
| peaceful-bazaar497 | $25.00 | 8/22/2011 3:01:15 PM |
| atbright | $25.00 | 8/22/2011 10:12:21 AM |
| revmax | $25.00 | 8/22/2011 10:39:58 AM |
| jga516 | $25.00 | 8/22/2011 3:57:16 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:44:53 AM |
| dragster442 | $50.00 | 8/22/2011 4:03:36 PM |
| Ripsaw4U | $50.00 | 8/22/2011 4:49:54 PM |
| truth-umbrella3 | $25.00 | 8/22/2011 11:05:56 AM |
| currency-balancer | $25.00 | 8/22/2011 11:32:21 AM |
| swandeezl | $25.00 | 8/22/2011 10:46:42 AM |
| porter22 | $25.00 | 8/22/2011 1:15:42 PM |
| grf1945 | $25.00 | 8/22/2011 1:07:10 PM |
| credit-orca | $25.00 | 8/22/2011 2:41:51 PM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:03 PM |
| penguino | $100.00 | 8/22/2011 4:19:40 PM |
| oracle3 | $50.00 | 8/22/2011 4:36:05 PM |
| DPH | $100.00 | 8/22/2011 4:55:25 PM |
| velocity-pear | $50.00 | 8/22/2011 4:21:36 PM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
520639
This series of Notes was issued and sold upon the funding of the borrower loan #52477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
16 | Length of status: | 5y 3m |
|
Amount delinquent:
| $371 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,451 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sst120 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... All bills have been current for five years. I have about 5k in credit card debt I want to pay off in a short period of time
Monthly net income: $8800
Monthly expenses: $
Housing: $800
Insurance: $200
Car expenses: $800
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 8/9/2011 9:01:41 PM |
| green-trade-dolphin | $25.00 | 8/10/2011 5:46:25 AM |
| Investor_DP | $100.00 | 8/10/2011 9:01:51 AM |
| calmfunds | $500.00 | 8/11/2011 8:11:42 AM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:41 PM |
| SolarMoonshine | $25.00 | 8/11/2011 10:05:57 AM |
| 168RichCapital | $25.08 | 8/11/2011 11:05:47 AM |
| Core-Marketing | $25.00 | 8/11/2011 12:34:25 PM |
| thoughtful-exchange8 | $25.00 | 8/11/2011 2:47:13 PM |
| worth-blanket2 | $2,400.00 | 8/11/2011 9:58:44 AM |
| irrelevant | $25.00 | 8/11/2011 2:05:17 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:33 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:56 AM |
| reflective-rupee | $100.00 | 8/11/2011 10:06:42 AM |
| foothillender | $25.00 | 8/11/2011 7:37:50 AM |
| worth-blanket2 | $1,400.00 | 8/11/2011 3:38:20 PM |
| ColoradoLender82 | $24.92 | 8/11/2011 3:49:31 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
520717
This series of Notes was issued and sold upon the funding of the borrower loan #52537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,119 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| valiant-truth066 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Needed to Replace Broken Truck
We recently moved and bought a house. During the move as my husband?s truck broke down. Unfortunately, the truck needs a whole new engine and he does not have the time to do that. We need to replace it as we both work and it is just not feasible to share my car. Why would do we need a loan for this? Turns out our first home lending company was not on the up and up and we had to start all over with a new home lender. The closing costs were several thousand more than we had been told by previous lender. So there went our savings. And here we are in need of a truck desperately but with no savings to scoop one up. We are very reliable and dependable people and you will not be sorry. My husband and I both work Full-time as managers. He is one for a restaurant (38K/year) and I am one for a customer support company (25K/year). We have no other car payments and the mortgage is less than $500/month. I appreciate your time and consideration. Have a wonderful day.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,400.00 | 8/11/2011 9:58:05 AM |
| jkeller4000 | $25.00 | 8/11/2011 1:16:45 PM |
| reflective-rupee | $100.00 | 8/11/2011 10:02:15 AM |
| restless-dime | $50.00 | 8/11/2011 9:40:59 AM |
| EretzCapital | $100.00 | 8/12/2011 7:43:08 AM |
| shrewd-income | $100.00 | 8/11/2011 5:38:03 PM |
| Iwillhuntyoudown | $25.00 | 8/12/2011 9:24:18 AM |
| SDKiwi | $25.00 | 8/12/2011 6:04:11 PM |
| loss-of-control | $100.00 | 8/12/2011 3:15:00 PM |
| I-Believe-In-You | $25.04 | 8/12/2011 6:29:38 PM |
| periko | $25.00 | 8/13/2011 6:40:17 AM |
| palace2 | $232.70 | 8/13/2011 1:34:32 PM |
| marinbb | $50.00 | 8/13/2011 12:00:20 PM |
| DasMula | $25.00 | 8/13/2011 9:01:34 AM |
| SolarMoonshine | $25.00 | 8/11/2011 10:12:27 AM |
| diligent-peace9 | $100.00 | 8/11/2011 12:54:43 PM |
| alexgalt | $25.00 | 8/11/2011 11:02:48 PM |
| Reddy_Capital | $25.00 | 8/12/2011 12:32:42 PM |
| commerce-rumbler0 | $100.00 | 8/12/2011 8:26:59 PM |
| payout-bridge | $50.00 | 8/13/2011 3:31:04 AM |
| riveting-credit5 | $100.00 | 8/12/2011 11:29:19 AM |
| IASKGOD | $25.00 | 8/12/2011 6:35:48 PM |
| sensible-fund | $25.00 | 8/13/2011 8:15:05 AM |
| HappyTurtleDaddy | $242.26 | 8/13/2011 1:19:18 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
520727
This series of Notes was issued and sold upon the funding of the borrower loan #52529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,275.47 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $229.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,074 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| repayment-fanatic |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Monthly Expenses
Purpose of loan:
This loan will be used to... payoff credit cards and attorney fees
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5900
Monthly expenses: $
Housing: $1770
Insurance: $200
Car expenses: $200
Utilities: $350
Phone, cable, internet: $125
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $500 monthly attorney total $1500 remains
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $75.00 | 8/9/2011 6:47:15 PM |
| restless-dime | $100.00 | 8/9/2011 7:01:11 PM |
| Investor_DP | $100.00 | 8/10/2011 9:01:51 AM |
| Legally_Blonde | $25.00 | 8/10/2011 7:10:07 PM |
| alexgalt | $25.00 | 8/10/2011 10:02:07 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:34 PM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:35 PM |
| InChicago | $50.00 | 8/11/2011 8:47:41 AM |
| transparency-giant | $50.00 | 8/15/2011 11:54:32 AM |
| finance-mushroom | $100.00 | 8/16/2011 1:28:57 PM |
| newest-power-banker | $25.00 | 8/16/2011 6:07:06 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:55 AM |
| thehousewife | $25.00 | 8/17/2011 10:56:12 AM |
| kind-finance-burrito | $25.00 | 8/17/2011 7:01:46 PM |
| RMI_Babylon | $25.00 | 8/17/2011 10:41:12 PM |
| gold-cluster | $50.00 | 8/18/2011 6:25:23 AM |
| Investoman | $100.00 | 8/18/2011 8:22:10 PM |
| fortytwo | $100.00 | 8/19/2011 12:07:55 AM |
| dws2380 | $25.00 | 8/19/2011 12:16:41 PM |
| payment-halo | $25.00 | 8/20/2011 2:54:31 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:31 AM |
| all_of_that_one | $25.00 | 8/21/2011 7:20:19 AM |
| kind-credit-bear | $25.40 | 8/22/2011 6:15:42 AM |
| FASTIZIO_P | $25.00 | 8/22/2011 8:45:26 AM |
| javelin0 | $25.00 | 8/22/2011 5:40:52 PM |
| otto1939 | $51.00 | 8/23/2011 2:04:17 PM |
| sosleep | $25.00 | 8/23/2011 2:44:06 PM |
| MJTimages_com | $50.00 | 8/23/2011 9:49:51 AM |
| kind-diligent-coin | $27.00 | 8/23/2011 4:08:39 PM |
| kegs | $400.00 | 8/23/2011 4:33:24 PM |
| larrybird | $503.00 | 8/23/2011 4:36:33 PM |
| wlm3012 | $30.00 | 8/23/2011 4:15:27 PM |
| greencat | $50.00 | 8/10/2011 6:52:50 AM |
| tech310 | $50.00 | 8/9/2011 8:59:01 PM |
| penny-surgeon | $25.00 | 8/10/2011 9:11:44 AM |
| Amber_Stone | $29.06 | 8/10/2011 9:56:26 AM |
| reflective-rupee | $100.00 | 8/10/2011 9:30:55 AM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:42 PM |
| exchange-upholder0 | $25.00 | 8/10/2011 11:58:51 AM |
| larryboy10 | $25.00 | 8/10/2011 11:15:48 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:37 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:57 AM |
| Wangchuk | $25.01 | 8/12/2011 6:35:39 AM |
| profit-powerplant | $25.00 | 8/12/2011 9:06:28 AM |
| CatbirdBanking | $25.00 | 8/12/2011 11:37:33 AM |
| simplelender80 | $150.00 | 8/13/2011 7:15:42 AM |
| wampum-library4 | $100.00 | 8/17/2011 11:09:13 AM |
| asiaratt | $50.00 | 8/17/2011 5:10:04 PM |
| well-mannered-income3 | $30.00 | 8/18/2011 8:31:13 AM |
| transformer855 | $25.00 | 8/18/2011 11:10:21 AM |
| Rogelio48 | $25.00 | 8/19/2011 1:07:56 PM |
| jebber007 | $30.00 | 8/19/2011 5:11:48 PM |
| Interloper | $25.00 | 8/20/2011 12:24:33 PM |
| theprince | $25.00 | 8/21/2011 2:29:20 PM |
| goat0 | $50.00 | 8/22/2011 8:37:19 AM |
| handy-justice | $100.00 | 8/23/2011 2:27:24 AM |
| capital-halo1 | $1,000.00 | 8/22/2011 5:11:01 PM |
| nodrivelpls | $25.00 | 8/23/2011 5:50:06 AM |
| larrybird | $200.00 | 8/22/2011 6:21:13 PM |
| kegs | $250.00 | 8/22/2011 6:23:42 PM |
| eronyc | $25.00 | 8/23/2011 5:22:43 AM |
| progressive-treasure1 | $25.00 | 8/23/2011 8:07:10 AM |
| silverloan | $25.00 | 8/23/2011 8:33:58 AM |
| leverage-monger | $25.00 | 8/23/2011 10:09:21 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:06 AM |
| agreement-animal | $25.00 | 8/23/2011 4:37:29 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
520761
This series of Notes was issued and sold upon the funding of the borrower loan #52475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,781.18 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $384.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 7m |
|
Amount delinquent:
| $50 |
Total credit lines:
| 48 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,418 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| BRIAN75FIRE |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
PAYING OFF HIGH CREDIT CARDS
Purpose of loan:
This loan will be used to...
PAY OFF CREDIT CARD I HAVEN'T USED THEM FOR THE LAST THREE YEARS AND THEY DON'T GO DOWN MUCH.
My financial situation: WORK TWO JOBS ONE FULL TIME AND A PART TIME JOB.
I am a good candidate for this loan because...
WHEN I GET THESE PAID OFF I WILL JUST HAVE A HOUSE PAYMENT AND THAT WOULD BE A GOOD FEELING.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/9/2011 9:04:29 AM |
| MoneyForNothing | $35.75 | 8/9/2011 9:10:11 AM |
| caring-hope2 | $100.00 | 8/10/2011 7:30:33 AM |
| indomitable-coin | $25.00 | 8/10/2011 8:13:56 PM |
| GElender | $25.00 | 8/11/2011 6:13:13 AM |
| uberrific | $75.00 | 8/11/2011 1:09:11 AM |
| ddog0224 | $26.32 | 8/12/2011 1:30:42 PM |
| Interloper | $25.00 | 8/13/2011 6:51:36 AM |
| Dubbs360 | $200.00 | 8/12/2011 8:27:07 PM |
| authoritative-capital | $25.00 | 8/13/2011 8:50:28 AM |
| simplelender80 | $250.00 | 8/13/2011 9:46:52 AM |
| Nazbuster | $25.00 | 8/13/2011 7:37:27 AM |
| britgsb | $134.38 | 8/13/2011 12:36:13 PM |
| social-trumpet | $25.00 | 8/13/2011 2:27:31 PM |
| best-inspiring-deal | $25.00 | 8/13/2011 3:25:18 PM |
| currency-persimmon | $25.00 | 8/13/2011 1:06:37 PM |
| oneeighty | $25.00 | 8/13/2011 8:07:59 PM |
| integrity-doctor | $100.00 | 8/13/2011 8:51:07 PM |
| herbyman | $50.00 | 8/13/2011 10:07:08 AM |
| kdog99 | $100.00 | 8/13/2011 1:44:10 PM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:06 PM |
| moola-gargantuan9 | $50.00 | 8/14/2011 8:01:49 AM |
| silvercertificate | $25.00 | 8/15/2011 6:26:57 AM |
| maldok1 | $50.00 | 8/15/2011 6:35:41 AM |
| order-spy9 | $125.00 | 8/14/2011 6:30:33 PM |
| KCEnterprises | $25.00 | 8/14/2011 12:13:44 PM |
| john0720 | $50.00 | 8/15/2011 6:21:22 AM |
| loss-of-control | $100.00 | 8/14/2011 5:50:30 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:51 AM |
| MoneyTree79 | $55.00 | 8/15/2011 5:38:49 PM |
| cello1 | $25.00 | 8/15/2011 4:25:47 PM |
| worth-buddy0 | $25.00 | 8/15/2011 5:59:58 PM |
| cash-cymbal | $25.00 | 8/15/2011 9:50:43 PM |
| kulender | $100.00 | 8/16/2011 7:27:18 AM |
| yukongin | $25.00 | 8/16/2011 3:16:02 PM |
| principal-bull | $25.00 | 8/16/2011 5:03:39 PM |
| hostbank | $100.00 | 8/16/2011 5:09:05 PM |
| fervent-currency5 | $195.00 | 8/16/2011 9:37:45 PM |
| studio3d | $25.00 | 8/17/2011 5:29:10 AM |
| figs4u2 | $100.00 | 8/16/2011 7:39:42 PM |
| order-prospector | $50.00 | 8/16/2011 11:33:29 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:52 AM |
| Weaverville | $50.00 | 8/17/2011 1:01:21 PM |
| capital-party6 | $50.00 | 8/17/2011 9:02:55 AM |
| wampum-library4 | $25.00 | 8/17/2011 10:56:59 AM |
| revenue-spa8 | $50.00 | 8/17/2011 3:59:50 PM |
| jescowa | $50.00 | 8/17/2011 3:36:24 PM |
| Realty24 | $60.00 | 8/18/2011 6:57:35 AM |
| enthusiastic-ore5 | $25.17 | 8/17/2011 5:55:07 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:12 AM |
| fairness-atmosphere | $25.00 | 8/18/2011 11:22:22 AM |
| don8ter | $25.00 | 8/18/2011 4:49:58 AM |
| helpless23 | $40.10 | 8/18/2011 6:17:15 AM |
| nickel-ferret | $50.00 | 8/18/2011 5:12:16 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:41 AM |
| innocent-liberty6 | $50.00 | 8/18/2011 3:08:44 PM |
| Islandgal | $28.00 | 8/18/2011 1:33:10 PM |
| awwaww | $25.00 | 8/18/2011 3:59:33 PM |
| crw1950 | $50.00 | 8/18/2011 7:15:13 PM |
| Oakland | $50.00 | 8/18/2011 5:58:11 PM |
| C_Mark | $75.00 | 8/18/2011 7:12:56 PM |
| Big_Lendin | $25.00 | 8/18/2011 9:59:16 PM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:52:58 PM |
| cardelt | $35.00 | 8/19/2011 10:26:37 AM |
| nycfinance | $25.00 | 8/19/2011 10:33:17 AM |
| littlemonkey | $25.00 | 8/18/2011 11:28:04 PM |
| YellowJacket | $25.00 | 8/19/2011 7:07:42 AM |
| peace-flower9 | $50.00 | 8/19/2011 5:26:06 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:43 PM |
| pure-loyalty6 | $25.00 | 8/19/2011 9:35:57 PM |
| janeybooboo | $100.00 | 8/20/2011 4:21:54 AM |
| pnace | $35.00 | 8/20/2011 3:32:35 PM |
| Peacepower | $100.00 | 8/20/2011 7:40:28 PM |
| commitment-galaxy | $27.89 | 8/20/2011 4:00:46 PM |
| WarmWeather | $35.00 | 8/21/2011 5:14:59 AM |
| Roundhouse | $100.00 | 8/21/2011 7:31:42 AM |
| djs81 | $50.00 | 8/20/2011 5:40:03 PM |
| robertmm25 | $55.00 | 8/21/2011 9:02:23 AM |
| lenderRXT | $50.00 | 8/20/2011 7:14:48 PM |
| orgy63 | $25.00 | 8/20/2011 6:21:44 PM |
| SanJoser | $25.00 | 8/21/2011 9:29:11 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:26 AM |
| Marathoner | $25.00 | 8/21/2011 11:37:43 AM |
| chekat | $25.00 | 8/21/2011 1:21:14 AM |
| vegibenz | $25.00 | 8/20/2011 9:08:12 PM |
| power-secret-agent | $30.00 | 8/21/2011 5:34:19 AM |
| kind-value-pouch | $50.00 | 8/21/2011 4:37:27 AM |
| gustavzantanon | $25.00 | 8/21/2011 1:23:30 PM |
| bonus-quark4 | $28.25 | 8/21/2011 8:10:20 AM |
| rubylender | $25.00 | 8/21/2011 9:57:01 AM |
| neutrino6 | $36.47 | 8/21/2011 4:07:27 PM |
| friendly-principal76 | $25.00 | 8/21/2011 11:26:47 AM |
| KDW08 | $35.71 | 8/21/2011 5:45:29 PM |
| jmichael23 | $110.00 | 8/21/2011 10:59:58 AM |
| fearless-worth2 | $50.00 | 8/21/2011 11:18:23 AM |
| diplomatic-capital | $50.00 | 8/21/2011 6:56:27 PM |
| power-defender7 | $25.00 | 8/21/2011 7:36:28 PM |
| cac1966 | $45.00 | 8/21/2011 12:20:51 PM |
| TheCount | $25.00 | 8/21/2011 12:49:45 PM |
| majestic-repayment3 | $31.00 | 8/21/2011 12:59:20 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:03 PM |
| silvercertificate | $25.00 | 8/21/2011 8:23:36 PM |
| SummitAdvisors | $500.00 | 8/21/2011 8:23:56 PM |
| compassion-paladin042 | $25.00 | 8/21/2011 2:39:00 PM |
| famous-marketplace9 | $38.00 | 8/21/2011 5:10:59 PM |
| best-listing-toro | $25.00 | 8/21/2011 3:57:34 PM |
| math1973 | $50.00 | 8/21/2011 6:19:55 PM |
| ramsba | $50.00 | 8/21/2011 6:00:43 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:19:51 PM |
| AF-Chief | $100.00 | 8/22/2011 9:36:29 AM |
| autonomous-basis | $25.00 | 8/21/2011 8:23:17 PM |
| GCInvestments | $30.00 | 8/21/2011 9:41:38 PM |
| ingenious-interest1 | $50.00 | 8/22/2011 10:01:34 AM |
| greenback-companion8 | $25.00 | 8/21/2011 8:49:55 PM |
| natural-greenback6 | $25.00 | 8/21/2011 9:21:19 PM |
| Turkish101 | $25.00 | 8/22/2011 1:04:44 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:44:56 AM |
| Anny-Disco | $25.00 | 8/22/2011 5:02:48 AM |
| shmb6508 | $57.00 | 8/22/2011 9:06:59 AM |
| themoneydoctor | $300.00 | 8/22/2011 3:11:45 PM |
| rescue | $100.00 | 8/22/2011 3:44:08 PM |
| revmax | $25.00 | 8/22/2011 10:39:59 AM |
| fiddlerzvi | $25.00 | 8/22/2011 10:21:33 AM |
| currency-balancer | $25.00 | 8/22/2011 11:32:23 AM |
| dospapalotes | $25.00 | 8/22/2011 6:24:43 PM |
| orange-respectful-camaraderi | $25.00 | 8/22/2011 6:30:06 PM |
| otalon | $25.00 | 8/22/2011 1:44:00 PM |
| be_wise | $25.00 | 8/22/2011 6:42:11 PM |
| dwn2low | $25.00 | 8/22/2011 1:48:12 PM |
| richboy56 | $25.00 | 8/22/2011 2:12:05 PM |
| twjh | $25.00 | 8/22/2011 3:01:58 PM |
| money-banker867 | $25.00 | 8/22/2011 8:11:40 PM |
| jga516 | $25.00 | 8/22/2011 3:57:21 PM |
| Ivan2007 | $25.00 | 8/22/2011 10:41:42 PM |
| oracle3 | $50.00 | 8/22/2011 4:36:06 PM |
| credit-maple5 | $50.00 | 8/23/2011 2:50:32 AM |
| astute-benjamins | $25.00 | 8/22/2011 5:38:33 PM |
| mizount | $25.00 | 8/23/2011 4:44:20 AM |
| yield-hut | $50.00 | 8/23/2011 4:47:42 AM |
| LenderByDay | $25.00 | 8/23/2011 6:17:21 AM |
| first-favorite-bonus9 | $25.00 | 8/23/2011 6:22:25 AM |
| wdove511 | $26.00 | 8/23/2011 6:31:27 AM |
| marwadi-62 | $300.00 | 8/22/2011 6:19:01 PM |
| ChicoBob | $25.00 | 8/22/2011 7:57:42 PM |
| JTCorp | $25.00 | 8/23/2011 7:11:02 AM |
| Imaginos1892 | $100.00 | 8/22/2011 7:59:19 PM |
| damanq | $25.00 | 8/22/2011 9:14:13 PM |
| la_tim | $50.00 | 8/22/2011 8:46:32 PM |
| integrity-saver | $25.00 | 8/22/2011 11:14:22 PM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:06 AM |
| investment-force6 | $30.31 | 8/23/2011 8:46:06 AM |
| dollardave | $100.00 | 8/22/2011 11:13:05 PM |
| IIP77 | $25.00 | 8/23/2011 2:59:36 AM |
| causr08 | $25.00 | 8/23/2011 2:20:33 AM |
| hardwareman | $50.00 | 8/23/2011 5:52:07 AM |
| best-marketologist | $25.00 | 8/23/2011 6:08:11 AM |
| BoughtTheFarm | $25.00 | 8/23/2011 6:23:12 AM |
| petsheep | $25.00 | 8/23/2011 7:44:09 AM |
| Oranje88 | $130.00 | 8/23/2011 8:32:19 AM |
| imlosttoo | $25.00 | 8/10/2011 7:19:36 PM |
| Feyenoord | $25.00 | 8/10/2011 8:28:29 PM |
| KADENA462 | $25.00 | 8/12/2011 3:41:26 PM |
| availableloan | $25.00 | 8/12/2011 7:17:01 PM |
| coin-popcorn | $25.00 | 8/12/2011 1:59:55 PM |
| sevenbridges | $355.08 | 8/12/2011 2:36:03 PM |
| setUup | $26.28 | 8/12/2011 6:15:50 PM |
| first-serene-credit | $25.00 | 8/13/2011 6:53:30 AM |
| heerzaquestion | $100.00 | 8/13/2011 6:25:04 AM |
| tibia | $25.00 | 8/13/2011 11:18:52 AM |
| gentle-gain235 | $25.00 | 8/13/2011 8:45:32 AM |
| Leshan | $100.00 | 8/13/2011 9:17:17 AM |
| leeball | $50.00 | 8/13/2011 9:27:57 AM |
| best-inspiring-deal | $25.00 | 8/13/2011 3:26:32 PM |
| Barrayaran | $25.00 | 8/13/2011 2:02:49 PM |
| CreditBuilder2 | $75.00 | 8/13/2011 11:21:48 PM |
| shrewd-peace7 | $25.00 | 8/13/2011 11:30:29 PM |
| treasure-expert | $25.00 | 8/14/2011 6:49:33 AM |
| GoldenGo4 | $50.00 | 8/14/2011 7:16:01 AM |
| payment-halo | $25.00 | 8/15/2011 3:29:49 AM |
| fcrick | $25.00 | 8/15/2011 8:32:36 AM |
| treasure-hunter270 | $25.00 | 8/15/2011 12:43:59 PM |
| friendly-peace4 | $45.00 | 8/15/2011 7:37:31 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:08 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:29 PM |
| artisan369 | $300.00 | 8/15/2011 11:55:28 AM |
| Sixmil | $100.00 | 8/15/2011 12:21:57 PM |
| cocopuffs | $25.00 | 8/15/2011 3:55:08 PM |
| wampum-chorus3 | $25.00 | 8/15/2011 12:13:05 PM |
| finance-symphony7 | $100.00 | 8/15/2011 4:26:46 PM |
| rmpedi33 | $50.00 | 8/16/2011 10:50:51 AM |
| sparkling-contract7 | $25.00 | 8/16/2011 8:53:40 AM |
| ChoiceInvestments | $29.62 | 8/16/2011 1:36:43 PM |
| jmeasn | $241.91 | 8/16/2011 10:29:21 AM |
| CharliesHobbies | $25.00 | 8/16/2011 4:34:10 PM |
| mpatrick | $50.00 | 8/16/2011 4:38:56 PM |
| genius520 | $50.00 | 8/16/2011 1:28:16 PM |
| goldenretriever | $100.00 | 8/16/2011 1:08:30 PM |
| 77dowplace | $30.00 | 8/16/2011 5:50:12 PM |
| the-discrete-income | $25.00 | 8/17/2011 8:07:54 AM |
| green-trade-dolphin2 | $25.00 | 8/16/2011 7:44:49 PM |
| maximizer | $25.00 | 8/17/2011 9:50:43 AM |
| JoeXB | $25.00 | 8/17/2011 10:37:39 AM |
| Zane314 | $300.00 | 8/17/2011 4:54:57 PM |
| Trondheim_Norway | $125.00 | 8/17/2011 12:19:02 PM |
| minista | $25.00 | 8/17/2011 4:20:57 PM |
| red-favorable-basis | $25.00 | 8/17/2011 2:38:24 PM |
| FormulaTroll | $35.06 | 8/18/2011 6:48:26 AM |
| investment-artist | $25.02 | 8/18/2011 7:17:07 AM |
| Sierrahh | $25.00 | 8/17/2011 8:46:52 PM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:18:18 AM |
| repayment-pudding | $25.00 | 8/18/2011 7:01:46 AM |
| capital-zoo | $100.00 | 8/18/2011 4:16:12 PM |
| RedantFinance | $25.00 | 8/18/2011 5:54:32 PM |
| hitsman | $50.00 | 8/18/2011 10:58:47 AM |
| DPH | $100.00 | 8/18/2011 11:54:03 AM |
| skillful-asset5 | $30.00 | 8/18/2011 7:47:03 PM |
| active-order | $25.00 | 8/19/2011 11:52:52 AM |
| sgt-schultz | $36.24 | 8/19/2011 7:33:20 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:36 AM |
| hrubinst | $50.00 | 8/19/2011 2:01:12 PM |
| radforj22 | $25.00 | 8/19/2011 7:30:36 PM |
| promise2 | $56.79 | 8/19/2011 7:54:29 PM |
| authoritative-loot | $25.00 | 8/19/2011 8:12:13 PM |
| degster | $25.00 | 8/20/2011 11:46:57 AM |
| lounges | $25.00 | 8/20/2011 6:39:23 AM |
| relentless-fund1 | $50.00 | 8/20/2011 3:39:49 PM |
| bmbanzai | $25.00 | 8/20/2011 3:44:00 PM |
| investment-kingdom | $200.00 | 8/20/2011 4:56:05 PM |
| credit-bank-usa611 | $100.00 | 8/20/2011 1:12:25 PM |
| jbaum | $25.00 | 8/20/2011 3:38:12 PM |
| MacBrandon | $25.00 | 8/20/2011 11:45:31 PM |
| s270 | $75.00 | 8/21/2011 12:20:51 AM |
| julijask | $50.00 | 8/20/2011 3:47:55 PM |
| reward-pizza0 | $50.00 | 8/20/2011 4:56:18 PM |
| frobin | $25.00 | 8/20/2011 8:08:36 PM |
| showmethemoney22 | $50.00 | 8/21/2011 7:17:29 AM |
| calinno2 | $50.00 | 8/21/2011 6:43:02 AM |
| friendly-market5 | $25.00 | 8/21/2011 8:26:52 AM |
| active-reward7 | $80.00 | 8/21/2011 2:22:37 PM |
| EarlyRiser | $250.00 | 8/21/2011 7:37:47 AM |
| upbeat-investment9 | $100.00 | 8/21/2011 9:58:56 AM |
| Econominator | $25.00 | 8/21/2011 4:37:06 PM |
| MadHun | $200.00 | 8/21/2011 12:13:16 PM |
| best-friendly-fairness | $50.00 | 8/21/2011 12:24:44 PM |
| Untiedshu | $56.04 | 8/21/2011 9:08:35 PM |
| MrDavid | $100.00 | 8/21/2011 1:21:23 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:17:45 PM |
| wise-silver-wonder | $25.00 | 8/22/2011 6:48:20 AM |
| djkaiser | $25.24 | 8/21/2011 4:12:01 PM |
| Rulea72 | $30.00 | 8/22/2011 7:12:42 AM |
| MilitaryLending | $25.00 | 8/21/2011 5:04:31 PM |
| vigorous-velocity | $100.00 | 8/21/2011 5:40:14 PM |
| Palacios | $50.00 | 8/21/2011 5:46:16 PM |
| TheLoanManCan | $50.00 | 8/21/2011 9:24:08 PM |
| antlr | $50.00 | 8/21/2011 11:49:29 PM |
| soulblest | $34.55 | 8/22/2011 7:12:28 AM |
| Techne_Funds_LLC | $25.00 | 8/22/2011 11:26:21 AM |
| CheapDolo22 | $25.00 | 8/22/2011 8:14:32 AM |
| Ducatiman1978 | $25.00 | 8/22/2011 12:46:45 PM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:34 PM |
| vtrentster | $25.00 | 8/22/2011 3:11:08 PM |
| ethical-social8 | $100.00 | 8/22/2011 6:10:08 PM |
| stealthzap | $100.00 | 8/22/2011 11:51:59 PM |
| VAGweilo | $100.00 | 8/22/2011 4:54:55 PM |
| peace-cadence | $25.00 | 8/23/2011 1:27:57 AM |
| worthy-bid8 | $50.00 | 8/22/2011 5:06:56 PM |
| dragster442 | $40.00 | 8/22/2011 5:11:42 PM |
| duckslayer1 | $25.00 | 8/22/2011 5:24:45 PM |
| lawyerman | $25.00 | 8/23/2011 4:59:48 AM |
| Hazlenut | $100.00 | 8/22/2011 5:55:17 PM |
| PCGeekWI | $25.00 | 8/23/2011 6:19:38 AM |
| BeachWalkz | $25.00 | 8/23/2011 6:50:24 AM |
| alaco | $25.00 | 8/22/2011 8:36:11 PM |
| jdnyc | $25.00 | 8/23/2011 1:50:22 AM |
| wwwUniversal | $25.00 | 8/22/2011 10:20:32 PM |
| grf1945 | $25.00 | 8/23/2011 4:52:25 AM |
| platinum-cargo | $25.00 | 8/23/2011 5:28:05 AM |
| Hobson | $28.00 | 8/23/2011 5:58:14 AM |
| damage | $25.00 | 8/23/2011 6:18:18 AM |
| ranstlin | $25.00 | 8/23/2011 5:39:07 AM |
| Clambake | $50.00 | 8/23/2011 7:02:02 AM |
| BankOfShaun | $25.00 | 8/23/2011 7:04:26 AM |
| fantastic-openness | $100.00 | 8/23/2011 8:08:09 AM |
| Victor-E-Lane | $25.00 | 8/23/2011 8:17:27 AM |
| jlendog | $35.00 | 8/23/2011 8:23:57 AM |
| marshallmanhattan | $26.00 | 8/23/2011 8:53:28 AM |
| lucrative-worth | $100.00 | 8/23/2011 8:37:04 AM |
| Aberdeen | $1,000.00 | 8/23/2011 8:59:36 AM |
| 288 Investments
|
Borrower Payment Dependent Notes Series
520763
This series of Notes was issued and sold upon the funding of the borrower loan #52489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1983 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 12y 11m |
|
Amount delinquent:
| $2,809 |
Total credit lines:
| 33 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,033 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ditone50 |
Borrower's state:
| NewYork |
Borrower's group:
| Lend2's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Nov-2009)
620-639
(Jun-2008)
600-619
(Mar-2008)
620-639
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
LoanConsolidation Needed
Purpose of loan:
This loan will be used to...Pay off loan debt
My financial situation:
I am a good candidate for this loan because...I am an educator married to an educator. I pay my bills on time, but have found myself carrying too much debt since my daughter started college.
Monthly net income: $2280
Monthly expenses: $1900
Housing: $
Insurance: $
Car expenses: $
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/11/2011 9:02:00 AM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:07 PM |
| Mikale360 | $25.00 | 8/12/2011 5:21:26 AM |
| setUup | $26.76 | 8/13/2011 6:00:13 AM |
| DoctorJoe | $25.00 | 8/13/2011 4:44:38 PM |
| ommcd | $25.00 | 8/14/2011 4:44:28 AM |
| epic-dollar557 | $25.00 | 8/15/2011 7:07:03 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:42 AM |
| mrxtravis | $25.00 | 8/16/2011 11:59:03 AM |
| nickel-hickory | $45.94 | 8/17/2011 9:32:00 AM |
| chameleon125 | $25.00 | 8/12/2011 7:10:03 AM |
| mikeandcat | $50.00 | 8/12/2011 5:40:46 AM |
| diplomatic-wealth7 | $25.00 | 8/13/2011 6:21:24 AM |
| wisconsinvestor | $50.00 | 8/13/2011 6:18:14 AM |
| simplelender80 | $250.00 | 8/13/2011 9:46:54 AM |
| gain-doughnut | $100.00 | 8/14/2011 10:36:07 AM |
| ivy-league-MBA | $25.00 | 8/15/2011 12:24:05 PM |
| coin-bee1 | $25.00 | 8/15/2011 1:54:53 PM |
| MilitaryLending | $27.30 | 8/16/2011 11:28:37 PM |
| worth-blanket2 | $9,000.00 | 8/17/2011 9:18:59 AM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
520829
This series of Notes was issued and sold upon the funding of the borrower loan #52513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,925.18 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $273.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,463 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-compassion-ringleader |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 78% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 2
( 22% )
| 700-719
(Oct-2010)
|
|
Principal balance:
| $7,943.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Paying off my credit card
This loan will be used to consolidate debt, including a personal loan at 15.99% and credit cards rates at 17.99%.
I am a good candidate for this loan because I am a 2-time Prosper Borrower?..
We have a 5-year plan to pay down debt. This loan will facilitate that and reduce monthly payments by about $500 per month.
I am a professional, full time, salaried investment professional. My firm offers medical & retirement benefits, stock, and incentive compensation. We are stable, responsible, and live within our means.
I am a good candidate for this loan because I have a high income, and I will be able to pay this loan back monthly without any issues.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $50.00 | 8/9/2011 6:57:22 PM |
| compoundinterest | $50.00 | 8/10/2011 12:07:22 PM |
| uberrific | $75.00 | 8/11/2011 1:09:14 AM |
| Lou-Holtz | $50.00 | 8/11/2011 3:54:02 PM |
| indomitable-coin | $25.00 | 8/11/2011 4:34:44 PM |
| tranquil-diversification8 | $50.00 | 8/11/2011 8:25:54 PM |
| LesPaul1 | $25.00 | 8/12/2011 8:44:37 AM |
| Dubbs360 | $200.00 | 8/12/2011 9:05:59 AM |
| 02408575 | $60.00 | 8/13/2011 7:52:46 AM |
| EarlyRiser | $250.00 | 8/13/2011 9:04:35 AM |
| kdog99 | $100.00 | 8/13/2011 1:44:12 PM |
| yield-seeker | $25.00 | 8/13/2011 8:41:03 AM |
| simplelender80 | $250.00 | 8/13/2011 9:46:53 AM |
| wise-deal-panda | $100.00 | 8/13/2011 8:25:01 PM |
| velvetsmog | $25.00 | 8/14/2011 12:35:39 PM |
| fair-interest6 | $25.00 | 8/13/2011 7:20:28 PM |
| enchanted-truth264 | $25.00 | 8/13/2011 7:47:57 PM |
| godfather4u | $100.00 | 8/13/2011 11:21:16 PM |
| shrewd-peace7 | $25.00 | 8/13/2011 11:32:52 PM |
| fcrick | $25.00 | 8/15/2011 8:31:26 AM |
| genelinist | $50.00 | 8/15/2011 9:19:25 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:10 PM |
| moola-gargantuan9 | $50.00 | 8/16/2011 6:46:58 AM |
| peaceful-farmer | $50.00 | 8/16/2011 4:11:31 AM |
| kulender | $100.00 | 8/16/2011 7:28:19 AM |
| siafu_kali | $35.90 | 8/16/2011 6:09:29 PM |
| genius520 | $50.00 | 8/16/2011 1:28:18 PM |
| hostbank | $100.00 | 8/16/2011 5:09:08 PM |
| BuildingShanghai | $61.70 | 8/16/2011 5:22:32 PM |
| 77dowplace | $30.00 | 8/16/2011 5:52:39 PM |
| Zane314 | $200.00 | 8/16/2011 4:10:27 PM |
| figs4u2 | $100.00 | 8/16/2011 7:39:44 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:23 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:56 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:14 AM |
| don8ter | $25.00 | 8/18/2011 4:50:00 AM |
| minista | $25.00 | 8/18/2011 3:40:50 PM |
| commerce-yeller | $35.19 | 8/18/2011 4:41:28 PM |
| studio3d | $25.00 | 8/19/2011 5:10:19 AM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:46 PM |
| spursdog | $50.00 | 8/19/2011 2:27:03 PM |
| britgsb | $122.64 | 8/20/2011 10:45:02 AM |
| commitment-galaxy | $25.00 | 8/20/2011 4:04:41 PM |
| nickel-ferret | $50.00 | 8/20/2011 12:13:25 PM |
| jbaum | $25.00 | 8/20/2011 3:38:14 PM |
| unassassinable | $25.00 | 8/20/2011 5:36:32 PM |
| integrity-starter | $25.00 | 8/21/2011 9:52:54 AM |
| StarLink50 | $50.00 | 8/21/2011 6:21:00 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:28 AM |
| jmichael23 | $110.00 | 8/21/2011 10:59:58 AM |
| Marathoner | $25.00 | 8/21/2011 11:37:44 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:05 PM |
| TheCount | $25.00 | 8/21/2011 12:52:33 PM |
| MrDavid | $100.00 | 8/21/2011 1:21:27 PM |
| allotment464 | $100.00 | 8/22/2011 6:16:56 AM |
| vigorous-velocity | $100.00 | 8/21/2011 5:41:35 PM |
| goat0 | $50.00 | 8/22/2011 9:17:47 AM |
| SummitAdvisors | $500.00 | 8/21/2011 8:52:39 PM |
| Anny-Disco | $25.00 | 8/22/2011 5:02:49 AM |
| awwaww | $25.00 | 8/22/2011 11:00:31 AM |
| EmmaDog44 | $25.00 | 8/22/2011 12:12:10 PM |
| best-friendly-fairness | $50.00 | 8/22/2011 1:10:35 PM |
| rescue | $100.00 | 8/22/2011 3:44:11 PM |
| sturdy-velocity6 | $100.00 | 8/22/2011 10:41:04 AM |
| PaulW | $25.00 | 8/22/2011 4:17:34 PM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:37 PM |
| Clambake | $50.00 | 8/23/2011 7:02:03 AM |
| wise-silver-wonder | $25.00 | 8/22/2011 8:21:06 PM |
| fantastic-openness | $100.00 | 8/23/2011 8:08:50 AM |
| alaco | $25.00 | 8/22/2011 8:36:15 PM |
| jdnyc | $25.00 | 8/23/2011 1:50:24 AM |
| donloah | $25.00 | 8/23/2011 9:05:31 AM |
| friendly-principal76 | $25.00 | 8/23/2011 9:25:51 AM |
| first-favorite-bonus9 | $25.00 | 8/23/2011 6:22:26 AM |
| sgt-schultz | $29.75 | 8/23/2011 5:37:15 AM |
| jlendog | $35.00 | 8/23/2011 8:26:07 AM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:08 AM |
| pimienta | $25.00 | 8/23/2011 9:04:10 AM |
| MadHun | $200.00 | 8/23/2011 9:15:00 AM |
| vigilance-doughnut | $25.00 | 8/23/2011 9:24:03 AM |
| DadWarbucks | $25.00 | 8/23/2011 10:07:04 AM |
| ctgscott | $25.00 | 8/23/2011 10:30:42 AM |
| orange-resolute-platinum | $25.00 | 8/23/2011 11:27:57 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:04 AM |
| supreme-hope | $25.00 | 8/23/2011 1:19:39 PM |
| Lender0010 | $50.00 | 8/23/2011 1:20:47 PM |
| jescowa | $50.00 | 8/23/2011 3:26:18 PM |
| CBO-Enterprise | $100.00 | 8/23/2011 4:14:47 PM |
| divemaster | $25.00 | 8/23/2011 4:56:29 PM |
| fervent-currency5 | $25.00 | 8/22/2011 3:02:19 PM |
| top-tranquil-justice | $25.00 | 8/12/2011 8:23:27 AM |
| john0720 | $50.00 | 8/12/2011 6:48:00 AM |
| liberty-society5 | $50.00 | 8/12/2011 10:16:00 AM |
| winegeek | $250.00 | 8/12/2011 10:17:32 AM |
| marwadi-62 | $25.00 | 8/12/2011 10:55:03 AM |
| ddog0224 | $50.00 | 8/12/2011 1:38:50 PM |
| first-serene-credit | $25.00 | 8/13/2011 6:52:44 AM |
| herbyman | $50.00 | 8/13/2011 10:07:10 AM |
| availableloan | $25.00 | 8/13/2011 12:30:38 PM |
| social-trumpet | $25.00 | 8/13/2011 2:26:44 PM |
| best-inspiring-deal | $25.00 | 8/13/2011 3:26:08 PM |
| elasermd | $50.00 | 8/14/2011 7:59:29 AM |
| CreditBuilder2 | $50.00 | 8/13/2011 11:18:06 PM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:07 PM |
| friendly-peace4 | $45.00 | 8/15/2011 7:36:05 AM |
| heerzaquestion | $25.00 | 8/14/2011 9:23:04 AM |
| maldok1 | $50.00 | 8/15/2011 6:37:48 AM |
| RedantFinance | $25.00 | 8/15/2011 5:10:44 PM |
| Sixmil | $100.00 | 8/15/2011 12:20:43 PM |
| transparency-giant | $50.00 | 8/15/2011 11:53:53 AM |
| ddog0224 | $25.00 | 8/15/2011 12:19:07 PM |
| mammalian4 | $25.00 | 8/15/2011 6:02:58 PM |
| finance-symphony7 | $100.00 | 8/15/2011 4:18:43 PM |
| justice-circuitry0 | $50.00 | 8/16/2011 5:46:34 AM |
| money-blossom110 | $250.00 | 8/16/2011 1:22:49 PM |
| revenue-spa8 | $33.00 | 8/17/2011 4:06:50 PM |
| nimble-dedication1 | $50.00 | 8/17/2011 5:29:31 PM |
| red-favorable-basis | $25.00 | 8/17/2011 2:39:35 PM |
| hitsman | $50.00 | 8/18/2011 10:58:52 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:43 AM |
| interstellar | $75.00 | 8/19/2011 4:53:13 AM |
| capital-zoo | $50.00 | 8/18/2011 4:23:13 PM |
| MilitaryMTP | $100.00 | 8/19/2011 3:41:00 AM |
| sgt-schultz | $25.00 | 8/19/2011 7:34:07 AM |
| hrubinst | $50.00 | 8/19/2011 2:01:14 PM |
| minista | $25.00 | 8/19/2011 10:53:45 AM |
| peace-flower9 | $50.00 | 8/19/2011 5:26:08 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:38 AM |
| tntmojave | $50.00 | 8/19/2011 11:20:09 AM |
| active-order | $25.00 | 8/19/2011 11:46:36 AM |
| market-baby2 | $35.00 | 8/19/2011 6:22:34 PM |
| radforj22 | $25.00 | 8/20/2011 2:09:04 PM |
| frobin | $25.00 | 8/20/2011 8:08:37 PM |
| bmbanzai | $25.00 | 8/20/2011 3:45:02 PM |
| showmethemoney22 | $50.00 | 8/21/2011 7:17:30 AM |
| truth-trapper | $25.00 | 8/20/2011 6:04:42 PM |
| vegibenz | $25.00 | 8/20/2011 9:08:14 PM |
| kind-value-pouch | $40.00 | 8/21/2011 4:35:58 AM |
| mjjjrj | $30.00 | 8/21/2011 9:37:10 AM |
| generous-deal6 | $50.00 | 8/21/2011 8:19:55 PM |
| Turkish101 | $25.00 | 8/22/2011 1:04:45 AM |
| AF-Chief | $100.00 | 8/22/2011 9:36:31 AM |
| antlr | $50.00 | 8/21/2011 11:49:34 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:44:59 AM |
| rysil | $50.00 | 8/22/2011 8:26:13 AM |
| shmb6508 | $100.00 | 8/22/2011 9:08:28 AM |
| richboy56 | $25.00 | 8/22/2011 2:12:06 PM |
| larrybird | $400.00 | 8/22/2011 6:21:36 PM |
| kegs | $500.00 | 8/22/2011 6:24:01 PM |
| trade-boots1 | $300.00 | 8/22/2011 8:25:15 PM |
| frooogal | $50.00 | 8/22/2011 9:30:20 PM |
| thoughtful-contract984 | $55.00 | 8/22/2011 11:49:00 PM |
| worthy-bid8 | $50.00 | 8/23/2011 9:09:25 AM |
| credit-maple5 | $50.00 | 8/23/2011 2:50:33 AM |
| mizount | $25.00 | 8/23/2011 4:44:21 AM |
| objective-investor | $150.00 | 8/23/2011 4:01:15 AM |
| hardwareman | $50.00 | 8/23/2011 5:52:09 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:08 AM |
| jalapeno2 | $25.00 | 8/23/2011 8:41:45 AM |
| money-bauble | $200.00 | 8/23/2011 9:09:04 AM |
| Scrabble | $25.00 | 8/23/2011 2:22:00 PM |
| market-pudding | $25.00 | 8/23/2011 2:27:50 PM |
| EWP | $300.00 | 8/23/2011 9:47:20 AM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:36 PM |
| javelin0 | $25.00 | 8/23/2011 3:13:15 PM |
| aasx1108 | $25.00 | 8/23/2011 10:30:12 AM |
| msw_engr | $50.00 | 8/23/2011 10:36:43 AM |
| Sierrahh | $25.00 | 8/23/2011 3:39:52 PM |
| otalon | $31.00 | 8/23/2011 10:55:39 AM |
| larrybird | $211.00 | 8/23/2011 4:36:54 PM |
| williemc44 | $25.00 | 8/23/2011 12:38:51 PM |
| dharma1 | $25.00 | 8/23/2011 1:13:24 PM |
| tranquil-revenue | $50.00 | 8/23/2011 1:38:52 PM |
| kegs | $300.00 | 8/23/2011 4:34:37 PM |
| 174 Investments
|
Borrower Payment Dependent Notes Series
520865
This series of Notes was issued and sold upon the funding of the borrower loan #52602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $237.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,781 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enriched-dedication |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
benjee
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have handled all of my bill obligations diligently, and responsibly. Even my credit score proves it. I promise that I will continue to handle my bill responsibly onward.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fervent-currency5 | $25.00 | 8/22/2011 3:02:20 PM |
| compoundinterest | $50.00 | 8/10/2011 12:07:24 PM |
| Investor_DP | $100.00 | 8/10/2011 5:02:01 PM |
| Rivervale_Westwood | $25.00 | 8/10/2011 9:08:14 AM |
| Bank_Of_XL | $25.00 | 8/10/2011 3:36:17 PM |
| uberrific | $75.00 | 8/11/2011 1:09:15 AM |
| payment-gusto | $25.00 | 8/13/2011 11:18:53 AM |
| kulender | $100.00 | 8/16/2011 7:30:07 AM |
| hostbank | $100.00 | 8/16/2011 5:09:09 PM |
| 77dowplace | $30.00 | 8/16/2011 5:52:51 PM |
| Interloper | $25.00 | 8/16/2011 8:47:13 PM |
| don8ter | $25.00 | 8/18/2011 4:50:01 AM |
| currency-persimmon | $50.00 | 8/18/2011 12:17:50 PM |
| capital-zoo | $50.00 | 8/18/2011 3:49:50 PM |
| hitsman | $50.00 | 8/18/2011 10:58:55 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:44 AM |
| mgking007 | $38.00 | 8/18/2011 10:07:32 PM |
| refined-return922 | $25.00 | 8/18/2011 4:15:57 PM |
| value-wind0 | $100.00 | 8/18/2011 1:33:58 PM |
| GCInvestments | $28.00 | 8/18/2011 2:36:49 PM |
| KClender | $25.00 | 8/18/2011 3:07:40 PM |
| greenback-maniac | $30.00 | 8/19/2011 3:45:42 AM |
| GElender | $25.00 | 8/19/2011 6:09:10 AM |
| BuildingShanghai | $40.36 | 8/18/2011 5:47:52 PM |
| RedantFinance | $39.11 | 8/18/2011 5:54:34 PM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:52:29 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:48 PM |
| Photoman42 | $25.00 | 8/19/2011 9:10:37 AM |
| jules3304 | $25.00 | 8/19/2011 8:27:14 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:38 AM |
| supreme-hope | $25.00 | 8/19/2011 5:47:15 PM |
| Dubbs360 | $100.00 | 8/19/2011 8:37:56 PM |
| Cluvnupe06 | $40.00 | 8/20/2011 8:08:18 AM |
| finance-symphony7 | $100.00 | 8/19/2011 6:45:01 PM |
| derec | $25.00 | 8/19/2011 8:23:17 PM |
| theloanfiller | $25.00 | 8/20/2011 5:37:54 AM |
| green-trade-dolphin2 | $25.00 | 8/20/2011 1:00:39 PM |
| Charmart | $25.00 | 8/20/2011 6:56:19 AM |
| radforj22 | $25.00 | 8/20/2011 2:09:05 PM |
| fairness-swashbuckler | $25.00 | 8/20/2011 2:36:04 PM |
| gentle-gain235 | $50.00 | 8/20/2011 8:52:14 AM |
| nycfinance | $25.00 | 8/20/2011 10:45:20 AM |
| britgsb | $300.00 | 8/20/2011 10:47:47 AM |
| TJ643 | $30.00 | 8/20/2011 4:20:50 PM |
| goodcents | $25.00 | 8/20/2011 11:14:43 AM |
| ideal-economy | $75.00 | 8/20/2011 5:19:52 PM |
| credit-bank-usa611 | $100.00 | 8/20/2011 1:21:30 PM |
| Recyclist | $29.00 | 8/20/2011 2:36:22 PM |
| Surfwaikiki | $50.00 | 8/20/2011 3:28:13 PM |
| jbaum | $25.00 | 8/20/2011 3:38:14 PM |
| relentless-fund1 | $50.00 | 8/20/2011 3:27:52 PM |
| upc_tnt | $25.00 | 8/20/2011 11:32:57 PM |
| power-secret-agent | $30.00 | 8/21/2011 5:25:55 AM |
| bmbanzai | $25.00 | 8/20/2011 3:45:55 PM |
| sthomasg | $51.00 | 8/20/2011 3:49:30 PM |
| StarLink50 | $50.00 | 8/21/2011 6:34:00 AM |
| Prosp_Lender | $50.00 | 8/20/2011 3:56:23 PM |
| tranquil-capital9 | $30.00 | 8/20/2011 5:21:59 PM |
| new-ore-venture | $50.00 | 8/20/2011 5:17:23 PM |
| john0720 | $100.00 | 8/21/2011 9:21:18 AM |
| Fachim | $33.75 | 8/20/2011 7:53:53 PM |
| frobin | $25.00 | 8/20/2011 8:08:37 PM |
| MacBrandon | $25.00 | 8/20/2011 11:46:18 PM |
| Pendruce | $40.00 | 8/20/2011 10:11:47 PM |
| market-aficionado3 | $27.41 | 8/21/2011 12:40:44 PM |
| pennyologist | $25.00 | 8/20/2011 11:52:09 PM |
| showmethemoney22 | $50.00 | 8/21/2011 7:17:30 AM |
| blot44 | $25.00 | 8/21/2011 7:25:21 AM |
| Marathoner | $25.00 | 8/21/2011 11:37:44 AM |
| FoosMaster | $30.00 | 8/21/2011 7:01:51 PM |
| new-transaction-wrangler | $50.00 | 8/21/2011 7:34:13 PM |
| power-defender7 | $25.00 | 8/21/2011 7:47:39 PM |
| MrDavid | $100.00 | 8/21/2011 1:21:27 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:19:58 PM |
| Farm-Money-4-U | $25.00 | 8/21/2011 4:23:34 PM |
| marwadi-62 | $100.00 | 8/21/2011 4:23:03 PM |
| diplomatic-capital | $50.00 | 8/21/2011 6:57:03 PM |
| hope-kingdom | $25.00 | 8/21/2011 7:21:50 PM |
| djs81 | $75.00 | 8/21/2011 8:28:44 PM |
| antlr | $50.00 | 8/21/2011 11:49:35 PM |
| entertaining-credit3 | $58.93 | 8/22/2011 8:19:39 AM |
| BankofPete | $30.00 | 8/22/2011 7:41:27 AM |
| best-basis-trooper | $25.00 | 8/22/2011 11:50:13 AM |
| rysil | $100.00 | 8/22/2011 8:24:24 AM |
| goat0 | $50.00 | 8/22/2011 8:49:15 AM |
| AF-Chief | $100.00 | 8/22/2011 9:36:31 AM |
| richboy56 | $25.00 | 8/22/2011 2:12:07 PM |
| Dandanrad | $25.00 | 8/22/2011 9:39:05 AM |
| Techne_Funds_LLC | $25.00 | 8/22/2011 11:28:00 AM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:39 PM |
| best-friendly-fairness | $50.00 | 8/22/2011 1:22:36 PM |
| surferracerskaterboy | $99.00 | 8/22/2011 6:15:10 PM |
| LoanerPrincipal | $25.00 | 8/22/2011 5:13:40 PM |
| credit-maple5 | $50.00 | 8/23/2011 2:50:33 AM |
| damanq | $25.00 | 8/23/2011 3:22:29 AM |
| dospapalotes | $25.00 | 8/22/2011 6:42:48 PM |
| alaco | $25.00 | 8/22/2011 8:36:16 PM |
| mizount | $25.00 | 8/23/2011 4:44:22 AM |
| hardwareman | $50.00 | 8/23/2011 5:52:10 AM |
| wesleys | $25.00 | 8/23/2011 9:48:35 AM |
| DogCanyon | $50.00 | 8/23/2011 9:57:30 AM |
| Clambake | $50.00 | 8/23/2011 7:02:03 AM |
| lucrative-worth | $130.00 | 8/23/2011 8:38:49 AM |
| green-sensational-dime | $25.00 | 8/23/2011 9:50:09 AM |
| green-trade-dolphin | $25.00 | 8/10/2011 1:41:29 PM |
| indomitable-coin | $25.00 | 8/11/2011 4:34:44 PM |
| availableloan | $25.00 | 8/11/2011 4:44:16 PM |
| herbyman | $32.00 | 8/13/2011 10:07:13 AM |
| best-listing-toro | $25.00 | 8/13/2011 8:36:20 AM |
| kdog99 | $100.00 | 8/13/2011 1:44:13 PM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:08 PM |
| Dubbs360 | $200.00 | 8/14/2011 8:59:29 AM |
| MonopolyDred | $25.00 | 8/15/2011 5:42:17 AM |
| Sneezie | $100.00 | 8/15/2011 10:21:49 AM |
| transparency-giant | $50.00 | 8/15/2011 11:53:54 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:11 PM |
| moola-gargantuan9 | $50.00 | 8/16/2011 6:46:59 AM |
| genius520 | $50.00 | 8/16/2011 1:28:19 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:57:59 AM |
| figs4u2 | $100.00 | 8/16/2011 7:39:45 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:25 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:16 AM |
| CreditBuilder2 | $50.00 | 8/18/2011 10:47:31 AM |
| FinanceEngine | $40.00 | 8/18/2011 4:01:57 PM |
| minista | $25.00 | 8/18/2011 3:40:51 PM |
| Astyanax | $85.00 | 8/18/2011 4:04:44 PM |
| bancoroyal | $41.65 | 8/18/2011 4:07:51 PM |
| Oakland | $50.00 | 8/18/2011 5:57:53 PM |
| Jesuistom | $50.00 | 8/19/2011 9:59:21 AM |
| EngineersAlliance | $50.00 | 8/19/2011 6:42:17 AM |
| jtc26 | $100.00 | 8/19/2011 5:00:30 PM |
| mindful-exchange2 | $25.00 | 8/19/2011 10:01:58 AM |
| economy-popcorn | $25.00 | 8/20/2011 5:56:57 AM |
| MPdeez | $150.00 | 8/19/2011 5:04:51 PM |
| market-aficionado3 | $31.33 | 8/19/2011 5:28:41 PM |
| peace-flower9 | $50.00 | 8/19/2011 5:26:08 PM |
| TooManyCats | $40.00 | 8/19/2011 11:24:21 PM |
| wild-orange | $50.00 | 8/20/2011 1:12:09 AM |
| Proactive-Financial-Lending | $25.00 | 8/20/2011 3:06:08 AM |
| drtexican | $25.00 | 8/20/2011 12:02:22 AM |
| nickel-ferret | $50.00 | 8/20/2011 12:13:26 PM |
| Serge2005 | $25.00 | 8/20/2011 10:38:11 AM |
| authoritative-capital | $30.97 | 8/20/2011 11:10:10 AM |
| credit-coach118 | $40.00 | 8/20/2011 5:40:54 PM |
| cocopuffs | $25.00 | 8/21/2011 1:51:29 AM |
| Maggie3 | $50.00 | 8/21/2011 3:51:45 AM |
| julijask | $50.00 | 8/20/2011 3:50:10 PM |
| commitment-galaxy | $25.00 | 8/20/2011 4:12:48 PM |
| Roundhouse | $100.00 | 8/21/2011 7:30:19 AM |
| orgy63 | $25.00 | 8/20/2011 6:20:51 PM |
| vutah | $25.00 | 8/21/2011 9:20:24 AM |
| thankful-generosity5 | $43.86 | 8/21/2011 9:42:22 AM |
| Binan | $25.00 | 8/20/2011 8:35:57 PM |
| vegibenz | $25.00 | 8/20/2011 9:08:16 PM |
| balanced-agreement0 | $25.00 | 8/20/2011 9:47:38 PM |
| bid-lightning9 | $25.00 | 8/21/2011 12:32:03 PM |
| vollynet | $30.84 | 8/21/2011 1:12:31 PM |
| EarlyRiser | $250.00 | 8/21/2011 7:36:48 AM |
| ritwik | $100.00 | 8/21/2011 8:04:19 AM |
| aztec | $50.00 | 8/21/2011 6:56:44 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:28 AM |
| vigorous-velocity | $100.00 | 8/21/2011 5:33:33 PM |
| grampy48 | $30.00 | 8/21/2011 5:45:42 PM |
| MadHun | $200.00 | 8/21/2011 12:13:17 PM |
| TheCount | $25.00 | 8/21/2011 12:53:17 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:05 PM |
| hawaii5-0 | $50.00 | 8/21/2011 4:40:41 PM |
| steven3333 | $25.00 | 8/21/2011 5:35:20 PM |
| credit-observatory | $25.00 | 8/21/2011 3:59:24 PM |
| neutrino6 | $25.00 | 8/21/2011 4:06:46 PM |
| MDLoan | $100.00 | 8/21/2011 8:06:25 PM |
| DasMula | $25.00 | 8/21/2011 8:36:50 PM |
| mscomeaux | $25.00 | 8/22/2011 7:19:36 AM |
| dwn2low | $47.44 | 8/22/2011 1:49:19 PM |
| atbright | $25.00 | 8/22/2011 10:12:23 AM |
| rescue | $100.00 | 8/22/2011 3:44:17 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:02 AM |
| frooogal | $25.00 | 8/22/2011 9:35:55 PM |
| AY_RY | $31.00 | 8/22/2011 10:04:39 PM |
| jdnyc | $25.00 | 8/23/2011 1:50:25 AM |
| LoanerPrincipal | $25.00 | 8/22/2011 5:13:25 PM |
| first-favorite-bonus9 | $25.00 | 8/23/2011 6:22:26 AM |
| natural-trade7 | $97.35 | 8/22/2011 6:22:41 PM |
| leverage-monger | $25.00 | 8/23/2011 6:22:59 AM |
| Rulea72 | $25.00 | 8/23/2011 6:56:51 AM |
| mpatrick | $50.00 | 8/23/2011 8:02:40 AM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:08 AM |
| elvisloans | $25.00 | 8/23/2011 8:15:58 AM |
| jlendog | $36.00 | 8/23/2011 8:27:01 AM |
| donloah | $25.00 | 8/23/2011 9:05:31 AM |
| EWP | $300.00 | 8/23/2011 9:47:20 AM |
| organic-responsibility60 | $128.00 | 8/23/2011 10:02:55 AM |
| 192 Investments
|
Borrower Payment Dependent Notes Series
520963
This series of Notes was issued and sold upon the funding of the borrower loan #52599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 0m |
|
Amount delinquent:
| $173 |
Total credit lines:
| 47 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,578 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-fortress4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Graduate in Finance & Insurance
Purpose of loan: satisfy creditor requirements
This loan will be used to...pay monthly expenses until my book of business has been established
My financial situation: starting new career in LTC insurance
I am a good candidate for this loan because...I have always paid my bills and my credit score was 770 in August 2010. Now that I have obtained a degree in finance, I am ready to start my new career selling LTC insurance, a product which 75% of Americans need.
Monthly net income: $4000
Monthly expenses: $3000
Housing: $500
Insurance: $125
Car expenses: $250
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 8/11/2011 9:09:49 AM |
| Investor_DP | $100.00 | 8/11/2011 9:02:07 AM |
| alexgalt | $25.00 | 8/11/2011 11:00:15 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:36 AM |
| stock106 | $25.00 | 8/16/2011 12:09:41 PM |
| finance-mushroom | $100.00 | 8/16/2011 5:12:26 PM |
| money-baron | $25.00 | 8/18/2011 4:35:27 AM |
| missing-link | $25.00 | 8/19/2011 6:18:48 AM |
| nickel-position | $25.00 | 8/19/2011 12:27:32 PM |
| engaging-repayment8 | $25.28 | 8/19/2011 12:53:20 PM |
| point-promiser | $25.00 | 8/19/2011 1:22:49 PM |
| red-favorable-basis | $25.00 | 8/19/2011 5:17:20 PM |
| nycfinance | $25.00 | 8/19/2011 11:24:47 AM |
| mighty-payout1 | $25.00 | 8/19/2011 10:25:45 PM |
| radiant-wealth0 | $50.00 | 8/19/2011 2:26:40 PM |
| Cluvnupe06 | $25.00 | 8/20/2011 8:11:47 AM |
| market-baby2 | $25.00 | 8/19/2011 6:15:18 PM |
| Something-Corporate | $25.00 | 8/19/2011 7:32:31 PM |
| Astyanax | $75.00 | 8/19/2011 8:21:02 PM |
| capital-zoo | $25.00 | 8/20/2011 1:48:54 AM |
| Toastmaster007 | $30.00 | 8/20/2011 4:44:06 AM |
| Leshan | $25.00 | 8/20/2011 8:57:24 AM |
| aquistoyraul | $25.00 | 8/20/2011 9:48:14 AM |
| open-dough6 | $25.00 | 8/20/2011 10:23:18 AM |
| suave-dime6 | $25.00 | 8/20/2011 11:19:18 AM |
| thoughtful-contract984 | $50.00 | 8/20/2011 12:40:35 PM |
| lean-trade178 | $25.00 | 8/20/2011 1:56:28 PM |
| BigGuyBank | $25.77 | 8/20/2011 2:49:18 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:23:56 PM |
| calimanusa | $31.00 | 8/21/2011 6:35:20 PM |
| kind-credit-bear | $25.40 | 8/22/2011 6:15:43 AM |
| goat0 | $50.00 | 8/22/2011 3:44:51 PM |
| MrDance123 | $26.00 | 8/22/2011 10:48:56 AM |
| cash-surge | $25.00 | 8/22/2011 1:53:32 PM |
| skubwa | $25.00 | 8/22/2011 7:51:40 PM |
| YeoLenderSource | $25.00 | 8/23/2011 8:43:29 AM |
| fair-transparency1 | $100.00 | 8/23/2011 12:03:56 AM |
| nodrivelpls | $25.00 | 8/23/2011 5:50:08 AM |
| reflective-rupee | $25.00 | 8/11/2011 9:57:35 AM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:09 PM |
| dime-vista2 | $25.00 | 8/16/2011 2:10:31 PM |
| awesome-silver | $100.00 | 8/16/2011 8:05:20 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:03 AM |
| finance-prescription | $100.00 | 8/17/2011 5:41:51 PM |
| well-rounded-payout0 | $50.00 | 8/18/2011 9:33:56 PM |
| asiaratt | $50.00 | 8/18/2011 5:08:31 PM |
| epic-transaction | $25.00 | 8/19/2011 4:18:51 PM |
| handy-justice | $50.00 | 8/19/2011 5:08:58 PM |
| money-baron-Roth401k | $25.00 | 8/19/2011 2:39:21 PM |
| ledesma31 | $250.00 | 8/19/2011 2:14:08 PM |
| euro-spark | $37.89 | 8/19/2011 6:30:51 PM |
| skip6330 | $27.21 | 8/19/2011 8:02:13 PM |
| bboy21385 | $35.50 | 8/20/2011 10:45:53 AM |
| zone6 | $100.00 | 8/20/2011 5:55:37 AM |
| gothampark | $25.00 | 8/20/2011 8:04:57 AM |
| m0rlock | $500.00 | 8/20/2011 3:19:35 PM |
| druidpoet | $26.00 | 8/20/2011 9:52:01 AM |
| trumpeter5 | $25.00 | 8/20/2011 12:28:07 PM |
| contract-high-five | $25.00 | 8/20/2011 2:12:44 PM |
| Jack55304 | $200.00 | 8/21/2011 9:26:38 AM |
| irrelevant | $25.00 | 8/20/2011 7:05:13 PM |
| Bob450 | $25.00 | 8/20/2011 10:10:48 PM |
| nickel-hickory | $25.00 | 8/21/2011 9:11:03 AM |
| theprince | $25.00 | 8/21/2011 2:29:21 PM |
| fairness-atmosphere | $25.00 | 8/22/2011 10:29:11 AM |
| associate36 | $25.00 | 8/22/2011 3:49:37 PM |
| deepblue34 | $25.00 | 8/22/2011 6:40:48 PM |
| 108lender | $250.00 | 8/23/2011 8:08:26 AM |
| JattsBank | $25.00 | 8/23/2011 8:27:26 AM |
| undergroundmike | $58.07 | 8/23/2011 9:32:27 AM |
| leverage-monger | $30.00 | 8/23/2011 6:23:48 AM |
| Iloanyoumoney | $25.00 | 8/23/2011 6:40:09 AM |
| ledesma31 | $21.88 | 8/23/2011 9:44:57 AM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
521019
This series of Notes was issued and sold upon the funding of the borrower loan #52483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-14-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,635 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cunning-bazaar0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Supplement Loan
Purpose of loan:
This loan will be used to supplement my current income. As a Graduate student, I find myself in need of supplemental funds from time to time.
My financial situation:
I am a good candidate for this loan because I am responsible and get paid monthly
Monthly net income: $1200
Monthly expenses: $
Housing: $550
Insurance: $
Car expenses: $
Utilities: $90
Phone, cable, internet: $35
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gentle-gain235 | $200.00 | 8/10/2011 12:58:01 PM |
| reflective-rupee | $25.00 | 8/10/2011 9:49:09 AM |
| Investor_DP | $100.00 | 8/10/2011 9:00:49 AM |
| ect_2k20 | $25.00 | 8/10/2011 8:49:51 PM |
| equitable-capital758 | $250.00 | 8/10/2011 10:51:55 AM |
| elvisloans | $25.00 | 8/10/2011 3:54:58 PM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:43 PM |
| loanman2007 | $75.00 | 8/11/2011 9:18:54 AM |
| the-credit-bauble | $25.00 | 8/12/2011 4:46:58 PM |
| moola-gargantuan9 | $50.00 | 8/12/2011 6:38:14 PM |
| setUup | $27.76 | 8/13/2011 6:20:05 AM |
| pious-benjamins1 | $25.00 | 8/13/2011 6:42:02 PM |
| riptide615 | $100.00 | 8/13/2011 7:44:39 PM |
| reflective-rupee | $75.00 | 8/10/2011 9:49:24 AM |
| compoundinterest | $50.00 | 8/10/2011 12:07:27 PM |
| houli123 | $100.00 | 8/10/2011 9:12:43 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:40 AM |
| MarvintheMartian | $25.00 | 8/11/2011 1:20:38 PM |
| KADENA462 | $25.00 | 8/12/2011 3:22:40 PM |
| jmb_lending | $25.00 | 8/13/2011 6:54:55 AM |
| simplelender80 | $250.00 | 8/13/2011 7:17:57 AM |
| herbyman | $50.00 | 8/13/2011 10:07:14 AM |
| gain-dolphin | $25.00 | 8/13/2011 11:51:07 AM |
| pious-benjamins1 | $25.00 | 8/13/2011 6:55:11 PM |
| thankful-nickel2 | $25.00 | 8/13/2011 2:08:42 PM |
| mrxtravis | $25.00 | 8/13/2011 11:14:33 AM |
| pueblopablo | $25.00 | 8/13/2011 7:16:49 PM |
| MC7608 | $40.00 | 8/13/2011 8:35:18 PM |
| Midg | $25.00 | 8/13/2011 2:31:11 PM |
| wild-orange | $207.24 | 8/14/2011 12:53:11 AM |
| kind-important-liberty9 | $25.00 | 8/13/2011 11:25:28 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
521043
This series of Notes was issued and sold upon the funding of the borrower loan #52644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $194.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 18y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,557 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lacey123 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jan-2011)
|
|
Principal balance:
| $6,460.86 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Car Repairs and College Tuition
Purpose of loan:
This loan will be used to...
to hellp to pay the repair cost for a new transmission in my daughter?s car. The estimated cost is 2,500. The additional money will allow us to fund her college tuition this year without taking out a loan against our retirement fund. Our annual out of pocket cost is around 6,000. .
My financial situation:
I am a good candidate for this loan because.I currently have a prosper loan and I have not defaulted on any of the monthly payments. My husband and I both have received a raise since our last loan with Prosper. Our net monthly income is 5100.00+ (This amount includes my husband?s income which fluctuates because he works overtime on a weekly basis).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/10/2011 12:07:27 PM |
| uberrific | $75.00 | 8/11/2011 1:09:16 AM |
| indomitable-coin | $25.00 | 8/11/2011 4:34:46 PM |
| simplelender80 | $250.00 | 8/13/2011 9:46:53 AM |
| herbyman | $50.00 | 8/14/2011 8:02:43 AM |
| Zane314 | $100.00 | 8/15/2011 4:39:13 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:35:59 PM |
| independent-revenue4 | $50.00 | 8/15/2011 7:19:24 PM |
| genius520 | $50.00 | 8/16/2011 1:28:21 PM |
| moola-gargantuan9 | $50.00 | 8/16/2011 4:02:11 PM |
| AF-Chief | $100.00 | 8/17/2011 9:33:00 AM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:18 AM |
| BxRealtor | $25.00 | 8/18/2011 11:26:45 AM |
| georgedorn | $25.00 | 8/19/2011 10:29:16 AM |
| peace-flower9 | $50.00 | 8/19/2011 5:26:09 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:49 PM |
| jbaum | $25.00 | 8/20/2011 3:38:16 PM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:29 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:06 PM |
| MrDavid | $100.00 | 8/21/2011 1:21:28 PM |
| britgsb | $50.00 | 8/21/2011 8:49:57 AM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:00 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:17 PM |
| rescue | $100.00 | 8/22/2011 3:44:17 PM |
| MadHun | $200.00 | 8/22/2011 5:12:27 PM |
| javelin0 | $25.00 | 8/22/2011 5:42:38 PM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:41 PM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:06 PM |
| mizount | $25.00 | 8/23/2011 4:44:23 AM |
| aasx1108 | $25.00 | 8/23/2011 10:30:12 AM |
| Clambake | $50.00 | 8/23/2011 7:02:04 AM |
| EWP | $300.00 | 8/23/2011 9:47:20 AM |
| DadWarbucks | $25.00 | 8/23/2011 10:07:04 AM |
| jescowa | $50.00 | 8/23/2011 3:37:52 PM |
| PaulW | $25.00 | 8/23/2011 4:18:08 PM |
| personal-lender | $25.00 | 8/23/2011 11:48:17 AM |
| felix-tower | $25.00 | 8/23/2011 5:13:28 PM |
| MissionMicroFinance | $25.00 | 8/23/2011 12:52:41 PM |
| gracej | $25.00 | 8/23/2011 8:03:53 PM |
| usd1027 | $25.00 | 8/23/2011 4:34:55 PM |
| TrustPlus | $50.00 | 8/23/2011 10:00:03 PM |
| jdrez | $25.00 | 8/23/2011 5:26:10 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:00 PM |
| JandJ-Bank | $25.00 | 8/23/2011 6:11:27 PM |
| atope | $25.00 | 8/24/2011 5:33:13 AM |
| Richmp412 | $25.00 | 8/24/2011 6:48:54 AM |
| bbrelo | $25.00 | 8/24/2011 7:06:12 AM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:27 PM |
| GElender | $40.00 | 8/24/2011 6:11:48 AM |
| zburner | $25.00 | 8/24/2011 5:13:42 AM |
| jazz619 | $25.00 | 8/24/2011 7:00:51 AM |
| calm-deal7 | $25.00 | 8/24/2011 6:59:56 AM |
| fervent-currency5 | $25.00 | 8/22/2011 3:02:20 PM |
| a-finance-nirvana | $25.00 | 8/12/2011 10:17:41 AM |
| top-epic-community | $50.00 | 8/15/2011 12:41:44 PM |
| Syzygy | $25.00 | 8/16/2011 9:11:38 AM |
| Sneezie | $100.00 | 8/16/2011 9:11:19 AM |
| hostbank | $100.00 | 8/16/2011 5:09:12 PM |
| figs4u2 | $100.00 | 8/16/2011 7:39:46 PM |
| Weaverville | $50.00 | 8/17/2011 1:01:27 PM |
| don8ter | $25.00 | 8/18/2011 4:50:03 AM |
| hitsman | $50.00 | 8/18/2011 10:58:57 AM |
| sgt-schultz | $25.00 | 8/19/2011 7:34:53 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:40 AM |
| radforj22 | $25.00 | 8/20/2011 2:09:06 PM |
| frobin | $25.00 | 8/20/2011 8:08:38 PM |
| winlender | $25.00 | 8/21/2011 8:15:30 AM |
| vegibenz | $25.00 | 8/20/2011 9:08:18 PM |
| Marathoner | $25.00 | 8/21/2011 11:37:45 AM |
| showmethemoney22 | $50.00 | 8/21/2011 7:17:30 AM |
| themoneydoctor | $200.00 | 8/21/2011 12:01:47 PM |
| antlr | $50.00 | 8/21/2011 11:49:36 PM |
| nickel-ferret | $50.00 | 8/22/2011 9:14:50 AM |
| atbright | $25.00 | 8/22/2011 10:12:24 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:04 AM |
| awwaww | $25.00 | 8/22/2011 11:00:31 AM |
| Ripsaw4U | $50.00 | 8/22/2011 4:49:56 PM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:09 AM |
| jdnyc | $25.00 | 8/23/2011 1:50:27 AM |
| credit-maple5 | $50.00 | 8/23/2011 2:50:34 AM |
| ttnk62918 | $25.00 | 8/23/2011 9:27:37 AM |
| currency-persimmon | $50.00 | 8/23/2011 5:25:30 AM |
| first-favorite-bonus9 | $25.00 | 8/23/2011 6:22:26 AM |
| orange-resolute-platinum | $25.00 | 8/23/2011 11:27:58 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:08 AM |
| best-basis-trooper | $50.00 | 8/23/2011 8:30:58 AM |
| lostontheedge | $25.00 | 8/23/2011 8:21:35 AM |
| janeybooboo | $200.00 | 8/23/2011 12:15:33 PM |
| dinero-jujitsu | $25.00 | 8/23/2011 9:44:21 AM |
| new-revenue-shooter | $25.00 | 8/23/2011 10:45:30 AM |
| money-bauble | $200.00 | 8/23/2011 5:09:16 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:09:50 PM |
| williemc44 | $25.00 | 8/23/2011 12:38:53 PM |
| one2sojourn | $50.00 | 8/23/2011 3:08:05 PM |
| mar97 | $25.00 | 8/23/2011 4:21:27 PM |
| Gibbyland | $100.00 | 8/23/2011 10:39:01 PM |
| practical-expectations | $25.00 | 8/23/2011 7:02:43 PM |
| akl_5277 | $25.00 | 8/23/2011 7:16:02 PM |
| RSV | $25.00 | 8/24/2011 6:13:51 AM |
| worklessmakemore | $50.00 | 8/24/2011 7:30:46 AM |
| dollardave | $100.00 | 8/24/2011 7:43:30 AM |
| loot-heart | $25.00 | 8/23/2011 9:19:14 PM |
| ctgscott | $25.00 | 8/23/2011 9:19:53 PM |
| principal-molecule2 | $25.00 | 8/23/2011 9:52:59 PM |
| social-turtle4 | $25.00 | 8/23/2011 10:51:38 PM |
| tranquil-revenue | $50.00 | 8/24/2011 2:57:47 AM |
| credit-kahuna | $50.00 | 8/24/2011 1:17:45 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | 8/24/2011 1:51:45 AM |
| Thecozychick | $25.00 | 8/24/2011 5:36:06 AM |
| ClearLake | $25.00 | 8/24/2011 6:16:49 AM |
| Chuck9802 | $25.00 | 8/24/2011 5:46:44 AM |
| BigLinCT | $25.00 | 8/24/2011 6:19:03 AM |
| Snailslug | $25.00 | 8/24/2011 6:23:43 AM |
| McDeeter | $10.00 | 8/24/2011 7:51:15 AM |
| 114 Investments
|
Borrower Payment Dependent Notes Series
521079
This series of Notes was issued and sold upon the funding of the borrower loan #52559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,960 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| felicity-monger3 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bill consolidation
Purpose of loan:
This loan will be used to...pay off bills
My financial situation:
I am a good candidate for this loan because...
I'm in debt an this will help me take control of my financial responsibility
Monthly net income: $53000.00
Monthly expenses: $2200.00
Housing: $800
Insurance: $138
Car expenses: $638
Utilities: $150
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses: $60
Credit cards and other loans: $90
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/11/2011 9:02:08 AM |
| finance-mushroom | $100.00 | 8/16/2011 5:12:26 PM |
| Something-Corporate | $25.00 | 8/17/2011 10:26:54 PM |
| supreme-hope | $25.00 | 8/17/2011 2:33:23 PM |
| Legally_Blonde | $25.00 | 8/17/2011 4:01:30 PM |
| finance-prescription | $100.00 | 8/17/2011 5:41:51 PM |
| impala6464 | $150.00 | 8/17/2011 5:54:01 PM |
| setUup | $26.28 | 8/17/2011 8:58:17 PM |
| Dubbs360 | $200.00 | 8/17/2011 9:22:42 PM |
| gentle-gain235 | $25.00 | 8/18/2011 8:18:18 AM |
| principal-laser | $107.00 | 8/18/2011 1:57:38 PM |
| lend4life13 | $434.15 | 8/18/2011 9:36:34 AM |
| golden-cat | $25.00 | 8/18/2011 11:28:51 AM |
| beans53 | $25.00 | 8/18/2011 6:04:53 PM |
| justasoldier | $50.00 | 8/18/2011 6:26:29 PM |
| redcat57 | $25.00 | 8/18/2011 7:10:16 PM |
| diversification-medalist | $25.00 | 8/18/2011 8:39:37 PM |
| zorg77 | $25.00 | 8/18/2011 2:28:06 PM |
| capital-zoo | $25.00 | 8/18/2011 4:17:14 PM |
| handy-justice | $50.00 | 8/18/2011 8:52:47 PM |
| EngineersAlliance | $75.00 | 8/19/2011 6:41:28 AM |
| restless-dime | $25.00 | 8/19/2011 5:27:36 PM |
| droopie1 | $25.00 | 8/19/2011 1:02:08 PM |
| CreditBuilder2 | $25.00 | 8/19/2011 4:23:31 PM |
| jazzlender | $25.00 | 8/20/2011 9:32:37 AM |
| wise-deal-panda | $57.67 | 8/20/2011 1:06:22 PM |
| peaceful-integrity5 | $25.00 | 8/21/2011 10:38:37 AM |
| cycle198 | $50.00 | 8/21/2011 7:18:16 AM |
| Jack55304 | $200.00 | 8/21/2011 9:26:38 AM |
| diversification-maple1 | $25.00 | 8/21/2011 3:44:23 PM |
| widowsmite | $25.00 | 8/21/2011 6:27:08 PM |
| SRK_FROM_WA | $250.00 | 8/21/2011 1:51:34 PM |
| Sierrahh | $25.00 | 8/21/2011 7:27:32 PM |
| indomitable-dedication | $50.00 | 8/22/2011 7:37:24 AM |
| britgsb | $50.00 | 8/22/2011 7:47:36 AM |
| best-basis-trooper | $25.00 | 8/22/2011 12:25:35 PM |
| Legally_Blonde | $25.00 | 8/22/2011 10:11:19 AM |
| brightest-organized-balance | $25.00 | 8/22/2011 8:56:27 PM |
| bonafide-asset8 | $50.00 | 8/23/2011 6:59:54 AM |
| money-baron-Roth401k | $25.00 | 8/22/2011 6:44:03 PM |
| jlendog | $30.00 | 8/23/2011 8:22:37 AM |
| suave-dime6 | $25.00 | 8/23/2011 4:05:42 AM |
| benjamin67 | $25.00 | 8/23/2011 5:18:55 AM |
| zone6 | $100.00 | 8/23/2011 5:23:56 AM |
| thorough-capital799 | $100.00 | 8/23/2011 6:48:43 AM |
| beaker | $25.00 | 8/23/2011 6:58:35 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:28 AM |
| grampy48 | $25.00 | 8/23/2011 1:21:37 PM |
| sweetlan | $25.00 | 8/23/2011 9:47:22 AM |
| melsab | $55.00 | 8/23/2011 10:28:05 AM |
| jbloans | $25.00 | 8/23/2011 4:08:50 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:09:59 PM |
| market-pudding | $25.00 | 8/23/2011 2:27:25 PM |
| irrelevant | $25.00 | 8/23/2011 7:05:26 PM |
| KADENA462 | $25.00 | 8/23/2011 4:56:47 PM |
| jjsparks28 | $40.00 | 8/23/2011 10:42:39 PM |
| kind-credit-bear | $25.76 | 8/23/2011 5:24:32 PM |
| Southbay96 | $25.00 | 8/24/2011 8:45:33 AM |
| let_me_retire | $50.00 | 8/23/2011 9:50:56 PM |
| EngineerUSMC | $25.00 | 8/24/2011 7:36:01 AM |
| honorable-yield | $25.00 | 8/24/2011 9:15:14 AM |
| benevolent1 | $25.00 | 8/24/2011 9:54:12 AM |
| commerce-banker | $25.00 | 8/24/2011 9:41:49 AM |
| cash-surge | $25.00 | 8/24/2011 10:04:51 AM |
| saxaphone6 | $25.00 | 8/24/2011 10:51:56 AM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:10 PM |
| transparency-giant | $50.00 | 8/15/2011 11:54:37 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:03 AM |
| kind-finance-burrito | $25.00 | 8/17/2011 7:01:46 PM |
| afterhours | $25.00 | 8/17/2011 4:29:52 PM |
| kingbob | $25.01 | 8/18/2011 9:05:16 AM |
| green-trade-dolphin | $25.00 | 8/18/2011 9:32:46 AM |
| JesanFafon | $25.00 | 8/18/2011 12:24:17 PM |
| CA-Lender | $25.00 | 8/18/2011 4:58:52 PM |
| asiaratt | $50.00 | 8/18/2011 5:08:32 PM |
| enchanted-truth264 | $25.00 | 8/18/2011 8:53:33 PM |
| fortytwo | $100.00 | 8/19/2011 12:07:56 AM |
| greencat | $50.00 | 8/19/2011 7:17:01 AM |
| GElender | $25.00 | 8/19/2011 6:07:44 AM |
| SolarMoonshine | $25.00 | 8/19/2011 2:43:11 PM |
| nycfinance | $25.00 | 8/19/2011 11:26:12 AM |
| ddog0224 | $25.00 | 8/19/2011 7:13:09 PM |
| healthy-worth5 | $25.00 | 8/20/2011 1:23:06 AM |
| thoughtful-contract984 | $100.00 | 8/20/2011 12:38:58 PM |
| green-trade-dolphin | $25.00 | 8/21/2011 5:58:58 AM |
| chekat | $25.00 | 8/21/2011 1:20:33 AM |
| theprince | $25.00 | 8/21/2011 2:29:21 PM |
| dudebrah | $25.00 | 8/21/2011 6:00:06 PM |
| LesPaul1 | $25.00 | 8/21/2011 4:08:13 PM |
| blue111 | $25.00 | 8/21/2011 8:11:22 PM |
| payout-bridge | $25.00 | 8/22/2011 10:17:46 AM |
| stock106 | $25.00 | 8/22/2011 5:31:11 AM |
| digitaldan | $25.00 | 8/22/2011 6:25:16 AM |
| Shanester | $25.00 | 8/22/2011 6:39:27 AM |
| mummey | $50.00 | 8/22/2011 3:53:12 PM |
| a-restless-dollar | $25.00 | 8/22/2011 10:57:18 AM |
| Graven33 | $25.00 | 8/22/2011 2:30:10 PM |
| goat0 | $50.00 | 8/22/2011 4:01:58 PM |
| MoneyBag4366 | $25.00 | 8/23/2011 4:47:17 AM |
| Atlanta-Buyer | $25.00 | 8/23/2011 6:36:10 AM |
| jubilant-durability9 | $25.00 | 8/22/2011 7:08:30 PM |
| trade-boots1 | $300.00 | 8/22/2011 8:23:47 PM |
| frooogal | $25.00 | 8/22/2011 9:31:15 PM |
| Hogan55 | $39.71 | 8/23/2011 4:42:36 AM |
| impressive-openness7 | $25.00 | 8/23/2011 11:22:29 AM |
| payout-bridge | $75.00 | 8/23/2011 9:27:44 AM |
| dime-historian | $25.00 | 8/23/2011 1:37:40 PM |
| CoyoteJack | $50.00 | 8/23/2011 2:59:00 PM |
| kindness-hickory5 | $30.00 | 8/23/2011 4:21:54 PM |
| capital-halo1 | $1,000.00 | 8/23/2011 5:13:27 PM |
| DogCanyon | $50.00 | 8/23/2011 12:37:26 PM |
| HairyCoo | $25.00 | 8/23/2011 1:10:25 PM |
| gtrplayer | $50.00 | 8/23/2011 2:31:41 PM |
| graceful-investment | $100.00 | 8/23/2011 3:59:49 PM |
| Rogelio48 | $30.00 | 8/24/2011 8:44:45 AM |
| LittlePiggyBank | $25.00 | 8/24/2011 8:50:20 AM |
| leverage-monger | $25.00 | 8/24/2011 8:59:42 AM |
| new-social-economist | $50.00 | 8/24/2011 2:36:34 AM |
| aquistoyraul | $25.00 | 8/24/2011 12:46:25 PM |
| sosleep | $25.00 | 8/24/2011 8:08:37 AM |
| Bob450 | $25.00 | 8/24/2011 8:31:25 AM |
| 108lender | $500.00 | 8/24/2011 9:13:34 AM |
| branaa99 | $25.00 | 8/24/2011 10:46:14 AM |
| amitraman | $25.00 | 8/24/2011 11:53:13 AM |
| kwan | $25.00 | 8/24/2011 4:41:35 PM |
| bid-papyrus | $25.00 | 8/24/2011 5:03:53 PM |
| handshake5 | $99.42 | 8/24/2011 5:14:40 PM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
521189
This series of Notes was issued and sold upon the funding of the borrower loan #52517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $297.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,102 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| influential-euro0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Credit Card Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because I am gainfully employed and my credit is in good standing. I also meet my financial obligations in a responsible manner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fund-medalist171 | $25.00 | 8/11/2011 6:41:06 PM |
| KillBill | $25.00 | 8/12/2011 6:05:54 AM |
| jkeller4000 | $25.00 | 8/12/2011 4:33:32 AM |
| indomitable-coin | $25.00 | 8/12/2011 7:48:05 AM |
| gentle-gain235 | $200.00 | 8/12/2011 10:03:51 AM |
| setUup | $26.28 | 8/13/2011 5:20:05 AM |
| bulabula | $25.00 | 8/13/2011 8:40:06 AM |
| yield-seeker | $25.00 | 8/13/2011 8:41:45 AM |
| unassailable-dollar | $25.00 | 8/13/2011 1:01:33 PM |
| social-trumpet | $25.00 | 8/13/2011 2:25:11 PM |
| treasure-expert | $25.00 | 8/13/2011 7:44:53 AM |
| enchanted-truth264 | $25.00 | 8/13/2011 7:49:00 PM |
| integrity-doctor | $100.00 | 8/13/2011 8:41:26 PM |
| kdog99 | $100.00 | 8/13/2011 1:44:17 PM |
| NolockHolmes | $50.00 | 8/13/2011 11:41:35 AM |
| currency-persimmon | $25.00 | 8/13/2011 1:05:08 PM |
| a_salt_miner | $25.00 | 8/13/2011 4:37:41 PM |
| gustavzantanon | $25.00 | 8/14/2011 4:37:17 PM |
| mad-scientist418 | $25.00 | 8/13/2011 7:02:36 PM |
| income-awakening6 | $25.00 | 8/14/2011 6:04:38 AM |
| jules3304 | $25.00 | 8/15/2011 6:20:57 AM |
| Charmart | $25.00 | 8/14/2011 2:29:14 PM |
| octoberfresh | $25.00 | 8/15/2011 8:17:13 AM |
| Rivervale_Westwood | $25.00 | 8/15/2011 6:51:24 AM |
| friendly-peace4 | $35.00 | 8/15/2011 7:34:01 AM |
| Astyanax | $100.00 | 8/15/2011 1:11:46 PM |
| mammalian4 | $25.00 | 8/15/2011 5:49:42 PM |
| maple1 | $75.00 | 8/15/2011 11:25:16 AM |
| cocopuffs | $25.00 | 8/15/2011 3:55:28 PM |
| finance-symphony7 | $100.00 | 8/15/2011 4:28:41 PM |
| mhotchan | $100.00 | 8/15/2011 1:26:20 PM |
| ritwik | $100.00 | 8/15/2011 5:03:17 PM |
| ddog0224 | $100.00 | 8/16/2011 1:19:37 AM |
| loss-of-control | $100.00 | 8/15/2011 5:56:28 PM |
| GElender | $25.00 | 8/16/2011 5:39:01 AM |
| CreditBuilder2 | $150.00 | 8/15/2011 4:58:49 PM |
| peso-tiramisu | $25.00 | 8/16/2011 7:09:51 AM |
| supreme-hope | $25.00 | 8/16/2011 4:46:54 AM |
| houli123 | $100.00 | 8/16/2011 8:28:29 AM |
| ferocious-exchange3 | $25.00 | 8/17/2011 5:16:25 AM |
| lucrative-worth | $50.00 | 8/16/2011 3:37:24 PM |
| finance-dandelion | $100.00 | 8/16/2011 5:02:19 PM |
| Preferred-Lender | $25.00 | 8/16/2011 7:06:32 PM |
| shrewd-deal3 | $200.00 | 8/17/2011 3:05:23 PM |
| JoeXB | $25.00 | 8/17/2011 10:22:41 AM |
| mistertao | $25.00 | 8/17/2011 7:05:38 PM |
| GCInvestments | $25.00 | 8/17/2011 3:04:45 PM |
| please-repay | $30.00 | 8/18/2011 5:46:44 AM |
| suges | $100.00 | 8/17/2011 8:36:49 PM |
| PayingItForwardPlease | $30.72 | 8/17/2011 8:49:40 PM |
| georgedorn | $25.00 | 8/18/2011 10:16:08 AM |
| tomdooley12520 | $25.00 | 8/18/2011 12:05:48 PM |
| mountainpeak | $25.00 | 8/18/2011 12:16:40 PM |
| revenue-appraiser | $30.00 | 8/18/2011 7:08:49 AM |
| genius520 | $50.00 | 8/18/2011 9:11:55 AM |
| marketplace-hut9 | $50.00 | 8/18/2011 4:31:41 PM |
| iq8w7ht | $25.00 | 8/18/2011 11:10:05 AM |
| herbyman | $50.00 | 8/18/2011 11:24:53 AM |
| capital-zoo | $75.00 | 8/18/2011 11:55:09 PM |
| Bio-physicist | $34.00 | 8/19/2011 1:42:00 AM |
| BxRealtor | $36.00 | 8/19/2011 4:13:31 AM |
| MadHun | $200.00 | 8/18/2011 5:11:38 PM |
| dt_one | $25.00 | 8/19/2011 9:38:46 AM |
| nycfinance | $25.00 | 8/19/2011 10:32:41 AM |
| crw1950 | $40.52 | 8/19/2011 4:36:50 AM |
| oplender | $25.00 | 8/19/2011 5:11:30 PM |
| FinanceEngine | $35.00 | 8/19/2011 10:15:13 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:48 AM |
| finance-symphony7 | $100.00 | 8/19/2011 6:59:52 PM |
| hidavehi | $44.00 | 8/19/2011 7:51:07 PM |
| market-aficionado3 | $30.00 | 8/19/2011 5:31:50 PM |
| econgineer | $50.00 | 8/19/2011 7:40:50 PM |
| CreditBuilder2 | $50.00 | 8/20/2011 9:36:00 AM |
| BankofPete | $25.00 | 8/20/2011 5:24:26 AM |
| petsheep | $50.00 | 8/20/2011 9:56:05 AM |
| credit-bank-usa611 | $100.00 | 8/20/2011 1:11:59 PM |
| BankofBeth | $25.00 | 8/20/2011 5:51:13 PM |
| fairness-swashbuckler | $50.00 | 8/20/2011 2:33:56 PM |
| fair-funds | $50.00 | 8/20/2011 3:15:29 PM |
| reinforced-marketplace3 | $175.00 | 8/20/2011 3:26:19 PM |
| jbaum | $25.00 | 8/20/2011 3:38:21 PM |
| Surfwaikiki | $50.00 | 8/20/2011 3:29:13 PM |
| yield-hut | $50.00 | 8/20/2011 3:33:06 PM |
| CaliforniaSun | $25.00 | 8/20/2011 3:58:55 PM |
| suges | $58.14 | 8/20/2011 8:28:30 PM |
| BearMan1975 | $25.00 | 8/21/2011 7:24:55 AM |
| listing-exchanger596 | $31.62 | 8/21/2011 5:46:13 AM |
| aztec | $80.00 | 8/21/2011 6:55:06 AM |
| spiff666 | $25.00 | 8/21/2011 8:29:12 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:34 AM |
| supersarah61 | $50.00 | 8/21/2011 11:50:13 AM |
| hidavehi | $33.00 | 8/21/2011 10:42:21 AM |
| Dilbertland | $50.00 | 8/21/2011 6:56:06 PM |
| new-transaction-wrangler | $50.00 | 8/21/2011 7:31:41 PM |
| Rulea72 | $30.00 | 8/22/2011 7:13:31 AM |
| rysil | $48.97 | 8/22/2011 8:24:58 AM |
| MattTheGr8 | $45.00 | 8/21/2011 7:43:05 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:07 PM |
| mscomeaux | $25.00 | 8/22/2011 7:17:59 AM |
| back-scratchers | $25.00 | 8/22/2011 8:06:51 AM |
| buffalobills | $25.00 | 8/22/2011 7:33:42 AM |
| Digs | $25.00 | 8/22/2011 11:33:38 AM |
| AF-Chief | $100.00 | 8/22/2011 9:36:35 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:17 AM |
| jcw3rd | $25.00 | 8/22/2011 11:12:21 AM |
| 108lender | $250.00 | 8/22/2011 5:53:29 PM |
| dospapalotes | $25.00 | 8/22/2011 6:42:49 PM |
| Clambake | $50.00 | 8/23/2011 7:02:08 AM |
| minista | $25.00 | 8/22/2011 6:45:13 PM |
| mizount | $25.00 | 8/23/2011 4:44:27 AM |
| best-friendly-fairness | $50.00 | 8/23/2011 11:15:09 AM |
| social-ladder590 | $40.00 | 8/23/2011 7:57:48 AM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:14 AM |
| grampy48 | $25.00 | 8/23/2011 1:24:31 PM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:17 AM |
| DogCanyon | $25.00 | 8/23/2011 12:50:13 PM |
| janeybooboo | $300.00 | 8/23/2011 1:15:22 PM |
| PlusUltra | $31.33 | 8/23/2011 2:14:38 PM |
| Bank_Of_XL | $25.00 | 8/11/2011 6:22:50 PM |
| compoundinterest | $50.00 | 8/12/2011 8:14:42 AM |
| availableloan | $25.00 | 8/12/2011 7:18:43 PM |
| heerzaquestion | $50.00 | 8/13/2011 6:29:15 AM |
| mondial4 | $50.00 | 8/13/2011 6:50:14 AM |
| first-serene-credit | $25.00 | 8/13/2011 6:54:16 AM |
| DasMula | $25.00 | 8/13/2011 8:44:42 AM |
| EarlyRiser | $350.00 | 8/13/2011 9:01:55 AM |
| Dubbs360 | $200.00 | 8/13/2011 9:20:18 AM |
| simplelender80 | $100.00 | 8/13/2011 9:39:02 AM |
| einstein | $88.31 | 8/13/2011 5:17:38 PM |
| credit-panda1 | $25.00 | 8/13/2011 12:12:35 PM |
| repaymeplease | $25.00 | 8/13/2011 12:06:13 PM |
| independent-revenue4 | $100.00 | 8/13/2011 4:57:11 PM |
| foxworthy77 | $48.98 | 8/14/2011 7:04:37 AM |
| payment-halo | $25.00 | 8/14/2011 3:57:25 AM |
| power-defender7 | $50.00 | 8/14/2011 5:09:57 PM |
| radiant-fund | $50.00 | 8/15/2011 6:58:01 AM |
| LoanerPrincipal | $40.00 | 8/14/2011 8:48:37 PM |
| john0720 | $50.00 | 8/15/2011 6:21:49 AM |
| Bill88 | $30.00 | 8/15/2011 10:54:19 AM |
| new-ore-venture | $100.00 | 8/15/2011 8:06:55 AM |
| dudebrah | $25.00 | 8/15/2011 9:44:08 AM |
| worth-buddy0 | $50.00 | 8/15/2011 5:57:02 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:32 PM |
| Jerhaus | $54.22 | 8/15/2011 1:29:10 PM |
| MoneyTree79 | $50.00 | 8/15/2011 5:39:12 PM |
| Hesty | $50.00 | 8/15/2011 7:50:04 PM |
| peaceful-wealth0 | $25.00 | 8/15/2011 8:38:01 PM |
| cash-cymbal | $25.00 | 8/15/2011 9:53:03 PM |
| dhkny5 | $31.53 | 8/15/2011 11:44:38 PM |
| yield-seeker | $25.00 | 8/16/2011 9:46:21 AM |
| EmmaDog44 | $41.80 | 8/15/2011 10:03:04 PM |
| EngineersAlliance | $50.00 | 8/16/2011 6:21:51 AM |
| Zane314 | $300.00 | 8/16/2011 4:09:02 PM |
| reliable-silver7 | $25.00 | 8/16/2011 2:17:24 PM |
| maj0508 | $100.00 | 8/16/2011 10:39:07 PM |
| FinDoc | $25.00 | 8/16/2011 4:57:59 PM |
| studio3d | $25.00 | 8/17/2011 5:29:18 AM |
| principal-bull | $25.00 | 8/16/2011 5:05:49 PM |
| hostbank | $100.00 | 8/17/2011 9:08:34 AM |
| green-trade-dolphin2 | $25.00 | 8/16/2011 7:44:05 PM |
| janeybooboo | $100.00 | 8/17/2011 4:51:28 AM |
| interstellar | $75.00 | 8/17/2011 5:25:45 AM |
| selector568 | $300.00 | 8/17/2011 10:07:30 AM |
| newest-funds-powerplant | $30.88 | 8/17/2011 12:27:47 PM |
| don8ter | $25.00 | 8/18/2011 4:50:13 AM |
| BlessedEveryDay | $30.00 | 8/18/2011 6:22:12 AM |
| gain-mountain1 | $50.00 | 8/18/2011 7:46:45 AM |
| Leopoldine | $45.00 | 8/18/2011 8:13:28 AM |
| basis-wizard8 | $50.00 | 8/18/2011 5:19:53 AM |
| Nazbuster | $100.00 | 8/18/2011 7:04:52 AM |
| jdadverb | $35.91 | 8/18/2011 8:08:42 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:57:49 AM |
| Socorro_Capital_Partners | $25.00 | 8/18/2011 9:45:57 AM |
| publiux | $25.00 | 8/18/2011 10:15:46 AM |
| silvercertificate | $25.00 | 8/18/2011 9:21:36 AM |
| Weaverville | $50.00 | 8/18/2011 9:34:24 AM |
| hitsman | $50.00 | 8/18/2011 10:59:09 AM |
| adir1 | $25.00 | 8/18/2011 5:40:34 PM |
| 108lender | $167.00 | 8/18/2011 7:38:23 PM |
| peaceful-farmer | $50.00 | 8/18/2011 7:08:14 PM |
| tacopants | $100.00 | 8/19/2011 10:12:32 AM |
| peaceful-farmer | $100.00 | 8/19/2011 10:12:15 AM |
| s270 | $25.00 | 8/19/2011 7:01:38 PM |
| HeroJason86 | $25.00 | 8/19/2011 1:30:13 PM |
| economy-popcorn | $25.00 | 8/20/2011 6:18:05 AM |
| gtrplayer | $25.00 | 8/19/2011 5:46:09 PM |
| Independenttools | $25.00 | 8/20/2011 9:15:23 AM |
| derec | $25.00 | 8/19/2011 8:21:04 PM |
| bmbanzai | $25.00 | 8/19/2011 8:49:01 PM |
| cbivitz | $250.00 | 8/19/2011 7:33:18 PM |
| intelligent-greenback7 | $100.00 | 8/20/2011 3:19:14 PM |
| friendinmoney | $25.00 | 8/20/2011 3:49:14 PM |
| commitment-galaxy | $25.00 | 8/20/2011 4:12:17 PM |
| Rivervale_Westwood | $25.00 | 8/20/2011 1:45:40 PM |
| 77dowplace | $30.00 | 8/20/2011 2:04:05 PM |
| thoughtful-contract984 | $50.00 | 8/20/2011 12:39:41 PM |
| a-versatile-power | $25.00 | 8/20/2011 3:26:25 PM |
| edsmoney | $100.00 | 8/20/2011 3:59:44 PM |
| ideal-platinum1 | $25.00 | 8/21/2011 7:03:04 AM |
| blot44 | $25.00 | 8/21/2011 7:23:40 AM |
| moola-gargantuan9 | $50.00 | 8/20/2011 6:14:56 PM |
| credit-coach118 | $40.00 | 8/20/2011 5:39:08 PM |
| frobin | $25.00 | 8/20/2011 8:08:45 PM |
| wwwUniversal | $25.00 | 8/20/2011 10:23:56 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:10 PM |
| just21andy | $50.00 | 8/21/2011 8:30:41 AM |
| market-aficionado3 | $30.00 | 8/21/2011 12:48:48 PM |
| BAJMP | $25.00 | 8/21/2011 4:00:20 PM |
| vigorous-velocity | $100.00 | 8/21/2011 5:40:15 PM |
| goat0 | $50.00 | 8/22/2011 8:32:10 AM |
| djs81 | $50.00 | 8/21/2011 8:30:20 PM |
| awwaww | $25.00 | 8/22/2011 11:00:34 AM |
| musegaze | $100.00 | 8/22/2011 8:38:16 AM |
| Techne_Funds_LLC | $25.00 | 8/22/2011 11:29:56 AM |
| rescue | $100.00 | 8/22/2011 3:44:27 PM |
| marwadi-62 | $300.00 | 8/22/2011 6:19:24 PM |
| pious-benjamins1 | $50.00 | 8/22/2011 8:58:21 PM |
| here2lend | $25.00 | 8/23/2011 8:46:05 AM |
| leverage-monger | $25.00 | 8/23/2011 6:22:11 AM |
| alaco | $50.00 | 8/23/2011 7:49:21 AM |
| radforj22 | $25.00 | 8/23/2011 2:02:06 PM |
| personal-lender | $25.00 | 8/23/2011 11:48:39 AM |
| RedCentre | $336.79 | 8/23/2011 1:46:28 PM |
| elbastador | $25.00 | 8/23/2011 1:56:49 PM |
| 224 Investments
|
Borrower Payment Dependent Notes Series
521411
This series of Notes was issued and sold upon the funding of the borrower loan #52683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $128,068 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wealth-dolphin5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bopcuz
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/12/2011 5:04:50 PM |
| simplelender80 | $300.00 | 8/13/2011 7:14:03 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:31 AM |
| goat0 | $50.00 | 8/16/2011 3:14:09 PM |
| diplomatic-wealth7 | $25.00 | 8/16/2011 3:57:54 PM |
| Bob450 | $25.00 | 8/17/2011 8:02:39 AM |
| Weaverville | $25.00 | 8/17/2011 1:02:22 PM |
| charming-exchange7 | $25.00 | 8/18/2011 6:32:59 PM |
| exchange-upholder0 | $25.00 | 8/18/2011 1:56:07 PM |
| leverage-monger | $25.00 | 8/19/2011 8:08:43 AM |
| leverage-monger | $25.00 | 8/20/2011 9:31:34 AM |
| nickel-hickory | $25.00 | 8/21/2011 9:12:08 AM |
| Jack55304 | $200.00 | 8/21/2011 9:26:48 AM |
| Reliance_Banker | $31.44 | 8/21/2011 3:39:25 PM |
| jjswanso | $50.00 | 8/21/2011 1:07:51 PM |
| 87Marc | $25.00 | 8/21/2011 5:49:43 PM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:35:34 AM |
| fund-ambrosia0 | $25.00 | 8/22/2011 2:19:25 PM |
| icon7 | $50.00 | 8/23/2011 5:02:28 AM |
| mlj0671 | $25.00 | 8/22/2011 7:25:17 PM |
| djmjkelso | $25.00 | 8/22/2011 11:03:40 PM |
| leverage-monger | $25.00 | 8/23/2011 6:19:46 AM |
| jonnysixgun | $43.21 | 8/23/2011 8:05:14 AM |
| diligent-peace9 | $75.00 | 8/23/2011 11:35:34 AM |
| stepatatime-together | $100.00 | 8/13/2011 8:57:02 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:20 AM |
| worth-blanket2 | $6,300.00 | 8/15/2011 5:54:37 PM |
| reflective-rupee | $25.00 | 8/16/2011 7:43:12 AM |
| loss-of-control | $50.00 | 8/16/2011 5:35:58 PM |
| MadHun | $200.00 | 8/17/2011 11:23:00 AM |
| wampum-library4 | $25.00 | 8/17/2011 12:28:44 PM |
| erowis | $25.00 | 8/18/2011 12:23:55 AM |
| finance-prescription | $100.00 | 8/17/2011 5:42:03 PM |
| CatbirdBanking | $25.00 | 8/17/2011 8:05:11 PM |
| irrelevant | $25.00 | 8/17/2011 7:05:27 PM |
| Kyileo | $25.00 | 8/17/2011 8:19:31 PM |
| profit-powerplant | $25.00 | 8/17/2011 9:56:55 PM |
| hitsman | $50.00 | 8/18/2011 10:59:22 AM |
| dedicated-diversification5 | $37.00 | 8/19/2011 7:36:02 AM |
| buffalobills | $25.00 | 8/19/2011 8:16:42 AM |
| Maximum_Investment | $42.00 | 8/20/2011 3:09:52 AM |
| Rogelio48 | $25.00 | 8/20/2011 8:06:43 AM |
| luann199 | $25.00 | 8/20/2011 10:32:43 AM |
| suave-dime6 | $25.00 | 8/20/2011 2:49:57 PM |
| circle | $25.00 | 8/20/2011 6:59:13 PM |
| palace2 | $400.00 | 8/21/2011 9:33:17 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:02 PM |
| Otagaini | $25.00 | 8/21/2011 4:16:59 PM |
| rlsurb | $25.00 | 8/22/2011 7:53:55 AM |
| omegamon1 | $25.00 | 8/22/2011 3:13:57 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:25 AM |
| goodhearted-generosity511 | $25.00 | 8/22/2011 2:23:14 PM |
| fair-marketplace8 | $25.00 | 8/22/2011 1:59:22 PM |
| rescue | $100.00 | 8/22/2011 3:44:35 PM |
| palace2 | $172.79 | 8/23/2011 5:40:26 AM |
| cybercop45 | $25.00 | 8/23/2011 6:48:40 AM |
| euro-spark | $50.00 | 8/22/2011 5:58:28 PM |
| mercuriant | $25.00 | 8/23/2011 7:01:40 AM |
| terrific-dough6 | $100.00 | 8/22/2011 8:04:14 PM |
| friendly-principal76 | $25.00 | 8/23/2011 7:05:25 AM |
| the-discrete-income | $25.00 | 8/22/2011 8:49:59 PM |
| mpatrick | $50.00 | 8/23/2011 8:01:39 AM |
| goat0 | $50.00 | 8/22/2011 11:05:08 PM |
| proud-pound4 | $25.00 | 8/23/2011 5:22:41 AM |
| shrewd-income | $25.00 | 8/23/2011 11:07:43 AM |
| janeybooboo | $98.56 | 8/23/2011 1:24:27 PM |
| dordee | $50.00 | 8/23/2011 10:44:39 AM |
| personal-lender | $25.00 | 8/23/2011 11:48:57 AM |
| LARRY4NY | $25.00 | 8/23/2011 12:29:05 PM |
| economy-beast | $25.00 | 8/23/2011 12:19:37 PM |
| grampy48 | $25.00 | 8/23/2011 1:23:56 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
521421
This series of Notes was issued and sold upon the funding of the borrower loan #52531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $259.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $134,096 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| immaculate-wampum1 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2010)
|
|
Principal balance:
| $1,645.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Camper Purchase
Purpose of loan:
This loan will be used to...purchasing a camper so that we may have recreation with our grandchildren at a more reasonable price. We have researched RV's not only on price, but also on value for re-sale and durability. We feel that we have found one that meets our desire.
My financial situation:
I am a good candidate for this loan because... I am trustworthy and dependable. I have been employed with the same entity for over 15 years. I have analyized my expenses versus revenue in addition to my spending habits very closely (more than normal) for the past 8 months to determine if a payment would not be a burden or tie me down. I feel confident that I will be able to make this payment and even have funds to handle an emergency if one were to arise. Last month (July) I received an annual $3,000 increase in salary and again have monitored my records with a payment in mind. Thank you for your consideration in this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 8/12/2011 7:48:06 AM |
| KADENA462 | $25.00 | 8/12/2011 3:35:35 PM |
| simplelender80 | $250.00 | 8/13/2011 9:46:55 AM |
| currency-persimmon | $25.00 | 8/13/2011 1:02:22 PM |
| credit-panda1 | $25.00 | 8/13/2011 9:36:31 AM |
| palmdelino | $25.00 | 8/13/2011 3:07:15 PM |
| gentle-gain235 | $50.00 | 8/13/2011 8:41:17 AM |
| I_Karamazov | $50.00 | 8/14/2011 7:34:57 AM |
| enchanted-truth264 | $25.00 | 8/13/2011 7:45:20 PM |
| etraboulay | $50.00 | 8/14/2011 12:27:35 PM |
| eagle6 | $25.00 | 8/14/2011 8:42:13 AM |
| first-serene-credit | $25.00 | 8/14/2011 9:29:38 AM |
| novice-speculator | $25.00 | 8/14/2011 2:07:46 PM |
| DonTraveler99 | $25.00 | 8/14/2011 9:02:04 PM |
| momsgirls | $50.00 | 8/14/2011 4:41:36 PM |
| Syzygy | $25.00 | 8/15/2011 10:02:36 AM |
| nickel-position | $25.00 | 8/15/2011 2:48:46 PM |
| finance-symphony7 | $100.00 | 8/15/2011 4:23:44 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:11 PM |
| independent-revenue4 | $50.00 | 8/15/2011 7:19:25 PM |
| availableloan | $25.00 | 8/15/2011 5:56:05 PM |
| ddog0224 | $25.00 | 8/16/2011 1:17:14 AM |
| john0720 | $100.00 | 8/16/2011 6:28:37 AM |
| Lily_of_the_Valley | $100.00 | 8/16/2011 5:30:25 PM |
| ferocious-finance | $25.00 | 8/16/2011 11:23:19 PM |
| AF-Chief | $100.00 | 8/17/2011 9:33:01 AM |
| cash-cymbal | $32.34 | 8/16/2011 8:40:54 PM |
| TheDigitalMan | $25.00 | 8/17/2011 3:28:45 AM |
| p2p-mushroom1 | $25.00 | 8/17/2011 7:18:00 AM |
| mjjjrj | $30.00 | 8/17/2011 6:56:21 AM |
| hostbank | $100.00 | 8/17/2011 9:08:36 AM |
| accelerator96 | $25.00 | 8/17/2011 4:51:17 PM |
| soular21804 | $25.00 | 8/18/2011 6:10:30 AM |
| value-wind0 | $50.00 | 8/18/2011 1:31:35 PM |
| marketplace-hut9 | $50.00 | 8/18/2011 4:31:42 PM |
| iq8w7ht | $25.00 | 8/18/2011 11:14:32 AM |
| currency-excellency0 | $100.00 | 8/18/2011 1:43:17 PM |
| mrcrace | $50.00 | 8/19/2011 1:42:13 AM |
| macgeek | $59.32 | 8/19/2011 2:32:09 AM |
| REITRUST | $25.00 | 8/19/2011 7:02:44 AM |
| Earnest_Money | $25.00 | 8/18/2011 6:36:49 PM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:24 PM |
| credit-investor5 | $50.00 | 8/19/2011 5:43:25 AM |
| invest-in-ed | $50.00 | 8/19/2011 6:55:56 AM |
| foldingbenny2 | $100.00 | 8/19/2011 1:48:59 PM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:35 PM |
| dpile | $50.00 | 8/19/2011 9:53:09 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:49 AM |
| yield-hut | $50.00 | 8/20/2011 5:02:37 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:34 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:23:57 PM |
| green-trade-dolphin2 | $25.00 | 8/21/2011 5:12:13 AM |
| djh47a | $25.00 | 8/21/2011 8:57:37 AM |
| OldestBrother | $50.00 | 8/21/2011 7:46:12 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:08 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:20 PM |
| heavy_ax | $25.00 | 8/21/2011 2:36:45 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:19 AM |
| best-basis-trooper | $25.00 | 8/22/2011 11:50:49 AM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:10 PM |
| dospapalotes | $25.00 | 8/22/2011 6:42:49 PM |
| ideal-platinum1 | $50.00 | 8/23/2011 7:45:38 AM |
| new-revenue-shooter | $25.00 | 8/23/2011 10:52:25 AM |
| lostontheedge | $25.00 | 8/23/2011 8:21:36 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:18 AM |
| janeybooboo | $100.00 | 8/23/2011 12:12:42 PM |
| dinero-jujitsu | $25.00 | 8/23/2011 9:44:22 AM |
| mar97 | $25.00 | 8/23/2011 4:21:28 PM |
| personal-lender | $25.00 | 8/23/2011 11:48:44 AM |
| MissionMicroFinance | $25.00 | 8/23/2011 12:52:44 PM |
| janeybooboo | $50.00 | 8/23/2011 1:26:42 PM |
| radforj22 | $25.00 | 8/23/2011 2:02:06 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:12 PM |
| Ripsaw4U | $50.00 | 8/23/2011 8:59:11 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:14 PM |
| BigLinCT | $19.20 | 8/24/2011 6:19:04 AM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:33 PM |
| TrustPlus | $50.00 | 8/23/2011 10:00:08 PM |
| compoundinterest | $50.00 | 8/12/2011 8:14:44 AM |
| Lender0010 | $50.00 | 8/13/2011 7:58:47 AM |
| yield-seeker | $25.00 | 8/13/2011 8:41:34 AM |
| responsibility-butterfly | $25.00 | 8/13/2011 8:06:08 AM |
| kind-genuine-dough | $50.00 | 8/13/2011 12:18:28 PM |
| Dubbs360 | $200.00 | 8/13/2011 9:20:33 AM |
| wise-deal-panda | $100.00 | 8/13/2011 9:17:28 PM |
| kmwvma | $25.00 | 8/13/2011 10:08:01 PM |
| heerzaquestion | $35.00 | 8/13/2011 6:58:00 PM |
| trumpeter5 | $25.00 | 8/13/2011 6:42:06 PM |
| fair-interest6 | $25.00 | 8/13/2011 7:08:16 PM |
| treasure-expert | $25.00 | 8/14/2011 7:54:42 PM |
| radiant-fund | $50.00 | 8/15/2011 7:05:37 AM |
| Imageloan | $25.00 | 8/14/2011 6:14:33 PM |
| fcrick | $25.00 | 8/15/2011 8:33:54 AM |
| maldok1 | $50.00 | 8/15/2011 6:38:37 AM |
| genelinist | $38.00 | 8/15/2011 9:34:31 AM |
| jonmars | $25.00 | 8/15/2011 2:21:40 PM |
| top-epic-community | $50.00 | 8/16/2011 7:19:01 AM |
| peaceful-farmer | $25.00 | 8/16/2011 4:29:16 AM |
| RB_Double-A_Bravo | $25.00 | 8/16/2011 9:53:02 AM |
| Johnab | $25.00 | 8/16/2011 7:05:27 AM |
| Finchy78 | $37.84 | 8/16/2011 6:04:02 AM |
| janeybooboo | $100.00 | 8/16/2011 10:22:01 AM |
| mountainpeak | $25.00 | 8/16/2011 4:13:06 PM |
| cerebral-dollar773 | $1,000.00 | 8/17/2011 7:45:54 AM |
| ferocious-exchange3 | $25.00 | 8/17/2011 5:16:13 AM |
| mistertao | $25.00 | 8/17/2011 7:04:53 PM |
| Hartfelt | $30.00 | 8/17/2011 8:22:35 PM |
| don8ter | $25.00 | 8/18/2011 4:50:15 AM |
| justice-circuitry0 | $50.00 | 8/18/2011 5:39:13 AM |
| hitsman | $50.00 | 8/18/2011 10:59:12 AM |
| herbyman | $50.00 | 8/18/2011 11:24:57 AM |
| genius520 | $50.00 | 8/18/2011 9:11:56 AM |
| capital-zoo | $25.00 | 8/18/2011 4:27:21 PM |
| Weaverville | $50.00 | 8/18/2011 9:34:25 AM |
| 108lender | $100.00 | 8/18/2011 7:35:34 PM |
| martymaniaman | $25.00 | 8/18/2011 4:37:56 PM |
| GCInvestments | $30.00 | 8/18/2011 2:40:06 PM |
| dime-historian | $25.00 | 8/19/2011 3:57:42 AM |
| auction-workhorse679 | $50.00 | 8/19/2011 6:22:30 AM |
| MadHun | $200.00 | 8/18/2011 5:11:39 PM |
| moneytolend72 | $25.00 | 8/19/2011 7:50:29 AM |
| chinolatino | $25.00 | 8/18/2011 8:49:49 PM |
| broomfieldbucks | $25.00 | 8/19/2011 10:01:57 AM |
| thajr | $53.30 | 8/19/2011 7:16:13 AM |
| Sneezie | $100.00 | 8/19/2011 1:27:08 PM |
| Leshan | $25.00 | 8/19/2011 9:00:18 AM |
| Leopoldine | $25.00 | 8/19/2011 9:06:16 AM |
| the-fairness-tsunami290 | $35.00 | 8/19/2011 10:29:37 AM |
| jbaum | $25.00 | 8/20/2011 3:38:22 PM |
| cordial-affluence2 | $50.00 | 8/20/2011 10:43:19 AM |
| frobin | $25.00 | 8/20/2011 8:08:45 PM |
| payout-motivator0 | $50.00 | 8/20/2011 9:15:38 PM |
| winlender | $25.00 | 8/21/2011 8:15:30 AM |
| sentimental-silver7 | $25.00 | 8/21/2011 7:43:07 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:11 PM |
| atbright | $25.00 | 8/22/2011 10:12:29 AM |
| awwaww | $25.00 | 8/22/2011 11:00:34 AM |
| rescue | $100.00 | 8/22/2011 3:44:29 PM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:14 AM |
| moola-gargantuan9 | $50.00 | 8/23/2011 6:46:29 AM |
| Clambake | $50.00 | 8/23/2011 7:02:08 AM |
| erdoc54 | $25.00 | 8/23/2011 12:51:23 PM |
| elbastador | $25.00 | 8/23/2011 1:56:49 PM |
| dime-historian | $50.00 | 8/23/2011 1:13:54 PM |
| grampy48 | $25.00 | 8/23/2011 1:13:20 PM |
| jescowa | $50.00 | 8/23/2011 3:37:54 PM |
| BxRealtor | $25.00 | 8/23/2011 8:52:44 PM |
| principal-molecule2 | $25.00 | 8/23/2011 9:53:02 PM |
| GElender | $50.00 | 8/24/2011 6:11:49 AM |
| Gibbyland | $100.00 | 8/23/2011 10:39:12 PM |
| ClearLake | $25.00 | 8/24/2011 6:16:55 AM |
| 151 Investments
|
Borrower Payment Dependent Notes Series
521547
This series of Notes was issued and sold upon the funding of the borrower loan #52472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $307.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1983 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 12y 0m |
|
Amount delinquent:
| $577 |
Total credit lines:
| 29 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,619 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| frog835 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Pepper
Purpose of loan:
This loan will be used to... Pay off a high rate interest card (chase visa)
My financial situation:
I am a good candidate for this loan because... if you look at my credit .. my bills are ALWAYS paid on time. I believe I can have this loan paid off in 24 months.
Please consider my past history with prosper.
Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 8/13/2011 7:51:05 AM |
| simplelender80 | $250.00 | 8/13/2011 9:46:56 AM |
| novice-speculator | $25.00 | 8/13/2011 5:06:30 PM |
| wise-deal-panda | $200.00 | 8/13/2011 9:11:42 PM |
| Hexnut | $50.00 | 8/13/2011 10:08:29 PM |
| treasure-expert | $25.00 | 8/14/2011 6:50:17 AM |
| first-serene-credit | $25.00 | 8/14/2011 9:26:26 AM |
| atkemom | $50.00 | 8/13/2011 5:11:29 PM |
| power-defender7 | $25.00 | 8/14/2011 5:14:07 PM |
| finance-amusement4 | $350.00 | 8/15/2011 9:28:58 AM |
| Dubbs360 | $200.00 | 8/14/2011 11:40:03 PM |
| ingenious-order783 | $50.00 | 8/15/2011 5:33:16 AM |
| john0720 | $50.00 | 8/15/2011 6:22:09 AM |
| Astyanax | $80.00 | 8/15/2011 1:15:04 PM |
| wampum-chorus3 | $25.00 | 8/15/2011 12:13:06 PM |
| vutah | $25.00 | 8/15/2011 5:30:00 PM |
| mhotchan | $100.00 | 8/15/2011 1:25:21 PM |
| loan-lionheart6 | $25.00 | 8/16/2011 7:39:25 AM |
| green-trade-dolphin2 | $35.00 | 8/16/2011 9:49:44 AM |
| coin-popcorn | $25.00 | 8/16/2011 9:45:26 AM |
| mountainpeak | $25.00 | 8/16/2011 4:13:43 PM |
| RJN | $25.00 | 8/16/2011 1:09:20 PM |
| weiyinsan | $25.00 | 8/16/2011 8:18:34 PM |
| availableloan | $25.00 | 8/16/2011 1:22:33 PM |
| WeAlNe | $25.00 | 8/16/2011 4:21:59 PM |
| radiobuda | $50.00 | 8/17/2011 12:29:59 AM |
| jarf | $25.00 | 8/16/2011 8:39:56 PM |
| builderjd | $50.00 | 8/16/2011 5:56:10 PM |
| penny-finder | $25.55 | 8/16/2011 6:39:29 PM |
| swingkid | $100.00 | 8/16/2011 10:06:06 PM |
| bancoroyal | $41.25 | 8/17/2011 9:16:45 AM |
| peace-missile | $34.02 | 8/17/2011 2:50:19 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:47:00 PM |
| gothampark | $25.00 | 8/17/2011 7:27:55 AM |
| cerebral-dollar773 | $1,575.00 | 8/17/2011 7:50:49 AM |
| chris-heretoinvest | $25.00 | 8/17/2011 11:32:06 AM |
| Mad_Scientist | $50.00 | 8/17/2011 4:50:02 PM |
| catumbelense | $50.00 | 8/17/2011 4:04:56 PM |
| fascinating-value4 | $100.00 | 8/17/2011 10:02:08 PM |
| don8ter | $25.00 | 8/18/2011 4:50:18 AM |
| hostbank | $100.00 | 8/17/2011 5:09:08 PM |
| yield-hut | $100.00 | 8/17/2011 6:22:54 PM |
| herbyman | $50.00 | 8/18/2011 11:24:58 AM |
| hitsman | $50.00 | 8/18/2011 10:59:17 AM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:24 PM |
| doc1 | $100.00 | 8/18/2011 6:54:35 PM |
| genius520 | $50.00 | 8/19/2011 9:10:37 AM |
| Sneezie | $100.00 | 8/19/2011 1:27:09 PM |
| Leshan | $25.00 | 8/19/2011 9:05:29 AM |
| top-epic-community | $50.00 | 8/19/2011 10:55:23 AM |
| astute-fairness0 | $25.00 | 8/20/2011 5:28:00 AM |
| purposeful-pound5 | $25.00 | 8/19/2011 3:01:17 PM |
| finance-symphony7 | $100.00 | 8/19/2011 6:48:20 PM |
| cordial-affluence2 | $50.00 | 8/20/2011 10:35:47 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:01 PM |
| jbaum | $25.00 | 8/20/2011 3:38:25 PM |
| wicada | $52.12 | 8/20/2011 4:48:59 PM |
| spiff666 | $25.00 | 8/21/2011 8:26:38 AM |
| frobin | $25.00 | 8/20/2011 8:08:47 PM |
| PXM-Financial | $75.00 | 8/20/2011 10:01:25 PM |
| lively-exchange | $50.00 | 8/20/2011 10:20:12 PM |
| winlender | $25.00 | 8/21/2011 8:15:31 AM |
| grampy48 | $50.00 | 8/21/2011 5:43:42 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:12 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:22 PM |
| Rulea72 | $25.00 | 8/22/2011 7:18:25 AM |
| atbright | $25.00 | 8/22/2011 10:12:30 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:22 AM |
| heroic-payout9 | $25.00 | 8/22/2011 1:11:59 PM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:11 PM |
| rescue | $100.00 | 8/22/2011 3:44:32 PM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:52 PM |
| Castelj | $47.00 | 8/23/2011 6:49:50 AM |
| Clambake | $50.00 | 8/23/2011 7:02:10 AM |
| wildebeest9 | $26.00 | 8/23/2011 7:07:08 AM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:15 AM |
| lostontheedge | $25.00 | 8/23/2011 8:21:37 AM |
| auction-seeker4 | $25.00 | 8/14/2011 3:50:09 AM |
| heerzaquestion | $75.00 | 8/14/2011 6:45:37 AM |
| fair-interest6 | $25.00 | 8/13/2011 7:04:26 PM |
| CreditBuilder2 | $100.00 | 8/13/2011 11:24:00 PM |
| a-reasonable-return | $25.00 | 8/14/2011 6:56:06 PM |
| Catalina_Enterprises | $55.00 | 8/14/2011 10:22:27 PM |
| currency-persimmon | $25.00 | 8/14/2011 12:09:22 PM |
| competent-p2p | $30.00 | 8/15/2011 6:47:34 AM |
| octoberfresh | $25.00 | 8/15/2011 8:14:37 AM |
| yerkster1 | $32.00 | 8/14/2011 7:49:28 PM |
| calimanusa | $33.00 | 8/14/2011 3:05:05 PM |
| Tkhalaska | $25.00 | 8/15/2011 1:20:12 AM |
| LoanerPrincipal | $40.00 | 8/14/2011 8:52:46 PM |
| compoundinterest | $50.00 | 8/15/2011 12:02:36 AM |
| agalt | $125.00 | 8/15/2011 9:09:34 AM |
| genelinist | $43.00 | 8/15/2011 9:21:17 AM |
| taggl | $50.00 | 8/15/2011 9:55:12 AM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:34 PM |
| dudebrah | $25.00 | 8/15/2011 10:00:37 AM |
| radiant-bazaar1 | $25.00 | 8/15/2011 10:18:47 AM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:13 PM |
| Frugal | $25.00 | 8/15/2011 1:00:42 PM |
| kind-value-pouch | $48.00 | 8/16/2011 3:07:01 AM |
| peaceful-farmer | $100.00 | 8/16/2011 4:15:25 AM |
| balance-rotation | $25.00 | 8/15/2011 4:13:30 PM |
| NobisEst | $25.00 | 8/15/2011 6:41:01 PM |
| currency-excellency0 | $100.00 | 8/15/2011 9:36:42 PM |
| capital-investor8 | $250.00 | 8/16/2011 8:29:28 AM |
| Crisscross | $27.00 | 8/16/2011 5:29:59 AM |
| Milonguero | $100.00 | 8/16/2011 11:23:43 AM |
| GElender | $40.00 | 8/16/2011 5:43:34 AM |
| freest8r | $50.00 | 8/16/2011 11:36:05 AM |
| TigerForce | $25.00 | 8/16/2011 9:25:34 AM |
| durability-secret-agent6 | $25.00 | 8/16/2011 11:24:42 AM |
| cerebral-dollar773 | $77.23 | 8/17/2011 4:35:31 AM |
| cxl9 | $50.00 | 8/16/2011 6:43:40 PM |
| lucrative-worth | $100.00 | 8/16/2011 5:42:26 PM |
| StLME | $50.00 | 8/17/2011 9:16:01 AM |
| AF-Chief | $100.00 | 8/17/2011 9:33:02 AM |
| JoeXB | $50.00 | 8/17/2011 10:29:12 AM |
| credit-investor5 | $50.00 | 8/17/2011 11:17:10 AM |
| MadHun | $200.00 | 8/17/2011 11:23:00 AM |
| thehousewife | $25.00 | 8/17/2011 11:33:04 AM |
| pure-loyalty6 | $25.00 | 8/17/2011 12:41:38 PM |
| thankful-nickel2 | $25.00 | 8/17/2011 1:01:52 PM |
| schnippy | $25.00 | 8/17/2011 11:31:49 AM |
| return-seeker85 | $50.00 | 8/17/2011 1:12:41 PM |
| paceme1 | $28.76 | 8/17/2011 12:43:11 PM |
| treasure-pipeline | $50.00 | 8/17/2011 4:02:32 PM |
| Weaverville | $50.00 | 8/18/2011 9:34:27 AM |
| Chesterite | $65.00 | 8/18/2011 1:19:51 PM |
| interest-splendor | $30.00 | 8/18/2011 10:53:09 AM |
| life-is-great | $25.00 | 8/19/2011 11:17:51 AM |
| lsx7 | $31.63 | 8/20/2011 12:35:52 PM |
| dsnybnd | $25.00 | 8/20/2011 1:00:41 PM |
| blue-useful-auction | $25.00 | 8/21/2011 9:42:18 AM |
| impeccable-penny | $100.00 | 8/21/2011 10:58:36 AM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:21 PM |
| Kennfusion | $100.00 | 8/22/2011 5:10:14 AM |
| troile | $45.23 | 8/22/2011 4:49:50 PM |
| ideal-platinum1 | $50.00 | 8/23/2011 7:45:40 AM |
| icon7 | $200.00 | 8/23/2011 5:00:56 AM |
| HRVRfunding | $33.21 | 8/23/2011 8:44:13 AM |
| 140 Investments
|
Borrower Payment Dependent Notes Series
521579
This series of Notes was issued and sold upon the funding of the borrower loan #52608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,020 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| excellent-loot |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2010)
740-759
(Mar-2010)
|
|
Principal balance:
| $2,946.92 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Need to repair house ASAP
Purpose of loan: Need to repair house
My financial situation:
I am a good candidate for this loan because... I never missed a payment..I have a stable job, I am the nurse manager of an ER with salary over 100k
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/14/2011 12:04:14 PM |
| reflective-rupee | $100.00 | 8/14/2011 5:17:00 PM |
| tnjohnso | $25.00 | 8/14/2011 11:50:17 PM |
| OldManP | $25.00 | 8/14/2011 2:40:01 PM |
| favorite-commerce | $25.00 | 8/14/2011 12:42:04 PM |
| money-baron | $50.00 | 8/14/2011 4:54:59 PM |
| five-star-note | $75.00 | 8/14/2011 11:35:35 PM |
| virtuous-repayment | $25.00 | 8/15/2011 4:39:36 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:32 AM |
| epic-dollar557 | $25.00 | 8/15/2011 7:05:21 PM |
| RLaumeyer | $25.00 | 8/15/2011 10:33:32 PM |
| riveting-credit5 | $100.00 | 8/15/2011 10:51:05 PM |
| MoneyForNothing | $9.75 | 8/16/2011 11:56:00 AM |
| worth-blanket2 | $4,000.00 | 8/16/2011 11:31:01 AM |
| green-trade-dolphin | $35.00 | 8/14/2011 5:17:16 PM |
| Mikale360 | $25.00 | 8/14/2011 10:32:48 PM |
| wonderous-power | $25.00 | 8/15/2011 4:33:20 AM |
| stepatatime-together | $100.00 | 8/14/2011 8:06:37 PM |
| chameleon125 | $25.00 | 8/15/2011 6:11:27 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:28 AM |
| thehousewife | $25.00 | 8/15/2011 4:09:02 PM |
| diligent-peace9 | $55.25 | 8/16/2011 6:46:24 AM |
| CA-Lender | $75.00 | 8/16/2011 10:19:37 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
521585
This series of Notes was issued and sold upon the funding of the borrower loan #52492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,067 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| meteoric-principal2 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loveanimals
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jubilant-agreement0 | $25.00 | 8/14/2011 1:54:16 PM |
| stepatatime-together | $100.00 | 8/14/2011 8:06:37 PM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:33 AM |
| scrappy-diversification7 | $1,675.00 | 8/17/2011 9:57:12 AM |
| Investor_DP | $100.00 | 8/14/2011 12:04:14 PM |
| favorite-commerce | $25.00 | 8/14/2011 12:40:20 PM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:29 AM |
| reflective-rupee | $25.00 | 8/15/2011 10:06:47 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
521603
This series of Notes was issued and sold upon the funding of the borrower loan #52710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,719 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| refined-benefit8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
taylermac
Purpose of loan:
This loan will be used to...consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...with my salary and other monetary income; once the credit cards are paid, I will have enough monthly income make the loan payments
Monthly net income: $5,800.00
Monthly expenses: $3,500.00
Housing: $500.00
Insurance: $300.00
Car expenses: $ -0- (company car)
Utilities: $220.00
Phone, cable, internet: $200.00
Food, entertainment: $400.00
Clothing, household expenses: $250.00
Credit cards and other loans: $1,000.00
Other expenses: $500.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $600.00 | 8/25/2011 10:03:08 AM |
| Investor_DP | $100.00 | 8/14/2011 12:03:32 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:15 PM |
| the-bright-velocity | $25.00 | 8/17/2011 12:47:00 PM |
| Weaverville | $25.00 | 8/17/2011 1:02:28 PM |
| don8ter | $25.00 | 8/18/2011 4:50:23 AM |
| whitegold24k | $250.00 | 8/18/2011 1:30:03 PM |
| Rivervale_Westwood | $25.00 | 8/19/2011 7:25:07 AM |
| credit-maple5 | $50.00 | 8/19/2011 11:36:54 AM |
| moola-gargantuan9 | $50.00 | 8/20/2011 8:45:34 AM |
| genius520 | $50.00 | 8/20/2011 12:10:15 PM |
| jbaum | $25.00 | 8/20/2011 3:38:29 PM |
| hostbank | $100.00 | 8/22/2011 9:08:58 AM |
| interest-splendor | $30.00 | 8/22/2011 12:16:47 PM |
| atbright | $25.00 | 8/22/2011 10:12:31 AM |
| organized-payment6 | $50.00 | 8/22/2011 3:11:16 PM |
| Imaginos1892 | $50.00 | 8/22/2011 8:04:46 PM |
| ideal-platinum1 | $50.00 | 8/23/2011 7:45:42 AM |
| wonder3 | $30.00 | 8/23/2011 8:58:33 AM |
| personal-lender | $25.00 | 8/23/2011 11:49:09 AM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:26 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:42 PM |
| BxRealtor | $25.00 | 8/23/2011 8:52:45 PM |
| CK1 | $25.00 | 8/23/2011 7:20:02 PM |
| nebula076 | $100.00 | 8/24/2011 1:40:12 PM |
| market-aficionado3 | $30.00 | 8/24/2011 10:02:16 PM |
| s270 | $25.00 | 8/24/2011 10:05:05 PM |
| q4golf | $25.00 | 8/25/2011 3:48:12 AM |
| GElender | $40.00 | 8/25/2011 6:35:43 AM |
| red-favorable-basis | $25.00 | 8/24/2011 7:38:28 PM |
| jescowa | $50.00 | 8/24/2011 7:51:25 PM |
| asset-cougar0 | $25.00 | 8/24/2011 9:43:30 PM |
| market-aficionado3 | $30.00 | 8/24/2011 10:02:55 PM |
| damage | $25.00 | 8/25/2011 9:10:06 AM |
| cjames84 | $25.00 | 8/25/2011 3:36:09 AM |
| frontier3 | $50.00 | 8/25/2011 1:51:24 AM |
| AKK1980 | $49.03 | 8/25/2011 4:34:35 AM |
| interstellar | $75.00 | 8/25/2011 3:57:58 AM |
| 183626 | $25.00 | 8/25/2011 10:05:19 AM |
| Bill88 | $25.00 | 8/25/2011 7:48:32 AM |
| selector568 | $300.00 | 8/25/2011 9:37:54 AM |
| compoundinterest | $50.00 | 8/15/2011 12:02:47 AM |
| golffish2 | $25.00 | 8/15/2011 4:21:09 AM |
| RLaumeyer | $60.00 | 8/15/2011 1:40:02 PM |
| Peterman | $25.00 | 8/16/2011 6:18:45 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:16:52 AM |
| boylezz | $25.00 | 8/17/2011 2:53:33 PM |
| hitsman | $50.00 | 8/18/2011 10:59:27 AM |
| herbyman | $50.00 | 8/18/2011 11:25:03 AM |
| jarf | $25.00 | 8/18/2011 9:32:06 PM |
| marketplace-hut9 | $50.00 | 8/19/2011 5:11:29 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:57 AM |
| petsheep | $25.00 | 8/20/2011 10:15:32 AM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:25 PM |
| orbiter687 | $25.00 | 8/22/2011 10:49:26 AM |
| Whipster | $35.00 | 8/22/2011 10:40:53 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:30 AM |
| janeybooboo | $200.00 | 8/23/2011 1:51:28 PM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:23 AM |
| sensible-trade | $100.00 | 8/23/2011 7:00:59 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:28 PM |
| a-finance-nirvana | $25.00 | 8/24/2011 7:57:49 AM |
| Gibbyland | $100.00 | 8/23/2011 10:39:16 PM |
| dx23h | $25.00 | 8/24/2011 9:13:33 PM |
| ghinga | $50.00 | 8/25/2011 4:12:31 AM |
| vutah | $25.00 | 8/24/2011 5:43:37 PM |
| careful-penny | $25.00 | 8/25/2011 6:16:28 AM |
| fund-widget | $50.00 | 8/25/2011 6:52:51 AM |
| currency-persimmon | $50.00 | 8/24/2011 8:10:33 PM |
| heerzaquestion | $25.00 | 8/24/2011 7:49:45 PM |
| grove88 | $25.00 | 8/24/2011 8:53:53 PM |
| setUup | $29.28 | 8/24/2011 8:27:20 PM |
| iamwhatiam | $25.00 | 8/24/2011 10:03:31 PM |
| wild-orange | $50.00 | 8/25/2011 3:21:51 AM |
| chinolatino | $50.00 | 8/25/2011 5:32:29 AM |
| eyevinyl | $100.00 | 8/25/2011 6:31:10 AM |
| green-benefit-control | $25.00 | 8/25/2011 6:59:01 AM |
| john0720 | $100.00 | 8/25/2011 7:09:05 AM |
| rmachi | $25.00 | 8/25/2011 7:17:19 AM |
| CaliforniaSun | $25.00 | 8/25/2011 8:47:43 AM |
| money-bauble | $200.00 | 8/25/2011 9:08:37 AM |
| MadHun | $200.00 | 8/25/2011 9:14:53 AM |
| seabassx | $25.00 | 8/25/2011 10:12:28 AM |
| janeybooboo | $16.69 | 8/25/2011 10:21:07 AM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
521613
This series of Notes was issued and sold upon the funding of the borrower loan #52614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $170.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $637 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| forthright-p2ploan9 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New baby / New A/C
Purpose of loan:
This loan will be used to pay for household improvements needed for the arrival of our new baby
My financial situation:
I am a good candidate for this loan because both my wife and I have steady jobs with stable employers and an excellent history of repaying debts on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MarvintheMartian | $25.00 | 8/12/2011 7:15:12 PM |
| indomitable-coin | $25.00 | 8/13/2011 7:51:07 AM |
| JustMee | $25.00 | 8/12/2011 9:01:22 PM |
| Bank_Of_XL | $25.00 | 8/13/2011 6:16:38 AM |
| simplelender80 | $100.00 | 8/13/2011 9:39:04 AM |
| credit-panda1 | $25.00 | 8/13/2011 12:23:29 PM |
| The_Lendor | $25.00 | 8/14/2011 10:45:27 PM |
| patriot897 | $25.00 | 8/15/2011 3:10:15 PM |
| cash-vault | $25.00 | 8/15/2011 9:41:18 PM |
| currency-excellency0 | $100.00 | 8/15/2011 9:48:41 PM |
| penny-finder | $25.55 | 8/15/2011 5:24:44 PM |
| bullwink27 | $25.00 | 8/16/2011 5:59:49 AM |
| FinDoc | $25.00 | 8/16/2011 5:02:04 PM |
| don8ter | $25.00 | 8/18/2011 4:50:20 AM |
| gain-mountain1 | $200.00 | 8/18/2011 7:39:31 AM |
| hostbank | $100.00 | 8/18/2011 9:09:36 AM |
| bradfid | $25.00 | 8/18/2011 8:56:44 AM |
| terrific-p2ploan | $25.00 | 8/18/2011 9:12:36 AM |
| Weaverville | $50.00 | 8/18/2011 9:34:28 AM |
| trustworthy-hope189 | $100.00 | 8/18/2011 10:33:35 AM |
| hitsman | $50.00 | 8/18/2011 10:59:23 AM |
| herbyman | $50.00 | 8/18/2011 11:24:59 AM |
| whitegold24k | $250.00 | 8/18/2011 1:28:50 PM |
| CatbirdBanking | $25.00 | 8/18/2011 8:56:51 PM |
| life-is-great | $25.00 | 8/19/2011 11:17:54 AM |
| shellstar | $28.00 | 8/19/2011 7:41:02 AM |
| MadHun | $200.00 | 8/19/2011 9:12:44 AM |
| dpries123 | $25.00 | 8/19/2011 8:35:48 AM |
| tacopants | $150.00 | 8/19/2011 10:04:59 AM |
| CaptainBL | $50.00 | 8/19/2011 5:02:21 PM |
| top-epic-community | $50.00 | 8/19/2011 10:55:23 AM |
| weiyinsan | $30.00 | 8/19/2011 1:47:33 PM |
| rockhound84 | $25.00 | 8/20/2011 3:42:34 AM |
| commerce-renewal | $100.00 | 8/19/2011 6:26:12 PM |
| petsheep | $50.00 | 8/19/2011 8:33:53 PM |
| Serge2005 | $50.00 | 8/20/2011 10:40:21 AM |
| elvisloans | $25.00 | 8/20/2011 5:37:57 AM |
| mex_invests | $25.00 | 8/20/2011 12:06:57 PM |
| bid-lightning9 | $50.00 | 8/20/2011 12:52:31 PM |
| Solid-Platinum | $25.00 | 8/20/2011 1:30:01 PM |
| economy-popcorn | $25.00 | 8/20/2011 8:14:11 AM |
| Rivervale_Westwood | $25.00 | 8/20/2011 1:43:58 PM |
| asset-reaction | $25.00 | 8/20/2011 8:35:54 AM |
| cordial-affluence2 | $50.00 | 8/20/2011 10:35:47 AM |
| payout-magician | $25.00 | 8/20/2011 11:01:46 AM |
| natural-trade7 | $34.14 | 8/20/2011 1:52:32 PM |
| 4dlsmith | $150.00 | 8/20/2011 3:05:47 PM |
| payment-halo | $25.00 | 8/20/2011 2:56:34 PM |
| yield-hut | $75.00 | 8/20/2011 3:41:36 PM |
| poisson17 | $75.00 | 8/13/2011 7:36:22 AM |
| SOP_Bank | $25.00 | 8/13/2011 12:46:28 PM |
| equitable-capital758 | $250.00 | 8/13/2011 1:53:22 PM |
| caring-hope2 | $100.00 | 8/14/2011 10:32:52 AM |
| Theodon | $25.00 | 8/15/2011 5:40:47 AM |
| Rivervale_Westwood | $25.00 | 8/15/2011 6:47:40 AM |
| compoundinterest | $50.00 | 8/15/2011 12:02:39 AM |
| john0720 | $50.00 | 8/15/2011 6:25:44 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:21 AM |
| iamdoug | $25.00 | 8/15/2011 5:42:36 PM |
| therodabides | $25.00 | 8/16/2011 4:33:47 AM |
| baroo | $25.00 | 8/15/2011 6:49:38 PM |
| bkb7484 | $30.00 | 8/15/2011 8:29:58 PM |
| Headhunter14 | $25.00 | 8/15/2011 6:36:13 PM |
| houli123 | $100.00 | 8/16/2011 8:28:33 AM |
| green-trade-dolphin2 | $25.00 | 8/16/2011 7:51:37 PM |
| thehousewife | $25.00 | 8/17/2011 10:59:49 AM |
| balance-bliss | $100.00 | 8/18/2011 1:04:34 AM |
| Dollars4Rent | $25.00 | 8/18/2011 6:34:40 AM |
| SolarMoonshine | $25.00 | 8/18/2011 9:52:54 AM |
| dbs | $100.00 | 8/19/2011 7:54:37 AM |
| vine99 | $110.00 | 8/19/2011 6:27:29 PM |
| hidavehi | $44.00 | 8/19/2011 7:53:33 PM |
| bill-booster5 | $25.00 | 8/19/2011 8:16:55 PM |
| kindness-party | $25.00 | 8/19/2011 12:14:24 PM |
| irishalaskan | $25.00 | 8/19/2011 12:38:34 PM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:37 PM |
| Sneezie | $100.00 | 8/19/2011 1:27:10 PM |
| BankofPete | $25.00 | 8/20/2011 5:23:22 AM |
| astute-fairness0 | $25.00 | 8/20/2011 5:27:00 AM |
| perlindc | $101.00 | 8/20/2011 6:39:15 AM |
| entertaining-greenback2 | $25.00 | 8/19/2011 6:05:17 PM |
| FoosMaster | $25.00 | 8/20/2011 8:46:13 AM |
| finance-symphony7 | $100.00 | 8/19/2011 6:53:53 PM |
| Hogan55 | $41.45 | 8/19/2011 6:59:15 PM |
| gaiusceasar | $25.00 | 8/19/2011 9:45:17 PM |
| x01440 | $50.00 | 8/20/2011 12:43:43 PM |
| RyanTH9893 | $25.00 | 8/20/2011 6:01:35 AM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:34:46 PM |
| jbaum | $25.00 | 8/20/2011 3:38:26 PM |
| genius520 | $50.00 | 8/20/2011 12:10:14 PM |
| credit-bank-usa611 | $200.00 | 8/20/2011 1:26:22 PM |
| elevated-finance | $30.86 | 8/20/2011 1:29:35 PM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
521621
This series of Notes was issued and sold upon the funding of the borrower loan #52457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 59% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,095 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| well-mannered-return422 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan: need to do some fixing on my home.
This loan will be used to...remodel my bathroom.
My financial situation: is good.
I am a good candidate for this loan because...
i pay my bills on time an never miss my payments.
Monthly net income: $1600.
Monthly expenses: 1300
Housing: $160
Insurance: $98
Car expenses: $80
Utilities: $200
Phone, cable, internet: $145
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $98
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/15/2011 9:04:42 AM |
| ultimate-peace | $25.00 | 8/15/2011 9:10:41 AM |
| reflective-rupee | $25.00 | 8/15/2011 10:09:16 AM |
| jkeller4000 | $25.00 | 8/15/2011 9:45:35 AM |
| stepatatime-together | $100.00 | 8/15/2011 9:26:41 AM |
| otto1939 | $51.00 | 8/15/2011 4:01:23 PM |
| COCHINOBOY | $25.00 | 8/16/2011 6:00:26 PM |
| worldly-gold | $50.00 | 8/16/2011 7:38:09 PM |
| orange-pound-party | $30.00 | 8/16/2011 7:42:04 PM |
| finance-dandelion | $100.00 | 8/16/2011 5:17:00 PM |
| larryboy10 | $25.00 | 8/16/2011 7:06:13 PM |
| scarlet-velvet | $25.08 | 8/16/2011 4:54:57 PM |
| heerzaquestion | $25.00 | 8/16/2011 7:44:15 PM |
| octoberfresh | $25.00 | 8/17/2011 7:24:50 AM |
| zorg77 | $50.00 | 8/17/2011 8:52:04 AM |
| handy-justice | $50.00 | 8/16/2011 8:15:12 PM |
| wealth-fighter3 | $25.00 | 8/17/2011 6:18:34 AM |
| setUup | $27.28 | 8/17/2011 4:59:01 AM |
| careful-note1 | $35.00 | 8/17/2011 5:40:31 AM |
| cerebral-dollar773 | $53.45 | 8/17/2011 7:41:05 AM |
| Runegeld | $25.00 | 8/17/2011 8:48:42 AM |
| pthighs | $28.88 | 8/17/2011 9:54:31 AM |
| unger | $135.11 | 8/17/2011 3:47:35 PM |
| Rogesparkguy | $25.00 | 8/17/2011 9:08:55 AM |
| afterhours | $25.00 | 8/17/2011 4:30:28 PM |
| Zane314 | $200.00 | 8/17/2011 5:01:12 PM |
| LuckyDuck49 | $25.00 | 8/17/2011 12:32:36 PM |
| wampum-library4 | $25.00 | 8/17/2011 10:46:18 AM |
| impala6464 | $150.00 | 8/17/2011 5:56:33 PM |
| terrific-p2ploan | $25.00 | 8/17/2011 1:35:49 PM |
| martymaniaman | $25.00 | 8/17/2011 7:27:31 PM |
| HelpfulLender1 | $50.00 | 8/17/2011 9:16:42 PM |
| Derel | $55.00 | 8/17/2011 5:53:32 PM |
| suave-dime6 | $25.00 | 8/18/2011 7:29:44 AM |
| kingbob | $25.01 | 8/18/2011 9:04:21 AM |
| worthy-bid4 | $50.12 | 8/18/2011 9:28:19 AM |
| B2152 | $25.00 | 8/18/2011 5:06:23 AM |
| market-trooper3 | $25.00 | 8/18/2011 6:08:46 AM |
| Silverling6 | $42.00 | 8/18/2011 6:59:43 AM |
| revenue-appraiser | $30.00 | 8/18/2011 7:10:29 AM |
| greencat | $50.00 | 8/18/2011 7:32:46 AM |
| jhernand17 | $25.00 | 8/18/2011 9:12:15 AM |
| engaging-repayment8 | $25.28 | 8/18/2011 9:29:00 AM |
| blackberry224 | $28.20 | 8/18/2011 9:13:34 AM |
| lend4life13 | $50.00 | 8/18/2011 9:38:24 AM |
| aquistoyraul | $25.00 | 8/20/2011 9:49:29 AM |
| Jack55304 | $200.00 | 8/21/2011 9:26:57 AM |
| 87Marc | $25.00 | 8/21/2011 5:49:43 PM |
| pious-benjamins1 | $25.00 | 8/21/2011 11:24:41 PM |
| justsk8tingby | $30.00 | 8/22/2011 10:24:43 AM |
| alphabet76 | $25.00 | 8/23/2011 1:32:53 AM |
| responsibility-blanket6 | $25.00 | 8/23/2011 2:31:02 AM |
| Core-Marketing | $25.00 | 8/23/2011 3:15:21 AM |
| capital-kingdom | $25.01 | 8/23/2011 4:50:56 AM |
| alexgalt | $25.00 | 8/15/2011 8:01:40 PM |
| Dubbs360 | $200.00 | 8/16/2011 5:12:09 PM |
| green-trade-dolphin | $25.00 | 8/16/2011 7:55:42 PM |
| jebber007 | $33.87 | 8/16/2011 9:21:32 PM |
| ferocious-exchange3 | $25.00 | 8/17/2011 5:16:41 AM |
| jordanicolas | $25.00 | 8/17/2011 7:44:00 AM |
| ddog0224 | $25.00 | 8/16/2011 11:20:53 PM |
| Johnab | $25.00 | 8/17/2011 4:27:46 AM |
| gentle-gain235 | $50.00 | 8/17/2011 7:31:39 AM |
| best-asset-jedi | $50.00 | 8/17/2011 8:58:25 AM |
| foothillender | $25.00 | 8/17/2011 7:59:55 AM |
| zone6 | $100.00 | 8/17/2011 8:39:34 AM |
| Something-Corporate | $25.00 | 8/17/2011 10:26:24 PM |
| Horse-Lender | $25.00 | 8/18/2011 6:12:00 AM |
| shrewd-income | $25.00 | 8/17/2011 6:52:00 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:14 PM |
| buffalobills | $25.00 | 8/18/2011 7:21:49 AM |
| fundenstein | $25.00 | 8/17/2011 8:11:12 PM |
| funtwosay | $25.00 | 8/17/2011 7:22:50 PM |
| draggon77 | $25.00 | 8/18/2011 1:05:49 AM |
| studious-principal5 | $25.00 | 8/18/2011 2:42:38 AM |
| new-ore-venture | $50.00 | 8/17/2011 8:49:10 PM |
| basis-wizard8 | $50.00 | 8/18/2011 5:17:53 AM |
| money-baron | $25.00 | 8/18/2011 4:32:04 AM |
| rakem777 | $25.00 | 8/18/2011 7:21:09 AM |
| irrelevant | $25.00 | 8/18/2011 2:05:35 PM |
| note-mad-scientist | $50.00 | 8/18/2011 9:35:15 AM |
| goat0 | $50.00 | 8/18/2011 6:52:16 PM |
| fortytwo | $100.00 | 8/19/2011 12:08:00 AM |
| Rogelio48 | $25.00 | 8/18/2011 7:41:04 PM |
| social-zebra | $25.00 | 8/19/2011 8:46:54 AM |
| Bob450 | $25.00 | 8/19/2011 1:47:58 PM |
| jstrode10 | $25.00 | 8/19/2011 4:53:40 PM |
| IASKGOD | $25.00 | 8/20/2011 11:03:33 AM |
| luann199 | $25.00 | 8/20/2011 10:33:39 AM |
| cordial-affluence2 | $25.00 | 8/20/2011 10:41:35 AM |
| wwwUniversal | $25.00 | 8/20/2011 10:24:04 PM |
| market-pudding | $25.00 | 8/20/2011 4:45:13 PM |
| active-order | $25.00 | 8/21/2011 11:20:12 AM |
| youngtrader | $150.00 | 8/21/2011 2:26:50 PM |
| calimanusa | $30.00 | 8/21/2011 6:32:07 PM |
| bsh297 | $25.00 | 8/22/2011 12:18:44 PM |
| sgordon46 | $25.00 | 8/22/2011 3:51:12 PM |
| the-discrete-income | $25.00 | 8/22/2011 8:48:01 PM |
| midnight24 | $50.00 | 8/22/2011 4:37:00 PM |
| excellent-wealth6 | $26.07 | 8/22/2011 5:43:32 PM |
| Horse-Lender | $34.92 | 8/22/2011 5:38:59 PM |
| terrific-dough6 | $50.00 | 8/22/2011 8:03:26 PM |
| icon7 | $50.00 | 8/23/2011 4:55:49 AM |
| bigdees | $28.72 | 8/23/2011 6:07:36 AM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
521771
This series of Notes was issued and sold upon the funding of the borrower loan #52596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-16-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
8 | Length of status: | 35y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $134 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newearth |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 64% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 11
( 31% )
| 600-619
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 2
( 6% )
|
|
Total payments billed:
| 36 | | |
Description
A quite man
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 8/15/2011 5:09:13 PM |
| balance-transformer3 | $25.00 | 8/15/2011 5:10:30 PM |
| stepatatime-together | $100.00 | 8/15/2011 11:03:47 PM |
| diligent-peace9 | $100.00 | 8/16/2011 6:45:35 AM |
| pianoman82 | $25.00 | 8/16/2011 12:57:41 PM |
| Investor_DP | $100.00 | 8/15/2011 5:04:25 PM |
| enthusiastic-balance5 | $100.00 | 8/15/2011 6:52:51 PM |
| worth-blanket2 | $4,500.00 | 8/16/2011 11:30:50 AM |
| return-enthusiast1 | $25.00 | 8/16/2011 7:10:38 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
521833
This series of Notes was issued and sold upon the funding of the borrower loan #52547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $358.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,684 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| KillTheDebt |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2010)
640-659
(May-2009)
560-579
(Sep-2008)
540-559
(May-2008)
|
|
Principal balance:
| $2,005.16 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Almost done!
Purpose of loan: Consolidation of debt
This loan will be used to...pay off the last of my high interest, high balance credit cards. I may be able to go through my local bank, however, I have had such great service through Prosper and am thankful to the investors who took a chance on me the first time when my local bank would not, I am compelled to return to those investors again.
My financial situation:
I am a good candidate for this loan because I am an existing Prosper borrow with GREAT repayment record
Monthly net income: $4200
Monthly expenses: $2975
Housing: $980
Insurance: $150
Car expenses: $240
Utilities: $130
Phone, cable, internet: $225
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $550
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| genius520 | $50.00 | 8/16/2011 1:28:32 PM |
| reflective-rupee | $25.00 | 8/16/2011 10:33:37 AM |
| Investor_DP | $100.00 | 8/16/2011 9:03:38 AM |
| hostbank | $100.00 | 8/16/2011 1:25:57 PM |
| CashFlow13 | $4,000.00 | 8/16/2011 9:16:52 PM |
| balance-transformer3 | $50.00 | 8/16/2011 4:24:55 PM |
| DHolly | $25.00 | 8/16/2011 7:02:14 PM |
| velocity-pear | $50.00 | 8/16/2011 6:04:55 PM |
| Whipster | $50.00 | 8/17/2011 5:09:18 AM |
| treasure-bliss | $25.00 | 8/17/2011 6:38:33 AM |
| loanman2007 | $150.00 | 8/17/2011 5:18:42 AM |
| GElender | $25.00 | 8/17/2011 5:48:12 AM |
| orange-preeminant-bill | $25.00 | 8/17/2011 6:25:53 AM |
| 6moonbeams | $100.00 | 8/17/2011 6:39:27 AM |
| heavenly-interest9 | $150.00 | 8/17/2011 7:49:58 AM |
| MarvintheMartian | $35.00 | 8/16/2011 9:50:22 AM |
| DasMula | $25.00 | 8/16/2011 3:18:40 PM |
| Feyenoord | $25.00 | 8/16/2011 3:46:10 PM |
| one-midas | $25.00 | 8/16/2011 9:54:25 AM |
| CA-Lender | $25.00 | 8/16/2011 10:20:37 AM |
| compoundinterest | $25.00 | 8/16/2011 12:59:52 PM |
| falcon88dp | $25.00 | 8/16/2011 4:29:21 PM |
| luzonct | $100.00 | 8/16/2011 11:32:33 PM |
| sensible-fund | $25.00 | 8/16/2011 3:46:38 PM |
| enthralling-deal180 | $50.00 | 8/17/2011 6:18:51 AM |
| moola-gargantuan9 | $50.00 | 8/17/2011 6:56:59 AM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:13 AM |
| worth-blanket2 | $7,300.00 | 8/17/2011 9:18:07 AM |
| FinanceEngine | $15.00 | 8/17/2011 9:30:45 AM |
| FinDoc | $25.00 | 8/17/2011 2:48:17 AM |
| radforj22 | $25.00 | 8/16/2011 8:50:33 PM |
| gentle-gain235 | $200.00 | 8/17/2011 7:24:49 AM |
| ursus | $50.00 | 8/17/2011 9:09:41 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
521875
This series of Notes was issued and sold upon the funding of the borrower loan #52468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $250 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transaction-jalapeno6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Automobile
Purpose of loan: Auto repairs
My financial situation: I Just purchased a home. Used all my funds for repairs to my home.
I am a good candidate for this loan because...I am responsible and reliable and I need transportation to get back and forth to work.
Monthly net income: $1840.00
Monthly expenses: $1582.00 (total monthly)
Housing: $1242.00
Insurance: $60.00
Car expenses: $
Utilities: $75.00
Phone, cable, internet: $65.00
Food, entertainment: $120.00
Clothing, household expenses: $
Credit cards and other loans: $20.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $100.00 | 8/16/2011 5:03:15 PM |
| DasMula | $25.00 | 8/16/2011 7:35:45 PM |
| alexgalt | $25.00 | 8/16/2011 10:02:38 PM |
| cash-reaction2 | $50.00 | 8/17/2011 6:58:14 AM |
| worth-blanket2 | $2,800.00 | 8/17/2011 9:17:37 AM |
| restless-dime | $25.00 | 8/16/2011 8:44:46 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
521883
This series of Notes was issued and sold upon the funding of the borrower loan #52501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $190.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,967 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| epic-gold3 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for home imprmnts-prep to sell
Purpose of loan:
This loan will be used to... fix up things/rooms in my home to get it in a state that is more marketable for sale/rent.
My financial situation:
I am a good candidate for this loan because... Great credit history, employment history. I've never missed a payment. I am an ex-national guard member.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fervent-currency5 | $25.00 | 8/23/2011 7:14:10 AM |
| hostbank | $100.00 | 8/19/2011 5:08:47 PM |
| blot44 | $100.00 | 8/19/2011 8:05:23 PM |
| MarvintheMartian | $55.00 | 8/20/2011 5:09:20 AM |
| compoundinterest | $50.00 | 8/19/2011 5:08:14 PM |
| marketplace-hut9 | $50.00 | 8/19/2011 5:11:30 PM |
| gentle-gain235 | $200.00 | 8/20/2011 8:15:22 AM |
| pious-funds5 | $25.00 | 8/19/2011 5:27:09 PM |
| velocity-solo | $25.00 | 8/19/2011 6:44:22 PM |
| green-trade-dolphin2 | $25.00 | 8/19/2011 6:47:47 PM |
| john0720 | $100.00 | 8/19/2011 6:31:15 PM |
| degster | $25.00 | 8/20/2011 11:47:00 AM |
| meenan | $50.00 | 8/20/2011 3:24:20 AM |
| Tenfutta | $50.00 | 8/20/2011 6:41:01 AM |
| jbaum | $25.00 | 8/20/2011 3:38:30 PM |
| speedy-point4 | $100.00 | 8/20/2011 5:39:16 PM |
| Preteur | $25.00 | 8/20/2011 2:17:05 PM |
| frobin | $25.00 | 8/20/2011 8:09:05 PM |
| swissbanker | $25.00 | 8/20/2011 9:23:41 PM |
| indomitable-coin | $25.00 | 8/20/2011 3:37:01 PM |
| jdrez | $25.00 | 8/20/2011 5:35:37 PM |
| Emgolda | $25.00 | 8/20/2011 10:01:19 PM |
| themoneydoctor | $300.00 | 8/21/2011 12:32:53 PM |
| MrDavid | $100.00 | 8/21/2011 1:21:30 PM |
| myworld701 | $25.00 | 8/21/2011 5:59:47 AM |
| zebra806 | $50.00 | 8/21/2011 6:43:45 AM |
| ideal-platinum1 | $50.00 | 8/21/2011 6:57:50 AM |
| Rivervale_Westwood | $50.00 | 8/21/2011 2:27:37 PM |
| theprince | $100.00 | 8/21/2011 2:29:56 PM |
| Uwantfunds | $50.00 | 8/21/2011 5:50:39 PM |
| Katburg | $45.00 | 8/22/2011 7:14:48 AM |
| diversification-surge | $25.00 | 8/22/2011 7:26:43 AM |
| first-euro-rapture | $25.00 | 8/21/2011 7:34:13 PM |
| ItsJustMe79 | $25.00 | 8/21/2011 7:36:26 PM |
| MadHun | $200.00 | 8/22/2011 9:13:59 AM |
| orbiter687 | $50.00 | 8/22/2011 10:20:03 AM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:32 PM |
| rce1964 | $25.00 | 8/22/2011 6:15:16 AM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:44 PM |
| fcrick | $25.00 | 8/22/2011 1:38:20 PM |
| top-epic-community | $50.00 | 8/22/2011 2:31:09 PM |
| atbright | $25.00 | 8/22/2011 10:12:48 AM |
| BiggestG | $25.00 | 8/22/2011 4:54:29 PM |
| awwaww | $25.00 | 8/22/2011 11:00:35 AM |
| organic-responsibility60 | $100.00 | 8/22/2011 12:56:05 PM |
| rescue | $100.00 | 8/22/2011 3:45:15 PM |
| money-banker867 | $25.00 | 8/22/2011 8:11:48 PM |
| MTLoans | $25.00 | 8/22/2011 8:29:38 PM |
| hapste | $25.00 | 8/22/2011 4:31:32 PM |
| Ripsaw4U | $50.00 | 8/22/2011 4:49:57 PM |
| Bamaman205 | $25.00 | 8/22/2011 6:12:53 PM |
| Clambake | $50.00 | 8/23/2011 7:02:31 AM |
| Binkass22 | $100.00 | 8/22/2011 7:31:38 PM |
| Ivan2007 | $25.00 | 8/22/2011 10:41:44 PM |
| kind-cash-zone | $25.00 | 8/23/2011 8:55:53 AM |
| golden-platinum7 | $25.00 | 8/23/2011 9:13:21 AM |
| causr08 | $25.00 | 8/23/2011 2:20:35 AM |
| wampum-chorus3 | $25.00 | 8/23/2011 2:57:30 AM |
| mizount | $25.00 | 8/23/2011 4:44:28 AM |
| restless-balance9 | $40.00 | 8/23/2011 9:30:37 AM |
| wam37 | $25.00 | 8/23/2011 4:47:52 AM |
| first-favorite-bonus9 | $25.00 | 8/23/2011 6:21:49 AM |
| miket71 | $32.00 | 8/23/2011 6:09:17 AM |
| market-network | $25.00 | 8/23/2011 9:28:08 AM |
| the-cash-allotment | $25.76 | 8/23/2011 9:38:06 AM |
| Theodon | $25.00 | 8/23/2011 9:43:41 AM |
| nickel-ferret | $50.00 | 8/19/2011 5:13:38 PM |
| Dollars4Rent | $25.00 | 8/20/2011 7:00:00 AM |
| IIP77 | $25.00 | 8/19/2011 5:29:54 PM |
| Syzygy | $25.00 | 8/20/2011 9:40:41 AM |
| LovinMe | $50.00 | 8/19/2011 9:40:36 PM |
| WLenders | $50.00 | 8/19/2011 10:55:00 PM |
| Cheburashka | $42.00 | 8/20/2011 2:10:51 PM |
| ujiba | $50.00 | 8/20/2011 8:41:23 AM |
| value-wind0 | $25.00 | 8/20/2011 9:37:32 AM |
| SunsetCoastCapital | $25.00 | 8/20/2011 9:43:27 AM |
| britgsb | $100.00 | 8/20/2011 10:49:13 AM |
| revenue-serenity | $200.00 | 8/20/2011 11:09:50 AM |
| orange-dollar-guild | $25.00 | 8/20/2011 4:26:51 PM |
| worthy-bid8 | $50.00 | 8/20/2011 12:07:23 PM |
| unclejaef | $25.00 | 8/20/2011 3:19:01 PM |
| subtle-revenue0 | $25.00 | 8/21/2011 8:20:52 AM |
| Cashew6 | $25.00 | 8/20/2011 11:37:06 PM |
| otalon | $25.00 | 8/21/2011 3:07:24 PM |
| Curly-Girly | $25.00 | 8/21/2011 9:14:52 AM |
| Marathoner | $25.00 | 8/21/2011 11:37:48 AM |
| Weaverville | $50.00 | 8/21/2011 11:15:51 AM |
| lendme2 | $100.00 | 8/21/2011 2:01:45 PM |
| ManhattanLender | $25.00 | 8/21/2011 1:51:34 PM |
| Anny-Disco | $25.00 | 8/22/2011 5:02:50 AM |
| math1973 | $50.00 | 8/21/2011 6:19:56 PM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:24 PM |
| Blue_HorseShoe | $25.00 | 8/22/2011 5:10:13 AM |
| wise-silver-wonder | $25.00 | 8/22/2011 6:48:22 AM |
| irishcocacola | $25.00 | 8/22/2011 11:20:23 AM |
| best-basis-trooper | $50.00 | 8/22/2011 11:54:30 AM |
| chibear34 | $25.00 | 8/22/2011 4:48:13 PM |
| DPH | $100.00 | 8/22/2011 4:55:27 PM |
| richboy56 | $25.00 | 8/22/2011 2:12:08 PM |
| LawyerLoan | $25.00 | 8/22/2011 7:09:12 PM |
| j2ee | $25.00 | 8/22/2011 7:37:52 PM |
| jga516 | $25.00 | 8/22/2011 3:57:24 PM |
| alaco | $25.00 | 8/22/2011 8:36:18 PM |
| availableloan | $25.00 | 8/22/2011 5:42:03 PM |
| 108lender | $200.00 | 8/22/2011 5:50:58 PM |
| BoughtTheFarm | $25.00 | 8/23/2011 6:23:13 AM |
| bonafide-asset8 | $50.00 | 8/23/2011 7:25:40 AM |
| pious-benjamins1 | $25.00 | 8/22/2011 9:21:18 PM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:24 AM |
| jdnyc | $25.00 | 8/23/2011 1:50:37 AM |
| neighborly-hope6 | $100.00 | 8/23/2011 9:19:29 AM |
| EWP | $344.95 | 8/23/2011 9:45:31 AM |
| sflawya | $25.00 | 8/23/2011 6:10:01 AM |
| BankofPete | $25.00 | 8/23/2011 7:03:03 AM |
| lancetc | $25.00 | 8/23/2011 7:05:28 AM |
| HRVRfunding | $65.29 | 8/23/2011 8:49:57 AM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
521977
This series of Notes was issued and sold upon the funding of the borrower loan #52487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $155.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1976 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,707 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderful-money6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...for furnishing my apartment
My financial situation:
I am a good candidate for this loan because...i have been employed by jpmorgan a fortune 500 company for 5 years, have been in it for over 42 years
Monthly net income: $ 5765
Monthly expenses: $ 2841 for the following expenses
Housing: $ 802
Insurance: $ 150
Car expenses: $ 499
Utilities: $ 120
Phone, cable, internet: $ 190
Food, entertainment: $ 250
Clothing, household expenses: $ 250
Credit cards and other loans: $ 580
Other expenses: $
none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/17/2011 5:06:12 PM |
| loss-of-control | $100.00 | 8/17/2011 5:43:45 PM |
| scrappy-diversification7 | $2,000.00 | 8/17/2011 5:12:42 PM |
| EretzCapital | $85.64 | 8/17/2011 6:56:49 PM |
| otto1939 | $51.00 | 8/18/2011 7:09:22 AM |
| the-revenue-demon | $50.00 | 8/18/2011 8:09:26 PM |
| ddoneday | $25.00 | 8/19/2011 4:35:04 AM |
| Requiem | $25.00 | 8/19/2011 5:44:54 AM |
| wlm3012 | $30.00 | 8/18/2011 5:50:44 PM |
| goat0 | $80.00 | 8/18/2011 6:44:57 PM |
| stepatatime-together | $100.00 | 8/18/2011 11:18:18 PM |
| handy-justice | $50.00 | 8/18/2011 9:13:22 PM |
| Craigopher | $25.00 | 8/19/2011 3:32:55 AM |
| Starfin-Capital-Management | $52.82 | 8/19/2011 4:12:54 AM |
| high_flyer | $50.00 | 8/19/2011 4:26:41 AM |
| exciting-fairness | $200.00 | 8/19/2011 4:37:30 AM |
| DHolly | $25.00 | 8/17/2011 5:21:15 PM |
| Whipster | $70.00 | 8/17/2011 5:15:09 PM |
| green-trade-dolphin | $25.00 | 8/17/2011 6:53:21 PM |
| shrewd-income | $100.00 | 8/17/2011 6:55:10 PM |
| luzonct | $100.00 | 8/18/2011 2:53:38 PM |
| irrelevant | $25.00 | 8/18/2011 7:05:08 PM |
| scarlet-velvet | $25.08 | 8/18/2011 4:20:25 PM |
| MadHun | $200.00 | 8/18/2011 5:11:41 PM |
| FriendInSeattle | $100.00 | 8/18/2011 5:53:04 PM |
| skillful-asset5 | $25.00 | 8/18/2011 7:53:28 PM |
| well-rounded-payout0 | $50.00 | 8/18/2011 9:34:00 PM |
| EretzCapital | $30.46 | 8/19/2011 7:15:59 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
522061
This series of Notes was issued and sold upon the funding of the borrower loan #52698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $341.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,066 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| glowing-p2p6 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fixing up the Fixer Upper
Purpose of loan:
This loan will be used to pay for repairs to the family home, including new gutters, exterior paint job and flooring.
My financial situation:
I am a professional with steady and secure employment at an established firm, where I have worked for the past 8 years, the first 5 as an independent contractor and the last 3 as a full-time employee. My annual salary is $180K+, not including bonuses.
The delinquencies reflected in my Prosper listing are all from 4-5 years ago, at a time when my wife suddenly became unemployed and we were stuck paying off several credit cards and installment accounts on one income. All were paid in full, and we have no current or serious recent delinquencies. We almost never revolve balances on our credit cards and are meticulous about paying our bills, a fact that I hope is reflected in my Prosper rating.
Please feel free to message me with any questions, and thanks in advance for considering my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/17/2011 5:08:29 PM |
| janeybooboo | $130.00 | 8/19/2011 6:00:33 AM |
| beakerfish | $50.00 | 8/20/2011 8:50:04 AM |
| SolarMoonshine | $500.00 | 8/20/2011 10:50:05 AM |
| sentimental-silver7 | $25.00 | 8/21/2011 7:21:41 AM |
| worth-topper4 | $25.00 | 8/21/2011 5:24:05 AM |
| friendly-market5 | $25.00 | 8/21/2011 8:27:32 AM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:24 PM |
| best-listing-toro | $25.00 | 8/21/2011 4:00:58 PM |
| best-basis-trooper | $25.00 | 8/22/2011 12:02:37 PM |
| IrrationalPi | $25.00 | 8/22/2011 9:16:03 AM |
| AF-Chief | $100.00 | 8/22/2011 9:36:44 AM |
| atbright | $25.00 | 8/22/2011 10:12:42 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:45:59 AM |
| One1putt | $50.00 | 8/22/2011 12:52:04 PM |
| Clambake | $50.00 | 8/23/2011 7:02:24 AM |
| first-dinero-paladin | $50.00 | 8/23/2011 12:14:29 PM |
| head | $25.00 | 8/23/2011 1:46:16 PM |
| janeybooboo | $170.00 | 8/23/2011 1:18:08 PM |
| coin-popcorn | $25.00 | 8/23/2011 1:40:37 PM |
| excellent-loan8 | $25.00 | 8/23/2011 6:24:26 PM |
| CreditBuilder2 | $100.00 | 8/23/2011 6:25:49 PM |
| Nojukbong | $100.00 | 8/23/2011 5:03:57 PM |
| currency-persimmon | $50.00 | 8/23/2011 5:09:12 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:18 PM |
| sensational-dollar | $25.00 | 8/23/2011 6:33:51 PM |
| integrity-doctor | $100.00 | 8/24/2011 6:01:03 AM |
| trade-elm | $39.00 | 8/24/2011 6:02:27 AM |
| kind-forthright-repayment | $350.00 | 8/23/2011 7:01:25 PM |
| grampy48 | $25.00 | 8/24/2011 6:50:43 AM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:57 PM |
| iamwhatiam | $50.00 | 8/24/2011 8:52:08 AM |
| Gibbyland | $150.00 | 8/23/2011 10:32:51 PM |
| gypsy11 | $100.00 | 8/24/2011 9:23:00 AM |
| georgedorn | $25.00 | 8/24/2011 9:37:19 AM |
| first-serene-credit | $25.00 | 8/24/2011 9:44:07 AM |
| h_corey | $25.00 | 8/24/2011 5:14:37 AM |
| julijask | $50.00 | 8/24/2011 10:29:46 AM |
| smallbizrule | $25.00 | 8/24/2011 10:34:36 AM |
| ptclender | $100.00 | 8/24/2011 12:33:48 PM |
| unconquerable-dedication | $25.00 | 8/24/2011 12:36:18 PM |
| lawyervon | $25.00 | 8/24/2011 2:36:49 PM |
| worthy-bid8 | $50.00 | 8/24/2011 9:09:35 AM |
| orangetrust | $92.00 | 8/24/2011 3:33:31 PM |
| Allenee | $40.00 | 8/24/2011 4:00:59 PM |
| Nojukbong | $400.00 | 8/24/2011 4:15:18 PM |
| MadHun | $200.00 | 8/24/2011 9:15:03 AM |
| KileNSmyth4 | $28.61 | 8/24/2011 4:42:43 PM |
| 1stPlace | $25.00 | 8/24/2011 9:21:02 AM |
| equallender | $50.00 | 8/24/2011 9:57:32 AM |
| ctgscott | $25.00 | 8/24/2011 10:54:55 AM |
| justice-hawk | $30.00 | 8/24/2011 11:14:13 AM |
| Loan-Mart | $70.72 | 8/24/2011 11:56:54 AM |
| blue-fund-flag | $25.00 | 8/24/2011 12:09:12 PM |
| selector568 | $628.53 | 8/24/2011 12:18:50 PM |
| nebula076 | $100.00 | 8/24/2011 12:31:14 PM |
| Chipberk | $200.00 | 8/24/2011 12:58:14 PM |
| lucrative-reward | $100.00 | 8/24/2011 12:44:44 PM |
| social-trumpet | $25.00 | 8/24/2011 1:07:09 PM |
| trumpeter5 | $25.00 | 8/24/2011 1:41:50 PM |
| Bill88 | $30.00 | 8/24/2011 1:42:33 PM |
| butterfly841 | $25.00 | 8/24/2011 2:15:35 PM |
| Kerrysbay | $100.00 | 8/24/2011 1:54:23 PM |
| Zane314 | $300.00 | 8/24/2011 2:01:02 PM |
| mammalian4 | $25.00 | 8/24/2011 2:12:55 PM |
| soulful-money6 | $25.65 | 8/24/2011 2:50:36 PM |
| Bank42 | $50.00 | 8/24/2011 3:17:01 PM |
| stonewell | $40.75 | 8/24/2011 3:47:37 PM |
| Brisket_Bob | $38.12 | 8/24/2011 3:41:24 PM |
| wlm3012 | $30.00 | 8/24/2011 4:51:55 PM |
| TommyTucker | $26.00 | 8/24/2011 4:22:09 PM |
| twerns | $102.24 | 8/24/2011 4:30:56 PM |
| EarlyRiser | $500.00 | 8/24/2011 4:44:34 PM |
| uberrific | $100.00 | 8/24/2011 5:05:44 PM |
| bancoroyal | $30.59 | 8/24/2011 5:14:11 PM |
| supreme-hope | $9.50 | 8/24/2011 5:32:54 PM |
| green-trade-dolphin2 | $25.00 | 8/17/2011 6:39:47 PM |
| Dubbs360 | $200.00 | 8/17/2011 9:24:00 PM |
| equitable-capital758 | $250.00 | 8/18/2011 9:28:23 AM |
| Theodon | $25.00 | 8/18/2011 9:57:18 AM |
| indomitable-coin | $25.00 | 8/18/2011 4:23:52 PM |
| Rivervale_Westwood | $100.00 | 8/19/2011 7:09:08 AM |
| 113121 | $50.00 | 8/20/2011 8:04:00 PM |
| Surfwaikiki | $50.00 | 8/20/2011 3:30:29 PM |
| frobin | $25.00 | 8/20/2011 8:08:59 PM |
| vutah | $25.00 | 8/20/2011 8:30:37 PM |
| DasMula | $50.00 | 8/20/2011 11:07:55 PM |
| seabassx | $25.00 | 8/21/2011 7:14:08 AM |
| green-trade-dolphin2 | $25.00 | 8/21/2011 5:21:16 AM |
| kdog99 | $100.00 | 8/21/2011 1:30:01 PM |
| john0720 | $100.00 | 8/21/2011 9:25:14 AM |
| orbiter687 | $25.00 | 8/22/2011 11:03:33 AM |
| Techne_Funds_LLC | $25.00 | 8/22/2011 11:33:51 AM |
| BankofPete | $25.00 | 8/22/2011 10:50:50 AM |
| Weaverville | $50.00 | 8/22/2011 5:17:01 PM |
| rescue | $100.00 | 8/22/2011 3:45:08 PM |
| reflective-rupee | $25.00 | 8/23/2011 6:43:30 AM |
| BlackCat36 | $150.00 | 8/23/2011 6:11:54 PM |
| Astyanax | $125.00 | 8/23/2011 6:59:30 PM |
| zippy-revenue8 | $25.00 | 8/23/2011 7:37:13 PM |
| minista | $25.00 | 8/23/2011 4:57:03 PM |
| hunterMG | $25.00 | 8/23/2011 4:43:27 PM |
| economy-popcorn | $25.00 | 8/23/2011 8:14:59 PM |
| cjames84 | $25.00 | 8/24/2011 2:52:06 AM |
| momoney2lend | $300.00 | 8/23/2011 7:39:35 PM |
| petsheep | $50.00 | 8/24/2011 7:43:58 AM |
| availableloan | $25.00 | 8/23/2011 9:18:58 PM |
| gentle-gain235 | $50.00 | 8/24/2011 8:22:08 AM |
| order-spy9 | $225.00 | 8/23/2011 9:48:44 PM |
| Syzygy | $25.00 | 8/23/2011 9:40:16 PM |
| BigGuyBank | $37.77 | 8/24/2011 1:22:12 AM |
| MrCoffee | $37.00 | 8/24/2011 1:29:56 AM |
| mflawyer | $25.00 | 8/24/2011 9:58:19 AM |
| power-cell | $25.00 | 8/24/2011 10:24:15 AM |
| heerzaquestion | $50.00 | 8/24/2011 10:57:28 AM |
| emphatic-responsibility | $50.00 | 8/24/2011 6:39:04 AM |
| jtc26 | $50.00 | 8/24/2011 12:03:25 PM |
| upright-silver | $25.00 | 8/24/2011 5:57:51 AM |
| upbeat-investment9 | $50.00 | 8/24/2011 7:12:58 AM |
| gaiusceasar | $25.00 | 8/24/2011 7:18:49 AM |
| seabass123 | $35.85 | 8/24/2011 4:24:37 PM |
| gilbrear | $25.00 | 8/24/2011 4:32:25 PM |
| Basset_Hound_Investments | $25.63 | 8/24/2011 9:56:25 AM |
| trustworthy-hope189 | $25.00 | 8/24/2011 11:00:02 AM |
| agalt | $100.00 | 8/24/2011 12:01:49 PM |
| investment-artist | $25.02 | 8/24/2011 12:27:30 PM |
| Engineer44 | $25.00 | 8/24/2011 12:31:35 PM |
| balance-force | $25.00 | 8/24/2011 12:53:46 PM |
| ScottCapital | $25.00 | 8/24/2011 1:03:39 PM |
| drtxmac | $52.30 | 8/24/2011 1:26:26 PM |
| toomanyfishtanks | $25.00 | 8/24/2011 1:34:20 PM |
| ingenious-interest1 | $50.00 | 8/24/2011 1:46:37 PM |
| LimaGuy | $34.61 | 8/24/2011 2:06:17 PM |
| enthralling-investment | $26.59 | 8/24/2011 2:13:49 PM |
| cello1 | $25.00 | 8/24/2011 3:47:25 PM |
| Thorny | $25.00 | 8/24/2011 4:11:33 PM |
| encouraging-cash4 | $25.00 | 8/24/2011 3:41:13 PM |
| unflappable-pound3 | $88.52 | 8/24/2011 4:47:16 PM |
| 138 Investments
|
Borrower Payment Dependent Notes Series
522099
This series of Notes was issued and sold upon the funding of the borrower loan #52567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-15-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1974 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 15 |
Current / open credit lines:
| 5
/
5 | Length of status: | 22y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,116 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| helpful-greenback621 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
eddyboe
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4872
Monthly expenses: $2900
Housing: $805
Insurance: $95
Car expenses: $465
Utilities: $186
Phone, cable, internet: $192
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $826
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/15/2011 5:04:46 PM |
| stepatatime-together | $100.00 | 8/15/2011 11:03:52 PM |
| well-rounded-liberty4 | $26.72 | 8/16/2011 12:29:31 PM |
| finance-prescription | $100.00 | 8/17/2011 5:42:22 PM |
| pennywise666 | $25.00 | 8/19/2011 6:09:10 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:31 PM |
| green-trade-dolphin | $25.00 | 8/23/2011 6:55:40 PM |
| eccles | $25.00 | 8/23/2011 5:18:49 PM |
| blackstar | $25.00 | 8/24/2011 5:40:54 AM |
| head | $25.00 | 8/23/2011 7:29:48 PM |
| moola-accelerator6 | $27.86 | 8/24/2011 7:22:32 AM |
| helpful-credit156 | $25.00 | 8/23/2011 8:18:39 PM |
| social-trumpet | $25.00 | 8/24/2011 1:05:12 PM |
| butterfly841 | $35.00 | 8/24/2011 2:24:02 PM |
| orangetrust | $100.00 | 8/24/2011 3:33:08 PM |
| honorable-yield | $25.00 | 8/24/2011 9:15:16 AM |
| wlm3012 | $30.00 | 8/24/2011 4:53:09 PM |
| heerzaquestion | $25.00 | 8/24/2011 10:59:31 AM |
| balance-force | $25.00 | 8/24/2011 12:54:57 PM |
| handy-justice | $50.00 | 8/24/2011 1:54:28 PM |
| ingenious-interest1 | $50.00 | 8/24/2011 1:47:49 PM |
| irrelevant | $25.00 | 8/24/2011 2:05:15 PM |
| Bank42 | $25.00 | 8/24/2011 3:15:55 PM |
| scarlet-velvet | $25.08 | 8/24/2011 3:43:16 PM |
| stonewell | $25.00 | 8/24/2011 3:48:38 PM |
| finance-mushroom | $3.34 | 8/24/2011 5:13:23 PM |
| first-class-gold0 | $75.00 | 8/15/2011 9:29:32 PM |
| reflective-rupee | $25.00 | 8/16/2011 10:32:57 AM |
| social-zebra | $27.00 | 8/16/2011 2:51:01 PM |
| reward-gala | $50.00 | 8/19/2011 12:36:04 PM |
| sweet-loan7 | $25.00 | 8/20/2011 7:37:28 PM |
| javelin0 | $25.00 | 8/22/2011 5:31:39 PM |
| personal-lender | $25.00 | 8/23/2011 11:49:29 AM |
| worthy-bid8 | $50.00 | 8/23/2011 5:10:48 PM |
| britches613 | $25.00 | 8/23/2011 8:04:58 PM |
| newest-generous-income | $25.00 | 8/24/2011 2:39:59 AM |
| economy-coup | $100.00 | 8/24/2011 12:42:00 AM |
| cjames84 | $25.00 | 8/24/2011 2:51:50 AM |
| influential-payment6 | $75.00 | 8/24/2011 1:31:50 PM |
| ddog0224 | $25.00 | 8/24/2011 2:23:43 PM |
| evergreen16 | $25.00 | 8/24/2011 3:14:31 PM |
| Thorny | $100.00 | 8/24/2011 4:16:32 PM |
| piperdrsmith | $25.00 | 8/24/2011 10:17:06 AM |
| neutrino6 | $25.00 | 8/24/2011 11:47:01 AM |
| indomitable-camaraderi3 | $150.00 | 8/24/2011 12:14:52 PM |
| taxi6 | $25.00 | 8/24/2011 3:38:55 PM |
| broc78 | $25.00 | 8/24/2011 4:30:45 PM |
| El_Profesional | $25.00 | 8/24/2011 4:49:00 PM |
| 48 Investments
|
Borrower Payment Dependent Notes Series
522155
This series of Notes was issued and sold upon the funding of the borrower loan #52728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-20-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $64.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $555 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gcc8lsg |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 97% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Nov-2010)
660-679
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Paying off apartment lease
Purpose of loan:
This loan will be used to pay off my apartment lease that I currently share with my girlfriend. She will also be paying for this lease. So we are basically co-signing if we were recieving the loan from a bank. We are moving out to live with my parents in the meantime untill we find another place to live. We are just tired of living here. We dont feel safe anymore because of our neighbors, and are afraid we may get robed in the near future or worse.
My financial situation:
I am a good candidate for this loan because I have a good credit score which is 702, a part time job that I have been at since march of 2005, and my girlfriend who is also paying the loan has a fulltime job that she has been at since 2009. I have had a loan from Prosper in the past which was alot more than the amount im asking for now. Each payment was paid ontime. So I have had experiance, and a good record with prosper before.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/17/2011 9:07:55 AM |
| fairmaiden | $25.00 | 8/17/2011 10:28:17 AM |
| poisson17 | $40.00 | 8/17/2011 6:02:39 PM |
| jgar_O | $25.00 | 8/18/2011 4:08:53 AM |
| equitable-capital758 | $250.00 | 8/18/2011 9:28:21 AM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:22 AM |
| engaging-worth | $25.00 | 8/18/2011 8:01:04 AM |
| gdfp158 | $25.00 | 8/18/2011 7:57:57 AM |
| indomitable-coin | $25.00 | 8/18/2011 4:23:51 PM |
| GElender | $25.00 | 8/19/2011 6:10:58 AM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:27 PM |
| shellstar | $25.00 | 8/19/2011 7:43:07 AM |
| MadHun | $200.00 | 8/19/2011 9:12:45 AM |
| benjamin67 | $42.00 | 8/19/2011 10:27:38 AM |
| tntmojave | $31.00 | 8/19/2011 11:20:16 AM |
| Eric_Gagne | $77.00 | 8/19/2011 6:30:18 PM |
| helpful-deal1 | $25.00 | 8/20/2011 4:51:36 AM |
| hookUup | $25.79 | 8/19/2011 3:37:25 PM |
| yield-hut | $50.00 | 8/20/2011 4:57:26 AM |
| chavala | $50.00 | 8/19/2011 5:12:03 PM |
| Eric_Gagne | $50.00 | 8/19/2011 6:25:56 PM |
| bill-booster5 | $25.00 | 8/19/2011 8:16:26 PM |
| elvisloans | $25.00 | 8/20/2011 5:40:34 AM |
| jayk63 | $25.00 | 8/20/2011 7:05:26 AM |
| Konderant | $25.00 | 8/20/2011 7:33:55 AM |
| MoneyForNothing | $93.46 | 8/17/2011 9:25:09 AM |
| the-bright-velocity | $25.00 | 8/17/2011 12:47:05 PM |
| green-trade-dolphin2 | $50.00 | 8/17/2011 12:21:50 PM |
| RochelleW | $44.00 | 8/17/2011 6:04:47 PM |
| Syzygy | $25.00 | 8/17/2011 11:09:09 PM |
| MilitaryLending | $25.00 | 8/17/2011 11:15:48 PM |
| investment-artist | $25.00 | 8/18/2011 10:14:18 AM |
| 1stBankAndHal | $25.06 | 8/18/2011 6:11:29 PM |
| ethicalhumanist | $50.00 | 8/18/2011 7:18:42 PM |
| freetolive | $25.00 | 8/18/2011 8:29:18 PM |
| optionscashflow | $25.00 | 8/19/2011 12:22:46 PM |
| goodhearted-basis4 | $35.00 | 8/19/2011 9:09:10 AM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:38 PM |
| s270 | $25.00 | 8/19/2011 7:33:35 PM |
| petsheep | $50.00 | 8/19/2011 8:33:59 PM |
| CaptainBL | $100.00 | 8/19/2011 5:04:33 PM |
| martymaniaman | $25.00 | 8/20/2011 7:37:22 AM |
| theloanfiller | $25.00 | 8/20/2011 5:34:25 AM |
| cordial-affluence2 | $11.69 | 8/20/2011 8:57:46 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
522205
This series of Notes was issued and sold upon the funding of the borrower loan #52593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $123.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,868 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| silver-breeze3 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
700-719
(Aug-2009)
|
|
Principal balance:
| $1,471.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Repair house exterior
Purpose of loan:
This loan will be used to replace the exterior siding, repair damaged wood and repaint the outside of the house. There is a risk of water coming in and causing damage.
My financial situation:
I am a good candidate for this loan because I've paid off most of my credit card debt over a period of several years, and paid off my first prosper consolidation loan.
Of my $4400 net income each month, I'm spending $1935 on expenses and the rest towards debt repayment and graduate school costs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $58.55 | 8/18/2011 9:07:58 AM |
| compoundinterest | $50.00 | 8/18/2011 9:08:57 AM |
| green-trade-dolphin2 | $50.00 | 8/18/2011 9:16:51 AM |
| availableloan | $25.00 | 8/18/2011 5:23:14 PM |
| enthusiastic-balance5 | $100.00 | 8/18/2011 6:41:27 PM |
| serene-capital | $25.00 | 8/19/2011 1:04:24 AM |
| KillBill | $25.00 | 8/19/2011 6:40:25 AM |
| penny-finder | $30.00 | 8/19/2011 12:21:42 AM |
| GoGalt | $50.00 | 8/19/2011 8:18:26 AM |
| weiyinsan | $25.00 | 8/19/2011 1:50:53 PM |
| investment-artist | $25.01 | 8/19/2011 5:21:41 PM |
| grammaspurse | $25.00 | 8/20/2011 11:10:59 AM |
| income-thinker4 | $25.00 | 8/19/2011 11:54:16 PM |
| friendinmoney | $29.00 | 8/20/2011 6:30:10 AM |
| credit-bank-usa611 | $100.00 | 8/20/2011 1:37:44 PM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:22:28 PM |
| frobin | $25.00 | 8/20/2011 8:09:01 PM |
| poisson17 | $100.00 | 8/21/2011 1:50:00 PM |
| subtle-revenue0 | $25.00 | 8/21/2011 8:20:50 AM |
| hidavehi | $44.00 | 8/21/2011 10:43:41 AM |
| themoneydoctor | $300.00 | 8/21/2011 12:15:32 PM |
| market-aficionado3 | $60.00 | 8/21/2011 12:53:40 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:25 PM |
| BankofPete | $25.00 | 8/22/2011 7:46:30 AM |
| best-basis-trooper | $25.00 | 8/22/2011 11:49:31 AM |
| coin-trumpet | $25.00 | 8/22/2011 1:39:53 PM |
| petsheep | $75.00 | 8/22/2011 2:33:55 PM |
| nikkiesgrandma | $25.00 | 8/22/2011 10:41:05 AM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:37:50 AM |
| rescue | $100.00 | 8/22/2011 3:45:11 PM |
| s270 | $100.00 | 8/23/2011 12:08:06 AM |
| MarvintheMartian | $40.00 | 8/18/2011 9:20:02 AM |
| equitable-capital758 | $250.00 | 8/18/2011 9:28:25 AM |
| LittleRhody07 | $25.00 | 8/18/2011 12:12:08 PM |
| Theodon | $25.00 | 8/18/2011 9:56:34 AM |
| ethicalhumanist | $50.00 | 8/18/2011 7:20:34 PM |
| Syzygy | $25.00 | 8/18/2011 4:12:42 PM |
| janeybooboo | $100.00 | 8/18/2011 6:25:45 PM |
| indomitable-coin | $25.00 | 8/19/2011 4:35:17 AM |
| nuclearmoose | $25.00 | 8/19/2011 1:54:38 PM |
| Oak-Parker | $25.00 | 8/19/2011 3:10:20 PM |
| SolarMoonshine | $25.00 | 8/21/2011 3:40:43 AM |
| vutah | $25.00 | 8/21/2011 9:25:09 AM |
| market-aficionado3 | $30.00 | 8/21/2011 12:54:16 PM |
| tolerant-dinero2 | $50.00 | 8/21/2011 1:37:06 PM |
| Kennfusion | $69.17 | 8/22/2011 5:09:15 AM |
| GElender | $25.00 | 8/22/2011 6:07:25 AM |
| grampy48 | $40.00 | 8/21/2011 5:47:01 PM |
| MadHun | $200.00 | 8/22/2011 9:13:57 AM |
| atbright | $25.00 | 8/22/2011 10:12:43 AM |
| loanman2007 | $50.00 | 8/22/2011 10:42:49 AM |
| patriot897 | $25.00 | 8/22/2011 12:20:30 PM |
| AF-Chief | $25.00 | 8/22/2011 9:52:56 AM |
| ready-agreement5 | $500.00 | 8/22/2011 10:28:49 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:04 AM |
| Chosen-one | $62.09 | 8/22/2011 8:36:08 PM |
| Weaverville | $50.00 | 8/22/2011 5:17:03 PM |
| icon7 | $100.00 | 8/23/2011 4:58:24 AM |
| paul1 | $30.00 | 8/23/2011 6:01:55 AM |
| Dan4703 | $25.00 | 8/23/2011 6:29:15 AM |
| reflective-rupee | $32.18 | 8/23/2011 6:32:09 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
522229
This series of Notes was issued and sold upon the funding of the borrower loan #52471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-18-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $94.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,082 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gogators2008 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
620-639
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Help with some bills
I'm just about to finish a four month internship in the health field. I planned and saved for it ahead of time and almost made it through. I need the loan to help me pay the last few weeks of bills and assist in the transition to a job within the next month. I had a previous larger loan with prosper and was able to stay current with payments. Please help me out and make some money at the same time. Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $89.01 | 8/18/2011 9:06:31 AM |
| NekHoldings | $25.00 | 8/18/2011 9:09:50 AM |
| 312-Lender | $35.00 | 8/18/2011 10:14:01 AM |
| cashhelp | $50.00 | 8/18/2011 9:00:42 AM |
| RoZu_Lending | $25.00 | 8/18/2011 9:25:53 AM |
| MilitaryLending | $25.00 | 8/18/2011 3:59:10 PM |
| Amber_Stone | $25.00 | 8/18/2011 4:03:00 PM |
| OldManP | $25.00 | 8/18/2011 11:10:36 AM |
| investment-daydream | $125.00 | 8/18/2011 10:30:59 AM |
| LittleMingo | $26.00 | 8/18/2011 10:47:28 AM |
| restless-dime | $50.00 | 8/18/2011 11:46:57 AM |
| lucrative-loan | $25.00 | 8/18/2011 9:00:42 AM |
| jhouman | $25.00 | 8/18/2011 1:03:55 PM |
| papaloha | $64.00 | 8/18/2011 2:02:33 PM |
| luzonct | $100.00 | 8/18/2011 2:45:43 PM |
| Kash2010lu | $35.00 | 8/18/2011 9:49:11 AM |
| diligent-peace9 | $60.33 | 8/18/2011 3:59:50 PM |
| shawnw2 | $332.66 | 8/18/2011 4:18:13 PM |
| ultimate-peace | $25.00 | 8/18/2011 9:11:19 AM |
| marwadi-62 | $300.00 | 8/18/2011 10:25:34 AM |
| DasMula | $25.00 | 8/18/2011 11:34:18 AM |
| TennSquire | $50.00 | 8/18/2011 11:45:12 AM |
| whitegold24k | $250.00 | 8/18/2011 12:27:35 PM |
| credit-missile | $25.00 | 8/18/2011 11:38:20 AM |
| farchoir | $25.00 | 8/18/2011 1:33:47 PM |
| engaging-repayment8 | $25.00 | 8/18/2011 2:07:08 PM |
| favorite-commerce | $25.00 | 8/18/2011 12:24:39 PM |
| wisconsinvestor | $50.00 | 8/18/2011 3:36:29 PM |
| shrewd-income | $100.00 | 8/18/2011 3:47:30 PM |
| natural-point1 | $58.00 | 8/18/2011 12:56:36 PM |
| Abstract | $50.00 | 8/18/2011 4:08:22 PM |
| bullish2bearish | $25.00 | 8/18/2011 3:08:41 PM |
| twjh | $25.00 | 8/18/2011 4:04:49 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
522257
This series of Notes was issued and sold upon the funding of the borrower loan #52538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $126.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1977 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,818 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| appetizing-interest4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lighthouselady
Purpose of loan: pay off American Express and personal
This loan will be used to...pay off American Express and personal loan
My financial situation:
I am a good candidate for this loan because I do pay all my bills on time and am response.
Monthly net income: $ 3010.32
Monthly expenses: $
Housing: $ live with parent
Insurance: $ 92
Car expenses: $ 80
Utilities: $ 0
Phone, cable, internet: $ 160
Food, entertainment: $ 75
Clothing, household expenses: $ 0
Credit cards and other loans: $ 1800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Bank_Of_XL | $25.00 | 8/17/2011 5:35:33 PM |
| green-trade-dolphin | $25.00 | 8/17/2011 6:47:05 PM |
| Investor_DP | $100.00 | 8/17/2011 5:05:21 PM |
| jkeller4000 | $25.00 | 8/18/2011 5:24:29 AM |
| don8ter | $25.00 | 8/18/2011 4:50:39 AM |
| whitegold24k | $100.00 | 8/18/2011 1:22:21 PM |
| herbyman | $50.00 | 8/19/2011 12:45:40 PM |
| CashMoney2009 | $25.00 | 8/20/2011 9:53:50 PM |
| rce1964 | $25.00 | 8/22/2011 6:22:22 AM |
| favorite-commerce | $25.00 | 8/22/2011 6:04:51 AM |
| orbiter687 | $25.00 | 8/22/2011 10:41:38 AM |
| engaging-worth | $25.00 | 8/23/2011 7:56:15 AM |
| KramericaIndustries | $25.00 | 8/23/2011 12:31:09 PM |
| Huntington | $25.00 | 8/23/2011 2:57:23 PM |
| Leshan | $25.00 | 8/23/2011 11:13:53 AM |
| payment-friendship | $25.00 | 8/23/2011 10:40:20 AM |
| FinanceEngine | $35.00 | 8/23/2011 4:45:12 PM |
| PalmerTheEmbalmer | $25.00 | 8/23/2011 11:24:21 AM |
| houli123 | $100.00 | 8/23/2011 11:50:34 AM |
| supreme-hope | $25.00 | 8/23/2011 12:02:43 PM |
| economy-beast | $25.00 | 8/23/2011 12:14:14 PM |
| trumpeter5 | $25.00 | 8/23/2011 12:24:28 PM |
| HermanstadtKid | $25.00 | 8/23/2011 12:15:01 PM |
| stable-bonus | $25.00 | 8/23/2011 12:18:52 PM |
| lazyeye | $72.78 | 8/23/2011 1:27:52 PM |
| agalt | $75.00 | 8/23/2011 1:00:39 PM |
| auction-poblano | $25.00 | 8/23/2011 6:18:24 PM |
| jules3304 | $25.00 | 8/23/2011 3:18:08 PM |
| marketplace-hut9 | $25.00 | 8/23/2011 6:59:32 PM |
| jescowa | $50.00 | 8/23/2011 3:29:58 PM |
| treasure-hunter270 | $25.00 | 8/23/2011 7:15:32 PM |
| novice-speculator | $25.00 | 8/23/2011 4:27:06 PM |
| Nojukbong | $100.00 | 8/23/2011 5:01:01 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:57 PM |
| worthy-bid8 | $50.00 | 8/23/2011 5:11:10 PM |
| cash-cymbal | $25.00 | 8/23/2011 9:08:49 PM |
| ALFLoan | $25.00 | 8/23/2011 5:13:39 PM |
| availableloan | $25.00 | 8/23/2011 9:17:51 PM |
| loss-of-control | $50.00 | 8/23/2011 5:17:05 PM |
| ncg1983 | $25.00 | 8/23/2011 6:06:08 PM |
| kind-forthright-repayment | $100.00 | 8/23/2011 6:55:02 PM |
| commitment-mesh | $35.00 | 8/23/2011 8:16:26 PM |
| DrNano | $50.00 | 8/23/2011 10:30:59 PM |
| hawaiitechnical | $25.00 | 8/23/2011 11:31:11 PM |
| secret-santa | $71.66 | 8/24/2011 2:18:23 AM |
| head | $25.00 | 8/24/2011 2:18:12 AM |
| compoundinterest | $50.00 | 8/17/2011 5:08:30 PM |
| natural-trade7 | $50.00 | 8/17/2011 6:05:08 PM |
| Weaverville | $50.00 | 8/18/2011 9:34:31 AM |
| dbs | $25.00 | 8/19/2011 8:07:12 AM |
| return-enthusiast1 | $25.00 | 8/19/2011 2:42:28 PM |
| life-is-great | $25.00 | 8/19/2011 11:18:11 AM |
| petsheep | $25.00 | 8/20/2011 10:12:56 AM |
| atbright | $25.00 | 8/22/2011 10:12:43 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:02 AM |
| currency-persimmon | $25.00 | 8/23/2011 12:46:38 PM |
| ddog0224 | $25.58 | 8/23/2011 1:00:01 PM |
| coin-popcorn | $25.00 | 8/23/2011 1:39:53 PM |
| market-pudding | $25.00 | 8/23/2011 2:23:16 PM |
| CBO-Enterprise | $100.00 | 8/23/2011 4:17:18 PM |
| wampum-library4 | $25.00 | 8/23/2011 4:26:39 PM |
| Astyanax | $85.00 | 8/23/2011 11:31:40 AM |
| unfixer | $25.00 | 8/23/2011 12:14:57 PM |
| dime-historian | $50.00 | 8/23/2011 1:35:50 PM |
| djkaiser | $25.00 | 8/23/2011 1:58:33 PM |
| BlackCat36 | $150.00 | 8/23/2011 6:09:14 PM |
| wirebutterfly | $100.00 | 8/23/2011 3:28:59 PM |
| leverage-oasis | $25.00 | 8/23/2011 7:07:08 PM |
| gain-dolphin | $25.00 | 8/23/2011 7:56:00 PM |
| a-resplendent-commitment | $40.00 | 8/23/2011 8:08:19 PM |
| MadHun | $200.00 | 8/23/2011 5:14:57 PM |
| personal-lender | $25.00 | 8/23/2011 5:17:23 PM |
| chavala | $50.00 | 8/23/2011 10:37:43 PM |
| forceful-durability7 | $25.00 | 8/23/2011 11:38:02 PM |
| MrCoffee | $25.00 | 8/24/2011 1:27:25 AM |
| epall | $25.00 | 8/23/2011 6:10:12 PM |
| MakoF16 | $25.00 | 8/23/2011 8:02:38 PM |
| Santaleja | $50.00 | 8/23/2011 8:20:18 PM |
| capital-zoo | $25.00 | 8/23/2011 8:57:04 PM |
| well-rounded-investment | $30.50 | 8/23/2011 9:02:00 PM |
| Gibbyland | $100.00 | 8/23/2011 10:30:31 PM |
| George13 | $54.48 | 8/24/2011 2:24:04 AM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
522295
This series of Notes was issued and sold upon the funding of the borrower loan #52496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $388.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1975 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
21 | Length of status: | 31y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,256 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Acural |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $27,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
760-779
(Sep-2008)
740-759
(Apr-2008)
740-759
(Mar-2008)
|
|
Principal balance:
| $8,612.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Dental- Proven Prosper Borrower 2X
Purpose of loan: Major Dental Work
This loan will be used to...
Have major dental work done. I need to have over 20,000 dollars of dental work done due to old bridges and caps that will not be covered in my dental plan.
My financial situation:
I am a good candidate for this loan because.I am a proven Propser Borrower. This will be my third loan with this company. I have never missed a payment and just completed paying off my first prosper loan. I have a solid work history at a major financial institution for over 31 years. I am married for 20 years and my husband is also employed at the same company for 45 years. I am an ower of two homes.
I prefer to borrow rather than use any of my invested savings.
I am a strong candidate with a proven record right here in Prosper. I would appreciate your consideration. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $44.70 | 8/18/2011 9:09:05 AM |
| janeybooboo | $150.00 | 8/18/2011 6:21:59 PM |
| jkeller4000 | $25.00 | 8/18/2011 4:22:44 PM |
| dbs | $150.00 | 8/19/2011 8:03:46 AM |
| themoneydoctor | $500.00 | 8/19/2011 10:12:13 AM |
| selector568 | $300.00 | 8/19/2011 10:31:49 AM |
| return-enthusiast1 | $50.00 | 8/19/2011 2:28:51 PM |
| MPdeez | $128.26 | 8/19/2011 5:07:24 PM |
| nycfinance | $25.00 | 8/19/2011 10:35:31 AM |
| trumpeter5 | $25.00 | 8/19/2011 12:04:25 PM |
| PWSanDiego | $60.00 | 8/19/2011 11:48:31 PM |
| capital-zoo | $25.00 | 8/20/2011 1:51:58 AM |
| RecoveryLender | $25.00 | 8/19/2011 4:59:47 PM |
| ddog0224 | $25.00 | 8/19/2011 7:10:07 PM |
| neptuno | $25.00 | 8/20/2011 10:12:15 AM |
| credit-bank-usa611 | $100.00 | 8/20/2011 1:39:38 PM |
| Surfwaikiki | $26.85 | 8/20/2011 3:32:13 PM |
| pnace | $60.00 | 8/20/2011 3:33:54 PM |
| bmbanzai | $25.00 | 8/20/2011 3:48:59 PM |
| julijask | $50.00 | 8/20/2011 3:48:26 PM |
| Income-Scout | $200.00 | 8/20/2011 5:17:20 PM |
| thrifty-capital | $25.00 | 8/20/2011 6:07:14 PM |
| RB_Double-A_Bravo | $25.00 | 8/20/2011 7:24:31 PM |
| jmichael23 | $75.00 | 8/21/2011 11:00:01 AM |
| frobin | $25.00 | 8/20/2011 8:09:01 PM |
| worth-buddy0 | $79.93 | 8/20/2011 9:12:43 PM |
| Lender0010 | $50.00 | 8/21/2011 7:12:20 AM |
| setUup | $36.28 | 8/21/2011 4:24:14 AM |
| Roundhouse | $300.00 | 8/21/2011 7:34:39 AM |
| friendly-market5 | $50.00 | 8/21/2011 8:25:23 AM |
| heroic-payout9 | $25.00 | 8/21/2011 12:33:00 PM |
| umfan123 | $25.00 | 8/21/2011 1:10:59 PM |
| power-defender7 | $25.00 | 8/21/2011 7:33:48 PM |
| lawyervon | $25.00 | 8/21/2011 7:36:12 PM |
| cardminger | $100.00 | 8/21/2011 8:16:43 PM |
| kdog99 | $100.00 | 8/21/2011 1:30:02 PM |
| currency-persimmon | $50.00 | 8/21/2011 2:04:54 PM |
| tolerant-dinero2 | $25.00 | 8/21/2011 1:41:26 PM |
| return-owner | $25.00 | 8/21/2011 2:51:54 PM |
| Corky1234 | $90.00 | 8/21/2011 5:21:46 PM |
| best-listing-toro | $25.00 | 8/21/2011 4:02:33 PM |
| deal-scientist5 | $75.00 | 8/21/2011 5:34:20 PM |
| Sierrahh | $25.00 | 8/21/2011 7:26:27 PM |
| MadHun | $200.00 | 8/22/2011 9:13:58 AM |
| seabass123 | $31.46 | 8/21/2011 7:39:32 PM |
| SummitAdvisors | $500.00 | 8/21/2011 9:02:39 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:18:11 PM |
| value-wind0 | $50.00 | 8/22/2011 8:40:33 AM |
| godzig | $25.00 | 8/22/2011 8:41:29 AM |
| euro-deployment | $25.00 | 8/22/2011 12:33:41 PM |
| breterst | $50.00 | 8/22/2011 12:43:33 PM |
| benefit-trident | $25.00 | 8/22/2011 4:38:46 PM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:07 AM |
| JustOneVoice | $25.00 | 8/22/2011 10:54:48 AM |
| genelinist | $50.00 | 8/22/2011 12:14:16 PM |
| investment-comet | $25.00 | 8/22/2011 11:20:08 AM |
| One1putt | $50.00 | 8/22/2011 12:52:05 PM |
| woohoo | $35.00 | 8/22/2011 1:54:31 PM |
| asset-cougar0 | $25.00 | 8/22/2011 7:35:31 PM |
| rescue | $100.00 | 8/22/2011 3:45:12 PM |
| important-dollar1 | $50.00 | 8/22/2011 3:26:07 PM |
| crmoir | $28.61 | 8/22/2011 8:10:59 PM |
| note-pursuit | $25.00 | 8/23/2011 2:40:47 AM |
| radiobuda | $50.00 | 8/22/2011 5:37:40 PM |
| benjamin67 | $25.00 | 8/23/2011 5:17:19 AM |
| 108lender | $250.00 | 8/22/2011 5:46:29 PM |
| wilchik | $60.00 | 8/23/2011 6:09:09 AM |
| bonafide-asset8 | $50.00 | 8/23/2011 6:55:02 AM |
| commerce-broker | $25.00 | 8/22/2011 7:05:34 PM |
| successful-economy5 | $109.00 | 8/22/2011 6:29:15 PM |
| dospapalotes | $50.00 | 8/22/2011 6:39:02 PM |
| coolcreditor | $50.00 | 8/22/2011 7:56:51 PM |
| Clambake | $50.00 | 8/23/2011 7:02:26 AM |
| jubilant-durability9 | $25.00 | 8/22/2011 7:00:18 PM |
| engrossing-benefit0 | $25.00 | 8/23/2011 7:57:53 AM |
| heerzaquestion | $100.00 | 8/23/2011 8:00:13 AM |
| lostontheedge | $25.00 | 8/23/2011 8:21:40 AM |
| djmjkelso | $25.00 | 8/22/2011 11:00:08 PM |
| Cronos | $50.00 | 8/23/2011 12:45:55 AM |
| VPRLLC | $25.00 | 8/23/2011 5:18:38 AM |
| Chuck1939 | $50.00 | 8/23/2011 5:28:49 AM |
| damage | $25.00 | 8/23/2011 6:18:50 AM |
| Labinga | $227.18 | 8/23/2011 6:55:41 AM |
| goodhearted-gold3 | $28.24 | 8/23/2011 7:24:52 AM |
| red-favorable-basis | $25.00 | 8/23/2011 8:05:11 AM |
| nri22 | $25.00 | 8/23/2011 8:14:34 AM |
| jlendog | $50.00 | 8/23/2011 8:20:10 AM |
| lucrative-worth | $100.00 | 8/23/2011 8:36:16 AM |
| economy-tuba7 | $150.00 | 8/23/2011 12:00:08 PM |
| Rider | $200.00 | 8/23/2011 8:44:31 AM |
| a-reasonable-return | $25.00 | 8/23/2011 12:04:21 PM |
| reward-pizza0 | $75.00 | 8/23/2011 8:39:06 AM |
| dammage | $36.92 | 8/23/2011 10:00:34 AM |
| joelnet | $100.00 | 8/23/2011 10:00:46 AM |
| fcrick | $25.00 | 8/23/2011 10:19:25 AM |
| a-logical-power | $32.27 | 8/23/2011 10:56:41 AM |
| Maggie3 | $25.00 | 8/23/2011 11:05:03 AM |
| Digs | $25.00 | 8/23/2011 11:41:17 AM |
| houli123 | $100.00 | 8/23/2011 11:50:35 AM |
| green-trade-dolphin2 | $40.00 | 8/18/2011 9:15:06 AM |
| compoundinterest | $50.00 | 8/18/2011 9:08:59 AM |
| Brown98 | $25.00 | 8/18/2011 6:38:21 PM |
| Dubbs360 | $200.00 | 8/18/2011 3:24:33 PM |
| indomitable-coin | $25.00 | 8/19/2011 4:35:18 AM |
| 420limo | $25.00 | 8/19/2011 11:10:32 AM |
| misit | $25.00 | 8/19/2011 1:58:36 PM |
| a2190b | $36.00 | 8/19/2011 3:30:18 PM |
| Dubbs360 | $100.00 | 8/19/2011 8:50:27 PM |
| crw1950 | $93.01 | 8/20/2011 4:56:23 AM |
| s270 | $50.00 | 8/19/2011 2:42:57 PM |
| Pitufo | $25.00 | 8/19/2011 4:49:17 PM |
| Henrylin | $25.00 | 8/20/2011 7:57:54 AM |
| unrivaled-income5 | $50.00 | 8/19/2011 6:07:16 PM |
| john0720 | $100.00 | 8/19/2011 6:17:03 PM |
| finance-symphony7 | $100.00 | 8/19/2011 6:43:40 PM |
| luvlending | $25.00 | 8/19/2011 8:00:45 PM |
| availableloan | $25.00 | 8/19/2011 10:23:16 PM |
| p43600jw | $25.00 | 8/20/2011 7:23:10 AM |
| credit-investor5 | $50.00 | 8/20/2011 7:56:59 AM |
| CreditBuilder2 | $50.00 | 8/20/2011 9:38:11 AM |
| truth-trapper | $25.00 | 8/20/2011 6:06:38 PM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:22:58 PM |
| the-silver-blaster | $75.00 | 8/20/2011 8:02:59 PM |
| green-trade-dolphin2 | $25.00 | 8/21/2011 5:20:24 AM |
| sentimental-silver7 | $25.00 | 8/21/2011 7:24:56 AM |
| optionscashflow | $25.00 | 8/21/2011 12:45:56 AM |
| poisson17 | $25.00 | 8/21/2011 1:53:05 PM |
| astute-fairness0 | $25.00 | 8/21/2011 6:53:50 AM |
| fast123money | $75.00 | 8/21/2011 2:25:05 PM |
| compwhiz | $25.00 | 8/21/2011 9:33:09 AM |
| iq8w7ht | $25.00 | 8/21/2011 3:14:18 PM |
| gentle-gain235 | $25.00 | 8/21/2011 4:38:39 PM |
| progressive-economy261 | $150.00 | 8/21/2011 1:14:26 PM |
| best-inspiring-deal | $25.00 | 8/21/2011 4:35:54 PM |
| t2smoney | $25.00 | 8/21/2011 4:45:53 PM |
| basis-wizard8 | $50.00 | 8/22/2011 7:42:40 AM |
| hurricanefever | $50.00 | 8/21/2011 7:30:45 PM |
| orbiter687 | $25.00 | 8/22/2011 9:59:56 AM |
| Cash4U2also | $92.00 | 8/21/2011 10:55:16 PM |
| grampy48 | $30.00 | 8/22/2011 3:40:06 AM |
| sharp518 | $50.00 | 8/22/2011 5:21:11 AM |
| GElender | $25.00 | 8/22/2011 6:07:26 AM |
| Rulea72 | $48.00 | 8/22/2011 7:08:42 AM |
| best-basis-trooper | $25.00 | 8/22/2011 11:55:25 AM |
| investment-artist | $25.01 | 8/22/2011 12:21:02 PM |
| AF-Chief | $100.00 | 8/22/2011 9:36:46 AM |
| pure-loyalty6 | $25.00 | 8/22/2011 11:06:35 AM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:32:57 AM |
| Weaverville | $50.00 | 8/22/2011 5:17:04 PM |
| RMB-Investments | $50.00 | 8/22/2011 1:58:53 PM |
| WilsonFunds | $27.39 | 8/22/2011 8:16:48 PM |
| novice-speculator | $25.00 | 8/22/2011 3:51:49 PM |
| stevexs | $30.00 | 8/22/2011 11:31:32 PM |
| loanman2007 | $100.00 | 8/23/2011 4:14:35 AM |
| responsibility-butterfly | $25.00 | 8/22/2011 5:47:26 PM |
| yield-hut | $100.00 | 8/23/2011 4:52:18 AM |
| dollar-oracle55 | $30.00 | 8/23/2011 5:53:00 AM |
| Aristocrat | $25.22 | 8/22/2011 5:46:25 PM |
| 108lender | $250.00 | 8/22/2011 5:53:31 PM |
| contract-paloverde1 | $53.43 | 8/23/2011 6:13:31 AM |
| djh47a | $25.00 | 8/23/2011 6:50:37 AM |
| jpac1066 | $100.00 | 8/23/2011 6:56:22 AM |
| trail5 | $500.00 | 8/22/2011 8:23:06 PM |
| capital-blueberry | $25.00 | 8/23/2011 7:29:53 AM |
| alaco | $50.00 | 8/23/2011 7:49:21 AM |
| organic-responsibility60 | $100.00 | 8/23/2011 9:36:17 AM |
| zippy-revenue8 | $25.00 | 8/23/2011 10:11:23 AM |
| rlaboy | $25.00 | 8/23/2011 10:59:36 AM |
| Lender950 | $100.00 | 8/23/2011 11:34:16 AM |
| bvtvdave | $45.00 | 8/23/2011 7:03:54 AM |
| baker31 | $35.00 | 8/23/2011 8:14:37 AM |
| PotBellyPete | $106.00 | 8/23/2011 8:27:23 AM |
| janeybooboo | $100.00 | 8/23/2011 11:59:17 AM |
| janeybooboo | $50.00 | 8/23/2011 12:06:37 PM |
| first-dinero-paladin | $50.00 | 8/23/2011 8:33:13 AM |
| runbix7 | $25.00 | 8/23/2011 12:13:44 PM |
| DogCanyon | $150.00 | 8/23/2011 9:51:44 AM |
| KADENA462 | $25.00 | 8/23/2011 9:56:16 AM |
| dinero-jujitsu | $25.00 | 8/23/2011 9:44:25 AM |
| dordee | $100.00 | 8/23/2011 10:39:40 AM |
| Astyanax | $100.00 | 8/23/2011 11:35:35 AM |
| peb44 | $28.65 | 8/23/2011 12:21:07 PM |
| love-interest | $25.00 | 8/23/2011 11:57:44 AM |
| Rider | $15.59 | 8/23/2011 12:45:34 PM |
| 184 Investments
|
Borrower Payment Dependent Notes Series
522345
This series of Notes was issued and sold upon the funding of the borrower loan #52454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,135 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-bewitching-silver |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Musicman
Purpose of loan:
This loan will be used to...consolidate and payoff debt.
Totalling: $2,500
My financial situation:
I am a good candidate for this loan because...I have bounced back from the home foreclosure fiasco and paid cash/title holder for another home (manufactured: valued @ $80,000) Prior to early retirement, due to lower-back injury, I had A+ credit and ALWAYS paid obligations. I can afford this loan and need to rebuild my credit status with lenders. Monthly net income: $1,440 (retirement) * In 1 year will receive SSA benefits as well
Monthly expenses: $860
Housing: $620 (land rental/water)
Insurance: $75
Car expenses: $0
Utilities: $50
Phone, cable, internet: $40
Food, entertainment: $50
Clothing, household expenses: $25
Credit cards and other loans: $1,135 (pay-off amount)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 8/16/2011 6:56:50 PM |
| Investor_DP | $100.00 | 8/16/2011 5:06:10 PM |
| reflective-rupee | $25.00 | 8/16/2011 5:13:52 PM |
| stepatatime-together | $100.00 | 8/16/2011 9:19:23 PM |
| equitable-capital758 | $250.00 | 8/16/2011 5:02:55 PM |
| WilliamLeeSims | $25.00 | 8/16/2011 7:32:07 PM |
| newest-power-banker | $25.00 | 8/16/2011 9:27:03 PM |
| worth-blanket2 | $3,500.00 | 8/17/2011 9:19:10 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
522597
This series of Notes was issued and sold upon the funding of the borrower loan #52546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Aug-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $397.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
12 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,008 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gain-habanero5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase One Year of Service
Purpose of loan:
This loan will be used to...purchase one year of out of state service into the Teacher Retirement System of Texas. I need to do this before the rates increase due to recent TRS changes.
My financial situation:
I am a good candidate for this loan because. I am beginning my 6th year as Superintendent of Montgomery ISD and am very stable professionally and personally. The purchase of this year of out of state service will bring me to 31 years in TRS with the goal of reaching 35 years at the time of my retirement.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| totoro | $25.00 | 8/18/2011 2:00:43 PM |
| fervent-currency5 | $25.00 | 8/23/2011 7:14:09 AM |
| compoundinterest | $50.00 | 8/17/2011 5:08:31 PM |
| timbob | $200.00 | 8/17/2011 5:42:49 PM |
| serene-capital | $25.00 | 8/17/2011 5:53:21 PM |
| MarvintheMartian | $50.00 | 8/17/2011 5:03:59 PM |
| first-favorite-bonus9 | $25.00 | 8/18/2011 4:33:40 AM |
| Dollars4Rent | $50.00 | 8/18/2011 6:18:12 AM |
| green-trade-dolphin2 | $75.00 | 8/17/2011 6:40:29 PM |
| QuantumLobster | $25.00 | 8/18/2011 8:32:12 AM |
| whistledicksmith | $25.00 | 8/17/2011 11:37:28 PM |
| indomitable-coin | $25.00 | 8/17/2011 9:09:22 PM |
| marketplace-hut9 | $100.00 | 8/18/2011 3:40:28 AM |
| hitsman | $50.00 | 8/18/2011 10:59:39 AM |
| vigilance-revolutionary | $100.00 | 8/18/2011 11:44:32 AM |
| blot44 | $100.00 | 8/18/2011 5:44:54 AM |
| Chosen-one | $50.00 | 8/18/2011 1:46:35 PM |
| gentle-gain235 | $200.00 | 8/18/2011 8:01:12 AM |
| Weaverville | $50.00 | 8/18/2011 9:34:32 AM |
| restless-balance9 | $50.00 | 8/18/2011 10:19:45 AM |
| kriegs | $100.00 | 8/18/2011 5:10:33 PM |
| Solid-Platinum | $25.00 | 8/18/2011 12:38:44 PM |
| BxRealtor | $25.00 | 8/18/2011 11:26:53 AM |
| DPH | $100.00 | 8/18/2011 11:57:07 AM |
| jfd287 | $25.00 | 8/18/2011 1:17:45 PM |
| TomDalonajay | $25.00 | 8/19/2011 3:37:22 AM |
| best-friendly-fairness | $50.00 | 8/18/2011 4:11:19 PM |
| IIP77 | $25.00 | 8/18/2011 5:30:41 PM |
| tszbgae | $50.00 | 8/18/2011 5:38:33 PM |
| irishcocacola | $25.00 | 8/19/2011 9:35:38 AM |
| ok | $50.00 | 8/19/2011 10:08:55 AM |
| dbs | $100.00 | 8/19/2011 8:01:32 AM |
| cerebral-auction950 | $100.00 | 8/19/2011 12:56:45 PM |
| worthy-bid8 | $50.00 | 8/19/2011 9:07:46 AM |
| nuclearmoose | $50.00 | 8/19/2011 1:51:45 PM |
| life-is-great | $25.00 | 8/19/2011 11:18:12 AM |
| RecoveryLender | $50.00 | 8/19/2011 11:33:49 AM |
| valiant-liberty4 | $25.00 | 8/19/2011 6:45:56 PM |
| latestone | $25.00 | 8/19/2011 11:37:08 PM |
| hrubinst | $50.00 | 8/19/2011 2:01:16 PM |
| WLenders | $50.00 | 8/19/2011 10:55:00 PM |
| Tenfutta | $50.00 | 8/20/2011 6:41:01 AM |
| britgsb | $100.00 | 8/20/2011 10:49:12 AM |
| revenue-serenity | $200.00 | 8/20/2011 11:09:50 AM |
| petsheep | $75.00 | 8/20/2011 12:57:17 PM |
| Preteur | $25.00 | 8/20/2011 2:17:05 PM |
| unclejaef | $25.00 | 8/20/2011 3:19:01 PM |
| peace-burst0 | $25.00 | 8/20/2011 2:26:46 PM |
| jbaum | $25.00 | 8/20/2011 3:38:30 PM |
| jdrez | $25.00 | 8/20/2011 5:35:35 PM |
| vutah | $50.00 | 8/21/2011 9:24:31 AM |
| DrStaff | $100.00 | 8/20/2011 8:34:56 PM |
| Cashew6 | $25.00 | 8/20/2011 11:37:06 PM |
| subtle-revenue0 | $25.00 | 8/21/2011 8:20:49 AM |
| otalon | $25.00 | 8/21/2011 3:07:23 PM |
| Marathoner | $25.00 | 8/21/2011 11:37:48 AM |
| ManhattanLender | $25.00 | 8/21/2011 1:51:34 PM |
| Anny-Disco | $25.00 | 8/22/2011 5:02:50 AM |
| first-euro-rapture | $25.00 | 8/21/2011 7:34:13 PM |
| wise-silver-wonder | $25.00 | 8/22/2011 6:48:22 AM |
| Katburg | $25.00 | 8/22/2011 7:12:00 AM |
| organic-responsibility60 | $100.00 | 8/22/2011 12:56:05 PM |
| revmax | $25.00 | 8/22/2011 10:40:00 AM |
| best-basis-trooper | $25.00 | 8/22/2011 11:54:59 AM |
| kind-cash-zone | $25.00 | 8/22/2011 1:47:39 PM |
| richboy56 | $25.00 | 8/22/2011 2:12:08 PM |
| alaco | $25.00 | 8/22/2011 8:36:18 PM |
| jga516 | $25.00 | 8/22/2011 3:57:23 PM |
| senior1 | $25.00 | 8/22/2011 6:07:15 PM |
| LawyerLoan | $25.00 | 8/22/2011 7:09:12 PM |
| pay_day | $250.00 | 8/22/2011 10:10:17 PM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:24 AM |
| silverloan | $25.00 | 8/23/2011 8:33:59 AM |
| jdnyc | $25.00 | 8/23/2011 1:50:36 AM |
| wam37 | $25.00 | 8/23/2011 4:49:35 AM |
| LenderByDay | $25.00 | 8/23/2011 6:17:22 AM |
| aasx1108 | $25.00 | 8/23/2011 10:30:15 AM |
| flasicman | $42.87 | 8/23/2011 7:09:33 AM |
| houli123 | $100.00 | 8/23/2011 11:50:34 AM |
| budyzr | $25.00 | 8/23/2011 9:08:55 AM |
| donloah | $25.00 | 8/23/2011 9:05:33 AM |
| neighborly-hope6 | $100.00 | 8/23/2011 9:19:29 AM |
| dordee | $100.00 | 8/23/2011 10:38:54 AM |
| br4444 | $25.00 | 8/23/2011 5:11:30 PM |
| financeboy | $59.00 | 8/23/2011 12:30:04 PM |
| janeybooboo | $400.00 | 8/23/2011 1:04:14 PM |
| kapahua | $70.00 | 8/23/2011 1:06:52 PM |
| ScionAltera | $25.00 | 8/23/2011 2:41:27 PM |
| ussugm | $25.00 | 8/23/2011 2:49:15 PM |
| usd1027 | $25.00 | 8/23/2011 4:34:57 PM |
| s270 | $75.00 | 8/23/2011 11:02:02 PM |
| gracej | $25.00 | 8/23/2011 8:03:58 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:06:58 PM |
| loot-heart | $25.00 | 8/23/2011 9:19:17 PM |
| 108lender | $500.00 | 8/24/2011 9:13:38 AM |
| social-turtle4 | $25.00 | 8/23/2011 10:51:40 PM |
| TheIncredibleHawk | $25.00 | 8/24/2011 9:41:39 AM |
| heerzaquestion | $50.00 | 8/24/2011 10:55:47 AM |
| authoritative-capital | $25.00 | 8/24/2011 11:11:49 AM |
| atope | $25.00 | 8/24/2011 5:33:14 AM |
| wild-orange | $221.75 | 8/24/2011 11:26:36 AM |
| Chuck9802 | $25.00 | 8/24/2011 5:46:48 AM |
| dollar-heart5 | $50.00 | 8/24/2011 5:54:21 AM |
| fireboss | $25.00 | 8/24/2011 8:01:17 AM |
| finagler | $25.00 | 8/24/2011 8:08:49 AM |
| julijask | $45.00 | 8/24/2011 10:29:32 AM |
| ore-jedi | $25.00 | 8/24/2011 10:39:35 AM |
| dc_lobster | $30.00 | 8/24/2011 11:09:21 AM |
| LTR | $25.00 | 8/24/2011 11:16:03 AM |
| justice-hawk | $25.00 | 8/24/2011 11:20:15 AM |
| hostbank | $100.00 | 8/17/2011 5:09:09 PM |
| TrustPlus | $50.00 | 8/17/2011 9:31:30 PM |
| nickel-ferret | $50.00 | 8/17/2011 5:14:24 PM |
| lostperception | $50.00 | 8/17/2011 9:14:30 PM |
| velocity-solo | $25.00 | 8/17/2011 8:08:35 PM |
| balance-bliss | $200.00 | 8/18/2011 12:37:23 AM |
| region123 | $50.00 | 8/18/2011 4:00:50 AM |
| Curly-Girly | $25.00 | 8/18/2011 9:43:08 AM |
| Cheburashka | $40.00 | 8/18/2011 2:51:07 AM |
| PaulW | $25.00 | 8/18/2011 8:23:28 AM |
| gain-mountain1 | $100.00 | 8/18/2011 8:42:47 AM |
| the-profit-oracle | $25.00 | 8/18/2011 3:30:07 PM |
| Syzygy | $25.00 | 8/18/2011 8:48:20 AM |
| Emgolda | $25.00 | 8/18/2011 11:28:53 AM |
| Guiren | $110.00 | 8/18/2011 12:46:46 PM |
| awwaww | $25.00 | 8/18/2011 3:59:34 PM |
| kyomoon | $50.00 | 8/18/2011 3:59:52 PM |
| dpfl55 | $25.00 | 8/18/2011 5:26:04 PM |
| capital-arboretum | $300.00 | 8/18/2011 8:22:18 PM |
| ideal-platinum1 | $50.00 | 8/19/2011 12:02:58 PM |
| tolerant-fairness2 | $50.00 | 8/19/2011 1:27:19 PM |
| bradomino | $25.00 | 8/19/2011 9:07:20 AM |
| themoneydoctor | $712.96 | 8/19/2011 10:11:11 AM |
| a-finance-nirvana | $28.00 | 8/19/2011 5:09:12 PM |
| pious-funds5 | $25.00 | 8/19/2011 5:27:08 PM |
| dbzen | $25.00 | 8/19/2011 5:58:30 PM |
| bss97603 | $25.00 | 8/19/2011 12:33:25 PM |
| meenan | $50.00 | 8/20/2011 3:24:19 AM |
| murtaza | $50.00 | 8/19/2011 3:52:33 PM |
| ujiba | $50.00 | 8/20/2011 8:41:23 AM |
| Ivan2007 | $25.00 | 8/20/2011 10:38:51 AM |
| dharma1 | $25.00 | 8/20/2011 7:57:14 AM |
| degster | $25.00 | 8/20/2011 11:46:59 AM |
| truth-crusader7 | $150.00 | 8/20/2011 4:01:30 PM |
| kleinbrak | $25.00 | 8/20/2011 3:04:51 PM |
| westcoastsun | $100.00 | 8/20/2011 3:29:21 PM |
| narblark | $25.00 | 8/20/2011 3:39:03 PM |
| orange-dollar-guild | $25.00 | 8/20/2011 4:26:50 PM |
| frobin | $25.00 | 8/20/2011 8:09:00 PM |
| MrDavid | $100.00 | 8/21/2011 1:21:30 PM |
| zebra806 | $50.00 | 8/21/2011 6:43:44 AM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:24 PM |
| Rivervale_Westwood | $25.00 | 8/21/2011 2:29:04 PM |
| engaging-yield4 | $25.00 | 8/21/2011 11:21:08 PM |
| theprince | $100.00 | 8/21/2011 2:29:56 PM |
| Blue_HorseShoe | $25.00 | 8/22/2011 5:09:20 AM |
| natural-trade7 | $50.00 | 8/21/2011 4:45:27 PM |
| diversification-surge | $25.00 | 8/22/2011 7:26:43 AM |
| math1973 | $50.00 | 8/21/2011 6:19:56 PM |
| ItsJustMe79 | $25.00 | 8/21/2011 7:36:26 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:32 PM |
| MadHun | $200.00 | 8/22/2011 9:13:57 AM |
| orbiter687 | $25.00 | 8/22/2011 10:26:39 AM |
| rescue | $100.00 | 8/22/2011 3:45:10 PM |
| BiggestG | $25.00 | 8/22/2011 4:54:29 PM |
| radiant-integrity | $250.00 | 8/22/2011 12:34:47 PM |
| fcrick | $25.00 | 8/22/2011 1:38:19 PM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:43 PM |
| MTLoans | $25.00 | 8/22/2011 8:29:37 PM |
| hapste | $25.00 | 8/22/2011 4:31:32 PM |
| SavannahBear | $25.00 | 8/22/2011 4:55:43 PM |
| Ripsaw4U | $50.00 | 8/22/2011 4:49:57 PM |
| wampum-chorus3 | $25.00 | 8/23/2011 2:57:30 AM |
| iq8w7ht | $25.00 | 8/22/2011 5:52:48 PM |
| BeachWalkz | $25.00 | 8/23/2011 6:50:26 AM |
| ChicoBob | $25.00 | 8/22/2011 7:57:43 PM |
| money-banker867 | $25.00 | 8/22/2011 8:11:47 PM |
| lancetc | $25.00 | 8/23/2011 7:05:28 AM |
| penny-finder | $33.16 | 8/23/2011 1:44:13 AM |
| causr08 | $25.00 | 8/23/2011 2:20:35 AM |
| market-network | $25.00 | 8/23/2011 9:28:08 AM |
| mizount | $25.00 | 8/23/2011 4:44:27 AM |
| ingenious-order783 | $25.00 | 8/23/2011 10:43:51 AM |
| Clambake | $50.00 | 8/23/2011 7:02:25 AM |
| moola-man | $25.00 | 8/23/2011 11:40:00 AM |
| personal-lender | $25.00 | 8/23/2011 11:49:42 AM |
| rex45 | $25.00 | 8/23/2011 12:23:30 PM |
| golden-platinum7 | $25.00 | 8/23/2011 9:13:20 AM |
| EWP | $400.00 | 8/23/2011 9:45:31 AM |
| Cherrypicker | $50.00 | 8/23/2011 10:21:28 AM |
| basis-gazer0 | $200.00 | 8/23/2011 3:03:45 PM |
| turbostar666 | $25.00 | 8/23/2011 10:25:16 AM |
| mar97 | $25.00 | 8/23/2011 4:21:29 PM |
| orange-resolute-platinum | $25.00 | 8/23/2011 11:28:00 AM |
| thunderkiss | $25.00 | 8/23/2011 11:44:37 AM |
| fiddlerzvi | $25.00 | 8/23/2011 12:08:19 PM |
| Scrabble | $25.00 | 8/23/2011 2:22:01 PM |
| bouvierchamp | $27.26 | 8/23/2011 8:24:02 PM |
| listing-renaissance5 | $250.00 | 8/23/2011 8:40:52 PM |
| LHSK | $25.00 | 8/23/2011 11:14:44 PM |
| jazz619 | $25.00 | 8/24/2011 7:00:53 AM |
| nickel-balance | $25.00 | 8/24/2011 7:05:40 AM |
| worklessmakemore | $50.00 | 8/24/2011 7:30:48 AM |
| capital-investor8 | $250.00 | 8/24/2011 8:16:51 AM |
| durability-secret-agent6 | $25.00 | 8/24/2011 9:44:31 AM |
| justice-hawk | $30.00 | 8/24/2011 11:11:19 AM |
| 206 Investments
|
Borrower Payment Dependent Notes Series
522639
This series of Notes was issued and sold upon the funding of the borrower loan #52469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $195.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,236 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kmkchris1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: Shore up credit while on track for mortgage qualification!!
This loan will be used in conjunction with cash reserves to help pay off my current auto loan, as well as remaining credit card debt.
My financial situation: Live with parents - No rent.
I am a good candidate for this loan because I take my credit VERY seriously, as I have worked hard as a young adult to build my credit up in order to take advantage of current housing prices.
Monthly net income: $2333.00 - $2500.00
Monthly expenses: $
Housing: $0
Insurance: $221
Car expenses: $470.90
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $51
Other expenses: $400 Gas/Misc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loanman2007 | $75.00 | 8/20/2011 12:50:58 PM |
| scrappy-diversification7 | $2,000.00 | 8/20/2011 12:11:57 PM |
| favorite-commerce | $25.00 | 8/20/2011 1:10:01 PM |
| shellstar | $25.00 | 8/20/2011 2:06:35 PM |
| econgineer | $50.00 | 8/20/2011 5:55:09 PM |
| equitable-capital758 | $250.00 | 8/21/2011 11:55:43 AM |
| loss-of-control | $75.00 | 8/21/2011 2:03:36 PM |
| genuine-dime | $100.00 | 8/21/2011 7:55:32 PM |
| orderly-wampum | $100.00 | 8/22/2011 10:03:53 AM |
| calmfunds | $500.00 | 8/22/2011 7:40:35 AM |
| economy-huckleberry0 | $25.00 | 8/22/2011 10:43:40 AM |
| thriller451 | $54.25 | 8/22/2011 5:06:30 PM |
| fantastic-bazaar2 | $50.00 | 8/22/2011 11:36:52 AM |
| charming-exchange7 | $25.00 | 8/22/2011 10:46:39 AM |
| fund-ambrosia0 | $25.00 | 8/22/2011 2:19:25 PM |
| drluong | $50.00 | 8/22/2011 3:40:40 PM |
| goat0 | $50.00 | 8/22/2011 3:43:41 PM |
| bazaar-orca | $25.00 | 8/22/2011 4:33:05 PM |
| cleo1255 | $50.00 | 8/22/2011 4:10:53 PM |
| 108lender | $200.00 | 8/22/2011 5:47:56 PM |
| SolarMoonshine | $25.00 | 8/20/2011 2:40:09 PM |
| scarlet-velvet | $25.08 | 8/20/2011 5:05:22 PM |
| MadHun | $200.00 | 8/21/2011 12:13:19 PM |
| leverage-monger | $25.00 | 8/21/2011 8:57:40 AM |
| hidavehi | $44.00 | 8/21/2011 10:45:58 AM |
| transformer855 | $25.00 | 8/21/2011 4:59:33 PM |
| jkeller4000 | $25.00 | 8/21/2011 3:08:54 PM |
| social-hunter5 | $50.00 | 8/22/2011 7:04:19 AM |
| felicity-daydream | $25.00 | 8/21/2011 6:52:01 PM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:44 PM |
| WisconsinLiberal | $25.00 | 8/22/2011 8:11:16 AM |
| irrelevant | $25.00 | 8/22/2011 10:05:08 AM |
| orderly-wampum | $100.00 | 8/22/2011 10:03:47 AM |
| sharp-return7 | $25.69 | 8/22/2011 10:50:34 AM |
| brightest-dignified-penny | $25.00 | 8/22/2011 10:57:14 AM |
| ledesma31 | $150.00 | 8/22/2011 3:39:23 PM |
| Investor_DP | $100.00 | 8/22/2011 5:05:03 PM |
| midnight24 | $50.00 | 8/22/2011 4:32:36 PM |
| friendly-principal76 | $0.98 | 8/22/2011 6:13:42 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
522733
This series of Notes was issued and sold upon the funding of the borrower loan #52692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Aug-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $190.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,161 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SunsetCoastCapital |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Profitable Trolley Company
Purpose of loan:
This loan will be used to assist in the purchase of a profitable trolley. I am providing the rest of the purchase price from my own cash.
This trolley is currently used in southwest Michigan for transportation for special events, wedding receptions, etc.
Purchase price is $30,000. For FY 2011, total income is $18,240, with operating expenses at $9,809. It is in great condition, and is kept in an indoor warehouse every minute it is not on a charter.
My financial situation:
I am a good candidate for this loan because, I have little debt of my own, keep my personal expenses low, and have never been late on a payment...ever.
Personal Monthly Financials:
Total Income: $4,000
Rent: $400
Utilities: $0
Phone/Internet: $140
Car Payment: $300
Groceries/Dining Out: $600
Insurance: $300
Other Bills: $350
Total Expenses: $2,090
Monthly Cashflow: $1,910 (1/2 saved, 1/2 invested)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fervent-currency5 | $25.00 | 8/23/2011 7:14:10 AM |
| interest-exec9 | $25.00 | 8/20/2011 12:35:22 PM |
| CIC | $25.00 | 8/20/2011 1:57:45 PM |
| indomitable-coin | $25.00 | 8/20/2011 3:37:02 PM |
| unclejaef | $25.00 | 8/20/2011 3:19:03 PM |
| Cashew6 | $25.00 | 8/20/2011 11:37:07 PM |
| jbaum | $25.00 | 8/20/2011 3:38:31 PM |
| ideal-platinum1 | $50.00 | 8/21/2011 6:57:51 AM |
| frobin | $25.00 | 8/20/2011 8:09:06 PM |
| maverick32 | $200.00 | 8/20/2011 9:43:06 PM |
| nickel-ferret | $50.00 | 8/21/2011 12:13:57 PM |
| MrBadExample | $262.00 | 8/21/2011 6:23:22 PM |
| Marathoner | $25.00 | 8/21/2011 11:37:49 AM |
| first-euro-rapture | $25.00 | 8/21/2011 7:34:14 PM |
| MrDavid | $100.00 | 8/21/2011 1:21:31 PM |
| inspired-investment8 | $100.00 | 8/21/2011 11:20:33 PM |
| john0720 | $50.00 | 8/21/2011 3:05:52 PM |
| Uwantfunds | $60.00 | 8/21/2011 5:52:23 PM |
| Dollars4Rent | $50.00 | 8/22/2011 9:38:22 AM |
| orbiter687 | $50.00 | 8/22/2011 10:20:04 AM |
| Anny-Disco | $25.00 | 8/22/2011 5:02:51 AM |
| capital-star5 | $25.00 | 8/22/2011 11:15:00 AM |
| irishcocacola | $25.00 | 8/22/2011 11:21:52 AM |
| organic-responsibility60 | $100.00 | 8/22/2011 12:56:06 PM |
| hostbank | $100.00 | 8/22/2011 9:09:00 AM |
| otalon | $25.00 | 8/22/2011 10:56:52 AM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:57 PM |
| availableloan | $25.00 | 8/22/2011 5:42:03 PM |
| richboy56 | $25.00 | 8/22/2011 2:12:09 PM |
| top-epic-community | $50.00 | 8/22/2011 2:31:10 PM |
| rescue | $100.00 | 8/22/2011 3:45:16 PM |
| Ripsaw4U | $50.00 | 8/22/2011 4:49:57 PM |
| Ivan2007 | $25.00 | 8/22/2011 10:41:45 PM |
| hapste | $25.00 | 8/22/2011 4:31:33 PM |
| DPH | $100.00 | 8/22/2011 4:55:30 PM |
| first-favorite-bonus9 | $25.00 | 8/23/2011 6:21:49 AM |
| LawyerLoan | $25.00 | 8/22/2011 7:09:12 PM |
| pay_day | $100.00 | 8/22/2011 10:13:01 PM |
| MadHun | $200.00 | 8/23/2011 9:15:05 AM |
| greenback-loyalist8 | $100.00 | 8/23/2011 8:33:25 AM |
| neighborly-hope6 | $100.00 | 8/23/2011 9:19:30 AM |
| QuidProQuo4u | $25.00 | 8/23/2011 9:53:58 AM |
| friendinmoney | $25.00 | 8/23/2011 9:47:43 AM |
| ussugm | $25.00 | 8/23/2011 2:47:59 PM |
| dordee | $100.00 | 8/23/2011 10:41:25 AM |
| houli123 | $100.00 | 8/23/2011 11:50:39 AM |
| financeboy | $30.47 | 8/23/2011 12:31:52 PM |
| dharma1 | $25.00 | 8/23/2011 1:13:25 PM |
| janeybooboo | $200.00 | 8/23/2011 12:57:40 PM |
| grampy48 | $25.00 | 8/23/2011 1:20:50 PM |
| senior1 | $25.00 | 8/23/2011 7:33:23 PM |
| alaskakid | $27.50 | 8/23/2011 4:29:18 PM |
| TrustPlus | $50.00 | 8/23/2011 10:00:11 PM |
| bazaar-orca | $25.00 | 8/23/2011 5:23:01 PM |
| thankful-nickel2 | $25.00 | 8/24/2011 2:10:36 AM |
| freetolive | $25.00 | 8/23/2011 6:40:37 PM |
| agbullet55443 | $200.00 | 8/23/2011 8:12:25 PM |
| listing-renaissance5 | $100.00 | 8/23/2011 8:47:22 PM |
| balance-bliss | $100.00 | 8/24/2011 1:02:56 AM |
| s270 | $75.00 | 8/23/2011 10:55:18 PM |
| janeybooboo | $29.69 | 8/24/2011 4:58:59 AM |
| green-trade-dolphin2 | $25.00 | 8/20/2011 1:02:30 PM |
| compoundinterest | $50.00 | 8/20/2011 12:07:48 PM |
| blot44 | $100.00 | 8/20/2011 12:39:47 PM |
| Preteur | $25.00 | 8/20/2011 2:17:06 PM |
| mecaterpillar | $25.00 | 8/20/2011 5:40:57 PM |
| subtle-revenue0 | $25.00 | 8/21/2011 8:20:54 AM |
| Emgolda | $25.00 | 8/20/2011 10:01:20 PM |
| britgsb | $50.00 | 8/21/2011 8:49:59 AM |
| themoneydoctor | $300.00 | 8/21/2011 11:52:23 AM |
| Weaverville | $50.00 | 8/21/2011 11:15:52 AM |
| generous-deal6 | $50.00 | 8/21/2011 8:20:26 PM |
| atbright | $25.00 | 8/22/2011 10:12:51 AM |
| diversification-surge | $25.00 | 8/22/2011 7:26:44 AM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:45 PM |
| fcrick | $25.00 | 8/22/2011 1:38:20 PM |
| irishalaskan | $25.00 | 8/22/2011 6:10:07 PM |
| j2ee | $25.00 | 8/22/2011 7:37:52 PM |
| Syzygy | $25.00 | 8/22/2011 3:48:23 PM |
| worthy-bid8 | $50.00 | 8/22/2011 5:06:57 PM |
| jdnyc | $25.00 | 8/23/2011 1:50:39 AM |
| mizount | $25.00 | 8/23/2011 4:44:28 AM |
| wise-silver-wonder | $25.00 | 8/22/2011 8:21:07 PM |
| alaco | $25.00 | 8/22/2011 8:36:19 PM |
| restless-balance9 | $50.00 | 8/23/2011 12:38:42 AM |
| IIP77 | $25.00 | 8/23/2011 2:59:39 AM |
| EWP | $400.00 | 8/23/2011 9:45:36 AM |
| davidy | $68.34 | 8/23/2011 6:34:12 AM |
| iscout | $42.00 | 8/23/2011 6:28:58 AM |
| Clambake | $50.00 | 8/23/2011 7:02:35 AM |
| personal-lender | $25.00 | 8/23/2011 11:49:52 AM |
| elevated-truth | $80.00 | 8/23/2011 8:24:24 AM |
| Tenfutta | $25.00 | 8/23/2011 1:23:56 PM |
| Cherrypicker | $50.00 | 8/23/2011 10:22:10 AM |
| aasx1108 | $25.00 | 8/23/2011 10:30:16 AM |
| orange-resolute-platinum | $25.00 | 8/23/2011 11:28:01 AM |
| usd1027 | $25.00 | 8/23/2011 4:34:58 PM |
| established-hope5 | $25.00 | 8/23/2011 2:07:33 PM |
| mar97 | $25.00 | 8/23/2011 4:21:30 PM |
| br4444 | $25.00 | 8/23/2011 5:11:30 PM |
| LovinMe | $25.00 | 8/23/2011 9:48:58 PM |
| jdrez | $25.00 | 8/23/2011 5:26:12 PM |
| commanding-income774 | $25.00 | 8/23/2011 7:06:42 PM |
| gracej | $25.00 | 8/23/2011 8:03:59 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:12 PM |
| loot-heart | $25.00 | 8/23/2011 9:19:17 PM |
| whistledicksmith | $50.00 | 8/23/2011 11:21:03 PM |
| TomDalonajay | $25.00 | 8/24/2011 3:31:39 AM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
522757
This series of Notes was issued and sold upon the funding of the borrower loan #52502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 62% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,018 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| visionmatter |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 57 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $22,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2010)
680-699
(Nov-2009)
660-679
(Jul-2009)
700-719
(Aug-2008)
|
|
Principal balance:
| $2,669.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 57 | | |
Description
Paying Off Higher Interest CC
This loan will be used to pay off a Bank of America credit card that's currently at 24.98% APR.
My financial situation: I have been employed at my current job for over 4 years as a full-time clerical assistant. I live at home with my parents, so my expenses are minimal and I'm currently paying 83% of my income to debt, so paying off my debt is a high priority for me.
I am a good candidate for this loan because I paid off a Prosper loan on August 3rd after 3 years of on time payments, so you can rest assured that I'll pay off this loan too.
Monthly net income: $1,579.92
Monthly expenses: $
Housing: $0 (live with parents)
Insurance: $0 (parents pay)
Car expenses: $50 in gasoline
Utilities: $0 (live with parents)
Phone, cable, internet: $0 (live with parents)
Food, entertainment: $50
Clothing, household expenses: $25
Credit cards and other loans: $961.56 (includes current BofA cc payment)
Thank you for taking the time to look at my listing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $86.75 | 8/20/2011 12:05:06 PM |
| compoundinterest | $25.00 | 8/20/2011 12:08:00 PM |
| lucrative-durability | $25.00 | 8/20/2011 4:19:25 PM |
| graceful-investment | $50.00 | 8/20/2011 12:06:37 PM |
| speedy-point4 | $100.00 | 8/20/2011 5:39:23 PM |
| enthusiastic-balance5 | $100.00 | 8/20/2011 12:14:05 PM |
| LittleMingo | $38.21 | 8/20/2011 12:32:55 PM |
| thankful-nickel2 | $25.00 | 8/20/2011 2:29:16 PM |
| Feyenoord | $25.00 | 8/20/2011 9:39:40 PM |
| sensible-fund | $29.11 | 8/20/2011 6:12:41 PM |
| edaguy | $100.00 | 8/20/2011 5:26:25 PM |
| herbyman | $50.00 | 8/20/2011 6:17:29 PM |
| beachliving29 | $30.00 | 8/21/2011 10:02:54 AM |
| atlas100 | $50.00 | 8/21/2011 7:55:36 AM |
| jgar_O | $25.00 | 8/21/2011 8:10:54 AM |
| DoctorJoe | $25.00 | 8/21/2011 8:51:20 AM |
| rubylender | $25.00 | 8/21/2011 9:59:29 AM |
| fallentimbers | $25.00 | 8/21/2011 6:17:13 PM |
| OldManP | $50.00 | 8/21/2011 7:21:24 PM |
| whitegold24k | $100.00 | 8/21/2011 12:10:33 PM |
| loanman2007 | $200.00 | 8/21/2011 12:14:20 PM |
| tolerant-dinero2 | $25.00 | 8/21/2011 1:43:27 PM |
| listing-trapper3 | $50.00 | 8/21/2011 1:53:28 PM |
| poisson17 | $40.00 | 8/21/2011 2:05:56 PM |
| financial-frenzy | $50.00 | 8/21/2011 3:00:03 PM |
| Ubiquinone | $25.00 | 8/21/2011 4:33:32 PM |
| PXM-Financial | $75.88 | 8/21/2011 5:20:24 PM |
| atbright | $25.00 | 8/22/2011 10:12:51 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:26 AM |
| orbiter687 | $25.00 | 8/22/2011 10:51:53 AM |
| KillBill | $25.00 | 8/22/2011 6:34:22 AM |
| terrific-p2ploan | $25.00 | 8/22/2011 11:00:31 AM |
| charming-exchange7 | $25.00 | 8/22/2011 9:30:38 AM |
| Jordan1123 | $75.00 | 8/22/2011 4:52:50 PM |
| green-trade-dolphin | $35.00 | 8/22/2011 6:14:18 PM |
| blue-useful-auction | $25.00 | 8/22/2011 1:31:42 PM |
| irrelevant | $25.00 | 8/22/2011 7:05:16 PM |
| petsheep | $25.00 | 8/22/2011 2:29:11 PM |
| cajunguy | $25.00 | 8/22/2011 7:14:47 PM |
| CA-Lender | $25.00 | 8/22/2011 8:12:58 PM |
| goat0 | $100.00 | 8/22/2011 3:56:09 PM |
| market-assembler | $25.00 | 8/22/2011 4:02:16 PM |
| good4loan | $25.00 | 8/22/2011 4:48:04 PM |
| hostbank | $100.00 | 8/22/2011 5:08:02 PM |
| ursus | $50.00 | 8/22/2011 5:09:17 PM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:57 PM |
| MadHun | $200.00 | 8/22/2011 5:12:29 PM |
| javelin0 | $25.00 | 8/22/2011 5:42:39 PM |
| worth-blanket2 | $1,800.00 | 8/22/2011 5:54:47 PM |
| loss-of-control | $75.00 | 8/22/2011 6:00:28 PM |
| seadrg | $25.00 | 8/22/2011 6:14:31 PM |
| dollar-sonnet3 | $25.00 | 8/22/2011 7:52:48 PM |
| mckhbnpc | $50.00 | 8/22/2011 9:11:30 PM |
| the-discrete-income | $25.00 | 8/22/2011 8:46:39 PM |
| brightest-organized-balance | $25.00 | 8/22/2011 8:50:33 PM |
| finance-prescription | $100.00 | 8/20/2011 12:13:48 PM |
| diligent-peace9 | $150.00 | 8/20/2011 1:33:20 PM |
| JGuide | $101.08 | 8/20/2011 2:09:16 PM |
| RainyDayFunds | $25.00 | 8/20/2011 3:49:15 PM |
| Investor_DP | $100.00 | 8/20/2011 12:05:22 PM |
| JGuide | $25.00 | 8/20/2011 2:03:17 PM |
| Brown98 | $25.00 | 8/20/2011 9:06:09 PM |
| DasMula | $25.00 | 8/20/2011 11:52:39 PM |
| credit-guard5 | $25.00 | 8/20/2011 4:15:18 PM |
| Champion_Lending | $25.00 | 8/20/2011 4:52:42 PM |
| Mikale360 | $25.00 | 8/20/2011 5:18:05 PM |
| ChoiceInvestments | $38.22 | 8/21/2011 10:50:10 AM |
| asmithj | $25.00 | 8/21/2011 12:52:01 AM |
| worldly-investment333 | $50.00 | 8/21/2011 9:05:52 AM |
| Whatssofunnybout | $41.60 | 8/21/2011 10:57:54 AM |
| handshake5 | $100.00 | 8/21/2011 12:13:38 PM |
| logical-investment4 | $25.00 | 8/21/2011 7:52:53 PM |
| jkeller4000 | $25.00 | 8/21/2011 3:08:55 PM |
| 108lender | $110.00 | 8/21/2011 3:28:56 PM |
| GElender | $25.00 | 8/22/2011 6:07:27 AM |
| 1stBankAndHal | $50.50 | 8/21/2011 5:45:10 PM |
| phaded | $25.00 | 8/21/2011 6:01:12 PM |
| AF-Chief | $25.00 | 8/22/2011 9:53:00 AM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:46 PM |
| s270 | $25.00 | 8/22/2011 12:24:18 AM |
| social-hunter5 | $25.00 | 8/22/2011 7:03:53 AM |
| atlas-schrugged | $200.00 | 8/22/2011 10:50:09 AM |
| lostperception | $25.00 | 8/22/2011 12:18:08 PM |
| genius520 | $50.00 | 8/22/2011 9:11:19 AM |
| kind-bid-genome | $25.00 | 8/22/2011 8:55:03 AM |
| grf1945 | $25.00 | 8/22/2011 1:07:11 PM |
| selector568 | $300.00 | 8/22/2011 9:41:03 AM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:46 PM |
| trumpeter5 | $50.00 | 8/22/2011 2:39:05 PM |
| rescue | $100.00 | 8/22/2011 3:45:17 PM |
| nickel-ferret | $50.00 | 8/22/2011 5:13:07 PM |
| 108lender | $250.00 | 8/22/2011 5:53:33 PM |
| radforj22 | $25.00 | 8/22/2011 6:02:24 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:10 PM |
| NeketanBank | $25.00 | 8/22/2011 6:16:40 PM |
| terrific-dough6 | $50.00 | 8/22/2011 8:02:34 PM |
| MoneyForNothing | $23.65 | 8/22/2011 9:11:49 PM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
522787
This series of Notes was issued and sold upon the funding of the borrower loan #52564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $224.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 9m |
|
Amount delinquent:
| $8,066 |
Total credit lines:
| 25 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,400 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-tamarack9 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to catch up on 2 missed mortgage payments due to a temporary decrease in income.
My financial situation:
I am a good candidate for this loan because I pay my bills on time, and have been working at the NYC Department of Education for the past 5 years.
Monthly net income: $ 2954.00
Monthly expenses: $ 2150.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cardminger | $25.00 | 8/21/2011 8:20:39 PM |
| coin-trumpet | $25.00 | 8/22/2011 1:40:00 PM |
| irrelevant | $25.00 | 8/22/2011 7:05:26 PM |
| Investor_DP | $100.00 | 8/22/2011 5:05:05 PM |
| worth-blanket2 | $3,600.00 | 8/22/2011 5:55:04 PM |
| freedom3 | $1,000.00 | 8/22/2011 6:26:22 PM |
| EngineersAlliance | $25.00 | 8/22/2011 9:03:30 PM |
| janeybooboo | $100.00 | 8/23/2011 1:25:51 PM |
| QuantumLobster | $25.00 | 8/23/2011 5:42:08 PM |
| janeybooboo | $42.66 | 8/23/2011 7:28:53 PM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:49 PM |
| leverage-monger | $25.00 | 8/23/2011 6:25:04 AM |
| friendly-principal76 | $25.00 | 8/23/2011 8:51:35 AM |
| MadHun | $200.00 | 8/23/2011 9:15:06 AM |
| basis-gazer0 | $100.00 | 8/23/2011 2:53:58 PM |
| let_me_retire | $25.00 | 8/23/2011 4:38:44 PM |
| abundant-marketplace436 | $51.39 | 8/23/2011 6:20:03 PM |
| janeybooboo | $5.95 | 8/23/2011 7:30:32 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
522843
This series of Notes was issued and sold upon the funding of the borrower loan #52544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-19-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,643 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| point-topper0 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...I just got a promotion at work. This new position requires me to travel for 1-2 weeks per month. The company doesn't issue a company credit card. (the company will reimburse my travel expenses)
My financial situation: Good
I am a good candidate for this loan because...It took me years to rebuild my credit after my divorce... I will do everything in my power to not have to do that again.
Monthly net income: $6500
Monthly expenses: $2200
Housing: $
Insurance: $130
Car expenses: $300
Utilities: $
Phone, cable, internet: $197
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $202(after I pay off the credit cards
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $7,400.00 | 8/19/2011 10:10:08 AM |
| Dusigrosz | $62.00 | 8/19/2011 9:03:20 AM |
| stepatatime-together | $100.00 | 8/19/2011 9:51:13 AM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
522939
This series of Notes was issued and sold upon the funding of the borrower loan #52588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-19-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $317.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,056 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| aggresive-moola9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
|
|
Principal balance:
| $12,894.72 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
My loan for home improvement
Purpose of loan: Home Improvement
This loan will be used to... replace air conditioner
My financial situation: Great
I am a good candidate for this loan because... steady professional job and perfect payment history.
Monthly combined net income: $ 7,300
Monthly expenses: $ 3201.00
Housing: $ 1181.00
Insurance: $ 120.00
Car expenses: $ 0.00
Utilities: $ 200.00
Phone, cable, internet: $ 300.00
Food, entertainment: $ 50.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 900.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tntmojave | $50.00 | 8/19/2011 11:20:17 AM |
| compoundinterest | $25.00 | 8/19/2011 9:08:26 AM |
| selector568 | $200.00 | 8/19/2011 10:42:41 AM |
| marketplace-hut9 | $50.00 | 8/19/2011 5:11:30 PM |
| life-is-great | $25.00 | 8/19/2011 11:18:14 AM |
| dynrep | $50.00 | 8/19/2011 8:28:42 PM |
| herbyman | $50.00 | 8/19/2011 12:45:41 PM |
| bazaar-orca | $25.00 | 8/19/2011 1:42:42 PM |
| jkeller4000 | $25.00 | 8/20/2011 4:40:11 AM |
| luzonct | $100.00 | 8/19/2011 2:43:14 PM |
| beakerfish | $150.00 | 8/20/2011 8:38:20 AM |
| Karey | $25.00 | 8/19/2011 9:03:28 PM |
| LittleMingo | $25.00 | 8/20/2011 5:57:29 AM |
| peace-burst0 | $25.00 | 8/20/2011 2:26:47 PM |
| industrious-transparency6 | $50.00 | 8/20/2011 9:14:47 AM |
| mikrolown | $26.00 | 8/20/2011 10:24:59 AM |
| britgsb | $50.00 | 8/20/2011 10:50:19 AM |
| cajunguy | $56.00 | 8/20/2011 2:38:57 PM |
| Palacios | $50.00 | 8/21/2011 5:46:18 PM |
| DadWarbucks | $25.00 | 8/22/2011 10:33:23 AM |
| Whipster | $50.00 | 8/22/2011 10:41:52 AM |
| market-assembler | $25.00 | 8/22/2011 4:02:14 PM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:44 PM |
| rescue | $100.00 | 8/22/2011 3:45:14 PM |
| IIP77 | $25.00 | 8/23/2011 2:59:39 AM |
| LoanerPrincipal | $25.00 | 8/22/2011 5:20:39 PM |
| radforj22 | $25.00 | 8/22/2011 6:02:23 PM |
| Imaginos1892 | $100.00 | 8/22/2011 8:10:12 PM |
| reflective-rupee | $25.00 | 8/23/2011 6:39:22 AM |
| treasure-bliss | $25.00 | 8/23/2011 6:50:21 AM |
| money-banker867 | $25.00 | 8/23/2011 7:37:42 AM |
| williemc44 | $25.00 | 8/23/2011 12:38:56 PM |
| Comoparklender | $50.00 | 8/23/2011 2:41:19 PM |
| Weaverville | $25.00 | 8/23/2011 10:09:08 AM |
| personal-lender | $25.00 | 8/23/2011 11:49:48 AM |
| janeybooboo | $300.00 | 8/23/2011 12:20:47 PM |
| cash-reaction2 | $50.00 | 8/23/2011 5:39:34 PM |
| Headhunter14 | $25.00 | 8/23/2011 2:50:12 PM |
| MakoF16 | $25.00 | 8/23/2011 8:12:57 PM |
| Easystreet | $25.00 | 8/23/2011 6:41:37 PM |
| integrity-doctor | $100.00 | 8/24/2011 6:05:08 AM |
| vulgy | $25.00 | 8/23/2011 7:57:52 PM |
| red-favorable-basis | $25.00 | 8/23/2011 7:45:43 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:08 PM |
| wise-careful-greenback | $25.00 | 8/23/2011 9:14:51 PM |
| brightest-income-hunter | $50.00 | 8/24/2011 9:21:32 AM |
| sturdy-fairness5 | $50.00 | 8/24/2011 4:03:27 AM |
| blackstar | $25.00 | 8/24/2011 5:42:17 AM |
| najmn103 | $25.00 | 8/24/2011 12:35:03 PM |
| gold-disk | $25.00 | 8/24/2011 12:36:11 PM |
| emphatic-responsibility | $50.00 | 8/24/2011 6:41:53 AM |
| social-trumpet | $25.00 | 8/24/2011 1:05:50 PM |
| afterhours | $25.00 | 8/24/2011 7:20:43 AM |
| money-bauble | $100.00 | 8/24/2011 2:29:57 PM |
| iamwhatiam | $25.00 | 8/24/2011 8:54:20 AM |
| a-community-aficionado | $62.58 | 8/24/2011 8:41:48 AM |
| mrstender | $25.00 | 8/24/2011 9:18:14 AM |
| fair-payment4 | $25.00 | 8/24/2011 9:41:09 AM |
| Nemo2001 | $25.00 | 8/24/2011 11:46:24 AM |
| rogue_monster | $25.00 | 8/24/2011 12:19:24 PM |
| 3_boyz | $81.56 | 8/24/2011 1:03:09 PM |
| nebula076 | $100.00 | 8/24/2011 1:36:27 PM |
| luzonct | $100.00 | 8/24/2011 7:21:37 PM |
| twjh | $25.00 | 8/24/2011 1:59:36 PM |
| heerzaquestion | $25.00 | 8/24/2011 7:56:11 PM |
| intrepid-loot | $25.00 | 8/24/2011 8:14:06 PM |
| CapitalismRocks | $25.00 | 8/24/2011 3:23:07 PM |
| point-enforcer | $25.00 | 8/24/2011 8:42:44 PM |
| details | $29.97 | 8/24/2011 3:36:13 PM |
| RockpointCapital | $200.00 | 8/24/2011 4:08:16 PM |
| shawnb777 | $100.00 | 8/24/2011 4:58:55 PM |
| finance-magma7 | $25.00 | 8/24/2011 10:34:24 PM |
| irrelevant | $25.00 | 8/25/2011 6:05:08 AM |
| indomitable-camaraderi3 | $150.00 | 8/24/2011 6:10:53 PM |
| dollar-authority | $89.57 | 8/25/2011 6:52:08 AM |
| MilitaryAV8R | $25.00 | 8/24/2011 7:21:01 PM |
| orgy63 | $25.00 | 8/25/2011 7:40:26 AM |
| F-A1Grant | $25.00 | 8/24/2011 8:15:41 PM |
| prudent-hope7 | $50.00 | 8/24/2011 8:20:06 PM |
| mrpowers5531 | $200.00 | 8/25/2011 8:22:30 AM |
| ideal-platinum1 | $50.00 | 8/25/2011 1:27:53 AM |
| frontier3 | $100.00 | 8/25/2011 1:53:22 AM |
| ltstout | $32.48 | 8/25/2011 4:14:46 AM |
| cropdust3r | $25.00 | 8/25/2011 4:32:07 AM |
| SerZav | $25.00 | 8/25/2011 10:25:27 AM |
| EretzCapital | $29.61 | 8/25/2011 10:29:32 AM |
| Dmatthewsftf | $150.00 | 8/25/2011 5:48:43 AM |
| nakedboy | $26.30 | 8/25/2011 11:16:20 AM |
| shmb6508 | $76.11 | 8/25/2011 6:40:52 AM |
| MplsLawyers | $25.00 | 8/25/2011 11:59:53 AM |
| green-trade-dolphin | $25.00 | 8/25/2011 12:37:03 PM |
| Coach-n-u | $25.00 | 8/25/2011 12:41:14 PM |
| order-spy9 | $25.00 | 8/25/2011 7:47:05 AM |
| transaction-student | $25.00 | 8/25/2011 9:10:15 AM |
| dime-historian | $25.00 | 8/25/2011 9:22:36 AM |
| dime-historian | $25.00 | 8/25/2011 9:55:43 AM |
| moola-monger9 | $50.00 | 8/25/2011 11:10:01 AM |
| prohelper | $25.00 | 8/25/2011 11:30:46 AM |
| yield-implementer8 | $34.74 | 8/25/2011 12:06:16 PM |
| the-silver-blaster | $75.00 | 8/25/2011 12:13:32 PM |
| DasMula | $25.00 | 8/19/2011 12:05:22 PM |
| Investor_DP | $100.00 | 8/19/2011 9:05:29 AM |
| a-finance-nirvana | $50.00 | 8/19/2011 5:09:13 PM |
| ursus | $50.00 | 8/19/2011 5:10:02 PM |
| ready-interest9 | $25.00 | 8/19/2011 1:00:25 PM |
| ErsatzMike | $50.00 | 8/19/2011 2:34:17 PM |
| ommcd | $25.00 | 8/19/2011 2:41:55 PM |
| orange-preeminant-bill | $25.00 | 8/20/2011 6:07:34 AM |
| handshake5 | $100.00 | 8/19/2011 5:13:17 PM |
| finance-prescription | $100.00 | 8/19/2011 5:13:59 PM |
| peace-flower9 | $50.00 | 8/19/2011 5:26:10 PM |
| TennSquire | $25.00 | 8/20/2011 10:13:21 AM |
| hostbank | $100.00 | 8/20/2011 12:08:20 PM |
| nickel-ferret | $50.00 | 8/20/2011 12:13:26 PM |
| natural-greenback6 | $25.00 | 8/20/2011 7:41:45 AM |
| moola-gargantuan9 | $50.00 | 8/20/2011 8:45:35 AM |
| Panlion | $25.00 | 8/20/2011 10:57:46 AM |
| genius520 | $50.00 | 8/20/2011 12:10:16 PM |
| worthy-bid8 | $50.00 | 8/20/2011 12:07:22 PM |
| grf1945 | $25.00 | 8/20/2011 3:03:48 PM |
| divedude | $25.00 | 8/20/2011 3:17:45 PM |
| asmithj | $25.00 | 8/21/2011 12:52:00 AM |
| financial-frenzy | $50.00 | 8/21/2011 3:00:03 PM |
| listing-trapper3 | $50.00 | 8/21/2011 1:53:27 PM |
| logical-investment4 | $25.00 | 8/21/2011 7:52:52 PM |
| stepatatime-together | $100.00 | 8/21/2011 10:52:33 PM |
| orgy63 | $25.00 | 8/22/2011 9:24:45 AM |
| AF-Chief | $25.00 | 8/22/2011 9:52:59 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:20 AM |
| heavenly-interest9 | $100.00 | 8/22/2011 2:29:44 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:08 PM |
| Adam_00 | $25.00 | 8/23/2011 2:16:30 AM |
| iolaire | $25.00 | 8/23/2011 9:39:54 AM |
| bonafide-asset8 | $50.00 | 8/23/2011 7:39:56 AM |
| 108lender | $250.00 | 8/23/2011 8:08:29 AM |
| successful-agreement7 | $100.00 | 8/23/2011 11:50:27 AM |
| EWP | $200.00 | 8/23/2011 9:50:14 AM |
| javelin0 | $25.00 | 8/23/2011 3:13:19 PM |
| melodious-fairness | $25.00 | 8/23/2011 11:16:32 AM |
| BxRealtor | $25.00 | 8/23/2011 8:52:46 PM |
| loot-heart | $25.00 | 8/23/2011 9:19:17 PM |
| falcon88dp | $25.00 | 8/23/2011 9:21:26 PM |
| economy-coup | $100.00 | 8/24/2011 12:42:15 AM |
| credit-kahuna | $50.00 | 8/24/2011 1:17:54 AM |
| jazzlender | $50.00 | 8/24/2011 10:03:00 AM |
| new-social-economist | $40.00 | 8/24/2011 2:31:07 AM |
| industrious-currency | $25.00 | 8/24/2011 2:46:44 AM |
| money-baron-Roth401k | $25.00 | 8/24/2011 10:50:32 AM |
| jono9999 | $196.15 | 8/24/2011 5:35:37 AM |
| upright-silver | $25.00 | 8/24/2011 5:59:03 AM |
| Minotaur | $26.00 | 8/24/2011 7:12:55 AM |
| brainy-repayment5 | $50.00 | 8/24/2011 7:22:55 AM |
| buffalobills | $25.00 | 8/24/2011 7:42:56 AM |
| Whitey | $50.00 | 8/24/2011 7:51:24 AM |
| lucrative-reward | $100.00 | 8/24/2011 1:38:43 PM |
| 420limo | $25.00 | 8/24/2011 8:20:39 AM |
| gentle-gain235 | $25.00 | 8/24/2011 8:24:21 AM |
| creative-revenue0 | $50.00 | 8/24/2011 4:30:55 PM |
| EarlyRiser | $250.00 | 8/24/2011 4:46:33 PM |
| radiobuda | $50.00 | 8/24/2011 9:43:07 AM |
| MadHun | $200.00 | 8/24/2011 5:14:21 PM |
| delicious-integrity7 | $25.00 | 8/24/2011 11:38:49 AM |
| loss-of-control | $100.00 | 8/24/2011 6:34:38 PM |
| toomanyfishtanks | $25.00 | 8/24/2011 1:37:19 PM |
| ddog0224 | $49.13 | 8/24/2011 2:25:02 PM |
| wampum-library4 | $25.00 | 8/24/2011 2:34:24 PM |
| mammalian4 | $25.00 | 8/24/2011 2:09:13 PM |
| kind-forthright-repayment | $125.00 | 8/24/2011 4:37:00 PM |
| market-pudding | $25.00 | 8/24/2011 4:55:51 PM |
| setUup | $32.28 | 8/24/2011 5:55:37 PM |
| CO_Engineer | $100.00 | 8/24/2011 6:01:22 PM |
| Bob450 | $25.00 | 8/24/2011 6:54:26 PM |
| worth-web5 | $100.00 | 8/24/2011 7:12:37 PM |
| independent-dollar | $29.00 | 8/25/2011 7:28:08 AM |
| dthompso | $100.00 | 8/24/2011 7:54:12 PM |
| partyplan | $40.00 | 8/25/2011 8:34:45 AM |
| 108lender | $467.67 | 8/25/2011 9:02:31 AM |
| grove88 | $25.00 | 8/24/2011 8:54:07 PM |
| shiny-leverage0 | $25.00 | 8/25/2011 12:15:09 AM |
| hope-equation | $50.00 | 8/25/2011 9:23:53 AM |
| seatown7 | $33.75 | 8/25/2011 2:19:42 AM |
| bluehen00 | $25.00 | 8/25/2011 5:16:51 AM |
| SeekingAlpha | $42.00 | 8/25/2011 6:22:32 AM |
| greenback-loyalist8 | $50.00 | 8/25/2011 11:02:51 AM |
| integrity-broker | $25.00 | 8/25/2011 6:50:25 AM |
| green-benefit-control | $50.00 | 8/25/2011 6:58:16 AM |
| steven3333 | $25.00 | 8/25/2011 11:51:02 AM |
| dough-rocket | $60.00 | 8/25/2011 12:10:55 PM |
| wealth-tremolo7 | $59.93 | 8/25/2011 7:46:38 AM |
| wanna-help | $50.00 | 8/25/2011 8:12:12 AM |
| HalfDayz | $25.00 | 8/25/2011 8:14:30 AM |
| finagler | $25.00 | 8/25/2011 8:45:12 AM |
| CaliforniaSun | $25.00 | 8/25/2011 8:47:43 AM |
| ferdberfel | $25.00 | 8/25/2011 9:07:29 AM |
| Maggie3 | $50.00 | 8/25/2011 9:14:44 AM |
| damage | $25.00 | 8/25/2011 9:30:06 AM |
| lender-inc | $30.00 | 8/25/2011 9:46:45 AM |
| Doug1043 | $31.00 | 8/25/2011 9:39:01 AM |
| mpatrick | $75.00 | 8/25/2011 10:18:34 AM |
| honorable-durability0 | $25.00 | 8/25/2011 10:42:47 AM |
| investment-tycoon | $150.00 | 8/25/2011 10:34:19 AM |
| blissful-responsibility4 | $25.00 | 8/25/2011 10:55:54 AM |
| bmw2 | $60.00 | 8/25/2011 10:55:30 AM |
| orderly-wampum | $100.00 | 8/25/2011 10:59:07 AM |
| orderly-wampum | $100.00 | 8/25/2011 10:58:49 AM |
| pearl13 | $100.00 | 8/25/2011 11:18:32 AM |
| thrifty-dedication | $50.00 | 8/25/2011 11:43:02 AM |
| blazing-loan1 | $25.00 | 8/25/2011 11:56:47 AM |
| new-goodhearted-economy | $33.17 | 8/25/2011 12:50:48 PM |
| flwah | $25.00 | 8/25/2011 12:40:05 PM |
| 210 Investments
|
Borrower Payment Dependent Notes Series
522949
This series of Notes was issued and sold upon the funding of the borrower loan #52553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,573 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| worth-jam |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Car Needs Your Help
Purpose of loan:
This loan will be used to get my car serviced. I need critical items such as tires (2 are bald), brakes, etc. Two months ago I came to back to my car in the parking lot of a park to find it smashed by someone who left the scene. My bumper and right fender need replaced. I have been putting off the repairs so long I'm starting to worry that my car won't be safe to drive much longer.
My financial situation:
I am a good candidate for this loan because I have a stable professional job of 12 years and I always pay my creditors. My goal is to pay this loan off in half the time.
Please help "Bessy" and me.
Monthly net income: $ 3000.00
Monthly expenses: $ 2585.00
Housing: $1000.00
Insurance: $ 85.00
Car expenses: $ 450.00
Utilities: $300.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $1,850.00 | 8/22/2011 9:13:01 AM |
| ultimate-peace | $150.00 | 8/22/2011 9:04:40 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
522985
This series of Notes was issued and sold upon the funding of the borrower loan #52725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1967 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $122,630 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| payment-leaper755 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I'm selling a rental property
Purpose of loan:
This loan will be used to purchase a vehicle that I need immediately to advance my Worldwide Telecards business
My financial situation:
I am a good candidate for this loan because I am currently selling a rental property that I own. The proceeds from this sale will allow me to pay off this loan in just a few months, rather than 3 years.
Monthly net income: $5,200
Monthly expenses: $3,394
Housing: $1,025
Insurance: $238 (health insurance)
Car expenses: $140
Utilities: $40
Phone, cable, internet: $31
Food, entertainment: $150
Clothing, household expenses: $30
Credit cards and other loans: $1,740
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $801.96 | 8/25/2011 10:00:45 AM |
| ultimate-peace | $250.00 | 8/22/2011 5:04:48 PM |
| worth-blanket2 | $2,600.00 | 8/22/2011 5:54:24 PM |
| wise-careful-greenback | $25.00 | 8/23/2011 9:28:29 PM |
| aquistoyraul | $25.00 | 8/24/2011 12:50:33 PM |
| jkeller4000 | $25.00 | 8/23/2011 4:05:06 AM |
| goat0 | $50.00 | 8/23/2011 5:55:37 AM |
| payout-bridge | $25.00 | 8/23/2011 9:30:47 AM |
| personal-lender | $25.00 | 8/23/2011 5:18:17 PM |
| Bill88 | $25.00 | 8/24/2011 7:55:05 AM |
| social-zebra | $27.00 | 8/24/2011 9:35:15 AM |
| riveting-credit5 | $50.00 | 8/24/2011 10:48:28 AM |
| Bob450 | $25.00 | 8/24/2011 8:44:08 PM |
| periko | $46.04 | 8/24/2011 10:12:46 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
523029
This series of Notes was issued and sold upon the funding of the borrower loan #52580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 25y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $684 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-candy8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car/Bills
Purpose of loan:
This loan will be used to...get needed repairs to my car before winter sets in and pay off some debt without having to use up what little I have been able to save.
My financial situation:
I am a good candidate for this loan because...I have steady income from my job where I have been employed for 25 years. I work a second job (seasonal) for extra funds to pay bills and put a little into savings.
Monthly net income: $ 2300
Monthly expenses: $ 0
Housing: $ 465.00
Insurance: $ 83.00
Car expenses: $ 200.00
Utilities: $ 200.00
Phone, cable, internet: $ 85.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 80.00
Other expenses: $ 50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,161.70 | 8/25/2011 9:54:22 AM |
| CA-Lender | $25.00 | 8/23/2011 9:20:19 AM |
| MadHun | $200.00 | 8/23/2011 9:15:06 AM |
| carrinel | $50.00 | 8/24/2011 7:39:03 AM |
| janeybooboo | $100.00 | 8/24/2011 12:33:24 PM |
| MichaelProsper | $35.30 | 8/24/2011 1:51:09 PM |
| EJPiper | $50.00 | 8/25/2011 8:36:26 AM |
| Bob450 | $25.00 | 8/24/2011 8:43:24 PM |
| Investor_DP | $100.00 | 8/25/2011 9:07:36 AM |
| shrewd-income | $25.00 | 8/23/2011 11:12:44 AM |
| scrappy-diversification7 | $2,000.00 | 8/23/2011 9:14:10 AM |
| leverage-monger | $25.00 | 8/23/2011 10:08:12 AM |
| social-zebra | $28.00 | 8/24/2011 9:36:55 AM |
| stepatatime-together | $100.00 | 8/24/2011 7:40:44 AM |
| green-benefit-control | $50.00 | 8/25/2011 7:06:00 AM |
| EL_Papin | $25.00 | 8/25/2011 9:46:36 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
523115
This series of Notes was issued and sold upon the funding of the borrower loan #52574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
4 | Length of status: | 2y 2m |
|
Amount delinquent:
| $736 |
Total credit lines:
| 48 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $124 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| forthright-leverage |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need to Consolidate
Purpose of loan:
This loan will be used to...consolidate and college expenses
My financial situation:
I am a good candidate for this loan because...I have a stable job and have been employed for 2 years 4 months. My expenses are my portion of the expenses
Monthly net income: $3000
Monthly expenses: $
Housing: $ 1000
Insurance: $ 115 (auto)
Car expenses: $417
Utilities: $125
Phone, cable, internet: $205.00
Food, entertainment: $100.00
Clothing, household expenses: $25.00
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,049.00 | 8/25/2011 9:56:46 AM |
| stepatatime-together | $100.00 | 8/22/2011 9:47:29 PM |
| worth-blanket2 | $3,500.00 | 8/22/2011 5:55:10 PM |
| shrewd-income | $25.00 | 8/23/2011 11:13:51 AM |
| money-fort | $25.00 | 8/23/2011 1:03:24 PM |
| personal-lender | $25.00 | 8/23/2011 5:18:22 PM |
| ZOOOM | $25.00 | 8/24/2011 7:20:33 AM |
| social-zebra | $26.00 | 8/24/2011 9:34:03 AM |
| brightest-dignified-penny | $25.00 | 8/24/2011 8:56:02 PM |
| goat0 | $50.00 | 8/23/2011 5:23:55 AM |
| payout-bridge | $25.00 | 8/23/2011 9:35:00 AM |
| irrelevant | $25.00 | 8/23/2011 10:05:16 AM |
| carrinel | $50.00 | 8/24/2011 7:36:01 AM |
| Bob450 | $25.00 | 8/24/2011 6:58:00 PM |
| mammalian4 | $25.00 | 8/24/2011 2:21:06 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
523127
This series of Notes was issued and sold upon the funding of the borrower loan #52493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1980 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,295 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lesson136 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan:
This loan will be used to consolidate some debt.
My financial situation:
I am a good candidate for this loan because i have always been current on my accounts and I now have a budget that allows me $1000 over my minimum credit card payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lendstats_com | $200.00 | 8/22/2011 5:12:58 PM |
| terrific-dough6 | $75.00 | 8/22/2011 8:05:04 PM |
| scrappy-diversification7 | $2,000.00 | 8/22/2011 5:11:38 PM |
| jkeller4000 | $25.00 | 8/23/2011 4:05:09 AM |
| worth-blanket2 | $1,900.00 | 8/22/2011 5:55:36 PM |
| capital-kingdom | $25.01 | 8/23/2011 4:51:26 AM |
| genuine-dime | $100.00 | 8/23/2011 3:54:11 AM |
| determined-nickel30 | $38.01 | 8/23/2011 6:06:35 AM |
| goat0 | $50.00 | 8/23/2011 5:10:42 AM |
| leverage-monger | $11.78 | 8/23/2011 6:14:43 AM |
| stepatatime-together | $100.00 | 8/22/2011 9:47:30 PM |
| rockhound84 | $25.00 | 8/23/2011 3:56:49 AM |
| loanman2007 | $175.00 | 8/23/2011 4:23:38 AM |
| scarlet-velvet | $25.08 | 8/22/2011 5:46:08 PM |
| Nerdster1 | $25.12 | 8/23/2011 6:13:20 AM |
| loss-of-control | $75.00 | 8/22/2011 6:08:00 PM |
| irrelevant | $25.00 | 8/22/2011 7:05:32 PM |
| icon7 | $100.00 | 8/23/2011 4:59:12 AM |
| B2152 | $25.00 | 8/23/2011 5:01:06 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
523141
This series of Notes was issued and sold upon the funding of the borrower loan #52514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
6 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,306 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| JennyTeacher |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 78 ( 98% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $16,500.00 | < 31 days late:
| 2
( 3% )
| 660-679
(Sep-2010)
660-679
(Jun-2008)
660-679
(Jun-2007)
|
|
Principal balance:
| $2,585.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 80 | | |
Description
100% Loyal PROSPER History!
Another PROSPER success story! We are proud of our 100% PROSPER history!
Thank you for taking the time to consider our loan. Please note the financial information below does not tell the full story. My husband and I are both teachers, and therefore our income listed should reflect double what is reported.
Our first PROSPER loan was in the amount of $8,800 ($350 a month). We paid it off on time! Our second was considerably less and was paid off in July! With your help, we are destroying the credit cards and bank loans!
After getting married we made foolish decisions with our finances.
An extended maternity leave/hospital bills hit hard when our son was born. For the first time in our lives, we fell behind. That?s where the PROSPER FAMILY came in?
We made a pledge to WORK our way out of debt, NO EXCUSES! NO MORE CREDIT CARDS/BANK LOANS!
We've eliminated over $40K in the last 3 years!
We?ve never let you down! We?ve maintained YOUR trust?THE PROSPER WAY!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $35.00 | 8/23/2011 9:01:44 AM |
| lendstats_com | $300.00 | 8/23/2011 9:44:36 AM |
| chameleon125 | $25.00 | 8/23/2011 9:57:40 AM |
| restless-dime | $100.00 | 8/23/2011 10:14:50 AM |
| american-investor | $50.00 | 8/23/2011 10:30:41 AM |
| shrewd-income | $50.00 | 8/23/2011 11:10:54 AM |
| janeybooboo | $105.00 | 8/23/2011 9:03:13 AM |
| commerce-rumbler0 | $25.00 | 8/23/2011 9:10:19 AM |
| helynn | $25.00 | 8/23/2011 9:10:56 AM |
| ultimate-peace | $150.00 | 8/23/2011 9:05:31 AM |
| kind-charming-value | $1,500.00 | 8/23/2011 9:07:40 AM |
| 312-Lender | $35.00 | 8/23/2011 9:34:09 AM |
| brondero | $48.00 | 8/23/2011 9:39:41 AM |
| Bob450 | $25.00 | 8/23/2011 10:13:09 AM |
| EEasyMoney | $25.00 | 8/23/2011 10:09:33 AM |
| clemclan | $28.00 | 8/23/2011 10:19:53 AM |
| Champion_Lending | $25.00 | 8/23/2011 10:46:34 AM |
| first-dinero-paladin | $25.00 | 8/23/2011 11:32:38 AM |
| freefly67 | $77.72 | 8/23/2011 12:03:53 PM |
| EL_Papin | $100.00 | 8/23/2011 12:50:28 PM |
| Mikale360 | $25.00 | 8/23/2011 12:34:02 PM |
| fascinating-generosity3 | $200.00 | 8/23/2011 9:04:07 AM |
| diligent-peace9 | $85.84 | 8/23/2011 9:05:30 AM |
| credit-missile | $50.00 | 8/23/2011 9:11:19 AM |
| CA-Lender | $50.00 | 8/23/2011 9:19:37 AM |
| reflective-rupee | $25.00 | 8/23/2011 9:19:52 AM |
| investment-daydream | $75.00 | 8/23/2011 10:16:35 AM |
| Tyrion31 | $25.00 | 8/23/2011 10:17:26 AM |
| janeybooboo | $45.00 | 8/23/2011 12:08:49 PM |
| LittleMingo | $30.00 | 8/23/2011 9:02:30 AM |
| MoneyForNothing | $209.42 | 8/23/2011 9:06:16 AM |
| engaging-repayment8 | $0.36 | 8/23/2011 1:08:35 PM |
| NekHoldings | $25.00 | 8/23/2011 9:47:38 AM |
| investment-daydream | $25.00 | 8/23/2011 10:16:51 AM |
| sweety075 | $25.00 | 8/23/2011 10:24:03 AM |
| benjamins-rumbler | $100.00 | 8/23/2011 11:06:40 AM |
| loanman2007 | $350.00 | 8/23/2011 10:42:20 AM |
| first-dinero-paladin | $50.00 | 8/23/2011 11:32:30 AM |
| papaloha | $49.00 | 8/23/2011 12:13:09 PM |
| SecondChanceLendingSERV | $25.00 | 8/23/2011 12:53:43 PM |
| lotuss4 | $25.66 | 8/23/2011 12:31:19 PM |
| marwadi-62 | $751.00 | 8/23/2011 12:57:25 PM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
523221
This series of Notes was issued and sold upon the funding of the borrower loan #52541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $73.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1977 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
18 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,479 | |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| organized-listing0 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 85% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 15% )
| 760-779
(Jun-2010)
|
|
Principal balance:
| $3,368.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
emergency fund
Purpose of loan:
This loan will be used to...repay a debt and use as rainy day fund
My financial situation:
I am a good candidate for this loan because...I am paying all of my other loans on time
Monthly net income: $3,600.00
Monthly expenses: $
Housing: $736
Insurance: $200
Car expenses: $377car payment and $100 for gas
Utilities: $120
Phone, cable, internet: $105
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $1600
Other expenses: vet meds $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| enthusiastic-balance5 | $100.00 | 8/22/2011 9:15:30 AM |
| tenacious-capital3 | $25.00 | 8/22/2011 10:46:35 AM |
| best-basis-trooper | $25.00 | 8/22/2011 12:01:48 PM |
| finance-prescription | $100.00 | 8/22/2011 9:15:12 AM |
| compoundinterest | $25.00 | 8/22/2011 9:08:39 AM |
| lagnisiruk | $25.00 | 8/22/2011 1:13:47 PM |
| AF-Chief | $25.00 | 8/22/2011 9:53:03 AM |
| selector568 | $200.00 | 8/22/2011 9:45:41 AM |
| fairness-atmosphere | $25.00 | 8/22/2011 10:30:18 AM |
| Investor_DP | $100.00 | 8/22/2011 5:04:44 PM |
| herbyman | $50.00 | 8/22/2011 5:05:33 PM |
| aafg69 | $25.00 | 8/22/2011 7:28:03 PM |
| market-assembler | $25.00 | 8/22/2011 4:02:18 PM |
| handshake5 | $47.00 | 8/22/2011 5:12:46 PM |
| grf1945 | $25.00 | 8/23/2011 4:52:25 AM |
| worth-blanket2 | $600.00 | 8/22/2011 5:55:46 PM |
| goat0 | $41.00 | 8/23/2011 5:09:33 AM |
| MoneyForNothing | $0.47 | 8/23/2011 5:10:00 AM |
| atbright | $25.00 | 8/22/2011 10:12:56 AM |
| diligent-peace9 | $75.00 | 8/22/2011 10:53:52 AM |
| rescue | $100.00 | 8/22/2011 3:45:20 PM |
| mrxtravis | $25.00 | 8/22/2011 12:33:50 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:11 PM |
| irrelevant | $25.00 | 8/22/2011 7:05:29 PM |
| Mikale360 | $25.00 | 8/22/2011 4:07:39 PM |
| marketplace-hut9 | $50.00 | 8/22/2011 5:13:59 PM |
| Free-the-usa-1776 | $34.96 | 8/22/2011 5:33:16 PM |
| brightest-organized-balance | $25.00 | 8/22/2011 8:51:46 PM |
| yonderalaska | $51.57 | 8/22/2011 9:27:27 PM |
| Adam_00 | $25.00 | 8/23/2011 2:16:31 AM |
| icon7 | $50.00 | 8/23/2011 4:57:18 AM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
523237
This series of Notes was issued and sold upon the funding of the borrower loan #52586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1977 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,403 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bazaar-tent1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Great Idea! Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate debt.
My financial situation:
I am a good candidate for this loan because...I am a very stable and responsible entrepreneur. My company is very successful and in high demand and I have a strong history of reliability. I am a self made woman and I take great pride in honoring my obligations. This funding will assist in not only lowering my overall monthly payments, but also in eliminating high interest rates which will help me plan for my financial future and retirement more wisely. Thanks in advance for your consideration and have a great day. Feel free to leave any question you may have.
Monthly net income: $3333
Monthly expenses: $950
Housing: $750
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $100.00 | 8/25/2011 7:08:45 AM |
| worth-blanket2 | $6,375.00 | 8/25/2011 9:57:26 AM |
| green-trade-dolphin | $25.00 | 8/24/2011 7:09:23 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
523365
This series of Notes was issued and sold upon the funding of the borrower loan #52653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-24-2011 |
|
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $245.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 5.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,050 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| spirited-transaction5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2010)
|
|
Principal balance:
| $2,241.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
Home Improvement - Patio
Purpose of loan:
This loan will be used to improve the exterior of my house, the backyard patio. After purchasing the house last year, it's been fully remodeled inside, so it's turn to work on the outside.
My financial situation:
I am a good candidate for this loan because I have a very stable job and ability to pay the monthly obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/22/2011 5:07:26 PM |
| engaging-worth | $25.00 | 8/23/2011 7:55:24 AM |
| ALFLoan | $25.00 | 8/23/2011 5:16:28 PM |
| CreditBuilder2 | $50.00 | 8/23/2011 6:26:11 PM |
| gain-dolphin | $25.00 | 8/23/2011 7:53:26 PM |
| mightymousemom | $50.00 | 8/24/2011 2:25:47 AM |
| CK1 | $25.00 | 8/23/2011 7:11:17 PM |
| jarf | $25.00 | 8/23/2011 6:55:10 PM |
| Astyanax | $75.00 | 8/23/2011 7:06:12 PM |
| elvisloans | $25.00 | 8/24/2011 6:45:15 AM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:22 PM |
| MakoF16 | $25.00 | 8/23/2011 8:10:25 PM |
| eloquent-money2 | $25.00 | 8/24/2011 8:40:42 AM |
| currency-persimmon | $50.00 | 8/24/2011 5:27:17 AM |
| Teshiohome | $303.49 | 8/24/2011 3:47:18 AM |
| grampy48 | $25.00 | 8/24/2011 6:51:10 AM |
| integrity-enrichment2 | $57.00 | 8/24/2011 7:36:09 AM |
| CMDCO | $50.00 | 8/24/2011 8:42:09 AM |
| iamwhatiam | $25.00 | 8/24/2011 8:59:36 AM |
| kindness-lesson1 | $25.00 | 8/24/2011 9:01:30 AM |
| honorable-yield | $50.00 | 8/24/2011 9:10:35 AM |
| first-class-gold0 | $100.00 | 8/22/2011 6:08:24 PM |
| currency-excellency0 | $100.00 | 8/22/2011 5:02:27 PM |
| availableloan | $25.00 | 8/22/2011 5:41:38 PM |
| green-trade-dolphin2 | $35.00 | 8/22/2011 6:06:39 PM |
| best-basis-trooper | $25.00 | 8/23/2011 8:27:51 AM |
| jkeller4000 | $25.00 | 8/23/2011 4:05:10 AM |
| Clambake | $50.00 | 8/23/2011 7:02:44 AM |
| janeybooboo | $100.00 | 8/23/2011 12:26:32 PM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:45 PM |
| Gibbyland | $150.00 | 8/23/2011 10:33:15 PM |
| GElender | $50.00 | 8/24/2011 6:06:23 AM |
| income-awakening6 | $25.00 | 8/24/2011 7:47:13 AM |
| a-restless-dollar | $75.00 | 8/24/2011 8:20:00 AM |
| helpful-credit156 | $25.00 | 8/23/2011 8:17:06 PM |
| gentle-gain235 | $50.00 | 8/24/2011 8:22:39 AM |
| heerzaquestion | $50.00 | 8/24/2011 8:50:00 AM |
| JGONZ13850 | $25.00 | 8/24/2011 5:46:54 AM |
| debt-patriot | $25.75 | 8/24/2011 5:55:09 AM |
| john0720 | $100.00 | 8/24/2011 7:21:35 AM |
| admirable-return6 | $100.00 | 8/24/2011 8:38:01 AM |
| britgsb | $200.00 | 8/24/2011 8:37:27 AM |
| _NaLNaBB | $250.00 | 8/24/2011 9:00:09 AM |
| 108lender | $153.76 | 8/24/2011 9:13:39 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
523377
This series of Notes was issued and sold upon the funding of the borrower loan #52528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $81.01 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 27y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $146 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Riverblack |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 98% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 2% )
| 740-759
(May-2010)
600-619
(Feb-2008)
|
|
Principal balance:
| $1,287.44 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Payoff small debts
Purpose of loan:
This loan will be used to... to pay off several small loans including my first prosper loan of 1291.00 remaining balance
My financial situation: good currently employed no changes in household income.
I am a good candidate for this loan because..monthly payment.will be taken directly from my bank account, I have no other debt outside of monthly expenses for housing, utilities, auto, food, etc. I have paid one other loan through prosper off and have shown consistent monthly withdraws from bank with no issues.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $57.65 | 8/22/2011 5:06:11 PM |
| compoundinterest | $50.00 | 8/22/2011 5:07:26 PM |
| equitable-capital758 | $250.00 | 8/22/2011 5:00:50 PM |
| green-trade-dolphin2 | $25.00 | 8/22/2011 6:06:17 PM |
| Clambake | $50.00 | 8/23/2011 7:02:45 AM |
| thankful-nickel2 | $25.00 | 8/23/2011 7:27:07 AM |
| atlas100 | $50.00 | 8/23/2011 8:57:26 AM |
| jescowa | $50.00 | 8/23/2011 3:30:30 PM |
| sweety075 | $25.00 | 8/23/2011 10:22:42 AM |
| CBO-Enterprise | $100.00 | 8/23/2011 4:22:06 PM |
| currency-persimmon | $50.00 | 8/23/2011 5:07:06 PM |
| janeybooboo | $100.00 | 8/23/2011 12:03:34 PM |
| petsheep | $25.00 | 8/23/2011 5:26:20 PM |
| Headhunter14 | $25.00 | 8/23/2011 2:48:45 PM |
| BlessedEveryDay | $25.00 | 8/23/2011 3:33:42 PM |
| Asimus | $36.20 | 8/23/2011 4:35:04 PM |
| haryassman | $25.00 | 8/23/2011 8:17:05 PM |
| noodles932 | $29.24 | 8/23/2011 9:41:07 PM |
| MoneyForNothing | $8.91 | 8/23/2011 11:18:52 PM |
| CreditBuilder2 | $150.00 | 8/23/2011 6:24:17 PM |
| 20mule | $400.00 | 8/23/2011 6:28:20 PM |
| patriot897 | $25.00 | 8/23/2011 8:04:41 PM |
| vulgy | $25.00 | 8/23/2011 7:56:28 PM |
| imshadow22 | $32.00 | 8/23/2011 8:25:06 PM |
| cardminger | $100.00 | 8/23/2011 10:15:04 PM |
| enthusiastic-balance5 | $100.00 | 8/22/2011 5:13:48 PM |
| availableloan | $25.00 | 8/22/2011 5:42:04 PM |
| john0720 | $100.00 | 8/23/2011 6:46:22 AM |
| s270 | $100.00 | 8/22/2011 11:55:40 PM |
| ookamikun | $100.00 | 8/23/2011 5:29:37 PM |
| Astyanax | $85.00 | 8/23/2011 6:57:29 PM |
| MakoF16 | $25.00 | 8/23/2011 7:59:55 PM |
| credit-panda1 | $25.00 | 8/23/2011 5:02:33 PM |
| CK1 | $25.00 | 8/23/2011 7:14:12 PM |
| ZeLonewolf | $25.00 | 8/23/2011 8:07:23 PM |
| peaceful-farmer | $50.00 | 8/23/2011 8:17:03 PM |
| Ripsaw4U | $50.00 | 8/23/2011 9:07:21 PM |
| poisson17 | $51.00 | 8/23/2011 9:52:10 PM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
523419
This series of Notes was issued and sold upon the funding of the borrower loan #52522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $186 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| positivesista80 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
New baby... New kitchen
Purpose of loan: Kitchen renovation
This loan will be used to renovate our outdated, unsanitary, dysfunctional 1980s kitchen.
I am a good candidate for this loan because I always pay my bills on time and have repaid a previous prosper loan with no issues. I did file for bankruptcy in 2009, but have since worked hard to rebuild my credit by maintaining and consistently paying my care note monthly, as well well paying off my one credit card each month. Additionally, within the next few months I will pay off my home and have more flexibility with my income which will allow for repaying this loan as well.
Finally, we are expecting our second child soon and have a real need to update our kitchen as soon as possible for safety and functionality reasons.
We truly value and appreciate any assistance anyone can make on our behalf and look forward to being another Prosper loan success story!
Thank you :-)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $25.00 | 8/23/2011 5:17:23 AM |
| whitegold24k | $100.00 | 8/22/2011 5:57:41 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:13 PM |
| Mikale360 | $25.00 | 8/22/2011 8:11:14 PM |
| Core-Marketing | $25.00 | 8/23/2011 3:20:49 AM |
| loanman2007 | $50.00 | 8/23/2011 4:16:54 AM |
| goat0 | $50.00 | 8/23/2011 5:19:27 AM |
| DasMula | $25.00 | 8/23/2011 6:06:35 AM |
| Zipcut | $25.00 | 8/23/2011 8:30:26 AM |
| grampy48 | $25.00 | 8/23/2011 1:18:38 PM |
| commerce-wildebeest2 | $25.00 | 8/23/2011 4:12:37 PM |
| Bob450 | $25.00 | 8/23/2011 4:41:43 PM |
| FinanceEngine | $30.00 | 8/23/2011 4:49:51 PM |
| Gordon_Gekko1 | $25.00 | 8/23/2011 5:30:45 PM |
| orange-pound-party | $20.70 | 8/23/2011 5:33:58 PM |
| reward-dynamo | $25.00 | 8/23/2011 3:35:01 PM |
| Bill88 | $25.00 | 8/23/2011 4:25:25 PM |
| ultimate-dough0 | $50.00 | 8/23/2011 3:44:15 PM |
| let_me_retire | $50.00 | 8/23/2011 4:34:17 PM |
| commerce-rumbler0 | $25.00 | 8/23/2011 5:16:33 PM |
| worth-blanket2 | $2,800.00 | 8/22/2011 5:54:19 PM |
| vanklein | $25.00 | 8/22/2011 6:16:10 PM |
| Amber_Stone | $29.30 | 8/23/2011 7:29:17 AM |
| Kash2010lu | $25.00 | 8/22/2011 10:38:14 PM |
| brightest-organized-balance | $25.00 | 8/22/2011 9:20:38 PM |
| s270 | $25.00 | 8/23/2011 12:16:13 AM |
| reflective-rupee | $25.00 | 8/23/2011 9:20:44 AM |
| brondero | $80.00 | 8/23/2011 9:34:17 AM |
| ronin4sale | $25.00 | 8/23/2011 5:54:33 AM |
| lucrative-loan | $25.00 | 8/23/2011 5:15:58 AM |
| petsheep | $25.00 | 8/23/2011 7:48:04 AM |
| bmw2 | $25.00 | 8/23/2011 8:12:30 AM |
| chameleon125 | $25.00 | 8/23/2011 9:55:56 AM |
| jebber007 | $40.00 | 8/23/2011 3:55:31 PM |
| ookamikun | $75.00 | 8/23/2011 5:30:59 PM |
| personal-lender | $25.00 | 8/23/2011 5:18:24 PM |
| RoZu_Lending | $25.00 | 8/23/2011 5:19:30 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
523437
This series of Notes was issued and sold upon the funding of the borrower loan #52508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-23-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 8y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $78,173 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Ducatiman1978 |
Borrower's state:
| Florida |
Borrower's group:
| Virginia Tech Alumni |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 10 ( 77% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 3
( 23% )
| 760-779
(Jul-2010)
720-739
(Dec-2006)
720-739
(Oct-2006)
|
|
Principal balance:
| $682.46 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Reinvesting in Prosper
Purpose of loan:
This loan will be used to... Reinvesting in Prosper
My financial situation:
I am a good candidate for this loan because...I have had no late payments or missed payments in nearly 10 years.
Monthly net income: $6300
Monthly expenses: $3000
Housing: $1500
Insurance: $100
Car expenses: $0
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stepatatime-together | $100.00 | 8/22/2011 9:47:33 PM |
| loanman2007 | $75.00 | 8/23/2011 4:22:23 AM |
| whitegold24k | $100.00 | 8/22/2011 6:01:12 PM |
| brightest-organized-balance | $25.00 | 8/22/2011 8:35:53 PM |
| icon7 | $50.00 | 8/23/2011 5:01:51 AM |
| jkeller4000 | $25.00 | 8/23/2011 4:05:15 AM |
| Nerdster1 | $24.00 | 8/23/2011 6:14:43 AM |
| s270 | $50.00 | 8/23/2011 12:13:59 AM |
| goat0 | $50.00 | 8/23/2011 5:12:12 AM |
| worth-blanket2 | $1,400.00 | 8/22/2011 5:56:24 PM |
| MilitaryLending | $25.00 | 8/22/2011 5:52:13 PM |
| hidavehi | $26.00 | 8/22/2011 6:47:57 PM |
| Mikale360 | $25.00 | 8/22/2011 8:09:41 PM |
| irrelevant | $25.00 | 8/23/2011 6:05:13 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
523881
This series of Notes was issued and sold upon the funding of the borrower loan #52731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-24-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-25-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 26.44% |
Monthly payment:
| $182.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.11% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 0
/
0 | Length of status: | 18y 10m |
|
Amount delinquent:
| $791 |
Total credit lines:
| 44 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| AngyNTX |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Surprise! Unexpected Expense
Purpose of loan:
This loan will be used to pay for my Van repairs
My financial situation:
I am a good candidate for this loan because I pay back early and am always ON TIME.. pay more than what is minimum.
Monthly net income: $3558.00
Monthly expenses: $2700.00
Housing: $1039
Insurance: $165
Car expenses: $300
Utilities: $250
Phone, cable, internet: $278
Food, entertainment: $40
Clothing, household expenses: $400
Credit cards and other loans: $223
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| finance-prescription | $100.00 | 8/24/2011 5:15:24 PM |
| successful-agreement7 | $100.00 | 8/24/2011 5:17:33 PM |
| DHolly | $25.00 | 8/24/2011 6:01:17 PM |
| grove88 | $25.00 | 8/24/2011 8:54:09 PM |
| Investor_DP | $100.00 | 8/24/2011 5:07:01 PM |
| compoundinterest | $25.00 | 8/24/2011 5:09:57 PM |
| worthy-bid8 | $50.00 | 8/24/2011 5:09:16 PM |
| personal-lender | $25.00 | 8/24/2011 5:16:19 PM |
| Nummus | $50.00 | 8/24/2011 7:58:42 PM |
| money-bauble | $146.00 | 8/25/2011 9:08:38 AM |
| s270 | $200.00 | 8/24/2011 11:10:02 PM |
| genius520 | $50.00 | 8/25/2011 9:12:17 AM |
| Tscheddar | $25.00 | 8/25/2011 3:43:52 AM |
| orange-preeminant-bill | $25.00 | 8/25/2011 6:17:13 AM |
| treasure-bliss | $25.00 | 8/25/2011 6:32:12 AM |
| stepatatime-together | $100.00 | 8/25/2011 7:08:54 AM |
| wealth-pipeline | $25.00 | 8/25/2011 8:36:28 AM |
| Tkhalaska | $25.00 | 8/25/2011 8:29:29 AM |
| TWGCJ | $75.00 | 8/25/2011 9:02:22 AM |
| enthusiastic-balance5 | $100.00 | 8/24/2011 5:15:43 PM |
| whitegold24k | $250.00 | 8/24/2011 9:36:13 PM |
| vutah | $25.00 | 8/24/2011 5:19:00 PM |
| janeybooboo | $100.00 | 8/24/2011 6:19:46 PM |
| handshake5 | $100.00 | 8/25/2011 9:15:15 AM |
| Bob450 | $29.00 | 8/25/2011 9:26:40 AM |
| MadHun | $200.00 | 8/25/2011 9:14:54 AM |
| 26 Investments
|