Sales Report:Supplement No. 4 dated Jul 25, 2011 to Prospectus dated Jul 14, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 493028
This series of Notes was issued and sold upon the funding of the borrower loan #51509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $162.02
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1995 Debt/Income ratio: 24%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 21 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,846Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: revolutionary8 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 17 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
740-759 (Jan-2010)
 
Principal balance: $203.11 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Paying of credit card companies...
Purpose of loan:
Pay off credit card companies.

My financial situation:
I always pay back any money that I borrow. This loan will help me consolidate balances and ultimately get ahead. I had fallen behind after missing a few weeks of work after a car accident and just need a little boost to get me back on my feet. Thanks for your consideration in loaning me your money.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
uberrific$100.007/11/2011 9:02:52 AM
nickel-ferret$25.007/11/2011 9:04:09 AM
compoundinterest$50.007/11/2011 9:03:49 AM
FinDoc$25.007/11/2011 10:02:18 AM
fortytwo$100.007/11/2011 10:49:45 AM
setUup$33.207/11/2011 2:09:05 PM
thankful-nickel2$25.007/11/2011 6:19:35 PM
jarf$25.007/11/2011 7:17:28 PM
Feyenoord$25.007/11/2011 8:57:13 PM
pound-balancer$50.007/12/2011 10:39:12 AM
Harry$25.007/13/2011 7:25:25 AM
pound-balancer$50.007/13/2011 3:53:07 PM
fragonardlives$35.007/14/2011 11:22:53 AM
agalt$90.007/14/2011 1:34:17 PM
exchange-dreams$50.007/14/2011 7:24:38 PM
first-serene-credit$25.007/15/2011 7:45:02 AM
jpblan11$25.007/15/2011 11:10:58 PM
loyalist1$200.007/16/2011 4:23:04 AM
finance-symphony7$50.007/16/2011 4:51:39 AM
hevenanderth$66.067/16/2011 2:57:12 PM
sandbreaker$100.007/16/2011 2:12:15 PM
us957165$25.007/17/2011 6:46:57 PM
tolerant-dinero2$25.007/18/2011 7:51:03 AM
lostontheedge$25.007/18/2011 4:56:07 AM
UTVolunteer$100.007/18/2011 4:08:05 PM
DackoDenk$25.007/18/2011 5:24:19 PM
generous-deal6$50.007/18/2011 5:42:37 PM
radforj22$25.007/18/2011 6:43:22 PM
sgt-schultz$25.007/19/2011 6:58:26 AM
damage$25.007/19/2011 9:57:24 AM
profit-powerplant$25.007/19/2011 12:02:39 PM
hostbank$250.007/19/2011 8:03:36 PM
jpac1066$100.007/20/2011 5:53:59 AM
aafg69$25.007/20/2011 6:24:27 AM
phaded$25.007/20/2011 12:17:32 AM
martymaniaman$25.007/20/2011 6:43:33 AM
Iwillhuntyoudown$25.007/20/2011 11:36:19 AM
moneytolend72$40.007/20/2011 12:55:58 PM
treasure-exchanger2$25.007/20/2011 10:45:54 AM
Rabid_Dove$25.007/20/2011 10:57:51 AM
outofoffice$75.007/20/2011 10:23:53 AM
market-pudding$25.007/20/2011 3:01:00 PM
radiant-bazaar1$25.007/20/2011 3:48:52 PM
janeybooboo$50.007/20/2011 5:55:39 PM
cordial-affluence2$50.007/20/2011 4:40:13 PM
CapitolHill$25.677/20/2011 6:30:45 PM
thriller451$32.567/20/2011 7:19:09 PM
MoneyForNothing$15.007/20/2011 8:42:19 PM
organized-payment6$50.007/11/2011 9:02:56 AM
pnace$50.007/11/2011 9:03:21 AM
investment-artist$25.017/11/2011 9:03:39 AM
indomitable-coin$25.007/11/2011 9:02:34 AM
ski bum$100.007/11/2011 9:02:44 AM
Solid-Platinum$100.007/11/2011 12:08:33 PM
JustMee$25.007/11/2011 12:41:27 PM
wwialnlgy$100.007/11/2011 4:48:05 PM
HamachiMan$50.007/12/2011 9:14:33 AM
jubilant-trade6$50.007/12/2011 9:14:07 AM
rescue$100.007/12/2011 9:14:48 AM
BxRealtor$25.007/13/2011 9:07:28 AM
Mav26$50.007/13/2011 11:50:21 AM
6moonbeams$25.007/13/2011 1:55:44 PM
GWV2$50.007/13/2011 10:42:39 PM
hellasow$50.007/14/2011 8:03:19 AM
pearl13$100.007/14/2011 9:32:43 AM
virtuous-repayment$25.007/14/2011 3:35:58 PM
Veets$125.007/14/2011 5:50:00 PM
cerebral-dollar773$75.007/15/2011 4:39:08 AM
Peterman$25.007/15/2011 10:59:55 AM
Sneezie$100.007/16/2011 12:31:14 PM
loyalty-sherpa$25.007/16/2011 2:12:22 PM
greenback-seagull2$100.007/16/2011 12:15:28 PM
agbullet55443$100.007/16/2011 9:26:17 PM
efficient-treasure0$25.007/17/2011 7:30:51 PM
gojackgo$50.007/18/2011 10:56:47 AM
successful-agreement7$100.007/18/2011 2:57:17 PM
Eric_Gagne$50.007/19/2011 7:46:04 AM
balance-chestnut$62.507/19/2011 1:09:32 PM
ministry1$50.007/19/2011 4:22:07 PM
papaloha$50.007/19/2011 4:46:29 PM
upbeat-finance8$25.007/19/2011 4:55:22 PM
LandE2BG$50.007/19/2011 7:43:28 PM
swingkid$200.007/19/2011 11:35:59 PM
wwwUniversal$25.007/20/2011 12:22:42 AM
b1geasy$25.007/20/2011 6:50:34 AM
Carpetkid$50.007/20/2011 8:28:37 AM
credit-investor5$50.007/20/2011 8:53:00 AM
indomart$50.007/20/2011 1:19:45 PM
benefit-trident$25.007/20/2011 3:21:14 PM
stepatatime-together$100.007/20/2011 2:33:31 PM
pythia$25.007/20/2011 5:41:59 PM
CaptainBL$50.007/20/2011 7:15:43 PM
theloanteacher$25.007/20/2011 8:42:03 PM
93 Investments
 
Borrower Payment Dependent Notes Series 494224
This series of Notes was issued and sold upon the funding of the borrower loan #51530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-22-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $366.51
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1990 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,185Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 4%  
   Homeownership: No  
Screen name: coumery Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $25,000.00< 31 days late: 0 ( 0% )  
780-799 (Jun-2010)
780-799 (Apr-2010)
780-799 (Apr-2007)
 
Principal balance: $0.04 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
My personal loan for my business
Purpose of loan:
This loan will be used a reserve for advertising and other business expenses.

My financial situation:
I am a good candidate for this loan because I paid back a 25,000 loan on time in the middle of the financial crisis. Never missed a payment.


Monthly net income: $4000
Monthly expenses: $ 2250
Housing: $ 975
Insurance: $ 125
Car expenses: $100
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
asset-professor$25.007/21/2011 5:02:13 PM
diversification-enlistment$50.007/21/2011 5:29:13 PM
r48$26.007/21/2011 5:42:20 PM
cashhelp$30.007/21/2011 5:01:57 PM
NekHoldings$25.007/21/2011 7:33:46 PM
worth-blanket2$7,500.007/21/2011 5:14:29 PM
proud-gold9$25.007/21/2011 5:30:36 PM
SolarMoonshine$25.007/21/2011 5:45:11 PM
Mikale360$61.707/21/2011 5:48:26 PM
BLKLOC11$40.007/21/2011 10:01:03 PM
travels536$50.007/21/2011 6:05:33 PM
credit-guard5$25.007/21/2011 7:26:16 PM
jpac1066$50.007/21/2011 8:10:58 PM
CoolPlexer$25.007/21/2011 7:51:22 PM
jayk63$25.007/22/2011 3:23:24 AM
Wangchuk$30.017/21/2011 9:21:46 PM
McChan$25.007/21/2011 9:59:26 PM
jkeller4000$25.007/22/2011 3:57:03 AM
grampy48$25.007/22/2011 4:05:57 AM
CaptainBL$50.007/22/2011 5:26:27 AM
yzerizef$200.007/22/2011 4:39:48 AM
SecondChanceLendingSERV$25.007/22/2011 5:14:05 AM
investment-artist$25.017/21/2011 5:02:19 PM
MoneyForNothing$60.007/21/2011 5:02:01 PM
falcon88dp$25.007/21/2011 5:02:14 PM
payout-paddle1$50.007/21/2011 5:18:40 PM
CA-Lender$75.077/21/2011 5:21:28 PM
heaven75$62.507/21/2011 9:56:38 PM
Kash2010lu$25.007/21/2011 6:56:30 PM
Feyenoord$25.007/22/2011 12:52:27 AM
diligent-peace9$200.007/21/2011 8:34:15 PM
JCM_MN$50.007/21/2011 8:06:13 PM
tech310$50.007/21/2011 8:46:15 PM
reflective-rupee$400.097/22/2011 1:57:31 AM
bullish2bearish$200.007/21/2011 8:46:50 PM
worldly-investment333$179.277/22/2011 5:53:12 AM
Iwillhuntyoudown$25.007/21/2011 10:39:03 PM
Investor_DP$100.007/21/2011 10:50:01 PM
itskarma$35.357/22/2011 3:52:59 AM
golffish2$50.007/22/2011 4:04:03 AM
40 Investments
 
Borrower Payment Dependent Notes Series 503280
This series of Notes was issued and sold upon the funding of the borrower loan #51586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-08-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1984 Debt/Income ratio: 11%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 10 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $517Stated income:$25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 103%  
   Homeownership: No  
Screen name: new-basis-jalapeno Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation - Property Taxes
Purpose of loan:
This loan will be used to pay off back property taxes on inherited property.

My financial situation:
Is very stable - my family inherited a residential property from a deceased grandparent with back property taxes owed. The purpose of this loan is to bring the property taxes up to date, in order to sell the house. Since it must be paid off in one lump sum this year, and Prosper's rates are roughly what I've been quoted through banks, I'm trying the crowd-source model to see if it's effective.

Please let me know if you need further details.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
diligent-peace9$25.007/8/2011 10:32:59 AM
pearl13$100.007/16/2011 9:06:08 AM
moola-accelerator6$25.007/16/2011 3:11:16 PM
CreditBuilder2$50.007/16/2011 1:29:11 PM
Something-Corporate$25.007/17/2011 9:11:13 PM
Astyanax$75.007/17/2011 7:35:06 PM
bsmtloan$100.007/18/2011 8:57:37 AM
VJ_Financial$26.327/18/2011 5:29:14 AM
capital-halo1$1,000.007/18/2011 1:38:04 PM
carrinel$33.137/19/2011 6:54:49 AM
secureincome$200.007/19/2011 6:57:35 AM
moola-trumpeter$25.007/19/2011 10:19:17 AM
pieceofcake$50.007/19/2011 10:20:54 AM
innocent-income4$25.007/19/2011 10:32:10 AM
moola-monger9$50.007/19/2011 9:03:20 AM
reflective-rupee$400.097/19/2011 9:49:31 AM
newest-organic-rupee$33.007/19/2011 10:19:38 AM
impressive-openness7$25.007/19/2011 10:28:27 AM
NLB-PHX$50.007/19/2011 10:44:48 AM
unequaled-ore$25.007/19/2011 10:30:47 AM
Investoman$50.007/19/2011 7:07:58 PM
web284$25.007/20/2011 8:33:26 AM
let_me_retire$100.007/21/2011 12:35:51 AM
glroark$100.007/21/2011 6:16:06 AM
One_Lolo$25.007/21/2011 4:32:49 AM
168RichCapital$25.077/21/2011 7:12:31 AM
Bill88$25.007/21/2011 8:25:34 AM
taetrade$25.007/21/2011 1:20:33 PM
ore-dojo$50.007/21/2011 1:36:41 PM
good4loan$25.007/21/2011 4:15:48 PM
wealth-tremolo7$100.137/21/2011 4:55:48 PM
virtuous-repayment$50.007/21/2011 5:49:29 PM
velocity-owner4$70.757/21/2011 9:53:24 PM
cash-fanatic$50.007/21/2011 6:47:48 PM
JBG$25.007/21/2011 8:35:09 PM
a-restless-dollar$25.007/21/2011 9:27:27 PM
jkeller4000$25.007/15/2011 6:00:40 PM
I-Believe-In-You$25.007/16/2011 9:36:19 AM
tkr2$25.007/16/2011 5:05:41 PM
red-favorable-basis$25.007/17/2011 4:45:01 PM
exuberant-dime$25.007/18/2011 10:17:43 AM
zydeco337$25.007/18/2011 7:39:43 AM
yons88$25.007/18/2011 1:46:13 PM
droopie1$25.007/18/2011 3:16:45 PM
SolarMoonshine$25.007/18/2011 3:17:05 PM
dudebrah$25.007/18/2011 5:27:48 PM
sgt-schultz$35.007/19/2011 7:08:13 AM
fuzed$25.007/19/2011 9:02:24 AM
nodebt2012$25.007/19/2011 10:17:39 AM
shrewd-income$125.007/19/2011 10:36:34 AM
kinetic-agreement$41.167/19/2011 10:23:53 AM
honorable-yield$25.007/19/2011 10:45:53 AM
alexgalt$25.007/19/2011 7:05:51 PM
periko$30.947/19/2011 7:20:27 PM
Raider_Fan$50.007/20/2011 12:04:10 PM
steven3333$25.007/20/2011 11:45:34 PM
pleasant-revenue032$25.007/21/2011 11:05:57 AM
mammalian4$25.007/21/2011 1:55:41 PM
wealth-tremolo7$57.507/21/2011 4:02:53 PM
Amber_Stone$31.917/21/2011 3:58:50 PM
IASKGOD$25.007/21/2011 4:47:39 PM
vutah$25.007/21/2011 7:50:52 PM
CommunityChest$40.007/21/2011 8:07:27 PM
63 Investments
 
Borrower Payment Dependent Notes Series 509312
This series of Notes was issued and sold upon the funding of the borrower loan #51440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $527.28
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1993 Debt/Income ratio: 18%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 6Length of status:14y 0m
Amount delinquent: $0 Total credit lines: 38 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,511Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: mate580 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CC Debt consolidation
Purpose of loan:
This loan will be used to consolidate high credit cards.

My financial situation:
I am a good candidate loan because I have a long employment history with a solid income (14 yrs same company). My credit score is low due to high balances not lack of payment. Most of the balances are a result of a home remodel right as the economy turned. The reward for all my cc activity was reduced credit lines and higher interest rates. My goal is eliminate the need for credit cards all together. I have never defaulted on a loan and no plans to do so in the future.

Monthly net income: $5700
Monthly expenses: $700
Housing: $1400
Insurance: $85
Car expenses: $0
Utilities: $200
Phone, cable, internet: $90
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $700 (will be rolled into this loan)
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-reliable-trade$100.007/17/2011 4:01:34 PM
organized-payment6$50.007/7/2011 5:01:15 PM
HamachiMan$50.007/7/2011 5:01:33 PM
ski bum$100.007/7/2011 5:01:17 PM
pnace$50.007/7/2011 5:01:48 PM
Bank_Of_XL$25.007/8/2011 5:30:16 AM
BxRealtor$25.007/8/2011 5:09:38 PM
fortytwo$250.007/9/2011 10:38:27 AM
tech310$25.007/9/2011 7:56:32 PM
nickel-ferret$50.007/11/2011 7:41:23 AM
greenback-seagull2$100.007/11/2011 5:16:58 PM
loyalty-sherpa$25.007/12/2011 9:14:36 AM
deal-hickory5$100.007/13/2011 3:53:44 PM
lasalle123$125.007/14/2011 8:30:57 AM
pearl13$100.007/14/2011 9:32:27 AM
ministry1$50.007/14/2011 4:32:39 PM
indomitable-coin$25.007/14/2011 5:08:04 PM
BankOfShaun$25.007/15/2011 4:55:07 AM
repayment-pudding$25.007/15/2011 6:28:11 AM
jmichael23$50.007/15/2011 7:37:33 AM
qsolo$85.007/15/2011 8:37:17 AM
gold-miser9$200.007/15/2011 10:47:16 AM
Imperativity$25.007/15/2011 1:03:51 PM
Peterman$25.007/15/2011 10:59:43 AM
geniusj$25.007/15/2011 5:42:09 PM
djkaiser$25.997/15/2011 6:19:16 PM
vineet$26.897/15/2011 7:24:02 PM
SB94114$50.007/15/2011 5:31:08 PM
vigorous-velocity$100.007/15/2011 8:19:29 PM
moola-accelerator6$40.007/15/2011 7:47:05 PM
pure-fairness$25.007/15/2011 5:57:06 PM
vutah$25.007/15/2011 6:43:32 PM
enchanted-truth264$25.007/15/2011 9:00:51 PM
shellstar$25.007/15/2011 9:02:05 PM
justasoldier$135.007/15/2011 9:13:47 PM
Zuzu$100.007/15/2011 10:31:06 PM
corporatejim$36.307/16/2011 6:21:46 AM
420limo$30.007/16/2011 5:52:24 AM
arampata$260.007/16/2011 6:19:28 AM
TheCount$25.007/16/2011 7:36:29 AM
DasMula$27.007/16/2011 8:19:04 AM
MoneyTree79$75.007/16/2011 10:43:32 AM
seabass123$25.007/16/2011 11:03:38 AM
competent-p2p$35.007/16/2011 12:15:09 PM
radforj22$25.007/16/2011 12:38:51 PM
5kids5$54.547/16/2011 12:03:55 PM
CreditBuilder2$100.007/16/2011 1:30:15 PM
mammalian4$25.007/16/2011 2:55:09 PM
lagunabeachguy$25.007/16/2011 5:29:50 PM
Cluvnupe06$65.007/16/2011 3:33:12 PM
Ocean713$100.007/16/2011 12:47:28 PM
a-reasonable-return$25.007/16/2011 8:27:18 PM
deal-seagull7$30.007/16/2011 5:02:04 PM
tkr2$25.007/16/2011 5:07:04 PM
adir1$25.007/17/2011 12:03:50 AM
NobisEst$25.007/16/2011 3:38:44 PM
Underzenith85$25.007/16/2011 4:15:11 PM
GCInvestments$25.007/16/2011 7:52:02 PM
ConcreteOne$25.007/17/2011 6:44:19 AM
john2218$25.007/17/2011 3:12:35 PM
starry2001$25.007/17/2011 1:19:26 PM
payment-halo$25.007/17/2011 12:55:36 PM
mad-scientist0$25.007/17/2011 2:54:00 PM
loss-of-control$75.007/17/2011 4:49:58 PM
cardminger$100.007/17/2011 5:03:17 PM
efficient-treasure0$25.007/17/2011 7:30:35 PM
tender-ore$30.007/18/2011 7:59:14 AM
Attract$25.007/17/2011 10:06:43 PM
economy-coup$100.007/18/2011 12:50:38 AM
economy-popcorn$25.007/18/2011 6:07:41 AM
UBOtto186$50.007/18/2011 6:54:58 AM
jarf$38.047/18/2011 9:23:52 AM
payout-flag6$50.007/18/2011 8:46:20 AM
Row2010$25.007/18/2011 7:08:00 AM
Weaverville$50.007/18/2011 9:18:14 AM
crw1950$68.147/18/2011 1:21:01 PM
Rico47$25.007/18/2011 12:58:17 PM
debt-legend$25.007/18/2011 4:13:58 PM
Harry$50.007/18/2011 7:01:14 PM
dudebrah$25.007/18/2011 5:16:54 PM
generous-deal6$50.007/18/2011 5:42:26 PM
msh345$25.007/18/2011 11:47:37 PM
villagers$25.007/18/2011 6:15:11 PM
JustOneVoice$25.007/19/2011 3:00:45 AM
bath836$50.007/18/2011 8:58:18 PM
Hexnut$50.007/18/2011 9:02:16 PM
skuba$58.007/19/2011 6:49:15 AM
LongTail$35.007/19/2011 12:07:01 AM
Castelj$55.007/19/2011 7:51:47 AM
calmfunds$750.007/19/2011 7:55:33 AM
secureincome$1,000.007/19/2011 6:52:35 AM
Tikibarman$50.007/19/2011 6:58:57 AM
howelldub$50.007/19/2011 10:55:26 AM
samaritan5$50.007/19/2011 10:24:13 AM
barflyer$25.007/19/2011 12:09:17 PM
ingenious-deal6$25.007/19/2011 7:24:46 PM
sugybutt$43.907/20/2011 8:33:31 AM
enthralling-deal180$100.007/20/2011 4:35:40 AM
One-ninety-three$25.007/20/2011 10:27:32 AM
return-rocket9$25.007/20/2011 10:58:51 AM
stepatatime-together$100.007/20/2011 2:33:24 PM
vigilance-revolutionary$50.007/20/2011 4:03:11 PM
wayman$50.007/20/2011 4:13:07 PM
benefit-flow$25.007/20/2011 10:25:19 PM
CashBank$25.007/20/2011 6:17:43 PM
emphatic-responsibility$100.007/20/2011 11:00:29 PM
wwwUniversal$25.007/21/2011 12:27:45 AM
credit-force5$100.007/20/2011 9:11:40 PM
sri59$100.007/21/2011 2:57:53 AM
Kyileo$25.007/21/2011 9:07:24 AM
lost-money-so-far-on-these$25.007/21/2011 9:12:05 AM
delivery$25.007/21/2011 9:12:27 AM
Purple11$50.007/21/2011 9:12:30 AM
responsibility-tiger3$50.007/21/2011 9:12:33 AM
kenji4861$50.007/21/2011 9:12:35 AM
kbmin$25.007/21/2011 8:04:23 AM
Cheburashka$25.007/21/2011 9:09:01 AM
rakstar$50.007/21/2011 9:12:03 AM
acropiloterau2002$25.007/21/2011 9:12:06 AM
Ripsaw4U$50.007/21/2011 9:12:27 AM
the-profit-oracle$25.007/21/2011 9:08:32 AM
tranquil-credit0$50.007/21/2011 9:12:30 AM
circuitfive$25.007/21/2011 9:12:33 AM
StPong$25.007/21/2011 9:12:34 AM
toblerone$50.007/21/2011 9:12:36 AM
jiftostada$50.007/21/2011 9:12:40 AM
rulender$25.007/21/2011 9:12:02 AM
jbadawg1017$25.007/21/2011 9:12:04 AM
Jonb6919$25.007/21/2011 9:12:28 AM
investment-comet$25.007/21/2011 9:12:31 AM
kojo$50.007/21/2011 9:12:34 AM
worthy-bid8$33.307/21/2011 9:12:39 AM
platinum-exec1$50.007/21/2011 9:12:40 AM
Investor_DP$100.007/7/2011 5:01:26 PM
jubilant-trade6$50.007/8/2011 12:21:25 AM
rescue$100.007/8/2011 5:10:24 PM
Investor_DP$100.007/8/2011 9:55:00 PM
Investor_DP$100.007/8/2011 10:02:02 PM
MadHun$175.007/11/2011 2:18:37 PM
wwialnlgy$100.007/11/2011 4:47:50 PM
GElender$25.007/11/2011 5:12:24 PM
6moonbeams$100.007/11/2011 10:01:45 PM
elephantparty$50.007/13/2011 9:58:55 PM
alphaseek$300.007/14/2011 4:16:20 AM
theloanfiller$25.007/15/2011 4:35:35 AM
unassailable-fund$30.667/15/2011 8:51:51 AM
ddog0224$25.007/15/2011 1:00:09 PM
coin-architect2$100.007/15/2011 1:37:55 PM
kdog99$100.007/15/2011 5:08:57 PM
fortytwo$400.007/15/2011 5:19:24 PM
einstein$200.007/15/2011 7:18:38 PM
secondphase$50.007/15/2011 7:15:37 PM
availableloan$25.007/15/2011 8:57:11 PM
vegibenz$25.007/15/2011 5:50:24 PM
Untiedshu$69.177/15/2011 9:18:59 PM
callmebryan$25.007/15/2011 10:21:23 PM
powerful-finance7$25.007/16/2011 2:32:33 AM
porwestco$32.007/16/2011 3:59:38 AM
benefit-ruler$25.007/16/2011 4:07:37 AM
vwally$25.007/16/2011 6:42:51 AM
trade-elm$30.007/16/2011 7:25:21 AM
FinanceEngine$35.007/16/2011 7:35:49 AM
supreme-hope$25.007/16/2011 6:17:13 AM
loot-squirrel6$25.007/16/2011 10:43:46 AM
maximizer$25.007/16/2011 7:12:08 AM
payout-achievement$100.007/16/2011 11:17:35 AM
nickel-position$25.007/16/2011 11:22:43 AM
CaptainBlueberry$25.007/16/2011 1:16:07 PM
yield-blanket$25.007/16/2011 11:52:31 AM
market-pudding$25.007/16/2011 2:18:52 PM
Underzenith85$25.007/16/2011 4:29:51 PM
credit-bliss8$25.007/16/2011 4:55:37 PM
mhammond$50.007/17/2011 10:30:47 AM
blue111$25.007/17/2011 7:01:18 AM
buddy486$25.007/17/2011 10:07:00 AM
liberty-point$136.277/17/2011 10:23:22 AM
unconquerable-dedication$25.007/17/2011 10:32:22 AM
slhsmile125$50.007/17/2011 3:22:26 PM
prudent-marketplace7$50.007/17/2011 3:39:07 PM
Astyanax$100.007/17/2011 7:12:10 PM
blue-velocity-investor$25.007/17/2011 5:09:03 PM
skippiks$25.007/17/2011 5:30:03 PM
dynamic-money271$25.007/18/2011 2:41:46 AM
Archchancellor$50.007/18/2011 3:21:03 AM
bmbanzai$25.007/17/2011 7:56:47 PM
direct-asset$25.007/18/2011 7:05:08 AM
saltymt$30.007/17/2011 9:22:05 PM
SolarMoonshine$25.007/18/2011 3:54:19 AM
Hexnut$50.007/17/2011 9:39:15 PM
coin-amigo$38.007/18/2011 5:51:05 AM
P2P4me$300.007/18/2011 7:30:49 AM
exuberant-dime$25.007/18/2011 10:14:34 AM
generous-agreement$25.007/18/2011 10:31:00 AM
sgt-schultz$25.007/18/2011 6:36:20 AM
trade-goblin9$25.007/18/2011 8:49:42 AM
mrgrumpy$100.007/18/2011 1:31:26 PM
StargazerLending$25.007/18/2011 1:50:22 PM
ect_2k20$25.007/18/2011 11:57:26 AM
tranquil-gain1$100.007/18/2011 11:58:00 AM
intuitive-camaraderi9$25.007/18/2011 1:15:36 PM
successful-agreement7$100.007/18/2011 2:57:00 PM
Oak-Parker$25.007/18/2011 2:10:37 PM
gain-expert$25.007/18/2011 5:04:51 PM
bid-carrier0$25.007/18/2011 5:17:59 PM
Billfred$25.007/18/2011 4:10:46 PM
nimble-dedication1$57.747/18/2011 5:36:34 PM
Mad_Scientist$25.007/18/2011 6:18:52 PM
GCInvestments$25.007/18/2011 7:09:51 PM
runner681$49.177/18/2011 7:50:52 PM
cash-reaction2$50.007/18/2011 6:52:21 PM
silver-saguaro$25.007/18/2011 6:55:20 PM
cerebral-dollar773$75.007/19/2011 5:29:54 AM
power-secret-agent$25.007/18/2011 7:43:54 PM
calimanusa$25.327/18/2011 11:24:52 PM
Velit$31.927/19/2011 7:41:30 AM
runbix7$25.007/19/2011 7:19:16 AM
worth-arch$25.007/19/2011 10:21:06 AM
a-responsible-return$50.007/19/2011 3:38:01 PM
hostbank$250.007/19/2011 8:03:26 PM
friendinmoney$28.177/20/2011 7:36:13 AM
worldly-investment333$100.007/20/2011 8:03:51 AM
peace-flower9$25.007/20/2011 1:44:50 PM
Rivervale_Westwood$25.007/20/2011 5:18:13 PM
pythia$25.007/20/2011 5:41:23 PM
bid-czar8$100.007/20/2011 4:48:53 PM
velocity-winner$25.007/20/2011 8:23:41 PM
EJO$25.007/20/2011 9:28:16 PM
janeybooboo$50.007/20/2011 6:03:53 PM
janeybooboo$25.007/20/2011 6:04:00 PM
janeybooboo$25.007/20/2011 6:04:08 PM
CaptainBL$50.007/20/2011 7:15:33 PM
let_me_retire$125.007/20/2011 10:03:33 PM
cr8on$100.007/20/2011 10:42:23 PM
discrete-asset$25.007/21/2011 7:17:53 AM
Interloper$27.477/21/2011 12:17:54 AM
SmokeyMirror$25.007/21/2011 8:28:42 AM
prohelper$50.007/21/2011 6:07:01 AM
fallentimbers$25.007/21/2011 6:19:14 AM
fiddlerzvi$50.007/21/2011 9:08:38 AM
SanJoser$25.007/21/2011 9:12:03 AM
valiant-liberty4$25.007/21/2011 9:12:06 AM
Kame$25.007/21/2011 9:12:32 AM
gracej$25.007/21/2011 9:12:34 AM
elevated-reward8$200.007/21/2011 9:12:36 AM
awwaww$50.007/21/2011 9:11:58 AM
Willylump$25.007/21/2011 9:12:31 AM
ohnezweck$50.007/21/2011 9:12:33 AM
wise-alluring-penny$100.007/21/2011 9:12:36 AM
DavenportCapital$25.007/21/2011 9:11:58 AM
13nd3r$25.007/21/2011 9:12:06 AM
Sixmil$70.367/21/2011 9:12:09 AM
IIP77$25.007/21/2011 9:12:32 AM
ingenious-diversification$25.007/21/2011 9:12:35 AM
253 Investments
 
Borrower Payment Dependent Notes Series 510888
This series of Notes was issued and sold upon the funding of the borrower loan #51513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-22-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $142.87
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2000 Debt/Income ratio: 16%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,467Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 100%  
   Homeownership: No  
Screen name: sensible-economy2 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
A Sound Investment for You
Purpose of loan:
This loan will be used to consolidate credit cards and pay for automobile repairs.

My financial situation:
I am a good candidate for this loan because I always pay my debts on time and I have never defaulted on any loan, credit card, or other bill.


Monthly net income: $3620
Monthly expenses: $2802
Housing: $475.00
Insurance: $89.00
Car expenses: $90.00
Utilities: $120.00
Phone, cable, internet: $89.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $1604.00
Other expenses: $85.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
moola-pillow$25.017/19/2011 9:12:07 AM
janeybooboo$70.117/19/2011 9:19:51 AM
terrific-p2ploan$25.007/19/2011 12:06:06 PM
reflective-rupee$350.097/19/2011 10:59:34 AM
pearl13$50.007/19/2011 10:44:29 AM
diligent-peace9$25.007/19/2011 2:09:28 PM
jkeller4000$25.007/19/2011 3:13:10 PM
loanman2007$100.007/19/2011 12:18:58 PM
diligent-peace9$25.007/19/2011 2:09:22 PM
sweetlan$25.077/19/2011 3:18:28 PM
janeybooboo$29.897/19/2011 8:55:10 PM
itsmaj$25.007/20/2011 4:12:57 AM
integrity-doctor$100.007/20/2011 5:25:32 PM
Leopoldine$25.007/20/2011 5:28:13 PM
feb217$25.007/20/2011 5:39:03 PM
five-star-note$75.007/20/2011 11:22:31 PM
brosco2323$25.007/21/2011 5:05:24 AM
fallentimbers$25.007/21/2011 6:34:46 AM
golden-velocity9$25.007/21/2011 3:50:36 PM
trade-goblin9$25.007/21/2011 2:06:06 PM
Galdis$25.007/21/2011 2:25:31 PM
Astyanax$100.007/21/2011 6:51:33 PM
Gobsek$25.007/21/2011 7:23:21 PM
tech310$50.007/21/2011 8:46:11 PM
heaven75$62.507/21/2011 9:53:01 PM
yf99yz$40.007/21/2011 10:05:40 PM
golffish2$50.007/22/2011 4:02:35 AM
itskarma$35.357/22/2011 3:53:49 AM
cbivitz$67.097/22/2011 4:31:40 AM
golffish2$50.007/19/2011 9:17:10 AM
favorite-commerce$25.007/19/2011 10:20:59 AM
profit-powerplant$25.007/19/2011 12:00:03 PM
courteous-kindness1$25.007/19/2011 4:02:08 PM
Investoman$75.007/19/2011 7:06:45 PM
whirlingdervish$25.007/20/2011 3:58:45 AM
Investor_DP$100.007/19/2011 9:33:29 PM
simplelender80$100.007/20/2011 8:17:27 AM
SolarMoonshine$300.007/20/2011 10:05:32 AM
stepatatime-together$100.007/20/2011 2:31:48 PM
BradP$25.007/20/2011 6:00:09 PM
gain-dolphin$25.007/20/2011 9:47:18 PM
Bill88$25.007/20/2011 9:48:43 PM
Dubbs360$25.007/21/2011 12:02:31 AM
revenue-achievement$25.007/21/2011 12:15:00 AM
Oak-Parker$25.007/21/2011 9:00:52 AM
exciting-fairness$200.007/21/2011 4:31:42 AM
leverage-monger$25.007/21/2011 8:37:16 AM
duty-monger$50.007/21/2011 2:02:32 PM
buffalobills$25.007/21/2011 10:11:43 AM
market-pudding$25.007/21/2011 2:22:52 PM
periko$27.097/21/2011 2:58:38 PM
let_me_retire$125.007/21/2011 3:03:54 PM
diplomatic-wealth7$25.007/21/2011 5:40:40 PM
virtuous-repayment$50.007/21/2011 5:45:34 PM
spiff666$26.667/21/2011 4:50:11 PM
crab-e-bill$58.457/21/2011 8:50:14 PM
wlm3012$30.007/21/2011 7:43:48 PM
unfixer$25.997/22/2011 12:00:51 AM
vutah$25.007/21/2011 7:50:11 PM
OSERENKUKU$26.707/21/2011 7:42:07 PM
lendstats_com$200.007/21/2011 8:09:10 PM
grampy48$25.007/22/2011 4:08:50 AM
62 Investments
 
Borrower Payment Dependent Notes Series 513748
This series of Notes was issued and sold upon the funding of the borrower loan #51529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jun-30-2011 
Term: 36 months Listing End date:  Jul-14-2011 
 
Lender yield: 10.40% Borrower rate/APR: 11.40% / 13.52% Monthly payment: $329.28
 
Lender servicing fee: 1.00% Effective Yield*: 10.37%  
Estimated return*: 6.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1989 Debt/Income ratio: 8%
Credit score: 820-839 (Jun-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 4Length of status:6y 7m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: mindful-gain780 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Rebound
Purpose of loan:
This loan will be used to.repay personal debts..

My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.006/30/2011 5:05:04 PM
availableloan$25.006/30/2011 5:07:48 PM
ski bum$100.006/30/2011 5:08:35 PM
cashhelp$50.006/30/2011 5:07:47 PM
rescue$100.006/30/2011 5:05:10 PM
pound-balancer$50.006/30/2011 5:09:47 PM
JustMee$25.006/30/2011 5:41:13 PM
penny-finder$25.006/30/2011 5:19:45 PM
einstein$100.006/30/2011 7:44:12 PM
astute-fairness0$25.007/1/2011 7:49:05 AM
Dan4703$25.007/1/2011 3:33:57 PM
pnace$50.007/2/2011 8:20:10 AM
income-awakening6$25.007/2/2011 3:39:12 PM
compoundinterest$50.007/4/2011 9:09:01 AM
Zolton$100.007/4/2011 9:15:36 AM
pound-balancer$50.007/4/2011 9:44:12 PM
gslinv$75.007/5/2011 4:25:14 PM
jubilant-trade6$50.007/5/2011 11:46:33 PM
heavenly-interest9$50.007/6/2011 12:40:39 PM
Solid-Platinum$100.007/6/2011 12:40:02 PM
quantumwellguy$50.007/6/2011 3:40:56 PM
radforj22$25.007/7/2011 5:33:23 PM
j2ee$25.007/7/2011 5:29:24 PM
superb-funds335$25.007/7/2011 8:45:57 PM
scrappy-bonus2$25.007/8/2011 5:49:19 AM
Weaverville$50.007/8/2011 7:17:38 PM
nickel-balance$25.007/11/2011 9:08:11 AM
Interloper$40.007/11/2011 12:22:18 PM
MadHun$175.007/11/2011 2:17:50 PM
intuitive-benefit3$100.007/11/2011 5:16:37 PM
6moonbeams$100.007/11/2011 10:00:49 PM
income-buffalo1$200.007/11/2011 7:32:01 PM
jubilant-trade6$50.007/12/2011 12:14:01 AM
rce1964$25.007/12/2011 1:08:12 AM
fiddlerzvi$28.697/12/2011 1:23:22 AM
RJN$25.007/12/2011 9:14:14 AM
market-jam$50.007/13/2011 12:48:55 AM
Yanwoo$25.007/13/2011 1:44:48 AM
SolarMoonshine$25.007/13/2011 3:39:25 AM
taylodo$37.007/12/2011 11:27:02 PM
britgsb$50.007/13/2011 2:44:50 AM
Firescreek$25.007/13/2011 6:22:18 AM
Leopoldine$25.007/13/2011 8:41:12 AM
EricLender$25.007/13/2011 6:19:23 AM
buffalobills$25.007/13/2011 7:56:46 AM
web284$50.007/13/2011 9:11:04 AM
top-enriched-return$25.007/13/2011 11:07:37 AM
thoughtful-money4$200.007/13/2011 11:21:28 AM
syounker$25.007/13/2011 11:34:56 AM
CE88$75.037/13/2011 12:57:47 PM
red-dime-solo$25.007/13/2011 4:40:25 PM
egw$25.007/13/2011 5:18:36 PM
brightest-reasonable-fairness$50.007/13/2011 5:18:33 PM
finance-magma7$25.007/13/2011 6:52:05 PM
natural-worth9$1,000.007/13/2011 8:54:41 PM
elephantparty$25.007/13/2011 10:02:20 PM
Aeroman32$25.007/13/2011 10:03:02 PM
the-swashbuckler$50.007/13/2011 8:24:27 PM
Captain_America$25.007/14/2011 2:38:00 AM
sgt-schultz$25.007/14/2011 6:09:41 AM
bigmacbeef$818.937/14/2011 6:17:27 AM
Tai$25.007/13/2011 10:29:29 PM
duty-windmill$25.007/14/2011 12:23:15 AM
sflawya$25.006/30/2011 5:04:33 PM
sandbreaker$50.006/30/2011 5:07:49 PM
uberrific$100.006/30/2011 5:08:38 PM
organized-payment6$50.006/30/2011 5:08:42 PM
indomitable-coin$25.006/30/2011 5:09:40 PM
HamachiMan$50.006/30/2011 5:08:48 PM
greenback-seagull2$100.006/30/2011 5:08:57 PM
caring-hope2$100.007/1/2011 3:42:16 AM
jmeasn$25.007/1/2011 11:45:39 AM
LiveNow$25.007/2/2011 6:23:23 AM
Bank_Of_XL$25.007/2/2011 9:59:05 AM
revenue-fighter9$25.007/2/2011 3:40:43 PM
a-responsible-return$50.007/3/2011 11:19:50 PM
Trapman13$50.007/4/2011 11:16:30 AM
loyalty-sherpa$25.007/4/2011 5:24:07 PM
economy-huckleberry0$25.007/5/2011 10:05:00 AM
truth-igniter4$25.007/5/2011 4:19:47 PM
powerful-finance7$25.007/6/2011 2:13:25 AM
kdog99$100.007/6/2011 9:10:58 AM
Havana21$50.007/6/2011 9:10:43 AM
heavy_ax$25.007/6/2011 9:37:32 AM
Barky52$25.007/6/2011 4:20:17 PM
jpac1066$200.007/6/2011 7:51:20 PM
Fiimg$50.007/6/2011 7:37:08 PM
heavenly-interest9$25.007/7/2011 9:50:10 AM
pearl13$100.007/8/2011 9:32:40 AM
established-hope5$25.007/8/2011 12:55:33 PM
fortytwo$250.007/9/2011 10:37:46 AM
commerce-web5$25.007/9/2011 4:53:55 PM
AFairDeal$30.007/10/2011 12:18:56 PM
lendersf$50.007/10/2011 2:44:56 PM
nickel-ferret$50.007/11/2011 7:40:44 AM
CapitalLibre$25.007/11/2011 9:09:03 AM
wwialnlgy$100.007/11/2011 4:47:23 PM
Jay_Tee$50.007/11/2011 5:15:56 PM
the-liberty-baker$50.007/11/2011 7:52:39 PM
AsianDragon$50.007/11/2011 6:12:47 PM
loot-funkmaster$25.007/11/2011 6:21:36 PM
a-finance-nirvana$40.007/12/2011 4:47:55 AM
cr8on$100.007/12/2011 9:14:30 AM
The_Lendor$25.007/12/2011 11:25:39 AM
Rivervale_Westwood$25.007/12/2011 9:14:28 AM
SomebodysMom$50.007/12/2011 9:48:22 AM
kulender$100.007/12/2011 3:12:35 PM
antlr$50.007/12/2011 5:08:39 PM
DDPrime$50.007/12/2011 5:12:10 PM
cash-cymbal$50.007/12/2011 5:22:04 PM
NorthwestLoan1$50.007/12/2011 6:27:36 PM
Harry$25.007/13/2011 7:24:52 AM
kid_dynamite15$75.007/13/2011 6:10:56 AM
dpile$50.007/13/2011 9:02:52 AM
damage$25.007/13/2011 11:18:15 AM
ericsb$52.627/13/2011 9:33:36 AM
Brklyn01$25.007/13/2011 9:43:30 AM
CasaDeTomas$50.007/13/2011 12:35:55 PM
Tradesmanlender$35.007/13/2011 9:20:21 AM
ArchonFinancialHoldings$25.007/13/2011 9:43:13 AM
alphaseek$300.007/13/2011 12:43:23 PM
selector568$50.007/13/2011 10:43:52 AM
Firescreek$25.007/13/2011 3:12:21 PM
RedCentre$28.607/13/2011 12:16:18 PM
social-habanero$47.897/13/2011 2:50:07 PM
credible-liberty3$50.007/13/2011 3:52:12 PM
myworld701$25.007/13/2011 3:42:19 PM
bigphish$25.007/13/2011 3:23:08 PM
astute-benjamins$25.007/13/2011 4:09:54 PM
luckygreen10$50.007/13/2011 5:09:03 PM
manugee$50.007/13/2011 3:52:23 PM
p2p-paradise$25.007/13/2011 5:18:34 PM
alamundo$25.007/13/2011 5:38:10 PM
Charmart$25.007/13/2011 4:45:39 PM
bold-steady-peso$100.007/13/2011 6:13:45 PM
Fuzkaska__F_u_n_d_s$25.007/13/2011 7:25:46 PM
balance-transformer3$25.007/13/2011 8:44:01 PM
dollar-chestnut8$50.007/13/2011 5:18:32 PM
nickel-demon2$35.007/13/2011 7:53:50 PM
TrueFortune$50.007/13/2011 8:11:17 PM
bndlending2u$25.007/13/2011 9:08:19 PM
ThomasC$50.007/13/2011 9:35:04 PM
respectablename$25.007/13/2011 8:57:39 PM
jlr613$50.007/13/2011 9:59:39 PM
iaviate1$53.277/13/2011 10:20:04 PM
panegryst$50.007/13/2011 7:30:13 PM
einstein$400.007/13/2011 7:39:34 PM
turbostar666$27.977/14/2011 1:07:45 AM
wwwUniversal$25.007/14/2011 1:17:46 AM
worth-engine5$25.007/13/2011 11:53:49 PM
1fortheroad$25.007/13/2011 8:38:56 PM
worthy-truth$25.007/14/2011 6:05:01 AM
ParadigmShift$100.007/14/2011 4:24:23 AM
jpac1066$50.007/14/2011 5:19:21 AM
worldly-investment333$150.007/14/2011 6:15:00 AM
155 Investments
 
Borrower Payment Dependent Notes Series 514140
This series of Notes was issued and sold upon the funding of the borrower loan #51475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,142.58 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.00% Listing Start date:  Jul-01-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 6.99% Borrower rate/APR: 7.99% / 8.33% Monthly payment: $537.11
 
Lender servicing fee: 1.00% Effective Yield*: 6.99%  
Estimated return*: 5.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1997 Debt/Income ratio: 19%
Credit score: 800-819 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 21 Occupation: Engineer - Chemical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,589Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: WelshG Borrower's state: Maryland Borrower's group: BuildingTree
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 49 ( 100% ) 800-819 (Latest)
Principal borrowed: $6,250.00< 31 days late: 0 ( 0% )  
620-639 (Aug-2009)
660-679 (Jan-2008)
480-499 (Dec-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 49  
Description
Debt Consolidation and Business
Purpose of loan:
This loan will be used for consolidate debt and for a small business opportunity. We started a small business a few years ago which is now taking off - based on the recent demand for our products. Our fill rate to our distributor has been 40% when it needs to be above 98% - we need production and operating capital (because we cannot fill all the orders)

My financial situation is very stable. I have a great job with a great company that is doing really well even in this economy:
I am a good candidate for this loan because...
(1) I have had 2 loans from Prosper prior to this - gret payment history
(2) I always pay on time
(3) I get an A plus for being a responsible father of four
(4) I need the help
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
108lender$50.007/6/2011 10:50:13 AM
socal-lender$25.007/1/2011 5:05:16 PM
neighborly-hope6$50.007/1/2011 5:05:23 PM
cebgop$25.007/1/2011 5:06:42 PM
blot44$25.007/1/2011 5:05:03 PM
serene-truth2$50.007/1/2011 5:05:24 PM
Rivervale_Westwood$25.007/1/2011 5:06:35 PM
-J$25.007/1/2011 5:05:43 PM
BankofHank$100.007/1/2011 5:05:52 PM
samo102us$25.007/2/2011 1:14:58 AM
lloyd_s$25.007/2/2011 1:15:45 AM
GoGalt$50.007/2/2011 6:37:33 AM
Guiren$100.007/2/2011 5:29:43 PM
einstein$100.007/2/2011 10:39:03 PM
antlr$50.007/5/2011 9:00:19 AM
restless-currency$25.007/5/2011 9:00:22 AM
damage$40.007/5/2011 1:04:28 PM
emphatic-responsibility$50.007/5/2011 11:09:29 PM
determined-deal7$25.007/6/2011 9:10:32 AM
first-favorite-bonus9$50.007/6/2011 9:12:03 AM
Solid-Platinum$100.007/6/2011 12:36:58 PM
britgsb$50.007/6/2011 2:43:16 PM
kashikoe$25.007/6/2011 3:47:30 PM
ect_2k20$25.007/6/2011 5:21:11 PM
kdog99$100.007/6/2011 5:27:43 PM
Fiimg$50.007/6/2011 7:27:15 PM
investor_101$50.007/7/2011 12:54:14 AM
cunning-worth5$100.007/7/2011 9:12:27 AM
Weaverville$100.007/7/2011 3:15:47 PM
ect_2k20$25.007/8/2011 6:59:46 AM
top-courteous-peso$50.007/8/2011 7:00:48 AM
kid8549$50.007/8/2011 9:34:54 AM
Leopoldine$25.507/8/2011 10:55:02 AM
gain-gourd$50.007/8/2011 12:36:53 PM
proper-commitment5$25.007/9/2011 10:15:08 AM
FlexFunding$25.007/9/2011 12:12:27 PM
michaelwong$50.007/9/2011 12:12:23 PM
fortytwo$250.007/9/2011 10:48:30 AM
Supernick$50.007/9/2011 12:14:05 PM
AlB5$50.007/9/2011 12:14:27 PM
SavannahBear$25.007/9/2011 3:45:17 PM
Havana21$200.007/10/2011 12:17:38 PM
credit-commander8$50.007/10/2011 12:17:44 PM
thedoctor$100.007/10/2011 12:18:14 PM
Jennworld$50.007/10/2011 6:58:00 PM
whistledicksmith$25.007/11/2011 9:33:07 AM
anacent$50.007/11/2011 9:32:22 AM
bigballer105$50.007/11/2011 9:08:54 AM
setUup$33.207/11/2011 12:43:40 PM
herbgirl49$50.007/11/2011 11:53:38 AM
reinforced-reward$25.007/11/2011 3:06:02 PM
Veridic$50.007/11/2011 3:05:21 PM
Castellan$25.007/11/2011 4:24:20 PM
KWarrior$50.007/11/2011 3:27:47 PM
phillipd48$25.007/11/2011 5:14:40 PM
balance-voyager$50.007/11/2011 5:15:46 PM
aasx1108$25.007/11/2011 5:15:39 PM
subtle-revenue0$25.007/11/2011 5:15:54 PM
Aimvest$25.007/11/2011 5:15:05 PM
jubilant-trade6$50.007/12/2011 12:14:04 AM
eyal0$50.007/12/2011 4:04:30 AM
SNH$200.007/12/2011 7:15:35 AM
abundant-power$50.007/12/2011 6:36:15 AM
selector568$200.007/12/2011 9:13:02 AM
ProjectVenture$25.007/12/2011 11:05:25 AM
pnace$50.007/12/2011 12:30:04 PM
HeavyDriver03$25.007/12/2011 11:42:33 AM
cash-cymbal$100.007/12/2011 6:46:38 PM
rmachi$25.007/13/2011 12:33:44 AM
julijask$50.007/13/2011 12:43:00 AM
dontletmoneyfoolya$25.007/13/2011 2:04:58 AM
benjamin67$25.007/13/2011 4:30:14 AM
brewman$25.007/13/2011 7:33:19 AM
nicklds$25.007/13/2011 6:31:41 AM
ChicoBob$25.007/13/2011 7:39:48 AM
fcrick$25.007/13/2011 7:50:47 AM
budyzr$25.007/13/2011 6:47:39 AM
MTLoans$25.007/13/2011 6:58:06 AM
Harry$25.007/13/2011 7:24:54 AM
CasaDeTomas$50.007/13/2011 12:35:55 PM
justinology$56.107/13/2011 10:38:38 AM
rhodylend$29.007/13/2011 2:01:36 PM
a-exponential-hope$25.007/13/2011 12:24:43 PM
top-sensible-yield$25.007/13/2011 3:42:01 PM
bigphish$25.007/13/2011 3:23:09 PM
cpbreton$25.007/13/2011 3:52:40 PM
13nd3r$25.007/13/2011 3:52:53 PM
NorthwestLoan1$50.007/13/2011 3:42:17 PM
LenderByDay$25.007/13/2011 3:42:30 PM
jazz619$25.007/13/2011 3:53:13 PM
UT-Longhorn$25.007/13/2011 3:42:36 PM
Apex-Lender$25.007/13/2011 3:53:16 PM
mattpet$25.007/13/2011 3:53:18 PM
jmainc$25.007/13/2011 3:53:31 PM
nobuffett43$25.007/13/2011 3:53:49 PM
tj1683$25.007/13/2011 3:52:28 PM
bouvierchamp$25.007/13/2011 3:52:52 PM
enterprising-cash0$25.007/13/2011 3:53:11 PM
leeball$50.007/13/2011 3:53:14 PM
shrewd-deal$25.007/13/2011 3:53:16 PM
drkosh$25.007/13/2011 3:37:34 PM
Hogpilot$50.007/13/2011 3:37:59 PM
principal-duckling$50.007/13/2011 3:42:22 PM
RockCrown$25.007/13/2011 3:42:36 PM
logical-reward8$25.007/13/2011 3:42:38 PM
red-dime-solo$25.007/13/2011 4:40:27 PM
SeaLoans$25.007/13/2011 5:16:44 PM
mpactlender$25.007/13/2011 3:53:15 PM
ThomasC$50.007/13/2011 9:35:07 PM
respectablename$25.007/13/2011 8:57:41 PM
elephantparty$25.007/13/2011 10:02:21 PM
jlr613$50.007/13/2011 9:59:42 PM
worthy-truth$25.007/14/2011 6:05:01 AM
Scoreman$25.007/14/2011 6:13:09 AM
MCDraper$25.007/14/2011 7:05:05 AM
jalapeno2$25.007/14/2011 9:07:02 AM
Prosp_Lender$25.007/14/2011 10:19:57 AM
Strato$25.027/14/2011 10:51:32 AM
jasonj72$25.007/14/2011 11:08:34 AM
MyPlantsEatBugs$25.007/14/2011 2:57:05 PM
green-moola-platoon$25.007/14/2011 11:49:09 AM
industrious-dedication2$25.007/14/2011 12:20:15 PM
best-deal-banker$50.007/14/2011 3:37:14 PM
unclejaef$25.007/14/2011 3:52:24 PM
Tenfutta$25.007/14/2011 4:19:46 PM
palpbert$25.007/14/2011 4:22:02 PM
ideal-platinum1$50.007/14/2011 4:22:10 PM
UT2008$50.007/14/2011 4:22:21 PM
think-become$25.007/14/2011 4:22:23 PM
Mookouw$25.007/14/2011 4:22:43 PM
Woodworker57$25.007/14/2011 4:22:15 PM
power-rotation7$25.007/14/2011 4:25:41 PM
slartibardfast$30.527/14/2011 4:27:10 PM
CaptainKirk$50.007/14/2011 3:34:04 PM
benjo$25.007/14/2011 4:19:33 PM
anyoi$48.827/14/2011 4:22:03 PM
hayhelp$25.007/14/2011 5:12:05 PM
davidy$25.007/14/2011 4:22:19 PM
credit-vinyl$25.007/14/2011 5:37:19 PM
NDFIRTH$50.007/14/2011 7:11:54 PM
soroxy$25.007/14/2011 6:45:57 PM
diligent-leverage$25.007/15/2011 1:11:32 AM
dynamic-money271$25.007/15/2011 2:48:24 AM
soccer_nutt$30.007/15/2011 1:31:17 AM
webwesen$42.527/15/2011 4:12:57 AM
mrpowers5531$26.007/14/2011 6:23:20 PM
theboat$25.007/15/2011 4:17:37 AM
trucklawyer$25.007/15/2011 4:18:06 AM
nhm$35.527/15/2011 4:23:34 AM
johngaltline$25.007/15/2011 4:27:40 AM
SpareChangeDreamFundLLC$26.817/15/2011 4:37:04 AM
forthright-affluence3$50.007/15/2011 4:41:57 AM
sflawya$25.007/15/2011 5:26:50 AM
rakstar$50.007/15/2011 4:13:32 AM
ckatak$50.007/15/2011 7:13:32 AM
jtrue71$25.007/15/2011 4:17:43 AM
bulldawg$25.007/15/2011 4:22:19 AM
Rockymtnhi$50.007/15/2011 8:09:52 AM
sisley626$25.007/15/2011 8:25:32 AM
gopbernie$25.007/15/2011 6:29:31 AM
ctgscott$25.007/15/2011 7:45:51 AM
donmacprosper$25.007/15/2011 7:47:59 AM
credit-coach118$25.007/15/2011 8:52:46 AM
Oak-Parker$30.007/15/2011 11:37:01 AM
shabufa$25.007/15/2011 9:59:27 AM
Rzrwire$25.007/15/2011 10:55:07 AM
unrivaled-gain8$25.007/15/2011 3:15:41 PM
gold-disk$25.007/15/2011 3:01:00 PM
lucrative-durability$25.007/15/2011 11:11:51 AM
lobster$25.007/15/2011 3:32:41 PM
Natronpee$25.007/15/2011 3:54:57 PM
108lender$100.007/8/2011 11:18:21 AM
PaulW$25.007/13/2011 4:02:42 PM
JebkaClan$25.007/14/2011 9:56:11 AM
figs4u2$100.007/1/2011 5:05:45 PM
meux99$25.007/1/2011 5:06:27 PM
ogmanny$50.007/1/2011 5:06:38 PM
tapesor$100.007/1/2011 5:06:43 PM
pound-balancer$50.007/1/2011 5:07:05 PM
x-lender$80.007/1/2011 5:09:09 PM
jmeasn$25.007/1/2011 5:09:18 PM
indomitable-coin$25.007/1/2011 5:05:09 PM
jubilant-trade6$50.007/1/2011 5:05:55 PM
rescue$100.007/1/2011 5:06:32 PM
diablorulz$50.007/1/2011 5:06:33 PM
kenji4861$50.007/1/2011 5:06:40 PM
gentle-penny7$50.007/1/2011 5:07:09 PM
minista$25.007/1/2011 5:06:37 PM
uberrific$100.007/1/2011 5:06:51 PM
jpac1066$200.007/1/2011 5:07:04 PM
compoundinterest$60.007/2/2011 12:55:36 AM
restless-balance9$50.007/2/2011 4:35:18 AM
Digs$25.007/2/2011 12:55:43 AM
benjamins-utopia$50.007/2/2011 10:29:21 AM
radforj22$50.007/2/2011 9:59:14 AM
thankful-nickel2$25.007/2/2011 2:07:16 PM
top-epic-community$50.007/3/2011 12:29:24 PM
natural-worth9$100.007/4/2011 2:47:19 PM
truth-image$100.007/5/2011 9:12:47 AM
StPong$25.007/5/2011 4:19:46 PM
sandbreaker$100.007/6/2011 9:12:13 AM
grampy48$60.007/6/2011 9:40:52 AM
fragonardlives$25.007/6/2011 10:31:18 AM
dinero-wizard9$150.007/6/2011 11:18:13 AM
a-responsible-return$50.007/6/2011 2:43:15 PM
Jay_Tee$50.007/6/2011 5:21:14 PM
diversification-surge$50.007/6/2011 5:21:32 PM
keyfig$25.007/7/2011 9:12:05 AM
wise-silver-wonder$25.007/8/2011 5:43:37 AM
inforapenny$50.007/8/2011 9:34:09 AM
jennifer55126$25.007/8/2011 1:07:23 PM
velocity-solo$30.007/9/2011 12:13:51 PM
qsolo$65.417/9/2011 12:13:50 PM
Goodlender42$25.007/9/2011 12:14:14 PM
degster$25.007/9/2011 3:31:22 PM
BigBag$25.007/10/2011 8:14:55 AM
fortytwo$300.007/10/2011 11:44:01 AM
heavenly-interest9$100.007/10/2011 11:45:49 AM
nuclearmoose$25.007/10/2011 12:16:59 PM
felicity-jalapeno$25.007/10/2011 12:17:05 PM
transparency-baton$25.007/10/2011 12:17:43 PM
lendersf$100.007/10/2011 2:44:04 PM
CaptainBlueberry$25.007/10/2011 12:17:40 PM
ytjameslee$50.007/10/2011 12:18:18 PM
deal-vibrato$50.007/10/2011 2:59:45 PM
otalon$25.007/10/2011 5:54:24 PM
BankofPete$30.007/10/2011 8:21:04 PM
nickel-ferret$50.007/11/2011 7:40:47 AM
peb44$25.007/11/2011 7:49:42 AM
AFairDeal$30.007/11/2011 9:10:01 AM
dharma1$25.007/11/2011 3:04:08 PM
narblark$50.007/11/2011 3:04:40 PM
vigilance-revolutionary$50.007/11/2011 3:06:09 PM
CapitalLibre$25.007/11/2011 3:27:56 PM
life-is-great$25.007/11/2011 3:05:46 PM
imyorleadr$25.007/11/2011 3:27:39 PM
Spiv_51$25.007/11/2011 5:15:42 PM
windfall46$25.007/11/2011 5:14:40 PM
slowpig$50.007/11/2011 5:15:42 PM
point-molecule9$25.007/11/2011 5:15:44 PM
nickel-balance$25.007/11/2011 5:15:38 PM
kojo$50.007/11/2011 5:15:44 PM
6moonbeams$100.007/11/2011 10:00:57 PM
spruce212$25.007/12/2011 11:21:36 AM
Interstate_Rate$250.007/12/2011 12:00:59 PM
suave-dollar$50.007/12/2011 12:07:11 PM
wetlands$50.007/12/2011 3:47:00 PM
availableloan$25.007/12/2011 9:46:10 PM
Mantis75$25.007/13/2011 12:43:17 AM
USMC0311$25.007/13/2011 12:43:36 AM
DadWarbucks$60.007/13/2011 12:43:52 AM
valiant-liberty4$25.007/13/2011 12:48:20 AM
RJN$25.007/13/2011 6:48:38 AM
pure-loyalty6$25.007/13/2011 10:03:29 AM
syounker$25.007/13/2011 11:34:57 AM
gain-expert$35.007/13/2011 3:37:22 PM
generous-deal6$50.007/13/2011 3:37:46 PM
BiggestG$25.007/13/2011 3:42:29 PM
Fuzkaska__F_u_n_d_s$25.007/13/2011 1:11:59 PM
lifegrowth$25.007/13/2011 3:37:11 PM
rss197$25.007/13/2011 3:37:46 PM
innocent-income4$25.007/13/2011 3:37:51 PM
outwish$25.007/13/2011 3:52:56 PM
spenrod$28.037/13/2011 3:42:32 PM
tolstoy00$25.007/13/2011 3:42:34 PM
conaty$25.007/13/2011 3:53:14 PM
cash-merry-maker$25.007/13/2011 3:42:38 PM
Sixmil$100.007/13/2011 3:48:18 PM
theemhdoctor$25.007/13/2011 3:53:39 PM
ChristopherHS$25.007/13/2011 3:52:31 PM
efficient-marketplace$50.007/13/2011 3:53:15 PM
notlicehead$40.007/13/2011 3:37:44 PM
saysana$25.007/13/2011 3:38:00 PM
responsibility-tiger3$50.007/13/2011 3:42:12 PM
steely_dan34$25.007/13/2011 3:42:28 PM
Tasmir$25.007/13/2011 3:52:34 PM
nicebank$25.007/13/2011 3:52:40 PM
Zoramite$25.007/13/2011 3:52:58 PM
brightest-dynamic-peace$25.007/13/2011 3:53:14 PM
oldman1947$25.007/13/2011 3:53:17 PM
Cheburashka$40.007/13/2011 5:17:26 PM
jga516$25.007/13/2011 6:12:27 PM
finance-magma7$25.007/13/2011 6:52:13 PM
acropiloterau2002$25.007/13/2011 5:17:31 PM
panegryst$50.007/13/2011 7:30:15 PM
1fortheroad$25.007/13/2011 8:38:56 PM
Billfred$25.007/13/2011 5:42:04 PM
bold-steady-peso$100.007/13/2011 6:13:48 PM
Aeroman32$25.007/13/2011 10:03:02 PM
bigladybug$100.007/13/2011 10:01:05 PM
pipopirate$25.007/14/2011 5:20:25 AM
Tai$25.007/13/2011 10:29:29 PM
worth-engine5$25.007/13/2011 11:53:51 PM
miket71$25.007/14/2011 5:36:38 AM
ebgb234$25.007/14/2011 8:37:13 AM
encore06$50.007/14/2011 7:26:30 AM
goldfinger3$50.007/14/2011 9:33:44 AM
j352000$25.007/14/2011 10:46:28 AM
bmbanzai$25.007/14/2011 11:00:03 AM
inismor$25.007/14/2011 9:25:10 AM
gWellington$25.007/14/2011 11:41:03 AM
duckadoo$50.007/14/2011 1:55:09 PM
Gabriel02$25.007/14/2011 2:44:54 PM
TommyTucker$105.877/14/2011 12:23:40 PM
Emgolda$25.007/14/2011 3:38:07 PM
lender_100$25.007/14/2011 3:46:07 PM
Supp0rter$47.087/14/2011 2:47:10 PM
colorado23$31.567/14/2011 4:22:02 PM
dollars4debts$25.007/14/2011 4:22:27 PM
thezfunk$25.007/14/2011 3:04:25 PM
comet55$25.007/14/2011 3:15:12 PM
virtuous-repayment$100.007/14/2011 3:24:07 PM
ramsbladder$25.007/14/2011 4:22:07 PM
MrGhost$25.007/14/2011 5:11:57 PM
devoider$25.007/14/2011 4:22:10 PM
sb0453$25.007/14/2011 4:22:20 PM
rulender$30.007/14/2011 5:12:09 PM
p2p-paradise$25.007/14/2011 5:13:11 PM
Veets$250.007/14/2011 5:41:25 PM
Rminebur$25.007/14/2011 6:43:12 PM
dingus$25.007/14/2011 5:12:07 PM
harperpotok$50.007/14/2011 7:31:32 PM
ujiba$50.007/14/2011 5:12:12 PM
Carne_Chung$25.007/14/2011 7:41:55 PM
worth-web5$100.007/14/2011 7:54:03 PM
eighttone$25.007/14/2011 5:25:11 PM
cardmi$25.007/14/2011 8:14:03 PM
dbzen$25.007/14/2011 8:43:16 PM
perlindc$100.007/14/2011 5:59:24 PM
Warwick$25.627/15/2011 4:12:58 AM
Raetha$25.007/15/2011 4:13:04 AM
mscomeaux$25.007/15/2011 4:17:34 AM
xphile$25.007/15/2011 4:22:45 AM
flwah$25.007/15/2011 4:23:18 AM
platinum-sorcerer6$25.007/15/2011 4:32:31 AM
worldly-investment333$100.007/15/2011 4:37:32 AM
wowlender$25.007/15/2011 4:58:26 AM
BuckeyeGuy$25.007/14/2011 7:30:50 PM
Maccs55$25.007/15/2011 5:20:42 AM
DreamQuestFunding$28.007/14/2011 7:55:12 PM
marwadi-62$300.007/15/2011 6:04:37 AM
djh47a$25.007/15/2011 4:33:11 AM
first-serene-credit$25.007/15/2011 7:39:12 AM
economy-tuba7$100.007/15/2011 8:04:32 AM
letsbank$25.007/15/2011 8:51:06 AM
harty$50.007/15/2011 10:29:20 AM
P7E$72.007/15/2011 10:39:11 AM
ingenious-order783$40.007/15/2011 8:29:38 AM
Slackerwealth$25.007/15/2011 9:23:47 AM
irishcocacola$25.007/15/2011 3:18:41 PM
commitment-orca7$300.007/15/2011 11:17:36 AM
ChrisProsper$1,200.007/15/2011 3:50:23 PM
FrayBentos$25.007/15/2011 4:47:33 PM
pearl13$100.007/15/2011 2:18:23 PM
djmikmik$25.007/15/2011 2:42:10 PM
warvero07$25.007/15/2011 2:51:48 PM
Lavarock7$50.007/15/2011 4:46:31 PM
357 Investments
 
Borrower Payment Dependent Notes Series 514306
This series of Notes was issued and sold upon the funding of the borrower loan #51422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-05-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jul-1975 Debt/Income ratio: 21%
Credit score: 620-639 (Jul-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 8 Current / open credit lines: 2 / 4Length of status:2y 11m
Amount delinquent: $9,087 Total credit lines: 29Stated income:$25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,664 
Delinquencies in last 7y: 12 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: bdcat Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 620-639 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
620-639 (Sep-2008)
 
Principal balance: $304.79 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Some Breathing Room
Purpose of loan:
This loan will be used to...get current

My financial situation:
I am a good candidate for this loan because...I have three payments left on my first Prosper loan. I have my two daughters contributing to my income, and paying bills.


Monthly net income: $4,744.43
Monthly expenses: $3,482.57
Housing: $1,917.57
Insurance: $445.00
Car expenses: $0
Utilities: $220.00
Phone, cable, internet: $100.00
Food, entertainment: $600.00
Clothing, household expenses: $200.00
Credit cards and other loans: $7,766.46
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$25.007/5/2011 9:05:17 AM
chameleon125$25.007/5/2011 12:37:32 PM
Moe87$25.007/5/2011 4:54:59 PM
SecondChanceLendingSERV$32.637/6/2011 8:23:53 AM
first-serene-credit$25.007/7/2011 6:22:50 AM
head$25.007/7/2011 8:02:57 AM
Mikale360$25.007/8/2011 4:38:54 PM
thehousewife$25.007/9/2011 6:13:36 AM
marwadi-62$200.007/9/2011 10:11:32 AM
tech310$25.007/9/2011 7:58:49 PM
Billfred$25.007/11/2011 6:21:36 PM
Feyenoord$25.007/11/2011 8:57:12 PM
currency-bumblebee$25.007/12/2011 8:57:30 AM
blitzen40$25.007/12/2011 7:14:34 AM
mikeandcat$50.007/13/2011 5:21:36 AM
Military_Support$200.007/13/2011 6:33:48 PM
amaizblanco$30.007/13/2011 9:25:35 PM
the-respectful-transaction$50.007/14/2011 9:22:52 AM
twjh$25.007/14/2011 2:02:41 PM
YoungTaxMan$25.007/15/2011 12:27:04 AM
trumpeter5$25.007/15/2011 7:39:01 AM
jkeller4000$25.007/15/2011 5:52:21 AM
orange-leverage-phoenix$50.007/15/2011 2:28:11 PM
WeshaTheLeopard$29.037/15/2011 3:35:12 PM
pearl13$100.007/16/2011 9:05:54 AM
ready-interest9$25.007/16/2011 4:54:11 PM
five-star-note$25.007/5/2011 9:13:39 AM
Investoman$50.007/5/2011 9:15:19 AM
NekHoldings$25.007/5/2011 11:58:14 AM
reflective-rupee$25.097/5/2011 2:33:30 PM
alexgalt$25.007/5/2011 10:03:47 PM
contract-lionheart$75.007/6/2011 9:25:15 AM
myutmost$25.007/8/2011 6:49:24 AM
proper-revenue7$25.007/8/2011 11:32:33 AM
clean-fund$25.007/10/2011 5:58:14 PM
industrious-currency$25.007/12/2011 8:58:00 AM
VJ_Financial$26.027/12/2011 8:38:13 AM
papaloha$50.007/13/2011 6:46:39 PM
LivingInvestments01$25.007/14/2011 11:38:41 AM
money-baron-roth-IRA$25.007/14/2011 4:41:41 PM
exchange-dreams$100.007/14/2011 7:27:28 PM
mikeandcat$50.007/15/2011 4:59:28 AM
Oak-Parker$25.007/15/2011 11:40:25 AM
brondero$70.007/17/2011 2:45:57 PM
worth-blanket2$2,137.237/17/2011 3:24:25 PM
45 Investments
 
Borrower Payment Dependent Notes Series 514348
This series of Notes was issued and sold upon the funding of the borrower loan #51447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,465.63 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 2.60% Listing Start date:  Jul-05-2011 
Term: 60 months Listing End date:  Jul-19-2011 
 
Lender yield: 12.29% Borrower rate/APR: 13.29% / 14.66% Monthly payment: $239.68
 
Lender servicing fee: 1.00% Effective Yield*: 12.25%  
Estimated return*: 9.65%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: May-1996 Debt/Income ratio: 22%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:6y 1m
Amount delinquent: $0 Total credit lines: 11 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,211Stated income:$75,000-$99,999
Delinquencies in last 7y: 7 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: Jessalyn7777 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 61 ( 82% ) 700-719 (Latest)
Principal borrowed: $19,125.00< 31 days late: 13 ( 18% )  
720-739 (Sep-2010)
620-639 (Apr-2008)
620-639 (Jul-2007)
 
Principal balance: $9,993.85 31+ days late: 0 ( 0% )
Total payments billed: 74  
Description
Wedding Expenses
Purpose of loan:
This loan will be used to offset expenses incurred for my wedding in September. As anyone who has gotten married knows, weddings can be expensive! This loan will help us pay for the reception, flowers, rehearsal dinner, transportation, wedding attire and partially for our honeymoon.

My financial situation:
I am a good candidate for this loan because I have increased my net income substantially this past year. And, I also am in good standing with previous loans I have held through Prosper. I would like to pay for this wedding myself as to not burden my parents with any expenses.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
PaulW$25.007/19/2011 8:03:56 AM
Digs$25.007/5/2011 9:10:39 AM
jga516$25.007/5/2011 9:11:08 AM
ski bum$100.007/5/2011 9:13:19 AM
pnace$50.007/5/2011 9:13:29 AM
BxRealtor$25.007/5/2011 9:11:20 AM
uberrific$100.007/5/2011 9:13:20 AM
samo102us$25.007/5/2011 3:59:27 PM
GolfPro2006$25.007/5/2011 5:01:43 PM
jmeasn$25.007/7/2011 4:30:30 PM
jubilant-trade6$50.007/8/2011 12:21:07 AM
first-serene-credit$25.007/9/2011 10:06:25 PM
wwialnlgy$100.007/11/2011 4:47:35 PM
kdog99$100.007/11/2011 5:04:54 PM
Havana21$50.007/11/2011 5:16:25 PM
6moonbeams$100.007/11/2011 10:01:21 PM
AFairDeal$30.007/12/2011 5:37:26 PM
britgsb$50.007/13/2011 2:41:51 AM
radforj22$50.007/13/2011 7:47:06 AM
john2218$25.007/13/2011 5:23:09 PM
goldfinger3$50.007/14/2011 9:33:51 AM
Veets$125.007/14/2011 5:49:49 PM
harperpotok$50.007/14/2011 7:31:41 PM
intuitive-benefit3$100.007/14/2011 5:13:17 PM
ckatak$50.007/15/2011 7:13:50 AM
Peterman$25.007/15/2011 10:59:27 AM
Feyenoord$25.007/15/2011 10:28:17 PM
E_G$50.007/16/2011 10:33:29 AM
drkosh$25.007/16/2011 3:53:33 PM
red-dime-solo$25.007/16/2011 5:08:59 PM
djs81$25.007/17/2011 8:21:31 PM
devoider$25.007/18/2011 9:17:54 AM
michaelwong$50.007/18/2011 8:08:12 AM
bsmtloan$75.007/18/2011 8:45:18 AM
exuberant-dime$25.007/18/2011 10:09:25 AM
payout-flag6$50.007/18/2011 8:46:04 AM
SNH$100.007/18/2011 11:12:57 AM
successful-agreement7$100.007/18/2011 2:56:39 PM
zeelender$25.007/18/2011 11:49:59 AM
ICHITECH$25.007/18/2011 1:14:58 PM
bigphish$25.007/18/2011 11:05:09 AM
moola-accelerator6$40.007/18/2011 12:00:01 PM
one2sojourn$50.007/18/2011 12:10:48 PM
jescowa$50.007/18/2011 1:57:11 PM
CrossCreek$25.007/18/2011 3:12:45 PM
dudebrah$25.007/18/2011 5:25:50 PM
the-profit-oracle$25.007/18/2011 4:18:00 PM
Auditman$50.007/18/2011 6:13:03 PM
egw$25.007/18/2011 5:07:15 PM
enchanted-truth264$25.007/18/2011 7:04:26 PM
SeekingAlpha$29.007/18/2011 8:17:38 PM
ideal-platinum1$25.007/18/2011 8:25:47 PM
bid-carrier0$25.007/18/2011 5:17:13 PM
nonregla$25.007/18/2011 5:34:53 PM
ChrisProsper$1,200.007/18/2011 11:03:40 PM
g314$25.007/19/2011 12:27:49 AM
cash-reaction2$50.007/18/2011 6:51:52 PM
JKEnterprises$25.007/18/2011 7:01:55 PM
bid-plato6$500.007/18/2011 9:22:39 PM
pworld$100.007/18/2011 8:36:39 PM
skuba$75.007/19/2011 6:49:02 AM
MicroLender357$25.007/19/2011 7:00:59 AM
Fake_Name$25.007/18/2011 10:28:26 PM
gold-commander0$50.007/18/2011 11:47:45 PM
brazilofmux$39.887/19/2011 12:23:33 AM
Turkish101$25.007/19/2011 5:36:28 AM
benjamins-utopia$50.007/19/2011 8:35:09 AM
organized-payment6$50.007/5/2011 9:13:21 AM
rescue$100.007/5/2011 9:11:34 AM
HamachiMan$50.007/5/2011 9:13:24 AM
indomitable-coin$25.007/5/2011 9:11:59 AM
janeybooboo$100.007/5/2011 9:21:45 AM
kanemochi$25.007/5/2011 3:59:28 PM
compoundinterest$50.007/6/2011 3:20:50 AM
greenback-seagull2$100.007/6/2011 9:12:07 AM
rustysailor$25.007/6/2011 9:59:35 PM
fortytwo$250.007/9/2011 10:38:07 AM
loyalty-sherpa$25.007/9/2011 6:19:59 PM
nickel-ferret$50.007/11/2011 7:41:04 AM
Zolton$100.007/11/2011 7:58:13 AM
pearl13$100.007/11/2011 7:57:48 AM
MadHun$175.007/11/2011 2:18:16 PM
Weaverville$50.007/12/2011 8:54:35 PM
Harry$25.007/13/2011 7:25:01 AM
TrueFortune$50.007/13/2011 8:11:23 PM
virtuous-repayment$25.007/14/2011 3:35:39 PM
NDFIRTH$50.007/14/2011 7:12:02 PM
mostlynice$102.807/15/2011 2:02:34 PM
Aeroman32$25.007/15/2011 11:32:20 PM
GreenSun$25.007/16/2011 5:14:09 AM
Rivervale_Westwood$25.007/16/2011 12:15:24 PM
TrustPlus$50.007/16/2011 2:16:47 PM
efficient-marketplace$25.007/16/2011 2:17:18 PM
cr8on$100.007/16/2011 12:15:25 PM
Palacios$25.007/16/2011 10:33:31 PM
radiant-fund$50.007/17/2011 8:03:45 AM
wwwUniversal$25.007/17/2011 12:07:22 PM
kulender$50.007/17/2011 12:07:29 PM
fiddlerzvi$50.007/17/2011 12:08:01 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:37 PM
WesLL$2,000.007/17/2011 7:07:54 PM
efficient-treasure0$25.007/17/2011 7:30:20 PM
objective-investor$100.007/17/2011 8:02:06 PM
bold-yield-rumbler$25.007/17/2011 9:22:56 PM
forceful-duty178$50.007/18/2011 1:29:06 AM
pound-balancer$100.007/18/2011 7:53:05 AM
TQLender$50.007/17/2011 8:15:32 PM
availableloan$25.007/17/2011 9:50:52 PM
platinum-rapture6$25.007/17/2011 10:21:58 PM
sgt-schultz$25.007/18/2011 6:38:22 AM
gojackgo$50.007/18/2011 10:56:33 AM
wealth-fighter3$25.007/18/2011 12:27:36 PM
RLaumeyer$25.007/18/2011 9:23:32 AM
delmo$49.207/18/2011 10:02:44 AM
money-bauble$100.007/18/2011 10:31:29 AM
CreditBuilder2$100.007/18/2011 1:22:07 PM
safe-commerce$63.007/18/2011 12:16:38 PM
gold-disk$25.007/18/2011 12:50:02 PM
fireboss$25.007/18/2011 4:35:06 PM
dpjd$25.007/18/2011 4:19:47 PM
lowrate$25.007/18/2011 3:37:18 PM
luckygreen10$50.007/18/2011 3:37:52 PM
generous-deal6$50.007/18/2011 5:42:13 PM
lifegrowth$25.007/18/2011 7:08:05 PM
asset-equilibrium0$25.007/18/2011 5:36:58 PM
kind-unassuming-fund$25.007/18/2011 5:18:58 PM
ClearLake$25.007/19/2011 12:23:35 AM
p2p-paradise$25.007/19/2011 12:32:19 AM
studious-bonus7$65.187/19/2011 12:38:13 AM
Hexnut$50.007/18/2011 8:59:34 PM
hostbank$100.007/18/2011 10:57:53 PM
lamsabuy$140.007/18/2011 11:05:22 PM
paramjit$31.577/19/2011 12:27:51 AM
Eric_Gagne$25.007/19/2011 7:44:07 AM
credit-meteor7$100.007/19/2011 8:07:59 AM
soccermom33$25.007/19/2011 5:26:15 AM
lagnisiruk$25.007/19/2011 1:02:54 AM
137 Investments
 
Borrower Payment Dependent Notes Series 514456
This series of Notes was issued and sold upon the funding of the borrower loan #51470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-05-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1983 Debt/Income ratio: 30%
Credit score: 660-679 (Jun-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 8 / 4Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,025Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: Yes  
Screen name: greenback-structure1 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
retired
Purpose of loan:
This loan will be used to...pay some debts

My financial situation:
I am a good candidate for this loan because...I pay my bills on time, however, I have had a couple of medical bills that have put me behind right now.


Monthly net income: $5,000
Monthly expenses: 4000
housing: $1368
Insurance: $500
Car expenses: $400
Utilities: $150
Phone, cable, internet: $230
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MarvintheMartian$25.007/5/2011 5:13:47 PM
restless-dime$100.007/5/2011 5:49:32 PM
social-hunter5$25.007/6/2011 7:56:00 AM
tech310$25.007/9/2011 7:58:52 PM
lobstahlender$25.007/11/2011 9:08:07 AM
VJ_Financial$26.027/11/2011 5:49:12 PM
fishcreek$25.007/12/2011 1:55:23 AM
reflective-rupee$200.097/12/2011 6:49:53 AM
melodious-openness$500.007/12/2011 10:35:58 PM
loot-supporter2$25.007/13/2011 1:45:26 AM
palace2$250.007/13/2011 6:19:10 AM
icon7$45.007/13/2011 7:39:55 AM
jpac1066$25.007/13/2011 7:12:17 AM
Montiesholdings$25.007/13/2011 9:40:58 AM
shrewd-income$75.067/13/2011 11:35:21 AM
fireferd$35.007/13/2011 11:14:30 AM
selector568$50.007/13/2011 10:43:58 AM
income-lion$25.007/6/2011 12:47:08 PM
diligent-peace9$200.007/7/2011 11:37:23 AM
nickel-launcher$25.007/7/2011 1:02:59 PM
ready-interest9$25.007/8/2011 1:14:19 PM
scamps$25.007/11/2011 9:25:27 PM
back-scratchers$25.007/13/2011 12:47:52 AM
kind-diligent-coin$25.007/13/2011 4:41:35 AM
nodebt2012$25.007/13/2011 8:02:13 AM
coyone$43.837/13/2011 10:28:41 AM
moola-pillow$100.007/13/2011 10:47:26 AM
27 Investments
 
Borrower Payment Dependent Notes Series 514578
This series of Notes was issued and sold upon the funding of the borrower loan #51425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $129.42
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-2000 Debt/Income ratio: 58%
Credit score: 600-619 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:1y 7m
Amount delinquent: $568 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,668Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: bill-attraction Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 600-619 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
740-759 (Apr-2010)
 
Principal balance: $1,400.78 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
pay off prosper loan and credit car
Purpose of loan: to consolidate another prosper loan and a credit card
This loan will be used to... consolidate debt

My financial situation: I get paid every two weeks and net approximately $550-$560 with each check.

I am a good candidate for this loan because...I work full time and have always had a job. My husband and I are trying to eliminate debt so that we can buy a larger house and this would be one step in the right direction.


Monthly net income: $1200
Monthly expenses: approximately $500-600 give or take depending upon utility fluctuation
Housing: $517 split with my husband
Insurance: $50/month
Car expenses: $NA
Utilities: $80
Phone, cable, internet: $NA
Food, entertainment: $100 - 150
Clothing, household expenses: $NA
Credit cards and other loans: $150
Other expenses: $NA
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
NekHoldings$25.007/11/2011 9:12:01 AM
mikeandcat$50.007/13/2011 5:07:29 AM
Billfred$25.007/14/2011 7:36:45 PM
jkeller4000$25.007/15/2011 5:52:22 AM
mikeandcat$50.007/15/2011 4:56:39 AM
pearl13$100.007/16/2011 9:06:18 AM
worth-blanket2$2,349.917/17/2011 3:24:53 PM
chameleon125$25.007/11/2011 2:03:22 PM
head$25.007/11/2011 1:33:17 PM
CommunityArts_Non-profit$25.007/13/2011 12:34:53 AM
reflective-rupee$200.097/13/2011 2:22:29 PM
alexgalt$25.007/13/2011 11:01:06 PM
orange-leverage-phoenix$50.007/15/2011 2:28:08 PM
Feyenoord$25.007/15/2011 10:17:42 PM
14 Investments
 
Borrower Payment Dependent Notes Series 514704
This series of Notes was issued and sold upon the funding of the borrower loan #51467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $588.41
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1992 Debt/Income ratio: 46%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:21y 4m
Amount delinquent: $0 Total credit lines: 21 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $91,289Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 100%  
   Homeownership: Yes  
Screen name: invincible-principal Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 660-679 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
740-759 (Mar-2010)
 
Principal balance: $6,366.41 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
debt consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/6/2011 9:01:09 AM
simplelender80$100.007/6/2011 9:01:18 AM
chameleon125$25.007/6/2011 1:12:48 PM
alphaseek$150.007/6/2011 2:23:49 PM
Investor_DP$100.007/7/2011 12:05:33 AM
Dubbs360$25.007/7/2011 2:02:34 AM
diligent-peace9$50.007/7/2011 9:10:27 AM
profitable-return5$50.007/7/2011 9:44:22 AM
wisconsinvestor$25.007/7/2011 4:53:34 PM
reward-adventure$25.007/8/2011 6:05:03 AM
villagers$25.007/8/2011 12:30:51 PM
HoyaHeel$25.007/8/2011 12:05:44 PM
diplomatic-wealth7$25.007/8/2011 1:03:55 PM
thankful-nickel2$25.007/8/2011 2:58:36 PM
Investor_DP$100.007/8/2011 9:54:45 PM
yf99yz$25.007/9/2011 11:07:19 PM
first-serene-credit$25.007/9/2011 9:54:19 PM
money-baron$25.007/11/2011 3:25:20 AM
MadHun$175.007/11/2011 2:18:24 PM
bold-principal-fountain$25.007/11/2011 2:24:12 PM
handshake5$100.007/13/2011 12:53:05 AM
tolerant-dinero2$25.007/13/2011 8:25:10 AM
reflective-rupee$200.097/13/2011 1:57:41 PM
papaloha$25.007/13/2011 6:47:37 PM
mlj0671$25.007/13/2011 8:46:31 PM
mikrolown$25.007/13/2011 6:30:35 PM
well-mannered-income3$25.007/14/2011 8:16:04 AM
pearl13$100.007/14/2011 3:13:43 PM
twjh$25.007/14/2011 2:05:34 PM
important-openness1$100.007/14/2011 4:18:49 PM
jkeller4000$25.007/15/2011 5:52:21 AM
Bob450$25.007/15/2011 12:44:21 PM
momoney2lend$25.007/15/2011 9:03:21 PM
good4loan$50.007/16/2011 12:48:57 AM
loyalist1$200.007/16/2011 4:23:03 AM
natural-platinum$25.007/16/2011 12:17:30 PM
treasure-bliss$50.007/17/2011 12:12:11 PM
market-pudding$25.007/17/2011 1:10:14 PM
moola-accelerator6$40.007/17/2011 11:30:11 AM
integrity-electron9$50.007/17/2011 4:29:52 PM
wampum-chorus3$25.007/17/2011 3:44:41 PM
loss-of-control$25.007/17/2011 4:58:59 PM
vest_vortex$25.007/17/2011 5:26:57 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:45 PM
jjswanso$25.007/18/2011 7:13:50 AM
finance-prescription$50.007/18/2011 7:23:51 AM
jmb_lending$50.007/18/2011 12:50:57 AM
ommcd$25.007/18/2011 6:22:08 AM
sgt-schultz$35.007/18/2011 6:39:13 AM
jasonblings$25.007/18/2011 10:00:35 AM
bsmtloan$200.007/18/2011 8:56:31 AM
wyogirllender$25.007/18/2011 7:59:29 AM
micloans$25.007/18/2011 9:46:08 AM
money-bauble$100.007/18/2011 10:31:34 AM
dollar-sonnet3$49.007/18/2011 2:14:58 PM
djkaiser$25.007/18/2011 11:20:39 AM
wealth-fighter3$25.007/18/2011 12:29:25 PM
peace-saber0$25.007/18/2011 10:46:41 AM
LendingP2P$100.007/18/2011 4:23:14 PM
successful-agreement7$100.007/18/2011 2:56:45 PM
Wart126$25.007/18/2011 12:27:24 PM
frugalinvestor20$25.007/18/2011 2:04:42 PM
tshurts$25.007/18/2011 4:42:23 PM
enchanted-diversification496$50.007/18/2011 4:42:28 PM
yield-hut$100.007/18/2011 5:10:54 PM
Allyson-Prosper$25.007/18/2011 3:55:24 PM
asoldier$25.007/18/2011 4:35:25 PM
cash-reaction2$50.007/18/2011 6:52:00 PM
powerlifter275$25.007/18/2011 8:41:51 PM
bath836$50.007/18/2011 8:50:54 PM
generous-deal6$50.007/18/2011 5:45:07 PM
Mad_Scientist$25.987/18/2011 6:16:40 PM
Phatt-Daddy$25.007/19/2011 5:05:18 AM
GCInvestments$26.007/18/2011 7:11:29 PM
bsh297$25.007/19/2011 5:52:52 AM
loot-supporter2$25.007/18/2011 7:53:22 PM
intrepid-loot$25.007/19/2011 6:11:54 AM
cogent$29.017/19/2011 6:13:46 AM
BigBag$25.007/18/2011 10:01:46 PM
bahamaman$25.007/18/2011 11:50:42 PM
afterhours$25.007/18/2011 10:49:50 PM
irrelevant$25.007/19/2011 12:33:17 AM
equallender$122.877/19/2011 7:28:56 AM
upbeat-investment9$100.007/19/2011 8:18:33 AM
manatee21$40.007/19/2011 8:31:12 AM
britgsb$50.007/19/2011 1:59:38 AM
cerebral-dollar773$75.007/19/2011 5:30:34 AM
principal-laser$42.367/19/2011 5:15:06 AM
StPong$25.007/19/2011 9:27:32 AM
whatreality$25.007/19/2011 7:29:45 AM
moose-capital-funding$25.337/19/2011 9:55:19 AM
treasure-brigade$25.007/19/2011 10:13:26 AM
the-profit-oracle$25.007/19/2011 9:09:09 AM
authoritative-platinum7$25.007/19/2011 9:27:32 AM
terrific-dough6$50.007/19/2011 9:30:29 AM
payment-gusto$25.007/19/2011 9:12:40 AM
Marfloogan$25.007/19/2011 10:13:46 AM
REITRUST$25.007/19/2011 10:12:07 AM
the-reliable-trade$100.007/17/2011 4:01:27 PM
Whatssofunnybout$25.007/6/2011 8:19:27 PM
orderly-leverage$25.007/6/2011 8:07:46 PM
thankful-generosity5$70.007/6/2011 8:19:08 PM
Investor_DP$100.007/7/2011 12:04:23 AM
shawnw2$50.007/7/2011 7:10:38 AM
thoughtful-exchange8$25.007/7/2011 12:57:48 PM
gain-gourd$50.007/8/2011 12:36:54 PM
five-star-note$50.007/8/2011 1:47:23 PM
diligent-peace9$50.007/8/2011 3:25:54 PM
Investor_DP$100.007/8/2011 10:01:50 PM
bazaar-festivity$25.007/8/2011 10:29:13 PM
fortytwo$250.007/9/2011 10:48:34 AM
Investoman$50.007/11/2011 6:20:24 AM
Feyenoord$25.007/11/2011 8:57:14 PM
6moonbeams$100.007/11/2011 10:01:29 PM
CommunityArts_Non-profit$25.007/12/2011 12:17:46 AM
neutrino6$25.007/12/2011 7:39:24 AM
wisconsinvestor$25.007/12/2011 3:37:21 PM
Weaverville$25.007/12/2011 9:12:29 PM
worth-blanket2$5,000.007/13/2011 8:08:28 AM
shawnw2$25.007/13/2011 10:29:22 AM
first-favorite-bonus9$25.007/13/2011 4:37:13 PM
jubilant-trade6$50.007/13/2011 10:39:42 PM
frogperson$50.007/14/2011 8:06:29 AM
heerzaquestion$35.007/14/2011 10:05:53 AM
money-baron-roth-IRA$25.007/14/2011 4:41:42 PM
AlternativeCashFlow$25.007/14/2011 7:36:30 PM
silver-buckeye$25.007/14/2011 8:59:34 PM
loss-of-control$50.007/14/2011 6:31:46 PM
amlu1988$25.007/15/2011 7:11:34 AM
CatbirdBanking$25.007/15/2011 9:58:01 AM
Leshan$100.007/15/2011 10:22:18 AM
unique-dough$25.007/15/2011 5:43:00 PM
handy-justice$50.007/15/2011 6:11:49 PM
powerful-finance7$25.007/16/2011 2:32:29 AM
worthy-bid8$25.007/16/2011 1:08:37 AM
asiaratt$50.007/16/2011 12:13:11 PM
EarlyRiser$100.007/16/2011 4:07:12 PM
all_of_that_one$25.007/16/2011 7:16:12 PM
reflective-gain$25.007/17/2011 7:48:43 AM
sweetlan$25.077/17/2011 2:21:13 PM
lotus6$25.007/17/2011 1:41:48 PM
Bobtep23$25.007/17/2011 2:47:04 PM
john2218$25.007/17/2011 3:13:53 PM
quest0$25.007/17/2011 4:03:49 PM
EretzCapital$25.007/17/2011 9:38:21 PM
investisure$100.007/18/2011 1:40:57 AM
WesLL$1,000.007/17/2011 7:11:26 PM
economy-coup$100.007/18/2011 12:53:54 AM
sharp518$25.007/18/2011 8:04:47 AM
mpatrick$25.007/18/2011 9:12:30 AM
Leopoldine$25.007/18/2011 8:26:50 AM
entreprenooner$25.007/18/2011 7:52:10 AM
HermanstadtKid$25.007/18/2011 11:08:33 AM
stock106$25.007/18/2011 8:54:39 AM
liberty-pecan$250.007/18/2011 1:02:53 PM
jhernand17$25.007/18/2011 9:20:26 AM
heroic-compassion6$200.037/18/2011 9:45:28 AM
GElender$25.007/18/2011 4:42:19 PM
friendly-principal76$25.007/18/2011 3:39:07 PM
powerful-finance7$25.007/18/2011 4:13:46 PM
umfan123$25.007/18/2011 4:18:06 PM
x-lender$70.007/18/2011 4:44:35 PM
orange-preeminant-bill$50.007/18/2011 5:03:02 PM
cac1966$25.007/18/2011 5:16:13 PM
dudebrah$25.007/18/2011 5:09:34 PM
first-dinero-paladin$25.007/18/2011 9:18:59 PM
Tikibarman$50.007/19/2011 6:57:11 AM
arampata$260.007/19/2011 1:14:06 AM
baker31$59.987/19/2011 8:43:14 AM
resplendent-dollar$25.007/19/2011 2:06:02 AM
wwwUniversal$25.007/19/2011 12:33:14 AM
fund-dragster$100.007/19/2011 6:22:22 AM
loan-kung-fu$200.007/19/2011 10:11:52 AM
musegaze$100.007/19/2011 8:56:51 AM
Castelj$50.007/19/2011 7:53:26 AM
minddoc$25.007/19/2011 9:08:17 AM
abundant-marketplace436$50.007/19/2011 9:52:08 AM
newest-organic-rupee$19.287/19/2011 10:17:26 AM
178 Investments
 
Borrower Payment Dependent Notes Series 514730
This series of Notes was issued and sold upon the funding of the borrower loan #51495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,920.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Jul-04-2011 
Term: 60 months Listing End date:  Jul-18-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 20.44% Monthly payment: $231.34
 
Lender servicing fee: 1.00% Effective Yield*: 17.68%  
Estimated return*: 11.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1999 Debt/Income ratio: 8%
Credit score: 660-679 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:20y 6m
Amount delinquent: $0 Total credit lines: 9 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,310Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: blackberry224 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pre Retirement Debt Consolidation
Purpose of loan:
This loan will be used to pay of all credit card debt before becoming effectively retired from the Air Force

My financial situation:
I am a good candidate for this loan because I will always receive income and have just graduated with my Masters degree and am in a program to obtain certification as a personal financial advisor.


Monthly net income: $4,200
Monthly expenses: $
Housing: $1,060
Insurance: $200
Car expenses: $0 (own both vehicle titles)
Utilities: $350
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $400
Credit cards and other loans: $300
Other expenses: $500 (dividend return investments)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
PaulW$25.007/16/2011 4:48:28 AM
the-reliable-trade$100.007/17/2011 4:01:20 PM
cello1$25.007/4/2011 5:04:29 PM
chestnut4$25.007/4/2011 5:05:44 PM
Investor_DP$100.007/4/2011 5:06:11 PM
jdrez$25.007/4/2011 5:04:16 PM
Edwin_Rae$25.007/4/2011 5:04:44 PM
rescue$100.007/4/2011 5:04:50 PM
lend2end$25.007/4/2011 5:23:58 PM
economy-huckleberry0$25.007/5/2011 10:37:00 AM
jmeasn$25.007/6/2011 6:35:36 AM
jpac1066$200.007/6/2011 7:51:22 PM
John_Galt$55.007/7/2011 2:23:57 PM
superb-funds335$25.007/7/2011 8:46:00 PM
jubilant-trade6$50.007/8/2011 12:21:05 AM
indomitable-coin$25.007/8/2011 7:38:01 AM
fortytwo$250.007/9/2011 10:38:06 AM
commerce-web5$25.007/9/2011 4:54:10 PM
tech310$50.007/9/2011 7:53:44 PM
nickel-ferret$50.007/11/2011 7:41:03 AM
kdog99$100.007/11/2011 3:06:38 PM
wwialnlgy$100.007/11/2011 4:47:34 PM
6moonbeams$100.007/11/2011 10:01:18 PM
Weaverville$50.007/12/2011 8:54:35 PM
Higheagle$40.007/13/2011 8:37:50 AM
deal-hickory5$100.007/13/2011 3:53:37 PM
ministry1$50.007/13/2011 5:09:06 PM
vigilance-revolutionary$50.007/14/2011 9:14:18 AM
jmeasn$25.007/14/2011 5:12:56 PM
ckatak$50.007/15/2011 7:13:49 AM
worth-arch$25.007/15/2011 7:45:36 AM
top-radiant-funds$50.007/15/2011 11:00:33 AM
profit-powerplant$25.007/15/2011 11:02:14 AM
Palacios$50.007/15/2011 9:37:50 AM
love-interest$50.007/15/2011 1:11:02 PM
Imperativity$25.007/15/2011 1:03:40 PM
secondphase$50.007/15/2011 7:26:03 PM
vutah$25.007/15/2011 7:32:50 PM
vigorous-velocity$100.007/15/2011 8:33:40 PM
nalaari$30.007/16/2011 8:57:24 AM
E_G$50.007/16/2011 10:33:29 AM
Rivervale_Westwood$25.007/16/2011 12:04:22 PM
wwwUniversal$25.007/16/2011 12:14:08 PM
jwood3030$25.007/16/2011 12:14:15 PM
TrustPlus$50.007/16/2011 2:16:46 PM
kulender$50.007/16/2011 12:02:57 PM
vollynet$75.007/16/2011 2:35:11 PM
wilmajean$50.007/17/2011 6:21:21 AM
massuot$25.007/16/2011 9:26:44 PM
techs$25.007/17/2011 7:56:41 AM
AlternativeCashFlow$25.007/17/2011 1:09:49 AM
devoider$25.007/17/2011 7:42:03 AM
marwadi-62$300.007/17/2011 7:40:56 AM
dollar-missile3$25.007/17/2011 3:23:09 PM
thoughtful-contract984$50.007/17/2011 5:22:07 PM
mala54$27.007/17/2011 5:40:51 PM
virtuous-repayment$50.007/17/2011 4:40:34 PM
brightest-dignified-worth$100.007/17/2011 4:45:55 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:36 PM
Only_Money$25.007/17/2011 6:34:54 PM
britgsb$50.007/18/2011 1:08:36 AM
efficient-treasure0$25.007/17/2011 7:30:19 PM
coin-investor$25.007/18/2011 9:17:23 AM
sensible-order2$55.377/18/2011 9:17:50 AM
investisure$100.007/18/2011 1:40:50 AM
money-bauble$100.007/18/2011 10:31:28 AM
fireboss$25.007/18/2011 9:17:53 AM
bigphish$25.007/18/2011 11:05:08 AM
Jager31$25.007/18/2011 9:17:59 AM
michaelwong$50.007/18/2011 8:08:12 AM
SNH$100.007/18/2011 11:12:57 AM
intuitive-benefit3$100.007/18/2011 9:18:12 AM
revenue-serenity$25.007/18/2011 8:50:41 AM
ttnk62918$25.007/18/2011 9:39:16 AM
gold-disk$25.007/18/2011 12:50:02 PM
CaliforniaSun$25.007/18/2011 9:58:46 AM
progressive-economy261$100.007/18/2011 9:17:33 AM
studious-bonus7$74.887/18/2011 9:17:54 AM
jescowa$50.007/18/2011 1:57:10 PM
Richmp412$25.007/18/2011 11:35:16 AM
Worldskiboy$50.007/18/2011 1:51:56 PM
worldly-investment333$50.007/18/2011 11:55:02 AM
successful-agreement7$100.007/18/2011 2:56:37 PM
ICHITECH$25.007/18/2011 1:14:57 PM
rogue_monster$50.007/18/2011 1:55:23 PM
maildude$25.007/18/2011 4:44:20 PM
promise2$200.007/18/2011 3:50:27 PM
benefit-catalyst$100.007/18/2011 4:18:35 PM
dpjd$25.007/18/2011 4:19:46 PM
Soothsayer$25.007/18/2011 4:00:28 PM
beachbum22$25.007/18/2011 4:46:56 PM
the-enthralling-coin$25.007/18/2011 4:52:13 PM
unassassinable$25.007/18/2011 4:35:02 PM
jarf$25.007/18/2011 4:45:01 PM
Banker7371$25.007/18/2011 4:47:41 PM
BxRealtor$25.007/4/2011 5:04:41 PM
ski bum$100.007/4/2011 5:06:09 PM
SimpleChoice$25.007/4/2011 5:07:24 PM
HamachiMan$50.007/4/2011 5:06:15 PM
platinum-sorcerer6$50.007/4/2011 5:04:06 PM
kanemochi$25.007/4/2011 5:04:26 PM
pnace$50.007/4/2011 5:06:27 PM
lasalle123$100.007/5/2011 7:46:20 AM
janeybooboo$100.007/4/2011 9:01:08 PM
Bank_Of_XL$25.007/5/2011 5:23:09 AM
greenback-seagull2$100.007/5/2011 6:54:37 PM
magnetic-dedication3$25.007/5/2011 11:03:55 PM
rustysailor$25.007/6/2011 10:01:29 PM
availableloan$25.007/7/2011 4:07:33 PM
grove064$100.007/8/2011 9:28:04 AM
villagers$100.007/8/2011 12:31:56 PM
BuildingShanghai$26.137/8/2011 6:14:43 PM
dinero-elevator$50.007/8/2011 7:55:26 PM
Watersports$50.007/9/2011 2:11:35 PM
loyalty-sherpa$25.007/9/2011 6:19:59 PM
pearl13$100.007/10/2011 12:15:38 PM
Zolton$100.007/10/2011 12:18:53 PM
MadHun$175.007/11/2011 2:18:14 PM
poolshark72$25.007/12/2011 3:16:43 PM
Interloper$40.007/13/2011 9:07:57 AM
john2218$25.007/13/2011 5:23:07 PM
radforj22$25.007/13/2011 7:18:38 PM
competent-balance5$50.007/14/2011 12:47:22 PM
harperpotok$50.007/14/2011 7:31:40 PM
integrity-doctor$100.007/15/2011 6:50:35 AM
lm75$25.007/15/2011 10:19:22 AM
Peterman$25.007/15/2011 10:59:27 AM
cr8on$100.007/15/2011 5:12:55 PM
adamnash$50.007/15/2011 11:20:58 PM
asmithj$25.007/16/2011 5:36:50 AM
Aeroman32$25.007/15/2011 11:32:19 PM
wealth-grasshopper0$25.007/16/2011 10:03:40 AM
fiddlerzvi$50.007/16/2011 12:15:18 PM
payout-achievement$100.007/16/2011 11:17:28 AM
SkierDude$25.007/16/2011 4:13:10 PM
Dskillz$106.007/16/2011 6:45:58 PM
sportcraft18$98.007/16/2011 6:44:54 PM
silvox$66.437/16/2011 4:25:14 PM
Dreamconnection$50.007/17/2011 9:01:19 AM
pensacolaborn$25.007/17/2011 7:57:40 AM
radiant-fund$50.007/17/2011 8:03:45 AM
steven3333$25.007/17/2011 10:20:02 AM
prudent-marketplace7$50.007/17/2011 3:43:05 PM
justinology$25.007/17/2011 3:51:54 PM
Rob717171$25.007/17/2011 4:37:53 PM
objective-investor$100.007/17/2011 8:02:06 PM
forceful-duty178$50.007/18/2011 1:29:05 AM
amdemma$100.007/18/2011 5:02:18 AM
luckygreen10$50.007/18/2011 9:18:15 AM
blissful-finance7$50.007/18/2011 9:54:40 AM
davisfl$25.007/18/2011 10:35:35 AM
egw$25.007/18/2011 9:18:16 AM
zeelender$25.007/18/2011 11:48:59 AM
wanna-help$50.007/18/2011 1:29:26 PM
the-profit-oracle$25.007/18/2011 9:18:00 AM
Astyanax$100.007/18/2011 2:55:15 PM
NorthwestLoan1$50.007/18/2011 9:48:26 AM
MyPlantsEatBugs$25.007/18/2011 2:06:07 PM
janeybooboo$25.007/18/2011 4:06:57 PM
BenefactorX$25.007/18/2011 12:07:31 PM
wlm3012$30.007/18/2011 3:12:35 PM
dedication-merman$25.007/18/2011 3:15:55 PM
reflective-cash0$50.007/18/2011 2:44:36 PM
lowrate$25.007/18/2011 3:37:16 PM
ujiba$46.197/18/2011 4:33:55 PM
DadWarbucks$25.007/18/2011 4:47:42 PM
166 Investments
 
Borrower Payment Dependent Notes Series 514970
This series of Notes was issued and sold upon the funding of the borrower loan #51449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Aug-1995 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $643Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: commitment-thinker Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:

To pay off credit card debt, to pay off old debts, home improvement fixes, and to furnish apartment

My financial situation:
I am a good candidate for this loan because...


I am a full time hard working college student majoring in business.
I get paid $300 in cash to host entertainment events every weekend.
I help run a blog online and make $600 a month as extra income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
first-favorite-bonus9$25.007/6/2011 3:42:05 PM
social-hunter5$50.007/7/2011 10:57:27 AM
diligent-peace9$175.007/7/2011 11:45:59 AM
AlternativeCashFlow$25.007/10/2011 11:22:02 AM
reflective-rupee$200.097/7/2011 3:12:17 PM
jkeller4000$25.007/15/2011 5:49:29 AM
nodebt2012$25.007/16/2011 9:34:57 AM
pearl13$100.007/16/2011 9:06:01 AM
worth-blanket2$3,374.917/17/2011 3:21:40 PM
9 Investments
 
Borrower Payment Dependent Notes Series 514980
This series of Notes was issued and sold upon the funding of the borrower loan #51438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-07-2011 
Term: 60 months Listing End date:  Jul-19-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 24.25% Monthly payment: $276.13
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%  
Estimated return*: 14.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1991 Debt/Income ratio: 22%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 9Length of status:22y 3m
Amount delinquent: $24,115 Total credit lines: 29 Occupation: Clerical
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $10,152Stated income:$25,000-$49,999
Delinquencies in last 7y: 33 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: Grandma527 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 83% ) 700-719 (Latest)
Principal borrowed: $4,500.00< 31 days late: 6 ( 17% )  
720-739 (Sep-2009)
680-699 (Jun-2008)
660-679 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Paid off Credit card
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because i have paid off my prior loan with prosper in full.

Monthly net income: $ 2596.00
Monthly expenses: $ 1189.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-reliable-trade$25.007/13/2011 8:23:39 AM
Abstract$50.007/7/2011 5:00:27 PM
resolute-basis9$100.007/7/2011 5:01:14 PM
pnace$50.007/7/2011 5:01:48 PM
Investor_DP$100.007/7/2011 5:01:14 PM
HamachiMan$50.007/7/2011 5:01:34 PM
jmeasn$25.007/7/2011 5:09:16 PM
krd_Chicago$75.007/8/2011 7:50:31 AM
villagers$100.007/8/2011 12:31:06 PM
chameleon125$25.007/8/2011 12:45:57 PM
BxRealtor$25.007/8/2011 7:17:25 PM
rescue$100.007/8/2011 7:17:31 PM
worth-web5$100.007/9/2011 6:15:45 AM
Beld$50.007/9/2011 7:11:09 AM
Dooriter$100.007/9/2011 8:12:32 AM
fortytwo$250.007/9/2011 10:38:28 AM
Soothsayer$25.007/10/2011 1:39:08 PM
Munnie$25.007/11/2011 10:09:42 AM
DadWarbucks$50.007/11/2011 10:51:26 AM
helping-out$50.007/11/2011 12:07:29 PM
cablenews$75.007/11/2011 12:33:23 PM
MadHun$175.007/11/2011 2:18:38 PM
JLMGroupFunds$25.007/11/2011 5:01:48 PM
Ocean713$50.007/11/2011 5:37:24 PM
Weaverville$25.007/11/2011 6:33:03 PM
affluence-tycoon$25.007/12/2011 7:46:33 AM
fair-pound5$100.007/12/2011 8:13:06 AM
greenback-seagull2$100.007/12/2011 8:22:32 AM
whartonmba$25.007/12/2011 12:01:10 PM
bold-durability-drum$50.007/12/2011 1:31:52 PM
Investoman$50.007/12/2011 12:38:28 PM
indomitable-dedication$50.007/12/2011 12:29:37 PM
wisconsinvestor$25.007/12/2011 3:37:46 PM
GCInvestments$25.007/12/2011 7:40:28 PM
britgsb$25.007/13/2011 2:07:18 AM
Mariner3605$25.007/13/2011 12:59:48 AM
dollardave$100.007/13/2011 11:07:54 AM
deal-hickory5$50.007/13/2011 3:52:09 PM
bold-steady-peso$100.007/13/2011 6:13:51 PM
finance-magma7$25.007/13/2011 6:52:17 PM
john2218$25.007/13/2011 5:17:06 PM
the-swashbuckler$25.007/13/2011 8:36:49 PM
mikrolown$25.007/13/2011 6:30:36 PM
Mark-7$50.007/14/2011 12:24:12 AM
asmithj$50.007/14/2011 3:02:13 AM
bigladybug$100.007/13/2011 10:01:06 PM
Tai$25.007/13/2011 10:29:30 PM
mikepat55$25.007/14/2011 7:06:47 AM
debtcollector$50.007/14/2011 7:29:54 AM
IIP77$25.007/13/2011 11:50:37 PM
worthy-truth$25.007/14/2011 6:05:02 AM
oldmora$25.007/14/2011 7:21:27 AM
pearl13$100.007/14/2011 9:32:27 AM
LivingInvestments01$50.007/14/2011 11:31:57 AM
AntiKris$25.007/14/2011 2:59:18 PM
comet55$25.007/14/2011 3:15:17 PM
duckadoo$50.007/14/2011 1:55:10 PM
Gabriel02$25.007/14/2011 2:44:57 PM
money-baron-roth-IRA$25.007/14/2011 4:41:42 PM
optimization3$50.007/14/2011 7:26:17 PM
harperpotok$50.007/14/2011 7:31:44 PM
CROBRUN$50.007/15/2011 7:43:55 AM
payout-runner$25.007/15/2011 8:35:33 AM
ttnk62918$25.007/15/2011 9:10:03 AM
Palacios$25.007/15/2011 9:31:30 AM
red-benefit-ruler$50.007/15/2011 4:52:35 PM
Rick21$25.007/15/2011 3:50:21 PM
hc90474$50.007/15/2011 6:57:07 PM
hmarquiss4$54.007/15/2011 5:40:25 PM
damage$25.007/15/2011 7:55:59 PM
momoney2lend$25.007/15/2011 9:03:21 PM
Feyenoord$25.007/15/2011 10:28:18 PM
grampy48$25.097/16/2011 4:23:13 AM
haplender$50.007/16/2011 5:41:00 AM
wise-deal-panda$25.007/16/2011 10:21:14 AM
yield-lion2$25.007/16/2011 9:20:28 AM
kdog99$100.007/16/2011 12:04:27 PM
neutrino6$25.007/16/2011 1:35:07 PM
red-enthralling-justice$50.007/16/2011 3:29:43 PM
wtrboy$25.007/16/2011 11:42:26 PM
herbyman$25.007/16/2011 11:37:59 PM
nashibaksi$25.007/17/2011 8:55:54 AM
israel15$25.007/17/2011 3:18:26 AM
mvalley$25.007/16/2011 8:47:29 PM
ocean99$25.007/17/2011 10:39:00 AM
innocent-income4$25.007/17/2011 3:14:30 PM
Rob717171$25.007/17/2011 4:37:53 PM
greenbacchus$25.007/17/2011 3:53:09 PM
cardminger$100.007/17/2011 5:29:41 PM
wealth-pal3$50.007/17/2011 4:49:31 PM
ChewyZ$25.007/18/2011 12:01:13 AM
finance-prescription$50.007/18/2011 7:23:54 AM
Socorro_Capital_Partners$25.007/17/2011 7:43:28 PM
CoolPlexer$25.007/18/2011 9:40:04 AM
emosspot$25.007/18/2011 4:38:59 AM
Worldskiboy$50.007/18/2011 1:51:57 PM
intuitive-benefit3$100.007/18/2011 3:37:50 PM
bigphish$25.007/18/2011 11:05:16 AM
falcon88dp$25.007/19/2011 12:27:53 AM
cash-reaction2$50.007/18/2011 6:52:21 PM
winger66$50.007/19/2011 6:06:34 AM
lagnisiruk$25.007/19/2011 1:03:05 AM
DasMula$27.007/19/2011 7:01:39 AM
credit-meteor7$100.007/19/2011 8:08:01 AM
worthy-bid8$25.007/19/2011 8:43:38 AM
sappy02$25.007/19/2011 10:22:49 AM
musegaze$100.007/19/2011 8:56:53 AM
luckyC$75.007/19/2011 9:30:48 AM
treasure-bliss$50.007/19/2011 9:12:40 AM
martinnc$25.007/19/2011 10:21:13 AM
MoneyForNothing$13.217/19/2011 10:27:17 AM
PaulW$25.007/17/2011 11:24:57 AM
ski bum$100.007/7/2011 5:01:17 PM
resolute-worth4$50.007/7/2011 5:02:04 PM
reflective-rupee$25.097/7/2011 11:05:33 PM
jubilant-trade6$50.007/8/2011 12:21:25 AM
SecondChanceLendingSERV$25.007/8/2011 7:43:39 AM
integrity-doctor$100.007/8/2011 8:13:56 AM
enthusiastic-balance5$100.007/9/2011 4:24:02 AM
transamerican$25.007/9/2011 8:06:54 AM
Mikale360$25.007/9/2011 9:43:00 AM
marwadi-62$25.007/9/2011 10:11:57 AM
radforj22$25.007/9/2011 5:03:16 PM
loyalty-sherpa$25.007/9/2011 6:20:08 PM
tech310$25.007/9/2011 7:56:32 PM
cathexis$25.007/10/2011 8:41:35 AM
ckatak$50.007/10/2011 8:36:23 AM
Counselco$33.007/10/2011 11:23:37 AM
deal-vibrato$50.007/10/2011 2:59:48 PM
worth-arch$25.007/11/2011 7:20:17 AM
nickel-ferret$50.007/11/2011 7:41:24 AM
CAGE-Investments$25.007/11/2011 8:04:58 AM
rogue_monster$25.007/11/2011 2:16:37 PM
wanna-help$50.007/11/2011 1:32:59 PM
thankful-generosity5$100.007/11/2011 4:06:29 PM
wwialnlgy$100.007/11/2011 4:47:50 PM
ideal-platinum1$25.007/11/2011 7:59:39 PM
jubilant-trade6$50.007/12/2011 12:14:18 AM
6moonbeams$100.007/11/2011 10:01:45 PM
moola-cell3$50.007/12/2011 6:13:00 AM
miket71$25.007/12/2011 10:21:50 AM
wisconsinvestor$25.007/12/2011 3:26:06 PM
capital-web7$50.007/12/2011 3:43:44 PM
loucr2003$25.007/12/2011 5:05:08 PM
ClearCut$50.007/12/2011 6:20:06 PM
vegibenz$25.007/12/2011 8:15:36 PM
GElender$25.007/13/2011 5:47:23 AM
SNH$75.007/13/2011 6:23:21 AM
ArchonFinancialHoldings$25.007/13/2011 9:43:13 AM
bnlforever$25.007/13/2011 9:53:58 AM
Tradesmanlender$35.007/13/2011 9:20:22 AM
competent-balance5$100.007/13/2011 1:40:37 PM
Comoparklender$25.007/13/2011 12:07:22 PM
shmb6508$50.007/13/2011 9:54:25 AM
bigphish$25.007/13/2011 3:23:11 PM
red-dime-solo$25.007/13/2011 4:40:31 PM
comicdoc$25.007/13/2011 6:46:26 PM
jlr613$50.007/13/2011 9:59:48 PM
intuitive-camaraderi9$25.007/13/2011 10:14:06 PM
duty-windmill$25.007/14/2011 12:23:16 AM
asset-professor$50.007/14/2011 5:41:52 AM
Mailman2004$25.007/14/2011 8:38:14 AM
kindness-hickory5$50.007/14/2011 5:23:40 AM
MAYBROOK$25.007/14/2011 10:54:26 AM
melodious-fairness$25.007/14/2011 11:56:39 AM
benjo$25.007/14/2011 4:19:36 PM
keeks$25.007/14/2011 3:26:27 PM
autonomous-basis$25.007/14/2011 4:49:52 PM
350DGRZ$25.007/14/2011 7:44:56 PM
TicTac$30.007/14/2011 8:43:45 PM
silver-buckeye$25.007/14/2011 8:59:34 PM
Mayerfan$25.007/14/2011 6:58:29 PM
soulwork$25.007/14/2011 7:10:09 PM
jkeller4000$25.007/15/2011 5:52:22 AM
life-is-great$25.007/15/2011 6:49:00 AM
koan$25.007/15/2011 9:44:17 AM
loan-warrior$25.007/15/2011 11:30:53 AM
Imperativity$25.007/15/2011 1:03:51 PM
capital-buddy$50.007/15/2011 3:18:16 PM
aztocas$50.007/15/2011 4:08:32 PM
successful-agreement7$74.007/15/2011 2:37:49 PM
mnbud$50.007/15/2011 7:58:11 PM
JazzFranchise$25.007/15/2011 8:12:26 PM
bonus-demon$25.007/16/2011 1:07:40 AM
p40thawk$25.007/16/2011 7:14:16 AM
whiffle$25.007/16/2011 7:40:44 AM
natural-greenback6$25.007/16/2011 9:43:34 AM
interstellar$75.007/16/2011 5:32:56 AM
doncm$50.007/16/2011 9:57:22 AM
wealth-grasshopper0$25.007/16/2011 10:03:41 AM
Leshan$204.617/16/2011 11:27:48 AM
worldly-community3$50.007/16/2011 8:41:47 AM
chief_wo$25.007/16/2011 9:51:01 AM
dospapalotes$25.007/16/2011 2:26:38 PM
mckhbnpc$50.007/16/2011 9:00:54 PM
devoider$25.007/17/2011 7:42:04 AM
wlm3012$30.007/17/2011 10:08:18 AM
moola-man$25.007/17/2011 10:22:53 AM
janus_god$25.007/17/2011 1:10:49 PM
SkinnyFish$25.007/17/2011 2:09:08 PM
OrdiNance$50.007/17/2011 4:03:44 PM
financial-frenzy$25.007/17/2011 3:52:00 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:57 PM
efficient-treasure0$25.007/17/2011 7:30:36 PM
prominence8$25.007/17/2011 5:42:00 PM
forceful-duty178$50.007/18/2011 1:29:08 AM
KryptonWare-com$28.007/17/2011 8:43:42 PM
shmb6508$50.007/18/2011 7:22:47 AM
moonshadow10$50.007/18/2011 9:28:10 AM
blissful-finance7$30.007/18/2011 9:59:16 AM
zeelender$25.007/18/2011 11:49:01 AM
money-bauble$100.007/18/2011 10:31:41 AM
davisfl$25.007/18/2011 10:35:37 AM
lowrate$25.007/18/2011 3:37:19 PM
kind-unassuming-fund$25.007/18/2011 5:18:59 PM
generous-deal6$50.007/18/2011 5:42:27 PM
point-promiser$34.007/18/2011 6:03:12 PM
the-discrete-income$50.007/18/2011 8:24:49 PM
hostbank$82.007/18/2011 10:57:55 PM
PCGeekWI$25.007/19/2011 10:12:24 AM
exchange-pledge$50.007/19/2011 10:20:33 AM
fuzed$25.007/19/2011 9:02:23 AM
mpatrick$25.007/19/2011 9:05:26 AM
abundant-marketplace436$50.007/19/2011 9:51:43 AM
norcalsv$25.007/19/2011 10:14:20 AM
vivid-return426$25.007/19/2011 10:26:13 AM
226 Investments
 
Borrower Payment Dependent Notes Series 515012
This series of Notes was issued and sold upon the funding of the borrower loan #51532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,998.02 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.95% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 7.99% Borrower rate/APR: 8.99% / 9.33% Monthly payment: $476.86
 
Lender servicing fee: 1.00% Effective Yield*: 7.99%  
Estimated return*: 6.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1992 Debt/Income ratio: 31%
Credit score: 800-819 (Jul-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,042Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: first-clean-income1 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Borrower
Purpose of loan:
This loan will be used to...Consolidate CC debt

My financial situation: My income includes SS Retired, USAF Retired, and part-time driver(employment status w/United Leasing has changed from Private Contractor (2 1/2 yrs) to Part Time employed beginning (Jan. 2011).
I am a good candidate for this loan because...My CC dept was about double 3 yrs ago. Have continued paying $1,200+ payments, but with a lower rate I believe I can pay this loan off in a minimum of 1 1/2 years by dbling up on pmts. Am also fixing up my house, which is valued at $80,000. Am in exellent health taking only 1/2 dose of acid reflux medication.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BankofHank$100.007/6/2011 5:00:55 PM
figs4u2$100.007/6/2011 5:01:09 PM
indomitable-coin$25.007/6/2011 5:00:29 PM
rescue$100.007/6/2011 5:01:18 PM
jubilant-trade6$50.007/6/2011 5:00:50 PM
neighborly-hope6$100.007/6/2011 5:01:02 PM
radforj22$50.007/6/2011 5:01:08 PM
meux99$25.007/6/2011 5:01:16 PM
Rivervale_Westwood$25.007/6/2011 5:01:21 PM
kenji4861$50.007/6/2011 5:01:26 PM
ogmanny$50.007/6/2011 5:02:16 PM
benjamins-utopia$50.007/6/2011 5:02:30 PM
-J$25.007/6/2011 5:02:37 PM
Solid-Platinum$100.007/6/2011 10:45:27 PM
antlr$50.007/7/2011 9:12:07 AM
restless-currency$25.007/7/2011 9:12:30 AM
tapesor$100.007/7/2011 9:12:08 AM
BankofPete$30.007/8/2011 11:46:22 AM
truth-image$50.007/8/2011 1:07:21 PM
first-favorite-bonus9$25.007/8/2011 4:27:30 PM
GElender$50.007/9/2011 6:15:07 AM
StPong$25.007/9/2011 12:14:21 PM
determined-deal7$25.007/9/2011 12:14:32 PM
michaelwong$50.007/10/2011 8:47:48 PM
nickel-ferret$50.007/11/2011 7:41:12 AM
anacent$50.007/11/2011 9:32:25 AM
cunning-worth5$100.007/11/2011 3:06:05 PM
diversification-surge$50.007/11/2011 3:03:56 PM
jubilant-trade6$50.007/12/2011 12:14:13 AM
velocity-solo$30.007/12/2011 1:28:00 AM
FlexFunding$50.007/12/2011 11:42:17 AM
Weaverville$100.007/12/2011 11:42:25 AM
pnace$50.007/12/2011 12:30:06 PM
Leopoldine$25.057/12/2011 11:42:20 AM
Harry$25.007/13/2011 7:25:05 AM
degster$25.007/13/2011 3:42:37 PM
Goodlender42$25.007/13/2011 3:38:08 PM
thedoctor$100.007/13/2011 3:53:37 PM
Aeroman32$25.007/13/2011 10:03:14 PM
virtuous-repayment$25.007/14/2011 3:35:43 PM
AFairDeal$30.007/14/2011 4:23:24 PM
whistledicksmith$25.007/14/2011 4:22:52 PM
transparency-baton$25.007/14/2011 4:27:43 PM
harperpotok$50.007/14/2011 7:31:43 PM
NDFIRTH$50.007/14/2011 7:12:05 PM
ckatak$50.007/15/2011 7:14:00 AM
dberry46$25.007/15/2011 9:21:10 PM
finance-symphony7$50.007/16/2011 4:56:42 AM
GreenSun$25.007/16/2011 5:14:14 AM
jfd287$25.007/16/2011 6:55:23 AM
BONSAY$50.007/16/2011 2:33:03 AM
C_Mark$50.007/16/2011 2:28:56 PM
cash-pie$25.007/16/2011 6:29:27 PM
red-dime-solo$25.007/16/2011 5:09:01 PM
Patrician$50.007/16/2011 10:32:07 PM
preciouschild$55.007/17/2011 7:04:22 AM
RgPro$25.007/16/2011 4:06:38 PM
radiant-fund$50.007/17/2011 8:03:48 AM
nimble-money0$25.007/17/2011 3:21:51 PM
promiser200$25.007/17/2011 4:41:35 PM
dollar-missile3$25.007/17/2011 3:23:10 PM
efficient-treasure0$25.007/17/2011 7:30:27 PM
ramsba$25.007/17/2011 6:09:04 PM
bmcg$25.007/18/2011 8:36:50 AM
MightyMataya$25.007/18/2011 4:54:12 AM
CaptainBlueberry$25.007/18/2011 4:34:13 PM
beachbum22$25.007/18/2011 4:46:57 PM
felicity-jalapeno$25.007/18/2011 4:34:16 PM
gold-commander0$50.007/18/2011 11:47:52 PM
outwish$25.007/18/2011 6:16:20 PM
lagnisiruk$25.007/19/2011 1:02:58 AM
JKEnterprises$25.007/18/2011 7:02:00 PM
syrepsorp$50.007/18/2011 11:41:22 PM
sgt-schultz$25.007/19/2011 6:17:48 AM
moola-man$25.007/19/2011 7:26:04 AM
skuba$75.007/19/2011 6:49:07 AM
BankofPete$25.007/19/2011 10:37:10 AM
Namrok$25.007/19/2011 9:31:58 AM
integrity-starter$50.007/19/2011 10:54:21 AM
rlgnyc$25.007/19/2011 10:19:14 AM
good_lender$33.007/19/2011 11:15:04 AM
pragmatic-contract$25.007/19/2011 10:19:28 AM
profit-powerplant$25.007/19/2011 12:02:26 PM
ILOANU$50.007/19/2011 10:51:27 AM
zyztemboy$25.007/19/2011 2:51:38 PM
onegr8papa$300.007/19/2011 3:20:01 PM
ProfPC$25.007/19/2011 12:37:11 PM
GiftViftdotcom$25.007/19/2011 12:16:39 PM
slartibardfast$25.007/19/2011 3:02:07 PM
BigLinCT$25.007/19/2011 4:45:55 PM
Mark-O-Polo$25.007/19/2011 1:57:42 PM
platinum-rapture6$25.007/19/2011 5:17:06 PM
casaram$50.007/19/2011 5:17:08 PM
icchok$75.007/19/2011 5:17:10 PM
nicebank$25.007/19/2011 5:17:12 PM
mattpet$25.007/19/2011 5:17:15 PM
sb0453$25.007/19/2011 5:17:17 PM
shrewd-deal$25.007/19/2011 5:17:21 PM
jmainc$25.007/19/2011 5:17:22 PM
kojo$50.007/19/2011 5:17:28 PM
point-molecule9$25.007/19/2011 5:17:31 PM
Woodworker57$25.007/19/2011 5:17:38 PM
mrfrog$25.007/19/2011 5:17:40 PM
perlindc$100.007/19/2011 5:31:15 PM
bigmoyo$25.007/19/2011 5:12:14 PM
Frankieb21$50.007/19/2011 5:17:06 PM
aasx1108$25.007/19/2011 5:17:08 PM
ChristopherHS$25.007/19/2011 5:17:10 PM
Yaj$25.007/19/2011 5:17:12 PM
brightest-dynamic-peace$25.007/19/2011 5:17:15 PM
davidy$25.007/19/2011 5:17:17 PM
efficient-marketplace$50.007/19/2011 5:17:20 PM
LandE2BG$50.007/19/2011 7:43:09 PM
saysana$25.007/19/2011 5:17:22 PM
narblark$50.007/19/2011 5:17:28 PM
imyorleadr$25.007/19/2011 5:17:30 PM
principal-duckling$50.007/19/2011 5:17:31 PM
theemhdoctor$25.007/19/2011 5:17:33 PM
Veridic$50.007/19/2011 5:17:38 PM
crispies$25.007/19/2011 5:17:40 PM
steely_dan34$25.007/19/2011 5:17:47 PM
amijo$25.007/19/2011 5:17:57 PM
satisfying-deal5$41.957/19/2011 5:18:04 PM
g314$25.007/19/2011 5:18:06 PM
hostbank$250.007/19/2011 8:03:20 PM
loan-paladin470$26.757/19/2011 5:17:04 PM
brewlots$25.007/19/2011 5:17:06 PM
mikeleib$25.007/19/2011 5:17:08 PM
tj1683$25.007/19/2011 5:17:10 PM
Rob717171$50.007/19/2011 5:17:12 PM
jazz619$25.007/19/2011 5:17:14 PM
enterprising-cash0$25.007/19/2011 5:17:20 PM
best-phenomenal-treasure$25.007/19/2011 8:07:10 PM
notlicehead$40.007/19/2011 5:17:22 PM
rss197$25.007/19/2011 5:17:27 PM
responsibility-tiger3$50.007/19/2011 5:17:30 PM
BiggestG$25.007/19/2011 5:17:32 PM
asset-maximizer$25.007/19/2011 6:29:27 PM
devoider$25.007/19/2011 5:17:41 PM
flwah$25.007/19/2011 5:17:44 PM
jga516$25.007/19/2011 5:17:48 PM
rmachi$25.007/19/2011 5:17:55 PM
Flatfoot$25.007/19/2011 5:18:03 PM
djh47a$25.007/20/2011 12:22:15 AM
yoyoclock$25.007/20/2011 1:40:06 AM
BURNERA_1$100.007/19/2011 7:16:33 PM
forthright-trade$50.007/19/2011 7:46:09 PM
Richmp412$25.007/20/2011 6:40:47 AM
Ast24$25.007/20/2011 7:44:03 AM
ebgb234$25.007/20/2011 8:00:39 AM
Cheburashka$40.007/20/2011 12:18:00 AM
valiant-liberty4$25.007/20/2011 12:22:19 AM
calessabay$25.007/20/2011 10:20:59 AM
worldly-investment333$100.007/20/2011 8:07:08 AM
Carpetkid$50.007/20/2011 8:28:26 AM
iolaire$25.007/20/2011 9:13:02 AM
gulfstream1$25.007/20/2011 9:29:25 AM
Curly-Girly$25.007/20/2011 10:12:24 AM
repayment-genius7$25.007/20/2011 3:05:55 PM
siggy0311$25.007/20/2011 10:52:46 AM
paramjit$36.027/20/2011 3:42:22 PM
bouvierchamp$25.007/20/2011 4:02:11 PM
jibe-set$75.007/20/2011 11:51:21 AM
suave-dollar$50.007/20/2011 12:00:01 PM
rapid-liberty3$25.007/20/2011 2:23:02 PM
lifegrowth$25.007/20/2011 4:02:04 PM
the-financier814$25.007/20/2011 4:02:20 PM
market-pudding$25.007/20/2011 3:17:26 PM
otalon$25.007/20/2011 4:02:01 PM
Washington_Loan$25.007/20/2011 4:02:19 PM
blot44$25.007/6/2011 5:00:35 PM
cebgop$25.007/6/2011 5:01:29 PM
pound-balancer$50.007/6/2011 5:01:32 PM
top-epic-community$50.007/6/2011 5:01:34 PM
diablorulz$50.007/6/2011 5:01:20 PM
TheTimeIsNow$25.817/6/2011 5:00:54 PM
jpac1066$200.007/6/2011 5:01:30 PM
serene-truth2$50.007/6/2011 5:01:03 PM
minista$25.007/6/2011 5:01:23 PM
gentle-penny7$50.007/6/2011 5:02:29 PM
uberrific$100.007/6/2011 5:01:46 PM
damage$25.007/6/2011 5:05:53 PM
compoundinterest$60.007/6/2011 5:02:23 PM
Zipperdu$30.007/7/2011 5:07:14 AM
restless-balance9$50.007/7/2011 5:09:45 AM
sandbreaker$100.007/10/2011 12:14:39 PM
britgsb$50.007/10/2011 12:18:03 PM
lendersf$100.007/10/2011 2:44:08 PM
a-responsible-return$50.007/10/2011 12:18:01 PM
bigballer105$50.007/11/2011 9:08:59 AM
x-lender$100.007/11/2011 1:41:40 PM
keyfig$25.007/11/2011 3:27:44 PM
6moonbeams$100.007/11/2011 10:01:33 PM
Supernick$50.007/12/2011 11:42:41 AM
wise-silver-wonder$25.007/13/2011 12:48:27 AM
kdog99$100.007/13/2011 9:07:53 AM
goldfinger3$50.007/14/2011 9:33:54 AM
unclejaef$25.007/14/2011 3:52:27 PM
credit-commander8$50.007/14/2011 4:22:48 PM
Veets$250.007/14/2011 5:41:27 PM
dbzen$25.007/14/2011 8:43:19 PM
life-is-great$25.007/15/2011 6:48:58 AM
commitment-orca7$300.007/15/2011 11:17:40 AM
LongTail$25.007/15/2011 1:01:03 PM
pearl13$100.007/15/2011 2:18:25 PM
Havana21$200.007/15/2011 3:07:32 PM
kyomoon$50.007/15/2011 4:56:50 PM
jennifer55126$25.007/15/2011 3:07:13 PM
qsolo$200.007/15/2011 3:07:15 PM
fotep-financial$50.007/15/2011 5:48:59 PM
mrbanker$50.007/15/2011 5:49:33 PM
USMC0311$25.007/16/2011 12:53:10 AM
freesia54$25.007/16/2011 8:39:58 AM
Futurero$25.007/16/2011 4:28:49 PM
TrustPlus$50.007/16/2011 2:16:52 PM
drkosh$25.007/16/2011 3:52:57 PM
ivar$25.007/16/2011 10:20:01 PM
latestone$25.007/16/2011 11:18:26 PM
izman1$25.007/17/2011 12:52:27 AM
yennib$25.007/16/2011 8:38:14 PM
vigilance-revolutionary$50.007/17/2011 12:07:37 PM
PaulW$25.007/17/2011 12:47:42 PM
bglender$25.007/17/2011 1:34:04 PM
prudent-marketplace7$50.007/17/2011 3:43:06 PM
greenbacchus$25.007/17/2011 3:53:08 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:48 PM
TQLender$50.007/17/2011 8:15:33 PM
ZeoInvestments$25.007/18/2011 7:16:20 AM
objective-investor$100.007/17/2011 8:02:09 PM
bold-yield-rumbler$25.007/17/2011 9:22:57 PM
duty-starfish8$25.007/18/2011 6:18:09 AM
SNH$100.007/18/2011 11:13:02 AM
bigphish$25.007/18/2011 11:05:15 AM
successful-agreement7$100.007/18/2011 2:56:47 PM
Daneistes$50.007/18/2011 4:32:26 PM
julijask$48.407/18/2011 4:33:59 PM
reinforced-reward$25.007/18/2011 4:34:35 PM
CapitalLibre$25.007/18/2011 4:34:41 PM
generous-deal6$100.007/18/2011 5:41:05 PM
DadWarbucks$60.007/19/2011 9:09:02 AM
exchange-pledge$50.007/19/2011 10:20:33 AM
Mookouw$25.007/19/2011 9:32:15 AM
luckyC$75.007/19/2011 9:30:48 AM
Tknojnky$50.007/19/2011 10:16:42 AM
lowrate$25.007/19/2011 10:18:35 AM
Joem311JE$25.007/19/2011 10:18:48 AM
mizount$25.007/19/2011 10:48:19 AM
tigerlady92$25.007/19/2011 12:57:08 PM
dharma1$25.007/19/2011 1:36:34 PM
KeepOnRunning$100.007/19/2011 3:06:13 PM
paddatjie$25.007/19/2011 12:17:35 PM
flexiboy35$25.007/19/2011 11:44:28 AM
Musicman1950$50.007/19/2011 11:48:14 AM
best-decisive-peace$25.007/19/2011 12:08:23 PM
principal-prodigy$25.007/19/2011 12:40:52 PM
randomguy100$25.007/19/2011 4:34:39 PM
klinebarger$25.007/19/2011 3:26:57 PM
rmsyvt$25.007/19/2011 5:17:05 PM
auction-rocket$25.007/19/2011 5:17:07 PM
Fahrquar$25.007/19/2011 5:17:09 PM
goodacu$50.007/19/2011 5:17:11 PM
passbook$25.007/19/2011 5:17:14 PM
gain-expert$50.007/19/2011 5:17:16 PM
oldman1947$25.007/19/2011 5:17:21 PM
LenderByDay$25.007/19/2011 5:17:24 PM
balance-voyager$50.007/19/2011 5:17:29 PM
slowpig$50.007/19/2011 5:17:32 PM
cash-merry-maker$25.007/19/2011 5:17:41 PM
Sixmil$100.007/19/2011 5:17:44 PM
logical-reward8$25.007/19/2011 5:17:50 PM
p2p-paradise$25.007/19/2011 5:18:06 PM
mason13a$50.007/19/2011 5:59:54 PM
windfall46$25.007/19/2011 5:17:05 PM
integrity-onator1$25.007/19/2011 5:17:07 PM
jeffc92$50.007/19/2011 5:17:09 PM
Tasmir$25.007/19/2011 5:17:11 PM
Avid_Skier$50.007/19/2011 5:17:13 PM
ideal-platinum1$50.007/19/2011 5:17:16 PM
dollars4debts$25.007/19/2011 5:17:18 PM
Apex-Lender$25.007/19/2011 5:17:21 PM
syounker$25.007/19/2011 5:17:23 PM
phillipd48$25.007/19/2011 5:17:27 PM
Hogpilot$50.007/19/2011 5:17:29 PM
theboat$25.007/19/2011 5:17:33 PM
Spiv_51$25.007/19/2011 5:17:34 PM
Mantis75$25.007/19/2011 5:17:39 PM
rakstar$42.467/19/2011 5:17:44 PM
wild_carrot$25.007/19/2011 5:55:43 PM
hope-amigo$25.007/19/2011 5:17:05 PM
studious-peso$25.007/19/2011 5:17:09 PM
lovelongandprosper$50.007/19/2011 5:17:11 PM
cpbreton$25.007/19/2011 5:17:13 PM
economy-acrobat4$25.007/19/2011 6:07:39 PM
top-sensible-yield$25.007/19/2011 5:17:16 PM
UT2008$50.007/19/2011 5:17:18 PM
conaty$50.007/19/2011 5:17:20 PM
NorthwestLoan1$50.007/19/2011 5:17:23 PM
innocent-income4$25.007/19/2011 5:17:28 PM
HeavyDriver03$25.007/19/2011 5:17:31 PM
nuclearmoose$25.007/19/2011 5:17:34 PM
nhm$44.797/19/2011 5:17:39 PM
UT-Longhorn$25.007/19/2011 5:17:41 PM
TCayce$43.847/19/2011 5:17:43 PM
InvestmentFreak$35.007/19/2011 7:12:29 PM
Fryilluh$25.007/19/2011 6:41:54 PM
IPlayOutsideTheBox$100.007/20/2011 1:45:25 AM
Guiren$166.497/20/2011 7:01:49 AM
bowerz$25.007/19/2011 8:24:22 PM
Hanalei712$25.007/19/2011 10:35:16 PM
social-turtle4$25.007/19/2011 9:19:09 PM
cac1966$50.007/20/2011 8:06:36 AM
BookandLaw$25.007/20/2011 4:54:23 AM
reflective-rupee$25.097/20/2011 2:09:51 AM
pythia$25.007/20/2011 4:24:11 AM
buukyak$85.007/20/2011 6:21:36 AM
loan-galaxy6$500.007/20/2011 7:04:44 AM
treasure-exchanger2$25.007/20/2011 10:50:23 AM
nylib$39.007/20/2011 1:38:54 PM
kjsfld$25.007/20/2011 4:02:20 PM
oaktown11$75.007/20/2011 2:22:19 PM
A-Win-Win$54.377/20/2011 12:09:15 PM
gold-disk$25.007/20/2011 12:40:38 PM
moneytolend72$25.007/20/2011 12:53:40 PM
bonFire8$25.007/20/2011 1:27:41 PM
peace-flower9$25.007/20/2011 1:44:45 PM
pwkpwk$25.007/20/2011 4:47:33 PM
13nd3r$25.007/20/2011 3:42:22 PM
bornsucka$25.007/20/2011 4:02:18 PM
lost-money-so-far-on-these$25.007/20/2011 3:42:17 PM
acropiloterau2002$25.007/20/2011 3:42:24 PM
deborahz$25.007/20/2011 4:12:41 PM
331 Investments
 
Borrower Payment Dependent Notes Series 515018
This series of Notes was issued and sold upon the funding of the borrower loan #51471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1988 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 3 Current / open credit lines: 1 / 1Length of status:7y 6m
Amount delinquent: $10,481 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $221Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: affluence-metronome Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating My Debt
Purpose of loan:
This loan will be used to pay back 2 short-term loans from friends, as well as a credit card.

My financial situation:
I am a good candidate for this loan because for the past 18 months, I've always paid my monthly bills and payments on time. I have a small business that is growing rapidly, and I'm in a position to meet my goal of being debt-free by the end of 2012.


Monthly net income: $3500
Monthly expenses: $2500
Housing: $1000
Insurance: $150
Car expenses: $n/a
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.007/6/2011 5:03:05 PM
reflective-rupee$25.097/7/2011 3:07:44 PM
pearl13$100.007/16/2011 9:06:02 AM
worth-blanket2$3,849.917/17/2011 3:21:52 PM
4 Investments
 
Borrower Payment Dependent Notes Series 515074
This series of Notes was issued and sold upon the funding of the borrower loan #51435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-07-2011 
Term: 60 months Listing End date:  Jul-20-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 20.44% Monthly payment: $389.03
 
Lender servicing fee: 1.00% Effective Yield*: 17.68%  
Estimated return*: 11.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1992 Debt/Income ratio: 18%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:35y 8m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,336Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 38%  
   Homeownership: Yes  
Screen name: determined-bazaar0 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to... Consolidate

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ski bum$100.007/7/2011 5:01:17 PM
HamachiMan$50.007/7/2011 5:01:34 PM
pnace$50.007/7/2011 5:01:48 PM
jubilant-trade6$50.007/8/2011 12:21:26 AM
grove064$89.077/8/2011 9:29:05 AM
nickel-ferret$50.007/11/2011 7:41:24 AM
wwialnlgy$100.007/11/2011 4:47:50 PM
6moonbeams$100.007/11/2011 10:01:46 PM
loyalty-sherpa$25.007/12/2011 9:14:36 AM
deal-hickory5$100.007/13/2011 3:53:45 PM
pearl13$100.007/14/2011 9:32:27 AM
indomitable-coin$25.007/14/2011 5:09:21 PM
dynamic-capital$25.007/15/2011 1:04:47 AM
treasure-hunter270$25.007/15/2011 8:44:59 AM
Peterman$25.007/15/2011 10:59:43 AM
Imperativity$25.007/15/2011 1:03:52 PM
fortytwo$200.007/15/2011 5:21:27 PM
secondphase$50.007/15/2011 7:10:15 PM
moola-accelerator6$40.007/15/2011 7:57:47 PM
justasoldier$100.007/15/2011 9:18:19 PM
420limo$25.007/16/2011 6:01:25 AM
supreme-hope$25.007/16/2011 6:11:00 AM
GolfPro2006$25.007/16/2011 3:22:55 AM
payout-achievement$100.007/16/2011 11:17:36 AM
kdog99$100.007/16/2011 12:15:30 PM
market-pudding$25.007/16/2011 2:18:16 PM
diligent-peace9$50.007/16/2011 8:04:40 PM
adir1$25.007/17/2011 12:06:44 AM
liberty-point$50.007/17/2011 10:21:21 AM
ursus$350.007/17/2011 3:33:39 PM
sweetlan$25.077/17/2011 4:20:30 PM
loss-of-control$50.007/17/2011 4:53:53 PM
EngineersAlliance$50.007/18/2011 6:40:27 AM
sgt-schultz$25.007/18/2011 6:37:31 AM
wealth-fighter3$25.007/18/2011 12:26:59 PM
dudebrah$25.007/18/2011 5:10:23 PM
generous-deal6$50.007/18/2011 5:42:27 PM
bonus-seahorse$25.007/19/2011 1:33:26 AM
BuffetRocks$100.007/19/2011 10:18:58 AM
manatee21$25.007/19/2011 8:52:45 AM
samaritan5$50.007/19/2011 10:24:13 AM
worth-arch$25.007/19/2011 10:21:07 AM
velocity-motivator6$25.007/19/2011 10:21:46 AM
vigorous-velocity$100.007/19/2011 11:21:51 AM
inspired-investment8$100.007/19/2011 10:20:09 AM
Frugal$25.007/19/2011 10:22:52 AM
GiftViftdotcom$50.007/19/2011 11:56:21 AM
SolarMoonshine$25.007/19/2011 3:25:13 PM
Bob450$25.327/19/2011 4:34:14 PM
klinebarger$25.007/19/2011 3:16:03 PM
WesLL$1,000.007/19/2011 2:28:48 PM
thoughtful-contract984$50.007/19/2011 3:58:32 PM
arsisi$100.007/19/2011 3:55:38 PM
kermitdafrog$25.007/19/2011 4:00:06 PM
ArchonFinancialHoldings$26.457/19/2011 6:27:50 PM
regahj99$25.007/19/2011 9:04:06 PM
income-awakening6$25.007/19/2011 6:34:04 PM
Pitufo$25.007/19/2011 10:32:43 PM
marwadi-62$100.007/19/2011 7:50:21 PM
ecila625$50.007/19/2011 7:57:28 PM
Wisc_investor$30.007/20/2011 7:42:23 AM
r6guy$25.007/19/2011 10:43:34 PM
aztec$50.007/19/2011 9:22:44 PM
web284$75.007/20/2011 8:21:48 AM
coin-paddle$25.007/19/2011 11:31:59 PM
thankful-nickel2$25.007/20/2011 6:30:23 AM
enthralling-deal180$100.007/20/2011 4:35:40 AM
britgsb$100.007/20/2011 6:08:10 AM
cac1966$35.007/20/2011 8:01:00 AM
truth-pudding$25.007/20/2011 10:47:55 AM
newfoundation$25.007/20/2011 1:16:33 PM
csandb$25.007/20/2011 11:07:30 AM
gas$25.007/20/2011 11:19:49 AM
indomitable-dedication$50.007/20/2011 11:20:48 AM
damage$25.007/20/2011 1:08:43 PM
peace-flower9$25.007/20/2011 1:44:51 PM
caseattle$25.007/20/2011 4:49:08 PM
Guiren$121.567/20/2011 5:09:08 PM
ChrisProsper$1,200.007/20/2011 5:26:51 PM
baker31$56.397/20/2011 4:49:50 PM
bid-czar8$100.007/20/2011 4:48:53 PM
LendGuy$50.007/20/2011 5:18:47 PM
authoritative-capital$25.007/20/2011 9:19:11 PM
LVLends$50.007/20/2011 5:34:18 PM
yield-hut$50.007/20/2011 5:52:26 PM
SolarMoonshine$25.007/20/2011 5:55:30 PM
the_finance_guru$50.007/20/2011 5:56:25 PM
order-supernova6$100.007/20/2011 10:20:36 PM
BigBag$25.007/20/2011 6:31:37 PM
zenzorba$50.007/20/2011 7:46:11 PM
ajayne1953$45.417/20/2011 7:28:01 PM
LARRY4NY$25.007/20/2011 9:19:42 PM
EJO$25.007/20/2011 9:27:52 PM
wild-orange$50.007/20/2011 9:07:32 PM
Bobtep23$25.007/20/2011 9:15:01 PM
TheRock$25.007/20/2011 9:21:47 PM
well-rounded-finance924$25.007/20/2011 9:48:28 PM
the-reliable-trade$100.007/17/2011 4:01:34 PM
Investor_DP$100.007/7/2011 5:01:27 PM
rescue$100.007/9/2011 12:23:06 AM
BxRealtor$25.007/9/2011 12:33:48 AM
fortytwo$250.007/9/2011 10:38:28 AM
jmeasn$25.007/9/2011 12:16:55 PM
tech310$25.007/9/2011 7:56:33 PM
MadHun$175.007/11/2011 2:18:38 PM
greenback-seagull2$100.007/12/2011 9:04:56 AM
reflective-greenback1$50.007/14/2011 1:31:43 PM
money-engine$29.907/14/2011 5:58:08 PM
keeminn$25.007/15/2011 12:21:15 PM
grove064$100.007/15/2011 5:08:43 PM
daano15$25.007/15/2011 2:20:28 PM
vegibenz$25.007/15/2011 5:49:47 PM
Xristo540$83.687/15/2011 8:28:16 PM
chekat$25.007/15/2011 11:55:46 PM
trade-elm$30.007/16/2011 7:25:45 AM
Arpad$35.007/16/2011 11:30:28 AM
phchristensen$50.007/16/2011 8:04:40 AM
Leopoldine$25.007/16/2011 1:57:06 PM
CreditBuilder2$50.007/16/2011 1:34:25 PM
geniusj$50.007/16/2011 3:22:26 PM
NYCFinancier$25.007/16/2011 2:07:03 PM
RLaumeyer$25.007/16/2011 3:17:54 PM
AlternativeCashFlow$25.707/17/2011 10:51:10 AM
dynrep$25.007/17/2011 12:35:58 PM
jebber007$25.007/17/2011 12:36:30 PM
liberty-pecan$354.637/17/2011 7:44:36 PM
PleaseDontDefault$50.007/17/2011 5:59:46 PM
efficient-treasure0$25.007/17/2011 7:30:36 PM
payout-flag6$50.007/18/2011 8:53:51 AM
forceful-duty178$500.007/18/2011 1:21:33 AM
einstein$200.007/18/2011 2:22:07 PM
successful-agreement7$100.007/18/2011 2:57:01 PM
Weaverville$50.007/18/2011 1:22:09 PM
janeybooboo$100.007/18/2011 4:14:35 PM
profitable-return5$50.007/18/2011 5:18:51 PM
Harry$50.007/18/2011 7:01:15 PM
villagers$25.007/18/2011 6:15:11 PM
cash-reaction2$50.007/18/2011 6:52:22 PM
resplendent-dollar$25.007/19/2011 2:06:30 AM
kvandivo$25.007/19/2011 10:15:21 AM
finance-negotiator2$100.007/19/2011 10:27:38 AM
Scubadiver$58.967/19/2011 10:41:45 AM
value-pouch$25.007/19/2011 10:34:21 AM
unequaled-ore$25.007/19/2011 10:35:44 AM
cloud8$50.007/19/2011 12:36:53 PM
radforj22$25.007/19/2011 10:55:33 AM
innocent-liberty6$50.007/19/2011 3:09:56 PM
augie-wiseone$25.007/19/2011 3:19:52 PM
RadCad1$200.007/19/2011 3:04:49 PM
prominence8$35.007/19/2011 1:12:53 PM
KClender$25.007/19/2011 1:14:03 PM
GrooveBiz$25.007/19/2011 2:56:30 PM
pure-loyalty6$25.007/19/2011 5:52:14 PM
TakeCare$200.007/19/2011 4:10:22 PM
john2218$25.007/19/2011 5:06:52 PM
refined-return922$25.007/19/2011 4:27:10 PM
DreDub$50.007/19/2011 7:17:05 PM
RockpointCapital$200.007/19/2011 7:24:38 PM
wealth-pal3$50.007/19/2011 4:50:12 PM
GolfPro2006$30.007/19/2011 5:15:53 PM
hostbank$250.007/19/2011 8:03:27 PM
Pitufo$25.007/19/2011 10:13:02 PM
ingenious-deal6$25.007/19/2011 7:24:47 PM
IIP77$25.007/20/2011 12:20:33 AM
pythia$25.007/20/2011 4:20:37 AM
buddy486$25.007/20/2011 7:15:33 AM
superb-funds335$26.007/19/2011 8:11:34 PM
kind-value-pouch$40.007/19/2011 10:19:46 PM
brightest-dynamic-peace$30.007/19/2011 10:23:10 PM
credit-coach118$25.037/20/2011 8:36:10 AM
thedude393$284.267/19/2011 11:13:11 PM
reflective-rupee$200.097/20/2011 2:06:30 AM
best-unbeatable-transaction$47.417/20/2011 5:17:39 AM
black_adder2003$50.007/20/2011 10:10:34 AM
CSAworker$25.007/20/2011 10:12:56 AM
ferdberfel$70.007/20/2011 8:11:29 AM
lawyervon$25.007/20/2011 8:30:44 AM
the-silver-blaster$100.007/20/2011 7:58:39 AM
steven3333$25.007/20/2011 8:38:34 AM
Hiro07$26.477/20/2011 8:08:05 AM
forthright-trade$25.007/20/2011 9:19:45 AM
iamwhatiam$25.007/20/2011 9:22:10 AM
treasure-expert$25.007/20/2011 11:08:10 AM
capital-mogul$47.157/20/2011 12:29:10 PM
supersam$32.797/20/2011 2:57:29 PM
stepatatime-together$100.007/20/2011 2:33:24 PM
integrity-parsec$46.097/20/2011 3:17:37 PM
wlm3012$30.007/20/2011 4:25:02 PM
penny-candy$25.007/20/2011 6:44:35 PM
power-mad-scientist$50.007/20/2011 4:22:04 PM
vigilance-revolutionary$50.007/20/2011 5:11:06 PM
smart-gain$50.007/20/2011 4:44:21 PM
loss-of-control$50.007/20/2011 7:54:36 PM
auction-seeker4$25.007/20/2011 5:04:58 PM
innovator10$298.877/20/2011 5:24:03 PM
shrewd-peace7$25.007/20/2011 8:33:09 PM
integrity-doctor$100.007/20/2011 5:31:24 PM
credit-driver9$111.727/20/2011 5:58:15 PM
shrewd-income$50.007/20/2011 5:17:07 PM
profitable-money$25.007/20/2011 9:21:04 PM
return-rocket9$25.007/20/2011 6:23:32 PM
Leopoldine$25.007/20/2011 5:29:22 PM
CaptainBL$50.007/20/2011 7:15:33 PM
mpatrick$25.007/20/2011 6:48:18 PM
velocity-winner$25.007/20/2011 8:15:44 PM
RecoveryLender$25.007/20/2011 7:52:09 PM
first-serene-credit$25.007/20/2011 8:08:03 PM
let_me_retire$100.007/20/2011 9:12:08 PM
heaven75$25.007/20/2011 9:35:36 PM
x-lender$100.007/20/2011 8:51:56 PM
x-lender$60.007/20/2011 8:53:44 PM
x-lender$40.007/20/2011 8:57:12 PM
zx12rider$25.007/20/2011 10:17:59 PM
radiant-value$30.007/20/2011 9:16:11 PM
moola-cell3$60.007/20/2011 10:08:57 PM
cr8on$100.007/20/2011 10:31:06 PM
216 Investments
 
Borrower Payment Dependent Notes Series 515114
This series of Notes was issued and sold upon the funding of the borrower loan #51517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,456.88 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 19.50% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $106.99
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Mar-1996 Debt/Income ratio: 7%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 16Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $761Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: finance-solo1 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
SLOT TECH
Purpose of loan:
This loan will be used to...FINISH MY HOUSE RENOVATION. SINCE MY WIFE OF 27 YEARS PASSED AWAY LAST NOVEMBER, I PROMISED HER I WOULD FINISH IT FOR HER.
My financial situation:
I am a good candidate for this loan because...MY WORK RECORD AND MY ABILITY TO PAY THIS LOAN OFF FOR MY PROMISE TO MY LATE WIFE!

Monthly net income: $2200.00
Monthly expenses: $1252.94 (TOTAL OF ALL EXPENSES)
HOUSE PAYMENT: $334.94
CAR EXPENSES: $80.00
UTILITIES: $125.00
PHONE, CABLE, INTERNET: $150.00
FOOD, ENTERTAINMENT: $100.00
CLOTHING: $50.00
CAR LOAN: $414.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lowlite6647$25.007/7/2011 9:40:18 AM
pearl13$100.007/16/2011 9:06:07 AM
moola-accelerator6$25.007/16/2011 3:13:05 PM
VJ_Financial$26.327/16/2011 7:14:50 PM
red-favorable-basis$25.007/17/2011 4:46:41 PM
zydeco337$25.007/18/2011 7:41:51 AM
wealth-fighter3$25.007/18/2011 12:29:51 PM
bonus-seahorse$25.007/19/2011 1:27:54 AM
Toastmaster007$30.007/19/2011 6:47:14 AM
secureincome$450.007/19/2011 6:55:06 AM
sgt-schultz$35.007/19/2011 6:30:38 AM
RSB-VA$148.007/19/2011 10:33:12 AM
SolarMoonshine$25.007/19/2011 3:28:57 PM
shellback13$55.607/19/2011 5:32:41 PM
SoCalIsHere$25.007/19/2011 9:34:58 PM
goodfaithAK$50.007/19/2011 11:48:47 PM
icanloanit2u$25.007/19/2011 9:18:11 PM
proper-deal6$25.007/19/2011 8:06:28 PM
awesome-silver$100.007/19/2011 11:09:09 PM
aztec$50.007/19/2011 9:24:35 PM
worldly-investment333$50.007/20/2011 8:05:59 AM
steven3333$25.007/20/2011 8:36:33 AM
alexgalt$25.007/20/2011 8:00:40 PM
fallentimbers$25.007/21/2011 6:20:13 AM
carrinel$43.907/21/2011 7:03:05 AM
five-star-note$50.007/21/2011 3:37:10 AM
glroark$50.007/21/2011 6:21:49 AM
q4golf$25.007/21/2011 5:05:17 AM
diversification-maple1$25.007/16/2011 3:30:34 PM
a-tranquil-liberty$25.007/19/2011 10:40:50 AM
circustab$50.007/19/2011 12:28:28 PM
basis-wizard8$50.007/19/2011 10:56:30 AM
TakeCare$100.007/19/2011 4:12:48 PM
RadCad1$50.007/19/2011 3:06:50 PM
RadCad1$100.007/19/2011 3:05:52 PM
svandgts$42.977/19/2011 5:39:52 PM
Investoman$50.007/19/2011 7:07:56 PM
rutzebach$75.007/19/2011 10:18:48 PM
reward-dynamo$25.007/19/2011 6:09:01 PM
env$25.007/19/2011 7:40:19 PM
reflective-rupee$200.097/20/2011 2:03:08 AM
Raider_Fan$50.007/20/2011 12:06:14 PM
42 Investments
 
Borrower Payment Dependent Notes Series 515162
This series of Notes was issued and sold upon the funding of the borrower loan #51528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,313.54 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $257.09
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1998 Debt/Income ratio: 40%
Credit score: 760-779 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,963Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 17%  
   Homeownership: Yes  
Screen name: transaction-voyager2 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
dengessr
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ski bum$100.007/7/2011 9:01:23 AM
Investor_DP$100.007/7/2011 9:01:35 AM
organized-payment6$50.007/7/2011 9:01:16 AM
pnace$50.007/7/2011 9:01:52 AM
JustMee$25.007/7/2011 12:17:58 PM
economy-huckleberry0$25.007/7/2011 2:32:06 PM
BxRealtor$25.007/7/2011 11:47:29 PM
jubilant-trade6$50.007/8/2011 12:21:21 AM
rescue$100.007/8/2011 5:24:47 AM
DTlender$50.007/8/2011 7:37:19 AM
Investor_DP$100.007/8/2011 9:54:57 PM
Investor_DP$100.007/8/2011 10:02:00 PM
GElender$50.007/9/2011 6:15:07 AM
x-lender$50.007/9/2011 12:04:59 PM
MadHun$175.007/11/2011 2:18:35 PM
loyalty-sherpa$25.007/11/2011 5:16:44 PM
competent-balance5$50.007/14/2011 12:47:26 PM
reflective-greenback1$50.007/14/2011 1:31:42 PM
dollar-sonnet3$48.007/15/2011 6:54:38 AM
Imperativity$25.007/15/2011 1:03:46 PM
profit-powerplant$25.007/15/2011 11:02:16 AM
boylezz$25.007/15/2011 8:20:00 PM
radforj22$25.007/16/2011 12:38:49 PM
Harry$50.007/18/2011 7:01:05 PM
generous-deal6$50.007/18/2011 5:42:23 PM
gold-commander0$50.007/18/2011 11:47:58 PM
britgsb$30.007/19/2011 2:01:02 AM
reflective-rupee$200.097/19/2011 12:13:25 AM
benjamins-utopia$50.007/19/2011 8:35:16 AM
RJN$25.007/19/2011 10:34:17 AM
integrity-starter$25.007/19/2011 10:55:58 AM
seabassx$25.007/19/2011 12:02:42 PM
vigilance-revolutionary$50.007/19/2011 3:42:25 PM
mason13a$50.007/19/2011 5:59:58 PM
jibe-set$75.007/20/2011 11:51:23 AM
damage$25.007/20/2011 1:09:54 PM
first-silver-bridge$25.007/20/2011 9:37:58 AM
stepatatime-together$100.007/20/2011 2:33:22 PM
wayman$25.007/20/2011 3:51:13 PM
impartial-benefit1$50.007/20/2011 3:08:25 PM
DadWarbucks$25.007/20/2011 3:50:07 PM
brightest-dynamic-liberty$50.007/20/2011 4:13:12 PM
Munnie$25.007/20/2011 8:56:04 PM
fiddlerzvi$50.007/20/2011 5:18:14 PM
Comoparklender$50.007/20/2011 5:47:26 PM
elasermd$25.007/20/2011 6:29:49 PM
bonFire8$25.007/20/2011 7:21:53 PM
kmwvma$25.007/21/2011 1:38:44 AM
riproaringrapids$25.007/20/2011 9:04:40 PM
fallentimbers$25.007/21/2011 6:11:40 AM
emphatic-responsibility$100.007/20/2011 11:00:18 PM
five-star-note$75.007/20/2011 11:25:15 PM
reflective-rupee$301.007/21/2011 2:38:19 AM
hebergee$25.007/21/2011 8:55:37 AM
enchanted-note$25.007/21/2011 7:03:22 AM
Soothsayer$25.007/21/2011 7:40:32 AM
the-reliable-trade$100.007/17/2011 4:01:32 PM
HamachiMan$50.007/7/2011 9:01:42 AM
pound-balancer$50.007/7/2011 9:01:10 AM
villagers$75.007/8/2011 12:32:02 PM
fortytwo$250.007/9/2011 10:38:25 AM
tech310$50.007/9/2011 7:53:50 PM
nickel-ferret$50.007/11/2011 7:41:20 AM
greenback-seagull2$100.007/11/2011 10:02:20 AM
wwialnlgy$100.007/11/2011 4:47:47 PM
6moonbeams$100.007/11/2011 10:01:41 PM
alphaseek$300.007/13/2011 12:43:24 PM
deal-hickory5$100.007/13/2011 3:53:43 PM
indomitable-coin$25.007/13/2011 5:09:21 PM
pearl13$100.007/14/2011 9:32:24 AM
kdog99$100.007/14/2011 5:09:15 PM
Weaverville$25.007/14/2011 8:59:05 PM
ckatak$50.007/15/2011 7:14:06 AM
Peterman$25.007/15/2011 10:59:40 AM
payout-achievement$100.007/16/2011 11:17:33 AM
EarlyRiser$100.007/16/2011 4:07:16 PM
pensacolaborn$25.007/17/2011 7:57:44 AM
Dreamconnection$33.007/17/2011 9:01:24 AM
a-responsible-return$50.007/17/2011 12:08:15 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:56 PM
efficient-treasure0$25.007/17/2011 7:30:32 PM
money-bauble$100.007/18/2011 10:31:40 AM
successful-agreement7$100.007/18/2011 2:56:58 PM
MissionMicroFinance$25.007/18/2011 6:39:31 PM
cash-reaction2$50.007/18/2011 6:52:19 PM
the-discrete-income$25.007/18/2011 8:29:41 PM
skuba$75.007/19/2011 6:49:12 AM
lagnisiruk$25.007/19/2011 1:03:03 AM
sgt-schultz$25.007/19/2011 7:11:15 AM
samaritan5$50.007/19/2011 10:24:11 AM
mizount$25.007/19/2011 10:48:25 AM
orange-courageous-dedication$50.007/19/2011 10:31:21 AM
worth-arch$25.007/19/2011 10:21:04 AM
mhotchan$100.007/19/2011 1:32:27 PM
Interloper$40.007/19/2011 3:57:20 PM
Rivervale_Westwood$25.007/19/2011 3:57:24 PM
hostbank$250.007/19/2011 8:03:24 PM
ingenious-deal6$25.007/19/2011 7:24:44 PM
pythia$25.007/20/2011 4:20:12 AM
IPlayOutsideTheBox$54.367/20/2011 1:52:38 AM
enthralling-deal180$100.007/20/2011 4:35:38 AM
ttnk62918$25.007/20/2011 9:37:47 AM
peace-flower9$25.007/20/2011 1:44:49 PM
omniviper$25.007/20/2011 11:51:36 AM
bid-czar8$100.007/20/2011 4:48:51 PM
Cheburashka$25.007/20/2011 5:18:20 PM
the-profit-oracle$25.007/20/2011 5:18:01 PM
CaptainBL$50.007/20/2011 7:15:31 PM
credit-force5$100.007/20/2011 9:11:38 PM
moola-cell3$44.007/20/2011 10:10:36 PM
TheRock$25.007/20/2011 9:21:45 PM
reflective-rupee$200.007/20/2011 9:50:10 PM
discrete-asset$25.007/21/2011 7:17:52 AM
jwood3030$25.007/21/2011 12:27:17 AM
steven3333$25.007/20/2011 11:43:56 PM
wwwUniversal$25.007/21/2011 12:27:41 AM
prohelper$50.007/21/2011 6:07:00 AM
JustMee$25.007/21/2011 6:17:42 AM
nalaari$38.097/21/2011 7:22:48 AM
ebgb234$25.007/21/2011 7:27:34 AM
kbmin$25.007/21/2011 8:04:22 AM
SmokeyMirror$25.007/21/2011 8:28:40 AM
122 Investments
 
Borrower Payment Dependent Notes Series 515298
This series of Notes was issued and sold upon the funding of the borrower loan #51522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $150.48
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1999 Debt/Income ratio: 36%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 29 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $49,590Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: asset-swashbuckler1 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 27 ( 100% ) 640-659 (Latest)
Principal borrowed: $8,150.00< 31 days late: 0 ( 0% )  
680-699 (Aug-2010)
680-699 (Oct-2009)
 
Principal balance: $1,127.21 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
No More Credit Cards
Purpose of loan: Pay off credit cards
This loan will be used to consolidate and pay off credit cards

My financial situation: Is very stable, I am working full time with a part time job on the side
I am a good candidate for this loan because I am a very hard working individual, with NO late or missed payments EVER! I am wanting to consolidate and pay off debt faster. I have had previous and current Prosper loans and have a spotless payment history, I even pay extra to pay the loan faster. I am taking small loans to pay off chunks of debt faster and with consolidated payments.


Monthly net income: $4,000
Monthly expenses: $
Housing: $750
Insurance: $50
Car expenses: $150
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sensible-fund$25.007/21/2011 5:03:00 PM
investment-artist$25.017/21/2011 5:02:19 PM
MoneyForNothing$60.007/21/2011 5:02:01 PM
DHolly$25.007/21/2011 5:04:36 PM
worth-blanket2$3,364.997/21/2011 5:17:36 PM
5 Investments
 
Borrower Payment Dependent Notes Series 515358
This series of Notes was issued and sold upon the funding of the borrower loan #51537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-18-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2000 Debt/Income ratio: 44%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 18Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 32 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,579Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: likeable-auction2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
profit-powerplant$25.007/18/2011 5:02:45 PM
Investor_DP$100.007/18/2011 5:02:42 PM
GElender$40.007/19/2011 6:12:02 AM
pearl13$50.007/19/2011 10:44:27 AM
simplelender80$100.007/19/2011 4:02:36 PM
reflective-rupee$200.097/18/2011 8:35:58 PM
diligent-peace9$100.007/18/2011 5:29:59 PM
bullish2bearish$25.007/18/2011 5:48:12 PM
jkeller4000$25.007/19/2011 3:51:04 AM
fortytwo$200.007/18/2011 11:10:40 PM
alexgalt$25.007/18/2011 9:01:51 PM
AlternativeCashFlow$25.707/18/2011 11:48:19 PM
worth-blanket2$6,584.217/19/2011 4:41:42 PM
13 Investments
 
Borrower Payment Dependent Notes Series 515416
This series of Notes was issued and sold upon the funding of the borrower loan #51487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-08-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1977 Debt/Income ratio: 6%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 4 Current / open credit lines: 2 / 2Length of status:12y 9m
Amount delinquent: $624 Total credit lines: 9 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $700Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: reward-philosopher Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
capricorn
Purpose of loan:
This loan will be used to...update air conditioner

My financial situation:
I am a good candidate for this loan because...I have lived at the same place for 14 years and I have been employed by the same company for 13 years. I am very stable and credit worthy.


Monthly net income: $2500
Monthly expenses: $350
Housing: $700
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $69
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $125
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
calmfunds$250.007/9/2011 8:53:37 AM
Unitas4302$50.007/10/2011 6:18:46 AM
kingbob$25.007/11/2011 4:18:37 PM
VJ_Financial$26.027/11/2011 9:17:52 PM
Bob450$25.007/13/2011 9:44:29 PM
dws2380$25.007/14/2011 8:29:32 PM
exponential-peace5$25.007/15/2011 7:46:33 AM
bluebouyz$25.007/15/2011 10:31:03 AM
twjh$25.007/15/2011 12:21:49 PM
income-lion$25.007/18/2011 6:05:08 AM
blissful-finance7$25.007/18/2011 9:53:28 AM
RadCad1$50.007/19/2011 3:21:43 PM
wlm3012$30.007/19/2011 12:18:18 PM
let_me_retire$53.507/19/2011 8:39:39 PM
nfx$30.977/20/2011 7:53:13 AM
icon7$40.007/20/2011 5:37:45 AM
shrewd-income$25.007/20/2011 7:23:40 AM
priceless-money6$250.007/20/2011 7:58:25 AM
reflective-rupee$200.097/9/2011 1:00:24 PM
alexgalt$25.007/9/2011 1:02:41 PM
yf99yz$25.007/10/2011 9:16:48 AM
Danjack_Capital$25.007/11/2011 12:17:05 PM
melodious-openness$200.007/12/2011 10:42:13 PM
kind-diligent-coin$25.007/13/2011 4:49:26 AM
SolarMoonshine$25.007/13/2011 3:43:20 AM
glroark$50.007/15/2011 1:25:52 PM
pearl13$100.007/16/2011 9:06:11 AM
sri59$100.007/16/2011 11:06:37 AM
kinetic-social$25.007/16/2011 3:20:29 PM
carrinel$35.937/17/2011 8:05:06 AM
diligent-moola9$25.007/17/2011 3:28:15 PM
healingangel22$25.007/18/2011 10:27:27 AM
calimanusa$25.007/18/2011 11:33:32 PM
DasMula$27.007/19/2011 8:11:26 AM
sgt-schultz$35.007/19/2011 6:55:35 AM
exponential-peace5$25.007/19/2011 10:22:35 AM
entertaining-greenback2$25.007/19/2011 5:33:32 PM
Investoman$50.007/19/2011 7:07:59 PM
blkfroggy$25.007/19/2011 8:50:26 PM
transaction-detective70$25.007/20/2011 6:52:36 AM
One_Lolo$25.007/20/2011 3:12:09 AM
41 Investments
 
Borrower Payment Dependent Notes Series 515454
This series of Notes was issued and sold upon the funding of the borrower loan #51455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-08-2011 
Term: 60 months Listing End date:  Jul-19-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 24.25% Monthly payment: $358.97
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%  
Estimated return*: 14.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1998 Debt/Income ratio: 21%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:9y 1m
Amount delinquent: $0 Total credit lines: 25 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,790Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: kind-industrious-generosity Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2010)
 
Principal balance: $4,212.04 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Debt Consolidation
Purpose of loan: Debt Consolidation

This loan will be used to pay off high interest credit cards, loans, and medical bills.

I have a current prosper loan without any late payments. I used that loan for debt consolidation as well for some high interest debts and I have since increased my credit score by more than 70 points. I will use this loan to payoff the remainder of those debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
PaulW$25.007/13/2011 3:52:22 AM
the-reliable-trade$25.007/13/2011 8:23:39 AM
Abstract$50.007/8/2011 5:02:30 PM
income-awakening6$25.007/8/2011 5:02:34 PM
resolute-basis9$100.007/8/2011 5:03:04 PM
janeybooboo$75.007/8/2011 5:02:31 PM
ski bum$100.007/8/2011 5:03:09 PM
x-lender$80.007/8/2011 5:03:41 PM
Digs$25.007/8/2011 5:07:39 PM
JustMee$25.007/8/2011 5:23:20 PM
bullish2bearish$30.007/8/2011 7:43:19 PM
SimpleChoice$25.007/8/2011 7:17:23 PM
first-restless-payout$50.007/8/2011 10:07:44 PM
jdrez$25.007/9/2011 12:27:34 AM
worth-web5$100.007/9/2011 6:15:46 AM
transamerican$25.007/9/2011 8:06:54 AM
Beld$50.007/9/2011 7:11:09 AM
profit-powerplant$100.007/9/2011 10:58:08 AM
DoctorJoe$25.007/9/2011 11:52:34 AM
fortytwo$250.007/9/2011 10:38:33 AM
Counselco$33.007/10/2011 11:23:38 AM
deal-vibrato$50.007/10/2011 2:59:49 PM
calbertrand$25.007/10/2011 8:59:06 PM
credit-coach118$35.007/10/2011 11:14:24 PM
CAGE-Investments$25.007/11/2011 8:04:59 AM
lenderRXT$50.007/11/2011 8:58:04 AM
ready-interest9$25.007/11/2011 12:52:59 PM
flexible-and-social$30.007/11/2011 11:40:20 AM
cablenews$50.007/11/2011 12:33:23 PM
setUup$32.207/11/2011 1:55:32 PM
MadHun$175.007/11/2011 2:18:43 PM
economy-huckleberry0$25.007/11/2011 2:35:18 PM
rescue$100.007/11/2011 5:04:56 PM
Ocean713$50.007/11/2011 5:37:25 PM
affluence-tycoon$25.007/12/2011 7:46:34 AM
diversification-enlistment$25.007/12/2011 9:58:49 AM
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designer_10$25.007/12/2011 11:17:32 AM
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britgsb$25.007/13/2011 2:07:18 AM
worth-arch$25.007/13/2011 6:33:19 AM
felicity-daydream$50.007/13/2011 8:03:54 AM
finance-solo$25.007/13/2011 8:23:07 AM
selector568$50.007/13/2011 10:44:03 AM
dollardave$100.007/13/2011 11:07:54 AM
shmb6508$50.007/13/2011 9:54:26 AM
bnlforever$25.007/13/2011 9:53:58 AM
FinDoc$25.007/13/2011 3:32:16 PM
DasMula$27.007/13/2011 3:51:53 PM
deal-hickory5$50.007/13/2011 3:52:10 PM
bold-steady-peso$100.007/13/2011 6:13:51 PM
GCInvestments$25.007/13/2011 5:14:23 PM
finance-magma7$25.007/13/2011 6:52:17 PM
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bigladybug$100.007/13/2011 10:01:06 PM
RKLFinancial$25.007/13/2011 10:01:58 PM
Tai$25.007/13/2011 10:29:31 PM
first-serene-credit$25.007/13/2011 10:54:17 PM
asmithj$50.007/14/2011 3:02:13 AM
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oldmora$25.007/14/2011 7:21:28 AM
debtcollector$50.007/14/2011 7:29:54 AM
Mark-7$50.007/14/2011 12:24:12 AM
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AntiKris$25.007/14/2011 2:59:19 PM
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CROBRUN$50.007/15/2011 7:43:55 AM
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Sealion$50.007/15/2011 10:32:02 AM
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Rogelio48$25.007/15/2011 12:23:41 PM
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dinero-elevator$50.007/17/2011 5:16:22 AM
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BankofRon$25.007/18/2011 3:37:45 PM
Jerrys1951$26.007/18/2011 5:52:33 PM
generous-deal6$50.007/18/2011 5:42:34 PM
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cash-reaction2$50.007/18/2011 6:52:27 PM
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pnace$50.007/8/2011 5:03:27 PM
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fortytwo$100.007/9/2011 10:42:15 AM
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the-swashbuckler$150.007/9/2011 10:51:26 AM
Frosty$25.007/9/2011 12:11:05 PM
reflective-rupee$500.097/9/2011 12:59:10 PM
chameleon125$25.007/9/2011 12:53:27 PM
optionscashflow$25.367/9/2011 3:07:19 PM
loyalty-sherpa$25.007/9/2011 6:20:09 PM
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radforj22$25.007/9/2011 5:03:17 PM
tech310$50.007/9/2011 7:53:52 PM
cathexis$25.007/10/2011 8:41:36 AM
HamachiMan$50.007/10/2011 12:18:48 PM
AlternativeCashFlow$25.007/10/2011 3:49:58 PM
loanman2007$125.007/10/2011 5:24:20 PM
nickel-ferret$50.007/11/2011 7:41:37 AM
helping-out$50.007/11/2011 12:07:29 PM
hidavehi$26.007/11/2011 2:09:16 PM
wwialnlgy$100.007/11/2011 4:48:00 PM
Weaverville$25.007/11/2011 6:33:04 PM
6moonbeams$100.007/11/2011 10:01:51 PM
jubilant-trade6$50.007/12/2011 12:14:19 AM
BxRealtor$25.007/12/2011 1:12:46 AM
moola-cell3$50.007/12/2011 6:13:00 AM
bazaar-festivity$100.007/12/2011 8:12:28 AM
penny-surgeon$25.007/12/2011 10:59:44 AM
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wisconsinvestor$50.007/12/2011 3:28:47 PM
loucr2003$25.007/12/2011 5:05:09 PM
JLMGroupFunds$25.007/12/2011 4:42:27 PM
Mariner3605$25.007/13/2011 12:59:48 AM
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SNH$75.007/13/2011 6:23:21 AM
musegaze$100.007/13/2011 7:04:21 AM
tolerant-dinero2$25.007/13/2011 8:22:45 AM
Tradesmanlender$35.007/13/2011 9:20:23 AM
ArchonFinancialHoldings$25.007/13/2011 9:43:14 AM
competent-balance5$100.007/13/2011 1:40:37 PM
Comoparklender$25.007/13/2011 12:07:22 PM
poolshark72$25.007/13/2011 1:10:44 PM
bigphish$25.007/13/2011 3:23:12 PM
red-dime-solo$25.007/13/2011 4:40:31 PM
john2218$25.007/13/2011 5:23:15 PM
serene-capital$25.007/13/2011 5:35:04 PM
comicdoc$25.007/13/2011 6:46:26 PM
mikrolown$25.007/13/2011 6:30:37 PM
seanickson$25.007/13/2011 6:37:49 PM
BigBag$25.007/13/2011 7:37:19 PM
jlr613$50.007/13/2011 9:59:48 PM
duty-windmill$25.007/14/2011 12:23:17 AM
asset-professor$50.007/14/2011 5:41:53 AM
FoosMaster$25.007/14/2011 6:09:02 AM
MAYBROOK$25.007/14/2011 10:54:26 AM
fragonardlives$35.007/14/2011 11:22:52 AM
persistent-value3$33.187/14/2011 11:23:24 AM
melodious-fairness$25.007/14/2011 11:56:39 AM
twjh$25.007/14/2011 2:05:35 PM
greenback-seagull2$100.007/14/2011 4:32:51 PM
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benjo$25.007/14/2011 4:19:36 PM
loss-of-control$150.007/14/2011 6:29:40 PM
Terapin0511$25.007/14/2011 7:30:55 PM
350DGRZ$25.007/14/2011 7:44:56 PM
promise2$100.007/14/2011 8:21:40 PM
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integrity-doctor$100.007/15/2011 6:40:18 AM
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successful-agreement7$100.007/18/2011 2:57:09 PM
zeelender$25.007/18/2011 11:49:01 AM
benefit-catalyst$38.077/18/2011 4:21:30 PM
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jpac1066$50.007/18/2011 8:41:08 PM
rland$83.547/18/2011 10:50:29 PM
suave-dime6$25.007/19/2011 5:15:46 AM
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265 Investments
 
Borrower Payment Dependent Notes Series 515470
This series of Notes was issued and sold upon the funding of the borrower loan #51607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-08-2011 
Term: 60 months Listing End date:  Jul-21-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 29.37% Monthly payment: $381.62
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 15.34%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1998 Debt/Income ratio: 101%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:6y 3m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,928Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: bakingmania Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 100% ) 700-719 (Latest)
Principal borrowed: $19,000.00< 31 days late: 0 ( 0% )  
760-779 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
Second loan, 100% on time payments!
This is my 2nd loan from prosper. The first one was paid in full

Purpose of loan: debt consolidation
This loan will be used to...pay off an existing credit card

I am a good candidate for this loan because...Because I take pride in my credit. Pay on time every time



Monthly net income: $2000
Monthly expenses: $
Housing: $$200
Insurance: $100
Car expenses: $255
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $200
Credit cards and other loans: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/8/2011 5:03:16 PM
simplelender80$100.007/8/2011 5:03:21 PM
thankful-generosity5$50.007/8/2011 5:12:48 PM
investment-daydream$125.007/8/2011 5:32:15 PM
loan-master1$25.007/8/2011 7:20:46 PM
janeybooboo$200.007/8/2011 5:50:20 PM
jmeasn$1,000.007/8/2011 9:24:07 PM
wisconsinvestor$25.007/8/2011 7:36:28 PM
FL-Lender$30.007/9/2011 7:46:52 AM
krd_Chicago$100.007/9/2011 7:44:31 AM
one-midas$25.007/9/2011 9:06:35 AM
reflective-rupee$25.097/9/2011 12:58:40 PM
optionscashflow$25.007/9/2011 3:11:38 PM
shawnw2$40.007/9/2011 5:30:08 PM
CommunityArts_Non-profit$30.007/9/2011 8:13:19 PM
kind-charming-value$1,500.007/10/2011 7:51:50 PM
auction-seeker$25.007/10/2011 5:42:00 PM
money-baron$25.007/11/2011 3:25:22 AM
MoneyForNothing$25.007/10/2011 9:20:30 PM
economy-huckleberry0$25.007/11/2011 2:36:16 PM
Feyenoord$25.007/11/2011 8:57:11 PM
Dubbs360$25.007/12/2011 12:58:42 AM
twjh$25.007/12/2011 1:12:29 AM
diplomatic-wealth7$25.007/12/2011 3:53:16 PM
investmentgroup$25.007/12/2011 5:36:38 PM
proper-revenue7$25.007/12/2011 6:39:35 PM
genuine-integrity0$25.007/12/2011 6:30:15 PM
melodious-openness$100.007/12/2011 10:37:02 PM
neutrino6$30.007/13/2011 11:45:55 AM
shawnw2$25.007/13/2011 10:29:23 AM
mikrolown$25.007/13/2011 6:30:37 PM
john2218$25.007/13/2011 5:17:07 PM
ogbobb$28.077/14/2011 4:20:03 AM
red-power-pecan$50.007/14/2011 8:21:31 AM
dime-historian$28.607/14/2011 9:20:19 AM
pearl13$100.007/14/2011 3:13:49 PM
melodious-openness$100.007/14/2011 4:36:09 PM
The-Helper$30.007/14/2011 4:55:16 PM
Billfred$25.007/14/2011 7:22:11 PM
momoney2lend$25.007/14/2011 8:20:39 PM
Barrayaran$25.007/14/2011 7:09:28 PM
jpaulnyc$50.007/15/2011 6:02:27 AM
trade-goblin9$25.007/15/2011 8:41:16 AM
coin-bee1$42.537/15/2011 6:27:02 AM
UTVolunteer$500.007/15/2011 12:00:01 PM
SB94114$33.477/15/2011 5:41:41 PM
hmarquiss4$54.007/15/2011 5:40:14 PM
prudent-gain7$25.007/16/2011 6:56:04 AM
Weaverville$25.007/16/2011 12:13:53 PM
silver-buckeye$25.007/17/2011 7:46:30 AM
villagers$50.007/17/2011 10:39:42 AM
important-openness1$100.007/17/2011 12:12:13 PM
hamster$25.927/17/2011 11:39:02 PM
Socorro_Capital_Partners$25.007/17/2011 7:44:21 PM
AlternativeCashFlow$25.707/17/2011 10:19:28 PM
blissful-finance7$100.007/18/2011 9:52:54 AM
FarmersBank$25.637/18/2011 1:17:28 PM
Crie$75.007/18/2011 11:51:45 AM
BankofRon$25.007/18/2011 4:42:24 PM
sgt-schultz$35.007/19/2011 6:56:36 AM
musegaze$100.007/19/2011 8:56:53 AM
first-favorite-bonus9$25.007/19/2011 9:12:26 AM
birddogsb$50.007/19/2011 10:20:52 AM
brondero$41.007/19/2011 12:28:29 PM
wlm3012$30.007/19/2011 12:25:18 PM
bkmrkr$50.007/19/2011 11:53:47 AM
gold-cluster$50.007/19/2011 2:59:47 PM
atomantic$100.007/19/2011 1:32:41 PM
itskarma$25.257/19/2011 5:00:23 PM
Whatssofunnybout$25.007/19/2011 4:01:28 PM
organic-treasure$54.917/19/2011 4:29:08 PM
treasure-bliss$50.007/19/2011 4:37:32 PM
kulender$100.007/19/2011 6:32:21 PM
mikeandcat$50.007/19/2011 5:59:14 PM
jpac1066$50.007/19/2011 7:50:32 PM
ingenious-deal6$25.007/19/2011 7:24:50 PM
jjswanso$25.007/20/2011 6:23:18 AM
irrelevant$25.007/20/2011 12:18:16 AM
kendigme$25.487/20/2011 4:18:58 AM
suave-dime6$25.007/20/2011 5:08:40 AM
Bcs-cnc$25.007/20/2011 8:02:06 AM
systematic-fairness$25.007/20/2011 9:00:35 AM
market-pudding$25.007/20/2011 3:03:04 PM
glimmering-funds2$25.007/20/2011 10:21:30 AM
stock106$25.007/20/2011 3:43:00 PM
wifibank$25.007/20/2011 5:00:29 PM
wonderous-power$25.007/20/2011 3:33:33 PM
brightest-dynamic-liberty$50.007/20/2011 4:13:13 PM
bid-czar8$100.007/20/2011 4:48:55 PM
TheRock$25.007/20/2011 9:16:19 PM
worldly-investment333$200.007/20/2011 10:33:22 PM
revenue-achievement$25.007/21/2011 12:14:20 AM
shrewd-income$50.007/20/2011 9:53:50 PM
credit-force5$100.007/20/2011 9:11:45 PM
cr8on$100.007/20/2011 11:15:17 PM
the-profit-oracle$25.007/21/2011 12:28:07 AM
fishcreek$25.007/21/2011 1:19:37 AM
the-reliable-trade$100.007/17/2011 4:01:37 PM
LoanerPrincipal$25.007/8/2011 5:07:32 PM
investment-artist$25.017/8/2011 5:03:29 PM
bullish2bearish$35.007/8/2011 7:42:19 PM
credit-guard5$25.007/8/2011 10:01:01 PM
Moe87$35.547/9/2011 4:28:18 AM
Mikale360$25.007/9/2011 6:15:32 AM
fund-dragster$61.827/9/2011 7:08:38 AM
profit-powerplant$100.007/9/2011 10:58:08 AM
chameleon125$25.007/9/2011 12:53:04 PM
Kash2010lu$25.007/9/2011 12:31:40 PM
alexgalt$25.007/9/2011 1:03:07 PM
brainy-greenback481$50.007/9/2011 6:34:35 PM
money-baron-roth-IRA$50.007/9/2011 6:17:27 PM
tech310$50.007/9/2011 7:52:40 PM
yf99yz$25.007/9/2011 11:01:41 PM
420limo$100.007/10/2011 6:26:35 PM
lowrater$100.807/10/2011 11:55:04 PM
ronin4sale$25.007/11/2011 5:35:53 AM
Investoman$50.007/12/2011 12:38:30 PM
sunny-truth6$36.817/12/2011 10:27:09 AM
Banker2OO7$50.007/12/2011 3:11:06 PM
hidavehi$25.117/12/2011 7:05:35 PM
clean-fund$25.007/12/2011 8:09:20 PM
mikeandcat$50.007/13/2011 5:09:10 AM
GElender$25.007/13/2011 5:47:25 AM
clean-fund$25.007/13/2011 10:50:41 AM
AlternativeCashFlow$25.007/13/2011 11:08:27 AM
6moonbeams$25.007/13/2011 1:55:38 PM
first-serene-credit$25.007/13/2011 10:54:53 PM
frogperson$50.007/14/2011 8:06:29 AM
organic-treasure$30.007/14/2011 10:31:27 AM
frugalinvestor20$25.007/14/2011 3:11:20 PM
LivingInvestments01$50.007/14/2011 11:35:39 AM
money-baron-roth-IRA$25.007/14/2011 4:41:43 PM
YoungTaxMan$198.507/15/2011 12:29:27 AM
payout-bridge$25.007/14/2011 8:18:58 PM
HenlopenCapital$25.007/15/2011 12:54:30 AM
Bob450$30.007/15/2011 7:41:28 AM
jkeller4000$25.007/15/2011 5:49:47 AM
SecondChanceLendingSERV$25.007/15/2011 10:20:47 AM
Sealion$50.007/15/2011 10:29:00 AM
jhouman$25.007/15/2011 9:32:49 AM
Leshan$236.317/15/2011 10:23:27 AM
aztocas$50.007/15/2011 4:14:13 PM
handy-justice$50.007/15/2011 6:11:57 PM
namronmi2$25.007/15/2011 11:13:08 PM
pani5ue$25.007/15/2011 8:43:35 PM
DasMula$27.007/16/2011 8:54:16 AM
clean-fund$100.007/16/2011 6:53:37 AM
sweetlan$25.077/16/2011 1:29:44 PM
virtuous-repayment$50.007/17/2011 5:28:09 PM
jpaulnyc$50.007/17/2011 5:26:29 PM
economy-coup$100.007/18/2011 12:57:35 AM
bonus-quark4$25.007/18/2011 6:37:26 AM
grnii78$100.007/18/2011 7:56:26 AM
brondero$39.007/18/2011 8:32:12 AM
FinanceEngine$40.007/18/2011 1:16:25 PM
dcshobby$25.007/18/2011 3:02:23 PM
OldManP$25.007/18/2011 3:39:22 PM
successful-agreement7$100.007/18/2011 2:57:10 PM
Rulea72$32.637/18/2011 5:47:54 PM
generous-deal6$50.007/18/2011 5:45:12 PM
cash-reaction2$50.007/18/2011 6:52:27 PM
worthy-bid8$25.007/19/2011 8:43:38 AM
riv701$25.007/19/2011 10:39:02 AM
note-buddy$313.877/19/2011 12:41:18 PM
natural-platinum$25.007/19/2011 5:09:28 PM
let_me_retire$75.007/19/2011 8:52:49 PM
PeePaw$25.007/20/2011 7:47:46 AM
web284$50.007/20/2011 8:23:07 AM
SNH$50.007/20/2011 8:37:39 AM
marketplace-meridian$25.007/20/2011 7:29:52 AM
jebber007$50.007/20/2011 1:30:52 PM
yield-hut$100.007/20/2011 9:16:07 AM
bambampk$50.007/20/2011 9:30:14 AM
888GoldIngots$25.457/20/2011 2:22:35 PM
testguy$184.177/20/2011 9:38:09 AM
tolerant-truth2$75.007/20/2011 12:58:57 PM
stepatatime-together$100.007/20/2011 2:31:25 PM
blackstar$25.007/20/2011 3:07:07 PM
asiaratt$50.007/20/2011 5:08:36 PM
radforj22$25.007/20/2011 5:14:00 PM
ommcd$25.007/20/2011 3:08:06 PM
loss-of-control$100.007/20/2011 8:01:26 PM
wwwUniversal$25.007/20/2011 5:17:29 PM
the-revenue-demon$50.007/20/2011 9:42:38 PM
integrity-doctor$100.007/20/2011 5:39:02 PM
mercuriant$25.007/20/2011 7:01:51 PM
rutzebach$124.617/20/2011 7:44:38 PM
payment-gusto$25.007/21/2011 12:32:49 AM
justasoldier$50.007/20/2011 8:04:10 PM
mex_invests$25.007/20/2011 8:59:05 PM
blissful-cash3$100.007/20/2011 10:31:03 PM
missing-link$25.007/21/2011 12:32:55 AM
orange-preeminant-bill$50.007/21/2011 12:32:52 AM
careful-return0$25.007/21/2011 12:35:18 AM
MoneyForNothing$12.657/21/2011 1:20:02 AM
195 Investments
 
Borrower Payment Dependent Notes Series 515490
This series of Notes was issued and sold upon the funding of the borrower loan #51410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-08-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $183.69
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1993 Debt/Income ratio: 3%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 1 / 1Length of status:4y 6m
Amount delinquent: $0 Total credit lines: 9 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: vivacious-reward4 Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free but need short term loan
Purpose of loan:
This loan will be used to...Finish my basement

My financial situation:
I am a good candidate for this loan because...zero debt other than living expenses.


Monthly net income: $3875
Monthly expenses: $1450
Housing: $500
Insurance: $200
Car expenses: $150
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ivy-league-MBA$25.007/8/2011 5:07:29 PM
Investor_DP$100.007/8/2011 5:03:16 PM
simplelender80$100.007/8/2011 5:03:22 PM
Investor_DP$100.007/8/2011 9:55:08 PM
Investor_DP$100.007/8/2011 10:02:10 PM
BradP$25.007/9/2011 12:03:51 AM
ingenious-deal6$25.007/9/2011 12:12:39 PM
AlternativeCashFlow$25.007/10/2011 3:25:58 PM
TheFamilyFund$25.007/12/2011 1:12:16 AM
terrific-dough6$100.007/12/2011 8:13:09 AM
return-cluster991$50.007/12/2011 11:07:00 AM
well-mannered-income3$25.007/12/2011 10:24:52 AM
diplomatic-wealth7$25.007/12/2011 3:53:17 PM
jpac1066$100.007/12/2011 7:42:43 PM
fireferd$30.007/12/2011 10:52:57 PM
FinanceEngine$25.007/12/2011 11:34:09 PM
credit-missile$110.007/12/2011 11:27:34 PM
rlbbank$25.007/13/2011 3:15:09 AM
zadok$50.007/13/2011 4:26:02 AM
janeybooboo$25.007/13/2011 5:13:34 AM
kind-diligent-coin$25.007/13/2011 4:35:49 AM
B2152$25.007/13/2011 5:01:09 AM
janeybooboo$34.547/13/2011 5:13:55 AM
dinero-elevator$50.007/8/2011 8:34:51 PM
reflective-rupee$200.097/9/2011 12:58:07 PM
alexgalt$25.007/9/2011 1:03:28 PM
vutah$25.007/9/2011 7:05:13 PM
fortytwo$100.007/11/2011 10:49:34 AM
Dubbs360$25.007/12/2011 12:58:43 AM
a-finance-nirvana$40.007/12/2011 4:48:03 AM
scrappy-diversification7$2,000.007/12/2011 7:54:26 AM
SolarMoonshine$50.007/12/2011 10:02:31 AM
Investoman$50.007/12/2011 12:38:30 PM
sincerlyyours$100.007/12/2011 1:12:13 PM
Rogelio48$30.007/12/2011 1:46:48 PM
suave-dime6$25.007/12/2011 5:06:31 PM
melodious-openness$500.007/12/2011 10:01:27 PM
Starfin-Capital-Management$30.377/13/2011 4:28:59 AM
janeybooboo$50.007/13/2011 5:13:43 AM
janeybooboo$25.007/13/2011 5:13:21 AM
40 Investments
 
Borrower Payment Dependent Notes Series 515568
This series of Notes was issued and sold upon the funding of the borrower loan #51483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  Jul-09-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 6.99% Borrower rate/APR: 7.99% / 8.33% Monthly payment: $219.32
 
Lender servicing fee: 1.00% Effective Yield*: 6.99%  
Estimated return*: 5.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-2001 Debt/Income ratio: 7%
Credit score: 780-799 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:8y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,467Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: Ringo6702 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 19 ( 100% ) 780-799 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
I'm Getting Married!
Purpose of loan:
This loan will be used to purchase an engagement/wedding ring and avoid the ridiculous interest rates charged by jewelry stores.

My financial situation:
I am a good candidate for this loan because I have been independent since 18, and have NEVER had a late payment on anything. I purchased my first home at 20, and currently have very little debt. My vehicles are paid off, and I watch my spending carefully.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
availableloan$25.007/9/2011 12:02:30 PM
meux99$25.007/9/2011 12:02:53 PM
Abstract$50.007/9/2011 12:02:33 PM
top-epic-community$50.007/9/2011 12:02:58 PM
kenji4861$50.007/9/2011 12:02:57 PM
ogmanny$50.007/9/2011 12:04:04 PM
gentle-penny7$50.007/9/2011 12:04:27 PM
x-lender$80.007/9/2011 12:04:58 PM
jpac1066$200.007/9/2011 12:14:22 PM
bb575$50.007/9/2011 12:02:29 PM
jubilant-trade6$50.007/9/2011 12:02:35 PM
BankofHank$125.007/9/2011 12:02:39 PM
indomitable-coin$25.007/9/2011 12:02:51 PM
Rivervale_Westwood$25.007/9/2011 12:02:54 PM
uberrific$100.007/9/2011 12:03:06 PM
benjamins-utopia$50.007/9/2011 12:04:27 PM
pound-balancer$50.007/9/2011 12:16:43 PM
janeybooboo$25.007/9/2011 12:16:03 PM
MarvintheMartian$40.007/9/2011 12:25:43 PM
reflective-rupee$25.097/9/2011 12:41:01 PM
Chosen-one$25.007/9/2011 5:14:57 PM
-J$25.007/9/2011 3:29:54 PM
balance-transformer3$50.007/9/2011 8:02:16 PM
fortytwo$300.007/10/2011 11:44:02 AM
tapesor$100.007/10/2011 12:18:04 PM
payment-halo$25.007/10/2011 7:07:49 PM
lendersf$100.007/10/2011 2:44:11 PM
nickel-ferret$50.007/11/2011 7:41:38 AM
balance-windmill8$75.007/11/2011 11:45:57 AM
Vegasjim$25.007/11/2011 1:12:23 PM
first-favorite-bonus9$27.407/12/2011 1:28:22 AM
socal-lender$25.007/12/2011 1:17:26 AM
elvisloans$25.007/12/2011 5:58:12 AM
Moneypenny6$25.007/12/2011 7:52:44 AM
capital-champion1$25.007/13/2011 10:19:49 AM
fireferd$40.007/13/2011 11:36:31 AM
VBinvestor$100.007/13/2011 11:52:42 AM
StPong$25.007/13/2011 3:38:14 PM
scrappy-bonus2$25.007/13/2011 3:53:45 PM
encore06$25.007/13/2011 4:37:10 PM
Boxster968$25.007/13/2011 8:12:18 PM
first-serene-credit$25.007/13/2011 11:05:51 PM
power-cell$25.007/13/2011 9:02:29 PM
elephantparty$50.007/13/2011 10:06:44 PM
phase421$25.007/14/2011 7:02:03 AM
green-moola-sniffer$25.007/14/2011 12:51:02 AM
persistent-value3$67.427/14/2011 11:22:23 AM
CFOGO$25.007/14/2011 10:11:00 AM
goldfinger3$50.007/14/2011 9:34:03 AM
agalt$100.007/14/2011 1:34:09 PM
fragonardlives$35.007/14/2011 11:22:52 AM
virtuous-repayment$25.007/14/2011 3:35:55 PM
truth-igniter4$25.007/14/2011 4:27:12 PM
Veets$250.007/14/2011 5:41:31 PM
superstar449$50.007/14/2011 6:59:13 PM
cello1$25.007/14/2011 5:35:39 PM
cerebral-dollar773$92.867/15/2011 4:31:41 AM
wwwUniversal$25.007/15/2011 4:34:26 AM
GElender$40.007/15/2011 5:42:21 AM
marwadi-62$300.007/15/2011 6:00:07 AM
debt-legend$25.007/15/2011 7:11:54 AM
rakey$25.007/15/2011 4:27:20 AM
Hogan55$45.797/15/2011 4:58:25 AM
Captain_America$210.957/15/2011 6:03:31 AM
serene-truth2$50.007/9/2011 12:02:36 PM
cebgop$25.007/9/2011 12:02:57 PM
figs4u2$100.007/9/2011 12:02:38 PM
minista$25.007/9/2011 12:02:55 PM
compoundinterest$60.007/9/2011 12:04:26 PM
blot44$25.007/9/2011 12:04:51 PM
vinayski$25.007/9/2011 12:12:21 PM
lloyd_s$25.007/9/2011 12:12:48 PM
rescue$100.007/9/2011 12:14:26 PM
sflawya$25.007/9/2011 12:02:34 PM
neighborly-hope6$100.007/9/2011 12:02:36 PM
Dollars4Rent$50.007/9/2011 12:02:41 PM
diablorulz$50.007/9/2011 12:02:53 PM
penny-finder$118.697/9/2011 12:09:17 PM
janeybooboo$50.007/9/2011 12:15:27 PM
income-awakening6$25.007/9/2011 12:14:39 PM
janeybooboo$50.007/9/2011 12:15:37 PM
samo102us$25.007/9/2011 3:29:07 PM
r48$28.007/9/2011 6:04:14 PM
setUup$88.207/9/2011 4:27:46 PM
credit-guard5$25.007/9/2011 7:24:43 PM
Solid-Platinum$100.007/9/2011 5:13:03 PM
damage$33.097/9/2011 6:17:16 PM
SoCalIsHere$30.007/10/2011 12:18:38 AM
blue-useful-auction$25.007/10/2011 11:43:54 AM
SunsetCoastCapital$25.007/10/2011 12:12:40 PM
antlr$50.007/10/2011 12:13:59 PM
blue-attentive-bid$100.007/10/2011 12:46:01 PM
SolarMoonshine$25.007/10/2011 6:18:05 PM
thankful-nickel2$50.007/10/2011 6:28:18 PM
BankofPete$25.007/10/2011 8:19:35 PM
natural-worth9$100.007/10/2011 5:18:08 PM
radforj22$25.007/10/2011 6:30:54 PM
octoberfresh$25.007/11/2011 12:19:39 PM
jessica9432$25.007/11/2011 1:07:14 PM
top-rate-infusion$36.467/11/2011 3:03:48 PM
Jay_Tee$50.007/11/2011 3:42:22 PM
truth-image$100.007/11/2011 5:15:56 PM
loot-funkmaster$25.007/11/2011 6:21:48 PM
Dan4703$25.007/11/2011 7:37:35 PM
6moonbeams$100.007/11/2011 10:01:51 PM
ect_2k20$25.007/12/2011 2:27:24 PM
cwegert$25.007/12/2011 3:36:11 PM
pnace$50.007/12/2011 12:30:09 PM
bannybucks$50.007/12/2011 5:17:12 PM
britgsb$50.007/13/2011 2:44:54 AM
The-Lighthouse-Group$25.007/13/2011 5:07:21 AM
Harry$25.007/13/2011 7:25:20 AM
pinnacle10$25.007/13/2011 10:13:06 AM
newest-community-accordion$50.007/13/2011 2:04:24 PM
buukyak$25.007/13/2011 3:37:20 PM
determined-deal7$25.007/13/2011 3:38:15 PM
here2lend$25.007/13/2011 3:42:31 PM
shrewd-deal$50.007/13/2011 5:05:04 PM
Billfred$25.007/13/2011 5:42:54 PM
SCD$25.007/13/2011 8:25:35 PM
Pickmar$25.007/14/2011 5:00:00 AM
GWV2$100.007/13/2011 10:38:26 PM
jcn12321$25.007/14/2011 4:26:27 AM
kleinbrak$25.007/14/2011 2:00:19 PM
unclejaef$25.007/14/2011 3:52:31 PM
Chief3394$25.007/15/2011 5:56:33 AM
cordial-affluence2$50.007/14/2011 7:55:45 PM
bughead$25.007/15/2011 6:24:32 AM
Leopoldine$27.007/14/2011 8:48:01 PM
BigBag$25.307/15/2011 7:44:51 AM
credit-investor5$50.007/15/2011 7:46:04 AM
SourDoughSteve$25.007/15/2011 6:54:28 AM
ckatak$50.007/15/2011 7:14:09 AM
peb44$25.007/15/2011 7:31:50 AM
worldly-investment333$98.757/15/2011 7:48:31 AM
135 Investments
 
Borrower Payment Dependent Notes Series 515578
This series of Notes was issued and sold upon the funding of the borrower loan #51492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-09-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $123.03
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1999 Debt/Income ratio: 5%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 5 Current / open credit lines: 2 / 2Length of status:2y 4m
Amount delinquent: $48,703 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $240Stated income:$50,000-$74,999
Delinquencies in last 7y: 16 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: revenue-wildcat2 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
car repair bills
Purpose of loan:
This loan will be used to...repair my car

My financial situation:
I am a good candidate for this loan because...i have a good job and can make my payments on a automatic draft if needed


Monthly net income: $2900.00
Monthly expenses: $2400.00
Housing: $1265.00
Insurance: $250.00 every 6 months
Car expenses: $600.00 including car payment
Utilities: $250.00
Phone, cable, internet: $180.00
Food, entertainment: $200.00
Clothing, household expenses: $130.00
Credit cards and other loans: $25.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-reliable-trade$100.007/17/2011 4:01:39 PM
organized-payment6$50.007/9/2011 12:02:43 PM
ski bum$100.007/9/2011 12:03:04 PM
SoCalIsHere$25.007/10/2011 12:14:15 AM
sentimental-silver7$25.007/10/2011 9:21:28 AM
nickel-ferret$50.007/11/2011 7:41:39 AM
HamachiMan$50.007/11/2011 10:02:11 AM
wwialnlgy$100.007/11/2011 4:48:01 PM
BxRealtor$25.007/12/2011 9:13:24 AM
6moonbeams$25.007/13/2011 1:55:40 PM
TomDalonajay$25.007/14/2011 9:32:12 AM
EngineersAlliance$75.007/14/2011 4:27:15 PM
loyalty-sherpa$25.007/14/2011 5:13:25 PM
Peterman$25.007/15/2011 10:59:52 AM
secondphase$50.007/15/2011 7:23:37 PM
SolarMoonshine$25.007/16/2011 3:45:56 AM
efficient-treasure0$25.007/17/2011 7:30:46 PM
successful-agreement7$100.007/18/2011 2:57:12 PM
generous-deal6$50.007/18/2011 5:42:35 PM
radforj22$25.007/19/2011 5:23:35 PM
ingenious-deal6$25.007/19/2011 7:24:52 PM
stepatatime-together$100.007/20/2011 2:33:29 PM
kdog99$100.007/20/2011 4:03:33 PM
sri59$62.987/21/2011 2:58:35 AM
peace-flower9$25.007/21/2011 7:42:42 AM
ldr2000$50.007/21/2011 7:48:05 AM
nalaari$25.007/21/2011 10:40:13 AM
prohelper$50.007/21/2011 9:13:39 AM
wealth-tremolo7$56.007/21/2011 10:01:38 AM
Montiesholdings$25.007/21/2011 12:01:30 PM
RainyDayLoans$50.007/21/2011 2:18:24 PM
thriller451$15.207/21/2011 2:45:00 PM
Investor_DP$100.007/9/2011 12:02:45 PM
pnace$50.007/9/2011 12:04:01 PM
a-responsible-return$50.007/9/2011 1:07:27 PM
fortytwo$100.007/11/2011 10:49:37 AM
jubilant-trade6$25.007/11/2011 5:12:38 PM
rescue$100.007/11/2011 5:17:10 PM
a-finance-nirvana$36.007/12/2011 4:48:04 AM
wise-alluring-penny$100.007/14/2011 6:47:18 AM
pearl13$100.007/14/2011 9:32:39 AM
reflective-greenback1$50.007/14/2011 1:31:49 PM
greenback-seagull2$100.007/14/2011 5:09:13 PM
goodhearted-basis4$25.007/15/2011 4:37:38 AM
Imperativity$25.007/15/2011 1:03:55 PM
payout-achievement$100.007/16/2011 11:17:38 AM
indomitable-coin$25.007/18/2011 9:08:12 AM
sgt-schultz$25.007/19/2011 7:04:49 AM
marwadi-62$100.007/19/2011 9:17:30 AM
hostbank$250.007/19/2011 8:03:34 PM
chevy92$50.007/20/2011 6:50:44 PM
CaptainBL$50.007/20/2011 7:15:40 PM
cash-reaction2$50.007/20/2011 8:14:54 PM
loyalist1$300.007/21/2011 9:07:04 AM
KileNSmyth4$29.417/21/2011 10:16:07 AM
damage$25.007/21/2011 11:18:19 AM
excellent-greenback$25.007/21/2011 12:45:52 PM
gain-cadence$50.417/21/2011 1:52:49 PM
58 Investments
 
Borrower Payment Dependent Notes Series 515584
This series of Notes was issued and sold upon the funding of the borrower loan #51480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-14-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $142.87
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1996 Debt/Income ratio: 21%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:3y 0m
Amount delinquent: $10,056 Total credit lines: 43 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,087Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 27%  
   Homeownership: No  
Screen name: loyalty-zoomer3 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ride
Purpose of loan: motorcycle
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I have the means to pay it back and am trying to repair my credit since my divorce.


Monthly net income: $5500.00
Monthly expenses: $
Housing: $1000
Insurance: $120
Car expenses: $495
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.007/11/2011 5:03:38 PM
Investor_DP$100.007/11/2011 5:03:32 PM
reflective-rupee$25.097/12/2011 6:57:11 AM
dws2380$25.007/12/2011 8:49:09 AM
SolarMoonshine$25.007/12/2011 10:03:50 AM
fortytwo$100.007/12/2011 11:42:42 AM
Free-the-usa-1776$57.737/12/2011 3:55:31 PM
melodious-openness$100.007/12/2011 10:06:00 PM
jpac1066$50.007/13/2011 7:09:11 AM
duty-monger$50.007/13/2011 11:00:44 AM
wealth-renaissance5$26.097/13/2011 12:56:51 PM
BradP$25.007/13/2011 3:49:03 PM
wealth-neutrino2$25.007/13/2011 4:23:40 PM
Nickle-Back$150.007/13/2011 11:16:04 PM
tolerant-truth2$100.007/14/2011 6:33:15 AM
worldly-investment333$136.837/14/2011 6:53:49 AM
leverage-monger$25.007/12/2011 8:17:45 AM
scrappy-diversification7$2,000.007/12/2011 7:54:28 AM
Bank42$25.007/12/2011 2:23:20 PM
Bob450$25.007/12/2011 4:37:27 PM
shrewd-income$25.007/12/2011 6:15:13 PM
leverage-monger$25.007/13/2011 6:53:17 AM
Iloanyoumoney$25.007/13/2011 6:37:33 AM
dough-woltage$25.007/13/2011 12:34:54 PM
Lesterthelender$39.267/13/2011 10:57:42 AM
Dubbs360$25.007/13/2011 12:44:12 PM
fireferd$40.007/13/2011 11:26:15 AM
x-lender$50.007/13/2011 1:08:59 PM
diplomatic-wealth7$25.007/13/2011 3:30:06 PM
encore06$25.007/14/2011 6:48:46 AM
suave-dime6$25.007/14/2011 5:32:56 AM
31 Investments
 
Borrower Payment Dependent Notes Series 515928
This series of Notes was issued and sold upon the funding of the borrower loan #51452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-14-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $265.33
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2008 Debt/Income ratio: Not calculated
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $421Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: justice-proton1 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Employed College Student Needs New
Purpose: This loan will be used to buy a fuel-efficient car suitable to my new job demands. I've recently started a new job assisting children with autism. While I love this job, it requires a lot of driving on top of a long commute.

Financial situation: I've been continually employed since I was sixteen years old. I am now a behavior therapist, with two clients to start with. Because I've just started this job, I don't have much of a savings to contribute to a new car purchase.

I am a good candidate for this loan because: I have a very good credit score for someone my age. I've acquired that score from having credit cards and bills in my name from the age of sixteen that I have never missed payments for or paid late on.

Monthly net income: $900-1100
Monthly expenses: $400 (Including everything below.)
Housing: $0 (Student grants are paying for my housing.)
Car expenses: $50
Food, entertainment: $150
Clothing, household expenses: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/13/2011 5:02:52 PM
simplelender80$100.007/13/2011 5:02:57 PM
diligent-peace9$50.007/13/2011 6:32:20 PM
marinbb$50.007/13/2011 8:04:51 PM
loot-supporter2$25.007/13/2011 8:26:10 PM
first-dinero-paladin$100.007/13/2011 8:01:57 PM
icanhasloanz$50.007/13/2011 9:13:04 PM
reflective-rupee$200.097/13/2011 7:42:49 PM
rockhound84$25.007/14/2011 1:58:53 AM
loanman2007$125.007/14/2011 4:39:14 AM
janeybooboo$25.007/14/2011 4:50:01 AM
melodious-openness$76.497/14/2011 4:54:55 AM
worldly-investment333$160.327/14/2011 5:32:59 AM
worth-blanket2$5,000.007/13/2011 7:27:27 PM
wise-benjamins-fortress$25.007/13/2011 7:32:15 PM
profit-powerplant$25.007/13/2011 9:27:28 PM
Bob450$25.007/13/2011 9:03:22 PM
yf99yz$35.007/13/2011 11:02:52 PM
SkyLoan$28.107/13/2011 10:33:07 PM
janeybooboo$25.007/14/2011 4:50:07 AM
myduck$25.007/14/2011 5:48:09 AM
Nickle-Back$100.007/13/2011 11:09:25 PM
let_me_retire$25.007/14/2011 3:27:10 AM
SolarMoonshine$25.007/14/2011 3:40:53 AM
suave-dime6$25.007/14/2011 5:32:34 AM
dough-woltage$25.007/14/2011 5:48:27 AM
formula784$25.007/14/2011 6:04:58 AM
27 Investments
 
Borrower Payment Dependent Notes Series 516058
This series of Notes was issued and sold upon the funding of the borrower loan #51484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-12-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1997 Debt/Income ratio: 14%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 3Length of status:4y 5m
Amount delinquent: $1,825 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,971Stated income:$75,000-$99,999
Delinquencies in last 7y: 9 Bankcard utilization: 82%  
   Homeownership: No  
Screen name: TALefkowitz Borrower's state: California Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 13 ( 41% ) 640-659 (Latest)
Principal borrowed: $7,500.00< 31 days late: 17 ( 53% )  
620-639 (Sep-2010)
620-639 (Jul-2008)
580-599 (Mar-2007)
 
Principal balance: $0.00 31+ days late: 2 ( 6% )
Total payments billed: 32  
Description
YOU DESERVE MY INTEREST, NOT AMEX!
This loan will be used to pay down my AMEX credit card. I have a high outstanding balance and the APR is creating headaches for me. I'd rather be paying interest to people (interested in my cause...)

I work for a television media company and hold a part time position with a property management company (overseeing) a complex with 30+ units.

I've already had a LOAN FUNDED and PAID OFF via Prosper. I've done this before and the people who invested (and believed) in me profited.

Monthly expenses: $3675/month
Housing: $ 1479/month
Insurance: $ 257/month
Car expenses: $ 498/month
Utilities: $ 50/month
Phone, cable, internet: $ 100/month (employer pays cell phone bill)
Food, entertainment: $ 400/month
Clothing, household expenses $ 100/month
Credit cards and other loans: $ 791
CITIBANK Line of Credit-$271/month BALANCE $7500
CAPITAL ONE Credit Card-$52/month BALANCE $275
AMEX OPTIMA Credit Card-$452/month BALANCE $12631
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
312-Lender$40.007/12/2011 5:02:27 PM
mrxtravis$25.007/12/2011 5:02:28 PM
responsive-rate884$25.007/12/2011 5:07:31 PM
simplelender80$100.007/12/2011 5:02:51 PM
first-favorite-bonus9$25.007/12/2011 5:09:14 PM
dedicated-transaction796$38.557/13/2011 12:53:11 AM
worldly-money4$100.007/13/2011 4:47:19 AM
worth-blanket2$5,000.007/13/2011 8:15:57 AM
RatRaceChamp$34.867/13/2011 11:51:50 AM
terrific-dough6$50.007/13/2011 11:52:42 AM
loanman2007$125.007/13/2011 9:22:58 AM
kind-charming-value$1,000.007/13/2011 10:05:49 AM
marwadi-62$100.007/13/2011 12:54:46 PM
baker31$69.437/13/2011 1:33:33 PM
Investor_DP$100.007/12/2011 5:02:37 PM
Caring33$26.817/12/2011 5:16:59 PM
DasMula$27.007/13/2011 4:04:27 AM
copper$50.007/13/2011 12:33:22 AM
GElender$25.007/13/2011 5:47:25 AM
Track-Layer$100.007/13/2011 4:47:17 AM
golffish2$25.007/13/2011 5:00:03 AM
tolerant-truth2$62.787/13/2011 10:26:04 AM
thorough-yield1$50.007/13/2011 10:30:21 AM
124SpiderMan$50.007/13/2011 11:02:40 AM
jpac1066$100.007/13/2011 11:27:03 AM
d74mathias$25.007/13/2011 12:22:30 PM
SolarMoonshine$25.007/13/2011 10:03:01 AM
balance-windmill8$50.007/13/2011 1:27:19 PM
cr55595$25.487/13/2011 12:11:30 PM
reflective-rupee$25.097/13/2011 1:14:29 PM
30 Investments
 
Borrower Payment Dependent Notes Series 516160
This series of Notes was issued and sold upon the funding of the borrower loan #51506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1997 Debt/Income ratio: 18%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 3 Current / open credit lines: 12 / 12Length of status:7y 10m
Amount delinquent: $23,096 Total credit lines: 43 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,521Stated income:$50,000-$74,999
Delinquencies in last 7y: 12 Bankcard utilization: 19%  
   Homeownership: Yes  
Screen name: economy-paddle0 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
In Desparate Need of Assistance
Purpose of loan:
This loan will be used to...assist with mortgage repayment plan- I need to make a downpayment in order to qualify for repayment assistance because we feel behind on the mortgage. We are desparately trying to catch up and we need to keep our home because we have two small children. We need some help to get back on a regular payment schedule and budget.

My financial situation:
I am a good candidate for this loan because we have sufficient income to repay the loan back and this will help us stay current with our mortgage.


Monthly net income: $ 3800 (me) plus $2800 husband (approximately)
Monthly expenses: $
Housing: $ in repayment- usual amount is 1671
Insurance: $ 316
Car expenses: $ 700
Utilities: $ 500
Phone, cable, internet: $ 500
Food, entertainment: $ 500
Clothing, household expenses: $
Credit cards and other loans: $ 200
Other expenses: $ condo fee- $200,
daycare- $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/13/2011 9:04:03 AM
simplelender80$100.007/13/2011 9:04:29 AM
worth-blanket2$4,800.007/13/2011 7:28:18 PM
3 Investments
 
Borrower Payment Dependent Notes Series 516170
This series of Notes was issued and sold upon the funding of the borrower loan #51507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-18-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $183.69
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1998 Debt/Income ratio: 13%
Credit score: 720-739 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 4 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,033Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: moola-guard1 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Peace of Mind
Purpose of loan: Debt Consolidation

This loan will be used to handle a couple of emergencies that popped up in my life (Car Repair, Child expenses, etc) and I just want to consolidate it all into one easy, affordable monthly payment and establish myself here on Prosper.com. I want the convenience of a fixed rate and set payment to incorporate into a monthly budget. The desire for this is simply financial peace of mind.

My financial situation is a stable one, and I am a good candidate for this loan because I have a secure job and take care of my financial responsibilities.

If you have any questions, please feel free to ask them. I am excited to have found Prosper and I enjoy the opportunities that it opens up!


Monthly net income: $1720.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/13/2011 9:04:22 AM
calmfunds$250.007/13/2011 9:54:38 AM
genuine-dime$200.007/13/2011 12:03:58 PM
reflective-rupee$200.097/13/2011 2:03:46 PM
C2Banking$25.007/13/2011 12:58:28 PM
diversification-enlistment$25.007/13/2011 1:38:12 PM
favorite-commerce$30.007/13/2011 1:29:44 PM
BradP$25.007/13/2011 3:56:21 PM
elephantparty$25.007/13/2011 9:58:59 PM
chad-bro-chill$25.007/14/2011 6:21:42 AM
agalt$76.007/14/2011 1:34:19 PM
engaging-worth$25.007/14/2011 4:13:46 PM
scarlet-velvet$25.087/14/2011 6:41:15 PM
spiff666$26.667/15/2011 9:16:07 AM
Investoman$50.007/15/2011 6:49:29 AM
foothillender$25.007/15/2011 8:26:29 AM
fortytwo$100.007/15/2011 5:23:21 PM
diplomatic-wealth7$25.007/15/2011 6:04:04 PM
Wangchuk$30.017/15/2011 10:00:03 PM
handy-justice$50.007/15/2011 6:12:10 PM
sparkling-interest1$25.007/16/2011 11:26:59 AM
dws2380$25.007/16/2011 12:30:21 PM
changger$50.007/16/2011 6:02:52 PM
AlternativeCashFlow$25.707/17/2011 10:04:55 PM
economy-coup$100.007/18/2011 12:57:48 AM
astro128$26.317/18/2011 11:17:48 AM
blissful-finance7$25.007/18/2011 10:00:00 AM
sweetlan$25.077/18/2011 12:16:11 PM
wlm3012$30.007/18/2011 3:02:26 PM
shrewd-income$25.007/18/2011 3:24:02 PM
Asimus$25.007/18/2011 4:42:12 PM
yield-hut$87.257/18/2011 5:06:05 PM
the-reliable-trade$100.007/17/2011 4:01:53 PM
simplelender80$100.007/13/2011 9:04:30 AM
DasMula$27.007/13/2011 7:39:39 PM
Zipcut$25.007/13/2011 7:26:17 PM
well-mannered-income3$25.007/14/2011 8:19:50 AM
Scotcha$50.007/14/2011 9:47:47 AM
pearl13$100.007/14/2011 3:13:59 PM
justasoldier$150.007/14/2011 7:31:09 PM
ddoneday$25.007/15/2011 6:32:03 AM
SolarMoonshine$25.007/15/2011 5:35:51 PM
RLaumeyer$25.007/15/2011 7:53:34 PM
Rogelio48$25.007/15/2011 9:14:48 PM
yf99yz$30.007/15/2011 9:18:09 PM
Dubbs360$25.007/16/2011 12:42:54 AM
exciting-fairness$200.007/16/2011 5:38:16 AM
Bob450$25.007/16/2011 12:17:24 PM
historic-nickel$25.007/16/2011 3:48:21 PM
168RichCapital$25.077/16/2011 5:42:44 PM
villagers$50.007/17/2011 10:39:54 AM
superb-funds335$25.007/17/2011 1:57:29 PM
6moonbeams$25.007/17/2011 5:35:51 PM
kind-charming-value$1,000.007/17/2011 8:37:19 PM
icanhasloanz$25.007/18/2011 12:33:51 AM
alexgalt$25.007/17/2011 9:12:08 PM
Reddy_Capital$25.007/18/2011 1:08:38 AM
palace2$95.767/18/2011 9:15:47 AM
bosloan26$40.007/18/2011 9:30:59 AM
shrewd-income$25.007/18/2011 10:26:49 AM
successful-agreement7$100.007/18/2011 2:57:39 PM
Astyanax$75.007/18/2011 2:43:01 PM
LendingP2P$75.007/18/2011 4:30:40 PM
balance-transformer3$50.007/18/2011 4:35:35 PM
worldly-investment333$50.007/18/2011 4:59:07 PM
65 Investments
 
Borrower Payment Dependent Notes Series 516192
This series of Notes was issued and sold upon the funding of the borrower loan #51547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-2005 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,550Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: capital-oasis6 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation/pay off
Purpose of loan:
This loan will be used to pay off existing credit cards and consolidate them to one monthly payment

My financial situation:
I am a good candidate for this loan because I am self-employed/independent contractor for a great company. I make at least 3200 a month and have flexible spending

Monthly net income: $3200-4000
Monthly expenses: $1600
Housing: $650
Insurance: $110
Car expenses: $522
Utilities: $60
Phone, cable, internet: $120
Food, entertainment: $30
Clothing, household expenses: $ 0
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron$25.007/13/2011 9:03:45 AM
simplelender80$100.007/13/2011 9:04:30 AM
Wangchuk$30.007/13/2011 9:21:30 AM
Investor_DP$100.007/13/2011 9:04:02 AM
thorough-yield1$25.007/13/2011 10:08:11 AM
reflective-rupee$200.097/13/2011 2:06:36 PM
BradP$25.007/13/2011 3:42:04 PM
first-favorite-bonus9$25.007/13/2011 3:42:46 PM
worth-blanket2$4,344.917/13/2011 7:28:45 PM
diligent-peace9$50.007/13/2011 9:22:59 AM
MarvintheMartian$25.007/13/2011 10:20:25 AM
economy-huckleberry0$25.007/13/2011 2:47:42 PM
favorite-commerce$25.007/13/2011 1:30:13 PM
13 Investments
 
Borrower Payment Dependent Notes Series 516216
This series of Notes was issued and sold upon the funding of the borrower loan #51431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-13-2011 
Term: 60 months Listing End date:  Jul-21-2011 
 
Lender yield: 29.49% Borrower rate/APR: 30.49% / 32.96% Monthly payment: $489.83
 
Lender servicing fee: 1.00% Effective Yield*: 28.75%  
Estimated return*: 17.55%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1998 Debt/Income ratio: 29%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:12y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,186Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: cannon781 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to... Pay off credit card debt

My financial situation: I have great credit but would like to consolidate all of my bills into one easy payment.
I am a good candidate for this loan because I am always on time and have kept my credit in high rating.


Monthly net income: $3,460.00
Monthly expenses: ~$1,746.00 (listed below)
Housing: $865.00
Insurance: $50.00
Car expenses: $120.00
Utilities: $260.00
Phone, cable, internet: $51.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/13/2011 9:04:23 AM
calmfunds$250.007/13/2011 9:54:06 AM
loanman2007$125.007/14/2011 9:36:51 AM
tnjohnso$25.007/14/2011 2:49:10 PM
pearl13$100.007/14/2011 3:13:59 PM
frogperson$125.007/14/2011 6:40:29 PM
justasoldier$150.007/14/2011 7:28:45 PM
Bill88$30.007/15/2011 8:41:16 AM
nickel-hickory$100.007/15/2011 9:33:42 AM
nickel-hickory$100.007/15/2011 9:33:53 AM
fortytwo$100.007/15/2011 5:23:22 PM
gulch$25.007/15/2011 5:54:01 PM
sweetlan$50.077/15/2011 5:56:06 PM
head$25.007/15/2011 6:17:21 PM
moola-accelerator6$30.007/15/2011 8:02:54 PM
pure-note0$25.007/15/2011 7:17:07 PM
prominence8$35.007/15/2011 8:45:31 PM
Rogelio48$25.007/15/2011 9:15:37 PM
yf99yz$55.007/15/2011 9:17:21 PM
pious-integrity6$25.007/15/2011 9:59:28 PM
jasonblings$25.007/15/2011 6:24:51 PM
moola-tulip1$50.007/15/2011 9:25:47 PM
DasMula$27.007/15/2011 9:29:21 PM
afterhours$25.007/15/2011 7:18:34 PM
Phatt-Daddy$25.007/16/2011 4:02:41 AM
Dubbs360$25.007/16/2011 12:42:55 AM
calmfunds$500.007/16/2011 8:37:56 AM
Something-Corporate$25.007/16/2011 9:53:35 AM
ledesma31$45.287/16/2011 9:10:48 AM
MoneyTree79$25.007/16/2011 10:50:11 AM
TravisMcGee$25.007/16/2011 9:53:54 AM
seanickson$25.007/16/2011 1:32:26 PM
diversification-maple1$25.007/16/2011 3:22:50 PM
WMY-Investor$100.007/16/2011 2:06:49 PM
RLaumeyer$25.007/16/2011 3:21:47 PM
CreditBuilder2$100.007/16/2011 1:31:57 PM
market-pudding$25.007/16/2011 2:05:28 PM
liberty-genetics$50.007/16/2011 2:17:33 PM
PleaseDontDefault$50.007/16/2011 7:48:20 PM
enchanted-truth264$25.007/16/2011 9:05:00 PM
Leopoldine$25.007/16/2011 4:37:17 PM
payout-bridge$25.007/17/2011 2:27:01 AM
wlm3012$30.007/17/2011 10:15:19 AM
villagers$50.007/17/2011 10:39:55 AM
janeybooboo$100.007/17/2011 3:21:34 PM
loss-of-control$75.007/17/2011 5:15:03 PM
blissful-finance7$100.007/18/2011 9:58:50 AM
kingbob$25.007/18/2011 6:30:22 PM
first-dinero-paladin$100.007/18/2011 9:34:50 PM
mpatrick$50.007/19/2011 9:08:05 AM
zone6$100.007/19/2011 9:04:43 AM
mlj0671$25.007/19/2011 10:14:27 AM
deal-enthusiast$100.007/19/2011 1:35:37 PM
leverage-monger$25.007/19/2011 1:53:34 PM
droopie1$25.007/19/2011 5:00:11 PM
Weaverville$25.007/19/2011 4:02:32 PM
itskarma$25.257/19/2011 4:28:14 PM
intrepid-loot$25.007/19/2011 9:12:29 PM
platinum-cargo$25.007/19/2011 7:46:36 PM
jpac1066$100.007/19/2011 7:53:48 PM
Skeeve42$25.007/20/2011 6:30:15 AM
high_flyer$100.007/19/2011 8:33:44 PM
boneill$25.007/20/2011 8:12:28 AM
GaryEsq$50.007/20/2011 9:18:39 AM
red-power-pecan$50.007/20/2011 7:39:27 AM
jebber007$25.007/20/2011 1:27:04 PM
leverage-monger$25.007/20/2011 9:40:52 AM
worldly-investment333$100.007/20/2011 10:34:37 PM
ledesma31$48.327/21/2011 3:37:08 AM
skubwa$25.007/21/2011 3:19:46 AM
the-reliable-trade$100.007/17/2011 4:01:54 PM
simplelender80$100.007/13/2011 9:04:32 AM
Jonb6919$25.007/13/2011 9:07:10 AM
kind-charming-value$3,000.007/13/2011 10:08:56 AM
reflective-rupee$750.097/13/2011 2:04:50 PM
credit-missile$93.577/13/2011 4:36:16 PM
EretzCapital$50.007/13/2011 4:36:44 PM
wkeboarder21$50.007/14/2011 4:14:51 AM
credit-missile$32.987/14/2011 5:30:46 PM
seanickson$25.007/14/2011 5:28:36 PM
Investoman$50.007/15/2011 6:49:30 AM
nickel-hickory$100.007/15/2011 9:33:38 AM
Whipster$60.007/15/2011 9:37:13 AM
nickel-hickory$100.007/15/2011 9:33:27 AM
nickel-hickory$100.007/15/2011 9:33:33 AM
Wangchuk$30.017/15/2011 10:14:37 AM
nickel-hickory$100.007/15/2011 9:33:48 AM
orange-leverage-phoenix$50.007/15/2011 4:17:58 PM
grove064$100.007/15/2011 5:07:43 PM
dariop$30.007/15/2011 5:28:32 PM
HardLender$100.007/15/2011 5:51:27 PM
diplomatic-wealth7$25.007/15/2011 6:04:05 PM
handy-justice$50.007/15/2011 6:12:11 PM
damage$25.007/15/2011 7:50:22 PM
oath163$30.007/15/2011 5:48:05 PM
coin-brilliance8$100.007/15/2011 10:48:30 PM
Rulea72$26.777/16/2011 7:01:20 AM
suave-dime6$25.007/16/2011 7:42:25 AM
Rogesparkguy$25.007/16/2011 7:51:42 AM
LaBamba$200.007/16/2011 7:30:14 AM
Bob450$30.007/16/2011 9:08:47 AM
CACO_Lender$25.007/16/2011 9:19:52 AM
gothampark$25.007/16/2011 10:05:57 AM
bazaar-festivity$100.007/16/2011 8:34:54 AM
awe-inspiring-power$25.007/16/2011 9:16:35 AM
LuckyDuck49$25.007/16/2011 1:38:02 PM
worth-jedi5$48.217/16/2011 3:36:01 PM
enchanted-truth264$25.007/16/2011 3:48:46 PM
AndyT1999$25.007/16/2011 3:21:24 PM
BlackCat36$150.007/16/2011 3:54:19 PM
penny-surgeon$25.007/16/2011 11:08:43 PM
Wyatte$25.007/16/2011 7:06:32 PM
wise-benjamins-fortress$25.007/17/2011 8:51:59 AM
168RichCapital$35.707/16/2011 5:11:37 PM
diligent-peace9$50.007/16/2011 7:56:06 PM
capital-halo1$2,500.007/17/2011 8:47:00 AM
grampy48$25.007/17/2011 2:51:01 AM
virtuous-repayment$50.007/17/2011 5:28:10 PM
economy-coup$100.007/18/2011 12:57:48 AM
6moonbeams$25.007/17/2011 5:35:52 PM
AlternativeCashFlow$44.707/17/2011 10:04:01 PM
leverage-monger$40.007/18/2011 11:23:52 AM
successful-agreement7$100.007/18/2011 2:57:41 PM
Astyanax$100.007/18/2011 2:53:22 PM
brightest-dignified-penny$25.007/18/2011 4:34:43 PM
wonder3$30.007/19/2011 6:18:06 AM
sgt-schultz$35.007/19/2011 6:49:44 AM
kttalamo$120.007/19/2011 7:27:07 AM
econgineer$50.007/19/2011 2:26:48 PM
shrewd-income$300.007/19/2011 2:31:13 PM
kulender$100.007/19/2011 6:32:34 PM
pworld$50.007/19/2011 8:16:17 PM
well-rounded-finance924$25.007/19/2011 6:43:43 PM
glimmering-funds2$25.007/20/2011 10:21:38 AM
nimble-affluence4$25.007/20/2011 9:59:34 AM
justsk8tingby$30.617/20/2011 10:18:01 AM
kwan$25.007/20/2011 12:10:52 PM
tolerant-truth2$100.007/20/2011 12:57:57 PM
stepatatime-together$100.007/20/2011 2:31:34 PM
mercuriant$25.007/20/2011 7:02:18 PM
p2ploan-sensation211$25.007/20/2011 7:38:37 PM
zx12rider$25.007/20/2011 10:19:19 PM
sturdy-peace9$100.007/20/2011 7:48:21 PM
revenue-achievement$25.007/21/2011 12:14:34 AM
mex_invests$25.007/20/2011 9:03:40 PM
melodious-openness$100.007/20/2011 7:53:46 PM
cr8on$100.007/20/2011 11:41:55 PM
shrewd-peace7$30.007/20/2011 9:56:45 PM
wkeboarder21$50.007/21/2011 5:12:51 AM
ROCKLYVALE$50.007/21/2011 5:54:54 AM
150 Investments
 
Borrower Payment Dependent Notes Series 516228
This series of Notes was issued and sold upon the funding of the borrower loan #51568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $175.76
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1995 Debt/Income ratio: 18%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 17 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,724Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: elm139 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping out family member
Purpose of loan:
This loan will be used to... help out a family member that is in need of some help. I just spent my saving on engagement ring or I would have had the liquid assets to do such. I am helping them out in a short term situation and plan on paying this back well before it's 3yr plan.

My financial situation:
I am a good candidate for this loan because...I have a great job (IT Systems Engineer) and make good money. I also can't remember the last time I have been late on a bill. My position is very secure and my Boss loves my work.


Monthly net income: $ 3,600
Monthly expenses: $
Housing: $ 500
Insurance: $ 150
Car expenses: $ 500
Utilities: $ 150
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $ 50
Credit cards and other loans: $ 45 + 75 = 120
Other expenses: $ 300 gas
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-reliable-trade$100.007/17/2011 4:01:55 PM
ski bum$100.007/13/2011 9:04:13 AM
pnace$50.007/13/2011 9:04:49 AM
organized-payment6$50.007/13/2011 9:03:14 AM
Investor_DP$100.007/13/2011 9:07:24 AM
janeybooboo$105.907/13/2011 9:08:37 AM
Panna$25.007/13/2011 3:48:20 PM
jga516$25.007/13/2011 3:53:01 PM
Pickmar$25.007/14/2011 4:51:59 AM
penny-finder$25.197/13/2011 9:08:20 PM
rescue$100.007/14/2011 5:13:27 PM
friendinmoney$28.297/15/2011 7:35:12 AM
EngineersAlliance$75.007/17/2011 3:34:42 AM
Bank_Of_XL$25.007/17/2011 7:26:39 AM
icanloanit2u$25.007/17/2011 4:49:00 PM
efficient-treasure0$25.007/17/2011 7:31:06 PM
janeybooboo$44.107/17/2011 7:36:35 PM
BxRealtor$25.007/18/2011 9:18:21 AM
generous-deal6$50.007/18/2011 5:42:51 PM
malomar66$50.007/18/2011 5:20:21 PM
sgt-schultz$25.007/19/2011 7:09:15 AM
upbeat-finance8$25.007/19/2011 5:02:44 PM
marwadi-62$500.007/20/2011 7:32:43 AM
djs81$25.007/20/2011 3:26:53 PM
liberty-pecan$500.007/20/2011 3:48:20 PM
fantastic-bazaar2$50.007/20/2011 6:43:58 PM
theloanteacher$25.007/20/2011 8:43:59 PM
CaptainBL$50.007/20/2011 7:16:01 PM
cr8on$100.007/20/2011 11:43:51 PM
One_Lolo$50.007/21/2011 4:29:37 AM
yons88$25.007/20/2011 10:16:16 PM
credit-investor5$50.007/21/2011 7:38:36 AM
Kyileo$25.007/21/2011 9:05:43 AM
damage$25.007/21/2011 11:18:20 AM
golffish2$25.007/21/2011 9:51:45 AM
guardian3$40.007/21/2011 1:18:55 PM
lakrav$25.007/21/2011 2:17:50 PM
One_Lolo$25.007/21/2011 3:27:15 PM
availableloan$25.007/13/2011 9:40:06 AM
srilm$50.007/13/2011 3:47:10 PM
SimpleChoice$25.007/13/2011 3:48:21 PM
vutah$25.007/13/2011 4:32:54 PM
Solid-Platinum$50.007/13/2011 6:14:46 PM
blue-useful-auction$25.007/14/2011 6:45:57 AM
wwialnlgy$100.007/14/2011 9:14:48 AM
pearl13$100.007/14/2011 9:33:05 AM
ryan6853$25.007/14/2011 6:37:04 PM
Brisket_Bob$50.007/15/2011 7:23:09 AM
Imperativity$25.007/15/2011 1:04:05 PM
Peterman$25.007/15/2011 11:00:11 AM
jubilant-trade6$25.007/15/2011 4:07:13 PM
fortytwo$100.007/15/2011 5:23:22 PM
wild-orange$100.007/16/2011 3:01:21 AM
payout-achievement$100.007/16/2011 11:17:44 AM
dx23h$25.007/16/2011 9:58:19 PM
6moonbeams$25.007/17/2011 5:35:52 PM
HamachiMan$50.007/18/2011 9:18:09 AM
SolarMoonshine$25.007/18/2011 3:18:10 PM
successful-agreement7$100.007/18/2011 2:57:41 PM
indomitable-coin$25.007/18/2011 4:28:16 PM
reflective-rupee$200.097/19/2011 12:11:40 AM
hostbank$250.007/19/2011 8:03:51 PM
stepatatime-together$100.007/20/2011 2:33:43 PM
market-pudding$25.007/20/2011 3:19:17 PM
auctionator1$25.007/20/2011 12:47:25 PM
radiant-bazaar1$25.007/20/2011 3:44:33 PM
income-awakening6$25.007/20/2011 3:51:31 PM
hope-wonder4$25.007/20/2011 3:22:40 PM
EJO$25.007/20/2011 9:23:02 PM
Castelj$50.007/21/2011 6:38:47 AM
let_me_retire$150.007/21/2011 12:22:34 AM
enchanted-note$25.007/21/2011 7:00:17 AM
wwwUniversal$25.007/21/2011 9:08:18 AM
greenback-seagull2$100.007/21/2011 12:12:19 PM
reflective-greenback1$50.007/21/2011 2:01:12 PM
rockhound84$31.437/21/2011 3:38:56 PM
let_me_retire$100.007/21/2011 2:57:39 PM
dayahn$25.007/21/2011 3:19:00 PM
78 Investments
 
Borrower Payment Dependent Notes Series 516244
This series of Notes was issued and sold upon the funding of the borrower loan #51501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-2000 Debt/Income ratio: 15%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 5 Current / open credit lines: 5 / 5Length of status:6y 10m
Amount delinquent: $9,188 Total credit lines: 16 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,519Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: justice-entrepreneur9 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
small real estate loan
Purpose of loan: I'm starting to wholesale properties in my local real estate market. I will bid on HUD or REOs homes (which are usually below market value), once my offer is accepted I have to provide an earnest money payment and then use transactional funding to sell house to investor. Usually, depending on the price of the house, earnest money amount is 500-1000 dollars. This is why I need this loan. I can repay the loan after my first three properties.


My financial situation:
I am a good candidate for this loan because I have a full time job. Real estate is something I'm doing part time, so even if my plans do not go as expected I can still make monthly payments.

Monthly net income: 2,200 $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.007/15/2011 5:02:40 PM
blissful-finance7$80.007/18/2011 9:44:54 AM
successful-agreement7$100.007/18/2011 2:58:06 PM
mt3209$25.007/19/2011 11:29:11 AM
Investoman$75.007/19/2011 7:06:35 PM
well-rounded-payout0$50.007/20/2011 12:27:13 AM
return-enthusiast1$100.007/20/2011 10:01:59 AM
duty-monger$50.007/20/2011 1:49:31 PM
stepatatime-together$100.007/20/2011 2:31:38 PM
fantastic-bazaar2$50.007/20/2011 6:40:36 PM
suave-dime6$25.007/20/2011 5:40:25 PM
the-reliable-trade$100.007/17/2011 4:02:09 PM
fortytwo$100.007/15/2011 5:23:54 PM
handy-justice$50.007/15/2011 6:12:19 PM
fortytwo$100.007/15/2011 5:23:44 PM
reflective-rupee$25.097/16/2011 3:37:34 AM
pearl13$100.007/16/2011 9:02:09 AM
alexgalt$25.007/16/2011 6:01:09 PM
Credit4Talent$26.727/17/2011 11:12:59 AM
Investor_DP$100.007/17/2011 1:08:44 AM
villagers$50.007/17/2011 10:40:02 AM
diplomatic-wealth7$25.007/17/2011 11:26:02 AM
6moonbeams$25.007/17/2011 5:36:19 PM
economy-coup$100.007/18/2011 12:57:55 AM
Dubbs360$25.007/18/2011 5:03:28 PM
sgt-schultz$35.007/19/2011 7:01:41 AM
Bob450$25.007/19/2011 8:03:34 AM
kulender$100.007/19/2011 6:32:39 PM
mlj0671$25.007/20/2011 7:44:54 AM
wealth-renaissance5$25.007/20/2011 9:38:34 AM
Raider_Fan$50.007/20/2011 11:52:39 AM
TheRock$25.007/20/2011 9:17:15 PM
shrewd-peace7$30.007/20/2011 9:45:37 PM
Red-Bull-One$3.197/20/2011 10:05:38 PM
let_me_retire$75.007/20/2011 9:25:53 PM
35 Investments
 
Borrower Payment Dependent Notes Series 516276
This series of Notes was issued and sold upon the funding of the borrower loan #51562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 10.40% Borrower rate/APR: 11.40% / 13.52% Monthly payment: $131.71
 
Lender servicing fee: 1.00% Effective Yield*: 10.37%  
Estimated return*: 6.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1998 Debt/Income ratio: 2%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 7Length of status:1y 2m
Amount delinquent: $60 Total credit lines: 26 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $443Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: healthy-payment6 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating some debt, upgrading
Purpose of loan:
Most of it will be for home office upgrades. New tower, couple monitors etc.

I may also purchase an upright bass.

My financial situation:
I am a good candidate for this loan because I have a good credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ski bum$100.007/13/2011 5:02:42 PM
uberrific$100.007/13/2011 5:02:47 PM
balance-transformer3$25.007/13/2011 5:03:07 PM
SimpleChoice$25.007/13/2011 5:09:03 PM
penny-finder$25.217/13/2011 9:18:19 PM
runner262$25.007/14/2011 5:27:22 AM
pearl13$100.007/14/2011 9:33:09 AM
indomitable-coin$25.007/14/2011 10:41:19 AM
jmvingeorgia$25.007/14/2011 11:34:01 AM
virtuous-repayment$25.007/14/2011 3:36:12 PM
Veets$125.007/14/2011 5:50:11 PM
BOZO88$25.007/15/2011 5:52:03 PM
fortytwo$100.007/15/2011 5:23:27 PM
goodhearted-basis4$25.007/16/2011 1:02:35 AM
a-finance-nirvana$25.007/16/2011 4:16:09 AM
wild-orange$100.007/16/2011 3:03:30 AM
loyalist1$300.007/16/2011 4:06:28 AM
finance-symphony7$50.007/16/2011 4:58:00 AM
jubilant-trade6$50.007/17/2011 9:48:52 AM
SolarMoonshine$25.007/18/2011 10:06:37 AM
sgt-schultz$25.007/19/2011 7:07:12 AM
damage$25.007/19/2011 9:57:25 AM
rescue$100.007/19/2011 3:42:22 PM
BxRealtor$25.007/19/2011 3:39:02 PM
grampy48$25.007/19/2011 6:42:44 PM
hostbank$250.007/19/2011 8:03:56 PM
BankofPete$25.007/20/2011 10:35:33 AM
loan-galaxy6$500.007/20/2011 7:07:35 AM
indomart$75.007/20/2011 1:21:25 PM
janeybooboo$50.007/20/2011 5:57:03 PM
jpblan11$25.007/20/2011 7:34:23 PM
bullwink27$25.007/16/2011 6:21:06 AM
organized-payment6$50.007/13/2011 5:02:49 PM
compoundinterest$50.007/13/2011 5:03:06 PM
pnace$50.007/13/2011 5:03:15 PM
GWV2$50.007/13/2011 10:36:22 PM
a-responsible-return$50.007/14/2011 5:08:42 PM
euro-deployment$25.007/15/2011 9:04:38 AM
Peterman$25.007/15/2011 11:00:19 AM
loot-funkmaster$25.007/15/2011 2:01:49 PM
wwialnlgy$100.007/16/2011 2:12:20 PM
engaging-worth$25.007/17/2011 4:59:06 AM
euro-trumpet$25.007/17/2011 4:26:47 PM
6moonbeams$25.007/17/2011 5:35:58 PM
successful-agreement7$100.007/18/2011 2:57:49 PM
generous-deal6$50.007/18/2011 5:45:53 PM
Harry$50.007/18/2011 7:01:29 PM
HamachiMan$50.007/19/2011 3:42:24 PM
beachfunder$25.007/19/2011 6:36:23 PM
jarf$25.007/19/2011 7:46:33 PM
aiming_for_42$25.007/19/2011 8:36:07 PM
magilla91$25.007/20/2011 4:13:05 AM
treasure-exchanger2$25.007/20/2011 10:46:24 AM
EJO$25.007/20/2011 7:55:36 AM
DanV$36.007/20/2011 10:14:35 AM
stepatatime-together$100.007/20/2011 2:33:47 PM
miket71$50.007/20/2011 5:12:59 PM
Bodyboard$100.007/20/2011 5:51:02 PM
CaptainBL$50.007/20/2011 7:16:05 PM
worldly-investment333$313.797/20/2011 8:15:15 PM
60 Investments
 
Borrower Payment Dependent Notes Series 516476
This series of Notes was issued and sold upon the funding of the borrower loan #51496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $549.76
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1971 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 780-799 (Jul-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:21y 1m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,839Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: tntkaraoke Borrower's state: Minnesota Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 780-799 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
640-659 (May-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt Consolidation on back taxes
Purpose of loan:
This loan will be used to pay off my IRS back taxes.

My financial situation:
I am a good candidate for this loan because this will be my second Prosper loan. The first one was paid off in 36 months without missing a payment. I do not intend to miss one on this loan either. I'm 6 years through a 9 year plan to fix past financial mistakes. I've added 200 points to my credit score since my last Prosper loan and have not missed a payment on any of my bills in 5 years.


Monthly net income: $3750
Monthly expenses: $2875
Housing: $2100
Insurance: $75
Car expenses: $50
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
skydancer506 has invested a total of $28.97.
"I have known tntkaraoke for nearly 20 years and find him an honest and honorable man. I understand that he faced financial trouble a couple of years ago and has been living on a meager budget while dealing with his finances. He's worked with a financial adviser and together they have made great progress in turning around his financial picture. You can trust him to repay this loan and not default. I'm putting my $50 on the line to lead by example and encourage others to do the same."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
cashhelp$30.007/15/2011 9:02:00 AM
jmeasn$25.007/15/2011 9:02:20 AM
diligent-peace9$200.007/15/2011 9:31:38 AM
Investor_DP$100.007/15/2011 9:02:21 AM
Kash2010lu$25.007/15/2011 9:08:06 AM
CA-Lender$75.077/15/2011 9:12:06 AM
Oak-Parker$26.007/15/2011 11:46:20 AM
Scotcha$75.007/15/2011 12:50:32 PM
Imperativity$25.007/15/2011 1:04:12 PM
marwadi-62$300.007/15/2011 7:52:35 PM
jkeller4000$25.007/15/2011 6:00:43 PM
handshake5$100.007/16/2011 1:07:55 AM
loyalist1$200.007/16/2011 4:23:05 AM
powerful-finance7$25.007/16/2011 2:32:34 AM
Feyenoord$25.007/15/2011 10:12:11 PM
asmithj$25.007/16/2011 5:36:52 AM
first-serene-credit$25.007/16/2011 7:59:52 AM
genuine-integrity0$25.007/16/2011 8:39:39 AM
pnace$50.007/16/2011 12:15:29 PM
janeybooboo$25.007/16/2011 7:45:04 PM
InChicago$50.007/16/2011 2:13:20 PM
first-dinero-paladin$50.007/17/2011 9:50:52 AM
nickel-demon2$187.587/16/2011 6:40:21 PM
benefit-trident$25.007/17/2011 4:47:58 AM
mvalley$25.007/16/2011 8:47:31 PM
Comoparklender$25.007/17/2011 7:41:26 AM
velocity-winner$25.007/17/2011 11:26:42 AM
wonder3$30.007/17/2011 8:54:44 AM
Naddel$50.007/17/2011 10:11:07 AM
zippy-revenue8$25.007/17/2011 2:36:03 PM
vutah$25.007/17/2011 3:59:53 PM
bazaar-hyperdrive3$100.007/17/2011 4:51:01 PM
6moonbeams$25.007/17/2011 5:36:13 PM
lostontheedge$25.007/18/2011 4:56:09 AM
AlternativeCashFlow$44.707/17/2011 8:50:34 PM
CPADawg$34.327/18/2011 5:41:51 AM
TCR3$25.007/18/2011 9:11:35 AM
alphaseek$250.007/18/2011 9:13:16 AM
finance-prescription$50.007/18/2011 7:23:56 AM
SNH$100.007/18/2011 11:13:07 AM
interstellar$53.277/18/2011 8:47:07 AM
peace-saber0$25.007/18/2011 10:46:41 AM
dollardave$100.007/18/2011 11:28:02 AM
money-bauble$100.007/18/2011 10:31:43 AM
resolute-basis9$100.007/18/2011 3:37:13 PM
a-responsible-return$50.007/18/2011 3:37:54 PM
SolarMoonshine$25.007/18/2011 3:41:31 PM
courteous-fund9$50.007/18/2011 5:06:44 PM
generous-deal6$50.007/18/2011 5:42:57 PM
cash-reaction2$50.007/18/2011 6:52:31 PM
GElender$40.007/19/2011 6:12:00 AM
the-discrete-income$100.007/18/2011 8:27:26 PM
lagnisiruk$25.007/19/2011 1:03:11 AM
musegaze$100.007/19/2011 8:56:58 AM
grampy48$25.007/19/2011 1:46:57 AM
angel879$25.457/19/2011 3:13:55 AM
bonus-quark4$25.007/19/2011 7:01:21 AM
martinnc$25.007/19/2011 10:21:14 AM
Zimbu$32.577/19/2011 9:28:42 AM
terrific-dough6$100.007/19/2011 9:43:30 AM
american-investor$50.007/19/2011 9:44:33 AM
cyberie21$50.007/19/2011 11:03:28 AM
green-rapid-openness$100.007/19/2011 12:22:33 PM
benefit-prescription6$25.007/19/2011 10:36:57 AM
diversification-enlistment$25.007/19/2011 3:50:15 PM
rwm684$25.007/19/2011 1:09:36 PM
good4loan$25.007/19/2011 2:20:33 PM
wise-benjamins-fortress$25.007/19/2011 3:57:02 PM
good4loan$25.007/19/2011 3:59:45 PM
PaulW$25.007/16/2011 4:48:30 AM
the-reliable-trade$100.007/17/2011 4:02:05 PM
top-courteous-peso$75.007/15/2011 9:02:19 AM
ski bum$100.007/15/2011 9:02:32 AM
MoneyForNothing$50.007/15/2011 9:02:52 AM
worth-blanket2$5,000.007/15/2011 9:31:49 AM
Palacios$50.007/15/2011 9:37:58 AM
chad-bro-chill$25.007/15/2011 10:37:24 AM
loanman2007$300.007/15/2011 10:49:57 AM
lendstats_com$300.007/15/2011 9:05:23 AM
Mikale360$35.007/15/2011 11:26:28 AM
surge9$100.007/15/2011 11:41:50 AM
chameleon125$25.007/15/2011 12:43:02 PM
pearl13$100.007/15/2011 2:11:15 PM
janeybooboo$50.507/15/2011 2:53:11 PM
skydancer506$28.977/15/2011 4:20:27 PM
reflective-rupee$300.097/15/2011 12:24:20 PM
jmeasn$100.007/15/2011 4:22:14 PM
Bob450$30.007/15/2011 4:11:11 PM
radforj22$25.007/15/2011 5:14:28 PM
r48$32.007/15/2011 6:03:04 PM
DasMula$27.007/15/2011 8:58:39 PM
GCInvestments$25.007/15/2011 9:18:48 PM
clean-fund$300.007/16/2011 12:36:53 AM
Moe87$30.387/16/2011 5:11:29 AM
thankful-nickel2$25.007/16/2011 7:07:31 AM
DoctorJoe$25.007/16/2011 8:50:56 AM
famous-bill$25.007/16/2011 12:25:57 PM
wise-eloquent-yield$25.007/16/2011 1:34:42 PM
EarlyRiser$100.007/16/2011 4:07:23 PM
janeybooboo$49.507/16/2011 7:42:44 PM
atlas100$50.007/16/2011 7:30:01 PM
indomitable-dedication$50.007/17/2011 4:50:59 AM
dx23h$25.007/16/2011 9:58:21 PM
janeybooboo$25.007/16/2011 7:45:20 PM
alphaseek$100.007/17/2011 10:44:51 AM
jubilant-trade6$50.007/17/2011 9:48:58 AM
villagers$25.007/17/2011 10:40:21 AM
sweetlan$25.077/17/2011 4:28:59 PM
britgsb$50.007/18/2011 1:08:38 AM
efficient-treasure0$25.007/17/2011 7:31:09 PM
convergentthinker$100.007/18/2011 2:59:57 AM
32669$25.007/17/2011 7:46:09 PM
forceful-duty178$50.007/18/2011 1:29:09 AM
davisfl$25.007/18/2011 10:35:38 AM
successful-agreement7$100.007/18/2011 2:58:01 PM
FinanceEngine$50.007/18/2011 1:15:20 PM
powerful-finance7$25.007/18/2011 4:13:47 PM
rogue_monster$50.007/18/2011 1:55:26 PM
five-star-note$50.007/18/2011 9:40:40 PM
JLMGroupFunds$25.007/18/2011 5:31:05 PM
cbivitz$375.007/19/2011 9:37:22 AM
sgt-schultz$30.007/19/2011 6:50:59 AM
Bill88$30.007/19/2011 10:07:51 AM
Weaverville$25.007/19/2011 9:18:21 AM
elfincove$25.007/19/2011 10:36:27 AM
integrity-starter$25.007/19/2011 10:56:29 AM
nellaelyob$25.007/19/2011 11:19:52 AM
exchange-pledge$49.007/19/2011 10:20:34 AM
worth-arch$25.007/19/2011 10:21:08 AM
radiant-value$30.007/19/2011 12:25:56 PM
shrewd-income$100.007/19/2011 2:32:01 PM
Techne_Funds_LLC$25.007/19/2011 12:00:54 PM
SPF$250.007/19/2011 11:29:31 AM
fairness-atmosphere$25.007/19/2011 2:02:35 PM
klinebarger$25.007/19/2011 3:26:59 PM
bold-basis-supernova$50.007/19/2011 4:02:44 PM
organic-treasure$50.007/19/2011 4:28:37 PM
let_me_retire$125.007/19/2011 4:09:46 PM
dcm6276$25.007/19/2011 4:26:51 PM
worth-blanket2$1,248.537/19/2011 4:30:38 PM
140 Investments
 
Borrower Payment Dependent Notes Series 516480
This series of Notes was issued and sold upon the funding of the borrower loan #51437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $549.76
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1986 Debt/Income ratio: 31%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 41 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $33,962Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: note-shrubbery Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2010)
640-659 (Jan-2010)
640-659 (Nov-2009)
 
Principal balance: $2,252.60 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Lower credit card interest
Purpose of loan: To consolidate, lower the interest on my remaining credit cards

My financial situation:
I am a good candidate for this loan because... I pay my bills on time. This would be my second prosper loan. My first prosper loan I have had for 16 months now with zero late payments. Thanks to those who funded that loan! I am saving a ton of money on interest! With the help of your funding I will pay off my remaining high interest credit cards and close them for good. My monthly payment for this loan will replace entirely the $540.00 shown under credit cards and other loans. The amounts shown for housing, car etc, are my half of the payments. My husband pays the other half.


Monthly net income: $2791
Monthly expenses: $
Housing: $360
Insurance: $0
Car expenses: $0
Utilities: $156
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $540
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-reliable-trade$100.007/17/2011 4:02:06 PM
Investor_DP$100.007/15/2011 9:02:21 AM
worth-blanket2$5,000.007/15/2011 9:32:09 AM
loanman2007$100.007/15/2011 10:54:31 AM
Palacios$50.007/15/2011 9:37:58 AM
reflective-rupee$200.097/15/2011 12:38:25 PM
radforj22$25.007/15/2011 5:14:28 PM
fortytwo$100.007/15/2011 5:23:40 PM
GCInvestments$25.007/15/2011 9:18:48 PM
handshake5$100.007/16/2011 1:07:56 AM
powerful-finance7$25.007/16/2011 2:32:35 AM
Feyenoord$25.007/15/2011 10:12:14 PM
credit-coach118$30.007/16/2011 12:37:51 PM
mvalley$25.007/16/2011 8:47:31 PM
Comoparklender$25.007/17/2011 7:41:26 AM
janeybooboo$100.007/17/2011 10:37:49 AM
villagers$25.007/17/2011 10:40:22 AM
bazaar-hyperdrive3$100.007/17/2011 4:51:01 PM
loss-of-control$50.007/17/2011 4:49:12 PM
bmbanzai$25.007/17/2011 7:57:06 PM
finance-prescription$50.007/18/2011 7:23:56 AM
efficient-treasure0$25.007/17/2011 7:31:09 PM
seabass123$25.007/18/2011 8:03:25 AM
payout-flag6$50.007/18/2011 8:45:27 AM
diligent-peace9$25.007/17/2011 9:52:54 PM
FormulaTroll$32.747/18/2011 9:05:40 AM
economy-popcorn$25.007/18/2011 6:06:16 AM
csandb$25.007/18/2011 6:56:21 AM
sharp518$25.007/18/2011 8:05:38 AM
mpatrick$25.007/18/2011 9:13:51 AM
peace-saber0$25.007/18/2011 10:46:41 AM
tolerant-dinero2$25.007/18/2011 7:54:00 AM
payment-jalapeno9$150.007/18/2011 8:33:30 AM
shugyosha$50.007/18/2011 9:33:20 AM
micloans$39.287/18/2011 9:47:28 AM
SNH$100.007/18/2011 11:13:08 AM
dollardave$100.007/18/2011 11:28:03 AM
john2218$25.007/18/2011 3:57:11 PM
djkaiser$32.627/18/2011 11:25:43 AM
Whatssofunnybout$25.507/18/2011 4:05:19 PM
thankful-generosity5$47.897/18/2011 6:31:41 PM
cash-reaction2$50.007/18/2011 6:52:32 PM
Pu239$70.007/18/2011 8:57:30 PM
roi-advantage$25.007/18/2011 7:23:13 PM
ccamp99$25.007/18/2011 8:10:52 PM
Johnab$25.037/19/2011 4:50:31 AM
bath836$50.007/18/2011 8:55:40 PM
cerebral-dollar773$115.517/19/2011 5:28:21 AM
intrepid-loot$25.007/19/2011 6:13:40 AM
Tikibarman$50.007/19/2011 6:54:43 AM
five-star-note$75.007/18/2011 9:46:19 PM
LendingPimp$50.007/19/2011 12:37:30 AM
broomfieldbucks$25.007/19/2011 8:27:47 AM
musegaze$100.007/19/2011 8:56:58 AM
bancoroyal$25.007/19/2011 9:01:01 AM
lagnisiruk$25.007/19/2011 1:03:11 AM
trumpeter5$25.007/19/2011 6:44:36 AM
GElender$40.007/19/2011 6:08:07 AM
mstar925$25.007/19/2011 7:54:16 AM
american-investor$50.007/19/2011 9:43:12 AM
dsnybnd$25.007/19/2011 8:14:44 AM
Leshan$100.007/19/2011 8:38:28 AM
active-reward7$50.007/19/2011 8:50:53 AM
pharmkid21$50.007/19/2011 10:26:40 AM
unequaled-ore$25.007/19/2011 10:27:03 AM
upperdeck$25.007/19/2011 10:31:54 AM
lender-inc$30.387/19/2011 10:35:40 AM
KarmaBum77$25.007/19/2011 10:41:10 AM
new-auction-neutron$30.007/19/2011 10:41:31 AM
honorable-yield$100.007/19/2011 10:41:53 AM
Big_Funder$25.007/19/2011 9:10:33 AM
loan-kung-fu$229.797/19/2011 10:13:08 AM
treasure-brigade$25.007/19/2011 10:13:19 AM
worth-arch$25.007/19/2011 10:14:39 AM
Weaverville$25.007/19/2011 9:18:21 AM
Zimbu$25.007/19/2011 9:25:32 AM
liberty-pecan$90.007/19/2011 10:51:55 AM
Marfloogan$25.007/19/2011 10:13:31 AM
heavenly-interest2$60.607/19/2011 10:21:16 AM
ready-fund46$25.467/19/2011 10:22:59 AM
newest-organic-rupee$33.007/19/2011 10:17:01 AM
newest-inspiring-power$25.007/19/2011 10:24:23 AM
BuffetRocks$250.007/19/2011 10:19:28 AM
basis-wizard8$50.007/19/2011 10:35:45 AM
benefit-prescription6$25.007/19/2011 10:36:57 AM
finance-negotiator2$50.007/19/2011 10:42:36 AM
shrewd-income$75.007/19/2011 10:32:31 AM
integrity-reformer$38.347/19/2011 10:32:36 AM
ski bum$100.007/15/2011 9:02:33 AM
Imperativity$25.007/15/2011 1:04:12 PM
pearl13$100.007/15/2011 2:11:15 PM
Bob450$25.007/15/2011 4:12:41 PM
LittleMingo$26.007/16/2011 2:13:51 AM
loyalist1$200.007/16/2011 4:23:05 AM
asmithj$25.007/16/2011 5:36:53 AM
wise-eloquent-yield$25.007/16/2011 1:34:42 PM
EarlyRiser$100.007/16/2011 4:07:24 PM
pnace$50.007/16/2011 2:12:23 PM
jubilant-trade6$50.007/17/2011 9:48:58 AM
alphaseek$100.007/17/2011 10:44:51 AM
moola-accelerator6$40.007/17/2011 4:24:19 PM
red-favorable-basis$25.007/17/2011 4:30:32 PM
janeybooboo$25.007/17/2011 7:25:21 PM
first-dinero-paladin$75.007/17/2011 5:15:59 PM
6moonbeams$25.007/17/2011 5:36:14 PM
coin-explorer$25.007/17/2011 9:16:30 PM
Astyanax$125.007/17/2011 7:21:20 PM
p2p-mushroom1$35.147/18/2011 8:02:33 AM
bsmtloan$75.007/18/2011 8:38:01 AM
lostontheedge$25.007/18/2011 4:56:09 AM
sgt-schultz$30.007/18/2011 5:57:05 AM
britgsb$50.007/18/2011 1:08:39 AM
congardner1$25.007/18/2011 9:40:14 AM
money-bauble$100.007/18/2011 10:31:43 AM
P2P4me$100.007/18/2011 7:28:15 AM
Leopoldine$25.007/18/2011 8:27:53 AM
trade-goblin9$25.007/18/2011 8:51:18 AM
gain-expert$40.007/18/2011 1:52:48 PM
dime-bigwig4$63.257/18/2011 10:36:51 AM
top-tranquil-justice$25.007/18/2011 11:44:31 AM
deal-gazer$500.007/18/2011 10:22:14 AM
davisfl$25.007/18/2011 10:35:39 AM
wealth-fighter3$25.007/18/2011 12:26:31 PM
intelligent-moola1$25.007/18/2011 3:11:16 PM
FinanceEngine$40.007/18/2011 1:17:08 PM
interstellar$72.257/18/2011 3:37:31 PM
nickel-position$25.007/18/2011 11:06:17 AM
unconquerable-dedication$25.007/18/2011 1:59:56 PM
powerful-finance7$25.007/18/2011 4:13:47 PM
successful-agreement7$100.007/18/2011 2:58:02 PM
profitable-return5$30.007/18/2011 5:17:22 PM
generous-deal6$50.007/18/2011 5:42:58 PM
enchanted-truth264$25.007/18/2011 6:51:08 PM
dinero-philosopher1$300.007/18/2011 8:57:05 PM
bid-carrier0$25.007/18/2011 5:18:44 PM
the-discrete-income$50.007/18/2011 8:25:53 PM
LongTail$25.007/19/2011 12:05:34 AM
manatee21$70.007/19/2011 8:47:49 AM
secureincome$750.007/19/2011 6:50:03 AM
cbivitz$125.007/19/2011 9:25:54 AM
dammage$35.007/19/2011 9:40:27 AM
DasMula$27.007/19/2011 6:55:25 AM
alphaseek$200.007/19/2011 9:49:59 AM
upbeat-investment9$100.007/19/2011 8:23:38 AM
Frugal$25.007/19/2011 10:17:54 AM
EretzCapital$33.217/19/2011 7:27:00 AM
sappy02$100.007/19/2011 10:19:56 AM
spursdog$55.007/19/2011 8:23:36 AM
momentous-coin$80.007/19/2011 10:22:47 AM
CashCow-Moooo-la$37.187/19/2011 8:39:20 AM
pnace$40.007/19/2011 10:39:29 AM
dinero-launcher$43.747/19/2011 10:11:34 AM
doopers$25.007/19/2011 10:17:40 AM
terrific-dough6$50.007/19/2011 9:33:00 AM
martinnc$25.007/19/2011 10:21:14 AM
nodebt2012$25.007/19/2011 10:18:30 AM
moola-trumpeter$25.007/19/2011 10:19:54 AM
iamwhatiam$25.007/19/2011 10:20:32 AM
NLB-PHX$54.837/19/2011 10:45:14 AM
elfincove$25.007/19/2011 10:36:28 AM
return-seeker85$175.007/19/2011 10:36:38 AM
cbllender$25.007/19/2011 10:49:17 AM
citytreker$26.997/19/2011 10:49:54 AM
Travis247$50.007/19/2011 10:51:40 AM
164 Investments
 
Borrower Payment Dependent Notes Series 516520
This series of Notes was issued and sold upon the funding of the borrower loan #51544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1987 Debt/Income ratio: 11%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 7 Current / open credit lines: 0 / 0Length of status:7y 1m
Amount delinquent: $0 Total credit lines: 31 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 4 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: GodsChild60 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Financial Back Up
Purpose of loan:
This loan will be used to... build up credit score and have financial backup until I get my next refund check in 2012.

My financial situation: I'm taking care of my 3 grandchildren without any child support and I need extra financial assistance to fall on until I get my refund check in 2012.

I am a good candidate for this loan because... I plan on paying off this loan in less than 3 years.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-reliable-trade$100.007/17/2011 4:02:10 PM
fortytwo$100.007/15/2011 5:23:45 PM
handy-justice$50.007/15/2011 6:12:22 PM
pearl13$100.007/16/2011 9:02:11 AM
reflective-rupee$200.097/16/2011 12:39:46 PM
alexgalt$25.007/16/2011 6:02:22 PM
sgt-schultz$35.007/19/2011 7:23:16 AM
Investoman$75.007/19/2011 7:06:35 PM
well-mannered-income3$25.007/19/2011 8:32:49 PM
jebber007$50.007/20/2011 1:06:22 PM
return-enthusiast1$100.007/20/2011 10:02:00 AM
stepatatime-together$100.007/20/2011 2:31:39 PM
sensational-dollar$25.007/20/2011 4:06:24 PM
integrity-doctor$100.007/20/2011 5:30:29 PM
dynrep$25.007/20/2011 4:07:36 PM
penny-candy$25.007/20/2011 6:42:27 PM
afterhours$25.007/20/2011 8:22:21 PM
the_finance_guru$50.007/20/2011 5:55:06 PM
shrewd-income$25.007/20/2011 5:18:00 PM
ValyaLibra01$50.007/20/2011 6:59:19 PM
a-restless-dollar$50.007/20/2011 10:47:47 PM
shrewd-peace7$25.007/20/2011 8:30:14 PM
loot-supporter2$30.547/20/2011 9:49:24 PM
zone6$91.417/21/2011 5:21:44 AM
heaven75$25.007/20/2011 9:34:52 PM
LendingPimp$75.007/21/2011 12:06:59 AM
revenue-achievement$25.007/21/2011 12:14:44 AM
B2152$25.007/21/2011 5:06:13 AM
sincerlyyours$100.007/21/2011 5:08:42 AM
moola-monger9$50.007/21/2011 9:04:24 AM
friendly-principal76$25.007/21/2011 6:20:50 AM
bsmtloan$72.207/21/2011 9:26:08 AM
moola-pillow$49.757/21/2011 7:45:29 AM
wealth-multiplier$25.007/21/2011 11:08:54 AM
SomebodysMom$64.937/21/2011 12:39:12 PM
maltma$29.397/21/2011 1:17:01 PM
mpatrick$25.007/21/2011 9:20:30 AM
Imperativity$125.007/21/2011 9:40:32 AM
EretzCapital$40.007/21/2011 9:47:20 AM
wealth-tremolo7$116.037/21/2011 2:07:52 PM
cash-hotshot1$25.007/21/2011 10:19:34 AM
generous-credit$26.007/21/2011 10:38:01 AM
pure-note0$25.007/21/2011 12:09:18 PM
fairness-atmosphere$25.007/21/2011 12:36:42 PM
newfoundation$25.007/21/2011 12:48:02 PM
JattsBank$25.007/21/2011 1:37:36 PM
Mad_Scientist$25.007/21/2011 1:46:51 PM
simplelender80$100.007/15/2011 5:02:45 PM
Investor_DP$100.007/17/2011 1:08:48 AM
villagers$50.007/17/2011 10:40:04 AM
6moonbeams$25.007/17/2011 5:36:20 PM
successful-agreement7$100.007/18/2011 2:58:08 PM
Dubbs360$25.007/19/2011 12:23:29 AM
diplomatic-wealth7$25.007/19/2011 4:00:02 PM
kulender$100.007/19/2011 6:32:40 PM
red-favorable-basis$25.007/20/2011 12:31:58 PM
itskarma$25.257/20/2011 1:16:12 PM
indomitable-dedication$50.007/20/2011 11:23:13 AM
market-pudding$25.007/20/2011 2:55:21 PM
benefit-trident$25.007/20/2011 3:17:46 PM
availableloan$25.007/20/2011 6:47:40 PM
john2218$25.007/20/2011 5:07:05 PM
draggon77$25.007/21/2011 12:53:59 AM
blue-pragmatic-truth$25.007/21/2011 5:16:04 AM
lowrater$50.917/21/2011 6:04:56 AM
all_of_that_one$25.337/21/2011 6:15:48 AM
moola-cell3$60.007/20/2011 10:08:07 PM
suave-dime6$25.007/21/2011 5:38:45 AM
DreDub$50.007/21/2011 5:52:39 AM
jhernand17$25.007/21/2011 9:05:02 AM
Bob450$25.327/21/2011 8:12:43 AM
Silverling6$32.007/21/2011 8:24:31 AM
return-rocket9$25.007/21/2011 10:41:47 AM
green-agreement-animal$55.007/21/2011 11:10:13 AM
Oak-Parker$25.007/21/2011 11:13:49 AM
setUup$26.327/21/2011 1:45:39 PM
PositiveCarry$50.007/21/2011 10:03:56 AM
bold-basis-supernova$25.007/21/2011 10:31:42 AM
johnyv40$36.007/21/2011 10:37:53 AM
epic-transaction$25.007/21/2011 11:00:40 AM
organized-dedication9$26.727/21/2011 11:30:29 AM
mad-scientist0$25.007/21/2011 11:27:28 AM
kindness-sage$26.817/21/2011 12:02:18 PM
abundant-credit6$25.007/21/2011 12:25:01 PM
ore-dojo$30.007/21/2011 1:34:38 PM
85 Investments
 
Borrower Payment Dependent Notes Series 516564
This series of Notes was issued and sold upon the funding of the borrower loan #51426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $73.30
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1995 Debt/Income ratio: 17%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 48 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,368Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: trish7601 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 12 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,200.00< 31 days late: 0 ( 0% )  
620-639 (Apr-2008)
640-659 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate some higher interest rate credit card payments into one.

My financial situation: Spokane Teachers Credit Union
I am a good candidate for this loan because...
I had a previous loan with prosper and repaid on time and in full early. I have taken good care of my credit after hitting a rough spot about 3 years ago and plan on it continuing to become good to excellent credit again.

Monthly net income: $2521.48
Monthly expenses: $300
Housing: $425
Insurance: $100
Car expenses: $391
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $180
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
alexgalt$100.007/15/2011 5:02:17 PM
Kash2010lu$25.007/15/2011 5:17:49 PM
asset-professor$25.007/15/2011 5:02:17 PM
lendstats_com$300.007/15/2011 6:28:01 PM
r48$38.007/15/2011 6:04:48 PM
interstellar$75.007/15/2011 7:02:15 PM
bullish2bearish$30.007/15/2011 7:00:24 PM
clemclan$40.007/15/2011 5:44:09 PM
CA-Lender$75.077/15/2011 7:26:58 PM
vigorous-velocity$100.007/15/2011 8:33:45 PM
jayk63$25.007/15/2011 7:53:21 PM
taltman$25.007/15/2011 8:16:38 PM
Rogelio48$30.007/15/2011 9:09:13 PM
grammaspurse$25.007/15/2011 6:37:12 PM
Mikale360$35.007/15/2011 9:18:30 PM
Investor_DP$100.007/15/2011 5:02:26 PM
cashhelp$30.007/15/2011 5:02:14 PM
daekpon$30.007/15/2011 5:02:18 PM
ski bum$100.007/15/2011 5:02:35 PM
ttnk62918$25.007/15/2011 6:32:10 PM
green-breathtaking-payment$25.007/15/2011 6:51:54 PM
Finchy78$25.007/15/2011 7:22:43 PM
vivid-loot1$31.557/15/2011 6:19:10 PM
fortytwo$100.007/15/2011 5:23:45 PM
vutah$30.007/15/2011 6:44:32 PM
geniusj$25.007/15/2011 5:29:28 PM
janeybooboo$25.007/15/2011 7:23:04 PM
shellstar$25.007/15/2011 9:04:26 PM
balance-transformer3$23.387/15/2011 9:19:57 PM
loanman2007$125.007/15/2011 6:08:16 PM
ChrisProsper$250.007/15/2011 8:33:12 PM
janeybooboo$25.007/15/2011 7:23:11 PM
DasMula$57.007/15/2011 8:53:39 PM
33 Investments
 
Borrower Payment Dependent Notes Series 516796
This series of Notes was issued and sold upon the funding of the borrower loan #51423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-18-2011 
Term: 12 months Listing End date:  Jul-19-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 34.11% Monthly payment: $190.08
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 12.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1990 Debt/Income ratio: 25%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 14Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 37 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,032Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: persimmon0 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small amount with quick payoff.
Purpose of loan: Short term
This loan will be used to... Take care of an unexpected circumstance.

My financial situation: Very good
I am a good candidate for this loan because... I only need the loan for a short time. Hope to pay off before 1st payment is due.


Monthly net income: $5350
Monthly expenses: $
Housing: $1100
Insurance: $97
Car expenses: $400
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $500
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MarvintheMartian$25.007/18/2011 5:16:38 PM
payout-flag6$50.007/18/2011 5:02:17 PM
income-awakening6$25.007/18/2011 5:02:29 PM
nimble-velocity3$100.007/18/2011 9:46:29 PM
cash4less$25.007/18/2011 6:27:58 PM
goodhearted-generosity511$100.007/18/2011 6:43:13 PM
vutah$25.007/18/2011 8:05:20 PM
Investor_DP$100.007/18/2011 8:18:56 PM
Danylostefan$25.007/19/2011 6:19:30 AM
fortytwo$100.007/18/2011 11:08:59 PM
calimanusa$25.007/18/2011 11:40:46 PM
sgt-schultz$35.007/19/2011 7:06:08 AM
thankful-nickel2$25.007/19/2011 6:46:58 AM
Danylostefan$25.007/19/2011 6:19:22 AM
TackingWindward$25.007/19/2011 7:59:51 AM
pearl13$50.007/19/2011 10:44:28 AM
Bill88$25.007/19/2011 10:01:57 AM
TheLoanManCan$25.007/19/2011 11:46:41 AM
leverage-monger$55.557/19/2011 1:56:38 PM
profit-powerplant$25.007/19/2011 12:00:03 PM
mues83$27.667/19/2011 12:35:52 PM
jc33148$46.787/19/2011 3:47:16 PM
yield-hut$44.927/19/2011 4:05:13 PM
the-credit-bauble$25.007/18/2011 5:50:42 PM
villagers$25.007/18/2011 6:14:52 PM
Wangchuk$35.007/18/2011 5:11:29 PM
janeybooboo$100.007/18/2011 8:06:47 PM
reflective-rupee$200.097/18/2011 8:26:36 PM
jkeller4000$25.007/19/2011 3:51:05 AM
northphoto$25.007/19/2011 7:17:28 AM
dough-bear$25.007/19/2011 10:16:25 AM
amlu1988$25.007/19/2011 9:14:13 AM
shrewd-income$100.007/19/2011 10:47:32 AM
careful-compassion$25.007/19/2011 10:03:24 AM
funds-rascal$50.007/19/2011 10:53:17 AM
RecoveryLender$25.007/19/2011 12:30:54 PM
radiant-bazaar1$25.007/19/2011 3:53:14 PM
terrific-p2ploan$25.007/19/2011 12:03:36 PM
wlm3012$30.007/19/2011 12:16:18 PM
Bank42$25.007/19/2011 2:14:51 PM
cash-mad-scientist3$100.007/19/2011 2:55:56 PM
worldly-investment333$100.007/19/2011 3:46:01 PM
42 Investments
 
Borrower Payment Dependent Notes Series 516804
This series of Notes was issued and sold upon the funding of the borrower loan #51493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-18-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Aug-2000 Debt/Income ratio: 111%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 26 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,793Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: LATESHIFTBLUES7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,551.00< 31 days late: 0 ( 0% )  
620-639 (Mar-2008)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
tax bill to pay off
Purpose of loan:
This loan will be used to pay off a tax bill for my household.

My financial situation:
I am a good candidate for this loan because this would be my second loan and i paid first one off on time never late. i actually have never been late on any bills. this is a one time problem with the IRS. have it figured out from here on. the following numbers are the income for myself and husband with combined bills.


Monthly net income: $8000
Monthly expenses: $6500
Housing: $1950
Insurance: $150
Car expenses: $300
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $3000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
investment-artist$25.017/18/2011 9:02:05 AM
krd_Chicago$70.007/18/2011 9:06:41 AM
loanman2007$150.007/18/2011 9:32:54 AM
Investor_DP$100.007/18/2011 9:02:12 AM
jhouman$25.007/18/2011 9:02:16 AM
chameleon125$50.007/18/2011 12:20:35 PM
lendstats_com$300.007/18/2011 9:04:32 AM
money-baron-roth-IRA$96.007/18/2011 12:13:18 PM
first-serene-credit$25.007/18/2011 1:08:49 PM
Feyenoord$25.007/18/2011 1:57:02 PM
dcshobby$25.007/18/2011 3:06:16 PM
first-favorite-bonus9$25.007/18/2011 4:35:20 PM
simplelender80$100.007/18/2011 4:52:18 PM
SecondChanceLendingSERV$25.007/18/2011 4:42:57 PM
diligent-peace9$150.007/18/2011 5:20:08 PM
reflective-rupee$500.097/18/2011 5:28:29 PM
five-star-note$150.007/18/2011 9:37:27 PM
r48$25.007/18/2011 5:40:02 PM
alexgalt$25.007/18/2011 7:00:31 PM
312-Lender$26.887/19/2011 12:22:48 AM
Amber_Stone$49.627/18/2011 6:26:33 PM
LittleMingo$25.007/18/2011 6:47:19 PM
jpaulnyc$100.007/18/2011 9:45:05 PM
sgt-schultz$40.007/19/2011 7:09:48 AM
fabulous-community4$25.007/19/2011 4:53:38 AM
mrxtravis$25.007/19/2011 12:32:32 AM
mikeandcat$100.007/19/2011 5:24:10 AM
worth-blanket2$4,002.057/19/2011 8:42:59 AM
CA-Lender$75.077/18/2011 9:05:37 AM
profit-powerplant$25.007/18/2011 9:25:49 AM
jhouman$25.007/18/2011 9:06:58 AM
bullish2bearish$40.007/18/2011 9:57:21 AM
MoneyForNothing$50.007/18/2011 9:33:37 AM
jkeller4000$25.007/18/2011 2:45:25 PM
CoolPlexer$25.007/18/2011 9:50:34 AM
innovator2$50.007/18/2011 10:52:58 AM
FarmersBank$25.007/18/2011 1:17:06 PM
wisconsinvestor$50.007/18/2011 3:37:35 PM
Kash2010lu$25.007/18/2011 3:56:42 PM
proper-revenue7$25.007/18/2011 3:57:09 PM
OldManP$25.007/18/2011 3:39:23 PM
SLN-10$50.007/18/2011 3:59:13 PM
Nicedad72$25.007/18/2011 4:28:22 PM
gotjack$25.007/18/2011 4:47:42 PM
alexgalt$25.007/18/2011 6:36:16 PM
AlternativeCashFlow$44.707/18/2011 11:54:09 PM
Mikale360$25.007/18/2011 6:18:05 PM
kendigme$50.007/19/2011 2:18:30 AM
Moe87$29.007/19/2011 3:41:11 AM
Frover$25.007/18/2011 9:40:57 PM
grnii78$237.427/19/2011 6:58:42 AM
matthewa$25.007/18/2011 10:04:51 PM
InChicago$50.007/19/2011 7:07:30 AM
deal-marauder6$38.467/19/2011 7:27:36 AM
lucrative-loan$75.007/19/2011 4:52:20 AM
168RichCapital$25.707/19/2011 7:43:37 AM
56 Investments
 
Borrower Payment Dependent Notes Series 516828
This series of Notes was issued and sold upon the funding of the borrower loan #51472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-18-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $142.87
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2002 Debt/Income ratio: 12%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 44 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,012Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: CharliesHobbies Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Bank Of America
Purpose of loan: To pay off the remaining balance on my bank of america credit card.

My financial situation:
I am a good candidate for this loan because...I always pay my bills on time or ahead of time.


Monthly net income: $3500
Monthly expenses: $3250
Housing: $975
Insurance: $100
Car expenses: $250
Utilities: $250
Phone, cable, internet: $175
Credit cards and other loans: $500
Child Care: $800
TimeShare: $123
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
favorite-commerce$30.007/18/2011 9:25:56 AM
income-awakening6$25.007/18/2011 9:02:03 AM
marinbb$50.007/18/2011 10:38:26 AM
JustMee$25.007/18/2011 11:31:54 AM
MarvintheMartian$25.007/18/2011 11:03:25 AM
pearl13$50.007/18/2011 1:22:34 PM
simplelender80$100.007/18/2011 4:52:18 PM
taltman$25.007/18/2011 8:55:03 PM
villagers$25.007/18/2011 6:14:46 PM
AlternativeCashFlow$25.707/18/2011 11:48:17 PM
transformer855$25.007/19/2011 7:02:46 AM
sgt-schultz$35.007/19/2011 7:10:24 AM
exciting-fairness$200.007/19/2011 7:57:04 AM
calmfunds$500.007/19/2011 7:58:23 AM
terrific-dough6$100.007/19/2011 9:44:50 AM
shrewd-income$76.387/19/2011 10:45:07 AM
RecoveryLender$25.007/19/2011 12:23:28 PM
debbymcc$27.297/19/2011 1:02:04 PM
grotheik$25.007/19/2011 11:06:55 AM
wlm3012$30.007/19/2011 11:58:16 AM
historic-nickel$25.007/19/2011 2:44:33 PM
JustMee$25.007/19/2011 2:53:29 PM
thankful-nickel2$25.007/19/2011 2:20:12 PM
myduck$30.007/19/2011 4:36:09 PM
buffalobills$25.007/19/2011 4:11:54 PM
SecondChanceLendingSERV$25.007/19/2011 5:20:29 PM
4mydaughterseducation$32.527/19/2011 5:37:26 PM
profit-powerplant$25.007/18/2011 9:25:49 AM
bullish2bearish$30.007/18/2011 10:04:06 AM
penny-surgeon$25.007/18/2011 10:56:55 AM
jkeller4000$25.007/18/2011 2:45:25 PM
genuine-dime$100.007/18/2011 12:04:41 PM
killdare$25.007/18/2011 3:54:50 PM
courteous-kindness1$25.007/18/2011 4:42:15 PM
scarlet-velvet$25.087/18/2011 3:43:04 PM
reflective-rupee$200.097/18/2011 5:27:35 PM
brightest-dignified-penny$50.007/18/2011 4:51:31 PM
alexgalt$25.007/18/2011 6:37:05 PM
Investor_DP$100.007/18/2011 8:18:46 PM
diligent-peace9$200.007/18/2011 5:20:43 PM
dws2380$25.007/18/2011 10:42:15 PM
alexgalt$25.007/18/2011 7:00:25 PM
Reddy_Capital$25.007/18/2011 9:06:06 PM
fortytwo$100.007/18/2011 11:08:52 PM
lendstats_com$300.007/19/2011 8:45:17 AM
loanman2007$75.007/19/2011 5:17:58 AM
umfan123$25.007/19/2011 9:09:31 AM
JGuide$26.407/19/2011 12:00:46 PM
JGuide$51.407/19/2011 12:02:13 PM
worldly-investment333$50.007/19/2011 2:02:47 PM
sweetlan$25.077/19/2011 3:21:13 PM
CA-Lender$75.077/19/2011 3:22:29 PM
diplomatic-wealth7$25.007/19/2011 4:00:08 PM
yf99yz$30.007/19/2011 3:37:57 PM
let_me_retire$100.007/19/2011 4:08:27 PM
worldly-investment333$50.007/19/2011 4:30:28 PM
trade-goblin9$25.007/19/2011 4:39:42 PM
57 Investments
 
Borrower Payment Dependent Notes Series 516940
This series of Notes was issued and sold upon the funding of the borrower loan #51502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $85.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1994 Debt/Income ratio: 19%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,010Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 100%  
   Homeownership: No  
Screen name: architect49 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 22 ( 96% ) 640-659 (Latest)
Principal borrowed: $3,000.00< 31 days late: 1 ( 4% )  
700-719 (Jul-2009)
700-719 (Oct-2008)
 
Principal balance: $1,204.96 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Help paying off my car to sell
Purpose of loan: Pay off my car
This loan will be used to pay off my car to be able to sell it

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2500
Monthly expenses: $
Housing: $0
Insurance: $85
Car expenses: $300
Utilities: $0
Phone, cable, internet: $65
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/19/2011 5:02:25 PM
worth-blanket2$1,900.007/19/2011 5:04:39 PM
2 Investments
 
Borrower Payment Dependent Notes Series 517000
This series of Notes was issued and sold upon the funding of the borrower loan #51546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1989 Debt/Income ratio: 160%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 3 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $317Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: excellent-exchange742 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan For Business Changes
Purpose of loan:
This loan will be used to make necessary business changes. I have a website that I run as a second job. It's becoming dated in comparison with other websites thus I need to do something fast if I plan to continue pulling in revenue.

My financial situation:
I'm a good cantidate because I have great credit and no current loans. I work 3 jobs making my total income about $2,000. I own my house and car.

Monthly net income: $1100
Monthly expenses: $660
Housing: $0
Insurance: $130
Car expenses: $100
Utilities: $120
Phone, cable, internet: $160
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$1,800.007/20/2011 9:43:54 AM
diligent-peace9$100.007/20/2011 9:15:17 AM
Investor_DP$100.007/20/2011 9:02:18 AM
3 Investments
 
Borrower Payment Dependent Notes Series 517014
This series of Notes was issued and sold upon the funding of the borrower loan #51524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-19-2011 
Term: 60 months Listing End date:  Jul-22-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 24.25% Monthly payment: $414.20
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%  
Estimated return*: 14.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1993 Debt/Income ratio: 15%
Credit score: 760-779 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:2y 10m
Amount delinquent: $193 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $2,267Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: ajaye1 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 70 ( 100% ) 760-779 (Latest)
Principal borrowed: $6,501.00< 31 days late: 0 ( 0% )  
680-699 (Jan-2008)
(Mar-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 70  
Description
My loan for home improvement
Purpose of loan:
To make miscellaneous upgrades and improvements (such as new paint, carpet, cabinetry, and light carpentry) to my primary residence which was built 10 years ago.

My financial situation:
I am a good candidate for this loan because I have successfully borrowed and paid-off two (2) previous Prosper loans originated in 2006 and 2008. I have been a member in good standing with Prosper since March 2006 with no missed or late payments. I am employed with the local school system and my job situation is situation is stable.


Monthly net income: $5,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
radforj22$25.007/19/2011 5:23:36 PM
Investor_DP$100.007/19/2011 5:02:08 PM
reflective-rupee$850.097/19/2011 5:21:21 PM
FinanceEngine$50.007/19/2011 9:29:53 PM
Investoman$75.007/19/2011 7:06:49 PM
lendstats_com$200.007/19/2011 6:09:48 PM
marwadi-62$500.007/19/2011 7:48:51 PM
hostbank$250.007/19/2011 8:04:21 PM
janeybooboo$100.007/19/2011 8:46:09 PM
sweetlan$25.077/19/2011 8:55:07 PM
jpaulnyc$100.007/20/2011 7:14:35 AM
calmfunds$1,000.007/20/2011 7:48:28 AM
Mikale360$25.007/19/2011 10:58:35 PM
balance-transformer3$50.007/19/2011 9:31:12 PM
chameleon125$50.007/19/2011 9:43:05 PM
Feyenoord$25.007/20/2011 12:22:51 AM
handshake5$100.007/20/2011 12:27:17 AM
first-serene-credit$25.007/20/2011 10:08:08 AM
hillerod$25.207/20/2011 10:38:08 AM
persistent-value188$25.007/20/2011 9:39:44 AM
thankful-nickel2$25.007/20/2011 10:58:59 AM
outofoffice$100.007/20/2011 10:22:28 AM
market-pudding$25.007/20/2011 3:18:56 PM
jebber007$30.007/20/2011 1:16:49 PM
Miklot$25.007/20/2011 2:27:50 PM
falcon88dp$25.007/20/2011 2:47:01 PM
wisconsinvestor$50.007/20/2011 3:19:28 PM
integrity-doctor$100.007/20/2011 5:56:04 PM
YoungTaxMan$50.007/20/2011 3:35:06 PM
Moe87$32.007/20/2011 4:23:55 PM
bid-czar8$100.007/20/2011 4:48:57 PM
Dollars4Rent$25.007/20/2011 8:11:41 PM
pearl13$100.007/20/2011 5:18:17 PM
moola-cell3$44.007/20/2011 10:10:39 PM
jubilant-trade6$50.007/20/2011 10:45:51 PM
CaptainBL$50.007/20/2011 7:16:28 PM
janeybooboo$25.007/20/2011 7:20:50 PM
revenue-achievement$25.007/21/2011 12:15:03 AM
cash-reaction2$50.007/20/2011 8:15:00 PM
let_me_retire$200.007/21/2011 12:39:00 AM
MyPFBlog$40.007/21/2011 1:12:11 AM
riproaringrapids$25.007/20/2011 9:04:47 PM
intrepid-loot$25.007/21/2011 6:08:29 AM
EJO$50.007/20/2011 9:22:26 PM
shrewd-peace7$30.007/20/2011 10:03:48 PM
invincible-duty$25.007/21/2011 12:32:05 AM
JCM_MN$25.007/21/2011 4:23:34 AM
mrreynol$29.007/21/2011 5:27:05 AM
proud-pound4$106.257/21/2011 5:11:51 AM
discrete-asset$25.007/21/2011 7:17:58 AM
shawnw2$75.007/21/2011 8:08:34 AM
Princehaha$25.007/21/2011 10:21:00 AM
well-mannered-income3$70.007/21/2011 12:02:46 PM
orbital-return316$50.007/21/2011 1:12:00 PM
ckatak$100.007/21/2011 4:54:09 PM
capital-buddy$25.007/21/2011 2:52:28 PM
dayahn$25.007/21/2011 3:19:25 PM
good4loan$50.007/21/2011 4:10:49 PM
payout-paddle1$50.007/21/2011 5:18:39 PM
imoutdoorsy$25.007/21/2011 8:25:41 PM
proud-gold9$25.007/21/2011 5:34:41 PM
jpblan11$25.007/21/2011 10:27:34 PM
wlm3012$50.007/21/2011 7:37:01 PM
JCM_MN$25.007/21/2011 8:11:50 PM
tech310$50.007/21/2011 8:51:29 PM
help4u$50.007/22/2011 6:29:00 AM
LittleMingo$50.097/22/2011 2:43:48 AM
SunriseTrader1$25.007/22/2011 2:55:35 AM
itskarma$35.357/22/2011 3:59:49 AM
jkeller4000$25.007/22/2011 5:41:37 AM
Madmigel$46.747/22/2011 6:31:14 AM
nashibaksi$25.007/22/2011 8:17:07 AM
PaulW$25.007/20/2011 8:07:12 AM
Aberdeen$5,000.007/19/2011 6:04:04 PM
pnace$50.007/19/2011 5:02:14 PM
MoneyForNothing$148.567/19/2011 5:13:13 PM
CA-Lender$50.077/19/2011 8:42:13 PM
ingenious-deal6$25.007/19/2011 7:25:03 PM
DasMula$57.007/20/2011 5:23:27 AM
Bank_Of_XL$25.007/20/2011 6:17:54 AM
asmithj$25.007/20/2011 1:47:33 AM
enthralling-deal180$100.007/20/2011 4:35:45 AM
mikeandcat$80.017/20/2011 4:33:27 AM
InChicago$50.007/20/2011 6:57:45 AM
loanman2007$200.007/20/2011 7:25:34 AM
buukyak$25.007/20/2011 6:17:34 AM
SecondChanceLendingSERV$47.947/20/2011 6:22:47 AM
omniviper$25.007/20/2011 11:51:38 AM
asset-cougar0$25.007/20/2011 1:38:55 PM
shrewd-income$375.007/20/2011 9:35:17 AM
Pickmar$25.007/20/2011 11:44:09 AM
peace-flower9$25.007/20/2011 1:44:59 PM
stepatatime-together$100.007/20/2011 2:34:08 PM
r48$26.007/20/2011 5:15:46 PM
credit-force5$100.007/20/2011 9:11:48 PM
TheRock$25.007/20/2011 9:21:59 PM
leverage-monger$25.007/21/2011 8:31:02 AM
Kash2010lu$25.007/21/2011 3:17:46 AM
NeketanBank$25.007/21/2011 8:26:34 AM
tacopants$1,000.007/21/2011 9:27:26 AM
SelectTrustLending$25.007/21/2011 10:09:50 AM
virtuous-repayment$100.007/21/2011 10:25:11 AM
martymaniaman$25.007/21/2011 10:29:01 AM
rockhound84$25.007/21/2011 3:44:09 PM
Scotcha$50.007/21/2011 12:12:15 PM
heaven75$62.507/21/2011 9:55:10 PM
basis-hero8$25.007/21/2011 8:08:43 PM
jpac1066$175.007/21/2011 8:10:08 PM
suave-dime6$25.007/22/2011 5:33:48 AM
Jim33$25.007/22/2011 8:40:42 AM
cbivitz$222.007/22/2011 4:37:57 AM
enthralling-investment$50.007/22/2011 6:05:35 AM
COCHINOBOY$50.007/22/2011 5:44:06 AM
sgt-schultz$30.007/22/2011 6:18:32 AM
wilchik$100.007/22/2011 6:22:31 AM
bigphish$50.007/22/2011 6:42:57 AM
jazzlender$50.007/22/2011 8:41:07 AM
dontjader$500.007/22/2011 9:20:35 AM
118 Investments
 
Borrower Payment Dependent Notes Series 517100
This series of Notes was issued and sold upon the funding of the borrower loan #51521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jul-22-2011 
Term: 36 months Listing End date:  Jul-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 12.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-2002 Debt/Income ratio: Not calculated
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 52 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,675Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: blue-shrewd-asset Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay down and get rid of our credit cards so my credit score can improve. I'd like to close unnecessary revolving accounts.

My financial situation:
I am a good candidate for this loan because...work full time and pay bills on time.


Monthly net income: $4800
Monthly expenses: $4200
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
shrewd-income$25.007/22/2011 9:11:58 AM
worth-blanket2$3,900.007/22/2011 9:53:23 AM
social-hunter5$50.007/22/2011 9:04:49 AM
profit-powerplant$25.007/22/2011 9:32:30 AM
4 Investments
 
Borrower Payment Dependent Notes Series 517110
This series of Notes was issued and sold upon the funding of the borrower loan #51555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $214.98
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1996 Debt/Income ratio: 9%
Credit score: 620-639 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:16y 7m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,289Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: Roger7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 44 ( 100% ) 620-639 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2010)
660-679 (Oct-2006)
 
Principal balance: $3,211.80 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
Money For Merchandise
Purpose of loan: This money is for additional merchandise.
This loan will be used to purchase new dance wear

My financial situation: very stable
I am a good candidate for this loan because I have a prior prosper loan that was paid every month on-time. I have a current prosper loan which is current...never late.


Monthly net income: $6700
Monthly expenses: $5864
Housing: $2570
Insurance: $465
Car expenses: $425
Utilities: $592
Phone, cable, internet: $210
Food, entertainment: $685
Clothing, household expenses: $285
Credit cards and other loans: $632
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$30.007/19/2011 5:02:04 PM
Investor_DP$100.007/19/2011 5:02:24 PM
worth-blanket2$4,870.007/19/2011 5:06:28 PM
3 Investments
 
Borrower Payment Dependent Notes Series 517160
This series of Notes was issued and sold upon the funding of the borrower loan #51561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $81.64
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2002 Debt/Income ratio: 27%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Analyst
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $19,143Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: thrifty-investment797 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Snowball
Purpose of loan:
This loan will be used to pay off another loan. I am paying $150 on that loan and the prosper loan payment will be half of the other loan. I am either going to use the additional money to accelerate my payoff of the prosper loan or place towards other debt. I started a snow ball debt plan earlier this year and it is working really well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.007/19/2011 5:07:04 PM
janeybooboo$100.007/19/2011 8:52:35 PM
Investor_DP$100.007/19/2011 9:33:33 PM
diligent-peace9$25.007/19/2011 7:35:36 PM
Investoman$75.007/19/2011 7:06:52 PM
well-mannered-income3$25.007/19/2011 8:30:19 PM
SolarMoonshine$25.007/20/2011 3:43:45 AM
pearl13$50.007/20/2011 10:07:22 AM
duty-monger$50.007/20/2011 1:51:07 PM
market-pudding$25.007/20/2011 3:22:16 PM
Otagaini$25.007/20/2011 7:16:29 PM
Red-Bull-One$25.007/20/2011 10:11:43 PM
SecondChanceLendingSERV$25.007/21/2011 6:22:38 AM
fallentimbers$25.007/21/2011 6:30:59 AM
simplelender80$100.007/21/2011 11:02:14 AM
Montiesholdings$25.007/21/2011 12:02:14 PM
Midg$25.007/21/2011 1:06:11 PM
newest-generous-income$25.007/21/2011 1:20:25 PM
capital-kingdom$25.017/21/2011 1:40:16 PM
mammalian4$25.007/21/2011 1:54:17 PM
let_me_retire$100.007/21/2011 2:59:31 PM
kf88$30.007/21/2011 3:33:31 PM
rockhound84$4.657/21/2011 3:39:32 PM
reflective-rupee$200.097/19/2011 5:16:29 PM
DHolly$25.007/19/2011 7:28:23 PM
gain-dolphin$25.007/19/2011 6:52:21 PM
4mydaughterseducation$25.007/19/2011 5:36:17 PM
favorite-commerce$35.007/20/2011 6:02:35 AM
itskarma$25.257/19/2011 8:12:57 PM
One_Lolo$25.007/20/2011 3:18:12 AM
leverage-monger$25.007/20/2011 9:49:00 AM
stepatatime-together$100.007/20/2011 2:31:52 PM
natural-trade7$25.007/20/2011 6:12:52 PM
shrewd-peace7$30.007/20/2011 10:06:47 PM
Frover$25.007/20/2011 10:45:46 PM
Dubbs360$25.007/21/2011 12:02:35 AM
let_me_retire$100.007/21/2011 12:53:03 AM
yons88$25.007/20/2011 9:43:27 PM
glenium$25.007/21/2011 2:42:08 AM
revenue-achievement$25.007/21/2011 12:15:05 AM
Bob450$25.007/21/2011 8:21:14 AM
Jamahl$25.007/21/2011 3:34:34 PM
42 Investments
 
Borrower Payment Dependent Notes Series 517162
This series of Notes was issued and sold upon the funding of the borrower loan #51610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-2005 Debt/Income ratio: 55%
Credit score: 620-639 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,655Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: thorough-bazaar990 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 620-639 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
740-759 (Oct-2010)
 
Principal balance: $4,206.73 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$200.097/20/2011 5:06:25 PM
diligent-peace9$50.007/20/2011 5:53:44 PM
AlternativeCashFlow$25.717/20/2011 6:00:15 PM
Investor_DP$100.007/20/2011 5:02:33 PM
worth-blanket2$7,124.207/20/2011 6:14:48 PM
5 Investments
 
Borrower Payment Dependent Notes Series 517192
This series of Notes was issued and sold upon the funding of the borrower loan #51552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $98.07
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1995 Debt/Income ratio: Not calculated
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 22Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,301 
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: workingstiff07 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 37 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2010)
660-679 (Jul-2009)
660-679 (May-2008)
 
Principal balance: $833.79 31+ days late: 0 ( 0% )
Total payments billed: 37  
Description
loan consoladation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
I have had two loans and never defaulted, I am trying to reduce bills so I can get bill caught up so I don't have debt later on.


Monthly net income: $400
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$25.097/20/2011 5:05:45 PM
MoneyForNothing$75.007/20/2011 5:02:05 PM
investment-artist$25.017/20/2011 5:02:17 PM
Feyenoord$25.007/20/2011 5:02:35 PM
NekHoldings$25.007/20/2011 5:19:43 PM
diligent-peace9$75.007/20/2011 5:54:02 PM
investment-daydream$75.007/20/2011 5:05:12 PM
ultimate-peace$25.007/20/2011 5:17:15 PM
worth-blanket2$2,074.907/20/2011 6:14:49 PM
janeybooboo$50.007/20/2011 6:00:10 PM
MichaelProsper$25.007/20/2011 6:03:30 PM
11 Investments
 
Borrower Payment Dependent Notes Series 517194
This series of Notes was issued and sold upon the funding of the borrower loan #51503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $326.56
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1980 Debt/Income ratio: 8%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:6y 0m
Amount delinquent: $0 Total credit lines: 46 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $19,785Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: skillful-affluence110 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Jimbo
Purpose of loan:
This loan will be used to payoff MasterCard & Discover

My financial situation:
I am a good candidate for this loan because I have good credit and I want to reduce debtload


Monthly net income: $15000
Monthly expenses:
Housing: $2700
Insurance: $400
Car expenses: $500
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $1000
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$7,500.007/19/2011 5:08:54 PM
Whipster$60.007/19/2011 5:09:33 PM
reflective-rupee$440.007/19/2011 5:14:50 PM
3 Investments
 
Borrower Payment Dependent Notes Series 517222
This series of Notes was issued and sold upon the funding of the borrower loan #51526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,900.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $168.24
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-1990 Debt/Income ratio: 41%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 11Length of status:23y 9m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,850Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: rivguy14 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 52 ( 100% ) 640-659 (Latest)
Principal borrowed: $14,175.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2010)
640-659 (Apr-2010)
640-659 (Jan-2010)
600-619 (Sep-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 52  
Description
consolidate bills and pay tax bills
Purpose of loan: consolidate bills and pay tax bills
This loan will be used to...pay off a couple credit cards plus pay balance of tax bills

My financial situation: good, working on paying down credit cards
I am a good candidate for this loan because...I have had a couple Prosper loans in the past which I paid in full and even early.


Monthly net income: $ 2718
Monthly expenses: $ 2404 as listed below
Housing: $ 735
Insurance: $ 100
Car expenses: $ 440
Utilities: $ 65
Phone, cable, internet: $ 89
Food, entertainment: $ 175
Clothing, household expenses: $ 50
Credit cards and other loans: $ 750
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$75.007/21/2011 9:08:09 AM
kind-charming-value$1,000.007/21/2011 9:07:30 AM
alexgalt$25.007/21/2011 9:12:07 AM
sweetlan$25.077/21/2011 9:14:04 AM
marwadi-62$1,000.007/21/2011 9:25:20 AM
Wangchuk$25.007/21/2011 9:30:08 AM
AlternativeCashFlow$44.797/21/2011 9:42:15 AM
shawnw2$372.507/21/2011 9:46:00 AM
investment-artist$25.017/21/2011 9:03:14 AM
RoZu_Lending$1,000.007/21/2011 9:13:28 AM
MoneyForNothing$37.547/21/2011 9:17:22 AM
loanman2007$225.007/21/2011 9:23:17 AM
reflective-rupee$45.097/21/2011 9:32:36 AM
13 Investments
 
Borrower Payment Dependent Notes Series 517224
This series of Notes was issued and sold upon the funding of the borrower loan #51444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1998 Debt/Income ratio: 18%
Credit score: 720-739 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 4Length of status:1y 1m
Amount delinquent: $7,672 Total credit lines: 23 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $99Stated income:$25,000-$49,999
Delinquencies in last 7y: 18 Bankcard utilization: 9%  
   Homeownership: Yes  
Screen name: orderly-listing681 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Davonnak
Purpose of loan:
This loan will be used to...make repairs to our house, pool and vehicle, pay off some medical bills and credit cards bills.

My financial situation: We are financially stable. We are working very hard to improve our credit scores and feel that we need a fresh start.
We TRY TO Pay ALL of our bills as scheduled.
I have been at my job for one year and working in the same profession for more than 15 years. My wife has been at her job for 28 years.

Monthly net income: $ 2500.00 + wife net of $1200.00
Monthly expenses: $
Housing: $ 1537.
Insurance: $ Taken out of wife's pay
Car expenses: $ None lately
Utilities: $ 250
Phone, cable, internet: $ 150
Food, entertainment: $ 250
Clothing, household expenses: $ 50.00
Credit cards and other loans:$700.00 in credit card debt and we pay $275.00 a month car loan.
Other expenses: $
100.00 Kids..activities
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$5,000.007/20/2011 9:43:13 AM
1 Investments
 
Borrower Payment Dependent Notes Series 517272
This series of Notes was issued and sold upon the funding of the borrower loan #51625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $183.25
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1989 Debt/Income ratio: 42%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 31 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $67,290Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: mystical-funds7 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
760-779 (Dec-2010)
 
Principal balance: $4,405.51 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Consolidate Two Small Loans
This loan will be used to consolidate smaller credit balances into one payment, to pay them off quickly over three years. Also, to improve my credit rating and my Prosper rating.
I am a good candidate for this loan because I have been employed in the pharmaceutical research industry for the past 12 years. I have a nursing background (and am therefore never out of work!) and have recently accepted a management position that allows me to work from home. I have never defaulted on any debt and can easily make the required payment for this loan. Thank you for considering my loan.

Monthly net income: $ 6133.00

Monthly expenses: $ 3329.00
Housing: $ 1310.00
Insurance: $ paid by company
Car expenses: $ 620.00
Utilities: $ 120.00
Phone, cable, internet: $ 69.00
Food, entertainment: $ 300.00
Clothing, household expenses $ 210.00
Credit cards and other loans: $ 895.00
Other expenses: $ 75.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/20/2011 9:02:07 AM
janeybooboo$100.007/20/2011 9:05:34 AM
worth-blanket2$4,800.007/20/2011 9:35:15 AM
3 Investments
 
Borrower Payment Dependent Notes Series 517300
This series of Notes was issued and sold upon the funding of the borrower loan #51476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $85.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1994 Debt/Income ratio: 29%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 30 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,403Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: pure-trade3 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
740-759 (Jun-2010)
 
Principal balance: $1,741.85 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...
Debt consolidation
My financial situation:
I am a good candidate for this loan because...I already have a loan and proven that I pay back on time every month.


Monthly net income: $5000
Monthly expenses: $500
Housing: $1100
Insurance: $100
Car expenses: $400
Utilities: $70
Phone, cable, internet: $
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$60.007/21/2011 9:02:12 AM
kind-charming-value$500.007/21/2011 9:02:30 AM
genuine-dime$100.007/21/2011 9:38:25 AM
mrxtravis$25.007/21/2011 9:03:30 AM
Feyenoord$25.007/21/2011 9:09:04 AM
Wangchuk$30.007/21/2011 9:11:05 AM
reflective-rupee$300.097/21/2011 9:08:35 AM
Kash2010lu$25.007/21/2011 9:50:13 AM
alexgalt$25.007/21/2011 10:00:17 AM
golffish2$50.007/21/2011 9:49:03 AM
boots130$50.007/21/2011 10:00:25 AM
alexgalt$25.007/21/2011 9:12:23 AM
money-fort$30.007/21/2011 9:14:29 AM
vigilance-searcher$25.007/21/2011 9:51:00 AM
MarvintheMartian$25.007/21/2011 10:05:26 AM
kind-charming-value$500.007/21/2011 9:05:14 AM
loanman2007$125.007/21/2011 9:18:49 AM
AlternativeCashFlow$25.797/21/2011 9:43:11 AM
wild-orange$54.127/21/2011 10:09:40 AM
19 Investments
 
Borrower Payment Dependent Notes Series 517384
This series of Notes was issued and sold upon the funding of the borrower loan #51525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $78.46
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1989 Debt/Income ratio: 9%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 3 Current / open credit lines: 9 / 6Length of status:12y 8m
Amount delinquent: $10,085 Total credit lines: 33 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $368Stated income:$50,000-$74,999
Delinquencies in last 7y: 37 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: Mully84 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 50 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,900.00< 31 days late: 0 ( 0% )  
600-619 (Mar-2010)
640-659 (Feb-2008)
 
Principal balance: $1,003.89 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
Debt consolidation-RETURN BORROWER!
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 3,450.00

As you can see from my two previous Prosper loans, I take this very seriously and I am working VERY hard to improve my financial situation.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Aberdeen$2,000.007/21/2011 5:01:05 PM
1 Investments
 
Borrower Payment Dependent Notes Series 517412
This series of Notes was issued and sold upon the funding of the borrower loan #51558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $214.98
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1997 Debt/Income ratio: Not calculated
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,726Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: the-fund-daisy Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2008)
 
Principal balance: $266.26 31+ days late: 0 ( 0% )
Total payments billed: 33  
Description
Loan for career advancement
Purpose of loan:
This loan will be used to further my education and standing in the New York restaurant community.

My financial situation:
I am a good candidate for this loan because I have raised my credit score 50 points in the last 18 months and lowered my debt by 33% in the last two years. I have advanced my career in restaurants from captain to general manager in the last three years guaranteeing myself a strong annual income and have recently accept a leadership position that will enable me to become a partner in a successful and expanding restaurant group.


Monthly net income: $4630.00 (before profit sharing)
Monthly expenses: $2800.00
Housing: $775
Insurance: $0
Car expenses: $0
Utilities: $23
Phone, cable, internet: $132
Food, entertainment: $150
Clothing, household expenses: $58
Credit cards and other loans: $1662
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,899.997/21/2011 9:29:50 AM
investment-artist$25.017/21/2011 9:03:16 AM
MoneyForNothing$75.007/21/2011 9:08:10 AM
3 Investments
 
Borrower Payment Dependent Notes Series 517460
This series of Notes was issued and sold upon the funding of the borrower loan #51456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Oct-1995 Debt/Income ratio: 41%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:13y 1m
Amount delinquent: $0 Total credit lines: 43 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $71,989Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: punctual-loyalty6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
700-719 (Sep-2010)
 
Principal balance: $6,097.88 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Warrior
Purpose of loan: Pay off Property Taxes
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
nodebt2012$42.937/21/2011 9:06:31 AM
worth-blanket2$3,957.077/21/2011 9:35:00 AM
2 Investments
 
Borrower Payment Dependent Notes Series 517472
This series of Notes was issued and sold upon the funding of the borrower loan #51527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1998 Debt/Income ratio: 34%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 8Length of status:10y 11m
Amount delinquent: $0 Total credit lines: 36 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,480Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: inventive-deal4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Florida girl
Purpose of loan:
This loan will be used to...Pay off some debt and home improvement

My financial situation: Average
I am a good candidate for this loan because... I have currently paid my bills on time for at least 6 months to 1 year.


Monthly net income: $ 3300
Monthly expenses: $ 3000 - This includes all expenses listed below.
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lowlite6647$25.007/21/2011 9:08:19 AM
worth-blanket2$4,975.007/21/2011 9:33:20 AM
2 Investments
 
Borrower Payment Dependent Notes Series 517524
This series of Notes was issued and sold upon the funding of the borrower loan #51512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $214.98
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1996 Debt/Income ratio: 29%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:12y 3m
Amount delinquent: $0 Total credit lines: 42 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,634Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: Helpme20 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 34 ( 97% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 1 ( 3% )  
680-699 (Jul-2009)
660-679 (Apr-2009)
660-679 (Jul-2008)
 
Principal balance: $189.33 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate thee high rate interest loans.

My financial situation:
I am a good candidate for this loan because I have a steady income, I make my payments on time, and have had one other loan with Prosper that I paid off with no late payments.


Monthly net income: $4,258.13
Monthly expenses: $3415.86

The loans I am consolidating are:
Loan #1: Balance = $2,555 - monthly pmt $298.84

Loan #2: Balance = 1,378 - monthly pmt 228.64

Loan #3: Balance $1,200 - monthly pmt 156.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$60.007/21/2011 5:02:04 PM
worth-blanket2$4,914.997/21/2011 5:18:57 PM
investment-artist$25.017/21/2011 5:02:22 PM
3 Investments
 
Borrower Payment Dependent Notes Series 517538
This series of Notes was issued and sold upon the funding of the borrower loan #51479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1999 Debt/Income ratio: 34%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 22 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,048Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: dinero-curriculum Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,051.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2010)
 
Principal balance: $1,677.41 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Credit Card Killer
Purpose of loan: to consolidate towards the goal of paying off credit cards

My financial situation:
I used a prior Prosper.com to successfully pay off several small credit cards I foolishly got in college along with some student loans. I have a couple larger ones that need to be dealt with. Have stable employment and income, working in the legal profession. I have started a small side business that is also generating some income to help payoff. Living with family for the short term to help reduce expenses.

Monthly net income: $ 3,046
Monthly expenses: $ $1,475
Housing: $ 500
Insurance: $ 125
Car expenses: $ 300
Utilities: $ 75
Phone, cable, internet: $ 0
Food, entertainment: $ 225
Clothing, household expenses: $ 50
Credit cards and other loans: $ 1,275
Other expenses: $ 400 (tithe)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kind-charming-value$1,000.007/21/2011 5:16:48 PM
worth-blanket2$6,224.917/21/2011 5:19:12 PM
ultimate-peace$25.007/21/2011 5:04:44 PM
reflective-rupee$250.097/21/2011 5:05:02 PM
4 Investments
 
Borrower Payment Dependent Notes Series 517560
This series of Notes was issued and sold upon the funding of the borrower loan #51580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $109.95
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-1970 Debt/Income ratio: 26%
Credit score: 780-799 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 31 / 21Length of status:8y 1m
Amount delinquent: $0 Total credit lines: 68 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,594Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 40%  
   Homeownership: Yes  
Screen name: power-banshee Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 6 ( 100% ) 780-799 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
740-759 (Jan-2011)
680-699 (Aug-2008)
 
Principal balance: $2,216.09 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
catching up on bills
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
top-courteous-peso$75.007/21/2011 5:02:02 PM
worth-blanket2$2,900.007/21/2011 5:15:56 PM
falcon88dp$25.007/21/2011 5:02:16 PM
3 Investments
 
Borrower Payment Dependent Notes Series 517604
This series of Notes was issued and sold upon the funding of the borrower loan #51519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-21-2011 
Term: 12 months Listing End date:  Jul-21-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $479.33
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 11.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1989 Debt/Income ratio: 56%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 10Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 44 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,394Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: amjes Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 53 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
680-699 (Nov-2009)
580-599 (May-2008)
580-599 (Dec-2007)
 
Principal balance: $625.95 31+ days late: 0 ( 0% )
Total payments billed: 53  
Description
AJS822
Purpose of loan: Consolidate Debt
This loan will be used to...consolidate some of our debt that we have due to my husband being out of work for a while.

My financial situation:
I am a good candidate for this loan because...I have been paying all my bills on time and try to stay on top of all of them.


Monthly net income: $4,000.00
Monthly expenses: $
Housing: $700.00
Insurance: $400.00
Car expenses: $700.00
Utilities: $90.00
Phone, cable, internet: $200.00
Food, entertainment: $400.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kind-charming-value$1,000.007/21/2011 5:17:38 PM
MoneyForNothing$50.007/21/2011 5:02:51 PM
worth-blanket2$3,749.917/21/2011 5:19:25 PM
reflective-rupee$200.097/21/2011 5:03:38 PM
4 Investments
 
Borrower Payment Dependent Notes Series 507551
This series of Notes was issued and sold upon the funding of the borrower loan #51565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-18-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-2000 Debt/Income ratio: Not calculated
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:5y 6m
Amount delinquent: $0 Total credit lines: 50 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: monkey1-house Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
5 Year Old Business Growing Fast
Purpose of loan:
This loan will be used to help fund the expansion into the new office. The total cost involved is $10,000, but $4000 is already saved for this. Money will be used for new work benches, new computers, rental deposit, and training of new employee. It is important to get the new office opened before our business season at the end of the year.

My financial situation:
I am a good candidate for this loan because my business has grown 20% over the last year. We have been in business for over 5 years and have made a profit the last 3 years.


Monthly net income: $6000
Monthly expenses: $4500

Personal expenses are covered by my wife's job, so all profits remain in the business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/18/2011 9:02:15 AM
diligent-peace9$50.007/18/2011 5:25:38 PM
alexgalt$25.007/18/2011 6:36:38 PM
pearl13$50.007/19/2011 10:44:25 AM
simplelender80$100.007/18/2011 4:27:21 PM
worth-blanket2$5,675.007/19/2011 4:40:47 PM
6 Investments
 
Borrower Payment Dependent Notes Series 507649
This series of Notes was issued and sold upon the funding of the borrower loan #51488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: May-2000 Debt/Income ratio: 38%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 8Employment status:Employed
Now delinquent: 0 Current / open credit lines: 28 / 23Length of status:16y 6m
Amount delinquent: $0 Total credit lines: 65 Occupation: Military Officer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,519Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: dwn2low Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 35 ( 100% ) 640-659 (Latest)
Principal borrowed: $9,700.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
620-639 (Nov-2009)
620-639 (Sep-2009)
640-659 (Jun-2008)
 
Principal balance: $2,963.27 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Consolidate Bills
Purpose of loan:
This loan will be used to pay off my current prosper loan and consolidate two bills into it thus giving me a lower payment.

My financial situation:
I am a good candidate for this loan because I have had an outstanding record of repayment with two prosper loans already. I am also a military officer so integrity and honesty is paramount in my mind.

Monthly net income: 7500 $
Monthly expenses: $7075
Housing: 2500 $
Insurance: 75 $
Car expenses: 1000 $
Utilities: 200$
Phone, cable, internet: 150$
Food, entertainment: 400$
Clothing, household expenses: 350 $
Credit cards and other loans: 2000$
Other expenses: $450
Investments $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
312-Lender$27.217/21/2011 9:03:11 AM
RoZu_Lending$1,000.007/21/2011 9:02:25 AM
investment-artist$25.017/21/2011 9:03:14 AM
MoneyForNothing$75.007/21/2011 9:08:08 AM
worth-blanket2$1,497.687/21/2011 9:33:59 AM
Wangchuk$25.017/21/2011 9:33:01 AM
reflective-rupee$1,000.097/21/2011 9:07:51 AM
loanman2007$350.007/21/2011 9:28:56 AM
8 Investments
 
Borrower Payment Dependent Notes Series 510963
This series of Notes was issued and sold upon the funding of the borrower loan #51510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,100.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $160.83
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1993 Debt/Income ratio: 23%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:17y 11m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $59,461Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: AlbyVA Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 700-719 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
760-779 (Oct-2010)
 
Principal balance: $4,100.53 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Prosper Loan Refinancing
Purpose of loan: To Refi an existing Prosper Loan
This loan will be used to payoff $4,109.80 that is costing us $205/mo.
This does increase our overall liability by more than $200, but reduces our monthly burden by almost $50/mo.

My financial situation:
I am a good candidate for this loan because because I have a flawless
track record to paying all my debts on time. I've (NEVER) been
late on any payment and I've never defaulted on any debt. Debt always gets paid (First).


Monthly net income: $5000 (personal) / $9100 (Household-Married)
Monthly expenses: $5600 (Total of everything listed below)
---
Housing: $3600
Insurance: $100
Car expenses: $0.00 (No car debt)
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dubbs360$25.007/21/2011 5:02:38 PM
credit-coach118$25.007/21/2011 5:04:36 PM
worth-blanket2$4,050.007/21/2011 5:22:41 PM
3 Investments
 
Borrower Payment Dependent Notes Series 511825
This series of Notes was issued and sold upon the funding of the borrower loan #51574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,812.03 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.95% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 7.99% Borrower rate/APR: 8.99% / 9.33% Monthly payment: $439.15
 
Lender servicing fee: 1.00% Effective Yield*: 7.99%  
Estimated return*: 6.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1993 Debt/Income ratio: 15%
Credit score: 840-859 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 39 Occupation: Doctor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,097Stated income:$100,000+
Delinquencies in last 7y: 10 Bankcard utilization: 6%  
   Homeownership: Yes  
Screen name: UCFKNIGHT2000 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Your Best Investment
My financial situation and request for loan:

I am a excellent candidate for this loan because of our past ability and future ability to meet all of our financial obligations. My current position as a Veteran Affairs physician provides an extremely stable income and risk of losing position is very low.

We will be paying off the last few high interest credit cards, one vehicle and finish an assorted number of home renovations.

As for your loan investment, consider this loan request as likely the most secure as you will find on Prosper.

I sincerely appreciate your consideration regarding this loan.

Thank You
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BankofHank$100.007/7/2011 5:00:36 PM
figs4u2$100.007/7/2011 5:00:42 PM
neighborly-hope6$100.007/7/2011 5:00:38 PM
indomitable-coin$25.007/7/2011 5:00:44 PM
minista$25.007/7/2011 5:01:04 PM
cebgop$25.007/7/2011 5:01:07 PM
uberrific$100.007/7/2011 5:01:22 PM
ogmanny$50.007/7/2011 5:01:52 PM
GElender$25.007/7/2011 5:02:02 PM
diablorulz$50.007/7/2011 5:01:01 PM
top-epic-community$50.007/7/2011 5:01:10 PM
damage$40.007/7/2011 5:05:58 PM
compoundinterest$60.007/7/2011 5:01:56 PM
gentle-penny7$50.007/7/2011 5:01:59 PM
rescue$100.007/7/2011 5:15:32 PM
restless-balance9$50.007/8/2011 4:15:01 AM
DavenportCapital$25.007/8/2011 9:33:34 AM
antlr$50.007/8/2011 1:08:27 PM
tapesor$100.007/8/2011 1:08:29 PM
Chosen-one$25.007/9/2011 7:21:20 AM
truth-image$100.007/10/2011 12:15:34 PM
nickel-ferret$50.007/11/2011 7:41:24 AM
first-favorite-bonus9$25.007/11/2011 11:43:44 AM
britgsb$50.007/11/2011 3:27:52 PM
6moonbeams$100.007/11/2011 10:01:45 PM
BankofPete$75.007/12/2011 6:12:55 AM
Cherrypicker$50.007/12/2011 3:15:41 PM
Leopoldine$25.007/13/2011 8:40:44 AM
Harry$25.007/13/2011 7:25:10 AM
keyfig$25.007/13/2011 3:53:28 PM
michaelwong$50.007/13/2011 3:37:21 PM
velocity-solo$30.007/13/2011 3:42:41 PM
Aeroman32$25.007/13/2011 10:03:15 PM
loyalty-edifice997$25.007/14/2011 10:07:15 AM
FL-Lender$29.007/14/2011 1:47:11 PM
adhawan325$25.007/14/2011 4:22:59 PM
Supernick$50.007/14/2011 4:27:42 PM
unclejaef$25.007/14/2011 3:52:29 PM
Veets$250.007/14/2011 5:41:29 PM
ckatak$50.007/15/2011 7:14:06 AM
whistledicksmith$25.007/15/2011 9:32:43 AM
gold-enclave165$100.007/15/2011 4:28:12 PM
kdog99$100.007/15/2011 5:12:58 PM
jpblan11$25.007/15/2011 11:00:59 PM
AFairDeal$30.007/16/2011 12:15:31 PM
established-hope5$25.007/16/2011 11:20:26 AM
C_Mark$50.007/16/2011 2:28:57 PM
drkosh$25.007/16/2011 3:52:59 PM
ATOHokie$75.007/16/2011 5:57:17 PM
cash-cymbal$25.007/16/2011 9:06:11 PM
preciouschild$50.007/17/2011 7:03:34 AM
bglender$25.007/17/2011 1:34:06 PM
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promiser200$25.007/17/2011 4:41:36 PM
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efficient-treasure0$25.007/17/2011 7:30:35 PM
loan-galaxy6$500.007/18/2011 7:55:17 AM
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blissful-finance7$25.007/18/2011 9:41:29 AM
syrepsorp$50.007/18/2011 11:41:25 PM
gold-commander0$50.007/18/2011 11:48:01 PM
AsianDragon$100.007/18/2011 10:26:02 PM
skuba$75.007/19/2011 6:49:15 AM
Tknojnky$50.007/19/2011 10:16:44 AM
Joem311JE$25.007/19/2011 10:18:49 AM
mizount$25.007/19/2011 10:48:28 AM
GiftViftdotcom$25.007/19/2011 12:16:41 PM
principal-prodigy$25.007/19/2011 12:40:54 PM
fotep-financial$25.007/19/2011 4:43:00 PM
onegr8papa$300.007/19/2011 3:20:06 PM
LandE2BG$50.007/19/2011 7:43:16 PM
mason13a$50.007/19/2011 5:59:59 PM
economy-acrobat4$25.007/19/2011 6:07:40 PM
IPlayOutsideTheBox$50.007/20/2011 2:03:13 AM
iolaire$25.007/20/2011 9:13:05 AM
outofoffice$75.007/20/2011 10:24:38 AM
peace-flower9$25.007/20/2011 1:44:51 PM
janeybooboo$50.007/20/2011 6:04:54 PM
reinforced-reward$25.007/20/2011 4:03:07 PM
ceg451$25.007/20/2011 6:42:35 PM
red-enthralling-justice$25.007/20/2011 6:54:30 PM
rmachi$25.007/20/2011 5:17:46 PM
Emgolda$25.007/20/2011 5:23:36 PM
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felicity-jalapeno$25.007/20/2011 5:11:02 PM
vigilance-revolutionary$50.007/20/2011 5:11:06 PM
janeybooboo$50.007/20/2011 6:04:47 PM
Veets$150.007/20/2011 6:21:31 PM
Munnie$25.007/20/2011 8:56:05 PM
Dollars4Rent$25.007/20/2011 7:58:52 PM
loyalty-sherpa$25.007/20/2011 9:03:59 PM
fallentimbers$50.007/21/2011 6:13:44 AM
emphatic-responsibility$100.007/20/2011 11:00:32 PM
Mantis75$25.007/21/2011 12:22:44 AM
imyorleadr$25.007/21/2011 9:12:14 AM
nuclearmoose$25.007/21/2011 9:12:16 AM
g314$25.007/21/2011 9:12:39 AM
bouvierchamp$25.007/21/2011 9:13:16 AM
newest-bountiful-basis$25.007/21/2011 9:13:28 AM
kbmin$25.007/21/2011 8:04:24 AM
capital-futurist$25.007/21/2011 10:34:18 AM
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donmacprosper$25.007/21/2011 10:40:57 AM
Syzygy$25.007/21/2011 10:53:15 AM
amijo$25.007/21/2011 9:12:01 AM
balance-voyager$50.007/21/2011 9:12:13 AM
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kojo$50.007/21/2011 9:12:12 AM
Avid_Skier$25.087/21/2011 9:13:19 AM
Hogpilot$50.007/21/2011 9:12:13 AM
BiggestG$25.007/21/2011 9:12:21 AM
p2p-paradise$25.007/21/2011 9:12:39 AM
uarewhatuthink$44.817/21/2011 12:59:29 PM
fund-ambrosia0$25.007/21/2011 9:31:54 AM
ktfritz$25.007/21/2011 2:30:13 PM
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UD3230$52.007/21/2011 10:34:51 AM
wealth-tremolo7$29.007/21/2011 4:09:17 PM
ssgokou$25.007/21/2011 12:27:00 PM
beeslow$50.647/21/2011 12:48:13 PM
MasterKey$25.007/21/2011 4:40:54 PM
Allichar$40.657/21/2011 12:57:57 PM
acsej$25.007/21/2011 1:30:16 PM
ore-dojo$25.007/21/2011 1:36:01 PM
Railbird$25.007/21/2011 1:48:47 PM
project07$25.007/21/2011 1:55:06 PM
flwah$25.007/21/2011 2:42:04 PM
steady-penny1$25.007/21/2011 3:46:14 PM
Viamin$25.007/21/2011 3:52:05 PM
Veridic$50.007/21/2011 3:52:13 PM
paramjit$38.717/21/2011 3:52:08 PM
rakstar$50.007/21/2011 3:52:14 PM
cash-fanatic$50.007/21/2011 4:20:25 PM
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meux99$25.007/7/2011 5:00:59 PM
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kenji4861$50.007/7/2011 5:01:05 PM
jpac1066$200.007/7/2011 5:02:04 PM
jubilant-trade6$50.007/7/2011 5:00:36 PM
-J$25.007/7/2011 5:02:04 PM
benjamins-utopia$50.007/7/2011 5:02:00 PM
ingenious-order783$35.007/8/2011 1:56:55 PM
Bank42$44.507/9/2011 4:48:31 AM
missoula$50.007/9/2011 10:18:20 AM
fortytwo$250.007/9/2011 10:48:37 AM
StPong$25.007/10/2011 12:17:58 PM
determined-deal7$25.007/10/2011 12:18:05 PM
lendersf$100.007/10/2011 2:44:09 PM
radforj22$25.007/10/2011 6:30:51 PM
a-responsible-return$50.007/11/2011 3:27:51 PM
jubilant-trade6$50.007/12/2011 12:14:17 AM
blot44$25.007/12/2011 3:42:16 AM
pnace$50.007/12/2011 12:30:07 PM
diversification-surge$33.957/13/2011 12:52:40 AM
sandbreaker$100.007/13/2011 3:53:06 PM
Boxster968$25.007/13/2011 8:12:16 PM
wise-silver-wonder$25.007/13/2011 5:18:10 PM
wise-alluring-penny$100.007/14/2011 6:47:14 AM
goldfinger3$50.007/14/2011 9:33:59 AM
Weaverville$100.007/14/2011 4:22:35 PM
degster$25.007/14/2011 4:27:50 PM
virtuous-repayment$25.007/14/2011 3:35:48 PM
FlexFunding$25.007/14/2011 4:27:06 PM
thedoctor$100.007/15/2011 4:14:20 AM
NDFIRTH$50.007/14/2011 7:12:08 PM
life-is-great$25.007/15/2011 6:48:59 AM
commitment-orca7$300.007/15/2011 11:17:43 AM
pearl13$100.007/15/2011 2:18:25 PM
sandeepPR$25.007/15/2011 2:52:11 PM
kyomoon$50.007/15/2011 4:56:52 PM
BONSAY$46.007/16/2011 2:33:07 AM
GreenSun$25.007/16/2011 5:14:19 AM
freesia54$25.007/16/2011 8:39:59 AM
TrustPlus$50.007/16/2011 2:16:56 PM
red-dime-solo$25.007/16/2011 5:09:02 PM
vine99$66.617/16/2011 6:14:14 PM
latestone$25.007/16/2011 11:18:28 PM
alpinaut$30.007/16/2011 2:47:14 PM
Patrician$50.007/16/2011 10:32:08 PM
izman1$25.007/17/2011 12:52:28 AM
janeybooboo$100.007/17/2011 2:57:58 PM
objective-investor$100.007/17/2011 8:02:10 PM
SNH$100.007/18/2011 11:13:06 AM
successful-agreement7$100.007/18/2011 2:57:01 PM
generous-deal6$100.007/18/2011 5:41:07 PM
lagnisiruk$25.007/19/2011 1:03:05 AM
reflective-rupee$200.097/19/2011 12:04:19 AM
sgt-schultz$25.007/19/2011 6:18:43 AM
rlgnyc$25.007/19/2011 10:19:18 AM
pragmatic-contract$25.007/19/2011 10:19:29 AM
integrity-starter$50.007/19/2011 10:54:22 AM
Musicman1950$50.007/19/2011 11:48:16 AM
LovinMe$25.007/19/2011 11:14:08 AM
best-decisive-peace$25.007/19/2011 12:08:25 PM
dharma1$25.007/19/2011 1:36:37 PM
BigLinCT$25.007/19/2011 4:45:56 PM
anacent$50.007/19/2011 5:17:33 PM
hostbank$250.007/19/2011 8:03:26 PM
BURNERA_1$150.007/19/2011 7:22:21 PM
social-turtle4$25.007/19/2011 9:19:12 PM
Hanalei712$25.007/19/2011 10:35:18 PM
Carpetkid$50.007/20/2011 8:28:30 AM
BookandLaw$25.007/20/2011 4:54:24 AM
treasure-exchanger2$25.007/20/2011 10:49:40 AM
aasx1108$25.007/20/2011 1:23:40 PM
chibear34$25.007/20/2011 9:20:32 AM
Havana21$200.007/20/2011 4:02:55 PM
CaptainBlueberry$25.007/20/2011 5:11:01 PM
CapitalLibre$25.007/20/2011 5:11:05 PM
valiant-liberty4$25.007/20/2011 5:17:23 PM
Taxman44$25.007/20/2011 5:17:36 PM
USMC0311$25.007/20/2011 4:03:19 PM
acropiloterau2002$25.007/20/2011 5:17:38 PM
steely_dan34$25.007/20/2011 5:11:08 PM
Brattt$25.007/20/2011 5:17:00 PM
djh47a$25.007/21/2011 12:02:50 AM
CaptainBL$50.007/20/2011 7:15:33 PM
be_wise$25.007/20/2011 7:23:00 PM
DabbaWala$25.007/20/2011 8:51:34 PM
credit-force5$100.007/20/2011 9:11:41 PM
EJO$75.007/20/2011 9:20:52 PM
sunny1985$25.007/20/2011 11:13:36 PM
grampy48$25.007/21/2011 6:40:57 AM
ChicoBob$25.007/20/2011 10:17:31 PM
SmokeyMirror$25.007/21/2011 8:28:42 AM
suave-dollar$50.007/21/2011 4:22:32 AM
let_me_retire$200.007/21/2011 12:54:38 AM
narblark$50.007/21/2011 9:12:12 AM
responsibility-tiger3$50.007/21/2011 9:12:14 AM
principal-duckling$50.007/21/2011 9:12:15 AM
nhm$50.007/21/2011 9:12:22 AM
discrete-asset$25.007/21/2011 7:17:54 AM
ebgb234$25.007/21/2011 7:27:35 AM
Mint_Man$25.007/21/2011 7:45:07 AM
Sixmil$94.547/21/2011 10:17:34 AM
Captain88$25.007/21/2011 8:20:50 AM
orange-dollar-guild$25.007/21/2011 10:29:29 AM
phillipd48$25.007/21/2011 9:12:11 AM
credit-maple5$50.007/21/2011 11:28:39 AM
point-molecule9$25.007/21/2011 9:12:15 AM
UT-Longhorn$25.007/21/2011 9:12:18 AM
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innocent-income4$25.007/21/2011 9:12:13 AM
theemhdoctor$25.007/21/2011 9:13:20 AM
slowpig$50.007/21/2011 9:12:16 AM
RainyDayLoans$50.007/21/2011 2:18:10 PM
jenq0001$25.007/21/2011 2:22:09 PM
miket71$30.007/21/2011 10:19:55 AM
Princehaha$50.007/21/2011 10:25:56 AM
glc527$40.697/21/2011 10:29:30 AM
devoider$25.007/21/2011 3:52:06 PM
BankOfBjoltus$100.007/21/2011 4:01:40 PM
jazz619$25.007/21/2011 11:40:02 AM
OldColumbiaRoad$36.037/21/2011 11:42:40 AM
Rider$50.007/21/2011 4:13:19 PM
gerryfixit$25.007/21/2011 11:55:53 AM
top-sensible-yield$25.007/21/2011 12:21:31 PM
the-friendly-wealth$26.547/21/2011 12:59:58 PM
wealthstar$25.007/21/2011 1:20:00 PM
gain-cadence$42.007/21/2011 1:53:36 PM
matusky$25.277/21/2011 2:33:32 PM
capital-buddy$25.007/21/2011 2:52:23 PM
Rockymtnhi$35.007/21/2011 2:50:22 PM
dayahn$25.007/21/2011 3:18:38 PM
jennifer55126$40.007/21/2011 3:51:57 PM
jonandmeg21$36.677/21/2011 3:52:02 PM
syounker$25.007/21/2011 3:52:12 PM
gilbrear$25.007/21/2011 4:04:35 PM
privatebankerva$25.007/21/2011 4:19:59 PM
MTLoans$25.007/21/2011 4:26:12 PM
myduck$75.007/21/2011 4:34:57 PM
wealth-tremolo7$150.007/21/2011 4:57:11 PM
273 Investments
 
Borrower Payment Dependent Notes Series 512017
This series of Notes was issued and sold upon the funding of the borrower loan #51416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $81.01
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Dec-1994 Debt/Income ratio: 4%
Credit score: 780-799 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:7y 10m
Amount delinquent: $0 Total credit lines: 9 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $245Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: pennyonebank Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 45 ( 100% ) 780-799 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
800-819 (Jun-2008)
800-819 (Dec-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 45  
Description
Third loan for business
Purpose of loan:
This loan will be used to...invest in stocks

My financial situation:
I am a good candidate for this loan because...Ihave paid off two previous loans and just paid off my mortage.And I got excellent credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
investment-artist$25.017/20/2011 9:02:09 AM
compoundinterest$50.007/20/2011 9:02:13 AM
reflective-rupee$500.097/20/2011 10:29:52 AM
agalt$125.007/20/2011 10:54:13 AM
csandb$25.007/20/2011 11:07:15 AM
wild-orange$502.827/20/2011 11:20:12 AM
pnace$50.007/20/2011 9:02:07 AM
organized-payment6$50.007/20/2011 9:02:10 AM
truth-igniter4$25.007/20/2011 9:12:02 AM
MoneyForNothing$138.707/20/2011 9:22:15 AM
first-serene-credit$25.007/20/2011 10:09:51 AM
commitment-orca7$313.007/20/2011 11:01:50 AM
corporatejim$29.437/20/2011 10:45:06 AM
Dan4703$25.007/20/2011 10:52:34 AM
FinDoc$25.007/20/2011 10:57:12 AM
Feyenoord$25.007/20/2011 10:57:19 AM
return-enthusiast1$200.007/20/2011 10:58:59 AM
competent-p2p$35.007/20/2011 11:17:56 AM
penny-finder$40.957/20/2011 10:35:49 AM
One-ninety-three$50.007/20/2011 10:41:57 AM
thankful-nickel2$25.007/20/2011 10:59:21 AM
cashhelp$50.007/20/2011 9:02:03 AM
bb575$50.007/20/2011 9:02:09 AM
MoneyForNothing$25.007/20/2011 9:17:55 AM
Milonguero$100.007/20/2011 9:26:29 AM
fairmaiden$25.007/20/2011 10:25:19 AM
26 Investments
 
Borrower Payment Dependent Notes Series 512637
This series of Notes was issued and sold upon the funding of the borrower loan #51564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-18-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $171.44
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1994 Debt/Income ratio: 23%
Credit score: 700-719 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,130Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: majestic-note2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Expanding a Small Business
Purpose of loan:
I have been a jewelry designer for several years now and I am ready to take it to the next level. The purpose of this loan is to prepare the business to take on more wholesale accounts and add a new collection.

My financial situation:
I have a full-time job as a Project Manager, and I do not intend to leave that until the business volume warrants it. I also have the benefit of a husband's income, which adds to the financial stability. We have been following the teachings of Dave Ramsey, so I know the importance of keeping the debt load low. I've had to take on some debt for start-up costs, but I've been very cautious not to over extend the business with it.

The business is bringing in consistent income. I have an online store, and have also been working with a few local wholesalers. To gain nationwide exposure, I need to ramp up marketing and possibly attend a trade show or 2. Adding the new collection will allow me to reach an under-tapped market, as well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
diligent-peace9$25.007/18/2011 5:31:51 PM
profit-powerplant$25.007/18/2011 5:02:45 PM
villagers$25.007/18/2011 6:14:51 PM
jkeller4000$25.007/19/2011 3:51:04 AM
AlternativeCashFlow$25.707/18/2011 11:48:18 PM
fortytwo$100.007/18/2011 11:08:56 PM
pearl13$50.007/19/2011 10:44:27 AM
terrific-p2ploan$25.007/19/2011 12:03:05 PM
sweetlan$25.077/19/2011 3:19:39 PM
worth-blanket2$3,599.147/19/2011 4:31:10 PM
favorite-commerce$25.007/18/2011 7:46:54 PM
reflective-rupee$25.097/18/2011 8:37:18 PM
Investor_DP$100.007/18/2011 8:18:53 PM
alexgalt$25.007/18/2011 9:01:13 PM
simplelender80$100.007/19/2011 4:02:35 PM
15 Investments
 
Borrower Payment Dependent Notes Series 512969
This series of Notes was issued and sold upon the funding of the borrower loan #51419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $274.59
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1977 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Jun-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 34 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,961Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: tad1960 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 100% ) 740-759 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
740-759 (Jul-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Business loan
Purpose of loan:Business
This loan will be used to...pay venors and pay off some credit cards

My financial situation: I own a small Catholic Gift Store. My business is grownig. Summer months are slow for me so I want some cushion through these slow months.I have been in business three years. I have one more note on my business loan which is $404.00 a month.
I am a good candidate for this loan because...This will be my second loan through Prosper. I would rather go through prosper because it helps the little people. My bank makes enough money on banking fees and interest rates.


Monthly net income: $7000.00
Monthly expenses: $1000.00
Housing: $700.00
Insurance: $45.00
Car expenses: $
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $2500.00
Other expenses: $630.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
profit-powerplant$25.007/19/2011 5:02:10 PM
MoneyForNothing$30.007/19/2011 5:02:03 PM
worth-blanket2$6,919.997/19/2011 5:12:28 PM
investment-artist$25.017/19/2011 5:02:19 PM
4 Investments
 
Borrower Payment Dependent Notes Series 513111
This series of Notes was issued and sold upon the funding of the borrower loan #51477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,750.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.80% Listing Start date:  Jul-01-2011 
Term: 60 months Listing End date:  Jul-15-2011 
 
Lender yield: 13.90% Borrower rate/APR: 14.90% / 16.29% Monthly payment: $278.92
 
Lender servicing fee: 1.00% Effective Yield*: 13.85%  
Estimated return*: 10.05%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1989 Debt/Income ratio: 16%
Credit score: 740-759 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:17y 10m
Amount delinquent: $0 Total credit lines: 23 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,711Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: red-trade-injector Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
ICURN
Purpose of loan:
This loan will be used to...consolidate my credit cards as well as pay for grad school tuition.

My financial situation:
I am a good candidate for this loan because...I have a very steady job, a great career, and have been responsible with my finances over the last 7 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Hobson$25.007/15/2011 9:48:36 AM
HamachiMan$50.007/1/2011 5:06:44 PM
uberrific$100.007/1/2011 5:06:51 PM
BxRealtor$25.007/1/2011 5:04:55 PM
indomitable-coin$25.007/1/2011 5:05:18 PM
einstein$100.007/1/2011 8:59:34 PM
pnace$50.007/2/2011 8:20:18 AM
janeybooboo$101.007/2/2011 3:21:54 PM
JustMee$25.007/2/2011 11:20:24 AM
jmeasn$25.007/2/2011 11:34:32 AM
income-awakening6$25.007/2/2011 3:39:13 PM
houli123$50.007/3/2011 11:24:29 AM
economy-huckleberry0$25.007/5/2011 10:09:51 AM
MonopolyDred$25.007/5/2011 5:55:18 PM
Pickmar$25.007/6/2011 11:41:40 AM
kdog99$100.007/6/2011 5:27:42 PM
radforj22$25.007/7/2011 5:33:25 PM
vutah$25.007/7/2011 6:25:45 PM
fortytwo$250.007/9/2011 10:37:50 AM
Weaverville$50.007/10/2011 12:18:51 PM
nickel-ferret$50.007/11/2011 7:40:47 AM
thoughtful-contract984$100.007/11/2011 1:45:05 PM
balance-windmill8$75.007/11/2011 11:54:02 AM
x-lender$100.007/11/2011 1:41:39 PM
CapitalLibre$25.007/11/2011 5:04:52 PM
mojii77$50.007/12/2011 9:52:05 AM
fiddlerzvi$50.007/12/2011 5:08:01 PM
pound-balancer$50.007/12/2011 9:54:02 PM
britgsb$50.007/13/2011 2:41:47 AM
cr8on$100.007/13/2011 9:07:46 AM
selector568$50.007/13/2011 10:43:54 AM
myworld701$25.007/13/2011 3:53:32 PM
kulender$100.007/13/2011 3:47:42 PM
john2218$25.007/13/2011 5:23:03 PM
finance-magma7$25.007/13/2011 6:52:12 PM
panegryst$50.007/13/2011 7:30:15 PM
jlr613$50.007/13/2011 9:59:41 PM
ThomasC$50.007/13/2011 9:35:07 PM
hanuman77$25.007/14/2011 6:41:49 AM
loan-wasp$25.007/14/2011 8:33:59 AM
ArchonFinancialHoldings$25.007/14/2011 9:25:05 AM
luckygreen10$50.007/14/2011 9:14:09 AM
riproaringrapids$25.007/14/2011 9:34:12 AM
Monrovia$25.007/14/2011 9:44:37 AM
goldfinger3$50.007/14/2011 9:33:44 AM
renoirstheatre$50.007/14/2011 12:08:36 PM
reflective-greenback1$50.007/14/2011 1:31:27 PM
melodious-fairness$25.007/14/2011 11:56:38 AM
comet55$25.007/14/2011 3:15:12 PM
Gabriel02$25.007/14/2011 2:44:53 PM
the-profit-oracle$25.007/14/2011 4:23:16 PM
credible-liberty3$50.007/14/2011 4:25:25 PM
promise2$100.007/14/2011 4:45:10 PM
p2p-paradise$25.007/14/2011 5:13:10 PM
wise-alluring-penny$100.007/14/2011 5:13:14 PM
miked8303$25.007/14/2011 5:13:18 PM
deal-processor0$100.007/14/2011 5:13:19 PM
Binkass22$25.007/14/2011 5:13:37 PM
brightest-reasonable-fairness$50.007/14/2011 5:13:09 PM
friendinmoney$25.007/14/2011 8:14:12 PM
Veets$125.007/14/2011 5:49:46 PM
Shockem923$25.007/15/2011 4:22:40 AM
AM2008$25.007/14/2011 6:58:57 PM
optimization3$50.007/14/2011 7:26:15 PM
mwl$25.007/15/2011 6:43:16 AM
life-is-great$25.007/15/2011 6:48:51 AM
adir1$25.007/15/2011 1:07:20 AM
Ripsaw4U$50.007/15/2011 4:13:57 AM
Cheburashka$25.007/15/2011 4:18:24 AM
Slend49$25.007/15/2011 7:18:41 AM
wise-silver-wonder$25.007/15/2011 4:33:40 AM
donmacprosper$25.007/15/2011 7:47:59 AM
bbrelo$25.007/15/2011 8:47:42 AM
SharkAttack$50.007/15/2011 9:32:11 AM
Oupa-George$25.007/15/2011 9:32:26 AM
knowledgeable-note6$25.007/15/2011 9:32:22 AM
jpalmer$30.007/15/2011 9:33:51 AM
shabufa$25.007/15/2011 9:59:27 AM
Tkhalaska$25.007/15/2011 10:04:50 AM
jmeasn$75.007/15/2011 10:17:09 AM
KirosPOS$46.597/15/2011 9:54:32 AM
harty$50.007/15/2011 10:29:20 AM
pbo922$25.007/15/2011 10:32:45 AM
profitable-money$25.007/15/2011 10:39:16 AM
Rzrwire$25.007/15/2011 10:55:07 AM
Peterman$25.007/15/2011 10:59:23 AM
ttnk62918$25.007/15/2011 9:10:00 AM
FinanceEngine$30.007/15/2011 11:15:06 AM
ingenious-diversification$25.007/15/2011 9:32:30 AM
credit-observatory$25.007/15/2011 11:39:55 AM
heeeley$25.007/15/2011 9:35:42 AM
excellent-loan8$25.007/15/2011 11:32:09 AM
auctionator1$25.007/15/2011 12:18:27 PM
investment-comet$25.007/15/2011 12:28:03 PM
Rusty3$25.007/15/2011 10:12:46 AM
octoberfresh$25.007/15/2011 1:32:24 PM
NorthwestLoan1$50.007/15/2011 1:37:51 PM
dynamic-rupee$25.007/15/2011 2:03:38 PM
beachfunder$50.007/15/2011 1:32:12 PM
BRunner74$75.007/15/2011 2:26:10 PM
warvero07$25.007/15/2011 2:50:17 PM
whitegold24k$89.947/15/2011 11:06:20 AM
gjm6d$25.007/15/2011 3:48:24 PM
Rick21$25.007/15/2011 3:50:19 PM
SharpEdgeOfHusbandry$66.337/15/2011 12:59:55 PM
Mad_Scientist$35.247/15/2011 4:57:28 PM
CE88$80.007/15/2011 3:18:43 PM
MarvintheMartian$35.007/1/2011 6:14:52 PM
availableloan$25.007/1/2011 5:04:39 PM
organized-payment6$50.007/1/2011 5:06:54 PM
greenback-seagull2$100.007/1/2011 5:07:02 PM
rescue$100.007/1/2011 5:05:05 PM
ski bum$100.007/1/2011 5:06:49 PM
Bank_Of_XL$25.007/2/2011 10:01:56 AM
NJournalist$25.007/4/2011 9:05:33 AM
compoundinterest$50.007/5/2011 9:00:14 AM
Zolton$100.007/5/2011 3:59:44 PM
jubilant-trade6$50.007/5/2011 11:46:38 PM
Investor_DP$100.007/6/2011 12:35:34 AM
loyalty-sherpa$25.007/6/2011 3:51:49 PM
ministry1$50.007/6/2011 5:23:49 PM
GoldenGo4$25.007/6/2011 7:24:43 PM
Havana21$50.007/8/2011 7:27:21 AM
pearl13$100.007/8/2011 9:32:42 AM
dinero-elevator$50.007/8/2011 8:17:44 PM
Firescreek$25.007/9/2011 9:14:56 AM
fairness-swashbuckler$50.007/9/2011 12:40:14 PM
commerce-web5$25.007/9/2011 4:53:59 PM
lendersf$41.007/10/2011 2:44:57 PM
AFairDeal$30.007/11/2011 7:58:15 AM
MadHun$175.007/11/2011 2:17:55 PM
wwialnlgy$100.007/11/2011 4:47:25 PM
intuitive-benefit3$100.007/11/2011 5:16:37 PM
6moonbeams$100.007/11/2011 10:00:56 PM
jubilant-trade6$50.007/12/2011 12:14:04 AM
cash-cymbal$50.007/12/2011 5:22:05 PM
antlr$50.007/12/2011 5:08:42 PM
Occhy$25.007/12/2011 9:30:34 PM
Yanwoo$25.007/13/2011 1:44:49 AM
Harry$25.007/13/2011 7:24:53 AM
happy-loyalty$25.007/13/2011 8:39:42 AM
Rivervale_Westwood$25.007/13/2011 9:07:44 AM
UTVolunteer$100.007/13/2011 8:27:34 AM
top-enriched-return$25.007/13/2011 11:07:38 AM
bigphish$25.007/13/2011 3:23:09 PM
DasMula$27.007/13/2011 3:47:13 PM
red-dime-solo$25.007/13/2011 4:40:27 PM
TrueFortune$50.007/13/2011 8:11:18 PM
elephantparty$25.007/13/2011 10:02:21 PM
damage$25.007/14/2011 8:19:29 AM
egw$25.007/14/2011 9:14:11 AM
ebgb234$25.007/14/2011 8:37:13 AM
credit-coach118$25.007/14/2011 8:50:34 AM
Prosp_Lender$25.007/14/2011 10:19:56 AM
astute-fairness0$25.007/14/2011 1:15:14 PM
virtuous-repayment$25.007/14/2011 3:35:33 PM
wwwUniversal$25.007/14/2011 4:23:02 PM
credit-maple5$500.007/14/2011 5:09:06 PM
benjo$25.007/14/2011 4:19:33 PM
progressive-economy261$100.007/14/2011 5:13:16 PM
fireboss$25.007/14/2011 5:12:37 PM
gold-sushi$25.007/14/2011 5:12:43 PM
herbyman$25.007/14/2011 6:26:54 PM
FredHead3$32.687/14/2011 6:37:36 PM
NDFIRTH$50.007/14/2011 7:11:54 PM
studious-bonus7$26.157/14/2011 5:12:41 PM
appastk$25.007/14/2011 7:45:21 PM
dollar-chestnut8$50.007/14/2011 5:13:08 PM
marwadi-62$300.007/14/2011 7:52:44 PM
platinum-genetics$25.007/14/2011 5:13:16 PM
williamdkit$28.007/14/2011 8:51:12 PM
steven3333$25.007/14/2011 8:53:50 PM
wtrboy$25.007/15/2011 4:14:51 AM
yogi1975$25.007/14/2011 6:24:46 PM
Banker7371$25.007/15/2011 4:32:40 AM
worldly-investment333$300.007/15/2011 4:34:20 AM
harperpotok$50.007/14/2011 7:31:31 PM
worth-web5$100.007/14/2011 7:54:02 PM
VoltageSpike$25.007/15/2011 5:58:56 AM
niteflite$25.007/14/2011 7:57:05 PM
JustMee$25.007/15/2011 6:01:14 AM
Soothsayer$25.007/15/2011 6:09:36 AM
sgt-schultz$25.007/15/2011 6:31:04 AM
rascal867$25.007/15/2011 12:28:41 AM
frankdelraza$25.007/15/2011 4:13:23 AM
ckatak$50.007/15/2011 7:13:32 AM
silverloan$30.737/15/2011 4:17:43 AM
fudger28$50.007/15/2011 7:25:15 AM
triumphant-bonus$25.007/15/2011 7:58:13 AM
velocity-solo$30.007/15/2011 4:42:44 AM
Rockymtnhi$46.007/15/2011 8:09:52 AM
market-mover$25.007/15/2011 8:07:45 AM
buffalobills$25.007/15/2011 8:26:29 AM
GElender$50.007/15/2011 5:53:36 AM
intrepid-loot$25.007/15/2011 6:20:45 AM
nalaari$41.807/15/2011 9:11:11 AM
DreDub$50.007/15/2011 6:49:56 AM
bonafide-transaction1$50.007/15/2011 9:32:04 AM
E-B$50.007/15/2011 7:01:22 AM
helpinghand63$25.007/15/2011 9:32:31 AM
RecoveryLender$25.007/15/2011 9:37:44 AM
namd$50.007/15/2011 10:20:17 AM
debt-fuse158$25.007/15/2011 10:24:43 AM
Rider$100.007/15/2011 8:58:16 AM
grampy48$25.007/15/2011 11:15:52 AM
prainvestment$50.007/15/2011 11:28:06 AM
dasbuntenheim$47.527/15/2011 9:39:23 AM
baker31$50.007/15/2011 12:27:06 PM
vigilance-spinner3$25.007/15/2011 10:04:36 AM
surge9$100.007/15/2011 10:44:55 AM
money-shrine$140.007/15/2011 10:45:59 AM
mostlynice$50.007/15/2011 1:56:03 PM
BigMonkey$25.007/15/2011 2:21:08 PM
gold-disk$25.007/15/2011 3:00:59 PM
capital-buddy$50.007/15/2011 3:18:12 PM
Natronpee$25.007/15/2011 3:54:57 PM
liberty-pecan$500.007/15/2011 11:26:01 AM
jpac1066$100.007/15/2011 4:33:00 PM
ILOCOS-SOUTH-CAPITAL-INVESTMENTS$281.027/15/2011 12:53:19 PM
market-pudding$25.007/15/2011 2:16:44 PM
successful-agreement7$100.007/15/2011 2:37:47 PM
attractive-value$25.007/15/2011 2:53:40 PM
vollynet$79.007/15/2011 3:21:16 PM
wlm3012$30.007/15/2011 3:55:24 PM
224 Investments
 
Borrower Payment Dependent Notes Series 513543
This series of Notes was issued and sold upon the funding of the borrower loan #51485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-11-2011 
Term: 60 months Listing End date:  Jul-22-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 20.44% Monthly payment: $259.35
 
Lender servicing fee: 1.00% Effective Yield*: 17.68%  
Estimated return*: 11.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-2001 Debt/Income ratio: 10%
Credit score: 720-739 (Jun-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 14 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,985Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%  
   Homeownership: No  
Screen name: established-responsibility395 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
In need of a loan...
Purpose of loan:
This loan will be used to pay off a personal debt

My financial situation:
I am a good candidate for this loan because I have great repayment history, have a good job, pay my bills on time, have a great credit score.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $0
Car expenses: $0
Utilities: $40.00
Phone, cable, internet: $10.00
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ski bum$100.007/11/2011 9:02:45 AM
pnace$50.007/11/2011 9:10:09 AM
JustMee$25.007/11/2011 12:40:50 PM
wwialnlgy$100.007/11/2011 4:48:06 PM
x-lender$80.007/12/2011 9:04:09 AM
rescue$100.007/12/2011 11:43:09 AM
vutah$25.007/13/2011 5:45:45 AM
6moonbeams$25.007/13/2011 1:55:45 PM
pearl13$100.007/14/2011 9:32:43 AM
dynrep$50.007/14/2011 4:32:03 PM
Peterman$25.007/15/2011 10:59:55 AM
profit-powerplant$25.007/15/2011 11:02:18 AM
Imperativity$25.007/15/2011 1:03:56 PM
greenback-seagull2$100.007/16/2011 12:15:28 PM
payout-achievement$100.007/16/2011 11:17:39 AM
successful-agreement7$100.007/18/2011 2:57:17 PM
moola-accelerator6$40.007/19/2011 9:39:09 AM
value-pouch$25.007/19/2011 10:31:51 AM
brotherb$83.527/19/2011 11:12:00 AM
slartibardfast$30.007/19/2011 3:00:24 PM
SolarMoonshine$25.007/19/2011 3:19:09 PM
wild-orange$25.007/19/2011 12:20:37 PM
greenback-magma1$181.337/19/2011 3:42:54 PM
kermitdafrog$25.007/19/2011 3:54:57 PM
brondero$45.007/19/2011 12:24:22 PM
calinno2$25.007/19/2011 4:18:35 PM
diligent-peace9$25.007/19/2011 2:08:07 PM
frclmym$25.007/19/2011 2:15:41 PM
PleaseDontDefault$50.007/19/2011 2:30:02 PM
mikelance7$25.007/19/2011 3:01:57 PM
jdwillcox$150.007/19/2011 3:56:51 PM
najmn103$25.007/19/2011 3:09:59 PM
klinebarger$25.007/19/2011 3:18:42 PM
TakeCare$200.007/19/2011 4:02:36 PM
Scotcha$38.697/19/2011 3:38:43 PM
Sugarmama21$50.007/19/2011 3:55:07 PM
dudebrah$25.007/19/2011 4:59:30 PM
supersarah61$50.007/19/2011 4:11:57 PM
ets2011$25.007/19/2011 7:13:17 PM
DreDub$50.007/19/2011 7:15:53 PM
pworld$56.007/19/2011 8:09:27 PM
enchanted-truth264$25.007/19/2011 5:24:11 PM
ironman84$100.007/19/2011 6:15:22 PM
ingenious-deal6$25.007/19/2011 7:24:55 PM
wealth-tremolo7$61.717/19/2011 8:49:35 PM
dedicated-trade9$64.997/19/2011 8:55:02 PM
greenkid$100.007/19/2011 9:49:57 PM
reflective-rupee$200.097/20/2011 2:05:54 AM
jpac1066$100.007/20/2011 5:55:26 AM
radforj22$25.007/20/2011 6:57:38 AM
EJO$25.007/20/2011 8:06:19 AM
stepatatime-together$100.007/20/2011 2:33:31 PM
market-pudding$25.007/20/2011 3:14:36 PM
CaptainBL$50.007/20/2011 7:15:43 PM
p2ploan-sensation211$25.007/20/2011 7:39:12 PM
cash-reaction2$50.007/20/2011 8:14:56 PM
gjm6d$25.007/21/2011 5:39:22 AM
GoldenGo4$50.007/21/2011 6:27:08 AM
best-loyalty-lesson$30.007/21/2011 7:49:41 AM
SkinnyFish$25.007/21/2011 8:25:32 AM
damage$25.007/21/2011 11:18:19 AM
kdog99$100.007/21/2011 9:08:48 AM
Oranje88$200.007/21/2011 2:22:19 PM
ckatak$100.007/21/2011 4:54:05 PM
wwwUniversal$25.007/21/2011 5:07:12 PM
power-defender7$40.007/21/2011 2:45:55 PM
let_me_retire$100.007/21/2011 3:05:25 PM
dayahn$25.007/21/2011 3:18:48 PM
astute-benjamins$25.007/21/2011 5:44:57 PM
payout-paddle1$50.007/21/2011 5:18:35 PM
tech310$50.007/21/2011 8:48:01 PM
prohelper$50.007/21/2011 5:23:04 PM
integrity-starter$25.007/21/2011 6:07:42 PM
s2k4ojobr$25.007/21/2011 7:35:51 PM
the-enthralling-coin$25.007/22/2011 12:57:31 AM
lonix$25.007/21/2011 9:26:33 PM
worldly-investment333$50.007/21/2011 10:06:08 PM
BLKLOC11$25.007/21/2011 9:58:24 PM
credit-maple5$50.007/22/2011 1:50:38 AM
COCHINOBOY$31.647/22/2011 5:40:00 AM
the-reliable-trade$100.007/17/2011 4:01:41 PM
Investor_DP$100.007/11/2011 9:02:31 AM
nickel-ferret$25.007/11/2011 9:04:09 AM
fortytwo$100.007/11/2011 10:49:45 AM
economy-huckleberry0$25.007/11/2011 2:45:06 PM
Watersports$50.007/12/2011 3:47:22 PM
HamachiMan$50.007/12/2011 3:52:14 PM
pound-balancer$50.007/12/2011 9:54:09 PM
jubilant-trade6$25.007/13/2011 9:07:18 AM
BxRealtor$25.007/13/2011 3:27:11 PM
reflective-greenback1$50.007/14/2011 1:31:51 PM
AlternativeCashFlow$25.707/17/2011 10:51:11 AM
superb-funds335$25.007/17/2011 1:57:27 PM
loyalty-sherpa$25.007/17/2011 12:08:21 PM
efficient-treasure0$25.007/17/2011 7:30:51 PM
roux$25.007/17/2011 5:52:34 PM
sflawya$25.007/18/2011 5:26:17 AM
indomitable-coin$25.007/18/2011 4:28:08 PM
generous-deal6$50.007/18/2011 5:42:38 PM
moola-monger9$50.007/19/2011 8:58:45 AM
upbeat-investment9$50.007/19/2011 8:24:27 AM
sgt-schultz$25.007/19/2011 10:05:11 AM
inspired-investment8$100.007/19/2011 10:20:32 AM
velocity-motivator6$25.007/19/2011 10:22:18 AM
BuffetRocks$100.007/19/2011 10:22:38 AM
worth-arch$50.007/19/2011 10:14:59 AM
momentous-coin$80.007/19/2011 10:51:38 AM
iamwhatiam$25.007/19/2011 10:34:08 AM
triumph329$28.757/19/2011 11:48:23 AM
pnace$50.007/19/2011 10:44:57 AM
cloud8$60.407/19/2011 12:34:26 PM
vigorous-velocity$47.987/19/2011 11:23:33 AM
einstein$200.007/19/2011 1:41:57 PM
godfather4u$200.007/19/2011 11:22:27 AM
GiftViftdotcom$25.007/19/2011 11:25:56 AM
worth-topper4$25.007/19/2011 4:08:55 PM
availableloan$25.007/19/2011 12:41:05 PM
radiobuda$50.007/19/2011 4:13:21 PM
Leopoldine$25.007/19/2011 2:44:00 PM
calinno2$50.007/19/2011 4:18:06 PM
GrooveBiz$25.007/19/2011 2:55:22 PM
ReddInc$250.007/19/2011 4:25:23 PM
Bob450$25.327/19/2011 4:32:17 PM
thoughtful-contract984$100.007/19/2011 3:59:21 PM
CincyTex$50.007/19/2011 4:05:19 PM
red-penny-philosopher$25.007/19/2011 3:44:04 PM
BeanCownter$50.007/19/2011 7:00:32 PM
Billfred$25.007/19/2011 7:15:01 PM
WesLL$1,000.007/19/2011 4:47:13 PM
head$25.007/19/2011 7:48:15 PM
income-awakening6$25.007/19/2011 6:31:43 PM
engbusres$37.007/19/2011 8:56:59 PM
investorrr$60.007/19/2011 9:32:26 PM
mammalian4$25.007/19/2011 5:57:19 PM
JustMee$25.007/19/2011 10:03:19 PM
pythia$25.007/20/2011 4:21:32 AM
best-balance-saver$59.417/19/2011 7:37:02 PM
hostbank$250.007/19/2011 8:03:36 PM
peso-mate$50.007/19/2011 8:59:33 PM
adventurous-commerce$25.007/19/2011 8:34:29 PM
jlendog$75.007/19/2011 9:13:18 PM
return-rocket9$25.007/20/2011 10:23:04 AM
wlm3012$30.007/20/2011 4:26:44 PM
PropertyInvest$25.007/20/2011 4:19:33 PM
SkyLoan$27.167/20/2011 8:37:22 PM
shrewd-peace7$30.007/20/2011 10:02:04 PM
intrepid-loot$25.007/21/2011 5:59:16 AM
enchanted-note$25.007/21/2011 7:02:02 AM
let_me_retire$150.007/21/2011 12:34:32 AM
Scotcha$26.317/21/2011 7:12:08 AM
buffalobills$25.007/21/2011 10:10:10 AM
gilbrear$25.007/21/2011 4:06:00 PM
Dreamconnection$25.007/21/2011 4:44:40 PM
rockhound84$25.007/21/2011 3:44:36 PM
wealth-tremolo7$29.007/21/2011 4:09:17 PM
virtuous-repayment$25.007/21/2011 5:41:20 PM
Weaverville$50.007/21/2011 5:23:05 PM
loan-galaxy6$500.007/21/2011 7:30:09 PM
elephantparty$25.007/21/2011 8:01:04 PM
triumph329$25.007/22/2011 4:54:27 AM
grampy48$25.007/22/2011 4:08:23 AM
161 Investments
 
Borrower Payment Dependent Notes Series 513861
This series of Notes was issued and sold upon the funding of the borrower loan #51486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1996 Debt/Income ratio: 16%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 6 / 5Length of status:3y 10m
Amount delinquent: $392 Total credit lines: 20 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,117Stated income:$25,000-$49,999
Delinquencies in last 7y: 25 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: serene-liberty8 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need a little help with some bills
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2300
Monthly expenses: $1700
Housing: $800
Insurance: $75
Car expenses: $200
Utilities: $180
Phone, cable, internet: $75
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/6/2011 9:01:08 AM
alphaseek$150.007/6/2011 2:23:48 PM
Investor_DP$100.007/7/2011 12:04:22 AM
Investor_DP$100.007/7/2011 12:05:32 AM
reward-adventure$25.007/8/2011 6:05:02 AM
villagers$25.007/8/2011 12:30:51 PM
diplomatic-wealth7$25.007/8/2011 1:03:54 PM
fortytwo$250.007/9/2011 10:38:13 AM
MadHun$175.007/11/2011 2:18:23 PM
6moonbeams$100.007/11/2011 10:01:28 PM
Weaverville$25.007/12/2011 5:09:35 PM
jubilant-trade6$50.007/13/2011 10:39:42 PM
important-openness1$100.007/14/2011 2:49:06 PM
handy-justice$50.007/15/2011 6:11:49 PM
worthy-bid8$25.007/16/2011 1:08:36 AM
powerful-finance7$25.007/16/2011 2:32:28 AM
natural-platinum$25.007/16/2011 12:17:30 PM
alexgalt$25.007/16/2011 6:01:22 PM
finance-prescription$50.007/18/2011 7:23:51 AM
investisure$100.007/18/2011 1:40:57 AM
asoldier$25.007/18/2011 4:27:21 PM
powerful-finance7$25.007/18/2011 4:13:45 PM
generous-deal6$50.007/18/2011 5:45:06 PM
wwwUniversal$25.007/19/2011 12:33:12 AM
britgsb$50.007/19/2011 1:59:38 AM
lagnisiruk$25.007/19/2011 1:03:21 AM
sgt-schultz$35.007/19/2011 7:08:57 AM
missing-link$25.007/19/2011 9:27:40 AM
worth-arch$25.007/19/2011 10:21:00 AM
musegaze$100.007/19/2011 8:56:51 AM
authoritative-platinum7$25.007/19/2011 9:12:32 AM
benefit-prescription6$25.007/19/2011 10:36:56 AM
kulender$100.007/19/2011 9:27:34 AM
huorn$25.007/19/2011 10:38:01 AM
trade-beeper4$25.007/19/2011 9:27:36 AM
martinnc$25.007/19/2011 10:21:12 AM
exchange-pledge$50.007/19/2011 10:20:32 AM
finance-mushroom$100.007/19/2011 11:41:28 AM
elfincove$25.007/19/2011 10:37:52 AM
graceful-investment$52.457/19/2011 1:12:57 PM
reasonable-bonus6$25.007/19/2011 1:13:13 PM
integrity-starter$25.007/19/2011 10:56:28 AM
gold-cluster$50.007/19/2011 2:59:45 PM
miked8303$50.007/19/2011 1:13:13 PM
ttnk62918$25.007/19/2011 4:37:06 PM
yield-lion$25.007/19/2011 1:13:14 PM
GoodLuckLender$25.007/19/2011 4:41:21 PM
selfmademan$34.887/19/2011 5:07:20 PM
moola-wildebeest3$50.007/19/2011 5:07:58 PM
powerful-diversification3$25.007/19/2011 5:08:04 PM
drg6289$25.007/19/2011 5:08:09 PM
Banker7371$25.007/19/2011 5:08:12 PM
Comoparklender$25.007/19/2011 5:08:18 PM
bid-computer$50.007/19/2011 5:08:23 PM
LBOregon$25.007/19/2011 5:08:26 PM
dedicated-transaction796$50.007/19/2011 5:08:33 PM
best-charming-leverage$100.007/19/2011 5:09:08 PM
green-benefit-enclave$25.007/19/2011 5:16:55 PM
Raetha$25.007/19/2011 5:17:43 PM
nalaari$25.007/19/2011 4:12:14 PM
JLMGroupFunds$25.007/19/2011 5:21:45 PM
healthy-peso9$25.007/19/2011 4:36:59 PM
wise-clean-penny$25.007/19/2011 6:55:00 PM
CC911$25.007/19/2011 5:07:57 PM
Cai8899$25.007/19/2011 5:08:02 PM
Learning2Lend$38.817/19/2011 5:08:08 PM
justice-economist$25.007/19/2011 5:08:14 PM
lowlite6647$25.007/19/2011 5:08:25 PM
five-star-note$25.007/19/2011 4:37:17 PM
wizardii$25.007/19/2011 5:08:33 PM
marcomnzs$25.007/19/2011 5:08:36 PM
traice$25.007/19/2011 5:09:09 PM
dthompso$100.007/19/2011 5:09:12 PM
silverloan$25.007/19/2011 5:07:34 PM
firewomin$25.007/19/2011 5:08:04 PM
Ducatiman1978$25.007/19/2011 5:08:07 PM
upright-revenue7$25.007/19/2011 5:08:13 PM
foxtrot12$50.007/19/2011 5:08:26 PM
radforj22$25.007/19/2011 5:23:33 PM
life-is-great$25.007/19/2011 5:09:10 PM
ingenious-deal6$3.237/19/2011 7:24:32 PM
the-reliable-trade$100.007/17/2011 4:01:27 PM
simplelender80$100.007/6/2011 9:01:16 AM
Dubbs360$25.007/7/2011 2:02:33 AM
Investor_DP$100.007/8/2011 9:54:44 PM
Investor_DP$100.007/8/2011 10:01:49 PM
Investoman$50.007/11/2011 6:20:24 AM
red-power-pecan$50.007/12/2011 9:24:03 AM
loyalist1$100.007/13/2011 2:17:36 PM
first-favorite-bonus9$25.007/13/2011 4:37:13 PM
pearl13$100.007/14/2011 3:13:42 PM
Palacios$50.007/15/2011 9:37:56 AM
EBITDA$25.007/15/2011 5:25:43 PM
reflective-rupee$25.097/16/2011 12:47:18 PM
asiaratt$50.007/16/2011 12:13:11 PM
treasure-bliss$50.007/17/2011 12:08:29 PM
ommcd$25.007/17/2011 12:12:05 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:43 PM
jjswanso$25.007/18/2011 7:13:50 AM
stock106$25.007/18/2011 8:54:39 AM
money-bauble$100.007/18/2011 10:31:33 AM
successful-agreement7$100.007/18/2011 2:56:44 PM
SolarMoonshine$25.007/18/2011 3:46:18 PM
minddoc$25.007/18/2011 5:02:50 PM
tshurts$25.007/18/2011 4:35:24 PM
enchanted-diversification496$50.007/18/2011 4:27:13 PM
orange-preeminant-bill$50.007/18/2011 4:42:25 PM
cash-reaction2$50.007/18/2011 6:51:59 PM
dws2380$25.007/18/2011 10:43:23 PM
the-profit-oracle$25.007/19/2011 9:09:07 AM
payment-gusto$25.007/19/2011 9:09:21 AM
StPong$25.007/19/2011 9:12:32 AM
NoCal$25.007/19/2011 8:57:31 AM
birddogsb$50.007/19/2011 10:20:47 AM
return-uprising6$50.007/19/2011 9:31:56 AM
liberty-destiny3$25.007/19/2011 9:32:22 AM
cyberie21$50.007/19/2011 11:03:17 AM
ChuckieG$25.007/19/2011 10:38:37 AM
prominence8$40.007/19/2011 1:12:07 PM
oldmora$25.007/19/2011 1:15:10 PM
CardCapDude$25.007/19/2011 1:49:49 PM
GiftViftdotcom$25.007/19/2011 12:16:38 PM
patriot897$25.007/19/2011 4:36:57 PM
HamachiMan$50.007/19/2011 1:13:12 PM
JiggaJoeyS$27.007/19/2011 1:33:55 PM
unrivaled-silver$50.007/19/2011 5:07:35 PM
desertoasis$30.007/19/2011 5:08:00 PM
Thinker2007$50.007/19/2011 5:08:03 PM
truth-companion$50.007/19/2011 5:08:06 PM
biobulator$43.597/19/2011 5:08:10 PM
handshake5$50.697/19/2011 5:08:15 PM
RadCad1$100.007/19/2011 3:19:13 PM
Rdodson11$25.007/19/2011 5:08:24 PM
generator535$25.007/19/2011 5:08:28 PM
SDNLR$80.807/19/2011 5:08:35 PM
money-surge1$25.007/19/2011 5:09:00 PM
high_flyer$50.007/19/2011 5:09:09 PM
bold-basis-supernova$50.007/19/2011 4:02:40 PM
fairhelper$25.007/19/2011 5:07:55 PM
stoopidnoodle$25.007/19/2011 5:08:01 PM
Scoote2912$25.007/19/2011 5:08:06 PM
runner262$25.007/19/2011 5:08:11 PM
GCInvestments$25.007/19/2011 5:08:22 PM
Diamond_Jim$50.007/19/2011 5:08:27 PM
new-social-economist$50.007/19/2011 5:08:40 PM
yield-trader$50.007/19/2011 5:09:11 PM
umfan123$25.007/19/2011 5:09:17 PM
EJL$25.007/19/2011 5:08:05 PM
symbiosis$25.007/19/2011 5:08:15 PM
copper$38.467/19/2011 5:08:29 PM
shrewd-peace7$25.007/19/2011 5:08:31 PM
LAM26$25.007/19/2011 5:08:36 PM
irrelevant$25.007/19/2011 5:09:00 PM
palpbert$25.007/19/2011 5:16:59 PM
diverse2$25.007/19/2011 5:17:57 PM
SecondChanceLendingSERV$25.007/19/2011 5:21:00 PM
suave-dime6$25.007/19/2011 6:12:29 PM
aelending$25.007/19/2011 6:13:23 PM
158 Investments
 
Borrower Payment Dependent Notes Series 514057
This series of Notes was issued and sold upon the funding of the borrower loan #51541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-02-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-2005 Debt/Income ratio: 32%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 13 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,715Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: kindness-backer4 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Relief,2 jobs,Hopeful
Purpose of loan:
This loan will be used to help pay off my credit cards.

My financial situation:
I am a good candidate for this loan because I'm a reliable,hardworking person who just needs a break. I was going to a college that went bankrupt and suffered the financial loss from that. I'm 24 years old, alone, with little family and no help. Both parents are deceased so this listing is my only hope.

Monthly net income: $1400-$1800.00 a month (I work at an arena and only work when there's events so my checks vary, could be more than $1800.00 certain months, pay off loan sooner)
Housing: $0-I live with my Grandmother
Insurance: $94.00
Car expenses: $100.00 (gas) no car payment, paid off
Phone, cable, internet: $90.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $500.00 (School Payment included $195 a month)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
108lender$50.007/9/2011 11:25:22 AM
important-openness1$100.007/2/2011 12:06:21 PM
reflective-rupee$200.097/4/2011 5:18:42 PM
grotheik$25.007/5/2011 7:49:13 AM
Investoman$100.007/5/2011 5:09:24 PM
diplomatic-wealth7$25.007/5/2011 5:54:31 PM
let_me_retire$100.007/5/2011 6:37:37 PM
alexgalt$25.007/5/2011 10:03:35 PM
alphaseek$150.007/6/2011 11:05:38 AM
first-favorite-bonus9$25.007/6/2011 5:09:39 PM
economy-coup$82.007/6/2011 5:30:46 PM
Investor_DP$100.007/7/2011 12:03:47 AM
Investor_DP$100.007/7/2011 12:05:15 AM
SolarMoonshine$25.007/7/2011 11:15:28 AM
well-mannered-income3$25.007/7/2011 8:37:36 PM
Rogelio48$25.007/8/2011 7:15:22 AM
buffalobills$25.007/8/2011 7:48:15 AM
sdcc72$25.007/8/2011 7:49:54 AM
profit-powerplant$25.007/8/2011 9:37:39 AM
fireferd$35.007/8/2011 4:32:11 PM
power-grid134$25.007/9/2011 9:34:30 PM
Reddy_Capital$25.007/10/2011 10:53:45 PM
octoberfresh$25.007/11/2011 12:19:10 PM
dough-museum1$25.007/11/2011 4:17:22 PM
LendingPimp$50.007/11/2011 7:48:30 PM
favorite-commerce$25.007/11/2011 9:04:10 PM
loot-supporter2$25.007/11/2011 10:17:07 PM
168RichCapital$25.707/12/2011 6:02:10 AM
melodious-openness$100.007/12/2011 10:20:48 PM
Mariner3605$25.007/13/2011 12:59:45 AM
britgsb$50.007/13/2011 2:44:26 AM
SNH$75.007/13/2011 6:23:13 AM
foothillender$25.007/13/2011 7:53:13 AM
musegaze$100.007/13/2011 7:04:16 AM
Bob450$25.007/13/2011 7:40:54 AM
Investor_DP$100.007/2/2011 12:06:31 PM
simplelender80$100.007/2/2011 12:06:45 PM
money-baron$25.007/2/2011 3:29:06 PM
Math_Physics$25.007/5/2011 2:03:58 PM
Jack55304$300.007/6/2011 9:13:27 PM
VJ_Financial$26.027/7/2011 12:46:28 AM
rescue$50.007/7/2011 5:54:48 AM
diligent-peace9$150.007/7/2011 9:26:43 AM
SecondChanceLendingSERV$25.007/8/2011 7:51:19 AM
Weaverville$25.007/8/2011 12:32:15 PM
tech310$50.007/8/2011 12:52:56 PM
mrxtravis$25.007/8/2011 4:27:20 PM
Investor_DP$100.007/8/2011 9:54:29 PM
Investor_DP$100.007/8/2011 10:01:37 PM
GElender$25.007/9/2011 6:15:06 AM
jmeasn$25.007/9/2011 12:16:40 PM
AlternativeCashFlow$25.007/9/2011 10:10:13 PM
suave-dime6$25.007/10/2011 6:11:27 AM
natural-platinum$25.007/11/2011 11:44:07 AM
likeable-hope$25.007/11/2011 2:28:58 PM
asiaratt$50.007/11/2011 5:16:06 PM
awesome-silver$50.007/11/2011 7:20:12 PM
restless-dime$25.007/11/2011 10:06:07 PM
jmeasn$100.007/12/2011 10:22:13 PM
groundsquirrel$25.007/12/2011 9:50:24 PM
kind-diligent-coin$25.007/13/2011 4:42:56 AM
worth-blanket2$1,581.197/13/2011 8:11:17 AM
62 Investments
 
Borrower Payment Dependent Notes Series 514363
This series of Notes was issued and sold upon the funding of the borrower loan #51559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-05-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $210.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1994 Debt/Income ratio: 19%
Credit score: 740-759 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $149,915Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: paragon4 Borrower's state: California Borrower's group: Bay Area Entrepreneurs
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate into Fixed-Term Loan
Seeking a loan to pay-down/off credit card debt with high rates and/or high debt-to-credit ratios. I would appreciate establishing a consistent, disciplined 3-year pay-off period.

Joint cash flow is ~$14,500 per month (plus occasional bonuses), but expenses have been very high due to child-care expenses which will be cut in half this fall when public school begins.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-reliable-trade$22.447/17/2011 4:01:23 PM
powerful-finance7$25.007/5/2011 5:05:31 PM
HamachiMan$50.007/5/2011 5:06:38 PM
ski bum$100.007/5/2011 5:06:24 PM
rescue$100.007/5/2011 5:05:08 PM
organized-payment6$50.007/5/2011 5:06:21 PM
alphaseek$150.007/6/2011 11:05:44 AM
greenback-seagull2$100.007/6/2011 2:33:07 PM
jmeasn$25.007/6/2011 5:25:29 PM
GElender$25.007/7/2011 5:05:35 PM
jubilant-trade6$50.007/8/2011 12:21:08 AM
tech310$50.007/9/2011 7:53:45 PM
sentimental-silver7$25.007/10/2011 9:23:00 AM
Byrd24$100.007/10/2011 4:40:42 PM
nickel-ferret$50.007/11/2011 7:41:05 AM
MadHun$175.007/11/2011 2:18:18 PM
wwialnlgy$100.007/11/2011 4:47:36 PM
pearl13$100.007/11/2011 5:02:58 PM
Zolton$100.007/11/2011 5:04:10 PM
6moonbeams$100.007/11/2011 10:01:23 PM
Weaverville$50.007/13/2011 5:17:07 PM
Aeroman32$25.007/13/2011 10:03:11 PM
the-swashbuckler$50.007/13/2011 8:47:50 PM
damage$25.007/13/2011 10:05:22 PM
marwadi-62$25.007/14/2011 11:31:41 AM
power-defender7$25.007/14/2011 3:13:23 PM
vigilance-revolutionary$50.007/14/2011 4:37:32 PM
radforj22$25.007/14/2011 7:46:37 PM
Makemony$50.007/15/2011 2:56:15 AM
newest-funds-powerplant$48.847/14/2011 7:44:18 PM
InspireLife$25.007/15/2011 8:06:50 AM
spiff666$26.667/15/2011 9:17:58 AM
worth-arch$25.007/15/2011 7:45:39 AM
reflective-greenback1$25.007/15/2011 8:32:38 AM
Peterman$25.007/15/2011 10:59:28 AM
unrivaled-gain8$25.007/15/2011 3:15:42 PM
bluefootedpig$104.877/15/2011 3:33:21 PM
the-enthralling-coin$25.007/16/2011 1:08:47 AM
dv04$25.007/16/2011 8:37:20 AM
cordial-affluence2$50.007/16/2011 10:52:39 AM
Ocean713$100.007/16/2011 1:03:32 PM
Gobsek$25.007/16/2011 1:31:16 PM
hevenanderth$75.007/16/2011 2:52:25 PM
SkierDude$25.007/16/2011 4:13:11 PM
best-generosity-financier$25.007/16/2011 4:44:31 PM
jdnyguy$50.007/17/2011 6:19:30 AM
wilmajean$50.007/17/2011 6:35:31 AM
Dreamconnection$50.007/17/2011 9:01:21 AM
alphaseek$200.007/17/2011 12:43:11 PM
primed$25.007/17/2011 7:52:11 AM
pensacolaborn$25.007/17/2011 7:57:41 AM
janeybooboo$58.217/17/2011 3:15:39 PM
lazyeye$85.667/17/2011 1:35:48 PM
dollar-missile3$25.007/17/2011 3:25:13 PM
pound-balancer$50.007/5/2011 5:05:39 PM
pnace$50.007/5/2011 5:06:48 PM
BxRealtor$25.007/5/2011 5:05:01 PM
Investor_DP$100.007/5/2011 5:06:33 PM
Bank_Of_XL$25.007/6/2011 4:51:16 AM
janeybooboo$141.797/6/2011 9:09:32 AM
Solid-Platinum$50.007/6/2011 12:45:57 PM
Investor_DP$100.007/7/2011 12:04:18 AM
Investor_DP$100.007/7/2011 12:05:30 AM
villagers$100.007/8/2011 12:31:58 PM
Investor_DP$100.007/8/2011 9:54:43 PM
Investor_DP$100.007/8/2011 10:01:47 PM
fortytwo$250.007/9/2011 10:38:09 AM
indomitable-coin$25.007/9/2011 12:18:00 PM
loyalty-sherpa$25.007/9/2011 6:20:01 PM
kdog99$100.007/11/2011 5:17:06 PM
AM2171$25.007/11/2011 9:40:03 PM
deal-hickory5$100.007/13/2011 3:53:38 PM
auction-seeker4$25.007/13/2011 5:19:11 PM
elephantparty$50.007/13/2011 9:58:52 PM
patriot897$25.007/13/2011 10:41:19 PM
ministry1$50.007/14/2011 9:14:01 AM
competent-balance5$50.007/14/2011 12:47:23 PM
agalt$100.007/14/2011 1:34:06 PM
ect_2k20$25.007/14/2011 12:54:01 PM
adir1$25.007/15/2011 1:06:48 AM
dollar-sonnet3$50.007/15/2011 6:54:37 AM
availableloan$25.007/15/2011 8:20:12 AM
ckatak$50.007/15/2011 7:13:52 AM
Palacios$50.007/15/2011 9:37:54 AM
Imperativity$25.007/15/2011 1:03:41 PM
boylezz$25.007/15/2011 8:19:00 PM
secondphase$50.007/15/2011 7:19:10 PM
vigorous-velocity$100.007/15/2011 8:33:41 PM
Loan_shark718$50.007/16/2011 4:53:05 AM
grampy48$25.097/16/2011 4:24:32 AM
bruin558$30.007/15/2011 11:49:23 PM
powerful-finance7$25.007/16/2011 2:32:27 AM
BONSAY$50.007/16/2011 2:33:02 AM
wkeboarder21$50.007/16/2011 5:20:00 AM
saraven01$28.947/16/2011 10:21:45 AM
E_G$50.007/16/2011 10:33:30 AM
payout-achievement$100.007/16/2011 11:17:29 AM
principal-bull$25.007/16/2011 8:37:32 AM
a-responsible-return$50.007/16/2011 12:14:10 PM
TrustPlus$50.007/16/2011 2:16:48 PM
EarlyRiser$100.007/16/2011 4:07:11 PM
all_of_that_one$27.507/16/2011 7:24:02 PM
dx23h$25.007/16/2011 9:58:13 PM
nashibaksi$25.007/17/2011 8:58:42 AM
steven3333$25.007/17/2011 10:21:54 AM
Stingray8a$25.007/16/2011 10:58:26 PM
106 Investments
 
Borrower Payment Dependent Notes Series 514371
This series of Notes was issued and sold upon the funding of the borrower loan #51428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1999 Debt/Income ratio: 36%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:16y 10m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,668Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: credit-sherpa2 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...upgrade my kitchen

My financial situation:
I am a good candidate for this loan because...I have a good salary and pay all my bills on time.


Monthly net income: $3400
Monthly expenses: $
Housing: $726
Insurance: $
Car expenses: $402
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lowlite6647$25.007/7/2011 9:40:19 AM
tacopants$50.007/7/2011 10:07:47 AM
otto1939$51.007/7/2011 4:02:24 PM
reflective-rupee$200.097/9/2011 1:17:09 PM
InChicago$50.007/12/2011 6:58:34 AM
CA-Lender$75.077/12/2011 7:37:44 AM
yf99yz$25.007/12/2011 9:56:53 PM
loanman2007$100.007/13/2011 8:08:24 AM
jkeller4000$25.007/15/2011 5:49:36 AM
jasonblings$25.007/15/2011 6:24:05 PM
restless-dime$25.007/15/2011 10:05:01 PM
RLaumeyer$25.007/16/2011 3:30:36 PM
WMY-Investor$100.007/16/2011 2:08:28 PM
SolarMoonshine$25.007/17/2011 3:37:05 AM
E-B$50.007/17/2011 7:01:39 AM
investment-artist$25.027/17/2011 8:15:20 AM
ursus$200.007/17/2011 3:35:50 PM
Bobtep23$42.577/17/2011 2:42:11 PM
bayshipping$25.677/17/2011 5:12:04 PM
integrity-electron9$50.007/17/2011 6:53:48 PM
loss-of-control$100.007/17/2011 5:00:52 PM
icanhasloanz$50.007/18/2011 12:25:44 AM
Hummer-Guy$40.007/17/2011 6:21:05 PM
jmb_lending$25.007/18/2011 12:49:51 AM
blissful-finance7$25.007/18/2011 9:53:57 AM
kingbob$25.107/18/2011 6:24:47 PM
steven3333$25.007/18/2011 6:27:21 PM
tzvie$25.007/19/2011 6:51:44 AM
sgt-schultz$35.007/19/2011 6:53:27 AM
terrific-dough6$100.007/19/2011 9:38:59 AM
wlm3012$30.007/19/2011 11:56:20 AM
blkfroggy$25.007/19/2011 8:53:05 PM
Investoman$50.007/19/2011 7:07:56 PM
icon7$40.007/20/2011 5:38:10 AM
Danylostefan$25.007/20/2011 6:29:57 AM
web284$25.007/20/2011 8:29:10 AM
Raider_Fan$57.997/20/2011 11:36:31 AM
Hokies$25.007/20/2011 4:19:36 PM
witchynana55$25.007/20/2011 6:18:06 PM
red-enthralling-justice$25.007/20/2011 6:54:29 PM
sharpey$50.007/20/2011 7:35:30 PM
diligent-peace9$25.007/7/2011 2:59:34 PM
alexgalt$25.007/9/2011 2:01:07 PM
tech310$25.007/9/2011 7:58:56 PM
AlternativeCashFlow$25.007/10/2011 3:23:05 PM
Something-Corporate$25.007/10/2011 2:45:00 PM
lendstats_com$300.007/11/2011 9:26:17 AM
VJ_Financial$26.027/14/2011 8:27:20 AM
sweetlan$25.077/15/2011 8:29:56 PM
red-favorable-basis$25.007/15/2011 6:48:32 PM
DasMula$27.007/16/2011 8:03:06 AM
moola-accelerator6$30.007/16/2011 8:53:17 AM
pearl13$100.007/16/2011 9:06:06 AM
reward-dynamo$25.007/16/2011 8:54:27 AM
TheCount$25.007/16/2011 7:36:06 AM
Christus_Victor$25.007/16/2011 11:22:08 AM
168RichCapital$25.077/16/2011 5:20:05 PM
PleaseDontDefault$50.007/16/2011 7:46:35 PM
sturdy-peace9$100.007/17/2011 3:41:29 PM
diligent-moola9$25.007/17/2011 3:24:49 PM
kind-elegant-dime$25.007/17/2011 3:25:19 PM
independent-transaction$281.297/17/2011 3:48:19 PM
Bobtep23$50.007/17/2011 2:43:11 PM
Whipster$60.007/17/2011 6:24:03 PM
lovely-greenback4$25.007/17/2011 7:31:54 PM
UBOtto186$50.007/18/2011 6:52:53 AM
ore-dojo$30.007/18/2011 4:06:36 PM
leball$27.977/18/2011 6:06:56 PM
wonder3$30.007/18/2011 6:56:52 PM
Wangchuk$35.017/18/2011 11:06:57 PM
profit-powerplant$25.007/19/2011 12:02:28 PM
worldly-investment333$100.007/19/2011 3:45:42 PM
env$25.007/19/2011 7:39:17 PM
kendigme$25.007/20/2011 4:17:50 AM
JauaFlash$25.007/20/2011 2:21:28 PM
market-pudding$25.007/20/2011 3:01:23 PM
melodious-openness$100.007/20/2011 7:54:32 PM
justasoldier$105.067/20/2011 8:01:14 PM
78 Investments
 
Borrower Payment Dependent Notes Series 514409
This series of Notes was issued and sold upon the funding of the borrower loan #51553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,870.31 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 11.20% Listing Start date:  Jul-01-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $321.26
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1996 Debt/Income ratio: 18%
Credit score: 740-759 (Jun-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,194Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: independent-listing0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Working Capital For Business
Working Capital For Business

Experienced professional starting my own Predevelopment/Real Estate Development Advisory firm for lodging and hospitality development.

Launching my business in two weeks and have a fully executed 1 year contract with a large hospitality developer. Contract is retainer format and is worth $275K MINIMUM with potential to go up to $290K. Agreement is rain or shine and does not allow for termination for convenience.

First year revenues will be between $290K-$305K - of which $275K is already contracted for.

Business has 1 employee.

The purpose of the loan is to provide some working capital to bridge me to my first receivable. Proceeds from the loan will be used for computers, software, and soft costs associated with startup.

I have consistenty paid my debts and have sufficient cash reserves personally to cover this debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
mbwillma$25.007/1/2011 5:04:19 PM
jmeasn$25.007/1/2011 5:09:17 PM
capital_projects_investor$25.007/1/2011 8:28:17 PM
Kreditorium$25.007/1/2011 5:10:08 PM
bold-gold-relaxation$100.007/2/2011 3:43:53 PM
Investoman$75.007/4/2011 5:05:54 PM
loyalist1$100.007/5/2011 9:13:07 AM
heavy_ax$25.007/6/2011 9:37:35 AM
Investor_DP$100.007/7/2011 12:05:12 AM
diligent-peace9$75.007/7/2011 1:42:37 PM
glimmering-funds2$50.007/7/2011 2:16:29 PM
reward-adventure$25.007/8/2011 6:04:49 AM
profit-powerplant$25.007/8/2011 9:37:38 AM
villagers$25.007/8/2011 12:30:41 PM
commerce-web5$25.007/9/2011 4:54:01 PM
BankofRon$25.007/10/2011 12:15:15 PM
lib5836$25.007/11/2011 6:16:19 PM
mlj0671$25.007/12/2011 5:49:29 AM
red-power-pecan$33.007/12/2011 8:52:16 AM
enchanted-diversification496$50.007/12/2011 3:47:50 PM
tshurts$25.007/12/2011 3:48:24 PM
ommcd$25.007/12/2011 3:47:44 PM
antlr$50.007/12/2011 5:08:43 PM
worthy-bid8$25.007/13/2011 12:53:53 AM
Mariner3605$25.007/13/2011 12:59:43 AM
SNH$75.007/13/2011 6:23:11 AM
profitable-return5$25.007/13/2011 7:54:06 AM
cognizant-rupee7$25.007/13/2011 9:55:46 AM
selector568$50.007/13/2011 10:43:55 AM
treasure-bliss$33.117/13/2011 12:44:05 PM
jjswanso$100.007/13/2011 12:43:02 PM
credit-sycamore4$50.007/13/2011 5:07:55 PM
trade-beeper4$25.007/13/2011 5:08:25 PM
StPong$25.007/13/2011 5:08:28 PM
afterhours$25.007/13/2011 8:11:29 PM
bonafide-economy$25.007/14/2011 3:55:46 AM
orange-preeminant-bill$50.007/14/2011 1:23:01 AM
NoCal$25.007/14/2011 7:58:37 AM
oldmora$25.007/14/2011 7:21:27 AM
the-profit-oracle$25.007/14/2011 2:48:28 PM
payment-gusto$25.007/14/2011 2:49:00 PM
pearl13$100.007/14/2011 3:13:36 PM
miked8303$50.007/14/2011 5:08:53 PM
prominence8$40.007/14/2011 5:12:56 PM
worth-web5$100.007/14/2011 7:54:04 PM
derec$25.007/15/2011 4:19:12 AM
hopeful-silver5$25.007/14/2011 6:49:05 PM
GCInvestments$25.007/14/2011 7:30:19 PM
reflective-rupee$200.097/15/2011 5:47:41 AM
trimwork99$25.007/15/2011 6:14:53 AM
IntrepidInvestment$25.007/15/2011 6:25:50 AM
ckatak$50.007/15/2011 7:13:33 AM
stock106$25.007/15/2011 4:28:40 AM
worldly-investment333$200.007/15/2011 4:39:16 AM
ITExec$100.007/15/2011 8:30:08 AM
ttnk62918$25.007/15/2011 9:10:00 AM
Palacios$25.007/15/2011 9:31:28 AM
svandgts$25.007/15/2011 10:55:28 AM
imlosttoo$25.007/15/2011 9:32:24 AM
runner262$25.007/15/2011 9:32:38 AM
Bomber$25.007/15/2011 12:00:13 PM
exchange-upholder0$50.007/15/2011 1:13:05 PM
horseshoelake$25.007/15/2011 2:43:21 PM
deadheart188a$38.007/15/2011 11:25:49 AM
loan-warrior$25.007/15/2011 11:30:48 AM
capital-buddy$50.007/15/2011 3:18:12 PM
red-benefit-ruler$50.007/15/2011 4:52:26 PM
NewOrleans2012$35.007/15/2011 1:28:19 PM
octoberfresh$25.007/15/2011 1:34:01 PM
successful-agreement7$100.007/15/2011 2:37:48 PM
wlm3012$30.007/15/2011 4:06:53 PM
JohnSmallberries$25.007/1/2011 5:04:28 PM
Investor_DP$100.007/1/2011 5:06:56 PM
shrewd-peace7$25.007/1/2011 5:04:54 PM
simplelender80$100.007/1/2011 5:07:01 PM
beakerfish$50.007/1/2011 9:08:03 PM
Dubbs360$25.007/2/2011 1:01:43 AM
leverage-monger$25.007/2/2011 8:37:02 AM
bold-gold-relaxation$100.007/2/2011 3:43:48 PM
first-favorite-bonus9$25.007/5/2011 9:13:14 AM
economy-huckleberry0$25.007/5/2011 10:13:56 AM
diplomatic-wealth7$25.007/5/2011 5:54:27 PM
alphaseek$150.007/6/2011 2:23:36 PM
Weaverville$25.007/6/2011 5:08:38 PM
Investor_DP$100.007/7/2011 12:03:43 AM
dynrep$50.007/7/2011 1:59:00 PM
jubilant-trade6$50.007/8/2011 12:20:54 AM
SecondChanceLendingSERV$25.007/8/2011 7:12:03 AM
Investor_DP$100.007/8/2011 9:54:23 PM
Investor_DP$100.007/8/2011 10:01:34 PM
fortytwo$250.007/9/2011 10:37:52 AM
important-openness1$100.007/9/2011 12:16:38 PM
natural-platinum$25.007/9/2011 12:16:31 PM
tech310$25.007/9/2011 7:56:15 PM
asiaratt$25.007/10/2011 12:36:19 AM
MadHun$175.007/11/2011 2:17:56 PM
6moonbeams$100.007/11/2011 10:00:58 PM
asoldier$25.007/12/2011 3:48:26 PM
britgsb$50.007/13/2011 2:43:42 AM
integrity-broker$25.007/13/2011 8:24:29 AM
buffalobills$25.007/13/2011 8:01:06 AM
AlternativeCashFlow$25.007/13/2011 10:55:19 AM
Comoparklender$25.007/13/2011 12:07:19 PM
deal-hickory5$50.007/13/2011 3:52:05 PM
competent-balance5$100.007/13/2011 1:40:30 PM
fortytwo$100.007/13/2011 2:18:21 PM
authoritative-platinum7$25.007/13/2011 5:08:26 PM
wildsf$25.007/13/2011 4:25:49 PM
economy-producer$25.007/13/2011 6:26:04 PM
kulender$100.007/13/2011 5:08:33 PM
radforj22$25.007/13/2011 7:18:36 PM
Kash2010lu$25.007/13/2011 8:36:44 PM
aultraman$25.007/14/2011 8:02:03 AM
wwwUniversal$25.007/14/2011 1:22:46 AM
asmithj$50.007/14/2011 3:02:12 AM
MAYBROOK$25.007/14/2011 10:54:25 AM
dough-museum1$25.007/14/2011 12:37:05 PM
mercuriant$25.007/14/2011 2:49:08 PM
missing-link$25.007/14/2011 5:08:39 PM
reasonable-bonus6$25.007/14/2011 5:08:55 PM
coin-investor$25.007/14/2011 5:12:55 PM
yield-lion$25.007/15/2011 4:35:34 AM
stoopidnoodle$25.007/15/2011 6:49:12 AM
dollar-sonnet3$50.007/15/2011 6:54:34 AM
graceful-investment$100.007/15/2011 4:38:05 AM
handshake5$26.437/15/2011 4:42:56 AM
blackstar$25.007/15/2011 5:34:10 AM
jkeller4000$25.007/15/2011 5:49:21 AM
golath24$25.007/15/2011 8:32:18 AM
jjfini$25.007/15/2011 9:32:01 AM
koan$25.007/15/2011 9:44:12 AM
kind-charming-value$1,000.007/15/2011 10:16:06 AM
kain11286$50.007/15/2011 7:56:03 AM
natural-kindness9$50.007/15/2011 8:02:00 AM
moola-cell3$41.007/15/2011 9:20:09 AM
fairhelper$25.007/15/2011 9:32:13 AM
LetsDoThisTogether$218.687/15/2011 11:27:30 AM
lillian27$25.007/15/2011 9:53:06 AM
jamiee73$25.007/15/2011 12:56:38 PM
well-mannered-income3$25.007/15/2011 2:45:12 PM
the-enthralling-coin$25.007/15/2011 4:07:13 PM
aztocas$50.007/15/2011 3:56:21 PM
Bob450$25.007/15/2011 12:42:13 PM
deepblue34$25.007/15/2011 2:21:42 PM
144 Investments
 
Borrower Payment Dependent Notes Series 514541
This series of Notes was issued and sold upon the funding of the borrower loan #51520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,358.23 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.00% Listing Start date:  Jul-02-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 6.99% Borrower rate/APR: 7.99% / 8.33% Monthly payment: $355.87
 
Lender servicing fee: 1.00% Effective Yield*: 6.99%  
Estimated return*: 5.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1983 Debt/Income ratio: 20%
Credit score: 800-819 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 34 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 5 Revolving credit balance: $6,818Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%  
   Homeownership: Yes  
Screen name: rwrnole2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 800-819 (Latest)
Principal borrowed: $9,000.00< 31 days late: 0 ( 0% )  
780-799 (Feb-2011)
820-839 (May-2010)
820-839 (Jun-2008)
 
Principal balance: $6,029.68 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Buy ex-wife's share of mountain lot
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because I have limited monthly obligations and a salary of $88,000. I would prefer to not use my 401k funds to gain control of this property. The lot was valued at $50,000 three years ago, with today's value at $30,000. The ex wife is now willing to sell it to me for $12,500. AFter 16 years of being divorced it would be nice to control this final marital asset! There is no mortgage or encumberances on the property.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
PaulW$25.007/16/2011 4:48:25 AM
serene-truth2$50.007/2/2011 12:04:56 PM
meux99$25.007/2/2011 12:05:02 PM
kenji4861$50.007/2/2011 12:06:16 PM
jpac1066$200.007/2/2011 12:06:52 PM
blot44$50.007/2/2011 12:04:37 PM
jubilant-trade6$50.007/2/2011 12:05:59 PM
cebgop$25.007/2/2011 12:06:18 PM
neighborly-hope6$100.007/2/2011 12:04:55 PM
indomitable-coin$25.007/2/2011 12:05:12 PM
diablorulz$50.007/2/2011 12:06:03 PM
minista$25.007/2/2011 12:06:09 PM
pound-balancer$50.007/2/2011 12:06:53 PM
gentle-penny7$50.007/5/2011 9:00:23 AM
compoundinterest$60.007/5/2011 9:17:58 AM
benjamins-utopia$50.007/5/2011 9:18:43 AM
radforj22$50.007/5/2011 9:12:27 AM
indianoven$25.007/5/2011 9:24:24 AM
damage$40.007/5/2011 1:04:30 PM
restless-currency$25.007/5/2011 5:09:48 PM
a2190b$25.007/5/2011 6:11:04 PM
truth-image$50.007/6/2011 3:41:22 PM
kashikoe$25.007/6/2011 3:47:31 PM
StPong$25.007/6/2011 5:10:04 PM
Fiimg$50.007/6/2011 7:27:15 PM
SoCalIsHere$25.007/6/2011 8:11:15 PM
BankofPete$30.007/6/2011 8:41:06 PM
britgsb$50.007/7/2011 5:09:08 PM
sandbreaker$100.007/7/2011 5:15:35 PM
restless-balance9$50.007/8/2011 4:17:09 AM
kdog99$100.007/8/2011 3:12:40 PM
AdamBertocci$25.007/8/2011 10:33:34 PM
fortytwo$250.007/9/2011 10:48:31 AM
cunning-worth5$100.007/9/2011 12:14:28 PM
Leopoldine$25.007/9/2011 3:29:45 PM
jpblan11$25.007/9/2011 7:25:18 PM
skillful-finance$25.007/10/2011 11:26:00 AM
velocity-solo$30.007/10/2011 12:14:30 PM
AlB5$50.007/10/2011 12:17:59 PM
JJS180$25.007/10/2011 1:52:50 PM
nickel-ferret$50.007/11/2011 7:40:53 AM
bigballer105$50.007/11/2011 9:08:56 AM
anacent$50.007/11/2011 9:32:23 AM
herbgirl49$50.007/11/2011 11:53:39 AM
degster$25.007/11/2011 3:06:03 PM
AFairDeal$30.007/11/2011 5:17:04 PM
6moonbeams$100.007/11/2011 10:01:05 PM
Barrayaran$25.007/12/2011 7:21:42 AM
pnace$50.007/12/2011 12:30:05 PM
Interstate_Rate$250.007/12/2011 12:01:01 PM
Harry$25.007/13/2011 7:24:57 AM
syounker$25.007/13/2011 11:34:59 AM
bigphish$25.007/13/2011 3:23:11 PM
USMC0311$25.007/13/2011 3:42:45 PM
Veridic$25.007/13/2011 3:53:40 PM
life-is-great$25.007/13/2011 3:53:24 PM
the-swashbuckler$84.007/13/2011 8:48:41 PM
Aeroman32$25.007/13/2011 10:03:06 PM
panegryst$50.007/13/2011 7:30:20 PM
suave-dollar$50.007/14/2011 2:43:46 AM
ebgb234$25.007/14/2011 8:37:15 AM
Lifesavings$25.007/14/2011 9:22:18 AM
violin8$25.007/14/2011 11:05:43 AM
power-defender7$25.007/14/2011 3:20:17 PM
comet55$25.007/14/2011 3:15:15 PM
virtuous-repayment$25.007/14/2011 3:35:36 PM
unclejaef$25.007/14/2011 3:52:26 PM
Spiv_51$25.007/14/2011 4:22:21 PM
imyorleadr$25.007/14/2011 4:22:45 PM
aasx1108$25.007/14/2011 4:27:37 PM
point-molecule9$25.007/14/2011 4:27:46 PM
Mantis75$25.007/14/2011 4:27:48 PM
phillipd48$25.007/14/2011 4:22:28 PM
subtle-revenue0$25.007/14/2011 4:22:52 PM
HeavyDriver03$25.007/14/2011 4:27:46 PM
Veets$250.007/14/2011 5:41:26 PM
dbzen$25.007/14/2011 8:43:17 PM
dynamic-money271$25.007/15/2011 2:48:28 AM
harperpotok$50.007/14/2011 7:31:35 PM
moola-economist$501.007/14/2011 7:31:38 PM
GALERXLoans$25.007/14/2011 7:31:55 PM
worth-web5$100.007/14/2011 7:54:11 PM
GElender$25.007/15/2011 5:50:50 AM
Snoopylover$25.007/15/2011 9:02:10 AM
economy-tuba7$50.007/15/2011 8:03:56 AM
runbix7$25.007/15/2011 8:35:32 AM
TMBank$34.187/15/2011 1:07:56 PM
CE88$35.007/15/2011 3:21:57 PM
purposeful-pound5$25.007/15/2011 3:57:21 PM
prainvestment$50.007/15/2011 11:30:43 AM
kyomoon$50.007/15/2011 4:56:44 PM
lobster$25.007/15/2011 3:33:11 PM
fotep-financial$50.007/15/2011 5:48:53 PM
BankOfBjoltus$100.007/15/2011 7:29:26 PM
huorn$25.007/15/2011 9:02:36 PM
lastelias$50.007/15/2011 9:04:10 PM
the-commerce-legend$25.007/15/2011 9:14:02 PM
adamnash$50.007/15/2011 11:20:52 PM
yield-hut$278.057/15/2011 6:31:24 PM
Digs$25.007/16/2011 12:32:39 AM
mnbud$50.007/15/2011 7:58:08 PM
jga516$25.007/16/2011 12:47:41 AM
ronow22$25.007/15/2011 9:02:01 PM
GreenSun$25.007/16/2011 5:14:06 AM
sunny1985$25.007/15/2011 9:45:49 PM
p40thawk$25.007/16/2011 7:14:14 AM
jfd287$25.007/16/2011 6:55:21 AM
setUup$32.207/16/2011 9:39:46 AM
cordial-affluence2$50.007/16/2011 10:52:38 AM
sri59$100.007/16/2011 11:02:33 AM
Photoman42$25.007/16/2011 11:10:52 AM
ogmanny$50.007/2/2011 12:06:13 PM
BankofHank$100.007/2/2011 12:05:57 PM
uberrific$100.007/2/2011 12:06:30 PM
rescue$100.007/2/2011 12:06:01 PM
Rivervale_Westwood$25.007/2/2011 12:06:05 PM
natural-worth9$100.007/2/2011 12:30:14 PM
janeybooboo$101.007/2/2011 2:52:52 PM
Uwantfunds$25.007/2/2011 4:46:55 PM
r48$25.007/2/2011 7:14:48 PM
top-epic-community$50.007/3/2011 12:29:27 PM
figs4u2$100.007/4/2011 2:19:59 PM
-J$25.007/5/2011 9:11:22 AM
antlr$50.007/5/2011 5:09:44 PM
tapesor$100.007/5/2011 4:19:46 PM
healthy-fund7$25.007/5/2011 6:43:45 PM
dinero-wizard9$150.007/6/2011 11:18:13 AM
Solid-Platinum$100.007/6/2011 12:36:59 PM
first-favorite-bonus9$50.007/6/2011 5:26:07 PM
determined-deal7$25.007/6/2011 5:27:30 PM
a-responsible-return$50.007/7/2011 5:09:08 PM
kid8549$50.007/8/2011 9:34:56 AM
gain-gourd$50.007/8/2011 12:36:53 PM
five-star-note$50.007/8/2011 1:47:21 PM
thankful-nickel2$25.007/8/2011 11:47:10 PM
diversification-surge$50.007/9/2011 12:12:50 PM
keyfig$25.007/9/2011 3:31:08 PM
michaelwong$50.007/10/2011 12:13:50 PM
wise-silver-wonder$25.007/10/2011 12:14:35 PM
FlexFunding$25.007/10/2011 12:16:18 PM
jennifer55126$40.007/10/2011 12:12:27 PM
Supernick$50.007/10/2011 12:17:33 PM
Weaverville$100.007/10/2011 12:17:35 PM
lendersf$100.007/10/2011 2:44:05 PM
Goodlender42$25.007/10/2011 12:17:48 PM
deal-vibrato$50.007/10/2011 2:59:46 PM
jarf$25.007/10/2011 11:22:58 PM
balance-windmill8$75.007/11/2011 11:47:04 AM
afmentor$75.007/11/2011 1:55:26 PM
credit-commander8$50.007/11/2011 3:05:59 PM
qsolo$78.897/11/2011 3:27:23 PM
transparency-baton$25.007/11/2011 3:27:47 PM
thedoctor$100.007/11/2011 3:27:54 PM
ytjameslee$50.007/11/2011 3:27:55 PM
Castellan$25.007/11/2011 4:24:21 PM
nuclearmoose$25.007/11/2011 5:15:41 PM
Havana21$200.007/11/2011 5:15:47 PM
Barky52$25.007/11/2011 5:15:50 PM
jubilant-trade6$50.007/12/2011 12:14:09 AM
whistledicksmith$25.007/12/2011 1:08:23 AM
felicity-jalapeno$25.007/12/2011 11:42:33 AM
ProjectVenture$25.007/12/2011 11:05:26 AM
CaptainBlueberry$25.007/12/2011 11:42:44 AM
CapitalLibre$25.007/12/2011 5:09:03 PM
adhawan325$25.007/13/2011 12:38:35 AM
tolerant-dinero2$25.007/13/2011 8:16:12 AM
vigilance-revolutionary$50.007/13/2011 9:07:16 AM
jonandmeg21$45.677/13/2011 3:52:55 PM
reinforced-reward$25.007/13/2011 3:53:43 PM
Aimvest$25.007/13/2011 3:52:58 PM
red-dime-solo$25.007/13/2011 4:40:29 PM
finance-magma7$25.007/13/2011 6:52:16 PM
ThomasC$50.007/13/2011 9:35:11 PM
jlr613$50.007/13/2011 9:59:46 PM
elephantparty$25.007/13/2011 10:02:24 PM
first-serene-credit$25.007/13/2011 11:08:49 PM
encore06$50.007/14/2011 7:26:30 AM
goldfinger3$50.007/14/2011 9:33:47 AM
Prosp_Lender$25.007/14/2011 10:19:58 AM
fragonardlives$35.007/14/2011 11:22:50 AM
astute-fairness0$25.007/14/2011 1:13:33 PM
Gabriel02$25.007/14/2011 2:44:56 PM
dharma1$25.007/14/2011 4:22:27 PM
slowpig$50.007/14/2011 4:22:50 PM
julijask$50.007/14/2011 4:22:27 PM
narblark$25.007/14/2011 4:22:33 PM
balance-voyager$50.007/14/2011 4:22:36 PM
astute-benjamins$25.007/14/2011 4:31:14 PM
windfall46$25.007/14/2011 4:22:28 PM
kojo$50.007/14/2011 4:27:40 PM
Billfred$25.007/14/2011 7:20:38 PM
NDFIRTH$50.007/14/2011 7:11:57 PM
diligent-leverage$25.007/15/2011 1:11:34 AM
marwadi-62$100.007/15/2011 6:02:35 AM
suburbanman64$30.007/15/2011 4:13:17 AM
ckatak$50.007/15/2011 7:13:40 AM
tolstoy00$25.007/15/2011 4:28:01 AM
credit-investor5$50.007/15/2011 7:53:37 AM
Sixmil$35.007/15/2011 9:32:46 AM
harty$50.007/15/2011 10:29:24 AM
justice-motivator9$100.007/15/2011 9:12:37 AM
commitment-orca7$300.007/15/2011 11:17:38 AM
mroew$27.697/15/2011 1:40:01 PM
pearl13$100.007/15/2011 2:18:24 PM
Oak-Parker$25.007/15/2011 11:37:43 AM
WeshaTheLeopard$30.007/15/2011 3:37:37 PM
BOZO88$25.007/15/2011 5:48:11 PM
mrbanker$50.007/15/2011 5:49:30 PM
LendGuy$25.007/15/2011 6:28:37 PM
enterprising-cash0$25.007/15/2011 6:04:33 PM
JazzFranchise$25.007/15/2011 8:12:22 PM
ITS-A-WONDERFUL-LIFE$25.007/15/2011 7:37:37 PM
marsciguy$26.007/15/2011 8:59:06 PM
Jewels$50.007/15/2011 9:11:17 PM
authoritative-loot$25.007/15/2011 10:41:24 PM
dberry46$25.007/15/2011 9:21:06 PM
ussugm$25.007/16/2011 5:47:09 AM
chekat$28.537/15/2011 11:57:29 PM
wwwUniversal$25.007/16/2011 12:58:00 AM
Daneistes$25.007/16/2011 7:49:34 AM
freesia54$25.007/16/2011 8:39:56 AM
doncm$26.007/16/2011 9:57:22 AM
elasermd$50.007/16/2011 6:05:43 AM
caffinate$50.007/16/2011 10:13:39 AM
Strato$25.027/16/2011 10:45:10 AM
225 Investments
 
Borrower Payment Dependent Notes Series 514653
This series of Notes was issued and sold upon the funding of the borrower loan #51518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,350.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.80% Listing Start date:  Jul-05-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 10.40% Borrower rate/APR: 11.40% / 13.52% Monthly payment: $242.02
 
Lender servicing fee: 1.00% Effective Yield*: 10.37%  
Estimated return*: 6.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1978 Debt/Income ratio: 63%
Credit score: 760-779 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:13y 1m
Amount delinquent: $0 Total credit lines: 14 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,919Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: velocity96 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate my credit cards into one payment so that I can cancel them.

My financial situation:
I am a good candidate for this loan because I have been working for the same company for 13 years. I make all my payments on my credit cards on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.007/5/2011 5:05:03 PM
organized-payment6$50.007/5/2011 5:06:32 PM
pnace$50.007/5/2011 5:06:50 PM
indomitable-coin$25.007/5/2011 5:05:14 PM
a-responsible-return$50.007/5/2011 5:06:55 PM
sandbreaker$100.007/5/2011 5:09:31 PM
greenback-seagull2$100.007/6/2011 5:26:34 PM
loyalty-sherpa$25.007/9/2011 6:20:02 PM
thehousewife$50.007/9/2011 6:02:20 PM
MadHun$175.007/11/2011 2:18:20 PM
gslinv$75.007/11/2011 5:13:22 PM
Zolton$100.007/11/2011 5:16:52 PM
6moonbeams$100.007/11/2011 10:01:25 PM
kdog99$100.007/12/2011 9:04:57 AM
Havana21$50.007/12/2011 9:14:35 AM
damage$25.007/14/2011 8:19:32 AM
goldfinger3$50.007/14/2011 9:33:53 AM
Weaverville$50.007/14/2011 9:14:08 AM
reflective-greenback1$50.007/14/2011 1:31:34 PM
Veets$125.007/14/2011 5:49:50 PM
ckatak$50.007/15/2011 7:13:54 AM
Peterman$25.007/15/2011 10:59:30 AM
alpinaut$30.007/16/2011 2:50:01 PM
efficient-marketplace$25.007/16/2011 2:17:19 PM
efficient-treasure0$25.007/17/2011 7:30:24 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:41 PM
britgsb$30.007/18/2011 1:09:19 AM
gojackgo$50.007/18/2011 10:56:38 AM
intuitive-benefit3$100.007/18/2011 9:09:47 AM
money-bauble$100.007/18/2011 10:31:31 AM
powerful-finance7$25.007/18/2011 4:13:44 PM
cash-reaction2$50.007/18/2011 6:51:56 PM
Saleen06$30.007/18/2011 9:24:09 PM
skuba$75.007/19/2011 6:49:04 AM
wwwUniversal$25.007/19/2011 8:57:25 AM
edsmoney$100.007/19/2011 6:25:53 AM
compassion-burrito$25.007/19/2011 9:47:02 AM
dpries123$25.007/19/2011 10:16:34 AM
rlgnyc$25.007/19/2011 10:19:13 AM
pragmatic-contract$25.007/19/2011 10:19:27 AM
worldly-investment333$50.007/19/2011 9:05:24 AM
benjamins-utopia$50.007/19/2011 8:35:11 AM
sappy02$25.007/19/2011 10:22:48 AM
exchange-pledge$50.007/19/2011 10:20:30 AM
RJN$25.007/19/2011 10:34:15 AM
funds-rascal$50.007/19/2011 10:28:15 AM
Fuzkaska__F_u_n_d_s$25.007/19/2011 1:12:19 PM
Musicman1950$50.007/19/2011 11:48:13 AM
superpuppy$25.007/19/2011 11:29:32 AM
ProfPC$25.007/19/2011 12:37:10 PM
profit-powerplant$25.007/19/2011 12:02:20 PM
slartibardfast$25.007/19/2011 3:02:06 PM
mhotchan$100.007/19/2011 1:31:33 PM
twerns$40.007/19/2011 4:41:24 PM
kulender$50.007/19/2011 3:57:15 PM
klinebarger$25.007/19/2011 3:26:55 PM
dollar-chestnut8$50.007/19/2011 4:07:58 PM
myduck$50.007/19/2011 4:37:05 PM
bold-basis-supernova$50.007/19/2011 4:02:38 PM
red-dime-solo$25.007/19/2011 4:20:36 PM
sfmdg$25.007/19/2011 4:25:10 PM
alphaseek$200.007/19/2011 4:56:56 PM
pound-balancer$50.007/5/2011 5:05:40 PM
uberrific$100.007/5/2011 5:06:30 PM
rescue$100.007/5/2011 5:05:10 PM
ski bum$100.007/5/2011 5:06:27 PM
HamachiMan$50.007/5/2011 5:06:40 PM
compoundinterest$50.007/6/2011 3:20:53 AM
caring-hope2$50.007/6/2011 7:05:55 AM
Fiimg$50.007/6/2011 7:37:12 PM
economy-huckleberry0$25.007/7/2011 2:20:05 PM
j2ee$25.007/7/2011 5:29:27 PM
Solid-Platinum$100.007/8/2011 12:58:43 AM
jubilant-trade6$50.007/8/2011 12:21:10 AM
jmeasn$25.007/8/2011 8:39:14 PM
fortytwo$250.007/9/2011 10:48:34 AM
nickel-ferret$50.007/11/2011 7:41:07 AM
wwialnlgy$100.007/11/2011 4:47:37 PM
pearl13$100.007/11/2011 5:13:41 PM
GElender$50.007/13/2011 5:43:56 AM
Harry$25.007/13/2011 7:25:03 AM
radforj22$25.007/13/2011 7:18:41 PM
Aeroman32$25.007/13/2011 10:03:12 PM
AFairDeal$30.007/14/2011 1:08:26 AM
Interloper$40.007/14/2011 1:08:29 AM
virtuous-repayment$25.007/14/2011 3:35:41 PM
GreenSun$25.007/16/2011 5:14:11 AM
myworld701$25.007/16/2011 12:48:27 AM
Sneezie$100.007/16/2011 12:31:05 PM
Ocean713$75.007/16/2011 1:07:50 PM
gt5149c$25.007/16/2011 1:19:38 PM
drkosh$25.007/16/2011 3:53:35 PM
TrustPlus$50.007/16/2011 2:16:49 PM
virtuous-repayment$175.007/17/2011 6:08:12 PM
NorthwestLoan1$50.007/18/2011 9:48:28 AM
SNH$100.007/18/2011 11:13:00 AM
Rivervale_Westwood$25.007/18/2011 8:57:37 AM
successful-agreement7$100.007/18/2011 2:56:42 PM
UTVolunteer$100.007/18/2011 4:07:10 PM
generous-deal6$50.007/18/2011 5:42:15 PM
fiddlerzvi$50.007/18/2011 5:07:14 PM
ideal-platinum1$25.007/18/2011 8:25:49 PM
asset-equilibrium0$25.007/18/2011 5:36:59 PM
MissionMicroFinance$25.007/18/2011 6:39:27 PM
bowl800$25.007/18/2011 8:12:58 PM
Turkish101$25.007/19/2011 5:36:29 AM
sgt-schultz$25.007/19/2011 6:31:53 AM
gold-commander0$50.007/18/2011 11:47:47 PM
lagnisiruk$25.007/19/2011 1:02:56 AM
devoider$25.007/19/2011 6:13:12 AM
orange-courageous-dedication$50.007/19/2011 10:31:15 AM
integrity-starter$50.007/19/2011 10:55:20 AM
Macinvest$25.007/19/2011 10:57:31 AM
the-profit-oracle$25.007/19/2011 10:57:45 AM
best-decisive-peace$25.007/19/2011 12:08:19 PM
tigerlady92$25.007/19/2011 12:47:37 PM
GotCash$25.007/19/2011 12:57:07 PM
mizount$25.007/19/2011 10:48:17 AM
dharma1$25.007/19/2011 1:36:34 PM
paddatjie$25.007/19/2011 12:17:34 PM
flexiboy35$25.007/19/2011 11:44:27 AM
principal-prodigy$25.007/19/2011 12:40:51 PM
brightest-reasonable-fairness$50.007/19/2011 4:07:58 PM
microlender67$25.007/19/2011 12:56:02 PM
KeepOnRunning$100.007/19/2011 3:06:11 PM
randomguy100$25.007/19/2011 4:34:38 PM
fotep-financial$25.007/19/2011 4:42:58 PM
money-surge1$25.007/19/2011 3:42:12 PM
credit-maple5$500.007/19/2011 4:07:57 PM
luckygreen10$50.007/19/2011 3:42:27 PM
worldly-investment333$50.007/19/2011 3:53:47 PM
egw$25.007/19/2011 3:57:25 PM
miked8303$25.007/19/2011 4:07:56 PM
canisian$25.007/19/2011 4:48:18 PM
134 Investments
 
Borrower Payment Dependent Notes Series 514721
This series of Notes was issued and sold upon the funding of the borrower loan #51461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-04-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $263.64
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1991 Debt/Income ratio: 16%
Credit score: 760-779 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 2 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,684Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: phenomenal-contract196 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car Expenses
Purpose of loan:
This loan will be used to...purchase a newer dependable car to take me from school to work and back home.

My financial situation:
I am a good candidate for this loan because...I always pay my bills on time, never late. Working full time and going to school full time and just need a decent car that wont leave me stranded on the side of the road.


Monthly net income: $1800
Monthly expenses: $400
Housing: $0 (live with parents)
Insurance: $100
Car expenses: $150 gas
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reinforced-funds4$25.007/4/2011 9:04:15 AM
einstein$100.007/4/2011 9:04:22 AM
BxRealtor$25.007/4/2011 9:04:53 AM
rescue$100.007/4/2011 9:05:42 AM
powerful-finance7$25.007/4/2011 9:09:16 AM
Investor_DP$100.007/4/2011 9:11:25 AM
greenback-seagull2$100.007/4/2011 9:11:42 AM
platinum-sorcerer6$25.007/4/2011 9:04:10 AM
SimpleChoice$25.007/4/2011 9:08:20 AM
x-lender$80.007/4/2011 9:06:49 AM
jmeasn$25.007/4/2011 9:15:44 AM
HamachiMan$50.007/4/2011 9:11:31 AM
pound-balancer$50.007/4/2011 9:11:45 AM
organized-payment6$50.007/4/2011 9:11:08 AM
ski bum$100.007/4/2011 9:11:15 AM
a-responsible-return$50.007/4/2011 9:15:46 AM
lloyd_s$31.627/4/2011 2:21:08 PM
adamnash$25.007/4/2011 1:49:06 PM
samo102us$25.007/4/2011 2:20:31 PM
economy-huckleberry0$25.007/5/2011 10:35:04 AM
Keystonekop$100.007/5/2011 4:57:42 PM
asset-expert0$25.007/6/2011 11:13:41 AM
Sol_Invictus$25.007/6/2011 12:54:06 PM
Investor_DP$100.007/7/2011 12:04:10 AM
Investor_DP$100.007/7/2011 12:05:23 AM
jubilant-trade6$25.007/7/2011 4:30:31 PM
superb-funds335$25.007/7/2011 8:45:59 PM
top-courteous-peso$50.007/8/2011 7:00:49 AM
pearl13$100.007/9/2011 12:14:44 PM
loyalty-sherpa$25.007/9/2011 6:19:57 PM
kdog99$100.007/11/2011 7:58:16 AM
MadHun$175.007/11/2011 2:18:09 PM
damage$25.007/12/2011 10:26:17 PM
Weaverville$50.007/12/2011 5:14:11 PM
jmeasn$75.007/12/2011 10:26:52 PM
radforj22$25.007/13/2011 4:03:52 AM
Hexnut$50.007/13/2011 6:06:40 AM
felicity-daydream$25.007/13/2011 8:01:38 AM
selector568$50.007/13/2011 10:43:58 AM
DasMula$27.007/13/2011 3:44:41 PM
deal-hickory5$100.007/13/2011 3:53:36 PM
patriot897$25.007/13/2011 10:41:19 PM
Aeroman32$25.007/13/2011 10:03:10 PM
seabassx$25.007/14/2011 7:13:43 AM
valiant-money$35.007/14/2011 11:09:10 AM
ect_2k20$25.007/14/2011 12:54:01 PM
worth-web5$100.007/14/2011 7:54:15 PM
Peterman$25.007/14/2011 6:30:31 PM
harperpotok$50.007/14/2011 7:31:38 PM
sgt-schultz$25.007/15/2011 6:32:54 AM
life-is-great$25.007/15/2011 6:48:56 AM
dollar-sonnet3$50.007/15/2011 6:54:37 AM
Imperativity$25.007/15/2011 1:03:39 PM
octoberfresh$25.007/15/2011 1:33:40 PM
profit-powerplant$25.007/15/2011 11:02:14 AM
vollynet$58.097/15/2011 3:26:48 PM
Rivervale_Westwood$25.007/15/2011 4:07:31 PM
mammalian4$25.007/15/2011 4:27:58 PM
kulender$50.007/15/2011 4:07:28 PM
fiddlerzvi$50.007/15/2011 5:08:11 PM
Heatguy$25.007/15/2011 6:28:45 PM
vigorous-velocity$100.007/15/2011 8:33:39 PM
bruin558$30.007/15/2011 11:48:35 PM
mnbud$50.007/15/2011 7:58:10 PM
cscott2007$25.007/15/2011 8:37:36 PM
Sibelius2$25.007/16/2011 4:36:20 AM
kind-important-liberty9$25.007/16/2011 1:07:22 AM
alphaseek$50.007/16/2011 4:10:22 AM
heavenly-platinum3$150.007/16/2011 5:03:47 AM
scredneck$50.007/16/2011 6:21:52 AM
payout-magician$50.007/16/2011 9:19:35 AM
E_G$50.007/16/2011 10:33:28 AM
promise2$100.007/16/2011 12:41:47 PM
Ocean713$100.007/16/2011 1:00:13 PM
pnace$50.007/4/2011 9:12:23 AM
chestnut4$25.007/4/2011 9:08:45 AM
reflective-rupee$25.097/4/2011 2:26:52 PM
alphaseek$150.007/6/2011 11:05:41 AM
Stockpicker$50.007/6/2011 11:16:40 AM
Solid-Platinum$50.007/6/2011 12:45:57 PM
indomitable-coin$25.007/7/2011 3:40:59 PM
tacopants$500.007/7/2011 5:21:32 PM
villagers$100.007/8/2011 12:31:55 PM
Investor_DP$100.007/8/2011 9:54:37 PM
Investor_DP$100.007/8/2011 10:01:43 PM
fortytwo$250.007/9/2011 10:38:04 AM
Zolton$100.007/9/2011 12:16:49 PM
commerce-web5$25.007/9/2011 4:54:09 PM
tech310$50.007/9/2011 7:53:43 PM
jpac1066$50.007/10/2011 6:40:48 AM
thankful-nickel2$25.007/10/2011 6:30:50 PM
nickel-ferret$50.007/11/2011 7:41:00 AM
wwialnlgy$100.007/11/2011 4:47:33 PM
6moonbeams$100.007/11/2011 10:01:14 PM
marwadi-62$25.007/12/2011 6:30:26 AM
buffalobills$25.007/12/2011 7:50:22 AM
CashBank$25.007/12/2011 9:15:12 AM
Interloper$40.007/12/2011 5:37:22 PM
Aariel$25.007/12/2011 11:28:38 PM
bettndon$100.007/13/2011 9:16:19 AM
competent-balance5$100.007/13/2011 1:40:36 PM
vigilance-revolutionary$50.007/13/2011 5:18:49 PM
britgsb$50.007/14/2011 2:51:27 AM
reflective-greenback1$50.007/14/2011 1:31:31 PM
cr8on$100.007/14/2011 5:13:25 PM
Ray3486$25.007/14/2011 5:50:49 PM
ckatak$50.007/15/2011 7:13:46 AM
worth-arch$25.007/15/2011 7:45:36 AM
credit-investor5$50.007/15/2011 7:52:44 AM
Palacios$50.007/15/2011 9:37:48 AM
debt-fuse158$25.007/15/2011 10:24:48 AM
surge9$100.007/15/2011 10:51:58 AM
credit-kahuna$61.807/15/2011 3:07:22 PM
geniusj$25.007/15/2011 5:29:25 PM
investment-cluster$35.007/15/2011 8:43:19 PM
secondphase$50.007/15/2011 7:17:27 PM
JazzFranchise$25.007/15/2011 8:12:25 PM
BONSAY$50.007/16/2011 2:33:01 AM
wwwUniversal$25.007/16/2011 12:58:02 AM
the-enthralling-coin$25.007/16/2011 1:08:46 AM
oldman68$25.007/16/2011 5:24:10 AM
elloboverde$25.007/15/2011 10:58:59 PM
asmithj$25.007/16/2011 5:36:49 AM
haplender$50.007/16/2011 5:41:00 AM
chief_wo$25.007/16/2011 9:51:00 AM
cordial-affluence2$50.007/16/2011 10:52:39 AM
payout-achievement$100.007/16/2011 11:17:27 AM
beakerfish$100.007/16/2011 10:01:58 AM
Daneistes$25.007/16/2011 7:49:36 AM
shrewd-income$25.007/16/2011 11:48:37 AM
B1$33.187/16/2011 9:35:44 AM
investment-tempo$25.007/16/2011 9:52:40 AM
atlrealtor$34.307/16/2011 12:27:03 PM
133 Investments
 
Borrower Payment Dependent Notes Series 515001
This series of Notes was issued and sold upon the funding of the borrower loan #51523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $306.15
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-1981 Debt/Income ratio: 17%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 22 / 9Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 49 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,415Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: kroozman66 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate misc. debt and provide additional time to pay off.
My financial situation:
I am a good candidate for this loan because I have a good and stable salary job.


Monthly net income: $6500
Monthly expenses: $200
Housing: $1878
Insurance: $150
Car expenses: $150
Utilities: $175
Phone, cable, internet: $95
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
income-awakening6$25.007/6/2011 5:00:46 PM
simplelender80$100.007/6/2011 5:02:04 PM
bullish2bearish$25.007/6/2011 8:12:54 PM
Investor_DP$100.007/7/2011 12:05:38 AM
wkeboarder21$50.007/7/2011 4:51:01 AM
lowrater$50.807/7/2011 10:11:52 AM
dynrep$50.007/7/2011 1:59:02 PM
reflective-rupee$400.097/7/2011 2:26:39 PM
reward-adventure$25.007/8/2011 6:05:06 AM
leverage-monger$55.557/8/2011 9:15:29 AM
profit-powerplant$25.007/8/2011 9:37:44 AM
Investor_DP$100.007/8/2011 9:54:48 PM
Investor_DP$100.007/8/2011 10:01:52 PM
yf99yz$45.007/9/2011 10:41:21 PM
Investoman$50.007/11/2011 6:20:34 AM
erowis$59.007/11/2011 8:57:01 PM
red-power-pecan$50.007/12/2011 9:24:05 AM
enriched-note6$25.007/12/2011 11:54:55 AM
melodious-openness$200.007/12/2011 10:34:02 PM
durability-halibut$25.007/13/2011 8:12:10 AM
ccamp99$25.007/13/2011 6:15:56 PM
LendingPimp$100.007/14/2011 1:46:47 AM
Weaverville$25.007/14/2011 2:47:24 PM
loyalist1$100.007/14/2011 5:08:48 PM
exciting-fairness$200.007/15/2011 6:32:10 AM
frogperson$103.747/15/2011 8:13:29 AM
Rogelio48$25.007/15/2011 8:17:14 AM
EBITDA$25.007/15/2011 5:25:45 PM
DasMula$27.007/16/2011 8:47:26 AM
otto1939$51.007/16/2011 1:58:20 PM
Myrick$25.007/16/2011 5:59:25 PM
first-dinero-paladin$100.007/17/2011 10:22:57 AM
steven3333$25.007/17/2011 10:24:33 AM
Reliance_Banker$25.007/17/2011 3:16:04 PM
integrity-electron9$50.007/17/2011 4:29:53 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:47 PM
scarlet-velvet$25.087/17/2011 6:20:50 PM
virtuous-repayment$50.007/17/2011 5:28:08 PM
finance-prescription$50.007/18/2011 7:23:52 AM
economy-coup$100.007/18/2011 12:57:32 AM
natural-platinum$25.007/18/2011 9:18:03 AM
successful-agreement7$100.007/18/2011 2:56:46 PM
wlm3012$30.007/18/2011 3:22:00 PM
Astyanax$100.007/18/2011 3:00:43 PM
treasure-bliss$50.007/18/2011 3:37:47 PM
asiaratt$50.007/18/2011 4:35:24 PM
the-discrete-income$25.007/18/2011 8:22:29 PM
a-balance-surgeon$50.007/18/2011 10:16:20 PM
five-star-note$75.007/18/2011 9:43:58 PM
orange-preeminant-bill$50.007/19/2011 12:33:29 AM
kendigme$37.827/19/2011 2:21:39 AM
the-reliable-trade$100.007/17/2011 4:01:29 PM
Investor_DP$100.007/6/2011 5:01:54 PM
Investor_DP$100.007/7/2011 12:04:28 AM
Dubbs360$25.007/7/2011 2:02:37 AM
social-hunter5$25.007/7/2011 10:56:14 AM
diligent-peace9$150.007/7/2011 11:39:02 AM
justasoldier$100.007/7/2011 1:29:50 PM
reflective-rupee$350.007/7/2011 11:29:50 PM
well-mannered-income3$40.007/7/2011 8:46:10 PM
SecondChanceLendingSERV$25.007/8/2011 7:09:11 AM
sweetlan$25.077/8/2011 9:01:46 AM
villagers$25.007/8/2011 12:30:53 PM
diplomatic-wealth7$25.007/8/2011 1:03:57 PM
ready-interest9$25.007/8/2011 1:12:09 PM
thankful-generosity5$50.007/8/2011 4:41:19 PM
jmeasn$25.007/8/2011 8:39:15 PM
fortytwo$250.007/9/2011 10:38:16 AM
AlternativeCashFlow$25.007/10/2011 2:18:44 PM
buffalobills$25.007/11/2011 7:51:48 AM
MadHun$175.007/11/2011 2:18:27 PM
6moonbeams$48.007/11/2011 10:01:32 PM
loanman2007$25.007/12/2011 6:59:59 AM
penny-surgeon$25.007/12/2011 11:10:27 AM
SolarMoonshine$25.007/13/2011 10:11:55 AM
moola-pillow$50.007/13/2011 7:24:04 PM
Kash2010lu$25.007/13/2011 8:36:24 PM
intuitive-velocity4$25.007/14/2011 12:30:00 AM
pearl13$100.007/14/2011 3:13:44 PM
important-openness1$100.007/14/2011 4:28:02 PM
first-favorite-bonus9$25.007/14/2011 5:12:52 PM
BankofRon$25.007/15/2011 4:14:06 AM
first-dinero-igloo$25.007/15/2011 7:31:44 AM
jkeller4000$25.007/15/2011 5:49:30 AM
Bob450$25.007/15/2011 12:42:55 PM
mlj0671$25.007/15/2011 10:25:09 AM
aztocas$50.007/15/2011 4:10:51 PM
handy-justice$50.007/15/2011 6:11:51 PM
geniusj$25.007/15/2011 5:29:27 PM
pani5ue$25.007/15/2011 8:43:33 PM
powerful-finance7$25.007/16/2011 2:32:30 AM
worthy-bid8$25.007/16/2011 12:15:06 PM
EarlyRiser$100.007/16/2011 4:07:13 PM
alphaseek$100.007/17/2011 10:44:50 AM
dynrep$50.007/17/2011 12:24:52 PM
newest-unbeatable-currency$50.007/17/2011 5:54:41 PM
stock106$25.007/18/2011 8:54:40 AM
heavy_ax$25.007/18/2011 10:30:50 AM
money-bauble$100.007/18/2011 10:31:35 AM
ommcd$25.007/18/2011 4:35:16 PM
aultraman$25.007/18/2011 4:18:46 PM
generous-deal6$50.007/18/2011 5:45:08 PM
yield-hut$100.007/18/2011 5:14:22 PM
fantastic-bazaar2$50.007/18/2011 7:26:05 PM
cash-reaction2$50.007/18/2011 6:52:03 PM
britgsb$50.007/19/2011 1:59:38 AM
jstnow$25.007/18/2011 9:11:01 PM
bonus-demon$30.007/18/2011 10:09:15 PM
bahamaman$25.007/18/2011 11:52:13 PM
the-enthralling-coin$25.007/19/2011 12:37:50 AM
freedom3$771.857/19/2011 5:27:22 AM
111 Investments
 
Borrower Payment Dependent Notes Series 515007
This series of Notes was issued and sold upon the funding of the borrower loan #51441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,550.14 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 19.50% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $154.60
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Apr-1985 Debt/Income ratio: 41%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 18 / 15Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $15,927Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: Yes  
Screen name: calvinskid07 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
This loan will be used to pay my credit cards with high interest rates.

I have been on long-term disability for the past 5 years and receive income from Social Security and private insurance, so my income is very steady.

I am a good candidate for this loan because I am currently making all payments on time and will always make my Prosper payment on time as well. This loan would help me start to achieve my eventual goal of paying off all consumer debt - beginning with the higher interest rate credit cards and being able to pay them off in 3 years.

Thank you in advance for viewing my listing and I hope you'll decide to help me with my goal which would be a win-win for both of us.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lowlite6647$25.007/7/2011 9:40:19 AM
kind-charming-value$1,000.007/9/2011 11:47:55 PM
alexgalt$25.007/10/2011 12:01:03 PM
unafraid-return496$50.007/12/2011 1:47:06 AM
jes5199$42.527/12/2011 9:38:01 PM
melodious-openness$75.297/12/2011 10:43:55 PM
SB94114$25.007/15/2011 5:32:54 PM
zorg77$25.007/15/2011 5:38:21 PM
sweetlan$25.077/15/2011 7:46:05 PM
justasoldier$25.007/15/2011 9:11:44 PM
brightest-benjamins-onator$31.867/16/2011 5:56:31 AM
loan-kingdom162$44.847/16/2011 9:24:06 AM
market-pudding$25.007/16/2011 2:17:47 PM
WMY-Investor$50.007/16/2011 2:10:00 PM
Leopoldine$25.007/16/2011 4:39:11 PM
equitylender$33.217/17/2011 1:09:01 PM
platinum-waterfall$30.617/17/2011 8:01:14 PM
diligent-peace9$50.007/17/2011 9:56:44 PM
heroic-compassion6$50.037/18/2011 10:09:49 AM
Wart126$25.007/18/2011 12:29:39 PM
Lubava$25.007/18/2011 6:28:06 PM
Frover$25.007/18/2011 9:37:57 PM
a-balance-surgeon$25.007/18/2011 9:54:55 PM
kind-diligent-coin$25.007/18/2011 7:03:08 PM
Alwayssail$25.007/19/2011 8:01:09 AM
lovely-benefit7$40.007/19/2011 11:40:13 AM
frugalinvestor20$25.007/19/2011 11:31:22 AM
jakdwak$25.007/19/2011 5:07:27 PM
a-restless-dollar$25.007/19/2011 9:34:40 PM
Investoman$50.007/19/2011 7:07:56 PM
blkfroggy$25.007/19/2011 8:49:56 PM
web284$25.007/20/2011 8:30:32 AM
worldly-investment333$50.007/20/2011 8:04:43 AM
red-enthralling-justice$25.007/20/2011 6:54:30 PM
let_me_retire$50.007/21/2011 12:19:29 AM
abundant-benefit4$50.007/21/2011 7:56:16 AM
tech310$25.007/9/2011 7:58:56 PM
reflective-rupee$25.097/10/2011 2:53:11 AM
kingbob$25.007/12/2011 10:32:23 AM
AllstarInvestment$25.007/13/2011 7:38:52 PM
VJ_Financial$26.027/14/2011 8:09:43 AM
peb44$25.007/14/2011 9:26:37 AM
pure-note0$25.007/15/2011 6:52:43 PM
DasMula$27.007/15/2011 9:27:22 PM
pearl13$100.007/16/2011 9:06:06 AM
ddoneday$25.007/16/2011 8:31:34 PM
novice-speculator$25.007/16/2011 2:42:26 PM
340$25.007/17/2011 12:40:45 AM
payment-halo$25.007/17/2011 12:40:11 PM
sgt-schultz$35.757/18/2011 6:39:41 AM
moola-accelerator6$35.007/18/2011 12:03:53 PM
lasalle123$87.997/19/2011 6:06:17 AM
orange-thankful-kindness$100.007/18/2011 8:58:41 PM
manatee21$50.007/19/2011 8:57:09 AM
basis-wizard8$50.007/19/2011 10:41:46 AM
contract-lava0$25.007/19/2011 10:23:52 AM
return-seeker85$100.007/19/2011 10:39:28 AM
a-tranquil-liberty$25.007/19/2011 10:41:29 AM
hss46$50.007/19/2011 12:01:03 PM
env$25.007/19/2011 7:39:39 PM
Bcs-cnc$25.007/20/2011 8:09:50 AM
wlm3012$30.007/20/2011 4:17:21 PM
q4golf$25.007/21/2011 5:04:07 AM
fallentimbers$25.007/21/2011 6:10:00 AM
palace2$234.867/21/2011 4:41:23 AM
JattsBank$25.007/21/2011 8:57:37 AM
66 Investments
 
Borrower Payment Dependent Notes Series 515113
This series of Notes was issued and sold upon the funding of the borrower loan #51474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-11-2011 
Term: 60 months Listing End date:  Jul-21-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 29.37% Monthly payment: $442.68
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 15.34%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-2000 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:23y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,209Stated income:$50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: truepatriot Borrower's state: Michigan Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 47 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2009)
540-559 (Aug-2007)
540-559 (Jul-2007)
 
Principal balance: $728.54 31+ days late: 0 ( 0% )
Total payments billed: 47  
Description
4 Years of Perfect Prosper Payments
This loan will be used to grow my inventory of income properties. I have profited from 6 houses that I purchased, renovated, and sold in the current market. 5 of the 6 buyers attended the 1st open house. Also I have 3 rental homes each netting an average of $360/mo. My business model is buy and hold, acquiring properties at 50 cents on the dollar for immediate equity and holding them 5-7 years. An occassional sale to unlock capital. I draw on my background in home inspections, real estate appraising, and housing rehabilitation.

I am a good candidate for this loan because I stand strong with trade specific knowledge and have a proven record reflecting 48 months of perfect Prosper payments.

Monthly net income: $4,179
Monthly expenses: $2,904
Housing: $800
Insurance: $90
Car expenses: $525
Utilities: $120
Phone, cable, internet: $99
Food, entertainment: $300
Clothing, household expenses: $60
Credit cards and other loans: $250
Other expenses: $660
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.007/11/2011 9:03:03 AM
MoneyForNothing$25.007/11/2011 9:04:24 AM
bullish2bearish$35.007/11/2011 9:53:53 AM
MoneyForNothing$39.127/11/2011 9:15:00 AM
setUup$32.207/11/2011 2:19:17 PM
shawnw2$25.007/11/2011 5:44:52 PM
thankful-nickel2$50.007/11/2011 6:16:27 PM
CommunityArts_Non-profit$25.007/12/2011 12:15:41 AM
FarmersBank$25.007/12/2011 7:09:46 AM
Soulphoniks-Holdings$26.437/12/2011 6:02:34 AM
Rogesparkguy$25.007/12/2011 8:33:37 AM
wisconsinvestor$50.007/12/2011 3:29:37 PM
tenacious-economy9$50.007/13/2011 1:38:35 PM
reflective-rupee$250.007/13/2011 2:21:13 PM
travels536$25.007/13/2011 4:56:29 PM
312-Lender$25.007/14/2011 3:10:59 AM
loanman2007$100.007/14/2011 9:45:24 AM
reflective-greenback1$50.007/14/2011 1:31:51 PM
a-fund-doctor$25.007/14/2011 9:50:44 AM
pearl13$100.007/14/2011 3:13:52 PM
surge9$100.007/15/2011 10:49:24 AM
shawnw2$83.257/15/2011 1:15:57 PM
first-dinero-paladin$50.007/15/2011 7:21:34 PM
jhouman$25.007/16/2011 12:42:50 AM
sweetlan$25.077/16/2011 1:28:32 PM
brainy-greenback481$25.007/16/2011 7:59:42 PM
vatrixsta$54.007/17/2011 4:13:36 PM
Astyanax$100.007/17/2011 7:31:59 PM
acesfull$30.007/17/2011 7:40:45 PM
PugDog$40.007/17/2011 7:56:12 PM
6moonbeams$25.007/17/2011 5:35:35 PM
natural-point1$50.007/18/2011 1:07:57 AM
svandgts$25.007/17/2011 6:46:47 PM
availableloan$25.007/17/2011 9:51:18 PM
seabass123$25.007/18/2011 7:59:04 AM
upbeat-wealth$25.007/17/2011 9:21:28 PM
diligent-peace9$175.007/17/2011 9:58:33 PM
cleo1255$75.007/18/2011 8:10:55 AM
sgt-schultz$35.007/18/2011 5:58:33 AM
unfixer$25.007/18/2011 6:49:05 AM
wyogirllender$25.007/18/2011 7:58:00 AM
kind-scholarly-peace$25.037/18/2011 8:59:30 AM
benjamins-rumbler$100.007/18/2011 11:24:10 AM
moola-accelerator6$60.007/18/2011 11:56:32 AM
wealth-fighter3$39.067/18/2011 12:30:42 PM
Whatssofunnybout$25.507/18/2011 4:03:13 PM
balance-proton$26.657/18/2011 12:19:20 PM
successful-agreement7$100.007/18/2011 2:57:18 PM
suave-dime6$25.007/18/2011 4:48:10 PM
thankful-generosity5$100.007/18/2011 6:17:19 PM
platinum-zoo4$28.587/18/2011 6:27:41 PM
dime-vista2$25.007/18/2011 5:36:53 PM
profitable-return5$75.007/18/2011 5:23:06 PM
beaker$35.007/18/2011 5:34:20 PM
DasMula$27.007/19/2011 6:51:53 AM
frogperson$200.007/19/2011 7:25:13 AM
pembull$100.007/19/2011 9:06:45 AM
Marfloogan$25.007/19/2011 10:15:33 AM
McDeeter$25.007/19/2011 10:17:29 AM
manatee21$50.007/19/2011 8:55:06 AM
coin-popcorn$25.007/19/2011 9:25:15 AM
benefit-position$32.007/19/2011 9:36:08 AM
birddogsb$50.007/19/2011 10:20:54 AM
jybank$50.007/19/2011 10:59:46 AM
contract-lava0$25.007/19/2011 10:22:18 AM
iamwhatiam$25.007/19/2011 10:27:15 AM
asset-expert0$25.007/19/2011 10:36:28 AM
citytreker$25.007/19/2011 10:47:50 AM
momentous-coin$80.007/19/2011 10:53:11 AM
octoberfresh$25.007/19/2011 10:37:26 AM
George13$75.007/19/2011 1:40:27 PM
terrific-peace8$25.007/19/2011 11:44:44 AM
frclmym$25.007/19/2011 2:17:39 PM
saga9$50.007/19/2011 11:08:44 AM
GiftViftdotcom$25.007/19/2011 12:09:47 PM
circustab$50.007/19/2011 12:23:25 PM
atomantic$25.007/19/2011 1:33:20 PM
fairness-atmosphere$25.007/19/2011 2:01:51 PM
JDWCARD$249.667/19/2011 12:27:00 PM
utahandy$36.797/19/2011 12:45:20 PM
psycardis$37.957/19/2011 12:49:51 PM
The-Lighthouse-Group$25.007/19/2011 2:36:04 PM
56bones$25.007/19/2011 1:09:01 PM
sensational-dinero6$150.007/19/2011 1:24:50 PM
reflective-openness8$25.007/19/2011 2:25:50 PM
overdrivep$37.887/19/2011 4:42:48 PM
tampabay6253$25.837/19/2011 8:00:57 PM
worthy-bid8$25.007/19/2011 5:09:26 PM
let_me_retire$25.007/19/2011 8:46:46 PM
moola-pillow$59.347/20/2011 7:47:53 AM
Banker2OO7$50.007/19/2011 10:18:33 PM
the-revenue-demon$50.007/20/2011 2:48:56 AM
SouthernRemarketing$25.067/20/2011 2:07:15 AM
Rider$100.007/20/2011 10:11:58 AM
mikeandcat$301.007/20/2011 8:54:00 AM
tolerant-truth2$75.007/20/2011 1:00:14 PM
jebber007$25.007/20/2011 1:32:22 PM
glimmering-funds2$25.007/20/2011 10:21:33 AM
order-tamale$167.157/20/2011 9:44:06 AM
asset-fanatic$25.007/20/2011 3:32:12 PM
willinvest$25.007/20/2011 3:35:47 PM
Maleman$50.007/20/2011 1:18:58 PM
p2ploan-sensation211$25.007/20/2011 7:42:42 PM
melodious-openness$100.007/20/2011 7:56:27 PM
wifibank$25.007/20/2011 5:00:32 PM
pioneer580$56.937/20/2011 5:24:10 PM
Littlepeng$25.007/20/2011 7:14:05 PM
Jerrys1951$29.707/21/2011 6:33:40 AM
payout-bridge$25.007/21/2011 12:18:56 AM
Whitey$28.527/21/2011 8:39:56 AM
Flreap$40.007/21/2011 9:07:25 AM
fallentimbers$25.007/21/2011 6:17:43 AM
max007$25.007/21/2011 5:42:56 AM
Stalker_Sn$25.097/21/2011 6:43:23 AM
fireferd$30.007/21/2011 10:53:28 AM
KirosPOS$27.667/21/2011 9:17:52 AM
wealth-tremolo7$56.007/21/2011 10:01:38 AM
virtuous-repayment$100.007/21/2011 10:28:30 AM
nebraskajen$25.677/21/2011 11:17:36 AM
funds-futurist$100.007/21/2011 12:19:25 PM
organic-treasure$25.007/11/2011 9:09:25 AM
Investor_DP$100.007/11/2011 9:02:59 AM
LittleMingo$26.007/11/2011 9:34:06 AM
chameleon125$25.007/11/2011 2:05:06 PM
Billfred$25.007/11/2011 6:21:17 PM
investment-daydream$25.007/11/2011 8:10:26 PM
twjh$25.007/12/2011 1:12:29 AM
proper-revenue7$25.007/12/2011 6:48:36 PM
Dubbs360$25.007/13/2011 12:40:30 AM
atlas100$25.007/13/2011 6:48:07 AM
diplomatic-wealth7$25.007/13/2011 3:30:04 PM
reflective-rupee$500.097/13/2011 2:20:03 PM
mikrolown$25.007/13/2011 6:30:38 PM
mrreynol$25.007/13/2011 9:01:53 PM
first-serene-credit$25.007/13/2011 10:56:40 PM
marwadi-62$100.007/14/2011 11:28:52 AM
well-mannered-income3$60.007/14/2011 4:16:22 PM
brightest-dignified-penny$25.007/14/2011 4:43:14 PM
momoney2lend$25.007/14/2011 8:21:06 PM
vutah$25.007/14/2011 7:55:31 PM
jkeller4000$25.007/15/2011 5:52:23 AM
Feyenoord$25.007/15/2011 4:35:21 AM
Investoman$50.007/15/2011 6:49:20 AM
Wangchuk$30.017/15/2011 10:13:24 AM
handy-justice$50.007/15/2011 6:12:01 PM
villagers$50.007/17/2011 10:39:46 AM
ready-interest9$25.007/17/2011 2:07:53 PM
the-reliable-trade$100.007/17/2011 4:01:42 PM
Simple3$27.157/17/2011 7:05:29 PM
lovely-greenback4$50.007/17/2011 7:33:24 PM
ksubd$150.007/17/2011 11:47:37 PM
SecondChanceLendingSERV$25.007/18/2011 6:17:56 AM
frugalinvestor20$25.007/17/2011 9:18:45 PM
Leopoldine$25.007/18/2011 8:26:05 AM
Archchancellor$50.007/18/2011 3:19:49 AM
mountainpeak$25.007/17/2011 9:23:54 PM
AlternativeCashFlow$44.707/17/2011 10:30:32 PM
moonshadow10$50.007/18/2011 9:52:23 AM
unconquerable-dedication$25.007/18/2011 10:00:23 AM
alluring-yield5$28.267/18/2011 10:01:30 AM
RLaumeyer$25.007/18/2011 9:19:48 AM
FinanceEngine$35.007/18/2011 1:19:01 PM
Christus_Victor$25.007/18/2011 10:23:27 AM
Fachim$30.957/18/2011 9:53:29 AM
exuberant-dime$50.007/18/2011 10:15:14 AM
authentic-finance194$100.007/18/2011 12:20:57 PM
wealth-fighter3$25.007/18/2011 12:28:36 PM
CreditBuilder2$50.007/18/2011 1:21:27 PM
dcshobby$25.007/18/2011 3:03:43 PM
Weaverville$25.007/18/2011 4:17:22 PM
euro-spark$48.817/18/2011 5:54:31 PM
bullincage$27.737/18/2011 5:09:11 PM
phchristensen$50.007/18/2011 4:53:48 PM
pound-puppy$28.457/18/2011 5:36:30 PM
payout-bridge$100.007/19/2011 12:48:14 AM
bonus-seahorse$50.007/19/2011 1:29:07 AM
Bob450$25.007/18/2011 7:55:24 PM
LendingPimp$150.007/19/2011 12:38:36 AM
balanced-balance6$25.007/19/2011 8:05:52 AM
economy-popcorn$25.007/19/2011 4:55:08 AM
melodious-openness$135.617/19/2011 5:14:09 AM
Rulea72$39.787/19/2011 6:55:33 AM
red-favorable-basis$25.007/19/2011 5:52:03 AM
fund-dragster$31.707/19/2011 6:22:37 AM
trumpeter5$25.007/19/2011 6:49:37 AM
doopers$25.007/19/2011 10:13:00 AM
averagefore$25.007/19/2011 8:57:00 AM
dsnybnd$25.007/19/2011 8:15:38 AM
velocity-motivator6$25.007/19/2011 10:21:13 AM
skaught$30.007/19/2011 9:16:41 AM
honorable-yield$50.007/19/2011 10:49:44 AM
important-openness1$100.007/19/2011 9:27:33 AM
oodkim84oo$87.737/19/2011 10:55:11 AM
return-seeker85$200.007/19/2011 11:01:08 AM
worth-arch$25.007/19/2011 10:16:08 AM
jjfini$25.007/19/2011 11:17:15 AM
unequaled-ore$25.007/19/2011 10:29:55 AM
420limo$31.427/19/2011 11:31:20 AM
Frugal$25.007/19/2011 10:22:11 AM
newest-organic-rupee$50.007/19/2011 10:22:42 AM
hss46$50.007/19/2011 12:02:16 PM
shrewd-income$200.007/19/2011 10:38:16 AM
liberty-optimization7$38.757/19/2011 10:26:38 AM
BuffetRocks$250.007/19/2011 10:27:40 AM
gothampark$25.007/19/2011 10:53:08 AM
relaxation079$50.007/19/2011 10:56:21 AM
a-plentiful-loyalty$50.007/19/2011 11:03:12 AM
open-minded-value7$30.007/19/2011 11:08:06 AM
DreamIsReal$28.137/19/2011 1:18:57 PM
investment-comet$25.007/19/2011 11:23:54 AM
kri8iv$37.667/19/2011 10:54:45 AM
Gandalf0001$26.007/19/2011 2:19:09 PM
shrewd-income$100.007/19/2011 2:28:37 PM
power-secret-agent$25.007/19/2011 11:05:28 AM
vigorous-velocity$100.007/19/2011 11:21:12 AM
studio3d$25.007/19/2011 11:23:50 AM
radiant-value$25.007/19/2011 12:15:11 PM
asset-beeper8$100.007/19/2011 11:35:22 AM
vulgy$76.467/19/2011 11:40:25 AM
JDWCARD$54.307/19/2011 12:24:04 PM
songbird98$25.007/19/2011 12:25:36 PM
Cory79$50.007/19/2011 11:59:05 AM
Chex$247.137/19/2011 1:47:35 PM
point-compadre$78.877/19/2011 2:07:38 PM
Jennworld$107.687/19/2011 2:35:46 PM
Stozer$25.007/19/2011 12:55:20 PM
SqueezeKing$25.007/19/2011 2:36:40 PM
trade-widget1$30.817/19/2011 4:16:17 PM
ingenious-deal6$25.007/19/2011 7:24:55 PM
kulender$100.007/19/2011 6:32:27 PM
ChoiceInvestments$34.007/20/2011 12:53:27 AM
ronin4sale$25.007/19/2011 8:42:57 PM
loanman2007$25.007/20/2011 7:33:55 AM
red-power-pecan$50.007/20/2011 7:39:22 AM
web284$25.007/20/2011 8:35:29 AM
SNH$50.007/20/2011 8:37:46 AM
coin-bee1$50.007/20/2011 9:02:05 AM
first-favorite-bonus9$25.007/20/2011 12:27:38 AM
bambampk$25.007/20/2011 9:30:50 AM
marwadi-62$400.007/20/2011 7:37:20 AM
return-rocket9$25.007/20/2011 10:24:08 AM
market-pudding$25.007/20/2011 3:03:38 PM
EEasyMoney$25.007/20/2011 12:55:57 PM
jebber007$75.007/20/2011 1:31:34 PM
stepatatime-together$100.007/20/2011 2:31:27 PM
YoungTaxMan$25.007/20/2011 3:34:14 PM
wlm3012$50.007/20/2011 4:08:20 PM
cash-reaction2$50.007/20/2011 8:14:56 PM
integrity-doctor$100.007/20/2011 5:40:54 PM
cr8on$100.007/20/2011 10:40:51 PM
platinum-cargo$25.007/20/2011 6:59:09 PM
revenue-achievement$25.007/21/2011 12:14:25 AM
loss-of-control$125.007/20/2011 8:03:11 PM
One_Lolo$25.007/21/2011 4:36:25 AM
zx12rider$25.007/20/2011 10:21:30 PM
shrewd-peace7$30.007/20/2011 9:53:03 PM
payout-bridge$75.007/21/2011 12:30:55 AM
GElender$25.007/21/2011 5:46:56 AM
mpatrick$25.007/21/2011 9:21:24 AM
Nitronian$50.007/21/2011 6:47:36 AM
boots130$25.007/21/2011 9:57:45 AM
Oak-Parker$30.007/21/2011 8:59:42 AM
KRLFS$160.007/21/2011 11:20:01 AM
JayIsABear$49.307/21/2011 12:18:12 PM
taetrade$25.007/21/2011 1:03:45 PM
TheDigitalMan$25.007/21/2011 1:17:13 PM
grampy48$48.147/21/2011 1:22:53 PM
BlueProteus$25.007/21/2011 9:32:18 AM
rapid-currency$64.487/21/2011 10:50:09 AM
GrommetPosse$50.007/21/2011 11:47:40 AM
270 Investments
 
Borrower Payment Dependent Notes Series 515161
This series of Notes was issued and sold upon the funding of the borrower loan #51570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,800.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $239.03
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1994 Debt/Income ratio: 18%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 52 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,286Stated income:$75,000-$99,999
Delinquencies in last 7y: 17 Bankcard utilization: 82%  
   Homeownership: No  
Screen name: rapid-liberty3 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to purchase time share

My financial situation:
I am a good candidate for this loan because... 14+ years as an engineer with the same company and a home owner. I also have a good track record of repaying my loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ski bum$100.007/7/2011 9:01:22 AM
organized-payment6$50.007/7/2011 9:01:15 AM
Investor_DP$100.007/7/2011 9:01:34 AM
HamachiMan$50.007/7/2011 9:01:42 AM
BxRealtor$25.007/7/2011 8:55:25 PM
jubilant-trade6$50.007/8/2011 12:21:20 AM
rescue$100.007/8/2011 5:24:46 AM
Investor_DP$100.007/8/2011 9:54:56 PM
Investor_DP$100.007/8/2011 10:02:00 PM
fortytwo$250.007/9/2011 10:38:25 AM
MadHun$175.007/11/2011 2:18:35 PM
loyalty-sherpa$25.007/11/2011 5:16:44 PM
6moonbeams$100.007/11/2011 10:01:41 PM
indomitable-coin$25.007/13/2011 5:09:20 PM
damage$25.007/14/2011 8:19:35 AM
competent-balance5$50.007/14/2011 12:47:26 PM
pearl13$100.007/14/2011 9:32:24 AM
Imperativity$25.007/15/2011 1:03:45 PM
Peterman$25.007/15/2011 10:59:40 AM
EarlyRiser$100.007/16/2011 4:07:16 PM
Palacios$25.007/16/2011 10:33:33 PM
efficient-treasure0$25.007/17/2011 7:30:32 PM
SolarMoonshine$25.007/18/2011 10:05:57 AM
generous-deal6$50.007/18/2011 5:42:23 PM
MissionMicroFinance$25.007/18/2011 6:39:31 PM
lagnisiruk$25.007/19/2011 1:03:03 AM
britgsb$30.007/19/2011 2:01:02 AM
Harry$50.007/18/2011 7:01:05 PM
the-discrete-income$25.007/18/2011 8:29:41 PM
orange-courageous-dedication$50.007/19/2011 10:31:21 AM
mizount$25.007/19/2011 10:48:24 AM
integrity-starter$25.007/19/2011 10:55:58 AM
Interloper$31.947/19/2011 3:42:12 PM
vigilance-revolutionary$50.007/19/2011 3:38:55 PM
greenback-ally$100.007/19/2011 7:13:11 PM
mason13a$50.007/19/2011 5:59:58 PM
asmithj$25.007/20/2011 1:47:33 AM
Soothsayer$25.007/20/2011 5:02:02 AM
enthralling-deal180$100.007/20/2011 4:35:38 AM
jibe-set$75.007/20/2011 11:51:23 AM
first-silver-bridge$25.007/20/2011 9:37:58 AM
omniviper$25.007/20/2011 11:51:36 AM
indomart$25.007/20/2011 1:28:37 PM
Only_Money$25.007/20/2011 2:08:10 PM
the-profit-oracle$25.007/20/2011 3:43:26 PM
nalaari$30.007/20/2011 5:39:37 PM
ashot12$25.007/20/2011 8:06:20 PM
Munnie$25.007/20/2011 8:56:04 PM
EJO$25.007/20/2011 9:22:43 PM
elasermd$25.007/20/2011 6:29:49 PM
Cheburashka$25.007/20/2011 5:18:19 PM
MicroLender357$25.007/20/2011 6:45:24 PM
luvlending$25.007/20/2011 10:05:13 PM
gustavholstopus32$25.007/21/2011 4:56:44 AM
steven3333$25.007/20/2011 11:43:39 PM
grampy48$25.007/21/2011 6:40:38 AM
ctgscott$25.007/20/2011 10:06:17 PM
moola-cell3$44.007/20/2011 10:10:36 PM
money-surge1$25.007/21/2011 12:02:48 AM
Vreet$26.797/21/2011 12:17:30 AM
RodBlizz42$10.377/21/2011 7:13:40 AM
the-reliable-trade$100.007/17/2011 4:01:32 PM
pnace$50.007/7/2011 9:01:52 AM
villagers$100.007/8/2011 12:32:02 PM
tech310$25.007/9/2011 7:56:30 PM
nickel-ferret$50.007/11/2011 7:41:20 AM
greenback-seagull2$100.007/11/2011 9:10:00 AM
wwialnlgy$100.007/11/2011 4:47:46 PM
alphaseek$200.007/12/2011 3:04:39 PM
deal-hickory5$100.007/13/2011 3:53:42 PM
EngineersAlliance$41.727/14/2011 1:07:57 AM
agalt$100.007/14/2011 1:34:08 PM
kdog99$100.007/14/2011 4:37:32 PM
Weaverville$25.007/14/2011 8:59:05 PM
ckatak$50.007/15/2011 7:14:06 AM
powerful-finance7$25.007/16/2011 2:32:32 AM
payout-achievement$100.007/16/2011 11:17:32 AM
radforj22$25.007/16/2011 12:38:49 PM
Dreamconnection$50.007/17/2011 9:01:24 AM
pensacolaborn$25.007/17/2011 7:57:44 AM
bazaar-hyperdrive3$100.007/17/2011 4:50:56 PM
money-bauble$100.007/18/2011 10:31:40 AM
successful-agreement7$100.007/18/2011 2:56:57 PM
cash-reaction2$50.007/18/2011 6:52:18 PM
skuba$75.007/19/2011 6:49:12 AM
gold-commander0$50.007/18/2011 11:47:58 PM
sgt-schultz$25.007/19/2011 7:05:07 AM
worth-arch$25.007/19/2011 10:21:02 AM
benjamins-utopia$50.007/19/2011 8:35:16 AM
marwadi-62$100.007/19/2011 9:17:29 AM
samaritan5$50.007/19/2011 10:24:11 AM
Rivervale_Westwood$25.007/19/2011 3:42:26 PM
nytrnbow$25.007/19/2011 6:33:42 PM
ingenious-deal6$25.007/19/2011 7:24:43 PM
hostbank$250.007/19/2011 8:03:24 PM
ttnk62918$25.007/20/2011 9:37:46 AM
bonFire8$25.007/20/2011 1:27:42 PM
peace-flower9$25.007/20/2011 1:44:48 PM
stepatatime-together$100.007/20/2011 2:33:22 PM
fiddlerzvi$50.007/20/2011 5:10:35 PM
Comoparklender$25.007/20/2011 5:47:26 PM
market-pudding$25.007/20/2011 3:15:40 PM
astute-benjamins$25.007/20/2011 4:02:29 PM
DadWarbucks$25.007/20/2011 3:50:06 PM
wayman$25.007/20/2011 3:51:13 PM
be_wise$25.007/20/2011 7:23:00 PM
bid-czar8$100.007/20/2011 4:48:50 PM
wwwUniversal$25.007/20/2011 5:07:51 PM
riproaringrapids$25.007/20/2011 9:04:40 PM
credit-force5$100.007/20/2011 9:11:38 PM
interact$25.007/20/2011 11:08:51 PM
famstan$25.007/20/2011 7:43:12 PM
CaptainBL$50.007/20/2011 7:15:31 PM
massimo1103$50.007/21/2011 3:48:45 AM
TheRock$25.007/20/2011 9:21:44 PM
let_me_retire$100.007/20/2011 9:58:17 PM
shrewd-peace7$30.007/20/2011 9:59:48 PM
emphatic-responsibility$100.007/20/2011 11:00:18 PM
sensible-order2$80.187/21/2011 12:33:11 AM
bettndon$75.007/21/2011 4:35:33 AM
greenback-guard$25.007/21/2011 12:32:41 AM
prohelper$50.007/21/2011 6:06:59 AM
rate-fluffy-bunny$25.007/21/2011 6:16:17 AM
sc5$25.007/21/2011 5:53:05 AM
ROCKLYVALE$50.007/21/2011 5:56:27 AM
mkl42$50.007/21/2011 6:44:23 AM
Richmp412$25.007/21/2011 6:48:34 AM
127 Investments
 
Borrower Payment Dependent Notes Series 515211
This series of Notes was issued and sold upon the funding of the borrower loan #51491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $85.72
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1997 Debt/Income ratio: 8%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 2Length of status:17y 7m
Amount delinquent: $150 Total credit lines: 47 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,485Stated income:$50,000-$74,999
Delinquencies in last 7y: 24 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: orderly-worth2 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bills
Purpose of loan:
This loan will be used to pay off my short term loan and bills.

My financial situation:
I am a good candidate for this loan because I want my life back.


Monthly net income: $ 3800
Monthly expenses: $
Housing: $ 600
Insurance: $ 70
Car expenses: $ 100
Utilities: $ 30
Phone, cable, internet: $ 50
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/7/2011 9:01:38 AM
simplelender80$100.007/7/2011 9:01:48 AM
villagers$25.007/8/2011 12:30:58 PM
Investor_DP$100.007/8/2011 10:02:01 PM
Dubbs360$25.007/9/2011 12:17:24 PM
Unitas4302$50.007/10/2011 6:20:59 AM
diplomatic-wealth7$25.007/10/2011 6:35:03 AM
well-rounded-payout0$50.007/12/2011 1:27:25 AM
newest-generous-income$40.727/12/2011 8:51:09 AM
dws2380$25.007/12/2011 8:53:47 AM
Bank42$25.007/12/2011 2:19:53 PM
leverage-monger$25.007/13/2011 7:05:18 AM
fireferd$30.007/13/2011 11:37:58 AM
6moonbeams$25.007/13/2011 1:55:30 PM
kf88$30.007/13/2011 6:08:53 PM
yons88$25.007/14/2011 2:42:43 PM
pearl13$100.007/14/2011 3:13:47 PM
4mydaughterseducation$25.007/14/2011 7:18:28 PM
changger$50.007/15/2011 6:44:25 AM
bluebouyz$25.007/15/2011 10:34:36 AM
historic-loan1$100.007/15/2011 1:22:52 PM
reflective-rupee$25.097/7/2011 2:36:03 PM
reward-adventure$25.007/8/2011 6:05:11 AM
FASTIZIO_P$25.007/8/2011 9:33:58 AM
Investor_DP$100.007/8/2011 9:54:58 PM
Investoman$50.007/11/2011 6:20:40 AM
fortytwo$100.007/11/2011 10:49:29 AM
SolarMoonshine$25.007/11/2011 3:36:36 PM
a-finance-nirvana$40.007/12/2011 4:48:01 AM
red-power-pecan$50.007/12/2011 9:24:09 AM
goodhearted-basis4$25.007/12/2011 3:48:05 PM
melodious-openness$200.007/12/2011 10:27:35 PM
a-fund-doctor$25.007/14/2011 9:41:47 AM
scottysidewinder$39.847/14/2011 11:00:43 AM
agalt$75.007/14/2011 1:34:08 PM
sisepuede$25.007/14/2011 3:27:01 PM
Weaverville$25.007/14/2011 8:59:07 PM
appetizing-duty8$25.007/15/2011 12:15:07 AM
point-commando$25.007/15/2011 7:03:28 AM
jmichael23$25.007/15/2011 7:42:28 AM
Newfoundcash$25.007/15/2011 11:56:34 AM
worthy-bid4$44.357/15/2011 12:28:16 PM
surge9$100.007/15/2011 10:50:05 AM
43 Investments
 
Borrower Payment Dependent Notes Series 515221
This series of Notes was issued and sold upon the funding of the borrower loan #51511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $246.06
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1983 Debt/Income ratio: 20%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:4y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Postal Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,142Stated income:$25,000-$49,999
Delinquencies in last 7y: 30 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: sweet-nickel3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
koolmanny
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.007/7/2011 9:01:17 AM
pnace$50.007/7/2011 9:01:55 AM
jubilant-trade6$50.007/8/2011 12:21:24 AM
BxRealtor$25.007/8/2011 10:07:30 AM
Investor_DP$100.007/8/2011 9:54:59 PM
fortytwo$250.007/9/2011 10:38:27 AM
tech310$25.007/9/2011 7:56:32 PM
MadHun$175.007/11/2011 2:18:37 PM
wwialnlgy$100.007/11/2011 4:47:49 PM
6moonbeams$100.007/11/2011 10:01:44 PM
ingeborg77$50.007/13/2011 5:28:47 AM
debt-patriot$25.007/13/2011 6:49:55 AM
alphaseek$300.007/14/2011 4:16:20 AM
BuildingShanghai$27.857/14/2011 5:24:56 PM
fortytwo$400.007/15/2011 5:20:40 PM
gulch$25.007/15/2011 5:51:15 PM
secondphase$50.007/15/2011 7:14:30 PM
enchanted-truth264$25.007/15/2011 9:37:05 PM
chekat$25.007/15/2011 11:55:07 PM
vigorous-velocity$100.007/15/2011 8:15:57 PM
availableloan$25.007/15/2011 8:57:39 PM
powerful-finance7$25.007/16/2011 2:32:33 AM
vigilance-searcher$25.007/15/2011 9:37:10 PM
pious-integrity6$25.007/15/2011 9:58:35 PM
Arpad$25.007/16/2011 11:26:49 AM
NobisEst$25.007/16/2011 3:41:15 PM
thegreatstrafe$25.007/16/2011 3:52:40 PM
EarlyRiser$100.007/16/2011 4:07:17 PM
Gandalf0001$25.007/16/2011 4:25:17 PM
radforj22$25.007/16/2011 12:38:51 PM
unger$111.117/16/2011 1:16:29 PM
hawk357$60.007/16/2011 7:51:45 PM
ore-frontier$25.007/17/2011 1:53:59 AM
newest-camaraderi-fir$50.007/17/2011 5:30:46 AM
efficient-treasure0$25.007/17/2011 7:30:34 PM
successful-agreement7$100.007/18/2011 2:57:00 PM
sgt-schultz$25.007/19/2011 6:51:51 AM
worth-arch$25.007/19/2011 10:21:06 AM
wlm3012$30.007/19/2011 12:00:47 PM
first-riveting-dollar$50.007/19/2011 6:21:45 PM
hostbank$250.007/19/2011 8:03:26 PM
enthralling-deal180$100.007/20/2011 4:35:40 AM
wwwUniversal$25.007/20/2011 12:22:40 AM
EJO$25.007/20/2011 7:55:10 AM
dogbait$50.007/20/2011 4:02:18 PM
peace-flower9$25.007/20/2011 1:44:50 PM
bid-czar8$100.007/20/2011 4:48:53 PM
Interloper$40.007/20/2011 5:18:10 PM
CaptainBL$50.007/20/2011 7:15:33 PM
vigilance-revolutionary$50.007/20/2011 4:03:11 PM
x-lender$50.007/20/2011 9:16:31 PM
TheRock$25.007/20/2011 9:21:47 PM
riproaringrapids$25.007/20/2011 9:04:42 PM
let_me_retire$100.007/20/2011 9:52:50 PM
mex_invests$25.007/20/2011 8:53:30 PM
the-reliable-trade$100.007/17/2011 4:01:33 PM
Investor_DP$100.007/7/2011 9:01:36 AM
HamachiMan$50.007/7/2011 9:01:44 AM
jga516$25.007/7/2011 9:10:58 AM
ski bum$100.007/7/2011 9:01:27 AM
platinum-sorcerer6$40.687/7/2011 9:10:43 AM
rescue$100.007/8/2011 1:08:24 PM
Investor_DP$100.007/8/2011 10:02:02 PM
admirable-return6$106.197/10/2011 12:04:19 PM
return-investor6$50.007/10/2011 7:28:14 PM
xylem743$60.837/10/2011 9:28:23 PM
nickel-ferret$50.007/11/2011 7:41:23 AM
excellent-loan8$25.007/11/2011 10:19:14 AM
Tikibarman$50.007/11/2011 11:51:22 AM
greenback-seagull2$100.007/11/2011 5:16:57 PM
idriveajeep$30.007/12/2011 2:43:14 AM
new-dollar-sprout$113.037/12/2011 11:13:59 AM
loyalty-sherpa$25.007/12/2011 9:14:35 AM
jonmars$25.007/12/2011 3:41:40 PM
moneyismyshot$28.027/12/2011 10:44:37 PM
schnippy$25.007/13/2011 9:42:44 AM
deal-hickory5$100.007/13/2011 3:53:44 PM
adventurous-cash$25.007/14/2011 7:19:03 AM
actl$25.007/14/2011 11:40:16 AM
pearl13$100.007/14/2011 9:32:26 AM
competent-balance5$50.007/14/2011 12:47:27 PM
Ananya$25.007/14/2011 11:16:51 AM
indomitable-coin$25.007/14/2011 4:37:12 PM
adorable-justice0$30.007/15/2011 9:42:58 AM
Peterman$25.007/15/2011 10:59:42 AM
kdog99$100.007/15/2011 4:07:41 PM
Imperativity$25.007/15/2011 1:03:50 PM
seabassx$25.007/15/2011 4:59:22 PM
GetItRight$25.007/15/2011 7:09:22 PM
marwadi-62$50.007/15/2011 7:54:04 PM
grampy48$25.007/16/2011 4:13:36 AM
hampa$25.007/16/2011 6:34:18 AM
payout-achievement$100.007/16/2011 11:17:35 AM
liberty-genetics$50.007/16/2011 2:15:36 PM
1SteelerFan$25.007/16/2011 3:00:28 PM
bancoroyal$25.007/16/2011 9:46:06 PM
radiant-fund$100.007/17/2011 7:54:16 AM
asset-expert0$25.007/16/2011 11:48:59 PM
john2218$25.007/17/2011 3:13:36 PM
refined-return922$25.007/17/2011 4:50:09 PM
unflappable-pound3$77.097/17/2011 6:23:07 PM
Weaverville$50.007/18/2011 9:18:14 AM
cash-reaction2$50.007/18/2011 6:52:21 PM
generous-deal6$50.007/18/2011 5:42:26 PM
villagers$25.007/18/2011 6:15:11 PM
Harry$50.007/18/2011 7:01:13 PM
skuba$75.007/19/2011 6:49:14 AM
samaritan5$50.007/19/2011 10:24:12 AM
Torero06$26.107/19/2011 11:04:13 PM
ingenious-deal6$25.007/19/2011 7:24:46 PM
gilbrear$25.007/20/2011 3:24:36 AM
stepatatime-together$100.007/20/2011 2:33:24 PM
damage$25.007/20/2011 1:09:55 PM
cordial-affluence2$53.417/20/2011 4:40:52 PM
nalaari$29.057/20/2011 5:40:42 PM
wayman$25.007/20/2011 4:13:07 PM
Rivervale_Westwood$25.007/20/2011 5:18:12 PM
emphatic-responsibility$61.647/20/2011 11:00:19 PM
credit-force5$100.007/20/2011 9:11:40 PM
119 Investments
 
Borrower Payment Dependent Notes Series 515319
This series of Notes was issued and sold upon the funding of the borrower loan #51571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.95% Listing Start date:  Jul-07-2011 
Term: 60 months Listing End date:  Jul-21-2011 
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 12.21% Monthly payment: $311.35
 
Lender servicing fee: 1.00% Effective Yield*: 10.98%  
Estimated return*: 9.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Sep-1989 Debt/Income ratio: 20%
Credit score: 800-819 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 28 / 26Length of status:11y 6m
Amount delinquent: $0 Total credit lines: 58 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,272Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: Yes  
Screen name: worlds-best-return860 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off some high interest credit cards. I am making the minimum payments on several cards, which, combined, are more than the monthly payment for a Prosper loan. And, the credit cards have gone in the shredder.

My financial situation:
I am a good candidate for this loan because I am a teacher who has been in my school district for almost 12 years. I have seniority, job security, an excellent credit score, and I pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$25.007/7/2011 5:00:55 PM
diablorulz$50.007/7/2011 5:01:01 PM
Rivervale_Westwood$25.007/7/2011 5:01:03 PM
minista$25.007/7/2011 5:01:05 PM
kenji4861$50.007/7/2011 5:01:07 PM
cebgop$25.007/7/2011 5:01:08 PM
top-epic-community$50.007/7/2011 5:01:11 PM
compoundinterest$60.007/7/2011 5:01:57 PM
gentle-penny7$50.007/7/2011 5:01:59 PM
jubilant-trade6$50.007/7/2011 5:05:55 PM
serene-truth2$50.007/7/2011 5:07:18 PM
figs4u2$100.007/7/2011 5:07:19 PM
GoldenGo4$50.007/7/2011 5:05:51 PM
damage$25.007/7/2011 5:15:28 PM
-J$25.007/7/2011 5:15:27 PM
pure-loyalty6$25.007/7/2011 5:37:06 PM
Bank_Of_XL$25.007/8/2011 5:32:10 AM
open-minded-credit4$25.007/8/2011 5:47:44 AM
Digs$25.007/8/2011 7:37:23 AM
DavenportCapital$25.007/8/2011 9:33:33 AM
antlr$50.007/9/2011 12:12:48 PM
tapesor$100.007/9/2011 12:14:31 PM
first-serene-credit$25.007/9/2011 10:24:37 PM
lendersf$100.007/10/2011 2:44:10 PM
nickel-ferret$50.007/11/2011 7:41:27 AM
determined-deal7$25.007/11/2011 3:06:08 PM
6moonbeams$100.007/11/2011 10:01:48 PM
britgsb$50.007/12/2011 11:42:50 AM
Harry$25.007/13/2011 7:25:12 AM
Oakland$50.007/13/2011 4:58:23 AM
Leopoldine$25.007/13/2011 8:40:45 AM
a-responsible-return$50.007/13/2011 9:17:12 AM
john2218$25.007/13/2011 5:23:13 PM
goldfinger3$50.007/14/2011 9:34:00 AM
unclejaef$25.007/14/2011 3:52:29 PM
BuildingShanghai$27.857/14/2011 5:25:15 PM
TBTdragon$25.007/14/2011 5:23:42 PM
Veets$250.007/14/2011 5:41:29 PM
degster$25.007/15/2011 4:28:17 AM
YellowJacket$25.007/15/2011 7:59:02 AM
commitment-orca7$300.007/15/2011 11:17:43 AM
kyomoon$50.007/15/2011 4:56:53 PM
sri59$100.007/16/2011 11:04:28 AM
TrustPlus$50.007/16/2011 2:16:57 PM
C_Mark$50.007/16/2011 2:28:57 PM
drkosh$25.007/16/2011 3:52:59 PM
virtuous-repayment$175.007/17/2011 6:07:03 PM
Frosty$25.007/17/2011 4:51:13 PM
successful-agreement7$100.007/18/2011 2:57:04 PM
SNH$100.007/18/2011 11:13:06 AM
AFairDeal$30.007/18/2011 4:35:08 PM
Supernick$50.007/18/2011 4:34:11 PM
chibear34$25.007/18/2011 4:36:49 PM
generous-deal6$100.007/18/2011 5:41:07 PM
skuba$75.007/19/2011 6:49:17 AM
gold-commander0$50.007/18/2011 11:48:02 PM
pnace$50.007/19/2011 10:47:10 AM
mizount$25.007/19/2011 10:48:29 AM
best-decisive-peace$25.007/19/2011 12:08:26 PM
dharma1$25.007/19/2011 1:36:38 PM
integrity-starter$50.007/19/2011 10:54:22 AM
mason13a$50.007/19/2011 6:00:00 PM
social-turtle4$25.007/19/2011 9:19:14 PM
secret-santa$25.007/20/2011 2:28:05 AM
Carpetkid$50.007/20/2011 8:28:31 AM
iolaire$25.007/20/2011 9:13:07 AM
aasx1108$25.007/20/2011 1:23:41 PM
Havana21$200.007/20/2011 5:11:01 PM
djs81$45.007/20/2011 3:29:59 PM
USMC0311$25.007/20/2011 4:03:19 PM
nuclearmoose$50.007/20/2011 7:20:49 PM
CaptainBlueberry$25.007/20/2011 7:40:59 PM
ChicoBob$25.007/20/2011 10:17:31 PM
CaptainBL$50.007/20/2011 7:15:35 PM
ceg451$25.007/20/2011 6:42:35 PM
credit-force5$100.007/20/2011 9:11:43 PM
emphatic-responsibility$100.007/20/2011 11:00:35 PM
ebgb234$25.007/21/2011 7:27:35 AM
felicity-jalapeno$25.007/21/2011 9:12:18 AM
CapitalLibre$25.007/21/2011 9:12:20 AM
Mantis75$25.007/21/2011 9:13:20 AM
discrete-asset$25.007/21/2011 7:17:55 AM
Princehaha$100.007/21/2011 10:32:25 AM
steely_dan34$25.007/21/2011 9:12:21 AM
orange-courageous-dedication$25.007/21/2011 10:17:58 AM
larrybird$1,000.007/21/2011 3:23:26 PM
capital-futurist$25.007/21/2011 10:34:19 AM
phillipd48$25.007/21/2011 3:52:28 PM
credit-maple5$50.007/21/2011 11:28:40 AM
AJLending$25.007/21/2011 11:31:18 AM
BankOfBjoltus$50.007/21/2011 4:07:07 PM
marsciguy$26.007/21/2011 4:57:24 PM
heavenly-interest9$100.007/21/2011 2:08:03 PM
market-pudding$25.007/21/2011 2:32:42 PM
dayahn$25.007/21/2011 3:18:40 PM
kegs$1,500.007/21/2011 3:24:03 PM
narblark$50.007/21/2011 3:52:29 PM
kegs$1,000.007/21/2011 4:58:38 PM
BankofHank$100.007/7/2011 5:00:58 PM
meux99$25.007/7/2011 5:01:00 PM
uberrific$100.007/7/2011 5:01:24 PM
ogmanny$50.007/7/2011 5:01:53 PM
benjamins-utopia$50.007/7/2011 5:02:00 PM
lloyd_s$25.007/7/2011 5:05:40 PM
neighborly-hope6$50.007/7/2011 5:07:18 PM
blot44$25.007/7/2011 5:09:30 PM
jpac1066$200.007/7/2011 5:09:34 PM
Zipperdu$40.007/8/2011 4:11:41 AM
restless-balance9$50.007/8/2011 4:14:20 AM
samo102us$25.007/8/2011 5:38:15 AM
rescue$100.007/8/2011 10:07:32 AM
BankofPete$30.007/8/2011 11:41:04 AM
JustMee$25.007/8/2011 12:16:49 PM
caring-hope2$100.007/8/2011 2:46:19 PM
proper-commitment5$25.007/9/2011 10:15:10 AM
fortytwo$250.007/9/2011 10:48:38 AM
jpblan11$25.007/9/2011 7:16:25 PM
lanlie$113.587/10/2011 5:04:30 AM
truth-image$100.007/10/2011 12:15:35 PM
Guiren$100.007/10/2011 2:29:04 PM
radforj22$25.007/10/2011 6:30:52 PM
x-lender$100.007/11/2011 1:41:42 PM
economy-huckleberry0$25.007/11/2011 2:26:19 PM
StPong$25.007/11/2011 3:06:04 PM
first-favorite-bonus9$25.007/11/2011 3:06:59 PM
pound-balancer$50.007/12/2011 9:54:06 PM
happy-loyalty$25.007/13/2011 8:34:51 AM
diversification-surge$50.007/13/2011 3:42:39 PM
velocity-solo$30.007/14/2011 1:22:52 AM
Pickmar$25.007/14/2011 4:54:23 AM
virtuous-repayment$25.007/14/2011 3:35:49 PM
michaelwong$50.007/14/2011 4:22:29 PM
keyfig$25.007/14/2011 4:27:44 PM
NDFIRTH$45.007/14/2011 7:12:09 PM
wise-silver-wonder$25.007/14/2011 5:12:48 PM
thedoctor$39.537/15/2011 4:14:22 AM
ckatak$50.007/15/2011 7:14:07 AM
sflawya$25.007/15/2011 5:26:53 AM
life-is-great$25.007/15/2011 3:07:29 PM
Weaverville$100.007/15/2011 3:07:27 PM
whistledicksmith$25.007/15/2011 3:08:10 PM
Aeroman32$25.007/15/2011 11:32:24 PM
GreenSun$25.007/16/2011 5:14:20 AM
cash-cymbal$50.007/16/2011 9:06:12 PM
nimble-money0$25.007/17/2011 3:21:53 PM
promiser200$25.007/17/2011 4:41:37 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:57 PM
janeybooboo$100.007/17/2011 2:59:24 PM
efficient-treasure0$25.007/17/2011 7:30:39 PM
kdog99$100.007/18/2011 1:22:10 PM
FlexFunding$25.007/18/2011 4:32:12 PM
syrepsorp$50.007/18/2011 11:41:25 PM
lagnisiruk$25.007/19/2011 1:03:07 AM
jcn12321$25.007/19/2011 4:20:58 AM
sgt-schultz$25.007/19/2011 6:19:08 AM
OldFriend$50.007/19/2011 10:33:45 AM
Tknojnky$50.007/19/2011 10:16:44 AM
rlgnyc$25.007/19/2011 10:19:18 AM
profit-powerplant$25.007/19/2011 12:02:31 PM
onegr8papa$300.007/19/2011 3:20:06 PM
fotep-financial$25.007/19/2011 4:43:00 PM
hostbank$250.007/19/2011 8:03:29 PM
economy-acrobat4$25.007/19/2011 6:07:40 PM
LandE2BG$50.007/19/2011 7:43:17 PM
Hanalei712$25.007/19/2011 10:35:19 PM
peace-flower9$25.007/20/2011 1:44:53 PM
anacent$50.007/20/2011 4:02:51 PM
red-enthralling-justice$25.007/20/2011 6:54:30 PM
oplender$25.007/20/2011 4:02:39 PM
reinforced-reward$25.007/20/2011 5:11:04 PM
loyalty-sherpa$25.007/20/2011 9:03:59 PM
Taxman44$25.007/20/2011 5:17:37 PM
Veets$150.007/20/2011 6:24:34 PM
Emgolda$25.007/20/2011 5:23:36 PM
djh47a$25.007/21/2011 12:28:14 AM
Crisscross$25.007/20/2011 7:41:33 PM
Munnie$25.007/20/2011 8:56:05 PM
Dollars4Rent$25.007/20/2011 7:58:52 PM
kbmin$25.007/21/2011 8:04:25 AM
rmachi$25.007/21/2011 9:12:38 AM
Captain88$25.007/21/2011 8:20:50 AM
SmokeyMirror$25.007/21/2011 8:28:43 AM
fund-ambrosia0$25.007/21/2011 9:31:55 AM
vigilance-revolutionary$50.007/21/2011 10:18:19 AM
windfall46$25.007/21/2011 3:52:28 PM
imyorleadr$25.007/21/2011 3:52:31 PM
MTLoans$25.007/21/2011 4:26:13 PM
wealthstar$25.007/21/2011 1:20:01 PM
Railbird$25.007/21/2011 1:48:47 PM
capital-buddy$25.007/21/2011 2:52:25 PM
Rockymtnhi$50.007/21/2011 3:05:06 PM
valiant-liberty4$25.007/21/2011 3:52:16 PM
balance-voyager$50.007/21/2011 3:52:30 PM
slowpig$50.007/21/2011 3:52:31 PM
worldly-investment333$50.007/21/2011 3:57:28 PM
cash-fanatic$50.007/21/2011 4:26:27 PM
donmacprosper$25.007/21/2011 4:32:44 PM
larrybird$638.047/21/2011 4:59:19 PM
198 Investments
 
Borrower Payment Dependent Notes Series 515341
This series of Notes was issued and sold upon the funding of the borrower loan #51516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-08-2011 
Term: 60 months Listing End date:  Jul-22-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 29.37% Monthly payment: $457.94
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 15.34%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-2006 Debt/Income ratio: 41%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:2y 0m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,923Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: No  
Screen name: one_god Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 53 ( 100% ) 680-699 (Latest)
Principal borrowed: $9,600.00< 31 days late: 0 ( 0% )  
680-699 (Aug-2009)
700-719 (Sep-2008)
 
Principal balance: $1,587.74 31+ days late: 0 ( 0% )
Total payments billed: 53  
Description
Loan for Investment
Purpose of loan:
This loan will be used to invest in stock options


I am an excellent candidate for this loan because I am very trustworthy and responsible. I recently paid off one of my prosper loans with all payments made on time while the second loan is currently being paid off. i can guarantee you that all payments will be made on time through ACH. thank you for your business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/8/2011 9:03:18 AM
simplelender80$100.007/8/2011 9:03:23 AM
OldManP$25.007/8/2011 9:02:41 AM
investment-artist$25.017/8/2011 9:03:28 AM
bullish2bearish$29.007/8/2011 9:23:23 AM
MoneyForNothing$112.717/8/2011 9:33:52 AM
investment-daydream$25.007/8/2011 10:09:02 AM
chameleon125$50.007/8/2011 12:45:30 PM
shawnw2$45.007/8/2011 2:07:01 PM
loan-master1$25.007/8/2011 7:22:55 PM
wisconsinvestor$25.007/8/2011 7:37:06 PM
jmeasn$25.007/8/2011 9:24:07 PM
kendigme$50.007/9/2011 4:54:23 AM
shawnw2$56.087/9/2011 5:30:48 PM
tech310$50.007/9/2011 7:52:39 PM
yf99yz$25.007/9/2011 11:04:16 PM
momoney2lend$25.007/10/2011 3:01:35 PM
money-baron$25.007/11/2011 3:25:21 AM
setUup$32.207/11/2011 2:14:51 PM
CommunityArts_Non-profit$30.007/12/2011 12:16:49 AM
Dubbs360$25.007/12/2011 12:58:41 AM
kendigme$50.007/12/2011 2:44:54 AM
marwadi-62$500.007/12/2011 6:28:02 AM
diplomatic-wealth7$25.007/12/2011 3:53:16 PM
genuine-integrity0$25.007/12/2011 6:27:38 PM
proper-revenue7$25.007/12/2011 7:38:22 PM
6moonbeams$25.007/13/2011 1:55:33 PM
kendigme$25.007/14/2011 3:09:15 AM
red-power-pecan$50.007/14/2011 8:21:30 AM
fragonardlives$35.007/14/2011 11:22:52 AM
shawnw2$28.597/14/2011 4:48:24 PM
cilynx$56.707/15/2011 7:25:33 AM
first-dinero-paladin$25.007/15/2011 7:20:08 PM
Weaverville$25.007/16/2011 12:13:52 PM
sensible-fund$25.007/16/2011 9:17:54 PM
ready-interest9$25.007/17/2011 2:07:34 PM
moola-accelerator6$40.007/18/2011 12:02:32 PM
jules3304$25.007/18/2011 2:01:26 PM
handy-point5$25.007/18/2011 4:57:10 PM
generous-deal6$50.007/18/2011 5:45:11 PM
cash-reaction2$50.007/18/2011 6:52:26 PM
soulblest$26.217/18/2011 9:15:17 PM
first-favorite-bonus9$25.007/18/2011 7:57:00 PM
shawnw2$53.667/19/2011 7:10:48 AM
sgt-schultz$35.007/19/2011 6:15:41 AM
moola-trumpeter$25.007/19/2011 10:22:47 AM
NLB-PHX$50.007/19/2011 10:44:24 AM
loancrusader$100.007/19/2011 10:20:44 AM
birddogsb$50.007/19/2011 10:20:51 AM
newest-organic-rupee$33.007/19/2011 10:25:38 AM
bkmrkr$75.007/19/2011 11:53:34 AM
Banker2OO7$71.197/19/2011 2:37:30 PM
gold-cluster$50.007/19/2011 2:59:46 PM
iamwhatiam$25.007/19/2011 11:15:16 AM
meteoric-asset4$25.007/19/2011 12:40:33 PM
loyalty-czar$64.007/19/2011 12:53:06 PM
GiftViftdotcom$25.007/19/2011 12:10:21 PM
SqueezeKing$25.007/19/2011 2:34:51 PM
prominence8$40.007/19/2011 1:17:01 PM
roben12$25.007/19/2011 1:18:53 PM
atomantic$25.007/19/2011 1:32:09 PM
Accountant83$150.007/19/2011 3:25:44 PM
dudebrah$25.007/19/2011 4:54:01 PM
treasure-bliss$50.007/19/2011 4:02:38 PM
twjh$25.007/19/2011 6:35:38 PM
Alittleluck$25.007/19/2011 6:44:39 PM
shawnw2$50.007/19/2011 7:09:42 PM
ingenious-deal6$25.007/19/2011 7:24:50 PM
suave-dime6$25.007/19/2011 6:10:20 PM
enchanted-truth264$25.007/19/2011 5:22:34 PM
RockpointCapital$100.007/19/2011 7:22:49 PM
SwiDaddy$25.007/19/2011 7:44:58 PM
COCHINOBOY$40.007/20/2011 5:11:50 AM
superb-funds335$26.007/19/2011 8:06:25 PM
pworld$50.007/19/2011 8:12:48 PM
jjswanso$25.007/20/2011 6:23:18 AM
Ananya$25.007/20/2011 6:39:30 AM
lucrative-dollar$25.007/20/2011 7:02:52 AM
vigilance-accruer$35.707/19/2011 8:57:53 PM
Bcs-cnc$25.007/20/2011 8:01:40 AM
pietro_torna_indietro$25.007/19/2011 11:42:30 PM
thomas16882004$25.007/20/2011 2:23:05 AM
anarchy1985$50.007/20/2011 2:31:58 AM
alphaseek$200.007/20/2011 4:15:39 AM
britgsb$100.007/20/2011 6:07:56 AM
vonheyse$50.007/20/2011 10:01:55 AM
thankful-yield8$25.007/20/2011 7:27:11 AM
Bob450$25.327/20/2011 7:30:20 AM
marwadi-62$500.007/20/2011 7:36:41 AM
octoberfresh$25.007/20/2011 8:13:12 AM
blackstar$25.007/20/2011 9:02:46 AM
testguy$150.007/20/2011 9:31:17 AM
glimmering-funds2$25.007/20/2011 10:21:30 AM
return-rocket9$25.007/20/2011 10:35:51 AM
tshurts$25.007/20/2011 5:08:31 PM
loss-of-control$50.007/20/2011 8:06:59 PM
orange-preeminant-bill$50.007/20/2011 5:07:55 PM
credit-force5$100.007/20/2011 9:11:44 PM
revenue-achievement$25.007/21/2011 12:14:19 AM
moola-cell3$44.007/20/2011 10:10:38 PM
intrepid-loot$25.007/20/2011 10:13:05 PM
Elevate2012$38.377/21/2011 8:01:04 AM
Captain88$25.007/21/2011 8:33:58 AM
shawnw2$177.507/21/2011 9:46:49 AM
morfie$25.007/21/2011 9:35:48 AM
moed100$100.007/21/2011 9:38:31 AM
rupee-artisan$25.007/21/2011 9:42:33 AM
return-enthusiast1$100.007/21/2011 2:31:46 PM
virtuous-repayment$100.007/21/2011 10:27:18 AM
lowlite6647$25.007/21/2011 5:07:13 PM
dedicated-transaction796$50.007/21/2011 2:42:06 PM
mnmcarve$50.007/21/2011 5:12:55 PM
fairhelper$25.007/21/2011 5:15:15 PM
marcomnzs$25.007/21/2011 5:15:18 PM
liberty-destiny3$25.007/21/2011 5:15:21 PM
HamachiMan$50.007/21/2011 5:15:22 PM
payout-paddle1$50.007/21/2011 5:18:29 PM
silverloan$25.007/21/2011 5:22:08 PM
golden-velocity9$25.007/21/2011 3:48:33 PM
good4loan$50.007/21/2011 4:06:47 PM
Comoparklender$25.007/21/2011 4:32:10 PM
enchanted-diversification496$50.007/21/2011 4:32:19 PM
hope-eagle6$25.007/21/2011 4:32:26 PM
yield-lion$25.007/21/2011 4:32:36 PM
pixeldave$50.007/21/2011 5:12:02 PM
reasonable-bonus6$25.007/21/2011 5:07:18 PM
copper$47.797/21/2011 5:12:20 PM
skunkor2$25.007/21/2011 5:12:56 PM
SDNLR$71.037/21/2011 5:12:57 PM
symbiosis$25.007/21/2011 5:15:17 PM
runner262$25.007/21/2011 5:15:16 PM
new-social-economist$50.007/21/2011 5:15:19 PM
trade-beeper4$25.007/21/2011 5:15:23 PM
nickel-acrobat$25.007/21/2011 5:25:15 PM
sfmdg$35.007/21/2011 5:49:49 PM
brmar$25.007/21/2011 6:12:32 PM
whitebalcony$25.007/21/2011 7:10:39 PM
wlm3012$30.007/21/2011 7:33:15 PM
basis-hero8$25.007/21/2011 8:08:39 PM
imlosttoo$25.007/22/2011 12:47:34 AM
historic-loan1$30.007/21/2011 8:12:34 PM
LBOregon$25.007/22/2011 12:52:16 AM
dollar-cherry6$25.177/22/2011 12:57:06 AM
heaven75$62.507/21/2011 9:55:36 PM
drg6289$25.007/22/2011 12:37:34 AM
hayhelp$25.007/22/2011 12:47:36 AM
Diamond_Jim$34.627/22/2011 12:52:18 AM
integrity-electron9$50.007/22/2011 7:17:57 AM
Captain_America$200.007/22/2011 2:17:32 AM
wtrboy$25.007/22/2011 5:45:30 AM
enthralling-investment$40.547/22/2011 6:08:03 AM
Soothsayer$25.007/22/2011 6:07:38 AM
AdamsWay$50.007/22/2011 7:08:12 AM
108lender$100.007/8/2011 11:18:23 AM
the-reliable-trade$100.007/17/2011 4:01:37 PM
profit-powerplant$25.007/8/2011 9:56:46 AM
fascinating-generosity3$100.007/8/2011 10:39:56 AM
villagers$25.007/8/2011 12:31:03 PM
thankful-nickel2$25.007/8/2011 2:48:13 PM
five-star-note$100.007/8/2011 1:47:24 PM
Moe87$30.227/8/2011 3:29:37 PM
enthusiastic-balance5$100.007/9/2011 4:28:16 AM
reflective-rupee$25.097/9/2011 1:12:28 PM
economy-huckleberry0$25.007/11/2011 2:28:51 PM
Whatssofunnybout$25.007/11/2011 5:48:05 PM
Feyenoord$25.007/12/2011 1:18:23 AM
SecondChanceLendingSERV$31.717/12/2011 7:05:36 AM
Investoman$50.007/12/2011 12:38:29 PM
Banker2OO7$50.007/12/2011 3:13:36 PM
GElender$25.007/13/2011 5:47:24 AM
AlternativeCashFlow$50.007/13/2011 10:00:59 AM
shawnw2$25.007/13/2011 10:29:23 AM
Billfred$25.007/13/2011 5:24:11 PM
mikrolown$25.007/13/2011 6:30:37 PM
312-Lender$25.007/14/2011 3:10:59 AM
first-serene-credit$25.007/13/2011 10:53:23 PM
888GoldIngots$41.987/14/2011 6:27:59 AM
reflective-greenback1$50.007/14/2011 1:31:46 PM
neutrino6$25.007/14/2011 10:56:40 AM
pearl13$100.007/14/2011 3:13:48 PM
money-baron-roth-IRA$25.007/14/2011 4:41:43 PM
jhouman$25.007/15/2011 4:18:28 AM
jkeller4000$25.007/15/2011 5:49:44 AM
handy-justice$50.007/15/2011 6:11:56 PM
shawnw2$112.347/16/2011 6:11:05 AM
important-openness1$100.007/17/2011 12:08:31 PM
silver-buckeye$25.007/17/2011 7:46:30 AM
sweetlan$25.077/17/2011 4:45:00 PM
diligent-peace9$50.007/17/2011 9:53:28 PM
economy-coup$100.007/18/2011 12:57:34 AM
availableloan$25.007/17/2011 9:51:37 PM
loanermn$25.007/18/2011 5:06:42 AM
red-favorable-basis$25.007/18/2011 5:22:37 AM
The-Lighthouse-Group$25.007/18/2011 5:57:51 AM
eyesdesire$25.007/18/2011 11:01:37 AM
tolerant-truth2$64.727/18/2011 11:25:10 AM
BankofRon$25.007/18/2011 9:17:24 AM
RLaumeyer$25.007/18/2011 9:20:22 AM
jybank$50.007/18/2011 11:12:22 AM
successful-agreement7$100.007/18/2011 2:57:06 PM
dcshobby$25.007/18/2011 3:00:17 PM
bonus-seahorse$25.007/19/2011 1:36:25 AM
whatreality$25.007/19/2011 7:31:43 AM
moola-monger9$50.007/19/2011 9:00:15 AM
capital-halo1$1,000.007/19/2011 6:25:54 AM
pembull$100.007/19/2011 9:06:56 AM
DasMula$57.007/19/2011 6:29:27 AM
Leshan$323.147/19/2011 8:39:57 AM
worthy-bid8$25.007/19/2011 8:43:38 AM
benefit-position$32.007/19/2011 9:33:58 AM
Rogesparkguy$25.007/19/2011 1:36:01 PM
stock106$25.007/19/2011 2:38:29 PM
SolarMoonshine$25.007/19/2011 3:21:38 PM
klinebarger$25.007/19/2011 3:22:33 PM
circustab$50.007/19/2011 12:24:45 PM
TakeCare$25.007/19/2011 4:13:09 PM
buffalobills$25.007/19/2011 4:13:26 PM
supersarah61$50.007/19/2011 4:17:12 PM
treasure-hunter270$50.007/19/2011 4:36:05 PM
Loan_Some_Money$28.027/19/2011 5:36:24 PM
loot-supporter2$25.007/19/2011 6:31:50 PM
john2218$25.007/19/2011 5:06:16 PM
natural-platinum$25.007/19/2011 4:37:30 PM
boomer5$25.007/19/2011 5:20:04 PM
BeanCownter$50.007/19/2011 7:01:12 PM
kulender$100.007/19/2011 6:32:21 PM
ommcd$25.007/20/2011 12:18:07 AM
kind-diligent-coin$25.007/20/2011 4:34:09 AM
rate-sceptre$30.007/19/2011 8:59:59 PM
Leopoldine$26.007/20/2011 8:13:28 AM
HolJenks$25.007/20/2011 8:34:47 AM
SNH$50.007/20/2011 8:37:39 AM
goodfaithAK$50.007/19/2011 11:49:59 PM
IIP77$25.007/20/2011 12:23:02 AM
Something-Corporate$25.007/20/2011 4:25:25 AM
Nerdster1$25.117/20/2011 5:21:16 AM
Jack55304$300.007/20/2011 7:12:36 AM
marketplace-meridian$25.007/20/2011 7:29:52 AM
cogent$55.747/20/2011 6:24:48 AM
a-fund-doctor$25.007/20/2011 8:05:31 AM
tolerant-diversification4$25.007/20/2011 10:56:05 AM
indomitable-dedication$50.007/20/2011 11:22:08 AM
jebber007$30.007/20/2011 1:16:45 PM
Bobtep23$138.517/20/2011 9:39:10 AM
stepatatime-together$100.007/20/2011 2:31:24 PM
bid-hugger$112.767/20/2011 9:51:29 AM
worthy-bid4$52.007/20/2011 9:41:32 AM
investment-comet$25.007/20/2011 12:21:29 PM
Kselr$28.297/20/2011 11:39:36 AM
SocalLawGal$25.007/20/2011 12:59:59 PM
bid-czar8$100.007/20/2011 4:48:55 PM
radforj22$25.007/20/2011 5:13:59 PM
asiaratt$50.007/20/2011 3:08:14 PM
wwwUniversal$25.007/20/2011 5:17:28 PM
wifibank$25.007/20/2011 5:00:29 PM
TheRock$25.007/20/2011 9:21:51 PM
mercuriant$25.007/20/2011 7:01:48 PM
shrewd-peace7$30.007/20/2011 10:02:43 PM
irrelevant$25.007/21/2011 12:27:53 AM
the-profit-oracle$25.007/21/2011 12:28:06 AM
payment-gusto$25.007/21/2011 12:32:48 AM
missing-link$25.007/21/2011 12:32:54 AM
graceful-investment$38.407/21/2011 12:33:10 AM
let_me_retire$100.007/21/2011 12:40:30 AM
TennSquire$25.007/21/2011 10:39:01 AM
coin-investor$25.007/21/2011 9:32:10 AM
GrommetPosse$50.007/21/2011 11:47:37 AM
willinvest$25.007/21/2011 4:24:02 PM
macgeek$25.007/21/2011 5:07:06 PM
maschinenbau$25.007/21/2011 5:12:54 PM
generator535$25.007/21/2011 5:14:08 PM
authoritative-platinum7$25.007/21/2011 5:15:19 PM
Banker7371$25.007/21/2011 5:12:33 PM
yield-trader$50.007/21/2011 5:15:19 PM
minddoc$25.007/21/2011 5:15:23 PM
handshake5$100.007/21/2011 5:15:17 PM
StPong$25.007/21/2011 5:15:20 PM
miked8303$50.007/21/2011 5:15:22 PM
proud-gold9$25.007/21/2011 5:34:39 PM
p2ploan-sensation211$25.007/21/2011 6:47:26 PM
foxtrot12$27.737/22/2011 12:37:32 AM
soulwork$25.007/21/2011 8:25:02 PM
elephantparty$25.007/21/2011 8:05:19 PM
imoutdoorsy$25.007/21/2011 8:25:38 PM
flwah$25.007/22/2011 12:47:46 AM
Viamin$25.007/22/2011 12:37:28 AM
equitable-yield4$25.007/22/2011 12:57:04 AM
nimble-economy863$25.007/22/2011 6:53:08 AM
nildivloans$25.007/22/2011 7:23:42 AM
FarmersBank$25.007/22/2011 7:29:24 AM
money-surge1$25.007/22/2011 12:58:10 AM
generous-peace4$77.287/22/2011 7:46:30 AM
LittleMingo$30.007/22/2011 2:42:28 AM
Bomber$25.007/22/2011 4:29:39 AM
cospilot$25.007/22/2011 6:02:11 AM
reflective-rupee$175.007/22/2011 6:28:26 AM
apostle901$25.007/22/2011 7:16:42 AM
ferris2484$25.007/22/2011 7:27:28 AM
officer8$25.007/22/2011 7:41:56 AM
299 Investments
 
Borrower Payment Dependent Notes Series 515643
This series of Notes was issued and sold upon the funding of the borrower loan #51500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-10-2011 
Term: 36 months Listing End date:  Jul-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Apr-1993 Debt/Income ratio: 22%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 10Length of status:2y 9m
Amount delinquent: $2,988 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,319Stated income:$100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: hope-trailblazer1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bashi
Purpose of loan: Consolidate debt
This loan will be used to...consolidate debt

My financial situation:
I am a good candidate for this loan because...Due to nature of my profession I always pay back my debts.


Monthly net income: $6000
Monthly expenses: $5400
Housing: $2800
Insurance: $400
Car expenses: $600
Utilities: $140
Phone, cable, internet: $140
Food, entertainment: $220
Clothing, household expenses: $400
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
first-favorite-bonus9$25.007/10/2011 12:14:43 PM
pearl13$100.007/16/2011 9:06:16 AM
VJ_Financial$26.327/17/2011 8:39:40 AM
liberty-point$25.007/17/2011 10:21:04 AM
sweetlan$25.077/17/2011 3:04:45 PM
sgt-schultz$35.007/18/2011 6:00:29 AM
P2P4me$200.007/18/2011 7:35:23 AM
exuberant-dime$25.007/18/2011 10:08:20 AM
GiftViftdotcom$25.007/19/2011 12:11:04 PM
SolarMoonshine$25.007/19/2011 3:17:46 PM
mhotchan$100.007/19/2011 1:29:05 PM
Fire2$25.007/20/2011 5:21:39 AM
loss-of-control$50.007/20/2011 7:55:45 PM
impala6464$50.007/20/2011 6:51:37 PM
commanding-income774$25.007/21/2011 4:25:23 AM
glroark$50.007/21/2011 6:10:26 AM
pyungpyung$25.007/21/2011 6:13:21 AM
bold-basis-supernova$25.007/21/2011 10:33:32 AM
fireferd$25.007/21/2011 10:56:30 AM
qsolo$100.007/21/2011 11:19:55 AM
powerlifter275$25.007/21/2011 3:53:29 PM
appetizing-duty8$47.637/21/2011 7:07:18 PM
Loanstou$61.657/21/2011 7:43:59 PM
wise-unequivocal-return$25.007/21/2011 5:19:08 PM
velocity-owner4$25.007/21/2011 9:31:08 PM
loan-warrior$25.007/21/2011 6:07:22 PM
brmar$25.007/21/2011 6:10:25 PM
note-mad-scientist$26.457/22/2011 4:19:12 AM
gain-expert$40.007/21/2011 11:26:48 PM
bbt210$25.037/22/2011 7:23:27 AM
reflective-rupee$200.097/22/2011 2:00:48 AM
ofern01$100.007/22/2011 5:17:36 AM
Usurious$74.957/22/2011 6:06:43 AM
cerbear9$25.007/22/2011 7:06:06 AM
first-dinero-igloo$25.007/22/2011 6:39:34 AM
CACO_Lender$25.007/22/2011 6:56:53 AM
OLYVRC$50.007/22/2011 7:35:56 AM
blissful-finance7$25.007/22/2011 9:59:40 AM
integrity-electron9$50.007/22/2011 7:45:52 AM
thegreatstrafe$25.007/22/2011 10:04:42 AM
shrewd-income$25.007/22/2011 8:59:17 AM
keeminn$25.007/22/2011 10:30:25 AM
ect_2k20$25.007/22/2011 9:19:23 AM
worthy-bid4$53.967/22/2011 9:16:22 AM
liberty-pecan$200.007/22/2011 10:39:46 AM
red-favorable-basis$25.007/17/2011 4:37:04 PM
gain-expert$40.007/19/2011 10:15:14 AM
sensational-dinero6$150.007/19/2011 1:28:02 PM
Investoman$50.007/19/2011 7:08:03 PM
blkfroggy$25.007/19/2011 8:01:55 PM
shrewd-peace7$30.007/20/2011 9:54:31 PM
justasoldier$50.007/20/2011 7:48:50 PM
moola-cell3$40.007/20/2011 10:08:27 PM
WesLL$500.007/21/2011 8:13:55 AM
pure-note0$26.087/21/2011 1:06:03 PM
VJ_Financial$26.327/21/2011 2:03:06 PM
golden-velocity9$25.007/21/2011 3:45:05 PM
a-versatile-power$25.007/21/2011 4:28:45 PM
moneyman369$78.287/21/2011 6:18:16 PM
zorg77$50.007/21/2011 6:41:10 PM
Lubava$25.517/21/2011 6:50:04 PM
DonTraveler99$25.007/21/2011 6:39:19 PM
tech310$50.007/21/2011 8:49:58 PM
IIP77$32.027/22/2011 1:34:08 AM
bold-shrewd-duty$25.007/22/2011 5:43:36 AM
point-commando$25.007/22/2011 9:14:32 AM
breathtaking-durability6$50.007/22/2011 9:37:44 AM
JauaFlash$25.007/22/2011 9:55:52 AM
g-mak-fund$25.007/22/2011 7:45:14 AM
OLYVRC$25.007/22/2011 7:48:30 AM
YeoLenderSource$25.007/22/2011 10:14:47 AM
independent-transaction$173.987/22/2011 8:33:39 AM
gslinv$25.007/22/2011 9:06:34 AM
kdog99$100.007/22/2011 10:18:00 AM
74 Investments
 
Borrower Payment Dependent Notes Series 515653
This series of Notes was issued and sold upon the funding of the borrower loan #51535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,300.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $257.17
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1994 Debt/Income ratio: 29%
Credit score: 720-739 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 11Length of status:9y 4m
Amount delinquent: $79 Total credit lines: 37 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,422Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: tiger025 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan needed for home improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-reliable-trade$100.007/17/2011 4:01:42 PM
Investor_DP$100.007/11/2011 9:03:00 AM
reflective-rupee$200.097/12/2011 7:00:40 AM
diplomatic-wealth7$25.007/13/2011 3:30:05 PM
otto1939$51.007/15/2011 9:31:32 AM
handy-justice$50.007/15/2011 6:12:02 PM
villagers$50.007/17/2011 10:39:46 AM
economy-coup$100.007/18/2011 12:57:37 AM
important-openness1$100.007/19/2011 1:13:03 PM
simplelender80$100.007/11/2011 9:03:04 AM
fortytwo$100.007/11/2011 10:49:46 AM
janeybooboo$101.007/11/2011 11:52:45 AM
Dubbs360$25.007/13/2011 12:40:32 AM
pearl13$100.007/14/2011 3:13:53 PM
Investoman$50.007/15/2011 6:49:21 AM
loyalist1$100.007/16/2011 3:58:45 AM
6moonbeams$25.007/17/2011 5:35:35 PM
janeybooboo$49.007/17/2011 7:21:58 PM
mlj0671$25.007/18/2011 10:24:03 AM
successful-agreement7$100.007/18/2011 2:57:19 PM
Weaverville$25.007/18/2011 4:27:14 PM
sgt-schultz$35.007/19/2011 7:25:01 AM
birddogsb$50.007/19/2011 10:20:54 AM
worth-blanket2$4,638.917/19/2011 4:32:21 PM
24 Investments
 
Borrower Payment Dependent Notes Series 515707
This series of Notes was issued and sold upon the funding of the borrower loan #51413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-11-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $214.98
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Nov-1999 Debt/Income ratio: 17%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 17 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,741Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: PythonMorphBreeder Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 52 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2009)
640-659 (Aug-2008)
520-539 (Jul-2008)
640-659 (May-2008)
 
Principal balance: $513.93 31+ days late: 0 ( 0% )
Total payments billed: 52  
Description
Reptile Breeding Business
Purpose of loan: To purchase more adult breeders for my Reptile Business.
This loan will be used to...Go to Daytona, Florida to the Daytona Reptile Expo and purchase some adult breeders for my business.

My financial situation: is pretty good actually! Just took a new Executive Chef job for Radisson Hotels in Nashville. My wife works full time as a retail manager.
I am a good candidate for this loan because...I have paid off 1 Prosper Loan in full already and have 1 year remaining on another and have NEVER missed a payment! My reptile business is doing pretty good and my last 2 loans from Prosper had to do with the same thing (reptile business)


Monthly net income: $5520.00
Monthly expenses: $
Housing: $1200.00
Insurance: $120.00
Car expenses: $303.00
Utilities: $230.00
Phone, cable, internet: $155.00
Food, entertainment: $300.00
Clothing, household expenses: $150.00
Credit cards and other loans: $800.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$50.007/11/2011 5:00:52 PM
Aberdeen$5,000.007/11/2011 5:02:33 PM
vine99$65.007/11/2011 5:02:04 PM
3 Investments
 
Borrower Payment Dependent Notes Series 515749
This series of Notes was issued and sold upon the funding of the borrower loan #51534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.95% Listing Start date:  Jul-11-2011 
Term: 60 months Listing End date:  Jul-21-2011 
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 12.21% Monthly payment: $222.39
 
Lender servicing fee: 1.00% Effective Yield*: 10.98%  
Estimated return*: 9.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-2002 Debt/Income ratio: 17%
Credit score: 780-799 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 14 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,919Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: benandfamily Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
This loan will be used to help us prosper. I have an assortment of credit cards that I had gotten years ago under some hard times. I would like to get out from under their crushing rates and have these debts cleared. This loan will pay off more then $400 a month in credit payments freeing up extra cash to pay off more on other bills. With this loan i will be debt free (minus my home loan) in 5 years!

I have a large family of 9, and we have 4 sources of income totaling about 80k a year. Making this payment will be easy for us. We have solid jobs and have had them for some time now.

We always pay our bills on time. Your money wont be wasted, it will be re-payed on time every time! Your help with this loan contributes to our family being more secure for the future.



Thank you,
Ben +8
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blot44$25.007/11/2011 9:02:09 AM
minista$25.007/11/2011 9:02:38 AM
cebgop$25.007/11/2011 9:02:41 AM
jpac1066$200.007/11/2011 9:08:10 AM
ogmanny$50.007/11/2011 9:03:41 AM
compoundinterest$60.007/11/2011 9:03:57 AM
Rivervale_Westwood$25.007/11/2011 9:02:37 AM
kenji4861$50.007/11/2011 9:02:40 AM
uberrific$100.007/11/2011 9:02:54 AM
benjamins-utopia$50.007/11/2011 9:03:59 AM
janeybooboo$61.397/11/2011 9:11:20 AM
MarvintheMartian$40.007/11/2011 9:50:28 AM
economy-huckleberry0$25.007/11/2011 2:47:17 PM
-J$25.007/11/2011 3:04:43 PM
antlr$50.007/11/2011 5:15:36 PM
tapesor$100.007/11/2011 5:15:56 PM
lloyd_s$25.007/12/2011 1:07:47 AM
6moonbeams$100.007/11/2011 10:01:54 PM
first-favorite-bonus9$29.457/13/2011 4:47:23 AM
radforj22$50.007/13/2011 7:47:08 AM
x-lender$50.007/13/2011 11:18:53 AM
truth-image$100.007/13/2011 3:42:45 PM
britgsb$50.007/13/2011 3:53:28 PM
john2218$25.007/13/2011 5:23:16 PM
GWV2$50.007/13/2011 10:37:48 PM
goldfinger3$50.007/14/2011 9:34:05 AM
Bank_Of_XL$25.007/14/2011 2:50:20 PM
virtuous-repayment$25.007/14/2011 3:35:59 PM
StPong$25.007/15/2011 3:07:35 PM
commitment-orca7$300.007/15/2011 11:17:46 AM
GreenSun$25.007/16/2011 5:14:23 AM
velocity-solo$30.007/16/2011 1:08:26 AM
alpinaut$30.007/16/2011 9:22:20 AM
OregonDane$25.007/16/2011 10:14:44 AM
TrustPlus$50.007/16/2011 2:16:59 PM
C_Mark$50.007/16/2011 2:28:59 PM
drkosh$25.007/16/2011 3:53:01 PM
FlexFunding$50.007/17/2011 4:57:19 AM
nimble-money0$25.007/17/2011 3:21:55 PM
janeybooboo$38.617/17/2011 8:17:36 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:59 PM
forceful-duty178$250.007/18/2011 1:08:44 AM
reflective-rupee$200.097/18/2011 11:57:53 PM
gold-commander0$50.007/18/2011 11:48:04 PM
skuba$75.007/19/2011 6:49:20 AM
sgt-schultz$25.007/19/2011 6:20:31 AM
pnace$50.007/19/2011 10:47:11 AM
marwadi-62$200.007/19/2011 9:19:00 AM
Tknojnky$50.007/19/2011 10:16:46 AM
mizount$25.007/19/2011 10:48:31 AM
wise-silver-wonder$25.007/19/2011 3:42:10 PM
profit-powerplant$25.007/19/2011 12:02:41 PM
onegr8papa$300.007/19/2011 3:20:07 PM
hostbank$250.007/19/2011 8:03:38 PM
grampy48$25.007/19/2011 6:42:10 PM
social-turtle4$25.007/19/2011 9:19:20 PM
lanlie$212.087/19/2011 7:38:35 PM
diversification-surge$50.007/20/2011 9:11:59 AM
iolaire$25.007/20/2011 9:13:11 AM
secret-santa$25.007/20/2011 2:28:06 AM
outofoffice$75.007/20/2011 10:24:26 AM
Carpetkid$50.007/20/2011 8:28:38 AM
peace-flower9$25.007/20/2011 1:44:56 PM
dharma1$25.007/20/2011 4:02:35 PM
whistledicksmith$25.007/20/2011 4:03:05 PM
market-pudding$25.007/20/2011 3:18:00 PM
Weaverville$100.007/20/2011 5:11:10 PM
nuclearmoose$50.007/20/2011 7:20:51 PM
theloanteacher$25.007/20/2011 8:45:08 PM
adhawan325$25.007/21/2011 12:17:09 AM
sunny1985$25.007/20/2011 11:12:21 PM
let_me_retire$100.007/21/2011 12:29:04 AM
worldly-investment333$196.487/21/2011 5:30:39 AM
lanlie$624.907/21/2011 5:26:28 AM
neighborly-hope6$100.007/11/2011 9:02:19 AM
figs4u2$100.007/11/2011 9:02:21 AM
jubilant-trade6$50.007/11/2011 9:02:30 AM
meux99$25.007/11/2011 9:02:35 AM
diablorulz$50.007/11/2011 9:02:36 AM
top-epic-community$50.007/11/2011 9:02:42 AM
serene-truth2$50.007/11/2011 9:02:20 AM
gentle-penny7$50.007/11/2011 9:04:10 AM
BankofHank$125.007/11/2011 9:02:22 AM
indomitable-coin$25.007/11/2011 9:02:24 AM
income-awakening6$25.007/11/2011 3:06:42 PM
caring-hope2$100.007/11/2011 6:09:21 PM
lanlie$260.007/12/2011 4:01:06 AM
pound-balancer$50.007/12/2011 9:54:10 PM
Harry$25.007/13/2011 7:25:27 AM
Abstract$50.007/13/2011 4:37:06 PM
first-serene-credit$25.007/13/2011 10:49:04 PM
frooogal$25.007/14/2011 12:54:51 AM
damage$25.007/14/2011 8:19:37 AM
power-defender7$25.007/14/2011 3:47:23 PM
unclejaef$25.007/14/2011 3:52:32 PM
friendinmoney$25.007/14/2011 8:13:17 PM
Veets$250.007/14/2011 5:41:32 PM
Leopoldine$27.007/14/2011 8:48:03 PM
determined-deal7$25.007/15/2011 3:07:35 PM
Proactive-Financial-Lending$25.007/15/2011 7:42:37 PM
sri59$100.007/16/2011 11:04:50 AM
Sneezie$100.007/16/2011 12:31:16 PM
rpg$35.007/16/2011 3:54:22 PM
promiser200$25.007/17/2011 4:41:39 PM
efficient-treasure0$25.007/17/2011 7:30:54 PM
michaelwong$50.007/18/2011 8:08:15 AM
successful-agreement7$100.007/18/2011 2:57:21 PM
KFB_Investments$30.007/18/2011 1:53:34 PM
chibear34$25.007/18/2011 3:05:45 PM
YellowJacket$25.007/18/2011 5:01:12 PM
generous-deal6$100.007/18/2011 5:41:09 PM
lagnisiruk$25.007/19/2011 1:03:09 AM
syrepsorp$50.007/18/2011 11:41:29 PM
BankofPete$25.007/19/2011 10:19:37 AM
LovinMe$25.007/19/2011 11:13:44 AM
brightest-durability-chomper$25.007/19/2011 3:48:33 PM
ExtraIncome$25.007/19/2011 6:53:47 PM
LandE2BG$50.007/19/2011 7:43:29 PM
pythia$25.007/20/2011 4:26:11 AM
a-responsible-return$50.007/20/2011 9:12:29 AM
justinology$25.007/20/2011 10:24:13 AM
oaktown11$65.007/20/2011 2:24:39 PM
keyfig$25.007/20/2011 4:03:26 PM
indomart$50.007/20/2011 1:26:10 PM
CaptainBL$50.007/20/2011 7:15:46 PM
natural-worth9$1,000.007/20/2011 8:52:14 PM
Veets$150.007/20/2011 6:20:20 PM
EJO$25.007/20/2011 9:23:17 PM
loyalty-sherpa$25.007/20/2011 9:04:02 PM
self-reliant-integrity0$50.007/20/2011 9:33:09 PM
loyalty-czar$110.007/21/2011 5:13:54 AM
emphatic-responsibility$100.007/20/2011 11:00:40 PM
cr8on$100.007/20/2011 11:40:17 PM
wkeboarder21$50.007/21/2011 5:13:25 AM
TXCapLeader$100.007/21/2011 4:47:27 AM
bankojerry$25.007/21/2011 5:12:45 AM
136 Investments
 
Borrower Payment Dependent Notes Series 515783
This series of Notes was issued and sold upon the funding of the borrower loan #51429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $129.42
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: May-1995 Debt/Income ratio: 19%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 2 / 3Length of status:4y 2m
Amount delinquent: $20,469 Total credit lines: 16 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: wealth-cougar Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (Nov-2010)
660-679 (Dec-2009)
640-659 (Apr-2009)
680-699 (Sep-2008)
 
Principal balance: $6,477.07 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Fix car
Purpose of loan:
This loan will be used to...Put a new engine in my car

My financial situation:
I am a good candidate for this loan because...Always pay my depts The now del. you are seeing is not true. My mortage was being tr to another bank as my account was going through an in house refinace and my payments were held in escrow and the bank told me it will take 2 or 3 months to fix my credit report. I have one loan with prosper and my payments have never been late.


Monthly net income: $5161 plus wife 1800
Monthly expenses: $4636
Housing: $1452.00 tax and insurance
Insurance: $167
Car expenses: $450
Utilities: $275
Phone, cable, internet: $45 wife works for company
Food, entertainment: $900
Clothing, household expenses: $200
Credit cards and other loans: $750
Other expenses: $400 school payment for my children
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
first-favorite-bonus9$25.007/11/2011 4:52:15 PM
jkeller4000$25.007/15/2011 5:52:23 AM
worth-blanket2$2,793.007/17/2011 3:25:33 PM
DasMula$57.007/11/2011 7:28:37 PM
Billfred$25.007/14/2011 7:30:00 PM
orange-leverage-phoenix$50.007/15/2011 2:29:04 PM
credit-coach118$25.007/16/2011 12:39:40 PM
7 Investments
 
Borrower Payment Dependent Notes Series 516093
This series of Notes was issued and sold upon the funding of the borrower loan #51494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-12-2011 
Term: 12 months Listing End date:  Jul-14-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 34.11% Monthly payment: $190.08
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 12.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1994 Debt/Income ratio: 13%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 82 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 19 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: deal-grove3 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Mslawgirl
Purpose of loan:
This loan will be used to to pay for my last year of law school.

My financial situation:
I am a good candidate for this loan because I have integrity, dignity and I believe in doing whats right and paying what I borrow.


Monthly net income: $2600.00
Monthly expenses: $1200
Housing: $ 400
Insurance: $50
Car expenses: $ No car note
Utilities: $150
Phone, cable, internet: $60
Food, entertainment: $ 30
Clothing, household expenses: $50
Credit cards and other loans: $ 150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reward-motion$50.007/12/2011 5:02:07 PM
Investor_DP$100.007/12/2011 5:02:47 PM
wise-eloquent-yield$50.007/12/2011 5:02:04 PM
lobstahlender$25.007/13/2011 1:19:57 AM
contributor897$25.007/13/2011 4:03:05 AM
leverage-monger$25.007/13/2011 7:12:30 AM
EretzCapital$25.097/13/2011 7:08:59 AM
UTVolunteer$100.007/13/2011 8:18:31 AM
A-ONE-INVESTMENTS$50.007/13/2011 9:54:44 AM
citytreker$32.007/13/2011 1:58:30 PM
wealth-renaissance5$25.007/13/2011 12:55:51 PM
grotheik$25.007/13/2011 6:28:32 PM
LGMRN$25.007/13/2011 7:23:57 PM
cash-architect$30.067/13/2011 9:52:29 PM
Bob450$25.007/13/2011 9:35:16 PM
worldly-income2$25.007/14/2011 7:49:07 AM
poplar37$35.007/14/2011 6:09:15 AM
rockerZ71$30.007/14/2011 9:41:33 AM
unafraid-loan5$25.007/14/2011 9:46:35 AM
dinero-poblano$21.717/14/2011 9:49:33 AM
a-fund-doctor$25.007/14/2011 9:37:15 AM
value-allocator1$50.007/12/2011 5:02:03 PM
daekpon$30.007/12/2011 5:02:10 PM
simplelender80$100.007/12/2011 5:02:53 PM
r48$28.007/12/2011 5:03:23 PM
payout-flag6$50.007/12/2011 5:02:04 PM
payout-hammock1$50.007/12/2011 9:12:06 PM
reflective-rupee$25.097/12/2011 9:35:08 PM
Nickle-and-Dime-Loans$25.007/13/2011 12:48:29 AM
Malkial$25.007/13/2011 12:47:27 AM
capital-champion1$25.007/13/2011 5:55:23 AM
balance-windmill8$50.007/13/2011 1:25:59 PM
Bank42$25.007/13/2011 1:55:00 PM
thehousewife$25.007/13/2011 3:44:58 PM
investment-magma$25.007/13/2011 6:17:13 PM
elephantparty$25.007/13/2011 9:58:58 PM
Bisoninvestor$25.007/13/2011 10:59:38 PM
sharpey$200.007/13/2011 8:30:03 PM
equitable-peace9$29.127/13/2011 9:35:28 PM
wlm3012$30.007/14/2011 7:06:44 AM
alert9$50.007/14/2011 8:19:17 AM
balance-river$25.007/14/2011 8:41:42 AM
imdave4me$25.007/14/2011 8:00:41 AM
enthralling-investment$150.007/14/2011 5:49:31 AM
baker31$50.007/14/2011 8:41:35 AM
mars2024$33.937/14/2011 6:02:27 AM
ColoradoLender82$25.007/14/2011 9:01:59 AM
peb44$25.007/14/2011 9:31:06 AM
48 Investments
 
Borrower Payment Dependent Notes Series 516121
This series of Notes was issued and sold upon the funding of the borrower loan #51589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-22-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $612.30
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1987 Debt/Income ratio: 28%
Credit score: 660-679 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:8y 11m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,232Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: the-exchange-starfish Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
rekindle
Purpose of loan:
This loan will be used to bill consolidation

My financial situation:
I am a good candidate for this loan because I am a civil service employee for the past 8 yearsin two agencies in good standing.

Monthly net income: $3,000
Monthly expenses: $ 200
Housing: $1,475
Insurance: $1200
Car expenses: $209
Utilities: $100
Phone, cable, internet: $75
Clothing, household expenses: varies
Credit cards and other loans: $875

Struggled for a while after my divorce 6 years ago and have managed to buld my credit back up. Need to get better control of finances. My first listing which I withdrew was 42% funded with only 1 day left for the listing. I now recognized what is needed to make a listing successful by stepping out of my comfort zone and sharing the advantages of Prosper with friends and family. As they say "what goes around comes around" and I am looking forward to being able to invest in others just as others will invest in me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-reliable-trade$100.007/17/2011 4:01:53 PM
simplelender80$100.007/13/2011 9:04:26 AM
AlternativeCashFlow$25.007/13/2011 10:06:20 AM
economy-huckleberry0$25.007/13/2011 2:45:54 PM
alexgalt$25.007/13/2011 11:01:49 PM
CA-Lender$75.077/14/2011 8:00:10 AM
InChicago$50.007/14/2011 7:56:47 AM
well-mannered-income3$30.007/14/2011 4:21:39 PM
magnetic-dedication3$25.007/14/2011 5:06:23 PM
vutah$25.007/14/2011 7:57:44 PM
Investoman$50.007/15/2011 6:49:29 AM
houli123$50.007/15/2011 3:33:56 AM
enchanted-truth264$25.007/15/2011 12:13:32 PM
ddog0224$25.007/15/2011 12:59:49 PM
SB94114$50.007/15/2011 5:32:10 PM
zorg77$50.007/15/2011 5:32:53 PM
jckpar$50.007/15/2011 6:02:57 PM
fortytwo$400.007/15/2011 5:22:00 PM
justasoldier$100.007/15/2011 9:17:04 PM
handy-justice$50.007/15/2011 6:12:09 PM
moola-accelerator6$40.007/15/2011 7:48:16 PM
LaBamba$100.007/16/2011 7:33:13 AM
420limo$30.007/16/2011 5:53:53 AM
Spartamare$50.007/16/2011 6:09:32 AM
phchristensen$50.007/16/2011 8:23:30 AM
loan_doctor$25.007/16/2011 8:52:59 AM
113121$350.007/16/2011 5:56:22 AM
rockhound84$25.007/16/2011 6:33:44 AM
Something-Corporate$25.007/16/2011 9:53:11 AM
buddycat$50.007/16/2011 10:15:36 AM
reward-dynamo$25.007/16/2011 8:58:21 AM
gothampark$25.007/16/2011 10:00:52 AM
felicity-daydream$50.007/16/2011 10:24:43 AM
NYCFinancier$25.007/16/2011 2:06:34 PM
Leopoldine$25.007/16/2011 4:33:43 PM
WMY-Investor$100.007/16/2011 2:05:20 PM
market-pudding$25.007/16/2011 2:17:27 PM
pthighs$50.007/16/2011 11:42:26 PM
NobisEst$35.767/16/2011 3:31:43 PM
papaloha$32.007/16/2011 4:14:28 PM
GCInvestments$25.007/16/2011 7:52:26 PM
travels536$30.017/17/2011 6:18:03 AM
villagers$50.007/17/2011 10:39:54 AM
2brotherslending$100.007/16/2011 9:06:39 PM
sincerlyyours$100.007/17/2011 12:42:59 PM
power-companion7$250.007/17/2011 3:28:46 PM
lucky2$25.007/17/2011 1:19:33 PM
first-dinero-paladin$50.007/17/2011 10:50:12 AM
Lubava$25.007/17/2011 1:40:08 PM
csandb$25.007/17/2011 11:35:06 AM
Bobtep23$25.007/17/2011 2:46:18 PM
john2218$25.007/17/2011 3:15:12 PM
ursus$350.007/17/2011 3:34:57 PM
independent-transaction$200.007/17/2011 3:49:58 PM
6moonbeams$25.007/17/2011 5:35:49 PM
loss-of-control$100.007/17/2011 4:52:51 PM
payout-flag6$50.007/18/2011 8:45:13 AM
jmb_lending$100.027/18/2011 12:52:11 AM
unfixer$25.007/18/2011 6:47:22 AM
dynamic-money271$25.007/18/2011 2:43:40 AM
mlj0671$25.007/18/2011 10:29:08 AM
P2P4me$300.007/18/2011 7:33:33 AM
octoberfresh$25.007/18/2011 8:16:18 AM
payment-jalapeno9$300.007/18/2011 8:33:24 AM
trade-goblin9$25.007/18/2011 8:47:15 AM
balance-warrior$25.037/18/2011 9:14:46 AM
FinanceEngine$35.007/18/2011 1:27:59 PM
heroic-compassion6$100.037/18/2011 10:08:07 AM
alphaseek$300.007/18/2011 4:40:53 PM
successful-agreement7$100.007/18/2011 2:57:37 PM
power-bluebird2$25.007/18/2011 6:59:12 PM
dudebrah$25.007/18/2011 5:12:51 PM
back-scratchers$25.007/19/2011 12:32:26 AM
wonder3$30.007/18/2011 6:51:08 PM
C_M$46.947/18/2011 8:11:36 PM
GCInvestments$25.007/18/2011 7:04:22 PM
Bob450$25.007/19/2011 8:01:49 AM
terrific-dough6$50.007/19/2011 9:47:40 AM
Weaverville$25.007/19/2011 3:47:06 PM
exchange-upholder0$25.007/19/2011 1:13:25 PM
p2ploan-sensation211$25.007/19/2011 6:33:15 PM
kulender$100.007/19/2011 6:32:33 PM
glimmering-funds2$25.007/20/2011 10:21:37 AM
red-power-pecan$50.007/20/2011 7:39:26 AM
myidear$25.007/20/2011 3:24:19 PM
CashFlow13$1,500.007/20/2011 6:24:07 PM
mercuriant$25.007/20/2011 7:02:16 PM
let_me_retire$100.007/20/2011 9:56:49 PM
bonus-demon$25.007/20/2011 10:28:42 PM
ASG_NECO$25.007/21/2011 7:48:06 AM
revenue-achievement$25.007/21/2011 12:14:32 AM
reflective-rupee$300.007/21/2011 2:48:45 AM
mpatrick$25.007/21/2011 9:22:12 AM
durability-halibut$27.847/21/2011 8:47:25 AM
wealth-tremolo7$57.507/21/2011 4:02:54 PM
exchange-upholder0$25.007/21/2011 11:21:00 PM
pfh$25.007/22/2011 5:23:33 AM
devoider$29.987/22/2011 6:25:57 AM
irrelevant$25.007/22/2011 12:48:09 AM
itskarma$35.357/22/2011 3:51:47 AM
first-liberty-duckling$25.007/22/2011 5:17:58 AM
Ruckus888$50.007/22/2011 6:47:09 AM
generous-peace4$152.097/22/2011 7:50:35 AM
bullish2bearish$25.007/13/2011 9:47:44 AM
lendstats_com$300.007/13/2011 9:32:27 AM
Investor_DP$100.007/13/2011 9:04:21 AM
ready-interest9$25.007/13/2011 12:13:22 PM
diligent-peace9$50.007/13/2011 9:27:58 AM
janeybooboo$101.007/13/2011 7:45:31 PM
reflective-rupee$200.097/13/2011 7:54:13 PM
profit-powerplant$25.007/13/2011 9:27:26 PM
genuine-dime$100.007/14/2011 6:44:41 AM
lasalle123$100.007/14/2011 8:40:34 AM
proud-pound4$49.147/14/2011 1:14:59 PM
pearl13$100.007/14/2011 3:13:58 PM
kind-charming-value$1,500.007/14/2011 6:54:32 PM
MilitaryLending$42.357/14/2011 6:45:11 PM
jkeller4000$25.007/15/2011 5:50:02 AM
grove064$100.007/15/2011 5:08:18 PM
sweetlan$25.077/15/2011 5:55:33 PM
diplomatic-wealth7$25.007/15/2011 6:04:04 PM
MNFrostbite$25.007/15/2011 8:35:11 PM
prominence8$40.007/15/2011 8:40:24 PM
Wangchuk$30.017/15/2011 10:01:42 PM
finance-dandelion$45.007/15/2011 9:26:37 PM
DasMula$27.007/15/2011 9:35:35 PM
Dubbs360$25.007/16/2011 12:42:53 AM
foothillender$25.007/16/2011 7:24:19 AM
suave-dime6$25.007/16/2011 7:42:15 AM
supreme-hope$25.007/16/2011 5:30:50 AM
arampata$360.007/16/2011 6:30:34 AM
PleaseDontDefault$50.007/16/2011 9:41:35 AM
MoneyTree79$50.007/16/2011 10:48:40 AM
nickel-position$25.007/16/2011 11:19:49 AM
brainy-repayment5$61.817/16/2011 12:13:43 PM
buffalobills$25.007/16/2011 4:33:59 PM
farmn$25.007/16/2011 2:04:24 PM
GElender$50.007/17/2011 5:25:49 AM
historic-loan1$48.007/16/2011 8:33:05 PM
liberty-point$50.007/17/2011 10:21:58 AM
adir1$25.007/17/2011 12:05:47 AM
jebber007$50.007/17/2011 12:22:53 PM
payment-halo$25.007/17/2011 12:52:23 PM
dynrep$100.007/17/2011 12:39:40 PM
Christophe$25.007/17/2011 1:42:54 PM
CreditBuilder2$75.007/17/2011 3:26:52 PM
virtuous-repayment$100.007/17/2011 4:33:34 PM
janeybooboo$49.007/17/2011 7:23:48 PM
vest_vortex$25.007/17/2011 5:29:52 PM
sgt-schultz$35.007/18/2011 6:00:03 AM
economy-coup$100.007/18/2011 12:51:55 AM
martymaniaman$25.007/18/2011 6:22:45 AM
CaptainCrunch$25.007/18/2011 4:30:25 AM
Wisc_investor$30.007/18/2011 8:20:44 AM
greencat$50.007/18/2011 7:27:37 AM
eloquent-money2$30.007/18/2011 11:03:08 AM
tolerant-truth2$100.007/18/2011 11:26:10 AM
tomdooley12520$25.007/18/2011 9:44:39 AM
Reddy_Capital$25.007/18/2011 1:40:46 PM
ect_2k20$25.007/18/2011 11:56:34 AM
wealth-fighter3$25.007/18/2011 12:28:50 PM
gain-expert$50.007/18/2011 1:52:08 PM
debt-legend$25.007/18/2011 4:12:30 PM
beaker$36.737/18/2011 5:36:28 PM
thankful-generosity5$25.007/18/2011 6:26:37 PM
power-secret-agent$25.007/18/2011 7:45:39 PM
melodious-openness$400.007/18/2011 8:19:31 PM
Otagaini$25.007/19/2011 6:35:43 AM
umfan123$25.007/19/2011 6:02:19 AM
Prairie-MN$30.007/19/2011 2:45:51 PM
jpac1066$25.007/19/2011 7:52:51 PM
VBPlayer$30.007/19/2011 6:14:41 PM
intrepid-loot$25.007/19/2011 9:35:02 PM
golffish2$25.007/20/2011 6:34:40 AM
stepatatime-together$100.007/20/2011 2:31:33 PM
wlm3012$30.007/20/2011 4:20:03 PM
cr8on$100.007/20/2011 11:31:50 PM
shrewd-peace7$30.007/20/2011 9:58:37 PM
handshake5$65.767/21/2011 12:32:38 AM
pearl13$200.007/21/2011 8:59:21 AM
privatebankerva$25.007/21/2011 4:18:25 PM
erowis$89.007/21/2011 12:48:16 PM
mammalian4$25.007/21/2011 1:52:26 PM
good4loan$25.007/21/2011 2:41:20 PM
Rider$50.007/21/2011 4:10:24 PM
trippd6$25.007/21/2011 8:13:39 PM
bsh297$25.007/21/2011 5:45:12 PM
best-generosity-financier$25.007/21/2011 7:05:02 PM
tech310$50.007/21/2011 8:51:20 PM
kendigme$32.427/22/2011 2:43:58 AM
asiaratt$50.007/22/2011 3:51:12 AM
COCHINOBOY$40.007/22/2011 5:41:25 AM
wojo$25.007/22/2011 6:15:16 AM
grotheik$25.007/22/2011 6:58:46 AM
mmeyer_jr$30.007/22/2011 7:16:23 AM
195 Investments
 
Borrower Payment Dependent Notes Series 516271
This series of Notes was issued and sold upon the funding of the borrower loan #51498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-14-2011 
Term: 36 months Listing End date:  Jul-14-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $366.51
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-1985 Debt/Income ratio: 22%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:15y 8m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,611Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: shirebay Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 54 ( 100% ) 720-739 (Latest)
Principal borrowed: $24,500.00< 31 days late: 0 ( 0% )  
720-739 (Jun-2011)
760-779 (Nov-2009)
780-799 (Jul-2009)
760-779 (May-2008)
 
Principal balance: $5,144.78 31+ days late: 0 ( 0% )
Total payments billed: 54  
Description
3rd Prosper loan PAYS 100% ON TIME
This loan will be used to pay my son?s senior year (12th grade) high school tuition.

My son has a form of Autism that makes learning in a traditional classroom setting difficult. Students on the autism spectrum exhibit extreme intelligence in many subjects, which makes them, appear to be strong learners, and they are quite bright! Teaching to their unique learning style is key to their development. Their focus is often misdirected and they need consistent reminders to stay engaged. These students require targeted training to help them learn the organizational skills required for success in higher learning. You can find out more by searching for and reading this paper "Tips for Teaching High Functioning People with Autism."
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vine99$65.007/14/2011 9:01:56 AM
ski bum$100.007/14/2011 9:02:58 AM
NekHoldings$25.007/14/2011 9:16:49 AM
chameleon125$50.007/14/2011 9:39:13 AM
GoGalt$50.007/14/2011 9:49:08 AM
investment-artist$25.017/14/2011 9:02:46 AM
alphaseek$50.007/14/2011 11:45:19 AM
Scotcha$100.007/14/2011 9:35:31 AM
red-favorable-basis$25.007/14/2011 2:40:25 PM
penny-surgeon$25.007/14/2011 3:15:33 PM
pearl13$100.007/14/2011 3:08:35 PM
magnetic-dedication3$25.007/14/2011 5:07:19 PM
gothampark$25.007/14/2011 5:08:09 PM
worth-blanket2$5,000.007/14/2011 5:03:27 PM
Feyenoord$25.007/14/2011 5:12:16 PM
32669$25.007/14/2011 5:29:19 PM
Kash2010lu$25.007/14/2011 6:44:43 PM
SolarMoonshine$25.007/14/2011 5:26:27 PM
Galdis$25.007/14/2011 5:49:00 PM
justasoldier$200.007/14/2011 7:20:49 PM
janeybooboo$51.007/14/2011 9:02:29 AM
MoneyForNothing$50.007/14/2011 9:04:51 AM
Investor_DP$100.007/14/2011 9:02:33 AM
diligent-peace9$125.007/14/2011 9:28:51 AM
x-lender$80.007/14/2011 9:03:37 AM
FinDoc$25.007/14/2011 9:07:23 AM
Wangchuk$30.007/14/2011 9:49:31 AM
income-awakening6$25.007/14/2011 9:02:25 AM
pnace$50.007/14/2011 9:03:28 AM
first-serene-credit$25.007/14/2011 10:16:28 AM
marinbb$50.007/14/2011 10:23:40 AM
JustMee$25.007/14/2011 11:22:09 AM
MoneyForNothing$167.007/14/2011 9:31:55 AM
MarvintheMartian$25.007/14/2011 11:43:32 AM
Mikale360$25.007/14/2011 2:27:33 PM
marwadi-62$1,000.007/14/2011 11:29:46 AM
frugalinvestor20$25.007/14/2011 3:09:28 PM
DoctorJoe$25.007/14/2011 12:20:30 PM
bullish2bearish$50.007/14/2011 12:35:38 PM
Gordon_Gekko1$25.007/14/2011 3:07:42 PM
tomdooley12520$25.007/14/2011 4:27:56 PM
grammaspurse$25.007/14/2011 5:02:50 PM
ttnk62918$25.007/14/2011 5:08:30 PM
seanickson$25.007/14/2011 5:23:02 PM
FinanceEngine$50.007/14/2011 5:47:21 PM
loss-of-control$100.007/14/2011 6:21:16 PM
courteous-fund9$50.007/14/2011 6:43:54 PM
zone6$100.007/14/2011 7:11:19 PM
reflective-rupee$1,000.097/14/2011 6:49:24 PM
Billfred$25.007/14/2011 7:16:25 PM
a2190b$25.007/14/2011 7:10:18 PM
113121$412.147/14/2011 7:21:36 PM
gold-fluffy-bunny4$29.767/14/2011 5:36:16 PM
LittleMingo$40.007/14/2011 5:40:47 PM
let_me_retire$50.007/14/2011 6:21:43 PM
fantastic-bazaar2$50.007/14/2011 7:05:51 PM
56 Investments
 
Borrower Payment Dependent Notes Series 516277
This series of Notes was issued and sold upon the funding of the borrower loan #51514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-14-2011 
Term: 36 months Listing End date:  Jul-14-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-1997 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:14y 6m
Amount delinquent: $0 Total credit lines: 35 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,281Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: determined-return516 Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.007/14/2011 9:03:12 AM
Investor_DP$100.007/14/2011 9:03:09 AM
pearl13$100.007/14/2011 3:14:03 PM
worth-blanket2$4,624.007/14/2011 5:03:48 PM
diligent-peace9$25.007/14/2011 9:29:53 AM
janeybooboo$26.007/14/2011 9:04:25 AM
leverage-monger$25.007/14/2011 10:09:00 AM
7 Investments
 
Borrower Payment Dependent Notes Series 516279
This series of Notes was issued and sold upon the funding of the borrower loan #51462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $549.76
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1990 Debt/Income ratio: 27%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 18Length of status:11y 2m
Amount delinquent: $0 Total credit lines: 42 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,734Stated income:$75,000-$99,999
Delinquencies in last 7y: 6 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: mdbseattle Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 58 ( 100% ) 700-719 (Latest)
Principal borrowed: $12,800.00< 31 days late: 0 ( 0% )  
640-659 (Jul-2008)
660-679 (Feb-2008)
660-679 (Jan-2008)
660-679 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 58  
Description
High Interest Debt Consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because, I have worked for the same company for 11 years, have paid off and been current for several Prosper Loans even paying them off early. I also have the game plan of being debt free in 3 years so consolidating higher interest debt into one loan keeps me focused with one payment and an actual payoff date.


Monthly net income: $4340.00
Monthly expenses: $
Housing: $1,200.00
Insurance: $145.00
Car expenses: $312.00
Utilities: $30.00
Phone, cable, internet: $85.00
Food, entertainment: $500.00
Clothing, household expenses: $200.00
Credit cards and other loans: $870.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/15/2011 9:02:21 AM
lendstats_com$600.007/15/2011 9:01:32 AM
philantist$27.077/15/2011 9:02:13 AM
Kash2010lu$25.007/15/2011 9:07:48 AM
diligent-peace9$250.007/15/2011 9:26:00 AM
interstellar$75.007/15/2011 9:32:50 AM
RecoveryLender$25.007/15/2011 9:40:44 AM
SolarMoonshine$50.007/15/2011 9:53:35 AM
bullish2bearish$25.007/15/2011 10:26:52 AM
loanman2007$350.007/15/2011 10:46:38 AM
cashhelp$30.007/15/2011 9:01:59 AM
orbital-return316$25.007/15/2011 11:09:17 AM
FinanceEngine$40.007/15/2011 11:14:44 AM
LittleMingo$32.007/15/2011 9:32:21 AM
noisyduck$25.007/15/2011 11:31:41 AM
grampy48$50.007/15/2011 11:17:57 AM
Mikale360$35.007/15/2011 11:20:55 AM
credit-guard5$25.007/15/2011 9:32:52 AM
hillerod$25.157/15/2011 12:24:51 PM
surge9$100.007/15/2011 11:42:18 AM
Palacios$50.007/15/2011 9:37:57 AM
chameleon125$75.007/15/2011 12:42:39 PM
slwholesales$53.127/15/2011 1:31:16 PM
shrewd-income$206.347/15/2011 1:34:34 PM
Oak-Parker$25.477/15/2011 11:45:16 AM
UTVolunteer$500.007/15/2011 11:56:03 AM
credit-coach118$40.007/15/2011 12:31:21 PM
MoneyForNothing$50.007/15/2011 9:02:52 AM
CA-Lender$150.077/15/2011 9:08:44 AM
113121$4,972.037/15/2011 9:22:48 AM
MoneyForNothing$183.757/15/2011 9:23:59 AM
investment-artist$25.007/15/2011 9:35:06 AM
justanothersushieater$25.007/15/2011 9:42:40 AM
MarvintheMartian$25.007/15/2011 10:03:28 AM
janeybooboo$227.917/15/2011 10:40:42 AM
ski bum$100.007/15/2011 9:02:30 AM
worth-blanket2$5,000.007/15/2011 9:31:36 AM
reflective-rupee$1,000.097/15/2011 12:23:11 PM
baker31$50.007/15/2011 12:26:13 PM
DasMula$107.007/15/2011 12:20:06 PM
Imperativity$25.007/15/2011 1:04:11 PM
historic-loan1$45.007/15/2011 1:22:31 PM
ddog0224$125.007/15/2011 12:46:49 PM
payout-alien6$25.007/15/2011 1:18:00 PM
44 Investments
 
Borrower Payment Dependent Notes Series 516291
This series of Notes was issued and sold upon the funding of the borrower loan #51616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,100.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-14-2011 
Term: 36 months Listing End date:  Jul-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $91.45
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1999 Debt/Income ratio: 7%
Credit score: 760-779 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 10 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $513Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: canary187 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My Loan
Purpose of loan:
This loan will be used to pay bills for month of August and other personal living expenses

My financial situation:
I am a good candidate for this loan because I have great credit and the ability to meet the monthly payments


Monthly net income: $3600
Monthly expenses: $2400
Housing: $
Insurance: $
Car expenses: $0
Utilities: $140
Phone, cable, internet: $116
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $340
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
courteous-kindness1$25.007/14/2011 9:02:28 AM
mrxtravis$25.007/14/2011 9:03:38 AM
cashhelp$50.007/14/2011 9:02:12 AM
money-baron$25.007/14/2011 9:02:35 AM
Investor_DP$100.007/14/2011 9:02:56 AM
reflective-rupee$200.097/14/2011 9:29:35 AM
loanman2007$100.007/14/2011 9:28:13 AM
Kash2010lu$25.007/14/2011 9:29:13 AM
pembull$150.007/14/2011 9:01:22 AM
Scotcha$75.007/14/2011 9:46:51 AM
first-serene-credit$25.007/14/2011 10:12:54 AM
shrewd-income$50.007/14/2011 10:40:20 AM
reflective-rupee$200.007/14/2011 12:00:36 PM
SolarMoonshine$25.007/14/2011 10:46:41 AM
restless-dime$50.007/14/2011 9:33:32 AM
reflective-rupee$200.007/14/2011 12:00:49 PM
goodhearted-generosity511$62.747/14/2011 12:16:02 PM
simplelender80$100.007/14/2011 9:03:14 AM
golffish2$25.007/14/2011 9:10:48 AM
daekpon$30.007/14/2011 9:02:22 AM
investment-artist$25.007/14/2011 9:23:49 AM
diligent-peace9$50.007/14/2011 9:18:26 AM
marinbb$100.007/14/2011 10:13:51 AM
vine99$80.007/14/2011 9:01:58 AM
shneb$100.007/14/2011 11:17:25 AM
Madmigel$35.967/14/2011 10:05:13 AM
money-fort$30.007/14/2011 12:15:08 PM
kinetic-social$25.007/14/2011 10:38:39 AM
dws2380$25.007/14/2011 10:47:36 AM
Bob450$25.007/14/2011 11:31:47 AM
octoberfresh$25.007/14/2011 11:35:13 AM
ledesma31$36.217/14/2011 12:10:15 PM
32 Investments
 
Borrower Payment Dependent Notes Series 516389
This series of Notes was issued and sold upon the funding of the borrower loan #51465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-14-2011 
Term: 12 months Listing End date:  Jul-19-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 20.86% Monthly payment: $541.52
 
Lender servicing fee: 1.00% Effective Yield*: 13.75%  
Estimated return*: 7.80%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1985 Debt/Income ratio: 13%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 35 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,190Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 79%  
   Homeownership: Yes  
Screen name: repayment-bada-bing0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bada-bing0
Purpose of loan: prepay pool deposit
This loan will be used to...

My financial situation: Currently collecting two salaries
I am a good candidate for this loan because...


Monthly net income: $ 12,300
Monthly expenses: $ 3100.00
Housing: $ 3700.00
Insurance: $ 238.00
Car expenses: $ 920.00
Utilities: $ 0
Phone, cable, internet: $ 300.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.007/14/2011 5:02:27 PM
ski bum$100.007/14/2011 5:02:36 PM
pnace$50.007/14/2011 5:09:20 PM
pearl13$100.007/14/2011 5:09:21 PM
payout-flag6$50.007/14/2011 5:02:01 PM
TikPmp1$25.007/15/2011 4:13:11 AM
exuberant-loan5$100.007/14/2011 7:42:17 PM
janeybooboo$30.007/14/2011 8:37:24 PM
capital-champion1$25.007/15/2011 6:37:01 AM
Peterman$25.007/15/2011 11:00:26 AM
Bank42$50.007/15/2011 11:09:40 AM
fortytwo$100.007/15/2011 5:23:33 PM
r48$25.007/15/2011 6:00:48 PM
_NaLNaBB$200.007/15/2011 6:02:52 PM
jmb_lending$25.007/18/2011 12:47:48 AM
auctionator1$25.007/18/2011 2:13:31 AM
arampata$190.007/17/2011 10:57:44 PM
openness-antioxidant$75.007/18/2011 12:14:38 PM
famous-bill$25.007/18/2011 11:38:05 AM
nimble-velocity3$125.007/18/2011 5:08:40 PM
reflective-rupee$25.097/18/2011 8:32:46 PM
StanTheMan$28.617/18/2011 10:29:10 PM
secureincome$1,200.007/19/2011 7:01:52 AM
RecoveryLender$25.007/19/2011 7:31:02 AM
sgt-schultz$25.007/19/2011 6:59:27 AM
helpful-credit156$48.157/19/2011 8:29:20 AM
MacAtk$75.007/19/2011 10:49:28 AM
noah88$25.007/19/2011 4:27:15 PM
loot-supporter2$25.007/19/2011 6:16:24 PM
Investor_DP$100.007/14/2011 5:02:56 PM
contributor897$25.007/14/2011 7:33:58 PM
janeybooboo$70.007/14/2011 8:37:33 PM
Danylostefan$100.007/15/2011 6:43:05 AM
thankful-nickel2$25.007/15/2011 5:14:31 AM
worthy-loot8$50.007/15/2011 9:49:24 AM
imdave4me$75.007/15/2011 9:41:12 AM
penny-finder$25.247/15/2011 10:20:35 AM
Solid-Platinum$100.007/15/2011 12:54:12 PM
profit-powerplant$25.007/15/2011 11:02:24 AM
capital-investor8$250.007/15/2011 12:06:40 PM
Kyne$100.007/15/2011 4:05:06 PM
x-lender$50.007/15/2011 4:07:40 PM
secondphase$50.007/15/2011 7:28:35 PM
ChrisProsper$250.007/15/2011 9:12:11 PM
mmzero$25.007/16/2011 12:42:23 AM
jc33148$76.667/16/2011 6:22:17 AM
Invest-In-Rednecks$25.007/16/2011 6:26:12 AM
well-rounded-finance924$50.007/16/2011 11:23:10 AM
wise-eloquent-yield$75.007/16/2011 1:37:47 PM
pound-balancer$50.007/16/2011 2:12:16 PM
CMDCO$50.007/17/2011 9:32:56 AM
jubilant-trade6$50.007/17/2011 9:48:57 AM
Tkhalaska$25.007/17/2011 10:25:46 AM
friendinmoney$25.007/17/2011 12:15:31 PM
the-reliable-trade$100.007/17/2011 4:02:03 PM
6moonbeams$25.007/17/2011 5:36:08 PM
truth-magma$25.007/18/2011 7:51:24 AM
respectful-integrity3$25.007/18/2011 5:39:20 AM
tomdooley12520$50.007/18/2011 9:48:53 AM
economy-huckleberry0$25.007/18/2011 11:54:54 AM
indomitable-coin$25.007/18/2011 4:28:21 PM
successful-agreement7$100.007/18/2011 2:57:57 PM
q4golf$25.007/19/2011 3:48:23 AM
fob$25.007/19/2011 10:44:51 AM
all4beans$25.007/19/2011 3:56:57 PM
wwialnlgy$100.007/19/2011 3:42:29 PM
buffalobills$25.007/19/2011 4:12:36 PM
upbeat-finance8$25.007/19/2011 4:53:57 PM
redmen93$200.007/19/2011 8:08:45 PM
KMB78$30.007/19/2011 9:08:38 PM
janeybooboo$26.257/19/2011 9:13:58 PM
income-buffalo1$200.007/19/2011 7:24:02 PM
jpac1066$50.007/19/2011 7:49:57 PM
friendinmoney$25.007/19/2011 8:01:19 PM
hostbank$250.007/19/2011 8:04:02 PM
75 Investments
 
Borrower Payment Dependent Notes Series 516401
This series of Notes was issued and sold upon the funding of the borrower loan #51417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.95% Listing Start date:  Jul-14-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 7.99% Borrower rate/APR: 8.99% / 9.33% Monthly payment: $222.57
 
Lender servicing fee: 1.00% Effective Yield*: 7.99%  
Estimated return*: 6.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1986 Debt/Income ratio: 12%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:11y 3m
Amount delinquent: $0 Total credit lines: 20 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,882Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 11%  
   Homeownership: No  
Screen name: p2p-path7 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
PennysMom
Purpose of loan:
This loan will be used to...

consolidate several high interest rate loans totally around 6,000 and pay for some counseling for my daughter.

My financial situation:
I am a good candidate for this loan because...

I have a full-time, steady income. I have been working there for over 11 years and my job is secure.

I am a person with a lot of integrity and take personal responsibility for my actions. I am working towards become more financially secure and consolidating the high-interest loans will make a big difference in my monthly payments.

My credit is good, 698 the last time I checked, which was about a week ago.

I appreciate your consideration of this loan request.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jubilant-trade6$50.007/14/2011 5:02:13 PM
compoundinterest$60.007/14/2011 5:02:53 PM
antlr$50.007/14/2011 5:03:01 PM
indomitable-coin$25.007/14/2011 5:02:16 PM
kenji4861$50.007/14/2011 5:02:30 PM
ogmanny$50.007/14/2011 5:02:50 PM
benjamins-utopia$50.007/14/2011 5:02:53 PM
Solid-Platinum$100.007/14/2011 5:03:19 PM
vinayski$25.007/14/2011 5:07:19 PM
awwaww$80.007/14/2011 5:12:08 PM
Veets$250.007/14/2011 5:41:35 PM
Rivervale_Westwood$25.007/14/2011 5:02:29 PM
uberrific$100.007/14/2011 5:02:39 PM
blot44$25.007/14/2011 5:02:54 PM
loot-funkmaster$25.007/15/2011 1:56:20 PM
SMVM87$50.007/15/2011 3:07:04 PM
OregonDane$25.007/16/2011 10:16:27 AM
Sneezie$100.007/16/2011 12:31:22 PM
DavenportCapital$25.007/16/2011 12:12:31 PM
alpinaut$30.007/16/2011 2:53:07 PM
income-awakening6$25.007/17/2011 8:19:16 AM
GodzillaLending$100.007/17/2011 4:02:59 PM
6moonbeams$25.007/17/2011 5:36:09 PM
britgsb$30.007/18/2011 1:09:24 AM
successful-agreement7$100.007/18/2011 2:57:57 PM
engaging-yield4$50.007/18/2011 4:32:15 PM
generous-deal6$50.007/18/2011 5:45:56 PM
cello1$25.007/18/2011 8:03:12 PM
GElender$40.007/19/2011 6:12:00 AM
sgt-schultz$25.007/19/2011 6:23:09 AM
profit-powerplant$25.007/19/2011 12:02:56 PM
pnace$50.007/19/2011 10:47:13 AM
BigLinCT$25.007/19/2011 4:45:58 PM
hostbank$250.007/19/2011 8:04:02 PM
tapesor$100.007/19/2011 5:17:37 PM
RJN$30.007/20/2011 7:47:58 AM
pythia$25.007/20/2011 4:28:21 AM
One-ninety-three$50.007/20/2011 10:38:39 AM
transparent-dinero8$100.007/20/2011 10:56:19 AM
return-enthusiast1$200.007/20/2011 11:12:42 AM
knark$25.007/20/2011 11:30:16 AM
LimaGuy$39.937/20/2011 11:53:35 AM
credit-coach118$25.007/20/2011 8:43:07 AM
Carpetkid$50.007/20/2011 8:28:42 AM
LD4LIFE$25.007/20/2011 2:15:04 PM
bold-steady-peso$200.007/20/2011 2:21:37 PM
alwayson$25.007/20/2011 11:25:55 AM
weiyinsan$25.007/20/2011 12:21:22 PM
Eric_Gagne$75.007/20/2011 12:47:54 PM
trade-elm$35.007/20/2011 11:39:25 AM
theskippy$25.007/20/2011 11:40:37 AM
WesLL$1,000.007/20/2011 4:00:30 PM
dudebrah$25.007/20/2011 11:48:12 AM
Quizard$25.017/20/2011 11:50:23 AM
wwwUniversal$25.007/20/2011 4:03:17 PM
Seafirst$90.007/20/2011 4:15:07 PM
shellstar$25.007/20/2011 1:41:19 PM
engaging-worth$25.007/20/2011 2:49:00 PM
coin-spinner3$50.007/20/2011 3:20:06 PM
kleinbrak$25.007/20/2011 2:35:06 PM
northphoto$25.007/20/2011 3:59:41 PM
serene-truth2$50.007/14/2011 5:02:15 PM
minista$25.007/14/2011 5:02:29 PM
gentle-penny7$50.007/14/2011 5:02:55 PM
BankofHank$125.007/14/2011 5:02:15 PM
Dollars4Rent$50.007/14/2011 5:02:25 PM
diablorulz$50.007/14/2011 5:02:28 PM
-J$25.007/14/2011 5:03:01 PM
neighborly-hope6$50.007/14/2011 5:02:15 PM
figs4u2$100.007/14/2011 5:02:22 PM
meux99$25.007/14/2011 5:02:28 PM
cebgop$25.007/14/2011 5:02:31 PM
jpac1066$150.007/14/2011 5:02:56 PM
monroemoney$25.007/15/2011 4:17:33 AM
lloyd_s$25.007/15/2011 4:23:37 AM
pound-balancer$50.007/15/2011 3:07:44 PM
irishcocacola$25.007/15/2011 3:02:37 PM
pearl13$100.007/15/2011 2:18:28 PM
first-favorite-bonus9$50.007/15/2011 3:08:05 PM
credit-panda1$25.007/16/2011 12:00:56 PM
radforj22$25.007/16/2011 12:38:58 PM
C_Mark$100.007/16/2011 2:25:49 PM
alpinaut$30.007/16/2011 2:53:03 PM
drkosh$25.007/16/2011 3:53:04 PM
alpinaut$30.007/16/2011 2:51:50 PM
FlexFunding$50.007/17/2011 4:58:01 AM
nimble-money0$25.007/17/2011 3:21:59 PM
efficient-treasure0$25.007/17/2011 7:31:09 PM
Digs$25.007/18/2011 4:32:48 PM
Searlzy$25.007/18/2011 5:02:14 PM
syrepsorp$50.007/18/2011 11:41:34 PM
LandE2BG$50.007/19/2011 7:43:32 PM
agalt$100.007/20/2011 10:53:44 AM
moneytolend72$25.007/20/2011 12:51:30 PM
pthighs$25.007/20/2011 1:02:35 PM
damage$25.007/20/2011 1:09:57 PM
Alpha-AssistU$34.777/20/2011 1:40:59 PM
encore06$25.007/20/2011 9:12:01 AM
truth-image$100.007/20/2011 9:12:33 AM
little_brother1$25.267/20/2011 2:38:20 PM
haryassman$25.007/20/2011 2:41:06 PM
competent-p2p$35.007/20/2011 11:17:27 AM
benefit-trident$25.007/20/2011 3:05:13 PM
return-rocket9$25.007/20/2011 10:37:12 AM
treasure-exchanger2$25.007/20/2011 10:51:32 AM
Leopoldine$50.507/20/2011 4:00:16 PM
jct_enterprises$25.007/20/2011 2:17:51 PM
einstein$200.007/20/2011 2:24:36 PM
newfoundation$25.007/20/2011 1:16:48 PM
integrity-saver$100.397/20/2011 4:05:15 PM
market-pudding$25.007/20/2011 2:56:18 PM
jcech$50.007/20/2011 2:33:49 PM
myduck$100.007/20/2011 3:44:09 PM
rachelrachelrachel$25.007/20/2011 4:02:14 PM
thriller451$34.147/20/2011 4:20:31 PM
115 Investments
 
Borrower Payment Dependent Notes Series 516403
This series of Notes was issued and sold upon the funding of the borrower loan #51604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-14-2011 
Term: 60 months Listing End date:  Jul-22-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 29.37% Monthly payment: $381.62
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 15.34%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1997 Debt/Income ratio: 42%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:18y 1m
Amount delinquent: $0 Total credit lines: 18 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,253Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: No  
Screen name: awsome-deal Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 7 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,190.00< 31 days late: 0 ( 0% )  
680-699 (Jun-2010)
700-719 (Aug-2009)
720-739 (Jul-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
debt consolidation
Purpose of loan: pay off debt
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I have had a loan with you before and paid it off early would like to show you i can do it again


Monthly net income: $2500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-reliable-trade$100.007/17/2011 4:02:03 PM
Investor_DP$100.007/14/2011 5:02:42 PM
kind-charming-value$500.007/14/2011 5:33:04 PM
thankful-nickel2$25.007/15/2011 5:18:29 AM
janeybooboo$100.007/14/2011 8:32:47 PM
Investoman$50.007/15/2011 6:49:36 AM
first-serene-credit$25.007/15/2011 7:36:01 AM
SecondChanceLendingSERV$25.007/15/2011 10:18:34 AM
credit-coach118$25.007/15/2011 12:37:26 PM
chameleon125$25.007/15/2011 12:42:17 PM
alexgalt$25.007/15/2011 7:01:20 PM
diplomatic-wealth7$25.007/16/2011 8:31:09 AM
setUup$32.207/16/2011 9:46:09 AM
villagers$50.007/17/2011 10:39:59 AM
sweetlan$25.077/17/2011 8:47:09 PM
sgt-schultz$35.007/18/2011 5:56:46 AM
revenue-appraiser$25.007/18/2011 8:01:17 AM
Leopoldine$25.007/18/2011 8:28:18 AM
congardner1$25.007/18/2011 9:42:32 AM
dime-bigwig4$55.007/18/2011 10:28:52 AM
moola-accelerator6$45.007/18/2011 12:00:40 PM
successful-agreement7$100.007/18/2011 2:57:58 PM
genuine-dime$100.007/18/2011 10:45:43 AM
money-baron-roth-IRA$80.727/19/2011 6:19:07 AM
pembull$100.007/19/2011 9:06:51 AM
frogperson$100.007/19/2011 7:25:48 AM
velocity-motivator6$25.007/19/2011 10:21:57 AM
dammage$25.007/19/2011 9:43:10 AM
BuffetRocks$150.007/19/2011 10:28:20 AM
unequaled-ore$25.007/19/2011 10:34:21 AM
samdog079$1,000.007/19/2011 11:06:27 AM
inculcator$29.007/19/2011 1:38:18 PM
fairness-atmosphere$25.007/19/2011 2:00:58 PM
CreditBuilder2$50.007/19/2011 3:00:44 PM
mikelance7$25.007/19/2011 3:07:53 PM
SolarMoonshine$25.007/19/2011 3:19:29 PM
whitegold24k$195.577/19/2011 11:50:04 AM
mhotchan$100.007/19/2011 1:28:33 PM
klinebarger$25.007/19/2011 3:19:10 PM
neutrino6$36.687/19/2011 3:40:53 PM
TakeCare$50.007/19/2011 4:10:51 PM
loot-supporter2$25.007/19/2011 6:31:09 PM
BigBag$25.007/19/2011 4:12:33 PM
kulender$100.007/19/2011 6:32:37 PM
handy-justice$100.007/19/2011 5:22:57 PM
dedicated-diversification5$64.377/19/2011 9:24:36 PM
suave-dime6$25.007/19/2011 6:11:31 PM
superb-funds335$26.007/19/2011 8:05:13 PM
red-power-pecan$50.007/20/2011 7:39:30 AM
greenkid$75.007/19/2011 9:51:30 PM
mikeandcat$50.007/20/2011 8:54:53 AM
peso-fortress$25.007/20/2011 9:06:59 AM
IIP77$26.627/20/2011 12:20:18 AM
jpac1066$75.007/20/2011 5:52:50 AM
engbusres$30.007/20/2011 6:03:32 AM
Rogesparkguy$25.007/20/2011 7:43:23 AM
Ananya$25.007/20/2011 6:39:06 AM
Nickle-Back$236.097/20/2011 8:48:39 AM
moneytolend72$25.007/20/2011 12:49:17 PM
jebber007$50.007/20/2011 1:05:37 PM
melodious-openness$45.847/20/2011 2:09:37 PM
shawnw2$40.007/20/2011 10:32:10 AM
market-pudding$25.007/20/2011 9:51:39 AM
3_boyz$30.007/20/2011 2:38:14 PM
indomitable-dedication$50.007/20/2011 11:24:14 AM
tolerant-truth2$50.007/20/2011 12:46:18 PM
newfoundation$25.007/20/2011 1:16:04 PM
power-mad-scientist$40.007/20/2011 4:25:10 PM
smart-gain$50.007/20/2011 4:41:16 PM
shrewd-income$75.007/20/2011 5:17:29 PM
Comoparklender$50.007/20/2011 5:26:19 PM
wyogirllender$25.007/20/2011 3:13:31 PM
best-shiny-hope$25.007/20/2011 5:10:45 PM
Leshan$100.007/20/2011 4:17:47 PM
LVLends$50.007/20/2011 5:32:56 PM
revenue-achievement$25.007/21/2011 12:14:40 AM
shrewd-peace7$30.007/20/2011 9:59:18 PM
let_me_retire$50.007/20/2011 9:54:50 PM
return-rocket9$25.007/21/2011 9:16:28 AM
coin-bee1$25.007/21/2011 9:15:28 AM
rutzebach$28.997/21/2011 3:07:14 PM
virtuous-repayment$50.007/21/2011 10:30:15 AM
Konderant$25.007/21/2011 1:36:32 PM
proud-gold9$25.007/21/2011 5:34:40 PM
wlm3012$30.007/21/2011 7:27:59 PM
tech310$50.007/21/2011 8:46:09 PM
jkeller4000$25.007/22/2011 5:41:35 AM
kind-charming-value$1,500.007/14/2011 5:32:27 PM
bullish2bearish$25.007/14/2011 5:56:25 PM
simplelender80$100.007/14/2011 5:02:47 PM
justasoldier$100.007/14/2011 7:25:54 PM
momoney2lend$25.007/14/2011 8:24:12 PM
proper-revenue7$25.007/15/2011 10:21:02 AM
LivingInvestments01$50.007/15/2011 11:03:45 AM
neutrino6$25.007/15/2011 9:21:21 AM
reflective-rupee$200.097/15/2011 12:48:54 PM
handy-justice$50.007/15/2011 6:12:15 PM
well-mannered-income3$25.007/16/2011 5:01:03 AM
wisconsinvestor$50.007/16/2011 6:05:24 AM
Bob450$30.007/16/2011 9:12:25 AM
6moonbeams$25.007/17/2011 5:36:09 PM
economy-coup$100.007/18/2011 12:51:09 AM
PleaseDontDefault$50.007/17/2011 8:07:44 PM
diligent-peace9$50.007/17/2011 9:57:13 PM
Dubbs360$25.007/18/2011 9:18:06 AM
samdog079$107.867/18/2011 8:05:30 AM
red-favorable-basis$25.007/18/2011 5:21:18 AM
Rico47$25.007/18/2011 1:01:18 PM
wealth-fighter3$25.007/18/2011 12:28:26 PM
DasMula$57.007/19/2011 6:25:50 AM
bonus-seahorse$25.007/19/2011 1:25:26 AM
LendingPimp$75.007/19/2011 12:41:27 AM
LivingInvestments01$51.987/19/2011 10:08:13 AM
iamwhatiam$25.007/19/2011 10:30:28 AM
TheLoanManCan$25.007/19/2011 12:02:53 PM
impressive-openness7$25.007/19/2011 10:28:18 AM
ITExec$100.007/19/2011 10:37:48 AM
Bob450$25.327/19/2011 1:09:09 PM
Ubiquinone$25.007/19/2011 4:00:54 PM
GiftViftdotcom$25.007/19/2011 12:13:09 PM
deepblue34$30.007/19/2011 4:04:36 PM
circustab$50.007/19/2011 12:27:45 PM
Banker2OO7$50.007/19/2011 2:40:02 PM
john2218$25.007/19/2011 5:07:17 PM
jdwillcox$75.007/19/2011 3:57:33 PM
CincyTex$50.007/19/2011 4:07:32 PM
RockpointCapital$100.007/19/2011 7:25:39 PM
ds5184$25.007/19/2011 7:55:18 PM
enchanted-truth264$25.007/19/2011 5:25:38 PM
scabrendan$50.007/19/2011 5:30:40 PM
BeanCownter$44.467/19/2011 7:03:48 PM
DreDub$50.007/19/2011 7:16:06 PM
melodious-openness$300.007/19/2011 7:22:24 PM
Tizzo27$65.007/19/2011 7:49:24 PM
attractive-rate$25.007/20/2011 2:19:56 AM
forthright-trade$25.007/19/2011 7:43:44 PM
courteous-integrity661$37.417/20/2011 7:05:57 AM
musegaze$150.007/19/2011 9:56:35 PM
the-silver-blaster$100.007/20/2011 8:20:48 AM
rutzebach$100.007/19/2011 10:21:21 PM
worthy-bid4$55.727/20/2011 9:41:04 AM
thankful-nickel2$25.007/20/2011 6:34:21 AM
COCHINOBOY$80.007/20/2011 4:54:56 AM
Jack55304$300.007/20/2011 7:13:42 AM
loyalty-czar$50.007/20/2011 10:23:00 AM
intrepid-loot$25.007/20/2011 6:12:06 AM
baker31$50.887/20/2011 7:40:33 AM
corporatejim$29.407/20/2011 10:43:00 AM
benefit-position$43.667/20/2011 7:30:23 AM
let_me_retire$50.007/20/2011 11:42:03 AM
octoberfresh$25.007/20/2011 8:11:36 AM
booster321$100.007/20/2011 11:19:52 AM
Alpha-AssistU$25.007/20/2011 1:40:26 PM
LD4LIFE$25.007/20/2011 2:13:27 PM
capital-mogul$25.007/20/2011 12:25:42 PM
stepatatime-together$100.007/20/2011 2:31:37 PM
bold-steady-peso$25.007/20/2011 2:22:05 PM
omegamon1$25.007/20/2011 2:44:12 PM
first-dinero-paladin$50.007/20/2011 5:10:26 PM
web284$50.007/20/2011 3:51:42 PM
unafraid-return496$25.007/20/2011 4:09:27 PM
integrity-doctor$100.007/20/2011 5:27:48 PM
loss-of-control$75.007/20/2011 8:02:02 PM
GElender$25.007/21/2011 5:53:37 AM
zx12rider$25.007/20/2011 10:23:15 PM
icon7$40.007/21/2011 5:46:23 AM
quickstep$125.007/21/2011 3:49:49 AM
enchanted-note$25.007/21/2011 6:59:39 AM
MrMoneyBags$43.537/21/2011 10:13:24 AM
mammalian4$25.007/21/2011 1:53:28 PM
boots130$25.007/21/2011 9:59:34 AM
Weaverville$25.007/21/2011 4:32:04 PM
five-star-note$25.007/21/2011 11:54:57 PM
heaven75$62.507/21/2011 9:57:11 PM
enthralling-investment$25.007/22/2011 6:04:48 AM
dontjader$500.007/22/2011 9:22:58 AM
high_flyer$50.007/22/2011 7:56:41 AM
nashibaksi$25.007/22/2011 8:18:09 AM
jazzlender$25.007/22/2011 8:41:32 AM
179 Investments
 
Borrower Payment Dependent Notes Series 516443
This series of Notes was issued and sold upon the funding of the borrower loan #51434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-14-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1984 Debt/Income ratio: 17%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 5 Current / open credit lines: 8 / 4Length of status:19y 11m
Amount delinquent: $6,960 Total credit lines: 45 Occupation: Teacher
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $2,627Stated income:$50,000-$74,999
Delinquencies in last 7y: 45 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: newest-unequaled-kindness Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Money Needed
Purpose of loan:
This loan will be used to for bills

My financial situation:
I am a good candidate for this loan because I have a good job and I am a good person.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Comoparklender$25.007/14/2011 5:27:23 PM
exchange-squirrel$25.007/17/2011 4:22:03 PM
TakeCare$25.007/19/2011 4:17:09 PM
alexgalt$25.007/19/2011 7:03:27 PM
spsavage$25.007/19/2011 8:40:16 PM
green-authentic-leverage$27.207/20/2011 9:52:32 AM
Comoparklender$25.007/20/2011 5:27:01 PM
SolarMoonshine$25.007/20/2011 5:55:02 PM
well-rounded-dinero$125.007/20/2011 9:58:55 PM
JGuide$100.087/20/2011 7:19:38 PM
reflective-rupee$175.007/21/2011 2:33:59 AM
tacologic$150.007/21/2011 4:57:46 AM
shrewd-peace7$30.007/20/2011 9:50:11 PM
Lender404$40.007/21/2011 5:57:03 AM
JGuide$46.087/20/2011 9:28:10 PM
GodzillaLending$46.337/20/2011 9:33:18 PM
five-star-note$75.007/20/2011 11:18:15 PM
Legally_Blonde$25.007/20/2011 10:33:26 PM
lenderrn$55.267/21/2011 4:54:31 AM
alexgalt$25.007/21/2011 3:01:01 AM
Starfin-Capital-Management$32.887/21/2011 3:50:34 AM
Octamer$72.897/21/2011 5:00:09 AM
VJ_Financial$26.327/19/2011 4:54:56 PM
reflective-rupee$25.097/19/2011 5:19:54 PM
worth-topper4$25.007/19/2011 4:13:42 PM
unger$111.117/19/2011 7:34:07 PM
goodfaithAK$50.007/19/2011 11:49:27 PM
Starfin-Capital-Management$67.637/20/2011 3:51:30 AM
sgt-schultz$35.007/20/2011 6:31:59 AM
ore-didgeridoo$25.007/20/2011 1:27:53 PM
adamdroker$35.167/20/2011 11:27:31 PM
impala6464$75.007/20/2011 6:50:31 PM
justasoldier$100.007/20/2011 7:46:48 PM
lovely-greenback4$50.007/20/2011 9:40:16 PM
JGuide$41.377/21/2011 5:42:03 AM
glroark$57.007/21/2011 6:14:58 AM
note-pursuit$25.007/21/2011 12:52:44 AM
lowrater$50.607/21/2011 6:10:44 AM
38 Investments
 
Borrower Payment Dependent Notes Series 516473
This series of Notes was issued and sold upon the funding of the borrower loan #51538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 10.40% Borrower rate/APR: 11.40% / 13.52% Monthly payment: $230.50
 
Lender servicing fee: 1.00% Effective Yield*: 10.37%  
Estimated return*: 6.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1998 Debt/Income ratio: 6%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 7 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,822Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: Yes  
Screen name: transactional_engineer Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Free Up Cash Flow
Purpose of loan:
This loan will be used to...pay down one credit card that has a high balance of around $1,000. The remainder would be used to assit in funding a couple of real estate investment deals my wife and I already have set up. The funds would be used for obtaining property at wholesale values and selling them to pre-qualified cash in hand buyer. I need the cash to procure the property from the seller at a discount and then sell it to the buyer for a substaintial profit. I already have a couple of deals in place. I would be able to pay this loan off early providing there would not be an early payment penalty. Any consideration would be greatly appreciated.

My financial situation:
I am a good candidate for this loan because...

I have a stable job as a validation specialist in the pharmaceutical industry. My Trans Union credit score is 702, My Experian score is not quite as good but it will be improving as I am having some derogatory remarks deleted.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
uberrific$100.007/15/2011 9:02:38 AM
organized-payment6$50.007/15/2011 9:02:40 AM
Peterman$25.007/15/2011 11:00:29 AM
penny-finder$25.267/15/2011 10:27:03 AM
pearl13$100.007/15/2011 2:18:30 PM
fortytwo$100.007/15/2011 5:23:37 PM
a-finance-nirvana$25.007/16/2011 4:16:10 AM
indomitable-coin$25.007/16/2011 12:15:14 PM
caring-hope2$100.007/16/2011 8:25:44 PM
Bank_Of_XL$25.007/17/2011 7:33:00 AM
euro-trumpet$25.007/17/2011 4:26:47 PM
6moonbeams$25.007/17/2011 5:36:13 PM
a-responsible-return$50.007/18/2011 9:10:06 AM
generous-deal6$50.007/18/2011 5:45:57 PM
Harry$50.007/18/2011 7:01:39 PM
sgt-schultz$25.007/19/2011 7:28:45 AM
profit-powerplant$25.007/19/2011 12:02:57 PM
Solid-Platinum$100.007/20/2011 12:30:14 AM
hostbank$250.007/19/2011 8:04:05 PM
wwialnlgy$100.007/20/2011 10:57:16 AM
Alpha-AssistU$25.007/20/2011 1:39:16 PM
stepatatime-together$100.007/20/2011 2:33:56 PM
platinum-rapture6$75.007/20/2011 5:41:02 PM
gain-expert$45.007/20/2011 3:45:44 PM
CaptainBlueberry$25.007/20/2011 7:20:23 PM
Dollars4Rent$25.007/20/2011 8:33:39 PM
TheRock$25.007/20/2011 9:11:54 PM
enchanted-truth264$25.007/20/2011 6:30:54 PM
CaptainBL$50.007/20/2011 7:16:12 PM
availableloan$25.007/20/2011 6:46:53 PM
jubilant-trade6$50.007/20/2011 10:44:35 PM
friendinmoney$25.007/20/2011 10:55:04 PM
grampy48$25.007/21/2011 6:39:13 AM
noble-yield136$25.007/21/2011 7:09:28 AM
BigBag$50.007/21/2011 7:42:40 AM
q4golf$30.677/21/2011 5:08:05 AM
Oak-Parker$25.007/21/2011 9:03:00 AM
soular21804$25.007/21/2011 4:54:26 AM
gslinv$50.007/21/2011 6:58:10 AM
edsmoney$100.007/21/2011 6:12:04 AM
the-charming-integrity$26.017/21/2011 9:20:11 AM
competent-p2p$25.007/21/2011 6:40:51 AM
nickel-pipeline$25.007/21/2011 7:44:46 AM
buffalobills$25.007/21/2011 7:50:12 AM
penny-finder$25.337/21/2011 9:38:27 AM
silver-dogwood4$25.007/21/2011 7:11:06 AM
coin-sphinx4$54.087/21/2011 7:41:21 AM
kukubird$50.007/21/2011 8:22:49 AM
Princehaha$50.007/21/2011 10:11:11 AM
GeelongTrader$54.377/21/2011 8:02:31 AM
basis-wizard8$50.007/21/2011 10:58:39 AM
epic-transaction$25.007/21/2011 11:01:34 AM
green-agreement-animal$25.007/21/2011 11:10:56 AM
BronxBomber79$25.007/21/2011 11:16:34 AM
EarlyRiser$366.007/21/2011 11:29:47 AM
SUZYQ$26.387/21/2011 11:33:48 AM
TigerForce$25.007/21/2011 9:28:00 AM
lawyervon$25.007/21/2011 9:33:46 AM
darcyw1$30.177/21/2011 9:43:55 AM
The_Third_Hand$50.007/21/2011 10:05:25 AM
miket71$30.007/21/2011 10:19:09 AM
upbeat-finance8$25.007/21/2011 10:57:30 AM
wealth-multiplier$25.007/21/2011 11:10:23 AM
mad-scientist0$25.007/21/2011 11:28:48 AM
ski bum$100.007/15/2011 9:02:32 AM
compoundinterest$50.007/15/2011 9:02:50 AM
fortytwo$100.007/15/2011 5:23:53 PM
income-awakening6$25.007/15/2011 4:06:51 PM
JustMee$25.007/15/2011 5:47:04 PM
pnace$50.007/16/2011 12:04:26 PM
ryan6853$25.007/16/2011 11:28:33 AM
pound-balancer$50.007/16/2011 3:25:34 PM
rpg$25.007/16/2011 4:06:16 PM
vutah$25.007/17/2011 2:47:57 PM
economy-huckleberry0$25.007/18/2011 12:03:25 PM
successful-agreement7$100.007/18/2011 2:58:01 PM
TeamN$50.007/18/2011 8:16:50 PM
Hexnut$50.007/18/2011 9:09:09 PM
EngineersAlliance$75.007/20/2011 6:15:08 AM
LD4LIFE$25.007/20/2011 2:12:55 PM
reflective-rupee$25.097/20/2011 10:20:43 AM
Eric_Gagne$25.007/20/2011 12:47:37 PM
einstein$200.007/20/2011 2:25:29 PM
market-pudding$25.007/20/2011 2:57:31 PM
SolarMoonshine$25.007/20/2011 6:01:17 PM
penny-candy$25.007/20/2011 6:40:07 PM
pound-balancer$50.007/20/2011 4:02:29 PM
Sierrahh$25.007/20/2011 8:47:20 PM
Leopoldine$50.007/20/2011 6:02:46 PM
peso-mate$50.007/20/2011 11:46:41 PM
dproxima$25.007/20/2011 6:53:35 PM
britgsb$100.007/21/2011 1:05:45 AM
wild-orange$50.007/20/2011 9:09:25 PM
authoritative-capital$25.007/20/2011 9:23:27 PM
Johnab$25.037/21/2011 4:50:29 AM
thankful-nickel2$25.007/21/2011 6:27:28 AM
cgoca$25.007/21/2011 6:53:59 AM
commitment-orca7$300.007/21/2011 7:45:27 AM
thajr$25.607/21/2011 8:03:58 AM
octoberfresh$25.007/21/2011 8:37:08 AM
Nerdster1$25.117/21/2011 4:41:26 AM
market-aficionado3$25.007/21/2011 6:45:37 AM
return-rocket9$25.007/21/2011 9:14:58 AM
commitment-orca7$300.007/21/2011 7:40:01 AM
canisian$25.007/21/2011 7:44:27 AM
debt-patriot$39.337/21/2011 7:47:58 AM
tripnosis$25.007/21/2011 9:35:11 AM
papy$25.007/21/2011 7:54:29 AM
dealmaster$63.967/21/2011 7:10:53 AM
radiant-return$50.007/21/2011 9:54:04 AM
FireFriend$100.007/21/2011 9:56:40 AM
newest-justice-bear$25.007/21/2011 10:12:13 AM
BxRealtor$25.007/21/2011 10:18:15 AM
timtheman1$50.007/21/2011 8:53:16 AM
Tiffies3$28.007/21/2011 10:54:26 AM
investment-comet$25.007/21/2011 11:20:59 AM
worldly-investment333$100.007/21/2011 11:31:05 AM
SNH$150.007/21/2011 9:18:48 AM
gmf$25.007/21/2011 9:19:11 AM
truth-igniter4$25.007/21/2011 9:32:14 AM
unafraid-loan5$25.007/21/2011 9:51:02 AM
gothampark$25.007/21/2011 10:19:07 AM
bold-basis-supernova$100.007/21/2011 10:31:09 AM
melodious-fairness$97.837/21/2011 10:25:07 AM
x-lender$100.007/21/2011 11:02:49 AM
damage$25.007/21/2011 11:18:20 AM
HammerKnuckleLending$25.007/21/2011 12:01:52 PM
selector568$202.787/21/2011 12:15:15 PM
payment-oboe$104.007/21/2011 12:04:36 PM
129 Investments
 
Borrower Payment Dependent Notes Series 516521
This series of Notes was issued and sold upon the funding of the borrower loan #51443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $256.56
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1993 Debt/Income ratio: 12%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:19y 7m
Amount delinquent: $0 Total credit lines: 11 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,294Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: No  
Screen name: trapper960 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 28 ( 97% ) 700-719 (Latest)
Principal borrowed: $1,500.00< 31 days late: 1 ( 3% )  
680-699 (Aug-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 29  
Description
New Home - Need Furniture
Purpose of loan:
Loan will be used for Furniture, Appliances and Tools for my new home.

My financial situation is good and I am never delinquent with my bills. I am also a return borrower from Prosper and even paid off my first loan 5 months early. I will use the loan specifically to furnish my home and add some missing appliances (i.e. washer/dryer, microwave, etc).

I also have the potential to bonus each year. My lowest has been $1,500 and highest, which was this year, has been over $10,000. NOTE: I did not include this in my monthly net pay.

My Monthly Expenses:
Net Pay $2,400 (Monthly)
Mortgage, Home Insurance, and HOA Fees: $670
Credit Cards / Other Bills: $620
Utilities (Electricity, Cable, Water, Gas): $200
Food / Entertainment / Clothing: $500
Gym Membership: $30
Car Gas / Phone: $0 (Company Paid)
Car Insurance: $0 (Company Paid)
Total Expenses: $2,020
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
investment-artist$25.017/15/2011 9:02:25 AM
lendstats_com$300.007/15/2011 9:04:07 AM
golffish2$25.007/15/2011 9:05:57 AM
diligent-peace9$200.007/15/2011 9:29:24 AM
worth-blanket2$5,000.007/15/2011 9:33:21 AM
smart-gold$25.007/15/2011 9:36:58 AM
moneybags16$25.007/15/2011 9:43:53 AM
Invest_In_U_Today_Pls_Pay_back$57.807/15/2011 9:46:59 AM
MarvintheMartian$25.007/15/2011 9:56:21 AM
Palacios$50.007/15/2011 9:37:59 AM
Investor_DP$100.007/15/2011 9:02:22 AM
Kash2010lu$25.007/15/2011 9:07:27 AM
CA-Lender$75.077/15/2011 9:08:02 AM
ttnk62918$25.007/15/2011 9:37:20 AM
interstellar$75.007/15/2011 9:37:26 AM
blue-useful-auction$25.007/15/2011 9:44:23 AM
SolarMoonshine$25.007/15/2011 9:52:29 AM
baker31$50.007/15/2011 10:02:37 AM
ski bum$100.007/15/2011 9:02:36 AM
MoneyForNothing$50.007/15/2011 9:02:53 AM
calmfunds$500.007/15/2011 9:34:14 AM
AlternativeCashFlow$25.007/15/2011 9:40:15 AM
Milonguero$100.007/15/2011 9:51:24 AM
worldly-investment333$42.127/15/2011 10:27:18 AM
SimpleChoice$25.007/15/2011 9:32:33 AM
Asimus$25.007/15/2011 9:37:08 AM
26 Investments
 
Borrower Payment Dependent Notes Series 516603
This series of Notes was issued and sold upon the funding of the borrower loan #51473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1995 Debt/Income ratio: 28%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:25y 7m
Amount delinquent: $0 Total credit lines: 15 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,947Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: fearless-ore4 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
daughters wedding
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/15/2011 5:02:30 PM
first-favorite-bonus9$25.007/15/2011 5:12:29 PM
simplelender80$100.007/15/2011 5:02:48 PM
jkeller4000$25.007/15/2011 6:00:46 PM
zorg77$25.007/15/2011 5:46:59 PM
taltman$25.007/15/2011 8:17:34 PM
handy-justice$50.007/15/2011 6:12:24 PM
jcholloway831$25.007/16/2011 12:52:06 AM
selfmademan$43.267/16/2011 12:37:21 AM
lcole32$25.007/16/2011 12:42:28 AM
lloyd_s$25.007/16/2011 12:52:44 AM
pearl13$100.007/16/2011 9:02:13 AM
nodebt2012$25.007/16/2011 9:33:52 AM
profit-powerplant$25.007/16/2011 2:49:39 PM
favorite-commerce$30.007/16/2011 8:41:34 PM
diligent-peace9$25.007/16/2011 9:52:50 PM
worth-blanket2$3,445.957/17/2011 3:19:47 PM
EBITDA$25.007/15/2011 5:25:51 PM
penny-surgeon$25.007/15/2011 9:09:56 PM
copper$50.007/16/2011 12:33:13 AM
money-baron$25.007/16/2011 12:57:33 AM
reflective-rupee$500.097/16/2011 3:26:12 AM
MarvintheMartian$25.007/16/2011 4:16:50 AM
loanman2007$50.007/16/2011 5:45:57 AM
mrxtravis$25.007/16/2011 9:07:11 AM
transformer855$25.007/16/2011 8:48:10 AM
grotheik$30.007/16/2011 8:53:55 AM
investment-artist$25.007/16/2011 9:10:29 AM
ready-interest9$25.007/16/2011 4:46:36 PM
AlternativeCashFlow$25.707/17/2011 10:35:29 AM
vutah$25.007/17/2011 2:52:18 PM
31 Investments
 
Borrower Payment Dependent Notes Series 516671
This series of Notes was issued and sold upon the funding of the borrower loan #51592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-16-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $261.29
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1992 Debt/Income ratio: 15%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 2 Current / open credit lines: 11 / 6Length of status:4y 4m
Amount delinquent: $20,869 Total credit lines: 34 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,041Stated income:$100,000+
Delinquencies in last 7y: 9 Bankcard utilization: 87%  
   Homeownership: Yes  
Screen name: genuine-benefit5 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan: Home improvement
This loan will be used to...purchase landscape materials and hire labor

My financial situation:
I am a good candidate for this loan because...I pay my bills, sometimes ahead of time. My credit is shot due to a voluntary foreclosure. Currently in another home for 2 years paying ahead of schedule.


Monthly net income: $5600
Monthly expenses: $3800+-
Housing: $1800
Insurance: $120
Car expenses: $550
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $450
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.007/16/2011 12:17:39 PM
Investor_DP$100.007/16/2011 12:14:02 PM
pearl13$50.007/17/2011 11:03:03 AM
reflective-rupee$200.097/19/2011 7:57:26 PM
Investoman$75.007/19/2011 7:06:37 PM
ingenious-deal6$25.007/19/2011 7:25:00 PM
alexgalt$25.007/19/2011 8:00:02 PM
historic-loan1$69.057/20/2011 6:25:59 PM
justasoldier$100.007/20/2011 7:46:08 PM
shrewd-peace7$30.007/20/2011 9:48:53 PM
moola-cell3$40.007/20/2011 10:08:41 PM
unger$85.117/20/2011 7:30:32 PM
cash-reaction2$50.007/20/2011 8:14:59 PM
prominence8$30.007/20/2011 9:07:13 PM
melodious-openness$100.007/21/2011 4:34:42 AM
Jack55304$300.007/21/2011 5:44:29 AM
let_me_retire$100.007/20/2011 9:18:39 PM
Agonbiew$100.007/20/2011 9:48:47 PM
adamdroker$29.307/20/2011 11:39:33 PM
alphaseek$200.007/21/2011 7:34:12 AM
sgt-schultz$40.007/21/2011 5:58:54 AM
competent-p2p$32.817/21/2011 6:37:30 AM
draggon77$25.007/21/2011 9:20:15 AM
RLaumeyer$25.007/21/2011 7:35:56 AM
Bob450$25.327/21/2011 8:13:26 AM
TennSquire$25.007/21/2011 10:39:05 AM
first-dinero-igloo$25.007/21/2011 2:00:49 PM
VJ_Financial$26.327/21/2011 2:01:24 PM
note-mad-scientist$25.007/21/2011 9:40:16 AM
radiant-wealth0$50.007/21/2011 2:44:03 PM
tolerant-truth2$191.467/21/2011 2:58:17 PM
Wart126$25.007/21/2011 3:09:43 PM
generous-credit$26.007/21/2011 10:57:32 AM
fireferd$30.007/21/2011 10:55:45 AM
qsolo$100.007/21/2011 11:20:40 AM
mike279766$25.007/21/2011 4:02:52 PM
JDWCARD$124.267/21/2011 12:24:41 PM
IASKGOD$25.007/21/2011 4:44:57 PM
ore-dojo$30.007/21/2011 1:33:52 PM
kermitdafrog$25.007/21/2011 1:44:39 PM
beachliving29$62.047/21/2011 5:04:49 PM
refined-return922$25.007/21/2011 2:37:50 PM
roxon$25.007/21/2011 5:11:04 PM
periko$25.007/21/2011 3:00:26 PM
billybragg$25.007/21/2011 2:53:58 PM
hunterMG$25.007/21/2011 3:28:01 PM
good4loan$25.007/21/2011 4:22:57 PM
engaging-repayment8$25.337/21/2011 4:40:01 PM
secureincome$600.007/21/2011 5:41:56 PM
phchristensen$50.007/21/2011 5:42:20 PM
virtuous-repayment$60.007/21/2011 5:47:53 PM
jebber007$30.007/20/2011 1:16:48 PM
stepatatime-together$100.007/20/2011 2:31:41 PM
return-rocket9$25.007/20/2011 6:42:52 PM
SolarMoonshine$50.007/20/2011 5:54:32 PM
TheRock$25.007/20/2011 9:21:57 PM
pure-loyalty6$25.007/20/2011 5:53:47 PM
Wyatte$25.007/20/2011 8:02:18 PM
himistu22$25.007/21/2011 3:53:59 AM
bold-shrewd-duty$30.027/21/2011 5:25:48 AM
glroark$50.007/21/2011 6:13:24 AM
partyplan$30.007/21/2011 7:05:39 AM
MoneyBadger$30.007/21/2011 7:42:55 AM
Pu239$70.007/21/2011 8:00:38 AM
alluring-yield5$25.007/21/2011 8:04:02 AM
LendingPimp$100.007/21/2011 12:07:42 AM
lowrater$100.717/21/2011 5:36:37 AM
spsavage$25.007/21/2011 6:07:07 AM
nimcha$50.007/21/2011 3:48:50 AM
cash-turbine1$27.007/21/2011 6:17:31 AM
melodious-openness$200.007/21/2011 4:30:35 AM
zone6$100.007/21/2011 5:22:57 AM
suave-dime6$25.007/21/2011 5:39:02 AM
ldr2000$50.007/21/2011 7:41:22 AM
encore06$96.647/21/2011 8:14:44 AM
nodebt2012$25.007/21/2011 9:02:58 AM
taetrade$25.007/21/2011 12:57:24 PM
Bigg_Lender$25.007/21/2011 9:21:36 AM
pearl13$100.007/21/2011 9:40:48 AM
Mad_Scientist$25.007/21/2011 1:49:11 PM
YeoLenderSource$25.007/21/2011 9:50:49 AM
Princehaha$25.007/21/2011 10:13:04 AM
1stofthemonth$30.007/21/2011 10:37:34 AM
golden-velocity9$25.007/21/2011 3:23:29 PM
well-mannered-income3$25.007/21/2011 11:57:56 AM
HammerKnuckleLending$50.007/21/2011 12:03:29 PM
a-versatile-power$25.007/21/2011 4:28:08 PM
itskarma$25.257/21/2011 12:19:51 PM
diversification-maple1$25.007/21/2011 12:58:10 PM
ksubd$70.007/21/2011 2:10:17 PM
nickel-position$25.007/21/2011 2:03:40 PM
adaptable-capital$120.857/21/2011 2:37:27 PM
powerlifter275$25.007/21/2011 3:49:41 PM
x-lender$50.007/21/2011 3:56:22 PM
ferocious-finance$25.007/21/2011 5:36:17 PM
wealth-tremolo7$57.507/21/2011 4:02:56 PM
platinum-rapture6$200.007/21/2011 4:28:13 PM
97 Investments
 
Borrower Payment Dependent Notes Series 516683
This series of Notes was issued and sold upon the funding of the borrower loan #51601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-16-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1998 Debt/Income ratio: 42%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 26 / 24Length of status:14y 0m
Amount delinquent: $0 Total credit lines: 49 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,749Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: RUT2NUT Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,551.00< 31 days late: 0 ( 0% )  
580-599 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Pay off the IRS
Purpose of loan:
This loan will be used to pay off the IRS for 2009 taxes

My financial situation:
I am a good candidate for this loan because i have used prosper before and paid off as promised and have never been late on a payment in my life.I have a steady job for over 14 years now and also have side work which caused the reason for this loan. have all future IRS under control for side job.Cheaper to pay loan then fees charged by the IRS.


Monthly net income: $8000
Monthly expenses: $7000
Housing: $2000
Insurance: $200
Car expenses: $300
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $3000 including car pymnts
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Feyenoord$25.007/16/2011 12:04:28 PM
MoneyForNothing$50.007/16/2011 12:11:51 PM
Wangchuk$25.007/16/2011 12:25:47 PM
reflective-rupee$500.097/16/2011 12:20:41 PM
investment-artist$25.017/16/2011 12:03:04 PM
SolarMoonshine$25.007/16/2011 2:32:12 PM
SecondChanceLendingSERV$25.007/16/2011 2:23:52 PM
bullish2bearish$30.007/16/2011 4:24:20 PM
sweetlan$25.077/16/2011 1:27:32 PM
CA-Lender$125.077/16/2011 1:35:19 PM
credit-guard5$25.007/16/2011 4:50:48 PM
alexgalt$25.007/16/2011 6:02:05 PM
janeybooboo$25.007/16/2011 7:46:55 PM
jkeller4000$25.007/16/2011 7:14:29 PM
janeybooboo$25.007/16/2011 7:47:09 PM
mikeandcat$162.647/16/2011 10:29:15 PM
NekHoldings$25.007/17/2011 8:01:53 AM
AlternativeCashFlow$44.707/17/2011 1:15:55 AM
vigorous-market5$200.007/17/2011 1:42:09 PM
yf99yz$36.837/17/2011 1:53:48 PM
wisconsinvestor$50.007/17/2011 2:21:46 PM
clean-fund$53.727/17/2011 2:33:50 PM
worth-blanket2$2,113.497/17/2011 3:23:58 PM
the-respectful-transaction$50.007/17/2011 3:15:54 PM
Investor_DP$100.007/16/2011 12:14:02 PM
312-Lender$40.007/16/2011 12:03:03 PM
kind-charming-value$1,000.007/16/2011 12:04:42 PM
loanman2007$300.007/16/2011 12:12:07 PM
DHolly$25.007/16/2011 1:13:58 PM
Wangchuk$30.007/16/2011 12:23:03 PM
Mikale360$50.007/16/2011 12:29:47 PM
proper-revenue7$25.007/16/2011 12:36:38 PM
RoZu_Lending$516.037/16/2011 12:03:23 PM
lendstats_com$500.007/16/2011 1:31:48 PM
profit-powerplant$25.007/16/2011 2:49:41 PM
simplelender80$100.007/16/2011 12:17:39 PM
chameleon125$50.007/16/2011 1:46:24 PM
amlu1988$25.007/16/2011 9:31:59 PM
lucrative-loan$100.007/16/2011 5:10:39 PM
Kash2010lu$25.007/16/2011 7:06:21 PM
LittleMingo$28.567/16/2011 7:07:03 PM
s270$25.007/17/2011 4:01:52 AM
Moe87$31.007/16/2011 8:56:16 PM
diligent-peace9$175.007/16/2011 9:48:34 PM
Bob450$30.007/17/2011 9:11:24 AM
Scotcha$50.007/16/2011 6:13:27 PM
ddoneday$25.007/16/2011 8:21:40 PM
Jerrys1951$40.007/16/2011 8:32:55 PM
wonder3$35.007/17/2011 8:57:04 AM
Something-Corporate$25.007/17/2011 2:27:40 PM
Ubiquinone$35.007/17/2011 8:27:23 AM
heavenly-interest9$100.007/17/2011 8:49:53 AM
bizzzond$122.787/17/2011 11:03:36 AM
first-dinero-paladin$75.017/17/2011 10:25:50 AM
pearl13$50.007/17/2011 11:03:04 AM
vutah$25.007/17/2011 2:51:34 PM
56 Investments
 
Borrower Payment Dependent Notes Series 516701
This series of Notes was issued and sold upon the funding of the borrower loan #51628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-17-2011 
Term: 60 months Listing End date:  Jul-22-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 24.25% Monthly payment: $248.52
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%  
Estimated return*: 14.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1990 Debt/Income ratio: 56%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:9y 11m
Amount delinquent: $0 Total credit lines: 41 Occupation: Principal
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $48,428Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: Yes  
Screen name: systematic-treasure Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 23 ( 100% ) 720-739 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
720-739 (Jul-2009)
 
Principal balance: $772.00 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
Debt consolidation
Purpose of loan:
This loan will be used to... Consolidate credit cards.

My financial situation:
I am a good candidate for this loan because...
My credit rating is good. My employment is steady. Have been in school administration for the past 10 years. My wife and I share the below listed expenses. Her monthly net income is $3,500, which makes our combined monthly income around $8,200

Monthly net income: $ 4,700
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Feyenoord$25.007/17/2011 12:02:23 PM
Wangchuk$30.007/17/2011 1:04:50 PM
wisconsinvestor$50.007/17/2011 2:24:38 PM
chameleon125$25.007/17/2011 1:48:21 PM
JustMee$25.007/17/2011 2:17:39 PM
bazaar-hyperdrive3$100.007/17/2011 4:51:02 PM
janeybooboo$150.007/17/2011 3:05:29 PM
reflective-rupee$200.097/17/2011 4:04:00 PM
AlternativeCashFlow$44.707/17/2011 4:40:46 PM
113121$250.007/17/2011 5:55:04 PM
efficient-treasure0$25.007/17/2011 7:31:13 PM
SecondChanceLendingSERV$25.007/18/2011 6:19:06 AM
adamnash$25.007/18/2011 9:18:11 AM
CoolPlexer$25.007/18/2011 9:50:33 AM
DasMula$57.007/18/2011 11:47:55 AM
successful-agreement7$100.007/18/2011 2:58:09 PM
dcshobby$25.007/18/2011 3:04:38 PM
first-serene-credit$25.007/18/2011 4:59:54 PM
serene-capital$25.007/19/2011 2:09:22 AM
asmithj$25.007/18/2011 10:03:41 PM
thankful-nickel2$25.007/19/2011 6:55:25 AM
first-dinero-paladin$50.007/18/2011 9:45:48 PM
sgt-schultz$30.007/19/2011 7:17:11 AM
Weaverville$25.007/19/2011 9:18:22 AM
PaulW$25.007/19/2011 8:03:57 AM
elfincove$25.007/19/2011 10:36:28 AM
dpries123$25.007/19/2011 10:16:40 AM
pnace$40.007/19/2011 10:46:07 AM
poolshark72$25.007/19/2011 11:43:04 AM
Whatssofunnybout$25.007/19/2011 4:02:58 PM
shonboy182$25.007/19/2011 7:08:30 PM
ingenious-deal6$25.007/19/2011 7:25:01 PM
FinanceEngine$40.007/19/2011 9:30:50 PM
hostbank$250.007/19/2011 8:04:11 PM
marketplace-meridian$25.007/20/2011 7:29:53 AM
itskarma$35.357/20/2011 5:12:46 AM
GaryEsq$50.007/20/2011 9:37:09 AM
valiant-money$35.007/20/2011 9:41:25 AM
credit-coach118$25.007/20/2011 8:43:08 AM
jebber007$30.007/20/2011 1:16:48 PM
leverage-monger$25.007/20/2011 9:48:03 AM
auction-seeker$25.007/20/2011 2:49:39 PM
auctionator1$25.007/20/2011 2:08:24 PM
bid-czar8$100.007/20/2011 4:48:56 PM
falcon88dp$25.007/20/2011 2:47:00 PM
stepatatime-together$100.007/20/2011 2:34:02 PM
integrity-doctor$100.007/20/2011 5:42:36 PM
Comoparklender$25.007/20/2011 5:47:28 PM
brightest-dynamic-liberty$50.007/20/2011 4:13:15 PM
revenue-achievement$25.007/21/2011 12:14:53 AM
moola-cell3$44.007/20/2011 10:10:38 PM
TheRock$25.007/20/2011 9:21:58 PM
discrete-asset$25.007/21/2011 7:17:57 AM
SkinnyFish$25.007/21/2011 8:24:16 AM
professional-integrity$35.007/21/2011 4:55:53 AM
finance-solo$32.687/21/2011 7:02:39 AM
beaker$25.077/21/2011 7:06:31 AM
SelectTrustLending$25.007/21/2011 10:09:50 AM
tomoe$25.007/21/2011 8:54:14 AM
imlosttoo$25.007/21/2011 10:17:06 AM
sensible-fund$29.627/21/2011 5:02:01 PM
market-pudding$25.007/21/2011 2:23:19 PM
dayahn$25.007/21/2011 3:19:17 PM
proud-gold9$25.007/21/2011 5:34:40 PM
ckatak$100.007/21/2011 4:54:08 PM
wwialnlgy$100.007/21/2011 5:23:12 PM
imoutdoorsy$25.007/21/2011 8:25:40 PM
jpac1066$50.007/21/2011 8:09:24 PM
tech310$50.007/21/2011 8:48:14 PM
jazzlender$50.007/22/2011 8:44:52 AM
samo102us$25.007/22/2011 9:25:32 AM
Jim33$25.007/22/2011 8:42:33 AM
Richmp412$25.007/22/2011 11:41:00 AM
tuxedo76$25.007/22/2011 11:58:25 AM
Tscheddar$25.007/22/2011 9:57:52 AM
justanothersushieater$25.007/22/2011 9:53:28 AM
YosemiteSam$25.007/22/2011 10:23:30 AM
neutrino6$25.007/22/2011 10:06:59 AM
kdog99$100.007/22/2011 10:27:12 AM
seanickson$25.007/22/2011 10:16:16 AM
blissful-finance7$25.007/22/2011 10:38:02 AM
salegalaxy$25.007/22/2011 10:43:02 AM
thriller451$6.527/22/2011 2:45:39 PM
janus_god$25.007/22/2011 11:34:24 AM
new-discrete-camaraderi$27.007/22/2011 2:18:05 PM
jkeller4000$25.007/17/2011 12:56:01 PM
investment-artist$25.017/17/2011 12:02:14 PM
Investor_DP$100.007/17/2011 12:02:08 PM
houli123$150.007/17/2011 12:03:36 PM
sweetlan$25.077/17/2011 4:27:41 PM
radforj22$25.007/17/2011 3:42:40 PM
the-reliable-trade$100.007/17/2011 4:02:15 PM
us957165$25.007/17/2011 6:51:44 PM
6moonbeams$25.007/17/2011 5:36:28 PM
bullish2bearish$150.007/17/2011 6:37:41 PM
britgsb$50.007/18/2011 1:08:39 AM
economy-coup$100.007/18/2011 12:58:00 AM
DoctorJoe$25.007/18/2011 3:55:32 AM
Bank_Of_XL$25.007/18/2011 5:29:23 AM
finance-prescription$50.007/18/2011 7:23:57 AM
SNH$100.007/18/2011 11:13:08 AM
profit-powerplant$25.007/18/2011 9:25:46 AM
money-bauble$100.007/18/2011 10:31:44 AM
mykkai$25.007/18/2011 12:30:37 PM
kind-bid-genome$25.007/18/2011 5:26:32 PM
villagers$25.007/18/2011 6:14:44 PM
generous-deal6$50.007/18/2011 5:43:00 PM
cash-reaction2$50.007/18/2011 6:52:32 PM
lagnisiruk$25.007/19/2011 1:03:12 AM
pearl13$100.007/19/2011 8:57:15 AM
jmeasn$25.007/19/2011 9:07:32 AM
musegaze$100.007/19/2011 8:56:59 AM
howelldub$50.007/19/2011 10:55:28 AM
worth-arch$25.007/19/2011 10:21:08 AM
cyberie21$50.007/19/2011 11:03:29 AM
integrity-starter$25.007/19/2011 10:56:30 AM
bold-basis-supernova$50.007/19/2011 4:02:44 PM
brondero$90.007/19/2011 12:30:29 PM
resolute-basis9$100.007/19/2011 3:42:11 PM
Abstract$50.007/19/2011 3:56:56 PM
klinebarger$25.007/19/2011 3:27:00 PM
moola-pillow$25.017/19/2011 3:57:11 PM
trade-goblin9$25.007/19/2011 4:32:10 PM
twjh$25.007/19/2011 6:35:38 PM
Investoman$75.007/19/2011 7:06:39 PM
VAGweilo$35.877/20/2011 12:12:10 AM
enthralling-deal180$100.007/20/2011 4:35:44 AM
calbertrand$25.007/19/2011 9:13:40 PM
devoider$26.007/20/2011 7:05:47 AM
Bcs-cnc$25.007/20/2011 8:04:57 AM
peace-flower9$25.007/20/2011 1:44:59 PM
wonderous-power$25.007/20/2011 3:30:19 PM
omniviper$25.007/20/2011 11:51:38 AM
Miklot$25.007/20/2011 2:27:50 PM
myidear$25.007/20/2011 3:15:35 PM
genuine-integrity0$25.007/20/2011 3:30:45 PM
natural-trade7$50.007/20/2011 6:15:48 PM
CaptainBL$50.007/20/2011 7:16:19 PM
loss-of-control$125.007/20/2011 8:17:54 PM
riproaringrapids$25.007/20/2011 9:04:46 PM
terminal-velocity34$30.007/20/2011 5:17:04 PM
credit-force5$100.007/20/2011 9:11:48 PM
jubilant-trade6$50.007/20/2011 10:45:44 PM
JLMGroupFunds$25.007/21/2011 5:44:04 AM
GElender$25.007/21/2011 5:51:16 AM
rupee-artisan$25.007/21/2011 9:42:34 AM
capital-buddy$25.007/21/2011 2:52:28 PM
setUup$26.207/21/2011 1:39:15 PM
payout-paddle1$50.007/21/2011 5:18:39 PM
virtuous-repayment$25.007/21/2011 5:44:01 PM
freedom3$500.007/21/2011 4:48:09 PM
Astyanax$85.007/21/2011 6:53:16 PM
JCM_MN$40.007/21/2011 7:51:08 PM
beach_bum$25.007/21/2011 6:35:40 PM
wlm3012$30.007/21/2011 7:51:03 PM
basis-hero8$25.007/21/2011 8:08:42 PM
let_me_retire$132.547/21/2011 9:40:43 PM
heaven75$62.507/21/2011 9:56:52 PM
help4u$50.007/22/2011 6:29:00 AM
grampy48$27.867/22/2011 4:09:45 AM
best-shiny-hope$36.697/22/2011 3:14:50 AM
suave-dime6$25.007/22/2011 5:34:19 AM
martymaniaman$25.007/22/2011 6:23:29 AM
shrewd-income$50.007/22/2011 9:18:32 AM
bigphish$50.007/22/2011 6:42:56 AM
leverage-monger$50.007/22/2011 9:07:31 AM
slwholesales$46.757/22/2011 10:40:25 AM
dfealk$100.007/22/2011 9:41:22 AM
Happyhourcomics$25.007/22/2011 1:06:43 PM
mpatrick$50.007/22/2011 10:30:37 AM
forceful-duty178$100.007/22/2011 10:32:50 AM
gold-disk$25.007/22/2011 1:21:11 PM
famous-bill$25.007/22/2011 11:16:46 AM
DadWarbucks$25.007/22/2011 11:26:27 AM
shawnw2$350.007/22/2011 1:39:47 PM
thriller451$38.477/22/2011 2:31:44 PM
Iwillhuntyoudown$25.007/22/2011 2:08:39 PM
NorthwestLoan1$25.007/22/2011 2:35:38 PM
178 Investments
 
Borrower Payment Dependent Notes Series 516755
This series of Notes was issued and sold upon the funding of the borrower loan #51577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-17-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $109.95
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Feb-2004 Debt/Income ratio: 10%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:7y 6m
Amount delinquent: $0 Total credit lines: 9 Occupation: Psychologist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,295Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: blissful-finance7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,499.00< 31 days late: 0 ( 0% )  
700-719 (Jun-2010)
 
Principal balance: $3,259.14 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
to pay off a existing prosper loan
Purpose of loan: to pay off existing prosper loan thats at 26%
This loan will be used to...Pny off in full existing high interest loam

My financial situation: Very stable
I am a good candidate for this loan because...I have had a prosper loan and have never been late - my credit is perfect. I own my home. I just need to get my rate reduced from 26% to something around 10%


Monthly net income: $4800
Monthly expenses: $100
Housing: $1086
Insurance: $100
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $300 but 181 will be paid off with this loan.
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
daekpon$30.007/17/2011 12:02:09 PM
adamnash$25.007/17/2011 12:07:59 PM
janeybooboo$200.007/17/2011 3:01:42 PM
loanman2007$200.007/17/2011 3:07:39 PM
marinbb$100.007/17/2011 1:12:11 PM
heavenly-interest9$100.007/17/2011 2:07:03 PM
Feyenoord$25.007/17/2011 12:02:22 PM
worth-blanket2$1,828.007/17/2011 3:23:35 PM
vigorous-market5$200.007/17/2011 1:42:33 PM
Investor_DP$100.007/17/2011 12:02:08 PM
MarvintheMartian$30.007/17/2011 1:11:23 PM
JustMee$25.007/17/2011 2:16:58 PM
jkeller4000$25.007/17/2011 12:56:01 PM
r48$62.007/17/2011 1:28:29 PM
chameleon125$25.007/17/2011 1:48:50 PM
superb-funds335$25.007/17/2011 1:57:31 PM
16 Investments
 
Borrower Payment Dependent Notes Series 516757
This series of Notes was issued and sold upon the funding of the borrower loan #51556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-18-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Oct-1993 Debt/Income ratio: 48%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:11y 6m
Amount delinquent: $0 Total credit lines: 39 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,678Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: top-magnetic-treasure0 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bfresh
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I am very good at paying my bills on time. I often pay bills off before full term, so you will be guaranteed to get full payment and loan ending on great terms.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/18/2011 9:02:13 AM
ultimate-peace$25.007/18/2011 9:02:15 AM
favorite-commerce$25.007/18/2011 9:27:18 AM
profit-powerplant$25.007/18/2011 9:25:48 AM
jkeller4000$25.007/18/2011 2:45:24 PM
diligent-peace9$25.007/18/2011 5:23:15 PM
economy-coup$100.007/18/2011 4:47:43 PM
kingbob$25.007/18/2011 6:36:21 PM
AlternativeCashFlow$25.707/18/2011 11:48:16 PM
alexgalt$25.007/18/2011 6:37:27 PM
worth-blanket2$3,909.217/19/2011 8:44:04 AM
green-inspiring-peace$25.007/18/2011 4:16:37 PM
simplelender80$100.007/18/2011 4:42:37 PM
money-baron$25.007/18/2011 4:52:15 PM
first-favorite-bonus9$25.007/18/2011 4:48:00 PM
reflective-rupee$200.097/18/2011 8:27:33 PM
alexgalt$25.007/18/2011 9:02:02 PM
fortytwo$200.007/18/2011 11:10:40 PM
greencat$50.007/19/2011 7:26:14 AM
sgt-schultz$40.007/19/2011 7:29:01 AM
20 Investments
 
Borrower Payment Dependent Notes Series 516793
This series of Notes was issued and sold upon the funding of the borrower loan #51508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jul-18-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 12.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1991 Debt/Income ratio: 16%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 7 / 6Length of status:7y 3m
Amount delinquent: $8,462 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,965Stated income:$50,000-$74,999
Delinquencies in last 7y: 12 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: purposeful-velocity9 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
I will be using this loan to consolidate debt.

My financial situation:
I have started to get a handle on my debt and have been working with a budget every month.


Monthly net income: $5874
Monthly expenses: $4800
Housing: $1300
Insurance: $100
Car expenses: $365
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $900
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$25.097/18/2011 8:35:40 PM
alexgalt$25.007/18/2011 9:01:02 PM
CA-Lender$0.707/19/2011 9:50:07 AM
worth-blanket2$3,949.217/19/2011 8:45:25 AM
4 Investments
 
Borrower Payment Dependent Notes Series 516829
This series of Notes was issued and sold upon the funding of the borrower loan #51543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jul-1993 Debt/Income ratio: 49%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 9Length of status:4y 9m
Amount delinquent: $117 Total credit lines: 25 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,547Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: jenteacher Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 660-679 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
680-699 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Help lower my interest rate!
Purpose of loan: Debt Consolidation
This loan will be used to payoff high interest credit card.

My financial situation: Good
I am a good candidate for this loan because I have a proven track record with prosper. This will be my second loan.


Household Monthly net income: $ 6500
Monthly expenses: $ 4683
House Payment: $ 933
Insurance: $ 150
Car expenses: $ 500
Utilities: $ 300
Phone, cable, internet: $ 250
Food, entertainment: $ 600
Clothing, household expenses: $ 400
Credit cards and other loans: $ 1200
Other expenses: $ 350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
312-Lender$40.007/19/2011 9:02:38 AM
lendstats_com$200.007/19/2011 9:05:26 AM
lendstats_com$100.007/19/2011 9:07:34 AM
kind-bid-genome$25.007/19/2011 9:34:58 AM
sgt-schultz$40.007/19/2011 10:05:42 AM
Investor_DP$100.007/19/2011 9:02:37 AM
vishal29$25.007/19/2011 10:23:04 AM
loanman2007$225.007/19/2011 9:10:30 AM
clemclan$50.007/19/2011 9:04:08 AM
lucrative-loan$75.007/19/2011 9:07:36 AM
CA-Lender$50.077/19/2011 9:16:43 AM
sweetlan$25.077/19/2011 10:29:54 AM
worldly-investment333$300.007/19/2011 10:36:01 AM
pearl13$50.007/19/2011 10:44:30 AM
yield-hut$100.007/19/2011 11:00:30 AM
proper-revenue7$25.007/19/2011 11:26:26 AM
kwan$24.537/19/2011 11:26:40 AM
Feyenoord$25.007/19/2011 9:02:39 AM
amlu1988$25.007/19/2011 9:18:25 AM
reflective-rupee$400.097/19/2011 9:51:28 AM
cashhelp$50.007/19/2011 9:02:04 AM
MoneyForNothing$40.007/19/2011 9:03:58 AM
NekHoldings$25.007/19/2011 9:19:52 AM
a_falk22$25.007/19/2011 9:25:30 AM
RoZu_Lending$180.247/19/2011 9:08:53 AM
worth-blanket2$5,000.007/19/2011 9:52:09 AM
golffish2$25.007/19/2011 9:17:58 AM
Kash2010lu$25.007/19/2011 9:49:19 AM
lovely-greenback4$50.007/19/2011 11:08:34 AM
MarvintheMartian$25.007/19/2011 11:23:31 AM
shrewd-income$150.007/19/2011 10:41:21 AM
31 Investments
 
Borrower Payment Dependent Notes Series 516925
This series of Notes was issued and sold upon the funding of the borrower loan #51446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $183.25
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1982 Debt/Income ratio: 17%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 8 / 6Length of status:9y 0m
Amount delinquent: $620 Total credit lines: 32 Occupation: Teacher
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $11,106Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: moneycoach20 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 81 ( 100% ) 720-739 (Latest)
Principal borrowed: $10,000.00< 31 days late: 0 ( 0% )  
780-799 (Feb-2010)
700-719 (Dec-2007)
720-739 (Sep-2006)
 
Principal balance: $1,505.83 31+ days late: 0 ( 0% )
Total payments billed: 81  
Description
Living expense, and loan payoff
Purpose of loan:
This loan will be used to...To regroup after rough summer of expense and pay off some other loans

My financial situation: good and going to get better
I am a good candidate for this loan because...Have steady income, tenure teacher with over 30 years in education.


Monthly net income: $4200
Monthly expenses: $2460
Housing: $1000
Insurance: $90
Car expenses: $360
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $140
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/19/2011 5:02:06 PM
cashhelp$30.007/19/2011 5:02:11 PM
worth-blanket2$4,695.007/19/2011 5:05:50 PM
pnace$50.007/19/2011 5:02:13 PM
Feyenoord$25.007/19/2011 5:02:27 PM
resolute-basis9$100.007/19/2011 5:02:30 PM
6 Investments
 
Borrower Payment Dependent Notes Series 516951
This series of Notes was issued and sold upon the funding of the borrower loan #51515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-18-2011 
Term: 12 months Listing End date:  Jul-19-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $191.73
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2005 Debt/Income ratio: 28%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,059Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 82%  
   Homeownership: No  
Screen name: inspiring-worth3 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Big City, Small Budget
Purpose of loan:
This loan will be used to...pay off my credit card and begin a seed savings.

My financial situation:
I am a good candidate for this loan because...I make a steady income that does not go very far in an expensive city. Being able to pay off my credit card and begin saving will put me in a great position as I plan to begin graduate school in the fall of 2013.

Monthly net income: $2,308
Monthly expenses: $50
Housing: $822
Insurance: $0
Car expenses: $0
Utilities: $ Included in Rent
Phone, cable, internet: $75
Food, entertainment: $525
Clothing, household expenses: $75
Credit cards and other loans: $Total 49,801/Credit Card $2,371/Direct Student Loan $6,615/Sallie Mae Student Loan $40, 815

Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/18/2011 5:02:41 PM
fortytwo$200.007/18/2011 11:10:42 PM
reflective-rupee$25.097/18/2011 8:29:03 PM
AlternativeCashFlow$25.707/18/2011 11:48:20 PM
worth-blanket2$1,159.217/19/2011 8:44:49 AM
alexgalt$25.007/18/2011 9:00:23 PM
secureincome$400.007/19/2011 7:02:29 AM
thankful-nickel2$25.007/19/2011 6:46:11 AM
sgt-schultz$40.007/19/2011 7:11:46 AM
9 Investments
 
Borrower Payment Dependent Notes Series 517079
This series of Notes was issued and sold upon the funding of the borrower loan #51499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1991 Debt/Income ratio: 37%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 4 Current / open credit lines: 10 / 7Length of status:25y 5m
Amount delinquent: $9,778 Total credit lines: 44 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,944Stated income:$25,000-$49,999
Delinquencies in last 7y: 15 Bankcard utilization: 41%  
   Homeownership: Yes  
Screen name: ChristineMc2424 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 67 ( 100% ) 660-679 (Latest)
Principal borrowed: $16,000.00< 31 days late: 0 ( 0% )  
740-759 (Sep-2008)
740-759 (Feb-2008)
 
Principal balance: $140.31 31+ days late: 0 ( 0% )
Total payments billed: 67  
Description
Loan for daughters education
Purpose of loan: Loan for daughters college
This loan will be used to...
Pay for college credits towards my daughters college degree.
My financial situation: I just recently paid off 2 prosper loans totaling 16000.00. I have been at my current job for well over 25 years :)
I am a good candidate for this loan because...
As I said my past prosper loans should show that I have never defaulted or have had a late payment. I pay my obligations.


Monthly net income: $ 3000
Monthly expenses: $
Housing: $ 640
Insurance: $ 150
Car expenses: $ 340
Utilities: $ 150
Phone, cable, internet: $ 30
Food, entertainment: $ 300
Clothing, household expenses: $ 300
Credit cards and other loans: $ 250
Other expenses: $ 120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$30.007/19/2011 5:02:04 PM
worth-blanket2$2,170.007/19/2011 5:05:27 PM
2 Investments
 
Borrower Payment Dependent Notes Series 517081
This series of Notes was issued and sold upon the funding of the borrower loan #51482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-22-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1996 Debt/Income ratio: 24%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 5Length of status:2y 3m
Amount delinquent: $842 Total credit lines: 31 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,261Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: associate676 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...roll varied debts into one monthly payment


I am a good candidate for this loan because...I always pay my debts, but I have been struck by the economic downturn much like everyone else today. By paying off my current debts and only having one set payment totalling less than I am currently paying, I will be able to get back on track and possibly move ahead.


Monthly net income: $3100
Monthly expenses: $
Housing: $850
Insurance: $145
Car expenses: $160 (gasoline)
Utilities: $125
Phone, cable, internet: $160
Food, entertainment: $800 groceries
Clothing, household expenses: $200
Credit cards and other loans:
Other expenses: $400 daycare
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dubbs360$25.007/21/2011 12:02:40 AM
global1adventurer$25.007/21/2011 8:22:09 PM
B2152$25.007/22/2011 3:58:27 AM
velocity-owner4$50.007/21/2011 9:39:16 PM
suave-dime6$25.007/22/2011 5:32:18 AM
interstellar$75.007/22/2011 4:18:52 AM
jmichael23$100.007/22/2011 4:37:37 AM
capital-halo1$2,594.707/22/2011 5:37:28 AM
order-souffle$25.007/22/2011 5:15:54 AM
revenue-achievement$25.007/21/2011 12:15:12 AM
calmfunds$500.007/21/2011 7:14:29 AM
Investor_DP$100.007/21/2011 7:47:23 AM
reflective-rupee$25.097/21/2011 10:41:34 AM
golden-velocity9$25.007/21/2011 3:52:14 PM
deepblue34$30.007/21/2011 6:49:37 PM
prominence8$25.007/21/2011 7:21:13 PM
tech310$50.007/21/2011 8:46:13 PM
wattboy$46.967/21/2011 8:10:15 PM
I-Believe-In-You$28.007/21/2011 9:04:48 PM
a-restless-dollar$50.007/21/2011 9:25:43 PM
let_me_retire$25.007/22/2011 4:51:12 AM
ofern01$50.007/22/2011 5:18:58 AM
IIP77$25.007/22/2011 1:34:42 AM
SolarMoonshine$25.007/22/2011 3:33:26 AM
itskarma$25.257/22/2011 3:50:15 AM
25 Investments
 
Borrower Payment Dependent Notes Series 517105
This series of Notes was issued and sold upon the funding of the borrower loan #51497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $86.28
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: May-2003 Debt/Income ratio: 37%
Credit score: 600-619 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 22 Current / open credit lines: 8 / 8Length of status:4y 5m
Amount delinquent: $161,782 Total credit lines: 44 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,656Stated income:$25,000-$49,999
Delinquencies in last 7y: 41 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: Mags53 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 46 ( 100% ) 600-619 (Latest)
Principal borrowed: $12,300.00< 31 days late: 0 ( 0% )  
620-639 (Sep-2009)
620-639 (Aug-2009)
620-639 (Jul-2009)
720-739 (Apr-2009)
 
Principal balance: $385.31 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
Moving Expenses
Purpose of loan:
This loan will be used to...help son move home in order to pay off student loans. Some of the debt reflected on my account is due to the fact that I co-signed his student loans....we are paying them. I am current on my own credit cards and ahead on most including my other Prosper loan.

My financial situation:
I am a good candidate for this loan because...I have paid off all my Prosper loans early.


Monthly net income: $34900
Monthly expenses: $1000
Housing: $
Insurance: $
Car expenses: $50.00
Utilities: $
Phone, cable, internet: $120.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$25.097/20/2011 5:07:45 PM
courteous-note1$97.607/20/2011 7:36:23 PM
MoneyForNothing$75.007/20/2011 5:02:04 PM
NekHoldings$25.007/20/2011 5:20:11 PM
proper-revenue7$25.007/20/2011 10:38:51 PM
alexgalt$25.007/20/2011 8:03:28 PM
SecondChanceLendingSERV$25.007/21/2011 6:19:56 AM
five-star-note$100.007/20/2011 11:21:28 PM
Mikale360$35.007/20/2011 11:59:43 PM
312-Lender$35.007/21/2011 1:50:38 AM
exponential-peace5$25.007/21/2011 5:20:58 AM
marwadi-62$300.007/21/2011 9:26:01 AM
good4loan$25.007/21/2011 2:37:53 PM
boots130$25.007/21/2011 10:05:20 AM
kinetic-social$25.007/21/2011 11:07:22 AM
kf88$30.007/21/2011 3:35:53 PM
let_me_retire$67.467/21/2011 9:35:24 PM
papaloha$300.007/21/2011 6:12:02 PM
Oak-Parker$25.287/21/2011 7:05:54 PM
american-investor$50.007/20/2011 8:02:41 PM
clemclan$40.007/20/2011 7:06:43 PM
revenue-driver8$65.607/20/2011 10:31:37 PM
Prosp3rous_Lender$25.007/20/2011 10:34:52 PM
FarmersBank$25.007/21/2011 7:12:41 AM
SolarMoonshine$25.007/21/2011 3:42:07 AM
Feyenoord$25.007/21/2011 12:27:59 AM
Moe87$32.097/21/2011 3:34:41 AM
chameleon125$50.007/21/2011 7:12:47 AM
interloode$115.107/21/2011 11:37:17 AM
ChoiceInvestments$25.007/21/2011 1:11:24 PM
virtuous-repayment$50.007/21/2011 5:50:39 PM
trumpeter5$25.007/21/2011 4:45:36 PM
bav280$35.007/21/2011 5:56:51 PM
melodious-openness$71.787/21/2011 7:47:35 PM
tech310$50.007/21/2011 8:50:04 PM
35 Investments
 
Borrower Payment Dependent Notes Series 517113
This series of Notes was issued and sold upon the funding of the borrower loan #51458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: May-1993 Debt/Income ratio: 29%
Credit score: 600-619 (Jul-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 0 Current / open credit lines: 27 / 23Length of status:14y 4m
Amount delinquent: $0 Total credit lines: 60 Occupation: Professional
Public records last 12m / 10y: 0/ 3 Revolving credit balance: $24,477Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: DaveZmeyr Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 4 On-time: 60 ( 100% ) 600-619 (Latest)
Principal borrowed: $17,771.00< 31 days late: 0 ( 0% )  
620-639 (Nov-2009)
620-639 (Jan-2008)
600-619 (Jul-2007)
540-559 (Dec-2006)
 
Principal balance: $2,915.91 31+ days late: 0 ( 0% )
Total payments billed: 60  
Description
**Proven Track Record with Prosper!
Purpose:
Consolidate several high interest credit card loans and close accounts

Me:
Over the last 15 years I've acquired property (which unlike many others IS NOT underwater), increased my private business to a positive cash flow basis and continued on my full-time employment career path. In addition I've socked away $200,000 in 401k & SERP funds in the last 5 years and some savings and stocks.

I've had higher interest credit card to purchase equipment for my business and am now in a pay down mode.

Monthly--
Income (post tax): $6200
Expenses: $5700

Mort: $2000
Ins: $300
Car: $800
Util & Assoc: $600
Phone/Internet: $300 (including business Internet)
Food/Ent: $500
Household: $200
Credit: $850
Other expenses: $150

Operate business (www.businessbackup.us), perform consulting for small number of businesses + work a full-time job for Fortune 1000 (senior level mgmt) for over 14 years. 15 yrs same address, 17 same nghbrhd.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
RoZu_Lending$1,000.007/19/2011 5:05:58 PM
worth-blanket2$3,000.007/19/2011 5:06:41 PM
2 Investments
 
Borrower Payment Dependent Notes Series 517141
This series of Notes was issued and sold upon the funding of the borrower loan #51489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Sep-1995 Debt/Income ratio: 44%
Credit score: 600-619 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 31 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,192Stated income:$25,000-$49,999
Delinquencies in last 7y: 15 Bankcard utilization: 103%  
   Homeownership: No  
Screen name: interest-encore Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 600-619 (Latest)
Principal borrowed: $1,250.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2010)
640-659 (Feb-2010)
 
Principal balance: $1,040.22 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Much needed home repairs!
I am applying for this loan to get some home repairs and improvements done. We need to have cement work in the driveway and electrical work to correct some wiring issues.
I am a good candidate for this loan because first and foremost, I am able to make the monthly payment with no problem. Also, I have another loan with Prosper which is current, demonstrating my reliability in making my payments. Finally, I just received a promotion and a 10% raise at my job which indicates I have job security and stability. My monthly budget is:

Monthly take home pay: $2100
Mortgage: $0 (husband pays)
Car: $450 (car payment plus gas)
Cable, phone, internet: $115
Utilities: $150 (shared with husband)
Cell phone: $60
Clothing, personal expenses: $200
Household expenses: $150 (shared with husband)
Other Loans, Credit Cards, etc: $600 (includes existing Prosper Loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$200.097/20/2011 5:07:06 PM
diligent-peace9$50.007/20/2011 5:53:29 PM
worth-blanket2$3,599.917/21/2011 9:34:30 AM
alexgalt$25.007/20/2011 8:03:23 PM
proper-revenue7$25.007/20/2011 10:40:15 PM
tacopants$100.007/21/2011 9:23:44 AM
6 Investments
 
Borrower Payment Dependent Notes Series 517163
This series of Notes was issued and sold upon the funding of the borrower loan #51478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Dec-2003 Debt/Income ratio: 38%
Credit score: 600-619 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 21Length of status:6y 8m
Amount delinquent: $0 Total credit lines: 45 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,269Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: Yes  
Screen name: vtith79 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 41 ( 100% ) 600-619 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
700-719 (Nov-2009)
600-619 (Oct-2009)
620-639 (Sep-2008)
620-639 (May-2008)
 
Principal balance: $1,615.33 31+ days late: 0 ( 0% )
Total payments billed: 41  
Description
Payoff My Car Loan
Purpose of loan: To payoff my car loan
This loan will be used to...Payoff my car loan which has a balance of $7000 with 3yrs remaining. I recently made a lump sum payment earlier this year to reduce my balance and would like to reduce my monthly payment with a prosper loan.

My financial situation:
I am a good candidate for this loan because...I have a proven payment record with Prosper.


Monthly net income: $5200
Monthly expenses: $3310
Housing: $1200
Insurance: $90
Car expenses: $570 (current payment to consolidate)
Utilities: $175
Phone, cable, internet: $275
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
312-Lender$40.007/19/2011 5:02:26 PM
investment-artist$25.017/19/2011 5:02:20 PM
worth-blanket2$3,904.997/19/2011 5:06:58 PM
MoneyForNothing$30.007/19/2011 5:02:05 PM
4 Investments
 
Borrower Payment Dependent Notes Series 517165
This series of Notes was issued and sold upon the funding of the borrower loan #51504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jan-1987 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 2 Current / open credit lines: 4 / 5Length of status:5y 3m
Amount delinquent: $620 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,914Stated income:$50,000-$74,999
Delinquencies in last 7y: 12 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: freedom101 Borrower's state: NewJersey Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 16 ( 47% ) 680-699 (Latest)
Principal borrowed: $5,000.00< 31 days late: 15 ( 44% )  
680-699 (Jul-2006)
 
Principal balance: $0.00 31+ days late: 3 ( 9% )
Total payments billed: 34  
Description
Car repairs
Purpose of loan:
This loan will be used to...Car repairs, attend destination wedding as best man

My financial situation:
I am a good candidate for this loan because...I repay my debt, previous prosper borrower, check my payment history, have reserves in form of bank investment however there I a penalty if I cash it in early so we decided to borrow. In my residence for 12 years, very stable. Additional significant household income from wife.

Monthly net income: $7000
Monthly expenses:
Housing: $1900
Insurance: $150
Car expenses: $0
Utilities: $350
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $350
Credit cards and other loans: $250
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
312-Lender$40.007/20/2011 5:02:13 PM
ultimate-peace$25.007/20/2011 5:17:09 PM
lendstats_com$200.007/20/2011 7:38:54 PM
golffish2$25.007/21/2011 4:27:23 AM
worth-blanket2$3,634.937/21/2011 9:34:42 AM
CA-Lender$50.077/20/2011 8:27:30 PM
Kash2010lu$25.007/21/2011 3:16:44 AM
7 Investments
 
Borrower Payment Dependent Notes Series 517175
This series of Notes was issued and sold upon the funding of the borrower loan #51598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1987 Debt/Income ratio: 28%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:30y 2m
Amount delinquent: $0 Total credit lines: 16 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,144Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: well-rounded-bazaar5 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
CAMDENTAZMAN
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,900.007/19/2011 5:05:01 PM
Investor_DP$100.007/19/2011 5:02:24 PM
2 Investments
 
Borrower Payment Dependent Notes Series 517193
This series of Notes was issued and sold upon the funding of the borrower loan #51505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-19-2011 
Term: 36 months Listing End date:  Jul-19-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jan-1974 Debt/Income ratio: 28%
Credit score: 600-619 (Jul-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 1 Current / open credit lines: 4 / 5Length of status:0y 6m
Amount delinquent: $793 Total credit lines: 44 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,176Stated income:$1-$24,999
Delinquencies in last 7y: 42 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: PhysicsTeacher Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 18 ( 95% ) 600-619 (Latest)
Principal borrowed: $10,500.00< 31 days late: 1 ( 5% )  
600-619 (May-2010)
640-659 (Aug-2006)
 
Principal balance: $5,281.27 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
Retired teacher needs wheels
Purpose of loan: car repairs
This loan will be used to..pay off credit cards, repair car engine.

My financial situation: retired
I am a good candidate for this loan because...
I have rental net income of 5,000 yearly and
my wife has trust fund that pays her 24,000 yearly.

Monthly net income: $ 4,300 inc. wife & rental
Monthly expenses: $
Housing: $ 1014
Insurance: $
Car expenses: $ 400
Utilities: $ 203
Phone, cable, internet: $150
Food, entertainment: $ 300
Clothing, household expenses: $100
Credit cards and other loans: $ 425
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
peso-aggregator has invested a total of $200.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
peso-aggregator$200.007/19/2011 5:03:55 PM
ultimate-peace$25.007/19/2011 5:07:13 PM
firewomin$50.007/19/2011 5:07:05 PM
Track-Layer$100.007/19/2011 5:07:14 PM
worth-blanket2$3,800.007/19/2011 5:07:16 PM
5 Investments
 
Borrower Payment Dependent Notes Series 517233
This series of Notes was issued and sold upon the funding of the borrower loan #51450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1994 Debt/Income ratio: 24%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:5y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,186Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: OuterLimits Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 55 ( 100% ) 640-659 (Latest)
Principal borrowed: $12,500.00< 31 days late: 0 ( 0% )  
600-619 (Nov-2007)
540-559 (Jun-2006)
540-559 (May-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 55  
Description
Help lower my interest rates!
Purpose of loan: Debt Consolidation
This loan will be used to pay off high interest credit cards

My financial situation: good
I am a good candidate for this loan because I am a veteren prosper borrower and have a great track record for pay back.


Monthly net income: $6500
Monthly expenses: $4683
Housing: $933
Insurance: $150
Car expenses: $500
Utilities: $300
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: $1200
Other expenses: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/20/2011 9:02:18 AM
mikeandcat$100.007/20/2011 9:08:15 AM
loanman2007$300.007/20/2011 9:09:24 AM
reflective-rupee$760.007/20/2011 9:26:54 AM
mrxtravis$25.007/20/2011 9:02:19 AM
clemclan$40.007/20/2011 9:11:39 AM
NekHoldings$25.007/20/2011 9:16:48 AM
DHolly$25.007/20/2011 9:18:13 AM
Milonguero$100.007/20/2011 9:23:06 AM
Wangchuk$25.007/20/2011 9:09:24 AM
sweetlan$50.077/20/2011 9:03:01 AM
fascinating-generosity3$222.377/20/2011 9:08:50 AM
lendstats_com$500.007/20/2011 9:12:05 AM
MarvintheMartian$25.007/20/2011 9:19:30 AM
Feyenoord$25.007/20/2011 9:02:20 AM
kind-charming-value$2,000.007/20/2011 9:05:36 AM
loanman2007$25.007/20/2011 9:11:08 AM
CA-Lender$125.077/20/2011 9:16:37 AM
Kash2010lu$25.007/20/2011 9:19:29 AM
MoneyForNothing$50.397/20/2011 9:20:46 AM
RoZu_Lending$2,000.007/20/2011 9:01:14 AM
cashhelp$50.007/20/2011 9:02:04 AM
MoneyForNothing$80.007/20/2011 9:17:55 AM
reflective-rupee$825.097/20/2011 9:21:11 AM
24 Investments
 
Borrower Payment Dependent Notes Series 517235
This series of Notes was issued and sold upon the funding of the borrower loan #51468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $244.92
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2005 Debt/Income ratio: 24%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 14 Occupation: Nurse (LPN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $389Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 12%  
   Homeownership: No  
Screen name: nimble-trade2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Not Too bad..2
Purpose of loan:
This loan will be used to...to pay all of my bills off, and also to actually make a dent to my student loans. I am trying to improve my credit score, so that i can start saving up to buy a home. So far I have managed to improve my score by a lot.

My financial situation:
I am a good candidate for this loan because...I have a good steady job in which i have been working for a little more than 2yrs now.Just as it happens to most people, every-once-in-a-while,a good number of unexpected expenses come up all at once, and i have been playing catch-up ever since. My mom is busy putting my bros through college, so I don't want to bother her, this is really my last resort. Thank you.


Monthly net income: $2200
Monthly expenses: $
Housing: $200
Insurance: $
Car expenses: $435.14
Utilities: $100
Phone, cable, internet: $206
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $1700.10
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$6,000.007/20/2011 9:43:33 AM
1 Investments
 
Borrower Payment Dependent Notes Series 517259
This series of Notes was issued and sold upon the funding of the borrower loan #51490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $313.82
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Feb-1996 Debt/Income ratio: 38%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:2y 1m
Amount delinquent: $7,165 Total credit lines: 18 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,025Stated income:$1-$24,999
Delinquencies in last 7y: 20 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: 1Kindwolf Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 25 ( 93% ) 700-719 (Latest)
Principal borrowed: $4,000.00< 31 days late: 1 ( 4% )  
660-679 (Apr-2010)
640-659 (Oct-2007)
 
Principal balance: $0.02 31+ days late: 1 ( 4% )
Total payments billed: 27  
Description
Second Car
Purpose of loan:
This loan will be used to purchase a second car. My wife is starting nursing school in August and we need another car.
My financial situation:
I am a good candidate for this loan because I have had a prosper loan in the past and paid it off. We have also paid of other debts in the last year. I was unemployed 3 years ago and since then have really focused on paying down our debt.


Monthly net income: $2,270
Monthly expenses: $
Housing: $585
Insurance: $140
Car expenses: $125
Utilities: $150
Phone, cable, internet: $45
Food, entertainment: $265
Clothing, household expenses: $0
Credit cards and other loans: $415
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
outofoffice$100.007/20/2011 10:22:13 AM
loanman2007$50.007/20/2011 9:39:17 AM
reflective-rupee$25.097/20/2011 9:46:16 AM
Mikale360$50.007/20/2011 10:49:35 AM
famous-bill$25.007/20/2011 10:54:46 AM
Raider_Fan$62.017/20/2011 11:28:35 AM
pearl13$25.007/20/2011 10:58:12 AM
worth-blanket2$7,500.007/20/2011 9:35:14 AM
DasMula$27.007/20/2011 11:23:31 AM
lowrater$100.907/20/2011 10:36:52 AM
FinanceEngine$35.007/20/2011 11:00:46 AM
11 Investments
 
Borrower Payment Dependent Notes Series 517261
This series of Notes was issued and sold upon the funding of the borrower loan #51550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $128.28
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1996 Debt/Income ratio: 34%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:6y 9m
Amount delinquent: $875 Total credit lines: 14 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,111Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: dmctsmkt Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2009)
560-579 (Aug-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Meeting Kids after 20 Years!!!
Purpose of loan:
This loan will be used to meet kids after 20 years!! We recently located my husband's kids in Scotland. We have been communicating via XBOX Kinect, email and phone over the past year. We're now at the point where we would all like to see each other face to face.

My financial situation: Good.

I am a good candidate for this loan because my husband and I both have full time jobs and I have successfully paid off one loan from Porsper.


Monthly net income: $1500
Monthly expenses: $1225
Housing: $375.00
Insurance: $50
Car expenses: $375
Utilities: $75
Phone, cable, internet: $75
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
goodhearted-basis4$25.007/21/2011 9:02:15 AM
falcon88dp$25.007/21/2011 9:03:06 AM
alexgalt$100.007/21/2011 9:02:13 AM
MoneyForNothing$50.007/21/2011 9:09:52 AM
worth-blanket2$3,300.007/21/2011 9:29:48 AM
5 Investments
 
Borrower Payment Dependent Notes Series 517291
This series of Notes was issued and sold upon the funding of the borrower loan #51464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $235.37
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1991 Debt/Income ratio: 24%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 5Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,792Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: golden-pound8 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
700-719 (Feb-2010)
 
Principal balance: $447.65 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Debt Consolidation Loan
This is my second loan with Prosper. I am significantly ahead of schedule in paying the first one off.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
investment-artist$25.017/21/2011 9:03:15 AM
worth-blanket2$5,949.997/21/2011 9:29:48 AM
Dubbs360$25.007/21/2011 9:03:34 AM
3 Investments
 
Borrower Payment Dependent Notes Series 517305
This series of Notes was issued and sold upon the funding of the borrower loan #51432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-20-2011 
Term: 36 months Listing End date:  Jul-20-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $107.49
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1983 Debt/Income ratio: 33%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 12Length of status:18y 10m
Amount delinquent: $0 Total credit lines: 58 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,492Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: outdoorwoman Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 43 ( 98% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 1 ( 2% )  
660-679 (Oct-2010)
560-579 (Oct-2007)
 
Principal balance: $1,207.27 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
Teacher expanding pet care business
Purpose of loan:
This loan will be used to

My financial situation:
I am a good candidate for this loan because ,Prosper loan paid in full and second Prosper loan all payments on time


Monthly net income: $4800
Monthly expenses: $1850
Housing: $545
Insurance: $70
Car expenses: $100
Utilities: $55
Phone, cable, internet: $65
Food, entertainment: $200
Clothing, household expenses: $75
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$50.007/20/2011 5:01:25 PM
reflective-rupee$500.097/20/2011 5:04:15 PM
ultimate-peace$25.007/20/2011 5:17:21 PM
yf99yz$40.007/20/2011 5:40:33 PM
janeybooboo$50.007/20/2011 5:58:18 PM
MichaelProsper$34.127/20/2011 6:02:39 PM
Investor_DP$100.007/20/2011 5:02:33 PM
sweetlan$25.077/20/2011 5:19:26 PM
kind-charming-value$1,200.007/20/2011 5:27:35 PM
AlternativeCashFlow$25.717/20/2011 5:48:50 PM
MoneyForNothing$75.007/20/2011 5:02:05 PM
investment-artist$25.017/20/2011 5:02:17 PM
investment-daydream$75.007/20/2011 5:03:07 PM
mrxtravis$25.007/20/2011 5:07:58 PM
diligent-peace9$200.007/20/2011 5:50:52 PM
SolarMoonshine$25.007/20/2011 6:02:03 PM
NekHoldings$25.007/20/2011 5:19:28 PM
17 Investments
 
Borrower Payment Dependent Notes Series 517357
This series of Notes was issued and sold upon the funding of the borrower loan #51540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-22-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $411.89
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1989 Debt/Income ratio: 41%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 26 / 25Length of status:23y 7m
Amount delinquent: $0 Total credit lines: 45 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $262,120Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: jimbuck Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 35 ( 100% ) 720-739 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
720-739 (May-2010)
720-739 (Mar-2010)
720-739 (Nov-2009)
660-679 (Jul-2008)
 
Principal balance: $258.96 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Capital equipment will drive sales
Purpose of loan: To purchase the equipment my business needs be able to expand and grow revenue
This loan will be used to...purchase equipment that is directly related to sales. The more product I have to sell, the more revenue my business will create

My financial situation: Good, but money is wrapped up in paying down other debt from original business development
I am a good candidate for this loan because...I have been employed by the same company for nearly 24 years, I am making solid commissions on top a good salary and the business is funding a number of our personal expenses now.


Monthly net income: $18254
Monthly expenses: $16050
Housing: $ 4000
Insurance: $ 300
Car expenses: $ 150
Utilities: $ 450
Phone, cable, internet: $ 150
Food, entertainment: $ 800
Clothing, household expenses: $200
Credit cards and other loans: $10000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Dubbs360$25.007/21/2011 5:02:39 PM
worth-blanket2$7,500.007/21/2011 5:14:59 PM
SolarMoonshine$25.007/21/2011 5:44:18 PM
grampy48$29.227/21/2011 6:36:25 PM
investment-artist$25.017/21/2011 5:02:20 PM
proud-gold9$25.007/21/2011 5:30:37 PM
heaven75$62.507/21/2011 9:53:56 PM
NekHoldings$25.007/21/2011 7:33:01 PM
Kash2010lu$25.007/21/2011 6:55:37 PM
yf99yz$30.007/21/2011 10:02:41 PM
Investor_DP$100.007/21/2011 10:50:03 PM
five-star-note$100.007/21/2011 11:47:20 PM
jhouman$25.007/22/2011 12:42:24 AM
golffish2$25.007/22/2011 4:04:36 AM
loanman2007$25.007/22/2011 6:07:34 AM
suave-dime6$25.007/22/2011 5:33:36 AM
loanman2007$100.007/22/2011 6:07:15 AM
kind-charming-value$1,000.007/21/2011 5:19:40 PM
diversification-enlistment$25.007/21/2011 5:26:46 PM
papaloha$141.007/21/2011 6:13:20 PM
MoneyForNothing$60.007/21/2011 5:02:02 PM
bullish2bearish$27.007/21/2011 8:40:50 PM
Mikale360$25.007/21/2011 5:47:36 PM
whitebalcony$25.007/21/2011 6:58:07 PM
neutrino6$25.007/21/2011 10:47:36 PM
diligent-peace9$200.007/21/2011 8:33:55 PM
cbivitz$200.007/22/2011 4:36:14 AM
AlternativeCashFlow$44.797/21/2011 9:25:47 PM
Feyenoord$25.007/22/2011 12:52:26 AM
mizon291$60.337/22/2011 1:42:06 AM
reflective-rupee$200.097/22/2011 1:55:43 AM
kendigme$50.007/22/2011 2:41:15 AM
jkeller4000$25.007/22/2011 3:57:05 AM
SecondChanceLendingSERV$25.007/22/2011 5:13:36 AM
worldly-investment333$50.007/22/2011 5:53:57 AM
credit-missile$120.067/22/2011 6:12:04 AM
36 Investments
 
Borrower Payment Dependent Notes Series 517381
This series of Notes was issued and sold upon the funding of the borrower loan #51619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1995 Debt/Income ratio: 22%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:16y 1m
Amount delinquent: $0 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $8,899Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: return-goat4 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I have always been financial responsible. However, due to a recent separate in 2009 my ex-husband left me with several outstanding bills and he was cleared after he file bankrupcy. To maintain a good credit rating I have for the past two years have been trying to maintain the mortgage, car note and other living expenses independently. In the interim, the extra cash needed is to pay off two of my debts, originally wanting to take care them all to lower my Debt-to-Income numbers and put me in a better FICO number to eventually refinance with a lower APR.

Monthly net income: $5,645.00
Monthly expenses: $3200.00
Housing: $1812.00 /Mo
Insurance: $76/Mo
Car expenses: $35
Utilities: $80
Phone, cable, internet: $65
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.007/21/2011 5:16:52 PM
1 Investments
 
Borrower Payment Dependent Notes Series 517395
This series of Notes was issued and sold upon the funding of the borrower loan #51453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $128.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1994 Debt/Income ratio: 15%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 8Length of status:0y 7m
Amount delinquent: $115 Total credit lines: 42 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,191Stated income:$75,000-$99,999
Delinquencies in last 7y: 22 Bankcard utilization: 45%  
   Homeownership: No  
Screen name: successful-rate4 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
680-699 (Aug-2010)
 
Principal balance: $1,223.12 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Debt Consolidation
Purpose of loan: to consolidate credit cards
This loan will be used to...payoff credit cards that are extremely high in interest rates. After a short sale, we suffered high balances on credit cards, that in turn became high interest rates.

My financial situation: Good
I am a good candidate for this loan because recently just received a new job with a substantial increase. I have worked in my same field for over 11 years and love it. I just would like to make things easier on our family by consolidating and paying off debt.


Monthly net income: $ 6000
Monthly expenses: $ 5000
Housing: $1400
Insurance: $200
Car expenses: $1000
Utilities: $300
Phone, cable, internet: $ 300
Food, entertainment: $ 800
Clothing, household expenses: $150
Credit cards and other loans: $650
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kind-charming-value$500.007/21/2011 9:06:08 AM
alexgalt$25.007/21/2011 9:12:02 AM
worth-blanket2$2,475.007/21/2011 9:29:49 AM
3 Investments
 
Borrower Payment Dependent Notes Series 517407
This series of Notes was issued and sold upon the funding of the borrower loan #51531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 12.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-2007 Debt/Income ratio: 16%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 6 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: a-repayment-accelerator Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
financial iq buisness seminar.
Purpose of loan:
This loan will be used to further my financial knowledge to understand the market and my credit.

My financial situation:
I am a good candidate for this loan because I have a good credit score and I am current on all my bills since I have had credit. I would like to use this money to better my families life through understanding finances. So I one day can be the one lending to those just like myself, those who want to better their lives by taking the right steps.


Monthly net income: $4123
Monthly expenses: $600
Housing: $1363
Insurance: $174
Car expenses: $280
Utilities: $113
Phone, cable, internet: $180
Credit cards and other loans: $203
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.007/21/2011 5:23:05 PM
1 Investments
 
Borrower Payment Dependent Notes Series 517457
This series of Notes was issued and sold upon the funding of the borrower loan #51459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $73.30
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1997 Debt/Income ratio: 6%
Credit score: 620-639 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 3Length of status:17y 8m
Amount delinquent: $1,066 Total credit lines: 21 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,309Stated income:$25,000-$49,999
Delinquencies in last 7y: 23 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: new-economy-cadence Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2010)
 
Principal balance: $2,050.31 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Home Improvement
Purpose of loan:
This loan will be used to...Install new flooring in my home.

My financial situation:
I am a good candidate for this loan because...I have a solid work history and i have very little outstanding debt.


Monthly net income: $ 3500
Monthly expenses: $ 1800
Housing: $400
Insurance: $100
Car expenses: $0
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
falcon88dp$25.007/21/2011 9:03:07 AM
worth-blanket2$1,950.007/21/2011 9:29:52 AM
goodhearted-basis4$25.007/21/2011 9:02:15 AM
3 Investments
 
Borrower Payment Dependent Notes Series 517463
This series of Notes was issued and sold upon the funding of the borrower loan #51613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 12.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Oct-1992 Debt/Income ratio: 43%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 16Length of status:8y 7m
Amount delinquent: $0 Total credit lines: 50 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,057Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: Yes  
Screen name: RALLYMOM Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cancer Survior Get Back On Track
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.007/21/2011 9:33:42 AM
1 Investments
 
Borrower Payment Dependent Notes Series 517469
This series of Notes was issued and sold upon the funding of the borrower loan #51622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1993 Debt/Income ratio: 23%
Credit score: 620-639 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:21y 6m
Amount delinquent: $0 Total credit lines: 33 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,818Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: No  
Screen name: the-ecstatic-principal Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2010)
 
Principal balance: $3,280.38 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
A few too many
Purpose of loan:
This loan will be used to... Consolidate a few cards

My financial situation:
I am a good candidate for this loan because... I pay my bills.


Monthly net income: $4800
Monthly expenses: Total before loan $3500 or so including these:
Housing: $1200
Insurance: $100
Car expenses: $150
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $1000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$7,500.007/21/2011 9:29:52 AM
1 Investments
 
Borrower Payment Dependent Notes Series 517497
This series of Notes was issued and sold upon the funding of the borrower loan #51567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $150.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Aug-2005 Debt/Income ratio: 37%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 6Length of status:6y 10m
Amount delinquent: $3,697 Total credit lines: 21 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,260Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: transparency-mammal Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 21 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2009)
 
Principal balance: $539.42 31+ days late: 0 ( 0% )
Total payments billed: 21  
Description
Need improvements to home
Purpose of loan:
This loan will be used to put in a second bathroom...

My financial situation:
I am a good candidate for this loan because..I work for the government in a steady tenured job..


Monthly net income: $ 40000.00
Monthly expenses: $ 1500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,350.007/21/2011 5:20:52 PM
ultimate-peace$150.007/21/2011 5:05:05 PM
2 Investments
 
Borrower Payment Dependent Notes Series 517499
This series of Notes was issued and sold upon the funding of the borrower loan #51595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,400.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $189.18
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Feb-1983 Debt/Income ratio: 22%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:4y 11m
Amount delinquent: $203 Total credit lines: 24 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,412Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 105%  
   Homeownership: Yes  
Screen name: Loricakebake Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 61 ( 100% ) 680-699 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2009)
640-659 (May-2008)
640-659 (Mar-2008)
 
Principal balance: $1,059.44 31+ days late: 0 ( 0% )
Total payments billed: 61  
Description
Medical Bills for Foot Surgery
Purpose of loan: Medical bills for Foot Surgery
This loan will be used to...pay medical bills, this foot surgery is not covered by insurance.

My financial situation:
I am a good candidate for this loan because...I have had two prosper loans, one paid in full and never late or delinquent with anything. I work in a growing surgery center that is building the second office, the center is small so they dont have very good short term disability and I could be off 4wks, the short term disability does not kick in till you are off 30 days, but I will only be off 30 days so no pay.


Monthly net income: $2100.00
Monthly expenses: $
Housing: $400.00
Insurance: $100.00
Car expenses: $200.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $117.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$150.007/21/2011 5:05:14 PM
MoneyForNothing$60.007/21/2011 5:02:03 PM
worth-blanket2$2,619.187/21/2011 5:18:32 PM
RoZu_Lending$1,000.007/21/2011 5:07:04 PM
MoneyForNothing$70.737/21/2011 5:10:29 PM
reflective-rupee$500.097/21/2011 5:15:53 PM
6 Investments
 
Borrower Payment Dependent Notes Series 517569
This series of Notes was issued and sold upon the funding of the borrower loan #51583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-21-2011 
Term: 36 months Listing End date:  Jul-21-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jun-2001 Debt/Income ratio: 30%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:10y 1m
Amount delinquent: $0 Total credit lines: 46 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $63,253Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: versatile-p2p6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
720-739 (Nov-2010)
 
Principal balance: $4,315.02 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
home improvement
Purpose of loan:
This loan will be used to home improvement-need to install a new carpet in one of my properties

My financial situation:
I am a good candidate for this loan because I have a steady job


Monthly net income: $ 8000
Monthly expenses: $2400
Housing: $1700
Insurance: $250
Car expenses: $1200
Utilities: $300
Phone, cable, internet: $170
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$200.097/21/2011 5:04:24 PM
worth-blanket2$3,799.917/21/2011 5:21:03 PM
2 Investments
 
Borrower Payment Dependent Notes Series 517647
This series of Notes was issued and sold upon the funding of the borrower loan #51549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-22-2011 
Term: 36 months Listing End date:  Jul-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1994 Debt/Income ratio: 33%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 35 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,440Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: Yes  
Screen name: p2p-emperor2 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Car repair
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...
I have a solid understanding of credit and how to manage money.

Monthly net income: $3070
Monthly expenses: $
Housing: $ 183
Insurance: $ 77
Car expenses: $ 40
Utilities: $ 35
Phone, cable, internet: $ 45
Food, entertainment: $ 100
Clothing, household expenses: $ 0
Credit cards and other loans: $ 1100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$7,425.007/22/2011 9:53:14 AM
kind-credit-bear$25.007/22/2011 9:03:17 AM
greencat$50.007/22/2011 9:11:18 AM
3 Investments