Sales Report:Supplement No. 3 dated Jul 21, 2011 to Prospectus dated Jul 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
516484
This series of Notes was issued and sold upon the funding of the borrower loan #51392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-17-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
12 | Length of status: | 19y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $80,246 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cordial-rate5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidation debt and eliminate compound interest obligations.
My financial situation:
I am a good candidate for this loan because...I am a successful veterinarian with nearly 20 years experience. I have a steady income and take my responsibilites very seriously.
Monthly net income: $15000
Monthly expenses: $
Housing: $3000
Insurance: $200
Car expenses: $100
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/15/2011 5:02:31 PM |
simplelender80 | $100.00 | 7/15/2011 5:02:44 PM |
handy-justice | $50.00 | 7/15/2011 6:12:21 PM |
lendstats_com | $300.00 | 7/15/2011 6:38:04 PM |
Wangchuk | $30.00 | 7/15/2011 5:17:43 PM |
CA-Lender | $75.07 | 7/15/2011 7:27:58 PM |
jkeller4000 | $25.00 | 7/15/2011 6:00:45 PM |
DHolly | $25.00 | 7/15/2011 6:43:21 PM |
Amber_Stone | $55.00 | 7/16/2011 7:56:21 AM |
investment-artist | $25.00 | 7/16/2011 9:16:50 AM |
nodebt2012 | $25.00 | 7/16/2011 9:32:55 AM |
Something-Corporate | $25.00 | 7/16/2011 9:48:24 AM |
AVS | $25.00 | 7/16/2011 1:07:25 PM |
Core-Marketing | $97.94 | 7/17/2011 3:31:16 PM |
AlternativeCashFlow | $44.70 | 7/17/2011 10:35:29 AM |
sturdy-peace9 | $100.00 | 7/17/2011 3:43:47 PM |
worth-blanket2 | $5,000.00 | 7/17/2011 3:19:17 PM |
Stek7 | $25.00 | 7/17/2011 3:21:53 PM |
loss-of-control | $100.00 | 7/17/2011 5:02:15 PM |
janeybooboo | $50.12 | 7/17/2011 6:22:25 PM |
SolarMoonshine | $100.00 | 7/17/2011 6:01:03 PM |
EBITDA | $25.00 | 7/15/2011 5:25:50 PM |
magnetic-dedication3 | $25.00 | 7/15/2011 5:47:08 PM |
reflective-rupee | $400.09 | 7/16/2011 3:36:59 AM |
loanman2007 | $225.00 | 7/16/2011 5:47:35 AM |
Legally_Blonde | $43.01 | 7/16/2011 7:58:31 AM |
pearl13 | $100.00 | 7/16/2011 9:02:11 AM |
Kash2010lu | $25.00 | 7/16/2011 9:28:12 AM |
bright-exchange | $25.00 | 7/16/2011 8:58:23 AM |
profit-powerplant | $25.00 | 7/16/2011 12:17:17 PM |
wonder3 | $35.00 | 7/16/2011 11:56:19 AM |
diligent-peace9 | $25.00 | 7/16/2011 9:54:12 PM |
vutah | $25.00 | 7/17/2011 4:00:27 PM |
sweetlan | $25.07 | 7/17/2011 4:23:08 PM |
virtuous-repayment | $50.00 | 7/17/2011 5:28:11 PM |
djmjkelso | $35.00 | 7/17/2011 4:24:51 PM |
vest_vortex | $34.00 | 7/17/2011 5:31:41 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
489483
This series of Notes was issued and sold upon the funding of the borrower loan #51454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jul-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-15-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $297.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 17% |
Credit score:
| 820-839 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,913 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| AnnB8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $9,700.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Paying off the last of my debt
Purpose of loan:
This loan will be used to pay off the last of my debts. I've used Prosper before and it has provided me with a means of paying off all debts. In order to avoid incurring new debt, I no longer have credit cards and live on a cash-only basis.
My financial situation:
I am a good candidate for this loan because I work for two organizations that are stable. I have a very good history with Prosper having paid off a business loan.
I am dedicated to being debt free, which includes my mortgage, within the next 15 years. Investing in me is an excellent investment, so please help me achieve my American Dream by purchasing a portion of my loan.
Thank you for considering my request.
Best wishes,
Ann
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sflawya | $25.00 | 7/8/2011 9:02:21 AM |
serene-truth2 | $50.00 | 7/8/2011 9:02:37 AM |
Dollars4Rent | $50.00 | 7/8/2011 9:02:44 AM |
kenji4861 | $50.00 | 7/8/2011 9:02:51 AM |
pound-balancer | $50.00 | 7/8/2011 9:02:55 AM |
gentle-penny7 | $50.00 | 7/8/2011 9:03:36 AM |
jpac1066 | $50.00 | 7/8/2011 9:03:41 AM |
janeybooboo | $50.00 | 7/8/2011 9:09:48 AM |
Abstract | $50.00 | 7/8/2011 9:02:17 AM |
socal-lender | $25.00 | 7/8/2011 9:02:35 AM |
cashhelp | $50.00 | 7/8/2011 9:02:17 AM |
diablorulz | $50.00 | 7/8/2011 9:02:46 AM |
blot44 | $50.00 | 7/8/2011 9:02:27 AM |
SunsetCoastCapital | $25.00 | 7/8/2011 9:02:33 AM |
top-epic-community | $50.00 | 7/8/2011 9:02:57 AM |
Rivervale_Westwood | $25.00 | 7/8/2011 9:02:48 AM |
uberrific | $100.00 | 7/8/2011 9:03:07 AM |
x-lender | $80.00 | 7/8/2011 9:03:41 AM |
janeybooboo | $25.00 | 7/8/2011 9:10:12 AM |
penny-finder | $80.00 | 7/8/2011 9:45:05 AM |
damage | $25.00 | 7/8/2011 10:22:18 AM |
108lender | $100.00 | 7/8/2011 11:18:22 AM |
gain-gourd | $50.00 | 7/8/2011 12:36:55 PM |
thankful-nickel2 | $50.00 | 7/8/2011 2:53:37 PM |
bannybucks | $25.00 | 7/8/2011 8:18:55 PM |
credit-guard5 | $25.00 | 7/8/2011 10:01:28 PM |
income-awakening6 | $25.00 | 7/9/2011 6:43:43 AM |
fortytwo | $250.00 | 7/9/2011 10:48:39 AM |
tapesor | $100.00 | 7/9/2011 12:14:31 PM |
Wangchuk | $25.01 | 7/9/2011 7:36:24 PM |
jpblan11 | $25.00 | 7/9/2011 6:46:53 PM |
JJS180 | $39.44 | 7/10/2011 1:54:19 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:28 AM |
SolarMoonshine | $25.00 | 7/11/2011 10:10:31 AM |
x-lender | $100.00 | 7/11/2011 2:02:03 PM |
determined-deal7 | $25.00 | 7/11/2011 3:27:53 PM |
proud-pound4 | $25.00 | 7/11/2011 4:20:05 PM |
a2190b | $50.00 | 7/11/2011 8:30:59 PM |
availableloan | $25.00 | 7/11/2011 10:51:04 PM |
pnace | $50.00 | 7/12/2011 12:30:08 PM |
stuy1998 | $25.00 | 7/12/2011 5:33:07 PM |
Harry | $25.00 | 7/13/2011 7:25:13 AM |
a-responsible-return | $50.00 | 7/13/2011 3:38:13 PM |
Billfred | $25.00 | 7/13/2011 5:41:32 PM |
irishcocacola | $25.00 | 7/13/2011 6:18:35 PM |
Boxster968 | $25.00 | 7/13/2011 8:12:16 PM |
Mincus | $26.00 | 7/13/2011 8:47:32 PM |
friendinmoney | $25.00 | 7/13/2011 9:58:15 PM |
GWV2 | $50.00 | 7/13/2011 10:40:46 PM |
velocity-solo | $30.00 | 7/14/2011 1:22:53 AM |
first-serene-credit | $25.00 | 7/13/2011 11:07:15 PM |
Pickmar | $25.00 | 7/14/2011 4:54:50 AM |
samurai2 | $46.80 | 7/14/2011 8:59:39 AM |
astute-fairness0 | $25.00 | 7/14/2011 1:07:29 PM |
blue-attentive-bid | $100.00 | 7/14/2011 11:56:29 AM |
kleinbrak | $25.00 | 7/14/2011 2:01:14 PM |
loyalty-edifice997 | $25.00 | 7/14/2011 10:07:16 AM |
GreenMiss2007 | $600.00 | 7/14/2011 10:32:04 AM |
fragonardlives | $35.00 | 7/14/2011 11:22:51 AM |
virtuous-repayment | $25.00 | 7/14/2011 3:35:50 PM |
unclejaef | $25.00 | 7/14/2011 3:52:30 PM |
determined-order1 | $40.54 | 7/14/2011 4:26:57 PM |
cordial-affluence2 | $50.00 | 7/14/2011 7:55:22 PM |
exact-gold2 | $25.00 | 7/14/2011 6:08:56 PM |
Bosslady123q | $25.00 | 7/15/2011 4:17:02 AM |
rakey | $25.00 | 7/15/2011 4:27:24 AM |
wwwUniversal | $25.00 | 7/15/2011 4:34:29 AM |
marwadi-62 | $300.00 | 7/15/2011 6:01:43 AM |
martymaniaman | $25.00 | 7/15/2011 6:32:31 AM |
ckatak | $50.00 | 7/15/2011 7:14:07 AM |
cerebral-dollar773 | $75.00 | 7/15/2011 4:32:13 AM |
economy-tuba7 | $150.00 | 7/15/2011 8:03:20 AM |
on_your_side | $65.19 | 7/15/2011 8:35:29 AM |
seabass123 | $25.00 | 7/15/2011 8:36:18 AM |
Rider | $100.00 | 7/15/2011 8:50:37 AM |
BlessedEveryDay | $28.62 | 7/15/2011 6:32:40 AM |
ddamenace | $80.00 | 7/15/2011 10:03:01 AM |
runbix7 | $25.00 | 7/15/2011 8:37:37 AM |
rutzebach | $45.78 | 7/15/2011 9:52:26 AM |
radforj22 | $25.00 | 7/10/2011 6:30:52 PM |
Veets | $250.00 | 7/14/2011 5:41:29 PM |
jubilant-trade6 | $25.00 | 7/8/2011 9:02:23 AM |
neighborly-hope6 | $100.00 | 7/8/2011 9:02:36 AM |
figs4u2 | $100.00 | 7/8/2011 9:02:38 AM |
minista | $25.00 | 7/8/2011 9:02:49 AM |
cebgop | $25.00 | 7/8/2011 9:02:53 AM |
ogmanny | $50.00 | 7/8/2011 9:03:29 AM |
benjamins-utopia | $50.00 | 7/8/2011 9:03:37 AM |
janeybooboo | $25.00 | 7/8/2011 9:09:40 AM |
meux99 | $25.00 | 7/8/2011 9:02:45 AM |
indomitable-coin | $25.00 | 7/8/2011 9:02:33 AM |
BankofHank | $125.00 | 7/8/2011 9:02:40 AM |
compoundinterest | $60.00 | 7/8/2011 9:03:34 AM |
DavenportCapital | $25.00 | 7/8/2011 9:33:33 AM |
-J | $25.00 | 7/8/2011 10:22:21 AM |
GoGalt | $50.00 | 7/8/2011 10:24:28 AM |
MarvintheMartian | $40.00 | 7/8/2011 11:02:45 AM |
Solid-Platinum | $100.00 | 7/8/2011 11:30:42 AM |
BankofPete | $25.00 | 7/8/2011 11:45:35 AM |
heavenly-interest9 | $50.00 | 7/8/2011 11:32:30 AM |
ArashMass | $25.00 | 7/8/2011 12:36:58 PM |
rescue | $100.00 | 7/8/2011 3:12:34 PM |
balance-transformer3 | $50.00 | 7/8/2011 5:40:50 PM |
jmeasn | $25.00 | 7/8/2011 8:39:18 PM |
houli123 | $500.00 | 7/8/2011 9:57:37 PM |
restless-balance9 | $50.00 | 7/9/2011 6:09:57 AM |
nuclearmoose | $50.00 | 7/9/2011 8:49:01 AM |
antlr | $50.00 | 7/9/2011 12:12:49 PM |
SoCalIsHere | $25.00 | 7/10/2011 12:20:48 AM |
Jay_Tee | $50.00 | 7/10/2011 12:13:57 PM |
fortytwo | $300.00 | 7/10/2011 11:44:02 AM |
truth-image | $96.14 | 7/10/2011 12:15:35 PM |
Guiren | $100.00 | 7/10/2011 2:28:05 PM |
natural-worth9 | $100.00 | 7/10/2011 5:20:07 PM |
lendersf | $100.00 | 7/10/2011 2:44:10 PM |
payment-halo | $25.00 | 7/10/2011 7:09:32 PM |
CFOGO | $25.00 | 7/11/2011 3:14:02 AM |
setUup | $38.20 | 7/11/2011 12:35:07 PM |
reflective-rupee | $25.09 | 7/11/2011 2:59:07 PM |
established-hope5 | $25.00 | 7/11/2011 3:16:06 PM |
StPong | $25.00 | 7/11/2011 3:27:49 PM |
first-favorite-bonus9 | $25.00 | 7/11/2011 4:17:41 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:49 PM |
Zipperdu | $35.00 | 7/12/2011 6:14:02 AM |
clean-fund | $25.00 | 7/12/2011 8:56:59 AM |
BigBag | $25.00 | 7/12/2011 8:05:17 AM |
AlphaInternational | $25.00 | 7/12/2011 10:00:23 AM |
ect_2k20 | $25.00 | 7/12/2011 2:27:24 PM |
QsDad | $25.00 | 7/12/2011 1:44:18 PM |
britgsb | $50.00 | 7/13/2011 2:44:52 AM |
oskizzle | $50.00 | 7/13/2011 6:21:17 AM |
capital-champion1 | $25.00 | 7/13/2011 10:20:32 AM |
selector568 | $50.00 | 7/13/2011 10:44:01 AM |
diversification-surge | $48.96 | 7/13/2011 3:52:31 PM |
YummiBear | $25.00 | 7/13/2011 6:26:59 PM |
Leopoldine | $26.50 | 7/13/2011 7:39:26 PM |
r48 | $25.00 | 7/13/2011 5:24:11 PM |
Aeroman32 | $25.00 | 7/13/2011 10:03:17 PM |
duke12 | $52.75 | 7/13/2011 8:06:15 PM |
SCD | $25.00 | 7/13/2011 8:27:59 PM |
jpac1066 | $150.00 | 7/14/2011 5:25:40 AM |
persistent-value3 | $67.42 | 7/14/2011 11:22:49 AM |
octoberfresh | $25.00 | 7/14/2011 11:35:58 AM |
agalt | $100.00 | 7/14/2011 1:34:08 PM |
goldfinger3 | $50.00 | 7/14/2011 9:34:01 AM |
michaelwong | $50.00 | 7/14/2011 4:27:38 PM |
superstar449 | $35.00 | 7/14/2011 7:00:12 PM |
ryan6853 | $25.00 | 7/14/2011 6:41:47 PM |
GElender | $50.00 | 7/15/2011 5:43:37 AM |
RecoveryLender | $25.00 | 7/15/2011 7:26:49 AM |
marketplace-kingdom | $300.00 | 7/15/2011 8:00:14 AM |
walkinsky | $235.00 | 7/15/2011 8:45:07 AM |
LARRY4NY | $25.00 | 7/15/2011 8:42:39 AM |
SourDoughSteve | $25.00 | 7/15/2011 6:56:02 AM |
treasure-exchanger2 | $50.00 | 7/15/2011 9:49:19 AM |
mjjjrj | $25.00 | 7/15/2011 9:41:32 AM |
peb44 | $25.00 | 7/15/2011 7:33:14 AM |
UCSBGAUCHOS | $50.00 | 7/15/2011 7:59:24 AM |
158 Investments
|
Borrower Payment Dependent Notes Series
496385
This series of Notes was issued and sold upon the funding of the borrower loan #51398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-17-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $403.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 45% |
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 19y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,378 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| plentiful-leverage5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Aug-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Business Start-up
Purpose of loan:
This loan will be used to...start-up a commercial cleaning company.
My financial situation: good
I am a good candidate for this loan because...I have clients lined up and jobs starting in August. Once things get going I am hoping to pay this loan off quickly.
Monthly net income: $3200.00
Monthly expenses: $
Housing: $500.00
Insurance: $100.00
Car expenses: $270.00
Utilities: $230.00
Phone, cable, internet: $65.00
Food, entertainment: $300.00
Clothing, household expenses: $40.00
Credit cards and other loans: $250.00
Other expenses: $65.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 7/14/2011 7:46:44 PM |
Investor_DP | $100.00 | 7/14/2011 9:02:33 AM |
ski bum | $100.00 | 7/14/2011 9:02:57 AM |
diligent-peace9 | $100.00 | 7/14/2011 9:32:55 AM |
pnace | $50.00 | 7/14/2011 9:03:27 AM |
alphaseek | $350.00 | 7/14/2011 11:45:19 AM |
pearl13 | $100.00 | 7/14/2011 3:08:34 PM |
frugalinvestor20 | $25.00 | 7/14/2011 3:11:22 PM |
x-lender | $50.00 | 7/14/2011 4:32:34 PM |
loss-of-control | $75.00 | 7/14/2011 6:30:23 PM |
Weaverville | $25.00 | 7/14/2011 8:59:09 PM |
reflective-rupee | $25.09 | 7/15/2011 5:44:09 AM |
interstellar | $75.00 | 7/15/2011 6:37:13 AM |
dollar-sonnet3 | $50.00 | 7/15/2011 6:54:39 AM |
Bob450 | $30.00 | 7/15/2011 7:49:37 AM |
worth-arch | $25.00 | 7/15/2011 7:45:42 AM |
jkeller4000 | $25.00 | 7/15/2011 5:50:05 AM |
Palacios | $25.00 | 7/15/2011 9:31:32 AM |
loanman2007 | $25.00 | 7/15/2011 7:16:05 AM |
JLMGroupFunds | $25.00 | 7/15/2011 10:37:19 AM |
profit-powerplant | $25.00 | 7/15/2011 11:02:23 AM |
credit-coach118 | $30.00 | 7/15/2011 12:39:29 PM |
vigorous-velocity | $100.00 | 7/15/2011 8:33:44 PM |
alphaseek | $100.00 | 7/16/2011 4:10:23 AM |
loyalist1 | $200.00 | 7/16/2011 4:23:05 AM |
asmithj | $25.00 | 7/16/2011 5:36:51 AM |
tranquil-return4 | $25.00 | 7/16/2011 11:58:33 AM |
natural-greenback6 | $25.00 | 7/16/2011 9:52:24 AM |
seabass123 | $25.00 | 7/17/2011 10:13:15 AM |
villagers | $25.00 | 7/17/2011 10:40:20 AM |
schoolfund | $30.00 | 7/17/2011 1:10:56 PM |
sweetlan | $25.07 | 7/17/2011 2:19:28 PM |
ccamp99 | $25.00 | 7/17/2011 2:49:32 PM |
john2218 | $25.00 | 7/17/2011 3:11:39 PM |
Leopoldine | $25.00 | 7/17/2011 9:32:07 AM |
ChatLender | $80.00 | 7/17/2011 12:10:30 PM |
jebber007 | $50.00 | 7/17/2011 12:27:49 PM |
wwialnlgy | $100.00 | 7/17/2011 12:08:23 PM |
Rob717171 | $25.00 | 7/17/2011 4:37:54 PM |
agalt | $100.00 | 7/17/2011 12:52:11 PM |
dollar-missile3 | $25.00 | 7/17/2011 3:23:11 PM |
awesome-silver | $95.92 | 7/17/2011 1:14:04 PM |
availableloan | $25.00 | 7/17/2011 1:49:24 PM |
crippledcircus | $50.00 | 7/17/2011 2:19:53 PM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:51:00 PM |
Astyanax | $100.00 | 7/17/2011 2:57:14 PM |
credit-kahuna | $74.48 | 7/17/2011 3:16:19 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:02:00 PM |
WesLL | $500.00 | 7/17/2011 4:28:57 PM |
virtuous-repayment | $50.00 | 7/17/2011 4:22:31 PM |
fragonardlives | $35.00 | 7/14/2011 11:22:58 AM |
economy-huckleberry0 | $25.00 | 7/14/2011 2:22:37 PM |
first-serene-credit | $25.00 | 7/14/2011 10:18:53 AM |
red-favorable-basis | $25.00 | 7/14/2011 2:39:21 PM |
resolute-basis9 | $50.00 | 7/14/2011 4:37:21 PM |
worth-blanket2 | $5,000.00 | 7/14/2011 5:02:33 PM |
Mikale360 | $25.00 | 7/14/2011 5:35:17 PM |
ArchonFinancialHoldings | $33.00 | 7/14/2011 6:43:01 PM |
GCInvestments | $25.00 | 7/14/2011 7:30:24 PM |
worth-web5 | $100.00 | 7/14/2011 7:54:16 PM |
courteous-fund9 | $50.00 | 7/14/2011 6:43:54 PM |
Moe87 | $39.00 | 7/15/2011 4:31:03 AM |
harperpotok | $50.00 | 7/14/2011 7:31:46 PM |
wampum-chorus3 | $25.00 | 7/15/2011 6:37:12 AM |
sgt-schultz | $30.00 | 7/15/2011 6:34:26 AM |
Investoman | $50.00 | 7/15/2011 6:49:33 AM |
ckatak | $50.00 | 7/15/2011 7:14:11 AM |
thankful-nickel2 | $25.00 | 7/15/2011 5:16:14 AM |
proud-pound4 | $35.48 | 7/15/2011 8:19:02 AM |
integrity-doctor | $100.00 | 7/15/2011 6:42:11 AM |
life-is-great | $25.00 | 7/15/2011 6:49:01 AM |
moola-cell3 | $41.00 | 7/15/2011 9:20:10 AM |
Frover | $25.00 | 7/15/2011 7:22:24 AM |
famous-bill | $25.00 | 7/15/2011 11:13:36 AM |
aztocas | $50.00 | 7/15/2011 4:05:22 PM |
Imperativity | $25.00 | 7/15/2011 1:04:09 PM |
heavenly-interest9 | $100.00 | 7/15/2011 10:00:06 PM |
powerful-finance7 | $25.00 | 7/16/2011 2:32:34 AM |
cognizant-rupee7 | $25.00 | 7/16/2011 8:19:28 AM |
setUup | $37.20 | 7/16/2011 9:43:07 AM |
prominence8 | $38.00 | 7/16/2011 8:28:45 PM |
mvalley | $25.00 | 7/16/2011 8:47:30 PM |
EarlyRiser | $100.00 | 7/16/2011 4:07:23 PM |
qsolo | $100.00 | 7/16/2011 4:31:29 PM |
first-dinero-paladin | $25.01 | 7/17/2011 9:52:34 AM |
indomitable-dedication | $50.00 | 7/17/2011 4:50:58 AM |
Bank_Of_XL | $25.00 | 7/17/2011 7:29:23 AM |
Comoparklender | $75.00 | 7/17/2011 7:41:26 AM |
moola-accelerator6 | $35.00 | 7/17/2011 11:31:30 AM |
AlternativeCashFlow | $25.00 | 7/17/2011 1:18:38 AM |
noodles932 | $25.00 | 7/17/2011 9:38:09 AM |
benefit-trident | $25.00 | 7/17/2011 4:47:58 AM |
jubilant-trade6 | $50.00 | 7/17/2011 9:48:52 AM |
seanickson | $25.00 | 7/17/2011 9:45:42 AM |
liberty-point | $50.00 | 7/17/2011 10:17:08 AM |
power-companion7 | $200.00 | 7/17/2011 3:24:40 PM |
prudent-marketplace7 | $50.00 | 7/17/2011 3:38:02 PM |
dynrep | $50.00 | 7/17/2011 12:41:08 PM |
momentous-value | $25.00 | 7/17/2011 11:47:44 AM |
exchange-windmill7 | $32.00 | 7/17/2011 4:25:48 PM |
ursus | $50.00 | 7/17/2011 3:24:48 PM |
jubilant-fund6 | $30.00 | 7/17/2011 3:29:36 PM |
independent-transaction | $200.00 | 7/17/2011 3:44:50 PM |
6moonbeams | $23.75 | 7/17/2011 5:35:59 PM |
104 Investments
|
Borrower Payment Dependent Notes Series
502331
This series of Notes was issued and sold upon the funding of the borrower loan #51339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-11-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,038 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| spirited-investment2 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
My financial situation: Employed
I am a good candidate for this loan because...
I have not had a late payment in over 6 years.
Monthly net income: $17,600
Monthly expenses:
Housing: $2800
Insurance: $150
Car expenses: $1500
Utilities: $700
Phone, cable, internet: $125
Food, entertainment: $1500
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 6/27/2011 5:01:43 PM |
Investor_DP | $100.00 | 6/27/2011 5:02:12 PM |
simplelender80 | $100.00 | 6/27/2011 7:37:42 PM |
dthompso | $100.00 | 6/27/2011 7:51:07 PM |
Investoman | $50.00 | 6/28/2011 9:22:43 AM |
zorg77 | $25.00 | 6/28/2011 6:19:06 PM |
Weaverville | $25.00 | 6/30/2011 9:31:13 PM |
js44043 | $25.00 | 7/1/2011 9:20:46 AM |
loyalist1 | $100.00 | 7/1/2011 7:49:54 PM |
diplomatic-wealth7 | $25.00 | 7/2/2011 8:24:45 AM |
asiaratt | $50.00 | 7/4/2011 9:14:06 AM |
tshurts | $25.00 | 7/5/2011 9:00:26 AM |
ommcd | $25.00 | 7/6/2011 6:40:37 AM |
VJ_Financial | $26.02 | 7/6/2011 7:20:21 PM |
Jack55304 | $300.00 | 7/6/2011 9:13:09 PM |
Investor_DP | $100.00 | 7/7/2011 12:04:51 AM |
rescue | $50.00 | 7/7/2011 5:54:41 AM |
trade-beeper4 | $25.00 | 7/7/2011 9:35:55 AM |
kulender | $100.00 | 7/7/2011 6:30:55 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:18 PM |
first-restless-payout | $33.00 | 7/8/2011 10:07:43 PM |
reasonable-bonus6 | $25.00 | 7/9/2011 12:15:57 PM |
mercuriant | $25.00 | 7/9/2011 12:17:23 PM |
worthy-bid8 | $25.00 | 7/9/2011 12:17:47 PM |
agreement-animal | $27.49 | 7/10/2011 7:12:51 PM |
SolarMoonshine | $25.00 | 7/11/2011 3:49:49 AM |
wwwUniversal | $25.00 | 7/11/2011 7:57:23 AM |
prominence8 | $40.00 | 7/11/2011 9:07:32 AM |
graceful-investment | $100.00 | 7/11/2011 9:09:12 AM |
five-star-note | $25.00 | 7/11/2011 9:08:13 AM |
the-profit-oracle | $25.00 | 7/11/2011 9:09:00 AM |
runner262 | $25.00 | 7/11/2011 11:42:27 AM |
moola-wildebeest3 | $50.00 | 7/11/2011 11:42:33 AM |
samo102us | $25.00 | 7/11/2011 11:42:44 AM |
ToCreateCashFlow | $25.00 | 7/11/2011 11:13:28 AM |
Sixmil | $50.00 | 7/11/2011 11:42:59 AM |
stoopidnoodle | $25.00 | 7/11/2011 11:43:03 AM |
FeedTheMachine | $71.96 | 7/11/2011 11:43:29 AM |
IIP77 | $25.00 | 7/11/2011 11:42:23 AM |
money-surge1 | $25.00 | 7/11/2011 11:43:57 AM |
Ducatiman1978 | $25.00 | 7/11/2011 11:42:28 AM |
euro-banker | $25.00 | 7/11/2011 11:42:30 AM |
mfdbtm | $25.00 | 7/11/2011 11:42:33 AM |
red-power-pecan | $50.00 | 7/11/2011 11:42:37 AM |
liberty-destiny3 | $25.00 | 7/11/2011 11:42:45 AM |
Cai8899 | $25.00 | 7/11/2011 11:43:02 AM |
cropdust3r | $25.00 | 7/11/2011 11:43:26 AM |
new-social-economist | $50.00 | 7/11/2011 11:43:30 AM |
diverse2 | $25.00 | 7/11/2011 11:42:23 AM |
NoMoreDebt4Me | $25.00 | 7/11/2011 11:42:29 AM |
agiovasil | $25.00 | 7/11/2011 11:42:34 AM |
SDNLR | $54.85 | 7/11/2011 11:42:46 AM |
credit-wheel7 | $25.00 | 7/11/2011 11:42:56 AM |
desertoasis | $25.00 | 7/11/2011 11:43:00 AM |
money-bauble | $100.00 | 7/11/2011 11:43:05 AM |
symbiosis | $25.00 | 7/11/2011 11:43:27 AM |
helping-out | $50.00 | 7/11/2011 12:07:26 PM |
reflective-rupee | $200.09 | 7/11/2011 2:45:05 PM |
justasoldier | $40.00 | 7/11/2011 2:06:47 PM |
healthy-peso9 | $25.00 | 7/11/2011 3:02:32 PM |
Simonsez808 | $25.00 | 7/11/2011 3:02:30 PM |
papaman | $25.00 | 7/11/2011 3:03:27 PM |
Easystreet | $25.00 | 7/11/2011 3:03:54 PM |
kind-charming-value | $1,000.00 | 7/11/2011 2:32:40 PM |
irrelevant | $25.00 | 7/11/2011 3:06:48 PM |
top-rate-infusion | $25.00 | 7/11/2011 3:01:42 PM |
baker31 | $50.00 | 7/11/2011 3:11:44 PM |
silver-enlightenment0 | $100.00 | 7/11/2011 3:19:25 PM |
GInBaghdad | $25.00 | 7/11/2011 3:22:15 PM |
power-berserker | $25.00 | 7/11/2011 3:22:20 PM |
richboy56 | $25.00 | 7/11/2011 3:22:24 PM |
Miklot | $50.00 | 7/11/2011 3:22:32 PM |
britgsb | $100.00 | 7/11/2011 3:22:38 PM |
13nd3r | $25.00 | 7/11/2011 3:04:28 PM |
jennifer55126 | $25.00 | 7/11/2011 3:22:25 PM |
frankdelraza | $25.00 | 7/11/2011 3:22:30 PM |
green-rapid-openness | $50.00 | 7/11/2011 3:22:34 PM |
villagers | $25.00 | 7/11/2011 3:22:13 PM |
inkplj | $50.00 | 7/11/2011 3:22:16 PM |
lakehavasu88 | $25.00 | 7/11/2011 3:22:33 PM |
first-favorite-bonus9 | $25.00 | 6/28/2011 9:30:39 AM |
Track-Layer | $100.00 | 6/28/2011 2:41:24 PM |
CA-Lender | $25.06 | 6/28/2011 5:50:10 PM |
asoldier | $25.00 | 7/4/2011 5:17:53 PM |
loan-adventurer7 | $200.00 | 7/5/2011 10:34:27 AM |
natural-platinum | $25.00 | 7/5/2011 2:29:23 PM |
jubilant-trade6 | $50.00 | 7/5/2011 11:46:20 PM |
alphaseek | $150.00 | 7/6/2011 11:05:09 AM |
Investor_DP | $100.00 | 7/7/2011 12:03:12 AM |
credit-sycamore4 | $50.00 | 7/7/2011 8:51:08 AM |
Investor_DP | $100.00 | 7/8/2011 9:54:01 PM |
beakerfish | $100.00 | 7/9/2011 8:58:32 AM |
miked8303 | $50.00 | 7/9/2011 12:15:10 PM |
missing-link | $25.00 | 7/9/2011 3:30:18 PM |
tech310 | $25.00 | 7/9/2011 7:56:05 PM |
boogles72 | $25.00 | 7/10/2011 1:05:26 AM |
HamachiMan | $50.00 | 7/10/2011 12:18:08 PM |
yield-lion | $25.00 | 7/10/2011 12:18:09 PM |
successful-generosity | $25.00 | 7/11/2011 9:08:25 AM |
best-charming-leverage | $100.00 | 7/11/2011 9:07:52 AM |
stock106 | $25.00 | 7/11/2011 9:09:05 AM |
SDKiwi | $25.00 | 7/11/2011 9:32:52 AM |
JGB | $70.00 | 7/11/2011 9:04:35 AM |
urbane-benefit9 | $25.00 | 7/11/2011 9:31:57 AM |
flwah | $25.00 | 7/11/2011 9:07:32 AM |
shrewd-peace7 | $25.00 | 7/11/2011 9:07:40 AM |
top-payout-fixer | $35.00 | 7/11/2011 9:32:56 AM |
CC911 | $25.00 | 7/11/2011 9:09:27 AM |
delicious-cash | $25.00 | 7/11/2011 9:32:32 AM |
wealth-pal3 | $25.00 | 7/11/2011 11:42:30 AM |
Banker7371 | $25.00 | 7/11/2011 11:42:35 AM |
roman2008 | $25.00 | 7/11/2011 11:42:36 AM |
high_flyer | $50.00 | 7/11/2011 11:43:01 AM |
zipemdown | $25.00 | 7/11/2011 11:43:27 AM |
tsquared_030 | $45.14 | 7/11/2011 11:42:29 AM |
env | $25.00 | 7/11/2011 11:44:22 AM |
gold-fate | $50.00 | 7/11/2011 11:42:35 AM |
wizardii | $25.00 | 7/11/2011 11:43:04 AM |
Comoparklender | $25.00 | 7/11/2011 11:43:25 AM |
Rdodson11 | $25.00 | 7/11/2011 11:43:28 AM |
dartmouth99 | $50.00 | 7/11/2011 11:43:34 AM |
eronyc | $25.00 | 7/11/2011 10:49:12 AM |
dollar-cherry6 | $45.32 | 7/11/2011 11:42:31 AM |
generator535 | $28.25 | 7/11/2011 11:42:43 AM |
GiftViftdotcom | $50.00 | 7/11/2011 11:42:54 AM |
worldly-money4 | $49.33 | 7/11/2011 11:42:57 AM |
life-is-great | $25.00 | 7/11/2011 11:43:03 AM |
yield-trader | $50.00 | 7/11/2011 11:43:25 AM |
wanna-help | $50.00 | 7/11/2011 1:32:57 PM |
dedicated-diversification5 | $64.81 | 7/11/2011 1:07:30 PM |
umfan123 | $25.00 | 7/11/2011 2:37:20 PM |
steven3333 | $25.00 | 7/11/2011 3:05:25 PM |
devoider | $25.00 | 7/11/2011 3:22:30 PM |
HedgeFund | $50.00 | 7/11/2011 3:22:33 PM |
kind-credit-bear | $25.00 | 7/11/2011 3:03:49 PM |
ajd45 | $50.00 | 7/11/2011 3:22:15 PM |
jamiee73 | $25.00 | 7/11/2011 3:22:21 PM |
WindyKid | $25.00 | 7/11/2011 3:22:28 PM |
fantastic-wampum1 | $49.25 | 7/11/2011 3:22:32 PM |
persevering | $25.00 | 7/11/2011 3:22:14 PM |
shiny-dollar9 | $50.00 | 7/11/2011 3:22:19 PM |
borquist | $25.00 | 7/11/2011 3:22:26 PM |
mtquan | $25.00 | 7/11/2011 3:22:29 PM |
loan-squadron | $25.00 | 7/11/2011 3:22:31 PM |
144 Investments
|
Borrower Payment Dependent Notes Series
511027
This series of Notes was issued and sold upon the funding of the borrower loan #51401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1982 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 6m |
Amount delinquent:
| $12,417 |
Total credit lines:
| 23 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $154,128 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-saver0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mortgage Catch-up
Purpose of loan:
We are behind on our mortgage due to unemployment. We want to use the money to pay down mortgage delinquency.
My financial situation:
I am a good candidate for this loan because I now work for a company that has been in business over 50 years and is very stable. My husband also works and we are have stable paychecks. We earn good salaries.
Monthly net income: $8600
Monthly expenses: $7800
Housing- 1st & 2nd: $2800
Insurance- Auto/Medical/Life: $750
Car expenses- Gas & Maintenance: $350
Utilities: $300
Phone, cable, internet: $450
Food, entertainment: $950
Clothing, household expenses: $200
Credit cards and other loans- we have closed out all credit cards--these are payment plans with credit card companies: $700
Other expenses: College Tuition & Elder care : $1300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DTlender | $40.00 | 7/4/2011 9:09:36 AM |
alphaseek | $150.00 | 7/6/2011 2:23:40 PM |
Investoman | $75.00 | 7/6/2011 5:09:16 PM |
Investor_DP | $100.00 | 7/7/2011 12:05:20 AM |
first-favorite-bonus9 | $25.00 | 7/8/2011 5:10:26 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:34 PM |
fortytwo | $250.00 | 7/9/2011 10:37:58 AM |
asiaratt | $25.00 | 7/10/2011 12:36:25 AM |
MadHun | $175.00 | 7/11/2011 2:18:04 PM |
loyalist1 | $100.00 | 7/11/2011 3:22:54 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:08 PM |
a-finance-nirvana | $40.00 | 7/12/2011 4:47:55 AM |
fireferd | $35.00 | 7/12/2011 8:58:54 AM |
scrappy-diversification7 | $2,000.00 | 7/12/2011 7:54:06 AM |
important-openness1 | $100.00 | 7/12/2011 3:48:16 PM |
supreme-hope | $25.00 | 7/12/2011 4:28:23 PM |
irrelevant | $25.00 | 7/13/2011 12:43:44 AM |
mlj0671 | $25.00 | 7/13/2011 7:29:22 AM |
icon7 | $50.00 | 7/13/2011 7:30:30 AM |
suave-dime6 | $25.00 | 7/13/2011 6:06:07 AM |
Bob450 | $2.00 | 7/13/2011 7:35:44 AM |
coin-sphinx4 | $25.27 | 7/13/2011 7:28:18 AM |
Investor_DP | $100.00 | 7/4/2011 9:11:26 AM |
simplelender80 | $100.00 | 7/4/2011 9:11:32 AM |
reflective-rupee | $25.09 | 7/4/2011 5:14:27 PM |
Dubbs360 | $25.00 | 7/4/2011 5:18:09 PM |
alexgalt | $25.00 | 7/5/2011 10:04:21 PM |
diplomatic-wealth7 | $25.00 | 7/6/2011 3:49:33 PM |
Investor_DP | $100.00 | 7/7/2011 12:03:54 AM |
jubilant-trade6 | $50.00 | 7/8/2011 12:20:59 AM |
first-dinero-paladin | $50.00 | 7/8/2011 12:53:05 AM |
reward-adventure | $25.00 | 7/8/2011 6:04:53 AM |
villagers | $25.00 | 7/8/2011 12:30:45 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:40 PM |
frogperson | $50.00 | 7/9/2011 11:29:53 AM |
Weaverville | $25.00 | 7/9/2011 3:31:40 PM |
mpatrick | $25.00 | 7/12/2011 9:34:39 AM |
red-power-pecan | $50.00 | 7/12/2011 9:23:58 AM |
pthighs | $25.00 | 7/12/2011 12:32:51 PM |
1willray | $32.64 | 7/12/2011 5:42:54 PM |
KarlMarx | $25.00 | 7/13/2011 12:43:33 AM |
high_flyer | $50.00 | 7/12/2011 10:48:24 PM |
bsh297 | $25.00 | 7/12/2011 7:17:12 PM |
jpac1066 | $50.00 | 7/13/2011 7:02:56 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
512995
This series of Notes was issued and sold upon the funding of the borrower loan #51349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1983 |
Debt/Income ratio:
| 27% |
Credit score:
| 740-759 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 4m |
Amount delinquent:
| $59 |
Total credit lines:
| 40 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $618 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adaptable-velocity5 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
spyder03
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1360
Monthly expenses: $
Housing: $340
Insurance: $46
Car expenses: $0
Utilities: $45
Phone, cable, internet: $100
Food, entertainment: $80
Clothing, household expenses: $20
Credit cards and other loans: $30
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 7/3/2011 12:05:30 PM |
Investor_DP | $100.00 | 7/3/2011 12:05:38 PM |
Something-Corporate | $25.00 | 7/4/2011 9:03:08 AM |
alexgalt | $25.00 | 7/5/2011 10:03:41 PM |
Investoman | $75.00 | 7/6/2011 6:41:01 AM |
Jack55304 | $300.00 | 7/6/2011 9:13:28 PM |
Investor_DP | $100.00 | 7/7/2011 12:05:17 AM |
first-favorite-bonus9 | $25.00 | 7/7/2011 11:20:39 AM |
VJ_Financial | $26.02 | 7/7/2011 4:06:49 PM |
kind-charming-value | $500.00 | 7/8/2011 9:51:16 AM |
Investor_DP | $100.00 | 7/8/2011 9:54:31 PM |
mrxtravis | $25.00 | 7/9/2011 12:34:57 AM |
bazaar-festivity | $25.00 | 7/8/2011 10:33:39 PM |
tech310 | $25.00 | 7/9/2011 7:58:47 PM |
yf99yz | $25.00 | 7/9/2011 10:25:32 PM |
historic-loan1 | $65.43 | 7/10/2011 7:48:00 PM |
gold-cluster | $50.00 | 7/11/2011 10:46:56 AM |
thrifty-capital | $25.00 | 7/12/2011 2:53:27 PM |
asiaratt | $50.00 | 7/12/2011 3:48:25 PM |
melodious-openness | $200.00 | 7/12/2011 10:17:39 PM |
Mariner3605 | $25.00 | 7/13/2011 12:59:46 AM |
worth-blanket2 | $1,033.46 | 7/13/2011 8:09:35 AM |
simplelender80 | $100.00 | 7/3/2011 12:05:45 PM |
reflective-rupee | $25.09 | 7/4/2011 5:17:02 PM |
Investor_DP | $100.00 | 7/7/2011 12:03:50 AM |
Investor_DP | $100.00 | 7/8/2011 10:01:38 PM |
Weaverville | $25.00 | 7/9/2011 12:16:24 PM |
suave-dime6 | $25.00 | 7/10/2011 6:11:00 AM |
Bob450 | $25.00 | 7/10/2011 8:35:42 AM |
natural-platinum | $25.00 | 7/12/2011 3:48:23 PM |
britgsb | $50.00 | 7/13/2011 2:44:27 AM |
kind-diligent-coin | $25.00 | 7/13/2011 4:39:39 AM |
SNH | $75.00 | 7/13/2011 6:23:14 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
513391
This series of Notes was issued and sold upon the funding of the borrower loan #51421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,643.42 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jun-28-2011 |
Term:
| 60 months | | |
Listing End date:
| Jul-12-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $205.17 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 39% |
Credit score:
| 800-819 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,852 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dedication-xylophone1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to get rid of higher interest rate credit cards. Also, to help pay some of my student loans from my MSW.
I want to break the cycle of credit cards and get out of debt.
I am learning much more about money and ways to make money work for me, and decreasing debt is one way. Getting this will allow me to lower monthly costs and rest easier at night.
My financial situation:
I am a good candidate for this loan because...I
pay on time or early. I am diligent in
living below my means and actively
seeking to stay debt free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rescue | $100.00 | 6/28/2011 5:05:41 PM |
ski bum | $100.00 | 6/28/2011 5:06:18 PM |
loyalty-sherpa | $25.00 | 6/28/2011 5:16:34 PM |
BxRealtor | $25.00 | 6/28/2011 5:05:37 PM |
HamachiMan | $50.00 | 6/28/2011 5:06:00 PM |
JustMee | $25.00 | 6/28/2011 5:16:07 PM |
greenback-seagull2 | $100.00 | 6/29/2011 5:05:09 AM |
compoundinterest | $50.00 | 7/1/2011 7:45:13 AM |
jmeasn | $25.00 | 7/1/2011 11:45:16 AM |
pnace | $50.00 | 7/2/2011 8:19:57 AM |
top-epic-community | $50.00 | 7/3/2011 12:29:11 PM |
jubilant-trade6 | $50.00 | 7/5/2011 9:12:38 AM |
loan-adventurer7 | $200.00 | 7/5/2011 10:39:20 AM |
damage | $25.00 | 7/6/2011 2:33:05 PM |
iamdoug | $25.00 | 7/6/2011 3:22:53 PM |
AFairDeal | $30.00 | 7/7/2011 3:41:06 PM |
intuitive-benefit3 | $100.00 | 7/8/2011 7:27:29 AM |
pearl13 | $100.00 | 7/8/2011 9:32:30 AM |
greenback-maniac | $45.00 | 7/8/2011 10:57:20 AM |
thankful-generosity5 | $25.00 | 7/8/2011 4:49:14 PM |
Interloper | $25.67 | 7/9/2011 12:23:02 AM |
Charmart | $25.00 | 7/9/2011 6:02:17 AM |
fortytwo | $250.00 | 7/9/2011 10:37:34 AM |
luckygreen10 | $50.00 | 7/9/2011 12:15:45 PM |
commerce-web5 | $25.00 | 7/9/2011 4:53:42 PM |
myworld701 | $25.00 | 7/10/2011 12:12:22 PM |
nickel-ferret | $25.00 | 7/10/2011 12:18:37 PM |
lendersf | $50.00 | 7/10/2011 2:44:53 PM |
fiddlerzvi | $50.00 | 7/10/2011 6:32:15 PM |
herbgirl49 | $50.00 | 7/11/2011 11:53:35 AM |
wwialnlgy | $100.00 | 7/11/2011 4:47:13 PM |
wwwUniversal | $25.00 | 7/11/2011 5:13:15 PM |
progressive-economy261 | $100.00 | 7/11/2011 5:16:28 PM |
credit-maple5 | $500.00 | 7/11/2011 5:16:35 PM |
wise-alluring-penny | $100.00 | 7/11/2011 5:16:18 PM |
6moonbeams | $100.00 | 7/11/2011 10:00:33 PM |
CE88 | $75.00 | 7/11/2011 10:19:25 PM |
the-profit-oracle | $25.00 | 7/12/2011 1:18:16 AM |
Jennworld | $100.00 | 7/12/2011 5:20:27 AM |
loyalty-czar | $100.00 | 7/12/2011 6:27:53 AM |
jmeasn | $1,000.00 | 7/12/2011 9:00:30 AM |
crasherFL | $50.00 | 7/12/2011 7:54:57 AM |
platinum-genetics | $25.00 | 7/12/2011 9:12:47 AM |
MilitaryAV8R | $25.00 | 7/12/2011 9:12:50 AM |
gslinv | $50.00 | 7/12/2011 9:14:16 AM |
commerce-rascal | $50.00 | 7/12/2011 9:32:10 AM |
miked8303 | $25.00 | 7/12/2011 9:04:34 AM |
Munnie | $45.75 | 7/12/2011 9:12:33 AM |
direct-compassion | $29.00 | 7/12/2011 11:54:53 AM |
spiritual-fairness5 | $37.00 | 7/12/2011 11:56:39 AM |
suave-dollar | $50.00 | 7/12/2011 12:07:09 PM |
williamdkit | $25.00 | 7/12/2011 1:26:43 PM |
steven3333 | $25.00 | 7/12/2011 10:22:29 AM |
janeybooboo | $49.77 | 7/12/2011 1:01:42 PM |
resolute-basis9 | $50.00 | 7/12/2011 10:59:44 AM |
Isotope | $25.00 | 7/12/2011 2:45:20 PM |
capital-web7 | $50.00 | 7/12/2011 3:43:39 PM |
wetlands | $50.00 | 7/12/2011 3:46:56 PM |
cocopuffs | $25.00 | 7/12/2011 3:57:23 PM |
ChrisProsper | $650.00 | 7/12/2011 4:05:49 PM |
upright-asset2 | $25.00 | 7/12/2011 4:50:29 PM |
worldly-investment333 | $100.00 | 7/12/2011 4:57:11 PM |
radforj22 | $25.00 | 7/7/2011 3:11:32 PM |
organized-payment6 | $50.00 | 6/28/2011 5:06:26 PM |
uberrific | $100.00 | 6/28/2011 5:06:21 PM |
Zolton | $100.00 | 6/28/2011 5:07:12 PM |
indomitable-coin | $25.00 | 6/28/2011 5:06:10 PM |
fudger28 | $50.00 | 6/29/2011 1:45:58 PM |
economy-huckleberry0 | $25.00 | 6/29/2011 1:53:40 PM |
market-aficionado3 | $25.00 | 6/29/2011 4:33:47 PM |
janeybooboo | $150.23 | 6/29/2011 8:41:43 PM |
Investor_DP | $100.00 | 6/30/2011 1:36:18 AM |
caring-hope2 | $100.00 | 6/29/2011 6:35:53 PM |
Bank_Of_XL | $56.00 | 7/1/2011 5:17:49 AM |
kdog99 | $100.00 | 7/1/2011 9:19:49 AM |
Havana21 | $50.00 | 7/2/2011 1:16:30 AM |
Weaverville | $50.00 | 7/4/2011 9:14:57 AM |
cr8on | $100.00 | 7/7/2011 3:40:51 PM |
principal-bull | $25.00 | 7/7/2011 6:02:31 PM |
kulender | $100.00 | 7/8/2011 7:27:37 AM |
Rivervale_Westwood | $25.00 | 7/8/2011 7:38:30 AM |
kid8549 | $50.00 | 7/8/2011 9:34:50 AM |
egw | $25.00 | 7/10/2011 12:18:40 PM |
Tingali | $25.00 | 7/10/2011 12:33:22 PM |
MadHun | $175.00 | 7/11/2011 2:17:37 PM |
worldly-investment333 | $200.00 | 7/11/2011 6:33:36 PM |
Ocean713 | $50.00 | 7/11/2011 5:35:57 PM |
jpac1066 | $100.00 | 7/11/2011 7:50:37 PM |
jubilant-trade6 | $50.00 | 7/12/2011 12:13:49 AM |
mgking007 | $25.00 | 7/12/2011 1:04:11 AM |
eyal0 | $50.00 | 7/12/2011 4:04:27 AM |
abundant-power | $50.00 | 7/12/2011 6:36:11 AM |
SNH | $200.00 | 7/12/2011 7:15:29 AM |
dinero-speaker | $25.00 | 7/12/2011 9:13:36 AM |
authentic-liberty7 | $25.00 | 7/12/2011 9:14:05 AM |
deal-processor0 | $100.00 | 7/12/2011 9:14:24 AM |
gracej | $25.00 | 7/12/2011 9:13:20 AM |
elevated-reward8 | $200.00 | 7/12/2011 9:32:05 AM |
tranquil-credit0 | $50.00 | 7/12/2011 9:32:09 AM |
dunox | $25.00 | 7/12/2011 11:12:17 AM |
UTVolunteer | $100.00 | 7/12/2011 11:32:07 AM |
lifegrowth | $25.00 | 7/12/2011 10:48:05 AM |
djh47a | $25.00 | 7/12/2011 9:14:14 AM |
vc4114 | $25.00 | 7/12/2011 12:38:20 PM |
gold-disk | $25.00 | 7/12/2011 12:53:24 PM |
new-transaction-wrangler | $50.00 | 7/12/2011 12:35:05 PM |
lowrate | $50.00 | 7/12/2011 4:06:40 PM |
transparent-peace3 | $50.00 | 7/12/2011 5:00:05 PM |
middleburgtickets | $25.00 | 7/12/2011 1:36:10 PM |
whitegold24k | $100.00 | 7/12/2011 4:02:18 PM |
110 Investments
|
Borrower Payment Dependent Notes Series
513523
This series of Notes was issued and sold upon the funding of the borrower loan #51424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,369.94 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $190.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
3 | Length of status: | 26y 10m |
Amount delinquent:
| $427 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,204 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| intelligent-integrity7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
purchase car
Purpose of loan: purchase car
This loan will be used to...purchase car
My financial situation: Bank of America
I am a good candidate for this loan because...
I have been employed with Bank of America for 22 years. I have a stable income of social security monthly and metlife disability monthly. I have very minimal debt to payoff total 450.00. I live with my fiance and he pays all house hold expenses. I need this loan to help my son purchase a car.
Monthly net income: $2388.00
Monthly expenses: $
Housing: $0
Insurance: $ 358.00
Car expenses: $
Utilities: $
Phone, cable, internet: $ 170.00
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $ 25.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 6/29/2011 5:06:18 PM |
Investor_DP | $100.00 | 6/29/2011 5:06:27 PM |
simplelender80 | $100.00 | 6/29/2011 5:06:37 PM |
foothillender | $25.00 | 7/2/2011 8:21:04 AM |
diplomatic-wealth7 | $25.00 | 7/2/2011 8:24:54 AM |
loan-adventurer7 | $200.00 | 7/5/2011 10:34:33 AM |
zorg77 | $25.00 | 7/5/2011 2:16:33 PM |
asoldier | $25.00 | 7/6/2011 5:08:31 PM |
Investor_DP | $100.00 | 7/7/2011 12:05:01 AM |
rescue | $50.00 | 7/7/2011 5:54:44 AM |
mrxtravis | $25.00 | 7/8/2011 5:42:43 AM |
Investor_DP | $100.00 | 7/8/2011 10:01:26 PM |
trade-beeper4 | $25.00 | 7/9/2011 12:16:35 PM |
power-grid134 | $25.00 | 7/9/2011 9:36:15 PM |
kulender | $100.00 | 7/11/2011 9:09:23 AM |
jubilant-trade6 | $25.00 | 7/11/2011 11:43:43 AM |
likeable-hope | $25.00 | 7/11/2011 2:26:00 PM |
Ocean713 | $50.00 | 7/11/2011 5:37:21 PM |
handy-justice | $100.00 | 7/11/2011 6:54:02 PM |
missing-link | $25.00 | 7/12/2011 3:47:46 PM |
ds5184 | $25.00 | 7/12/2011 5:53:45 PM |
Easystreet | $25.00 | 7/13/2011 12:39:49 AM |
Mariner3605 | $25.00 | 7/13/2011 12:59:32 AM |
britgsb | $50.00 | 7/13/2011 2:44:25 AM |
marcomnzs | $25.00 | 7/13/2011 6:02:03 AM |
graceful-investment | $100.00 | 7/13/2011 12:48:50 AM |
new-social-economist | $36.29 | 7/13/2011 12:53:37 AM |
ah-long | $25.00 | 7/13/2011 1:04:25 AM |
the-reliable-trade | $25.00 | 7/13/2011 8:23:35 AM |
shmb6508 | $50.00 | 7/13/2011 9:54:24 AM |
bnlforever | $25.00 | 7/13/2011 9:53:55 AM |
reflective-rupee | $25.09 | 7/13/2011 1:54:43 PM |
indomitable-dedication | $50.00 | 7/13/2011 12:42:29 PM |
dough-bear | $30.99 | 7/13/2011 2:18:10 PM |
Diamond_Jim | $50.00 | 7/13/2011 2:18:14 PM |
tenacious-economy9 | $50.00 | 7/13/2011 11:19:54 AM |
liberty-destiny3 | $25.00 | 7/13/2011 2:18:01 PM |
DeutscheBank | $25.00 | 7/13/2011 2:18:10 PM |
reasonable-bonus6 | $25.00 | 7/13/2011 2:18:15 PM |
Learning2Lend | $50.00 | 7/13/2011 2:18:38 PM |
zipemdown | $25.00 | 7/13/2011 2:18:42 PM |
magnolia161 | $25.00 | 7/13/2011 3:52:14 PM |
prominence8 | $25.00 | 7/13/2011 2:17:09 PM |
momentous-integrity548 | $50.00 | 7/13/2011 2:18:09 PM |
cropdust3r | $25.00 | 7/13/2011 2:18:13 PM |
HamachiMan | $50.00 | 7/13/2011 2:18:21 PM |
nodrivelpls | $25.00 | 7/13/2011 2:18:38 PM |
payout-hammock1 | $50.00 | 7/1/2011 4:24:46 AM |
Investoman | $57.29 | 7/1/2011 4:39:53 AM |
first-favorite-bonus9 | $25.00 | 7/1/2011 1:44:53 PM |
loyalist1 | $100.00 | 7/1/2011 7:49:57 PM |
BradP | $25.00 | 7/2/2011 8:34:13 AM |
Weaverville | $25.00 | 7/3/2011 12:08:29 PM |
natural-platinum | $25.00 | 7/5/2011 2:29:29 PM |
asiaratt | $50.00 | 7/6/2011 6:40:52 AM |
alphaseek | $150.00 | 7/6/2011 11:05:23 AM |
VJ_Financial | $26.02 | 7/6/2011 7:49:04 PM |
Jack55304 | $300.00 | 7/6/2011 9:13:18 PM |
Investor_DP | $100.00 | 7/7/2011 12:03:29 AM |
tshurts | $25.00 | 7/7/2011 8:50:42 AM |
ommcd | $25.00 | 7/8/2011 5:08:28 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:11 PM |
tech310 | $25.00 | 7/9/2011 7:56:11 PM |
patriot897 | $25.00 | 7/11/2011 3:23:28 PM |
worthy-bid8 | $25.00 | 7/11/2011 4:17:55 PM |
the-profit-oracle | $25.00 | 7/11/2011 5:16:01 PM |
wwwUniversal | $25.00 | 7/12/2011 1:17:50 AM |
floridass | $25.00 | 7/12/2011 6:29:29 AM |
terrific-dough6 | $50.00 | 7/12/2011 8:01:12 AM |
mercuriant | $25.00 | 7/12/2011 3:47:59 PM |
miked8303 | $50.00 | 7/12/2011 3:48:19 PM |
shrewd-peace7 | $25.00 | 7/12/2011 5:07:46 PM |
stock106 | $25.00 | 7/13/2011 12:43:58 AM |
JPMorrisLegacyFund | $70.56 | 7/12/2011 10:53:20 PM |
kind-diligent-coin | $25.00 | 7/13/2011 4:43:17 AM |
flwah | $25.00 | 7/13/2011 12:43:08 AM |
worldly-investment333 | $100.00 | 7/13/2011 6:31:15 AM |
Comoparklender | $25.00 | 7/13/2011 12:07:13 PM |
yield-lion | $25.00 | 7/13/2011 12:44:01 PM |
tender-commerce8 | $37.70 | 7/13/2011 2:18:12 PM |
symbiosis | $25.00 | 7/13/2011 2:18:18 PM |
FeedTheMachine | $100.00 | 7/13/2011 2:18:41 PM |
fireferd | $25.00 | 7/13/2011 11:34:53 AM |
Rdodson11 | $25.00 | 7/13/2011 2:18:12 PM |
five-star-note | $25.00 | 7/13/2011 2:18:18 PM |
LAM26 | $25.00 | 7/13/2011 2:18:40 PM |
yield-trader | $50.00 | 7/13/2011 12:43:26 PM |
Railbird | $25.00 | 7/13/2011 2:18:11 PM |
GiftViftdotcom | $50.00 | 7/13/2011 2:18:16 PM |
drg6289 | $25.00 | 7/13/2011 2:18:37 PM |
gain-expert | $36.00 | 7/13/2011 4:16:20 PM |
Katburg | $25.00 | 7/13/2011 3:52:39 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
513657
This series of Notes was issued and sold upon the funding of the borrower loan #51318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-17-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $348.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1977 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
15 | Length of status: | 31y 6m |
Amount delinquent:
| $1,091 |
Total credit lines:
| 41 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,725 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 88 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| SIGMAMAN |
Borrower's state:
| Texas |
Borrower's group:
| HARD MONEY LOANS |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 96% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,250.00 | < 31 days late:
| 2
( 4% )
| 660-679
(Jun-2010)
640-659
(Aug-2009)
600-619
(Jan-2007)
|
Principal balance:
| $3,945.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
HOME REPAIRS and MEDICAL BILLS
Purpose of loan:
To purchase a new A/C and roof for my home. Also, my mentally impaired brother stays with me after my mother died, and he has medical bills that medicad will not pay for.
My financial situation:
I am a good candidate for this loan because my mother who died in 12/10 left me a house, a car, land, and two IRA accounts. I will need to sell the homes. This will take time. My home will be paid off in 10/11. Truck will be pd off in about 14 mos.Vested in my CO. pension plan. Employed for 33 years.Paid my previous prosper loans, and my credit score has steadly improved. I want let propser investors down.
Monthly net income: $4570.00
Monthly expenses:
Housing: $746.00 (only for 3 more mos.)
Insurance: paid by wife
Car expenses: $552.00 & 200.00 for gas
Utilities: paid by my wife
Phone, cable, internet: $150.00
Food, entertainment: $600.00
Clothing, household expenses: $150.00
Credit cards and other loans: $1045.00
Other expenses: $120.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 7/15/2011 5:14:29 PM |
Investor_DP | $100.00 | 7/15/2011 5:02:26 PM |
MoneyForNothing | $50.00 | 7/15/2011 5:01:51 PM |
investment-cluster | $30.00 | 7/15/2011 8:40:36 PM |
pearl13 | $100.00 | 7/16/2011 9:02:09 AM |
thankful-nickel2 | $25.00 | 7/16/2011 7:04:56 AM |
reflective-rupee | $25.09 | 7/16/2011 12:43:56 PM |
chameleon125 | $25.00 | 7/16/2011 1:42:19 PM |
jubilant-trade6 | $50.00 | 7/17/2011 9:48:59 AM |
red-favorable-basis | $25.00 | 7/17/2011 4:30:02 PM |
brightest-dignified-worth | $100.00 | 7/17/2011 4:42:09 PM |
vigorous-market5 | $200.00 | 7/17/2011 1:40:21 PM |
asset-tomahawk2 | $25.00 | 7/17/2011 5:26:29 PM |
shrewd-deal3 | $50.00 | 7/17/2011 6:09:43 PM |
WesLL | $2,000.00 | 7/17/2011 7:09:17 PM |
MoneyForNothing | $18.22 | 7/17/2011 7:51:45 PM |
6moonbeams | $25.00 | 7/17/2011 5:36:18 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:31:10 PM |
fortytwo | $100.00 | 7/15/2011 5:23:43 PM |
ski bum | $100.00 | 7/15/2011 5:02:34 PM |
loyalist1 | $200.00 | 7/16/2011 4:23:06 AM |
asmithj | $25.00 | 7/16/2011 5:36:53 AM |
wise-eloquent-yield | $25.00 | 7/16/2011 1:34:42 PM |
DoctorJoe | $25.00 | 7/17/2011 8:14:27 AM |
mvalley | $25.00 | 7/16/2011 8:47:32 PM |
villagers | $25.00 | 7/17/2011 10:40:22 AM |
alphaseek | $100.00 | 7/17/2011 10:44:52 AM |
108lender | $200.00 | 7/17/2011 4:31:33 PM |
worth-blanket2 | $5,000.00 | 7/17/2011 3:23:17 PM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:51:01 PM |
loss-of-control | $75.00 | 7/17/2011 4:55:34 PM |
blue-velocity-investor | $25.00 | 7/17/2011 5:13:15 PM |
cardminger | $100.00 | 7/17/2011 5:26:49 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:02:08 PM |
virtuous-repayment | $50.00 | 7/17/2011 4:28:29 PM |
sweetlan | $25.07 | 7/17/2011 4:31:32 PM |
moola-accelerator6 | $40.00 | 7/17/2011 4:25:18 PM |
lovely-greenback4 | $100.00 | 7/17/2011 7:31:13 PM |
DrWill | $132.71 | 7/17/2011 7:51:13 PM |
Vans1975 | $28.91 | 7/17/2011 5:54:37 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
514203
This series of Notes was issued and sold upon the funding of the borrower loan #51442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-01-2011 |
Term:
| 12 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $719.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 7% |
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fabulous-capital0 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate bills
Purpose of loan:
This loan will be used to...
Pay off old bills that have been with me and get my credit score higher.
My financial situation:
I am a good candidate for this loan because..I own my own company and have very good income.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 7/1/2011 5:06:48 PM |
first-favorite-bonus9 | $25.00 | 7/1/2011 5:20:39 PM |
moola-pillow | $25.01 | 7/1/2011 6:44:32 PM |
Investor_DP | $100.00 | 7/1/2011 5:06:53 PM |
a-finance-nirvana | $25.00 | 7/1/2011 5:05:10 PM |
reward-motion | $50.00 | 7/2/2011 12:08:56 PM |
alexgalt | $25.00 | 7/3/2011 1:01:02 PM |
gain-expert | $60.00 | 7/4/2011 9:09:12 AM |
Rogesparkguy | $25.00 | 7/4/2011 8:24:28 AM |
social-comet7 | $26.43 | 7/4/2011 8:41:13 AM |
truth-igniter4 | $25.00 | 7/5/2011 9:00:12 AM |
ingenious-deal6 | $25.00 | 7/5/2011 4:04:28 PM |
ChrisProsper | $100.00 | 7/5/2011 10:14:52 PM |
Weaverville | $25.00 | 7/6/2011 7:20:39 AM |
payout-flag6 | $50.00 | 7/6/2011 10:04:12 AM |
alphaseek | $150.00 | 7/6/2011 11:05:35 AM |
wealth-prodigy1 | $85.00 | 7/6/2011 8:04:22 PM |
Investor_DP | $100.00 | 7/7/2011 12:05:11 AM |
Bank42 | $25.00 | 7/7/2011 2:36:56 PM |
point-commando | $25.00 | 7/8/2011 10:15:52 AM |
new-discrete-camaraderi | $26.08 | 7/8/2011 1:09:55 PM |
imdave4me | $40.00 | 7/8/2011 1:32:14 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:33 PM |
AlternativeCashFlow | $25.00 | 7/10/2011 10:58:29 AM |
silver-enlightenment0 | $100.00 | 7/11/2011 7:39:47 AM |
youngster50 | $33.72 | 7/11/2011 10:45:55 AM |
gold-cluster | $50.00 | 7/11/2011 10:46:55 AM |
ToCreateCashFlow | $45.86 | 7/11/2011 4:00:22 PM |
ToCreateCashFlow | $100.00 | 7/11/2011 5:08:12 PM |
exuberant-loan5 | $75.00 | 7/11/2011 5:08:43 PM |
F-A1Grant | $25.00 | 7/11/2011 6:07:33 PM |
first-class-gold0 | $50.00 | 7/11/2011 10:14:09 PM |
loanman2007 | $100.00 | 7/12/2011 7:05:50 AM |
payout-flag6 | $25.00 | 7/12/2011 12:46:55 PM |
tshurts | $25.00 | 7/12/2011 3:48:24 PM |
worthy-bid8 | $25.00 | 7/13/2011 12:53:52 AM |
Mariner3605 | $25.00 | 7/13/2011 12:59:43 AM |
worth-blanket2 | $3,345.80 | 7/13/2011 8:11:30 AM |
simplelender80 | $100.00 | 7/1/2011 5:07:00 PM |
Investoman | $50.00 | 7/2/2011 10:14:35 AM |
reflective-rupee | $500.09 | 7/3/2011 12:36:36 PM |
vutah | $25.00 | 7/4/2011 3:14:19 PM |
yf99yz | $30.00 | 7/4/2011 10:56:08 PM |
tender-ore | $25.00 | 7/5/2011 8:31:28 AM |
RLaumeyer | $25.00 | 7/5/2011 2:19:15 PM |
diplomatic-wealth7 | $25.00 | 7/5/2011 5:54:26 PM |
loan-adventurer7 | $200.00 | 7/6/2011 7:20:38 AM |
jmb_lending | $25.00 | 7/6/2011 10:07:57 AM |
SubmergedPilot | $25.00 | 7/6/2011 3:04:16 PM |
KMB78 | $30.00 | 7/6/2011 8:44:06 PM |
Investor_DP | $100.00 | 7/7/2011 12:03:42 AM |
rescue | $50.00 | 7/7/2011 5:54:47 AM |
chad-bro-chill | $30.00 | 7/7/2011 12:19:09 PM |
SecondChanceLendingSERV | $25.00 | 7/8/2011 6:54:30 AM |
competent-p2p | $30.00 | 7/8/2011 12:21:52 PM |
peace-cell2 | $25.21 | 7/8/2011 12:51:30 PM |
thankful-generosity5 | $25.00 | 7/8/2011 5:02:39 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:22 PM |
natural-platinum | $25.00 | 7/9/2011 12:16:31 PM |
tech310 | $25.00 | 7/9/2011 7:56:15 PM |
thehousewife | $100.00 | 7/10/2011 8:53:36 AM |
lowrater | $100.90 | 7/10/2011 11:57:07 PM |
new-goodhearted-economy | $240.90 | 7/11/2011 6:01:50 AM |
asiaratt | $50.00 | 7/11/2011 9:09:22 AM |
powerlifter275 | $25.00 | 7/11/2011 4:22:35 PM |
LendingPimp | $75.00 | 7/11/2011 7:46:35 PM |
asoldier | $25.00 | 7/12/2011 3:42:27 PM |
ommcd | $25.00 | 7/12/2011 3:47:43 PM |
SNH | $75.00 | 7/13/2011 6:23:10 AM |
69 Investments
|
Borrower Payment Dependent Notes Series
514297
This series of Notes was issued and sold upon the funding of the borrower loan #51403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $449.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,495 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mibest4321 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION AND CAR PAYDOWN
Purpose of loan:
This loan will be used to pay down credit cards and car.
Monthly net income: $ 6300
Monthly expenses: $6023
Housing: $1623
Insurance: $200
Car expenses: $650
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $500
Credit cards and other loans: $1400
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 7/4/2011 5:06:15 PM |
leverage-monger | $25.00 | 7/5/2011 12:39:36 PM |
alphaseek | $150.00 | 7/6/2011 2:23:43 PM |
jubilant-trade6 | $50.00 | 7/8/2011 12:21:05 AM |
Investor_DP | $100.00 | 7/8/2011 9:54:39 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:44 PM |
fortytwo | $250.00 | 7/9/2011 10:38:05 AM |
frogperson | $64.26 | 7/9/2011 11:30:10 AM |
first-favorite-bonus9 | $25.00 | 7/9/2011 3:30:26 PM |
tech310 | $25.00 | 7/9/2011 7:56:24 PM |
Investoman | $50.00 | 7/11/2011 6:20:20 AM |
Weaverville | $25.00 | 7/11/2011 3:07:04 PM |
LendingPimp | $50.00 | 7/11/2011 7:51:29 PM |
nickel-hickory | $100.00 | 7/13/2011 9:32:13 AM |
important-openness1 | $100.00 | 7/13/2011 12:44:08 PM |
web284 | $25.00 | 7/13/2011 9:59:55 AM |
SolarMoonshine | $25.00 | 7/13/2011 10:05:58 AM |
asiaratt | $50.00 | 7/13/2011 5:08:24 PM |
icanhasloanz | $25.00 | 7/13/2011 9:19:25 PM |
pearl13 | $100.00 | 7/14/2011 3:13:40 PM |
loss-of-control | $100.00 | 7/14/2011 6:24:53 PM |
melodious-openness | $108.50 | 7/15/2011 6:02:09 AM |
jjswanso | $25.00 | 7/15/2011 9:12:48 AM |
Palacios | $50.00 | 7/15/2011 9:37:48 AM |
FinanceEngine | $30.00 | 7/15/2011 11:15:35 AM |
ommcd | $25.00 | 7/15/2011 3:07:39 PM |
damage | $25.00 | 7/15/2011 3:03:04 PM |
jkeller4000 | $25.00 | 7/15/2011 6:00:37 PM |
powerful-finance7 | $25.00 | 7/16/2011 2:32:27 AM |
treasure-bliss | $50.00 | 7/16/2011 12:58:17 AM |
stock106 | $25.00 | 7/16/2011 9:52:17 AM |
asoldier | $25.00 | 7/16/2011 12:13:56 PM |
tshurts | $25.00 | 7/16/2011 12:13:50 PM |
EarlyRiser | $100.00 | 7/16/2011 4:07:10 PM |
wwwUniversal | $25.00 | 7/16/2011 12:17:21 PM |
best-generosity-financier | $25.00 | 7/16/2011 4:46:30 PM |
steven3333 | $25.00 | 7/17/2011 10:19:04 AM |
leverage-monger | $25.00 | 7/17/2011 11:26:11 AM |
janeybooboo | $50.00 | 7/17/2011 3:18:21 PM |
StPong | $25.00 | 7/17/2011 12:08:27 PM |
fairhelper | $25.00 | 7/17/2011 12:08:28 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:20 PM |
JiggaJoeyS | $25.00 | 7/17/2011 5:34:52 PM |
ramsba | $25.00 | 7/17/2011 6:09:01 PM |
rick446 | $25.00 | 7/17/2011 5:39:36 PM |
janeybooboo | $25.00 | 7/17/2011 7:20:58 PM |
sweetlan | $25.07 | 7/17/2011 8:55:35 PM |
britgsb | $50.00 | 7/18/2011 1:07:46 AM |
shmb6508 | $50.00 | 7/18/2011 7:22:46 AM |
handshake5 | $99.66 | 7/18/2011 9:17:06 AM |
atlmoneyman | $30.60 | 7/18/2011 8:54:03 AM |
radforj22 | $25.00 | 7/16/2011 3:26:45 PM |
Investor_DP | $100.00 | 7/4/2011 5:06:12 PM |
reflective-rupee | $200.09 | 7/5/2011 2:37:45 PM |
alexgalt | $25.00 | 7/5/2011 10:04:54 PM |
Dubbs360 | $25.00 | 7/6/2011 5:13:00 AM |
diplomatic-wealth7 | $25.00 | 7/6/2011 7:12:36 PM |
Investor_DP | $100.00 | 7/7/2011 12:04:12 AM |
Investor_DP | $100.00 | 7/7/2011 12:05:25 AM |
diligent-peace9 | $150.00 | 7/7/2011 11:41:28 AM |
reward-adventure | $25.00 | 7/8/2011 6:04:56 AM |
villagers | $25.00 | 7/8/2011 12:30:47 PM |
well-mannered-income3 | $25.00 | 7/8/2011 8:00:52 PM |
AlternativeCashFlow | $25.00 | 7/10/2011 11:17:12 AM |
MadHun | $175.00 | 7/11/2011 2:18:10 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:16 PM |
red-power-pecan | $50.00 | 7/12/2011 9:24:00 AM |
worth-blanket2 | $5,000.00 | 7/13/2011 8:06:01 AM |
mlj0671 | $25.00 | 7/13/2011 7:30:47 AM |
Bob450 | $25.00 | 7/13/2011 9:07:14 PM |
natural-platinum | $25.00 | 7/14/2011 4:18:41 PM |
ckatak | $50.00 | 7/15/2011 7:13:47 AM |
irrelevant | $25.00 | 7/15/2011 4:28:05 AM |
worthy-bid8 | $25.00 | 7/15/2011 4:38:11 AM |
Kash2010lu | $25.00 | 7/15/2011 5:17:07 AM |
SecondChanceLendingSERV | $25.00 | 7/15/2011 10:23:39 AM |
wlm3012 | $30.00 | 7/15/2011 4:18:31 PM |
EBITDA | $25.00 | 7/15/2011 5:25:40 PM |
handy-justice | $100.00 | 7/15/2011 6:01:08 PM |
MADAOO7 | $50.00 | 7/15/2011 9:22:39 PM |
accelerator1 | $50.00 | 7/16/2011 9:54:33 AM |
Scotcha | $50.00 | 7/16/2011 9:52:27 AM |
enchanted-diversification496 | $50.00 | 7/16/2011 12:13:49 PM |
orange-preeminant-bill | $50.00 | 7/16/2011 12:14:58 PM |
the-profit-oracle | $25.00 | 7/16/2011 12:14:52 PM |
Rip128 | $165.00 | 7/16/2011 5:22:47 PM |
Mariner3605 | $25.00 | 7/17/2011 4:16:20 AM |
grampy48 | $25.00 | 7/17/2011 2:53:29 AM |
Tkhalaska | $25.00 | 7/17/2011 10:29:25 AM |
Comoparklender | $25.00 | 7/17/2011 7:41:25 AM |
trade-beeper4 | $25.00 | 7/17/2011 12:08:27 PM |
shrewd-income | $50.00 | 7/17/2011 2:04:05 PM |
payment-gusto | $25.00 | 7/17/2011 10:42:34 AM |
financial-frenzy | $25.00 | 7/17/2011 3:52:00 PM |
alphaseek | $200.00 | 7/17/2011 12:45:20 PM |
OrdiNance | $50.00 | 7/17/2011 4:03:43 PM |
authoritative-platinum7 | $25.00 | 7/17/2011 12:08:27 PM |
kulender | $100.00 | 7/17/2011 12:12:08 PM |
janeybooboo | $50.00 | 7/17/2011 3:18:14 PM |
newest-unbeatable-currency | $50.00 | 7/17/2011 5:47:26 PM |
Rob717171 | $25.00 | 7/17/2011 4:37:52 PM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:34 PM |
investisure | $100.00 | 7/18/2011 1:40:50 AM |
prominence8 | $25.00 | 7/17/2011 5:42:00 PM |
sosleep | $25.00 | 7/18/2011 8:30:59 AM |
CC911 | $25.00 | 7/18/2011 6:22:47 AM |
rc872c | $25.00 | 7/18/2011 8:28:07 AM |
alphaseek | $250.00 | 7/18/2011 9:13:16 AM |
finance-prescription | $50.00 | 7/18/2011 7:23:48 AM |
robgw | $25.00 | 7/18/2011 7:27:37 AM |
110 Investments
|
Borrower Payment Dependent Notes Series
514477
This series of Notes was issued and sold upon the funding of the borrower loan #51366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-14-2011 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $175.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 3% |
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-baker |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation (A ratting)
Purpose of loan: (if you want a solid return from a solid person with great credit! This is your chance!)
As a college Admissions Rep, I get reimbursed for expenses such as gas, hotel, phone. reimbursement can sometimes take 3-4 months. In the mean time, I must carry these balances on cards. I have credit cards with high interest rates of 16-18%. I would rather pay a lower loan rate to Prosper lenders.
I am a good candidate for this loan because I'm employed by a college.
My Sept. - May bi-weekly net paycheck is $2100 plus another $950 from investment income..
Monthly expenses:
$1950 - mortgage, etc.
$ 400- Food
$ 280- Utilities
$ 0- TV, Internet, phone (company paid)
$ 70 - Cell phones
$2700- Total
As you can see, the 1st bi-weekly check plus the investment income($3050) covers all our expense. I can EASILY cover the monthly automatic payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bullwink27 | $25.00 | 7/13/2011 5:39:30 AM |
organized-payment6 | $50.00 | 7/7/2011 9:01:14 AM |
HamachiMan | $50.00 | 7/7/2011 9:00:57 AM |
Investor_DP | $100.00 | 7/7/2011 9:01:33 AM |
cashhelp | $50.00 | 7/7/2011 9:00:27 AM |
BxRealtor | $25.00 | 7/7/2011 9:00:36 AM |
ski bum | $100.00 | 7/7/2011 9:01:18 AM |
rescue | $100.00 | 7/7/2011 9:10:45 AM |
janeybooboo | $100.00 | 7/7/2011 9:16:32 AM |
superb-funds335 | $25.00 | 7/7/2011 8:46:03 PM |
ivy-league-MBA | $25.00 | 7/8/2011 5:42:33 AM |
elegant-loot | $25.00 | 7/8/2011 11:43:22 AM |
villagers | $100.00 | 7/8/2011 12:32:01 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:54 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:58 PM |
swti37 | $50.00 | 7/9/2011 9:14:15 AM |
SolarMoonshine | $25.00 | 7/10/2011 8:58:35 AM |
zippy-revenue8 | $25.00 | 7/10/2011 5:58:59 AM |
jpac1066 | $100.00 | 7/10/2011 6:40:32 AM |
engaging-worth | $25.00 | 7/10/2011 3:26:10 PM |
hidavehi | $30.00 | 7/11/2011 4:50:45 AM |
nickel-ferret | $50.00 | 7/11/2011 7:41:16 AM |
singletrck | $25.00 | 7/11/2011 3:42:14 PM |
income-buffalo1 | $200.00 | 7/11/2011 6:18:33 PM |
a-finance-nirvana | $40.00 | 7/12/2011 4:47:58 AM |
marwadi-62 | $100.00 | 7/12/2011 6:29:44 AM |
friendinmoney | $25.00 | 7/12/2011 8:15:19 AM |
alphaseek | $200.00 | 7/12/2011 3:04:38 PM |
mobius_titan | $25.00 | 7/13/2011 12:39:17 AM |
schnarff | $25.00 | 7/13/2011 8:16:47 AM |
web284 | $25.00 | 7/13/2011 9:55:57 AM |
auction-chomper4 | $25.00 | 7/13/2011 1:15:07 PM |
fireferd | $30.00 | 7/13/2011 11:31:16 AM |
mcs86d | $40.00 | 7/13/2011 3:05:12 PM |
indomitable-coin | $25.00 | 7/13/2011 3:48:48 PM |
kdog99 | $100.00 | 7/13/2011 5:18:51 PM |
Billfred | $25.00 | 7/13/2011 5:40:11 PM |
well-rounded-finance924 | $50.00 | 7/13/2011 7:13:44 PM |
patriot897 | $25.00 | 7/13/2011 10:41:22 PM |
gillijr1001 | $50.00 | 7/13/2011 11:10:15 PM |
SwiDaddy | $25.00 | 7/14/2011 4:44:58 AM |
accelerator96 | $25.00 | 7/13/2011 9:36:44 PM |
Nickle-Back | $50.00 | 7/13/2011 11:10:16 PM |
pnace | $35.00 | 7/7/2011 9:00:56 AM |
jubilant-trade6 | $50.00 | 7/8/2011 12:21:17 AM |
Bank_Of_XL | $25.00 | 7/8/2011 5:27:33 AM |
Solid-Platinum | $100.00 | 7/8/2011 12:58:45 AM |
wkeboarder21 | $50.00 | 7/8/2011 5:06:34 AM |
top-courteous-peso | $50.00 | 7/8/2011 7:00:49 AM |
GElender | $25.00 | 7/8/2011 7:37:59 AM |
jmeasn | $25.00 | 7/8/2011 8:39:16 PM |
fortytwo | $250.00 | 7/9/2011 10:38:22 AM |
proper-commitment5 | $25.00 | 7/9/2011 10:29:47 AM |
greenback-seagull2 | $100.00 | 7/9/2011 12:16:51 PM |
loyalty-sherpa | $25.00 | 7/9/2011 6:20:07 PM |
tech310 | $50.00 | 7/9/2011 7:53:48 PM |
thrilling-nickel5 | $29.05 | 7/11/2011 4:39:04 AM |
MadHun | $175.00 | 7/11/2011 2:18:32 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:44 PM |
loot-funkmaster | $25.00 | 7/11/2011 6:05:14 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:37 PM |
favorite-commerce | $25.00 | 7/11/2011 9:06:17 PM |
availableloan | $25.00 | 7/11/2011 10:50:19 PM |
KramericaIndustries | $25.00 | 7/12/2011 1:01:56 PM |
thankful-nickel2 | $50.00 | 7/12/2011 6:21:58 PM |
damage | $25.00 | 7/12/2011 10:26:19 PM |
jamschmidt | $25.00 | 7/13/2011 12:32:23 AM |
wild-orange | $100.00 | 7/13/2011 1:07:44 AM |
kind-durability-battalion | $25.00 | 7/13/2011 12:52:58 AM |
ScottCapital | $25.00 | 7/13/2011 5:20:03 AM |
weiyinsan | $25.00 | 7/13/2011 6:33:50 AM |
Zolton | $100.00 | 7/13/2011 9:07:54 AM |
taltman | $25.00 | 7/13/2011 9:01:43 AM |
euphoria8 | $25.00 | 7/13/2011 9:28:58 AM |
x-lender | $50.00 | 7/13/2011 1:07:17 PM |
Reddy_Capital | $25.00 | 7/13/2011 1:45:32 PM |
Mav26 | $49.85 | 7/13/2011 11:49:43 AM |
deal-hickory5 | $100.00 | 7/13/2011 3:53:41 PM |
pearl13 | $100.00 | 7/13/2011 5:07:49 PM |
JustOneVoice | $25.00 | 7/13/2011 6:50:13 PM |
treasure-expert | $25.00 | 7/13/2011 7:10:10 PM |
auctionator1 | $25.00 | 7/13/2011 7:22:44 PM |
jarf | $26.29 | 7/13/2011 10:49:09 PM |
bankojerry | $30.00 | 7/14/2011 3:14:37 AM |
justice-collector | $25.00 | 7/14/2011 5:29:18 AM |
worldly-investment333 | $189.81 | 7/14/2011 5:33:37 AM |
jpac1066 | $50.00 | 7/14/2011 5:18:30 AM |
VBPlayer | $25.00 | 7/14/2011 5:30:20 AM |
FlyingFox | $100.00 | 7/13/2011 11:10:24 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
514501
This series of Notes was issued and sold upon the funding of the borrower loan #51378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $388.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,631 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-ideal-dime |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2010)
|
Principal balance:
| $12,825.67 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt Consolidation
Purpose of loan:
Pay off high interest credit cards
My financial situation:
I am a professional and have a very stable job that I have been at for over 10 years. As you can see from my credit report I always pay my bills on time. I am looking to pay off credit cards that I used to remodel my home. I am finished remodeling and want to consolidate into this lower interest loan. It shows my income in the $50,0000 - $74,999 range but my actual salary is $73,000 and I always get a bonus at the end of the year. I also drive a company vehicle which keeps down on my expenses.
I am also an investor in Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 7/13/2011 7:18:42 PM |
Veets | $125.00 | 7/14/2011 5:49:51 PM |
sflawya | $25.00 | 7/6/2011 9:00:25 AM |
pound-balancer | $50.00 | 7/6/2011 9:00:31 AM |
pound-balancer | $50.00 | 7/6/2011 9:00:52 AM |
BxRealtor | $25.00 | 7/6/2011 9:00:34 AM |
rescue | $100.00 | 7/6/2011 9:00:38 AM |
einstein | $100.00 | 7/6/2011 9:00:43 AM |
indomitable-coin | $25.00 | 7/6/2011 9:00:27 AM |
organized-payment6 | $50.00 | 7/6/2011 9:01:05 AM |
HamachiMan | $50.00 | 7/6/2011 9:01:12 AM |
ski bum | $100.00 | 7/6/2011 9:01:01 AM |
pnace | $50.00 | 7/6/2011 9:01:22 AM |
uberrific | $100.00 | 7/6/2011 9:01:04 AM |
Fiimg | $50.00 | 7/6/2011 7:27:17 PM |
j2ee | $25.00 | 7/7/2011 5:29:27 PM |
a2190b | $25.00 | 7/7/2011 8:30:00 PM |
greenback-seagull2 | $100.00 | 7/7/2011 8:55:31 PM |
soular21804 | $25.00 | 7/8/2011 11:38:04 AM |
reflective-rupee | $200.00 | 7/8/2011 2:44:05 PM |
Bank42 | $25.00 | 7/8/2011 7:39:53 PM |
Bank42 | $50.00 | 7/8/2011 7:39:37 PM |
jmeasn | $250.00 | 7/8/2011 9:24:05 PM |
thankful-nickel2 | $25.00 | 7/8/2011 11:41:25 PM |
fortytwo | $250.00 | 7/9/2011 10:38:14 AM |
loyalty-sherpa | $25.00 | 7/9/2011 6:20:04 PM |
skifamily1992 | $25.00 | 7/10/2011 8:35:01 AM |
MadHun | $175.00 | 7/11/2011 2:18:24 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:39 PM |
ministry1 | $25.00 | 7/11/2011 5:16:21 PM |
persistent-value188 | $25.00 | 7/11/2011 5:49:19 PM |
Zolton | $100.00 | 7/12/2011 9:14:40 AM |
knark | $25.00 | 7/12/2011 1:56:07 PM |
kdog99 | $100.00 | 7/12/2011 5:09:04 PM |
Havana21 | $50.00 | 7/12/2011 5:08:53 PM |
VTXRider | $25.00 | 7/13/2011 7:49:26 AM |
selector568 | $50.00 | 7/13/2011 10:43:59 AM |
LimaGuy | $29.01 | 7/13/2011 11:19:34 AM |
heroic-payout9 | $32.80 | 7/13/2011 10:30:33 AM |
pure-loyalty6 | $25.00 | 7/13/2011 4:58:42 PM |
AllstarInvestment | $25.00 | 7/13/2011 7:35:00 PM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:36 PM |
happy-yield | $25.00 | 7/14/2011 2:47:07 PM |
virtuous-repayment | $25.00 | 7/14/2011 3:35:42 PM |
Weaverville | $50.00 | 7/14/2011 5:13:20 PM |
Billfred | $25.00 | 7/14/2011 7:39:45 PM |
OLYVRC | $25.00 | 7/14/2011 8:40:51 PM |
ckatak | $50.00 | 7/15/2011 7:13:59 AM |
Peterman | $25.00 | 7/15/2011 10:59:35 AM |
CapitalLibre | $25.00 | 7/15/2011 3:07:43 PM |
Cherrypicker | $30.00 | 7/15/2011 3:16:30 PM |
brainy-greenback481 | $25.00 | 7/15/2011 5:38:39 PM |
Rider | $60.00 | 7/15/2011 5:26:59 PM |
gulch | $25.00 | 7/15/2011 5:53:30 PM |
Untiedshu | $125.00 | 7/15/2011 9:17:28 PM |
grampy48 | $25.00 | 7/16/2011 4:16:06 AM |
HomerdohNY | $25.00 | 7/16/2011 5:10:11 AM |
GreenSun | $25.00 | 7/16/2011 5:14:13 AM |
Spartamare | $100.00 | 7/16/2011 5:59:03 AM |
BONSAY | $50.00 | 7/16/2011 2:23:10 AM |
dv04 | $25.00 | 7/16/2011 8:37:21 AM |
Johnab | $25.03 | 7/16/2011 9:24:21 AM |
DasMula | $27.00 | 7/16/2011 8:16:12 AM |
peso-tiramisu | $25.00 | 7/16/2011 8:29:55 AM |
refined-peso9 | $200.00 | 7/16/2011 11:20:39 AM |
Ocean713 | $100.00 | 7/16/2011 12:58:23 PM |
Leopoldine | $25.22 | 7/16/2011 11:01:46 AM |
bank-of-lomax | $64.65 | 7/16/2011 11:22:01 AM |
Arpad | $70.00 | 7/16/2011 11:25:23 AM |
C_Mark | $150.00 | 7/16/2011 2:17:25 PM |
liberty-genetics | $100.00 | 7/16/2011 2:21:01 PM |
Gobsek | $25.00 | 7/16/2011 1:30:07 PM |
orbital-return316 | $25.00 | 7/16/2011 12:14:31 PM |
alpinaut | $25.00 | 7/16/2011 2:56:57 PM |
novice-speculator | $25.00 | 7/16/2011 2:38:31 PM |
benefit-trident | $25.00 | 7/17/2011 4:47:57 AM |
agbullet55443 | $100.00 | 7/16/2011 9:19:43 PM |
first-dinero-paladin | $50.00 | 7/17/2011 5:09:03 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:26 PM |
Rivervale_Westwood | $25.00 | 7/18/2011 8:57:39 AM |
britgsb | $30.00 | 7/18/2011 1:09:20 AM |
tomdooley12520 | $25.00 | 7/18/2011 9:51:50 AM |
rdrloan | $50.00 | 7/18/2011 2:08:34 PM |
NorthwestLoan1 | $50.00 | 7/18/2011 9:48:29 AM |
SNH | $100.00 | 7/18/2011 11:13:01 AM |
jpac1066 | $50.00 | 7/18/2011 2:21:19 PM |
MissionMicroFinance | $25.00 | 7/18/2011 6:39:28 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:17 PM |
lagnisiruk | $25.00 | 7/19/2011 1:02:57 AM |
bowl800 | $25.00 | 7/18/2011 8:12:22 PM |
sgt-schultz | $25.00 | 7/19/2011 6:33:10 AM |
marshallmanhattan | $25.00 | 7/19/2011 6:45:01 AM |
gold-commander0 | $50.00 | 7/18/2011 11:47:50 PM |
silver-dogwood4 | $25.00 | 7/19/2011 7:07:41 AM |
devoider | $25.00 | 7/19/2011 6:13:12 AM |
Turkish101 | $25.00 | 7/19/2011 5:36:30 AM |
marwadi-62 | $100.00 | 7/19/2011 9:19:00 AM |
benjamins-utopia | $50.00 | 7/19/2011 8:35:12 AM |
exchange-pledge | $50.00 | 7/19/2011 10:20:32 AM |
RainMakers | $30.00 | 7/19/2011 8:51:05 AM |
dpries123 | $25.00 | 7/19/2011 10:16:36 AM |
funds-rascal | $50.00 | 7/19/2011 10:28:16 AM |
Musicman1950 | $50.00 | 7/19/2011 11:48:14 AM |
best-decisive-peace | $25.00 | 7/19/2011 12:08:19 PM |
integrity-starter | $50.00 | 7/19/2011 10:55:20 AM |
TheLoanManCan | $25.00 | 7/19/2011 11:43:59 AM |
khamen | $25.00 | 7/19/2011 12:17:10 PM |
hss46 | $25.00 | 7/19/2011 11:47:15 AM |
profit-powerplant | $25.00 | 7/19/2011 12:02:25 PM |
dharma1 | $25.00 | 7/19/2011 1:36:34 PM |
KeepOnRunning | $100.00 | 7/19/2011 3:06:12 PM |
mhotchan | $100.00 | 7/19/2011 1:32:02 PM |
fotep-financial | $25.00 | 7/19/2011 4:42:59 PM |
Ricajote | $25.00 | 7/19/2011 2:11:22 PM |
fantastic-penny9 | $25.00 | 7/19/2011 3:39:13 PM |
wwwUniversal | $25.00 | 7/19/2011 3:57:09 PM |
strgazr8888 | $25.00 | 7/19/2011 4:20:27 PM |
yield-hut | $100.00 | 7/19/2011 4:01:41 PM |
randomguy100 | $25.00 | 7/19/2011 4:34:38 PM |
sandbreaker | $50.00 | 7/6/2011 9:00:42 AM |
availableloan | $25.00 | 7/6/2011 9:06:11 AM |
a-responsible-return | $50.00 | 7/6/2011 9:01:24 AM |
compoundinterest | $50.00 | 7/6/2011 9:01:28 AM |
MarvintheMartian | $35.00 | 7/6/2011 11:17:24 AM |
FinDoc | $25.00 | 7/6/2011 2:42:18 PM |
DackoDenk | $25.00 | 7/7/2011 3:59:26 PM |
reflective-rupee | $200.09 | 7/7/2011 4:19:02 PM |
jubilant-trade6 | $50.00 | 7/8/2011 12:21:12 AM |
Solid-Platinum | $100.00 | 7/8/2011 12:58:43 AM |
sandeepPR | $25.00 | 7/9/2011 12:36:40 AM |
shellstar | $25.00 | 7/9/2011 9:28:13 AM |
108lender | $100.00 | 7/9/2011 11:23:33 AM |
TigerForce | $25.00 | 7/9/2011 7:25:35 PM |
first-serene-credit | $25.00 | 7/9/2011 10:08:11 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:10 AM |
blue-dough-trumpeter | $25.00 | 7/11/2011 1:01:14 PM |
Bears34 | $25.00 | 7/11/2011 7:27:32 PM |
asset-cougar0 | $25.00 | 7/11/2011 7:09:35 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:28 PM |
peaceful-farmer | $25.00 | 7/12/2011 5:30:48 AM |
phaded | $25.00 | 7/12/2011 9:12:21 AM |
pearl13 | $100.00 | 7/12/2011 9:14:08 AM |
cash-spinner | $25.00 | 7/12/2011 11:59:48 AM |
responsibility-euphoria0 | $26.55 | 7/12/2011 7:45:01 PM |
Attract | $33.72 | 7/12/2011 11:21:19 PM |
GElender | $50.00 | 7/13/2011 5:43:56 AM |
Harry | $25.00 | 7/13/2011 7:25:04 AM |
finance-symphony7 | $50.00 | 7/13/2011 7:11:22 PM |
serene-credit4 | $50.00 | 7/14/2011 5:10:16 AM |
damage | $25.00 | 7/14/2011 8:19:33 AM |
AFairDeal | $30.00 | 7/14/2011 9:14:23 AM |
kind-value-pouch | $50.00 | 7/14/2011 9:31:57 AM |
goldfinger3 | $50.00 | 7/14/2011 9:33:53 AM |
astute-fairness0 | $25.00 | 7/14/2011 1:10:32 PM |
titilsbie14 | $50.00 | 7/14/2011 2:51:50 PM |
theloanfiller | $25.00 | 7/15/2011 4:34:28 AM |
enchanted-truth264 | $25.00 | 7/15/2011 12:09:58 PM |
SB94114 | $50.00 | 7/15/2011 5:33:39 PM |
vegibenz | $25.00 | 7/15/2011 5:49:28 PM |
einstein | $200.00 | 7/15/2011 7:12:32 PM |
fortytwo | $500.00 | 7/15/2011 5:22:23 PM |
Aeroman32 | $25.00 | 7/15/2011 11:32:22 PM |
Interloper | $27.76 | 7/16/2011 12:33:19 AM |
myworld701 | $25.00 | 7/16/2011 12:48:28 AM |
loyalist1 | $200.00 | 7/16/2011 4:23:03 AM |
chekat | $25.00 | 7/15/2011 11:54:45 PM |
Spartamare | $150.00 | 7/16/2011 6:03:15 AM |
420limo | $50.00 | 7/16/2011 5:59:01 AM |
credit-investor5 | $50.00 | 7/16/2011 8:38:07 AM |
la_tim | $70.00 | 7/16/2011 5:25:03 AM |
seabass123 | $25.00 | 7/16/2011 11:05:53 AM |
sri59 | $100.00 | 7/16/2011 11:14:52 AM |
runbix7 | $25.00 | 7/16/2011 10:03:15 AM |
MoneyTree79 | $75.00 | 7/16/2011 10:39:45 AM |
ROCKLYVALE | $50.00 | 7/16/2011 8:39:15 AM |
vigilance-searcher | $25.00 | 7/16/2011 12:06:05 PM |
income-buffalo1 | $200.00 | 7/16/2011 1:34:39 PM |
trapperdc | $44.00 | 7/16/2011 1:52:47 PM |
nickel-position | $25.00 | 7/16/2011 11:19:17 AM |
sign_here | $25.00 | 7/16/2011 12:41:26 PM |
TrustPlus | $50.00 | 7/16/2011 2:16:51 PM |
drkosh | $25.00 | 7/16/2011 3:53:35 PM |
integrityisnumone | $25.00 | 7/16/2011 2:31:42 PM |
Heliosky77 | $50.00 | 7/16/2011 2:46:34 PM |
LivingInvestments01 | $115.42 | 7/16/2011 12:41:55 PM |
efficient-marketplace | $25.00 | 7/16/2011 2:17:19 PM |
mizon291 | $80.00 | 7/17/2011 9:11:10 AM |
virtuous-repayment | $25.00 | 7/17/2011 4:42:24 PM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:44 PM |
lostontheedge | $25.00 | 7/18/2011 4:56:06 AM |
tolerant-dinero2 | $25.00 | 7/18/2011 7:49:48 AM |
intuitive-benefit3 | $100.00 | 7/18/2011 9:18:12 AM |
gojackgo | $50.00 | 7/18/2011 10:56:38 AM |
money-bauble | $100.00 | 7/18/2011 10:31:34 AM |
worldly-investment333 | $50.00 | 7/18/2011 11:27:54 AM |
heavy_ax | $25.00 | 7/18/2011 10:30:50 AM |
Reddy_Capital | $25.00 | 7/18/2011 1:37:47 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:56:44 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:51:59 PM |
ideal-platinum1 | $25.00 | 7/18/2011 8:25:49 PM |
skuba | $75.00 | 7/19/2011 6:49:05 AM |
pragmatic-contract | $25.00 | 7/19/2011 10:19:27 AM |
orange-courageous-dedication | $50.00 | 7/19/2011 10:31:17 AM |
mizount | $25.00 | 7/19/2011 10:48:18 AM |
BigMac1953 | $25.00 | 7/19/2011 10:16:34 AM |
rlgnyc | $25.00 | 7/19/2011 10:19:14 AM |
BlueProteus | $25.00 | 7/19/2011 11:20:14 AM |
flexiboy35 | $25.00 | 7/19/2011 11:44:28 AM |
RJN | $25.00 | 7/19/2011 10:34:15 AM |
klinebarger | $25.00 | 7/19/2011 3:26:56 PM |
fiddlerzvi | $50.00 | 7/19/2011 3:38:58 PM |
GotCash | $25.00 | 7/19/2011 12:57:07 PM |
astute-benjamins | $25.00 | 7/19/2011 3:55:25 PM |
atomantic | $25.00 | 7/19/2011 1:12:42 PM |
selvamfinance | $25.00 | 7/19/2011 12:08:21 PM |
paddatjie | $25.00 | 7/19/2011 12:17:34 PM |
ProfPC | $25.00 | 7/19/2011 12:37:10 PM |
principal-prodigy | $25.00 | 7/19/2011 12:40:51 PM |
tigerlady92 | $25.00 | 7/19/2011 12:53:18 PM |
balance-chestnut | $62.50 | 7/19/2011 1:09:31 PM |
Viamin | $25.00 | 7/19/2011 5:07:12 PM |
bold-basis-supernova | $50.00 | 7/19/2011 4:02:40 PM |
luckygreen10 | $50.00 | 7/19/2011 4:08:04 PM |
the-profit-oracle | $25.00 | 7/19/2011 3:57:18 PM |
red-dime-solo | $25.00 | 7/19/2011 4:20:37 PM |
dblaz5 | $126.25 | 7/19/2011 5:07:41 PM |
226 Investments
|
Borrower Payment Dependent Notes Series
514829
This series of Notes was issued and sold upon the funding of the borrower loan #51354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,847 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| BlazingGlory |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Home Owner
I'm getting ready to close on my first home in just a two weeks and I would like to take out a loan to pay off all three of my credit cards so my girlfriend and I can start this new chapter in our lives free of debt.
I'm a hard working kid who just got in trouble with his credit cards like so many of us young people do. I work a steady job at a great company, have my 401k already, and I'm working towards management. I have good credit, never been late on a payment and have no delinquent accounts.
I work 30 to 35 hours a week and bring him around 1000 dollars a month. But with these three cards I have to make at least 300 dollars worth of payments a month and would like to consolidate that.
Monthly Income: 1000
Monthly Expenses: 700
Income after expenses: 300
Not only will I pay it back in full but I plan on investing in this site as well as soon as I have my debt cleared.
Thank you very much for your time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investoman | $50.00 | 7/6/2011 7:20:35 AM |
social-hunter5 | $50.00 | 7/6/2011 7:58:25 AM |
treasure-hunter270 | $25.00 | 7/7/2011 4:51:25 AM |
moola-monger9 | $50.00 | 7/7/2011 8:38:06 AM |
diligent-peace9 | $200.00 | 7/7/2011 11:38:21 AM |
unfixer | $25.00 | 7/8/2011 3:40:30 AM |
Tscheddar | $25.00 | 7/8/2011 9:55:39 AM |
dedicated-hope640 | $25.00 | 7/10/2011 10:00:58 AM |
bullish2bearish | $50.00 | 7/11/2011 10:10:38 AM |
the-stylish-euro | $25.00 | 7/11/2011 11:25:05 PM |
cminus | $57.28 | 7/12/2011 10:54:20 PM |
travels536 | $25.01 | 7/14/2011 6:30:47 AM |
StrongMonty | $84.90 | 7/14/2011 5:57:35 PM |
jkeller4000 | $25.00 | 7/15/2011 5:49:28 AM |
eboomer2611 | $25.00 | 7/15/2011 10:38:55 AM |
afterhours | $25.00 | 7/15/2011 7:17:40 PM |
pearl13 | $100.00 | 7/16/2011 9:06:00 AM |
NobisEst | $25.00 | 7/16/2011 3:34:32 PM |
druidpoet | $27.00 | 7/16/2011 12:32:49 PM |
Wyatte | $25.00 | 7/16/2011 6:58:10 PM |
168RichCapital | $25.07 | 7/16/2011 5:22:43 PM |
PleaseDontDefault | $50.00 | 7/16/2011 7:47:44 PM |
jebber007 | $25.00 | 7/17/2011 12:34:18 PM |
generosity-pizza | $25.93 | 7/17/2011 8:16:16 AM |
brightest-dignified-worth | $100.00 | 7/17/2011 4:41:17 PM |
Southern_Illinois_Girl | $28.29 | 7/17/2011 3:18:55 PM |
108lender | $50.00 | 7/17/2011 4:37:15 PM |
EretzCapital | $46.74 | 7/17/2011 9:39:42 PM |
The-Lighthouse-Group | $25.00 | 7/18/2011 6:00:18 AM |
lotuss4 | $25.00 | 7/18/2011 5:11:14 PM |
reflective-rupee | $400.09 | 7/18/2011 5:22:41 PM |
alexgalt | $25.00 | 7/18/2011 7:00:02 PM |
worldly-investment333 | $50.00 | 7/19/2011 9:06:09 AM |
GreenHill | $25.00 | 7/19/2011 3:50:46 AM |
kwan | $25.00 | 7/19/2011 11:27:18 AM |
transaction-animal8 | $25.00 | 7/19/2011 10:39:30 AM |
Corporal | $25.00 | 7/19/2011 1:31:17 PM |
tigerlady92 | $25.00 | 7/19/2011 12:50:21 PM |
coasterman | $25.00 | 7/19/2011 2:04:56 PM |
crazyinjun | $14.16 | 7/19/2011 2:07:11 PM |
first-favorite-bonus9 | $25.00 | 7/6/2011 7:20:33 AM |
fairgirl | $25.00 | 7/7/2011 9:24:28 AM |
supersam | $124.50 | 7/7/2011 11:15:12 AM |
gardenofeden | $63.45 | 7/11/2011 8:27:58 PM |
Peacepower | $25.00 | 7/14/2011 2:25:11 PM |
helpful-credit156 | $25.00 | 7/14/2011 2:25:11 PM |
sgt-schultz | $35.00 | 7/15/2011 6:37:51 AM |
gulch | $25.00 | 7/15/2011 6:03:27 PM |
4mydaughterseducation | $25.00 | 7/16/2011 4:23:51 AM |
taltman | $25.00 | 7/16/2011 5:48:59 AM |
refined-peso9 | $50.00 | 7/16/2011 11:18:26 AM |
Johnab | $25.03 | 7/16/2011 9:17:36 AM |
Leopoldine | $25.00 | 7/16/2011 1:55:46 PM |
ddoneday | $25.00 | 7/16/2011 8:38:21 PM |
steven3333 | $25.00 | 7/17/2011 10:22:26 AM |
Astyanax | $80.00 | 7/17/2011 7:26:33 PM |
credible-balance0 | $25.00 | 7/18/2011 7:28:34 AM |
octoberfresh | $25.00 | 7/18/2011 8:15:15 AM |
schoolfund | $30.00 | 7/18/2011 10:10:47 AM |
heroic-compassion6 | $25.03 | 7/18/2011 10:13:36 AM |
Bobtep23 | $50.00 | 7/18/2011 12:41:53 PM |
commanding-income774 | $25.00 | 7/18/2011 3:53:30 PM |
diversification-pilot | $25.00 | 7/18/2011 5:15:13 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:51:57 PM |
calimanusa | $45.32 | 7/18/2011 11:30:30 PM |
velocity-quest5 | $118.00 | 7/19/2011 6:04:01 AM |
cherk64 | $30.00 | 7/19/2011 9:50:31 AM |
mues83 | $28.00 | 7/19/2011 12:35:01 PM |
coffeecup | $25.03 | 7/19/2011 10:41:18 AM |
bkmrkr | $50.00 | 7/19/2011 11:52:08 AM |
artglass | $761.17 | 7/19/2011 11:01:59 AM |
profit-powerplant | $25.00 | 7/19/2011 12:02:21 PM |
LogCabin5 | $50.00 | 7/19/2011 1:00:55 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
515017
This series of Notes was issued and sold upon the funding of the borrower loan #51355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 33% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 1m |
Amount delinquent:
| $909 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,083 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| natural-camaraderi0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
spare change
Purpose of loan:
This loan will be used to...
My financial situation:god
I am a good candidate for this loan because...my told income is more then my debits
Monthly net income: $4957.00
Monthly expenses: $3700.
Housing: $1006.Insurance: $300.
Car expenses: $363.00
Utilities: $280.
Phone, cable, internet: $160.
Food, entertainment: $400.
Clothing, household expenses: $300.
Credit cards and other loans: $400.
Other expenses: $500.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/6/2011 5:01:55 PM |
simplelender80 | $100.00 | 7/6/2011 5:02:05 PM |
reward-adventure | $25.00 | 7/8/2011 6:05:06 AM |
Investor_DP | $100.00 | 7/8/2011 9:54:49 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:53 PM |
Investoman | $50.00 | 7/11/2011 6:20:35 AM |
red-power-pecan | $50.00 | 7/12/2011 9:24:05 AM |
bold-shrewd-duty | $25.00 | 7/13/2011 10:38:27 PM |
pearl13 | $100.00 | 7/14/2011 3:13:44 PM |
unger | $80.11 | 7/15/2011 4:13:42 AM |
first-favorite-bonus9 | $25.00 | 7/15/2011 9:07:13 AM |
gulch | $25.00 | 7/15/2011 5:55:06 PM |
chekat | $25.00 | 7/15/2011 11:56:50 PM |
availableloan | $25.00 | 7/15/2011 9:01:42 PM |
4mydaughterseducation | $25.00 | 7/16/2011 4:22:41 AM |
A-ONE-INVESTMENTS | $50.00 | 7/16/2011 12:59:38 PM |
worthy-bid8 | $25.00 | 7/16/2011 12:17:37 PM |
loyalist1 | $100.00 | 7/16/2011 12:13:03 PM |
prominence8 | $25.00 | 7/16/2011 8:31:32 PM |
historic-loan1 | $47.42 | 7/16/2011 8:32:48 PM |
john2218 | $25.00 | 7/17/2011 3:15:29 PM |
jebber007 | $50.00 | 7/17/2011 12:26:00 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:29 PM |
alphaseek | $100.00 | 7/17/2011 10:44:50 AM |
first-class-gold0 | $112.76 | 7/17/2011 8:58:12 PM |
sgt-schultz | $35.00 | 7/18/2011 6:36:50 AM |
stock106 | $25.00 | 7/18/2011 8:54:41 AM |
finance-prescription | $50.00 | 7/18/2011 7:23:52 AM |
successful-agreement7 | $100.00 | 7/18/2011 2:56:47 PM |
asiaratt | $50.00 | 7/18/2011 4:48:03 PM |
cash4less | $25.00 | 7/18/2011 6:30:40 PM |
ommcd | $25.00 | 7/18/2011 4:47:57 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:09 PM |
umfan123 | $25.00 | 7/19/2011 6:02:16 AM |
Bob450 | $25.00 | 7/19/2011 7:58:51 AM |
jjswanso | $25.00 | 7/19/2011 10:22:51 AM |
orange-preeminant-bill | $50.00 | 7/19/2011 9:09:18 AM |
cyberie21 | $16.71 | 7/19/2011 11:03:18 AM |
ultramax | $25.00 | 7/19/2011 10:22:47 AM |
worth-arch | $25.00 | 7/19/2011 10:21:00 AM |
martinnc | $25.00 | 7/19/2011 10:21:13 AM |
elfincove | $25.00 | 7/19/2011 10:37:52 AM |
Investor_DP | $100.00 | 7/7/2011 12:04:30 AM |
Investor_DP | $100.00 | 7/7/2011 12:05:41 AM |
Dubbs360 | $25.00 | 7/7/2011 5:55:27 AM |
villagers | $25.00 | 7/8/2011 12:30:53 PM |
diplomatic-wealth7 | $25.00 | 7/10/2011 6:34:58 AM |
platinum-scientist9 | $25.00 | 7/10/2011 9:36:05 PM |
MadHun | $175.00 | 7/11/2011 2:18:27 PM |
Bocephus1959 | $30.00 | 7/13/2011 8:58:02 AM |
6moonbeams | $25.00 | 7/13/2011 1:55:26 PM |
frogperson | $50.00 | 7/14/2011 8:07:17 AM |
Peacepower | $25.00 | 7/14/2011 2:25:39 PM |
important-openness1 | $100.00 | 7/14/2011 4:33:06 PM |
Weaverville | $25.00 | 7/14/2011 4:17:54 PM |
mlj0671 | $25.00 | 7/15/2011 10:25:45 AM |
caseattle | $25.00 | 7/15/2011 10:33:43 AM |
EBITDA | $25.00 | 7/15/2011 5:25:46 PM |
dariop | $30.00 | 7/15/2011 5:30:31 PM |
afterhours | $25.00 | 7/15/2011 7:16:47 PM |
Lubava | $50.00 | 7/15/2011 7:42:30 PM |
handy-justice | $50.00 | 7/15/2011 6:11:52 PM |
grampy48 | $25.00 | 7/16/2011 4:18:16 AM |
supreme-hope | $25.00 | 7/16/2011 5:32:20 AM |
suave-dime6 | $25.00 | 7/16/2011 7:42:05 AM |
steven3333 | $25.00 | 7/17/2011 10:25:12 AM |
radiant-fund | $50.00 | 7/17/2011 7:56:24 AM |
a-resplendent-commitment | $30.00 | 7/17/2011 4:45:08 PM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:48 PM |
108lender | $43.00 | 7/17/2011 4:36:24 PM |
frugalinvestor20 | $25.00 | 7/17/2011 9:20:31 PM |
blissful-finance7 | $25.00 | 7/18/2011 9:55:07 AM |
money-bauble | $100.00 | 7/18/2011 10:31:36 AM |
natural-platinum | $25.00 | 7/18/2011 4:27:19 PM |
treasure-bliss | $50.00 | 7/18/2011 4:27:15 PM |
generous-deal6 | $50.00 | 7/18/2011 5:45:08 PM |
britgsb | $50.00 | 7/19/2011 1:59:39 AM |
musegaze | $100.00 | 7/19/2011 8:56:52 AM |
irrelevant | $25.00 | 7/19/2011 9:09:16 AM |
enchanted-diversification496 | $50.00 | 7/19/2011 9:08:21 AM |
tshurts | $25.00 | 7/19/2011 9:08:39 AM |
ChuckieG | $25.00 | 7/19/2011 10:38:38 AM |
birddogsb | $50.00 | 7/19/2011 10:20:48 AM |
integrity-starter | $25.00 | 7/19/2011 10:56:28 AM |
84 Investments
|
Borrower Payment Dependent Notes Series
515049
This series of Notes was issued and sold upon the funding of the borrower loan #51439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 38% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,687 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-ingenious-loyalty |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ANGIE
Purpose of loan: Pay off bills
This loan will be used to...Pay off bills
My financial situation: Ok
I am a good candidate for this loan because...I pay my bills every month
Monthly net income: $1300.00
Monthly expenses: $1000.00
Housing: $400.00
Insurance: $200.00
Car expenses: $410.00
Utilities: $400.00
Phone, cable, internet: $200.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 7/7/2011 9:06:16 AM |
kind-efficient-credit | $25.00 | 7/14/2011 12:01:28 AM |
repayment-pudding | $25.00 | 7/15/2011 6:26:35 AM |
pious-integrity6 | $25.00 | 7/15/2011 9:56:26 PM |
420limo | $25.00 | 7/16/2011 6:03:29 AM |
PleaseDontDefault | $50.00 | 7/16/2011 9:39:18 AM |
168RichCapital | $25.07 | 7/16/2011 5:31:01 PM |
reflective-rupee | $200.09 | 7/16/2011 12:46:51 PM |
lucky2 | $25.00 | 7/17/2011 1:23:16 PM |
zydeco337 | $25.00 | 7/18/2011 7:41:30 AM |
Moneypenny6 | $25.00 | 7/18/2011 8:14:04 AM |
heroic-compassion6 | $50.03 | 7/18/2011 10:15:34 AM |
hidavehi | $26.00 | 7/18/2011 4:30:45 PM |
TheCount | $25.00 | 7/18/2011 3:56:00 PM |
SFteacher | $25.00 | 7/18/2011 4:05:30 PM |
worldly-investment333 | $50.00 | 7/18/2011 5:06:06 PM |
moola-monger9 | $50.00 | 7/19/2011 9:01:48 AM |
WesLL | $1,000.00 | 7/19/2011 2:23:30 PM |
itskarma | $25.25 | 7/19/2011 4:31:13 PM |
Investoman | $50.00 | 7/19/2011 7:07:54 PM |
well-rounded-finance924 | $25.00 | 7/19/2011 6:48:57 PM |
lsx7 | $50.00 | 7/19/2011 7:41:23 PM |
a-restless-dollar | $25.00 | 7/19/2011 9:32:13 PM |
red-benefit-ruler | $100.00 | 7/20/2011 9:19:36 AM |
euro-banker | $25.00 | 7/20/2011 4:52:25 AM |
steven3333 | $25.00 | 7/20/2011 8:35:44 AM |
MarinerCorp | $30.00 | 7/20/2011 8:23:54 AM |
kind-charming-value | $500.00 | 7/15/2011 8:04:23 PM |
arampata | $73.00 | 7/16/2011 6:25:16 AM |
pearl13 | $100.00 | 7/16/2011 9:06:03 AM |
Something-Corporate | $25.00 | 7/16/2011 10:17:09 AM |
market-pudding | $25.00 | 7/16/2011 2:16:41 PM |
VJ_Financial | $26.32 | 7/16/2011 7:17:16 PM |
ddoneday | $25.00 | 7/16/2011 8:29:55 PM |
Christophe | $25.00 | 7/17/2011 1:46:00 PM |
a-community-aficionado | $31.91 | 7/17/2011 4:05:37 PM |
exuberant-dime | $25.00 | 7/18/2011 10:12:58 AM |
wealth-fighter3 | $25.00 | 7/18/2011 12:30:02 PM |
CreditBuilder2 | $50.00 | 7/18/2011 1:33:47 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:14 PM |
sgt-schultz | $35.00 | 7/19/2011 6:15:54 AM |
vibraphone3 | $50.00 | 7/19/2011 6:19:44 AM |
rlaboy | $25.00 | 7/19/2011 12:27:32 AM |
blitzen40 | $25.00 | 7/19/2011 9:17:05 AM |
competent-p2p | $25.00 | 7/19/2011 12:52:05 PM |
loyalty-czar | $50.00 | 7/19/2011 1:03:43 PM |
a-plentiful-loyalty | $25.00 | 7/19/2011 11:01:16 AM |
shrewd-income | $75.00 | 7/19/2011 2:30:07 PM |
RadCad1 | $50.00 | 7/19/2011 3:12:49 PM |
scabrendan | $62.04 | 7/19/2011 5:32:36 PM |
env | $25.00 | 7/19/2011 7:37:48 PM |
let_me_retire | $50.00 | 7/19/2011 8:30:38 PM |
diligent-peace9 | $25.00 | 7/19/2011 7:34:03 PM |
swingkid | $100.00 | 7/19/2011 11:33:56 PM |
red-benefit-ruler | $15.29 | 7/20/2011 9:27:34 AM |
One_Lolo | $25.00 | 7/20/2011 3:09:33 AM |
worldly-investment333 | $50.00 | 7/20/2011 7:12:17 AM |
web284 | $25.00 | 7/20/2011 8:28:35 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
515071
This series of Notes was issued and sold upon the funding of the borrower loan #51302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $99,234 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pound-shrine |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
cbernmoney
Purpose of loan: account funding
This loan will be used to...invest in private placements
My financial situation: hsbc bank
I am a good candidate for this loan because...
I have excellent credit and can pay back loan quickly w/in one year.
Monthly net income: 10,000
Monthly expenses: $1000
Housing: $4000
Insurance: $
Car expenses: $500
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 7/6/2011 5:02:08 PM |
Investor_DP | $100.00 | 7/7/2011 12:04:33 AM |
Investor_DP | $100.00 | 7/7/2011 12:05:46 AM |
economy-huckleberry0 | $25.00 | 7/7/2011 2:26:38 PM |
Dubbs360 | $25.00 | 7/7/2011 6:31:03 PM |
reward-adventure | $25.00 | 7/8/2011 6:05:07 AM |
SecondChanceLendingSERV | $25.00 | 7/8/2011 7:07:50 AM |
profit-powerplant | $25.00 | 7/8/2011 9:56:40 AM |
Investor_DP | $100.00 | 7/8/2011 9:54:51 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:55 PM |
fortytwo | $250.00 | 7/9/2011 10:48:35 AM |
Investoman | $50.00 | 7/11/2011 6:20:36 AM |
red-power-pecan | $50.00 | 7/12/2011 9:24:06 AM |
baker31 | $50.00 | 7/13/2011 8:49:03 AM |
x-lender | $50.00 | 7/13/2011 11:23:56 AM |
web284 | $25.00 | 7/13/2011 9:43:16 AM |
debt-legend | $25.00 | 7/13/2011 1:54:59 PM |
octoberfresh | $25.00 | 7/13/2011 11:44:22 AM |
6moonbeams | $25.00 | 7/13/2011 1:55:27 PM |
Cambalache | $21.84 | 7/13/2011 2:54:17 PM |
Investor_DP | $100.00 | 7/6/2011 5:01:56 PM |
social-hunter5 | $25.00 | 7/7/2011 10:54:32 AM |
diligent-peace9 | $25.00 | 7/7/2011 1:47:25 PM |
leverage-monger | $25.00 | 7/8/2011 9:31:07 AM |
villagers | $25.00 | 7/8/2011 12:30:54 PM |
reflective-rupee | $25.09 | 7/9/2011 1:05:37 PM |
alexgalt | $25.00 | 7/9/2011 2:01:25 PM |
diplomatic-wealth7 | $25.00 | 7/10/2011 6:34:59 AM |
dynrep | $25.00 | 7/10/2011 8:09:30 PM |
MadHun | $175.00 | 7/11/2011 2:18:29 PM |
worth-blanket2 | $5,000.00 | 7/13/2011 8:06:27 AM |
deal-promiser | $25.00 | 7/13/2011 1:45:05 PM |
x-lender | $50.00 | 7/13/2011 1:03:37 PM |
terrific-dough6 | $100.00 | 7/13/2011 11:53:22 AM |
zone6 | $100.00 | 7/13/2011 1:09:47 PM |
tpleus | $53.07 | 7/13/2011 2:45:04 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
515093
This series of Notes was issued and sold upon the funding of the borrower loan #51362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 5% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 2
/
2 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $634 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 59 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| benevolent-loot6 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Personal Loan
Purpose of loan: Father is ill so need to go back home to help him for awhile
This loan will be used to...travel & housing
My financial situation: Current
I am a good candidate for this loan because... My experian score was 699. Majority of the delinquencies were due to house loan that has been resolved & paid off. Public record on file was paid off several years ago.
Monthly net income: $3400
Monthly expenses: $
Housing: $450
Insurance: $
Car expenses: $80
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $30
Credit cards and other loans: $20
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/6/2011 5:01:37 PM |
simplelender80 | $100.00 | 7/6/2011 5:02:11 PM |
ingenious-deal6 | $25.00 | 7/6/2011 5:08:04 PM |
zorg77 | $25.00 | 7/6/2011 6:39:17 PM |
Investor_DP | $100.00 | 7/7/2011 12:04:35 AM |
lowlite6647 | $25.00 | 7/7/2011 9:40:22 AM |
Investor_DP | $100.00 | 7/8/2011 9:54:53 PM |
tech310 | $25.00 | 7/9/2011 7:56:29 PM |
Investoman | $50.00 | 7/11/2011 6:20:38 AM |
js44043 | $25.00 | 7/11/2011 9:33:01 AM |
velocity-owner4 | $50.00 | 7/14/2011 4:00:19 AM |
kind-efficient-credit | $25.42 | 7/13/2011 11:59:18 PM |
mrxtravis | $25.00 | 7/14/2011 12:02:23 AM |
balance-river | $25.00 | 7/14/2011 8:40:57 AM |
Peacepower | $25.00 | 7/14/2011 2:26:39 PM |
Johnab | $25.00 | 7/15/2011 10:45:00 AM |
diversification-renaissance3 | $50.00 | 7/15/2011 2:18:39 PM |
handy-justice | $100.00 | 7/15/2011 5:51:13 PM |
jmart30702 | $38.34 | 7/15/2011 6:38:10 PM |
contract-lionheart | $89.42 | 7/15/2011 7:39:30 PM |
Lubava | $50.00 | 7/15/2011 7:39:51 PM |
newstar2000 | $25.00 | 7/15/2011 9:14:06 PM |
Oranje88 | $50.00 | 7/15/2011 10:53:36 PM |
DasMula | $27.00 | 7/15/2011 9:19:05 PM |
vigilance-searcher | $25.00 | 7/15/2011 9:33:23 PM |
FWF-kinetic | $121.42 | 7/15/2011 10:26:51 PM |
unfixer | $25.00 | 7/16/2011 5:29:51 AM |
calimanusa | $25.32 | 7/15/2011 11:03:34 PM |
melodious-openness | $60.00 | 7/16/2011 6:27:11 AM |
Rulea72 | $26.77 | 7/16/2011 7:02:47 AM |
pearl13 | $100.00 | 7/16/2011 9:02:04 AM |
4mydaughterseducation | $25.00 | 7/16/2011 4:17:58 AM |
Bob450 | $25.00 | 7/16/2011 9:13:45 AM |
SolarMoonshine | $25.00 | 7/16/2011 6:02:45 PM |
blissful-finance7 | $40.00 | 7/18/2011 9:55:47 AM |
natural-platinum | $25.00 | 7/18/2011 5:03:28 PM |
steven3333 | $25.00 | 7/18/2011 6:26:50 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:15 PM |
umfan123 | $25.00 | 7/19/2011 6:02:17 AM |
orange-thankful-kindness | $100.00 | 7/18/2011 8:55:32 PM |
Runegeld | $25.00 | 7/19/2011 7:24:41 AM |
SecondChanceLendingSERV | $26.20 | 7/19/2011 6:02:25 AM |
finance-mushroom | $100.00 | 7/19/2011 11:41:30 AM |
green-rapid-openness | $100.00 | 7/19/2011 1:09:59 PM |
cyberie21 | $50.00 | 7/19/2011 11:03:25 AM |
shrewd-income | $25.00 | 7/19/2011 2:34:04 PM |
willinvest | $25.00 | 7/19/2011 3:58:53 PM |
tshurts | $25.00 | 7/19/2011 4:02:15 PM |
alphaseek | $152.27 | 7/19/2011 4:54:03 PM |
important-openness1 | $100.00 | 7/6/2011 5:08:04 PM |
Investor_DP | $100.00 | 7/7/2011 12:05:48 AM |
reflective-rupee | $200.09 | 7/7/2011 12:27:18 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:57 PM |
dws2380 | $25.00 | 7/12/2011 8:56:38 AM |
VJ_Financial | $26.02 | 7/12/2011 7:39:12 PM |
SNH | $75.00 | 7/13/2011 6:23:20 AM |
bold-shrewd-duty | $44.98 | 7/13/2011 10:41:17 PM |
travels536 | $25.01 | 7/14/2011 6:31:45 AM |
gristle_mcthornbody | $25.00 | 7/14/2011 1:32:09 PM |
Weaverville | $25.00 | 7/14/2011 5:08:54 PM |
dollar-authority | $100.00 | 7/15/2011 7:21:48 AM |
payout-cello | $30.00 | 7/15/2011 10:28:41 AM |
fortytwo | $400.00 | 7/15/2011 5:19:37 PM |
dariop | $30.00 | 7/15/2011 5:31:17 PM |
head | $25.00 | 7/15/2011 6:18:09 PM |
surge9 | $100.00 | 7/15/2011 6:19:23 PM |
EBITDA | $25.00 | 7/15/2011 5:25:47 PM |
prominence8 | $25.00 | 7/15/2011 8:41:36 PM |
availableloan | $25.00 | 7/15/2011 9:01:21 PM |
mrsp2e | $25.00 | 7/15/2011 7:59:19 PM |
gold-cluster | $50.00 | 7/15/2011 9:43:15 PM |
pure-note0 | $25.00 | 7/15/2011 6:42:34 PM |
damage | $25.00 | 7/15/2011 7:50:47 PM |
melodious-openness | $39.89 | 7/15/2011 8:46:32 PM |
draggon77 | $25.00 | 7/16/2011 2:36:18 AM |
credit-missile | $100.00 | 7/16/2011 1:00:25 AM |
Zuzu | $67.76 | 7/15/2011 10:25:24 PM |
loan_doctor | $25.00 | 7/15/2011 11:21:04 PM |
Scotcha | $50.00 | 7/16/2011 5:39:06 AM |
LaBamba | $40.00 | 7/16/2011 7:11:22 AM |
jetsons6866 | $50.00 | 7/16/2011 3:43:48 AM |
first-favorite-bonus9 | $25.00 | 7/16/2011 12:13:59 PM |
worthy-bid8 | $25.00 | 7/18/2011 6:22:36 AM |
sgt-schultz | $40.00 | 7/19/2011 6:50:17 AM |
168RichCapital | $25.07 | 7/19/2011 7:34:02 AM |
Rogelio48 | $25.00 | 7/19/2011 8:10:14 AM |
musegaze | $100.00 | 7/19/2011 8:56:52 AM |
ommcd | $25.00 | 7/19/2011 9:08:20 AM |
asiaratt | $50.00 | 7/19/2011 9:12:37 AM |
shrewd-income | $50.00 | 7/19/2011 10:33:05 AM |
double22 | $78.81 | 7/19/2011 1:03:21 PM |
RadCad1 | $95.21 | 7/19/2011 3:20:28 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
515159
This series of Notes was issued and sold upon the funding of the borrower loan #51314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $329.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 5% |
Credit score:
| 820-839 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
2 | Length of status: | 13y 11m |
Amount delinquent:
| $1,872 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $77 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-recruiter9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I'm 50 years old and very reliable.
I really want a decent boat before I get to old to enjoy it. I'm 50 years old. I want to enjoy my grandkids before 'grandpaw' is no longer fun.
I am a good candidate for this loan because, I've had excellent credit
for my entire life until my recent divorce and I'm debt free.
(except for my home).
Now my credit rating is a just little short.
So, I need a lttle help short term.
I will always pay on time and I will likely pay my loan off early.
Thanks very much
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
uberrific | $100.00 | 7/7/2011 9:01:29 AM |
HamachiMan | $50.00 | 7/7/2011 9:01:41 AM |
compoundinterest | $50.00 | 7/7/2011 9:02:01 AM |
indomitable-coin | $25.00 | 7/7/2011 9:00:51 AM |
jubilant-trade6 | $50.00 | 7/8/2011 12:21:20 AM |
rescue | $100.00 | 7/8/2011 5:24:46 AM |
a-responsible-return | $50.00 | 7/8/2011 7:27:45 AM |
fortytwo | $250.00 | 7/9/2011 10:38:24 AM |
nickel-ferret | $50.00 | 7/11/2011 7:41:19 AM |
a-finance-nirvana | $40.00 | 7/12/2011 4:48:00 AM |
chris-heretoinvest | $25.00 | 7/12/2011 11:41:36 AM |
brainy-repayment5 | $64.05 | 7/12/2011 3:59:00 PM |
flexible-duty3 | $25.00 | 7/13/2011 5:47:08 AM |
amaizblanco | $40.00 | 7/13/2011 9:28:18 PM |
godfather4u | $250.00 | 7/13/2011 10:08:02 PM |
radiant-integrity | $200.00 | 7/14/2011 5:23:31 AM |
wise-alluring-penny | $100.00 | 7/14/2011 6:47:14 AM |
damage | $25.00 | 7/14/2011 8:19:35 AM |
peb44 | $25.00 | 7/14/2011 9:29:20 AM |
goldfinger3 | $50.00 | 7/14/2011 9:33:58 AM |
pearl13 | $100.00 | 7/14/2011 9:13:38 AM |
happy-yield | $25.00 | 7/14/2011 2:43:35 PM |
summerhorn | $50.00 | 7/14/2011 1:15:27 PM |
Dragon4021 | $25.00 | 7/14/2011 1:59:42 PM |
kdog99 | $100.00 | 7/14/2011 4:33:01 PM |
larrynava | $35.87 | 7/15/2011 1:05:21 AM |
Ananya | $25.00 | 7/15/2011 7:06:51 AM |
Peterman | $25.00 | 7/15/2011 10:59:39 AM |
enchanted-truth264 | $25.00 | 7/15/2011 12:06:26 PM |
RedantFinance | $25.00 | 7/15/2011 7:54:27 PM |
secondphase | $50.00 | 7/15/2011 7:13:49 PM |
Kubasaki | $80.00 | 7/15/2011 6:14:26 PM |
AFairDeal | $30.00 | 7/16/2011 12:38:50 AM |
moola-accelerator6 | $30.00 | 7/15/2011 8:06:40 PM |
xlch | $25.00 | 7/15/2011 9:03:00 PM |
finance-symphony7 | $41.15 | 7/16/2011 4:32:08 AM |
Untiedshu | $40.00 | 7/15/2011 9:20:55 PM |
jetsons6866 | $50.00 | 7/16/2011 3:45:13 AM |
MoneyTree79 | $25.00 | 7/16/2011 10:38:59 AM |
competent-p2p | $42.96 | 7/16/2011 12:14:14 PM |
Ocean713 | $100.00 | 7/16/2011 12:51:49 PM |
sentimental-silver7 | $35.00 | 7/16/2011 1:04:06 PM |
Borhino | $25.00 | 7/16/2011 12:17:52 PM |
CreditBuilder2 | $50.00 | 7/16/2011 1:31:11 PM |
ccdirectt | $25.00 | 7/16/2011 1:37:27 PM |
ccclaireee333 | $25.00 | 7/16/2011 3:47:33 PM |
asset-expert0 | $25.00 | 7/16/2011 11:47:15 PM |
littlebuddha | $77.49 | 7/17/2011 2:32:02 AM |
tkr2 | $25.00 | 7/16/2011 5:03:19 PM |
SolarMoonshine | $25.00 | 7/16/2011 6:15:02 PM |
GCInvestments | $25.00 | 7/16/2011 7:51:37 PM |
stensonb | $25.00 | 7/16/2011 11:50:24 PM |
adir1 | $25.00 | 7/17/2011 12:03:10 AM |
radiant-fund | $100.00 | 7/17/2011 7:55:08 AM |
power-companion7 | $100.00 | 7/17/2011 3:23:35 PM |
BOZO88 | $25.00 | 7/17/2011 10:45:22 AM |
first-dinero-paladin | $50.00 | 7/17/2011 10:55:57 AM |
GoldenGo4 | $50.00 | 7/17/2011 3:33:19 PM |
mednole | $25.00 | 7/17/2011 4:31:25 PM |
shrewd-deal3 | $250.00 | 7/17/2011 6:11:59 PM |
Weaverville | $50.00 | 7/18/2011 9:09:54 AM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:18 PM |
MissionMicroFinance | $25.00 | 7/18/2011 6:39:30 PM |
britgsb | $30.00 | 7/19/2011 2:01:01 AM |
treasure-exchanger2 | $50.00 | 7/19/2011 7:36:48 AM |
abundant-marketplace436 | $50.00 | 7/19/2011 9:54:15 AM |
MacAtk | $78.37 | 7/19/2011 10:51:40 AM |
orange-courageous-dedication | $50.00 | 7/19/2011 10:31:20 AM |
mizount | $25.00 | 7/19/2011 10:48:24 AM |
radforj22 | $25.00 | 7/14/2011 7:46:43 PM |
Veets | $125.00 | 7/14/2011 5:49:54 PM |
pnace | $50.00 | 7/7/2011 9:01:51 AM |
sandbreaker | $100.00 | 7/7/2011 9:02:38 AM |
ski bum | $100.00 | 7/7/2011 9:01:22 AM |
organized-payment6 | $50.00 | 7/7/2011 9:01:32 AM |
BxRealtor | $25.00 | 7/7/2011 5:07:17 PM |
greenback-seagull2 | $100.00 | 7/11/2011 9:09:59 AM |
MadHun | $175.00 | 7/11/2011 2:18:34 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:46 PM |
loyalty-sherpa | $25.00 | 7/11/2011 5:16:43 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:40 PM |
streak269 | $79.47 | 7/13/2011 4:38:41 AM |
Harry | $25.00 | 7/13/2011 7:25:09 AM |
shellstar | $32.88 | 7/13/2011 11:19:40 AM |
Sierrahh | $50.00 | 7/13/2011 8:55:54 PM |
Zolton | $100.00 | 7/13/2011 6:12:41 PM |
Leo212 | $49.00 | 7/14/2011 5:49:08 AM |
1stTime2ndChance | $25.00 | 7/14/2011 10:20:19 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:41 PM |
virtuous-repayment | $25.00 | 7/14/2011 3:35:47 PM |
mrpowers5531 | $25.00 | 7/15/2011 10:18:04 AM |
ddog0224 | $25.00 | 7/15/2011 1:02:37 PM |
jasonblings | $25.00 | 7/15/2011 6:25:51 PM |
BONSAY | $60.00 | 7/16/2011 2:24:05 AM |
vwally | $25.00 | 7/16/2011 6:44:25 AM |
AM2008 | $25.00 | 7/16/2011 7:33:55 AM |
420limo | $25.00 | 7/16/2011 6:00:27 AM |
coin-popcorn | $25.00 | 7/16/2011 9:51:49 AM |
sri59 | $100.00 | 7/16/2011 11:01:18 AM |
Sneezie | $100.00 | 7/16/2011 12:31:09 PM |
drkosh | $25.00 | 7/16/2011 3:49:48 PM |
Havana21 | $50.00 | 7/16/2011 2:12:18 PM |
vine99 | $100.00 | 7/16/2011 6:02:18 PM |
1SteelerFan | $25.00 | 7/16/2011 3:00:57 PM |
currency-persimmon | $50.00 | 7/17/2011 5:11:17 AM |
s270 | $25.00 | 7/17/2011 3:42:01 AM |
liberty-point | $50.00 | 7/17/2011 10:20:02 AM |
worth-excellence4 | $25.00 | 7/16/2011 6:49:27 PM |
blue111 | $25.00 | 7/17/2011 7:01:06 AM |
availableloan | $25.00 | 7/16/2011 9:48:52 PM |
JPAW777 | $43.19 | 7/17/2011 9:15:34 AM |
john2218 | $25.00 | 7/17/2011 3:14:48 PM |
jebber007 | $50.00 | 7/17/2011 12:19:02 PM |
GodzillaLending | $100.00 | 7/17/2011 3:58:41 PM |
roadtruck | $60.00 | 7/17/2011 12:46:49 PM |
dollar-sonnet3 | $50.00 | 7/17/2011 10:44:03 AM |
marwadi-62 | $100.00 | 7/17/2011 2:52:12 PM |
108lender | $100.00 | 7/17/2011 4:33:35 PM |
golden-cat | $25.00 | 7/17/2011 12:44:17 PM |
WesLL | $2,000.00 | 7/17/2011 7:13:08 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:32 PM |
money-bauble | $100.00 | 7/18/2011 10:31:40 AM |
blissful-dollar3 | $250.00 | 7/18/2011 2:11:42 PM |
gojackgo | $50.00 | 7/18/2011 10:56:40 AM |
successful-agreement7 | $100.00 | 7/18/2011 2:56:57 PM |
Auditman | $50.00 | 7/18/2011 6:09:39 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:22 PM |
reflective-rupee | $200.09 | 7/19/2011 12:03:50 AM |
ski3632 | $25.00 | 7/19/2011 5:56:39 AM |
skuba | $75.00 | 7/19/2011 6:49:12 AM |
joshredneck | $35.00 | 7/19/2011 6:49:41 AM |
TikPmp1 | $25.00 | 7/19/2011 12:22:45 AM |
gold-commander0 | $50.00 | 7/18/2011 11:47:57 PM |
lagnisiruk | $25.00 | 7/19/2011 1:03:02 AM |
encore06 | $25.00 | 7/19/2011 7:17:23 AM |
sgt-schultz | $25.00 | 7/19/2011 6:35:06 AM |
peace-flower9 | $25.00 | 7/19/2011 8:31:05 AM |
rlgnyc | $25.00 | 7/19/2011 10:19:17 AM |
benjamins-utopia | $50.00 | 7/19/2011 8:35:15 AM |
wwwUniversal | $25.00 | 7/19/2011 9:12:13 AM |
mdc1988 | $50.48 | 7/19/2011 10:22:35 AM |
141 Investments
|
Borrower Payment Dependent Notes Series
515315
This series of Notes was issued and sold upon the funding of the borrower loan #51406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $612.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 57% |
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Religious |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,085 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| hut437 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SC Biz Loan
Purpose of loan: seed money for start up company
This loan will be used to...fund Pilot Test prior to Angel Investments
My financial situation: is good
I am a good candidate for this loan because...have well-researched, solid business plan,
Monthly net income: $2,600
Monthly expenses: $
Housing: $1749
Insurance: $600
Car expenses: $ negl
Utilities: $
Phone, cable, internet: $
Food, entertainment: $ negl
Clothing, household expenses: $
Credit cards and other loans: $ 1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/7/2011 5:01:32 PM |
simplelender80 | $100.00 | 7/7/2011 5:01:46 PM |
lloyd_s | $25.00 | 7/8/2011 5:33:30 AM |
profit-powerplant | $25.00 | 7/8/2011 9:56:45 AM |
Investor_DP | $100.00 | 7/8/2011 9:55:04 PM |
Investor_DP | $100.00 | 7/8/2011 10:02:06 PM |
tech310 | $50.00 | 7/9/2011 7:52:39 PM |
Dubbs360 | $25.00 | 7/12/2011 12:58:40 AM |
red-power-pecan | $50.00 | 7/12/2011 9:24:11 AM |
diplomatic-wealth7 | $25.00 | 7/12/2011 3:53:15 PM |
pearl13 | $100.00 | 7/14/2011 3:13:48 PM |
Weaverville | $25.00 | 7/14/2011 8:59:08 PM |
jkeller4000 | $25.00 | 7/15/2011 5:49:43 AM |
enchanted-truth264 | $25.00 | 7/15/2011 9:03:13 PM |
prominence8 | $25.00 | 7/15/2011 8:50:23 PM |
BankofRon | $25.00 | 7/16/2011 12:17:19 PM |
versatile-benefit933 | $37.22 | 7/16/2011 1:21:46 PM |
radiant-fund | $100.00 | 7/17/2011 7:52:46 AM |
EarlyRiser | $100.00 | 7/16/2011 4:07:18 PM |
diligent-peace9 | $25.00 | 7/16/2011 8:04:12 PM |
john2218 | $25.00 | 7/17/2011 3:12:58 PM |
jebber007 | $50.00 | 7/17/2011 12:30:24 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:36 PM |
WesLL | $1,000.00 | 7/17/2011 7:12:31 PM |
economy-coup | $100.00 | 7/18/2011 12:57:34 AM |
CaptainCrunch | $25.00 | 7/18/2011 4:30:24 AM |
gain-expert | $30.00 | 7/18/2011 1:54:31 PM |
worthy-bid8 | $25.00 | 7/19/2011 12:38:10 AM |
secureincome | $1,500.00 | 7/19/2011 6:59:20 AM |
whatreality | $25.00 | 7/19/2011 7:38:52 AM |
velocity-motivator6 | $25.00 | 7/19/2011 10:21:32 AM |
newest-organic-rupee | $40.00 | 7/19/2011 10:26:13 AM |
moola-trumpeter | $25.00 | 7/19/2011 10:18:40 AM |
stock106 | $25.00 | 7/19/2011 10:37:02 AM |
basis-wizard8 | $50.00 | 7/19/2011 10:42:36 AM |
meteoric-asset4 | $25.00 | 7/19/2011 12:49:31 PM |
WesLL | $2,000.00 | 7/19/2011 2:25:01 PM |
treasure-bliss | $50.00 | 7/19/2011 3:57:13 PM |
GiftViftdotcom | $25.00 | 7/19/2011 12:12:13 PM |
aesop56 | $46.00 | 7/19/2011 4:10:38 PM |
klinebarger | $25.00 | 7/19/2011 3:18:00 PM |
wealth-pal3 | $50.00 | 7/19/2011 4:51:05 PM |
the-discrete-income | $50.00 | 7/19/2011 3:47:02 PM |
deepblue34 | $30.00 | 7/19/2011 4:09:51 PM |
SecondChanceLendingSERV | $25.00 | 7/19/2011 5:21:43 PM |
supersarah61 | $50.00 | 7/19/2011 4:15:14 PM |
TakeCare | $100.00 | 7/19/2011 4:18:40 PM |
Alittleluck | $50.00 | 7/19/2011 6:43:39 PM |
hopeful-silver5 | $25.00 | 7/19/2011 6:51:37 PM |
baker31 | $50.00 | 7/19/2011 4:29:19 PM |
wise-benjamins-fortress | $25.00 | 7/19/2011 4:32:08 PM |
alphaseek | $200.00 | 7/19/2011 4:55:16 PM |
ommcd | $25.00 | 7/19/2011 5:08:57 PM |
ironman84 | $100.00 | 7/19/2011 6:12:23 PM |
p2ploan-sensation211 | $25.00 | 7/19/2011 6:28:36 PM |
BeanCownter | $50.00 | 7/19/2011 6:57:44 PM |
worth-blanket2 | $5,000.00 | 7/19/2011 4:31:31 PM |
villagers | $25.00 | 7/8/2011 12:31:02 PM |
Investoman | $50.00 | 7/11/2011 6:20:45 AM |
economy-huckleberry0 | $25.00 | 7/11/2011 2:25:56 PM |
6moonbeams | $25.00 | 7/13/2011 1:55:32 PM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:44 PM |
MilitaryLending | $42.35 | 7/14/2011 6:45:10 PM |
sweetlan | $25.07 | 7/15/2011 8:28:01 PM |
handy-justice | $50.00 | 7/15/2011 6:11:55 PM |
supreme-hope | $25.00 | 7/16/2011 5:23:45 AM |
suave-dime6 | $25.00 | 7/16/2011 7:41:45 AM |
NYCFinancier | $43.37 | 7/16/2011 2:07:16 PM |
important-openness1 | $100.00 | 7/17/2011 10:42:37 AM |
liberty-point | $25.00 | 7/17/2011 10:18:25 AM |
dynrep | $50.00 | 7/17/2011 12:36:21 PM |
108lender | $50.00 | 7/17/2011 4:40:03 PM |
bold-peaceful-silver | $34.45 | 7/18/2011 6:48:36 AM |
sgt-schultz | $35.00 | 7/18/2011 6:38:41 AM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:04 PM |
wealth-fighter3 | $25.00 | 7/18/2011 12:28:04 PM |
first-favorite-bonus9 | $25.00 | 7/18/2011 4:52:15 PM |
generous-deal6 | $50.00 | 7/18/2011 5:45:11 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:24 PM |
fortytwo | $200.00 | 7/18/2011 11:06:36 PM |
sappy02 | $100.00 | 7/19/2011 10:20:41 AM |
birddogsb | $50.00 | 7/19/2011 10:20:51 AM |
ITExec | $100.00 | 7/19/2011 10:39:05 AM |
sensational-dinero6 | $150.00 | 7/19/2011 1:29:37 PM |
balance-warrior | $25.03 | 7/19/2011 12:40:09 PM |
x-lender | $50.00 | 7/19/2011 4:37:59 PM |
new-reward-sequoia | $25.00 | 7/19/2011 4:51:55 PM |
neutrino6 | $35.00 | 7/19/2011 3:40:06 PM |
Banker2OO7 | $50.00 | 7/19/2011 2:43:10 PM |
fund-baker | $28.75 | 7/19/2011 3:46:54 PM |
gold-cluster | $50.00 | 7/19/2011 2:59:46 PM |
RadCad1 | $150.00 | 7/19/2011 3:07:55 PM |
Bob450 | $25.32 | 7/19/2011 4:35:10 PM |
svandgts | $25.00 | 7/19/2011 5:36:20 PM |
natural-platinum | $25.00 | 7/19/2011 4:02:33 PM |
umfan123 | $25.00 | 7/19/2011 4:37:22 PM |
mammalian4 | $25.00 | 7/19/2011 5:55:34 PM |
loot-supporter2 | $25.00 | 7/19/2011 6:19:15 PM |
Madmigel | $42.44 | 7/19/2011 6:40:44 PM |
melodious-openness | $161.28 | 7/19/2011 7:11:12 PM |
zippy-ore3 | $50.00 | 7/19/2011 5:16:42 PM |
Joyflyer | $190.51 | 7/19/2011 5:42:09 PM |
wise-clean-penny | $25.00 | 7/19/2011 5:51:03 PM |
kulender | $100.00 | 7/19/2011 6:32:21 PM |
scabrendan | $100.00 | 7/19/2011 5:31:38 PM |
Bank42 | $25.00 | 7/19/2011 6:01:50 PM |
eker1170 | $53.21 | 7/19/2011 6:12:39 PM |
107 Investments
|
Borrower Payment Dependent Notes Series
515395
This series of Notes was issued and sold upon the funding of the borrower loan #51381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-08-2011 |
Term:
| 60 months | | |
Listing End date:
| Jul-20-2011 |
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $367.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
7 | Length of status: | 16y 4m |
Amount delinquent:
| $285 |
Total credit lines:
| 38 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,552 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| resource4biz |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Growth
Purpose of loan: Acquisition of a small business unit.
This loan will be used to purchase a small business unit that will be added to our current business services. The business unit I am purchasings has 8000 customers that pay a monthly fee for hosting auction images. My current business already offers web hosting services and this addition will excell our growth. Our current hosting revenue is 15k and with this purchase we hope to double.
My financial situation: Solid with some debt. (5k in savings and 70k in 401k).
I am a good candidate for this loan because... I have never defaulted on a loan and I have never filed bankruptcy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Veets | $125.00 | 7/14/2011 5:49:58 PM |
ski bum | $100.00 | 7/8/2011 5:03:07 PM |
compoundinterest | $50.00 | 7/8/2011 5:03:34 PM |
indomitable-coin | $25.00 | 7/8/2011 5:02:51 PM |
pnace | $50.00 | 7/8/2011 5:03:26 PM |
NJournalist | $25.00 | 7/9/2011 12:13:18 PM |
jmeasn | $25.00 | 7/9/2011 3:32:02 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:35 AM |
jubilant-trade6 | $25.00 | 7/11/2011 9:10:12 AM |
PurplePonchoMan | $25.00 | 7/11/2011 1:32:00 PM |
nimit12 | $500.00 | 7/11/2011 3:21:52 PM |
Investor_DP | $100.00 | 7/12/2011 8:02:26 PM |
jimbo29blue | $50.00 | 7/13/2011 5:24:31 AM |
happy-loyalty | $25.00 | 7/13/2011 8:41:05 AM |
6moonbeams | $25.00 | 7/13/2011 1:55:37 PM |
finance-symphony7 | $47.12 | 7/13/2011 7:07:10 PM |
Sierrahh | $50.00 | 7/13/2011 8:56:16 PM |
pearl13 | $100.00 | 7/14/2011 9:32:37 AM |
dime-historian | $25.00 | 7/14/2011 9:24:25 AM |
Peacepower | $25.00 | 7/14/2011 2:22:07 PM |
happy-yield | $25.00 | 7/14/2011 2:44:34 PM |
cashasaurus0 | $100.00 | 7/15/2011 5:14:25 AM |
Ellendra | $27.83 | 7/15/2011 10:34:52 AM |
fortytwo | $400.00 | 7/15/2011 5:19:13 PM |
skidoo99 | $70.00 | 7/15/2011 6:04:28 PM |
GetItRight | $50.00 | 7/15/2011 7:07:36 PM |
calimanusa | $25.32 | 7/15/2011 11:07:50 PM |
trade-surge3 | $50.00 | 7/16/2011 9:09:42 AM |
vwally | $25.00 | 7/16/2011 6:46:16 AM |
GoldenGo4 | $50.00 | 7/16/2011 7:18:46 AM |
refined-peso9 | $100.00 | 7/16/2011 11:19:14 AM |
minista | $50.00 | 7/16/2011 10:04:38 AM |
CaptainBlueberry | $25.00 | 7/16/2011 1:19:29 PM |
C_Mark | $150.00 | 7/16/2011 2:13:24 PM |
Oak-Parker | $25.00 | 7/16/2011 3:11:44 PM |
RLaumeyer | $25.00 | 7/16/2011 3:30:00 PM |
BuildingShanghai | $43.36 | 7/16/2011 10:29:54 PM |
asset-expert0 | $25.00 | 7/16/2011 11:50:17 PM |
fund-dragster | $25.03 | 7/17/2011 5:57:50 AM |
blue111 | $25.00 | 7/17/2011 7:01:34 AM |
prudent-marketplace7 | $50.00 | 7/17/2011 3:40:28 PM |
Cash4U2also | $50.00 | 7/17/2011 3:06:33 PM |
john2218 | $25.00 | 7/17/2011 3:12:05 PM |
blue-velocity-investor | $25.00 | 7/17/2011 5:12:51 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:43 PM |
peso-mate | $50.00 | 7/17/2011 7:34:37 PM |
sgt-schultz | $25.00 | 7/18/2011 6:36:07 AM |
deal-gazer | $390.00 | 7/18/2011 10:26:33 AM |
exuberant-dime | $25.00 | 7/18/2011 10:11:46 AM |
gojackgo | $50.00 | 7/18/2011 10:56:45 AM |
apple757 | $25.00 | 7/18/2011 11:20:07 AM |
wealth-fighter3 | $25.00 | 7/18/2011 12:27:26 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:08 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:33 PM |
BuildingShanghai | $40.90 | 7/18/2011 6:33:14 PM |
ect_2k20 | $25.79 | 7/19/2011 7:04:38 AM |
manatee21 | $70.00 | 7/19/2011 9:00:24 AM |
BuffetRocks | $200.00 | 7/19/2011 10:25:25 AM |
upperdeck | $25.00 | 7/19/2011 10:28:48 AM |
Swabjockey | $25.00 | 7/19/2011 10:58:10 AM |
OldFriend | $50.00 | 7/19/2011 10:26:18 AM |
inspired-investment8 | $100.00 | 7/19/2011 10:20:23 AM |
a-tranquil-liberty | $25.00 | 7/19/2011 10:39:07 AM |
iamwhatiam | $25.00 | 7/19/2011 10:24:07 AM |
valueguru | $150.00 | 7/19/2011 12:13:07 PM |
pnace | $40.00 | 7/19/2011 10:43:02 AM |
cocopuffs | $25.00 | 7/19/2011 1:32:49 PM |
GiftViftdotcom | $50.00 | 7/19/2011 11:27:13 AM |
klinebarger | $25.00 | 7/19/2011 3:23:44 PM |
hawaiitechnical | $25.00 | 7/19/2011 11:37:38 AM |
ConcreteOne | $25.00 | 7/19/2011 4:19:16 PM |
George13 | $50.00 | 7/19/2011 1:34:54 PM |
Jennworld | $100.00 | 7/19/2011 5:01:00 PM |
GrooveBiz | $25.00 | 7/19/2011 2:56:57 PM |
money-animal3 | $50.00 | 7/19/2011 3:13:32 PM |
radiant-bazaar1 | $25.00 | 7/19/2011 3:49:51 PM |
supersarah61 | $50.00 | 7/19/2011 4:05:56 PM |
eker1170 | $25.00 | 7/19/2011 6:09:30 PM |
revenue-giraffe5 | $50.00 | 7/19/2011 4:53:12 PM |
worth-topper4 | $25.00 | 7/19/2011 4:10:15 PM |
strgazr8888 | $25.00 | 7/19/2011 4:16:45 PM |
unequaled-pound | $27.21 | 7/19/2011 6:52:58 PM |
Dano007 | $100.00 | 7/19/2011 7:44:23 PM |
first-riveting-dollar | $100.00 | 7/19/2011 6:18:37 PM |
adventurous-commerce | $50.00 | 7/19/2011 8:35:47 PM |
Alittleluck | $25.00 | 7/19/2011 6:42:33 PM |
funds-control3 | $36.16 | 7/19/2011 9:29:28 PM |
iaviate1 | $25.00 | 7/19/2011 9:47:39 PM |
DreDub | $50.00 | 7/19/2011 7:15:29 PM |
promise2 | $50.00 | 7/19/2011 7:17:38 PM |
heroic-deal7 | $25.00 | 7/19/2011 11:15:25 PM |
CO_Engineer | $38.04 | 7/19/2011 11:45:42 PM |
income-buffalo1 | $200.00 | 7/19/2011 7:29:42 PM |
wise-clean-penny | $25.00 | 7/19/2011 6:49:21 PM |
spursdog | $50.00 | 7/19/2011 7:38:35 PM |
wwwUniversal | $25.00 | 7/20/2011 12:22:38 AM |
platinum-czar | $56.60 | 7/20/2011 2:49:15 AM |
BLUE300Z | $25.00 | 7/20/2011 4:11:35 AM |
palace2 | $56.30 | 7/20/2011 4:54:46 AM |
jpac1066 | $50.00 | 7/19/2011 7:45:26 PM |
RedantFinance | $25.00 | 7/19/2011 8:37:13 PM |
aztec | $50.00 | 7/19/2011 9:18:42 PM |
Vaanolo | $48.00 | 7/19/2011 8:05:42 PM |
cash-cymbal | $25.00 | 7/19/2011 8:13:16 PM |
aztec | $50.00 | 7/19/2011 9:23:40 PM |
justice-cub5 | $100.00 | 7/19/2011 9:25:12 PM |
brightest-dynamic-peace | $30.00 | 7/19/2011 10:27:22 PM |
jlendog | $68.00 | 7/19/2011 9:16:57 PM |
swingkid | $200.00 | 7/19/2011 11:30:54 PM |
IIP77 | $25.00 | 7/20/2011 12:23:16 AM |
reflective-rupee | $25.09 | 7/20/2011 2:07:12 AM |
IPlayOutsideTheBox | $38.62 | 7/20/2011 2:10:25 AM |
SolarMoonshine | $25.00 | 7/20/2011 3:37:39 AM |
wampum-chorus3 | $100.00 | 7/20/2011 5:59:28 AM |
loan-galaxy6 | $500.00 | 7/20/2011 6:56:52 AM |
worldly-investment333 | $55.67 | 7/20/2011 7:10:40 AM |
radforj22 | $25.00 | 7/18/2011 10:04:18 AM |
uberrific | $100.00 | 7/8/2011 5:03:11 PM |
organized-payment6 | $50.00 | 7/8/2011 5:03:14 PM |
proper-commitment5 | $25.00 | 7/9/2011 10:15:11 AM |
fortytwo | $250.00 | 7/9/2011 10:48:41 AM |
HamachiMan | $50.00 | 7/9/2011 1:07:29 PM |
rescue | $100.00 | 7/11/2011 3:06:45 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:59 PM |
BxRealtor | $25.00 | 7/11/2011 5:14:01 PM |
jimbo29blue | $65.00 | 7/13/2011 5:24:48 AM |
Harry | $25.00 | 7/13/2011 7:25:18 AM |
web284 | $25.00 | 7/13/2011 9:20:45 AM |
dime-vista2 | $25.00 | 7/13/2011 1:48:31 PM |
healingangel22 | $25.00 | 7/13/2011 4:40:52 PM |
hughro | $60.00 | 7/14/2011 4:45:04 AM |
Rivermaverick | $25.00 | 7/14/2011 6:51:09 AM |
greenback-seagull2 | $100.00 | 7/14/2011 9:14:17 AM |
peb44 | $25.00 | 7/14/2011 9:27:08 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:48 PM |
power-bluebird2 | $50.00 | 7/14/2011 1:58:39 PM |
virtuous-repayment | $25.00 | 7/14/2011 3:35:54 PM |
loyalty-sherpa | $25.00 | 7/14/2011 4:32:50 PM |
Peterman | $25.00 | 7/15/2011 10:59:50 AM |
well-rounded-liberty4 | $25.00 | 7/15/2011 9:41:43 AM |
horseshoelake | $50.00 | 7/15/2011 2:29:53 PM |
Dolfan13 | $50.00 | 7/15/2011 5:14:54 PM |
vigorous-velocity | $100.00 | 7/15/2011 8:20:22 PM |
availableloan | $25.00 | 7/15/2011 8:58:14 PM |
moola-accelerator6 | $40.00 | 7/15/2011 7:57:14 PM |
Quiddity | $50.00 | 7/16/2011 12:47:44 AM |
supreme-hope | $25.00 | 7/16/2011 6:21:55 AM |
hampa | $25.00 | 7/16/2011 6:30:15 AM |
STAN7366 | $100.00 | 7/16/2011 9:41:15 AM |
phchristensen | $50.00 | 7/16/2011 8:16:46 AM |
bh9720 | $85.00 | 7/16/2011 10:08:12 AM |
MoneyTree79 | $72.64 | 7/16/2011 10:37:12 AM |
market-pudding | $25.00 | 7/16/2011 2:16:14 PM |
unadilla | $100.00 | 7/16/2011 7:10:11 PM |
The_Swafford_Group | $100.00 | 7/16/2011 3:29:46 PM |
340 | $25.00 | 7/17/2011 12:40:55 AM |
oldrebel | $25.00 | 7/17/2011 9:13:00 AM |
liberty-point | $100.00 | 7/17/2011 10:15:07 AM |
mhammond | $50.00 | 7/17/2011 10:27:16 AM |
slhsmile125 | $49.77 | 7/17/2011 3:23:43 PM |
ursus | $50.00 | 7/17/2011 3:26:12 PM |
GodzillaLending | $100.00 | 7/17/2011 3:54:03 PM |
Archchancellor | $50.00 | 7/18/2011 3:22:19 AM |
helpwithoutbanks | $33.00 | 7/18/2011 7:08:19 AM |
affluence-promise | $25.00 | 7/18/2011 9:36:13 AM |
CreditBuilder2 | $50.00 | 7/18/2011 1:20:41 PM |
bold-enriching-capital | $30.43 | 7/18/2011 5:21:21 PM |
Hexnut | $50.00 | 7/18/2011 9:03:24 PM |
dudebrah | $25.00 | 7/18/2011 5:19:45 PM |
calimanusa | $35.32 | 7/18/2011 11:22:00 PM |
CommLendOff | $30.74 | 7/19/2011 7:13:29 AM |
treasure-exchanger2 | $50.00 | 7/19/2011 7:38:30 AM |
helvet | $25.25 | 7/19/2011 1:04:08 AM |
revenue-appraiser | $25.00 | 7/19/2011 5:39:30 AM |
JASON_ALFUND | $50.00 | 7/19/2011 7:57:55 AM |
red-money-advocator | $25.00 | 7/19/2011 10:20:50 AM |
pharmkid21 | $50.00 | 7/19/2011 10:27:23 AM |
finance-negotiator2 | $100.00 | 7/19/2011 10:29:59 AM |
elasermd | $50.00 | 7/19/2011 10:33:41 AM |
liberty-pecan | $300.00 | 7/19/2011 10:53:21 AM |
value-pouch | $50.00 | 7/19/2011 10:30:04 AM |
Cory79 | $25.00 | 7/19/2011 11:58:13 AM |
DTlender | $29.00 | 7/19/2011 11:12:31 AM |
Crimon | $28.75 | 7/19/2011 11:20:34 AM |
godfather4u | $100.00 | 7/19/2011 11:21:50 AM |
honorable-yield | $50.00 | 7/19/2011 10:58:06 AM |
vigorous-velocity | $100.00 | 7/19/2011 11:22:21 AM |
SNH | $200.00 | 7/19/2011 3:13:31 PM |
nprfan5 | $25.00 | 7/19/2011 11:28:35 AM |
vulgy | $100.00 | 7/19/2011 11:35:11 AM |
cloud8 | $100.00 | 7/19/2011 12:40:40 PM |
loyalty-czar | $50.00 | 7/19/2011 1:08:46 PM |
wbwill | $25.00 | 7/19/2011 12:05:34 PM |
TakeCare | $200.00 | 7/19/2011 4:06:23 PM |
radiobuda | $50.00 | 7/19/2011 4:09:37 PM |
Veets | $250.00 | 7/19/2011 2:21:09 PM |
slartibardfast | $30.00 | 7/19/2011 2:57:10 PM |
SDKiwi | $25.00 | 7/19/2011 5:07:49 PM |
bold-basis-supernova | $65.28 | 7/19/2011 3:58:36 PM |
Zach842 | $105.82 | 7/19/2011 5:10:55 PM |
loot-castanets | $25.00 | 7/19/2011 3:40:15 PM |
baker31 | $50.00 | 7/19/2011 4:28:46 PM |
x-lender | $80.00 | 7/19/2011 4:37:17 PM |
108lender | $300.00 | 7/19/2011 4:47:18 PM |
kdog99 | $100.00 | 7/19/2011 4:08:06 PM |
dblaz5 | $1,000.00 | 7/19/2011 5:04:34 PM |
loan-oasis4 | $30.00 | 7/19/2011 7:10:44 PM |
cattlebaron | $50.00 | 7/19/2011 5:36:56 PM |
blue-lucrative-rate | $25.00 | 7/19/2011 9:41:55 PM |
kind-genuine-dough | $50.00 | 7/19/2011 6:03:55 PM |
BuildingShanghai | $105.07 | 7/19/2011 6:06:03 PM |
NYBIZ | $25.00 | 7/19/2011 7:19:09 PM |
fate-amenable-to-change | $100.00 | 7/19/2011 7:47:26 PM |
FredHead3 | $43.91 | 7/19/2011 7:48:03 PM |
BOZO88 | $25.00 | 7/19/2011 7:51:59 PM |
hostbank | $250.00 | 7/19/2011 8:03:32 PM |
LandE2BG | $50.00 | 7/19/2011 7:43:25 PM |
btrfly11 | $48.69 | 7/19/2011 8:38:36 PM |
investorrr | $100.00 | 7/19/2011 9:31:30 PM |
rutzebach | $75.00 | 7/19/2011 10:15:56 PM |
regahj99 | $25.00 | 7/19/2011 9:02:00 PM |
jubilant-trade6 | $50.00 | 7/20/2011 12:11:35 AM |
hidavehi | $26.00 | 7/19/2011 9:39:40 PM |
attractive-rate | $25.00 | 7/20/2011 2:23:26 AM |
loan-squadron3 | $25.00 | 7/20/2011 6:08:37 AM |
britgsb | $50.00 | 7/20/2011 6:10:08 AM |
well-rounded-finance924 | $75.00 | 7/20/2011 6:10:57 AM |
ultimatepaintball | $70.29 | 7/20/2011 6:46:39 AM |
228 Investments
|
Borrower Payment Dependent Notes Series
515453
This series of Notes was issued and sold upon the funding of the borrower loan #51414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 88% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Teacher's Aide |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,953 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| asset-amplifier574 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lakesidemom
Purpose of loan:
This loan will be used to...
My financial situation: House payment will be brought up to date and with the remaining funds I will be paying off a few credit card bills. This monthly payment will be lower than the total payments I have been making.
I am a good candidate for this loan because...I always pay my bills on time and only fell behind due to my spouse losing some time from work a while back. He is working full hours again and I will be working full hours at my job when school starts back up in September.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,400.00 | 7/19/2011 5:08:02 PM |
Investor_DP | $100.00 | 7/19/2011 5:02:26 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
515459
This series of Notes was issued and sold upon the funding of the borrower loan #51436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,100.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $135.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,211 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| dynamic-platinum3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
dynamic-platinum3,
Purpose of loan: Business Loan
This loan will be used to publish my new novel for which I already have a market to sell it.
My financial situation: Good
I am a good candidate for this loan because I have a steady income which goes directly into my bank account biweekly. I have another 6 months left on my car loan and in January 2012, I will have an additional $350 added to my income. I'm also due for a 5 percent union raise in October, which will add to my net income.
Monthly net income: $3,230
Monthly expenses: $2,126
Housing: $700
Insurance: $125
Car expenses: $350
Utilities: $65
Phone, cable, internet: $151
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $235
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-inspiring-peace | $25.00 | 7/9/2011 12:12:45 PM |
first-favorite-bonus9 | $25.00 | 7/9/2011 12:14:36 PM |
golffish2 | $25.00 | 7/11/2011 4:15:19 AM |
happy-yield | $25.00 | 7/14/2011 2:46:17 PM |
Rider | $25.00 | 7/15/2011 8:45:09 AM |
sweetlan | $25.07 | 7/15/2011 5:59:01 PM |
RLaumeyer | $25.00 | 7/15/2011 7:39:41 PM |
kind-charming-value | $500.00 | 7/15/2011 8:05:18 PM |
pure-note0 | $25.00 | 7/15/2011 6:46:56 PM |
SolarMoonshine | $25.00 | 7/16/2011 3:47:22 AM |
shellback13 | $118.82 | 7/16/2011 4:42:36 AM |
Daubertoo | $25.00 | 7/16/2011 9:23:44 AM |
contract-lionheart | $83.26 | 7/16/2011 8:55:04 AM |
vigilance-searcher | $25.00 | 7/16/2011 12:02:37 PM |
Something-Corporate | $25.00 | 7/16/2011 10:02:31 AM |
Leopoldine | $25.00 | 7/16/2011 11:00:15 AM |
CreditBuilder2 | $25.00 | 7/16/2011 1:40:00 PM |
thegreatstrafe | $25.00 | 7/16/2011 3:51:55 PM |
168RichCapital | $25.07 | 7/16/2011 5:27:39 PM |
market-pudding | $25.00 | 7/16/2011 2:20:23 PM |
let_me_retire | $125.00 | 7/16/2011 3:32:36 PM |
first-dinero-paladin | $50.00 | 7/17/2011 9:46:53 PM |
blissful-finance7 | $25.00 | 7/18/2011 9:56:30 AM |
RadCad1 | $100.00 | 7/19/2011 3:23:23 PM |
droopie1 | $25.00 | 7/19/2011 12:09:11 PM |
Dorf | $25.00 | 7/19/2011 7:52:02 PM |
priceless-money6 | $150.00 | 7/20/2011 8:00:05 AM |
icon7 | $40.00 | 7/20/2011 5:37:03 AM |
lakrav | $30.00 | 7/20/2011 7:13:52 AM |
ultimate-peace | $250.00 | 7/9/2011 1:32:01 PM |
Unitas4302 | $50.00 | 7/10/2011 6:32:15 AM |
InChicago | $50.00 | 7/12/2011 6:59:43 AM |
reflective-rupee | $200.09 | 7/12/2011 6:53:30 AM |
VJ_Financial | $26.02 | 7/14/2011 8:11:29 AM |
vutah | $25.00 | 7/14/2011 7:52:34 PM |
zorg77 | $25.00 | 7/15/2011 5:37:36 PM |
supreme-hope | $25.00 | 7/16/2011 5:36:28 AM |
pearl13 | $100.00 | 7/16/2011 9:06:14 AM |
melodious-openness | $100.00 | 7/16/2011 6:31:37 AM |
I-Believe-In-You | $30.00 | 7/16/2011 9:11:54 AM |
moola-accelerator6 | $25.00 | 7/16/2011 8:52:34 AM |
IASKGOD | $25.00 | 7/16/2011 3:50:03 PM |
wlm3012 | $30.00 | 7/17/2011 10:28:10 AM |
kinetic-social | $25.00 | 7/17/2011 10:31:36 AM |
diligent-moola9 | $25.00 | 7/17/2011 3:34:24 PM |
sgt-schultz | $35.00 | 7/19/2011 6:54:00 AM |
drb4ever | $25.00 | 7/19/2011 5:28:05 AM |
fuzed | $25.00 | 7/19/2011 9:02:24 AM |
loancrusader | $100.00 | 7/19/2011 10:26:12 AM |
blkfroggy | $25.00 | 7/19/2011 8:50:41 PM |
Investoman | $50.00 | 7/19/2011 7:08:01 PM |
first-riveting-dollar | $50.00 | 7/19/2011 6:20:52 PM |
ColoradoLender82 | $25.00 | 7/20/2011 8:20:39 AM |
red-benefit-ruler | $31.67 | 7/20/2011 9:24:01 AM |
web284 | $25.00 | 7/20/2011 8:34:15 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
515487
This series of Notes was issued and sold upon the funding of the borrower loan #51405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 16 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 31
/
26 | Length of status: | 4y 3m |
Amount delinquent:
| $74 |
Total credit lines:
| 62 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,958 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| investment-force6 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Education: Project Management Cerf
Purpose of loan:
Home Improvement - Painting (Two-Tone Color), New Door Designs, New Tiling (Kitchen and Entry)
My financial situation:
Working as an Accountant for 5 years.
Monthly net income: $3100
Monthly expenses: See Below
Housing: $1200
Insurance: $73
Car expenses: $284 (Car Payment)
Utilities: $200 (includes HOA fees)
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $125 (Student Loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,599.91 | 7/19/2011 4:47:41 PM |
reflective-rupee | $300.09 | 7/9/2011 1:24:40 PM |
pearl13 | $100.00 | 7/16/2011 9:06:13 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
515495
This series of Notes was issued and sold upon the funding of the borrower loan #51380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-12-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 58% |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $81,657 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| awe-inspiring-dedication4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
borrower
Purpose of loan:
This loan will be used to...house and car repairs
My financial situation:
I am a good candidate for this loan because...my credit is good and i am never late with payments
Monthly net income: $1500.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $140.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $336.00
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vine99 | $65.00 | 7/8/2011 5:02:37 PM |
Investor_DP | $100.00 | 7/8/2011 5:03:17 PM |
simplelender80 | $100.00 | 7/8/2011 5:03:22 PM |
Investor_DP | $100.00 | 7/8/2011 9:55:09 PM |
Unitas4302 | $50.00 | 7/10/2011 6:31:31 AM |
scamps | $25.00 | 7/11/2011 9:26:59 PM |
market-pudding | $25.00 | 7/12/2011 8:00:25 AM |
worldly-investment333 | $129.91 | 7/12/2011 8:02:48 AM |
Investor_DP | $100.00 | 7/8/2011 10:02:10 PM |
social-hunter5 | $25.00 | 7/9/2011 10:57:37 AM |
profit-powerplant | $100.00 | 7/9/2011 10:58:08 AM |
reflective-rupee | $25.09 | 7/9/2011 12:57:41 PM |
favorite-commerce | $30.00 | 7/9/2011 1:58:29 PM |
alexgalt | $25.00 | 7/9/2011 1:01:24 PM |
tech310 | $50.00 | 7/9/2011 7:52:41 PM |
economy-huckleberry0 | $25.00 | 7/11/2011 2:36:40 PM |
Dubbs360 | $25.00 | 7/12/2011 12:58:43 AM |
scrappy-diversification7 | $2,000.00 | 7/12/2011 7:54:26 AM |
18 Investments
|
Borrower Payment Dependent Notes Series
515551
This series of Notes was issued and sold upon the funding of the borrower loan #51391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-12-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $279.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 14y 9m |
Amount delinquent:
| $215 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,895 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| learningexperience |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,001.00 | < 31 days late:
| 0
( 0% )
| 540-559
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
2nd Prosper Loan
I am a good candidate for this loan because I have a strong work ethic and job history. I've been at my current job for 15 years. I have been rebuilding my credit for awhile now, it's still a work in progress but I am determined and this loan will help me finish what I have started. My credit card payments will be reduced significantly, if approved. I paid my first loan on time every time; didn't miss one payment and will not miss a payment on this loan either. Thanks for taking the time to consider me for this own.
Monthly net income: $4000
Monthly expenses: $3214
Housing: $929
Insurance: $205
Car expenses: $355
Utilities: $150
Phone, cable, internet: $275
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $40.00 | 7/12/2011 9:02:42 AM |
mrxtravis | $25.00 | 7/12/2011 9:03:05 AM |
Aberdeen | $5,000.00 | 7/12/2011 9:03:10 AM |
golffish2 | $50.00 | 7/12/2011 9:04:06 AM |
loanman2007 | $260.00 | 7/12/2011 9:12:18 AM |
DHolly | $25.00 | 7/12/2011 9:06:03 AM |
fascinating-generosity3 | $200.00 | 7/12/2011 9:07:32 AM |
MoneyForNothing | $25.00 | 7/12/2011 9:10:34 AM |
simplelender80 | $100.00 | 7/12/2011 9:03:46 AM |
lendstats_com | $600.00 | 7/12/2011 9:08:05 AM |
marinbb | $75.00 | 7/12/2011 9:10:41 AM |
Investor_DP | $100.00 | 7/12/2011 9:03:36 AM |
12 Investments
|
Borrower Payment Dependent Notes Series
515577
This series of Notes was issued and sold upon the funding of the borrower loan #51394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-12-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 11y 11m |
Amount delinquent:
| $317 |
Total credit lines:
| 24 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,095 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-reactor1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wats886
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I have a good paying, secure job that I have been at for almost 12 years.
Monthly net income: $3200
Monthly expenses:
Housing: $800
Insurance: $75
Car expenses: $475
Utilities: $60
Phone, cable, internet: $150
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/9/2011 12:03:14 PM |
reflective-rupee | $400.09 | 7/9/2011 1:07:52 PM |
janeybooboo | $51.00 | 7/9/2011 12:23:12 PM |
tech310 | $50.00 | 7/9/2011 7:52:42 PM |
loanman2007 | $150.00 | 7/10/2011 5:22:30 PM |
lowrater | $100.80 | 7/10/2011 11:45:18 PM |
golffish2 | $25.00 | 7/11/2011 4:16:18 AM |
scrappy-diversification7 | $2,000.00 | 7/12/2011 7:54:27 AM |
well-mannered-income3 | $40.00 | 7/12/2011 10:24:00 AM |
Investoman | $50.00 | 7/12/2011 12:38:32 PM |
nickel-hickory | $100.00 | 7/12/2011 3:56:28 PM |
Bob450 | $25.00 | 7/12/2011 4:36:23 PM |
diplomatic-wealth7 | $25.00 | 7/12/2011 3:53:19 PM |
nickel-hickory | $100.00 | 7/12/2011 3:56:24 PM |
thankful-nickel2 | $25.00 | 7/12/2011 6:24:21 PM |
auction-seeker4 | $25.00 | 7/12/2011 6:44:59 PM |
shrewd-income | $150.00 | 7/12/2011 6:13:47 PM |
jpac1066 | $100.00 | 7/12/2011 7:37:40 PM |
Rulea72 | $32.84 | 7/12/2011 7:18:17 PM |
Lubava | $25.00 | 7/12/2011 7:28:37 PM |
simplelender80 | $100.00 | 7/9/2011 12:03:35 PM |
justasoldier | $100.00 | 7/9/2011 7:59:12 PM |
vutah | $25.00 | 7/9/2011 6:48:14 PM |
AlternativeCashFlow | $25.00 | 7/10/2011 3:28:08 PM |
fortytwo | $100.00 | 7/11/2011 10:49:37 AM |
InChicago | $50.00 | 7/12/2011 7:00:33 AM |
Dubbs360 | $25.00 | 7/12/2011 7:32:17 AM |
Whipster | $60.00 | 7/12/2011 7:57:23 AM |
bazaar-festivity | $100.00 | 7/12/2011 8:08:25 AM |
dws2380 | $25.00 | 7/12/2011 8:50:52 AM |
SolarMoonshine | $25.00 | 7/12/2011 10:02:02 AM |
janeybooboo | $49.00 | 7/12/2011 12:54:40 PM |
lendstats_com | $300.00 | 7/12/2011 10:39:23 AM |
nickel-hickory | $100.00 | 7/12/2011 3:56:32 PM |
beachfunder | $50.00 | 7/12/2011 4:17:42 PM |
let_me_retire | $50.00 | 7/12/2011 4:16:58 PM |
intrepid-loot | $25.00 | 7/12/2011 5:54:10 PM |
suave-dime6 | $25.00 | 7/12/2011 4:58:35 PM |
CA-Lender | $75.07 | 7/12/2011 6:09:23 PM |
worldly-investment333 | $116.20 | 7/12/2011 8:05:10 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
515639
This series of Notes was issued and sold upon the funding of the borrower loan #51372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $627 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| No | | |
Screen name:
| famous-benjamins1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
famous-benjamins1
Purpose of loan:
This loan will be used to...Consolidate dept
My financial situation: good
I am a good candidate for this loan because...I am dependable, reliable & responsible.
Monthly net income: $2000.
Monthly expenses: $ 100.00
Housing: $ 631.07
Insurance: $ 120.57
Car expenses: 000.00
Utilities: $ 58.
Phone, cable, internet: $ 39.04
Food, entertainment: $ 100.00
Clothing, household expenses: $ 00.00
Credit cards and other loans: $ 4,500
Other expenses: $ 00.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $6,081.55 | 7/19/2011 4:41:58 PM |
Investor_DP | $100.00 | 7/13/2011 5:02:35 PM |
simplelender80 | $100.00 | 7/13/2011 5:02:56 PM |
EBITDA | $25.00 | 7/15/2011 5:25:48 PM |
economy-coup | $100.00 | 7/18/2011 12:57:49 AM |
diligent-peace9 | $25.00 | 7/18/2011 5:15:59 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:29 PM |
Weaverville | $25.00 | 7/19/2011 9:18:18 AM |
a-plentiful-loyalty | $25.00 | 7/19/2011 11:05:16 AM |
finance-mushroom | $100.00 | 7/19/2011 11:41:36 AM |
Bobtep23 | $38.45 | 7/19/2011 10:42:58 AM |
GiftViftdotcom | $25.00 | 7/19/2011 12:08:54 PM |
vigorous-velocity | $100.00 | 7/19/2011 11:20:28 AM |
JohnWS | $25.00 | 7/19/2011 3:13:29 PM |
GElender | $25.00 | 7/19/2011 4:02:39 PM |
play4lax | $25.00 | 7/19/2011 4:11:00 PM |
worth-topper4 | $25.00 | 7/19/2011 4:04:22 PM |
Investoman | $50.00 | 7/15/2011 6:49:31 AM |
handy-justice | $50.00 | 7/15/2011 6:12:11 PM |
pearl13 | $100.00 | 7/16/2011 9:02:07 AM |
integrity-electron9 | $50.00 | 7/17/2011 4:29:57 PM |
suave-dime6 | $25.00 | 7/19/2011 5:14:37 AM |
sgt-schultz | $40.00 | 7/19/2011 6:15:29 AM |
secureincome | $50.00 | 7/19/2011 6:53:32 AM |
musegaze | $100.00 | 7/19/2011 8:56:56 AM |
open-minded-p2p1 | $25.00 | 7/19/2011 3:47:31 AM |
AxionMan05 | $50.00 | 7/19/2011 11:05:20 AM |
treasure-hunter270 | $25.00 | 7/19/2011 4:34:29 PM |
TakeCare | $40.00 | 7/19/2011 4:17:52 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
515671
This series of Notes was issued and sold upon the funding of the borrower loan #51430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Tradesman - Plumber |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,207 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-agile-penny |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bike
Purpose of loan: To build my credit
This loan will be used to...
purchase a Motorcycle
My financial situation: Strong.
I am a good candidate for this loan because...I have the capital to purchase the Motorcycle outright but want to build my credit
Monthly net income: $3000-3500
Monthly expenses: $
Housing: $0 I own my house
Insurance: $$175 includes house, auto , and business
Car expenses: $250 for fuel and up-keep
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $50 gym membership
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/13/2011 5:02:51 PM |
pearl13 | $100.00 | 7/14/2011 3:14:00 PM |
Investoman | $50.00 | 7/15/2011 6:49:31 AM |
reflective-rupee | $200.09 | 7/15/2011 12:57:28 PM |
jkeller4000 | $25.00 | 7/15/2011 6:00:42 PM |
handy-justice | $50.00 | 7/15/2011 6:12:11 PM |
diplomatic-wealth7 | $25.00 | 7/15/2011 6:04:06 PM |
villagers | $50.00 | 7/17/2011 10:39:56 AM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:56 PM |
DFGrego | $50.00 | 7/19/2011 12:26:17 PM |
worth-blanket2 | $5,829.91 | 7/19/2011 4:33:51 PM |
simplelender80 | $100.00 | 7/13/2011 5:02:57 PM |
diligent-peace9 | $25.00 | 7/13/2011 6:33:59 PM |
agalt | $70.00 | 7/14/2011 1:34:19 PM |
Dubbs360 | $25.00 | 7/16/2011 12:42:56 AM |
BradP | $25.00 | 7/16/2011 12:03:49 PM |
6moonbeams | $25.00 | 7/17/2011 5:35:53 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:42 PM |
DFGrego | $50.00 | 7/19/2011 12:27:53 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
515681
This series of Notes was issued and sold upon the funding of the borrower loan #51448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,690 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| aclockworkisac |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Filing fees for a lawsuit.
Purpose of loan:
My wife is the complainant in a property dispute. Our lawyer is working on a contingency basis so we have to cover court costs and filing fees out of pocket. It would be nice to have a little bit of money set aside for that purpose so that this doesn't have such a big impact on our monthly budget.
My financial situation:
I have always payed my debts in a timely manner and I have reliable work through the City of Chicago.
Monthly net income: $2050
Monthly expenses: $
Housing: $644
Insurance: $0
Car expenses: $0
Utilities: $80
Phone, cable, internet: $250
Food, entertainment: $600
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Abstract | $50.00 | 7/13/2011 9:02:10 AM |
money-baron | $25.00 | 7/13/2011 9:03:46 AM |
loanman2007 | $175.00 | 7/13/2011 9:09:16 AM |
diligent-peace9 | $225.00 | 7/13/2011 9:21:09 AM |
RoZu_Lending | $50.00 | 7/13/2011 9:26:25 AM |
simplelender80 | $100.00 | 7/13/2011 9:04:24 AM |
alexgalt | $100.00 | 7/13/2011 9:02:17 AM |
investment-artist | $25.01 | 7/13/2011 9:02:20 AM |
Investor_DP | $100.00 | 7/13/2011 9:04:05 AM |
MoneyForNothing | $50.00 | 7/13/2011 9:04:33 AM |
One_Lolo | $25.00 | 7/13/2011 9:02:30 AM |
mrxtravis | $25.00 | 7/13/2011 9:03:10 AM |
RoZu_Lending | $1,000.00 | 7/13/2011 9:04:23 AM |
NekHoldings | $25.00 | 7/13/2011 9:05:39 AM |
golffish2 | $25.00 | 7/13/2011 9:23:39 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
515875
This series of Notes was issued and sold upon the funding of the borrower loan #51469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $372.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 61% |
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,316 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orbital-dime6 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2010)
|
Principal balance:
| $1,700.65 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
High interest loan consolidation
Purpose of loan: I am tired of paying credit card company and not paying off my credit cards. This loan will give me an opportunity to pay all my credit card debts.
This loan will be used to...free up my financial burden in 36 months.
My financial situation:
I am a good candidate for this loan because..I never paid anything late that includes .mortgage for last 7 years, all my credit cards bill, I paid off car which was installment loans of 6 years . Moreover, I have another prosper loan that is current. Thanks for helping me to get out credit card debts.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 7/11/2011 5:03:44 PM |
Investor_DP | $100.00 | 7/11/2011 5:03:36 PM |
head | $25.00 | 7/12/2011 4:54:11 AM |
mikeandcat | $50.00 | 7/12/2011 6:48:48 AM |
chameleon125 | $25.00 | 7/12/2011 2:26:59 PM |
wisconsinvestor | $50.00 | 7/12/2011 3:33:03 PM |
fortytwo | $100.00 | 7/12/2011 11:43:16 AM |
fireferd | $30.00 | 7/13/2011 11:37:25 AM |
Feyenoord | $25.00 | 7/13/2011 1:02:09 PM |
Bob450 | $25.00 | 7/13/2011 4:33:11 PM |
loot-supporter2 | $30.00 | 7/13/2011 8:33:58 PM |
investment-thinker4 | $25.00 | 7/14/2011 4:04:21 AM |
frogperson | $50.00 | 7/14/2011 8:06:31 AM |
Dubbs360 | $25.00 | 7/14/2011 9:14:29 AM |
hellasow | $25.00 | 7/14/2011 7:59:58 AM |
famous-bill | $25.00 | 7/14/2011 11:14:44 AM |
pearl13 | $100.00 | 7/14/2011 3:13:54 PM |
diplomatic-wealth7 | $25.00 | 7/14/2011 5:41:13 PM |
loss-of-control | $75.00 | 7/14/2011 6:27:28 PM |
justasoldier | $100.00 | 7/14/2011 7:33:22 PM |
Billfred | $25.00 | 7/14/2011 7:41:39 PM |
mikeandcat | $76.59 | 7/15/2011 4:53:50 AM |
Investoman | $50.00 | 7/15/2011 6:49:23 AM |
profitable-return5 | $25.00 | 7/15/2011 7:09:03 AM |
golden-market2 | $125.00 | 7/15/2011 10:30:09 AM |
damage | $25.00 | 7/15/2011 3:03:05 PM |
aztocas | $50.00 | 7/15/2011 4:02:17 PM |
wlm3012 | $30.00 | 7/15/2011 4:22:16 PM |
FinanceEngine | $40.00 | 7/15/2011 4:17:28 PM |
handy-justice | $50.00 | 7/15/2011 6:12:04 PM |
first-dinero-paladin | $25.00 | 7/15/2011 7:15:04 PM |
SB94114 | $25.00 | 7/15/2011 5:37:27 PM |
pani5ue | $25.00 | 7/15/2011 8:43:35 PM |
good4loan | $50.00 | 7/16/2011 12:53:39 AM |
fabulous-community4 | $25.00 | 7/16/2011 9:13:31 AM |
market-pudding | $25.00 | 7/16/2011 2:25:44 PM |
all_of_that_one | $33.33 | 7/16/2011 7:17:48 PM |
villagers | $50.00 | 7/17/2011 10:39:48 AM |
Reliance_Banker | $25.00 | 7/17/2011 3:16:40 PM |
virtuous-repayment | $25.00 | 7/17/2011 5:13:06 PM |
tomoe | $25.00 | 7/17/2011 4:32:57 PM |
wealth-multiplier | $25.00 | 7/17/2011 6:25:23 PM |
bigdees | $26.00 | 7/17/2011 6:56:01 PM |
6moonbeams | $25.00 | 7/17/2011 5:35:39 PM |
tolerant-dinero2 | $25.00 | 7/18/2011 7:48:44 AM |
mlj0671 | $25.00 | 7/18/2011 10:25:49 AM |
moonshadow10 | $50.00 | 7/18/2011 9:26:54 AM |
fantastic-bazaar2 | $50.00 | 7/18/2011 7:23:19 PM |
umfan123 | $25.00 | 7/19/2011 6:02:18 AM |
a-balance-surgeon | $50.00 | 7/18/2011 10:14:33 PM |
matthewa | $25.00 | 7/18/2011 10:04:51 PM |
worldly-investment333 | $50.00 | 7/19/2011 9:33:43 AM |
Weaverville | $25.00 | 7/19/2011 9:18:14 AM |
dammage | $25.00 | 7/19/2011 9:42:04 AM |
vishal29 | $25.00 | 7/19/2011 10:22:45 AM |
let_me_retire | $100.00 | 7/19/2011 4:07:52 PM |
itskarma | $25.25 | 7/19/2011 4:26:59 PM |
worth-blanket2 | $291.64 | 7/19/2011 4:40:08 PM |
bullish2bearish | $45.00 | 7/11/2011 6:05:44 PM |
diligent-peace9 | $75.00 | 7/11/2011 9:06:28 PM |
CommunityArts_Non-profit | $25.00 | 7/12/2011 12:11:01 AM |
profit-powerplant | $25.00 | 7/11/2011 11:06:53 PM |
twjh | $25.00 | 7/12/2011 1:12:28 AM |
DoctorJoe | $25.00 | 7/12/2011 4:04:04 AM |
reflective-rupee | $25.09 | 7/12/2011 6:55:54 AM |
first-serene-credit | $25.00 | 7/12/2011 2:58:45 PM |
worth-blanket2 | $5,000.00 | 7/13/2011 8:09:04 AM |
economy-huckleberry0 | $25.00 | 7/13/2011 2:33:22 PM |
neutrino6 | $25.00 | 7/13/2011 2:47:32 PM |
fragonardlives | $35.00 | 7/14/2011 11:22:55 AM |
money-baron | $46.39 | 7/14/2011 4:29:26 PM |
cerebral-dollar773 | $75.00 | 7/15/2011 4:33:59 AM |
GElender | $25.00 | 7/15/2011 5:47:34 AM |
amlu1988 | $25.00 | 7/15/2011 7:10:35 AM |
jkeller4000 | $25.00 | 7/15/2011 5:49:56 AM |
DasMula | $27.00 | 7/15/2011 12:49:05 PM |
mammalian4 | $25.00 | 7/15/2011 4:27:59 PM |
sensible-fund | $25.00 | 7/15/2011 6:00:57 PM |
finance-solo | $25.00 | 7/15/2011 6:09:51 PM |
principal-laser | $59.00 | 7/16/2011 2:48:22 AM |
loyalist1 | $200.00 | 7/16/2011 4:23:04 AM |
lucrative-loan | $50.00 | 7/16/2011 9:10:51 AM |
credit-coach118 | $25.00 | 7/16/2011 12:35:44 PM |
nashibaksi | $25.00 | 7/17/2011 8:57:37 AM |
AlternativeCashFlow | $44.70 | 7/17/2011 9:59:47 AM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:45 PM |
economy-coup | $100.00 | 7/18/2011 12:57:39 AM |
CoolPlexer | $25.00 | 7/18/2011 9:50:33 AM |
shrewd-income | $50.01 | 7/18/2011 10:26:02 AM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:26 PM |
sgt-schultz | $35.00 | 7/19/2011 6:48:09 AM |
terrific-dough6 | $100.00 | 7/19/2011 9:31:50 AM |
tiger1818 | $25.00 | 7/19/2011 8:08:14 AM |
mpatrick | $25.00 | 7/19/2011 9:07:00 AM |
fairness-atmosphere | $25.00 | 7/19/2011 1:59:53 PM |
green-rapid-openness | $100.00 | 7/19/2011 12:21:06 PM |
good4loan | $50.00 | 7/19/2011 2:19:06 PM |
97 Investments
|
Borrower Payment Dependent Notes Series
515945
This series of Notes was issued and sold upon the funding of the borrower loan #51308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-12-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,963 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| okiemechanic |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
680-699
(Dec-2009)
680-699
(Sep-2009)
620-639
(Aug-2009)
|
Principal balance:
| $1,465.37 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 48 | | |
Description
Set A Good Example for Our Teenager
Purpose of loan:
This loan will be used to...consolidate consumer credit debt.
My financial situation:
I am a good candidate for this loan because...I have been in my job for 6 years. We have been in the same home for 20 years and have been married for 33 years. We haven't been wise with credit. We want to teach our teenager responsible money management practices, i.e., NO MORE CREDIT CARD USAGE. We are determined to set a good example and, as we do so, increase our sense of accomplishment! Please give us a chance to do this right. These figures are for my share of the income and expenses.
Monthly net income: $1954.12
Monthly expenses: $1230.00
Housing: $240.00
Insurance: $40.00
Car expenses: $175.00
Utilities: $150.00
Phone, cable, internet: $50.00
Food, entertainment: $200.00
Clothing, household expenses: $75.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
One_Lolo | $25.00 | 7/12/2011 9:03:10 AM |
simplelender80 | $100.00 | 7/12/2011 9:03:50 AM |
OldManP | $25.00 | 7/12/2011 9:04:47 AM |
CA-Lender | $125.07 | 7/12/2011 9:30:45 AM |
Kash2010lu | $25.00 | 7/12/2011 10:13:14 AM |
janeybooboo | $25.00 | 7/12/2011 11:55:31 AM |
janeybooboo | $100.00 | 7/12/2011 11:55:22 AM |
reflective-rupee | $500.09 | 7/12/2011 12:12:52 PM |
favorite-commerce | $30.00 | 7/12/2011 10:00:56 AM |
MarvintheMartian | $25.00 | 7/12/2011 10:17:14 AM |
chameleon125 | $50.00 | 7/12/2011 2:34:03 PM |
payout-flag6 | $50.00 | 7/12/2011 12:45:33 PM |
investment-daydream | $25.00 | 7/12/2011 10:26:50 AM |
clean-fund | $50.00 | 7/12/2011 1:34:44 PM |
bullish2bearish | $110.00 | 7/12/2011 2:26:20 PM |
Feyenoord | $25.00 | 7/12/2011 3:52:11 PM |
diversification-enlistment | $25.00 | 7/12/2011 3:59:58 PM |
thehousewife | $150.00 | 7/12/2011 12:48:02 PM |
Bob450 | $25.00 | 7/12/2011 4:39:10 PM |
blue-useful-auction | $25.00 | 7/12/2011 1:40:13 PM |
supreme-hope | $25.00 | 7/12/2011 4:11:48 PM |
Moe87 | $33.54 | 7/12/2011 4:40:53 PM |
first-serene-credit | $25.00 | 7/12/2011 2:55:02 PM |
thorough-yield1 | $50.00 | 7/12/2011 4:47:18 PM |
Ubiquinone | $25.00 | 7/12/2011 5:16:37 PM |
profitable-return5 | $25.00 | 7/12/2011 4:02:27 PM |
cgoca | $25.00 | 7/12/2011 5:53:14 PM |
grampy48 | $25.00 | 7/12/2011 5:58:49 PM |
skillful-asset5 | $30.00 | 7/12/2011 6:06:29 PM |
credit-missile | $125.00 | 7/12/2011 6:24:03 PM |
MoneyForNothing | $5.05 | 7/12/2011 6:25:52 PM |
let_me_retire | $100.00 | 7/12/2011 5:48:44 PM |
Investor_DP | $100.00 | 7/12/2011 9:03:43 AM |
golffish2 | $25.00 | 7/12/2011 9:06:56 AM |
MoneyForNothing | $87.18 | 7/12/2011 9:10:10 AM |
lendstats_com | $500.00 | 7/12/2011 9:13:22 AM |
NekHoldings | $25.00 | 7/12/2011 9:14:38 AM |
Mikale360 | $25.00 | 7/12/2011 10:30:26 AM |
fortytwo | $100.00 | 7/12/2011 11:42:48 AM |
LittleMingo | $36.91 | 7/12/2011 9:22:07 AM |
loanman2007 | $200.00 | 7/12/2011 9:24:32 AM |
kind-charming-value | $1,000.00 | 7/12/2011 10:13:44 AM |
Whipster | $60.00 | 7/12/2011 10:17:16 AM |
optionscashflow | $25.00 | 7/12/2011 12:33:15 PM |
klend4 | $25.00 | 7/12/2011 4:11:29 PM |
one-midas | $35.00 | 7/12/2011 12:52:18 PM |
sudeep104 | $25.00 | 7/12/2011 4:28:49 PM |
nickel-hickory | $100.00 | 7/12/2011 3:57:27 PM |
clean-fund | $100.00 | 7/12/2011 1:34:27 PM |
r48 | $48.00 | 7/12/2011 5:08:15 PM |
wisconsinvestor | $50.00 | 7/12/2011 3:34:19 PM |
SV-AZ | $29.16 | 7/12/2011 5:52:18 PM |
yf99yz | $45.00 | 7/12/2011 6:14:55 PM |
Finchy78 | $25.00 | 7/12/2011 6:25:45 PM |
wlm3012 | $50.00 | 7/12/2011 5:19:51 PM |
shrewd-income | $200.00 | 7/12/2011 6:13:06 PM |
Mikale360 | $25.00 | 7/12/2011 6:21:24 PM |
thankful-nickel2 | $25.00 | 7/12/2011 6:23:58 PM |
leverage-ectasy | $25.00 | 7/12/2011 5:29:54 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
515969
This series of Notes was issued and sold upon the funding of the borrower loan #51360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,200.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $112.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,248 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| blissful-compassion2 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
First off, I checked all 3 credit scores and they are all above 725. I don't know why it says it's so low.
Purpose of loan: Get away from so many bills
This loan will be used to... pay off all my balances on all my credit cards and to fix the ac in my car.
My financial situation: living at home trying to save enough to leave. this loan would help me control and manage my money better.
I am a good candidate for this loan because... i always pay all my bills on time without fail. i feel i'm very low risk.
Monthly net income: my income is roughly $900-1100
Monthly expenses:
Housing: $0
Insurance: $75
Car expenses: $200
Utilities: $0
Phone, cable, internet: $25
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
organized-payment6 | $50.00 | 7/12/2011 9:03:15 AM |
Investor_DP | $100.00 | 7/12/2011 9:03:16 AM |
pnace | $50.00 | 7/12/2011 9:04:04 AM |
contributor897 | $25.00 | 7/12/2011 10:27:38 AM |
runner262 | $25.00 | 7/12/2011 9:13:00 AM |
wwialnlgy | $100.00 | 7/12/2011 9:14:45 AM |
one-midas | $25.00 | 7/12/2011 12:55:42 PM |
felicity-daydream | $25.00 | 7/13/2011 8:05:02 AM |
economy-huckleberry0 | $25.00 | 7/13/2011 2:38:32 PM |
6moonbeams | $25.00 | 7/13/2011 1:55:51 PM |
GElender | $25.00 | 7/13/2011 3:48:26 PM |
Brisket_Bob | $50.00 | 7/13/2011 6:52:09 PM |
elephantparty | $25.00 | 7/13/2011 9:58:58 PM |
jubilant-trade6 | $50.00 | 7/13/2011 10:39:50 PM |
Pickmar | $25.00 | 7/14/2011 4:44:21 AM |
pearl13 | $100.00 | 7/14/2011 9:32:51 AM |
lasalle123 | $50.00 | 7/14/2011 8:38:47 AM |
TomDalonajay | $25.00 | 7/14/2011 9:32:11 AM |
Bank_Of_XL | $25.00 | 7/14/2011 2:43:39 PM |
HamachiMan | $50.00 | 7/14/2011 4:37:31 PM |
Iquique | $29.07 | 7/14/2011 5:32:09 PM |
Imperativity | $25.00 | 7/15/2011 1:04:01 PM |
wild-orange | $100.00 | 7/16/2011 2:57:10 AM |
dx23h | $25.00 | 7/16/2011 9:58:17 PM |
rpg | $25.00 | 7/16/2011 4:15:53 PM |
nimble-velocity3 | $50.00 | 7/17/2011 4:06:58 PM |
pious-benjamins1 | $26.24 | 7/17/2011 9:33:16 PM |
GALERXLoans | $100.00 | 7/17/2011 7:58:09 PM |
scarlet-velvet | $25.08 | 7/17/2011 6:43:54 PM |
buffalobills | $25.00 | 7/18/2011 8:19:31 AM |
Planecourage | $46.20 | 7/17/2011 11:59:53 PM |
openness-antioxidant | $100.00 | 7/18/2011 12:18:21 PM |
pound-balancer | $50.00 | 7/12/2011 10:39:13 AM |
ski bum | $100.00 | 7/12/2011 9:03:38 AM |
favorite-commerce | $30.00 | 7/12/2011 10:00:29 AM |
fortytwo | $100.00 | 7/12/2011 11:42:49 AM |
pound-balancer | $50.00 | 7/13/2011 3:53:07 PM |
rescue | $100.00 | 7/13/2011 5:18:53 PM |
goodhearted-basis4 | $25.00 | 7/14/2011 1:22:49 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:54 PM |
power-defender7 | $25.00 | 7/14/2011 3:35:55 PM |
agalt | $75.00 | 7/14/2011 1:34:18 PM |
BxRealtor | $25.00 | 7/15/2011 4:28:37 AM |
Moneypenny6 | $25.00 | 7/15/2011 7:15:19 AM |
profit-powerplant | $25.00 | 7/15/2011 11:02:20 AM |
Peterman | $25.00 | 7/15/2011 11:00:03 AM |
damage | $25.00 | 7/15/2011 2:58:40 PM |
marwadi-62 | $100.00 | 7/15/2011 7:53:43 PM |
Rogelio48 | $25.00 | 7/15/2011 9:11:38 PM |
padewy | $25.00 | 7/16/2011 12:05:46 PM |
payout-achievement | $100.00 | 7/16/2011 11:17:42 AM |
pythia | $25.00 | 7/16/2011 1:43:32 PM |
engaging-worth | $25.00 | 7/17/2011 4:56:10 AM |
superb-funds335 | $25.00 | 7/17/2011 1:57:28 PM |
Onlyhappycustomers | $25.00 | 7/17/2011 5:58:00 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:48 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:31:00 PM |
virtuous-repayment | $50.00 | 7/17/2011 5:28:10 PM |
StarshineXL | $160.00 | 7/17/2011 6:33:14 PM |
martymaniaman | $25.00 | 7/18/2011 6:24:57 AM |
the-discrete-income | $50.00 | 7/17/2011 10:11:45 PM |
ChewyZ | $25.00 | 7/17/2011 11:59:59 PM |
tranquil-gain1 | $100.00 | 7/18/2011 12:01:33 PM |
jpac1066 | $25.00 | 7/18/2011 2:22:17 PM |
One_Lolo | $8.41 | 7/18/2011 4:13:13 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:29 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
516003
This series of Notes was issued and sold upon the funding of the borrower loan #51388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,800.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $121.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 68% |
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
18 | Length of status: | 12y 4m |
Amount delinquent:
| $68 |
Total credit lines:
| 34 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,813 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finance-maker0 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
redbone
Purpose of loan: purchase motorcycle
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $40,000.00/ also self employed
Monthly expenses: $15000.00
Housing: $781.00
Insurance: $216.00
Car expenses: $486.00
Utilities: $110.00
Phone, cable, internet: $110.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $2000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 7/12/2011 9:08:49 AM |
reflective-rupee | $25.09 | 7/13/2011 2:17:26 PM |
chekat | $25.00 | 7/15/2011 11:56:22 PM |
red-favorable-basis | $25.00 | 7/16/2011 6:32:06 AM |
Bank42 | $25.00 | 7/16/2011 4:13:24 AM |
phchristensen | $50.00 | 7/16/2011 8:20:32 AM |
Bobtep23 | $50.00 | 7/17/2011 2:45:20 PM |
green-inspiring-peace | $25.00 | 7/18/2011 4:16:36 PM |
dudebrah | $25.00 | 7/18/2011 5:24:12 PM |
goodhearted-finance2 | $25.00 | 7/18/2011 5:32:23 PM |
calimanusa | $25.32 | 7/18/2011 11:19:31 PM |
Eric_Gagne | $25.00 | 7/19/2011 7:41:56 AM |
n2fitns | $35.00 | 7/19/2011 10:18:24 AM |
integrity-statue | $25.00 | 7/19/2011 8:05:05 AM |
unequaled-ore | $25.00 | 7/19/2011 10:33:06 AM |
terrific-peace8 | $25.00 | 7/19/2011 11:43:18 AM |
RSB-VA | $200.00 | 7/19/2011 10:32:37 AM |
Prairie-MN | $30.00 | 7/19/2011 2:46:27 PM |
JohnWS | $100.00 | 7/19/2011 3:12:38 PM |
RadCad1 | $50.00 | 7/19/2011 3:24:13 PM |
loyalty-czar | $40.77 | 7/19/2011 12:52:25 PM |
x-lender | $40.00 | 7/19/2011 4:39:15 PM |
dblaz5 | $32.32 | 7/19/2011 5:06:29 PM |
klinebarger | $25.00 | 7/19/2011 3:20:18 PM |
ReddInc | $50.00 | 7/19/2011 4:31:06 PM |
Bob450 | $25.32 | 7/19/2011 4:32:57 PM |
108lender | $50.00 | 7/19/2011 4:43:58 PM |
john2218 | $25.00 | 7/19/2011 5:04:32 PM |
reflective-rupee | $75.00 | 7/13/2011 2:17:58 PM |
pure-note0 | $25.00 | 7/15/2011 6:50:42 PM |
sweetlan | $25.07 | 7/15/2011 8:29:12 PM |
Something-Corporate | $25.00 | 7/16/2011 9:51:52 AM |
papaloha | $32.00 | 7/16/2011 4:15:38 PM |
168RichCapital | $25.07 | 7/16/2011 5:17:52 PM |
mystical-bonus7 | $25.00 | 7/16/2011 5:30:29 PM |
ursus | $350.00 | 7/17/2011 3:32:26 PM |
heroic-compassion6 | $75.03 | 7/18/2011 9:40:55 AM |
secureincome | $400.00 | 7/19/2011 6:56:38 AM |
sgt-schultz | $35.00 | 7/19/2011 7:05:34 AM |
shrewd-income | $25.00 | 7/19/2011 10:34:52 AM |
RJN | $35.00 | 7/19/2011 10:36:15 AM |
octoberfresh | $25.00 | 7/19/2011 10:34:48 AM |
platinum-platoon | $25.00 | 7/19/2011 11:09:15 AM |
asset-beeper8 | $50.00 | 7/19/2011 11:34:01 AM |
Swabjockey | $25.00 | 7/19/2011 11:00:19 AM |
KC_08 | $29.00 | 7/19/2011 11:53:24 AM |
KrauseVentures | $50.00 | 7/19/2011 4:07:01 PM |
wise-repayment-seeker | $25.00 | 7/19/2011 4:36:41 PM |
MichaelProsper | $40.00 | 7/19/2011 4:49:22 PM |
capital-kingdom | $25.01 | 7/19/2011 4:29:39 PM |
wealth-pal3 | $50.00 | 7/19/2011 4:53:35 PM |
c-gurista-5 | $25.00 | 7/19/2011 4:56:32 PM |
Danylostefan | $25.00 | 7/19/2011 4:58:12 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
516041
This series of Notes was issued and sold upon the funding of the borrower loan #51384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 11y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,612 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| roushracing6 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Time share purchase
Purpose of loan:
This loan will be used to...purchase a time share and pay off a credit card
My financial situation:
I am a good candidate for this loan because...I have a good paying job and have been working in my field for 21 years 11 at the current employer.
Monthly net income: $3,843.66
Monthly expenses: $2,530.00
Housing: $900.00
Insurance: $200.00
Car expenses: $650.00
Utilities: $200.00
Phone, cable, internet: $180.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/12/2011 5:02:47 PM |
melodious-openness | $25.00 | 7/13/2011 4:51:42 AM |
simplelender80 | $100.00 | 7/12/2011 5:02:50 PM |
kind-charming-value | $1,500.00 | 7/12/2011 11:13:45 PM |
leverage-monger | $55.55 | 7/13/2011 7:09:56 AM |
worth-blanket2 | $3,219.45 | 7/13/2011 8:08:16 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
516139
This series of Notes was issued and sold upon the funding of the borrower loan #51393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,700.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $151.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 5% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
4 | Length of status: | 1y 4m |
Amount delinquent:
| $353 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,360 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| Grandma2nine |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need help to get on track.
Purpose of loan: Pay off debt.
This loan will be used to...Pay off payday loans over a year old and high interest credit line.
My financial situation: 2 jobs 1 is full time other is on call.
I am a good candidate for this loan because...
I am tired of working two jobs just to live paycheck to paycheck. I work hard and try to keep everything current. I have been on my job 16 months. I want to get out of the payday advance rut and never have to use it again. I would like to have some money in the bank for emergencys and rebuild my credit.
Monthly net income: $2500.00
Monthly expenses: $2140.00
Housing: $ 1000.00
Insurance: $ 45.00
Car expenses: $ 250.00
Utilities: $ Included in rent
Phone, cable, internet: $ 95.00
Food, entertainment: $200.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 400.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/13/2011 9:04:21 AM |
simplelender80 | $100.00 | 7/13/2011 9:04:28 AM |
reflective-rupee | $200.09 | 7/13/2011 2:07:40 PM |
BradP | $25.00 | 7/13/2011 3:55:10 PM |
thorough-yield1 | $25.00 | 7/13/2011 9:54:10 AM |
worth-blanket2 | $3,249.91 | 7/13/2011 7:27:40 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
516221
This series of Notes was issued and sold upon the funding of the borrower loan #51399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 10m |
Amount delinquent:
| $40 |
Total credit lines:
| 23 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $835 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| elevated-capital540 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Personal
This loan will be used to...pay down some bills & some home inprovements
My financial situation:Good
I am a good candidate for this loan because...
I will pay each & every month on time for 36 months
Monthly net income: $55,500.00
Monthly expenses: $2100
Housing: $475
Insurance: $135
Car expenses: $600
Utilities: $250
Phone, cable, internet: $140
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-favorite-bonus9 | $25.00 | 7/13/2011 5:08:57 PM |
Something-Corporate | $25.00 | 7/14/2011 3:35:34 PM |
pure-note0 | $46.98 | 7/18/2011 10:56:03 AM |
sweetlan | $25.07 | 7/18/2011 12:14:56 PM |
red-favorable-basis | $25.00 | 7/18/2011 9:40:25 PM |
sgt-schultz | $35.00 | 7/19/2011 6:16:39 AM |
open-minded-deal | $100.00 | 7/19/2011 12:07:23 PM |
money-fort | $25.00 | 7/19/2011 2:56:09 PM |
SolarMoonshine | $25.00 | 7/19/2011 3:24:58 PM |
ironman84 | $100.00 | 7/19/2011 6:16:21 PM |
Dano007 | $50.00 | 7/19/2011 7:43:01 PM |
ecila625 | $50.00 | 7/19/2011 7:50:42 PM |
blkfroggy | $25.00 | 7/19/2011 7:59:00 PM |
reward-dynamo | $25.00 | 7/19/2011 6:08:09 PM |
shrewd-income | $50.00 | 7/20/2011 7:20:58 AM |
neutrino6 | $25.00 | 7/19/2011 8:26:07 PM |
DADOF1 | $26.00 | 7/19/2011 8:59:17 PM |
Pitufo | $25.00 | 7/19/2011 10:15:46 PM |
nimble-affluence4 | $25.00 | 7/20/2011 9:51:54 AM |
Lubava | $33.69 | 7/20/2011 11:13:19 AM |
tolerant-truth2 | $50.00 | 7/20/2011 12:49:40 PM |
exciting-fairness | $200.00 | 7/20/2011 8:31:30 AM |
green-authentic-leverage | $25.00 | 7/20/2011 9:49:37 AM |
HAWK-Investing | $100.00 | 7/20/2011 9:27:08 AM |
terrific-peace8 | $25.21 | 7/20/2011 11:28:58 AM |
balance-warrior | $25.03 | 7/20/2011 12:59:00 PM |
enthusiastic-ore5 | $43.06 | 7/20/2011 11:24:36 AM |
dudebrah | $25.00 | 7/20/2011 11:49:57 AM |
jebber007 | $12.74 | 7/20/2011 1:07:37 PM |
exchange-squirrel | $25.00 | 7/17/2011 4:24:14 PM |
moola-accelerator6 | $30.00 | 7/18/2011 12:07:26 PM |
VJ_Financial | $26.32 | 7/18/2011 12:15:32 PM |
CollinsCrew | $30.80 | 7/19/2011 10:23:00 AM |
IrrationalPi | $25.00 | 7/19/2011 10:28:45 AM |
brondero | $70.00 | 7/19/2011 12:21:53 PM |
heroic-compassion6 | $50.03 | 7/19/2011 11:45:37 AM |
circustab | $50.00 | 7/19/2011 12:26:33 PM |
JohnWS | $28.34 | 7/19/2011 3:18:14 PM |
alexgalt | $25.00 | 7/19/2011 7:03:34 PM |
handy-justice | $100.00 | 7/19/2011 5:24:38 PM |
reflective-rupee | $200.09 | 7/19/2011 5:17:58 PM |
SoCalIsHere | $25.00 | 7/19/2011 9:40:00 PM |
magilla91 | $30.00 | 7/20/2011 4:08:19 AM |
coldfuzion | $55.02 | 7/19/2011 9:05:00 PM |
OSERENKUKU | $25.00 | 7/19/2011 8:17:09 PM |
JobLowe | $31.62 | 7/19/2011 8:26:16 PM |
coin-paddle | $25.00 | 7/19/2011 11:30:28 PM |
anarchy1985 | $25.00 | 7/20/2011 2:44:22 AM |
power-secret-agent | $25.00 | 7/20/2011 3:10:47 AM |
p2p-sunshine4 | $25.00 | 7/20/2011 9:18:55 AM |
q4golf | $25.00 | 7/20/2011 4:44:00 AM |
taetrade | $25.00 | 7/20/2011 5:18:24 AM |
One-ninety-three | $25.00 | 7/20/2011 10:43:35 AM |
indomitable-dedication | $50.00 | 7/20/2011 11:22:46 AM |
El_Profesional | $25.00 | 7/20/2011 8:37:54 AM |
Raider_Fan | $50.00 | 7/20/2011 11:32:04 AM |
sensible-rate | $25.00 | 7/20/2011 10:49:41 AM |
return-rocket9 | $25.00 | 7/20/2011 12:53:11 PM |
jebber007 | $50.00 | 7/20/2011 1:07:05 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
516245
This series of Notes was issued and sold upon the funding of the borrower loan #51359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 1m |
Amount delinquent:
| $120 |
Total credit lines:
| 4 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $906 | |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| sincere-peso6 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lilchpin
Purpose of loan:
This loan will be used to establish my online business.
My financial situation:
I am a good candidate for this loan because I keep my commitments to those who deal with me fairly. The only reason I have any negatives in my credit file have been unscrupulous venders I have had the misfortune of dealing with.
Monthly net income: $2000
Monthly expenses: $
Housing: $450
Insurance: $350
Car expenses: $50
Utilities: $25
Phone, cable, internet: $170
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $1700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
first-favorite-bonus9 | $25.00 | 7/13/2011 5:08:57 PM |
wealth-fighter3 | $25.00 | 7/18/2011 12:30:13 PM |
secureincome | $400.00 | 7/19/2011 6:55:53 AM |
petangerie | $28.75 | 7/19/2011 10:24:24 AM |
mikelance7 | $25.00 | 7/19/2011 3:11:23 PM |
sgt-schultz | $35.00 | 7/18/2011 5:57:46 AM |
cash-medalist3 | $25.00 | 7/18/2011 11:00:33 AM |
return-seeker85 | $150.00 | 7/19/2011 11:00:03 AM |
meteoric-asset4 | $25.00 | 7/19/2011 12:46:25 PM |
worth-blanket2 | $3,261.25 | 7/19/2011 4:48:25 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
516337
This series of Notes was issued and sold upon the funding of the borrower loan #51320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-14-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1989 |
Debt/Income ratio:
| 47% |
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 18y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,819 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| treasure-hornet5 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
clnlal
Purpose of loan:
This loan will be used to consolidate 4 other loans into one.
My financial situation:
I am a good candidate for this loan because I make all my payments monthly
Monthly net income: $3287.00 (I have a 2nd job bartending which pays cash, bring home about $500, I included in net income)
Monthly expenses: $
Housing: $1049 (includes 2nd mortgage, insurance and taxes)
Insurance: $75 auto
Car expenses: $254 (this is my last month)
Utilities: $95 (elec, water & sewer)
Phone, cable, internet: $230
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 7/14/2011 9:03:16 AM |
diligent-peace9 | $100.00 | 7/14/2011 9:29:24 AM |
first-favorite-bonus9 | $25.00 | 7/14/2011 4:32:45 PM |
profit-powerplant | $25.00 | 7/14/2011 4:18:33 PM |
worth-blanket2 | $4,045.00 | 7/14/2011 5:04:38 PM |
money-baron | $25.00 | 7/14/2011 9:02:35 AM |
Investor_DP | $100.00 | 7/14/2011 9:02:55 AM |
agalt | $80.00 | 7/14/2011 1:34:21 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
516355
This series of Notes was issued and sold upon the funding of the borrower loan #51390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-14-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,597 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-loan-miser |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
660-679
(Nov-2009)
|
Principal balance:
| $2,844.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
Debit consolidation and home improv
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,000.00 | 7/14/2011 5:05:53 PM |
investment-daydream | $75.00 | 7/14/2011 5:11:09 PM |
SolarMoonshine | $25.00 | 7/14/2011 5:23:59 PM |
worldly-investment333 | $102.76 | 7/14/2011 5:23:33 PM |
simplelender80 | $100.00 | 7/14/2011 5:02:45 PM |
palace2 | $397.23 | 7/14/2011 5:18:53 PM |
worldly-investment333 | $50.00 | 7/14/2011 5:32:12 PM |
profit-powerplant | $25.00 | 7/14/2011 5:03:00 PM |
MoneyForNothing | $25.00 | 7/14/2011 5:05:23 PM |
Feyenoord | $25.00 | 7/14/2011 5:07:58 PM |
dt_one | $25.00 | 7/14/2011 5:02:12 PM |
investment-artist | $25.01 | 7/14/2011 5:02:25 PM |
Investor_DP | $100.00 | 7/14/2011 5:02:32 PM |
Mikale360 | $25.00 | 7/14/2011 5:27:35 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
516371
This series of Notes was issued and sold upon the funding of the borrower loan #51396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-15-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 36% |
Credit score:
| 600-619 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 78 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,577 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| myday |
Borrower's state:
| Missouri |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 80 ( 98% )
| 600-619 (Latest)
|
Principal borrowed:
| $17,500.00 | < 31 days late:
| 2
( 2% )
| 640-659
(Jun-2010)
620-639
(Apr-2008)
580-599
(Apr-2007)
|
Principal balance:
| $3,969.08 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 82 | | |
Description
A Joyous Sounding Future
Please don?t judge me by my credit score alone. Due to issues that happened earlier in my life my credit rating has suffered (layoff, divorce, etc.). My 2nd Prosper loan was used to purchase my son digital hearing aids (HA) and it is time for us to upgrade as he will be leaving to attend college at Gallaudet University in Washington DC. This will be a departing gift that will allow him every opportunity to succeed.
Phonak Ambra HA Info:
Benefits-Auto ZoomControl & Real Ear Sound
HA-$6,598.00 ($3299/ea)
MyPilot (remote control for digital HA)-$500
TOTAL COST-$7,098 (plus tax & loan org fee)
I am a good candidate because1. A borrower from Prosper since 2007 2. A stable income
Monthly Net Salary $3448
Child Support $688.00
Mortgage/Car/Utility $ 1600
Other Exp (inclds 9 yr old son exp) $700
Credit Crd / Stnt Loan $450
Prosper #1: $225
New Prosper : $322.47
Ttl Mnthly Income $4136.00
Ttl Expenses: $3297
Adjusted Income: $838.53
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $50.00 | 7/15/2011 5:01:51 PM |
312-Lender | $40.00 | 7/15/2011 5:02:27 PM |
168RichCapital | $25.07 | 7/15/2011 5:15:27 PM |
kind-charming-value | $1,500.00 | 7/15/2011 5:10:00 PM |
RoZu_Lending | $1,000.00 | 7/15/2011 5:24:44 PM |
SolarMoonshine | $25.00 | 7/15/2011 5:32:46 PM |
simplelender80 | $100.00 | 7/15/2011 5:02:41 PM |
orange-useful-revenue | $27.55 | 7/15/2011 5:19:05 PM |
EBITDA | $25.00 | 7/15/2011 5:25:50 PM |
first-dinero-paladin | $50.00 | 7/15/2011 7:17:28 PM |
zorg77 | $50.00 | 7/15/2011 5:48:11 PM |
loanman2007 | $75.00 | 7/15/2011 6:01:37 PM |
handy-justice | $50.00 | 7/15/2011 6:12:19 PM |
lendstats_com | $556.70 | 7/15/2011 6:31:22 PM |
loan-master1 | $25.00 | 7/15/2011 7:20:40 PM |
janeybooboo | $25.00 | 7/15/2011 7:27:31 PM |
CA-Lender | $150.07 | 7/15/2011 7:28:46 PM |
MoneyForNothing | $160.50 | 7/15/2011 5:11:06 PM |
fortytwo | $250.00 | 7/15/2011 5:29:33 PM |
Investor_DP | $100.00 | 7/15/2011 5:02:32 PM |
jkeller4000 | $25.00 | 7/15/2011 6:00:44 PM |
Kash2010lu | $30.00 | 7/15/2011 5:16:47 PM |
janeybooboo | $25.00 | 7/15/2011 7:27:24 PM |
IASKGOD | $25.00 | 7/15/2011 7:37:21 PM |
DHolly | $25.00 | 7/15/2011 6:41:23 PM |
melodious-openness | $2,560.11 | 7/15/2011 8:45:14 PM |
marwadi-62 | $500.00 | 7/15/2011 7:52:16 PM |
justanothersushieater | $25.00 | 7/15/2011 7:55:04 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
516377
This series of Notes was issued and sold upon the funding of the borrower loan #51387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-14-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,188 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Investor1968 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 33 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2010)
720-739
(Nov-2009)
680-699
(Jul-2009)
600-619
(May-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Inventory purchase
Purpose of loan:
This loan will be used to...
New product inventory, My coompany has created a new high capacity clip That fits these models: Ruger 10/22, SR22, 77/22, AMT Lightning
I own the patents and tooling my cost is around 8 dollars per unit I sell them for 34.00 a piece. I am the sole owner their is no spliting of the the profit.
My financial situation:
I am a good candidate for this loan because...
I own two fourplexes and a signle family home which all provide income above my monthly income. I have a positive equity position of 100,000 between the properties.
my base salary is 81,000.00
Monthly net income: $5,945.54
Monthly expenses: $1800.0
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/14/2011 9:02:54 AM |
golffish2 | $25.00 | 7/14/2011 9:13:28 AM |
the-respectful-transaction | $50.00 | 7/14/2011 9:24:26 AM |
RecoveryLender | $32.75 | 7/14/2011 10:00:55 AM |
312-Lender | $40.00 | 7/14/2011 9:02:34 AM |
investment-artist | $25.01 | 7/14/2011 9:02:47 AM |
chameleon125 | $50.00 | 7/14/2011 9:37:17 AM |
janeybooboo | $51.00 | 7/14/2011 9:57:04 AM |
SolarMoonshine | $25.00 | 7/14/2011 10:47:10 AM |
bullish2bearish | $25.00 | 7/14/2011 12:27:49 PM |
fascinating-generosity3 | $200.00 | 7/14/2011 9:14:04 AM |
project07 | $25.00 | 7/14/2011 9:17:15 AM |
Kash2010lu | $25.00 | 7/14/2011 9:21:14 AM |
frugalinvestor20 | $25.00 | 7/14/2011 1:57:43 PM |
Mikale360 | $50.00 | 7/14/2011 2:23:10 PM |
MoneyForNothing | $61.59 | 7/14/2011 9:49:53 AM |
first-serene-credit | $25.00 | 7/14/2011 10:09:13 AM |
Amber_Stone | $90.76 | 7/14/2011 3:05:05 PM |
1traveler | $25.00 | 7/14/2011 2:45:35 PM |
Moe87 | $35.63 | 7/14/2011 3:02:45 PM |
nickel-hickory | $100.00 | 7/14/2011 3:57:32 PM |
innocent-loot | $133.33 | 7/14/2011 3:40:19 PM |
nickel-hickory | $100.00 | 7/14/2011 3:57:24 PM |
toomanyfishtanks | $46.75 | 7/14/2011 2:55:22 PM |
CA-Lender | $75.07 | 7/14/2011 3:29:13 PM |
simplelender80 | $100.00 | 7/14/2011 9:03:18 AM |
payout-hammock1 | $50.00 | 7/14/2011 9:13:07 AM |
first-favorite-bonus9 | $25.00 | 7/14/2011 9:13:27 AM |
cashhelp | $50.00 | 7/14/2011 9:02:10 AM |
MoneyForNothing | $50.00 | 7/14/2011 9:04:52 AM |
diligent-peace9 | $200.00 | 7/14/2011 9:27:23 AM |
kind-charming-value | $2,000.00 | 7/14/2011 9:28:15 AM |
ohmarkybaby | $25.00 | 7/14/2011 9:43:54 AM |
YsoSLO | $37.63 | 7/14/2011 10:06:41 AM |
shrewd-income | $139.00 | 7/14/2011 10:37:27 AM |
RoZu_Lending | $1,000.00 | 7/14/2011 9:56:53 AM |
LivingInvestments01 | $100.00 | 7/14/2011 11:29:33 AM |
EretzCapital | $50.00 | 7/14/2011 11:44:11 AM |
NekHoldings | $25.00 | 7/14/2011 9:12:54 AM |
investment-daydream | $75.00 | 7/14/2011 10:25:56 AM |
organic-treasure | $29.48 | 7/14/2011 10:28:18 AM |
reflective-rupee | $200.09 | 7/14/2011 11:58:40 AM |
alexgalt | $25.00 | 7/14/2011 12:01:09 PM |
shrewd-income | $111.00 | 7/14/2011 10:46:59 AM |
bullish2bearish | $80.00 | 7/14/2011 12:27:14 PM |
jcw3rd | $25.00 | 7/14/2011 11:05:43 AM |
alaskanbearcub | $25.00 | 7/14/2011 11:17:48 AM |
transparency-baton | $25.00 | 7/14/2011 9:17:15 AM |
Bob450 | $30.00 | 7/14/2011 11:33:27 AM |
loanman2007 | $225.00 | 7/14/2011 9:25:46 AM |
octoberfresh | $25.00 | 7/14/2011 11:36:24 AM |
orbital-return316 | $25.00 | 7/14/2011 12:46:36 PM |
tranquil-ore4 | $34.84 | 7/14/2011 1:39:38 PM |
thorough-yield1 | $100.00 | 7/14/2011 1:48:20 PM |
lendstats_com | $300.00 | 7/14/2011 12:53:31 PM |
lucrative-loan | $100.00 | 7/14/2011 2:43:28 PM |
fabulous-community4 | $50.00 | 7/14/2011 2:44:13 PM |
persistent-value188 | $25.00 | 7/14/2011 2:45:28 PM |
wisconsinvestor | $50.00 | 7/14/2011 3:36:46 PM |
nickel-hickory | $100.00 | 7/14/2011 3:57:19 PM |
contract-student2 | $50.00 | 7/14/2011 3:59:12 PM |
worldly-investment333 | $341.07 | 7/14/2011 4:00:19 PM |
nickel-hickory | $100.00 | 7/14/2011 3:57:15 PM |
loan-master1 | $50.00 | 7/14/2011 2:26:10 PM |
yield-lion2 | $30.00 | 7/14/2011 2:44:41 PM |
penny-surgeon | $25.00 | 7/14/2011 3:16:54 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
516413
This series of Notes was issued and sold upon the funding of the borrower loan #51315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-14-2011 |
Term:
| 12 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $427.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 5% |
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Psychologist |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $184 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2p-sprout5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family Emergency
Purpose of loan:
This loan will be used to...1) provide for repairs and maintenance on my car (2000 Toyota Avalon).
2) I very much want to see my granddaughter, 4 months old, who is currently sick. Money will be used for this family emergency.
My financial situation:
I am a good candidate for this loan because... I have enough money each month in salary and social security benefits to pay this loan. I am well equipped to repay this loan due to my income and social security check each month.
Monthly net income: $7396
Monthly expenses: $
Housing: $1850
Insurance: $90
Car expenses: $200
Utilities: $120
Phone, cable, internet: $155
Food, entertainment: $220
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-flag6 | $50.00 | 7/14/2011 5:02:10 PM |
payout-hammock1 | $50.00 | 7/14/2011 5:37:13 PM |
Investor_DP | $100.00 | 7/14/2011 5:02:42 PM |
social-comet7 | $28.74 | 7/14/2011 7:26:28 PM |
reward-motion | $27.82 | 7/14/2011 5:27:21 PM |
Rogesparkguy | $25.00 | 7/14/2011 5:39:11 PM |
janeybooboo | $75.00 | 7/14/2011 8:36:26 PM |
q4golf | $25.00 | 7/15/2011 2:42:32 AM |
worthy-loot8 | $50.00 | 7/15/2011 9:46:21 AM |
Bank42 | $25.00 | 7/15/2011 11:10:49 AM |
Scotcha | $50.00 | 7/15/2011 1:09:08 PM |
Kyne | $100.00 | 7/15/2011 4:03:59 PM |
reflective-rupee | $225.09 | 7/15/2011 12:48:08 PM |
fortytwo | $100.00 | 7/15/2011 5:23:34 PM |
well-mannered-income3 | $25.00 | 7/16/2011 4:52:45 AM |
smooothymon | $25.00 | 7/16/2011 8:50:57 AM |
diplomatic-wealth7 | $25.00 | 7/16/2011 8:31:09 AM |
Ols744 | $125.00 | 7/16/2011 9:17:58 AM |
RLaumeyer | $25.00 | 7/16/2011 12:12:13 PM |
wise-eloquent-yield | $25.00 | 7/16/2011 1:39:14 PM |
smallbizrule | $25.00 | 7/16/2011 5:10:28 PM |
rustysailor | $25.00 | 7/17/2011 8:33:33 AM |
arampata | $200.00 | 7/17/2011 10:59:19 PM |
jmb_lending | $25.00 | 7/18/2011 12:47:48 AM |
generous-agreement | $25.00 | 7/18/2011 10:36:35 AM |
frugalinvestor20 | $25.00 | 7/18/2011 1:45:26 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:58 PM |
italisvital | $45.41 | 7/18/2011 3:48:54 PM |
wealth-prodigy1 | $122.00 | 7/18/2011 2:39:50 PM |
Dubbs360 | $25.00 | 7/18/2011 4:02:00 PM |
balance-windmill8 | $77.50 | 7/18/2011 5:02:57 PM |
enchanted-truth264 | $25.00 | 7/18/2011 6:52:16 PM |
fund-kazoo | $50.00 | 7/18/2011 8:39:28 PM |
Ty-man | $50.00 | 7/18/2011 6:01:46 PM |
cash4less | $25.00 | 7/18/2011 6:27:15 PM |
loot-supporter2 | $25.00 | 7/18/2011 7:52:03 PM |
orange-thankful-kindness | $100.00 | 7/18/2011 8:57:05 PM |
bold-shrewd-duty | $26.15 | 7/19/2011 5:32:18 AM |
bath836 | $50.00 | 7/18/2011 8:53:11 PM |
authoritative-loot | $25.00 | 7/18/2011 11:31:14 PM |
Frover | $30.00 | 7/18/2011 9:33:07 PM |
five-star-note | $50.00 | 7/18/2011 10:01:59 PM |
vanklein | $25.03 | 7/19/2011 3:33:15 AM |
credit-missile | $62.37 | 7/19/2011 5:49:33 AM |
simplelender80 | $100.00 | 7/14/2011 5:02:48 PM |
bav280 | $40.00 | 7/14/2011 6:58:04 PM |
janeybooboo | $25.00 | 7/14/2011 8:36:15 PM |
Investoman | $50.00 | 7/15/2011 6:49:39 AM |
golden-market2 | $125.00 | 7/15/2011 10:26:58 AM |
historic-loan1 | $150.00 | 7/15/2011 1:23:59 PM |
pearl13 | $100.00 | 7/15/2011 2:18:28 PM |
capital-investor8 | $250.00 | 7/15/2011 12:06:29 PM |
investment-magma | $25.00 | 7/15/2011 4:00:40 PM |
handy-justice | $50.00 | 7/15/2011 6:12:17 PM |
ChrisProsper | $250.00 | 7/15/2011 9:10:12 PM |
a-finance-nirvana | $25.00 | 7/16/2011 4:16:10 AM |
communicator9 | $45.55 | 7/16/2011 10:38:47 AM |
sentimental-silver7 | $25.00 | 7/16/2011 1:12:45 PM |
villagers | $50.00 | 7/17/2011 10:39:59 AM |
the-reliable-trade | $100.00 | 7/17/2011 4:02:04 PM |
6moonbeams | $25.00 | 7/17/2011 5:36:09 PM |
Oak-Parker | $25.00 | 7/18/2011 2:07:30 PM |
john2218 | $25.00 | 7/18/2011 3:57:41 PM |
availableloan | $25.00 | 7/18/2011 5:00:20 PM |
Leopoldine | $25.00 | 7/18/2011 6:29:24 PM |
GCInvestments | $25.00 | 7/18/2011 7:05:20 PM |
CapricornLending | $25.00 | 7/18/2011 7:35:44 PM |
dinero-philosopher1 | $50.00 | 7/18/2011 8:12:02 PM |
red-favorable-basis | $25.00 | 7/18/2011 8:51:51 PM |
first-dinero-paladin | $25.00 | 7/18/2011 9:16:50 PM |
dudebrah | $25.00 | 7/18/2011 5:27:17 PM |
Lubava | $25.00 | 7/18/2011 6:27:34 PM |
trail8631 | $59.34 | 7/18/2011 6:37:21 PM |
B2152 | $25.00 | 7/19/2011 5:21:27 AM |
cerebral-dollar773 | $75.00 | 7/19/2011 5:29:16 AM |
nimble-velocity3 | $50.00 | 7/18/2011 9:45:07 PM |
hollysee | $60.00 | 7/18/2011 9:06:20 PM |
gold-commander0 | $50.00 | 7/18/2011 11:43:27 PM |
bonus-seahorse | $25.00 | 7/19/2011 1:35:32 AM |
79 Investments
|
Borrower Payment Dependent Notes Series
516533
This series of Notes was issued and sold upon the funding of the borrower loan #51370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 24y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,082 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| upright-listing5 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
7295clt
Purpose of loan: home improvements
This loan will be used to...home improvements
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4500
Monthly expenses: 2514
Housing: $1048
Insurance: $90
Car expenses: $241
Utilities: $100
Phone, cable, internet: $135
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
diligent-peace9 | $50.00 | 7/15/2011 9:30:16 AM |
Investor_DP | $100.00 | 7/15/2011 9:02:43 AM |
simplelender80 | $100.00 | 7/15/2011 9:02:48 AM |
otto1939 | $51.00 | 7/15/2011 2:28:41 PM |
loanman2007 | $50.00 | 7/15/2011 6:10:32 PM |
fortytwo | $100.00 | 7/15/2011 5:23:41 PM |
janeybooboo | $26.00 | 7/15/2011 7:40:47 PM |
yf99yz | $30.00 | 7/15/2011 9:15:06 PM |
SolarMoonshine | $25.00 | 7/16/2011 2:32:50 PM |
vutah | $25.00 | 7/17/2011 2:53:29 PM |
Reliance_Banker | $25.00 | 7/17/2011 3:17:38 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:02:08 PM |
scarlet-velvet | $25.08 | 7/17/2011 6:15:43 PM |
economy-coup | $100.00 | 7/18/2011 12:57:55 AM |
blissful-finance7 | $25.00 | 7/18/2011 9:52:01 AM |
economy-huckleberry0 | $25.00 | 7/18/2011 12:05:17 PM |
Dubbs360 | $25.00 | 7/18/2011 4:42:32 PM |
jonnysixgun | $28.89 | 7/18/2011 8:25:54 PM |
the-credit-bauble | $25.00 | 7/18/2011 5:43:37 PM |
MrDance123 | $50.00 | 7/19/2011 12:29:51 AM |
five-star-note | $75.00 | 7/18/2011 9:47:56 PM |
tzvie | $25.00 | 7/19/2011 6:50:44 AM |
sgt-schultz | $35.00 | 7/19/2011 6:49:13 AM |
Bob450 | $25.00 | 7/19/2011 7:57:40 AM |
vishal29 | $25.00 | 7/19/2011 10:21:30 AM |
ultramax | $25.00 | 7/19/2011 10:21:52 AM |
shrewd-income | $57.65 | 7/19/2011 10:40:33 AM |
favorite-commerce | $25.00 | 7/15/2011 9:33:38 AM |
profit-powerplant | $25.00 | 7/15/2011 11:02:27 AM |
independent-leverage4 | $100.00 | 7/15/2011 11:34:09 AM |
reflective-rupee | $200.09 | 7/15/2011 12:44:01 PM |
jkeller4000 | $25.00 | 7/15/2011 1:27:26 PM |
pearl13 | $100.00 | 7/15/2011 2:18:31 PM |
fortytwo | $100.00 | 7/15/2011 5:23:53 PM |
handy-justice | $50.00 | 7/15/2011 6:12:19 PM |
courteous-kindness1 | $25.00 | 7/16/2011 1:07:35 AM |
leverage-monger | $25.00 | 7/16/2011 8:29:27 AM |
ryan6853 | $25.00 | 7/16/2011 11:27:24 AM |
beakerfish | $75.00 | 7/16/2011 10:33:51 AM |
janeybooboo | $124.00 | 7/17/2011 10:42:26 AM |
diplomatic-wealth7 | $25.00 | 7/17/2011 11:26:02 AM |
newest-generous-income | $25.00 | 7/17/2011 1:35:43 PM |
AlternativeCashFlow | $25.70 | 7/17/2011 10:35:29 AM |
villagers | $50.00 | 7/17/2011 10:40:01 AM |
6moonbeams | $25.00 | 7/17/2011 5:36:16 PM |
tranquil-gain1 | $94.59 | 7/18/2011 12:09:04 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:58:04 PM |
brightest-dignified-penny | $25.00 | 7/18/2011 4:38:32 PM |
kind-bid-genome | $25.00 | 7/18/2011 5:21:30 PM |
fantastic-bazaar2 | $50.00 | 7/18/2011 7:28:16 PM |
glenium | $25.00 | 7/19/2011 2:35:04 AM |
first-dinero-paladin | $25.00 | 7/18/2011 9:33:11 PM |
SecondChanceLendingSERV | $25.00 | 7/19/2011 6:01:09 AM |
SOP_Bank | $25.00 | 7/19/2011 6:12:15 AM |
thankful-nickel2 | $25.00 | 7/19/2011 6:57:10 AM |
umfan123 | $25.00 | 7/19/2011 6:02:20 AM |
terrific-dough6 | $100.00 | 7/19/2011 9:32:20 AM |
worldly-investment333 | $50.00 | 7/19/2011 9:34:03 AM |
DasMula | $27.00 | 7/19/2011 7:31:14 AM |
cbivitz | $75.00 | 7/19/2011 9:20:48 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
516667
This series of Notes was issued and sold upon the funding of the borrower loan #51367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 24% |
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 77 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,916 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gpdps59 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 62 ( 98% )
| 760-779 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 1
( 2% )
| 780-799
(Jul-2009)
720-739
(Apr-2008)
800-819
(Apr-2007)
|
Principal balance:
| $1,267.46 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 63 | | |
Description
Home Improvements
This will be my fourth Prosper loan. I prefer borrowing from Prosper because it benefits people like me and not just the big corporations. I have about one year left on my last Prosper loan and am on track to pay it off a few months early. I always pay my bills on time. I have a budget and am a stickler about not getting in over my head. This loan will be used to help fund a kitchen remodel project.
My financial situation:
I am a probation officer and have worked for my current employer for three years. Prior to this job I was a police officer and retired after an on duty injury. I do have a pension as well as my earned income which equals about 65,000 per year. .
I have about 40,000 equity in our home (we bought after the bubble burst) 30,000 in a 401k, 2,500 in mutual funds and 8,000 in liquid cash.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-artist | $25.01 | 7/17/2011 12:02:13 PM |
organized-payment6 | $50.00 | 7/17/2011 12:02:18 PM |
RecoveryLender | $39.40 | 7/17/2011 12:28:19 PM |
credit-guard5 | $25.00 | 7/17/2011 12:35:56 PM |
JustMee | $25.00 | 7/17/2011 2:18:20 PM |
6moonbeams | $25.00 | 7/17/2011 5:36:27 PM |
GoGalt | $50.00 | 7/17/2011 7:39:53 PM |
indomitable-coin | $25.00 | 7/17/2011 8:02:22 PM |
NekHoldings | $25.00 | 7/17/2011 8:24:39 PM |
Theodon | $25.00 | 7/18/2011 10:00:19 AM |
ryan6853 | $25.00 | 7/18/2011 1:09:37 PM |
pearl13 | $100.00 | 7/18/2011 5:07:05 PM |
fortytwo | $100.00 | 7/18/2011 11:08:46 PM |
Approved | $75.00 | 7/18/2011 6:48:13 PM |
agalt | $100.00 | 7/19/2011 8:26:38 AM |
reflective-rupee | $175.00 | 7/18/2011 11:49:19 PM |
Leshan | $100.00 | 7/19/2011 8:40:37 AM |
sgt-schultz | $25.00 | 7/19/2011 7:18:44 AM |
basis-viking | $50.00 | 7/19/2011 10:23:51 AM |
benjamins-fan6 | $25.00 | 7/19/2011 9:42:44 AM |
seabass123 | $25.00 | 7/19/2011 10:19:06 AM |
coin-jamboree | $50.00 | 7/19/2011 10:56:32 AM |
Marfloogan | $25.00 | 7/19/2011 10:12:44 AM |
kvandivo | $25.00 | 7/19/2011 10:13:59 AM |
SalukiLending | $35.92 | 7/19/2011 10:22:22 AM |
prainvestment | $100.00 | 7/19/2011 10:26:48 AM |
investment-comet | $25.00 | 7/19/2011 11:22:52 AM |
goldenretriever | $100.00 | 7/19/2011 11:27:01 AM |
iamwhatiam | $25.00 | 7/19/2011 10:29:46 AM |
OldFriend | $50.00 | 7/19/2011 10:19:39 AM |
RJN | $25.00 | 7/19/2011 10:32:01 AM |
hss46 | $50.00 | 7/19/2011 11:59:46 AM |
bajaruss | $44.49 | 7/19/2011 10:25:13 AM |
GiftViftdotcom | $50.00 | 7/19/2011 12:07:36 PM |
value-pouch | $50.00 | 7/19/2011 10:32:49 AM |
radiant-value | $35.00 | 7/19/2011 12:16:41 PM |
basis-wizard8 | $50.00 | 7/19/2011 10:37:13 AM |
momentous-coin | $125.00 | 7/19/2011 10:42:23 AM |
power-secret-agent | $25.00 | 7/19/2011 11:04:02 AM |
funds-rascal | $150.00 | 7/19/2011 10:49:20 AM |
quick | $50.00 | 7/19/2011 10:53:28 AM |
RecoveryLender | $25.00 | 7/19/2011 11:37:04 AM |
khamen | $25.00 | 7/19/2011 12:17:40 PM |
bullwink27 | $25.00 | 7/19/2011 4:44:31 AM |
pound-balancer | $100.00 | 7/18/2011 9:58:54 PM |
compoundinterest | $50.00 | 7/17/2011 12:02:20 PM |
uberrific | $100.00 | 7/17/2011 12:02:16 PM |
MarvintheMartian | $40.00 | 7/17/2011 1:18:11 PM |
janeybooboo | $100.00 | 7/17/2011 3:04:30 PM |
lostontheedge | $25.00 | 7/18/2011 4:56:11 AM |
penny-finder | $42.90 | 7/17/2011 8:15:46 PM |
frugalinvestor20 | $25.00 | 7/18/2011 1:43:26 PM |
EngineersAlliance | $75.00 | 7/19/2011 6:13:23 AM |
thankful-nickel2 | $25.00 | 7/19/2011 6:54:25 AM |
reflective-rupee | $25.09 | 7/18/2011 11:49:07 PM |
Eric_Gagne | $50.00 | 7/19/2011 7:46:39 AM |
inspired-investment8 | $100.00 | 7/19/2011 10:20:38 AM |
a-tranquil-liberty | $25.00 | 7/19/2011 10:37:57 AM |
prudent-dinero | $25.00 | 7/19/2011 10:45:40 AM |
easylender | $25.00 | 7/19/2011 10:16:26 AM |
Magician | $25.00 | 7/19/2011 10:57:49 AM |
McDeeter | $50.00 | 7/19/2011 10:14:22 AM |
novice-speculator | $25.00 | 7/19/2011 11:05:07 AM |
pharmkid21 | $60.20 | 7/19/2011 10:28:28 AM |
rapid-loyalty1 | $25.00 | 7/19/2011 11:27:03 AM |
chrisb1414 | $25.00 | 7/19/2011 11:32:01 AM |
octoberfresh | $25.00 | 7/19/2011 10:36:12 AM |
Oak-Parker | $27.32 | 7/19/2011 12:01:14 PM |
BuffetRocks | $300.00 | 7/19/2011 10:24:03 AM |
profit-powerplant | $25.00 | 7/19/2011 12:03:00 PM |
finance-negotiator2 | $100.00 | 7/19/2011 10:29:21 AM |
Quiddity | $47.71 | 7/19/2011 10:34:53 AM |
Travis247 | $50.00 | 7/19/2011 10:53:52 AM |
pnace | $40.00 | 7/19/2011 10:46:06 AM |
dedication-point | $25.00 | 7/19/2011 10:47:42 AM |
Catalina_Enterprises | $100.00 | 7/19/2011 11:14:58 AM |
bonanza1973 | $50.00 | 7/19/2011 10:56:23 AM |
MoneyForNothing | $25.00 | 7/19/2011 11:16:26 AM |
vigorous-velocity | $100.00 | 7/19/2011 11:22:55 AM |
werdnaff | $25.00 | 7/19/2011 12:58:14 PM |
drtxmac | $50.00 | 7/19/2011 12:59:12 PM |
payout-reaction740 | $25.00 | 7/19/2011 12:19:43 PM |
competent-p2p | $50.00 | 7/19/2011 12:53:49 PM |
commitment-orca7 | $611.96 | 7/19/2011 1:35:50 PM |
84 Investments
|
Borrower Payment Dependent Notes Series
516833
This series of Notes was issued and sold upon the funding of the borrower loan #51309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-17-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
14 | Length of status: | 16y 1m |
Amount delinquent:
| $992 |
Total credit lines:
| 35 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $17,876 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| embrace768 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A.J.
Purpose of loan:
This loan will be used to help me consolidate some debt and help me pay off a sureadvance loan that I took not knowing the rules of the loan. I did not know that if I did not pay them back on the next pay date the interest would be 25% per pay period. I already gave them about $1,000.00 in interest and I just need a little help to pay it off before it gets out of hand. I would appreciate the help that anyone can give. Thank you. God Bless.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000.00
Monthly expenses: $3,550
Housing: $2,300.00
Insurance: $130.00
Car expenses: $0
Utilities: $180
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $120
Credit cards and other loans: $400
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 7/17/2011 12:28:30 PM |
janeybooboo | $50.00 | 7/17/2011 3:12:04 PM |
6moonbeams | $25.00 | 7/17/2011 5:36:29 PM |
alexgalt | $25.00 | 7/17/2011 6:12:02 PM |
wealth-multiplier | $25.00 | 7/17/2011 5:55:06 PM |
Investor_DP | $100.00 | 7/17/2011 8:00:33 PM |
proton346 | $25.00 | 7/18/2011 2:10:10 AM |
spiff666 | $26.66 | 7/18/2011 7:06:06 AM |
pearl13 | $50.00 | 7/18/2011 1:22:33 PM |
Astyanax | $85.00 | 7/18/2011 2:30:42 PM |
RLaumeyer | $25.00 | 7/18/2011 1:47:30 PM |
reflective-rupee | $200.09 | 7/17/2011 4:01:03 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:02:15 PM |
SolarMoonshine | $25.00 | 7/17/2011 6:12:03 PM |
kind-charming-value | $500.00 | 7/17/2011 5:39:15 PM |
economy-coup | $100.00 | 7/18/2011 12:58:01 AM |
EngineersAlliance | $75.00 | 7/18/2011 6:38:54 AM |
blissful-finance7 | $25.00 | 7/18/2011 9:57:18 AM |
Uylsses | $75.00 | 7/18/2011 6:36:16 AM |
wealth-fighter3 | $25.00 | 7/18/2011 12:28:58 PM |
duty-monger | $50.00 | 7/18/2011 1:28:04 PM |
Isanpankki | $44.59 | 7/18/2011 1:51:36 PM |
Oak-Parker | $25.00 | 7/18/2011 2:08:21 PM |
shrewd-income | $25.00 | 7/18/2011 10:31:25 AM |
yons88 | $25.00 | 7/18/2011 1:48:48 PM |
Bob450 | $25.00 | 7/18/2011 2:23:21 PM |
shrewd-income | $43.31 | 7/18/2011 3:23:09 PM |
baker31 | $50.35 | 7/18/2011 2:59:54 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
516957
This series of Notes was issued and sold upon the funding of the borrower loan #51357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 12.90% |
Borrower rate/APR:
| 13.90% / 16.06% |
Monthly payment:
| $85.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.85% | | |
| |
Estimated return*:
| 9.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 31% |
Credit score:
| 780-799 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $377 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| volcano619 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement loan
Purpose of loan: Need replace the water heater and fix the basement that was floated with water.
My financial situation: My finances are fine, my only issue is that my mother in law passed away last month and had to help my wife`s family with the funeral cost and spent almost all my savings
I am a good candidate for this loan because... I always pay my bills on time without fail
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
uberrific | $100.00 | 7/18/2011 5:02:31 PM |
MarvintheMartian | $40.00 | 7/18/2011 5:13:25 PM |
compoundinterest | $50.00 | 7/18/2011 5:02:36 PM |
penny-finder | $25.27 | 7/18/2011 5:08:11 PM |
organized-payment6 | $50.00 | 7/18/2011 5:02:33 PM |
janeybooboo | $100.00 | 7/18/2011 8:07:53 PM |
wild-orange | $200.00 | 7/18/2011 5:32:17 PM |
calimanusa | $25.00 | 7/18/2011 11:44:11 PM |
reflective-rupee | $25.09 | 7/18/2011 8:39:02 PM |
Brisket_Bob | $37.16 | 7/19/2011 4:56:42 AM |
elvisloans | $25.00 | 7/19/2011 5:35:07 AM |
fortytwo | $100.00 | 7/18/2011 11:09:00 PM |
creativename | $25.00 | 7/18/2011 11:21:58 PM |
loan-galaxy6 | $500.00 | 7/19/2011 8:32:04 AM |
SolarMoonshine | $25.00 | 7/19/2011 3:51:22 AM |
Moneypenny6 | $25.00 | 7/19/2011 6:57:07 AM |
fenpark15 | $25.00 | 7/19/2011 9:56:12 AM |
indomitable-coin | $25.00 | 7/19/2011 8:52:09 AM |
pnace | $40.00 | 7/19/2011 10:46:10 AM |
UCSBGAUCHOS | $27.50 | 7/19/2011 10:13:24 AM |
padewy | $25.00 | 7/19/2011 10:53:26 AM |
kind-bid-genome | $25.00 | 7/19/2011 9:35:55 AM |
market-network | $25.00 | 7/19/2011 10:54:02 AM |
Techne_Funds_LLC | $25.00 | 7/19/2011 11:59:54 AM |
BankofPete | $30.00 | 7/19/2011 10:53:43 AM |
Kessler | $26.22 | 7/19/2011 10:57:23 AM |
point-mastery | $37.00 | 7/19/2011 12:01:26 PM |
profit-powerplant | $25.00 | 7/19/2011 12:03:03 PM |
wild-orange | $106.76 | 7/19/2011 12:24:36 PM |
pound-balancer | $100.00 | 7/18/2011 9:58:57 PM |
JustMee | $25.00 | 7/18/2011 5:26:35 PM |
Hexnut | $50.00 | 7/18/2011 9:16:51 PM |
thankful-nickel2 | $25.00 | 7/19/2011 6:58:13 AM |
sgt-schultz | $25.00 | 7/19/2011 7:10:57 AM |
loanman2007 | $50.00 | 7/19/2011 9:19:07 AM |
leverage-gravitas | $50.00 | 7/19/2011 10:19:42 AM |
pound-balancer | $50.00 | 7/19/2011 8:57:14 AM |
marwadi-62 | $200.00 | 7/19/2011 9:19:01 AM |
trustworthy-hope189 | $30.00 | 7/19/2011 11:59:50 AM |
terrific-p2ploan | $25.00 | 7/19/2011 12:04:03 PM |
reflective-greenback1 | $50.00 | 7/19/2011 11:29:31 AM |
khamen | $25.00 | 7/19/2011 12:18:01 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
516965
This series of Notes was issued and sold upon the funding of the borrower loan #51460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jul-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
9 | Length of status: | 4y 8m |
Amount delinquent:
| $8,513 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,035 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| power-sage7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 7/19/2011 8:45:39 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
516971
This series of Notes was issued and sold upon the funding of the borrower loan #51365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1980 |
Debt/Income ratio:
| 2% |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 0
/
1 | Length of status: | 6y 3m |
Amount delinquent:
| $1,678 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,678 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| stageworks |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Oct-2010)
620-639
(Jun-2008)
|
Principal balance:
| $7,977.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to do some needed home improvement, including walkway replacement and driveway repair as well as painting and window coverings inside the home.
My financial situation:
I am a good candidate for this loan because I have a good full time job with significant income coming in to follow through with my committment and pay this loan off in the required time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 7/18/2011 5:02:37 PM |
uberrific | $100.00 | 7/18/2011 5:02:31 PM |
FinDoc | $25.00 | 7/18/2011 7:06:58 PM |
enchanted-truth264 | $25.00 | 7/18/2011 7:06:20 PM |
crw1950 | $27.23 | 7/19/2011 4:19:03 AM |
Hexnut | $50.00 | 7/18/2011 9:01:41 PM |
competent-p2p | $29.27 | 7/19/2011 6:49:24 AM |
availableloan | $25.00 | 7/18/2011 10:44:20 PM |
red-favorable-basis | $25.00 | 7/19/2011 6:04:10 AM |
nimcha | $50.00 | 7/19/2011 3:01:18 AM |
sgt-schultz | $25.00 | 7/19/2011 6:16:09 AM |
commitment-farm | $26.00 | 7/19/2011 9:19:35 AM |
upbeat-investment9 | $50.00 | 7/19/2011 8:22:41 AM |
kvandivo | $25.00 | 7/19/2011 10:13:14 AM |
versatile-commerce | $37.41 | 7/19/2011 10:55:08 AM |
red-money-advocator | $25.00 | 7/19/2011 10:20:37 AM |
Swabjockey | $25.00 | 7/19/2011 10:56:31 AM |
newest-organic-rupee | $33.00 | 7/19/2011 10:21:31 AM |
saga9 | $50.00 | 7/19/2011 11:05:27 AM |
GiftViftdotcom | $25.00 | 7/19/2011 11:24:44 AM |
pnace | $40.00 | 7/19/2011 10:46:10 AM |
indomitable-coin | $25.00 | 7/19/2011 11:34:12 AM |
UncleScroogeDMD | $220.97 | 7/19/2011 2:09:01 PM |
unrivaled-income5 | $100.00 | 7/19/2011 2:35:30 PM |
loyalty-voyage | $44.13 | 7/19/2011 2:50:00 PM |
valueguru | $150.00 | 7/19/2011 12:14:44 PM |
AdamDB | $25.00 | 7/19/2011 12:41:43 PM |
HealthyWealthNow | $25.60 | 7/19/2011 4:05:48 PM |
intlargonaut | $60.00 | 7/19/2011 12:25:40 PM |
Bank42 | $71.41 | 7/19/2011 2:16:52 PM |
cloud8 | $125.00 | 7/19/2011 12:39:00 PM |
Scooterman | $75.00 | 7/19/2011 2:31:28 PM |
euro-deployment | $25.00 | 7/19/2011 4:18:01 PM |
Veets | $150.00 | 7/19/2011 1:56:30 PM |
loot-castanets | $25.00 | 7/19/2011 3:38:36 PM |
Veets | $100.00 | 7/19/2011 2:10:21 PM |
Leopoldine | $50.36 | 7/19/2011 2:43:34 PM |
Duanep01 | $52.00 | 7/19/2011 4:35:54 PM |
wealth-pal3 | $50.00 | 7/19/2011 4:52:35 PM |
supersarah61 | $25.00 | 7/19/2011 4:10:38 PM |
TakeCare | $50.00 | 7/19/2011 4:16:33 PM |
dblaz5 | $314.03 | 7/19/2011 5:05:48 PM |
x-lender | $80.00 | 7/19/2011 4:38:24 PM |
108lender | $350.00 | 7/19/2011 4:43:14 PM |
organized-payment6 | $50.00 | 7/18/2011 5:02:33 PM |
adamnash | $25.00 | 7/18/2011 5:21:58 PM |
fortytwo | $200.00 | 7/18/2011 11:08:00 PM |
GCInvestments | $26.00 | 7/18/2011 7:10:31 PM |
treasure-exchanger2 | $25.00 | 7/19/2011 7:39:00 AM |
reflective-rupee | $25.09 | 7/19/2011 9:53:13 AM |
motivator796 | $28.00 | 7/19/2011 10:14:13 AM |
easylender | $25.00 | 7/19/2011 10:18:06 AM |
seabass123 | $25.00 | 7/19/2011 7:54:50 AM |
inspired-investment8 | $100.00 | 7/19/2011 10:20:52 AM |
authoritative-capital | $42.85 | 7/19/2011 10:24:44 AM |
value-pouch | $50.00 | 7/19/2011 10:29:35 AM |
penny-finder | $25.30 | 7/19/2011 10:10:01 AM |
wise-agile-investment | $25.00 | 7/19/2011 10:22:07 AM |
SalukiLending | $35.00 | 7/19/2011 10:19:04 AM |
goldenretriever | $100.00 | 7/19/2011 11:28:47 AM |
BuffetRocks | $100.00 | 7/19/2011 10:21:43 AM |
KarmaBum77 | $54.48 | 7/19/2011 10:41:54 AM |
a-tranquil-liberty | $25.00 | 7/19/2011 10:39:48 AM |
vigorous-velocity | $100.00 | 7/19/2011 11:21:42 AM |
godfather4u | $98.00 | 7/19/2011 11:26:32 AM |
commitment-orca7 | $244.93 | 7/19/2011 1:47:22 PM |
money-animal3 | $100.00 | 7/19/2011 3:12:08 PM |
neutrino6 | $25.00 | 7/19/2011 3:39:14 PM |
chinolatino | $50.00 | 7/19/2011 3:59:06 PM |
h_corey | $40.00 | 7/19/2011 4:16:28 PM |
SNH | $200.00 | 7/19/2011 3:11:39 PM |
augie-wiseone | $25.00 | 7/19/2011 3:20:43 PM |
slartibardfast | $30.00 | 7/19/2011 2:51:10 PM |
EverettFinancial | $25.00 | 7/19/2011 3:38:29 PM |
bancoroyal | $25.00 | 7/19/2011 4:06:42 PM |
john2218 | $25.00 | 7/19/2011 5:04:57 PM |
details | $38.94 | 7/19/2011 4:25:29 PM |
upbeat-finance8 | $25.00 | 7/19/2011 4:50:08 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
516981
This series of Notes was issued and sold upon the funding of the borrower loan #51358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,600.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $113.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 38% |
Credit score:
| 720-739 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $42,461 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| euro-angel |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card consolidation
Purpose of loan:
This loan will be used to consolidate 3 credit card bills with a very high interest rate.
My financial situation:
I am a good candidate for this loan because I do not have a history of defaulting on my debts.
Monthly net income: $7502.00
Monthly expenses: $ 6105.00
Housing: $ 3600
Insurance: 150.00
Car expenses: $525.00
Utilities: $380.00
Phone, cable, internet: $ 250.00
Food, entertainment: $300.00
Clothing, household expenses: $400.00
Credit cards and other loans: $1100.00
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $60.00 | 7/18/2011 5:02:06 PM |
shrewd-income | $200.00 | 7/18/2011 5:34:33 PM |
Legally_Blonde | $25.00 | 7/18/2011 6:28:54 PM |
alexgalt | $25.00 | 7/18/2011 7:00:36 PM |
first-dinero-paladin | $75.00 | 7/18/2011 9:24:55 PM |
janeybooboo | $50.00 | 7/18/2011 8:05:52 PM |
vutah | $25.00 | 7/18/2011 8:07:44 PM |
CA-Lender | $75.07 | 7/18/2011 9:57:53 PM |
wizardii | $25.00 | 7/19/2011 12:27:18 AM |
SolarMoonshine | $25.00 | 7/19/2011 3:44:40 AM |
diligent-peace9 | $225.00 | 7/18/2011 5:22:51 PM |
Investor_DP | $100.00 | 7/18/2011 5:02:40 PM |
SeeksValue | $25.00 | 7/18/2011 7:57:51 PM |
ultimate-peace | $150.00 | 7/18/2011 5:03:13 PM |
Wangchuk | $35.00 | 7/18/2011 5:12:59 PM |
reflective-rupee | $520.09 | 7/18/2011 5:24:59 PM |
Kash2010lu | $25.00 | 7/18/2011 6:34:24 PM |
fortytwo | $200.00 | 7/18/2011 11:10:42 PM |
calimanusa | $25.00 | 7/18/2011 11:45:08 PM |
AlternativeCashFlow | $44.70 | 7/18/2011 11:48:21 PM |
lendstats_com | $300.00 | 7/18/2011 7:59:52 PM |
MrDance123 | $100.00 | 7/19/2011 12:28:29 AM |
mrxtravis | $25.00 | 7/19/2011 12:32:32 AM |
golffish2 | $25.00 | 7/19/2011 4:33:13 AM |
loanman2007 | $190.14 | 7/19/2011 5:12:23 AM |
wealth-renaissance5 | $25.00 | 7/19/2011 1:57:13 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
517001
This series of Notes was issued and sold upon the funding of the borrower loan #51344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 20% |
Credit score:
| 600-619 (Jul-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 17y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,633 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| Iam4u |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 96% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 2
( 4% )
| 600-619
(Mar-2010)
580-599
(Jul-2008)
600-619
(Jun-2008)
|
Principal balance:
| $720.18 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
Please read and help me!
Purpose of loan: To pay off a hard money loan with cash call,this year's taxes,pay a prorated amount of rent and deposit on 8/1/11 for a new place i moved to. The hard money loan is at100 % interest & is a rip off & killing my credit score. I had to get the loan as my mother was ill & near death a year ago.I had to help with expenses. My credit score will increase once this loan is paid off.
My financial situation: Is good & stable, less expenses now. I have a BK on my report, which was due to debt accumulating due to a divorce. I want to rebuild my credit & I really need you the investors help to do so. You would be a godsend. Please I beg you.
Monthly net income: $3200-3500 (base + comission)
Monthly expenses: $2283
Housing: $1350
Insurance: $97.00
Car expenses: $100 gas a month
Utilities: $120
Phone, cable, internet: $116
Food, entertainment: $100 a month food
Clothing, household expenses: $0
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $50.00 | 7/18/2011 5:02:30 PM |
myutmost | $47.78 | 7/19/2011 5:11:03 AM |
first-favorite-bonus9 | $25.00 | 7/19/2011 5:27:11 AM |
worth-blanket2 | $3,812.22 | 7/19/2011 8:43:19 AM |
312-Lender | $40.00 | 7/19/2011 12:22:47 AM |
proper-revenue7 | $25.00 | 7/19/2011 8:36:57 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
517025
This series of Notes was issued and sold upon the funding of the borrower loan #51466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,810 | Stated income: | $0 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| loyalty-mole9 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Timely Development
Purpose of loan:
This loan will be used to...
Fund office space, bills, advertising, and payroll. And Licensing fees.
My financial situation:
I am a good candidate for this loan because...
I have over 17 years experience in the related business.
I dont have a house payment, dont have a car payment.
Its a little rocky in beginning, especially when dealing with 30day term limits.
Monthly net income: $3200 currently paid invoices.
I have over $17,000 worth of work to be billed for.
That was for about 2 weeks worth of casual work.
The monthly earning potential, is high.
Monthly expenses: $1400
Housing: $500
Insurance: $80
Car expenses: $0
Utilities: $120
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $15500
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,250.00 | 7/19/2011 4:45:25 PM |
Investor_DP | $100.00 | 7/19/2011 9:02:36 AM |
profit-powerplant | $25.00 | 7/19/2011 12:00:04 PM |
first-favorite-bonus9 | $25.00 | 7/19/2011 3:47:05 PM |
terrific-p2ploan | $25.00 | 7/19/2011 12:20:00 PM |
jkeller4000 | $25.00 | 7/19/2011 3:13:11 PM |
pearl13 | $50.00 | 7/19/2011 10:44:31 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
517095
This series of Notes was issued and sold upon the funding of the borrower loan #51371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $129.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,677 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| hutogw |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 29 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2010)
760-779
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 29 | | |
Description
In between jobs
Purpose of loan:
This loan will be used to help with moving expenses. I am currently in between jobs, my next teaching position starting in August. I am downgrading from a more expensive apartment to a less expensive one and need a little help with the moving costs, security deposit, etc.
My financial situation:
I am a good candidate for this loan because I am very trustworthy. I have obtained a Prosper loan before and paid it BEFORE the 3 year term. I guarantee that the loan will be paid back.
Monthly net income: $3750
Monthly expenses: $
Housing: $1100
Insurance: $
Utilities: $
Phone, cable, internet: $387
Food, entertainment: $280
Clothing, household expenses: $
Credit cards and other loans: $420
Other expenses: $178
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,919.99 | 7/19/2011 5:04:23 PM |
MoneyForNothing | $30.00 | 7/19/2011 5:02:04 PM |
investment-artist | $25.01 | 7/19/2011 5:02:19 PM |
grammaspurse | $25.00 | 7/19/2011 5:03:51 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
517143
This series of Notes was issued and sold upon the funding of the borrower loan #51408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-19-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,076 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| punctual-affluence3 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Liquidity - Fix Teeth, Improve Home
Purpose of loan: To improve home and fix my teeth.
Monthly net income: $7000
Monthly expenses: $5000
Housing: $800
Insurance: $140
Car expenses: $600
Utilities: $150
Phone, cable, internet: $80
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $200
Thanks
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 7/19/2011 5:23:36 PM |
Investor_DP | $100.00 | 7/19/2011 5:02:08 PM |
jmeasn | $25.00 | 7/19/2011 5:02:17 PM |
adamnash | $25.00 | 7/19/2011 5:17:45 PM |
Moe87 | $30.00 | 7/19/2011 6:16:26 PM |
interstellar | $75.00 | 7/19/2011 8:51:54 PM |
balance-transformer3 | $50.00 | 7/19/2011 9:03:45 PM |
chameleon125 | $25.00 | 7/19/2011 9:43:32 PM |
ingenious-deal6 | $25.00 | 7/19/2011 7:25:03 PM |
Investoman | $75.00 | 7/19/2011 7:06:51 PM |
BookPublisher | $25.00 | 7/20/2011 4:31:30 AM |
YosemiteSam | $25.00 | 7/20/2011 5:31:03 AM |
jpac1066 | $100.00 | 7/20/2011 5:52:09 AM |
Danylostefan | $25.00 | 7/20/2011 6:11:24 AM |
buukyak | $25.00 | 7/20/2011 6:17:35 AM |
competent-p2p | $39.36 | 7/20/2011 6:40:15 AM |
loanman2007 | $150.00 | 7/20/2011 7:22:34 AM |
FinanceEngine | $40.00 | 7/19/2011 9:29:07 PM |
janeybooboo | $50.00 | 7/19/2011 8:48:18 PM |
octoberfresh | $25.00 | 7/20/2011 8:12:12 AM |
Leopoldine | $25.45 | 7/20/2011 8:12:58 AM |
IIP77 | $25.00 | 7/20/2011 12:22:21 AM |
blissful-penny | $50.00 | 7/19/2011 10:33:21 PM |
vigilance-searcher | $25.00 | 7/20/2011 8:48:04 AM |
JaceSpade | $25.00 | 7/20/2011 12:20:39 AM |
c-gurista-5 | $25.00 | 7/20/2011 9:19:09 AM |
JCM_MN | $40.00 | 7/20/2011 4:37:48 AM |
asmithj | $25.00 | 7/20/2011 1:47:33 AM |
head | $25.00 | 7/20/2011 5:24:16 AM |
attractive-rate | $25.00 | 7/20/2011 2:21:08 AM |
max007 | $25.00 | 7/20/2011 5:40:37 AM |
zbanker | $30.98 | 7/20/2011 9:42:55 AM |
arampata | $503.22 | 7/20/2011 3:05:10 AM |
PleaseDontDefault | $50.00 | 7/20/2011 5:44:14 AM |
market-pudding | $25.00 | 7/20/2011 9:49:58 AM |
thankful-nickel2 | $25.00 | 7/20/2011 6:29:50 AM |
return-enthusiast1 | $100.00 | 7/20/2011 10:02:03 AM |
first-serene-credit | $25.00 | 7/20/2011 10:07:11 AM |
pearl13 | $50.00 | 7/20/2011 10:07:22 AM |
knowledgeable-payment7 | $25.00 | 7/20/2011 7:04:04 AM |
moola-accelerator6 | $46.00 | 7/20/2011 7:20:21 AM |
engbusres | $26.00 | 7/20/2011 6:04:11 AM |
Bank_Of_XL | $25.00 | 7/20/2011 6:18:22 AM |
EJO | $25.00 | 7/20/2011 8:07:38 AM |
engrossing-benefit0 | $26.00 | 7/20/2011 7:29:26 AM |
lawyervon | $25.00 | 7/20/2011 8:32:55 AM |
credit-investor5 | $50.00 | 7/20/2011 8:51:32 AM |
asset-cougar0 | $25.00 | 7/20/2011 8:28:23 AM |
penny-surgeon | $25.00 | 7/20/2011 9:17:42 AM |
HAWK-Investing | $200.00 | 7/20/2011 9:29:58 AM |
generosity-serrano | $34.96 | 7/20/2011 9:32:26 AM |
black_adder2003 | $50.00 | 7/20/2011 10:11:57 AM |
leverage-monger | $25.00 | 7/20/2011 9:39:38 AM |
noble-silver1 | $25.00 | 7/20/2011 10:29:07 AM |
thriller451 | $5.00 | 7/20/2011 10:31:04 AM |
green-authentic-leverage | $25.00 | 7/20/2011 9:51:55 AM |
One-ninety-three | $25.00 | 7/20/2011 10:21:16 AM |
worth-blanket2 | $7,500.00 | 7/19/2011 5:09:27 PM |
asset-professor | $25.00 | 7/19/2011 5:02:28 PM |
reflective-rupee | $500.09 | 7/19/2011 5:15:23 PM |
bullish2bearish | $25.00 | 7/19/2011 5:25:47 PM |
r48 | $25.00 | 7/19/2011 5:47:59 PM |
pnace | $50.00 | 7/19/2011 5:02:15 PM |
113121 | $150.00 | 7/19/2011 5:15:23 PM |
MarvintheMartian | $30.00 | 7/19/2011 5:45:51 PM |
hostbank | $250.00 | 7/19/2011 8:04:23 PM |
jcw3rd | $25.00 | 7/19/2011 9:02:54 PM |
krd_Chicago | $80.00 | 7/19/2011 5:33:46 PM |
Mikale360 | $25.00 | 7/19/2011 5:41:33 PM |
rutzebach | $100.00 | 7/19/2011 10:22:58 PM |
Spinnaker | $50.00 | 7/19/2011 10:53:51 PM |
SolarMoonshine | $200.00 | 7/20/2011 3:36:40 AM |
britgsb | $100.00 | 7/20/2011 5:56:51 AM |
Danylostefan | $25.00 | 7/20/2011 6:11:41 AM |
janeybooboo | $25.00 | 7/19/2011 8:48:37 PM |
shrewd-income | $200.00 | 7/20/2011 7:20:07 AM |
calmfunds | $500.00 | 7/20/2011 7:37:09 AM |
janeybooboo | $50.00 | 7/19/2011 8:48:09 PM |
janeybooboo | $25.00 | 7/19/2011 8:48:29 PM |
Bcs-cnc | $25.00 | 7/20/2011 8:06:25 AM |
pro-fl | $25.00 | 7/19/2011 10:32:55 PM |
goodfaithAK | $100.00 | 7/19/2011 11:50:26 PM |
loyalty-czar | $55.93 | 7/20/2011 9:14:39 AM |
thrilling-nickel5 | $25.00 | 7/20/2011 4:52:44 AM |
Mariner3605 | $50.00 | 7/20/2011 9:27:08 AM |
courteous-note1 | $26.78 | 7/20/2011 4:59:03 AM |
enthralling-investment | $100.00 | 7/20/2011 5:31:17 AM |
alphaseek | $200.00 | 7/20/2011 4:09:03 AM |
tranquil-return4 | $25.00 | 7/20/2011 5:58:41 AM |
sgt-schultz | $30.00 | 7/20/2011 6:32:55 AM |
chad-bro-chill | $30.00 | 7/20/2011 10:02:06 AM |
enthralling-deal180 | $100.00 | 7/20/2011 4:35:45 AM |
suave-dime6 | $25.00 | 7/20/2011 5:07:03 AM |
Nerdster1 | $35.11 | 7/20/2011 10:13:02 AM |
ect_2k20 | $29.11 | 7/20/2011 7:31:26 AM |
golffish2 | $25.00 | 7/20/2011 6:31:21 AM |
RJN | $25.00 | 7/20/2011 7:42:06 AM |
BigBag | $25.00 | 7/20/2011 7:45:21 AM |
the-silver-blaster | $100.00 | 7/20/2011 7:50:30 AM |
hidavehi | $40.00 | 7/20/2011 8:11:28 AM |
Bob450 | $25.32 | 7/20/2011 7:31:10 AM |
sugybutt | $25.00 | 7/20/2011 8:32:10 AM |
exciting-fairness | $200.00 | 7/20/2011 8:33:04 AM |
credit-coach118 | $25.00 | 7/20/2011 8:34:58 AM |
AvPro | $75.00 | 7/20/2011 8:06:14 AM |
EJO | $25.00 | 7/20/2011 8:06:53 AM |
wesleys | $25.00 | 7/20/2011 8:57:01 AM |
p2p-sunshine4 | $25.00 | 7/20/2011 9:26:01 AM |
TakeCare | $200.00 | 7/20/2011 9:37:15 AM |
vonheyse | $50.00 | 7/20/2011 10:00:56 AM |
jessica9432 | $25.00 | 7/20/2011 10:06:24 AM |
order-tamale | $75.00 | 7/20/2011 9:41:13 AM |
Rider | $100.00 | 7/20/2011 10:10:59 AM |
outofoffice | $200.00 | 7/20/2011 10:21:55 AM |
thriller451 | $55.69 | 7/20/2011 10:26:41 AM |
trumpeter5 | $40.00 | 7/20/2011 10:30:00 AM |
116 Investments
|
Borrower Payment Dependent Notes Series
499076
This series of Notes was issued and sold upon the funding of the borrower loan #51375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jul-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,130 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-order-innovator |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card debt consolidation
Purpose of loan:
This loan will be used to... pay credit cards off
My financial situation:
I am a good candidate for this loan because...
i have good credit and i pay my bills on time each month
Monthly net income: $2200
Monthly expenses: $900
Housing: $361
Insurance: $75
Car expenses: $100
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $10000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,925.00 | 7/19/2011 4:46:09 PM |
diligent-peace9 | $75.00 | 7/16/2011 10:02:47 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
503928
This series of Notes was issued and sold upon the funding of the borrower loan #51427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-15-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,954 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| CT-Copper3882 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,250.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2010)
|
Principal balance:
| $2,201.25 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Getting engaged to a wonderful girl
Purpose of loan:
This loan will be used to get an engagement ring
My financial situation:
I am a good candidate for this loan because I have a secure job with guaranteed income. I also have another prosper loan outstanding and I never missed a payment.
Monthly net income: $ 4000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
well-rounded-payout0 | $26.55 | 7/15/2011 9:02:13 AM |
Investor_DP | $100.00 | 7/15/2011 9:02:28 AM |
diligent-peace9 | $75.00 | 7/15/2011 9:27:07 AM |
Kash2010lu | $25.00 | 7/15/2011 9:04:10 AM |
One_Lolo | $25.00 | 7/15/2011 9:02:15 AM |
simplelender80 | $100.00 | 7/15/2011 9:02:43 AM |
worth-blanket2 | $1,598.45 | 7/15/2011 9:34:21 AM |
vine99 | $50.00 | 7/15/2011 9:02:10 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
506572
This series of Notes was issued and sold upon the funding of the borrower loan #51404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,800.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Jul-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $279.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 10% |
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $279 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| contract-serrano0 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate our credit card debt in order to take advantage of the lower interest.
My financial situation:
I am a good candidate for this loan because we have a combined income of about $75,000, my wife is an accountant and we are great at money management, and we are currently paying several times our minimum payments in order to pay off our debt quickly. We are mainly trying to get out from under credit cards as we intend to never use them again.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 7/10/2011 6:30:54 PM |
miket71 | $32.00 | 7/18/2011 5:27:17 PM |
figs4u2 | $100.00 | 7/10/2011 12:02:39 PM |
Dollars4Rent | $50.00 | 7/10/2011 12:02:49 PM |
diablorulz | $50.00 | 7/10/2011 12:02:58 PM |
uberrific | $100.00 | 7/10/2011 12:03:19 PM |
Rivervale_Westwood | $25.00 | 7/10/2011 12:03:00 PM |
blot44 | $25.00 | 7/10/2011 12:04:07 PM |
vinayski | $25.00 | 7/10/2011 12:04:10 PM |
ogmanny | $50.00 | 7/10/2011 12:03:40 PM |
meux99 | $25.00 | 7/10/2011 12:02:56 PM |
minista | $25.00 | 7/10/2011 12:03:02 PM |
kenji4861 | $50.00 | 7/10/2011 12:03:04 PM |
benjamins-utopia | $50.00 | 7/10/2011 12:04:05 PM |
-J | $25.00 | 7/10/2011 12:14:37 PM |
janeybooboo | $25.00 | 7/10/2011 1:04:29 PM |
lendersf | $100.00 | 7/10/2011 2:44:12 PM |
heavenly-interest9 | $100.00 | 7/10/2011 11:18:24 PM |
Solid-Platinum | $100.00 | 7/10/2011 6:08:09 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:41 AM |
damage | $25.00 | 7/11/2011 7:57:46 AM |
antlr | $50.00 | 7/11/2011 3:04:36 PM |
tapesor | $100.00 | 7/11/2011 3:06:07 PM |
setUup | $31.20 | 7/11/2011 2:44:17 PM |
loot-funkmaster | $25.00 | 7/11/2011 6:05:15 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:52 PM |
Zipperdu | $50.00 | 7/12/2011 6:10:58 AM |
brightest-durability-chomper | $25.00 | 7/12/2011 7:19:51 AM |
fortytwo | $100.00 | 7/12/2011 11:43:14 AM |
Cherrypicker | $50.00 | 7/12/2011 3:16:28 PM |
UTVolunteer | $100.00 | 7/13/2011 8:20:49 AM |
Jay_Tee | $50.00 | 7/13/2011 9:17:22 AM |
buukyak | $25.00 | 7/13/2011 3:53:10 PM |
StPong | $25.00 | 7/13/2011 3:53:28 PM |
SunsetCoastCapital | $25.00 | 7/13/2011 3:42:08 PM |
established-hope5 | $25.00 | 7/13/2011 6:38:33 PM |
Boxster968 | $25.00 | 7/13/2011 8:12:19 PM |
wam37 | $25.00 | 7/14/2011 5:10:50 AM |
goldfinger3 | $50.00 | 7/14/2011 9:34:04 AM |
thankful-nickel2 | $50.00 | 7/14/2011 8:26:13 AM |
loyalty-edifice997 | $25.00 | 7/14/2011 10:07:16 AM |
blue-attentive-bid | $100.00 | 7/14/2011 11:58:47 AM |
agalt | $100.00 | 7/14/2011 1:34:15 PM |
astute-fairness0 | $25.00 | 7/14/2011 1:02:23 PM |
virtuous-repayment | $25.00 | 7/14/2011 3:35:56 PM |
Leopoldine | $27.00 | 7/14/2011 8:48:01 PM |
ckatak | $50.00 | 7/15/2011 7:14:09 AM |
commitment-orca7 | $300.00 | 7/15/2011 11:17:45 AM |
velocity-solo | $30.00 | 7/15/2011 3:07:49 PM |
kyomoon | $50.00 | 7/15/2011 4:56:54 PM |
jpblan11 | $25.00 | 7/15/2011 10:59:04 PM |
diversification-surge | $30.50 | 7/16/2011 1:07:41 AM |
GreenSun | $25.00 | 7/16/2011 5:14:21 AM |
finance-symphony7 | $50.00 | 7/16/2011 4:49:51 AM |
SolarMoonshine | $25.00 | 7/16/2011 3:43:57 AM |
alpinaut | $30.00 | 7/16/2011 9:11:06 AM |
wise-silver-wonder | $25.00 | 7/16/2011 12:13:58 PM |
alpinaut | $30.00 | 7/16/2011 9:21:41 AM |
credit-panda1 | $25.00 | 7/16/2011 11:58:57 AM |
TrustPlus | $50.00 | 7/16/2011 2:16:58 PM |
drkosh | $25.00 | 7/16/2011 3:53:00 PM |
FlexFunding | $50.00 | 7/17/2011 4:54:42 AM |
preciouschild | $50.00 | 7/17/2011 7:04:52 AM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:58 PM |
nimble-money0 | $25.00 | 7/17/2011 3:21:54 PM |
promiser200 | $25.00 | 7/17/2011 4:41:38 PM |
Aggie88 | $115.00 | 7/17/2011 8:35:53 PM |
michaelwong | $50.00 | 7/18/2011 8:08:14 AM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:12 PM |
generous-deal6 | $100.00 | 7/18/2011 5:41:08 PM |
orange-thankful-kindness | $100.00 | 7/18/2011 9:02:50 PM |
a-balance-surgeon | $43.65 | 7/18/2011 10:20:29 PM |
syrepsorp | $50.00 | 7/18/2011 11:41:27 PM |
dontletmoneyfoolya | $25.00 | 7/19/2011 12:31:23 AM |
silver-dogwood4 | $25.00 | 7/19/2011 7:05:22 AM |
reflective-rupee | $200.09 | 7/18/2011 11:59:26 PM |
VBinvestor | $100.00 | 7/19/2011 7:52:40 AM |
skuba | $75.00 | 7/19/2011 6:49:19 AM |
Castelj | $55.00 | 7/19/2011 7:50:59 AM |
credit-investor5 | $50.00 | 7/19/2011 7:44:31 AM |
marwadi-62 | $100.00 | 7/19/2011 9:19:00 AM |
abundant-marketplace436 | $50.00 | 7/19/2011 9:53:55 AM |
rlgnyc | $25.00 | 7/19/2011 10:19:19 AM |
funds-rascal | $50.00 | 7/19/2011 10:28:18 AM |
OldFriend | $24.44 | 7/19/2011 10:31:45 AM |
Veets | $250.00 | 7/14/2011 5:41:31 PM |
Abstract | $50.00 | 7/10/2011 12:02:46 PM |
BankofHank | $100.00 | 7/10/2011 12:02:34 PM |
cebgop | $25.00 | 7/10/2011 12:03:07 PM |
neighborly-hope6 | $50.00 | 7/10/2011 12:02:38 PM |
top-epic-community | $50.00 | 7/10/2011 12:03:08 PM |
gentle-penny7 | $50.00 | 7/10/2011 12:04:04 PM |
jubilant-trade6 | $50.00 | 7/10/2011 12:02:29 PM |
serene-truth2 | $50.00 | 7/10/2011 12:02:38 PM |
indomitable-coin | $25.00 | 7/10/2011 12:02:43 PM |
jpac1066 | $200.00 | 7/10/2011 12:14:33 PM |
compoundinterest | $60.00 | 7/10/2011 12:04:01 PM |
janeybooboo | $50.00 | 7/10/2011 1:04:12 PM |
income-awakening6 | $25.00 | 7/10/2011 12:19:09 PM |
MarvintheMartian | $40.00 | 7/10/2011 12:26:57 PM |
janeybooboo | $25.00 | 7/10/2011 1:04:22 PM |
tomdooley12520 | $25.00 | 7/10/2011 3:51:30 PM |
investment-artist | $25.00 | 7/10/2011 8:20:00 PM |
penny-finder | $25.05 | 7/10/2011 8:16:33 PM |
retiresecure | $25.00 | 7/11/2011 7:58:47 AM |
magnificent-income7 | $25.00 | 7/11/2011 10:41:44 AM |
pound-balancer | $50.00 | 7/11/2011 3:27:59 PM |
Guiren | $142.95 | 7/11/2011 3:30:01 PM |
truth-image | $74.04 | 7/12/2011 1:23:39 AM |
BankofPete | $25.00 | 7/12/2011 6:11:47 AM |
restless-balance9 | $50.00 | 7/12/2011 6:17:57 AM |
first-favorite-bonus9 | $50.00 | 7/12/2011 9:04:52 AM |
pnace | $50.00 | 7/12/2011 12:30:09 PM |
GElender | $25.00 | 7/12/2011 3:52:15 PM |
britgsb | $50.00 | 7/13/2011 2:44:54 AM |
oskizzle | $50.00 | 7/13/2011 6:21:18 AM |
Harry | $25.00 | 7/13/2011 7:25:21 AM |
pinnacle10 | $25.00 | 7/13/2011 10:13:40 AM |
determined-deal7 | $25.00 | 7/13/2011 3:53:29 PM |
designer_10 | $25.00 | 7/13/2011 4:04:20 PM |
balance-transformer3 | $25.00 | 7/13/2011 8:29:14 PM |
Pickmar | $25.00 | 7/14/2011 5:01:18 AM |
unclejaef | $25.00 | 7/14/2011 3:52:31 PM |
scrappy-bonus2 | $25.00 | 7/14/2011 4:27:11 PM |
pearl13 | $100.00 | 7/15/2011 2:18:26 PM |
a-responsible-return | $50.00 | 7/15/2011 3:07:34 PM |
Lavarock7 | $50.00 | 7/15/2011 4:51:44 PM |
OregonDane | $25.00 | 7/16/2011 10:13:40 AM |
forthright-principal2 | $25.00 | 7/16/2011 12:09:31 PM |
Sneezie | $100.00 | 7/16/2011 12:31:12 PM |
Ocean713 | $100.00 | 7/16/2011 1:31:50 PM |
C_Mark | $150.00 | 7/16/2011 2:23:40 PM |
blindtaxidriver | $25.00 | 7/16/2011 6:58:59 PM |
grampy48 | $25.00 | 7/17/2011 2:57:19 AM |
justinology | $25.00 | 7/17/2011 3:55:53 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:47 PM |
RealEstateInvestorsoftheUS | $25.00 | 7/17/2011 11:39:09 PM |
respectful-integrity3 | $25.00 | 7/18/2011 5:33:16 AM |
loan-galaxy6 | $1,000.00 | 7/18/2011 7:50:58 AM |
UD3230 | $30.28 | 7/18/2011 4:45:50 PM |
Snoopylover | $25.00 | 7/18/2011 10:06:43 PM |
whistledicksmith | $25.00 | 7/19/2011 12:27:59 AM |
lagnisiruk | $25.00 | 7/19/2011 1:03:08 AM |
gold-commander0 | $50.00 | 7/18/2011 11:48:03 PM |
capital-star5 | $25.00 | 7/19/2011 7:10:55 AM |
degster | $25.00 | 7/19/2011 12:32:49 AM |
worldly-investment333 | $50.00 | 7/19/2011 8:26:59 AM |
sgt-schultz | $25.00 | 7/19/2011 6:19:50 AM |
Tknojnky | $50.00 | 7/19/2011 10:16:45 AM |
bradny | $25.00 | 7/19/2011 9:03:02 AM |
Lotsofbears | $25.00 | 7/19/2011 9:38:54 AM |
economy-equilibrium7 | $28.80 | 7/19/2011 10:20:36 AM |
152 Investments
|
Borrower Payment Dependent Notes Series
511826
This series of Notes was issued and sold upon the funding of the borrower loan #51383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-29-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $235.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 9% |
Credit score:
| 620-639 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 13 |
Current / open credit lines:
| 2
/
2 | Length of status: | 22y 5m |
Amount delinquent:
| $7,078 |
Total credit lines:
| 42 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $588 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hershey88 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 74% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 9
( 26% )
| 660-679
(Jul-2007)
620-639
(Jun-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
A New Beginning
Purpose of loan:
This loan will be used for start-up fund for my new internet company.
The site is for customize memorbillia for kids. I have applied for a
trademark on my website name.
My financial situation: Very good, I have been employed for 22yrs, 6mos. This is a very stable job with good benefits.
I am a good candidate for this loan because I am a very hardworking,
and reliable person. I had a previous loan that was paid in full; and I
have over 15 open investments. I will keep investing in Prosper, because I believe in what they stand for.
Monthly net income: $3500.00
Monthly expenses: $2590
Housing: $1248.00
Insurance: $122.00
Car expenses: $0
Utilities: $200.00
Phone, cable, internet: $70.00
Food, entertainment: $275.00
Clothing, household expenses: $0
Credit cards and other loans: $675.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$101.60.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 6/15/2011 5:12:27 PM |
Investoman | $100.00 | 6/15/2011 5:09:15 PM |
reflective-rupee | $25.09 | 6/16/2011 8:07:33 AM |
a-finance-nirvana | $25.00 | 6/17/2011 12:42:28 AM |
asoldier | $25.00 | 6/18/2011 6:16:48 PM |
marwadi-62 | $100.00 | 6/21/2011 8:26:10 AM |
worldly-money4 | $750.00 | 6/21/2011 6:25:37 AM |
Mikale360 | $25.00 | 6/22/2011 6:21:29 AM |
ommcd | $25.00 | 6/23/2011 12:41:40 AM |
proud-pound4 | $50.00 | 6/24/2011 1:42:59 PM |
loyalist1 | $100.00 | 6/25/2011 10:25:54 PM |
payment-gusto | $25.00 | 6/26/2011 12:07:35 PM |
WZ3190 | $25.00 | 6/27/2011 5:27:17 AM |
tshurts | $25.00 | 6/27/2011 6:11:03 AM |
yield-trader | $50.00 | 6/27/2011 9:13:47 AM |
finance-prescription | $100.00 | 6/27/2011 9:13:12 AM |
kojo | $50.00 | 6/27/2011 11:41:10 PM |
genius520 | $50.00 | 6/28/2011 8:20:57 AM |
lakehavasu88 | $25.00 | 6/28/2011 9:17:42 AM |
innocent-income4 | $25.00 | 6/28/2011 9:22:28 AM |
green-rapid-openness | $50.00 | 6/28/2011 9:17:38 AM |
chkrvrty | $25.00 | 6/28/2011 9:26:03 AM |
tender-commerce8 | $50.00 | 6/28/2011 5:17:10 PM |
bid-czar8 | $50.00 | 6/29/2011 12:45:29 AM |
desertoasis | $30.00 | 6/28/2011 6:49:19 PM |
ssanders82 | $25.00 | 6/29/2011 12:29:21 AM |
orange-preeminant-bill | $50.00 | 6/29/2011 12:45:02 AM |
villagers | $25.00 | 6/29/2011 9:11:09 AM |
the-reliable-trade | $50.00 | 6/29/2011 9:11:10 AM |
money-bauble | $100.00 | 6/29/2011 9:11:19 AM |
credit-sycamore4 | $50.00 | 6/29/2011 8:39:33 AM |
wealth-pal3 | $25.00 | 6/29/2011 10:04:29 AM |
frankdelraza | $25.00 | 6/29/2011 9:11:23 AM |
jleng | $25.00 | 6/29/2011 9:14:43 AM |
worth-blanket2 | $2,087.63 | 6/29/2011 11:50:00 AM |
Kreditorium | $25.00 | 6/16/2011 8:17:07 AM |
JGuide | $101.60 | 6/18/2011 6:51:22 AM |
first-favorite-bonus9 | $25.00 | 6/20/2011 2:21:45 AM |
ingenious-deal6 | $25.00 | 6/20/2011 9:07:57 AM |
loanman2007 | $100.00 | 6/21/2011 6:35:33 AM |
wisconsinvestor | $25.00 | 6/21/2011 4:49:38 PM |
resolute-worth4 | $50.00 | 6/22/2011 9:30:51 AM |
BigBag | $25.00 | 6/22/2011 5:35:58 PM |
enchanted-diversification496 | $50.00 | 6/23/2011 6:35:58 AM |
jhouman | $25.00 | 6/24/2011 12:37:27 AM |
jjswanso | $55.68 | 6/24/2011 12:42:03 AM |
fund-dragster | $75.00 | 6/24/2011 4:34:01 AM |
the-profit-oracle | $25.00 | 6/24/2011 1:57:56 PM |
best-charming-leverage | $100.00 | 6/26/2011 1:40:48 PM |
yield-lion | $25.00 | 6/26/2011 12:11:12 PM |
GElender | $25.00 | 6/27/2011 5:11:35 AM |
treasure-bliss | $50.00 | 6/27/2011 9:13:16 AM |
authoritative-platinum7 | $25.00 | 6/27/2011 7:01:05 AM |
mlj0671 | $25.00 | 6/27/2011 7:41:02 AM |
patriot897 | $25.00 | 6/27/2011 2:20:57 PM |
diplomatic-wealth7 | $25.00 | 6/27/2011 3:35:48 PM |
healthy-peso9 | $25.00 | 6/27/2011 3:01:02 PM |
HamachiMan | $50.00 | 6/27/2011 7:21:49 PM |
Cai8899 | $25.00 | 6/27/2011 10:11:34 PM |
simplelender80 | $100.00 | 6/27/2011 7:36:09 PM |
dthompso | $100.00 | 6/27/2011 7:50:57 PM |
Feyenoord | $25.00 | 6/27/2011 8:55:28 PM |
red-power-pecan | $50.00 | 6/28/2011 9:16:14 AM |
missing-link | $25.00 | 6/28/2011 9:17:21 AM |
worthy-bid8 | $25.00 | 6/28/2011 1:45:04 PM |
high_flyer | $50.00 | 6/28/2011 8:59:08 PM |
wizardii | $25.00 | 6/28/2011 9:34:09 PM |
kulender | $100.00 | 6/29/2011 5:49:26 AM |
handy-justice | $50.00 | 6/28/2011 7:50:08 PM |
GInBaghdad | $25.00 | 6/29/2011 9:13:13 AM |
wwwUniversal | $25.00 | 6/29/2011 9:13:58 AM |
mtquan | $25.00 | 6/29/2011 9:11:14 AM |
72 Investments
|
Borrower Payment Dependent Notes Series
512016
This series of Notes was issued and sold upon the funding of the borrower loan #51451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Jun-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
17 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,217 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| community-ladder1 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to consolidate debts.
My financial situation:
I am a good candidate for this loan because I have a steady full-time job and will be able to make timely monthly payments. Although I have other expenses, the only expenses I am responsible for are the expenses listed below.
Monthly net income: $3500
Monthly expenses: $500
Housing: $1200
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/8/2011 9:02:58 AM |
restless-dime | $100.00 | 7/8/2011 9:03:46 AM |
simplelender80 | $100.00 | 7/8/2011 9:03:20 AM |
bullish2bearish | $100.00 | 7/8/2011 9:25:58 AM |
alexgalt | $25.00 | 7/8/2011 3:02:12 PM |
reflective-rupee | $375.09 | 7/8/2011 2:17:21 PM |
thankful-generosity5 | $100.00 | 7/8/2011 4:37:46 PM |
well-mannered-income3 | $35.00 | 7/8/2011 7:58:54 PM |
Investor_DP | $100.00 | 7/8/2011 10:02:06 PM |
dws2380 | $25.00 | 7/9/2011 6:24:56 AM |
social-hunter5 | $50.00 | 7/9/2011 10:53:55 AM |
marinbb | $100.00 | 7/9/2011 1:05:10 PM |
tech310 | $50.00 | 7/9/2011 7:51:04 PM |
larryboy10 | $25.00 | 7/9/2011 10:38:53 PM |
thomas16882004 | $25.00 | 7/10/2011 1:53:30 PM |
VJ_Financial | $26.02 | 7/10/2011 8:52:31 PM |
dynrep | $50.00 | 7/10/2011 8:07:08 PM |
Investoman | $50.00 | 7/11/2011 6:20:46 AM |
buffalobills | $25.00 | 7/11/2011 7:49:51 AM |
sdcc72 | $25.00 | 7/12/2011 1:15:48 PM |
melodious-openness | $200.00 | 7/12/2011 10:38:10 PM |
SolarMoonshine | $25.00 | 7/13/2011 3:21:13 PM |
Kash2010lu | $25.00 | 7/13/2011 8:34:37 PM |
exchange-upholder0 | $25.00 | 7/14/2011 12:22:46 AM |
LendingPimp | $150.00 | 7/14/2011 1:43:09 AM |
Horse-Lender | $25.00 | 7/14/2011 4:17:07 PM |
economy-coup | $100.00 | 7/14/2011 4:32:54 PM |
meers2000 | $28.08 | 7/15/2011 5:51:18 AM |
Horse-Lender | $31.80 | 7/15/2011 6:59:18 AM |
jkeller4000 | $25.00 | 7/15/2011 5:49:44 AM |
SecondChanceLendingSERV | $37.26 | 7/15/2011 10:24:43 AM |
durability-halibut | $26.00 | 7/15/2011 11:18:50 AM |
glroark | $100.00 | 7/15/2011 1:26:34 PM |
Weaverville | $25.00 | 7/15/2011 3:07:45 PM |
Mr_Katana | $25.00 | 7/15/2011 5:44:37 PM |
ventureboy | $50.00 | 7/15/2011 5:48:22 PM |
otto1939 | $51.00 | 7/15/2011 5:01:46 PM |
handy-justice | $50.00 | 7/15/2011 6:11:56 PM |
pani5ue | $50.00 | 7/15/2011 8:43:34 PM |
cttarheel | $25.00 | 7/15/2011 6:35:28 PM |
rjcoutur2001 | $28.48 | 7/16/2011 9:46:30 AM |
AVS | $25.00 | 7/16/2011 1:03:59 PM |
Tkhalaska | $25.00 | 7/17/2011 10:13:29 AM |
integrity-electron9 | $50.00 | 7/17/2011 4:29:55 PM |
alexgalt | $25.00 | 7/17/2011 9:12:13 PM |
first-dinero-paladin | $50.00 | 7/17/2011 5:09:35 PM |
virtuous-repayment | $50.00 | 7/17/2011 5:28:09 PM |
kind-charming-value | $1,000.00 | 7/17/2011 8:34:07 PM |
icanhasloanz | $25.00 | 7/18/2011 12:35:22 AM |
Astyanax | $75.00 | 7/18/2011 2:51:50 PM |
wlm3012 | $30.00 | 7/18/2011 3:14:16 PM |
restless-dime | $100.00 | 7/18/2011 10:03:12 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:25 PM |
five-star-note | $75.00 | 7/18/2011 9:42:23 PM |
worthy-bid8 | $25.00 | 7/19/2011 12:38:11 AM |
freedom3 | $779.94 | 7/19/2011 5:36:47 AM |
168RichCapital | $25.70 | 7/8/2011 10:23:34 AM |
diligent-peace9 | $175.00 | 7/8/2011 10:29:06 AM |
profit-powerplant | $25.00 | 7/8/2011 9:56:46 AM |
MarvintheMartian | $25.00 | 7/8/2011 11:00:17 AM |
ready-interest9 | $25.00 | 7/8/2011 1:09:53 PM |
top-courteous-peso | $75.00 | 7/8/2011 12:32:21 PM |
grotheik | $30.00 | 7/8/2011 3:26:04 PM |
MJTimages_com | $26.00 | 7/8/2011 1:17:55 PM |
Investor_DP | $100.00 | 7/8/2011 9:55:04 PM |
yf99yz | $35.00 | 7/9/2011 1:42:10 PM |
loanman2007 | $125.00 | 7/10/2011 5:27:10 PM |
AlternativeCashFlow | $25.00 | 7/10/2011 3:46:07 PM |
sturdy-peace9 | $100.00 | 7/10/2011 10:48:08 PM |
jbbcd | $50.00 | 7/11/2011 10:35:05 AM |
important-openness1 | $100.00 | 7/11/2011 3:06:58 PM |
greencat | $50.00 | 7/12/2011 7:56:14 AM |
diversification-enlistment | $25.00 | 7/12/2011 10:01:22 AM |
Rogelio48 | $30.00 | 7/12/2011 1:45:20 PM |
musegaze | $100.00 | 7/13/2011 7:04:20 AM |
GElender | $50.00 | 7/13/2011 5:43:57 AM |
nodebt2012 | $25.00 | 7/13/2011 8:01:25 AM |
seanickson | $25.00 | 7/13/2011 6:32:14 PM |
brightest-dignified-penny | $25.00 | 7/14/2011 4:35:01 PM |
rjcoutur2001 | $46.01 | 7/15/2011 8:27:40 AM |
108lender | $100.00 | 7/15/2011 5:16:37 PM |
fortytwo | $250.00 | 7/15/2011 5:29:30 PM |
sweetlan | $25.07 | 7/15/2011 8:03:11 PM |
gold-cluster | $50.00 | 7/15/2011 9:43:15 PM |
pearl13 | $100.00 | 7/16/2011 9:02:04 AM |
patriot897 | $25.00 | 7/16/2011 10:34:55 AM |
sri59 | $100.00 | 7/16/2011 11:06:07 AM |
Bob450 | $25.00 | 7/16/2011 9:14:48 AM |
Reliance_Banker | $25.00 | 7/17/2011 3:17:16 PM |
dynrep | $50.00 | 7/17/2011 12:24:53 PM |
blissful-finance7 | $30.00 | 7/18/2011 9:58:18 AM |
openness-antioxidant | $100.00 | 7/18/2011 12:12:04 PM |
worthy-commitment7 | $30.00 | 7/18/2011 10:50:17 AM |
Reddy_Capital | $25.00 | 7/18/2011 1:36:24 PM |
first-favorite-bonus9 | $25.00 | 7/18/2011 4:52:15 PM |
SeeksValue | $25.00 | 7/18/2011 7:55:46 PM |
a-balance-surgeon | $50.00 | 7/18/2011 10:17:31 PM |
palace2 | $113.55 | 7/19/2011 4:14:24 AM |
dsgfl1 | $60.00 | 7/19/2011 4:43:59 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
512832
This series of Notes was issued and sold upon the funding of the borrower loan #51335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jun-23-2011 |
Term:
| 60 months | | |
Listing End date:
| Jul-07-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $259.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,764 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-strawberry6 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Down Payment Loan
Purpose of loan: Down Payment
This loan will be used to...I am seeking to purchase a condo unit well below market value. Because this is an investment property, I am required 20% down payment
My financial situation: Great
I am a good candidate for this loan because...I already have a tenant in place. The mortgage payments would be $150 a month, 200 in assessments and taxes. I can bring in 800-1000 on a monthly basis for rent.
Monthly net income: $ 5200
Monthly expenses: $
Housing: $ 640
Insurance: $ 200
Car expenses: $ 0
Utilities: $ 280
Phone, cable, internet: $ 85
Food, entertainment: $ 100
Clothing, household expenses: $ 300
Credit cards and other loans: $ 0
Other expenses: $ 120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 6/23/2011 5:00:49 PM |
rescue | $100.00 | 6/23/2011 5:00:54 PM |
GoldenGo4 | $33.93 | 6/23/2011 5:00:59 PM |
loyalty-sherpa | $25.00 | 6/23/2011 5:01:17 PM |
a-finance-nirvana | $25.00 | 6/24/2011 12:49:05 AM |
kulender | $50.00 | 6/26/2011 11:10:47 AM |
Rivervale_Westwood | $25.00 | 6/27/2011 7:27:25 AM |
intuitive-benefit3 | $100.00 | 6/30/2011 2:00:38 PM |
Weaverville | $50.00 | 6/30/2011 9:29:45 PM |
jubilant-trade6 | $25.00 | 6/30/2011 10:59:08 PM |
platinum-genetics | $25.00 | 7/1/2011 9:15:41 AM |
jmeasn | $25.00 | 7/1/2011 1:05:06 PM |
vigilance-revolutionary | $50.00 | 7/1/2011 9:49:40 AM |
jmeasn | $25.00 | 7/1/2011 11:44:48 AM |
pnace | $35.00 | 7/1/2011 5:07:42 PM |
egw | $25.00 | 7/2/2011 4:39:19 PM |
wise-alluring-penny | $100.00 | 7/4/2011 9:06:03 AM |
donmacprosper | $25.00 | 7/4/2011 9:07:11 AM |
the-profit-oracle | $25.00 | 7/4/2011 9:11:58 AM |
kenji4861 | $50.00 | 7/4/2011 9:06:36 AM |
platinum-exec1 | $50.00 | 7/4/2011 9:07:07 AM |
ohnezweck | $50.00 | 7/4/2011 9:07:34 AM |
Cai8899 | $30.00 | 7/4/2011 9:06:40 AM |
brightest-dynamic-peace | $25.00 | 7/4/2011 9:14:47 AM |
socrates520 | $50.00 | 7/4/2011 4:24:08 PM |
screener | $100.00 | 7/4/2011 5:15:48 PM |
luckygreen10 | $50.00 | 7/5/2011 9:34:01 AM |
Frankieb21 | $50.00 | 7/5/2011 12:14:04 PM |
miked8303 | $25.00 | 7/5/2011 10:19:32 AM |
loan-adventurer7 | $200.00 | 7/5/2011 10:34:49 AM |
the-serene-transaction | $32.76 | 7/5/2011 11:07:50 AM |
damage | $25.00 | 7/5/2011 1:09:08 PM |
nickel-ferret | $25.00 | 7/5/2011 2:34:13 PM |
bold-principal-fountain | $25.00 | 7/5/2011 8:31:10 PM |
kegs | $25.00 | 7/5/2011 8:42:34 PM |
emphatic-responsibility | $50.00 | 7/5/2011 11:08:56 PM |
kojo | $50.00 | 7/6/2011 9:07:10 AM |
Purple11 | $50.00 | 7/6/2011 9:07:49 AM |
riproaringrapids | $25.00 | 7/6/2011 9:07:39 AM |
CapitalLibre | $25.00 | 7/6/2011 9:10:54 AM |
1stofthemonth | $25.00 | 7/6/2011 9:47:28 AM |
yield-trader | $50.00 | 7/6/2011 2:32:19 PM |
happyinvallarta | $50.00 | 7/6/2011 2:42:32 PM |
astute-benjamins | $25.00 | 7/6/2011 3:52:24 PM |
generator535 | $25.00 | 7/6/2011 5:06:32 PM |
worthy-bid8 | $50.00 | 7/6/2011 5:09:12 PM |
HoosierDaddie | $50.00 | 7/6/2011 5:21:53 PM |
oodkim84oo | $49.00 | 7/6/2011 5:25:13 PM |
wayman | $50.00 | 7/6/2011 5:25:17 PM |
IIP77 | $25.00 | 7/6/2011 5:25:23 PM |
Kame | $25.00 | 7/6/2011 5:25:48 PM |
slartibardfast | $25.00 | 7/6/2011 5:25:40 PM |
meenan | $25.00 | 7/6/2011 5:25:54 PM |
Supernick | $50.00 | 7/6/2011 5:25:44 PM |
lostontheedge | $25.00 | 7/6/2011 5:25:58 PM |
affluence-tycoon | $31.62 | 7/6/2011 5:25:43 PM |
wise-silver-wonder | $25.00 | 7/6/2011 5:26:02 PM |
mackerquack | $500.00 | 7/6/2011 5:26:12 PM |
screenname03 | $50.00 | 7/6/2011 5:26:16 PM |
gslinv | $50.00 | 7/6/2011 5:27:39 PM |
duckslayer1 | $25.00 | 7/6/2011 5:58:01 PM |
VASLENDING | $50.00 | 7/6/2011 7:09:42 PM |
victorcab | $25.00 | 7/6/2011 6:58:04 PM |
exchange-pledge | $50.00 | 7/6/2011 7:05:00 PM |
miamibeachloaner | $50.00 | 7/6/2011 7:14:04 PM |
salala | $50.00 | 7/6/2011 6:48:16 PM |
painter85 | $25.00 | 7/6/2011 7:22:41 PM |
gunderstone | $25.00 | 7/6/2011 7:03:12 PM |
CasaDeTomas | $50.00 | 7/6/2011 7:33:37 PM |
masonn | $65.00 | 7/6/2011 7:45:22 PM |
jpac1066 | $50.00 | 7/6/2011 7:53:48 PM |
jcjdingdong | $25.00 | 7/6/2011 8:05:48 PM |
lisanate | $25.00 | 7/6/2011 8:12:58 PM |
Anny-Disco | $50.00 | 7/6/2011 8:15:57 PM |
exciting-fairness8 | $25.00 | 7/6/2011 7:53:04 PM |
boylezz | $25.00 | 7/6/2011 8:25:03 PM |
THREE-POINTS-LENDING | $25.00 | 7/6/2011 8:27:11 PM |
helick | $32.00 | 7/6/2011 8:08:32 PM |
NorthwestLoan1 | $50.00 | 7/6/2011 8:33:49 PM |
EngineersAlliance | $75.00 | 7/6/2011 9:10:26 PM |
_kyle | $25.00 | 7/6/2011 9:22:48 PM |
elfincove | $25.00 | 7/6/2011 9:01:42 PM |
ecila625 | $25.00 | 7/6/2011 9:10:32 PM |
Doodlemeyer | $25.00 | 7/6/2011 10:36:38 PM |
engbusres | $35.00 | 7/6/2011 9:18:28 PM |
srilm | $25.00 | 7/6/2011 11:31:05 PM |
brazilofmux | $56.11 | 7/7/2011 1:57:18 AM |
rmachi | $25.00 | 7/7/2011 1:56:51 AM |
janus_god | $25.00 | 7/7/2011 2:02:43 AM |
green-glowing-gain | $25.00 | 7/7/2011 1:35:29 AM |
investment-comet | $25.00 | 7/7/2011 2:12:16 AM |
hard-working-loot | $30.38 | 7/7/2011 2:12:24 AM |
jrwoodie | $25.00 | 7/7/2011 3:30:50 AM |
yield-hut | $100.00 | 7/7/2011 4:21:21 AM |
geemel | $25.00 | 7/7/2011 2:05:44 AM |
hardwareman | $25.00 | 7/7/2011 3:57:49 AM |
cbllender | $25.00 | 7/7/2011 5:21:45 AM |
new-truth-chuckler | $25.00 | 7/7/2011 2:11:44 AM |
jamiee73 | $25.00 | 7/7/2011 6:05:27 AM |
a-resplendent-commitment | $35.00 | 7/7/2011 6:13:52 AM |
LeReve | $25.00 | 7/7/2011 6:40:46 AM |
moola-monger9 | $50.00 | 7/7/2011 8:44:03 AM |
spursdog | $50.00 | 7/7/2011 8:39:31 AM |
orderandprogress | $50.00 | 7/7/2011 9:11:23 AM |
djh47a | $25.00 | 7/7/2011 9:12:47 AM |
blissful-note7 | $28.79 | 7/7/2011 9:11:35 AM |
powerful-diversification3 | $25.00 | 7/7/2011 9:35:31 AM |
credible-liberty3 | $50.00 | 7/7/2011 9:46:49 AM |
nycfinance | $25.00 | 7/7/2011 10:40:50 AM |
top-basis-majesty | $50.00 | 7/7/2011 11:38:58 AM |
DreDub | $50.00 | 7/7/2011 12:03:24 PM |
FG9YTR | $25.00 | 7/7/2011 11:15:36 AM |
Soxxes | $0.85 | 7/7/2011 12:50:50 PM |
loan-adventurer7 | $88.68 | 7/7/2011 11:27:51 AM |
Zolton | $100.00 | 6/23/2011 5:01:26 PM |
ski bum | $100.00 | 6/23/2011 5:01:31 PM |
Investor_DP | $100.00 | 6/23/2011 5:01:37 PM |
indomitable-coin | $25.00 | 6/24/2011 2:16:05 PM |
cr8on | $100.00 | 6/26/2011 12:16:09 PM |
kdog99 | $100.00 | 6/27/2011 10:01:45 AM |
HamachiMan | $50.00 | 6/27/2011 7:21:25 PM |
greenback-seagull2 | $100.00 | 6/29/2011 5:04:34 AM |
credit-maple5 | $500.00 | 6/29/2011 5:23:48 PM |
Interloper | $29.00 | 6/30/2011 9:14:24 AM |
deal-processor0 | $100.00 | 7/1/2011 10:04:40 AM |
jmeasn | $100.00 | 7/1/2011 1:37:25 PM |
AFairDeal | $30.00 | 7/2/2011 12:05:37 AM |
radforj22 | $25.00 | 7/2/2011 9:59:24 AM |
wwwUniversal | $25.00 | 7/4/2011 9:05:54 AM |
StPong | $25.00 | 7/4/2011 9:06:14 AM |
Tradesmanlender | $35.00 | 7/4/2011 9:08:18 AM |
jiftostada | $50.00 | 7/4/2011 9:06:59 AM |
circuitfive | $25.00 | 7/4/2011 9:09:55 AM |
money-bauble | $100.00 | 7/4/2011 5:16:14 PM |
friendinmoney | $33.77 | 7/4/2011 5:52:29 PM |
wwialnlgy | $100.00 | 7/5/2011 9:13:09 AM |
Sixmil | $82.27 | 7/5/2011 9:16:49 AM |
prominence8 | $40.00 | 7/5/2011 9:19:19 AM |
progressive-economy261 | $100.00 | 7/5/2011 3:34:24 PM |
veneziani | $25.00 | 7/6/2011 3:50:25 AM |
enthralling-deal180 | $50.00 | 7/6/2011 5:47:45 AM |
tapesor | $200.00 | 7/6/2011 10:20:36 AM |
PaulW | $25.00 | 7/6/2011 10:39:34 AM |
melodious-fairness | $50.00 | 7/6/2011 11:16:42 AM |
cutter21 | $25.00 | 7/6/2011 2:35:47 PM |
John_Galt | $33.00 | 7/6/2011 3:22:56 PM |
nybanker85 | $35.38 | 7/6/2011 5:21:17 PM |
ujiba | $34.63 | 7/6/2011 5:23:28 PM |
Cheburashka | $25.00 | 7/6/2011 5:23:40 PM |
generous-deal6 | $25.00 | 7/6/2011 5:25:07 PM |
drkosh | $25.00 | 7/6/2011 5:25:09 PM |
gjh37 | $50.00 | 7/6/2011 5:25:10 PM |
jt88 | $25.00 | 7/6/2011 5:25:15 PM |
gracej | $25.00 | 7/6/2011 5:25:56 PM |
reflective-openness8 | $50.00 | 7/6/2011 5:26:11 PM |
studious-bonus7 | $41.86 | 7/6/2011 5:25:59 PM |
GCInvestments | $25.00 | 7/6/2011 5:25:06 PM |
delivery | $25.00 | 7/6/2011 5:26:29 PM |
transparency-halo | $100.00 | 7/6/2011 5:26:13 PM |
6moonbeams | $25.00 | 7/6/2011 5:26:19 PM |
comet55 | $25.00 | 7/6/2011 6:11:45 PM |
yield-seeker | $25.00 | 7/6/2011 5:27:37 PM |
DublinCaLender | $30.00 | 7/6/2011 6:54:10 PM |
the-upbeat-p2p | $25.00 | 7/6/2011 7:18:04 PM |
kvandivo | $25.00 | 7/6/2011 7:23:27 PM |
jpac1066 | $200.00 | 7/6/2011 7:51:12 PM |
MadHun | $100.00 | 7/6/2011 8:11:13 PM |
chlebie | $25.00 | 7/6/2011 8:19:15 PM |
ultimatepaintball | $25.00 | 7/6/2011 8:33:47 PM |
LenderOnWheels | $25.00 | 7/6/2011 8:33:53 PM |
be_wise | $25.00 | 7/6/2011 8:38:12 PM |
BuntyBoy | $54.00 | 7/6/2011 9:39:12 PM |
hopethisworks | $50.00 | 7/6/2011 9:47:29 PM |
lagnisiruk | $25.00 | 7/6/2011 10:17:00 PM |
investisure | $100.00 | 7/7/2011 12:12:34 AM |
bayfocus | $25.00 | 7/7/2011 12:18:19 AM |
williamdkit | $25.00 | 7/7/2011 12:30:12 AM |
ijspence | $25.00 | 7/7/2011 1:28:03 AM |
ClearLake | $25.00 | 7/7/2011 2:02:46 AM |
bonus-tent | $25.00 | 7/7/2011 2:10:48 AM |
Ripsaw4U | $38.09 | 7/7/2011 1:56:47 AM |
tsui517 | $29.15 | 7/7/2011 1:57:15 AM |
dinero-speaker | $25.00 | 7/7/2011 2:12:22 AM |
newest-bountiful-basis | $25.00 | 7/7/2011 2:12:27 AM |
flwah | $25.00 | 7/7/2011 2:06:12 AM |
unassassinable | $25.00 | 7/7/2011 2:11:28 AM |
velocity-solo | $29.73 | 7/7/2011 2:16:28 AM |
roux | $25.00 | 7/7/2011 6:15:14 AM |
the-platinum-dragon | $25.00 | 7/7/2011 6:26:01 AM |
Mark0135 | $50.00 | 7/7/2011 7:20:31 AM |
stolan | $50.00 | 7/7/2011 8:00:06 AM |
FinanceEngine | $40.00 | 7/7/2011 7:33:57 AM |
kaykarun | $25.00 | 7/7/2011 8:51:39 AM |
Lily_of_the_Valley | $100.00 | 7/7/2011 8:56:46 AM |
loan-warrior | $25.00 | 7/7/2011 8:36:18 AM |
pwkpwk | $25.00 | 7/7/2011 8:51:59 AM |
nhm | $25.00 | 7/7/2011 9:10:48 AM |
sinner_c5 | $25.00 | 7/7/2011 9:12:04 AM |
tlp43 | $25.00 | 7/7/2011 9:16:13 AM |
credit-coach118 | $25.00 | 7/7/2011 9:29:24 AM |
responsibility-tiger3 | $50.00 | 7/7/2011 9:35:36 AM |
gizzywump | $50.00 | 7/7/2011 10:35:22 AM |
consummate-p2p3 | $25.00 | 7/7/2011 10:34:54 AM |
schnarff | $25.00 | 7/7/2011 9:59:38 AM |
UTVolunteer | $100.00 | 7/7/2011 10:56:44 AM |
nomad35k | $100.00 | 7/7/2011 10:59:02 AM |
point-compadre | $25.00 | 7/7/2011 11:19:39 AM |
bobby5832708 | $25.00 | 7/7/2011 10:59:43 AM |
the-debt-mate | $25.00 | 7/7/2011 12:05:55 PM |
dood2112 | $25.00 | 7/7/2011 11:32:26 AM |
Pennywize | $25.00 | 7/7/2011 11:50:48 AM |
211 Investments
|
Borrower Payment Dependent Notes Series
512986
This series of Notes was issued and sold upon the funding of the borrower loan #51332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 10y 0m |
Amount delinquent:
| $22,155 |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,813 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jplank01 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a Business
Purpose of loan:
This loan will be used to...start my new business. I am starting a new tenant screening company and already have my investors lined up. I need to get this loan to cover the expenses of setup & attorney's fees that I will incur drawing up all of the investor agreements, partnership agreements, etc...
My financial situation:
I am a good candidate for this loan because...I have been in this business for years and have a proven track record of success in executive management, sales & service in every position that I held.
Monthly net income: $7500
Monthly expenses: $3530
Housing: $1500
Insurance: $100
Car expenses: $500
Utilities: $400
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $250
Credit cards and other loans: $180
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tech310 | $25.00 | 7/9/2011 7:58:52 PM |
capital-halo1 | $1,000.00 | 7/18/2011 1:40:23 PM |
jbloans | $25.00 | 7/18/2011 5:07:26 PM |
reflective-rupee | $25.09 | 7/18/2011 5:23:12 PM |
generous-deal6 | $100.00 | 7/18/2011 5:43:22 PM |
alexgalt | $25.00 | 7/18/2011 7:00:59 PM |
resplendent-dollar | $25.00 | 7/19/2011 2:07:10 AM |
GiftViftdotcom | $25.00 | 7/19/2011 12:09:58 PM |
ChrisProsper | $500.00 | 7/19/2011 12:11:15 PM |
AdamDB | $25.00 | 7/19/2011 12:40:07 PM |
DasMula | $27.00 | 7/19/2011 1:59:44 PM |
point-compadre | $45.37 | 7/19/2011 2:05:04 PM |
pearl13 | $100.00 | 7/16/2011 9:05:59 AM |
The_Swafford_Group | $100.00 | 7/16/2011 3:27:49 PM |
red-favorable-basis | $25.00 | 7/17/2011 4:39:36 PM |
healingangel22 | $25.00 | 7/18/2011 10:24:30 AM |
wealth-fighter3 | $25.00 | 7/18/2011 12:27:08 PM |
yons88 | $25.00 | 7/18/2011 1:47:39 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:51:54 PM |
sgt-schultz | $35.00 | 7/19/2011 6:59:03 AM |
benefit-position | $33.56 | 7/19/2011 9:37:03 AM |
sappy02 | $50.00 | 7/19/2011 10:21:50 AM |
CollinsCrew | $25.00 | 7/19/2011 10:23:14 AM |
luckymajor | $33.98 | 7/19/2011 1:29:04 PM |
a-discrete-cash | $25.00 | 7/19/2011 12:33:28 PM |
sensational-dinero6 | $100.00 | 7/19/2011 1:27:12 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
513020
This series of Notes was issued and sold upon the funding of the borrower loan #51402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jun-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-08-2011 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $246.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,394 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Eddiemoving |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for relocation of family
Purpose of loan:
This loan will be used to relocate to Atlanta, GA for my employment. We will be using the loan for a deposit on renting a house. We will need the first and last months rent.
My financial situation:
I am a good candidate for this loan because I have a good credit rating and history of payments. I have been in my new position for nine months and in my industry for 22 years. I have a steady income versus commission which I had in my previous position.
Monthly net income: $5686 for me and $1,000 for my wife
Monthly expenses: $
Housing: $1825 includes insurance and taxes
Insurance: $105 for cars
Car expenses: $0
Utilities: $277
Phone, cable, internet: $170
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $1600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $100.00 | 6/24/2011 5:01:30 PM |
BxRealtor | $25.00 | 6/24/2011 5:00:44 PM |
powerful-finance7 | $25.00 | 6/24/2011 5:01:15 PM |
ski bum | $100.00 | 6/24/2011 5:01:35 PM |
Investor_DP | $100.00 | 6/24/2011 5:01:48 PM |
rescue | $100.00 | 6/24/2011 5:00:55 PM |
organized-payment6 | $50.00 | 6/24/2011 5:01:16 PM |
Sol_Invictus | $25.00 | 6/24/2011 8:05:33 PM |
MikeB918 | $25.00 | 6/25/2011 1:11:37 AM |
SimpleChoice | $25.00 | 6/25/2011 1:16:48 AM |
kdog99 | $100.00 | 6/27/2011 10:01:52 AM |
indomitable-coin | $25.00 | 6/27/2011 11:59:29 AM |
Rivervale_Westwood | $25.00 | 6/28/2011 9:23:08 AM |
cr8on | $100.00 | 6/28/2011 9:07:33 AM |
economy-huckleberry0 | $25.00 | 6/28/2011 2:35:46 PM |
greenback-seagull2 | $100.00 | 6/29/2011 5:04:40 AM |
gslinv | $75.00 | 6/30/2011 2:00:05 PM |
Weaverville | $50.00 | 6/30/2011 9:29:53 PM |
credit-maple5 | $500.00 | 7/1/2011 9:29:37 AM |
Astyanax | $85.00 | 7/2/2011 12:48:37 PM |
ONECENTATATIME | $28.00 | 7/2/2011 1:37:51 PM |
SOP_Bank | $25.00 | 7/2/2011 1:55:36 PM |
platinum-genetics | $25.00 | 7/4/2011 9:06:07 AM |
deal-processor0 | $100.00 | 7/4/2011 9:07:24 AM |
Lily_of_the_Valley | $250.00 | 7/4/2011 10:28:49 AM |
radforj22 | $25.00 | 7/4/2011 5:15:37 PM |
4mydaughterseducation | $25.00 | 7/4/2011 9:44:17 PM |
the-profit-oracle | $25.00 | 7/5/2011 9:00:08 AM |
loan-adventurer7 | $155.20 | 7/5/2011 10:34:53 AM |
nickel-ferret | $25.00 | 7/5/2011 2:34:17 PM |
let_me_retire | $50.00 | 7/5/2011 1:30:05 PM |
emphatic-responsibility | $50.00 | 7/5/2011 11:09:00 PM |
octoberfresh | $25.00 | 7/6/2011 8:01:22 AM |
Cai8899 | $30.00 | 7/6/2011 9:07:25 AM |
donmacprosper | $25.00 | 7/6/2011 9:07:51 AM |
wise-alluring-penny | $100.00 | 7/6/2011 9:07:23 AM |
Tradesmanlender | $35.00 | 7/6/2011 9:11:36 AM |
TCR3 | $25.00 | 7/6/2011 10:31:47 AM |
Solid-Platinum | $50.00 | 7/6/2011 12:45:50 PM |
krajne | $32.00 | 7/6/2011 2:40:30 PM |
bradfid | $25.00 | 7/6/2011 2:59:43 PM |
jiftostada | $50.00 | 7/6/2011 3:51:29 PM |
prominence8 | $40.00 | 7/6/2011 5:06:36 PM |
money-bauble | $62.26 | 7/6/2011 5:25:49 PM |
StPong | $25.00 | 7/6/2011 5:25:46 PM |
docdekay | $50.00 | 7/6/2011 7:27:36 PM |
boylezz | $25.00 | 7/6/2011 8:25:05 PM |
elfincove | $25.00 | 7/6/2011 9:01:45 PM |
ecila625 | $25.00 | 7/6/2011 9:10:34 PM |
lagnisiruk | $25.00 | 7/6/2011 10:17:06 PM |
Investor_DP | $100.00 | 7/7/2011 12:02:57 AM |
elvisloans | $25.00 | 7/7/2011 4:53:18 AM |
LeReve | $25.00 | 7/7/2011 6:40:48 AM |
loan-warrior | $25.00 | 7/7/2011 8:36:21 AM |
astute-benjamins | $25.00 | 7/7/2011 9:07:57 AM |
gizzywump | $50.00 | 7/7/2011 10:35:27 AM |
mad-scientist418 | $25.00 | 7/7/2011 10:53:29 AM |
marwadi-62 | $100.00 | 7/7/2011 1:06:51 PM |
SomebodysMom | $76.66 | 7/7/2011 3:14:21 PM |
responsibility-tiger3 | $50.00 | 7/7/2011 5:08:42 PM |
Grandmahoneybee | $25.00 | 7/7/2011 6:53:58 PM |
marketplace-cello5 | $100.00 | 7/7/2011 11:40:21 PM |
einstein | $500.00 | 7/8/2011 4:09:16 AM |
interest-competitor | $25.00 | 7/8/2011 5:58:00 AM |
financial-frenzy | $25.00 | 7/8/2011 6:24:34 AM |
circuitfive | $25.00 | 7/8/2011 7:38:02 AM |
cnovak | $25.00 | 7/8/2011 7:15:01 AM |
Hotrod52 | $25.37 | 7/8/2011 7:17:13 AM |
blLending | $25.00 | 7/8/2011 7:26:27 AM |
worthy-bid8 | $50.00 | 7/8/2011 7:38:27 AM |
loyalty-sherpa | $25.00 | 6/24/2011 5:01:21 PM |
GoldenGo4 | $50.00 | 6/24/2011 5:21:18 PM |
janeybooboo | $100.00 | 6/24/2011 11:40:26 PM |
reinforced-funds4 | $25.00 | 6/25/2011 1:25:53 AM |
tacopants | $50.00 | 6/27/2011 1:07:48 PM |
kulender | $50.00 | 6/27/2011 5:06:17 PM |
HamachiMan | $50.00 | 6/27/2011 7:21:31 PM |
jubilant-trade6 | $25.00 | 6/30/2011 10:59:12 PM |
vigilance-revolutionary | $50.00 | 7/1/2011 9:49:44 AM |
jmeasn | $100.00 | 7/1/2011 1:37:28 PM |
jmeasn | $25.00 | 7/1/2011 11:45:03 AM |
pnace | $50.00 | 7/2/2011 8:19:36 AM |
Boxster968 | $25.00 | 7/2/2011 2:07:20 PM |
egw | $25.00 | 7/2/2011 4:39:23 PM |
intuitive-benefit3 | $100.00 | 7/4/2011 9:14:59 AM |
jmeasn | $25.00 | 7/4/2011 10:29:01 AM |
socrates520 | $50.00 | 7/4/2011 4:24:12 PM |
luckygreen10 | $50.00 | 7/5/2011 9:34:04 AM |
miked8303 | $25.00 | 7/5/2011 10:19:36 AM |
damage | $25.00 | 7/5/2011 1:09:12 PM |
wwwUniversal | $25.00 | 7/5/2011 5:05:51 PM |
progressive-economy261 | $100.00 | 7/5/2011 3:34:28 PM |
leverage-gravitas | $25.00 | 7/6/2011 5:44:54 AM |
heavy_ax | $25.00 | 7/6/2011 9:37:28 AM |
fragonardlives | $25.00 | 7/6/2011 10:31:09 AM |
alphaseek | $150.00 | 7/6/2011 11:04:59 AM |
kenji4861 | $50.00 | 7/6/2011 5:26:18 PM |
salala | $50.00 | 7/6/2011 6:48:19 PM |
CasaDeTomas | $50.00 | 7/6/2011 7:33:40 PM |
the-upbeat-p2p | $25.00 | 7/6/2011 7:18:05 PM |
gain-expert | $25.00 | 7/6/2011 7:30:10 PM |
deal-banker | $25.00 | 7/6/2011 8:27:48 PM |
invest-in-ed | $75.00 | 7/6/2011 8:29:09 PM |
Investor_DP | $100.00 | 7/7/2011 12:04:40 AM |
investisure | $100.00 | 7/7/2011 12:12:39 AM |
yield-hut | $50.00 | 7/7/2011 4:15:30 AM |
sgt-schultz | $25.00 | 7/7/2011 6:08:06 AM |
VeteranLender | $25.00 | 7/7/2011 7:23:14 AM |
buffalobills | $25.00 | 7/7/2011 7:29:08 AM |
nalaari | $49.19 | 7/7/2011 7:32:33 AM |
bluefootedpig | $41.84 | 7/7/2011 7:57:34 AM |
6moonbeams | $25.00 | 7/7/2011 9:53:37 AM |
patriot897 | $25.00 | 7/7/2011 2:36:55 PM |
Buffer10 | $25.00 | 7/7/2011 2:47:21 PM |
alaco | $25.00 | 7/7/2011 4:36:29 PM |
kchen486 | $50.00 | 7/7/2011 3:36:16 PM |
screener | $100.00 | 7/7/2011 5:06:31 PM |
Dreamconnection | $50.00 | 7/7/2011 5:58:30 PM |
elasermd | $25.00 | 7/7/2011 6:56:08 PM |
Techne_Funds_LLC | $25.00 | 7/7/2011 7:32:20 PM |
Mindful7 | $25.00 | 7/8/2011 5:33:51 AM |
the-enthralling-coin | $25.00 | 7/8/2011 5:52:50 AM |
wss438 | $25.00 | 7/8/2011 6:29:58 AM |
oldman68 | $25.00 | 7/8/2011 7:24:59 AM |
brightest-dynamic-peace | $25.00 | 7/8/2011 7:37:59 AM |
platinum-exec1 | $50.00 | 7/8/2011 7:38:03 AM |
ohnezweck | $50.00 | 7/8/2011 7:38:03 AM |
127 Investments
|
Borrower Payment Dependent Notes Series
513148
This series of Notes was issued and sold upon the funding of the borrower loan #51418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-11-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 12% |
Credit score:
| 600-619 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 2m |
Amount delinquent:
| $4,793 |
Total credit lines:
| 25 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,560 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| tinae159 |
Borrower's state:
| Florida |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 600-619 (Latest)
|
Principal borrowed:
| $17,127.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Apr-2010)
640-659
(Oct-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Expand My Business
Reason for this loan: To expand my business as I am inching closer to retirement at my full time job
I have been in business since 2008. I would like to expand my company by storing RV?s for owners who would like to leave them in Florida. My company rents, delivers and sets up campers for vacationers at the Walt Disney World resorts in Orlando. I have 26 acres and would like to use a portion of the land to generate additional income. I hope to purchase security fencing and surveillance video for a small area of this land.
My financial situation: Business
Monthly net income:$ 8400. Rentals scheduled thru 12/11
Monthly expenses $ 2422
Prosper Loan $460.
I have had a previous loan through Prosper and made all my payments on time. I have a full time job as well as this company. I have been employed with the same law enforcement agency for 15 years and if my company were to have any financial issues, my household income will be able to pay the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 6/27/2011 5:01:45 PM |
Investor_DP | $100.00 | 6/27/2011 5:02:11 PM |
Investoman | $50.00 | 6/27/2011 5:09:17 PM |
simplelender80 | $100.00 | 6/27/2011 7:37:45 PM |
first-favorite-bonus9 | $25.00 | 6/28/2011 9:30:37 AM |
reflective-rupee | $25.04 | 6/28/2011 4:06:40 PM |
uwinwewin | $25.00 | 6/28/2011 10:10:52 PM |
atlas100 | $25.00 | 6/29/2011 8:05:51 AM |
alexgalt | $25.00 | 6/29/2011 4:03:14 PM |
KlarthXVII | $25.00 | 7/1/2011 11:02:51 AM |
Legally_Blonde | $25.00 | 7/1/2011 4:05:04 PM |
mrxtravis | $25.00 | 7/2/2011 1:25:47 AM |
loyalist1 | $100.00 | 7/1/2011 7:49:54 PM |
diplomatic-wealth7 | $25.00 | 7/2/2011 8:24:46 AM |
papaloha | $128.00 | 7/2/2011 3:13:46 PM |
Mikale360 | $25.00 | 7/2/2011 8:15:27 PM |
SecondChanceLendingSERV | $25.00 | 7/2/2011 3:50:59 PM |
atlas100 | $25.00 | 7/2/2011 8:37:30 PM |
BuildingShanghai | $25.00 | 7/4/2011 4:01:33 AM |
diversification-maple1 | $25.00 | 7/4/2011 2:24:21 AM |
asoldier | $25.00 | 7/5/2011 9:00:31 AM |
suave-dime6 | $25.00 | 7/5/2011 9:19:06 AM |
brainy-greenback481 | $50.00 | 7/5/2011 10:41:02 AM |
loan-adventurer7 | $200.00 | 7/5/2011 10:34:27 AM |
natural-platinum | $25.00 | 7/5/2011 2:29:24 PM |
benjamins-rumbler | $50.00 | 7/5/2011 6:32:07 PM |
bonus-quark4 | $25.00 | 7/6/2011 11:57:09 AM |
zorg77 | $25.00 | 7/6/2011 6:40:46 PM |
Bob450 | $25.00 | 7/6/2011 6:46:22 PM |
Jack55304 | $300.00 | 7/6/2011 9:13:10 PM |
orange-rapid-benjamins | $50.00 | 7/6/2011 9:41:32 PM |
rescue | $50.00 | 7/7/2011 5:54:41 AM |
dslobbs | $50.00 | 7/7/2011 6:49:47 AM |
trade-beeper4 | $25.00 | 7/7/2011 9:35:56 AM |
deepblue34 | $40.00 | 7/7/2011 2:09:00 PM |
fireferd | $40.00 | 7/8/2011 8:39:49 AM |
agalt | $75.00 | 7/8/2011 11:49:14 AM |
gain-gourd | $50.00 | 7/8/2011 12:36:52 PM |
industrious-currency | $25.00 | 7/8/2011 4:08:50 PM |
brondero | $51.00 | 7/8/2011 3:52:48 PM |
kulender | $100.00 | 7/8/2011 5:08:47 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:02 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:19 PM |
312-Lender | $50.00 | 7/9/2011 12:22:58 AM |
worldly-investment333 | $100.00 | 7/9/2011 4:37:29 AM |
enthusiastic-balance5 | $100.00 | 7/9/2011 4:23:58 AM |
r48 | $25.00 | 7/9/2011 8:57:47 AM |
periko | $25.00 | 7/9/2011 10:09:00 AM |
reasonable-bonus6 | $25.00 | 7/9/2011 12:15:58 PM |
miked8303 | $50.00 | 7/9/2011 12:15:11 PM |
payout-bridge | $25.00 | 7/9/2011 7:26:02 PM |
money-baron-roth-IRA | $50.00 | 7/9/2011 6:17:26 PM |
organic-treasure | $25.00 | 7/10/2011 6:07:17 AM |
yield-lion2 | $26.00 | 7/10/2011 3:00:58 PM |
Rip128 | $200.00 | 7/11/2011 5:26:02 AM |
umfan123 | $25.00 | 7/11/2011 6:02:21 AM |
historic-loan1 | $47.00 | 7/10/2011 7:46:32 PM |
soulblest | $25.00 | 7/10/2011 10:43:06 PM |
benefit-flow | $25.00 | 7/10/2011 10:51:02 PM |
best-charming-leverage | $100.00 | 7/11/2011 9:07:52 AM |
RecoveryLender | $25.00 | 7/11/2011 8:08:30 AM |
mstar925 | $25.00 | 7/11/2011 9:47:16 AM |
dinero-wizard9 | $200.00 | 7/11/2011 10:09:51 AM |
HamachiMan | $50.00 | 7/11/2011 9:09:04 AM |
revenue-giraffe5 | $25.00 | 7/11/2011 10:17:08 AM |
wealth-tremolo7 | $25.00 | 7/11/2011 10:49:40 AM |
irrelevant | $25.00 | 7/11/2011 11:42:49 AM |
env | $25.00 | 7/11/2011 11:44:22 AM |
MoneyForNothing | $58.95 | 6/27/2011 5:10:21 PM |
NekHoldings | $25.00 | 6/27/2011 7:21:52 PM |
dthompso | $100.00 | 6/27/2011 7:51:05 PM |
SRPT | $25.99 | 6/28/2011 4:01:41 AM |
investment-daydream | $75.00 | 6/27/2011 10:52:32 PM |
Track-Layer | $100.00 | 6/28/2011 2:41:22 PM |
marwadi-62 | $200.00 | 6/29/2011 2:48:21 PM |
natural-point1 | $50.00 | 6/29/2011 12:48:42 PM |
the-respectful-transaction | $50.00 | 6/29/2011 4:51:48 PM |
twjh | $25.00 | 6/30/2011 9:34:41 AM |
Weaverville | $25.00 | 7/1/2011 9:20:10 AM |
Abstract | $50.00 | 7/1/2011 9:22:18 AM |
myutmost | $35.00 | 7/2/2011 7:33:41 AM |
yf99yz | $25.00 | 7/2/2011 10:44:33 PM |
first-serene-credit | $25.00 | 7/3/2011 12:52:36 PM |
asiaratt | $50.00 | 7/4/2011 9:14:07 AM |
five-star-note | $25.00 | 7/4/2011 11:49:02 AM |
tshurts | $25.00 | 7/5/2011 9:12:18 AM |
proper-revenue7 | $25.00 | 7/5/2011 10:14:16 AM |
authentic-finance194 | $100.00 | 7/5/2011 2:02:17 PM |
benjamins-rumbler | $100.00 | 7/5/2011 6:31:54 PM |
jubilant-trade6 | $50.00 | 7/5/2011 11:46:21 PM |
jhouman | $25.00 | 7/6/2011 5:16:27 AM |
alphaseek | $150.00 | 7/6/2011 11:05:11 AM |
dinero-wizard9 | $300.00 | 7/6/2011 11:18:12 AM |
ommcd | $25.00 | 7/6/2011 5:06:38 PM |
Investor_DP | $100.00 | 7/7/2011 12:03:14 AM |
Investor_DP | $100.00 | 7/7/2011 12:04:52 AM |
VJ_Financial | $50.02 | 7/7/2011 3:18:01 PM |
ChrisProsper | $100.00 | 7/7/2011 3:51:57 PM |
SolarMoonshine | $50.00 | 7/7/2011 4:37:52 PM |
wisconsinvestor | $25.00 | 7/7/2011 4:57:33 PM |
DasMula | $27.00 | 7/7/2011 8:22:41 PM |
fund-dragster | $71.13 | 7/8/2011 5:58:48 AM |
svandgts | $25.00 | 7/8/2011 7:24:52 AM |
melodious-openness | $100.00 | 7/8/2011 10:12:43 AM |
innovator2 | $25.00 | 7/8/2011 1:18:08 PM |
leam | $94.51 | 7/8/2011 4:09:37 PM |
MoneyForNothing | $70.74 | 7/8/2011 5:30:40 PM |
loss-of-control | $75.00 | 7/8/2011 7:48:01 PM |
oodkim84oo | $100.00 | 7/9/2011 1:34:36 AM |
yield-hut | $100.00 | 7/9/2011 4:22:59 AM |
head | $25.00 | 7/9/2011 6:04:09 AM |
brondero | $25.00 | 7/9/2011 8:46:30 AM |
wlm3012 | $30.00 | 7/9/2011 9:59:25 AM |
worthy-bid8 | $25.00 | 7/9/2011 12:17:48 PM |
rutzebach | $53.15 | 7/9/2011 3:27:03 PM |
thehousewife | $100.00 | 7/9/2011 5:18:35 PM |
thehousewife | $100.00 | 7/9/2011 5:39:26 PM |
tech310 | $25.00 | 7/9/2011 7:56:05 PM |
s270 | $50.00 | 7/9/2011 8:22:03 PM |
Core-Marketing | $25.00 | 7/10/2011 5:49:07 AM |
bancoroyal | $25.00 | 7/10/2011 8:47:11 AM |
mercuriant | $25.00 | 7/10/2011 12:18:22 PM |
money-baron-roth-IRA | $25.00 | 7/11/2011 3:26:48 AM |
money-baron | $25.00 | 7/11/2011 3:25:18 AM |
missing-link | $25.00 | 7/11/2011 9:07:58 AM |
yield-lion | $25.00 | 7/11/2011 9:09:06 AM |
delicious-cash | $25.00 | 7/11/2011 9:32:33 AM |
top-payout-fixer | $35.00 | 7/11/2011 9:32:56 AM |
ColoradoLender82 | $25.00 | 7/11/2011 10:10:16 AM |
the-profit-oracle | $25.00 | 7/11/2011 9:09:01 AM |
eronyc | $25.00 | 7/11/2011 10:49:13 AM |
impeccable-ore3 | $27.00 | 7/11/2011 11:13:42 AM |
SDKiwi | $25.00 | 7/11/2011 9:32:53 AM |
advanceloan | $25.00 | 7/11/2011 11:43:14 AM |
prominence8 | $33.00 | 7/11/2011 11:43:55 AM |
stock106 | $25.00 | 7/11/2011 11:43:59 AM |
MoneyForNothing | $6.47 | 7/11/2011 11:48:23 AM |
137 Investments
|
Borrower Payment Dependent Notes Series
513398
This series of Notes was issued and sold upon the funding of the borrower loan #51364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-16-2011 |
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $181.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 29% |
Credit score:
| 800-819 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,129 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| legend785 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Growing My Business
Purpose of loan:
This loan will be used to expand my educational business. I have created several educational programs that are popular throughout the country. This loan will help me expand those offerings and begin creating versions in new formats that people have been asking for.
My financial situation:
I am a good candidate for this loan because I pride myself on having excellent credit. I am a homeowner who always pays my bills on time. I have never defaulted on any debt in my life. My wife and I both have steady jobs, in secure, recession proof industries, where we are both well liked and moving up quickly.
I appreciate your support, and your investment in our future.
Best Wishes.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sandbreaker | $50.00 | 7/7/2011 9:00:35 AM |
indomitable-coin | $25.00 | 7/7/2011 9:00:49 AM |
availableloan | $25.00 | 7/7/2011 9:00:47 AM |
organized-payment6 | $50.00 | 7/7/2011 9:01:30 AM |
compoundinterest | $50.00 | 7/7/2011 9:01:58 AM |
a-responsible-return | $50.00 | 7/7/2011 9:02:32 AM |
economy-huckleberry0 | $25.00 | 7/7/2011 2:29:09 PM |
jubilant-trade6 | $50.00 | 7/8/2011 12:21:16 AM |
LiveNow | $25.00 | 7/8/2011 5:07:34 AM |
cwegert | $25.00 | 7/8/2011 7:14:13 AM |
caring-hope2 | $100.00 | 7/8/2011 2:48:13 PM |
jmeasn | $25.00 | 7/8/2011 8:39:15 PM |
fortytwo | $250.00 | 7/9/2011 10:38:21 AM |
greenback-seagull2 | $100.00 | 7/9/2011 12:16:51 PM |
loyalty-sherpa | $25.00 | 7/10/2011 12:18:49 PM |
MadHun | $175.00 | 7/11/2011 2:18:31 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:43 PM |
elvisloans | $25.00 | 7/12/2011 6:04:10 AM |
colorfulgardener | $25.00 | 7/12/2011 4:30:46 PM |
Zolton | $100.00 | 7/13/2011 9:07:54 AM |
Harry | $25.00 | 7/13/2011 7:25:07 AM |
imdave4me | $25.00 | 7/14/2011 7:54:51 AM |
goldfinger3 | $50.00 | 7/14/2011 9:33:56 AM |
marwadi-62 | $300.00 | 7/14/2011 11:40:19 AM |
power-defender7 | $25.00 | 7/14/2011 3:15:04 PM |
virtuous-repayment | $25.00 | 7/14/2011 3:35:46 PM |
stable-bonus | $25.00 | 7/15/2011 6:10:54 AM |
marketplace-kingdom | $100.00 | 7/15/2011 8:09:29 AM |
rcr549 | $25.00 | 7/15/2011 8:14:13 AM |
yield-museum | $155.01 | 7/15/2011 9:10:52 AM |
buffalobills | $25.00 | 7/15/2011 8:27:22 AM |
Peterman | $25.00 | 7/15/2011 10:59:37 AM |
UTVolunteer | $100.00 | 7/15/2011 11:55:24 AM |
octoberfresh | $25.00 | 7/15/2011 1:34:20 PM |
gjm6d | $25.00 | 7/15/2011 3:50:34 PM |
Alittleluck | $50.00 | 7/15/2011 5:39:38 PM |
Snoopylover | $25.00 | 7/15/2011 7:12:40 PM |
bruin558 | $40.00 | 7/15/2011 11:49:54 PM |
rce1964 | $25.00 | 7/16/2011 12:47:53 AM |
natural-worth9 | $100.00 | 7/15/2011 8:34:16 PM |
afmentor | $80.00 | 7/16/2011 1:25:13 AM |
GreenSun | $25.00 | 7/16/2011 5:14:17 AM |
cordial-affluence2 | $50.00 | 7/16/2011 10:52:40 AM |
credit-panda1 | $25.00 | 7/16/2011 11:53:27 AM |
Weaverville | $50.00 | 7/16/2011 12:15:19 PM |
jwstclair | $25.00 | 7/16/2011 12:34:23 PM |
pious-benjamins1 | $25.00 | 7/16/2011 1:50:50 PM |
beach_bum | $25.00 | 7/16/2011 1:37:35 PM |
upbeat-marketplace | $25.00 | 7/16/2011 1:48:10 PM |
myduck | $60.00 | 7/16/2011 3:23:39 PM |
Charmart | $25.00 | 7/16/2011 2:23:59 PM |
VBinvestor | $100.00 | 7/16/2011 2:57:05 PM |
rpg | $50.00 | 7/16/2011 3:38:20 PM |
RichMaker1 | $50.00 | 7/16/2011 4:30:35 PM |
Veets | $125.00 | 7/14/2011 5:49:52 PM |
radforj22 | $25.00 | 7/14/2011 7:46:41 PM |
BxRealtor | $25.00 | 7/7/2011 9:00:35 AM |
pnace | $35.00 | 7/7/2011 9:00:56 AM |
pound-balancer | $50.00 | 7/7/2011 9:01:07 AM |
uberrific | $100.00 | 7/7/2011 9:01:27 AM |
rescue | $100.00 | 7/7/2011 9:00:39 AM |
HamachiMan | $50.00 | 7/7/2011 9:00:57 AM |
ski bum | $100.00 | 7/7/2011 9:01:18 AM |
janeybooboo | $100.00 | 7/7/2011 9:19:00 AM |
JustMee | $25.00 | 7/7/2011 12:16:11 PM |
Solid-Platinum | $100.00 | 7/8/2011 12:58:44 AM |
Bank_Of_XL | $25.00 | 7/8/2011 5:27:19 AM |
nickel-ferret | $50.00 | 7/11/2011 7:41:15 AM |
6moonbeams | $100.00 | 7/11/2011 10:01:36 PM |
gslinv | $75.00 | 7/12/2011 5:14:18 PM |
SOP_Bank | $25.00 | 7/13/2011 6:14:44 AM |
web284 | $50.00 | 7/13/2011 9:13:02 AM |
pearl13 | $100.00 | 7/13/2011 5:07:45 PM |
kdog99 | $100.00 | 7/13/2011 5:18:51 PM |
mbf2234 | $25.00 | 7/13/2011 7:00:34 PM |
Brown98 | $25.00 | 7/14/2011 6:16:14 AM |
patriot897 | $25.00 | 7/13/2011 10:41:22 PM |
damage | $25.00 | 7/14/2011 8:19:34 AM |
thankful-nickel2 | $50.00 | 7/14/2011 8:24:33 AM |
persistent-value3 | $31.35 | 7/14/2011 11:23:55 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:39 PM |
Havana21 | $50.00 | 7/14/2011 4:17:59 PM |
AFairDeal | $30.00 | 7/15/2011 4:14:39 AM |
ckatak | $50.00 | 7/15/2011 7:14:04 AM |
nimcha | $50.00 | 7/15/2011 10:56:50 AM |
credit-coach118 | $40.00 | 7/15/2011 8:52:49 AM |
Oak-Parker | $25.00 | 7/15/2011 11:18:57 AM |
prainvestment | $50.00 | 7/15/2011 11:31:47 AM |
Digs | $25.00 | 7/16/2011 12:32:40 AM |
finance-symphony7 | $50.00 | 7/16/2011 4:39:56 AM |
wwwUniversal | $25.00 | 7/16/2011 12:58:04 AM |
elvisloans | $25.00 | 7/16/2011 6:39:26 AM |
credit-investor5 | $50.00 | 7/16/2011 8:41:24 AM |
FoosMaster | $25.00 | 7/16/2011 10:26:01 AM |
kinetic-social | $25.00 | 7/16/2011 3:23:24 PM |
Gandalf0001 | $25.00 | 7/16/2011 3:59:34 PM |
Sneezie | $100.00 | 7/16/2011 12:31:08 PM |
Ocean713 | $100.00 | 7/16/2011 1:20:32 PM |
best-generosity-financier | $3.64 | 7/16/2011 4:41:18 PM |
TrustPlus | $50.00 | 7/16/2011 2:16:55 PM |
100 Investments
|
Borrower Payment Dependent Notes Series
513464
This series of Notes was issued and sold upon the funding of the borrower loan #51340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jun-26-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-08-2011 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $175.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1980 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 10m |
Amount delinquent:
| $279,970 |
Total credit lines:
| 37 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,435 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 27 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-battalion6 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Call1998
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 7/8/2011 12:04:41 PM |
BxRealtor | $25.00 | 6/26/2011 12:00:37 PM |
organized-payment6 | $50.00 | 6/26/2011 12:01:00 PM |
ski bum | $100.00 | 6/26/2011 12:01:27 PM |
Zolton | $100.00 | 6/26/2011 12:01:21 PM |
OnePoorDude | $32.11 | 7/2/2011 6:24:21 AM |
loyalist1 | $300.00 | 7/1/2011 7:49:35 PM |
pnace | $50.00 | 7/2/2011 8:19:42 AM |
egw | $25.00 | 7/2/2011 4:39:28 PM |
vigilance-revolutionary | $50.00 | 7/4/2011 9:09:04 AM |
Interloper | $40.00 | 7/4/2011 9:06:56 AM |
loan-adventurer7 | $200.00 | 7/5/2011 10:39:06 AM |
damage | $25.00 | 7/5/2011 1:09:17 PM |
progressive-economy261 | $100.00 | 7/6/2011 9:08:26 AM |
alphaseek | $150.00 | 7/6/2011 11:05:06 AM |
deal-processor0 | $100.00 | 7/6/2011 5:25:20 PM |
Investor_DP | $100.00 | 7/7/2011 12:03:07 AM |
Investor_DP | $100.00 | 7/7/2011 12:04:49 AM |
interstellar | $75.00 | 7/7/2011 2:01:50 AM |
marwadi-62 | $100.00 | 7/7/2011 1:06:51 PM |
wwwUniversal | $25.00 | 7/7/2011 5:07:04 PM |
the-profit-oracle | $25.00 | 7/7/2011 5:08:35 PM |
gslinv | $75.00 | 7/7/2011 5:09:15 PM |
let_me_retire | $50.00 | 7/7/2011 6:24:44 PM |
marketplace-cello5 | $58.00 | 7/7/2011 11:40:34 PM |
wlm3012 | $30.00 | 7/7/2011 8:47:35 PM |
powerful-finance7 | $25.00 | 7/8/2011 3:17:40 AM |
Cluvnupe06 | $40.00 | 7/8/2011 6:00:08 AM |
fireferd | $25.00 | 7/8/2011 7:57:30 AM |
finance-symphony7 | $50.00 | 7/8/2011 9:48:31 AM |
famous-bill | $25.00 | 7/8/2011 2:51:09 PM |
fascinating-gold | $150.00 | 7/8/2011 5:41:56 PM |
radforj22 | $25.00 | 7/7/2011 7:21:33 AM |
Investor_DP | $100.00 | 6/26/2011 12:01:43 PM |
rescue | $100.00 | 6/26/2011 12:00:42 PM |
cashhelp | $50.00 | 6/26/2011 12:00:56 PM |
powerful-finance7 | $25.00 | 6/26/2011 12:00:59 PM |
loyalty-sherpa | $25.00 | 6/26/2011 12:01:06 PM |
reflective-rupee | $25.04 | 6/26/2011 1:06:58 PM |
kdog99 | $100.00 | 6/27/2011 10:02:07 AM |
HamachiMan | $50.00 | 6/27/2011 7:22:10 PM |
greenback-seagull2 | $100.00 | 6/29/2011 5:04:47 AM |
indomitable-coin | $25.00 | 6/29/2011 8:59:34 AM |
kulender | $100.00 | 6/29/2011 5:22:58 PM |
cr8on | $100.00 | 6/29/2011 5:23:51 PM |
Rivervale_Westwood | $25.00 | 6/30/2011 9:16:29 AM |
jubilant-trade6 | $25.00 | 6/30/2011 10:59:16 PM |
Weaverville | $50.00 | 6/30/2011 9:30:02 PM |
jmeasn | $25.00 | 7/1/2011 11:45:03 AM |
BuildingShanghai | $25.00 | 7/4/2011 4:00:32 AM |
love_what_you_do | $25.00 | 7/4/2011 8:44:16 AM |
compassion-neutron | $25.00 | 7/4/2011 8:00:36 PM |
luckygreen10 | $50.00 | 7/5/2011 9:34:09 AM |
nickel-ferret | $25.00 | 7/5/2011 2:34:23 PM |
emphatic-responsibility | $50.00 | 7/5/2011 11:09:12 PM |
miked8303 | $25.00 | 7/6/2011 9:08:07 AM |
credit-maple5 | $500.00 | 7/6/2011 9:08:35 AM |
boylezz | $25.00 | 7/6/2011 8:27:15 PM |
investisure | $100.00 | 7/7/2011 12:12:46 AM |
yield-hut | $25.00 | 7/7/2011 4:12:27 AM |
Islandgal | $28.75 | 7/7/2011 12:49:16 PM |
intuitive-benefit3 | $100.00 | 7/7/2011 5:09:16 PM |
Dreamconnection | $50.00 | 7/7/2011 5:58:33 PM |
productive-finance | $25.00 | 7/8/2011 5:47:40 AM |
top-courteous-peso | $50.00 | 7/8/2011 7:00:42 AM |
pearl13 | $100.00 | 7/8/2011 9:32:20 AM |
dogbait | $50.00 | 7/8/2011 9:52:05 AM |
Kessler | $51.00 | 7/8/2011 9:52:20 AM |
villagers | $100.00 | 7/8/2011 12:31:42 PM |
KarmaBum77 | $38.09 | 7/8/2011 3:45:28 PM |
wise-alluring-penny | $100.00 | 7/8/2011 3:43:32 PM |
Captain_America | $200.00 | 7/8/2011 3:46:46 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
513564
This series of Notes was issued and sold upon the funding of the borrower loan #51305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,750.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jun-28-2011 |
Term:
| 60 months | | |
Listing End date:
| Jul-11-2011 |
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $223.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 9% |
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 18y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $97,151 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| GREAT3323 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Relisting of 2nd Prosper Loan
Purpose of loan:
This loan will be used to payoff a higher rate credit card with Bank of America.
My financial situation:
I am a good candidate for this loan because I have more than enough income (20k per month) to service this loan and pay my other liabilities. I have a long employment history, long credit history and an excellent credit rating. This will payoff a higher rate loan and will result in a lower monhtly payment and interest rate which will only improve my financial position. This will be the second loan that I have received and repaid using the Prosper system. This is a relisting so I have reduced the amount requested and chosen the 5 yr option to generate the highest interest rate possible to the investors to increase my chances of full funding. I thank everyone who invested in my previous loan request and listing and hope you will invest again at this higher rate and lower amount. Please send me a message if you have any questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wealth-tremolo7 | $50.00 | 7/11/2011 5:41:13 PM |
BxRealtor | $25.00 | 6/28/2011 5:05:38 PM |
uberrific | $100.00 | 6/28/2011 5:06:21 PM |
a-finance-nirvana | $25.00 | 6/28/2011 5:06:52 PM |
loyalty-sherpa | $25.00 | 6/28/2011 5:16:34 PM |
HamachiMan | $50.00 | 6/28/2011 5:06:00 PM |
investment-artist | $25.01 | 6/28/2011 5:06:11 PM |
Feyenoord | $25.00 | 6/28/2011 5:06:32 PM |
MoneyForNothing | $27.83 | 6/28/2011 5:03:56 PM |
rescue | $100.00 | 6/28/2011 5:05:41 PM |
greenback-seagull2 | $100.00 | 6/29/2011 5:05:10 AM |
reflective-rupee | $200.04 | 6/29/2011 9:04:02 AM |
auction-seeker | $25.00 | 6/30/2011 7:06:08 AM |
kdog99 | $100.00 | 7/1/2011 9:19:50 AM |
Barrayaran | $75.00 | 7/2/2011 7:30:43 AM |
einstein | $100.00 | 7/2/2011 11:04:07 PM |
FL-Lender | $25.42 | 7/3/2011 10:59:59 AM |
ryan6853 | $25.00 | 7/3/2011 12:52:03 PM |
ministry1 | $50.00 | 7/4/2011 9:05:04 AM |
jubilant-trade6 | $50.00 | 7/5/2011 9:12:38 AM |
loan-adventurer7 | $200.00 | 7/5/2011 10:39:20 AM |
ArashMass | $25.00 | 7/6/2011 8:01:10 AM |
dinero-wizard9 | $200.00 | 7/6/2011 11:18:13 AM |
damage | $25.00 | 7/6/2011 2:43:41 PM |
let_me_retire | $100.00 | 7/6/2011 2:46:31 PM |
Onlyhappycustomers | $25.00 | 7/6/2011 6:12:57 PM |
MissionMicroFinance | $25.00 | 7/7/2011 2:30:32 PM |
scrappy-bonus2 | $25.00 | 7/7/2011 3:15:37 PM |
cr8on | $100.00 | 7/7/2011 4:15:59 PM |
AFairDeal | $30.00 | 7/7/2011 5:09:14 PM |
NJournalist | $25.00 | 7/8/2011 5:42:24 AM |
pearl13 | $100.00 | 7/8/2011 9:32:30 AM |
kid8549 | $50.00 | 7/8/2011 9:34:51 AM |
Rivervale_Westwood | $25.00 | 7/8/2011 10:07:55 AM |
fireferd | $50.00 | 7/8/2011 4:39:23 PM |
MoneyForNothing | $109.66 | 7/8/2011 5:42:57 PM |
estancias | $25.00 | 7/9/2011 7:14:46 AM |
swti37 | $100.00 | 7/9/2011 9:06:41 AM |
sevenbridges | $543.46 | 7/9/2011 10:05:21 AM |
fortytwo | $250.00 | 7/9/2011 10:37:34 AM |
CapitalLibre | $25.00 | 7/9/2011 12:14:15 PM |
commerce-web5 | $25.00 | 7/9/2011 4:53:42 PM |
luckygreen10 | $50.00 | 7/9/2011 6:17:27 PM |
jcw3rd | $25.00 | 7/10/2011 5:22:04 AM |
s270 | $100.00 | 7/9/2011 8:19:14 PM |
maj0508 | $100.00 | 7/10/2011 10:27:44 AM |
SudianX | $27.29 | 7/10/2011 10:35:51 AM |
principal-capo8 | $48.10 | 7/10/2011 6:29:50 AM |
LD4LIFE | $50.00 | 7/10/2011 11:27:30 AM |
mlpinz | $100.00 | 7/10/2011 10:38:43 AM |
astute-benjamins | $25.00 | 7/10/2011 1:25:49 PM |
janeybooboo | $25.00 | 7/10/2011 3:21:34 PM |
buffalobills | $25.00 | 7/11/2011 7:45:58 AM |
egw | $25.00 | 7/11/2011 7:58:02 AM |
420limo | $25.00 | 7/11/2011 10:56:07 AM |
octoberfresh | $25.00 | 7/11/2011 11:38:28 AM |
kermitdafrog | $25.00 | 7/11/2011 11:01:43 AM |
CPA-Banker | $25.00 | 7/11/2011 11:36:22 AM |
bill-expert | $72.00 | 7/11/2011 12:56:04 PM |
herbgirl49 | $50.00 | 7/11/2011 11:53:35 AM |
wlm3012 | $30.00 | 7/11/2011 2:49:18 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:13 PM |
walkinsky | $150.00 | 7/11/2011 4:12:13 PM |
wwwUniversal | $25.00 | 7/11/2011 5:13:15 PM |
friendinmoney | $25.00 | 7/11/2011 6:01:59 PM |
zokiz | $25.97 | 7/11/2011 6:05:33 PM |
shrewd-income | $50.00 | 7/11/2011 6:23:19 PM |
income-buffalo1 | $100.00 | 7/11/2011 6:29:34 PM |
radforj22 | $25.00 | 7/7/2011 3:11:33 PM |
organized-payment6 | $50.00 | 6/28/2011 5:06:26 PM |
indomitable-coin | $25.00 | 6/28/2011 5:06:10 PM |
Zolton | $100.00 | 6/28/2011 5:07:12 PM |
ski bum | $100.00 | 6/28/2011 5:06:19 PM |
janeybooboo | $250.00 | 6/28/2011 5:07:44 PM |
vutah | $30.00 | 6/28/2011 5:44:13 PM |
vinayski | $25.00 | 6/29/2011 5:05:25 AM |
economy-huckleberry0 | $25.00 | 6/29/2011 1:54:20 PM |
pound-balancer | $50.00 | 6/30/2011 10:39:32 AM |
ChoiceInvestments | $34.00 | 6/30/2011 8:55:34 PM |
Bank_Of_XL | $31.00 | 7/1/2011 5:19:59 AM |
compoundinterest | $50.00 | 7/1/2011 7:45:13 AM |
Abstract | $50.00 | 7/1/2011 9:29:35 AM |
jmeasn | $25.00 | 7/1/2011 11:45:23 AM |
bb575 | $50.00 | 7/1/2011 7:50:02 PM |
Havana21 | $50.00 | 7/2/2011 1:16:31 AM |
loanman2007 | $100.00 | 7/2/2011 4:44:05 AM |
pnace | $50.00 | 7/2/2011 8:19:58 AM |
newest-funds-powerplant | $47.66 | 7/2/2011 5:51:25 PM |
top-epic-community | $50.00 | 7/3/2011 12:29:11 PM |
GoldenGo4 | $50.00 | 7/4/2011 2:21:16 PM |
Weaverville | $50.00 | 7/4/2011 9:14:57 AM |
vivid-loot1 | $29.54 | 7/5/2011 11:29:14 AM |
x-lender | $200.00 | 7/6/2011 11:05:31 AM |
integrity-doctor | $100.00 | 7/8/2011 8:19:22 AM |
kulender | $50.00 | 7/8/2011 7:37:29 AM |
credit-coach118 | $40.00 | 7/8/2011 12:04:58 PM |
jpaulnyc | $102.12 | 7/8/2011 4:52:14 PM |
dinero-elevator | $50.00 | 7/8/2011 8:23:22 PM |
krd_Chicago | $50.00 | 7/9/2011 7:40:45 AM |
Jazzy503 | $25.05 | 7/9/2011 12:28:40 PM |
intuitive-benefit3 | $100.00 | 7/9/2011 12:16:17 PM |
BAJMP | $25.00 | 7/9/2011 3:56:03 PM |
AlternativeCashFlow | $25.00 | 7/9/2011 6:24:20 PM |
setUup | $138.20 | 7/9/2011 4:24:11 PM |
jpblan11 | $25.00 | 7/9/2011 6:52:28 PM |
impressive-fund0 | $27.18 | 7/9/2011 5:48:11 PM |
yield-hut | $200.00 | 7/10/2011 11:15:47 AM |
helpful-fund8 | $50.00 | 7/10/2011 12:59:39 PM |
nickel-ferret | $25.00 | 7/10/2011 12:18:38 PM |
lendersf | $50.00 | 7/10/2011 2:44:53 PM |
sinner_c5 | $34.59 | 7/10/2011 1:11:15 PM |
420limo | $100.00 | 7/10/2011 6:26:57 PM |
fiddlerzvi | $50.00 | 7/10/2011 6:32:15 PM |
janeybooboo | $25.00 | 7/10/2011 3:21:21 PM |
Higheagle | $25.00 | 7/10/2011 3:23:37 PM |
RecoveryLender | $25.00 | 7/10/2011 3:46:16 PM |
wilmajean | $40.00 | 7/10/2011 9:43:36 PM |
Jazzy503 | $25.05 | 7/10/2011 10:17:30 PM |
atbright | $25.00 | 7/11/2011 8:39:04 AM |
coin-popcorn | $25.00 | 7/11/2011 6:50:54 AM |
E-B | $50.00 | 7/11/2011 11:40:49 AM |
x-lender | $200.00 | 7/11/2011 1:50:37 PM |
FinanceEngine | $30.00 | 7/11/2011 2:35:04 PM |
MadHun | $175.00 | 7/11/2011 2:17:38 PM |
BigBag | $25.00 | 7/11/2011 3:02:22 PM |
rce1964 | $25.00 | 7/11/2011 3:27:15 PM |
Bio-physicist | $29.00 | 7/11/2011 3:27:09 PM |
nimcha | $50.00 | 7/11/2011 3:43:25 PM |
baker31 | $50.00 | 7/11/2011 4:57:54 PM |
progressive-economy261 | $100.00 | 7/11/2011 5:16:29 PM |
credit-maple5 | $500.00 | 7/11/2011 5:16:36 PM |
violaetain | $50.00 | 7/11/2011 6:02:30 PM |
AsianDragon | $200.00 | 7/11/2011 6:10:15 PM |
asset-cougar0 | $500.00 | 7/11/2011 6:12:54 PM |
Ocean713 | $50.00 | 7/11/2011 5:35:57 PM |
Chessplayer71 | $36.91 | 7/11/2011 5:21:22 PM |
auctionator1 | $25.00 | 7/11/2011 5:48:53 PM |
sensible-fund | $25.00 | 7/11/2011 6:33:42 PM |
MoneyForNothing | $9.92 | 7/11/2011 6:34:02 PM |
139 Investments
|
Borrower Payment Dependent Notes Series
513592
This series of Notes was issued and sold upon the funding of the borrower loan #51457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $246.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $443 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| restless-liberty936 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I need to build a new deck
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 7/14/2011 7:46:39 PM |
rescue | $100.00 | 7/6/2011 9:00:24 AM |
HamachiMan | $50.00 | 7/6/2011 9:01:11 AM |
pound-balancer | $50.00 | 7/6/2011 9:00:52 AM |
organized-payment6 | $50.00 | 7/6/2011 9:00:58 AM |
Investor_DP | $100.00 | 7/6/2011 9:01:06 AM |
pnace | $50.00 | 7/6/2011 9:01:21 AM |
einstein | $100.00 | 7/6/2011 9:06:09 AM |
Investor_DP | $100.00 | 7/7/2011 12:04:22 AM |
economy-huckleberry0 | $25.00 | 7/7/2011 2:21:13 PM |
jubilant-trade6 | $50.00 | 7/8/2011 12:21:11 AM |
jmeasn | $25.00 | 7/8/2011 8:39:14 PM |
Sol_Invictus | $25.00 | 7/9/2011 8:51:58 AM |
loyalty-sherpa | $25.00 | 7/9/2011 6:20:03 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:09 AM |
6moonbeams | $100.00 | 7/11/2011 10:01:27 PM |
pearl13 | $100.00 | 7/12/2011 9:04:12 AM |
loyalist1 | $300.00 | 7/13/2011 9:07:12 AM |
SolarMoonshine | $25.00 | 7/13/2011 10:10:38 AM |
deal-hickory5 | $100.00 | 7/13/2011 3:53:39 PM |
patriot897 | $25.00 | 7/13/2011 10:41:20 PM |
seabassx | $25.00 | 7/14/2011 7:22:09 AM |
damage | $25.00 | 7/14/2011 8:19:33 AM |
thankful-nickel2 | $50.00 | 7/14/2011 8:27:13 AM |
marwadi-62 | $300.00 | 7/14/2011 11:34:06 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:35 PM |
Interloper | $40.00 | 7/14/2011 5:12:58 PM |
Weaverville | $50.00 | 7/14/2011 5:09:07 PM |
marketplace-kingdom | $100.00 | 7/15/2011 8:15:22 AM |
AlternativeCashFlow | $25.00 | 7/15/2011 8:59:27 AM |
loyalty-tambourine0 | $25.00 | 7/15/2011 9:35:19 AM |
Peterman | $25.00 | 7/15/2011 10:59:34 AM |
credit-kahuna | $50.00 | 7/15/2011 3:08:47 PM |
friendinmoney | $25.00 | 7/15/2011 3:19:44 PM |
geniusj | $25.00 | 7/15/2011 5:29:26 PM |
vigilance-revolutionary | $50.00 | 7/15/2011 4:07:40 PM |
secondphase | $50.00 | 7/15/2011 7:19:47 PM |
powerful-finance7 | $25.00 | 7/16/2011 2:32:28 AM |
FinDoc | $25.00 | 7/16/2011 7:24:32 AM |
Tradesmanlender | $35.00 | 7/16/2011 1:59:54 PM |
bold-worth-vinyl | $38.00 | 7/16/2011 5:09:27 PM |
SkierDude | $25.00 | 7/16/2011 4:13:12 PM |
TrustPlus | $50.00 | 7/16/2011 2:16:51 PM |
eman48 | $27.44 | 7/17/2011 8:18:27 AM |
nashibaksi | $25.00 | 7/17/2011 8:56:37 AM |
scotty61 | $25.00 | 7/17/2011 6:43:35 AM |
pensacolaborn | $25.00 | 7/17/2011 7:57:42 AM |
velocity-winner | $25.00 | 7/17/2011 11:37:30 AM |
tyson789 | $50.00 | 7/17/2011 4:48:44 PM |
NYBIZ | $25.00 | 7/17/2011 8:06:44 PM |
virtuous-repayment | $50.00 | 7/17/2011 5:28:07 PM |
dakota75 | $50.00 | 7/18/2011 9:01:27 AM |
wwwUniversal | $25.00 | 7/18/2011 9:17:28 AM |
investisure | $100.00 | 7/18/2011 1:40:56 AM |
gogene2002 | $25.00 | 7/18/2011 9:39:31 AM |
RJN | $25.00 | 7/18/2011 10:04:37 AM |
Rivervale_Westwood | $25.00 | 7/18/2011 8:57:38 AM |
SNH | $100.00 | 7/18/2011 11:13:01 AM |
heavy_ax | $25.00 | 7/18/2011 10:30:49 AM |
icon7 | $25.00 | 7/18/2011 9:23:49 AM |
BxRealtor | $25.00 | 7/6/2011 9:00:32 AM |
ski bum | $100.00 | 7/6/2011 9:00:59 AM |
Bank_Of_XL | $25.00 | 7/6/2011 10:21:10 AM |
alphaseek | $150.00 | 7/6/2011 11:05:45 AM |
MarvintheMartian | $25.00 | 7/6/2011 11:23:16 AM |
Solid-Platinum | $50.00 | 7/6/2011 12:45:58 PM |
x-lender | $50.00 | 7/6/2011 5:11:15 PM |
JustMee | $25.00 | 7/6/2011 5:36:40 PM |
Investor_DP | $100.00 | 7/7/2011 12:05:32 AM |
greenback-seagull2 | $100.00 | 7/7/2011 4:30:41 PM |
superb-funds335 | $25.00 | 7/7/2011 8:46:02 PM |
villagers | $100.00 | 7/8/2011 12:31:59 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:44 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:49 PM |
fortytwo | $250.00 | 7/9/2011 10:38:13 AM |
proper-commitment5 | $25.00 | 7/9/2011 10:25:50 AM |
tech310 | $50.00 | 7/9/2011 7:53:46 PM |
AK49-JW | $25.00 | 7/10/2011 6:05:44 PM |
MadHun | $175.00 | 7/11/2011 2:18:23 PM |
myworld701 | $25.00 | 7/11/2011 3:03:29 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:38 PM |
Zolton | $100.00 | 7/12/2011 9:04:56 AM |
kdog99 | $100.00 | 7/12/2011 9:14:44 AM |
indomitable-coin | $25.00 | 7/12/2011 9:02:45 AM |
ect_2k20 | $25.00 | 7/12/2011 2:29:00 PM |
Aeroman32 | $25.00 | 7/13/2011 10:03:13 PM |
FoosMaster | $36.02 | 7/14/2011 6:12:27 AM |
Techne_Funds_LLC | $25.00 | 7/14/2011 8:53:05 AM |
persistent-value3 | $26.10 | 7/14/2011 11:23:44 AM |
blivndrms | $25.00 | 7/14/2011 9:57:42 AM |
competent-balance5 | $50.00 | 7/14/2011 12:47:24 PM |
sboyleston | $27.00 | 7/14/2011 5:11:24 PM |
yield-implementer8 | $39.64 | 7/14/2011 5:12:16 PM |
dollar-sonnet3 | $50.00 | 7/15/2011 6:54:37 AM |
ckatak | $50.00 | 7/15/2011 7:13:58 AM |
worth-arch | $25.00 | 7/15/2011 7:45:40 AM |
buffalobills | $25.00 | 7/15/2011 8:26:04 AM |
profit-powerplant | $25.00 | 7/15/2011 11:02:15 AM |
Palacios | $50.00 | 7/15/2011 9:37:56 AM |
Imperativity | $25.00 | 7/15/2011 1:03:43 PM |
Cybercusp | $25.00 | 7/15/2011 1:21:35 PM |
finance-symphony7 | $50.00 | 7/16/2011 4:49:03 AM |
payout-achievement | $100.00 | 7/16/2011 11:17:30 AM |
sri59 | $100.00 | 7/16/2011 11:11:58 AM |
Ocean713 | $100.00 | 7/16/2011 1:09:01 PM |
Charmart | $25.00 | 7/16/2011 2:21:59 PM |
D-N-A_Investments | $26.00 | 7/16/2011 4:50:38 PM |
grampy48 | $25.00 | 7/17/2011 2:55:21 AM |
basejump0 | $30.00 | 7/17/2011 4:18:31 AM |
EarlyRiser | $100.00 | 7/16/2011 4:07:11 PM |
Dreamconnection | $50.00 | 7/17/2011 9:01:22 AM |
steven3333 | $25.00 | 7/17/2011 10:23:10 AM |
jdnyguy | $50.00 | 7/17/2011 6:22:36 AM |
janeybooboo | $50.00 | 7/17/2011 3:19:45 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:26 PM |
janeybooboo | $50.00 | 7/17/2011 3:19:38 PM |
henmota | $25.00 | 7/17/2011 6:54:51 PM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:43 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:25 PM |
the-discrete-income | $50.00 | 7/17/2011 10:09:22 PM |
money-bauble | $100.00 | 7/18/2011 10:31:33 AM |
neutrino6 | $25.00 | 7/18/2011 9:54:10 AM |
worthy-commitment7 | $30.00 | 7/18/2011 10:19:59 AM |
davisfl | $25.00 | 7/18/2011 10:35:37 AM |
cloud546 | $27.15 | 7/18/2011 11:17:06 AM |
Crie | $67.65 | 7/18/2011 11:47:27 AM |
126 Investments
|
Borrower Payment Dependent Notes Series
513636
This series of Notes was issued and sold upon the funding of the borrower loan #51333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-28-2011 |
Term:
| 60 months | | |
Listing End date:
| Jul-08-2011 |
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $414.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,236 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| CMKO |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Loan for some home improvements
Purpose of loan:
This loan will be used to remodel my two bathrooms and kitchen appliances.
My financial situation:
I am a good candidate for this loan because I am currently grossing about 9000.00 a month as a mortgage banker for a private mortgage lender. I had a loan through prosper before and made all payments on time over the full term of the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HamachiMan | $50.00 | 6/28/2011 5:06:01 PM |
Investor_DP | $100.00 | 6/28/2011 5:06:09 PM |
Zolton | $100.00 | 6/28/2011 5:07:13 PM |
r48 | $25.00 | 6/28/2011 5:12:20 PM |
rescue | $100.00 | 6/28/2011 5:05:42 PM |
janeybooboo | $300.00 | 6/28/2011 5:06:16 PM |
resolute-worth4 | $50.00 | 6/28/2011 5:08:10 PM |
BxRealtor | $25.00 | 6/28/2011 5:05:38 PM |
jdrez | $25.00 | 6/29/2011 12:29:13 AM |
MoneyForNothing | $25.00 | 6/28/2011 5:10:39 PM |
r48 | $26.00 | 6/28/2011 5:12:06 PM |
magnetic-dedication3 | $25.00 | 6/28/2011 7:23:45 PM |
tomdooley12520 | $25.00 | 6/29/2011 8:22:43 AM |
kendigme | $25.00 | 6/29/2011 2:49:13 AM |
GoGalt | $50.00 | 6/28/2011 10:17:56 PM |
1-HARD-HEAD | $25.00 | 6/29/2011 12:04:02 AM |
loyalty-sherpa | $25.00 | 6/29/2011 3:29:36 AM |
Pickmar | $25.00 | 6/29/2011 6:51:02 AM |
economy-huckleberry0 | $25.00 | 6/29/2011 1:55:11 PM |
CA-Lender | $50.06 | 6/29/2011 11:03:30 AM |
InChicago | $50.00 | 6/29/2011 9:48:08 AM |
exchange-upholder0 | $100.00 | 6/29/2011 4:25:44 PM |
JCM_MN | $40.00 | 6/29/2011 8:06:23 PM |
kendigme | $25.00 | 6/30/2011 3:16:48 AM |
loanman2007 | $250.00 | 6/30/2011 5:44:51 AM |
auction-seeker | $25.00 | 6/30/2011 7:11:18 AM |
investment-daydream | $25.00 | 6/29/2011 10:57:17 PM |
revenue-statesperson4 | $100.00 | 6/30/2011 9:56:59 AM |
fund-dragster | $50.00 | 6/30/2011 7:03:56 AM |
dsgfl1 | $100.00 | 6/30/2011 10:34:31 AM |
tacopants | $501.78 | 6/30/2011 6:07:35 PM |
resolute-basis9 | $100.00 | 6/30/2011 7:04:16 PM |
organic-treasure | $25.00 | 7/1/2011 6:53:09 AM |
jmeasn | $25.00 | 7/1/2011 1:31:01 PM |
Astyanax | $150.00 | 7/1/2011 4:09:18 PM |
handshake5 | $25.87 | 7/2/2011 12:05:34 AM |
TheSwissBanker | $27.13 | 7/2/2011 12:59:18 AM |
mobius_titan | $25.00 | 7/2/2011 4:44:22 AM |
loss-of-control | $75.00 | 7/1/2011 8:00:51 PM |
DasMula | $26.00 | 7/1/2011 8:51:49 PM |
Scotcha | $75.00 | 7/2/2011 10:20:46 PM |
justasoldier | $100.00 | 7/2/2011 1:56:53 PM |
first-serene-credit | $25.00 | 7/3/2011 1:28:30 PM |
Weaverville | $50.00 | 7/4/2011 9:14:58 AM |
yield-trader | $50.00 | 7/4/2011 4:34:21 PM |
generator535 | $25.00 | 7/4/2011 8:19:07 PM |
marketplace-meridian | $25.00 | 7/5/2011 12:27:18 AM |
loan-adventurer7 | $200.00 | 7/5/2011 10:39:21 AM |
enthralling-investment | $66.43 | 7/5/2011 1:01:12 PM |
a-fund-doctor | $25.00 | 7/6/2011 12:51:29 AM |
kendigme | $25.00 | 7/6/2011 3:11:18 AM |
FutureLenderEC | $38.95 | 7/6/2011 5:20:23 AM |
dlenz | $25.00 | 7/6/2011 5:49:20 AM |
dollymama | $25.00 | 7/6/2011 9:58:55 AM |
ChrisProsper | $100.00 | 7/6/2011 11:16:22 AM |
melodious-fairness | $50.00 | 7/6/2011 11:16:43 AM |
loot-heart | $25.00 | 7/6/2011 2:17:33 PM |
ag-ventures | $25.00 | 7/6/2011 4:18:21 PM |
undaunted-agreement | $26.00 | 7/6/2011 4:49:04 PM |
miamibeachloaner | $50.00 | 7/6/2011 7:13:18 PM |
rockhound84 | $25.00 | 7/6/2011 6:43:26 PM |
salala | $50.00 | 7/6/2011 6:48:22 PM |
jpac1066 | $200.00 | 7/6/2011 7:51:17 PM |
Whatssofunnybout | $25.77 | 7/6/2011 8:31:19 PM |
_kyle | $25.00 | 7/6/2011 9:22:52 PM |
lagnisiruk | $25.00 | 7/6/2011 10:17:20 PM |
investisure | $100.00 | 7/7/2011 12:12:49 AM |
kendigme | $50.00 | 7/7/2011 3:45:26 AM |
Coppercanyon | $50.00 | 7/7/2011 8:08:10 AM |
simplelender80 | $500.00 | 7/7/2011 8:23:02 AM |
Kyileo | $25.00 | 7/7/2011 8:29:40 AM |
moola-monger9 | $50.00 | 7/7/2011 8:43:24 AM |
forthright-trade | $25.00 | 7/7/2011 9:30:04 AM |
careful-return0 | $25.00 | 7/7/2011 9:54:23 AM |
krd_Chicago | $70.00 | 7/7/2011 10:00:24 AM |
gizzywump | $50.00 | 7/7/2011 10:35:29 AM |
indomitable-dedication | $50.00 | 7/7/2011 10:42:54 AM |
grampy48 | $50.00 | 7/7/2011 12:02:00 PM |
jelly1126 | $50.00 | 7/7/2011 12:48:40 PM |
exchange-upholder0 | $50.00 | 7/7/2011 1:30:06 PM |
slartibardfast | $25.00 | 7/7/2011 3:11:08 PM |
kchen486 | $50.00 | 7/7/2011 3:36:24 PM |
mammalian4 | $25.00 | 7/7/2011 6:17:50 PM |
Lubava | $40.00 | 7/7/2011 6:36:58 PM |
dt_one | $25.00 | 7/7/2011 8:27:15 PM |
well-mannered-income3 | $40.00 | 7/7/2011 8:28:57 PM |
superb-funds335 | $25.00 | 7/7/2011 8:45:56 PM |
Captain_America | $200.00 | 7/8/2011 2:22:06 AM |
drcoop | $25.00 | 7/8/2011 5:22:57 AM |
credit-bliss8 | $25.00 | 7/8/2011 12:32:40 AM |
ptjg | $25.00 | 7/8/2011 4:31:41 AM |
irrelevant | $25.00 | 7/8/2011 5:38:28 AM |
Feyenoord | $25.00 | 6/28/2011 5:06:31 PM |
lendstats_com | $300.00 | 6/28/2011 5:08:41 PM |
JustMee | $25.00 | 6/28/2011 5:15:11 PM |
MoneyForNothing | $33.33 | 6/28/2011 5:04:09 PM |
OldManP | $25.00 | 6/28/2011 5:05:51 PM |
investment-artist | $25.01 | 6/28/2011 5:06:12 PM |
ski bum | $100.00 | 6/28/2011 5:06:19 PM |
Aberdeen | $3,000.00 | 6/28/2011 5:04:29 PM |
shawnw2 | $215.00 | 6/28/2011 11:12:47 PM |
intuitive-benefit3 | $100.00 | 6/28/2011 5:08:08 PM |
natural-trade7 | $50.00 | 6/28/2011 5:10:30 PM |
reflective-rupee | $400.04 | 6/28/2011 9:08:43 PM |
SimpleChoice | $25.00 | 6/29/2011 12:41:45 AM |
NekHoldings | $25.00 | 6/29/2011 3:51:51 AM |
greenback-seagull2 | $100.00 | 6/29/2011 5:05:10 AM |
Pickmar | $25.00 | 6/29/2011 6:09:16 AM |
leball | $50.00 | 6/29/2011 7:47:52 AM |
leverage-monger | $25.00 | 6/29/2011 10:17:20 AM |
natural-trade7 | $50.00 | 6/29/2011 7:32:28 PM |
suave-dime6 | $25.00 | 6/30/2011 5:51:21 AM |
SubmergedPilot | $50.00 | 6/29/2011 7:14:04 PM |
Mikale360 | $25.00 | 6/30/2011 7:51:12 AM |
Whatssofunnybout | $27.66 | 6/29/2011 7:35:37 PM |
chameleon125 | $25.00 | 6/30/2011 3:36:57 PM |
sensible-fund | $50.00 | 6/30/2011 5:01:01 PM |
kdog99 | $100.00 | 7/1/2011 9:29:40 AM |
jmeasn | $25.00 | 7/1/2011 1:05:05 PM |
marwadi-62 | $200.00 | 7/1/2011 11:11:06 AM |
marwadi-62 | $101.00 | 7/1/2011 10:44:53 AM |
jmeasn | $25.00 | 7/1/2011 11:44:43 AM |
exchange-upholder0 | $25.00 | 7/1/2011 12:50:28 PM |
thankful-nickel2 | $25.00 | 7/1/2011 7:37:55 PM |
diversification-enlistment | $25.00 | 7/1/2011 9:32:26 PM |
Tscheddar | $50.00 | 7/2/2011 5:29:43 AM |
jcw3rd | $25.00 | 7/2/2011 6:28:04 AM |
beaker | $34.07 | 7/2/2011 6:49:51 AM |
Moe87 | $25.00 | 7/2/2011 7:59:05 AM |
pnace | $50.00 | 7/2/2011 8:19:58 AM |
Lily_of_the_Valley | $350.00 | 7/2/2011 11:14:10 AM |
rapid-currency | $25.00 | 7/2/2011 10:31:03 PM |
intrepid-loot | $25.00 | 7/3/2011 8:10:32 AM |
famous-bill | $25.00 | 7/2/2011 1:29:05 PM |
yf99yz | $40.00 | 7/2/2011 10:15:50 PM |
CSinvestments | $25.00 | 7/4/2011 10:45:47 AM |
novice1 | $50.00 | 7/4/2011 1:52:47 PM |
vutah | $25.00 | 7/4/2011 5:28:08 PM |
let_me_retire | $100.00 | 7/5/2011 12:13:07 PM |
progressive-economy261 | $100.00 | 7/5/2011 3:34:34 PM |
brainy-greenback481 | $150.00 | 7/5/2011 4:02:44 PM |
justasoldier | $200.00 | 7/5/2011 1:06:43 PM |
wisconsinvestor | $25.00 | 7/5/2011 3:34:25 PM |
BankofRon | $25.00 | 7/5/2011 5:09:16 PM |
yield-hut | $100.00 | 7/5/2011 4:28:52 PM |
kegs | $25.00 | 7/5/2011 8:42:38 PM |
ChrisProsper | $100.00 | 7/5/2011 10:09:34 PM |
jubilant-trade6 | $50.00 | 7/5/2011 11:46:23 PM |
economy-coup | $50.00 | 7/6/2011 12:51:50 AM |
veneziani | $25.00 | 7/6/2011 3:50:28 AM |
enthralling-deal180 | $50.00 | 7/6/2011 5:47:48 AM |
contract-student2 | $50.00 | 7/6/2011 7:33:04 AM |
dinero-wizard9 | $200.00 | 7/6/2011 11:18:13 AM |
market-pudding | $25.00 | 7/6/2011 12:34:52 PM |
rogue_monster | $50.00 | 7/6/2011 12:30:24 PM |
damage | $25.00 | 7/6/2011 2:43:41 PM |
friendinmoney | $35.00 | 7/6/2011 3:02:09 PM |
justanothersushieater | $25.00 | 7/6/2011 3:51:19 PM |
buffalobills | $25.00 | 7/6/2011 4:06:03 PM |
wanna-help | $50.00 | 7/6/2011 5:42:01 PM |
AlternativeCashFlow | $25.00 | 7/6/2011 6:07:47 PM |
jpac1066 | $50.00 | 7/6/2011 7:53:56 PM |
Anny-Disco | $50.00 | 7/6/2011 8:16:01 PM |
orderly-leverage | $25.00 | 7/6/2011 8:07:42 PM |
MadHun | $100.00 | 7/6/2011 8:11:18 PM |
p2ploan-sensation211 | $25.00 | 7/6/2011 8:40:40 PM |
chlebie | $25.00 | 7/6/2011 8:19:18 PM |
hopethisworks | $50.00 | 7/6/2011 9:47:31 PM |
grnii78 | $147.85 | 7/7/2011 2:01:12 AM |
EmpireInvestments | $100.00 | 7/7/2011 5:16:17 AM |
s270 | $35.00 | 7/7/2011 5:29:06 AM |
PaulW | $25.00 | 7/7/2011 5:37:38 AM |
cbllender | $25.00 | 7/7/2011 5:21:47 AM |
miked8303 | $25.00 | 7/7/2011 6:45:48 AM |
Mark0135 | $50.00 | 7/7/2011 7:20:33 AM |
bonus-quark4 | $25.00 | 7/7/2011 6:20:48 AM |
professional-coin1 | $50.00 | 7/7/2011 7:56:43 AM |
interest88 | $25.00 | 7/7/2011 8:13:49 AM |
Rivervale_Westwood | $25.00 | 7/7/2011 9:52:20 AM |
6moonbeams | $25.00 | 7/7/2011 9:53:42 AM |
TheCount | $25.00 | 7/7/2011 9:58:27 AM |
mad-scientist418 | $25.00 | 7/7/2011 10:55:34 AM |
point-compadre | $25.00 | 7/7/2011 11:19:41 AM |
mlj0671 | $25.00 | 7/7/2011 1:22:34 PM |
careful-compassion | $25.00 | 7/7/2011 1:46:08 PM |
dollardave | $100.00 | 7/7/2011 4:11:52 PM |
FinanceEngine | $30.00 | 7/7/2011 4:21:17 PM |
cr8on | $100.00 | 7/7/2011 4:30:39 PM |
YoungTaxMan | $75.00 | 7/7/2011 5:47:31 PM |
platinum-cargo | $37.96 | 7/7/2011 5:33:21 PM |
dcshobby | $25.00 | 7/7/2011 6:24:25 PM |
Socorro_Capital_Partners | $25.00 | 7/7/2011 8:45:20 PM |
wlm3012 | $30.00 | 7/7/2011 8:39:04 PM |
appetizing-duty8 | $50.00 | 7/8/2011 3:32:41 AM |
888GoldIngots | $25.00 | 7/8/2011 5:17:10 AM |
MoneyForNothing | $4.09 | 7/8/2011 5:38:35 AM |
196 Investments
|
Borrower Payment Dependent Notes Series
513648
This series of Notes was issued and sold upon the funding of the borrower loan #51321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-09-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $588.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 17y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,751 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| mkcvol |
Borrower's state:
| Tennessee |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,400.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2010)
620-639
(Nov-2006)
620-639
(Oct-2006)
540-559
(Aug-2006)
|
Principal balance:
| $3,666.54 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Business Loan for Capital
I am starting a ticket broker business for football season. I have contracted to buy 30 season football tickets and parking passes from the local university in July. I also have arranged to sell these tickets to other individuals and make a profit in August and September. I am looking for a loan to cover some of the capital needed to pay for these tickets. I am personally investing over $10000 in this as well. Thanks for your consideration and will be happy to answer any questions.
I have a stable work environment. I am a partner in a CPA firm that has been in business for over 40 years.
I am a good candidate for this loan because I already have a loan on prosper that I have not missed a payment with and have a good credit score.
Monthly net income: $6500
Monthly expenses:
Housing: $1600.00
Insurance: $250
Car expenses: $250
Utilities: $300
Phone, cable, internet: $200
Credit cards and other loans: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
investment-artist | $25.01 | 6/28/2011 5:06:12 PM |
tech310 | $50.00 | 6/28/2011 5:08:21 PM |
Feyenoord | $25.00 | 6/28/2011 5:06:33 PM |
janeybooboo | $101.00 | 6/28/2011 5:15:33 PM |
SolarMoonshine | $50.00 | 6/29/2011 3:14:48 PM |
natural-point1 | $50.00 | 6/29/2011 12:12:51 PM |
reflective-rupee | $200.04 | 6/29/2011 1:10:09 PM |
economy-huckleberry0 | $25.00 | 6/29/2011 1:56:13 PM |
capital_projects_investor | $25.00 | 6/30/2011 7:36:24 AM |
Zipcut | $25.00 | 6/29/2011 8:05:07 PM |
sensible-fund | $50.00 | 6/30/2011 5:00:47 PM |
Investoman | $100.00 | 6/30/2011 5:10:01 PM |
payout-hammock1 | $50.00 | 7/1/2011 5:59:32 AM |
marwadi-62 | $300.00 | 7/1/2011 11:08:38 AM |
jmeasn | $25.00 | 7/1/2011 12:04:25 PM |
ronin4sale | $25.00 | 7/2/2011 5:07:02 AM |
wisconsinvestor | $25.00 | 7/2/2011 7:54:49 AM |
first-serene-credit | $25.00 | 7/3/2011 1:01:26 PM |
important-openness1 | $75.00 | 7/4/2011 5:18:12 PM |
vutah | $25.00 | 7/4/2011 5:30:04 PM |
brainy-greenback481 | $100.00 | 7/5/2011 9:56:55 AM |
asiaratt | $50.00 | 7/5/2011 9:17:29 AM |
thankful-yield8 | $50.00 | 7/5/2011 9:49:13 AM |
SqueezeKing | $25.00 | 7/5/2011 3:49:19 PM |
natural-platinum | $25.00 | 7/5/2011 2:29:27 PM |
BigBag | $25.00 | 7/5/2011 5:06:00 PM |
asoldier | $25.00 | 7/5/2011 5:09:29 PM |
dynrep | $200.00 | 7/5/2011 5:28:07 PM |
powerful-finance7 | $25.00 | 7/6/2011 2:13:19 AM |
enchanted-diversification496 | $50.00 | 7/6/2011 6:40:49 AM |
tshurts | $25.00 | 7/6/2011 6:40:59 AM |
first-dinero-paladin | $100.00 | 7/6/2011 10:09:56 AM |
alphaseek | $150.00 | 7/6/2011 11:05:17 AM |
ChrisProsper | $100.00 | 7/6/2011 11:16:22 AM |
genuine-integrity0 | $25.00 | 7/6/2011 3:51:06 PM |
ag-ventures | $25.00 | 7/6/2011 4:22:54 PM |
janeybooboo | $39.00 | 7/6/2011 8:39:25 PM |
janeybooboo | $35.00 | 7/6/2011 8:39:16 PM |
Investor_DP | $100.00 | 7/7/2011 12:03:21 AM |
Investor_DP | $100.00 | 7/7/2011 12:04:57 AM |
sfmdg | $25.00 | 7/7/2011 5:37:54 AM |
cerebral-dollar773 | $39.92 | 7/7/2011 5:24:10 AM |
FinDoc | $25.00 | 7/7/2011 7:31:08 AM |
Kyileo | $25.00 | 7/7/2011 8:37:13 AM |
diligent-peace9 | $200.00 | 7/7/2011 8:56:04 AM |
red-power-pecan | $50.00 | 7/7/2011 9:08:00 AM |
proud-pound4 | $37.50 | 7/7/2011 10:44:19 AM |
handy-point5 | $25.00 | 7/7/2011 11:36:03 AM |
careful-compassion | $25.00 | 7/7/2011 1:49:39 PM |
kain11286 | $49.16 | 7/7/2011 5:56:37 PM |
FL-Lender | $25.67 | 7/7/2011 6:39:36 PM |
jubilant-trade6 | $25.00 | 7/8/2011 12:18:53 AM |
ptjg | $25.00 | 7/8/2011 4:31:41 AM |
first-dinero-paladin | $50.00 | 7/8/2011 1:33:43 AM |
careful-note1 | $50.00 | 7/8/2011 4:46:29 AM |
ommcd | $25.00 | 7/8/2011 5:34:15 AM |
chererat | $100.00 | 7/8/2011 9:43:42 AM |
Doug1043 | $25.00 | 7/8/2011 9:33:15 AM |
golffish2 | $50.00 | 7/8/2011 10:20:39 AM |
villagers | $25.00 | 7/8/2011 12:30:34 PM |
pkn62572 | $62.52 | 7/8/2011 11:34:40 AM |
HoyaHeel | $25.00 | 7/8/2011 12:05:43 PM |
tkr2 | $25.00 | 7/8/2011 2:30:29 PM |
industrious-currency | $25.00 | 7/8/2011 4:09:19 PM |
famous-bill | $25.00 | 7/8/2011 2:45:16 PM |
listing-bada-bing | $100.00 | 7/8/2011 8:41:09 PM |
p2ploan-sensation211 | $37.15 | 7/8/2011 7:28:40 PM |
diversification-enlistment | $25.77 | 7/8/2011 9:18:26 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:23 PM |
jiggaman7 | $28.00 | 7/8/2011 10:38:30 PM |
treasure-bliss | $50.00 | 7/9/2011 12:35:35 AM |
credit-investor5 | $50.00 | 7/9/2011 6:24:45 AM |
RecoveryLender | $25.00 | 7/9/2011 6:51:14 AM |
Beld | $50.00 | 7/9/2011 7:11:00 AM |
enthusiastic-balance5 | $100.00 | 7/9/2011 4:26:04 AM |
balance-transformer3 | $25.00 | 7/9/2011 9:07:36 AM |
fortytwo | $100.00 | 7/9/2011 10:42:13 AM |
108lender | $50.00 | 7/9/2011 11:25:18 AM |
MoneyForNothing | $6.51 | 7/9/2011 12:00:10 PM |
simplelender80 | $100.00 | 6/28/2011 5:07:24 PM |
Investor_DP | $100.00 | 6/28/2011 5:06:29 PM |
lendstats_com | $300.00 | 6/28/2011 5:20:42 PM |
OldManP | $25.00 | 6/29/2011 6:04:21 AM |
worth-blanket2 | $5,000.00 | 6/29/2011 12:01:34 PM |
InChicago | $50.00 | 6/29/2011 9:48:15 AM |
CA-Lender | $50.06 | 6/29/2011 11:03:18 AM |
Whipster | $60.00 | 6/29/2011 12:04:33 PM |
beaker | $50.00 | 6/29/2011 8:31:09 PM |
yf99yz | $35.00 | 6/29/2011 9:42:28 PM |
loanman2007 | $200.00 | 6/30/2011 5:50:07 AM |
Bob450 | $25.00 | 6/30/2011 7:51:26 AM |
Madmigel | $43.19 | 6/30/2011 2:25:59 PM |
chameleon125 | $25.00 | 6/30/2011 3:35:26 PM |
first-favorite-bonus9 | $25.00 | 7/1/2011 1:30:34 PM |
vigorous-market5 | $100.00 | 7/1/2011 2:34:47 PM |
Astyanax | $125.00 | 7/1/2011 4:21:10 PM |
Galdis | $25.00 | 7/1/2011 4:48:03 PM |
income-awakening6 | $25.00 | 7/2/2011 6:34:31 AM |
Dubbs360 | $25.00 | 7/2/2011 12:06:22 AM |
Jerrys1951 | $31.00 | 7/2/2011 8:31:56 AM |
diplomatic-wealth7 | $25.00 | 7/2/2011 8:24:51 AM |
Weaverville | $25.00 | 7/2/2011 12:05:58 PM |
fund-dragster | $50.00 | 7/2/2011 11:30:21 PM |
reflective-rupee | $300.00 | 7/3/2011 12:36:03 PM |
five-star-note | $25.00 | 7/4/2011 11:49:03 AM |
cashasaurus0 | $150.00 | 7/5/2011 7:39:57 AM |
a-fund-doctor | $25.00 | 7/5/2011 7:32:34 AM |
buffalobills | $25.00 | 7/5/2011 7:30:51 AM |
loan-adventurer7 | $200.00 | 7/5/2011 10:34:31 AM |
let_me_retire | $100.00 | 7/5/2011 12:35:18 PM |
friendly-principal76 | $25.00 | 7/5/2011 11:15:17 AM |
AEH_Now | $30.00 | 7/5/2011 11:01:45 AM |
wisconsinvestor | $25.00 | 7/5/2011 3:35:02 PM |
Cash4U2also | $48.00 | 7/5/2011 10:17:38 PM |
Reddy_Capital | $25.00 | 7/6/2011 12:36:32 AM |
BankofRon | $25.00 | 7/6/2011 6:40:57 AM |
ready-vigilance3 | $89.04 | 7/6/2011 1:52:36 PM |
Captain_America | $200.00 | 7/6/2011 2:49:16 PM |
Nicedad72 | $25.00 | 7/6/2011 5:00:53 PM |
Allyson-Prosper | $25.00 | 7/6/2011 5:23:02 PM |
dollar-sonnet3 | $25.00 | 7/6/2011 8:03:27 PM |
orderly-leverage | $25.00 | 7/6/2011 8:07:42 PM |
Whatssofunnybout | $25.00 | 7/6/2011 8:19:25 PM |
janeybooboo | $25.00 | 7/6/2011 8:38:47 PM |
thankful-generosity5 | $70.00 | 7/6/2011 8:19:05 PM |
orange-rapid-benjamins | $25.00 | 7/6/2011 9:43:05 PM |
shawnw2 | $50.00 | 7/7/2011 7:10:38 AM |
profitable-return5 | $25.00 | 7/7/2011 8:06:40 AM |
gothampark | $25.00 | 7/7/2011 9:49:39 AM |
chad-bro-chill | $35.00 | 7/7/2011 11:42:27 AM |
glimmering-funds2 | $50.00 | 7/7/2011 2:16:22 PM |
ChrisProsper | $100.00 | 7/7/2011 3:51:57 PM |
FinanceEngine | $40.00 | 7/7/2011 4:25:00 PM |
auction-seeker | $25.00 | 7/7/2011 5:09:50 PM |
kain11286 | $50.00 | 7/7/2011 5:55:32 PM |
ethicalhumanist | $25.00 | 7/7/2011 6:16:53 PM |
StPong | $25.00 | 7/7/2011 6:30:46 PM |
wlm3012 | $30.00 | 7/7/2011 8:50:59 PM |
investment-daydream | $25.00 | 7/8/2011 2:33:47 AM |
the-enthralling-coin | $25.00 | 7/8/2011 5:52:53 AM |
reward-adventure | $25.00 | 7/8/2011 6:04:39 AM |
enchanted-note | $25.00 | 7/8/2011 7:34:19 AM |
svandgts | $25.00 | 7/8/2011 7:24:53 AM |
peso-aggregator | $25.00 | 7/8/2011 8:14:55 AM |
profit-powerplant | $25.00 | 7/8/2011 9:37:32 AM |
proper-revenue7 | $25.00 | 7/8/2011 12:22:05 PM |
rvfbroker | $25.00 | 7/8/2011 1:36:53 PM |
gain-gourd | $50.00 | 7/8/2011 12:36:52 PM |
momoney2lend | $25.00 | 7/8/2011 12:55:07 PM |
yield-hut | $200.00 | 7/8/2011 3:11:01 PM |
authoritative-platinum7 | $25.00 | 7/8/2011 5:08:33 PM |
worldly-investment333 | $100.00 | 7/8/2011 5:42:46 PM |
active-wealth3 | $25.00 | 7/8/2011 6:01:40 PM |
trade-beeper4 | $25.00 | 7/8/2011 5:10:34 PM |
loss-of-control | $75.00 | 7/8/2011 7:33:05 PM |
safe-kindness5 | $25.00 | 7/8/2011 8:46:56 PM |
jasonblings | $25.00 | 7/8/2011 7:36:01 PM |
jmeasn | $500.00 | 7/8/2011 8:45:23 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:07 PM |
oodkim84oo | $100.00 | 7/9/2011 1:40:03 AM |
contract-student2 | $50.00 | 7/8/2011 10:06:47 PM |
oodkim84oo | $123.21 | 7/9/2011 1:28:02 AM |
thehousewife | $25.00 | 7/9/2011 6:08:30 AM |
head | $25.00 | 7/9/2011 6:06:03 AM |
fortytwo | $250.00 | 7/9/2011 10:37:35 AM |
sensible-fund | $78.25 | 7/9/2011 9:17:50 AM |
credit-coach118 | $25.00 | 7/9/2011 9:41:13 AM |
BlueProteus | $25.00 | 7/9/2011 11:00:15 AM |
168 Investments
|
Borrower Payment Dependent Notes Series
514010
This series of Notes was issued and sold upon the funding of the borrower loan #51400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
7 | Length of status: | 10y 0m |
Amount delinquent:
| $226 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,623 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-exchange-oyster |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
car expenses
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 6/29/2011 5:06:18 PM |
transparency-baton | $25.00 | 6/29/2011 5:09:18 PM |
Investor_DP | $100.00 | 6/29/2011 5:06:26 PM |
simplelender80 | $100.00 | 6/29/2011 5:06:41 PM |
payout-hammock1 | $50.00 | 7/1/2011 4:24:43 AM |
loyalist1 | $100.00 | 7/1/2011 7:49:59 PM |
natural-platinum | $25.00 | 7/5/2011 2:29:31 PM |
Jack55304 | $300.00 | 7/6/2011 9:13:20 PM |
Investor_DP | $100.00 | 7/7/2011 12:03:32 AM |
Investor_DP | $100.00 | 7/7/2011 12:05:03 AM |
asoldier | $25.00 | 7/7/2011 6:30:56 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:27 PM |
jubilant-trade6 | $25.00 | 7/11/2011 3:06:58 PM |
kulender | $100.00 | 7/11/2011 3:23:36 PM |
worthy-bid8 | $25.00 | 7/12/2011 1:28:28 AM |
dws2380 | $25.00 | 7/12/2011 8:56:58 AM |
the-profit-oracle | $25.00 | 7/12/2011 5:13:53 PM |
Mariner3605 | $25.00 | 7/13/2011 12:59:34 AM |
britgsb | $50.00 | 7/13/2011 2:44:25 AM |
marcomnzs | $25.00 | 7/13/2011 6:02:05 AM |
helping-out | $50.00 | 6/29/2011 5:06:52 PM |
dparkhom | $25.00 | 6/29/2011 5:39:05 PM |
Investoman | $50.00 | 6/29/2011 5:09:06 PM |
first-favorite-bonus9 | $25.00 | 7/1/2011 9:19:43 AM |
diplomatic-wealth7 | $25.00 | 7/2/2011 1:19:07 PM |
Weaverville | $25.00 | 7/3/2011 12:15:47 PM |
loan-adventurer7 | $200.00 | 7/5/2011 10:34:35 AM |
alphaseek | $150.00 | 7/6/2011 11:05:26 AM |
VJ_Financial | $26.02 | 7/7/2011 12:32:31 AM |
rescue | $50.00 | 7/7/2011 5:54:45 AM |
asiaratt | $50.00 | 7/7/2011 8:51:22 AM |
tshurts | $25.00 | 7/8/2011 5:10:28 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:13 PM |
ommcd | $25.00 | 7/9/2011 12:13:47 PM |
trade-beeper4 | $25.00 | 7/9/2011 12:16:36 PM |
tech310 | $25.00 | 7/9/2011 7:56:12 PM |
credit-sycamore4 | $50.00 | 7/11/2011 11:43:45 AM |
Ocean713 | $50.00 | 7/11/2011 5:37:22 PM |
wwwUniversal | $25.00 | 7/12/2011 1:17:54 AM |
floridass | $25.00 | 7/12/2011 6:29:30 AM |
mercuriant | $25.00 | 7/13/2011 12:40:02 AM |
ah-long | $25.00 | 7/13/2011 1:04:26 AM |
SNH | $75.00 | 7/13/2011 6:23:06 AM |
worth-blanket2 | $4,923.98 | 7/13/2011 8:10:53 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
514080
This series of Notes was issued and sold upon the funding of the borrower loan #51342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $351.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 9m |
Amount delinquent:
| $396 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,508 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| orca1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion Loan
Purpose of loan:
This loan will be used to expand my current side business. It will provide the necessary one-time investment to bring in a steady flow of income.
My financial situation:
I am a good candidate for this loan because my personal net monthly income exceeds my monthly expenses and I have a stable track record of paying all my debts on time. Additionally, after making this investment, the side business should be generating a minimum of $400 per month, which in itself would be sufficient to cover the loan pay off.
Monthly net income: $4,750
Total Monthly expenses: $3,500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 7/14/2011 7:46:39 PM |
rescue | $100.00 | 7/6/2011 9:00:37 AM |
ski bum | $100.00 | 7/6/2011 9:01:00 AM |
HamachiMan | $50.00 | 7/6/2011 9:01:12 AM |
alphaseek | $150.00 | 7/6/2011 11:05:45 AM |
Investor_DP | $100.00 | 7/7/2011 12:04:22 AM |
Investor_DP | $100.00 | 7/7/2011 12:05:32 AM |
greenback-seagull2 | $100.00 | 7/7/2011 5:09:26 PM |
jubilant-trade6 | $50.00 | 7/8/2011 12:21:11 AM |
villagers | $100.00 | 7/8/2011 12:32:00 PM |
a-responsible-return | $50.00 | 7/8/2011 7:17:28 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:45 PM |
fortytwo | $250.00 | 7/9/2011 10:38:13 AM |
MadHun | $175.00 | 7/11/2011 2:18:24 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:39 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:28 PM |
a-finance-nirvana | $40.00 | 7/12/2011 4:47:57 AM |
Zolton | $100.00 | 7/12/2011 9:14:39 AM |
pearl13 | $100.00 | 7/12/2011 9:14:07 AM |
kdog99 | $100.00 | 7/12/2011 11:43:06 AM |
colorfulgardener | $25.00 | 7/12/2011 4:29:53 PM |
eg192 | $25.00 | 7/12/2011 8:35:43 PM |
nickel-position | $25.00 | 7/13/2011 3:38:10 PM |
Sierrahh | $50.00 | 7/13/2011 8:54:41 PM |
Boxster968 | $25.00 | 7/13/2011 8:12:13 PM |
adventurous-cash | $25.00 | 7/14/2011 7:20:06 AM |
digitaldan | $25.00 | 7/14/2011 8:28:29 AM |
Freestyled | $25.71 | 7/14/2011 10:17:33 AM |
competent-balance5 | $50.00 | 7/14/2011 12:47:24 PM |
worth-arch | $25.00 | 7/15/2011 7:45:41 AM |
Palacios | $50.00 | 7/15/2011 9:37:57 AM |
Imperativity | $25.00 | 7/15/2011 1:03:43 PM |
vigorous-velocity | $100.00 | 7/15/2011 8:21:16 PM |
lastelias | $67.92 | 7/15/2011 9:02:09 PM |
xylem743 | $50.00 | 7/15/2011 9:33:44 PM |
Aldebtaran | $25.00 | 7/15/2011 6:50:38 PM |
Zuzu | $100.00 | 7/15/2011 10:30:14 PM |
intelligent-treasure075 | $35.00 | 7/15/2011 7:28:35 PM |
hampa | $25.00 | 7/16/2011 6:32:09 AM |
moola-accelerator6 | $40.00 | 7/16/2011 8:43:52 AM |
trade-surge3 | $50.00 | 7/16/2011 9:10:32 AM |
ROCKLYVALE | $30.00 | 7/16/2011 8:43:51 AM |
hogdriver | $25.00 | 7/16/2011 5:15:04 AM |
phchristensen | $50.00 | 7/16/2011 8:19:09 AM |
MoneyTree79 | $25.00 | 7/16/2011 10:45:50 AM |
payout-achievement | $100.00 | 7/16/2011 11:17:30 AM |
liberty-genetics | $50.00 | 7/16/2011 2:14:29 PM |
marwadi-62 | $100.00 | 7/16/2011 1:24:50 PM |
Jay1064040 | $25.00 | 7/16/2011 2:38:59 PM |
mammalian4 | $25.00 | 7/16/2011 2:54:36 PM |
epic-transaction | $25.00 | 7/16/2011 10:16:59 PM |
mhammond | $50.00 | 7/17/2011 10:25:38 AM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:27 PM |
virtuous-repayment | $50.00 | 7/17/2011 5:28:07 PM |
tyson789 | $67.91 | 7/17/2011 4:50:04 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:25 PM |
roux | $25.00 | 7/17/2011 5:52:34 PM |
investisure | $100.00 | 7/18/2011 1:40:57 AM |
one2sojourn | $50.00 | 7/18/2011 12:13:58 PM |
reflective-cash0 | $50.00 | 7/18/2011 2:44:38 PM |
yield-hut | $96.16 | 7/18/2011 5:12:10 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:16 PM |
Harry | $50.00 | 7/18/2011 7:01:02 PM |
MissionMicroFinance | $25.00 | 7/18/2011 6:39:28 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:51:59 PM |
profitable-money | $25.00 | 7/19/2011 1:02:48 AM |
the-discrete-income | $25.00 | 7/18/2011 8:29:39 PM |
gold-commander0 | $50.00 | 7/18/2011 11:47:49 PM |
benjamins-utopia | $50.00 | 7/19/2011 8:35:12 AM |
britgsb | $30.00 | 7/19/2011 2:00:56 AM |
lagnisiruk | $25.00 | 7/19/2011 1:02:57 AM |
sgt-schultz | $25.00 | 7/19/2011 6:48:24 AM |
worldly-investment333 | $50.00 | 7/19/2011 9:34:41 AM |
orange-courageous-dedication | $50.00 | 7/19/2011 10:31:16 AM |
damage | $25.00 | 7/19/2011 9:57:23 AM |
fiddlerzvi | $50.00 | 7/19/2011 10:57:40 AM |
samaritan5 | $50.00 | 7/19/2011 10:24:10 AM |
mizount | $25.00 | 7/19/2011 10:48:18 AM |
god_is_great | $25.00 | 7/19/2011 11:25:18 AM |
drtxmac | $50.00 | 7/19/2011 1:02:40 PM |
BxRealtor | $25.00 | 7/6/2011 9:00:33 AM |
Investor_DP | $100.00 | 7/6/2011 9:01:06 AM |
organized-payment6 | $50.00 | 7/6/2011 9:00:58 AM |
pnace | $50.00 | 7/6/2011 9:01:22 AM |
Investor_DP | $100.00 | 7/8/2011 10:01:50 PM |
loyalty-sherpa | $25.00 | 7/9/2011 6:20:04 PM |
tech310 | $50.00 | 7/9/2011 7:53:46 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:09 AM |
indomitable-coin | $25.00 | 7/12/2011 9:14:10 AM |
msh345 | $25.00 | 7/13/2011 8:14:23 AM |
cognizant-rupee7 | $80.00 | 7/13/2011 9:58:42 AM |
schnippy | $25.00 | 7/13/2011 9:42:22 AM |
responsibility-wind6 | $78.53 | 7/13/2011 2:13:56 PM |
order-atizer6 | $100.00 | 7/13/2011 3:53:27 PM |
deal-hickory5 | $100.00 | 7/13/2011 3:53:40 PM |
elephantparty | $25.00 | 7/13/2011 9:58:53 PM |
godfather4u | $50.00 | 7/13/2011 10:09:03 PM |
DirtyJack | $50.00 | 7/14/2011 3:15:25 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:35 PM |
green-loyalty-cub | $48.00 | 7/14/2011 10:17:43 AM |
Emberfox | $25.00 | 7/14/2011 10:46:54 AM |
Weaverville | $50.00 | 7/14/2011 5:09:08 PM |
Terapin0511 | $25.00 | 7/14/2011 7:29:23 PM |
jarf | $32.91 | 7/15/2011 7:12:48 AM |
ckatak | $50.00 | 7/15/2011 7:13:58 AM |
Peterman | $25.00 | 7/15/2011 10:59:34 AM |
horseshoelake | $50.00 | 7/15/2011 2:21:01 PM |
exact-principal220 | $25.00 | 7/15/2011 11:28:50 AM |
vigilance-revolutionary | $50.00 | 7/15/2011 5:08:45 PM |
fortytwo | $400.00 | 7/15/2011 5:22:11 PM |
gulch | $25.00 | 7/15/2011 5:52:50 PM |
Alittleluck | $50.00 | 7/15/2011 5:38:36 PM |
jasonblings | $25.00 | 7/15/2011 6:24:34 PM |
secondphase | $50.00 | 7/15/2011 7:11:24 PM |
afmentor | $55.79 | 7/16/2011 1:23:55 AM |
powerful-finance7 | $25.00 | 7/16/2011 2:32:28 AM |
loyalist1 | $300.00 | 7/16/2011 4:06:27 AM |
Interloper | $40.00 | 7/16/2011 12:33:17 AM |
TheCount | $25.00 | 7/16/2011 7:35:50 AM |
supreme-hope | $25.00 | 7/16/2011 6:19:35 AM |
investment-comet | $25.00 | 7/16/2011 8:10:00 AM |
fund-widget | $28.00 | 7/16/2011 4:43:43 AM |
420limo | $30.00 | 7/16/2011 5:55:33 AM |
gunderstone | $25.00 | 7/16/2011 6:32:57 AM |
Arpad | $57.00 | 7/16/2011 11:32:12 AM |
TrustPlus | $50.00 | 7/16/2011 2:16:51 PM |
pensacolaborn | $25.00 | 7/17/2011 7:57:42 AM |
SkierDude | $25.00 | 7/16/2011 4:13:12 PM |
rustysailor | $25.00 | 7/17/2011 8:29:01 AM |
credit-bada-bing | $25.00 | 7/17/2011 9:00:57 AM |
the-loyalty-wildebeest | $25.00 | 7/17/2011 6:12:26 AM |
radiant-fund | $100.00 | 7/17/2011 7:51:53 AM |
Dreamconnection | $50.00 | 7/17/2011 9:01:22 AM |
liberty-point | $50.00 | 7/17/2011 10:15:44 AM |
ursus | $50.00 | 7/17/2011 3:28:41 PM |
john2218 | $25.00 | 7/17/2011 3:13:19 PM |
RR2441 | $25.00 | 7/17/2011 12:36:39 PM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:43 PM |
WesLL | $1,000.00 | 7/17/2011 4:31:54 PM |
Rivervale_Westwood | $25.00 | 7/18/2011 8:57:38 AM |
jpac1066 | $25.00 | 7/18/2011 2:21:55 PM |
SNH | $100.00 | 7/18/2011 11:13:01 AM |
money-bauble | $100.00 | 7/18/2011 10:31:34 AM |
powerful-finance7 | $25.00 | 7/18/2011 4:13:45 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:56:44 PM |
fantastic-bazaar2 | $50.00 | 7/18/2011 7:24:15 PM |
skuba | $75.00 | 7/19/2011 6:49:05 AM |
abundant-marketplace436 | $50.00 | 7/19/2011 9:55:26 AM |
Frugal | $25.00 | 7/19/2011 10:26:13 AM |
integrity-starter | $25.00 | 7/19/2011 10:55:57 AM |
Captain_America | $200.00 | 7/19/2011 11:09:09 AM |
funds-rascal | $50.00 | 7/19/2011 10:28:16 AM |
martinnc | $25.00 | 7/19/2011 10:21:12 AM |
SPF | $250.00 | 7/19/2011 11:26:29 AM |
selvamfinance | $25.00 | 7/19/2011 12:08:10 PM |
155 Investments
|
Borrower Payment Dependent Notes Series
514092
This series of Notes was issued and sold upon the funding of the borrower loan #51343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-11-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,791 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| liberty-mulberry6 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Get out of DEBT!!!
Purpose of loan:
This loan will be used to...we just bought our first house, and we need to pay off our credit card debt to pay for furniture and we do not want to get into more debt before we pay off what we have.
My financial situation:
I am a good candidate for this loan because...I pay all my bills on time, and pay at least the min and try to pay more if I can at the time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
important-openness1 | $100.00 | 7/1/2011 9:04:49 AM |
Investor_DP | $100.00 | 7/1/2011 9:04:54 AM |
simplelender80 | $100.00 | 7/1/2011 9:05:09 AM |
charlieok | $50.00 | 7/1/2011 9:29:45 AM |
87Marc | $25.00 | 7/1/2011 9:35:23 AM |
dartmouth99 | $50.00 | 7/1/2011 11:44:34 AM |
Kreditorium | $25.00 | 7/1/2011 1:37:08 PM |
suave-dime6 | $25.00 | 7/3/2011 7:48:04 AM |
moola-butterfly3 | $25.00 | 7/4/2011 8:21:53 AM |
economy-coup | $100.00 | 7/5/2011 9:12:00 AM |
economy-huckleberry0 | $25.00 | 7/5/2011 10:08:39 AM |
jmeasn | $25.00 | 7/5/2011 5:07:12 PM |
let_me_retire | $100.00 | 7/5/2011 6:05:09 PM |
Bob450 | $25.00 | 7/6/2011 6:48:36 PM |
Jack55304 | $300.00 | 7/6/2011 9:13:24 PM |
Investor_DP | $100.00 | 7/7/2011 12:03:40 AM |
enchanted-note | $50.00 | 7/8/2011 7:38:49 AM |
profit-powerplant | $25.00 | 7/8/2011 9:37:36 AM |
natural-platinum | $25.00 | 7/8/2011 12:32:28 PM |
tech310 | $50.00 | 7/8/2011 12:52:54 PM |
loss-of-control | $100.00 | 7/8/2011 8:03:54 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:32 PM |
bazaar-festivity | $25.00 | 7/8/2011 10:34:05 PM |
ZOOOM | $25.00 | 7/9/2011 7:32:52 AM |
restless-dime | $50.00 | 7/9/2011 7:44:32 AM |
alexgalt | $25.00 | 7/9/2011 1:02:35 PM |
reflective-rupee | $700.09 | 7/9/2011 12:48:16 PM |
janeybooboo | $25.00 | 7/9/2011 6:54:52 PM |
well-mannered-income3 | $70.00 | 7/10/2011 10:23:15 AM |
asiaratt | $50.00 | 7/11/2011 3:17:43 AM |
calimanusa | $50.00 | 7/10/2011 11:42:38 PM |
OLYVRC | $25.00 | 7/11/2011 7:50:20 AM |
itskarma | $25.25 | 7/11/2011 1:33:57 PM |
nickel-hickory | $100.00 | 7/11/2011 2:15:38 PM |
first-dinero-paladin | $25.00 | 7/11/2011 2:35:57 PM |
nickel-hickory | $40.00 | 7/11/2011 2:19:23 PM |
powerlifter275 | $25.00 | 7/11/2011 4:15:45 PM |
nimble-affluence4 | $37.09 | 7/11/2011 3:10:46 PM |
ethical-income2 | $25.00 | 7/11/2011 5:18:02 PM |
worldly-investment333 | $79.65 | 7/11/2011 5:38:17 PM |
first-favorite-bonus9 | $25.00 | 7/1/2011 9:19:41 AM |
worldly-money4 | $100.00 | 7/1/2011 1:30:40 PM |
Investoman | $50.00 | 7/1/2011 9:21:42 AM |
Something-Corporate | $25.00 | 7/2/2011 9:59:26 AM |
CashFlow13 | $1,500.00 | 7/2/2011 12:22:17 PM |
SolarMoonshine | $25.00 | 7/2/2011 1:51:31 PM |
jmeasn | $25.00 | 7/3/2011 12:08:25 PM |
diplomatic-wealth7 | $25.00 | 7/4/2011 10:09:13 AM |
social-hunter5 | $50.00 | 7/5/2011 7:13:20 AM |
MichaelProsper | $40.00 | 7/5/2011 11:14:07 AM |
Weaverville | $25.00 | 7/5/2011 12:25:57 PM |
loan-adventurer7 | $200.00 | 7/5/2011 10:34:43 AM |
justasoldier | $75.00 | 7/5/2011 12:33:42 PM |
alphaseek | $150.00 | 7/6/2011 11:05:34 AM |
sturdy-peace9 | $100.00 | 7/6/2011 3:11:02 PM |
pious-benjamins1 | $25.00 | 7/6/2011 8:41:35 PM |
Investor_DP | $100.00 | 7/7/2011 12:05:10 AM |
VJ_Financial | $26.02 | 7/7/2011 12:37:23 AM |
rescue | $50.00 | 7/7/2011 5:54:46 AM |
diligent-peace9 | $75.00 | 7/7/2011 9:16:35 AM |
SecondChanceLendingSERV | $25.00 | 7/8/2011 7:53:11 AM |
MJTimages_com | $26.00 | 7/8/2011 1:17:53 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:20 PM |
GElender | $25.00 | 7/9/2011 6:15:05 AM |
yield-hut | $100.00 | 7/9/2011 3:26:29 PM |
janeybooboo | $25.00 | 7/9/2011 6:54:59 PM |
Core-Marketing | $25.00 | 7/10/2011 5:51:09 AM |
AlternativeCashFlow | $25.00 | 7/9/2011 9:59:16 PM |
bancoroyal | $25.00 | 7/10/2011 8:50:29 AM |
honorable-yield | $25.00 | 7/10/2011 8:54:34 AM |
wlm3012 | $30.00 | 7/10/2011 5:09:26 PM |
umfan123 | $25.00 | 7/11/2011 6:02:22 AM |
gold-cluster | $50.00 | 7/11/2011 10:46:54 AM |
octoberfresh | $25.00 | 7/11/2011 11:42:52 AM |
tranquil-gain1 | $50.00 | 7/11/2011 11:34:34 AM |
baker31 | $50.00 | 7/11/2011 1:00:18 PM |
nickel-hickory | $100.00 | 7/11/2011 2:15:43 PM |
awesome-silver | $150.00 | 7/11/2011 12:57:50 PM |
nickel-hickory | $100.00 | 7/11/2011 2:19:16 PM |
CoyoteJack | $100.00 | 7/11/2011 2:52:35 PM |
asoldier | $25.00 | 7/11/2011 3:03:49 PM |
worldly-investment333 | $100.00 | 7/11/2011 3:06:44 PM |
Solid-Platinum | $25.00 | 7/11/2011 3:28:51 PM |
drluong | $50.00 | 7/11/2011 3:35:38 PM |
tshurts | $25.00 | 7/11/2011 4:17:27 PM |
kind-diligent-coin | $25.00 | 7/11/2011 5:02:07 PM |
lowrater | $50.90 | 7/11/2011 5:05:02 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
514120
This series of Notes was issued and sold upon the funding of the borrower loan #51385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-10-2011 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $123.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,753 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-value-beeper |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Broken car air conditioner
This loan will be used to...Fix A/C on my '02 Honda CRV that recently went out. Estimated repair was only about $1000, but since the minimum required loan here is $2000, I plan on using the rest of the loan to payoff a couple of small high interest credit cards.
I am a good candidate for this loan because...I have been steadily employed for the past 5 yrs with the school district. Although my profile states my profession as a "teacher" I am actually a "Speech Pathologist". A postition in high demand, and offers significantly more job security than a teacher would have without tenure.
I also take great pride in making sure that all of my financial obligations are met in a timely manner.
Monthly net income: $4400
Monthly expenses: $
Housing: $2200
Insurance: $175
Car expenses: $300
Utilities: $495
Phone, cable, internet: $150
Food, entertainment: $550
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: Student loan $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 7/3/2011 12:04:13 PM |
organized-payment6 | $50.00 | 7/3/2011 12:05:29 PM |
powerful-finance7 | $25.00 | 7/3/2011 12:04:34 PM |
HamachiMan | $50.00 | 7/3/2011 12:05:43 PM |
pnace | $50.00 | 7/3/2011 12:06:17 PM |
Investor_DP | $100.00 | 7/3/2011 12:05:40 PM |
jmeasn | $25.00 | 7/4/2011 8:39:11 AM |
janeybooboo | $60.00 | 7/3/2011 2:24:28 PM |
indomitable-coin | $25.00 | 7/5/2011 9:39:03 AM |
ladyopium | $100.00 | 7/5/2011 11:41:48 PM |
jubilant-trade6 | $50.00 | 7/5/2011 11:46:43 PM |
seineil | $50.00 | 7/6/2011 12:12:48 AM |
alphaseek | $150.00 | 7/6/2011 11:05:39 AM |
Investor_DP | $100.00 | 7/7/2011 12:03:51 AM |
Investor_DP | $100.00 | 7/7/2011 12:05:18 AM |
BuildingShanghai | $30.74 | 7/7/2011 5:04:45 PM |
villagers | $100.00 | 7/8/2011 12:31:53 PM |
famous-bill | $25.00 | 7/8/2011 2:50:17 PM |
kdog99 | $100.00 | 7/8/2011 7:17:42 PM |
agalt | $100.00 | 7/9/2011 11:41:40 AM |
fortytwo | $250.00 | 7/9/2011 10:37:57 AM |
worldly-investment333 | $100.00 | 7/9/2011 10:50:20 AM |
loyalty-sherpa | $25.00 | 7/9/2011 12:16:44 PM |
commerce-web5 | $25.00 | 7/9/2011 4:54:06 PM |
BuzzyBee336 | $35.00 | 7/9/2011 9:34:41 PM |
kenji4861 | $25.00 | 7/10/2011 3:51:17 AM |
balance-transformer3 | $25.00 | 7/9/2011 9:21:01 PM |
rescue | $100.00 | 7/3/2011 12:04:20 PM |
ski bum | $100.00 | 7/3/2011 12:05:34 PM |
greenback-seagull2 | $100.00 | 7/3/2011 12:05:52 PM |
a-responsible-return | $50.00 | 7/3/2011 11:19:20 PM |
janeybooboo | $40.00 | 7/3/2011 2:24:21 PM |
let_me_retire | $100.00 | 7/6/2011 1:19:17 PM |
Zolton | $100.00 | 7/6/2011 5:26:32 PM |
tacopants | $250.00 | 7/7/2011 5:24:26 PM |
Eric_Gagne | $25.00 | 7/7/2011 7:09:59 PM |
credit-bliss8 | $25.00 | 7/8/2011 12:30:17 AM |
pearl13 | $100.00 | 7/8/2011 9:32:46 AM |
FinanceEngine | $35.00 | 7/8/2011 11:29:46 AM |
Investor_DP | $100.00 | 7/8/2011 10:01:38 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:32 PM |
yield-hut | $100.00 | 7/9/2011 4:02:26 AM |
credit-investor5 | $50.00 | 7/9/2011 6:36:36 AM |
GElender | $25.00 | 7/9/2011 6:32:20 AM |
marwadi-62 | $50.00 | 7/9/2011 10:12:31 AM |
janeybooboo | $25.00 | 7/9/2011 3:45:02 PM |
reasonable-currency | $50.00 | 7/9/2011 6:21:23 PM |
Pendruce | $25.00 | 7/9/2011 10:10:28 PM |
SoCalIsHere | $25.00 | 7/10/2011 12:12:15 AM |
worldly-investment333 | $74.26 | 7/10/2011 8:00:41 AM |
Unitas4302 | $50.00 | 7/10/2011 7:52:10 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
514130
This series of Notes was issued and sold upon the funding of the borrower loan #51351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,300.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-12-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $93.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 17y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $673 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flexible-return885 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mr b
Purpose of loan:
This loan will be used to...fixing my home
My financial situation:
I am a good candidate for this loan because...long time on the same job
Monthly net income: $1700
Monthly expenses: $
Housing: $546
Insurance: $35
Car expenses: $161
Utilities: $60
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $75
Credit cards and other loans: $20
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 7/10/2011 12:03:29 PM |
reflective-rupee | $25.09 | 7/10/2011 12:30:32 PM |
fortytwo | $100.00 | 7/11/2011 10:49:39 AM |
scrappy-diversification7 | $1,909.91 | 7/12/2011 7:54:27 AM |
Investor_DP | $100.00 | 7/10/2011 12:03:25 PM |
leverage-monger | $25.00 | 7/11/2011 9:36:31 AM |
a-finance-nirvana | $40.00 | 7/12/2011 4:48:04 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
514234
This series of Notes was issued and sold upon the funding of the borrower loan #51345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,864.21 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $124.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 6m |
Amount delinquent:
| $92,177 |
Total credit lines:
| 35 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $82,385 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Green_4_Good |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Growth
Purpose of loan
This loan will be used to cover payroll until receivables is received. We are growing our business and have a large client who has a history of timely payments on invoices. Our business model is that we bill hourly and invoice at the end of the month. Then our client has 45 days to pay on the invoice. We have a contract for a min. number of hours per month to easily project a min. income from our clients. We have the employee paid upfront on a salary providing an easy projection of expenses.
Our financial situation
We are a good candidate for this loan because we have a history of making payments on time and have more than enough income to cover the loan. We need the upfront capital to grow and get through the first few months with the new employee.
Monthly net income: $30,000.
Monthly expenses: $27,000 including all expenses for running the business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
britgsb | $50.00 | 7/4/2011 9:10:41 AM |
reflective-rupee | $25.09 | 7/4/2011 2:23:03 PM |
Investoman | $50.00 | 7/5/2011 4:09:33 PM |
Jack55304 | $300.00 | 7/6/2011 9:13:30 PM |
likeable-hope | $25.00 | 7/8/2011 10:13:41 AM |
first-favorite-bonus9 | $25.00 | 7/9/2011 3:30:25 PM |
Bill88 | $25.00 | 7/10/2011 9:47:38 PM |
SNH | $75.00 | 7/13/2011 6:23:16 AM |
supreme-hope | $25.00 | 7/13/2011 2:41:00 PM |
natural-platinum | $25.00 | 7/13/2011 5:08:31 PM |
economy-producer | $25.00 | 7/13/2011 6:26:08 PM |
tshurts | $25.00 | 7/14/2011 5:08:51 PM |
asoldier | $25.00 | 7/14/2011 5:08:58 PM |
worthy-bid8 | $25.00 | 7/15/2011 4:38:08 AM |
wwwUniversal | $25.00 | 7/16/2011 12:57:47 AM |
pearl13 | $100.00 | 7/16/2011 9:02:01 AM |
trade-beeper4 | $25.00 | 7/16/2011 12:17:26 PM |
Easystreet | $25.00 | 7/16/2011 12:14:33 PM |
credit-sycamore4 | $50.00 | 7/16/2011 12:13:05 PM |
indomitable-dedication | $50.00 | 7/17/2011 4:50:57 AM |
IIP77 | $25.00 | 7/17/2011 12:29:35 PM |
witchynana55 | $25.00 | 7/17/2011 1:09:46 PM |
hopeful-silver5 | $25.00 | 7/18/2011 5:43:43 AM |
important-openness1 | $100.00 | 7/4/2011 9:11:09 AM |
Investor_DP | $100.00 | 7/4/2011 9:11:20 AM |
simplelender80 | $100.00 | 7/4/2011 9:11:34 AM |
alexgalt | $25.00 | 7/4/2011 3:01:44 PM |
Investor_DP | $100.00 | 7/7/2011 12:03:56 AM |
Investor_DP | $100.00 | 7/7/2011 12:05:21 AM |
Investor_DP | $100.00 | 7/8/2011 9:54:35 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:41 PM |
mrxtravis | $25.00 | 7/9/2011 12:35:07 AM |
tech310 | $25.00 | 7/9/2011 7:58:48 PM |
Weaverville | $25.00 | 7/11/2011 3:17:19 AM |
loyalist1 | $100.00 | 7/12/2011 3:47:23 PM |
asiaratt | $50.00 | 7/12/2011 5:09:37 PM |
WakkaWakkaWakka | $30.00 | 7/12/2011 9:33:59 PM |
Mariner3605 | $25.00 | 7/13/2011 12:59:47 AM |
Comoparklender | $25.00 | 7/13/2011 12:07:20 PM |
gain-expert | $36.00 | 7/13/2011 4:16:22 PM |
auction-seeker4 | $25.00 | 7/13/2011 5:17:30 PM |
ommcd | $25.00 | 7/14/2011 4:32:44 PM |
painterflipper | $31.12 | 7/15/2011 5:47:11 AM |
Debby | $25.00 | 7/15/2011 8:47:05 PM |
handy-justice | $50.00 | 7/15/2011 6:11:45 PM |
credit-fox3 | $25.00 | 7/15/2011 10:34:34 PM |
the-profit-oracle | $25.00 | 7/16/2011 12:58:29 AM |
stock106 | $25.00 | 7/16/2011 9:52:16 AM |
kulender | $100.00 | 7/16/2011 12:17:27 PM |
fairhelper | $25.00 | 7/16/2011 12:17:28 PM |
shrewd-peace7 | $25.00 | 7/17/2011 12:12:02 PM |
missing-link | $25.00 | 7/17/2011 12:12:02 PM |
OrdiNance | $50.00 | 7/17/2011 4:03:42 PM |
wealth-pal3 | $50.00 | 7/17/2011 4:49:29 PM |
songbird98 | $25.00 | 7/17/2011 5:28:28 PM |
dough-bear | $33.00 | 7/17/2011 4:46:55 PM |
ramsba | $25.00 | 7/17/2011 6:09:00 PM |
bayshipping | $34.00 | 7/17/2011 5:13:58 PM |
CC911 | $25.00 | 7/18/2011 6:07:01 AM |
glenium | $25.00 | 7/18/2011 2:23:27 AM |
shmb6508 | $50.00 | 7/18/2011 7:22:46 AM |
61 Investments
|
Borrower Payment Dependent Notes Series
514258
This series of Notes was issued and sold upon the funding of the borrower loan #51336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $281.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,189 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-birdie0 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle Loan
Purpose of loan: Purchase a new bike
My financial situation: Good
I am a good candidate for this loan because...I pay my bills on time and have steadily been rebuilding my credit for the past two years. Recently paid off my car, now I would like to purchase a motorcycle. I will make all payments on time and be a good investment. Thank you.
Monthly net income: $2900
Monthly expenses: $2200
Housing: $900
Insurance: $60
Car expenses: $0
Utilities: $190
Phone, cable, internet: $150
Food, entertainment: $600
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
powerful-finance7 | $25.00 | 7/4/2011 5:04:57 PM |
Investor_DP | $100.00 | 7/4/2011 5:06:11 PM |
HamachiMan | $50.00 | 7/4/2011 5:05:46 PM |
ski bum | $100.00 | 7/4/2011 5:06:07 PM |
Stockpicker | $50.00 | 7/6/2011 11:21:29 AM |
Investor_DP | $100.00 | 7/7/2011 12:04:11 AM |
Investor_DP | $100.00 | 7/7/2011 12:05:24 AM |
indomitable-coin | $25.00 | 7/7/2011 4:30:33 PM |
jubilant-trade6 | $25.00 | 7/7/2011 5:09:17 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:38 PM |
Zolton | $100.00 | 7/9/2011 12:16:49 PM |
jmeasn | $25.00 | 7/9/2011 12:16:55 PM |
pearl13 | $100.00 | 7/9/2011 12:14:44 PM |
tech310 | $25.00 | 7/9/2011 7:56:23 PM |
loyalty-sherpa | $25.00 | 7/9/2011 6:19:58 PM |
MadHun | $175.00 | 7/11/2011 2:18:10 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:33 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:15 PM |
Interloper | $40.00 | 7/13/2011 12:34:09 AM |
SolarMoonshine | $25.00 | 7/13/2011 5:30:00 PM |
britgsb | $50.00 | 7/14/2011 2:51:27 AM |
Peterman | $25.00 | 7/14/2011 6:30:31 PM |
harperpotok | $50.00 | 7/14/2011 7:31:39 PM |
Imperativity | $25.00 | 7/15/2011 1:03:40 PM |
kulender | $100.00 | 7/15/2011 5:08:20 PM |
fiddlerzvi | $50.00 | 7/15/2011 5:12:32 PM |
DasMula | $27.00 | 7/15/2011 9:01:00 PM |
marwadi-62 | $50.00 | 7/15/2011 7:54:21 PM |
adamnash | $50.00 | 7/15/2011 11:20:57 PM |
BONSAY | $50.00 | 7/16/2011 2:33:01 AM |
E_G | $50.00 | 7/16/2011 10:33:28 AM |
wwwUniversal | $25.00 | 7/16/2011 12:14:07 PM |
EarlyRiser | $100.00 | 7/16/2011 4:07:10 PM |
Ocean713 | $100.00 | 7/16/2011 1:13:16 PM |
pensacolaborn | $25.00 | 7/17/2011 7:57:40 AM |
SkierDude | $25.00 | 7/16/2011 4:13:10 PM |
radiant-fund | $50.00 | 7/17/2011 8:03:44 AM |
Dreamconnection | $50.00 | 7/17/2011 9:01:19 AM |
ocean99 | $25.00 | 7/17/2011 10:38:59 AM |
Comoparklender | $25.00 | 7/17/2011 7:41:25 AM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:19 PM |
Only_Money | $25.00 | 7/17/2011 6:36:32 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:18 PM |
luckygreen10 | $50.00 | 7/18/2011 9:09:56 AM |
Oupa-George | $25.00 | 7/18/2011 9:17:31 AM |
progressive-economy261 | $100.00 | 7/18/2011 9:17:32 AM |
brazilofmux | $100.00 | 7/18/2011 9:17:34 AM |
yenlowang | $25.00 | 7/18/2011 9:17:38 AM |
prohelper | $33.16 | 7/18/2011 9:17:40 AM |
JTCorp | $25.00 | 7/18/2011 9:17:42 AM |
investisure | $100.00 | 7/18/2011 1:40:49 AM |
egw | $25.00 | 7/18/2011 9:09:56 AM |
SanJoser | $25.00 | 7/18/2011 9:17:21 AM |
brightest-reasonable-fairness | $50.00 | 7/18/2011 9:17:31 AM |
ClearLake | $25.00 | 7/18/2011 9:17:37 AM |
LTR | $25.00 | 7/18/2011 9:17:40 AM |
hard-working-loot | $47.79 | 7/18/2011 9:17:45 AM |
revenue-serenity | $25.00 | 7/18/2011 8:50:41 AM |
worth-sanctuary9 | $50.00 | 7/18/2011 9:17:29 AM |
credit-maple5 | $500.00 | 7/18/2011 9:17:32 AM |
caliguian | $25.66 | 7/18/2011 9:17:33 AM |
ualf | $29.40 | 7/18/2011 9:17:35 AM |
delivery | $25.00 | 7/18/2011 9:17:41 AM |
gold-sushi | $25.00 | 7/18/2011 9:17:45 AM |
radforj22 | $25.00 | 7/13/2011 7:18:37 PM |
pnace | $50.00 | 7/4/2011 5:06:26 PM |
rescue | $100.00 | 7/4/2011 5:04:48 PM |
organized-payment6 | $50.00 | 7/4/2011 5:06:05 PM |
BxRealtor | $25.00 | 7/4/2011 5:04:39 PM |
greenback-seagull2 | $100.00 | 7/4/2011 5:17:32 PM |
alphaseek | $150.00 | 7/6/2011 11:05:42 AM |
jpac1066 | $200.00 | 7/6/2011 7:51:22 PM |
loyalist1 | $300.00 | 7/8/2011 7:38:28 AM |
villagers | $100.00 | 7/8/2011 12:31:56 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:43 PM |
fortytwo | $250.00 | 7/9/2011 10:38:04 AM |
commerce-web5 | $25.00 | 7/9/2011 4:54:09 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:01 AM |
kdog99 | $100.00 | 7/11/2011 9:10:02 AM |
EngineersAlliance | $62.17 | 7/11/2011 3:03:42 PM |
Weaverville | $50.00 | 7/12/2011 5:37:24 PM |
deal-hickory5 | $100.00 | 7/13/2011 3:53:37 PM |
vigilance-revolutionary | $50.00 | 7/13/2011 6:12:42 PM |
damage | $25.00 | 7/14/2011 8:19:32 AM |
seabassx | $25.00 | 7/14/2011 7:23:51 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:31 PM |
competent-balance5 | $50.00 | 7/14/2011 12:47:22 PM |
Palacios | $50.00 | 7/15/2011 9:37:48 AM |
ckatak | $50.00 | 7/15/2011 7:13:47 AM |
worth-arch | $25.00 | 7/15/2011 7:45:36 AM |
geniusj | $25.00 | 7/15/2011 5:29:25 PM |
cr8on | $100.00 | 7/15/2011 4:07:32 PM |
Rivervale_Westwood | $25.00 | 7/15/2011 5:08:39 PM |
vutah | $25.00 | 7/15/2011 7:31:48 PM |
Heatguy | $25.00 | 7/15/2011 6:28:45 PM |
secondphase | $50.00 | 7/15/2011 7:22:00 PM |
asmithj | $25.00 | 7/16/2011 5:36:50 AM |
powerful-finance7 | $25.00 | 7/16/2011 2:32:26 AM |
chief_wo | $25.00 | 7/16/2011 9:51:00 AM |
Daneistes | $25.00 | 7/16/2011 7:49:37 AM |
payout-achievement | $100.00 | 7/16/2011 11:17:28 AM |
jdnyguy | $50.00 | 7/17/2011 6:18:22 AM |
steven3333 | $25.00 | 7/17/2011 10:18:47 AM |
financial-frenzy | $25.00 | 7/17/2011 3:51:59 PM |
janus_god | $25.00 | 7/17/2011 1:10:48 PM |
greenbacchus | $25.00 | 7/17/2011 3:53:07 PM |
dollar-missile3 | $25.00 | 7/17/2011 3:23:08 PM |
Rob717171 | $25.00 | 7/17/2011 4:37:52 PM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:34 PM |
amdemma | $50.00 | 7/18/2011 5:02:17 AM |
objective-investor | $100.00 | 7/17/2011 8:02:05 PM |
michaelwong | $50.00 | 7/18/2011 8:08:08 AM |
alphaseek | $250.00 | 7/18/2011 9:13:16 AM |
Banker7371 | $25.00 | 7/18/2011 9:17:18 AM |
miked8303 | $25.00 | 7/18/2011 9:17:29 AM |
dollar-chestnut8 | $50.00 | 7/18/2011 9:17:31 AM |
Exito | $25.00 | 7/18/2011 9:17:33 AM |
Kame | $25.00 | 7/18/2011 9:17:36 AM |
HalfDayz | $30.42 | 7/18/2011 9:17:39 AM |
helpinghand63 | $25.00 | 7/18/2011 9:17:42 AM |
sensible-order2 | $100.00 | 7/18/2011 9:17:46 AM |
forceful-duty178 | $50.00 | 7/18/2011 1:29:05 AM |
ghinga | $25.00 | 7/18/2011 4:50:17 AM |
rc872c | $25.00 | 7/18/2011 8:28:06 AM |
TCR3 | $25.00 | 7/18/2011 9:08:17 AM |
Cheburashka | $25.00 | 7/18/2011 9:17:15 AM |
Ripsaw4U | $50.00 | 7/18/2011 9:17:18 AM |
rmachi | $25.00 | 7/18/2011 9:17:22 AM |
knowledgeable-note6 | $25.00 | 7/18/2011 9:17:30 AM |
lovely-return7 | $25.00 | 7/18/2011 9:17:43 AM |
deal-processor0 | $100.00 | 7/18/2011 9:17:30 AM |
tsui517 | $43.43 | 7/18/2011 9:17:36 AM |
trustu | $40.80 | 7/18/2011 9:17:39 AM |
toblerone | $30.72 | 7/18/2011 9:17:41 AM |
justice-dna | $50.00 | 7/18/2011 9:17:44 AM |
135 Investments
|
Borrower Payment Dependent Notes Series
514342
This series of Notes was issued and sold upon the funding of the borrower loan #51323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-14-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 50% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,600 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mgoss35 |
Borrower's state:
| Tennessee |
Borrower's group:
| Debt Consolidation & Friends |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Greatly Appreciate Help
Purpose of loan:
This loan will be used to consolidate & close some smaller accounts that I have opened.
My financial situation:
I am a good candidate for this loan because I have not had one late payment in 12 years and do not plan to. The economy has hit us all hard and the price of everything going up has got me a bit behind and I just want to catch up and move forward.
Monthly net income: $2686.66
Monthly expenses: $2100 (approx)
Housing: $none - husband pays
Insurance: $122.00
Car expenses: $340/loan + maintenance (oil, gas, etc.)
Utilities: $30.00 (portion of cell phone)
Phone, cable, internet: $none, husband pays
Food, entertainment: $400-600 (approx)
Clothing, household expenses: $100
Credit cards and other loans: $2100
Other expenses: $most added in above
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investoman | $50.00 | 7/5/2011 9:15:18 AM |
kind-charming-value | $1,000.00 | 7/5/2011 9:32:40 AM |
favorite-commerce | $25.00 | 7/5/2011 1:24:48 PM |
reflective-rupee | $200.09 | 7/5/2011 2:16:58 PM |
shrewd-income | $50.00 | 7/5/2011 5:16:04 PM |
let_me_retire | $50.00 | 7/6/2011 8:22:02 AM |
sturdy-peace9 | $100.00 | 7/6/2011 3:12:30 PM |
VJ_Financial | $26.02 | 7/7/2011 12:53:09 AM |
svandgts | $25.00 | 7/8/2011 7:24:54 AM |
MJTimages_com | $30.00 | 7/8/2011 1:35:18 PM |
fireferd | $25.00 | 7/8/2011 4:12:34 PM |
Legally_Blonde | $25.00 | 7/8/2011 4:27:30 PM |
thankful-nickel2 | $25.00 | 7/8/2011 11:48:51 PM |
DasMula | $27.00 | 7/9/2011 6:05:24 AM |
tech310 | $25.00 | 7/9/2011 7:58:50 PM |
Unitas4302 | $50.00 | 7/10/2011 7:56:31 AM |
850 | $50.00 | 7/11/2011 10:27:38 PM |
awesome-silver | $100.00 | 7/12/2011 2:59:27 AM |
supreme-hope | $25.00 | 7/12/2011 4:27:01 PM |
fireferd | $30.00 | 7/12/2011 10:55:57 PM |
icon7 | $25.00 | 7/13/2011 7:32:55 AM |
mex_invests | $25.00 | 7/13/2011 10:45:51 PM |
baker31 | $25.00 | 7/14/2011 8:39:37 AM |
bluehen00 | $25.00 | 7/14/2011 7:58:25 AM |
restless-dime | $100.00 | 7/5/2011 10:05:24 AM |
SolarMoonshine | $25.00 | 7/5/2011 9:59:23 AM |
SOP_Bank | $25.00 | 7/5/2011 12:24:54 PM |
jmeasn | $25.00 | 7/5/2011 5:07:11 PM |
yf99yz | $25.00 | 7/5/2011 9:51:15 PM |
alexgalt | $25.00 | 7/5/2011 10:05:11 PM |
lowrater | $50.50 | 7/6/2011 6:51:54 AM |
diligent-peace9 | $125.00 | 7/7/2011 9:18:31 AM |
justasoldier | $75.00 | 7/9/2011 7:54:28 PM |
AlternativeCashFlow | $25.00 | 7/9/2011 10:06:41 PM |
tigercat | $50.00 | 7/10/2011 8:41:45 AM |
bullish2bearish | $35.00 | 7/11/2011 10:09:16 AM |
enlighter | $36.23 | 7/11/2011 9:39:41 AM |
kingbob | $25.00 | 7/11/2011 4:29:55 PM |
glroark | $50.00 | 7/11/2011 9:09:40 PM |
income-buffalo1 | $100.00 | 7/11/2011 7:20:38 PM |
icanhasloanz | $26.00 | 7/12/2011 2:33:54 AM |
power-grid134 | $25.00 | 7/12/2011 9:40:06 AM |
wlm3012 | $30.00 | 7/12/2011 5:42:05 PM |
green-unrivaled-felicity | $44.63 | 7/12/2011 6:59:24 PM |
trident8 | $25.00 | 7/12/2011 9:35:13 PM |
melodious-openness | $500.00 | 7/12/2011 10:08:27 PM |
loot-supporter2 | $25.00 | 7/13/2011 1:41:04 AM |
kind-diligent-coin | $25.00 | 7/13/2011 4:34:24 AM |
coyone | $43.50 | 7/13/2011 10:27:50 AM |
the-swashbuckler | $50.00 | 7/13/2011 8:39:13 PM |
superluminova | $25.00 | 7/14/2011 12:06:48 AM |
Nickle-Back | $50.00 | 7/13/2011 11:07:12 PM |
weezy22 | $28.00 | 7/14/2011 5:13:07 AM |
unbelievable-cash9 | $31.43 | 7/14/2011 6:01:30 AM |
travels536 | $25.01 | 7/14/2011 6:35:59 AM |
worldly-investment333 | $136.29 | 7/14/2011 6:54:33 AM |
YeoLenderSource | $25.00 | 7/14/2011 7:04:54 AM |
BlueProteus | $25.00 | 7/14/2011 8:19:35 AM |
kendigme | $25.30 | 7/14/2011 3:12:50 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
514390
This series of Notes was issued and sold upon the funding of the borrower loan #51445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-05-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $388.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 22y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $3,073 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| power-gravity3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,200.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Nov-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to.. Debt consolidation
My financial situation:
I am a good candidate for this loan because... This is my second loan with Prosper. My first loan was paid off in April . I have been employed as a firefighter for the last 23 years and i am current with all my debt payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Veets | $125.00 | 7/14/2011 5:49:49 PM |
BxRealtor | $25.00 | 7/5/2011 5:05:02 PM |
a-responsible-return | $50.00 | 7/5/2011 5:06:55 PM |
indomitable-coin | $25.00 | 7/5/2011 5:05:13 PM |
uberrific | $100.00 | 7/5/2011 5:06:30 PM |
pnace | $50.00 | 7/5/2011 5:06:49 PM |
MarvintheMartian | $35.00 | 7/5/2011 5:16:25 PM |
compoundinterest | $50.00 | 7/6/2011 3:20:51 AM |
greenback-seagull2 | $100.00 | 7/6/2011 3:51:50 PM |
Fiimg | $50.00 | 7/6/2011 7:27:17 PM |
superb-funds335 | $25.00 | 7/7/2011 8:46:01 PM |
jmeasn | $100.00 | 7/8/2011 9:24:05 PM |
thankful-nickel2 | $25.00 | 7/8/2011 11:43:49 PM |
loyalty-sherpa | $25.00 | 7/9/2011 6:20:01 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:37 PM |
ministry1 | $50.00 | 7/11/2011 5:03:54 PM |
kdog99 | $100.00 | 7/11/2011 5:17:07 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:24 PM |
ect_2k20 | $25.00 | 7/12/2011 2:27:23 PM |
britgsb | $50.00 | 7/13/2011 2:44:52 AM |
AFairDeal | $30.00 | 7/13/2011 3:42:33 PM |
Aeroman32 | $25.00 | 7/13/2011 10:03:11 PM |
goldfinger3 | $50.00 | 7/14/2011 9:33:52 AM |
fragonardlives | $35.00 | 7/14/2011 11:22:51 AM |
alphaseek | $300.00 | 7/14/2011 5:29:38 PM |
NDFIRTH | $50.00 | 7/14/2011 7:12:03 PM |
return-phase9 | $25.00 | 7/15/2011 7:13:49 AM |
ckatak | $50.00 | 7/15/2011 7:13:53 AM |
Oak-Parker | $25.00 | 7/15/2011 11:41:00 AM |
loyalist1 | $200.00 | 7/16/2011 4:23:03 AM |
BONSAY | $50.00 | 7/16/2011 2:33:02 AM |
principal-bull | $25.00 | 7/16/2011 8:48:11 AM |
420limo | $34.50 | 7/16/2011 6:07:06 AM |
intuitive-benefit3 | $100.00 | 7/16/2011 12:15:17 PM |
setUup | $34.20 | 7/16/2011 9:39:16 AM |
E_G | $50.00 | 7/16/2011 10:33:31 AM |
TrustPlus | $50.00 | 7/16/2011 2:16:49 PM |
drkosh | $25.00 | 7/16/2011 3:53:34 PM |
wilmajean | $50.00 | 7/17/2011 6:34:09 AM |
twjh | $25.00 | 7/17/2011 1:44:00 PM |
dollar-missile3 | $25.00 | 7/17/2011 3:25:14 PM |
GoldenGo4 | $50.00 | 7/17/2011 3:32:44 PM |
reward-cosmos | $25.00 | 7/17/2011 3:42:40 PM |
power-companion7 | $250.00 | 7/17/2011 3:26:25 PM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:50:39 PM |
RB_Double-A_Bravo | $25.00 | 7/17/2011 5:33:55 PM |
GodzillaLending | $100.00 | 7/17/2011 3:55:33 PM |
fervent-rupee9 | $160.00 | 7/17/2011 4:01:54 PM |
loan-lionheart6 | $25.00 | 7/17/2011 7:11:37 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:22 PM |
moola-accelerator6 | $35.00 | 7/17/2011 4:26:10 PM |
blue-velocity-investor | $25.00 | 7/17/2011 5:09:51 PM |
encouraging-fund | $25.00 | 7/17/2011 5:11:37 PM |
commitment-orca7 | $1,000.00 | 7/17/2011 6:48:05 PM |
safe-finance | $25.00 | 7/17/2011 10:08:52 PM |
platinum-rapture6 | $25.00 | 7/17/2011 10:21:58 PM |
bmbanzai | $25.00 | 7/17/2011 7:57:26 PM |
jaredorlofsky | $148.00 | 7/18/2011 7:51:22 AM |
octoberfresh | $25.00 | 7/18/2011 8:14:24 AM |
director877 | $67.57 | 7/18/2011 5:44:01 AM |
polka2002 | $25.00 | 7/18/2011 6:30:43 AM |
dynamic-money271 | $25.00 | 7/18/2011 2:42:32 AM |
Rivervale_Westwood | $25.00 | 7/18/2011 8:57:36 AM |
Leopoldine | $50.00 | 7/18/2011 8:27:13 AM |
jescowa | $50.00 | 7/18/2011 1:57:12 PM |
bigphish | $25.00 | 7/18/2011 11:05:14 AM |
money-bauble | $100.00 | 7/18/2011 10:31:31 AM |
one2sojourn | $50.00 | 7/18/2011 12:13:57 PM |
gojackgo | $50.00 | 7/18/2011 10:56:34 AM |
SNH | $100.00 | 7/18/2011 11:12:59 AM |
successful-agreement7 | $100.00 | 7/18/2011 2:56:41 PM |
intuitive-camaraderi9 | $50.00 | 7/18/2011 1:15:57 PM |
KFB_Investments | $40.98 | 7/18/2011 1:56:07 PM |
powerful-finance7 | $25.00 | 7/18/2011 4:13:44 PM |
beachbum22 | $25.00 | 7/18/2011 4:46:56 PM |
karmicontribution | $50.00 | 7/18/2011 8:50:04 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:15 PM |
gold-commander0 | $50.00 | 7/18/2011 11:46:02 PM |
dontletmoneyfoolya | $25.00 | 7/18/2011 11:31:53 PM |
crmoir | $33.05 | 7/19/2011 12:23:10 AM |
gold-commander0 | $50.00 | 7/18/2011 11:46:47 PM |
luckyC | $75.00 | 7/19/2011 9:30:47 AM |
fuzed | $25.00 | 7/19/2011 9:02:21 AM |
treasure-dreamer7 | $25.00 | 7/19/2011 10:29:56 AM |
marwadi-62 | $100.00 | 7/19/2011 9:18:59 AM |
jonx | $28.00 | 7/19/2011 10:43:54 AM |
mizount | $25.00 | 7/19/2011 10:48:16 AM |
rlgnyc | $25.00 | 7/19/2011 10:19:13 AM |
compassion-burrito | $25.00 | 7/19/2011 9:47:02 AM |
wicker1 | $25.00 | 7/19/2011 11:08:36 AM |
TheLoanManCan | $25.00 | 7/19/2011 11:41:55 AM |
DavidCG | $26.00 | 7/19/2011 10:20:57 AM |
fairness-faire | $25.00 | 7/19/2011 11:42:49 AM |
MoneyForNothing | $0.09 | 7/19/2011 11:43:55 AM |
funds-rascal | $50.00 | 7/19/2011 10:28:15 AM |
reinforced-marketplace3 | $175.00 | 7/19/2011 10:30:22 AM |
MightyMunk | $25.00 | 7/19/2011 10:53:49 AM |
SPF | $150.00 | 7/19/2011 11:26:59 AM |
integrity-starter | $50.00 | 7/19/2011 10:55:19 AM |
Macinvest | $25.00 | 7/19/2011 10:57:31 AM |
leverage-burrito | $50.00 | 7/19/2011 10:59:32 AM |
radforj22 | $25.00 | 7/13/2011 7:18:40 PM |
miket71 | $32.00 | 7/18/2011 5:27:16 PM |
rescue | $100.00 | 7/5/2011 5:05:09 PM |
ski bum | $100.00 | 7/5/2011 5:06:25 PM |
sandbreaker | $50.00 | 7/5/2011 5:04:46 PM |
pound-balancer | $50.00 | 7/5/2011 5:05:40 PM |
organized-payment6 | $50.00 | 7/5/2011 5:06:32 PM |
HamachiMan | $50.00 | 7/5/2011 5:06:39 PM |
powerful-finance7 | $25.00 | 7/6/2011 2:13:31 AM |
availableloan | $25.00 | 7/7/2011 4:03:11 PM |
jubilant-trade6 | $50.00 | 7/8/2011 12:21:09 AM |
fortytwo | $250.00 | 7/9/2011 10:38:10 AM |
Solid-Platinum | $100.00 | 7/9/2011 12:01:10 PM |
BuildingShanghai | $30.61 | 7/9/2011 7:24:58 PM |
first-serene-credit | $25.00 | 7/9/2011 10:07:00 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:06 AM |
phaded | $25.00 | 7/11/2011 9:07:17 AM |
jpac1066 | $100.00 | 7/11/2011 2:06:41 PM |
MadHun | $175.00 | 7/11/2011 2:18:19 PM |
hookUup | $33.20 | 7/11/2011 1:01:04 PM |
pearl13 | $100.00 | 7/11/2011 5:13:40 PM |
Zolton | $100.00 | 7/11/2011 5:16:51 PM |
Havana21 | $50.00 | 7/12/2011 9:04:53 AM |
GElender | $50.00 | 7/13/2011 5:43:55 AM |
Harry | $25.00 | 7/13/2011 7:25:02 AM |
TrueFortune | $50.00 | 7/13/2011 8:11:24 PM |
Weaverville | $50.00 | 7/14/2011 9:14:07 AM |
virtuous-repayment | $25.00 | 7/14/2011 3:35:40 PM |
CapitalLibre | $25.00 | 7/14/2011 4:27:54 PM |
Peterman | $25.00 | 7/15/2011 10:59:29 AM |
Cherrypicker | $50.00 | 7/15/2011 3:15:36 PM |
vutah | $25.00 | 7/15/2011 6:45:47 PM |
GreenSun | $25.00 | 7/16/2011 5:14:10 AM |
efficient-marketplace | $25.00 | 7/16/2011 2:17:18 PM |
Ocean713 | $75.00 | 7/16/2011 12:54:51 PM |
gogene2002 | $25.00 | 7/16/2011 4:30:42 PM |
devoider | $50.00 | 7/17/2011 7:46:40 AM |
john2218 | $25.00 | 7/17/2011 3:16:27 PM |
einstein | $200.00 | 7/17/2011 3:34:48 PM |
Airthus | $25.00 | 7/17/2011 4:24:21 PM |
CreditBuilder2 | $100.00 | 7/17/2011 3:26:31 PM |
justice-officer | $36.18 | 7/17/2011 5:34:25 PM |
objective-investor | $100.00 | 7/17/2011 8:02:08 PM |
sgt-schultz | $25.00 | 7/18/2011 5:59:07 AM |
Astyanax | $80.00 | 7/17/2011 7:16:02 PM |
George2384 | $25.00 | 7/18/2011 6:20:41 AM |
bold-sensible-basis | $25.00 | 7/18/2011 6:21:48 AM |
Attract | $25.00 | 7/17/2011 10:07:57 PM |
arampata | $400.00 | 7/17/2011 10:24:50 PM |
economy-coup | $100.00 | 7/18/2011 12:54:37 AM |
seabass123 | $25.00 | 7/18/2011 8:04:16 AM |
the-discrete-income | $100.00 | 7/17/2011 10:05:27 PM |
economy-popcorn | $25.00 | 7/18/2011 6:10:39 AM |
P2P4me | $191.99 | 7/18/2011 7:36:24 AM |
lostontheedge | $25.00 | 7/18/2011 4:56:06 AM |
csandb | $25.00 | 7/18/2011 6:53:44 AM |
UBOtto186 | $50.00 | 7/18/2011 6:54:19 AM |
ect_2k20 | $25.00 | 7/18/2011 12:01:32 PM |
NorthwestLoan1 | $50.00 | 7/18/2011 9:48:27 AM |
RJN | $25.00 | 7/18/2011 10:04:36 AM |
Hobson | $25.00 | 7/18/2011 9:44:55 AM |
worldly-investment333 | $50.00 | 7/18/2011 11:27:14 AM |
fiddlerzvi | $50.00 | 7/18/2011 3:37:52 PM |
rogue_monster | $50.00 | 7/18/2011 1:55:25 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:51:56 PM |
wwwUniversal | $25.00 | 7/18/2011 5:07:13 PM |
yield-hut | $100.00 | 7/18/2011 5:08:01 PM |
fascinating-value4 | $100.00 | 7/18/2011 9:53:01 PM |
arkleseizure | $25.00 | 7/18/2011 5:48:15 PM |
asset-equilibrium0 | $25.00 | 7/18/2011 5:36:59 PM |
pure-loyalty6 | $25.00 | 7/18/2011 6:25:40 PM |
MissionMicroFinance | $25.00 | 7/18/2011 6:39:27 PM |
lagnisiruk | $25.00 | 7/19/2011 1:02:55 AM |
JKEnterprises | $25.00 | 7/18/2011 7:01:57 PM |
Turkish101 | $25.00 | 7/19/2011 5:36:29 AM |
ideal-platinum1 | $25.00 | 7/18/2011 8:25:48 PM |
treasure-exchanger2 | $25.00 | 7/19/2011 7:37:27 AM |
benjamins-utopia | $50.00 | 7/19/2011 8:35:10 AM |
skuba | $75.00 | 7/19/2011 6:49:03 AM |
bonus-quark4 | $46.48 | 7/19/2011 7:02:11 AM |
damage | $25.00 | 7/19/2011 9:57:23 AM |
lowrate | $25.00 | 7/19/2011 10:18:34 AM |
pragmatic-contract | $25.00 | 7/19/2011 10:19:26 AM |
exchange-pledge | $50.00 | 7/19/2011 10:20:30 AM |
credit-meteor7 | $100.00 | 7/19/2011 8:08:01 AM |
dsnybnd | $25.00 | 7/19/2011 8:25:26 AM |
orange-courageous-dedication | $50.00 | 7/19/2011 10:31:14 AM |
the-profit-oracle | $25.00 | 7/19/2011 9:12:29 AM |
johannesfactotum | $34.72 | 7/19/2011 10:41:25 AM |
firedoctor | $25.00 | 7/19/2011 9:14:58 AM |
market-network | $25.00 | 7/19/2011 10:51:55 AM |
chiemsee | $25.00 | 7/19/2011 11:08:22 AM |
sappy02 | $25.00 | 7/19/2011 10:22:48 AM |
Captain_America | $162.43 | 7/19/2011 11:10:21 AM |
ixoyefreak | $25.00 | 7/19/2011 10:53:39 AM |
bahmoose | $45.00 | 7/19/2011 11:07:23 AM |
RecoveryLender | $25.00 | 7/19/2011 11:42:10 AM |
superpuppy | $25.00 | 7/19/2011 11:29:31 AM |
199 Investments
|
Borrower Payment Dependent Notes Series
514994
This series of Notes was issued and sold upon the funding of the borrower loan #51382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 25% |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 5
/
6 | Length of status: | 12y 2m |
Amount delinquent:
| $9,462 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $637 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fairness-cigar3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tuxedo
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5200mo
Monthly expenses: $
Housing: $2600
Insurance: $112
Car expenses: $611
Utilities: $75
Phone, cable, internet: $84
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 7/6/2011 5:02:58 PM |
mystical-bonus7 | $25.00 | 7/16/2011 5:31:39 PM |
red-favorable-basis | $25.00 | 7/17/2011 4:34:33 PM |
sgt-schultz | $35.00 | 7/18/2011 6:38:07 AM |
GiftViftdotcom | $25.00 | 7/19/2011 12:12:41 PM |
TakeCare | $25.00 | 7/19/2011 4:15:31 PM |
worth-blanket2 | $3,363.59 | 7/19/2011 4:46:31 PM |
reflective-rupee | $25.09 | 7/7/2011 3:10:49 PM |
tech310 | $25.00 | 7/9/2011 7:58:54 PM |
pearl13 | $100.00 | 7/16/2011 9:06:02 AM |
VJ_Financial | $26.32 | 7/17/2011 8:35:17 AM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:02 PM |
secureincome | $200.00 | 7/19/2011 7:00:44 AM |
108lender | $50.00 | 7/19/2011 4:45:07 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
515010
This series of Notes was issued and sold upon the funding of the borrower loan #51334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,975 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-blossom183 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bill Consildation/Home Improvement
Purpose of loan: Bill Consolidation/Home Improvement
This loan will be used to... Pay off current loans and home improvement
My financial situation: Excellent. I receive monthly rental income, Self Employment and also VA Benefits
I am a good candidate for this loan because... I pay my bills on time each and every month. I strive to maintain an excellent payment history as well as an excellent credit score.
Monthly net income: $ 1423.00
Monthly expenses: $
Housing: $ 328.00
Insurance: $ 50.00
Car expenses: $
Utilities: $ 75.00
Phone, cable, internet: $ 50.00
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $ 210.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/6/2011 5:01:38 PM |
Investor_DP | $100.00 | 7/7/2011 12:04:29 AM |
social-hunter5 | $50.00 | 7/7/2011 10:55:57 AM |
diligent-peace9 | $125.00 | 7/7/2011 1:44:58 PM |
reflective-rupee | $400.09 | 7/7/2011 3:09:32 PM |
economy-huckleberry0 | $25.00 | 7/7/2011 2:24:35 PM |
well-mannered-income3 | $40.00 | 7/7/2011 8:47:20 PM |
CashFlow13 | $1,000.00 | 7/8/2011 3:46:32 AM |
SecondChanceLendingSERV | $25.00 | 7/8/2011 7:08:43 AM |
sdcc72 | $25.00 | 7/8/2011 7:49:04 AM |
profit-powerplant | $25.00 | 7/8/2011 9:37:45 AM |
nickel-hickory | $25.00 | 7/8/2011 10:02:08 AM |
MJTimages_com | $26.00 | 7/8/2011 1:17:54 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:49 PM |
108lender | $50.00 | 7/9/2011 11:25:22 AM |
AlternativeCashFlow | $25.00 | 7/10/2011 11:03:42 AM |
nickel-hickory | $75.00 | 7/11/2011 6:33:06 PM |
nickel-hickory | $100.00 | 7/11/2011 6:32:59 PM |
loanman2007 | $75.00 | 7/12/2011 6:58:54 AM |
yf99yz | $35.00 | 7/12/2011 6:11:57 PM |
kind-diligent-coin | $25.00 | 7/13/2011 4:47:10 AM |
glroark | $50.00 | 7/13/2011 12:49:03 PM |
profitable-return5 | $40.00 | 7/14/2011 4:37:47 PM |
first-liberty-duckling | $25.00 | 7/15/2011 5:37:02 AM |
jkeller4000 | $25.00 | 7/15/2011 5:49:31 AM |
Cromag | $25.00 | 7/15/2011 7:08:41 AM |
unger | $125.11 | 7/15/2011 4:15:13 AM |
foothillender | $25.00 | 7/15/2011 8:20:41 AM |
handy-point5 | $25.00 | 7/15/2011 9:16:19 AM |
SC2TX | $200.00 | 7/15/2011 10:11:56 AM |
upbeat-investment9 | $25.00 | 7/15/2011 9:54:30 AM |
ddog0224 | $25.00 | 7/15/2011 12:54:57 PM |
aztocas | $50.00 | 7/15/2011 4:03:06 PM |
exchange-upholder0 | $25.00 | 7/15/2011 1:14:03 PM |
octoberfresh | $25.00 | 7/15/2011 1:36:02 PM |
irrelevant | $25.00 | 7/16/2011 12:53:03 AM |
kendigme | $30.25 | 7/16/2011 5:09:35 AM |
emance | $43.47 | 7/15/2011 9:42:36 PM |
pearl13 | $100.00 | 7/16/2011 9:02:03 AM |
periko | $25.00 | 7/16/2011 12:10:03 PM |
first-dinero-paladin | $75.10 | 7/17/2011 10:27:57 AM |
prominence8 | $38.00 | 7/16/2011 8:28:44 PM |
integrity-electron9 | $50.00 | 7/17/2011 4:29:53 PM |
Reliance_Banker | $25.00 | 7/17/2011 3:15:20 PM |
virtuous-repayment | $50.00 | 7/17/2011 5:28:08 PM |
loss-of-control | $75.00 | 7/17/2011 5:11:22 PM |
sweetlan | $25.07 | 7/17/2011 8:57:53 PM |
rooster63 | $49.73 | 7/17/2011 9:27:22 PM |
britgsb | $50.00 | 7/18/2011 1:07:51 AM |
Crie | $50.00 | 7/18/2011 11:50:24 AM |
SubmergedPilot | $100.00 | 7/18/2011 3:55:40 PM |
commanding-income774 | $25.00 | 7/18/2011 4:17:06 PM |
wlm3012 | $30.00 | 7/18/2011 3:07:08 PM |
samurai2 | $34.92 | 7/18/2011 5:48:44 PM |
asiaratt | $50.00 | 7/18/2011 4:42:35 PM |
sincerlyyours | $100.00 | 7/18/2011 5:22:04 PM |
let_me_retire | $25.00 | 7/18/2011 5:40:54 PM |
palace2 | $237.74 | 7/18/2011 6:41:16 PM |
kingbob | $25.00 | 7/18/2011 6:26:30 PM |
simplelender80 | $100.00 | 7/6/2011 5:02:04 PM |
Investor_DP | $100.00 | 7/7/2011 12:05:39 AM |
otto1939 | $51.00 | 7/7/2011 4:01:10 PM |
important-openness1 | $100.00 | 7/7/2011 6:30:37 PM |
Bob450 | $25.00 | 7/8/2011 12:14:36 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:53 PM |
tech310 | $50.00 | 7/9/2011 7:51:04 PM |
VJ_Financial | $26.02 | 7/9/2011 11:01:28 PM |
payment-halo | $25.00 | 7/10/2011 7:28:43 PM |
sturdy-peace9 | $100.00 | 7/10/2011 10:43:45 PM |
thehousewife | $25.00 | 7/11/2011 6:32:43 AM |
Investoman | $50.00 | 7/11/2011 6:20:35 AM |
economy-coup | $100.00 | 7/11/2011 4:17:23 PM |
melodious-openness | $100.00 | 7/12/2011 10:31:29 PM |
GElender | $50.00 | 7/13/2011 5:43:57 AM |
economy-producer | $25.00 | 7/13/2011 6:26:11 PM |
icanhasloanz | $50.00 | 7/13/2011 9:28:38 PM |
LendingPimp | $100.00 | 7/14/2011 1:45:42 AM |
Weaverville | $25.00 | 7/14/2011 4:17:54 PM |
qsolo | $150.00 | 7/14/2011 3:38:30 PM |
first-favorite-bonus9 | $25.00 | 7/14/2011 5:12:53 PM |
Loanstou | $66.40 | 7/14/2011 8:36:02 PM |
LaBamba | $35.00 | 7/14/2011 5:56:23 PM |
dollar-authority | $104.17 | 7/15/2011 7:20:56 AM |
buffalobills | $25.00 | 7/15/2011 8:22:46 AM |
treasure-hunter270 | $25.00 | 7/15/2011 8:44:23 AM |
dmb8183 | $63.69 | 7/15/2011 6:18:45 AM |
green-safe-wampum | $120.00 | 7/15/2011 7:34:00 AM |
druidpoet | $26.00 | 7/15/2011 10:01:39 AM |
income-rocker2 | $87.22 | 7/15/2011 12:38:33 PM |
gold-miser9 | $100.00 | 7/15/2011 2:35:38 PM |
excellent-loan8 | $25.00 | 7/15/2011 11:25:21 AM |
value-rocket | $31.80 | 7/15/2011 4:05:22 PM |
blue-courageous-justice | $25.00 | 7/15/2011 12:08:42 PM |
mammalian4 | $25.00 | 7/15/2011 4:27:58 PM |
168RichCapital | $25.07 | 7/15/2011 5:02:25 PM |
vigorous-velocity | $100.00 | 7/15/2011 8:33:43 PM |
handy-justice | $50.00 | 7/15/2011 6:11:51 PM |
restless-dime | $50.00 | 7/15/2011 10:03:15 PM |
worthy-bid8 | $25.00 | 7/16/2011 12:17:37 PM |
jmeasn | $25.00 | 7/16/2011 12:14:04 PM |
AVS | $25.00 | 7/16/2011 1:03:30 PM |
Mariner3605 | $25.00 | 7/17/2011 4:16:22 AM |
steven3333 | $25.00 | 7/17/2011 10:24:49 AM |
cognizant-rupee7 | $25.00 | 7/17/2011 8:39:07 PM |
worthy-commitment7 | $30.00 | 7/18/2011 10:22:15 AM |
ultimate-power2 | $25.00 | 7/18/2011 10:54:28 AM |
ommcd | $25.00 | 7/18/2011 4:42:27 PM |
natural-platinum | $25.00 | 7/18/2011 4:18:02 PM |
cash-reaction2 | $3.15 | 7/18/2011 6:52:03 PM |
alphaseek | $200.00 | 7/18/2011 4:52:19 PM |
trident8 | $25.00 | 7/18/2011 5:21:19 PM |
worldly-investment333 | $50.00 | 7/18/2011 5:00:25 PM |
shrewd-income | $125.00 | 7/18/2011 5:31:38 PM |
113 Investments
|
Borrower Payment Dependent Notes Series
515064
This series of Notes was issued and sold upon the funding of the borrower loan #51331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $285.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,728 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| balance-elm1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate 2 of my high interest credit cards into one payment at a lower percentage than the current 29.99%. The rest of my debt is consolidated all at lower interest rates. My goal is to be debt free in 3 years.
My financial situation:
I have a good paying job from a reputable company that I have been at for 4 years. Prior to that I had worked for a company for 13 years.
I am in the process of purchasing the home I have been renting for the past 4 years. I a savings for emergencies, investment and a 401K through my work. I have been and continue to be responsible to pay all of my payments on time.
Monthly net income: $3601
Monthly expenses: $2907
Housing: $750
Insurance: $48
Car expenses: $34
Utilities: $100
Phone, cable, internet: $110
Food, entertainment: $350
Clothing, household expenses: $50
Credit cards and other loans: $ 1425
Other expenses: $40
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 7/7/2011 9:01:45 AM |
Investor_DP | $100.00 | 7/7/2011 9:01:36 AM |
economy-huckleberry0 | $25.00 | 7/7/2011 2:30:25 PM |
reward-adventure | $25.00 | 7/8/2011 6:05:09 AM |
profit-powerplant | $25.00 | 7/8/2011 9:56:42 AM |
Dubbs360 | $25.00 | 7/8/2011 2:27:29 PM |
BradP | $25.00 | 7/8/2011 11:52:59 PM |
Investoman | $50.00 | 7/11/2011 6:20:39 AM |
Madmigel | $27.84 | 7/11/2011 5:32:02 PM |
wattboy | $32.69 | 7/12/2011 7:05:47 PM |
buffalobills | $25.00 | 7/12/2011 10:04:36 PM |
Caidin | $25.00 | 7/13/2011 7:12:22 AM |
refined-return922 | $25.00 | 7/13/2011 9:02:16 AM |
6moonbeams | $25.00 | 7/13/2011 1:55:28 PM |
AlternativeCashFlow | $25.00 | 7/13/2011 12:20:08 PM |
frogperson | $100.00 | 7/14/2011 8:06:58 AM |
Christus_Victor | $25.00 | 7/14/2011 10:46:06 AM |
boss42 | $41.98 | 7/14/2011 1:00:41 PM |
Gamblor | $73.32 | 7/14/2011 2:20:01 PM |
agalt | $70.00 | 7/14/2011 1:34:07 PM |
Peacepower | $50.00 | 7/14/2011 2:27:46 PM |
pearl13 | $100.00 | 7/14/2011 3:13:46 PM |
Weaverville | $25.00 | 7/14/2011 8:59:03 PM |
SolarMoonshine | $25.00 | 7/15/2011 3:36:11 AM |
jkeller4000 | $25.00 | 7/15/2011 5:49:36 AM |
briskdevl07 | $25.00 | 7/15/2011 7:24:54 AM |
Yaout | $131.64 | 7/15/2011 8:34:50 AM |
afterhours | $25.00 | 7/15/2011 7:18:10 PM |
damage | $25.00 | 7/15/2011 7:50:40 PM |
moola-accelerator6 | $40.00 | 7/15/2011 7:53:16 PM |
back-scratchers | $25.00 | 7/15/2011 7:52:08 PM |
handy-justice | $50.00 | 7/15/2011 6:11:53 PM |
Zuzu | $100.00 | 7/15/2011 10:32:09 PM |
justasoldier | $100.00 | 7/15/2011 9:09:33 PM |
BankofRon | $25.00 | 7/16/2011 12:33:36 AM |
GolfPro2006 | $25.00 | 7/16/2011 3:23:55 AM |
4mydaughterseducation | $26.00 | 7/16/2011 4:19:00 AM |
Phatt-Daddy | $25.00 | 7/16/2011 3:59:42 AM |
coin-brilliance8 | $100.00 | 7/15/2011 10:47:15 PM |
grampy48 | $25.00 | 7/16/2011 4:17:18 AM |
loan_doctor | $25.00 | 7/15/2011 11:22:31 PM |
buddylucy | $25.92 | 7/16/2011 5:48:04 AM |
TigerForce | $25.00 | 7/16/2011 6:14:51 AM |
arampata | $180.00 | 7/16/2011 6:22:01 AM |
brightest-benjamins-onator | $31.85 | 7/16/2011 5:49:10 AM |
gunderstone | $32.68 | 7/16/2011 6:33:50 AM |
LaBamba | $100.00 | 7/16/2011 7:28:45 AM |
rockhound84 | $25.00 | 7/16/2011 6:37:54 AM |
E-B | $50.00 | 7/16/2011 7:27:51 AM |
investment-comet | $25.00 | 7/16/2011 8:09:13 AM |
Robertd918 | $26.61 | 7/16/2011 6:28:55 PM |
loyalist1 | $100.00 | 7/17/2011 12:08:10 PM |
janeybooboo | $50.00 | 7/17/2011 3:22:13 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:30 PM |
janeybooboo | $50.00 | 7/17/2011 3:22:08 PM |
virtuous-repayment | $50.00 | 7/17/2011 5:28:08 PM |
loss-of-control | $100.00 | 7/17/2011 5:12:43 PM |
icon7 | $25.00 | 7/18/2011 9:27:39 AM |
kwan | $25.00 | 7/18/2011 10:15:59 AM |
shrewd-income | $25.00 | 7/18/2011 10:24:22 AM |
Astyanax | $100.00 | 7/18/2011 2:38:59 PM |
Crie | $150.00 | 7/18/2011 11:52:46 AM |
openness-antioxidant | $85.00 | 7/18/2011 12:17:18 PM |
Wangchuk | $30.01 | 7/18/2011 2:56:39 PM |
social-hunter5 | $25.00 | 7/7/2011 10:52:16 AM |
diligent-peace9 | $150.00 | 7/7/2011 11:44:02 AM |
JustMee | $25.00 | 7/7/2011 12:20:01 PM |
bullish2bearish | $30.00 | 7/7/2011 6:57:02 PM |
villagers | $25.00 | 7/8/2011 12:30:56 PM |
grotheik | $30.00 | 7/8/2011 3:26:48 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:55 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:58 PM |
fortytwo | $250.00 | 7/9/2011 10:38:22 AM |
reflective-rupee | $25.09 | 7/9/2011 1:02:55 PM |
tech310 | $50.00 | 7/9/2011 7:52:36 PM |
diplomatic-wealth7 | $25.00 | 7/10/2011 6:35:01 AM |
MadHun | $175.00 | 7/11/2011 2:18:32 PM |
unfixer | $25.00 | 7/11/2011 4:32:55 PM |
moola-monger9 | $50.00 | 7/11/2011 3:42:50 PM |
enthusiastic-credit2 | $40.00 | 7/11/2011 8:10:57 PM |
unger | $70.11 | 7/11/2011 7:24:05 PM |
Maximum_Investment | $26.45 | 7/12/2011 3:56:09 AM |
wyogirllender | $25.00 | 7/12/2011 8:53:56 AM |
red-power-pecan | $50.00 | 7/12/2011 9:24:07 AM |
dynrep | $50.00 | 7/12/2011 4:01:06 PM |
itskarma | $25.25 | 7/12/2011 8:06:17 PM |
TigerForce | $25.00 | 7/12/2011 8:38:35 PM |
SB94114 | $25.00 | 7/13/2011 8:46:55 AM |
commitment-galaxy | $33.42 | 7/14/2011 6:52:17 AM |
foothillender | $25.00 | 7/14/2011 8:17:54 AM |
digitaldan | $25.00 | 7/14/2011 8:26:54 AM |
treasure-hunter270 | $25.00 | 7/14/2011 9:31:16 AM |
Ananya | $25.00 | 7/14/2011 11:15:03 AM |
power-bluebird2 | $25.00 | 7/14/2011 1:57:41 PM |
MilitaryLending | $42.35 | 7/14/2011 6:45:09 PM |
TheDigitalMan | $31.17 | 7/15/2011 4:05:27 AM |
important-openness1 | $100.00 | 7/15/2011 4:38:20 AM |
Cromag | $25.00 | 7/15/2011 7:48:35 AM |
Stradivari | $25.00 | 7/15/2011 1:03:14 PM |
ddog0224 | $50.00 | 7/15/2011 12:57:37 PM |
StLME | $27.36 | 7/15/2011 10:36:46 AM |
gold-miser9 | $200.00 | 7/15/2011 2:23:28 PM |
sweetlan | $25.07 | 7/15/2011 5:55:06 PM |
vineet | $25.00 | 7/15/2011 7:30:15 PM |
vigilance-searcher | $25.00 | 7/15/2011 9:35:26 PM |
Agent1 | $33.33 | 7/15/2011 9:11:30 PM |
keichi03 | $40.00 | 7/15/2011 6:30:50 PM |
DasMula | $57.00 | 7/15/2011 9:32:22 PM |
MNFrostbite | $27.33 | 7/15/2011 8:24:05 PM |
pani5ue | $25.00 | 7/15/2011 8:43:34 PM |
corporatejim | $36.31 | 7/16/2011 6:19:26 AM |
ConcreteOne | $25.00 | 7/16/2011 5:17:58 AM |
p2ploan-sensation211 | $25.00 | 7/16/2011 7:55:42 AM |
Pu239 | $70.00 | 7/16/2011 8:09:12 AM |
113121 | $50.00 | 7/16/2011 4:57:08 AM |
head | $25.00 | 7/16/2011 5:01:01 AM |
patriot897 | $25.00 | 7/16/2011 10:29:42 AM |
Bob450 | $25.00 | 7/16/2011 9:15:54 AM |
FinanceEngine | $30.00 | 7/16/2011 7:37:02 AM |
first-favorite-bonus9 | $25.00 | 7/16/2011 12:17:32 PM |
EarlyRiser | $100.00 | 7/16/2011 4:07:14 PM |
coin-bee1 | $27.16 | 7/16/2011 9:08:46 PM |
JustMee | $25.00 | 7/17/2011 2:40:50 PM |
integrity-electron9 | $50.00 | 7/17/2011 4:29:55 PM |
StarshineXL | $350.00 | 7/17/2011 6:29:23 PM |
scarlet-velvet | $25.08 | 7/17/2011 6:17:48 PM |
CaptainCrunch | $25.00 | 7/18/2011 4:30:23 AM |
finance-prescription | $35.00 | 7/18/2011 7:23:54 AM |
pious-benjamins1 | $25.00 | 7/17/2011 9:31:25 PM |
icanhasloanz | $25.00 | 7/18/2011 12:31:01 AM |
economy-coup | $100.00 | 7/18/2011 12:57:33 AM |
CatbirdBanking | $25.00 | 7/18/2011 8:06:45 AM |
let_me_retire | $50.00 | 7/18/2011 10:02:59 AM |
successful-agreement7 | $100.00 | 7/18/2011 2:56:51 PM |
myduck | $31.98 | 7/18/2011 3:57:57 PM |
penny-ace7 | $50.00 | 7/18/2011 3:17:38 PM |
136 Investments
|
Borrower Payment Dependent Notes Series
515144
This series of Notes was issued and sold upon the funding of the borrower loan #51353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $265.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| durability-iris7 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Our Forever Home
Purpose of loan:
This loan will be used toward closing costs for a foreclosure home purchase. It is a fixer-upper so a regular FHA loan would not work because of its strict move-in ready requirements. We are going instead with a fannie mae loan so our closing costs have increased and are beyond what we had initially saved.
My financial situation:
I am a good candidate for this loan because I am very diligent about making sure things are paid on time. Also, as you can see from my current monthly expenses I have the majority of my earnings available to pay a loan off in full and on time.
Monthly net income: $1600
Monthly expenses: $100
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $80
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/7/2011 9:01:37 AM |
simplelender80 | $100.00 | 7/7/2011 9:01:47 AM |
Dubbs360 | $25.00 | 7/8/2011 5:10:42 PM |
Investor_DP | $100.00 | 7/8/2011 10:01:59 PM |
Investoman | $50.00 | 7/11/2011 6:20:40 AM |
fortytwo | $100.00 | 7/11/2011 10:49:28 AM |
red-power-pecan | $50.00 | 7/12/2011 9:24:08 AM |
musegaze | $100.00 | 7/13/2011 7:04:19 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:40 PM |
auction-seeker4 | $30.00 | 7/15/2011 5:21:04 AM |
enchanted-truth264 | $25.00 | 7/15/2011 12:17:45 PM |
green-peso-backer | $1,000.00 | 7/15/2011 10:22:05 AM |
well-mannered-income3 | $25.00 | 7/15/2011 2:51:14 PM |
zorg77 | $50.00 | 7/15/2011 5:29:14 PM |
dariop | $30.00 | 7/15/2011 5:31:54 PM |
SolarMoonshine | $25.00 | 7/15/2011 5:37:24 PM |
papaloha | $52.00 | 7/15/2011 8:05:29 PM |
fund-javelin1 | $25.00 | 7/15/2011 11:57:56 PM |
important-openness1 | $85.85 | 7/16/2011 1:08:41 AM |
113121 | $75.00 | 7/16/2011 4:59:15 AM |
jybank | $50.00 | 7/15/2011 10:10:44 PM |
Rulea72 | $26.76 | 7/16/2011 7:00:39 AM |
credit-missile | $110.00 | 7/16/2011 12:57:06 AM |
Sierrahh | $50.00 | 7/16/2011 8:53:16 AM |
420limo | $25.00 | 7/16/2011 6:02:50 AM |
nickel-position | $25.00 | 7/16/2011 11:17:21 AM |
Bob450 | $25.00 | 7/16/2011 9:17:24 AM |
dedicated-diversification5 | $66.70 | 7/17/2011 8:31:18 AM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:31 PM |
newest-unbeatable-currency | $60.00 | 7/17/2011 5:58:02 PM |
economy-coup | $100.00 | 7/18/2011 12:57:33 AM |
hidavehi | $26.00 | 7/18/2011 4:19:05 PM |
worthy-bid8 | $25.00 | 7/18/2011 4:35:23 PM |
worldly-investment333 | $50.00 | 7/18/2011 5:20:27 PM |
first-dinero-paladin | $49.68 | 7/18/2011 9:37:01 PM |
steven3333 | $25.00 | 7/18/2011 6:28:16 PM |
generous-deal6 | $50.00 | 7/18/2011 5:45:10 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:17 PM |
fantastic-bazaar2 | $50.00 | 7/18/2011 7:25:28 PM |
treasure-bliss | $28.28 | 7/19/2011 12:33:39 AM |
sgt-schultz | $35.00 | 7/19/2011 6:48:39 AM |
stock106 | $25.00 | 7/19/2011 10:37:00 AM |
funds-rascal | $75.00 | 7/19/2011 10:51:36 AM |
finance-mushroom | $100.00 | 7/19/2011 11:41:30 AM |
radiant-bazaar1 | $50.00 | 7/19/2011 3:54:49 PM |
Rogue_Funding | $25.00 | 7/19/2011 3:30:43 PM |
worldly-investment333 | $50.00 | 7/19/2011 4:00:58 PM |
yield-hut | $60.46 | 7/19/2011 4:07:51 PM |
superb-funds335 | $25.00 | 7/7/2011 8:46:04 PM |
reward-adventure | $25.00 | 7/8/2011 6:05:10 AM |
villagers | $25.00 | 7/8/2011 12:30:57 PM |
Investor_DP | $100.00 | 7/8/2011 9:54:56 PM |
tech310 | $50.00 | 7/9/2011 7:52:37 PM |
diplomatic-wealth7 | $25.00 | 7/10/2011 6:35:03 AM |
6moonbeams | $25.00 | 7/13/2011 1:55:29 PM |
pearl13 | $100.00 | 7/14/2011 3:13:46 PM |
craftygirl960 | $25.00 | 7/14/2011 5:56:09 PM |
TheDigitalMan | $25.00 | 7/15/2011 4:02:45 AM |
Weaverville | $25.00 | 7/14/2011 8:59:04 PM |
reflective-rupee | $200.09 | 7/15/2011 12:39:00 PM |
vollynet | $31.06 | 7/15/2011 3:25:37 PM |
ddog0224 | $25.00 | 7/15/2011 12:58:11 PM |
fortytwo | $400.00 | 7/15/2011 5:21:05 PM |
geniusj | $25.00 | 7/15/2011 5:29:27 PM |
handy-justice | $50.00 | 7/15/2011 6:11:54 PM |
surge9 | $100.00 | 7/15/2011 6:16:45 PM |
smbau06 | $55.00 | 7/15/2011 5:34:36 PM |
Finchy78 | $25.00 | 7/15/2011 7:17:04 PM |
alexgalt | $25.00 | 7/15/2011 7:00:55 PM |
afterhours | $25.00 | 7/15/2011 7:16:06 PM |
coin-brilliance8 | $100.00 | 7/15/2011 10:44:33 PM |
geophreigh | $25.00 | 7/16/2011 5:30:50 AM |
vwally | $25.00 | 7/16/2011 6:47:06 AM |
phchristensen | $50.00 | 7/16/2011 8:12:45 AM |
CACO_Lender | $25.00 | 7/16/2011 9:18:43 AM |
PleaseDontDefault | $50.00 | 7/16/2011 9:42:48 AM |
reward-dynamo | $25.00 | 7/16/2011 8:55:37 AM |
availableloan | $25.00 | 7/16/2011 9:35:13 AM |
Leopoldine | $25.00 | 7/16/2011 11:00:34 AM |
svandgts | $25.00 | 7/16/2011 11:15:50 AM |
TheCount | $25.00 | 7/16/2011 7:36:19 AM |
suave-dime6 | $25.00 | 7/16/2011 7:42:55 AM |
Arpad | $50.00 | 7/16/2011 11:24:25 AM |
calmfunds | $250.00 | 7/16/2011 8:31:59 AM |
dammage | $25.00 | 7/16/2011 10:54:26 AM |
MoneyTree79 | $25.00 | 7/16/2011 10:47:02 AM |
EarlyRiser | $100.00 | 7/16/2011 4:07:15 PM |
virtuous-repayment | $50.00 | 7/17/2011 5:28:09 PM |
first-favorite-bonus9 | $25.00 | 7/18/2011 6:22:13 AM |
successful-agreement7 | $100.00 | 7/18/2011 2:56:54 PM |
loyalist1 | $100.00 | 7/18/2011 4:27:10 PM |
cash-queen | $25.00 | 7/18/2011 11:19:45 PM |
umfan123 | $25.00 | 7/19/2011 6:02:18 AM |
natural-platinum | $25.00 | 7/19/2011 9:12:37 AM |
worth-arch | $25.00 | 7/19/2011 10:21:02 AM |
birddogsb | $50.00 | 7/19/2011 10:20:49 AM |
jjswanso | $25.00 | 7/19/2011 10:22:53 AM |
elfincove | $25.00 | 7/19/2011 10:37:54 AM |
cyberie21 | $50.00 | 7/19/2011 11:03:26 AM |
let_me_retire | $50.00 | 7/19/2011 4:06:35 PM |
ommcd | $25.00 | 7/19/2011 1:12:50 PM |
cogent | $53.12 | 7/19/2011 2:19:56 PM |
orange-preeminant-bill | $50.00 | 7/19/2011 4:02:38 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
515228
This series of Notes was issued and sold upon the funding of the borrower loan #51409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jul-07-2011 |
Term:
| 60 months | | |
Listing End date:
| Jul-20-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 20.44% |
Monthly payment:
| $337.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.68% | | |
| |
Estimated return*:
| 11.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 7% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,322 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| dinero-bloom |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I am good for the money
Purpose of loan:
I have had 2 unexpect problems at home and need to repair my AC and had to by a new washing machine. I am expecting a commission check the end of August and September that will put me on track again
My financial situation:
I am a responsible man with a really good income and a long term good job. I have paid off my debt to my ex-wife and have earned commission being paid to me over the next 6-8 months that could more then cover all debt. I have been through a tough time with my divorce and now I am making all the money for me.
Monthly net income: $ 8000
Monthly expenses: $6100
Housing: $2000
Insurance: $300
Car expenses: $600
Utilities: $400
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
availableloan | $25.00 | 7/7/2011 5:00:49 PM |
Investor_DP | $100.00 | 7/7/2011 5:01:27 PM |
income-awakening6 | $25.00 | 7/7/2011 5:01:58 PM |
jmeasn | $25.00 | 7/8/2011 7:17:42 PM |
rescue | $93.84 | 7/9/2011 12:23:06 AM |
tech310 | $50.00 | 7/9/2011 7:53:50 PM |
MadHun | $175.00 | 7/11/2011 2:18:38 PM |
Ambassador | $39.00 | 7/15/2011 4:29:10 AM |
profit-powerplant | $25.00 | 7/15/2011 11:02:16 AM |
einstein | $200.00 | 7/15/2011 7:15:27 PM |
prominence8 | $45.00 | 7/15/2011 8:43:11 PM |
secondphase | $50.00 | 7/15/2011 7:16:33 PM |
vutah | $25.00 | 7/15/2011 7:50:45 PM |
platinum-platoon | $25.00 | 7/15/2011 7:53:35 PM |
porwestco | $32.00 | 7/16/2011 3:52:56 AM |
friendinmoney | $25.00 | 7/16/2011 7:13:27 AM |
phchristensen | $50.00 | 7/16/2011 8:07:41 AM |
brainy-repayment5 | $50.00 | 7/16/2011 12:11:58 PM |
kdog99 | $100.00 | 7/16/2011 12:15:30 PM |
payout-achievement | $100.00 | 7/16/2011 11:17:36 AM |
dough-funkmaster | $25.00 | 7/16/2011 4:05:41 PM |
RickColo | $79.77 | 7/16/2011 4:06:50 PM |
Leopoldine | $25.00 | 7/16/2011 1:56:09 PM |
samseth | $50.00 | 7/16/2011 6:38:03 PM |
RLaumeyer | $25.00 | 7/16/2011 3:27:46 PM |
janeybooboo | $75.00 | 7/17/2011 10:45:41 AM |
AlternativeCashFlow | $25.70 | 7/17/2011 10:51:10 AM |
janeybooboo | $50.00 | 7/17/2011 10:45:28 AM |
jebber007 | $52.31 | 7/17/2011 12:31:33 PM |
Earnest_Money | $25.00 | 7/17/2011 2:18:28 PM |
loss-of-control | $75.00 | 7/17/2011 4:58:27 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:35 PM |
PleaseDontDefault | $50.00 | 7/17/2011 5:59:20 PM |
sgt-schultz | $25.00 | 7/18/2011 5:58:48 AM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:36 PM |
Hexnut | $50.00 | 7/17/2011 9:42:33 PM |
triumph329 | $30.00 | 7/18/2011 3:41:37 AM |
Nerdster1 | $30.11 | 7/18/2011 5:06:09 AM |
Fachim | $30.00 | 7/18/2011 9:54:28 AM |
exuberant-dime | $25.00 | 7/18/2011 10:13:36 AM |
George2384 | $25.00 | 7/18/2011 6:20:01 AM |
wise-transaction-grizzly | $25.00 | 7/18/2011 11:18:08 AM |
buffalobills | $25.00 | 7/18/2011 5:49:42 PM |
dudebrah | $25.00 | 7/18/2011 5:26:17 PM |
a-balance-surgeon | $50.00 | 7/18/2011 10:03:51 PM |
villagers | $25.00 | 7/18/2011 6:15:12 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:22 PM |
healthy-worth5 | $25.00 | 7/19/2011 5:04:51 AM |
diverse-benjamins | $50.00 | 7/18/2011 11:16:12 PM |
E-B | $50.00 | 7/19/2011 1:04:01 AM |
dime-umbrella6 | $28.03 | 7/19/2011 1:44:54 AM |
DasMula | $27.00 | 7/19/2011 6:46:32 AM |
whatreality | $25.00 | 7/19/2011 7:30:29 AM |
Tikibarman | $50.00 | 7/19/2011 6:58:08 AM |
manatee21 | $60.00 | 7/19/2011 8:53:46 AM |
Truchaos | $29.29 | 7/19/2011 10:48:53 AM |
Christus_Victor | $25.00 | 7/19/2011 9:31:54 AM |
newest-organic-rupee | $33.00 | 7/19/2011 10:22:01 AM |
samaritan5 | $50.00 | 7/19/2011 10:24:13 AM |
upperdeck | $25.00 | 7/19/2011 10:30:01 AM |
RJN | $25.00 | 7/19/2011 10:32:40 AM |
bankrushing | $25.00 | 7/19/2011 11:43:00 AM |
keichi03 | $25.00 | 7/19/2011 10:21:22 AM |
GiftViftdotcom | $25.00 | 7/19/2011 11:55:45 AM |
loyalty-czar | $100.00 | 7/19/2011 12:48:48 PM |
cordial-economy027 | $25.00 | 7/19/2011 11:08:36 AM |
investment-comet | $25.00 | 7/19/2011 11:23:26 AM |
careful-benjamins8 | $50.00 | 7/19/2011 12:01:10 PM |
Bob450 | $25.32 | 7/19/2011 1:07:50 PM |
gtdane | $47.99 | 7/19/2011 12:41:42 PM |
Dorf | $25.00 | 7/19/2011 7:50:46 PM |
best-generosity-financier | $25.00 | 7/19/2011 8:09:38 PM |
ingenious-deal6 | $25.00 | 7/19/2011 7:24:47 PM |
building_pennies | $75.00 | 7/20/2011 12:32:05 AM |
marwadi-62 | $100.00 | 7/19/2011 7:50:21 PM |
IPlayOutsideTheBox | $211.38 | 7/20/2011 2:04:28 AM |
income-buffalo1 | $300.00 | 7/19/2011 7:25:56 PM |
hostbank | $250.00 | 7/19/2011 8:03:27 PM |
pworld | $50.00 | 7/19/2011 8:15:21 PM |
let_me_retire | $100.00 | 7/19/2011 8:49:53 PM |
radforj22 | $25.00 | 7/19/2011 10:55:34 AM |
HamachiMan | $50.00 | 7/7/2011 5:01:34 PM |
ski bum | $100.00 | 7/7/2011 5:01:18 PM |
pnace | $50.00 | 7/7/2011 5:01:48 PM |
MarvintheMartian | $30.00 | 7/7/2011 5:19:00 PM |
jubilant-trade6 | $50.00 | 7/8/2011 12:21:26 AM |
Bank_Of_XL | $25.00 | 7/8/2011 5:30:32 AM |
JustMee | $25.00 | 7/8/2011 12:18:33 PM |
fortytwo | $250.00 | 7/9/2011 10:38:28 AM |
BxRealtor | $25.00 | 7/9/2011 12:13:43 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:25 AM |
economy-huckleberry0 | $25.00 | 7/11/2011 2:22:11 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:51 PM |
loyalty-sherpa | $25.00 | 7/12/2011 9:14:36 AM |
greenback-seagull2 | $100.00 | 7/12/2011 9:14:42 AM |
tooflets | $25.00 | 7/12/2011 1:22:30 PM |
6moonbeams | $25.00 | 7/12/2011 5:12:54 PM |
deal-hickory5 | $100.00 | 7/13/2011 3:53:45 PM |
pearl13 | $100.00 | 7/14/2011 9:32:28 AM |
cash-daisy | $33.22 | 7/15/2011 8:13:08 AM |
GElender | $25.00 | 7/15/2011 5:38:56 AM |
upbeat-investment9 | $50.00 | 7/15/2011 9:56:05 AM |
Peterman | $25.00 | 7/15/2011 10:59:43 AM |
Imperativity | $25.00 | 7/15/2011 1:03:52 PM |
ddog0224 | $25.00 | 7/15/2011 1:01:50 PM |
indomitable-coin | $25.00 | 7/15/2011 4:07:19 PM |
Bieling | $25.00 | 7/15/2011 6:39:43 PM |
xlch | $25.00 | 7/15/2011 8:38:45 PM |
moola-accelerator6 | $40.00 | 7/15/2011 7:43:24 PM |
justasoldier | $100.00 | 7/15/2011 9:15:25 PM |
chekat | $25.00 | 7/15/2011 11:53:58 PM |
enchanted-truth264 | $25.00 | 7/15/2011 9:02:04 PM |
supreme-hope | $25.00 | 7/16/2011 5:37:12 AM |
Bank42 | $25.00 | 7/16/2011 4:17:57 AM |
beakerfish | $50.00 | 7/16/2011 10:25:26 AM |
MoneyTree79 | $50.00 | 7/16/2011 10:44:33 AM |
CreditBuilder2 | $150.00 | 7/16/2011 1:23:02 PM |
pumped130 | $25.71 | 7/16/2011 11:04:00 AM |
market-pudding | $25.00 | 7/16/2011 2:19:38 PM |
geniusj | $50.00 | 7/16/2011 3:22:27 PM |
NYCFinancier | $25.00 | 7/16/2011 2:06:46 PM |
diligent-peace9 | $150.00 | 7/16/2011 8:02:39 PM |
ore-frontier | $89.00 | 7/17/2011 2:21:40 AM |
janeybooboo | $25.00 | 7/17/2011 10:45:52 AM |
dynrep | $25.00 | 7/17/2011 12:34:26 PM |
crippledcircus | $50.00 | 7/17/2011 2:24:46 PM |
power-companion7 | $200.00 | 7/17/2011 3:25:36 PM |
ursus | $200.00 | 7/17/2011 3:31:15 PM |
john2218 | $25.00 | 7/17/2011 3:14:31 PM |
competent-p2p | $25.00 | 7/17/2011 5:20:48 PM |
diversification-empire | $29.00 | 7/17/2011 4:19:02 PM |
vatrixsta | $25.00 | 7/17/2011 4:11:26 PM |
peso-mate | $50.00 | 7/17/2011 7:34:04 PM |
blue-velocity-investor | $25.00 | 7/17/2011 5:11:39 PM |
Astyanax | $100.00 | 7/17/2011 7:23:10 PM |
adir1 | $25.00 | 7/18/2011 12:20:20 AM |
revenue-appraiser | $25.00 | 7/18/2011 8:00:42 AM |
csandb | $25.00 | 7/18/2011 6:55:29 AM |
bsmtloan | $75.00 | 7/18/2011 8:38:57 AM |
unconquerable-dedication | $25.00 | 7/18/2011 2:03:59 PM |
jybank | $50.00 | 7/18/2011 11:11:01 AM |
wise-blazing-currency | $26.31 | 7/18/2011 4:18:03 PM |
wealth-fighter3 | $25.00 | 7/18/2011 12:27:50 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:01 PM |
Rico47 | $25.00 | 7/18/2011 12:58:41 PM |
open-dough6 | $25.00 | 7/18/2011 3:52:00 PM |
LendingP2P | $50.00 | 7/18/2011 4:25:00 PM |
autonomous-basis | $25.00 | 7/18/2011 5:38:25 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:27 PM |
Harry | $50.00 | 7/18/2011 7:01:16 PM |
bonus-seahorse | $25.00 | 7/19/2011 1:24:33 AM |
Weaverville | $50.00 | 7/19/2011 9:07:51 AM |
moola-monger9 | $50.00 | 7/19/2011 8:58:24 AM |
upbeat-investment9 | $50.00 | 7/19/2011 8:19:46 AM |
momentous-coin | $80.00 | 7/19/2011 10:30:37 AM |
octoberfresh | $25.00 | 7/19/2011 10:35:38 AM |
Marfloogan | $25.00 | 7/19/2011 10:14:42 AM |
benjamins-fan6 | $50.00 | 7/19/2011 9:39:57 AM |
inspired-investment8 | $100.00 | 7/19/2011 10:20:44 AM |
whitegold24k | $100.00 | 7/19/2011 11:15:44 AM |
vigorous-velocity | $100.00 | 7/19/2011 11:22:08 AM |
chrisb1414 | $25.00 | 7/19/2011 11:31:33 AM |
unequaled-ore | $25.00 | 7/19/2011 10:31:49 AM |
worth-arch | $25.00 | 7/19/2011 10:21:07 AM |
return-seeker85 | $100.00 | 7/19/2011 10:39:06 AM |
iamwhatiam | $25.00 | 7/19/2011 10:26:03 AM |
value-pouch | $25.00 | 7/19/2011 10:32:12 AM |
elasermd | $75.00 | 7/19/2011 10:32:32 AM |
cloud8 | $125.00 | 7/19/2011 12:38:04 PM |
shrewd-income | $50.00 | 7/19/2011 10:39:09 AM |
sensational-dinero6 | $150.00 | 7/19/2011 1:26:22 PM |
leverage-monger | $25.00 | 7/19/2011 2:01:27 PM |
bonafide-asset8 | $50.00 | 7/19/2011 2:29:23 PM |
Cory79 | $42.02 | 7/19/2011 12:00:07 PM |
saga9 | $50.00 | 7/19/2011 11:06:14 AM |
godfather4u | $100.00 | 7/19/2011 11:19:54 AM |
fireinsp61 | $170.00 | 7/19/2011 12:30:11 PM |
hss46 | $50.00 | 7/19/2011 11:49:46 AM |
blitz_ac | $25.00 | 7/19/2011 12:10:18 PM |
radiant-value | $25.00 | 7/19/2011 12:17:56 PM |
WesLL | $2,000.00 | 7/19/2011 2:22:52 PM |
JustMee | $25.00 | 7/19/2011 2:52:48 PM |
liberty-pecan | $740.00 | 7/19/2011 4:25:28 PM |
point-compadre | $100.00 | 7/19/2011 2:06:07 PM |
worldly-investment333 | $100.00 | 7/19/2011 6:20:49 PM |
jpac1066 | $100.00 | 7/19/2011 7:46:57 PM |
aztec | $50.00 | 7/19/2011 9:26:20 PM |
wwwUniversal | $25.00 | 7/20/2011 12:22:37 AM |
188 Investments
|
Borrower Payment Dependent Notes Series
515320
This series of Notes was issued and sold upon the funding of the borrower loan #51368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-07-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $312.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 840-859 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,248 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ferocious-reward9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Working capital for fast growth
Purpose of loan:
This loan will be used to fund the growth of my company as there are many domestic and international retailers and distributors wanting our product but we are slowed by short term capital needs. This will allow us to grow faster than our current profit and cash flow allows. A major national retailer has decided to carry our product starting this month and we must be prepared for their large orders. This loan will help us reach more retail outlets which will turn into more cash flow.
My financial situation:
I am a good candidate for this loan because my credit score is over 850 and I have over $50,000 equity in my home (even after the market correction). Additionally, since I have funded 95% of the company myself I am not taking a large salary. I have only paid myself $5,000 per year for the last several years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Veets | $125.00 | 7/14/2011 5:49:55 PM |
availableloan | $25.00 | 7/7/2011 5:00:56 PM |
ski bum | $100.00 | 7/7/2011 5:01:22 PM |
organized-payment6 | $50.00 | 7/7/2011 5:01:26 PM |
pnace | $50.00 | 7/7/2011 5:01:51 PM |
compoundinterest | $50.00 | 7/7/2011 5:01:55 PM |
pound-balancer | $50.00 | 7/7/2011 5:01:10 PM |
SimpleChoice | $25.00 | 7/7/2011 8:55:21 PM |
a-responsible-return | $50.00 | 7/7/2011 8:55:31 PM |
jubilant-trade6 | $50.00 | 7/8/2011 12:21:29 AM |
runner262 | $25.00 | 7/8/2011 5:23:09 AM |
platinum-sorcerer6 | $27.55 | 7/8/2011 5:42:37 AM |
cello1 | $25.00 | 7/8/2011 5:47:46 AM |
epic-transaction | $25.00 | 7/8/2011 7:37:05 AM |
caring-hope2 | $100.00 | 7/8/2011 2:57:00 PM |
Solid-Platinum | $100.00 | 7/9/2011 12:01:10 PM |
fortytwo | $250.00 | 7/9/2011 10:48:39 AM |
BxRealtor | $25.00 | 7/10/2011 12:13:11 PM |
rescue | $100.00 | 7/10/2011 12:15:40 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:27 AM |
sandbreaker | $50.00 | 7/11/2011 9:07:15 AM |
MadHun | $175.00 | 7/11/2011 2:18:40 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:53 PM |
6moonbeams | $100.00 | 7/11/2011 10:01:48 PM |
greenback-seagull2 | $100.00 | 7/12/2011 5:14:12 PM |
goldfinger3 | $50.00 | 7/14/2011 9:34:01 AM |
virtuous-repayment | $25.00 | 7/14/2011 3:35:50 PM |
Peterman | $25.00 | 7/15/2011 10:59:46 AM |
GetItRight | $50.00 | 7/15/2011 7:08:35 PM |
xlch | $25.00 | 7/15/2011 9:01:02 PM |
vigilance-searcher | $25.00 | 7/15/2011 9:33:59 PM |
MNFrostbite | $25.00 | 7/15/2011 8:33:03 PM |
enchanted-truth264 | $25.00 | 7/15/2011 8:58:46 PM |
gariben | $500.00 | 7/16/2011 7:04:56 AM |
Richlaw | $400.00 | 7/16/2011 7:33:37 AM |
credit-investor5 | $50.00 | 7/16/2011 8:37:25 AM |
Vesper | $36.57 | 7/16/2011 8:55:15 AM |
pinballeffect | $130.00 | 7/16/2011 6:12:00 AM |
sri59 | $100.00 | 7/16/2011 11:00:15 AM |
maximizer | $25.00 | 7/16/2011 7:11:08 AM |
sign_here | $25.00 | 7/16/2011 12:39:28 PM |
Arpad | $50.00 | 7/16/2011 11:28:15 AM |
market-pudding | $25.00 | 7/16/2011 2:19:59 PM |
Oak-Parker | $25.00 | 7/16/2011 3:16:40 PM |
novice-speculator | $25.00 | 7/16/2011 2:37:53 PM |
1SteelerFan | $25.00 | 7/16/2011 2:59:34 PM |
beeper2 | $60.00 | 7/16/2011 5:25:59 PM |
pound-balancer | $100.00 | 7/16/2011 3:20:52 PM |
a-reasonable-return | $25.00 | 7/16/2011 8:28:16 PM |
Hogan55 | $25.10 | 7/17/2011 5:17:00 AM |
squadron781 | $25.00 | 7/17/2011 6:58:11 AM |
radiant-fund | $100.00 | 7/17/2011 7:52:22 AM |
luvlending | $25.00 | 7/16/2011 11:34:11 PM |
Tighternbarkonatree | $25.00 | 7/17/2011 6:41:39 AM |
dime-vista2 | $25.00 | 7/17/2011 6:55:38 AM |
marwadi-62 | $100.00 | 7/17/2011 7:41:31 AM |
power-companion7 | $166.71 | 7/17/2011 3:22:15 PM |
cmg891 | $26.70 | 7/17/2011 4:06:23 PM |
adventurous-treasure2 | $50.00 | 7/17/2011 5:28:30 PM |
brightest-dignified-worth | $100.00 | 7/17/2011 4:39:40 PM |
virtuous-repayment | $25.00 | 7/17/2011 5:49:49 PM |
shrewd-deal3 | $100.00 | 7/17/2011 6:10:35 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:39 PM |
brittany | $100.00 | 7/17/2011 8:06:15 PM |
unflappable-pound3 | $100.00 | 7/17/2011 6:22:06 PM |
loan-galaxy6 | $500.00 | 7/18/2011 7:42:14 AM |
AM2171 | $25.00 | 7/18/2011 9:25:25 AM |
gojackgo | $50.00 | 7/18/2011 10:56:42 AM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:04 PM |
kdog99 | $100.00 | 7/18/2011 3:37:55 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:29 PM |
worldly-investment333 | $50.00 | 7/18/2011 5:18:17 PM |
britgsb | $30.00 | 7/19/2011 2:01:04 AM |
loyalty-czar | $56.40 | 7/18/2011 8:36:12 PM |
jpac1066 | $100.00 | 7/18/2011 8:39:21 PM |
Castelj | $55.00 | 7/19/2011 7:55:51 AM |
SPF | $100.00 | 7/19/2011 11:33:13 AM |
hss46 | $25.00 | 7/19/2011 11:47:15 AM |
worldly-investment333 | $50.00 | 7/19/2011 3:55:42 PM |
dblaz5 | $80.00 | 7/19/2011 5:07:11 PM |
radforj22 | $25.00 | 7/16/2011 12:38:52 PM |
uberrific | $100.00 | 7/7/2011 5:01:24 PM |
indomitable-coin | $25.00 | 7/7/2011 5:00:55 PM |
HamachiMan | $50.00 | 7/7/2011 5:01:36 PM |
adamnash | $25.00 | 7/7/2011 8:55:19 PM |
jdrez | $25.00 | 7/8/2011 5:22:44 AM |
Panna | $25.00 | 7/8/2011 5:38:07 AM |
economy-huckleberry0 | $25.00 | 7/11/2011 2:26:54 PM |
agalt | $25.00 | 7/12/2011 4:53:07 PM |
loyalty-sherpa | $25.00 | 7/13/2011 9:07:47 AM |
Harry | $25.00 | 7/13/2011 7:25:12 AM |
pearl13 | $100.00 | 7/14/2011 9:32:30 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:45 PM |
intelligent-treasure075 | $70.00 | 7/15/2011 7:22:46 PM |
einstein | $200.00 | 7/16/2011 2:33:07 AM |
hampa | $25.00 | 7/16/2011 6:33:01 AM |
investment-artist | $25.02 | 7/16/2011 8:56:17 AM |
TheCount | $25.00 | 7/16/2011 7:35:58 AM |
MoneyTree79 | $50.00 | 7/16/2011 10:37:55 AM |
runbix7 | $25.00 | 7/16/2011 10:04:30 AM |
nickel-position | $25.00 | 7/16/2011 11:24:05 AM |
MonkeyHero | $45.76 | 7/16/2011 9:35:08 AM |
coin-popcorn | $25.00 | 7/16/2011 9:50:09 AM |
C_Mark | $75.00 | 7/16/2011 2:16:27 PM |
liberty-society5 | $25.00 | 7/16/2011 8:20:39 PM |
Leopoldine | $25.00 | 7/16/2011 4:35:20 PM |
worlds-best-worth2 | $25.00 | 7/16/2011 11:49:24 PM |
knowledgeable-payment7 | $25.00 | 7/16/2011 11:55:21 PM |
brainy-greenback481 | $25.00 | 7/16/2011 7:58:35 PM |
green-truth-mermaid | $25.00 | 7/17/2011 7:57:58 AM |
blue111 | $46.00 | 7/17/2011 7:02:26 AM |
dollar-sonnet3 | $50.00 | 7/17/2011 10:43:06 AM |
rustysailor | $25.00 | 7/17/2011 8:30:32 AM |
liberty-point | $25.00 | 7/17/2011 10:18:02 AM |
dynrep | $50.00 | 7/17/2011 12:37:19 PM |
ccamp99 | $25.00 | 7/17/2011 2:47:52 PM |
virtuous-repayment | $50.00 | 7/17/2011 4:26:49 PM |
108lender | $400.00 | 7/17/2011 4:34:16 PM |
john2218 | $25.00 | 7/17/2011 3:14:17 PM |
blue-velocity-investor | $25.00 | 7/17/2011 5:09:28 PM |
GoldenGo4 | $76.57 | 7/17/2011 3:34:20 PM |
j2ee | $25.00 | 7/17/2011 3:47:11 PM |
triumphant-point5 | $50.00 | 7/17/2011 4:05:01 PM |
blissful-dollar3 | $500.00 | 7/18/2011 2:13:02 PM |
AFairDeal | $30.00 | 7/18/2011 5:07:20 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:24 PM |
Hartfelt | $30.00 | 7/18/2011 9:40:12 PM |
dinero-rumbler | $30.00 | 7/18/2011 8:33:46 PM |
Trapman13 | $50.00 | 7/19/2011 7:21:50 AM |
sgt-schultz | $25.00 | 7/19/2011 6:37:24 AM |
skuba | $75.00 | 7/19/2011 6:49:17 AM |
damage | $25.00 | 7/19/2011 9:57:24 AM |
MacAtk | $183.64 | 7/19/2011 10:54:00 AM |
profit-powerplant | $25.00 | 7/19/2011 12:02:31 PM |
crazyinjun | $25.00 | 7/19/2011 2:08:38 PM |
upbeat-finance8 | $25.00 | 7/19/2011 4:52:47 PM |
radiant-bazaar1 | $25.00 | 7/19/2011 3:53:47 PM |
Weaverville | $50.00 | 7/19/2011 4:08:03 PM |
aarons34 | $25.00 | 7/19/2011 3:45:22 PM |
noah88 | $25.00 | 7/19/2011 4:24:51 PM |
Havana21 | $50.00 | 7/19/2011 4:07:27 PM |
thriller451 | $43.98 | 7/19/2011 4:58:19 PM |
142 Investments
|
Borrower Payment Dependent Notes Series
515360
This series of Notes was issued and sold upon the funding of the borrower loan #51330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $181.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 31% |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,744 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dime-euphoria |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Higher Interest Debt
Purpose of loan:
This loan will be used to consolidate some higher interest credit card debt. The amount I currently pay off monthly in credit card debt is even more than the monthly payback would be, putting me in an ideal situation for easy repayment.
My financial situation:
I am a good candidate for this loan because I am an IT Professional at the University of Chicago in a high stable job position. I am also in a stable financial situation and would have no trouble repaying the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Veets | $125.00 | 7/14/2011 5:49:56 PM |
organized-payment6 | $50.00 | 7/8/2011 9:03:11 AM |
HamachiMan | $50.00 | 7/8/2011 9:03:19 AM |
Bank_Of_XL | $25.00 | 7/8/2011 9:12:43 AM |
proper-commitment5 | $25.00 | 7/9/2011 10:15:11 AM |
fortytwo | $250.00 | 7/9/2011 10:38:31 AM |
proper-commitment5 | $25.00 | 7/9/2011 10:25:52 AM |
agalt | $100.00 | 7/9/2011 11:41:42 AM |
thehousewife | $39.96 | 7/9/2011 6:08:19 PM |
Reddy_Capital | $36.00 | 7/10/2011 11:25:55 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:31 AM |
swissbanker | $25.00 | 7/11/2011 7:25:15 AM |
rescue | $100.00 | 7/11/2011 7:58:18 AM |
sandbreaker | $50.00 | 7/11/2011 5:03:53 PM |
foofightee | $25.00 | 7/12/2011 2:40:55 PM |
Harry | $25.00 | 7/13/2011 7:25:15 AM |
patriot897 | $25.00 | 7/13/2011 10:41:24 PM |
Boxster968 | $25.00 | 7/13/2011 8:12:17 PM |
friendinmoney | $25.00 | 7/13/2011 10:01:32 PM |
goldfinger3 | $50.00 | 7/14/2011 9:34:03 AM |
pearl13 | $100.00 | 7/14/2011 9:32:32 AM |
power-defender7 | $25.00 | 7/14/2011 3:28:24 PM |
MrBadExample | $84.00 | 7/14/2011 1:55:38 PM |
income-buffalo1 | $200.00 | 7/14/2011 3:29:14 PM |
adir1 | $25.00 | 7/15/2011 1:08:09 AM |
buffalobills | $25.00 | 7/15/2011 8:27:59 AM |
bradfid | $25.00 | 7/15/2011 7:33:45 AM |
Peterman | $25.00 | 7/15/2011 10:59:48 AM |
euro-deployment | $25.00 | 7/15/2011 9:04:05 AM |
grampy48 | $25.00 | 7/15/2011 11:19:24 AM |
MrBadExample | $38.00 | 7/15/2011 2:15:23 PM |
availableloan | $25.00 | 7/15/2011 1:27:38 PM |
SB94114 | $25.00 | 7/15/2011 5:40:56 PM |
BOZO88 | $25.00 | 7/15/2011 5:49:37 PM |
sri59 | $100.00 | 7/16/2011 11:14:03 AM |
Sneezie | $100.00 | 7/16/2011 12:31:10 PM |
credit-panda1 | $25.00 | 7/16/2011 11:56:56 AM |
Astyanax | $85.00 | 7/18/2011 2:59:34 PM |
dreamhope | $25.00 | 7/18/2011 3:30:34 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:31 PM |
jpac1066 | $100.00 | 7/18/2011 8:39:50 PM |
GElender | $40.00 | 7/19/2011 6:11:58 AM |
Saleen06 | $37.91 | 7/18/2011 9:40:12 PM |
Kessler | $28.17 | 7/19/2011 12:22:41 AM |
Castelj | $55.00 | 7/19/2011 7:58:36 AM |
sgt-schultz | $25.00 | 7/19/2011 6:38:42 AM |
credit-investor5 | $50.00 | 7/19/2011 7:46:05 AM |
Weiler63 | $115.60 | 7/19/2011 10:13:23 AM |
abundant-marketplace436 | $50.00 | 7/19/2011 9:55:05 AM |
BankofPete | $40.00 | 7/19/2011 10:42:01 AM |
euphoria8 | $25.00 | 7/19/2011 10:51:17 AM |
radforj22 | $25.00 | 7/16/2011 12:38:54 PM |
compoundinterest | $50.00 | 7/8/2011 9:03:32 AM |
indomitable-coin | $25.00 | 7/8/2011 9:02:42 AM |
uberrific | $100.00 | 7/8/2011 9:03:09 AM |
pound-balancer | $50.00 | 7/8/2011 9:02:56 AM |
pnace | $50.00 | 7/8/2011 9:03:26 AM |
ski bum | $100.00 | 7/8/2011 9:03:04 AM |
JustMee | $25.00 | 7/8/2011 12:14:50 PM |
jmeasn | $25.00 | 7/8/2011 8:39:19 PM |
fascinating-gold | $100.00 | 7/8/2011 5:46:50 PM |
Solid-Platinum | $100.00 | 7/8/2011 11:27:29 PM |
vutah | $25.00 | 7/9/2011 8:40:24 AM |
jubilant-trade6 | $25.00 | 7/9/2011 6:12:24 PM |
BxRealtor | $25.00 | 7/11/2011 10:02:14 AM |
a-responsible-return | $50.00 | 7/11/2011 10:02:19 AM |
economy-huckleberry0 | $25.00 | 7/11/2011 2:29:50 PM |
wwialnlgy | $100.00 | 7/11/2011 4:47:55 PM |
oskizzle | $25.00 | 7/13/2011 6:21:17 AM |
UTVolunteer | $100.00 | 7/13/2011 8:20:25 AM |
Mav26 | $60.00 | 7/13/2011 11:50:43 AM |
6moonbeams | $25.00 | 7/13/2011 1:55:34 PM |
loyalty-sherpa | $25.00 | 7/13/2011 5:18:41 PM |
greenback-seagull2 | $100.00 | 7/13/2011 5:09:09 PM |
velocity-onator | $25.00 | 7/13/2011 7:08:10 PM |
Agonbiew | $75.00 | 7/13/2011 9:38:27 PM |
thankful-nickel2 | $50.00 | 7/14/2011 8:25:15 AM |
damage | $25.00 | 7/14/2011 8:19:36 AM |
beachfunder | $25.00 | 7/14/2011 11:33:24 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:46 PM |
virtuous-repayment | $25.00 | 7/14/2011 3:35:52 PM |
gjm6d | $25.00 | 7/15/2011 3:51:44 PM |
finance-symphony7 | $50.00 | 7/16/2011 4:45:48 AM |
ams294 | $50.00 | 7/16/2011 7:09:07 AM |
credit-coach118 | $25.00 | 7/16/2011 8:43:57 AM |
bank-of-lomax | $50.00 | 7/16/2011 11:23:20 AM |
FoosMaster | $25.00 | 7/16/2011 10:25:47 AM |
agbullet55443 | $100.00 | 7/16/2011 9:23:50 PM |
rpg | $35.00 | 7/16/2011 3:44:08 PM |
justinology | $25.00 | 7/17/2011 3:53:18 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:41 PM |
bonus-sensai825 | $25.00 | 7/17/2011 7:46:06 PM |
rdrloan | $50.00 | 7/18/2011 2:08:35 PM |
gojackgo | $50.00 | 7/18/2011 10:56:43 AM |
yield-implementer8 | $26.42 | 7/18/2011 1:21:57 PM |
openness-antioxidant | $100.00 | 7/18/2011 12:11:01 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:06 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:26 PM |
jstnow | $25.00 | 7/18/2011 9:12:36 PM |
sparkling-contract7 | $25.00 | 7/19/2011 4:19:00 AM |
silver-dogwood4 | $25.00 | 7/19/2011 7:07:09 AM |
a-balance-surgeon | $50.00 | 7/18/2011 10:19:21 PM |
kdog99 | $100.00 | 7/19/2011 9:09:33 AM |
worldly-investment333 | $50.00 | 7/19/2011 9:33:10 AM |
market-network | $25.00 | 7/19/2011 10:53:20 AM |
RecoveryLender | $25.00 | 7/19/2011 10:55:41 AM |
liberty-pecan | $43.57 | 7/19/2011 10:56:08 AM |
thriller451 | $60.37 | 7/19/2011 11:01:30 AM |
108 Investments
|
Borrower Payment Dependent Notes Series
515388
This series of Notes was issued and sold upon the funding of the borrower loan #51415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $131.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $853 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-outpost0 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to: Consolidate my student and auto loans
My financial situation: I have savings built up and will be starting employment as a civil engineer on July 18, 2011
I am a good candidate for this loan because: I have an excellent credit history and have never been late on making payments on anything
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Veets | $125.00 | 7/14/2011 5:49:57 PM |
organized-payment6 | $50.00 | 7/8/2011 9:03:12 AM |
epicanthal | $25.00 | 7/8/2011 9:02:23 AM |
pound-balancer | $50.00 | 7/8/2011 9:02:56 AM |
indomitable-coin | $25.00 | 7/8/2011 9:02:43 AM |
ski bum | $100.00 | 7/8/2011 9:03:05 AM |
compoundinterest | $50.00 | 7/8/2011 9:03:33 AM |
jmeasn | $25.00 | 7/8/2011 8:39:20 PM |
SoCalIsHere | $25.00 | 7/9/2011 11:55:36 PM |
jubilant-trade6 | $25.00 | 7/10/2011 12:18:31 PM |
nickel-ferret | $50.00 | 7/11/2011 7:41:31 AM |
wwialnlgy | $100.00 | 7/11/2011 4:47:56 PM |
a-responsible-return | $50.00 | 7/11/2011 5:14:03 PM |
Harry | $25.00 | 7/13/2011 7:25:15 AM |
greenback-seagull2 | $100.00 | 7/13/2011 5:09:09 PM |
pearl13 | $100.00 | 7/14/2011 9:32:33 AM |
Peterman | $25.00 | 7/15/2011 10:59:48 AM |
singletrck | $25.00 | 7/15/2011 1:17:34 PM |
finance-symphony7 | $50.00 | 7/16/2011 4:51:03 AM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:41 PM |
respectful-integrity3 | $25.00 | 7/18/2011 5:36:41 AM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:07 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:31 PM |
sgt-schultz | $25.00 | 7/19/2011 6:39:06 AM |
profit-powerplant | $25.00 | 7/19/2011 12:02:32 PM |
a-restless-dollar | $25.00 | 7/19/2011 9:33:31 PM |
OnePoorDude | $27.89 | 7/20/2011 12:17:10 AM |
jarf | $25.00 | 7/19/2011 7:47:36 PM |
commerceasaurus-rex2 | $25.00 | 7/20/2011 7:01:43 AM |
radforj22 | $25.00 | 7/16/2011 12:38:54 PM |
uberrific | $100.00 | 7/8/2011 9:03:09 AM |
pnace | $50.00 | 7/8/2011 9:03:26 AM |
HamachiMan | $50.00 | 7/8/2011 9:42:25 AM |
Solid-Platinum | $100.00 | 7/8/2011 11:30:43 AM |
MarvintheMartian | $25.00 | 7/8/2011 10:48:32 AM |
fascinating-gold | $100.00 | 7/8/2011 5:47:04 PM |
rescue | $100.00 | 7/11/2011 9:10:04 AM |
economy-huckleberry0 | $25.00 | 7/11/2011 2:30:32 PM |
BxRealtor | $25.00 | 7/11/2011 3:04:31 PM |
benefit-banshee | $30.00 | 7/12/2011 12:02:21 PM |
6moonbeams | $25.00 | 7/13/2011 1:55:34 PM |
loyalty-sherpa | $25.00 | 7/13/2011 5:18:42 PM |
Brisket_Bob | $100.00 | 7/13/2011 6:43:48 PM |
damage | $25.00 | 7/14/2011 8:19:36 AM |
power-defender7 | $25.00 | 7/14/2011 3:38:11 PM |
virtuous-repayment | $25.00 | 7/14/2011 3:35:52 PM |
wild-orange | $100.00 | 7/16/2011 2:54:09 AM |
elvisloans | $25.00 | 7/16/2011 6:28:30 AM |
friendinmoney | $25.00 | 7/16/2011 7:15:30 AM |
goodhearted-basis4 | $25.00 | 7/18/2011 9:32:08 AM |
gojackgo | $50.00 | 7/18/2011 10:56:43 AM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:27 PM |
GElender | $40.00 | 7/19/2011 6:11:59 AM |
kdog99 | $100.00 | 7/19/2011 10:57:41 AM |
hss46 | $25.00 | 7/19/2011 11:47:16 AM |
AFairDeal | $30.00 | 7/19/2011 4:07:30 PM |
hostbank | $250.00 | 7/19/2011 8:03:30 PM |
income-buffalo1 | $200.00 | 7/19/2011 7:30:30 PM |
LandE2BG | $50.00 | 7/19/2011 7:43:22 PM |
magilla91 | $50.00 | 7/20/2011 4:10:34 AM |
jpac1066 | $100.00 | 7/19/2011 7:44:30 PM |
SlowGardener | $75.00 | 7/19/2011 8:11:42 PM |
social-turtle4 | $25.00 | 7/19/2011 9:19:15 PM |
cwegert | $55.73 | 7/20/2011 7:51:41 AM |
dvsmoney | $116.38 | 7/20/2011 7:53:42 AM |
janeybooboo | $50.00 | 7/19/2011 9:16:26 PM |
swingkid | $200.00 | 7/19/2011 11:31:36 PM |
greenback-guard | $25.00 | 7/20/2011 12:27:28 AM |
worldly-investment333 | $100.00 | 7/20/2011 7:13:40 AM |
69 Investments
|
Borrower Payment Dependent Notes Series
515488
This series of Notes was issued and sold upon the funding of the borrower loan #51433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-09-2011 |
Term:
| 60 months | | |
Listing End date:
| Jul-15-2011 |
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $293.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $378 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| fervent-worth5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My adoption418
Purpose of loan: Adoption
This loan will be used to...complete adoption
My financial situation: great
I am a good candidate for this loan because...
I am eligible for an adoption credit up to13k in year
adoption is finalized
Monthly net income: $ 6000
Monthly expenses: $ 2500
Housing: $ 1200
Insurance: $ 123
Car expenses: $ 430
Utilities: $ 160
Phone, cable, internet: $ 168
Food, entertainment: $ 300
Clothing, household expenses: $ 300
Credit cards and other loans: $ 120
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/9/2011 12:03:12 PM |
tnjohnso | $25.00 | 7/9/2011 12:15:23 PM |
jmeasn | $25.00 | 7/9/2011 12:16:33 PM |
tech310 | $50.00 | 7/9/2011 7:52:42 PM |
kind-charming-value | $1,500.00 | 7/9/2011 11:44:55 PM |
circle | $50.00 | 7/10/2011 9:49:02 PM |
reflective-rupee | $1,000.09 | 7/11/2011 3:05:41 PM |
dsgfl1 | $60.00 | 7/11/2011 7:05:58 PM |
Makingitrain | $25.00 | 7/12/2011 1:27:37 AM |
Bob450 | $25.00 | 7/12/2011 7:38:07 AM |
kingbob | $29.00 | 7/12/2011 10:07:33 AM |
janeybooboo | $49.00 | 7/12/2011 12:56:00 PM |
Investoman | $50.00 | 7/12/2011 12:38:31 PM |
diplomatic-wealth7 | $25.00 | 7/12/2011 3:53:17 PM |
AlternativeCashFlow | $25.00 | 7/12/2011 3:32:35 PM |
yf99yz | $40.00 | 7/12/2011 6:14:00 PM |
lalivn | $29.93 | 7/12/2011 10:15:52 PM |
melodious-openness | $1,000.00 | 7/12/2011 10:34:43 PM |
kind-diligent-coin | $25.00 | 7/13/2011 4:45:07 AM |
musegaze | $26.00 | 7/13/2011 7:04:21 AM |
kewgdns | $50.00 | 7/13/2011 12:08:05 PM |
BradP | $25.00 | 7/13/2011 3:43:21 PM |
icanhasloanz | $100.00 | 7/13/2011 9:23:32 PM |
bmodman | $31.83 | 7/14/2011 10:35:39 AM |
shneb | $100.00 | 7/14/2011 11:18:39 AM |
green-inventive-kindness | $53.69 | 7/14/2011 9:54:10 AM |
nickel-hickory | $100.00 | 7/14/2011 4:00:34 PM |
nickel-hickory | $100.00 | 7/14/2011 4:01:29 PM |
gothampark | $25.00 | 7/14/2011 5:09:13 PM |
vutah | $25.00 | 7/14/2011 7:53:12 PM |
thankful-nickel2 | $25.00 | 7/15/2011 6:06:22 AM |
finagler | $25.00 | 7/15/2011 8:24:43 AM |
nickel-hickory | $100.00 | 7/15/2011 9:38:42 AM |
nickel-hickory | $100.00 | 7/15/2011 9:38:48 AM |
klend4 | $27.82 | 7/15/2011 7:37:35 AM |
debt-legend | $25.00 | 7/15/2011 10:40:04 AM |
jonmars | $25.00 | 7/15/2011 9:58:07 AM |
burgeoning-marketplace4 | $58.44 | 7/15/2011 10:13:03 AM |
Sugarmama21 | $50.00 | 7/15/2011 2:48:40 PM |
cassperr | $25.00 | 7/15/2011 2:30:54 PM |
well-mannered-income3 | $80.00 | 7/15/2011 2:43:36 PM |
grampy48 | $25.00 | 7/15/2011 11:22:25 AM |
draggon77 | $25.00 | 7/15/2011 4:20:29 PM |
beachfunder | $50.00 | 7/15/2011 1:33:01 PM |
kind-charming-value | $337.95 | 7/15/2011 5:06:47 PM |
damage | $25.00 | 7/15/2011 3:03:05 PM |
simplelender80 | $100.00 | 7/9/2011 12:03:33 PM |
janeybooboo | $151.00 | 7/9/2011 12:22:29 PM |
leverage-monger | $25.00 | 7/11/2011 9:31:23 AM |
fortytwo | $100.00 | 7/11/2011 10:49:36 AM |
noble-economy | $25.00 | 7/11/2011 6:25:10 PM |
Dubbs360 | $25.00 | 7/12/2011 12:58:44 AM |
dws2380 | $25.00 | 7/12/2011 8:51:12 AM |
high_flyer | $150.00 | 7/12/2011 10:53:54 PM |
6moonbeams | $25.00 | 7/13/2011 1:55:38 PM |
moola-pillow | $200.00 | 7/13/2011 7:26:24 PM |
icanhasloanz | $100.00 | 7/13/2011 9:23:51 PM |
Kash2010lu | $25.00 | 7/13/2011 8:46:42 PM |
frooogal | $37.59 | 7/14/2011 12:58:48 AM |
red-power-pecan | $50.00 | 7/14/2011 8:21:31 AM |
reflective-greenback1 | $50.00 | 7/14/2011 1:31:49 PM |
loanman2007 | $200.00 | 7/14/2011 9:47:09 AM |
pearl13 | $100.00 | 7/14/2011 3:13:49 PM |
nickel-hickory | $100.00 | 7/14/2011 4:01:34 PM |
nickel-hickory | $100.00 | 7/14/2011 4:00:39 PM |
nickel-hickory | $100.00 | 7/14/2011 4:01:41 PM |
suave-dime6 | $25.00 | 7/14/2011 4:29:05 PM |
nickel-hickory | $100.00 | 7/14/2011 4:00:46 PM |
FinanceEngine | $30.00 | 7/14/2011 5:48:09 PM |
let_me_retire | $222.54 | 7/14/2011 6:58:24 PM |
peso-bonaza | $44.56 | 7/14/2011 7:57:09 PM |
Rogelio48 | $35.00 | 7/14/2011 8:26:00 PM |
Rider | $100.00 | 7/15/2011 8:57:09 AM |
bluehen00 | $61.30 | 7/15/2011 6:34:52 AM |
nickel-hickory | $110.00 | 7/15/2011 9:39:06 AM |
nickel-hickory | $100.00 | 7/15/2011 9:39:00 AM |
dedicated-diversification5 | $36.79 | 7/15/2011 10:41:12 AM |
excellent-loan8 | $25.00 | 7/15/2011 11:36:16 AM |
DasMula | $27.00 | 7/15/2011 12:38:42 PM |
surge9 | $200.00 | 7/15/2011 10:46:53 AM |
lalivn | $70.47 | 7/15/2011 1:25:48 PM |
market-pudding | $25.00 | 7/15/2011 2:17:12 PM |
wlm3012 | $50.00 | 7/15/2011 3:58:06 PM |
balanced-balance6 | $25.00 | 7/15/2011 12:04:40 PM |
mammalian4 | $25.00 | 7/15/2011 4:27:59 PM |
ddog0224 | $25.00 | 7/15/2011 12:48:36 PM |
B1-Lancer | $100.00 | 7/15/2011 4:22:04 PM |
Legally_Blonde | $50.00 | 7/15/2011 2:54:32 PM |
aztocas | $50.00 | 7/15/2011 3:51:13 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
515524
This series of Notes was issued and sold upon the funding of the borrower loan #51386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-09-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 56% |
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,288 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bazaar-resonance2 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Currently, I am an active duty Army officer and would like to try to consolidate my debts before I finish my enlistment in the next few years. I feel I'm a great candidate because I do not have any late payments.
My wife and I were married at a young age, and struggled financially in the beginning our our marriage, which is where most of the debt was accrued due to being right out of basic and at a low pay grade. My wife made the move from California to Kansas to be with me and took awhile to find a stable job. We would love to be able to consolidate our debt so we can make one payment a month instead of multiple payments so we can save more each month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 7/9/2011 12:03:33 PM |
Investor_DP | $100.00 | 7/9/2011 12:03:00 PM |
profit-powerplant | $25.00 | 7/9/2011 12:16:57 PM |
reflective-rupee | $200.09 | 7/9/2011 1:26:07 PM |
CA-Lender | $75.07 | 7/9/2011 1:30:30 PM |
lendstats_com | $300.00 | 7/9/2011 1:10:22 PM |
DHolly | $25.00 | 7/9/2011 6:28:09 PM |
tech310 | $50.00 | 7/9/2011 7:51:05 PM |
diligent-peace9 | $200.00 | 7/9/2011 9:41:43 PM |
houli123 | $500.00 | 7/10/2011 10:12:26 AM |
Wangchuk | $25.00 | 7/10/2011 11:28:44 AM |
AlternativeCashFlow | $25.00 | 7/10/2011 2:20:00 PM |
sturdy-peace9 | $100.00 | 7/10/2011 10:52:07 PM |
Kash2010lu | $25.00 | 7/11/2011 4:30:58 AM |
social-hunter5 | $50.00 | 7/11/2011 6:51:35 AM |
hidavehi | $26.00 | 7/11/2011 4:49:38 AM |
Investoman | $50.00 | 7/11/2011 6:20:49 AM |
greencat | $50.00 | 7/11/2011 2:24:31 PM |
economy-huckleberry0 | $25.00 | 7/11/2011 2:38:42 PM |
finance-solo | $25.00 | 7/12/2011 5:18:34 PM |
Amber_Stone | $100.00 | 7/12/2011 6:55:18 PM |
Horse-Lender | $25.01 | 7/12/2011 5:20:41 PM |
Legally_Blonde | $46.75 | 7/12/2011 6:58:53 PM |
melodious-openness | $1,000.00 | 7/12/2011 10:19:17 PM |
Amber_Stone | $80.39 | 7/13/2011 4:06:17 AM |
intrepid-loot | $25.00 | 7/13/2011 6:10:21 AM |
suave-dime6 | $25.00 | 7/13/2011 6:06:41 AM |
Bob450 | $25.00 | 7/13/2011 7:33:45 AM |
first-favorite-bonus9 | $25.00 | 7/9/2011 12:14:36 PM |
alexgalt | $25.00 | 7/9/2011 2:01:44 PM |
bullish2bearish | $70.00 | 7/9/2011 3:11:47 PM |
zone6 | $100.00 | 7/9/2011 6:20:36 PM |
Wangchuk | $25.01 | 7/9/2011 7:00:38 PM |
justasoldier | $200.00 | 7/9/2011 8:02:27 PM |
loanman2007 | $200.00 | 7/10/2011 7:22:23 AM |
InChicago | $50.00 | 7/10/2011 7:32:31 AM |
yf99yz | $45.00 | 7/10/2011 10:57:19 PM |
important-openness1 | $100.00 | 7/11/2011 3:17:31 AM |
SolarMoonshine | $25.00 | 7/11/2011 10:15:06 AM |
well-mannered-income3 | $30.00 | 7/11/2011 1:29:19 PM |
LuvToLend | $25.00 | 7/11/2011 2:57:39 PM |
proud-pound4 | $25.00 | 7/11/2011 4:17:46 PM |
awesome-silver | $105.72 | 7/12/2011 3:00:43 AM |
sdcc72 | $25.00 | 7/12/2011 1:15:54 PM |
Military-2-Military | $1,000.00 | 7/12/2011 3:51:12 PM |
nickel-hickory | $100.00 | 7/12/2011 4:00:10 PM |
leball | $25.00 | 7/12/2011 4:59:23 PM |
nickel-hickory | $100.00 | 7/12/2011 4:00:15 PM |
high_flyer | $100.00 | 7/12/2011 10:51:34 PM |
kind-diligent-coin | $25.00 | 7/13/2011 4:37:59 AM |
worth-blanket2 | $1,770.96 | 7/13/2011 8:13:09 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
515580
This series of Notes was issued and sold upon the funding of the borrower loan #51346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,800.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $165.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,519 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| loan-pipeline2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
2011 Unexpected Costs Loan
Purpose of loan:
This loan will be used to pay for unexpected costs associated with a family matter.
My financial situation:
I am a good candidate for this loan because I have been a civil service employee with steady and stable income for almost 2 years. Prior to that I was in the US Army for 10 years, and have been employed continuously for over 12 years. I have not been late on any payments for anything in over 10 years. I have paid off several loans or lines of credit within the past 5 years, including two vehicle loans, often repaying them in full early.
Monthly net income: $4500
Monthly expenses: $4260
Housing: $1295
Insurance: $145
Car expenses: $410
Gas: $200
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses (Child Care): $960
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $500.00 | 7/11/2011 5:29:08 PM |
reflective-rupee | $500.09 | 7/11/2011 10:28:53 PM |
loanman2007 | $250.00 | 7/12/2011 6:37:22 AM |
lowrater | $50.90 | 7/12/2011 7:55:38 AM |
calmfunds | $500.00 | 7/12/2011 8:39:16 AM |
kingbob | $25.00 | 7/12/2011 10:01:12 AM |
SolarMoonshine | $25.00 | 7/12/2011 10:09:24 AM |
Kash2010lu | $25.00 | 7/12/2011 10:14:50 AM |
Reddy_Capital | $25.00 | 7/12/2011 9:07:20 PM |
nethosters | $28.70 | 7/12/2011 11:08:14 PM |
yf99yz | $45.00 | 7/12/2011 6:10:57 PM |
shrewd-income | $200.00 | 7/12/2011 6:17:15 PM |
vkb1982 | $72.95 | 7/13/2011 7:37:38 AM |
determined-nickel30 | $25.00 | 7/13/2011 6:28:16 AM |
jpac1066 | $100.00 | 7/13/2011 6:54:40 AM |
EretzCapital | $150.00 | 7/13/2011 7:05:48 AM |
Christophe | $25.00 | 7/13/2011 7:12:37 AM |
illinois_joe | $60.64 | 7/13/2011 7:22:45 AM |
icon7 | $25.00 | 7/13/2011 7:35:19 AM |
diligent-peace9 | $50.00 | 7/11/2011 9:00:45 PM |
CA-Lender | $125.07 | 7/11/2011 10:08:05 PM |
DHolly | $25.00 | 7/12/2011 6:00:11 AM |
restless-dime | $25.00 | 7/12/2011 9:26:16 AM |
innovator2 | $50.00 | 7/12/2011 10:14:16 AM |
AlternativeCashFlow | $25.00 | 7/12/2011 3:31:43 PM |
proud-pound4 | $62.50 | 7/12/2011 3:38:30 PM |
phoenix08 | $25.00 | 7/12/2011 5:40:48 PM |
VJ_Financial | $50.02 | 7/12/2011 7:47:21 PM |
melodious-openness | $500.00 | 7/12/2011 10:10:07 PM |
tigercat | $50.00 | 7/12/2011 6:28:34 PM |
loot-supporter2 | $25.00 | 7/13/2011 1:39:46 AM |
fireferd | $25.00 | 7/12/2011 10:56:40 PM |
FinanceEngine | $30.00 | 7/12/2011 11:36:51 PM |
wodude | $25.00 | 7/13/2011 6:09:43 AM |
kind-diligent-coin | $25.00 | 7/13/2011 4:34:04 AM |
loanman2007 | $24.13 | 7/13/2011 8:09:28 AM |
Tahoeman | $25.00 | 7/13/2011 7:19:07 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
515656
This series of Notes was issued and sold upon the funding of the borrower loan #51412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-20-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,789 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| sweet-interest78 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving and Debt Consolidation
Purpose of loan:
This loan will be used to consolidate some credit card debt as well as assist in moving costs for an upcoming job opportunity.
My financial situation:
I am a good candidate for this loan because I will be able to repay the loan in under a year due to future income expectations. I need the capital now to help with expenses.
Monthly net income: $3000 (pending job opportunity)
Monthly expenses: $1800 (estimation)
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
oath163 | $30.00 | 7/19/2011 10:48:51 AM |
diligent-peace9 | $25.00 | 7/11/2011 1:20:32 PM |
secureincome | $250.00 | 7/19/2011 6:54:11 AM |
goalieman688 | $91.20 | 7/19/2011 10:16:48 AM |
profit-powerplant | $25.00 | 7/19/2011 12:02:40 PM |
pearl13 | $50.00 | 7/19/2011 10:44:18 AM |
GiftViftdotcom | $25.00 | 7/19/2011 12:09:09 PM |
TakeCare | $50.00 | 7/19/2011 4:13:58 PM |
dynrep | $50.00 | 7/19/2011 3:51:24 PM |
MichaelProsper | $25.00 | 7/19/2011 4:51:56 PM |
john2218 | $25.00 | 7/19/2011 5:08:31 PM |
pworld | $50.00 | 7/19/2011 8:11:31 PM |
melodious-openness | $100.00 | 7/19/2011 7:13:09 PM |
ddoneday | $25.00 | 7/20/2011 4:39:37 AM |
a-restless-dollar | $25.00 | 7/19/2011 9:28:57 PM |
musegaze | $50.00 | 7/19/2011 9:55:28 PM |
Pitufo | $25.00 | 7/19/2011 10:30:54 PM |
kind-diligent-coin | $25.00 | 7/20/2011 4:35:03 AM |
organized-power3 | $28.00 | 7/20/2011 5:16:15 AM |
runbix7 | $25.00 | 7/20/2011 2:09:30 AM |
payment-wonder2 | $25.00 | 7/20/2011 6:02:33 AM |
ultimate-peace | $250.00 | 7/12/2011 4:13:22 AM |
jkeller4000 | $25.00 | 7/15/2011 5:49:51 AM |
VJ_Financial | $26.32 | 7/18/2011 12:11:16 PM |
CreditBuilder2 | $50.00 | 7/18/2011 1:25:16 PM |
sgt-schultz | $35.00 | 7/19/2011 6:15:14 AM |
manatee21 | $50.00 | 7/19/2011 8:46:08 AM |
thenadamgoes | $26.11 | 7/19/2011 10:29:09 AM |
lovely-greenback4 | $25.00 | 7/19/2011 11:10:09 AM |
studio3d | $41.83 | 7/19/2011 11:23:37 AM |
the-discrete-income | $25.00 | 7/19/2011 3:47:58 PM |
meteoric-asset4 | $25.00 | 7/19/2011 12:42:28 PM |
revenue-magnolia | $46.15 | 7/19/2011 2:35:39 PM |
jdwillcox | $70.00 | 7/19/2011 4:06:22 PM |
treasure-hunter270 | $25.00 | 7/19/2011 4:34:10 PM |
powerlifter275 | $25.00 | 7/19/2011 6:04:15 PM |
worth-topper4 | $25.00 | 7/19/2011 4:07:17 PM |
DreDub | $50.00 | 7/19/2011 7:17:41 PM |
SoCalIsHere | $25.00 | 7/19/2011 9:27:09 PM |
RockpointCapital | $100.00 | 7/19/2011 7:21:17 PM |
pietro_torna_indietro | $25.00 | 7/19/2011 11:41:11 PM |
Investoman | $50.00 | 7/19/2011 7:08:04 PM |
anarchy1985 | $25.00 | 7/20/2011 2:53:22 AM |
williamdkit | $88.45 | 7/19/2011 8:04:53 PM |
worldly-investment333 | $115.39 | 7/20/2011 7:11:28 AM |
KMB78 | $25.00 | 7/19/2011 9:54:08 PM |
rutzebach | $50.00 | 7/19/2011 10:17:22 PM |
greenkid | $25.00 | 7/19/2011 9:48:57 PM |
Kerrysbay | $50.00 | 7/20/2011 12:25:37 AM |
Rashanir | $25.00 | 7/20/2011 2:36:57 AM |
bigdees | $26.55 | 7/20/2011 5:40:05 AM |
jpac1066 | $25.00 | 7/20/2011 5:51:17 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
515700
This series of Notes was issued and sold upon the funding of the borrower loan #51361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-12-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 25% |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,757 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agreement-mushroom1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
my consolidation
Purpose of loan: debt consolidation
This loan will be used to...pay off credit card
My financial situation: good
I am a good candidate for this loan because...I have paid all loans in the past.
Monthly net income: $4800
Monthly expenses: $100
Housing: $2500
Insurance: $125
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
income-awakening6 | $25.00 | 7/11/2011 5:03:13 PM |
simplelender80 | $100.00 | 7/11/2011 5:03:38 PM |
Investor_DP | $100.00 | 7/11/2011 5:03:32 PM |
bullish2bearish | $80.00 | 7/11/2011 6:11:11 PM |
diligent-peace9 | $150.00 | 7/11/2011 9:02:13 PM |
janeybooboo | $49.00 | 7/11/2011 9:05:57 PM |
Wangchuk | $30.00 | 7/11/2011 8:10:54 PM |
golffish2 | $25.00 | 7/12/2011 4:01:00 AM |
genuine-dime | $200.00 | 7/12/2011 4:28:17 AM |
terrific-dough6 | $100.00 | 7/12/2011 8:12:19 AM |
social-hunter5 | $25.00 | 7/12/2011 6:49:57 AM |
reflective-rupee | $400.09 | 7/12/2011 6:51:38 AM |
taltman | $25.00 | 7/12/2011 9:39:31 AM |
p2p-mover0 | $26.00 | 7/12/2011 10:42:38 AM |
penny-surgeon | $25.00 | 7/12/2011 11:01:34 AM |
return-cluster991 | $50.00 | 7/12/2011 11:04:43 AM |
JustMee | $25.00 | 7/11/2011 5:12:26 PM |
janeybooboo | $51.00 | 7/11/2011 9:06:11 PM |
profit-powerplant | $25.00 | 7/11/2011 11:06:52 PM |
wkeboarder21 | $50.00 | 7/12/2011 3:30:31 AM |
Whipster | $60.00 | 7/12/2011 7:57:23 AM |
scrappy-diversification7 | $2,000.00 | 7/12/2011 7:54:28 AM |
grotheik | $30.00 | 7/12/2011 8:08:58 AM |
chad-bro-chill | $30.00 | 7/12/2011 9:36:06 AM |
SolarMoonshine | $25.00 | 7/12/2011 9:59:55 AM |
well-mannered-income3 | $40.00 | 7/12/2011 10:22:14 AM |
buffalobills | $25.00 | 7/12/2011 9:45:29 AM |
diversification-enlistment | $25.00 | 7/12/2011 9:50:27 AM |
drluong | $50.00 | 7/12/2011 11:08:09 AM |
CA-Lender | $1.36 | 7/12/2011 11:23:26 AM |
dedicated-diversification5 | $72.55 | 7/12/2011 10:48:52 AM |
favorite-commerce | $30.00 | 7/12/2011 10:02:21 AM |
kind-charming-value | $1,000.00 | 7/12/2011 10:19:01 AM |
ag-ventures | $25.00 | 7/12/2011 10:42:45 AM |
RyanJY | $25.00 | 7/12/2011 11:10:02 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
515818
This series of Notes was issued and sold upon the funding of the borrower loan #51373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-11-2011 |
Term:
| 60 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $274.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 820-839 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,075 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jumpin_jack |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 51 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $16,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Nov-2009)
760-779
(Aug-2008)
|
Principal balance:
| $3,044.38 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Remodeling the Kitchen
This loan will be fund a kitchen remodel that will include new countertops and fixture upgrades (we are refinishing the cabinets)
I have had two prosper loans at this point and am back here because I love the business model. A home equity loan would be my better option, but like a lot of folks, my home equity has been diminished by the collapse of the inflated housing market. I like that this site is an alternative to the institutions that supported the speculative behavior that created the bubble . Please view my past listings and review my credit situation. I will be happy to answer any individual questions regarding my finances.
I net 3260 a month. My expenses are as follows:
Mortgage 1200
Car Ins 75
Other Prosper Loan 192 (payoff Nov 2012)
Credit card 50 (I usually pay more)
Cable 118 (I like TV, what can I say)
Phone 82
This loan will roll in right where my paid off Prosper loan was in my budget. You will get a sure thing and I will get an updated kitchen!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-balancer | $50.00 | 7/12/2011 9:54:11 PM |
ski bum | $100.00 | 7/11/2011 5:03:25 PM |
compoundinterest | $50.00 | 7/11/2011 5:03:48 PM |
uberrific | $100.00 | 7/11/2011 5:03:29 PM |
sflawya | $25.00 | 7/11/2011 5:02:25 PM |
MoneyForNothing | $87.41 | 7/11/2011 5:11:21 PM |
MarvintheMartian | $35.00 | 7/11/2011 5:15:21 PM |
thankful-nickel2 | $50.00 | 7/11/2011 6:15:30 PM |
janeybooboo | $200.00 | 7/11/2011 8:54:56 PM |
FinDoc | $25.00 | 7/12/2011 12:58:39 AM |
Feyenoord | $25.00 | 7/12/2011 1:18:22 AM |
fortytwo | $100.00 | 7/12/2011 11:42:43 AM |
vutah | $25.00 | 7/13/2011 5:42:10 AM |
economy-huckleberry0 | $25.00 | 7/13/2011 2:32:26 PM |
seanickson | $25.00 | 7/13/2011 6:30:52 PM |
dlenz | $25.00 | 7/14/2011 5:43:25 AM |
Pickmar | $25.00 | 7/14/2011 4:41:52 AM |
hellasow | $50.00 | 7/14/2011 8:06:35 AM |
John_Galt | $25.00 | 7/14/2011 10:15:38 AM |
pearl13 | $100.00 | 7/14/2011 9:32:48 AM |
power-defender7 | $43.20 | 7/14/2011 3:50:39 PM |
gaiusceasar | $25.00 | 7/14/2011 2:10:37 PM |
jasonrun | $34.10 | 7/14/2011 8:40:31 PM |
seabass123 | $27.50 | 7/15/2011 10:59:54 AM |
Peterman | $25.00 | 7/15/2011 11:00:00 AM |
108lender | $75.00 | 7/15/2011 5:17:29 PM |
einstein | $200.00 | 7/17/2011 7:06:59 PM |
6moonbeams | $25.00 | 7/17/2011 5:35:38 PM |
us957165 | $50.00 | 7/17/2011 6:50:32 PM |
peso-mate | $50.00 | 7/17/2011 7:34:58 PM |
Astyanax | $150.00 | 7/17/2011 7:10:18 PM |
sgt-schultz | $25.00 | 7/18/2011 6:35:05 AM |
availableloan | $25.00 | 7/17/2011 9:51:51 PM |
saltymt | $25.00 | 7/17/2011 9:17:26 PM |
Leopoldine | $50.00 | 7/18/2011 8:26:28 AM |
lending_well | $74.00 | 7/18/2011 10:15:06 AM |
loan-galaxy6 | $500.00 | 7/18/2011 8:15:10 AM |
ect_2k20 | $25.00 | 7/18/2011 11:58:46 AM |
Johnab | $25.03 | 7/18/2011 9:02:11 AM |
investment-artist | $25.02 | 7/18/2011 12:52:57 PM |
RLaumeyer | $25.00 | 7/18/2011 9:21:04 AM |
Oak-Parker | $25.94 | 7/18/2011 2:11:11 PM |
coin-lesson3 | $100.00 | 7/18/2011 11:06:43 AM |
exuberant-dime | $25.00 | 7/18/2011 10:16:44 AM |
LendingP2P | $100.00 | 7/18/2011 4:18:08 PM |
intelligent-moola1 | $25.00 | 7/18/2011 3:10:14 PM |
GoldenGo4 | $149.37 | 7/18/2011 4:49:46 PM |
bentheredunthat | $240.75 | 7/18/2011 7:30:41 PM |
Fake_Name | $66.65 | 7/18/2011 10:30:14 PM |
MoneyTree79 | $50.00 | 7/18/2011 6:53:13 PM |
sflash | $25.00 | 7/18/2011 6:18:01 PM |
power-bluebird2 | $25.00 | 7/18/2011 7:00:00 PM |
radiobuda | $50.00 | 7/18/2011 8:38:04 PM |
enchanted-truth264 | $25.00 | 7/18/2011 7:02:48 PM |
first-dinero-paladin | $50.00 | 7/18/2011 9:18:12 PM |
Snoopylover | $25.00 | 7/18/2011 9:59:14 PM |
reflective-rupee | $500.09 | 7/18/2011 11:58:43 PM |
freedom3 | $3,011.33 | 7/19/2011 5:35:22 AM |
Veets | $125.00 | 7/14/2011 5:50:04 PM |
investment-artist | $25.01 | 7/11/2011 5:03:46 PM |
pnace | $50.00 | 7/11/2011 5:04:12 PM |
MoneyForNothing | $50.00 | 7/11/2011 5:00:53 PM |
JustMee | $50.00 | 7/11/2011 5:11:32 PM |
indomitable-coin | $25.00 | 7/11/2011 5:04:18 PM |
Abstract | $50.00 | 7/11/2011 5:03:08 PM |
organized-payment6 | $50.00 | 7/11/2011 5:03:31 PM |
income-awakening6 | $25.00 | 7/11/2011 5:04:55 PM |
wwialnlgy | $100.00 | 7/11/2011 5:17:12 PM |
caring-hope2 | $100.00 | 7/11/2011 6:23:44 PM |
nickel-ferret | $25.00 | 7/12/2011 9:14:31 AM |
janeybooboo | $25.00 | 7/12/2011 12:57:24 PM |
colorfulgardener | $25.00 | 7/12/2011 4:31:31 PM |
first-serene-credit | $25.00 | 7/12/2011 3:03:47 PM |
income-encore1 | $25.00 | 7/12/2011 5:15:05 PM |
Harry | $25.00 | 7/13/2011 7:25:29 AM |
happy-loyalty | $25.00 | 7/13/2011 9:10:20 AM |
tacopants | $250.00 | 7/13/2011 9:33:49 AM |
rescue | $100.00 | 7/13/2011 3:27:17 PM |
113121 | $100.00 | 7/13/2011 6:46:34 PM |
HamachiMan | $50.00 | 7/13/2011 5:18:27 PM |
mrreynol | $35.00 | 7/13/2011 9:01:23 PM |
jubilant-trade6 | $50.00 | 7/13/2011 10:39:46 PM |
wise-alluring-penny | $100.00 | 7/14/2011 6:47:18 AM |
astute-fairness0 | $25.00 | 7/14/2011 8:49:01 AM |
BxRealtor | $25.00 | 7/14/2011 9:14:06 AM |
heavenly-interest9 | $100.00 | 7/14/2011 1:49:44 PM |
3_boyz | $75.00 | 7/14/2011 1:28:39 PM |
virtuous-repayment | $25.00 | 7/14/2011 3:36:01 PM |
bmbanzai | $25.00 | 7/17/2011 7:57:51 PM |
payment-halo | $25.00 | 7/17/2011 9:09:57 PM |
fascinating-value4 | $100.00 | 7/17/2011 8:23:21 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:30:56 PM |
mrpowers5531 | $31.20 | 7/17/2011 8:31:33 PM |
payout-flag6 | $100.00 | 7/18/2011 8:44:49 AM |
bsmtloan | $200.00 | 7/18/2011 9:00:57 AM |
peso-tiramisu | $25.00 | 7/18/2011 7:06:10 AM |
john0720 | $32.35 | 7/18/2011 7:39:57 AM |
seanickson | $25.00 | 7/18/2011 8:24:04 AM |
economy-popcorn | $25.00 | 7/18/2011 6:11:16 AM |
tutnyce | $100.00 | 7/18/2011 10:29:21 AM |
economy-caper9 | $25.00 | 7/18/2011 11:43:18 AM |
moola-accelerator6 | $50.00 | 7/18/2011 11:58:21 AM |
buddy486 | $25.00 | 7/18/2011 12:56:17 PM |
COtheBeast | $25.00 | 7/18/2011 2:05:35 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:25 PM |
Pickmar | $25.00 | 7/18/2011 10:46:50 AM |
CreditBuilder2 | $150.00 | 7/18/2011 1:19:40 PM |
cashasaurus0 | $100.00 | 7/18/2011 1:29:35 PM |
jules3304 | $25.00 | 7/18/2011 1:39:15 PM |
pietro_torna_indietro | $46.88 | 7/18/2011 1:43:40 PM |
Gordon_Gekko1 | $30.00 | 7/18/2011 6:20:52 PM |
dudebrah | $25.00 | 7/18/2011 5:12:01 PM |
bid-carrier0 | $25.00 | 7/18/2011 5:17:20 PM |
DackoDenk | $25.00 | 7/18/2011 5:33:53 PM |
natural-worth9 | $500.00 | 7/18/2011 8:28:38 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:42 PM |
buffalobills | $25.00 | 7/18/2011 5:50:06 PM |
BigBag | $29.17 | 7/18/2011 10:06:09 PM |
Yankeehill | $25.00 | 7/18/2011 7:06:31 PM |
jcw3rd | $25.00 | 7/18/2011 7:21:25 PM |
cash-cymbal | $25.00 | 7/18/2011 7:36:11 PM |
bid-plato6 | $500.00 | 7/18/2011 9:25:05 PM |
bjr01 | $25.00 | 7/19/2011 12:04:52 AM |
fortytwo | $500.00 | 7/18/2011 11:06:16 PM |
124 Investments
|
Borrower Payment Dependent Notes Series
515942
This series of Notes was issued and sold upon the funding of the borrower loan #51397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 3m |
Amount delinquent:
| $445 |
Total credit lines:
| 16 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,671 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| lakeozarks_mister |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Bills
Purpose of loan:
This loan will be used to...Pay Off Medical Bills
My financial situation:
I am a good candidate for this loan because...I work very hard to pay my bills on time.
Monthly net income: $1100.00
Monthly expenses: $150
Housing: $0
Insurance: $0
Car expenses: $35
Utilities: $127
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
simplelender80 | $100.00 | 7/12/2011 9:03:49 AM |
Investor_DP | $100.00 | 7/12/2011 9:03:35 AM |
Investoman | $50.00 | 7/12/2011 12:38:35 PM |
worth-blanket2 | $4,250.00 | 7/13/2011 8:13:45 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
516036
This series of Notes was issued and sold upon the funding of the borrower loan #51350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 57% |
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,484 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| Bratt79 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 40 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,300.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2010)
600-619
(Apr-2010)
620-639
(Aug-2008)
|
Principal balance:
| $1,922.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 40 | | |
Description
Tiny Toes
Purpose of loan:
This loan will be used to... start IVF treatments for a baby. We have been unsuccessful in adding a new addition to our family and will use this loan to start IVF treatments.
My financial situation:
I am a good candidate for this loan because... I have held my job for 3 years now, have had 2 previous loans, 1 paid in full EARLY and 1 still current NEVER MISSED A PAYMENT! I am married and with 2 incomes our monthly income is 3,000.
Monthly net income: $3000.00
Monthly expenses: $
Housing: $761.00
Insurance: $119.00
Car expenses: $285.00
Utilities: $90.00
Phone, cable, internet: $80.00
Food, entertainment: $100.00
Clothing, household expenses: $25.00
Credit cards and other loans: $200.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $40.00 | 7/12/2011 9:02:41 AM |
lendstats_com | $300.00 | 7/12/2011 9:12:09 AM |
MoneyForNothing | $25.00 | 7/12/2011 9:09:01 AM |
NekHoldings | $25.00 | 7/12/2011 9:15:03 AM |
Feyenoord | $25.00 | 7/12/2011 9:13:04 AM |
Mikale360 | $25.00 | 7/12/2011 10:37:44 AM |
loanman2007 | $175.00 | 7/12/2011 9:18:40 AM |
thehousewife | $25.00 | 7/12/2011 12:49:05 PM |
chameleon125 | $25.00 | 7/12/2011 2:29:26 PM |
reflective-rupee | $200.09 | 7/12/2011 12:58:59 PM |
currency-bumblebee | $25.00 | 7/12/2011 4:34:16 PM |
loan-master1 | $25.00 | 7/12/2011 7:09:52 PM |
yf99yz | $40.00 | 7/12/2011 6:12:45 PM |
Amber_Stone | $31.31 | 7/12/2011 6:53:55 PM |
VJ_Financial | $26.02 | 7/12/2011 7:49:01 PM |
hidavehi | $25.11 | 7/12/2011 7:07:30 PM |
kind-diligent-coin | $25.00 | 7/13/2011 4:38:39 AM |
mikeandcat | $101.00 | 7/13/2011 5:03:39 AM |
payout-bridge | $25.00 | 7/13/2011 1:10:19 AM |
loot-supporter2 | $25.00 | 7/13/2011 1:47:53 AM |
FarmersBank | $25.83 | 7/13/2011 7:16:12 AM |
principal-laser | $50.00 | 7/13/2011 5:16:18 AM |
trumpeter5 | $34.00 | 7/13/2011 8:36:38 AM |
x-lender | $50.00 | 7/13/2011 1:05:26 PM |
restless-dime | $25.00 | 7/13/2011 10:18:07 AM |
FinanceEngine | $25.00 | 7/13/2011 3:18:16 PM |
baker31 | $50.00 | 7/13/2011 1:34:50 PM |
I-Believe-In-You | $27.89 | 7/13/2011 3:43:59 PM |
investment-daydream | $25.00 | 7/12/2011 10:26:41 AM |
RoZu_Lending | $1,000.00 | 7/12/2011 9:55:26 AM |
CA-Lender | $75.07 | 7/12/2011 9:30:13 AM |
Kash2010lu | $25.00 | 7/12/2011 10:08:30 AM |
ronin4sale | $25.00 | 7/12/2011 12:44:21 PM |
first-serene-credit | $25.00 | 7/12/2011 2:53:35 PM |
Gregger | $25.00 | 7/12/2011 12:50:06 PM |
Moe87 | $25.00 | 7/12/2011 4:41:07 PM |
supreme-hope | $25.00 | 7/12/2011 4:08:48 PM |
thorough-yield1 | $51.42 | 7/12/2011 4:43:18 PM |
the-respectful-transaction | $50.00 | 7/12/2011 4:41:05 PM |
proper-revenue7 | $25.00 | 7/12/2011 5:18:17 PM |
clean-fund | $25.00 | 7/12/2011 8:08:44 PM |
shawnw2 | $104.89 | 7/12/2011 8:53:05 PM |
melodious-openness | $200.00 | 7/12/2011 10:13:39 PM |
CommunityArts_Non-profit | $35.00 | 7/13/2011 12:33:45 AM |
skillful-asset5 | $30.00 | 7/12/2011 6:05:23 PM |
DasMula | $27.00 | 7/13/2011 4:18:57 AM |
zone6 | $59.36 | 7/13/2011 6:16:38 AM |
EretzCapital | $25.00 | 7/13/2011 7:10:35 AM |
american-investor | $50.00 | 7/13/2011 4:44:35 AM |
Bob450 | $25.00 | 7/13/2011 7:32:50 AM |
fireferd | $60.00 | 7/13/2011 11:22:57 AM |
web284 | $50.00 | 7/13/2011 9:51:53 AM |
marwadi-62 | $200.00 | 7/13/2011 12:55:32 PM |
shawnw2 | $49.00 | 7/13/2011 10:29:24 AM |
orbital-return316 | $25.00 | 7/13/2011 3:37:44 PM |
shrewd-income | $75.00 | 7/13/2011 3:52:12 PM |
yield-hut | $157.01 | 7/13/2011 3:52:49 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
516078
This series of Notes was issued and sold upon the funding of the borrower loan #51379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jul-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $129.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 11% |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,577 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| pshs_2000 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 21 ( 95% )
| 740-759 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 5% )
| 520-539
(May-2006)
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Moving east in west Texas
This loan will be used to cover moving expenses due to job relocation. My estimated moving expenses are $4000 (security deposit, first/last month's rent, utility deposits, rental truck & supplies, loading/unloading). I may have to break my lease.
Monthly net income=$3100
Housing/utilities=$950
Car ins=$80
Health ins=$200
Phone, cable, internet=$100
Food, entertainment=$150
Clothing, household=$75
Gas=$100
Student loans=$575
Tithes=$390
I?ve worked full time at the health department as an infectious disease nurse for ~2 yrs. I?ve a long history with Proper.com. Got my first loan in 2006 & paid it off EARLY in 2008. I became a lender until I moved to Texas (investing not allowed). When I realized that I would not be able to save up enough in time for this move, I knew I could turn to the Prosper community for help once again. I have a stable job & my living expenses will be decreasing after I move. I will repay this loan on time (most likely early).
Thanks 4 reading!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Veets | $125.00 | 7/14/2011 5:50:07 PM |
organized-payment6 | $50.00 | 7/13/2011 9:04:18 AM |
MoneyForNothing | $27.07 | 7/13/2011 9:13:49 AM |
jmeasn | $25.00 | 7/13/2011 9:02:12 AM |
uberrific | $100.00 | 7/13/2011 9:04:14 AM |
pnace | $50.00 | 7/13/2011 9:04:45 AM |
jsnryn | $38.44 | 7/14/2011 7:00:28 AM |
thankful-nickel2 | $50.00 | 7/14/2011 8:20:52 AM |
pearl13 | $100.00 | 7/14/2011 9:32:54 AM |
virtuous-repayment | $25.00 | 7/14/2011 3:36:05 PM |
engaging-worth | $25.00 | 7/14/2011 4:12:34 PM |
Boxster968 | $25.00 | 7/14/2011 5:52:01 PM |
jgar_O | $25.00 | 7/15/2011 2:55:28 PM |
wild-orange | $200.00 | 7/16/2011 3:00:37 AM |
reflective-rupee | $25.09 | 7/16/2011 5:27:42 AM |
pioneer580 | $45.25 | 7/16/2011 1:14:05 AM |
HomerdohNY | $25.00 | 7/16/2011 5:12:08 AM |
Sneezie | $100.00 | 7/16/2011 12:31:19 PM |
wise-eloquent-yield | $25.00 | 7/16/2011 1:34:41 PM |
Tradesmanlender | $35.00 | 7/16/2011 1:59:57 PM |
jubilant-trade6 | $50.00 | 7/17/2011 9:48:44 AM |
6moonbeams | $25.00 | 7/17/2011 5:35:47 PM |
Feyenoord | $25.00 | 7/17/2011 9:51:21 PM |
Chesterite | $25.00 | 7/18/2011 9:13:53 AM |
fenpark15 | $25.00 | 7/18/2011 11:57:37 AM |
Astyanax | $100.00 | 7/18/2011 2:48:52 PM |
hidavehi | $33.00 | 7/18/2011 4:11:53 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:36 PM |
UTVolunteer | $400.00 | 7/18/2011 4:01:49 PM |
wwwUniversal | $25.00 | 7/18/2011 5:02:47 PM |
yield-hut | $21.05 | 7/18/2011 5:04:13 PM |
ski bum | $100.00 | 7/13/2011 9:04:07 AM |
compoundinterest | $50.00 | 7/13/2011 9:04:35 AM |
indomitable-coin | $25.00 | 7/13/2011 9:07:22 AM |
wwialnlgy | $51.78 | 7/13/2011 3:48:49 PM |
serene-capital | $25.00 | 7/13/2011 5:32:08 PM |
r48 | $38.00 | 7/13/2011 5:18:33 PM |
Billfred | $25.00 | 7/13/2011 5:31:07 PM |
penny-finder | $25.17 | 7/13/2011 9:01:21 PM |
first-serene-credit | $25.00 | 7/13/2011 10:44:50 PM |
Pickmar | $25.00 | 7/14/2011 4:47:58 AM |
atlas100 | $50.00 | 7/14/2011 12:30:44 PM |
rescue | $100.00 | 7/14/2011 4:23:25 PM |
balance-transformer3 | $50.00 | 7/14/2011 5:08:03 PM |
ryan6853 | $25.00 | 7/14/2011 6:37:37 PM |
cash-vault | $25.00 | 7/15/2011 4:32:12 AM |
Peterman | $25.00 | 7/15/2011 11:00:08 AM |
Oak-Parker | $26.00 | 7/15/2011 11:45:47 AM |
fortytwo | $100.00 | 7/15/2011 5:23:19 PM |
loyalist1 | $200.00 | 7/16/2011 4:23:05 AM |
finance-symphony7 | $50.00 | 7/16/2011 4:52:44 AM |
SolarMoonshine | $25.00 | 7/16/2011 7:55:05 AM |
bughead | $25.00 | 7/16/2011 10:29:39 AM |
HamachiMan | $50.00 | 7/16/2011 12:14:21 PM |
famous-bill | $25.00 | 7/16/2011 12:30:38 PM |
principal-star | $50.00 | 7/16/2011 1:21:42 PM |
marwadi-62 | $100.00 | 7/16/2011 1:26:20 PM |
BxRealtor | $25.00 | 7/16/2011 12:15:33 PM |
virtuous-repayment | $50.00 | 7/17/2011 4:59:30 PM |
lostontheedge | $25.00 | 7/18/2011 4:56:08 AM |
liberty-cocktail6 | $58.65 | 7/18/2011 7:26:28 AM |
ansky127 | $25.50 | 7/18/2011 7:00:51 AM |
goodhearted-basis4 | $25.00 | 7/18/2011 9:32:07 AM |
loan-galaxy6 | $500.00 | 7/18/2011 8:04:28 AM |
Reddy_Capital | $25.00 | 7/18/2011 4:50:03 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
516232
This series of Notes was issued and sold upon the funding of the borrower loan #51369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1978 |
Debt/Income ratio:
| 10% |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 18y 2m |
Amount delinquent:
| $11,563 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,862 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-engine3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MF
Purpose of loan:
This loan will be used to...By a bed, bed foundation and bed frame
My financial situation:
I am a good candidate for this loan because...I am expecting a large cash flow in December 2011, which will allow me to pay this off early. I also do not carry much revolving credit like this.
Monthly net income: $5000
Monthly expenses: $300
Housing: $1500
Insurance: $400
Car expenses: $250
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $1,453.16 | 7/19/2011 4:34:22 PM |
Investor_DP | $100.00 | 7/13/2011 5:02:53 PM |
simplelender80 | $100.00 | 7/13/2011 5:02:59 PM |
Investoman | $50.00 | 7/15/2011 6:49:32 AM |
reflective-rupee | $200.09 | 7/15/2011 12:56:59 PM |
fortytwo | $100.00 | 7/15/2011 5:23:24 PM |
otto1939 | $51.00 | 7/15/2011 2:37:44 PM |
handy-justice | $50.00 | 7/15/2011 6:12:12 PM |
a-finance-nirvana | $25.00 | 7/16/2011 4:16:08 AM |
Dubbs360 | $25.00 | 7/16/2011 12:15:08 PM |
villagers | $50.00 | 7/17/2011 10:39:56 AM |
6moonbeams | $25.00 | 7/17/2011 5:35:55 PM |
wealth-fighter3 | $25.00 | 7/18/2011 12:26:13 PM |
suave-dime6 | $25.00 | 7/18/2011 4:48:41 PM |
GCInvestments | $25.00 | 7/18/2011 7:09:03 PM |
calimanusa | $35.32 | 7/18/2011 11:20:36 PM |
manatee21 | $60.00 | 7/19/2011 8:51:45 AM |
sgt-schultz | $35.00 | 7/19/2011 6:15:02 AM |
dynamic-platinum | $25.00 | 7/19/2011 6:49:12 AM |
SolarMoonshine | $25.00 | 7/19/2011 9:56:32 AM |
worth-arch | $50.00 | 7/19/2011 10:16:25 AM |
treasure-brigade | $25.00 | 7/19/2011 10:14:29 AM |
iamwhatiam | $25.00 | 7/19/2011 10:39:31 AM |
jybank | $50.00 | 7/19/2011 11:00:44 AM |
honorable-yield | $25.00 | 7/19/2011 10:47:50 AM |
Millertime_496 | $59.00 | 7/19/2011 10:50:10 AM |
pearl13 | $100.00 | 7/14/2011 3:14:01 PM |
diplomatic-wealth7 | $25.00 | 7/15/2011 6:04:06 PM |
the-reliable-trade | $100.00 | 7/17/2011 4:01:57 PM |
moola-accelerator6 | $35.00 | 7/18/2011 12:01:40 PM |
CreditBuilder2 | $100.00 | 7/18/2011 1:32:28 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:57:44 PM |
availableloan | $25.00 | 7/18/2011 5:01:05 PM |
LendingPimp | $50.00 | 7/19/2011 12:40:05 AM |
red-favorable-basis | $25.00 | 7/18/2011 8:58:23 PM |
hollysee | $60.00 | 7/18/2011 9:05:57 PM |
afterhours | $25.00 | 7/18/2011 10:49:07 PM |
secureincome | $1,000.00 | 7/19/2011 6:46:22 AM |
DasMula | $27.00 | 7/19/2011 6:48:53 AM |
Velit | $25.00 | 7/19/2011 7:40:38 AM |
Bob450 | $25.00 | 7/19/2011 7:54:53 AM |
terrific-dough6 | $100.00 | 7/19/2011 10:15:02 AM |
frogperson | $100.00 | 7/19/2011 7:24:06 AM |
velocity-motivator6 | $25.00 | 7/19/2011 10:22:28 AM |
unequaled-ore | $25.00 | 7/19/2011 10:28:45 AM |
cbllender | $25.00 | 7/19/2011 10:49:43 AM |
money-yeller | $84.43 | 7/19/2011 10:29:00 AM |
ITExec | $100.00 | 7/19/2011 10:38:20 AM |
return-seeker85 | $100.00 | 7/19/2011 10:39:51 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
516242
This series of Notes was issued and sold upon the funding of the borrower loan #51356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 80% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 9m |
Amount delinquent:
| $381 |
Total credit lines:
| 26 |
Occupation: | Homemaker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,083 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| important-vigilance8 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
kelya
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $20,000
Monthly expenses: $500.00
Housing: $none
Insurance: $1,000
Car expenses: $120.00
Utilities: $70.00
Phone, cable, internet: $100.00
Food, entertainment: $150.00
Clothing, household expenses: $
Credit cards and other loans: $15.000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/14/2011 5:02:33 PM |
simplelender80 | $100.00 | 7/14/2011 5:02:45 PM |
Investoman | $50.00 | 7/15/2011 6:49:35 AM |
handy-justice | $50.00 | 7/15/2011 6:12:15 PM |
alexgalt | $25.00 | 7/16/2011 6:01:44 PM |
economy-coup | $100.00 | 7/18/2011 12:57:53 AM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:31 PM |
newest-organic-rupee | $25.00 | 7/19/2011 10:24:27 AM |
sappy02 | $75.00 | 7/19/2011 10:22:22 AM |
GiftViftdotcom | $25.00 | 7/19/2011 12:09:30 PM |
pure-note0 | $25.99 | 7/19/2011 1:43:44 PM |
worth-blanket2 | $5,375.92 | 7/19/2011 4:42:52 PM |
pearl13 | $100.00 | 7/16/2011 9:02:09 AM |
reflective-rupee | $25.09 | 7/16/2011 12:44:21 PM |
suave-dime6 | $25.00 | 7/18/2011 4:48:29 PM |
a-discrete-cash | $50.00 | 7/18/2011 5:02:52 PM |
sgt-schultz | $40.00 | 7/19/2011 6:14:44 AM |
capital-halo1 | $1,000.00 | 7/19/2011 6:23:50 AM |
musegaze | $45.00 | 7/19/2011 8:56:57 AM |
Weaverville | $25.00 | 7/19/2011 9:18:20 AM |
gold-cluster | $50.00 | 7/19/2011 2:59:47 PM |
SDKiwi | $25.00 | 7/19/2011 1:25:53 PM |
qsolo | $63.00 | 7/19/2011 2:10:07 PM |
TakeCare | $50.00 | 7/19/2011 4:08:52 PM |
24 Investments
|
Borrower Payment Dependent Notes Series
516266
This series of Notes was issued and sold upon the funding of the borrower loan #51352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-13-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 12
/
10 | Length of status: | 0y 2m |
Amount delinquent:
| $6,195 |
Total credit lines:
| 44 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sivaram98 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 51 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
640-659
(May-2010)
660-679
(Dec-2007)
680-699
(Nov-2006)
|
Principal balance:
| $5,657.96 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Debt consolidation loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $5,000.00 | 7/13/2011 5:02:16 PM |
LittleMingo | $30.00 | 7/13/2011 5:02:58 PM |
RoZu_Lending | $638.70 | 7/13/2011 5:02:51 PM |
first-favorite-bonus9 | $25.00 | 7/13/2011 5:08:56 PM |
Moe87 | $25.70 | 7/13/2011 5:56:24 PM |
Investor_DP | $100.00 | 7/13/2011 5:02:35 PM |
investment-daydream | $150.00 | 7/13/2011 6:19:29 PM |
simplelender80 | $100.00 | 7/13/2011 5:03:00 PM |
Basset_Hound_Investments | $25.00 | 7/13/2011 5:34:56 PM |
NekHoldings | $25.00 | 7/13/2011 6:26:24 PM |
Kash2010lu | $25.00 | 7/13/2011 5:56:25 PM |
virtuous-coin | $35.80 | 7/13/2011 6:28:12 PM |
thorough-yield1 | $40.00 | 7/13/2011 6:44:15 PM |
r48 | $25.00 | 7/13/2011 5:16:54 PM |
Billfred | $25.00 | 7/13/2011 5:43:36 PM |
transparency-baton | $25.00 | 7/13/2011 5:07:20 PM |
MoneyForNothing | $50.00 | 7/13/2011 5:02:38 PM |
kind-charming-value | $1,000.00 | 7/13/2011 5:06:23 PM |
SolarMoonshine | $50.00 | 7/13/2011 5:26:15 PM |
deepblue34 | $30.00 | 7/13/2011 6:19:15 PM |
MoneyForNothing | $50.00 | 7/13/2011 5:03:34 PM |
grampy48 | $25.00 | 7/13/2011 6:43:03 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
516360
This series of Notes was issued and sold upon the funding of the borrower loan #51389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| blissful-deal4 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for a second chance...
Purpose of loan:
This loan will be used for a surgical procedure
My financial situation:
I am a good candidate for this loan because I have finally been able to pay off all my debt that was accured during a bad divorce. I have a good job history. Even though I have been with this employer for a little over a year, I held my previous employment for 11 years. I do not plan on leaving this job, and have actually been promoted recently. Since I am a single mom, I moved in with my parents so that they can help me with my 9 year old while I go to school part time. Please give me this second chance and assist me in being able to rebuild my credit.
Monthly net income: $2300.00
Monthly expenses: $0
Housing: $0 (live with parents)
Insurance: $113
Car expenses: $335
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses (fuel): $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,104.91 | 7/19/2011 4:44:01 PM |
Investor_DP | $100.00 | 7/14/2011 9:02:54 AM |
Track-Layer | $100.00 | 7/14/2011 4:27:54 PM |
greencat | $50.00 | 7/15/2011 7:19:13 AM |
reflective-rupee | $100.00 | 7/15/2011 12:52:01 PM |
fortytwo | $250.00 | 7/15/2011 5:29:32 PM |
alexgalt | $25.00 | 7/15/2011 7:01:44 PM |
zorg77 | $50.00 | 7/15/2011 5:42:22 PM |
handy-justice | $50.00 | 7/15/2011 6:12:15 PM |
mrxtravis | $25.00 | 7/16/2011 12:58:12 AM |
well-mannered-income3 | $30.00 | 7/16/2011 4:59:48 AM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:31 PM |
Veets | $250.00 | 7/19/2011 2:33:43 PM |
diligent-peace9 | $25.00 | 7/14/2011 9:31:52 AM |
Scotcha | $50.00 | 7/14/2011 9:45:58 AM |
simplelender80 | $100.00 | 7/14/2011 9:03:18 AM |
payout-hammock1 | $50.00 | 7/14/2011 4:17:49 PM |
first-favorite-bonus9 | $25.00 | 7/14/2011 4:17:56 PM |
Investoman | $50.00 | 7/15/2011 6:49:35 AM |
reflective-rupee | $200.09 | 7/15/2011 12:51:41 PM |
EBITDA | $25.00 | 7/15/2011 5:25:49 PM |
jkeller4000 | $25.00 | 7/15/2011 6:00:43 PM |
pearl13 | $100.00 | 7/16/2011 9:02:08 AM |
musegaze | $100.00 | 7/19/2011 8:56:57 AM |
Weaverville | $25.00 | 7/19/2011 9:18:19 AM |
sgt-schultz | $40.00 | 7/19/2011 7:16:36 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
516370
This series of Notes was issued and sold upon the funding of the borrower loan #51326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-14-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
1 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $103 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| powerful-listing8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Good borrower, very little expenses
Purpose of loan: This loan will be used to purchase a Motorcycle and fix my car
My financial situation:
Currently, I am back in the finance industry in the strongest, fastest growing financial institution and have not incurred any bills. This loan will not only help me to purchase the things I want but will also help me to build my credit back up. The score is not bad, but I need more payment history.
I did get one small credit card, but I keep the balance below 20% and pay it off monthly. I am doing everything right..I just need a little assistance.
Monthly net income: $1780
Monthly expenses: $0
Housing: $0
Insurance: $50
Car expenses: $0
Utilities: $0
Phone, cable, internet: $70
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $15
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,800.00 | 7/14/2011 5:04:03 PM |
Investor_DP | $100.00 | 7/14/2011 5:02:41 PM |
simplelender80 | $100.00 | 7/14/2011 5:02:46 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
516380
This series of Notes was issued and sold upon the funding of the borrower loan #51329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,700.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jul-14-2011 |
Term:
| 12 months | | |
Listing End date:
| Jul-14-2011 |
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 34.11% |
Monthly payment:
| $256.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 12.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 20% |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,274 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| fearless-market5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan: Consolidate debt, pay off small debits within 1 year
This loan will be used to...pay off smaller payment accounts
My financial situation:
I am a good candidate for this loan because...I make all monthly payments before due dates
Monthly net income: $1650-1890
Monthly expenses: $200
Housing: $0
Insurance: $350 yearly
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/14/2011 5:02:41 PM |
simplelender80 | $100.00 | 7/14/2011 5:02:46 PM |
payout-flag6 | $50.00 | 7/14/2011 5:02:10 PM |
reward-motion | $31.48 | 7/14/2011 5:02:11 PM |
daekpon | $30.00 | 7/14/2011 5:02:19 PM |
worth-blanket2 | $2,388.52 | 7/14/2011 5:04:21 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
516408
This series of Notes was issued and sold upon the funding of the borrower loan #51395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 10m |
Amount delinquent:
| $4,128 |
Total credit lines:
| 30 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $75,797 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| autonomous-principal5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Clinical Laboratory Scientist
Purpose of loan:
This loan will be used to...consolidate debts due to divorce
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5700
Monthly expenses: $
Housing: $1595
Insurance: $85
Car expenses: $250
Utilities: $10
Phone, cable, internet: $240
Food, entertainment: $400
Clothing, household expenses: $32
Credit cards and other loans: $850
Other expenses: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/14/2011 5:02:32 PM |
worth-blanket2 | $5,000.00 | 7/14/2011 5:05:19 PM |
Investoman | $50.00 | 7/15/2011 6:49:36 AM |
loanman2007 | $75.00 | 7/15/2011 7:14:33 AM |
proud-pound4 | $37.50 | 7/15/2011 8:18:12 AM |
justsk8tingby | $30.00 | 7/15/2011 7:43:56 AM |
glroark | $50.00 | 7/15/2011 1:23:01 PM |
diversification-renaissance3 | $50.00 | 7/15/2011 2:17:18 PM |
EBITDA | $25.00 | 7/15/2011 5:25:49 PM |
orange-leverage-phoenix | $50.00 | 7/15/2011 3:56:01 PM |
IASKGOD | $25.00 | 7/15/2011 7:33:26 PM |
sri59 | $100.00 | 7/16/2011 11:10:34 AM |
credit-elation1 | $25.00 | 7/16/2011 8:50:00 PM |
Zipcut | $25.00 | 7/17/2011 7:47:52 PM |
healingangel22 | $25.00 | 7/18/2011 10:25:28 AM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:31 PM |
SecondChanceLendingSERV | $25.00 | 7/19/2011 5:56:41 AM |
umfan123 | $25.00 | 7/19/2011 6:02:20 AM |
credit-missile | $45.19 | 7/19/2011 8:08:00 AM |
cbivitz | $125.00 | 7/19/2011 8:14:19 AM |
vishal29 | $25.00 | 7/19/2011 10:21:06 AM |
Weaverville | $25.00 | 7/19/2011 9:18:20 AM |
simplelender80 | $100.00 | 7/14/2011 5:02:47 PM |
alexgalt | $25.00 | 7/14/2011 7:01:03 PM |
reflective-rupee | $300.09 | 7/14/2011 6:52:05 PM |
168RichCapital | $25.07 | 7/15/2011 6:38:46 AM |
Bob450 | $25.00 | 7/14/2011 8:58:05 PM |
Bill88 | $25.00 | 7/15/2011 8:38:02 AM |
credit-missile | $54.81 | 7/15/2011 9:27:57 AM |
well-mannered-income3 | $40.00 | 7/15/2011 2:44:18 PM |
aztocas | $50.00 | 7/15/2011 3:54:03 PM |
surge9 | $100.00 | 7/15/2011 11:44:00 AM |
handy-justice | $50.00 | 7/15/2011 6:12:16 PM |
yf99yz | $35.00 | 7/15/2011 9:16:26 PM |
abundant-benefit4 | $25.00 | 7/16/2011 7:39:21 AM |
pearl13 | $100.00 | 7/16/2011 9:02:09 AM |
Gandalf0001 | $25.00 | 7/16/2011 4:06:32 PM |
shrewd-income | $100.00 | 7/17/2011 8:29:31 AM |
janeybooboo | $25.00 | 7/17/2011 3:17:38 PM |
janeybooboo | $25.00 | 7/17/2011 3:17:31 PM |
diligent-moola9 | $25.00 | 7/17/2011 3:32:51 PM |
icanhasloanz | $25.00 | 7/18/2011 12:29:03 AM |
icanhasloanz | $25.00 | 7/18/2011 12:29:23 AM |
first-dinero-paladin | $50.00 | 7/18/2011 9:33:58 PM |
sgt-schultz | $40.00 | 7/19/2011 6:47:33 AM |
abundant-marketplace436 | $50.00 | 7/19/2011 9:51:15 AM |
fuzed | $25.00 | 7/19/2011 9:02:25 AM |
nickel-hickory | $100.00 | 7/19/2011 9:44:59 AM |
liberty-pecan | $50.00 | 7/19/2011 10:54:47 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
516470
This series of Notes was issued and sold upon the funding of the borrower loan #51348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $82.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 800-819 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,364 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-transaction-star |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expansion Opportunities
Purpose of loan:
I have been operating my pet photography business on a part-time basis with basic professional-grade equipment. I have been presented with two great opportunities later this summer, but will need to acquire some additional equipment to accept the jobs. One assignment is with a regional non-profit while the other is with the local branch of a national company.
My financial situation:
I am a good candidate for this loan because I continue to pay all my bills on time as I take my part-time business full-time. I have a great credit report.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
uberrific | $100.00 | 7/15/2011 9:02:37 AM |
investment-artist | $25.00 | 7/15/2011 9:34:15 AM |
ski bum | $100.00 | 7/15/2011 9:02:31 AM |
organized-payment6 | $50.00 | 7/15/2011 9:02:39 AM |
wild-orange | $100.00 | 7/15/2011 11:12:51 AM |
pnace | $50.00 | 7/15/2011 5:12:57 PM |
fortytwo | $100.00 | 7/15/2011 5:23:52 PM |
goodhearted-basis4 | $25.00 | 7/16/2011 1:02:35 AM |
indomitable-coin | $25.00 | 7/16/2011 12:02:50 PM |
a-responsible-return | $50.00 | 7/16/2011 2:12:16 PM |
pound-balancer | $50.00 | 7/16/2011 12:14:19 PM |
Brown98 | $25.00 | 7/16/2011 4:48:12 PM |
caring-hope2 | $100.00 | 7/16/2011 8:24:56 PM |
marwadi-62 | $100.00 | 7/17/2011 7:41:14 AM |
TFAD72 | $25.00 | 7/18/2011 7:13:36 AM |
loan-galaxy6 | $500.00 | 7/18/2011 8:05:24 AM |
kinetic-social | $26.00 | 7/18/2011 10:33:35 AM |
rbgnr111 | $25.00 | 7/18/2011 11:57:09 AM |
JaceSpade | $25.00 | 7/18/2011 1:08:34 PM |
Crie | $200.00 | 7/18/2011 11:48:35 AM |
economy-huckleberry0 | $25.00 | 7/18/2011 11:58:13 AM |
Teesh | $50.00 | 7/18/2011 1:01:38 PM |
hcs1977 | $100.00 | 7/15/2011 6:32:01 PM |
hcs1977 | $0.23 | 7/18/2011 2:13:51 PM |
compoundinterest | $50.00 | 7/15/2011 9:02:49 AM |
tzvie | $25.00 | 7/15/2011 10:37:32 AM |
Peterman | $25.00 | 7/15/2011 11:00:29 AM |
pearl13 | $100.00 | 7/15/2011 2:18:29 PM |
stevenm8 | $25.00 | 7/15/2011 7:45:16 PM |
elvisloans | $25.00 | 7/16/2011 6:26:43 AM |
cwegert | $28.77 | 7/16/2011 8:02:47 AM |
PLending | $50.00 | 7/16/2011 8:07:30 AM |
Lender_1972 | $45.00 | 7/16/2011 8:28:13 AM |
principal-star | $25.00 | 7/16/2011 1:22:20 PM |
rpg | $25.00 | 7/16/2011 4:03:26 PM |
klemer | $25.00 | 7/16/2011 5:13:23 PM |
Solid-Platinum | $25.00 | 7/17/2011 12:12:27 AM |
RicheyRich | $25.00 | 7/17/2011 2:28:44 AM |
engaging-worth | $25.00 | 7/17/2011 4:54:57 AM |
virtuous-repayment | $50.00 | 7/17/2011 5:28:10 PM |
6moonbeams | $25.00 | 7/17/2011 5:36:12 PM |
northphoto | $25.00 | 7/18/2011 6:16:13 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
516486
This series of Notes was issued and sold upon the funding of the borrower loan #51312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 19.50% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 9.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 28% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 21
/
18 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,720 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pound-baker5 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan:
This loan will be used to pay for medical expenses
My financial situation:
I am a good candidate for this loan because I have a long credit history and consistently pay as required.
Monthly net income: $5,388
Monthly expenses: $ 2,453
Housing: $ 564
Insurance: $ 183
Car expenses: $544
Utilities: $ 200
Phone, cable, internet: $ 162
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 300
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-charming-value | $1,000.00 | 7/15/2011 5:07:35 PM |
reflective-rupee | $400.09 | 7/16/2011 3:23:24 AM |
Something-Corporate | $25.00 | 7/16/2011 9:45:55 AM |
thankful-nickel2 | $25.00 | 7/16/2011 7:09:32 AM |
Rogelio48 | $25.00 | 7/16/2011 12:22:11 PM |
alexgalt | $25.00 | 7/16/2011 6:01:15 PM |
bav280 | $45.00 | 7/16/2011 6:11:37 PM |
wlm3012 | $30.00 | 7/17/2011 10:31:47 AM |
loss-of-control | $45.00 | 7/17/2011 5:18:48 PM |
exchange-squirrel | $25.00 | 7/17/2011 4:24:42 PM |
glroark | $75.00 | 7/18/2011 7:16:51 AM |
Whipster | $30.00 | 7/18/2011 1:40:15 PM |
baker31 | $50.35 | 7/18/2011 3:00:24 PM |
point-gusto2 | $56.22 | 7/18/2011 3:40:05 PM |
let_me_retire | $50.00 | 7/18/2011 4:22:43 PM |
golden-market2 | $80.00 | 7/16/2011 4:40:13 AM |
DasMula | $27.00 | 7/16/2011 8:46:41 AM |
periko | $33.18 | 7/16/2011 12:13:55 PM |
Free-the-usa-1776 | $25.00 | 7/17/2011 9:22:40 AM |
loanman2007 | $25.00 | 7/17/2011 3:27:10 PM |
diligent-moola9 | $25.09 | 7/17/2011 3:35:03 PM |
yons88 | $30.00 | 7/17/2011 3:26:13 PM |
myduck | $25.00 | 7/18/2011 3:56:18 PM |
tigercat | $50.00 | 7/18/2011 4:23:54 PM |
fascinating-gold | $123.33 | 7/18/2011 1:11:24 PM |
Astyanax | $100.00 | 7/18/2011 2:28:55 PM |
sweetlan | $25.07 | 7/18/2011 2:55:54 PM |
a-discrete-cash | $24.67 | 7/18/2011 5:01:53 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
516510
This series of Notes was issued and sold upon the funding of the borrower loan #51463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $215,447 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-caring-return |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2010)
|
Principal balance:
| $4,980.82 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
My loan
Purpose of loan: Debt Consolidation
This loan will be used to...pay down some debt
My financial situation:
I am a good candidate for this loan because...I already have a small prosper loan with roughly a $5500 balance maybe (don't know for sure) with auto debit and never a payment past it's due date in the maybe 18 mos i've had the loan. I make very good income but i'm in a situation that requires me to pay down some debt rather quickly. i'm also waiting on a 30K tax refund that has been delayed but i'll have it in 6 weeks or so. I have also never been more than 30 days late on any loan since November of 2001.
Monthly net income: $18500
Monthly expenses:
Housing: $4354
Insurance: $100
Car expenses: $386
Utilities: $400
Phone, cable, internet: $240
Food, entertainment: $700
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
radforj22 | $25.00 | 7/15/2011 5:14:28 PM |
Investor_DP | $100.00 | 7/15/2011 9:02:22 AM |
ski bum | $100.00 | 7/15/2011 9:02:35 AM |
worth-blanket2 | $5,000.00 | 7/15/2011 9:32:20 AM |
profit-powerplant | $25.00 | 7/15/2011 11:02:26 AM |
hillerod | $25.15 | 7/15/2011 12:32:10 PM |
Solid-Platinum | $25.00 | 7/15/2011 12:51:12 PM |
Imperativity | $25.00 | 7/15/2011 1:04:12 PM |
pearl13 | $100.00 | 7/15/2011 2:11:15 PM |
janeybooboo | $50.50 | 7/15/2011 2:54:37 PM |
Bob450 | $28.00 | 7/15/2011 4:09:45 PM |
credit-kahuna | $50.00 | 7/15/2011 3:06:11 PM |
x-lender | $80.00 | 7/15/2011 3:07:50 PM |
vigorous-velocity | $100.00 | 7/15/2011 8:33:45 PM |
heavenly-interest9 | $100.00 | 7/15/2011 10:05:02 PM |
Feyenoord | $25.00 | 7/15/2011 10:12:12 PM |
sweetlan | $25.07 | 7/15/2011 7:57:09 PM |
PaulW | $25.00 | 7/16/2011 4:48:30 AM |
handshake5 | $89.31 | 7/16/2011 1:07:57 AM |
loyalist1 | $200.00 | 7/16/2011 4:23:06 AM |
janeybooboo | $25.00 | 7/16/2011 7:49:00 PM |
jubilant-trade6 | $50.00 | 7/17/2011 9:48:58 AM |
benefit-trident | $25.00 | 7/17/2011 4:47:58 AM |
the-reliable-trade | $100.00 | 7/17/2011 4:02:07 PM |
efficient-treasure0 | $25.00 | 7/17/2011 7:31:10 PM |
6moonbeams | $25.00 | 7/17/2011 5:36:15 PM |
economy-coup | $100.00 | 7/18/2011 12:57:54 AM |
britgsb | $50.00 | 7/18/2011 1:08:39 AM |
wanna-help | $50.00 | 7/18/2011 1:29:26 PM |
loanman2007 | $25.00 | 7/18/2011 9:51:34 AM |
dollar-sonnet3 | $49.00 | 7/18/2011 2:14:58 PM |
successful-agreement7 | $100.00 | 7/18/2011 2:58:03 PM |
generous-deal6 | $50.00 | 7/18/2011 5:42:59 PM |
cash-reaction2 | $50.00 | 7/18/2011 6:52:32 PM |
lagnisiruk | $25.00 | 7/19/2011 1:03:12 AM |
freedom3 | $2,000.00 | 7/19/2011 5:31:06 AM |
sgt-schultz | $30.00 | 7/19/2011 6:55:02 AM |
interstellar | $57.43 | 7/19/2011 5:32:13 AM |
Weaverville | $25.00 | 7/19/2011 9:18:21 AM |
worth-arch | $25.00 | 7/19/2011 10:21:08 AM |
transaction-animal8 | $25.00 | 7/19/2011 10:33:55 AM |
elfincove | $25.00 | 7/19/2011 10:36:28 AM |
resolute-basis9 | $51.80 | 7/19/2011 10:57:10 AM |
bkmrkr | $50.00 | 7/19/2011 11:49:28 AM |
good4loan | $25.00 | 7/19/2011 2:21:07 PM |
a-responsible-return | $50.00 | 7/19/2011 3:42:18 PM |
LakeShoreLending | $25.00 | 7/19/2011 5:33:41 PM |
enchanted-truth264 | $25.00 | 7/19/2011 5:21:36 PM |
svandgts | $25.00 | 7/19/2011 5:37:11 PM |
gothampark | $25.00 | 7/19/2011 5:36:46 PM |
worth-blanket2 | $2,500.00 | 7/19/2011 4:30:53 PM |
SimpleChoice | $25.00 | 7/15/2011 9:32:34 AM |
diligent-peace9 | $75.00 | 7/15/2011 9:33:54 AM |
imlosttoo | $25.00 | 7/15/2011 9:32:19 AM |
Palacios | $50.00 | 7/15/2011 9:37:58 AM |
chameleon125 | $25.00 | 7/15/2011 12:43:37 PM |
reflective-rupee | $200.09 | 7/15/2011 12:37:32 PM |
jkeller4000 | $25.00 | 7/15/2011 1:27:25 PM |
DasMula | $27.00 | 7/15/2011 12:24:23 PM |
fortytwo | $100.00 | 7/15/2011 5:23:41 PM |
powerful-finance7 | $25.00 | 7/16/2011 2:32:35 AM |
a-finance-nirvana | $25.00 | 7/16/2011 4:16:11 AM |
asmithj | $25.00 | 7/16/2011 5:36:53 AM |
well-mannered-income3 | $25.00 | 7/16/2011 4:55:16 AM |
first-serene-credit | $25.00 | 7/16/2011 7:57:59 AM |
credit-coach118 | $25.00 | 7/16/2011 12:36:38 PM |
all_of_that_one | $33.33 | 7/16/2011 7:18:42 PM |
janeybooboo | $49.50 | 7/16/2011 7:48:30 PM |
mvalley | $25.00 | 7/16/2011 8:47:32 PM |
Comoparklender | $25.00 | 7/17/2011 7:41:27 AM |
EarlyRiser | $100.00 | 7/16/2011 4:07:24 PM |
janeybooboo | $25.00 | 7/16/2011 7:48:45 PM |
villagers | $25.00 | 7/17/2011 10:40:22 AM |
AlternativeCashFlow | $25.70 | 7/17/2011 10:51:12 AM |
alphaseek | $100.00 | 7/17/2011 10:44:52 AM |
bazaar-hyperdrive3 | $100.00 | 7/17/2011 4:51:01 PM |
first-dinero-paladin | $75.00 | 7/17/2011 5:15:29 PM |
pnace | $50.00 | 7/18/2011 8:47:15 AM |
finance-prescription | $50.00 | 7/18/2011 7:23:56 AM |
leverage-dolphin | $25.00 | 7/18/2011 4:51:31 AM |
lostontheedge | $25.00 | 7/18/2011 4:56:10 AM |
tolerant-dinero2 | $25.00 | 7/18/2011 7:53:25 AM |
dollardave | $100.00 | 7/18/2011 11:28:03 AM |
RJN | $25.00 | 7/18/2011 10:04:38 AM |
money-bauble | $100.00 | 7/18/2011 10:31:44 AM |
SNH | $100.00 | 7/18/2011 11:13:08 AM |
OldManP | $25.00 | 7/18/2011 3:39:23 PM |
powerful-finance7 | $25.00 | 7/18/2011 4:13:47 PM |
the-discrete-income | $51.24 | 7/18/2011 8:26:46 PM |
GElender | $40.00 | 7/19/2011 6:12:01 AM |
dpries123 | $25.00 | 7/19/2011 10:16:39 AM |
musegaze | $100.00 | 7/19/2011 8:56:58 AM |
terrific-dough6 | $100.00 | 7/19/2011 9:44:00 AM |
howelldub | $50.00 | 7/19/2011 10:55:27 AM |
Frugal | $25.00 | 7/19/2011 10:26:49 AM |
wlm3012 | $30.00 | 7/19/2011 12:11:36 PM |
cyberie21 | $50.00 | 7/19/2011 11:03:29 AM |
mhotchan | $100.00 | 7/19/2011 1:34:16 PM |
famous-bill | $25.00 | 7/19/2011 11:38:04 AM |
integrity-starter | $25.00 | 7/19/2011 10:56:30 AM |
papaloha | $50.00 | 7/19/2011 4:44:06 PM |
good4loan | $25.00 | 7/19/2011 3:59:12 PM |
klinebarger | $25.00 | 7/19/2011 3:27:00 PM |
bold-basis-supernova | $50.00 | 7/19/2011 4:02:44 PM |
handy-justice | $100.00 | 7/19/2011 5:26:02 PM |
coin-popcorn | $25.00 | 7/19/2011 5:35:50 PM |
itskarma | $35.35 | 7/19/2011 4:54:35 PM |
competent-p2p | $25.00 | 7/19/2011 5:22:12 PM |
DalCowboys | $25.00 | 7/19/2011 5:23:46 PM |
moola-economist | $296.53 | 7/19/2011 5:37:54 PM |
JLMGroupFunds | $25.00 | 7/19/2011 5:21:46 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
516514
This series of Notes was issued and sold upon the funding of the borrower loan #51376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 17.00% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $150.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 11.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 40% |
Credit score:
| 620-639 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 1m |
Amount delinquent:
| $650 |
Total credit lines:
| 50 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $6,418 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| SmallBus55 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Apr-2010)
600-619
(Jul-2008)
640-659
(Apr-2008)
|
Principal balance:
| $727.60 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 49 | | |
Description
Expand My Indexing Business!
Purpose of loan: This loan will be used to expand my indexing business to include technical writing. Several years ago I started a part-time, back-of-book indexing business, with a loan from Prosper. I had a perfect payment history for that loan, and paid it off early.
I also plan to pay off my other Prosper loan.
My financial situation: I am a good candidate for this loan because I have a good understanding of business and am self-motivated and hard-working. I have been and am working hard to repay all my loans and improve my credit score. I list my credit as "fair" because I want to be honest. I am current on all bills, but I still have some debt I am working to reduce. This is why I started my indexing business. I am still working full time as a librarian. Also, I have had the same checking account for about 10 years now (my Prosper payments are from it).
Monthly net income: $ 3,400
Monthly expenses aproximate $2,800
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $37.04 | 7/15/2011 5:04:57 PM |
Kash2010lu | $25.00 | 7/15/2011 5:17:22 PM |
SecondChanceLendingSERV | $25.00 | 7/15/2011 6:47:26 PM |
whirlingdervish | $50.00 | 7/15/2011 6:10:57 PM |
clean-fund | $50.00 | 7/16/2011 12:37:51 AM |
NekHoldings | $25.00 | 7/16/2011 8:10:50 AM |
Amber_Stone | $26.11 | 7/16/2011 7:53:05 AM |
Scotcha | $50.00 | 7/16/2011 9:27:59 AM |
reflective-rupee | $200.09 | 7/16/2011 12:40:54 PM |
chameleon125 | $50.00 | 7/16/2011 1:46:04 PM |
marwadi-62 | $25.00 | 7/16/2011 1:24:22 PM |
Mikale360 | $35.00 | 7/16/2011 1:45:46 PM |
ready-interest9 | $25.00 | 7/17/2011 2:07:15 PM |
tdorren | $25.00 | 7/18/2011 5:44:45 AM |
sgt-schultz | $35.00 | 7/18/2011 6:37:47 AM |
JPMorrisLegacyFund | $216.43 | 7/18/2011 3:19:35 AM |
UBOtto186 | $50.00 | 7/18/2011 6:55:43 AM |
brondero | $100.00 | 7/18/2011 8:27:39 AM |
heroic-compassion6 | $100.03 | 7/18/2011 10:17:08 AM |
healingangel22 | $25.00 | 7/18/2011 10:23:43 AM |
moonshadow10 | $50.00 | 7/18/2011 9:54:03 AM |
Kyne | $75.00 | 7/18/2011 11:32:58 AM |
deal-gazer | $300.00 | 7/18/2011 10:23:48 AM |
tolerant-truth2 | $100.00 | 7/18/2011 11:27:20 AM |
x-lender | $80.00 | 7/18/2011 4:45:42 PM |
first-serene-credit | $25.00 | 7/18/2011 4:58:43 PM |
lotuss4 | $25.24 | 7/18/2011 5:09:48 PM |
a-fund-doctor | $25.00 | 7/18/2011 10:49:10 PM |
Lubava | $26.78 | 7/18/2011 6:28:33 PM |
GreenHill | $25.00 | 7/19/2011 3:49:44 AM |
B2152 | $25.00 | 7/19/2011 5:24:13 AM |
Starfin-Capital-Management | $56.26 | 7/19/2011 4:18:33 AM |
mikeandcat | $50.00 | 7/19/2011 5:36:40 AM |
secureincome | $450.00 | 7/19/2011 6:44:27 AM |
Feyenoord | $25.00 | 7/15/2011 10:12:17 PM |
312-Lender | $40.00 | 7/15/2011 9:07:22 PM |
orange-useful-revenue | $30.00 | 7/16/2011 4:39:17 AM |
Moe87 | $25.00 | 7/16/2011 5:12:09 AM |
proper-revenue7 | $25.00 | 7/16/2011 8:51:15 AM |
blitzen40 | $25.00 | 7/16/2011 8:10:22 AM |
thankful-nickel2 | $25.00 | 7/16/2011 7:03:51 AM |
setUup | $34.20 | 7/16/2011 9:49:10 AM |
myutmost | $41.44 | 7/16/2011 11:24:37 AM |
Prosp3rous_Lender | $25.00 | 7/16/2011 12:31:21 PM |
the-respectful-transaction | $50.00 | 7/17/2011 3:10:07 PM |
I-Believe-In-You | $50.00 | 7/17/2011 10:51:10 PM |
pure-note0 | $25.00 | 7/18/2011 9:02:29 AM |
zone6 | $34.24 | 7/18/2011 5:43:02 AM |
nhrma | $30.14 | 7/18/2011 1:18:19 AM |
blissful-finance7 | $80.00 | 7/18/2011 9:44:01 AM |
sweetlan | $25.07 | 7/18/2011 9:10:11 AM |
sunnygee | $43.16 | 7/18/2011 1:47:29 PM |
moola-accelerator6 | $40.00 | 7/18/2011 12:04:20 PM |
orange-scrappy-asset | $46.24 | 7/18/2011 12:49:30 PM |
COtheBeast | $25.00 | 7/18/2011 2:04:59 PM |
LuvToLend | $25.00 | 7/18/2011 6:39:59 PM |
Bob450 | $25.00 | 7/18/2011 7:53:36 PM |
Frover | $50.00 | 7/18/2011 9:36:03 PM |
five-star-note | $50.00 | 7/18/2011 9:49:27 PM |
afterhours | $25.00 | 7/18/2011 10:47:44 PM |
first-dinero-paladin | $50.00 | 7/18/2011 9:12:55 PM |
red-favorable-basis | $26.00 | 7/18/2011 9:39:12 PM |
grampy48 | $25.00 | 7/19/2011 1:47:41 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
516522
This series of Notes was issued and sold upon the funding of the borrower loan #51317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,428 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 49 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hope-collector1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LOan Request
Purpose of loan:
This loan will be used to...Repair transmission on truck and to pay off misc bills.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3391.00
Monthly expenses: $
Housing: $997.00
Insurance: $194.18
Car expenses: $160.00
Utilities: $344.00
Phone, cable, internet: $103.78
Food, entertainment: $650.00
Clothing, household expenses: $200.00
Credit cards and other loans: $80.00
Other expenses: $215.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 7/15/2011 9:02:27 AM |
worth-blanket2 | $3,800.00 | 7/15/2011 9:33:57 AM |
simplelender80 | $100.00 | 7/15/2011 9:02:47 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
516554
This series of Notes was issued and sold upon the funding of the borrower loan #51347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jul-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-17-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 12.67% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 44% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 19
/
14 | Length of status: | 10y 3m |
Amount delinquent:
| $157 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,587 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| capital-grasshopper3 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
rebel1
Purpose of loan: debt consolidation
This loan will be used to...pay off credit cards
My financial situation: I am currently working to pay all of my debt off, and have come very far in doing this within the last few years, and my ultimate goal is to try and be credit card debt free.
I am a good candidate for this loan because...I pay my monthly bills on time, and am working hard on getting out of debt.
Monthly net income: $3,836.34
Monthly expenses: $
Housing: $900.00
Insurance: $303.00
Car expenses: $
Utilities: $80.00
Phone, cable, internet: $75.00
Food, entertainment: $400.00
Clothing, household expenses:
Credit cards and other loans: $1100.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Something-Corporate | $25.00 | 7/16/2011 9:46:02 AM |
worth-blanket2 | $3,975.00 | 7/17/2011 3:22:56 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
516696
This series of Notes was issued and sold upon the funding of the borrower loan #51363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-16-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $307 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| lively-transaction7 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mothers medical bills
Purpose of loan:
This loan will be used to Pay for medical Bills.
My financial situation:
I am a good candidate for this loan because I have a very stable job in the IT security industry which is booming. I Don't have any kids and i live well below my means.
Monthly net income: $ 3300
Monthly expenses: $2000
Housing: $1000
Insurance: $100
Car expenses: $0
Utilities: $150
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 7/16/2011 12:07:41 PM |
Investor_DP | $100.00 | 7/16/2011 12:14:02 PM |
js44043 | $25.00 | 7/16/2011 12:13:46 PM |
jkeller4000 | $25.00 | 7/16/2011 7:14:29 PM |
profit-powerplant | $25.00 | 7/16/2011 2:49:41 PM |
diligent-peace9 | $75.00 | 7/16/2011 9:58:48 PM |
reflective-rupee | $500.09 | 7/17/2011 3:51:58 PM |
worth-blanket2 | $5,000.00 | 7/17/2011 3:20:14 PM |
108lender | $50.00 | 7/17/2011 4:40:03 PM |
loss-of-control | $75.00 | 7/17/2011 5:10:13 PM |
SolarMoonshine | $25.00 | 7/17/2011 6:04:43 PM |
icanhasloanz | $25.00 | 7/18/2011 12:32:27 AM |
calmfunds | $500.00 | 7/18/2011 7:52:45 AM |
economy-coup | $100.00 | 7/18/2011 12:57:59 AM |
lowrater | $50.80 | 7/17/2011 11:11:47 PM |
golffish2 | $25.00 | 7/18/2011 4:14:49 AM |
greencat | $50.00 | 7/18/2011 7:24:14 AM |
flwah | $25.00 | 7/16/2011 12:13:08 PM |
FinDoc | $25.00 | 7/17/2011 7:42:47 AM |
first-favorite-bonus9 | $25.00 | 7/17/2011 10:42:20 AM |
pearl13 | $50.00 | 7/17/2011 11:03:04 AM |
simplelender80 | $100.00 | 7/17/2011 12:08:33 PM |
alexgalt | $25.00 | 7/17/2011 4:00:38 PM |
vutah | $25.00 | 7/17/2011 4:02:26 PM |
wise-benjamins-fortress | $25.00 | 7/17/2011 3:57:01 PM |
virtuous-repayment | $50.00 | 7/17/2011 5:28:11 PM |
sweetlan | $25.07 | 7/17/2011 8:56:20 PM |
Reddy_Capital | $25.00 | 7/18/2011 1:10:33 AM |
glroark | $100.00 | 7/18/2011 7:16:25 AM |
buffalobills | $25.00 | 7/18/2011 8:19:04 AM |
AlternativeCashFlow | $44.70 | 7/17/2011 8:39:32 PM |
icon7 | $25.00 | 7/18/2011 9:25:27 AM |
nickel-hickory | $105.00 | 7/18/2011 9:35:19 AM |
nickel-hickory | $100.00 | 7/18/2011 9:35:11 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
516802
This series of Notes was issued and sold upon the funding of the borrower loan #51377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 27% |
Credit score:
| 640-659 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,833 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 103% | | |
| |
Homeownership:
| No | | |
Screen name:
| balance-cocktail |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
|
Principal balance:
| $0.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Recent Graduate Looking for Help
I'm a recent master of public administration graduate, and I?m actively looking for a job in public service. I feel this is my way to give back to everyone who has helped me out in the past. However, the field isn?t the easiest to break into right off the bat, so until I can make inroads, I?m currently trying to make ends meet through working a local university and teaching part-time at a local community college. However, available classes during the summer are slim, and cause my financial belt to tighten.
That?s why I?m here, to gain a little breathing room until classes pick back up. I?m looking to gain this loan to make a couple of bills a little more manageable for the foreseeable future, and help out if any unexpected problems pop up in the coming months.
I believe my Prosper history will show that I paid my last loan through here on time and in full, so I hope that shows I?m a worthwhile investment. Thanks again, and let me know if you have any questions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 7/18/2011 5:02:59 PM |
kind-charming-value | $500.00 | 7/18/2011 5:38:38 PM |
alexgalt | $100.00 | 7/18/2011 5:02:21 PM |
Amber_Stone | $25.00 | 7/18/2011 6:25:11 PM |
Investor_DP | $100.00 | 7/18/2011 5:02:41 PM |
kingbob | $36.00 | 7/18/2011 6:28:39 PM |
fortytwo | $152.91 | 7/18/2011 11:10:41 PM |
Mikale360 | $30.00 | 7/18/2011 6:17:12 PM |
well-mannered-income3 | $25.00 | 7/18/2011 8:21:52 PM |
first-dinero-paladin | $75.00 | 7/18/2011 9:27:10 PM |
Frover | $30.00 | 7/18/2011 9:40:15 PM |
r48 | $26.00 | 7/18/2011 5:38:13 PM |
SecondChanceLendingSERV | $25.00 | 7/18/2011 5:08:44 PM |
reflective-rupee | $200.09 | 7/18/2011 5:25:45 PM |
alexgalt | $25.00 | 7/18/2011 7:12:12 PM |
Bob450 | $25.00 | 7/18/2011 7:54:26 PM |
diligent-peace9 | $200.00 | 7/18/2011 5:22:02 PM |
diligent-peace9 | $25.00 | 7/18/2011 5:22:13 PM |
buffalobills | $25.00 | 7/18/2011 5:51:16 PM |
dws2380 | $25.00 | 7/18/2011 10:45:10 PM |
alexgalt | $25.00 | 7/18/2011 7:00:54 PM |
Onlyhappycustomers | $25.00 | 7/18/2011 7:27:24 PM |
janeybooboo | $50.00 | 7/18/2011 8:01:58 PM |
five-star-note | $75.00 | 7/18/2011 9:38:35 PM |
american-investor | $50.00 | 7/18/2011 9:19:25 PM |
jpaulnyc | $100.00 | 7/18/2011 9:43:42 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
516870
This series of Notes was issued and sold upon the funding of the borrower loan #51337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-2006 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| famous-velocity5 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 86% )
| 740-759 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 1
( 14% )
| 720-739
(Nov-2010)
|
Principal balance:
| $2,167.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Consolidating Dept
This loan will be used to.pay off a few bills i have. I am working full time for the government. Starting base pay. i have been great with making monthly payments and i do not have enough debt for this to affect the way of my living in any way. This shall be easy to handle monthly. I am a very reliable person. Thank you.
Monthly net income: $2100
Monthly expenses: $500
Housing: $0
Insurance: $0
Car expenses: $200
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 7/18/2011 9:02:21 AM |
Bobtep23 | $50.00 | 7/18/2011 12:42:50 PM |
favorite-commerce | $25.00 | 7/18/2011 9:26:47 AM |
wisconsinvestor | $50.00 | 7/18/2011 3:39:41 PM |
StargazerLending | $25.00 | 7/18/2011 1:48:21 PM |
yons88 | $33.30 | 7/18/2011 1:44:04 PM |
enriching-listing | $56.53 | 7/18/2011 2:53:04 PM |
SqueezeKing | $25.00 | 7/18/2011 3:44:15 PM |
reflective-rupee | $200.09 | 7/18/2011 5:24:01 PM |
jarf | $25.00 | 7/18/2011 4:44:03 PM |
villagers | $25.00 | 7/18/2011 6:14:48 PM |
jstnow | $25.00 | 7/18/2011 9:08:16 PM |
first-dinero-paladin | $50.00 | 7/18/2011 9:15:45 PM |
CapricornLending | $30.00 | 7/18/2011 7:37:30 PM |
Investor_DP | $100.00 | 7/18/2011 8:18:49 PM |
bath836 | $50.00 | 7/18/2011 8:52:02 PM |
Phatt-Daddy | $25.00 | 7/19/2011 5:04:00 AM |
Frover | $25.00 | 7/18/2011 9:34:21 PM |
fortytwo | $200.00 | 7/18/2011 11:06:03 PM |
B2152 | $25.00 | 7/19/2011 5:18:46 AM |
capital-kingdom | $25.00 | 7/19/2011 5:55:28 AM |
power-bluebird2 | $25.00 | 7/19/2011 5:10:46 AM |
red-favorable-basis | $1.83 | 7/19/2011 6:01:34 AM |
pearl13 | $50.00 | 7/18/2011 1:22:35 PM |
RLaumeyer | $25.00 | 7/18/2011 1:49:57 PM |
profit-powerplant | $25.00 | 7/18/2011 9:25:51 AM |
moola-accelerator6 | $35.00 | 7/18/2011 11:59:08 AM |
chameleon125 | $50.00 | 7/18/2011 12:11:50 PM |
sweetlan | $25.07 | 7/18/2011 12:13:45 PM |
jkeller4000 | $25.00 | 7/18/2011 2:45:26 PM |
Oak-Parker | $25.00 | 7/18/2011 2:09:48 PM |
diligent-peace9 | $50.00 | 7/18/2011 5:18:01 PM |
afterhours | $25.00 | 7/18/2011 10:50:23 PM |
dremania | $29.24 | 7/18/2011 8:18:16 PM |
newest-generous-income | $28.55 | 7/19/2011 1:55:39 AM |
ccamp99 | $25.00 | 7/18/2011 8:11:36 PM |
Nemo2001 | $25.00 | 7/18/2011 9:32:59 PM |
a-balance-surgeon | $25.00 | 7/18/2011 9:59:42 PM |
cardminger | $100.00 | 7/18/2011 11:08:23 PM |
mikeandcat | $100.00 | 7/19/2011 5:22:43 AM |
brainy-repayment5 | $60.39 | 7/19/2011 5:29:44 AM |
martymaniaman | $25.00 | 7/19/2011 5:56:55 AM |
SolarMoonshine | $25.00 | 7/19/2011 3:46:18 AM |
loanman2007 | $100.00 | 7/19/2011 5:16:05 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
516878
This series of Notes was issued and sold upon the funding of the borrower loan #51338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jul-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $196.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 79% |
Credit score:
| 740-759 (Jul-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,451 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| Thumper123 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 96% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 2
( 4% )
| 700-719
(Nov-2009)
700-719
(Jun-2008)
|
Principal balance:
| $1,111.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 54 | | |
Description
Consolidating Remaining Debt
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,009.12 | 7/19/2011 8:42:43 AM |
investment-artist | $25.01 | 7/18/2011 9:02:07 AM |
credit-guard5 | $25.00 | 7/18/2011 9:19:47 AM |
janeybooboo | $25.00 | 7/18/2011 9:18:57 AM |
profit-powerplant | $25.00 | 7/18/2011 9:25:52 AM |
jhouman | $25.00 | 7/18/2011 9:02:17 AM |
clean-fund | $50.00 | 7/18/2011 11:34:11 AM |
SqueezeKing | $25.00 | 7/18/2011 3:44:15 PM |
pearl13 | $50.00 | 7/18/2011 1:22:35 PM |
wisconsinvestor | $50.00 | 7/18/2011 3:40:17 PM |
scarlet-velvet | $25.08 | 7/18/2011 3:41:29 PM |
diligent-peace9 | $175.00 | 7/18/2011 5:21:16 PM |
r48 | $25.00 | 7/18/2011 5:39:11 PM |
seabassx | $25.00 | 7/18/2011 7:01:01 PM |
Mikale360 | $25.00 | 7/18/2011 6:19:30 PM |
whatreality | $25.00 | 7/19/2011 7:36:39 AM |
TackingWindward | $25.00 | 7/19/2011 7:41:46 AM |
Moe87 | $25.00 | 7/19/2011 3:40:48 AM |
thankful-nickel2 | $25.00 | 7/19/2011 6:51:33 AM |
sgt-schultz | $35.00 | 7/19/2011 7:18:14 AM |
chad-bro-chill | $25.00 | 7/18/2011 9:04:58 AM |
favorite-commerce | $30.00 | 7/18/2011 9:25:30 AM |
MoneyForNothing | $50.00 | 7/18/2011 9:33:37 AM |
NekHoldings | $25.00 | 7/18/2011 9:01:49 AM |
jkeller4000 | $25.00 | 7/18/2011 2:45:27 PM |
Kash2010lu | $25.00 | 7/18/2011 3:57:03 PM |
chameleon125 | $50.00 | 7/18/2011 12:21:26 PM |
frugalinvestor20 | $25.00 | 7/18/2011 1:43:26 PM |
SecondChanceLendingSERV | $25.00 | 7/18/2011 4:37:12 PM |
payout-hammock1 | $50.00 | 7/18/2011 4:48:01 PM |
Investor_DP | $100.00 | 7/18/2011 8:18:50 PM |
reflective-rupee | $200.09 | 7/18/2011 5:26:31 PM |
villagers | $25.00 | 7/18/2011 6:14:49 PM |
kendigme | $25.00 | 7/19/2011 2:19:39 AM |
mikeandcat | $100.00 | 7/19/2011 5:20:57 AM |
AlternativeCashFlow | $25.70 | 7/19/2011 12:02:35 AM |
genuine-dime | $100.00 | 7/19/2011 7:56:56 AM |
agalt | $75.00 | 7/19/2011 8:27:23 AM |
frogperson | $50.00 | 7/19/2011 7:24:25 AM |
calmfunds | $250.00 | 7/19/2011 7:54:18 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
516936
This series of Notes was issued and sold upon the funding of the borrower loan #51411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jul-18-2011 |
Term:
| 36 months | | |
Listing End date:
| Jul-19-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Jul-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,045 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fair-cash5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate smaller higher interest credit card rates into one for convenience.
My financial situation:
I am a good candidate for this loan because my financial situation is stable and I have no issues paying my debt.
Monthly net income: $ 7314.46
Monthly expenses: $ 5000
Housing: $ 3412
Insurance: $ 100
Car expenses: $ 635
Utilities: $50
Phone, cable, internet: $140
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,000.00 | 7/19/2011 8:44:39 AM |
diligent-peace9 | $100.00 | 7/18/2011 5:30:23 PM |
Investor_DP | $100.00 | 7/18/2011 5:02:41 PM |
AlternativeCashFlow | $25.70 | 7/18/2011 11:48:20 PM |
penny-surgeon | $25.00 | 7/18/2011 11:56:39 PM |
Legally_Blonde | $25.00 | 7/18/2011 6:29:40 PM |
GElender | $40.00 | 7/19/2011 6:12:02 AM |
loanman2007 | $25.00 | 7/19/2011 9:17:54 AM |
careful-compassion | $25.00 | 7/19/2011 9:56:07 AM |
sgt-schultz | $40.00 | 7/19/2011 10:06:58 AM |
SolarMoonshine | $25.00 | 7/19/2011 9:53:54 AM |
wlm3012 | $30.00 | 7/19/2011 11:39:45 AM |
shrewd-income | $300.00 | 7/19/2011 10:42:57 AM |
pearl13 | $50.00 | 7/19/2011 10:44:28 AM |
Rogelio48 | $25.00 | 7/19/2011 2:32:30 PM |
green-rapid-openness | $100.00 | 7/19/2011 12:23:16 PM |
ultimate-social | $25.00 | 7/19/2011 2:23:32 PM |
FJerry | $100.00 | 7/19/2011 3:05:48 PM |
yf99yz | $50.00 | 7/19/2011 3:36:26 PM |
greenback-guard | $25.00 | 7/19/2011 4:02:11 PM |
fortytwo | $200.00 | 7/18/2011 11:10:41 PM |
Whipster | $60.00 | 7/19/2011 8:47:12 AM |
terrific-dough6 | $100.00 | 7/19/2011 9:40:49 AM |
reflective-rupee | $750.09 | 7/19/2011 9:48:22 AM |
sweetlan | $25.07 | 7/19/2011 10:30:17 AM |
Reliance_Banker | $25.00 | 7/19/2011 11:16:56 AM |
aarons34 | $25.49 | 7/19/2011 3:44:43 PM |
SajDiddy | $50.00 | 7/19/2011 1:36:01 PM |
Reddy_Capital | $25.00 | 7/19/2011 1:45:51 PM |
let_me_retire | $50.00 | 7/19/2011 2:08:53 PM |
LogCabin5 | $46.12 | 7/19/2011 1:02:06 PM |
itskarma | $7.53 | 7/19/2011 4:25:44 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
516956
This series of Notes was issued and sold upon the funding of the borrower loan #51374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jul-18-2011 |
Term:
| 12 months | | |
Listing End date:
| Jul-18-2011 |
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $239.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 600-619 (Jul-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
5 | Length of status: | 5y 3m |
Amount delinquent:
| $13 |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,349 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Chavez |
Borrower's state:
| California |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jan-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Business loan
Purpose of loan: buisness.
My financial situation: stable
I am a good candidate for this loan because...
Monthly net income: $4830.00
Monthly expenses: $
Housing: $1350.00
Insurance: $150.00
Car expenses: $350.00
Utilities: $200.00
Phone, cable, internet: $180.00
Food, entertainment: $400.00
Clothing, household expenses: $150.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
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Investor | Amount | Investment Date (PT) |
|
cashhelp | $50.00 | 7/18/2011 5:02:11 PM |
Investor_DP | $100.00 | 7/18/2011 5:02:40 PM |
ultimate-peace | $250.00 | 7/18/2011 5:03:05 PM |
SecondChanceLendingSERV | $25.00 | 7/18/2011 5:08:13 PM |
MoneyForNothing | $50.00 | 7/18/2011 5:02:30 PM |
jhouman | $25.00 | 7/18/2011 5:02:43 PM |
investment-daydream | $50.00 | 7/18/2011 7:43:10 PM |
kind-charming-value | $500.00 | 7/18/2011 5:41:57 PM |
kinetic-social | $25.00 | 7/18/2011 9:55:32 PM |
NekHoldings | $25.00 | 7/18/2011 5:32:48 PM |
reasonable-kindness0 | $43.24 | 7/18/2011 10:57:19 PM |
lendstats_com | $300.00 | 7/18/2011 7:52:17 PM |
Mikale360 | $25.00 | 7/18/2011 9:11:03 PM |
cash-queen | $30.00 | 7/18/2011 11:11:54 PM |
alexgalt | $100.00 | 7/18/2011 5:02:21 PM |
reflective-rupee | $200.09 | 7/18/2011 5:24:28 PM |
Kash2010lu | $25.00 | 7/18/2011 6:32:03 PM |
MoneyForNothing | $35.23 | 7/18/2011 5:05:01 PM |
alexgalt | $25.00 | 7/18/2011 7:00:14 PM |
MarvintheMartian | $25.00 | 7/18/2011 5:14:25 PM |
alexgalt | $25.00 | 7/18/2011 7:12:18 PM |
r48 | $25.00 | 7/18/2011 5:36:52 PM |
janeybooboo | $50.00 | 7/18/2011 7:44:02 PM |
loot-supporter2 | $32.23 | 7/18/2011 7:55:31 PM |
DHolly | $25.00 | 7/18/2011 5:20:49 PM |
melodious-openness | $213.39 | 7/18/2011 8:25:29 PM |
Bob450 | $25.00 | 7/18/2011 7:52:49 PM |
vutah | $25.00 | 7/18/2011 8:05:56 PM |
first-dinero-paladin | $100.00 | 7/18/2011 9:25:42 PM |
CA-Lender | $75.07 | 7/18/2011 9:58:11 PM |
30 Investments
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