Sales Report:Supplement No. 17 dated Jun 20, 2011 to Prospectus dated May 17, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated May 17, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated May 17, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
507903
This series of Notes was issued and sold upon the funding of the borrower loan #50212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-01-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jun-10-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
4 | Length of status: | 3y 5m |
|
Amount delinquent:
| $1,313 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| poetic-power7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: needed surgery for spouse
This loan will be used to...Remaining funds needed to pay for surgery
My financial situation: Good - steady job and will advance and making more money soon. Additional income to come from spouse after car purchase for better job.
I am a good candidate for this loan because...I have a great work history and I have a debt to income ratio. I will work hard to pay back this loan.
Monthly net income: $3200
Monthly expenses: $400
Housing: $700
Insurance: $60
Car expenses: $340
Utilities: $100
Phone, cable, internet: $120
Food, entertainment: $40
Clothing, household expenses: $100
Credit cards and other loans: $80
Other expenses: $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon | $25.00 | 6/1/2011 5:06:27 PM |
| r48 | $25.00 | 6/1/2011 6:20:42 PM |
| first-class-gold0 | $55.00 | 6/1/2011 10:17:22 PM |
| Bank42 | $25.00 | 6/2/2011 2:23:29 PM |
| tranquil-ore4 | $50.00 | 6/2/2011 3:51:46 PM |
| carrinel | $67.00 | 6/3/2011 7:01:01 AM |
| newest-generous-income | $50.02 | 6/3/2011 12:16:24 AM |
| ommcd | $25.00 | 6/3/2011 3:48:39 PM |
| dollar-sonnet3 | $50.00 | 6/3/2011 6:09:44 PM |
| elegant-loot | $25.00 | 6/4/2011 3:00:44 AM |
| Free-the-usa-1776 | $25.00 | 6/5/2011 11:12:02 AM |
| Investoman | $75.00 | 6/5/2011 7:05:51 AM |
| 2grindstones | $25.00 | 6/5/2011 12:46:42 PM |
| silver-enlightenment0 | $100.00 | 6/6/2011 12:32:09 PM |
| value-allocator1 | $100.00 | 6/6/2011 4:36:43 PM |
| rakem777 | $25.00 | 6/7/2011 8:11:18 AM |
| mrxtravis | $25.00 | 6/7/2011 4:42:24 PM |
| umfan123 | $25.00 | 6/8/2011 6:05:15 AM |
| irrelevant | $25.00 | 6/9/2011 3:47:46 PM |
| wealth-renaissance5 | $25.00 | 6/10/2011 12:42:38 AM |
| calm-agreement4 | $50.00 | 6/9/2011 10:40:56 PM |
| suave-dime6 | $25.00 | 6/1/2011 5:08:43 PM |
| gain-expert | $60.00 | 6/1/2011 5:46:41 PM |
| reflective-rupee | $200.02 | 6/2/2011 3:50:18 AM |
| helping-out | $50.00 | 6/2/2011 8:44:13 AM |
| a-restless-dollar | $25.00 | 6/2/2011 10:09:46 AM |
| maestro138 | $50.00 | 6/2/2011 10:17:33 AM |
| goodhearted-basis4 | $25.00 | 6/2/2011 6:42:40 PM |
| cash-architect | $25.00 | 6/2/2011 7:10:06 PM |
| helpful-credit156 | $25.07 | 6/3/2011 8:13:02 AM |
| Invest-In-Rednecks | $25.00 | 6/3/2011 6:22:49 AM |
| Searlzy | $25.00 | 6/3/2011 7:45:20 AM |
| wealth-prodigy1 | $55.00 | 6/4/2011 1:59:02 PM |
| thankful-nickel2 | $25.00 | 6/6/2011 10:11:01 AM |
| missing-link | $25.00 | 6/6/2011 5:43:05 PM |
| drummenace | $106.42 | 6/7/2011 8:49:43 AM |
| kinetic-social | $25.00 | 6/7/2011 2:13:59 PM |
| bold-direct-asset | $32.34 | 6/7/2011 4:42:29 PM |
| entertaining-greenback2 | $25.00 | 6/8/2011 3:49:21 PM |
| kulender | $50.00 | 6/9/2011 6:35:14 AM |
| red-power-pecan | $50.00 | 6/9/2011 8:20:32 AM |
| best-charming-leverage | $100.00 | 6/9/2011 10:57:04 AM |
| drmoney11 | $25.00 | 6/9/2011 8:33:35 PM |
| FASTIZIO_P | $25.00 | 6/10/2011 10:00:27 AM |
| SecondChanceLendingSERV | $24.13 | 6/10/2011 10:37:10 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
508135
This series of Notes was issued and sold upon the funding of the borrower loan #50358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-05-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 1m |
|
Amount delinquent:
| $755 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Elderlywomanneedshelp |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sanbar
Purpose of loan:
This loan will be used to...pay off 3 more loans to lower my payments
My financial situation:
I am a good candidate for this loan because.I have always paid my bills on time and will continue to do so.
Monthly net income: $3200
Monthly expenses: $1800
Housing: $755
Insurance: $90
Car expenses: $no payment
Utilities: $200
Phone, cable, internet: $90
Food, entertainment: $240.00
Clothing, household expenses: $50
Credit cards and other loans: $520-this is the payment I want to lower
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 5/24/2011 9:07:35 AM |
| elegant-loot | $25.00 | 5/24/2011 6:09:28 PM |
| 2grindstones | $25.92 | 5/25/2011 7:32:27 PM |
| reflective-affluence | $32.36 | 5/26/2011 1:01:36 PM |
| social-heart | $25.00 | 5/26/2011 7:16:38 PM |
| ingenious-deal6 | $25.00 | 5/27/2011 12:19:00 AM |
| BankofRon | $25.00 | 5/27/2011 2:09:49 PM |
| coin-sonnet | $100.00 | 5/31/2011 1:49:21 PM |
| commerce-web5 | $25.00 | 5/31/2011 8:12:50 PM |
| diplomatic-wealth7 | $25.00 | 6/1/2011 4:34:49 PM |
| mrxtravis | $25.00 | 6/3/2011 6:09:47 PM |
| Jack55304 | $300.00 | 6/3/2011 6:19:25 PM |
| ukstevenhawaii | $100.00 | 6/3/2011 6:29:57 PM |
| money-surge1 | $25.00 | 6/4/2011 5:23:46 AM |
| five-star-note | $25.00 | 6/4/2011 10:18:54 AM |
| Bookophile | $50.00 | 6/5/2011 10:23:15 AM |
| kind-adventurous-finance | $100.00 | 6/5/2011 12:54:28 PM |
| honorable-yield | $25.00 | 6/5/2011 12:55:46 PM |
| desertoasis | $25.00 | 6/5/2011 1:35:00 PM |
| reflective-rupee | $200.05 | 6/5/2011 7:29:35 PM |
| five-star-note | $100.00 | 6/5/2011 7:51:30 PM |
| suave-dime6 | $25.00 | 5/24/2011 9:22:45 AM |
| missing-link | $25.00 | 5/25/2011 10:28:51 AM |
| Track-Layer | $200.00 | 5/25/2011 8:01:29 PM |
| irrelevant | $25.00 | 5/31/2011 2:53:36 PM |
| best-charming-leverage | $100.00 | 6/1/2011 10:14:04 AM |
| chungfang | $25.00 | 6/1/2011 1:07:13 PM |
| sdcc72 | $25.00 | 6/1/2011 5:21:59 PM |
| antlr | $50.00 | 6/2/2011 6:58:57 PM |
| red-power-pecan | $50.00 | 6/2/2011 7:08:36 PM |
| Investoman | $75.00 | 6/3/2011 10:43:48 AM |
| ommcd | $25.00 | 6/3/2011 3:44:19 PM |
| nerdfactor | $25.00 | 6/4/2011 12:04:05 AM |
| bkwest01 | $100.00 | 6/4/2011 7:29:26 AM |
| riveting-wealth2 | $100.00 | 6/4/2011 12:40:15 PM |
| CAGE-Investments | $25.00 | 6/4/2011 3:19:03 PM |
| worthy-bid8 | $25.00 | 6/4/2011 12:26:26 PM |
| handy-justice | $100.00 | 6/4/2011 5:22:17 PM |
| CA-Lender | $25.06 | 6/5/2011 7:43:08 AM |
| the-dollar-topper | $50.00 | 6/5/2011 2:18:29 PM |
| CashFlow13 | $1,000.00 | 6/5/2011 5:29:58 PM |
| reward-tsunami7 | $25.00 | 6/5/2011 8:03:23 PM |
| mizon291 | $80.00 | 6/5/2011 9:18:50 PM |
| elevated-finance | $11.61 | 6/5/2011 10:11:03 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
508911
This series of Notes was issued and sold upon the funding of the borrower loan #50340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,377 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| generous-euro6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: Mentor Services
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I pay back my debts
Monthly net income: $3000
Monthly expenses: $2051
Housing: $400
Insurance: $404
Car expenses: $237.00
Utilities: $0
Phone, cable, internet: $110
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SecondChanceLendingSERV | $31.93 | 6/1/2011 8:56:17 AM |
| suave-dime6 | $25.00 | 6/1/2011 12:48:10 PM |
| worth-blanket2 | $2,100.00 | 6/7/2011 11:51:18 AM |
| reflective-rupee | $25.09 | 6/7/2011 1:53:59 PM |
| irrelevant | $25.00 | 6/7/2011 4:42:32 PM |
| Kash2010lu | $25.00 | 6/7/2011 5:31:28 PM |
| umfan123 | $25.00 | 6/8/2011 6:05:03 AM |
| 2grindstones | $25.00 | 6/8/2011 11:36:53 AM |
| Reliance_Banker | $25.00 | 6/8/2011 1:14:37 PM |
| tranquil-gain1 | $50.00 | 6/8/2011 1:18:24 PM |
| kulender | $50.00 | 6/9/2011 6:34:29 AM |
| equallender | $50.00 | 6/9/2011 12:33:38 AM |
| ZOOOM | $17.38 | 6/9/2011 7:39:55 AM |
| missing-link | $25.00 | 6/3/2011 3:38:17 PM |
| ommcd | $25.00 | 6/3/2011 3:47:25 PM |
| Investoman | $75.00 | 6/5/2011 7:05:03 AM |
| best-charming-leverage | $100.00 | 6/5/2011 12:56:06 PM |
| reflective-rupee | $75.00 | 6/7/2011 1:54:15 PM |
| SolarMoonshine | $25.00 | 6/7/2011 3:52:08 PM |
| mrxtravis | $25.00 | 6/7/2011 4:21:36 PM |
| rupee_power | $25.00 | 6/8/2011 8:55:22 AM |
| openness-antioxidant | $25.00 | 6/8/2011 12:49:47 PM |
| diplomatic-wealth7 | $25.00 | 6/8/2011 4:57:49 PM |
| alexgalt | $25.00 | 6/8/2011 7:35:06 PM |
| category7 | $50.00 | 6/9/2011 6:58:20 AM |
| 168RichCapital | $25.60 | 6/9/2011 6:15:21 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
509101
This series of Notes was issued and sold upon the funding of the borrower loan #50453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,832.15 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-14-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $253.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
3 | Length of status: | 2y 10m |
|
Amount delinquent:
| $33 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Ronisloss |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expenses and Payoff
Purpose of loan:
This loan will be used to pay off existing loan to decrease my monthly obligation to one loan account and purchase beauty business products
My financial situation:
I am a good candidate for this loan because I have been with my financial institution for well over five years with no closed accounts or fees owed to the bank....I don't pay a mortgage or rent and I pay the bills I do have on time as obligated such as light and water bill, internet, cable, and phone.
Monthly net income: $ 2244.04
Monthly expenses: $1299.00
Housing: $0.00
Insurance: $142.00
Car expenses: $0.00
Utilities: $250.00
Phone, cable, internet: $180.00
Food, entertainment: $0.00
Clothing, household expenses: $200.00
Credit cards and other loans: $527.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 6/1/2011 12:48:19 PM |
| best-charming-leverage | $100.00 | 6/6/2011 4:09:17 PM |
| red-power-pecan | $50.00 | 6/9/2011 8:19:55 AM |
| kulender | $50.00 | 6/9/2011 6:34:45 AM |
| coin-sonnet | $100.00 | 6/9/2011 6:37:15 PM |
| diplomatic-wealth7 | $25.00 | 6/9/2011 6:38:14 PM |
| jiggaman7 | $100.00 | 6/10/2011 9:27:08 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:44:57 AM |
| unrivaled-silver | $50.00 | 6/10/2011 9:33:54 AM |
| rescue | $100.00 | 6/10/2011 11:19:08 AM |
| Comoparklender | $50.00 | 6/11/2011 6:38:10 PM |
| Bookophile | $50.00 | 6/11/2011 3:31:59 PM |
| finance-mushroom | $51.41 | 6/11/2011 11:11:14 PM |
| seisen | $59.09 | 6/11/2011 9:44:00 PM |
| wwwUniversal | $25.00 | 6/11/2011 10:33:08 PM |
| the-debt-starfish | $125.00 | 6/12/2011 11:02:50 AM |
| ursus | $50.00 | 6/12/2011 1:03:59 PM |
| antlr | $50.00 | 6/12/2011 1:14:15 PM |
| riproaringrapids | $25.00 | 6/12/2011 6:59:40 PM |
| CAGE-Investments | $25.00 | 6/13/2011 8:30:47 AM |
| worldly-community3 | $50.00 | 6/12/2011 8:39:51 PM |
| five-star-note | $25.00 | 6/13/2011 8:50:00 AM |
| ndwayno | $25.00 | 6/13/2011 9:07:41 AM |
| blackstar | $25.00 | 6/13/2011 10:21:59 AM |
| nybanker85 | $50.00 | 6/13/2011 10:11:54 AM |
| chungfang | $25.00 | 6/13/2011 4:00:41 PM |
| Jack55304 | $300.00 | 6/13/2011 10:33:33 AM |
| bkwest01 | $100.00 | 6/13/2011 10:34:53 AM |
| the-dollar-topper | $25.61 | 6/14/2011 2:55:02 AM |
| happy-contract8 | $26.40 | 6/14/2011 3:20:12 AM |
| zorg77 | $25.00 | 6/13/2011 9:00:46 PM |
| worldly-money4 | $100.00 | 6/14/2011 6:59:29 AM |
| green-capital-hornet | $25.00 | 6/14/2011 3:17:08 AM |
| reflective-rupee | $200.09 | 6/14/2011 10:04:31 AM |
| CC911 | $25.00 | 6/14/2011 10:11:20 AM |
| rhin0cerx | $50.00 | 6/14/2011 10:13:08 AM |
| famous-bid9 | $50.00 | 6/14/2011 10:07:15 AM |
| riveting-wealth2 | $100.00 | 6/14/2011 10:13:36 AM |
| LAM26 | $25.00 | 6/14/2011 10:09:35 AM |
| ukstevenhawaii | $100.00 | 6/14/2011 10:12:31 AM |
| life-is-great | $25.00 | 6/14/2011 10:12:36 AM |
| natural-greenback6 | $25.00 | 6/14/2011 10:12:45 AM |
| PRGuyinVA | $25.00 | 6/14/2011 10:12:47 AM |
| Banker7371 | $25.00 | 6/14/2011 10:20:54 AM |
| shrewd-peace7 | $25.00 | 6/14/2011 9:57:54 AM |
| nodrivelpls | $25.00 | 6/14/2011 10:32:42 AM |
| new-social-economist | $50.00 | 6/14/2011 10:34:11 AM |
| credit-sycamore4 | $50.00 | 6/14/2011 10:12:42 AM |
| richboy56 | $25.00 | 6/14/2011 10:58:57 AM |
| kaykarun | $25.00 | 6/14/2011 11:07:23 AM |
| jonnysixgun | $25.00 | 6/14/2011 12:16:53 PM |
| nickel-balance | $25.00 | 6/14/2011 12:51:20 PM |
| cropdust3r | $25.00 | 6/14/2011 10:47:51 AM |
| Gibbyland | $100.00 | 6/14/2011 4:20:16 PM |
| 6moonbeams | $25.00 | 6/14/2011 4:20:53 PM |
| Mariner3605 | $25.00 | 6/14/2011 4:22:03 PM |
| victorcab | $25.00 | 6/14/2011 4:22:40 PM |
| drkosh | $25.00 | 6/14/2011 4:22:41 PM |
| biobulator | $50.00 | 6/14/2011 4:22:49 PM |
| GMOD026 | $25.00 | 6/14/2011 11:29:31 AM |
| wlm3012 | $50.05 | 6/14/2011 2:52:44 PM |
| the-productive-agreement | $50.00 | 6/14/2011 4:21:25 PM |
| dedicated-transaction796 | $50.00 | 6/14/2011 4:22:13 PM |
| consummate-loyalty1 | $50.00 | 6/14/2011 4:22:38 PM |
| ommcd | $25.00 | 6/3/2011 3:47:51 PM |
| missing-link | $25.00 | 6/3/2011 6:21:17 PM |
| Investoman | $75.00 | 6/5/2011 7:05:26 AM |
| commerce-web5 | $25.00 | 6/9/2011 4:11:51 PM |
| money-surge1 | $25.00 | 6/9/2011 6:33:13 PM |
| JLMGroupFunds | $100.00 | 6/10/2011 9:06:32 AM |
| shmb6508 | $50.00 | 6/10/2011 9:26:05 AM |
| green-rapid-openness | $50.00 | 6/10/2011 1:19:44 PM |
| BooRadley | $25.00 | 6/11/2011 1:24:15 PM |
| Easystreet | $25.00 | 6/11/2011 12:40:39 PM |
| worthy-bid8 | $25.00 | 6/11/2011 12:46:05 PM |
| bid-czar8 | $50.00 | 6/11/2011 10:58:58 PM |
| papaloha | $25.00 | 6/11/2011 9:44:36 PM |
| brmar | $25.00 | 6/12/2011 11:12:27 AM |
| madpinto21 | $37.50 | 6/12/2011 11:52:32 AM |
| kind-credit-bear | $25.00 | 6/12/2011 1:09:54 PM |
| mercuriant | $25.00 | 6/12/2011 1:17:00 PM |
| money-bauble | $50.00 | 6/12/2011 1:01:05 PM |
| Iamthewalrus | $25.00 | 6/12/2011 1:05:01 PM |
| important-openness1 | $100.00 | 6/12/2011 9:34:53 PM |
| beaker | $25.00 | 6/13/2011 6:45:44 AM |
| handy-justice | $100.00 | 6/13/2011 8:48:08 AM |
| graceful-investment | $100.00 | 6/13/2011 10:21:24 AM |
| HHP | $100.00 | 6/13/2011 10:17:59 AM |
| Wellman | $50.00 | 6/13/2011 10:38:09 AM |
| desertoasis | $30.00 | 6/13/2011 10:46:43 AM |
| red-enthralling-justice | $50.00 | 6/13/2011 7:19:24 PM |
| LendInDC | $50.00 | 6/13/2011 10:09:35 PM |
| IIP77 | $25.00 | 6/13/2011 5:31:25 PM |
| TCR3 | $27.00 | 6/14/2011 2:51:08 AM |
| top-payout-fixer | $35.00 | 6/14/2011 6:24:52 AM |
| intuitive-bill | $25.00 | 6/14/2011 6:40:13 AM |
| helpful-listing | $25.00 | 6/14/2011 6:54:20 AM |
| burrito6 | $25.00 | 6/14/2011 3:00:38 AM |
| tylerfd | $25.00 | 6/14/2011 8:09:12 AM |
| credit-wheel7 | $25.00 | 6/14/2011 9:54:14 AM |
| Dweeberkitty1 | $25.00 | 6/14/2011 9:58:56 AM |
| genius520 | $50.00 | 6/14/2011 10:08:27 AM |
| stock106 | $25.00 | 6/14/2011 10:13:20 AM |
| Rob717171 | $50.00 | 6/14/2011 10:09:00 AM |
| raisingophelia | $25.00 | 6/14/2011 10:15:02 AM |
| Kaj | $35.00 | 6/14/2011 10:12:55 AM |
| honorable-yield | $25.00 | 6/14/2011 10:13:00 AM |
| handshake5 | $100.00 | 6/14/2011 10:23:27 AM |
| fury220 | $50.00 | 6/14/2011 10:31:06 AM |
| fairhelper | $25.00 | 6/14/2011 10:04:39 AM |
| Runegeld | $25.00 | 6/14/2011 10:33:05 AM |
| GInBaghdad | $25.00 | 6/14/2011 10:11:07 AM |
| worth-web5 | $100.00 | 6/14/2011 10:12:50 AM |
| justice-economist | $25.00 | 6/14/2011 10:13:31 AM |
| copper | $50.00 | 6/14/2011 10:32:12 AM |
| Au-Ag-Pt | $30.00 | 6/14/2011 4:21:05 PM |
| deadbabyseal | $25.00 | 6/14/2011 10:58:07 AM |
| villagers | $25.00 | 6/14/2011 4:22:46 PM |
| umfan123 | $25.00 | 6/14/2011 4:20:44 PM |
| epic-value6 | $50.00 | 6/14/2011 11:07:54 AM |
| hope-eagle6 | $25.00 | 6/14/2011 4:22:43 PM |
| money-elation4 | $25.00 | 6/14/2011 4:54:30 PM |
| irrelevant | $25.00 | 6/14/2011 4:25:31 PM |
| asiaratt | $50.00 | 6/14/2011 4:20:38 PM |
| Chicagoan3660 | $50.00 | 6/14/2011 4:22:45 PM |
| 125 Investments
|
Borrower Payment Dependent Notes Series
509221
This series of Notes was issued and sold upon the funding of the borrower loan #50450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,341.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-02-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-13-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $396.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 44% |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,188 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-stylish-trade |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Aug-2010)
|
|
Principal balance:
| $7,929.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Debt Consolidation and name change
Purpose of loan:
This loan will be used to consolidate debt and have it put in my name. I divorced in November and have been paying on this debt already, but need to have it put in my name. I really would like to have just this one payment and know that I am working the total down!
My financial situation:
I am a good candidate for this loan because I have been paying on this amount as it is, I just need it in my name and the convenience of having just the one payment!
Monthly net income: $2150.00
Housing: $495.00
Car expenses: $163.00
Utilities: $45.00
Phone, cable, internet: $89.00
Credit cards and other loans: $14,340 (this is what the loan will put in my name :) )
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| loyalty-sherpa | $25.00 | 6/2/2011 5:20:55 PM |
| Interloper | $27.00 | 6/2/2011 5:27:35 PM |
| asset-professor | $25.00 | 6/2/2011 5:14:17 PM |
| Sierrahh | $50.00 | 6/3/2011 9:53:15 AM |
| ready-interest9 | $25.00 | 6/3/2011 8:57:32 AM |
| ommcd | $25.00 | 6/3/2011 3:54:01 PM |
| reflective-rupee | $175.03 | 6/3/2011 4:41:46 PM |
| RockpointCapital | $200.00 | 6/3/2011 6:54:33 PM |
| Kaj | $35.00 | 6/3/2011 7:16:44 PM |
| decisive-commerce9 | $50.00 | 6/3/2011 7:25:39 PM |
| mad-scientist0 | $50.00 | 6/3/2011 7:47:06 PM |
| Mad_Scientist | $35.00 | 6/3/2011 7:52:44 PM |
| GCInvestments | $25.00 | 6/3/2011 8:22:27 PM |
| Imaginos1892 | $50.00 | 6/3/2011 9:43:35 PM |
| IIP77 | $25.00 | 6/3/2011 9:47:30 PM |
| CreditBuilder2 | $100.00 | 6/3/2011 9:54:18 PM |
| FormulaTroll | $25.00 | 6/3/2011 9:58:17 PM |
| Investoman | $50.00 | 6/3/2011 7:45:34 PM |
| best-asset-jedi | $50.00 | 6/3/2011 11:48:49 PM |
| peso-mate | $50.00 | 6/4/2011 12:19:29 AM |
| Preferred-Lender | $25.00 | 6/3/2011 8:19:20 PM |
| compwhiz | $25.00 | 6/3/2011 8:24:12 PM |
| credit-kahuna | $50.00 | 6/4/2011 4:37:48 AM |
| friendly-market5 | $25.00 | 6/4/2011 5:10:44 AM |
| MrCoffee | $28.37 | 6/4/2011 12:57:30 AM |
| dslobbs | $25.00 | 6/4/2011 6:48:35 AM |
| whatreality | $25.00 | 6/4/2011 4:26:52 AM |
| hudget | $35.00 | 6/4/2011 6:05:59 AM |
| MoneyTree79 | $30.00 | 6/4/2011 6:23:31 AM |
| hope-lionheart1 | $25.00 | 6/4/2011 10:09:05 AM |
| dslobbs | $25.00 | 6/4/2011 7:03:26 AM |
| rubylender | $25.00 | 6/4/2011 10:53:49 AM |
| thelovebug | $150.00 | 6/4/2011 8:31:21 AM |
| important-openness1 | $75.00 | 6/4/2011 12:09:51 PM |
| krd_Chicago | $100.00 | 6/4/2011 12:25:20 PM |
| ore-dojo | $50.00 | 6/4/2011 11:20:00 AM |
| math1973 | $50.00 | 6/4/2011 12:41:27 PM |
| SweatyBalls | $50.00 | 6/4/2011 6:46:44 PM |
| dollardave | $52.23 | 6/4/2011 11:44:02 PM |
| loan-fate | $200.00 | 6/5/2011 10:03:49 AM |
| MARSTUN | $50.00 | 6/5/2011 1:24:38 PM |
| open-minded-p2p1 | $30.00 | 6/5/2011 6:22:55 PM |
| cymbal097 | $50.00 | 6/5/2011 3:34:15 PM |
| chameleon125 | $25.00 | 6/6/2011 6:32:16 AM |
| money-yeller | $100.00 | 6/6/2011 7:09:14 AM |
| moola-accelerator6 | $25.00 | 6/6/2011 7:54:01 AM |
| shugyosha | $50.00 | 6/6/2011 9:39:29 AM |
| bonus-seahorse | $50.00 | 6/6/2011 11:41:39 AM |
| Abstract | $50.00 | 6/6/2011 11:15:03 AM |
| asset-professor | $50.00 | 6/6/2011 1:26:05 PM |
| Invest_in_residual_income | $50.00 | 6/6/2011 3:20:19 PM |
| a-leverage-investor | $50.00 | 6/6/2011 3:37:54 PM |
| flexible-value | $25.00 | 6/6/2011 8:19:30 PM |
| bboy21385 | $125.00 | 6/6/2011 5:50:28 PM |
| SnakeV | $25.00 | 6/7/2011 2:59:49 AM |
| bmbanzai | $25.00 | 6/6/2011 8:28:55 PM |
| Tradesmanlender | $35.00 | 6/7/2011 5:28:45 AM |
| integrity-doctor | $100.00 | 6/7/2011 7:35:51 AM |
| silvercertificate | $25.00 | 6/7/2011 9:06:04 AM |
| SmartBanking | $25.00 | 6/7/2011 9:11:47 AM |
| on_your_side | $45.78 | 6/7/2011 11:23:08 AM |
| investment-comet | $25.00 | 6/7/2011 11:43:31 AM |
| tokyopete23 | $25.00 | 6/7/2011 12:19:18 PM |
| silvercertificate | $25.00 | 6/8/2011 10:57:52 AM |
| boss520 | $200.00 | 6/8/2011 4:27:35 PM |
| 350DGRZ | $25.00 | 6/8/2011 1:32:55 PM |
| famous-bill | $25.00 | 6/8/2011 6:03:35 PM |
| MrRooster101 | $25.00 | 6/8/2011 9:46:17 PM |
| wealth-starfish | $400.00 | 6/9/2011 7:32:27 AM |
| john2218 | $25.00 | 6/9/2011 9:49:28 AM |
| JLMGroupFunds | $100.00 | 6/9/2011 8:44:46 AM |
| ivy-league-MBA | $25.00 | 6/9/2011 10:04:13 AM |
| money-surge1 | $25.00 | 6/9/2011 10:55:54 AM |
| ujiba | $35.53 | 6/9/2011 9:57:59 AM |
| Rick7925 | $25.00 | 6/9/2011 11:59:56 AM |
| choss02 | $50.00 | 6/9/2011 1:33:34 PM |
| enchanted-note | $50.00 | 6/9/2011 2:41:19 PM |
| xcazngijoe | $50.00 | 6/10/2011 12:37:39 AM |
| moola-pillow | $25.00 | 6/10/2011 4:09:34 PM |
| grove064 | $100.00 | 6/10/2011 1:19:41 PM |
| enthralling-deal180 | $50.00 | 6/10/2011 6:05:02 PM |
| mckhbnpc | $50.00 | 6/11/2011 10:44:27 AM |
| coin-popcorn | $33.00 | 6/11/2011 8:59:55 AM |
| richboy56 | $25.00 | 6/11/2011 9:05:01 AM |
| mstar925 | $25.00 | 6/11/2011 2:43:51 PM |
| DasMula | $27.00 | 6/11/2011 10:47:23 PM |
| leverage-monger | $25.00 | 6/12/2011 7:44:34 AM |
| bid-lightning9 | $50.00 | 6/11/2011 10:50:30 PM |
| WalnutCreekguy | $50.00 | 6/12/2011 7:26:38 AM |
| janeybooboo | $100.00 | 6/12/2011 5:13:50 AM |
| Tai | $50.00 | 6/12/2011 12:49:18 PM |
| goffmt | $44.16 | 6/12/2011 8:50:42 AM |
| honorable-yield | $25.00 | 6/12/2011 12:52:56 PM |
| shrewd-income | $50.00 | 6/12/2011 6:08:29 PM |
| Kyileo | $25.00 | 6/12/2011 5:22:36 PM |
| Shirts | $291.24 | 6/13/2011 6:27:13 AM |
| well-mannered-income3 | $25.00 | 6/13/2011 7:18:54 AM |
| DoctorJoe | $25.00 | 6/13/2011 3:46:12 AM |
| priceless-cash5 | $25.00 | 6/13/2011 5:18:02 AM |
| thegoat1970 | $43.27 | 6/13/2011 8:08:43 AM |
| janeybooboo | $100.00 | 6/2/2011 6:34:54 PM |
| BxRealtor | $25.00 | 6/2/2011 5:19:25 PM |
| BankofRon | $25.00 | 6/2/2011 5:21:46 PM |
| reflective-rupee | $25.02 | 6/2/2011 11:50:07 PM |
| auction-seeker | $25.00 | 6/3/2011 4:41:01 PM |
| zorg77 | $50.00 | 6/3/2011 5:16:47 PM |
| designer_10 | $25.00 | 6/3/2011 6:44:47 PM |
| first-serene-credit | $25.00 | 6/3/2011 7:31:10 PM |
| Bob450 | $25.04 | 6/3/2011 9:05:08 PM |
| TommyTucker | $32.89 | 6/3/2011 9:06:47 PM |
| shrewd-income | $25.00 | 6/3/2011 7:56:14 PM |
| credible-balance0 | $25.00 | 6/4/2011 2:24:59 AM |
| cmg891 | $25.00 | 6/3/2011 9:39:03 PM |
| return-investor6 | $25.00 | 6/3/2011 9:43:45 PM |
| FinanceEngine | $35.00 | 6/4/2011 7:10:14 AM |
| jazzlender | $50.00 | 6/4/2011 8:03:49 AM |
| eg192 | $65.00 | 6/4/2011 9:31:54 AM |
| revenue-appraiser | $25.00 | 6/4/2011 10:23:39 AM |
| RedantFinance | $25.00 | 6/4/2011 9:07:09 AM |
| wampum-treaty | $100.00 | 6/4/2011 2:55:53 PM |
| rautility | $25.00 | 6/4/2011 2:11:08 PM |
| terrific-return | $25.00 | 6/4/2011 4:35:59 PM |
| commitment-orca7 | $100.00 | 6/4/2011 12:29:38 PM |
| terrific-return | $25.00 | 6/4/2011 5:04:40 PM |
| awesome-silver | $100.00 | 6/4/2011 2:05:03 PM |
| mighty-point8 | $25.00 | 6/4/2011 10:17:14 PM |
| pthighs | $100.00 | 6/4/2011 11:25:57 PM |
| neutrino6 | $25.00 | 6/5/2011 1:08:01 AM |
| glimmering-generosity0 | $50.00 | 6/5/2011 10:50:36 AM |
| industrious-currency | $55.00 | 6/5/2011 2:27:06 PM |
| loss-of-control | $50.00 | 6/5/2011 4:58:22 PM |
| wlm3012 | $25.05 | 6/5/2011 5:43:11 PM |
| first-charming-fund | $25.00 | 6/5/2011 7:05:15 PM |
| penny-eagle | $50.00 | 6/5/2011 9:14:55 PM |
| octoberfresh | $25.00 | 6/6/2011 8:25:31 AM |
| Isanpankki | $25.00 | 6/6/2011 7:22:05 AM |
| commerce-renewal | $200.00 | 6/5/2011 9:05:33 PM |
| SkyLoan | $28.91 | 6/5/2011 9:32:21 PM |
| nickel-position | $25.00 | 6/6/2011 9:15:04 AM |
| friendly-principal76 | $25.00 | 6/6/2011 9:37:58 AM |
| Tscheddar | $100.00 | 6/6/2011 10:33:23 AM |
| autonomous-truth | $100.00 | 6/6/2011 1:06:28 PM |
| mykkai | $25.00 | 6/6/2011 1:15:09 PM |
| CincyTex | $50.00 | 6/6/2011 12:59:38 PM |
| frclmym | $25.00 | 6/6/2011 7:27:17 PM |
| RedantFinance | $25.00 | 6/6/2011 10:09:58 PM |
| intuitive-bill | $25.00 | 6/7/2011 6:15:11 AM |
| coin-bee1 | $25.00 | 6/7/2011 6:31:10 AM |
| TigerForce | $25.00 | 6/7/2011 4:47:09 AM |
| Pakse | $25.00 | 6/7/2011 6:16:36 AM |
| nilonc1 | $25.00 | 6/7/2011 7:06:18 AM |
| special-rupee | $60.00 | 6/7/2011 9:32:49 AM |
| building_community | $25.00 | 6/7/2011 9:18:55 AM |
| helpwithoutbanks | $25.00 | 6/7/2011 11:03:05 AM |
| gold-phoenix9 | $50.00 | 6/7/2011 10:52:49 AM |
| worth-blanket2 | $5,000.00 | 6/7/2011 11:44:56 AM |
| hidavehi | $33.00 | 6/7/2011 6:23:53 PM |
| Mariner3605 | $25.00 | 6/8/2011 9:46:51 AM |
| bid-czar8 | $50.00 | 6/8/2011 10:03:39 AM |
| Hope4You | $100.00 | 6/8/2011 4:39:36 PM |
| JTDeli | $325.00 | 6/9/2011 10:13:07 AM |
| Kame | $25.00 | 6/9/2011 11:58:58 AM |
| please-repay | $50.00 | 6/10/2011 4:24:54 AM |
| persistent-value3 | $25.43 | 6/10/2011 7:34:11 AM |
| rescue | $100.00 | 6/10/2011 11:07:51 AM |
| healthy-peso9 | $25.00 | 6/10/2011 10:00:19 AM |
| yf99yz | $25.00 | 6/10/2011 1:10:12 PM |
| enthusiastic-point | $25.00 | 6/10/2011 6:21:16 PM |
| irrelevant | $25.00 | 6/10/2011 10:35:14 PM |
| BigRango | $50.00 | 6/11/2011 1:50:34 AM |
| deal-banker | $100.00 | 6/10/2011 9:29:18 PM |
| BigBag | $25.00 | 6/11/2011 8:48:42 AM |
| community-saver158 | $50.00 | 6/11/2011 7:55:59 AM |
| kulender | $100.00 | 6/12/2011 12:44:22 PM |
| madpinto21 | $50.00 | 6/12/2011 11:52:35 AM |
| listing-vista | $50.00 | 6/12/2011 12:49:06 PM |
| market-clarinet | $50.00 | 6/12/2011 8:17:47 PM |
| riproaringrapids | $25.00 | 6/12/2011 7:00:21 PM |
| efficient-treasure0 | $25.00 | 6/12/2011 8:59:14 PM |
| mpatrick | $75.00 | 6/12/2011 9:01:41 PM |
| pfh | $25.00 | 6/13/2011 4:55:49 AM |
| martymaniaman | $28.05 | 6/13/2011 6:54:48 AM |
| 182 Investments
|
Borrower Payment Dependent Notes Series
509373
This series of Notes was issued and sold upon the funding of the borrower loan #50215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,903.64 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $300.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,515 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trade-metronome3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Requesting a Loan
Purpose of loan:
This loan will be used to consolidate a few credit cards and make a few repairs two of our vehicles.
My financial situation:
I am a good candidate for this loan because, I pay all my bills on time and my income increases at a regular rate due to merit increases and promotions.
Monthly net income: $6204.54 + wife's income is $7704.54
Monthly expenses: $6135.32
Housing: $1972.84
Insurance: $120.00
Car expenses: $350.00
Utilities: $345.00
Phone, cable, internet: $110
Food, entertainment: $1000
Clothing, household expenses: $300
Credit cards and other loans: $1668.00
Other expenses: $310.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 6/2/2011 9:13:23 AM |
| economy-coup | $100.00 | 6/2/2011 9:46:16 AM |
| BankofRon | $25.00 | 6/2/2011 9:09:02 AM |
| kind-charming-value | $1,000.00 | 6/2/2011 10:37:06 AM |
| tranquil-gain1 | $50.00 | 6/3/2011 10:01:24 AM |
| CA-Lender | $25.06 | 6/3/2011 12:24:55 PM |
| tech310 | $50.00 | 6/3/2011 6:32:26 PM |
| Investoman | $75.00 | 6/5/2011 7:06:34 AM |
| loanman2007 | $50.00 | 6/6/2011 1:49:07 PM |
| restless-dime | $25.00 | 6/8/2011 12:13:04 PM |
| sturdy-peace9 | $50.00 | 6/8/2011 9:12:52 PM |
| red-power-pecan | $50.00 | 6/9/2011 8:21:14 AM |
| Azonic21 | $25.00 | 6/9/2011 7:48:03 PM |
| Whipster | $60.00 | 6/9/2011 7:53:33 PM |
| dough-museum1 | $25.00 | 6/10/2011 9:23:40 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:46:19 AM |
| rescue | $100.00 | 6/10/2011 11:20:06 AM |
| Mombo-5 | $50.00 | 6/10/2011 2:56:21 PM |
| handy-justice | $100.00 | 6/11/2011 7:35:51 PM |
| diplomatic-wealth7 | $25.00 | 6/11/2011 8:33:22 PM |
| trade-goblin9 | $25.00 | 6/12/2011 12:09:11 PM |
| palace2 | $450.00 | 6/12/2011 4:08:00 PM |
| millionaireat40 | $29.61 | 6/12/2011 5:16:47 PM |
| greencat | $50.00 | 6/13/2011 7:32:08 AM |
| kttalamo | $100.00 | 6/13/2011 8:04:05 AM |
| wlm3012 | $50.05 | 6/13/2011 6:53:01 AM |
| Wellman | $50.00 | 6/13/2011 10:38:37 AM |
| desertoasis | $25.00 | 6/13/2011 8:20:00 PM |
| kindness-venture1 | $25.00 | 6/14/2011 2:58:02 AM |
| CheapDolo22 | $25.00 | 6/14/2011 9:55:46 AM |
| tylerfd | $25.00 | 6/14/2011 10:49:12 AM |
| nickel-balance | $25.00 | 6/14/2011 12:51:50 PM |
| wwwUniversal | $25.00 | 6/14/2011 4:21:58 PM |
| nickel-hickory | $50.00 | 6/14/2011 3:52:00 PM |
| money-surge1 | $25.00 | 6/14/2011 4:25:41 PM |
| zipemdown | $25.00 | 6/14/2011 5:46:35 PM |
| exchange-upholder0 | $25.00 | 6/14/2011 7:07:31 PM |
| new-clean-deal | $50.00 | 6/15/2011 9:38:13 AM |
| unrivaled-silver | $50.00 | 6/15/2011 9:57:34 AM |
| the-enthralling-coin | $25.00 | 6/15/2011 10:06:11 AM |
| papaloha | $25.00 | 6/15/2011 10:08:09 AM |
| CAGE-Investments | $25.00 | 6/15/2011 10:09:51 AM |
| JLMGroupFunds | $82.50 | 6/15/2011 9:18:45 AM |
| chungfang | $25.00 | 6/15/2011 10:11:20 AM |
| restless-dime | $25.00 | 6/15/2011 10:17:14 AM |
| green-rapid-openness | $50.00 | 6/15/2011 9:49:37 AM |
| icanhasloanz | $25.00 | 6/15/2011 12:24:17 PM |
| worthy-bid8 | $25.00 | 6/15/2011 10:08:15 AM |
| irrelevant | $25.00 | 6/15/2011 2:10:17 PM |
| graceful-investment | $100.00 | 6/15/2011 5:43:31 PM |
| BeanCownter | $50.00 | 6/15/2011 5:43:51 PM |
| Comoparklender | $50.00 | 6/15/2011 5:40:50 PM |
| seisen | $100.00 | 6/15/2011 5:35:03 PM |
| Weaverville | $25.00 | 6/15/2011 10:29:36 PM |
| groundsquirrel | $25.00 | 6/15/2011 7:25:54 PM |
| golffish2 | $50.00 | 6/16/2011 7:22:54 AM |
| kind-credit-bear | $25.00 | 6/16/2011 9:00:22 AM |
| truth-eclair | $50.00 | 6/16/2011 9:00:45 AM |
| benwalla | $50.00 | 6/16/2011 9:00:46 AM |
| MARWARISETH | $25.00 | 6/16/2011 9:00:52 AM |
| golffish2 | $25.00 | 6/16/2011 3:52:43 AM |
| DDHMoney | $25.00 | 6/16/2011 9:00:43 AM |
| golffish2 | $25.00 | 6/2/2011 9:05:57 AM |
| Kash2010lu | $25.00 | 6/2/2011 11:22:33 AM |
| JustMee | $25.00 | 6/2/2011 11:43:50 AM |
| reflective-rupee | $200.02 | 6/2/2011 11:47:08 AM |
| sonicpluto | $25.00 | 6/2/2011 3:08:21 PM |
| DasMula | $25.00 | 6/2/2011 6:12:20 PM |
| SecondChanceLendingSERV | $25.00 | 6/2/2011 6:35:32 PM |
| yf99yz | $30.00 | 6/2/2011 10:05:04 PM |
| alexgalt | $25.00 | 6/2/2011 11:47:46 PM |
| lendstats_com | $200.00 | 6/3/2011 6:49:33 AM |
| SolarMoonshine | $25.00 | 6/3/2011 10:17:25 AM |
| ommcd | $25.00 | 6/3/2011 3:49:01 PM |
| bazaar-festivity | $25.00 | 6/4/2011 1:22:26 PM |
| nodebt2012 | $25.00 | 6/4/2011 9:31:22 PM |
| InChicago | $50.00 | 6/5/2011 6:34:49 PM |
| coin-bee1 | $50.00 | 6/7/2011 6:20:55 AM |
| openness-antioxidant | $50.00 | 6/7/2011 10:05:01 AM |
| missing-link | $25.00 | 6/8/2011 10:06:36 AM |
| cashhelp | $30.00 | 6/8/2011 6:09:45 PM |
| awesome-silver | $200.00 | 6/8/2011 11:40:56 PM |
| sdcc72 | $25.00 | 6/9/2011 3:39:42 PM |
| compatible-agreement | $25.00 | 6/9/2011 5:12:50 PM |
| wonder3 | $30.00 | 6/10/2011 7:51:49 AM |
| best-charming-leverage | $100.00 | 6/10/2011 9:32:26 AM |
| kulender | $50.00 | 6/10/2011 12:35:04 PM |
| scarlet-velvet | $25.08 | 6/10/2011 7:09:09 PM |
| p2ploan-sensation211 | $25.00 | 6/11/2011 3:34:41 PM |
| important-openness1 | $100.00 | 6/12/2011 9:34:41 PM |
| TackingWindward | $25.00 | 6/12/2011 6:53:22 PM |
| commerce-web5 | $25.00 | 6/13/2011 10:35:17 AM |
| money-bauble | $50.00 | 6/13/2011 3:24:37 PM |
| equitylender | $32.14 | 6/13/2011 5:50:00 PM |
| five-star-note | $50.00 | 6/13/2011 6:44:22 PM |
| red-enthralling-justice | $50.00 | 6/13/2011 7:19:44 PM |
| worldly-money4 | $100.00 | 6/14/2011 6:59:57 AM |
| beaker | $30.00 | 6/14/2011 8:20:28 AM |
| GElender | $25.00 | 6/14/2011 6:29:36 AM |
| coin-sonnet | $100.00 | 6/14/2011 10:14:28 AM |
| marketologist327 | $25.00 | 6/14/2011 6:19:32 PM |
| jiggaman7 | $100.00 | 6/15/2011 4:22:51 AM |
| Bob450 | $25.00 | 6/15/2011 8:35:27 AM |
| rjcoutur2001 | $79.18 | 6/15/2011 8:35:20 AM |
| brmar | $25.00 | 6/15/2011 10:06:02 AM |
| shmb6508 | $50.00 | 6/15/2011 10:05:40 AM |
| bid-czar8 | $50.00 | 6/15/2011 10:10:36 AM |
| Easystreet | $25.00 | 6/15/2011 10:09:15 AM |
| prominence8 | $25.00 | 6/15/2011 10:13:29 AM |
| Bookophile | $50.00 | 6/15/2011 10:22:36 AM |
| finance-mushroom | $100.00 | 6/15/2011 11:29:13 AM |
| mercuriant | $25.00 | 6/15/2011 3:54:34 PM |
| Cash_Lender | $100.00 | 6/15/2011 4:22:48 PM |
| antlr | $50.00 | 6/15/2011 4:42:52 PM |
| ingenious-truth0 | $50.00 | 6/15/2011 5:44:26 PM |
| Mariner3605 | $25.00 | 6/16/2011 2:23:43 AM |
| fairhelper | $25.00 | 6/16/2011 9:00:37 AM |
| fighter122 | $25.00 | 6/16/2011 9:00:48 AM |
| exchange-upholder0 | $25.00 | 6/16/2011 7:52:37 AM |
| Atlanta-Buyer | $50.00 | 6/16/2011 9:00:40 AM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
509575
This series of Notes was issued and sold upon the funding of the borrower loan #50346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 7 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,425 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ingenious-payout585 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Pay off three credit cards to bring my monthly payments down.
My financial situation:
I am a good candidate for this loan because...
Although my credit is less than stellar, I pay all my bills on time. I am a Hurricane Katrina victim and had to file bankruptcy soon after. I have worked very hard to get my credit back up, buy my house and provide everything my son deserves.
Monthly net income: $3170
Monthly expenses: $
Housing: $890
Insurance: $150
Car expenses: $320
Utilities: $75
Phone, cable, internet: $72
Food, entertainment: $
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 6/3/2011 5:08:46 PM |
| coin-bee1 | $25.00 | 6/7/2011 6:41:18 AM |
| red-power-pecan | $50.00 | 6/10/2011 9:27:42 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:47:39 AM |
| rescue | $100.00 | 6/10/2011 11:21:40 AM |
| important-openness1 | $100.00 | 6/12/2011 9:36:11 PM |
| worldly-money4 | $100.00 | 6/14/2011 7:01:47 AM |
| patriot897 | $25.00 | 6/14/2011 3:04:39 PM |
| finance-mushroom | $150.00 | 6/15/2011 11:35:50 AM |
| kindness-venture1 | $25.00 | 6/16/2011 9:47:41 AM |
| best-charming-leverage | $100.00 | 6/16/2011 10:23:05 AM |
| money-bauble | $100.00 | 6/16/2011 2:48:49 PM |
| transparency-baton | $25.00 | 6/16/2011 2:51:00 PM |
| Wellman | $50.00 | 6/16/2011 5:20:43 PM |
| janeybooboo | $124.92 | 6/16/2011 6:08:46 PM |
| BankofRon | $25.00 | 6/3/2011 5:12:32 PM |
| ommcd | $25.00 | 6/3/2011 5:13:21 PM |
| tech310 | $50.00 | 6/4/2011 12:23:27 AM |
| Investoman | $50.00 | 6/7/2011 8:34:57 AM |
| scarlet-velvet | $25.08 | 6/10/2011 7:55:29 PM |
| diplomatic-wealth7 | $25.00 | 6/11/2011 8:35:16 PM |
| missing-link | $25.00 | 6/12/2011 1:19:55 PM |
| zipemdown | $25.00 | 6/14/2011 5:47:33 PM |
| Cash_Lender | $100.00 | 6/15/2011 4:23:48 PM |
| marketologist327 | $25.00 | 6/16/2011 10:01:10 AM |
| beaker | $25.00 | 6/16/2011 5:20:58 PM |
| irrelevant | $25.00 | 6/16/2011 6:00:56 PM |
| kulender | $50.00 | 6/16/2011 5:21:07 PM |
| worth-blanket2 | $3,500.00 | 6/16/2011 6:00:53 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
509667
This series of Notes was issued and sold upon the funding of the borrower loan #50209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,212.10 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-17-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $212.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,281 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| systematic-justice2 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I can see the light at the end.....
Purpose of loan: Consolidate and close out cards/cash reserve
A/C repairs have zapped my cash reserve and I never want to live paycheck to paycheck again.
My financial situation:
I am a good candidate for this loan because my income exceeds my debt, I have been given the highest rating by my company and our bonus will be paid in full 3 months. I've been under a lot of stress over the last few months but still managed to excel at my job and will see the rewards. I'm also a strong believer in paying it forward. Not only can you be sure that I will pay this loan back but you can be sure that I will seek to help someone else within 1 year by making a loan here of the same amount that I receive.
Monthly net income: $12000
Monthly expenses: $10000
Housing: $1906
Insurance: $1200
Car expenses: $1000
Utilities: $500
Phone, cable, internet: $124
Food, entertainment: $1400
Household expenses: $900
Credit cards & other loans: $2238
Other expenses: $900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon | $25.00 | 6/3/2011 9:10:17 AM |
| lendstats_com | $200.00 | 6/3/2011 9:48:09 AM |
| El_Profesional | $25.00 | 6/3/2011 10:40:35 AM |
| heavy_ax | $25.00 | 6/3/2011 11:24:58 AM |
| lloyd_s | $25.00 | 6/3/2011 11:03:19 AM |
| bold-gold-relaxation | $100.00 | 6/4/2011 11:20:04 AM |
| loanman2007 | $100.00 | 6/4/2011 11:43:40 AM |
| bold-gold-relaxation | $100.00 | 6/4/2011 11:19:57 AM |
| openness-antioxidant | $100.00 | 6/7/2011 10:09:43 AM |
| sparkling-interest1 | $25.00 | 6/9/2011 2:05:46 PM |
| scarlet-velvet | $25.08 | 6/9/2011 6:45:54 PM |
| BigGuyBank | $57.77 | 6/10/2011 9:55:12 AM |
| SecondChanceLendingSERV | $25.00 | 6/10/2011 11:19:54 AM |
| yf99yz | $25.00 | 6/10/2011 8:58:59 PM |
| diplomatic-wealth7 | $25.00 | 6/11/2011 8:34:52 PM |
| Rogelio48 | $30.00 | 6/11/2011 7:17:15 PM |
| suave-dime6 | $25.00 | 6/12/2011 2:44:03 PM |
| Reddy_Capital | $25.00 | 6/12/2011 10:06:33 PM |
| wonder3 | $35.00 | 6/13/2011 4:41:14 PM |
| payment-gusto | $25.00 | 6/14/2011 10:33:51 AM |
| courteous-kindness1 | $25.00 | 6/14/2011 4:14:37 PM |
| marketologist327 | $25.00 | 6/15/2011 4:23:34 AM |
| doomsday18 | $25.00 | 6/15/2011 10:30:34 AM |
| jjswanso | $50.00 | 6/15/2011 9:49:27 AM |
| finance-mushroom | $100.00 | 6/15/2011 11:30:00 AM |
| tnjohnso | $25.00 | 6/15/2011 10:21:45 AM |
| Cash_Lender | $100.00 | 6/15/2011 4:23:36 PM |
| elation0 | $50.00 | 6/16/2011 9:57:15 AM |
| SolarMoonshine | $25.00 | 6/16/2011 10:03:44 AM |
| orange-preeminant-bill | $50.00 | 6/16/2011 9:49:16 AM |
| Wellman | $50.00 | 6/16/2011 10:03:46 AM |
| social-investor5 | $25.00 | 6/16/2011 11:15:52 AM |
| transparency-baton | $25.00 | 6/16/2011 2:49:40 PM |
| commerce-web5 | $25.00 | 6/16/2011 3:58:40 PM |
| coin-sonnet | $100.00 | 6/16/2011 5:06:35 PM |
| proud-gold9 | $100.00 | 6/16/2011 7:39:24 PM |
| erowis | $75.00 | 6/16/2011 9:35:21 PM |
| irrelevant | $25.00 | 6/17/2011 12:37:36 AM |
| mercuriant | $25.00 | 6/17/2011 12:32:56 AM |
| well-mannered-income3 | $60.00 | 6/17/2011 6:58:34 AM |
| reflective-rupee | $300.00 | 6/16/2011 9:35:16 PM |
| janeybooboo | $200.00 | 6/3/2011 9:17:43 AM |
| tranquil-gain1 | $100.00 | 6/3/2011 10:19:48 AM |
| reflective-rupee | $200.02 | 6/3/2011 10:54:07 AM |
| ommcd | $25.00 | 6/3/2011 3:50:34 PM |
| natural-trade7 | $100.00 | 6/3/2011 4:49:37 PM |
| Kash2010lu | $25.00 | 6/4/2011 12:21:01 PM |
| CA-Lender | $50.06 | 6/4/2011 4:59:12 PM |
| Mombo-5 | $50.00 | 6/5/2011 7:01:22 AM |
| InChicago | $50.00 | 6/5/2011 6:35:45 PM |
| Investoman | $100.00 | 6/7/2011 8:38:44 AM |
| cashhelp | $30.00 | 6/8/2011 6:08:40 PM |
| red-power-pecan | $50.00 | 6/9/2011 3:45:18 PM |
| the-profit-oracle | $25.00 | 6/10/2011 10:47:27 AM |
| rescue | $100.00 | 6/10/2011 11:21:16 AM |
| Whipster | $60.00 | 6/10/2011 8:25:17 PM |
| millionaireat40 | $25.02 | 6/11/2011 9:26:46 AM |
| missing-link | $25.00 | 6/11/2011 12:46:14 PM |
| best-charming-leverage | $100.00 | 6/11/2011 3:03:11 PM |
| JohnSmallberries | $25.00 | 6/12/2011 6:50:44 PM |
| LendingPimp | $100.00 | 6/14/2011 12:36:18 AM |
| GElender | $25.00 | 6/14/2011 6:29:56 AM |
| worldly-money4 | $100.00 | 6/14/2011 7:01:19 AM |
| patriot897 | $25.00 | 6/14/2011 3:04:35 PM |
| zipemdown | $25.00 | 6/14/2011 5:47:17 PM |
| ingenious-deal6 | $25.00 | 6/14/2011 10:24:39 PM |
| JLMGroupFunds | $100.00 | 6/15/2011 9:18:46 AM |
| money-surge1 | $25.00 | 6/15/2011 10:08:57 AM |
| reflective-rupee | $300.07 | 6/15/2011 3:39:29 PM |
| treasure-bliss | $50.00 | 6/15/2011 5:37:09 PM |
| mlj0671 | $25.00 | 6/15/2011 9:39:45 PM |
| finance-prescription | $84.08 | 6/15/2011 5:44:38 PM |
| alexgalt | $25.00 | 6/16/2011 8:17:04 AM |
| money-bauble | $100.00 | 6/16/2011 9:10:00 AM |
| kulender | $50.00 | 6/16/2011 10:05:31 AM |
| beaker | $30.00 | 6/16/2011 9:56:41 AM |
| intuitive-bill | $25.00 | 6/16/2011 10:37:44 AM |
| forceful-auction4 | $25.00 | 6/16/2011 3:25:58 PM |
| ttnk62918 | $25.00 | 6/16/2011 4:16:55 PM |
| red-enthralling-justice | $50.00 | 6/16/2011 5:06:03 PM |
| desertoasis | $25.00 | 6/16/2011 5:06:00 PM |
| bid-czar8 | $50.00 | 6/16/2011 5:21:06 PM |
| chungfang | $25.00 | 6/16/2011 5:21:03 PM |
| Branch95 | $25.00 | 6/16/2011 5:49:18 PM |
| jiggaman7 | $100.00 | 6/16/2011 5:21:14 PM |
| AK49-JW | $25.00 | 6/17/2011 1:06:58 AM |
| LendingPimp | $100.00 | 6/17/2011 3:17:21 AM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
509741
This series of Notes was issued and sold upon the funding of the borrower loan #50435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,804.93 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $400.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,015 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| baron39 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
doug 2
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon | $25.00 | 6/2/2011 5:21:59 PM |
| dedicated-diversification5 | $30.26 | 6/2/2011 6:46:06 PM |
| get30inc | $28.91 | 6/3/2011 8:03:04 AM |
| bazaar-festivity | $50.00 | 6/4/2011 1:19:00 PM |
| worth-blanket2 | $5,000.00 | 6/7/2011 12:10:11 PM |
| reflective-rupee | $175.00 | 6/7/2011 8:26:30 PM |
| reflective-rupee | $25.09 | 6/7/2011 8:26:13 PM |
| red-power-pecan | $50.00 | 6/9/2011 8:21:59 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:47:07 AM |
| best-charming-leverage | $100.00 | 6/10/2011 9:32:28 AM |
| rescue | $100.00 | 6/10/2011 11:20:58 AM |
| yf99yz | $25.00 | 6/10/2011 1:13:21 PM |
| diplomatic-wealth7 | $25.00 | 6/11/2011 8:34:24 PM |
| JohnSmallberries | $25.00 | 6/12/2011 6:50:39 PM |
| loss-of-control | $50.00 | 6/12/2011 7:07:05 PM |
| Reddy_Capital | $25.00 | 6/12/2011 10:03:42 PM |
| jjswanso | $50.00 | 6/13/2011 8:30:03 AM |
| well-mannered-income3 | $25.00 | 6/13/2011 7:21:09 AM |
| leverage-monger | $25.00 | 6/13/2011 9:06:31 AM |
| PotBellyPete | $300.00 | 6/13/2011 11:32:47 AM |
| fantastic-bazaar2 | $50.00 | 6/13/2011 7:37:57 PM |
| mlj0671 | $25.00 | 6/14/2011 5:11:37 AM |
| intuitive-bill | $25.00 | 6/14/2011 6:47:54 AM |
| worldly-money4 | $100.00 | 6/14/2011 7:00:20 AM |
| money-surge1 | $25.00 | 6/14/2011 9:23:25 AM |
| wlm3012 | $25.05 | 6/14/2011 2:49:47 PM |
| zipemdown | $25.00 | 6/14/2011 5:47:08 PM |
| ingenious-deal6 | $25.00 | 6/14/2011 10:24:32 PM |
| umfan123 | $25.00 | 6/15/2011 6:05:41 AM |
| money-bauble | $32.06 | 6/15/2011 2:55:11 AM |
| kulender | $50.00 | 6/15/2011 10:05:54 AM |
| beaker | $25.00 | 6/15/2011 10:12:28 AM |
| new-discrete-camaraderi | $25.00 | 6/15/2011 1:28:03 PM |
| leverage-monger | $25.00 | 6/15/2011 11:40:38 AM |
| Cash_Lender | $100.00 | 6/15/2011 4:23:15 PM |
| desertoasis | $25.00 | 6/15/2011 5:44:11 PM |
| red-enthralling-justice | $50.00 | 6/15/2011 5:44:58 PM |
| coin-sonnet | $100.00 | 6/16/2011 10:22:47 AM |
| NoCal | $25.00 | 6/16/2011 9:51:50 AM |
| tylerfd | $25.00 | 6/16/2011 10:04:14 AM |
| jiggaman7 | $100.00 | 6/16/2011 10:07:44 AM |
| asmithj | $31.54 | 6/16/2011 10:11:44 AM |
| willinvest | $25.00 | 6/16/2011 12:17:17 PM |
| chungfang | $25.00 | 6/16/2011 10:22:14 AM |
| commerce-web5 | $25.00 | 6/16/2011 10:22:30 AM |
| principal-cake | $150.00 | 6/16/2011 11:36:25 AM |
| bosloan26 | $40.00 | 6/16/2011 11:37:57 AM |
| unrivaled-silver | $50.00 | 6/16/2011 3:57:01 PM |
| mercuriant | $25.00 | 6/16/2011 3:58:44 PM |
| forceful-auction4 | $25.00 | 6/16/2011 3:25:56 PM |
| mpatrick | $50.00 | 6/16/2011 3:58:15 PM |
| persevering | $25.00 | 6/3/2011 1:38:49 AM |
| tranquil-gain1 | $50.00 | 6/3/2011 10:16:58 AM |
| ommcd | $25.00 | 6/3/2011 3:50:12 PM |
| Investoman | $100.00 | 6/7/2011 8:38:38 AM |
| openness-antioxidant | $50.00 | 6/7/2011 10:07:38 AM |
| alexgalt | $25.00 | 6/8/2011 7:29:03 PM |
| enchanted-note | $25.00 | 6/9/2011 2:50:46 PM |
| nickel-hickory | $25.00 | 6/10/2011 9:37:12 AM |
| SecondChanceLendingSERV | $25.00 | 6/10/2011 10:55:50 AM |
| missing-link | $25.00 | 6/10/2011 12:34:30 PM |
| janeybooboo | $100.00 | 6/10/2011 12:21:32 PM |
| Reliance_Banker | $25.00 | 6/10/2011 7:51:30 PM |
| MrBailey | $25.00 | 6/10/2011 7:15:04 PM |
| handy-justice | $100.00 | 6/11/2011 7:33:59 PM |
| Rogelio48 | $30.00 | 6/11/2011 7:16:13 PM |
| JLMGroupFunds | $100.00 | 6/12/2011 12:15:12 PM |
| palace2 | $450.00 | 6/12/2011 3:56:12 PM |
| payment-gusto | $25.00 | 6/12/2011 1:25:40 PM |
| irrelevant | $25.00 | 6/13/2011 8:50:07 AM |
| tnjohnso | $25.00 | 6/13/2011 4:00:56 PM |
| marketologist327 | $25.00 | 6/14/2011 6:19:51 PM |
| finance-prescription | $62.68 | 6/15/2011 2:49:31 AM |
| leverage-monger | $30.43 | 6/15/2011 8:28:05 AM |
| treasure-bliss | $28.85 | 6/15/2011 2:38:22 AM |
| partyplan | $40.00 | 6/15/2011 6:33:21 AM |
| orange-preeminant-bill | $50.00 | 6/15/2011 10:03:35 AM |
| Wellman | $50.00 | 6/15/2011 10:06:13 AM |
| qsolo | $200.00 | 6/15/2011 10:21:34 AM |
| finance-mushroom | $100.00 | 6/15/2011 11:29:44 AM |
| Bob450 | $25.00 | 6/15/2011 12:31:47 PM |
| Gibbyland | $100.00 | 6/15/2011 5:37:53 PM |
| CA-Lender | $25.06 | 6/15/2011 9:41:20 PM |
| bid-czar8 | $50.00 | 6/16/2011 10:24:30 AM |
| blue-euro-human | $25.00 | 6/16/2011 10:08:11 AM |
| foxtrot12 | $50.00 | 6/16/2011 3:58:16 PM |
| green-rapid-openness | $50.00 | 6/16/2011 3:58:31 PM |
| transparency-baton | $25.00 | 6/16/2011 2:49:38 PM |
| wwwUniversal | $25.00 | 6/16/2011 4:23:25 PM |
| bonus-demon | $50.00 | 6/16/2011 3:58:03 PM |
| 90 Investments
|
Borrower Payment Dependent Notes Series
509743
This series of Notes was issued and sold upon the funding of the borrower loan #50203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 13y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,254 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| auction-trophy3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Projects
Purpose of loan:
This loan will be used to...
Repair home and pay other debt.
My financial situation:
I am a good candidate for this loan because...
I have learned to pay my bills on time.
Monthly net income: $4000.00
Monthly expenses: $2100.00
Housing: $750 (husband and I both pay this)
Insurance: $350.00 (car and life)
Car expenses: $0
Utilities: $200.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $200 (taxes); sometimes assist daughters (this is optional amount varies)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ommcd | $25.00 | 6/5/2011 12:05:16 PM |
| compatible-agreement | $25.00 | 6/9/2011 5:14:14 PM |
| responsible-worth113 | $35.00 | 6/12/2011 1:18:37 PM |
| important-openness1 | $100.00 | 6/12/2011 9:36:16 PM |
| greencat | $50.00 | 6/13/2011 7:41:50 AM |
| red-power-pecan | $50.00 | 6/13/2011 8:30:10 AM |
| reflective-rupee | $345.05 | 6/14/2011 8:52:01 AM |
| I-Believe-In-You | $25.00 | 6/14/2011 8:15:29 AM |
| Bocephus1959 | $25.00 | 6/14/2011 8:23:27 AM |
| EngineersAlliance | $100.00 | 6/14/2011 8:55:38 AM |
| worldly-money4 | $100.00 | 6/14/2011 7:02:41 AM |
| SolarMoonshine | $25.00 | 6/14/2011 9:52:09 AM |
| FinanceEngine | $30.00 | 6/14/2011 10:01:37 AM |
| supreme-hope | $25.00 | 6/14/2011 10:31:20 AM |
| JauaFlash | $25.00 | 6/14/2011 10:42:16 AM |
| hookUup | $26.40 | 6/14/2011 11:03:06 AM |
| Kash2010lu | $25.00 | 6/14/2011 12:45:32 PM |
| wlm3012 | $25.05 | 6/14/2011 2:13:15 PM |
| deal-marauder6 | $25.00 | 6/14/2011 11:54:57 AM |
| rupee_power | $28.55 | 6/14/2011 5:16:13 PM |
| loss-of-control | $75.00 | 6/14/2011 5:36:44 PM |
| Scotcha | $50.00 | 6/14/2011 4:28:26 PM |
| bath836 | $50.00 | 6/14/2011 6:00:01 PM |
| meers2000 | $58.81 | 6/14/2011 7:02:00 PM |
| autonomous-truth | $50.00 | 6/14/2011 9:06:52 PM |
| RockpointCapital | $200.00 | 6/14/2011 9:08:53 PM |
| well-mannered-income3 | $30.00 | 6/14/2011 7:12:06 PM |
| Mad_Scientist | $25.00 | 6/14/2011 7:23:24 PM |
| irrelevant | $25.00 | 6/15/2011 2:39:18 AM |
| missing-link | $25.00 | 6/15/2011 10:10:30 AM |
| Cash_Lender | $100.00 | 6/15/2011 4:24:17 PM |
| diplomatic-wealth7 | $25.00 | 6/15/2011 5:53:50 PM |
| Core-Marketing | $25.00 | 6/16/2011 5:27:14 AM |
| Valley-of-the-Dollar | $25.00 | 6/16/2011 10:17:18 AM |
| janeybooboo | $100.00 | 6/16/2011 12:59:01 PM |
| money-bauble | $100.00 | 6/16/2011 5:18:16 PM |
| dejnik | $25.00 | 6/16/2011 10:53:56 PM |
| courteous-kindness1 | $25.00 | 6/17/2011 12:47:08 AM |
| Gotogo | $50.00 | 6/17/2011 7:21:41 AM |
| suave-dime6 | $25.00 | 6/5/2011 12:08:47 PM |
| Investoman | $50.00 | 6/7/2011 8:33:54 AM |
| coin-bee1 | $25.00 | 6/7/2011 6:53:46 AM |
| a-finance-nirvana | $25.00 | 6/7/2011 1:02:26 PM |
| the-profit-oracle | $25.00 | 6/10/2011 10:48:25 AM |
| rescue | $100.00 | 6/11/2011 12:44:38 PM |
| beaker | $30.00 | 6/14/2011 8:07:35 AM |
| BigBag | $25.00 | 6/14/2011 9:17:46 AM |
| penny-surgeon | $25.00 | 6/14/2011 9:59:33 AM |
| Dubbs360 | $300.00 | 6/14/2011 9:54:18 AM |
| glroark | $50.00 | 6/14/2011 10:18:03 AM |
| CA-Lender | $25.06 | 6/14/2011 9:40:17 AM |
| market-pudding | $25.00 | 6/14/2011 10:43:52 AM |
| bsmtloan | $89.09 | 6/14/2011 10:54:39 AM |
| vigilance-searcher | $25.00 | 6/14/2011 11:38:12 AM |
| credit-sasquatch3 | $25.00 | 6/14/2011 11:45:14 AM |
| innocent-liberty6 | $25.00 | 6/14/2011 12:21:31 PM |
| whirlingdervish | $25.00 | 6/14/2011 12:39:45 PM |
| responsibility-pine | $25.00 | 6/14/2011 3:55:17 PM |
| BuckeyeBanker | $50.00 | 6/14/2011 11:43:37 AM |
| agalt | $100.00 | 6/14/2011 7:22:13 PM |
| Peacepower | $25.00 | 6/14/2011 5:26:41 PM |
| TheCount | $25.00 | 6/14/2011 5:30:36 PM |
| yf99yz | $25.00 | 6/14/2011 9:05:02 PM |
| mammalian4 | $25.00 | 6/14/2011 5:49:13 PM |
| interstellar | $75.00 | 6/15/2011 4:02:10 AM |
| umfan123 | $25.00 | 6/15/2011 6:05:42 AM |
| feb217 | $25.00 | 6/14/2011 9:04:25 PM |
| icanhasloanz | $25.00 | 6/15/2011 12:29:51 PM |
| newest-generous-income | $25.00 | 6/15/2011 2:05:35 PM |
| handy-justice | $50.00 | 6/15/2011 4:49:40 PM |
| PeePaw | $25.00 | 6/16/2011 9:46:05 AM |
| alexgalt | $25.00 | 6/16/2011 8:11:32 AM |
| zipemdown | $25.00 | 6/16/2011 10:16:11 AM |
| transparency-baton | $25.00 | 6/16/2011 2:51:08 PM |
| finance-mushroom | $100.00 | 6/16/2011 5:18:57 PM |
| Branch95 | $25.00 | 6/16/2011 5:45:42 PM |
| shrewd-income | $25.00 | 6/16/2011 6:27:41 PM |
| bold-direct-asset | $29.35 | 6/17/2011 12:46:02 AM |
| periko | $38.71 | 6/17/2011 6:18:37 AM |
| patriot897 | $25.00 | 6/17/2011 9:05:53 AM |
| Bob450 | $25.00 | 6/17/2011 8:17:10 AM |
| DasMula | $33.93 | 6/17/2011 9:11:35 AM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
509763
This series of Notes was issued and sold upon the funding of the borrower loan #50331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| Jun-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
10 | Length of status: | 11y 10m |
|
Amount delinquent:
| $316 |
Total credit lines:
| 40 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,147 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| silver-aviary0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Instructor
Purpose of loan:
This loan will be used to...consolidate debt from aiding my daughter with school costs
My financial situation:
I am a good candidate for this loan because...I can pay this off quickly, I am married so the expenses below are my share of household expenses.
Monthly net income: $3300
Monthly expenses: $
Housing: $450
Insurance: $150
Car expenses: $400
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 6/3/2011 5:12:55 PM |
| riveting-wealth2 | $50.00 | 6/4/2011 12:43:13 PM |
| transparency-baton | $25.00 | 6/16/2011 5:20:53 PM |
| SoldiersMom | $35.00 | 6/16/2011 8:49:48 PM |
| DasMula | $27.00 | 6/16/2011 6:44:02 PM |
| principal-equalizer | $25.00 | 6/17/2011 4:37:32 AM |
| reflective-rupee | $200.09 | 6/16/2011 8:11:58 PM |
| tech310 | $50.00 | 6/4/2011 12:23:10 AM |
| miamibeachloaner | $25.00 | 6/4/2011 10:02:46 AM |
| Investoman | $50.00 | 6/7/2011 8:34:47 AM |
| compatible-agreement | $25.00 | 6/9/2011 5:30:20 PM |
| Kash2010lu | $25.00 | 6/16/2011 8:14:33 PM |
| worth-blanket2 | $2,100.00 | 6/16/2011 5:54:38 PM |
| CA-Lender | $25.06 | 6/16/2011 9:36:29 PM |
| dejnik | $25.00 | 6/16/2011 10:52:57 PM |
| SolarMoonshine | $25.00 | 6/17/2011 3:41:12 AM |
| oxnard | $25.00 | 6/17/2011 5:50:35 AM |
| tzvie | $12.85 | 6/17/2011 7:05:49 AM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
509791
This series of Notes was issued and sold upon the funding of the borrower loan #50355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jun-06-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-17-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $237.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 760-779 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,925 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| joyful-revenue2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me get out of a time share!
Purpose of loan: Liquidating a time share
This loan will be used to... pay off a time share and liquidate it.
My financial situation: is good and is getting better
I am a good candidate for this loan because... I pay my bills on time and am never late.
I am trying to pay off a time share and then liquidate it so I no longer pay the maintenance fees. I have had the time share for three years and never used it. Thanks for reading!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 6/6/2011 10:28:48 AM |
| CallMeBen | $50.00 | 6/6/2011 5:24:48 PM |
| Bank_Of_XL | $100.00 | 6/6/2011 7:16:11 PM |
| JustMee | $25.00 | 6/6/2011 8:54:02 PM |
| blue-diversification-mushroom | $25.00 | 6/7/2011 1:39:49 PM |
| top-epic-community | $50.00 | 6/7/2011 8:23:21 PM |
| nickel-position | $50.00 | 6/10/2011 11:45:34 AM |
| astute-fairness0 | $25.00 | 6/12/2011 8:57:13 AM |
| MARSTUN | $50.00 | 6/13/2011 10:28:11 AM |
| money-surge1 | $25.00 | 6/13/2011 3:13:10 PM |
| zoomdrm57 | $50.00 | 6/13/2011 5:34:51 PM |
| MadHun | $50.00 | 6/13/2011 9:37:37 PM |
| GElender | $25.00 | 6/14/2011 6:30:16 AM |
| Zolton | $100.00 | 6/14/2011 8:16:13 AM |
| JLMGroupFunds | $100.00 | 6/14/2011 9:22:17 AM |
| riproaringrapids | $25.00 | 6/14/2011 10:38:48 AM |
| yield-quest | $50.00 | 6/14/2011 12:31:30 PM |
| nickel-balance | $25.00 | 6/14/2011 12:50:50 PM |
| Lender0010 | $50.00 | 6/14/2011 3:47:18 PM |
| responsibility-pine | $50.00 | 6/14/2011 4:23:20 PM |
| Peacepower | $33.76 | 6/14/2011 5:22:37 PM |
| GoldenGo4 | $50.00 | 6/14/2011 5:19:51 PM |
| bonus-seahorse | $100.00 | 6/14/2011 1:20:44 PM |
| availableloan | $25.00 | 6/14/2011 1:59:56 PM |
| TheCount | $25.00 | 6/14/2011 5:31:42 PM |
| guard327 | $50.00 | 6/14/2011 5:29:19 PM |
| george9960 | $25.00 | 6/14/2011 2:34:22 PM |
| bid-czar8 | $50.00 | 6/14/2011 5:34:18 PM |
| auction-seeker | $25.00 | 6/14/2011 5:36:12 PM |
| invincible-wampum3 | $50.00 | 6/14/2011 5:36:59 PM |
| Rick7925 | $25.00 | 6/14/2011 5:41:13 PM |
| reflective-rupee | $100.05 | 6/14/2011 4:31:03 PM |
| unflappable-pound3 | $100.00 | 6/14/2011 6:47:15 PM |
| gjm6d | $25.00 | 6/14/2011 7:11:03 PM |
| skorpious | $25.00 | 6/14/2011 7:44:29 PM |
| RockpointCapital | $200.00 | 6/14/2011 9:10:40 PM |
| Kame | $25.00 | 6/14/2011 5:40:11 PM |
| fishing533 | $100.00 | 6/14/2011 5:45:45 PM |
| LendingPimp | $100.00 | 6/15/2011 2:37:14 AM |
| Natronpee | $117.27 | 6/14/2011 6:46:37 PM |
| 420limo | $25.00 | 6/14/2011 7:27:49 PM |
| payout-detective7 | $25.00 | 6/15/2011 4:22:38 AM |
| authoritative-loot | $25.00 | 6/14/2011 10:44:46 PM |
| beaker | $25.00 | 6/15/2011 7:26:41 AM |
| ddog0224 | $25.00 | 6/15/2011 12:34:40 AM |
| the-credit-proton | $50.00 | 6/15/2011 8:46:41 AM |
| pthighs | $100.00 | 6/15/2011 8:59:57 AM |
| Dan77 | $25.00 | 6/15/2011 6:20:05 AM |
| orderly-leverage | $100.00 | 6/15/2011 6:45:56 AM |
| octoberfresh | $25.00 | 6/15/2011 7:15:26 AM |
| robust-rate | $50.00 | 6/15/2011 9:45:11 AM |
| Badgworth | $61.91 | 6/15/2011 7:50:14 AM |
| prominence8 | $25.00 | 6/15/2011 8:06:32 AM |
| ommcd | $25.00 | 6/15/2011 9:39:46 AM |
| reflective-rupee | $25.00 | 6/15/2011 10:57:08 AM |
| julijask | $50.00 | 6/15/2011 11:19:00 AM |
| vigilance-searcher | $25.00 | 6/15/2011 11:21:25 AM |
| Quizard | $50.00 | 6/15/2011 12:17:02 PM |
| Scotcha | $50.00 | 6/15/2011 12:34:10 PM |
| repaymeplease | $36.60 | 6/15/2011 1:23:36 PM |
| loyalty-czar | $100.00 | 6/15/2011 3:34:46 PM |
| doomsday18 | $25.00 | 6/15/2011 10:14:05 AM |
| najmn103 | $25.00 | 6/15/2011 12:55:05 PM |
| mpatrick | $25.00 | 6/15/2011 12:57:38 PM |
| genelinist | $100.00 | 6/15/2011 2:36:19 PM |
| thankful-nickel2 | $25.00 | 6/15/2011 5:11:56 PM |
| enthralling-deal180 | $43.53 | 6/15/2011 5:32:54 PM |
| optionscashflow | $25.00 | 6/15/2011 9:12:30 PM |
| fairness-swashbuckler | $54.07 | 6/15/2011 9:53:43 PM |
| brightest-dynamic-peace | $30.00 | 6/15/2011 7:51:39 PM |
| frooogal | $25.00 | 6/15/2011 8:58:35 PM |
| open-dough6 | $25.00 | 6/16/2011 7:38:37 AM |
| Arg3998 | $50.00 | 6/16/2011 8:28:01 AM |
| enthusiastic-point | $25.00 | 6/16/2011 8:29:33 AM |
| keen-ore631 | $40.00 | 6/16/2011 6:12:44 AM |
| alluring-yield5 | $30.00 | 6/16/2011 6:44:07 AM |
| Josphine | $25.00 | 6/16/2011 7:43:36 AM |
| honorable-yield | $25.00 | 6/16/2011 10:17:42 AM |
| sleepdeprived | $29.00 | 6/16/2011 9:53:56 AM |
| listing-vista | $50.00 | 6/16/2011 10:17:31 AM |
| fcukciti | $25.00 | 6/16/2011 12:22:49 PM |
| KLCRAY | $50.00 | 6/16/2011 1:26:00 PM |
| radforj22 | $25.00 | 6/16/2011 10:50:19 AM |
| pednatjr | $56.65 | 6/16/2011 4:47:48 PM |
| rce1964 | $25.00 | 6/16/2011 5:16:20 PM |
| market-assembler | $50.00 | 6/16/2011 5:18:04 PM |
| hamslice | $26.72 | 6/16/2011 6:12:22 PM |
| swingkid | $500.00 | 6/16/2011 11:45:19 PM |
| divedude | $25.00 | 6/17/2011 12:31:54 AM |
| enriching-payout | $25.00 | 6/17/2011 12:40:44 AM |
| gslinv | $50.00 | 6/17/2011 5:00:52 AM |
| RecoveryLender | $25.00 | 6/17/2011 6:22:51 AM |
| cclady | $500.00 | 6/17/2011 7:10:03 AM |
| jrbill1998 | $50.00 | 6/17/2011 7:51:06 AM |
| gslinv | $25.00 | 6/17/2011 5:10:45 AM |
| TheKid | $50.00 | 6/17/2011 9:08:22 AM |
| dajen1 | $50.00 | 6/17/2011 9:09:34 AM |
| Munnie | $25.00 | 6/17/2011 9:10:35 AM |
| BuzzyBee336 | $35.00 | 6/17/2011 9:05:02 AM |
| investment-appraiser | $50.00 | 6/17/2011 9:09:28 AM |
| pnace | $35.00 | 6/17/2011 10:40:51 AM |
| outdoorduck8 | $32.91 | 6/17/2011 11:06:20 AM |
| pro-fl | $25.00 | 6/17/2011 12:24:47 PM |
| indomitable-coin | $25.00 | 6/6/2011 11:18:17 AM |
| Interloper | $27.00 | 6/6/2011 11:12:09 AM |
| janeybooboo | $200.00 | 6/6/2011 12:16:46 PM |
| loyalty-sherpa | $25.00 | 6/7/2011 1:08:26 PM |
| BankofRon | $25.00 | 6/8/2011 9:58:28 AM |
| Sierrahh | $50.00 | 6/9/2011 10:08:56 AM |
| rescue | $100.00 | 6/10/2011 11:09:35 AM |
| commitment-orca7 | $100.00 | 6/10/2011 7:01:10 PM |
| Tradesmanlender | $35.00 | 6/10/2011 10:37:19 PM |
| superb-funds335 | $25.00 | 6/13/2011 9:36:12 PM |
| Granddad | $50.00 | 6/14/2011 12:31:14 PM |
| economy-huckleberry0 | $25.00 | 6/14/2011 1:43:03 PM |
| inventive-wealth2 | $38.69 | 6/14/2011 2:08:08 PM |
| joelsar | $25.00 | 6/14/2011 2:25:53 PM |
| reflective-rupee | $85.00 | 6/14/2011 4:31:46 PM |
| Dubbs360 | $300.00 | 6/14/2011 4:28:07 PM |
| BigBag | $25.00 | 6/14/2011 3:59:44 PM |
| whazarook | $25.00 | 6/14/2011 6:24:10 PM |
| currency-persimmon | $50.00 | 6/14/2011 6:58:12 PM |
| Recyclist | $27.80 | 6/14/2011 7:14:16 PM |
| Mad_Scientist | $25.00 | 6/14/2011 7:25:42 PM |
| kulender | $50.00 | 6/15/2011 6:09:41 AM |
| Barrayaran | $25.00 | 6/15/2011 6:18:57 AM |
| hookUup | $29.40 | 6/14/2011 9:21:43 PM |
| spiff666 | $26.66 | 6/15/2011 7:16:49 AM |
| DudleyDoRight | $50.00 | 6/15/2011 7:35:18 AM |
| fascinating-generosity3 | $100.00 | 6/15/2011 8:49:55 AM |
| indianoven | $25.00 | 6/15/2011 8:54:03 AM |
| natural-affluence4 | $40.00 | 6/15/2011 8:42:16 AM |
| FinanceEngine | $30.00 | 6/15/2011 10:04:13 AM |
| Pickmar | $25.00 | 6/15/2011 10:21:56 AM |
| Leopoldine | $50.50 | 6/15/2011 11:14:47 AM |
| JazzFranchise | $100.00 | 6/15/2011 11:32:24 AM |
| choss02 | $50.00 | 6/15/2011 9:54:01 AM |
| dslobbs | $100.28 | 6/15/2011 11:58:34 AM |
| investment-force6 | $25.00 | 6/15/2011 12:44:57 PM |
| integrity-doctor | $100.00 | 6/15/2011 1:45:37 PM |
| JoeXB | $50.00 | 6/15/2011 10:08:34 AM |
| community-saver158 | $50.00 | 6/15/2011 4:12:53 PM |
| Cash_Lender | $200.00 | 6/15/2011 4:18:40 PM |
| Kaliafx | $100.00 | 6/15/2011 4:12:16 PM |
| greenback-maniac | $25.00 | 6/15/2011 12:17:20 PM |
| twerns | $40.00 | 6/15/2011 4:41:17 PM |
| drkosh | $25.00 | 6/15/2011 5:46:31 PM |
| shannlc16 | $50.00 | 6/15/2011 8:57:11 PM |
| Torero06 | $60.00 | 6/15/2011 10:58:22 PM |
| nad139 | $25.00 | 6/16/2011 3:46:57 AM |
| KarmaBum77 | $32.81 | 6/16/2011 4:44:40 AM |
| pythia | $25.00 | 6/16/2011 5:53:43 AM |
| diverse-transparency | $25.00 | 6/15/2011 7:56:11 PM |
| ZeLonewolf | $25.00 | 6/15/2011 8:49:34 PM |
| first-lovely-dollar | $100.00 | 6/16/2011 4:50:11 AM |
| DixiePixie980 | $25.00 | 6/16/2011 6:06:17 AM |
| Cavscout36 | $75.00 | 6/16/2011 9:30:43 AM |
| damage | $25.00 | 6/16/2011 9:34:32 AM |
| radiant-diversification234 | $50.00 | 6/16/2011 8:22:26 AM |
| ingenious-deal6 | $25.00 | 6/16/2011 10:18:08 AM |
| durable-auction0 | $50.00 | 6/16/2011 10:05:35 AM |
| forthright-trade | $25.00 | 6/16/2011 10:44:27 AM |
| transparency-baton | $25.00 | 6/16/2011 2:50:36 PM |
| the-careful-fund | $50.00 | 6/16/2011 11:52:43 AM |
| Tai | $50.00 | 6/16/2011 4:17:40 PM |
| goat361 | $54.29 | 6/16/2011 3:53:50 PM |
| efficient-treasure0 | $25.00 | 6/16/2011 4:23:59 PM |
| tender-commerce8 | $50.00 | 6/16/2011 4:40:49 PM |
| violaetain | $50.00 | 6/16/2011 5:16:19 PM |
| truth-image | $50.00 | 6/16/2011 7:15:56 PM |
| sandbreaker | $50.00 | 6/16/2011 9:35:44 PM |
| turbostar666 | $35.00 | 6/16/2011 11:45:43 PM |
| wwwUniversal | $25.00 | 6/17/2011 12:42:05 AM |
| cr8on | $100.00 | 6/16/2011 11:00:50 PM |
| gslinv | $50.00 | 6/17/2011 5:01:06 AM |
| gslinv | $25.00 | 6/17/2011 5:05:59 AM |
| gslinv | $25.00 | 6/17/2011 5:06:10 AM |
| JJBrudvig | $25.00 | 6/17/2011 5:51:00 AM |
| MonopolyDred | $25.00 | 6/17/2011 6:20:10 AM |
| Katburg | $50.00 | 6/17/2011 6:20:48 AM |
| wayman | $50.00 | 6/17/2011 9:07:45 AM |
| AnxiousAirman | $25.00 | 6/17/2011 8:15:48 AM |
| bigphish | $50.00 | 6/17/2011 9:20:49 AM |
| fortytwo | $100.00 | 6/17/2011 9:10:46 AM |
| auctionator1 | $25.00 | 6/17/2011 11:17:00 AM |
| TEAM-Jasper | $39.70 | 6/17/2011 12:56:16 PM |
| cognizant-agreement4 | $25.00 | 6/17/2011 11:25:33 AM |
| ski bum | $100.00 | 6/17/2011 11:45:55 AM |
| fiserve4u | $50.00 | 6/17/2011 1:23:09 PM |
| 189 Investments
|
Borrower Payment Dependent Notes Series
510417
This series of Notes was issued and sold upon the funding of the borrower loan #50441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 21
/
12 | Length of status: | 2y 10m |
|
Amount delinquent:
| $2,476 |
Total credit lines:
| 58 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,769 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sparkling-credit3 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2010)
|
|
Principal balance:
| $727.59 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
On the Way Up
Purpose of loan:
This loan will be used to...consolidate short term debt
My financial situation: is gradually improving
I am a good candidate for this loan because... we greatly want to improve our financial situation and eventually be out of this evil credit card and short term debt.
Monthly net income: $7060
Monthly expenses: $
Housing: $2554
Insurance: $55
Car expenses: $300
Utilities: $490
Phone, cable, internet: $250
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $1,200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investoman | $50.00 | 6/8/2011 9:10:43 AM |
| gain-expert | $25.00 | 6/8/2011 10:57:58 AM |
| dedicated-diversification5 | $100.00 | 6/8/2011 10:42:04 AM |
| suave-dime6 | $25.00 | 6/8/2011 10:11:39 AM |
| coin-bee1 | $50.00 | 6/9/2011 7:30:07 AM |
| CC_Lender | $25.00 | 6/9/2011 9:31:57 AM |
| SolarMoonshine | $50.00 | 6/9/2011 9:54:01 AM |
| jybank | $50.00 | 6/9/2011 9:52:38 AM |
| redhead21 | $50.00 | 6/9/2011 9:48:55 AM |
| yf99yz | $25.00 | 6/10/2011 1:27:54 PM |
| selector568 | $200.00 | 6/12/2011 10:37:05 AM |
| Bob450 | $25.00 | 6/11/2011 11:14:16 PM |
| wlm3012 | $25.05 | 6/13/2011 7:17:04 AM |
| reflective-rupee | $100.00 | 6/15/2011 9:33:45 AM |
| ommcd | $25.00 | 6/15/2011 9:41:13 AM |
| first-serene-credit | $25.00 | 6/15/2011 7:54:05 AM |
| well-mannered-income3 | $25.00 | 6/16/2011 4:03:49 PM |
| Leshan | $100.00 | 6/16/2011 5:36:40 PM |
| platinum-czar | $88.05 | 6/16/2011 5:54:37 PM |
| worth-blanket2 | $4,225.81 | 6/16/2011 5:56:52 PM |
| BigBag | $25.00 | 6/9/2011 9:32:49 AM |
| secureincome | $1,500.00 | 6/9/2011 10:02:27 AM |
| competent-p2p | $35.00 | 6/9/2011 10:26:47 AM |
| reflective-rupee | $97.09 | 6/10/2011 6:56:18 AM |
| reflective-rupee | $35.00 | 6/10/2011 10:50:15 AM |
| SecondChanceLendingSERV | $25.00 | 6/10/2011 11:16:10 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:50:52 AM |
| Amber_Stone | $25.00 | 6/10/2011 2:48:56 PM |
| alexgalt | $25.00 | 6/11/2011 12:50:15 PM |
| important-openness1 | $100.00 | 6/12/2011 9:38:13 PM |
| all_of_that_one | $35.00 | 6/14/2011 5:47:20 AM |
| nickel-hickory | $109.00 | 6/14/2011 3:54:55 PM |
| Cash_Lender | $100.00 | 6/15/2011 4:25:50 PM |
| alexgalt | $25.00 | 6/16/2011 8:18:25 AM |
| thomas16882004 | $25.00 | 6/16/2011 4:38:28 PM |
| Branch95 | $25.00 | 6/16/2011 5:26:50 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
510485
This series of Notes was issued and sold upon the funding of the borrower loan #50176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 4 | Employment status: | Other |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 7m |
|
Amount delinquent:
| $558 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $718 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| felicity-atlantis |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
America One
Purpose of loan:
This loan will be used to...medical bills
My financial situation:
I am a good candidate for this loan because...guaranteed minimum income of $1800
Monthly net income: $1800
Monthly expenses: $1360
Housing: $650
Insurance: $100
Car expenses: $50
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $110
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investoman | $50.00 | 6/7/2011 5:10:32 PM |
| 87Marc | $25.00 | 6/7/2011 8:28:06 PM |
| the-profit-oracle | $25.00 | 6/10/2011 10:50:26 AM |
| Dubbs360 | $300.00 | 6/11/2011 12:05:28 PM |
| reflective-rupee | $25.05 | 6/11/2011 11:04:18 AM |
| alexgalt | $25.00 | 6/11/2011 12:43:07 PM |
| SecondChanceLendingSERV | $25.00 | 6/11/2011 3:14:50 PM |
| jybank | $50.00 | 6/11/2011 2:49:34 PM |
| wlm3012 | $25.05 | 6/11/2011 4:52:59 PM |
| chungfang | $25.00 | 6/11/2011 5:33:02 PM |
| deal-enrichment063 | $50.00 | 6/11/2011 10:19:43 PM |
| deal-enrichment063 | $40.00 | 6/11/2011 10:21:10 PM |
| IIP77 | $25.00 | 6/11/2011 9:31:07 PM |
| Acid | $50.00 | 6/11/2011 9:47:04 PM |
| ddog0224 | $25.00 | 6/11/2011 11:42:41 PM |
| principal-laser | $45.50 | 6/12/2011 12:03:07 PM |
| dslobbs | $25.00 | 6/12/2011 12:33:16 PM |
| competent-p2p | $25.00 | 6/12/2011 12:47:09 PM |
| capital-halo1 | $500.00 | 6/12/2011 7:25:11 PM |
| Track-Layer | $75.00 | 6/13/2011 7:59:13 AM |
| lenderRXT | $30.00 | 6/13/2011 8:57:22 AM |
| important-openness1 | $100.00 | 6/12/2011 9:35:00 PM |
| wealth-fighter3 | $25.00 | 6/13/2011 7:47:49 AM |
| jonmars | $25.00 | 6/13/2011 12:53:00 PM |
| dime-vista2 | $25.00 | 6/13/2011 2:37:18 PM |
| income-rocker2 | $49.88 | 6/13/2011 11:08:09 AM |
| important-openness1 | $75.00 | 6/13/2011 4:31:36 PM |
| momoney2lend | $25.00 | 6/13/2011 5:42:04 PM |
| larryboy10 | $25.00 | 6/15/2011 6:30:51 AM |
| loyalist1 | $100.00 | 6/15/2011 6:59:02 AM |
| Cash_Lender | $200.00 | 6/15/2011 4:15:17 PM |
| symbiosis | $50.00 | 6/16/2011 1:51:45 PM |
| amerigor | $25.00 | 6/16/2011 10:55:39 AM |
| worldly-money4 | $100.00 | 6/16/2011 5:06:08 PM |
| worth-blanket2 | $3,706.89 | 6/16/2011 5:56:00 PM |
| transparency-baton | $25.00 | 6/16/2011 5:20:55 PM |
| GCInvestments | $30.00 | 6/16/2011 5:32:27 PM |
| suave-dime6 | $25.00 | 6/7/2011 5:12:28 PM |
| NycDean | $25.00 | 6/7/2011 8:33:10 PM |
| kingston1 | $25.00 | 6/11/2011 4:24:49 PM |
| euro-spark | $50.00 | 6/12/2011 6:17:36 AM |
| frclmym | $25.00 | 6/12/2011 7:21:18 PM |
| dslobbs | $25.00 | 6/12/2011 7:48:24 PM |
| point-commando | $25.00 | 6/13/2011 9:58:07 AM |
| neutrino6 | $25.00 | 6/13/2011 10:56:09 AM |
| Rashanir | $25.00 | 6/14/2011 11:17:55 AM |
| yf99yz | $25.00 | 6/14/2011 9:07:55 PM |
| ommcd | $25.00 | 6/15/2011 9:40:53 AM |
| justasoldier | $25.00 | 6/15/2011 4:21:36 PM |
| JPMorrisLegacyFund | $97.63 | 6/15/2011 1:49:59 PM |
| Bocephus1959 | $25.00 | 6/16/2011 7:47:03 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
510515
This series of Notes was issued and sold upon the funding of the borrower loan #50197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-17-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $353.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 70% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,379 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| children985 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 29 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Nov-2007)
620-639
(Jan-2007)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 29 | | |
Description
reduce monthly payments/medical bil
Purpose of loan:
This loan will be used to payoff debt.
Company/Person balance interest rate monthly payment
Capital One $1000 22.9% $75
Raymond Garrison $1800 5% $150
Tower Loans $1700 30% $201
hospital bills $4000 0% $150
My financial situation:
I am a good candidate for this loan because I am already paying more a month that what the new monthly note. By doing this loan I will just less my monthly note and be able to save more money.
Monthly net income: $1200
I only pay my gas which is about $200 a month. All other expenses are paid by my husband.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 6/7/2011 5:06:06 PM |
| SLN-10 | $50.00 | 6/7/2011 5:05:38 PM |
| Investoman | $100.00 | 6/7/2011 5:11:19 PM |
| coin-bee1 | $25.00 | 6/8/2011 6:16:08 AM |
| blue-useful-auction | $25.00 | 6/8/2011 8:26:42 AM |
| chameleon125 | $25.00 | 6/9/2011 6:46:17 AM |
| setUup | $26.40 | 6/9/2011 7:33:39 AM |
| cptmorgin | $50.00 | 6/9/2011 5:39:23 AM |
| MJTimages_com | $50.00 | 6/9/2011 8:48:57 AM |
| competent-p2p | $40.00 | 6/9/2011 10:29:21 AM |
| lendstats_com | $300.00 | 6/9/2011 1:40:43 PM |
| HiccupinGminor | $100.00 | 6/11/2011 6:05:34 PM |
| loanman2007 | $50.00 | 6/12/2011 4:59:16 AM |
| selector568 | $200.00 | 6/12/2011 10:37:04 AM |
| ronin4sale | $25.00 | 6/12/2011 3:53:19 PM |
| new-smart-fund | $50.00 | 6/12/2011 9:34:33 PM |
| jhouman | $25.00 | 6/13/2011 4:00:06 PM |
| missoula | $25.00 | 6/14/2011 9:32:17 AM |
| krd_Chicago | $100.00 | 6/16/2011 10:20:51 AM |
| irrelevant | $25.00 | 6/16/2011 6:00:57 PM |
| worldly-money4 | $100.00 | 6/16/2011 5:20:48 PM |
| worth-blanket2 | $5,000.00 | 6/16/2011 5:56:41 PM |
| shrewd-income | $50.00 | 6/16/2011 6:31:38 PM |
| icon7 | $30.00 | 6/17/2011 6:09:10 AM |
| ProspLending | $50.66 | 6/17/2011 7:43:14 AM |
| yield-lion2 | $75.00 | 6/7/2011 5:11:58 PM |
| Skeptical-one | $48.00 | 6/7/2011 5:09:25 PM |
| janeybooboo | $35.00 | 6/7/2011 5:49:21 PM |
| 87Marc | $25.00 | 6/7/2011 8:28:02 PM |
| DoctorJoe | $25.00 | 6/8/2011 4:00:56 AM |
| lucrative-loan | $125.00 | 6/8/2011 7:57:42 AM |
| currency-persimmon | $25.00 | 6/8/2011 9:47:25 AM |
| fabulous-community4 | $75.00 | 6/8/2011 10:19:48 AM |
| chungfang | $25.00 | 6/8/2011 10:11:02 AM |
| vigilance-searcher | $25.00 | 6/8/2011 10:23:50 AM |
| credible-balance0 | $25.00 | 6/9/2011 6:16:40 AM |
| GElender | $50.00 | 6/9/2011 5:38:17 AM |
| SecondChanceLendingSERV | $47.47 | 6/9/2011 9:31:56 AM |
| reflective-rupee | $200.05 | 6/9/2011 6:38:11 AM |
| secureincome | $900.00 | 6/9/2011 9:51:29 AM |
| I-Believe-In-You | $25.00 | 6/9/2011 10:23:47 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:50:28 AM |
| Mikale360 | $25.00 | 6/11/2011 11:36:35 PM |
| marwadi-62 | $300.00 | 6/12/2011 12:29:19 PM |
| investmentgroup | $25.00 | 6/14/2011 2:16:51 AM |
| ommcd | $25.00 | 6/15/2011 9:40:58 AM |
| Cash_Lender | $100.00 | 6/15/2011 4:25:41 PM |
| BankofRon | $25.00 | 6/16/2011 9:56:53 AM |
| BigBag | $25.00 | 6/16/2011 3:54:35 PM |
| well-mannered-income3 | $30.00 | 6/16/2011 4:06:38 PM |
| hookUup | $34.40 | 6/16/2011 6:52:44 PM |
| CA-Lender | $25.06 | 6/16/2011 9:34:43 PM |
| Feyenoord | $25.00 | 6/17/2011 12:41:19 AM |
| Rulea72 | $25.00 | 6/17/2011 7:37:56 AM |
| MoneyForNothing | $7.96 | 6/17/2011 7:43:49 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
510779
This series of Notes was issued and sold upon the funding of the borrower loan #50179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 620-639 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $149,586 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| karmystic |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2009)
660-679
(May-2009)
640-659
(Mar-2008)
|
|
Principal balance:
| $734.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 56 | | |
Description
Debt Consolodation
Purpose of loan:
This loan will be used to...To Pay of Our Chase Visa that is at an unresonable interest rate. This is the only card that has refused to lower thier rates. Would really love to get this at 19 or 20 percent of possible. As long as its better than 29.
My financial situation:
I am a good candidate for this loan because...This is my third loan and I have never missed a payment. With my and income and my husbands together we were able to pay off a couple debts, plus put our son through tech school. We have a 401K that if anything happened we could use that to pay of the loan.
Monthly net income: 6000.00
Monthly expenses: $ 4680.00
Housing: $445.00
Insurance: $75.00
Car expenses: $150.00
Utilities: $180.00
Phone, cable, internet: $130.00
Food, entertainment: $100.00
Clothing, household expenses: $200.00
Credit cards and other loans: $3000.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.09 | 6/16/2011 10:28:43 AM |
| kind-charming-value | $2,000.00 | 6/16/2011 9:05:29 AM |
| important-openness1 | $100.00 | 6/16/2011 9:13:21 AM |
| Cash_Lender | $100.00 | 6/16/2011 9:14:39 AM |
| NekHoldings | $25.00 | 6/16/2011 9:51:32 AM |
| MoneyForNothing | $91.81 | 6/16/2011 9:04:28 AM |
| bobd32 | $25.00 | 6/16/2011 9:39:30 AM |
| BankofRon | $25.00 | 6/16/2011 3:57:45 PM |
| Amber_Stone | $25.00 | 6/16/2011 4:04:45 PM |
| reflective-rupee | $175.00 | 6/16/2011 10:28:52 AM |
| restless-dime | $100.00 | 6/16/2011 9:07:01 AM |
| 312-Lender | $45.00 | 6/16/2011 9:07:58 AM |
| Investoman | $75.00 | 6/16/2011 9:11:31 AM |
| tech310 | $50.00 | 6/16/2011 9:13:38 AM |
| janeybooboo | $100.00 | 6/16/2011 9:51:54 AM |
| Kash2010lu | $25.00 | 6/16/2011 9:08:09 AM |
| investment-artist | $25.01 | 6/16/2011 9:09:23 AM |
| fascinating-generosity3 | $100.00 | 6/16/2011 9:46:49 AM |
| unequivocal-fund7 | $25.00 | 6/16/2011 9:57:55 AM |
| suave-dime6 | $25.00 | 6/16/2011 10:15:13 AM |
| fairness-atmosphere | $25.00 | 6/16/2011 12:35:20 PM |
| Ubiquinone | $25.00 | 6/16/2011 10:19:31 AM |
| bullish2bearish | $35.00 | 6/16/2011 2:45:00 PM |
| transparency-baton | $25.00 | 6/16/2011 2:51:22 PM |
| worth-blanket2 | $4,228.09 | 6/16/2011 5:58:16 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
511071
This series of Notes was issued and sold upon the funding of the borrower loan #50194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| Jun-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
18 | Length of status: | 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,514 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| historic-generosity3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay down some debt
Purpose of loan: Pay down debt
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I am not deliquent in any loans. Always ontime.
Monthly net income: $ 3400
Monthly expenses:
Housing: $
Insurance: $
Car expenses:
Utilities: $
Phone, cable, internet: $
Food, entertainment:
Clothing, household expenses: $
Credit cards and other loans:
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investoman | $50.00 | 6/13/2011 9:29:11 AM |
| tzvie | $50.00 | 6/14/2011 1:37:04 PM |
| reflective-rupee | $25.05 | 6/15/2011 9:26:55 AM |
| CA-Lender | $25.06 | 6/15/2011 9:49:17 AM |
| Dubbs360 | $300.00 | 6/15/2011 10:49:11 AM |
| octoberfresh | $25.00 | 6/15/2011 12:29:45 PM |
| Leshan | $50.00 | 6/15/2011 3:48:20 PM |
| vigilance-searcher | $25.00 | 6/15/2011 11:19:43 AM |
| 2grindstones | $26.00 | 6/15/2011 5:15:42 PM |
| rate-sceptre | $26.17 | 6/15/2011 6:21:42 PM |
| red-favorable-basis | $25.00 | 6/15/2011 6:14:37 PM |
| onecooldrink | $25.00 | 6/16/2011 12:36:47 AM |
| transformer855 | $25.00 | 6/15/2011 11:37:29 PM |
| Mocaba | $117.00 | 6/16/2011 4:45:47 AM |
| Bocephus1959 | $25.00 | 6/16/2011 7:42:59 AM |
| lucky2 | $25.00 | 6/16/2011 9:33:32 AM |
| YoungTaxMan | $25.00 | 6/16/2011 10:16:43 AM |
| El_Profesional | $25.00 | 6/16/2011 10:19:14 AM |
| zone6 | $37.99 | 6/16/2011 10:28:08 AM |
| MJTimages_com | $50.00 | 6/16/2011 12:18:14 PM |
| Lubava | $45.26 | 6/16/2011 12:23:03 PM |
| mpatrick | $25.00 | 6/16/2011 3:57:06 PM |
| 124SpiderMan | $50.00 | 6/16/2011 7:35:53 PM |
| tidy-cash1 | $51.75 | 6/16/2011 9:27:44 PM |
| platinum-czar | $50.00 | 6/16/2011 5:55:18 PM |
| loyalty-czar | $30.00 | 6/16/2011 6:28:18 PM |
| DasMula | $27.00 | 6/16/2011 6:37:14 PM |
| impala6464 | $100.00 | 6/16/2011 11:12:19 PM |
| mad-scientist418 | $34.36 | 6/16/2011 7:40:14 PM |
| cptmorgin | $50.00 | 6/16/2011 9:08:32 PM |
| worldly-money4 | $100.00 | 6/14/2011 6:55:30 AM |
| creative-revenue0 | $50.00 | 6/15/2011 9:17:01 AM |
| bullish2bearish | $25.00 | 6/15/2011 9:41:02 AM |
| wealth-fighter3 | $25.00 | 6/15/2011 9:52:29 AM |
| BigBag | $25.00 | 6/15/2011 10:01:12 AM |
| moola-monger9 | $50.00 | 6/15/2011 11:36:11 AM |
| r6guy | $25.00 | 6/15/2011 10:09:12 PM |
| hookUup | $26.40 | 6/15/2011 10:28:56 PM |
| capital-galaxy | $50.00 | 6/16/2011 7:44:07 AM |
| alexgalt | $25.00 | 6/16/2011 8:14:44 AM |
| EverettFinancial | $25.00 | 6/16/2011 8:45:50 AM |
| luann199 | $25.00 | 6/16/2011 12:23:17 PM |
| shawnw2 | $34.95 | 6/16/2011 11:14:16 AM |
| green-established-durability | $250.00 | 6/16/2011 3:58:15 PM |
| Engineer44 | $25.00 | 6/16/2011 5:05:10 PM |
| Lily_of_the_Valley | $32.29 | 6/16/2011 6:08:53 PM |
| shrewd-income | $50.00 | 6/16/2011 6:28:32 PM |
| cognizant-wealth | $150.00 | 6/17/2011 2:07:50 AM |
| credible-balance0 | $10.72 | 6/17/2011 3:28:44 AM |
| head | $25.00 | 6/17/2011 1:25:15 AM |
| Mavdyaus | $25.00 | 6/17/2011 1:49:09 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
511181
This series of Notes was issued and sold upon the funding of the borrower loan #50200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,642 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| listing-pouch9 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medicial
Purpose of loan:
This loan will be used to...Pay unexpected medicial bills for myself that Unitedhealth does not cover.
My financial situation:
I am a good candidate for this loan because...I am getting my S.S. as such you are assured your monthly payment on the third Weds. of the month.
Monthly net income: $ 3,000.00
Monthly expenses: $ 2,619.00
Housing: $ 1000.00
Insurance: $ 97.50
Car expenses: $ 333.30
Utilities: $ 220.00
Phone, cable, internet: $ 235.00
Food, entertainment: $ 280.00
Clothing, household expenses: $
Credit cards and other loans: $ 400.00
Other expenses: $
Medical ins.$ (eye-vision) $54.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investoman | $75.00 | 6/14/2011 5:03:09 PM |
| important-openness1 | $100.00 | 6/14/2011 5:08:04 PM |
| kind-charming-value | $1,500.00 | 6/14/2011 5:33:18 PM |
| 2grindstones | $30.79 | 6/14/2011 8:02:31 PM |
| yf99yz | $25.00 | 6/14/2011 9:22:48 PM |
| greenback-guard | $25.00 | 6/15/2011 2:54:39 AM |
| reflective-rupee | $200.09 | 6/14/2011 7:42:53 PM |
| suave-dime6 | $25.00 | 6/14/2011 8:47:09 PM |
| Makingitrain | $25.00 | 6/15/2011 2:54:36 AM |
| 9 Investments
|
Borrower Payment Dependent Notes Series
511297
This series of Notes was issued and sold upon the funding of the borrower loan #50349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,183 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cityliving |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
A Little Help
Purpose of loan:
This loan will be used to pay off credit card bills and fix my car...
My financial situation:
I am a good candidate for this loan because I have a steady income and have a perfect track record with prosper
Monthly net income: $3060
Monthly expenses: $
Housing: $ 800
Insurance: $
Car expenses: $
Utilities: $ 100
Phone, cable, internet: $ 150
Food, entertainment: $ 150
Clothing, household expenses: $
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 6/14/2011 5:02:37 PM |
| alexgalt | $100.00 | 6/14/2011 5:03:08 PM |
| WalnutCreekguy | $50.00 | 6/14/2011 5:04:45 PM |
| CoolPlexer | $25.00 | 6/14/2011 5:01:22 PM |
| soccer_nutt | $25.00 | 6/14/2011 5:08:36 PM |
| MoneyForNothing | $77.04 | 6/14/2011 5:06:04 PM |
| JLMGroupFunds | $100.00 | 6/14/2011 5:13:14 PM |
| heavy_ax | $25.00 | 6/14/2011 5:13:35 PM |
| tech310 | $50.00 | 6/14/2011 5:08:29 PM |
| missoula | $25.00 | 6/14/2011 5:24:46 PM |
| r48 | $52.00 | 6/14/2011 5:27:28 PM |
| investment-artist | $25.01 | 6/14/2011 5:05:11 PM |
| Zolton | $100.00 | 6/14/2011 5:09:06 PM |
| janeybooboo | $200.00 | 6/14/2011 7:07:01 PM |
| Asimus | $25.00 | 6/14/2011 6:23:58 PM |
| vutah | $25.00 | 6/14/2011 6:55:13 PM |
| malomar66 | $50.00 | 6/14/2011 7:53:23 PM |
| velocity-winner | $25.00 | 6/14/2011 7:37:03 PM |
| reflective-rupee | $200.09 | 6/14/2011 5:30:59 PM |
| hookUup | $25.74 | 6/14/2011 9:25:16 PM |
| felicity-daydream | $75.00 | 6/14/2011 9:47:55 PM |
| p2ploan-sensation211 | $37.54 | 6/14/2011 7:54:36 PM |
| Bank_Of_XL | $25.00 | 6/15/2011 4:56:58 AM |
| golffish2 | $100.00 | 6/15/2011 5:52:32 AM |
| fascinating-generosity3 | $100.00 | 6/14/2011 9:33:15 PM |
| missoula | $50.00 | 6/15/2011 7:54:53 AM |
| a-fund-doctor | $25.00 | 6/15/2011 7:43:39 AM |
| rate-hickory | $25.00 | 6/15/2011 9:00:13 AM |
| Pickmar | $25.00 | 6/15/2011 9:12:15 AM |
| serene-capital | $50.00 | 6/15/2011 2:59:54 AM |
| SolarMoonshine | $50.00 | 6/15/2011 4:02:32 AM |
| DasMula | $27.00 | 6/15/2011 4:34:39 AM |
| grnii78 | $100.00 | 6/15/2011 9:15:28 AM |
| taltman | $25.00 | 6/15/2011 9:28:38 AM |
| Ubiquinone | $25.00 | 6/15/2011 6:05:17 AM |
| wlm3012 | $50.05 | 6/15/2011 10:10:11 AM |
| fantastic-bazaar2 | $50.00 | 6/15/2011 10:20:41 AM |
| qsolo | $200.00 | 6/14/2011 5:04:19 PM |
| GoldenGo4 | $25.00 | 6/14/2011 5:26:09 PM |
| JustMee | $25.00 | 6/14/2011 5:15:53 PM |
| MarvintheMartian | $25.00 | 6/14/2011 5:20:13 PM |
| Aberdeen | $1,500.00 | 6/14/2011 5:25:18 PM |
| EngineersAlliance | $100.00 | 6/14/2011 5:28:39 PM |
| euro-trumpet | $25.00 | 6/14/2011 5:25:28 PM |
| rescue | $100.00 | 6/14/2011 5:02:58 PM |
| bb575 | $50.00 | 6/14/2011 5:05:16 PM |
| favorite-commerce | $50.00 | 6/14/2011 6:14:19 PM |
| five-star-note | $100.00 | 6/14/2011 6:18:20 PM |
| marinbb | $100.00 | 6/14/2011 6:35:10 PM |
| shrewd-income | $25.00 | 6/14/2011 7:11:40 PM |
| cwegert | $25.00 | 6/14/2011 9:49:39 PM |
| a-finance-nirvana | $25.00 | 6/15/2011 2:51:38 AM |
| interstellar | $75.00 | 6/15/2011 4:03:07 AM |
| DoctorJoe | $25.00 | 6/15/2011 4:09:34 AM |
| thankful-nickel2 | $25.00 | 6/14/2011 6:28:45 PM |
| cordial-affluence2 | $50.00 | 6/15/2011 6:28:33 AM |
| blue-useful-auction | $25.00 | 6/15/2011 8:45:08 AM |
| orbital-return316 | $25.00 | 6/15/2011 9:01:17 AM |
| pshans | $40.00 | 6/15/2011 9:14:43 AM |
| golden-marketplace599 | $27.68 | 6/15/2011 9:58:46 AM |
| golffish2 | $100.00 | 6/15/2011 9:32:15 AM |
| BigBag | $25.00 | 6/15/2011 10:13:20 AM |
| stuy1998 | $25.00 | 6/15/2011 10:21:40 AM |
| grampy48 | $37.85 | 6/15/2011 10:49:04 AM |
| credit-investor5 | $50.00 | 6/15/2011 10:21:23 AM |
| doomsday18 | $25.00 | 6/15/2011 10:22:26 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
511325
This series of Notes was issued and sold upon the funding of the borrower loan #50185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jun-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $162.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,373 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| windandsolar1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2010)
|
|
Principal balance:
| $2,742.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Marketing Blitz- Renewable Energy
Purpose of loan:
This loan will be used to.step up our marketing efforts in our new teritory of Illinois and Michigan. We have had outstanding results and strong sales in our home state of Indiana and we are expanding into our neighboring states.
We do not want to use our existing capital funds because much of those funds are used to purchase materials (solar panels, wind turbins, etc.) that require a large amount of our funds.
My financial situation:
I am a good candidate for this loan because we have solid cash flow and we have a proven track record with Prosper loans.
Thank you for your consideration on this loan!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.05 | 6/16/2011 7:10:08 AM |
| rescue | $100.00 | 6/13/2011 9:22:32 AM |
| bb575 | $50.00 | 6/13/2011 9:27:32 AM |
| samo102us | $25.00 | 6/13/2011 10:58:29 AM |
| chinolatino | $25.00 | 6/15/2011 3:14:42 PM |
| Cash_Lender | $200.00 | 6/15/2011 4:19:27 PM |
| Dubbs360 | $300.00 | 6/15/2011 3:54:48 PM |
| thankful-nickel2 | $25.00 | 6/15/2011 5:20:20 PM |
| SolarMoonshine | $25.00 | 6/15/2011 5:24:12 PM |
| asset-expert0 | $30.00 | 6/15/2011 6:14:32 PM |
| benefit-awakening9 | $250.00 | 6/15/2011 6:56:35 PM |
| bowler252 | $25.00 | 6/15/2011 7:01:02 PM |
| brightest-dynamic-peace | $30.00 | 6/15/2011 7:58:03 PM |
| reward-cosmos | $25.00 | 6/15/2011 8:53:07 PM |
| omyogafinance | $30.57 | 6/15/2011 9:27:36 PM |
| Lender0010 | $50.00 | 6/15/2011 8:22:55 PM |
| GoldenGo4 | $50.00 | 6/15/2011 8:41:29 PM |
| TheCount | $25.00 | 6/16/2011 7:15:22 AM |
| seabass123 | $25.00 | 6/16/2011 8:00:41 AM |
| inspiring-wampum6 | $50.00 | 6/16/2011 8:21:32 AM |
| first-lovely-dollar | $100.00 | 6/16/2011 4:49:23 AM |
| CreditBuilder2 | $100.00 | 6/16/2011 10:26:53 AM |
| benjamins-fan6 | $25.00 | 6/16/2011 11:47:53 AM |
| johngotti | $50.00 | 6/16/2011 12:26:05 PM |
| transparency-baton | $50.00 | 6/16/2011 2:48:53 PM |
| w8291 | $25.00 | 6/16/2011 3:45:32 PM |
| susurrus | $50.00 | 6/16/2011 3:48:49 PM |
| cbivitz | $300.00 | 6/16/2011 5:07:25 PM |
| euro-broadcaster | $50.00 | 6/16/2011 5:09:22 PM |
| madigan | $157.26 | 6/16/2011 5:46:21 PM |
| auction-turbine4 | $25.00 | 6/16/2011 6:09:06 PM |
| orbital-return316 | $25.00 | 6/16/2011 8:06:00 PM |
| MoneyTree79 | $50.00 | 6/16/2011 8:53:55 PM |
| LoanerPrincipal | $100.00 | 6/16/2011 8:49:14 PM |
| Oak-Parker | $25.00 | 6/16/2011 5:52:03 PM |
| mittman43 | $48.24 | 6/16/2011 6:36:03 PM |
| rapid-loyalty1 | $25.00 | 6/16/2011 7:51:52 PM |
| jazzlender | $50.00 | 6/16/2011 8:30:58 PM |
| BxRealtor | $25.00 | 6/13/2011 9:15:55 AM |
| availableloan | $25.00 | 6/13/2011 9:27:37 AM |
| Zolton | $100.00 | 6/14/2011 8:20:01 AM |
| nickel-balance | $25.00 | 6/14/2011 12:35:47 PM |
| dynamic-money271 | $25.00 | 6/14/2011 8:04:42 PM |
| FinDoc | $25.00 | 6/15/2011 8:43:08 AM |
| weiyinsan | $25.00 | 6/15/2011 2:29:37 PM |
| Barrayaran | $25.00 | 6/15/2011 4:22:08 PM |
| Gordon_Gekko1 | $25.00 | 6/15/2011 4:58:57 PM |
| nickel-balance | $25.00 | 6/15/2011 6:59:08 PM |
| blissful-cash3 | $150.00 | 6/15/2011 8:50:56 PM |
| first-serene-credit | $25.00 | 6/15/2011 9:36:45 PM |
| goodhearted-basis4 | $25.00 | 6/16/2011 12:27:24 AM |
| currency-persimmon | $50.00 | 6/15/2011 6:45:39 PM |
| Mad_Scientist | $40.00 | 6/15/2011 7:41:53 PM |
| alluring-yield5 | $25.00 | 6/16/2011 6:45:20 AM |
| shannlc16 | $25.00 | 6/15/2011 9:20:25 PM |
| BigBag | $25.00 | 6/15/2011 10:34:56 PM |
| verbal8 | $25.79 | 6/16/2011 2:31:41 AM |
| Magician | $25.00 | 6/16/2011 8:23:52 AM |
| vigilance-searcher | $25.00 | 6/16/2011 8:35:43 AM |
| economy-popcorn | $25.00 | 6/16/2011 9:16:26 AM |
| first-listing-expert | $100.00 | 6/16/2011 7:27:12 AM |
| authoritative-capital | $25.00 | 6/16/2011 7:43:09 AM |
| warew | $25.00 | 6/16/2011 10:10:40 AM |
| guardian3 | $44.00 | 6/16/2011 10:59:40 AM |
| DonTraveler99 | $25.00 | 6/16/2011 11:59:59 AM |
| Bank42 | $50.00 | 6/16/2011 1:51:12 PM |
| the-careful-fund | $250.00 | 6/16/2011 11:38:47 AM |
| nourishing-payment8 | $25.00 | 6/16/2011 3:37:08 PM |
| pie4 | $25.00 | 6/16/2011 4:22:14 PM |
| green-established-durability | $500.00 | 6/16/2011 3:56:28 PM |
| Cory79 | $25.00 | 6/16/2011 4:00:27 PM |
| BankerJohn | $50.00 | 6/16/2011 5:15:51 PM |
| Chief3394 | $25.00 | 6/16/2011 5:44:42 PM |
| janeybooboo | $100.00 | 6/16/2011 6:17:02 PM |
| Gobsek | $25.00 | 6/16/2011 6:24:02 PM |
| octoberfresh | $25.00 | 6/16/2011 6:51:08 PM |
| authoritative-capital | $25.00 | 6/16/2011 6:57:01 PM |
| upbeat-finance8 | $25.00 | 6/16/2011 7:01:05 PM |
| truth-image | $50.00 | 6/16/2011 7:16:09 PM |
| prominence8 | $25.00 | 6/16/2011 7:21:02 PM |
| jubilant-agreement0 | $25.00 | 6/16/2011 5:52:14 PM |
| bazaar-hickory | $50.00 | 6/16/2011 7:30:38 PM |
| mad-scientist418 | $25.00 | 6/16/2011 7:33:35 PM |
| bba11er45 | $56.46 | 6/16/2011 8:48:19 PM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
511505
This series of Notes was issued and sold upon the funding of the borrower loan #50206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,595 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| openness-financier2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
goodtrack
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $400.09 | 6/16/2011 8:13:47 PM |
| janeybooboo | $100.00 | 6/14/2011 9:19:54 AM |
| important-openness1 | $100.00 | 6/14/2011 9:20:56 AM |
| tech310 | $50.00 | 6/14/2011 9:21:43 AM |
| lendstats_com | $300.00 | 6/14/2011 10:39:24 AM |
| Amber_Stone | $25.00 | 6/14/2011 2:43:17 PM |
| CA-Lender | $75.06 | 6/15/2011 9:10:38 AM |
| Cash_Lender | $100.00 | 6/15/2011 4:32:38 PM |
| Whipster | $60.00 | 6/16/2011 6:05:38 PM |
| DasMula | $27.00 | 6/16/2011 6:45:24 PM |
| worth-blanket2 | $4,900.00 | 6/16/2011 6:05:32 PM |
| treasure-hunter270 | $25.00 | 6/17/2011 8:31:06 AM |
| wonder3 | $35.00 | 6/17/2011 5:47:21 AM |
| prodigy525 | $25.00 | 6/17/2011 12:54:10 PM |
| transformer855 | $25.00 | 6/17/2011 1:11:34 PM |
| winmals | $25.00 | 6/17/2011 1:36:17 PM |
| Reddy_Capital | $25.00 | 6/17/2011 1:23:48 PM |
| wlm3012 | $25.05 | 6/17/2011 1:41:08 PM |
| Investoman | $50.00 | 6/14/2011 9:16:45 AM |
| InChicago | $50.00 | 6/15/2011 2:04:34 PM |
| loanman2007 | $50.00 | 6/16/2011 5:31:31 AM |
| suave-dime6 | $25.00 | 6/16/2011 5:21:22 PM |
| Kash2010lu | $25.00 | 6/16/2011 8:15:17 PM |
| SolarMoonshine | $25.00 | 6/17/2011 3:42:07 AM |
| advanceloan | $50.00 | 6/16/2011 9:57:15 PM |
| buffalobills | $25.00 | 6/17/2011 7:18:59 AM |
| Bob450 | $25.00 | 6/17/2011 8:19:39 AM |
| brightest-dignified-penny | $25.00 | 6/17/2011 10:59:22 AM |
| careful-compassion | $25.00 | 6/17/2011 11:27:33 AM |
| fiserve4u | $50.00 | 6/17/2011 1:19:28 PM |
| nickel-hickory | $30.00 | 6/17/2011 1:53:07 PM |
| exchange-upholder0 | $25.00 | 6/17/2011 1:28:52 PM |
| green-established-durability | $200.00 | 6/17/2011 1:37:31 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
507936
This series of Notes was issued and sold upon the funding of the borrower loan #50334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-25-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-08-2011 |
|
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $326.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $412 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| return-baton7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| principal-star | $25.00 | 5/25/2011 5:03:34 PM |
| economy-coup | $30.00 | 5/25/2011 5:05:09 PM |
| ready-interest9 | $25.00 | 5/26/2011 8:44:01 AM |
| aprivatelender | $50.00 | 5/27/2011 8:39:50 PM |
| leverage-monger | $25.00 | 5/28/2011 7:24:55 AM |
| SeaSkyGuy71 | $25.00 | 5/28/2011 1:19:31 PM |
| exchange-upholder0 | $25.00 | 5/31/2011 3:25:03 PM |
| best-charming-leverage | $100.00 | 6/1/2011 10:18:26 AM |
| jjswanso | $50.00 | 6/1/2011 5:24:54 PM |
| payment-gusto | $25.00 | 6/2/2011 9:48:38 AM |
| coin-sonnet | $100.00 | 6/2/2011 7:10:22 PM |
| ommcd | $25.00 | 6/3/2011 3:45:05 PM |
| chungfang | $25.00 | 6/3/2011 6:16:21 PM |
| money-surge1 | $25.00 | 6/4/2011 5:24:49 AM |
| Investoman | $75.00 | 6/5/2011 7:02:49 AM |
| loan-fate | $50.00 | 6/5/2011 10:24:32 AM |
| red-power-pecan | $50.00 | 6/5/2011 12:54:13 PM |
| Bookophile | $50.00 | 6/5/2011 10:23:53 AM |
| five-star-note | $25.00 | 6/5/2011 1:03:49 PM |
| the-dollar-topper | $50.00 | 6/5/2011 2:18:58 PM |
| back-scratchers | $25.00 | 6/6/2011 12:37:53 PM |
| jiggaman7 | $100.00 | 6/6/2011 12:42:24 PM |
| bonus-demon | $50.00 | 6/6/2011 4:39:45 PM |
| irrelevant | $25.00 | 6/7/2011 4:45:45 AM |
| intuitive-bill | $25.00 | 6/7/2011 6:37:31 AM |
| reflective-rupee | $100.09 | 6/7/2011 10:44:43 AM |
| worthy-bid8 | $25.00 | 6/7/2011 10:08:02 AM |
| consummate-loyalty1 | $50.00 | 6/7/2011 11:05:17 AM |
| AK49-JW | $25.00 | 6/7/2011 12:54:36 PM |
| money-bauble | $27.78 | 6/7/2011 4:37:13 PM |
| mercuriant | $25.00 | 6/7/2011 4:21:01 PM |
| honorable-yield | $25.00 | 6/7/2011 4:41:43 PM |
| papaloha | $25.00 | 6/7/2011 4:20:50 PM |
| bid-czar8 | $50.00 | 6/7/2011 4:36:09 PM |
| handy-justice | $100.00 | 6/7/2011 6:49:01 PM |
| asiaratt | $50.00 | 6/7/2011 5:24:44 PM |
| p2ploan-sensation211 | $25.00 | 6/7/2011 7:30:36 PM |
| JiggaJoeyS | $85.71 | 6/8/2011 7:18:17 AM |
| Bob450 | $25.00 | 6/8/2011 7:52:54 AM |
| IIP77 | $25.00 | 6/8/2011 9:45:15 AM |
| jga516 | $25.00 | 6/8/2011 9:45:26 AM |
| NoCal | $25.00 | 6/8/2011 9:51:21 AM |
| djmgd790 | $45.96 | 6/8/2011 9:39:33 AM |
| tornandfrayed | $50.00 | 6/8/2011 9:40:25 AM |
| theshef | $25.00 | 6/8/2011 9:45:00 AM |
| skybolt4 | $25.00 | 6/8/2011 9:48:24 AM |
| GGreg799 | $25.00 | 6/8/2011 9:49:00 AM |
| kind-adventurous-finance | $100.00 | 6/8/2011 9:52:52 AM |
| DeutscheBank | $25.00 | 6/8/2011 9:54:04 AM |
| shrewd-peace7 | $25.00 | 6/8/2011 9:41:41 AM |
| dood2112 | $25.00 | 6/8/2011 9:42:44 AM |
| nerdfactor | $25.00 | 6/8/2011 9:47:11 AM |
| fortytwo | $100.00 | 6/8/2011 9:48:13 AM |
| BankofRon | $25.00 | 5/25/2011 7:09:17 PM |
| missing-link | $25.00 | 5/27/2011 1:57:52 PM |
| reward-tsunami7 | $25.00 | 5/28/2011 12:43:26 PM |
| janeybooboo | $100.00 | 5/29/2011 1:06:14 PM |
| Gibbyland | $100.00 | 5/31/2011 10:17:30 AM |
| commerce-web5 | $25.00 | 5/31/2011 8:14:35 PM |
| Dubbs360 | $25.00 | 6/1/2011 10:41:16 AM |
| tnjohnso | $25.00 | 6/1/2011 4:09:57 PM |
| CA-Lender | $25.06 | 6/2/2011 11:51:48 AM |
| SnakeV | $25.00 | 6/2/2011 6:42:12 PM |
| diplomatic-wealth7 | $25.00 | 6/2/2011 7:33:50 PM |
| antlr | $50.00 | 6/5/2011 12:58:30 PM |
| worth-blanket2 | $5,000.00 | 6/6/2011 11:08:29 AM |
| bkwest01 | $100.00 | 6/6/2011 4:08:11 PM |
| riveting-wealth2 | $100.00 | 6/6/2011 4:08:35 PM |
| BOYFROMVEGAS | $561.18 | 6/6/2011 6:30:00 PM |
| Mariner3605 | $25.00 | 6/7/2011 3:08:31 AM |
| mlj0671 | $25.00 | 6/7/2011 7:01:24 AM |
| transformer855 | $25.00 | 6/7/2011 6:42:14 AM |
| 6moonbeams | $50.00 | 6/7/2011 10:06:08 AM |
| leverage-monger | $41.66 | 6/7/2011 9:01:11 AM |
| treasure-bliss | $50.00 | 6/7/2011 10:08:26 AM |
| profit-powerplant | $25.00 | 6/7/2011 11:23:37 AM |
| wwwUniversal | $25.00 | 6/7/2011 12:08:47 PM |
| orange-preeminant-bill | $50.00 | 6/7/2011 2:13:17 PM |
| CAGE-Investments | $25.00 | 6/7/2011 1:16:12 PM |
| handy-justice | $100.00 | 6/7/2011 4:39:24 PM |
| HHP | $100.00 | 6/7/2011 4:36:32 PM |
| ukstevenhawaii | $100.00 | 6/7/2011 5:23:00 PM |
| Jack55304 | $300.00 | 6/7/2011 4:19:59 PM |
| the-profit-oracle | $25.00 | 6/7/2011 4:37:49 PM |
| desertoasis | $25.00 | 6/7/2011 5:23:34 PM |
| elevated-finance | $32.52 | 6/7/2011 5:59:24 PM |
| hidavehi | $27.00 | 6/7/2011 6:38:02 PM |
| the-productive-agreement | $50.00 | 6/7/2011 5:50:10 PM |
| loss-of-control | $50.00 | 6/7/2011 6:36:42 PM |
| drkosh | $25.00 | 6/7/2011 5:47:38 PM |
| victorcab | $25.00 | 6/7/2011 6:07:54 PM |
| elegant-commerce7 | $50.00 | 6/8/2011 5:24:12 AM |
| tokyopete23 | $25.00 | 6/8/2011 8:35:52 AM |
| nalaari | $25.00 | 6/8/2011 7:40:32 AM |
| Au-Ag-Pt | $30.00 | 6/8/2011 9:40:58 AM |
| asmithj | $50.00 | 6/8/2011 9:51:35 AM |
| telegon | $50.00 | 6/8/2011 8:08:02 AM |
| Weaverville | $25.00 | 6/8/2011 9:48:30 AM |
| unrivaled-silver | $50.00 | 6/8/2011 9:46:58 AM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
508168
This series of Notes was issued and sold upon the funding of the borrower loan #50316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-05-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $317.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $65,388 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| glimmering-bill8 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Busines Equipment purchase
Looking for a short term loan to help pay for Office upgrades to my Date Networking consulting business. I have recently hired 2 new employees and have a short term cash flow issue. We are a small but strong company that is growing. We have a current residual income base that is growing and booked for the next 36 months.
We are looking for this small loan to provide some short term cash for some office equipment upgrades.
I would be happy to provide more information as requested.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| neighborly-hope6 | $50.00 | 5/24/2011 9:14:29 AM |
| Dollars4Rent | $50.00 | 5/24/2011 9:14:48 AM |
| indomitable-coin | $25.00 | 5/24/2011 9:16:53 AM |
| ore-genius2 | $600.00 | 5/24/2011 9:17:52 AM |
| gojackgo | $100.00 | 5/24/2011 9:18:33 AM |
| gain-expert | $35.00 | 5/24/2011 9:22:55 AM |
| moola-radio4 | $50.00 | 5/24/2011 9:07:19 AM |
| antlr | $50.00 | 5/24/2011 9:15:39 AM |
| scrappy-bonus2 | $25.00 | 5/24/2011 9:15:45 AM |
| meux99 | $25.00 | 5/24/2011 9:17:47 AM |
| useful-currency | $25.00 | 5/24/2011 9:18:04 AM |
| DukSerduk | $25.00 | 5/24/2011 9:08:32 AM |
| diablorulz | $50.00 | 5/24/2011 9:18:13 AM |
| Digs | $25.00 | 5/24/2011 4:38:22 PM |
| SilverRain | $50.00 | 5/24/2011 8:45:43 PM |
| hookUup | $31.02 | 5/26/2011 8:01:35 AM |
| damage | $25.00 | 5/26/2011 11:50:54 AM |
| RandyL3 | $25.00 | 5/26/2011 11:56:37 AM |
| michaelwong | $50.00 | 5/26/2011 4:58:26 PM |
| worth-web5 | $100.00 | 5/27/2011 6:43:28 AM |
| a-exponential-hope | $25.00 | 5/29/2011 12:32:01 PM |
| wise-silver-wonder | $25.00 | 5/29/2011 12:38:31 PM |
| louisprima | $50.00 | 5/30/2011 12:57:51 PM |
| drkosh | $50.00 | 5/30/2011 3:22:30 PM |
| efficient-treasure0 | $25.00 | 5/30/2011 5:29:09 PM |
| fantastic-openness | $100.00 | 5/30/2011 5:29:53 PM |
| radforj22 | $50.00 | 5/30/2011 5:31:25 PM |
| tampalender | $50.00 | 5/30/2011 11:24:36 PM |
| wealth-influencer | $50.00 | 5/30/2011 11:30:43 PM |
| ThomasC | $50.00 | 5/31/2011 5:33:05 AM |
| mrpowers5531 | $25.00 | 5/31/2011 10:46:00 AM |
| Marathoner | $25.00 | 5/31/2011 12:15:16 PM |
| commerce-web5 | $50.00 | 5/31/2011 8:09:01 PM |
| wellnessnyc | $32.59 | 5/31/2011 9:04:13 PM |
| currency-persimmon | $25.00 | 5/31/2011 7:47:02 PM |
| vigilance-revolutionary | $50.00 | 6/1/2011 10:12:09 AM |
| alpinaut | $25.00 | 6/1/2011 10:54:10 AM |
| Daneistes | $50.00 | 6/1/2011 11:08:03 AM |
| generous-deal6 | $50.00 | 6/1/2011 10:59:18 AM |
| nuclearmoose | $50.00 | 6/1/2011 11:03:44 AM |
| gardenofeden | $25.00 | 6/1/2011 11:08:16 AM |
| JRhino | $25.00 | 6/1/2011 2:58:51 PM |
| MasterJin | $25.00 | 6/1/2011 5:34:18 PM |
| SnE | $50.00 | 6/2/2011 6:57:44 AM |
| kind-adventurous-finance | $100.00 | 6/2/2011 11:08:38 AM |
| weWantToHelp | $38.69 | 6/3/2011 12:31:56 AM |
| slartibardfast | $25.00 | 6/3/2011 9:58:21 AM |
| appastk | $25.00 | 6/3/2011 10:58:25 AM |
| astute-benjamins | $25.00 | 6/3/2011 3:32:45 PM |
| fcrick | $25.00 | 6/3/2011 10:54:51 AM |
| Frosty | $25.00 | 6/3/2011 11:58:26 AM |
| respectful-integrity3 | $30.00 | 6/3/2011 12:56:56 PM |
| Weaverville | $100.00 | 6/3/2011 5:44:21 PM |
| zeelender | $25.00 | 6/3/2011 5:46:18 PM |
| bold-yield-rumbler | $25.00 | 6/3/2011 5:56:49 PM |
| codavee | $100.00 | 6/3/2011 5:57:43 PM |
| camaraderi-atmosphere | $50.00 | 6/3/2011 6:19:39 PM |
| octoberfresh | $25.00 | 6/3/2011 5:52:33 PM |
| unclejaef | $25.00 | 6/3/2011 6:26:20 PM |
| -------ing247 | $25.00 | 6/3/2011 5:57:22 PM |
| repayment-genius7 | $25.00 | 6/3/2011 5:58:37 PM |
| maldok1 | $25.00 | 6/3/2011 5:58:44 PM |
| dtrain5 | $28.12 | 6/3/2011 5:58:58 PM |
| esabzb | $25.00 | 6/3/2011 6:02:59 PM |
| rebellender | $50.00 | 6/3/2011 6:42:57 PM |
| hayhelp | $29.09 | 6/3/2011 7:37:57 PM |
| rce1964 | $25.00 | 6/4/2011 2:36:03 AM |
| ytjameslee | $50.00 | 6/4/2011 2:46:16 AM |
| JM-Sarawak | $100.00 | 6/4/2011 7:09:16 AM |
| LAKESPRING | $50.00 | 6/4/2011 9:32:58 AM |
| silver-armada | $50.00 | 6/4/2011 1:18:32 PM |
| Atlanta-Buyer | $25.00 | 6/4/2011 2:24:25 PM |
| duty-plum | $200.00 | 6/4/2011 2:18:09 PM |
| OldestBrother | $50.00 | 6/4/2011 7:26:31 PM |
| WorldlyWorker | $25.00 | 6/4/2011 2:24:21 PM |
| KlotzLending | $25.00 | 6/5/2011 12:29:44 AM |
| MARWARISETH | $25.00 | 6/4/2011 7:33:49 PM |
| fly4sugar | $50.00 | 6/5/2011 9:12:55 AM |
| awesome-yield7 | $50.00 | 6/5/2011 10:47:13 AM |
| equitable-peace2 | $25.00 | 6/5/2011 12:45:08 PM |
| Namrok | $25.00 | 6/5/2011 12:46:47 PM |
| lendermender | $25.00 | 6/5/2011 12:45:54 PM |
| top-affluence-saver | $50.00 | 6/5/2011 12:48:32 PM |
| Moose26 | $25.00 | 6/5/2011 12:48:40 PM |
| MrDavid | $50.00 | 6/5/2011 12:49:41 PM |
| notlicehead | $50.00 | 6/5/2011 12:49:51 PM |
| intuitive-integrity9 | $50.00 | 6/5/2011 12:50:08 PM |
| FmrEngr2Phd | $25.00 | 6/5/2011 12:50:46 PM |
| degster | $25.00 | 6/5/2011 1:00:12 PM |
| ryreesado | $25.00 | 6/5/2011 12:52:13 PM |
| Rob717171 | $50.00 | 6/5/2011 12:57:54 PM |
| SeaLoans | $25.00 | 6/5/2011 12:59:22 PM |
| balance-voyager | $50.00 | 6/5/2011 12:44:42 PM |
| profitable-asset1 | $25.00 | 6/5/2011 12:48:43 PM |
| moola-rose8 | $25.00 | 6/5/2011 12:49:57 PM |
| solin003 | $25.00 | 6/5/2011 1:27:14 PM |
| Yaj | $50.00 | 6/5/2011 1:24:17 PM |
| newyork6264 | $50.00 | 6/5/2011 1:25:17 PM |
| catalyst6 | $29.04 | 6/5/2011 1:25:37 PM |
| UT-Longhorn | $25.00 | 6/5/2011 1:03:11 PM |
| principal-equalizer | $1.97 | 6/5/2011 3:03:20 PM |
| moneynmotion | $25.00 | 6/5/2011 2:18:11 PM |
| flexible-value | $35.00 | 5/24/2011 9:18:01 AM |
| Goodlender42 | $25.00 | 5/24/2011 9:18:17 AM |
| truth-image | $100.00 | 5/24/2011 9:15:42 AM |
| compoundinterest | $50.00 | 5/24/2011 9:17:56 AM |
| Avala | $50.00 | 5/24/2011 9:18:39 AM |
| kyomoon | $50.00 | 5/24/2011 9:12:44 AM |
| minista | $25.00 | 5/24/2011 9:18:07 AM |
| Buffer10 | $150.00 | 5/24/2011 11:45:40 AM |
| CorMDNY | $50.00 | 5/24/2011 8:45:36 PM |
| kulender | $100.00 | 5/25/2011 5:47:42 AM |
| eyevinyl | $100.00 | 5/25/2011 7:43:03 AM |
| keyfig | $25.00 | 5/25/2011 3:54:16 PM |
| Sigonio | $25.00 | 5/26/2011 11:51:59 AM |
| diversification-surge | $100.00 | 5/26/2011 2:38:28 PM |
| kenji4861 | $50.00 | 5/27/2011 3:25:17 AM |
| kleinbrak | $25.00 | 5/27/2011 11:24:14 AM |
| Havana21 | $200.00 | 5/28/2011 12:38:14 PM |
| adevadeh | $50.00 | 5/29/2011 10:47:36 AM |
| BankofRon | $50.00 | 5/29/2011 12:32:06 PM |
| KHODADAD | $50.00 | 5/30/2011 5:31:15 PM |
| point-molecule9 | $25.00 | 5/31/2011 9:44:47 AM |
| credit-investor5 | $50.00 | 5/31/2011 10:13:14 PM |
| first-favorite-bonus9 | $100.00 | 6/1/2011 10:40:26 AM |
| Aimvest | $25.00 | 6/1/2011 10:08:43 AM |
| determined-order1 | $25.00 | 6/1/2011 10:59:33 AM |
| life-is-great | $25.00 | 6/1/2011 11:12:57 AM |
| aasx1108 | $25.00 | 6/1/2011 1:01:09 PM |
| slowpig | $50.00 | 6/1/2011 5:28:31 PM |
| velocity-solo | $30.00 | 6/1/2011 5:39:47 PM |
| orange-statuesque-justice | $500.00 | 6/1/2011 5:28:33 PM |
| principal-equalizer | $25.00 | 6/2/2011 10:58:37 AM |
| pthighs | $100.00 | 6/2/2011 1:59:21 PM |
| Frankieb21 | $75.00 | 6/2/2011 4:19:30 PM |
| first-lovely-dollar | $50.00 | 6/2/2011 5:54:11 PM |
| Leopoldine | $25.00 | 6/2/2011 7:41:47 PM |
| UKloanfella | $50.00 | 6/2/2011 9:52:58 PM |
| inforapenny | $34.92 | 6/3/2011 2:00:03 AM |
| agbullet55443 | $200.00 | 6/2/2011 8:29:58 PM |
| docdekay | $65.00 | 6/2/2011 8:34:28 PM |
| TheCount | $100.00 | 6/3/2011 7:44:25 AM |
| BoughtTheFarm | $25.00 | 6/3/2011 10:56:01 AM |
| brightest-dynamic-peace | $25.00 | 6/3/2011 5:29:47 PM |
| fund-tom-tom6 | $25.00 | 6/3/2011 5:33:54 PM |
| tender-integrity3 | $84.91 | 6/3/2011 5:59:31 PM |
| whistledicksmith | $50.00 | 6/3/2011 5:59:50 PM |
| jt88 | $50.00 | 6/3/2011 6:02:55 PM |
| jhernand17 | $25.00 | 6/3/2011 5:33:48 PM |
| thankful-nickel2 | $50.00 | 6/3/2011 6:16:43 PM |
| unrivaled-silver | $50.00 | 6/3/2011 8:14:25 PM |
| falcon88dp | $25.00 | 6/3/2011 8:07:50 PM |
| Interstate_Rate | $29.25 | 6/4/2011 2:25:15 AM |
| crispies | $25.00 | 6/3/2011 9:24:26 PM |
| Turkish101 | $30.00 | 6/3/2011 9:29:08 PM |
| gas | $25.00 | 6/3/2011 11:27:51 PM |
| JohnW12 | $50.00 | 6/4/2011 6:08:56 AM |
| goodken | $50.00 | 6/4/2011 7:48:21 AM |
| finance-negotiator2 | $50.00 | 6/4/2011 7:23:02 AM |
| cash-sensai2 | $50.00 | 6/4/2011 8:37:54 AM |
| responsibility-fortress | $50.00 | 6/4/2011 10:12:56 AM |
| lookingup78 | $25.00 | 6/4/2011 8:59:05 AM |
| top-epic-community | $50.00 | 6/4/2011 11:13:32 AM |
| zoomdrm57 | $50.00 | 6/4/2011 12:31:54 PM |
| Cheburashka | $30.00 | 6/4/2011 12:20:56 PM |
| intuitive-bill | $25.00 | 6/4/2011 2:23:51 PM |
| rockytop | $60.00 | 6/4/2011 3:29:32 PM |
| GarBear88 | $100.00 | 6/5/2011 4:33:59 AM |
| betaoption | $25.00 | 6/5/2011 6:53:06 AM |
| MonkeyHero | $50.00 | 6/5/2011 9:48:24 AM |
| yoyoclock | $25.00 | 6/4/2011 10:53:44 PM |
| sabre79 | $25.00 | 6/5/2011 12:44:52 PM |
| the-upbeat-p2p | $50.00 | 6/5/2011 12:45:45 PM |
| JohnGalt94 | $50.00 | 6/5/2011 12:45:58 PM |
| rmachi | $25.00 | 6/5/2011 12:47:11 PM |
| AlternativeCashFlow | $50.00 | 6/5/2011 12:49:49 PM |
| Mantis75 | $25.00 | 6/5/2011 12:50:49 PM |
| eighttone | $25.00 | 6/5/2011 12:51:28 PM |
| nv | $25.00 | 6/5/2011 12:52:17 PM |
| jtrue71 | $25.00 | 6/5/2011 12:52:43 PM |
| pubnat | $25.00 | 6/5/2011 12:44:53 PM |
| soulwork | $25.00 | 6/5/2011 12:45:47 PM |
| Timchenko_LLC | $25.00 | 6/5/2011 12:46:45 PM |
| otalon | $50.00 | 6/5/2011 12:47:30 PM |
| SourDoughSteve | $25.00 | 6/5/2011 12:58:35 PM |
| bold-spirited-finance | $125.00 | 6/5/2011 12:49:54 PM |
| top-sensible-yield | $25.00 | 6/5/2011 1:01:25 PM |
| brightest-affluence-motivator | $70.40 | 6/5/2011 1:01:22 PM |
| currency-persimmon | $25.00 | 6/5/2011 1:09:20 PM |
| Young-Y | $25.00 | 6/5/2011 1:09:23 PM |
| FLRN | $25.00 | 6/5/2011 12:45:06 PM |
| djh47a | $25.00 | 6/5/2011 1:09:54 PM |
| abundenthelper | $50.00 | 6/5/2011 1:10:06 PM |
| syounker | $25.00 | 6/5/2011 12:48:24 PM |
| competent-commitment1 | $25.00 | 6/5/2011 12:49:45 PM |
| rjw_mpwr | $25.00 | 6/5/2011 12:50:00 PM |
| rystol | $50.00 | 6/5/2011 12:56:47 PM |
| jts | $25.00 | 6/5/2011 1:20:40 PM |
| Raptorman | $50.00 | 6/5/2011 12:57:13 PM |
| L-vex | $25.00 | 6/5/2011 12:57:41 PM |
| ultimatepaintball | $25.00 | 6/5/2011 12:59:15 PM |
| shadowflame_99 | $25.00 | 6/5/2011 12:59:23 PM |
| dbaoracle | $50.00 | 6/5/2011 1:03:53 PM |
| kcole10 | $25.00 | 6/5/2011 1:22:19 PM |
| 204 Investments
|
Borrower Payment Dependent Notes Series
509440
This series of Notes was issued and sold upon the funding of the borrower loan #50438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,070.03 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 20.30% |
Listing Start date:
| Jun-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $133.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
8 | Length of status: | 12y 11m |
|
Amount delinquent:
| $250 |
Total credit lines:
| 38 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $703 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| trustworthy-gold8 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Charlie
Purpose of loan:
This loan will be used to... consolidate debt, home improvement and purchase a used vehicle that will save me on gas....and anthing else that I can make it stretch to pay.
My financial situation:
I am a good candidate for this loan because. working hard to make ends meet. I have worked 3 jobs for the last 3 years and borrowed as I needed to keep everything current. I have recently lost one job and would like to consolidate so that I will only have one manageable payment instead of several. Also would like more family time without worrying. I am hoping this is the answer to my prayers and will make my payments. God bless you.
Monthly net income: $3000
Monthly expenses: $2160
Housing: $289.00
Insurance: $171.00
Car expenses: $500.00
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investoman | $50.00 | 6/7/2011 8:35:46 AM |
| reflective-rupee | $200.05 | 6/9/2011 11:33:56 AM |
| chungfang | $25.00 | 6/9/2011 12:05:36 PM |
| capital-halo1 | $995.46 | 6/9/2011 6:06:12 PM |
| Land_on_your_feet | $50.00 | 6/9/2011 3:59:34 PM |
| gain-boomerang5 | $25.00 | 6/9/2011 8:44:19 PM |
| CA-Lender | $25.06 | 6/9/2011 6:36:05 PM |
| kingston1 | $25.00 | 6/9/2011 7:53:11 PM |
| yf99yz | $25.00 | 6/10/2011 1:20:42 PM |
| wlm3012 | $25.05 | 6/10/2011 2:37:41 PM |
| heerzaquestion | $25.00 | 6/10/2011 3:12:35 PM |
| himistu22 | $25.00 | 6/10/2011 3:07:35 PM |
| TheCount | $25.00 | 6/11/2011 6:11:28 AM |
| nimble-benjamins | $25.00 | 6/11/2011 5:33:52 AM |
| cookienclean | $25.50 | 6/11/2011 5:50:49 AM |
| Logan7 | $50.00 | 6/11/2011 8:00:55 AM |
| wuvmykidz | $60.49 | 6/11/2011 8:27:03 AM |
| VJ_Financial | $26.00 | 6/11/2011 9:00:53 AM |
| kristof2007 | $25.00 | 6/11/2011 11:09:02 AM |
| red-luminous-gain | $25.00 | 6/11/2011 9:47:05 AM |
| BooRadley | $25.00 | 6/11/2011 1:19:13 PM |
| ethicalhumanist | $25.00 | 6/11/2011 2:45:56 PM |
| alexgalt | $25.00 | 6/11/2011 12:47:36 PM |
| unafraid-return496 | $25.00 | 6/11/2011 9:49:56 PM |
| IIP77 | $30.00 | 6/11/2011 9:26:08 PM |
| davidmanheim | $25.00 | 6/11/2011 7:42:30 PM |
| assetmanager | $25.00 | 6/11/2011 10:47:27 PM |
| power-futurist5 | $25.00 | 6/11/2011 9:03:41 PM |
| creative-revenue0 | $50.00 | 6/15/2011 9:41:31 AM |
| delicious-cash | $25.00 | 6/16/2011 9:58:17 AM |
| transparency-baton | $25.00 | 6/16/2011 2:49:26 PM |
| MrMoneyBags | $56.55 | 6/16/2011 4:27:09 PM |
| SolarMoonshine | $50.00 | 6/9/2011 3:48:49 PM |
| Dubbs360 | $300.00 | 6/9/2011 6:01:12 PM |
| impressive-openness7 | $28.37 | 6/9/2011 5:24:26 PM |
| GElender | $25.00 | 6/10/2011 5:45:39 AM |
| BigGuyBank | $27.77 | 6/10/2011 8:26:56 AM |
| income-rocker2 | $50.00 | 6/10/2011 9:37:41 AM |
| nilehorse | $50.00 | 6/10/2011 1:53:38 PM |
| dslobbs | $100.00 | 6/10/2011 3:51:27 PM |
| ddamenace | $30.00 | 6/10/2011 7:40:22 PM |
| MrDance123 | $25.00 | 6/11/2011 12:17:44 AM |
| Bocephus1959 | $25.00 | 6/11/2011 8:49:39 AM |
| engbusres | $50.00 | 6/11/2011 9:50:28 AM |
| bewitching-asset3 | $25.00 | 6/11/2011 10:42:28 AM |
| ore-didgeridoo | $25.00 | 6/11/2011 1:50:50 PM |
| ore-dojo | $25.00 | 6/11/2011 1:39:17 PM |
| deal-enrichment063 | $25.00 | 6/11/2011 10:14:25 PM |
| mars2024 | $25.00 | 6/13/2011 10:00:08 AM |
| shrewd-income | $64.73 | 6/16/2011 8:29:58 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
509466
This series of Notes was issued and sold upon the funding of the borrower loan #50352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-11-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 30y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Car Dealer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,947 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| peso-saguaro1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Roof
Purpose of loan:
This loan will be used to...replace roof on home and garage
My financial situation: Good
I am a good candidate for this loan because...House is paid for and credit card debt is being lowered quickly
Monthly net income: $2000
Monthly expenses: $
Housing: $no payment
Insurance: $150
Car expenses: $no payment
Utilities: $150
Phone, cable, internet: $75
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 6/2/2011 9:10:04 AM |
| taltman | $25.00 | 6/2/2011 9:59:50 AM |
| kind-durability-battalion | $50.00 | 6/2/2011 9:05:50 AM |
| MarvintheMartian | $25.00 | 6/2/2011 11:23:03 AM |
| JustMee | $25.00 | 6/2/2011 11:41:35 AM |
| diversification-medalist | $25.00 | 6/2/2011 2:10:51 PM |
| capital_projects_investor | $25.00 | 6/3/2011 7:29:27 AM |
| TheCount | $100.00 | 6/3/2011 7:46:09 AM |
| alexgalt | $25.00 | 6/2/2011 11:51:08 PM |
| tranquil-gain1 | $75.00 | 6/3/2011 10:01:48 AM |
| ommcd | $25.00 | 6/3/2011 3:49:25 PM |
| GhiaGuy | $100.00 | 6/3/2011 7:20:48 PM |
| SOP_Bank | $25.00 | 6/4/2011 5:08:02 AM |
| 2grindstones | $50.00 | 6/4/2011 11:00:12 AM |
| Reddy_Capital | $36.00 | 6/6/2011 11:39:03 PM |
| CashFlowLender | $50.00 | 6/7/2011 8:29:42 PM |
| red-power-pecan | $50.00 | 6/9/2011 8:21:18 AM |
| best-charming-leverage | $100.00 | 6/9/2011 10:57:10 AM |
| enchanted-note | $50.00 | 6/9/2011 2:44:08 PM |
| FriendInSeattle | $100.00 | 6/9/2011 7:38:14 PM |
| SecondChanceLendingSERV | $25.00 | 6/10/2011 10:44:09 AM |
| CreditPal | $25.00 | 6/10/2011 6:58:57 PM |
| kttalamo | $100.00 | 6/11/2011 12:39:55 AM |
| irrelevant | $25.00 | 6/10/2011 10:35:11 PM |
| DasMula | $25.00 | 6/11/2011 5:04:00 AM |
| mckhbnpc | $50.00 | 6/11/2011 10:43:05 AM |
| BDS | $25.00 | 6/11/2011 10:53:22 AM |
| jjswanso | $50.00 | 6/11/2011 12:08:10 PM |
| JLMGroupFunds | $100.00 | 6/11/2011 12:11:20 PM |
| reflective-rupee | $25.02 | 6/2/2011 9:13:16 AM |
| BankofRon | $25.00 | 6/2/2011 9:07:46 AM |
| MrBailey | $25.00 | 6/2/2011 9:11:27 AM |
| kind-durability-battalion | $50.00 | 6/2/2011 9:16:12 AM |
| scrappy-diversification7 | $2,000.00 | 6/2/2011 9:09:40 AM |
| Whipster | $60.00 | 6/2/2011 10:58:16 AM |
| favorite-commerce | $25.00 | 6/2/2011 11:21:28 AM |
| transformer855 | $25.00 | 6/2/2011 6:33:38 PM |
| loss-of-control | $50.00 | 6/2/2011 7:11:41 PM |
| openness-antioxidant | $50.00 | 6/3/2011 8:56:09 AM |
| leverage-monger | $25.00 | 6/3/2011 9:22:53 AM |
| wonder3 | $25.00 | 6/3/2011 6:01:41 AM |
| back-scratchers | $25.00 | 6/3/2011 6:05:36 AM |
| golffish2 | $25.00 | 6/3/2011 10:04:02 AM |
| foothillender | $25.00 | 6/3/2011 8:04:15 AM |
| high_flyer | $51.00 | 6/3/2011 2:20:44 PM |
| thankful-nickel2 | $25.00 | 6/3/2011 2:25:22 PM |
| Bob450 | $25.00 | 6/3/2011 4:17:12 PM |
| tech310 | $50.00 | 6/3/2011 6:32:31 PM |
| capital-kingdom | $25.01 | 6/4/2011 9:31:47 AM |
| otto1939 | $51.00 | 6/5/2011 6:06:33 AM |
| CA-Lender | $25.06 | 6/4/2011 4:57:29 PM |
| Investoman | $75.00 | 6/5/2011 7:06:42 AM |
| Asimus | $25.00 | 6/5/2011 10:04:53 AM |
| coin-bee1 | $25.00 | 6/7/2011 6:23:12 AM |
| scarlet-velvet | $25.08 | 6/7/2011 4:38:06 PM |
| umfan123 | $25.00 | 6/8/2011 6:05:24 AM |
| missing-link | $25.00 | 6/8/2011 5:43:27 PM |
| daekpon | $40.00 | 6/9/2011 8:46:33 AM |
| Asimus | $25.00 | 6/9/2011 10:10:10 AM |
| mlj0671 | $25.00 | 6/9/2011 7:33:32 PM |
| the-profit-oracle | $25.00 | 6/10/2011 10:46:33 AM |
| rescue | $100.00 | 6/10/2011 11:20:10 AM |
| janeybooboo | $100.00 | 6/10/2011 12:18:19 PM |
| kulender | $50.00 | 6/10/2011 8:03:09 PM |
| -PokerNut | $50.00 | 6/11/2011 9:31:44 AM |
| supersam | $250.00 | 6/11/2011 9:32:07 AM |
| BOYFROMVEGAS | $44.65 | 6/11/2011 9:49:32 AM |
| Gotogo | $50.00 | 6/11/2011 10:45:07 AM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
509476
This series of Notes was issued and sold upon the funding of the borrower loan #50322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 88 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,748 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 43 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| exchange-winner |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
exchange-winner
Purpose of loan: Home Improvements
This loan will be used to improve an investment home's exterior due to rotting wood
My financial situation: Employed full time and a two income family unit
I am a good candidate for this loan because I am able to pay back the loan in two years.
Monthly net income: $ 7940.00
Monthly expenses:
Housing: $ 1500.00
Insurance: $ 300.00
Car expenses: $ 440.00
Utilities: $ 450.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 250.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 6/3/2011 5:08:44 PM |
| Investoman | $50.00 | 6/7/2011 8:34:59 AM |
| CA-Lender | $25.06 | 6/9/2011 12:18:52 PM |
| newest-attractive-funds | $50.00 | 6/9/2011 4:42:37 PM |
| setUup | $26.40 | 6/9/2011 4:44:06 PM |
| sweetlan | $25.06 | 6/9/2011 12:24:29 PM |
| spsavage | $25.00 | 6/9/2011 1:17:36 PM |
| Pakse | $25.00 | 6/9/2011 2:02:26 PM |
| SolarMoonshine | $25.00 | 6/9/2011 3:49:35 PM |
| Land_on_your_feet | $75.00 | 6/9/2011 4:01:57 PM |
| red-power-pecan | $50.00 | 6/9/2011 6:30:47 PM |
| consulguru | $190.32 | 6/9/2011 5:24:22 PM |
| competent-p2p | $25.00 | 6/9/2011 6:42:00 PM |
| Kash2010lu | $25.00 | 6/9/2011 8:28:42 PM |
| icybiffy | $36.57 | 6/10/2011 12:38:04 AM |
| Bass4Life | $35.69 | 6/9/2011 7:54:58 PM |
| 1randyp | $114.40 | 6/10/2011 2:55:27 AM |
| Kqwik | $25.00 | 6/9/2011 10:20:26 PM |
| authentic-finance194 | $100.00 | 6/10/2011 5:38:56 AM |
| damasterwc | $300.00 | 6/10/2011 9:52:05 AM |
| nickel-position | $25.00 | 6/10/2011 10:41:23 AM |
| truelumen | $25.00 | 6/10/2011 3:00:33 PM |
| 168RichCapital | $25.60 | 6/10/2011 1:13:51 PM |
| optionscashflow | $25.00 | 6/10/2011 2:06:55 PM |
| moola-pillow | $50.00 | 6/10/2011 3:47:09 PM |
| dslobbs | $100.00 | 6/10/2011 3:51:48 PM |
| bid-acrobat4 | $30.00 | 6/10/2011 4:31:45 PM |
| jybank | $50.00 | 6/10/2011 10:53:39 PM |
| RLaumeyer | $25.00 | 6/11/2011 2:37:58 AM |
| Rollshaft | $29.36 | 6/11/2011 3:10:20 AM |
| lean-trade178 | $25.00 | 6/10/2011 9:38:57 PM |
| best-listing-toro | $25.00 | 6/11/2011 6:42:57 AM |
| funds-promiser | $100.00 | 6/11/2011 8:32:56 AM |
| Bob450 | $25.04 | 6/11/2011 8:59:20 AM |
| five-star-note | $75.00 | 6/11/2011 8:59:46 AM |
| orange-coin-walnut | $50.00 | 6/11/2011 6:14:58 AM |
| Bankerinreallife | $50.00 | 6/11/2011 7:33:00 AM |
| Matt555555 | $101.99 | 6/11/2011 8:09:00 AM |
| alexgalt | $25.00 | 6/11/2011 12:48:49 PM |
| missing-link | $25.00 | 6/11/2011 3:33:49 PM |
| diplomatic-wealth7 | $25.00 | 6/11/2011 8:35:06 PM |
| intuitive-bill | $25.00 | 6/14/2011 6:51:58 AM |
| zipemdown | $25.00 | 6/14/2011 5:47:28 PM |
| Sambamm1 | $50.00 | 6/14/2011 6:19:55 PM |
| finance-mushroom | $100.00 | 6/15/2011 11:30:09 AM |
| green-dollar-equinox | $31.08 | 6/15/2011 1:38:03 PM |
| marketologist327 | $25.00 | 6/15/2011 10:09:13 AM |
| icon688 | $25.00 | 6/15/2011 10:24:48 PM |
| Core-Marketing | $25.00 | 6/16/2011 5:25:11 AM |
| best-charming-leverage | $100.00 | 6/16/2011 10:23:04 AM |
| commerce-web5 | $25.00 | 6/16/2011 5:21:14 PM |
| ommcd | $25.00 | 6/3/2011 5:13:10 PM |
| tech310 | $50.00 | 6/4/2011 12:23:29 AM |
| beakerfish | $50.00 | 6/4/2011 2:13:52 PM |
| BigBag | $25.00 | 6/9/2011 12:46:39 PM |
| SecondChanceLendingSERV | $25.00 | 6/9/2011 5:51:35 PM |
| reflective-rupee | $200.05 | 6/9/2011 3:43:43 PM |
| capital-halo1 | $1,000.00 | 6/9/2011 6:02:48 PM |
| chungfang | $25.00 | 6/9/2011 3:40:04 PM |
| CreditBuilder2 | $50.00 | 6/9/2011 3:49:00 PM |
| peso-aggregator | $25.00 | 6/9/2011 6:14:38 PM |
| Dubbs360 | $300.00 | 6/9/2011 6:02:17 PM |
| Pilotaceh | $25.00 | 6/9/2011 10:55:09 PM |
| rate-sceptre | $30.46 | 6/10/2011 12:39:49 AM |
| head | $25.00 | 6/9/2011 8:37:08 PM |
| karpman3 | $50.00 | 6/10/2011 7:13:40 AM |
| Vegasjim | $50.00 | 6/9/2011 7:14:29 PM |
| robust-duty1 | $51.31 | 6/10/2011 12:48:32 AM |
| Pilotaceh | $25.00 | 6/9/2011 10:51:50 PM |
| 340 | $40.74 | 6/10/2011 10:27:17 AM |
| BigGuyBank | $25.50 | 6/10/2011 10:00:54 AM |
| income-rocker2 | $100.00 | 6/10/2011 9:33:43 AM |
| rescue | $100.00 | 6/10/2011 11:21:24 AM |
| RedantFinance | $25.00 | 6/10/2011 9:57:07 AM |
| nnomura | $38.82 | 6/10/2011 11:41:06 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:47:35 AM |
| MJTimages_com | $50.00 | 6/10/2011 12:22:54 PM |
| JBF_Investments | $25.00 | 6/10/2011 1:50:28 PM |
| wlm3012 | $50.05 | 6/10/2011 2:43:05 PM |
| Deltaoneblue | $75.00 | 6/10/2011 5:02:01 PM |
| MrBailey | $50.00 | 6/10/2011 6:58:56 PM |
| upperdeck | $25.00 | 6/11/2011 5:59:47 AM |
| TheCount | $25.00 | 6/11/2011 6:11:46 AM |
| yf99yz | $25.00 | 6/10/2011 9:02:17 PM |
| Mad_Scientist | $25.00 | 6/11/2011 4:46:39 AM |
| ballz694 | $25.00 | 6/10/2011 11:04:00 PM |
| Garnet123 | $25.00 | 6/11/2011 6:51:38 AM |
| ursus | $200.00 | 6/11/2011 8:59:22 AM |
| serpentine | $100.00 | 6/11/2011 5:32:40 AM |
| melodious-openness | $25.00 | 6/11/2011 5:44:45 AM |
| Logan7 | $50.00 | 6/11/2011 8:02:05 AM |
| loanman2007 | $50.00 | 6/11/2011 6:29:42 AM |
| umfan123 | $25.00 | 6/11/2011 11:40:06 AM |
| Amber_Stone | $25.00 | 6/11/2011 5:00:29 PM |
| irrelevant | $25.00 | 6/11/2011 10:12:51 PM |
| wlm3012 | $25.05 | 6/13/2011 6:33:15 AM |
| JayIsABear | $75.00 | 6/13/2011 9:03:33 AM |
| important-openness1 | $100.00 | 6/12/2011 9:34:40 PM |
| bold-direct-asset | $32.24 | 6/14/2011 3:06:16 AM |
| golffish2 | $50.00 | 6/14/2011 4:13:11 AM |
| worldly-money4 | $100.00 | 6/14/2011 7:01:42 AM |
| ethicalhumanist | $25.00 | 6/14/2011 8:53:49 AM |
| J-Rott | $375.00 | 6/14/2011 8:22:09 AM |
| jonnysixgun | $25.00 | 6/14/2011 12:24:55 PM |
| icanhasloanz | $25.00 | 6/15/2011 12:27:18 PM |
| courteous-kindness1 | $25.00 | 6/15/2011 3:53:50 PM |
| Cash_Lender | $100.00 | 6/15/2011 4:23:45 PM |
| handy-justice | $100.00 | 6/15/2011 4:45:30 PM |
| periko | $25.00 | 6/15/2011 7:54:08 PM |
| kjb1971 | $25.00 | 6/16/2011 8:37:58 AM |
| worthy-commitment7 | $30.00 | 6/16/2011 10:15:45 AM |
| money-bauble | $100.00 | 6/16/2011 2:48:47 PM |
| transparency-baton | $25.00 | 6/16/2011 2:51:00 PM |
| Wellman | $50.00 | 6/16/2011 5:06:02 PM |
| beaker | $30.00 | 6/16/2011 5:16:57 PM |
| kulender | $50.00 | 6/16/2011 4:23:26 PM |
| Branch95 | $34.25 | 6/16/2011 5:39:17 PM |
| phaques | $189.96 | 6/16/2011 6:54:22 PM |
| 118 Investments
|
Borrower Payment Dependent Notes Series
510042
This series of Notes was issued and sold upon the funding of the borrower loan #50328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jun-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-17-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $527.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,081 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bewitching-bonus6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Accelerate Eliminating Debt
Purpose of loan:
This loan will be used to...
Pay off bigger credit card balances w/ higher interest & accelerate financial independence.
Could afford to pay debtors directly but it will take too long and I want to save as much as possible.
My financial situation:
I am a good candidate for this loan because...
Solid job, always employed, great, steady income.
Very responsible & organized, never late, very motivated to be debt free & increase my credit score as high as possible in short time.
I am not broke or distressed, just trying to find creative way to eliminate my debt and save!
Monthly net income: $6899.96
Monthly expenses: $
Housing: $3018
Insurance: $129
Car expenses: $0
Utilities: $200
Phone, cable, internet: $75
Food, entertainment: $50
Clothing, household expenses: $75
Credit cards and other loans: $1500.00
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| GoldenGo4 | $50.00 | 6/6/2011 11:07:21 AM |
| BxRealtor | $25.00 | 6/6/2011 10:39:23 AM |
| powerful-finance7 | $25.00 | 6/6/2011 11:15:54 AM |
| best-charming-leverage | $100.00 | 6/6/2011 11:17:50 AM |
| dynrep | $25.00 | 6/6/2011 10:55:40 AM |
| loyalty-sherpa | $25.00 | 6/8/2011 1:25:06 PM |
| credit-investor5 | $50.00 | 6/9/2011 1:20:01 PM |
| Pakse | $25.00 | 6/9/2011 2:07:17 PM |
| toronado | $50.00 | 6/9/2011 4:15:17 PM |
| setUup | $29.40 | 6/9/2011 4:51:02 PM |
| B-rad_the_Coug | $25.00 | 6/9/2011 1:58:41 PM |
| LoisLoan | $25.00 | 6/9/2011 3:45:47 PM |
| chinolatino | $50.00 | 6/9/2011 3:24:19 PM |
| FinanceEngine | $30.00 | 6/9/2011 3:31:11 PM |
| epall | $25.00 | 6/9/2011 5:39:49 PM |
| KrystalBall | $25.00 | 6/9/2011 6:24:39 PM |
| liberty-society5 | $30.00 | 6/10/2011 5:05:17 AM |
| investment-tycoon | $100.00 | 6/9/2011 7:38:59 PM |
| BankofRon | $25.00 | 6/9/2011 6:30:19 PM |
| capital-blueberry | $25.00 | 6/10/2011 6:24:53 AM |
| E-B | $50.00 | 6/10/2011 7:17:50 AM |
| 1SteelerFan | $25.00 | 6/9/2011 6:48:26 PM |
| contributor897 | $25.00 | 6/9/2011 11:24:39 PM |
| PM_Broker | $50.00 | 6/9/2011 11:49:55 PM |
| szetheli | $141.00 | 6/10/2011 8:02:01 AM |
| red-active-note | $25.00 | 6/10/2011 9:43:25 AM |
| economy-popcorn | $25.00 | 6/10/2011 8:29:06 AM |
| silver-breeze3 | $25.00 | 6/10/2011 5:12:16 AM |
| p2p-eagle9 | $25.00 | 6/10/2011 8:53:37 AM |
| nickel-position | $50.00 | 6/10/2011 10:43:10 AM |
| goldenretriever | $100.00 | 6/10/2011 9:44:40 AM |
| rdhfire | $25.00 | 6/10/2011 9:48:04 AM |
| finance-dandelion | $30.00 | 6/10/2011 11:12:44 AM |
| coin-popcorn | $25.00 | 6/10/2011 11:16:13 AM |
| ghinga | $25.00 | 6/10/2011 10:00:06 AM |
| sunny-truth6 | $50.00 | 6/10/2011 12:05:24 PM |
| green-inventive-kindness | $27.00 | 6/10/2011 12:50:29 PM |
| marwadi-62 | $300.00 | 6/10/2011 12:07:48 PM |
| dslobbs | $250.00 | 6/10/2011 3:55:28 PM |
| docdekay | $65.00 | 6/10/2011 3:59:23 PM |
| vineet | $25.00 | 6/10/2011 11:57:29 AM |
| jonmars | $25.00 | 6/10/2011 12:29:23 PM |
| jules3304 | $25.00 | 6/10/2011 1:47:33 PM |
| wlm3012 | $25.05 | 6/10/2011 2:49:57 PM |
| one-midas | $75.00 | 6/10/2011 5:58:20 PM |
| woohoo | $25.00 | 6/10/2011 3:43:05 PM |
| yf99yz | $35.00 | 6/10/2011 9:13:46 PM |
| shrewd-income | $50.00 | 6/10/2011 7:13:47 PM |
| Whipster | $45.00 | 6/10/2011 8:23:43 PM |
| tender-ore | $25.00 | 6/10/2011 11:42:08 PM |
| wildsf | $356.00 | 6/11/2011 1:22:51 AM |
| klend4 | $30.93 | 6/11/2011 2:40:07 AM |
| doopers | $25.00 | 6/11/2011 6:05:54 AM |
| cerebral-dollar773 | $92.89 | 6/11/2011 6:08:57 AM |
| RatRaceChamp | $33.02 | 6/11/2011 6:44:48 AM |
| reflective-dollar8 | $50.00 | 6/11/2011 3:40:06 AM |
| clean-value5 | $35.88 | 6/11/2011 6:43:50 AM |
| flag3 | $50.00 | 6/11/2011 6:53:51 AM |
| RLaumeyer | $30.00 | 6/11/2011 2:33:48 AM |
| siafu_kali | $32.15 | 6/11/2011 4:18:23 AM |
| MyNestEgg | $35.00 | 6/11/2011 9:03:43 AM |
| triumphant-bonus | $25.00 | 6/11/2011 9:19:08 AM |
| Hanalei712 | $28.18 | 6/11/2011 5:59:45 AM |
| Buffer10 | $25.00 | 6/11/2011 8:16:21 AM |
| mechsoph | $30.00 | 6/11/2011 6:56:07 AM |
| vigilance-searcher | $25.00 | 6/11/2011 7:05:44 AM |
| SonomaHills | $25.00 | 6/11/2011 9:03:39 AM |
| Tingali | $25.00 | 6/11/2011 7:48:45 AM |
| point-pinnacle | $25.00 | 6/11/2011 8:15:10 AM |
| Sol_Invictus | $25.00 | 6/11/2011 10:28:08 AM |
| mammalian4 | $25.00 | 6/11/2011 10:38:04 AM |
| luann199 | $50.00 | 6/11/2011 8:43:06 AM |
| millionaireat40 | $33.03 | 6/11/2011 8:58:08 AM |
| CashFlowLender | $50.00 | 6/11/2011 10:02:51 AM |
| suave-justice059 | $245.32 | 6/11/2011 10:46:30 AM |
| innocent-loot | $78.99 | 6/11/2011 10:57:46 AM |
| dinero-festivity2 | $100.00 | 6/11/2011 11:06:03 AM |
| newest-funds-powerplant | $25.00 | 6/11/2011 4:05:08 PM |
| bid-lightning9 | $50.00 | 6/11/2011 11:03:01 PM |
| Tradesmanlender | $35.00 | 6/12/2011 1:27:49 PM |
| openness-antioxidant | $100.00 | 6/12/2011 5:40:34 PM |
| brightest-income-hunter | $66.39 | 6/12/2011 10:39:37 PM |
| commitment-orca7 | $100.00 | 6/12/2011 9:00:36 PM |
| deal-banker | $200.00 | 6/13/2011 9:25:25 AM |
| Gobsek | $25.00 | 6/13/2011 7:40:01 PM |
| MadHun | $50.00 | 6/13/2011 9:37:46 PM |
| the-enthralling-coin | $25.00 | 6/14/2011 12:04:32 AM |
| ethicalhumanist | $50.00 | 6/14/2011 8:58:23 AM |
| nickel-balance | $25.00 | 6/14/2011 12:50:59 PM |
| superb-funds335 | $25.00 | 6/14/2011 10:47:23 AM |
| money-elation4 | $100.00 | 6/14/2011 4:48:11 PM |
| fishing533 | $100.00 | 6/14/2011 5:45:58 PM |
| wwwUniversal | $25.00 | 6/15/2011 2:49:52 AM |
| diplomatic-euro | $50.00 | 6/14/2011 6:12:21 PM |
| mclark340 | $100.00 | 6/15/2011 4:37:41 AM |
| JLMGroupFunds | $100.00 | 6/15/2011 9:18:52 AM |
| ommcd | $25.00 | 6/15/2011 9:39:53 AM |
| money-surge1 | $25.00 | 6/15/2011 10:22:43 AM |
| riproaringrapids | $25.00 | 6/15/2011 9:53:21 AM |
| Pickmar | $25.00 | 6/15/2011 10:17:01 AM |
| Cash_Lender | $100.00 | 6/15/2011 4:20:47 PM |
| Snoclaf | $25.00 | 6/15/2011 4:56:08 PM |
| invincible-wampum3 | $50.00 | 6/15/2011 5:50:42 PM |
| Kame | $25.00 | 6/15/2011 5:51:11 PM |
| Rick7925 | $25.00 | 6/15/2011 5:51:29 PM |
| goodcents | $25.00 | 6/15/2011 7:26:15 PM |
| ZeLonewolf | $25.00 | 6/15/2011 8:49:42 PM |
| Torero06 | $60.00 | 6/15/2011 11:15:35 PM |
| fantastic-bazaar2 | $50.00 | 6/15/2011 7:20:13 PM |
| choss02 | $50.00 | 6/16/2011 8:28:52 AM |
| TheSaltBoilers | $100.00 | 6/16/2011 10:01:36 AM |
| community-saver158 | $50.00 | 6/16/2011 10:18:53 AM |
| the-careful-fund | $50.00 | 6/16/2011 11:53:05 AM |
| KLCRAY | $50.00 | 6/16/2011 1:37:33 PM |
| transparency-baton | $25.00 | 6/16/2011 2:50:43 PM |
| deal-zoo | $100.00 | 6/16/2011 2:54:05 PM |
| enthralling-deal180 | $50.00 | 6/16/2011 4:23:33 PM |
| enthusiastic-point | $25.00 | 6/16/2011 5:20:15 PM |
| Charmart | $25.00 | 6/16/2011 5:48:34 PM |
| janeybooboo | $86.81 | 6/17/2011 5:39:16 AM |
| organized-payment6 | $50.00 | 6/6/2011 11:16:15 AM |
| janeybooboo | $200.00 | 6/6/2011 12:18:25 PM |
| eyevinyl | $50.00 | 6/6/2011 8:57:39 PM |
| tech310 | $50.00 | 6/7/2011 9:06:57 AM |
| ryreesado | $25.00 | 6/7/2011 4:21:54 PM |
| dynamic-money271 | $25.00 | 6/8/2011 9:38:02 AM |
| AK49-JW | $30.00 | 6/8/2011 10:48:08 PM |
| BigBag | $50.00 | 6/9/2011 12:49:20 PM |
| dslobbs | $100.00 | 6/9/2011 1:26:39 PM |
| terrific-return | $40.61 | 6/9/2011 2:03:55 PM |
| sunny-dough9 | $200.00 | 6/9/2011 2:09:49 PM |
| SolarMoonshine | $50.00 | 6/9/2011 3:45:52 PM |
| oxnard | $50.00 | 6/9/2011 4:34:50 PM |
| Income-Scout | $200.00 | 6/9/2011 5:03:53 PM |
| designer_10 | $25.00 | 6/9/2011 1:40:47 PM |
| availableloan | $25.00 | 6/9/2011 5:17:50 PM |
| consulguru | $300.00 | 6/9/2011 5:32:04 PM |
| Simonsez808 | $25.00 | 6/9/2011 5:52:58 PM |
| reflective-rupee | $148.05 | 6/9/2011 3:44:34 PM |
| currency-persimmon | $100.00 | 6/9/2011 4:08:05 PM |
| GCInvestments | $25.00 | 6/9/2011 2:53:27 PM |
| Mowine4me | $25.00 | 6/9/2011 6:03:28 PM |
| jdtrip03 | $59.00 | 6/9/2011 4:38:33 PM |
| novice-speculator | $25.00 | 6/9/2011 3:54:19 PM |
| income-awakening6 | $25.00 | 6/9/2011 4:46:23 PM |
| TheJunker | $25.00 | 6/9/2011 6:37:53 PM |
| Dubbs360 | $300.00 | 6/9/2011 6:03:06 PM |
| openness-prospector | $50.00 | 6/9/2011 8:28:24 PM |
| reflective-rupee | $52.00 | 6/9/2011 8:54:39 PM |
| crw1950 | $40.00 | 6/9/2011 8:59:36 PM |
| Sierrahh | $50.00 | 6/9/2011 6:21:22 PM |
| credible-balance0 | $25.00 | 6/10/2011 3:30:09 AM |
| meers2000 | $25.00 | 6/9/2011 6:25:17 PM |
| dlenz | $25.00 | 6/10/2011 6:17:42 AM |
| skidoo99 | $42.20 | 6/9/2011 6:33:29 PM |
| 0403 | $25.00 | 6/9/2011 6:43:26 PM |
| Vegasjim | $50.00 | 6/9/2011 7:03:51 PM |
| refined-penny | $50.00 | 6/9/2011 11:59:40 PM |
| value-squirrel3 | $25.00 | 6/10/2011 6:16:22 AM |
| digitaldan | $25.00 | 6/10/2011 7:24:30 AM |
| radiant-return | $50.00 | 6/10/2011 7:43:56 AM |
| BigGuyBank | $27.77 | 6/10/2011 8:25:32 AM |
| hawk357 | $40.00 | 6/10/2011 8:33:49 AM |
| friendinmoney | $26.82 | 6/10/2011 8:39:57 AM |
| peaceful-farmer | $30.00 | 6/10/2011 5:22:51 AM |
| GElender | $50.00 | 6/10/2011 5:43:45 AM |
| a-reasonable-return | $25.00 | 6/10/2011 6:52:40 AM |
| JBF_Investments | $75.00 | 6/10/2011 10:31:08 AM |
| lazyeye | $25.02 | 6/10/2011 11:12:01 AM |
| careful-note1 | $50.00 | 6/10/2011 11:19:43 AM |
| pound-puppy | $45.28 | 6/10/2011 1:29:52 PM |
| rescue | $100.00 | 6/10/2011 11:09:51 AM |
| lotus6 | $38.00 | 6/10/2011 4:14:40 PM |
| supersarah61 | $50.00 | 6/10/2011 5:12:33 PM |
| biofred | $50.00 | 6/10/2011 12:52:49 PM |
| optionscashflow | $25.00 | 6/10/2011 1:50:44 PM |
| dt_one | $25.00 | 6/10/2011 7:33:11 PM |
| brainy-repayment5 | $100.00 | 6/10/2011 6:43:56 PM |
| Johnab | $25.04 | 6/10/2011 8:26:54 PM |
| ddamenace | $50.00 | 6/10/2011 7:43:25 PM |
| mgking007 | $35.75 | 6/10/2011 9:42:18 PM |
| Sturgee | $25.00 | 6/11/2011 1:12:08 AM |
| dslobbs | $400.00 | 6/10/2011 6:59:22 PM |
| CreditBuilder2 | $200.00 | 6/10/2011 10:56:00 PM |
| mrterrific | $70.00 | 6/11/2011 5:51:05 AM |
| quick | $50.00 | 6/11/2011 6:32:10 AM |
| JoePaNation | $100.00 | 6/11/2011 7:34:55 AM |
| Bankerinreallife | $50.00 | 6/11/2011 7:38:21 AM |
| musegaze | $100.00 | 6/11/2011 5:49:58 AM |
| Nascar1 | $50.00 | 6/11/2011 6:08:48 AM |
| Scubadiver | $50.00 | 6/11/2011 6:18:11 AM |
| rockhound84 | $25.00 | 6/11/2011 6:28:37 AM |
| blue111 | $25.00 | 6/11/2011 8:00:22 AM |
| Buffer10 | $40.00 | 6/11/2011 8:17:58 AM |
| Susie-Q | $50.00 | 6/11/2011 8:34:53 AM |
| polka2002 | $33.51 | 6/11/2011 7:38:52 AM |
| power-secret-agent | $25.00 | 6/11/2011 7:39:22 AM |
| unger | $90.33 | 6/11/2011 4:07:53 AM |
| honeybee11 | $130.00 | 6/11/2011 5:23:16 AM |
| ursus | $200.00 | 6/11/2011 9:02:48 AM |
| natural-greenback6 | $25.00 | 6/11/2011 9:09:44 AM |
| hmarquiss4 | $40.00 | 6/11/2011 9:29:41 AM |
| MonkeyHero | $75.82 | 6/11/2011 8:35:42 AM |
| best-listing-toro | $25.00 | 6/11/2011 6:43:53 AM |
| kublai | $130.00 | 6/11/2011 8:46:52 AM |
| JackinGreen | $50.00 | 6/11/2011 6:59:20 AM |
| Byrd24 | $100.00 | 6/11/2011 8:53:01 AM |
| Print88 | $100.00 | 6/11/2011 7:28:36 AM |
| syounker | $25.00 | 6/11/2011 8:56:45 AM |
| phchristensen | $50.00 | 6/11/2011 7:45:27 AM |
| mlb1 | $70.00 | 6/11/2011 9:32:01 AM |
| KClender | $25.00 | 6/11/2011 7:55:14 AM |
| werksalot | $192.38 | 6/11/2011 8:12:17 AM |
| agwosdof | $50.00 | 6/11/2011 10:04:36 AM |
| funds-promiser | $100.00 | 6/11/2011 8:29:10 AM |
| exchange-jet | $40.55 | 6/11/2011 9:53:13 AM |
| Untiedshu | $100.00 | 6/11/2011 10:56:33 AM |
| Astyanax | $100.00 | 6/11/2011 8:36:34 PM |
| heerzaquestion | $45.00 | 6/12/2011 10:42:49 AM |
| CashBank | $25.00 | 6/13/2011 8:42:46 AM |
| myduck | $50.00 | 6/13/2011 3:26:44 PM |
| unassailable-dollar | $25.00 | 6/13/2011 5:37:05 PM |
| all_of_that_one | $33.00 | 6/14/2011 5:34:07 AM |
| Zolton | $100.00 | 6/14/2011 8:16:30 AM |
| MARSTUN | $50.00 | 6/14/2011 10:44:14 AM |
| kulender | $50.00 | 6/15/2011 6:09:46 AM |
| cordial-affluence2 | $50.00 | 6/15/2011 6:27:42 AM |
| spiff666 | $26.66 | 6/15/2011 7:21:00 AM |
| guard327 | $50.00 | 6/15/2011 4:12:18 PM |
| auctionator1 | $25.00 | 6/15/2011 12:24:15 PM |
| myduck | $50.00 | 6/15/2011 3:14:45 PM |
| bid-czar8 | $50.00 | 6/15/2011 3:53:12 PM |
| thankful-nickel2 | $25.00 | 6/15/2011 5:30:17 PM |
| elevated-finance | $25.00 | 6/15/2011 5:56:46 PM |
| blLending | $25.00 | 6/16/2011 7:30:12 AM |
| epic-cash6 | $30.55 | 6/16/2011 9:49:53 AM |
| DixiePixie980 | $25.00 | 6/16/2011 10:18:58 AM |
| intuitive-bill | $25.00 | 6/16/2011 10:42:22 AM |
| fcukciti | $25.00 | 6/16/2011 12:23:09 PM |
| radforj22 | $25.00 | 6/16/2011 10:50:29 AM |
| Kaliafx | $100.00 | 6/16/2011 12:45:15 PM |
| tranquil-gain1 | $100.00 | 6/16/2011 1:06:40 PM |
| ExtraIncome | $25.00 | 6/16/2011 1:46:20 PM |
| indomitable-coin | $25.00 | 6/16/2011 4:23:53 PM |
| tender-commerce8 | $50.00 | 6/16/2011 4:40:51 PM |
| listing-vista | $50.00 | 6/16/2011 5:20:16 PM |
| honorable-yield | $25.00 | 6/16/2011 5:20:22 PM |
| economy-beast | $25.00 | 6/16/2011 9:33:04 PM |
| justinology | $29.62 | 6/16/2011 5:50:43 PM |
| cr8on | $100.00 | 6/16/2011 11:00:51 PM |
| swingkid | $500.00 | 6/16/2011 11:49:48 PM |
| Trident-Fund | $25.00 | 6/16/2011 8:15:29 PM |
| gslinv | $50.00 | 6/17/2011 5:00:55 AM |
| 253 Investments
|
Borrower Payment Dependent Notes Series
510142
This series of Notes was issued and sold upon the funding of the borrower loan #50170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $183.69 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,968 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cash-mole0 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Bills
Purpose of loan:
This loan will be used to...pay off some high interest credit cards and catch up on some bills
My financial situation: Employed full time but wages cut due to cut backs and realignment
I am a good candidate for this loan because...I make my payments on time, I am trustworthy, and a very honest individual who works very hard and just needs a little bit of help right now to get caught back up.
Monthly net income: $3000
Monthly expenses: $600
Housing: $325
Insurance: $40
Car expenses: $400
Utilities: $45
Phone, cable, internet: $58
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $7000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 6/7/2011 9:05:02 AM |
| Wangchuk | $25.01 | 6/7/2011 1:55:32 PM |
| favorite-commerce | $50.00 | 6/7/2011 2:49:18 PM |
| I-Believe-In-You | $25.00 | 6/7/2011 5:21:51 PM |
| leverage-monger | $25.00 | 6/8/2011 8:49:48 AM |
| thankful-nickel2 | $25.00 | 6/9/2011 10:25:51 AM |
| exchange-synapse1 | $25.00 | 6/10/2011 1:58:19 PM |
| MrBailey | $25.00 | 6/10/2011 7:15:02 PM |
| tzvie | $25.00 | 6/11/2011 9:51:10 PM |
| trade-goblin9 | $25.00 | 6/12/2011 10:27:52 AM |
| selector568 | $300.00 | 6/12/2011 10:38:10 AM |
| buffalobills | $25.00 | 6/13/2011 7:28:24 AM |
| the-enthralling-coin | $25.00 | 6/14/2011 12:04:36 AM |
| SecondChanceLendingSERV | $36.03 | 6/14/2011 6:14:16 AM |
| jonnysixgun | $47.32 | 6/14/2011 4:04:27 PM |
| wlm3012 | $25.05 | 6/14/2011 2:42:17 PM |
| umfan123 | $25.00 | 6/15/2011 6:05:51 AM |
| ommcd | $25.00 | 6/15/2011 9:40:39 AM |
| mt3209 | $25.00 | 6/15/2011 9:46:51 AM |
| GElender | $25.00 | 6/15/2011 10:09:36 AM |
| Cash_Lender | $100.00 | 6/15/2011 4:25:32 PM |
| diverse-transparency | $25.00 | 6/15/2011 8:01:24 PM |
| kendigme | $50.00 | 6/16/2011 11:50:34 AM |
| investment-habanero8 | $100.00 | 6/16/2011 11:31:09 AM |
| transparency-baton | $25.00 | 6/16/2011 2:56:09 PM |
| Investoman | $100.00 | 6/7/2011 9:08:48 AM |
| tranquil-gain1 | $75.00 | 6/7/2011 9:30:53 AM |
| Asimus | $25.00 | 6/7/2011 9:07:35 AM |
| openness-antioxidant | $75.00 | 6/7/2011 10:19:28 AM |
| janeybooboo | $100.00 | 6/7/2011 3:23:12 PM |
| reflective-rupee | $25.09 | 6/7/2011 8:25:19 PM |
| coin-bee1 | $25.00 | 6/8/2011 6:07:51 AM |
| pshans | $25.00 | 6/8/2011 10:27:21 AM |
| scho0590 | $25.00 | 6/8/2011 8:22:30 PM |
| alexgalt | $25.00 | 6/8/2011 7:28:00 PM |
| BankofRon | $25.00 | 6/9/2011 10:13:11 AM |
| daekpon | $25.00 | 6/9/2011 8:49:20 AM |
| scarlet-velvet | $25.08 | 6/9/2011 6:31:14 PM |
| wealth-renaissance5 | $25.00 | 6/10/2011 12:47:14 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:50:02 AM |
| BigBag | $25.00 | 6/10/2011 12:52:37 PM |
| bold-worth-vinyl | $60.00 | 6/10/2011 2:27:52 PM |
| MJTimages_com | $50.00 | 6/10/2011 12:25:00 PM |
| thrilling-loyalty2 | $34.82 | 6/10/2011 12:42:32 PM |
| yf99yz | $25.00 | 6/10/2011 1:22:59 PM |
| jules3304 | $25.00 | 6/10/2011 1:48:22 PM |
| CA-Lender | $50.06 | 6/10/2011 12:40:25 PM |
| sweetlan | $25.06 | 6/10/2011 12:44:38 PM |
| unafraid-return496 | $50.00 | 6/10/2011 1:07:26 PM |
| sunny-truth6 | $25.00 | 6/10/2011 2:23:28 PM |
| transformer855 | $25.00 | 6/10/2011 2:36:02 PM |
| capital-kingdom | $25.01 | 6/11/2011 8:49:20 AM |
| Kyileo | $25.00 | 6/12/2011 5:34:07 PM |
| suave-dime6 | $25.00 | 6/12/2011 2:42:28 PM |
| fantastic-bazaar2 | $50.00 | 6/13/2011 7:44:21 PM |
| poolshark72 | $25.00 | 6/14/2011 12:33:06 PM |
| irrelevant | $25.00 | 6/15/2011 2:10:20 PM |
| bsh297 | $25.00 | 6/16/2011 2:33:27 AM |
| BAEVentures | $25.00 | 6/16/2011 8:30:55 AM |
| worldly-money4 | $100.00 | 6/16/2011 10:14:30 AM |
| myduck | $46.47 | 6/16/2011 3:25:38 PM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
510146
This series of Notes was issued and sold upon the funding of the borrower loan #50319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jun-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $164.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 780-799 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 0m |
|
Amount delinquent:
| $7,338 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $328 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| subtle-diversification2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used for a family vacation
My financial situation:
I am a good candidate for this loan because I pay my bills on time. I usaully pay as soon as I receive the statements. Due to unexpected expenses, I request this loan for a family vacation.
Monthly net income: $3600
Housing: $1300
Car expenses: $400
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 6/6/2011 10:39:33 AM |
| Interloper | $25.00 | 6/6/2011 11:18:24 AM |
| indomitable-coin | $25.00 | 6/7/2011 7:47:54 PM |
| dynamic-money271 | $25.00 | 6/8/2011 9:38:09 AM |
| duty-plum | $200.00 | 6/8/2011 11:07:37 AM |
| productive-finance | $25.00 | 6/9/2011 11:52:08 AM |
| fantastic-openness | $100.00 | 6/11/2011 11:44:29 AM |
| mistertao | $25.00 | 6/11/2011 11:40:13 AM |
| top-epic-community | $50.00 | 6/11/2011 12:36:28 PM |
| szetowski | $50.00 | 6/11/2011 12:43:31 PM |
| novice-speculator | $25.00 | 6/11/2011 12:58:20 PM |
| BooRadley | $25.00 | 6/11/2011 1:19:33 PM |
| drkosh | $25.00 | 6/12/2011 3:51:29 AM |
| festeringsnot | $25.00 | 6/12/2011 8:05:18 AM |
| Surfwaikiki | $100.00 | 6/12/2011 11:58:43 AM |
| currency-persimmon | $50.00 | 6/12/2011 4:54:10 AM |
| Bank42 | $50.00 | 6/12/2011 6:47:05 AM |
| marketplace-spark | $50.00 | 6/12/2011 12:27:06 PM |
| soular21804 | $25.00 | 6/12/2011 1:25:34 PM |
| Tradesmanlender | $35.00 | 6/12/2011 1:27:51 PM |
| the-silver-blaster | $75.00 | 6/12/2011 1:59:37 PM |
| StanTheMan | $27.71 | 6/12/2011 4:09:07 PM |
| Lender0010 | $50.00 | 6/12/2011 10:14:26 PM |
| dynamic-platinum | $25.00 | 6/12/2011 6:33:33 PM |
| wealth-fighter3 | $25.00 | 6/13/2011 7:45:49 AM |
| MassBile | $26.93 | 6/12/2011 7:49:33 PM |
| revenue-appraiser | $25.00 | 6/12/2011 8:11:01 PM |
| payout-detective7 | $25.00 | 6/13/2011 8:04:57 AM |
| the-credit-proton | $50.00 | 6/13/2011 9:07:57 AM |
| justice-officer | $31.61 | 6/13/2011 7:42:32 AM |
| Mark-7 | $200.00 | 6/12/2011 10:06:20 PM |
| Frugal | $25.00 | 6/12/2011 10:19:29 PM |
| djh47a | $25.00 | 6/13/2011 6:12:34 AM |
| Aaron_Oz | $25.00 | 6/13/2011 8:26:26 AM |
| plane450 | $25.00 | 6/13/2011 9:52:56 AM |
| commitment-orca7 | $100.00 | 6/13/2011 10:45:00 AM |
| zoomdrm57 | $50.00 | 6/14/2011 10:24:26 AM |
| MARSTUN | $50.00 | 6/14/2011 10:44:18 AM |
| money-surge1 | $25.00 | 6/14/2011 10:57:02 AM |
| superb-funds335 | $25.00 | 6/14/2011 10:47:30 AM |
| nickel-balance | $25.00 | 6/14/2011 12:51:06 PM |
| fishing533 | $100.00 | 6/14/2011 5:46:00 PM |
| wwwUniversal | $25.00 | 6/15/2011 2:49:49 AM |
| kulender | $50.00 | 6/15/2011 6:09:48 AM |
| ommcd | $25.00 | 6/15/2011 9:39:57 AM |
| riproaringrapids | $25.00 | 6/15/2011 4:09:39 PM |
| bid-czar8 | $50.00 | 6/15/2011 5:46:43 PM |
| diverse-transparency | $25.00 | 6/15/2011 8:02:36 PM |
| ZeLonewolf | $25.00 | 6/15/2011 8:49:44 PM |
| natural-affluence4 | $40.00 | 6/16/2011 8:28:06 AM |
| Kame | $25.00 | 6/16/2011 10:17:34 AM |
| Rick7925 | $25.00 | 6/16/2011 10:17:39 AM |
| the-careful-fund | $50.00 | 6/16/2011 11:53:14 AM |
| KLCRAY | $50.00 | 6/16/2011 1:37:35 PM |
| Stingray8a | $25.00 | 6/16/2011 4:35:42 PM |
| tender-commerce8 | $50.00 | 6/16/2011 4:40:51 PM |
| fcukciti | $25.00 | 6/16/2011 5:17:30 PM |
| qsolo | $200.00 | 6/6/2011 11:18:14 AM |
| SimpleChoice | $25.00 | 6/6/2011 12:37:27 PM |
| oskizzle | $25.00 | 6/8/2011 5:58:16 AM |
| loyalty-sherpa | $25.00 | 6/8/2011 5:45:06 PM |
| 77dowplace | $30.00 | 6/9/2011 10:45:16 PM |
| rescue | $100.00 | 6/10/2011 11:09:54 AM |
| Sierrahh | $50.00 | 6/10/2011 5:14:43 PM |
| Dubbs360 | $300.00 | 6/11/2011 12:04:02 PM |
| Johnab | $25.04 | 6/11/2011 12:33:07 PM |
| auction-turbine4 | $25.00 | 6/11/2011 2:02:10 PM |
| inspired-investment8 | $100.00 | 6/11/2011 12:06:30 PM |
| LendingPimp | $50.00 | 6/11/2011 3:03:31 PM |
| BuildingShanghai | $27.25 | 6/11/2011 3:31:05 PM |
| harmonious-yield | $25.00 | 6/11/2011 1:57:53 PM |
| SolarMoonshine | $25.00 | 6/11/2011 2:40:53 PM |
| kingston1 | $50.00 | 6/11/2011 4:27:11 PM |
| BooRadley | $25.00 | 6/11/2011 1:16:10 PM |
| cmg891 | $50.00 | 6/11/2011 4:37:58 PM |
| reflective-rupee | $25.05 | 6/11/2011 8:14:45 PM |
| IIP77 | $25.00 | 6/11/2011 9:22:43 PM |
| Tasmir | $25.00 | 6/12/2011 6:11:48 AM |
| heerzaquestion | $25.00 | 6/12/2011 10:29:11 AM |
| oxnard | $50.00 | 6/12/2011 3:33:26 AM |
| circustab | $50.00 | 6/12/2011 12:21:02 PM |
| jescowa | $100.00 | 6/12/2011 8:20:11 PM |
| jadedyuppie | $50.00 | 6/12/2011 8:58:42 PM |
| Jtothe3 | $25.00 | 6/12/2011 4:40:14 PM |
| Zachilles | $25.00 | 6/13/2011 5:43:33 AM |
| BuildingShanghai | $26.54 | 6/12/2011 6:26:04 PM |
| dslobbs | $100.00 | 6/12/2011 7:45:28 PM |
| leverage-symphony | $50.00 | 6/12/2011 10:22:24 PM |
| wealth-multiplier | $25.00 | 6/13/2011 8:35:38 AM |
| dslobbs | $50.60 | 6/13/2011 7:51:13 AM |
| mjjjrj | $29.09 | 6/13/2011 9:20:10 AM |
| chinolatino | $25.00 | 6/13/2011 6:03:37 AM |
| lenderRXT | $30.00 | 6/13/2011 8:52:51 AM |
| MadHun | $50.00 | 6/13/2011 9:37:48 PM |
| Zolton | $100.00 | 6/14/2011 8:16:35 AM |
| JLMGroupFunds | $100.00 | 6/14/2011 5:13:13 PM |
| money-elation4 | $25.00 | 6/14/2011 4:55:18 PM |
| Spkthewrd3 | $25.00 | 6/15/2011 10:52:52 AM |
| guard327 | $50.00 | 6/15/2011 5:50:08 PM |
| invincible-wampum3 | $50.00 | 6/16/2011 10:17:28 AM |
| radforj22 | $25.00 | 6/16/2011 10:50:31 AM |
| intuitive-bill | $25.00 | 6/16/2011 10:45:25 AM |
| transparency-baton | $25.00 | 6/16/2011 2:50:44 PM |
| choss02 | $50.00 | 6/16/2011 12:45:53 PM |
| Arg3998 | $50.00 | 6/16/2011 5:17:35 PM |
| community-saver158 | $50.00 | 6/16/2011 5:17:16 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
510308
This series of Notes was issued and sold upon the funding of the borrower loan #50325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jun-06-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-17-2011 |
|
|
Lender yield:
| 13.90% |
Borrower rate/APR:
| 14.90% / 16.29% |
Monthly payment:
| $237.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.85% | | |
| |
Estimated return*:
| 10.05% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 24y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,832 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| note-tremolo |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Detroit Lions
Purpose of loan:
This loan will be used to...consolidate debt to one payment.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and have a steady job of 24+ years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 6/6/2011 5:03:00 PM |
| Bank_Of_XL | $25.00 | 6/6/2011 7:19:52 PM |
| janeybooboo | $100.00 | 6/6/2011 7:54:12 PM |
| imlosttoo | $25.00 | 6/7/2011 4:04:34 AM |
| SimpleChoice | $25.00 | 6/7/2011 5:10:31 AM |
| indomitable-coin | $25.00 | 6/7/2011 7:47:58 PM |
| loyalty-sherpa | $25.00 | 6/9/2011 3:13:49 PM |
| top-epic-community | $50.00 | 6/13/2011 10:24:24 AM |
| Sierrahh | $50.00 | 6/13/2011 9:25:53 AM |
| MadHun | $50.00 | 6/14/2011 10:47:34 AM |
| commitment-orca7 | $100.00 | 6/14/2011 10:46:38 AM |
| money-surge1 | $25.00 | 6/14/2011 10:57:14 AM |
| BankofRon | $25.00 | 6/14/2011 10:23:20 AM |
| cerebral-benefit7 | $50.00 | 6/14/2011 11:27:33 AM |
| Barrayaran | $25.00 | 6/14/2011 12:07:32 PM |
| fishing533 | $100.00 | 6/14/2011 5:46:06 PM |
| whazarook | $25.00 | 6/14/2011 6:24:51 PM |
| agalt | $100.00 | 6/14/2011 7:23:21 PM |
| shrewd-income | $25.00 | 6/14/2011 7:06:49 PM |
| cloud8 | $50.00 | 6/14/2011 9:31:10 PM |
| a-dough-plato | $25.00 | 6/14/2011 5:58:45 PM |
| DasMula | $27.00 | 6/15/2011 4:02:46 AM |
| 420limo | $25.00 | 6/14/2011 7:29:33 PM |
| weiyinsan | $25.00 | 6/15/2011 4:55:02 AM |
| beaker | $30.00 | 6/15/2011 7:27:55 AM |
| DudleyDoRight | $50.00 | 6/15/2011 7:32:16 AM |
| hookUup | $29.40 | 6/14/2011 9:22:48 PM |
| the-credit-proton | $50.00 | 6/15/2011 8:48:57 AM |
| LendingPimp | $65.00 | 6/15/2011 2:40:01 AM |
| doomsday18 | $25.00 | 6/15/2011 10:16:04 AM |
| Leopoldine | $60.00 | 6/15/2011 11:16:08 AM |
| najmn103 | $25.00 | 6/15/2011 12:55:42 PM |
| jules3304 | $25.00 | 6/15/2011 2:07:52 PM |
| nickel-balance | $25.00 | 6/15/2011 3:51:49 PM |
| julijask | $50.00 | 6/15/2011 11:19:18 AM |
| integrity-doctor | $100.00 | 6/15/2011 1:47:34 PM |
| JLMGroupFunds | $100.00 | 6/15/2011 5:11:06 PM |
| Cash_Lender | $200.00 | 6/15/2011 4:20:11 PM |
| forthright-trade | $25.00 | 6/15/2011 7:21:53 PM |
| diverse-transparency | $25.00 | 6/15/2011 7:43:39 PM |
| Lender0010 | $50.00 | 6/15/2011 8:19:46 PM |
| ZeLonewolf | $25.00 | 6/15/2011 8:49:54 PM |
| lovinthelife | $25.00 | 6/15/2011 11:47:01 PM |
| jetsons6866 | $50.00 | 6/16/2011 5:34:01 AM |
| TheCount | $25.00 | 6/16/2011 7:16:10 AM |
| davisfl | $57.00 | 6/16/2011 11:19:10 AM |
| mjjjrj | $50.00 | 6/16/2011 12:02:54 PM |
| euro-broadcaster | $50.00 | 6/16/2011 1:35:45 PM |
| ingeborg77 | $50.00 | 6/16/2011 1:40:13 PM |
| cti11 | $25.00 | 6/16/2011 3:54:35 PM |
| mammalian4 | $25.00 | 6/16/2011 4:51:47 PM |
| tender-commerce8 | $50.00 | 6/16/2011 4:40:53 PM |
| amerigor | $50.00 | 6/16/2011 5:12:04 PM |
| bid-czar8 | $50.00 | 6/16/2011 5:20:12 PM |
| auction-turbine4 | $25.00 | 6/16/2011 6:12:54 PM |
| loyalty-czar | $100.00 | 6/16/2011 6:30:38 PM |
| Curly-Girly | $25.00 | 6/16/2011 7:44:38 PM |
| DalCowboys | $25.00 | 6/16/2011 7:49:30 PM |
| jazzlender | $50.00 | 6/16/2011 8:31:56 PM |
| CPAnCA | $500.00 | 6/16/2011 9:18:06 PM |
| atlvalet | $50.00 | 6/16/2011 5:37:29 PM |
| Oak-Parker | $25.00 | 6/16/2011 5:38:47 PM |
| cocopuffs | $25.00 | 6/16/2011 10:14:06 PM |
| coldfuzion | $75.00 | 6/16/2011 9:51:37 PM |
| cr8on | $100.00 | 6/16/2011 11:00:54 PM |
| mad-scientist418 | $25.00 | 6/16/2011 7:31:24 PM |
| benefit-awakening9 | $100.00 | 6/16/2011 8:02:05 PM |
| wwwUniversal | $25.00 | 6/17/2011 12:42:04 AM |
| lnrn | $27.53 | 6/17/2011 1:08:34 AM |
| Mavdyaus | $25.00 | 6/17/2011 1:48:17 AM |
| mgking007 | $33.57 | 6/16/2011 9:39:33 PM |
| credit-birch | $35.00 | 6/17/2011 4:40:38 AM |
| gslinv | $50.00 | 6/17/2011 5:01:10 AM |
| Mad_Scientist | $50.66 | 6/17/2011 5:02:57 AM |
| gslinv | $25.00 | 6/17/2011 5:10:47 AM |
| Phatt-Daddy | $52.27 | 6/17/2011 2:37:59 AM |
| thankful-nickel2 | $25.00 | 6/17/2011 4:41:26 AM |
| gslinv | $50.00 | 6/17/2011 5:00:58 AM |
| gslinv | $25.00 | 6/17/2011 5:06:01 AM |
| eyevinyl | $50.00 | 6/6/2011 8:57:43 PM |
| jdrez | $25.00 | 6/7/2011 2:57:57 AM |
| samo102us | $25.00 | 6/7/2011 4:23:46 AM |
| market-aficionado3 | $100.00 | 6/7/2011 6:08:41 AM |
| blue-diversification-mushroom | $25.00 | 6/7/2011 1:31:48 PM |
| CallMeBen | $50.00 | 6/8/2011 9:52:10 AM |
| market-aficionado3 | $100.00 | 6/10/2011 8:38:25 AM |
| rescue | $100.00 | 6/10/2011 11:10:10 AM |
| astute-fairness0 | $25.00 | 6/12/2011 9:00:38 AM |
| Tradesmanlender | $35.00 | 6/13/2011 5:39:56 PM |
| GElender | $25.00 | 6/14/2011 6:30:56 AM |
| Zolton | $100.00 | 6/14/2011 8:16:46 AM |
| payout-detective7 | $25.00 | 6/14/2011 12:16:34 PM |
| Abstract | $50.00 | 6/14/2011 11:20:51 AM |
| CreditBuilder2 | $50.00 | 6/14/2011 11:52:38 AM |
| payout-detective7 | $25.00 | 6/14/2011 12:28:40 PM |
| BigBag | $25.00 | 6/14/2011 5:21:08 PM |
| GoldenGo4 | $50.00 | 6/14/2011 5:18:55 PM |
| zoomdrm57 | $50.00 | 6/14/2011 5:30:29 PM |
| unflappable-pound3 | $100.00 | 6/14/2011 6:48:51 PM |
| regahj99 | $25.00 | 6/14/2011 7:52:15 PM |
| gold-circuitry | $500.00 | 6/14/2011 8:47:08 PM |
| ddog0224 | $25.00 | 6/15/2011 12:41:59 AM |
| blissful-penny | $25.00 | 6/14/2011 10:51:00 PM |
| contributor897 | $25.00 | 6/15/2011 1:37:43 AM |
| reflective-rupee | $83.05 | 6/14/2011 7:44:00 PM |
| skorpious | $25.00 | 6/14/2011 7:45:07 PM |
| Dubbs360 | $300.00 | 6/14/2011 9:01:31 PM |
| octoberfresh | $25.00 | 6/15/2011 7:17:34 AM |
| currency-persimmon | $50.00 | 6/15/2011 8:37:46 AM |
| prominence8 | $25.00 | 6/15/2011 8:21:39 AM |
| ommcd | $25.00 | 6/15/2011 9:40:07 AM |
| JoeXB | $50.00 | 6/15/2011 9:57:00 AM |
| trade-caper | $65.00 | 6/15/2011 10:36:53 AM |
| wlm3012 | $25.05 | 6/15/2011 11:10:10 AM |
| Scotcha | $50.00 | 6/15/2011 12:34:36 PM |
| mpatrick | $50.00 | 6/15/2011 12:58:49 PM |
| FinanceEngine | $30.00 | 6/15/2011 10:02:18 AM |
| NJournalist | $25.00 | 6/15/2011 3:14:44 PM |
| BayTech | $50.00 | 6/15/2011 10:11:23 AM |
| sunny-truth6 | $25.00 | 6/15/2011 3:59:02 PM |
| MARSTUN | $50.00 | 6/15/2011 3:52:02 PM |
| dslobbs | $100.00 | 6/15/2011 11:59:00 AM |
| Quizard | $50.00 | 6/15/2011 12:23:05 PM |
| minista | $25.00 | 6/15/2011 1:37:53 PM |
| superb-funds335 | $25.00 | 6/15/2011 5:50:24 PM |
| asset-expert0 | $25.00 | 6/15/2011 6:12:21 PM |
| Tscheddar | $25.00 | 6/15/2011 7:42:47 PM |
| reward-cosmos | $25.00 | 6/15/2011 8:50:29 PM |
| MrCoffee | $35.81 | 6/16/2011 6:26:20 AM |
| shannlc16 | $50.00 | 6/15/2011 9:05:56 PM |
| dsnybnd | $25.00 | 6/16/2011 7:47:59 AM |
| kulender | $50.00 | 6/16/2011 9:43:41 AM |
| durable-auction0 | $50.00 | 6/16/2011 10:09:32 AM |
| economy-huckleberry0 | $25.00 | 6/16/2011 11:09:23 AM |
| KLCRAY | $50.00 | 6/16/2011 1:38:01 PM |
| CirC | $50.21 | 6/16/2011 2:50:10 PM |
| investment-comet | $25.00 | 6/16/2011 11:15:37 AM |
| transparency-baton | $25.00 | 6/16/2011 2:50:51 PM |
| the-careful-fund | $250.00 | 6/16/2011 11:27:10 AM |
| susurrus | $100.00 | 6/16/2011 3:53:38 PM |
| kindness-hickory5 | $100.00 | 6/16/2011 3:13:28 PM |
| ingeborg77 | $50.00 | 6/16/2011 1:40:00 PM |
| riproaringrapids | $25.00 | 6/16/2011 4:21:36 PM |
| ValyaLibra01 | $100.00 | 6/16/2011 3:18:18 PM |
| maximizer | $25.00 | 6/16/2011 3:32:27 PM |
| thomas16882004 | $25.00 | 6/16/2011 4:41:25 PM |
| newest-funds-powerplant | $25.00 | 6/16/2011 4:50:00 PM |
| green-established-durability | $500.00 | 6/16/2011 4:10:24 PM |
| drkosh | $25.00 | 6/16/2011 5:18:59 PM |
| 1SteelerFan | $25.00 | 6/16/2011 5:58:05 PM |
| natural-affluence4 | $40.00 | 6/16/2011 5:17:46 PM |
| 5kids5 | $88.51 | 6/16/2011 5:18:04 PM |
| truth-image | $50.00 | 6/16/2011 7:15:57 PM |
| ddamenace | $50.00 | 6/16/2011 7:54:24 PM |
| genelinist | $86.94 | 6/16/2011 9:03:44 PM |
| sandbreaker | $50.00 | 6/16/2011 9:35:46 PM |
| engbusres | $50.00 | 6/16/2011 9:19:01 PM |
| important-ore | $100.00 | 6/16/2011 10:45:12 PM |
| intrepid-loot | $25.00 | 6/16/2011 9:51:05 PM |
| dejnik | $30.00 | 6/16/2011 10:51:17 PM |
| shrewd-income | $25.00 | 6/16/2011 6:29:25 PM |
| swingkid | $500.00 | 6/16/2011 11:57:23 PM |
| payment-halo | $25.00 | 6/16/2011 7:19:13 PM |
| bazaar-hickory | $25.00 | 6/16/2011 7:31:00 PM |
| nickel-liberator | $100.00 | 6/17/2011 5:11:02 AM |
| ksubd | $100.00 | 6/17/2011 1:15:03 AM |
| selfmademan | $50.00 | 6/17/2011 4:38:21 AM |
| andrias | $63.00 | 6/17/2011 5:13:54 AM |
| 168 Investments
|
Borrower Payment Dependent Notes Series
510318
This series of Notes was issued and sold upon the funding of the borrower loan #50182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,935 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gentle-p2ploan898 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan to consolidate debt
Purpose of loan:
This loan will be used to...
My financial situation:
Monthly net income: $ 2000.00
Monthly expenses: $
Housing: $ 475
Insurance: $ 200
Car expenses: just oil changes/repairs - no car payment
Utilities: $ 110
Phone, cable, internet: $ 100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 6/7/2011 5:07:41 PM |
| green-inspiring-peace | $25.00 | 6/7/2011 5:08:45 PM |
| Investoman | $50.00 | 6/7/2011 5:10:44 PM |
| ultimate-peace | $250.00 | 6/7/2011 5:05:25 PM |
| favorite-commerce | $25.00 | 6/8/2011 9:58:13 AM |
| the-profit-oracle | $25.00 | 6/10/2011 10:50:21 AM |
| sfmf | $25.00 | 6/10/2011 10:31:46 PM |
| responsible-worth113 | $30.00 | 6/12/2011 1:19:37 PM |
| important-openness1 | $100.00 | 6/12/2011 9:35:39 PM |
| penny-surgeon | $25.00 | 6/13/2011 9:14:21 AM |
| wealth-fighter3 | $25.00 | 6/13/2011 7:46:16 AM |
| terrific-p2ploan | $25.00 | 6/13/2011 9:35:48 AM |
| SolarMoonshine | $25.00 | 6/13/2011 9:51:59 AM |
| glroark | $150.00 | 6/13/2011 8:59:15 AM |
| sunny-truth6 | $50.00 | 6/13/2011 10:22:57 AM |
| bunnybear | $27.58 | 6/13/2011 10:32:20 AM |
| neutrino6 | $25.00 | 6/13/2011 10:57:05 AM |
| hookUup | $26.40 | 6/13/2011 9:52:27 AM |
| goodhearted-basis4 | $25.00 | 6/13/2011 11:54:30 AM |
| SFteacher | $25.00 | 6/13/2011 2:50:50 PM |
| money-fort | $29.64 | 6/13/2011 11:52:24 AM |
| Axl1733 | $25.00 | 6/13/2011 3:50:09 PM |
| well-mannered-income3 | $40.00 | 6/13/2011 1:23:10 PM |
| Lubava | $25.00 | 6/13/2011 1:51:01 PM |
| MJTimages_com | $30.00 | 6/13/2011 2:39:39 PM |
| heerzaquestion | $50.00 | 6/13/2011 12:46:36 PM |
| orbital-return316 | $25.00 | 6/13/2011 1:07:05 PM |
| jules3304 | $25.00 | 6/13/2011 1:30:35 PM |
| best-hope-goat | $25.00 | 6/13/2011 1:55:59 PM |
| unafraid-return496 | $50.00 | 6/13/2011 5:14:33 PM |
| mgit | $25.00 | 6/13/2011 5:31:52 PM |
| wlm3012 | $25.05 | 6/13/2011 4:56:07 PM |
| moola-tulip1 | $30.00 | 6/14/2011 9:58:26 AM |
| nickel-hickory | $100.00 | 6/14/2011 3:41:25 PM |
| vutah | $25.00 | 6/14/2011 8:44:27 PM |
| palace2 | $50.00 | 6/15/2011 4:59:55 AM |
| DasMula | $27.00 | 6/15/2011 4:08:26 AM |
| irrelevant | $25.00 | 6/15/2011 2:10:21 PM |
| alexgalt | $25.00 | 6/16/2011 8:12:29 AM |
| capital-kingdom | $25.01 | 6/16/2011 7:59:47 AM |
| Valley-of-the-Dollar | $25.00 | 6/16/2011 10:19:51 AM |
| Branch95 | $25.00 | 6/16/2011 5:41:10 PM |
| diplomatic-wealth7 | $25.00 | 6/16/2011 5:50:55 PM |
| dough-museum1 | $25.00 | 6/16/2011 5:17:01 PM |
| janeybooboo | $50.00 | 6/16/2011 6:12:49 PM |
| suave-dime6 | $25.00 | 6/7/2011 5:12:12 PM |
| 87Marc | $25.00 | 6/7/2011 8:28:15 PM |
| economy-coup | $100.00 | 6/9/2011 10:06:35 AM |
| reflective-rupee | $400.05 | 6/13/2011 7:21:47 AM |
| CA-Lender | $25.06 | 6/13/2011 8:19:54 AM |
| dslobbs | $50.00 | 6/13/2011 7:22:45 AM |
| BigBag | $25.00 | 6/13/2011 7:40:54 AM |
| nickel-hickory | $25.00 | 6/13/2011 9:28:58 AM |
| taetrade | $25.00 | 6/13/2011 9:31:14 AM |
| moola-monger9 | $50.00 | 6/13/2011 9:23:30 AM |
| alluring-yield5 | $25.06 | 6/13/2011 8:30:08 AM |
| newest-justice-bear | $200.00 | 6/13/2011 10:41:11 AM |
| loosd | $34.75 | 6/13/2011 9:57:10 AM |
| plane450 | $25.00 | 6/13/2011 9:58:08 AM |
| PotBellyPete | $500.00 | 6/13/2011 11:20:05 AM |
| agalt | $75.00 | 6/13/2011 12:28:23 PM |
| Dubbs360 | $300.00 | 6/13/2011 10:35:38 AM |
| important-openness1 | $75.00 | 6/13/2011 4:29:51 PM |
| janeybooboo | $100.00 | 6/13/2011 1:55:57 PM |
| head | $25.00 | 6/13/2011 2:43:39 PM |
| compatible-agreement | $25.00 | 6/13/2011 5:24:34 PM |
| CC_Lender | $25.00 | 6/13/2011 2:49:31 PM |
| Barrayaran | $25.00 | 6/13/2011 7:56:39 PM |
| palace2 | $450.00 | 6/14/2011 4:19:40 PM |
| yf99yz | $25.00 | 6/14/2011 9:21:45 PM |
| umfan123 | $25.00 | 6/15/2011 6:05:53 AM |
| ommcd | $25.00 | 6/15/2011 9:40:46 AM |
| greencat | $50.00 | 6/15/2011 7:10:21 AM |
| Cash_Lender | $100.00 | 6/15/2011 4:25:35 PM |
| Requiem | $25.00 | 6/16/2011 7:25:09 AM |
| mt3209 | $25.00 | 6/15/2011 10:55:24 PM |
| BankofRon | $25.00 | 6/16/2011 9:56:48 AM |
| worldly-money4 | $100.00 | 6/16/2011 10:14:35 AM |
| SecondChanceLendingSERV | $25.00 | 6/16/2011 5:10:03 PM |
| transparency-baton | $25.00 | 6/16/2011 5:20:55 PM |
| shrewd-income | $99.40 | 6/16/2011 6:30:48 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
510908
This series of Notes was issued and sold upon the funding of the borrower loan #50337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,990.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-17-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $234.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,373 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| UpstartCrow |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,499.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Tax Man Cometh
THIS LOAN is needed to pay off my 2010 Tax Liability. Though it was a prosperous year, it ended up being bad news when it came to the IRS. The entertainment payroll service used for my acting work did not take out nearly enough taxes from my earnings. Instead of being liable for the $1000 or so I was prepared for, it actually comes to over $7000.
MY FINANCIAL SITUATION is good. I have debts and monthly expenses of course, but am able to keep up with it all. I cannot depend on family for this kind of money right now.
MONTHLY NET INCOME:
Varies from project to project, but been averaging between $1800-$2500/mo. That is supplemented by part time work as a bartender/waiter which garners another $800-1500/mo.
Monthly expenses:
Housing: $900
Insurance: $200
Phone, cable, internet: $120
Food, entertainment: $300 - $400
Clothing, household expenses: Averages $200
Credit cards and other loans: $310
Other expenses: $250 (classes and on-going training)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investoman | $100.00 | 6/9/2011 5:11:48 PM |
| janeybooboo | $200.00 | 6/9/2011 5:03:12 PM |
| tech310 | $50.00 | 6/9/2011 5:13:30 PM |
| MoneyForNothing | $33.63 | 6/9/2011 5:34:03 PM |
| golffish2 | $25.00 | 6/10/2011 3:43:34 AM |
| vutah | $25.00 | 6/9/2011 6:37:37 PM |
| fascinating-generosity3 | $100.00 | 6/10/2011 7:48:21 AM |
| rate-hickory | $25.00 | 6/10/2011 6:00:27 AM |
| JustMee | $25.00 | 6/10/2011 6:10:48 AM |
| chameleon125 | $25.00 | 6/10/2011 6:56:13 AM |
| CA-Lender | $50.06 | 6/10/2011 7:27:24 AM |
| sfmf | $25.00 | 6/10/2011 10:29:46 PM |
| reflective-rupee | $200.09 | 6/11/2011 7:50:51 AM |
| HiccupinGminor | $100.00 | 6/11/2011 6:08:00 PM |
| Mikale360 | $25.00 | 6/11/2011 11:39:57 PM |
| twjh | $25.00 | 6/12/2011 4:29:33 AM |
| Bob450 | $25.00 | 6/11/2011 11:13:16 PM |
| loanman2007 | $175.00 | 6/13/2011 6:33:14 AM |
| grnii78 | $100.00 | 6/13/2011 8:07:07 AM |
| exciting-fairness | $200.00 | 6/13/2011 1:36:49 PM |
| first-serene-credit | $25.00 | 6/13/2011 2:52:48 PM |
| agalt | $75.00 | 6/13/2011 12:30:04 PM |
| well-mannered-income3 | $30.00 | 6/13/2011 1:25:54 PM |
| martymaniaman | $25.00 | 6/13/2011 1:48:50 PM |
| SolarMoonshine | $25.00 | 6/13/2011 3:33:06 PM |
| marketplace-meridian | $25.00 | 6/13/2011 11:42:40 AM |
| heerzaquestion | $100.00 | 6/13/2011 12:47:59 PM |
| jules3304 | $25.00 | 6/13/2011 1:32:52 PM |
| Scotcha | $50.00 | 6/13/2011 2:45:00 PM |
| vishal29 | $25.00 | 6/13/2011 5:55:25 PM |
| the-silver-blaster | $100.00 | 6/13/2011 6:05:26 PM |
| SummitAdvisors | $45.83 | 6/13/2011 3:23:24 PM |
| Whipster | $60.00 | 6/13/2011 6:58:09 PM |
| important-openness1 | $75.00 | 6/13/2011 4:30:51 PM |
| wlm3012 | $25.05 | 6/13/2011 5:00:05 PM |
| bonus-seahorse | $25.00 | 6/13/2011 5:41:02 PM |
| 108lender | $50.00 | 6/13/2011 5:46:41 PM |
| p2ploan-sensation211 | $25.00 | 6/13/2011 6:59:23 PM |
| hookUup | $37.40 | 6/13/2011 7:30:36 PM |
| fantastic-bazaar2 | $50.00 | 6/13/2011 7:39:27 PM |
| drcoop | $25.00 | 6/14/2011 1:04:12 PM |
| janeybooboo | $100.00 | 6/14/2011 9:15:28 PM |
| ommcd | $25.00 | 6/15/2011 9:42:20 AM |
| cordial-affluence2 | $50.00 | 6/15/2011 6:29:12 AM |
| grampy48 | $25.00 | 6/15/2011 10:51:38 AM |
| irrelevant | $25.00 | 6/15/2011 2:10:29 PM |
| handy-point5 | $25.00 | 6/15/2011 4:01:31 PM |
| doomsday18 | $25.00 | 6/15/2011 10:27:18 AM |
| Cash_Lender | $100.00 | 6/15/2011 4:26:47 PM |
| Feyenoord | $25.00 | 6/16/2011 2:50:36 AM |
| organic-treasure | $38.00 | 6/16/2011 10:56:06 AM |
| principal-cake | $250.00 | 6/16/2011 11:23:41 AM |
| investment-daydream | $75.00 | 6/16/2011 12:18:34 PM |
| krd_Chicago | $75.00 | 6/16/2011 10:46:49 AM |
| BigBag | $25.00 | 6/16/2011 1:14:25 PM |
| FoosMaster | $25.37 | 6/16/2011 4:15:13 PM |
| upbeat-finance8 | $25.00 | 6/16/2011 7:22:54 PM |
| five-star-note | $100.00 | 6/16/2011 6:23:55 PM |
| Frover | $25.00 | 6/16/2011 11:02:22 PM |
| Edwardtomo | $25.00 | 6/16/2011 9:12:37 PM |
| icon7 | $50.00 | 6/17/2011 6:11:04 AM |
| treasure-hunter270 | $50.00 | 6/17/2011 8:27:29 AM |
| leverage-monger | $33.13 | 6/17/2011 8:56:06 AM |
| lucrative-loan | $150.00 | 6/9/2011 5:12:28 PM |
| fabulous-community4 | $75.00 | 6/9/2011 5:12:53 PM |
| cashhelp | $50.00 | 6/9/2011 5:08:53 PM |
| Skeptical-one | $48.00 | 6/9/2011 5:10:07 PM |
| yield-lion2 | $75.00 | 6/9/2011 5:12:02 PM |
| Moe87 | $25.00 | 6/10/2011 3:38:28 AM |
| InChicago | $50.00 | 6/10/2011 6:39:50 AM |
| investment-artist | $25.01 | 6/10/2011 7:04:48 AM |
| lendstats_com | $200.00 | 6/9/2011 7:37:28 PM |
| coin-bee1 | $50.00 | 6/10/2011 6:44:50 AM |
| Ubiquinone | $25.00 | 6/10/2011 11:44:26 AM |
| scarlet-velvet | $25.08 | 6/10/2011 6:47:48 PM |
| CoolPlexer | $25.00 | 6/10/2011 8:59:43 PM |
| thankful-nickel2 | $25.00 | 6/11/2011 11:41:57 AM |
| lendstats_com | $100.00 | 6/11/2011 3:15:36 PM |
| witty-openness | $25.00 | 6/12/2011 6:56:38 AM |
| new-smart-fund | $50.00 | 6/12/2011 9:34:29 PM |
| RecoveryLender | $30.20 | 6/13/2011 1:37:13 PM |
| suave-dime6 | $25.00 | 6/13/2011 2:15:12 PM |
| head | $25.00 | 6/13/2011 2:45:41 PM |
| Barrayaran | $25.00 | 6/13/2011 12:47:20 PM |
| mcs99 | $75.00 | 6/13/2011 4:53:06 PM |
| PleaseDontDefault | $50.00 | 6/13/2011 2:57:34 PM |
| thomas16882004 | $25.00 | 6/13/2011 5:17:16 PM |
| enlighter | $31.00 | 6/13/2011 3:56:31 PM |
| platinum-pear4 | $34.27 | 6/13/2011 1:21:14 PM |
| the-profit-oracle | $25.00 | 6/13/2011 2:04:25 PM |
| Whatssofunnybout | $30.88 | 6/13/2011 6:26:44 PM |
| Dubbs360 | $300.00 | 6/13/2011 4:57:49 PM |
| phchristensen | $50.00 | 6/13/2011 5:52:25 PM |
| loss-of-control | $50.00 | 6/13/2011 6:34:11 PM |
| bbt210 | $25.00 | 6/13/2011 5:31:00 PM |
| availableloan | $25.00 | 6/13/2011 6:16:05 PM |
| cr55595 | $25.00 | 6/14/2011 11:25:55 AM |
| BankofRon | $25.00 | 6/14/2011 8:47:12 PM |
| DasMula | $27.00 | 6/15/2011 4:17:17 AM |
| umfan123 | $25.00 | 6/15/2011 6:06:01 AM |
| SoldiersMom | $30.00 | 6/15/2011 5:37:01 PM |
| Brown98 | $25.00 | 6/16/2011 7:07:00 AM |
| bizzzond | $50.00 | 6/16/2011 9:52:48 AM |
| kendigme | $25.00 | 6/16/2011 11:51:39 AM |
| tranquil-gain1 | $100.00 | 6/16/2011 1:10:28 PM |
| favorite-commerce | $25.00 | 6/17/2011 5:34:58 AM |
| LittleMingo | $30.00 | 6/17/2011 8:52:53 AM |
| lucrative-loan | $100.00 | 6/17/2011 7:01:33 AM |
| 108 Investments
|
Borrower Payment Dependent Notes Series
511098
This series of Notes was issued and sold upon the funding of the borrower loan #50173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
7 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,519 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hope-floret9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need 5K for Small Loan Payoffs!
Purpose of loan:
This loan will be used to...
Pay off smaller loans as well as free up money per month to pay off existing obligations quicker.
My financial situation:
Just want to pay off smaller loans and free up more $ per month.
Monthly net income: $ 2200.00
Housing: $ 440.00 Insurance:
$ 65.00 renters and car insurance
Car expenses: $ 350.00
Utilities: $ 65.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 0-25.00
Credit cards and other loans: $ 375.00 which will decrease to 130.00
after loan.
Other expenses: $ Medical/Prescriptions 100.00 monthly which includes medical insurance I pay at work.
Thank you in advance for granting this so needed loan to help me out!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $1,000.00 | 6/13/2011 9:10:08 AM |
| janeybooboo | $100.00 | 6/13/2011 9:12:26 AM |
| favorite-commerce | $25.00 | 6/13/2011 10:29:02 AM |
| green-inspiring-peace | $25.00 | 6/13/2011 9:27:43 AM |
| suave-dime6 | $25.00 | 6/13/2011 9:30:41 AM |
| lendstats_com | $300.00 | 6/13/2011 11:00:37 AM |
| Kash2010lu | $25.00 | 6/13/2011 1:14:40 PM |
| worldly-money4 | $100.00 | 6/14/2011 6:55:17 AM |
| InChicago | $50.00 | 6/14/2011 7:19:51 AM |
| money-elation4 | $25.00 | 6/14/2011 4:45:45 PM |
| palace2 | $644.00 | 6/14/2011 4:25:19 PM |
| nickel-hickory | $100.00 | 6/14/2011 3:53:51 PM |
| DasMula | $27.00 | 6/15/2011 4:16:15 AM |
| yf99yz | $25.00 | 6/14/2011 9:25:52 PM |
| icanhasloanz | $100.00 | 6/15/2011 12:48:41 PM |
| ChoiceInvestments | $34.00 | 6/15/2011 2:08:27 PM |
| SoldiersMom | $35.00 | 6/15/2011 5:35:22 PM |
| radiant-diversification234 | $50.00 | 6/16/2011 8:24:38 AM |
| investment-happiness | $100.00 | 6/16/2011 8:57:15 AM |
| loanman2007 | $50.00 | 6/16/2011 6:08:45 AM |
| cr55595 | $89.37 | 6/16/2011 9:43:10 AM |
| alexgalt | $25.00 | 6/16/2011 8:17:17 AM |
| bright-exchange | $25.00 | 6/16/2011 8:56:04 AM |
| Danjack_Capital | $25.00 | 6/13/2011 9:11:02 AM |
| Investoman | $50.00 | 6/13/2011 9:29:02 AM |
| important-openness1 | $100.00 | 6/13/2011 9:36:47 AM |
| reflective-rupee | $500.09 | 6/13/2011 11:24:28 AM |
| Whipster | $60.00 | 6/13/2011 6:54:15 PM |
| wonder3 | $30.00 | 6/14/2011 5:42:07 AM |
| CA-Lender | $50.06 | 6/14/2011 7:45:50 AM |
| SolarMoonshine | $25.00 | 6/14/2011 10:16:11 AM |
| shrewd-income | $200.00 | 6/14/2011 12:04:27 PM |
| nickel-hickory | $100.00 | 6/14/2011 3:53:46 PM |
| meers2000 | $40.00 | 6/14/2011 7:06:33 PM |
| r48 | $25.00 | 6/14/2011 5:28:28 PM |
| asset-mammal | $30.00 | 6/14/2011 8:24:40 PM |
| DHolly | $25.00 | 6/14/2011 5:34:31 PM |
| the-truth-hercules | $125.00 | 6/14/2011 5:48:19 PM |
| loanman2007 | $150.00 | 6/15/2011 4:56:50 AM |
| KrauseVentures | $25.42 | 6/15/2011 4:23:46 AM |
| greencat | $50.00 | 6/15/2011 7:12:01 AM |
| 168RichCapital | $30.06 | 6/15/2011 9:10:23 AM |
| umfan123 | $25.00 | 6/15/2011 6:06:05 AM |
| ZOOOM | $25.00 | 6/15/2011 11:43:44 AM |
| irrelevant | $25.00 | 6/15/2011 2:10:34 PM |
| cashhelp | $30.00 | 6/15/2011 3:22:22 PM |
| Cash_Lender | $100.00 | 6/15/2011 4:31:29 PM |
| thankful-nickel2 | $25.00 | 6/15/2011 5:28:57 PM |
| BigBag | $25.00 | 6/15/2011 10:58:00 PM |
| taetrade | $25.00 | 6/16/2011 4:43:10 AM |
| Core-Marketing | $25.00 | 6/16/2011 5:24:21 AM |
| Bocephus1959 | $25.00 | 6/16/2011 7:52:16 AM |
| zx12rider | $25.00 | 6/15/2011 11:00:42 PM |
| Rulea72 | $25.00 | 6/16/2011 7:14:25 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
511218
This series of Notes was issued and sold upon the funding of the borrower loan #50343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 3m |
|
Amount delinquent:
| $48,121 |
Total credit lines:
| 32 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,323 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| admirable-leverage755 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I would like to consolidate my bill
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Investoman | $100.00 | 6/13/2011 5:11:35 PM |
| a-finance-nirvana | $25.00 | 6/14/2011 4:14:51 PM |
| Cash_Lender | $100.00 | 6/15/2011 4:32:09 PM |
| rhightower003 | $50.00 | 6/14/2011 9:55:05 AM |
| ingenious-deal6 | $25.00 | 6/14/2011 10:04:37 AM |
| newest-generous-income | $25.00 | 6/14/2011 1:12:10 PM |
| scrappy-diversification7 | $1,925.00 | 6/15/2011 5:45:20 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
511448
This series of Notes was issued and sold upon the funding of the borrower loan #50447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,811 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-penny-musician |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Could use a life saver
Need temporary debt relief
My financial situation:
Expenses:
Rent: $425
Utilities: $82
Household expenses: $55
Credit card and other loan: $3000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| important-openness1 | $100.00 | 6/14/2011 5:08:14 PM |
| vine99 | $65.00 | 6/14/2011 5:25:15 PM |
| kind-charming-value | $500.00 | 6/14/2011 5:37:30 PM |
| suave-dime6 | $25.00 | 6/15/2011 4:22:46 AM |
| shrewd-income | $25.00 | 6/14/2011 7:09:15 PM |
| Wangchuk | $25.00 | 6/14/2011 7:59:08 PM |
| capital-kingdom | $25.01 | 6/15/2011 5:28:10 AM |
| SolarMoonshine | $25.00 | 6/15/2011 10:01:17 AM |
| restless-dime | $50.00 | 6/15/2011 10:26:35 AM |
| optionscashflow | $25.00 | 6/15/2011 11:03:33 AM |
| openness-antioxidant | $25.00 | 6/15/2011 12:47:17 PM |
| irrelevant | $25.00 | 6/15/2011 4:33:28 PM |
| Investoman | $50.00 | 6/14/2011 5:06:41 PM |
| Whipster | $60.00 | 6/14/2011 5:25:12 PM |
| favorite-commerce | $25.00 | 6/14/2011 6:13:58 PM |
| one-midas | $25.00 | 6/14/2011 7:02:42 PM |
| yf99yz | $25.00 | 6/14/2011 9:18:29 PM |
| Rogelio48 | $25.00 | 6/14/2011 6:12:35 PM |
| reflective-rupee | $200.09 | 6/15/2011 5:27:21 AM |
| sfmf | $25.00 | 6/15/2011 9:55:08 AM |
| sparkling-interest1 | $25.00 | 6/15/2011 1:02:26 PM |
| Cash_Lender | $100.00 | 6/15/2011 4:32:46 PM |
| CashFlow13 | $500.00 | 6/15/2011 6:03:50 PM |
| coyone | $24.90 | 6/15/2011 6:37:08 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
511538
This series of Notes was issued and sold upon the funding of the borrower loan #50444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jun-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $129.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,154 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bertygal |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2010)
|
|
Principal balance:
| $2,175.60 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Air Condition Unit
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| rescue | $100.00 | 6/14/2011 9:12:23 AM |
| BxRealtor | $25.00 | 6/14/2011 9:10:30 AM |
| favorite-commerce | $25.00 | 6/14/2011 11:52:49 AM |
| caring-hope2 | $100.00 | 6/14/2011 5:23:56 PM |
| platinum-rapture6 | $75.00 | 6/15/2011 4:01:48 PM |
| warew | $25.98 | 6/15/2011 5:30:16 PM |
| brightest-dynamic-peace | $30.00 | 6/15/2011 7:56:32 PM |
| BigBag | $25.00 | 6/15/2011 10:39:26 PM |
| momentous-balance | $25.00 | 6/15/2011 10:39:17 PM |
| propertytransformer | $50.00 | 6/16/2011 2:25:52 AM |
| currency-persimmon | $50.00 | 6/15/2011 6:44:42 PM |
| Johnab | $25.04 | 6/16/2011 4:46:49 AM |
| goldenretriever | $100.00 | 6/16/2011 8:58:39 AM |
| jsak74 | $26.20 | 6/16/2011 10:30:21 AM |
| axl163 | $25.00 | 6/16/2011 11:19:56 AM |
| goodhearted-basis4 | $25.00 | 6/16/2011 11:27:25 AM |
| Gordon_Gekko1 | $25.00 | 6/16/2011 11:42:58 AM |
| debt-legend | $25.00 | 6/16/2011 12:46:02 PM |
| musicmender | $34.01 | 6/16/2011 1:31:53 PM |
| shellstar | $25.00 | 6/16/2011 1:16:38 PM |
| ValyaLibra01 | $25.00 | 6/16/2011 3:24:41 PM |
| tranquil-gain1 | $50.00 | 6/16/2011 12:57:54 PM |
| oxnard | $25.00 | 6/16/2011 2:33:24 PM |
| wwwUniversal | $25.00 | 6/16/2011 4:17:11 PM |
| mammalian4 | $25.00 | 6/16/2011 4:57:39 PM |
| euro-broadcaster | $50.00 | 6/16/2011 5:08:42 PM |
| pie4 | $25.00 | 6/16/2011 4:21:40 PM |
| selector568 | $200.00 | 6/16/2011 5:16:51 PM |
| mflawyer | $25.00 | 6/16/2011 5:04:43 PM |
| GCInvestments | $30.00 | 6/16/2011 5:30:29 PM |
| 1SteelerFan | $35.00 | 6/16/2011 5:56:31 PM |
| LilyAcreInvestmentsLLC | $128.01 | 6/16/2011 6:05:53 PM |
| jubilant-agreement0 | $25.00 | 6/16/2011 5:51:56 PM |
| Zolton | $100.00 | 6/14/2011 9:23:51 AM |
| availableloan | $25.00 | 6/14/2011 9:21:18 AM |
| MarvintheMartian | $25.00 | 6/14/2011 10:43:23 AM |
| SimpleChoice | $25.00 | 6/14/2011 10:50:12 AM |
| nickel-balance | $25.00 | 6/14/2011 12:36:08 PM |
| janeybooboo | $100.00 | 6/14/2011 7:28:13 PM |
| FinDoc | $25.00 | 6/15/2011 2:19:26 AM |
| Dubbs360 | $300.00 | 6/15/2011 4:23:19 PM |
| elvisloans | $25.00 | 6/15/2011 1:26:15 PM |
| Dubbs360 | $300.00 | 6/15/2011 4:23:31 PM |
| asset-expert0 | $30.00 | 6/15/2011 6:16:19 PM |
| thankful-nickel2 | $25.00 | 6/15/2011 5:16:29 PM |
| Lender0010 | $50.00 | 6/15/2011 8:21:56 PM |
| GoldenGo4 | $50.00 | 6/15/2011 8:41:06 PM |
| simiray | $25.00 | 6/15/2011 11:20:32 PM |
| JustMee | $25.00 | 6/16/2011 6:13:11 AM |
| alluring-yield5 | $25.00 | 6/16/2011 6:48:12 AM |
| blue111 | $25.00 | 6/15/2011 9:48:44 PM |
| seabass123 | $25.00 | 6/16/2011 7:58:11 AM |
| sharp-income2 | $30.00 | 6/16/2011 12:11:50 AM |
| investment-artist | $25.02 | 6/16/2011 7:54:43 AM |
| Gripper07 | $60.00 | 6/16/2011 8:01:32 AM |
| opus08 | $25.00 | 6/16/2011 9:03:12 AM |
| first-serene-credit | $25.00 | 6/16/2011 7:34:53 AM |
| careful-note1 | $50.00 | 6/16/2011 11:17:20 AM |
| mjjjrj | $58.99 | 6/16/2011 12:03:45 PM |
| Pickmar | $25.00 | 6/16/2011 12:01:21 PM |
| the-careful-fund | $250.00 | 6/16/2011 11:29:22 AM |
| orange-coin-walnut | $50.00 | 6/16/2011 11:50:48 AM |
| lion445 | $42.09 | 6/16/2011 12:56:10 PM |
| dime-explosion | $50.00 | 6/16/2011 1:24:14 PM |
| green-established-durability | $400.00 | 6/16/2011 4:00:19 PM |
| Bank42 | $50.00 | 6/16/2011 1:50:26 PM |
| turbostar666 | $35.00 | 6/16/2011 4:00:48 PM |
| janeybooboo | $57.18 | 6/16/2011 6:09:47 PM |
| Oak-Parker | $27.48 | 6/16/2011 5:41:44 PM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
511670
This series of Notes was issued and sold upon the funding of the borrower loan #50191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $279.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 44
/
40 | Length of status: | 12y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 118 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $47,714 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| helpin_u_out |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
600-619
(Jul-2008)
600-619
(Mar-2008)
|
|
Principal balance:
| $3,323.78 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
SEEKING HELP WITH DEBT PAYOFF
Purpose of loan:
Looking to consolidate high interest credit card debt and get to one monthly payment amount.
My financial situation:
I am a good candidate for this loan because I have never defaulted on a Prosper payment and I have always paid on time and never late. The is a BK due to medical bills with the birth of our daughter. We had exploratory surgery done at St. Louis Children's Hospital and then wife lost her job due to having to take care of our child.
Monthly net income: $5800
Monthly expenses: $5050
Housing: $1700
Insurance: $210
Car expenses: $440
Utilities: $320
Phone, cable, internet: $180
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $1300
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $200.09 | 6/16/2011 7:39:25 PM |
| Investoman | $50.00 | 6/15/2011 9:13:58 AM |
| important-openness1 | $100.00 | 6/15/2011 9:16:39 AM |
| janeybooboo | $100.00 | 6/15/2011 9:05:55 AM |
| Kash2010lu | $25.00 | 6/15/2011 9:08:42 AM |
| DasMula | $27.00 | 6/15/2011 4:17:13 PM |
| Cash_Lender | $100.00 | 6/15/2011 4:33:20 PM |
| thorough-yield1 | $35.73 | 6/16/2011 7:20:51 PM |
| payout-bridge | $100.00 | 6/16/2011 7:30:28 PM |
| bazaar-hickory | $25.00 | 6/16/2011 7:31:23 PM |
| Munnie | $200.00 | 6/16/2011 7:50:38 PM |
| SoldiersMom | $35.00 | 6/16/2011 8:47:17 PM |
| BigBag | $25.00 | 6/16/2011 9:30:33 PM |
| MoneyForNothing | $12.44 | 6/16/2011 10:48:20 PM |
| PleaseDontDefault | $50.00 | 6/16/2011 9:56:00 PM |
| dejnik | $25.00 | 6/16/2011 10:48:12 PM |
| Bob450 | $25.04 | 6/16/2011 6:59:53 PM |
| mad-scientist418 | $25.00 | 6/16/2011 7:44:39 PM |
| orbital-return316 | $25.00 | 6/16/2011 8:11:51 PM |
| twjh | $25.00 | 6/15/2011 9:44:07 AM |
| gain-expert | $25.00 | 6/15/2011 4:59:31 PM |
| transparency-baton | $25.00 | 6/16/2011 2:51:30 PM |
| worth-blanket2 | $4,550.00 | 6/16/2011 5:57:58 PM |
| octoberfresh | $25.00 | 6/16/2011 6:50:12 PM |
| hookUup | $34.40 | 6/16/2011 7:00:57 PM |
| CivlDX | $30.06 | 6/16/2011 7:32:55 PM |
| fascinating-generosity3 | $100.00 | 6/16/2011 7:53:41 PM |
| engbusres | $48.00 | 6/16/2011 9:19:42 PM |
| CA-Lender | $50.06 | 6/16/2011 9:29:18 PM |
| Dubbs360 | $300.00 | 6/16/2011 6:42:53 PM |
| justasoldier | $50.00 | 6/16/2011 9:01:43 PM |
| El_Profesional | $27.18 | 6/16/2011 9:08:56 PM |
| vigilance-searcher | $25.00 | 6/16/2011 10:18:33 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
511904
This series of Notes was issued and sold upon the funding of the borrower loan #50188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $146.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 17y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $626 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cmcone01 |
Borrower's state:
| Ohio |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 32% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 23
( 68% )
| 540-559
(Apr-2008)
540-559
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Looking to Update a Home
Purpose of loan:
This loan will be used to...My son and I bought a foreclosure home at a very good price. We need to make some updates/repairs to the kitchen and bathroom. The house was bought for 54000.00 and with the updates the appraiser said it would be an easy 86000.00 appraisal. We have invested the downpayment and have some cash for repairs but need a little more.
My financial situation:
I am a good candidate for this loan because...this is my second Prosper loan. The first was paid on time and paid off 2 months early. I had family issues several years ago but now everything is paid off and in good standing.
Monthly net income: $2642.00
Monthly expenses: $200
Housing: $685.00
Insurance: $76.00
Car expenses: $0
Utilities: $100
Phone, cable, internet: $130
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $215
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.09 | 6/16/2011 7:37:58 PM |
| BxRealtor | $25.00 | 6/16/2011 9:07:44 AM |
| rescue | $100.00 | 6/16/2011 9:08:59 AM |
| qsolo | $200.00 | 6/16/2011 9:09:11 AM |
| WalnutCreekguy | $50.00 | 6/16/2011 9:11:39 AM |
| Cash_Lender | $100.00 | 6/16/2011 9:14:33 AM |
| unforgettable-order9 | $33.06 | 6/16/2011 12:37:52 PM |
| JLMGroupFunds | $65.00 | 6/16/2011 10:25:07 AM |
| TheSaltBoilers | $100.00 | 6/16/2011 10:43:53 AM |
| Dubbs360 | $300.00 | 6/16/2011 3:10:42 PM |
| trumpeter5 | $25.00 | 6/16/2011 3:14:38 PM |
| head | $25.00 | 6/16/2011 3:35:00 PM |
| SimpleChoice | $25.00 | 6/16/2011 12:39:31 PM |
| BigBag | $25.00 | 6/16/2011 3:45:37 PM |
| Cory79 | $27.52 | 6/16/2011 4:04:02 PM |
| bonus-seahorse | $40.00 | 6/16/2011 5:15:58 PM |
| authoritative-loot | $25.00 | 6/16/2011 5:22:32 PM |
| DasMula | $27.00 | 6/16/2011 6:33:35 PM |
| suave-income397 | $732.06 | 6/16/2011 7:02:12 PM |
| Tscheddar | $25.00 | 6/16/2011 7:33:00 PM |
| loot-castanets | $25.00 | 6/16/2011 8:04:55 PM |
| cptmorgin | $50.00 | 6/16/2011 9:12:01 PM |
| stuy1998 | $25.00 | 6/16/2011 9:15:54 PM |
| prominence8 | $25.00 | 6/16/2011 7:18:33 PM |
| Edwardtomo | $50.00 | 6/16/2011 8:59:54 PM |
| soccer_nutt | $25.00 | 6/16/2011 9:07:48 AM |
| Zolton | $100.00 | 6/16/2011 9:14:11 AM |
| loyalist1 | $150.00 | 6/16/2011 9:14:58 AM |
| jdrez | $25.00 | 6/16/2011 12:36:28 PM |
| marwadi-62 | $200.00 | 6/16/2011 12:16:41 PM |
| jga516 | $25.00 | 6/16/2011 3:56:57 PM |
| green-established-durability | $400.00 | 6/16/2011 4:06:47 PM |
| visionary-commerce | $25.00 | 6/16/2011 4:16:02 PM |
| transparency-baton | $25.00 | 6/16/2011 2:56:13 PM |
| currency-persimmon | $50.00 | 6/16/2011 2:58:45 PM |
| mad-scientist0 | $50.00 | 6/16/2011 4:38:13 PM |
| mammalian4 | $25.00 | 6/16/2011 4:54:26 PM |
| Ellendra | $25.00 | 6/16/2011 4:11:38 PM |
| Leshan | $96.62 | 6/16/2011 5:37:40 PM |
| SolarMoonshine | $25.00 | 6/16/2011 6:07:56 PM |
| hunterMG | $25.00 | 6/16/2011 6:18:43 PM |
| hookUup | $34.40 | 6/16/2011 6:22:58 PM |
| Reddy_Capital | $25.00 | 6/16/2011 6:33:40 PM |
| wampum-chorus3 | $37.85 | 6/16/2011 7:11:37 PM |
| jazzlender | $50.00 | 6/16/2011 8:28:33 PM |
| sharp-coin | $25.00 | 6/16/2011 8:42:49 PM |
| Sefotonga | $50.00 | 6/16/2011 7:21:56 PM |
| mad-scientist418 | $150.00 | 6/16/2011 7:56:53 PM |
| benefit-awakening9 | $50.00 | 6/16/2011 8:07:25 PM |
| CPAnCA | $250.00 | 6/16/2011 9:16:09 PM |
| 50 Investments
|