Sales Report:Supplement No. 10 dated Aug 15, 2011 to Prospectus dated Jul 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
488503
This series of Notes was issued and sold upon the funding of the borrower loan #52239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $238.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 12y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $638 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kwan |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Shore up Cash Reserve
Purpose of loan:
This loan will be used to shore up my current cash reserve.
My financial situation:
I am a good candidate for this loan because I don't have any loan and pays off everything monthly. I'm also prosper investor and you can look at my account detail at http://www.ericscc.com/lenders/kwan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| compoundinterest | $50.00 | 8/9/2011 9:04:25 AM |
| leverage-monger | $25.00 | 8/9/2011 9:18:01 AM |
| janeybooboo | $200.00 | 8/9/2011 9:08:12 AM |
| KADENA462 | $25.00 | 8/9/2011 3:11:19 PM |
| Abstract | $25.00 | 8/10/2011 5:12:56 PM |
| Rivervale_Westwood | $50.00 | 8/10/2011 6:12:41 AM |
| trustworthy-money2 | $25.00 | 8/10/2011 6:58:34 PM |
| misit | $25.00 | 8/10/2011 2:09:55 PM |
| novice-speculator | $25.00 | 8/10/2011 2:15:50 PM |
| jescowa | $50.00 | 8/10/2011 8:08:32 PM |
| income-buffalo1 | $200.00 | 8/10/2011 4:44:08 PM |
| Syzygy | $25.00 | 8/10/2011 11:56:43 AM |
| weiyinsan | $35.00 | 8/10/2011 10:04:21 PM |
| reflective-rupee | $100.00 | 8/10/2011 12:43:24 PM |
| ddog0224 | $25.00 | 8/10/2011 1:23:33 PM |
| SolarMoonshine | $25.00 | 8/11/2011 3:40:29 AM |
| trumpeter5 | $25.00 | 8/11/2011 5:12:09 AM |
| value-squirrel3 | $25.00 | 8/11/2011 8:09:54 AM |
| uberrific | $75.00 | 8/11/2011 1:09:10 AM |
| porwestco | $25.00 | 8/11/2011 2:59:59 AM |
| seabassx | $25.00 | 8/11/2011 6:14:00 AM |
| unafraid-loan5 | $25.00 | 8/11/2011 6:57:07 AM |
| octoberfresh | $25.00 | 8/11/2011 7:12:52 AM |
| listing-vista | $100.00 | 8/11/2011 8:38:00 AM |
| secureincome | $700.00 | 8/10/2011 10:29:16 PM |
| wojo | $25.00 | 8/11/2011 4:14:38 AM |
| Astyanax | $150.00 | 8/11/2011 1:48:02 PM |
| heerzaquestion | $75.00 | 8/11/2011 5:36:27 AM |
| djalan | $50.00 | 8/11/2011 3:03:07 PM |
| Henrylin | $25.00 | 8/11/2011 7:55:54 AM |
| _NaLNaBB | $100.00 | 8/11/2011 8:41:13 AM |
| silver-ectasy1 | $25.00 | 8/11/2011 4:42:50 PM |
| tomdooley12520 | $25.00 | 8/11/2011 4:44:26 PM |
| agalt | $100.00 | 8/11/2011 11:34:56 AM |
| Oupa-George | $25.00 | 8/11/2011 2:06:40 PM |
| the-enthralling-coin | $25.00 | 8/11/2011 2:35:30 PM |
| TigerForce | $25.00 | 8/11/2011 8:25:00 PM |
| ritwik | $50.00 | 8/11/2011 11:07:37 AM |
| wild-orange | $500.00 | 8/11/2011 11:32:18 AM |
| Pitufo | $25.00 | 8/11/2011 11:39:18 PM |
| newest-return-wind | $30.00 | 8/11/2011 1:07:25 PM |
| PotBellyPete | $50.00 | 8/11/2011 7:39:47 PM |
| unafraid-return496 | $25.00 | 8/11/2011 3:45:19 PM |
| superb-funds335 | $25.00 | 8/11/2011 8:05:39 PM |
| hawaiitechnical | $25.00 | 8/11/2011 4:14:06 PM |
| currency-persimmon | $25.00 | 8/11/2011 6:20:05 PM |
| dollar-oracle55 | $25.00 | 8/12/2011 2:34:02 AM |
| mikelance7 | $25.00 | 8/12/2011 7:20:18 AM |
| gristle_mcthornbody | $25.00 | 8/12/2011 8:00:42 AM |
| ect_2k20 | $50.00 | 8/12/2011 8:37:16 AM |
| blue-euro-entrepreneur | $25.00 | 8/12/2011 6:04:36 AM |
| social-zebra | $14.33 | 8/12/2011 8:46:02 AM |
| equitable-capital758 | $250.00 | 8/9/2011 2:18:39 PM |
| top-epic-community | $50.00 | 8/9/2011 4:24:58 PM |
| availableloan | $25.00 | 8/9/2011 9:47:35 PM |
| john0720 | $50.00 | 8/10/2011 7:54:32 AM |
| indomitable-coin | $25.00 | 8/10/2011 12:41:39 PM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:09:29 AM |
| ca_rabbit | $27.00 | 8/10/2011 1:37:38 PM |
| supersam | $300.00 | 8/10/2011 6:30:11 PM |
| revenue-appraiser | $30.00 | 8/11/2011 4:43:20 AM |
| Firescreek | $25.00 | 8/11/2011 5:37:21 AM |
| EngineersAlliance | $75.00 | 8/11/2011 5:55:01 AM |
| jlrmpa | $350.00 | 8/10/2011 5:40:33 PM |
| gentle-gain235 | $100.00 | 8/11/2011 8:39:25 AM |
| loyalty-czar | $81.27 | 8/11/2011 7:35:46 AM |
| mojii77 | $50.00 | 8/11/2011 4:47:14 PM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:33 AM |
| djropp | $250.00 | 8/11/2011 2:28:19 PM |
| direct-responsibility7 | $305.00 | 8/11/2011 2:41:15 PM |
| Lou-Holtz | $25.00 | 8/11/2011 3:54:21 PM |
| GoldenGo4 | $61.41 | 8/11/2011 11:23:26 AM |
| creativename | $40.00 | 8/11/2011 11:22:00 PM |
| setUup | $29.28 | 8/11/2011 6:53:11 PM |
| SudianX | $27.14 | 8/11/2011 7:31:20 PM |
| tranquil-diversification8 | $45.00 | 8/11/2011 8:23:12 PM |
| JGuide | $29.99 | 8/11/2011 5:45:00 PM |
| wealth-multiplier | $25.00 | 8/11/2011 6:24:28 PM |
| interstellar | $75.00 | 8/12/2011 4:36:01 AM |
| Brisket_Bob | $41.58 | 8/12/2011 6:33:15 AM |
| treasure-hunter270 | $25.00 | 8/12/2011 6:52:22 AM |
| power-defender7 | $28.00 | 8/11/2011 8:35:51 PM |
| red-robust-bid | $1,000.00 | 8/12/2011 8:43:01 AM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
500065
This series of Notes was issued and sold upon the funding of the borrower loan #52174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,825 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bigdawgx |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
Looking to make a final push to get rid of debt I stacked up while I was unemployed.
My financial situation:
I am a good candidate for this loan because I have never been delinquent on a credit payment, even while unemployed. I've had stable employment for almost three years now, and the Prosper loan would be my sole source of major debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/5/2011 4:44:24 AM |
| equitable-capital758 | $250.00 | 8/2/2011 5:01:54 PM |
| econgineer | $50.00 | 8/2/2011 7:10:52 PM |
| availableloan | $25.00 | 8/3/2011 8:34:57 PM |
| green-trade-dolphin | $25.00 | 8/3/2011 12:19:26 PM |
| reflective-rupee | $25.00 | 8/4/2011 2:46:58 PM |
| economy-huckleberry0 | $25.00 | 8/5/2011 12:57:04 PM |
| ti22ring | $25.00 | 8/6/2011 12:36:56 PM |
| javelin0 | $25.00 | 8/6/2011 7:50:08 AM |
| orange-payout-gazer | $100.00 | 8/6/2011 9:57:17 AM |
| imoutdoorsy | $25.00 | 8/7/2011 10:30:40 AM |
| worth-blanket2 | $9,500.00 | 8/6/2011 8:56:16 PM |
| houli123 | $100.00 | 8/7/2011 11:06:04 AM |
| worth-blanket2 | $4,000.00 | 8/6/2011 9:25:37 PM |
| pearl13 | $29.12 | 8/7/2011 1:29:30 PM |
| JASON_ALFUND | $50.00 | 8/7/2011 12:10:29 PM |
| profit-powerplant | $25.00 | 8/3/2011 11:36:32 AM |
| MarvintheMartian | $25.00 | 8/2/2011 5:18:12 PM |
| Bank_Of_XL | $25.00 | 8/2/2011 6:47:23 PM |
| Investor_DP | $100.00 | 8/2/2011 5:02:09 PM |
| AlternativeCashFlow | $25.88 | 8/2/2011 7:17:24 PM |
| GElender | $40.00 | 8/3/2011 6:25:33 AM |
| compoundinterest | $50.00 | 8/3/2011 8:20:52 AM |
| blooming-kindness | $50.00 | 8/3/2011 12:22:28 PM |
| bullish2bearish | $40.00 | 8/3/2011 1:06:46 PM |
| orange-leverage-phoenix | $50.00 | 8/3/2011 1:13:19 PM |
| herbyman | $100.00 | 8/5/2011 12:48:50 PM |
| payment-halo | $25.00 | 8/5/2011 8:51:57 PM |
| dynrep | $30.00 | 8/5/2011 9:15:21 PM |
| reflective-rupee | $75.00 | 8/7/2011 7:25:16 AM |
| Reddy_Capital | $25.00 | 8/7/2011 1:13:11 AM |
| Whipster | $35.00 | 8/7/2011 5:43:07 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
502183
This series of Notes was issued and sold upon the funding of the borrower loan #52179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 10
/
8 | Length of status: | 15y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,147 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| duty-bugle |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
I took out two cash advance loans for 3 years at 96% and 135% interest! I am going backwards on these as the payoff goes up every month. I also have two credit cards issued by a bank no longer offering this service.
My financial situation:
In the past three years I have purchased a home and have not defaulted on any obligations including those listed above. I have been employed by Hub International for 15+ years and work evenings cleaning office buildings. I am determined to keep current on everything no matter what it takes. I am dedicated to cleaning up my credit and keeping it that way.
Monthly net income: $2442
Monthly expenses: $
Housing: $971.48 (mortgage, taxes, insurance)
Insurance: $45
Car expenses: $140
Utilities: $150
Phone, cable, internet: $90
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $160 +($550 for the above)
Other expenses: $50 Savings when possible
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/7/2011 12:03:46 PM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:13 PM |
| worth-blanket2 | $7,300.00 | 8/9/2011 12:34:55 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
514039
This series of Notes was issued and sold upon the funding of the borrower loan #52132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $129.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 17y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $506 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| steady-deal0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
|
|
Principal balance:
| $2,621.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to help with moving expenses and to payoff another loan. We have to pay the rent down payment and the utility down payments.
My financial situation: I have a steady work history. I am paid monthly by direct deposit and a payment can be automatically be deducted from my checking account. Also my wife has a steady income.My wife's income will also help with paying this loan back.
I am a good candidate for this loan because I have the ability to pay the loan each month.
Monthly net income: $4073 (mine+wife)
Monthly expenses: $3600
Housing: $800
Insurance: $350
Car expenses: $650
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 8/9/2011 9:46:21 AM |
| diligent-peace9 | $100.00 | 8/7/2011 12:13:06 PM |
| reflective-rupee | $100.00 | 8/7/2011 12:22:48 PM |
| alexgalt | $25.00 | 8/7/2011 2:01:17 PM |
| 312-Lender | $50.00 | 8/7/2011 1:43:12 PM |
| Mikale360 | $25.00 | 8/7/2011 4:38:20 PM |
| Iceman1347 | $25.00 | 8/8/2011 12:18:09 AM |
| yf99yz | $25.00 | 8/8/2011 5:00:26 PM |
| Feyenoord | $25.00 | 8/8/2011 9:34:57 PM |
| calmfunds | $500.00 | 8/8/2011 4:31:25 PM |
| loss-of-control | $100.00 | 8/8/2011 5:27:51 PM |
| Gregger | $25.00 | 8/9/2011 8:05:56 AM |
| innovator2 | $50.00 | 8/8/2011 9:48:08 PM |
| s270 | $25.00 | 8/8/2011 4:53:52 PM |
| payout-bridge | $25.00 | 8/9/2011 6:15:06 AM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:34:26 AM |
| worth-blanket2 | $1,900.00 | 8/9/2011 12:34:23 PM |
| jkeller4000 | $25.00 | 8/7/2011 12:21:44 PM |
| natural-trade7 | $25.00 | 8/7/2011 6:34:55 PM |
| Legally_Blonde | $50.00 | 8/7/2011 1:01:22 PM |
| restless-dime | $50.00 | 8/7/2011 1:44:00 PM |
| Kash2010lu | $25.00 | 8/7/2011 2:04:14 PM |
| OldManP | $25.00 | 8/8/2011 9:12:32 AM |
| five-star-note | $50.00 | 8/8/2011 10:28:27 AM |
| SolarMoonshine | $25.00 | 8/9/2011 3:39:02 AM |
| MrDance123 | $50.00 | 8/8/2011 5:47:41 PM |
| social-hunter5 | $84.00 | 8/9/2011 8:20:46 AM |
| leverage-ectasy | $25.00 | 8/9/2011 11:56:15 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
515743
This series of Notes was issued and sold upon the funding of the borrower loan #52082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-20-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-03-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $356.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,541 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| favorable-revenue8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Loan
Purpose of loan:
This loan will be used to...
To pay for unforeseen medical expenses
My financial situation: Very good
I am a good candidate for this loan because...
I am a good candidate because I always pay my bills on time and generally pay more than the minimum payment due. I have a guaranteed income from a retirement pension and a full time job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pnace | $50.00 | 7/20/2011 9:02:08 AM |
| janeybooboo | $100.00 | 7/20/2011 7:15:22 PM |
| pearl13 | $100.00 | 7/21/2011 9:08:40 AM |
| pound-balancer | $50.00 | 7/21/2011 10:33:03 AM |
| fortytwo | $300.00 | 7/22/2011 4:54:52 PM |
| jubilant-trade6 | $25.00 | 7/22/2011 5:07:00 PM |
| TennSquire | $25.00 | 7/23/2011 10:51:04 AM |
| reinforced-velocity158 | $300.00 | 7/23/2011 6:40:08 PM |
| supreme-hope | $25.00 | 7/24/2011 6:37:02 AM |
| market-pudding | $25.00 | 7/23/2011 4:31:07 PM |
| checkers38 | $25.00 | 7/24/2011 8:20:42 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:34 PM |
| enchanted-truth264 | $25.00 | 7/23/2011 8:09:57 PM |
| NorthwestLoan1 | $100.00 | 7/24/2011 9:14:05 AM |
| mcgillis99 | $40.00 | 7/23/2011 10:15:57 PM |
| cac1966 | $50.00 | 7/23/2011 7:32:54 PM |
| kukubird | $50.00 | 7/24/2011 11:22:07 AM |
| Whatssofunnybout | $25.00 | 7/23/2011 11:41:14 PM |
| Leopoldine | $25.00 | 7/24/2011 9:21:02 AM |
| availableloan | $25.00 | 7/24/2011 2:40:22 PM |
| ockid007 | $50.00 | 7/24/2011 8:20:57 AM |
| mgking007 | $25.00 | 7/24/2011 11:43:57 AM |
| BuildingShanghai | $58.39 | 7/24/2011 5:53:36 PM |
| supersarah61 | $51.31 | 7/24/2011 4:29:54 PM |
| 77dowplace | $25.00 | 7/24/2011 6:41:38 PM |
| yield-seeker | $25.00 | 7/24/2011 6:30:57 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:37:12 PM |
| setUup | $29.32 | 7/25/2011 9:15:08 AM |
| zorg77 | $25.00 | 7/25/2011 10:36:26 AM |
| wach | $25.56 | 7/25/2011 7:14:26 AM |
| shugyosha | $50.00 | 7/25/2011 9:16:50 AM |
| credit-coach118 | $25.00 | 7/25/2011 8:54:43 AM |
| unconquerable-dedication | $25.00 | 7/25/2011 9:02:06 AM |
| jmeasn | $100.00 | 7/25/2011 9:35:43 AM |
| brainy-repayment5 | $48.72 | 7/25/2011 10:35:57 AM |
| radforj22 | $25.00 | 7/25/2011 5:28:30 PM |
| happy-loyalty | $25.00 | 7/25/2011 1:57:52 PM |
| justin323 | $50.00 | 7/25/2011 3:07:51 PM |
| penny-champ5 | $25.00 | 7/25/2011 9:23:27 PM |
| cash-cymbal | $45.27 | 7/25/2011 7:29:49 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:59 AM |
| buddy486 | $25.00 | 7/26/2011 8:06:29 AM |
| selector568 | $300.00 | 7/26/2011 10:08:14 AM |
| britgsb | $50.00 | 7/26/2011 10:16:14 PM |
| minista | $25.00 | 7/27/2011 9:11:20 AM |
| BxRealtor | $25.00 | 7/27/2011 4:21:48 PM |
| LandE2BG | $25.00 | 7/27/2011 7:03:29 PM |
| GreenSun | $25.00 | 7/27/2011 8:34:01 PM |
| BankofPete | $40.00 | 7/28/2011 8:39:37 AM |
| Solid-Platinum | $100.00 | 7/28/2011 12:28:29 PM |
| Railbird | $25.00 | 7/28/2011 12:06:13 PM |
| damanq | $25.00 | 7/28/2011 6:15:35 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:11 PM |
| TrustPlus | $50.00 | 7/28/2011 10:03:00 PM |
| emphatic-responsibility | $50.00 | 7/28/2011 11:52:06 PM |
| uberrific | $50.00 | 7/29/2011 1:53:42 AM |
| blessedpair | $50.00 | 7/29/2011 4:44:45 AM |
| Kwekoolio | $100.00 | 7/28/2011 10:57:57 PM |
| celkram | $25.00 | 7/29/2011 12:13:04 PM |
| ramsba | $50.00 | 7/29/2011 10:56:04 AM |
| reflective-rupee | $25.09 | 7/29/2011 1:57:14 PM |
| grf1945 | $50.00 | 7/29/2011 9:46:10 AM |
| treasure-exchanger2 | $25.00 | 7/29/2011 3:00:04 PM |
| kind-sasquatch7 | $50.00 | 7/29/2011 10:06:01 PM |
| Ivan2007 | $25.00 | 7/29/2011 8:29:39 PM |
| Chewbaca | $25.00 | 7/29/2011 7:09:01 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:29:52 AM |
| Steveoo1 | $50.00 | 7/30/2011 8:02:06 AM |
| SNH | $100.00 | 7/29/2011 10:25:01 PM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:32:35 AM |
| unrivaled-income5 | $50.00 | 7/30/2011 12:52:58 PM |
| ClearLake | $25.00 | 7/30/2011 12:19:57 PM |
| KeepOnRunning | $50.00 | 7/30/2011 2:41:45 PM |
| Rockymtnhi | $50.00 | 7/30/2011 12:57:02 PM |
| unforgettable-order9 | $50.00 | 7/30/2011 9:48:57 AM |
| love-interest | $25.00 | 7/30/2011 6:05:12 PM |
| diplomatic-wealth7 | $25.00 | 7/30/2011 7:18:36 PM |
| BaxterEvil | $25.00 | 7/30/2011 7:22:47 PM |
| loot-heart | $25.00 | 7/30/2011 12:15:36 PM |
| jscope | $25.00 | 7/31/2011 9:25:22 AM |
| riproaringrapids | $25.00 | 7/30/2011 4:59:13 PM |
| Patrician | $25.00 | 7/31/2011 12:14:37 PM |
| AFairDeal | $25.00 | 7/31/2011 1:09:23 PM |
| impeccable-penny | $100.00 | 7/31/2011 1:48:40 PM |
| goldfinger3 | $50.00 | 7/31/2011 6:01:01 PM |
| dfealk | $150.00 | 7/31/2011 4:25:18 PM |
| janeybooboo | $50.00 | 7/31/2011 6:04:04 PM |
| market-assembler | $50.00 | 7/31/2011 9:51:26 PM |
| djs81 | $25.00 | 7/31/2011 10:19:26 PM |
| Cheburashka | $25.00 | 7/31/2011 1:34:37 PM |
| banjoey | $25.00 | 8/1/2011 4:47:21 AM |
| optimization3 | $50.00 | 8/1/2011 4:55:01 AM |
| Tapu22 | $25.00 | 7/31/2011 10:01:04 PM |
| Smallbear | $25.00 | 8/1/2011 6:09:35 AM |
| reflective-rupee | $175.00 | 7/31/2011 2:23:57 PM |
| kind-value-pouch | $50.00 | 8/1/2011 3:03:51 AM |
| paddatjie | $25.00 | 8/1/2011 9:16:17 AM |
| djh47a | $25.00 | 8/1/2011 7:28:52 AM |
| mpatrick | $50.00 | 8/1/2011 8:05:17 AM |
| awwaww | $25.00 | 8/1/2011 8:09:14 AM |
| jhernand17 | $25.00 | 8/1/2011 9:12:03 AM |
| investment-comet | $25.00 | 8/1/2011 11:45:06 AM |
| Pilotaceh | $25.00 | 8/1/2011 9:27:21 AM |
| aasx1108 | $25.00 | 8/1/2011 4:55:49 AM |
| LeReve | $50.00 | 8/1/2011 10:24:25 AM |
| gracej | $25.00 | 8/1/2011 2:22:24 PM |
| dignified-finance | $25.00 | 8/1/2011 2:44:14 PM |
| bid-plato6 | $25.00 | 8/1/2011 6:35:28 AM |
| rogue_monster | $50.00 | 8/1/2011 12:10:17 PM |
| billyisafob | $100.00 | 8/1/2011 4:30:03 PM |
| green-moola-platoon | $40.00 | 8/1/2011 5:22:15 PM |
| astute-benjamins | $25.00 | 8/1/2011 4:07:21 PM |
| Emgolda | $25.00 | 8/2/2011 5:02:10 AM |
| fuse290 | $35.00 | 8/1/2011 7:07:06 PM |
| Marathoner | $25.00 | 8/2/2011 6:38:32 AM |
| radiant-bazaar1 | $25.00 | 8/2/2011 6:55:37 AM |
| MrSolution | $25.00 | 8/1/2011 1:57:20 PM |
| fearless-worth2 | $100.00 | 8/1/2011 2:14:34 PM |
| jakesworld | $25.00 | 8/1/2011 2:48:42 PM |
| auction-seeker | $25.00 | 8/1/2011 5:54:36 PM |
| rudyindc | $25.00 | 8/2/2011 6:57:22 AM |
| bnordman | $25.00 | 8/1/2011 8:03:44 PM |
| a-finance-nirvana | $25.00 | 8/2/2011 4:45:37 AM |
| jtc26 | $43.47 | 8/2/2011 1:21:13 PM |
| brooklynjoe | $25.00 | 8/2/2011 1:55:16 PM |
| cgkid | $50.00 | 8/2/2011 3:11:36 PM |
| lending_well | $25.00 | 8/2/2011 2:28:04 PM |
| tranquil-revenue | $50.00 | 8/2/2011 7:23:41 PM |
| LendingCentral | $300.00 | 8/2/2011 3:16:44 PM |
| leverage-monger | $25.00 | 8/2/2011 10:37:02 AM |
| mathomas3 | $50.00 | 8/2/2011 11:32:22 AM |
| terminal-velocity34 | $60.76 | 8/2/2011 9:38:25 PM |
| OgOman | $25.00 | 8/2/2011 6:41:54 PM |
| yu-rik | $200.00 | 8/2/2011 6:46:37 PM |
| Carne_Chung | $25.00 | 8/2/2011 10:58:51 PM |
| LoanMoneyToYou | $25.00 | 8/2/2011 7:12:03 PM |
| Iwillhuntyoudown | $25.00 | 8/2/2011 11:43:40 PM |
| cablenews | $75.00 | 8/2/2011 7:34:29 PM |
| Brain_m | $25.00 | 8/3/2011 2:09:43 AM |
| ideal-yield5 | $25.00 | 8/2/2011 8:50:01 PM |
| investinFla | $25.97 | 8/3/2011 3:03:50 AM |
| RichMaker1 | $50.00 | 8/2/2011 5:05:37 PM |
| GodzillaLending | $25.00 | 8/2/2011 5:45:33 PM |
| Richmp412 | $25.00 | 8/3/2011 6:30:18 AM |
| transparency-giant | $50.00 | 8/3/2011 2:46:53 AM |
| SkyLoan | $28.00 | 8/2/2011 8:08:15 PM |
| trade-boots1 | $50.00 | 8/2/2011 8:59:30 PM |
| worthy-bid8 | $25.00 | 8/3/2011 5:53:48 AM |
| BritDad | $25.00 | 8/3/2011 12:35:02 AM |
| Longstreet47 | $40.57 | 8/3/2011 7:42:48 AM |
| designs626 | $50.00 | 8/3/2011 6:40:19 AM |
| proaz0119 | $25.00 | 8/3/2011 6:50:51 AM |
| Medic05 | $25.00 | 8/3/2011 6:55:14 AM |
| sgt-schultz | $25.00 | 8/3/2011 6:57:33 AM |
| organized-payment6 | $50.00 | 7/20/2011 9:02:10 AM |
| economy-huckleberry0 | $25.00 | 7/20/2011 11:57:50 AM |
| compoundinterest | $50.00 | 7/20/2011 9:02:13 AM |
| Bank_Of_XL | $25.00 | 7/20/2011 11:37:07 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:09 PM |
| indomitable-coin | $25.00 | 7/20/2011 3:43:28 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:30 PM |
| dayahn | $25.00 | 7/21/2011 3:19:26 PM |
| Investor_DP | $100.00 | 7/22/2011 12:01:16 AM |
| 77dowplace | $25.00 | 7/23/2011 8:57:18 AM |
| brightest-dynamic-peace | $30.00 | 7/23/2011 7:27:20 PM |
| dor | $49.45 | 7/23/2011 11:31:05 PM |
| Kaj | $50.00 | 7/24/2011 5:19:01 AM |
| ThisCatWillHelp | $56.90 | 7/23/2011 10:32:49 PM |
| seanickson | $25.00 | 7/23/2011 10:33:58 PM |
| musegaze | $150.00 | 7/24/2011 9:51:38 AM |
| DonaldColorado | $150.00 | 7/24/2011 10:16:33 AM |
| wwialnlgy | $100.00 | 7/24/2011 12:12:18 PM |
| return-rocket9 | $25.00 | 7/24/2011 1:03:47 PM |
| forthright-dinero7 | $50.00 | 7/24/2011 3:20:31 PM |
| happy-yield | $25.00 | 7/24/2011 4:35:57 PM |
| Curly-Girly | $47.98 | 7/24/2011 11:10:38 PM |
| moola-accelerator6 | $40.00 | 7/24/2011 5:49:45 PM |
| inventive-wealth2 | $25.00 | 7/24/2011 7:34:40 PM |
| MassBile | $37.94 | 7/24/2011 5:45:26 PM |
| Investoman | $150.00 | 7/24/2011 6:16:24 PM |
| zbfamwl | $40.00 | 7/24/2011 9:03:45 PM |
| sgt-schultz | $75.00 | 7/25/2011 6:24:39 AM |
| JDLN | $47.48 | 7/25/2011 9:45:36 AM |
| merciful-return164 | $200.00 | 7/25/2011 11:10:09 AM |
| RMB-Investments | $50.00 | 7/25/2011 8:20:26 AM |
| Bujinkan1 | $25.00 | 7/25/2011 9:18:13 AM |
| Christus_Victor | $25.00 | 7/25/2011 12:21:46 PM |
| derec | $25.00 | 7/25/2011 9:45:34 AM |
| diversification-gala1 | $25.00 | 7/25/2011 10:07:17 AM |
| kulender | $100.00 | 7/25/2011 10:41:22 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:03 PM |
| LibbyZ | $50.00 | 7/25/2011 2:47:41 PM |
| GCInvestments | $25.00 | 7/25/2011 7:09:27 PM |
| income-buffalo1 | $100.00 | 7/25/2011 7:16:00 PM |
| power-defender7 | $25.00 | 7/25/2011 8:52:19 PM |
| SDD123 | $25.00 | 7/26/2011 3:34:41 AM |
| kenji4861 | $50.00 | 7/25/2011 11:44:36 PM |
| HamachiMan | $50.00 | 7/26/2011 9:17:43 AM |
| leverage-monger | $25.00 | 7/26/2011 8:26:40 AM |
| cocopuffs | $25.00 | 7/26/2011 9:07:17 AM |
| hostbank | $250.00 | 7/26/2011 9:03:35 PM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:00 AM |
| wise-deal-panda | $25.00 | 7/27/2011 6:58:56 PM |
| Tahoeguy | $25.00 | 7/27/2011 7:03:52 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:22 PM |
| Kame | $25.00 | 7/28/2011 4:06:47 AM |
| Rivervale_Westwood | $25.00 | 7/28/2011 2:11:01 PM |
| soldadoz | $33.00 | 7/28/2011 12:09:34 PM |
| unclejaef | $25.00 | 7/28/2011 5:16:50 PM |
| RoyFauntleroy | $50.00 | 7/28/2011 8:52:51 PM |
| Palacios | $100.00 | 7/29/2011 6:41:47 AM |
| rlecour | $25.00 | 7/29/2011 9:51:23 AM |
| subtle-revenue0 | $25.00 | 7/29/2011 8:07:29 AM |
| power-mad-scientist | $30.00 | 7/29/2011 8:08:04 AM |
| jengachamp | $25.00 | 7/29/2011 12:47:40 PM |
| velocity-solo | $30.00 | 7/29/2011 9:31:57 AM |
| note-tent | $50.00 | 7/29/2011 4:03:51 PM |
| meenan | $25.00 | 7/29/2011 9:40:06 PM |
| Gibbyland | $100.00 | 7/29/2011 6:27:49 PM |
| JohnW12 | $25.00 | 7/30/2011 5:26:55 AM |
| gold-sushi | $50.00 | 7/29/2011 8:32:14 PM |
| lounges | $50.00 | 7/30/2011 5:41:50 AM |
| p2p-eagle9 | $25.00 | 7/30/2011 7:09:03 AM |
| razor783 | $25.00 | 7/30/2011 9:40:23 AM |
| balance-voyager | $50.00 | 7/30/2011 8:11:09 AM |
| skuba | $50.00 | 7/30/2011 2:28:08 AM |
| YellowJacket | $25.00 | 7/30/2011 8:13:47 AM |
| stoopidnoodle | $25.00 | 7/30/2011 10:24:48 AM |
| unequivocal-power3 | $50.00 | 7/30/2011 12:35:30 PM |
| kind-funds-tonic | $25.00 | 7/30/2011 9:08:09 AM |
| ladybird1 | $50.00 | 7/30/2011 1:05:57 PM |
| invest-in-ed | $100.00 | 7/30/2011 6:35:33 PM |
| AJ6 | $26.18 | 7/30/2011 6:53:35 PM |
| michaelwong | $50.00 | 7/30/2011 6:43:56 PM |
| currency-persimmon | $25.00 | 7/30/2011 8:45:51 PM |
| Castelj | $28.00 | 7/30/2011 2:31:45 PM |
| Rob717171 | $25.00 | 7/30/2011 10:23:30 PM |
| blissful-note7 | $50.00 | 7/31/2011 2:08:27 AM |
| tampa_cmc | $50.00 | 7/31/2011 7:53:31 AM |
| elasermd | $25.00 | 7/31/2011 8:19:21 AM |
| jtc26 | $100.61 | 7/30/2011 9:54:55 PM |
| antlr | $50.00 | 7/31/2011 12:55:11 PM |
| WLenders | $50.00 | 7/31/2011 10:59:19 AM |
| commerce-web5 | $25.00 | 7/30/2011 11:40:29 PM |
| bazzer | $25.00 | 7/31/2011 7:06:49 PM |
| SimpleChoice | $50.00 | 7/31/2011 8:31:54 PM |
| bndlending2u | $25.00 | 7/31/2011 9:18:17 PM |
| Fake_Name | $50.00 | 7/31/2011 9:47:23 PM |
| agile-loan0 | $25.00 | 7/31/2011 7:09:56 PM |
| dollardave | $100.00 | 7/31/2011 11:06:46 PM |
| oceanside | $25.00 | 8/1/2011 3:50:16 AM |
| balance-bliss | $500.00 | 7/31/2011 11:38:30 PM |
| p40thawk | $25.00 | 7/31/2011 3:31:05 PM |
| saihu | $41.05 | 8/1/2011 8:54:33 AM |
| x-lender | $50.00 | 8/1/2011 10:37:11 AM |
| bigphish | $50.00 | 8/1/2011 9:16:38 AM |
| julijask | $45.00 | 8/1/2011 9:38:37 AM |
| money-banker867 | $25.00 | 8/1/2011 2:51:25 PM |
| sri59 | $100.00 | 8/1/2011 3:48:47 PM |
| circuitfive | $25.00 | 8/1/2011 7:43:27 AM |
| WeR5A | $25.00 | 8/1/2011 4:38:10 PM |
| keeminn | $25.00 | 8/1/2011 12:42:39 PM |
| gold-disk | $25.00 | 8/1/2011 12:56:09 PM |
| buffalobills | $25.00 | 8/1/2011 8:39:10 AM |
| dpdn57 | $25.00 | 8/1/2011 1:09:17 PM |
| important-diversification620 | $25.00 | 8/1/2011 8:05:40 PM |
| a-truth-upholder | $25.00 | 8/1/2011 10:25:17 AM |
| Goodlender42 | $25.00 | 8/2/2011 4:03:44 AM |
| DadWarbucks | $25.00 | 8/1/2011 11:11:07 AM |
| wlm3012 | $30.00 | 8/1/2011 11:21:31 AM |
| Jesuistom | $25.00 | 8/1/2011 7:40:50 PM |
| birchbark86 | $25.00 | 8/2/2011 6:42:02 AM |
| wampum-chorus3 | $25.00 | 8/2/2011 7:13:22 AM |
| first-favorite-bonus9 | $25.00 | 8/1/2011 2:02:44 PM |
| valiant-liberty4 | $25.00 | 8/2/2011 4:00:02 AM |
| life-is-great | $25.00 | 8/2/2011 8:06:33 AM |
| FoosMaster | $25.00 | 8/2/2011 3:57:17 PM |
| friendship9 | $25.00 | 8/2/2011 10:59:59 AM |
| studious-bonus7 | $100.00 | 8/2/2011 12:35:18 PM |
| moola-monger9 | $50.00 | 8/2/2011 12:58:33 PM |
| kbodendorf | $25.00 | 8/2/2011 6:39:16 PM |
| value-wind0 | $25.00 | 8/2/2011 1:50:12 PM |
| dime-umbrella6 | $25.00 | 8/2/2011 9:51:41 AM |
| restech | $25.00 | 8/2/2011 3:30:49 PM |
| cingular | $25.00 | 8/2/2011 8:13:41 PM |
| wise-silver-wonder | $25.00 | 8/2/2011 10:06:04 AM |
| gilbrear | $25.00 | 8/2/2011 3:46:05 PM |
| Veltliner | $25.00 | 8/2/2011 10:26:03 AM |
| trade-surge3 | $25.00 | 8/2/2011 4:44:41 PM |
| burgeoning-marketplace4 | $30.99 | 8/2/2011 11:06:35 AM |
| IndieLoans | $25.00 | 8/2/2011 5:09:20 PM |
| wwwUniversal | $25.00 | 8/2/2011 11:21:08 AM |
| kewgdns | $50.00 | 8/2/2011 5:42:06 PM |
| wild_carrot | $25.00 | 8/2/2011 6:02:49 PM |
| moneytolend72 | $30.00 | 8/2/2011 12:48:05 PM |
| practical-expectations | $25.00 | 8/2/2011 7:04:59 PM |
| shiny-leverage0 | $100.00 | 8/3/2011 2:22:50 AM |
| goldeneye777 | $25.00 | 8/3/2011 3:49:00 AM |
| dapablotv | $100.00 | 8/2/2011 9:13:52 PM |
| profitable-money | $25.00 | 8/2/2011 6:14:05 PM |
| eaglefox20 | $50.00 | 8/2/2011 11:01:08 PM |
| Lender75 | $25.44 | 8/3/2011 12:40:01 AM |
| contract-festival7 | $100.00 | 8/2/2011 7:41:50 PM |
| sunnygee | $37.55 | 8/3/2011 7:56:50 AM |
| nycfinance | $25.00 | 8/2/2011 8:13:46 PM |
| best-generosity-financier | $25.00 | 8/2/2011 9:36:06 PM |
| Anny-Disco | $25.00 | 8/2/2011 9:53:46 PM |
| thedoctor | $50.00 | 8/2/2011 10:35:16 PM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:03 AM |
| PaulW | $25.00 | 8/3/2011 3:56:11 AM |
| finance-fan7 | $50.00 | 8/3/2011 5:07:27 AM |
| hanuman77 | $25.00 | 8/3/2011 7:04:15 AM |
| 312 Investments
|
Borrower Payment Dependent Notes Series
517557
This series of Notes was issued and sold upon the funding of the borrower loan #52112, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-02-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 6m |
|
Amount delinquent:
| $79,574 |
Total credit lines:
| 14 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,984 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Invisicom_Technologies |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Experimental Aircraft Build
Purpose of loan:
This loan will be used to build an experimental Gyrocopter for the purpose of demonstrating the viability of inter-island flights, Civil defense uses, agricultural uses, ocean search and rescue...
My financial situation:
I am a good candidate for this loan because, I am supporting my wife who is on a different island on Oahu than I am, and I am gainfully employed as a satellite communications Engineer...my credit score is between 730-750
the $79,574 outstanding was for a loan modification
Monthly net income: $6,000
Monthly expenses: $4075
Housing: $1300
Insurance: $125
Car expenses: $300
Utilities: Included in monthy rent
Phone, cable, internet: Included in monthy rent
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $150 (gas)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Katburg | $40.00 | 8/2/2011 1:40:45 PM |
| worth-blanket2 | $7,500.00 | 7/21/2011 5:15:36 PM |
| reflective-rupee | $25.09 | 7/22/2011 1:58:19 AM |
| golffish2 | $25.00 | 7/22/2011 4:09:03 AM |
| tech310 | $50.00 | 7/21/2011 8:51:32 PM |
| Josphine | $25.00 | 7/22/2011 3:23:33 AM |
| sgt-schultz | $25.00 | 7/22/2011 6:22:42 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:10 PM |
| thankful-nickel2 | $25.00 | 7/24/2011 5:08:57 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:15 PM |
| pearl13 | $100.00 | 7/26/2011 1:13:06 PM |
| compoundinterest | $50.00 | 7/26/2011 3:22:37 PM |
| five-star-justice | $25.00 | 7/26/2011 1:42:32 PM |
| ramsba | $50.00 | 7/26/2011 3:40:08 PM |
| truth-igniter4 | $25.00 | 7/26/2011 1:17:07 PM |
| hostbank | $250.00 | 7/26/2011 9:03:46 PM |
| alphaseek | $100.00 | 7/27/2011 4:20:57 AM |
| wwialnlgy | $100.00 | 7/28/2011 9:08:24 AM |
| britgsb | $50.00 | 7/28/2011 8:31:54 AM |
| organized-payment6 | $50.00 | 7/28/2011 1:16:30 PM |
| damanq | $25.00 | 7/28/2011 6:15:40 PM |
| cashasaurus0 | $100.00 | 7/28/2011 4:20:17 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:15 PM |
| SolarMoonshine | $25.00 | 7/28/2011 5:59:20 PM |
| RoyFauntleroy | $50.00 | 7/28/2011 8:52:55 PM |
| tranquil-capital9 | $25.00 | 7/29/2011 9:10:09 AM |
| LaBamba | $75.00 | 7/29/2011 4:28:18 AM |
| Littlepeng | $25.00 | 7/29/2011 6:52:48 AM |
| TMBank | $37.30 | 7/29/2011 10:30:18 AM |
| meenan | $25.00 | 7/29/2011 9:40:11 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:29:55 AM |
| skuba | $50.00 | 7/30/2011 2:28:12 AM |
| wtrboy | $25.00 | 7/29/2011 10:20:59 PM |
| payout-achievement | $100.00 | 7/30/2011 8:57:55 AM |
| fate-amenable-to-change | $50.00 | 7/30/2011 2:00:40 AM |
| unforgettable-order9 | $50.00 | 7/30/2011 9:48:59 AM |
| BigLinCT | $25.00 | 7/30/2011 1:43:54 PM |
| DSFinancial | $50.00 | 7/30/2011 4:56:40 PM |
| enchanted-truth264 | $25.00 | 7/30/2011 9:15:46 PM |
| michaelwong | $50.00 | 7/30/2011 6:43:58 PM |
| asmithj | $50.00 | 7/30/2011 7:45:38 PM |
| orgy63 | $25.00 | 7/30/2011 7:51:03 PM |
| KeepOnRunning | $50.00 | 7/30/2011 2:41:52 PM |
| vonbondie3000 | $26.73 | 7/31/2011 6:05:13 AM |
| neutrino6 | $25.00 | 7/31/2011 12:33:44 PM |
| WLenders | $50.00 | 7/31/2011 10:59:21 AM |
| emphatic-responsibility | $50.00 | 7/31/2011 1:37:39 PM |
| SelectTrustLending | $25.00 | 7/31/2011 11:55:28 AM |
| jonmars | $25.00 | 7/31/2011 12:18:58 PM |
| blue-intuitive-order | $25.00 | 7/31/2011 4:09:20 PM |
| fuse290 | $35.00 | 7/31/2011 5:01:01 PM |
| market-assembler | $50.00 | 7/31/2011 9:51:34 PM |
| aasx1108 | $25.00 | 8/1/2011 4:55:51 AM |
| paddatjie | $25.00 | 8/1/2011 9:16:18 AM |
| Jimmiert1148 | $25.00 | 8/1/2011 8:27:58 AM |
| DadWarbucks | $25.00 | 8/1/2011 11:11:09 AM |
| Rivervale_Westwood | $25.00 | 8/1/2011 1:24:56 PM |
| a-truth-upholder | $25.00 | 8/1/2011 10:25:17 AM |
| bid-plato6 | $25.00 | 8/1/2011 6:35:29 AM |
| Richmp412 | $25.00 | 8/1/2011 6:58:36 AM |
| gracej | $25.00 | 8/1/2011 2:22:27 PM |
| money-banker867 | $25.00 | 8/1/2011 2:51:27 PM |
| JW-From-SoCal | $25.00 | 8/1/2011 10:29:02 AM |
| intelligent-greenback7 | $50.00 | 8/1/2011 12:06:57 PM |
| dpdn57 | $25.00 | 8/1/2011 1:09:18 PM |
| velocity-solo | $30.00 | 8/2/2011 4:05:00 AM |
| wampum-chorus3 | $25.00 | 8/2/2011 7:13:26 AM |
| RoccoLoan | $30.00 | 8/2/2011 11:12:43 AM |
| GCInvestments | $25.00 | 8/2/2011 9:57:03 AM |
| atlmoneyman | $50.00 | 8/2/2011 9:30:04 AM |
| Weaverville | $25.00 | 8/2/2011 10:55:00 AM |
| mathomas3 | $50.00 | 8/2/2011 11:32:24 AM |
| Investor_DP | $100.00 | 7/21/2011 10:50:08 PM |
| a-finance-nirvana | $25.00 | 7/22/2011 4:05:52 AM |
| CaptainBL | $50.00 | 7/22/2011 5:26:38 AM |
| stepatatime-together | $100.00 | 7/22/2011 7:23:39 AM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:37 AM |
| Peterman | $25.00 | 7/23/2011 10:20:56 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:23 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:49 PM |
| inspired-investment8 | $100.00 | 7/24/2011 9:38:52 PM |
| marwadi-62 | $50.00 | 7/25/2011 8:05:21 AM |
| damage | $25.00 | 7/25/2011 11:20:48 AM |
| pnace | $50.00 | 7/25/2011 4:07:07 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:43 PM |
| indomitable-coin | $25.00 | 7/26/2011 1:52:23 PM |
| Tradesmanlender | $50.00 | 7/26/2011 5:09:15 PM |
| kulender | $100.00 | 7/27/2011 5:56:57 AM |
| radforj22 | $25.00 | 7/27/2011 7:33:18 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:08 AM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:05 PM |
| HamachiMan | $50.00 | 7/27/2011 7:35:44 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:34 PM |
| Kame | $25.00 | 7/28/2011 4:06:55 AM |
| BxRealtor | $25.00 | 7/28/2011 7:55:09 AM |
| important-diversification620 | $25.00 | 7/28/2011 3:20:28 PM |
| pound-balancer | $200.00 | 7/28/2011 3:52:41 PM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:19 PM |
| fragonardlives | $25.00 | 7/28/2011 9:13:13 PM |
| Kwekoolio | $100.00 | 7/28/2011 10:58:04 PM |
| rajs | $119.26 | 7/29/2011 7:11:15 AM |
| brightest-affluence-motivator | $50.00 | 7/29/2011 6:45:36 AM |
| sri59 | $100.00 | 7/29/2011 3:33:27 AM |
| power-mad-scientist | $30.00 | 7/29/2011 8:08:09 AM |
| greenback-seagull2 | $100.00 | 7/29/2011 10:31:05 AM |
| celkram | $25.00 | 7/29/2011 12:13:07 PM |
| grf1945 | $50.00 | 7/29/2011 9:46:13 AM |
| jengachamp | $25.00 | 7/29/2011 12:47:48 PM |
| note-tent | $50.00 | 7/29/2011 4:03:56 PM |
| cerbear9 | $25.00 | 7/29/2011 10:35:40 AM |
| MissionMicroFinance | $25.00 | 7/29/2011 5:54:14 PM |
| Mark-7 | $50.00 | 7/29/2011 12:34:10 PM |
| gold-sushi | $50.00 | 7/29/2011 8:32:18 PM |
| treasure-exchanger2 | $25.00 | 7/29/2011 3:00:07 PM |
| wise-alluring-penny | $150.00 | 7/29/2011 6:28:13 PM |
| SNH | $100.00 | 7/29/2011 10:25:06 PM |
| lounges | $50.00 | 7/30/2011 5:41:51 AM |
| Gibbyland | $100.00 | 7/30/2011 10:06:19 AM |
| capnmonks | $50.00 | 7/30/2011 2:48:18 PM |
| riproaringrapids | $25.00 | 7/30/2011 4:59:16 PM |
| loot-heart | $25.00 | 7/30/2011 12:15:39 PM |
| BaxterEvil | $25.00 | 7/30/2011 7:22:50 PM |
| industrious-transparency6 | $50.00 | 7/31/2011 8:05:35 AM |
| commerce-web5 | $25.00 | 7/30/2011 11:40:34 PM |
| F16Pilot | $25.00 | 7/31/2011 8:17:56 AM |
| wwwUniversal | $25.00 | 7/31/2011 9:55:29 AM |
| help4u | $50.00 | 7/31/2011 9:57:20 AM |
| SimpleChoice | $50.00 | 7/31/2011 8:31:57 PM |
| goodhearted-gold3 | $25.00 | 8/1/2011 5:24:27 AM |
| p40thawk | $25.00 | 7/31/2011 3:31:06 PM |
| exchange-jedi | $35.00 | 7/31/2011 5:42:31 PM |
| optimization3 | $50.00 | 8/1/2011 4:55:03 AM |
| Anny-Disco | $50.00 | 8/1/2011 9:08:20 AM |
| melodious-fairness | $50.00 | 8/1/2011 12:04:34 PM |
| rogue_monster | $50.00 | 8/1/2011 12:10:18 PM |
| first-silver-bridge | $30.00 | 8/1/2011 10:58:06 AM |
| astute-benjamins | $25.00 | 8/1/2011 4:09:37 PM |
| ClearCut | $50.00 | 8/1/2011 4:49:56 PM |
| Lam0nt | $25.00 | 8/2/2011 5:08:52 AM |
| investment-comet | $25.00 | 8/1/2011 11:44:19 AM |
| mcs86d | $25.00 | 8/1/2011 2:42:20 PM |
| vigilance-doughnut | $25.00 | 8/1/2011 5:59:13 PM |
| life-is-great | $25.00 | 8/2/2011 8:06:36 AM |
| studious-bonus7 | $100.00 | 8/2/2011 12:35:19 PM |
| friendly-moola0 | $500.00 | 8/2/2011 9:54:23 AM |
| Syzygy | $50.00 | 8/2/2011 1:58:52 PM |
| pearl13 | $100.00 | 8/2/2011 2:25:52 PM |
| 147 Investments
|
Borrower Payment Dependent Notes Series
517615
This series of Notes was issued and sold upon the funding of the borrower loan #52152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,625.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-23-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $275.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 4m |
|
Amount delinquent:
| $250 |
Total credit lines:
| 15 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,489 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-whamo |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing Liveaboard Yacht
Purpose of loan:
This loan will be used to purchase new yacht to live aboard.
My financial situation:
I am a good candidate for this loan because i pay all of my bills on time and always pay more than the minimum payment. I have spent last 6 yrs cleaning up my credit and have learned the true value of a clean credit report. Still a work in progress but it is getting better every day.
Monthly net income: $4000.00
Monthly expenses: $575.00
Housing: $540.00 expected berth rent
Insurance: $450.00 per yr
Car expenses: $0.00
Utilities: $0.00 current
Phone, cable, internet: $0.00 current
Food, entertainment: $100.00 per month
Clothing, household expenses: $100.00 per month
Credit cards and other loans: $500.00
Other expenses: $150.00 misc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Katburg | $40.00 | 8/2/2011 1:40:46 PM |
| Investor_DP | $100.00 | 7/24/2011 4:12:02 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:49:03 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:52 PM |
| five-star-justice | $25.00 | 7/26/2011 1:42:34 PM |
| pnace | $40.00 | 7/26/2011 10:15:58 PM |
| kulender | $100.00 | 7/27/2011 5:56:58 AM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:16 PM |
| BxRealtor | $25.00 | 7/28/2011 7:55:12 AM |
| Kame | $25.00 | 7/28/2011 4:07:00 AM |
| britgsb | $50.00 | 7/28/2011 8:31:56 AM |
| organized-payment6 | $50.00 | 7/28/2011 1:16:32 PM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:21 PM |
| shrewd-deal | $50.00 | 7/28/2011 2:45:59 PM |
| RoyFauntleroy | $50.00 | 7/28/2011 8:52:58 PM |
| power-mad-scientist | $30.00 | 7/29/2011 8:08:13 AM |
| Kwekoolio | $100.00 | 7/28/2011 10:58:07 PM |
| wwialnlgy | $100.00 | 7/29/2011 10:21:32 AM |
| ramsba | $50.00 | 7/29/2011 10:56:10 AM |
| celkram | $25.00 | 7/29/2011 12:13:09 PM |
| grf1945 | $50.00 | 7/29/2011 9:46:17 AM |
| Mark-7 | $50.00 | 7/29/2011 12:34:12 PM |
| treasure-exchanger2 | $25.00 | 7/29/2011 3:00:12 PM |
| SNH | $100.00 | 7/29/2011 10:25:09 PM |
| meenan | $25.00 | 7/29/2011 9:40:17 PM |
| payout-achievement | $100.00 | 7/30/2011 8:57:56 AM |
| Interloper | $25.00 | 7/30/2011 11:22:37 AM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:35:10 AM |
| BaxterEvil | $25.00 | 7/30/2011 7:22:52 PM |
| commerce-web5 | $25.00 | 7/30/2011 11:40:42 PM |
| industrious-transparency6 | $50.00 | 7/31/2011 8:05:39 AM |
| riproaringrapids | $25.00 | 7/30/2011 4:59:18 PM |
| market-assembler | $50.00 | 7/31/2011 9:51:36 PM |
| aasx1108 | $25.00 | 8/1/2011 4:55:52 AM |
| astute-benjamins | $25.00 | 8/1/2011 4:11:13 PM |
| vigilance-doughnut | $25.00 | 8/1/2011 5:59:16 PM |
| brightest-affluence-motivator | $50.00 | 8/2/2011 7:57:57 AM |
| Weaverville | $25.00 | 8/2/2011 10:55:06 AM |
| life-is-great | $25.00 | 8/2/2011 8:06:39 AM |
| kbodendorf | $25.00 | 8/2/2011 6:39:20 PM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:12 AM |
| the-profit-oracle | $25.00 | 8/2/2011 8:22:30 PM |
| trade-boots1 | $50.00 | 8/2/2011 8:59:38 PM |
| Rambo16 | $25.00 | 8/3/2011 3:24:51 AM |
| designs626 | $50.00 | 8/3/2011 6:40:24 AM |
| dinero-speaker | $25.00 | 8/3/2011 7:24:13 AM |
| authentic-liberty7 | $25.00 | 8/3/2011 7:24:44 AM |
| benefit-dreams | $25.00 | 8/3/2011 11:48:18 AM |
| logical-moola4 | $50.00 | 8/3/2011 9:10:04 AM |
| worthy-bid8 | $25.00 | 8/3/2011 5:53:57 AM |
| Nickle-and-Dime-Loans | $25.00 | 8/3/2011 2:46:39 PM |
| Ready2Loan | $25.00 | 8/4/2011 4:36:29 AM |
| community-bee | $25.00 | 8/4/2011 7:37:43 PM |
| peb44 | $25.00 | 8/4/2011 7:50:15 PM |
| Petite_Rose | $25.00 | 8/5/2011 4:00:30 AM |
| GATrust | $25.00 | 8/4/2011 7:39:56 PM |
| bbrelo | $25.00 | 8/5/2011 9:24:52 AM |
| bootscootin | $25.00 | 8/5/2011 9:42:57 AM |
| breadbroker | $25.00 | 8/5/2011 7:22:10 AM |
| piko00 | $50.00 | 8/5/2011 11:04:13 AM |
| Streamline123 | $25.00 | 8/5/2011 5:11:43 AM |
| jocephus | $25.00 | 8/5/2011 10:42:12 AM |
| DublinCaLender | $25.00 | 8/5/2011 8:40:16 AM |
| frclmym | $25.00 | 8/5/2011 4:53:24 PM |
| sunnyboy_7478 | $50.00 | 8/5/2011 6:31:16 PM |
| stollcm | $25.00 | 8/5/2011 10:41:19 AM |
| officer8 | $25.00 | 8/5/2011 5:52:53 PM |
| ouyangers | $25.00 | 8/5/2011 8:14:29 PM |
| money-banker867 | $25.00 | 8/5/2011 11:57:53 AM |
| SRK_FROM_WA | $50.00 | 8/5/2011 8:25:55 PM |
| Inquisitor06 | $25.00 | 8/5/2011 7:07:04 PM |
| LenderDan | $200.00 | 8/5/2011 7:16:49 PM |
| lagnisiruk | $25.00 | 8/5/2011 7:25:26 PM |
| ideal-platinum1 | $25.00 | 8/5/2011 8:22:00 PM |
| JRhino | $25.00 | 8/5/2011 8:32:07 PM |
| JM-Sarawak | $50.00 | 8/6/2011 6:31:30 AM |
| norcalsv | $25.00 | 8/5/2011 5:53:32 PM |
| beeper2 | $25.00 | 8/5/2011 6:28:54 PM |
| duckadoo | $25.00 | 8/6/2011 1:44:52 AM |
| bmbanzai | $25.00 | 8/5/2011 7:18:10 PM |
| dedication-merman | $25.00 | 8/6/2011 8:51:23 AM |
| arejaybe | $25.00 | 8/6/2011 6:40:57 AM |
| Mindful7 | $25.00 | 8/6/2011 6:54:59 AM |
| dominickf | $25.00 | 8/6/2011 10:55:51 AM |
| velocity-solo | $25.00 | 8/6/2011 7:28:08 AM |
| comet55 | $25.00 | 8/5/2011 9:07:14 PM |
| Ragnar | $25.00 | 8/5/2011 9:54:11 PM |
| fairwealth | $25.00 | 8/6/2011 7:58:28 AM |
| SanJoser | $25.00 | 8/6/2011 12:27:07 AM |
| platinum-exec1 | $25.00 | 8/6/2011 6:13:42 AM |
| suk200 | $25.00 | 8/6/2011 6:14:44 AM |
| asdf9876 | $50.00 | 8/6/2011 6:32:50 AM |
| paddatjie | $25.00 | 8/6/2011 6:33:54 AM |
| financial-frenzy | $50.00 | 8/6/2011 10:20:43 AM |
| mathaiusa | $100.00 | 8/6/2011 10:33:57 AM |
| UT-Longhorn | $25.00 | 8/6/2011 10:39:53 AM |
| jubilant-trade6 | $25.00 | 7/25/2011 9:11:48 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:25 PM |
| TennSquire | $25.00 | 7/25/2011 11:32:28 PM |
| compoundinterest | $50.00 | 7/26/2011 3:22:39 PM |
| hostbank | $250.00 | 7/26/2011 9:03:51 PM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:57:24 AM |
| radforj22 | $25.00 | 7/27/2011 12:59:26 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:47 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:20 PM |
| damanq | $25.00 | 7/28/2011 6:15:42 PM |
| jengachamp | $25.00 | 7/29/2011 12:47:51 PM |
| note-tent | $50.00 | 7/29/2011 4:04:04 PM |
| gold-sushi | $50.00 | 7/29/2011 8:32:20 PM |
| skuba | $50.00 | 7/30/2011 2:28:18 AM |
| generous-deal6 | $50.00 | 7/30/2011 2:29:59 AM |
| loot-heart | $25.00 | 7/30/2011 12:15:41 PM |
| BradP | $25.00 | 7/30/2011 8:32:49 AM |
| KeepOnRunning | $50.00 | 7/30/2011 2:41:54 PM |
| DSFinancial | $50.00 | 7/30/2011 4:56:43 PM |
| F16Pilot | $25.00 | 7/31/2011 8:59:48 AM |
| WLenders | $32.00 | 7/31/2011 10:59:23 AM |
| Anny-Disco | $50.00 | 8/1/2011 9:08:22 AM |
| Gamblor | $50.00 | 8/1/2011 10:18:20 AM |
| melodious-fairness | $37.00 | 8/1/2011 12:04:36 PM |
| Lam0nt | $25.00 | 8/2/2011 5:08:55 AM |
| mathomas3 | $50.00 | 8/2/2011 11:32:25 AM |
| dayahn | $50.00 | 8/2/2011 7:28:49 PM |
| cablenews | $75.00 | 8/2/2011 7:34:32 PM |
| GCInvestments | $25.00 | 8/2/2011 9:57:04 AM |
| revmax | $25.00 | 8/3/2011 9:09:07 AM |
| Wellman | $100.00 | 8/3/2011 10:14:19 AM |
| Investoman | $100.00 | 8/3/2011 8:07:27 AM |
| jim95762 | $100.00 | 8/3/2011 4:19:05 PM |
| JohnGalt94 | $25.00 | 8/3/2011 10:27:24 PM |
| enthusiastic-revenue6 | $25.00 | 8/3/2011 6:19:38 PM |
| Rdodson11 | $25.00 | 8/4/2011 6:07:04 AM |
| wise-spiritual-commitment | $50.00 | 8/4/2011 11:01:40 AM |
| medman | $25.00 | 8/4/2011 7:35:01 AM |
| prohelper | $50.00 | 8/4/2011 12:14:41 PM |
| finance-magma7 | $25.00 | 8/4/2011 10:02:42 AM |
| professional-note6 | $25.00 | 8/4/2011 2:29:44 PM |
| larry2003 | $25.00 | 8/4/2011 7:19:59 PM |
| coin-enclave | $25.00 | 8/4/2011 6:50:52 PM |
| JazzFranchise | $25.00 | 8/4/2011 2:40:29 PM |
| prudent-marketplace7 | $50.00 | 8/4/2011 8:11:16 PM |
| TQLender | $25.00 | 8/4/2011 9:31:52 PM |
| shiregroup | $25.00 | 8/5/2011 12:01:45 AM |
| hardwareman | $50.00 | 8/5/2011 4:15:01 AM |
| Kmac_Lending | $25.00 | 8/5/2011 7:52:04 AM |
| trapper569 | $25.00 | 8/5/2011 4:37:48 AM |
| worth-arch | $25.00 | 8/5/2011 4:59:51 AM |
| lendme2 | $50.00 | 8/5/2011 7:08:13 AM |
| visionary-fund | $25.00 | 8/5/2011 9:52:10 AM |
| MarinLoans | $25.00 | 8/5/2011 11:46:55 AM |
| teejay411 | $100.00 | 8/5/2011 12:13:15 PM |
| herbyman | $100.00 | 8/5/2011 12:48:10 PM |
| CasaDeTomas | $50.00 | 8/5/2011 6:42:16 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:23 AM |
| moola-man | $25.00 | 8/5/2011 8:12:06 AM |
| caesark | $25.00 | 8/5/2011 9:41:46 AM |
| LeReve | $50.00 | 8/5/2011 10:08:44 AM |
| IIP77 | $25.00 | 8/5/2011 3:25:49 PM |
| Tai | $50.00 | 8/5/2011 11:19:38 AM |
| TrixieD | $25.00 | 8/5/2011 7:33:29 PM |
| capital-arboretum | $300.00 | 8/5/2011 11:49:33 AM |
| Panlion | $50.00 | 8/5/2011 7:50:40 PM |
| ZeLonewolf | $25.00 | 8/5/2011 5:59:01 PM |
| wealth-competitor | $25.00 | 8/5/2011 6:03:46 PM |
| deborahz | $25.00 | 8/5/2011 6:05:02 PM |
| slartibardfast | $25.00 | 8/5/2011 12:34:46 PM |
| glimmering-point | $25.00 | 8/5/2011 6:12:49 PM |
| clean-finance1 | $25.00 | 8/5/2011 9:36:11 PM |
| shiny-leverage0 | $25.00 | 8/5/2011 10:28:52 PM |
| bighurt401 | $25.00 | 8/5/2011 8:05:44 PM |
| lowrate | $25.00 | 8/5/2011 4:12:30 PM |
| studious-bonus7 | $100.00 | 8/5/2011 5:55:36 PM |
| the-upbeat-p2p | $25.00 | 8/6/2011 6:48:39 AM |
| hopethisworks | $50.00 | 8/5/2011 9:19:05 PM |
| FortuneFund | $50.00 | 8/6/2011 7:06:10 AM |
| hammah | $25.00 | 8/5/2011 6:17:42 PM |
| kindness-festivity | $50.00 | 8/5/2011 6:57:12 PM |
| Freedomforme16 | $25.00 | 8/5/2011 7:16:47 PM |
| MicroLender357 | $25.00 | 8/6/2011 5:18:26 AM |
| EtaDuck | $25.00 | 8/6/2011 5:51:59 AM |
| DaMoneyTree | $25.00 | 8/6/2011 6:54:16 AM |
| ChrisProsper | $2,732.00 | 8/6/2011 11:15:44 AM |
| wwwUniversal | $25.00 | 8/6/2011 11:51:24 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:16:19 AM |
| IamSparticus | $25.00 | 8/6/2011 4:48:52 AM |
| WindyKid | $25.00 | 8/6/2011 5:33:56 AM |
| ThisGuyIKnow | $25.00 | 8/6/2011 11:01:54 AM |
| DrStaff | $50.00 | 8/6/2011 11:25:25 AM |
| helpinghand63 | $25.00 | 8/6/2011 8:04:13 AM |
| steamboatgal | $50.00 | 8/6/2011 8:38:18 AM |
| Soothsayer | $39.00 | 8/6/2011 8:49:12 AM |
| gslinv | $25.00 | 8/6/2011 9:09:46 AM |
| junecleaver | $25.00 | 8/6/2011 11:44:57 AM |
| Steveoo1 | $25.00 | 8/6/2011 11:53:08 AM |
| 194 Investments
|
Borrower Payment Dependent Notes Series
517681
This series of Notes was issued and sold upon the funding of the borrower loan #52201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $89,710 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| elevated-worth7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
homa
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/3/2011 9:02:53 AM |
| Dubbs360 | $50.00 | 8/4/2011 5:28:29 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:07 PM |
| worth-blanket2 | $3,700.00 | 8/6/2011 8:57:46 PM |
| jubilant-agreement0 | $25.00 | 8/7/2011 7:58:43 AM |
| wonder3 | $35.00 | 8/7/2011 12:05:44 PM |
| buffalobills | $25.00 | 8/8/2011 8:24:27 AM |
| wwwUniversal | $25.00 | 8/9/2011 8:42:36 AM |
| Bob450 | $25.00 | 8/9/2011 7:51:37 AM |
| neutrino6 | $25.00 | 8/9/2011 7:41:35 AM |
| partyplan | $60.00 | 8/10/2011 9:03:51 AM |
| claimtruth | $25.00 | 8/10/2011 1:53:32 PM |
| AVS | $25.00 | 8/10/2011 1:00:39 PM |
| ranch5 | $25.00 | 8/10/2011 3:21:27 PM |
| enchanted-diversification496 | $25.00 | 8/11/2011 8:39:37 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:10 AM |
| himistu22 | $25.00 | 8/11/2011 3:16:11 AM |
| pearl13 | $3.10 | 8/11/2011 10:08:26 AM |
| profit-powerplant | $25.00 | 8/3/2011 11:36:37 AM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:28 AM |
| orange-leverage-phoenix | $50.00 | 8/3/2011 1:12:09 PM |
| stepatatime-together | $100.00 | 8/4/2011 10:14:48 PM |
| social-hunter5 | $50.00 | 8/5/2011 10:50:11 AM |
| economy-huckleberry0 | $25.00 | 8/5/2011 1:02:54 PM |
| bazaar-festivity | $50.00 | 8/6/2011 10:22:14 AM |
| Whipster | $70.00 | 8/7/2011 5:45:54 AM |
| reflective-rupee | $100.00 | 8/7/2011 6:32:07 AM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:28 PM |
| bold-direct-asset | $35.00 | 8/6/2011 10:48:01 PM |
| diligent-peace9 | $75.00 | 8/7/2011 8:37:04 AM |
| SDKiwi | $25.00 | 8/7/2011 9:40:39 PM |
| irrelevant | $25.00 | 8/7/2011 7:05:13 PM |
| mlj0671 | $25.00 | 8/7/2011 6:08:15 PM |
| charming-exchange7 | $25.00 | 8/8/2011 7:42:39 AM |
| Iwillhuntyoudown | $25.00 | 8/8/2011 11:38:26 PM |
| mpatrick | $50.00 | 8/9/2011 8:31:30 AM |
| leverage-monger | $25.00 | 8/9/2011 9:05:44 AM |
| fantastic-bazaar2 | $50.00 | 8/9/2011 7:20:23 PM |
| rlsurb | $25.00 | 8/10/2011 11:39:34 AM |
| kendigme | $25.00 | 8/10/2011 2:34:55 AM |
| bankbuddy55 | $68.00 | 8/10/2011 6:17:12 PM |
| ttnk62918 | $25.00 | 8/10/2011 9:38:37 AM |
| finance-prescription | $100.00 | 8/10/2011 5:18:51 PM |
| economy-coup | $50.00 | 8/11/2011 12:20:24 AM |
| pearl13 | $100.00 | 8/11/2011 6:00:54 AM |
| guild261 | $100.00 | 8/10/2011 8:09:06 PM |
| fishking | $47.33 | 8/10/2011 3:43:29 PM |
| Maximum_Investment | $31.57 | 8/10/2011 5:16:24 PM |
| credit-missile | $100.00 | 8/11/2011 7:16:16 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
517873
This series of Notes was issued and sold upon the funding of the borrower loan #52150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,075 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 55 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| power-chosen-one6 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MBA Graduate Relocating to Chicago
? Need: Cover relocation expenses, including security deposits and moving fees, from Ann Arbor, Michigan to Chicago, IL. I want to be settled in Chicago before my new profession in consulting really ramps up.
?Repayment: As part of my compensation package, I will be receiving a hefty signing bonus and will use this to pay off this loan within 6 months.
My monthly expenses:
? Monthly net income: $9,583
? Monthly expenses: ~$3,900
? Housing(includes utilities): $1500
? Auto Insurance: $63
? Phone, cable, internet: $145
? Food, entertainment: $500
? Student Loans: $600
? Clothing, household expenses: $500
? Credit cards and other loans: $500
? Explanation of negative credit information: There is only 1 derogatory entry on my credit report. In 2005, I signed for my best friend?s mortgage, who ultimately defaulted. This has created a ripple effect of negative entries on my credit report. I have always been a reliable and responsible borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thoughtful-exchange8 | $25.00 | 8/4/2011 2:51:55 PM |
| Dubbs360 | $25.00 | 7/25/2011 9:02:21 AM |
| reflective-rupee | $200.09 | 7/25/2011 10:45:51 AM |
| ultimate-peace | $250.00 | 7/25/2011 9:09:53 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:01 PM |
| glimmering-funds2 | $25.00 | 7/28/2011 2:12:55 PM |
| lsx7 | $50.00 | 7/29/2011 9:34:26 AM |
| excellent-wealth6 | $25.00 | 7/29/2011 3:59:57 PM |
| commerce-web5 | $25.00 | 7/30/2011 11:40:49 PM |
| commitment-galaxy | $25.00 | 7/31/2011 8:00:00 AM |
| impeccable-penny | $50.00 | 7/31/2011 1:49:19 PM |
| stock106 | $25.00 | 8/1/2011 6:01:21 AM |
| asiaratt | $50.00 | 8/1/2011 3:54:29 AM |
| duty-monger | $50.00 | 8/1/2011 8:20:56 AM |
| aimm | $25.00 | 8/2/2011 7:33:37 AM |
| mighty-payout1 | $27.57 | 8/3/2011 6:22:45 AM |
| Investoman | $100.00 | 8/3/2011 8:07:32 AM |
| devoider | $75.00 | 8/3/2011 10:47:57 AM |
| yf99yz | $25.00 | 8/3/2011 9:46:55 PM |
| jebber007 | $75.00 | 8/3/2011 4:38:29 PM |
| brightest-friendly-interest | $100.00 | 8/4/2011 7:35:45 AM |
| desertoasis | $25.00 | 8/4/2011 4:46:28 PM |
| Agonbiew | $100.00 | 8/4/2011 9:05:57 PM |
| MrBenz | $50.00 | 8/4/2011 8:55:08 PM |
| farblest | $80.00 | 8/4/2011 8:15:02 PM |
| fairhelper | $25.00 | 8/5/2011 11:12:46 AM |
| IIP77 | $25.00 | 8/5/2011 3:25:55 PM |
| interstellar | $75.00 | 8/5/2011 5:10:41 PM |
| Sibelius2 | $25.00 | 8/5/2011 6:31:04 PM |
| wwwUniversal | $25.00 | 8/5/2011 10:22:32 PM |
| red-power-pecan | $50.00 | 8/5/2011 6:10:34 PM |
| lagnisiruk | $25.00 | 8/5/2011 7:25:35 PM |
| TWGCJ | $30.00 | 8/6/2011 11:33:41 AM |
| wise-balanced-moola | $25.00 | 8/6/2011 12:06:01 PM |
| tshurts | $25.00 | 8/6/2011 12:48:46 PM |
| stepatatime-together | $100.00 | 7/25/2011 10:40:13 AM |
| simplelender80 | $100.00 | 7/26/2011 7:26:49 PM |
| Investor_DP | $100.00 | 7/26/2011 8:47:44 PM |
| diplomatic-wealth7 | $25.00 | 7/27/2011 3:34:15 PM |
| SolarMoonshine | $25.00 | 7/27/2011 5:08:50 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:25 PM |
| thestartuplender | $105.00 | 7/28/2011 3:48:07 AM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:07:02 PM |
| shrewd-peace7 | $25.00 | 7/30/2011 9:41:43 AM |
| Gibbyland | $100.00 | 7/30/2011 10:12:49 AM |
| pearl13 | $100.00 | 7/30/2011 3:58:40 PM |
| handy-justice | $100.00 | 7/30/2011 6:22:59 PM |
| Bob450 | $25.00 | 7/30/2011 7:09:07 PM |
| Jack55304 | $200.00 | 7/30/2011 10:58:53 PM |
| loyalist1 | $100.00 | 7/31/2011 6:49:38 AM |
| kulender | $50.00 | 7/30/2011 5:40:24 PM |
| reflective-rupee | $200.00 | 7/31/2011 2:17:04 PM |
| yeti888 | $50.00 | 8/1/2011 10:39:16 AM |
| glroark | $50.00 | 8/2/2011 7:00:21 AM |
| LendingPimp | $100.00 | 8/2/2011 2:54:49 AM |
| Weaverville | $25.00 | 8/2/2011 10:55:12 AM |
| opt1mum | $25.00 | 8/2/2011 7:41:12 PM |
| trade-boots1 | $50.00 | 8/2/2011 8:59:43 PM |
| treasure-bliss | $25.00 | 8/3/2011 3:48:07 AM |
| benefit-position | $25.00 | 8/3/2011 6:33:13 AM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:18 AM |
| mercuriant | $25.00 | 8/2/2011 9:23:03 PM |
| adamdroker | $25.22 | 8/3/2011 7:33:52 AM |
| num1irish | $100.00 | 8/4/2011 7:36:59 AM |
| bsh297 | $25.00 | 8/4/2011 11:04:58 AM |
| wlm3012 | $30.00 | 8/4/2011 3:33:44 PM |
| best-income-fertilizer | $100.00 | 8/4/2011 7:34:53 AM |
| payment-gusto | $25.00 | 8/4/2011 7:10:55 PM |
| MichaelProsper | $35.00 | 8/4/2011 3:18:22 PM |
| orange-preeminant-bill | $25.00 | 8/5/2011 6:16:29 AM |
| sonnet771 | $50.00 | 8/5/2011 5:11:55 AM |
| BankofRon | $25.00 | 8/5/2011 9:24:02 AM |
| vishal29 | $25.00 | 8/5/2011 10:31:45 AM |
| irrelevant | $25.00 | 8/5/2011 6:39:25 AM |
| golden-velocity9 | $25.00 | 8/5/2011 3:36:58 PM |
| CaliforniaSun | $25.00 | 8/5/2011 8:36:36 AM |
| hope-eagle6 | $25.00 | 8/5/2011 5:28:43 PM |
| Bocephus1959 | $150.00 | 8/5/2011 9:14:16 PM |
| FITMoneyMagazine | $46.00 | 8/5/2011 11:49:28 PM |
| l2fp | $25.00 | 8/6/2011 1:53:15 AM |
| MAYBROOK | $101.37 | 8/6/2011 5:01:44 AM |
| javelin0 | $25.00 | 8/6/2011 7:49:47 AM |
| velocity-warrior | $25.00 | 8/6/2011 4:12:30 AM |
| blue-euro-entrepreneur | $25.00 | 8/6/2011 11:32:53 AM |
| SDKiwi | $25.00 | 8/6/2011 12:06:30 PM |
| Arpad | $27.00 | 8/6/2011 8:17:15 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:16:28 AM |
| leverage-monger | $17.75 | 8/6/2011 1:29:55 PM |
| larug111 | $100.00 | 8/6/2011 8:44:15 AM |
| handshake5 | $100.00 | 8/6/2011 1:26:38 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
518257
This series of Notes was issued and sold upon the funding of the borrower loan #52085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,935.56 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $181.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1975 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $100,552 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| direct-hope3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
700-719
(May-2010)
700-719
(Mar-2010)
|
|
Principal balance:
| $6,999.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Credit Cards Go Away
Purpose of loan:
This loan will be used to pay off credit card balances with high interest rates for not only myself but my sister who has lost her job and moved in with me. Control of the situation is first and foremost and I need your help to succeed.
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time but now can only pay minimum amounts. At this rate I will not be around to pay off the balances - I need your help now!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/5/2011 7:49:06 PM |
| compoundinterest | $50.00 | 7/27/2011 9:02:09 AM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:46 PM |
| economy-huckleberry0 | $25.00 | 7/28/2011 7:36:25 AM |
| organized-payment6 | $50.00 | 7/28/2011 1:16:46 PM |
| Dubbs360 | $100.00 | 7/28/2011 7:16:49 PM |
| RoyFauntleroy | $50.00 | 7/28/2011 8:53:11 PM |
| power-mad-scientist | $30.00 | 7/29/2011 8:08:28 AM |
| Dazz2061 | $100.00 | 7/29/2011 11:07:45 AM |
| virtuous-repayment | $25.00 | 7/29/2011 2:55:37 PM |
| britgsb | $200.00 | 7/29/2011 10:42:01 PM |
| Steveoo1 | $25.00 | 7/30/2011 8:03:55 AM |
| first-favorite-bonus9 | $25.00 | 7/30/2011 5:58:06 AM |
| kenji4861 | $25.00 | 7/29/2011 11:58:05 PM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:32:40 AM |
| Curly-Girly | $25.00 | 7/30/2011 12:51:27 PM |
| jubilant-trade6 | $25.00 | 7/30/2011 11:07:55 PM |
| AFairDeal | $25.00 | 7/31/2011 1:09:32 PM |
| impeccable-penny | $100.00 | 7/31/2011 1:48:54 PM |
| Emgolda | $25.00 | 8/2/2011 5:02:20 AM |
| trade-elm | $30.00 | 8/2/2011 6:41:07 AM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:30 AM |
| transparency-giant | $50.00 | 8/3/2011 2:47:00 AM |
| Warwick | $50.00 | 8/3/2011 10:38:32 PM |
| radforj22 | $25.00 | 8/4/2011 3:33:31 PM |
| minista | $25.00 | 8/4/2011 11:38:51 AM |
| hardwareman | $50.00 | 8/5/2011 4:15:13 AM |
| capital-arboretum | $300.00 | 8/5/2011 11:49:37 AM |
| kindness-festivity | $50.00 | 8/5/2011 6:57:31 PM |
| moola-cell3 | $50.00 | 8/7/2011 7:41:23 AM |
| jbaum | $50.00 | 8/6/2011 11:16:30 PM |
| credit-maple5 | $100.00 | 8/6/2011 3:14:09 PM |
| foldingbenny2 | $60.00 | 8/7/2011 10:23:53 AM |
| first-serene-credit | $25.00 | 8/6/2011 10:28:56 PM |
| brightest-dynamic-peace | $25.00 | 8/7/2011 11:11:43 PM |
| loiosh | $25.00 | 8/8/2011 9:09:38 AM |
| oplender | $25.00 | 8/7/2011 9:52:30 PM |
| wise-rupee-sanctuary | $50.00 | 8/8/2011 8:31:48 AM |
| Peterman | $25.00 | 8/7/2011 7:41:54 PM |
| money-bauble | $200.00 | 8/8/2011 6:03:37 AM |
| Midwestvalues | $50.00 | 8/8/2011 8:12:46 PM |
| a-balance-surgeon | $25.00 | 8/8/2011 10:51:12 PM |
| YellowJacket | $25.00 | 8/9/2011 7:55:32 AM |
| cutter21 | $25.00 | 8/8/2011 6:39:03 PM |
| RedantFinance | $27.00 | 8/8/2011 7:20:37 PM |
| Ivan2007 | $25.00 | 8/9/2011 1:41:19 AM |
| Tyre | $50.00 | 8/8/2011 2:16:50 PM |
| HAVEANICEDAY | $25.00 | 8/9/2011 4:49:51 AM |
| grf1945 | $25.00 | 8/9/2011 10:52:02 AM |
| friendly-gold | $25.00 | 8/8/2011 5:21:41 PM |
| silverloan | $25.00 | 8/9/2011 7:11:48 AM |
| LordKinbote | $25.00 | 8/9/2011 11:03:08 AM |
| nri22 | $25.00 | 8/9/2011 7:57:21 AM |
| gentle-gain235 | $50.00 | 8/9/2011 8:05:30 AM |
| SmokeyMirror | $25.00 | 8/9/2011 8:24:38 AM |
| greenback-visionary4 | $25.00 | 8/9/2011 8:32:03 AM |
| saga9 | $25.00 | 8/9/2011 8:53:02 AM |
| MasterKey | $25.00 | 8/9/2011 1:25:46 PM |
| wildsf | $25.00 | 8/9/2011 1:58:40 PM |
| littlemonkey | $25.00 | 8/9/2011 2:45:48 PM |
| junecleaver | $25.00 | 8/9/2011 9:48:34 AM |
| taz007 | $25.00 | 8/9/2011 5:54:39 PM |
| damage | $25.00 | 8/9/2011 6:01:26 PM |
| Use_It_Wisely | $30.00 | 8/9/2011 7:56:42 AM |
| Weaverville | $100.00 | 8/9/2011 8:44:44 AM |
| durability-excellence | $25.00 | 8/9/2011 2:05:24 PM |
| Pasagam | $50.00 | 8/9/2011 8:14:30 PM |
| ugadawgs7769 | $25.00 | 8/9/2011 8:38:04 PM |
| pimienta | $25.00 | 8/9/2011 4:16:25 PM |
| grabtakeout | $25.00 | 8/9/2011 11:15:55 AM |
| bombay56 | $50.00 | 8/9/2011 5:10:51 PM |
| fareast_man | $25.00 | 8/9/2011 6:13:04 PM |
| uncleharold | $25.00 | 8/9/2011 1:40:10 PM |
| runner262 | $25.00 | 8/9/2011 11:51:43 PM |
| investinFla | $55.48 | 8/10/2011 1:12:20 AM |
| industrious-funds6 | $34.00 | 8/9/2011 6:43:33 PM |
| galtsgulch | $25.00 | 8/9/2011 6:48:27 PM |
| red-favorable-basis | $25.00 | 8/9/2011 3:14:02 PM |
| bonus-poplar2 | $50.00 | 8/9/2011 5:23:34 PM |
| Manvel | $25.00 | 8/10/2011 7:40:37 AM |
| riveting-wealth2 | $50.00 | 8/9/2011 6:11:29 PM |
| kindness-bassoon | $25.00 | 8/9/2011 9:12:21 PM |
| All_Wins | $50.00 | 8/9/2011 9:37:03 PM |
| LendingLotus | $25.00 | 8/9/2011 10:08:44 PM |
| Panlion | $50.00 | 8/9/2011 6:47:16 PM |
| klinebarger | $25.00 | 8/9/2011 6:48:20 PM |
| jcw3rd | $25.00 | 8/9/2011 7:33:46 PM |
| invincible-dough | $25.00 | 8/10/2011 3:37:41 AM |
| first-euro-rapture | $25.00 | 8/10/2011 4:59:17 AM |
| BoughtTheFarm | $25.00 | 8/9/2011 8:35:19 PM |
| velocity-solo | $30.00 | 8/10/2011 5:43:05 AM |
| sgt-schultz | $25.00 | 8/10/2011 5:52:02 AM |
| listing-vista | $68.00 | 8/10/2011 5:52:57 AM |
| DadWarbucks | $25.00 | 8/10/2011 6:58:14 AM |
| awwaww | $25.00 | 8/9/2011 9:29:51 PM |
| AM2171 | $25.00 | 8/10/2011 8:40:40 AM |
| venture30 | $50.00 | 8/10/2011 8:52:13 AM |
| mad4wknds | $25.00 | 8/10/2011 8:53:56 AM |
| leodaguy | $100.00 | 7/27/2011 10:49:02 AM |
| 77dowplace | $25.00 | 7/27/2011 5:26:21 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:28 PM |
| Feyenoord | $25.00 | 7/27/2011 9:21:48 PM |
| indomitable-coin | $25.00 | 7/28/2011 4:36:05 AM |
| uberrific | $50.00 | 7/29/2011 1:54:04 AM |
| active-principal7 | $75.00 | 7/29/2011 9:11:48 AM |
| setUup | $33.20 | 7/29/2011 4:21:48 PM |
| sgt-schultz | $25.00 | 7/30/2011 3:59:03 AM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:12 AM |
| income-buffalo1 | $100.00 | 7/30/2011 1:01:21 PM |
| commerce-web5 | $25.00 | 7/30/2011 11:41:06 PM |
| Kame | $25.00 | 7/30/2011 4:13:23 PM |
| integrity-doctor | $100.00 | 8/1/2011 9:11:32 AM |
| Marathoner | $25.00 | 8/2/2011 6:38:42 AM |
| fragonardlives | $25.00 | 8/2/2011 9:09:26 AM |
| auction-seeker | $25.00 | 8/1/2011 5:49:36 PM |
| brooklyn_tech_68 | $25.00 | 8/2/2011 9:52:03 AM |
| Goodlender42 | $25.00 | 8/2/2011 4:04:09 AM |
| life-is-great | $25.00 | 8/2/2011 8:06:53 AM |
| trade-boots1 | $50.00 | 8/2/2011 8:59:56 PM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:35 AM |
| reflective-cash0 | $50.00 | 8/5/2011 5:18:46 AM |
| astute-benjamins | $25.00 | 8/5/2011 11:12:57 AM |
| MarinLoans | $25.00 | 8/5/2011 11:47:04 AM |
| herbyman | $100.00 | 8/5/2011 12:48:20 PM |
| market-assembler | $25.00 | 8/5/2011 1:40:17 PM |
| BxRealtor | $25.00 | 8/6/2011 7:28:41 AM |
| Aimvest | $25.00 | 8/5/2011 8:23:09 PM |
| availableloan | $25.00 | 8/6/2011 11:23:46 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:16:42 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:04 PM |
| ianakacg | $25.00 | 8/6/2011 10:16:53 PM |
| finance-symphony7 | $50.00 | 8/6/2011 4:08:13 PM |
| GoldenGo4 | $25.00 | 8/6/2011 3:07:16 PM |
| antlr | $50.00 | 8/6/2011 10:17:11 PM |
| green-trade-dolphin | $75.00 | 8/7/2011 3:26:50 PM |
| IIP77 | $25.00 | 8/7/2011 5:04:46 PM |
| mason13a | $50.00 | 8/7/2011 10:55:53 AM |
| hanuman77 | $25.00 | 8/7/2011 11:10:06 AM |
| engaging-transaction5 | $50.00 | 8/8/2011 11:36:13 AM |
| emprestador | $25.00 | 8/8/2011 9:19:36 AM |
| villagers | $50.00 | 8/8/2011 10:21:09 AM |
| social-turtle4 | $25.00 | 8/7/2011 11:23:03 PM |
| new-ore-venture | $50.00 | 8/8/2011 6:00:07 PM |
| djindepth | $25.00 | 8/8/2011 3:54:49 AM |
| GElender | $25.00 | 8/8/2011 6:09:45 AM |
| claimtruth | $25.00 | 8/8/2011 8:47:59 AM |
| peaceful-farmer | $40.00 | 8/9/2011 6:31:36 AM |
| Heatguy | $50.00 | 8/9/2011 6:41:21 AM |
| 77dowplace | $25.00 | 8/8/2011 5:33:03 PM |
| reinforced-reward | $25.00 | 8/9/2011 4:43:20 AM |
| mighty-fairness5 | $50.00 | 8/9/2011 9:43:54 AM |
| Leopoldine | $25.02 | 8/8/2011 5:22:44 PM |
| Victor-E-Lane | $25.00 | 8/9/2011 7:57:51 AM |
| Cbgator | $40.00 | 8/9/2011 8:09:43 AM |
| compassion-paladin042 | $40.00 | 8/9/2011 12:49:31 PM |
| sailorgm | $25.00 | 8/9/2011 8:50:23 AM |
| best-charming-leverage | $50.00 | 8/9/2011 8:55:07 AM |
| wampum-prodigy6 | $25.00 | 8/8/2011 10:36:40 PM |
| jdwillcox | $150.00 | 8/9/2011 2:56:05 PM |
| AceInTheHole | $25.00 | 8/9/2011 10:06:11 AM |
| dpjd | $25.00 | 8/9/2011 4:57:17 PM |
| dadalou | $25.00 | 8/9/2011 7:15:31 AM |
| organic-commerce9 | $25.00 | 8/9/2011 7:37:18 AM |
| GCCPartners | $25.00 | 8/9/2011 6:11:06 PM |
| MrMoney0622 | $25.00 | 8/9/2011 11:46:19 AM |
| lucky6 | $25.00 | 8/9/2011 8:08:45 AM |
| ddog0224 | $50.00 | 8/9/2011 12:43:47 PM |
| Bigg_Lender | $26.60 | 8/9/2011 8:53:47 AM |
| riproaringrapids | $25.00 | 8/9/2011 6:40:35 PM |
| jeffpac | $100.00 | 8/9/2011 7:26:08 PM |
| bjmazur | $25.00 | 8/9/2011 2:52:20 PM |
| goldie414 | $50.00 | 8/9/2011 9:27:12 AM |
| chestnut4 | $25.00 | 8/9/2011 9:32:56 AM |
| morewhatsinstore | $25.00 | 8/9/2011 9:46:56 AM |
| Auburnmist | $25.00 | 8/9/2011 10:02:22 AM |
| Officiency | $75.00 | 8/9/2011 10:19:58 PM |
| sabre79 | $25.00 | 8/9/2011 6:37:08 PM |
| felix-tower | $25.00 | 8/9/2011 2:57:19 PM |
| Astyanax | $75.00 | 8/9/2011 2:59:29 PM |
| loyalty-czar | $36.26 | 8/10/2011 5:49:50 AM |
| Dubbs360 | $100.00 | 8/9/2011 8:09:17 PM |
| peb44 | $25.00 | 8/10/2011 7:31:16 AM |
| soheagle | $25.00 | 8/9/2011 6:08:32 PM |
| best-marketologist | $25.00 | 8/9/2011 10:00:55 PM |
| ideal-platinum1 | $50.00 | 8/9/2011 10:38:31 PM |
| saint555 | $50.00 | 8/9/2011 7:37:30 PM |
| studious-bonus7 | $100.00 | 8/10/2011 5:43:01 AM |
| valiant-liberty4 | $30.00 | 8/10/2011 5:44:25 AM |
| sf-funder | $25.00 | 8/10/2011 7:17:15 AM |
| imhoo | $50.00 | 8/9/2011 11:54:55 PM |
| texrob20 | $25.00 | 8/10/2011 1:57:15 AM |
| PaulW | $25.00 | 8/10/2011 4:37:37 AM |
| pbo922 | $25.00 | 8/10/2011 6:00:54 AM |
| 193 Investments
|
Borrower Payment Dependent Notes Series
518339
This series of Notes was issued and sold upon the funding of the borrower loan #52129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $229.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $5,193 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| TeriA |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 97% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 600-619
(Jan-2008)
600-619
(Nov-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Long Overdue Dental Work
Purpose of loan:
This loan will be used to...pay for much needed dental work.
My financial situation:
I am a good candidate for this loan because...I was fortunate to receive a Prosper loan in the past and did repay in full, without a single late or missed payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sneezie | $100.00 | 8/4/2011 9:45:18 PM |
| compoundinterest | $50.00 | 7/26/2011 9:02:29 AM |
| outofoffice | $75.00 | 7/26/2011 9:31:51 AM |
| helpinghand63 | $25.00 | 7/26/2011 1:12:03 PM |
| janeybooboo | $100.00 | 7/26/2011 9:04:02 AM |
| adamnash | $25.00 | 7/26/2011 1:12:17 PM |
| jdrez | $25.00 | 7/26/2011 3:16:45 PM |
| hostbank | $250.00 | 7/26/2011 9:04:03 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:37 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:15 PM |
| Kame | $25.00 | 7/28/2011 4:07:11 AM |
| organized-payment6 | $50.00 | 7/28/2011 1:16:40 PM |
| Solid-Platinum | $50.00 | 7/28/2011 6:42:19 PM |
| uberrific | $50.00 | 7/29/2011 1:53:56 AM |
| RoyFauntleroy | $50.00 | 7/28/2011 8:53:06 PM |
| virtuous-repayment | $25.00 | 7/29/2011 2:55:32 PM |
| gold-sushi | $50.00 | 7/29/2011 8:32:29 PM |
| brondero | $100.00 | 7/29/2011 10:05:08 PM |
| kenji4861 | $25.00 | 7/29/2011 11:57:58 PM |
| sgt-schultz | $25.00 | 7/30/2011 3:54:52 AM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:06 AM |
| heerzaquestion | $50.00 | 7/30/2011 4:45:13 AM |
| Interloper | $25.00 | 7/30/2011 11:35:15 AM |
| invest-in-ed | $200.00 | 7/30/2011 6:33:37 PM |
| Barrayaran | $25.00 | 7/30/2011 6:34:41 PM |
| jubilant-trade6 | $25.00 | 7/30/2011 11:07:51 PM |
| WLenders | $50.00 | 7/31/2011 11:07:00 AM |
| impeccable-penny | $100.00 | 7/31/2011 1:48:51 PM |
| BARNAPAS | $26.22 | 7/31/2011 5:35:51 PM |
| availableloan | $25.00 | 7/31/2011 8:10:07 PM |
| EngineersAlliance | $50.00 | 8/1/2011 6:50:31 AM |
| MrSolution | $25.00 | 8/1/2011 2:14:02 PM |
| fragonardlives | $25.00 | 8/2/2011 9:09:25 AM |
| dfealk | $150.00 | 8/1/2011 5:17:24 PM |
| DreDub | $25.00 | 8/2/2011 6:43:43 AM |
| Emgolda | $25.00 | 8/2/2011 5:02:17 AM |
| life-is-great | $25.00 | 8/2/2011 8:06:45 AM |
| theloanteacher | $25.00 | 8/2/2011 9:41:41 AM |
| astute-benjamins | $25.00 | 8/2/2011 11:36:04 AM |
| balanced-balance6 | $25.00 | 8/2/2011 1:22:41 PM |
| GoldenGo4 | $50.00 | 8/2/2011 6:40:03 PM |
| radforj22 | $25.00 | 8/3/2011 6:10:24 AM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:24 AM |
| rdav | $26.57 | 8/3/2011 10:08:19 AM |
| upperdeck | $25.00 | 8/4/2011 1:45:26 AM |
| Warwick | $50.00 | 8/3/2011 10:38:30 PM |
| minista | $25.00 | 8/4/2011 11:38:45 AM |
| vault542 | $89.80 | 8/5/2011 6:43:02 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:32 AM |
| Shingu | $50.00 | 8/5/2011 10:28:28 AM |
| marwadi-62 | $100.00 | 8/5/2011 12:44:30 PM |
| mammalian4 | $25.00 | 8/5/2011 4:24:10 PM |
| mad-scientist418 | $25.00 | 8/5/2011 9:27:33 AM |
| YellowJacket | $25.00 | 8/5/2011 9:52:48 AM |
| capital-arboretum | $300.00 | 8/5/2011 11:49:36 AM |
| Aimvest | $25.00 | 8/5/2011 8:23:09 PM |
| harmonious-yield | $25.00 | 8/5/2011 12:42:50 PM |
| kindness-festivity | $50.00 | 8/5/2011 6:57:20 PM |
| GCInvestments | $25.00 | 8/5/2011 7:00:19 PM |
| ToweringDan | $50.00 | 8/6/2011 12:30:32 AM |
| artisan369 | $300.00 | 8/5/2011 10:24:28 PM |
| KADENA462 | $25.00 | 8/6/2011 6:16:17 AM |
| PunzunLtd | $150.00 | 8/6/2011 6:32:46 AM |
| mathaiusa | $150.00 | 8/6/2011 10:41:21 AM |
| CreditBuilder2 | $50.00 | 8/6/2011 12:26:34 AM |
| wilchik | $60.00 | 8/6/2011 6:13:17 AM |
| Atlanta-Buyer | $25.00 | 8/6/2011 7:18:07 AM |
| BxRealtor | $25.00 | 8/6/2011 7:28:40 AM |
| credit-maple5 | $100.00 | 8/6/2011 3:14:08 PM |
| ianakacg | $25.00 | 8/6/2011 10:16:52 PM |
| sail120 | $50.00 | 8/6/2011 3:40:02 PM |
| Lender0010 | $50.00 | 8/7/2011 7:38:01 AM |
| cozy-truth6 | $25.00 | 8/7/2011 3:00:29 PM |
| Peterman | $25.00 | 8/7/2011 7:41:53 PM |
| social-turtle4 | $25.00 | 8/7/2011 11:23:01 PM |
| Gotogo | $50.00 | 8/7/2011 7:49:21 AM |
| emprestador | $25.00 | 8/8/2011 9:19:36 AM |
| djindepth | $25.00 | 8/8/2011 3:54:45 AM |
| money-bauble | $200.00 | 8/8/2011 6:03:35 AM |
| oplender | $25.00 | 8/7/2011 9:52:29 PM |
| villagers | $50.00 | 8/8/2011 10:21:08 AM |
| dollardave | $100.00 | 8/7/2011 11:46:16 PM |
| Erikdbp | $25.00 | 8/8/2011 6:04:11 PM |
| worthy-bid8 | $50.00 | 8/8/2011 6:28:55 AM |
| wampum-prodigy6 | $25.00 | 8/8/2011 10:36:40 PM |
| taylodo | $30.00 | 8/8/2011 10:54:16 PM |
| MattTheGr8 | $25.00 | 8/9/2011 12:03:09 AM |
| Ivan2007 | $25.00 | 8/9/2011 1:41:19 AM |
| reinforced-reward | $25.00 | 8/9/2011 4:43:20 AM |
| mtb_investing | $25.00 | 8/8/2011 5:10:00 PM |
| DasMula | $32.02 | 8/9/2011 6:42:55 AM |
| 77dowplace | $25.00 | 8/8/2011 5:32:49 PM |
| frobin | $25.00 | 8/9/2011 2:08:35 AM |
| Hiro07 | $25.00 | 8/9/2011 5:28:00 AM |
| dg5803 | $25.00 | 8/8/2011 3:54:38 PM |
| power-defender7 | $50.00 | 8/8/2011 6:32:04 PM |
| 78 | $30.00 | 8/9/2011 2:57:28 AM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:29:23 AM |
| Dazz2061 | $50.00 | 7/26/2011 10:12:28 AM |
| lloyd_s | $35.81 | 7/26/2011 1:17:04 PM |
| indomitable-coin | $25.00 | 7/26/2011 1:24:23 PM |
| 77dowplace | $25.00 | 7/26/2011 7:14:25 PM |
| One_Lolo | $25.00 | 7/27/2011 4:05:03 AM |
| Feyenoord | $25.00 | 7/27/2011 9:41:22 PM |
| Tscheddar | $25.00 | 7/28/2011 2:08:25 PM |
| pound-balancer | $100.00 | 7/28/2011 1:09:46 PM |
| UTVolunteer | $250.00 | 7/28/2011 3:12:47 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:27 PM |
| power-mad-scientist | $30.00 | 7/29/2011 8:08:21 AM |
| pnace | $50.00 | 7/29/2011 1:06:46 PM |
| setUup | $27.20 | 7/29/2011 4:16:58 PM |
| ethical-social8 | $100.00 | 7/29/2011 6:03:52 PM |
| britgsb | $50.00 | 7/30/2011 3:41:16 AM |
| income-buffalo1 | $200.00 | 7/29/2011 7:03:32 PM |
| first-favorite-bonus9 | $25.00 | 7/30/2011 5:58:02 AM |
| commerce-yeller | $35.00 | 7/30/2011 6:26:25 AM |
| ChoiceInvestments | $29.82 | 7/30/2011 9:20:58 AM |
| thankful-nickel2 | $25.00 | 7/30/2011 10:18:57 AM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:32:39 AM |
| finance-symphony7 | $59.29 | 7/30/2011 9:20:43 AM |
| kulender | $100.00 | 7/30/2011 5:34:58 PM |
| integrity-starter | $25.00 | 7/30/2011 9:09:56 PM |
| AFairDeal | $25.00 | 7/31/2011 1:09:28 PM |
| commerce-web5 | $25.00 | 7/30/2011 11:40:58 PM |
| Fake_Name | $33.52 | 7/31/2011 9:45:47 PM |
| Boxster968 | $25.00 | 7/31/2011 1:51:40 PM |
| FinanceEngine | $50.00 | 8/1/2011 10:35:19 AM |
| grf1945 | $25.00 | 8/1/2011 5:24:55 AM |
| KramericaIndustries | $25.00 | 8/1/2011 1:44:15 PM |
| circuitfive | $25.00 | 8/1/2011 7:43:31 AM |
| Goodlender42 | $25.00 | 8/2/2011 4:04:01 AM |
| friendly-moola0 | $400.00 | 8/2/2011 9:49:49 AM |
| Marathoner | $25.00 | 8/2/2011 6:38:39 AM |
| GodzillaLending | $25.00 | 8/2/2011 5:47:05 PM |
| moola-monger9 | $50.00 | 8/2/2011 12:59:06 PM |
| trade-boots1 | $50.00 | 8/2/2011 8:59:49 PM |
| leverage-symphony | $75.00 | 8/2/2011 11:25:37 PM |
| transparency-giant | $50.00 | 8/3/2011 2:46:58 AM |
| barflyer | $25.00 | 8/3/2011 11:13:03 AM |
| KDW08 | $25.00 | 8/3/2011 4:48:58 PM |
| BankofPete | $40.00 | 8/3/2011 10:33:33 AM |
| prudent-credit9 | $25.00 | 8/4/2011 3:04:41 AM |
| geniusj | $50.00 | 8/4/2011 8:40:11 PM |
| sqdrew | $50.00 | 8/4/2011 9:30:13 PM |
| Chuck9802 | $25.00 | 8/4/2011 12:37:17 PM |
| Nailman88 | $25.00 | 8/4/2011 3:35:32 PM |
| hardwareman | $50.00 | 8/5/2011 4:15:08 AM |
| reflective-cash0 | $50.00 | 8/5/2011 5:18:45 AM |
| herbyman | $100.00 | 8/5/2011 12:48:18 PM |
| MarinLoans | $25.00 | 8/5/2011 11:47:01 AM |
| market-assembler | $25.00 | 8/5/2011 1:40:14 PM |
| Arpad | $60.00 | 8/5/2011 6:27:56 PM |
| SummitAdvisors | $105.43 | 8/5/2011 6:28:31 PM |
| debt-system880 | $50.00 | 8/5/2011 9:10:51 PM |
| Jtomtom | $25.00 | 8/5/2011 9:54:16 PM |
| LenderDan | $200.00 | 8/5/2011 7:16:57 PM |
| lagnisiruk | $25.00 | 8/5/2011 7:25:40 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:16:35 AM |
| IIP77 | $25.00 | 8/5/2011 3:25:58 PM |
| promise2 | $25.00 | 8/5/2011 7:55:33 PM |
| Spiv_51 | $25.00 | 8/6/2011 5:45:20 AM |
| loan_doctor | $25.00 | 8/5/2011 9:36:55 PM |
| unequaled-ore | $25.00 | 8/5/2011 10:23:30 PM |
| beeper2 | $25.00 | 8/5/2011 6:27:28 PM |
| top-epic-community | $50.00 | 8/6/2011 6:36:34 AM |
| williemc44 | $25.00 | 8/6/2011 1:55:36 PM |
| wwwUniversal | $25.00 | 8/6/2011 11:51:24 AM |
| integrity-flow3 | $50.00 | 8/6/2011 5:46:49 PM |
| jbaum | $50.00 | 8/6/2011 11:16:29 PM |
| zippy-interest | $25.00 | 8/7/2011 7:28:27 AM |
| wise-balanced-moola | $25.00 | 8/6/2011 12:06:03 PM |
| mason13a | $50.00 | 8/7/2011 10:55:50 AM |
| hanuman77 | $25.00 | 8/7/2011 11:10:06 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:03 PM |
| bizzzond | $25.00 | 8/7/2011 9:54:00 AM |
| antlr | $50.00 | 8/6/2011 10:17:09 PM |
| SF2Berlin | $25.14 | 8/7/2011 8:44:32 AM |
| jps888 | $25.00 | 8/7/2011 9:18:15 AM |
| penny-champ5 | $25.00 | 8/7/2011 7:17:26 PM |
| SPB | $25.00 | 8/7/2011 3:21:37 PM |
| Rivervale_Westwood | $25.00 | 8/8/2011 7:41:32 AM |
| owhite2000 | $50.00 | 8/7/2011 10:02:06 PM |
| friendly-gold | $25.00 | 8/8/2011 5:21:40 PM |
| brightest-dynamic-peace | $25.00 | 8/7/2011 11:11:42 PM |
| engaging-transaction5 | $50.00 | 8/8/2011 11:36:12 AM |
| Midwestvalues | $50.00 | 8/8/2011 8:12:46 PM |
| wise-rupee-sanctuary | $50.00 | 8/8/2011 8:31:47 AM |
| Tyre | $50.00 | 8/8/2011 2:16:48 PM |
| HAVEANICEDAY | $25.00 | 8/9/2011 4:49:51 AM |
| loiosh | $25.00 | 8/8/2011 9:09:37 AM |
| Richmp412 | $25.00 | 8/9/2011 6:31:16 AM |
| kunger | $25.00 | 8/8/2011 4:20:57 PM |
| Heatguy | $50.00 | 8/9/2011 6:41:20 AM |
| stollcm | $25.00 | 8/8/2011 6:31:20 PM |
| cutter21 | $25.00 | 8/8/2011 6:39:00 PM |
| DF-Funding | $74.18 | 8/9/2011 12:16:03 AM |
| 1313mark1313 | $25.00 | 8/9/2011 1:09:18 AM |
| Erileb | $25.00 | 8/9/2011 5:45:50 AM |
| 198 Investments
|
Borrower Payment Dependent Notes Series
518399
This series of Notes was issued and sold upon the funding of the borrower loan #52070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $128.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1971 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 10y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,006 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 44 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jtesta76 |
Borrower's state:
| Ohio |
Borrower's group:
| HARD MONEY LOANS |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
560-579
(Oct-2006)
|
|
Principal balance:
| $730.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Consolidating Bills!
Purpose of loan:
This loan will be used to consolidate the remaining credit card and medical bills my family has incurred this year.
My financial situation:
I am a good candidate for this loan because I have a good track record as a prosper borrower. Also my wife and I have worked hard over the past few years eliminate debt and this the last of our debt that needs to be paid.
Monthly net income: $5,000.00
Monthly expenses: $4,000.00
Housing: $1300.00
Insurance: $150.00
Car expenses: $725.00 (includes gas and maintenance)
Utilities: $250.00
Phone, cable, internet: $150.00
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $250.00
Other expenses: $275.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jsnryn | $25.00 | 8/8/2011 9:47:45 AM |
| Feyenoord | $25.00 | 8/8/2011 9:33:38 PM |
| DasMula | $25.00 | 8/8/2011 2:34:06 PM |
| nick5454 | $50.00 | 8/9/2011 7:08:17 AM |
| diligent-peace9 | $200.00 | 8/8/2011 10:55:50 AM |
| BigLinCT | $25.00 | 8/9/2011 9:11:46 AM |
| missing-link | $25.00 | 8/9/2011 7:51:21 AM |
| herbyman | $50.00 | 8/8/2011 7:33:37 PM |
| worth-blanket2 | $3,000.00 | 8/9/2011 12:33:34 PM |
| freest8r | $50.00 | 8/9/2011 5:06:48 AM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:16 AM |
| treasure-bliss | $50.00 | 8/9/2011 9:19:26 AM |
| Investor_DP | $100.00 | 8/8/2011 9:02:50 AM |
| TrueFortune | $50.00 | 8/8/2011 10:03:42 PM |
| RochelleW | $27.00 | 8/8/2011 1:28:59 PM |
| orange-preeminant-bill | $25.00 | 8/9/2011 9:28:46 AM |
| reflective-rupee | $25.00 | 8/8/2011 3:55:01 PM |
| BxRealtor | $25.00 | 8/8/2011 6:11:08 PM |
| Aaron_Oz | $25.00 | 8/9/2011 11:07:50 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
518549
This series of Notes was issued and sold upon the funding of the borrower loan #52191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-02-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $476.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 820-839 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,375 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| peso-motivator |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vegas Funding - 8+yrs Experience
Who am I? I'm an investment professional with 8+ years of experience in the financial industry. Aside from earning income via investments and my current career, my side interest include poker & blackjack. I'm conservative when things aren't going good and aggressive when the streak runs hot. This can often time lead to huge returns. I play with ROI in mind.
What's the loan for? I'm off to Vegas. I visit quarterly from NY.
Why do I need the loan? I don't. This is party testing out this service and offering an opportunity for investors to seek some returns. I put in 3 yrs primarily b/c it didn't give me any other options, but I plan on paying off in lump-sum.
I am a good candidate for this loan because...I have solid financial credentials and I'm not desperate for the loan. My current debt includes one primary credit card used to earn mileage & points and 10 yr school loan which has a rate close to 1%.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| -J | $25.00 | 7/27/2011 9:01:53 AM |
| cebgop | $25.00 | 7/27/2011 9:01:57 AM |
| tapesor | $100.00 | 7/27/2011 9:02:11 AM |
| keyfig | $25.00 | 7/27/2011 9:02:14 AM |
| minista | $50.00 | 7/27/2011 9:02:31 AM |
| velocity-solo | $30.00 | 7/27/2011 9:12:13 AM |
| indomitable-coin | $25.00 | 7/27/2011 9:31:20 AM |
| whistledicksmith | $25.00 | 7/27/2011 9:02:11 AM |
| diversification-surge | $50.00 | 7/27/2011 9:02:14 AM |
| nonukem | $25.00 | 7/27/2011 11:47:53 AM |
| fireboss | $25.00 | 7/27/2011 11:58:28 AM |
| ogmanny | $50.00 | 7/27/2011 9:01:58 AM |
| loyalty-edifice997 | $25.00 | 7/27/2011 12:14:11 PM |
| top-epic-community | $50.00 | 7/27/2011 9:02:10 AM |
| truth-image | $100.00 | 7/27/2011 9:02:12 AM |
| lloyd_s | $25.00 | 7/27/2011 9:11:55 AM |
| valiant-liberty4 | $25.00 | 7/27/2011 9:12:15 AM |
| yzerizef | $50.00 | 7/27/2011 3:54:20 PM |
| britgsb | $50.00 | 7/27/2011 12:52:59 PM |
| dharma1 | $25.00 | 7/27/2011 4:21:56 PM |
| anacent | $50.00 | 7/27/2011 5:12:07 PM |
| LandE2BG | $50.00 | 7/27/2011 5:28:59 PM |
| a-finance-nirvana | $31.00 | 7/27/2011 1:43:45 PM |
| credit-coach118 | $25.00 | 7/27/2011 2:20:28 PM |
| 77dowplace | $25.00 | 7/27/2011 5:24:39 PM |
| FlexFunding | $48.47 | 7/27/2011 5:41:30 PM |
| CaptainBlueberry | $25.00 | 7/27/2011 5:12:07 PM |
| Guiren | $133.31 | 7/27/2011 7:08:06 PM |
| JKEnterprises | $25.00 | 7/27/2011 6:40:27 PM |
| ashik | $25.00 | 7/27/2011 11:17:47 PM |
| jga516 | $25.00 | 7/28/2011 12:51:46 AM |
| memphisf01 | $25.00 | 7/28/2011 6:08:18 AM |
| Loans101 | $25.00 | 7/28/2011 7:31:32 AM |
| Kame | $25.00 | 7/28/2011 4:05:25 AM |
| capital-web7 | $50.00 | 7/28/2011 6:54:46 AM |
| Tasmir | $25.00 | 7/28/2011 7:51:46 AM |
| blot44 | $50.00 | 7/28/2011 4:10:04 AM |
| finance-magma7 | $25.00 | 7/28/2011 8:34:21 AM |
| restless-balance9 | $50.00 | 7/28/2011 10:08:22 AM |
| Jtomtom | $25.00 | 7/28/2011 10:28:03 AM |
| Hoov | $25.00 | 7/28/2011 11:21:58 AM |
| lost-money-so-far-on-these | $25.00 | 7/28/2011 11:22:02 AM |
| top-sensible-yield | $25.00 | 7/28/2011 11:22:05 AM |
| responsibility-tiger3 | $50.00 | 7/28/2011 11:22:09 AM |
| Veridic | $50.00 | 7/28/2011 11:22:14 AM |
| djh47a | $25.00 | 7/28/2011 11:22:31 AM |
| slowpig | $29.51 | 7/28/2011 11:22:36 AM |
| BankofPete | $25.00 | 7/28/2011 8:36:47 AM |
| compoundinterest | $50.00 | 7/28/2011 9:01:49 AM |
| Raetha | $25.00 | 7/28/2011 9:11:48 AM |
| Ellisdee | $37.55 | 7/28/2011 11:21:57 AM |
| Shockem923 | $25.00 | 7/28/2011 11:22:00 AM |
| saysana | $25.00 | 7/28/2011 11:22:06 AM |
| Hogpilot | $50.00 | 7/28/2011 11:22:08 AM |
| principal-duckling | $50.00 | 7/28/2011 11:22:09 AM |
| imyorleadr | $25.00 | 7/28/2011 11:22:13 AM |
| nhm | $50.00 | 7/28/2011 11:22:30 AM |
| felicity-jalapeno | $25.00 | 7/28/2011 11:22:34 AM |
| established-payout | $25.00 | 7/28/2011 1:31:19 PM |
| gracej | $25.00 | 7/28/2011 11:54:02 AM |
| cash-fanatic | $50.00 | 7/28/2011 12:22:51 PM |
| shrewd-deal | $50.00 | 7/28/2011 2:46:02 PM |
| life-is-great | $25.00 | 7/28/2011 11:21:55 AM |
| QuinMccoy | $50.00 | 7/28/2011 11:22:00 AM |
| gain-expert | $50.00 | 7/28/2011 11:22:06 AM |
| HeavyDriver03 | $25.00 | 7/28/2011 11:22:09 AM |
| Stollewood | $25.00 | 7/28/2011 3:31:28 PM |
| balance-voyager | $50.00 | 7/28/2011 11:22:12 AM |
| Mookouw | $25.00 | 7/28/2011 11:22:33 AM |
| pound-balancer | $100.00 | 7/28/2011 1:06:06 PM |
| SeaLoans | $25.00 | 7/28/2011 4:50:39 PM |
| Princehaha | $100.00 | 7/28/2011 5:04:10 PM |
| MechEngineer | $25.00 | 7/28/2011 12:54:31 PM |
| Rivervale_Westwood | $25.00 | 7/28/2011 2:17:57 PM |
| Veets | $250.00 | 7/28/2011 2:47:14 PM |
| Eagledrop | $25.00 | 7/28/2011 5:32:04 PM |
| important-diversification620 | $25.00 | 7/28/2011 3:39:49 PM |
| koinonea | $25.00 | 7/28/2011 6:36:39 PM |
| helpinghand63 | $25.00 | 7/28/2011 6:47:10 PM |
| dingus | $25.00 | 7/28/2011 5:06:44 PM |
| Washington_Loan | $25.00 | 7/28/2011 11:24:06 PM |
| checkuto | $25.00 | 7/28/2011 5:56:20 PM |
| pwkpwk | $25.00 | 7/28/2011 7:39:51 PM |
| miket71 | $31.00 | 7/28/2011 6:08:58 PM |
| uberrific | $50.00 | 7/29/2011 1:54:06 AM |
| Blue_HorseShoe | $25.00 | 7/29/2011 5:08:11 AM |
| fragonardlives | $25.00 | 7/28/2011 9:13:16 PM |
| loan-rider7 | $25.00 | 7/29/2011 6:16:45 AM |
| vigilance-revolutionary | $50.00 | 7/29/2011 9:08:41 AM |
| bouvierchamp | $25.00 | 7/29/2011 12:46:48 AM |
| DeltaComputerGuy | $25.00 | 7/29/2011 2:06:02 AM |
| blackballplayer | $25.00 | 7/29/2011 2:27:45 AM |
| streak269 | $37.00 | 7/29/2011 3:59:05 AM |
| rlecour | $25.00 | 7/29/2011 9:51:26 AM |
| power-mad-scientist | $30.00 | 7/29/2011 8:08:30 AM |
| MilitaryAV8R | $25.00 | 7/29/2011 9:27:09 AM |
| appastk | $25.00 | 7/29/2011 11:37:42 AM |
| irishcocacola | $25.00 | 7/29/2011 10:12:44 AM |
| dunox | $25.00 | 7/29/2011 10:28:45 AM |
| Paxman84 | $57.60 | 7/29/2011 9:03:43 AM |
| celkram | $25.00 | 7/29/2011 12:13:11 PM |
| Perolus | $25.00 | 7/29/2011 12:20:41 PM |
| orange-scrappy-asset | $219.39 | 7/29/2011 9:59:15 AM |
| jayhawk1000 | $50.00 | 7/29/2011 3:46:42 PM |
| visionary-deal623 | $25.00 | 7/29/2011 12:50:47 PM |
| damage | $25.00 | 7/29/2011 10:26:13 AM |
| outwish | $25.00 | 7/29/2011 1:36:09 PM |
| meenan | $25.00 | 7/29/2011 9:40:28 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:15 AM |
| income-buffalo1 | $100.00 | 7/29/2011 6:41:00 PM |
| pixeldave | $32.98 | 7/30/2011 1:26:44 AM |
| JohnW12 | $25.00 | 7/30/2011 5:26:10 AM |
| Snowflake6515 | $25.00 | 7/30/2011 5:32:47 AM |
| gold-chorus6 | $25.00 | 7/29/2011 8:47:17 PM |
| PA2LA | $25.00 | 7/29/2011 9:42:33 PM |
| turbobrat | $25.00 | 7/30/2011 7:55:36 AM |
| jonandmeg21 | $37.30 | 7/30/2011 1:21:46 AM |
| the-financier814 | $25.00 | 7/30/2011 1:36:43 AM |
| dartmouth99 | $35.45 | 7/30/2011 12:06:42 PM |
| gold-boomer | $100.00 | 7/30/2011 6:25:47 AM |
| loot-heart | $25.00 | 7/30/2011 12:15:43 PM |
| bobby4u3 | $25.00 | 7/30/2011 7:48:48 AM |
| Rockymtnhi | $50.00 | 7/30/2011 12:42:35 PM |
| Futurero | $25.00 | 7/30/2011 8:39:11 AM |
| stollcm | $25.00 | 7/30/2011 9:47:38 AM |
| unequivocal-power3 | $25.00 | 7/30/2011 4:04:29 PM |
| KeepOnRunning | $50.00 | 7/30/2011 2:41:57 PM |
| Syzygy | $25.00 | 7/30/2011 10:08:37 AM |
| IIP77 | $25.00 | 7/30/2011 5:46:15 PM |
| lifegrowth | $25.00 | 7/30/2011 5:47:18 PM |
| blissful-note7 | $50.00 | 7/31/2011 2:08:28 AM |
| neighborly-hope6 | $100.00 | 7/30/2011 3:50:11 PM |
| shakespeare6 | $25.00 | 7/31/2011 9:42:45 AM |
| ms48105 | $25.00 | 7/31/2011 6:49:41 AM |
| letsbank | $25.00 | 7/31/2011 10:47:13 AM |
| WLenders | $50.00 | 7/31/2011 10:59:23 AM |
| tj1683 | $25.00 | 7/31/2011 9:43:26 AM |
| BankofHank | $100.00 | 7/31/2011 9:54:08 AM |
| Patrician | $100.00 | 7/31/2011 12:07:08 PM |
| 10jwbajore | $75.00 | 7/31/2011 12:41:09 PM |
| rockytop | $31.00 | 7/31/2011 1:42:27 PM |
| elasermd | $25.00 | 7/31/2011 8:19:23 AM |
| fuse290 | $35.00 | 7/31/2011 6:02:48 PM |
| CornerKetch | $32.00 | 7/31/2011 9:41:00 AM |
| income-awakening6 | $25.00 | 7/31/2011 10:08:05 AM |
| Quiddity | $25.00 | 7/31/2011 10:39:21 AM |
| rolex77 | $25.00 | 7/31/2011 8:44:31 PM |
| bndlending2u | $25.00 | 7/31/2011 9:18:17 PM |
| AFairDeal | $25.00 | 7/31/2011 1:09:34 PM |
| dospapalotes | $47.00 | 7/31/2011 1:13:34 PM |
| market-assembler | $50.00 | 7/31/2011 9:51:39 PM |
| blue-intuitive-order | $50.00 | 7/31/2011 4:18:31 PM |
| financialzen | $25.00 | 8/1/2011 7:41:48 AM |
| paddatjie | $25.00 | 8/1/2011 9:16:19 AM |
| bid-plato6 | $25.00 | 8/1/2011 6:35:30 AM |
| brewman | $45.00 | 8/1/2011 7:07:24 AM |
| john0720 | $50.00 | 8/1/2011 7:15:07 AM |
| latestone | $25.00 | 8/1/2011 7:41:04 AM |
| a-truth-upholder | $25.00 | 8/1/2011 10:25:18 AM |
| airon7 | $25.00 | 7/31/2011 9:32:46 PM |
| jbadawg1017 | $25.00 | 8/1/2011 9:12:50 AM |
| mike99 | $25.00 | 8/1/2011 12:00:40 AM |
| a-commitment-brilliance | $25.00 | 8/1/2011 9:28:49 AM |
| MSTCOURTJESTER | $50.00 | 8/1/2011 1:57:06 PM |
| WeR5A | $25.00 | 8/1/2011 4:38:10 PM |
| bigphish | $50.00 | 8/1/2011 9:16:39 AM |
| golden-platinum7 | $25.00 | 8/1/2011 9:26:58 AM |
| nwcre8ive | $25.00 | 8/1/2011 11:13:31 PM |
| 1jubilee | $25.00 | 8/2/2011 3:27:02 AM |
| SafeSaxa | $30.00 | 8/1/2011 10:56:39 AM |
| burgeoning-silver | $25.00 | 8/1/2011 10:59:37 AM |
| jtrump22 | $25.00 | 8/2/2011 4:52:33 AM |
| intelligent-greenback7 | $150.00 | 8/1/2011 12:06:59 PM |
| TheReaderRabbit | $25.00 | 8/1/2011 1:06:07 PM |
| midde551 | $25.00 | 8/1/2011 8:31:33 PM |
| Marathoner | $25.00 | 8/2/2011 6:38:44 AM |
| rudyindc | $25.00 | 8/2/2011 6:57:23 AM |
| dignified-finance | $25.00 | 8/1/2011 2:44:15 PM |
| Namrok | $25.00 | 8/2/2011 7:59:44 AM |
| matusky | $26.00 | 8/2/2011 4:53:15 AM |
| Mowine4me | $25.00 | 8/1/2011 5:06:44 PM |
| TJgt | $25.00 | 8/2/2011 6:10:40 AM |
| green-glowing-gain | $25.00 | 8/2/2011 9:41:56 AM |
| best-generosity-financier | $25.00 | 8/1/2011 6:13:59 PM |
| ramsbladder | $25.00 | 8/1/2011 11:35:39 PM |
| best-deal-banker | $50.00 | 8/2/2011 8:07:17 AM |
| value-wind0 | $25.00 | 8/2/2011 1:50:13 PM |
| wampum-chorus3 | $25.00 | 8/2/2011 7:13:27 AM |
| KSPHoldings | $30.00 | 8/2/2011 7:24:23 AM |
| restech | $25.00 | 8/2/2011 3:30:51 PM |
| Digs | $25.00 | 8/2/2011 11:23:31 AM |
| cgkid | $50.00 | 8/2/2011 3:11:38 PM |
| FoosMaster | $25.00 | 8/2/2011 3:57:30 PM |
| g314 | $25.00 | 8/2/2011 5:46:09 PM |
| Weaverville | $100.00 | 7/27/2011 9:02:13 AM |
| indomitable-coin | $25.00 | 7/27/2011 9:02:15 AM |
| jubilant-trade6 | $50.00 | 7/27/2011 9:11:49 AM |
| engaging-yield4 | $50.00 | 7/27/2011 9:12:11 AM |
| wise-silver-wonder | $25.00 | 7/27/2011 9:12:14 AM |
| serene-truth2 | $50.00 | 7/27/2011 9:01:51 AM |
| meux99 | $25.00 | 7/27/2011 9:01:57 AM |
| first-favorite-bonus9 | $50.00 | 7/27/2011 9:02:12 AM |
| figs4u2 | $100.00 | 7/27/2011 9:01:56 AM |
| StPong | $25.00 | 7/27/2011 9:02:10 AM |
| determined-deal7 | $25.00 | 7/27/2011 9:02:13 AM |
| reflective-rupee | $25.09 | 7/27/2011 10:08:33 AM |
| Supernick | $25.00 | 7/27/2011 9:12:08 AM |
| USMC0311 | $25.00 | 7/27/2011 9:14:01 AM |
| RJN | $30.00 | 7/27/2011 3:16:52 PM |
| benjo | $25.00 | 7/27/2011 9:34:49 AM |
| HamachiMan | $50.00 | 7/27/2011 7:35:46 PM |
| shawndw | $26.00 | 7/27/2011 8:01:45 PM |
| michaelwong | $50.00 | 7/27/2011 5:12:01 PM |
| ideal-penny8 | $25.00 | 7/27/2011 9:01:17 PM |
| djs81 | $25.00 | 7/27/2011 5:42:39 PM |
| Tahoeguy | $25.00 | 7/27/2011 7:03:52 PM |
| GreenSun | $25.00 | 7/27/2011 8:34:01 PM |
| joseapg | $25.00 | 7/27/2011 10:59:16 PM |
| availableloan | $25.00 | 7/27/2011 8:48:34 PM |
| littlemonkey | $25.00 | 7/27/2011 11:35:27 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:49 PM |
| ckatak | $50.00 | 7/27/2011 7:20:14 PM |
| radforj22 | $25.00 | 7/27/2011 8:25:56 PM |
| RodBlizz42 | $31.50 | 7/28/2011 6:07:51 AM |
| Fahrquar | $25.00 | 7/28/2011 12:46:49 AM |
| JebkaClan | $25.00 | 7/28/2011 8:11:37 AM |
| janeybooboo | $100.00 | 7/28/2011 5:48:59 AM |
| calessabay | $25.00 | 7/28/2011 8:24:00 AM |
| ChicoBob | $25.00 | 7/28/2011 9:14:19 AM |
| L-vex | $25.00 | 7/28/2011 11:21:57 AM |
| soulwork | $25.00 | 7/28/2011 11:21:59 AM |
| cpbreton | $25.00 | 7/28/2011 11:22:05 AM |
| mrfrog | $25.00 | 7/28/2011 11:22:07 AM |
| narblark | $50.00 | 7/28/2011 11:22:11 AM |
| BiggestG | $25.00 | 7/28/2011 11:22:33 AM |
| rhodylend | $61.00 | 7/28/2011 12:40:34 PM |
| transparent-peace3 | $25.00 | 7/28/2011 11:16:50 AM |
| jaker | $36.92 | 7/28/2011 11:21:56 AM |
| Duchdad | $25.00 | 7/28/2011 11:21:59 AM |
| good_lender | $50.00 | 7/28/2011 11:22:04 AM |
| NorthwestLoan1 | $50.00 | 7/28/2011 11:22:07 AM |
| syounker | $25.00 | 7/28/2011 11:22:11 AM |
| acropiloterau2002 | $25.00 | 7/28/2011 11:22:18 AM |
| Woodworker57 | $25.00 | 7/28/2011 11:22:31 AM |
| red-unequivocal-finance | $25.00 | 7/28/2011 11:31:30 AM |
| Zipperdu | $50.00 | 7/28/2011 10:00:25 AM |
| flexible-return297 | $25.00 | 7/28/2011 10:02:57 AM |
| donmacprosper | $25.00 | 7/28/2011 10:13:16 AM |
| Railbird | $25.00 | 7/28/2011 12:06:14 PM |
| dsfoundation | $25.00 | 7/28/2011 2:04:40 PM |
| joedeshon | $25.00 | 7/28/2011 11:21:58 AM |
| scholarly-integrity | $25.00 | 7/28/2011 11:22:03 AM |
| crispies | $25.00 | 7/28/2011 11:22:08 AM |
| UT-Longhorn | $25.00 | 7/28/2011 11:22:10 AM |
| credit-magician | $32.98 | 7/28/2011 11:22:17 AM |
| diverse2 | $40.00 | 7/28/2011 11:22:29 AM |
| Sixmil | $100.00 | 7/28/2011 11:22:39 AM |
| income-encore1 | $25.00 | 7/28/2011 1:05:57 PM |
| NJNY | $25.00 | 7/28/2011 11:31:10 AM |
| anyoi | $25.00 | 7/28/2011 11:38:03 AM |
| RankPaid | $25.00 | 7/28/2011 11:50:15 AM |
| Solid-Platinum | $100.00 | 7/28/2011 12:28:45 PM |
| gold-disk | $25.00 | 7/28/2011 12:31:36 PM |
| Solid-Platinum | $100.00 | 7/28/2011 12:38:35 PM |
| unclejaef | $25.00 | 7/28/2011 5:16:59 PM |
| nestegg4e | $25.00 | 7/28/2011 5:34:55 PM |
| damanq | $25.00 | 7/28/2011 6:15:43 PM |
| UTVolunteer | $50.00 | 7/28/2011 3:07:35 PM |
| ndwayno | $25.50 | 7/28/2011 1:29:43 PM |
| Emgolda | $25.00 | 7/28/2011 6:57:51 PM |
| johngaltline | $25.00 | 7/28/2011 4:18:41 PM |
| lenderme | $25.00 | 7/28/2011 3:18:04 PM |
| gerryfixit | $25.00 | 7/28/2011 3:28:00 PM |
| FrayBentos | $25.00 | 7/28/2011 3:52:18 PM |
| Dubbs360 | $100.00 | 7/28/2011 7:16:50 PM |
| MARSTUN | $100.00 | 7/28/2011 11:49:57 PM |
| perlindc | $100.00 | 7/29/2011 1:41:39 AM |
| fwaguy | $25.00 | 7/28/2011 8:30:17 PM |
| TrustPlus | $50.00 | 7/28/2011 10:03:03 PM |
| systematic0 | $25.00 | 7/28/2011 11:53:31 PM |
| ddamenace | $75.00 | 7/28/2011 8:20:17 PM |
| subtle-revenue0 | $25.00 | 7/29/2011 8:07:31 AM |
| scottssm | $50.00 | 7/29/2011 5:39:31 AM |
| setUup | $30.20 | 7/28/2011 10:59:00 PM |
| emphatic-responsibility | $50.00 | 7/28/2011 11:52:06 PM |
| amijo | $25.00 | 7/29/2011 12:51:56 AM |
| a-finance-nirvana | $25.00 | 7/29/2011 6:55:19 AM |
| fcrick | $25.00 | 7/29/2011 9:25:40 AM |
| mnbud | $50.00 | 7/29/2011 8:01:16 AM |
| gsp1885 | $40.00 | 7/29/2011 3:59:21 AM |
| Sandeman | $25.00 | 7/29/2011 4:05:01 AM |
| wwialnlgy | $100.00 | 7/29/2011 10:21:33 AM |
| greenback-seagull2 | $100.00 | 7/29/2011 10:31:11 AM |
| moola-radio4 | $25.00 | 7/29/2011 10:56:38 AM |
| Dazz2061 | $100.00 | 7/29/2011 11:07:47 AM |
| ussugm | $25.00 | 7/29/2011 7:09:04 AM |
| Munnie | $25.00 | 7/29/2011 8:29:44 AM |
| cutter21 | $25.00 | 7/29/2011 12:56:11 PM |
| Archimeech | $25.00 | 7/29/2011 11:21:21 AM |
| MicroLender357 | $25.00 | 7/29/2011 11:54:16 AM |
| davisj1078 | $25.00 | 7/29/2011 3:05:25 PM |
| virtuous-bill1 | $25.00 | 7/29/2011 10:39:59 AM |
| otalon | $25.00 | 7/29/2011 4:39:10 PM |
| Octavian315 | $35.00 | 7/29/2011 12:18:52 PM |
| repaymeplease | $25.00 | 7/29/2011 3:48:00 PM |
| jengachamp | $25.00 | 7/29/2011 12:47:53 PM |
| tenacious-payout | $25.00 | 7/29/2011 7:41:38 PM |
| Ivan2007 | $25.00 | 7/29/2011 8:29:43 PM |
| Dollars4Rent | $50.00 | 7/29/2011 2:49:29 PM |
| gold-sushi | $50.00 | 7/29/2011 8:32:31 PM |
| nerdbomber | $25.00 | 7/29/2011 9:24:41 PM |
| treasure-exchanger2 | $25.00 | 7/29/2011 3:00:17 PM |
| thankful-nickel2 | $25.00 | 7/29/2011 7:18:42 PM |
| SNH | $100.00 | 7/29/2011 10:25:12 PM |
| kenji4861 | $25.00 | 7/29/2011 11:58:09 PM |
| kjsfld | $25.00 | 7/30/2011 1:31:48 AM |
| skuba | $50.00 | 7/30/2011 2:28:31 AM |
| hayhelp | $25.00 | 7/30/2011 1:26:47 AM |
| ManyBlessings | $25.00 | 7/30/2011 2:08:12 AM |
| jpblan11 | $25.00 | 7/30/2011 6:25:42 AM |
| Spiv_51 | $25.00 | 7/30/2011 6:48:09 AM |
| Gibbyland | $100.00 | 7/30/2011 10:06:24 AM |
| logical-reward8 | $25.00 | 7/30/2011 9:29:26 AM |
| banker727 | $25.00 | 7/30/2011 9:41:54 AM |
| unforgettable-order9 | $50.00 | 7/30/2011 9:49:01 AM |
| payout-magician | $25.00 | 7/30/2011 12:08:43 PM |
| first-silver-bridge | $25.00 | 7/30/2011 6:43:28 AM |
| impressive-asset1 | $25.00 | 7/30/2011 2:29:43 PM |
| blue-attentive-bid | $100.00 | 7/30/2011 1:49:57 PM |
| scrappy-bonus2 | $25.00 | 7/30/2011 10:11:43 AM |
| foxy-marketplace2 | $250.00 | 7/30/2011 5:25:52 PM |
| Rob717171 | $25.00 | 7/30/2011 10:23:30 PM |
| BaxterEvil | $25.00 | 7/30/2011 7:22:53 PM |
| exact-gold2 | $25.00 | 7/30/2011 3:03:52 PM |
| sanjl79 | $25.00 | 7/31/2011 8:57:41 AM |
| pieceofbread | $25.00 | 7/31/2011 9:37:48 AM |
| wealthstar | $25.00 | 7/31/2011 8:03:36 AM |
| systemlender | $50.00 | 7/31/2011 11:17:52 AM |
| treasure-exchanger2 | $50.00 | 7/31/2011 1:36:26 PM |
| revenue-trombone5 | $25.00 | 7/31/2011 4:33:22 AM |
| kcole10 | $25.00 | 7/31/2011 5:44:01 AM |
| p40thawk | $25.00 | 7/31/2011 3:31:06 PM |
| Nerdster1 | $25.11 | 7/31/2011 4:33:12 PM |
| jscope | $25.00 | 7/31/2011 9:25:23 AM |
| buukyak | $25.00 | 7/31/2011 9:38:14 AM |
| loyalty-locomotive | $25.00 | 7/31/2011 6:38:27 PM |
| Viamin | $25.00 | 7/31/2011 8:22:07 PM |
| xphile | $25.00 | 7/31/2011 8:57:47 PM |
| Cheburashka | $25.00 | 7/31/2011 1:34:39 PM |
| impeccable-penny | $100.00 | 7/31/2011 1:48:56 PM |
| trade-structure | $35.96 | 8/1/2011 5:09:03 AM |
| productive-principal7 | $25.00 | 7/31/2011 9:10:20 PM |
| Contour | $25.00 | 8/1/2011 4:40:29 AM |
| janeybooboo | $44.16 | 7/31/2011 5:46:34 PM |
| aasx1108 | $25.00 | 8/1/2011 4:55:53 AM |
| bold-restless-dinero | $70.00 | 8/1/2011 9:36:17 AM |
| faldska | $25.00 | 8/1/2011 10:30:53 AM |
| awwaww | $25.00 | 8/1/2011 8:09:17 AM |
| balance-bliss | $500.00 | 7/31/2011 11:38:36 PM |
| MrSolution | $25.00 | 8/1/2011 1:54:42 PM |
| money-banker867 | $25.00 | 8/1/2011 2:51:29 PM |
| fitiwalt | $25.00 | 8/1/2011 12:23:28 PM |
| ICHITECH | $25.00 | 8/1/2011 12:56:01 PM |
| jakesworld | $25.00 | 8/1/2011 2:48:43 PM |
| Ariesian1 | $25.00 | 8/1/2011 2:59:36 PM |
| jn_tiger | $43.79 | 8/1/2011 10:54:15 AM |
| chemistry220 | $25.00 | 8/1/2011 10:57:08 AM |
| worth-sanctuary9 | $25.00 | 8/1/2011 5:55:36 PM |
| ILWTC | $25.00 | 8/1/2011 1:30:20 PM |
| rocker137 | $25.00 | 8/2/2011 8:28:00 AM |
| TommyTucker | $90.51 | 8/1/2011 7:01:09 PM |
| Goodlender42 | $25.00 | 8/2/2011 4:04:13 AM |
| AmericanCredit | $25.00 | 8/2/2011 5:36:25 AM |
| chibear34 | $25.00 | 8/2/2011 10:00:35 AM |
| jfd287 | $25.00 | 8/2/2011 4:57:38 PM |
| IndieLoans | $25.00 | 8/2/2011 5:09:21 PM |
| bconn078 | $25.00 | 8/2/2011 12:37:05 PM |
| fishhauler | $68.31 | 8/2/2011 9:32:30 AM |
| Natronpee | $25.00 | 8/2/2011 5:03:35 PM |
| hope-coup | $56.98 | 8/2/2011 5:56:51 PM |
| amf | $25.00 | 8/2/2011 1:38:39 PM |
| nimble-affluence4 | $25.00 | 8/2/2011 2:16:58 PM |
| debt-legend | $25.00 | 8/2/2011 2:37:17 PM |
| GodzillaLending | $59.43 | 8/2/2011 5:51:38 PM |
| 384 Investments
|
Borrower Payment Dependent Notes Series
518593
This series of Notes was issued and sold upon the funding of the borrower loan #52180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $612.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 20y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,364 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| riveting-durability4 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...consolidate credit card debt
My financial situation:
I am a good candidate for this loan because my income is high and credit rating is good. Would like to quickly pay off credit card debt.
Monthly net income: $7,800
Total Monthly expenses: $
Housing: $2,500
Insurance: $160
Car expenses: $750
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $700
Clothing, household expenses: $500
Credit cards and other loans: $1600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/29/2011 8:58:15 AM |
| Investor_DP | $100.00 | 7/28/2011 5:03:00 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:38 PM |
| reflective-rupee | $400.09 | 7/28/2011 5:39:06 PM |
| stepatatime-together | $100.00 | 7/28/2011 11:39:32 PM |
| mykkai | $25.00 | 7/29/2011 12:57:31 PM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:36:34 AM |
| AlternativeCashFlow | $25.83 | 7/30/2011 12:13:13 PM |
| diplomatic-wealth7 | $25.00 | 7/30/2011 7:18:38 PM |
| pearl13 | $100.00 | 7/30/2011 3:58:59 PM |
| Tkhalaska | $25.00 | 7/31/2011 9:44:37 AM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:17 PM |
| penny-surgeon | $25.00 | 8/1/2011 9:20:47 AM |
| kind-forthright-repayment | $100.00 | 8/2/2011 6:11:56 PM |
| orange-leverage-phoenix | $50.00 | 8/3/2011 1:12:39 PM |
| orange-leverage-phoenix | $50.00 | 8/4/2011 11:03:48 AM |
| worth-blanket2 | $5,000.00 | 8/4/2011 11:25:31 AM |
| vutah | $30.00 | 8/4/2011 6:26:53 AM |
| Agonbiew | $100.00 | 8/4/2011 9:05:58 PM |
| wise-benjamins-fortress | $25.00 | 8/4/2011 9:53:47 PM |
| mercuriant | $25.00 | 8/5/2011 2:52:06 AM |
| erowis | $60.00 | 8/4/2011 9:46:32 PM |
| stock106 | $25.00 | 8/5/2011 12:15:47 PM |
| worth-blanket2 | $2,500.00 | 8/5/2011 2:03:33 PM |
| dollar-sonnet3 | $25.00 | 8/5/2011 4:19:23 PM |
| javelin0 | $25.00 | 8/6/2011 7:49:55 AM |
| Rogelio48 | $30.00 | 8/6/2011 8:12:32 PM |
| gtrplayer | $25.00 | 8/6/2011 9:00:15 AM |
| worth-blanket2 | $4,000.00 | 8/6/2011 9:21:45 PM |
| leverage-monger | $25.00 | 8/6/2011 1:38:55 PM |
| nickel-hickory | $100.00 | 8/7/2011 11:28:30 AM |
| handy-justice | $200.00 | 8/6/2011 6:25:19 PM |
| wlm3012 | $30.00 | 8/6/2011 7:17:53 PM |
| zone6 | $100.00 | 8/7/2011 2:22:52 AM |
| irrelevant | $25.00 | 8/7/2011 10:05:20 AM |
| exchange-upholder0 | $25.00 | 8/7/2011 11:49:42 AM |
| jkeller4000 | $25.00 | 7/29/2011 6:19:37 AM |
| golffish2 | $25.00 | 7/29/2011 4:27:22 AM |
| leverage-monger | $25.00 | 7/29/2011 7:22:31 AM |
| Bank42 | $25.00 | 7/29/2011 6:51:40 PM |
| Gibbyland | $100.00 | 7/30/2011 10:12:54 AM |
| Jack55304 | $200.00 | 7/30/2011 10:59:08 PM |
| sensible-fund | $25.00 | 7/31/2011 11:54:44 AM |
| economy-coup | $50.00 | 7/31/2011 8:46:51 PM |
| exchange-upholder0 | $25.00 | 7/31/2011 10:44:31 PM |
| mlj0671 | $25.00 | 8/2/2011 5:59:27 AM |
| the-silver-blaster | $50.00 | 8/2/2011 4:04:31 AM |
| CatbirdBanking | $25.00 | 8/2/2011 12:43:33 PM |
| GElender | $40.00 | 8/3/2011 6:25:29 AM |
| wkeboarder21 | $50.00 | 8/4/2011 6:51:20 PM |
| yf99yz | $25.00 | 8/4/2011 9:49:57 PM |
| loss-of-control | $100.00 | 8/4/2011 7:11:15 PM |
| shrewd-peace7 | $25.00 | 8/4/2011 11:39:20 PM |
| CA-Lender | $50.00 | 8/5/2011 7:58:46 AM |
| jjswanso | $25.00 | 8/5/2011 10:40:53 AM |
| durability-halibut | $26.00 | 8/5/2011 6:34:17 PM |
| wonderous-power | $25.00 | 8/6/2011 6:48:59 AM |
| Bob450 | $25.00 | 8/6/2011 7:14:51 AM |
| promise2 | $50.00 | 8/6/2011 9:45:15 AM |
| bold-direct-asset | $50.00 | 8/6/2011 10:47:59 PM |
| careful-note1 | $50.00 | 8/7/2011 6:30:27 AM |
| pearl13 | $33.08 | 8/7/2011 1:28:49 PM |
| jubilant-agreement0 | $25.00 | 8/7/2011 7:58:39 AM |
| diligent-peace9 | $75.00 | 8/7/2011 8:30:24 AM |
| imoutdoorsy | $25.00 | 8/7/2011 10:31:07 AM |
| spiff666 | $25.00 | 8/7/2011 11:19:30 AM |
| pearl13 | $100.00 | 8/7/2011 12:08:07 PM |
| 67 Investments
|
Borrower Payment Dependent Notes Series
518609
This series of Notes was issued and sold upon the funding of the borrower loan #52073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $259.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 8y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,016 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Jesus_Saves_2005 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 4 |
On-time:
| 25 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $12,200.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
720-739
(May-2010)
740-759
(Mar-2010)
620-639
(May-2009)
|
|
Principal balance:
| $0.85 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Debt Consolidation and Home Remodel
Purpose of loan:
This loan will be used to consolidate my last debts (all but mortgage) and to remodel our home.
My financial situation:
I am a good candidate for this loan because I have paid my Prosper loans as well as my other loans back always. We are a Christian family and I believe that paying your debts is a testimony to God. I have a full time job as a plant manager of 9 years now and the job security is very good I believe.
I will pay back my debt and you are good investing in my family.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $27.42 | 7/27/2011 9:17:42 AM |
| MarvintheMartian | $45.00 | 7/27/2011 9:39:56 AM |
| cactus158 | $200.00 | 7/27/2011 2:31:46 PM |
| availableloan | $25.00 | 7/27/2011 8:49:59 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:32 PM |
| thankful-nickel2 | $25.00 | 7/28/2011 4:08:05 PM |
| pound-balancer | $100.00 | 7/28/2011 1:09:50 PM |
| setUup | $38.20 | 7/28/2011 10:39:46 PM |
| Dazz2061 | $100.00 | 7/29/2011 11:07:47 AM |
| equitable-capital758 | $250.00 | 7/29/2011 11:39:12 AM |
| Dollars4Rent | $25.00 | 7/29/2011 2:51:08 PM |
| kenji4861 | $25.00 | 7/29/2011 11:58:09 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:15 AM |
| p2p-eagle9 | $25.00 | 7/30/2011 7:27:20 AM |
| sandbreaker | $100.00 | 7/30/2011 8:10:31 AM |
| AFairDeal | $25.00 | 7/31/2011 1:09:34 PM |
| respectful-integrity3 | $30.00 | 7/31/2011 12:36:29 PM |
| SolarMoonshine | $25.00 | 7/31/2011 6:07:17 PM |
| janeybooboo | $100.00 | 7/31/2011 1:10:12 PM |
| MrSolution | $25.00 | 8/1/2011 2:11:17 PM |
| Marathoner | $25.00 | 8/2/2011 6:38:44 AM |
| lucrative-durability | $25.00 | 8/2/2011 9:32:53 AM |
| bunnybear | $27.54 | 8/2/2011 8:51:21 AM |
| trade-boots1 | $50.00 | 8/2/2011 8:59:59 PM |
| zxr | $25.00 | 8/3/2011 7:04:27 AM |
| GElender | $40.00 | 8/3/2011 6:25:27 AM |
| TLW314 | $83.75 | 8/3/2011 12:23:05 PM |
| top-epic-community | $50.00 | 8/3/2011 2:20:09 PM |
| Warwick | $50.00 | 8/3/2011 10:38:34 PM |
| jubilant-trade6 | $25.00 | 8/3/2011 11:16:41 PM |
| Binan | $50.00 | 8/4/2011 8:52:12 PM |
| CaptainBL | $50.00 | 8/4/2011 7:18:17 PM |
| unafraid-return496 | $50.00 | 8/4/2011 3:28:15 PM |
| brittany | $100.00 | 8/5/2011 12:48:27 PM |
| revenue-fighter9 | $25.00 | 8/5/2011 12:49:10 PM |
| compassionate-dime0 | $50.00 | 8/5/2011 1:03:25 PM |
| jescowa | $50.00 | 8/5/2011 2:06:02 PM |
| MarinLoans | $25.00 | 8/5/2011 11:47:06 AM |
| herbyman | $100.00 | 8/5/2011 12:48:22 PM |
| Dan4703 | $25.00 | 8/6/2011 5:42:42 AM |
| TWGCJ | $75.00 | 8/6/2011 11:34:31 AM |
| j2ee | $25.00 | 8/6/2011 8:59:09 AM |
| superb-funds335 | $25.00 | 8/6/2011 5:26:00 PM |
| ti22ring | $25.00 | 8/6/2011 12:35:20 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:06 PM |
| ianakacg | $25.00 | 8/6/2011 10:16:56 PM |
| Interloper | $25.00 | 8/7/2011 9:14:17 AM |
| blue-useful-auction | $25.00 | 8/6/2011 2:20:46 PM |
| finance-symphony7 | $50.00 | 8/6/2011 3:58:33 PM |
| mason13a | $50.00 | 8/7/2011 10:55:54 AM |
| EJO | $25.00 | 8/7/2011 9:35:23 AM |
| emprestador | $25.00 | 8/8/2011 9:22:46 AM |
| The_dude_01 | $26.18 | 8/8/2011 9:41:16 AM |
| villagers | $50.00 | 8/8/2011 10:21:10 AM |
| cash-cymbal | $50.00 | 8/7/2011 5:27:23 PM |
| martymaniaman | $25.00 | 8/8/2011 3:55:41 PM |
| 1313mark1313 | $25.00 | 8/9/2011 1:16:18 AM |
| C_Mark | $50.00 | 8/8/2011 8:07:06 AM |
| BxRealtor | $25.00 | 8/8/2011 6:10:58 PM |
| Cowtownmoney | $25.00 | 8/8/2011 10:30:02 AM |
| important-diversification620 | $25.00 | 8/9/2011 9:46:49 AM |
| mtb_investing | $25.00 | 8/8/2011 5:17:42 PM |
| nick5454 | $50.00 | 8/9/2011 7:08:12 AM |
| techs | $25.00 | 8/9/2011 7:13:23 AM |
| UncleSafety | $100.00 | 8/9/2011 11:44:58 AM |
| saga9 | $25.00 | 8/9/2011 8:53:33 AM |
| Nerdster1 | $25.11 | 8/9/2011 4:20:54 AM |
| grf1945 | $25.00 | 8/9/2011 10:52:06 AM |
| JJ-Loans | $75.00 | 8/9/2011 7:06:30 AM |
| Auditman | $50.00 | 8/9/2011 1:06:35 PM |
| best-charming-leverage | $50.00 | 8/9/2011 8:55:09 AM |
| meabandit | $40.61 | 8/9/2011 1:33:47 PM |
| chestnut4 | $25.00 | 8/9/2011 9:32:58 AM |
| Sneezie | $100.00 | 8/4/2011 9:45:20 PM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:07 PM |
| GoGalt | $50.00 | 7/27/2011 9:30:57 AM |
| Theodon | $25.00 | 7/27/2011 9:58:13 AM |
| investment-artist | $25.01 | 7/27/2011 9:02:04 AM |
| credit-guard5 | $25.00 | 7/27/2011 2:08:06 PM |
| bannybucks | $25.00 | 7/27/2011 12:42:36 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:50 PM |
| 77dowplace | $25.00 | 7/27/2011 5:29:04 PM |
| Feyenoord | $25.00 | 7/27/2011 9:16:53 PM |
| indomitable-coin | $25.00 | 7/28/2011 4:36:07 AM |
| JustMee | $25.00 | 7/28/2011 6:02:23 AM |
| compoundinterest | $50.00 | 7/28/2011 9:01:49 AM |
| Dubbs360 | $100.00 | 7/28/2011 7:16:51 PM |
| Solid-Platinum | $25.75 | 7/28/2011 11:45:48 PM |
| RoyFauntleroy | $50.00 | 7/28/2011 8:53:13 PM |
| uberrific | $50.00 | 7/29/2011 1:54:06 AM |
| penny-finder | $45.40 | 7/29/2011 9:43:23 AM |
| active-principal7 | $75.00 | 7/29/2011 9:11:50 AM |
| virtuous-repayment | $25.00 | 7/29/2011 2:55:39 PM |
| Gibbyland | $100.00 | 7/29/2011 6:36:27 PM |
| Reddy_Capital | $36.00 | 7/29/2011 9:34:50 PM |
| income-buffalo1 | $300.00 | 7/29/2011 7:01:32 PM |
| willwc6 | $50.00 | 7/29/2011 7:03:00 PM |
| Marathon418 | $50.00 | 7/29/2011 9:33:31 PM |
| sgt-schultz | $25.00 | 7/30/2011 4:02:26 AM |
| heerzaquestion | $30.00 | 7/30/2011 4:44:32 AM |
| Bank42 | $50.00 | 7/30/2011 5:25:02 AM |
| commerce-yeller | $35.00 | 7/30/2011 6:25:24 AM |
| heroic-payout9 | $25.00 | 7/30/2011 7:00:45 AM |
| first-favorite-bonus9 | $25.00 | 7/30/2011 5:58:07 AM |
| justice-hawk | $30.00 | 7/30/2011 11:15:39 AM |
| pearl13 | $100.00 | 7/30/2011 3:58:51 PM |
| friendinmoney | $25.00 | 7/30/2011 2:09:48 PM |
| income-awakening6 | $25.00 | 7/31/2011 10:08:23 AM |
| impeccable-penny | $100.00 | 7/31/2011 1:48:57 PM |
| EngineersAlliance | $75.00 | 8/1/2011 6:47:30 AM |
| dime-smasher5 | $25.00 | 7/31/2011 9:10:24 PM |
| treasure-hunter270 | $25.00 | 8/1/2011 12:49:24 PM |
| billyisafob | $100.00 | 8/1/2011 4:31:31 PM |
| tomdooley12520 | $25.00 | 8/1/2011 10:56:42 AM |
| Emgolda | $25.00 | 8/2/2011 5:02:21 AM |
| Goodlender42 | $25.00 | 8/2/2011 4:04:14 AM |
| fragonardlives | $25.00 | 8/2/2011 9:09:26 AM |
| Syzygy | $50.00 | 8/2/2011 1:53:48 PM |
| brooklyn_tech_68 | $25.00 | 8/2/2011 9:50:38 AM |
| transparency-giant | $50.00 | 8/3/2011 2:47:02 AM |
| iq8w7ht | $25.00 | 8/3/2011 4:23:36 PM |
| BankofPete | $35.00 | 8/3/2011 10:44:48 AM |
| Stavros | $25.00 | 8/3/2011 6:32:16 PM |
| BankofBeth | $25.00 | 8/4/2011 9:36:22 AM |
| credit-coach118 | $40.00 | 8/4/2011 9:42:15 AM |
| djropp | $250.00 | 8/5/2011 5:39:41 AM |
| grampy48 | $25.00 | 8/5/2011 8:14:22 AM |
| aganippe | $50.00 | 8/5/2011 9:33:04 AM |
| cgoca | $25.00 | 8/5/2011 7:37:28 AM |
| quarkyuzu | $50.00 | 8/5/2011 10:23:09 AM |
| MilitaryMTP | $100.00 | 8/5/2011 3:24:10 AM |
| sentimental-silver7 | $25.00 | 8/5/2011 9:39:58 AM |
| harmonious-yield | $25.00 | 8/5/2011 12:43:52 PM |
| BobInWisconsin | $125.00 | 8/5/2011 1:06:24 PM |
| crw1950 | $45.13 | 8/5/2011 1:45:24 PM |
| elvisloans | $25.00 | 8/5/2011 1:49:26 PM |
| DanLash | $25.00 | 8/5/2011 10:55:13 AM |
| compassionate-dime0 | $50.00 | 8/5/2011 1:03:03 PM |
| scotty61 | $33.52 | 8/6/2011 3:21:11 AM |
| KADENA462 | $25.00 | 8/6/2011 5:56:39 AM |
| radforj22 | $25.00 | 8/6/2011 7:40:31 AM |
| javelin0 | $25.00 | 8/6/2011 7:49:50 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:16:46 AM |
| friendinmoney | $25.00 | 8/6/2011 9:56:51 AM |
| Azonic21 | $25.00 | 8/5/2011 9:36:02 PM |
| wwwUniversal | $25.00 | 8/6/2011 11:51:26 AM |
| Gordon_Gekko1 | $25.00 | 8/6/2011 1:54:25 PM |
| lostontheedge | $25.00 | 8/6/2011 10:59:50 AM |
| MissionMicroFinance | $25.00 | 8/6/2011 1:17:09 PM |
| jbaum | $50.00 | 8/6/2011 11:16:33 PM |
| credit-maple5 | $100.00 | 8/6/2011 3:14:12 PM |
| hardwareman | $25.00 | 8/7/2011 6:53:47 AM |
| hookUup | $25.76 | 8/7/2011 2:51:41 PM |
| Kattosha | $25.00 | 8/7/2011 7:06:34 AM |
| claimtruth | $25.00 | 8/8/2011 8:55:35 AM |
| penny-champ5 | $25.00 | 8/7/2011 7:19:53 PM |
| Peterman | $25.00 | 8/7/2011 7:41:56 PM |
| fallentimbers | $25.00 | 8/8/2011 4:53:53 AM |
| money-bauble | $200.00 | 8/8/2011 6:03:39 AM |
| Ivan2007 | $25.00 | 8/9/2011 1:41:22 AM |
| leverage-gravitas | $45.00 | 8/9/2011 5:58:56 AM |
| astute-benjamins | $25.00 | 8/8/2011 10:29:24 AM |
| HappyToLoan | $25.00 | 8/8/2011 7:37:33 PM |
| Midwestvalues | $50.00 | 8/8/2011 8:12:51 PM |
| wise-balanced-moola | $25.00 | 8/9/2011 8:45:20 AM |
| marshallmanhattan | $25.00 | 8/9/2011 9:03:17 AM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:31:23 AM |
| payout-reaction740 | $25.00 | 8/8/2011 6:00:29 PM |
| VPRLLC | $25.00 | 8/9/2011 10:56:38 AM |
| UncleSafety | $119.34 | 8/9/2011 11:52:35 AM |
| orbital-transparency | $25.00 | 8/9/2011 10:58:41 AM |
| chavala | $50.00 | 8/9/2011 11:58:11 AM |
| wildsf | $20.28 | 8/9/2011 1:58:42 PM |
| 173 Investments
|
Borrower Payment Dependent Notes Series
518629
This series of Notes was issued and sold upon the funding of the borrower loan #52245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-29-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $414.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,047 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gopackgo04 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 17 ( 94% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 1
( 6% )
| 720-739
(May-2010)
620-639
(Jan-2008)
|
|
Principal balance:
| $5,050.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
3rd Prosper Loan - Goodbye banks!
We appreciate the past confidence of investors and ask you to consider our third Prosper loan. This will be used to consolidate several balances from accounts we've already closed to make managing finances easier and cut the monthly payment. We feel much better paying interest to investors rather than a bank and believe the rate on this loan is very generous considering our income and payment history.
My spouse and I both work full time in secure jobs and our household net income is $8500, my personal net is $6500, and my spouse?s is about $2500 per month. Housing expenses including mortgage payment, interest, taxes, insurance and utilities averages $3000. Transportation and living expenses are $2000 and payments to credit cards and loans will be about $$2500 including the quoted payment for this loan.
We appreciate your consideration and look forward to a mutually beneficial relationship through Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 7/30/2011 4:35:54 AM |
| profit-powerplant | $25.00 | 7/31/2011 10:43:59 PM |
| bullish2bearish | $25.00 | 7/29/2011 9:22:20 AM |
| jga516 | $25.00 | 7/29/2011 9:31:53 AM |
| reflective-rupee | $25.09 | 7/29/2011 10:12:02 AM |
| JustMee | $25.00 | 7/29/2011 12:35:12 PM |
| investment-artist | $25.01 | 7/29/2011 9:01:51 AM |
| Wangchuk | $25.00 | 7/29/2011 9:03:16 AM |
| janeybooboo | $101.00 | 7/29/2011 9:08:31 AM |
| virtuous-repayment | $25.00 | 7/29/2011 2:55:41 PM |
| jengachamp | $25.00 | 7/29/2011 12:47:55 PM |
| note-tent | $50.00 | 7/29/2011 4:04:10 PM |
| magnetic-dedication3 | $25.00 | 7/29/2011 10:13:22 PM |
| Dubbs360 | $200.00 | 7/30/2011 12:10:10 AM |
| BradP | $25.00 | 7/30/2011 8:30:15 AM |
| GCInvestments | $25.00 | 7/30/2011 12:05:40 AM |
| shrewd-peace7 | $25.00 | 7/30/2011 9:41:52 AM |
| kendigme | $50.00 | 7/30/2011 7:49:46 AM |
| the-profit-oracle | $25.00 | 7/30/2011 2:07:02 PM |
| F16Pilot | $25.00 | 7/31/2011 8:16:59 AM |
| Kyileo | $25.00 | 7/31/2011 10:47:04 AM |
| AlfinityBank25 | $25.00 | 7/31/2011 11:40:11 AM |
| AlternativeCashFlow | $25.83 | 7/30/2011 10:09:20 PM |
| market-assembler | $41.00 | 7/31/2011 9:51:42 PM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:21 PM |
| grf1945 | $25.00 | 8/1/2011 5:25:02 AM |
| JW-From-SoCal | $25.00 | 8/1/2011 10:40:43 AM |
| a-finance-nirvana | $25.00 | 8/2/2011 4:45:44 AM |
| DadWarbucks | $25.00 | 8/1/2011 11:11:13 AM |
| BxRealtor | $25.00 | 8/2/2011 6:05:22 AM |
| vigilance-doughnut | $25.00 | 8/1/2011 5:59:18 PM |
| plane450 | $25.00 | 8/2/2011 10:31:35 AM |
| kendigme | $50.00 | 8/2/2011 3:21:40 AM |
| platinum-boss2 | $25.00 | 8/2/2011 12:31:53 PM |
| life-is-great | $25.00 | 8/2/2011 8:06:58 AM |
| cablenews | $75.00 | 8/2/2011 7:34:34 PM |
| dayahn | $50.00 | 8/2/2011 7:28:50 PM |
| helpinghand63 | $25.00 | 8/3/2011 8:02:53 AM |
| orange-preeminant-bill | $25.00 | 8/3/2011 3:37:20 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:16 PM |
| prominence8 | $35.00 | 8/2/2011 10:35:33 PM |
| established-treasure875 | $25.00 | 8/3/2011 8:16:22 AM |
| kain11286 | $50.00 | 8/3/2011 1:21:41 PM |
| vigorous-market5 | $200.00 | 8/3/2011 5:59:18 AM |
| found | $124.73 | 8/3/2011 7:07:32 AM |
| wyogirllender | $25.00 | 8/3/2011 7:56:52 AM |
| djmgd790 | $25.00 | 8/4/2011 7:31:22 AM |
| best-charming-leverage | $50.00 | 8/4/2011 3:23:43 PM |
| thrilling-nickel5 | $25.00 | 8/4/2011 4:56:49 AM |
| Rdodson11 | $25.00 | 8/4/2011 6:07:05 AM |
| DasMula | $27.00 | 8/4/2011 4:44:36 PM |
| five-star-justice | $25.00 | 8/4/2011 4:50:56 PM |
| bradfid | $25.00 | 8/4/2011 12:39:36 PM |
| econgineer | $50.00 | 8/4/2011 7:48:28 PM |
| jptiger | $199.43 | 8/4/2011 8:28:48 PM |
| geniusj | $50.00 | 8/4/2011 8:34:40 PM |
| Binan | $50.00 | 8/4/2011 8:35:21 PM |
| the-yield-surfer | $200.00 | 8/4/2011 9:27:53 PM |
| jamiee73 | $25.00 | 8/4/2011 9:44:08 PM |
| prohelper | $50.00 | 8/4/2011 12:14:43 PM |
| moola-monger9 | $50.00 | 8/4/2011 1:19:51 PM |
| protector734 | $80.00 | 8/4/2011 2:51:20 PM |
| AspiringJunzi | $25.00 | 8/5/2011 1:27:57 AM |
| terrific-peace8 | $25.00 | 8/4/2011 3:24:42 PM |
| credit-coach118 | $40.00 | 8/4/2011 4:20:48 PM |
| keichi03 | $150.00 | 8/5/2011 5:59:43 AM |
| earlybird172961 | $100.00 | 8/5/2011 6:17:57 AM |
| rcm87 | $101.00 | 8/5/2011 7:48:52 AM |
| nimcha | $50.00 | 8/5/2011 7:49:03 AM |
| larry2003 | $25.00 | 8/4/2011 7:20:01 PM |
| papaman | $25.00 | 8/5/2011 4:39:02 AM |
| jcjdingdong | $25.00 | 8/5/2011 8:07:16 AM |
| ksubd | $100.00 | 8/5/2011 8:08:41 AM |
| exciting-loyalty3 | $50.00 | 8/5/2011 5:38:24 AM |
| direct-dinero2 | $25.00 | 8/5/2011 9:49:30 AM |
| generator596 | $25.00 | 8/4/2011 11:18:17 PM |
| justice-circuitry0 | $50.00 | 8/4/2011 11:40:27 PM |
| slartibardfast | $25.00 | 8/5/2011 12:34:49 PM |
| maple1 | $100.00 | 8/5/2011 12:39:38 PM |
| lendme2 | $50.00 | 8/5/2011 7:08:15 AM |
| reward-motion | $45.00 | 8/5/2011 4:57:42 PM |
| schlepper | $25.00 | 8/5/2011 1:19:03 PM |
| twjh | $25.00 | 8/5/2011 1:51:44 PM |
| brightest-luminous-cash9 | $25.00 | 8/5/2011 9:35:22 AM |
| friendly-principal76 | $25.00 | 8/5/2011 2:22:23 PM |
| loot-heart | $25.00 | 8/5/2011 3:11:47 PM |
| sunnyboy_7478 | $50.00 | 8/5/2011 6:31:21 PM |
| natural-greenback6 | $25.00 | 8/5/2011 5:35:41 PM |
| ideal-platinum1 | $25.00 | 8/5/2011 8:22:07 PM |
| wealth-competitor | $25.00 | 8/5/2011 6:03:49 PM |
| kind-efficient-credit | $25.00 | 8/5/2011 6:07:10 PM |
| wwwUniversal | $25.00 | 8/5/2011 10:23:28 PM |
| IIP77 | $25.00 | 8/5/2011 3:26:03 PM |
| lowrate | $25.00 | 8/5/2011 4:12:32 PM |
| kaiger | $25.00 | 8/6/2011 6:42:43 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:16:54 AM |
| lagnisiruk | $25.00 | 8/5/2011 7:25:42 PM |
| steamboatgal | $50.00 | 8/6/2011 8:38:27 AM |
| asdf9876 | $50.00 | 8/6/2011 6:32:52 AM |
| WindyKid | $25.00 | 8/6/2011 5:34:00 AM |
| financial-frenzy | $50.00 | 8/6/2011 10:20:47 AM |
| Bob450 | $29.00 | 8/6/2011 7:17:16 AM |
| order-boomerang | $25.00 | 8/6/2011 7:13:33 PM |
| cash-reaction2 | $25.00 | 8/6/2011 3:39:55 PM |
| coin-bee1 | $25.00 | 8/7/2011 7:34:56 AM |
| payment-halo | $25.00 | 8/6/2011 7:59:29 PM |
| foldingbenny2 | $100.00 | 8/7/2011 10:54:10 AM |
| handshake5 | $100.00 | 8/6/2011 1:26:40 PM |
| flaguynice | $25.00 | 8/7/2011 3:18:42 AM |
| foldingbenny2 | $100.00 | 8/7/2011 10:53:16 AM |
| yield-lion | $25.00 | 8/6/2011 7:22:12 PM |
| ianakacg | $25.00 | 8/6/2011 10:16:59 PM |
| paqattack | $77.73 | 8/7/2011 9:50:45 PM |
| PittsburghMark | $25.00 | 8/7/2011 6:50:08 AM |
| orderandprogress | $58.00 | 8/7/2011 11:15:24 PM |
| HoosierDaddie | $25.00 | 8/7/2011 7:15:18 AM |
| USCGC | $25.00 | 8/7/2011 3:36:46 PM |
| bluehen00 | $26.00 | 8/7/2011 7:47:52 AM |
| ThatDanGuy | $50.00 | 8/8/2011 5:38:33 AM |
| rvfbroker | $25.00 | 8/7/2011 4:56:38 PM |
| irrelevant | $25.00 | 8/8/2011 6:05:18 AM |
| god_is_great | $25.00 | 8/8/2011 8:13:58 AM |
| mason13a | $50.00 | 8/7/2011 10:56:04 AM |
| djindepth | $25.00 | 8/8/2011 3:54:50 AM |
| cozy-truth6 | $25.00 | 8/7/2011 3:00:30 PM |
| unequivocal-power3 | $38.00 | 8/7/2011 3:50:04 PM |
| tremendous-payment | $25.00 | 8/7/2011 4:42:18 PM |
| kinetic-generosity9 | $25.00 | 8/8/2011 2:30:12 PM |
| 2seriousteachers | $25.00 | 8/8/2011 5:28:11 AM |
| money-bauble | $200.00 | 8/8/2011 6:03:42 AM |
| musegaze | $50.00 | 8/8/2011 11:25:17 AM |
| TrueFortune | $50.00 | 8/8/2011 10:03:38 PM |
| ADIDASNO | $25.00 | 8/9/2011 5:38:31 AM |
| return-seeker85 | $25.00 | 8/8/2011 9:28:55 AM |
| rogue_monster | $25.00 | 8/8/2011 11:43:13 AM |
| chestnut4 | $25.00 | 8/9/2011 9:33:02 AM |
| majestic-moola4 | $25.00 | 8/9/2011 9:34:05 AM |
| mighty-fairness5 | $50.00 | 8/9/2011 9:43:55 AM |
| powerlifter275 | $25.00 | 8/9/2011 9:58:52 AM |
| victorcab | $56.61 | 8/9/2011 8:09:25 AM |
| greenback-visionary4 | $25.00 | 8/9/2011 8:32:05 AM |
| FinanceEngine | $45.00 | 8/9/2011 1:56:11 PM |
| sentry256 | $25.00 | 8/9/2011 9:01:04 AM |
| Nickle-and-Dime-Loans | $25.00 | 8/8/2011 10:10:02 PM |
| martymaniaman | $25.00 | 8/9/2011 3:17:44 PM |
| HAVEANICEDAY | $25.00 | 8/9/2011 4:49:52 AM |
| kind-bill-supporter | $25.00 | 8/9/2011 6:06:57 AM |
| greenback-turbine9 | $36.00 | 8/9/2011 7:09:47 AM |
| Rivervale_Westwood | $25.00 | 8/9/2011 7:30:02 AM |
| mikrolown | $26.00 | 8/9/2011 6:10:15 PM |
| MrMoney0622 | $25.00 | 8/9/2011 11:46:20 AM |
| worth-buddy0 | $100.00 | 8/9/2011 6:23:19 PM |
| enchanted-note | $25.00 | 8/9/2011 1:04:05 PM |
| mdf | $50.00 | 8/9/2011 6:25:44 PM |
| Bigg_Lender | $26.60 | 8/9/2011 8:53:47 AM |
| Biancs | $100.00 | 8/9/2011 6:40:11 PM |
| LendToCause | $25.00 | 8/9/2011 6:43:43 PM |
| buyrite334 | $25.00 | 8/9/2011 2:45:10 PM |
| natural-trade7 | $50.00 | 8/9/2011 7:31:46 PM |
| sergeturtle | $100.00 | 8/9/2011 8:18:45 PM |
| willinvest | $25.00 | 8/9/2011 10:56:16 AM |
| VPRLLC | $25.00 | 8/9/2011 11:30:07 AM |
| best-marketologist | $25.00 | 8/9/2011 10:00:57 PM |
| runner262 | $25.00 | 8/9/2011 11:51:52 PM |
| riproaringrapids | $25.00 | 8/9/2011 6:40:38 PM |
| studious-bonus7 | $100.00 | 8/10/2011 5:43:03 AM |
| cropdust3r | $25.00 | 8/10/2011 7:25:06 AM |
| crazyinjun | $52.64 | 8/10/2011 7:28:40 AM |
| principal-duckling | $25.00 | 8/10/2011 7:50:39 AM |
| tech310 | $50.00 | 8/9/2011 9:02:31 PM |
| srsock | $25.00 | 8/10/2011 9:11:16 AM |
| compwhiz | $25.00 | 8/10/2011 9:45:01 AM |
| Bcs-cnc | $25.00 | 8/9/2011 7:38:58 PM |
| credit-orca | $50.00 | 8/10/2011 4:33:28 AM |
| cardminger | $100.00 | 8/9/2011 8:59:26 PM |
| Captain_America | $100.00 | 8/10/2011 6:20:19 AM |
| steven3333 | $25.00 | 8/10/2011 9:15:52 AM |
| Badsland | $50.00 | 8/10/2011 6:03:56 AM |
| Steffy1976 | $25.00 | 8/10/2011 7:02:47 AM |
| sf-funder | $25.00 | 8/10/2011 7:17:18 AM |
| BankLV | $45.00 | 8/10/2011 7:47:30 AM |
| Ratgirl | $30.00 | 8/10/2011 8:06:01 AM |
| intuitive-camaraderi9 | $25.00 | 8/10/2011 10:26:39 AM |
| Investor_DP | $100.00 | 7/29/2011 9:02:32 AM |
| Mark-7 | $50.00 | 7/29/2011 12:34:16 PM |
| mykkai | $25.00 | 7/29/2011 1:04:16 PM |
| whitegold24k | $100.00 | 7/29/2011 1:10:02 PM |
| excellent-wealth6 | $25.42 | 7/29/2011 4:06:09 PM |
| setUup | $27.20 | 7/29/2011 4:54:45 PM |
| celkram | $25.00 | 7/29/2011 12:13:14 PM |
| wisconsinvestor | $50.00 | 7/29/2011 3:31:56 PM |
| CA-Lender | $50.07 | 7/29/2011 1:34:58 PM |
| radforj22 | $25.00 | 7/29/2011 4:59:10 PM |
| DoctorJoe | $25.00 | 7/29/2011 8:17:28 PM |
| exuberant-wealth5 | $25.00 | 7/29/2011 5:07:27 PM |
| Feyenoord | $25.00 | 7/29/2011 10:07:33 PM |
| optionscashflow | $25.00 | 7/29/2011 10:38:58 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:25 AM |
| skuba | $50.00 | 7/30/2011 2:28:33 AM |
| fairhelper | $25.00 | 7/30/2011 3:48:59 AM |
| sgt-schultz | $30.00 | 7/30/2011 4:07:51 AM |
| treasure-bliss | $25.00 | 7/30/2011 7:37:29 AM |
| genuine-integrity0 | $25.00 | 7/30/2011 12:32:33 PM |
| commerce-web5 | $25.00 | 7/30/2011 11:41:12 PM |
| w3alter | $100.00 | 7/30/2011 6:50:59 PM |
| industrious-transparency6 | $50.00 | 7/31/2011 8:05:45 AM |
| brightest-dynamic-liberty | $25.00 | 7/31/2011 11:29:56 AM |
| economy-coup | $50.00 | 7/31/2011 8:46:54 PM |
| stepatatime-together | $100.00 | 8/1/2011 10:58:01 PM |
| elfincove | $50.00 | 8/2/2011 9:32:04 AM |
| Weaverville | $25.00 | 8/2/2011 10:55:18 AM |
| mathomas3 | $50.00 | 8/2/2011 11:32:27 AM |
| Easystreet | $25.00 | 8/2/2011 7:01:26 PM |
| BankofRon | $25.00 | 8/2/2011 11:55:58 PM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:32 AM |
| enthralling-deal180 | $50.00 | 8/3/2011 5:52:44 AM |
| dinero-speaker | $25.00 | 8/3/2011 7:24:15 AM |
| Investoman | $100.00 | 8/3/2011 8:07:38 AM |
| worthy-bid8 | $25.00 | 8/3/2011 5:54:04 AM |
| new-ore-venture | $150.00 | 8/2/2011 9:21:28 PM |
| first-silver-bridge | $35.55 | 8/3/2011 11:03:27 AM |
| thomas16882004 | $25.00 | 8/3/2011 4:56:22 PM |
| logical-moola4 | $50.00 | 8/3/2011 9:10:06 AM |
| enthusiastic-revenue6 | $25.00 | 8/3/2011 6:19:41 PM |
| Wellman | $100.00 | 8/3/2011 10:11:11 AM |
| payout-achievement | $25.00 | 8/3/2011 7:47:45 PM |
| finance-magma7 | $25.00 | 8/4/2011 10:02:44 AM |
| samo102us | $25.00 | 8/4/2011 10:20:18 AM |
| Madmigel | $30.12 | 8/4/2011 1:17:25 PM |
| CirC | $67.00 | 8/4/2011 3:03:36 PM |
| GElender | $25.00 | 8/4/2011 6:22:46 AM |
| Zoramite | $25.00 | 8/4/2011 3:19:23 PM |
| brightest-benjamins-onator | $27.00 | 8/4/2011 7:47:41 PM |
| jpsmith1981 | $163.33 | 8/4/2011 8:33:29 PM |
| professional-note6 | $25.00 | 8/4/2011 2:29:45 PM |
| sfmdg | $50.00 | 8/4/2011 7:59:04 PM |
| s270 | $25.00 | 8/5/2011 2:54:40 AM |
| worth-arch | $25.00 | 8/5/2011 4:59:54 AM |
| inspiring-marketplace | $25.00 | 8/4/2011 5:31:14 PM |
| BU49er | $35.88 | 8/4/2011 11:52:08 PM |
| foothillender | $25.00 | 8/5/2011 7:34:22 AM |
| Ambassador | $36.00 | 8/5/2011 3:54:28 AM |
| israel15 | $25.00 | 8/5/2011 7:43:36 AM |
| grampy48 | $25.00 | 8/5/2011 8:02:59 AM |
| moola-man | $25.00 | 8/5/2011 8:12:07 AM |
| spaceboy033 | $26.10 | 8/4/2011 8:33:03 PM |
| slpark | $25.00 | 8/5/2011 6:57:55 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:38 AM |
| helpwithoutbanks | $25.00 | 8/5/2011 10:37:16 AM |
| Jim33 | $25.00 | 8/5/2011 8:13:24 AM |
| Miklot | $35.00 | 8/4/2011 11:15:29 PM |
| 5kids5 | $50.00 | 8/5/2011 10:54:21 AM |
| integrity-doctor | $100.00 | 8/5/2011 8:49:01 AM |
| money-banker867 | $50.00 | 8/5/2011 11:53:36 AM |
| trapper569 | $25.00 | 8/5/2011 4:37:50 AM |
| itskarma | $25.25 | 8/5/2011 9:53:55 AM |
| whatreality | $25.00 | 8/5/2011 10:17:41 AM |
| social-hunter5 | $25.00 | 8/5/2011 11:01:27 AM |
| breterst | $25.00 | 8/5/2011 11:29:36 AM |
| herbyman | $100.00 | 8/5/2011 12:48:27 PM |
| duty-monger | $50.00 | 8/5/2011 9:24:47 AM |
| Sibelius2 | $25.00 | 8/5/2011 6:31:09 PM |
| new-social-economist | $30.00 | 8/5/2011 6:31:59 PM |
| Diamond_Jim | $25.00 | 8/5/2011 4:33:36 PM |
| nimble-affluence4 | $25.00 | 8/5/2011 11:49:07 AM |
| helping-out | $93.00 | 8/5/2011 6:02:42 PM |
| compassionate-dime0 | $100.00 | 8/5/2011 1:02:15 PM |
| comet55 | $25.00 | 8/5/2011 9:07:18 PM |
| hope-kingdom | $100.00 | 8/5/2011 2:31:54 PM |
| dx23h | $25.00 | 8/5/2011 10:27:47 PM |
| ommcd | $25.00 | 8/5/2011 5:57:55 PM |
| loss-of-control | $100.00 | 8/5/2011 6:00:08 PM |
| hopethisworks | $50.00 | 8/5/2011 9:19:13 PM |
| x27 | $25.00 | 8/6/2011 2:16:54 AM |
| Panlion | $50.00 | 8/5/2011 7:50:44 PM |
| bighurt401 | $25.00 | 8/5/2011 8:05:52 PM |
| panther757 | $25.00 | 8/6/2011 8:17:02 AM |
| williemc44 | $25.00 | 8/6/2011 1:55:36 PM |
| ti22ring | $25.00 | 8/6/2011 12:39:50 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:11 PM |
| indomitable-dedication | $50.00 | 8/7/2011 12:34:55 PM |
| aztec | $50.00 | 8/7/2011 9:11:01 AM |
| rubylender | $25.00 | 8/7/2011 9:44:35 AM |
| capital-arboretum | $300.00 | 8/7/2011 2:36:30 AM |
| MNJ | $25.00 | 8/8/2011 7:32:15 AM |
| Edwardtomo | $25.00 | 8/7/2011 10:32:23 AM |
| wise-rupee-sanctuary | $50.00 | 8/8/2011 8:31:49 AM |
| diligent-peace9 | $200.00 | 8/7/2011 12:15:36 PM |
| owhite2000 | $50.00 | 8/7/2011 10:02:06 PM |
| red-unequivocal-finance | $25.00 | 8/7/2011 12:43:29 PM |
| commerce-renewal | $50.00 | 8/8/2011 10:56:15 AM |
| mckhbnpc | $50.00 | 8/7/2011 4:54:52 PM |
| silvercertificate | $25.00 | 8/8/2011 7:22:46 AM |
| wise-intelligent-duty | $25.00 | 8/8/2011 7:50:48 AM |
| open-wealth492 | $25.00 | 8/8/2011 12:32:39 PM |
| skunkor2 | $25.00 | 8/8/2011 12:38:23 PM |
| satanichammy | $25.00 | 8/7/2011 7:13:34 PM |
| lovelongandprosper | $50.00 | 8/8/2011 8:25:33 AM |
| peb44 | $25.00 | 8/8/2011 8:42:57 AM |
| Tyre | $50.00 | 8/8/2011 2:16:50 PM |
| engaging-transaction5 | $50.00 | 8/8/2011 11:36:14 AM |
| Comoparklender | $25.00 | 8/8/2011 11:36:56 AM |
| brainy-repayment5 | $26.19 | 8/8/2011 9:00:53 AM |
| a-resplendent-commitment | $44.00 | 8/8/2011 3:18:24 PM |
| beach_bum | $25.00 | 8/8/2011 10:25:39 AM |
| goat0 | $100.00 | 8/9/2011 8:46:58 AM |
| bonus-demon | $25.00 | 8/8/2011 8:37:12 PM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:32:55 AM |
| AceInTheHole | $25.00 | 8/9/2011 10:06:11 AM |
| friendly-gold | $25.00 | 8/8/2011 5:21:41 PM |
| silverloan | $25.00 | 8/9/2011 7:11:49 AM |
| Malkial | $25.00 | 8/8/2011 5:48:35 PM |
| benevolent-money6 | $25.00 | 8/8/2011 6:32:09 PM |
| Use_It_Wisely | $30.00 | 8/9/2011 7:56:42 AM |
| Andrewshauna | $45.00 | 8/8/2011 8:54:22 PM |
| peace-sorcerer | $25.00 | 8/9/2011 9:42:57 AM |
| MRMCapital | $27.17 | 8/9/2011 6:05:26 AM |
| Auburnmist | $25.00 | 8/9/2011 10:02:23 AM |
| intrepid-loot | $25.00 | 8/9/2011 6:16:42 AM |
| LordKinbote | $25.00 | 8/9/2011 11:03:08 AM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:27:55 AM |
| natural-interest7 | $25.00 | 8/9/2011 7:21:07 AM |
| SmokeyMirror | $25.00 | 8/9/2011 8:24:40 AM |
| Leshan | $238.08 | 8/9/2011 12:29:36 PM |
| payout-alien6 | $25.00 | 8/9/2011 2:22:38 PM |
| neutrino6 | $25.00 | 8/9/2011 12:14:47 PM |
| pfh | $25.00 | 8/10/2011 5:51:14 AM |
| GElender | $25.00 | 8/10/2011 5:57:52 AM |
| investment-tycoon3 | $25.00 | 8/9/2011 8:00:44 PM |
| ideal-yield5 | $25.00 | 8/9/2011 8:10:47 PM |
| listing-vista | $100.00 | 8/9/2011 8:33:34 PM |
| LittlePiggyBank | $25.00 | 8/10/2011 7:24:30 AM |
| Manvel | $25.00 | 8/10/2011 7:41:26 AM |
| paul1 | $25.00 | 8/10/2011 7:54:52 AM |
| 183626 | $25.00 | 8/10/2011 9:38:55 AM |
| tspyz | $25.00 | 8/10/2011 10:30:03 AM |
| rutzebach | $200.00 | 8/9/2011 9:24:39 PM |
| principal-duckling | $50.00 | 8/10/2011 7:50:06 AM |
| texrob20 | $25.00 | 8/10/2011 1:57:18 AM |
| mangas | $22.15 | 8/10/2011 11:10:02 AM |
| a-fund-doctor | $25.00 | 8/10/2011 7:47:26 AM |
| Loans101 | $27.00 | 8/10/2011 8:35:26 AM |
| whitegold24k | $36.82 | 8/10/2011 8:37:58 AM |
| mad4wknds | $25.00 | 8/10/2011 8:53:57 AM |
| mehre | $25.00 | 8/10/2011 9:34:48 AM |
| 345 Investments
|
Borrower Payment Dependent Notes Series
518727
This series of Notes was issued and sold upon the funding of the borrower loan #52218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,168.36 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $232.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 66% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 34y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,465 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| clio54 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2010)
740-759
(Mar-2008)
|
|
Principal balance:
| $4,071.85 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Want to consolidate debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I am responsible and pay all my bills on time. A few years ago had some financial reverses, want to consolidate debt from that time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/5/2011 7:49:08 PM |
| compoundinterest | $50.00 | 7/28/2011 9:02:08 AM |
| pound-balancer | $100.00 | 7/28/2011 1:09:51 PM |
| Dubbs360 | $100.00 | 7/28/2011 7:16:56 PM |
| uberrific | $50.00 | 7/29/2011 1:54:11 AM |
| 77dowplace | $25.00 | 7/28/2011 6:18:10 PM |
| economy-beast | $25.00 | 7/29/2011 1:21:53 PM |
| virtuous-repayment | $25.00 | 7/29/2011 2:55:39 PM |
| Gibbyland | $100.00 | 7/29/2011 6:33:02 PM |
| kenji4861 | $25.00 | 7/29/2011 11:58:16 PM |
| britgsb | $100.00 | 7/30/2011 3:39:14 AM |
| impeccable-penny | $100.00 | 7/31/2011 1:48:59 PM |
| 108lender | $150.00 | 8/2/2011 2:11:22 PM |
| transparency-giant | $50.00 | 8/3/2011 2:47:05 AM |
| GElender | $40.00 | 8/3/2011 6:25:28 AM |
| Stavros | $25.00 | 8/3/2011 6:32:16 PM |
| herbyman | $100.00 | 8/5/2011 12:48:25 PM |
| top-epic-community | $50.00 | 8/6/2011 6:36:35 AM |
| javelin0 | $25.00 | 8/6/2011 7:49:53 AM |
| rapid-liberty3 | $25.00 | 8/6/2011 4:47:14 AM |
| silver-dogwood4 | $25.00 | 8/6/2011 10:36:52 AM |
| rokman | $100.00 | 8/6/2011 8:15:15 AM |
| finance-symphony7 | $50.00 | 8/6/2011 3:50:53 PM |
| Peterman | $25.00 | 8/7/2011 7:41:58 PM |
| jbaum | $50.00 | 8/6/2011 11:16:36 PM |
| emprestador | $25.00 | 8/8/2011 9:22:48 AM |
| the-bright-velocity | $25.00 | 8/8/2011 7:34:19 AM |
| Dubbs360 | $100.00 | 8/8/2011 9:53:03 AM |
| villagers | $50.00 | 8/8/2011 10:21:12 AM |
| BxRealtor | $25.00 | 8/8/2011 6:11:00 PM |
| power-defender7 | $25.00 | 8/8/2011 6:23:39 PM |
| gentle-gain235 | $50.00 | 8/9/2011 8:14:39 AM |
| currency-excellency0 | $100.00 | 8/9/2011 9:52:58 AM |
| john0720 | $50.00 | 8/9/2011 7:25:52 AM |
| wtrboy | $61.00 | 8/9/2011 5:25:28 AM |
| grf1945 | $25.00 | 8/9/2011 10:52:08 AM |
| momentous-coin | $80.00 | 8/9/2011 9:38:26 PM |
| Leopoldine | $25.50 | 8/10/2011 8:16:34 AM |
| silver-armada | $50.00 | 8/10/2011 5:44:12 PM |
| community-pipeline | $50.00 | 8/10/2011 1:04:16 PM |
| rambone05 | $25.00 | 8/10/2011 7:43:11 PM |
| enchanted-truth264 | $25.00 | 8/10/2011 7:46:56 PM |
| mar97 | $50.00 | 8/10/2011 3:09:28 PM |
| ddog0224 | $25.00 | 8/10/2011 1:29:57 PM |
| js60l | $32.65 | 8/11/2011 4:37:45 AM |
| atomantic | $25.00 | 8/10/2011 8:29:14 PM |
| jimduism | $100.00 | 8/10/2011 10:14:17 PM |
| GreenSun | $25.00 | 8/10/2011 10:38:08 PM |
| houli123 | $100.00 | 8/10/2011 9:12:27 PM |
| smart-kindness8 | $25.00 | 8/11/2011 4:21:49 AM |
| hanuman77 | $25.00 | 8/11/2011 6:56:35 AM |
| Sneezie | $100.00 | 8/4/2011 9:45:22 PM |
| indomitable-coin | $25.00 | 7/29/2011 6:38:19 AM |
| Dazz2061 | $100.00 | 7/29/2011 11:07:51 AM |
| theloanfiller | $25.00 | 7/29/2011 7:24:42 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:20 AM |
| sgt-schultz | $25.00 | 7/30/2011 4:04:02 AM |
| pearl13 | $100.00 | 7/30/2011 3:58:56 PM |
| BankofHank | $100.00 | 7/31/2011 9:54:09 AM |
| AFairDeal | $25.00 | 7/31/2011 1:09:37 PM |
| no_agenda_lender | $100.00 | 7/31/2011 10:59:18 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:07 PM |
| rainorshine47 | $40.00 | 8/3/2011 8:17:08 AM |
| first-favorite-bonus9 | $25.00 | 8/3/2011 10:43:34 PM |
| jubilant-trade6 | $25.00 | 8/3/2011 11:16:44 PM |
| CaptainBL | $50.00 | 8/4/2011 7:18:18 PM |
| dime-vista2 | $25.00 | 8/5/2011 3:11:55 PM |
| emosspot | $46.21 | 8/5/2011 5:02:45 PM |
| Arpad | $40.00 | 8/5/2011 6:29:31 PM |
| GCInvestments | $28.00 | 8/5/2011 8:55:05 PM |
| Solid-Platinum | $100.00 | 8/5/2011 6:02:29 PM |
| montegomm | $50.00 | 8/5/2011 6:30:07 PM |
| j2ee | $25.00 | 8/6/2011 8:59:09 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:08 PM |
| friendly-market5 | $25.00 | 8/6/2011 5:57:26 AM |
| lostontheedge | $25.00 | 8/6/2011 10:59:50 AM |
| Gotogo | $67.34 | 8/7/2011 7:35:29 AM |
| Johnab | $25.00 | 8/7/2011 7:05:44 PM |
| mason13a | $50.00 | 8/7/2011 10:56:01 AM |
| wise-deal-panda | $200.00 | 8/7/2011 3:45:04 PM |
| radforj22 | $25.00 | 8/8/2011 2:01:30 PM |
| exadius71 | $30.91 | 8/8/2011 3:31:48 PM |
| HappyToLoan | $25.00 | 8/8/2011 7:37:33 PM |
| novice-speculator | $25.00 | 8/8/2011 8:39:17 AM |
| first-serene-credit | $25.00 | 8/8/2011 6:04:25 PM |
| Midwestvalues | $50.00 | 8/8/2011 8:12:52 PM |
| nick5454 | $50.00 | 8/9/2011 7:08:12 AM |
| starry2001 | $25.00 | 8/9/2011 6:09:22 AM |
| credit-orca | $25.00 | 8/9/2011 4:44:11 PM |
| Warwick | $25.00 | 8/9/2011 9:54:23 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:42 PM |
| rutzebach | $130.75 | 8/10/2011 9:42:30 AM |
| bbrelo | $25.00 | 8/10/2011 1:20:02 PM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:11 PM |
| Badsland | $25.00 | 8/10/2011 6:02:45 AM |
| astute-benjamins | $25.00 | 8/10/2011 2:13:14 PM |
| ChrisProsper | $2,100.00 | 8/10/2011 11:41:23 PM |
| JKEnterprises | $25.00 | 8/10/2011 11:45:56 PM |
| gogene2002 | $25.00 | 8/11/2011 8:44:36 AM |
| lDewey | $46.00 | 8/10/2011 8:08:36 PM |
| RecoveryLender | $25.00 | 8/11/2011 8:15:44 AM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
518809
This series of Notes was issued and sold upon the funding of the borrower loan #52162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $289.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,970 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Aspiring_Family_Man |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Enagagment Ring Purchase
Purpose of loan:
This loan will be used to purchase a diamond engagement ring for my girlfriend of two years. The diamond will be a 1.25 carat F/VS1 diamond (GIA), with platinum setting. I have about half saved in a savings account, but since we're aiming for a summer wedding next year (requiring a ring on her finger soon) and diamonds prices are up 40% YTD, it looks like I'll need to finance a portion of the purchase.
My financial situation:
I am a good candidate for this loan because I have a very stable job at a Fortune 100 Company that is doing very well again this year. I'm in an IT role in a department where the average tenure is about 15 years.
My current rating includes a high utilization rate on my cards, as I had just come back from a two week vacation at the close of my last cycles. Over 50% of that balance was paid this week.
Monthly net income: $5,100+ (after a 7% 401 contribution)
Following the wedding, my personal expenses will be cut ~$1800.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/2/2011 3:59:58 AM |
| janeybooboo | $150.00 | 7/30/2011 12:05:01 PM |
| one-midas | $25.00 | 7/30/2011 5:45:19 PM |
| pearl13 | $100.00 | 7/30/2011 3:59:10 PM |
| availableloan | $25.00 | 7/30/2011 6:14:16 PM |
| janeybooboo | $100.00 | 7/31/2011 1:04:17 PM |
| Wangchuk | $25.00 | 7/31/2011 10:40:07 AM |
| dbs | $50.00 | 7/31/2011 11:23:10 AM |
| golffish2 | $25.00 | 8/1/2011 4:09:36 AM |
| circuitfive | $25.00 | 8/1/2011 7:43:34 AM |
| mykkai | $25.00 | 8/1/2011 8:09:21 AM |
| dollar-sonnet3 | $25.00 | 8/1/2011 4:20:43 PM |
| life-is-great | $25.00 | 8/2/2011 8:07:02 AM |
| new-ore-venture | $150.00 | 8/2/2011 9:25:24 PM |
| Syzygy | $50.00 | 8/2/2011 1:58:58 PM |
| SolarMoonshine | $25.00 | 8/3/2011 3:41:59 AM |
| the-serene-transaction | $31.84 | 8/3/2011 2:09:45 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:21 PM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:35 AM |
| enthralling-deal180 | $50.00 | 8/3/2011 5:52:47 AM |
| Solid-Platinum | $25.00 | 8/3/2011 1:29:56 PM |
| AK49-JW | $31.00 | 8/3/2011 3:45:06 PM |
| superb-funds335 | $25.00 | 8/3/2011 8:47:19 PM |
| generous-deal6 | $25.00 | 8/4/2011 3:12:47 AM |
| richboy56 | $25.00 | 8/4/2011 11:22:59 AM |
| five-star-justice | $25.00 | 8/4/2011 4:57:26 PM |
| Oakland | $50.00 | 8/5/2011 6:02:36 AM |
| openness-confidant | $59.64 | 8/5/2011 4:31:49 PM |
| Interloper | $25.00 | 8/5/2011 6:04:04 PM |
| bluebird343 | $25.00 | 8/5/2011 6:17:05 PM |
| josuae | $50.00 | 8/5/2011 3:45:16 PM |
| bentheredunthat | $100.00 | 8/5/2011 4:32:18 PM |
| platinum-platoon | $32.73 | 8/5/2011 7:28:11 PM |
| LKN2RTR | $25.00 | 8/5/2011 5:13:08 PM |
| debt-system880 | $50.00 | 8/5/2011 9:14:26 PM |
| the-flexible-silver | $25.00 | 8/5/2011 9:24:13 PM |
| unequaled-ore | $25.00 | 8/5/2011 10:22:53 PM |
| Johnab | $25.00 | 8/5/2011 8:04:35 PM |
| KADENA462 | $25.00 | 8/6/2011 6:08:10 AM |
| britgsb | $62.32 | 8/6/2011 6:46:05 AM |
| head | $25.00 | 8/6/2011 7:01:06 AM |
| Sierrahh | $25.00 | 8/5/2011 9:36:45 PM |
| the-enthralling-coin | $25.00 | 8/6/2011 7:11:48 AM |
| w8291 | $25.00 | 8/5/2011 6:21:25 PM |
| JaceSpade | $25.00 | 8/6/2011 12:33:56 AM |
| mistertao | $25.00 | 8/6/2011 7:44:55 AM |
| best-basis-trooper | $25.00 | 8/6/2011 7:51:47 AM |
| UHcougars | $30.00 | 8/6/2011 1:48:38 AM |
| Mariner3605 | $25.00 | 8/6/2011 3:33:54 AM |
| shawnw2 | $30.00 | 8/6/2011 8:51:35 AM |
| gtrplayer | $25.00 | 8/6/2011 9:00:16 AM |
| nycuw | $50.00 | 8/6/2011 9:05:29 AM |
| augustajosephine | $50.00 | 8/6/2011 6:46:19 AM |
| Scotcha | $47.52 | 8/6/2011 7:02:33 AM |
| macgeek | $71.09 | 8/6/2011 7:32:24 AM |
| radforj22 | $25.00 | 8/6/2011 7:40:32 AM |
| the-silver-blaster | $300.00 | 8/6/2011 12:34:06 AM |
| mammalian4 | $50.00 | 8/6/2011 6:33:30 AM |
| SkyLoan | $25.00 | 8/6/2011 11:09:38 AM |
| javelin0 | $25.00 | 8/6/2011 7:50:00 AM |
| nycuw | $68.36 | 8/6/2011 8:56:03 AM |
| jbaum | $25.00 | 8/6/2011 11:16:43 PM |
| newest-funds-powerplant | $25.00 | 8/6/2011 9:49:49 AM |
| Gobsek | $25.00 | 8/6/2011 10:34:58 AM |
| fantastic-bazaar2 | $50.00 | 8/6/2011 11:26:38 AM |
| FoosMaster | $25.00 | 8/6/2011 3:37:17 PM |
| penny-champ5 | $25.00 | 8/7/2011 7:25:07 PM |
| mason13a | $50.00 | 8/7/2011 10:56:08 AM |
| elvisloans | $25.00 | 8/7/2011 11:13:22 AM |
| buffalobills | $25.00 | 8/8/2011 9:35:02 AM |
| JesanFafon | $25.00 | 8/8/2011 8:05:36 PM |
| credit-coach118 | $45.00 | 8/8/2011 11:29:40 AM |
| friendship9 | $25.00 | 8/9/2011 8:53:29 AM |
| JBG | $45.00 | 8/9/2011 9:26:27 AM |
| a-finance-nirvana | $25.00 | 8/9/2011 8:43:11 AM |
| Techne_Funds_LLC | $25.00 | 8/9/2011 7:24:24 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:00 AM |
| point-mastery | $25.00 | 8/9/2011 10:10:13 PM |
| EODLEGS | $25.00 | 8/10/2011 2:08:41 AM |
| Nazbuster | $100.00 | 8/9/2011 9:53:07 PM |
| icchok | $50.00 | 8/10/2011 2:24:20 AM |
| lively-transaction1 | $25.00 | 8/9/2011 8:04:01 PM |
| triumph329 | $50.82 | 8/10/2011 4:44:55 AM |
| eaglefox20 | $25.00 | 8/9/2011 9:30:41 PM |
| profit-powerplant | $25.00 | 7/31/2011 10:44:06 PM |
| Bank_Of_XL | $25.00 | 7/30/2011 3:47:07 PM |
| Dubbs360 | $100.00 | 7/30/2011 1:22:30 PM |
| dt_one | $25.00 | 7/30/2011 12:01:44 PM |
| Investor_DP | $100.00 | 7/30/2011 12:02:20 PM |
| commerce-web5 | $25.00 | 7/30/2011 11:41:16 PM |
| compoundinterest | $50.00 | 7/31/2011 9:31:41 AM |
| Rozeekoo | $25.00 | 7/31/2011 10:45:44 AM |
| smart-gold | $25.00 | 7/31/2011 12:14:23 PM |
| stable-bonus | $25.00 | 7/31/2011 3:40:47 PM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:30 PM |
| Stockpicker | $50.00 | 8/1/2011 8:40:03 AM |
| grf1945 | $25.00 | 8/1/2011 5:25:06 AM |
| openness-antioxidant | $100.00 | 8/1/2011 11:38:48 AM |
| InChicago | $50.00 | 8/2/2011 10:19:43 AM |
| kind-forthright-repayment | $100.00 | 8/2/2011 6:11:59 PM |
| iq8w7ht | $25.00 | 8/3/2011 4:15:19 PM |
| reflective-rupee | $25.00 | 8/4/2011 12:54:39 PM |
| CaptainBL | $50.00 | 8/4/2011 7:18:24 PM |
| setUup | $27.76 | 8/5/2011 7:46:19 AM |
| dfealk | $100.00 | 8/5/2011 3:37:57 PM |
| benefit-trident | $25.00 | 8/5/2011 4:27:16 PM |
| dime-vista2 | $25.00 | 8/5/2011 3:06:54 PM |
| green-trade-dolphin | $50.00 | 8/5/2011 3:54:19 PM |
| fund-widget | $50.00 | 8/5/2011 4:44:18 PM |
| marwadi-62 | $100.00 | 8/5/2011 8:24:01 PM |
| herbyman | $100.00 | 8/5/2011 12:48:35 PM |
| overdrivep | $27.25 | 8/5/2011 6:34:05 PM |
| artisan369 | $300.00 | 8/5/2011 10:18:08 PM |
| CO_Engineer | $39.00 | 8/5/2011 10:23:07 PM |
| Sturgee | $25.00 | 8/5/2011 7:11:22 PM |
| ethical-income2 | $25.00 | 8/5/2011 7:47:32 PM |
| cybercop45 | $25.00 | 8/5/2011 3:39:50 PM |
| akakii | $25.00 | 8/6/2011 3:09:58 AM |
| loss-of-control | $100.00 | 8/5/2011 5:35:54 PM |
| jarf | $50.00 | 8/5/2011 5:41:15 PM |
| investment-comet | $25.00 | 8/6/2011 6:42:01 AM |
| payment-halo | $40.00 | 8/5/2011 9:20:30 PM |
| loanman2007 | $125.00 | 8/6/2011 7:03:22 AM |
| Arpad | $40.00 | 8/5/2011 6:26:58 PM |
| Catalina_Enterprises | $35.00 | 8/6/2011 12:22:59 AM |
| intrepid-loot | $25.00 | 8/6/2011 7:58:12 AM |
| prudent-credit9 | $75.00 | 8/6/2011 5:47:57 AM |
| EngineersAlliance | $75.00 | 8/6/2011 6:03:55 AM |
| graceful-investment | $100.00 | 8/6/2011 6:11:58 AM |
| radiant-bazaar1 | $25.00 | 8/6/2011 6:37:16 AM |
| GCInvestments | $28.00 | 8/5/2011 8:54:15 PM |
| justice-hawk | $25.00 | 8/5/2011 9:13:20 PM |
| wise-balanced-moola | $25.00 | 8/6/2011 12:06:04 PM |
| draggon77 | $25.00 | 8/6/2011 1:05:02 AM |
| bold-deal-ringleader | $25.00 | 8/6/2011 8:29:32 AM |
| gtrplayer | $25.00 | 8/6/2011 9:05:57 AM |
| SeekingAlpha | $50.56 | 8/6/2011 3:25:37 AM |
| interstellar | $75.00 | 8/6/2011 4:14:45 AM |
| finance-symphony7 | $50.00 | 8/6/2011 3:59:04 PM |
| wwwUniversal | $25.00 | 8/6/2011 11:51:27 AM |
| WMY-Investor | $100.00 | 8/6/2011 7:54:36 AM |
| justasoldier | $100.00 | 8/6/2011 9:01:17 AM |
| daekpon | $35.00 | 8/7/2011 12:05:23 AM |
| friendinmoney | $25.00 | 8/6/2011 11:54:56 AM |
| weiyinsan | $25.00 | 8/6/2011 1:14:21 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:17 PM |
| bold-direct-asset | $50.00 | 8/6/2011 10:47:59 PM |
| cash-cymbal | $25.00 | 8/7/2011 4:04:53 PM |
| Peterman | $25.00 | 8/7/2011 7:42:05 PM |
| gentle-gain235 | $200.00 | 8/7/2011 10:33:32 PM |
| BxRealtor | $25.00 | 8/8/2011 6:11:04 PM |
| hardwareman | $25.00 | 8/8/2011 4:30:25 AM |
| Nerdster1 | $30.11 | 8/9/2011 4:21:46 AM |
| ONECENTATATIME | $40.00 | 8/9/2011 10:38:59 AM |
| finance-portait | $50.00 | 8/8/2011 5:46:44 PM |
| Nevyn | $44.00 | 8/9/2011 11:38:47 AM |
| neutrino6 | $25.00 | 8/9/2011 12:14:47 PM |
| victorcab | $25.00 | 8/9/2011 8:07:48 AM |
| enchanted-note | $50.00 | 8/9/2011 1:03:39 PM |
| Jaxfan11 | $25.00 | 8/9/2011 8:14:04 PM |
| cardminger | $100.00 | 8/9/2011 9:00:14 PM |
| Rob717171 | $25.00 | 8/9/2011 9:32:14 PM |
| Captain_America | $100.00 | 8/10/2011 3:24:18 AM |
| mdf | $50.00 | 8/9/2011 6:25:45 PM |
| jazzycheetah | $25.00 | 8/9/2011 6:38:58 PM |
| Equity_Investor | $33.00 | 8/9/2011 7:19:59 PM |
| BoughtTheFarm | $25.00 | 8/9/2011 8:46:34 PM |
| five-star-order1 | $100.00 | 8/9/2011 7:54:54 PM |
| tech310 | $50.00 | 8/9/2011 9:02:32 PM |
| sociallender | $25.00 | 8/10/2011 1:55:03 AM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
518851
This series of Notes was issued and sold upon the funding of the borrower loan #52254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $175.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 5.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,507 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dough-pony |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Honeymoon
Purpose of loan:
Taking a delayed Honeymoon.
My financial situation:
Excellent credit score as well as a history with Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| community-pipeline | $25.00 | 8/10/2011 1:01:44 PM |
| ryan6853 | $25.00 | 8/10/2011 9:14:00 AM |
| cwegert | $25.00 | 8/10/2011 10:20:06 AM |
| gentle-gain235 | $200.00 | 8/10/2011 12:58:32 PM |
| Pickmar | $25.00 | 8/10/2011 9:15:41 AM |
| compoundinterest | $50.00 | 8/10/2011 12:07:23 PM |
| currency-excellency0 | $50.00 | 8/10/2011 5:35:03 PM |
| john0720 | $50.00 | 8/11/2011 6:18:39 AM |
| houli123 | $100.00 | 8/10/2011 9:12:42 PM |
| Captain_America | $50.00 | 8/11/2011 9:11:40 AM |
| balance-bliss | $200.00 | 8/11/2011 12:27:48 AM |
| GElender | $25.00 | 8/11/2011 6:07:03 AM |
| pious-benjamins1 | $25.00 | 8/10/2011 8:00:12 PM |
| KillBill | $25.00 | 8/11/2011 7:20:34 AM |
| Skeeve42 | $27.17 | 8/11/2011 5:38:20 AM |
| pearl13 | $42.51 | 8/11/2011 10:07:55 AM |
| coin-trumpet | $25.00 | 8/11/2011 9:06:39 AM |
| kindness-lesson1 | $25.00 | 8/11/2011 9:42:56 AM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:41 PM |
| equitable-capital758 | $250.00 | 8/10/2011 10:51:49 AM |
| Syzygy | $25.00 | 8/10/2011 5:29:53 PM |
| penny-finder | $105.32 | 8/10/2011 5:36:18 PM |
| Free-the-usa-1776 | $25.00 | 8/10/2011 5:54:18 PM |
| engaging-worth | $25.00 | 8/10/2011 10:25:13 AM |
| gavinsp | $25.00 | 8/10/2011 11:08:41 AM |
| thankful-nickel2 | $25.00 | 8/10/2011 12:21:55 PM |
| TikPmp1 | $25.00 | 8/10/2011 1:10:55 PM |
| uberrific | $75.00 | 8/11/2011 1:09:14 AM |
| first-class-gold0 | $100.00 | 8/10/2011 9:51:10 PM |
| _NaLNaBB | $250.00 | 8/11/2011 8:46:59 AM |
| beachfunder | $50.00 | 8/11/2011 9:01:03 AM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
518875
This series of Notes was issued and sold upon the funding of the borrower loan #52195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-05-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $146 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worlds-best-niece |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mom
Purpose of loan: Dept Consolidation
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because...I want to be credit free
Monthly net income: $1500
Monthly expenses: $50.
Housing: $
Insurance: 150.
Car expenses: $
Utilities: $
Phone, cable, internet: $30.
Food, entertainment: $100.
Clothing, household expenses: $50.
Credit cards and other loans: $20000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/31/2011 10:44:08 PM |
| Investor_DP | $100.00 | 7/31/2011 12:03:23 PM |
| alexgalt | $25.00 | 7/31/2011 2:00:17 PM |
| economy-coup | $50.00 | 7/31/2011 8:46:58 PM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:36 PM |
| GElender | $40.00 | 8/3/2011 6:25:30 AM |
| orange-leverage-phoenix | $50.00 | 8/3/2011 1:12:19 PM |
| established-treasure875 | $25.00 | 8/3/2011 8:16:22 AM |
| orange-leverage-phoenix | $50.00 | 8/4/2011 11:04:59 AM |
| worth-blanket2 | $5,000.00 | 8/4/2011 11:26:14 AM |
| equitylender | $50.70 | 8/4/2011 9:43:06 PM |
| Nailman88 | $50.00 | 8/4/2011 3:25:47 PM |
| chato2345 | $25.00 | 8/4/2011 4:10:48 PM |
| reward-dynamo | $25.00 | 8/5/2011 9:58:57 AM |
| five-star-note | $50.00 | 8/5/2011 2:07:29 AM |
| kewgdns | $25.00 | 8/5/2011 1:50:41 PM |
| suave-dime6 | $25.00 | 8/5/2011 6:26:24 AM |
| commitment-galaxy | $26.34 | 8/5/2011 7:40:57 AM |
| golden-velocity9 | $25.00 | 8/5/2011 3:37:27 PM |
| pearl13 | $80.16 | 8/5/2011 12:56:39 PM |
| missile5 | $50.00 | 8/5/2011 9:08:14 AM |
| kwan | $25.00 | 8/5/2011 11:37:02 AM |
| simiray | $25.00 | 8/5/2011 11:53:36 AM |
| sincerlyyours | $100.00 | 8/5/2011 3:02:03 PM |
| ledesma31 | $196.72 | 8/5/2011 4:11:05 PM |
| jkeller4000 | $25.00 | 8/1/2011 6:09:02 AM |
| reflective-rupee | $25.09 | 7/31/2011 1:50:58 PM |
| stepatatime-together | $100.00 | 7/31/2011 9:23:38 PM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:27 PM |
| irrelevant | $25.00 | 8/4/2011 7:05:33 PM |
| worth-blanket2 | $1,000.00 | 8/4/2011 9:19:42 PM |
| integrity-electron9 | $50.00 | 8/4/2011 10:40:21 PM |
| IIP77 | $25.00 | 8/5/2011 3:26:07 PM |
| cynthiathegreat | $30.99 | 8/5/2011 8:41:47 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
518959
This series of Notes was issued and sold upon the funding of the borrower loan #52133, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Aug-01-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 12.21% |
Monthly payment:
| $222.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.98% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,045 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Loanliness |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying Land
Purpose of loan:
This loan will be used to buy land and inventory.
My financial situation:
I am a good candidate for this loan because I can repay this with my regular income regardless of how this venture performs. I am a lender on Prosper and I always repay my obligations. Thanks for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sneezie | $100.00 | 8/4/2011 9:45:25 PM |
| top-epic-community | $50.00 | 8/1/2011 9:01:42 AM |
| Engineer44 | $25.00 | 8/1/2011 10:33:28 AM |
| burgeoning-silver | $25.00 | 8/1/2011 10:59:41 AM |
| JustMee | $25.00 | 8/1/2011 11:29:29 AM |
| cello1 | $25.00 | 8/1/2011 5:27:00 PM |
| balance-bliss | $50.00 | 8/1/2011 10:54:05 PM |
| a-finance-nirvana | $25.00 | 8/2/2011 4:45:45 AM |
| SourDoughSteve | $25.00 | 8/1/2011 11:54:20 AM |
| CIC | $25.00 | 8/1/2011 12:06:51 PM |
| gentle-gain235 | $100.00 | 8/2/2011 7:26:26 AM |
| mt3209 | $25.00 | 8/2/2011 7:52:28 AM |
| blot44 | $50.00 | 8/2/2011 3:57:31 AM |
| YellowJacket | $25.00 | 8/2/2011 8:39:01 AM |
| radforj22 | $25.00 | 8/1/2011 8:49:19 PM |
| SMVM87 | $26.64 | 8/2/2011 3:54:53 AM |
| Goodlender42 | $25.00 | 8/2/2011 4:04:19 AM |
| Emgolda | $25.00 | 8/2/2011 5:02:22 AM |
| AmericanCredit | $25.00 | 8/2/2011 5:36:29 AM |
| chibear34 | $25.00 | 8/2/2011 9:58:58 AM |
| Marathoner | $25.00 | 8/2/2011 6:38:47 AM |
| jfd287 | $25.00 | 8/2/2011 4:57:40 PM |
| wise-silver-wonder | $25.00 | 8/2/2011 10:06:06 AM |
| SCD | $25.00 | 8/2/2011 3:57:13 PM |
| cingular | $25.00 | 8/2/2011 8:11:08 PM |
| thedoctor | $50.00 | 8/2/2011 10:34:01 PM |
| GoldenGo4 | $50.00 | 8/2/2011 6:37:47 PM |
| proaz0119 | $25.00 | 8/3/2011 6:50:54 AM |
| bds9646 | $80.00 | 8/3/2011 7:10:29 AM |
| transparency-giant | $50.00 | 8/3/2011 2:47:09 AM |
| Cheburashka | $50.00 | 8/3/2011 3:23:07 AM |
| worthy-bid8 | $25.00 | 8/3/2011 5:54:07 AM |
| Dash1111 | $25.00 | 8/3/2011 7:41:40 AM |
| Solid-Platinum | $100.00 | 8/3/2011 4:24:56 PM |
| williamjames | $50.00 | 8/3/2011 4:45:50 PM |
| BankofPete | $40.00 | 8/3/2011 10:28:02 AM |
| uberrific | $50.00 | 8/3/2011 5:53:35 PM |
| whistledicksmith | $25.00 | 8/3/2011 8:00:36 PM |
| preciouschild | $60.00 | 8/4/2011 7:10:00 AM |
| aislinnn | $25.00 | 8/3/2011 6:35:18 PM |
| Warwick | $50.00 | 8/3/2011 10:38:36 PM |
| forceful-duty178 | $200.00 | 8/4/2011 6:37:38 PM |
| GATrust | $25.00 | 8/4/2011 7:39:59 PM |
| wise-spiritual-commitment | $50.00 | 8/4/2011 11:01:48 AM |
| subtle-revenue0 | $25.00 | 8/4/2011 12:32:20 PM |
| peb44 | $25.00 | 8/4/2011 7:50:21 PM |
| diicali | $25.00 | 8/5/2011 8:35:49 AM |
| reward-burger2 | $25.00 | 8/5/2011 5:21:44 AM |
| fcrick | $25.00 | 8/4/2011 9:19:59 PM |
| adevadeh | $25.00 | 8/4/2011 9:43:23 PM |
| PayRod | $25.00 | 8/5/2011 10:46:20 AM |
| capital-arboretum | $300.00 | 8/5/2011 11:49:40 AM |
| buukyak | $25.00 | 8/5/2011 1:27:29 PM |
| fireboss | $25.00 | 8/5/2011 2:54:11 PM |
| craigj | $25.00 | 8/5/2011 12:18:37 PM |
| diligent-leverage | $25.00 | 8/5/2011 12:27:50 PM |
| slartibardfast | $25.00 | 8/5/2011 12:34:50 PM |
| nimit12 | $500.00 | 8/5/2011 8:58:30 AM |
| ChicoBob | $25.00 | 8/5/2011 4:42:54 PM |
| NoCal | $25.00 | 8/5/2011 2:57:03 PM |
| extraordinary-rupee0 | $30.00 | 8/5/2011 3:01:43 PM |
| stollcm | $25.00 | 8/5/2011 10:41:21 AM |
| lagnisiruk | $25.00 | 8/5/2011 7:25:45 PM |
| loyalty-czar | $32.71 | 8/5/2011 12:31:08 PM |
| OldFriend | $25.00 | 8/5/2011 6:48:28 PM |
| golden-cat | $25.00 | 8/5/2011 2:21:36 PM |
| kindness-festivity | $50.00 | 8/5/2011 6:57:35 PM |
| dberry46 | $25.00 | 8/5/2011 10:16:23 PM |
| bornsucka | $25.00 | 8/5/2011 7:07:09 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:04 AM |
| sunny1985 | $25.00 | 8/5/2011 7:46:55 PM |
| IIP77 | $25.00 | 8/5/2011 3:26:09 PM |
| golfNW4714 | $30.00 | 8/5/2011 8:44:25 PM |
| paddatjie | $25.00 | 8/6/2011 6:33:55 AM |
| Mr_Marcus | $25.00 | 8/5/2011 7:29:23 PM |
| TrustPlus | $50.00 | 8/6/2011 9:37:36 AM |
| awwaww | $25.00 | 8/6/2011 10:47:42 AM |
| ti22ring | $25.00 | 8/6/2011 12:18:08 PM |
| independent-revenue4 | $25.00 | 8/6/2011 1:47:30 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:21 PM |
| sail120 | $50.00 | 8/6/2011 3:40:03 PM |
| otalon | $25.00 | 8/6/2011 11:44:16 AM |
| TexasLender2007 | $50.00 | 8/6/2011 7:42:17 AM |
| GlobalLending | $26.00 | 8/6/2011 8:09:19 AM |
| UT-Longhorn | $25.00 | 8/6/2011 10:39:56 AM |
| Jimfromsac | $100.00 | 8/6/2011 11:44:59 AM |
| Steveoo1 | $25.00 | 8/6/2011 11:53:12 AM |
| zhiguli | $25.00 | 8/7/2011 8:56:58 AM |
| roadtruck | $50.00 | 8/6/2011 12:29:23 PM |
| -J | $25.00 | 8/7/2011 10:28:20 AM |
| mason13a | $50.00 | 8/7/2011 10:32:08 AM |
| currency-persimmon | $25.00 | 8/6/2011 11:50:33 PM |
| hawkhelp | $50.00 | 8/6/2011 3:10:29 PM |
| fund-tom-tom6 | $25.00 | 8/7/2011 7:53:14 AM |
| peso-tostada | $234.00 | 8/7/2011 2:49:35 PM |
| finance-symphony7 | $50.00 | 8/6/2011 4:00:55 PM |
| aztec | $50.00 | 8/7/2011 9:11:03 AM |
| Chezipoof | $25.00 | 8/7/2011 4:13:43 PM |
| adhawan325 | $25.00 | 8/7/2011 8:26:00 PM |
| jbaum | $60.00 | 8/6/2011 11:16:46 PM |
| value-wind0 | $25.00 | 8/7/2011 12:58:49 PM |
| open-marketplace | $25.00 | 8/7/2011 11:07:20 PM |
| social-caravan | $25.00 | 8/8/2011 5:52:58 AM |
| LawyerLoan | $25.00 | 8/7/2011 5:11:16 PM |
| johngotti | $50.00 | 8/8/2011 8:13:32 AM |
| gracej | $25.00 | 8/7/2011 7:41:12 PM |
| Lender50 | $25.00 | 8/8/2011 1:39:55 PM |
| myworld701 | $25.00 | 8/8/2011 2:05:17 PM |
| impeccable-penny | $100.00 | 8/7/2011 7:50:57 PM |
| emprestador | $25.00 | 8/8/2011 9:19:38 AM |
| owhite2000 | $50.00 | 8/7/2011 10:02:07 PM |
| blue-relay | $25.00 | 8/8/2011 5:21:07 PM |
| cutter21 | $25.00 | 8/8/2011 6:39:04 PM |
| commerce-renewal | $50.00 | 8/8/2011 10:56:16 AM |
| wealth-influencer | $25.00 | 8/8/2011 6:39:17 AM |
| Tyre | $50.00 | 8/8/2011 2:16:51 PM |
| MyPlantsEatBugs | $30.00 | 8/8/2011 3:30:45 PM |
| TheYellowDart | $25.00 | 8/8/2011 4:21:10 PM |
| ospreyusmc | $25.00 | 8/8/2011 9:41:43 AM |
| mtb_investing | $25.00 | 8/8/2011 5:14:59 PM |
| JesanFafon | $25.00 | 8/8/2011 8:00:41 PM |
| actuarial_investor | $25.00 | 8/8/2011 11:25:00 PM |
| healthy-fund7 | $25.00 | 8/8/2011 12:59:25 PM |
| 1313mark1313 | $25.00 | 8/9/2011 1:10:18 AM |
| Nerdster1 | $25.11 | 8/9/2011 4:20:17 AM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:30:02 AM |
| networks4ever | $25.00 | 8/9/2011 6:58:01 AM |
| tbrnet | $50.00 | 8/9/2011 7:16:00 AM |
| Bamaman205 | $48.17 | 8/8/2011 8:45:42 PM |
| Castelj | $26.00 | 8/9/2011 7:38:26 AM |
| Weaverville | $2.16 | 8/9/2011 8:44:46 AM |
| lloyd_s | $25.00 | 8/1/2011 10:16:43 AM |
| pound-balancer | $50.00 | 8/1/2011 10:31:12 AM |
| one-midas | $25.00 | 8/1/2011 11:36:25 AM |
| MarvintheMartian | $50.00 | 8/1/2011 11:49:33 AM |
| indomitable-coin | $25.00 | 8/1/2011 12:48:36 PM |
| diversification-surge | $50.00 | 8/1/2011 9:01:42 AM |
| restless-balance9 | $50.00 | 8/1/2011 9:49:30 AM |
| caring-hope2 | $100.00 | 8/1/2011 4:10:37 PM |
| orange-truth-pole | $51.54 | 8/1/2011 11:10:44 AM |
| loyalty-edifice997 | $25.00 | 8/1/2011 11:11:46 AM |
| dsparrow | $36.71 | 8/1/2011 11:30:54 AM |
| Rivervale_Westwood | $25.00 | 8/1/2011 1:23:39 PM |
| Guiren | $103.65 | 8/2/2011 7:28:27 AM |
| Pickmar | $25.00 | 8/2/2011 8:59:05 AM |
| Chosen-one | $25.00 | 8/1/2011 6:40:58 PM |
| Mad_Scientist | $41.75 | 8/1/2011 6:56:06 PM |
| leverage-monger | $25.00 | 8/2/2011 10:46:29 AM |
| velocity-solo | $30.00 | 8/2/2011 4:04:57 AM |
| janeybooboo | $250.00 | 8/2/2011 9:48:15 AM |
| life-is-great | $25.00 | 8/2/2011 8:07:04 AM |
| reflective-rupee | $25.00 | 8/2/2011 9:13:42 AM |
| compoundinterest | $50.00 | 8/3/2011 8:20:38 AM |
| nickel-pipeline | $25.00 | 8/3/2011 8:30:23 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:30 PM |
| ZeoInvestments | $25.00 | 8/3/2011 6:01:26 AM |
| ericgassercom | $50.00 | 8/3/2011 9:41:21 AM |
| wam37 | $25.00 | 8/3/2011 7:35:39 AM |
| Loansforlife | $25.00 | 8/3/2011 8:31:56 PM |
| minista | $25.00 | 8/3/2011 4:33:10 PM |
| LenderByDay | $25.00 | 8/4/2011 7:42:36 AM |
| jubilant-trade6 | $25.00 | 8/3/2011 11:16:44 PM |
| generous-deal6 | $25.00 | 8/4/2011 3:12:54 AM |
| narblark | $50.00 | 8/4/2011 9:07:02 AM |
| finance-magma7 | $25.00 | 8/4/2011 10:02:47 AM |
| first-favorite-bonus9 | $25.00 | 8/3/2011 10:43:35 PM |
| damanq | $25.00 | 8/4/2011 9:51:20 AM |
| JazzFranchise | $25.00 | 8/4/2011 2:40:31 PM |
| prossperous01 | $25.00 | 8/4/2011 10:26:31 AM |
| Ready2Loan | $25.00 | 8/4/2011 4:36:31 AM |
| taz007 | $50.00 | 8/4/2011 11:44:13 AM |
| balance-voyager | $25.00 | 8/4/2011 7:28:30 AM |
| dharma1 | $25.00 | 8/4/2011 6:11:12 PM |
| LovinMe | $50.00 | 8/4/2011 8:53:57 PM |
| TQLender | $25.00 | 8/4/2011 9:31:56 PM |
| inspiring-marketplace | $25.00 | 8/4/2011 5:29:25 PM |
| responsibility-cherry6 | $25.00 | 8/4/2011 10:34:10 PM |
| coolcreditor | $100.00 | 8/4/2011 8:17:17 PM |
| sharp-income2 | $25.00 | 8/4/2011 8:23:33 PM |
| CorporateT00l | $25.00 | 8/4/2011 8:33:46 PM |
| thepillowsack | $25.00 | 8/5/2011 9:42:48 AM |
| edieg | $25.00 | 8/5/2011 3:41:31 AM |
| visionary-fund | $25.00 | 8/5/2011 9:52:16 AM |
| trapper569 | $25.00 | 8/5/2011 4:37:51 AM |
| elvisloans | $25.00 | 8/5/2011 6:18:33 AM |
| degster | $25.00 | 8/5/2011 6:27:47 AM |
| piko00 | $50.00 | 8/5/2011 11:04:18 AM |
| SavannahBear | $25.00 | 8/5/2011 6:02:04 PM |
| loot-heart | $25.00 | 8/5/2011 3:11:48 PM |
| sunnyboy_7478 | $50.00 | 8/5/2011 6:31:22 PM |
| xphile | $25.00 | 8/5/2011 10:51:25 AM |
| pay_day | $50.00 | 8/5/2011 11:17:55 AM |
| WCLender | $32.95 | 8/5/2011 11:31:18 AM |
| 77dowplace | $34.21 | 8/5/2011 5:16:41 PM |
| Aimvest | $25.00 | 8/5/2011 8:23:14 PM |
| Stockpicker | $50.00 | 8/5/2011 2:10:16 PM |
| kleinbrak | $25.00 | 8/5/2011 2:39:13 PM |
| JRhino | $25.00 | 8/5/2011 8:32:14 PM |
| comet55 | $25.00 | 8/5/2011 9:07:20 PM |
| debt-system880 | $50.00 | 8/5/2011 9:33:00 PM |
| Ragnar | $25.00 | 8/5/2011 9:54:13 PM |
| shiny-leverage0 | $25.00 | 8/5/2011 10:28:58 PM |
| speyer | $25.00 | 8/6/2011 7:38:00 AM |
| duckadoo | $25.00 | 8/6/2011 1:44:56 AM |
| JM-Sarawak | $50.00 | 8/6/2011 6:31:33 AM |
| KnightKSU | $50.00 | 8/6/2011 7:23:26 AM |
| valiant-liberty4 | $30.00 | 8/6/2011 7:31:39 AM |
| hopethisworks | $50.00 | 8/5/2011 9:19:15 PM |
| reliable-platinum8 | $100.00 | 8/5/2011 9:42:39 PM |
| KVEER | $25.00 | 8/6/2011 12:25:27 PM |
| gingercat | $25.00 | 8/6/2011 1:09:07 PM |
| MiniBank998 | $25.00 | 8/6/2011 8:55:11 AM |
| region123 | $25.00 | 8/6/2011 1:47:20 PM |
| george_kaplan | $25.00 | 8/6/2011 1:51:20 PM |
| FoosMaster | $25.00 | 8/6/2011 3:38:07 PM |
| payment-halo | $25.00 | 8/6/2011 7:55:10 PM |
| DrStaff | $50.00 | 8/6/2011 11:25:29 AM |
| Castellan | $50.00 | 8/7/2011 1:03:10 PM |
| SPB | $25.00 | 8/7/2011 3:21:38 PM |
| jps888 | $25.00 | 8/7/2011 9:18:16 AM |
| RIVERBEND | $25.00 | 8/7/2011 12:10:44 PM |
| social-turtle4 | $25.00 | 8/7/2011 11:23:07 PM |
| LenderOnWheels | $25.00 | 8/7/2011 5:27:37 PM |
| dutkiewj | $25.00 | 8/7/2011 5:47:27 PM |
| oplender | $25.00 | 8/7/2011 9:50:10 PM |
| brightest-dynamic-peace | $25.00 | 8/7/2011 11:11:45 PM |
| jasperpants | $25.00 | 8/8/2011 7:19:46 AM |
| penny-champ5 | $25.00 | 8/7/2011 7:18:14 PM |
| villagers | $50.00 | 8/8/2011 10:21:21 AM |
| emphatic-responsibility | $25.00 | 8/8/2011 5:28:29 AM |
| sflawya | $25.00 | 8/8/2011 6:43:53 AM |
| latestone | $25.00 | 8/8/2011 8:54:18 PM |
| Rivervale_Westwood | $25.00 | 8/8/2011 7:21:37 AM |
| Ivan2007 | $25.00 | 8/9/2011 1:41:23 AM |
| Reinadog9 | $25.00 | 8/8/2011 1:54:42 PM |
| MilitaryMTP | $100.00 | 8/8/2011 8:56:33 AM |
| loiosh | $25.00 | 8/8/2011 9:09:39 AM |
| shiny-gold5 | $268.40 | 8/9/2011 7:15:04 AM |
| Pairodimes | $100.00 | 8/8/2011 10:35:42 AM |
| totoro | $25.00 | 8/8/2011 11:05:47 AM |
| kunger | $25.00 | 8/8/2011 4:21:01 PM |
| grampy48 | $25.00 | 8/9/2011 7:17:49 AM |
| ctgscott | $25.00 | 8/8/2011 8:35:58 PM |
| lanlie | $45.00 | 8/9/2011 5:15:29 AM |
| victorcab | $25.00 | 8/9/2011 8:06:36 AM |
| 245 Investments
|
Borrower Payment Dependent Notes Series
518999
This series of Notes was issued and sold upon the funding of the borrower loan #52204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
8 | Length of status: | 7y 4m |
|
Amount delinquent:
| $439 |
Total credit lines:
| 22 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,233 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| auction-ambrosia9 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Haztech23
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/29/2011 5:02:34 PM |
| lloyd_s | $25.00 | 7/30/2011 1:26:59 AM |
| stepatatime-together | $100.00 | 7/31/2011 9:23:33 PM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:26 PM |
| economy-coup | $50.00 | 7/31/2011 8:46:55 PM |
| Stek7 | $25.00 | 8/2/2011 7:18:40 AM |
| diplomatic-wealth7 | $25.00 | 8/2/2011 4:26:37 PM |
| missing-link | $25.00 | 8/4/2011 8:58:57 AM |
| green-trade-dolphin | $25.00 | 8/5/2011 4:00:32 PM |
| availableloan | $25.00 | 8/5/2011 4:58:10 PM |
| Mariner3605 | $25.00 | 8/6/2011 3:27:37 AM |
| javelin0 | $25.00 | 8/6/2011 7:49:59 AM |
| handy-justice | $100.00 | 8/5/2011 6:50:43 PM |
| Something-Corporate | $25.00 | 8/5/2011 6:51:50 PM |
| unger | $61.11 | 8/5/2011 7:23:20 PM |
| sgt-schultz | $30.00 | 8/6/2011 11:09:11 AM |
| cptmorgin | $50.00 | 8/6/2011 8:27:02 AM |
| graceful-investment | $150.00 | 8/6/2011 6:12:46 AM |
| stock106 | $25.00 | 8/7/2011 8:47:50 AM |
| Whipster | $70.00 | 8/6/2011 12:03:49 PM |
| green-trade-dolphin | $35.00 | 8/7/2011 3:32:14 PM |
| wise-deal-panda | $100.00 | 8/7/2011 3:44:43 PM |
| basis-gazer0 | $100.00 | 8/7/2011 2:35:05 PM |
| gulch | $25.00 | 8/7/2011 8:01:12 AM |
| wealth-fighter3 | $25.00 | 8/8/2011 6:19:06 AM |
| capital-galaxy | $200.00 | 8/8/2011 9:39:02 AM |
| revenue-appraiser | $25.00 | 8/8/2011 12:47:36 PM |
| claimtruth | $25.00 | 8/8/2011 8:46:31 AM |
| reflective-rupee | $100.00 | 8/8/2011 3:52:08 PM |
| unfixer | $25.00 | 8/8/2011 4:59:48 PM |
| fairhelper | $25.00 | 8/8/2011 8:31:21 PM |
| KileNSmyth4 | $34.29 | 8/9/2011 8:58:46 AM |
| credit-coach118 | $25.00 | 8/9/2011 9:06:18 AM |
| ochardlender | $28.07 | 8/9/2011 8:19:01 AM |
| Eric_Gagne | $25.00 | 8/9/2011 8:37:47 AM |
| jebber007 | $50.00 | 8/9/2011 11:09:16 AM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:47 PM |
| derec | $25.00 | 8/9/2011 7:57:04 PM |
| shrewd-income | $25.00 | 8/9/2011 6:26:30 PM |
| tech310 | $50.00 | 8/9/2011 9:00:19 PM |
| desertoasis | $25.00 | 8/10/2011 8:13:02 AM |
| wlm3012 | $30.00 | 8/10/2011 11:00:13 AM |
| Loan-Mart | $37.57 | 8/10/2011 11:59:09 AM |
| refined-return922 | $25.00 | 8/10/2011 6:28:07 AM |
| DreDub | $50.00 | 8/10/2011 9:36:40 AM |
| hope-candy1 | $100.00 | 8/10/2011 6:33:22 AM |
| mpatrick | $50.00 | 8/10/2011 8:15:20 AM |
| ttnk62918 | $25.00 | 8/10/2011 9:38:36 AM |
| moola-pillow | $45.00 | 8/10/2011 3:25:35 PM |
| orange-courageous-dedication | $30.00 | 8/10/2011 11:46:38 AM |
| unger | $50.11 | 8/10/2011 1:43:26 PM |
| finance-prescription | $100.00 | 8/10/2011 5:18:31 PM |
| Bob450 | $25.00 | 8/11/2011 8:01:32 AM |
| Myrick | $25.00 | 8/11/2011 5:43:03 PM |
| nutandhoney | $25.00 | 8/11/2011 10:00:54 PM |
| orange-robust-balance | $30.00 | 8/11/2011 11:05:45 AM |
| rysil | $25.00 | 8/11/2011 11:04:37 PM |
| soulwork | $25.00 | 8/11/2011 5:53:15 PM |
| divedude | $25.00 | 8/11/2011 5:59:09 PM |
| indomitable-dedication | $50.00 | 8/12/2011 5:25:20 AM |
| SDKiwi | $25.00 | 8/11/2011 1:55:15 PM |
| blackstar | $25.00 | 8/12/2011 6:00:26 AM |
| social-zebra | $26.00 | 8/12/2011 8:57:55 AM |
| Pairodimes | $25.00 | 8/12/2011 9:00:34 AM |
| cash-taxi7 | $25.00 | 8/12/2011 9:37:26 AM |
| gold-fate | $25.00 | 8/12/2011 10:38:18 AM |
| GGreg799 | $25.00 | 8/11/2011 8:28:47 PM |
| jonnysixgun | $32.58 | 8/12/2011 11:15:56 AM |
| Ruckus888 | $50.00 | 8/12/2011 7:51:14 AM |
| LendingPimp | $25.00 | 8/11/2011 11:42:54 PM |
| skunkor2 | $25.00 | 8/12/2011 12:47:52 PM |
| kwan | $25.00 | 8/12/2011 9:00:56 AM |
| orgy63 | $25.00 | 8/12/2011 5:54:05 AM |
| moola-disk | $43.00 | 8/12/2011 9:50:01 AM |
| EBITDA | $25.00 | 8/12/2011 10:05:06 AM |
| GS-ROCK | $25.00 | 8/12/2011 12:32:52 PM |
| order-spy9 | $25.00 | 8/12/2011 10:08:45 AM |
| pearl13 | $100.00 | 8/12/2011 11:25:41 AM |
| patriot897 | $25.00 | 7/29/2011 5:43:03 PM |
| Dubbs360 | $200.00 | 7/30/2011 12:10:21 AM |
| Gibbyland | $100.00 | 7/30/2011 10:13:00 AM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:36:37 AM |
| Jack55304 | $200.00 | 7/30/2011 10:59:13 PM |
| fuzed | $25.00 | 8/3/2011 7:32:37 AM |
| mercuriant | $25.00 | 8/5/2011 2:52:10 AM |
| dime-vista2 | $25.00 | 8/5/2011 3:07:15 PM |
| loss-of-control | $100.00 | 8/5/2011 5:36:24 PM |
| reward-dynamo | $25.00 | 8/5/2011 4:07:33 PM |
| nickel_finder | $25.00 | 8/6/2011 1:53:03 AM |
| B2152 | $25.00 | 8/6/2011 4:55:18 AM |
| GCInvestments | $25.00 | 8/5/2011 6:59:58 PM |
| porwestco | $25.00 | 8/6/2011 4:36:36 AM |
| suave-dime6 | $25.00 | 8/6/2011 6:55:15 AM |
| CA-Lender | $50.00 | 8/6/2011 2:25:08 PM |
| money-baron-roth-IRA | $75.00 | 8/6/2011 12:39:41 PM |
| heerzaquestion | $25.00 | 8/7/2011 11:07:01 AM |
| shrewd-peace7 | $25.00 | 8/6/2011 10:46:34 PM |
| adir1 | $25.00 | 8/7/2011 12:46:46 PM |
| loan_doctor | $25.00 | 8/7/2011 4:41:43 PM |
| credible-balance0 | $25.00 | 8/8/2011 8:52:09 AM |
| dws2380 | $25.00 | 8/8/2011 3:33:10 PM |
| bath836 | $55.00 | 8/9/2011 8:07:36 AM |
| mostlynice | $50.00 | 8/8/2011 12:14:58 PM |
| duty-monger | $50.00 | 8/9/2011 7:18:23 AM |
| integrity-doctor | $100.00 | 8/9/2011 7:22:26 AM |
| bath836 | $55.00 | 8/9/2011 8:06:59 AM |
| Danylostefan | $25.00 | 8/9/2011 8:35:06 AM |
| friendly-principal76 | $25.00 | 8/9/2011 9:04:24 AM |
| capital-galaxy | $100.00 | 8/9/2011 3:05:16 PM |
| orange-preeminant-bill | $25.00 | 8/9/2011 9:28:46 AM |
| itskarma | $25.00 | 8/9/2011 4:10:06 PM |
| GElender | $25.00 | 8/9/2011 5:46:09 AM |
| NolockHolmes | $50.00 | 8/9/2011 4:45:56 PM |
| direct-compassion | $26.00 | 8/9/2011 1:27:08 PM |
| dfealk | $50.00 | 8/9/2011 2:48:11 PM |
| Astyanax | $80.00 | 8/9/2011 3:35:21 PM |
| afterhours | $25.00 | 8/9/2011 2:41:06 PM |
| a-restless-dollar | $25.00 | 8/9/2011 7:00:21 PM |
| shmb6508 | $100.00 | 8/10/2011 10:35:13 AM |
| CACO_Lender | $25.00 | 8/10/2011 1:00:23 PM |
| listing-vista | $200.00 | 8/10/2011 5:47:21 AM |
| newest-camaraderi-fir | $50.00 | 8/10/2011 7:52:13 AM |
| finance-mushroom | $100.00 | 8/10/2011 9:13:56 AM |
| Eddy-2-Aces | $29.14 | 8/10/2011 10:11:42 AM |
| tpleus | $25.00 | 8/10/2011 11:27:02 AM |
| wwwUniversal | $25.00 | 8/10/2011 9:43:43 PM |
| return-pumpkin7 | $25.00 | 8/10/2011 1:03:53 PM |
| 108lender | $80.00 | 8/10/2011 6:00:19 PM |
| irrelevant | $25.00 | 8/10/2011 2:05:09 PM |
| guild261 | $100.00 | 8/10/2011 8:01:49 PM |
| enchanted-diversification496 | $25.00 | 8/11/2011 8:39:35 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:00:32 AM |
| WalnutCreekguy | $50.00 | 8/11/2011 9:24:02 AM |
| treasure-bliss | $50.00 | 8/11/2011 12:19:06 PM |
| suges | $25.00 | 8/11/2011 10:46:06 AM |
| one2sojourn | $50.00 | 8/11/2011 4:33:25 PM |
| red-power-pecan | $50.00 | 8/11/2011 7:52:06 PM |
| moopi | $25.00 | 8/11/2011 3:55:42 PM |
| IIP77 | $25.00 | 8/11/2011 8:08:54 PM |
| ramsba | $50.00 | 8/11/2011 8:46:34 PM |
| debtcollector | $25.00 | 8/12/2011 8:32:47 AM |
| imoutdoorsy | $25.00 | 8/11/2011 8:49:05 PM |
| Weaverville | $25.00 | 8/11/2011 5:06:53 PM |
| mrack | $50.00 | 8/12/2011 9:36:28 AM |
| onlyastepaway | $25.00 | 8/12/2011 1:08:53 AM |
| unger | $85.11 | 8/12/2011 11:26:20 AM |
| CanArkRoamNu | $25.00 | 8/12/2011 9:13:17 AM |
| mangas | $34.00 | 8/12/2011 11:24:00 AM |
| picklesforarthur | $25.00 | 8/12/2011 12:17:07 PM |
| DadWarbucks | $25.00 | 8/12/2011 9:40:59 AM |
| davisfl | $25.00 | 8/12/2011 12:49:53 PM |
| virtuous-bill1 | $25.00 | 8/12/2011 12:59:13 PM |
| ErsatzMike | $50.00 | 8/12/2011 1:25:19 PM |
| MaxGates | $23.02 | 8/12/2011 1:29:14 PM |
| 154 Investments
|
Borrower Payment Dependent Notes Series
519003
This series of Notes was issued and sold upon the funding of the borrower loan #52212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,602 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orbital-truth4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...
Consolidate my debt. I have 3 separate cards I am paying on and would like to just make it one payment a month through this loan.
My financial situation:
I am a good candidate for this loan because I have always been able to pay my bills on time as I will with this.. My credit score is in good standing.
Monthly net income: $1800 (2 jobs: Part time at best buy and subbing)
Monthly expenses:
Housing: $0.00 (live with my brother and don't pay rent yet but contribute when I can)
Insurance: $130 (monthly car insurance)
Car expenses: $0.00 (parents are currently making payments right now)
Utilities: $0.00 (Brother)
Phone, cable, internet: $0.00
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/31/2011 10:44:06 PM |
| Investor_DP | $100.00 | 7/30/2011 12:02:21 PM |
| Dubbs360 | $100.00 | 7/30/2011 1:22:31 PM |
| pearl13 | $100.00 | 7/30/2011 3:59:11 PM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:32 PM |
| circuitfive | $25.00 | 8/1/2011 7:43:35 AM |
| grf1945 | $25.00 | 8/2/2011 1:01:58 PM |
| jarf | $25.00 | 8/2/2011 11:12:44 PM |
| dpries123 | $50.00 | 8/3/2011 8:27:03 AM |
| enthralling-deal180 | $50.00 | 8/3/2011 5:52:47 AM |
| GElender | $25.00 | 8/4/2011 6:22:46 AM |
| richboy56 | $25.00 | 8/4/2011 11:22:59 AM |
| dollar-sonnet3 | $25.00 | 8/4/2011 9:29:02 AM |
| CaptainBL | $50.00 | 8/4/2011 7:18:24 PM |
| dime-vista2 | $25.00 | 8/5/2011 3:10:33 PM |
| britgsb | $100.00 | 8/5/2011 3:34:46 PM |
| Minotaur | $26.00 | 8/5/2011 7:06:15 PM |
| Johnab | $25.00 | 8/5/2011 8:02:31 PM |
| marwadi-62 | $100.00 | 8/5/2011 8:21:45 PM |
| Arpad | $40.00 | 8/5/2011 6:28:52 PM |
| Nojukbong | $50.00 | 8/5/2011 2:38:27 PM |
| one-midas | $25.00 | 8/5/2011 3:42:17 PM |
| Mariner3605 | $25.00 | 8/6/2011 3:33:27 AM |
| bankojerry | $25.00 | 8/6/2011 5:48:49 AM |
| radforj22 | $25.00 | 8/6/2011 7:40:32 AM |
| gtrplayer | $25.00 | 8/6/2011 9:00:17 AM |
| jazzlender | $50.00 | 8/6/2011 9:40:19 AM |
| mammalian4 | $25.00 | 8/6/2011 6:33:19 AM |
| heerzaquestion | $25.00 | 8/6/2011 7:08:16 AM |
| mistertao | $25.00 | 8/6/2011 7:43:16 AM |
| javelin0 | $25.00 | 8/6/2011 7:50:00 AM |
| terrific-return | $25.00 | 8/6/2011 8:26:43 AM |
| soular21804 | $25.00 | 8/6/2011 2:53:01 AM |
| businessguy29 | $50.00 | 8/6/2011 9:25:18 AM |
| cerebral-dollar773 | $68.50 | 8/6/2011 4:54:17 AM |
| friendly-market5 | $25.00 | 8/6/2011 6:00:19 AM |
| sgt-schultz | $25.00 | 8/6/2011 11:07:37 AM |
| blue-euro-entrepreneur | $25.00 | 8/6/2011 11:29:33 AM |
| crw1950 | $25.27 | 8/6/2011 4:23:34 PM |
| UHcougars | $25.00 | 8/6/2011 4:42:07 PM |
| jbaum | $50.00 | 8/6/2011 11:16:44 PM |
| SIGLLC | $30.00 | 8/6/2011 10:03:50 AM |
| loot-funkmaster | $25.00 | 8/6/2011 11:12:46 AM |
| interstellar | $75.00 | 8/6/2011 11:51:15 AM |
| wwwUniversal | $25.00 | 8/6/2011 11:52:42 AM |
| Torvald | $42.95 | 8/6/2011 4:10:25 PM |
| penny-champ5 | $25.00 | 8/7/2011 7:25:42 PM |
| Peterman | $25.00 | 8/7/2011 7:42:05 PM |
| freest8r | $50.00 | 8/9/2011 5:06:47 AM |
| enriched-note6 | $25.00 | 8/9/2011 10:20:28 AM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:00 AM |
| mdf | $40.00 | 8/9/2011 6:25:46 PM |
| tech310 | $50.00 | 8/9/2011 9:02:33 PM |
| dsnybnd | $25.00 | 8/10/2011 7:46:11 AM |
| Shawnman19 | $30.39 | 8/10/2011 8:52:09 AM |
| community-pipeline | $50.00 | 8/10/2011 1:04:17 PM |
| icchok | $50.00 | 8/10/2011 2:24:20 AM |
| ClearCut | $50.00 | 8/10/2011 4:43:29 PM |
| Manvel | $25.00 | 8/10/2011 7:41:59 AM |
| gjm6d | $25.00 | 8/10/2011 6:33:06 PM |
| claimtruth | $25.00 | 8/10/2011 1:53:12 PM |
| Digs | $25.00 | 8/10/2011 2:24:39 PM |
| DeltaComputerGuy | $25.00 | 8/10/2011 2:35:07 PM |
| the-profit-oracle | $25.00 | 8/10/2011 7:25:57 PM |
| fishking | $50.00 | 8/10/2011 3:42:27 PM |
| gilbrear | $25.00 | 8/10/2011 3:51:34 PM |
| lava414 | $25.00 | 8/10/2011 9:21:51 PM |
| pearl13 | $79.30 | 8/11/2011 5:58:30 AM |
| ect_2k20 | $50.00 | 8/10/2011 8:45:52 PM |
| jkeller4000 | $25.00 | 8/2/2011 3:59:58 AM |
| favorite-commerce | $25.00 | 7/31/2011 7:56:08 AM |
| commerce-web5 | $25.00 | 7/30/2011 11:41:17 PM |
| compoundinterest | $50.00 | 7/31/2011 9:31:42 AM |
| mykkai | $25.00 | 8/1/2011 8:11:57 AM |
| life-is-great | $25.00 | 8/2/2011 8:07:03 AM |
| aimm | $25.00 | 8/2/2011 7:33:40 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:22 PM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:35 AM |
| generous-deal6 | $25.00 | 8/4/2011 3:12:48 AM |
| economy-beast | $25.00 | 8/4/2011 12:02:07 PM |
| five-star-justice | $25.00 | 8/4/2011 4:57:27 PM |
| josuae | $50.00 | 8/5/2011 3:40:41 PM |
| herbyman | $100.00 | 8/5/2011 12:48:36 PM |
| Freedomforme16 | $40.00 | 8/5/2011 7:06:26 PM |
| availableloan | $25.00 | 8/5/2011 4:53:28 PM |
| GCInvestments | $28.00 | 8/5/2011 8:53:52 PM |
| artisan369 | $200.00 | 8/5/2011 10:27:05 PM |
| BankofBeth | $25.00 | 8/5/2011 2:50:33 PM |
| the-silver-blaster | $75.00 | 8/6/2011 12:41:10 AM |
| investment-comet | $25.00 | 8/6/2011 6:43:58 AM |
| CreditBuilder2 | $100.00 | 8/6/2011 12:10:06 AM |
| head | $25.00 | 8/6/2011 7:48:49 AM |
| silver-dogwood4 | $25.00 | 8/6/2011 10:29:12 AM |
| engaging-worth | $25.00 | 8/6/2011 12:06:13 PM |
| Napoli_Lending | $75.00 | 8/6/2011 5:37:35 AM |
| fascinating-gold | $92.91 | 8/6/2011 3:45:39 PM |
| loanman2007 | $100.00 | 8/6/2011 7:04:53 AM |
| DasMula | $25.00 | 8/6/2011 7:26:06 AM |
| capital-kingdom | $25.01 | 8/6/2011 7:37:21 AM |
| broomfieldbucks | $25.00 | 8/6/2011 12:18:03 PM |
| BAdler | $25.00 | 8/6/2011 9:03:08 AM |
| asset-cougar0 | $25.00 | 8/6/2011 12:32:46 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:18 PM |
| rateasaurus1 | $25.00 | 8/6/2011 2:24:51 PM |
| Dubbs360 | $100.00 | 8/6/2011 4:05:05 PM |
| mason13a | $50.00 | 8/7/2011 10:56:08 AM |
| Brisket_Bob | $61.99 | 8/7/2011 8:22:04 PM |
| the-bright-velocity | $25.00 | 8/8/2011 7:34:21 AM |
| BxRealtor | $25.00 | 8/8/2011 6:11:05 PM |
| beach_bum | $25.00 | 8/8/2011 10:24:04 AM |
| Rob717171 | $25.00 | 8/9/2011 9:32:14 PM |
| ALFLoan | $25.00 | 8/10/2011 2:54:23 PM |
| point-compadre | $85.34 | 8/10/2011 10:58:09 AM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:16 PM |
| weiyinsan | $25.00 | 8/10/2011 2:42:23 PM |
| lazyeye | $29.34 | 8/10/2011 10:44:57 AM |
| ghinga | $30.00 | 8/10/2011 12:06:19 PM |
| Solid-Platinum | $50.00 | 8/10/2011 6:18:27 PM |
| pious-benjamins1 | $25.00 | 8/10/2011 8:02:16 PM |
| wtrboy | $25.00 | 8/10/2011 10:44:50 PM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
519143
This series of Notes was issued and sold upon the funding of the borrower loan #52189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,512 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| leverage-sanctuary0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to Fund Business Expansion
Purpose of loan:
This loan will be used to expand my home based eCommerce site,serving an untapped niche in the online music distribution business. I have run this business for over 18 months with a modest, steady and growing sales. I will use the loan to complete adding an amazing functionality to my site, add inventory and do a targeted ad campaign.
I have a full time job as a Sys Admin, and the business is run from my garage, so the only expenses besides the cost of inventory is hosting and PayPal fees. I do not have any debt on the business, it is all my sweat equity.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4250
Monthly expenses: $3320
Housing: $1600
Insurance: $140
Car expenses: $200
Utilities: $500
Phone, cable, internet: $80
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 8/3/2011 11:36:33 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:40 PM |
| Investor_DP | $100.00 | 8/2/2011 5:03:05 PM |
| restless-dime | $100.00 | 8/2/2011 7:12:58 PM |
| reflective-rupee | $200.00 | 8/5/2011 9:24:26 AM |
| economy-huckleberry0 | $25.00 | 8/5/2011 12:59:23 PM |
| CatbirdBanking | $25.00 | 8/5/2011 10:11:02 PM |
| ledesma31 | $500.00 | 8/5/2011 3:42:14 PM |
| AlternativeCashFlow | $25.00 | 8/6/2011 6:04:13 PM |
| beakerfish | $150.00 | 8/6/2011 12:03:48 PM |
| diligent-peace9 | $75.00 | 8/7/2011 12:51:33 PM |
| awesome-silver | $100.00 | 8/7/2011 10:53:44 AM |
| exchange-upholder0 | $25.00 | 8/8/2011 10:18:28 AM |
| Dubbs360 | $200.00 | 8/8/2011 1:35:28 PM |
| sgt-schultz | $39.56 | 8/8/2011 1:44:50 PM |
| Something-Corporate | $25.00 | 8/8/2011 4:05:11 PM |
| fairgirl | $25.00 | 8/8/2011 7:30:31 PM |
| B2152 | $25.00 | 8/9/2011 4:52:25 AM |
| supreme-hope | $25.00 | 8/9/2011 5:44:37 AM |
| new-ore-venture | $200.00 | 8/8/2011 5:46:33 PM |
| principal-trombone | $250.00 | 8/9/2011 7:16:44 AM |
| fairhelper | $25.00 | 8/9/2011 8:41:59 AM |
| kingbob | $25.00 | 8/9/2011 8:57:55 AM |
| competent-p2p | $25.00 | 8/8/2011 12:22:23 PM |
| rate-sceptre | $31.13 | 8/9/2011 3:27:34 AM |
| yaniel42 | $35.00 | 8/8/2011 3:01:53 PM |
| jono9999 | $43.49 | 8/9/2011 5:41:46 AM |
| treasure-hunter270 | $25.00 | 8/9/2011 7:59:08 AM |
| bath836 | $55.00 | 8/9/2011 8:10:42 AM |
| debt-legend | $25.00 | 8/8/2011 7:48:42 PM |
| awesome-yield7 | $33.24 | 8/8/2011 7:59:22 PM |
| zone6 | $100.00 | 8/9/2011 1:38:43 AM |
| genuine-dime | $100.00 | 8/9/2011 9:17:52 AM |
| Hummer-Guy | $25.00 | 8/9/2011 9:18:57 AM |
| interstellar | $75.00 | 8/9/2011 4:37:34 AM |
| Bob450 | $25.00 | 8/9/2011 11:45:13 AM |
| gentle-gain235 | $50.00 | 8/9/2011 8:38:07 AM |
| enchanted-note | $25.00 | 8/9/2011 1:07:01 PM |
| credible-balance0 | $25.00 | 8/9/2011 9:14:47 AM |
| cognizant-rupee7 | $25.00 | 8/9/2011 7:40:18 PM |
| JattsBank | $25.00 | 8/9/2011 2:04:23 PM |
| reward-dynamo | $25.00 | 8/9/2011 6:19:31 PM |
| wlm3012 | $30.00 | 8/10/2011 10:45:15 AM |
| 19vfwcinc89 | $50.00 | 8/10/2011 2:26:51 PM |
| finance-prescription | $100.00 | 8/10/2011 5:18:47 PM |
| rockhound84 | $25.00 | 8/11/2011 3:01:36 AM |
| guild261 | $100.00 | 8/10/2011 7:58:49 PM |
| easylivin | $25.00 | 8/10/2011 3:36:15 PM |
| economy-coup | $50.00 | 8/11/2011 12:17:33 AM |
| doopers | $25.00 | 8/11/2011 9:21:36 AM |
| 108lender | $80.00 | 8/10/2011 6:00:21 PM |
| mighty-payout1 | $25.00 | 8/10/2011 8:25:37 PM |
| indianoven | $25.00 | 8/11/2011 10:24:19 AM |
| 168RichCapital | $25.08 | 8/11/2011 11:01:08 AM |
| heroic-compassion6 | $50.03 | 8/11/2011 11:49:02 AM |
| pious-gold | $25.00 | 8/11/2011 9:41:29 AM |
| suave-dime6 | $25.00 | 8/11/2011 7:16:02 AM |
| Reliance_Banker | $25.00 | 8/11/2011 5:58:56 PM |
| jebber007 | $50.00 | 8/11/2011 8:46:55 PM |
| lowlite6647 | $43.85 | 8/12/2011 4:43:50 AM |
| well-mannered-income3 | $25.00 | 8/11/2011 7:26:13 PM |
| lean-dedication | $32.84 | 8/12/2011 5:48:40 AM |
| IIP77 | $25.00 | 8/11/2011 8:08:56 PM |
| 168RichCapital | $0.52 | 8/12/2011 8:18:47 AM |
| jkeller4000 | $25.00 | 8/3/2011 5:32:00 AM |
| bullish2bearish | $25.00 | 8/2/2011 5:57:09 PM |
| restless-dime | $100.00 | 8/2/2011 7:08:23 PM |
| established-treasure875 | $25.00 | 8/3/2011 8:16:24 AM |
| stepatatime-together | $200.00 | 8/2/2011 10:45:29 PM |
| dynrep | $25.00 | 8/3/2011 4:08:00 PM |
| greencat | $50.00 | 8/4/2011 6:51:52 AM |
| MilitaryLending | $34.00 | 8/4/2011 3:52:51 PM |
| social-hunter5 | $50.00 | 8/5/2011 10:52:17 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:00 PM |
| alexgalt | $25.00 | 8/6/2011 12:03:01 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:12 AM |
| javelin0 | $25.00 | 8/6/2011 7:50:09 AM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:42:58 PM |
| CA-Lender | $25.00 | 8/7/2011 1:49:28 PM |
| loss-of-control | $150.00 | 8/8/2011 5:19:59 PM |
| shrewd-peace7 | $25.00 | 8/9/2011 12:43:14 AM |
| orange-coin-walnut | $50.00 | 8/9/2011 4:38:06 AM |
| funtwosay | $25.00 | 8/8/2011 2:35:08 PM |
| dariop | $30.01 | 8/8/2011 3:55:04 PM |
| balanced-balance6 | $40.00 | 8/9/2011 6:39:22 AM |
| value-rapture | $25.00 | 8/9/2011 7:09:26 AM |
| ddoneday | $25.00 | 8/9/2011 7:52:13 AM |
| VJ_Financial | $26.27 | 8/8/2011 6:57:10 PM |
| buffalobills | $25.00 | 8/9/2011 8:14:04 AM |
| careful-note1 | $50.00 | 8/9/2011 8:40:13 AM |
| octoberfresh | $25.00 | 8/8/2011 12:02:31 PM |
| thrilling-nickel5 | $25.00 | 8/8/2011 12:54:59 PM |
| ti22ring | $25.00 | 8/9/2011 1:30:49 AM |
| Core-Marketing | $40.00 | 8/9/2011 4:15:44 AM |
| vtr1000 | $25.31 | 8/8/2011 4:46:35 PM |
| palace2 | $610.75 | 8/9/2011 6:46:00 AM |
| shawnw2 | $30.00 | 8/9/2011 7:07:43 AM |
| Pu239 | $70.00 | 8/9/2011 7:53:18 AM |
| nitrostamped | $38.46 | 8/9/2011 8:06:24 AM |
| kain11286 | $50.00 | 8/9/2011 8:55:17 AM |
| irrelevant | $25.00 | 8/9/2011 10:05:14 AM |
| quest0 | $25.00 | 8/9/2011 6:48:47 AM |
| Bill88 | $25.00 | 8/9/2011 10:56:19 AM |
| whitemountainhandyman | $25.00 | 8/9/2011 5:25:14 PM |
| baker31 | $30.00 | 8/9/2011 7:29:07 AM |
| KindCharmingReflective-affluence | $25.00 | 8/9/2011 8:22:01 AM |
| oath163 | $30.00 | 8/9/2011 8:39:49 AM |
| benefit-position | $38.49 | 8/9/2011 8:46:18 AM |
| Iwillhuntyoudown | $25.00 | 8/10/2011 1:06:08 AM |
| HenryS | $50.00 | 8/9/2011 6:17:16 PM |
| Captain_America | $100.00 | 8/10/2011 3:30:42 AM |
| tech310 | $50.00 | 8/9/2011 8:58:59 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:09 AM |
| townjudgejfw | $25.00 | 8/9/2011 7:08:18 PM |
| DasMula | $25.00 | 8/10/2011 7:08:50 AM |
| the-enthralling-coin | $25.00 | 8/10/2011 5:50:55 PM |
| wwwUniversal | $25.00 | 8/10/2011 9:43:43 PM |
| StrongMonty | $54.20 | 8/10/2011 6:28:34 PM |
| pearl13 | $100.00 | 8/11/2011 5:32:05 PM |
| awesome-silver | $200.00 | 8/11/2011 10:43:49 PM |
| finance-assembler | $100.00 | 8/11/2011 7:16:21 PM |
| money-fort | $26.77 | 8/11/2011 7:51:44 PM |
| imoutdoorsy | $25.00 | 8/11/2011 8:49:05 PM |
| Weaverville | $25.00 | 8/11/2011 5:07:03 PM |
| dmirtyle | $70.00 | 8/11/2011 11:39:43 PM |
| barchibald | $50.00 | 8/11/2011 6:25:47 PM |
| supersam | $56.00 | 8/12/2011 7:43:43 AM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
519161
This series of Notes was issued and sold upon the funding of the borrower loan #52149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-08-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
3 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,707 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| penny-igloo1 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...same
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3850
Monthly expenses: $ 2700.00
Housing: $ 675.00
Insurance: $ 100.00
Car expenses: $ 100.00
Utilities: $ 85
Phone, cable, internet: $ 105.00
Food, entertainment: $
Clothing, household expenses: $ 125.00
Credit cards and other loans: $ 500.00
Other expenses: $ na
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 8/1/2011 9:39:04 AM |
| nickel-launcher | $25.00 | 8/2/2011 10:36:55 AM |
| generous-deal6 | $25.00 | 8/4/2011 3:12:56 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:41 AM |
| reward-dynamo | $25.00 | 8/5/2011 4:03:04 PM |
| eboomer2611 | $25.00 | 8/5/2011 10:51:09 AM |
| Arpad | $25.00 | 8/5/2011 6:30:25 PM |
| payment-halo | $25.00 | 8/5/2011 9:17:58 PM |
| heroic-return5 | $25.00 | 8/5/2011 9:26:15 PM |
| loan_doctor | $25.00 | 8/5/2011 9:35:57 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:05 AM |
| Emberfox | $25.00 | 8/5/2011 8:34:53 PM |
| Nicedad72 | $25.09 | 8/6/2011 6:43:27 AM |
| unequaled-ore | $25.00 | 8/5/2011 10:25:52 PM |
| restless-dime | $50.00 | 8/6/2011 7:37:45 AM |
| Something-Corporate | $25.00 | 8/5/2011 6:52:30 PM |
| appetizing-duty8 | $26.23 | 8/6/2011 1:49:36 AM |
| accelerator1 | $25.00 | 8/6/2011 11:29:20 AM |
| shawnw2 | $25.00 | 8/6/2011 8:49:38 AM |
| CA-Lender | $25.00 | 8/6/2011 2:31:56 PM |
| Bocephus1959 | $75.00 | 8/6/2011 7:42:30 AM |
| lotuss4 | $33.00 | 8/6/2011 11:45:18 AM |
| joebob78 | $47.69 | 8/7/2011 8:52:47 AM |
| diligent-peace9 | $50.00 | 8/7/2011 7:47:11 AM |
| luann199 | $25.00 | 8/7/2011 2:46:40 PM |
| tomdooley12520 | $25.00 | 8/6/2011 4:06:07 PM |
| Something-Corporate | $25.00 | 8/7/2011 8:43:15 AM |
| EretzCapital | $75.00 | 8/7/2011 11:48:11 AM |
| platinum-czar | $25.00 | 8/7/2011 11:57:08 AM |
| amusement4 | $200.00 | 8/7/2011 7:50:31 PM |
| eronyc | $25.00 | 8/7/2011 6:46:38 AM |
| melodious-openness | $38.68 | 8/7/2011 6:38:00 PM |
| hawksfanmd | $25.00 | 8/7/2011 7:40:04 PM |
| indomitable-dedication | $50.00 | 8/7/2011 12:34:57 PM |
| porwestco | $25.00 | 8/8/2011 2:45:10 AM |
| hookUup | $27.28 | 8/8/2011 10:17:48 AM |
| wise-deal-panda | $100.00 | 8/7/2011 3:37:18 PM |
| Lubava | $25.00 | 8/7/2011 5:19:06 PM |
| YeoLenderSource | $25.00 | 8/8/2011 12:22:52 PM |
| allaxul | $41.94 | 8/8/2011 12:27:38 PM |
| mpatrick | $50.00 | 8/8/2011 8:09:40 AM |
| dime-bigwig4 | $29.74 | 8/8/2011 2:35:10 PM |
| reflective-rupee | $100.00 | 8/8/2011 10:45:38 AM |
| Valley-of-the-Dollar | $25.00 | 8/8/2011 10:51:02 AM |
| Roohugger | $25.00 | 8/8/2011 10:54:11 AM |
| commerce-renewal | $50.00 | 8/8/2011 10:56:19 AM |
| Rostov | $161.39 | 8/8/2011 1:59:44 PM |
| whitewolf7 | $56.36 | 8/8/2011 3:10:53 PM |
| jebber007 | $47.24 | 8/8/2011 10:15:03 AM |
| SC98007 | $25.00 | 8/8/2011 12:13:08 PM |
| prodigy525 | $25.00 | 8/8/2011 12:40:37 PM |
| JohnWS | $29.00 | 8/8/2011 2:28:35 PM |
| yaniel42 | $27.18 | 8/8/2011 2:57:03 PM |
| jkeller4000 | $25.00 | 8/1/2011 1:39:32 PM |
| restless-dime | $100.00 | 8/1/2011 11:05:34 AM |
| social-hunter5 | $50.00 | 8/5/2011 10:55:04 AM |
| loss-of-control | $100.00 | 8/5/2011 5:20:02 PM |
| IIP77 | $25.00 | 8/5/2011 3:26:10 PM |
| green-trade-dolphin | $25.00 | 8/5/2011 3:54:46 PM |
| let_me_retire | $68.05 | 8/5/2011 4:26:29 PM |
| impala6464 | $100.00 | 8/5/2011 8:02:17 PM |
| spsavage | $25.00 | 8/6/2011 5:25:12 AM |
| RogueOne | $66.91 | 8/5/2011 5:31:18 PM |
| vest_vortex | $25.00 | 8/5/2011 6:03:15 PM |
| artisan369 | $200.00 | 8/5/2011 10:21:42 PM |
| winmals | $25.00 | 8/6/2011 9:48:24 AM |
| principal-laser | $62.80 | 8/6/2011 2:53:56 AM |
| Dubbs360 | $100.00 | 8/6/2011 9:46:56 AM |
| money-baron-roth-IRA | $25.00 | 8/6/2011 12:38:56 PM |
| kidbiz | $25.00 | 8/6/2011 9:27:21 PM |
| sgt-schultz | $35.00 | 8/6/2011 11:05:20 AM |
| Rogelio48 | $25.00 | 8/6/2011 8:16:42 PM |
| wbwill | $25.00 | 8/6/2011 1:12:12 PM |
| SomebodysMom | $41.23 | 8/7/2011 12:40:53 PM |
| Dubbs360 | $100.00 | 8/6/2011 3:56:34 PM |
| debt-legend | $25.00 | 8/6/2011 9:26:35 PM |
| BankerBoy414 | $25.00 | 8/6/2011 10:23:33 PM |
| Chill99 | $50.00 | 8/7/2011 9:26:23 PM |
| open-minded-p2p1 | $25.00 | 8/7/2011 3:13:10 PM |
| rubylender | $25.00 | 8/7/2011 9:42:53 AM |
| investment-artist | $25.02 | 8/7/2011 10:17:59 AM |
| versatile-commerce | $25.00 | 8/8/2011 7:59:48 AM |
| OSERENKUKU | $30.27 | 8/8/2011 1:30:48 AM |
| wealth-fighter3 | $25.00 | 8/8/2011 6:22:37 AM |
| revenue-appraiser | $25.00 | 8/8/2011 12:44:21 PM |
| Pu239 | $70.00 | 8/8/2011 11:10:54 AM |
| smallbizrule | $25.00 | 8/8/2011 11:24:20 AM |
| octoberfresh | $25.00 | 8/8/2011 7:04:05 AM |
| buffalobills | $25.00 | 8/8/2011 8:23:00 AM |
| mathomas3 | $59.90 | 8/8/2011 9:01:08 AM |
| jhernand17 | $25.00 | 8/8/2011 9:10:55 AM |
| credit-coach118 | $25.00 | 8/8/2011 11:06:35 AM |
| Leopoldine | $25.00 | 8/8/2011 12:49:40 PM |
| svandgts | $25.00 | 8/8/2011 2:25:06 PM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
519217
This series of Notes was issued and sold upon the funding of the borrower loan #52126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $296,115 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nicholasrod |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Loan to clear Misc Bills ASAP
Purpose of loan:To clear and close a few minor bills due to mature.
This loan will be used to: Payoff and close 3 small accounts to include a student loan.
My financial situation: Is great as I have steady and secure employment with free cashflow monthly.
I am a good candidate for this loan because: I have a very good credit history, 700+ fico, with no derogatories within my credit report.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 8/2/2011 11:20:21 AM |
| jkeller4000 | $25.00 | 8/3/2011 5:31:57 AM |
| Investor_DP | $100.00 | 8/2/2011 9:03:31 AM |
| thehousewife | $50.00 | 8/2/2011 9:36:25 AM |
| alexgalt | $25.00 | 8/2/2011 3:00:07 PM |
| reflective-rupee | $100.00 | 8/2/2011 2:57:10 PM |
| courteous-kindness1 | $25.00 | 8/2/2011 8:17:37 PM |
| economy-huckleberry0 | $25.00 | 8/3/2011 9:25:43 AM |
| yf99yz | $25.00 | 8/3/2011 1:53:15 PM |
| jebber007 | $50.00 | 8/3/2011 4:45:11 PM |
| impala6464 | $100.00 | 8/3/2011 7:11:34 PM |
| Bob450 | $25.00 | 8/4/2011 8:15:35 AM |
| tdorren | $25.00 | 8/4/2011 1:47:25 PM |
| scamps | $25.00 | 8/4/2011 8:52:49 PM |
| social-hunter5 | $50.00 | 8/5/2011 10:53:12 AM |
| eboomer2611 | $25.00 | 8/5/2011 10:52:56 AM |
| CatbirdBanking | $25.00 | 8/5/2011 10:08:06 PM |
| Jack55304 | $200.00 | 8/5/2011 8:38:58 PM |
| Bocephus1959 | $200.00 | 8/5/2011 9:24:38 PM |
| exchange-mover2 | $200.00 | 8/6/2011 4:56:59 PM |
| thankful-nickel2 | $25.00 | 8/6/2011 1:16:54 PM |
| exchange-upholder0 | $25.00 | 8/6/2011 10:21:07 AM |
| irrelevant | $25.00 | 8/7/2011 7:05:34 PM |
| note-miser8 | $25.00 | 8/8/2011 9:44:50 AM |
| 2seriousteachers | $25.00 | 8/8/2011 5:25:41 AM |
| wwwUniversal | $25.00 | 8/9/2011 8:42:36 AM |
| lend4life13 | $450.00 | 8/9/2011 9:37:46 AM |
| pearl13 | $10.42 | 8/9/2011 10:24:06 AM |
| 1313mark1313 | $27.00 | 8/9/2011 1:19:12 AM |
| worthy-commitment7 | $40.00 | 8/9/2011 9:48:10 AM |
| restless-dime | $100.00 | 8/2/2011 9:30:23 AM |
| favorite-commerce | $25.00 | 8/2/2011 4:13:05 PM |
| nickel-launcher | $25.00 | 8/2/2011 10:07:09 AM |
| stepatatime-together | $200.00 | 8/2/2011 10:45:25 PM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:38 PM |
| Agonbiew | $100.00 | 8/4/2011 9:06:01 PM |
| promise2 | $50.00 | 8/6/2011 9:48:56 AM |
| javelin0 | $25.00 | 8/6/2011 7:50:07 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:10 AM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:42:57 PM |
| kidbiz | $26.00 | 8/6/2011 9:30:25 PM |
| Valley-of-the-Dollar | $25.00 | 8/6/2011 5:51:21 PM |
| diligent-peace9 | $25.00 | 8/7/2011 12:29:38 PM |
| bold-direct-asset | $50.00 | 8/6/2011 10:47:59 PM |
| nodebt2012 | $25.00 | 8/7/2011 5:20:04 PM |
| buffalobills | $25.00 | 8/8/2011 8:23:55 AM |
| benefit-flow | $25.00 | 8/7/2011 10:27:17 PM |
| glenium | $25.00 | 8/8/2011 2:27:53 AM |
| penny-champ5 | $25.00 | 8/7/2011 7:28:28 PM |
| MrDance123 | $50.00 | 8/8/2011 5:49:11 PM |
| kingbob | $25.00 | 8/9/2011 8:55:05 AM |
| undergroundmike | $46.58 | 8/9/2011 10:14:18 AM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
519223
This series of Notes was issued and sold upon the funding of the borrower loan #52161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-04-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 11y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,650 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| camaraderi-strawberry |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2010)
660-679
(Aug-2009)
|
|
Principal balance:
| $848.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
Getting Back on Track
Purpose of loan: Get my finances back on track.
This loan will be used to pay off personal loans.
My financial situation: I have moved back in with my parents to save on housing costs and to get my life and finances back in order.
I am a good candidate for this loan because my job is my #1 priority, and I have been employed full-time with the same company for the last 11+ years. I have never been late on a payment.
Monthly net income: $3,440
Monthly expenses: $3,000
Housing: $600
Insurance: $200
Car expenses: $150
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $1,600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-forthright-repayment | $100.00 | 8/2/2011 6:12:02 PM |
| favorite-commerce | $25.00 | 8/2/2011 6:45:53 PM |
| thehousewife | $50.00 | 8/2/2011 8:19:15 PM |
| MarvintheMartian | $25.00 | 8/2/2011 5:13:20 PM |
| Wangchuk | $25.00 | 8/2/2011 7:55:12 PM |
| treasure-bliss | $25.00 | 8/3/2011 3:48:10 AM |
| myidear | $25.00 | 8/3/2011 4:29:08 AM |
| loanman2007 | $100.00 | 8/3/2011 4:42:02 AM |
| whitegold24k | $100.00 | 8/2/2011 5:17:43 PM |
| terrific-fund5 | $25.00 | 8/2/2011 5:20:37 PM |
| janeybooboo | $200.00 | 8/2/2011 7:13:50 PM |
| income-awakening6 | $25.00 | 8/3/2011 8:38:33 AM |
| EngineersAlliance | $75.00 | 8/3/2011 6:46:36 AM |
| agiovasil | $25.00 | 8/3/2011 7:15:50 AM |
| wealth-pipeline | $25.00 | 8/3/2011 9:58:22 AM |
| dpries123 | $25.00 | 8/3/2011 8:27:04 AM |
| vigorous-market5 | $200.00 | 8/3/2011 6:01:09 AM |
| Wellman | $100.00 | 8/3/2011 10:11:13 AM |
| grotheik | $25.00 | 8/3/2011 10:16:38 AM |
| alphaseek | $100.00 | 8/3/2011 12:25:35 PM |
| thankful-nickel2 | $25.00 | 8/3/2011 5:20:41 PM |
| enthusiastic-revenue6 | $25.00 | 8/3/2011 6:19:42 PM |
| wonder3 | $30.00 | 8/3/2011 10:36:33 AM |
| SolarMoonshine | $25.00 | 8/3/2011 11:13:45 AM |
| green-trade-dolphin | $75.00 | 8/3/2011 12:16:52 PM |
| OldManP | $25.00 | 8/3/2011 6:02:44 PM |
| Feyenoord | $25.00 | 8/3/2011 8:51:00 PM |
| jcw3rd | $25.00 | 8/4/2011 6:50:41 AM |
| DoctorJoe | $25.00 | 8/3/2011 5:02:16 PM |
| the-bright-velocity | $25.00 | 8/4/2011 8:58:50 AM |
| leverage-oasis | $25.00 | 8/3/2011 7:05:35 PM |
| InChicago | $100.00 | 8/4/2011 7:07:53 AM |
| orange-leverage-phoenix | $50.00 | 8/4/2011 11:04:52 AM |
| pythia | $25.00 | 8/4/2011 7:36:12 AM |
| wwwUniversal | $25.00 | 8/4/2011 10:18:05 AM |
| coin-amigo | $33.50 | 8/4/2011 10:49:08 AM |
| c-gurista-5 | $25.00 | 8/4/2011 5:53:41 AM |
| buffalobills | $25.00 | 8/4/2011 8:22:30 AM |
| setUup | $26.73 | 8/4/2011 9:35:22 AM |
| credit-coach118 | $40.00 | 8/4/2011 9:48:07 AM |
| mrack | $25.00 | 8/4/2011 11:04:38 AM |
| jkeller4000 | $25.00 | 8/3/2011 5:32:01 AM |
| profit-powerplant | $25.00 | 8/3/2011 11:36:34 AM |
| affluence-tambourine | $25.00 | 8/2/2011 6:38:04 PM |
| Investor_DP | $100.00 | 8/2/2011 5:02:25 PM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:41 PM |
| Whatssofunnybout | $30.00 | 8/2/2011 8:52:01 PM |
| golffish2 | $50.00 | 8/3/2011 4:59:40 AM |
| worthy-bid8 | $25.00 | 8/3/2011 5:54:09 AM |
| GElender | $40.00 | 8/3/2011 6:25:33 AM |
| orange-preeminant-bill | $25.00 | 8/3/2011 3:37:22 AM |
| Investoman | $100.00 | 8/3/2011 8:07:43 AM |
| blue-useful-auction | $25.00 | 8/3/2011 6:23:44 AM |
| Moneypenny6 | $25.00 | 8/3/2011 9:11:22 AM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:37 AM |
| atlas100 | $50.00 | 8/3/2011 8:29:17 AM |
| cerebral-dollar773 | $75.00 | 8/3/2011 4:18:54 AM |
| enthralling-deal180 | $50.00 | 8/3/2011 5:52:52 AM |
| reflective-rupee | $25.00 | 8/3/2011 9:21:07 AM |
| FinanceEngine | $45.00 | 8/3/2011 9:52:40 AM |
| Whipster | $70.00 | 8/3/2011 9:11:42 AM |
| jebber007 | $30.00 | 8/3/2011 4:30:07 PM |
| spiff666 | $26.66 | 8/3/2011 8:18:13 PM |
| neutrino6 | $25.00 | 8/3/2011 8:37:29 PM |
| heavenly-interest9 | $75.00 | 8/3/2011 11:52:09 AM |
| FinDoc | $25.00 | 8/4/2011 3:11:03 AM |
| payout-achievement | $25.00 | 8/3/2011 7:47:47 PM |
| sensible-fund | $33.57 | 8/3/2011 7:50:31 PM |
| powerful-finance7 | $25.00 | 8/3/2011 4:19:21 PM |
| killdare | $25.00 | 8/3/2011 10:05:57 PM |
| generous-deal6 | $25.00 | 8/4/2011 3:12:57 AM |
| Gordon_Gekko1 | $30.00 | 8/3/2011 6:49:37 PM |
| money-baron | $50.00 | 8/4/2011 10:48:25 AM |
| worth-blanket2 | $1,500.00 | 8/4/2011 11:26:11 AM |
| Bob450 | $25.00 | 8/4/2011 8:12:10 AM |
| JustMee | $25.00 | 8/4/2011 6:10:18 AM |
| dollar-sonnet3 | $25.00 | 8/4/2011 9:29:03 AM |
| openness-wind8 | $136.73 | 8/4/2011 11:06:46 AM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
519259
This series of Notes was issued and sold upon the funding of the borrower loan #52153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 59% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 10y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,509 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| note-awakening2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pumpkin48
Purpose of loan:
This loan will be used to...complete home improvement
My financial situation: is good and steady
I am a good candidate for this loan because...I always pay my bills on time
Monthly net income: $ 4313
Monthly expenses: $
Housing: $1312
Insurance: $163
Car expenses: $571
Utilities: $240
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/3/2011 5:32:01 AM |
| profit-powerplant | $25.00 | 8/3/2011 11:36:34 AM |
| ultimate-peace | $25.00 | 8/2/2011 5:03:17 PM |
| restless-dime | $200.00 | 8/2/2011 7:01:48 PM |
| exponential-peace5 | $25.00 | 8/3/2011 9:41:41 AM |
| loss-of-control | $75.00 | 8/3/2011 6:01:51 PM |
| Unitas4302 | $50.00 | 8/3/2011 5:21:38 PM |
| SeeksValue | $25.00 | 8/3/2011 6:58:00 PM |
| alexgalt | $25.00 | 8/3/2011 6:00:12 PM |
| MilitaryLending | $25.00 | 8/4/2011 3:52:52 PM |
| groundsquirrel | $25.00 | 8/4/2011 11:55:59 AM |
| eboomer2611 | $25.00 | 8/5/2011 10:53:30 AM |
| kinetic-social | $25.00 | 8/5/2011 3:31:45 PM |
| social-hunter5 | $50.00 | 8/5/2011 10:51:53 AM |
| nickel-launcher | $25.00 | 8/5/2011 8:23:33 PM |
| elevated-finance | $33.00 | 8/6/2011 7:44:06 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:13 AM |
| periko | $25.00 | 8/6/2011 7:49:36 PM |
| balanced-balance6 | $25.00 | 8/6/2011 3:13:22 PM |
| exchange-upholder0 | $25.00 | 8/6/2011 10:19:54 AM |
| alphabet76 | $25.00 | 8/6/2011 10:50:10 AM |
| reward-dynamo | $25.00 | 8/6/2011 5:55:09 PM |
| Wangchuk | $25.00 | 8/2/2011 7:52:18 PM |
| natural-trade7 | $50.00 | 8/3/2011 6:54:58 PM |
| reflective-rupee | $200.00 | 8/3/2011 5:14:15 PM |
| jpaulnyc | $50.00 | 8/4/2011 4:31:38 AM |
| yf99yz | $25.00 | 8/3/2011 9:42:55 PM |
| Free-the-usa-1776 | $25.00 | 8/4/2011 7:55:04 AM |
| exchange-squirrel | $25.00 | 8/4/2011 12:38:41 PM |
| LittleHelp | $25.00 | 8/4/2011 6:31:25 PM |
| cattlebaron | $25.00 | 8/5/2011 9:34:19 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:44 AM |
| calimanusa | $35.00 | 8/5/2011 9:49:06 AM |
| RMI_Babylon | $25.00 | 8/5/2011 4:21:48 PM |
| Bocephus1959 | $125.00 | 8/5/2011 9:16:17 PM |
| commitment-mesh | $35.00 | 8/5/2011 6:25:00 PM |
| s270 | $25.32 | 8/6/2011 3:10:42 AM |
| promise2 | $100.00 | 8/5/2011 7:40:18 PM |
| macbeck22 | $35.00 | 8/5/2011 7:49:55 PM |
| MrDance123 | $30.39 | 8/6/2011 10:13:26 AM |
| DasMula | $25.00 | 8/6/2011 7:45:13 AM |
| loan-eagle9 | $25.00 | 8/6/2011 1:56:33 PM |
| the-kindness-honker | $25.00 | 8/6/2011 9:32:01 PM |
| diligent-peace9 | $101.29 | 8/7/2011 8:31:34 AM |
| thankful-nickel2 | $25.00 | 8/6/2011 1:15:42 PM |
| tigercat | $50.00 | 8/6/2011 3:52:37 PM |
| wlm3012 | $30.00 | 8/6/2011 6:54:55 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
519291
This series of Notes was issued and sold upon the funding of the borrower loan #52146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 69% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,652 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Idahoishome |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 50 ( 98% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $28,900.00 | < 31 days late:
| 1
( 2% )
| 700-719
(Oct-2010)
700-719
(Nov-2009)
720-739
(Aug-2009)
680-699
(Jan-2008)
|
|
Principal balance:
| $6,242.91 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Help me Pay Off My Car Early!
Purpose of loan:
This loan will be used to pay off my car loan early, freeing up a couple hundred dollars in my monthly cash flow. (Currently $575, will be $330 with Prosper)
My financial situation: Good and stable.
I am a good candidate for this loan because I've had a few Prosper loans before, always paid on time, and have provided my investors a good return for their money.
Monthly net income: $4000
Housing: $1600
Insurance: $300 (Car, house, life and health)
Car expenses: $700
Utilities: $150
Phone, cable, internet: $230
Food, entertainment: $350
Clothing, household expenses: $150
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 8/5/2011 9:03:07 AM |
| 312-Lender | $50.00 | 8/5/2011 9:04:30 AM |
| Investor_DP | $100.00 | 8/5/2011 9:03:29 AM |
| lendstats_com | $300.00 | 8/5/2011 9:56:20 AM |
| investment-daydream | $150.00 | 8/5/2011 10:51:10 AM |
| reflective-rupee | $200.00 | 8/5/2011 10:57:06 AM |
| SolarMoonshine | $25.00 | 8/5/2011 2:35:28 PM |
| thankful-nickel2 | $25.00 | 8/5/2011 2:46:30 PM |
| fascinating-generosity3 | $200.00 | 8/5/2011 9:04:50 AM |
| graceful-investment | $30.00 | 8/5/2011 1:02:41 PM |
| NekHoldings | $25.00 | 8/5/2011 9:14:42 AM |
| BankofBeth | $25.00 | 8/5/2011 3:07:25 PM |
| wisconsinvestor | $50.00 | 8/5/2011 3:09:13 PM |
| janeybooboo | $50.00 | 8/5/2011 3:13:27 PM |
| jhouman | $50.00 | 8/5/2011 11:55:39 AM |
| Mikale360 | $35.00 | 8/5/2011 3:22:47 PM |
| mikeandcat | $50.00 | 8/6/2011 7:30:05 AM |
| alexgalt | $25.00 | 8/6/2011 12:01:13 AM |
| Moe87 | $27.39 | 8/6/2011 5:44:04 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:21 PM |
| myutmost | $27.00 | 8/6/2011 7:42:04 AM |
| DasMula | $57.00 | 8/6/2011 7:47:56 AM |
| innovator2 | $150.00 | 8/6/2011 12:00:38 PM |
| five-star-note | $150.00 | 8/6/2011 7:56:25 AM |
| Feyenoord | $25.00 | 8/5/2011 10:35:50 PM |
| money-fort | $29.48 | 8/6/2011 1:29:51 PM |
| s270 | $47.00 | 8/6/2011 4:03:42 AM |
| InChicago | $50.00 | 8/6/2011 11:22:03 AM |
| klend4 | $25.00 | 8/6/2011 6:09:55 PM |
| wwwUniversal | $25.00 | 8/6/2011 11:51:30 AM |
| FarmersBank | $25.00 | 8/6/2011 12:49:21 PM |
| green-trade-dolphin | $25.00 | 8/5/2011 10:29:36 AM |
| EEasyMoney | $25.00 | 8/5/2011 12:02:23 PM |
| marwadi-62 | $2,000.00 | 8/5/2011 12:43:47 PM |
| graceful-investment | $30.00 | 8/5/2011 1:02:32 PM |
| kewgdns | $25.00 | 8/5/2011 1:52:19 PM |
| kind-charming-value | $1,000.00 | 8/5/2011 11:30:10 AM |
| chameleon125 | $25.00 | 8/5/2011 12:04:37 PM |
| CA-Lender | $50.00 | 8/5/2011 9:05:22 AM |
| MoneyForNothing | $34.19 | 8/5/2011 9:07:38 AM |
| loanman2007 | $250.00 | 8/5/2011 5:40:57 PM |
| Bob450 | $30.00 | 8/5/2011 5:45:58 PM |
| credit-guard5 | $25.00 | 8/5/2011 7:07:06 PM |
| LittleMingo | $30.00 | 8/5/2011 5:02:52 PM |
| loss-of-control | $100.00 | 8/5/2011 5:50:29 PM |
| Amber_Stone | $29.63 | 8/6/2011 7:25:39 AM |
| alexgalt | $25.00 | 8/6/2011 12:12:11 AM |
| DasMula | $57.00 | 8/6/2011 7:47:34 AM |
| sweety075 | $25.00 | 8/6/2011 9:45:32 AM |
| OrcaFIN | $25.00 | 8/6/2011 10:01:34 AM |
| hellasow | $50.00 | 8/6/2011 11:02:45 AM |
| EL_Papin | $25.00 | 8/6/2011 7:58:38 AM |
| kwan | $25.00 | 8/6/2011 1:11:58 PM |
| verdiprr | $325.00 | 8/6/2011 10:03:26 AM |
| irrelevant | $25.00 | 8/6/2011 6:05:16 AM |
| 168RichCapital | $25.08 | 8/6/2011 1:06:58 PM |
| credit-elation1 | $25.00 | 8/6/2011 8:11:45 AM |
| Leshan | $136.74 | 8/6/2011 8:30:53 AM |
| sensible-fund | $31.92 | 8/6/2011 10:24:08 AM |
| Reliance_Banker | $58.12 | 8/6/2011 11:00:11 AM |
| reward-dynamo | $25.00 | 8/6/2011 5:53:54 PM |
| innovator2 | $25.00 | 8/6/2011 11:48:15 AM |
| wise-balanced-moola | $25.00 | 8/6/2011 12:06:04 PM |
| natural-platinum | $52.05 | 8/6/2011 4:16:50 PM |
| Legally_Blonde | $582.40 | 8/6/2011 6:11:01 PM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
519345
This series of Notes was issued and sold upon the funding of the borrower loan #52061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $232 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-geyser |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to help put all my bills into one payment. I will be able to keep my focus on one payment vs 4 or 5 payments.
My financial situation:
I am a good candidate for this loan because I am a very responsible man, always been on time with all my payments (as you can see in credit score)
Monthly net income: $850
Monthly expenses: $150
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $40
Food, entertainment: $30
Clothing, household expenses: $30
Credit cards and other loans: $2800
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/7/2011 12:21:44 PM |
| profit-powerplant | $25.00 | 8/8/2011 7:01:29 PM |
| Investor_DP | $100.00 | 8/7/2011 12:03:47 PM |
| missing-link | $25.00 | 8/7/2011 4:23:56 PM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:14 PM |
| credible-balance0 | $25.00 | 8/9/2011 11:13:48 AM |
| ddog0224 | $25.00 | 8/9/2011 12:33:28 PM |
| competent-p2p | $25.00 | 8/9/2011 11:13:07 AM |
| trumpeter5 | $25.00 | 8/9/2011 12:05:08 PM |
| diligent-peace9 | $25.00 | 8/7/2011 8:31:45 PM |
| reflective-rupee | $100.00 | 8/9/2011 9:25:30 AM |
| worth-blanket2 | $5,500.00 | 8/9/2011 12:34:17 PM |
| worth-jedi5 | $48.00 | 8/9/2011 12:10:24 PM |
| wealth-fighter3 | $25.00 | 8/9/2011 12:14:50 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
519347
This series of Notes was issued and sold upon the funding of the borrower loan #52213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
26 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,763 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| responsive-cash4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to pay for my Wedding
My financial situation:
I am a good candidate for this loan because I am an attorney with a stable job, I have already had one prosper loan and paid it off, I have always paid back my loans.
Monthly net income: $ 150,000
Monthly expenses: 5,000.00
Housing: $1895.00
Insurance: $200.00
Car expenses: $370.00
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $500.00
Clothing, household expenses: $
Credit cards and other loans: $ 1300.00
Other expenses: $ 400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/9/2011 2:51:31 PM |
| bullish2bearish | $35.00 | 8/8/2011 5:10:21 PM |
| investment-daydream | $67.00 | 8/8/2011 5:12:16 PM |
| golffish2 | $25.00 | 8/9/2011 4:03:47 AM |
| payout-bridge | $25.00 | 8/9/2011 6:20:05 AM |
| brightest-dignified-penny | $25.00 | 8/9/2011 10:53:53 AM |
| Bill88 | $25.00 | 8/9/2011 10:57:09 AM |
| restless-dime | $100.00 | 8/8/2011 8:15:44 PM |
| reflective-rupee | $25.00 | 8/8/2011 9:37:03 PM |
| loanman2007 | $25.00 | 8/9/2011 4:39:37 AM |
| social-hunter5 | $25.00 | 8/9/2011 8:20:02 AM |
| golffish2 | $50.00 | 8/9/2011 9:10:30 AM |
| Mikale360 | $25.00 | 8/9/2011 10:49:45 AM |
| USMC0311 | $25.00 | 8/9/2011 9:25:05 PM |
| marybennet | $25.00 | 8/9/2011 11:26:05 PM |
| wesleyan | $100.00 | 8/9/2011 3:44:33 PM |
| hillerod | $25.09 | 8/9/2011 8:28:51 PM |
| silvercertificate | $25.00 | 8/10/2011 7:19:12 AM |
| green-rapid-openness | $50.00 | 8/9/2011 8:50:09 PM |
| thankful-nickel2 | $25.00 | 8/10/2011 12:21:27 PM |
| SolarMoonshine | $1,000.00 | 8/10/2011 3:41:44 AM |
| cashhelp | $30.00 | 8/10/2011 5:04:36 PM |
| Cybercusp | $25.00 | 8/10/2011 5:08:13 PM |
| InChicago | $100.00 | 8/10/2011 7:46:15 AM |
| loss-of-control | $75.00 | 8/10/2011 7:25:44 PM |
| mighty-payout1 | $33.42 | 8/10/2011 8:27:04 PM |
| promise2 | $26.70 | 8/10/2011 3:23:35 PM |
| atomantic | $28.64 | 8/10/2011 8:49:58 PM |
| bonus-quark4 | $25.00 | 8/10/2011 12:35:43 PM |
| Nerdster1 | $25.11 | 8/11/2011 4:25:38 AM |
| Legally_Blonde | $25.00 | 8/10/2011 6:59:28 PM |
| buffalobills | $25.00 | 8/10/2011 11:28:00 PM |
| matthewa | $25.00 | 8/10/2011 7:26:48 PM |
| five-star-note | $100.00 | 8/11/2011 5:16:35 AM |
| melodious-openness | $143.88 | 8/11/2011 11:03:08 AM |
| thorough-yield1 | $42.38 | 8/8/2011 5:01:15 PM |
| diligent-peace9 | $200.00 | 8/8/2011 5:58:25 PM |
| Kash2010lu | $35.00 | 8/8/2011 6:08:45 PM |
| Legally_Blonde | $25.00 | 8/9/2011 8:16:34 AM |
| lucrative-loan | $25.00 | 8/9/2011 6:29:16 AM |
| 1stBankAndHal | $25.02 | 8/8/2011 6:16:02 PM |
| alexgalt | $100.00 | 8/8/2011 6:33:36 PM |
| reflective-rupee | $75.00 | 8/9/2011 9:22:01 AM |
| golffish2 | $25.00 | 8/9/2011 4:10:31 AM |
| Bob450 | $25.00 | 8/10/2011 7:39:22 AM |
| alexgalt | $25.00 | 8/9/2011 6:00:23 PM |
| sgt-schultz | $33.02 | 8/10/2011 8:43:26 AM |
| alexgalt | $25.00 | 8/9/2011 11:00:29 PM |
| exchange-upholder0 | $25.00 | 8/10/2011 11:25:14 AM |
| tech310 | $50.00 | 8/9/2011 9:01:39 PM |
| DasMula | $25.00 | 8/10/2011 7:10:46 AM |
| jpaulnyc | $50.00 | 8/10/2011 2:04:10 AM |
| ronin4sale | $25.00 | 8/10/2011 6:21:11 AM |
| NeketanBank | $25.00 | 8/10/2011 12:27:03 PM |
| Ubiquinone | $25.00 | 8/10/2011 12:38:25 PM |
| commitment-mesh | $35.00 | 8/10/2011 8:02:27 PM |
| thehousewife | $100.00 | 8/10/2011 11:52:07 AM |
| shrewd-income | $100.00 | 8/10/2011 5:54:16 PM |
| pearl13 | $49.66 | 8/11/2011 10:10:29 AM |
| Rip128 | $40.00 | 8/11/2011 5:16:28 AM |
| GElender | $25.00 | 8/11/2011 5:59:39 AM |
| worth-blanket2 | $300.00 | 8/11/2011 9:57:58 AM |
| 168RichCapital | $25.08 | 8/11/2011 10:51:19 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
519443
This series of Notes was issued and sold upon the funding of the borrower loan #52171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
8 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,855 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| xoxoxo22 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 11% )
| 640-659
(Sep-2010)
640-659
(Aug-2010)
640-659
(Jul-2010)
640-659
(Jun-2010)
|
|
Principal balance:
| $2,534.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
2nd Prosper Loan
Purpose of loan:
This loan will be used to pay off my remaining credit card balances on smaller accounts
My financial situation:
I am a good candidate for this loan because I am consistent and reliable when it comes to making my monthly payments with Prosper and on my credit cards.
Monthly net income: $ 2850
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 8/2/2011 11:20:23 AM |
| Kash2010lu | $25.00 | 8/2/2011 9:24:04 AM |
| payout-bridge | $25.00 | 8/3/2011 2:07:41 AM |
| good4loan | $25.00 | 8/4/2011 4:21:09 PM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:43 AM |
| payout-bridge | $25.00 | 8/4/2011 7:52:15 PM |
| loanman2007 | $25.00 | 8/7/2011 4:38:17 AM |
| reflective-rupee | $25.00 | 8/7/2011 6:32:48 AM |
| warew | $25.00 | 8/7/2011 10:16:11 AM |
| Mikale360 | $25.00 | 8/6/2011 10:24:45 PM |
| imoutdoorsy | $25.00 | 8/7/2011 10:30:06 AM |
| jkeller4000 | $25.00 | 8/3/2011 5:31:59 AM |
| diligent-peace9 | $25.00 | 8/2/2011 11:52:36 AM |
| USMC0311 | $50.00 | 8/3/2011 12:59:56 AM |
| agiovasil | $25.00 | 8/4/2011 4:19:18 PM |
| IIP77 | $25.00 | 8/5/2011 3:26:13 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:10 AM |
| worth-blanket2 | $1,000.00 | 8/6/2011 9:23:51 PM |
| Elevate2012 | $25.00 | 8/7/2011 11:27:53 AM |
| worth-blanket2 | $2,500.00 | 8/6/2011 8:58:04 PM |
| matthewa | $25.00 | 8/6/2011 9:46:26 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
519475
This series of Notes was issued and sold upon the funding of the borrower loan #52176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-04-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 18y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,905 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| graceful-benjamins4 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
Overcome revolving debt situation. My wife and I have come along way. This loan would be integral to getting closer to our goal.
My financial situation:
My employment situation is stable, I have been with my company for 18.5 years. My wife will be going back to work next year, she has been taking care of our two girls and they will be in school full-time.
Monthly net income: $9,000.00
Monthly expenses: $8,200
Housing: $3,700.00
Insurance: $204.00
Car expenses: $569.00
Utilities: $200.00
Phone, cable, internet: $350.00
Food, entertainment: $500.00
Clothing, household expenses: $250.00
Credit cards and other loans: $2,200.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/4/2011 9:03:07 AM |
| worth-blanket2 | $5,000.00 | 8/4/2011 11:24:58 AM |
| orange-leverage-phoenix | $50.00 | 8/4/2011 11:05:46 AM |
| green-trade-dolphin | $75.00 | 8/4/2011 10:55:50 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
519515
This series of Notes was issued and sold upon the funding of the borrower loan #52127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $380.16 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| leverage-tycoon5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help maximize profits for a SmB.
Purpose of loan:
This loan will be used to purchase energy-efficient LED lighting fixtures for the completion of a renovation project at a private school located in the Houston, TX. My company has credit available to use for the purchase of the fixtures, but would prefer to support the propser.com community.
My financial situation:
I am a good candidate for this loan because the availability of funds for the project has been confirmed, contracts have been approved, and the first phase of the project has been completed. The customer is a prestigious private school with an outstanding track record for prompt payments and repeat business to my company.
Project income: 11,665.00
Project expenses: 5056.81
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/5/2011 4:44:42 AM |
| Investor_DP | $100.00 | 8/4/2011 9:03:07 AM |
| Dubbs360 | $50.00 | 8/4/2011 5:28:36 PM |
| MissionMicroFinance | $25.00 | 8/4/2011 6:23:10 PM |
| awesome-yield7 | $25.00 | 8/4/2011 9:56:11 AM |
| platinum-director | $25.00 | 8/4/2011 10:16:13 AM |
| britches613 | $25.00 | 8/4/2011 5:19:51 PM |
| first-class-gold0 | $100.00 | 8/4/2011 8:45:06 PM |
| loanman2007 | $100.00 | 8/5/2011 4:18:02 AM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:07 PM |
| kgeezy | $25.00 | 8/5/2011 7:08:46 AM |
| GrowthAspirations | $40.00 | 8/4/2011 10:27:53 PM |
| imdave4me | $75.97 | 8/5/2011 8:05:58 AM |
| quantum_leap | $150.00 | 8/5/2011 6:56:05 PM |
| social-hunter5 | $25.00 | 8/5/2011 10:47:31 AM |
| powerlifter275 | $25.00 | 8/5/2011 11:57:25 AM |
| principal-star | $25.00 | 8/5/2011 9:11:40 PM |
| mbf2234 | $25.00 | 8/6/2011 2:24:40 AM |
| LBOregon | $25.00 | 8/6/2011 6:05:15 AM |
| first-class-gold0 | $50.00 | 8/5/2011 9:13:21 PM |
| reward-gala | $200.00 | 8/5/2011 6:08:59 PM |
| cash-mad-scientist3 | $75.66 | 8/6/2011 4:57:06 AM |
| superluminova | $35.00 | 8/6/2011 11:38:31 AM |
| payment-halo | $50.00 | 8/5/2011 9:42:57 PM |
| kwan | $25.00 | 8/6/2011 1:10:57 PM |
| dough-bear | $25.00 | 8/6/2011 2:48:36 AM |
| javelin0 | $100.00 | 8/6/2011 7:43:48 AM |
| Cliffie83 | $66.47 | 8/6/2011 9:01:33 AM |
| pearl13 | $35.94 | 8/6/2011 2:05:12 PM |
| profit-powerplant | $25.00 | 8/4/2011 12:08:38 PM |
| favorite-commerce | $25.00 | 8/4/2011 11:50:55 AM |
| goodhearted-generosity511 | $100.00 | 8/4/2011 10:22:53 AM |
| peace-cell2 | $25.00 | 8/4/2011 11:45:32 AM |
| rakem777 | $25.00 | 8/4/2011 2:37:03 PM |
| 1traveler | $25.00 | 8/4/2011 7:03:22 PM |
| thankful-nickel2 | $25.00 | 8/4/2011 7:27:00 PM |
| yennib | $44.00 | 8/5/2011 3:43:09 AM |
| dynrep | $500.00 | 8/4/2011 8:41:24 PM |
| capital_projects_investor | $25.00 | 8/4/2011 9:34:28 PM |
| CHANDU_MK | $26.00 | 8/4/2011 7:28:46 PM |
| balanced-balance6 | $40.00 | 8/5/2011 9:44:15 AM |
| AlternativeCashFlow | $25.00 | 8/5/2011 9:01:34 AM |
| reflective-rupee | $200.00 | 8/5/2011 7:24:24 AM |
| breterst | $25.00 | 8/5/2011 11:41:10 AM |
| tender-ore | $25.00 | 8/5/2011 8:52:53 PM |
| gold-bath2 | $506.41 | 8/5/2011 8:02:25 PM |
| Bank42 | $25.00 | 8/6/2011 5:20:48 AM |
| irrelevant | $25.00 | 8/6/2011 6:05:13 AM |
| gotjack | $32.00 | 8/6/2011 7:07:31 AM |
| BigBag | $25.00 | 8/6/2011 8:15:46 AM |
| kindness-pizza | $25.00 | 8/6/2011 5:24:06 AM |
| majestic-bill8 | $25.00 | 8/6/2011 6:00:44 AM |
| vigilance-web | $26.94 | 8/6/2011 9:37:45 AM |
| Tkhalaska | $25.00 | 8/6/2011 9:44:33 AM |
| kinetic-social | $50.00 | 8/6/2011 10:58:01 AM |
| Bob450 | $25.00 | 8/6/2011 7:12:37 AM |
| Bocephus1959 | $100.00 | 8/6/2011 7:44:30 AM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:33 PM |
| lendhouse2008 | $141.76 | 8/6/2011 12:48:04 PM |
| nebraskajen | $28.85 | 8/6/2011 9:32:50 AM |
| fantastic-bazaar2 | $50.00 | 8/6/2011 11:21:47 AM |
| wwwUniversal | $25.00 | 8/6/2011 11:51:28 AM |
| leverage-monger | $25.00 | 8/6/2011 1:26:29 PM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
519547
This series of Notes was issued and sold upon the funding of the borrower loan #52173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 7m |
|
Amount delinquent:
| $446 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $975 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sns0607 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 40 ( 98% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Oct-2009)
620-639
(Aug-2009)
580-599
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Consolidating Debt
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lucrative-loan | $40.00 | 8/3/2011 5:08:12 PM |
| thankful-nickel2 | $25.00 | 8/3/2011 5:17:17 PM |
| SecondChanceLendingSERV | $25.00 | 8/3/2011 10:56:43 PM |
| Kash2010lu | $25.00 | 8/3/2011 5:04:50 PM |
| investment-daydream | $50.00 | 8/3/2011 5:28:17 PM |
| InChicago | $50.00 | 8/4/2011 7:12:16 AM |
| Mikale360 | $25.00 | 8/4/2011 11:20:16 AM |
| melodious-openness | $100.00 | 8/4/2011 6:05:37 AM |
| hidavehi | $26.00 | 8/4/2011 6:37:17 PM |
| genuine-integrity0 | $25.00 | 8/4/2011 6:51:03 PM |
| FarmersBank | $31.08 | 8/4/2011 9:49:13 AM |
| good4loan | $50.00 | 8/4/2011 4:19:00 PM |
| DasMula | $47.00 | 8/4/2011 4:40:49 PM |
| innovator2 | $75.00 | 8/4/2011 8:00:36 PM |
| Amber_Stone | $25.00 | 8/4/2011 7:49:07 PM |
| mikeandcat | $50.00 | 8/5/2011 5:07:03 AM |
| the-respectful-transaction | $25.00 | 8/5/2011 7:11:16 AM |
| vtrentster | $26.00 | 8/5/2011 11:25:52 AM |
| SolarMoonshine | $25.00 | 8/5/2011 3:35:49 AM |
| compassionate-dime0 | $100.00 | 8/5/2011 1:13:49 PM |
| melodious-openness | $50.00 | 8/5/2011 6:29:50 AM |
| let_me_retire | $75.91 | 8/5/2011 1:26:25 PM |
| loaningmoneybyme | $26.38 | 8/5/2011 1:52:29 PM |
| elvisloans | $25.00 | 8/5/2011 2:10:28 PM |
| WeshaTheLeopard | $30.00 | 8/5/2011 6:55:07 PM |
| ddoneday | $25.00 | 8/5/2011 4:47:39 PM |
| ledesma31 | $250.00 | 8/5/2011 3:24:56 PM |
| s270 | $25.00 | 8/6/2011 4:05:28 AM |
| mikeandcat | $101.00 | 8/6/2011 7:40:24 AM |
| promise2 | $201.39 | 8/5/2011 6:34:37 PM |
| Bob450 | $25.00 | 8/6/2011 7:18:41 AM |
| myutmost | $25.00 | 8/6/2011 7:39:35 AM |
| five-star-note | $50.63 | 8/6/2011 7:56:52 AM |
| MoneyForNothing | $25.00 | 8/3/2011 5:01:34 PM |
| fabulous-community4 | $25.00 | 8/4/2011 9:01:52 AM |
| reflective-rupee | $200.00 | 8/4/2011 9:11:43 AM |
| DasMula | $47.00 | 8/3/2011 7:20:02 PM |
| atlas100 | $50.00 | 8/4/2011 8:44:40 AM |
| chameleon125 | $25.00 | 8/4/2011 6:05:59 AM |
| melodious-openness | $62.84 | 8/4/2011 6:08:10 AM |
| marwadi-62 | $300.00 | 8/4/2011 1:46:43 PM |
| Moe87 | $25.00 | 8/4/2011 3:18:47 PM |
| loss-of-control | $75.00 | 8/4/2011 7:21:55 PM |
| loanman2007 | $25.00 | 8/4/2011 10:34:07 AM |
| alexgalt | $25.00 | 8/4/2011 8:04:19 PM |
| dobee | $25.00 | 8/5/2011 5:24:39 AM |
| USMC0311 | $25.00 | 8/4/2011 9:10:08 PM |
| Feyenoord | $25.00 | 8/4/2011 9:24:32 PM |
| n2fitns | $40.00 | 8/5/2011 8:49:02 AM |
| itskarma | $25.25 | 8/5/2011 9:51:45 AM |
| droopie1 | $25.00 | 8/5/2011 10:17:33 AM |
| lucky2 | $25.00 | 8/5/2011 11:08:29 AM |
| jhouman | $50.00 | 8/5/2011 11:55:38 AM |
| red-responsibility-neptune | $689.00 | 8/5/2011 1:51:15 PM |
| Badgworth | $35.41 | 8/5/2011 2:10:52 PM |
| trumpeter5 | $25.00 | 8/5/2011 1:45:28 PM |
| 168RichCapital | $25.08 | 8/5/2011 2:20:25 PM |
| grampy48 | $25.00 | 8/6/2011 3:41:53 AM |
| phoenix08 | $25.00 | 8/6/2011 7:07:12 AM |
| Leshan | $235.03 | 8/6/2011 8:27:13 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:19 AM |
| The-Helper | $35.00 | 8/6/2011 7:25:20 AM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
519549
This series of Notes was issued and sold upon the funding of the borrower loan #52118, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,919 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 109% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Stuelp |
Borrower's state:
| Arizona |
Borrower's group:
| Achieve Greatness |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Mar-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Consolidate Business Debt
Purpose of loan:
This loan will be used to consolidate my business debt and payoff debt that occurred during a low point of work. I have sucessfully contracted with another client and secured additional work for the future to counteract any lulls in future business.
My financial situation:
I am a good candidate for this loan because my business has previously had a prosper loan in 2006 for $10,000 and completed the loan with no missed or late payments.
Monthly net income: $6,000
Monthly expenses: $5,255 total
Housing: $2,100
Insurance: $200
Car expenses: $605
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $500
Credit cards and other loans: $250
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lucrative-loan | $50.00 | 8/2/2011 5:03:30 PM |
| investment-daydream | $50.00 | 8/2/2011 5:14:26 PM |
| FarmersBank | $33.17 | 8/3/2011 7:16:41 AM |
| DasMula | $25.00 | 8/3/2011 8:41:08 AM |
| alexgalt | $25.00 | 8/3/2011 6:00:29 PM |
| loanman2007 | $50.00 | 8/4/2011 4:26:49 AM |
| marwadi-62 | $300.00 | 8/3/2011 7:41:00 PM |
| Feyenoord | $25.00 | 8/3/2011 8:53:05 PM |
| InChicago | $150.00 | 8/4/2011 7:04:16 AM |
| promise2 | $60.00 | 8/4/2011 10:09:19 AM |
| five-star-note | $150.00 | 8/4/2011 12:55:09 PM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:45 AM |
| Rashanir | $25.00 | 8/5/2011 3:42:31 AM |
| head | $25.00 | 8/5/2011 5:11:19 AM |
| ddoneday | $25.00 | 8/5/2011 4:48:17 PM |
| jjsparks28 | $25.00 | 8/5/2011 4:59:34 PM |
| jjsparks28 | $65.00 | 8/5/2011 4:59:16 PM |
| wlm3012 | $50.00 | 8/6/2011 7:14:03 PM |
| 312-Lender | $50.00 | 8/7/2011 10:03:32 AM |
| travels536 | $25.00 | 8/7/2011 11:30:25 AM |
| clean-fund | $35.00 | 8/7/2011 1:01:58 PM |
| whitegold24k | $88.28 | 8/7/2011 1:10:29 PM |
| bizzzond | $25.00 | 8/7/2011 9:52:50 AM |
| MoneyForNothing | $25.00 | 8/2/2011 5:06:21 PM |
| Kash2010lu | $25.00 | 8/2/2011 5:04:00 PM |
| payout-bridge | $25.00 | 8/3/2011 2:05:24 AM |
| fabulous-community4 | $25.00 | 8/2/2011 5:05:36 PM |
| shawnw2 | $75.00 | 8/2/2011 6:32:37 PM |
| Moe87 | $27.58 | 8/2/2011 7:06:50 PM |
| the-respectful-transaction | $25.00 | 8/3/2011 7:43:40 AM |
| thehousewife | $25.00 | 8/2/2011 8:19:54 PM |
| SecondChanceLendingSERV | $25.00 | 8/3/2011 5:23:22 AM |
| golffish2 | $50.00 | 8/3/2011 5:03:10 AM |
| yield-lion2 | $25.00 | 8/3/2011 9:02:10 AM |
| reflective-rupee | $200.00 | 8/3/2011 5:11:04 PM |
| SolarMoonshine | $25.00 | 8/3/2011 5:28:49 PM |
| Unitas4302 | $300.00 | 8/3/2011 5:50:51 PM |
| USMC0311 | $25.00 | 8/4/2011 6:04:01 AM |
| yf99yz | $25.00 | 8/3/2011 9:44:17 PM |
| Mikale360 | $25.00 | 8/3/2011 8:03:38 PM |
| good4loan | $25.00 | 8/4/2011 4:20:41 PM |
| brondero | $80.00 | 8/4/2011 2:13:53 PM |
| Amber_Stone | $28.43 | 8/4/2011 7:52:02 PM |
| setUup | $25.74 | 8/5/2011 7:29:28 AM |
| SRPT | $27.74 | 8/5/2011 3:32:48 AM |
| shawnw2 | $200.00 | 8/5/2011 7:50:44 AM |
| CA-Lender | $25.00 | 8/5/2011 7:57:44 AM |
| s270 | $26.04 | 8/5/2011 2:50:15 AM |
| Fire2 | $25.00 | 8/5/2011 9:03:37 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:16 AM |
| Bob450 | $25.00 | 8/6/2011 7:20:40 AM |
| Bocephus1959 | $150.00 | 8/6/2011 7:45:38 AM |
| vanklein | $25.02 | 8/6/2011 9:47:35 AM |
| Something-Corporate | $25.00 | 8/7/2011 8:37:46 AM |
| redwraith | $100.00 | 8/6/2011 8:30:37 PM |
| worth-blanket2 | $700.00 | 8/6/2011 8:56:00 PM |
| imoutdoorsy | $28.00 | 8/7/2011 10:33:18 AM |
| innovator2 | $50.00 | 8/6/2011 10:25:48 PM |
| grampy48 | $25.00 | 8/7/2011 3:29:49 AM |
| Legally_Blonde | $25.00 | 8/6/2011 5:56:14 PM |
| innovator2 | $25.00 | 8/6/2011 10:25:14 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
519669
This series of Notes was issued and sold upon the funding of the borrower loan #52221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,172 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| JB47 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off small bills and loan.
Purpose of loan:
This loan will be used to pay off several small bills and a loan into one payment.
My financial situation:
I am a good candidate for this loan because i pay my bills and i am financially stable. Employed with my company for many years and now work in management with good stable income.
Monthly net income: $6900.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| alexgalt | $25.00 | 8/3/2011 10:00:03 AM |
| DasMula | $25.00 | 8/3/2011 11:58:48 AM |
| ultimate-peace | $250.00 | 8/3/2011 9:03:44 AM |
| CPAnCA | $50.00 | 8/4/2011 7:51:58 PM |
| Agonbiew | $100.00 | 8/4/2011 9:06:01 PM |
| 340 | $25.00 | 8/4/2011 10:16:07 PM |
| the-yield-surfer | $29.00 | 8/4/2011 9:25:55 PM |
| stepatatime-together | $100.00 | 8/4/2011 10:14:53 PM |
| capital-kingdom | $25.01 | 8/5/2011 6:47:36 AM |
| versatile-integrity8 | $50.00 | 8/4/2011 6:54:47 PM |
| carrinel | $42.23 | 8/5/2011 7:21:40 AM |
| commitment-galaxy | $27.00 | 8/5/2011 7:37:03 AM |
| green-inspiring-peace | $25.00 | 8/5/2011 4:58:15 AM |
| Oak-Parker | $25.00 | 8/5/2011 1:27:54 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:10 PM |
| Bocephus1959 | $150.00 | 8/5/2011 9:21:17 PM |
| Bob450 | $25.00 | 8/6/2011 4:29:10 PM |
| diligent-peace9 | $100.00 | 8/7/2011 12:30:33 PM |
| credit-missile | $75.00 | 8/9/2011 1:17:40 PM |
| irrelevant | $25.00 | 8/9/2011 7:05:10 PM |
| otto1939 | $51.00 | 8/9/2011 4:18:15 PM |
| tech310 | $50.00 | 8/9/2011 9:01:30 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:11 AM |
| wlm3012 | $30.00 | 8/10/2011 10:42:58 AM |
| GElender | $25.00 | 8/10/2011 6:02:06 AM |
| rlsurb | $25.00 | 8/10/2011 11:43:25 AM |
| finance-prescription | $100.00 | 8/10/2011 5:18:53 PM |
| Starfin-Capital-Management | $34.67 | 8/11/2011 3:50:43 AM |
| pearl13 | $57.87 | 8/11/2011 6:01:37 AM |
| guild261 | $100.00 | 8/10/2011 8:10:28 PM |
| Core-Marketing | $25.00 | 8/11/2011 8:39:19 AM |
| Captain_America | $53.11 | 8/11/2011 9:08:57 AM |
| green-trade-dolphin | $50.00 | 8/3/2011 12:04:10 PM |
| SolarMoonshine | $25.00 | 8/3/2011 11:15:33 AM |
| Investor_DP | $100.00 | 8/3/2011 9:03:27 AM |
| Unitas4302 | $50.00 | 8/3/2011 5:36:58 PM |
| reflective-rupee | $200.00 | 8/3/2011 9:10:52 AM |
| bright-exchange | $25.00 | 8/4/2011 6:25:28 AM |
| Something-Corporate | $25.00 | 8/4/2011 4:29:20 PM |
| MichaelProsper | $40.00 | 8/4/2011 3:13:05 PM |
| justice-circuitry0 | $50.00 | 8/4/2011 11:45:04 PM |
| loss-of-control | $100.00 | 8/4/2011 7:34:17 PM |
| agalt | $75.00 | 8/5/2011 11:33:01 AM |
| brightest-dignified-penny | $25.00 | 8/5/2011 10:38:30 AM |
| likeable-hope | $25.00 | 8/5/2011 11:47:50 AM |
| mchoreography | $33.00 | 8/5/2011 8:41:10 AM |
| hope-kingdom | $50.00 | 8/5/2011 2:19:18 PM |
| promise2 | $25.00 | 8/6/2011 9:46:41 AM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:43:00 PM |
| Rogelio48 | $30.00 | 8/6/2011 8:03:22 PM |
| Legally_Blonde | $25.00 | 8/7/2011 1:19:01 PM |
| shellstar | $25.00 | 8/7/2011 11:21:21 AM |
| Valley-of-the-Dollar | $25.00 | 8/8/2011 10:48:40 AM |
| credit-missile | $25.00 | 8/9/2011 1:20:12 PM |
| glroark | $50.00 | 8/9/2011 4:42:40 PM |
| glenium | $25.00 | 8/10/2011 2:43:27 AM |
| periko | $30.46 | 8/10/2011 5:24:53 AM |
| TripleNickle | $25.55 | 8/10/2011 5:21:53 PM |
| gusmon83 | $102.14 | 8/10/2011 3:44:21 PM |
| jjsparks28 | $28.96 | 8/10/2011 11:07:37 PM |
| worldpower2 | $25.00 | 8/10/2011 9:44:14 PM |
| enthralling-investment | $40.00 | 8/11/2011 5:57:54 AM |
| wroot | $95.00 | 8/11/2011 7:39:58 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
519737
This series of Notes was issued and sold upon the funding of the borrower loan #52155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-04-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,269 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tj62025 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
daisy
Purpose of loan:
This loan will be used to...
My financial situation: credit card consolidation
I am a good candidate for this loan because...I am a returning customer, I have been in full one account with out late payment 100%. I work full time in stable job for 10 years
Monthly net income: $10,000.00
Monthly expenses: $see below
Housing: $2,000.00 (mort w escrow)
Insurance: $ 90.00 (car)
Car expenses: $ 200.00 (gas to and from work + leisure)
Utilities: $ 188.00 gas and electric
Phone, cable, internet: $ 100.00/mo
Food, entertainment: $500.00 (eat in and out of home)
Clothing, household expenses: $ 94.00 (lawn maint)/mos
Credit cards and other loans: $300.00 will payoff with loan
Other expenses: $100.00 daughter dance lessons/mos
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 8/3/2011 5:01:37 PM |
| Mikale360 | $25.00 | 8/3/2011 5:33:06 PM |
| DoctorJoe | $25.00 | 8/3/2011 5:03:22 PM |
| MoneyForNothing | $45.40 | 8/3/2011 5:11:59 PM |
| loss-of-control | $100.00 | 8/3/2011 5:33:43 PM |
| serene-capital | $25.00 | 8/3/2011 5:34:50 PM |
| MoneyForNothing | $25.00 | 8/3/2011 5:01:35 PM |
| janeybooboo | $200.00 | 8/3/2011 5:02:12 PM |
| Dusigrosz | $50.00 | 8/3/2011 5:02:32 PM |
| generous-deal6 | $25.00 | 8/4/2011 3:12:59 AM |
| treasure-bliss | $25.00 | 8/4/2011 4:07:49 AM |
| orange-preeminant-bill | $25.00 | 8/4/2011 4:16:29 AM |
| setUup | $25.78 | 8/4/2011 9:28:28 AM |
| r48 | $48.00 | 8/3/2011 6:28:54 PM |
| LittleMingo | $30.00 | 8/3/2011 7:00:50 PM |
| DasMula | $77.00 | 8/4/2011 7:22:28 AM |
| Scotcha | $50.00 | 8/4/2011 3:40:09 AM |
| wwwUniversal | $25.00 | 8/4/2011 10:18:06 AM |
| loanman2007 | $200.00 | 8/4/2011 4:22:14 AM |
| orange-leverage-phoenix | $50.00 | 8/4/2011 11:04:22 AM |
| DHolly | $25.00 | 8/4/2011 5:52:50 AM |
| worth-blanket2 | $2,500.00 | 8/4/2011 11:26:19 AM |
| vutah | $30.00 | 8/3/2011 5:07:18 PM |
| SolarMoonshine | $25.00 | 8/3/2011 5:23:59 PM |
| payout-achievement | $25.00 | 8/3/2011 7:47:48 PM |
| Investor_DP | $100.00 | 8/3/2011 5:02:15 PM |
| cashhelp | $50.00 | 8/3/2011 5:02:44 PM |
| daekpon | $25.00 | 8/3/2011 10:35:45 PM |
| golffish2 | $50.00 | 8/4/2011 3:45:48 AM |
| Feyenoord | $50.00 | 8/3/2011 8:52:15 PM |
| credit-missile | $110.00 | 8/4/2011 6:48:03 AM |
| reflective-rupee | $200.00 | 8/3/2011 5:10:07 PM |
| golffish2 | $50.00 | 8/4/2011 3:58:24 AM |
| FinanceEngine | $50.00 | 8/4/2011 9:50:10 AM |
| worthy-bid8 | $25.00 | 8/4/2011 6:17:54 AM |
| green-trade-dolphin | $50.00 | 8/3/2011 7:16:43 PM |
| marwadi-62 | $300.00 | 8/3/2011 7:40:42 PM |
| pearl13 | $107.82 | 8/4/2011 11:36:27 AM |
| the-bright-velocity | $25.00 | 8/4/2011 8:58:50 AM |
| wealth-multiplier | $25.00 | 8/4/2011 10:18:36 AM |
| mrack | $25.00 | 8/4/2011 11:04:39 AM |
| blue-useful-auction | $25.00 | 8/4/2011 6:18:51 AM |
| a-reasonable-return | $25.00 | 8/4/2011 7:34:03 AM |
| Bob450 | $26.00 | 8/4/2011 8:17:39 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
519823
This series of Notes was issued and sold upon the funding of the borrower loan #52203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,364 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unbelievable-return8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 81% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 3
( 19% )
| 720-739
(Mar-2010)
|
|
Principal balance:
| $2,062.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Debt Consolidation
I am seeking this loan to pay off some debts and reduce my monthly pay out. I recently encountered a medical issue that cost more than expected and eliminated my extra income to pay off some bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 8/6/2011 10:57:57 AM |
| Investor_DP | $100.00 | 8/5/2011 9:03:29 AM |
| CA-Lender | $25.00 | 8/5/2011 9:05:45 AM |
| reflective-rupee | $25.00 | 8/5/2011 5:06:28 PM |
| wisconsinvestor | $50.00 | 8/5/2011 3:09:43 PM |
| chameleon125 | $25.00 | 8/5/2011 12:04:28 PM |
| five-star-note | $75.00 | 8/6/2011 7:55:34 AM |
| Unitas4302 | $50.00 | 8/6/2011 7:59:23 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:22 PM |
| Feyenoord | $25.00 | 8/5/2011 10:37:23 PM |
| USMC0311 | $25.00 | 8/6/2011 1:10:55 AM |
| payout-bridge | $35.00 | 8/6/2011 6:22:27 PM |
| 312-Lender | $50.00 | 8/7/2011 2:29:19 AM |
| OrcaFIN | $25.00 | 8/6/2011 10:01:35 AM |
| matthewa | $25.00 | 8/6/2011 9:46:26 PM |
| diligent-peace9 | $205.00 | 8/7/2011 7:56:00 AM |
| green-unrivaled-felicity | $25.00 | 8/6/2011 9:01:45 PM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:23 PM |
| green-trade-dolphin | $35.00 | 8/5/2011 10:27:46 AM |
| nickel-launcher | $25.00 | 8/5/2011 8:20:53 PM |
| Kash2010lu | $25.00 | 8/5/2011 6:06:36 PM |
| Bob450 | $25.00 | 8/6/2011 7:22:06 AM |
| thehousewife | $25.00 | 8/6/2011 8:52:56 AM |
| promise2 | $25.00 | 8/5/2011 7:50:27 PM |
| mikeandcat | $50.00 | 8/6/2011 7:28:14 AM |
| alexgalt | $25.00 | 8/6/2011 12:00:31 AM |
| s270 | $25.00 | 8/6/2011 4:16:50 AM |
| worth-blanket2 | $700.00 | 8/6/2011 8:56:23 PM |
| yf99yz | $25.00 | 8/6/2011 9:44:03 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
519881
This series of Notes was issued and sold upon the funding of the borrower loan #52147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-04-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,626 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 104% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| carlsrudj |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2008)
580-599
(Sep-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to...Replace inefficient old windows and furnace. Currently we have an old windows and use fuel oil for heat. Replacing the windows and installing a new gas furnace will significantly cut down on energy costs and increase the value of our home.
My financial situation:
I am a good candidate for this loan because...In the past 18 months I have both decreased my debt and increased my credit score. I have been at my current job for over 9 years and have a perfect record on Prosper as a previous borrower.
Monthly net income: $ 4400
Monthly expenses: $
Housing: $ 810
Insurance: $ 94
Car expenses: $ 550
Utilities: $ 0 (Paid by long time girlfriend)
Phone, cable, internet: $ 0 (Paid by long time girlfriend)
Food, entertainment: $ 150
Clothing, household expenses: $ 150
Credit cards and other loans: $ 800
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pembull | $50.00 | 8/4/2011 9:03:33 AM |
| restless-dime | $100.00 | 8/4/2011 9:58:47 AM |
| worth-blanket2 | $5,000.00 | 8/4/2011 11:25:57 AM |
| Dusigrosz | $150.00 | 8/4/2011 9:02:01 AM |
| golffish2 | $25.00 | 8/4/2011 9:10:47 AM |
| janeybooboo | $50.00 | 8/4/2011 1:20:39 PM |
| SolarMoonshine | $200.00 | 8/4/2011 3:13:25 PM |
| money-baron-roth-IRA | $50.00 | 8/4/2011 10:50:39 AM |
| Kash2010lu | $25.00 | 8/4/2011 9:02:35 AM |
| money-hot-rod | $35.35 | 8/4/2011 3:15:17 PM |
| hillerod | $25.04 | 8/4/2011 9:33:18 AM |
| DHolly | $25.00 | 8/4/2011 9:34:44 AM |
| reflective-rupee | $200.00 | 8/4/2011 10:38:42 AM |
| richboy56 | $25.00 | 8/4/2011 11:21:14 AM |
| marwadi-62 | $300.00 | 8/4/2011 1:45:19 PM |
| ultimate-peace | $25.00 | 8/4/2011 9:04:10 AM |
| saxaphone6 | $25.00 | 8/4/2011 10:11:29 AM |
| Investor_DP | $100.00 | 8/4/2011 9:03:26 AM |
| MoneyForNothing | $25.00 | 8/4/2011 9:09:31 AM |
| 168RichCapital | $25.08 | 8/4/2011 12:54:14 PM |
| credit-missile | $32.02 | 8/4/2011 9:55:08 AM |
| orange-leverage-phoenix | $50.00 | 8/4/2011 11:04:58 AM |
| lucrative-loan | $30.00 | 8/4/2011 9:03:07 AM |
| fascinating-generosity3 | $50.00 | 8/4/2011 9:04:55 AM |
| fascinating-generosity3 | $50.00 | 8/4/2011 9:16:40 AM |
| kind-charming-value | $252.51 | 8/4/2011 10:43:12 AM |
| seabassx | $25.00 | 8/4/2011 11:42:47 AM |
| RainMakers | $25.00 | 8/4/2011 12:38:10 PM |
| orbital-return316 | $25.00 | 8/4/2011 1:44:45 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
519983
This series of Notes was issued and sold upon the funding of the borrower loan #52248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
20 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,312 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| silver-squirrel3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Loan
Purpose of loan:
This loan will be used to assist with the unexpected costs of moving to a new apartment due to black mold in my current apartment.
My financial situation:
I am a good candidate for this loan because I am a teacher that usually keeps my finances in good shape, however this was the first summer that I did not work and with the unexpected moving costs need a little extra money to carry me over until my first payday in the middle of September.
Monthly net income: $ 2,200
Monthly expenses: $ 1950
Housing: $ 675
Insurance: $ 106
Car expenses: $400
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $ 600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/5/2011 7:49:24 PM |
| Investor_DP | $100.00 | 8/5/2011 9:03:30 AM |
| loanman2007 | $50.00 | 8/5/2011 10:12:40 AM |
| social-hunter5 | $50.00 | 8/5/2011 10:41:55 AM |
| DasMula | $27.00 | 8/5/2011 9:43:04 AM |
| favorite-commerce | $25.00 | 8/5/2011 1:43:38 PM |
| Bob450 | $25.00 | 8/5/2011 5:44:59 PM |
| restless-dime | $100.00 | 8/5/2011 9:26:18 AM |
| balanced-balance6 | $38.00 | 8/5/2011 9:46:35 AM |
| promise2 | $50.00 | 8/5/2011 7:44:20 PM |
| calimanusa | $25.00 | 8/5/2011 1:11:50 PM |
| DHolly | $25.00 | 8/5/2011 6:43:21 PM |
| yons88 | $25.00 | 8/5/2011 2:03:28 PM |
| pious-benjamins1 | $25.00 | 8/5/2011 7:40:20 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:22 PM |
| phoenix08 | $25.00 | 8/6/2011 7:02:42 AM |
| wwwUniversal | $25.00 | 8/5/2011 10:22:34 PM |
| alexgalt | $25.00 | 8/6/2011 12:02:18 AM |
| 168RichCapital | $9.99 | 8/6/2011 9:53:14 AM |
| capital-kingdom | $25.01 | 8/6/2011 7:37:53 AM |
| transformer855 | $25.00 | 8/6/2011 8:22:29 AM |
| promise2 | $50.00 | 8/6/2011 9:32:49 AM |
| SolarMoonshine | $25.00 | 8/5/2011 9:48:32 AM |
| ultimate-peace | $250.00 | 8/5/2011 9:03:29 AM |
| CA-Lender | $50.00 | 8/5/2011 9:04:40 AM |
| Whipster | $70.00 | 8/5/2011 9:13:43 AM |
| reflective-rupee | $200.00 | 8/5/2011 9:19:37 AM |
| shrewd-income | $50.00 | 8/5/2011 2:44:06 PM |
| wonder3 | $30.00 | 8/5/2011 2:58:40 PM |
| loss-of-control | $75.00 | 8/5/2011 5:55:33 PM |
| Bocephus1959 | $150.00 | 8/5/2011 9:13:11 PM |
| Amber_Stone | $25.00 | 8/6/2011 7:31:40 AM |
| leverage-monger | $25.00 | 8/6/2011 7:40:50 AM |
| the-credit-bauble | $25.00 | 8/6/2011 8:50:26 AM |
| irrelevant | $25.00 | 8/6/2011 6:05:09 AM |
| SkinnyFish | $25.00 | 8/6/2011 7:41:17 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
520025
This series of Notes was issued and sold upon the funding of the borrower loan #52168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
4 | Length of status: | 21y 6m |
|
Amount delinquent:
| $2,174 |
Total credit lines:
| 34 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $694 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| adventurous-felicity1 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
|
|
Principal balance:
| $3,965.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
car repair install heater in famrm
Purpose of loan:
This loan will be used to...car repairs, replace heater in family room
My financial situation:
I am a good candidate for this loan because...
We have had some financial problems in the past due to health problems and were unable to pay some of our bills, but health problems have been taken care of and we are both back to work fulltime.
Monthly net income: $3000.
Monthly expenses: $1725
Housing: $1324
Insurance: $150
Car expenses: $
Utilities: $500
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/5/2011 9:03:31 AM |
| ultimate-peace | $150.00 | 8/5/2011 9:03:35 AM |
| wisconsinvestor | $35.00 | 8/5/2011 3:10:39 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:22 PM |
| Amber_Stone | $25.00 | 8/6/2011 7:36:55 AM |
| verticalhorizon | $25.00 | 8/7/2011 8:52:25 AM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:01 PM |
| s270 | $25.00 | 8/8/2011 4:57:50 PM |
| DasMula | $37.53 | 8/9/2011 6:47:30 AM |
| high_flyer | $100.00 | 8/9/2011 10:43:07 AM |
| tech310 | $50.00 | 8/9/2011 9:01:36 PM |
| suave-dime6 | $25.00 | 8/10/2011 5:33:24 AM |
| grampy48 | $25.00 | 8/10/2011 6:09:12 AM |
| 312-Lender | $50.00 | 8/7/2011 2:40:26 AM |
| reflective-rupee | $25.00 | 8/7/2011 6:28:55 AM |
| amlu1988 | $25.00 | 8/6/2011 6:26:25 PM |
| worth-blanket2 | $2,400.00 | 8/6/2011 8:56:56 PM |
| heerzaquestion | $25.00 | 8/7/2011 11:11:49 AM |
| alexgalt | $25.00 | 8/7/2011 12:00:50 PM |
| yf99yz | $25.00 | 8/8/2011 10:01:53 AM |
| irrelevant | $25.00 | 8/7/2011 7:05:20 PM |
| LuvToLend | $25.00 | 8/8/2011 3:58:44 PM |
| whitemountainhandyman | $25.00 | 8/8/2011 3:12:09 PM |
| grampy48 | $25.00 | 8/9/2011 7:11:51 AM |
| Bob450 | $25.00 | 8/9/2011 7:50:23 AM |
| Leshan | $100.00 | 8/9/2011 12:28:53 PM |
| HenryS | $50.00 | 8/9/2011 6:16:22 PM |
| twjh | $25.00 | 8/9/2011 2:26:59 PM |
| orange-useful-revenue | $25.00 | 8/10/2011 4:49:02 AM |
| bass | $25.00 | 8/10/2011 6:44:30 AM |
| MoneyForNothing | $2.47 | 8/10/2011 7:27:27 AM |
| green-rapid-openness | $100.00 | 8/9/2011 8:56:22 PM |
| GElender | $25.00 | 8/10/2011 6:08:48 AM |
| duty-monger | $50.00 | 8/10/2011 7:27:12 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
520085
This series of Notes was issued and sold upon the funding of the borrower loan #52106, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-05-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 8m |
|
Amount delinquent:
| $148 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $403 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Retto_pyrrah |
Borrower's state:
| Ohio |
Borrower's group:
| Our Values |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
620-639
(May-2007)
600-619
(Mar-2007)
|
|
Principal balance:
| $1,053.74 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Car Repairs-GREAT PROSPER BORROWER!
Purpose of loan:
This loan will be used to make necessary repairs to my car to make it sturdy and safe for me and my family! It needs all new tires, exhaust work, brake work and a few other repair items.
My financial situation:
My long history with a single, stable employer offers me financial security. My history as a Prosper borrower offers you peace of mind!
Here?s to my success and yours!
Monthly net income: $2200
Monthly expenses: $1499
Housing: $695
Insurance: $50
Car expenses: $ No Car Payment!
Utilities: $150
Phone, cable, internet: $100 (No Cable TV Service!)
Credit cards and other loans: $54
Food/other: $450
Child Care: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 8/5/2011 9:00:59 AM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
520111
This series of Notes was issued and sold upon the funding of the borrower loan #52158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $109.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1976 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
12 | Length of status: | 5y 7m |
|
Amount delinquent:
| $8,492 |
Total credit lines:
| 37 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,517 | |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wellingtons |
Borrower's state:
| Indiana |
Borrower's group:
| Fix your credit, then get a loan. |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
760-779
(Aug-2010)
780-799
(Jan-2010)
780-799
(Nov-2009)
|
|
Principal balance:
| $1,419.60 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 41 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off smaller debts which will result in smaller monthly payments.
My financial situation:
I am a good candidate for this loan because...I have had only one late payment in the last four years.
Monthly net income: $4250.00
Monthly expenses: $
Housing: $701.00
Insurance: $63.00
Car expenses: $0.00
Utilities: $140.00
Phone, cable, internet: $110.00
Food, entertainment: $175.00
Clothing, household expenses: $50.00
Credit cards and other loans: $250.00
Other expenses: $75.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $46.03 | 8/8/2011 9:12:46 AM |
| Investor_DP | $100.00 | 8/8/2011 9:02:51 AM |
| freest8r | $100.00 | 8/9/2011 5:06:48 AM |
| Feyenoord | $25.00 | 8/8/2011 9:42:51 PM |
| orange-preeminant-bill | $25.00 | 8/9/2011 9:28:46 AM |
| spiff666 | $25.00 | 8/9/2011 7:01:10 AM |
| reflective-rupee | $25.00 | 8/8/2011 9:50:23 AM |
| MoneyForNothing | $25.00 | 8/8/2011 9:09:54 AM |
| nick5454 | $50.00 | 8/9/2011 7:08:18 AM |
| BxRealtor | $25.00 | 8/8/2011 6:11:09 PM |
| BigLinCT | $25.00 | 8/9/2011 9:11:46 AM |
| herbyman | $50.00 | 8/8/2011 7:33:38 PM |
| vigorous-market5 | $200.00 | 8/9/2011 1:57:21 AM |
| treasure-bliss | $50.00 | 8/9/2011 9:19:26 AM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:18 AM |
| trumpeter5 | $50.00 | 8/9/2011 12:10:04 PM |
| worth-blanket2 | $3,000.00 | 8/9/2011 12:34:00 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
520283
This series of Notes was issued and sold upon the funding of the borrower loan #52233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,868 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kytilidie |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 27 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2009)
640-659
(May-2009)
660-679
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
CC Consolidation/Medical/Furniture
Purpose of loan:
This loan will be used to pay off 2 credit cards. The balance combined is $1500, medical bill (daughter broke her finger) and purchase furniture for my apartment.
I am an active duty member in the Air Force. I have currently served 8 years and I am a Staff Sergeant (E-5). I plan to do at least 20 years active. My current contract runs up to 20 Jul 2013 at that time I will re-enlist for 6 years. I can't go into the specifics of my job because of my Top Secret Clearance, but I will treat this loan as I do my responsibility to serve and protect my country. I am married with a 2 year old daughter.
Monthly net income: $ 4400/month
Monthly expenses: $ 3648/month
Housing: $ 1355 month
Insurance: $ 83/month
Car expenses: $500/month
Utilities: $60/month
Phone, cable, internet: $200/month
Food, entertainment: $250/month
Household expenses: $200/month
Credit cards and other loans: $500/month
Other expenses: $500/month installment loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| lucrative-loan | $30.00 | 8/6/2011 12:07:05 PM |
| RoZu_Lending | $804.85 | 8/6/2011 12:27:33 PM |
| Mikale360 | $30.03 | 8/6/2011 3:49:03 PM |
| MoneyForNothing | $25.00 | 8/6/2011 12:02:17 PM |
| reflective-rupee | $100.00 | 8/6/2011 1:06:43 PM |
| Legally_Blonde | $200.00 | 8/6/2011 5:44:16 PM |
| Legally_Blonde | $1,243.35 | 8/6/2011 5:53:57 PM |
| fabulous-community4 | $25.00 | 8/6/2011 12:10:38 PM |
| lendstats_com | $300.00 | 8/6/2011 12:32:43 PM |
| alexgalt | $25.00 | 8/6/2011 2:00:05 PM |
| worldly-investment333 | $50.00 | 8/6/2011 2:09:24 PM |
| 312-Lender | $50.00 | 8/6/2011 12:06:12 PM |
| thankful-nickel2 | $25.00 | 8/6/2011 1:12:15 PM |
| Wangchuk | $25.00 | 8/6/2011 1:27:47 PM |
| loanman2007 | $225.00 | 8/6/2011 2:14:41 PM |
| SolarMoonshine | $25.00 | 8/6/2011 3:22:50 PM |
| Bob450 | $25.00 | 8/6/2011 4:35:35 PM |
| clemclan | $30.00 | 8/6/2011 1:10:47 PM |
| marybennet | $25.00 | 8/6/2011 4:49:23 PM |
| bullish2bearish | $25.00 | 8/6/2011 5:38:48 PM |
| Legally_Blonde | $511.77 | 8/6/2011 5:49:59 PM |
| Amber_Stone | $200.00 | 8/6/2011 5:51:59 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
520295
This series of Notes was issued and sold upon the funding of the borrower loan #52120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $476.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,435 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| MassBile |
Borrower's state:
| Virginia |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 7 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $14,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
720-739
(Oct-2010)
600-619
(Jun-2008)
|
|
Principal balance:
| $6,593.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
3rd Prosper Loan Debt Consolidation
Purpose of loan:
This loan will be used to consolidate a few accounts into one monthly payment.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time. I have a perfect credit background with no late or delinquent accounts. I'm also a Prosper lender and currently funding several loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/6/2011 12:02:39 PM |
| ti22ring | $25.00 | 8/6/2011 12:51:27 PM |
| equitable-capital758 | $250.00 | 8/6/2011 1:03:17 PM |
| Gotogo | $50.00 | 8/7/2011 7:44:35 AM |
| warew | $50.00 | 8/7/2011 10:14:12 AM |
| reflective-rupee | $100.00 | 8/7/2011 5:51:35 AM |
| grotheik | $25.00 | 8/7/2011 6:34:57 AM |
| diligent-peace9 | $200.00 | 8/7/2011 7:54:12 AM |
| DoctorJoe | $25.00 | 8/7/2011 10:22:17 AM |
| imoutdoorsy | $25.00 | 8/7/2011 10:29:45 AM |
| MoneyForNothing | $5.00 | 8/7/2011 10:56:55 AM |
| worth-blanket2 | $8,600.00 | 8/6/2011 8:57:01 PM |
| Whipster | $70.00 | 8/7/2011 5:44:25 AM |
| worth-blanket2 | $3,000.00 | 8/6/2011 9:30:03 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:31 PM |
| loanman2007 | $175.00 | 8/7/2011 4:44:05 AM |
| green-trade-dolphin | $25.00 | 8/6/2011 7:04:38 PM |
| The-Lighthouse-Group | $25.00 | 8/7/2011 10:27:00 AM |
| CA-Lender | $25.00 | 8/7/2011 10:38:15 AM |
| thankful-nickel2 | $25.00 | 8/6/2011 1:13:34 PM |
| natural-trade7 | $50.00 | 8/7/2011 6:35:48 AM |
| RecoveryLender | $25.00 | 8/7/2011 6:59:12 AM |
| irrelevant | $25.00 | 8/7/2011 10:05:16 AM |
| mason13a | $50.00 | 8/7/2011 10:56:19 AM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
520299
This series of Notes was issued and sold upon the funding of the borrower loan #52242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 10
/
8 | Length of status: | 8y 7m |
|
Amount delinquent:
| $11,834 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 4/ 5 |
Revolving credit balance:
| $7,151 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| smitti52 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 71 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2008)
660-679
(Jul-2007)
|
|
Principal balance:
| $0.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 71 | | |
Description
smitti55
Purpose of loan:
This loan will be used to...help pay off medical bills from my wifes eye surgery.
My financial situation:
I am a good candidate for this loan because...I have a good job and have had 2 previous prosper loans which were paid in full and never missed a payment
Monthly net income: $ 6,500
Monthly expenses: $
Housing: $ 700
Insurance: $ 250
Car expenses: $ 1,120
Utilities: $ 210
Phone, cable, internet: $ 345
Food, entertainment: $ 500
Clothing, household expenses: $ 250
Credit cards and other loans: $ 550
Other expenses: $ 500 (medical bills)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $5,000.00 | 8/6/2011 12:00:56 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
520479
This series of Notes was issued and sold upon the funding of the borrower loan #52260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 26y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,726 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lennytina |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jan-2010)
640-659
(Sep-2009)
620-639
(Jun-2008)
|
|
Principal balance:
| $601.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to... Pay off remaining balance of my brother's funeral expense from an outside source faster and consolidate other expenses.
My financial situation: Good
I am a good candidate for this loan because... I have been employed on my job the past 26 years plus and have been very responsibile in making all my monthly payments on time while reestablishing my credit.
Monthly net income: $4420.00
Monthly expenses: $3237.
Housing: $900.00
Insurance: $279.
Car expenses: $453.00
Utilities: $127.00
Phone, cable, internet: $193.00
Food, entertainment: $350.00
Clothing, household expenses: $150.00
Credit cards and other loans: $585
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-bridge | $50.00 | 8/9/2011 6:19:24 AM |
| bullish2bearish | $30.00 | 8/8/2011 5:11:30 PM |
| 312-Lender | $33.04 | 8/8/2011 7:34:01 PM |
| restless-dime | $50.00 | 8/8/2011 8:14:51 PM |
| innovator2 | $50.00 | 8/8/2011 9:44:01 PM |
| shawnw2 | $67.16 | 8/9/2011 7:10:26 AM |
| Kash2010lu | $35.00 | 8/8/2011 6:08:20 PM |
| Feyenoord | $25.00 | 8/8/2011 9:43:52 PM |
| MilitaryLending | $85.59 | 8/9/2011 1:31:56 AM |
| genuine-dime | $100.00 | 8/9/2011 5:47:18 AM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:44:16 AM |
| InChicago | $100.00 | 8/9/2011 7:07:45 AM |
| FarmersBank | $28.43 | 8/9/2011 7:10:26 AM |
| trumpeter5 | $25.00 | 8/9/2011 12:09:24 PM |
| alexgalt | $25.00 | 8/9/2011 11:00:36 PM |
| innovator2 | $50.00 | 8/9/2011 1:52:56 PM |
| halothane_logic | $80.00 | 8/10/2011 7:11:33 AM |
| USMC0311 | $25.00 | 8/9/2011 9:28:02 PM |
| Chesterite | $69.00 | 8/10/2011 1:42:30 PM |
| value-squirrel3 | $25.00 | 8/10/2011 3:26:46 PM |
| graceful-investment | $100.00 | 8/10/2011 11:47:29 AM |
| loss-of-control | $75.00 | 8/10/2011 7:26:49 PM |
| grammaspurse | $25.00 | 8/10/2011 9:05:10 PM |
| redwraith | $100.00 | 8/10/2011 9:07:06 PM |
| doopers | $50.00 | 8/11/2011 9:18:18 AM |
| 168RichCapital | $25.08 | 8/11/2011 10:53:59 AM |
| GElender | $25.00 | 8/11/2011 6:01:58 AM |
| djropp | $100.00 | 8/11/2011 2:47:04 PM |
| melodious-openness | $25.00 | 8/11/2011 11:04:52 AM |
| bancoroyal | $25.00 | 8/11/2011 9:49:03 AM |
| DasMula | $37.33 | 8/11/2011 1:17:01 PM |
| let_me_retire | $75.00 | 8/11/2011 4:35:26 PM |
| LivingInvestments00 | $40.56 | 8/11/2011 4:42:07 PM |
| shrewd-income | $72.48 | 8/11/2011 5:27:04 PM |
| MoneyForNothing | $65.64 | 8/8/2011 5:05:27 PM |
| jhouman | $25.00 | 8/9/2011 6:58:21 AM |
| shawnw2 | $25.00 | 8/9/2011 7:09:10 AM |
| Frover | $25.00 | 8/8/2011 7:26:26 PM |
| Legally_Blonde | $25.00 | 8/9/2011 8:18:27 AM |
| SolarMoonshine | $25.00 | 8/9/2011 10:00:40 AM |
| innovator2 | $150.00 | 8/8/2011 9:35:14 PM |
| vigorous-market5 | $100.00 | 8/9/2011 2:03:42 AM |
| loanman2007 | $25.00 | 8/9/2011 4:35:31 AM |
| wesleyan | $200.00 | 8/9/2011 3:45:37 PM |
| payout-bridge | $50.00 | 8/9/2011 6:19:10 AM |
| Mikale360 | $25.00 | 8/9/2011 10:48:26 AM |
| brightest-dignified-penny | $25.00 | 8/9/2011 10:51:57 AM |
| Wangchuk | $25.01 | 8/9/2011 7:03:48 AM |
| thankful-nickel2 | $25.00 | 8/9/2011 11:29:43 AM |
| marwadi-62 | $100.00 | 8/9/2011 2:09:10 PM |
| reflective-rupee | $75.00 | 8/9/2011 9:19:43 AM |
| american-investor | $50.00 | 8/9/2011 9:39:58 AM |
| Ubiquinone | $25.00 | 8/9/2011 1:07:07 PM |
| SecondChanceLendingSERV | $25.00 | 8/9/2011 3:46:00 PM |
| sweety075 | $25.00 | 8/9/2011 4:26:40 PM |
| green-rapid-openness | $50.00 | 8/9/2011 8:49:29 PM |
| brondero | $54.00 | 8/10/2011 9:28:39 AM |
| afm | $26.68 | 8/10/2011 12:44:15 PM |
| CA-Lender | $25.00 | 8/10/2011 9:22:53 AM |
| shrewd-income | $25.00 | 8/10/2011 5:52:18 PM |
| marinbb | $100.00 | 8/10/2011 7:42:22 PM |
| worth-blanket2 | $600.00 | 8/11/2011 9:57:48 AM |
| melodious-openness | $25.00 | 8/11/2011 11:10:52 AM |
| grnii78 | $200.00 | 8/11/2011 6:19:35 AM |
| RecoveryLender | $25.00 | 8/11/2011 10:26:23 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
520505
This series of Notes was issued and sold upon the funding of the borrower loan #52067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kenjmat |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 2
( 6% )
| 700-719
(May-2010)
660-679
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Wife's Teeth Need Repaired
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3,400
Monthly expenses: $ 2,300
Housing: $ 1.000
Insurance: $ 150
Car expenses: $ 200
Utilities: $ 250
Phone, cable, internet: $ 250
Food, entertainment: $ 200
Clothing, household expenses: $ 50
Credit cards and other loans: $ 0
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/8/2011 9:03:14 AM |
| balance-warrior | $25.02 | 8/8/2011 9:40:57 AM |
| balance-transformer3 | $50.00 | 8/8/2011 6:07:03 PM |
| Kash2010lu | $25.00 | 8/8/2011 7:45:05 PM |
| Feyenoord | $25.00 | 8/8/2011 9:32:25 PM |
| EngineersAlliance | $75.00 | 8/9/2011 6:52:08 AM |
| 312-Lender | $25.00 | 8/8/2011 10:21:23 AM |
| loanman2007 | $50.00 | 8/9/2011 4:46:33 AM |
| wisconsinvestor | $50.00 | 8/8/2011 3:52:48 PM |
| Mikale360 | $25.00 | 8/9/2011 6:25:15 AM |
| lucrative-loan | $25.00 | 8/9/2011 6:28:56 AM |
| reflective-rupee | $25.00 | 8/8/2011 9:48:11 AM |
| seabassx | $25.00 | 8/9/2011 7:30:26 AM |
| DoctorJoe | $25.00 | 8/9/2011 4:07:55 AM |
| yield-lion2 | $25.00 | 8/9/2011 6:30:39 AM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:42:54 AM |
| credit-missile | $107.12 | 8/9/2011 6:54:58 AM |
| witty-openness | $25.00 | 8/9/2011 4:05:44 AM |
| fabulous-community4 | $25.00 | 8/9/2011 6:29:55 AM |
| SolarMoonshine | $25.00 | 8/9/2011 9:57:26 AM |
| worth-blanket2 | $1,500.00 | 8/9/2011 12:35:04 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
520527
This series of Notes was issued and sold upon the funding of the borrower loan #52141, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 22y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,522 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-gain-pecan |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PERSONAL LOAN
Purpose of loan:
This loan will be used to...WEDDING EXPENSES FOR MY SON
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3300
Monthly expenses: $200
Housing: $813
Insurance: $70
Car expenses: $390
Utilities: $200
Phone, cable, internet: $45
Food, entertainment: $240
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $25.00 | 8/8/2011 9:06:14 AM |
| favorite-commerce | $25.00 | 8/8/2011 9:43:36 AM |
| bullish2bearish | $25.00 | 8/8/2011 10:37:41 AM |
| top-courteous-peso | $50.00 | 8/8/2011 2:15:43 PM |
| Wangchuk | $25.00 | 8/8/2011 4:18:22 PM |
| scho0590 | $25.00 | 8/8/2011 7:56:00 PM |
| payment-halo | $25.00 | 8/8/2011 5:49:49 PM |
| dynrep | $150.00 | 8/9/2011 8:13:04 AM |
| diligent-peace9 | $75.00 | 8/8/2011 10:57:47 AM |
| rapid-currency | $28.11 | 8/9/2011 8:15:48 AM |
| ALFLoan | $25.00 | 8/8/2011 8:03:49 PM |
| beachfunder | $100.00 | 8/8/2011 9:15:45 PM |
| wealth-renaissance5 | $26.00 | 8/9/2011 9:14:28 AM |
| dws2380 | $25.00 | 8/8/2011 3:32:23 PM |
| klend4 | $40.27 | 8/9/2011 9:40:04 AM |
| Madmigel | $25.00 | 8/8/2011 4:26:02 PM |
| promise2 | $25.00 | 8/8/2011 6:19:12 PM |
| ryan6853 | $25.00 | 8/9/2011 8:02:26 AM |
| wild-orange | $50.00 | 8/8/2011 9:37:13 PM |
| mpatrick | $50.00 | 8/9/2011 8:30:14 AM |
| pious-benjamins1 | $50.00 | 8/9/2011 9:01:49 AM |
| kain11286 | $25.00 | 8/9/2011 9:23:24 AM |
| irrelevant | $25.00 | 8/9/2011 10:05:11 AM |
| loanman2007 | $150.00 | 8/8/2011 9:22:57 AM |
| equitable-capital758 | $250.00 | 8/8/2011 9:01:52 AM |
| Investor_DP | $100.00 | 8/8/2011 9:03:16 AM |
| JustMee | $25.00 | 8/8/2011 5:45:03 PM |
| kinetic-social | $25.00 | 8/8/2011 11:00:30 AM |
| brightest-dignified-penny | $25.00 | 8/8/2011 11:03:11 AM |
| yf99yz | $25.00 | 8/8/2011 4:59:04 PM |
| reflective-rupee | $100.00 | 8/8/2011 9:46:53 AM |
| DDS84 | $36.08 | 8/9/2011 7:21:22 AM |
| leverage-monger | $25.00 | 8/9/2011 9:04:19 AM |
| SolarMoonshine | $25.00 | 8/8/2011 3:31:18 PM |
| kinetic-social | $25.00 | 8/9/2011 10:03:50 AM |
| Rogelio48 | $25.00 | 8/8/2011 5:32:43 PM |
| Uylsses | $60.00 | 8/9/2011 7:47:26 AM |
| buffalobills | $25.00 | 8/9/2011 8:15:16 AM |
| Iwillhuntyoudown | $25.00 | 8/9/2011 9:24:40 AM |
| wkeboarder21 | $50.00 | 8/9/2011 5:08:40 AM |
| pearl13 | $59.54 | 8/9/2011 10:24:56 AM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
520587
This series of Notes was issued and sold upon the funding of the borrower loan #52186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $244.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| principal-matador6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
cujo6267
Purpose of loan:
This loan will be used to...payoff bills
My financial situation: is good at the time
I am a good candidate for this loan because...I'm trying to payoff all my small bills and rebuild my credit at the same time. Also loan can be paid by direct pay from my account.
Monthly net income: $5600
Monthly expenses: $300
Housing: $670
Insurance: $90
Car expenses: $455
Utilities: $200
Phone, cable, internet: $345
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diligent-peace9 | $75.00 | 8/8/2011 10:54:09 AM |
| worth-blanket2 | $5,800.00 | 8/9/2011 12:34:05 PM |
| wroot | $25.00 | 8/9/2011 1:31:26 PM |
| Investor_DP | $100.00 | 8/8/2011 9:03:18 AM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
520593
This series of Notes was issued and sold upon the funding of the borrower loan #52135, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $193.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
14 | Length of status: | 13y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,708 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| satisfying-liberty6 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2010)
|
|
Principal balance:
| $2,197.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
I need to consolidate some debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I always pay my bills.
Monthly net income: $4500
Monthly expenses: $4200
Housing: $1600
Insurance: $140
Car expenses: $372
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $650
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 8/8/2011 9:18:25 AM |
| wisconsinvestor | $50.00 | 8/8/2011 3:51:29 PM |
| bullish2bearish | $25.00 | 8/8/2011 10:27:36 AM |
| alexgalt | $25.00 | 8/8/2011 7:01:16 PM |
| innovator2 | $50.00 | 8/8/2011 11:27:27 AM |
| Feyenoord | $25.00 | 8/8/2011 9:36:47 PM |
| MilitaryLending | $85.59 | 8/9/2011 1:31:56 AM |
| restless-dime | $100.00 | 8/8/2011 9:36:25 AM |
| hillerod | $25.08 | 8/8/2011 9:59:36 AM |
| Rogelio48 | $30.00 | 8/8/2011 2:11:21 PM |
| Investor_DP | $100.00 | 8/8/2011 9:03:32 AM |
| reflective-rupee | $100.00 | 8/8/2011 9:49:03 AM |
| 312-Lender | $25.00 | 8/8/2011 10:21:13 AM |
| green-trade-dolphin | $25.00 | 8/8/2011 1:41:26 PM |
| pembull | $25.00 | 8/8/2011 9:01:38 AM |
| greencat | $50.00 | 8/9/2011 6:51:58 AM |
| Mikale360 | $25.00 | 8/9/2011 10:52:23 AM |
| social-hunter5 | $50.00 | 8/9/2011 8:20:16 AM |
| shawnw2 | $25.00 | 8/9/2011 7:09:41 AM |
| worth-blanket2 | $4,000.00 | 8/9/2011 12:34:13 PM |
| money-baron | $25.00 | 8/9/2011 8:57:15 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
520629
This series of Notes was issued and sold upon the funding of the borrower loan #52200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1981 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $25,110 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balanced-trade436 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free for Life
Purpose of loan: Pay off Discover Card!!!
My financial situation: Good
I am making a monthly payment of $150 per month to Discover Card for with a high interest rate (29%) This loan will alow me to reduce the monthly payment and close the Discover Card for good. Just looking for a way to reduce my monthly payments.
Monthly net income: $ 5000 with spouse income
Monthly expenses:
Housing: $ 1300.00
Insurance: $ 156.00
Car expenses: $ 450.00
Utilities: $ 200.00
Phone, cable, internet: $ 230.00
Food, entertainment: $ 1500.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 250.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 8/8/2011 5:04:23 PM |
| listing-vista | $200.00 | 8/10/2011 5:50:49 AM |
| wealth-fighter3 | $25.00 | 8/10/2011 7:11:05 AM |
| generator596 | $25.00 | 8/10/2011 7:57:02 AM |
| manatee21 | $75.00 | 8/10/2011 8:19:15 AM |
| Cambalache | $31.00 | 8/10/2011 10:09:18 AM |
| Phatt-Daddy | $25.00 | 8/10/2011 3:33:47 AM |
| rtchin | $100.00 | 8/10/2011 11:06:00 AM |
| GElender | $25.00 | 8/10/2011 5:55:13 AM |
| friendly-principal76 | $25.00 | 8/10/2011 6:17:28 AM |
| hope-candy1 | $100.00 | 8/10/2011 6:27:45 AM |
| credible-balance0 | $25.00 | 8/10/2011 6:42:39 AM |
| credit-coach118 | $25.00 | 8/10/2011 8:48:43 AM |
| kinetic-social | $25.00 | 8/10/2011 9:37:35 AM |
| jazzlender | $25.00 | 8/10/2011 10:09:17 AM |
| Newfoundcash | $25.00 | 8/10/2011 10:43:39 AM |
| john0720 | $50.00 | 8/10/2011 6:33:26 AM |
| zxr | $25.00 | 8/10/2011 6:53:47 AM |
| djkaiser | $33.89 | 8/10/2011 10:21:10 AM |
| UBOtto186 | $30.00 | 8/10/2011 10:58:49 AM |
| graceful-investment | $27.93 | 8/10/2011 11:50:22 AM |
| harmonious-contract5 | $25.00 | 8/10/2011 12:07:00 PM |
| income-vault6 | $25.00 | 8/10/2011 12:20:40 PM |
| 56bones | $12.14 | 8/10/2011 12:28:45 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:39 PM |
| Investor_DP | $100.00 | 8/9/2011 5:01:34 PM |
| reflective-rupee | $25.00 | 8/9/2011 5:06:54 PM |
| brightest-benjamins-onator | $33.00 | 8/10/2011 4:12:38 AM |
| diligent-peace9 | $25.00 | 8/10/2011 6:27:09 AM |
| principal-duckling | $75.00 | 8/10/2011 7:53:41 AM |
| motivator72 | $25.00 | 8/10/2011 8:09:16 AM |
| jebber007 | $51.16 | 8/10/2011 10:16:17 AM |
| shmb6508 | $78.37 | 8/10/2011 10:34:47 AM |
| deal-grid7 | $75.00 | 8/10/2011 10:49:41 AM |
| leverage-monger | $55.00 | 8/10/2011 11:41:43 AM |
| Happyhourcomics | $25.00 | 8/10/2011 12:12:46 PM |
| jubilant-durability9 | $25.00 | 8/10/2011 8:30:57 AM |
| WMY-Investor | $100.00 | 8/10/2011 9:30:04 AM |
| wlm3012 | $30.00 | 8/10/2011 10:47:05 AM |
| Leopoldine | $25.00 | 8/10/2011 11:28:23 AM |
| Pu239 | $65.00 | 8/10/2011 7:04:01 AM |
| top-payout-enclave | $25.00 | 8/10/2011 8:01:00 AM |
| impeccable-ore3 | $25.00 | 8/10/2011 8:05:52 AM |
| polka2002 | $27.51 | 8/10/2011 12:22:31 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
520669
This series of Notes was issued and sold upon the funding of the borrower loan #52210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $193.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,175 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thoughtful-worth |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
|
|
Principal balance:
| $3,382.13 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Save Me from Credit Card Companies
Purpose of loan:
I'd like a loan to pay off my 4 credit cards. At the moment, I can only afford to pay the minimum payment on each and that is not helping my overall balance at all. If I can pay off the balance now, I'll be paying the same amount a month overall but have no debt in 3 years. I like the sound of that!
My financial situation:
I have steady full time job, and I'm currently seeking a part time job for the weekends. I never miss a payment and I'm very financially responsible. 98% of my current debt is due to my financial hardship while I was putting myself through college.
Monthly net income: $2,100
Monthly expenses:
Housing: $450
Insurance: $0
Car expenses: $90
Utilities: $120
Phone, cable, internet: $80
Food, entertainment: $100
Clothing, household expenses: $30
Credit cards and other loans: $200
Other expenses: $0
Thanks! I truly appreciate your generosity!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/10/2011 6:39:42 PM |
| thoughtful-exchange8 | $25.00 | 8/11/2011 2:47:13 PM |
| Investor_DP | $100.00 | 8/10/2011 9:01:53 AM |
| restless-dime | $50.00 | 8/10/2011 9:17:49 AM |
| reflective-rupee | $100.00 | 8/10/2011 9:42:50 AM |
| Cybercusp | $25.00 | 8/10/2011 5:08:14 PM |
| diligent-peace9 | $150.00 | 8/10/2011 9:58:32 AM |
| wisconsinvestor | $50.00 | 8/10/2011 5:47:27 PM |
| green-trade-dolphin | $25.00 | 8/10/2011 1:43:48 PM |
| Banker2OO7 | $50.00 | 8/10/2011 2:20:35 PM |
| Legally_Blonde | $25.00 | 8/10/2011 7:02:48 PM |
| worth-blanket2 | $2,000.00 | 8/11/2011 9:59:26 AM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:47 PM |
| loanman2007 | $75.00 | 8/11/2011 9:08:29 AM |
| greencat | $50.00 | 8/11/2011 6:48:03 AM |
| irrelevant | $25.00 | 8/11/2011 10:05:34 AM |
| ultimate-peace | $25.00 | 8/10/2011 9:02:19 AM |
| pembull | $25.00 | 8/10/2011 5:01:15 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:41 PM |
| money-baron | $81.00 | 8/10/2011 2:13:45 PM |
| alexgalt | $25.00 | 8/10/2011 10:02:18 AM |
| jo2y | $25.00 | 8/10/2011 11:12:47 PM |
| Feyenoord | $25.00 | 8/10/2011 2:41:37 PM |
| matthewa | $25.00 | 8/10/2011 7:26:49 PM |
| SolarMoonshine | $25.00 | 8/11/2011 10:04:17 AM |
| melodious-openness | $38.22 | 8/11/2011 11:11:16 AM |
| economy-coup | $50.00 | 8/11/2011 12:21:03 AM |
| Core-Marketing | $25.00 | 8/11/2011 12:32:14 PM |
| fairness-atmosphere | $25.00 | 8/11/2011 2:02:04 PM |
| GElender | $25.00 | 8/11/2011 6:08:46 AM |
| buffalobills | $25.00 | 8/11/2011 4:06:59 PM |
| brightest-dignified-penny | $5.70 | 8/11/2011 4:16:26 PM |
| 168RichCapital | $25.08 | 8/11/2011 1:37:47 PM |
| OldManP | $25.00 | 8/11/2011 2:12:26 PM |
| worth-blanket2 | $1,000.00 | 8/11/2011 3:39:28 PM |
| melodious-openness | $25.00 | 8/11/2011 11:08:18 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
520737
This series of Notes was issued and sold upon the funding of the borrower loan #52100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $91.63 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 16y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,331 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| forceful-wealth2 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Nov-2010)
760-779
(Oct-2010)
760-779
(Apr-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Pay off high interest debt
Purpose of loan:
This loan will be used to...pay off extremely high interest debt.
My financial situation:
I am a good candidate for this loan because...previously paid off Prosper loan prior to maturity.
Monthly net income: $3500
Monthly expenses: $2294
Housing: $150
Insurance: $135
Car expenses: $200
Utilities: $254
Phone, cable, internet: $145
Food, entertainment: $200
ClothiPng, household expenses: $300
Credit cards and other loans: $560
Other expenses: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/9/2011 2:51:35 PM |
| diligent-peace9 | $225.00 | 8/8/2011 5:56:45 PM |
| SolarMoonshine | $25.00 | 8/9/2011 3:39:43 AM |
| GElender | $25.00 | 8/9/2011 5:53:22 AM |
| Mikale360 | $25.00 | 8/8/2011 11:21:30 PM |
| orange-preeminant-bill | $25.00 | 8/9/2011 9:28:48 AM |
| ultimate-peace | $150.00 | 8/8/2011 5:04:32 PM |
| enchanted-note | $50.00 | 8/9/2011 1:09:13 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:41 PM |
| loanman2007 | $25.00 | 8/9/2011 4:41:02 AM |
| american-investor | $50.00 | 8/9/2011 9:37:44 AM |
| Investor_DP | $100.00 | 8/9/2011 9:01:00 AM |
| BigLinCT | $25.00 | 8/9/2011 9:11:47 AM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:20 AM |
| freedom3 | $770.56 | 8/9/2011 5:57:22 PM |
| chad-bro-chill | $25.00 | 8/9/2011 2:37:16 PM |
| the-profit-oracle | $25.00 | 8/9/2011 4:14:31 PM |
| profit-powerplant | $25.00 | 8/9/2011 9:46:22 AM |
| reflective-rupee | $25.00 | 8/8/2011 9:35:08 PM |
| DoctorJoe | $25.00 | 8/9/2011 4:13:49 AM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:38:47 AM |
| herbyman | $50.00 | 8/8/2011 7:33:40 PM |
| bullish2bearish | $30.00 | 8/8/2011 5:16:28 PM |
| balance-transformer3 | $50.00 | 8/8/2011 5:43:12 PM |
| BxRealtor | $25.00 | 8/8/2011 6:11:11 PM |
| Bob450 | $25.00 | 8/9/2011 11:50:45 AM |
| wild-orange | $50.00 | 8/8/2011 9:38:28 PM |
| vigorous-market5 | $200.00 | 8/9/2011 2:04:26 AM |
| tigercat | $50.00 | 8/9/2011 4:15:34 PM |
| nick5454 | $50.00 | 8/9/2011 7:08:19 AM |
| FinanceEngine | $40.00 | 8/9/2011 1:58:41 PM |
| payment-halo | $25.00 | 8/9/2011 3:42:15 PM |
| MarvintheMartian | $25.00 | 8/9/2011 12:26:10 PM |
| EretzCapital | $34.44 | 8/9/2011 1:35:43 PM |
| credit-orca | $50.00 | 8/9/2011 4:44:15 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
521103
This series of Notes was issued and sold upon the funding of the borrower loan #52257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $129.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 20y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,972 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| yield-kahuna9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
|
|
Principal balance:
| $0.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
2nd Prosper Loan
Purpose of loan:
This loan will be used to...pay off short term debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4,000
Monthly expenses: $2,400
Housing: $545
Insurance: $80
Car expenses: $262
Utilities: $100
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/10/2011 6:39:50 PM |
| Kash2010lu | $35.00 | 8/10/2011 5:10:12 PM |
| jpaulnyc | $50.00 | 8/11/2011 9:39:45 AM |
| Mikale360 | $25.00 | 8/11/2011 5:50:16 AM |
| restless-dime | $100.00 | 8/10/2011 8:15:42 PM |
| payout-bridge | $30.00 | 8/11/2011 6:58:33 AM |
| ddoneday | $25.00 | 8/11/2011 4:18:11 AM |
| five-star-note | $56.50 | 8/11/2011 5:20:01 AM |
| worth-blanket2 | $1,300.00 | 8/11/2011 9:57:12 AM |
| investment-artist | $25.00 | 8/11/2011 4:32:27 PM |
| 168RichCapital | $25.08 | 8/11/2011 11:05:00 AM |
| OldManP | $25.00 | 8/11/2011 2:12:27 PM |
| CA-Lender | $75.00 | 8/11/2011 8:42:53 PM |
| alexgalt | $100.00 | 8/11/2011 10:48:37 PM |
| Feyenoord | $25.00 | 8/10/2011 8:22:55 PM |
| lucrative-loan | $25.00 | 8/10/2011 5:05:07 PM |
| DasMula | $32.80 | 8/10/2011 5:08:44 PM |
| 312-Lender | $25.23 | 8/11/2011 2:02:35 AM |
| green-trade-dolphin | $50.00 | 8/10/2011 7:44:00 PM |
| diligent-peace9 | $200.00 | 8/10/2011 8:02:44 PM |
| USMC0311 | $25.00 | 8/10/2011 8:33:28 PM |
| Ubiquinone | $25.00 | 8/10/2011 6:52:50 PM |
| Moe87 | $25.00 | 8/11/2011 3:38:43 AM |
| reflective-rupee | $25.00 | 8/11/2011 9:23:02 AM |
| corporatejim | $25.50 | 8/11/2011 4:49:22 AM |
| weezy22 | $26.00 | 8/11/2011 5:16:47 AM |
| shrewd-income | $25.00 | 8/11/2011 5:38:58 PM |
| nodebt2012 | $25.00 | 8/11/2011 5:59:08 PM |
| SolarMoonshine | $25.00 | 8/11/2011 10:03:30 AM |
| Core-Marketing | $25.00 | 8/11/2011 12:32:50 PM |
| thehousewife | $50.00 | 8/11/2011 5:56:46 PM |
| promise2 | $25.00 | 8/11/2011 6:18:54 PM |
| shrewd-income | $25.00 | 8/12/2011 6:07:02 AM |
| CoolPlexer | $0.48 | 8/12/2011 6:49:47 AM |
| jebber007 | $50.00 | 8/11/2011 8:42:46 PM |
| alexgalt | $25.00 | 8/11/2011 11:00:49 PM |
| Beld | $100.00 | 8/12/2011 12:01:53 AM |
| periko | $36.41 | 8/12/2011 6:22:48 AM |
| imoutdoorsy | $25.00 | 8/11/2011 8:49:06 PM |
| Captain_America | $50.00 | 8/12/2011 2:46:04 AM |
| grnii78 | $107.00 | 8/12/2011 6:37:31 AM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
489758
This series of Notes was issued and sold upon the funding of the borrower loan #52055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $23,675.43 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-08-2011 |
|
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $79,412 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Reputation1 |
Borrower's state:
| Colorado |
Borrower's group:
| Cornell University Alumni-cornellalumni |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 54 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $43,717.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2010)
740-759
(Jul-2009)
760-779
(Mar-2008)
760-779
(Aug-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 54 | | |
Description
Debt Consolidation Five Year Plan
Purpose of loan:
This loan will be used to consolidate debt, including a personal loan at 14.99% and credit cards rates at 14.99%.
My financial situation:
I am a good candidate for this loan because I am a 3-time Prosper Borrower?..been with Prosper since August 2006. My credit grade is 781, with a flawless 0/0/0 repayment record over 20 years of credit history.
Monthly Salary (after tax): $9,480
Monthly Expenses (all inclusive): $8,873
We have a 5-year plan to pay down debt. This loan will facilitate that and reduce monthly payments by about $300 per month.
I am a professional, full time, salaried consultant in my early 40?s. My firm offers medical & retirement benefits, stock, and incentive compensation. We are stable, responsible, and live within our means. May God bless.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.65 | 7/25/2011 5:13:54 PM |
| investment-artist | $25.01 | 7/25/2011 5:02:10 PM |
| MoneyForNothing | $25.00 | 7/25/2011 5:02:36 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:39 PM |
| professional-coin1 | $160.00 | 7/25/2011 6:37:43 PM |
| kenji4861 | $50.00 | 7/25/2011 11:45:14 PM |
| virtuous-repayment | $25.00 | 7/25/2011 9:22:55 PM |
| reflective-rupee | $500.00 | 7/26/2011 7:13:15 AM |
| JustMee | $25.00 | 7/26/2011 6:14:54 AM |
| Bank_Of_XL | $25.00 | 7/26/2011 6:01:11 AM |
| hostbank | $250.00 | 7/26/2011 9:03:59 PM |
| Octamer | $30.00 | 7/26/2011 10:34:39 PM |
| Octamer | $30.20 | 7/26/2011 10:35:09 PM |
| reflective-rupee | $500.00 | 7/26/2011 8:51:28 PM |
| dickfore | $25.00 | 7/26/2011 11:13:58 PM |
| asset-control2 | $200.00 | 7/27/2011 3:45:50 AM |
| gpuck | $50.00 | 7/27/2011 4:23:09 AM |
| gpuck | $25.00 | 7/27/2011 4:23:52 AM |
| KirosPOS | $43.51 | 7/26/2011 10:15:07 PM |
| lenderrn | $25.00 | 7/26/2011 10:17:42 PM |
| tacologic | $25.00 | 7/26/2011 10:24:39 PM |
| T-Bizzone | $50.00 | 7/26/2011 11:45:43 PM |
| loanman2007 | $200.00 | 7/27/2011 4:36:27 AM |
| Dubbs360 | $100.00 | 7/27/2011 6:31:51 PM |
| CreditBuilder2 | $150.00 | 7/27/2011 6:37:26 PM |
| Gordon_Gekko1 | $30.00 | 7/27/2011 5:27:04 PM |
| unrivaled-income5 | $50.00 | 7/27/2011 5:13:11 PM |
| Feyenoord | $25.00 | 7/27/2011 9:16:49 PM |
| CreditBuilder2 | $100.00 | 7/27/2011 6:47:58 PM |
| DasMula | $27.00 | 7/27/2011 10:34:06 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:06 PM |
| ChoiceInvestments | $38.00 | 7/27/2011 11:10:03 PM |
| pnace | $50.00 | 7/28/2011 9:17:05 AM |
| pound-balancer | $100.00 | 7/28/2011 1:06:05 PM |
| Madmigel | $25.00 | 7/28/2011 12:30:54 PM |
| organized-payment6 | $50.00 | 7/28/2011 1:16:37 PM |
| active-principal7 | $75.00 | 7/29/2011 9:11:47 AM |
| uberrific | $50.00 | 7/29/2011 1:53:53 AM |
| lsx7 | $200.00 | 7/29/2011 11:47:10 AM |
| Proactive-Financial-Lending | $25.00 | 7/29/2011 3:07:06 PM |
| credit-coach118 | $25.00 | 7/29/2011 5:22:07 PM |
| JCM_Investing | $32.98 | 7/29/2011 9:37:03 PM |
| worth-excellence4 | $25.57 | 7/29/2011 6:40:40 PM |
| meenan | $25.00 | 7/29/2011 9:40:25 PM |
| RainyDayFunds | $25.00 | 7/29/2011 6:30:03 PM |
| sgt-schultz | $25.00 | 7/30/2011 3:52:11 AM |
| britgsb | $200.00 | 7/29/2011 10:41:35 PM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:32:38 AM |
| KirosPOS | $36.64 | 7/30/2011 4:18:55 PM |
| income-buffalo1 | $200.00 | 7/30/2011 1:04:32 PM |
| power-defender7 | $25.00 | 7/30/2011 3:46:44 PM |
| AlwaysA-Chief | $56.86 | 7/31/2011 6:47:14 AM |
| commerce-web5 | $25.00 | 7/30/2011 11:40:52 PM |
| allotment464 | $150.00 | 7/30/2011 6:47:38 PM |
| jubilant-trade6 | $25.00 | 7/30/2011 11:07:50 PM |
| goldfinger3 | $50.00 | 7/31/2011 6:01:09 PM |
| Dark_Helmet | $28.82 | 7/31/2011 9:19:24 PM |
| noodles932 | $43.33 | 7/31/2011 10:51:30 PM |
| availableloan | $25.00 | 7/31/2011 10:08:14 PM |
| seabass123 | $40.00 | 8/1/2011 8:22:53 AM |
| Tkhalaska | $25.00 | 8/1/2011 10:10:37 AM |
| integrity-doctor | $200.00 | 8/1/2011 9:13:39 AM |
| randolphtaco | $30.00 | 8/1/2011 4:09:41 PM |
| Goodlender42 | $25.00 | 8/2/2011 4:03:56 AM |
| Enz0 | $127.33 | 8/2/2011 4:27:40 AM |
| ore-seagull | $40.82 | 8/1/2011 1:16:53 PM |
| mpatrick | $50.00 | 8/2/2011 8:09:36 AM |
| Emgolda | $25.00 | 8/2/2011 5:02:16 AM |
| happy-loyalty | $25.00 | 8/2/2011 5:56:20 AM |
| MarvintheMartian | $45.00 | 8/1/2011 5:31:39 PM |
| ti22ring | $31.84 | 8/2/2011 9:26:40 AM |
| Marathoner | $25.00 | 8/2/2011 6:38:38 AM |
| vtrentster | $26.00 | 8/2/2011 8:47:13 AM |
| sri59 | $100.00 | 8/2/2011 2:03:04 PM |
| FoosMaster | $45.85 | 8/2/2011 3:59:30 PM |
| life-is-great | $25.00 | 8/2/2011 8:06:42 AM |
| ChristopherHS | $25.00 | 8/2/2011 8:57:37 AM |
| leverage-monger | $25.00 | 8/3/2011 8:50:01 AM |
| focused-wampum | $100.00 | 8/2/2011 9:32:46 PM |
| minista | $25.00 | 8/3/2011 4:33:09 PM |
| Ocean713 | $75.00 | 8/3/2011 11:12:47 AM |
| TigerForce | $25.00 | 8/4/2011 3:08:45 AM |
| iq8w7ht | $25.00 | 8/3/2011 3:41:34 PM |
| vutah | $30.00 | 8/4/2011 6:24:42 AM |
| Warwick | $50.00 | 8/3/2011 10:38:27 PM |
| maximizer | $25.00 | 8/4/2011 8:59:14 AM |
| The-Lighthouse-Group | $25.00 | 8/4/2011 4:21:21 AM |
| balance-voyager | $25.00 | 8/4/2011 7:28:28 AM |
| steven3333 | $25.00 | 8/4/2011 3:30:42 PM |
| wise-spiritual-commitment | $50.00 | 8/4/2011 11:01:47 AM |
| 10jwbajore | $354.30 | 8/4/2011 5:51:49 AM |
| LendingP2P | $100.00 | 8/4/2011 7:17:20 AM |
| exact-gold2 | $31.59 | 8/4/2011 1:07:28 PM |
| five-star-note | $25.00 | 8/5/2011 12:29:46 AM |
| reflective-cash0 | $50.00 | 8/5/2011 5:18:44 AM |
| JustMee | $25.00 | 8/5/2011 5:58:04 AM |
| hardwareman | $50.00 | 8/5/2011 4:15:06 AM |
| grampy48 | $45.72 | 8/5/2011 8:11:56 AM |
| finance-portait | $25.00 | 8/4/2011 7:52:58 PM |
| reflective-rupee | $32.00 | 8/5/2011 9:29:05 AM |
| philly_eagles | $49.00 | 8/5/2011 7:01:15 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:30 AM |
| direct-responsibility7 | $188.00 | 8/5/2011 11:16:15 AM |
| MarinLoans | $25.00 | 8/5/2011 11:46:59 AM |
| herbyman | $100.00 | 8/5/2011 12:48:17 PM |
| Shingu | $50.00 | 8/5/2011 10:28:27 AM |
| reinforced-reward | $25.00 | 8/5/2011 2:48:12 PM |
| atomantic | $100.00 | 8/5/2011 3:04:56 PM |
| Princehaha | $86.86 | 8/5/2011 5:16:02 PM |
| market-assembler | $25.00 | 8/5/2011 1:40:14 PM |
| sunnyboy_7478 | $50.00 | 8/5/2011 6:31:19 PM |
| BobInWisconsin | $125.00 | 8/5/2011 1:13:04 PM |
| Arpad | $40.00 | 8/5/2011 6:35:32 PM |
| kindness-festivity | $50.00 | 8/5/2011 6:57:18 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:16:31 AM |
| velocity-warrior | $25.00 | 8/6/2011 4:12:31 AM |
| Spiv_51 | $25.00 | 8/6/2011 5:47:02 AM |
| Lender950 | $25.00 | 8/5/2011 6:32:50 PM |
| intrepid-loot | $25.00 | 8/6/2011 9:28:50 AM |
| Aimvest | $25.00 | 8/5/2011 8:23:06 PM |
| coldfuzion | $75.63 | 8/6/2011 10:05:53 AM |
| Steveoo1 | $25.00 | 8/6/2011 11:53:11 AM |
| promise2 | $200.00 | 8/6/2011 9:41:42 AM |
| credit-maple5 | $100.00 | 8/6/2011 3:13:34 PM |
| sail120 | $50.00 | 8/6/2011 3:40:02 PM |
| Atlanta-Buyer | $25.00 | 8/6/2011 7:18:06 AM |
| ianakacg | $25.00 | 8/6/2011 10:16:50 PM |
| rokman | $200.00 | 8/6/2011 8:40:13 AM |
| Hybodant | $35.00 | 8/7/2011 8:12:37 AM |
| wlm3012 | $50.00 | 8/6/2011 6:57:24 PM |
| SRK_FROM_WA | $50.00 | 8/6/2011 7:37:06 PM |
| hanuman77 | $25.00 | 8/7/2011 11:10:05 AM |
| econgineer | $50.00 | 8/7/2011 4:48:26 PM |
| ricebin | $50.00 | 8/7/2011 5:48:41 PM |
| antlr | $50.00 | 8/6/2011 10:17:07 PM |
| 2seriousteachers | $25.00 | 8/8/2011 5:30:21 AM |
| GElender | $25.00 | 8/8/2011 6:09:45 AM |
| worthy-bid8 | $50.00 | 8/8/2011 6:28:54 AM |
| mason13a | $28.00 | 8/7/2011 10:32:07 AM |
| owhite2000 | $50.00 | 8/7/2011 10:02:04 PM |
| social-turtle4 | $25.00 | 8/7/2011 11:23:00 PM |
| SPB | $25.00 | 8/7/2011 3:21:37 PM |
| FredHead3 | $48.92 | 8/8/2011 10:36:41 AM |
| money-bauble | $200.00 | 8/8/2011 6:03:33 AM |
| open-wealth492 | $25.00 | 8/8/2011 12:32:38 PM |
| SkinnyFish | $50.00 | 8/8/2011 12:46:55 PM |
| gracej | $25.00 | 8/7/2011 7:41:11 PM |
| loiosh | $25.00 | 8/8/2011 9:09:35 AM |
| kunger | $25.00 | 8/8/2011 4:20:56 PM |
| scloans | $27.13 | 8/8/2011 2:23:12 AM |
| djindepth | $25.00 | 8/8/2011 3:54:43 AM |
| workinghardoregon | $25.00 | 8/8/2011 11:36:06 AM |
| fishman42 | $36.10 | 8/8/2011 6:25:57 AM |
| wealth-safehouse9 | $25.00 | 8/8/2011 11:45:52 AM |
| Rivervale_Westwood | $25.00 | 8/8/2011 7:32:23 AM |
| transparency-defender | $85.00 | 8/8/2011 8:10:36 AM |
| wise-rupee-sanctuary | $50.00 | 8/8/2011 8:31:45 AM |
| dg5803 | $25.00 | 8/8/2011 3:54:37 PM |
| return-seeker85 | $25.00 | 8/8/2011 9:28:54 AM |
| villagers | $50.00 | 8/8/2011 10:21:08 AM |
| engaging-transaction5 | $50.00 | 8/8/2011 11:36:12 AM |
| Flreap | $50.00 | 8/8/2011 11:41:22 AM |
| balance-computer9 | $25.00 | 8/8/2011 12:01:36 PM |
| martymaniaman | $25.00 | 8/8/2011 3:53:14 PM |
| Madmigel | $25.00 | 8/8/2011 4:26:37 PM |
| calilu223 | $50.00 | 8/8/2011 4:35:10 PM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:05 PM |
| compoundinterest | $50.00 | 7/25/2011 5:02:05 PM |
| credit-guard5 | $25.00 | 7/25/2011 7:25:53 PM |
| 77dowplace | $25.28 | 7/25/2011 7:38:23 PM |
| reflective-rupee | $500.09 | 7/26/2011 7:12:47 AM |
| atlas100 | $25.00 | 7/26/2011 8:13:06 AM |
| Tscheddar | $25.00 | 7/26/2011 9:58:30 AM |
| indomitable-coin | $25.00 | 7/26/2011 1:24:20 PM |
| Dollars4Rent | $25.00 | 7/26/2011 12:34:29 PM |
| whitegold24k | $250.00 | 7/26/2011 6:20:54 PM |
| well-rounded-dinero | $150.00 | 7/26/2011 10:38:07 PM |
| JGuide | $25.08 | 7/26/2011 9:35:57 PM |
| economy-huckleberry0 | $25.00 | 7/27/2011 7:05:16 AM |
| janeybooboo | $100.00 | 7/27/2011 4:31:09 AM |
| tomdooley12520 | $25.00 | 7/27/2011 5:30:18 AM |
| upbeat-investment9 | $100.00 | 7/27/2011 7:46:19 AM |
| tomdooley12520 | $50.00 | 7/27/2011 5:28:41 AM |
| lovely-greenback4 | $25.00 | 7/27/2011 7:06:56 AM |
| SolarMoonshine | $100.00 | 7/27/2011 10:11:23 AM |
| Oak-Parker | $30.00 | 7/27/2011 10:53:19 AM |
| GodzillaLending | $50.00 | 7/27/2011 1:28:29 PM |
| proud-gold9 | $25.00 | 7/27/2011 6:08:52 PM |
| wise-deal-panda | $100.00 | 7/27/2011 6:41:02 PM |
| FinDoc | $25.00 | 7/27/2011 4:07:42 PM |
| Kame | $25.00 | 7/28/2011 4:07:07 AM |
| BankofPete | $40.00 | 7/28/2011 8:43:16 AM |
| silvercertificate | $25.00 | 7/28/2011 9:19:56 AM |
| Solid-Platinum | $100.00 | 7/28/2011 12:28:40 PM |
| ethical-income2 | $25.00 | 7/28/2011 7:14:28 PM |
| thankful-nickel2 | $50.00 | 7/28/2011 3:41:19 PM |
| RoyFauntleroy | $50.00 | 7/28/2011 8:53:03 PM |
| Firescreek | $25.00 | 7/29/2011 5:14:55 AM |
| power-mad-scientist | $30.00 | 7/29/2011 8:08:18 AM |
| setUup | $238.20 | 7/29/2011 4:50:26 PM |
| Thrash | $52.69 | 7/29/2011 7:14:26 PM |
| Marathon418 | $25.00 | 7/29/2011 9:36:50 PM |
| gold-sushi | $50.00 | 7/29/2011 8:32:25 PM |
| skuba | $50.00 | 7/30/2011 2:28:25 AM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:03 AM |
| willwc6 | $75.00 | 7/29/2011 6:58:14 PM |
| first-favorite-bonus9 | $25.00 | 7/30/2011 5:58:01 AM |
| producer553 | $25.00 | 7/30/2011 7:02:52 AM |
| p2p-eagle9 | $50.00 | 7/30/2011 7:42:23 AM |
| gothampark | $25.00 | 7/30/2011 8:40:16 AM |
| p2p-eagle9 | $25.00 | 7/30/2011 8:05:47 AM |
| finance-symphony7 | $50.00 | 7/30/2011 9:23:19 AM |
| mrreynol | $25.00 | 7/30/2011 1:13:38 PM |
| 3_boyz | $101.27 | 7/30/2011 5:41:35 PM |
| kulender | $100.00 | 7/30/2011 5:34:57 PM |
| reflective-rupee | $500.00 | 7/30/2011 8:52:24 PM |
| market-genome7 | $100.00 | 7/30/2011 7:53:11 PM |
| reflective-rupee | $1,000.00 | 7/31/2011 2:02:09 PM |
| AFairDeal | $25.00 | 7/31/2011 1:09:27 PM |
| Peacepower | $60.59 | 7/31/2011 2:21:09 PM |
| reflective-rupee | $2,000.00 | 7/31/2011 2:28:15 PM |
| janeybooboo | $100.00 | 7/31/2011 3:27:03 PM |
| WLenders | $50.00 | 7/31/2011 11:06:57 AM |
| impeccable-penny | $100.00 | 7/31/2011 1:48:50 PM |
| balance-bliss | $500.00 | 7/31/2011 11:50:48 PM |
| grf1945 | $25.00 | 8/1/2011 5:24:54 AM |
| Christus_Victor | $25.00 | 8/1/2011 10:04:45 AM |
| BooTya | $25.00 | 8/1/2011 10:48:57 AM |
| jhernand17 | $25.00 | 8/1/2011 9:13:34 AM |
| Jamahl | $25.00 | 8/1/2011 6:53:53 AM |
| astute-benjamins | $25.00 | 8/1/2011 4:14:13 PM |
| radforj22 | $25.00 | 8/2/2011 6:49:58 AM |
| trade-elm | $40.00 | 8/2/2011 6:43:00 AM |
| ptjg | $100.00 | 8/2/2011 3:52:49 AM |
| Tingali | $25.00 | 8/2/2011 8:01:19 AM |
| wise-repayment-seeker | $25.00 | 8/2/2011 12:31:02 PM |
| mammalian4 | $25.00 | 8/2/2011 7:07:59 PM |
| janeybooboo | $200.00 | 8/2/2011 9:39:24 AM |
| GodzillaLending | $25.00 | 8/2/2011 5:48:46 PM |
| bboy21385 | $671.30 | 8/2/2011 5:59:58 PM |
| adir1 | $25.00 | 8/2/2011 8:34:18 PM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:21 AM |
| transparency-giant | $50.00 | 8/3/2011 2:46:57 AM |
| trade-boots1 | $50.00 | 8/2/2011 8:59:45 PM |
| discrete-asset | $25.00 | 8/3/2011 5:41:07 AM |
| devoider | $50.00 | 8/3/2011 10:46:29 AM |
| pure-loyalty6 | $25.00 | 8/3/2011 11:22:28 AM |
| designer_10 | $25.00 | 8/3/2011 8:47:18 AM |
| value-wind0 | $25.00 | 8/3/2011 9:16:11 AM |
| liberty-thinker | $25.00 | 8/3/2011 1:36:17 PM |
| heavenly-interest2 | $40.89 | 8/3/2011 10:02:27 AM |
| SCOTTOL | $50.00 | 8/3/2011 5:11:51 PM |
| Zoramite | $25.00 | 8/4/2011 9:06:46 AM |
| jim95762 | $200.00 | 8/4/2011 9:32:33 AM |
| power-bluebird2 | $25.00 | 8/3/2011 7:02:57 PM |
| Rain-Taker | $50.00 | 8/4/2011 10:41:03 AM |
| buffalobills | $25.00 | 8/4/2011 8:23:57 AM |
| BankofBeth | $25.00 | 8/4/2011 9:32:22 AM |
| damanq | $25.00 | 8/4/2011 9:51:18 AM |
| elvisloans | $25.00 | 8/4/2011 2:09:41 PM |
| doopers | $25.00 | 8/4/2011 5:23:14 AM |
| rakey | $25.00 | 8/4/2011 6:42:38 AM |
| ballz694 | $25.00 | 8/4/2011 7:30:37 PM |
| penny-candy | $100.00 | 8/4/2011 7:36:56 PM |
| wwwUniversal | $25.00 | 8/4/2011 10:18:01 AM |
| zone6 | $100.00 | 8/4/2011 8:15:34 PM |
| peb44 | $25.00 | 8/4/2011 7:50:19 PM |
| accmgg | $100.00 | 8/5/2011 5:35:34 AM |
| phase421 | $32.00 | 8/5/2011 4:52:43 AM |
| dukem | $25.00 | 8/5/2011 6:29:05 AM |
| YellowJacket | $25.00 | 8/5/2011 9:51:02 AM |
| smallweed | $200.00 | 8/5/2011 10:33:24 AM |
| Pebbles-Lending | $25.00 | 8/4/2011 10:36:24 PM |
| justice-circuitry0 | $50.00 | 8/4/2011 11:56:27 PM |
| capital-arboretum | $300.00 | 8/5/2011 11:49:35 AM |
| neutrino6 | $25.00 | 8/5/2011 9:38:39 AM |
| vigilance-frontier | $25.00 | 8/5/2011 12:23:38 PM |
| commitment-mesh | $35.00 | 8/5/2011 9:50:12 AM |
| CasaDeTomas | $50.00 | 8/5/2011 6:42:20 AM |
| riv701 | $25.00 | 8/5/2011 3:23:44 PM |
| IIP77 | $25.00 | 8/5/2011 3:25:56 PM |
| aganippe | $50.00 | 8/5/2011 9:27:07 AM |
| debt-system880 | $50.00 | 8/5/2011 9:31:00 PM |
| Barrayaran | $25.00 | 8/6/2011 6:17:55 AM |
| famous-marketplace9 | $25.00 | 8/6/2011 6:37:53 AM |
| comet55 | $25.00 | 8/5/2011 9:07:18 PM |
| hopethisworks | $50.00 | 8/5/2011 9:19:13 PM |
| LenderDan | $200.00 | 8/5/2011 7:16:56 PM |
| lagnisiruk | $25.00 | 8/5/2011 7:25:36 PM |
| KADENA462 | $25.00 | 8/6/2011 5:46:20 AM |
| bluefinch | $25.00 | 8/6/2011 6:08:42 AM |
| Lastavatar | $31.87 | 8/5/2011 8:03:03 PM |
| wise-balanced-moola | $25.00 | 8/6/2011 12:06:02 PM |
| williemc44 | $25.00 | 8/6/2011 1:55:34 PM |
| awwaww | $25.00 | 8/6/2011 10:47:40 AM |
| BxRealtor | $25.00 | 8/6/2011 7:28:39 AM |
| jps888 | $25.00 | 8/7/2011 9:18:14 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:01 PM |
| Gamblor | $108.14 | 8/6/2011 2:45:18 PM |
| hawkhelp | $50.00 | 8/6/2011 3:10:28 PM |
| jbaum | $50.00 | 8/6/2011 11:16:27 PM |
| dollardave | $100.00 | 8/7/2011 11:46:16 PM |
| zippy-interest | $25.00 | 8/7/2011 7:28:25 AM |
| Lender0010 | $50.00 | 8/7/2011 7:38:00 AM |
| Nerdster1 | $30.11 | 8/8/2011 4:50:17 AM |
| emphatic-responsibility | $25.00 | 8/8/2011 5:28:28 AM |
| C_Mark | $125.00 | 8/8/2011 8:06:23 AM |
| emprestador | $25.00 | 8/8/2011 9:19:35 AM |
| brightest-dynamic-peace | $25.00 | 8/7/2011 11:11:41 PM |
| value-squirrel3 | $75.00 | 8/8/2011 10:21:22 AM |
| cozy-truth6 | $25.00 | 8/7/2011 3:00:27 PM |
| commerce-renewal | $50.00 | 8/8/2011 10:56:13 AM |
| PaulW | $25.00 | 8/8/2011 11:01:26 AM |
| wilmajean | $500.00 | 8/7/2011 6:55:07 PM |
| Peterman | $25.00 | 8/7/2011 7:41:52 PM |
| brainy-dedication | $25.00 | 8/8/2011 1:53:18 PM |
| a-resplendent-commitment | $50.00 | 8/8/2011 3:13:57 PM |
| new-discrete-camaraderi | $27.81 | 8/8/2011 3:58:33 PM |
| oplender | $25.00 | 8/7/2011 9:52:29 PM |
| HawaiianHelper | $50.00 | 8/8/2011 1:17:46 AM |
| LoWRec | $25.00 | 8/8/2011 11:53:20 AM |
| Rider | $200.00 | 8/8/2011 2:51:36 PM |
| responsibility-piano2 | $50.00 | 8/8/2011 3:32:05 PM |
| justinology | $41.45 | 8/8/2011 9:24:40 AM |
| yogi1975 | $25.00 | 8/8/2011 11:18:25 AM |
| Tyre | $50.00 | 8/8/2011 2:16:46 PM |
| sclark | $25.00 | 8/8/2011 3:02:10 PM |
| 327 Investments
|
Borrower Payment Dependent Notes Series
490938
This series of Notes was issued and sold upon the funding of the borrower loan #52251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 8.29% |
Borrower rate/APR:
| 9.29% / 15.08% |
Monthly payment:
| $175.17 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.27% | | |
| |
Estimated return*:
| 5.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,148 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| swamp42 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2007)
640-659
(Aug-2007)
640-659
(Feb-2007)
|
|
Principal balance:
| $0.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to?
Pay off the last of my high interest credit card debt.
My financial situation:
I am a good candidate for this loan because
I have a stable work history. I also have an excellent repayment record with prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $29.38 | 8/9/2011 9:25:48 AM |
| Immunologist | $25.00 | 8/9/2011 10:33:30 AM |
| ams294 | $43.54 | 8/9/2011 3:22:04 PM |
| Elementz | $30.35 | 8/9/2011 11:50:59 AM |
| 96MustangGT | $25.00 | 8/9/2011 1:01:07 PM |
| equitable-capital758 | $250.00 | 8/9/2011 2:18:39 PM |
| KADENA462 | $25.00 | 8/9/2011 2:57:29 PM |
| Nazbuster | $100.00 | 8/9/2011 10:03:42 PM |
| weiyinsan | $100.00 | 8/10/2011 2:57:07 PM |
| GElender | $50.00 | 8/10/2011 5:50:09 AM |
| currency-excellency0 | $100.00 | 8/10/2011 5:35:03 PM |
| community-pipeline | $25.00 | 8/10/2011 1:01:42 PM |
| DeltaComputerGuy | $25.00 | 8/10/2011 4:09:01 PM |
| WxChem | $42.39 | 8/10/2011 4:21:47 PM |
| value-squirrel3 | $25.00 | 8/10/2011 3:26:03 PM |
| purposeful-pound5 | $31.56 | 8/10/2011 4:19:55 PM |
| Bank42 | $25.00 | 8/9/2011 3:34:07 PM |
| FAsAreDUMB | $50.00 | 8/9/2011 9:51:14 AM |
| cashhelp | $50.00 | 8/9/2011 9:01:03 AM |
| compoundinterest | $50.00 | 8/9/2011 9:04:26 AM |
| BoughtTheFarm | $25.00 | 8/9/2011 8:35:21 PM |
| top-epic-community | $50.00 | 8/9/2011 4:24:58 PM |
| note-mover9 | $400.00 | 8/9/2011 11:04:44 AM |
| britches613 | $25.00 | 8/9/2011 10:47:50 PM |
| a-restless-dollar | $35.00 | 8/9/2011 7:04:34 PM |
| fallentimbers | $25.00 | 8/9/2011 6:25:01 PM |
| Syzygy | $25.00 | 8/10/2011 11:56:44 AM |
| GoGalt | $50.00 | 8/10/2011 6:06:01 AM |
| thankful-nickel2 | $25.00 | 8/10/2011 12:12:10 PM |
| Feyenoord | $25.00 | 8/10/2011 2:38:30 PM |
| TikPmp1 | $25.00 | 8/10/2011 1:10:53 PM |
| martymaniaman | $25.00 | 8/10/2011 3:27:07 PM |
| TripleNickle | $25.55 | 8/10/2011 5:18:53 PM |
| shrewd-income | $41.48 | 8/10/2011 5:42:27 PM |
| ethicalhumanist | $50.00 | 8/10/2011 2:13:38 PM |
| entertaining-greenback2 | $45.75 | 8/10/2011 4:01:02 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
508056
This series of Notes was issued and sold upon the funding of the borrower loan #52165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
7 | Length of status: | 29y 9m |
|
Amount delinquent:
| $6,887 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,796 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-opera8 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
matlaw
Purpose of loan:
This loan will be used to...pay off a high interest loan
My financial situation:
I am a good candidate for this loan because...i want to make my financial situation better!
Monthly net income: $7381.00
Monthly expenses: 5006.00
Housing: $1973.00
Insurance: $250.00
Car expenses: $358.00
Utilities: $292.00
Phone, cable, internet: $250.00
Food, entertainment: $800.00
Clothing, household expenses: $200.00
Credit cards and other loans: $883.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,800.00 | 8/6/2011 8:57:18 PM |
| worth-blanket2 | $1,200.00 | 8/6/2011 9:14:04 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
508430
This series of Notes was issued and sold upon the funding of the borrower loan #52192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $542.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,602 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| 32669 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation... bye bye banks
Purpose of loan: Consolidate last couple of credit cards and loans
This loan will be used to.. create a 3 year or less payoff plan to be debt free
My financial situation: very stable.
I am a good candidate for this loan because...I work in a recession proof industry and have skills that are easily transffered from one employer to the next should my current employer run into any problems.
Monthly net income: $6000
Monthly expenses:
Housing: $300
Insurance: $100
Car expenses: $700
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $0 (after this loan)
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/9/2011 2:51:30 PM |
| Bank_Of_XL | $25.00 | 8/9/2011 5:21:41 AM |
| compoundinterest | $50.00 | 8/9/2011 9:04:19 AM |
| Investor_DP | $100.00 | 8/9/2011 9:00:41 AM |
| reflective-rupee | $75.00 | 8/9/2011 11:33:07 AM |
| jarf | $25.00 | 8/9/2011 10:12:31 PM |
| john0720 | $50.00 | 8/10/2011 3:10:37 PM |
| HoyaHeel | $30.00 | 8/10/2011 11:31:50 AM |
| top-payout-enclave | $25.00 | 8/10/2011 1:02:37 PM |
| credible-balance0 | $25.00 | 8/10/2011 1:53:09 PM |
| loss-of-control | $100.00 | 8/10/2011 7:18:32 PM |
| enchanted-truth264 | $25.00 | 8/10/2011 7:47:21 PM |
| ect_2k20 | $50.00 | 8/10/2011 8:39:29 PM |
| novice-speculator | $25.00 | 8/10/2011 2:16:03 PM |
| crw1950 | $45.00 | 8/10/2011 6:54:53 PM |
| lotus6 | $25.00 | 8/10/2011 6:59:39 PM |
| heerzaquestion | $50.00 | 8/11/2011 5:30:46 AM |
| coin-architect2 | $100.00 | 8/10/2011 7:11:35 PM |
| seabassx | $25.00 | 8/11/2011 6:14:58 AM |
| bmbanzai | $25.00 | 8/10/2011 3:05:00 PM |
| The_Lendor | $25.27 | 8/11/2011 7:19:12 AM |
| gala279 | $100.00 | 8/10/2011 8:27:38 PM |
| Astyanax | $100.00 | 8/10/2011 3:40:16 PM |
| zone6 | $100.00 | 8/10/2011 11:58:15 PM |
| titan2 | $25.00 | 8/11/2011 12:24:13 AM |
| zippy-revenue8 | $25.00 | 8/11/2011 5:00:52 AM |
| britches613 | $25.00 | 8/11/2011 5:40:43 AM |
| privatebankerva | $25.00 | 8/11/2011 6:22:24 AM |
| fenderxes | $50.00 | 8/11/2011 10:00:55 AM |
| currency-excellency0 | $150.00 | 8/11/2011 8:14:25 AM |
| listing-vista | $200.00 | 8/11/2011 8:35:12 AM |
| Mariner3605 | $25.00 | 8/10/2011 10:10:22 PM |
| nickel-position | $25.00 | 8/11/2011 12:30:30 AM |
| Charmart | $25.00 | 8/11/2011 5:35:56 AM |
| unafraid-loan5 | $25.00 | 8/11/2011 9:44:38 AM |
| a-reasonable-return | $25.00 | 8/11/2011 7:32:26 AM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:26 AM |
| Christophe | $25.00 | 8/11/2011 8:09:15 AM |
| Whipster | $35.00 | 8/11/2011 8:29:50 AM |
| herbyman | $50.00 | 8/11/2011 10:02:55 AM |
| shrewd-income | $25.00 | 8/11/2011 5:25:54 PM |
| ltdalum | $91.00 | 8/11/2011 11:00:40 AM |
| silvercertificate | $25.00 | 8/11/2011 11:27:41 AM |
| JustMee | $25.00 | 8/11/2011 11:41:22 AM |
| setUup | $29.28 | 8/11/2011 6:53:50 PM |
| rbgnr111 | $25.00 | 8/11/2011 8:10:48 PM |
| CatbirdBanking | $25.00 | 8/11/2011 8:43:47 PM |
| SolarMoonshine | $25.00 | 8/11/2011 3:47:09 PM |
| debt-patriot | $25.72 | 8/11/2011 3:50:02 PM |
| hawaiitechnical | $25.00 | 8/11/2011 4:03:24 PM |
| hawaiitechnical | $25.00 | 8/11/2011 4:13:44 PM |
| msmlender | $25.00 | 8/11/2011 4:20:34 PM |
| loan-kingdom162 | $25.30 | 8/11/2011 11:02:06 PM |
| agalt | $100.00 | 8/11/2011 11:18:21 AM |
| trail8631 | $30.00 | 8/11/2011 12:03:16 PM |
| Ambassador | $25.00 | 8/12/2011 4:04:31 AM |
| HGPLending | $1,000.00 | 8/11/2011 2:04:35 PM |
| Byrd24 | $100.00 | 8/12/2011 6:10:49 AM |
| dynrep | $25.00 | 8/11/2011 2:38:26 PM |
| heroic-payout9 | $25.17 | 8/12/2011 7:24:07 AM |
| EretzCapital | $28.11 | 8/12/2011 7:29:44 AM |
| dollar-authority | $50.00 | 8/12/2011 7:32:28 AM |
| adventurous-commerce | $25.00 | 8/11/2011 3:54:21 PM |
| jebber007 | $25.00 | 8/11/2011 8:22:02 PM |
| orange-agreement-historian | $26.56 | 8/12/2011 8:16:58 AM |
| britgsb | $105.31 | 8/11/2011 8:43:03 PM |
| epall | $25.00 | 8/11/2011 9:35:21 PM |
| Dubbs360 | $50.00 | 8/12/2011 9:05:15 AM |
| Iwillhuntyoudown | $12.69 | 8/12/2011 9:06:06 AM |
| ISLA-VISTA | $25.00 | 8/11/2011 10:31:57 PM |
| platinum-platoon | $25.00 | 8/11/2011 6:04:44 PM |
| Gandalf0001 | $25.00 | 8/11/2011 6:51:36 PM |
| dedication-taxi | $53.79 | 8/12/2011 4:44:17 AM |
| all_of_that_one | $44.01 | 8/11/2011 7:34:08 PM |
| investment-party | $100.00 | 8/12/2011 5:27:02 AM |
| mad-scientist418 | $26.49 | 8/11/2011 7:49:08 PM |
| loyalty-czar | $50.00 | 8/12/2011 5:54:08 AM |
| keeper24 | $25.00 | 8/12/2011 5:55:53 AM |
| blue-euro-entrepreneur | $25.00 | 8/12/2011 6:03:29 AM |
| mad-scientist418 | $50.00 | 8/11/2011 8:00:54 PM |
| Wangchuk | $25.01 | 8/12/2011 6:38:51 AM |
| luckygreen10 | $200.00 | 8/11/2011 8:59:09 PM |
| spiff666 | $25.00 | 8/12/2011 8:09:54 AM |
| steven3333 | $25.00 | 8/12/2011 8:29:44 AM |
| credit-coach118 | $25.00 | 8/12/2011 8:55:22 AM |
| B-rad_the_Coug | $25.00 | 8/12/2011 12:59:33 AM |
| unafraid-return496 | $25.00 | 8/12/2011 2:29:49 AM |
| biofred | $30.00 | 8/12/2011 2:34:02 AM |
| power-secret-agent | $30.00 | 8/12/2011 3:03:19 AM |
| gain-aspen | $30.00 | 8/12/2011 6:05:56 AM |
| peso-fortress | $25.00 | 8/12/2011 7:06:26 AM |
| the-enthralling-coin | $25.00 | 8/12/2011 7:24:26 AM |
| first-serene-credit | $25.00 | 8/12/2011 7:46:32 AM |
| Independenttools | $25.00 | 8/12/2011 7:53:24 AM |
| agent86a | $40.00 | 8/12/2011 8:21:19 AM |
| JBG | $25.00 | 8/12/2011 8:39:17 AM |
| reflective-rupee | $25.00 | 8/8/2011 9:41:19 PM |
| balance-bliss | $100.00 | 8/9/2011 12:34:50 AM |
| bullish2bearish | $35.00 | 8/8/2011 5:19:34 PM |
| AlternativeCashFlow | $25.00 | 8/9/2011 7:01:09 PM |
| ethical-income2 | $25.00 | 8/10/2011 11:05:04 AM |
| trumpeter5 | $25.00 | 8/10/2011 12:09:06 PM |
| cardminger | $25.00 | 8/9/2011 9:14:13 PM |
| ddog0224 | $50.00 | 8/10/2011 1:17:15 PM |
| CreditBuilder2 | $75.00 | 8/10/2011 1:26:02 PM |
| gentle-gain235 | $50.00 | 8/10/2011 4:26:50 PM |
| moola-man | $25.00 | 8/10/2011 12:41:35 PM |
| AK49-JW | $25.00 | 8/10/2011 1:16:37 PM |
| availableloan | $25.00 | 8/10/2011 1:45:00 PM |
| FinanceEngine | $35.00 | 8/10/2011 3:03:22 PM |
| worth-buddy0 | $100.00 | 8/10/2011 5:08:47 PM |
| green-trade-dolphin | $25.00 | 8/10/2011 1:35:32 PM |
| StarshineXL | $1,500.00 | 8/11/2011 5:12:28 AM |
| fuse290 | $35.00 | 8/10/2011 6:55:08 PM |
| wealth-fighter3 | $25.00 | 8/11/2011 6:19:57 AM |
| treasure-hunter270 | $25.00 | 8/11/2011 7:15:43 AM |
| houli123 | $100.00 | 8/10/2011 9:12:39 PM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:46 AM |
| happy-loyalty | $25.00 | 8/11/2011 5:16:32 AM |
| GElender | $50.00 | 8/11/2011 5:55:55 AM |
| diligent-peace9 | $75.00 | 8/10/2011 8:06:46 PM |
| octoberfresh | $25.00 | 8/11/2011 7:09:48 AM |
| Fun54115 | $25.00 | 8/11/2011 7:17:15 AM |
| mgking007 | $25.00 | 8/10/2011 9:32:18 PM |
| mpatrick | $50.00 | 8/11/2011 8:00:34 AM |
| on_your_side | $25.00 | 8/11/2011 10:32:40 AM |
| secureincome | $1,500.00 | 8/10/2011 10:24:06 PM |
| order-pony8 | $50.00 | 8/11/2011 1:34:19 AM |
| designer_10 | $25.00 | 8/11/2011 12:55:06 PM |
| KramericaIndustries | $25.00 | 8/11/2011 1:17:33 PM |
| cashasaurus0 | $200.00 | 8/11/2011 2:57:57 PM |
| moola-cell3 | $50.00 | 8/11/2011 8:07:52 AM |
| 1stTime2ndChance | $25.00 | 8/11/2011 8:27:42 AM |
| econgineer | $50.00 | 8/11/2011 4:02:47 PM |
| market-pudding | $25.00 | 8/11/2011 4:41:26 PM |
| worth-buddy0 | $100.00 | 8/11/2011 5:25:45 PM |
| vigorous-velocity | $100.00 | 8/11/2011 9:10:32 AM |
| lawyervon | $25.00 | 8/11/2011 1:12:56 PM |
| rockerZ71 | $30.00 | 8/11/2011 1:18:07 PM |
| CNG | $100.00 | 8/11/2011 2:23:00 PM |
| blissful-cash3 | $150.00 | 8/11/2011 9:51:05 PM |
| investment-artist | $25.02 | 8/11/2011 4:14:10 PM |
| one-midas | $101.00 | 8/11/2011 10:51:28 AM |
| vtrentster | $25.00 | 8/11/2011 11:06:10 AM |
| the-flexible-silver | $25.00 | 8/11/2011 11:46:36 PM |
| Bank42 | $28.15 | 8/11/2011 5:17:22 PM |
| cxl9 | $93.26 | 8/11/2011 12:27:46 PM |
| runbix7 | $25.00 | 8/12/2011 1:53:51 AM |
| economy-beast | $25.00 | 8/11/2011 12:41:32 PM |
| bouttruckin | $25.00 | 8/11/2011 1:24:16 PM |
| B2152 | $25.00 | 8/12/2011 5:22:52 AM |
| intrepid-loot | $25.00 | 8/12/2011 6:18:49 AM |
| laandre | $1,500.00 | 8/11/2011 6:44:58 PM |
| thoughtful-exchange8 | $50.00 | 8/11/2011 2:52:34 PM |
| buffalobills | $25.00 | 8/12/2011 7:16:43 AM |
| PotBellyPete | $110.00 | 8/11/2011 7:39:03 PM |
| Cory79 | $25.00 | 8/11/2011 3:59:11 PM |
| houli123 | $750.00 | 8/11/2011 8:12:29 PM |
| top-tranquil-justice | $25.00 | 8/12/2011 8:24:28 AM |
| social-zebra | $25.00 | 8/12/2011 8:43:24 AM |
| LesPaul1 | $25.00 | 8/12/2011 8:45:23 AM |
| kwan | $25.00 | 8/12/2011 8:58:39 AM |
| penny-champ5 | $25.00 | 8/11/2011 10:00:26 PM |
| Beld | $150.00 | 8/11/2011 11:49:01 PM |
| ihelpunow | $50.00 | 8/12/2011 12:03:57 AM |
| didibagle | $100.39 | 8/12/2011 12:14:35 AM |
| derec | $25.00 | 8/11/2011 6:25:52 PM |
| jmichael23 | $428.47 | 8/11/2011 6:46:19 PM |
| income-buffalo1 | $200.00 | 8/11/2011 7:16:45 PM |
| YosemiteSam | $25.00 | 8/12/2011 6:21:14 AM |
| ultimate-dough0 | $45.00 | 8/12/2011 6:25:12 AM |
| UncleSteve3000 | $25.00 | 8/12/2011 6:47:22 AM |
| tranquil-diversification8 | $100.00 | 8/11/2011 8:21:32 PM |
| patriot384 | $75.00 | 8/12/2011 6:56:55 AM |
| javelin0 | $100.00 | 8/12/2011 8:45:15 AM |
| dollar-oracle55 | $30.00 | 8/12/2011 2:33:07 AM |
| head | $25.00 | 8/12/2011 4:22:53 AM |
| pious-integrity6 | $25.00 | 8/12/2011 5:03:10 AM |
| hope-wonder4 | $25.00 | 8/12/2011 5:44:37 AM |
| gristle_mcthornbody | $25.00 | 8/12/2011 8:00:54 AM |
| SnakeV | $25.00 | 8/12/2011 8:05:36 AM |
| point-pinnacle | $40.00 | 8/12/2011 8:32:07 AM |
| Rider | $200.00 | 8/12/2011 8:37:53 AM |
| 183 Investments
|
Borrower Payment Dependent Notes Series
515732
This series of Notes was issued and sold upon the funding of the borrower loan #52194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $25,228 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| resplendent-gain1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Barrett Loan
Purpose of loan:
This loan will be used to...help buy down debt and acquire better home finance rates
My financial situation:
I am a good candidate for this loan because...I have demonstrated solid payment history in all loans.
Monthly net income: $4,050
Monthly expenses: $
Housing: $2,442
Insurance: $109.
Car expenses: $0
Utilities: $178.
Phone, cable, internet: $116.
Food, entertainment: $200.
Clothing, household expenses: $0
Credit cards and other loans: $600.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $25.00 | 8/5/2011 10:30:36 AM |
| Investor_DP | $100.00 | 8/5/2011 9:03:28 AM |
| Rogelio48 | $25.00 | 8/6/2011 8:07:23 PM |
| flaguynice | $50.00 | 8/7/2011 3:09:44 AM |
| worth-blanket2 | $500.00 | 8/6/2011 9:26:42 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:21 PM |
| worth-blanket2 | $1,100.00 | 8/6/2011 8:56:20 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
516544
This series of Notes was issued and sold upon the funding of the borrower loan #52209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $449.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 181% |
|
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,255 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Gladd5 |
Borrower's state:
| Maryland |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting a Fresh Start
Purpose of loan:
This loan will be used to...Pay off Debt and get a clean start
My financial situation: Good
I am a good candidate for this loan because...I have always helped others and now I need some help. My family has always had to fight tooth and nail for everything that we get. We really need this money to get ahead of the game. My husband is a DC Firefighter and always works. He got a second job because Im off for the summer. I work for a highschool and work with the special ed children. I would not be on here if I truly did not need this money. Thanks
Monthly net income: $4325.78
Monthly expenses: $3329.18
Housing: $1378.33
Insurance: $155.00
Car expenses: $400
Utilities: $300
Phone, cable, internet: $218.00
Food, entertainment: $500.00
Clothing, household expenses: $100
Credit cards and other loans: $345
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $100.00 | 7/15/2011 5:02:46 PM |
| handy-justice | $50.00 | 7/15/2011 6:12:23 PM |
| pearl13 | $100.00 | 7/16/2011 9:02:12 AM |
| the-reliable-trade | $100.00 | 7/17/2011 4:02:10 PM |
| reflective-rupee | $200.09 | 7/17/2011 3:59:23 PM |
| economy-coup | $100.00 | 7/18/2011 12:57:56 AM |
| SolarMoonshine | $25.00 | 7/19/2011 3:48:31 AM |
| diplomatic-wealth7 | $25.00 | 7/19/2011 4:00:02 PM |
| Investoman | $75.00 | 7/19/2011 7:06:35 PM |
| kulender | $100.00 | 7/19/2011 6:32:40 PM |
| jpac1066 | $25.00 | 7/19/2011 7:55:07 PM |
| well-mannered-income3 | $25.00 | 7/19/2011 8:25:42 PM |
| stepatatime-together | $100.00 | 7/20/2011 2:31:39 PM |
| suave-dime6 | $25.00 | 7/21/2011 5:40:29 AM |
| shrewd-peace7 | $30.00 | 7/20/2011 9:56:23 PM |
| revenue-achievement | $25.00 | 7/21/2011 12:14:45 AM |
| coin-bee1 | $25.00 | 7/21/2011 9:15:57 AM |
| itskarma | $25.25 | 7/22/2011 3:58:38 AM |
| jazzlender | $25.00 | 7/22/2011 8:45:23 AM |
| luckygreen10 | $500.00 | 7/22/2011 12:03:56 PM |
| neutrino6 | $25.00 | 7/22/2011 10:07:45 AM |
| DasMula | $27.00 | 7/22/2011 7:47:42 PM |
| irrelevant | $25.00 | 7/23/2011 1:17:32 AM |
| zone6 | $100.00 | 7/23/2011 7:56:24 AM |
| ramsba | $50.00 | 7/23/2011 9:55:34 AM |
| euro-spark | $27.55 | 7/23/2011 9:09:06 AM |
| KarlMarx | $25.00 | 7/23/2011 11:14:48 PM |
| Investor_DP | $100.00 | 7/17/2011 1:08:48 AM |
| villagers | $50.00 | 7/17/2011 10:40:04 AM |
| worth-blanket2 | $5,000.00 | 7/17/2011 3:18:08 PM |
| alexgalt | $25.00 | 7/17/2011 4:00:05 PM |
| 6moonbeams | $25.00 | 7/17/2011 5:36:21 PM |
| sgt-schultz | $35.00 | 7/19/2011 7:05:47 AM |
| Bob450 | $25.00 | 7/19/2011 7:53:50 AM |
| Dubbs360 | $25.00 | 7/19/2011 12:23:29 AM |
| worth-blanket2 | $2,500.00 | 7/19/2011 4:36:35 PM |
| green-authentic-leverage | $25.00 | 7/20/2011 9:45:57 AM |
| wlm3012 | $30.00 | 7/20/2011 4:12:31 PM |
| wealth-tremolo7 | $57.50 | 7/21/2011 4:02:56 PM |
| red-power-pecan | $25.00 | 7/21/2011 6:03:03 PM |
| tech310 | $50.00 | 7/21/2011 8:46:09 PM |
| mummey | $100.00 | 7/22/2011 4:34:17 PM |
| Weaverville | $25.00 | 7/22/2011 5:57:07 PM |
| Jack55304 | $300.00 | 7/22/2011 9:55:21 PM |
| Rulea72 | $29.34 | 7/23/2011 7:05:28 AM |
| TennSquire | $25.00 | 7/23/2011 10:50:44 AM |
| moola-economist | $301.00 | 7/23/2011 9:12:23 PM |
| Cerbie | $25.00 | 7/23/2011 11:40:41 PM |
| edaguy | $50.00 | 7/23/2011 2:27:32 PM |
| kwan | $25.00 | 7/24/2011 8:09:47 AM |
| shrewd-income | $25.00 | 7/24/2011 5:00:03 AM |
| salegalaxy | $25.00 | 7/24/2011 10:13:02 AM |
| honorable-yield | $25.00 | 7/24/2011 8:13:22 AM |
| ore-dojo | $25.00 | 7/24/2011 8:21:11 AM |
| OneTwoChange | $87.27 | 7/24/2011 12:50:51 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
517136
This series of Notes was issued and sold upon the funding of the borrower loan #52227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,713.39 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-02-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $536.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,176 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| authoritative-generosity8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Attorney25
Purpose of loan: to consolidate credit card debt
This loan will be used to...pay off my credit cards
My financial situation: Excellent
I am a good candidate for this loan because...I earn an excellent and steady income. I own my home and can pay all my bills. I would simply like to consolidate my debt so that I can put more money in savings in order to ensure my retirement plans. My goal is to retire in 15 years from the practice of law and open a business overseas.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pnace | $50.00 | 7/19/2011 5:02:15 PM |
| compoundinterest | $50.00 | 7/19/2011 5:02:23 PM |
| indomitable-coin | $25.00 | 7/19/2011 5:02:30 PM |
| reflective-rupee | $500.09 | 7/19/2011 5:20:34 PM |
| hostbank | $250.00 | 7/19/2011 8:04:22 PM |
| reflective-rupee | $500.00 | 7/20/2011 10:25:30 AM |
| stepatatime-together | $100.00 | 7/20/2011 2:34:09 PM |
| CaptainBL | $50.00 | 7/20/2011 7:16:29 PM |
| jubilant-trade6 | $50.00 | 7/20/2011 10:45:52 PM |
| pearl13 | $100.00 | 7/21/2011 9:08:39 AM |
| fortytwo | $300.00 | 7/22/2011 4:54:51 PM |
| Peterman | $25.00 | 7/23/2011 10:22:27 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:02 AM |
| 77dowplace | $25.00 | 7/24/2011 6:41:26 PM |
| inspired-investment8 | $46.00 | 7/24/2011 9:38:47 PM |
| greenback-seagull2 | $100.00 | 7/25/2011 10:34:36 AM |
| rdrloan | $50.00 | 7/25/2011 9:19:47 AM |
| djs81 | $25.00 | 7/25/2011 5:18:38 PM |
| first-favorite-bonus9 | $25.00 | 7/26/2011 12:59:58 AM |
| BxRealtor | $25.00 | 7/26/2011 7:22:02 PM |
| britgsb | $50.00 | 7/26/2011 10:16:14 PM |
| BankofHank | $75.00 | 7/27/2011 5:55:51 AM |
| minista | $25.00 | 7/27/2011 9:11:19 AM |
| LandE2BG | $25.00 | 7/27/2011 7:03:29 PM |
| GreenSun | $25.00 | 7/27/2011 8:34:00 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:21 PM |
| commerce-yeller | $25.75 | 7/27/2011 7:15:10 PM |
| Kame | $25.00 | 7/28/2011 4:06:47 AM |
| thestartuplender | $105.00 | 7/28/2011 3:08:23 AM |
| unclejaef | $25.00 | 7/28/2011 5:16:50 PM |
| luckygreen10 | $1,500.00 | 7/28/2011 6:32:53 PM |
| damanq | $25.00 | 7/28/2011 5:07:15 PM |
| pound-balancer | $100.00 | 7/28/2011 3:46:33 PM |
| TrustPlus | $50.00 | 7/28/2011 10:03:00 PM |
| ckatak | $50.00 | 7/29/2011 7:05:29 AM |
| dharma1 | $25.00 | 7/29/2011 8:57:08 AM |
| uberrific | $50.00 | 7/29/2011 1:53:39 AM |
| proud-pound4 | $55.00 | 7/29/2011 10:25:46 AM |
| proud-pound4 | $28.43 | 7/29/2011 6:40:02 AM |
| Palacios | $100.00 | 7/29/2011 6:41:46 AM |
| celkram | $25.00 | 7/29/2011 12:13:04 PM |
| grf1945 | $50.00 | 7/29/2011 9:46:10 AM |
| treasure-exchanger2 | $25.00 | 7/29/2011 3:00:03 PM |
| ramsba | $50.00 | 7/29/2011 10:56:04 AM |
| seabassx | $25.00 | 7/29/2011 2:04:12 PM |
| MissionMicroFinance | $25.00 | 7/29/2011 5:54:12 PM |
| income-buffalo1 | $300.00 | 7/29/2011 6:48:33 PM |
| reflective-rupee | $250.00 | 7/29/2011 2:01:05 PM |
| Proactive-Financial-Lending | $25.00 | 7/29/2011 3:01:57 PM |
| note-tent | $50.00 | 7/29/2011 4:03:47 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:29:52 AM |
| GCInvestments | $25.00 | 7/30/2011 12:05:35 AM |
| skuba | $50.00 | 7/30/2011 2:28:07 AM |
| Bank42 | $50.00 | 7/29/2011 7:02:52 PM |
| lounges | $50.00 | 7/30/2011 5:41:49 AM |
| Ivan2007 | $25.00 | 7/29/2011 8:29:38 PM |
| currency-persimmon | $25.00 | 7/30/2011 1:51:48 AM |
| established-gain | $25.00 | 7/30/2011 10:01:49 AM |
| Gibbyland | $100.00 | 7/30/2011 10:06:18 AM |
| JohnW12 | $25.00 | 7/30/2011 5:26:55 AM |
| ingenious-order783 | $25.00 | 7/30/2011 8:22:39 AM |
| loot-heart | $25.00 | 7/30/2011 12:15:36 PM |
| KeepOnRunning | $50.00 | 7/30/2011 2:41:44 PM |
| cash-professor | $59.98 | 7/30/2011 7:47:09 PM |
| bankdaddy | $50.00 | 7/30/2011 7:51:05 PM |
| Rockymtnhi | $100.00 | 7/30/2011 12:56:08 PM |
| elasermd | $25.00 | 7/31/2011 8:19:21 AM |
| riproaringrapids | $25.00 | 7/30/2011 4:59:12 PM |
| jscope | $25.00 | 7/31/2011 9:25:22 AM |
| Patrician | $25.00 | 7/31/2011 12:14:36 PM |
| jalapeno2 | $25.00 | 7/31/2011 1:48:27 PM |
| impeccable-penny | $100.00 | 7/31/2011 1:48:39 PM |
| reflective-rupee | $500.00 | 7/31/2011 2:10:41 PM |
| commitment-galaxy | $25.00 | 7/31/2011 7:05:20 AM |
| tampa_cmc | $50.00 | 7/31/2011 7:53:31 AM |
| treasure-exchanger2 | $50.00 | 7/31/2011 1:37:46 PM |
| reflective-rupee | $500.00 | 7/31/2011 2:27:25 PM |
| goldfinger3 | $50.00 | 7/31/2011 6:01:00 PM |
| bazzer | $25.00 | 7/31/2011 7:06:49 PM |
| antlr | $50.00 | 7/31/2011 12:55:11 PM |
| the-swashbuckler | $25.00 | 7/31/2011 8:13:25 PM |
| janeybooboo | $50.00 | 7/31/2011 12:58:20 PM |
| Cheburashka | $25.00 | 7/31/2011 1:34:37 PM |
| market-assembler | $50.00 | 7/31/2011 9:51:26 PM |
| aasx1108 | $25.00 | 8/1/2011 4:55:48 AM |
| loyalty-locomotive | $25.00 | 7/31/2011 6:38:26 PM |
| Dean1 | $25.00 | 8/1/2011 9:43:18 AM |
| djh47a | $25.00 | 8/1/2011 7:28:52 AM |
| productive-principal7 | $25.00 | 7/31/2011 9:10:19 PM |
| Tapu22 | $25.00 | 7/31/2011 10:01:04 PM |
| skurfa | $25.00 | 8/1/2011 12:09:09 PM |
| srilm | $25.00 | 8/1/2011 9:28:51 AM |
| optimization3 | $50.00 | 8/1/2011 4:55:01 AM |
| ILWTC | $25.00 | 8/1/2011 1:30:20 PM |
| chemistry220 | $25.00 | 8/1/2011 10:57:07 AM |
| first-silver-bridge | $30.00 | 8/1/2011 10:58:05 AM |
| currency-persimmon | $25.00 | 8/1/2011 7:03:41 AM |
| morewhatsinstore | $25.00 | 8/1/2011 12:30:15 PM |
| yennib | $50.00 | 8/1/2011 12:45:12 PM |
| fearless-worth2 | $100.00 | 8/1/2011 2:16:16 PM |
| gracej | $25.00 | 8/1/2011 2:22:24 PM |
| bigphish | $50.00 | 8/1/2011 9:16:38 AM |
| bnordman | $25.00 | 8/1/2011 8:03:43 PM |
| astute-benjamins | $25.00 | 8/1/2011 4:07:08 PM |
| five-star-note | $100.00 | 8/2/2011 4:19:53 AM |
| Emgolda | $25.00 | 8/2/2011 5:02:10 AM |
| a-resplendent-commitment | $25.00 | 8/2/2011 6:12:33 AM |
| gold-disk | $25.00 | 8/1/2011 12:56:09 PM |
| dpdn57 | $25.00 | 8/1/2011 1:09:16 PM |
| dignified-finance | $25.00 | 8/1/2011 2:44:14 PM |
| matusky | $26.00 | 8/2/2011 4:53:14 AM |
| WeR5A | $25.00 | 8/1/2011 4:38:10 PM |
| ranstlin | $25.00 | 8/2/2011 5:44:28 AM |
| rudyindc | $25.00 | 8/2/2011 6:57:22 AM |
| wampum-chorus3 | $25.00 | 8/2/2011 7:13:22 AM |
| plane450 | $25.00 | 8/2/2011 10:31:33 AM |
| Namrok | $25.00 | 8/2/2011 7:59:44 AM |
| Bill88 | $25.00 | 8/2/2011 9:01:56 AM |
| studious-bonus7 | $100.00 | 8/2/2011 12:35:18 PM |
| a-finance-nirvana | $25.00 | 8/2/2011 4:45:37 AM |
| value-wind0 | $25.00 | 8/2/2011 1:50:12 PM |
| Syzygy | $50.00 | 8/2/2011 1:56:28 PM |
| dsfoundation | $25.00 | 8/2/2011 9:50:58 AM |
| TJgt | $25.00 | 8/2/2011 6:10:39 AM |
| BenefactorX | $25.00 | 8/2/2011 7:11:46 AM |
| DeltaComputerGuy | $50.00 | 8/2/2011 8:08:55 AM |
| Flatfoot | $25.00 | 8/2/2011 8:36:21 AM |
| duty-accomplishment | $25.00 | 8/2/2011 2:00:17 PM |
| pwkpwk | $25.00 | 8/2/2011 10:02:18 AM |
| samo102us | $25.00 | 8/2/2011 10:05:11 AM |
| BankOfBjoltus | $50.00 | 8/2/2011 3:53:56 PM |
| zippy-leverage5 | $25.00 | 8/2/2011 1:14:55 PM |
| brooklynjoe | $25.00 | 8/2/2011 1:55:16 PM |
| lending_well | $25.00 | 8/2/2011 2:28:04 PM |
| organized-payment6 | $50.00 | 7/19/2011 5:02:21 PM |
| reflective-rupee | $250.00 | 7/19/2011 5:20:43 PM |
| janeybooboo | $100.00 | 7/19/2011 9:02:11 PM |
| zippy-revenue8 | $25.00 | 7/21/2011 5:54:05 AM |
| proud-pound4 | $34.70 | 7/21/2011 5:12:43 AM |
| dayahn | $25.00 | 7/21/2011 3:19:25 PM |
| 77dowplace | $25.00 | 7/23/2011 8:57:08 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:33 PM |
| wwialnlgy | $100.00 | 7/23/2011 10:57:36 PM |
| kulender | $100.00 | 7/25/2011 10:41:21 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:02 PM |
| radforj22 | $25.00 | 7/25/2011 5:28:30 PM |
| HamachiMan | $50.00 | 7/25/2011 7:17:09 PM |
| kenji4861 | $50.00 | 7/25/2011 11:44:35 PM |
| csak13 | $50.00 | 7/26/2011 7:11:16 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:31:59 AM |
| Tahoeguy | $25.00 | 7/27/2011 7:03:51 PM |
| wise-deal-panda | $25.00 | 7/27/2011 6:58:55 PM |
| vutah | $25.00 | 7/27/2011 10:01:58 PM |
| Railbird | $25.00 | 7/28/2011 12:06:13 PM |
| Rivervale_Westwood | $25.00 | 7/28/2011 2:11:00 PM |
| important-diversification620 | $25.00 | 7/28/2011 3:39:44 PM |
| soldadoz | $50.00 | 7/28/2011 12:09:34 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:11 PM |
| SolarMoonshine | $500.00 | 7/28/2011 3:41:07 PM |
| RoyFauntleroy | $50.00 | 7/28/2011 8:52:51 PM |
| blessedpair | $50.00 | 7/29/2011 4:44:45 AM |
| Kwekoolio | $100.00 | 7/28/2011 10:57:57 PM |
| emphatic-responsibility | $50.00 | 7/28/2011 11:52:05 PM |
| velocity-solo | $30.00 | 7/29/2011 9:31:56 AM |
| lsx7 | $100.00 | 7/29/2011 9:29:41 AM |
| mrack | $30.00 | 7/29/2011 9:53:39 AM |
| power-mad-scientist | $30.00 | 7/29/2011 8:08:04 AM |
| jengachamp | $25.00 | 7/29/2011 12:47:40 PM |
| determined-deal7 | $25.00 | 7/29/2011 6:25:59 PM |
| gold-sushi | $50.00 | 7/29/2011 8:32:13 PM |
| SNH | $100.00 | 7/29/2011 10:25:01 PM |
| meenan | $25.00 | 7/29/2011 9:40:03 PM |
| sandbreaker | $100.00 | 7/30/2011 8:14:25 AM |
| unforgettable-order9 | $50.00 | 7/30/2011 9:48:56 AM |
| stoopidnoodle | $25.00 | 7/30/2011 10:24:47 AM |
| ClearLake | $25.00 | 7/30/2011 12:19:57 PM |
| Steveoo1 | $50.00 | 7/30/2011 8:02:05 AM |
| balance-voyager | $50.00 | 7/30/2011 8:11:08 AM |
| mistertao | $25.00 | 7/30/2011 12:56:35 PM |
| ladybird1 | $50.00 | 7/30/2011 1:05:57 PM |
| leverage-galleon | $25.00 | 7/30/2011 10:04:52 AM |
| michaelwong | $50.00 | 7/30/2011 6:43:55 PM |
| commerce-web5 | $25.00 | 7/30/2011 11:40:26 PM |
| ti22ring | $25.00 | 7/30/2011 1:57:50 PM |
| DasMula | $27.00 | 7/30/2011 9:10:49 PM |
| Rob717171 | $25.00 | 7/30/2011 10:23:29 PM |
| Queueball1 | $25.00 | 7/31/2011 5:14:22 AM |
| payment-chief9 | $50.00 | 7/30/2011 3:48:12 PM |
| wlm3012 | $30.00 | 7/30/2011 4:00:44 PM |
| blissful-note7 | $50.00 | 7/31/2011 2:08:26 AM |
| pieceofbread | $25.00 | 7/31/2011 9:37:48 AM |
| newest-funds-powerplant | $25.00 | 7/31/2011 10:13:31 AM |
| WLenders | $50.00 | 7/31/2011 10:59:19 AM |
| diplomatic-wealth7 | $25.00 | 7/30/2011 7:18:36 PM |
| BaxterEvil | $25.00 | 7/30/2011 7:22:47 PM |
| systemlender | $50.00 | 7/31/2011 11:17:48 AM |
| p40thawk | $25.00 | 7/31/2011 3:31:05 PM |
| SimpleChoice | $50.00 | 7/31/2011 8:31:54 PM |
| credit-coach118 | $30.00 | 7/31/2011 3:36:31 PM |
| janeybooboo | $50.00 | 7/31/2011 12:36:55 PM |
| balance-bliss | $500.00 | 7/31/2011 11:50:42 PM |
| bndlending2u | $25.00 | 7/31/2011 9:18:17 PM |
| Spkthewrd3 | $25.00 | 8/1/2011 5:48:58 AM |
| PaulW | $25.00 | 8/1/2011 6:14:14 AM |
| proud-pound4 | $33.99 | 7/31/2011 2:29:27 PM |
| dollardave | $100.00 | 7/31/2011 11:06:45 PM |
| dfealk | $100.00 | 7/31/2011 4:31:14 PM |
| freest8r | $50.00 | 7/31/2011 4:38:21 PM |
| banjoey | $25.00 | 8/1/2011 4:47:20 AM |
| bid-plato6 | $25.00 | 8/1/2011 6:35:28 AM |
| LeReve | $50.00 | 8/1/2011 10:24:24 AM |
| intelligent-greenback7 | $50.00 | 8/1/2011 12:06:56 PM |
| rogue_monster | $50.00 | 8/1/2011 12:10:17 PM |
| julijask | $45.00 | 8/1/2011 9:34:47 AM |
| hermosaloan | $25.00 | 8/1/2011 4:55:07 AM |
| techreseller | $50.00 | 8/1/2011 6:23:13 AM |
| money-banker867 | $25.00 | 8/1/2011 2:51:25 PM |
| DadWarbucks | $25.00 | 8/1/2011 11:11:07 AM |
| sri59 | $100.00 | 8/1/2011 3:48:24 PM |
| awwaww | $25.00 | 8/1/2011 8:09:14 AM |
| paddatjie | $25.00 | 8/1/2011 9:16:17 AM |
| jakesworld | $25.00 | 8/1/2011 2:48:42 PM |
| davidc314 | $50.00 | 8/1/2011 8:05:47 PM |
| promise2 | $100.00 | 8/2/2011 1:15:51 AM |
| a-truth-upholder | $25.00 | 8/1/2011 10:25:17 AM |
| p2p-mogul | $25.00 | 8/1/2011 4:52:37 PM |
| Goodlender42 | $25.00 | 8/2/2011 4:03:44 AM |
| PPLIN810 | $28.06 | 8/1/2011 5:02:10 PM |
| worth-sanctuary9 | $25.00 | 8/1/2011 5:55:36 PM |
| Jesuistom | $25.00 | 8/1/2011 7:40:50 PM |
| nwcre8ive | $25.00 | 8/1/2011 11:13:30 PM |
| royboy0292 | $25.00 | 8/2/2011 7:39:22 AM |
| valiant-liberty4 | $25.00 | 8/2/2011 4:00:01 AM |
| marshallmanhattan | $25.00 | 8/2/2011 5:15:18 AM |
| green-moola-platoon | $40.00 | 8/1/2011 5:22:15 PM |
| Dskillz | $77.62 | 8/1/2011 7:03:35 PM |
| life-is-great | $25.00 | 8/2/2011 8:06:33 AM |
| loanman2007 | $125.00 | 8/2/2011 9:39:20 AM |
| green-glowing-gain | $25.00 | 8/2/2011 9:41:55 AM |
| wise-silver-wonder | $25.00 | 8/2/2011 10:06:04 AM |
| Marathoner | $25.00 | 8/2/2011 6:38:32 AM |
| Bodyboard | $50.77 | 8/2/2011 4:24:02 PM |
| rocker137 | $25.00 | 8/2/2011 8:27:59 AM |
| cgkid | $50.00 | 8/2/2011 3:11:36 PM |
| Nikelaos | $25.00 | 8/2/2011 10:42:07 AM |
| rate-coup9 | $25.00 | 8/2/2011 2:48:03 PM |
| LendingCentral | $300.00 | 8/2/2011 3:16:44 PM |
| restech | $25.00 | 8/2/2011 3:30:49 PM |
| 248 Investments
|
Borrower Payment Dependent Notes Series
517198
This series of Notes was issued and sold upon the funding of the borrower loan #52177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1972 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 7y 8m |
|
Amount delinquent:
| $5,428 |
Total credit lines:
| 34 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $25,406 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| smoak |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $23,000.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
smoaks 2243
Purpose of loan:
This loan will be used as working capital to carry on and make repairs on my transient rental business property, grossing about $50,000 in 13 weeks. My only window to complete these is exterior repairs & upgrades is Sept./Oct. & May. My new reservations for my 10 year start Oct. 1.
My financial situation:
I am a good candidate for this loan because last April I paid off my $23,000 proper loan, Last Feb. I paid off my 4520 John Deere Tractor w/ attachments, and have taken care of a fair amount of misc. debt.
Monthly net income: $ 11,780
Monthly expenses: $5786
Housing: $2702
Insurance: $0
Car expenses: $100
Utilities: $400
Phone, cable, internet: $450
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $834
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/7/2011 12:03:47 PM |
| pembull | $25.00 | 8/7/2011 1:38:48 PM |
| alexgalt | $25.00 | 8/7/2011 2:00:25 PM |
| MoneyForNothing | $27.31 | 8/7/2011 12:12:58 PM |
| reflective-rupee | $100.00 | 8/7/2011 12:33:31 PM |
| alexgalt | $25.00 | 8/7/2011 1:00:16 PM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:14 PM |
| 312-Lender | $25.00 | 8/7/2011 1:41:58 PM |
| jhouman | $25.00 | 8/7/2011 8:18:09 PM |
| deal-marauder6 | $27.69 | 8/8/2011 5:18:55 PM |
| benjamins-rumbler | $50.00 | 8/9/2011 6:07:29 AM |
| worth-blanket2 | $6,900.00 | 8/9/2011 12:34:10 PM |
| 312-Lender | $25.00 | 8/7/2011 1:41:51 PM |
| thehousewife | $25.00 | 8/8/2011 5:23:26 AM |
| golffish2 | $25.00 | 8/8/2011 4:21:06 AM |
| Feyenoord | $25.00 | 8/8/2011 9:47:11 PM |
| wisconsinvestor | $50.00 | 8/8/2011 3:50:47 PM |
| Dusigrosz | $25.00 | 8/9/2011 8:58:36 AM |
| Moe87 | $28.70 | 8/9/2011 3:35:26 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
517618
This series of Notes was issued and sold upon the funding of the borrower loan #52064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-08-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 5m |
|
Amount delinquent:
| $24,512 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| penny-yeller0 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate smaller medical bills in to one account.
My financial situation:
I am a good candidate for this loan because I am employed, have a good employment history and am very dedicated to paying my obligations
Monthly net income: $ 1500.00
Monthly expenses: $
Housing: $ 595.00
Insurance: $
Car expenses: $
Utilities: $ 54.00
Phone, cable, internet: $ 55.00
Food, entertainment: $ 250.00
Clothing, household expenses: $
Credit cards and other loans: $ 150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-leverage-phoenix | $50.00 | 8/3/2011 1:12:57 PM |
| LittleHelp | $25.00 | 8/4/2011 6:33:23 PM |
| worth-blanket2 | $500.00 | 8/6/2011 9:30:41 PM |
| alexgalt | $25.00 | 8/7/2011 12:02:17 PM |
| pearl13 | $100.00 | 8/8/2011 3:44:24 PM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:42 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:08 AM |
| IIP77 | $25.00 | 8/5/2011 3:26:12 PM |
| reflective-rupee | $100.00 | 8/7/2011 6:33:36 AM |
| worth-blanket2 | $2,000.00 | 8/6/2011 8:56:09 PM |
| indomitable-dedication | $50.00 | 8/7/2011 12:34:58 PM |
| yf99yz | $25.00 | 8/8/2011 10:03:15 AM |
| top-courteous-peso | $50.00 | 8/8/2011 2:15:38 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
517644
This series of Notes was issued and sold upon the funding of the borrower loan #52136, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,640.34 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-22-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-05-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $327.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,271 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| scholarly-transaction4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Car and Business Expenses
This loan will be used to buy a new car. I've always kept my cars for a long time, but now it's time for another one.
I am a good candidate for this loan because...I've had very good credit for over 30 years now, and I've paid EVERY LOAN I've ever had and EVERY CREDITOR I've ever had, EVERY TIME!
Also, I have a very stable job with steady income. I've been with my current employer for over 7 years now. I work as a Medical
Technician, and I'm a very faithful, dependable, and grateful employee.
I requested this loan for 5 years, but I want to have it paid off sooner - maybe within 3 to 3 1/2 years.
Monthly income: $10,300
Monthly expenses: $
Housing: $3500
Insurance: $140
Car expenses: $376
Utilities: $330
Phone, cable, internet: $70
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $494
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Katburg | $40.00 | 8/2/2011 1:40:46 PM |
| reflective-rupee | $200.09 | 7/22/2011 10:06:50 AM |
| fortytwo | $300.00 | 7/22/2011 4:55:15 PM |
| Peterman | $25.00 | 7/23/2011 10:20:57 AM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:18 PM |
| five-star-justice | $25.00 | 7/26/2011 1:42:33 PM |
| ramsba | $50.00 | 7/26/2011 3:40:09 PM |
| hostbank | $250.00 | 7/26/2011 9:03:48 PM |
| kulender | $100.00 | 7/27/2011 5:56:58 AM |
| kinetic-openness0 | $25.00 | 7/27/2011 9:32:11 AM |
| AlternativeCashFlow | $25.80 | 7/27/2011 10:32:26 AM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:09 PM |
| indomitable-coin | $25.00 | 7/27/2011 11:36:51 PM |
| BxRealtor | $25.00 | 7/28/2011 7:55:10 AM |
| Kame | $25.00 | 7/28/2011 4:06:58 AM |
| britgsb | $50.00 | 7/28/2011 8:31:55 AM |
| Solid-Platinum | $100.00 | 7/28/2011 12:38:34 PM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:19 PM |
| shrewd-deal | $50.00 | 7/28/2011 2:45:58 PM |
| organized-payment6 | $50.00 | 7/28/2011 1:16:31 PM |
| damanq | $25.00 | 7/28/2011 6:15:41 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:17 PM |
| triumph329 | $40.00 | 7/29/2011 5:19:12 AM |
| Kwekoolio | $100.00 | 7/28/2011 10:58:05 PM |
| RoyFauntleroy | $50.00 | 7/28/2011 8:52:56 PM |
| power-mad-scientist | $30.00 | 7/29/2011 8:08:10 AM |
| greenfuzz | $25.00 | 7/29/2011 10:33:29 AM |
| grf1945 | $50.00 | 7/29/2011 9:46:15 AM |
| celkram | $25.00 | 7/29/2011 12:13:08 PM |
| wealth-pipeline | $25.00 | 7/29/2011 12:57:04 PM |
| treasure-exchanger2 | $25.00 | 7/29/2011 3:00:09 PM |
| Mark-7 | $50.00 | 7/29/2011 12:34:11 PM |
| gold-sushi | $50.00 | 7/29/2011 8:32:19 PM |
| meenan | $25.00 | 7/29/2011 9:40:12 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:29:56 AM |
| skuba | $50.00 | 7/30/2011 2:28:14 AM |
| BradP | $25.00 | 7/30/2011 8:31:48 AM |
| unforgettable-order9 | $50.00 | 7/30/2011 9:49:00 AM |
| Steveoo1 | $50.00 | 7/30/2011 8:02:06 AM |
| Interloper | $25.00 | 7/30/2011 11:22:36 AM |
| loot-heart | $25.00 | 7/30/2011 12:15:40 PM |
| KeepOnRunning | $50.00 | 7/30/2011 2:41:52 PM |
| enchanted-truth264 | $25.00 | 7/30/2011 9:15:46 PM |
| market-assembler | $50.00 | 7/31/2011 9:51:35 PM |
| optimization3 | $50.00 | 8/1/2011 4:55:03 AM |
| aasx1108 | $25.00 | 8/1/2011 4:55:51 AM |
| SimpleChoice | $50.00 | 7/31/2011 8:31:58 PM |
| JW-From-SoCal | $25.00 | 8/1/2011 10:32:12 AM |
| intelligent-greenback7 | $50.00 | 8/1/2011 12:06:58 PM |
| dpdn57 | $25.00 | 8/1/2011 1:09:19 PM |
| Anny-Disco | $50.00 | 8/1/2011 9:08:21 AM |
| vigilance-doughnut | $25.00 | 8/1/2011 5:59:14 PM |
| melodious-fairness | $50.00 | 8/1/2011 12:04:35 PM |
| brightest-affluence-motivator | $50.00 | 8/2/2011 7:57:56 AM |
| life-is-great | $25.00 | 8/2/2011 8:06:37 AM |
| GCInvestments | $25.00 | 8/2/2011 9:57:04 AM |
| Weaverville | $25.00 | 8/2/2011 10:55:02 AM |
| a-finance-nirvana | $25.00 | 8/2/2011 4:45:42 AM |
| LendingCentral | $200.00 | 8/2/2011 3:16:47 PM |
| kbodendorf | $25.00 | 8/2/2011 6:39:18 PM |
| ideal-yield5 | $25.00 | 8/2/2011 8:50:05 PM |
| GoldenGo4 | $50.00 | 8/2/2011 6:44:02 PM |
| shiny-leverage0 | $100.00 | 8/3/2011 2:22:51 AM |
| tranquil-revenue | $50.00 | 8/2/2011 7:23:43 PM |
| Investoman | $100.00 | 8/3/2011 8:07:23 AM |
| Rambo16 | $25.00 | 8/3/2011 3:24:51 AM |
| emosspot | $25.00 | 8/3/2011 4:23:27 AM |
| logical-moola4 | $50.00 | 8/3/2011 9:10:03 AM |
| tylerfd | $25.00 | 8/3/2011 7:23:21 AM |
| fulfilling-investment4 | $25.50 | 8/3/2011 7:43:08 AM |
| PaulW | $25.00 | 8/3/2011 3:56:12 AM |
| Sierrahh | $25.00 | 8/3/2011 12:26:56 PM |
| bill-expert | $50.00 | 8/3/2011 3:23:53 PM |
| fuzed | $25.00 | 8/3/2011 7:32:36 AM |
| Wellman | $100.00 | 8/3/2011 10:14:19 AM |
| Occhy | $25.00 | 8/3/2011 8:07:17 PM |
| helpinghand63 | $25.00 | 8/3/2011 6:22:44 PM |
| Ready2Loan | $25.00 | 8/4/2011 4:36:29 AM |
| IIP77 | $27.00 | 8/3/2011 3:38:51 PM |
| jim95762 | $100.00 | 8/3/2011 4:19:05 PM |
| JohnGalt94 | $25.00 | 8/3/2011 10:27:24 PM |
| AJaye2006 | $62.28 | 8/3/2011 5:30:22 PM |
| chlebie | $50.00 | 8/4/2011 9:15:20 AM |
| wwwUniversal | $25.00 | 8/4/2011 10:17:59 AM |
| wealth-cheetah7 | $50.00 | 8/4/2011 6:58:57 AM |
| MrEville | $25.00 | 8/4/2011 11:21:01 AM |
| Lender0424 | $25.00 | 8/3/2011 8:29:41 PM |
| finance-magma7 | $25.00 | 8/4/2011 10:02:41 AM |
| capital-buddy | $25.00 | 8/4/2011 10:55:53 AM |
| prohelper | $50.00 | 8/4/2011 12:14:39 PM |
| larrybird | $400.00 | 8/4/2011 5:29:20 PM |
| medman | $25.00 | 8/4/2011 7:35:00 AM |
| Rivervale_Westwood | $25.00 | 8/4/2011 1:01:22 PM |
| professional-note6 | $25.00 | 8/4/2011 2:29:43 PM |
| coin-enclave | $25.00 | 8/4/2011 6:50:51 PM |
| GATrust | $25.00 | 8/4/2011 7:39:55 PM |
| ashlil01 | $25.00 | 8/4/2011 7:40:51 PM |
| orderandprogress | $61.00 | 8/4/2011 8:33:00 PM |
| wise-spiritual-commitment | $50.00 | 8/4/2011 11:01:40 AM |
| Rick21 | $25.00 | 8/4/2011 9:13:37 PM |
| Miklot | $25.00 | 8/4/2011 11:15:58 PM |
| larry2003 | $25.00 | 8/4/2011 7:19:59 PM |
| trapper569 | $25.00 | 8/5/2011 4:37:47 AM |
| cashasaurus0 | $200.00 | 8/5/2011 5:06:16 AM |
| Fuzkaska__F_u_n_d_s | $25.00 | 8/4/2011 9:26:31 PM |
| dollar-oracle55 | $25.00 | 8/5/2011 5:33:35 AM |
| t2smoney | $25.00 | 8/4/2011 6:44:45 PM |
| shiregroup | $25.00 | 8/5/2011 12:01:44 AM |
| HR_Capital | $25.00 | 8/5/2011 7:27:13 AM |
| Schlawinzer | $25.00 | 8/5/2011 7:36:02 AM |
| hardwareman | $50.00 | 8/5/2011 4:15:00 AM |
| terrific-dedication | $25.00 | 8/4/2011 7:21:48 PM |
| bettndon | $75.00 | 8/5/2011 4:39:39 AM |
| best-phenomenal-treasure | $25.00 | 8/4/2011 7:34:19 PM |
| yeahokay | $25.00 | 8/4/2011 7:47:04 PM |
| CaliforniaSun | $25.00 | 8/5/2011 8:36:35 AM |
| Streamline123 | $25.00 | 8/5/2011 5:11:42 AM |
| wise-benjamins-fortress | $50.00 | 8/4/2011 8:34:56 PM |
| unflappable-diversification8 | $25.00 | 8/4/2011 8:48:20 PM |
| souperrich | $25.00 | 8/5/2011 6:36:05 AM |
| Jesuistom | $25.00 | 8/4/2011 9:08:49 PM |
| TQLender | $25.00 | 8/4/2011 9:31:51 PM |
| PCGeekWI | $25.00 | 8/5/2011 8:23:37 AM |
| dajen1 | $50.00 | 8/5/2011 8:29:41 AM |
| excellent-greenback | $25.00 | 8/5/2011 2:13:10 AM |
| Petite_Rose | $25.00 | 8/5/2011 4:00:29 AM |
| bharosa | $25.00 | 8/5/2011 5:54:16 AM |
| thrifty-exchange7 | $40.00 | 8/5/2011 6:24:10 AM |
| rocker137 | $25.00 | 8/5/2011 7:39:53 AM |
| moola-man | $25.00 | 8/5/2011 8:12:05 AM |
| Victor-E-Lane | $25.00 | 8/5/2011 8:56:47 AM |
| pound-balancer | $100.00 | 7/22/2011 9:14:22 AM |
| Investor_DP | $100.00 | 7/22/2011 11:30:30 AM |
| Bank_Of_XL | $25.00 | 7/22/2011 12:38:43 PM |
| availableloan | $25.00 | 7/22/2011 6:11:34 PM |
| jubilant-trade6 | $50.00 | 7/23/2011 1:13:39 AM |
| Stockpicker | $50.00 | 7/23/2011 10:45:50 AM |
| TennSquire | $25.00 | 7/23/2011 10:51:27 AM |
| nickel-ferret | $50.00 | 7/23/2011 4:48:55 PM |
| kenji4861 | $25.00 | 7/25/2011 11:45:46 PM |
| payment-halo | $25.00 | 7/25/2011 6:31:30 PM |
| pnace | $50.00 | 7/26/2011 1:12:40 PM |
| compoundinterest | $50.00 | 7/26/2011 3:22:38 PM |
| tacopants | $500.00 | 7/27/2011 9:50:35 AM |
| radforj22 | $25.00 | 7/27/2011 10:15:44 AM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:12:38 PM |
| Solid-Platinum | $100.00 | 7/28/2011 12:28:37 PM |
| wwialnlgy | $100.00 | 7/28/2011 5:07:15 PM |
| gentle-gain235 | $100.00 | 7/29/2011 8:14:05 AM |
| pearl13 | $100.00 | 7/29/2011 9:11:42 AM |
| jengachamp | $25.00 | 7/29/2011 12:47:50 PM |
| Frosty | $25.00 | 7/29/2011 4:26:49 PM |
| equitable-capital758 | $250.00 | 7/29/2011 11:39:05 AM |
| superb-funds335 | $25.00 | 7/29/2011 5:34:42 PM |
| note-tent | $50.00 | 7/29/2011 4:03:59 PM |
| SNH | $100.00 | 7/29/2011 10:25:06 PM |
| payout-achievement | $100.00 | 7/30/2011 8:57:56 AM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:35:09 AM |
| riproaringrapids | $25.00 | 7/30/2011 4:59:16 PM |
| BaxterEvil | $25.00 | 7/30/2011 7:22:51 PM |
| commerce-web5 | $25.00 | 7/30/2011 11:40:37 PM |
| F16Pilot | $25.00 | 7/31/2011 8:59:48 AM |
| DSFinancial | $50.00 | 7/30/2011 4:56:41 PM |
| WLenders | $50.00 | 7/31/2011 10:59:22 AM |
| industrious-transparency6 | $50.00 | 7/31/2011 8:05:37 AM |
| reflective-rupee | $200.00 | 7/31/2011 2:19:22 PM |
| balance-bliss | $100.00 | 7/31/2011 11:59:38 PM |
| circuitfive | $25.00 | 8/1/2011 7:43:28 AM |
| Smallbear | $25.00 | 8/1/2011 6:08:37 AM |
| money-banker867 | $25.00 | 8/1/2011 2:51:27 PM |
| astute-benjamins | $25.00 | 8/1/2011 4:10:15 PM |
| DadWarbucks | $25.00 | 8/1/2011 11:11:10 AM |
| Lam0nt | $25.00 | 8/2/2011 5:08:53 AM |
| wampum-chorus3 | $25.00 | 8/2/2011 7:13:27 AM |
| Enz0 | $500.00 | 8/2/2011 4:37:07 AM |
| promise2 | $100.00 | 8/2/2011 1:23:37 AM |
| breadbroker | $25.00 | 8/2/2011 6:50:02 AM |
| mathomas3 | $50.00 | 8/2/2011 11:32:24 AM |
| dayahn | $50.00 | 8/2/2011 7:28:47 PM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:09 AM |
| MrRooster101 | $25.00 | 8/2/2011 8:01:53 PM |
| the-profit-oracle | $25.00 | 8/2/2011 8:22:30 PM |
| authentic-liberty7 | $25.00 | 8/3/2011 7:24:43 AM |
| cablenews | $75.00 | 8/2/2011 7:34:31 PM |
| trade-boots1 | $50.00 | 8/2/2011 8:59:35 PM |
| worthy-bid8 | $25.00 | 8/3/2011 5:53:54 AM |
| designs626 | $50.00 | 8/3/2011 6:40:21 AM |
| revmax | $25.00 | 8/3/2011 9:09:06 AM |
| didibagle | $57.40 | 8/3/2011 10:46:01 AM |
| dinero-speaker | $25.00 | 8/3/2011 7:24:12 AM |
| benefit-dreams | $25.00 | 8/3/2011 11:48:17 AM |
| Ocean713 | $50.00 | 8/3/2011 1:17:54 PM |
| cropdust3r | $25.00 | 8/3/2011 9:13:34 AM |
| marwadi-62 | $300.00 | 8/3/2011 7:42:00 PM |
| enthusiastic-revenue6 | $25.00 | 8/3/2011 6:19:37 PM |
| Nickle-and-Dime-Loans | $25.00 | 8/3/2011 2:46:38 PM |
| bonafide-asset8 | $50.00 | 8/3/2011 4:15:14 PM |
| x27 | $25.00 | 8/3/2011 6:17:53 PM |
| Rdodson11 | $25.00 | 8/4/2011 6:07:03 AM |
| neutrino6 | $25.00 | 8/3/2011 8:37:29 PM |
| JazzFranchise | $25.00 | 8/4/2011 2:40:25 PM |
| no_agenda_lender | $25.00 | 8/4/2011 6:43:53 AM |
| kegs | $350.00 | 8/4/2011 5:29:56 PM |
| hard-working-loot | $25.00 | 8/4/2011 12:53:07 PM |
| forceful-duty178 | $150.00 | 8/4/2011 6:45:00 PM |
| dood2112 | $25.00 | 8/4/2011 1:58:22 PM |
| soulwork | $25.00 | 8/4/2011 7:13:11 PM |
| steven3333 | $25.00 | 8/4/2011 3:27:53 PM |
| dmeg | $25.00 | 8/4/2011 7:23:31 PM |
| herbyman | $25.00 | 8/4/2011 7:35:35 PM |
| bromo999 | $60.00 | 8/4/2011 8:47:44 PM |
| web284 | $25.00 | 8/4/2011 6:43:56 PM |
| kokopuff | $25.00 | 8/4/2011 10:36:33 PM |
| ahalls | $25.00 | 8/4/2011 11:48:30 PM |
| community-bee | $25.00 | 8/4/2011 7:37:43 PM |
| peb44 | $25.00 | 8/4/2011 7:50:10 PM |
| prudent-marketplace7 | $50.00 | 8/4/2011 8:11:15 PM |
| Tallac-Capital | $63.00 | 8/4/2011 8:21:00 PM |
| Engineer44 | $40.00 | 8/4/2011 8:28:32 PM |
| iamricher | $25.00 | 8/4/2011 9:29:49 PM |
| BlessedEveryDay | $30.00 | 8/5/2011 5:59:03 AM |
| q3capital | $25.00 | 8/4/2011 11:09:26 PM |
| zone6 | $60.00 | 8/5/2011 7:44:24 AM |
| B1 | $31.91 | 8/5/2011 8:05:00 AM |
| modemco | $25.00 | 8/5/2011 8:31:30 AM |
| DublinCaLender | $25.00 | 8/5/2011 8:40:16 AM |
| antomi | $34.00 | 8/4/2011 8:32:13 PM |
| 04ralliart | $61.93 | 8/4/2011 9:13:51 PM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:22 AM |
| ebclender | $50.00 | 8/4/2011 9:40:05 PM |
| Kmac_Lending | $25.00 | 8/5/2011 7:52:04 AM |
| IP | $25.00 | 8/5/2011 8:01:58 AM |
| worth-arch | $25.00 | 8/5/2011 4:59:50 AM |
| dsav607 | $44.43 | 8/5/2011 5:38:22 AM |
| payout-carnival | $31.00 | 8/5/2011 6:05:20 AM |
| CasaDeTomas | $50.00 | 8/5/2011 6:42:15 AM |
| lendme2 | $50.00 | 8/5/2011 7:08:12 AM |
| Print88 | $25.00 | 8/5/2011 7:09:19 AM |
| RSV | $25.00 | 8/5/2011 7:25:10 AM |
| rulender | $25.00 | 8/5/2011 8:55:36 AM |
| 240 Investments
|
Borrower Payment Dependent Notes Series
518114
This series of Notes was issued and sold upon the funding of the borrower loan #52058, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-05-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $391.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1979 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 63 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $232,011 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| handy-gain5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Daughter's Imminent Wedding
Purpose of loan:
This loan will be used to help our daughter, who has overcome health challenges in her life, pay for her wedding in early August.
My financial situation:
I am a good candidate for this loan because I have a stable job with a good income, pay all my bills on time, and take seriously and appreciate the obligations I have to people willing to lend money through Prosper. Our daughter and fiance are paying for most of their small wedding themselves, and they are trying very hard to keep the costs down. We would like to help them, since our daughter is in graduate school and is also paying back student loans.
Monthly net income: $15,000
Monthly expenses:
Housing: $4000
Insurance: $350
Car expenses: $320
Utilities: $600
Phone, cable, internet: $180
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Dubbs360 | $25.00 | 7/25/2011 9:02:22 AM |
| janeybooboo | $200.00 | 7/25/2011 12:38:15 PM |
| fortytwo | $50.00 | 7/25/2011 10:58:42 AM |
| zorg77 | $80.00 | 7/25/2011 10:40:40 AM |
| alexgalt | $25.00 | 7/25/2011 11:01:40 AM |
| AlternativeCashFlow | $26.30 | 7/25/2011 1:49:03 PM |
| Amber_Stone | $25.00 | 7/25/2011 6:26:47 PM |
| leverage-monger | $77.00 | 7/26/2011 8:50:44 AM |
| Investor_DP | $100.00 | 7/26/2011 8:47:45 PM |
| alexgalt | $25.00 | 7/27/2011 9:36:01 AM |
| economy-huckleberry0 | $25.00 | 7/27/2011 7:01:32 AM |
| simplelender80 | $100.00 | 7/27/2011 9:07:47 AM |
| diplomatic-wealth7 | $25.00 | 7/27/2011 3:34:19 PM |
| top-courteous-peso | $50.00 | 7/28/2011 9:03:42 AM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:07:03 PM |
| payout-bridge | $25.00 | 7/29/2011 2:44:46 PM |
| TERRIEJAYNE | $25.00 | 7/29/2011 8:58:51 PM |
| shrewd-peace7 | $25.00 | 7/30/2011 9:41:44 AM |
| market-cocktail | $25.00 | 7/30/2011 6:26:31 AM |
| DasMula | $732.64 | 7/30/2011 9:24:38 PM |
| kulender | $50.00 | 7/30/2011 5:40:25 PM |
| asiaratt | $40.00 | 8/1/2011 3:54:30 AM |
| greenback-boss296 | $32.00 | 8/1/2011 5:04:00 AM |
| janeybooboo | $50.00 | 7/31/2011 5:39:22 PM |
| stock106 | $25.00 | 8/1/2011 6:01:22 AM |
| neutrino6 | $25.00 | 8/1/2011 9:04:25 AM |
| economy-coup | $50.00 | 7/31/2011 8:46:38 PM |
| thankful-nickel2 | $25.00 | 8/1/2011 1:01:27 PM |
| deepblue34 | $25.00 | 8/1/2011 7:06:28 PM |
| Bob450 | $30.00 | 8/2/2011 7:50:02 AM |
| palace2 | $150.00 | 8/2/2011 10:20:49 AM |
| loanman2007 | $200.00 | 8/2/2011 9:36:47 AM |
| kingbob | $25.00 | 8/2/2011 9:11:56 AM |
| p2ploan-sensation211 | $50.00 | 8/2/2011 7:13:22 PM |
| mammalian4 | $25.00 | 8/2/2011 7:16:40 PM |
| suave-dime6 | $25.00 | 8/2/2011 5:40:04 PM |
| five-star-note | $200.00 | 8/2/2011 2:56:38 PM |
| trade-boots1 | $50.00 | 8/2/2011 8:59:44 PM |
| mercuriant | $25.00 | 8/2/2011 9:23:04 PM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:19 AM |
| deal-enthusiast | $100.00 | 8/3/2011 8:25:39 AM |
| Nerdster1 | $25.11 | 8/3/2011 4:59:36 AM |
| irrelevant | $25.00 | 8/3/2011 10:45:33 AM |
| devoider | $25.00 | 8/3/2011 10:42:19 AM |
| thomas16882004 | $25.00 | 8/3/2011 4:49:11 PM |
| the-enthralling-coin | $25.00 | 8/4/2011 1:39:29 AM |
| Weaverville | $25.00 | 8/4/2011 3:31:55 PM |
| moola-pillow | $27.89 | 8/4/2011 11:02:45 AM |
| exchange-jedi | $34.00 | 8/4/2011 8:32:37 PM |
| return-rocket9 | $25.00 | 8/4/2011 6:35:32 PM |
| mad-scientist0 | $26.00 | 8/5/2011 3:35:14 AM |
| graceful-investment | $102.72 | 8/5/2011 6:29:49 AM |
| kindness-hickory5 | $100.00 | 8/5/2011 7:34:08 AM |
| mad-scientist418 | $25.00 | 8/5/2011 8:24:42 AM |
| Mowtown | $500.00 | 8/5/2011 6:41:32 AM |
| jjswanso | $25.00 | 8/5/2011 10:40:51 AM |
| reward-dynamo | $25.00 | 8/5/2011 9:57:45 AM |
| jes5199 | $34.65 | 8/5/2011 10:02:40 AM |
| loyalty-tambourine0 | $34.36 | 8/5/2011 1:18:05 PM |
| worthy-commitment7 | $40.00 | 8/5/2011 11:01:27 AM |
| nimble-affluence4 | $25.00 | 8/5/2011 11:36:14 AM |
| friendly-principal76 | $25.00 | 8/5/2011 12:59:42 PM |
| lowlite6647 | $25.01 | 8/5/2011 2:06:49 PM |
| shneb | $100.00 | 8/5/2011 9:49:54 AM |
| jules3304 | $25.00 | 8/5/2011 10:18:51 AM |
| cash-mussel | $50.00 | 8/5/2011 3:48:09 PM |
| profit-powerplant | $25.00 | 7/25/2011 12:41:03 PM |
| jkeller4000 | $25.00 | 7/26/2011 5:42:11 AM |
| reflective-rupee | $1,200.09 | 7/25/2011 10:49:02 AM |
| stepatatime-together | $100.00 | 7/25/2011 10:40:16 AM |
| astute-dollar | $25.00 | 7/27/2011 5:24:47 AM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:27 PM |
| CA-Lender | $50.07 | 7/27/2011 6:45:25 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:04 PM |
| tnjohnso | $25.00 | 7/28/2011 9:12:33 AM |
| careful-compassion | $25.00 | 7/28/2011 10:42:45 AM |
| frogperson | $75.00 | 7/29/2011 8:14:30 AM |
| mlj0671 | $25.00 | 7/29/2011 7:12:03 AM |
| credit-sycamore4 | $50.00 | 7/29/2011 8:57:02 AM |
| Bill88 | $25.00 | 7/29/2011 10:05:23 AM |
| reflective-rupee | $1,200.00 | 7/29/2011 2:00:50 PM |
| handy-justice | $100.00 | 7/29/2011 4:40:56 PM |
| vine99 | $80.00 | 7/30/2011 9:10:15 AM |
| commerce-web5 | $25.00 | 7/30/2011 11:40:51 PM |
| Wangchuk | $30.07 | 7/31/2011 11:42:25 AM |
| Jack55304 | $200.00 | 7/30/2011 10:58:54 PM |
| sensible-fund | $25.00 | 7/31/2011 11:54:38 AM |
| impeccable-penny | $50.00 | 7/31/2011 1:49:19 PM |
| reflective-rupee | $1,000.00 | 7/31/2011 2:12:04 PM |
| exchange-upholder0 | $25.00 | 7/31/2011 10:45:18 PM |
| buffalobills | $25.00 | 8/1/2011 8:37:47 AM |
| glroark | $150.00 | 8/1/2011 1:00:31 PM |
| yeti888 | $50.00 | 8/1/2011 10:39:18 AM |
| golffish2 | $50.00 | 8/2/2011 4:12:57 AM |
| kain11286 | $50.00 | 8/2/2011 7:20:13 AM |
| palace2 | $574.64 | 8/2/2011 6:09:37 AM |
| loss-of-control | $75.00 | 8/1/2011 6:35:11 PM |
| LendingPimp | $25.00 | 8/2/2011 2:57:57 AM |
| scoobiedoo | $50.00 | 8/2/2011 11:44:32 AM |
| bankbuddy55 | $200.00 | 8/2/2011 6:46:16 PM |
| LogCabin5 | $50.00 | 8/2/2011 6:50:14 PM |
| restless-dime | $50.00 | 8/2/2011 7:13:41 PM |
| yf99yz | $55.16 | 8/2/2011 5:39:55 PM |
| shrewd-income | $300.00 | 8/2/2011 5:21:53 PM |
| zone6 | $100.00 | 8/2/2011 6:26:33 PM |
| mighty-payout1 | $35.00 | 8/3/2011 6:18:15 AM |
| established-treasure875 | $25.00 | 8/3/2011 8:16:20 AM |
| Investoman | $100.00 | 8/3/2011 8:07:32 AM |
| treasure-bliss | $25.00 | 8/3/2011 3:48:08 AM |
| adamdroker | $29.00 | 8/3/2011 7:36:33 AM |
| Lubava | $25.00 | 8/3/2011 5:54:01 PM |
| basis-image | $25.00 | 8/3/2011 5:06:18 PM |
| high_flyer | $49.00 | 8/3/2011 11:03:48 PM |
| rockhound84 | $49.00 | 8/3/2011 7:30:40 PM |
| vutah | $25.00 | 8/3/2011 7:05:46 PM |
| interstellar | $75.00 | 8/3/2011 7:14:36 PM |
| Engineer44 | $35.00 | 8/4/2011 8:05:15 AM |
| ore-dojo | $30.00 | 8/4/2011 3:02:50 PM |
| nickel-hickory | $100.00 | 8/4/2011 9:22:19 AM |
| wwwUniversal | $25.00 | 8/4/2011 10:16:45 AM |
| master648 | $67.88 | 8/4/2011 8:27:53 PM |
| MrBenz | $50.00 | 8/4/2011 8:56:18 PM |
| rjcoutur2001 | $27.78 | 8/4/2011 9:56:13 PM |
| payment-gusto | $25.00 | 8/4/2011 7:10:56 PM |
| cattlebaron | $50.00 | 8/5/2011 9:31:17 AM |
| wise-benjamins-fortress | $25.00 | 8/4/2011 9:53:47 PM |
| forthright-trade | $25.00 | 8/5/2011 10:58:50 AM |
| missile5 | $50.00 | 8/5/2011 9:06:32 AM |
| orange-preeminant-bill | $25.00 | 8/5/2011 6:16:30 AM |
| credit-driver9 | $30.56 | 8/5/2011 2:33:48 PM |
| kwan | $25.00 | 8/5/2011 11:36:49 AM |
| evergreen16 | $170.00 | 8/5/2011 12:25:14 PM |
| calimanusa | $40.00 | 8/5/2011 1:05:28 PM |
| wampum-library4 | $25.00 | 8/5/2011 9:50:33 AM |
| elvisloans | $25.00 | 8/5/2011 2:04:02 PM |
| green-trade-dolphin | $54.07 | 8/5/2011 4:01:35 PM |
| 136 Investments
|
Borrower Payment Dependent Notes Series
518120
This series of Notes was issued and sold upon the funding of the borrower loan #52123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $361.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $393 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| determined-credit6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CONSTANT REPAY
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/25/2011 12:41:04 PM |
| jkeller4000 | $25.00 | 8/2/2011 3:59:48 AM |
| reflective-rupee | $500.09 | 7/25/2011 10:49:29 AM |
| reflective-greenback1 | $50.00 | 7/25/2011 9:15:54 AM |
| availableloan | $25.00 | 7/25/2011 2:55:01 PM |
| economy-beast | $25.00 | 7/26/2011 1:39:01 AM |
| kenji4861 | $25.00 | 7/25/2011 11:46:00 PM |
| compoundinterest | $50.00 | 7/26/2011 3:22:43 PM |
| hostbank | $250.00 | 7/26/2011 9:03:58 PM |
| dbs | $25.00 | 7/26/2011 9:01:00 PM |
| alphaseek | $50.00 | 7/27/2011 4:20:59 AM |
| John_Galt | $33.00 | 7/27/2011 2:45:08 PM |
| Kame | $25.00 | 7/28/2011 4:07:06 AM |
| enthralling-deal180 | $25.00 | 7/28/2011 1:35:23 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:23 PM |
| RoyFauntleroy | $50.00 | 7/28/2011 8:53:03 PM |
| fragonardlives | $25.00 | 7/28/2011 9:13:14 PM |
| power-mad-scientist | $30.00 | 7/29/2011 8:08:17 AM |
| grf1945 | $50.00 | 7/29/2011 9:46:20 AM |
| Bill88 | $25.00 | 7/29/2011 10:05:44 AM |
| note-tent | $50.00 | 7/29/2011 4:04:07 PM |
| reflective-rupee | $500.00 | 7/29/2011 2:00:38 PM |
| superb-funds335 | $25.00 | 7/29/2011 5:34:42 PM |
| SNH | $100.00 | 7/29/2011 10:25:11 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:02 AM |
| skuba | $50.00 | 7/30/2011 2:28:24 AM |
| BigLinCT | $25.00 | 7/30/2011 1:43:55 PM |
| DasMula | $27.00 | 7/30/2011 9:23:15 PM |
| F16Pilot | $25.00 | 7/31/2011 8:59:50 AM |
| dfealk | $100.00 | 7/31/2011 4:37:36 PM |
| WLenders | $50.00 | 7/31/2011 11:06:57 AM |
| janeybooboo | $100.00 | 7/31/2011 6:12:18 PM |
| circuitfive | $25.00 | 8/1/2011 7:43:30 AM |
| Anny-Disco | $50.00 | 8/1/2011 9:08:24 AM |
| astute-benjamins | $25.00 | 8/1/2011 4:14:00 PM |
| ClearCut | $50.00 | 8/1/2011 4:53:06 PM |
| golffish2 | $25.00 | 8/2/2011 4:13:38 AM |
| plane450 | $25.00 | 8/2/2011 10:31:35 AM |
| seabassx | $25.00 | 8/2/2011 8:11:14 AM |
| Syzygy | $50.00 | 8/2/2011 1:58:54 PM |
| loss-of-control | $50.00 | 8/2/2011 6:55:56 PM |
| trade-boots1 | $50.00 | 8/2/2011 8:59:45 PM |
| Weaverville | $25.00 | 8/2/2011 10:55:13 AM |
| kind-forthright-repayment | $100.00 | 8/2/2011 6:11:54 PM |
| Rambo16 | $25.00 | 8/3/2011 3:24:53 AM |
| the-profit-oracle | $25.00 | 8/2/2011 8:22:35 PM |
| Investoman | $100.00 | 8/3/2011 8:07:33 AM |
| triumph329 | $30.00 | 8/3/2011 5:00:24 AM |
| worthy-bid8 | $25.00 | 8/3/2011 5:53:59 AM |
| ericgassercom | $50.00 | 8/3/2011 9:41:20 AM |
| ericsb | $82.12 | 8/3/2011 3:59:14 PM |
| p2ploan-sensation211 | $50.00 | 8/3/2011 7:00:30 PM |
| Wellman | $100.00 | 8/3/2011 10:14:21 AM |
| GElender | $25.00 | 8/4/2011 6:22:44 AM |
| wwwUniversal | $25.00 | 8/4/2011 10:18:00 AM |
| Firescreek | $25.00 | 8/4/2011 5:46:04 AM |
| mrack | $25.00 | 8/4/2011 11:04:37 AM |
| richboy56 | $25.00 | 8/4/2011 11:22:56 AM |
| lawyervon | $25.00 | 8/4/2011 12:19:16 PM |
| penny-candy | $29.53 | 8/4/2011 6:50:27 PM |
| sinner_c5 | $25.00 | 8/4/2011 9:14:16 AM |
| damanq | $25.00 | 8/4/2011 9:51:17 AM |
| Fachim | $26.36 | 8/4/2011 5:45:45 PM |
| trufan49 | $50.00 | 8/4/2011 7:05:04 PM |
| adventurous-cash | $25.00 | 8/4/2011 12:37:26 PM |
| jm88162 | $50.00 | 8/4/2011 11:18:50 PM |
| CPAnCA | $50.00 | 8/4/2011 7:49:08 PM |
| syounker | $25.00 | 8/4/2011 3:51:06 PM |
| Streamline123 | $25.00 | 8/5/2011 5:11:48 AM |
| cbfresh | $25.00 | 8/4/2011 6:56:21 PM |
| anarchy1985 | $36.00 | 8/5/2011 1:16:42 AM |
| beest | $55.00 | 8/5/2011 4:18:31 AM |
| nickel-synapse | $25.00 | 8/4/2011 8:12:53 PM |
| CasaDeTomas | $50.00 | 8/5/2011 6:42:19 AM |
| porwestco | $25.00 | 8/5/2011 3:11:51 AM |
| DanLash | $25.00 | 8/5/2011 10:55:12 AM |
| hope-kingdom | $175.00 | 8/5/2011 2:25:11 PM |
| LeReve | $50.00 | 8/5/2011 10:08:46 AM |
| herbyman | $100.00 | 8/5/2011 12:48:16 PM |
| FoosMaster | $30.00 | 8/5/2011 6:48:15 PM |
| morecash | $59.00 | 8/5/2011 2:40:51 PM |
| lagnisiruk | $25.00 | 8/5/2011 7:25:35 PM |
| Azonic21 | $25.00 | 8/5/2011 9:36:00 PM |
| Arpad | $60.00 | 8/6/2011 8:18:07 AM |
| velocity-warrior | $25.00 | 8/6/2011 4:12:30 AM |
| steven3333 | $25.00 | 8/6/2011 8:44:09 AM |
| rokman | $200.00 | 8/6/2011 8:47:00 AM |
| hopethisworks | $50.00 | 8/5/2011 9:19:12 PM |
| wise-balanced-moola | $25.00 | 8/6/2011 12:06:01 PM |
| gtrplayer | $25.00 | 8/6/2011 9:00:13 AM |
| lth35 | $49.43 | 8/6/2011 9:07:34 AM |
| promise2 | $50.00 | 8/6/2011 9:36:56 AM |
| asdf9876 | $50.00 | 8/6/2011 6:32:51 AM |
| fantastic-bazaar2 | $50.00 | 8/6/2011 11:20:41 AM |
| best-generosity-financier | $25.00 | 8/6/2011 4:19:14 PM |
| kwan | $25.00 | 8/6/2011 1:11:19 PM |
| williemc44 | $25.00 | 8/6/2011 1:55:34 PM |
| KirosPOS | $34.61 | 8/6/2011 2:26:17 PM |
| finance-symphony7 | $50.00 | 8/6/2011 3:52:14 PM |
| ChrisProsper | $1.53 | 8/6/2011 5:32:16 PM |
| friendinmoney | $25.00 | 8/6/2011 11:51:25 AM |
| KVEER | $25.00 | 8/6/2011 12:25:26 PM |
| MissionMicroFinance | $25.00 | 8/6/2011 1:17:07 PM |
| pearl13 | $150.00 | 8/6/2011 2:09:53 PM |
| credit-maple5 | $100.00 | 8/6/2011 3:13:34 PM |
| Horse-Lender | $25.00 | 7/25/2011 5:01:47 PM |
| heavy_ax | $25.00 | 7/25/2011 2:46:10 PM |
| Dazz2061 | $50.00 | 7/25/2011 5:09:37 PM |
| JustMee | $25.00 | 7/26/2011 6:17:04 AM |
| CaptainBL | $50.00 | 7/26/2011 4:38:28 PM |
| Investor_DP | $100.00 | 7/26/2011 8:47:13 PM |
| jubilant-trade6 | $50.00 | 7/27/2011 12:07:05 AM |
| economy-huckleberry0 | $25.00 | 7/27/2011 7:01:55 AM |
| dollar-sonnet3 | $25.00 | 7/27/2011 10:00:10 AM |
| wise-deal-panda | $25.00 | 7/27/2011 6:59:27 PM |
| ingenious-deal6 | $25.00 | 7/27/2011 9:13:04 PM |
| radforj22 | $25.00 | 7/28/2011 8:09:20 AM |
| britgsb | $50.00 | 7/28/2011 8:31:58 AM |
| pnace | $50.00 | 7/28/2011 9:08:23 AM |
| pound-balancer | $100.00 | 7/28/2011 1:09:45 PM |
| TennSquire | $50.00 | 7/28/2011 10:37:56 AM |
| organized-payment6 | $50.00 | 7/28/2011 1:16:37 PM |
| Solid-Platinum | $100.00 | 7/28/2011 12:28:39 PM |
| ramsba | $50.00 | 7/29/2011 10:56:12 AM |
| greenback-seagull2 | $100.00 | 7/29/2011 10:31:07 AM |
| gold-sushi | $50.00 | 7/29/2011 8:32:25 PM |
| meenan | $25.00 | 7/29/2011 9:40:24 PM |
| Interloper | $25.00 | 7/30/2011 11:35:12 AM |
| payout-achievement | $100.00 | 7/30/2011 8:58:00 AM |
| Gibbyland | $100.00 | 7/30/2011 9:31:15 AM |
| power-defender7 | $25.00 | 7/30/2011 3:51:07 PM |
| pearl13 | $100.00 | 7/30/2011 3:58:41 PM |
| industrious-transparency6 | $50.00 | 7/31/2011 8:05:42 AM |
| SolarMoonshine | $500.00 | 7/31/2011 3:55:27 AM |
| commerce-web5 | $25.00 | 7/30/2011 11:40:51 PM |
| tranquil-gain1 | $25.00 | 8/1/2011 11:17:14 AM |
| BxRealtor | $25.00 | 8/2/2011 6:05:21 AM |
| brightest-affluence-motivator | $50.00 | 8/2/2011 7:57:59 AM |
| life-is-great | $25.00 | 8/2/2011 8:06:42 AM |
| vutah | $25.00 | 8/2/2011 9:42:05 PM |
| Accountant83 | $25.00 | 8/2/2011 9:14:51 PM |
| asset-sequoia | $25.00 | 8/2/2011 8:12:56 PM |
| progressive-economy261 | $100.00 | 8/3/2011 2:26:20 AM |
| enthusiastic-revenue6 | $25.00 | 8/3/2011 6:19:40 PM |
| bradfid | $25.00 | 8/3/2011 6:39:53 PM |
| the-bright-velocity | $25.00 | 8/4/2011 8:58:45 AM |
| honorable-vigilance | $25.00 | 8/4/2011 1:09:44 PM |
| buffalobills | $25.00 | 8/4/2011 8:22:50 AM |
| gilbrear | $25.00 | 8/4/2011 4:43:02 PM |
| five-star-justice | $25.00 | 8/4/2011 4:48:19 PM |
| yield-seeker | $50.00 | 8/4/2011 8:23:17 PM |
| natural-trade7 | $50.00 | 8/4/2011 5:26:12 PM |
| treasure-hunter270 | $25.00 | 8/4/2011 5:43:26 PM |
| sthomasg | $25.00 | 8/4/2011 8:25:15 PM |
| zbanker | $25.29 | 8/4/2011 5:25:49 PM |
| shiregroup | $25.00 | 8/5/2011 12:01:48 AM |
| five-star-note | $50.00 | 8/5/2011 12:15:27 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:29 AM |
| Petite_Rose | $25.00 | 8/5/2011 4:00:33 AM |
| hardwareman | $50.00 | 8/5/2011 4:15:06 AM |
| Eddy-2-Aces | $25.00 | 8/4/2011 7:24:30 PM |
| community-bee | $25.00 | 8/4/2011 7:37:45 PM |
| Binan | $50.00 | 8/4/2011 9:02:11 PM |
| djh47a | $25.00 | 8/5/2011 10:00:18 AM |
| worth-arch | $25.00 | 8/5/2011 4:59:53 AM |
| MarinLoans | $25.00 | 8/5/2011 11:46:59 AM |
| capital-arboretum | $300.00 | 8/5/2011 11:49:35 AM |
| neutrino6 | $25.00 | 8/5/2011 9:37:47 AM |
| kindness-festivity | $50.00 | 8/5/2011 6:57:18 PM |
| LenderDan | $200.00 | 8/5/2011 7:16:55 PM |
| sunnyboy_7478 | $50.00 | 8/5/2011 6:31:18 PM |
| debt-system880 | $25.00 | 8/5/2011 9:28:51 PM |
| credit-meteor7 | $50.00 | 8/5/2011 3:06:56 PM |
| IIP77 | $25.00 | 8/5/2011 3:25:56 PM |
| gjm6d | $25.00 | 8/5/2011 8:47:32 PM |
| FortuneFund | $50.00 | 8/6/2011 7:06:12 AM |
| comet55 | $25.00 | 8/5/2011 9:07:17 PM |
| aznmikelee | $30.00 | 8/6/2011 12:47:37 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:16:30 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:00 PM |
| benefit-dreams | $50.00 | 8/6/2011 10:57:45 AM |
| cash-reaction2 | $25.00 | 8/6/2011 3:39:54 PM |
| intrepid-loot | $25.00 | 8/6/2011 7:07:33 AM |
| cr8on | $100.00 | 8/6/2011 4:51:55 PM |
| Steveoo1 | $25.00 | 8/6/2011 11:53:10 AM |
| javelin0 | $25.00 | 8/6/2011 7:49:47 AM |
| bigmoneybags | $36.04 | 8/6/2011 4:01:32 PM |
| 187 Investments
|
Borrower Payment Dependent Notes Series
518464
This series of Notes was issued and sold upon the funding of the borrower loan #52097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,997.99 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $424.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,773 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| builder311 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Equipment Purchase
Purpose of loan: To purchase equipment.
This loan will be used to...buy equipment for a transportation business.
My financial situation:
I am a good candidate for this loan because...I have many years of experience in this field. I have a stable job history and excellent credit.
Monthly net income: $4671
Monthly expenses: $
Housing: $1400
Insurance: $
Car expenses: $
Utilities: $250
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/28/2011 9:15:46 AM |
| Investor_DP | $100.00 | 7/28/2011 9:03:09 AM |
| top-courteous-peso | $50.00 | 7/28/2011 9:03:49 AM |
| leverage-monger | $25.00 | 7/28/2011 11:09:38 AM |
| reflective-rupee | $200.09 | 7/28/2011 9:15:35 AM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:07:11 PM |
| AlternativeCashFlow | $25.80 | 7/28/2011 5:39:04 PM |
| bullish2bearish | $25.00 | 7/28/2011 3:44:09 PM |
| 1stBankAndHal | $25.15 | 7/28/2011 6:58:26 PM |
| leverage-monger | $30.00 | 7/29/2011 7:21:27 AM |
| green-trade-dolphin | $25.00 | 7/29/2011 10:21:15 AM |
| mykkai | $25.00 | 7/29/2011 12:56:58 PM |
| zorg77 | $50.00 | 7/29/2011 1:10:33 PM |
| diplomatic-wealth7 | $25.00 | 7/29/2011 6:09:25 PM |
| Jack55304 | $200.00 | 7/30/2011 10:59:04 PM |
| MilitaryLending | $25.00 | 7/31/2011 6:19:10 PM |
| economy-coup | $50.00 | 7/31/2011 8:46:48 PM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:04 PM |
| mercuriant | $25.00 | 8/2/2011 9:23:09 PM |
| thomas16882004 | $25.00 | 8/3/2011 4:50:24 PM |
| balanced-balance6 | $25.00 | 8/4/2011 7:01:20 AM |
| Thought | $25.00 | 8/5/2011 12:59:14 PM |
| money-fort | $25.00 | 8/5/2011 3:02:20 PM |
| associate36 | $25.00 | 8/5/2011 5:39:44 PM |
| Islandgal | $26.10 | 8/5/2011 3:45:40 PM |
| CreditBuilder2 | $50.00 | 8/5/2011 3:56:12 PM |
| reward-dynamo | $25.00 | 8/5/2011 4:06:49 PM |
| sweetlan | $50.00 | 8/5/2011 7:14:39 PM |
| brightest-benjamins-onator | $27.00 | 8/5/2011 4:22:31 PM |
| availableloan | $25.00 | 8/5/2011 4:56:39 PM |
| vest_vortex | $32.00 | 8/5/2011 6:05:43 PM |
| Something-Corporate | $25.00 | 8/5/2011 6:53:13 PM |
| dariop | $30.01 | 8/5/2011 4:09:25 PM |
| spsavage | $25.00 | 8/6/2011 5:25:59 AM |
| melodious-openness | $50.00 | 8/6/2011 5:34:06 AM |
| suave-dime6 | $25.00 | 8/6/2011 6:55:28 AM |
| AEH_Now | $50.00 | 8/5/2011 7:06:11 PM |
| Mariner3605 | $25.00 | 8/6/2011 3:30:15 AM |
| restless-dime | $25.00 | 8/6/2011 7:40:15 AM |
| unequaled-ore | $25.00 | 8/5/2011 10:24:46 PM |
| aultraman | $25.00 | 8/6/2011 8:21:23 AM |
| Girakul | $35.00 | 8/6/2011 1:28:56 PM |
| payout-bridge | $50.00 | 8/6/2011 3:42:00 AM |
| melodious-openness | $50.00 | 8/6/2011 5:34:18 AM |
| silver-dogwood4 | $25.00 | 8/6/2011 10:39:33 AM |
| restless-dime | $25.00 | 8/6/2011 7:41:23 AM |
| jbloans | $25.00 | 8/6/2011 7:57:14 AM |
| CA-Lender | $150.00 | 8/6/2011 2:27:45 PM |
| kain11286 | $25.00 | 8/6/2011 9:50:13 AM |
| jazzlender | $50.00 | 8/6/2011 9:50:30 AM |
| moola-cell3 | $50.00 | 8/7/2011 7:41:04 AM |
| green-trade-dolphin | $25.00 | 8/6/2011 6:58:07 PM |
| Whipster | $70.00 | 8/6/2011 12:01:22 PM |
| songbird98 | $25.00 | 8/6/2011 12:19:00 PM |
| heerzaquestion | $45.00 | 8/7/2011 11:05:59 AM |
| cognizant-rupee7 | $45.00 | 8/6/2011 10:22:31 PM |
| bold-shrewd-duty | $29.00 | 8/7/2011 1:04:35 AM |
| tranquil-ore4 | $69.84 | 8/7/2011 12:45:09 PM |
| basis-gazer0 | $200.00 | 8/7/2011 2:34:12 PM |
| Lubava | $50.00 | 8/7/2011 5:20:17 PM |
| mason13a | $50.00 | 8/7/2011 10:55:58 AM |
| benefit-boots | $25.00 | 8/6/2011 9:43:51 PM |
| autonomous-truth | $50.00 | 8/6/2011 11:25:18 PM |
| JBF_Investments | $83.06 | 8/7/2011 9:48:17 PM |
| diligent-peace9 | $150.00 | 8/7/2011 7:51:52 AM |
| return-pumpkin7 | $25.00 | 8/8/2011 10:01:01 AM |
| freedom3 | $1,000.00 | 8/8/2011 4:56:29 AM |
| credit-coach118 | $35.00 | 8/8/2011 11:07:14 AM |
| powerlifter275 | $25.00 | 8/7/2011 4:48:27 PM |
| wealth-fighter3 | $25.00 | 8/8/2011 6:24:06 AM |
| cash-cymbal | $25.00 | 8/7/2011 5:20:43 PM |
| nodlives | $25.00 | 8/8/2011 8:10:10 AM |
| jenkincb00 | $311.17 | 8/8/2011 8:48:02 AM |
| Madmigel | $32.55 | 8/8/2011 4:23:13 PM |
| Chill99 | $50.00 | 8/7/2011 9:29:29 PM |
| majestic-currency3 | $25.00 | 8/8/2011 7:12:14 PM |
| droopie1 | $25.00 | 8/8/2011 7:26:54 PM |
| buffalobills | $25.00 | 8/8/2011 8:22:23 AM |
| irrelevant | $25.00 | 8/9/2011 6:05:18 AM |
| desertoasis | $25.00 | 8/8/2011 9:13:35 AM |
| dedicated-diversification5 | $70.00 | 8/8/2011 9:47:06 AM |
| orange-preeminant-bill | $25.00 | 8/9/2011 9:28:43 AM |
| loanman2007 | $100.00 | 8/9/2011 9:33:15 AM |
| deal-enthusiast | $100.00 | 8/9/2011 6:50:21 AM |
| loan-lionheart6 | $25.00 | 8/8/2011 6:46:26 PM |
| alexgalt | $25.00 | 8/8/2011 7:12:02 PM |
| kendigme | $34.92 | 8/9/2011 3:01:34 AM |
| payment-pursuit3 | $25.00 | 8/9/2011 4:22:14 AM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:41 PM |
| rapid-currency | $28.11 | 8/9/2011 8:15:02 AM |
| wwwUniversal | $25.00 | 8/9/2011 8:42:34 AM |
| boybutter | $25.00 | 8/9/2011 6:33:11 PM |
| Bcs-cnc | $25.00 | 8/9/2011 7:33:40 PM |
| credit-fox3 | $25.00 | 8/9/2011 3:40:03 PM |
| tech310 | $50.00 | 8/9/2011 9:03:22 PM |
| riveting-wealth2 | $50.00 | 8/9/2011 6:11:31 PM |
| DasMula | $25.00 | 8/10/2011 7:07:53 AM |
| sjo1984111 | $25.00 | 8/9/2011 6:10:10 PM |
| smoothmoniker | $50.00 | 8/10/2011 9:41:54 AM |
| unequivocal-loyalty | $25.00 | 8/9/2011 8:16:54 PM |
| encore06 | $50.00 | 8/10/2011 7:25:50 AM |
| blackstar | $25.00 | 8/10/2011 5:12:26 AM |
| wlm3012 | $30.00 | 8/10/2011 10:41:28 AM |
| orange-courageous-dedication | $30.00 | 8/10/2011 11:46:35 AM |
| intrepid-loot | $25.00 | 8/10/2011 9:48:02 PM |
| finance-prescription | $100.00 | 8/10/2011 5:18:26 PM |
| awesome-trade | $25.00 | 8/10/2011 6:53:18 PM |
| Herluftrolle | $25.00 | 8/11/2011 5:33:34 AM |
| lDewey | $46.00 | 8/10/2011 8:08:35 PM |
| IIP77 | $25.00 | 8/10/2011 4:22:03 PM |
| biobulator | $25.00 | 8/10/2011 9:49:37 PM |
| roman2008 | $25.00 | 8/10/2011 5:43:36 PM |
| lowlite6647 | $25.74 | 8/11/2011 1:35:53 AM |
| bid-rumbler9 | $25.00 | 8/10/2011 6:32:21 PM |
| inventive-exchange | $25.00 | 8/10/2011 6:33:08 PM |
| nimble-economy863 | $25.00 | 8/11/2011 6:28:32 AM |
| old | $25.00 | 8/10/2011 8:23:27 PM |
| lakehavasu88 | $25.00 | 8/11/2011 6:42:43 AM |
| CoffeyvilleKS | $25.00 | 8/11/2011 2:34:44 AM |
| Fromthebu | $25.00 | 8/11/2011 8:57:12 AM |
| jkeller4000 | $25.00 | 7/29/2011 6:19:33 AM |
| gimincorp | $25.00 | 8/11/2011 6:50:08 AM |
| alexgalt | $25.00 | 7/28/2011 10:01:34 AM |
| dynrep | $300.00 | 7/28/2011 6:35:34 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:31 PM |
| stepatatime-together | $100.00 | 7/28/2011 11:39:23 PM |
| SeaSkyGuy71 | $25.00 | 7/29/2011 2:13:41 PM |
| equitable-capital758 | $250.00 | 7/29/2011 11:39:13 AM |
| kulender | $50.00 | 7/30/2011 5:40:37 PM |
| Kyileo | $25.00 | 7/31/2011 10:49:00 AM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:12 PM |
| mlj0671 | $25.00 | 8/2/2011 5:56:45 AM |
| stock106 | $25.00 | 8/2/2011 4:31:47 PM |
| shrewd-peace7 | $25.00 | 8/4/2011 11:39:16 PM |
| josuae | $25.00 | 8/5/2011 2:58:40 PM |
| 3613925 | $25.00 | 8/5/2011 4:16:43 PM |
| loss-of-control | $100.00 | 8/5/2011 5:39:37 PM |
| jarf | $25.00 | 8/5/2011 5:39:52 PM |
| JW-From-SoCal | $25.00 | 8/5/2011 5:41:09 PM |
| dime-vista2 | $25.00 | 8/5/2011 3:05:06 PM |
| handy-justice | $50.00 | 8/5/2011 6:46:55 PM |
| handy-justice | $50.00 | 8/5/2011 6:51:25 PM |
| impala6464 | $150.00 | 8/5/2011 8:25:47 PM |
| new-reward-sequoia | $25.00 | 8/5/2011 6:09:47 PM |
| market-pudding | $25.00 | 8/6/2011 2:35:52 AM |
| palace2 | $600.00 | 8/5/2011 4:30:57 PM |
| dollar-doughnut6 | $25.00 | 8/5/2011 5:41:17 PM |
| payment-halo | $25.00 | 8/5/2011 9:18:58 PM |
| Sibelius2 | $25.00 | 8/5/2011 6:31:08 PM |
| Minotaur | $26.00 | 8/5/2011 7:05:37 PM |
| rockhound84 | $31.00 | 8/6/2011 3:02:35 AM |
| penny-sergeant | $25.00 | 8/6/2011 8:00:00 AM |
| radiant-bazaar1 | $25.00 | 8/6/2011 6:41:06 AM |
| investment-comet | $25.00 | 8/6/2011 6:44:33 AM |
| mschoenf | $50.00 | 8/6/2011 7:56:44 AM |
| VJ_Financial | $26.27 | 8/6/2011 8:04:56 AM |
| liberty-point | $25.00 | 8/6/2011 1:57:37 PM |
| capital_projects_investor | $25.00 | 8/6/2011 10:43:16 AM |
| sgt-schultz | $90.00 | 8/6/2011 11:04:21 AM |
| radiant-wealth0 | $50.00 | 8/7/2011 8:22:25 AM |
| capital-galaxy | $400.00 | 8/7/2011 8:27:25 AM |
| platinum-czar | $25.00 | 8/7/2011 11:59:11 AM |
| Drivindabus | $25.00 | 8/6/2011 2:17:01 PM |
| adir1 | $25.00 | 8/7/2011 12:45:50 PM |
| invincible-peso | $34.00 | 8/7/2011 2:31:31 PM |
| COCHINOBOY | $88.91 | 8/6/2011 5:20:20 PM |
| wise-deal-panda | $100.00 | 8/7/2011 3:48:30 PM |
| RenovatioCapital | $25.00 | 8/6/2011 6:23:37 PM |
| LP_InvestmentGroup | $32.63 | 8/7/2011 10:55:04 AM |
| autonomous-truth | $89.00 | 8/6/2011 11:30:44 PM |
| economy-popcorn | $25.00 | 8/7/2011 6:12:02 AM |
| cozy-truth6 | $200.00 | 8/7/2011 2:57:52 PM |
| capitalist2010 | $52.25 | 8/7/2011 4:27:09 PM |
| kind-charming-value | $875.62 | 8/7/2011 5:25:56 PM |
| friendly-principal76 | $25.00 | 8/7/2011 6:31:32 PM |
| investment-artist | $25.02 | 8/7/2011 10:18:33 AM |
| MoneyBadger | $50.00 | 8/8/2011 7:24:23 AM |
| autonomous-basis | $25.00 | 8/7/2011 7:39:40 PM |
| newest-reward-trajectory | $25.00 | 8/8/2011 8:48:30 AM |
| debt-legend | $25.00 | 8/7/2011 8:48:30 PM |
| fund-medalist171 | $30.00 | 8/8/2011 4:33:09 AM |
| rustysailor | $25.00 | 8/7/2011 3:10:32 PM |
| octoberfresh | $25.00 | 8/8/2011 7:06:44 AM |
| farmn | $25.00 | 8/7/2011 6:05:51 PM |
| Bill88 | $25.00 | 8/8/2011 7:53:27 AM |
| mpatrick | $50.00 | 8/8/2011 8:08:49 AM |
| Leopoldine | $25.00 | 8/8/2011 12:47:51 PM |
| new-ore-venture | $175.00 | 8/8/2011 5:39:13 PM |
| listing-pear6 | $125.00 | 8/8/2011 6:45:48 AM |
| enlighter | $35.00 | 8/8/2011 1:37:17 PM |
| palace2 | $63.55 | 8/9/2011 4:50:11 AM |
| forthright-trade | $25.00 | 8/8/2011 4:07:00 PM |
| gain-expert | $38.00 | 8/8/2011 4:58:15 PM |
| exchange-upholder0 | $25.00 | 8/8/2011 10:15:03 AM |
| CaptainBL | $100.00 | 8/8/2011 10:30:36 AM |
| integrity-parsec | $29.75 | 8/8/2011 11:15:15 AM |
| economy-producer | $25.00 | 8/8/2011 11:24:15 AM |
| funtwosay | $25.00 | 8/8/2011 2:31:27 PM |
| refined-return922 | $25.00 | 8/8/2011 4:05:59 PM |
| Bob450 | $30.00 | 8/9/2011 7:52:05 AM |
| victorcab | $25.00 | 8/9/2011 8:08:04 AM |
| nimble-dedication1 | $68.96 | 8/8/2011 7:33:21 PM |
| treasure-bliss | $50.00 | 8/9/2011 9:19:23 AM |
| willinvest | $25.00 | 8/9/2011 10:54:35 AM |
| neutrino6 | $25.00 | 8/9/2011 12:14:46 PM |
| enchanted-note | $50.00 | 8/9/2011 1:06:02 PM |
| HenryS | $50.00 | 8/9/2011 6:16:50 PM |
| w3alter | $50.00 | 8/10/2011 11:23:48 AM |
| DrT | $57.30 | 8/10/2011 12:45:42 PM |
| finance-mushroom | $100.00 | 8/10/2011 9:13:52 AM |
| glimmering-funds2 | $25.00 | 8/10/2011 3:00:48 PM |
| discrete-dinero | $55.25 | 8/10/2011 8:15:51 AM |
| the-enthralling-coin | $25.00 | 8/10/2011 5:50:54 PM |
| gold-cluster | $25.00 | 8/10/2011 6:25:47 PM |
| GGreg799 | $25.00 | 8/10/2011 8:17:51 PM |
| 108lender | $80.00 | 8/10/2011 6:00:16 PM |
| Bomber | $41.94 | 8/11/2011 4:38:29 AM |
| impeccable-ore3 | $25.00 | 8/11/2011 7:25:16 AM |
| professional-note6 | $25.00 | 8/11/2011 8:23:32 AM |
| investment-violin0 | $25.00 | 8/10/2011 9:13:59 PM |
| Skiph | $25.00 | 8/10/2011 5:24:07 PM |
| lib5836 | $25.00 | 8/11/2011 7:37:05 AM |
| fund-ambrosia0 | $25.00 | 8/11/2011 8:37:40 AM |
| tremendous-payment | $25.00 | 8/11/2011 3:40:58 AM |
| Doug1043 | $31.00 | 8/11/2011 5:50:52 AM |
| musegaze | $50.00 | 8/11/2011 7:28:54 AM |
| 226 Investments
|
Borrower Payment Dependent Notes Series
518478
This series of Notes was issued and sold upon the funding of the borrower loan #52130, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,035.38 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $260.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 18y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,875 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tunnelrunner |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2008)
720-739
(Aug-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 23 | | |
Description
astf2007
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... my previous loan was paid off early with no payments made late... i only intend to have this loan for less than 6 months
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Feyenoord | $25.00 | 7/28/2011 9:02:16 AM |
| janeybooboo | $100.00 | 7/28/2011 9:15:20 AM |
| compoundinterest | $50.00 | 7/28/2011 9:02:01 AM |
| pound-balancer | $100.00 | 7/28/2011 4:01:17 PM |
| Dubbs360 | $100.00 | 7/28/2011 7:16:54 PM |
| indomitable-coin | $25.00 | 7/29/2011 6:38:16 AM |
| uberrific | $50.00 | 7/29/2011 1:54:09 AM |
| setUup | $33.20 | 7/29/2011 4:23:31 PM |
| Dazz2061 | $100.00 | 7/29/2011 11:07:50 AM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:19 AM |
| Gibbyland | $100.00 | 7/30/2011 10:06:28 AM |
| impeccable-penny | $100.00 | 7/31/2011 1:48:58 PM |
| Syzygy | $50.00 | 8/2/2011 1:53:49 PM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:04 PM |
| transparency-giant | $50.00 | 8/3/2011 2:47:04 AM |
| jubilant-trade6 | $25.00 | 8/3/2011 11:16:43 PM |
| first-favorite-bonus9 | $25.00 | 8/3/2011 10:43:33 PM |
| jarf | $25.00 | 8/5/2011 5:38:28 PM |
| trumpeter5 | $25.00 | 8/5/2011 6:49:12 PM |
| britgsb | $200.00 | 8/5/2011 3:38:31 PM |
| True_Believer | $50.00 | 8/6/2011 1:25:39 AM |
| paul1 | $30.00 | 8/6/2011 5:31:41 AM |
| javelin0 | $25.00 | 8/6/2011 7:49:51 AM |
| platinum-dojo | $25.00 | 8/6/2011 5:57:45 AM |
| heerzaquestion | $25.00 | 8/6/2011 12:13:01 PM |
| MoneyTree79 | $50.00 | 8/6/2011 5:54:32 PM |
| lostontheedge | $25.00 | 8/6/2011 10:59:50 AM |
| sgt-schultz | $25.00 | 8/6/2011 11:08:46 AM |
| cello1 | $25.00 | 8/6/2011 12:29:02 PM |
| mason13a | $50.00 | 8/7/2011 10:55:59 AM |
| Leopoldine | $45.00 | 8/6/2011 9:54:51 PM |
| Dubbs360 | $100.00 | 8/6/2011 4:23:15 PM |
| radforj22 | $25.00 | 8/7/2011 4:57:53 PM |
| novice-speculator | $25.00 | 8/7/2011 7:07:21 PM |
| money-bauble | $200.00 | 8/8/2011 6:03:41 AM |
| GElender | $25.00 | 8/8/2011 6:09:46 AM |
| versatile-commerce | $27.06 | 8/8/2011 8:00:36 AM |
| claimtruth | $25.00 | 8/8/2011 8:47:28 AM |
| jborer | $35.88 | 8/8/2011 11:43:45 AM |
| Peterman | $25.00 | 8/7/2011 7:41:57 PM |
| currency-persimmon | $25.00 | 8/8/2011 2:32:31 PM |
| emprestador | $25.00 | 8/8/2011 9:22:47 AM |
| commerce-yeller | $25.00 | 8/8/2011 10:21:49 AM |
| BxRealtor | $25.00 | 8/8/2011 6:10:59 PM |
| SC98007 | $25.00 | 8/8/2011 12:14:39 PM |
| nick5454 | $50.00 | 8/9/2011 7:08:12 AM |
| HappyToLoan | $25.00 | 8/8/2011 7:37:33 PM |
| Astyanax | $90.00 | 8/9/2011 3:01:36 PM |
| broosky2 | $32.84 | 8/9/2011 11:42:53 AM |
| gentle-gain235 | $100.00 | 8/9/2011 8:00:20 AM |
| JGB | $678.44 | 8/9/2011 1:17:31 PM |
| SRK_FROM_WA | $50.00 | 8/9/2011 3:35:26 PM |
| grf1945 | $25.00 | 8/9/2011 10:52:07 AM |
| capital-investor8 | $250.00 | 8/9/2011 12:10:44 PM |
| soheagle | $25.00 | 8/9/2011 6:08:34 PM |
| Aimvest | $25.00 | 8/9/2011 9:21:39 PM |
| Nazbuster | $100.00 | 8/9/2011 9:48:11 PM |
| klinebarger | $25.00 | 8/9/2011 6:48:23 PM |
| five-star-order1 | $100.00 | 8/9/2011 7:54:52 PM |
| BoughtTheFarm | $25.00 | 8/9/2011 8:46:34 PM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:10 PM |
| cloud8 | $50.00 | 8/9/2011 10:26:58 PM |
| Flanagan | $25.00 | 8/10/2011 2:18:35 PM |
| zyztemboy | $25.00 | 8/10/2011 3:59:52 PM |
| compwhiz | $25.00 | 8/10/2011 10:45:49 AM |
| wlm3012 | $30.00 | 8/10/2011 10:58:27 AM |
| flexible-return297 | $25.00 | 8/10/2011 12:08:44 PM |
| rokman | $100.00 | 8/10/2011 1:54:13 PM |
| atl_lend | $25.00 | 8/10/2011 9:19:55 PM |
| Carne_Chung | $25.00 | 8/10/2011 9:31:03 PM |
| community-pipeline | $50.00 | 8/10/2011 1:04:15 PM |
| ethicalhumanist | $50.00 | 8/10/2011 2:06:28 PM |
| mar97 | $50.00 | 8/10/2011 3:09:27 PM |
| strutter | $25.00 | 8/10/2011 8:50:42 PM |
| engbusres | $44.00 | 8/10/2011 9:07:44 PM |
| sri59 | $100.00 | 8/10/2011 5:08:28 PM |
| Skiph | $25.00 | 8/10/2011 5:24:08 PM |
| js60l | $32.65 | 8/11/2011 4:37:45 AM |
| Emgolda | $25.00 | 8/10/2011 8:33:38 PM |
| GreenSun | $25.00 | 8/10/2011 10:38:05 PM |
| credit-investor5 | $50.00 | 8/11/2011 7:03:06 AM |
| lending_well | $25.00 | 8/11/2011 7:06:45 AM |
| Sneezie | $100.00 | 8/4/2011 9:45:21 PM |
| 77dowplace | $25.00 | 7/28/2011 6:17:23 PM |
| kenji4861 | $25.00 | 7/29/2011 11:58:13 PM |
| finance-symphony7 | $50.00 | 7/30/2011 9:21:19 AM |
| pearl13 | $100.00 | 7/30/2011 3:58:54 PM |
| availableloan | $25.00 | 7/31/2011 10:18:14 PM |
| agalt | $100.00 | 8/1/2011 9:02:58 AM |
| Goodlender42 | $25.00 | 8/2/2011 4:04:16 AM |
| gain-expert | $30.00 | 8/3/2011 6:54:10 AM |
| top-epic-community | $50.00 | 8/3/2011 2:20:09 PM |
| CaptainBL | $50.00 | 8/4/2011 7:18:18 PM |
| herbyman | $100.00 | 8/5/2011 12:48:23 PM |
| dime-vista2 | $25.00 | 8/5/2011 3:06:38 PM |
| starry2001 | $25.00 | 8/6/2011 5:03:58 AM |
| friendly-market5 | $25.00 | 8/6/2011 5:57:44 AM |
| Azonic21 | $25.00 | 8/5/2011 9:36:02 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:16:51 AM |
| liberty-point | $100.00 | 8/6/2011 2:00:20 PM |
| income-awakening6 | $25.00 | 8/6/2011 12:34:01 PM |
| green-trade-dolphin | $75.00 | 8/6/2011 6:57:40 PM |
| jbaum | $50.00 | 8/6/2011 11:16:35 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:07 PM |
| foldingbenny2 | $95.00 | 8/7/2011 10:17:34 AM |
| umfan123 | $25.00 | 8/7/2011 8:27:16 PM |
| adir1 | $25.00 | 8/7/2011 12:47:34 PM |
| john0720 | $50.00 | 8/8/2011 7:30:51 AM |
| C_Mark | $50.00 | 8/8/2011 8:09:48 AM |
| hardwareman | $25.00 | 8/8/2011 4:30:24 AM |
| a-reasonable-return | $25.00 | 8/8/2011 10:56:12 AM |
| Midwestvalues | $50.00 | 8/8/2011 8:12:52 PM |
| the-bright-velocity | $25.00 | 8/8/2011 7:34:19 AM |
| OldColumbiaRoad | $25.00 | 8/8/2011 9:11:29 AM |
| carluvr33 | $25.00 | 8/8/2011 9:12:21 AM |
| Bank42 | $30.00 | 8/8/2011 5:38:19 PM |
| villagers | $50.00 | 8/8/2011 10:21:11 AM |
| _NaLNaBB | $200.00 | 8/8/2011 1:51:15 PM |
| currency-excellency0 | $100.00 | 8/9/2011 9:50:45 AM |
| astute-benjamins | $25.00 | 8/9/2011 9:42:14 AM |
| Gordon_Gekko1 | $25.00 | 8/9/2011 4:51:49 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:41 PM |
| worth-buddy0 | $100.00 | 8/9/2011 6:16:48 PM |
| credit-orca | $25.00 | 8/9/2011 4:44:10 PM |
| riveting-wealth2 | $50.00 | 8/9/2011 6:11:31 PM |
| Pasagam | $50.00 | 8/9/2011 8:14:32 PM |
| fareast_man | $25.00 | 8/9/2011 6:13:06 PM |
| debt-legend | $25.00 | 8/9/2011 9:24:51 PM |
| Warwick | $25.00 | 8/9/2011 9:54:22 PM |
| LendingLotus | $25.00 | 8/9/2011 10:08:46 PM |
| runner262 | $25.00 | 8/9/2011 11:51:51 PM |
| Rockymtnhi | $50.00 | 8/9/2011 7:29:50 PM |
| PaulW | $25.00 | 8/10/2011 4:39:22 AM |
| mangas | $25.00 | 8/10/2011 11:10:02 AM |
| damanq | $25.00 | 8/10/2011 4:45:02 AM |
| rutzebach | $100.00 | 8/10/2011 9:40:01 AM |
| bbrelo | $25.00 | 8/10/2011 1:20:02 PM |
| rambone05 | $25.00 | 8/10/2011 7:43:10 PM |
| atomantic | $50.00 | 8/10/2011 8:48:45 PM |
| mizount | $25.00 | 8/10/2011 12:24:00 PM |
| thankful-nickel2 | $25.00 | 8/10/2011 12:26:47 PM |
| silver-armada | $50.00 | 8/10/2011 5:44:11 PM |
| smart-kindness8 | $25.00 | 8/11/2011 4:21:48 AM |
| grampy48 | $41.26 | 8/11/2011 4:30:29 AM |
| Herluftrolle | $25.00 | 8/11/2011 5:33:34 AM |
| b1geasy | $25.00 | 8/10/2011 7:33:51 PM |
| hanuman77 | $25.00 | 8/11/2011 6:56:35 AM |
| Socorro_Capital_Partners | $25.00 | 8/11/2011 7:50:35 AM |
| International1 | $25.00 | 8/11/2011 5:49:17 AM |
| lDewey | $100.00 | 8/10/2011 7:56:29 PM |
| bonus-tent | $25.00 | 8/11/2011 7:08:37 AM |
| GSoul | $35.05 | 8/11/2011 8:30:12 AM |
| JKEnterprises | $25.00 | 8/10/2011 11:45:55 PM |
| Brklyn01 | $25.00 | 8/11/2011 5:36:22 AM |
| 154 Investments
|
Borrower Payment Dependent Notes Series
518502
This series of Notes was issued and sold upon the funding of the borrower loan #52263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $125.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,120 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| loot-photon |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2010)
680-699
(Mar-2010)
680-699
(Feb-2010)
|
|
Principal balance:
| $5,313.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to consolidate high interest credit cards.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| thoughtful-exchange8 | $25.00 | 8/11/2011 2:47:14 PM |
| Whipster | $50.00 | 8/10/2011 5:29:38 PM |
| Feyenoord | $25.00 | 8/10/2011 8:24:19 PM |
| tnjohnso | $25.00 | 8/10/2011 10:22:52 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:44 PM |
| economy-coup | $50.00 | 8/11/2011 12:21:05 AM |
| reflective-rupee | $100.00 | 8/10/2011 5:27:34 PM |
| magnetic-dedication3 | $25.00 | 8/10/2011 7:04:01 PM |
| diligent-peace9 | $125.00 | 8/10/2011 7:59:47 PM |
| favorite-commerce | $25.00 | 8/11/2011 8:31:43 AM |
| elvisloans | $25.00 | 8/11/2011 12:04:49 PM |
| LittleMingo | $25.00 | 8/12/2011 1:13:08 AM |
| Reliance_Banker | $25.00 | 8/11/2011 5:58:33 PM |
| corporatejim | $35.55 | 8/12/2011 5:53:25 AM |
| fairness-atmosphere | $25.00 | 8/11/2011 2:02:42 PM |
| ronin4sale | $25.00 | 8/12/2011 10:21:43 AM |
| jebber007 | $30.00 | 8/11/2011 8:39:07 PM |
| scho0590 | $75.00 | 8/12/2011 8:59:23 AM |
| Montiesholdings | $25.00 | 8/12/2011 10:55:23 AM |
| jkeller4000 | $25.00 | 8/10/2011 6:39:44 PM |
| Mikale360 | $25.00 | 8/11/2011 5:51:39 AM |
| sensible-fund | $25.00 | 8/10/2011 7:37:51 PM |
| green-trade-dolphin | $25.00 | 8/10/2011 7:52:01 PM |
| Investor_DP | $100.00 | 8/10/2011 5:01:23 PM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:49 PM |
| janeybooboo | $100.00 | 8/10/2011 7:51:06 PM |
| mykkai | $25.00 | 8/11/2011 10:01:34 AM |
| GElender | $50.00 | 8/11/2011 6:05:43 AM |
| worth-blanket2 | $1,300.00 | 8/11/2011 9:57:14 AM |
| irrelevant | $25.00 | 8/11/2011 10:05:37 AM |
| shrewd-income | $50.00 | 8/11/2011 5:42:39 PM |
| DasMula | $25.00 | 8/12/2011 6:48:45 AM |
| heavenly-interest9 | $50.00 | 8/11/2011 2:46:17 PM |
| all_of_that_one | $25.00 | 8/11/2011 7:40:06 PM |
| suges | $100.00 | 8/11/2011 7:49:59 PM |
| CA-Lender | $50.00 | 8/11/2011 8:42:53 PM |
| pearl13 | $75.00 | 8/12/2011 11:24:48 AM |
| social-zebra | $26.00 | 8/12/2011 8:56:01 AM |
| ommcd | $25.00 | 8/12/2011 6:04:01 AM |
| buffalobills | $25.00 | 8/12/2011 7:18:05 AM |
| SDKiwi | $25.00 | 8/12/2011 9:40:13 AM |
| riveting-credit5 | $83.45 | 8/12/2011 10:52:06 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
518604
This series of Notes was issued and sold upon the funding of the borrower loan #52230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $408.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1969 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,227 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bewitching-leverage1 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Brighter future
This loan will be used to pay off my credit card debt. I have cut up the cards and I am ready to eliminate the debt on each of them.
I have a good and long credit history of paying my bills on time and some loans off early.I have,as have many,faced some tough life situations.I believe that my good credit has helped me make it through some of those times.I hope that it will again now.
I work in retail and have worked for the same company for roughly 9 years.I also receive a monthly pension check and took in a boarder this February.
My current income is:
$33,000 a year job ( 2590 a mo)
$9658 a year pension (804.80 a mo)
$9600 a year rent (800 a mo)
Household monthly expenses:
$988.74 house
$376.76 car
$78.00 car ins.
$280.00 utilities & trash
$76.00 tv
$80.00 cell phone
$29.99 internet
$995.00 credit cards paying minimum
$300.00 food
$100-300 on misc (ex. gas etc)
Thank you for your time and consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 7/28/2011 5:03:00 PM |
| stepatatime-together | $100.00 | 7/28/2011 11:39:33 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:38 PM |
| leverage-monger | $25.00 | 7/29/2011 7:23:36 AM |
| return-enthusiast1 | $25.00 | 7/30/2011 9:36:35 AM |
| wise-deal-panda | $25.00 | 7/31/2011 8:24:18 PM |
| mlj0671 | $25.00 | 8/3/2011 6:56:50 AM |
| wise-benjamins-fortress | $25.00 | 8/4/2011 9:53:48 PM |
| mercuriant | $25.00 | 8/5/2011 2:52:06 AM |
| stock106 | $25.00 | 8/5/2011 12:15:47 PM |
| josuae | $25.00 | 8/5/2011 3:50:06 PM |
| reward-dynamo | $25.00 | 8/5/2011 4:03:59 PM |
| brightest-benjamins-onator | $25.00 | 8/5/2011 4:22:08 PM |
| market-pudding | $25.00 | 8/5/2011 4:36:03 PM |
| impala6464 | $150.00 | 8/5/2011 8:30:34 PM |
| power-secret-agent | $30.00 | 8/6/2011 2:59:29 AM |
| suave-dime6 | $25.00 | 8/6/2011 6:55:02 AM |
| Mariner3605 | $25.00 | 8/6/2011 3:32:42 AM |
| payout-bridge | $100.00 | 8/6/2011 3:42:47 AM |
| head | $25.00 | 8/6/2011 6:57:47 AM |
| debt-system880 | $25.00 | 8/5/2011 9:12:46 PM |
| restless-dime | $50.00 | 8/6/2011 7:37:05 AM |
| unger | $210.11 | 8/6/2011 7:03:32 PM |
| Christus_Victor | $25.00 | 8/6/2011 9:11:29 PM |
| PleaseDontDefault | $50.00 | 8/6/2011 9:33:01 AM |
| CA-Lender | $50.00 | 8/6/2011 2:28:31 PM |
| heerzaquestion | $79.00 | 8/6/2011 12:08:56 PM |
| benefit-boots | $25.00 | 8/6/2011 9:44:20 PM |
| deepblue34 | $35.00 | 8/7/2011 11:51:17 AM |
| liberty-point | $75.00 | 8/6/2011 2:00:00 PM |
| Whipster | $70.00 | 8/7/2011 5:47:10 AM |
| Dubbs360 | $100.00 | 8/6/2011 3:57:41 PM |
| sgt-schultz | $35.00 | 8/7/2011 8:16:48 AM |
| Pakse | $25.00 | 8/6/2011 8:12:58 PM |
| shrewd-peace7 | $25.00 | 8/6/2011 10:43:38 PM |
| gadget7 | $25.00 | 8/7/2011 12:41:21 PM |
| autonomous-truth | $50.00 | 8/7/2011 12:05:01 AM |
| diligent-peace9 | $75.00 | 8/7/2011 7:46:13 AM |
| tpleus | $57.04 | 8/7/2011 4:48:12 PM |
| listing-pear6 | $125.00 | 8/8/2011 6:44:09 AM |
| octoberfresh | $25.00 | 8/8/2011 7:13:43 AM |
| kermitdafrog | $25.00 | 8/8/2011 8:56:04 AM |
| dx23h | $25.00 | 8/7/2011 1:29:30 PM |
| wealth-fighter3 | $25.00 | 8/8/2011 6:23:18 AM |
| MoneyBadger | $34.00 | 8/8/2011 7:25:35 AM |
| Leopoldine | $25.00 | 8/8/2011 12:49:01 PM |
| adamdroker | $25.00 | 8/7/2011 9:24:12 PM |
| new-ore-venture | $50.00 | 8/8/2011 6:17:58 PM |
| authoritative-capital | $25.00 | 8/8/2011 8:15:58 PM |
| refined-return922 | $25.00 | 8/8/2011 12:08:18 PM |
| karpman3 | $50.00 | 8/8/2011 8:17:51 AM |
| durability-halibut | $25.00 | 8/9/2011 7:52:06 AM |
| bath836 | $55.00 | 8/9/2011 8:05:58 AM |
| a-balance-surgeon | $25.00 | 8/8/2011 10:26:37 PM |
| doopers | $25.00 | 8/9/2011 5:37:24 AM |
| orange-preeminant-bill | $25.00 | 8/9/2011 9:28:45 AM |
| GElender | $25.00 | 8/9/2011 5:47:18 AM |
| beaker | $30.00 | 8/9/2011 6:33:32 AM |
| Bait989 | $25.00 | 8/9/2011 10:21:20 AM |
| Iago88 | $25.00 | 8/9/2011 10:28:01 AM |
| mybackyard | $29.10 | 8/9/2011 7:11:30 AM |
| fairgirl | $25.00 | 8/8/2011 7:46:53 PM |
| fairhelper | $25.00 | 8/9/2011 9:20:59 AM |
| gothampark | $25.00 | 8/9/2011 4:06:33 PM |
| blissful-finance7 | $25.00 | 8/9/2011 5:45:28 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:44 PM |
| Astyanax | $90.00 | 8/9/2011 2:32:32 PM |
| druidpoet | $29.00 | 8/9/2011 3:14:48 PM |
| macotra4 | $30.00 | 8/9/2011 3:19:36 PM |
| interstellar | $75.00 | 8/9/2011 5:42:19 PM |
| Entejaeger | $100.00 | 8/9/2011 12:17:01 PM |
| JGB | $300.00 | 8/9/2011 1:15:51 PM |
| moola-berserker | $33.26 | 8/9/2011 11:33:12 PM |
| velocity-owner4 | $50.00 | 8/9/2011 6:44:57 PM |
| capital-galaxy | $100.00 | 8/9/2011 3:04:33 PM |
| farmn | $25.00 | 8/9/2011 8:41:18 PM |
| smoothmoniker | $31.00 | 8/10/2011 9:08:52 AM |
| finance-mushroom | $100.00 | 8/10/2011 9:13:55 AM |
| cardminger | $100.00 | 8/9/2011 8:18:22 PM |
| irrelevant | $25.00 | 8/10/2011 6:05:11 AM |
| deal-enthusiast | $100.00 | 8/10/2011 7:06:16 AM |
| gardenofeden | $25.00 | 8/9/2011 9:07:46 PM |
| intrepid-loot | $25.00 | 8/10/2011 6:17:06 AM |
| discrete-dinero | $40.00 | 8/10/2011 8:29:21 AM |
| neutrino6 | $25.00 | 8/10/2011 9:24:00 AM |
| orange-courageous-dedication | $30.00 | 8/10/2011 11:46:38 AM |
| Smallbear | $25.00 | 8/10/2011 12:04:19 PM |
| KarlMarx | $25.00 | 8/11/2011 4:09:09 AM |
| fantastic-investment | $180.00 | 8/10/2011 8:50:50 PM |
| wwwUniversal | $25.00 | 8/10/2011 9:43:42 PM |
| Bomber | $23.32 | 8/11/2011 4:35:27 AM |
| mighty-payout1 | $25.00 | 8/10/2011 8:22:41 PM |
| namronmi2 | $25.00 | 8/10/2011 11:50:14 PM |
| loyalty-meadow | $50.00 | 8/11/2011 4:02:56 AM |
| reflective-rupee | $200.09 | 7/28/2011 5:38:30 PM |
| alexgalt | $25.00 | 7/28/2011 6:01:13 PM |
| genuine-dime | $100.00 | 7/30/2011 9:41:58 AM |
| Jack55304 | $200.00 | 7/30/2011 10:59:08 PM |
| economy-coup | $50.00 | 7/31/2011 8:46:51 PM |
| diplomatic-wealth7 | $25.00 | 8/2/2011 4:26:33 PM |
| dinero-vista2 | $66.70 | 8/3/2011 11:04:27 AM |
| frogperson | $200.00 | 8/3/2011 9:34:10 PM |
| shrewd-peace7 | $25.00 | 8/4/2011 11:39:21 PM |
| britgsb | $50.00 | 8/5/2011 3:39:21 PM |
| handy-justice | $100.00 | 8/5/2011 6:48:19 PM |
| Something-Corporate | $25.00 | 8/5/2011 6:52:09 PM |
| coin-explorer | $25.00 | 8/5/2011 6:42:48 PM |
| justice-circuitry0 | $50.00 | 8/5/2011 5:03:31 PM |
| diversification-maple1 | $25.00 | 8/6/2011 5:22:45 AM |
| shawnw2 | $25.00 | 8/6/2011 8:48:01 AM |
| dedicated-hope640 | $25.00 | 8/6/2011 9:41:01 AM |
| money-baron-roth-IRA | $50.00 | 8/6/2011 12:40:07 PM |
| melodious-openness | $50.00 | 8/6/2011 5:33:32 AM |
| seanickson | $25.00 | 8/6/2011 7:21:52 AM |
| Legally_Blonde | $50.00 | 8/6/2011 7:04:06 PM |
| capital-galaxy | $200.00 | 8/7/2011 8:26:21 AM |
| green-trade-dolphin | $25.00 | 8/6/2011 6:57:11 PM |
| UBOtto186 | $50.00 | 8/7/2011 10:42:16 AM |
| 3613925 | $25.00 | 8/6/2011 9:37:32 PM |
| platinum-czar | $25.00 | 8/7/2011 12:00:52 PM |
| larryboy10 | $25.00 | 8/7/2011 1:41:06 PM |
| glroark | $50.00 | 8/6/2011 3:47:53 PM |
| DasMula | $27.00 | 8/7/2011 7:48:44 AM |
| wise-deal-panda | $100.00 | 8/7/2011 3:36:58 PM |
| prominence8 | $40.00 | 8/6/2011 7:56:30 PM |
| powerlifter275 | $25.00 | 8/7/2011 4:46:51 PM |
| credit-coach118 | $30.00 | 8/8/2011 11:11:10 AM |
| palace2 | $265.41 | 8/8/2011 9:11:06 AM |
| amusement4 | $300.00 | 8/7/2011 7:52:15 PM |
| CreditBuilder2 | $50.00 | 8/8/2011 9:43:46 AM |
| VJ_Financial | $26.27 | 8/8/2011 9:47:08 AM |
| new-ore-venture | $50.00 | 8/8/2011 5:50:39 PM |
| Pu239 | $70.00 | 8/8/2011 11:08:15 AM |
| silver-bluebird | $45.00 | 8/8/2011 10:12:53 PM |
| palace2 | $300.00 | 8/8/2011 9:11:39 AM |
| Sven79 | $200.00 | 8/8/2011 9:11:54 AM |
| dsnybnd | $25.00 | 8/9/2011 7:54:45 AM |
| gentle-gain235 | $100.00 | 8/9/2011 8:02:05 AM |
| SoldiersMom | $100.00 | 8/8/2011 10:19:22 PM |
| creative-bill8 | $123.12 | 8/9/2011 10:13:08 AM |
| impressive-openness7 | $25.00 | 8/9/2011 10:31:35 AM |
| investment-comet | $25.00 | 8/9/2011 12:23:30 PM |
| MoneyTree79 | $25.00 | 8/8/2011 8:20:11 PM |
| zone6 | $90.00 | 8/9/2011 1:42:03 AM |
| income-rocker2 | $110.34 | 8/9/2011 9:37:10 AM |
| loyaltyologist | $25.00 | 8/9/2011 4:29:06 PM |
| worth-buddy0 | $50.00 | 8/9/2011 5:58:12 PM |
| ddog0224 | $54.33 | 8/9/2011 12:28:00 PM |
| velocity-owner4 | $50.00 | 8/9/2011 6:19:28 PM |
| toomanyfishtanks | $30.00 | 8/9/2011 2:08:26 PM |
| lively-transaction1 | $25.00 | 8/9/2011 8:02:50 PM |
| sergeturtle | $25.00 | 8/9/2011 8:21:05 PM |
| pani5ue | $25.00 | 8/9/2011 8:41:46 PM |
| john2218 | $25.00 | 8/9/2011 11:11:56 AM |
| CBO-Enterprise | $100.00 | 8/9/2011 11:25:07 AM |
| debt-legend | $25.00 | 8/9/2011 9:24:04 PM |
| assetmanager | $25.00 | 8/9/2011 12:16:51 PM |
| enchanted-note | $25.00 | 8/9/2011 1:07:56 PM |
| fairness-atmosphere | $25.00 | 8/9/2011 1:36:51 PM |
| kind-charming-value | $2,279.91 | 8/9/2011 11:15:44 PM |
| gslinv | $25.00 | 8/9/2011 2:27:31 PM |
| shrewd-income | $100.00 | 8/9/2011 6:24:33 PM |
| steven3333 | $25.00 | 8/9/2011 6:29:59 PM |
| enchanted-truth264 | $25.00 | 8/9/2011 8:48:23 PM |
| Bob450 | $30.00 | 8/10/2011 7:35:07 AM |
| tech310 | $50.00 | 8/9/2011 9:03:23 PM |
| velocity-owner4 | $50.00 | 8/9/2011 6:44:17 PM |
| alexgalt | $25.00 | 8/10/2011 12:12:05 AM |
| Bill88 | $25.00 | 8/10/2011 10:07:53 AM |
| p2p-mover0 | $25.00 | 8/9/2011 7:32:15 PM |
| wlm3012 | $30.00 | 8/10/2011 10:36:59 AM |
| erowis | $56.00 | 8/9/2011 8:08:08 PM |
| rlsurb | $25.00 | 8/10/2011 11:37:29 AM |
| pfh | $25.00 | 8/10/2011 5:51:53 AM |
| desertoasis | $25.00 | 8/10/2011 8:13:01 AM |
| easylivin | $25.00 | 8/10/2011 3:31:10 PM |
| finance-prescription | $100.00 | 8/10/2011 5:18:29 PM |
| glimmering-funds2 | $25.00 | 8/10/2011 3:00:50 PM |
| fishking | $50.00 | 8/10/2011 3:40:33 PM |
| Legally_Blonde | $200.00 | 8/10/2011 6:57:59 PM |
| trustworthy-money2 | $25.00 | 8/10/2011 7:03:00 PM |
| DannyPhantom | $50.00 | 8/10/2011 7:37:22 PM |
| the-enthralling-coin | $25.00 | 8/10/2011 5:50:55 PM |
| unfixer | $25.00 | 8/11/2011 12:52:30 AM |
| worldpower2 | $25.00 | 8/10/2011 9:43:26 PM |
| 185 Investments
|
Borrower Payment Dependent Notes Series
518692
This series of Notes was issued and sold upon the funding of the borrower loan #52094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,075 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jrhook2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 90% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 1
( 5% )
| 760-779
(Dec-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 1
( 5% )
|
|
Total payments billed:
| 21 | | |
Description
Prosper Loan 2011
Purpose of loan:
This loan will be used to...have some work done to my automobile and complete some house projects that I need to have done. Repair an old fence, repair gutters and some landscaping.
My financial situation:
I am a good candidate for this loan because...I am resposible and hardworking. I have proven myself in the past with Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sneezie | $100.00 | 8/4/2011 9:45:24 PM |
| income-buffalo1 | $200.00 | 7/29/2011 6:37:51 PM |
| Dubbs360 | $200.00 | 7/30/2011 12:10:16 AM |
| lsx7 | $386.00 | 7/30/2011 10:37:04 AM |
| Bank42 | $50.00 | 7/30/2011 12:18:44 PM |
| impeccable-penny | $100.00 | 7/31/2011 1:49:06 PM |
| Goodnotlucky | $32.00 | 7/31/2011 2:32:20 PM |
| DRTechie | $50.19 | 8/1/2011 9:36:40 AM |
| Oak-Parker | $25.00 | 8/1/2011 11:35:00 AM |
| treasure-hunter270 | $50.00 | 8/2/2011 6:25:15 PM |
| TigerForce | $25.00 | 8/2/2011 6:26:09 PM |
| Syzygy | $50.00 | 8/2/2011 1:53:51 PM |
| Spinnaker | $50.00 | 8/2/2011 11:36:30 PM |
| 420limo | $90.35 | 8/3/2011 1:58:30 PM |
| uberrific | $50.00 | 8/3/2011 5:53:31 PM |
| gjm6d | $25.00 | 8/4/2011 5:45:09 AM |
| starry2001 | $25.00 | 8/4/2011 4:35:46 PM |
| CaptainBL | $50.00 | 8/4/2011 7:18:22 PM |
| ore-frontier | $25.00 | 8/4/2011 10:38:21 PM |
| cubist | $25.00 | 8/5/2011 4:42:52 AM |
| p2ploan-association0 | $50.00 | 8/5/2011 5:00:09 AM |
| porwestco | $25.00 | 8/5/2011 3:12:46 AM |
| aganippe | $100.00 | 8/5/2011 9:37:38 AM |
| simiray | $25.00 | 8/5/2011 11:52:51 AM |
| jescowa | $50.00 | 8/5/2011 2:02:43 PM |
| javelin0 | $25.00 | 8/6/2011 7:49:58 AM |
| jubilant-trade6 | $25.00 | 8/7/2011 7:19:51 AM |
| transparency-giant | $50.00 | 8/7/2011 10:58:28 AM |
| villagers | $50.00 | 8/8/2011 10:21:17 AM |
| nick5454 | $50.00 | 8/9/2011 7:08:13 AM |
| victorcab | $25.00 | 8/9/2011 8:08:15 AM |
| a-finance-nirvana | $25.00 | 8/9/2011 8:43:10 AM |
| HappyToLoan | $25.00 | 8/8/2011 7:37:35 PM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:33:16 AM |
| grf1945 | $25.00 | 8/9/2011 10:53:30 AM |
| BoughtTheFarm | $25.00 | 8/9/2011 8:35:20 PM |
| BxRealtor | $25.00 | 8/9/2011 6:03:35 PM |
| claimtruth | $25.00 | 8/10/2011 1:53:04 PM |
| lsx7 | $54.93 | 8/10/2011 2:10:09 PM |
| Captain_America | $100.00 | 8/10/2011 3:29:29 AM |
| GElender | $25.00 | 8/10/2011 5:59:07 AM |
| sgt-schultz | $25.00 | 8/10/2011 8:38:31 AM |
| lDewey | $50.00 | 8/10/2011 7:58:14 PM |
| mar97 | $50.00 | 8/10/2011 3:09:30 PM |
| atomantic | $25.00 | 8/10/2011 8:30:43 PM |
| awwaww | $25.00 | 8/10/2011 11:53:24 PM |
| kenji4861 | $25.00 | 7/29/2011 11:58:26 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:28 AM |
| Dazz2061 | $100.00 | 7/30/2011 7:21:34 AM |
| thehousewife | $50.00 | 7/30/2011 11:23:39 AM |
| Gibbyland | $100.00 | 7/30/2011 10:06:34 AM |
| indomitable-coin | $25.00 | 7/30/2011 11:25:04 AM |
| finance-symphony7 | $50.00 | 7/30/2011 9:20:06 AM |
| 77dowplace | $25.00 | 7/30/2011 3:34:54 PM |
| pearl13 | $100.00 | 7/30/2011 3:59:06 PM |
| availableloan | $25.00 | 7/30/2011 10:59:30 PM |
| Kerrysbay | $50.00 | 7/31/2011 8:47:55 AM |
| compoundinterest | $50.00 | 7/31/2011 9:31:36 AM |
| janeybooboo | $100.00 | 7/31/2011 1:10:53 PM |
| zxr | $25.00 | 8/1/2011 7:10:01 AM |
| aimm | $25.00 | 8/2/2011 7:33:39 AM |
| Feyenoord | $25.00 | 8/2/2011 9:31:51 PM |
| TFAD72 | $25.00 | 8/3/2011 5:27:40 AM |
| top-epic-community | $50.00 | 8/3/2011 2:20:12 PM |
| dinero-idol677 | $50.00 | 8/3/2011 3:00:40 PM |
| cloud8 | $45.00 | 8/3/2011 8:00:21 PM |
| setUup | $25.73 | 8/4/2011 9:46:18 AM |
| mad-scientist418 | $25.00 | 8/5/2011 9:27:22 AM |
| Oak-Parker | $25.00 | 8/5/2011 1:26:23 PM |
| shellstar | $25.00 | 8/5/2011 10:22:28 AM |
| HealthAndSafety | $100.00 | 8/5/2011 6:02:18 PM |
| herbyman | $100.00 | 8/5/2011 12:48:33 PM |
| crdcteng | $25.00 | 8/5/2011 2:04:34 PM |
| stu6703 | $25.00 | 8/5/2011 7:20:16 PM |
| friendinmoney | $25.00 | 8/6/2011 10:00:04 AM |
| lostontheedge | $25.00 | 8/6/2011 10:59:52 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:14 PM |
| KADENA462 | $25.00 | 8/6/2011 6:22:56 AM |
| Peterman | $25.00 | 8/7/2011 7:42:03 PM |
| C_Mark | $50.00 | 8/8/2011 8:07:45 AM |
| wwwUniversal | $25.00 | 8/9/2011 8:42:35 AM |
| Midwestvalues | $50.00 | 8/8/2011 8:12:56 PM |
| rutzebach | $100.00 | 8/9/2011 9:28:03 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:46 PM |
| radforj22 | $25.00 | 8/10/2011 6:13:57 AM |
| Richmp412 | $25.00 | 8/10/2011 6:28:01 AM |
| credit-investor5 | $50.00 | 8/10/2011 6:47:40 AM |
| blue-dough-trumpeter | $25.00 | 8/10/2011 10:37:46 AM |
| grampy48 | $25.00 | 8/10/2011 6:08:46 AM |
| DeltaComputerGuy | $25.00 | 8/10/2011 2:35:07 PM |
| bughead | $25.00 | 8/10/2011 6:28:30 AM |
| bunnybear | $25.70 | 8/10/2011 8:03:04 AM |
| revenue-serenity | $100.00 | 8/10/2011 1:21:14 PM |
| ethicalhumanist | $50.00 | 8/10/2011 2:07:27 PM |
| Druidsoft | $25.00 | 8/11/2011 1:55:51 AM |
| pearl13 | $165.10 | 8/11/2011 5:59:44 AM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
518786
This series of Notes was issued and sold upon the funding of the borrower loan #52115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jul-31-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| spiritual-benefit5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Needed for Small Business!
Purpose of loan:
This loan will be used to help finance salon equipment for my small spa business.
My financial situation:
I am a good candidate for this loan because I have a steady employment as an educator and a second income coming in with my spa. So I will absolutely be able to pay this loan back.
Monthly net income: $ 2800
Monthly expenses: $ 2113
Housing: $0
Insurance: $56.00
Car expenses: $ 136.00
Utilities: $0
Phone, cable, internet: $ 141.00
Food, entertainment: $50.
Clothing, household expenses: $
Credit cards and other loans: $280.00
Other expenses: $ 1200 (rent for storefront)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 7/28/2011 9:15:50 AM |
| Investor_DP | $100.00 | 7/28/2011 9:03:13 AM |
| reflective-rupee | $200.09 | 7/28/2011 9:14:20 AM |
| favorite-commerce | $50.00 | 7/28/2011 9:58:08 AM |
| CA-Lender | $25.07 | 7/28/2011 10:52:05 AM |
| return-enthusiast1 | $25.00 | 7/28/2011 1:07:13 PM |
| lloyd_s | $25.00 | 7/28/2011 1:26:48 PM |
| dynrep | $300.00 | 7/28/2011 6:35:55 PM |
| hidavehi | $29.00 | 7/28/2011 6:50:55 PM |
| nourishing-payment8 | $35.00 | 7/29/2011 4:56:40 AM |
| palace2 | $600.00 | 7/29/2011 6:46:57 AM |
| Bob450 | $25.00 | 7/29/2011 8:03:02 AM |
| DasMula | $27.00 | 7/28/2011 11:23:49 PM |
| loanman2007 | $75.00 | 7/29/2011 7:31:46 AM |
| social-hunter5 | $50.00 | 7/29/2011 7:16:06 AM |
| mykkai | $25.00 | 7/29/2011 12:49:40 PM |
| ryan6853 | $25.00 | 7/29/2011 11:03:31 AM |
| SolarMoonshine | $25.00 | 7/29/2011 2:36:01 PM |
| bold-gold-relaxation | $100.00 | 7/29/2011 1:07:47 PM |
| patriot897 | $25.00 | 7/29/2011 5:43:03 PM |
| SOP_Bank | $25.00 | 7/29/2011 5:14:20 PM |
| superb-funds335 | $25.00 | 7/29/2011 5:34:46 PM |
| Mombo-5 | $41.08 | 7/30/2011 5:11:58 AM |
| AlternativeCashFlow | $25.83 | 7/30/2011 12:13:13 PM |
| Galdis | $25.00 | 7/30/2011 7:54:02 PM |
| credit-investor5 | $50.00 | 7/31/2011 7:16:00 AM |
| mspiggybank | $150.00 | 7/31/2011 7:47:47 AM |
| Iwillhuntyoudown | $25.00 | 7/31/2011 12:34:52 AM |
| jkeller4000 | $25.00 | 7/29/2011 6:19:35 AM |
| janeybooboo | $100.00 | 7/28/2011 9:19:28 AM |
| income-awakening6 | $25.00 | 7/28/2011 9:02:02 AM |
| DHolly | $25.00 | 7/28/2011 9:07:48 AM |
| leverage-monger | $25.00 | 7/28/2011 10:59:09 AM |
| grotheik | $25.00 | 7/28/2011 10:07:37 AM |
| riveting-credit5 | $200.00 | 7/28/2011 1:57:45 PM |
| bullish2bearish | $25.00 | 7/28/2011 3:45:43 PM |
| payment-halo | $25.00 | 7/28/2011 7:26:37 PM |
| shrewd-deal | $50.00 | 7/28/2011 2:46:03 PM |
| stepatatime-together | $100.00 | 7/28/2011 11:39:29 PM |
| capital_projects_investor | $25.00 | 7/28/2011 6:12:19 PM |
| Dubbs360 | $100.00 | 7/28/2011 6:51:34 PM |
| cognizant-rupee7 | $25.00 | 7/28/2011 10:07:55 PM |
| duty-monger | $50.00 | 7/29/2011 10:28:33 AM |
| reflective-rupee | $300.00 | 7/29/2011 1:54:55 PM |
| yf99yz | $30.00 | 7/29/2011 12:20:39 PM |
| economy-beast | $25.00 | 7/29/2011 1:30:52 PM |
| mkainikm | $25.00 | 7/29/2011 6:23:56 PM |
| scarlet-velvet | $25.08 | 7/29/2011 6:26:48 PM |
| bold-gold-relaxation | $100.00 | 7/29/2011 1:07:34 PM |
| lalivn | $25.00 | 7/29/2011 11:42:21 PM |
| transformer855 | $25.00 | 7/30/2011 10:13:33 AM |
| thankful-nickel2 | $25.00 | 7/30/2011 12:54:14 PM |
| ect_2k20 | $25.00 | 7/30/2011 12:11:23 PM |
| missing-link | $25.00 | 7/30/2011 2:45:40 PM |
| Gibbyland | $100.00 | 7/30/2011 10:12:53 AM |
| diplomatic-wealth7 | $25.00 | 7/30/2011 7:18:37 PM |
| handy-justice | $100.00 | 7/30/2011 6:38:38 PM |
| wlm3012 | $30.00 | 7/30/2011 3:30:57 PM |
| icanhasloanz | $50.00 | 7/31/2011 3:29:52 AM |
| beachfunder | $25.00 | 7/30/2011 10:55:50 PM |
| orbital-return316 | $25.00 | 7/30/2011 11:33:58 PM |
| pearl13 | $100.00 | 7/30/2011 3:58:57 PM |
| euro-spark | $50.55 | 7/31/2011 5:32:28 AM |
| hellasow | $30.00 | 7/30/2011 5:40:19 PM |
| brightest-benjamins-onator | $29.39 | 7/31/2011 5:54:07 AM |
| fireferd | $50.00 | 7/31/2011 7:25:33 AM |
| wyobeads | $21.91 | 7/31/2011 7:57:57 AM |
| reflective-rupee | $500.00 | 7/30/2011 8:54:20 PM |
| Jack55304 | $200.00 | 7/30/2011 10:59:07 PM |
| unfixer | $25.00 | 7/31/2011 1:53:36 AM |
| jcw3rd | $25.00 | 7/31/2011 6:01:52 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
518792
This series of Notes was issued and sold upon the funding of the borrower loan #52138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,200.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $200.90 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,954 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 51 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Fuki |
Borrower's state:
| Illinois |
Borrower's group:
| P2P Financial |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,200.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
620-639
(Nov-2006)
600-619
(Nov-2006)
600-619
(Oct-2006)
|
|
Principal balance:
| $3,622.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
Emergency Loan
Purpose of loan:
This loan will help me pay off my outstanding debt faster and will provide me with financial freedom.
My financial situation:
I am a good candidate for this loan because I have borrowed from Prosper before and successfully paid off my first $10K loan and currently on the right track to pay off my second $5K loan. I have never missed a payment on both my loans.
I am still working for the same employer going towards my fifth year and I have received salary increases consistently. I do not have plans of quitting my job any time in the near future as it provides steady income. This guarantees my commitment to pay off all loans I receive from Prosper. I made $60K last year and will make more or less the same this year.
Thanks for your help!
Information in the Description is not verified.
Friends And Family Investments
Deshrave has invested a total of
$26.26.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sneezie | $100.00 | 8/4/2011 9:45:23 PM |
| compoundinterest | $50.00 | 7/28/2011 9:02:09 AM |
| Feyenoord | $25.00 | 7/28/2011 9:02:15 AM |
| Deshrave | $26.26 | 7/28/2011 9:38:55 AM |
| 77dowplace | $25.00 | 7/28/2011 6:18:24 PM |
| indomitable-coin | $25.00 | 7/29/2011 6:38:21 AM |
| ingenious-order783 | $35.00 | 7/29/2011 7:10:47 AM |
| Dazz2061 | $100.00 | 7/29/2011 11:07:51 AM |
| equitable-capital758 | $250.00 | 7/29/2011 11:39:14 AM |
| setUup | $33.20 | 7/29/2011 4:52:48 PM |
| pearl13 | $100.00 | 7/30/2011 3:58:57 PM |
| invest-in-ed | $100.00 | 7/30/2011 6:38:27 PM |
| BankofHank | $100.00 | 7/31/2011 9:54:09 AM |
| balance-bliss | $100.00 | 7/31/2011 11:59:42 PM |
| SolarMoonshine | $25.00 | 7/31/2011 6:09:48 PM |
| Hogan55 | $45.67 | 8/2/2011 5:19:25 AM |
| agalt | $100.00 | 8/2/2011 11:39:55 AM |
| GodzillaLending | $25.00 | 8/2/2011 5:48:20 PM |
| bright-currency3 | $25.00 | 8/3/2011 11:31:56 AM |
| top-epic-community | $50.00 | 8/3/2011 2:20:11 PM |
| ChristopherHS | $25.00 | 8/4/2011 7:40:18 AM |
| Stavros | $25.00 | 8/3/2011 6:32:17 PM |
| dukem | $25.00 | 8/5/2011 6:29:06 AM |
| meteoric-kindness | $25.00 | 8/5/2011 1:09:20 PM |
| herbyman | $100.00 | 8/5/2011 12:48:25 PM |
| cello1 | $25.00 | 8/5/2011 5:48:22 PM |
| aganippe | $25.00 | 8/5/2011 9:34:46 AM |
| britgsb | $100.00 | 8/5/2011 3:40:11 PM |
| orange-dollar-guild | $25.00 | 8/5/2011 9:03:20 PM |
| trumpeter5 | $25.00 | 8/5/2011 6:48:38 PM |
| javelin0 | $25.00 | 8/6/2011 7:49:53 AM |
| Boba1964 | $25.00 | 8/6/2011 3:54:40 AM |
| loot-funkmaster | $25.00 | 8/6/2011 11:21:57 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:08 PM |
| UncleScroogeDMD | $221.89 | 8/6/2011 6:36:52 AM |
| radiant-bazaar1 | $25.00 | 8/6/2011 6:40:15 AM |
| rcr549 | $26.74 | 8/6/2011 4:27:03 PM |
| serene-capital | $25.00 | 8/6/2011 5:09:18 PM |
| lostontheedge | $25.00 | 8/6/2011 10:59:51 AM |
| loan-lionheart6 | $25.00 | 8/7/2011 8:42:07 AM |
| jbaum | $50.00 | 8/6/2011 11:16:36 PM |
| finance-symphony7 | $50.00 | 8/6/2011 3:37:15 PM |
| revenue-candy | $25.00 | 8/7/2011 8:38:48 AM |
| brittany | $100.00 | 8/7/2011 12:35:06 PM |
| jubilant-trade6 | $25.00 | 8/7/2011 7:19:47 AM |
| solid3 | $1,000.00 | 8/7/2011 6:32:24 PM |
| mason13a | $50.00 | 8/7/2011 10:56:02 AM |
| BxRealtor | $25.00 | 8/8/2011 6:11:00 PM |
| dreamhope | $25.00 | 8/8/2011 10:53:09 AM |
| Cambium | $50.00 | 8/8/2011 5:25:34 AM |
| emprestador | $25.00 | 8/8/2011 9:22:48 AM |
| Cowtownmoney | $25.00 | 8/8/2011 10:32:39 AM |
| HappyToLoan | $25.00 | 8/8/2011 7:37:34 PM |
| Midwestvalues | $50.00 | 8/8/2011 8:12:53 PM |
| grf1945 | $25.00 | 8/9/2011 10:52:08 AM |
| vertigo2x | $50.00 | 8/8/2011 8:43:49 PM |
| nick5454 | $50.00 | 8/9/2011 7:08:12 AM |
| grampy48 | $31.36 | 8/9/2011 7:12:34 AM |
| MoneyForNothing | $26.17 | 7/28/2011 9:08:41 AM |
| Dubbs360 | $100.00 | 7/28/2011 7:16:56 PM |
| uberrific | $50.00 | 7/29/2011 1:54:12 AM |
| serene-capital | $25.00 | 7/29/2011 12:58:43 PM |
| kenji4861 | $25.00 | 7/29/2011 11:58:16 PM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:20 AM |
| sgt-schultz | $25.00 | 7/30/2011 4:04:48 AM |
| Gibbyland | $100.00 | 7/30/2011 10:06:30 AM |
| witty-compassion | $25.00 | 7/30/2011 8:43:26 PM |
| munro | $25.00 | 7/30/2011 5:03:57 PM |
| availableloan | $25.00 | 7/30/2011 11:00:08 PM |
| impeccable-penny | $100.00 | 7/31/2011 1:48:59 PM |
| drkosh | $25.00 | 7/31/2011 2:10:23 PM |
| TechieLender | $50.00 | 7/31/2011 10:29:06 AM |
| helynn | $25.00 | 7/31/2011 10:01:00 PM |
| simiray | $30.00 | 8/1/2011 3:39:40 PM |
| burnfromwithin | $25.00 | 8/1/2011 11:44:41 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:08 PM |
| transparency-giant | $50.00 | 8/3/2011 2:47:05 AM |
| Philman | $25.00 | 8/2/2011 7:08:34 PM |
| benefit-banshee | $26.97 | 8/3/2011 12:07:51 AM |
| reflective-rupee | $25.00 | 8/3/2011 5:19:55 PM |
| p2p-eagle9 | $25.00 | 8/4/2011 4:13:13 AM |
| Mysticman | $50.00 | 8/4/2011 6:59:49 AM |
| geniusj | $50.00 | 8/4/2011 8:36:01 PM |
| promise2 | $25.00 | 8/4/2011 5:29:08 PM |
| CaptainBL | $50.00 | 8/4/2011 7:18:19 PM |
| josuae | $50.00 | 8/5/2011 3:58:52 PM |
| Lender_1972 | $35.00 | 8/5/2011 4:00:32 PM |
| HealthAndSafety | $50.00 | 8/5/2011 6:03:19 PM |
| Mariner3605 | $25.00 | 8/6/2011 3:42:26 AM |
| Bodyboard | $25.69 | 8/6/2011 3:57:32 AM |
| KADENA462 | $25.00 | 8/6/2011 6:21:03 AM |
| heerzaquestion | $50.00 | 8/6/2011 7:12:45 AM |
| contract-high-five | $25.00 | 8/6/2011 10:01:38 AM |
| rokman | $100.00 | 8/6/2011 8:53:16 AM |
| shellback13 | $60.15 | 8/6/2011 6:45:49 AM |
| wwwUniversal | $25.00 | 8/6/2011 11:52:42 AM |
| tidy-cash1 | $29.36 | 8/6/2011 8:08:08 AM |
| novice-speculator | $25.00 | 8/6/2011 2:14:35 PM |
| friendinmoney | $25.00 | 8/6/2011 9:58:34 AM |
| SIGLLC | $30.00 | 8/6/2011 10:00:41 AM |
| treasure-singularity | $25.00 | 8/6/2011 3:36:21 PM |
| UHcougars | $25.00 | 8/6/2011 4:43:39 PM |
| cash-spinner | $25.00 | 8/6/2011 7:14:09 PM |
| Peterman | $25.00 | 8/7/2011 7:41:59 PM |
| Leopoldine | $25.38 | 8/6/2011 9:53:48 PM |
| COtheBeast | $25.00 | 8/7/2011 5:53:09 PM |
| villagers | $50.00 | 8/8/2011 10:21:12 AM |
| beach_bum | $25.00 | 8/8/2011 10:21:23 AM |
| wss438 | $25.00 | 8/8/2011 3:55:48 PM |
| radforj22 | $25.00 | 8/8/2011 5:16:09 PM |
| credit-investor5 | $50.00 | 8/9/2011 6:15:42 AM |
| eldorado71 | $25.00 | 8/8/2011 1:11:06 PM |
| important-diversification620 | $25.00 | 8/9/2011 9:46:49 AM |
| Eric_Gagne | $25.00 | 8/9/2011 8:38:57 AM |
| usbank | $25.00 | 8/9/2011 1:08:09 PM |
| velocity-disk6 | $37.35 | 8/9/2011 1:18:23 PM |
| saga9 | $25.00 | 8/9/2011 8:52:08 AM |
| Kennfusion | $53.81 | 8/9/2011 10:05:06 AM |
| VPRLLC | $25.00 | 8/9/2011 11:06:07 AM |
| chavala | $50.00 | 8/9/2011 11:42:59 AM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
518838
This series of Notes was issued and sold upon the funding of the borrower loan #52197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $259.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 18y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,820 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Debtslayer |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2010)
|
|
Principal balance:
| $2,182.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt Consolidation
Purpose of loan:
I recieved an email from Prosper inviting me to consider another loan.
I looked at what I had left to consolidate and decided that if I wrapped my one remaining credit card balance, a couple on lingering medical bills and my old prosper loan into a new loan that it would actually be less money going out each month. It looks like a good prospect to me.
My financial situation:
I am a good candidate for this loan because I'm in a comfortable financial position and I'm striving to payoff all of my existing simple debt so I can focus on building a nest egg for retirement. Prosper has proven to be a valuable tool to help me in this goal. I would like to be a Prosper investor in the near future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sneezie | $100.00 | 8/4/2011 9:45:23 PM |
| janeybooboo | $100.00 | 7/29/2011 9:16:00 AM |
| jga516 | $25.00 | 7/29/2011 9:31:52 AM |
| MarvintheMartian | $45.00 | 7/29/2011 11:24:35 AM |
| reflective-rupee | $25.09 | 7/29/2011 10:15:03 AM |
| pound-balancer | $50.00 | 7/29/2011 10:27:43 AM |
| compoundinterest | $50.00 | 7/29/2011 2:56:44 PM |
| r48 | $26.00 | 7/29/2011 7:02:17 PM |
| coin-architect2 | $100.00 | 7/29/2011 7:45:06 PM |
| availableloan | $25.00 | 7/29/2011 6:21:53 PM |
| Gibbyland | $100.00 | 7/29/2011 6:36:12 PM |
| titan2 | $25.00 | 7/29/2011 11:41:30 PM |
| Dubbs360 | $200.00 | 7/30/2011 12:10:12 AM |
| Feyenoord | $25.00 | 7/29/2011 10:06:03 PM |
| kenji4861 | $25.00 | 7/29/2011 11:58:22 PM |
| sgt-schultz | $25.00 | 7/30/2011 4:08:25 AM |
| generous-deal6 | $50.00 | 7/30/2011 2:30:26 AM |
| p2p-eagle9 | $25.00 | 7/30/2011 7:41:04 AM |
| finance-symphony7 | $50.00 | 7/30/2011 9:19:30 AM |
| indomitable-coin | $25.00 | 7/30/2011 11:25:03 AM |
| integrity-starter | $50.00 | 7/30/2011 9:12:06 PM |
| income-buffalo1 | $100.00 | 7/30/2011 12:59:58 PM |
| impeccable-penny | $100.00 | 7/31/2011 1:49:02 PM |
| respectful-integrity3 | $30.00 | 7/31/2011 12:39:43 PM |
| AFairDeal | $25.00 | 7/31/2011 1:09:41 PM |
| wam37 | $25.00 | 7/31/2011 8:29:53 AM |
| drkosh | $50.00 | 7/31/2011 2:09:32 PM |
| tomdooley12520 | $25.00 | 8/1/2011 10:57:49 AM |
| balance-bliss | $500.00 | 7/31/2011 11:38:38 PM |
| kfinvest | $50.00 | 8/1/2011 3:44:15 PM |
| MBroker | $50.00 | 8/1/2011 7:14:20 AM |
| SolarMoonshine | $25.00 | 8/1/2011 5:16:33 PM |
| Cherrypicker | $35.00 | 8/1/2011 9:03:39 AM |
| wampum-chorus3 | $25.00 | 8/2/2011 7:10:05 AM |
| building_pennies | $50.00 | 8/2/2011 9:24:47 AM |
| rmpedi33 | $50.00 | 8/2/2011 10:28:19 AM |
| organized-dedication9 | $78.22 | 8/3/2011 2:01:50 AM |
| basis-gazer0 | $300.00 | 8/2/2011 8:04:40 PM |
| cardminger | $125.00 | 8/2/2011 11:02:01 PM |
| Stavros | $25.00 | 8/3/2011 6:32:17 PM |
| Income-Scout | $200.00 | 8/3/2011 5:31:01 PM |
| top-epic-community | $50.00 | 8/3/2011 2:20:12 PM |
| uberrific | $50.00 | 8/3/2011 5:53:30 PM |
| bridgedoctor | $25.00 | 8/4/2011 7:41:44 AM |
| BankofBeth | $25.00 | 8/3/2011 11:38:32 PM |
| GElender | $25.00 | 8/4/2011 6:17:50 AM |
| discrete-asset | $25.00 | 8/4/2011 8:31:27 AM |
| penny-finder | $25.00 | 8/4/2011 10:59:08 AM |
| Grisimal | $97.90 | 8/4/2011 10:28:22 PM |
| mortikai | $100.00 | 8/4/2011 1:22:23 PM |
| euro-deployment | $25.00 | 8/5/2011 2:20:52 AM |
| grampy48 | $40.00 | 8/5/2011 8:00:56 AM |
| rulender | $25.00 | 8/5/2011 8:55:37 AM |
| ccdirectt | $25.00 | 8/5/2011 9:44:41 AM |
| WSTRDG | $25.00 | 8/5/2011 7:44:25 AM |
| Solid-Platinum | $100.00 | 8/5/2011 6:02:30 PM |
| Brattt | $25.00 | 8/6/2011 7:12:03 AM |
| JRhino | $25.00 | 8/5/2011 8:21:49 PM |
| wwwUniversal | $25.00 | 8/6/2011 11:51:26 AM |
| robinson-ABI- | $25.00 | 8/6/2011 3:31:13 PM |
| lostontheedge | $25.00 | 8/6/2011 10:59:51 AM |
| TWGCJ | $75.00 | 8/6/2011 11:35:48 AM |
| miket71 | $37.00 | 8/6/2011 8:09:10 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:11 PM |
| mason13a | $50.00 | 8/7/2011 10:56:05 AM |
| transparency-giant | $50.00 | 8/7/2011 10:58:27 AM |
| jubilant-trade6 | $25.00 | 8/7/2011 7:19:49 AM |
| Peterman | $25.00 | 8/7/2011 7:42:01 PM |
| walkinsky | $200.00 | 8/8/2011 5:28:52 PM |
| credit-investor5 | $50.00 | 8/9/2011 6:16:38 AM |
| finance-portait | $28.00 | 8/8/2011 5:43:28 PM |
| worth-victor6 | $25.00 | 8/9/2011 7:25:58 AM |
| Midwestvalues | $50.00 | 8/8/2011 8:12:54 PM |
| SnakeV | $25.00 | 8/9/2011 3:16:43 PM |
| entertaining-credit3 | $30.00 | 8/9/2011 4:55:50 PM |
| radforj22 | $25.00 | 8/9/2011 5:09:35 PM |
| chavala | $50.00 | 8/9/2011 12:00:49 PM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:46 PM |
| RecoveryLender | $25.00 | 8/9/2011 10:14:56 AM |
| bunnybear | $26.77 | 8/9/2011 5:38:35 PM |
| worth-buddy0 | $95.07 | 8/9/2011 6:21:38 PM |
| active-principal7 | $75.00 | 7/29/2011 9:11:51 AM |
| equitable-capital758 | $250.00 | 7/29/2011 11:39:15 AM |
| setUup | $33.20 | 7/29/2011 4:19:18 PM |
| Dazz2061 | $100.00 | 7/29/2011 11:07:55 AM |
| virtuous-repayment | $25.00 | 7/29/2011 2:55:42 PM |
| Reddy_Capital | $36.00 | 7/29/2011 9:36:39 PM |
| competent-p2p | $35.00 | 7/30/2011 7:45:41 AM |
| thankful-nickel2 | $25.00 | 7/30/2011 12:50:24 PM |
| pearl13 | $100.00 | 7/30/2011 3:59:03 PM |
| 77dowplace | $25.00 | 7/30/2011 3:34:39 PM |
| BankofHank | $100.00 | 7/31/2011 9:54:10 AM |
| Goodnotlucky | $35.00 | 7/31/2011 2:27:41 PM |
| EngineersAlliance | $75.00 | 8/1/2011 6:47:30 AM |
| agalt | $100.00 | 8/1/2011 9:02:29 AM |
| MrSolution | $25.00 | 8/1/2011 2:12:44 PM |
| fragonardlives | $25.00 | 8/2/2011 9:09:28 AM |
| brooklyn_tech_68 | $25.00 | 8/2/2011 9:49:47 AM |
| Syzygy | $50.00 | 8/2/2011 1:53:51 PM |
| BankofPete | $40.00 | 8/3/2011 10:35:25 AM |
| devoider | $25.00 | 8/3/2011 10:49:59 AM |
| GrossBuddha | $300.00 | 8/3/2011 12:54:59 PM |
| crw1950 | $67.26 | 8/3/2011 1:32:08 PM |
| guardian3 | $30.00 | 8/3/2011 1:53:50 PM |
| unrivaled-income5 | $50.00 | 8/3/2011 2:12:25 PM |
| chrisb1414 | $25.00 | 8/3/2011 2:29:39 PM |
| BankofBeth | $25.00 | 8/3/2011 11:37:17 PM |
| power-bluebird2 | $25.00 | 8/3/2011 7:03:40 PM |
| starry2001 | $25.00 | 8/4/2011 4:34:50 PM |
| One_Lolo | $50.00 | 8/4/2011 3:45:31 PM |
| justice-circuitry0 | $50.00 | 8/4/2011 11:45:53 PM |
| grammaspurse | $25.00 | 8/4/2011 3:36:14 PM |
| s270 | $50.00 | 8/5/2011 3:05:12 AM |
| CaptainBL | $50.00 | 8/4/2011 7:18:21 PM |
| herbyman | $100.00 | 8/5/2011 12:48:28 PM |
| TMBank | $30.23 | 8/5/2011 10:23:46 AM |
| kind-funds-tonic | $25.00 | 8/5/2011 9:41:42 AM |
| promise2 | $100.00 | 8/5/2011 7:54:29 PM |
| famous-marketplace9 | $25.00 | 8/6/2011 6:38:52 AM |
| javelin0 | $25.00 | 8/6/2011 7:49:57 AM |
| rokman | $200.00 | 8/6/2011 8:49:02 AM |
| Gobsek | $25.00 | 8/6/2011 10:36:02 AM |
| wroot | $50.00 | 8/6/2011 4:28:43 PM |
| jpblan11 | $25.00 | 8/6/2011 5:30:37 PM |
| Interloper | $25.00 | 8/7/2011 9:14:19 AM |
| Galdis | $25.00 | 8/7/2011 11:07:23 AM |
| spiff666 | $25.00 | 8/7/2011 11:25:05 AM |
| superb-funds335 | $25.00 | 8/6/2011 5:26:01 PM |
| jgar_O | $25.00 | 8/8/2011 5:08:22 AM |
| SamuelChee | $41.21 | 8/7/2011 1:03:31 PM |
| villagers | $50.00 | 8/8/2011 10:21:14 AM |
| hookUup | $25.76 | 8/7/2011 2:49:16 PM |
| martymaniaman | $25.00 | 8/8/2011 3:55:26 PM |
| HappyToLoan | $25.00 | 8/8/2011 7:37:35 PM |
| a-finance-nirvana | $25.00 | 8/9/2011 8:43:10 AM |
| BxRealtor | $25.00 | 8/8/2011 6:11:02 PM |
| 1313mark1313 | $25.00 | 8/9/2011 1:14:40 AM |
| coin-spilunker | $32.29 | 8/9/2011 9:33:10 AM |
| Digs | $25.00 | 8/9/2011 9:44:27 AM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:31:10 AM |
| grf1945 | $25.00 | 8/9/2011 10:52:10 AM |
| nick5454 | $50.00 | 8/9/2011 7:08:13 AM |
| Cowtownmoney | $25.00 | 8/9/2011 7:17:06 AM |
| elegant-truth | $25.00 | 8/9/2011 3:24:20 PM |
| 144 Investments
|
Borrower Payment Dependent Notes Series
518938
This series of Notes was issued and sold upon the funding of the borrower loan #52109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,605 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unrelenting-community2 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt conslidation loan
Purpose of loan: to consolidate credit card debt
This loan will be used to...pay off some credit card bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,200.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| restless-dime | $100.00 | 8/5/2011 9:27:56 AM |
| social-hunter5 | $50.00 | 8/5/2011 10:42:33 AM |
| CA-Lender | $25.00 | 8/5/2011 5:24:24 PM |
| flaguynice | $25.00 | 8/7/2011 6:24:03 AM |
| profit-powerplant | $25.00 | 8/5/2011 2:23:53 PM |
| jkeller4000 | $25.00 | 8/5/2011 7:49:22 PM |
| green-trade-dolphin | $25.00 | 8/5/2011 10:30:14 AM |
| Amber_Stone | $25.00 | 8/6/2011 7:34:36 AM |
| worth-blanket2 | $1,000.00 | 8/6/2011 9:28:04 PM |
| worth-blanket2 | $2,600.00 | 8/6/2011 8:56:01 PM |
| zone6 | $100.00 | 8/7/2011 2:21:30 AM |
| 11 Investments
|
Borrower Payment Dependent Notes Series
519016
This series of Notes was issued and sold upon the funding of the borrower loan #52185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $72.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,482 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| progressive-return7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loan
Purpose of loan:
This loan will be used to...pay off vendors prior to wedding in September of 2011
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3300
Monthly expenses: $2400
Housing: $1179
Insurance: $included
Car expenses: $50
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/1/2011 5:02:25 PM |
| aimm | $25.00 | 8/2/2011 7:30:09 AM |
| Syzygy | $50.00 | 8/2/2011 1:59:00 PM |
| RLaumeyer | $27.00 | 8/3/2011 2:15:24 PM |
| exchange-squirrel | $25.00 | 8/4/2011 12:38:22 PM |
| five-star-justice | $25.00 | 8/4/2011 4:57:29 PM |
| djh47a | $25.00 | 8/5/2011 10:00:20 AM |
| herbyman | $100.00 | 8/5/2011 12:48:45 PM |
| IPG1 | $25.00 | 8/6/2011 6:17:18 AM |
| javelin0 | $25.00 | 8/6/2011 7:50:06 AM |
| beakerfish | $50.00 | 8/6/2011 12:00:46 PM |
| newest-funds-powerplant | $25.00 | 8/6/2011 10:04:58 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:21 PM |
| bluebouyz | $25.00 | 8/7/2011 10:30:53 AM |
| penny-champ5 | $25.00 | 8/7/2011 7:27:28 PM |
| BxRealtor | $25.00 | 8/8/2011 6:11:06 PM |
| 4gotn1 | $100.00 | 8/9/2011 7:54:13 AM |
| Elementz | $26.10 | 8/9/2011 11:48:38 AM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:02 AM |
| Techne_Funds_LLC | $25.00 | 8/9/2011 7:22:53 PM |
| BoughtTheFarm | $25.00 | 8/9/2011 8:46:34 PM |
| mtb_investing | $25.00 | 8/9/2011 8:22:48 PM |
| reflective-rupee | $25.00 | 8/2/2011 10:15:45 AM |
| janeybooboo | $100.00 | 8/2/2011 9:56:20 AM |
| enthralling-deal180 | $50.00 | 8/3/2011 5:52:52 AM |
| compoundinterest | $50.00 | 8/3/2011 8:20:44 AM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:34 PM |
| CaptainBL | $50.00 | 8/4/2011 7:18:35 PM |
| goodhearted-basis4 | $25.00 | 8/4/2011 1:41:27 PM |
| klemer | $25.00 | 8/5/2011 4:21:39 AM |
| loss-of-control | $100.00 | 8/4/2011 7:32:28 PM |
| mrxtravis | $25.00 | 8/4/2011 9:23:04 PM |
| shellstar | $25.00 | 8/5/2011 10:26:44 AM |
| wild-orange | $50.00 | 8/5/2011 9:23:45 AM |
| KADENA462 | $25.00 | 8/6/2011 6:45:18 AM |
| mason13a | $50.00 | 8/7/2011 10:56:13 AM |
| rustysailor | $25.00 | 8/7/2011 3:11:11 PM |
| kinetic-social | $25.00 | 8/8/2011 10:50:04 AM |
| Peterman | $25.00 | 8/7/2011 7:42:12 PM |
| Mellwell | $35.06 | 8/8/2011 9:36:06 AM |
| grf1945 | $25.00 | 8/9/2011 10:52:13 AM |
| VPRLLC | $25.00 | 8/9/2011 11:13:22 AM |
| wwwUniversal | $25.00 | 8/9/2011 8:42:35 AM |
| wealth-renaissance5 | $25.00 | 8/9/2011 9:13:28 AM |
| GODSWORDONIT | $26.79 | 8/9/2011 11:57:05 AM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:56 PM |
| FG9YTR | $97.00 | 8/9/2011 6:47:11 PM |
| cardminger | $50.00 | 8/9/2011 8:57:55 PM |
| Rob717171 | $13.05 | 8/9/2011 9:32:16 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
519040
This series of Notes was issued and sold upon the funding of the borrower loan #52170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
4 | Length of status: | 1y 10m |
|
Amount delinquent:
| $8,780 |
Total credit lines:
| 16 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rootbeer5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 94% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 6% )
| 640-659
(Aug-2008)
|
|
Principal balance:
| $167.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Miscellaneous
Purpose of loan:
This loan will be used to...bring bills current, purchase Home School curriculum for 16 yr old daughter & give apartment leasing deposit to my 3 college aged children for their housing.
My financial situation:
I am a good candidate for this loan because...I have a existing loan with 1 payment remaining. I have in good faith made timely payments and have contacted Prosper immediately, if I needed to modify payment date by 1 or 2 days at most.
Monthly net income: $2353.08
Monthly expenses: $2274.94
Housing: $662.94
Insurance: $86.00
Car expenses: $600.00
Utilities: $120.00
Phone, cable, internet: $46.00
Food, entertainment: $200.00
Clothing, household expenses: $60.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| payout-bridge | $25.00 | 8/3/2011 2:12:04 AM |
| DasMula | $25.00 | 8/3/2011 8:28:01 AM |
| geophreigh | $28.58 | 8/3/2011 3:12:05 PM |
| chameleon125 | $25.00 | 8/4/2011 6:05:37 AM |
| USMC0311 | $25.00 | 8/4/2011 6:01:25 AM |
| bkmrkr | $150.00 | 8/4/2011 6:24:04 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:44 AM |
| jhouman | $50.00 | 8/5/2011 11:55:38 AM |
| IIP77 | $25.00 | 8/5/2011 3:26:13 PM |
| reflective-rupee | $200.00 | 8/5/2011 9:25:15 AM |
| alexgalt | $25.00 | 8/6/2011 12:03:08 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:12 AM |
| redwraith | $100.00 | 8/6/2011 9:14:23 PM |
| Gotogo | $50.00 | 8/7/2011 7:46:22 AM |
| worth-blanket2 | $500.00 | 8/6/2011 9:24:17 PM |
| innovator2 | $50.00 | 8/6/2011 10:26:32 PM |
| witty-openness | $25.00 | 8/3/2011 5:19:17 AM |
| the-respectful-transaction | $50.00 | 8/3/2011 7:42:04 AM |
| SecondChanceLendingSERV | $25.00 | 8/4/2011 5:22:01 AM |
| good4loan | $25.00 | 8/4/2011 4:19:36 PM |
| Feyenoord | $25.00 | 8/4/2011 9:31:12 PM |
| s270 | $50.00 | 8/6/2011 4:26:49 AM |
| five-star-note | $40.00 | 8/6/2011 7:57:55 AM |
| ChoiceInvestments | $25.00 | 8/6/2011 7:32:50 PM |
| grampy48 | $25.00 | 8/7/2011 3:29:13 AM |
| SolarMoonshine | $25.00 | 8/7/2011 3:49:19 AM |
| Legally_Blonde | $30.00 | 8/6/2011 5:58:15 PM |
| ZOOOM | $25.00 | 8/7/2011 8:15:18 AM |
| bizzzond | $126.42 | 8/7/2011 9:47:26 AM |
| loanman2007 | $75.00 | 8/7/2011 4:35:51 AM |
| worth-blanket2 | $2,100.00 | 8/6/2011 8:56:07 PM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
519066
This series of Notes was issued and sold upon the funding of the borrower loan #52159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $511.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,666 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| LunaBlue38 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff existing mortgage to move
The loan will be used to pay our mortgage after sale. We owe more on our home than it's worth due to the recession, however our consistent payments along with only one mortgage on the house has us close to current market value. We are not interested in a short sale and want to honor the debt. We have saved diligently to purchase a new home but would need this loan to supplement the additional funds needed to pay off our mortgage when we sell the property.
I am a good candidate for this loan because I have a solid job and always honor my debts. I have worked in the same industry for 16 years and my company is financially stable. I will take this loan very seriously as this is a priority to be able to pay off my mortgage and preserve my credit. I also have additional income from my spouse that puts our collective income just under $200,000. I have been a home owner for 15 years and have never missed a payment or had any issues. I sincerely appreciate your interest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/5/2011 7:49:13 PM |
| impeccable-penny | $100.00 | 7/31/2011 1:49:09 PM |
| janeybooboo | $200.00 | 7/31/2011 12:13:03 PM |
| mykkai | $25.00 | 8/1/2011 8:13:14 AM |
| balance-bliss | $500.00 | 7/31/2011 11:50:52 PM |
| pound-balancer | $50.00 | 8/1/2011 3:15:06 PM |
| basis-gazer0 | $100.00 | 8/2/2011 8:17:15 PM |
| trade-surge3 | $34.00 | 8/2/2011 4:45:57 PM |
| JulioTheSwede | $196.95 | 8/2/2011 11:54:44 PM |
| Kerrysbay | $55.00 | 8/3/2011 1:51:01 AM |
| gain-mountain1 | $50.00 | 8/3/2011 12:15:46 PM |
| discrete-asset | $25.00 | 8/3/2011 5:38:04 AM |
| commerce-yeller | $33.52 | 8/3/2011 9:32:25 AM |
| uberrific | $50.00 | 8/3/2011 5:53:34 PM |
| MrBadExample | $47.00 | 8/3/2011 9:35:28 AM |
| penny-finder | $29.91 | 8/3/2011 11:04:22 AM |
| silver-dogwood4 | $25.00 | 8/3/2011 8:36:52 PM |
| seabassx | $25.00 | 8/3/2011 12:15:29 PM |
| finance-symphony7 | $53.51 | 8/3/2011 3:45:45 PM |
| iq8w7ht | $25.00 | 8/3/2011 3:51:11 PM |
| SolarMoonshine | $25.00 | 8/3/2011 5:27:21 PM |
| mortikai | $500.00 | 8/4/2011 1:11:22 PM |
| josuae | $100.00 | 8/5/2011 3:43:34 PM |
| fund-widget | $50.00 | 8/5/2011 4:50:00 PM |
| hawaiitechnical | $25.00 | 8/5/2011 6:07:46 PM |
| knowledgeable-payment7 | $50.00 | 8/5/2011 11:46:31 PM |
| CreditBuilder2 | $100.00 | 8/6/2011 12:00:20 AM |
| the-silver-blaster | $300.00 | 8/6/2011 12:35:43 AM |
| excellent-loan8 | $25.00 | 8/5/2011 3:38:39 PM |
| unrivaled-income5 | $50.00 | 8/5/2011 7:52:48 PM |
| javelin0 | $25.00 | 8/6/2011 7:50:04 AM |
| magnificent-euro543 | $25.00 | 8/6/2011 8:33:40 AM |
| PurpleMountainCapital | $25.00 | 8/5/2011 7:28:23 PM |
| benefit-persimmon6 | $100.00 | 8/6/2011 9:37:25 AM |
| Snoopylover | $25.00 | 8/6/2011 10:12:01 AM |
| Oakland | $50.00 | 8/6/2011 6:59:51 AM |
| the-flexible-silver | $50.00 | 8/5/2011 9:25:16 PM |
| 1traveler | $25.00 | 8/6/2011 2:22:53 PM |
| theloanfiller | $25.00 | 8/6/2011 6:51:33 AM |
| heerzaquestion | $100.00 | 8/6/2011 7:08:55 AM |
| sublime-liberty6 | $300.00 | 8/7/2011 2:16:38 AM |
| cash-cymbal | $25.00 | 8/7/2011 5:11:28 PM |
| Peterman | $25.00 | 8/7/2011 7:42:08 PM |
| penny-candy | $25.00 | 8/7/2011 7:54:20 PM |
| Gotogo | $50.00 | 8/7/2011 7:36:33 AM |
| competent-p2p | $45.00 | 8/8/2011 6:42:26 AM |
| dsnybnd | $25.00 | 8/8/2011 7:38:48 AM |
| Rivervale_Westwood | $25.00 | 8/8/2011 7:40:09 AM |
| claimtruth | $25.00 | 8/8/2011 8:49:22 AM |
| sgt-schultz | $25.00 | 8/8/2011 6:17:11 AM |
| maple1 | $50.00 | 8/8/2011 12:25:12 PM |
| credible-balance0 | $25.00 | 8/8/2011 8:56:16 AM |
| Dubbs360 | $120.00 | 8/7/2011 8:08:03 PM |
| Pitufo | $25.00 | 8/8/2011 12:14:13 AM |
| KlarthXVII | $50.00 | 8/8/2011 6:28:42 AM |
| CBO-Enterprise | $100.00 | 8/8/2011 6:50:08 AM |
| AK49-JW | $25.00 | 8/8/2011 4:01:14 PM |
| integrity-doctor | $100.00 | 8/9/2011 7:26:55 AM |
| octoberfresh | $25.00 | 8/8/2011 12:03:49 PM |
| ethical-income2 | $25.00 | 8/8/2011 12:38:46 PM |
| boss520 | $26.54 | 8/8/2011 1:34:23 PM |
| vtr1000 | $25.00 | 8/9/2011 9:22:27 AM |
| 2brotherslending | $128.00 | 8/9/2011 11:03:01 AM |
| authoritative-capital | $27.96 | 8/9/2011 7:19:41 AM |
| CaptainBL | $50.00 | 8/9/2011 11:24:20 AM |
| john0720 | $50.00 | 8/9/2011 7:31:41 AM |
| power-defender7 | $50.00 | 8/8/2011 6:17:21 PM |
| buffalobills | $25.00 | 8/9/2011 8:18:25 AM |
| gentle-gain235 | $100.00 | 8/9/2011 8:25:29 AM |
| mpatrick | $50.00 | 8/9/2011 8:27:40 AM |
| investment-comet | $25.00 | 8/9/2011 12:24:02 PM |
| Midwestvalues | $50.00 | 8/8/2011 8:12:58 PM |
| BAJMP | $25.00 | 8/9/2011 2:05:53 PM |
| wealth-neutrino2 | $25.00 | 8/9/2011 2:25:42 PM |
| moneyinaday | $75.00 | 8/9/2011 2:56:07 PM |
| Christophe | $25.00 | 8/9/2011 7:35:20 AM |
| KryptonWare-com | $74.66 | 8/9/2011 8:56:47 AM |
| sassykatty | $100.00 | 8/9/2011 11:00:25 AM |
| payment-chief9 | $57.83 | 8/9/2011 11:02:05 AM |
| atlvalet | $25.00 | 8/9/2011 11:23:34 AM |
| progressive-economy261 | $100.00 | 8/9/2011 6:14:52 PM |
| khamen | $25.00 | 8/9/2011 6:20:08 PM |
| JustMee | $25.00 | 7/31/2011 12:46:43 PM |
| equitable-capital758 | $250.00 | 7/31/2011 3:17:32 PM |
| reflective-rupee | $200.09 | 7/31/2011 1:56:44 PM |
| availableloan | $25.00 | 7/31/2011 8:09:19 PM |
| indomitable-coin | $25.00 | 8/1/2011 12:48:35 PM |
| friendly-moola0 | $750.00 | 8/2/2011 9:46:41 AM |
| Attract | $25.00 | 8/2/2011 8:46:47 AM |
| sri59 | $100.00 | 8/2/2011 2:01:56 PM |
| gain-expert | $30.00 | 8/3/2011 6:56:20 AM |
| blissful-deal0 | $46.90 | 8/3/2011 1:28:30 PM |
| deal-gazer | $55.00 | 8/3/2011 10:23:53 AM |
| ruthie27 | $41.43 | 8/3/2011 11:36:44 AM |
| compoundinterest | $50.00 | 8/3/2011 8:20:36 AM |
| deal-banker | $50.00 | 8/3/2011 9:31:15 AM |
| 77dowplace | $25.00 | 8/3/2011 4:19:27 PM |
| generous-deal6 | $25.00 | 8/4/2011 3:12:52 AM |
| balanced-balance6 | $40.00 | 8/4/2011 6:45:33 AM |
| schnippy | $25.00 | 8/4/2011 4:30:38 AM |
| herbyman | $100.00 | 8/5/2011 12:48:40 PM |
| bluebird343 | $25.00 | 8/5/2011 6:19:16 PM |
| Emberfox | $25.00 | 8/5/2011 8:34:13 PM |
| new-reward-sequoia | $25.00 | 8/5/2011 6:11:26 PM |
| currency-persimmon | $25.00 | 8/6/2011 6:40:13 AM |
| j2ee | $25.00 | 8/6/2011 8:59:10 AM |
| KADENA462 | $25.00 | 8/6/2011 6:35:48 AM |
| fordguy75 | $25.00 | 8/5/2011 10:44:53 PM |
| bazaar-winner | $25.00 | 8/6/2011 3:16:19 PM |
| friendinmoney | $25.00 | 8/6/2011 11:44:08 AM |
| jazzlender | $50.00 | 8/6/2011 9:43:44 AM |
| Dubbs360 | $80.00 | 8/6/2011 9:49:05 AM |
| drkosh | $80.00 | 8/6/2011 1:00:36 PM |
| luann199 | $40.00 | 8/7/2011 2:48:37 PM |
| novice-speculator | $25.00 | 8/7/2011 8:57:32 AM |
| payment-halo | $25.00 | 8/6/2011 8:36:59 PM |
| wise-deal-panda | $200.00 | 8/7/2011 3:46:09 PM |
| golden-point | $44.01 | 8/7/2011 3:51:19 PM |
| britches613 | $25.00 | 8/8/2011 6:15:31 AM |
| mgking007 | $25.00 | 8/7/2011 10:27:34 PM |
| FWF-kinetic | $149.81 | 8/7/2011 11:03:06 PM |
| villagers | $50.00 | 8/8/2011 10:21:20 AM |
| mspiggybank | $300.00 | 8/8/2011 5:06:34 AM |
| Cherrypicker | $40.00 | 8/8/2011 10:22:18 AM |
| Cowtownmoney | $25.00 | 8/8/2011 10:27:38 AM |
| C_Mark | $50.00 | 8/8/2011 8:08:40 AM |
| GodzillaLending | $50.00 | 8/8/2011 6:39:46 PM |
| red-favorable-basis | $25.00 | 8/8/2011 7:32:30 AM |
| the-serene-transaction | $65.00 | 8/9/2011 2:19:29 AM |
| careful-note1 | $50.00 | 8/8/2011 9:12:27 AM |
| credit-investor5 | $50.00 | 8/9/2011 6:14:07 AM |
| mddahlheim | $51.29 | 8/8/2011 9:21:23 AM |
| whybsad | $50.00 | 8/8/2011 10:24:34 AM |
| nimble-affluence4 | $25.00 | 8/8/2011 10:58:56 AM |
| vertigo2x | $100.00 | 8/8/2011 8:26:07 PM |
| janderz990 | $25.00 | 8/8/2011 11:59:33 AM |
| trustworthy-hope189 | $100.00 | 8/8/2011 4:27:30 PM |
| noble-yield136 | $25.00 | 8/9/2011 11:24:52 AM |
| saga9 | $25.00 | 8/9/2011 8:54:51 AM |
| houli123 | $5,000.00 | 8/9/2011 1:49:38 PM |
| entertaining-credit3 | $32.20 | 8/9/2011 4:57:45 PM |
| sandiegorob | $204.71 | 8/9/2011 6:21:50 PM |
| currency-excellency0 | $100.00 | 8/9/2011 9:51:02 AM |
| SharpEdgeOfHusbandry | $56.79 | 8/9/2011 2:16:22 PM |
| best-generosity-financier | $37.89 | 8/9/2011 3:42:37 PM |
| principal-sensation | $25.00 | 8/9/2011 3:49:09 PM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
519266
This series of Notes was issued and sold upon the funding of the borrower loan #52164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $504 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| engaging-leverage766 |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CatchingUp
Purpose of loan:
This loan will be used to consolidate debt while we wait for other funds to arrive.
My financial situation is such that it could become dire in a few weeks with debt hitting a critical mass, but we should be able to bounce back in a couple months. The bouncing back would be faster if we could contain the debt earlier.
I am a good candidate for this loan because I'm a homeowner, have a steady income, and typically don't need this sort of thing.
Monthly net income: $ 2200
Monthly expenses: $ 1750
Housing: $ 575
Insurance: $ 125
Car expenses: $ 200
Utilities: $ 250
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $35.00 | 8/3/2011 12:07:40 PM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:16 AM |
| reflective-rupee | $100.00 | 8/7/2011 6:31:42 AM |
| profit-powerplant | $25.00 | 8/3/2011 11:36:37 AM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:28 AM |
| orange-leverage-phoenix | $50.00 | 8/3/2011 1:11:39 PM |
| dynrep | $50.00 | 8/3/2011 11:23:34 AM |
| worth-blanket2 | $2,600.00 | 8/6/2011 8:55:49 PM |
| worth-blanket2 | $1,000.00 | 8/6/2011 9:13:28 PM |
| diligent-peace9 | $25.00 | 8/7/2011 8:29:56 AM |
| Something-Corporate | $25.00 | 8/7/2011 8:37:40 AM |
| imoutdoorsy | $40.00 | 8/7/2011 10:29:11 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
519278
This series of Notes was issued and sold upon the funding of the borrower loan #52215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-04-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 8y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,661 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sentimental-power216 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Pay off credit cards
This loan will be used to...Pay off credit cards and improve credit score.
My financial situation: Decent
I am a good candidate for this loan because...I am trustworthy and reliable. I take loans/money very seriously.
Monthly net income: $3300.00
Monthly expenses: $1700.00 Total
Housing: $500.00(rent)
Insurance: $
Car expenses: $0.00 - Car is paid for in full.
Utilities: $100.00
Phone, cable, internet: $150.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $500.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/1/2011 1:39:32 PM |
| golffish2 | $25.00 | 8/1/2011 9:06:13 AM |
| kingbob | $25.00 | 8/1/2011 10:05:38 AM |
| green-rapid-openness | $100.00 | 8/1/2011 4:17:05 PM |
| Investor_DP | $100.00 | 8/1/2011 9:03:18 AM |
| alexgalt | $25.00 | 8/1/2011 8:00:35 PM |
| dws2380 | $25.00 | 8/1/2011 3:15:27 PM |
| SolarMoonshine | $50.00 | 8/1/2011 3:20:15 PM |
| bold-gold-relaxation | $100.00 | 8/1/2011 8:15:07 PM |
| Requiem | $25.00 | 8/2/2011 6:24:55 AM |
| bankbuddy55 | $100.00 | 8/2/2011 6:55:14 PM |
| InChicago | $100.00 | 8/2/2011 10:17:20 AM |
| yf99yz | $30.00 | 8/2/2011 11:09:53 AM |
| cashhelp | $30.00 | 8/2/2011 5:30:17 PM |
| let_me_retire | $50.00 | 8/2/2011 9:32:46 PM |
| dsgfl1 | $60.00 | 8/3/2011 5:00:33 AM |
| impala6464 | $100.00 | 8/2/2011 7:09:22 PM |
| spiff666 | $26.66 | 8/2/2011 7:57:53 PM |
| larryboy10 | $25.00 | 8/2/2011 9:13:33 PM |
| economy-huckleberry0 | $25.00 | 8/3/2011 9:08:37 AM |
| GElender | $40.00 | 8/3/2011 6:25:31 AM |
| Bob450 | $25.00 | 8/3/2011 7:44:25 AM |
| irrelevant | $25.00 | 8/3/2011 7:05:15 PM |
| roadroamer | $50.00 | 8/3/2011 11:05:52 AM |
| Iwillhuntyoudown | $25.00 | 8/3/2011 10:24:31 PM |
| handy-justice | $100.00 | 8/3/2011 7:39:10 PM |
| dough-souffle | $50.00 | 8/3/2011 10:10:17 PM |
| dariop | $40.01 | 8/3/2011 11:43:09 PM |
| cerbear9 | $25.00 | 8/4/2011 5:39:43 AM |
| palace2 | $400.00 | 8/3/2011 6:32:32 PM |
| buffalobills | $25.00 | 8/3/2011 6:49:40 PM |
| VikingLender | $25.00 | 8/4/2011 6:08:34 AM |
| JustMee | $25.00 | 8/4/2011 6:09:19 AM |
| profit-powerplant | $25.00 | 8/1/2011 9:39:04 AM |
| penny-surgeon | $25.00 | 8/1/2011 9:29:15 AM |
| carrinel | $50.00 | 8/1/2011 10:10:17 AM |
| reflective-rupee | $200.00 | 8/1/2011 10:22:46 AM |
| calmfunds | $500.00 | 8/1/2011 12:00:21 PM |
| favorite-commerce | $25.00 | 8/1/2011 12:16:23 PM |
| restless-dime | $100.00 | 8/1/2011 11:03:42 AM |
| brightest-dignified-penny | $25.00 | 8/1/2011 4:42:24 PM |
| bold-gold-relaxation | $100.00 | 8/1/2011 8:15:13 PM |
| stepatatime-together | $100.00 | 8/1/2011 10:58:08 PM |
| genuine-dime | $100.00 | 8/2/2011 5:11:46 AM |
| thankful-nickel2 | $25.00 | 8/1/2011 8:15:47 PM |
| carrinel | $45.00 | 8/2/2011 10:31:23 AM |
| Rogelio48 | $35.00 | 8/2/2011 8:06:10 AM |
| CA-Lender | $25.08 | 8/2/2011 10:46:04 AM |
| greencat | $50.00 | 8/2/2011 6:50:16 AM |
| transformer855 | $25.00 | 8/2/2011 6:56:40 AM |
| bright-exchange | $25.00 | 8/2/2011 11:29:12 AM |
| loss-of-control | $75.00 | 8/2/2011 7:01:18 PM |
| trade-boots1 | $50.00 | 8/2/2011 9:00:33 PM |
| kind-forthright-repayment | $100.00 | 8/2/2011 6:12:00 PM |
| ozzie | $50.00 | 8/2/2011 4:23:01 PM |
| periko | $25.00 | 8/3/2011 6:50:07 AM |
| best-asset-jedi | $50.00 | 8/3/2011 10:09:53 AM |
| high_flyer | $100.00 | 8/3/2011 11:37:11 AM |
| green-trade-dolphin | $25.00 | 8/3/2011 12:21:53 PM |
| synboi | $454.34 | 8/3/2011 3:51:15 PM |
| brightest-benjamins-onator | $27.96 | 8/3/2011 5:12:56 PM |
| orange-leverage-phoenix | $50.00 | 8/3/2011 1:12:05 PM |
| klend4 | $42.75 | 8/4/2011 3:49:37 AM |
| leverage-meteor | $200.00 | 8/4/2011 6:49:10 AM |
| jebber007 | $50.00 | 8/3/2011 4:43:27 PM |
| painterflipper | $25.63 | 8/4/2011 1:49:11 AM |
| kendigme | $25.00 | 8/4/2011 3:16:15 AM |
| well-mannered-income3 | $25.00 | 8/4/2011 4:31:50 AM |
| suave-dime6 | $25.00 | 8/3/2011 6:44:54 PM |
| PackFan13 | $25.00 | 8/4/2011 6:28:38 AM |
| taetrade | $25.00 | 8/3/2011 7:17:08 PM |
| credit-missile | $25.97 | 8/4/2011 6:49:48 AM |
| farchoir | $25.00 | 8/3/2011 7:32:07 PM |
| nextar | $36.60 | 8/3/2011 9:45:12 PM |
| AdamsWay | $30.00 | 8/3/2011 9:52:15 PM |
| pietro_torna_indietro | $25.00 | 8/3/2011 10:44:57 PM |
| gotjack | $25.00 | 8/4/2011 5:38:16 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
519460
This series of Notes was issued and sold upon the funding of the borrower loan #52224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2010 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,420 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| equitable-truth2 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Driven entrepreneur
Purpose of loan: Business loan
This loan will be used to help me open up a store in the local mall.
My financial situation:
I am a good candidate for this loan because I am a driven entrepreneur, the alpha male personality. I know what I want, and nothing will stop me. I have had multiple meetings with the mall leasing manager, she agrees my store idea selling art and artisian jewlery will sell really well. Especially during back to school season and holidays coming up.
Monthly net income: 4000
Monthly expenses: 1000
Housing: PAID
Insurance: 100
Car expenses: 300
Utilities: 200
Phone, cable, internet: 300
Food, entertainment: 100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/3/2011 9:03:25 AM |
| favorite-commerce | $25.00 | 8/3/2011 6:06:13 PM |
| Unitas4302 | $50.00 | 8/3/2011 5:24:55 PM |
| grotheik | $25.00 | 8/4/2011 1:09:50 PM |
| reflective-rupee | $25.00 | 8/4/2011 9:13:25 AM |
| transformer855 | $25.00 | 8/5/2011 6:45:02 AM |
| social-hunter5 | $50.00 | 8/5/2011 10:49:39 AM |
| Interloper | $25.00 | 8/5/2011 6:04:05 PM |
| CatbirdBanking | $25.00 | 8/5/2011 10:26:24 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:43:00 PM |
| reward-dynamo | $25.00 | 8/6/2011 5:56:15 PM |
| ALFLoan | $25.00 | 8/7/2011 5:06:43 PM |
| patriot897 | $25.00 | 8/7/2011 9:59:21 PM |
| diligent-peace9 | $25.00 | 8/7/2011 8:34:22 AM |
| Asimus | $25.00 | 8/7/2011 1:08:37 PM |
| profit-powerplant | $25.00 | 8/3/2011 11:36:39 AM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:30 AM |
| greencat | $50.00 | 8/4/2011 6:47:37 AM |
| BradP | $25.00 | 8/3/2011 6:26:41 PM |
| alexgalt | $25.00 | 8/4/2011 8:03:43 PM |
| stepatatime-together | $100.00 | 8/4/2011 10:14:51 PM |
| Banker_Joe | $25.00 | 8/5/2011 10:30:21 AM |
| calimanusa | $25.00 | 8/5/2011 9:50:55 AM |
| hidavehi | $26.00 | 8/5/2011 4:20:15 PM |
| pious-benjamins1 | $50.00 | 8/5/2011 7:37:45 PM |
| Bocephus1959 | $75.00 | 8/5/2011 9:17:46 PM |
| ledesma31 | $300.00 | 8/5/2011 3:33:31 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:10 PM |
| alphabet76 | $25.00 | 8/6/2011 10:51:37 AM |
| taltman | $25.00 | 8/5/2011 9:51:47 PM |
| balanced-balance6 | $25.00 | 8/6/2011 3:14:22 PM |
| exchange-mover2 | $200.00 | 8/6/2011 4:53:32 PM |
| yf99yz | $25.00 | 8/6/2011 9:47:35 PM |
| irrelevant | $25.00 | 8/6/2011 7:05:08 PM |
| CA-Lender | $25.00 | 8/7/2011 1:25:36 PM |
| JASON_ALFUND | $25.00 | 8/7/2011 12:09:15 PM |
| missing-link | $25.00 | 8/7/2011 4:23:56 PM |
| bluebouyz | $25.00 | 8/7/2011 10:32:23 AM |
| bigdees | $25.00 | 8/7/2011 7:21:49 PM |
| benefit-molecule338 | $99.00 | 8/7/2011 10:24:57 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
519518
This series of Notes was issued and sold upon the funding of the borrower loan #52167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 2/ 2 |
Revolving credit balance:
| $2,508 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fascinating-bid |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mike's loan
Purpose of loan: To consolidate and home repairs.
This loan will be used to... Get back ahead and make home some home repairs.
My financial situation: OK
I am a good candidate for this loan because... I will pay back in a timely manner.
Monthly net income: $3200
Monthly expenses: $
Housing: $1287
Insurance: $110
Car expenses: $0
Utilities: $350
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/2/2011 5:02:48 PM |
| Mrgiggleswic | $25.00 | 8/3/2011 4:48:34 AM |
| SolarMoonshine | $25.00 | 8/3/2011 3:15:50 PM |
| kazanov | $35.00 | 8/4/2011 11:16:41 PM |
| awesome-yield7 | $25.00 | 8/4/2011 4:58:58 PM |
| maple1 | $25.00 | 8/5/2011 12:41:39 PM |
| Badgworth | $50.00 | 8/5/2011 2:13:48 PM |
| simiray | $25.00 | 8/5/2011 11:50:20 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:06 PM |
| Bob450 | $25.00 | 8/6/2011 7:14:08 AM |
| bluebouyz | $25.00 | 8/7/2011 10:31:44 AM |
| duty-monger | $50.00 | 8/9/2011 7:19:35 AM |
| wwwUniversal | $25.00 | 8/9/2011 8:42:36 AM |
| debt_helper | $25.00 | 8/9/2011 11:40:25 AM |
| newest-generous-income | $25.00 | 8/9/2011 8:53:46 AM |
| steven3333 | $25.00 | 8/9/2011 9:32:03 AM |
| stepatatime-together | $200.00 | 8/2/2011 10:45:32 PM |
| green-trade-dolphin | $25.00 | 8/3/2011 12:14:03 PM |
| Unitas4302 | $50.00 | 8/3/2011 5:22:52 PM |
| Dubbs360 | $50.00 | 8/4/2011 5:28:27 PM |
| reflective-rupee | $200.00 | 8/5/2011 7:25:10 AM |
| wattboy | $82.00 | 8/5/2011 8:47:36 AM |
| Bocephus1959 | $150.00 | 8/5/2011 9:19:10 PM |
| hope-kingdom | $25.00 | 8/5/2011 2:20:30 PM |
| otto1939 | $51.00 | 8/5/2011 2:41:34 PM |
| investment-cluster | $30.00 | 8/6/2011 3:50:51 AM |
| irrelevant | $25.00 | 8/6/2011 2:05:06 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:27 PM |
| wlm3012 | $30.00 | 8/6/2011 7:10:04 PM |
| kinetic-social | $25.00 | 8/8/2011 10:53:43 AM |
| SDKiwi | $25.00 | 8/7/2011 9:40:39 PM |
| glenium | $25.00 | 8/8/2011 2:26:37 AM |
| brightest-dignified-penny | $25.00 | 8/8/2011 10:59:33 AM |
| I-Believe-In-You | $25.00 | 8/8/2011 8:57:50 PM |
| neutrino6 | $25.00 | 8/8/2011 9:34:40 PM |
| NeketanBank | $25.00 | 8/9/2011 9:58:26 AM |
| sgt-schultz | $35.00 | 8/9/2011 11:28:30 AM |
| pearl13 | $121.01 | 8/9/2011 8:51:54 AM |
| investment-cluster | $15.99 | 8/9/2011 2:41:22 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
519556
This series of Notes was issued and sold upon the funding of the borrower loan #52236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1987 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,750 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| listing-cycle |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to pay off bills
Purpose of loan:
This loan will be used to... pay off bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3250
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 8/4/2011 7:56:31 AM |
| favorite-commerce | $25.00 | 8/3/2011 6:05:16 PM |
| Investor_DP | $100.00 | 8/3/2011 5:02:34 PM |
| Whipster | $70.00 | 8/3/2011 6:12:40 PM |
| ultimate-peace | $150.00 | 8/3/2011 5:03:26 PM |
| Dubbs360 | $50.00 | 8/4/2011 5:28:32 PM |
| Something-Corporate | $25.00 | 8/4/2011 4:30:52 PM |
| wise-benjamins-fortress | $25.00 | 8/4/2011 9:53:55 PM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:02 PM |
| Jack55304 | $200.00 | 8/5/2011 8:39:13 PM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:31 PM |
| jubilant-agreement0 | $25.00 | 8/7/2011 7:58:44 AM |
| heerzaquestion | $25.00 | 8/7/2011 11:21:28 AM |
| CA-Lender | $25.00 | 8/7/2011 1:49:29 PM |
| buffalobills | $25.00 | 8/9/2011 8:18:03 AM |
| palace2 | $250.00 | 8/9/2011 9:02:28 AM |
| rockhound84 | $38.00 | 8/9/2011 5:36:17 AM |
| Bob450 | $25.00 | 8/9/2011 11:47:24 AM |
| dpries123 | $25.00 | 8/9/2011 9:53:38 AM |
| DasMula | $25.00 | 8/10/2011 7:10:06 AM |
| finance-prescription | $100.00 | 8/10/2011 5:18:56 PM |
| smear87 | $25.00 | 8/10/2011 1:08:26 PM |
| irrelevant | $25.00 | 8/10/2011 2:05:12 PM |
| enchanted-diversification496 | $25.00 | 8/11/2011 8:39:40 AM |
| palace2 | $63.73 | 8/11/2011 9:08:32 AM |
| suges | $25.00 | 8/11/2011 11:02:34 AM |
| 6moonbeams | $50.00 | 8/11/2011 9:01:18 AM |
| 168RichCapital | $25.08 | 8/11/2011 1:32:46 PM |
| Reliance_Banker | $25.00 | 8/11/2011 5:53:19 PM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:37 AM |
| wonder3 | $30.00 | 8/3/2011 7:09:44 PM |
| green-trade-dolphin | $25.00 | 8/3/2011 7:19:55 PM |
| reflective-rupee | $200.00 | 8/4/2011 9:11:22 AM |
| leverage-monger | $25.00 | 8/5/2011 9:07:16 AM |
| social-hunter5 | $50.00 | 8/5/2011 10:48:14 AM |
| Credit4Talent | $40.51 | 8/5/2011 10:53:50 AM |
| exchange-upholder0 | $25.00 | 8/6/2011 10:20:20 AM |
| Bocephus1959 | $100.00 | 8/5/2011 9:29:35 PM |
| scarlet-velvet | $25.08 | 8/5/2011 9:42:38 PM |
| diligent-peace9 | $50.00 | 8/7/2011 12:33:56 PM |
| AlternativeCashFlow | $25.00 | 8/6/2011 6:04:13 PM |
| jjswanso | $26.90 | 8/7/2011 2:09:01 PM |
| charming-exchange7 | $25.00 | 8/8/2011 7:42:39 AM |
| mlj0671 | $25.00 | 8/8/2011 12:50:18 PM |
| terrific-p2ploan | $25.00 | 8/8/2011 9:43:49 AM |
| duty-monger | $50.00 | 8/9/2011 7:21:23 AM |
| kinetic-social | $25.00 | 8/9/2011 8:45:34 PM |
| wlm3012 | $30.00 | 8/10/2011 10:56:31 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:29 AM |
| guild261 | $100.00 | 8/10/2011 8:11:31 PM |
| dedicated-diversification5 | $53.00 | 8/11/2011 9:26:52 AM |
| bancoroyal | $25.00 | 8/11/2011 9:51:14 AM |
| leverage-monger | $25.00 | 8/11/2011 8:56:43 AM |
| unequivocal-loyalty | $25.00 | 8/11/2011 5:07:34 PM |
| pearl13 | $100.00 | 8/11/2011 5:30:56 PM |
| imoutdoorsy | $25.00 | 8/11/2011 8:49:05 PM |
| AlfinityBank25 | $25.00 | 8/11/2011 10:19:11 PM |
| nickel-launcher | $25.00 | 8/11/2011 11:36:25 AM |
| elvisloans | $25.00 | 8/11/2011 12:03:04 PM |
| well-mannered-income3 | $25.00 | 8/11/2011 7:25:32 PM |
| all_of_that_one | $33.70 | 8/11/2011 7:41:49 PM |
| LendingPimp | $14.00 | 8/11/2011 11:40:33 PM |
| 62 Investments
|
Borrower Payment Dependent Notes Series
519658
This series of Notes was issued and sold upon the funding of the borrower loan #52103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $366.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
3 | Length of status: | 13y 0m |
|
Amount delinquent:
| $1,889 |
Total credit lines:
| 33 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bbadger |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2010)
720-739
(Apr-2008)
|
|
Principal balance:
| $3,637.20 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
packers12
Purpose of loan: new windows in house, update bathroom in basement
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have full time job
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/4/2011 9:02:44 AM |
| Nailman88 | $25.00 | 8/4/2011 3:32:18 PM |
| TennSquire | $50.00 | 8/4/2011 3:45:46 PM |
| five-star-justice | $25.00 | 8/4/2011 4:50:58 PM |
| loss-of-control | $100.00 | 8/4/2011 6:58:46 PM |
| Whatssofunnybout | $27.00 | 8/4/2011 3:47:35 PM |
| philantist | $30.00 | 8/4/2011 8:23:52 PM |
| famous-bill | $50.00 | 8/4/2011 11:32:32 AM |
| missing-link | $25.00 | 8/4/2011 5:50:25 PM |
| rcm87 | $101.00 | 8/5/2011 7:48:54 AM |
| herbyman | $100.00 | 8/5/2011 12:49:04 PM |
| IIP77 | $25.00 | 8/5/2011 3:26:18 PM |
| Sibelius2 | $25.00 | 8/5/2011 6:31:12 PM |
| Azonic21 | $25.00 | 8/5/2011 9:36:05 PM |
| credit-meteor7 | $50.00 | 8/5/2011 3:06:56 PM |
| Diamond_Jim | $25.00 | 8/5/2011 4:33:39 PM |
| irrelevant | $25.00 | 8/6/2011 10:05:15 AM |
| famous-bill | $50.00 | 8/6/2011 11:08:49 AM |
| wwwUniversal | $25.00 | 8/6/2011 11:51:28 AM |
| BxRealtor | $25.00 | 8/6/2011 7:28:44 AM |
| wlm3012 | $30.00 | 8/6/2011 7:06:44 PM |
| javelin0 | $25.00 | 8/6/2011 7:50:10 AM |
| ianakacg | $21.00 | 8/6/2011 10:17:02 PM |
| benefit-trident | $25.00 | 8/6/2011 10:20:44 AM |
| lostontheedge | $25.00 | 8/6/2011 10:59:53 AM |
| wise-balanced-moola | $25.00 | 8/6/2011 12:06:04 PM |
| orange-leverage-phoenix | $50.00 | 8/4/2011 11:03:30 AM |
| worth-blanket2 | $5,000.00 | 8/4/2011 11:26:15 AM |
| reflective-rupee | $200.00 | 8/4/2011 12:48:31 PM |
| loanman2007 | $88.00 | 8/4/2011 6:04:00 PM |
| CaptainBL | $50.00 | 8/4/2011 7:18:40 PM |
| SolarMoonshine | $25.00 | 8/4/2011 3:18:10 PM |
| Weaverville | $25.00 | 8/4/2011 3:32:01 PM |
| good4loan | $25.00 | 8/4/2011 4:16:06 PM |
| Feyenoord | $25.00 | 8/4/2011 9:21:49 PM |
| worth-arch | $25.00 | 8/5/2011 4:59:57 AM |
| sonnet771 | $50.00 | 8/5/2011 5:11:58 AM |
| orange-preeminant-bill | $25.00 | 8/5/2011 6:16:32 AM |
| integrity-doctor | $100.00 | 8/5/2011 8:52:14 AM |
| red-favorable-basis | $25.00 | 8/5/2011 5:22:36 AM |
| elfincove | $25.00 | 8/5/2011 9:20:55 AM |
| proud-pound4 | $25.00 | 8/5/2011 10:04:18 AM |
| trumpeter5 | $25.00 | 8/5/2011 1:47:53 PM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:47 AM |
| sc5 | $25.00 | 8/5/2011 1:20:02 PM |
| bonus-demon | $25.00 | 8/5/2011 1:20:28 PM |
| Badgworth | $50.00 | 8/5/2011 2:07:43 PM |
| the-silver-blaster | $200.00 | 8/5/2011 2:25:49 PM |
| TJB_2007 | $35.00 | 8/6/2011 6:01:53 AM |
| Enz0 | $28.00 | 8/6/2011 7:33:28 AM |
| treasure-bliss | $50.00 | 8/6/2011 6:29:17 AM |
| TWGCJ | $40.00 | 8/6/2011 11:39:06 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:23 AM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:28 PM |
| Tradesmanlender | $25.00 | 8/6/2011 5:35:09 AM |
| Bob450 | $25.00 | 8/6/2011 4:31:51 PM |
| the-profit-oracle | $50.00 | 8/6/2011 7:57:30 AM |
| worth-blanket2 | $2,500.00 | 8/6/2011 9:27:05 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
519678
This series of Notes was issued and sold upon the funding of the borrower loan #52088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,006 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-commerce-jet |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan-WW
Purpose of loan:
This loan will be used to...consolidate debts
My financial situation:
I am a good candidate for this loan because...I have a satable job and expecet a pay increase within 3 Months
Monthly net income: $6000
Monthly expenses: $2700
Housing: $1500
Insurance: $90
Car expenses: $348
Utilities: $170
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $110
Credit cards and other loans: $128
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/3/2011 9:03:27 AM |
| InChicago | $100.00 | 8/4/2011 7:06:12 AM |
| Agonbiew | $100.00 | 8/4/2011 9:06:02 PM |
| green-trade-dolphin | $50.00 | 8/5/2011 3:52:39 PM |
| josuae | $42.00 | 8/5/2011 3:55:44 PM |
| dariop | $30.01 | 8/5/2011 4:11:01 PM |
| goodhearted-generosity511 | $50.00 | 8/5/2011 5:25:49 PM |
| golden-velocity9 | $25.00 | 8/5/2011 3:33:27 PM |
| reward-dynamo | $25.00 | 8/5/2011 4:02:22 PM |
| velocity-burger | $250.00 | 8/5/2011 7:25:50 PM |
| Wart126 | $25.00 | 8/5/2011 4:57:09 PM |
| availableloan | $25.00 | 8/5/2011 4:58:21 PM |
| reflective-rupee | $200.00 | 8/5/2011 5:08:10 PM |
| artisan369 | $200.00 | 8/5/2011 10:16:38 PM |
| unequaled-ore | $25.00 | 8/5/2011 10:21:02 PM |
| beans53 | $25.00 | 8/5/2011 7:11:12 PM |
| dime-vista2 | $25.00 | 8/5/2011 3:04:13 PM |
| kindness-pizza | $25.00 | 8/6/2011 5:18:25 AM |
| melodious-openness | $50.00 | 8/6/2011 5:30:29 AM |
| Jack55304 | $200.00 | 8/5/2011 8:39:11 PM |
| the-flexible-silver | $25.00 | 8/5/2011 9:26:55 PM |
| restless-dime | $100.00 | 8/6/2011 7:33:27 AM |
| diversification-maple1 | $25.00 | 8/6/2011 1:04:34 AM |
| Minotaur | $26.00 | 8/5/2011 7:08:03 PM |
| Wyatte | $30.00 | 8/5/2011 7:17:48 PM |
| spsavage | $25.00 | 8/6/2011 5:24:13 AM |
| graceful-investment | $217.08 | 8/6/2011 6:13:45 AM |
| impala6464 | $100.00 | 8/5/2011 8:01:10 PM |
| Mormonboy | $27.28 | 8/5/2011 8:05:47 PM |
| suave-dime6 | $25.00 | 8/6/2011 6:56:01 AM |
| WMY-Investor | $100.00 | 8/6/2011 7:53:10 AM |
| jbloans | $25.00 | 8/6/2011 7:58:33 AM |
| Coin-Toss | $31.74 | 8/6/2011 9:10:47 AM |
| brondero | $30.00 | 8/6/2011 9:22:18 AM |
| 32669 | $25.17 | 8/6/2011 4:58:36 AM |
| SIGLLC | $30.00 | 8/6/2011 10:02:31 AM |
| pinesol101 | $26.00 | 8/6/2011 3:31:44 PM |
| Dubbs360 | $100.00 | 8/6/2011 3:56:47 PM |
| witchynana55 | $25.00 | 8/6/2011 5:18:12 PM |
| loot-keeper0 | $32.59 | 8/6/2011 7:20:41 AM |
| adaptable-capital | $250.00 | 8/6/2011 5:29:27 PM |
| newest-camaraderi-fir | $50.00 | 8/6/2011 12:58:54 PM |
| credit-birch | $40.00 | 8/6/2011 8:00:40 AM |
| El_Profesional | $25.00 | 8/6/2011 1:18:05 PM |
| cptmorgin | $50.00 | 8/6/2011 8:19:18 AM |
| drewfus31 | $40.00 | 8/6/2011 11:47:36 AM |
| Robertd918 | $28.31 | 8/6/2011 8:46:46 PM |
| money-baron-roth-IRA | $148.00 | 8/6/2011 12:41:01 PM |
| yf99yz | $25.00 | 8/6/2011 9:47:01 PM |
| CA-Lender | $25.00 | 8/6/2011 2:22:54 PM |
| fund-tom-tom6 | $25.00 | 8/6/2011 3:03:35 PM |
| Bob450 | $25.00 | 8/6/2011 4:28:11 PM |
| wlm3012 | $30.00 | 8/6/2011 7:07:53 PM |
| wonder3 | $30.00 | 8/6/2011 8:53:16 PM |
| golffish2 | $25.00 | 8/8/2011 4:28:27 AM |
| tsg2007 | $25.00 | 8/8/2011 9:44:00 AM |
| wwwUniversal | $25.00 | 8/9/2011 8:42:37 AM |
| Interloper | $25.00 | 8/8/2011 8:33:17 PM |
| palace2 | $400.00 | 8/9/2011 6:49:01 AM |
| high_flyer | $100.00 | 8/9/2011 10:42:42 AM |
| enlighter | $29.90 | 8/9/2011 12:00:41 PM |
| enchanted-note | $50.00 | 8/9/2011 1:03:22 PM |
| hopeful-silver5 | $26.67 | 8/9/2011 7:41:22 PM |
| goodhearted-generosity511 | $50.00 | 8/9/2011 2:27:26 PM |
| credit-elation1 | $25.00 | 8/9/2011 9:59:56 PM |
| NeketanBank | $25.00 | 8/10/2011 8:33:10 AM |
| nimble-affluence4 | $25.00 | 8/10/2011 9:09:08 AM |
| goodhearted-generosity511 | $45.29 | 8/10/2011 9:43:15 AM |
| Binkass22 | $50.00 | 8/10/2011 5:59:34 AM |
| finance-mushroom | $100.00 | 8/10/2011 9:14:12 AM |
| golffish2 | $25.00 | 8/3/2011 9:13:04 AM |
| stepatatime-together | $100.00 | 8/4/2011 10:14:54 PM |
| CA-Lender | $50.00 | 8/5/2011 7:58:04 AM |
| sincerlyyours | $100.00 | 8/5/2011 2:55:37 PM |
| ledesma31 | $200.00 | 8/5/2011 3:16:15 PM |
| jono9999 | $34.06 | 8/5/2011 4:01:16 PM |
| brightest-benjamins-onator | $25.00 | 8/5/2011 4:20:32 PM |
| crippledcircus | $25.00 | 8/5/2011 5:16:52 PM |
| coin-explorer | $25.00 | 8/5/2011 6:44:26 PM |
| fuse290 | $35.00 | 8/5/2011 7:06:38 PM |
| Bank42 | $25.00 | 8/5/2011 5:18:22 PM |
| smashrevival | $25.00 | 8/5/2011 6:25:01 PM |
| integrity-electron9 | $50.00 | 8/5/2011 10:22:28 PM |
| VJ_Financial | $26.27 | 8/5/2011 3:08:51 PM |
| platinum-platoon | $25.00 | 8/5/2011 7:29:08 PM |
| golden-velocity9 | $25.00 | 8/5/2011 3:34:51 PM |
| CreditBuilder2 | $50.00 | 8/5/2011 3:49:44 PM |
| LaBamba | $65.00 | 8/6/2011 4:30:07 AM |
| tender-ore | $25.00 | 8/5/2011 8:45:24 PM |
| foothillender | $25.00 | 8/6/2011 7:09:40 AM |
| handy-justice | $100.00 | 8/5/2011 6:42:46 PM |
| SolarMoonshine | $25.00 | 8/6/2011 3:38:45 AM |
| payout-bridge | $25.00 | 8/6/2011 3:41:35 AM |
| B2152 | $25.00 | 8/6/2011 4:56:36 AM |
| I-Believe-In-You | $40.14 | 8/6/2011 8:45:45 AM |
| Dubbs360 | $100.00 | 8/6/2011 9:45:16 AM |
| heerzaquestion | $45.00 | 8/6/2011 7:16:18 AM |
| the-thrifty-commitment | $54.41 | 8/6/2011 8:08:32 AM |
| alexgalt | $25.00 | 8/6/2011 12:01:41 AM |
| Hokies | $25.00 | 8/6/2011 1:07:22 PM |
| prudent-credit9 | $50.00 | 8/6/2011 5:44:12 AM |
| JattsBank | $25.00 | 8/6/2011 2:56:20 PM |
| alphabet76 | $25.00 | 8/6/2011 10:47:54 AM |
| sgt-schultz | $105.00 | 8/6/2011 11:04:57 AM |
| Requiem | $25.00 | 8/6/2011 11:10:42 AM |
| glroark | $50.00 | 8/6/2011 3:46:25 PM |
| CACO_Lender | $25.00 | 8/6/2011 12:25:49 PM |
| tranquil-capital9 | $25.00 | 8/6/2011 9:25:49 AM |
| credit-missile | $25.00 | 8/6/2011 2:29:46 PM |
| credit-missile | $110.00 | 8/6/2011 9:47:14 AM |
| silver-dogwood4 | $25.00 | 8/6/2011 10:42:40 AM |
| oath163 | $30.00 | 8/6/2011 11:14:14 AM |
| youngster50 | $25.00 | 8/6/2011 5:28:58 PM |
| irrelevant | $25.00 | 8/6/2011 7:05:11 PM |
| exchange-mover2 | $208.78 | 8/6/2011 4:55:56 PM |
| Legally_Blonde | $25.00 | 8/7/2011 1:18:18 PM |
| benefit-molecule338 | $333.00 | 8/7/2011 10:27:27 PM |
| Valley-of-the-Dollar | $25.00 | 8/9/2011 9:25:19 AM |
| HenryS | $50.00 | 8/9/2011 6:15:56 PM |
| Iago88 | $25.00 | 8/9/2011 10:26:30 AM |
| wroot | $68.00 | 8/9/2011 1:33:20 PM |
| tech310 | $50.00 | 8/9/2011 9:03:36 PM |
| pearl13 | $149.28 | 8/10/2011 9:11:10 AM |
| palace2 | $155.02 | 8/10/2011 4:46:50 AM |
| 124 Investments
|
Borrower Payment Dependent Notes Series
519682
This series of Notes was issued and sold upon the funding of the borrower loan #52182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 31.04% |
Monthly payment:
| $187.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Aug-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $208 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Jumper26 |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 6 |
On-time:
| 67 ( 88% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $28,150.00 | < 31 days late:
| 9
( 12% )
| 660-679
(Mar-2011)
640-659
(Feb-2010)
560-579
(Jan-2008)
560-579
(Dec-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 76 | | |
Description
~Headed To FLorida~
This loan will be used for our trip to Florida in two weeks. My hubby and I will be heading to Orlando, Daytona and the oldest city in the US St. Augustine.
I am a good candidate for this loan because because I have always paid off my loans early. I love Prosper!
Monthly net income: $3,200
Housing: $ Hubby pays
Insurance: $ Hubby pays
Car expenses: $ 614
Utilities: $ 400
Phone, cable, internet: $ Hubby pays
Food, entertainment: $ Hubby pays
Clothing: $ 100
Credit cards and other loans: $ 50
Daycare expenses: $700
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| credit-guard5 | $25.00 | 8/8/2011 5:06:53 PM |
| Kash2010lu | $25.00 | 8/8/2011 7:44:10 PM |
| DoctorJoe | $25.00 | 8/9/2011 4:10:44 AM |
| Eric_Gagne | $125.00 | 8/9/2011 8:39:34 AM |
| coin-flower1 | $25.00 | 8/9/2011 10:24:33 AM |
| balance-transformer3 | $50.00 | 8/8/2011 6:01:11 PM |
| Feyenoord | $25.00 | 8/8/2011 9:41:58 PM |
| vigorous-market5 | $200.00 | 8/9/2011 2:02:41 AM |
| kinetic-social | $25.00 | 8/9/2011 10:09:42 AM |
| Mikale360 | $35.00 | 8/9/2011 6:15:28 AM |
| thankful-nickel2 | $25.00 | 8/9/2011 11:28:36 AM |
| marwadi-62 | $100.00 | 8/9/2011 2:08:29 PM |
| diplomatic-wealth7 | $25.00 | 8/9/2011 3:38:56 PM |
| note-mover9 | $200.00 | 8/9/2011 11:02:25 AM |
| FinanceEngine | $60.00 | 8/9/2011 1:57:33 PM |
| MoneyForNothing | $113.76 | 8/8/2011 5:11:03 PM |
| britches613 | $25.00 | 8/8/2011 7:48:52 PM |
| first-class-gold0 | $100.00 | 8/8/2011 8:46:42 PM |
| kgeezy | $25.00 | 8/9/2011 7:01:15 AM |
| reflective-rupee | $25.00 | 8/8/2011 9:36:27 PM |
| loanman2007 | $100.00 | 8/9/2011 4:45:10 AM |
| fabulous-community4 | $25.00 | 8/9/2011 6:30:07 AM |
| Danylostefan | $25.00 | 8/9/2011 8:28:30 AM |
| Scotcha | $50.00 | 8/9/2011 12:55:02 PM |
| irrelevant | $25.00 | 8/9/2011 2:05:22 PM |
| kinetic-social | $25.00 | 8/9/2011 2:58:50 PM |
| janeybooboo | $38.00 | 8/9/2011 3:52:22 PM |
| high_flyer | $100.00 | 8/9/2011 10:44:25 AM |
| lucrative-loan | $25.00 | 8/9/2011 6:29:27 AM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:38:33 AM |
| brondero | $60.00 | 8/9/2011 7:58:00 AM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:35 PM |
| SecondChanceLendingSERV | $25.00 | 8/9/2011 3:44:57 PM |
| trumpeter5 | $50.00 | 8/9/2011 12:07:14 PM |
| Investor_DP | $68.24 | 8/9/2011 5:01:22 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
519718
This series of Notes was issued and sold upon the funding of the borrower loan #52206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,600.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-05-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $111.79 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2006 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 600-619 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,453 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Krystina0288 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 36 ( 95% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 3% )
| 540-559
(Jun-2008)
540-559
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 1
( 3% )
|
|
Total payments billed:
| 38 | | |
Description
Making room for baby!
Purpose of loan:
This loan will be used to...
Make home improvments for our 1st baby due in Feb!
My financial situation:
I am a good candidate for this loan because...
I have already had 2 previous Prosper loans. I have been late on the last loan because my banking information changed due to BB&T buying out Colonial Bank and I was not aware that Prosper wouldnt change my account info without my written consent.
Monthly net income: $ 2400
Monthly expenses: $ 0
Housing: $ 0
Insurance: $ 154.00
Car expenses: $ 280.00
Utilities: $ 102.00
Phone, cable, internet: $ 120.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 100.00
Other expenses: $ 0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/4/2011 5:03:23 PM |
| Kash2010lu | $35.00 | 8/4/2011 5:00:56 PM |
| Feyenoord | $25.00 | 8/4/2011 9:30:00 PM |
| five-star-note | $100.00 | 8/5/2011 12:11:01 AM |
| mikeandcat | $55.48 | 8/5/2011 5:06:05 AM |
| thehousewife | $50.00 | 8/5/2011 5:38:09 AM |
| the-respectful-transaction | $25.00 | 8/5/2011 7:12:17 AM |
| reflective-rupee | $200.00 | 8/5/2011 7:23:58 AM |
| golffish2 | $25.00 | 8/5/2011 4:14:18 AM |
| amlu1988 | $25.00 | 8/4/2011 8:21:19 PM |
| SolarMoonshine | $25.00 | 8/5/2011 9:46:19 AM |
| shneb | $100.00 | 8/5/2011 9:51:13 AM |
| favorite-commerce | $25.00 | 8/4/2011 9:37:36 PM |
| CaliforniaSun | $25.00 | 8/5/2011 8:36:36 AM |
| 1stBankAndHal | $25.03 | 8/5/2011 3:17:46 AM |
| chameleon125 | $25.00 | 8/5/2011 12:04:49 PM |
| pearl13 | $0.01 | 8/5/2011 12:54:56 PM |
| beaker | $30.00 | 8/5/2011 6:23:36 AM |
| glroark | $50.00 | 8/5/2011 11:30:22 AM |
| setUup | $26.76 | 8/5/2011 7:33:39 AM |
| wampum-library4 | $25.00 | 8/5/2011 9:56:15 AM |
| EEasyMoney | $25.00 | 8/5/2011 12:02:15 PM |
| jkeller4000 | $25.00 | 8/5/2011 4:44:45 AM |
| thankful-nickel2 | $25.00 | 8/4/2011 7:23:56 PM |
| deal-marauder6 | $40.72 | 8/4/2011 7:35:28 PM |
| innovator2 | $25.00 | 8/4/2011 8:01:19 PM |
| Moe87 | $25.00 | 8/5/2011 3:28:35 AM |
| loanman2007 | $25.00 | 8/5/2011 4:13:19 AM |
| loanman2007 | $25.00 | 8/5/2011 4:15:22 AM |
| credit-guard5 | $25.00 | 8/4/2011 10:21:25 PM |
| greencat | $50.00 | 8/5/2011 6:55:48 AM |
| FarmersBank | $25.00 | 8/5/2011 7:07:49 AM |
| kendigme | $25.00 | 8/5/2011 3:02:10 AM |
| Mikale360 | $25.00 | 8/5/2011 7:48:02 AM |
| buffalobills | $25.00 | 8/5/2011 8:08:53 AM |
| melodious-openness | $50.00 | 8/5/2011 6:25:31 AM |
| USMC0311 | $25.00 | 8/4/2011 9:13:05 PM |
| stepatatime-together | $100.00 | 8/4/2011 10:15:13 PM |
| red-favorable-basis | $25.00 | 8/5/2011 5:24:24 AM |
| InChicago | $50.00 | 8/5/2011 7:13:23 AM |
| marwadi-62 | $887.00 | 8/5/2011 12:42:16 PM |
| tzvie | $25.00 | 8/5/2011 8:40:59 AM |
| jhouman | $50.00 | 8/5/2011 11:55:39 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
519720
This series of Notes was issued and sold upon the funding of the borrower loan #52076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-04-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 9m |
|
Amount delinquent:
| $3,427 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $154 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-obedient-return |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
help me to go through this time
Purpose of loan:
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because...i have a job
Monthly net income: $5000
Monthly expenses: $1200
Housing: $0.00
Insurance: $241.00
Car expenses: $200.00
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $450.00
Clothing, household expenses: $100.00
Credit cards and other loans: $126.00
Other expenses: $
20.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $25.00 | 8/3/2011 12:02:06 PM |
| orange-leverage-phoenix | $50.00 | 8/3/2011 1:13:49 PM |
| orange-leverage-phoenix | $50.00 | 8/4/2011 11:03:36 AM |
| worth-blanket2 | $5,000.00 | 8/4/2011 11:26:47 AM |
| cash4closeoutsdotnet | $26.28 | 8/4/2011 12:13:28 PM |
| pearl13 | $109.14 | 8/4/2011 11:43:33 AM |
| reflective-rupee | $139.58 | 8/4/2011 12:49:21 PM |
| Investor_DP | $100.00 | 8/3/2011 9:03:29 AM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
519778
This series of Notes was issued and sold upon the funding of the borrower loan #52188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 20.20% |
Monthly payment:
| $180.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,508 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| treasure-owner2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Coachrob
Purpose of loan:
This loan will be used to... purchase a older classic car to restore my son.
My financial situation:
I am a good candidate for this loan because...I have a great job, I work on the side doing odd jobs, My wife works full time and we provide well for our children.
Monthly net income: $5100
Monthly expenses: $250
Housing: $1400
Insurance: $210
Car expenses: $300
Utilities: $325
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $30
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/4/2011 5:02:19 PM |
| Mostlycoins | $25.00 | 8/5/2011 11:05:34 AM |
| reflective-rupee | $25.00 | 8/5/2011 9:27:04 AM |
| worth-blanket2 | $3,000.00 | 8/6/2011 8:56:37 PM |
| superb-funds335 | $25.00 | 8/6/2011 5:26:06 PM |
| loss-of-control | $75.00 | 8/7/2011 6:00:49 PM |
| EngineersAlliance | $75.00 | 8/7/2011 6:21:24 AM |
| whitemountainhandyman | $50.00 | 8/8/2011 3:16:03 PM |
| blue-relay | $25.00 | 8/8/2011 5:22:30 PM |
| power-defender7 | $25.00 | 8/8/2011 6:34:22 PM |
| chavala | $50.00 | 8/9/2011 12:07:07 PM |
| CBO-Enterprise | $25.00 | 8/9/2011 11:28:09 AM |
| WxChem | $29.04 | 8/9/2011 9:09:50 AM |
| Nazbuster | $50.00 | 8/9/2011 9:54:01 PM |
| Techne_Funds_LLC | $25.00 | 8/9/2011 7:25:11 PM |
| tech310 | $50.00 | 8/9/2011 9:03:40 PM |
| credit-investor5 | $50.00 | 8/10/2011 6:46:35 AM |
| DasMula | $25.00 | 8/10/2011 7:05:19 AM |
| compoundinterest | $50.00 | 8/4/2011 6:47:53 PM |
| equitable-capital758 | $250.00 | 8/4/2011 5:00:44 PM |
| MarvintheMartian | $25.00 | 8/4/2011 6:19:12 PM |
| C2Banking | $25.00 | 8/4/2011 8:29:55 PM |
| herbyman | $100.00 | 8/5/2011 12:49:07 PM |
| elvisloans | $25.00 | 8/5/2011 1:51:23 PM |
| goodhearted-basis4 | $25.00 | 8/6/2011 9:43:13 AM |
| SolarMoonshine | $25.00 | 8/7/2011 3:53:07 AM |
| Peterman | $25.00 | 8/7/2011 7:42:25 PM |
| rdrloan | $50.00 | 8/8/2011 2:15:25 PM |
| carrinel | $48.71 | 8/8/2011 9:11:07 AM |
| wwwUniversal | $25.00 | 8/9/2011 8:42:37 AM |
| enchanted-note | $25.00 | 8/9/2011 1:05:19 PM |
| seabassx | $25.00 | 8/9/2011 11:36:06 AM |
| progressive-economy261 | $100.00 | 8/9/2011 6:15:07 PM |
| fallentimbers | $25.00 | 8/9/2011 6:49:08 PM |
| BoughtTheFarm | $25.00 | 8/9/2011 8:46:35 PM |
| fantastic-bazaar2 | $50.00 | 8/9/2011 7:19:29 PM |
| Captain_America | $100.00 | 8/10/2011 3:31:35 AM |
| janeybooboo | $75.00 | 8/10/2011 8:42:08 AM |
| pearl13 | $172.25 | 8/10/2011 9:08:59 AM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
519862
This series of Notes was issued and sold upon the funding of the borrower loan #52121, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-06-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $408.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 700-719 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
16 | Length of status: | 6y 2m |
|
Amount delinquent:
| $25 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,030 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| creditcardbgone |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
FAST PAYOFF!
Purpose of loan:Side business
This loan will allow involved in side business that I consider to be a very smart business decision. This side business will not take away from my everyday job where I am currently VP of Sales of 30 year old very successful company.
My financial situation:
I am a good candidate for this loan because...I am a man of my word and I do not make promises I cannot keep - This loan will be paid back on time with no exceptions.
Monthly net income: $ 7,500
Monthly expenses: $4,500
Housing: $ 1,500
Insurance: $ 150
Car expenses: $ 400
Utilities: $ 100
Phone, cable, internet: $ 150
Food, entertainment: $ 125
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| green-trade-dolphin | $50.00 | 8/5/2011 10:26:31 AM |
| Investor_DP | $100.00 | 8/5/2011 9:03:07 AM |
| leverage-monger | $25.00 | 8/6/2011 8:26:58 AM |
| diplomatic-wealth7 | $25.00 | 8/6/2011 12:39:40 PM |
| yf99yz | $25.00 | 8/6/2011 9:49:07 PM |
| leverage-monger | $25.00 | 8/5/2011 9:28:36 AM |
| vutah | $25.00 | 8/6/2011 11:02:02 AM |
| worth-blanket2 | $3,000.00 | 8/6/2011 9:28:35 PM |
| worth-blanket2 | $6,700.00 | 8/6/2011 8:56:13 PM |
| DasMula | $25.00 | 8/6/2011 10:50:17 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
519910
This series of Notes was issued and sold upon the funding of the borrower loan #52144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Aug-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 740-759 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 8y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| power-chuckler |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JWS
Purpose of loan:
This loan will be used to consolidate small debts and to keep current on bill
My financial situation:
I am a good candidate for this loan because I have a good work history, fair credit, and have good income.
Monthly net income: $ 5300
Monthly expenses:
Housing: $2300
Insurance: $
Car expenses: $340
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $40
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bullish2bearish | $25.00 | 8/5/2011 8:20:52 PM |
| worth-blanket2 | $2,700.00 | 8/6/2011 8:55:27 PM |
| SolarMoonshine | $25.00 | 8/7/2011 3:53:32 AM |
| shrewd-income | $100.00 | 8/6/2011 9:21:49 PM |
| fervent-power | $41.91 | 8/7/2011 6:55:03 PM |
| alexgalt | $25.00 | 8/7/2011 12:00:08 PM |
| Iwillhuntyoudown | $25.00 | 8/7/2011 11:59:50 PM |
| shrewd-income | $100.00 | 8/7/2011 3:38:42 PM |
| Legally_Blonde | $25.00 | 8/7/2011 1:11:26 PM |
| friendship9 | $25.00 | 8/8/2011 11:24:14 AM |
| yf99yz | $25.00 | 8/8/2011 10:00:26 AM |
| ledesma31 | $200.00 | 8/8/2011 4:49:17 PM |
| MrDance123 | $100.00 | 8/8/2011 5:50:36 PM |
| Valley-of-the-Dollar | $25.00 | 8/8/2011 10:51:27 AM |
| payment-halo | $25.00 | 8/5/2011 8:58:09 PM |
| reflective-rupee | $100.00 | 8/7/2011 6:27:30 AM |
| diligent-peace9 | $50.00 | 8/7/2011 8:37:35 AM |
| DHolly | $25.00 | 8/7/2011 9:11:52 AM |
| payout-bridge | $25.00 | 8/6/2011 8:20:41 PM |
| CA-Lender | $100.00 | 8/7/2011 1:49:30 PM |
| golffish2 | $25.00 | 8/8/2011 4:14:10 AM |
| Rogelio48 | $25.00 | 8/7/2011 5:31:06 PM |
| loss-of-control | $100.00 | 8/7/2011 5:55:31 PM |
| bullish2bearish | $25.00 | 8/8/2011 5:22:59 PM |
| VikingLender | $25.00 | 8/8/2011 6:03:35 AM |
| Starfin-Capital-Management | $8.09 | 8/9/2011 4:36:51 AM |
| alaskanbearcub | $25.00 | 8/8/2011 9:40:44 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
519946
This series of Notes was issued and sold upon the funding of the borrower loan #52151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1996 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 2m |
|
Amount delinquent:
| $1,359 |
Total credit lines:
| 25 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,140 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Keltia98 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Sep-2008)
|
|
Principal balance:
| $373.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Light at the End of the Tunnel
This loan will be used to pay off two small loans, which will free approximately $150 per month. Also, being as tight as we are right now, school supplies and uniforms for my first grader this year is a source of major stress.
I am a good candidate for this loan because I have an immaculate payment history with Prosper. My husband has been with the National Guard for 23 years and plans to continue with them until his 30 year retirement. I have been a legal assistant for the past 7 years. We have made progress in our attempts to repair our financial situation. This money will help us continue in that efffort.
Monthly net income: $ 6,125
Monthly expenses: $ 5,480
Housing: $ 935
Insurance: $ 98
Car expenses: $ 302
Utilities: $ 545
Phone, cable, internet: $ 300
Food, entertainment: $ 650
Clothing, household expenses: $ 200
Credit cards and other loans: $ 1,045
Medical/Prescription: $ 225
Child Care: $ 365
Mortgage (Rental): $ 815
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| witty-openness | $25.00 | 8/9/2011 4:07:06 AM |
| MoneyForNothing | $25.29 | 8/8/2011 5:07:36 PM |
| Feyenoord | $25.00 | 8/8/2011 9:40:32 PM |
| jhouman | $25.00 | 8/9/2011 5:02:53 AM |
| Cessna172 | $31.00 | 8/9/2011 6:43:24 PM |
| wisconsinvestor | $50.00 | 8/9/2011 3:25:52 PM |
| SolarMoonshine | $25.00 | 8/9/2011 6:14:19 PM |
| wesleyan | $100.00 | 8/9/2011 3:46:16 PM |
| hidavehi | $33.00 | 8/9/2011 7:01:01 PM |
| alexgalt | $25.00 | 8/9/2011 11:01:08 PM |
| cardminger | $50.00 | 8/9/2011 9:05:54 PM |
| 312-Lender | $25.52 | 8/10/2011 1:37:27 AM |
| bonus-quark4 | $25.00 | 8/10/2011 12:36:26 PM |
| shrewd-income | $25.00 | 8/10/2011 5:53:32 PM |
| five-star-note | $25.00 | 8/11/2011 5:19:28 AM |
| suave-dime6 | $25.00 | 8/10/2011 7:39:21 PM |
| pellet | $26.00 | 8/11/2011 6:54:47 AM |
| jo2y | $25.00 | 8/10/2011 11:12:47 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:21 PM |
| worldpower2 | $25.00 | 8/10/2011 9:45:26 PM |
| Core-Marketing | $25.00 | 8/11/2011 8:40:15 AM |
| loanman2007 | $25.00 | 8/9/2011 4:37:50 AM |
| Investor_DP | $100.00 | 8/8/2011 5:01:56 PM |
| jeffe43 | $75.00 | 8/8/2011 8:45:56 PM |
| reflective-rupee | $25.00 | 8/8/2011 9:39:26 PM |
| mikeandcat | $50.00 | 8/9/2011 5:24:36 AM |
| Zipcut | $25.00 | 8/9/2011 6:56:03 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:35 PM |
| SecondChanceLendingSERV | $38.96 | 8/9/2011 3:46:44 PM |
| GElender | $25.00 | 8/10/2011 6:08:52 AM |
| green-rapid-openness | $100.00 | 8/9/2011 8:55:43 PM |
| Mikale360 | $28.15 | 8/9/2011 7:08:58 PM |
| Bob450 | $30.00 | 8/10/2011 7:38:40 AM |
| redwraith | $100.00 | 8/10/2011 4:45:11 PM |
| irrelevant | $25.00 | 8/10/2011 7:05:12 PM |
| money-baron-roth-IRA | $25.00 | 8/10/2011 2:14:36 PM |
| atomantic | $25.00 | 8/10/2011 8:48:13 PM |
| 19vfwcinc89 | $50.00 | 8/10/2011 2:28:46 PM |
| marwadi-62 | $100.00 | 8/10/2011 3:51:37 PM |
| Free-the-usa-1776 | $100.00 | 8/10/2011 5:57:42 PM |
| loss-of-control | $100.00 | 8/10/2011 7:24:29 PM |
| WillBeFreeOfDebt | $25.08 | 8/11/2011 6:24:24 AM |
| organic-treasure | $26.92 | 8/11/2011 6:42:16 AM |
| glroark | $35.08 | 8/11/2011 9:22:08 AM |
| twjh | $25.00 | 8/11/2011 6:32:53 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
519978
This series of Notes was issued and sold upon the funding of the borrower loan #52091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Aug-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-07-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $4,025 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| stevep1266 |
Borrower's state:
| Illinois |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 51 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 2% )
| 560-579
(Jan-2008)
580-599
(Apr-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 52 | | |
Description
HOME IMPROVEMENT
Purpose of loan: I need a new roof.
My financial situation:
I am a good candidate for this loan because I have paid off two prior Prosper loans (all payments on time) and my financial situition contiunes to improve. I would prefer to finance the roof through Prosper instread of credit cards or savings.
Monthly net income: $6665
Housing: $1058
Insurance: $185
Car expenses: $500
Utilities: $300
Phone, cable, internet: $175
Food, entertainment: $700
Clothing, household expenses: $300
Credit cards and other loans: $150
Other expenses: $ 400 (property taxes)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CaptainBL | $50.00 | 8/4/2011 7:18:41 PM |
| vutah | $25.00 | 8/4/2011 8:38:46 PM |
| Feyenoord | $25.00 | 8/4/2011 9:29:14 PM |
| janeybooboo | $101.00 | 8/5/2011 3:14:26 AM |
| vigorous-market5 | $200.00 | 8/5/2011 1:40:43 AM |
| sonnet771 | $50.00 | 8/5/2011 5:11:59 AM |
| revenue-achievement | $25.00 | 8/5/2011 7:14:48 AM |
| setUup | $25.77 | 8/5/2011 7:41:43 AM |
| integrity-doctor | $100.00 | 8/5/2011 8:52:58 AM |
| loanman2007 | $80.00 | 8/5/2011 11:54:32 AM |
| vigilance-frontier | $25.00 | 8/5/2011 12:31:50 PM |
| marwadi-62 | $500.00 | 8/5/2011 12:43:07 PM |
| whitegold24k | $300.00 | 8/5/2011 8:38:21 AM |
| aganippe | $100.00 | 8/5/2011 9:42:57 AM |
| IIP77 | $25.00 | 8/5/2011 3:26:20 PM |
| us957165 | $25.00 | 8/5/2011 6:55:48 PM |
| Sibelius2 | $25.00 | 8/5/2011 6:31:13 PM |
| promise2 | $100.00 | 8/5/2011 7:53:32 PM |
| irrelevant | $25.00 | 8/6/2011 10:05:12 AM |
| BlueSharp | $80.00 | 8/6/2011 10:51:55 AM |
| wwwUniversal | $25.00 | 8/6/2011 11:51:30 AM |
| beachliving29 | $33.47 | 8/6/2011 8:04:04 AM |
| marketplace-cello5 | $25.00 | 8/6/2011 1:17:26 AM |
| treasure-bliss | $50.00 | 8/6/2011 6:29:18 AM |
| colorfulgardener | $25.00 | 8/6/2011 3:33:18 PM |
| wlm3012 | $30.00 | 8/6/2011 6:59:47 PM |
| redwraith | $100.00 | 8/6/2011 8:29:24 PM |
| javelin0 | $25.00 | 8/6/2011 7:50:11 AM |
| BradP | $25.00 | 8/6/2011 8:24:41 AM |
| scrappy-penny6 | $50.00 | 8/6/2011 2:08:21 PM |
| ti22ring | $25.00 | 8/6/2011 12:47:50 PM |
| SV-AZ | $49.72 | 8/6/2011 11:37:27 PM |
| grampy48 | $32.28 | 8/7/2011 3:31:40 AM |
| loanman2007 | $38.41 | 8/7/2011 4:37:13 AM |
| MoneyForNothing | $178.38 | 8/4/2011 6:03:44 PM |
| Investor_DP | $100.00 | 8/4/2011 5:02:39 PM |
| graceful-investment | $200.00 | 8/4/2011 7:07:57 PM |
| thankful-nickel2 | $25.00 | 8/4/2011 7:24:35 PM |
| thehousewife | $50.00 | 8/5/2011 5:40:16 AM |
| credit-guard5 | $25.00 | 8/4/2011 10:20:06 PM |
| golffish2 | $25.00 | 8/5/2011 4:18:54 AM |
| SolarMoonshine | $25.00 | 8/5/2011 9:50:14 AM |
| orange-preeminant-bill | $25.00 | 8/5/2011 6:16:36 AM |
| reflective-rupee | $175.00 | 8/5/2011 10:47:41 AM |
| DasMula | $27.00 | 8/5/2011 6:54:25 AM |
| historic-nickel | $60.00 | 8/5/2011 11:24:13 AM |
| reflective-rupee | $25.00 | 8/5/2011 7:26:25 AM |
| herbyman | $100.00 | 8/5/2011 12:49:07 PM |
| LittleMingo | $28.87 | 8/5/2011 5:03:43 PM |
| innovator10 | $182.00 | 8/5/2011 2:09:01 PM |
| famous-bill | $50.00 | 8/5/2011 4:55:12 PM |
| convergentthinker | $50.00 | 8/5/2011 11:20:07 AM |
| Jerrys1951 | $34.10 | 8/5/2011 8:08:17 PM |
| twjh | $25.00 | 8/5/2011 1:52:07 PM |
| Azonic21 | $25.00 | 8/5/2011 9:36:06 PM |
| hidavehi | $44.00 | 8/5/2011 4:17:58 PM |
| Bob450 | $25.00 | 8/6/2011 7:17:54 AM |
| Scotcha | $50.00 | 8/5/2011 6:46:10 PM |
| stu6703 | $30.00 | 8/5/2011 7:21:51 PM |
| kaiger | $25.00 | 8/6/2011 6:42:43 AM |
| lostontheedge | $25.00 | 8/6/2011 10:59:53 AM |
| EngineersAlliance | $75.00 | 8/6/2011 6:03:56 AM |
| snm2001 | $25.00 | 8/6/2011 10:54:12 AM |
| proton346 | $25.00 | 8/6/2011 10:15:06 PM |
| nickel-ferret | $50.00 | 8/6/2011 1:49:29 PM |
| FinanceEngine | $50.00 | 8/6/2011 11:09:51 PM |
| serene-capital | $25.00 | 8/6/2011 5:14:30 PM |
| BlessedEveryDay | $25.00 | 8/6/2011 5:02:58 PM |
| balance-transformer3 | $45.00 | 8/6/2011 8:37:21 PM |
| worth-blanket2 | $600.00 | 8/6/2011 8:57:11 PM |
| ianakacg | $25.00 | 8/6/2011 10:17:04 PM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
520108
This series of Notes was issued and sold upon the funding of the borrower loan #52142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-11-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1968 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,596 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| zztopdog |
Borrower's state:
| Missouri |
Borrower's group:
| Renewed Financial Horizons |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 44 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $10,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Dec-2010)
760-779
(Jun-2010)
760-779
(Nov-2009)
660-679
(Dec-2007)
|
|
Principal balance:
| $2,479.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 44 | | |
Description
Prosper rates than c.c rates
Purpose of loan:
This loan will be used to pay off various credit cards
My financial situation:pretty good for a retiree these days
I am a good candidate for this loan because.I could easily handle these debts as they are but prosper rates are a lot cheaper.I pay cash for our 2 cars ,my 36 acres in Wyoming will be paid by spring or earlier.The credit debt comes from fixing up the foreclosure home I bought and live in since May of 2010. By now it is worth at least 20,000 more than I paid for it.when Wy is paid off the only schedules payments I will have is my mortgage and Prosper.Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $65.22 | 8/7/2011 12:09:43 PM |
| top-epic-community | $50.00 | 8/7/2011 2:58:27 PM |
| first-serene-credit | $25.00 | 8/8/2011 6:01:56 PM |
| reflective-rupee | $25.00 | 8/8/2011 10:54:23 AM |
| samseth | $50.00 | 8/9/2011 6:50:58 AM |
| payment-halo | $25.00 | 8/8/2011 5:43:33 PM |
| wild-orange | $1,000.00 | 8/9/2011 9:01:23 AM |
| compoundinterest | $50.00 | 8/9/2011 9:04:03 AM |
| basis-viking | $131.10 | 8/9/2011 9:45:27 AM |
| competent-p2p | $35.00 | 8/9/2011 11:12:50 AM |
| gentle-gain235 | $50.00 | 8/9/2011 8:29:44 AM |
| JGuide | $101.99 | 8/9/2011 2:12:12 PM |
| RecoveryLender | $25.00 | 8/9/2011 9:40:50 AM |
| platinum-czar | $25.00 | 8/9/2011 4:33:03 PM |
| availableloan | $25.00 | 8/9/2011 4:55:15 PM |
| credit-coach118 | $47.00 | 8/9/2011 4:02:14 PM |
| Syzygy | $25.00 | 8/9/2011 4:15:32 PM |
| agalt | $150.00 | 8/9/2011 11:35:26 AM |
| autonomous-dedication5 | $28.92 | 8/9/2011 12:45:09 PM |
| BoughtTheFarm | $25.00 | 8/9/2011 8:35:21 PM |
| pure-diversification2 | $41.90 | 8/10/2011 1:51:51 PM |
| blue-dough-trumpeter | $25.00 | 8/10/2011 10:41:46 AM |
| wlm3012 | $30.00 | 8/10/2011 10:51:00 AM |
| uberrific | $75.00 | 8/11/2011 1:09:00 AM |
| Chesterite | $50.00 | 8/10/2011 1:41:04 PM |
| promise2 | $25.00 | 8/10/2011 3:18:30 PM |
| moola-gargantuan9 | $50.00 | 8/11/2011 9:51:20 AM |
| genuine-diversification5 | $25.00 | 8/11/2011 11:46:29 AM |
| credit-investor5 | $50.00 | 8/11/2011 7:04:23 AM |
| x-lender | $40.00 | 8/11/2011 10:09:06 AM |
| herbyman | $50.00 | 8/11/2011 10:02:47 AM |
| djropp | $100.00 | 8/11/2011 2:49:29 PM |
| superb-funds335 | $25.00 | 8/11/2011 8:05:27 PM |
| MoneyForNothing | $18.41 | 8/11/2011 8:38:50 PM |
| GElender | $25.00 | 8/8/2011 5:59:21 AM |
| fallentimbers | $25.00 | 8/8/2011 4:33:16 AM |
| equitable-capital758 | $250.00 | 8/8/2011 8:55:53 AM |
| Leopoldine | $35.00 | 8/8/2011 5:23:29 PM |
| GodzillaLending | $38.41 | 8/8/2011 6:41:32 PM |
| elvisloans | $25.00 | 8/8/2011 8:42:37 AM |
| ScottCapital | $25.00 | 8/9/2011 5:32:13 AM |
| britgsb | $100.00 | 8/9/2011 7:07:21 AM |
| novice-speculator | $25.00 | 8/8/2011 5:45:53 PM |
| Mariner3605 | $25.00 | 8/9/2011 7:35:25 AM |
| janeybooboo | $50.00 | 8/9/2011 8:11:42 AM |
| Danylostefan | $25.00 | 8/9/2011 8:32:19 AM |
| lawndude16 | $25.00 | 8/8/2011 8:07:15 PM |
| vertigo2x | $100.00 | 8/8/2011 8:33:42 PM |
| dproxima | $25.00 | 8/8/2011 5:19:45 PM |
| CBO-Enterprise | $100.00 | 8/9/2011 11:22:13 AM |
| Astyanax | $100.00 | 8/9/2011 3:46:51 PM |
| navy_cash | $26.33 | 8/9/2011 4:06:39 PM |
| NolockHolmes | $50.00 | 8/9/2011 4:53:39 PM |
| circustab | $50.00 | 8/9/2011 12:23:52 PM |
| trumpeter5 | $50.00 | 8/9/2011 2:16:29 PM |
| Equity_Investor | $33.00 | 8/9/2011 7:19:59 PM |
| KADENA462 | $25.00 | 8/9/2011 2:56:00 PM |
| Gordon_Gekko1 | $25.00 | 8/9/2011 4:50:54 PM |
| thankful-nickel2 | $25.00 | 8/9/2011 11:30:12 AM |
| jarf | $25.00 | 8/9/2011 10:06:29 PM |
| martymaniaman | $25.00 | 8/9/2011 3:02:24 PM |
| finance-symphony7 | $50.00 | 8/9/2011 5:41:42 PM |
| worth-buddy0 | $250.00 | 8/9/2011 5:57:28 PM |
| Feyenoord | $25.00 | 8/9/2011 8:56:02 PM |
| compwhiz | $25.00 | 8/10/2011 9:46:53 AM |
| pound-balancer | $100.00 | 8/10/2011 11:07:20 AM |
| indomitable-coin | $25.00 | 8/10/2011 12:41:30 PM |
| shellstar | $25.00 | 8/10/2011 9:46:48 AM |
| ethicalhumanist | $50.00 | 8/10/2011 2:12:24 PM |
| spiff666 | $25.00 | 8/10/2011 8:11:30 PM |
| dammage | $36.46 | 8/10/2011 4:15:41 PM |
| doopers | $25.00 | 8/11/2011 9:22:11 AM |
| grampy48 | $41.26 | 8/11/2011 4:30:48 AM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:38 PM |
| value-squirrel3 | $25.00 | 8/11/2011 8:06:08 AM |
| heerzaquestion | $75.00 | 8/11/2011 8:20:16 AM |
| euro-deployment | $25.00 | 8/11/2011 9:49:55 AM |
| pearl13 | $100.00 | 8/11/2011 5:30:08 PM |
| newest-return-wind | $50.00 | 8/11/2011 12:58:54 PM |
| Druidsoft | $25.00 | 8/11/2011 5:41:47 PM |
| LendToCause | $25.00 | 8/11/2011 8:38:40 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
520130
This series of Notes was issued and sold upon the funding of the borrower loan #52148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 6m |
|
Amount delinquent:
| $478 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,076 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| roccosmom |
Borrower's state:
| Vermont |
Borrower's group:
| Vermonters Unite |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 96% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 4% )
| 620-639
(Mar-2010)
600-619
(Dec-2009)
620-639
(Nov-2009)
620-639
(Sep-2009)
|
|
Principal balance:
| $1,986.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 51 | | |
Description
Need loan to complete home repairs
Purpose of loan: Repair my home
This loan will be used to repair our deck that is rotting and complete sheetrock repairs needed due to water damage caused by a leak.
My financial situation: My husband and I are both employed full time and are currently in a good financial position. We are current on all our payments and trying to pay off our credit card balances
I am a good candidate for this loan because I have had a couple loans through Prosper and the only late payment was due to a change in banks, I didn't get my new account number to Prosper in time. The payment was only one day late.
Monthly net income: $3,200 (not including husband's income)
Monthly expenses: $
Housing: $600.00
Insurance: $
Car expenses: $278
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $160
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.00 | 8/7/2011 12:02:42 PM |
| alexgalt | $25.00 | 8/7/2011 1:00:26 PM |
| reflective-rupee | $100.00 | 8/7/2011 12:32:10 PM |
| thehousewife | $25.00 | 8/8/2011 5:22:03 AM |
| investment-daydream | $150.00 | 8/7/2011 3:28:46 PM |
| lendstats_com | $300.00 | 8/8/2011 8:55:29 AM |
| innovator2 | $100.00 | 8/8/2011 11:22:49 AM |
| vigorous-market5 | $200.00 | 8/9/2011 2:01:45 AM |
| Valley-of-the-Dollar | $25.00 | 8/9/2011 9:21:58 AM |
| otto1939 | $51.00 | 8/9/2011 6:03:10 AM |
| LuvToLend | $25.00 | 8/8/2011 3:59:35 PM |
| Socorro_Capital_Partners | $25.00 | 8/9/2011 6:35:46 AM |
| loss-of-control | $100.00 | 8/8/2011 5:31:15 PM |
| worth-blanket2 | $2,500.00 | 8/9/2011 12:34:26 PM |
| Kash2010lu | $25.00 | 8/7/2011 2:03:18 PM |
| Legally_Blonde | $50.00 | 8/7/2011 1:00:07 PM |
| alexgalt | $25.00 | 8/7/2011 2:00:19 PM |
| Iceman1347 | $25.00 | 8/8/2011 12:18:57 AM |
| loanman2007 | $250.00 | 8/8/2011 9:19:40 AM |
| 312-Lender | $50.00 | 8/7/2011 1:42:22 PM |
| jhouman | $25.00 | 8/7/2011 8:18:10 PM |
| Mikale360 | $25.00 | 8/7/2011 8:42:52 PM |
| Feyenoord | $25.00 | 8/8/2011 9:35:55 PM |
| mikeandcat | $78.07 | 8/9/2011 5:07:41 AM |
| SolarMoonshine | $25.00 | 8/8/2011 10:04:34 AM |
| innovator2 | $75.00 | 8/8/2011 9:42:39 PM |
| trumpeter5 | $35.00 | 8/8/2011 12:19:55 PM |
| payout-bridge | $50.00 | 8/9/2011 6:14:40 AM |
| InChicago | $100.00 | 8/9/2011 7:01:13 AM |
| Wangchuk | $25.01 | 8/9/2011 7:11:28 AM |
| the-respectful-transaction | $25.00 | 8/9/2011 11:33:42 AM |
| carrinel | $37.24 | 8/9/2011 7:44:36 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
520168
This series of Notes was issued and sold upon the funding of the borrower loan #52079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-08-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $176.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,564 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| BaileyMN |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 70 ( 99% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 1
( 1% )
| 700-719
(Jan-2008)
700-719
(Jul-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 71 | | |
Description
Debt Consolidation
Purpose of loan: To consolidate several smaller debts into one monthly payment with a 3 year pay-off timeline.
This loan will be used to...Pay off Capital One, U.S. Bank and Orchard Bank accounts.
My financial situation: Very stable. My partner and I both have excellent jobs with a net combined monthly income of $10,500.
I am a good candidate for this loan because...I have had previous accounts with Prosper that were handled well and paid off in full.
Monthly net income (combined): $10,500
Monthly expenses: $9,400
Housing: $4,000
Insurance: $300
Car expenses: $700
Utilities: $300
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $2,500
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jkeller4000 | $25.00 | 8/7/2011 12:21:47 PM |
| MoneyForNothing | $25.00 | 8/7/2011 12:02:44 PM |
| MoneyForNothing | $115.91 | 8/7/2011 12:08:19 PM |
| diligent-peace9 | $300.00 | 8/7/2011 12:11:26 PM |
| hillerod | $25.07 | 8/7/2011 1:24:38 PM |
| loss-of-control | $150.00 | 8/7/2011 6:11:34 PM |
| AlternativeCashFlow | $25.00 | 8/7/2011 6:55:24 PM |
| reflective-rupee | $100.00 | 8/7/2011 12:14:25 PM |
| MarvintheMartian | $25.00 | 8/7/2011 12:41:54 PM |
| innovator10 | $1,000.00 | 8/8/2011 12:01:59 AM |
| golffish2 | $25.00 | 8/8/2011 4:16:25 AM |
| grampy48 | $25.00 | 8/8/2011 6:38:42 AM |
| janus_god | $25.00 | 8/8/2011 7:27:41 AM |
| payment-halo | $60.00 | 8/7/2011 7:27:43 PM |
| credit-guard5 | $25.00 | 8/8/2011 8:23:34 AM |
| buffalobills | $25.00 | 8/8/2011 8:24:50 AM |
| lendstats_com | $300.00 | 8/8/2011 8:52:38 AM |
| favorite-commerce | $35.00 | 8/8/2011 9:31:23 AM |
| loanman2007 | $200.00 | 8/7/2011 12:41:06 PM |
| 312-Lender | $50.00 | 8/7/2011 1:41:08 PM |
| CA-Lender | $150.00 | 8/7/2011 1:49:30 PM |
| vutah | $25.00 | 8/7/2011 2:35:50 PM |
| golffish2 | $25.00 | 8/8/2011 4:15:45 AM |
| 1stBankAndHal | $150.09 | 8/7/2011 3:03:31 PM |
| Wangchuk | $30.00 | 8/7/2011 4:15:36 PM |
| Mikale360 | $35.00 | 8/7/2011 4:33:35 PM |
| Soulphoniks-Holdings | $34.28 | 8/8/2011 6:40:29 AM |
| silvercertificate | $25.00 | 8/8/2011 7:24:51 AM |
| DoctorJoe | $25.00 | 8/8/2011 8:14:59 AM |
| ddoneday | $25.00 | 8/8/2011 8:45:35 AM |
| claimtruth | $25.00 | 8/8/2011 8:51:48 AM |
| NekHoldings | $25.00 | 8/8/2011 9:16:54 AM |
| TWGCJ | $25.00 | 8/8/2011 9:28:46 AM |
| MoneyForNothing | $6.15 | 8/8/2011 9:44:57 AM |
| janeybooboo | $100.00 | 8/8/2011 9:04:57 AM |
| Kash2010lu | $25.00 | 8/7/2011 2:01:36 PM |
| diplomatic-wealth7 | $25.00 | 8/7/2011 2:18:04 PM |
| green-trade-dolphin | $35.00 | 8/7/2011 3:43:48 PM |
| PXM-Financial | $100.00 | 8/7/2011 9:18:04 PM |
| 312-Lender | $50.00 | 8/7/2011 1:41:01 PM |
| SolarMoonshine | $25.00 | 8/7/2011 3:28:05 PM |
| GElender | $50.00 | 8/8/2011 5:59:21 AM |
| Investor_DP | $100.00 | 8/7/2011 12:03:28 PM |
| thehousewife | $37.71 | 8/8/2011 5:24:10 AM |
| shrewd-income | $100.00 | 8/7/2011 3:40:59 PM |
| irrelevant | $25.00 | 8/8/2011 6:05:15 AM |
| Rozeekoo | $25.00 | 8/7/2011 4:16:23 PM |
| Whipster | $70.00 | 8/7/2011 5:20:38 PM |
| GoGalt | $50.00 | 8/7/2011 6:19:51 PM |
| sweety075 | $25.00 | 8/7/2011 6:38:28 PM |
| setUup | $27.74 | 8/8/2011 8:44:54 AM |
| first-dinero-paladin | $33.05 | 8/8/2011 9:36:26 AM |
| exchange-upholder0 | $50.00 | 8/8/2011 9:44:46 AM |
| stepatatime-together | $100.00 | 8/7/2011 9:48:18 PM |
| jgar_O | $30.00 | 8/8/2011 5:04:56 AM |
| wkeboarder21 | $100.00 | 8/8/2011 5:21:38 AM |
| redwraith | $100.00 | 8/8/2011 6:10:22 AM |
| jpaulnyc | $50.00 | 8/8/2011 8:34:24 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
520234
This series of Notes was issued and sold upon the funding of the borrower loan #52207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $392.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,695 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Fireman17 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 59 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2009)
680-699
(May-2008)
|
|
Principal balance:
| $1,625.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 59 | | |
Description
Consolidate debt
Purpose of loan:
This loan will be used to...pay off one credit card, and consolidate several medical bills.
My financial situation:
I am a good candidate for this loan because...I have a stable work history. I have been with this employer almost 4 years, and was with my prior employer for 15 years. I have paid off another loan thru Prosper earlier this year.
Monthly net income: $ 4,500.00
Monthly expenses: $
Housing: $ 1150.00
Insurance: $ 185.00
Car expenses: $ 250.00
Utilities: $ 425.00
Phone, cable, internet: $ 300.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bullish2bearish | $38.00 | 8/8/2011 10:31:37 AM |
| thankful-nickel2 | $25.00 | 8/8/2011 11:56:57 AM |
| reflective-rupee | $100.00 | 8/8/2011 3:53:39 PM |
| LittleMingo | $26.00 | 8/8/2011 9:34:07 AM |
| bannybucks | $25.00 | 8/9/2011 8:24:17 AM |
| wisconsinvestor | $50.00 | 8/8/2011 3:52:24 PM |
| seabassx | $25.00 | 8/9/2011 7:30:46 AM |
| enchanted-note | $25.00 | 8/9/2011 1:02:54 PM |
| five-star-note | $150.00 | 8/9/2011 2:06:41 PM |
| MilitaryLending | $85.59 | 8/9/2011 1:31:55 AM |
| Galdis | $25.00 | 8/9/2011 9:23:43 AM |
| DoctorJoe | $25.00 | 8/9/2011 4:06:05 AM |
| payment-halo | $25.00 | 8/9/2011 3:31:50 PM |
| graceful-investment | $30.00 | 8/9/2011 10:25:23 AM |
| Eaglehigh | $25.00 | 8/9/2011 7:00:34 AM |
| social-hunter5 | $25.00 | 8/9/2011 8:26:46 AM |
| irrelevant | $25.00 | 8/9/2011 2:05:19 PM |
| marwadi-62 | $100.00 | 8/9/2011 2:08:50 PM |
| redwraith | $100.00 | 8/9/2011 2:11:33 PM |
| SecondChanceLendingSERV | $25.00 | 8/9/2011 3:44:29 PM |
| Jerrys1951 | $25.00 | 8/9/2011 4:31:19 PM |
| MoneyForNothing | $5.63 | 8/9/2011 5:03:24 PM |
| balance-warrior | $25.00 | 8/8/2011 9:42:52 AM |
| diligent-peace9 | $200.00 | 8/8/2011 10:54:40 AM |
| Investor_DP | $100.00 | 8/8/2011 9:03:12 AM |
| MoneyForNothing | $25.00 | 8/8/2011 9:09:54 AM |
| diplomatic-wealth7 | $25.00 | 8/8/2011 3:35:20 PM |
| MoneyForNothing | $101.97 | 8/8/2011 9:19:54 AM |
| calmfunds | $500.00 | 8/8/2011 4:19:52 PM |
| investment-artist | $25.01 | 8/8/2011 4:33:12 PM |
| Kash2010lu | $25.00 | 8/8/2011 7:45:37 PM |
| credit-guard5 | $25.00 | 8/8/2011 5:10:06 PM |
| tnjohnso | $25.00 | 8/8/2011 9:46:53 PM |
| orbital-return316 | $47.80 | 8/9/2011 2:58:19 PM |
| reasonable-currency | $25.00 | 8/9/2011 2:58:56 PM |
| GElender | $25.00 | 8/9/2011 5:53:21 AM |
| suave-dime6 | $25.00 | 8/9/2011 4:39:19 PM |
| credit-missile | $75.00 | 8/9/2011 1:18:32 PM |
| FinanceEngine | $40.00 | 8/9/2011 1:51:49 PM |
| SolarMoonshine | $25.00 | 8/9/2011 3:32:32 PM |
| worth-blanket2 | $7,500.00 | 8/9/2011 12:33:48 PM |
| atlas100 | $25.00 | 8/9/2011 2:00:44 PM |
| Mikale360 | $25.00 | 8/9/2011 2:22:19 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:25 PM |
| cash-mussel | $25.00 | 8/9/2011 5:02:39 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
520250
This series of Notes was issued and sold upon the funding of the borrower loan #52156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-09-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 620-639 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,063 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| discrete-value391 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
|
Principal balance:
| $5,922.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Effort to Consolidate
Purpose of loan: eliminate higher interest loans
This loan will be used to...Pay-off three loans that have been a headache.
My financial situation: decent to good
I am a good candidate for this loan because...This loan will be used as intended. I will be able to manage my finances more cautiously and refrain from making the same mistakes again.
Monthly net income: $2123.92
Monthly expenses: $
Housing: $284
Insurance: $65
Car expenses: $100
Utilities: $90
Phone, cable, internet: $50
Food, entertainment: $30
Clothing, household expenses: $35
Credit cards and other loans: $670 monthly
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.00 | 8/8/2011 3:53:24 PM |
| Investor_DP | $100.00 | 8/8/2011 9:03:30 AM |
| reflective-rupee | $75.00 | 8/8/2011 3:54:40 PM |
| wisconsinvestor | $50.00 | 8/8/2011 3:51:08 PM |
| irrelevant | $25.00 | 8/9/2011 2:05:16 PM |
| stepatatime-together | $50.00 | 8/9/2011 2:58:26 PM |
| alexgalt | $25.00 | 8/8/2011 7:01:03 PM |
| diligent-peace9 | $125.00 | 8/8/2011 10:52:49 AM |
| worth-blanket2 | $7,000.00 | 8/9/2011 12:33:21 PM |
| wealth-neutrino2 | $25.00 | 8/9/2011 2:28:46 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
520252
This series of Notes was issued and sold upon the funding of the borrower loan #52124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $97.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 800-819 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-durability-ectasy |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 800-819 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2010)
|
|
Principal balance:
| $3,557.53 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Pay Off Couple of Bills
Purpose of loan:
This loan will be used to...pay of a bill me later bill and pay for a new computer.
My financial situation:
I am a good candidate for this loan because...I have a stable, adequate income and a proven credit score.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| gentle-gain235 | $200.00 | 8/9/2011 7:45:19 AM |
| availableloan | $25.00 | 8/8/2011 2:23:50 PM |
| Elementz | $30.95 | 8/9/2011 11:53:22 AM |
| wild-orange | $100.00 | 8/8/2011 9:35:45 PM |
| GElender | $25.00 | 8/9/2011 5:53:21 AM |
| worth-buddy0 | $150.00 | 8/9/2011 6:16:19 PM |
| Astyanax | $125.00 | 8/9/2011 3:19:28 PM |
| gardenofeden | $50.00 | 8/9/2011 9:06:46 PM |
| engaging-worth | $25.00 | 8/9/2011 9:09:14 PM |
| Syzygy | $25.00 | 8/9/2011 9:41:38 PM |
| jpblan11 | $25.00 | 8/9/2011 11:39:08 PM |
| LendToCause | $25.00 | 8/9/2011 6:42:16 PM |
| Dubbs360 | $200.00 | 8/9/2011 8:09:56 PM |
| TheArtOfLogic | $40.75 | 8/9/2011 9:46:41 PM |
| credit-panda1 | $25.00 | 8/10/2011 4:33:07 AM |
| blue-dough-trumpeter | $25.00 | 8/10/2011 10:39:57 AM |
| famous-bill | $50.00 | 8/10/2011 11:05:09 AM |
| BankofPete | $30.00 | 8/10/2011 11:34:43 AM |
| Hartfelt | $25.00 | 8/9/2011 8:57:41 PM |
| Binkass22 | $100.00 | 8/10/2011 5:54:13 AM |
| RecoveryLender | $25.00 | 8/10/2011 7:32:52 AM |
| Pickmar | $25.00 | 8/10/2011 9:18:11 AM |
| subtle-revenue0 | $25.00 | 8/10/2011 5:09:25 AM |
| rtchin | $128.34 | 8/10/2011 11:08:28 AM |
| indomitable-coin | $9.96 | 8/10/2011 12:41:32 PM |
| cwegert | $82.00 | 8/10/2011 10:19:38 AM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:25 PM |
| compoundinterest | $50.00 | 8/9/2011 9:04:11 AM |
| balance-bliss | $100.00 | 8/9/2011 12:34:49 AM |
| dpries123 | $25.00 | 8/9/2011 9:53:38 AM |
| top-epic-community | $50.00 | 8/9/2011 6:01:23 AM |
| hidavehi | $39.00 | 8/9/2011 6:59:04 PM |
| JedClampett | $100.00 | 8/9/2011 7:18:18 PM |
| income-awakening6 | $25.00 | 8/9/2011 4:13:52 PM |
| JustMee | $25.00 | 8/10/2011 5:41:40 AM |
| NolockHolmes | $50.00 | 8/9/2011 4:50:08 PM |
| Nazbuster | $100.00 | 8/9/2011 9:47:15 PM |
| authoritative-loot | $25.00 | 8/9/2011 10:01:04 PM |
| fallentimbers | $25.00 | 8/9/2011 6:28:14 PM |
| GatorsFan | $39.00 | 8/10/2011 11:22:58 AM |
| EngineersAlliance | $75.00 | 8/9/2011 9:19:04 PM |
| _NaLNaBB | $500.00 | 8/9/2011 9:43:58 PM |
| grampy48 | $25.00 | 8/10/2011 6:09:32 AM |
| pound-balancer | $100.00 | 8/10/2011 10:54:40 AM |
| thankful-nickel2 | $25.00 | 8/10/2011 12:10:59 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
520610
This series of Notes was issued and sold upon the funding of the borrower loan #52198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Aug-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 18y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,192 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-openness-habanero |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
car expenses
Purpose of loan:
This loan will be used to...pay for new car tires and scheduled routine maintenance on the vehicle. It will also be used to pay off a 2 small credit card balances and put a little in savings for unexpected expenses. My ex husband is behind $2000 on child expenses and it has drained my savings and this will allow me to protect my credit rating and history.
My financial situation:
I am a good candidate for this loan because...I have a secure job and a good credit rating. I am trying to protect myself for unexpected expenses.
Monthly net income: $4900
Monthly expenses: $
Housing: $1600
Insurance: $200
Car expenses: $789
Utilities: $300
Phone, cable, internet: $135
Food, entertainment: $500
Clothing, household expenses: $200, sports for the kids
Credit cards and other loans: $780
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| profit-powerplant | $25.00 | 8/11/2011 9:04:23 AM |
| restless-dime | $100.00 | 8/8/2011 8:09:03 PM |
| diligent-peace9 | $100.00 | 8/8/2011 5:57:42 PM |
| stepatatime-together | $100.00 | 8/9/2011 2:58:39 PM |
| reflective-rupee | $25.00 | 8/9/2011 9:20:57 AM |
| loss-of-control | $50.00 | 8/10/2011 7:16:43 PM |
| enchanted-truth264 | $25.00 | 8/10/2011 7:44:24 PM |
| Something-Corporate | $25.00 | 8/10/2011 2:55:43 PM |
| gentle-gain235 | $50.00 | 8/10/2011 4:24:00 PM |
| Cybercusp | $25.00 | 8/10/2011 4:56:53 PM |
| JobLowe | $27.99 | 8/10/2011 9:51:58 PM |
| exchange-upholder0 | $25.00 | 8/10/2011 11:57:30 AM |
| ddog0224 | $25.00 | 8/10/2011 1:22:49 PM |
| octoberfresh | $25.00 | 8/11/2011 7:08:55 AM |
| VJ_Financial | $26.27 | 8/11/2011 7:54:58 AM |
| Core-Marketing | $25.00 | 8/11/2011 8:37:59 AM |
| secureincome | $750.00 | 8/10/2011 10:17:11 PM |
| jtc26 | $108.88 | 8/11/2011 9:03:22 AM |
| 340 | $25.00 | 8/11/2011 1:00:29 AM |
| jebber007 | $40.00 | 8/11/2011 9:24:45 AM |
| worth-blanket2 | $1,200.00 | 8/11/2011 9:58:14 AM |
| jdtrip03 | $55.63 | 8/10/2011 8:43:51 PM |
| oath163 | $30.00 | 8/11/2011 7:22:44 AM |
| goat0 | $50.00 | 8/11/2011 9:16:28 AM |
| ferdberfel | $25.00 | 8/11/2011 9:23:45 AM |
| heerzaquestion | $30.00 | 8/11/2011 5:31:38 AM |
| wealth-tremolo7 | $25.92 | 8/11/2011 7:25:04 AM |
| nickel-launcher | $25.00 | 8/11/2011 11:42:11 AM |
| CA-Lender | $50.00 | 8/11/2011 9:14:18 AM |
| bancoroyal | $25.00 | 8/11/2011 9:50:50 AM |
| onecooldrink | $30.18 | 8/12/2011 1:16:46 AM |
| kwan | $25.00 | 8/12/2011 8:59:37 AM |
| pearl13 | $100.00 | 8/11/2011 5:31:42 PM |
| golffish2 | $25.00 | 8/12/2011 4:52:46 AM |
| suave-dime6 | $25.00 | 8/12/2011 6:59:38 AM |
| Bob450 | $25.00 | 8/12/2011 8:02:41 AM |
| social-zebra | $25.00 | 8/12/2011 8:54:25 AM |
| sweet-loan7 | $25.00 | 8/12/2011 10:14:55 AM |
| jkeller4000 | $25.00 | 8/9/2011 2:51:33 PM |
| golffish2 | $25.00 | 8/9/2011 4:14:48 AM |
| green-inspiring-peace | $25.00 | 8/9/2011 5:42:07 AM |
| Investor_DP | $100.00 | 8/8/2011 5:01:58 PM |
| ultimate-peace | $150.00 | 8/8/2011 5:05:00 PM |
| tech310 | $50.00 | 8/9/2011 8:59:00 PM |
| alexgalt | $25.00 | 8/9/2011 11:01:25 PM |
| zorg77 | $50.00 | 8/10/2011 3:57:30 PM |
| payout-bridge | $25.00 | 8/10/2011 5:14:49 PM |
| newest-justice-bear | $25.00 | 8/10/2011 3:03:32 PM |
| economy-coup | $50.00 | 8/11/2011 12:12:24 AM |
| unfixer | $25.00 | 8/11/2011 12:42:25 AM |
| impala6464 | $150.00 | 8/10/2011 7:06:22 PM |
| Something-Corporate | $25.00 | 8/10/2011 2:57:45 PM |
| rakey | $25.00 | 8/11/2011 5:59:55 AM |
| zodiac100 | $25.00 | 8/10/2011 8:34:36 PM |
| ect_2k20 | $25.00 | 8/10/2011 8:36:22 PM |
| finance-prescription | $100.00 | 8/10/2011 5:19:24 PM |
| Jrbgood | $50.00 | 8/10/2011 6:07:24 PM |
| trumpeter5 | $25.00 | 8/11/2011 5:11:23 AM |
| wealth-fighter3 | $25.00 | 8/11/2011 6:17:45 AM |
| tenacious-economy9 | $50.00 | 8/11/2011 6:54:06 AM |
| kain11286 | $25.00 | 8/11/2011 10:46:35 AM |
| 168RichCapital | $25.08 | 8/11/2011 11:02:35 AM |
| truelumen | $25.00 | 8/11/2011 4:35:45 AM |
| STLRacer | $30.00 | 8/11/2011 9:31:34 AM |
| dollar-authority | $50.00 | 8/11/2011 7:18:51 AM |
| first-dinero-igloo | $25.00 | 8/11/2011 8:34:51 AM |
| irrelevant | $25.00 | 8/11/2011 10:05:10 AM |
| JattsBank | $25.00 | 8/11/2011 1:31:09 PM |
| Reliance_Banker | $25.00 | 8/11/2011 5:55:18 PM |
| Reliance_Banker | $25.00 | 8/11/2011 5:56:28 PM |
| buffalobills | $25.00 | 8/11/2011 2:41:41 PM |
| dfealk | $50.00 | 8/11/2011 7:06:30 PM |
| YeoLenderSource | $25.00 | 8/12/2011 10:13:02 AM |
| kingbob | $25.00 | 8/12/2011 10:53:44 AM |
| riveting-credit5 | $45.05 | 8/12/2011 11:17:01 AM |
| DasMula | $25.00 | 8/12/2011 6:36:21 AM |
| alphabet76 | $25.00 | 8/12/2011 10:24:39 AM |
| morecashflow | $25.00 | 8/12/2011 10:55:03 AM |
| 78 Investments
|
Borrower Payment Dependent Notes Series
520718
This series of Notes was issued and sold upon the funding of the borrower loan #52145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1977 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 760-779 (Aug-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 39y 1m |
|
Amount delinquent:
| $9,379 |
Total credit lines:
| 28 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $64 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| money-youngster |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $2,100.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2010)
760-779
(Jan-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
smarternow
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I previously had a loan thru Prosper and paid it off early. The judgment was because I made decision to help family member and obtained payday loans. The money received was to pay off the payday loans but used again to help a family member. Judgment was obtained as I could not pay on the loan as well as the payday lenders. Stemmed from helping a family member who needed my help at the time. Thank you for your time in viewing my listing.
Monthly net income: $ 3,300
Monthly expenses: $
Housing: $
Insurance: $ 288.00
Car expenses: $ 150.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $ 350.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| balance-transformer3 | $25.00 | 8/9/2011 7:05:25 PM |
| Investor_DP | $100.00 | 8/9/2011 5:01:40 PM |
| green-trade-dolphin | $25.00 | 8/10/2011 5:45:40 AM |
| marwadi-62 | $100.00 | 8/10/2011 3:52:34 PM |
| thehousewife | $25.00 | 8/10/2011 12:06:48 PM |
| Mikale360 | $25.00 | 8/10/2011 7:08:17 PM |
| DoctorJoe | $25.00 | 8/11/2011 8:36:31 AM |
| economy-coup | $50.00 | 8/11/2011 12:20:57 AM |
| newest-generous-income | $25.00 | 8/11/2011 2:23:33 PM |
| principal-star | $25.00 | 8/11/2011 7:36:15 PM |
| pearl13 | $102.58 | 8/11/2011 5:32:59 PM |
| onecooldrink | $23.22 | 8/12/2011 1:16:02 AM |
| enthusiastic-balance5 | $100.00 | 8/11/2011 3:04:41 PM |
| jebber007 | $30.00 | 8/11/2011 8:38:55 PM |
| lyndyn | $25.00 | 8/11/2011 7:12:53 PM |
| MilitaryLending | $39.20 | 8/9/2011 5:24:57 PM |
| DasMula | $25.00 | 8/10/2011 7:02:36 AM |
| CA-Lender | $25.00 | 8/10/2011 9:22:55 AM |
| s270 | $25.00 | 8/10/2011 1:09:07 AM |
| Feyenoord | $25.00 | 8/9/2011 9:07:56 PM |
| GElender | $25.00 | 8/10/2011 6:08:53 AM |
| reflective-rupee | $25.00 | 8/10/2011 9:15:51 AM |
| finance-prescription | $100.00 | 8/10/2011 5:19:34 PM |
| witty-openness | $25.00 | 8/11/2011 3:57:37 AM |
| stepatatime-together | $100.00 | 8/10/2011 9:41:42 PM |
| elvisloans | $25.00 | 8/11/2011 12:00:08 PM |
| ivy-league-MBA | $25.00 | 8/11/2011 5:09:10 AM |
| diplomatic-wealth7 | $25.00 | 8/11/2011 4:15:58 PM |
| worth-blanket2 | $700.00 | 8/11/2011 9:57:42 AM |
| irrelevant | $25.00 | 8/11/2011 10:05:22 AM |
| kinetic-social | $25.00 | 8/11/2011 3:42:07 PM |
| imoutdoorsy | $25.00 | 8/11/2011 8:49:06 PM |
| calimanusa | $30.00 | 8/11/2011 10:24:47 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
520748
This series of Notes was issued and sold upon the funding of the borrower loan #52183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Aug-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-10-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-659 (Aug-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,791 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jr1972 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 1
( 2% )
| 600-619
(Jul-2010)
560-579
(Apr-2008)
560-579
(Jan-2008)
560-579
(Nov-2007)
|
|
Principal balance:
| $3,853.14 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
Consolidation of High Interest CC
Purpose of loan:
This loan will be used to consolidate my High Interest Credit Card of Citi and Wells Fargo.
My financial situation:
I am a good candidate for this loan because. I have paid off one Prosper loan and a good customer paying the current loan in good standing
Monthly net income: $ 8100
Monthly expenses: $
Housing: $ 2272
Insurance: $ 150
Car expenses: $ 780
Utilities: $ 150
Phone, cable, internet: $ 450
Food, entertainment: $ 500
Clothing, household expenses: $
Credit cards and other loans: $ 1200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| RoZu_Lending | $850.56 | 8/9/2011 5:05:31 PM |
| diligent-peace9 | $150.00 | 8/9/2011 6:10:07 PM |
| Mikale360 | $25.00 | 8/9/2011 7:07:40 PM |
| SolarMoonshine | $50.00 | 8/9/2011 6:12:30 PM |
| alexgalt | $25.00 | 8/9/2011 11:01:19 PM |
| loanman2007 | $200.00 | 8/10/2011 4:59:38 AM |
| Whipster | $35.00 | 8/9/2011 7:23:42 PM |
| GElender | $25.00 | 8/10/2011 6:03:42 AM |
| kind-bid-genome | $25.00 | 8/10/2011 6:45:01 AM |
| bullish2bearish | $25.00 | 8/9/2011 5:06:36 PM |
| Feyenoord | $25.00 | 8/9/2011 8:57:22 PM |
| loan-master1 | $25.00 | 8/9/2011 5:36:36 PM |
| MoneyForNothing | $20.79 | 8/10/2011 9:05:57 AM |
| restless-dime | $50.00 | 8/9/2011 7:06:38 PM |
| thorough-yield1 | $100.00 | 8/10/2011 2:15:53 AM |
| jhouman | $25.00 | 8/10/2011 4:37:30 AM |
| cardminger | $100.00 | 8/9/2011 9:03:14 PM |
| Leshan | $216.76 | 8/10/2011 7:06:06 AM |
| DasMula | $25.00 | 8/10/2011 7:06:51 AM |
| Bob450 | $25.00 | 8/10/2011 7:37:14 AM |
| redwraith | $100.00 | 8/10/2011 6:17:48 AM |
| vigilance-searcher | $25.00 | 8/10/2011 6:24:48 AM |
| InChicago | $100.00 | 8/10/2011 7:48:23 AM |
| investment-daydream | $125.00 | 8/9/2011 5:12:10 PM |
| MoneyForNothing | $58.10 | 8/9/2011 5:15:52 PM |
| lendstats_com | $300.00 | 8/9/2011 5:28:10 PM |
| credit-missile | $100.00 | 8/9/2011 6:00:13 PM |
| shrewd-income | $100.00 | 8/9/2011 6:36:54 PM |
| golffish2 | $25.00 | 8/10/2011 5:46:14 AM |
| reflective-rupee | $100.00 | 8/9/2011 5:06:22 PM |
| halothane_logic | $83.79 | 8/10/2011 7:12:48 AM |
| green-rapid-openness | $50.00 | 8/9/2011 8:48:41 PM |
| mikeandcat | $100.00 | 8/10/2011 7:20:55 AM |
| USMC0311 | $25.00 | 8/9/2011 9:26:31 PM |
| green-trade-dolphin | $75.00 | 8/10/2011 5:42:45 AM |
| innovator2 | $200.00 | 8/10/2011 6:51:23 AM |
| innovator2 | $50.00 | 8/10/2011 6:57:02 AM |
| payout-bridge | $100.00 | 8/10/2011 1:42:12 AM |
| genuine-dime | $100.00 | 8/10/2011 5:19:24 AM |
| CA-Lender | $75.00 | 8/10/2011 7:40:55 AM |
| trumpeter5 | $25.00 | 8/10/2011 8:28:24 AM |
| Kash2010lu | $35.00 | 8/10/2011 8:57:34 AM |
| LittleMingo | $25.00 | 8/10/2011 8:59:59 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
521228
This series of Notes was issued and sold upon the funding of the borrower loan #52139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Aug-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Aug-12-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $117.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 680-699 (Aug-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 10y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,958 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| boss810 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Property Taxes
Purpose of loan:
This loan will be used to pay my annual property taxes. We had set aside money in savings but were forced to use those funds to replace our car when the old car unexpected ceased to operate.
My financial situation:
I am a good candidate for this loan because I'm financially responsible, always repay my debts.
Monthly net income: $8,400
Monthly expenses: $ 7,200
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investor_DP | $100.00 | 8/11/2011 5:01:24 PM |
| green-trade-dolphin | $25.00 | 8/11/2011 7:33:14 PM |
| vutah | $25.00 | 8/11/2011 8:01:05 PM |
| chameleon125 | $25.00 | 8/12/2011 7:13:30 AM |
| Dusigrosz | $48.00 | 8/11/2011 5:02:44 PM |
| fabulous-community4 | $25.00 | 8/12/2011 9:01:26 AM |
| reflective-rupee | $100.00 | 8/11/2011 8:16:35 PM |
| DasMula | $25.00 | 8/12/2011 7:30:11 AM |
| stepatatime-together | $100.00 | 8/11/2011 10:21:24 PM |
| golffish2 | $25.00 | 8/12/2011 4:43:02 AM |
| riveting-credit5 | $100.00 | 8/12/2011 11:04:35 AM |
| Ebanco | $51.95 | 8/12/2011 12:11:30 PM |
| TWGCJ | $25.00 | 8/12/2011 9:59:34 AM |
| jkeller4000 | $25.00 | 8/12/2011 4:33:33 AM |
| tnjohnso | $25.00 | 8/11/2011 7:26:15 PM |
| lucrative-loan | $25.00 | 8/11/2011 5:02:22 PM |
| Mikale360 | $25.00 | 8/11/2011 10:13:50 PM |
| 1stBankAndHal | $50.05 | 8/12/2011 6:16:03 AM |
| diligent-peace9 | $250.00 | 8/11/2011 9:33:42 PM |
| thankful-nickel2 | $25.00 | 8/12/2011 8:38:03 AM |
| worth-blanket2 | $1,900.00 | 8/12/2011 11:52:29 AM |
| 21 Investments
|