Sales Report:Supplement No. 2 dated Jul 19, 2011 to Prospectus dated Jul 14, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 491368
This series of Notes was issued and sold upon the funding of the borrower loan #51243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-08-2011 
Term: 36 months Listing End date:  Jul-09-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1994 Debt/Income ratio: 24%
Credit score: 740-759 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:8y 7m
Amount delinquent: $0 Total credit lines: 27 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,963Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: totommb Borrower's state: California Borrower's group: Thousand Dollar Group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$60.007/8/2011 5:02:15 PM
money-baron$25.007/8/2011 5:02:33 PM
diligent-peace9$25.007/8/2011 8:38:22 PM
wonder3$35.007/8/2011 8:43:25 PM
Investor_DP$100.007/8/2011 9:55:07 PM
loanman2007$150.007/9/2011 4:37:23 AM
important-openness1$33.087/9/2011 12:35:12 AM
golffish2$25.007/9/2011 7:30:05 AM
InChicago$50.007/9/2011 7:56:06 AM
Bob450$25.007/9/2011 8:15:43 AM
jmeasn$25.007/9/2011 12:16:39 PM
reflective-rupee$250.097/9/2011 12:40:26 PM
let_me_retire$50.007/9/2011 1:04:27 PM
jmeasn$25.007/9/2011 3:31:42 PM
zone6$100.007/9/2011 6:28:56 PM
sturdy-peace9$100.007/9/2011 8:55:25 PM
shrewd-income$100.007/9/2011 6:56:37 PM
tech310$25.007/9/2011 7:58:59 PM
profit-powerplant$25.007/8/2011 5:03:42 PM
Investor_DP$100.007/8/2011 5:03:04 PM
simplelender80$100.007/8/2011 5:03:18 PM
lendstats_com$300.007/8/2011 7:18:29 PM
CA-Lender$75.077/8/2011 9:01:14 PM
Investor_DP$100.007/8/2011 10:02:09 PM
calimanusa$50.007/9/2011 4:12:20 AM
one-midas$25.007/9/2011 9:10:19 AM
principal-star$25.007/9/2011 9:17:25 AM
social-hunter5$50.007/9/2011 10:53:01 AM
alexgalt$25.007/9/2011 1:01:52 PM
Kash2010lu$25.007/9/2011 12:36:50 PM
yf99yz$35.007/9/2011 1:32:15 PM
favorite-commerce$30.007/9/2011 1:58:57 PM
Valley-of-the-Dollar$25.007/9/2011 4:43:41 PM
shrewd-income$100.007/9/2011 6:56:47 PM
vutah$25.007/9/2011 6:58:09 PM
restless-dime$25.007/9/2011 7:13:58 PM
lendstats_com$106.767/9/2011 9:29:06 PM
justasoldier$50.007/9/2011 7:41:54 PM
38 Investments
 
Borrower Payment Dependent Notes Series 505891
This series of Notes was issued and sold upon the funding of the borrower loan #51260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,400.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-11-2011 
Term: 60 months Listing End date:  Jul-16-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 24.25% Monthly payment: $231.95
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%  
Estimated return*: 14.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1993 Debt/Income ratio: 17%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:3y 5m
Amount delinquent: $0 Total credit lines: 19 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,494Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: alluring-compassion7 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Jul-2010)
 
Principal balance: $1,931.57 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Bill Consolidation Loan
Purpose of loan:
This loan will be used to...Consolidate Bills and pay off some medical bills.

My financial situation:
I am a good candidate for this loan because...Plain and simple, I pay my bills and I pay them on time and you can see that by a current Prosper Loan I have ( and will be paying off with this loan).


Monthly net income: $4100.00
Monthly expenses: $3600.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Abstract$50.007/11/2011 5:02:19 PM
dt_one$25.007/11/2011 5:02:30 PM
resolute-basis9$100.007/11/2011 5:02:40 PM
x-lender$80.007/11/2011 5:04:26 PM
wwialnlgy$100.007/11/2011 5:04:57 PM
JustMee$25.007/11/2011 5:09:31 PM
MarvintheMartian$25.007/11/2011 5:21:00 PM
bullish2bearish$34.007/11/2011 6:06:53 PM
thankful-nickel2$25.007/11/2011 6:20:40 PM
Wangchuk$30.007/11/2011 8:08:01 PM
6moonbeams$100.007/11/2011 10:01:55 PM
jubilant-trade6$50.007/12/2011 12:14:20 AM
mikeandcat$80.007/12/2011 6:51:31 AM
AlphaInternational$25.007/12/2011 9:57:07 AM
jmeasn$25.007/12/2011 9:12:30 AM
nickel-ferret$25.007/12/2011 9:14:30 AM
whartonmba$25.007/12/2011 12:01:12 PM
chameleon125$25.007/12/2011 2:33:14 PM
proud-pound4$30.357/12/2011 3:39:07 PM
smart-gold$25.007/12/2011 5:22:57 PM
Mariner3605$25.007/13/2011 12:59:49 AM
radforj22$25.007/13/2011 4:03:52 AM
worth-arch$25.007/13/2011 6:33:19 AM
rescue$100.007/13/2011 9:17:29 AM
designer_10$25.007/13/2011 8:52:56 AM
Tradesmanlender$35.007/13/2011 9:20:23 AM
BradP$25.007/13/2011 3:57:47 PM
economy-huckleberry0$25.007/13/2011 2:30:46 PM
bigphish$25.007/13/2011 3:23:12 PM
red-dime-solo$25.007/13/2011 4:40:32 PM
deal-hickory5$50.007/13/2011 3:52:10 PM
moola-cell3$40.007/13/2011 7:09:17 PM
seanickson$25.007/13/2011 7:13:08 PM
malomar66$45.667/13/2011 9:15:43 PM
jlr613$50.007/13/2011 9:59:49 PM
113121$100.007/13/2011 6:35:02 PM
finance-magma7$25.007/13/2011 6:52:17 PM
simiray$25.007/13/2011 10:42:43 PM
duty-windmill$25.007/14/2011 12:23:18 AM
asset-professor$50.007/14/2011 5:41:53 AM
first-serene-credit$25.007/13/2011 10:55:22 PM
VAGweilo$29.837/14/2011 1:07:29 AM
aultraman$25.007/14/2011 8:04:35 AM
Scotcha$75.007/14/2011 4:07:38 AM
dws2380$25.007/14/2011 10:47:49 AM
MAYBROOK$25.007/14/2011 10:54:26 AM
fragonardlives$35.007/14/2011 11:22:55 AM
Bank_Of_XL$25.007/14/2011 2:49:40 PM
comet55$25.007/14/2011 3:15:17 PM
pure-loyalty6$25.007/14/2011 4:50:16 PM
momoney2lend$25.007/14/2011 8:25:10 PM
life-is-great$25.007/15/2011 6:49:01 AM
ckatak$50.007/15/2011 7:14:10 AM
cerebral-dollar773$75.007/15/2011 4:34:39 AM
RKLFinancial$25.007/15/2011 7:38:24 AM
payout-runner$25.007/15/2011 8:35:33 AM
economy-popcorn$25.007/15/2011 6:48:09 AM
handy-point5$25.007/15/2011 9:07:32 AM
Palacios$25.007/15/2011 9:31:31 AM
wonder3$35.007/15/2011 9:59:39 AM
twjh$25.007/15/2011 12:12:14 PM
Imperativity$25.007/15/2011 1:03:58 PM
octoberfresh$25.007/15/2011 1:33:19 PM
liberty-pecan$500.007/15/2011 11:32:16 AM
red-benefit-ruler$50.007/15/2011 4:52:35 PM
sensible-fund$37.287/15/2011 5:58:25 PM
jpac1066$50.007/15/2011 4:35:05 PM
green-unrivaled-felicity$31.817/15/2011 8:12:55 PM
loans_to_loan$25.007/15/2011 6:07:33 PM
PaulW$25.007/16/2011 4:48:28 AM
kind-bid-genome$25.007/16/2011 7:00:01 AM
green-transaction-charmer$30.497/16/2011 7:18:52 AM
interstellar$75.007/16/2011 5:32:16 AM
shrewd-income$50.007/16/2011 6:32:23 AM
fabulous-community4$25.007/16/2011 9:13:30 AM
rockhound84$30.007/16/2011 6:40:37 AM
cordial-affluence2$50.007/16/2011 10:52:40 AM
chief_wo$25.007/16/2011 9:51:02 AM
baker31$50.007/16/2011 7:38:57 AM
lucrative-loan$50.007/16/2011 9:10:50 AM
wise-deal-panda$25.007/16/2011 10:21:15 AM
newest-funds-powerplant$25.007/16/2011 10:28:37 AM
Weaverville$25.007/14/2011 8:59:09 PM
pnace$35.007/11/2011 5:02:22 PM
Investor_DP$100.007/11/2011 5:02:39 PM
ski bum$100.007/11/2011 5:03:23 PM
janeybooboo$200.007/11/2011 8:57:00 PM
reflective-rupee$200.097/11/2011 10:27:51 PM
drcoop$25.007/12/2011 12:52:42 AM
profit-powerplant$25.007/11/2011 11:06:52 PM
DoctorJoe$25.007/12/2011 4:00:34 AM
spiff666$26.667/12/2011 7:00:05 AM
affluence-tycoon$25.007/12/2011 7:46:34 AM
loanman2007$100.007/12/2011 6:42:55 AM
Investoman$50.007/12/2011 12:38:33 PM
penny-surgeon$25.007/12/2011 11:00:32 AM
wisconsinvestor$50.007/12/2011 3:31:07 PM
fortytwo$100.007/12/2011 11:42:41 AM
magnetic-dedication3$25.007/12/2011 3:52:12 PM
bold-durability-drum$50.007/12/2011 1:31:54 PM
JLMGroupFunds$25.007/12/2011 5:16:31 PM
calbertrand$25.007/12/2011 4:05:21 PM
a-leverage-investor$62.997/12/2011 8:50:00 PM
SNH$75.007/13/2011 6:23:21 AM
britgsb$25.007/13/2011 2:07:18 AM
the-reliable-trade$25.007/13/2011 8:23:40 AM
selector568$50.007/13/2011 10:44:04 AM
AlternativeCashFlow$25.007/13/2011 11:10:45 AM
dollardave$100.007/13/2011 11:07:55 AM
Comoparklender$25.007/13/2011 12:07:22 PM
DasMula$27.007/13/2011 3:41:43 PM
competent-balance5$100.007/13/2011 1:40:38 PM
Millmanator$25.007/13/2011 4:38:33 PM
HamachiMan$50.007/13/2011 5:08:53 PM
GCInvestments$25.007/13/2011 5:14:23 PM
john2218$25.007/13/2011 5:23:16 PM
Billfred$25.007/13/2011 5:28:31 PM
credit-coach118$25.007/13/2011 4:52:37 PM
bold-steady-peso$100.007/13/2011 6:13:52 PM
mikrolown$25.007/13/2011 6:30:38 PM
ArchonFinancialHoldings$25.007/14/2011 3:40:11 AM
tenacious-economy9$50.007/14/2011 6:45:08 AM
oldmora$25.007/14/2011 7:21:28 AM
debtcollector$50.007/14/2011 7:29:54 AM
asmithj$50.007/14/2011 3:02:13 AM
mikeandcat$95.977/14/2011 6:31:47 AM
pearl13$100.007/14/2011 9:32:48 AM
BxRealtor$25.007/14/2011 9:14:05 AM
Madmigel$35.007/14/2011 10:06:48 AM
melodious-fairness$25.007/14/2011 11:56:39 AM
Gabriel02$25.007/14/2011 2:44:57 PM
SPickle$25.007/14/2011 2:36:39 PM
sunny-truth6$52.507/14/2011 4:40:29 PM
genuine-integrity0$25.007/14/2011 5:59:30 PM
loss-of-control$125.007/14/2011 6:31:04 PM
Mayerfan$25.007/14/2011 6:58:30 PM
harperpotok$50.007/14/2011 7:31:45 PM
worth-web5$100.007/14/2011 7:54:16 PM
mobius_titan$25.007/15/2011 4:17:24 AM
jkeller4000$25.007/15/2011 5:49:54 AM
sgt-schultz$30.007/15/2011 6:33:41 AM
integrity-doctor$100.007/15/2011 6:40:42 AM
CROBRUN$50.007/15/2011 7:43:55 AM
zone6$100.007/15/2011 5:38:44 AM
buffalobills$25.007/15/2011 8:25:19 AM
Moneypenny6$25.007/15/2011 7:15:37 AM
Rogelio48$25.007/15/2011 12:22:58 PM
exchange-upholder0$25.007/15/2011 1:15:21 PM
market-pudding$25.007/15/2011 2:19:10 PM
well-mannered-income3$25.007/15/2011 2:46:38 PM
grampy48$25.007/15/2011 11:25:11 AM
wlm3012$30.007/15/2011 4:04:24 PM
loan-warrior$25.007/15/2011 11:30:54 AM
capital-buddy$50.007/15/2011 3:18:17 PM
intrepid-loot$25.007/15/2011 4:08:38 PM
FinanceEngine$45.007/15/2011 4:16:34 PM
exchange-upholder0$25.007/15/2011 1:20:02 PM
108lender$100.007/15/2011 5:16:38 PM
damage$25.007/15/2011 3:03:05 PM
aztocas$100.007/15/2011 3:57:50 PM
JazzFranchise$25.007/15/2011 8:12:27 PM
SB94114$100.007/15/2011 5:35:52 PM
cul8rv8$25.007/15/2011 9:03:17 PM
vigorous-velocity$100.007/15/2011 8:33:44 PM
pani5ue$25.007/15/2011 8:43:35 PM
nickelasaurus-rex$25.917/15/2011 8:59:53 PM
mnbud$50.007/15/2011 7:58:12 PM
heavenly-interest9$100.007/15/2011 10:00:05 PM
mespeedy36$25.007/16/2011 6:53:11 AM
JustMee$25.007/16/2011 6:04:50 AM
haplender$50.007/16/2011 5:41:01 AM
felicity-daydream$100.007/16/2011 10:25:46 AM
patriot897$25.007/16/2011 10:22:02 AM
FoosMaster$25.007/16/2011 10:25:03 AM
RedCentre$84.337/16/2011 8:28:51 AM
worldly-community3$50.007/16/2011 8:41:47 AM
Leshan$124.877/16/2011 11:24:47 AM
payout-magician$50.007/16/2011 9:17:53 AM
178 Investments
 
Borrower Payment Dependent Notes Series 513969
This series of Notes was issued and sold upon the funding of the borrower loan #51268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,089.10 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 11.20% Listing Start date:  Jun-30-2011 
Term: 60 months Listing End date:  Jul-14-2011 
 
Lender yield: 29.49% Borrower rate/APR: 30.49% / 32.96% Monthly payment: $296.80
 
Lender servicing fee: 1.00% Effective Yield*: 28.75%  
Estimated return*: 17.55%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1978 Debt/Income ratio: 19%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 20 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $587Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: unconquerable-peace4 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
TeacherLady
Purpose of loan:
This loan will be used to...consolidate debts

My financial situation:
I am a good candidate for this loan because...I have been continuously employed as a teacher in Florida for 17 years. I will pay on time using an automatic bank withdrawal plan.


Monthly net income: $3100
Monthly expenses: $I have no recurring monthly expenses other than those listed here.
Housing: $0 I share a house with a friend and pay utilities but no rent. I have been here 1 year and 3 months.
Insurance: $90
Car expenses: $330
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $90
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
LoanerPrincipal$25.006/30/2011 5:04:40 PM
Investor_DP$100.006/30/2011 5:08:47 PM
simplelender80$100.006/30/2011 5:08:53 PM
tech310$50.006/30/2011 5:09:50 PM
jmeasn$25.007/1/2011 11:44:42 AM
income-awakening6$25.007/2/2011 6:34:32 AM
Dubbs360$25.007/2/2011 1:01:38 AM
Investoman$100.007/3/2011 12:08:09 PM
first-favorite-bonus9$25.007/4/2011 5:05:51 PM
Weaverville$25.007/5/2011 9:09:51 AM
loan-adventurer7$200.007/5/2011 10:34:40 AM
frogperson$150.007/5/2011 9:36:54 PM
let_me_retire$50.007/5/2011 11:30:05 PM
jmeasn$25.007/6/2011 6:40:48 AM
natural-platinum$25.007/6/2011 5:08:41 PM
important-openness1$33.647/8/2011 5:53:23 AM
reward-adventure$25.007/8/2011 6:04:45 AM
profit-powerplant$25.007/8/2011 9:37:35 AM
dinero-elevator$50.007/8/2011 8:31:07 PM
enchanted-diversification496$50.007/9/2011 12:15:08 PM
commerce-web5$25.007/9/2011 4:53:56 PM
tshurts$25.007/10/2011 12:16:17 PM
gold-cluster$50.007/11/2011 10:46:52 AM
ommcd$25.007/11/2011 11:43:35 AM
6moonbeams$100.007/11/2011 10:00:51 PM
whartonmba$25.007/12/2011 12:01:08 PM
SomebodysMom$44.697/12/2011 9:49:08 AM
StPong$25.007/12/2011 3:47:50 PM
bold-durability-drum$35.007/12/2011 1:33:22 PM
Mariner3605$25.007/13/2011 12:59:40 AM
britgsb$50.007/13/2011 2:43:41 AM
the-reliable-trade$25.007/13/2011 8:23:38 AM
SNH$75.007/13/2011 6:23:08 AM
AlternativeCashFlow$25.007/13/2011 12:15:55 PM
tensalis$38.597/13/2011 2:30:15 PM
DasMula$27.007/13/2011 3:48:22 PM
wildsf$25.007/13/2011 4:25:47 PM
handy-justice$100.007/13/2011 5:06:03 PM
economy-producer$25.007/13/2011 6:26:02 PM
bold-steady-peso$100.007/13/2011 6:13:46 PM
marcomnzs$25.007/13/2011 5:08:05 PM
finance-magma7$25.007/13/2011 6:52:07 PM
saffron4$25.007/13/2011 9:51:52 PM
mercuriant$25.007/14/2011 1:13:06 AM
missing-link$25.007/14/2011 1:22:48 AM
shrewd-peace7$25.007/14/2011 1:22:40 AM
handshake5$43.717/14/2011 1:22:43 AM
graceful-investment$100.007/14/2011 1:22:59 AM
debtcollector$50.007/14/2011 7:29:50 AM
aultraman$25.007/14/2011 8:00:50 AM
BigBag$25.007/14/2011 9:25:07 AM
oldmora$25.007/14/2011 7:21:25 AM
new-social-economist$49.977/14/2011 9:13:26 AM
bid-computer$50.007/14/2011 9:13:29 AM
LAM26$25.007/14/2011 9:32:18 AM
Digs$25.007/14/2011 9:02:20 AM
green-diverse-kindness$25.007/14/2011 10:15:18 AM
melodious-fairness$25.007/14/2011 11:56:36 AM
assetmanager$25.007/14/2011 10:34:14 AM
miked8303$50.007/14/2011 9:13:14 AM
MAYBROOK$25.007/14/2011 10:54:23 AM
whatknows$34.007/14/2011 12:45:40 PM
back-scratchers$25.007/14/2011 9:17:07 AM
marketologist327$25.007/14/2011 1:13:48 PM
Bob450$25.007/14/2011 11:37:56 AM
Peacepower$25.007/14/2011 2:22:59 PM
commitment-orbiter5$50.007/14/2011 2:47:26 PM
Simonsez808$25.007/14/2011 2:47:32 PM
agiovasil$25.007/14/2011 2:47:39 PM
blue-lucrative-rate$25.007/14/2011 2:47:43 PM
life-is-great$25.007/14/2011 2:47:51 PM
Railbird$25.007/14/2011 2:47:55 PM
symbiosis$25.007/14/2011 2:47:59 PM
HamachiMan$50.007/14/2011 2:48:02 PM
Aljasa2008$50.007/14/2011 10:35:44 AM
yield-lion$25.007/14/2011 2:48:14 PM
Rdodson11$25.007/14/2011 2:48:26 PM
CC911$25.007/14/2011 2:47:25 PM
chkrvrty$25.007/14/2011 2:47:43 PM
PRGuyinVA$25.007/14/2011 2:47:45 PM
high_flyer$50.007/14/2011 2:47:48 PM
GiftViftdotcom$50.007/14/2011 2:47:57 PM
env$35.007/14/2011 12:03:02 PM
keeks$25.007/14/2011 3:26:26 PM
loan-squadron3$26.787/14/2011 1:02:52 PM
irrelevant$25.007/14/2011 4:17:33 PM
moola-wildebeest3$50.007/14/2011 2:47:27 PM
Sixmil$50.007/14/2011 2:47:41 PM
genius520$50.007/14/2011 2:47:44 PM
AdrianWapcaplet$50.007/14/2011 2:47:46 PM
minddoc$25.007/14/2011 2:47:54 PM
five-star-note$25.007/14/2011 2:48:01 PM
drg6289$25.007/14/2011 2:48:05 PM
best-charming-leverage$100.007/14/2011 2:48:10 PM
yield-trader$50.007/14/2011 2:48:13 PM
zippy-interest$25.007/14/2011 4:25:21 PM
Doug1043$25.007/14/2011 2:49:11 PM
melodious-openness$316.267/14/2011 4:26:59 PM
prominence8$31.807/14/2011 4:22:55 PM
AntiKris$25.007/14/2011 2:59:17 PM
pearl13$100.007/14/2011 3:13:34 PM
suave-dime6$25.007/14/2011 4:28:49 PM
PatRichi$25.007/14/2011 4:32:19 PM
yield-hut$100.007/14/2011 4:31:36 PM
the-enthralling-coin$25.007/14/2011 4:37:09 PM
Zimbu$25.007/13/2011 4:32:43 PM
tnjohnso$25.007/1/2011 12:41:01 AM
payout-hammock1$50.007/1/2011 4:24:33 AM
janeybooboo$101.006/30/2011 5:12:11 PM
leverage-monger$55.557/1/2011 7:08:23 AM
jmeasn$25.007/1/2011 1:04:38 PM
Amber_Stone$25.007/1/2011 4:01:54 PM
houli123$100.007/3/2011 11:22:17 AM
diplomatic-wealth7$25.007/4/2011 10:09:09 AM
BuildingShanghai$27.167/4/2011 4:08:04 PM
economy-huckleberry0$25.007/5/2011 10:06:52 AM
roux$25.007/7/2011 9:56:38 AM
superb-funds335$25.007/7/2011 8:45:57 PM
jubilant-trade6$50.007/8/2011 12:20:49 AM
Mrgiggleswic$75.007/8/2011 6:36:19 AM
grove064$100.007/8/2011 9:21:02 AM
villagers$25.007/8/2011 12:30:38 PM
bazaar-festivity$25.007/8/2011 10:31:04 PM
fortytwo$250.007/9/2011 10:37:47 AM
asiaratt$50.007/9/2011 12:15:14 PM
BankofRon$25.007/9/2011 12:17:06 PM
asoldier$25.007/9/2011 3:28:05 PM
JohnSmallberries$25.007/11/2011 1:05:45 PM
MadHun$175.007/11/2011 2:17:51 PM
jpac1066$50.007/11/2011 7:53:45 PM
treasure-bliss$35.447/12/2011 1:18:26 AM
red-power-pecan$50.007/12/2011 8:52:13 AM
kingbob$30.007/12/2011 10:40:02 AM
jjswanso$25.007/12/2011 11:14:16 AM
worthy-bid8$25.007/12/2011 3:42:30 PM
trade-beeper4$25.007/12/2011 3:47:39 PM
authoritative-platinum7$25.007/12/2011 3:47:47 PM
antlr$50.007/12/2011 5:08:39 PM
kulender$100.007/12/2011 3:48:30 PM
fortytwo$100.007/12/2011 9:12:11 PM
orange-preeminant-bill$26.287/13/2011 12:49:03 AM
buffalobills$25.007/13/2011 7:59:10 AM
radforj22$50.007/13/2011 7:47:05 AM
wwwUniversal$25.007/13/2011 9:07:17 AM
Comoparklender$25.007/13/2011 12:07:16 PM
selector568$50.007/13/2011 10:43:52 AM
payment-gusto$25.007/13/2011 2:18:43 PM
competent-balance5$100.007/13/2011 1:40:28 PM
omegamon1$30.007/13/2011 3:42:35 PM
deal-hickory5$50.007/13/2011 3:52:04 PM
the-profit-oracle$25.007/13/2011 5:08:20 PM
GCInvestments$25.007/13/2011 5:14:23 PM
john2218$25.007/13/2011 5:23:01 PM
asmithj$50.007/14/2011 3:02:10 AM
asset-professor$50.007/14/2011 5:41:50 AM
NoCal$25.007/14/2011 7:58:35 AM
hellasow$50.007/14/2011 8:26:58 AM
stock106$25.007/14/2011 9:13:25 AM
unrivaled-silver$46.547/14/2011 9:12:31 AM
SDNLR$70.267/14/2011 9:32:17 AM
foxtrot12$45.087/14/2011 9:13:13 AM
dedicated-transaction796$50.007/14/2011 9:14:34 AM
sparkling-basis0$50.007/14/2011 10:07:04 AM
dough-museum1$25.007/14/2011 12:37:04 PM
reflective-rupee$200.097/14/2011 9:26:56 AM
coin-investor$25.007/14/2011 9:33:13 AM
shrewd-income$78.007/14/2011 2:02:47 PM
innocent-income4$25.007/14/2011 2:47:42 PM
stoopidnoodle$25.007/14/2011 2:47:46 PM
money-bauble$64.837/14/2011 2:47:53 PM
reasonable-bonus6$25.007/14/2011 2:47:56 PM
delicious-cash$25.007/14/2011 2:47:25 PM
desertoasis$30.007/14/2011 2:47:29 PM
roman2008$25.007/14/2011 2:47:39 PM
Cai8899$25.007/14/2011 2:47:48 PM
dthompso$100.007/14/2011 2:47:54 PM
runner262$25.007/14/2011 2:48:24 PM
zipemdown$25.007/14/2011 2:48:30 PM
worldly-investment333$200.007/14/2011 11:54:59 AM
dignified-leverage5$25.007/14/2011 12:06:34 PM
gristle_mcthornbody$25.007/14/2011 1:32:47 PM
SDKiwi$25.007/14/2011 1:42:02 PM
market-giraffe7$78.437/14/2011 2:05:17 PM
willinvest$25.007/14/2011 2:12:19 PM
well-mannered-income3$25.007/14/2011 4:05:18 PM
flwah$25.007/14/2011 2:47:38 PM
transparency-baton$25.007/14/2011 2:47:43 PM
wizardii$25.007/14/2011 2:47:48 PM
tender-commerce8$50.007/14/2011 2:47:56 PM
bonus-demon$25.007/14/2011 2:48:32 PM
thankful-generosity5$100.007/14/2011 4:26:38 PM
thankful-generosity5$55.007/14/2011 4:23:02 PM
janeybooboo$49.007/14/2011 3:02:07 PM
EastBayCapital$25.007/14/2011 3:26:53 PM
hayhelp$25.007/14/2011 4:22:09 PM
power-rotation7$25.007/14/2011 4:25:40 PM
FeedTheMachine$100.007/14/2011 4:27:17 PM
197 Investments
 
Borrower Payment Dependent Notes Series 514025
This series of Notes was issued and sold upon the funding of the borrower loan #51254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jun-29-2011 
Term: 36 months Listing End date:  Jul-11-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $265.33
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1997 Debt/Income ratio: 31%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,351Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: gentle-p2ploan5 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan: home inprovement
This loan will be used to...To rebuild decks around the house, and pay off some small bills

My financial situation:
I am a good candidate for this loan because... I feel I am a good candidate for this loan because of my repayment history, I have never been late on any bills. This reason for some of the high debt in 2009 I was laid off from work and instead of being late on my bills I used a credit card to make some of the payments. And i do own a small farm and have some extra income through it from the sale of cows


Monthly net income: $5200
Monthly expenses: $2700
Housing: $1100
Insurance: $200
Car expenses: $150
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $350
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
JustMee$25.006/29/2011 5:07:01 PM
simplelender80$100.006/29/2011 5:06:42 PM
janeybooboo$100.006/29/2011 8:34:46 PM
janeybooboo$100.006/29/2011 8:34:30 PM
social-hunter5$25.006/30/2011 6:47:15 AM
economy-huckleberry0$25.006/30/2011 12:29:43 PM
CA-Lender$75.066/30/2011 10:42:27 AM
payout-hammock1$50.007/1/2011 4:24:43 AM
exchange-upholder0$25.007/1/2011 2:04:13 PM
loyalist1$100.007/1/2011 7:49:59 PM
EngineersAlliance$100.007/2/2011 3:59:11 PM
justasoldier$50.007/5/2011 1:34:50 PM
natural-platinum$25.007/5/2011 2:29:31 PM
important-openness1$100.007/5/2011 3:29:47 PM
Kash2010lu$25.007/6/2011 8:32:44 AM
alphaseek$150.007/6/2011 11:05:27 AM
Investor_DP$100.007/7/2011 12:05:04 AM
exciting-fairness$200.007/7/2011 9:11:56 AM
asiaratt$50.007/7/2011 9:13:05 AM
enchanted-diversification496$50.007/7/2011 11:21:06 AM
diligent-peace9$50.007/7/2011 12:21:33 PM
glimmering-funds2$50.007/7/2011 2:16:24 PM
buffalobills$25.007/8/2011 7:42:33 AM
leverage-monger$25.007/8/2011 9:03:30 AM
FoosMaster$25.007/8/2011 9:39:09 AM
FinanceEngine$35.007/8/2011 11:28:33 AM
ready-interest9$25.007/8/2011 1:15:17 PM
ibndalight$25.007/8/2011 1:30:28 PM
rvfbroker$25.007/8/2011 1:36:53 PM
DasMula$27.007/8/2011 9:41:54 PM
Investor_DP$100.007/8/2011 9:54:13 PM
Investor_DP$100.007/8/2011 10:01:28 PM
Beld$50.007/9/2011 7:11:04 AM
periko$25.007/9/2011 10:13:32 AM
fortytwo$250.007/9/2011 10:37:40 AM
fortytwo$75.007/9/2011 10:42:13 AM
StPong$25.007/9/2011 12:15:09 PM
treasure-bliss$50.007/9/2011 12:17:43 PM
mlj0671$25.007/9/2011 2:22:07 PM
commerce-web5$25.007/9/2011 4:53:48 PM
fantastic-bazaar2$50.007/9/2011 7:12:45 PM
well-mannered-income3$40.007/10/2011 10:22:25 AM
Wangchuk$25.007/10/2011 11:20:07 AM
friendinmoney$25.007/10/2011 12:11:24 PM
UHcougars$30.007/10/2011 10:37:52 PM
credit-coach118$30.007/11/2011 8:54:19 AM
baker31$50.007/11/2011 9:14:17 AM
leverage-monger$25.007/11/2011 9:40:56 AM
mpatrick$25.007/11/2011 9:44:12 AM
revenue-giraffe5$25.007/11/2011 10:17:48 AM
excellent-loan8$25.007/11/2011 10:32:40 AM
marlinssb$25.007/11/2011 10:36:47 AM
Wangchuk$25.006/29/2011 5:09:42 PM
Investor_DP$100.006/29/2011 5:06:33 PM
lendstats_com$300.006/29/2011 6:39:46 PM
houli123$25.006/30/2011 9:45:54 AM
loanman2007$175.007/1/2011 6:49:47 AM
InChicago$50.007/1/2011 8:27:57 AM
jmeasn$25.007/1/2011 1:04:45 PM
jmeasn$25.007/1/2011 12:09:41 PM
Investoman$100.007/1/2011 5:10:10 PM
Dubbs360$25.007/2/2011 1:01:33 AM
BradP$25.007/2/2011 8:52:52 AM
diplomatic-wealth7$25.007/2/2011 1:19:07 PM
first-favorite-bonus9$25.007/3/2011 11:34:04 AM
Astyanax$100.007/2/2011 3:57:45 PM
Weaverville$25.007/4/2011 9:14:38 AM
Lily_of_the_Valley$50.007/4/2011 10:48:44 AM
loan-adventurer7$200.007/5/2011 10:34:36 AM
let_me_retire$25.007/6/2011 12:13:48 AM
SolarMoonshine$25.007/6/2011 10:29:10 AM
Whipster$60.007/6/2011 11:05:37 AM
Jack55304$300.007/6/2011 9:13:20 PM
Investor_DP$100.007/7/2011 12:03:32 AM
BankofRon$25.007/7/2011 1:57:27 AM
profitable-return5$25.007/7/2011 8:06:42 AM
Bob450$25.007/7/2011 11:24:52 AM
jubilant-trade6$50.007/8/2011 12:20:44 AM
first-dinero-paladin$50.007/8/2011 1:06:48 AM
reward-adventure$25.007/8/2011 6:04:41 AM
SecondChanceLendingSERV$25.007/8/2011 7:54:20 AM
profit-powerplant$25.007/8/2011 9:37:33 AM
villagers$25.007/8/2011 12:30:35 PM
tech310$50.007/8/2011 12:52:51 PM
asoldier$25.007/8/2011 12:32:27 PM
jcw3rd$25.007/8/2011 2:09:10 PM
auction-seeker$25.007/8/2011 4:08:04 PM
tshurts$25.007/8/2011 5:10:29 PM
Reliance_Banker$25.007/8/2011 6:47:50 PM
intrepid-loot$25.007/9/2011 7:30:18 AM
Helenska11$50.007/9/2011 8:36:20 AM
108lender$50.007/9/2011 11:25:19 AM
jmeasn$25.007/9/2011 12:12:41 PM
ommcd$25.007/9/2011 12:13:48 PM
authoritative-platinum7$25.007/9/2011 12:15:05 PM
jjswanso$75.007/9/2011 12:14:54 PM
trade-beeper4$25.007/9/2011 12:16:36 PM
alexgalt$25.007/9/2011 1:02:14 PM
reflective-rupee$300.097/9/2011 12:49:24 PM
money-baron-roth-IRA$25.007/9/2011 6:18:11 PM
exchange-upholder0$25.007/9/2011 6:49:37 PM
otto1939$51.007/9/2011 8:21:38 PM
AlternativeCashFlow$25.007/9/2011 6:25:47 PM
bancoroyal$25.007/10/2011 8:46:56 AM
baker31$50.007/10/2011 11:03:13 AM
red-ready-principal$50.007/10/2011 4:12:45 PM
wonder3$30.007/10/2011 4:57:52 PM
pious-benjamins1$25.007/10/2011 5:02:53 PM
wlm3012$30.007/10/2011 5:00:57 PM
worldly-investment333$100.007/10/2011 10:26:06 PM
Jeffro123456$33.367/10/2011 5:37:01 PM
umfan123$25.007/11/2011 6:02:22 AM
Tlk2drew$80.007/11/2011 10:06:51 AM
funds-kingdom$33.697/11/2011 10:52:58 AM
PeePaw$25.007/11/2011 10:51:20 AM
credit-driver9$94.807/11/2011 10:55:45 AM
116 Investments
 
Borrower Payment Dependent Notes Series 514060
This series of Notes was issued and sold upon the funding of the borrower loan #51249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-02-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1993 Debt/Income ratio: 17%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:9y 11m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $323Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 92%  
   Homeownership: No  
Screen name: JesseKW Borrower's state: NewMexico Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free!
Purpose of loan:
This loan will be used to pay off two high interest rate (250%) loans that were used for emergency purposes.

My financial situation:
I am a good candidate for this loan because with my household income it will possible to comfortably pay a Prosper loan where as the current high interest rate loans, which are due bi-weekly, are creating financial stress.


Monthly net income: $4300
Monthly expenses: $
Housing: $888
Insurance: $80
Car expenses: $100
Utilities: $80
Phone, cable, internet: $75
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $130
Other expenses: $440
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.007/2/2011 2:16:11 PM
golffish2$25.007/5/2011 3:56:08 AM
atlvalet$25.007/12/2011 12:55:39 PM
ksubd$50.007/13/2011 8:24:35 AM
Silverling6$40.007/14/2011 6:57:15 AM
seatown7$50.007/14/2011 2:43:51 AM
VJ_Financial$26.027/14/2011 8:00:05 AM
dejapooh$31.607/14/2011 9:27:19 AM
reflective-rupee$300.097/15/2011 12:42:00 PM
glroark$50.007/15/2011 1:25:13 PM
aztocas$50.007/15/2011 3:59:57 PM
diversification-maple1$25.007/15/2011 4:20:31 PM
entertaining-greenback2$25.007/15/2011 5:08:32 PM
let_me_retire$25.007/15/2011 5:41:26 PM
168RichCapital$25.077/15/2011 5:00:21 PM
whirlingdervish$100.007/15/2011 5:20:14 PM
sweetlan$25.077/15/2011 7:58:51 PM
IASKGOD$25.007/15/2011 7:31:27 PM
dariop$30.767/15/2011 5:49:51 PM
Something-Corporate$25.007/3/2011 10:13:35 AM
InChicago$50.007/6/2011 7:03:46 AM
dano1965$33.067/12/2011 8:56:04 AM
unfixer$25.007/13/2011 7:35:15 AM
420limo$25.007/13/2011 11:23:22 AM
digitaldan$28.007/14/2011 8:29:23 AM
GolfPro2006$25.007/15/2011 3:16:59 AM
green-peso-backer$1,000.007/15/2011 10:24:21 AM
Christus_Victor$25.007/15/2011 10:31:31 AM
bluebouyz$25.007/15/2011 10:36:51 AM
historic-loan1$50.007/15/2011 1:25:26 PM
wlm3012$30.007/15/2011 4:11:14 PM
SolarMoonshine$25.007/15/2011 2:45:37 PM
ChrisProsper$300.007/15/2011 3:46:09 PM
mammalian4$25.007/15/2011 4:27:58 PM
handy-justice$50.007/15/2011 5:54:21 PM
Rogelio48$25.007/15/2011 9:17:16 PM
DasMula$280.337/15/2011 9:37:15 PM
37 Investments
 
Borrower Payment Dependent Notes Series 514111
This series of Notes was issued and sold upon the funding of the borrower loan #51230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-03-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $489.84
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2001 Debt/Income ratio: 27%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:14y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,659Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: new-careful-commitment Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan to pay credit cards
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/3/2011 12:05:41 PM
alphaseek$150.007/6/2011 2:23:39 PM
diplomatic-wealth7$25.007/6/2011 3:49:32 PM
Investor_DP$100.007/7/2011 12:05:18 AM
reward-adventure$25.007/8/2011 6:04:53 AM
Investor_DP$100.007/8/2011 9:54:32 PM
Investor_DP$100.007/8/2011 10:01:38 PM
fortytwo$250.007/9/2011 10:37:57 AM
asiaratt$25.007/10/2011 12:36:23 AM
tech310$25.007/9/2011 7:56:19 PM
6moonbeams$100.007/11/2011 10:01:06 PM
mlj0671$25.007/12/2011 5:53:34 AM
red-power-pecan$50.007/12/2011 9:23:58 AM
natural-platinum$25.007/12/2011 3:48:24 PM
dynrep$50.007/12/2011 3:56:35 PM
unger$111.117/13/2011 5:11:16 AM
worth-blanket2$5,000.007/13/2011 8:05:34 AM
selector568$50.007/13/2011 10:43:56 AM
HermanstadtKid$25.007/13/2011 10:47:19 AM
wonder3$30.007/13/2011 10:10:44 AM
deal-hickory5$50.007/13/2011 3:52:07 PM
HedgeFund$25.007/13/2011 3:42:54 PM
vutah$25.007/13/2011 5:09:09 PM
refined-return922$25.007/13/2011 4:42:16 PM
jpac1066$50.007/13/2011 5:58:00 PM
icanhasloanz$25.007/13/2011 9:18:59 PM
trippd6$25.007/13/2011 9:35:14 PM
intuitive-velocity4$25.007/14/2011 12:27:31 AM
alexgalt$25.007/13/2011 11:02:01 PM
chad-bro-chill$25.007/14/2011 6:22:15 AM
ommcd$25.007/14/2011 9:12:52 AM
nickel-hickory$100.007/14/2011 3:59:21 PM
treasure-bliss$50.007/14/2011 4:18:46 PM
credit-sycamore4$50.007/14/2011 4:27:32 PM
tshurts$25.007/14/2011 4:18:33 PM
melodious-openness$100.007/14/2011 4:32:15 PM
loss-of-control$50.007/14/2011 6:19:35 PM
Doug1043$25.007/15/2011 4:27:58 AM
zone6$42.397/15/2011 5:30:26 AM
bluehen00$25.007/15/2011 6:34:01 AM
ckatak$50.007/15/2011 7:13:41 AM
gothampark$25.007/15/2011 7:23:50 AM
anarchy1985$33.207/15/2011 8:01:55 AM
suave-dime6$25.007/15/2011 5:46:36 AM
Crie$26.307/15/2011 9:10:01 AM
fairhelper$25.007/15/2011 9:32:17 AM
Palacios$50.007/15/2011 9:37:44 AM
jonmars$25.007/15/2011 9:57:31 AM
paulpk$152.057/15/2011 10:03:50 AM
cforell$28.937/15/2011 10:05:02 AM
nickel-hickory$100.007/15/2011 9:36:39 AM
manatee21$25.007/15/2011 12:24:23 PM
caseattle$25.007/15/2011 10:36:01 AM
Unicorn$53.047/15/2011 12:48:41 PM
historic-loan1$60.007/15/2011 1:22:18 PM
simplelender80$100.007/3/2011 12:05:47 PM
Dubbs360$25.007/4/2011 7:09:11 AM
Investoman$50.007/6/2011 7:50:48 AM
Investor_DP$100.007/7/2011 12:03:51 AM
glimmering-funds2$50.007/7/2011 2:16:32 PM
first-favorite-bonus9$25.007/7/2011 5:08:44 PM
jubilant-trade6$50.007/8/2011 12:20:58 AM
villagers$25.007/8/2011 12:30:44 PM
bazaar-festivity$25.007/8/2011 10:30:03 PM
frogperson$50.007/9/2011 11:29:15 AM
Weaverville$25.007/9/2011 12:16:24 PM
commerce-web5$25.007/9/2011 4:54:06 PM
MadHun$175.007/11/2011 2:18:02 PM
important-openness1$100.007/11/2011 7:52:13 PM
GElender$50.007/13/2011 5:43:55 AM
SNH$75.007/13/2011 6:23:15 AM
jhernand17$25.007/13/2011 8:46:20 AM
skaught$40.007/13/2011 9:21:30 AM
Whipster$60.007/13/2011 8:07:17 AM
basis-image$25.007/13/2011 10:08:53 AM
reflective-rupee$500.097/13/2011 1:52:36 PM
SolarMoonshine$25.007/13/2011 10:06:37 AM
Christus_Victor$25.007/13/2011 3:38:50 PM
daano15$25.007/13/2011 2:42:27 PM
competent-balance5$100.007/13/2011 1:40:34 PM
credit-missile$125.007/13/2011 4:18:30 PM
Bob450$25.007/13/2011 4:28:36 PM
loot-supporter2$25.007/13/2011 8:30:52 PM
afterhours$25.007/13/2011 8:11:31 PM
irrelevant$25.007/14/2011 1:17:52 AM
britgsb$50.007/14/2011 2:52:35 AM
well-mannered-income3$30.007/14/2011 8:10:34 AM
ect_2k20$25.007/14/2011 7:12:53 AM
mpatrick$50.007/14/2011 9:13:54 AM
enchanted-diversification496$50.007/14/2011 9:13:17 AM
asoldier$25.007/14/2011 2:48:49 PM
pearl13$100.007/14/2011 3:13:38 PM
nickel-hickory$100.007/14/2011 4:01:17 PM
nickel-hickory$100.007/14/2011 3:59:25 PM
worthy-bid8$25.007/14/2011 4:18:48 PM
kulender$100.007/14/2011 5:09:00 PM
Rip128$250.007/14/2011 6:05:26 PM
fantastic-bazaar2$50.007/14/2011 7:07:43 PM
AlternativeCashFlow$25.007/14/2011 7:41:30 PM
shrewd-income$25.007/14/2011 6:03:15 PM
let_me_retire$100.007/14/2011 6:15:42 PM
leverage-monger$25.007/15/2011 7:33:13 AM
baker31$50.007/15/2011 8:28:15 AM
MTF$50.007/15/2011 8:36:53 AM
LARRY4NY$25.007/15/2011 8:42:59 AM
shrewd-income$181.067/15/2011 5:55:24 AM
wojo$25.007/15/2011 8:59:03 AM
thankful-nickel2$25.007/15/2011 6:04:02 AM
jjswanso$25.007/15/2011 9:12:45 AM
dollar-sonnet3$50.007/15/2011 6:54:35 AM
nickel-hickory$100.007/15/2011 9:36:33 AM
ect_2k20$25.007/15/2011 7:33:59 AM
loanman2007$100.007/15/2011 11:02:12 AM
grampy48$25.007/15/2011 11:20:56 AM
worthy-bid4$112.007/15/2011 12:27:54 PM
wirebutterfly$50.007/15/2011 12:34:31 PM
DasMula$27.007/15/2011 12:25:57 PM
ddog0224$27.907/15/2011 12:46:16 PM
mostlynice$84.937/15/2011 1:57:48 PM
economy-beast$25.007/15/2011 1:22:41 PM
120 Investments
 
Borrower Payment Dependent Notes Series 514343
This series of Notes was issued and sold upon the funding of the borrower loan #51212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-01-2011 
Term: 60 months Listing End date:  Jul-14-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 20.44% Monthly payment: $207.48
 
Lender servicing fee: 1.00% Effective Yield*: 17.68%  
Estimated return*: 11.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-1997 Debt/Income ratio: 22%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 16 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,989Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: No  
Screen name: Needy-lady4901 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Money to get my life back on track
Purpose of loan: To pay bills
This loan will be used to... to pay credit cards, medical bills, get cars fixed

My financial situation: 5th 3rd
I am a good candidate for this loan because...I pay my debts; I desperately want to get away from credit cards. I need my cars in running order to go to work.


Monthly net income: $
Monthly expenses: $
Housing: $ 634
Insurance: $70
Car expenses: $240 for a couple more months
Utilities: $100
Phone, cable, internet: $126
Food, entertainment: $ very little
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $2100 (medical bill)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
rescue$100.007/1/2011 9:04:23 AM
HamachiMan$50.007/1/2011 9:05:01 AM
greenback-seagull2$100.007/1/2011 9:05:11 AM
BxRealtor$25.007/1/2011 9:04:20 AM
ski bum$100.007/1/2011 9:04:52 AM
SimpleChoice$25.007/1/2011 9:35:16 AM
Acid$25.007/1/2011 9:35:21 AM
Bubbasnestegg$50.007/1/2011 2:49:22 PM
jmeasn$25.007/1/2011 11:44:54 AM
pnace$50.007/2/2011 8:20:17 AM
indomitable-coin$25.007/4/2011 9:05:42 AM
loyalty-sherpa$25.007/6/2011 2:33:04 PM
kdog99$100.007/6/2011 3:51:52 PM
refined-return922$25.007/7/2011 2:49:43 PM
knowledgeable-payment7$25.007/8/2011 9:45:29 AM
villagers$100.007/8/2011 12:31:51 PM
yerkster1$25.007/8/2011 5:28:11 PM
skorpious$25.007/8/2011 6:55:01 PM
Josphine$25.007/9/2011 5:50:37 AM
BlackCat36$250.007/9/2011 10:09:40 AM
Weaverville$50.007/9/2011 1:07:31 PM
nickel-ferret$50.007/11/2011 7:40:46 AM
blue-dough-trumpeter$25.007/11/2011 1:02:46 PM
MadHun$175.007/11/2011 2:17:54 PM
wwialnlgy$100.007/11/2011 4:47:25 PM
Interloper$40.007/11/2011 5:16:58 PM
income-buffalo1$100.007/11/2011 7:03:36 PM
wesand22$100.007/11/2011 8:50:42 PM
market-trooper3$25.007/12/2011 2:26:30 AM
Mlusher$25.007/12/2011 8:43:04 AM
elbastador$25.007/12/2011 11:00:31 AM
mybackyard$53.987/12/2011 11:12:05 AM
gtdane$25.007/12/2011 10:02:07 AM
cr8on$100.007/12/2011 5:09:09 PM
Art818$33.337/13/2011 12:38:58 AM
worth-arch$25.007/13/2011 6:33:18 AM
ksubd$65.007/13/2011 8:22:43 AM
refined-return922$25.007/13/2011 9:05:00 AM
Higheagle$40.887/13/2011 8:37:14 AM
commerce-broker$25.007/13/2011 12:48:23 PM
beer-gardener$25.307/13/2011 12:11:51 PM
selector568$50.007/13/2011 10:43:53 AM
deal-hickory5$100.007/13/2011 3:53:33 PM
nalaari$39.987/13/2011 5:13:28 PM
luckygreen10$50.007/13/2011 5:18:36 PM
astute-benjamins$25.007/13/2011 4:10:20 PM
elephantparty$25.007/13/2011 10:02:21 PM
jlr613$50.007/13/2011 9:59:40 PM
debtcollector$50.007/14/2011 7:29:52 AM
green-moola-sniffer$25.007/14/2011 12:51:00 AM
loan-wasp$25.007/14/2011 8:33:58 AM
slpark$30.007/14/2011 8:41:55 AM
the-profit-oracle$25.007/14/2011 9:13:54 AM
brightest-reasonable-fairness$50.007/14/2011 9:13:58 AM
egw$25.007/14/2011 9:14:10 AM
roi-advantage$25.007/14/2011 11:53:54 AM
melodious-fairness$25.007/14/2011 11:56:38 AM
power-bluebird2$25.007/14/2011 2:00:21 PM
investment-comet$25.007/14/2011 11:33:43 AM
toomanyfishtanks$25.007/14/2011 2:52:56 PM
power-defender7$75.007/14/2011 2:58:44 PM
gilbrear$25.007/14/2011 3:37:14 PM
first-class-wealth6$25.007/14/2011 4:37:00 PM
bancoroyal$25.007/14/2011 4:42:16 PM
bid-computer$50.007/14/2011 5:08:09 PM
intuitive-benefit3$100.007/14/2011 5:09:04 PM
availableloan$25.007/1/2011 9:04:30 AM
Investor_DP$100.007/1/2011 9:04:56 AM
janeybooboo$26.007/1/2011 9:11:14 AM
helpinghand63$25.007/1/2011 9:15:57 AM
Zolton$100.007/5/2011 9:19:08 AM
jubilant-trade6$50.007/5/2011 11:46:37 PM
Tscheddar$25.007/7/2011 12:31:56 PM
Ambassador$33.007/7/2011 8:10:34 PM
pearl13$100.007/8/2011 9:32:41 AM
basis-statue2$25.007/8/2011 1:47:42 PM
fortytwo$250.007/9/2011 10:37:50 AM
NYCFinancier$25.007/9/2011 4:20:19 PM
commerce-web5$25.007/9/2011 4:53:58 PM
tech310$50.007/9/2011 7:53:41 PM
vigilance-revolutionary$50.007/10/2011 12:18:13 PM
alphaseek$300.007/10/2011 5:41:14 PM
crw1950$35.547/11/2011 6:08:23 PM
6moonbeams$100.007/11/2011 10:00:55 PM
jubilant-trade6$50.007/12/2011 12:14:03 AM
bonafide-asset8$50.007/12/2011 8:21:41 AM
fiddlerzvi$50.007/12/2011 9:13:38 AM
loot-castanets$30.007/12/2011 3:30:47 PM
jonmars$25.007/12/2011 3:42:23 PM
brainy-repayment5$25.007/12/2011 3:53:07 PM
Rivervale_Westwood$25.007/12/2011 5:14:09 PM
Melrosian$60.007/12/2011 8:05:45 PM
radforj22$25.007/13/2011 4:03:47 AM
britgsb$50.007/13/2011 2:42:20 AM
kulender$50.007/13/2011 9:07:10 AM
liberty-carnival$25.007/13/2011 9:29:11 AM
ttnk62918$25.007/13/2011 9:57:13 AM
dogchow$103.327/13/2011 10:16:58 AM
damage$25.007/13/2011 11:18:15 AM
thoughtful-money4$200.007/13/2011 11:18:40 AM
competent-balance5$100.007/13/2011 1:40:30 PM
marwadi-62$100.007/13/2011 12:58:18 PM
johannesfactotum$35.487/13/2011 5:11:55 PM
liberty-pecan$500.007/13/2011 5:38:21 PM
john2218$25.007/13/2011 5:23:02 PM
panegryst$50.007/13/2011 7:30:14 PM
finance-magma7$25.007/13/2011 6:52:11 PM
community-bee$25.007/13/2011 8:32:56 PM
vivid-vigilance3$25.007/13/2011 5:35:41 PM
ThomasC$50.007/13/2011 9:35:06 PM
bold-steady-peso$100.007/13/2011 6:13:47 PM
profitable-money$25.007/13/2011 11:05:12 PM
the-swashbuckler$25.007/13/2011 8:41:26 PM
wlm3012$30.007/14/2011 7:19:14 AM
asset-professor$30.007/14/2011 5:41:51 AM
ebgb234$25.007/14/2011 8:37:13 AM
wwwUniversal$25.007/14/2011 9:13:10 AM
dollar-chestnut8$50.007/14/2011 9:13:57 AM
Smallbear$25.007/14/2011 10:02:19 AM
worldly-investment333$200.007/14/2011 10:33:28 AM
cutter21$25.007/14/2011 11:59:56 AM
riproaringrapids$25.007/14/2011 9:34:11 AM
shrewd-income$100.007/14/2011 10:44:28 AM
Gabriel02$25.007/14/2011 2:44:52 PM
comet55$25.007/14/2011 3:15:11 PM
Stingray8a$25.007/14/2011 3:53:46 PM
zippy-interest$25.007/14/2011 4:25:23 PM
credit-maple5$77.147/14/2011 4:32:47 PM
MrOglesby$25.007/14/2011 4:53:58 PM
jpac1066$100.007/14/2011 4:59:45 PM
yield-hut$300.007/14/2011 4:34:32 PM
p2p-paradise$25.007/14/2011 5:08:09 PM
miked8303$25.007/14/2011 5:09:04 PM
elevated-reward8$200.007/14/2011 5:12:22 PM
progressive-economy261$100.007/14/2011 5:09:03 PM
Ripsaw4U$50.007/14/2011 5:12:15 PM
deal-processor0$100.007/14/2011 5:09:05 PM
137 Investments
 
Borrower Payment Dependent Notes Series 515271
This series of Notes was issued and sold upon the funding of the borrower loan #51248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-12-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $122.46
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2003 Debt/Income ratio: 14%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: titanfan84 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2200
Entire Monthly expenses: $1500
Housing: $575
Insurance: $75
Car expenses: $275
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MichaelProsper$34.607/7/2011 5:00:48 PM
diligent-peace9$25.007/8/2011 10:25:12 AM
well-mannered-income3$25.007/8/2011 7:58:13 PM
yf99yz$30.007/8/2011 9:43:30 PM
Investor_DP$100.007/8/2011 10:02:04 PM
newest-generous-income$25.007/9/2011 8:17:26 AM
AlternativeCashFlow$25.007/10/2011 2:19:25 PM
SolarMoonshine$25.007/11/2011 3:50:31 AM
fortytwo$100.007/11/2011 10:49:30 AM
scrappy-diversification7$1,805.317/12/2011 7:54:22 AM
daekpon$30.007/7/2011 5:00:31 PM
Investor_DP$100.007/7/2011 5:01:30 PM
simplelender80$100.007/7/2011 5:01:42 PM
reflective-rupee$200.097/7/2011 11:06:44 PM
taltman$25.007/7/2011 8:47:05 PM
reward-adventure$25.007/8/2011 6:05:13 AM
chad-bro-chill$25.007/8/2011 6:26:58 AM
leverage-monger$25.007/8/2011 9:21:06 AM
villagers$25.007/8/2011 12:31:00 PM
proud-pound4$25.007/8/2011 3:07:34 PM
jmeasn$25.007/8/2011 8:39:16 PM
Investor_DP$100.007/8/2011 9:55:01 PM
Dubbs360$25.007/10/2011 12:15:24 PM
Investoman$50.007/11/2011 6:20:43 AM
leverage-oasis$25.007/11/2011 7:49:03 PM
25 Investments
 
Borrower Payment Dependent Notes Series 516086
This series of Notes was issued and sold upon the funding of the borrower loan #51227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-12-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $128.28
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1993 Debt/Income ratio: 17%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 4Length of status:9y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,559Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: coin-volcano Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
 
Principal balance: $1,454.73 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Consolidate Bills
Purpose of loan:
This loan will be used to consolidate bills. My goal is to be out of debt from credit cards and loans in the next 2-3 years.

My financial situation:
I am a good candidate for this loan because I pay my bills before or on the due date. I stay with in my budget.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ski bum$100.007/12/2011 5:02:42 PM
Investor_DP$100.007/12/2011 5:02:21 PM
janeybooboo$50.007/12/2011 8:05:05 PM
janeybooboo$25.007/12/2011 8:05:15 PM
Reddy_Capital$25.007/12/2011 9:03:54 PM
powerful-finance7$25.007/13/2011 2:43:32 AM
radforj22$25.007/13/2011 4:03:53 AM
Johnab$26.007/13/2011 4:54:52 AM
worth-arch$25.007/13/2011 6:33:20 AM
GElender$50.007/13/2011 5:43:59 AM
worth-blanket2$2,411.957/13/2011 8:04:31 AM
resolute-basis9$100.007/12/2011 5:02:24 PM
jdrez$25.007/12/2011 5:17:06 PM
pnace$50.007/12/2011 5:03:01 PM
diligent-peace9$125.007/12/2011 8:52:40 PM
Panna$25.007/13/2011 12:48:32 AM
janeybooboo$25.007/12/2011 8:05:23 PM
britgsb$25.007/13/2011 2:07:19 AM
corporatejim$26.927/13/2011 4:15:25 AM
Mariner3605$25.007/13/2011 12:59:50 AM
C2Banking$25.007/13/2011 5:07:20 AM
Feyenoord$25.007/13/2011 12:48:23 AM
SimpleChoice$25.007/13/2011 12:48:34 AM
JLMGroupFunds$25.007/13/2011 3:42:51 AM
SNH$75.007/13/2011 6:23:22 AM
jsnryn$35.137/13/2011 7:37:57 AM
26 Investments
 
Borrower Payment Dependent Notes Series 490792
This series of Notes was issued and sold upon the funding of the borrower loan #51234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jul-08-2011 
Term: 36 months Listing End date:  Jul-10-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $97.21
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2000 Debt/Income ratio: 18%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 7Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 36 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,362Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: diversification-freshmaker Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 640-659 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2010)
680-699 (Apr-2010)
640-659 (Jan-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
Credit Card to Installment Loan
Purpose of loan:
This loan will be used to pay back debt at reasonable interest rather than those crazy credit card rates!

My financial situation:
I am a good candidate for this loan because I have an EXCELLENT payment history and am motivated to get out of debt. I went through a period of denial and embarassment because of my debt and ever since I "came clean" I have been able to face the situation head-on and now I am getting some where. :) I hope to have all my revolving debt paid off in 3 years. Better yet, converted to installment debt like what I'm asking for right now. If you understand where I've been and where I'm going and been there yourself, please help me along the way by funding this loan. Thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
compoundinterest$50.007/8/2011 5:03:31 PM
epicanthal$25.007/8/2011 5:02:45 PM
uberrific$100.007/8/2011 5:03:09 PM
janeybooboo$25.007/8/2011 6:00:29 PM
janeybooboo$25.007/8/2011 6:13:32 PM
JustMee$25.007/8/2011 5:22:17 PM
Onlyhappycustomers$25.007/8/2011 7:52:14 PM
penny-finder$43.007/8/2011 7:36:34 PM
availableloan$25.007/8/2011 8:31:28 PM
jmeasn$25.007/8/2011 8:39:20 PM
MarvintheMartian$35.007/8/2011 8:51:32 PM
Solid-Platinum$100.007/8/2011 11:27:29 PM
vutah$25.007/9/2011 8:39:10 AM
proper-commitment5$25.007/9/2011 10:25:52 AM
swti37$100.007/9/2011 9:17:10 AM
credit-coach118$25.007/9/2011 9:52:15 AM
agalt$125.007/9/2011 11:41:42 AM
SolarMoonshine$25.007/9/2011 3:56:03 PM
setUup$38.207/9/2011 4:36:57 PM
payment-halo$25.007/9/2011 9:08:37 PM
auction-seeker$25.007/10/2011 8:25:20 AM
SoCalIsHere$35.007/9/2011 11:54:30 PM
LD4LIFE$50.007/10/2011 11:21:03 AM
bancoroyal$25.007/10/2011 8:52:34 AM
jpac1066$75.007/10/2011 6:37:42 PM
myduck$50.007/10/2011 3:49:27 PM
HomerdohNY$25.007/10/2011 4:41:25 PM
wlm3012$30.007/10/2011 4:57:30 PM
indomitable-coin$25.007/8/2011 5:02:48 PM
organized-payment6$50.007/8/2011 5:03:13 PM
pnace$35.007/8/2011 5:02:47 PM
ski bum$100.007/8/2011 5:03:05 PM
janeybooboo$25.007/8/2011 6:00:09 PM
GoGators01$25.007/8/2011 9:31:31 PM
thankful-nickel2$25.007/8/2011 11:38:40 PM
elvisloans$25.007/9/2011 5:56:52 AM
fortytwo$250.007/9/2011 10:38:32 AM
ryan6853$25.007/9/2011 9:54:13 AM
proper-commitment5$25.007/9/2011 10:29:49 AM
HamachiMan$50.007/9/2011 12:16:41 PM
jpblan11$25.007/9/2011 7:09:18 PM
balance-transformer3$50.007/9/2011 9:19:16 PM
Unitas4302$300.007/10/2011 6:30:24 AM
cash-vault$25.007/9/2011 9:45:24 PM
spiff666$26.667/10/2011 8:05:38 AM
first-serene-credit$25.007/9/2011 10:14:30 PM
yield-hut$100.007/10/2011 11:13:45 AM
marwadi-62$300.007/10/2011 11:50:23 AM
fervent-power$44.767/10/2011 1:10:56 PM
Reddy_Capital$36.007/10/2011 4:25:30 PM
RecoveryLender$25.007/10/2011 3:54:09 PM
janeybooboo$25.007/10/2011 6:02:45 PM
euro-deployment$25.007/10/2011 6:14:42 PM
worldly-investment333$99.247/10/2011 10:23:28 PM
troile$27.147/10/2011 9:53:11 PM
55 Investments
 
Borrower Payment Dependent Notes Series 493848
This series of Notes was issued and sold upon the funding of the borrower loan #51325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-12-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-2004 Debt/Income ratio: 24%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 15 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,965Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: glowing-repayment5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
Consolidate CC/loans

My financial situation:
I am a good candidate for this loan because I am to make my payments on time. I have never had any delinquent accounts and


Monthly net income: $4228
Housing: $ 650
Insurance: $80
Utilities: $ 70
Phone, cable, internet: $150
Credit cards and other loans: $715
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.007/12/2011 9:03:46 AM
money-baron$25.007/12/2011 9:03:17 AM
profit-powerplant$25.007/12/2011 9:04:08 AM
diligent-peace9$150.007/12/2011 10:32:42 AM
MarvintheMartian$25.007/12/2011 10:23:18 AM
sdcc72$25.007/12/2011 1:16:01 PM
finance-solo$25.007/12/2011 5:19:19 PM
greencat$50.007/13/2011 7:17:08 AM
Investor_DP$100.007/12/2011 9:03:37 AM
taltman$25.007/12/2011 9:35:34 AM
Investoman$50.007/12/2011 12:38:35 PM
worth-blanket2$4,400.007/13/2011 8:09:22 AM
12 Investments
 
Borrower Payment Dependent Notes Series 513412
This series of Notes was issued and sold upon the funding of the borrower loan #51288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-2004 Debt/Income ratio: 21%
Credit score: 660-679 (Jun-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:1y 2m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,875Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: loyalty-commander6 Borrower's state: DistrictOfColumbia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Payoff
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/11/2011 9:02:43 AM
simplelender80$100.007/11/2011 9:03:02 AM
diligent-peace9$25.007/11/2011 1:16:44 PM
worth-blanket2$5,000.007/13/2011 8:10:11 AM
selector568$50.007/13/2011 10:44:03 AM
SolarMoonshine$25.007/13/2011 10:04:45 AM
moola-pillow$25.007/13/2011 7:28:11 PM
VJ_Financial$26.027/14/2011 7:41:25 AM
FinanceEngine$25.007/14/2011 11:08:44 AM
Hummer-Guy$25.007/15/2011 5:31:11 AM
manatee21$55.007/15/2011 12:29:35 PM
mammalian4$25.007/15/2011 4:27:59 PM
ddog0224$50.007/15/2011 12:50:08 PM
Rider$50.007/15/2011 5:29:11 PM
EBITDA$25.007/15/2011 5:25:48 PM
aztocas$25.007/15/2011 3:53:18 PM
T-Bone$25.007/15/2011 7:11:29 PM
jkeller4000$25.007/15/2011 6:00:41 PM
yf99yz$25.007/15/2011 9:19:19 PM
handy-justice$50.007/15/2011 6:12:00 PM
IASKGOD$25.007/15/2011 7:28:49 PM
asset-pine$28.717/16/2011 1:55:52 AM
Spartamare$25.007/16/2011 6:10:40 AM
baker31$42.687/16/2011 7:38:25 AM
shrewd-income$25.007/16/2011 6:31:03 AM
larryboy10$25.007/12/2011 6:34:47 AM
Investoman$50.007/12/2011 12:38:33 PM
penny-surgeon$25.007/13/2011 9:13:37 AM
terrific-dough6$50.007/13/2011 11:59:14 AM
reflective-rupee$200.097/13/2011 1:46:18 PM
dsgfl1$60.007/13/2011 11:22:19 AM
Bob450$25.007/13/2011 4:31:25 PM
Zipcut$25.007/13/2011 7:29:36 PM
Lubava$25.007/13/2011 6:54:14 PM
shrewd-income$25.007/14/2011 6:22:05 AM
well-mannered-income3$25.007/14/2011 4:08:08 PM
melodious-openness$86.187/14/2011 4:38:11 PM
melodious-openness$100.007/14/2011 4:31:09 PM
let_me_retire$25.007/14/2011 6:12:56 PM
AlternativeCashFlow$25.007/14/2011 7:34:35 PM
thankful-nickel2$25.007/15/2011 6:07:55 AM
greencat$50.007/15/2011 7:14:30 AM
justice-motivator9$25.007/15/2011 9:06:32 AM
money-fort$25.007/15/2011 9:52:42 AM
kind-diligent-coin$26.257/15/2011 1:46:36 PM
168RichCapital$25.077/15/2011 4:59:12 PM
108lender$100.007/15/2011 5:16:37 PM
market-pudding$25.007/15/2011 2:18:14 PM
fortytwo$250.007/15/2011 5:29:30 PM
reward-dynamo$25.007/15/2011 7:44:20 PM
letsmakeitsuccessful$100.007/15/2011 6:06:58 PM
greenback-guard$25.007/16/2011 1:08:12 AM
vigorous-velocity$100.007/15/2011 8:33:44 PM
abundant-benefit4$25.007/16/2011 7:38:03 AM
54 Investments
 
Borrower Payment Dependent Notes Series 513952
This series of Notes was issued and sold upon the funding of the borrower loan #51283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-01-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Dec-1989 Debt/Income ratio: 17%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:4y 11m
Amount delinquent: $38 Total credit lines: 20 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,245Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: duty-pagoda3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Ms
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2300.
Monthly expenses: $1500
Housing: $500.
Insurance: $170.
Car expenses: $0
Utilities: $80.
Phone, cable, internet: $30.
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $500.
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Something-Corporate$25.007/2/2011 9:58:58 AM
kind-charming-value$1,000.007/4/2011 6:23:19 PM
capital-galaxy$200.007/7/2011 8:54:31 PM
roux$25.007/10/2011 6:23:01 AM
capital-galaxy$100.007/12/2011 7:56:06 PM
kind-diligent-coin$25.007/13/2011 4:33:07 AM
unger$80.117/13/2011 5:13:56 AM
BankerBoy414$25.007/13/2011 11:40:38 PM
hopeful-silver5$25.007/14/2011 6:49:04 PM
env$25.007/15/2011 8:55:04 AM
ChrisProsper$1,890.007/15/2011 3:45:29 PM
reflective-rupee$200.097/15/2011 12:42:56 PM
VJ_Financial$26.027/9/2011 11:15:53 PM
NeemanuKotagoLending$25.007/11/2011 1:29:11 PM
kingbob$25.007/12/2011 10:33:22 AM
travels536$25.007/14/2011 6:28:47 AM
exchange-dreams$50.007/14/2011 7:26:00 PM
sgt-schultz$35.007/15/2011 6:36:57 AM
worldly-investment333$100.007/15/2011 4:35:19 AM
glroark$50.007/15/2011 1:25:41 PM
historic-loan1$50.007/15/2011 1:24:55 PM
21 Investments
 
Borrower Payment Dependent Notes Series 514012
This series of Notes was issued and sold upon the funding of the borrower loan #51239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jul-02-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 10.40% Borrower rate/APR: 11.40% / 13.52% Monthly payment: $230.50
 
Lender servicing fee: 1.00% Effective Yield*: 10.37%  
Estimated return*: 6.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-2002 Debt/Income ratio: 41%
Credit score: 780-799 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:7y 9m
Amount delinquent: $0 Total credit lines: 18 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,732Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: respectful-repayment658 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to consolidate my credit card debt.

My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan or credit card. I built up my credit card debit when I was younger and have changed my spending habits. I very rarely use my credit cards so I will not be adding additional balances, and therefore additional bills, to my credit cards. I am looking to completely get rid of my credit card debt in the next few years. I have been at my job for over 7 years and have no plans to change my career.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
goldfinger3$50.007/14/2011 9:33:46 AM
BxRealtor$25.007/2/2011 12:04:30 PM
rescue$100.007/2/2011 12:04:39 PM
organized-payment6$50.007/2/2011 12:06:33 PM
HamachiMan$50.007/2/2011 12:06:38 PM
greenback-seagull2$100.007/2/2011 12:06:48 PM
indomitable-coin$25.007/2/2011 12:05:09 PM
sandbreaker$100.007/2/2011 12:05:19 PM
principal-star$25.007/2/2011 9:02:56 PM
a-responsible-return$50.007/3/2011 11:19:44 PM
GElender$25.007/5/2011 9:00:07 AM
carluvr33$43.647/5/2011 1:04:24 PM
economy-huckleberry0$25.007/5/2011 10:18:33 AM
jubilant-trade6$50.007/5/2011 11:46:40 PM
compoundinterest$50.007/6/2011 3:20:34 AM
Zolton$100.007/6/2011 1:55:35 PM
Cherrypicker$50.007/7/2011 1:49:07 PM
kdog99$100.007/7/2011 4:30:43 PM
loyalty-sherpa$25.007/8/2011 7:27:38 AM
pearl13$100.007/8/2011 9:32:44 AM
radforj22$25.007/8/2011 4:59:32 PM
jmeasn$25.007/8/2011 8:39:10 PM
fortytwo$250.007/9/2011 10:48:30 AM
thehousewife$100.007/9/2011 5:58:54 PM
jarf$25.007/10/2011 11:25:08 PM
atbright$25.007/11/2011 8:41:31 AM
Weaverville$50.007/11/2011 9:09:56 AM
MadHun$175.007/11/2011 2:17:59 PM
AFairDeal$30.007/11/2011 3:06:37 PM
wwialnlgy$100.007/11/2011 4:47:27 PM
jubilant-trade6$50.007/12/2011 12:14:07 AM
SJM10011a$25.007/12/2011 3:28:45 PM
britgsb$50.007/13/2011 2:44:51 AM
SolarMoonshine$25.007/13/2011 3:41:10 AM
RJN$25.007/13/2011 9:07:37 AM
x-lender$50.007/13/2011 11:18:51 AM
shrewd-loot$29.307/13/2011 9:51:35 AM
red-dime-solo$25.007/13/2011 4:40:28 PM
fiddlerzvi$50.007/13/2011 5:07:37 PM
cr8on$100.007/13/2011 5:18:40 PM
TrueFortune$50.007/13/2011 8:11:19 PM
Aeroman32$25.007/13/2011 10:03:04 PM
damage$25.007/13/2011 10:05:22 PM
hanuman77$25.007/14/2011 6:41:50 AM
frooogal$25.007/14/2011 12:55:20 AM
loan-wasp$25.007/14/2011 8:34:01 AM
astute-benjamins$25.007/14/2011 12:05:27 PM
riproaringrapids$25.007/14/2011 9:34:13 AM
Monrovia$25.007/14/2011 9:44:37 AM
virtuous-repayment$25.007/14/2011 3:35:35 PM
gilbrear$25.007/14/2011 3:39:10 PM
comet55$25.007/14/2011 3:15:14 PM
luckygreen10$50.007/14/2011 4:37:29 PM
red-active-note$38.027/14/2011 7:17:21 PM
harperpotok$50.007/14/2011 7:31:33 PM
Mincus$25.007/14/2011 7:53:22 PM
natural-worth9$100.007/14/2011 8:26:31 PM
janeybooboo$25.007/14/2011 8:51:09 PM
janeybooboo$25.007/14/2011 8:51:20 PM
wwwUniversal$25.007/15/2011 4:34:32 AM
NDFIRTH$50.007/14/2011 7:11:56 PM
VoltageSpike$25.007/15/2011 5:58:58 AM
dirkgently$30.007/14/2011 7:59:38 PM
life-is-great$25.007/15/2011 6:48:53 AM
market-mover$25.007/15/2011 8:07:46 AM
thankful-nickel2$25.007/15/2011 6:05:26 AM
jpalmer$25.007/15/2011 9:33:52 AM
Peterman$25.007/15/2011 10:59:24 AM
enchanted-truth264$25.007/15/2011 12:22:07 PM
octoberfresh$25.007/15/2011 1:32:01 PM
nimble-nickel$25.007/15/2011 2:01:14 PM
jguerrajr$62.867/15/2011 2:19:29 PM
Cherrypicker$50.007/15/2011 3:14:47 PM
prainvestment$50.007/15/2011 11:29:10 AM
purposeful-pound5$27.547/15/2011 3:52:31 PM
credit-maple5$500.007/15/2011 5:12:34 PM
zippy-revenue8$25.007/15/2011 2:57:58 PM
capital-buddy$50.007/15/2011 3:18:14 PM
pound-balancer$50.007/2/2011 12:06:52 PM
pnace$50.007/2/2011 12:08:50 PM
uberrific$100.007/2/2011 12:06:28 PM
ski bum$100.007/2/2011 12:06:24 PM
reflective-rupee$25.097/2/2011 4:52:39 PM
SOP_Bank$25.007/4/2011 10:43:57 AM
Bank_Of_XL$25.007/4/2011 11:36:09 AM
powerful-finance7$25.007/6/2011 2:13:28 AM
Solid-Platinum$100.007/6/2011 12:40:03 PM
gslinv$75.007/6/2011 3:42:39 PM
Fiimg$50.007/6/2011 7:37:09 PM
patriot897$25.007/7/2011 2:36:59 PM
j2ee$25.007/7/2011 5:29:24 PM
commerce-web5$25.007/9/2011 4:54:03 PM
Havana21$50.007/10/2011 12:18:33 PM
nickel-ferret$50.007/11/2011 7:40:50 AM
income-buffalo1$200.007/11/2011 7:37:16 PM
6moonbeams$100.007/11/2011 10:01:01 PM
Attract$43.177/12/2011 7:10:46 AM
intuitive-benefit3$100.007/12/2011 9:14:27 AM
antlr$50.007/12/2011 5:08:44 PM
nickel-balance$25.007/12/2011 5:13:59 PM
Harry$25.007/13/2011 7:24:55 AM
gt5149c$25.007/13/2011 1:00:00 PM
kulender$100.007/13/2011 5:18:35 PM
Charmart$25.007/13/2011 4:47:55 PM
Rivervale_Westwood$25.007/13/2011 5:18:38 PM
the-swashbuckler$50.007/13/2011 8:46:19 PM
77dowplace$31.007/13/2011 10:09:16 PM
gogene2002$25.007/14/2011 7:32:31 AM
E-B$50.007/14/2011 11:30:38 AM
reflective-greenback1$50.007/14/2011 1:31:28 PM
sunsetlending$50.007/14/2011 10:43:27 AM
bicyclist2270$25.007/14/2011 4:22:03 PM
myworld701$25.007/14/2011 4:22:46 PM
Jay_Tee$50.007/14/2011 5:07:26 PM
tomdooley12520$25.007/14/2011 4:25:22 PM
alphaseek$300.007/14/2011 5:29:36 PM
vigilance-formula$125.007/14/2011 5:49:47 PM
yogi1975$25.007/14/2011 6:25:58 PM
egw$25.007/14/2011 5:09:09 PM
availableloan$25.007/14/2011 5:18:57 PM
fantastic-bazaar2$50.007/14/2011 7:09:17 PM
the-profit-oracle$25.007/15/2011 4:35:31 AM
gustavholstopus32$25.007/15/2011 4:48:16 AM
doopers$25.007/15/2011 5:42:39 AM
worth-web5$100.007/14/2011 7:54:09 PM
ckatak$50.007/15/2011 7:13:38 AM
credit-investor5$50.007/15/2011 7:48:42 AM
Torvald$25.317/15/2011 9:41:08 AM
debt-fuse158$25.007/15/2011 10:24:45 AM
grampy48$25.007/15/2011 11:16:53 AM
harty$50.007/15/2011 10:29:22 AM
caseattle$74.537/15/2011 10:36:45 AM
wlm3012$30.007/15/2011 3:56:51 PM
baker31$50.007/15/2011 12:25:23 PM
msmlender$25.007/15/2011 12:29:57 PM
jpac1066$50.007/15/2011 4:34:45 PM
dollar-chestnut8$50.007/15/2011 5:12:34 PM
Manta_Rai$25.007/15/2011 1:38:41 PM
helpinghand63$25.007/15/2011 5:12:28 PM
gold-enclave165$100.007/15/2011 4:29:15 PM
brightest-reasonable-fairness$50.007/15/2011 5:12:34 PM
141 Investments
 
Borrower Payment Dependent Notes Series 514200
This series of Notes was issued and sold upon the funding of the borrower loan #51246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,886.19 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.95% Listing Start date:  Jul-01-2011 
Term: 60 months Listing End date:  Jul-15-2011 
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 12.21% Monthly payment: $464.50
 
Lender servicing fee: 1.00% Effective Yield*: 10.98%  
Estimated return*: 9.03%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1980 Debt/Income ratio: 8%
Credit score: 840-859 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:14y 4m
Amount delinquent: $0 Total credit lines: 35 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $117,354Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: loan-tambourine Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funding 101
Purpose of loan:
This loan will be used to consolidate a few debts and fix a bathroom.

My financial situation:
Is excellent. I am gainfully employed as the President of a business division for a large company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
CasaDeTomas$50.007/13/2011 12:35:56 PM
Tasmir$25.007/14/2011 7:32:29 AM
indomitable-coin$25.007/1/2011 5:05:18 PM
serene-truth2$50.007/1/2011 5:05:24 PM
diablorulz$50.007/1/2011 5:06:34 PM
gentle-penny7$50.007/1/2011 5:07:09 PM
Dollars4Rent$50.007/1/2011 5:05:00 PM
neighborly-hope6$50.007/1/2011 5:05:23 PM
-J$25.007/1/2011 5:05:43 PM
pound-balancer$50.007/1/2011 5:05:51 PM
uberrific$100.007/1/2011 5:06:51 PM
jpac1066$200.007/1/2011 5:07:04 PM
BankofHank$100.007/1/2011 5:05:52 PM
meux99$25.007/1/2011 5:06:27 PM
kenji4861$50.007/1/2011 5:06:41 PM
tapesor$100.007/1/2011 5:06:43 PM
Digs$25.007/2/2011 12:55:42 AM
samo102us$25.007/2/2011 1:14:57 AM
lloyd_s$25.007/2/2011 1:15:44 AM
Zipperdu$30.007/2/2011 4:33:16 AM
janeybooboo$101.007/2/2011 2:58:08 PM
einstein$100.007/2/2011 11:04:06 PM
top-epic-community$50.007/3/2011 12:29:24 PM
compoundinterest$60.007/3/2011 2:14:05 PM
truth-image$100.007/5/2011 9:12:47 AM
restless-currency$25.007/5/2011 9:18:41 AM
damage$40.007/5/2011 1:04:28 PM
first-favorite-bonus9$25.007/6/2011 9:12:03 AM
nickel-position$25.007/6/2011 11:31:14 AM
kbmin$100.007/6/2011 2:06:08 PM
friendship290$50.007/6/2011 4:27:07 PM
kdog99$100.007/6/2011 5:27:43 PM
first-serene-credit$25.007/7/2011 6:10:34 AM
diversification-surge$29.177/7/2011 9:10:56 AM
cunning-worth5$100.007/7/2011 3:15:52 PM
Weaverville$100.007/7/2011 5:08:58 PM
red-penny-philosopher$25.007/8/2011 6:48:54 AM
Tscheddar$25.007/8/2011 9:49:15 AM
vivid-vigilance3$25.007/8/2011 11:33:58 AM
Frosty$50.007/9/2011 12:19:17 PM
Goodlender42$25.007/9/2011 3:31:17 PM
thedoctor$100.007/10/2011 12:18:14 PM
kukubird$56.747/10/2011 1:21:43 PM
transparency-baton$25.007/10/2011 12:17:44 PM
rautility$50.007/10/2011 6:55:44 PM
Jennworld$50.007/10/2011 6:58:00 PM
FrogAndToad$25.007/11/2011 6:32:33 AM
nickel-ferret$50.007/11/2011 7:40:48 AM
bigballer105$50.007/11/2011 9:08:55 AM
anacent$50.007/11/2011 9:32:22 AM
pure-loyalty6$25.007/11/2011 9:44:39 AM
UTVolunteer$100.007/11/2011 1:07:16 PM
otalon$50.007/11/2011 3:02:44 PM
tenacious-payout$50.007/11/2011 2:53:27 PM
whistledicksmith$25.007/11/2011 3:06:39 PM
CaptainBlueberry$25.007/11/2011 3:05:56 PM
narblark$50.007/11/2011 3:27:34 PM
Veridic$25.007/11/2011 3:27:36 PM
Castellan$25.007/11/2011 4:24:20 PM
oplender$25.007/11/2011 5:14:41 PM
CapitalLibre$25.007/11/2011 5:17:02 PM
Aimvest$25.007/11/2011 5:15:06 PM
phaques$955.007/11/2011 6:25:03 PM
unafraid-return496$25.007/12/2011 1:47:56 AM
eyal0$50.007/12/2011 4:04:30 AM
SNH$200.007/12/2011 7:15:35 AM
seabass123$30.007/12/2011 7:45:57 AM
encore06$25.007/12/2011 7:55:42 AM
ccamp99$25.007/12/2011 1:01:21 PM
phillipd48$25.007/12/2011 11:42:30 AM
slowpig$50.007/12/2011 11:42:34 AM
cash-cymbal$50.007/12/2011 4:44:09 PM
julijask$50.007/13/2011 12:43:01 AM
benjamin67$25.007/13/2011 4:30:15 AM
nicklds$25.007/13/2011 6:31:41 AM
lanlie$257.557/13/2011 5:11:07 AM
MTLoans$25.007/13/2011 6:58:06 AM
suave-dollar$50.007/13/2011 2:48:46 AM
ChicoBob$25.007/13/2011 7:39:49 AM
don'twannadance$50.007/13/2011 5:31:46 AM
Fuzkaska__F_u_n_d_s$25.007/13/2011 1:12:00 PM
420limo$25.007/13/2011 11:20:03 AM
CE88$90.007/13/2011 1:01:30 PM
point-molecule9$25.007/13/2011 3:42:18 PM
lifegrowth$25.007/13/2011 3:52:08 PM
gain-expert$35.007/13/2011 3:53:12 PM
notlicehead$40.007/13/2011 3:53:17 PM
innocent-income4$25.007/13/2011 3:53:19 PM
cash-merry-maker$25.007/13/2011 3:53:43 PM
bouvierchamp$25.007/13/2011 3:52:52 PM
generous-deal6$50.007/13/2011 3:53:17 PM
principal-duckling$50.007/13/2011 3:53:34 PM
tolstoy00$25.007/13/2011 3:53:40 PM
RockCrown$25.007/13/2011 3:53:41 PM
kojo$50.007/13/2011 3:37:50 PM
HeavyDriver03$25.007/13/2011 3:42:21 PM
Mantis75$25.007/13/2011 3:42:35 PM
LenderByDay$25.007/13/2011 3:53:37 PM
nobuffett43$25.007/13/2011 3:53:49 PM
Sixmil$100.007/13/2011 5:18:09 PM
bold-steady-peso$100.007/13/2011 6:13:49 PM
brainy-repayment5$59.047/13/2011 6:01:51 PM
Cheburashka$31.987/13/2011 5:17:27 PM
finance-symphony7$100.007/13/2011 7:07:46 PM
deal-pledge$25.007/13/2011 9:01:21 PM
john2218$25.007/13/2011 5:23:03 PM
Sierrahh$50.007/13/2011 8:55:03 PM
jlr613$50.007/13/2011 9:59:42 PM
ThomasC$50.007/13/2011 9:35:08 PM
godfather4u$250.007/13/2011 10:08:32 PM
panegryst$50.007/13/2011 7:30:16 PM
ruralgold$99.807/14/2011 2:44:31 AM
worth-engine5$25.007/13/2011 11:53:52 PM
Zoramite$25.007/14/2011 1:13:01 AM
jga516$25.007/14/2011 1:13:11 AM
vutah$25.007/13/2011 9:47:42 PM
Scoreman$25.007/14/2011 6:13:09 AM
meadow48$100.007/14/2011 7:49:40 AM
Rivermaverick$25.007/14/2011 6:42:45 AM
friendly-market5$50.007/14/2011 5:32:13 AM
sgt-schultz$25.007/14/2011 6:07:33 AM
travels536$25.007/14/2011 6:29:23 AM
kind-value-pouch$50.007/14/2011 9:29:17 AM
kegs$400.007/14/2011 10:57:32 AM
pghtiny$25.007/14/2011 11:41:14 AM
NorthwestLoan1$50.007/14/2011 1:59:41 PM
j352000$25.007/14/2011 10:46:28 AM
Strato$25.027/14/2011 10:51:32 AM
thezfunk$25.007/14/2011 3:04:25 PM
industrious-dedication2$25.007/14/2011 12:20:16 PM
lender_100$25.007/14/2011 3:46:07 PM
duckadoo$50.007/14/2011 1:55:09 PM
kleinbrak$25.007/14/2011 2:02:12 PM
enterprising-cash0$25.007/14/2011 4:22:29 PM
efficient-marketplace$25.007/14/2011 4:22:30 PM
ChristopherHS$25.007/14/2011 4:22:17 PM
shrewd-deal$25.007/14/2011 4:22:31 PM
power-rotation7$25.007/14/2011 4:25:41 PM
theemhdoctor$25.007/14/2011 4:22:50 PM
promise2$200.007/14/2011 4:45:10 PM
benjo$25.007/14/2011 4:19:34 PM
eighttone$25.007/14/2011 5:25:12 PM
loan-oath0$37.207/14/2011 6:22:44 PM
dedicated-bid1$26.217/14/2011 7:03:26 PM
NDFIRTH$50.007/14/2011 7:11:55 PM
loan-galaxy6$1,000.007/14/2011 7:56:37 PM
natural-worth9$1,000.007/14/2011 8:27:58 PM
dbzen$25.007/14/2011 8:43:16 PM
yogi1975$25.007/14/2011 6:25:21 PM
xphile$25.007/15/2011 4:22:51 AM
ramsbladder$25.007/15/2011 4:23:52 AM
PaulW$25.007/15/2011 4:57:21 AM
loyalty-czar$42.937/15/2011 5:20:07 AM
diligent-leverage$25.007/15/2011 1:11:34 AM
bankisopen$200.007/15/2011 3:33:16 AM
donmacprosper$25.007/15/2011 7:47:59 AM
letsbank$25.007/15/2011 8:51:06 AM
ckatak$50.007/15/2011 7:13:32 AM
harty$50.007/15/2011 10:29:21 AM
Rzrwire$25.007/15/2011 10:55:07 AM
mpatrick$50.007/15/2011 9:06:07 AM
liberty-pecan$500.007/15/2011 11:26:59 AM
credit-observatory$25.007/15/2011 11:41:06 AM
octoberfresh$25.007/15/2011 1:32:48 PM
djmikmik$25.007/15/2011 2:42:10 PM
BAJMP$25.007/15/2011 11:42:06 AM
rocketspocket$25.007/15/2011 12:05:25 PM
Natronpee$25.007/15/2011 3:54:58 PM
goldfinger3$50.007/14/2011 9:33:45 AM
jubilant-trade6$50.007/1/2011 5:05:55 PM
Rivervale_Westwood$25.007/1/2011 5:06:35 PM
ogmanny$50.007/1/2011 5:06:39 PM
rescue$100.007/1/2011 5:06:33 PM
blot44$25.007/1/2011 5:05:04 PM
figs4u2$100.007/1/2011 5:05:46 PM
minista$25.007/1/2011 5:06:37 PM
cebgop$25.007/1/2011 5:06:42 PM
get30inc$38.927/2/2011 1:09:32 AM
restless-balance9$50.007/2/2011 4:34:54 AM
leverage-monger$25.007/2/2011 8:33:39 AM
cello1$25.007/2/2011 9:54:06 AM
showcase731$25.007/2/2011 10:14:00 AM
benjamins-utopia$50.007/2/2011 10:29:21 AM
JustMee$25.007/2/2011 11:19:45 AM
radforj22$50.007/2/2011 9:59:14 AM
Guiren$100.007/2/2011 5:27:17 PM
Bank_Of_XL$25.007/4/2011 11:34:56 AM
GoldenGo4$50.007/5/2011 9:16:33 AM
antlr$50.007/5/2011 9:10:51 AM
economy-huckleberry0$25.007/5/2011 10:12:50 AM
StPong$25.007/5/2011 4:25:15 PM
Stepashka$25.007/5/2011 8:46:13 PM
emphatic-responsibility$50.007/5/2011 11:09:29 PM
a-fund-doctor$25.007/6/2011 12:38:17 AM
moola-man$100.007/6/2011 7:25:27 AM
yield-aurora4$100.007/6/2011 8:25:30 AM
determined-deal7$25.007/6/2011 9:10:32 AM
obedient-loan1$100.007/6/2011 12:12:53 PM
britgsb$50.007/6/2011 2:43:16 PM
a-responsible-return$50.007/6/2011 2:43:15 PM
jmeasn$100.007/6/2011 5:09:23 PM
Jumping_Jedi$50.007/7/2011 1:03:59 AM
chibear34$25.007/7/2011 9:14:43 AM
the-debt-mate$25.007/7/2011 12:14:17 PM
keyfig$25.007/7/2011 3:15:47 PM
BankofPete$30.007/8/2011 4:46:05 AM
kid8549$50.007/8/2011 9:34:54 AM
Leopoldine$25.507/8/2011 10:55:02 AM
finance-symphony7$50.007/8/2011 9:43:46 AM
BigBroJake$27.437/8/2011 10:32:16 AM
wise-silver-wonder$25.007/8/2011 3:12:30 PM
income-awakening6$25.007/9/2011 6:43:37 AM
pumped130$25.007/9/2011 7:04:01 AM
fortytwo$250.007/9/2011 10:48:30 AM
FlexFunding$25.007/9/2011 12:12:28 PM
velocity-solo$30.007/9/2011 12:13:51 PM
scrappy-bonus2$25.007/9/2011 12:14:24 PM
michaelwong$50.007/9/2011 12:12:23 PM
Supernick$50.007/9/2011 12:14:06 PM
AlB5$50.007/9/2011 12:14:28 PM
RedantFinance$25.007/10/2011 1:04:50 AM
ytjameslee$50.007/10/2011 12:18:19 PM
Havana21$53.227/10/2011 12:17:38 PM
blue-attentive-bid$100.007/10/2011 12:36:29 PM
credit-commander8$50.007/10/2011 12:17:45 PM
degster$25.007/10/2011 12:17:56 PM
deal-vibrato$50.007/10/2011 2:59:45 PM
lendersf$100.007/10/2011 2:44:04 PM
heavenly-interest9$200.007/10/2011 11:18:59 PM
buffalobills$25.007/11/2011 7:48:14 AM
AFairDeal$30.007/11/2011 9:10:01 AM
jmeasn$400.007/11/2011 11:08:47 AM
herbgirl49$50.007/11/2011 11:53:38 AM
blue-dough-trumpeter$25.007/11/2011 1:03:36 PM
x-lender$100.007/11/2011 1:41:39 PM
felicity-jalapeno$25.007/11/2011 3:05:25 PM
reinforced-reward$25.007/11/2011 3:06:03 PM
life-is-great$25.007/11/2011 3:27:43 PM
nuclearmoose$25.007/11/2011 3:05:22 PM
vigilance-revolutionary$50.007/11/2011 3:06:09 PM
dharma1$25.007/11/2011 3:27:33 PM
KWarrior$50.007/11/2011 5:15:48 PM
imyorleadr$25.007/11/2011 5:15:43 PM
loot-funkmaster$25.007/11/2011 6:38:43 PM
Longstreet47$33.607/11/2011 7:00:44 PM
6moonbeams$100.007/11/2011 10:00:57 PM
the-liberty-baker$50.007/11/2011 7:55:12 PM
jubilant-trade6$50.007/12/2011 12:14:05 AM
subtle-revenue0$25.007/12/2011 1:28:20 AM
abundant-power$50.007/12/2011 6:36:15 AM
peb44$25.007/12/2011 6:32:31 AM
Auditman$50.007/12/2011 8:55:11 AM
windfall46$25.007/12/2011 11:42:31 AM
Interstate_Rate$250.007/12/2011 12:00:59 PM
Spiv_51$25.007/12/2011 11:42:34 AM
balance-voyager$50.007/12/2011 11:42:38 AM
elbastador$25.007/12/2011 10:58:33 AM
ProjectVenture$25.007/12/2011 11:05:25 AM
genelinist$70.007/12/2011 1:37:07 PM
Earnest_Money$26.007/12/2011 6:24:44 PM
euro-broadcaster$25.007/12/2011 9:45:24 PM
RankPaid$25.007/13/2011 12:43:14 AM
Harry$25.007/13/2011 7:24:54 AM
don'twannadance$50.007/13/2011 5:31:35 AM
don'twannadance$34.007/13/2011 5:32:06 AM
happy-loyalty$25.007/13/2011 8:28:37 AM
Islandgal$30.007/13/2011 9:27:17 AM
a-exponential-hope$25.007/13/2011 12:24:43 PM
USMC0311$25.007/13/2011 9:32:23 AM
YellowJacket$25.007/13/2011 9:32:38 AM
aasx1108$25.007/13/2011 3:37:49 PM
syounker$25.007/13/2011 3:42:21 PM
NorthwestLoan1$50.007/13/2011 3:53:31 PM
fcrick$25.007/13/2011 3:52:32 PM
rmachi$25.007/13/2011 3:52:53 PM
Hogpilot$50.007/13/2011 3:53:22 PM
responsibility-tiger3$50.007/13/2011 3:53:29 PM
bigphish$25.007/13/2011 3:23:09 PM
red-dime-solo$25.007/13/2011 4:40:27 PM
top-sensible-yield$25.007/13/2011 3:52:09 PM
drkosh$25.007/13/2011 3:53:13 PM
rss197$25.007/13/2011 3:53:18 PM
saysana$25.007/13/2011 3:53:23 PM
UT-Longhorn$25.007/13/2011 3:53:42 PM
valiant-liberty4$25.007/13/2011 5:17:33 PM
finance-magma7$25.007/13/2011 6:52:13 PM
friendinmoney$25.007/13/2011 9:51:58 PM
bigladybug$100.007/13/2011 10:01:05 PM
AJ6$26.547/13/2011 8:38:54 PM
respectablename$25.007/13/2011 8:57:41 PM
Tiger6543$25.427/14/2011 5:54:59 AM
elephantparty$25.007/13/2011 10:02:22 PM
Tai$25.007/13/2011 10:29:29 PM
MCDraper$25.007/14/2011 7:05:06 AM
worthy-truth$25.007/14/2011 6:05:02 AM
revenue-appraiser$25.007/14/2011 6:36:37 AM
ravi63nz$126.827/14/2011 7:58:47 AM
steely_dan34$25.007/14/2011 1:07:54 AM
ebgb234$25.007/14/2011 8:37:14 AM
sportract05$50.007/14/2011 9:01:54 AM
jhernand17$25.007/14/2011 8:45:40 AM
moola-man$100.007/14/2011 7:38:33 AM
funds-fir$25.007/14/2011 8:31:56 AM
green-loyalty-cub$48.137/14/2011 10:18:29 AM
Emberfox$25.007/14/2011 10:47:41 AM
bmbanzai$25.007/14/2011 11:00:04 AM
loyalty-edifice997$25.007/14/2011 10:07:14 AM
Prosp_Lender$25.007/14/2011 10:19:57 AM
larrybird$400.007/14/2011 10:56:53 AM
persistent-value3$67.427/14/2011 11:23:07 AM
summerhorn$100.007/14/2011 1:16:48 PM
inismor$25.007/14/2011 9:25:11 AM
lenderrob$40.007/14/2011 1:42:19 PM
Gabriel02$25.007/14/2011 2:44:54 PM
first-investment-supporter$100.007/14/2011 9:52:15 AM
gWellington$25.007/14/2011 11:41:03 AM
be_wise$25.007/14/2011 11:56:10 AM
virtuous-repayment$25.007/14/2011 3:35:33 PM
CaptainKirk$50.007/14/2011 3:34:04 PM
Emgolda$25.007/14/2011 3:38:08 PM
power-bluebird2$25.007/14/2011 1:55:42 PM
DadWarbucks$55.237/14/2011 4:22:17 PM
13nd3r$25.007/14/2011 4:22:25 PM
conaty$50.007/14/2011 4:22:30 PM
oldman1947$25.007/14/2011 4:22:32 PM
Apex-Lender$25.007/14/2011 4:22:31 PM
comet55$25.007/14/2011 3:15:13 PM
best-deal-banker$43.007/14/2011 3:37:15 PM
unclejaef$25.007/14/2011 3:52:25 PM
seanickson$25.007/14/2011 5:06:20 PM
logical-reward8$25.007/14/2011 4:22:22 PM
jmainc$25.007/14/2011 4:22:44 PM
investment-artist$25.007/14/2011 5:20:08 PM
neighborly-hope6$100.007/14/2011 7:16:17 PM
rulender$30.007/14/2011 5:12:10 PM
harperpotok$50.007/14/2011 7:31:32 PM
availableloan$25.007/14/2011 5:17:11 PM
worth-web5$100.007/14/2011 7:54:04 PM
vigilance-formula$250.007/14/2011 5:41:25 PM
BiggestG$25.007/15/2011 4:13:25 AM
Mookouw$25.007/15/2011 4:14:09 AM
acropiloterau2002$25.007/15/2011 4:23:25 AM
djh47a$25.007/15/2011 4:33:18 AM
flwah$25.007/15/2011 4:23:19 AM
think-become$25.007/15/2011 4:27:59 AM
leverage-monger$50.007/15/2011 7:27:37 AM
credit-coach118$25.007/15/2011 8:52:47 AM
anarchy1985$33.207/15/2011 7:59:07 AM
InspireLife$25.007/15/2011 8:04:15 AM
Rockymtnhi$50.007/15/2011 8:09:52 AM
commitment-orca7$300.007/15/2011 11:17:37 AM
namd$37.397/15/2011 10:21:10 AM
Lender50$25.007/15/2011 2:11:33 PM
vollynet$52.737/15/2011 3:22:10 PM
investment-comet$25.007/15/2011 12:28:24 PM
kyomoon$50.007/15/2011 4:56:43 PM
gold-disk$25.007/15/2011 3:01:00 PM
357 Investments
 
Borrower Payment Dependent Notes Series 514254
This series of Notes was issued and sold upon the funding of the borrower loan #51275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,715.09 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 11.20% Listing Start date:  Jul-02-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $233.29
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-1992 Debt/Income ratio: 19%
Credit score: 660-679 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $102,362Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: chappaquaid Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: To reduce/consolidate existing debts

My financial situation:
I am a good candidate for this loan because I have a perfect history of repaying all bill, loans etc.


Monthly net income: $14,200
Monthly expenses:
Housing: $4700
Insurance: $200
Car expenses: $
Utilities: $400
Phone, cable, internet: $250
Food, entertainment: $800
Clothing, household expenses: $500
Credit cards and other loans: $2500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/2/2011 12:06:36 PM
simplelender80$100.007/2/2011 12:06:43 PM
janeybooboo$49.007/2/2011 3:17:28 PM
economy-huckleberry0$25.007/5/2011 10:18:56 AM
diplomatic-wealth7$25.007/5/2011 5:54:31 PM
Investor_DP$100.007/7/2011 12:03:46 AM
glimmering-funds2$50.007/7/2011 2:16:30 PM
jubilant-trade6$50.007/8/2011 12:20:56 AM
reward-adventure$25.007/8/2011 6:04:51 AM
villagers$25.007/8/2011 12:30:43 PM
Investor_DP$100.007/8/2011 9:54:27 PM
Investor_DP$100.007/8/2011 10:01:36 PM
fortytwo$250.007/9/2011 10:37:54 AM
tech310$25.007/9/2011 7:56:17 PM
BankofRon$25.007/11/2011 11:43:39 AM
6moonbeams$100.007/11/2011 10:01:02 PM
buffalobills$25.007/13/2011 8:00:33 AM
asoldier$25.007/13/2011 12:43:41 PM
ttnk62918$25.007/13/2011 9:57:14 AM
ommcd$25.007/13/2011 12:43:22 PM
enchanted-diversification496$50.007/13/2011 12:43:35 PM
AlternativeCashFlow$25.007/13/2011 12:17:05 PM
tshurts$25.007/13/2011 2:18:29 PM
competent-balance5$100.007/13/2011 1:40:32 PM
deal-hickory5$50.007/13/2011 3:52:06 PM
treasure-bliss$50.007/13/2011 5:08:43 PM
wildsf$25.007/13/2011 4:25:50 PM
elephantparty$25.007/13/2011 9:58:48 PM
green-moola-sniffer$25.007/14/2011 12:51:01 AM
worthy-bid8$25.007/14/2011 1:23:03 AM
credit-sycamore4$50.007/14/2011 2:48:43 PM
fortytwo$100.007/14/2011 2:48:03 PM
StPong$25.007/14/2011 2:48:48 PM
orange-preeminant-bill$50.007/14/2011 5:08:20 PM
trade-beeper4$25.007/14/2011 4:23:28 PM
wwwUniversal$25.007/14/2011 5:12:50 PM
mercuriant$25.007/14/2011 5:08:53 PM
GCInvestments$25.007/14/2011 7:30:21 PM
worth-web5$100.007/14/2011 7:54:09 PM
sgt-schultz$35.007/15/2011 6:34:51 AM
stoopidnoodle$25.007/15/2011 6:49:13 AM
ckatak$50.007/15/2011 7:13:38 AM
jkeller4000$25.007/15/2011 5:49:22 AM
runner262$25.007/15/2011 9:32:40 AM
radforj22$25.007/15/2011 10:23:44 AM
ITExec$100.007/15/2011 8:30:08 AM
capital-buddy$50.007/15/2011 3:18:14 PM
loan-warrior$25.007/15/2011 11:30:51 AM
reflective-rupee$200.097/15/2011 12:41:24 PM
1-HARD-HEAD$50.007/15/2011 5:06:53 PM
damage$25.007/15/2011 7:55:57 PM
penny-surgeon$25.007/15/2011 9:14:21 PM
hc90474$50.007/15/2011 6:57:04 PM
alexgalt$25.007/15/2011 7:01:56 PM
top-payout-fixer$25.007/15/2011 11:09:08 PM
hope-eagle6$25.007/16/2011 12:37:38 AM
prominence8$33.007/15/2011 8:42:14 PM
missing-link$25.007/16/2011 1:08:04 AM
worldly-community3$50.007/16/2011 8:41:45 AM
DasMula$27.007/16/2011 8:42:12 AM
trade-elm$30.007/16/2011 7:26:53 AM
wise-deal-panda$25.007/16/2011 10:21:05 AM
cognizant-rupee7$25.007/16/2011 8:19:27 AM
Bob450$25.007/16/2011 9:16:30 AM
wealth-grasshopper0$25.007/16/2011 10:03:39 AM
janeybooboo$101.007/2/2011 3:16:18 PM
frogperson$100.007/2/2011 10:52:52 PM
Dubbs360$25.007/3/2011 12:08:32 PM
Investoman$75.007/5/2011 4:04:43 PM
alphaseek$150.007/6/2011 2:23:37 PM
first-favorite-bonus9$25.007/6/2011 2:42:26 PM
loyalist1$100.007/6/2011 5:08:33 PM
Investor_DP$100.007/7/2011 12:05:15 AM
diligent-peace9$75.007/7/2011 9:38:15 AM
Weaverville$25.007/7/2011 6:31:01 PM
profit-powerplant$25.007/8/2011 9:37:38 AM
bazaar-festivity$25.007/8/2011 10:30:19 PM
commerce-web5$25.007/9/2011 4:54:03 PM
asiaratt$25.007/10/2011 12:36:21 AM
important-openness1$100.007/10/2011 12:15:11 PM
natural-platinum$25.007/11/2011 9:09:18 AM
MadHun$175.007/11/2011 2:18:00 PM
mlj0671$25.007/12/2011 5:50:39 AM
red-power-pecan$50.007/12/2011 9:23:55 AM
GElender$40.007/12/2011 3:48:15 PM
SNH$75.007/13/2011 6:23:12 AM
britgsb$50.007/13/2011 2:43:44 AM
HedgeFund$25.007/13/2011 3:42:53 PM
economy-producer$25.007/13/2011 6:26:06 PM
afterhours$25.007/13/2011 8:11:30 PM
NoCal$25.007/14/2011 7:58:38 AM
aultraman$25.007/14/2011 8:01:30 AM
jjswanso$75.007/14/2011 9:13:06 AM
authoritative-platinum7$25.007/14/2011 2:48:46 PM
pearl13$100.007/14/2011 3:13:37 PM
kulender$100.007/14/2011 4:23:29 PM
the-profit-oracle$25.007/14/2011 5:13:00 PM
payment-gusto$25.007/15/2011 4:37:56 AM
Palacios$25.007/15/2011 9:31:29 AM
dollar-sonnet3$50.007/15/2011 6:54:34 AM
fairhelper$25.007/15/2011 9:32:14 AM
well-mannered-income3$25.007/15/2011 2:50:25 PM
red-benefit-ruler$50.007/15/2011 4:52:31 PM
coin-investor$25.007/15/2011 5:12:18 PM
handy-justice$100.007/15/2011 5:55:37 PM
EBITDA$25.007/15/2011 5:25:38 PM
SB94114$25.007/15/2011 5:39:31 PM
vigorous-velocity$100.007/15/2011 8:33:37 PM
ventureboy$50.007/15/2011 5:48:20 PM
ouyangers$25.007/16/2011 12:57:16 AM
gotjack$25.007/16/2011 12:47:32 AM
MADAOO7$50.007/15/2011 9:22:36 PM
gold-cluster$50.007/15/2011 9:43:09 PM
stock106$25.007/16/2011 9:52:12 AM
chief_wo$25.007/16/2011 9:50:57 AM
115 Investments
 
Borrower Payment Dependent Notes Series 514440
This series of Notes was issued and sold upon the funding of the borrower loan #51276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,257.69 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.80% Listing Start date:  Jul-04-2011 
Term: 36 months Listing End date:  Jul-18-2011 
 
Lender yield: 10.40% Borrower rate/APR: 11.40% / 13.52% Monthly payment: $469.48
 
Lender servicing fee: 1.00% Effective Yield*: 10.37%  
Estimated return*: 6.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1994 Debt/Income ratio: 18%
Credit score: 760-779 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:16y 0m
Amount delinquent: $0 Total credit lines: 34 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,841Stated income:$100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: transparencyasaurus-rex8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Timeshare payoff
Purpose of loan:
This loan will be used to payoff credit card used to get rid of timeshare mortgage so I could transfer the ownership to someone else and avoid annual maintenance fees and taxes.

My financial situation:
I am a good candidate for this loan because I have a steady job with good income. I plan to payoff the loan early. I'm opening the loan to get a better interest rate than my credit card. The timeshare payoff is the only credit card balance I have. I was credit card free before deciding to get rid of the timeshare.

Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
goldfinger3$50.007/14/2011 9:33:49 AM
rescue$100.007/4/2011 9:05:39 AM
pnace$35.007/4/2011 9:06:45 AM
BxRealtor$25.007/4/2011 9:04:50 AM
penny-finder$25.017/4/2011 10:32:05 AM
uberrific$100.007/4/2011 9:11:18 AM
Solid-Platinum$100.007/6/2011 12:40:05 PM
gslinv$75.007/8/2011 7:27:29 AM
Zolton$100.007/8/2011 7:38:33 AM
pearl13$100.007/8/2011 9:32:49 AM
fortytwo$250.007/9/2011 10:38:01 AM
kdog99$100.007/9/2011 3:32:03 PM
CaptainBlueberry$25.007/11/2011 6:03:29 AM
nickel-ferret$50.007/11/2011 7:40:57 AM
MadHun$175.007/11/2011 2:18:06 PM
income-buffalo1$700.007/11/2011 7:09:15 PM
thermopylae6$50.007/12/2011 5:48:46 AM
dano1965$50.007/12/2011 8:55:50 AM
GElender$25.007/12/2011 5:13:56 PM
intuitive-benefit3$100.007/12/2011 5:14:09 PM
availableloan$25.007/12/2011 9:46:10 PM
Harry$25.007/13/2011 7:24:59 AM
ccamp99$50.007/13/2011 6:12:18 PM
diversification-balancer870$50.007/14/2011 7:25:43 AM
kind-value-pouch$40.007/14/2011 9:36:44 AM
Rivervale_Westwood$25.007/14/2011 4:37:30 PM
kulender$50.007/14/2011 5:08:23 PM
cr8on$100.007/14/2011 4:32:50 PM
NDFIRTH$50.007/14/2011 7:11:59 PM
worth-web5$100.007/14/2011 7:54:13 PM
alphaseek$300.007/14/2011 5:29:37 PM
ckatak$50.007/15/2011 7:13:43 AM
debt-fuse158$25.007/15/2011 10:24:47 AM
Peterman$25.007/15/2011 10:59:25 AM
credit-coach118$40.007/15/2011 8:49:56 AM
promise2$50.007/15/2011 1:27:35 PM
Harpersferry$60.007/15/2011 3:17:58 PM
fotep-financial$50.007/15/2011 5:48:57 PM
gulch$25.007/15/2011 5:54:31 PM
cscott2007$25.007/15/2011 8:37:35 PM
dberry46$25.007/15/2011 9:21:07 PM
enchanted-truth264$25.007/15/2011 9:39:18 PM
jubilant-trade6$50.007/16/2011 12:22:57 AM
moola-accelerator6$40.007/15/2011 7:54:44 PM
BONSAY$50.007/16/2011 2:33:01 AM
Zuzu$50.007/15/2011 10:27:51 PM
finance-symphony7$100.007/16/2011 4:29:45 AM
hogdriver$25.007/16/2011 5:15:47 AM
Daneistes$25.007/16/2011 7:49:36 AM
PaulW$25.007/16/2011 4:48:27 AM
haplender$50.007/16/2011 5:40:59 AM
elasermd$50.007/16/2011 6:05:44 AM
E_G$50.007/16/2011 10:33:27 AM
seabass123$25.007/16/2011 11:07:22 AM
refined-peso9$250.007/16/2011 11:14:13 AM
minista$50.007/16/2011 10:06:33 AM
Leopoldine$25.007/16/2011 11:01:23 AM
AtmaSingshu$25.007/16/2011 11:45:21 AM
ChrisProsper$750.007/16/2011 12:07:45 PM
C_Mark$150.007/16/2011 2:15:13 PM
integrityisnumone$25.007/16/2011 2:30:30 PM
1SteelerFan$35.007/16/2011 3:00:02 PM
baker31$60.917/16/2011 12:41:00 PM
loyalty-locomotive$25.007/16/2011 12:43:58 PM
stammyc3$46.887/16/2011 6:51:54 PM
duckslayer1$25.007/16/2011 8:55:59 PM
Oak-Parker$25.007/16/2011 3:13:09 PM
pound-balancer$100.007/16/2011 3:18:20 PM
yennib$25.007/16/2011 8:38:14 PM
drkosh$50.007/16/2011 3:49:15 PM
srilm$25.007/16/2011 11:01:55 PM
RecoveryLender$25.007/17/2011 6:17:08 AM
ocean99$25.007/17/2011 10:38:58 AM
fireboss$25.007/17/2011 12:08:05 PM
radiant-fund$50.007/17/2011 8:03:42 AM
janeybooboo$100.007/17/2011 3:20:38 PM
steven3333$25.007/17/2011 2:31:18 PM
the-profit-oracle$25.007/17/2011 12:08:09 PM
courteous-fund9$50.007/17/2011 4:27:09 PM
alphaseek$150.007/17/2011 12:48:28 PM
unassailable-velocity6$300.007/17/2011 3:30:11 PM
missile9$32.007/17/2011 3:20:56 PM
greenbacchus$25.007/17/2011 3:53:06 PM
virtuous-repayment$275.007/17/2011 5:47:20 PM
objective-investor$100.007/17/2011 8:02:04 PM
wealth-pal3$50.007/17/2011 4:49:29 PM
efficient-treasure0$25.007/17/2011 7:30:16 PM
community-piccolo0$25.007/17/2011 8:13:05 PM
TQLender$50.007/17/2011 8:15:31 PM
mike99$25.007/18/2011 7:08:15 AM
platinum-rapture6$25.007/17/2011 10:21:56 PM
truth-magma$25.007/18/2011 7:52:03 AM
djs81$25.007/17/2011 8:21:30 PM
bigmacbeef$918.807/17/2011 11:06:39 PM
note-axis5$25.007/17/2011 11:11:16 PM
coin-amigo$34.307/18/2011 5:52:58 AM
engbusres$43.007/18/2011 6:24:26 AM
HamachiMan$50.007/4/2011 9:09:23 AM
ski bum$100.007/4/2011 9:11:12 AM
indomitable-coin$25.007/4/2011 9:08:01 AM
sandbreaker$100.007/4/2011 9:10:58 AM
organized-payment6$50.007/4/2011 9:11:22 AM
greenback-seagull2$100.007/4/2011 9:11:40 AM
a-responsible-return$50.007/4/2011 9:15:47 AM
reflective-rupee$25.097/4/2011 5:13:21 PM
vutah$25.007/4/2011 10:45:44 PM
powerful-finance7$25.007/6/2011 2:13:29 AM
compoundinterest$50.007/6/2011 3:20:44 AM
Fiimg$50.007/6/2011 7:37:10 PM
jubilant-trade6$50.007/8/2011 12:21:01 AM
radforj22$25.007/9/2011 8:04:16 AM
coin-architect2$200.007/9/2011 6:47:15 AM
loyalty-sherpa$25.007/9/2011 6:19:56 PM
ethical-income2$25.007/10/2011 4:38:31 PM
420limo$25.007/10/2011 6:24:51 PM
ministry1$50.007/11/2011 9:09:30 AM
excellent-loan8$25.007/11/2011 11:27:03 AM
UTVolunteer$100.007/11/2011 1:05:46 PM
wwialnlgy$100.007/11/2011 4:47:30 PM
Havana21$50.007/11/2011 5:03:58 PM
crw1950$50.007/11/2011 6:06:07 PM
6moonbeams$100.007/11/2011 10:01:11 PM
bonafide-asset8$50.007/12/2011 8:31:07 AM
AFairDeal$30.007/12/2011 8:22:35 AM
Weaverville$50.007/12/2011 9:14:37 AM
antlr$50.007/12/2011 5:08:46 PM
britgsb$50.007/13/2011 2:44:51 AM
guardian3$25.007/13/2011 12:10:50 PM
Boxster968$25.007/13/2011 8:12:12 PM
TrueFortune$50.007/13/2011 8:11:21 PM
Agonbiew$75.007/13/2011 9:36:31 PM
Aeroman32$25.007/13/2011 10:03:08 PM
damage$25.007/14/2011 8:19:31 AM
reaction5$43.007/14/2011 6:51:04 AM
treasure-hunter270$25.007/14/2011 9:33:24 AM
summerhorn$50.007/14/2011 1:16:09 PM
katnmouse$35.007/14/2011 11:51:42 AM
virtuous-repayment$25.007/14/2011 3:35:37 PM
fiddlerzvi$50.007/14/2011 5:07:57 PM
investment-artist$25.007/14/2011 5:19:23 PM
vigilance-formula$125.007/14/2011 5:49:48 PM
harperpotok$50.007/14/2011 7:31:37 PM
wilchik$50.007/15/2011 6:15:43 AM
wwwUniversal$25.007/15/2011 5:12:16 PM
geniusj$25.007/15/2011 5:43:26 PM
mrbanker$50.007/15/2011 5:49:31 PM
Heatguy$25.007/15/2011 6:28:44 PM
GetItRight$50.007/15/2011 7:07:09 PM
mnbud$50.007/15/2011 7:58:10 PM
JazzFranchise$25.007/15/2011 8:12:24 PM
adamnash$50.007/15/2011 11:20:56 PM
huorn$25.007/15/2011 9:02:37 PM
arampata$320.007/16/2011 6:23:19 AM
GreenSun$25.007/16/2011 5:14:08 AM
friendinmoney$37.277/16/2011 7:36:16 AM
gunderstone$25.007/16/2011 6:35:36 AM
gariben$500.007/16/2011 7:04:20 AM
einstein$200.007/16/2011 2:41:39 AM
maximizer$25.007/16/2011 7:13:46 AM
ROCKLYVALE$50.007/16/2011 8:37:57 AM
Schwamie$41.587/16/2011 10:20:26 AM
E-B$50.007/16/2011 7:26:45 AM
credit-investor5$50.007/16/2011 8:39:18 AM
egw$25.007/16/2011 12:15:23 PM
vigilance-searcher$25.007/16/2011 12:04:59 PM
sign_here$25.007/16/2011 12:33:54 PM
CreditBuilder2$200.007/16/2011 1:28:21 PM
trapperdc$75.007/16/2011 1:51:43 PM
Arpad$40.007/16/2011 11:29:12 AM
TrustPlus$25.007/16/2011 12:58:34 PM
sentimental-silver7$35.007/16/2011 1:08:57 PM
luckygreen10$50.007/16/2011 12:04:19 PM
liberty-genetics$100.007/16/2011 2:16:41 PM
RgPro$25.007/16/2011 4:06:37 PM
market-pudding$25.007/16/2011 2:22:07 PM
mammalian4$25.007/16/2011 2:47:47 PM
exuberant-loan5$100.007/16/2011 3:37:41 PM
Jakono$35.007/16/2011 8:23:17 PM
Rick21$25.007/16/2011 5:19:22 PM
efficient-marketplace$25.007/16/2011 2:17:17 PM
Heliosky77$50.007/16/2011 2:48:05 PM
VBinvestor$100.007/16/2011 2:56:03 PM
scotty61$25.007/17/2011 7:07:29 AM
devoider$25.007/17/2011 7:42:02 AM
red-dime-solo$25.007/16/2011 5:08:56 PM
Palacios$25.007/16/2011 10:33:29 PM
israel15$25.007/17/2011 3:18:25 AM
tmpa100$50.007/17/2011 9:15:42 AM
jdnyguy$50.007/17/2011 6:16:36 AM
BOZO88$25.007/17/2011 10:46:50 AM
SanJoser$25.007/17/2011 12:07:26 PM
studious-bonus7$100.007/17/2011 12:08:07 PM
dollar-missile3$25.007/17/2011 3:23:07 PM
janus_god$25.007/17/2011 1:10:47 PM
wampum-chorus3$25.007/17/2011 3:41:11 PM
financial-frenzy$25.007/17/2011 3:51:58 PM
ramsba$25.007/17/2011 6:09:00 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:32 PM
gilbrear$25.007/17/2011 5:51:30 PM
BabiesMillion$25.037/17/2011 4:59:02 PM
lovely-greenback4$50.007/17/2011 7:34:16 PM
Blue_HorseShoe$25.007/18/2011 5:11:03 AM
Jager31$25.007/18/2011 6:01:56 AM
the-discrete-income$100.007/17/2011 10:10:41 PM
forceful-duty178$50.007/18/2011 1:29:04 AM
bold-yield-rumbler$25.007/17/2011 9:22:54 PM
easymoney4me$29.827/17/2011 9:50:29 PM
michaelwong$50.007/18/2011 8:08:07 AM
Amsie614$25.007/18/2011 6:15:32 AM
209 Investments
 
Borrower Payment Dependent Notes Series 514454
This series of Notes was issued and sold upon the funding of the borrower loan #51236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,656.87 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.80% Listing Start date:  Jul-01-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 10.40% Borrower rate/APR: 11.40% / 13.52% Monthly payment: $416.77
 
Lender servicing fee: 1.00% Effective Yield*: 10.37%  
Estimated return*: 6.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2001 Debt/Income ratio: 34%
Credit score: 800-819 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 21 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,697Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: goodhearted-repayment6 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Unexpected home repair and medical
This loan will be used to consolidate credit card debt that was incurred due to extreme, and unexpected home foundation repairs. Additionally, medical bills from two unexpected surgeries will also be rolled into the consolidation. I'm in a secure job with state government and my wife has a stable job as a speech therapist. We are simply trying to once again gain control of our financial situation, consolidate debt created by two unexpected and somewhat extreme situations. One reason we have the debt in the first place is because we are newlyweds. The foundation problems and two surgeries occurred during the same time we were planning and paying for our wedding in June of 2010. Repairs included foundation leveling, floor replacement and drywall patching.) Needles to say we were caught off guard as we only purchased the home in 2009. However, we have been married a year now, made the necessary repairs to our home and home to stay here for a long time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sandbreaker$37.507/1/2011 5:05:44 PM
organized-payment6$50.007/1/2011 5:06:54 PM
BxRealtor$25.007/1/2011 5:04:57 PM
rescue$100.007/1/2011 5:05:07 PM
ski bum$100.007/1/2011 5:06:50 PM
greenback-seagull2$100.007/1/2011 5:07:03 PM
pound-balancer$50.007/1/2011 5:07:05 PM
HamachiMan$50.007/1/2011 5:06:57 PM
romario$26.267/2/2011 12:54:17 AM
Edwin_Rae$25.007/2/2011 12:59:21 AM
samo102us$25.007/2/2011 1:14:55 AM
Panna$25.007/2/2011 1:19:37 AM
SimpleChoice$25.007/2/2011 1:20:07 AM
platinum-sorcerer6$50.007/2/2011 1:24:42 AM
pnace$50.007/2/2011 8:20:20 AM
market-solstice2$25.007/2/2011 11:44:03 AM
enriching-listing$50.007/5/2011 12:52:48 PM
compoundinterest$50.007/5/2011 4:19:42 PM
kbmin$100.007/6/2011 2:03:41 PM
Fiimg$50.007/6/2011 7:37:08 PM
Tscheddar$25.007/7/2011 12:29:38 PM
loyalty-sherpa$25.007/7/2011 4:30:36 PM
pearl13$100.007/8/2011 9:32:43 AM
radforj22$25.007/8/2011 4:59:31 PM
melifluo$25.007/8/2011 4:17:32 PM
GElender$50.007/9/2011 6:15:06 AM
fortytwo$250.007/9/2011 10:37:52 AM
Weaverville$50.007/11/2011 9:09:55 AM
wwialnlgy$100.007/11/2011 4:47:26 PM
intuitive-benefit3$100.007/11/2011 5:16:38 PM
Interloper$40.007/11/2011 5:16:59 PM
6moonbeams$100.007/11/2011 10:00:59 PM
jubilant-trade6$50.007/12/2011 12:14:06 AM
nickel-balance$25.007/12/2011 9:04:21 AM
SummitAdvisors$50.007/12/2011 9:57:34 AM
RJN$25.007/12/2011 5:14:04 PM
britgsb$50.007/13/2011 2:44:50 AM
Yanwoo$25.007/13/2011 1:44:49 AM
ingeborg77$66.007/13/2011 5:29:54 AM
mountainpeak$25.007/13/2011 9:05:59 AM
schnippy$25.007/13/2011 9:43:02 AM
alphaseek$300.007/13/2011 12:43:23 PM
Rivervale_Westwood$25.007/13/2011 5:09:05 PM
red-dime-solo$25.007/13/2011 4:40:28 PM
nickel-demon2$32.007/13/2011 7:53:51 PM
1fortheroad$25.007/13/2011 8:38:56 PM
ThomasC$50.007/13/2011 9:35:10 PM
Aeroman32$25.007/13/2011 10:03:03 PM
panegryst$50.007/13/2011 7:30:17 PM
TrueFortune$50.007/13/2011 8:11:18 PM
Sierrahh$50.007/13/2011 8:54:07 PM
amaizblanco$40.007/13/2011 9:12:35 PM
adventurous-cash$25.007/14/2011 7:19:21 AM
meadow48$100.007/14/2011 7:50:26 AM
gain-aspen$35.867/14/2011 7:52:12 AM
crw1950$55.627/14/2011 5:22:22 AM
damage$25.007/14/2011 8:19:30 AM
kind-value-pouch$50.007/14/2011 9:33:24 AM
Ananya$25.007/14/2011 11:15:53 AM
happy-yield$25.007/14/2011 2:46:39 PM
reflective-greenback1$50.007/14/2011 1:31:27 PM
virtuous-repayment$25.007/14/2011 3:35:34 PM
progressive-economy261$100.007/14/2011 5:13:17 PM
credit-maple5$500.007/14/2011 5:13:20 PM
courteous-fund9$50.007/14/2011 6:43:53 PM
optimization3$50.007/14/2011 7:26:16 PM
NDFIRTH$50.007/14/2011 7:11:55 PM
dynamic-money271$25.007/15/2011 2:48:25 AM
harperpotok$50.007/14/2011 7:31:33 PM
worth-web5$100.007/14/2011 7:54:07 PM
soccer_nutt$25.007/15/2011 1:25:47 AM
market-mover$25.007/15/2011 8:07:45 AM
VoltageSpike$25.007/15/2011 5:58:57 AM
life-is-great$25.007/15/2011 6:48:52 AM
harty$50.007/15/2011 10:29:21 AM
Rzrwire$25.007/15/2011 10:55:10 AM
LongTail$25.007/15/2011 1:01:02 PM
debt-fuse158$25.007/15/2011 10:24:44 AM
dynamic-rupee$25.007/15/2011 2:03:39 PM
successful-agreement7$100.007/15/2011 2:37:49 PM
Natronpee$25.007/15/2011 3:54:58 PM
goldfinger3$50.007/14/2011 9:33:45 AM
uberrific$100.007/1/2011 5:06:52 PM
lloyd_s$32.637/1/2011 5:06:04 PM
indomitable-coin$25.007/1/2011 5:06:22 PM
jdrez$25.007/2/2011 12:54:55 AM
jga516$25.007/2/2011 1:15:28 AM
runner262$25.007/2/2011 1:00:37 AM
thunderd$25.007/2/2011 1:09:57 AM
helpinghand63$25.007/2/2011 1:10:18 AM
californiakhan$25.007/2/2011 1:04:46 AM
chestnut4$25.007/2/2011 10:04:13 AM
LiveNow$25.007/2/2011 6:28:29 AM
a-responsible-return$50.007/3/2011 11:19:44 PM
economy-huckleberry0$25.007/5/2011 10:16:46 AM
gslinv$75.007/5/2011 5:09:45 PM
jubilant-trade6$50.007/5/2011 11:46:39 PM
moola-man$50.007/6/2011 7:24:55 AM
seabass123$25.007/6/2011 7:55:06 AM
Zolton$100.007/6/2011 9:12:02 AM
Solid-Platinum$100.007/6/2011 12:40:03 PM
invest-in-ed$200.007/6/2011 8:26:18 PM
kdog99$100.007/7/2011 3:41:06 PM
1SteelerFan$25.007/7/2011 7:02:56 PM
msh345$25.007/9/2011 8:09:36 AM
Havana21$50.007/9/2011 12:13:26 PM
nickel-position$25.007/9/2011 2:44:21 PM
commerce-web5$25.007/9/2011 4:54:02 PM
tamcho$25.007/9/2011 7:53:33 PM
nickel-ferret$50.007/11/2011 7:40:49 AM
AFairDeal$30.007/11/2011 9:10:01 AM
jmeasn$100.007/11/2011 11:10:37 AM
MadHun$175.007/11/2011 2:17:58 PM
bonafide-asset8$50.007/12/2011 8:35:48 AM
coin-popcorn$25.007/12/2011 9:41:13 AM
antlr$50.007/12/2011 5:08:43 PM
Harry$25.007/13/2011 7:24:54 AM
fiddlerzvi$50.007/13/2011 9:07:14 AM
top-enriched-return$25.007/13/2011 11:07:38 AM
kulender$50.007/13/2011 5:17:37 PM
cr8on$100.007/13/2011 5:09:08 PM
jlr613$50.007/13/2011 9:59:43 PM
elephantparty$25.007/13/2011 10:02:23 PM
hanuman77$25.007/14/2011 6:41:49 AM
transparent-dinero8$100.007/14/2011 8:25:24 AM
loan-wasp$25.007/14/2011 8:34:00 AM
Prosp_Lender$25.007/14/2011 10:19:57 AM
Monrovia$25.007/14/2011 9:44:37 AM
riproaringrapids$25.007/14/2011 9:34:13 AM
Gabriel02$25.007/14/2011 2:44:55 PM
Peacepower$50.007/14/2011 2:27:28 PM
comet55$25.007/14/2011 3:15:14 PM
luckygreen10$50.007/14/2011 4:18:03 PM
the-profit-oracle$25.007/14/2011 5:08:47 PM
credible-liberty3$50.007/14/2011 4:26:01 PM
egw$25.007/14/2011 4:37:29 PM
ArchonFinancialHoldings$33.007/14/2011 6:43:00 PM
wwwUniversal$25.007/14/2011 5:08:32 PM
kmwvma$25.007/14/2011 6:58:25 PM
vigilance-formula$125.007/14/2011 5:49:46 PM
williamdkit$28.007/14/2011 8:51:12 PM
unafraid-return496$50.007/15/2011 2:14:26 AM
ckatak$50.007/15/2011 7:13:37 AM
buffalobills$25.007/15/2011 8:24:07 AM
credit-coach118$25.007/15/2011 8:52:48 AM
bbrelo$25.007/15/2011 8:47:43 AM
cberthiaume$25.007/15/2011 9:21:55 AM
Peterman$25.007/15/2011 10:59:24 AM
ttnk62918$25.007/15/2011 9:10:01 AM
silver-dogwood4$25.007/15/2011 11:52:15 AM
capital-buddy$50.007/15/2011 3:18:13 PM
ChrisProsper$4,750.007/15/2011 3:44:24 PM
gjm6d$25.007/15/2011 3:49:01 PM
gold-disk$25.007/15/2011 3:01:01 PM
Rick21$25.007/15/2011 3:50:19 PM
155 Investments
 
Borrower Payment Dependent Notes Series 514622
This series of Notes was issued and sold upon the funding of the borrower loan #51252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jul-03-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $226.82
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1997 Debt/Income ratio: 12%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:9y 10m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,278Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: veritasa7x Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 18 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,600.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2010)
680-699 (Jul-2007)
 
Principal balance: $2,261.22 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
Debt consolidation and new car
This loan will be used to pay off my existing prosper loan and a credit card . I am also looking to by a new vehicle outright. Of the active loans listed above, two are mortgages on my home. Three are existing student loans. The remaining are credit cards. I have paid off three loans since my last prosper loan which was completed last August. My credit score has dropped approximately 100 points in the last month because I have been looking for a new job and car. With this, my credit score has been checked multiple times hence the recent severe drop. You may contact me with any additional information requests.

Monthly net income: approx. $5000 (I also receive quarterly performance bonuses. The next comes at the end of August)

Monthly expenses: approx. $3000
Housing: $1500
Car expenses: $200
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses $200
Credit cards and other loans: $200
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.007/3/2011 12:04:14 PM
rescue$100.007/3/2011 12:04:21 PM
investment-artist$25.017/3/2011 12:04:34 PM
HamachiMan$50.007/3/2011 12:05:44 PM
pnace$50.007/3/2011 12:06:18 PM
ski bum$100.007/3/2011 12:05:35 PM
uberrific$100.007/3/2011 12:05:37 PM
a-responsible-return$50.007/3/2011 11:19:45 PM
lucrative-durability$25.007/3/2011 5:29:35 PM
janeybooboo$100.007/3/2011 2:29:54 PM
powerful-finance7$25.007/6/2011 2:13:29 AM
GElender$25.007/6/2011 8:20:32 AM
heavy_ax$25.007/6/2011 9:37:36 AM
Johnab$25.007/7/2011 4:39:49 AM
Zolton$100.007/7/2011 3:40:52 PM
pearl13$100.007/8/2011 9:32:46 AM
agalt$100.007/8/2011 11:49:15 AM
thankful-nickel2$50.007/8/2011 2:52:29 PM
fortytwo$250.007/9/2011 10:37:58 AM
commerce-web5$25.007/9/2011 4:54:06 PM
engaging-worth$25.007/10/2011 3:29:33 PM
jarf$25.007/10/2011 11:21:22 PM
setUup$33.207/11/2011 12:36:34 PM
AFairDeal$27.577/11/2011 5:17:05 PM
6moonbeams$100.007/11/2011 10:01:07 PM
jubilant-trade6$50.007/12/2011 12:14:10 AM
rce1964$25.007/13/2011 12:43:28 AM
britgsb$50.007/13/2011 2:41:48 AM
Chrishu$25.007/13/2011 8:48:40 AM
SolarMoonshine$25.007/13/2011 10:09:32 AM
x-lender$50.007/13/2011 11:18:52 AM
shrewd-deal$50.007/13/2011 5:05:03 PM
TrueFortune$50.007/13/2011 8:11:20 PM
Aeroman32$25.007/13/2011 10:03:06 PM
Rivervale_Westwood$25.007/14/2011 9:14:13 AM
fiddlerzvi$50.007/14/2011 9:13:35 AM
heerzaquestion$25.007/14/2011 10:04:34 AM
frugalinvestor20$25.007/14/2011 3:09:27 PM
alphaseek$300.007/14/2011 5:29:36 PM
vigilance-formula$125.007/14/2011 5:49:47 PM
harperpotok$50.007/14/2011 7:31:36 PM
worth-web5$100.007/14/2011 7:54:12 PM
wwwUniversal$25.007/15/2011 4:34:46 AM
cerebral-dollar773$75.007/15/2011 4:37:40 AM
life-is-great$25.007/15/2011 6:48:54 AM
debt-fuse158$25.007/15/2011 10:24:46 AM
credit-investor5$50.007/15/2011 7:52:04 AM
Oak-Parker$25.007/15/2011 11:38:29 AM
Peterman$25.007/15/2011 10:59:25 AM
super100$25.007/15/2011 5:13:38 PM
mrbanker$50.007/15/2011 5:49:31 PM
SomebodysMom$56.557/15/2011 4:42:01 PM
Heatguy$25.007/15/2011 6:28:43 PM
mnbud$50.007/15/2011 7:58:09 PM
marsciguy$26.007/15/2011 8:59:06 PM
LendGuy$25.007/15/2011 6:28:38 PM
lucky6$25.007/15/2011 9:23:23 PM
kscc183$25.007/16/2011 12:37:11 AM
adamnash$50.007/15/2011 11:20:54 PM
cscott2007$25.007/15/2011 8:37:34 PM
huorn$25.007/15/2011 9:02:36 PM
dberry46$25.007/15/2011 9:21:07 PM
bicyclist2270$25.007/16/2011 12:42:44 AM
ams294$50.007/16/2011 7:05:42 AM
loyalist1$200.007/16/2011 4:23:02 AM
finance-symphony7$50.007/16/2011 4:37:55 AM
dv04$25.007/16/2011 8:37:20 AM
GreenSun$25.007/16/2011 5:14:07 AM
HymieG$150.007/16/2011 9:03:58 AM
caffinate$50.007/16/2011 10:13:39 AM
investment-cluster$25.007/16/2011 9:22:26 AM
wealth-grasshopper0$25.007/16/2011 10:03:40 AM
principal-bull$25.007/16/2011 8:31:45 AM
d627$25.007/16/2011 8:43:26 AM
Photoman42$25.007/16/2011 11:12:17 AM
scotty61$25.007/16/2011 8:54:37 AM
the-profit-oracle$25.007/16/2011 12:04:12 PM
E_G$50.007/16/2011 10:33:26 AM
cordial-affluence2$50.007/16/2011 10:52:38 AM
goldfinger3$50.007/14/2011 9:33:48 AM
organized-payment6$50.007/3/2011 12:05:39 PM
bb575$50.007/3/2011 12:04:45 PM
indomitable-coin$25.007/3/2011 12:04:26 PM
greenback-seagull2$100.007/3/2011 12:05:52 PM
runner262$25.007/3/2011 12:14:07 PM
compoundinterest$50.007/6/2011 3:20:39 AM
Solid-Platinum$100.007/6/2011 12:40:04 PM
jubilant-trade6$25.007/6/2011 2:32:07 PM
Fiimg$50.007/6/2011 7:27:15 PM
patriot897$25.007/7/2011 2:37:00 PM
j2ee$25.007/7/2011 5:29:25 PM
five-star-note$50.007/8/2011 1:47:22 PM
auction-seeker$25.007/8/2011 4:03:36 PM
Bank42$39.287/8/2011 7:47:44 PM
jmeasn$25.007/8/2011 8:39:11 PM
radforj22$25.007/9/2011 8:04:15 AM
loyalty-sherpa$25.007/9/2011 1:07:30 PM
kdog99$100.007/9/2011 12:17:27 PM
thehousewife$50.007/9/2011 5:19:36 PM
first-serene-credit$25.007/9/2011 10:02:07 PM
nickel-ferret$50.007/11/2011 7:40:55 AM
atbright$25.007/11/2011 8:42:26 AM
Havana21$50.007/11/2011 7:57:58 AM
ministry1$50.007/11/2011 7:57:10 AM
MadHun$175.007/11/2011 2:18:03 PM
wwialnlgy$100.007/11/2011 4:47:28 PM
Weaverville$50.007/11/2011 5:16:48 PM
Feyenoord$25.007/11/2011 8:57:11 PM
janeybooboo$25.007/12/2011 12:56:48 PM
intuitive-benefit3$100.007/12/2011 5:08:45 PM
antlr$50.007/12/2011 5:08:45 PM
wealth-multiplier$25.007/12/2011 6:34:02 PM
jmeasn$25.007/12/2011 10:25:50 PM
tolerant-dinero2$25.007/13/2011 8:21:00 AM
Harry$25.007/13/2011 7:24:58 AM
seabass123$25.007/13/2011 11:12:42 AM
CapitalLibre$25.007/13/2011 3:53:35 PM
damage$25.007/13/2011 10:05:22 PM
red-favorable-basis$25.007/14/2011 4:59:33 AM
cr8on$100.007/14/2011 9:14:14 AM
fragonardlives$35.007/14/2011 11:22:50 AM
astute-fairness0$25.007/14/2011 1:12:52 PM
astute-benjamins$25.007/14/2011 4:31:34 PM
virtuous-repayment$25.007/14/2011 3:35:37 PM
kulender$50.007/14/2011 4:17:48 PM
NDFIRTH$50.007/14/2011 7:11:58 PM
phersjm$25.007/14/2011 7:42:36 PM
ckatak$50.007/15/2011 7:13:42 AM
octoberfresh$25.007/15/2011 1:35:02 PM
grampy48$25.007/15/2011 11:24:05 AM
egw$25.007/15/2011 5:08:39 PM
WeshaTheLeopard$25.007/15/2011 3:36:27 PM
luckygreen10$50.007/15/2011 4:07:30 PM
hc90474$50.007/15/2011 6:57:05 PM
JazzFranchise$25.007/15/2011 8:12:23 PM
fotep-financial$50.007/15/2011 5:48:57 PM
orange-dollar-guild$25.007/15/2011 10:02:20 PM
ronow22$25.007/15/2011 9:04:16 PM
jpblan11$25.007/15/2011 11:04:03 PM
PaulW$25.007/16/2011 4:48:26 AM
elasermd$50.007/16/2011 6:05:43 AM
oldman68$25.007/16/2011 5:22:22 AM
haplender$50.007/16/2011 5:40:59 AM
gustavholstopus32$25.007/16/2011 5:51:40 AM
p40thawk$25.007/16/2011 7:14:15 AM
Daneistes$25.007/16/2011 7:49:35 AM
Ripsaw4U$31.467/16/2011 12:13:18 PM
ryan6853$25.007/16/2011 11:24:24 AM
Banker7371$25.007/16/2011 12:13:22 PM
149 Investments
 
Borrower Payment Dependent Notes Series 514766
This series of Notes was issued and sold upon the funding of the borrower loan #51306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-04-2011 
Term: 36 months Listing End date:  Jul-18-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $346.97
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 760-779 (Jul-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $135Stated income:$75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 1%  
   Homeownership: No  
Screen name: WalkRightIn Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Walk Right In Websites
Walk Right In Websites offers a retail sales location in a centrally-located plaza to target small and micro business owners to fullfill their web development needs.

The funding will assist in store location setup, including signage, furniture, etc. A detailed disbursement schedule is available.Our marketing strategy uses targeted television and direct mail advertising.

I am employing his 20+ year technical and project management experience Certified PmP (Project Management Professional) and recently left my 13-year position in a large software company to pursue this endeavor.

Credit score is 693, which includes a "ding" for a loan I co-signed a few years ago but was paid off.

Walk Right In Websites projected P&L highlights (first year, cumulative), based on conservative sales estimates for this market:
Sales Revenue: $447,543.00
Operating Expenses: $300,183.00
Total profit after taxes: $147,349.00

Please contact me for further details
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
top-courteous-peso$75.007/4/2011 5:04:54 PM
simplelender80$100.007/4/2011 5:06:18 PM
lovelongandprosper$50.007/5/2011 8:24:00 AM
hope-base$25.007/5/2011 6:59:10 AM
leverage-monger$25.007/5/2011 12:35:37 PM
alexgalt$25.007/5/2011 10:02:51 PM
Dubbs360$25.007/6/2011 5:08:43 PM
thomas16882004$25.007/6/2011 11:34:39 PM
fairgirl$25.007/7/2011 9:43:16 AM
diplomatic-wealth7$25.007/7/2011 5:57:09 PM
COCHINOBOY$32.527/7/2011 8:13:02 PM
reward-adventure$25.007/8/2011 6:04:57 AM
red-favorable-basis$25.007/8/2011 12:46:35 PM
villagers$25.007/8/2011 12:30:48 PM
first-favorite-bonus9$25.007/11/2011 3:06:41 PM
6moonbeams$100.007/11/2011 10:01:19 PM
payout-bridge$25.007/12/2011 2:57:47 AM
unger$111.117/13/2011 5:09:46 AM
foothillender$25.007/13/2011 7:50:06 AM
rapid-currency$25.007/13/2011 10:25:29 AM
palmdelino$25.007/13/2011 11:38:46 AM
important-openness1$100.007/13/2011 5:08:54 PM
amaizblanco$30.007/13/2011 9:14:15 PM
transparent-dinero8$100.007/14/2011 8:27:30 AM
Emberfox$25.007/14/2011 10:47:58 AM
Ananya$25.007/14/2011 11:17:44 AM
unafraid-return496$25.007/14/2011 2:29:41 PM
reflective-greenback1$50.007/14/2011 1:31:32 PM
asiaratt$50.007/14/2011 2:48:46 PM
natural-platinum$25.007/14/2011 4:27:59 PM
robust-marketplace2$25.007/14/2011 5:55:21 PM
dollar-authority$100.007/15/2011 7:23:26 AM
eloquent-bill6$25.007/15/2011 8:29:59 AM
well-rounded-liberty4$25.007/15/2011 9:36:14 AM
return-pumpkin7$25.007/15/2011 10:21:37 AM
excellent-loan8$25.007/15/2011 11:29:41 AM
ddog0224$50.007/15/2011 1:03:49 PM
grove064$100.007/15/2011 5:07:29 PM
EBITDA$25.007/15/2011 5:25:41 PM
handy-justice$50.007/15/2011 6:11:46 PM
108lender$100.007/15/2011 5:16:36 PM
reward-dynamo$25.007/15/2011 7:35:37 PM
jono9999$32.217/15/2011 7:14:18 PM
availableloan$25.007/15/2011 9:00:43 PM
sweetlan$25.077/15/2011 5:54:07 PM
vigorous-velocity$100.007/15/2011 8:33:40 PM
loan_doctor$25.007/15/2011 11:25:06 PM
ommcd$25.007/16/2011 12:48:08 AM
Lubava$27.667/15/2011 7:42:40 PM
prominence8$35.007/15/2011 8:44:50 PM
supreme-hope$25.007/16/2011 5:28:26 AM
melodious-openness$100.007/16/2011 6:32:56 AM
suave-dime6$25.007/16/2011 7:43:04 AM
SeekingAlpha$30.007/16/2011 7:44:25 AM
Bob450$25.007/16/2011 9:09:41 AM
leverage-monger$55.007/16/2011 8:21:50 AM
goodcents$27.647/16/2011 9:43:34 AM
baker31$50.007/16/2011 12:40:06 PM
novice-speculator$25.007/16/2011 2:46:58 PM
Oak-Parker$25.007/16/2011 3:09:31 PM
enchanted-truth264$25.007/16/2011 3:31:37 PM
market-pudding$25.007/16/2011 2:15:36 PM
the-profit-oracle$25.007/16/2011 12:14:54 PM
jybank$50.007/16/2011 12:41:46 PM
versatile-benefit933$50.007/16/2011 1:22:12 PM
Myrick$25.007/16/2011 5:56:45 PM
wise-benjamins-fortress$25.007/17/2011 3:46:56 PM
orange-preeminant-bill$50.007/17/2011 10:42:34 AM
integrity-electron9$50.007/17/2011 4:29:49 PM
radforj22$25.007/17/2011 3:42:40 PM
the-reliable-trade$100.007/17/2011 4:01:21 PM
kind-charming-value$500.007/17/2011 8:32:17 PM
finagler$28.007/17/2011 6:55:56 PM
investisure$200.007/18/2011 1:40:50 AM
finance-prescription$50.007/18/2011 7:23:49 AM
Smallbear$25.007/18/2011 6:39:42 AM
wwwUniversal$25.007/18/2011 9:07:29 AM
bsh297$25.007/18/2011 7:02:06 AM
trade-beeper4$25.007/18/2011 9:18:02 AM
icon7$25.007/18/2011 9:27:16 AM
steven3333$25.007/18/2011 9:43:28 AM
bosloan26$40.007/18/2011 9:30:02 AM
worthy-commitment7$30.007/18/2011 10:16:57 AM
Weaverville$25.007/11/2011 6:33:00 PM
Investor_DP$100.007/4/2011 5:06:14 PM
reflective-rupee$25.097/5/2011 2:35:06 PM
alphaseek$150.007/6/2011 2:23:44 PM
Investor_DP$100.007/7/2011 12:04:13 AM
Investor_DP$100.007/7/2011 12:05:26 AM
lovely-order7$25.007/8/2011 6:33:58 AM
jmeasn$25.007/8/2011 8:39:13 PM
Investor_DP$100.007/8/2011 9:54:40 PM
Investor_DP$100.007/8/2011 10:01:44 PM
loyalist1$100.007/9/2011 12:14:33 PM
tech310$25.007/9/2011 7:56:25 PM
Investoman$50.007/11/2011 6:20:22 AM
MadHun$175.007/11/2011 2:18:15 PM
actl$25.007/12/2011 7:24:17 AM
red-power-pecan$50.007/12/2011 9:24:01 AM
chato2345$67.887/12/2011 1:38:55 PM
profitable-return5$25.007/12/2011 4:12:17 PM
balanced-balance6$25.007/13/2011 6:58:57 AM
quest0$62.947/13/2011 5:52:54 AM
tenacious-economy9$50.007/13/2011 1:26:10 PM
healingangel22$25.007/13/2011 4:41:58 PM
jubilant-trade6$50.007/13/2011 10:39:39 PM
cash-turbine1$31.007/14/2011 6:26:00 AM
travels536$25.017/14/2011 6:34:27 AM
meadow48$100.007/14/2011 7:48:48 AM
treasure-hunter270$25.007/14/2011 9:29:35 AM
pearl13$100.007/14/2011 3:13:41 PM
platinum-enlightenment$25.007/14/2011 4:53:02 PM
calimanusa$50.007/14/2011 4:58:42 PM
goodcents$30.007/14/2011 6:37:25 PM
Terapin0511$26.787/14/2011 7:32:12 PM
worthy-bid8$25.007/15/2011 4:38:13 AM
gadget7$25.007/15/2011 5:10:46 AM
invincible-platinum9$54.097/15/2011 6:59:55 AM
ckatak$50.007/15/2011 7:13:49 AM
Ellendra$26.007/15/2011 10:33:51 AM
caseattle$25.007/15/2011 10:34:33 AM
surge9$100.007/15/2011 11:39:46 AM
Palacios$50.007/15/2011 9:37:50 AM
green-persistent-bid$25.007/15/2011 2:05:20 PM
jkeller4000$25.007/15/2011 6:00:38 PM
dariop$30.007/15/2011 5:29:36 PM
zorg77$50.007/15/2011 5:30:18 PM
gulch$25.007/15/2011 6:04:03 PM
Zuzu$100.007/15/2011 10:28:54 PM
treasure-bliss$50.007/16/2011 12:58:19 AM
MADAOO7$50.007/15/2011 9:22:40 PM
vigilance-searcher$25.007/15/2011 9:36:19 PM
hogdriver$25.007/16/2011 5:18:09 AM
LaBamba$100.007/16/2011 7:27:23 AM
stock106$25.007/16/2011 9:52:18 AM
Something-Corporate$25.007/16/2011 9:56:44 AM
arampata$160.007/16/2011 6:21:19 AM
patriot897$25.007/16/2011 10:32:19 AM
Gobsek$25.007/16/2011 1:30:49 PM
tshurts$25.007/16/2011 12:17:29 PM
farmn$25.007/16/2011 2:07:32 PM
The_Swafford_Group$100.007/16/2011 3:28:35 PM
jjswanso$75.007/16/2011 12:17:24 PM
asoldier$25.007/16/2011 12:17:31 PM
trapperdc$50.007/16/2011 1:48:39 PM
liberty-genetics$50.007/16/2011 2:13:47 PM
EarlyRiser$100.007/16/2011 4:07:10 PM
enchanted-diversification496$50.007/17/2011 10:42:26 AM
jono9999$60.907/17/2011 1:30:31 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:36 PM
alexgalt$25.007/17/2011 9:12:02 PM
economy-coup$100.007/18/2011 12:57:29 AM
authoritative-platinum7$25.007/18/2011 9:18:01 AM
payment-gusto$25.007/18/2011 6:22:34 AM
Kathias$25.007/18/2011 6:33:56 AM
money-bauble$100.007/18/2011 10:31:28 AM
fairhelper$25.007/18/2011 9:18:02 AM
minddoc$25.007/18/2011 9:32:03 AM
ttnk62918$25.007/18/2011 9:38:50 AM
StPong$25.007/18/2011 9:18:02 AM
Crie$250.007/18/2011 11:48:08 AM
Astyanax$85.007/18/2011 2:36:51 PM
successful-agreement7$100.007/18/2011 2:56:37 PM
CA-Lender$11.107/18/2011 2:59:45 PM
164 Investments
 
Borrower Payment Dependent Notes Series 514966
This series of Notes was issued and sold upon the funding of the borrower loan #51257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-18-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $285.74
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1998 Debt/Income ratio: 66%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:25y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,470Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%  
   Homeownership: No  
Screen name: worth-exec0 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need a loan
Purpose of loan:
This loan will be used to...Improve my cash flow for my personal part time business, which will allow me to make more money than I am with my full time job.

My financial situation: Good
I am a good candidate for this loan because...
I pay everything on time and usually always pay more than what is due.

Monthly net income: $3000.00+
Monthly expenses: $1922
Housing: $798.00
Insurance: $114.00
Car expenses: $75.00
Utilities: $150.00
Phone, cable, internet: $110.00
Food, entertainment: $175
Clothing, household expenses: $75.00
Credit cards and other loans: $350.00
Other expenses: $75.00 dog
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/6/2011 9:01:10 AM
simplelender80$100.007/6/2011 9:01:20 AM
leverage-monger$25.007/6/2011 10:48:36 AM
alphaseek$150.007/6/2011 2:23:50 PM
social-hunter5$25.007/7/2011 10:58:01 AM
dynrep$50.007/7/2011 1:59:01 PM
reward-adventure$25.007/8/2011 6:05:04 AM
SecondChanceLendingSERV$25.007/8/2011 7:10:38 AM
villagers$25.007/8/2011 12:30:51 PM
Investor_DP$100.007/8/2011 10:01:51 PM
thehousewife$25.007/9/2011 6:03:27 PM
Investoman$50.007/11/2011 6:20:25 AM
MadHun$175.007/11/2011 2:18:25 PM
6moonbeams$100.007/11/2011 10:01:30 PM
AlternativeCashFlow$25.007/13/2011 11:01:32 AM
tenacious-economy9$50.007/13/2011 1:26:10 PM
Weaverville$25.007/13/2011 2:18:28 PM
jubilant-trade6$50.007/13/2011 10:39:43 PM
patriot897$25.007/13/2011 10:41:21 PM
BankofRon$25.007/14/2011 1:07:52 AM
reflective-rupee$200.097/14/2011 9:28:52 AM
first-favorite-bonus9$25.007/14/2011 2:48:39 PM
important-openness1$100.007/14/2011 4:18:49 PM
loyalist1$100.007/14/2011 4:27:10 PM
first-dinero-igloo$25.007/15/2011 7:31:43 AM
108lender$100.007/15/2011 5:16:36 PM
zorg77$50.007/15/2011 5:36:54 PM
handy-justice$50.007/15/2011 6:11:50 PM
roguewinner$40.007/15/2011 5:30:49 PM
moola-accelerator6$40.007/15/2011 7:44:16 PM
sweetlan$25.077/15/2011 5:54:23 PM
enchanted-truth264$25.007/15/2011 9:38:35 PM
worthy-bid8$25.007/16/2011 1:08:39 AM
powerful-finance7$25.007/16/2011 2:32:29 AM
buffalobills$25.007/16/2011 7:08:23 AM
hershey88$39.857/16/2011 6:48:10 AM
nickel-position$25.007/16/2011 11:18:48 AM
phchristensen$50.007/16/2011 8:24:34 AM
dammage$35.007/16/2011 10:55:13 AM
vigilance-searcher$25.007/16/2011 12:03:14 PM
market-pudding$25.007/16/2011 2:03:17 PM
Leopoldine$25.007/16/2011 4:36:26 PM
hglrfdom$25.007/16/2011 5:58:13 PM
unger$160.117/16/2011 1:19:15 PM
Bill88$25.007/16/2011 9:46:27 PM
liberty-genetics$50.007/16/2011 2:18:28 PM
vine99$65.007/16/2011 5:58:36 PM
oath163$30.007/16/2011 6:26:37 PM
Oak-Parker$25.007/16/2011 3:12:22 PM
squadron781$25.007/17/2011 6:52:36 AM
papaloha$32.007/16/2011 4:13:20 PM
168RichCapital$25.077/16/2011 5:25:40 PM
ore-frontier$50.007/17/2011 2:07:51 AM
Mad_Scientist$30.007/16/2011 6:13:06 PM
B2152$25.007/17/2011 5:19:06 AM
first-dinero-paladin$50.007/17/2011 10:27:07 AM
Bob450$25.007/17/2011 9:10:16 AM
integrity-electron9$50.007/17/2011 4:29:52 PM
virtuous-repayment$50.007/17/2011 5:28:07 PM
pious-benjamins1$25.007/17/2011 9:27:44 PM
the-discrete-income$50.007/17/2011 10:08:09 PM
penny-champ5$25.007/17/2011 10:09:49 PM
CaptainCrunch$25.007/18/2011 4:30:23 AM
gatorsean2168$25.007/18/2011 5:00:38 AM
treasure-bliss$50.007/18/2011 6:22:31 AM
bullish2bearish$32.007/6/2011 11:57:37 AM
Investor_DP$100.007/7/2011 12:04:24 AM
Investor_DP$100.007/7/2011 12:05:34 AM
Dubbs360$25.007/7/2011 2:02:34 AM
diligent-peace9$25.007/7/2011 2:58:37 PM
economy-huckleberry0$25.007/7/2011 2:22:23 PM
profit-powerplant$25.007/8/2011 9:37:43 AM
diplomatic-wealth7$25.007/8/2011 1:03:55 PM
Investor_DP$100.007/8/2011 9:54:46 PM
jmeasn$25.007/8/2011 8:39:15 PM
tech310$50.007/9/2011 7:52:34 PM
red-power-pecan$50.007/12/2011 9:24:04 AM
pearl13$100.007/14/2011 3:13:43 PM
MilitaryLending$42.357/14/2011 6:45:08 PM
jkeller4000$25.007/15/2011 5:49:29 AM
EBITDA$25.007/15/2011 5:25:43 PM
gulch$27.747/15/2011 6:06:39 PM
prominence8$40.007/15/2011 8:42:16 PM
credit-missile$54.737/16/2011 1:03:00 AM
supreme-hope$25.007/16/2011 5:25:11 AM
Bank42$25.007/16/2011 4:13:51 AM
FinanceEngine$30.007/16/2011 7:39:08 AM
DasMula$27.007/16/2011 8:00:02 AM
foothillender$25.007/16/2011 7:25:27 AM
grampy48$25.007/16/2011 4:15:15 AM
well-mannered-income3$25.007/16/2011 4:56:14 AM
cunning-deal8$25.007/16/2011 9:40:08 AM
arampata$220.007/16/2011 6:26:58 AM
MoneyTree79$50.007/16/2011 10:48:17 AM
reward-dynamo$25.007/16/2011 8:56:13 AM
beakerfish$100.007/16/2011 10:21:25 AM
WMY-Investor$100.007/16/2011 2:07:21 PM
otto1939$51.007/16/2011 1:59:26 PM
Imperativity$75.167/16/2011 6:06:01 PM
scarlet-velvet$25.087/16/2011 3:58:00 PM
EarlyRiser$100.007/16/2011 4:07:12 PM
mammalian4$25.007/16/2011 2:51:09 PM
diligent-peace9$25.007/16/2011 7:59:49 PM
historic-loan1$62.427/16/2011 8:32:31 PM
E-B$50.007/17/2011 7:03:01 AM
terrific-peace8$25.007/17/2011 5:44:44 AM
WesLL$1,000.007/17/2011 7:13:15 AM
natural-platinum$25.007/17/2011 12:08:28 PM
loss-of-control$100.007/17/2011 5:09:26 PM
the-reliable-trade$100.007/17/2011 4:01:28 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:46 PM
economy-coup$100.007/18/2011 12:57:31 AM
asiaratt$50.007/18/2011 6:21:57 AM
jjswanso$25.007/18/2011 7:13:51 AM
investisure$100.007/18/2011 1:40:58 AM
finance-prescription$50.007/18/2011 7:23:52 AM
zone6$86.447/18/2011 5:44:21 AM
abundant-benefit4$25.007/18/2011 8:15:52 AM
fireferd$3.897/18/2011 8:39:22 AM
119 Investments
 
Borrower Payment Dependent Notes Series 515306
This series of Notes was issued and sold upon the funding of the borrower loan #51286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1993 Debt/Income ratio: 35%
Credit score: 660-679 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 3 Current / open credit lines: 16 / 15Length of status:10y 1m
Amount delinquent: $120 Total credit lines: 65 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,783Stated income:$75,000-$99,999
Delinquencies in last 7y: 11 Bankcard utilization: 85%  
   Homeownership: Yes  
Screen name: cerebral-peace2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan for $2,500.00
Purpose of loan:
This loan will be used to... Pay burial expense

My financial situation:
I am a good candidate for this loan because... I have a stable income and well capable to make monthly payments.


Monthly net income: $5,320.00
Monthly expenses:
Housing: $ 764.00
Insurance: $245.00
Car expenses: $700.00
Utilities: $380.00
Phone, cable, internet: $154.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
flwah$25.007/8/2011 5:33:22 AM
dedicated-transaction796$44.567/8/2011 5:52:43 AM
lendstats_com$300.007/8/2011 9:26:32 AM
alexgalt$25.007/8/2011 3:02:07 PM
reflective-rupee$250.097/8/2011 2:20:32 PM
ddoneday$25.007/8/2011 5:42:05 PM
InChicago$50.007/9/2011 7:55:51 AM
tech310$25.007/9/2011 7:58:57 PM
SolarMoonshine$25.007/10/2011 4:28:22 AM
VJ_Financial$26.027/9/2011 11:13:39 PM
loanman2007$50.007/10/2011 7:20:37 AM
dudebrah$25.007/11/2011 12:55:30 PM
proud-pound4$25.007/11/2011 4:18:08 PM
icanhasloanz$50.007/13/2011 9:24:59 PM
a-fund-doctor$25.007/14/2011 9:47:40 AM
Land_on_your_feet$41.187/14/2011 4:08:24 PM
bluebouyz$25.007/15/2011 10:35:12 AM
medicneedshelp82$47.467/15/2011 5:23:15 PM
fortytwo$150.007/15/2011 5:26:11 PM
let_me_retire$100.007/15/2011 5:45:07 PM
whirlingdervish$50.007/15/2011 5:51:20 PM
letsmakeitsuccessful$67.677/15/2011 6:04:45 PM
pure-note0$3.027/15/2011 9:18:46 PM
Velocity_Lenders$25.007/15/2011 6:09:50 PM
prominence8$25.007/15/2011 8:46:58 PM
pure-diversification2$28.457/15/2011 9:18:25 PM
MauiMike$50.007/15/2011 7:56:19 PM
wheel184$49.087/15/2011 9:02:16 PM
Amber_Stone$25.007/8/2011 3:41:42 PM
CA-Lender$75.077/8/2011 9:02:49 PM
yf99yz$30.007/9/2011 1:41:00 PM
Unitas4302$50.007/10/2011 6:21:50 AM
Kash2010lu$25.007/11/2011 4:33:27 AM
glroark$50.007/12/2011 5:56:14 AM
melodious-openness$200.007/12/2011 10:29:03 PM
kind-diligent-coin$25.007/13/2011 4:44:48 AM
kf88$27.007/13/2011 6:09:58 PM
Kyne$74.137/15/2011 4:05:36 PM
Legally_Blonde$25.007/15/2011 2:55:55 PM
thorough-yield1$31.137/15/2011 5:28:11 PM
dariop$30.007/15/2011 5:34:32 PM
gulch$25.007/15/2011 6:04:42 PM
168RichCapital$25.077/15/2011 5:04:00 PM
pure-note0$25.007/15/2011 6:46:22 PM
IASKGOD$25.007/15/2011 7:29:34 PM
Headfones$25.007/15/2011 6:47:55 PM
DADOF1$25.007/15/2011 8:39:33 PM
sweetlan$25.077/15/2011 5:55:22 PM
spsavage$25.007/15/2011 6:10:39 PM
49 Investments
 
Borrower Payment Dependent Notes Series 515316
This series of Notes was issued and sold upon the funding of the borrower loan #51303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-18-2011 
 
Lender yield: 6.99% Borrower rate/APR: 7.99% / 8.33% Monthly payment: $344.65
 
Lender servicing fee: 1.00% Effective Yield*: 6.99%  
Estimated return*: 5.99%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1993 Debt/Income ratio: 10%
Credit score: 800-819 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:12y 0m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $192,227Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: Yes  
Screen name: Ken111 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 22 ( 100% ) 800-819 (Latest)
Principal borrowed: $16,000.00< 31 days late: 0 ( 0% )  
800-819 (Feb-2010)
720-739 (Feb-2008)
700-719 (Jan-2008)
720-739 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 22  
Description
Jccooldude168
Purpose of loan:
This loan will be used to pay off my credit card account with higher rate.

My financial situation:
I am a good candidate for this loan because I have very good credit score and history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
figs4u2$100.007/7/2011 5:00:42 PM
indomitable-coin$25.007/7/2011 5:00:45 PM
Rivervale_Westwood$25.007/7/2011 5:01:03 PM
jubilant-trade6$50.007/7/2011 5:00:37 PM
minista$25.007/7/2011 5:01:04 PM
serene-truth2$50.007/7/2011 5:00:39 PM
kenji4861$50.007/7/2011 5:01:06 PM
cebgop$25.007/7/2011 5:01:07 PM
pound-balancer$50.007/7/2011 5:01:08 PM
top-epic-community$50.007/7/2011 5:01:11 PM
ogmanny$50.007/7/2011 5:01:52 PM
benjamins-utopia$50.007/7/2011 5:02:00 PM
blot44$25.007/7/2011 5:00:40 PM
uberrific$100.007/7/2011 5:01:24 PM
GElender$25.007/7/2011 5:02:02 PM
j2ee$25.007/7/2011 5:20:05 PM
-J$25.007/7/2011 5:09:34 PM
vutah$25.007/7/2011 6:15:26 PM
ptjg$25.007/8/2011 4:31:47 AM
ect_2k20$25.007/8/2011 6:59:47 AM
investment-artist$25.007/8/2011 6:59:11 AM
DavenportCapital$25.007/8/2011 9:33:34 AM
108lender$100.007/8/2011 11:18:22 AM
income-awakening6$25.007/9/2011 6:43:42 AM
fortytwo$250.007/9/2011 10:48:38 AM
truth-image$100.007/10/2011 12:15:34 PM
Guiren$100.007/10/2011 2:28:36 PM
nickel-ferret$50.007/11/2011 7:41:27 AM
BigBag$25.007/11/2011 9:09:24 AM
TheTimeIsNow$50.007/11/2011 9:32:27 AM
setUup$38.207/11/2011 12:39:26 PM
balance-transformer3$50.007/11/2011 4:45:28 PM
jubilant-trade6$50.007/12/2011 12:14:19 AM
Harry$25.007/13/2011 7:25:12 AM
UTVolunteer$200.007/13/2011 8:23:59 AM
Leopoldine$25.007/13/2011 8:40:44 AM
diversification-surge$50.007/13/2011 9:17:14 AM
Billfred$25.007/13/2011 5:42:33 PM
loyalty-edifice997$25.007/14/2011 10:07:15 AM
astute-fairness0$25.007/14/2011 1:08:26 PM
virtuous-repayment$25.007/14/2011 3:35:49 PM
unclejaef$25.007/14/2011 3:52:29 PM
wise-silver-wonder$25.007/14/2011 4:22:57 PM
keyfig$25.007/14/2011 4:22:41 PM
vigilance-formula$250.007/14/2011 5:41:29 PM
degster$25.007/15/2011 4:28:13 AM
ckatak$50.007/15/2011 7:14:07 AM
economy-tuba7$150.007/15/2011 8:04:54 AM
marketplace-kingdom$100.007/15/2011 8:16:29 AM
enchanted-truth264$25.007/15/2011 12:11:08 PM
credit-coach118$40.007/15/2011 12:28:26 PM
sandeepPR$25.007/15/2011 2:50:00 PM
Oak-Parker$25.007/15/2011 11:42:00 AM
kyomoon$50.007/15/2011 4:56:53 PM
pearl13$100.007/15/2011 2:18:26 PM
Velocity_Lenders$25.007/15/2011 6:10:19 PM
_NaLNaBB$300.007/15/2011 6:05:22 PM
annubes$190.447/15/2011 6:23:14 PM
sunny1985$25.007/15/2011 9:48:21 PM
bannybucks$25.007/16/2011 9:25:26 AM
credit-panda1$25.007/16/2011 11:55:46 AM
wise-eloquent-yield$25.007/16/2011 1:34:41 PM
Ocean713$100.007/16/2011 1:29:56 PM
alpinaut$50.007/16/2011 2:48:07 PM
ATOHokie$25.007/16/2011 5:59:10 PM
TrustPlus$50.007/16/2011 2:16:56 PM
benefit-trident$25.007/17/2011 4:47:57 AM
red-dime-solo$25.007/16/2011 5:09:02 PM
cash-cymbal$25.007/16/2011 9:06:11 PM
panthernoelle$25.007/17/2011 1:29:36 PM
nimble-money0$25.007/17/2011 3:21:53 PM
listing-dna6$95.947/17/2011 4:35:10 PM
ChicagoFlyer$100.007/17/2011 6:39:11 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:57 PM
efficient-treasure0$25.007/17/2011 7:30:38 PM
FlyingFox$100.007/17/2011 9:51:02 PM
objective-investor$100.007/17/2011 8:02:10 PM
SourDoughSteve$25.007/18/2011 8:30:07 AM
lostontheedge$25.007/18/2011 4:56:06 AM
wwwUniversal$25.007/18/2011 9:17:27 AM
VBinvestor$100.007/18/2011 8:17:36 AM
kdog99$100.007/18/2011 9:18:18 AM
MoneyForNothing$17.177/18/2011 2:56:41 PM
SNH$100.007/18/2011 11:13:06 AM
InvestForWealth$30.207/18/2011 2:56:09 PM
goldfinger3$50.007/14/2011 9:34:00 AM
Dollars4Rent$50.007/7/2011 5:00:58 PM
socal-lender$25.007/7/2011 5:00:28 PM
meux99$25.007/7/2011 5:01:00 PM
diablorulz$50.007/7/2011 5:01:01 PM
compoundinterest$60.007/7/2011 5:01:57 PM
gentle-penny7$50.007/7/2011 5:01:59 PM
x-lender$80.007/7/2011 5:02:01 PM
neighborly-hope6$100.007/7/2011 5:00:38 PM
BankofHank$125.007/7/2011 5:00:46 PM
bb575$50.007/7/2011 5:00:50 PM
damage$40.007/7/2011 5:05:58 PM
jmeasn$25.007/7/2011 5:07:20 PM
jpac1066$200.007/7/2011 5:09:34 PM
janeybooboo$101.007/7/2011 6:47:54 PM
Solid-Platinum$100.007/8/2011 12:45:21 AM
restless-balance9$50.007/8/2011 4:14:46 AM
samo102us$25.007/8/2011 5:38:20 AM
rescue$100.007/8/2011 6:47:26 AM
heavenly-interest9$50.007/8/2011 11:22:22 AM
gain-gourd$50.007/8/2011 12:36:55 PM
thankful-nickel2$50.007/8/2011 2:49:00 PM
tapesor$100.007/8/2011 3:12:41 PM
antlr$50.007/8/2011 3:12:41 PM
fortytwo$300.007/10/2011 11:44:02 AM
lendersf$100.007/10/2011 2:44:09 PM
radforj22$25.007/10/2011 6:30:52 PM
first-favorite-bonus9$50.007/11/2011 3:06:59 PM
StPong$25.007/11/2011 3:06:04 PM
determined-deal7$25.007/11/2011 3:06:08 PM
britgsb$50.007/11/2011 5:15:52 PM
a-responsible-return$50.007/11/2011 5:15:51 PM
6moonbeams$100.007/11/2011 10:01:47 PM
pnace$50.007/12/2011 12:30:07 PM
scrappy-bonus2$25.007/13/2011 9:17:12 AM
capital-champion1$25.007/13/2011 10:21:49 AM
michaelwong$50.007/13/2011 3:53:12 PM
velocity-solo$30.007/13/2011 3:53:45 PM
shrewd-deal$50.007/13/2011 5:05:03 PM
Aeroman32$25.007/13/2011 10:03:16 PM
wise-alluring-penny$100.007/14/2011 6:47:16 AM
blue-attentive-bid$100.007/14/2011 12:01:58 PM
Weaverville$100.007/14/2011 4:27:40 PM
adhawan325$25.007/14/2011 4:27:50 PM
NDFIRTH$50.007/14/2011 7:12:08 PM
thedoctor$100.007/15/2011 4:14:22 AM
life-is-great$25.007/15/2011 6:49:00 AM
cerebral-dollar773$87.727/15/2011 4:40:20 AM
commitment-orca7$300.007/15/2011 11:17:43 AM
whistledicksmith$25.007/15/2011 9:32:44 AM
FlexFunding$25.007/15/2011 3:07:14 PM
sandbreaker$100.007/15/2011 3:07:38 PM
gjm6d$25.007/15/2011 3:51:26 PM
fortytwo$400.007/15/2011 5:19:48 PM
dkjl$58.337/15/2011 5:23:37 PM
Supernick$50.007/15/2011 3:07:30 PM
brainy-greenback481$50.007/15/2011 5:37:58 PM
vegibenz$25.007/15/2011 5:49:18 PM
r48$26.007/15/2011 6:11:22 PM
jasonblings$50.007/15/2011 6:26:25 PM
Feyenoord$25.007/15/2011 10:17:41 PM
GreenSun$25.007/16/2011 5:14:19 AM
established-hope5$25.007/16/2011 11:19:45 AM
C_Mark$300.007/16/2011 2:24:27 PM
drkosh$25.007/16/2011 3:52:59 PM
blindtaxidriver$25.007/16/2011 6:58:41 PM
agbullet55443$200.007/16/2011 9:22:25 PM
s270$25.007/17/2011 4:06:37 AM
latestone$25.007/16/2011 11:18:28 PM
promiser200$25.007/17/2011 4:41:37 PM
virtuous-repayment$500.007/17/2011 5:43:54 PM
loan-galaxy6$500.007/18/2011 7:38:36 AM
tomdooley12520$25.007/18/2011 9:49:31 AM
AFairDeal$30.007/18/2011 1:22:03 PM
159 Investments
 
Borrower Payment Dependent Notes Series 515330
This series of Notes was issued and sold upon the funding of the borrower loan #51328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-08-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-2001 Debt/Income ratio: 22%
Credit score: 620-639 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 6Length of status:17y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,357Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: winger69 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 21 ( 72% ) 620-639 (Latest)
Principal borrowed: $7,000.00< 31 days late: 1 ( 3% )  
700-719 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 7 ( 24% )
Total payments billed: 29  
Description
Situation Consolidation...
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.007/8/2011 2:57:45 PM
LivingInvestments01$50.007/14/2011 12:17:39 PM
frugalinvestor20$25.007/14/2011 1:58:30 PM
trumpeter5$25.007/15/2011 7:41:37 AM
pearl13$100.007/16/2011 9:06:10 AM
ready-interest9$25.007/16/2011 4:56:23 PM
worth-blanket2$3,687.567/17/2011 3:25:16 PM
proper-revenue7$25.007/12/2011 11:15:42 PM
myutmost$37.447/14/2011 8:39:11 AM
9 Investments
 
Borrower Payment Dependent Notes Series 515590
This series of Notes was issued and sold upon the funding of the borrower loan #51209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-10-2011 
Term: 12 months Listing End date:  Jul-11-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $191.73
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 9.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-2007 Debt/Income ratio: 57%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 11 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $477Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: greenback-cleansing3 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Consolidate some existing credit card and loan debt

My financial situation:
I am a good candidate for this loan because...
I have good credit and I pay my bills on time. I am in the processes of getting a second job so that I can pay my existing bills off sooner. I just need some help at the moment.


Monthly net income: $1,200
Monthly expenses: $1,350
Housing: $475
Insurance: $130
Car expenses: $160
Utilities: $60
Phone, cable, internet: $90
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $465
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron$25.007/10/2011 12:02:54 PM
simplelender80$100.007/10/2011 12:03:30 PM
reflective-rupee$200.097/10/2011 12:29:09 PM
thankful-nickel2$25.007/10/2011 6:24:05 PM
wealth-prodigy1$50.007/10/2011 7:06:45 PM
GolfPro2006$25.007/10/2011 5:09:20 PM
Bill88$25.007/10/2011 9:48:27 PM
thehousewife$25.007/11/2011 6:24:56 AM
goodhearted-basis4$25.007/11/2011 9:32:39 AM
openness-antioxidant$75.007/11/2011 11:47:19 AM
octoberfresh$25.007/11/2011 12:10:47 PM
A-ONE-INVESTMENTS$25.007/11/2011 1:38:49 PM
Investor_DP$100.007/10/2011 12:03:10 PM
first-favorite-bonus9$25.007/10/2011 12:14:44 PM
luvlending$25.007/10/2011 4:34:57 PM
VJ_Financial$26.027/10/2011 8:51:04 PM
ladyopium$100.007/11/2011 1:33:28 AM
historic-loan1$90.007/10/2011 7:45:51 PM
silver-enlightenment0$100.007/11/2011 7:40:08 AM
yf99yz$25.007/10/2011 10:56:39 PM
Investoman$50.007/11/2011 6:20:50 AM
social-hunter5$25.007/11/2011 6:54:48 AM
payout-flag6$200.007/11/2011 8:02:16 AM
profit-powerplant$25.007/11/2011 8:32:15 AM
youngster50$33.007/11/2011 10:45:11 AM
tranquil-gain1$75.007/11/2011 11:39:50 AM
umfan123$25.007/11/2011 11:52:17 AM
contributor897$25.007/11/2011 12:45:01 PM
tzvie$25.007/11/2011 1:48:19 PM
justasoldier$100.007/11/2011 2:02:20 PM
nickel-hickory$100.007/11/2011 2:16:08 PM
kind-charming-value$200.897/11/2011 2:20:42 PM
32 Investments
 
Borrower Payment Dependent Notes Series 515626
This series of Notes was issued and sold upon the funding of the borrower loan #51316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-10-2011 
Term: 36 months Listing End date:  Jul-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1998 Debt/Income ratio: 8%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 3 Current / open credit lines: 4 / 3Length of status:13y 1m
Amount delinquent: $6,646 Total credit lines: 17 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $407Stated income:$75,000-$99,999
Delinquencies in last 7y: 11 Bankcard utilization: 81%  
   Homeownership: Yes  
Screen name: generosity-acrobat7 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Relief
Purpose of loan:
This loan will be used to pay off debts created as a result of divorce

My financial situation:
I am a good candidate for this loan because I never miss any payments


Monthly net income: $5200
Monthly expenses: $100
Housing: $1850
Insurance: $49
Car expenses: $30
Utilities: $109
Phone, cable, internet: $25
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $525
Other expenses: $None
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.007/10/2011 12:03:31 PM
Investor_DP$100.007/10/2011 12:03:09 PM
Investoman$50.007/11/2011 6:20:51 AM
SolarMoonshine$25.007/13/2011 10:05:32 AM
reflective-rupee$200.097/13/2011 1:47:09 PM
supreme-hope$25.007/13/2011 2:50:07 PM
terrific-dough6$100.007/13/2011 12:00:01 PM
Bob450$25.007/13/2011 4:31:51 PM
icanhasloanz$50.007/13/2011 9:17:14 PM
credit-elation1$25.007/13/2011 9:22:30 PM
well-mannered-income3$25.007/14/2011 8:14:42 AM
VJ_Financial$26.027/14/2011 7:42:50 AM
melodious-openness$100.007/14/2011 4:31:48 PM
js44043$25.007/14/2011 4:23:00 PM
lowrater$50.707/14/2011 6:25:50 PM
Rogelio48$25.007/14/2011 8:19:23 PM
impala6464$70.007/14/2011 7:19:50 PM
suave-dime6$25.007/15/2011 5:46:44 AM
168RichCapital$25.077/15/2011 6:37:28 AM
nickel-hickory$100.007/15/2011 9:38:12 AM
IASKGOD$25.007/15/2011 7:30:33 PM
EBITDA$25.007/15/2011 5:25:47 PM
gold-cluster$50.007/15/2011 9:43:16 PM
shrewd-income$25.007/16/2011 6:33:07 AM
deal-marauder6$28.737/16/2011 6:51:08 AM
taetrade$25.007/16/2011 12:43:43 PM
AVS$25.007/16/2011 1:06:23 PM
silver-enlightenment0$100.007/16/2011 2:01:42 PM
eddievegas415$26.037/17/2011 7:16:55 PM
integrity-electron9$50.007/17/2011 4:29:55 PM
rooster63$40.007/17/2011 9:21:57 PM
fireferd$25.007/18/2011 8:41:15 AM
hopeful-silver5$41.357/18/2011 9:28:24 AM
sirchacha$30.537/18/2011 10:55:17 AM
first-favorite-bonus9$25.007/10/2011 12:14:44 PM
worth-blanket2$5,000.007/13/2011 8:13:32 AM
fireferd$25.007/13/2011 11:32:28 AM
shrewd-income$25.007/14/2011 6:24:07 AM
glroark$50.007/14/2011 6:44:06 AM
let_me_retire$175.007/14/2011 6:16:52 PM
dws2380$25.007/14/2011 8:28:10 PM
ddog0224$25.007/15/2011 12:49:43 PM
Legally_Blonde$25.007/15/2011 2:55:20 PM
yf99yz$35.007/15/2011 9:20:21 PM
handy-justice$50.007/15/2011 6:11:58 PM
pearl13$100.007/16/2011 9:02:05 AM
Gandalf0001$25.007/16/2011 4:07:57 PM
JauaFlash$25.007/16/2011 6:05:25 PM
orange-useful-revenue$50.007/17/2011 5:15:54 AM
Weaverville$25.007/17/2011 6:36:59 AM
cdfmedic$29.507/17/2011 10:48:47 AM
Tkhalaska$25.007/17/2011 10:15:19 AM
Core-Marketing$25.007/17/2011 3:29:21 PM
Trespass4$60.007/18/2011 12:29:58 PM
54 Investments
 
Borrower Payment Dependent Notes Series 515636
This series of Notes was issued and sold upon the funding of the borrower loan #51281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-10-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $70.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2005 Debt/Income ratio: 18%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 12 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,280Stated income:$1-$24,999
Delinquencies in last 7y: 7 Bankcard utilization: 19%  
   Homeownership: No  
Screen name: competent-responsibility034 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help Pay for Car Repairs!
Purpose of loan:
This loan will be used to pay off my Small Credit Card Balance.

My financial situation:
I am a good candidate for this loan because I intend to pay use the remaining of the loan as part of my first payment (About $800)

Monthly net income: about $400
Monthly expenses: $50
Utilities: NONE
Phone, cable, internet: NONE
Housing: NONE
Insurance: Parents pay!
Monthly Car expenses: $40 a month
Yearly Car Expenses: $200, including most repairs.
Food, entertainment: $20
Credit cards: Paying off!
Student Loans Payments: NONE, yet!
Student Loans In One Year: $110
Other expenses: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ski bum$100.007/10/2011 12:03:15 PM
pnace$50.007/10/2011 12:03:36 PM
epicanthal$25.007/10/2011 12:02:42 PM
organized-payment6$50.007/10/2011 12:02:51 PM
Investor_DP$100.007/10/2011 12:02:53 PM
wwialnlgy$100.007/11/2011 4:48:03 PM
GElender$50.007/13/2011 5:43:58 AM
6moonbeams$25.007/13/2011 1:55:42 PM
reflective-greenback1$50.007/14/2011 1:31:50 PM
bluebouyz$25.007/15/2011 10:32:08 AM
Imperativity$25.007/15/2011 1:03:56 PM
CK1$25.007/15/2011 5:27:24 PM
greenback-seagull2$100.007/15/2011 5:08:41 PM
UnderDog10566$200.007/15/2011 10:16:20 PM
wwwUniversal$25.007/16/2011 12:58:01 AM
bankojerry$25.007/16/2011 5:38:00 AM
shrewd-income$25.007/16/2011 11:47:54 AM
loyalty-sherpa$25.007/16/2011 12:04:24 PM
jwstclair$11.307/16/2011 12:33:48 PM
cordial-affluence2$50.007/16/2011 10:52:40 AM
RLaumeyer$25.007/10/2011 12:47:09 PM
nickel-ferret$50.007/11/2011 7:41:43 AM
fortytwo$100.007/11/2011 10:49:43 AM
goodhearted-basis4$25.007/11/2011 9:32:40 AM
wild-orange$50.007/11/2011 4:23:00 PM
HamachiMan$50.007/11/2011 5:17:01 PM
TomDalonajay$25.007/12/2011 12:52:41 AM
rescue$63.707/12/2011 12:53:41 AM
jubilant-trade6$25.007/12/2011 4:02:17 PM
BxRealtor$25.007/12/2011 5:08:03 PM
pearl13$100.007/14/2011 9:32:42 AM
marwadi-62$100.007/14/2011 11:30:40 AM
damage$25.007/14/2011 1:32:33 PM
jmichael23$25.007/15/2011 7:41:17 AM
Peterman$25.007/15/2011 10:59:54 AM
stevenm8$25.007/15/2011 7:44:24 PM
secondphase$50.007/15/2011 7:18:14 PM
patriot897$25.007/16/2011 10:24:55 AM
payout-achievement$100.007/16/2011 11:17:38 AM
39 Investments
 
Borrower Payment Dependent Notes Series 515638
This series of Notes was issued and sold upon the funding of the borrower loan #51300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.95% Listing Start date:  Jul-12-2011 
Term: 36 months Listing End date:  Jul-18-2011 
 
Lender yield: 7.99% Borrower rate/APR: 8.99% / 9.33% Monthly payment: $190.77
 
Lender servicing fee: 1.00% Effective Yield*: 7.99%  
Estimated return*: 6.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-1998 Debt/Income ratio: 14%
Credit score: 780-799 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:10y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,994Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: urbane-hope250 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need to Pay off High Interest CC
Purpose of loan: Pay off credit card loan
This loan will be used to...Pay off credit card

My financial situation: Good Standings
I am a good candidate for this loan because...I've held the same job for 10 years and running my own business, I have an amazing credit score, and have made all my payments on my current credit card. The problem is that one day late on my payment resulted in a 8.99% apr jumping to a 29.99%. My monthly minumum payment of $160.00 has only $70 going towards the principal balance. No other credit company will give me a loan due to my debt to income ratio. This is my situation, just looking for help in destroying my debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$25.007/12/2011 9:02:11 AM
meux99$25.007/12/2011 9:03:20 AM
neighborly-hope6$100.007/12/2011 9:02:36 AM
BankofHank$125.007/12/2011 9:02:40 AM
jubilant-trade6$50.007/12/2011 9:02:43 AM
ogmanny$50.007/12/2011 9:03:54 AM
benjamins-utopia$50.007/12/2011 9:03:59 AM
vinayski$25.007/12/2011 9:12:20 AM
Rivervale_Westwood$25.007/12/2011 9:03:27 AM
blot44$25.007/12/2011 9:04:00 AM
fortytwo$100.007/12/2011 11:43:17 AM
MarvintheMartian$25.007/12/2011 10:21:10 AM
Solid-Platinum$100.007/12/2011 11:27:08 AM
antlr$50.007/12/2011 5:08:47 PM
penny-finder$25.137/12/2011 6:40:13 PM
Harry$25.007/13/2011 7:25:30 AM
tapesor$100.007/13/2011 3:38:16 PM
6moonbeams$25.007/13/2011 1:55:50 PM
investment-artist$25.007/13/2011 4:46:38 PM
established-hope5$25.007/13/2011 6:41:32 PM
bfn311$25.007/14/2011 4:25:11 AM
Pickmar$25.007/14/2011 4:43:05 AM
green-moola-sniffer$25.007/14/2011 12:51:03 AM
thankful-nickel2$50.007/14/2011 8:25:40 AM
damage$25.007/14/2011 8:19:37 AM
truth-image$100.007/14/2011 9:02:41 AM
unclejaef$25.007/14/2011 3:52:33 PM
britgsb$50.007/14/2011 4:23:10 PM
economy-tuba7$50.007/15/2011 8:06:16 AM
marwadi-62$300.007/15/2011 6:00:29 AM
commitment-orca7$300.007/15/2011 11:17:47 AM
golden-market2$250.007/15/2011 10:31:40 AM
pearl13$100.007/15/2011 2:18:27 PM
roguewinner$34.597/15/2011 5:36:23 PM
finance-symphony7$50.007/16/2011 4:41:46 AM
GreenSun$25.007/16/2011 5:14:26 AM
alpinaut$30.007/16/2011 9:11:26 AM
OregonDane$25.007/16/2011 10:15:49 AM
payout-magician$25.007/16/2011 9:15:20 AM
VBinvestor$100.007/16/2011 3:00:04 PM
radforj22$25.007/16/2011 12:38:56 PM
drkosh$25.007/16/2011 3:53:01 PM
best-generosity-financier$25.007/16/2011 4:45:59 PM
SCD$25.007/17/2011 3:34:50 AM
ore-frontier$50.007/17/2011 2:34:33 AM
RememberToForget$50.007/17/2011 2:02:10 PM
velocity-solo$30.007/17/2011 12:07:25 PM
nimble-money0$25.007/17/2011 3:21:56 PM
bazaar-hyperdrive3$100.007/17/2011 4:51:00 PM
euro-deployment$25.007/17/2011 8:40:33 PM
Attract$30.007/17/2011 10:09:24 PM
KSPHoldings$30.007/18/2011 8:07:47 AM
aliasqalias$25.007/18/2011 1:31:13 PM
blissful-dollar3$188.007/18/2011 2:10:36 PM
Nerdster1$0.467/18/2011 2:53:06 PM
goldfinger3$50.007/14/2011 9:34:06 AM
diablorulz$50.007/12/2011 9:03:21 AM
minista$25.007/12/2011 9:03:29 AM
serene-truth2$50.007/12/2011 9:02:37 AM
figs4u2$100.007/12/2011 9:02:38 AM
gentle-penny7$50.007/12/2011 9:04:02 AM
top-epic-community$50.007/12/2011 9:03:34 AM
uberrific$100.007/12/2011 9:03:39 AM
pound-balancer$50.007/12/2011 9:04:22 AM
kenji4861$50.007/12/2011 9:03:31 AM
cebgop$25.007/12/2011 9:03:32 AM
compoundinterest$60.007/12/2011 9:03:58 AM
jpac1066$200.007/12/2011 9:04:03 AM
-J$25.007/12/2011 9:04:08 AM
pnace$50.007/12/2011 12:30:10 PM
encore06$25.007/12/2011 11:42:20 AM
janeybooboo$100.007/12/2011 12:04:35 PM
vutah$25.007/13/2011 5:41:23 AM
GElender$50.007/13/2011 5:43:59 AM
x-lender$50.007/13/2011 11:18:54 AM
Mav26$100.007/13/2011 11:51:04 AM
income-awakening6$25.007/13/2011 3:53:20 PM
first-favorite-bonus9$25.007/13/2011 6:52:13 PM
balance-transformer3$25.007/13/2011 8:27:44 PM
astute-fairness0$25.007/14/2011 8:48:35 AM
Searlzy$25.007/14/2011 9:32:01 AM
virtuous-repayment$25.007/14/2011 3:36:02 PM
vigilance-formula$250.007/14/2011 5:41:33 PM
UCSBGAUCHOS$35.007/15/2011 8:00:10 AM
Leopoldine$27.007/15/2011 7:51:56 AM
availableloan$25.007/15/2011 1:20:35 PM
Cherrypicker$50.007/15/2011 3:13:01 PM
r48$25.007/15/2011 6:10:12 PM
jpblan11$25.007/15/2011 10:55:13 PM
financebob$36.007/16/2011 10:16:14 AM
cello1$25.007/16/2011 11:41:31 AM
Sneezie$100.007/16/2011 12:31:16 PM
forthright-principal2$25.007/16/2011 12:07:39 PM
C_Mark$150.007/16/2011 2:23:03 PM
FlexFunding$86.837/17/2011 4:55:42 AM
grampy48$25.007/17/2011 2:54:11 AM
GodzillaLending$100.007/17/2011 4:02:09 PM
djmjkelso$36.997/17/2011 4:28:15 PM
the-discrete-income$100.007/17/2011 10:07:03 PM
jcn12321$25.007/18/2011 4:14:11 AM
efficient-treasure0$25.007/17/2011 7:30:59 PM
swissbanker$25.007/18/2011 7:00:16 AM
a-logical-power$25.007/18/2011 7:05:28 AM
oskizzle$25.007/18/2011 6:07:33 AM
wwwUniversal$25.007/18/2011 9:17:27 AM
tomdooley12520$25.007/18/2011 9:51:04 AM
106 Investments
 
Borrower Payment Dependent Notes Series 515654
This series of Notes was issued and sold upon the funding of the borrower loan #51277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1992 Debt/Income ratio: 13%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:24y 8m
Amount delinquent: $0 Total credit lines: 40 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 26 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: green-coin-pear Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to buy new furniture for my new home

My financial situation:
I am a good candidate for this loan because I have worked at the same job for 25 years and I pay my bills on time


Monthly net income: $2135
Monthly expenses: $1134
Housing: $533
Insurance: $escrow in house payment
Car expenses: $128
Utilities: $185
Phone, cable, internet: $265
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $ 23
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
thorough-yield1$25.007/13/2011 10:01:16 AM
Investor_DP$100.007/13/2011 9:04:19 AM
simplelender80$100.007/13/2011 9:04:24 AM
worth-blanket2$4,775.007/13/2011 7:27:14 PM
4 Investments
 
Borrower Payment Dependent Notes Series 515698
This series of Notes was issued and sold upon the funding of the borrower loan #51307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-18-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $162.02
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1987 Debt/Income ratio: 23%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 46 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $59,063Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: DebbieKat Borrower's state: Washington Borrower's group: Voyagers Financial
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 8 ( 100% ) 720-739 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
740-759 (Oct-2010)
 
Principal balance: $4,069.83 31+ days late: 0 ( 0% )
Total payments billed: 8  
Description
Credit Cards to Installment Loan
Purpose of loan:
I am continuing to work on converting my credit card debt to installment loans. I currently have a prosper loan that I took out several months ago that is being paid as expected.

I have a good plan in place to pay off my debts. I would like to get to a place where I hold no credit card debt that can't be paid off each month. According to mint, I can achieve this with my current debts within about 4 years even if I don't obtain a loan through prosper, but will likely achieve it much more quickly with an installment loan.

My financial situation:
I am a good candidate for this loan because I have never defaulted on a debt in my life. I have a job that I've held for over 4 years that pays very well. I'm a homeowner and also an owner of investment property and consider myself to be a very responsible person.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.007/11/2011 9:02:57 AM
uberrific$100.007/11/2011 9:02:53 AM
pnace$50.007/11/2011 9:03:36 AM
nickel-ferret$25.007/11/2011 9:10:11 AM
janeybooboo$50.007/11/2011 9:06:14 AM
fortytwo$100.007/11/2011 10:49:47 AM
Solid-Platinum$100.007/11/2011 12:08:34 PM
setUup$33.207/11/2011 2:07:22 PM
JustMee$25.007/11/2011 12:33:51 PM
wwialnlgy$100.007/11/2011 4:48:07 PM
heroic-payout9$25.657/12/2011 8:13:26 AM
coin-entrepreneur$25.007/12/2011 6:05:52 PM
JGONZ13850$25.007/12/2011 6:13:13 PM
jubilant-trade6$50.007/12/2011 5:08:37 PM
jjb516$37.327/12/2011 7:26:49 PM
generator596$31.487/13/2011 5:07:18 AM
Harry$25.007/13/2011 7:25:25 AM
mountainpeak$25.007/13/2011 9:11:40 AM
420limo$25.007/13/2011 11:21:12 AM
wirebutterfly$50.007/13/2011 12:19:13 PM
first-serene-credit$25.007/13/2011 11:09:55 PM
bullwink27$25.007/14/2011 5:02:22 AM
agalt$100.007/14/2011 1:34:17 PM
cerebral-dollar773$75.007/15/2011 4:36:28 AM
theloanfiller$25.007/15/2011 4:37:51 AM
GElender$40.007/15/2011 5:58:07 AM
spiff666$26.667/15/2011 9:19:50 AM
One-ninety-three$25.007/15/2011 2:47:36 PM
WeshaTheLeopard$25.007/15/2011 3:36:06 PM
enchanted-truth264$25.007/15/2011 12:15:42 PM
availableloan$25.007/15/2011 1:26:55 PM
Rider$60.007/15/2011 5:23:24 PM
Byrd24$100.007/15/2011 5:35:55 PM
simi1$42.807/15/2011 5:56:45 PM
grampy48$30.007/16/2011 4:19:55 AM
reflective-rupee$200.097/16/2011 5:28:48 AM
curveylady$25.067/16/2011 5:53:38 AM
Sneezie$100.007/16/2011 12:31:15 PM
jwstclair$25.007/16/2011 12:35:56 PM
PHANTOM4751$50.007/16/2011 10:36:17 PM
efficient-treasure0$25.007/17/2011 7:30:53 PM
virtuous-repayment$25.007/17/2011 4:53:57 PM
loan-galaxy6$500.007/18/2011 7:59:41 AM
lostontheedge$25.007/18/2011 4:56:08 AM
ski bum$100.007/11/2011 9:02:47 AM
compoundinterest$50.007/11/2011 9:03:52 AM
indomitable-coin$25.007/11/2011 9:10:07 AM
janeybooboo$51.007/11/2011 9:06:19 AM
FinDoc$25.007/11/2011 5:14:02 PM
Nazbuster$60.007/11/2011 5:21:56 PM
pound-balancer$50.007/11/2011 5:15:57 PM
jarf$25.007/11/2011 7:16:29 PM
4aBetterTomorrow$49.337/12/2011 2:38:24 PM
HamachiMan$50.007/12/2011 5:09:45 PM
rescue$100.007/12/2011 5:09:44 PM
vutah$25.007/13/2011 5:31:30 AM
happyface$52.007/13/2011 5:26:40 AM
nickel-position$47.997/13/2011 3:40:23 PM
CaptainBlueberry$25.007/13/2011 3:35:59 PM
6moonbeams$25.007/13/2011 1:55:46 PM
BxRealtor$25.007/13/2011 5:09:01 PM
godfather4u$250.007/13/2011 10:09:32 PM
GWV2$50.007/13/2011 10:40:08 PM
red-favorable-basis$25.007/14/2011 5:01:43 AM
dedication-taxi$50.007/14/2011 4:02:53 AM
pearl13$100.007/14/2011 9:32:44 AM
fragonardlives$35.007/14/2011 11:22:54 AM
power-defender7$25.007/14/2011 3:32:02 PM
virtuous-repayment$25.007/14/2011 3:35:58 PM
cashtolendyou$30.007/14/2011 3:59:17 PM
vigilance-formula$125.007/14/2011 5:50:01 PM
fascinating-gold$85.007/14/2011 4:59:20 PM
caring-hope2$50.007/15/2011 6:12:57 AM
wampum-chorus3$25.007/15/2011 6:29:26 AM
bid-computer$75.007/15/2011 4:49:28 AM
damage$25.007/15/2011 8:43:22 AM
repayment-pudding$25.007/15/2011 6:30:47 AM
peaceful-farmer$40.007/15/2011 7:19:25 AM
Peterman$25.007/15/2011 10:59:56 AM
unique-dough$25.007/15/2011 5:43:00 PM
fire_torf$30.007/15/2011 5:27:47 PM
SB94114$25.007/15/2011 5:30:03 PM
loyalist1$200.007/16/2011 4:23:04 AM
finance-symphony7$50.007/16/2011 4:40:43 AM
financebob$50.007/16/2011 10:13:16 AM
patriot897$25.007/16/2011 10:26:36 AM
C_Mark$100.007/16/2011 2:22:14 PM
RichMaker1$50.007/16/2011 4:32:24 PM
market-pudding$25.007/16/2011 2:25:00 PM
janeybooboo$49.007/17/2011 3:17:03 PM
RyanTH9893$25.007/17/2011 6:46:03 PM
tolerant-dinero2$25.007/18/2011 7:47:17 AM
Attract$29.277/17/2011 10:10:00 PM
HenlopenCapital$25.007/17/2011 11:51:39 PM
94 Investments
 
Borrower Payment Dependent Notes Series 515746
This series of Notes was issued and sold upon the funding of the borrower loan #51242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $178.22
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-1994 Debt/Income ratio: 11%
Credit score: 760-779 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $915Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: persistent-fairness Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 760-779 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
740-759 (Jun-2010)
 
Principal balance: $1,379.91 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
WESII
Purpose of loan:
This loan will be used to pay off some debt, medical bills, possibly perform some home improvements, and some vehicle repairs.

My financial situation:
I am a good candidate for this loan because I pay my bills in a timely manner, I am current on all of my bills, I have good credit, I have payed off a large amount of my debt in the last few years, I no longer use credit cards, and I'm honest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.007/11/2011 9:02:58 AM
ski bum$100.007/11/2011 9:02:48 AM
pnace$50.007/11/2011 9:03:37 AM
bb575$50.007/11/2011 9:02:18 AM
janeybooboo$101.007/11/2011 9:03:58 AM
magnificent-income7$25.007/11/2011 10:43:40 AM
fortytwo$100.007/11/2011 10:49:48 AM
JustMee$50.007/11/2011 12:32:52 PM
wwialnlgy$100.007/11/2011 4:48:08 PM
pound-balancer$50.007/11/2011 5:15:57 PM
penny-finder$25.117/11/2011 5:36:53 PM
loot-funkmaster$25.007/11/2011 6:01:18 PM
thankful-nickel2$25.007/11/2011 6:20:14 PM
nickel-ferret$25.007/11/2011 5:16:54 PM
r48$26.007/11/2011 6:08:53 PM
rescue$100.007/12/2011 5:37:27 PM
shrewd-deal$50.007/13/2011 5:05:05 PM
BxRealtor$25.007/13/2011 5:18:26 PM
Billfred$25.007/13/2011 5:30:13 PM
jubilant-trade6$50.007/13/2011 7:12:32 PM
GWV2$100.007/13/2011 10:39:46 PM
elephantparty$25.007/13/2011 10:06:45 PM
godfather4u$200.007/13/2011 10:10:06 PM
virtuous-repayment$25.007/14/2011 3:35:59 PM
Peacepower$100.007/14/2011 2:26:04 PM
slick8812$25.007/15/2011 5:23:44 AM
dynamic-platinum$25.007/15/2011 5:52:01 AM
soular21804$25.007/15/2011 4:23:11 AM
economy-tuba7$50.007/15/2011 8:02:43 AM
damage$25.007/15/2011 8:43:22 AM
marwadi-62$300.007/15/2011 5:59:23 AM
Peterman$25.007/15/2011 10:59:57 AM
honeybee11$200.007/15/2011 11:49:31 AM
value-rocket$32.007/15/2011 4:06:21 PM
108lender$75.007/15/2011 5:17:29 PM
jman78$27.827/15/2011 2:43:41 PM
Art818$45.007/15/2011 5:20:21 PM
jasonblings$49.877/15/2011 6:22:24 PM
keichi03$30.007/15/2011 6:29:10 PM
wise-blazing-currency$28.247/15/2011 6:39:47 PM
ashinvest$25.007/15/2011 5:59:18 PM
Velocity_Lenders$25.007/15/2011 6:11:16 PM
Bieling$25.007/15/2011 6:41:36 PM
cashhelp$50.007/11/2011 9:02:11 AM
sflawya$25.007/11/2011 9:02:15 AM
uberrific$100.007/11/2011 9:02:54 AM
compoundinterest$50.007/11/2011 9:03:54 AM
x-lender$80.007/11/2011 9:04:03 AM
MarvintheMartian$25.007/11/2011 9:51:19 AM
Solid-Platinum$100.007/11/2011 12:08:35 PM
indomitable-coin$25.007/11/2011 2:18:46 PM
setUup$33.207/11/2011 2:50:49 PM
Feyenoord$25.007/11/2011 8:57:11 PM
FinDoc$25.007/12/2011 12:58:38 AM
BlessedEveryDay$30.007/13/2011 4:53:30 AM
Harry$25.007/13/2011 7:25:26 AM
HamachiMan$50.007/13/2011 9:07:31 AM
first-serene-credit$25.007/13/2011 11:10:34 PM
Johnab$25.007/14/2011 3:55:15 AM
commitment-farm$29.007/13/2011 8:59:20 PM
wise-alluring-penny$100.007/14/2011 6:47:18 AM
rate-negotiator$25.007/14/2011 8:47:14 AM
pearl13$100.007/14/2011 9:32:46 AM
treasure-hunter270$25.007/14/2011 9:34:26 AM
fragonardlives$35.007/14/2011 11:22:54 AM
titilsbie14$58.187/14/2011 2:50:45 PM
vigilance-formula$125.007/14/2011 5:50:02 PM
tranquil-diversification8$38.807/14/2011 6:19:44 PM
GElender$40.007/15/2011 5:37:42 AM
caring-hope2$100.007/15/2011 6:11:31 AM
SolarMoonshine$25.007/15/2011 9:57:12 AM
jonmars$25.007/15/2011 10:00:22 AM
bessbird$93.827/15/2011 8:11:44 AM
jgar_O$25.007/15/2011 2:55:27 PM
jcw3rd$25.007/15/2011 4:27:12 PM
fortytwo$500.007/15/2011 5:20:53 PM
dkjl$50.007/15/2011 5:29:20 PM
_NaLNaBB$400.007/15/2011 6:06:45 PM
uralrider$25.007/15/2011 6:49:10 PM
krink1$25.457/15/2011 6:51:36 PM
Headfones$25.007/15/2011 6:49:16 PM
einstein$296.517/15/2011 7:08:14 PM
unique-dough$25.007/15/2011 5:43:01 PM
vegibenz$25.007/15/2011 5:49:56 PM
BOZO88$25.007/15/2011 5:51:20 PM
85 Investments
 
Borrower Payment Dependent Notes Series 515860
This series of Notes was issued and sold upon the funding of the borrower loan #51310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-11-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $196.14
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1993 Debt/Income ratio: 21%
Credit score: 780-799 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 5 Current / open credit lines: 3 / 3Length of status:3y 5m
Amount delinquent: $1,073 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 18 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: Southernpapi Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 780-799 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
800-819 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Buisness Loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because... This will be my debt to income ratio is excellent.


Monthly net income: $1700 per salary and $1250.00 military retirement
monthly expenses: $700
Housing: $0 house is paid in full
Insurance: $106.00 house, $96.00 car
Car expenses: $125.00 gas
Utilities: $200.00
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: no credit cards
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
One_Lolo$25.007/11/2011 5:02:33 PM
Investor_DP$100.007/11/2011 5:03:35 PM
top-courteous-peso$75.007/11/2011 5:03:06 PM
simplelender80$100.007/11/2011 5:03:43 PM
SolarMoonshine$25.007/11/2011 5:30:33 PM
marwadi-62$200.007/11/2011 5:50:44 PM
umfan123$25.007/11/2011 5:04:57 PM
MoneyForNothing$25.007/11/2011 5:02:41 PM
Aberdeen$4,000.007/11/2011 5:02:15 PM
alexgalt$100.007/11/2011 5:02:24 PM
Feyenoord$25.007/11/2011 5:12:41 PM
Moe87$27.007/11/2011 5:17:21 PM
kind-charming-value$273.007/11/2011 6:05:13 PM
13 Investments
 
Borrower Payment Dependent Notes Series 515924
This series of Notes was issued and sold upon the funding of the borrower loan #51218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-12-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $122.46
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1984 Debt/Income ratio: 30%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:10y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,432Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: encouraging-responsibility6 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Mrs.
Purpose of loan:
This loan will be used to...

My financial situation: Langley Federal Credit Union
I am a good candidate for this loan because...I will pay this money back just as I agree to do. I am trying to help my brother who is a terminal cancer patient. I really need this money for expenses. I am local and have been at the same job for 12 years and in the same home for 10 years. Thank you for your consideration.


Monthly net income: $1,400.00
Monthly expenses: $600.00
Housing: $Husband pays this
Insurance: $husband pays thisCar expenses: $
Utilities: $husband pays this
Phone, cable, internet: $husband pays this
Food, entertainment: $husband pays thisClothing, household expenses: $
Credit cards and other loans: $Included in the $600 above
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/12/2011 9:03:42 AM
ultimate-peace$100.007/12/2011 9:09:03 AM
reflective-rupee$200.097/12/2011 12:12:22 PM
janeybooboo$25.007/12/2011 11:58:38 AM
MarvintheMartian$25.007/12/2011 10:19:09 AM
thorough-yield1$25.007/12/2011 4:49:19 PM
tigercat$50.007/12/2011 6:25:43 PM
wild-orange$50.007/13/2011 12:57:35 AM
taltman$25.007/12/2011 9:26:58 PM
glenium$25.007/13/2011 3:35:50 AM
WxChem$25.007/13/2011 6:19:03 AM
worldly-investment333$279.147/13/2011 7:14:17 AM
DasMula$27.007/13/2011 4:36:55 AM
golffish2$25.007/13/2011 5:44:36 AM
suave-dime6$25.007/13/2011 6:06:30 AM
well-rounded-finance924$25.007/13/2011 6:07:24 AM
EretzCapital$100.007/13/2011 7:11:29 AM
simplelender80$100.007/12/2011 9:03:48 AM
golffish2$25.007/12/2011 9:05:49 AM
kind-charming-value$1,000.007/12/2011 10:10:25 AM
janeybooboo$100.007/12/2011 11:58:32 AM
favorite-commerce$25.007/12/2011 10:01:49 AM
diligent-peace9$50.007/12/2011 10:30:41 AM
Bank42$25.007/12/2011 2:22:53 PM
fortytwo$100.007/12/2011 11:42:47 AM
profit-powerplant$25.007/12/2011 3:48:13 PM
buffalobills$25.007/12/2011 4:04:19 PM
ready-interest9$25.007/12/2011 3:22:35 PM
skillful-asset5$30.007/12/2011 6:07:06 PM
thankful-nickel2$25.007/12/2011 6:25:29 PM
jpac1066$50.007/12/2011 7:45:10 PM
yf99yz$30.007/12/2011 6:15:49 PM
betula$25.007/12/2011 6:56:53 PM
shrewd-income$83.777/12/2011 6:20:08 PM
loot-supporter2$25.007/13/2011 1:43:57 AM
Kash2010lu$25.007/13/2011 5:35:35 AM
Long-term2040$25.007/13/2011 6:11:24 AM
SOP_Bank$25.007/13/2011 6:13:47 AM
leverage-monger$25.007/13/2011 6:49:15 AM
39 Investments
 
Borrower Payment Dependent Notes Series 516038
This series of Notes was issued and sold upon the funding of the borrower loan #51267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-12-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1995 Debt/Income ratio: 49%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 6Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 35 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,853Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 33%  
   Homeownership: Yes  
Screen name: phenomenal-commerce3 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
MEDICAL
Purpose of loan: to pay for fathers care after leaving hospital
This loan will be used to...temporarily pay for fathers 24hr care after being in hospital for almost 5 months.

My financial situation: I have a stable income and although I had issues last year due to a blood disorder I am currently current and play to stay that way.My income doesnt include wifes income of 4500.00 monthly net.I also own a rental home but live with family.
I am a good candidate for this loan because...I intend to fully pay this back hopefully before and am committed to this fully.

Monthly net income: $7600.00
Monthly expenses: $
Housing: $300.00 live with family plus 700.oo to our mortgage
Insurance: $200.00
Car expenses: $150.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $200 per month
Clothing, household expenses: $
Credit cards and other loans: $1500.00
Other expenses: $1000 tuition per month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,370.037/17/2011 3:22:26 PM
diligent-peace9$25.007/12/2011 9:00:05 PM
ultimate-peace$300.007/13/2011 5:18:18 AM
first-favorite-bonus9$25.007/13/2011 12:53:35 AM
reflective-rupee$200.097/13/2011 2:10:11 PM
Something-Corporate$25.007/13/2011 3:47:41 PM
Legally_Blonde$29.887/13/2011 5:03:01 PM
jkeller4000$25.007/15/2011 6:00:42 PM
8 Investments
 
Borrower Payment Dependent Notes Series 516048
This series of Notes was issued and sold upon the funding of the borrower loan #51245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-12-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1999 Debt/Income ratio: 14%
Credit score: 640-659 (Jun-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 11m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $528Stated income:$50,000-$74,999
Delinquencies in last 7y: 28 Bankcard utilization: 10%  
   Homeownership: No  
Screen name: tough-exchange3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Please Help.....
After a short period of no income almost a year ago we had to take out a high interest rate loan and use some credit cards We started to get some of it paid down and our daughter had to be submitted to the hospital at about 6 weeks old. We ended up having pay a big chunk because our deductible wasn't met. We would just like the opportunity to get back on track and recover financially. We are so close to being back on track.

My financial situation:
I have a great job, very secure. I get paid a nice salary and checks are issued weekly. I have already recieved one raise and more are to come as it gets busier. We just need to get a handle on the bad debts we have out and this loan would let us do just that at a much lower interest rate and more manageable payment.


Monthly net income: $4800
Monthly expenses: $
Housing: $1575
Insurance: $153 (auto)
Car expenses: company pays for
Utilities: $80-100
Phone, cable, internet: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Track-Layer$100.007/12/2011 9:04:14 AM
mpthree$50.007/12/2011 3:42:36 PM
Bocephus1959$25.007/13/2011 8:54:42 AM
Emt-James$33.517/13/2011 11:56:53 AM
reflective-rupee$25.097/13/2011 1:56:37 PM
dynamic-platinum$25.007/13/2011 4:46:09 PM
VJ_Financial$26.027/14/2011 8:22:41 AM
rate-negotiator$25.007/14/2011 8:49:01 AM
yons88$25.007/14/2011 2:41:14 PM
SolarMoonshine$25.007/14/2011 10:50:25 AM
ddog0224$100.007/15/2011 12:56:16 PM
bluebouyz$25.007/15/2011 10:33:26 AM
Velocity_Lenders$25.007/15/2011 6:10:47 PM
Lubava$25.007/15/2011 7:40:20 PM
Loanstou$59.937/15/2011 8:51:23 PM
afterhours$25.007/15/2011 7:14:58 PM
sweetlan$25.077/15/2011 10:16:37 PM
kind-charming-value$500.007/15/2011 8:02:26 PM
ArchonFinancialHoldings$33.287/15/2011 8:07:38 PM
Phatt-Daddy$25.007/16/2011 3:53:32 AM
Starfin-Capital-Management$63.657/16/2011 3:52:57 AM
Hogan55$27.637/16/2011 3:39:43 AM
yield-trader$50.007/12/2011 3:42:42 PM
first-favorite-bonus9$25.007/12/2011 3:32:32 PM
income-buffalo1$200.007/12/2011 7:03:45 PM
himistu22$25.007/13/2011 7:13:08 AM
thorough-yield1$27.407/13/2011 10:15:43 AM
kf88$27.007/13/2011 6:15:07 PM
enriching-listing$25.007/14/2011 7:27:46 AM
1stTime2ndChance$25.007/14/2011 10:16:57 AM
dudebrah$25.007/15/2011 1:09:05 AM
GetLoan$50.007/15/2011 10:29:02 AM
168RichCapital$25.077/15/2011 5:06:58 PM
spsavage$25.007/15/2011 6:11:53 PM
zorg77$25.007/15/2011 5:36:10 PM
pure-note0$50.007/15/2011 7:23:46 PM
IASKGOD$25.007/15/2011 7:40:06 PM
CommunityArts_Non-profit$25.007/16/2011 12:29:01 AM
oceanside$25.007/16/2011 4:55:24 AM
Spartamare$26.357/16/2011 5:21:54 AM
40 Investments
 
Borrower Payment Dependent Notes Series 516404
This series of Notes was issued and sold upon the funding of the borrower loan #51297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $183.69
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2009 Debt/Income ratio: 17%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 4 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $235Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 5%  
   Homeownership: No  
Screen name: best-reward-microscope Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Much needed Auto loan
Purpose of loan:
This loan will be used to buy a car for going to work. My current vehicle breaks down all the time and is getting to expensive to repair. every time it breaks down i always have a hard time catching a ride to work because its so far from my house. I fear if it breaks down completely i might lose my job. please help

My financial situation:
I am a good candidate for this loan because i always pay off my debt no matter what. i have a good credit score and I never want to ruin that. i have no negative account listings on my credit report.


Monthly net income: $1,264
Monthly expenses: $270
Housing: $0
Insurance: $80
Car expenses: $50 gass
Utilities: $
Phone, cable, internet: $90
Food, entertainment: $30
Clothing, household expenses: $20
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
profit-powerplant$25.007/15/2011 5:02:20 PM
simplelender80$100.007/15/2011 5:02:42 PM
handy-justice$50.007/15/2011 6:12:20 PM
reflective-rupee$200.097/16/2011 12:43:28 PM
diligent-peace9$25.007/16/2011 9:55:33 PM
alexgalt$25.007/16/2011 6:02:16 PM
favorite-commerce$25.007/16/2011 8:42:15 PM
FinDoc$25.007/17/2011 7:43:39 AM
villagers$50.007/17/2011 10:40:03 AM
worth-blanket2$3,524.917/17/2011 3:17:47 PM
fortytwo$100.007/15/2011 5:23:44 PM
jkeller4000$25.007/15/2011 6:00:44 PM
vine99$65.007/15/2011 5:02:22 PM
pearl13$100.007/16/2011 9:02:10 AM
Tradesmanlender$35.007/16/2011 1:59:59 PM
historic-nickel$25.007/16/2011 3:52:31 PM
Investor_DP$100.007/17/2011 1:08:44 AM
17 Investments
 
Borrower Payment Dependent Notes Series 516446
This series of Notes was issued and sold upon the funding of the borrower loan #51258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-14-2011 
Term: 36 months Listing End date:  Jul-14-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $86.28
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Jun-1990 Debt/Income ratio: Not calculated
Credit score: 600-619 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 4 Current / open credit lines: 8 / 5Length of status:13y 3m
Amount delinquent: $1,160 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $182Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: sbuijck Borrower's state: Michigan Borrower's group: Debt Consolidators
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 49 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
660-679 (Mar-2010)
660-679 (Jan-2010)
660-679 (Dec-2009)
 
Principal balance: $1,091.58 31+ days late: 0 ( 0% )
Total payments billed: 49  
Description
custody of my child from ex wife
Purpose of loan: to pay for a lawyer
This loan will be used to... gain custody of my youngest child from ex wife

My financial situation: very good with steady income
I am a good candidate for this loan because...i have had to prior loans through prosper na dhave never been late one time. comes directly out of my bank every month and with no problem with have this loan paid hopefully sooner


Monthly net income: $2800
Monthly expenses: $650
Housing: $0 paid for
Insurance: $179
Car expenses: $300
Utilities: $150
Phone, cable, internet: $80
Food, entertainment: $80
Clothing, household expenses: $50
Credit cards and other loans: $30
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
RoZu_Lending$1,000.007/14/2011 5:03:05 PM
investment-daydream$75.007/14/2011 5:11:34 PM
reasonable-power$25.007/14/2011 6:04:56 PM
MoneyForNothing$50.007/14/2011 5:02:10 PM
312-Lender$35.007/14/2011 5:59:33 PM
RoZu_Lending$126.527/14/2011 6:52:30 PM
let_me_retire$150.007/14/2011 6:56:24 PM
MoneyForNothing$35.937/14/2011 5:04:04 PM
SolarMoonshine$25.007/14/2011 5:28:24 PM
Mikale360$50.007/14/2011 5:31:20 PM
Comoparklender$25.007/14/2011 5:07:09 PM
Kash2010lu$25.007/14/2011 6:43:39 PM
reflective-rupee$400.097/14/2011 6:50:58 PM
13 Investments
 
Borrower Payment Dependent Notes Series 516454
This series of Notes was issued and sold upon the funding of the borrower loan #51287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $304.84
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1992 Debt/Income ratio: 38%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,219Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: dignified-coin7 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to make progress
Purpose of loan:
This loan will be used to pay off credit card and medical debt.

My financial situation:
I am a good candidate for this loan because I pay my bills, and just need to make progress. I am tired of being in this kind of debt, which originated years ago. Medical bills make it hard to catch up. By getting my current debt under control, I'll be able to cancel all but the best credit card, pay my loan and get on track financially.

Monthly net income: $2605
Monthly expenses: $2239 using lowest figures listed below
Housing: N/A as I look after my mother who is in the early stages of Alzheimer's in her home.
Insurance: $57 auto
Car expenses: $100-200
Utilities: $
Phone, cable, internet: $282
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: $600
Other expenses: at least $200, medical; varied expenses for haircuts, vehicle maintenance, etc. as it comes due.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$5,000.007/17/2011 3:18:59 PM
Investor_DP$100.007/15/2011 5:02:32 PM
simplelender80$100.007/15/2011 5:02:43 PM
EBITDA$25.007/15/2011 5:25:50 PM
handy-justice$50.007/15/2011 6:12:21 PM
bullish2bearish$25.007/15/2011 7:03:50 PM
jkeller4000$25.007/15/2011 6:00:45 PM
pearl13$100.007/16/2011 9:02:10 AM
Something-Corporate$25.007/16/2011 9:48:02 AM
diligent-peace9$50.007/16/2011 9:55:08 PM
loanman2007$125.007/17/2011 3:25:41 PM
vutah$25.007/17/2011 2:53:02 PM
loss-of-control$100.007/17/2011 5:03:45 PM
vest_vortex$25.197/17/2011 5:32:59 PM
sweetlan$25.077/17/2011 8:54:39 PM
golffish2$25.007/18/2011 4:14:11 AM
glroark$150.007/18/2011 7:16:05 AM
fortytwo$250.007/15/2011 5:29:33 PM
reflective-rupee$500.097/16/2011 12:42:53 PM
otto1939$51.007/16/2011 2:17:50 PM
Whipster$60.007/17/2011 3:21:57 PM
greencat$50.007/18/2011 7:25:43 AM
fireferd$30.007/18/2011 8:40:38 AM
hopeful-silver5$33.657/18/2011 9:27:18 AM
nickel-hickory$100.007/18/2011 9:34:53 AM
25 Investments
 
Borrower Payment Dependent Notes Series 516500
This series of Notes was issued and sold upon the funding of the borrower loan #51270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $324.04
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jan-1989 Debt/Income ratio: 9%
Credit score: 740-759 (Jun-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $71,974Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: qwerty4189 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 740-759 (Latest)
Principal borrowed: $24,000.00< 31 days late: 0 ( 0% )  
720-739 (Jan-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Replace 19.99% Credit Card
I plan to replace higher-interest rate credit card debt with this loan. I'm currently employed with a U.S. government agency and have good credit (744, queried by Prosper on 6/15/11).

Accounts, balances, rate, and minimum payments on all loans that I?m making payments on:
Renter?s Home - 1st Mtg (15 yr fixed), $171,091, 5.5%, $2,602
Parents' Home - 1st Mtg (15 yr fixed), $182,143, 5.875%, $2,314
Renter?s Home - 2nd Mtg (HELOC), $32,000, 3.25%, $85
Credit Card (unsecured), $31,500, 19.99%, $837
Installment Loan (unsecured), $12,910, 8.74%, $557
Line of Credit (unsecured), $4,559, 13.99%, $104

What did I purchase to accumulate $49K in unsecured debt?
There was a time where I lived beyond my means, and I have been paying down accumulated debt over the last 2 years. I'm currently at 47% paid off and my plan is to have it all paid off next year.

What is my back-up plan for being laid off?
Liquidate IRA accounts
Sell renter's home
Refinance mortgages
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$50.007/15/2011 9:01:51 AM
pound-balancer$50.007/15/2011 9:02:15 AM
organized-payment6$50.007/15/2011 9:02:40 AM
investment-artist$25.017/15/2011 9:02:25 AM
compoundinterest$50.007/15/2011 9:02:51 AM
MoneyForNothing$50.007/15/2011 9:01:36 AM
cashhelp$30.007/15/2011 9:02:00 AM
bb575$50.007/15/2011 9:02:14 AM
ski bum$100.007/15/2011 9:02:35 AM
fortytwo$500.007/15/2011 5:20:13 PM
fuke$25.007/15/2011 5:43:42 PM
JustMee$25.007/15/2011 5:46:01 PM
platinum-platoon$49.477/15/2011 8:03:42 PM
enchanted-truth264$25.007/15/2011 9:40:30 PM
Feyenoord$25.007/15/2011 10:12:15 PM
v-wms$44.007/15/2011 11:56:33 PM
intelligent-treasure075$35.007/15/2011 7:26:44 PM
Bank42$45.007/16/2011 4:15:36 AM
ommuruga$60.617/16/2011 5:03:15 AM
friendinmoney$25.007/16/2011 7:27:25 AM
DasMula$27.007/16/2011 7:57:21 AM
agreement-bunny$25.007/16/2011 8:25:23 AM
investment-artist$25.027/16/2011 8:47:16 AM
finance-symphony7$50.007/16/2011 4:31:13 AM
cerebral-dollar773$74.637/16/2011 6:40:00 AM
availableloan$25.007/16/2011 9:34:19 AM
NekHoldings$25.007/16/2011 9:40:30 AM
cgoca$25.007/16/2011 7:45:41 AM
ryan6853$25.007/16/2011 11:22:54 AM
JaceSpade$25.007/16/2011 7:58:52 AM
5kids5$50.007/16/2011 12:02:53 PM
Johnab$25.037/16/2011 9:22:29 AM
Boxster968$25.007/16/2011 12:13:16 PM
designer_10$25.007/16/2011 10:37:06 AM
MoneyTree79$100.007/16/2011 10:40:41 AM
competent-p2p$65.007/16/2011 12:15:44 PM
seabass123$25.007/16/2011 11:02:49 AM
sflash$25.007/16/2011 11:09:57 AM
nickel-position$25.007/16/2011 11:22:01 AM
C_Mark$200.007/16/2011 2:12:18 PM
dough-funkmaster$50.007/16/2011 4:07:34 PM
novice-speculator$25.007/16/2011 2:39:07 PM
elegant-capital$25.807/16/2011 5:30:15 PM
RLaumeyer$25.007/16/2011 3:26:52 PM
debt-patriot$25.007/16/2011 12:53:49 PM
sentimental-silver7$25.007/16/2011 1:05:42 PM
CreditBuilder2$50.007/16/2011 1:39:21 PM
liberty-society5$25.007/16/2011 8:22:04 PM
Leopoldine$25.007/16/2011 1:56:43 PM
rmtcpa55$57.577/16/2011 10:11:48 PM
stensonb$25.007/16/2011 11:49:40 PM
Gordon_Gekko1$25.007/16/2011 2:41:15 PM
ore-frontier$100.007/17/2011 1:50:24 AM
bid-computer$100.007/17/2011 6:50:23 AM
MongoBongo$25.007/16/2011 9:02:25 PM
worlds-best-worth2$25.007/16/2011 11:43:39 PM
knowledgeable-payment7$25.007/16/2011 11:58:27 PM
Solid-Platinum$100.007/17/2011 12:10:24 AM
GCInvestments$35.007/16/2011 7:53:38 PM
blue111$25.007/17/2011 7:02:08 AM
janeybooboo$75.007/17/2011 10:44:35 AM
bold-investment-glider$78.647/17/2011 10:24:17 AM
mhammond$50.007/17/2011 10:29:05 AM
unconquerable-dedication$25.007/17/2011 10:33:41 AM
agalt$100.007/17/2011 12:57:22 PM
qsolo$100.007/17/2011 2:37:24 PM
janeybooboo$50.007/17/2011 10:44:14 AM
coldfuzion$91.717/17/2011 10:50:02 AM
csandb$25.007/17/2011 11:32:42 AM
dynrep$50.007/17/2011 12:25:52 PM
evergreen16$100.007/17/2011 12:35:38 PM
starry2001$25.007/17/2011 1:18:01 PM
r48$25.007/17/2011 1:30:41 PM
Lubava$43.677/17/2011 1:40:51 PM
perlestellar$50.007/17/2011 1:43:09 PM
crippledcircus$75.007/17/2011 2:22:09 PM
vutah$25.007/17/2011 2:46:04 PM
soccer_nutt$25.577/17/2011 4:07:10 PM
john2218$25.007/17/2011 3:11:03 PM
virtuous-repayment$50.007/17/2011 4:17:57 PM
108lender$250.007/17/2011 4:35:34 PM
SkinnyFish$25.007/17/2011 2:15:15 PM
yield-quest$150.007/17/2011 2:27:49 PM
blue-velocity-investor$25.007/17/2011 5:10:50 PM
wealth-multiplier$25.007/17/2011 5:59:17 PM
shrewd-deal3$100.007/17/2011 6:09:20 PM
mrsclaws$25.007/17/2011 4:46:30 PM
orbital-return316$25.007/17/2011 5:42:34 PM
commitment-orca7$1,149.747/17/2011 6:43:16 PM
moola-accelerator6$30.007/16/2011 8:53:53 AM
uberrific$100.007/15/2011 9:02:38 AM
pearl13$100.007/15/2011 2:18:31 PM
Peterman$25.007/15/2011 11:00:30 AM
lucrative-durability$25.007/15/2011 11:13:36 AM
RecoveryLender$25.007/15/2011 6:05:37 PM
BankOfBjoltus$100.007/15/2011 7:32:57 PM
TigerForce$50.007/15/2011 7:17:23 PM
Philman$25.007/15/2011 7:38:48 PM
callmebryan$25.007/15/2011 10:18:42 PM
terrific-return$45.537/15/2011 8:01:42 PM
x-lender$80.007/16/2011 1:08:51 AM
einstein$200.007/16/2011 2:30:14 AM
BONSAY$50.007/16/2011 2:15:09 AM
porwestco$32.007/16/2011 3:56:38 AM
jpblan11$25.007/15/2011 11:06:28 PM
a-finance-nirvana$25.007/16/2011 4:16:11 AM
pumped130$25.007/16/2011 11:05:17 AM
trade-elm$30.007/16/2011 7:24:39 AM
OregonDane$25.007/16/2011 10:11:19 AM
spiff666$26.667/16/2011 8:37:06 AM
PXM-Financial$30.007/16/2011 11:25:03 AM
wise-eloquent-yield$25.007/16/2011 1:34:42 PM
market-pudding$25.007/16/2011 2:17:06 PM
indomitable-coin$25.007/16/2011 2:12:19 PM
drkosh$200.007/16/2011 3:50:23 PM
1SteelerFan$30.007/16/2011 3:01:24 PM
WSTRDG$25.007/16/2011 4:57:29 PM
a-reasonable-return$25.007/16/2011 8:26:08 PM
arcite$52.237/16/2011 4:23:56 PM
aloantime07$25.007/16/2011 9:17:15 PM
2brotherslending$100.007/16/2011 9:24:41 PM
s270$25.007/17/2011 3:45:15 AM
Oak-Parker$28.587/16/2011 3:15:05 PM
balance-transformer3$50.007/16/2011 3:18:46 PM
ect_2k20$25.487/17/2011 7:00:51 AM
llequire1$50.007/17/2011 7:24:52 AM
scotty61$25.007/17/2011 7:35:10 AM
Underzenith85$25.007/16/2011 4:12:48 PM
pthighs$49.787/16/2011 11:44:48 PM
adir1$30.007/17/2011 12:08:22 AM
diversification-ambrosia$25.007/17/2011 9:53:15 AM
liberty-point$100.007/17/2011 10:16:34 AM
BoCo$25.007/17/2011 4:54:04 AM
platinum-czar$401.067/17/2011 10:28:01 AM
first-dinero-paladin$100.007/17/2011 10:52:41 AM
mizon291$71.437/17/2011 9:12:05 AM
commerce-explosion9$25.007/17/2011 9:24:24 AM
credit-birch$63.007/17/2011 10:09:19 AM
theskippy$31.007/17/2011 12:54:05 PM
Christophe$25.007/17/2011 1:44:06 PM
radiant-fund$100.007/17/2011 7:50:53 AM
janeybooboo$25.007/17/2011 10:44:26 AM
mad-scientist0$25.007/17/2011 2:51:29 PM
duckbill_1972$25.007/17/2011 11:11:11 AM
payout-flag6$150.007/17/2011 10:18:00 AM
pnace$50.007/17/2011 12:08:26 PM
wampum-chorus3$49.797/17/2011 3:39:46 PM
GodzillaLending$100.007/17/2011 4:00:11 PM
power-companion7$400.007/17/2011 3:21:27 PM
1traveler$25.007/17/2011 12:40:27 PM
Wawenock$50.007/17/2011 4:46:33 PM
ursus$100.007/17/2011 3:30:20 PM
impressive-fund0$29.997/17/2011 4:04:26 PM
cardminger$100.007/17/2011 5:04:15 PM
AlBRich$25.007/17/2011 5:09:37 PM
6moonbeams$25.007/17/2011 5:36:15 PM
Onlyhappycustomers$25.007/17/2011 5:59:28 PM
157 Investments
 
Borrower Payment Dependent Notes Series 516562
This series of Notes was issued and sold upon the funding of the borrower loan #51282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-16-2011 
Term: 12 months Listing End date:  Jul-17-2011 
 
Lender yield: 25.69% Borrower rate/APR: 26.69% / 35.84% Monthly payment: $623.13
 
Lender servicing fee: 1.00% Effective Yield*: 24.52%  
Estimated return*: 11.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-1992 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 3 Current / open credit lines: 3 / 3Length of status:21y 6m
Amount delinquent: $12,533 Total credit lines: 11 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,545Stated income:$25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: ajfinan Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 64 ( 93% ) 640-659 (Latest)
Principal borrowed: $11,700.00< 31 days late: 5 ( 7% )  
700-719 (Feb-2008)
700-719 (Jan-2008)
740-759 (May-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 69  
Description
Maintain current growth.
Purpose of loan: Influx to continue expanding sales.
This loan will be used to... Build more product with quick sustained turn around.

My situation: Coming out of the recession with a stronger business then I had before.
I am a good candidate for this loan because... This will be my third prosper loan that I will pay off without a hitch. My business is more profitable then it ever was and we have learned to maximize our output and expand our product line.


Monthly net income: $6400.00
Monthly expenses: $1200.00
Housing: $800.00
Insurance: $115.00
Car expenses: $0.00
Utilities: $125.00
Phone, cable, internet: $ 45.00
Food, entertainment: $255.00
Clothing, household expenses: $0.00
Credit cards and other loans: $0.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$5,000.007/17/2011 3:23:46 PM
jhouman$25.007/16/2011 12:04:31 PM
proper-revenue7$25.007/16/2011 12:37:02 PM
Investor_DP$100.007/16/2011 12:14:03 PM
SecondChanceLendingSERV$25.007/16/2011 2:24:51 PM
reflective-rupee$25.097/16/2011 12:25:11 PM
chameleon125$25.007/16/2011 1:43:36 PM
pearl13$50.007/17/2011 11:03:02 AM
Naddel$50.007/17/2011 10:11:20 AM
vutah$25.007/17/2011 2:46:55 PM
marwadi-62$500.007/17/2011 2:51:36 PM
quest0$35.797/17/2011 4:04:11 PM
virtuous-repayment$50.007/17/2011 4:19:46 PM
sweetlan$25.077/17/2011 4:19:24 PM
312-Lender$40.007/16/2011 12:12:14 PM
simplelender80$100.007/16/2011 12:03:43 PM
MoneyForNothing$105.917/16/2011 12:16:51 PM
Rogesparkguy$25.007/16/2011 12:11:02 PM
wise-eloquent-yield$25.007/16/2011 1:41:03 PM
historic-loan1$85.007/16/2011 8:34:09 PM
atlas100$25.007/16/2011 7:29:29 PM
NekHoldings$25.007/17/2011 8:01:12 AM
first-dinero-paladin$25.207/17/2011 9:54:22 AM
nimble-velocity3$50.007/17/2011 4:04:58 PM
wisconsinvestor$50.007/17/2011 2:23:56 PM
25 Investments
 
Borrower Payment Dependent Notes Series 516614
This series of Notes was issued and sold upon the funding of the borrower loan #51269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $219.91
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1996 Debt/Income ratio: 52%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 33 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,849Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%  
   Homeownership: No  
Screen name: return-force Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 20 ( 100% ) 720-739 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
700-719 (Sep-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 20  
Description
Debt consolidation
Purpose of loan:
This loan will be used to... To pay off a higher interest loan

My financial situation:
I am a good candidate for this loan because... I always pay my bills on time. i have previously had a loan through prosper and was in good standings, even paid off a few months early.


Monthly net income: $8600.00
Monthly expenses: $5052.00
Housing: $1129.00
Insurance: $323.00
Car expenses: $568.
Utilities: $450.00
Phone, cable, internet: $98.
Food, entertainment: $400.00
Clothing, household expenses: $200.
Credit cards and other loans: $984.
Other expenses: $900.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
OldManP$25.007/15/2011 5:02:09 PM
Kash2010lu$25.007/15/2011 5:18:08 PM
Wangchuk$30.007/15/2011 5:21:18 PM
jkeller4000$25.007/15/2011 6:00:46 PM
Investor_DP$100.007/15/2011 5:02:26 PM
ski bum$100.007/15/2011 5:02:36 PM
jdrez$25.007/15/2011 5:12:09 PM
fortytwo$100.007/15/2011 5:24:26 PM
Wangchuk$30.007/15/2011 5:39:45 PM
CA-Lender$125.077/15/2011 7:27:17 PM
powerful-finance7$25.007/16/2011 2:32:35 AM
SimpleChoice$25.007/16/2011 12:58:32 AM
exciting-fairness$200.007/16/2011 5:32:02 AM
asmithj$25.007/16/2011 5:36:54 AM
runner262$25.007/16/2011 12:38:13 AM
green-transaction-charmer$30.007/16/2011 7:25:46 AM
JCM_MN$48.007/16/2011 6:41:41 AM
cashhelp$30.007/16/2011 9:07:26 AM
lucrative-loan$25.007/16/2011 9:10:51 AM
fabulous-community4$25.007/16/2011 9:13:31 AM
payout-magician$50.007/16/2011 9:16:45 AM
ryan6853$25.007/16/2011 11:25:44 AM
first-serene-credit$25.007/16/2011 7:56:18 AM
sweetlan$25.077/16/2011 1:26:54 PM
checzwick$25.007/16/2011 12:21:20 PM
PXM-Financial$50.007/16/2011 11:24:13 AM
auctionator1$25.007/16/2011 3:13:11 PM
myduck$50.007/16/2011 3:18:58 PM
payout-alien6$25.007/16/2011 5:57:55 PM
wise-eloquent-yield$25.007/16/2011 1:34:43 PM
Tokkoutai99$100.007/16/2011 4:41:48 PM
InChicago$100.007/16/2011 2:13:49 PM
busytosucceed$40.137/17/2011 2:31:51 AM
janeybooboo$60.007/16/2011 7:50:10 PM
diligent-peace9$150.007/16/2011 8:12:25 PM
dx23h$25.007/16/2011 9:58:21 PM
investment-artist$25.017/15/2011 5:02:30 PM
lendstats_com$500.007/15/2011 6:29:01 PM
marwadi-62$500.007/15/2011 7:53:21 PM
DasMula$27.007/15/2011 8:59:08 PM
Mikale360$30.007/15/2011 9:20:00 PM
bullish2bearish$50.007/15/2011 7:01:17 PM
productive-ore$100.007/15/2011 7:10:24 PM
Feyenoord$25.007/15/2011 10:12:15 PM
vigorous-velocity$100.007/15/2011 8:33:46 PM
chad-bro-chill$25.007/15/2011 8:36:42 PM
reflective-rupee$500.097/16/2011 3:22:36 AM
credit-guard5$25.007/15/2011 10:39:01 PM
MarvintheMartian$25.007/16/2011 4:15:09 AM
diversification-enlistment$25.007/16/2011 7:28:23 AM
loanman2007$25.007/16/2011 5:45:14 AM
thankful-nickel2$25.007/16/2011 7:06:57 AM
calmfunds$500.007/16/2011 8:41:21 AM
loyalist1$200.007/16/2011 4:23:06 AM
ronin4sale$25.007/16/2011 4:37:38 AM
Moe87$28.007/16/2011 8:28:32 AM
well-mannered-income3$50.007/16/2011 4:53:29 AM
DoctorJoe$25.007/16/2011 8:54:50 AM
loanman2007$275.007/16/2011 5:44:54 AM
pearl13$100.007/16/2011 9:02:13 AM
jayk63$25.007/16/2011 6:20:15 AM
Scotcha$100.007/16/2011 9:12:48 AM
setUup$37.207/16/2011 9:42:08 AM
wonder3$35.007/16/2011 11:54:58 AM
sri59$100.007/16/2011 11:11:26 AM
famous-bill$25.007/16/2011 12:31:35 PM
blLending$25.007/16/2011 2:22:20 PM
EarlyRiser$100.007/16/2011 4:07:24 PM
SolarMoonshine$25.007/16/2011 5:57:07 PM
janeybooboo$40.007/16/2011 7:49:56 PM
chameleon125$50.007/16/2011 1:42:44 PM
WSTRDG$25.007/16/2011 5:00:53 PM
SkyLoan$28.007/16/2011 5:02:10 PM
market-pudding$25.007/16/2011 2:25:20 PM
worlds-best-worth2$25.007/16/2011 11:52:38 PM
profit-powerplant$25.007/16/2011 2:49:40 PM
balance-transformer3$25.007/16/2011 3:25:16 PM
aloantime07$25.007/16/2011 9:13:59 PM
sensible-fund$33.497/16/2011 9:16:46 PM
PHANTOM4751$50.007/16/2011 10:35:14 PM
clemclan$40.007/16/2011 4:42:30 PM
blue-useful-auction$25.007/16/2011 9:16:09 PM
s270$57.947/17/2011 3:54:48 AM
83 Investments
 
Borrower Payment Dependent Notes Series 516728
This series of Notes was issued and sold upon the funding of the borrower loan #51279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-16-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $107.49
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1997 Debt/Income ratio: 23%
Credit score: 620-639 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 19 / 17Length of status:0y 6m
Amount delinquent: $269 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,700Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: cunning-principal Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 13 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
660-679 (May-2010)
 
Principal balance: $1,125.37 31+ days late: 0 ( 0% )
Total payments billed: 13  
Description
Keeping thieves & coveting eyes out
Purpose of loan:
This loan will be used to install privacy fencing around my home.

My financial situation:
I am a good candidate for this loan because because my history shows me paying all my accounts on time. Also, I tend to pay early.


Monthly net income: $2165
Monthly expenses: $1
Housing: $935
Insurance: $98
Car expenses: $253
Utilities: $100
Phone, cable, internet: $29
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kind-charming-value$1,000.007/16/2011 12:03:52 PM
bassman2$25.007/16/2011 12:17:02 PM
beaker$45.287/16/2011 12:17:08 PM
loanman2007$25.007/16/2011 1:37:12 PM
silver-enlightenment0$100.007/16/2011 2:01:00 PM
vanklein$25.007/16/2011 2:08:39 PM
Investor_DP$100.007/16/2011 12:14:01 PM
shrewd-income$75.007/16/2011 12:29:20 PM
proper-revenue7$25.007/16/2011 12:36:17 PM
DHolly$25.007/16/2011 1:12:56 PM
chameleon125$25.007/16/2011 1:47:01 PM
market-pudding$25.007/16/2011 2:22:43 PM
first-favorite-bonus9$25.007/16/2011 12:14:19 PM
ultimate-peace$250.007/16/2011 12:27:59 PM
aztocas$50.007/16/2011 12:36:14 PM
payout-hammock1$50.007/16/2011 12:17:12 PM
reflective-rupee$400.097/16/2011 12:18:43 PM
Feyenoord$25.007/16/2011 12:04:28 PM
loanman2007$25.007/16/2011 12:09:06 PM
economy-lotus$50.007/16/2011 12:12:11 PM
dartmouth99$50.007/16/2011 12:12:17 PM
flwah$25.007/16/2011 12:13:08 PM
CA-Lender$3.637/16/2011 2:35:34 PM
otto1939$51.007/16/2011 1:56:33 PM
24 Investments
 
Borrower Payment Dependent Notes Series 494601
This series of Notes was issued and sold upon the funding of the borrower loan #51272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  Jul-14-2011 
Term: 36 months Listing End date:  Jul-14-2011 
 
Lender yield: 17.99% Borrower rate/APR: 18.99% / 22.36% Monthly payment: $128.28
 
Lender servicing fee: 1.00% Effective Yield*: 17.57%  
Estimated return*: 11.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jan-2001 Debt/Income ratio: 30%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:6y 4m
Amount delinquent: $0 Total credit lines: 20 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,949Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: madbeefer Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 27 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,300.00< 31 days late: 0 ( 0% )  
680-699 (May-2010)
560-579 (Apr-2008)
560-579 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Consolidate Debt
Purpose of loan:
This loan will be used to...
Pay off a few high interest credit cards.
My financial situation:
I am a good candidate for this loan because...
I have a stable income and have had a steady federal government job.

Monthly net income: $4200
Monthly expenses: $
Housing: $1760
Insurance: $80
Car expenses: $516
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
cashhelp$30.007/14/2011 9:02:07 AM
janeybooboo$50.007/14/2011 9:01:46 AM
pnace$50.007/14/2011 9:03:27 AM
diligent-peace9$200.007/14/2011 9:26:00 AM
missoula$25.007/14/2011 9:06:43 AM
first-serene-credit$25.007/14/2011 10:11:26 AM
MoneyForNothing$50.007/14/2011 9:04:51 AM
NekHoldings$25.007/14/2011 9:10:27 AM
SLN-10$25.007/14/2011 1:17:53 PM
blue-useful-auction$25.007/14/2011 12:20:58 PM
Doug1043$25.007/14/2011 2:42:00 PM
economy-huckleberry0$25.007/14/2011 2:22:06 PM
1traveler$25.007/14/2011 2:49:11 PM
SPickle$25.007/14/2011 2:38:33 PM
ChoiceInvestments$25.577/14/2011 11:02:07 AM
pearl13$100.007/14/2011 3:08:34 PM
SolarMoonshine$25.007/14/2011 3:20:24 PM
interstellar$71.617/14/2011 12:52:07 PM
penny-surgeon$25.007/14/2011 3:14:35 PM
agalt$100.007/14/2011 1:34:20 PM
Land_on_your_feet$41.187/14/2011 4:02:24 PM
twjh$25.007/14/2011 1:58:36 PM
Mikale360$25.007/14/2011 2:24:04 PM
red-favorable-basis$25.007/14/2011 2:38:44 PM
worldly-investment333$212.817/14/2011 4:21:17 PM
frugalinvestor20$25.007/14/2011 3:11:21 PM
wonder3$30.007/14/2011 3:20:53 PM
resolute-basis9$50.007/14/2011 4:22:18 PM
yield-hut$150.007/14/2011 4:27:45 PM
jmeasn$25.007/14/2011 9:02:28 AM
golffish2$25.007/14/2011 9:02:30 AM
ski bum$100.007/14/2011 9:02:57 AM
magnetic-dedication3$25.007/14/2011 9:02:32 AM
investment-artist$25.017/14/2011 9:02:45 AM
alexgalt$46.737/14/2011 9:17:08 AM
chameleon125$25.007/14/2011 9:38:22 AM
Scotcha$100.007/14/2011 9:33:50 AM
Investor_DP$100.007/14/2011 9:02:32 AM
JustMee$25.007/14/2011 11:22:54 AM
alphaseek$350.007/14/2011 11:45:19 AM
MarvintheMartian$25.007/14/2011 11:46:33 AM
MAYBROOK$25.007/14/2011 10:54:27 AM
grnii78$281.937/14/2011 12:52:02 PM
fragonardlives$35.007/14/2011 11:22:57 AM
historic-nickel$25.007/14/2011 1:17:51 PM
loanman2007$125.007/14/2011 9:30:46 AM
DoctorJoe$25.007/14/2011 12:18:52 PM
bullish2bearish$25.007/14/2011 12:31:47 PM
wise-intelligent-duty$25.007/14/2011 12:37:50 PM
GoGalt$50.007/14/2011 9:48:04 AM
JLMGroupFunds$25.007/14/2011 3:14:08 PM
reflective-rupee$25.097/14/2011 11:59:29 AM
CA-Lender$75.077/14/2011 3:30:14 PM
lendstats_com$300.007/14/2011 12:51:25 PM
comet55$25.007/14/2011 3:15:18 PM
EretzCapital$25.007/14/2011 4:16:15 PM
56 Investments
 
Borrower Payment Dependent Notes Series 512209
This series of Notes was issued and sold upon the funding of the borrower loan #51291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,100.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 27.47% Monthly payment: $200.06
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 12.43%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-2002 Debt/Income ratio: 22%
Credit score: 700-719 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 18 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,790Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: live-life Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 12 ( 80% ) 700-719 (Latest)
Principal borrowed: $7,000.00< 31 days late: 3 ( 20% )  
680-699 (Mar-2010)
680-699 (Oct-2009)
 
Principal balance: $4,759.04 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
CONSOLIDATING HIGH INTEREST DEBT !!
Purpose of loan:
PAY OFF TWO HIGH RATE INTREST CREDIT CARDS I HAVE BEEN BACK AND FORTH WITH MY CREDIT CARDS TRYING TO UNDERSTAND WHY THEY RAISED MY INTREST RATES EVEN THROUGHT I HAVE NEVER BEEN LATE OR MISSED A PAYMENT WITH THEM. AND WAS TOLD IF I DIDN'T AGREE WITH THE TEARMS I COULD CANCEL THE CARDS AND PAY THEM OFF! SO THATS JUST WHAT I PLAN ON DOING .

My financial situation:
I am a good candidate for this loan because?
I HAVE A GOOD SOLID JOB AS A DELIVERY TRUCK DRIVER ,
I HAVE MINIMUM HOUSING EXPENSE BECAUSE I STILL LIVE AT HOME
AND MY CAR IS PAID OFF.

Monthly net income: $
$2,404.00
Monthly expenses: $
Housing: $150
Insurance: $ 134.00
Car expenses/gas: $ 100.00
Utilities: $150.00
Phone, cable, internet: $70.00
Food, entertainment: $100.00
Clothing, household expenses $150.00
Credit cards and other loans: $550.00
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/13/2011 5:02:50 PM
Kash2010lu$25.007/13/2011 5:58:11 PM
worth-blanket2$4,684.807/13/2011 7:28:03 PM
simplelender80$100.007/13/2011 5:02:55 PM
thorough-yield1$40.207/13/2011 6:46:39 PM
bullish2bearish$75.007/13/2011 5:24:44 PM
diligent-peace9$75.007/13/2011 6:29:54 PM
7 Investments
 
Borrower Payment Dependent Notes Series 513911
This series of Notes was issued and sold upon the funding of the borrower loan #51263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $322.47
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1997 Debt/Income ratio: 52%
Credit score: 600-619 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 22 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,593Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: Freckles2323 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 600-619 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2010)
 
Principal balance: $1,201.44 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to...pay off all my credit cards and my current prosper loan.

My financial situation:
I am a good candidate for this loan because...I am NEVER late on my payments and want to improve my credit score. I've learned (the hard way) credit cards are a trap. I have a second job (part-time) for additional income and I am determined to obtain my goal (to be debt free, so I can start saving for my future wedding). A debt consolidation loan would help me to put my finances back in order with one organized payment plan with a 3 year timeline.

Monthly net income: $1778
$1618 + $160 (part-time job)

Monthly expenses: $1441
Housing: $400
Insurance: $55
Car expenses: $285
Utilities: $60
Phone, cable, internet: $100
Food, entertainment: $100
Credit cards and other loans: $118
**This new prosper loan: $323

(Remaining funds: $337)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
diligent-peace9$100.007/15/2011 9:32:51 AM
loanman2007$150.007/15/2011 10:31:43 AM
simplelender80$100.007/15/2011 9:02:44 AM
profit-powerplant$25.007/15/2011 11:02:25 AM
FinanceEngine$30.007/15/2011 11:14:22 AM
surge9$100.007/15/2011 11:42:59 AM
worth-blanket2$5,000.007/15/2011 9:34:36 AM
Bob450$30.007/15/2011 12:43:36 PM
ddog0224$50.007/15/2011 12:47:47 PM
jkeller4000$25.007/15/2011 1:27:24 PM
kind-diligent-coin$25.007/15/2011 1:46:04 PM
MoneyForNothing$8.727/15/2011 3:45:56 PM
chameleon125$75.007/15/2011 12:40:56 PM
El_Profesional$25.007/15/2011 1:32:17 PM
market-pudding$25.007/15/2011 2:15:50 PM
deepblue34$25.007/15/2011 2:23:56 PM
well-mannered-income3$30.007/15/2011 2:42:54 PM
WeshaTheLeopard$30.007/15/2011 3:36:57 PM
kind-charming-value$1,000.007/15/2011 10:13:01 AM
Investor_DP$100.007/15/2011 9:02:28 AM
grampy48$25.007/15/2011 11:17:31 AM
first-dinero-paladin$50.007/15/2011 12:18:28 PM
worthy-bid4$66.197/15/2011 12:28:40 PM
reflective-rupee$200.097/15/2011 12:21:14 PM
historic-loan1$55.007/15/2011 1:22:44 PM
the-swashbuckler$50.007/15/2011 3:45:40 PM
baker31$50.007/15/2011 12:25:49 PM
shrewd-income$25.007/15/2011 1:35:39 PM
cash4closeoutsdotnet$25.007/15/2011 2:51:03 PM
29 Investments
 
Borrower Payment Dependent Notes Series 513927
This series of Notes was issued and sold upon the funding of the borrower loan #51284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-10-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1992 Debt/Income ratio: 9%
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 0 / 0Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 28 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: investment-pudding1 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding expense getting bigger
Purpose of loan:
This loan will be used to help pay for our wedding and get a fresh start.
My financial situation:
I am a good candidate for this loan because We r great people that need a little help, going thru a rough time and this will put our head above water and give us that extra boost on life. thank you so much!

Monthly net income: $32,000
Monthly expenses: $ 1500
Housing: $ 325
Insurance: $ 250
Car expenses: $ 355
Utilities: $ 150
Phone, cable, internet: $ 200
Food, entertainment: $
Clothing, household expenses: $ litte as possible
Credit cards and other loans: $ none
Other expenses:GAS $ 150-200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/10/2011 12:03:10 PM
reflective-rupee$200.097/12/2011 7:01:12 AM
worth-blanket2$4,549.917/13/2011 8:10:39 AM
simplelender80$100.007/10/2011 12:03:28 PM
Investoman$50.007/11/2011 6:20:50 AM
5 Investments
 
Borrower Payment Dependent Notes Series 513997
This series of Notes was issued and sold upon the funding of the borrower loan #51313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-01-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $612.30
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2000 Debt/Income ratio: 38%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 11 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $50,522Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: No  
Screen name: kevnj Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To much Credit Card Debt
Purpose of loan: To pay off credit card debt from a failed business.
This loan will be used to... pay off credit card debt.

My financial situation: My Equifax score shows a 752, and Experian shows a 726. Never late on a payment as you can see from the listing. Even with such high credit card debt.

I am a good candidate for this loan because... Never late on a payment as you can see from the listing. Even with such high credit card debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/1/2011 5:06:55 PM
simplelender80$100.007/1/2011 5:06:58 PM
tech310$50.007/1/2011 5:07:08 PM
Dubbs360$25.007/2/2011 1:01:42 AM
jmeasn$25.007/1/2011 5:09:17 PM
moola-pillow$25.017/1/2011 6:44:30 PM
bullish2bearish$25.007/1/2011 5:54:12 PM
reflective-rupee$200.097/4/2011 3:00:00 PM
Investoman$100.007/4/2011 9:12:30 AM
vutah$25.007/4/2011 5:36:16 PM
loan-adventurer7$200.007/5/2011 5:08:01 PM
Weaverville$25.007/5/2011 5:08:54 PM
Investor_DP$100.007/7/2011 12:05:10 AM
jubilant-trade6$50.007/8/2011 12:20:53 AM
reward-adventure$25.007/8/2011 6:04:48 AM
SecondChanceLendingSERV$25.007/8/2011 7:12:29 AM
well-mannered-income3$25.007/8/2011 7:59:40 PM
Investor_DP$100.007/8/2011 9:54:20 PM
Investor_DP$100.007/8/2011 10:01:32 PM
commerce-web5$25.007/9/2011 4:54:00 PM
asiaratt$25.007/10/2011 12:36:15 AM
MadHun$175.007/11/2011 2:17:55 PM
asoldier$25.007/11/2011 3:23:23 PM
6moonbeams$100.007/11/2011 10:00:56 PM
jjswanso$75.007/12/2011 5:09:17 PM
treasure-bliss$46.927/13/2011 12:49:01 AM
handshake5$100.007/13/2011 12:53:03 AM
worthy-bid8$25.007/13/2011 12:53:50 AM
SNH$75.007/13/2011 6:23:09 AM
Whipster$60.007/13/2011 8:07:17 AM
worth-blanket2$5,000.007/13/2011 8:05:16 AM
x-lender$50.007/13/2011 11:23:55 AM
fortytwo$100.007/13/2011 12:43:32 PM
competent-balance5$100.007/13/2011 1:40:30 PM
StPong$25.007/13/2011 2:18:24 PM
wildsf$25.007/13/2011 4:25:49 PM
orange-preeminant-bill$50.007/13/2011 5:08:45 PM
economy-producer$25.007/13/2011 6:26:03 PM
wwwUniversal$25.007/13/2011 5:17:41 PM
radforj22$25.007/13/2011 7:18:36 PM
loot-supporter2$35.007/13/2011 8:32:00 PM
panther757$25.007/13/2011 11:51:37 PM
reflective-rupee$350.007/14/2011 3:38:45 AM
oldmora$25.007/14/2011 7:21:26 AM
debtcollector$49.007/14/2011 7:29:53 AM
hellasow$50.007/14/2011 8:28:59 AM
asmithj$50.007/14/2011 3:02:11 AM
bonafide-economy$25.007/14/2011 3:55:45 AM
chad-bro-chill$30.007/14/2011 6:22:53 AM
wlm3012$30.007/14/2011 7:26:19 AM
sosleep$25.007/14/2011 10:47:49 AM
omegamon1$25.007/14/2011 3:12:13 PM
nickel-hickory$100.007/14/2011 4:00:10 PM
missing-link$25.007/14/2011 4:27:31 PM
miked8303$50.007/14/2011 4:32:59 PM
shrewd-peace7$25.007/14/2011 4:32:35 PM
nickel-hickory$100.007/14/2011 3:59:58 PM
LAM26$25.007/14/2011 5:08:11 PM
the-reliable-trade$50.007/14/2011 5:08:12 PM
graceful-investment$100.007/14/2011 5:08:39 PM
five-star-note$25.007/14/2011 5:08:49 PM
yield-lion$25.007/14/2011 5:08:52 PM
bid-computer$50.007/14/2011 5:08:18 PM
irrelevant$25.007/14/2011 4:27:35 PM
moola-pillow$110.057/14/2011 5:38:50 PM
coin-investor$25.007/14/2011 4:32:42 PM
Rip128$300.007/14/2011 6:06:05 PM
well-rounded-finance924$50.007/14/2011 6:07:10 PM
GCInvestments$25.007/14/2011 5:08:16 PM
HamachiMan$50.007/14/2011 5:08:49 PM
thebigrig$250.007/14/2011 7:04:31 PM
moola-economist$501.007/14/2011 7:35:00 PM
janeybooboo$25.007/14/2011 8:42:54 PM
janeybooboo$25.007/14/2011 8:42:35 PM
IIP77$25.007/15/2011 2:13:29 AM
Captain_America$25.357/15/2011 2:41:19 AM
soulwork$25.007/14/2011 7:11:03 PM
janeybooboo$25.007/14/2011 8:42:10 PM
leverage-monger$25.007/2/2011 8:40:45 AM
magnetic-dedication3$25.007/2/2011 10:29:10 AM
diplomatic-wealth7$25.007/4/2011 10:09:14 AM
vigorous-market5$100.007/4/2011 11:31:52 AM
alexgalt$25.007/4/2011 3:02:00 PM
first-favorite-bonus9$25.007/5/2011 9:13:12 AM
economy-huckleberry0$25.007/5/2011 10:10:19 AM
BuildingShanghai$25.007/5/2011 6:09:26 PM
powerful-finance7$25.007/6/2011 2:13:27 AM
alphaseek$150.007/6/2011 11:05:34 AM
Investor_DP$100.007/7/2011 12:03:40 AM
diligent-peace9$125.007/7/2011 9:39:26 AM
glimmering-funds2$50.007/7/2011 2:16:28 PM
profit-powerplant$25.007/8/2011 9:37:37 AM
villagers$25.007/8/2011 12:30:41 PM
natural-platinum$25.007/8/2011 5:10:31 PM
fortytwo$250.007/9/2011 10:37:51 AM
frogperson$100.007/9/2011 11:28:57 AM
important-openness1$100.007/9/2011 12:16:38 PM
BankofRon$25.007/9/2011 12:17:08 PM
AlternativeCashFlow$25.007/10/2011 11:12:44 AM
dynrep$25.007/10/2011 8:09:29 PM
tshurts$25.007/11/2011 5:15:35 PM
LendingPimp$100.007/11/2011 7:44:52 PM
red-power-pecan$50.007/12/2011 8:52:16 AM
ommcd$25.007/12/2011 3:42:14 PM
GElender$25.007/12/2011 3:47:26 PM
enchanted-diversification496$50.007/12/2011 3:47:49 PM
antlr$50.007/12/2011 5:08:42 PM
britgsb$50.007/13/2011 2:43:42 AM
Mariner3605$25.007/13/2011 12:59:42 AM
Comoparklender$25.007/13/2011 12:07:18 PM
authoritative-platinum7$25.007/13/2011 2:18:23 PM
kulender$100.007/13/2011 2:18:36 PM
trade-beeper4$25.007/13/2011 2:18:23 PM
HedgeFund$25.007/13/2011 3:42:53 PM
deal-hickory5$50.007/13/2011 3:52:05 PM
handy-justice$100.007/13/2011 5:06:52 PM
afterhours$25.007/13/2011 8:11:29 PM
Bob450$25.007/13/2011 9:36:52 PM
icanhasloanz$100.007/13/2011 9:22:01 PM
the-profit-oracle$25.007/14/2011 1:18:08 AM
NoCal$25.007/14/2011 7:58:37 AM
tenacious-economy9$50.007/14/2011 6:45:06 AM
intuitive-velocity4$25.007/14/2011 12:27:30 AM
reflective-rupee$300.007/14/2011 3:38:31 AM
MAYBROOK$25.007/14/2011 10:54:24 AM
sparkling-basis0$50.007/14/2011 10:18:26 AM
payment-gusto$25.007/14/2011 9:14:35 AM
octoberfresh$25.007/14/2011 11:35:36 AM
mercuriant$25.007/14/2011 9:33:11 AM
FL-Lender$25.327/14/2011 1:43:01 PM
pearl13$100.007/14/2011 3:13:36 PM
dough-museum1$25.007/14/2011 12:37:04 PM
nickel-hickory$100.007/14/2011 3:59:54 PM
nickel-hickory$100.007/14/2011 4:00:02 PM
nickel-hickory$100.007/14/2011 4:16:52 PM
asset-professor$25.007/14/2011 2:48:39 PM
zippy-interest$25.007/14/2011 4:25:23 PM
reasonable-bonus6$25.007/14/2011 4:27:58 PM
melodious-openness$200.007/14/2011 4:30:43 PM
nickel-hickory$100.007/14/2011 3:59:42 PM
nickel-hickory$100.007/14/2011 4:00:06 PM
stock106$25.007/14/2011 5:08:50 PM
marcomnzs$25.007/14/2011 5:08:04 PM
eronyc$25.007/14/2011 5:30:39 PM
suave-dime6$25.007/14/2011 4:29:49 PM
shrewd-income$25.007/14/2011 6:04:59 PM
hopeful-silver5$25.007/14/2011 6:49:05 PM
prominence8$40.007/14/2011 5:08:38 PM
fantastic-bazaar2$50.007/14/2011 7:06:43 PM
zone6$100.007/14/2011 7:07:51 PM
Madmigel$30.527/14/2011 7:38:51 PM
worth-web5$100.007/14/2011 7:54:03 PM
janeybooboo$25.007/14/2011 8:42:02 PM
janeybooboo$25.007/14/2011 8:43:04 PM
steven3333$25.007/14/2011 8:52:38 PM
trent98375$31.817/15/2011 12:29:31 AM
rockhound84$39.007/15/2011 2:50:39 AM
let_me_retire$100.007/14/2011 6:06:04 PM
loss-of-control$100.007/14/2011 6:17:38 PM
AM2008$25.007/14/2011 6:36:43 PM
MilitaryLending$42.357/14/2011 6:45:07 PM
intrepid-loot$25.007/14/2011 7:53:41 PM
treasure-surge7$50.007/14/2011 8:29:44 PM
janeybooboo$25.007/14/2011 8:42:25 PM
thenewkaisersoze$25.007/14/2011 8:56:16 PM
lowlite6647$25.007/15/2011 4:17:56 AM
166 Investments
 
Borrower Payment Dependent Notes Series 514133
This series of Notes was issued and sold upon the funding of the borrower loan #51271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jun-30-2011 
Term: 36 months Listing End date:  Jul-12-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1998 Debt/Income ratio: Not calculated
Credit score: 680-699 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 24 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,307Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: thankful-rate792 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.006/30/2011 9:06:47 AM
economy-huckleberry0$25.006/30/2011 12:36:25 PM
tech310$50.006/30/2011 9:07:05 AM
jmeasn$25.007/1/2011 12:09:49 PM
loyalist1$100.007/1/2011 7:50:00 PM
Dubbs360$25.007/2/2011 1:01:36 AM
Investoman$50.007/2/2011 3:29:09 PM
Weaverville$25.007/4/2011 9:14:41 AM
diplomatic-wealth7$25.007/4/2011 10:09:07 AM
natural-platinum$25.007/5/2011 2:29:33 PM
important-openness1$100.007/6/2011 7:20:38 AM
alphaseek$150.007/6/2011 11:05:29 AM
Jack55304$300.007/6/2011 9:13:22 PM
Investor_DP$100.007/7/2011 12:03:34 AM
jubilant-trade6$50.007/8/2011 12:20:47 AM
SecondChanceLendingSERV$25.007/8/2011 7:53:48 AM
profit-powerplant$25.007/8/2011 9:37:34 AM
BankofRon$25.007/8/2011 10:07:25 AM
villagers$25.007/8/2011 12:30:37 PM
asiaratt$50.007/8/2011 5:08:38 PM
Investor_DP$100.007/8/2011 10:01:29 PM
StPong$25.007/9/2011 12:15:10 PM
tshurts$25.007/9/2011 12:16:28 PM
authoritative-platinum7$25.007/10/2011 12:14:45 PM
trade-beeper4$25.007/11/2011 9:09:19 AM
6moonbeams$100.007/11/2011 10:00:43 PM
worthy-bid8$25.007/12/2011 1:28:32 AM
worldly-investment333$150.007/12/2011 8:02:24 AM
simplelender80$100.006/30/2011 9:06:54 AM
payout-hammock1$50.007/1/2011 4:24:37 AM
jmeasn$25.007/1/2011 1:04:44 PM
first-favorite-bonus9$25.007/4/2011 9:10:31 AM
loan-adventurer7$200.007/5/2011 10:34:38 AM
Investor_DP$100.007/7/2011 12:05:05 AM
glimmering-funds2$50.007/7/2011 2:16:26 PM
reward-adventure$25.007/8/2011 6:04:43 AM
rvfbroker$25.007/8/2011 1:36:54 PM
Investor_DP$100.007/8/2011 9:54:14 PM
enchanted-diversification496$50.007/9/2011 12:15:06 PM
asoldier$25.007/9/2011 12:16:29 PM
ommcd$25.007/9/2011 3:30:18 PM
commerce-web5$25.007/9/2011 4:53:52 PM
jjswanso$25.007/10/2011 12:52:50 PM
red-ready-principal$50.007/10/2011 4:12:46 PM
gold-cluster$50.007/11/2011 10:46:47 AM
treasure-bliss$50.007/11/2011 11:43:43 AM
MadHun$175.007/11/2011 2:17:46 PM
favorite-commerce$25.007/11/2011 9:04:09 PM
scrappy-diversification7$2,000.007/12/2011 7:54:03 AM
leverage-monger$25.007/12/2011 8:01:33 AM
50 Investments
 
Borrower Payment Dependent Notes Series 514281
This series of Notes was issued and sold upon the funding of the borrower loan #51237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-02-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $246.06
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1999 Debt/Income ratio: 11%
Credit score: 660-679 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $759Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: loanologist0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle Loan
My wife and I filed for Bankruptcy over 2 years ago to get out from underneath old credit card collections, medical bills and bad vehicle lease decisions that had haunted us since college. Since discharge over two years ago, we have made it our number one goal to never get into that situation again.
All vehicles and house were reaffirmed and set to auto draft to always keep current. No major open loans were included in the bankruptcy, and since discharge, have never been late.
I am working on my credit report now, as it shows some problems such as the house not being listed, but I can show that it was in fact reaffirmed and has been an open, in-good-standing account for over ten years with Wells Fargo.
I would like this loan for two reasons. To reduce my gas expenses and mileage on my primary vehicle, and to have a new, open loan that I can use to build my credit rating. Payments will be auto drafted to ensure timeliness.
Monthly net income: $6000+
Monthly expenses: $3000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.007/2/2011 12:06:20 PM
rescue$100.007/2/2011 12:04:40 PM
availableloan$25.007/2/2011 12:04:58 PM
powerful-finance7$25.007/2/2011 12:05:03 PM
Investor_DP$100.007/2/2011 12:06:34 PM
jmeasn$25.007/4/2011 9:15:44 AM
glimmering-credit4$25.007/5/2011 11:27:57 PM
jubilant-trade6$50.007/5/2011 11:46:41 PM
asset-expert0$25.007/6/2011 11:13:20 AM
Stockpicker$50.007/6/2011 11:22:13 AM
Zolton$100.007/6/2011 2:43:42 PM
jpac1066$200.007/6/2011 7:51:20 PM
villagers$100.007/8/2011 12:31:53 PM
kdog99$100.007/8/2011 1:08:25 PM
proper-commitment5$25.007/9/2011 10:25:49 AM
cashhelp$30.007/9/2011 11:37:33 AM
loyalty-sherpa$25.007/9/2011 12:16:43 PM
SolarMoonshine$25.007/9/2011 1:13:27 PM
commerce-web5$25.007/9/2011 4:54:05 PM
MadHun$175.007/11/2011 2:18:01 PM
wwialnlgy$100.007/11/2011 4:47:28 PM
Weaverville$50.007/11/2011 5:16:47 PM
Interloper$40.007/11/2011 5:16:59 PM
damage$25.007/11/2011 5:56:46 PM
interstellar$75.007/12/2011 12:57:51 AM
grampy48$35.007/12/2011 2:23:12 AM
seabassx$25.007/12/2011 11:18:25 AM
selector568$50.007/13/2011 10:43:55 AM
capital-champion1$25.007/13/2011 10:17:05 AM
Boxster968$25.007/13/2011 8:12:11 PM
power-cell$25.007/13/2011 9:01:34 PM
green-moola-sniffer$25.007/14/2011 12:51:01 AM
patriot897$25.007/13/2011 10:41:18 PM
community-bee$25.007/13/2011 8:32:58 PM
bonafide-economy$25.007/14/2011 3:55:48 AM
one2sojourn$50.007/13/2011 10:34:21 PM
heavenly-platinum3$50.007/14/2011 6:20:07 AM
credit-investor5$50.007/14/2011 7:32:56 AM
Techne_Funds_LLC$25.007/14/2011 8:48:53 AM
kulender$50.007/14/2011 9:12:44 AM
Rivervale_Westwood$25.007/14/2011 9:14:12 AM
FinanceEngine$35.007/14/2011 10:54:19 AM
ect_2k20$25.007/14/2011 12:54:00 PM
investment-comet$25.007/14/2011 11:34:28 AM
yield-hut$300.007/14/2011 4:36:18 PM
tolerant-diversification4$25.007/14/2011 5:12:10 PM
healthy-fund7$25.007/14/2011 5:12:19 PM
worth-web5$100.007/14/2011 7:54:11 PM
VASLENDING$25.007/14/2011 6:28:21 PM
harperpotok$50.007/14/2011 7:31:35 PM
simiray$25.007/14/2011 10:38:36 PM
Captain_America$75.847/15/2011 2:38:46 AM
ski bum$100.007/2/2011 12:06:26 PM
BxRealtor$25.007/2/2011 12:04:31 PM
HamachiMan$50.007/2/2011 12:06:39 PM
greenback-seagull2$100.007/2/2011 12:06:50 PM
pnace$50.007/2/2011 12:08:51 PM
a-responsible-return$50.007/3/2011 11:19:20 PM
Keystonekop$100.007/3/2011 1:05:28 PM
indomitable-coin$25.007/4/2011 9:09:18 AM
loyalist1$300.007/4/2011 9:15:28 AM
golffish2$25.007/5/2011 3:59:05 AM
alphaseek$150.007/6/2011 11:05:39 AM
Solid-Platinum$50.007/6/2011 12:45:56 PM
EngineersAlliance$100.007/6/2011 9:10:32 PM
Investor_DP$100.007/7/2011 12:03:48 AM
Investor_DP$100.007/7/2011 12:05:16 AM
tacopants$100.007/7/2011 5:25:53 PM
superb-funds335$25.007/7/2011 8:45:58 PM
pearl13$100.007/8/2011 9:32:45 AM
Investor_DP$100.007/8/2011 9:54:30 PM
Investor_DP$100.007/8/2011 10:01:37 PM
agalt$75.007/9/2011 11:41:40 AM
fortytwo$250.007/9/2011 10:37:56 AM
tech310$50.007/9/2011 7:53:42 PM
roux$25.007/10/2011 6:29:06 AM
jarf$25.007/10/2011 11:23:46 PM
nickel-ferret$50.007/11/2011 7:40:53 AM
balance-windmill8$100.007/11/2011 11:42:20 AM
income-buffalo1$300.007/11/2011 6:02:44 PM
AFairDeal$30.007/11/2011 5:17:04 PM
marwadi-62$100.007/11/2011 5:56:14 PM
friendinmoney$25.007/11/2011 6:05:22 PM
6moonbeams$100.007/11/2011 10:01:04 PM
kind-important-liberty9$25.007/12/2011 9:02:19 AM
britgsb$50.007/13/2011 2:42:22 AM
powerful-finance7$25.007/13/2011 2:43:32 AM
radforj22$25.007/13/2011 4:03:49 AM
RJN$25.007/13/2011 9:07:38 AM
vigilance-revolutionary$50.007/13/2011 9:07:15 AM
competent-balance5$100.007/13/2011 1:40:33 PM
ttnk62918$25.007/13/2011 9:57:16 AM
deal-hickory5$100.007/13/2011 3:53:34 PM
fiddlerzvi$50.007/13/2011 5:17:39 PM
Billfred$25.007/13/2011 5:36:45 PM
Brisket_Bob$54.187/13/2011 6:31:20 PM
elephantparty$25.007/13/2011 9:58:50 PM
cr8on$100.007/13/2011 6:12:40 PM
ghinga$50.007/14/2011 4:05:32 AM
adventurous-cash$25.007/14/2011 7:21:10 AM
wwwUniversal$25.007/14/2011 9:13:03 AM
wbwill$25.007/14/2011 12:04:45 PM
reflective-greenback1$50.007/14/2011 1:31:29 PM
unafraid-loan5$25.007/14/2011 9:42:54 AM
faithinppl$64.007/14/2011 2:25:17 PM
gilbrear$25.007/14/2011 3:40:49 PM
mykkai$25.007/14/2011 2:33:34 PM
luckygreen10$50.007/14/2011 5:13:22 PM
myduck$50.007/14/2011 6:07:38 PM
fantastic-bazaar2$50.007/14/2011 7:03:52 PM
GCInvestments$25.007/14/2011 7:30:22 PM
cordial-affluence2$60.987/14/2011 7:54:06 PM
Peterman$25.007/14/2011 6:30:29 PM
safe-kindness5$25.007/14/2011 7:34:20 PM
newest-funds-powerplant$25.007/14/2011 7:35:41 PM
115 Investments
 
Borrower Payment Dependent Notes Series 514473
This series of Notes was issued and sold upon the funding of the borrower loan #51298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-04-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1989 Debt/Income ratio: 48%
Credit score: 620-639 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:6y 11m
Amount delinquent: $0 Total credit lines: 23 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,347Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%  
   Homeownership: No  
Screen name: unique-payout Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2010)
 
Principal balance: $784.01 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Consolidate for better loan rate
Purpose of loan:
This loan will be used to consolidate higher rate bills to pay off sooner.

My financial situation:
I am a good candidate for this loan because I always pay all my bills on time and try to pay off loans sooner with additional payments.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
britgsb$50.007/4/2011 9:10:39 AM
reflective-rupee$25.097/4/2011 2:29:06 PM
Investoman$50.007/5/2011 12:26:15 PM
bullish2bearish$30.007/5/2011 3:12:46 PM
first-serene-credit$25.007/7/2011 6:21:31 AM
head$25.007/7/2011 7:55:16 AM
Fun54115$25.007/8/2011 9:16:36 AM
CommunityArts_Non-profit$25.007/8/2011 11:30:32 AM
payout-bridge$25.007/12/2011 2:58:34 AM
currency-bumblebee$25.007/12/2011 8:53:39 AM
brightest-luminous-cash9$25.007/14/2011 6:18:46 PM
exchange-dreams$50.007/14/2011 7:26:54 PM
Billfred$25.007/14/2011 7:33:17 PM
jkeller4000$25.007/15/2011 5:52:20 AM
ddog0224$25.007/15/2011 12:56:49 PM
fabulous-community4$50.007/16/2011 9:13:30 AM
Leopoldine$25.007/17/2011 9:33:52 AM
168RichCapital$25.077/16/2011 5:33:05 PM
moola-accelerator6$25.007/16/2011 8:12:10 PM
worth-blanket2$2,491.247/17/2011 3:24:36 PM
five-star-note$25.007/4/2011 11:49:06 AM
alexgalt$25.007/4/2011 3:01:49 PM
SouthernRemarketing$25.007/4/2011 7:35:36 PM
chameleon125$25.007/5/2011 12:36:20 PM
zone6$37.947/8/2011 12:33:54 AM
enthusiastic-balance5$100.007/9/2011 4:23:59 AM
motivator72$25.007/9/2011 8:46:06 AM
leverage-ectasy$25.667/11/2011 4:47:56 PM
matthewa$25.007/11/2011 10:51:03 PM
proper-revenue7$25.007/12/2011 6:42:23 PM
papaloha$63.007/12/2011 7:55:21 PM
eg192$25.007/12/2011 8:33:41 PM
clean-fund$25.007/13/2011 10:45:51 AM
money-baron-roth-IRA$25.007/14/2011 4:41:41 PM
Bikerider$50.007/15/2011 7:23:45 AM
Lubava$25.007/15/2011 7:40:53 PM
reward-dynamo$25.007/15/2011 7:41:43 PM
DasMula$27.007/15/2011 9:13:48 PM
janderz990$25.007/16/2011 5:05:50 AM
geophreigh$25.007/16/2011 5:29:44 AM
Phatt-Daddy$25.007/16/2011 4:00:52 AM
pearl13$100.007/16/2011 9:05:53 AM
lucrative-loan$50.007/16/2011 9:10:50 AM
trumpeter5$25.007/16/2011 10:04:13 AM
WMY-Investor$50.007/16/2011 2:09:22 PM
amlu1988$25.007/16/2011 9:29:15 PM
46 Investments
 
Borrower Payment Dependent Notes Series 514553
This series of Notes was issued and sold upon the funding of the borrower loan #51261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,833.12 Prosper Rating: E Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 14.70% Listing Start date:  Jul-03-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $210.48
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-2001 Debt/Income ratio: Not calculated
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,745Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: thankful-currency415 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
mr.
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/3/2011 12:05:38 PM
important-openness1$100.007/3/2011 12:05:30 PM
Rob717171$50.007/4/2011 7:29:03 AM
economy-huckleberry0$25.007/5/2011 10:25:41 AM
Jack55304$300.007/6/2011 9:13:30 PM
Weaverville$25.007/9/2011 12:16:25 PM
economy-coup$100.007/9/2011 3:29:20 PM
gold-cluster$50.007/11/2011 10:46:56 AM
4aBetterTomorrow$25.007/12/2011 2:37:10 PM
asiaratt$50.007/12/2011 3:48:26 PM
buffalobills$25.007/12/2011 4:04:52 PM
Mariner3605$25.007/13/2011 12:59:47 AM
gain-expert$36.007/13/2011 4:16:22 PM
economy-producer$25.007/13/2011 6:26:08 PM
Bikerider$50.007/14/2011 7:34:11 AM
profitable-return5$25.007/14/2011 11:43:12 AM
asoldier$25.007/14/2011 4:18:42 PM
tshurts$25.007/14/2011 4:23:15 PM
worthy-bid8$25.007/14/2011 4:28:01 PM
jkeller4000$25.007/15/2011 5:49:26 AM
ddog0224$25.007/15/2011 12:57:05 PM
red-benefit-ruler$50.007/15/2011 4:52:32 PM
dariop$30.007/15/2011 5:33:50 PM
handy-justice$50.007/15/2011 6:11:44 PM
afterhours$25.007/15/2011 7:13:36 PM
vigorous-velocity$100.007/15/2011 8:18:39 PM
jasonblings$25.007/15/2011 6:23:33 PM
saxaphone6$25.007/15/2011 7:44:33 PM
pure-note0$25.007/15/2011 8:10:25 PM
the-profit-oracle$25.007/16/2011 12:58:27 AM
Johnab$25.007/15/2011 9:04:30 PM
unfixer$25.007/16/2011 5:27:20 AM
suave-dime6$25.007/16/2011 7:41:54 AM
investment-party$100.007/16/2011 8:46:55 AM
stock106$25.007/16/2011 9:52:14 AM
TheCount$25.007/16/2011 7:35:41 AM
Rogesparkguy$25.007/16/2011 7:51:06 AM
Bob450$25.007/16/2011 12:05:39 PM
worldly-community3$50.007/16/2011 8:41:46 AM
jjfini$25.007/16/2011 12:13:43 PM
ChrisProsper$750.007/16/2011 12:04:07 PM
prominence8$33.007/16/2011 12:14:26 PM
Comoparklender$25.007/16/2011 12:12:36 PM
kulender$100.007/16/2011 12:13:13 PM
indomitable-dedication$50.007/17/2011 4:50:56 AM
Maetryx$25.507/16/2011 7:24:49 PM
steven3333$25.007/17/2011 10:15:49 AM
simplelender80$100.007/3/2011 12:05:49 PM
tech310$50.007/3/2011 12:05:55 PM
Investoman$27.027/3/2011 12:15:05 PM
first-favorite-bonus9$25.007/3/2011 12:15:01 PM
britgsb$50.007/4/2011 9:10:42 AM
Investor_DP$100.007/7/2011 12:03:52 AM
Investor_DP$100.007/7/2011 12:05:19 AM
profit-powerplant$25.007/8/2011 9:37:40 AM
loyalist1$100.007/8/2011 12:32:25 PM
Investor_DP$100.007/8/2011 9:54:33 PM
Investor_DP$100.007/8/2011 10:01:39 PM
return-pumpkin7$25.007/12/2011 10:50:11 AM
groundsquirrel$25.007/12/2011 9:55:03 PM
natural-platinum$25.007/12/2011 9:12:30 PM
340$25.007/12/2011 8:35:52 PM
unger$111.117/13/2011 4:31:28 AM
loot-awakening$52.237/14/2011 5:25:26 AM
enthralling-investment$50.007/14/2011 5:47:29 AM
genome865$30.007/14/2011 6:58:01 AM
treasure-hunter270$25.007/14/2011 9:29:12 AM
funtwosay$25.007/14/2011 9:43:29 AM
air55$38.007/14/2011 2:55:24 PM
ommcd$25.007/14/2011 4:17:31 PM
jmeasn$25.007/14/2011 4:32:43 PM
credit-sycamore4$50.007/14/2011 4:32:56 PM
reward-dynamo$25.007/15/2011 7:40:16 PM
pure-note0$25.007/15/2011 6:42:50 PM
Easystreet$25.007/16/2011 12:38:17 AM
wwwUniversal$25.007/16/2011 12:57:44 AM
joebob78$108.197/16/2011 11:25:23 AM
mdaallen$44.997/16/2011 8:36:14 AM
jubilant-trade6$25.007/16/2011 12:13:01 PM
trade-beeper4$25.007/16/2011 12:13:12 PM
fairhelper$25.007/16/2011 12:13:43 PM
runner262$25.007/16/2011 12:13:45 PM
pearl13$100.007/16/2011 9:02:01 AM
KindCharmingReflective-affluence$45.087/16/2011 11:51:36 AM
missing-link$25.007/16/2011 12:15:03 PM
the-enthralling-coin$25.007/16/2011 12:15:07 PM
irrelevant$25.007/16/2011 12:14:43 PM
DasMula$27.007/16/2011 12:16:27 PM
eronyc$25.007/16/2011 4:08:34 PM
FASTIZIO_P$25.007/16/2011 4:45:32 PM
best-generosity-financier$25.007/16/2011 4:47:46 PM
91 Investments
 
Borrower Payment Dependent Notes Series 514655
This series of Notes was issued and sold upon the funding of the borrower loan #51233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-04-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $163.28
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: May-1990 Debt/Income ratio: 13%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:12y 8m
Amount delinquent: $769 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $103Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: plentiful-currency0 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Redbull0311
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 5100
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/4/2011 9:11:29 AM
seineil$50.007/6/2011 12:12:50 AM
Investor_DP$100.007/7/2011 12:04:07 AM
Investor_DP$100.007/7/2011 12:05:22 AM
unclerock$50.007/8/2011 7:11:38 AM
frogperson$50.007/9/2011 11:21:05 AM
first-favorite-bonus9$25.007/9/2011 3:30:26 PM
order-supernova6$100.007/9/2011 10:26:32 PM
Investoman$50.007/11/2011 6:20:19 AM
Tikibarman$50.007/11/2011 11:58:30 AM
MadHun$175.007/11/2011 2:18:08 PM
6moonbeams$100.007/11/2011 10:01:13 PM
red-power-pecan$50.007/12/2011 9:24:00 AM
important-openness1$100.007/13/2011 12:53:43 AM
unger$111.117/13/2011 5:12:36 AM
Bocephus1959$25.007/13/2011 8:55:52 AM
platinum-pear4$27.207/13/2011 10:17:36 AM
spankysdad$50.007/13/2011 9:12:33 PM
Gopher09$25.347/13/2011 8:40:13 PM
return-venture1$49.737/13/2011 10:26:01 PM
resplendent-dollar$25.007/13/2011 9:19:53 PM
power-bluebird2$25.007/14/2011 1:56:27 PM
profitable-return5$25.007/14/2011 11:40:58 AM
reflective-greenback1$50.007/14/2011 1:31:30 PM
simeonthewhale$25.007/14/2011 4:47:53 PM
worthy-bid8$25.007/15/2011 4:38:10 AM
taetrade$25.007/15/2011 5:25:58 AM
jarf$25.007/15/2011 7:10:52 AM
KileNSmyth4$32.097/15/2011 9:29:08 AM
Bob450$25.007/15/2011 7:46:38 AM
Palacios$50.007/15/2011 9:37:47 AM
ChrisProsper$370.007/15/2011 3:46:39 PM
x27$70.007/15/2011 2:43:18 PM
damage$25.007/15/2011 3:03:04 PM
simplelender80$100.007/4/2011 9:11:38 AM
Dubbs360$25.007/6/2011 4:35:34 AM
alphaseek$150.007/6/2011 2:23:42 PM
diplomatic-wealth7$25.007/6/2011 7:12:36 PM
jubilant-trade6$50.007/8/2011 12:21:03 AM
reward-adventure$25.007/8/2011 6:04:55 AM
villagers$25.007/8/2011 12:30:47 PM
Investor_DP$100.007/8/2011 9:54:36 PM
Investor_DP$100.007/8/2011 10:01:42 PM
EngineersAlliance$100.007/8/2011 10:02:20 PM
fortytwo$250.007/9/2011 10:38:03 AM
SolarMoonshine$25.007/9/2011 4:05:07 PM
Weaverville$25.007/11/2011 11:44:03 AM
leverage-monger$25.007/12/2011 8:22:25 AM
asiaratt$50.007/13/2011 2:18:20 PM
jhernand17$25.007/14/2011 8:45:03 AM
happy-yield$25.007/14/2011 2:44:13 PM
pearl13$100.007/14/2011 3:13:40 PM
note-mad-scientist$82.907/14/2011 3:21:13 PM
appetizing-duty8$25.007/14/2011 4:12:43 PM
loyalist1$100.007/14/2011 4:17:23 PM
natural-platinum$25.007/14/2011 4:18:40 PM
let_me_retire$50.007/14/2011 6:24:59 PM
fair-peace7$25.007/14/2011 8:09:25 PM
Freestyled$33.087/14/2011 8:53:51 PM
irrelevant$25.007/15/2011 4:28:03 AM
ommcd$25.007/15/2011 4:23:58 AM
ckatak$50.007/15/2011 7:13:45 AM
appetizing-payout2$25.007/15/2011 7:48:11 AM
payout-cello$30.007/15/2011 10:29:47 AM
caseattle$25.007/15/2011 10:35:15 AM
jjswanso$25.007/15/2011 9:12:48 AM
ddog0224$25.007/15/2011 12:49:08 PM
grampy48$25.007/15/2011 11:22:53 AM
68 Investments
 
Borrower Payment Dependent Notes Series 514671
This series of Notes was issued and sold upon the funding of the borrower loan #51299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jul-05-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 10.40% Borrower rate/APR: 11.40% / 13.52% Monthly payment: $148.18
 
Lender servicing fee: 1.00% Effective Yield*: 10.37%  
Estimated return*: 6.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1994 Debt/Income ratio: 10%
Credit score: 780-799 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 2 Current / open credit lines: 9 / 9Length of status:8y 9m
Amount delinquent: $677 Total credit lines: 39 Occupation: Fireman
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,618Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Bankcard utilization: 4%  
   Homeownership: Yes  
Screen name: radiant-dollar788 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan details
Purpose of loan: Vehicle repair and school


My financial situation:
I am a good candidate for this loan because...Stable income and employment history since 2002, I have never been in a status of unemployment since i was 18 years old


I net 4400 plus dollars a month verifiable and also have a working spouse.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
goldfinger3$50.007/14/2011 9:33:53 AM
BxRealtor$25.007/5/2011 5:05:03 PM
indomitable-coin$25.007/5/2011 5:05:14 PM
pnace$50.007/5/2011 5:06:50 PM
organized-payment6$50.007/5/2011 5:06:32 PM
Fiimg$50.007/6/2011 7:37:12 PM
jubilant-trade6$50.007/8/2011 12:21:10 AM
agalt$50.007/9/2011 11:41:41 AM
loyalty-sherpa$25.007/9/2011 6:20:02 PM
SoCalIsHere$35.007/9/2011 11:57:27 PM
BuildingShanghai$25.007/10/2011 4:20:36 PM
gslinv$75.007/11/2011 5:13:23 PM
pearl13$100.007/11/2011 5:13:41 PM
Zolton$100.007/11/2011 5:16:52 PM
a-finance-nirvana$40.007/12/2011 4:47:56 AM
damage$25.007/12/2011 10:26:18 PM
grampy48$36.957/13/2011 3:09:57 AM
Ristefo$25.007/13/2011 9:18:03 AM
radforj22$25.007/13/2011 7:18:42 PM
patriot897$25.007/13/2011 10:41:20 PM
godfather4u$250.007/13/2011 10:10:40 PM
wise-alluring-penny$100.007/14/2011 6:47:11 AM
marwadi-62$100.007/14/2011 11:38:20 AM
reflective-greenback1$50.007/14/2011 1:31:34 PM
sunsetlending$50.007/14/2011 10:46:14 AM
bancoroyal$25.007/14/2011 4:43:12 PM
virtuous-repayment$25.007/14/2011 3:35:41 PM
vigilance-formula$125.007/14/2011 5:49:50 PM
rcr549$25.007/15/2011 8:12:53 AM
Peterman$25.007/15/2011 10:59:30 AM
grampy48$25.007/15/2011 11:19:05 AM
Kessler$51.007/15/2011 11:52:07 AM
uralrider$33.977/15/2011 6:51:05 PM
sleepdeprived$29.877/15/2011 7:00:04 PM
TikPmp1$25.007/16/2011 12:33:21 AM
love_what_you_do$25.007/16/2011 1:02:08 AM
finance-symphony7$100.007/16/2011 4:36:07 AM
Captain_America$224.507/16/2011 2:45:28 AM
paul1$35.007/16/2011 5:00:20 AM
rescue$100.007/5/2011 5:05:11 PM
a-responsible-return$50.007/5/2011 5:06:56 PM
sandbreaker$100.007/5/2011 5:09:32 PM
ski bum$100.007/5/2011 5:06:27 PM
HamachiMan$50.007/5/2011 5:06:40 PM
uberrific$100.007/5/2011 5:06:31 PM
reflective-rupee$25.097/5/2011 10:22:28 PM
compoundinterest$50.007/6/2011 3:20:54 AM
competent-p2p$40.007/6/2011 12:59:29 PM
greenback-seagull2$100.007/6/2011 5:26:34 PM
SoCalIsHere$35.007/6/2011 8:14:24 PM
fortytwo$250.007/9/2011 10:38:11 AM
nickel-ferret$50.007/11/2011 7:41:08 AM
MadHun$175.007/11/2011 2:18:21 PM
wwialnlgy$100.007/11/2011 4:47:37 PM
SolarMoonshine$25.007/11/2011 5:33:37 PM
6moonbeams$100.007/11/2011 10:01:26 PM
kdog99$100.007/12/2011 9:14:43 AM
Havana21$50.007/12/2011 5:08:52 PM
Harry$25.007/13/2011 7:25:03 AM
auction-seeker4$25.007/13/2011 5:20:31 PM
Brisket_Bob$50.007/13/2011 6:37:42 PM
AFairDeal$28.357/14/2011 1:08:27 AM
Interloper$40.007/14/2011 9:14:25 AM
Weaverville$50.007/14/2011 4:18:02 PM
ckatak$50.007/15/2011 7:13:56 AM
macotra4$81.127/15/2011 8:31:38 AM
UTVolunteer$100.007/15/2011 11:47:42 AM
BOZO88$50.007/15/2011 5:48:41 PM
wlm3012$30.007/15/2011 4:00:17 PM
littlemonkey$25.007/15/2011 11:24:41 PM
unrivaled-income5$50.007/15/2011 7:23:27 PM
CalCollegeFund19$25.447/16/2011 12:42:06 AM
wwwUniversal$25.007/16/2011 12:57:58 AM
Aeroman32$25.007/15/2011 11:32:21 PM
GreenSun$8.717/16/2011 5:14:11 AM
75 Investments
 
Borrower Payment Dependent Notes Series 514709
This series of Notes was issued and sold upon the funding of the borrower loan #51280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-04-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $333.94
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Feb-1994 Debt/Income ratio: 4%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 25 Occupation: Investor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,726Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 44%  
   Homeownership: No  
Screen name: clipper527 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Good worker with good income
Purpose of loan:
This loan will be used to consolidate debt from when I was just getting out of college.

My financial situation: I work at a top firm with high levels of upside but am paying very high interest rates currently on credit cards and have student loans as well.
I am a good candidate for this loan because I have never, ever defaulted on one monthly payment in over 8 years of credit history and I have a steady good-paying job


Monthly net income: $ 7,100
Monthly expenses: $
Housing: $2,700
Insurance: $
Car expenses: $
Utilities: $ 300
Phone, cable, internet: $ 150
Food, entertainment: $ 800
Clothing, household expenses: $
Credit cards and other loans: $ 750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.007/4/2011 9:04:53 AM
organized-payment6$50.007/4/2011 9:11:08 AM
ski bum$100.007/4/2011 9:11:15 AM
pound-balancer$50.007/4/2011 9:11:45 AM
platinum-sorcerer6$25.007/4/2011 9:04:11 AM
rescue$100.007/4/2011 9:05:41 AM
x-lender$80.007/4/2011 9:06:50 AM
SimpleChoice$25.007/4/2011 9:08:21 AM
powerful-finance7$25.007/4/2011 9:09:16 AM
einstein$100.007/4/2011 9:07:42 AM
Investor_DP$100.007/4/2011 9:11:25 AM
HamachiMan$50.007/4/2011 9:11:30 AM
greenback-seagull2$100.007/4/2011 9:11:42 AM
pnace$50.007/4/2011 9:12:23 AM
JustMee$25.007/4/2011 1:35:53 PM
loyalist1$300.007/4/2011 9:15:29 AM
jmeasn$25.007/4/2011 9:15:44 AM
SOP_Bank$25.007/4/2011 10:37:41 AM
adamnash$25.007/4/2011 1:49:06 PM
alphaseek$150.007/6/2011 11:05:41 AM
indomitable-coin$25.007/6/2011 5:11:14 PM
jubilant-trade6$25.007/7/2011 3:40:45 PM
Paxman84$31.347/8/2011 1:22:11 PM
silver-breeze3$33.237/8/2011 5:22:59 PM
pearl13$100.007/9/2011 12:14:43 PM
Zolton$100.007/9/2011 12:16:48 PM
commerce-web5$25.007/9/2011 4:54:08 PM
balance-transformer3$25.007/10/2011 11:43:32 AM
kdog99$100.007/10/2011 12:19:02 PM
payment-halo$25.007/10/2011 7:53:03 PM
AK49-JW$25.007/10/2011 6:05:44 PM
durable-investment8$75.007/11/2011 10:25:43 AM
MadHun$175.007/11/2011 2:18:09 PM
income-buffalo1$500.007/11/2011 6:08:28 PM
6moonbeams$100.007/11/2011 10:01:14 PM
a-finance-nirvana$40.007/12/2011 4:47:56 AM
cerebral-dollar773$64.647/12/2011 7:34:29 AM
friendinmoney$25.007/12/2011 8:13:29 AM
foofightee$25.007/12/2011 10:50:40 AM
balance-windmill8$35.007/12/2011 3:59:53 PM
pythia$25.007/12/2011 6:17:03 PM
Aariel$25.007/12/2011 11:26:46 PM
selector568$50.007/13/2011 10:43:57 AM
marwadi-62$100.007/13/2011 12:58:52 PM
deal-hickory5$100.007/13/2011 3:53:36 PM
community-bee$25.007/13/2011 8:33:00 PM
vigilance-revolutionary$50.007/13/2011 5:18:49 PM
amaizblanco$60.007/13/2011 9:19:38 PM
Aeroman32$25.007/13/2011 10:03:10 PM
pure-loyalty6$25.007/14/2011 6:35:52 AM
beachfunder$25.007/13/2011 10:09:14 PM
FoosMaster$25.007/14/2011 6:09:29 AM
enthralling-investment$100.007/14/2011 8:41:15 AM
seabassx$25.007/14/2011 7:13:25 AM
Techne_Funds_LLC$25.007/14/2011 8:51:54 AM
adub1979$57.577/14/2011 8:56:32 AM
ect_2k20$25.007/14/2011 12:54:01 PM
power-defender7$50.007/14/2011 3:06:06 PM
poetic-economy$50.007/14/2011 11:13:43 AM
rajs$192.487/14/2011 12:44:15 PM
cr8on$100.007/14/2011 5:13:24 PM
jpac1066$200.007/14/2011 5:00:27 PM
Peterman$25.007/14/2011 6:30:31 PM
let_me_retire$50.007/14/2011 6:54:41 PM
a-transaction-flute$25.007/14/2011 6:33:13 PM
fantastic-bazaar2$50.007/14/2011 7:08:57 PM
Rivervale_Westwood$25.007/14/2011 5:13:24 PM
cordial-affluence2$50.007/14/2011 7:54:47 PM
worth-web5$100.007/14/2011 7:54:14 PM
Nerdster1$40.117/15/2011 5:16:04 AM
moola-economist$25.007/14/2011 7:46:32 PM
life-is-great$25.007/15/2011 6:48:55 AM
blLending$25.007/15/2011 7:34:21 AM
worth-arch$25.007/15/2011 7:45:35 AM
availableloan$25.007/15/2011 8:19:14 AM
baker31$50.007/15/2011 8:27:35 AM
sgt-schultz$25.007/15/2011 6:32:07 AM
spiff666$56.667/15/2011 9:17:01 AM
ckatak$50.007/15/2011 7:13:46 AM
mjjjrj$32.027/15/2011 9:41:55 AM
Flreap$35.007/15/2011 8:24:45 AM
FinanceEngine$30.007/15/2011 11:12:55 AM
profit-powerplant$25.007/15/2011 11:02:13 AM
income-awakening6$25.007/4/2011 9:09:58 AM
ryan6853$25.007/4/2011 9:15:48 AM
penny-finder$38.007/4/2011 10:25:17 AM
Bank_Of_XL$25.007/4/2011 11:39:01 AM
GElender$25.007/4/2011 9:11:52 AM
janeybooboo$101.007/4/2011 12:08:11 PM
econgineer$50.007/4/2011 10:48:38 AM
MarvintheMartian$30.007/4/2011 12:08:12 PM
vutah$25.007/4/2011 12:17:02 PM
economy-huckleberry0$25.007/5/2011 10:34:39 AM
ivy-league-MBA$25.007/6/2011 5:21:17 AM
payment-freshmaker$25.007/6/2011 5:25:20 AM
Solid-Platinum$50.007/6/2011 12:45:56 PM
Investor_DP$100.007/7/2011 12:04:09 AM
Investor_DP$100.007/7/2011 12:05:23 AM
Sol_Invictus$25.007/7/2011 8:34:14 AM
villagers$100.007/8/2011 12:31:55 PM
Investor_DP$100.007/8/2011 9:54:37 PM
Investor_DP$100.007/8/2011 10:01:42 PM
fortytwo$250.007/9/2011 10:38:04 AM
loyalty-sherpa$25.007/9/2011 6:19:57 PM
tech310$50.007/9/2011 7:53:43 PM
credit-coach118$25.007/10/2011 11:06:43 PM
nickel-ferret$50.007/11/2011 7:41:00 AM
wwialnlgy$100.007/11/2011 4:47:32 PM
SolarMoonshine$25.007/12/2011 3:42:19 AM
axl163$25.007/12/2011 9:18:39 AM
Weaverville$50.007/12/2011 5:08:58 PM
Interloper$29.007/12/2011 5:09:08 PM
AFairDeal$30.007/12/2011 5:09:05 PM
Reddy_Capital$25.007/12/2011 8:56:29 PM
radforj22$25.007/13/2011 4:03:51 AM
oskizzle$25.007/13/2011 6:21:16 AM
buffalobills$25.007/13/2011 7:56:26 AM
felicity-daydream$25.007/13/2011 8:01:10 AM
capital-champion1$25.007/13/2011 10:18:25 AM
damage$25.007/13/2011 11:18:15 AM
kewgdns$35.007/13/2011 12:09:45 PM
competent-balance5$100.007/13/2011 1:40:36 PM
DasMula$27.007/13/2011 3:54:41 PM
ttnk62918$25.007/13/2011 5:03:20 PM
ministry1$50.007/13/2011 5:09:06 PM
KrystalBall$30.007/13/2011 4:43:34 PM
Brisket_Bob$120.007/13/2011 6:34:08 PM
elephantparty$50.007/13/2011 9:58:51 PM
velocity-onator$25.007/13/2011 6:57:59 PM
Boxster968$25.007/13/2011 8:12:12 PM
ghinga$25.007/14/2011 4:07:38 AM
britgsb$50.007/14/2011 2:51:27 AM
shneb$100.007/14/2011 11:18:00 AM
investment-comet$25.007/14/2011 11:35:01 AM
roi-advantage$25.007/14/2011 11:54:42 AM
reflective-greenback1$50.007/14/2011 1:31:30 PM
astute-benjamins$25.007/14/2011 4:31:51 PM
newest-funds-powerplant$25.007/14/2011 7:37:23 PM
moola-economist$301.007/14/2011 7:45:08 PM
Byrd24$100.007/14/2011 5:27:19 PM
wwwUniversal$25.007/15/2011 4:34:28 AM
harperpotok$50.007/14/2011 7:31:38 PM
doopers$25.007/15/2011 5:40:30 AM
intrepid-loot$25.007/14/2011 7:49:00 PM
JustMee$25.007/15/2011 6:00:01 AM
triumph329$50.007/15/2011 6:03:13 AM
thankful-nickel2$25.007/15/2011 6:04:53 AM
FloridaBookie$50.007/15/2011 6:18:22 AM
dollar-sonnet3$50.007/15/2011 6:54:37 AM
marketplace-kingdom$100.007/15/2011 8:12:13 AM
Rider$50.007/15/2011 8:54:33 AM
moola-accelerator6$28.007/15/2011 6:30:31 AM
jpalmer$26.337/15/2011 9:33:52 AM
Palacios$50.007/15/2011 9:37:47 AM
treasure-exchanger2$25.007/15/2011 9:52:09 AM
debt-fuse158$25.007/15/2011 10:24:47 AM
credit-investor5$50.007/15/2011 7:47:11 AM
WisconsinLiberal$25.007/15/2011 10:36:28 AM
joshlenn$27.647/15/2011 10:51:34 AM
AlternativeCashFlow$25.007/15/2011 8:52:54 AM
grampy48$25.007/15/2011 11:20:25 AM
liberty-pecan$250.007/15/2011 11:30:51 AM
KramericaIndustries$30.007/15/2011 9:36:51 AM
SUZYQ$8.987/15/2011 11:43:10 AM
golden-market2$250.007/15/2011 10:24:48 AM
165 Investments
 
Borrower Payment Dependent Notes Series 514823
This series of Notes was issued and sold upon the funding of the borrower loan #51301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 10.40% Borrower rate/APR: 11.40% / 13.52% Monthly payment: $164.64
 
Lender servicing fee: 1.00% Effective Yield*: 10.37%  
Estimated return*: 6.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jul-2002 Debt/Income ratio: 15%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 3Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 10 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $849Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: dough-satellite7 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
DEBT CONSOLIDATION
Purpose of loan:
This loan will be used to help my family and me become debt free. I personally acquired most of my debt while in college trying to pay for room and board, books, and tuition. Now I have a family of my own and I am still paying for college. I need to focus on the future and my childs college education.

My financial situation:
I am a good candidate for this loan because my husband and me both have college educations and are employeed fulltime.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
goldfinger3$50.007/14/2011 9:33:54 AM
indomitable-coin$25.007/6/2011 9:00:28 AM
organized-payment6$50.007/6/2011 9:01:05 AM
pnace$50.007/6/2011 9:01:23 AM
ski bum$100.007/6/2011 9:01:02 AM
cash-vault$25.007/6/2011 9:05:32 AM
asset-expert0$25.007/6/2011 11:10:29 AM
fortytwo$250.007/9/2011 10:38:14 AM
6moonbeams$100.007/11/2011 10:01:30 PM
Drewkeeper$25.007/12/2011 1:07:27 AM
pearl13$100.007/12/2011 9:14:08 AM
Zolton$100.007/12/2011 9:14:40 AM
Havana21$50.007/12/2011 5:14:10 PM
oskizzle$25.007/13/2011 6:21:16 AM
Harry$25.007/13/2011 7:25:04 AM
damage$25.007/13/2011 11:18:16 AM
77dowplace$41.257/13/2011 10:09:50 PM
patriot897$25.007/13/2011 10:41:21 PM
Boxster968$25.007/13/2011 8:12:13 PM
Agonbiew$75.007/13/2011 9:37:32 PM
thankful-nickel2$25.007/14/2011 8:22:57 AM
radforj22$25.007/14/2011 7:14:43 AM
virtuous-repayment$25.007/14/2011 3:35:42 PM
Weaverville$50.007/14/2011 5:13:21 PM
vigilance-formula$125.007/14/2011 5:49:51 PM
ckatak$50.007/15/2011 7:13:59 AM
Cherrypicker$50.007/15/2011 3:17:07 PM
CK1$25.007/15/2011 5:30:47 PM
lawyervon$25.007/15/2011 9:06:48 PM
HymieG$200.007/16/2011 9:05:21 AM
cordial-affluence2$50.007/16/2011 10:52:39 AM
Tradesmanlender$35.007/16/2011 1:59:55 PM
TrustPlus$50.007/16/2011 2:16:52 PM
drkosh$25.007/16/2011 3:53:35 PM
Ocean713$100.007/16/2011 1:02:05 PM
C_Mark$50.007/16/2011 2:21:27 PM
bzanlo33$50.007/17/2011 5:29:21 AM
jdnyguy$50.007/17/2011 6:23:20 AM
scotty61$25.007/17/2011 7:16:12 AM
wwwUniversal$25.007/17/2011 10:42:18 AM
janeybooboo$50.007/17/2011 3:16:16 PM
rescue$100.007/6/2011 9:00:38 AM
HamachiMan$50.007/6/2011 9:01:13 AM
BxRealtor$25.007/6/2011 9:00:34 AM
a-responsible-return$50.007/6/2011 9:01:24 AM
compoundinterest$50.007/6/2011 9:01:29 AM
uberrific$100.007/6/2011 9:01:04 AM
sandbreaker$100.007/6/2011 9:01:27 AM
vine99$115.007/6/2011 9:05:50 AM
competent-p2p$25.007/6/2011 12:58:53 PM
SoCalIsHere$25.007/6/2011 8:14:58 PM
jubilant-trade6$50.007/8/2011 12:21:12 AM
greenback-seagull2$100.007/8/2011 6:47:27 AM
elegant-loot$25.007/8/2011 11:43:22 AM
jmeasn$25.007/8/2011 8:39:14 PM
agalt$100.007/9/2011 11:41:41 AM
loyalty-sherpa$25.007/9/2011 6:20:04 PM
nickel-ferret$50.007/11/2011 7:41:10 AM
MadHun$175.007/11/2011 2:18:25 PM
singletrck$25.007/11/2011 3:41:52 PM
wwialnlgy$100.007/11/2011 4:47:40 PM
gslinv$75.007/12/2011 9:04:11 AM
ministry1$50.007/12/2011 9:04:26 AM
kdog99$100.007/12/2011 5:14:13 PM
wild-orange$100.007/13/2011 1:04:05 AM
marwadi-62$100.007/14/2011 11:38:47 AM
reflective-greenback1$50.007/14/2011 1:31:36 PM
AFairDeal$30.007/14/2011 4:18:26 PM
exchange-dreams$50.007/14/2011 7:23:24 PM
GElender$40.007/15/2011 5:48:41 AM
InspireLife$25.007/15/2011 8:05:38 AM
Brisket_Bob$27.477/15/2011 7:17:02 AM
Peterman$25.007/15/2011 10:59:35 AM
ToloUSN$50.007/15/2011 7:15:25 PM
RIVERBEND$25.007/16/2011 3:29:27 AM
finance-symphony7$50.007/16/2011 4:43:40 AM
GreenSun$25.007/16/2011 5:14:14 AM
Interloper$40.007/16/2011 12:14:29 PM
efficient-marketplace$25.007/16/2011 2:17:20 PM
market-pudding$25.007/16/2011 2:23:39 PM
Tsnark$31.697/16/2011 4:29:00 PM
Sneezie$100.007/16/2011 12:31:06 PM
stensonb$25.007/16/2011 11:48:57 PM
miket71$25.007/16/2011 2:59:42 PM
auctionator1$25.007/16/2011 11:56:19 PM
Tighternbarkonatree$25.007/17/2011 6:44:10 AM
janeybooboo$25.007/17/2011 3:16:33 PM
myduck$50.007/17/2011 4:48:45 PM
janeybooboo$25.007/17/2011 3:16:28 PM
janeybooboo$14.597/17/2011 6:21:43 PM
bazaar-hyperdrive3$100.007/17/2011 4:50:45 PM
a-logical-power$25.007/17/2011 5:03:42 PM
92 Investments
 
Borrower Payment Dependent Notes Series 515059
This series of Notes was issued and sold upon the funding of the borrower loan #51304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jan-1997 Debt/Income ratio: 30%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:12y 8m
Amount delinquent: $0 Total credit lines: 19 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,278Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%  
   Homeownership: Yes  
Screen name: gain-uprising Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MarvintheMartian$25.007/6/2011 5:13:56 PM
lowrater$75.807/7/2011 10:11:16 AM
Horse-Lender$25.007/7/2011 11:25:24 AM
social-hunter5$50.007/7/2011 10:54:50 AM
reflective-rupee$400.097/7/2011 3:05:18 PM
SecondChanceLendingSERV$25.007/8/2011 7:47:06 AM
loanman2007$100.007/8/2011 10:18:37 AM
ready-interest9$25.007/8/2011 1:10:36 PM
transformer855$25.007/8/2011 1:32:25 PM
thankful-generosity5$25.007/8/2011 4:39:42 PM
yf99yz$35.007/9/2011 10:16:35 PM
Unitas4302$50.007/10/2011 8:01:03 AM
finance-solo$25.007/12/2011 5:17:03 PM
SolarMoonshine$25.007/13/2011 3:42:55 AM
kind-diligent-coin$25.007/13/2011 4:49:10 AM
selector568$50.007/13/2011 10:43:59 AM
DasMula$27.007/13/2011 3:53:28 PM
icanhasloanz$25.007/13/2011 9:26:25 PM
jkeller4000$25.007/15/2011 5:49:32 AM
eboomer2611$25.007/15/2011 10:41:03 AM
periko$50.007/15/2011 10:53:09 AM
melodious-openness$100.007/15/2011 5:13:58 PM
direct-social3$50.007/15/2011 5:12:27 PM
Dolfan13$50.007/15/2011 5:14:00 PM
whirlingdervish$100.007/15/2011 5:43:33 PM
sweetlan$25.077/15/2011 8:02:41 PM
sensible-fund$25.007/15/2011 6:02:49 PM
Robertd918$26.007/15/2011 8:33:09 PM
grampy48$25.007/16/2011 4:21:24 AM
kendigme$25.007/16/2011 5:08:59 AM
LendToCause$25.007/16/2011 6:42:48 AM
pearl13$100.007/16/2011 9:06:04 AM
best-generosity-financier$25.007/16/2011 4:45:33 PM
taltman$25.007/17/2011 7:31:33 AM
first-dinero-paladin$50.007/17/2011 10:22:14 AM
jjsparks28$28.297/16/2011 9:55:14 PM
loss-of-control$100.007/17/2011 5:04:18 PM
fund-tom-tom6$50.007/17/2011 5:49:42 PM
108lender$150.007/17/2011 4:40:02 PM
bigdees$20.667/17/2011 6:50:14 PM
balanced-balance6$25.007/17/2011 5:44:28 PM
beachfunder$25.007/17/2011 6:06:12 PM
bonus-sensai825$25.007/17/2011 6:38:52 PM
diligent-peace9$25.007/7/2011 3:05:13 PM
reflective-rupee$200.007/7/2011 11:30:38 PM
otto1939$51.007/8/2011 6:55:41 AM
tech310$25.007/9/2011 7:58:55 PM
VJ_Financial$51.027/9/2011 11:17:24 PM
AlternativeCashFlow$25.007/10/2011 2:20:53 PM
BuildingShanghai$25.007/11/2011 7:38:41 PM
melodious-openness$400.007/12/2011 10:40:37 PM
glroark$100.007/13/2011 12:49:43 PM
Kash2010lu$25.007/13/2011 8:45:03 PM
exchange-upholder0$25.007/14/2011 12:24:35 AM
brightest-dignified-penny$25.007/14/2011 4:37:12 PM
ledesma31$200.007/14/2011 7:25:24 PM
OLYVRC$50.007/14/2011 8:44:02 PM
winmals$25.007/15/2011 11:28:38 AM
whirlingdervish$100.007/15/2011 1:09:02 PM
5_million$25.007/15/2011 4:18:02 PM
168RichCapital$25.077/15/2011 5:04:29 PM
dariop$30.007/15/2011 5:30:04 PM
zorg77$50.007/15/2011 5:31:40 PM
global1adventurer$25.007/15/2011 8:41:05 PM
restless-dime$50.007/15/2011 10:03:52 PM
pani5ue$25.007/15/2011 8:43:34 PM
loan-eagle9$25.007/16/2011 6:52:35 AM
wlm3012$30.007/16/2011 8:02:07 AM
Iloanyoumoney$25.007/16/2011 10:00:34 AM
dws2380$25.007/16/2011 12:28:40 PM
checzwick$25.007/16/2011 12:18:29 PM
steven3333$25.007/17/2011 10:25:41 AM
vest_vortex$50.007/17/2011 5:32:24 PM
73 Investments
 
Borrower Payment Dependent Notes Series 515069
This series of Notes was issued and sold upon the funding of the borrower loan #51322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1980 Debt/Income ratio: 19%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 7Length of status:2y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,940Stated income:$50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 88%  
   Homeownership: No  
Screen name: purposeful-velocity483 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate to eliminate
This loan will be used to finish paying off a ridiculous payday loan (never again) taken out to cover an emergency car repair. Additionally it will pay off 2 credit card accounts (I have closed these accounts and only have one other revolving card with a low limit).

I am a good candidate because... My credit history has some bad marks but the last 6 months have been spotless, I have held my full time job for over two years and am expecting a raise in the next month, and I am very focused on paying off all my debt as soon as I can.

Monthly net income: $3150
Monthly expenses: $
Housing: $450
Insurance: $100
Car expenses: $150
Utilities: $180
Phone, cable, internet: $110
Food, entertainment: $300
Clothing, household expenses: $na
Credit cards and other loans: $660
Other expenses: $280 (work transportation)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vine99$65.007/6/2011 5:00:28 PM
let_me_retire$100.007/6/2011 7:11:03 PM
CA-Lender$75.077/6/2011 8:58:57 PM
golffish2$25.007/7/2011 3:58:35 AM
InChicago$50.007/7/2011 7:15:30 AM
diligent-peace9$75.007/7/2011 9:34:56 AM
Something-Corporate$25.007/7/2011 3:41:48 PM
Kash2010lu$25.007/8/2011 12:22:19 AM
DHolly$25.007/8/2011 10:16:07 AM
SolarMoonshine$25.007/8/2011 5:59:03 PM
VJ_Financial$26.027/9/2011 11:14:45 PM
malomar66$45.007/10/2011 1:54:05 PM
sturdy-peace9$100.007/10/2011 9:41:50 PM
golffish2$25.007/13/2011 5:45:40 AM
supreme-hope$25.007/13/2011 2:45:45 PM
designer_10$25.007/13/2011 4:03:28 PM
wonder3$25.007/13/2011 5:09:39 PM
jbloans$25.007/13/2011 8:36:20 PM
icanhasloanz$100.007/13/2011 9:21:02 PM
loan-eagle9$25.007/14/2011 2:57:12 PM
whirlingdervish$100.007/15/2011 1:03:35 PM
SB94114$50.007/15/2011 5:36:52 PM
mespeedy36$25.007/16/2011 6:54:23 AM
checzwick$25.007/16/2011 12:19:55 PM
jjsparks28$130.007/16/2011 9:49:52 PM
market-pudding$25.007/16/2011 2:23:19 PM
JauaFlash$25.007/16/2011 6:06:11 PM
Frankk2$50.007/16/2011 4:11:35 PM
grampy48$25.007/17/2011 2:52:14 AM
green-inspiring-peace$25.007/6/2011 5:00:49 PM
lendstats_com$300.007/6/2011 6:25:05 PM
lowlite6647$25.007/7/2011 9:40:23 AM
brightest-dignified-penny$25.007/7/2011 10:42:58 AM
reflective-rupee$200.097/7/2011 12:30:43 PM
justasoldier$50.007/7/2011 1:26:17 PM
loanman2007$150.007/7/2011 1:45:59 PM
yf99yz$35.007/8/2011 5:14:47 PM
dws2380$25.007/9/2011 6:20:13 AM
cashhelp$30.007/9/2011 11:18:23 AM
Unitas4302$50.007/10/2011 8:04:25 AM
AlternativeCashFlow$25.007/10/2011 11:00:42 AM
loss-of-control$75.007/10/2011 5:49:54 PM
payment-halo$25.007/10/2011 7:22:49 PM
sweetlan$25.077/11/2011 9:10:10 AM
kingbob$25.007/11/2011 4:31:13 PM
glroark$50.007/12/2011 5:56:35 AM
melodious-openness$500.007/12/2011 10:30:01 PM
kind-diligent-coin$25.007/13/2011 4:43:56 AM
fireferd$25.007/13/2011 11:38:48 AM
fair-transparency1$150.007/13/2011 8:53:47 PM
vutah$25.007/14/2011 7:50:10 PM
periko$39.107/15/2011 10:50:22 AM
wlm3012$30.007/15/2011 4:20:33 PM
DasMula$27.007/15/2011 3:03:35 PM
168RichCapital$25.077/15/2011 5:01:40 PM
Enz0$250.007/15/2011 8:27:15 PM
IASKGOD$25.007/15/2011 7:35:14 PM
jkeller4000$25.007/15/2011 6:00:39 PM
Barrayaran$25.007/16/2011 8:37:31 AM
pearl13$100.007/16/2011 9:06:04 AM
jjsparks28$25.007/16/2011 9:51:12 PM
bbt210$25.157/16/2011 2:26:18 PM
reward-harp$133.077/17/2011 6:52:12 AM
shrewd-income$39.367/17/2011 8:26:26 AM
64 Investments
 
Borrower Payment Dependent Notes Series 515075
This series of Notes was issued and sold upon the funding of the borrower loan #51274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-06-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $204.10
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1983 Debt/Income ratio: 17%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 14 Current / open credit lines: 6 / 6Length of status:5y 0m
Amount delinquent: $32,110 Total credit lines: 43 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $636Stated income:$50,000-$74,999
Delinquencies in last 7y: 31 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: Afreshstart4her Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need Help, Husband Left
Purpose of loan: Need to pay off a few things and nest egg some money for me and my daughter

This loan will be used to provide some security for me in the next few months

My financial situation: at the moment is good

I am a good candidate for this loan because I need to start rebuilding my credit and this looks like a good place to start


Monthly net income: $ 57K
Monthly expenses:
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/6/2011 5:01:57 PM
Investor_DP$100.007/7/2011 12:04:33 AM
reward-adventure$25.007/8/2011 6:05:08 AM
villagers$25.007/8/2011 12:30:55 PM
Investor_DP$100.007/8/2011 9:54:52 PM
diplomatic-wealth7$25.007/10/2011 6:35:00 AM
Investoman$50.007/11/2011 6:20:37 AM
MadHun$175.007/11/2011 2:18:30 PM
leverage-monger$25.007/12/2011 8:18:44 AM
scrappy-diversification7$2,000.007/12/2011 7:54:12 AM
EngineersAlliance$30.357/13/2011 12:34:00 AM
simplelender80$100.007/6/2011 5:02:09 PM
Investor_DP$100.007/7/2011 12:05:46 AM
reflective-rupee$25.097/7/2011 3:03:32 PM
Dubbs360$25.007/8/2011 5:28:44 AM
Investor_DP$100.007/8/2011 10:01:55 PM
fortytwo$250.007/9/2011 10:38:19 AM
red-power-pecan$50.007/12/2011 9:24:06 AM
worth-blanket2$1,694.567/13/2011 8:06:47 AM
19 Investments
 
Borrower Payment Dependent Notes Series 515111
This series of Notes was issued and sold upon the funding of the borrower loan #51273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,600.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $113.23
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Oct-1994 Debt/Income ratio: 27%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:17y 0m
Amount delinquent: $0 Total credit lines: 27 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $40,332Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: focused-ore0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Fence
Purpose of loan:
This loan will be used to...replace, extend and stain wood fence surrounding house.

My financial situation:
I am a good candidate for this loan because...I consistently ensure that my monthly obligations are taken care of and that I'm never late. I also have a guaranteed military paycheck.


Monthly net income: $5100
Monthly expenses: $
Housing: $1700
Insurance: $120
Car expenses: $430
Utilities: $300
Phone, cable, internet: $70
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $ 925 Ret Fund
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/7/2011 9:01:11 AM
money-baron$25.007/7/2011 9:00:46 AM
green-inspiring-peace$25.007/7/2011 9:00:55 AM
restless-dime$100.007/7/2011 9:11:34 AM
loanman2007$125.007/7/2011 9:11:48 AM
tacopants$100.007/7/2011 10:06:42 AM
lowlite6647$25.007/7/2011 9:40:18 AM
EretzCapital$34.757/7/2011 10:32:55 AM
Horse-Lender$800.007/7/2011 11:29:11 AM
suave-dime6$25.007/7/2011 12:21:32 PM
nickel-launcher$25.007/7/2011 1:07:14 PM
let_me_retire$100.007/7/2011 12:11:00 PM
lendstats_com$105.317/7/2011 1:24:39 PM
simplelender80$100.007/7/2011 9:01:46 AM
golffish2$25.007/7/2011 9:11:03 AM
Wangchuk$25.007/7/2011 9:04:12 AM
important-openness1$100.007/7/2011 9:12:51 AM
janeybooboo$55.007/7/2011 9:15:50 AM
janeybooboo$45.007/7/2011 9:15:41 AM
social-hunter5$50.007/7/2011 10:51:39 AM
diligent-peace9$150.007/7/2011 11:50:33 AM
janeybooboo$25.007/7/2011 12:18:29 PM
glroark$50.007/7/2011 12:20:13 PM
lotuss4$34.857/7/2011 12:25:03 PM
reflective-rupee$200.097/7/2011 12:14:30 PM
jmeasn$25.007/7/2011 11:21:05 AM
justasoldier$100.007/7/2011 1:22:32 PM
thankful-nickel2$25.007/7/2011 1:21:38 PM
28 Investments
 
Borrower Payment Dependent Notes Series 515177
This series of Notes was issued and sold upon the funding of the borrower loan #51215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-14-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $226.82
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Oct-1977 Debt/Income ratio: 42%
Credit score: 760-779 (Jun-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 12Length of status:19y 2m
Amount delinquent: $0 Total credit lines: 35 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,923Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: Yes  
Screen name: dkidd Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 760-779 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
760-779 (Jan-2010)
700-719 (May-2009)
680-699 (Feb-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
need$
Purpose of loan: pay off higher interest rate debt
This loan will be used to...pay off higher interest rate debt

My financial situation:
I am a good candidate for this loan because...I have been steadily reducing my debt and may be debt free in about two years. I had a loan with Prosper previously and was never late with a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pound-balancer$50.007/7/2011 9:01:07 AM
indomitable-coin$25.007/7/2011 9:00:52 AM
organized-payment6$50.007/7/2011 9:01:32 AM
a-responsible-return$50.007/7/2011 9:02:33 AM
investment-artist$25.017/7/2011 9:01:56 AM
availableloan$25.007/7/2011 9:00:48 AM
compoundinterest$50.007/7/2011 9:02:02 AM
cashhelp$50.007/7/2011 9:01:02 AM
MarvintheMartian$25.007/7/2011 9:08:29 AM
janeybooboo$51.007/7/2011 9:08:18 AM
sandbreaker$100.007/7/2011 9:02:39 AM
blue-useful-auction$25.007/7/2011 9:38:39 AM
Solid-Platinum$100.007/7/2011 11:42:34 AM
JustMee$25.007/7/2011 12:17:33 PM
thankful-nickel2$25.007/7/2011 1:25:54 PM
ptjg$25.007/8/2011 4:31:46 AM
cwegert$25.007/8/2011 7:13:54 AM
agalt$100.007/8/2011 11:49:16 AM
auction-seeker$25.007/8/2011 4:04:26 PM
PXM-Financial$72.007/8/2011 8:45:58 PM
108lender$100.007/9/2011 11:23:33 AM
jarf$25.007/10/2011 6:58:23 PM
setUup$33.207/11/2011 1:49:21 PM
MadHun$175.007/11/2011 2:18:35 PM
wwialnlgy$100.007/11/2011 4:47:47 PM
greenback-seagull2$100.007/11/2011 5:04:20 PM
loyalty-sherpa$25.007/11/2011 5:16:45 PM
asset-cougar0$25.007/11/2011 7:05:15 PM
Feyenoord$25.007/11/2011 8:57:09 PM
6moonbeams$100.007/11/2011 10:01:42 PM
rpd1211$25.007/12/2011 5:38:36 AM
octoberfresh$25.007/12/2011 7:17:36 AM
BigBag$25.007/12/2011 8:05:16 AM
UTVolunteer$350.007/12/2011 11:28:56 AM
ect_2k20$25.007/12/2011 2:27:23 PM
elvisloans$25.007/12/2011 3:47:57 PM
damage$25.007/12/2011 10:26:19 PM
basejump0$25.007/13/2011 8:45:09 AM
payout-reaction740$25.007/13/2011 1:17:01 PM
highyield$41.537/13/2011 11:41:01 PM
Nerdster1$25.117/14/2011 4:51:32 AM
ect_2k20$25.007/14/2011 7:13:46 AM
red-favorable-basis$25.007/14/2011 4:56:50 AM
baker31$50.007/14/2011 8:40:35 AM
peb44$25.007/14/2011 9:30:17 AM
uberrific$100.007/7/2011 9:01:30 AM
pnace$50.007/7/2011 9:01:53 AM
x-lender$80.007/7/2011 9:02:36 AM
jmeasn$25.007/7/2011 9:02:35 AM
ski bum$100.007/7/2011 9:01:24 AM
HamachiMan$50.007/7/2011 9:01:42 AM
SOP_Bank$25.007/7/2011 1:29:00 PM
penny-finder$34.977/7/2011 5:18:18 PM
vutah$25.007/7/2011 6:14:36 PM
credit-guard5$25.007/7/2011 8:50:25 PM
jubilant-trade6$50.007/8/2011 12:21:21 AM
rescue$85.877/8/2011 5:24:47 AM
BxRealtor$25.007/8/2011 5:38:24 AM
bannybucks$25.007/8/2011 8:20:58 PM
enthusiastic-balance5$100.007/9/2011 4:24:01 AM
fortytwo$250.007/9/2011 10:48:36 AM
thehousewife$50.007/9/2011 5:20:14 PM
jpblan11$25.007/9/2011 6:57:23 PM
first-serene-credit$25.007/9/2011 10:09:52 PM
fortytwo$300.007/10/2011 11:44:01 AM
nickel-ferret$50.007/11/2011 7:41:21 AM
velocity-squadron$56.887/11/2011 11:07:21 AM
clean-fund$25.007/11/2011 6:16:07 PM
natural-worth9$500.007/11/2011 9:08:43 PM
income-buffalo1$400.007/11/2011 7:27:03 PM
grampy48$29.677/12/2011 2:22:10 AM
a-reasonable-return$25.007/12/2011 7:24:24 AM
marwadi-62$300.007/12/2011 6:38:08 AM
friendinmoney$25.007/12/2011 8:17:34 AM
Druidsoft$25.007/13/2011 1:32:24 AM
GElender$25.007/13/2011 5:47:22 AM
The-Lighthouse-Group$25.007/13/2011 5:13:25 AM
jpac1066$250.007/13/2011 7:06:02 AM
Harry$25.007/13/2011 7:25:10 AM
fireferd$150.007/13/2011 11:30:06 AM
Snoopylover$25.007/13/2011 10:12:43 AM
balance-windmill8$25.007/13/2011 1:29:36 PM
VBinvestor$100.007/13/2011 11:48:03 AM
dough-woltage$25.007/13/2011 11:57:20 AM
newest-community-accordion$63.607/13/2011 1:59:37 PM
Jordan1123$25.007/13/2011 3:26:46 PM
BobInWisconsin$49.987/13/2011 1:01:39 PM
Millmanator$25.007/13/2011 4:38:31 PM
brightest-fascinating-principal$50.007/13/2011 4:00:39 PM
unrivaled-income5$100.007/13/2011 5:14:14 PM
papaloha$43.007/13/2011 6:49:44 PM
Billfred$25.007/13/2011 5:24:47 PM
patriot897$25.007/13/2011 10:41:23 PM
jpyrek$25.007/13/2011 7:47:09 PM
credit-investor5$50.007/14/2011 7:31:22 AM
FlyingFox$135.707/13/2011 11:13:24 PM
rate-negotiator$25.007/14/2011 8:51:31 AM
wealth-carrier$25.007/14/2011 9:16:07 AM
wlm3012$30.007/14/2011 7:01:33 AM
worldly-investment333$237.487/14/2011 9:30:04 AM
Jonathan_E$80.007/14/2011 8:11:01 AM
pearl13$100.007/14/2011 9:32:24 AM
102 Investments
 
Borrower Payment Dependent Notes Series 515209
This series of Notes was issued and sold upon the funding of the borrower loan #51221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-08-2011 
 
Lender yield: 10.40% Borrower rate/APR: 11.40% / 13.52% Monthly payment: $98.79
 
Lender servicing fee: 1.00% Effective Yield*: 10.37%  
Estimated return*: 6.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Nov-2007 Debt/Income ratio: 2%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 3 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $72Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: LuxeCouture Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Summer Expenses
Starting next month I will begin my full time job, but I have a couple things I want to buy now: like some clothes, especially business clothes for my new job; and a Mac. My financial situation is amazing. My credit history is flawless. I need $3,000 to realize my short term goals. I am a good candidate for this loan because I pay my bills on time. In fact, I'm only 22 and I already have an American Express card. I've been raised by cheap Wall Street brokers, so I know how to manipulate money, and I especially know how to score an A on my credit score. I still live at home, so I have no expenses. In fact the only debt I will have will be this small loan.
Monthly net income: $1,000-3,000
Monthly expenses: $500
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$25.007/7/2011 9:01:01 AM
availableloan$25.007/7/2011 9:00:54 AM
pnace$50.007/7/2011 9:01:54 AM
sandbreaker$100.007/7/2011 9:02:39 AM
organized-payment6$50.007/7/2011 9:01:33 AM
compoundinterest$50.007/7/2011 9:02:03 AM
Solid-Platinum$50.007/7/2011 11:45:43 AM
penny-finder$25.047/7/2011 5:20:29 PM
Oak-Parker$25.007/7/2011 7:52:21 PM
jubilant-trade6$50.007/8/2011 12:21:23 AM
elvisloans$25.007/8/2011 5:48:36 AM
Dan4703$25.007/8/2011 6:13:26 AM
competent-p2p$35.007/8/2011 7:27:00 AM
PFAdvisors$49.977/8/2011 9:09:28 AM
jmeasn$100.007/8/2011 9:34:07 AM
rescue$100.007/8/2011 10:22:24 AM
euro-deployment$25.007/8/2011 9:55:23 AM
Astyanax$100.007/8/2011 12:16:55 PM
cwegert$54.027/8/2011 12:27:31 PM
baker31$50.007/8/2011 2:50:09 PM
worldly-investment333$100.007/8/2011 3:04:46 PM
DonTraveler99$25.007/8/2011 3:13:47 PM
pound-balancer$50.007/7/2011 9:01:07 AM
HamachiMan$50.007/7/2011 9:01:43 AM
ski bum$100.007/7/2011 9:01:26 AM
uberrific$100.007/7/2011 9:01:30 AM
LittleRhody07$25.007/7/2011 9:39:57 AM
janeybooboo$100.007/7/2011 9:20:15 AM
wild-orange$200.007/7/2011 10:48:51 AM
economy-huckleberry0$25.007/7/2011 2:39:43 PM
vutah$25.007/7/2011 6:16:27 PM
superb-funds335$25.007/7/2011 8:46:05 PM
einstein$500.007/8/2011 4:05:07 AM
sweet-social2$27.517/8/2011 6:47:41 AM
cwegert$50.007/8/2011 7:13:40 AM
vigilance-searcher$25.007/8/2011 7:11:40 AM
BxRealtor$25.007/8/2011 7:38:25 AM
buffalobills$25.007/8/2011 7:45:03 AM
friendinmoney$33.577/8/2011 7:53:57 AM
balance-transformer3$50.007/8/2011 8:40:36 AM
spartan26$58.027/8/2011 10:46:54 AM
elegant-loot$25.007/8/2011 11:43:23 AM
credit-coach118$35.007/8/2011 12:00:03 PM
let_me_retire$25.007/8/2011 1:04:53 PM
TikPmp1$25.007/8/2011 1:08:12 PM
thankful-nickel2$50.007/8/2011 2:46:38 PM
zippy-leverage5$25.007/8/2011 2:24:39 PM
yield-hut$25.007/8/2011 2:50:14 PM
worth-victor6$25.007/8/2011 3:12:31 PM
caring-hope2$100.007/8/2011 2:53:45 PM
leverage-tsunami$25.007/8/2011 3:15:57 PM
KarmaBum77$6.877/8/2011 3:44:37 PM
52 Investments
 
Borrower Payment Dependent Notes Series 515231
This series of Notes was issued and sold upon the funding of the borrower loan #51251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-07-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Dec-1994 Debt/Income ratio: 21%
Credit score: 600-619 (Jul-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 2 Current / open credit lines: 7 / 7Length of status:5y 6m
Amount delinquent: $9,160 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,802Stated income:$75,000-$99,999
Delinquencies in last 7y: 7 Bankcard utilization: 82%  
   Homeownership: No  
Screen name: diversification-vault Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 600-619 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
660-679 (Sep-2010)
 
Principal balance: $3,279.99 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Paying off high interest loans
Purpose of loan: Paying Off Two (2) High Interst Loans

This loan will be used to pay off a couple of high interest loans.

My financial situation is improving greatly as I work diligently to reduce my debt and make smarter financial decisions.

I am a good candidate for this loan because I take my financial obligations very seriously and I am always on time with my payments. I am working very hard to get my financial "house" in order and be debt free in the very near future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
head$25.007/8/2011 8:59:15 AM
proper-revenue7$25.007/12/2011 7:47:18 PM
jkeller4000$25.007/15/2011 5:52:22 AM
orange-leverage-phoenix$100.007/15/2011 2:29:08 PM
DasMula$27.007/15/2011 9:09:11 PM
420limo$50.007/16/2011 5:54:39 AM
trade-elm$30.007/16/2011 7:26:15 AM
worth-blanket2$3,343.007/17/2011 3:25:04 PM
chameleon125$25.007/8/2011 12:47:58 PM
CommunityArts_Non-profit$25.007/12/2011 12:04:33 AM
papaloha$50.007/13/2011 6:48:41 PM
sharp518$25.007/14/2011 8:36:42 AM
Billfred$25.007/14/2011 7:27:12 PM
justasoldier$25.007/15/2011 9:15:59 PM
trumpeter5$25.007/16/2011 10:05:36 AM
pearl13$100.007/16/2011 9:06:08 AM
MoneyTree79$50.007/16/2011 10:50:44 AM
adir1$25.007/17/2011 12:12:32 AM
18 Investments
 
Borrower Payment Dependent Notes Series 515391
This series of Notes was issued and sold upon the funding of the borrower loan #51290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,600.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jul-08-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 14.99% Borrower rate/APR: 15.99% / 18.17% Monthly payment: $126.55
 
Lender servicing fee: 1.00% Effective Yield*: 14.73%  
Estimated return*: 8.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-2006 Debt/Income ratio: 7%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 2 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,528Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: chrisjs87 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Expenses
The purpose of this loan will be to defer the initial expenses of moving into my new apartment. The total cost to move in is $1594.50. This will cover my first months rent, security deposit, pet registration fee, electric service deposit, water&sewer deposit and trash collection deposit. The remaining portion will go towards moving expenses including a rental van to move my belongings, and for the purchase of a new mattress and desk.

I have no car related expenses or cell phone expenses. I'm more than confident that I can afford this loan. Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ski bum$100.007/8/2011 9:03:06 AM
Investor_DP$100.007/8/2011 9:03:16 AM
organized-payment6$50.007/8/2011 9:03:00 AM
pnace$50.007/8/2011 9:03:27 AM
HamachiMan$50.007/8/2011 10:08:01 AM
elegant-loot$25.007/8/2011 11:43:23 AM
jmeasn$25.007/8/2011 8:39:20 PM
swti37$50.007/9/2011 9:16:08 AM
proper-commitment5$25.007/9/2011 10:29:48 AM
Sol_Invictus$25.007/9/2011 8:51:39 AM
jubilant-trade6$25.007/9/2011 12:16:21 PM
SoCalIsHere$25.007/10/2011 12:15:54 AM
jpac1066$50.007/10/2011 6:45:10 AM
nickel-ferret$50.007/11/2011 7:41:32 AM
Stockpicker$50.007/11/2011 8:34:11 AM
rescue$100.007/11/2011 9:10:04 AM
SolarMoonshine$25.007/11/2011 10:13:28 AM
BxRealtor$25.007/11/2011 5:02:57 PM
thankful-nickel2$25.007/12/2011 6:21:10 PM
damage$25.007/12/2011 10:26:20 PM
elvisloans$25.277/13/2011 6:46:26 AM
duty-monger$50.007/13/2011 11:02:55 AM
octoberfresh$25.007/13/2011 11:47:04 AM
interstellar$75.007/13/2011 3:52:45 PM
Brisket_Bob$50.007/13/2011 6:45:09 PM
jpac1066$75.007/14/2011 5:24:57 AM
Pickmar$25.007/14/2011 4:57:44 AM
FoosMaster$25.007/14/2011 6:10:01 AM
silver-breeze3$28.257/14/2011 9:21:35 AM
pearl13$100.007/14/2011 9:32:33 AM
power-defender7$50.007/14/2011 3:01:05 PM
ect_2k20$25.007/14/2011 12:54:01 PM
wwwUniversal$25.007/14/2011 4:32:36 PM
SOP_Bank$25.007/14/2011 4:46:30 PM
let_me_retire$81.957/14/2011 6:08:58 PM
swerve1317$50.007/14/2011 5:17:17 PM
houli123$50.007/14/2011 8:07:52 PM
worldly-investment333$177.337/15/2011 3:59:05 AM
greenback-guard$25.007/15/2011 4:42:30 AM
Hogan55$31.917/15/2011 4:56:38 AM
ScottCapital$18.097/15/2011 5:51:31 AM
janeybooboo$51.007/8/2011 9:06:20 AM
pound-balancer$50.007/8/2011 10:22:27 AM
Solid-Platinum$50.007/8/2011 12:05:54 PM
GoGators01$25.007/8/2011 9:31:31 PM
Investor_DP$100.007/8/2011 9:55:06 PM
Investor_DP$100.007/8/2011 10:02:08 PM
jayk63$25.007/9/2011 6:56:49 AM
favorite-commerce$30.007/9/2011 1:59:41 PM
tech310$50.007/9/2011 7:53:51 PM
payment-halo$25.007/10/2011 8:04:33 PM
fortytwo$100.007/11/2011 10:49:33 AM
MadHun$175.007/11/2011 2:18:42 PM
economy-huckleberry0$25.007/11/2011 2:30:57 PM
setUup$31.207/11/2011 2:43:03 PM
wwialnlgy$100.007/11/2011 4:47:56 PM
a-finance-nirvana$40.007/12/2011 4:48:02 AM
marwadi-62$100.007/12/2011 6:28:49 AM
buffalobills$25.007/12/2011 7:50:39 AM
felicity-daydream$25.007/13/2011 7:57:25 AM
x-lender$100.007/13/2011 11:21:06 AM
6moonbeams$25.007/13/2011 1:55:34 PM
greenback-seagull2$100.007/13/2011 5:18:42 PM
loyalty-sherpa$25.007/13/2011 6:12:40 PM
samurai2$30.007/14/2011 8:55:07 AM
Techne_Funds_LLC$25.007/14/2011 8:50:09 AM
Peacepower$50.007/14/2011 2:29:23 PM
FinanceEngine$30.007/14/2011 11:09:25 AM
fantastic-bazaar2$50.007/14/2011 7:06:59 PM
exchange-dreams$50.007/14/2011 7:23:43 PM
SkinnyFish$25.007/15/2011 5:05:54 AM
janeybooboo$25.007/14/2011 8:45:12 PM
72 Investments
 
Borrower Payment Dependent Notes Series 515457
This series of Notes was issued and sold upon the funding of the borrower loan #51224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-08-2011 
Term: 36 months Listing End date:  Jul-11-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $224.51
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-2003 Debt/Income ratio: 31%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,638Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: loan-fox4 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Application for loan
Purpose of loan:
This loan will be used to consolidate my credit card debt. I just graduated from graduate school and was unemployed for a while and used my credit cards to get by. Now I am employed and wanting to take control of my debt.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time and usually pay more than the minimum payment.


Monthly net income: $ 2400 (after tax)
Monthly expenses: $
Housing: $ 672
Insurance: $ 50
Car expenses: $ 255
Utilities: $ 150
Phone, cable, internet: $ 100
Food, entertainment: $ 50
Clothing, household expenses: $ 50
Credit cards and other loans: $ 500*
Other expenses: $ 100-150 (groceries and gas)

*I am searching for a loan to pay off my credit cards, because as you see I am paying about $500 a month. I hoping to find something cheaper than this for a term of no longer than 3 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/8/2011 5:03:15 PM
genuine-dime$100.007/8/2011 9:21:24 PM
Investor_DP$100.007/8/2011 9:55:08 PM
Investor_DP$100.007/8/2011 10:02:10 PM
marinbb$100.007/9/2011 1:03:56 PM
reflective-rupee$500.097/9/2011 12:42:09 PM
SolarMoonshine$25.007/9/2011 1:18:01 PM
Reddy_Capital$36.007/9/2011 7:40:50 PM
yf99yz$45.007/9/2011 10:06:08 PM
InChicago$50.007/10/2011 7:33:08 AM
loanman2007$25.007/10/2011 5:25:33 PM
loss-of-control$75.007/10/2011 5:31:41 PM
buffalobills$25.007/11/2011 7:50:49 AM
openness-antioxidant$100.007/11/2011 11:46:36 AM
octoberfresh$25.007/11/2011 12:12:27 PM
suave-dime6$25.007/11/2011 12:42:03 PM
trade-goblin9$25.007/11/2011 1:32:52 PM
nickel-hickory$100.007/11/2011 2:17:11 PM
umfan123$25.007/11/2011 2:17:18 PM
wlm3012$30.007/11/2011 2:30:34 PM
EL_Papin$75.007/11/2011 3:29:02 PM
calimanusa$25.007/11/2011 3:59:46 PM
Bob450$25.007/11/2011 4:19:57 PM
let_me_retire$100.007/11/2011 4:24:30 PM
baker31$50.007/11/2011 5:01:24 PM
coin-bee1$31.327/11/2011 6:28:01 PM
kind-charming-value$872.597/11/2011 6:34:31 PM
nickel-hickory$100.007/11/2011 6:31:31 PM
nickel-hickory$100.007/11/2011 6:31:37 PM
nickel-hickory$100.007/11/2011 6:31:42 PM
simplelender80$100.007/8/2011 5:03:20 PM
profit-powerplant$25.007/8/2011 7:17:43 PM
diligent-peace9$150.007/8/2011 8:41:07 PM
BradP$25.007/9/2011 12:03:09 AM
golffish2$25.007/9/2011 7:32:37 AM
calmfunds$500.007/9/2011 8:55:23 AM
grotheik$25.007/9/2011 7:57:52 AM
loanman2007$150.007/9/2011 10:40:11 AM
social-hunter5$25.007/9/2011 10:56:09 AM
jmeasn$100.007/9/2011 12:42:12 PM
Whipster$60.007/9/2011 12:42:14 PM
alexgalt$25.007/9/2011 1:01:13 PM
tech310$50.007/9/2011 7:52:40 PM
Wangchuk$30.007/9/2011 6:54:55 PM
tigercat$50.007/10/2011 8:39:11 AM
AlternativeCashFlow$25.007/10/2011 10:48:10 AM
well-mannered-income3$50.007/10/2011 10:28:26 AM
enlighter$40.007/11/2011 9:37:55 AM
lendstats_com$500.007/11/2011 9:19:49 AM
fortytwo$100.007/11/2011 10:49:34 AM
tranquil-gain1$100.007/11/2011 11:38:44 AM
justasoldier$100.007/11/2011 2:09:29 PM
nickel-hickory$100.007/11/2011 2:17:06 PM
economy-huckleberry0$25.007/11/2011 2:35:40 PM
FinanceEngine$30.007/11/2011 2:36:18 PM
55 Investments
 
Borrower Payment Dependent Notes Series 515569
This series of Notes was issued and sold upon the funding of the borrower loan #51255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-09-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1994 Debt/Income ratio: 10%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 7m
Amount delinquent: $0 Total credit lines: 37 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,722Stated income:$50,000-$74,999
Delinquencies in last 7y: 13 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: deal-dogwood150 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small loan to cover expenses
Purpose of loan:
This loan will be used to cover some expenses over the next two months. My daughter's daycare payments will stop in September which will free up my discretionary money. In the meantime, I need to pay a few medical bills and get my vehicle fixed.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3684 individually ( I also have my spouse's income)

Housing: $1375 rent
Insurance: $156
Car expenses: $340
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
moola-accelerator6$25.007/16/2011 8:51:11 AM
thorough-yield1$37.537/9/2011 12:06:53 PM
Something-Corporate$25.007/10/2011 2:43:23 PM
kingbob$25.007/11/2011 4:22:04 PM
treasure-hunter270$25.007/14/2011 9:32:20 AM
jmichael23$25.007/15/2011 7:41:54 AM
cognizant-responsibility9$46.137/15/2011 12:14:59 PM
motivator72$25.007/15/2011 12:21:27 PM
ddog0224$25.007/15/2011 1:03:05 PM
supreme-hope$25.007/16/2011 6:20:14 AM
taltman$25.007/16/2011 5:47:17 AM
pearl13$100.007/16/2011 9:06:15 AM
svandgts$33.987/16/2011 11:19:11 AM
first-favorite-bonus9$25.007/9/2011 12:14:35 PM
Unitas4302$50.007/10/2011 6:20:23 AM
golffish2$25.007/11/2011 4:15:53 AM
reflective-rupee$200.097/12/2011 7:02:29 AM
VJ_Financial$26.027/14/2011 8:13:00 AM
unafraid-return496$25.007/14/2011 2:29:14 PM
bluebouyz$25.007/15/2011 10:31:38 AM
pure-note0$25.007/15/2011 6:46:40 PM
pious-integrity6$25.007/15/2011 9:54:55 PM
DasMula$27.007/16/2011 8:02:27 AM
I-Believe-In-You$56.087/16/2011 9:06:19 AM
dws2380$25.007/16/2011 12:29:06 PM
thorough-capital799$1,000.007/16/2011 1:13:38 PM
upbeat-marketplace$23.177/16/2011 1:46:50 PM
27 Investments
 
Borrower Payment Dependent Notes Series 515597
This series of Notes was issued and sold upon the funding of the borrower loan #51278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-09-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $326.56
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1998 Debt/Income ratio: 23%
Credit score: 740-759 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:14y 0m
Amount delinquent: $0 Total credit lines: 35 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,455Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: trade-burger Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan needed, good credit
Purpose of loan:
This loan will be used to pay for furniture, appliances, and a few repairs on a home I just purchased.

My financial situation:
I am a good candidate for this loan because I take my finances very serious. I never fail to pay my bills... on time, every time. I make good money and save a decent amount every month. The down payment and closing costs on my new home turned out to be more than expected and used the majority of my savings. I am hoping to finish the house and move in soon.


Monthly net income: $ 5400
Monthly expenses:
Housing: $1080
Insurance: included in mortgage
Car expenses: $ 450
Utilities: $ 250
Phone, cable, internet: $ 180
Food, entertainment: $ 500
Credit cards and other loans: $ 500
Information in the Description is not verified.
Friends And Family Investments
Military-2-Military has invested a total of $1,000.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/9/2011 12:03:14 PM
simplelender80$100.007/9/2011 12:03:37 PM
reflective-rupee$400.097/9/2011 1:24:11 PM
zone6$112.527/9/2011 6:21:25 PM
Military-2-Military$1,000.007/10/2011 1:50:01 AM
jmeasn$100.007/10/2011 9:07:20 AM
Wangchuk$30.017/10/2011 12:41:24 PM
loanman2007$200.007/10/2011 5:20:46 PM
AlternativeCashFlow$25.007/10/2011 3:47:29 PM
burnfromwithin$25.007/11/2011 6:12:17 AM
proud-pound4$56.957/11/2011 10:43:01 AM
hidavehi$30.007/11/2011 2:12:23 PM
fairness-atmosphere$25.007/11/2011 3:45:23 PM
phaques$955.007/11/2011 6:21:32 PM
dsgfl1$60.007/11/2011 7:01:52 PM
zone6$382.467/12/2011 5:50:00 AM
dws2380$25.007/12/2011 8:55:22 AM
diversification-enlistment$25.007/12/2011 9:43:03 AM
kind-charming-value$1,000.007/12/2011 10:19:55 AM
well-mannered-income3$40.007/12/2011 10:25:41 AM
penny-surgeon$25.007/12/2011 11:09:17 AM
NekHoldings$25.007/12/2011 12:32:15 PM
Investoman$50.007/12/2011 12:38:32 PM
SolarMoonshine$25.007/12/2011 10:08:47 AM
nickel-hickory$100.007/12/2011 4:00:37 PM
p2ploan-sensation211$25.007/12/2011 4:22:27 PM
nickel-hickory$100.007/12/2011 3:58:26 PM
nickel-hickory$100.007/12/2011 3:59:13 PM
nickel-hickory$100.007/12/2011 3:59:09 PM
wise-benjamins-fortress$25.007/12/2011 4:07:11 PM
klend4$33.187/12/2011 4:36:16 PM
ASG_NECO$25.007/12/2011 7:36:20 PM
privatebankerva$25.007/12/2011 8:13:27 PM
FinanceEngine$30.007/12/2011 11:35:01 PM
wlm3012$50.007/12/2011 5:31:14 PM
MilitaryMTP$60.007/12/2011 5:40:32 PM
l2fp$50.007/13/2011 12:02:33 AM
intrepid-loot$25.007/13/2011 6:12:07 AM
Kash2010lu$25.007/13/2011 5:33:19 AM
draggon77$25.007/13/2011 6:35:49 AM
easylivin$25.007/13/2011 7:16:39 AM
VBinvestor$100.007/13/2011 8:29:27 AM
capital-champion1$25.007/13/2011 5:58:41 AM
felicity-daydream$50.007/13/2011 7:56:38 AM
nickel-hickory$100.007/13/2011 9:26:06 AM
alexgalt$25.007/9/2011 2:01:19 PM
diligent-peace9$25.007/10/2011 7:07:53 PM
JGuide$26.087/10/2011 8:31:38 PM
rakey$25.007/11/2011 6:02:07 AM
fortytwo$100.007/11/2011 10:49:38 AM
bullish2bearish$30.007/11/2011 10:23:26 AM
justasoldier$150.007/11/2011 2:35:40 PM
bold-meteoric-justice$100.477/11/2011 5:37:32 PM
suave-dime6$25.007/12/2011 5:53:44 AM
Bob450$25.007/12/2011 7:30:27 AM
leverage-monger$25.007/12/2011 8:21:13 AM
BigBag$25.047/12/2011 8:07:40 AM
Integrity1st$50.447/12/2011 9:46:26 AM
Dubbs360$25.007/12/2011 3:42:35 PM
FL-Lender$28.027/12/2011 12:11:22 PM
diplomatic-wealth7$25.007/12/2011 3:53:19 PM
nickel-hickory$100.007/12/2011 3:59:17 PM
nickel-hickory$100.007/12/2011 3:59:04 PM
yf99yz$40.007/12/2011 6:17:24 PM
GCSS$25.007/12/2011 6:10:18 PM
JGuide$59.427/12/2011 5:09:09 PM
gothampark$25.007/12/2011 9:51:16 PM
melodious-openness$200.007/12/2011 9:59:12 PM
stormtrooper72$91.437/12/2011 7:55:37 PM
supreme-p2p9$25.007/12/2011 8:56:28 PM
sensible-fund$25.007/12/2011 7:23:54 PM
jpac1066$50.007/12/2011 7:41:57 PM
golffish2$25.007/13/2011 5:50:18 AM
credit-missile$110.007/13/2011 6:45:15 AM
icon7$25.007/13/2011 7:36:03 AM
high_flyer$50.007/13/2011 6:36:09 AM
ect_2k20$37.187/13/2011 6:45:18 AM
orbital-return316$25.007/13/2011 7:56:15 AM
WZ3190$25.007/13/2011 8:05:57 AM
EretzCapital$65.367/13/2011 7:15:43 AM
RainyDayFunds$25.007/13/2011 7:38:28 AM
Christophe$25.007/13/2011 7:13:37 AM
baker31$50.007/13/2011 8:48:17 AM
dedicated-diversification5$65.127/13/2011 8:16:46 AM
nickel-hickory$110.007/13/2011 9:26:12 AM
85 Investments
 
Borrower Payment Dependent Notes Series 515683
This series of Notes was issued and sold upon the funding of the borrower loan #51289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-16-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-2009 Debt/Income ratio: 27%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 3 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $407Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: cordial-marketplace6 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Motorcycle loan
Purpose of loan: Purchase of a used motorcycle
This loan will be used to... purchase a used motorcycle

My financial situation: in good standing
I am a good candidate for this loan because... I always pay off my credit cards each month


Monthly net income: $ 1100
Monthly expenses: $ 100
Housing: $ 0
Insurance: $ 150
Car expenses: $ 200
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 100
Clothing, household expenses: $ 0
Credit cards and other loans: $ 100
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
moola-accelerator6$25.007/15/2011 8:15:06 PM
vine99$65.007/11/2011 9:02:08 AM
tacopants$50.007/11/2011 10:31:42 AM
diligent-peace9$50.007/11/2011 1:12:11 PM
kingbob$25.007/11/2011 4:21:10 PM
reflective-rupee$200.097/12/2011 6:52:09 AM
kind-diligent-coin$25.007/14/2011 6:32:42 PM
jkeller4000$25.007/15/2011 5:49:52 AM
whirlingdervish$50.007/15/2011 1:05:48 PM
dariop$30.007/15/2011 5:31:01 PM
pure-note0$25.007/15/2011 6:53:13 PM
zorg77$50.007/15/2011 5:34:50 PM
SolarMoonshine$25.007/16/2011 3:46:19 AM
calimanusa$35.327/15/2011 11:11:22 PM
thorough-capital799$542.707/16/2011 7:40:19 AM
ultimate-peace$25.007/12/2011 4:13:59 AM
profitable-balance$25.007/13/2011 9:55:46 PM
bluebouyz$25.007/15/2011 10:32:45 AM
tzvie$25.007/15/2011 10:34:37 AM
oath163$30.007/15/2011 5:47:10 PM
taltman$25.007/15/2011 8:14:17 PM
vigilance-searcher$25.007/15/2011 9:37:54 PM
Johnab$25.037/15/2011 9:08:31 PM
brightest-benjamins-onator$31.867/16/2011 5:50:10 AM
thorough-capital799$540.007/16/2011 7:38:56 AM
25 Investments
 
Borrower Payment Dependent Notes Series 515719
This series of Notes was issued and sold upon the funding of the borrower loan #51296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-11-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Nov-1999 Debt/Income ratio: 26%
Credit score: 720-739 (Jul-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 9 Current / open credit lines: 2 / 1Length of status:9y 0m
Amount delinquent: $8,038 Total credit lines: 39 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $19Stated income:$25,000-$49,999
Delinquencies in last 7y: 19 Bankcard utilization: 6%  
   Homeownership: Yes  
Screen name: contract-pole Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto repairs and tires
Purpose of loan:
The purpose of this loan is to buy new tires for our family car and to make needed repairs on the AC system. My tires are older now and need to be replaced, especially after I noticed the large crack on one of them. Also, our AC went out recently and 100 plus degree summer weather with young kids dont mix.
This loan will be used to... take care of needed car repairs and purchase new and safe tires for our Explorer, which is our family car.

My financial situation:
I am a good candidate for this loan because... I am competent in paying bills and will continue to do so on future financing.


Monthly net income: $ 3,400
Monthly expenses: $ 2,345
Housing: $ 675
Insurance: $ 85
Car expenses: $ 350
Utilities: $ 280
Phone, cable, internet: $ 180
Food, entertainment: $ 350
Clothing, household expenses: $ 100
Credit cards and other loans: $125
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,000.007/17/2011 3:22:15 PM
1 Investments
 
Borrower Payment Dependent Notes Series 515745
This series of Notes was issued and sold upon the funding of the borrower loan #51266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,200.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $137.59
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1994 Debt/Income ratio: 60%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 10Length of status:5y 10m
Amount delinquent: $1,549 Total credit lines: 22 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,666Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: top-peace-matrix Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
700-719 (Apr-2010)
 
Principal balance: $2,573.91 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
I just need a little help
Purpose of loan: Pay a debt
This loan will be used to...pay off a credit card

My financial situation: We make good money but I just need to learn to spend more wisely.
I am a good candidate for this loan because...It will definitely be paid!! Auto withdrawal each month. Can't go wrong there.


Monthly net income: $ 4800 between my husband and I
Monthly expenses: $
Housing: $ 550 plus taxes and insurance, equaling $800 per month
Insurance: $ 200 auto
Car expenses: $ 350 one car pmt and gas
Utilities: $ 350 power, $60 water, $20 garbage pick up
Phone, cable, internet: $150 phone, cable, internet and $170 cell phones for the family
Food, entertainment: $ 450-500
Clothing, household expenses: $ try to keep at a minimum--100
Credit cards and other loans: $ 650
Other expenses: $ the usual for a family with two kids, ages 13 and 16.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/15/2011 9:02:27 AM
simplelender80$100.007/15/2011 9:02:44 AM
worth-blanket2$2,975.007/15/2011 9:34:47 AM
One_Lolo$25.007/15/2011 9:02:16 AM
4 Investments
 
Borrower Payment Dependent Notes Series 516051
This series of Notes was issued and sold upon the funding of the borrower loan #51231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-12-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $283.07
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1991 Debt/Income ratio: 41%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,269Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: immaculate-loot7 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
business
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
mpthree$50.007/12/2011 9:02:32 AM
Investor_DP$100.007/12/2011 9:03:35 AM
Track-Layer$100.007/12/2011 9:04:13 AM
simplelender80$100.007/12/2011 9:03:53 AM
diligent-peace9$25.007/12/2011 10:31:19 AM
worldly-money4$100.007/12/2011 3:32:29 PM
lowlite6647$25.007/12/2011 3:47:16 PM
Nickle-and-Dime-Loans$25.007/12/2011 3:32:11 PM
worth-blanket2$5,000.007/13/2011 8:14:41 AM
nickel-hickory$100.007/13/2011 9:27:31 AM
nickel-hickory$100.007/13/2011 9:27:45 AM
nickel-hickory$100.007/13/2011 9:27:40 AM
AlternativeCashFlow$25.007/13/2011 12:03:55 PM
d74mathias$25.007/13/2011 12:22:57 PM
baker31$24.917/13/2011 2:39:38 PM
dedicated-transaction796$50.007/12/2011 9:02:46 AM
lloyd_s$25.007/12/2011 9:02:54 AM
yield-trader$50.007/12/2011 9:04:45 AM
first-favorite-bonus9$25.007/12/2011 11:43:00 AM
charlieok$50.007/12/2011 3:32:19 PM
moola-wildebeest3$25.007/12/2011 3:32:16 PM
Investoman$50.007/12/2011 12:38:36 PM
hawksfanmd$25.007/12/2011 3:32:20 PM
busylender35$25.007/12/2011 3:47:01 PM
fireferd$25.007/13/2011 11:13:44 AM
prodigy525$25.007/13/2011 1:17:44 PM
enchanted-note$25.007/13/2011 10:34:47 AM
reflective-rupee$200.097/13/2011 1:37:22 PM
28 Investments
 
Borrower Payment Dependent Notes Series 516059
This series of Notes was issued and sold upon the funding of the borrower loan #51264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 19.50% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 9.67%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Aug-1994 Debt/Income ratio: 14%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 3 / 3Length of status:13y 5m
Amount delinquent: $2,127 Total credit lines: 34 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $599Stated income:$50,000-$74,999
Delinquencies in last 7y: 36 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: cozy-commitment1 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
avatarxt
Purpose of loan:
This loan will be used to...bill consolidation

My financial situation:
I am a good candidate for this loan because...im honest, hard working, make good money, have a good credit score


Monthly net income: $2000
Monthly expenses: $
Housing: $675
Insurance: $98
Car expenses: $45
Utilities: $100
Phone, cable, internet: $65
Food, entertainment: $70
Clothing, household expenses: $80
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$2,975.007/17/2011 3:22:36 PM
thorough-yield1$25.007/13/2011 10:02:46 AM
2 Investments
 
Borrower Payment Dependent Notes Series 516161
This series of Notes was issued and sold upon the funding of the borrower loan #51319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-13-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $108.87
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1996 Debt/Income ratio: 22%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 20 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,405Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: glider392 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personnel Loan Needed
Purpose of loan:
This loan will be used to...consolidate some of my cards

My financial situation:
I am a good candidate for this loan because...my credit history is very important to me so I make sure my bills are paid on time & I try to pay it off sooner than loan timeframe


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron$25.007/13/2011 9:03:45 AM
Investor_DP$100.007/13/2011 9:04:02 AM
AlternativeCashFlow$25.007/13/2011 10:47:24 AM
reflective-rupee$200.097/13/2011 2:02:56 PM
diligent-peace9$50.007/13/2011 9:21:51 AM
simplelender80$100.007/13/2011 9:04:29 AM
favorite-commerce$25.007/13/2011 1:28:36 PM
worth-blanket2$1,974.917/13/2011 7:28:33 PM
8 Investments
 
Borrower Payment Dependent Notes Series 516223
This series of Notes was issued and sold upon the funding of the borrower loan #51240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  Jul-13-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 12.40% Monthly payment: $129.61
 
Lender servicing fee: 1.00% Effective Yield*: 9.26%  
Estimated return*: 6.66%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2006 Debt/Income ratio: 17%
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:4y 11m
Amount delinquent: $0 Total credit lines: 9 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $488Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 2%  
   Homeownership: No  
Screen name: capital-brigade400 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 38 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (Aug-2010)
700-719 (Jun-2010)
720-739 (Nov-2009)
700-719 (Sep-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 38  
Description
Debt Help
Purpose of loan:
This loan will be used to...Pay off unexpected expensives

My financial situation:
I am a good candidate for this loan because... I have not been late on any payment in 10+ years. I have had three prosper loans in the past and have paid them off early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$25.007/13/2011 5:01:51 PM
investment-artist$25.017/13/2011 5:02:24 PM
compoundinterest$50.007/13/2011 5:03:04 PM
FinDoc$25.007/13/2011 5:03:22 PM
cashhelp$50.007/13/2011 5:02:13 PM
ski bum$100.007/13/2011 5:02:37 PM
pnace$50.007/13/2011 5:03:12 PM
finance-symphony7$25.007/13/2011 7:08:34 PM
thehousewife$25.007/13/2011 6:47:59 PM
MarvintheMartian$35.007/13/2011 5:14:01 PM
balance-transformer3$100.007/13/2011 5:17:07 PM
r48$26.007/13/2011 5:19:03 PM
Feyenoord$25.007/14/2011 1:17:49 AM
Leo212$25.267/14/2011 5:47:08 AM
enthralling-wealth3$50.007/14/2011 6:14:36 AM
Hartfelt$25.007/14/2011 6:17:49 AM
starry2001$25.007/14/2011 6:18:32 AM
thankful-nickel2$50.007/14/2011 8:18:01 AM
pound-balancer$50.007/14/2011 9:02:37 AM
fragonardlives$35.007/14/2011 11:22:57 AM
fairmaiden$25.007/14/2011 10:38:30 AM
indomitable-coin$25.007/14/2011 10:41:18 AM
tomdooley12520$25.007/14/2011 4:29:09 PM
tomdooley12520$25.007/14/2011 4:24:48 PM
SolarMoonshine$25.007/14/2011 6:11:00 PM
vigilance-formula$125.007/14/2011 5:50:10 PM
ryan6853$25.007/14/2011 6:35:45 PM
janeybooboo$49.007/14/2011 8:33:25 PM
GElender$40.007/15/2011 5:44:33 AM
marwadi-62$300.007/14/2011 7:53:49 PM
natural-worth9$100.007/14/2011 8:28:41 PM
availableloan$25.007/15/2011 8:19:31 AM
credit-guard5$25.007/15/2011 9:31:50 AM
worldly-investment333$189.697/15/2011 10:27:42 AM
uberrific$100.007/13/2011 5:02:45 PM
janeybooboo$50.007/13/2011 5:40:28 PM
organized-payment6$50.007/13/2011 5:02:48 PM
MoneyForNothing$25.007/13/2011 5:04:18 PM
serene-capital$25.007/13/2011 5:29:28 PM
janeybooboo$51.007/13/2011 5:40:09 PM
cwegert$25.007/13/2011 9:47:21 PM
Solid-Platinum$100.007/13/2011 6:20:25 PM
penny-finder$88.797/13/2011 9:13:13 PM
asset-expert0$31.787/14/2011 5:27:03 AM
heavenly-platinum3$50.007/14/2011 6:07:35 AM
blue-useful-auction$25.007/14/2011 6:47:49 AM
pound-balancer$50.007/14/2011 7:45:47 AM
mob205$31.947/14/2011 8:56:49 AM
Pickmar$25.007/14/2011 4:52:38 AM
astute-fairness0$25.007/14/2011 8:43:47 AM
zxr$25.007/14/2011 6:58:52 AM
pearl13$100.007/14/2011 9:33:07 AM
first-serene-credit$25.007/14/2011 10:13:31 AM
agalt$125.007/14/2011 1:34:19 PM
Peacepower$91.797/14/2011 2:23:29 PM
Rusty3$25.007/14/2011 10:43:36 AM
power-defender7$25.007/14/2011 3:23:16 PM
virtuous-repayment$25.007/14/2011 3:36:10 PM
frugalinvestor20$25.007/14/2011 3:10:30 PM
wwialnlgy$100.007/14/2011 5:13:11 PM
NorthwestLoan1$50.007/14/2011 4:51:09 PM
cerebral-dollar773$75.007/15/2011 4:32:59 AM
starry2001$25.007/14/2011 7:16:21 PM
elvisloans$25.007/15/2011 6:19:38 AM
pious-benjamins1$100.007/15/2011 7:11:25 AM
cwegert$27.247/15/2011 7:23:12 AM
orbital-return316$25.007/15/2011 7:30:34 AM
credit-investor5$50.007/15/2011 7:49:36 AM
rcr549$25.007/15/2011 8:12:05 AM
head$25.007/15/2011 8:29:42 AM
seabass123$25.007/15/2011 8:36:51 AM
damage$25.007/15/2011 8:43:23 AM
clean-fund$27.507/15/2011 8:54:52 AM
treasure-exchanger2$25.007/15/2011 9:53:37 AM
peb44$25.007/15/2011 7:34:38 AM
baker31$50.007/15/2011 10:03:44 AM
golden-market2$250.007/15/2011 10:25:50 AM
77 Investments
 
Borrower Payment Dependent Notes Series 516359
This series of Notes was issued and sold upon the funding of the borrower loan #51293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-14-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $283.07
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-1993 Debt/Income ratio: 52%
Credit score: 680-699 (Jul-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 16Length of status:5y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,079Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: jubilant-treasure Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to consolidate the highest interest credit cards to make make one monthly payment.

My financial situation:
I am a good candidate for this loan because I consistently make my payments and always include a little more than the minimum. I keep track of my finances on a daily basis. I've made a plan to get rid of the higher insterest store cards as the beginning or getting debt free.


Monthly net income: $5731
Monthly expenses: $
Housing: $996
Insurance: $192
Car expenses: $1186
Utilities: $225
Phone, cable, internet: $180
Food, entertainment: $300
Clothing, household expenses: $125
Credit cards and other loans: $1800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.007/14/2011 9:03:17 AM
Investor_DP$100.007/14/2011 9:02:54 AM
agalt$75.007/14/2011 1:34:21 PM
first-favorite-bonus9$25.007/14/2011 4:17:57 PM
SolarMoonshine$25.007/14/2011 5:24:43 PM
bright-exchange$25.007/14/2011 5:36:25 PM
let_me_retire$100.007/14/2011 6:11:44 PM
reflective-rupee$200.097/14/2011 6:50:07 PM
VitaminFunk$25.007/14/2011 7:27:23 PM
loot-supporter2$25.877/14/2011 7:39:14 PM
trident8$25.007/14/2011 7:51:59 PM
vutah$25.007/14/2011 7:58:19 PM
GElender$25.007/15/2011 5:41:26 AM
pfh$25.007/15/2011 5:57:24 AM
Rogelio48$25.007/14/2011 8:23:56 PM
suave-dime6$25.007/15/2011 5:46:17 AM
worth-blanket2$5,000.007/14/2011 5:05:02 PM
Track-Layer$100.007/14/2011 4:33:00 PM
lowrater$50.607/14/2011 6:25:17 PM
Kash2010lu$25.007/14/2011 6:47:22 PM
justasoldier$100.007/14/2011 7:21:31 PM
alexgalt$25.007/14/2011 7:01:15 PM
capital-galaxy$50.007/15/2011 4:56:50 AM
worldly-investment333$169.577/15/2011 5:20:53 AM
taetrade$25.007/15/2011 5:30:50 AM
intrepid-loot$25.007/14/2011 8:38:16 PM
Starfin-Capital-Management$78.877/15/2011 5:14:20 AM
27 Investments
 
Borrower Payment Dependent Notes Series 516459
This series of Notes was issued and sold upon the funding of the borrower loan #51294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jul-14-2011 
Term: 36 months Listing End date:  Jul-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1987 Debt/Income ratio: Not calculated
Credit score: 700-719 (Jul-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 1 Current / open credit lines: 8 / 4Length of status:8y 7m
Amount delinquent: $153 Total credit lines: 28Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,310 
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: credit-grasshopper3 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Relief
Purpose of loan:
This loan will be used to... Catch up on things.

My financial situation:
I am a good candidate for this loan because...I don't have a lot of money and material things but I do pay my debts.


Monthly net income: $ 2,000
Monthly expenses: $
Housing: $ 0
Insurance: $ 220
Car expenses: $ 120
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 0
Clothing, household expenses: $ 50
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.007/14/2011 5:02:32 PM
Comoparklender$25.007/14/2011 5:07:09 PM
Muinteoir$50.007/14/2011 5:27:03 PM
first-favorite-bonus9$25.007/14/2011 5:27:20 PM
simplelender80$100.007/14/2011 5:02:49 PM
payout-hammock1$50.007/14/2011 5:08:24 PM
flwah$25.007/14/2011 5:07:29 PM
hawksfanmd$25.007/14/2011 5:07:21 PM
copper$50.007/14/2011 5:07:25 PM
britgsb$50.007/14/2011 5:27:19 PM
worth-blanket2$1,500.007/14/2011 5:37:31 PM
11 Investments
 
Borrower Payment Dependent Notes Series 516531
This series of Notes was issued and sold upon the funding of the borrower loan #51285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-15-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $85.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1996 Debt/Income ratio: 41%
Credit score: 640-659 (Jul-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:14y 3m
Amount delinquent: $0 Total credit lines: 16 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,650Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: No  
Screen name: poorboy Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 48 ( 100% ) 640-659 (Latest)
Principal borrowed: $6,500.00< 31 days late: 0 ( 0% )  
700-719 (May-2010)
700-719 (Apr-2010)
700-719 (Mar-2010)
660-679 (Jun-2008)
 
Principal balance: $2,625.64 31+ days late: 0 ( 0% )
Total payments billed: 48  
Description
new smile
Purpose of loan:
This loan will be used to...dental work

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2000.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $450.00
Utilities: $
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
One_Lolo$25.007/15/2011 9:02:16 AM
312-Lender$40.007/15/2011 9:02:22 AM
Investor_DP$100.007/15/2011 9:02:27 AM
simplelender80$100.007/15/2011 9:02:48 AM
lendstats_com$300.007/15/2011 9:06:42 AM
Kash2010lu$25.007/15/2011 9:03:12 AM
mrxtravis$25.007/15/2011 9:17:11 AM
DHolly$25.007/15/2011 9:23:00 AM
credit-guard5$25.007/15/2011 9:30:13 AM
CA-Lender$75.077/15/2011 9:07:41 AM
MoneyForNothing$50.007/15/2011 9:02:53 AM
NekHoldings$25.007/15/2011 9:04:45 AM
GoGalt$50.007/15/2011 9:23:42 AM
worth-blanket2$1,030.277/15/2011 9:35:01 AM
favorite-commerce$30.007/15/2011 9:32:54 AM
LittleMingo$32.137/15/2011 9:34:32 AM
MoneyForNothing$42.537/15/2011 9:07:01 AM
17 Investments
 
Borrower Payment Dependent Notes Series 516545
This series of Notes was issued and sold upon the funding of the borrower loan #51295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 17.00% Listing Start date:  Jul-15-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 11.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: May-2000 Debt/Income ratio: 16%
Credit score: 620-639 (Jul-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 3Length of status:2y 2m
Amount delinquent: $68 Total credit lines: 17 Occupation: Chemist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,194Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%  
   Homeownership: No  
Screen name: CreativeSilence Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 27 ( 100% ) 620-639 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2010)
620-639 (Apr-2008)
620-639 (Mar-2008)
 
Principal balance: $2,927.86 31+ days late: 0 ( 0% )
Total payments billed: 27  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan. Period.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
moola-accelerator6$40.007/16/2011 8:42:33 AM
RoZu_Lending$96.497/15/2011 9:03:45 AM
SecondChanceLendingSERV$25.007/15/2011 10:17:21 AM
investment-daydream$25.007/15/2011 10:55:18 AM
Prosp3rous_Lender$25.007/15/2011 11:36:11 AM
proper-revenue7$25.007/15/2011 10:21:43 AM
otto1939$51.007/15/2011 2:16:51 PM
Legally_Blonde$27.527/15/2011 2:52:44 PM
first-favorite-bonus9$25.007/15/2011 2:52:22 PM
yield-trader$50.007/15/2011 2:52:18 PM
zorg77$50.007/15/2011 5:33:24 PM
thehousewife$25.007/15/2011 3:13:50 PM
spsavage$25.007/15/2011 6:15:20 PM
reward-dynamo$25.007/15/2011 7:37:39 PM
sweetlan$25.077/15/2011 5:56:30 PM
terrific-return$25.007/15/2011 7:57:15 PM
yf99yz$30.007/15/2011 9:14:32 PM
Feyenoord$25.007/15/2011 10:12:14 PM
CommunityArts_Non-profit$25.007/16/2011 12:21:21 AM
DHolly$25.007/15/2011 6:48:43 PM
payout-bridge$25.007/16/2011 1:31:34 AM
principal-laser$59.317/16/2011 2:46:41 AM
SolarMoonshine$25.007/16/2011 3:45:27 AM
Bob450$30.007/16/2011 9:11:07 AM
contract-lionheart$75.007/16/2011 8:53:13 AM
Rogelio48$25.007/16/2011 12:22:39 PM
ddoneday$25.007/16/2011 8:19:48 PM
money-fort$25.007/16/2011 4:01:26 PM
s270$47.387/17/2011 4:08:09 AM
Wyatte$25.007/16/2011 7:04:56 PM
liberty-society5$30.007/16/2011 8:19:05 PM
Tighternbarkonatree$25.007/17/2011 6:42:14 AM
witty-credit467$36.727/17/2011 11:41:47 AM
twjh$25.007/17/2011 1:35:59 PM
MoneyForNothing$4.057/17/2011 3:22:59 PM
the-respectful-transaction$50.007/17/2011 3:09:30 PM
ready-interest9$25.007/17/2011 2:04:46 PM
MoneyForNothing$50.007/15/2011 9:02:54 AM
Kash2010lu$25.007/15/2011 9:03:36 AM
chameleon125$50.007/15/2011 12:41:20 PM
myutmost$35.637/15/2011 1:26:01 PM
orange-leverage-phoenix$50.007/15/2011 2:28:09 PM
reflective-rupee$400.097/15/2011 12:53:20 PM
168RichCapital$25.077/15/2011 5:10:40 PM
mpthree$50.007/15/2011 2:52:12 PM
britgsb$50.007/15/2011 2:52:21 PM
sweety075$25.007/15/2011 5:34:24 PM
marwadi-62$300.007/15/2011 7:52:58 PM
DasMula$27.007/15/2011 9:03:45 PM
Mikale360$25.007/15/2011 9:19:17 PM
draggon77$25.007/16/2011 2:35:12 AM
thankful-nickel2$25.007/16/2011 7:01:31 AM
shawnw2$75.007/16/2011 6:10:32 AM
first-serene-credit$25.007/16/2011 7:52:51 AM
Champion_Lending$25.007/16/2011 9:06:35 AM
CACO_Lender$25.007/16/2011 9:13:03 AM
Leshan$249.747/16/2011 11:21:06 AM
312-Lender$25.007/16/2011 12:13:44 PM
novice-speculator$25.007/16/2011 2:43:19 PM
aloantime07$25.007/16/2011 9:15:13 PM
liberty-genetics$50.007/16/2011 2:12:35 PM
mikeandcat$100.007/16/2011 10:33:38 PM
NobisEst$25.007/16/2011 3:32:32 PM
kind-diligent-coin$26.007/17/2011 5:21:19 AM
Bill88$25.007/16/2011 9:45:39 PM
spike22$27.597/17/2011 11:43:25 AM
340$39.487/17/2011 12:41:09 AM
capital-galaxy$100.007/17/2011 5:07:30 AM
shrewd-income$186.867/17/2011 2:05:20 PM
wlm3012$30.007/17/2011 10:05:30 AM
contract-lionheart$500.007/17/2011 3:22:31 PM
SkinnyFish$25.007/17/2011 2:06:38 PM
72 Investments
 
Borrower Payment Dependent Notes Series 516613
This series of Notes was issued and sold upon the funding of the borrower loan #51292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jul-16-2011 
Term: 36 months Listing End date:  Jul-17-2011 
 
Lender yield: 25.99% Borrower rate/APR: 26.99% / 30.53% Monthly payment: $122.46
 
Lender servicing fee: 1.00% Effective Yield*: 25.34%  
Estimated return*: 14.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1999 Debt/Income ratio: 16%
Credit score: 660-679 (Jun-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 11 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,746Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: Yes  
Screen name: nickel-recruiter Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help Me Plan a Debt Free Tommorrow!
Purpose of loan: Consolidate higher rate credit cards.

This loan will be used to consolidate higher rate, revolving credit cards into a lower rate, single payment, single payer loan.

Payoff: Credit One Bank , Citi and Capital One

My financial situation:

I am a good candidate for this loan because I keep current with all my payment obligations. I am well educated (Master?s degree in Information Systems) and currently employed full time with a very stable and growing Medical Device company.

Monthly net income: $5500 (Self + Spouse)
Monthly expenses: $4950
Housing: $1250 (Mortgage + Insurance + Property Taxes)
Insurance: $100 (life)
Car expenses (Two Cars): $1500 (Loan + Gas + Insurance)
Utilities: $150
Phone, cable, internet: $250
Food: $600
Misc. Household expenses: $500
Credit cards and other loans: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
daekpon$30.007/16/2011 12:03:02 PM
reflective-rupee$200.097/16/2011 12:26:26 PM
loanman2007$100.007/16/2011 1:39:50 PM
simplelender80$100.007/16/2011 12:15:16 PM
Mad_Scientist$35.007/16/2011 6:10:50 PM
PleaseDontDefault$50.007/16/2011 7:45:27 PM
janeybooboo$75.007/16/2011 7:58:40 PM
liberty-society5$25.007/16/2011 8:19:49 PM
Leopoldine$25.007/16/2011 4:35:50 PM
otto1939$51.007/16/2011 2:15:53 PM
klemer$25.007/16/2011 5:14:13 PM
penny-surgeon$25.007/16/2011 11:10:31 PM
alexgalt$25.007/16/2011 6:01:49 PM
GCInvestments$25.007/16/2011 7:53:06 PM
sweetlan$25.077/16/2011 8:14:42 PM
a-reasonable-return$25.007/16/2011 8:29:44 PM
ect_2k20$25.007/17/2011 6:58:52 AM
knowledgeable-payment7$25.007/17/2011 12:13:04 AM
grampy48$25.007/17/2011 2:48:56 AM
Wishmaker$100.007/17/2011 9:55:47 AM
Scotcha$42.347/16/2011 6:13:55 PM
unconquerable-dedication$25.007/17/2011 10:31:14 AM
ddoneday$25.007/16/2011 8:39:18 PM
momentous-value$20.897/17/2011 10:47:14 AM
Bob450$25.007/17/2011 9:12:34 AM
EngineersAlliance$75.007/17/2011 3:34:43 AM
Free-the-usa-1776$44.647/17/2011 9:24:32 AM
engaging-worth$25.007/17/2011 4:51:06 AM
B2152$25.007/17/2011 5:16:16 AM
investment-artist$25.027/17/2011 8:13:41 AM
dollar-sonnet3$117.697/17/2011 10:45:29 AM
nelie150$52.907/17/2011 10:34:28 AM
janeybooboo$25.007/17/2011 10:41:15 AM
moola-accelerator6$40.007/16/2011 8:13:19 PM
marinbb$100.007/16/2011 12:09:54 PM
Wangchuk$30.007/16/2011 12:32:46 PM
enforcer0$40.117/17/2011 2:09:26 AM
s270$25.007/17/2011 3:40:35 AM
diligent-peace9$50.007/16/2011 8:07:22 PM
mad-scientist418$30.747/17/2011 5:27:21 AM
VBinvestor$100.007/17/2011 6:43:07 AM
historic-loan1$61.007/16/2011 8:33:14 PM
blue111$25.007/17/2011 7:01:54 AM
enchanted-truth264$25.007/16/2011 9:03:20 PM
historic-nickel$25.007/16/2011 3:53:16 PM
availableloan$25.007/16/2011 9:49:50 PM
seanickson$25.007/16/2011 10:11:08 PM
asset-expert0$27.777/16/2011 11:51:23 PM
I-Believe-In-You$25.007/17/2011 12:05:50 AM
SolarMoonshine$25.007/17/2011 3:34:28 AM
genuine-dime$200.007/16/2011 6:13:54 PM
liberty-point$50.007/17/2011 10:14:09 AM
p2ploan-sensation211$30.747/17/2011 10:23:02 AM
prominence8$35.007/16/2011 8:30:29 PM
favorite-commerce$30.007/16/2011 8:41:20 PM
dollar-sonnet3$50.007/17/2011 10:44:41 AM
RLaumeyer$25.007/17/2011 7:52:14 AM
BishEl$25.007/17/2011 8:19:20 AM
shrewd-income$100.007/17/2011 8:21:12 AM
Investor_DP$100.007/17/2011 1:08:50 AM
ore-frontier$30.007/17/2011 1:37:40 AM
unolsu5$25.007/17/2011 10:05:10 AM
villagers$50.007/17/2011 10:40:08 AM
BOZO88$25.007/17/2011 10:43:51 AM
64 Investments