Sales Report:Supplement No. 16 dated Jun 17, 2011 to Prospectus dated May 17, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated May 17, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated May 17, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
503772
This series of Notes was issued and sold upon the funding of the borrower loan #50301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-10-2011 |
Term:
| 12 months | | |
Listing End date:
| Jun-16-2011 |
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 26.44% |
Monthly payment:
| $640.06 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.11% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 16y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,364 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| herman79 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2010)
|
Principal balance:
| $250.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
My loan for home improvement/repair
We decided to replace our worn and hard-to-clean carpet and kitchen vinyl with laminate flooring. We are planning on having a baby and want to improve our house as much as we can, while we still can. We arranged for a contractor to come do the work, but in the middle of the job, water damage was discovered under the subflooring, effectively doubling the cost of the project.
We have been trying to dig out from under credit card debt that both of us brought to our marriage three years ago; we have come a long way and managed to buy this house two years ago. We already have the flooring job paid for, but we are out of options for paying for the additional work that needs to be done before it can be completed. Help us get our kitchen back!
We are both employed full-time at very secure jobs, my wife for eleven years and I for sixteen. We realize we should have been prepared better for such a disaster, but we felt we needed to think of the health of a potential baby.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 6/10/2011 5:11:17 PM |
Skeptical-one | $48.00 | 6/10/2011 5:17:17 PM |
vutah | $25.00 | 6/10/2011 7:06:03 PM |
TikPmp1 | $25.00 | 6/10/2011 9:25:18 PM |
tomdooley12520 | $25.00 | 6/11/2011 6:18:33 AM |
BigBag | $50.00 | 6/11/2011 8:50:13 AM |
peace-cell2 | $25.00 | 6/11/2011 11:57:27 AM |
supersam | $122.46 | 6/11/2011 9:38:27 AM |
AK49-JW | $25.00 | 6/11/2011 11:11:38 PM |
colorfulgardener | $25.00 | 6/12/2011 1:05:12 AM |
independent-leverage4 | $50.00 | 6/12/2011 9:53:19 AM |
aspire2grow | $25.00 | 6/12/2011 1:02:11 PM |
Mariner3605 | $25.00 | 6/12/2011 1:16:32 PM |
cognizant-responsibility9 | $38.24 | 6/12/2011 9:57:34 PM |
ingenious-interest1 | $60.00 | 6/12/2011 10:28:32 PM |
Danylostefan | $25.00 | 6/12/2011 7:11:29 PM |
hookUup | $37.40 | 6/13/2011 5:51:25 AM |
dslobbs | $100.00 | 6/13/2011 7:20:25 AM |
LibbyZ | $50.00 | 6/12/2011 9:52:08 PM |
blissful-cash3 | $100.00 | 6/12/2011 11:11:10 PM |
keen-ore631 | $47.69 | 6/13/2011 7:59:25 AM |
Scotcha | $50.00 | 6/12/2011 8:30:36 PM |
currency-persimmon | $25.00 | 6/13/2011 5:21:00 AM |
lenderRXT | $90.00 | 6/13/2011 8:48:57 AM |
polka2002 | $44.00 | 6/13/2011 7:06:04 AM |
ridestwins_998 | $34.55 | 6/13/2011 8:57:30 AM |
Frugal | $25.00 | 6/12/2011 10:16:53 PM |
oxnard | $50.00 | 6/13/2011 7:52:08 AM |
CreditBuilder2 | $50.00 | 6/12/2011 11:33:04 PM |
Trabey | $75.00 | 6/13/2011 8:05:55 AM |
bm3tdb | $100.00 | 6/13/2011 8:13:35 AM |
EarlyRiser | $433.00 | 6/13/2011 5:00:11 AM |
arampata | $250.00 | 6/13/2011 8:44:24 AM |
truth-magma | $50.00 | 6/13/2011 6:02:06 AM |
generous-agreement | $25.00 | 6/13/2011 7:15:08 AM |
honorable-yield | $50.00 | 6/13/2011 7:34:45 AM |
nickel-demon2 | $65.13 | 6/13/2011 9:19:53 AM |
designer_10 | $25.00 | 6/13/2011 9:21:46 AM |
averagefore | $25.00 | 6/13/2011 8:26:42 AM |
brainy-repayment5 | $51.74 | 6/13/2011 9:04:31 AM |
mjjjrj | $25.00 | 6/13/2011 9:19:49 AM |
wise-eloquent-yield | $50.00 | 6/13/2011 11:04:48 AM |
tranquil-gain1 | $100.00 | 6/13/2011 12:09:27 PM |
orbital-return316 | $25.00 | 6/13/2011 1:21:10 PM |
Southern_Illinois_Girl | $30.97 | 6/13/2011 10:05:20 PM |
Reddy_Capital | $25.00 | 6/13/2011 11:05:18 PM |
Zolton | $100.00 | 6/14/2011 8:18:32 AM |
all_of_that_one | $55.00 | 6/14/2011 5:42:38 AM |
silver-enlightenment0 | $100.00 | 6/14/2011 5:58:49 PM |
dollardave | $100.00 | 6/14/2011 5:25:51 PM |
RKLFinancial | $25.00 | 6/14/2011 11:40:25 PM |
optionscashflow | $25.00 | 6/14/2011 11:00:41 PM |
cordial-affluence2 | $50.00 | 6/15/2011 6:26:05 AM |
CMDCO | $50.00 | 6/15/2011 9:19:21 AM |
irrelevant | $25.00 | 6/15/2011 2:10:30 PM |
famous-bill | $25.00 | 6/15/2011 3:14:55 PM |
credit-investor5 | $50.00 | 6/15/2011 10:26:24 AM |
Cash_Lender | $100.00 | 6/15/2011 4:21:18 PM |
awesome-interest8 | $78.79 | 6/15/2011 4:19:55 PM |
myduck | $35.00 | 6/15/2011 3:12:27 PM |
zx12rider | $25.00 | 6/15/2011 10:55:41 PM |
salegalaxy | $25.00 | 6/16/2011 12:05:30 AM |
javelin0 | $48.55 | 6/16/2011 4:00:58 AM |
Long-term2040 | $25.00 | 6/16/2011 6:02:12 AM |
vigilance-searcher | $25.00 | 6/16/2011 6:21:44 AM |
interest-satellite | $25.00 | 6/16/2011 4:45:37 AM |
designer_10 | $10.95 | 6/16/2011 9:10:34 AM |
qsolo | $200.00 | 6/10/2011 5:23:34 PM |
dynamic-money271 | $25.00 | 6/10/2011 5:28:46 PM |
rescue | $100.00 | 6/10/2011 5:30:07 PM |
JLMGroupFunds | $100.00 | 6/10/2011 5:29:34 PM |
Rsmith311 | $25.00 | 6/10/2011 5:05:01 PM |
cognizant-rupee7 | $50.00 | 6/10/2011 6:06:42 PM |
janeybooboo | $200.00 | 6/10/2011 8:25:11 PM |
CoolPlexer | $25.00 | 6/10/2011 8:59:44 PM |
deal-banker | $100.00 | 6/10/2011 9:29:44 PM |
Usurious | $25.00 | 6/11/2011 11:24:14 AM |
javelin0 | $217.79 | 6/11/2011 12:32:08 PM |
thankful-nickel2 | $25.00 | 6/11/2011 11:37:25 AM |
WalnutCreekguy | $50.00 | 6/12/2011 7:27:13 AM |
SummitAdvisors | $73.21 | 6/13/2011 12:50:59 AM |
faldska | $25.00 | 6/13/2011 6:39:27 AM |
adventurous-commerce | $35.00 | 6/12/2011 8:29:07 PM |
Dubbs360 | $300.00 | 6/13/2011 6:50:07 AM |
novice-speculator | $25.00 | 6/13/2011 6:52:50 AM |
reflective-rupee | $200.05 | 6/13/2011 7:18:23 AM |
Row2010 | $25.00 | 6/13/2011 7:22:19 AM |
the-platinum-entrepreneur | $54.85 | 6/12/2011 10:14:09 PM |
SolarMoonshine | $25.00 | 6/13/2011 3:32:12 AM |
PleaseDontDefault | $50.00 | 6/13/2011 8:40:37 AM |
treasure-brigade | $25.00 | 6/13/2011 6:13:09 AM |
McDeeter | $25.00 | 6/13/2011 7:06:56 AM |
interest88 | $35.00 | 6/12/2011 9:34:04 PM |
wealth-fighter3 | $25.00 | 6/13/2011 7:44:01 AM |
CACO_Lender | $25.00 | 6/13/2011 7:50:20 AM |
macotra4 | $79.09 | 6/13/2011 8:28:18 AM |
wlm3012 | $50.05 | 6/13/2011 5:38:31 AM |
chinolatino | $50.00 | 6/13/2011 6:01:29 AM |
kain11286 | $41.34 | 6/13/2011 6:24:01 AM |
octoberfresh | $25.00 | 6/13/2011 7:53:42 AM |
Techne_Funds_LLC | $25.00 | 6/13/2011 8:48:41 AM |
terrific-p2ploan | $25.00 | 6/13/2011 9:23:13 AM |
coin-flower1 | $25.00 | 6/13/2011 9:24:31 AM |
openness-antioxidant | $100.00 | 6/13/2011 11:53:41 AM |
heerzaquestion | $50.00 | 6/13/2011 12:53:08 PM |
mddahlheim | $25.00 | 6/14/2011 6:42:32 AM |
cbivitz | $250.00 | 6/14/2011 12:24:33 PM |
a-fund-doctor | $25.00 | 6/14/2011 12:27:28 PM |
fantastic-bazaar2 | $50.00 | 6/14/2011 4:30:04 PM |
penny-champ5 | $25.00 | 6/14/2011 12:00:43 PM |
new-discrete-camaraderi | $25.00 | 6/14/2011 1:42:55 PM |
loss-of-control | $50.00 | 6/14/2011 5:47:25 PM |
auction-seeker | $25.00 | 6/14/2011 5:57:44 PM |
authoritative-loot | $25.00 | 6/14/2011 10:48:12 PM |
capital_projects_investor | $25.00 | 6/15/2011 6:39:46 AM |
caddy5662 | $50.00 | 6/15/2011 9:14:55 AM |
Pickmar | $25.00 | 6/15/2011 9:38:43 AM |
stuy1998 | $25.00 | 6/15/2011 4:43:06 PM |
nashibaksi | $25.00 | 6/15/2011 7:34:51 PM |
oxnard | $25.00 | 6/16/2011 6:01:29 AM |
reward-cosmos | $32.15 | 6/15/2011 9:02:38 PM |
121 Investments
|
Borrower Payment Dependent Notes Series
504062
This series of Notes was issued and sold upon the funding of the borrower loan #50280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-08-2011 |
Term:
| 60 months | | |
Listing End date:
| Jun-15-2011 |
|
Lender yield:
| 29.49% |
Borrower rate/APR:
| 30.49% / 32.96% |
Monthly payment:
| $310.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.75% | | |
| |
Estimated return*:
| 17.55% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 10% |
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $109 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| champion68 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to pay for car repairs, upcoming dental and medical bills, and moving fees (truck, first and last month rent, deposit, etc)
My financial situation:
I am a good candidate for this loan because I currently have very few monthly payments of any type, and I have an excellent credit score.
Monthly net income: $3,500
Monthly expenses: $
Housing: $635
Insurance: $545
Car expenses: $90
Utilities: $100
Phone, cable, internet: $170
Food, entertainment: $550
Clothing, household expenses: $100
Credit cards and other loans: $121
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MrBailey | $25.00 | 6/8/2011 5:06:29 PM |
income-awakening6 | $25.00 | 6/8/2011 5:07:13 PM |
Investoman | $75.00 | 6/8/2011 5:06:08 PM |
a-finance-nirvana | $25.00 | 6/9/2011 10:04:54 AM |
frogperson | $100.00 | 6/9/2011 8:43:43 AM |
tnjohnso | $25.00 | 6/9/2011 10:13:38 AM |
scarlet-velvet | $25.08 | 6/9/2011 6:27:07 PM |
bold-gold-relaxation | $100.00 | 6/10/2011 9:21:50 AM |
bold-gold-relaxation | $100.00 | 6/10/2011 9:21:29 AM |
sfmf | $25.00 | 6/10/2011 10:28:44 PM |
BankofRon | $25.00 | 6/11/2011 12:38:06 PM |
suave-dime6 | $25.00 | 6/12/2011 2:45:52 PM |
credible-balance0 | $25.00 | 6/13/2011 12:48:12 PM |
jonmars | $25.00 | 6/13/2011 12:51:44 PM |
jules3304 | $25.00 | 6/13/2011 1:28:31 PM |
MJTimages_com | $75.00 | 6/13/2011 2:32:04 PM |
PleaseDontDefault | $50.00 | 6/13/2011 2:55:14 PM |
availableloan | $25.00 | 6/13/2011 6:16:15 PM |
quest0 | $41.03 | 6/13/2011 7:27:10 PM |
Bob450 | $25.04 | 6/13/2011 8:32:17 PM |
zorg77 | $50.00 | 6/13/2011 8:49:39 PM |
wealth-fighter3 | $25.00 | 6/14/2011 6:25:50 AM |
superb-funds335 | $26.00 | 6/13/2011 8:52:06 PM |
worldly-money4 | $250.00 | 6/14/2011 6:57:26 AM |
Rogelio48 | $30.00 | 6/14/2011 6:31:07 AM |
foothillender | $25.00 | 6/14/2011 6:42:40 AM |
authentic-finance194 | $200.00 | 6/14/2011 4:07:18 AM |
beaker | $25.00 | 6/14/2011 7:58:16 AM |
lenderRXT | $60.00 | 6/14/2011 8:59:14 AM |
I-Believe-In-You | $28.96 | 6/14/2011 8:19:34 AM |
1randyp | $150.00 | 6/14/2011 6:31:02 AM |
whatreality | $32.67 | 6/14/2011 7:12:04 AM |
bboy21385 | $26.17 | 6/14/2011 8:33:08 AM |
cerebral-benefit7 | $50.00 | 6/14/2011 10:37:28 AM |
economy-huckleberry0 | $25.00 | 6/14/2011 1:40:37 PM |
C2Banking | $25.00 | 6/14/2011 3:33:54 PM |
exchange-upholder0 | $25.00 | 6/14/2011 10:50:43 AM |
nickel-hickory | $100.00 | 6/14/2011 3:54:07 PM |
dsgfl1 | $30.00 | 6/14/2011 4:54:53 PM |
shrewd-income | $100.00 | 6/14/2011 6:58:17 PM |
back-scratchers | $25.00 | 6/14/2011 5:27:19 PM |
loss-of-control | $50.00 | 6/14/2011 5:35:01 PM |
auction-seeker | $25.00 | 6/14/2011 5:38:18 PM |
best-generosity-financier | $25.00 | 6/15/2011 12:13:41 AM |
master648 | $74.63 | 6/14/2011 6:50:05 PM |
VitaminFunk | $25.00 | 6/14/2011 8:22:15 PM |
Dan77 | $25.00 | 6/15/2011 6:18:00 AM |
debt-legend | $25.00 | 6/15/2011 6:36:53 AM |
debt-force | $30.45 | 6/14/2011 8:49:02 PM |
melodious-openness | $50.00 | 6/15/2011 6:00:13 AM |
octoberfresh | $25.00 | 6/15/2011 7:11:18 AM |
flexible-income7 | $25.00 | 6/15/2011 7:36:01 AM |
leverage-monger | $58.88 | 6/15/2011 8:13:16 AM |
auction-poblano | $46.87 | 6/15/2011 2:27:50 AM |
shawnw2 | $60.00 | 6/15/2011 8:37:42 AM |
designer_10 | $25.00 | 6/15/2011 10:06:23 AM |
payment-jalapeno9 | $98.15 | 6/15/2011 9:19:05 AM |
nodebt2012 | $25.00 | 6/15/2011 10:14:21 AM |
trade-caper | $25.00 | 6/15/2011 10:39:56 AM |
dollar-authority | $109.18 | 6/15/2011 10:54:02 AM |
jybank | $50.00 | 6/15/2011 11:01:50 AM |
Engineer44 | $30.00 | 6/15/2011 12:24:56 PM |
icanhasloanz | $50.00 | 6/15/2011 12:11:51 PM |
dudebrah | $25.00 | 6/15/2011 2:00:28 PM |
genelinist | $30.00 | 6/15/2011 2:25:28 PM |
buffalobills | $25.00 | 6/15/2011 2:46:54 PM |
optionscashflow | $25.00 | 6/15/2011 10:52:57 AM |
enthusiastic-ore5 | $48.49 | 6/15/2011 12:24:25 PM |
Preist | $25.00 | 6/15/2011 4:23:52 PM |
glroark | $50.00 | 6/15/2011 2:20:55 PM |
nickel-hickory | $100.00 | 6/15/2011 4:47:22 PM |
nickel-hickory | $100.00 | 6/15/2011 4:47:32 PM |
Pu239 | $62.00 | 6/15/2011 4:48:24 PM |
thankful-nickel2 | $25.00 | 6/15/2011 5:22:46 PM |
vine99 | $65.00 | 6/8/2011 5:03:29 PM |
tech310 | $50.00 | 6/8/2011 5:09:25 PM |
janeybooboo | $45.47 | 6/8/2011 5:48:00 PM |
coin-bee1 | $25.00 | 6/9/2011 7:33:55 AM |
sparkling-interest1 | $25.00 | 6/9/2011 2:12:36 PM |
SeaSkyGuy71 | $25.00 | 6/9/2011 10:47:52 PM |
the-profit-oracle | $25.00 | 6/10/2011 10:50:56 AM |
plentiful-gain3 | $25.00 | 6/11/2011 8:54:51 AM |
CA-Lender | $50.06 | 6/13/2011 1:18:04 PM |
well-mannered-income3 | $30.00 | 6/13/2011 1:21:58 PM |
Dubbs360 | $300.00 | 6/13/2011 4:55:17 PM |
SolarMoonshine | $25.00 | 6/13/2011 3:31:14 PM |
thomas16882004 | $25.00 | 6/13/2011 5:21:26 PM |
spfreerider | $37.77 | 6/13/2011 6:24:25 PM |
wlm3012 | $25.05 | 6/13/2011 4:50:15 PM |
compatible-agreement | $25.00 | 6/13/2011 5:21:54 PM |
ddog0224 | $30.00 | 6/14/2011 12:14:40 AM |
best-generosity-financier | $25.00 | 6/13/2011 10:43:18 PM |
Jrbgood | $50.00 | 6/13/2011 6:14:00 PM |
red-enthralling-justice | $300.00 | 6/13/2011 7:12:49 PM |
hookUup | $28.40 | 6/13/2011 7:16:18 PM |
reflective-rupee | $400.05 | 6/14/2011 6:35:38 AM |
EarlyRiser | $250.00 | 6/14/2011 5:49:15 AM |
BigBag | $50.00 | 6/13/2011 9:42:09 PM |
LendingPimp | $100.00 | 6/14/2011 12:18:02 AM |
zone6 | $110.65 | 6/14/2011 7:59:00 AM |
BlessedEveryDay | $45.06 | 6/14/2011 6:43:15 AM |
YoungTaxMan | $80.00 | 6/14/2011 9:44:07 AM |
penny-surgeon | $25.00 | 6/14/2011 9:58:27 AM |
moola-monger9 | $50.00 | 6/14/2011 8:53:31 AM |
supreme-hope | $25.00 | 6/14/2011 10:28:22 AM |
point-compadre | $119.81 | 6/14/2011 10:47:04 AM |
houli123 | $25.00 | 6/14/2011 10:26:29 AM |
likeable-hope | $25.00 | 6/14/2011 1:57:15 PM |
market-pudding | $25.00 | 6/14/2011 10:42:19 AM |
value-rapture | $25.00 | 6/14/2011 1:48:08 PM |
fund-javelin1 | $25.00 | 6/14/2011 10:59:48 AM |
mpatrick | $50.00 | 6/14/2011 5:15:57 PM |
bonus-seahorse | $50.00 | 6/14/2011 1:20:02 PM |
Ray3486 | $25.00 | 6/14/2011 6:04:18 PM |
bath836 | $50.00 | 6/14/2011 6:05:14 PM |
payout-bridge | $25.00 | 6/14/2011 6:27:36 PM |
meers2000 | $50.00 | 6/14/2011 6:56:33 PM |
Tono | $50.00 | 6/14/2011 5:12:31 PM |
gjm6d | $25.00 | 6/14/2011 7:10:34 PM |
well-mannered-income3 | $25.00 | 6/14/2011 7:14:54 PM |
credit-elation1 | $25.00 | 6/14/2011 9:35:29 PM |
yf99yz | $30.00 | 6/14/2011 9:03:58 PM |
felicity-daydream | $50.00 | 6/14/2011 9:44:08 PM |
Zipcut | $25.00 | 6/14/2011 11:48:49 PM |
unflappable-pound3 | $100.00 | 6/14/2011 6:49:25 PM |
loanman2007 | $100.00 | 6/15/2011 4:48:57 AM |
hollywoodproducer | $70.69 | 6/14/2011 8:04:32 PM |
partyplan | $50.00 | 6/15/2011 6:26:08 AM |
autonomous-truth | $200.00 | 6/14/2011 8:57:55 PM |
E-B | $50.00 | 6/15/2011 6:00:14 AM |
investment-habanero8 | $100.00 | 6/15/2011 7:39:08 AM |
supersam | $100.00 | 6/15/2011 8:34:14 AM |
Leshan | $50.00 | 6/15/2011 8:34:11 AM |
believe2succeed | $99.47 | 6/15/2011 3:31:44 AM |
BrianJx | $33.37 | 6/15/2011 9:31:54 AM |
ommcd | $25.00 | 6/15/2011 9:41:18 AM |
blissful-ore5 | $50.00 | 6/15/2011 6:21:05 AM |
sdcc72 | $25.00 | 6/15/2011 7:29:37 AM |
robust-rate | $150.00 | 6/15/2011 9:46:12 AM |
prominence8 | $25.00 | 6/15/2011 7:57:00 AM |
420limo | $60.00 | 6/15/2011 10:31:41 AM |
dedicated-diversification5 | $63.09 | 6/15/2011 10:35:48 AM |
mjjjrj | $25.00 | 6/15/2011 11:12:26 AM |
wise-skillful-benjamins | $25.00 | 6/15/2011 11:10:16 AM |
shrewd-income | $50.00 | 6/15/2011 12:08:41 PM |
refined-penny | $25.00 | 6/15/2011 12:54:08 PM |
integrity-doctor | $100.00 | 6/15/2011 1:44:13 PM |
irrelevant | $25.00 | 6/15/2011 2:10:24 PM |
organized-dedication9 | $72.98 | 6/15/2011 1:14:25 PM |
mammalian4 | $25.00 | 6/15/2011 3:01:07 PM |
finance-mangrove4 | $30.00 | 6/15/2011 11:11:06 AM |
investment-comet | $25.00 | 6/15/2011 11:15:02 AM |
Cash_Lender | $200.00 | 6/15/2011 4:21:58 PM |
LuckyPerks | $25.00 | 6/15/2011 2:07:31 PM |
justasoldier | $100.00 | 6/15/2011 4:31:44 PM |
digitaldan | $25.00 | 6/15/2011 3:57:54 PM |
exciting-fairness | $200.00 | 6/15/2011 4:57:09 PM |
benefit-molecule338 | $40.88 | 6/15/2011 5:29:51 PM |
kind-charming-value | $383.60 | 6/15/2011 5:31:36 PM |
melodious-openness | $25.00 | 6/15/2011 4:50:13 PM |
160 Investments
|
Borrower Payment Dependent Notes Series
508096
This series of Notes was issued and sold upon the funding of the borrower loan #50161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-06-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 37% |
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 18y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,215 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| fulfilling-loot17 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Property Taxes and Debt Consolidati
Purpose of loan:
This loan will be used to pay a Property tax that was accessed 2 yrs after our purchase and wasn't included in our normal tax bill. We will also use the rest to pay our credit cards off.
My financial situation:
I am a good candidate for this loan because...I have a good record of making my payments on time. I have a home in the reverse mortgage, so I don't have a montly payment.
Monthly net income: $2400.00
Monthly expenses: $1000.00
Housing: $0.01
Insurance: $50.00
Car expenses: $100.00
Utilities: $150.00
Phone, cable, internet: $59.00
Food, entertainment: $225.00
Clothing, household expenses: $30.00
Credit cards and other loans: $259.00
Other expenses: $125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
witty-credit467 | $50.00 | 5/23/2011 6:16:29 PM |
miamibeachloaner | $25.00 | 5/23/2011 8:54:28 PM |
suave-dime6 | $25.00 | 5/23/2011 9:06:08 PM |
Track-Layer | $100.00 | 5/23/2011 10:19:39 PM |
coin-bee1 | $25.00 | 5/24/2011 3:49:13 PM |
BankofRon | $25.00 | 5/27/2011 2:09:52 PM |
commerce-web5 | $25.00 | 5/31/2011 8:12:42 PM |
chungfang | $25.00 | 6/1/2011 1:24:05 PM |
diplomatic-wealth7 | $25.00 | 6/1/2011 4:34:39 PM |
poolshark72 | $25.00 | 6/1/2011 11:56:53 PM |
antlr | $50.00 | 6/2/2011 2:06:59 PM |
Investoman | $75.00 | 6/2/2011 7:11:21 PM |
red-power-pecan | $50.00 | 6/2/2011 7:08:31 PM |
honorable-yield | $25.00 | 6/3/2011 6:19:07 PM |
nerdfactor | $25.00 | 6/4/2011 12:03:48 AM |
bkwest01 | $100.00 | 6/4/2011 7:29:21 AM |
CAGE-Investments | $25.00 | 6/4/2011 3:18:55 PM |
riveting-wealth2 | $100.00 | 6/4/2011 12:40:05 PM |
Comoparklender | $50.00 | 6/5/2011 12:57:49 PM |
desertoasis | $25.00 | 6/5/2011 1:34:54 PM |
papaloha | $25.00 | 6/5/2011 12:58:55 PM |
the-dollar-topper | $50.00 | 6/5/2011 2:18:25 PM |
lasalle123 | $100.00 | 6/6/2011 7:46:58 AM |
fairhelper | $25.00 | 6/6/2011 11:20:12 AM |
realtormoises | $25.00 | 6/6/2011 11:14:53 AM |
credit-sycamore4 | $50.00 | 6/6/2011 12:15:24 PM |
6moonbeams | $25.00 | 6/6/2011 12:18:12 PM |
the-profit-oracle | $25.00 | 6/6/2011 3:43:47 PM |
Kaj | $35.00 | 6/6/2011 12:15:45 PM |
kanpur63 | $50.00 | 6/6/2011 3:45:30 PM |
gristle | $25.00 | 6/6/2011 4:01:17 PM |
MARWARISETH | $25.00 | 6/6/2011 4:01:31 PM |
ivadood | $50.00 | 6/6/2011 4:01:59 PM |
tastytitan | $50.00 | 6/6/2011 3:44:54 PM |
FirstBank | $50.00 | 6/6/2011 4:03:03 PM |
SnE | $50.00 | 6/6/2011 3:49:08 PM |
economy-producer | $25.00 | 6/6/2011 3:49:13 PM |
worldly-community3 | $50.00 | 6/6/2011 4:28:41 PM |
sms0106 | $50.00 | 6/6/2011 4:28:46 PM |
Lam0nt | $25.00 | 6/6/2011 4:28:49 PM |
langdonx | $50.00 | 6/6/2011 4:29:12 PM |
richboy56 | $25.00 | 6/6/2011 4:29:18 PM |
cmdqueue | $50.00 | 6/6/2011 4:29:26 PM |
Miklot | $50.00 | 6/6/2011 4:29:31 PM |
donicurioso | $50.00 | 6/6/2011 4:29:39 PM |
shred123 | $50.00 | 6/6/2011 4:30:47 PM |
repcool | $25.00 | 6/6/2011 4:11:44 PM |
reward-adventure | $50.00 | 6/6/2011 4:28:43 PM |
fighter122 | $25.00 | 6/6/2011 4:04:04 PM |
Weaverville | $25.00 | 6/6/2011 4:29:24 PM |
dragster442 | $50.00 | 6/6/2011 4:29:35 PM |
shiny-dollar9 | $50.00 | 6/6/2011 4:29:37 PM |
affluence-tycoon | $50.00 | 6/6/2011 4:05:28 PM |
fortytwo | $100.00 | 6/6/2011 4:14:26 PM |
logical-investment4 | $38.00 | 6/6/2011 4:28:34 PM |
magnolia161 | $50.00 | 6/6/2011 4:28:39 PM |
jamiee73 | $25.00 | 6/6/2011 4:29:38 PM |
first-transaction-chihuahua | $50.00 | 6/6/2011 4:29:52 PM |
codavee | $100.00 | 6/6/2011 4:30:40 PM |
irrelevant | $25.00 | 5/23/2011 6:32:03 PM |
economy-coup | $100.00 | 5/23/2011 7:22:47 PM |
cash-turbine1 | $50.00 | 5/23/2011 7:15:29 PM |
2grindstones | $25.00 | 5/23/2011 10:09:16 PM |
parsec9 | $25.00 | 5/24/2011 5:50:11 AM |
worldly-money4 | $100.00 | 5/24/2011 5:51:27 AM |
missing-link | $25.00 | 5/24/2011 8:43:44 PM |
nodebt2012 | $25.00 | 5/28/2011 6:37:23 AM |
coin-sonnet | $100.00 | 5/31/2011 10:24:50 AM |
best-charming-leverage | $100.00 | 6/1/2011 10:14:00 AM |
scarlet-velvet | $25.08 | 6/2/2011 7:52:29 PM |
ommcd | $25.00 | 6/3/2011 3:44:10 PM |
Jack55304 | $300.00 | 6/3/2011 5:14:42 PM |
ukstevenhawaii | $100.00 | 6/3/2011 6:29:48 PM |
kind-adventurous-finance | $100.00 | 6/3/2011 6:15:50 PM |
worthy-bid8 | $25.00 | 6/4/2011 3:13:35 AM |
money-surge1 | $25.00 | 6/4/2011 5:23:38 AM |
five-star-note | $25.00 | 6/4/2011 10:18:46 AM |
handy-justice | $100.00 | 6/4/2011 5:26:03 PM |
Bookophile | $50.00 | 6/5/2011 10:23:10 AM |
HHP | $100.00 | 6/5/2011 12:51:34 PM |
balance-hercules | $50.00 | 6/5/2011 1:23:00 PM |
green-rapid-openness | $50.00 | 6/5/2011 12:54:18 PM |
zone8 | $50.00 | 6/6/2011 8:38:13 AM |
money-bauble | $50.00 | 6/6/2011 10:58:48 AM |
seisen | $100.00 | 6/6/2011 10:59:52 AM |
worth-web5 | $100.00 | 6/6/2011 12:15:36 PM |
jiggaman7 | $100.00 | 6/6/2011 12:41:23 PM |
justice-economist | $25.00 | 6/6/2011 3:49:24 PM |
HedgeFund | $50.00 | 6/6/2011 3:49:49 PM |
PaulW | $25.00 | 6/6/2011 3:41:00 PM |
resolute-point5 | $50.00 | 6/6/2011 3:49:10 PM |
yield-aurora4 | $25.00 | 6/6/2011 3:49:20 PM |
truth-eclair | $50.00 | 6/6/2011 4:03:23 PM |
benwalla | $50.00 | 6/6/2011 4:03:46 PM |
Sixmil | $35.00 | 6/6/2011 3:39:00 PM |
tsquared_030 | $50.00 | 6/6/2011 3:41:06 PM |
wwwUniversal | $25.00 | 6/6/2011 3:41:28 PM |
bid-czar8 | $50.00 | 6/6/2011 3:45:12 PM |
circuitfive | $25.00 | 6/6/2011 3:49:06 PM |
zrohmm | $50.00 | 6/6/2011 4:28:42 PM |
Aleut | $50.00 | 6/6/2011 4:28:46 PM |
durability-high-five | $25.00 | 6/6/2011 4:29:03 PM |
exciting-loyalty3 | $100.00 | 6/6/2011 4:29:28 PM |
MicroLender357 | $50.00 | 6/6/2011 4:29:34 PM |
mercuriant | $25.00 | 6/6/2011 4:07:56 PM |
DDHMoney | $25.00 | 6/6/2011 4:01:47 PM |
moola-wildebeest3 | $50.00 | 6/6/2011 4:03:17 PM |
smoothmoniker | $25.00 | 6/6/2011 4:28:48 PM |
copper | $50.00 | 6/6/2011 4:04:23 PM |
Scoote2912 | $50.00 | 6/6/2011 4:29:13 PM |
E2BGR8 | $25.00 | 6/6/2011 4:29:29 PM |
Turtlebear44 | $25.00 | 6/6/2011 4:29:36 PM |
brightest-supreme-dollar | $37.92 | 6/6/2011 4:05:41 PM |
fantastic-wampum1 | $100.00 | 6/6/2011 4:30:51 PM |
pound-lightning | $50.00 | 6/6/2011 4:10:49 PM |
blackstar | $25.00 | 6/6/2011 4:28:31 PM |
Decent | $25.00 | 6/6/2011 4:28:37 PM |
market-inspector | $25.00 | 6/6/2011 4:28:45 PM |
AgTiPinisher | $50.00 | 6/6/2011 4:28:52 PM |
indomitable-dedication | $50.00 | 6/6/2011 4:29:20 PM |
first-class-felicity6 | $50.00 | 6/6/2011 4:29:30 PM |
LenderFish | $25.00 | 6/6/2011 4:29:42 PM |
high_flyer | $50.00 | 6/6/2011 4:30:43 PM |
123 Investments
|
Borrower Payment Dependent Notes Series
508728
This series of Notes was issued and sold upon the funding of the borrower loan #50304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 28% |
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversificationarella |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidtation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tech310 | $50.00 | 5/27/2011 9:10:57 AM |
vine99 | $95.00 | 5/27/2011 9:08:28 AM |
top-courteous-peso | $50.00 | 5/27/2011 9:10:10 AM |
2grindstones | $35.00 | 5/27/2011 10:10:59 AM |
dynrep | $25.00 | 5/27/2011 11:58:25 AM |
BankofRon | $25.00 | 5/27/2011 2:09:25 PM |
CA-Lender | $150.05 | 5/27/2011 2:06:30 PM |
nickel-hickory | $25.00 | 5/27/2011 1:00:52 PM |
suave-dime6 | $25.00 | 5/27/2011 4:02:54 PM |
pembull | $25.00 | 5/27/2011 7:28:15 PM |
exchange-upholder0 | $25.00 | 5/31/2011 3:35:53 PM |
nickel-hickory | $100.00 | 6/1/2011 2:35:30 PM |
nickel-hickory | $100.00 | 6/1/2011 2:35:23 PM |
valiant-money | $30.00 | 6/1/2011 3:11:25 PM |
commanding-income774 | $25.00 | 6/1/2011 5:25:18 PM |
larryboy10 | $25.00 | 6/1/2011 6:07:46 PM |
well-mannered-income3 | $45.00 | 6/1/2011 6:33:01 PM |
tranquil-gain1 | $75.00 | 6/2/2011 8:57:22 AM |
SolarMoonshine | $25.00 | 6/2/2011 5:51:36 PM |
calbertrand | $25.00 | 6/2/2011 9:12:30 PM |
millionaireat40 | $33.00 | 6/3/2011 6:38:45 AM |
alexgalt | $25.00 | 6/2/2011 11:47:04 PM |
openness-antioxidant | $100.00 | 6/3/2011 8:38:53 AM |
ommcd | $25.00 | 6/3/2011 3:46:16 PM |
loyalty-czar | $50.00 | 6/5/2011 7:31:03 AM |
vutah | $25.00 | 6/5/2011 9:47:07 AM |
chad-bro-chill | $31.17 | 6/6/2011 11:01:50 AM |
jiggaman7 | $100.00 | 6/6/2011 4:10:11 PM |
millionaireat40 | $100.00 | 6/7/2011 7:41:33 AM |
thrilling-nickel5 | $25.00 | 6/8/2011 4:42:55 AM |
JLMGroupFunds | $100.00 | 6/9/2011 8:41:21 AM |
shmb6508 | $50.00 | 6/9/2011 8:03:17 AM |
wwwUniversal | $25.00 | 6/9/2011 10:06:58 AM |
highyield | $87.43 | 6/9/2011 2:22:04 PM |
enchanted-note | $50.00 | 6/9/2011 2:38:37 PM |
worthy-bid8 | $25.00 | 6/9/2011 4:11:02 PM |
ursus | $50.00 | 6/9/2011 12:34:18 PM |
wise-benjamins-fortress | $25.00 | 6/9/2011 3:37:34 PM |
irrelevant | $25.00 | 6/9/2011 3:38:29 PM |
shrewd-income | $300.00 | 6/9/2011 5:55:15 PM |
pj_bryant | $25.00 | 6/9/2011 7:24:34 PM |
ready-interest9 | $25.00 | 5/27/2011 10:23:31 AM |
economy-coup | $100.00 | 5/27/2011 11:58:21 AM |
SecondChanceLendingSERV | $25.00 | 5/27/2011 6:16:08 PM |
janeybooboo | $100.00 | 5/30/2011 3:09:37 PM |
168RichCapital | $25.50 | 5/31/2011 6:40:16 AM |
reflective-rupee | $500.00 | 5/31/2011 4:24:20 PM |
reflective-rupee | $250.00 | 5/31/2011 4:25:33 PM |
payment-halo | $25.00 | 5/31/2011 7:13:08 PM |
missing-link | $25.00 | 6/1/2011 9:27:37 AM |
best-charming-leverage | $100.00 | 6/1/2011 10:15:38 AM |
houli123 | $250.00 | 6/1/2011 12:03:31 PM |
nickel-hickory | $29.00 | 6/1/2011 2:25:00 PM |
chungfang | $50.00 | 6/1/2011 12:51:36 PM |
thomas16882004 | $25.00 | 6/1/2011 9:02:06 PM |
Kash2010lu | $25.00 | 6/2/2011 11:28:48 AM |
sweetlan | $25.06 | 6/2/2011 10:10:45 AM |
transformer855 | $25.00 | 6/2/2011 6:35:59 PM |
exchange-upholder0 | $25.00 | 6/2/2011 10:04:33 PM |
credit-maverick1 | $50.00 | 6/4/2011 10:46:26 AM |
Investoman | $75.00 | 6/5/2011 7:03:55 AM |
money-surge1 | $25.00 | 6/5/2011 1:18:53 PM |
CashFlow13 | $1,000.00 | 6/5/2011 5:30:54 PM |
nickel-hickory | $100.00 | 6/6/2011 4:29:50 PM |
commerce-web5 | $25.00 | 6/6/2011 4:09:05 PM |
coin-sonnet | $100.00 | 6/6/2011 5:43:36 PM |
sensible-fund | $25.00 | 6/6/2011 6:38:41 PM |
grotheik | $25.00 | 6/7/2011 7:57:58 AM |
nickel-hickory | $100.00 | 6/7/2011 3:34:02 PM |
diplomatic-wealth7 | $25.00 | 6/7/2011 5:13:47 PM |
handy-justice | $100.00 | 6/7/2011 7:33:31 PM |
cttarheel | $25.00 | 6/7/2011 6:20:05 PM |
interstellar | $75.00 | 6/7/2011 7:04:36 PM |
GElender | $25.00 | 6/8/2011 6:13:25 AM |
groundsquirrel | $25.00 | 6/7/2011 10:51:57 PM |
greencat | $50.00 | 6/8/2011 7:18:48 AM |
loan-fate | $50.00 | 6/8/2011 9:42:00 AM |
dough-museum1 | $25.00 | 6/8/2011 10:33:45 AM |
droopie1 | $25.00 | 6/8/2011 11:48:17 AM |
restless-dime | $100.00 | 6/8/2011 12:07:52 PM |
Bookophile | $50.00 | 6/8/2011 5:36:04 PM |
awesome-silver | $100.00 | 6/8/2011 11:39:10 PM |
kulender | $50.00 | 6/9/2011 6:33:55 AM |
wealth-starfish | $50.00 | 6/9/2011 7:46:40 AM |
meers2000 | $50.00 | 6/9/2011 10:11:24 AM |
red-power-pecan | $50.00 | 6/9/2011 8:19:13 AM |
piraqadam | $25.00 | 6/9/2011 10:29:44 AM |
meers2000 | $60.00 | 6/9/2011 10:34:24 AM |
kind-charming-value | $1,000.00 | 6/9/2011 9:18:50 AM |
brightest-dignified-penny | $25.00 | 6/9/2011 10:50:23 AM |
antlr | $50.00 | 6/9/2011 4:11:43 PM |
proud-gold9 | $25.00 | 6/9/2011 6:58:21 PM |
unrivaled-silver | $50.00 | 6/9/2011 7:26:28 PM |
reward-tsunami7 | $25.00 | 6/9/2011 6:36:05 PM |
94 Investments
|
Borrower Payment Dependent Notes Series
510480
This series of Notes was issued and sold upon the funding of the borrower loan #50307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $156.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1975 |
Debt/Income ratio:
| 45% |
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,262 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| alanis57 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2010)
680-699
(Jul-2010)
640-659
(Jun-2010)
|
Principal balance:
| $820.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Alanis
Purpose of loan:
This loan will be used to...clear up some small medical bills that I have and to purchase a new computer for my second job.
My financial situation:
I am a good candidate for this loan because...I have a good job that is full-time and I also have a part-time job from my home. My goal is to increase my business from home so that will become by full-time job in five years when I retire.
Monthly net income: $3,500
Monthly expenses: $
Housing: $500
Insurance: $100
Car expenses: $450
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $100.00 | 6/8/2011 5:40:00 PM |
Investoman | $100.00 | 6/8/2011 5:08:38 PM |
reflective-rupee | $200.05 | 6/9/2011 6:36:09 AM |
scho0590 | $25.00 | 6/8/2011 8:20:38 PM |
sfmf | $50.00 | 6/9/2011 8:27:17 AM |
BigBag | $25.00 | 6/9/2011 9:31:53 AM |
rakem777 | $25.00 | 6/9/2011 9:38:33 AM |
foothillender | $25.00 | 6/9/2011 6:38:34 AM |
secureincome | $600.00 | 6/9/2011 9:50:49 AM |
economy-popcorn | $25.00 | 6/9/2011 7:06:07 AM |
jmb_lending | $50.00 | 6/9/2011 7:50:11 AM |
Frover | $25.00 | 6/9/2011 9:25:02 AM |
julijask | $30.00 | 6/9/2011 11:24:07 AM |
I-Believe-In-You | $29.35 | 6/9/2011 10:18:54 AM |
shrewd-income | $25.00 | 6/9/2011 11:07:30 AM |
social-heart | $25.00 | 6/9/2011 11:15:58 AM |
Whipster | $30.00 | 6/9/2011 12:35:11 PM |
witty-openness | $25.00 | 6/9/2011 3:25:06 PM |
yf99yz | $25.00 | 6/10/2011 9:55:12 AM |
the-profit-oracle | $25.00 | 6/10/2011 10:51:08 AM |
trade-goblin9 | $25.00 | 6/10/2011 9:47:22 AM |
chungfang | $25.00 | 6/10/2011 4:30:25 PM |
hidavehi | $28.00 | 6/10/2011 7:06:43 PM |
shrewd-income | $50.00 | 6/10/2011 7:15:49 PM |
MrBailey | $50.00 | 6/10/2011 7:03:06 PM |
jhernand17 | $25.00 | 6/10/2011 9:50:48 PM |
dslobbs | $300.00 | 6/10/2011 6:32:36 PM |
ethicalhumanist | $25.00 | 6/11/2011 3:15:25 PM |
tigercat | $50.00 | 6/11/2011 4:49:22 PM |
HiccupinGminor | $100.00 | 6/11/2011 5:57:45 PM |
Astyanax | $75.00 | 6/11/2011 8:22:31 PM |
bid-lightning9 | $25.00 | 6/11/2011 11:22:36 PM |
fantastic-bazaar2 | $50.00 | 6/13/2011 7:36:13 PM |
gain-dolphin | $25.00 | 6/13/2011 9:39:17 PM |
wlm3012 | $25.05 | 6/14/2011 2:44:45 PM |
ommcd | $25.00 | 6/15/2011 9:41:31 AM |
hidavehi | $33.00 | 6/15/2011 9:36:25 AM |
credit-investor5 | $50.00 | 6/15/2011 10:28:20 AM |
newest-generous-income | $25.00 | 6/15/2011 2:04:37 PM |
Cash_Lender | $100.00 | 6/15/2011 4:26:06 PM |
zx12rider | $25.00 | 6/15/2011 10:58:37 PM |
Bocephus1959 | $50.00 | 6/16/2011 7:48:49 AM |
DDS84 | $30.00 | 6/16/2011 11:18:23 AM |
MoneyForNothing | $13.58 | 6/16/2011 2:42:59 PM |
oxnard | $25.00 | 6/16/2011 2:35:18 PM |
fascinating-generosity3 | $100.00 | 6/8/2011 8:36:26 PM |
first-dinero-igloo | $25.00 | 6/9/2011 7:30:25 AM |
setUup | $26.40 | 6/9/2011 7:31:18 AM |
CA-Lender | $25.06 | 6/9/2011 7:53:15 AM |
chameleon125 | $25.00 | 6/9/2011 6:45:52 AM |
coin-bee1 | $25.00 | 6/9/2011 7:40:15 AM |
MJTimages_com | $30.00 | 6/9/2011 8:47:15 AM |
vine99 | $65.00 | 6/9/2011 7:49:04 AM |
husley | $25.00 | 6/9/2011 7:58:39 AM |
nickel-position | $25.00 | 6/9/2011 10:55:49 AM |
social-heart | $25.00 | 6/9/2011 11:27:16 AM |
top-visionary-truth | $25.00 | 6/9/2011 10:31:47 AM |
FinanceEngine | $35.00 | 6/9/2011 11:20:09 AM |
skillful-asset5 | $30.00 | 6/9/2011 7:10:19 PM |
wealth-renaissance5 | $25.00 | 6/10/2011 12:45:58 AM |
p2p-mover0 | $29.51 | 6/10/2011 4:25:32 PM |
maclove10 | $25.00 | 6/10/2011 5:33:07 PM |
Mad_Scientist | $30.00 | 6/10/2011 6:11:19 PM |
CoolPlexer | $25.00 | 6/10/2011 8:59:42 PM |
dslobbs | $100.00 | 6/10/2011 7:01:21 PM |
kind-durability-battalion | $50.00 | 6/10/2011 9:54:18 PM |
elegant-loot | $25.00 | 6/10/2011 11:05:19 PM |
LaBamba | $100.00 | 6/10/2011 9:56:00 PM |
well-mannered-income3 | $25.00 | 6/12/2011 6:22:26 AM |
DasMula | $25.00 | 6/12/2011 12:48:32 PM |
Kyileo | $25.00 | 6/12/2011 5:35:47 PM |
Doug1043 | $25.00 | 6/13/2011 3:59:45 PM |
Gobsek | $25.00 | 6/13/2011 7:28:18 PM |
hidavehi | $25.00 | 6/13/2011 5:55:35 PM |
Iloanyoumoney | $25.00 | 6/15/2011 6:34:12 AM |
first-serene-credit | $25.00 | 6/15/2011 8:09:20 AM |
umfan123 | $25.00 | 6/15/2011 6:05:58 AM |
Bob450 | $25.00 | 6/15/2011 12:29:06 PM |
irrelevant | $25.00 | 6/15/2011 2:10:26 PM |
bsh297 | $25.00 | 6/15/2011 4:42:30 PM |
SoldiersMom | $35.00 | 6/15/2011 5:34:23 PM |
tolerant-dinero2 | $25.00 | 6/16/2011 10:41:52 AM |
YoungTaxMan | $25.00 | 6/16/2011 10:12:40 AM |
83 Investments
|
Borrower Payment Dependent Notes Series
511021
This series of Notes was issued and sold upon the funding of the borrower loan #50167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-14-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $156.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 41% |
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,838 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| summerlover01 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2008)
|
Principal balance:
| $129.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
WILL YOU MARRY US ? :)
Purpose of loan:This loan will be used for a small wedding. My financial situation: On April 16th of this year my best friend of 17 years asked me to marry him,we have decided to go the old fashioned route of not living together before we are married.We would like to get married this summer so our children have time to adjust before the new school year begins, because of this we have not had time to save up for our wedding. I make payments on time and do not have high monthly expenses . I have been at the same job for almost 13 years now . I have a previous Prosper Loan that will be paid off this month it was electronically withdrawn from my checking account and was always current. Additionally once we are married we will have about 500 less a month in bills.
Monthly net income:2800
Monthly expenses:1638
Insurance:304
Car expenses:634(gas,ins & payment)
Phone, cable, internet:150
Food, entertainment:200
Clothing, household expenses:50
Credit cards and other loans:300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Skeptical-one | $48.00 | 6/13/2011 9:26:48 AM |
MoneyForNothing | $25.22 | 6/13/2011 9:22:54 AM |
CoolPlexer | $25.00 | 6/13/2011 9:27:11 AM |
Investoman | $100.00 | 6/13/2011 9:29:38 AM |
SLN-10 | $50.00 | 6/13/2011 9:25:42 AM |
investment-artist | $25.01 | 6/13/2011 9:26:52 AM |
golffish2 | $25.00 | 6/13/2011 9:29:51 AM |
favorite-commerce | $25.00 | 6/13/2011 10:29:48 AM |
blue-useful-auction | $25.00 | 6/13/2011 11:39:37 AM |
grammaspurse | $25.00 | 6/13/2011 11:47:26 AM |
cashhelp | $30.00 | 6/13/2011 3:07:47 PM |
grnii78 | $300.00 | 6/13/2011 3:31:46 PM |
p2ploan-sensation211 | $44.27 | 6/13/2011 7:14:58 PM |
bullish2bearish | $100.00 | 6/13/2011 7:56:44 PM |
lucrative-durability | $25.00 | 6/13/2011 5:40:45 PM |
engaging-worth | $25.00 | 6/13/2011 9:40:38 PM |
Mikale360 | $25.00 | 6/13/2011 11:57:17 PM |
brondero | $33.00 | 6/14/2011 4:26:03 AM |
kendigme | $50.00 | 6/14/2011 4:12:20 AM |
DasMula | $27.00 | 6/14/2011 6:28:47 AM |
DasMula | $27.00 | 6/14/2011 6:33:10 AM |
HenlopenCapital | $25.00 | 6/14/2011 6:57:04 AM |
selector568 | $131.69 | 6/14/2011 2:54:54 AM |
CA-Lender | $25.00 | 6/14/2011 7:47:39 AM |
InChicago | $50.00 | 6/14/2011 7:20:24 AM |
CA-Lender | $50.06 | 6/14/2011 7:46:53 AM |
calmfunds | $500.00 | 6/14/2011 10:03:39 AM |
MoneyForNothing | $12.96 | 6/14/2011 11:43:55 AM |
american-investor | $50.00 | 6/14/2011 11:02:53 AM |
cr55595 | $50.00 | 6/14/2011 11:42:16 AM |
janeybooboo | $200.00 | 6/13/2011 9:03:28 AM |
cashhelp | $50.00 | 6/13/2011 9:26:21 AM |
clemclan | $33.33 | 6/13/2011 9:07:34 AM |
lendstats_com | $300.00 | 6/13/2011 10:54:52 AM |
fascinating-generosity3 | $200.00 | 6/13/2011 9:55:13 AM |
openness-antioxidant | $100.00 | 6/13/2011 11:56:06 AM |
reflective-rupee | $400.09 | 6/13/2011 11:26:28 AM |
marketplace-meridian | $25.00 | 6/13/2011 11:48:40 AM |
SolarMoonshine | $50.00 | 6/13/2011 3:45:25 PM |
GoGalt | $50.00 | 6/13/2011 1:10:41 PM |
hookUup | $26.71 | 6/13/2011 7:12:18 PM |
yf99yz | $35.00 | 6/13/2011 5:30:15 PM |
Feyenoord | $25.00 | 6/13/2011 9:19:43 PM |
twjh | $25.00 | 6/14/2011 2:52:08 AM |
DasMula | $137.86 | 6/14/2011 6:34:22 AM |
missoula | $25.00 | 6/14/2011 9:30:01 AM |
cbivitz | $275.00 | 6/14/2011 11:38:10 AM |
DKSArt | $25.00 | 6/14/2011 11:43:39 AM |
Rider | $62.80 | 6/14/2011 10:50:32 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
502041
This series of Notes was issued and sold upon the funding of the borrower loan #50271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $146.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,927 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| r0b3m4n |
Borrower's state:
| California |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $18,900.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jun-2010)
740-759
(Oct-2007)
|
Principal balance:
| $8,607.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 45 | | |
Description
My 3rd and smallest loan so far!
Purpose of loan:
This loan will be used to consolidate some credit debt.
My financial situation:
I am a good candidate for this loan because I'm dependable and have many transactions in the past, all have gone well and they will continue to do so. I'm currently Employed as an Engineer and have been with this company over three years, my wife works at the local hospital. Thanks!
Monthly net income: $5000
Monthly expenses: $
Housing: $1590
Insurance: $60
Car expenses: $60
Utilities: $350
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $60.00 | 6/15/2011 3:30:53 PM |
svandgts | $28.37 | 6/15/2011 9:05:54 AM |
BxRealtor | $25.00 | 6/15/2011 9:07:37 AM |
Jinja | $58.62 | 6/15/2011 9:06:13 AM |
GoldenGo4 | $25.00 | 6/15/2011 9:18:01 AM |
golffish2 | $50.00 | 6/15/2011 9:19:59 AM |
doomsday18 | $25.00 | 6/15/2011 10:32:40 AM |
optionscashflow | $33.00 | 6/15/2011 10:46:53 AM |
favorite-commerce | $25.00 | 6/15/2011 12:45:00 PM |
competent-p2p | $25.00 | 6/15/2011 1:29:35 PM |
integrity-doctor | $100.00 | 6/15/2011 1:44:43 PM |
grnii78 | $200.00 | 6/15/2011 12:43:51 PM |
EarlyRiser | $174.00 | 6/15/2011 1:52:56 PM |
dudebrah | $25.00 | 6/15/2011 1:59:59 PM |
muzicman | $100.00 | 6/15/2011 2:43:13 PM |
jules3304 | $25.00 | 6/15/2011 2:05:48 PM |
mammalian4 | $25.00 | 6/15/2011 3:00:23 PM |
irrelevant | $25.00 | 6/15/2011 2:10:36 PM |
newfoundation | $25.00 | 6/15/2011 2:23:31 PM |
fund-kazoo | $50.00 | 6/15/2011 3:35:15 PM |
stuy1998 | $25.00 | 6/15/2011 3:39:15 PM |
bbt210 | $25.00 | 6/15/2011 3:44:51 PM |
Leshan | $50.00 | 6/15/2011 3:50:38 PM |
bullwink27 | $25.00 | 6/15/2011 10:20:56 AM |
buddycat | $100.00 | 6/15/2011 2:01:08 PM |
CincyTex | $50.00 | 6/15/2011 2:09:33 PM |
RecoveryLender | $25.00 | 6/15/2011 3:04:46 PM |
a-fund-doctor | $25.00 | 6/15/2011 3:32:59 PM |
well-rounded-dinero | $116.68 | 6/15/2011 9:06:21 AM |
rescue | $100.00 | 6/15/2011 9:08:53 AM |
qsolo | $200.00 | 6/15/2011 9:11:27 AM |
WalnutCreekguy | $50.00 | 6/15/2011 9:11:55 AM |
janeybooboo | $200.00 | 6/15/2011 9:02:27 AM |
Kennfusion | $50.00 | 6/15/2011 9:06:17 AM |
MoneyForNothing | $76.27 | 6/15/2011 9:08:01 AM |
investment-artist | $25.01 | 6/15/2011 9:12:09 AM |
Zolton | $100.00 | 6/15/2011 9:16:46 AM |
fascinating-generosity3 | $100.00 | 6/15/2011 9:18:34 AM |
one-midas | $50.00 | 6/15/2011 9:39:07 AM |
reflective-rupee | $200.05 | 6/15/2011 9:29:25 AM |
JLMGroupFunds | $100.00 | 6/15/2011 10:14:32 AM |
KramericaIndustries | $25.00 | 6/15/2011 1:18:04 PM |
silver-fuse | $35.00 | 6/15/2011 1:28:48 PM |
Mad_Scientist | $100.00 | 6/15/2011 1:52:16 PM |
openness-antioxidant | $100.00 | 6/15/2011 12:47:44 PM |
mddahlheim | $25.00 | 6/15/2011 1:26:10 PM |
genelinist | $100.00 | 6/15/2011 2:26:55 PM |
well-mannered-income3 | $25.00 | 6/15/2011 1:37:44 PM |
113121 | $250.00 | 6/15/2011 1:50:14 PM |
BigBag | $25.00 | 6/15/2011 2:45:35 PM |
chinolatino | $100.00 | 6/15/2011 3:09:34 PM |
Nemo2001 | $25.00 | 6/15/2011 2:15:52 PM |
FrugalForLife | $50.49 | 6/15/2011 2:41:47 PM |
trumpeter5 | $50.00 | 6/15/2011 2:43:19 PM |
p2ploan-sensation211 | $36.62 | 6/15/2011 3:06:34 PM |
blazing-dough | $25.00 | 6/15/2011 3:27:42 PM |
loyalty-czar | $50.00 | 6/15/2011 3:37:31 PM |
JustMee | $25.00 | 6/15/2011 3:46:03 PM |
mn | $25.00 | 6/15/2011 1:46:19 PM |
Quizard | $25.00 | 6/15/2011 1:53:53 PM |
luann199 | $50.00 | 6/15/2011 3:22:48 PM |
cassperr | $25.00 | 6/15/2011 3:31:13 PM |
FinanceEngine | $29.00 | 6/15/2011 3:47:48 PM |
Dubbs360 | $1.89 | 6/15/2011 3:52:13 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
508291
This series of Notes was issued and sold upon the funding of the borrower loan #50399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-25-2011 |
Term:
| 60 months | | |
Listing End date:
| Jun-07-2011 |
|
Lender yield:
| 12.29% |
Borrower rate/APR:
| 13.29% / 14.66% |
Monthly payment:
| $343.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.25% | | |
| |
Estimated return*:
| 9.65% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,115 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| atlvalet |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Help me grow my organic pet biz
NOTE: Prosper can't accept income not on a W2 (like this biz), so we had to re-list.
We're in 30 pet stores in Seattle, SFran and LA. We drew a lot of interest at our last trade show, and expect to double the number of stores by the end of the year.
We created a brand that's both green and affordable. People love it. The best part is that all of our products are made in the USA.
This loan will be used to...buy inventory, attend a 2nd trade show, ship samples to distributors + grow the business.
I am a good candidate for this loan because...
A) I pay all my debts on time. Plus, I have a history with prosper, and paid my previous loan off two months early.
B) My personal debt continues to decrease. My car is paid off in November, and I will not be buying another.
C) I have never defaulted on a loan. Ever.
D) I have held the same job for almost 4 years while growing my businesses on the side. In short, I am a hard worker.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.46 | 5/25/2011 9:09:45 AM |
designer_10 | $25.00 | 5/25/2011 6:49:48 PM |
supersarah61 | $50.00 | 5/25/2011 6:11:49 PM |
payment-halo | $25.00 | 5/25/2011 7:36:27 PM |
Lucre | $75.00 | 5/25/2011 8:27:52 PM |
credit-observatory | $25.00 | 5/25/2011 7:34:48 PM |
sflash | $30.00 | 5/25/2011 7:50:41 PM |
brightest-luminous-cash9 | $25.00 | 5/26/2011 11:08:33 AM |
vishal29 | $25.00 | 5/26/2011 12:17:47 PM |
blissful-gain | $49.72 | 5/26/2011 11:48:44 AM |
JGuide | $26.00 | 5/26/2011 12:17:55 PM |
SOBRO-FINANCE | $40.51 | 5/26/2011 12:24:55 PM |
heroic-hope5 | $100.00 | 5/26/2011 12:40:26 PM |
chris-heretoinvest | $25.00 | 5/26/2011 2:03:36 PM |
jono9999 | $40.09 | 5/26/2011 2:26:22 PM |
Dubbs360 | $300.00 | 5/26/2011 2:26:00 PM |
reflective-rupee | $25.00 | 5/26/2011 2:42:53 PM |
sharp-trade0 | $25.00 | 5/26/2011 3:28:06 PM |
MoneyFarm | $50.00 | 5/26/2011 4:22:22 PM |
RedantFinance | $50.00 | 5/26/2011 2:54:49 PM |
BxRealtor | $25.00 | 5/29/2011 12:54:24 PM |
credit-bank-usa611 | $250.00 | 5/29/2011 1:07:35 PM |
vegibenz | $50.00 | 5/29/2011 4:10:37 PM |
gpuck | $100.00 | 5/29/2011 9:08:26 PM |
note-pursuit | $25.00 | 5/30/2011 1:10:19 AM |
CallMeBen | $50.00 | 5/29/2011 6:33:10 PM |
Eaglehigh | $25.00 | 5/30/2011 6:20:44 AM |
goldkn22 | $34.61 | 5/30/2011 6:39:09 AM |
lovely-greenback4 | $25.00 | 5/29/2011 8:42:12 PM |
wise-intelligent-duty | $25.00 | 5/30/2011 7:40:11 AM |
loanman2007 | $50.00 | 5/30/2011 4:09:01 AM |
Rick7925 | $25.00 | 5/30/2011 9:42:08 AM |
upbeat-investment9 | $145.88 | 5/30/2011 11:13:50 AM |
jcw3rd | $25.00 | 5/30/2011 3:21:13 PM |
drkosh | $25.00 | 5/30/2011 3:23:45 PM |
mspiggybank | $200.00 | 5/30/2011 6:46:04 PM |
hidavehi | $37.00 | 5/31/2011 3:04:45 AM |
TechieLender | $50.00 | 5/31/2011 6:00:01 AM |
tacologic | $25.00 | 5/31/2011 6:55:00 AM |
new-ore-venture | $200.00 | 5/31/2011 8:12:28 AM |
bonafide-cash | $100.00 | 5/31/2011 10:36:09 AM |
dajen1 | $50.00 | 5/31/2011 10:30:34 AM |
vennp | $100.00 | 5/31/2011 10:40:58 AM |
ashoo66 | $25.00 | 5/31/2011 12:12:33 PM |
jalapeno680 | $100.00 | 5/31/2011 1:09:18 PM |
availableloan | $25.00 | 5/31/2011 5:45:02 PM |
the-kinetic-listing | $50.00 | 5/31/2011 5:47:43 PM |
newest-finance-viola | $55.00 | 6/1/2011 7:21:23 AM |
note-tycoon1 | $45.00 | 6/1/2011 10:01:48 AM |
natecam | $25.00 | 6/1/2011 10:39:29 AM |
mauge35 | $37.69 | 6/1/2011 1:35:09 PM |
gadget7 | $30.04 | 6/1/2011 3:23:13 PM |
LadyAnne | $44.34 | 6/1/2011 3:46:28 PM |
armny | $46.31 | 6/2/2011 4:14:20 AM |
Buffer10 | $50.00 | 6/2/2011 7:13:26 AM |
kind-adventurous-finance | $100.00 | 6/2/2011 11:05:27 AM |
gaiusceasar | $25.00 | 6/2/2011 11:59:58 AM |
potatoepicker | $76.59 | 6/2/2011 12:37:26 PM |
rogue_monster | $50.00 | 6/2/2011 11:13:33 AM |
vutah | $25.00 | 6/2/2011 5:32:27 PM |
heavy_ax | $25.00 | 6/3/2011 11:25:54 AM |
top-abundant-community | $25.00 | 6/3/2011 10:23:02 AM |
ommcd | $25.00 | 6/3/2011 3:52:00 PM |
johnrx | $50.00 | 6/3/2011 6:33:43 PM |
attractive-rate | $71.44 | 6/3/2011 8:57:39 PM |
w8291 | $25.00 | 6/3/2011 9:24:03 PM |
reinforced-velocity158 | $198.40 | 6/3/2011 9:44:25 PM |
CreditBuilder2 | $100.00 | 6/3/2011 9:50:34 PM |
cmg891 | $50.00 | 6/3/2011 9:50:16 PM |
worlds-best-worth2 | $33.19 | 6/3/2011 9:57:22 PM |
odp01 | $25.00 | 6/3/2011 10:20:38 PM |
soheagle | $25.00 | 6/3/2011 11:38:06 PM |
first-favorite-bonus9 | $200.00 | 6/3/2011 11:42:14 PM |
unrivaled-silver | $50.00 | 6/3/2011 8:13:56 PM |
Pitufo | $25.00 | 6/4/2011 12:16:46 AM |
peso-mate | $50.00 | 6/4/2011 12:19:46 AM |
serene-capital | $30.00 | 6/4/2011 12:35:51 AM |
preciousjeni | $250.00 | 6/3/2011 8:38:08 PM |
Archchancellor | $50.00 | 6/4/2011 1:51:08 AM |
ingenious-interest1 | $100.00 | 6/4/2011 1:19:00 AM |
mlin | $100.00 | 6/3/2011 9:00:35 PM |
wwwUniversal | $25.00 | 6/4/2011 2:50:53 AM |
cash-spinner | $25.00 | 6/4/2011 3:07:15 AM |
coolcoast | $45.66 | 6/3/2011 9:58:25 PM |
money-surge1 | $100.00 | 6/4/2011 5:00:49 AM |
The-Lighthouse-Group | $25.00 | 6/4/2011 5:12:21 AM |
whatreality | $25.00 | 6/4/2011 4:28:05 AM |
the-silver-blaster | $100.00 | 6/4/2011 1:23:34 AM |
Boca | $80.80 | 6/4/2011 3:29:43 AM |
bid-czar8 | $50.00 | 6/4/2011 3:34:57 AM |
InspectaLi23 | $141.56 | 6/4/2011 3:52:13 AM |
credit-kahuna | $100.00 | 6/4/2011 4:32:33 AM |
janeybooboo | $200.00 | 6/4/2011 5:11:11 AM |
BankerJohn | $50.00 | 6/4/2011 7:33:21 AM |
top-epic-community | $50.00 | 6/4/2011 11:12:53 AM |
zoomdrm57 | $50.00 | 6/4/2011 12:32:11 PM |
Anny-Disco | $25.00 | 6/4/2011 12:28:25 PM |
dapablotv | $100.00 | 6/4/2011 4:34:27 PM |
MARSTUN | $50.00 | 6/4/2011 11:19:09 PM |
awesome-yield7 | $50.00 | 6/5/2011 10:52:27 AM |
finance-symphony7 | $203.52 | 6/5/2011 4:36:15 PM |
CashBank | $25.00 | 6/6/2011 9:13:59 AM |
nuts | $25.00 | 6/6/2011 11:42:19 AM |
Eastern | $50.00 | 6/6/2011 12:01:18 PM |
Leopoldine | $25.00 | 6/6/2011 3:44:17 PM |
dunox | $25.00 | 6/6/2011 4:00:46 PM |
boogienation | $50.00 | 6/6/2011 3:58:55 PM |
helpful-dough | $50.00 | 6/6/2011 3:59:04 PM |
Gabriel02 | $25.00 | 6/6/2011 4:12:53 PM |
investor7257 | $50.00 | 6/6/2011 6:33:16 PM |
magical-payment0 | $50.00 | 6/6/2011 8:58:13 PM |
TelegramSam | $25.00 | 6/6/2011 9:52:43 PM |
Cambium | $40.00 | 6/7/2011 8:00:38 AM |
tampa_cmc | $60.00 | 6/7/2011 8:24:18 AM |
loot-heart | $25.00 | 6/7/2011 9:26:48 AM |
stollcm | $25.00 | 6/7/2011 9:42:52 AM |
currency-persimmon | $50.00 | 6/7/2011 9:12:52 AM |
DavenportCapital | $25.00 | 6/7/2011 9:43:11 AM |
ciscoparrot | $25.00 | 6/7/2011 11:17:58 AM |
nalaari | $25.00 | 6/7/2011 2:11:02 PM |
jpblan11 | $25.00 | 6/7/2011 12:46:54 PM |
brightest-dynamic-peace | $25.00 | 6/7/2011 1:02:38 PM |
soular21804 | $25.00 | 6/7/2011 1:09:00 PM |
valiant-liberty4 | $25.00 | 6/7/2011 3:33:46 PM |
impressive-balance8 | $50.00 | 6/7/2011 3:56:30 PM |
studious-bonus7 | $100.00 | 6/7/2011 3:35:24 PM |
bonus-demon | $25.00 | 6/7/2011 5:25:32 PM |
investment-appraiser | $50.00 | 6/7/2011 5:26:22 PM |
authentic-liberty7 | $25.00 | 6/7/2011 4:50:38 PM |
Richmp412 | $25.00 | 6/7/2011 5:30:54 PM |
gigabit | $50.00 | 6/7/2011 5:38:15 PM |
the-profit-oracle | $25.00 | 6/7/2011 5:40:55 PM |
gracej | $25.00 | 6/7/2011 4:25:17 PM |
LenderOnWheels | $50.00 | 6/7/2011 5:42:24 PM |
SnE | $50.00 | 6/7/2011 5:26:30 PM |
gilbrear | $25.00 | 6/7/2011 4:55:41 PM |
Banker7371 | $25.00 | 6/7/2011 5:33:05 PM |
currency-apple729 | $50.00 | 6/7/2011 5:33:44 PM |
grf1945 | $50.00 | 6/7/2011 5:37:33 PM |
balance-whistle7 | $25.00 | 6/7/2011 5:27:04 PM |
riproaringrapids | $25.00 | 6/7/2011 5:40:12 PM |
divemaster | $25.00 | 6/7/2011 5:41:41 PM |
pikopulling | $25.00 | 6/7/2011 5:41:45 PM |
spiritual-compassion9 | $25.00 | 6/7/2011 5:42:00 PM |
mdesq69 | $50.00 | 6/7/2011 5:42:05 PM |
TrustPlus | $50.00 | 6/7/2011 5:42:10 PM |
best-payment-antioxidant | $50.00 | 6/7/2011 5:42:33 PM |
indomitable-coin | $25.00 | 5/25/2011 9:12:41 AM |
commitment-orca7 | $100.00 | 5/25/2011 9:11:38 AM |
loyalty-sherpa | $25.00 | 5/25/2011 9:12:03 AM |
JustMee | $25.00 | 5/25/2011 1:15:48 PM |
silver-buckeye | $25.00 | 5/25/2011 6:30:52 PM |
bowler252 | $25.00 | 5/25/2011 7:58:49 PM |
woohoo | $25.00 | 5/25/2011 8:25:56 PM |
fantastic-openness | $50.00 | 5/25/2011 8:58:05 PM |
manatee21 | $55.00 | 5/26/2011 10:24:18 AM |
slgilligan | $50.00 | 5/26/2011 10:56:23 AM |
Islandgal | $35.47 | 5/26/2011 11:42:24 AM |
jct_enterprises | $100.00 | 5/26/2011 10:48:49 AM |
ashoo66 | $30.00 | 5/26/2011 12:06:52 PM |
Zoramite | $25.00 | 5/26/2011 12:08:35 PM |
first-serene-credit | $25.00 | 5/26/2011 12:31:41 PM |
simiray | $40.00 | 5/26/2011 1:23:47 PM |
Peterman | $25.00 | 5/26/2011 12:56:17 PM |
resplendent-dollar | $25.00 | 5/26/2011 4:27:45 PM |
mountainpeak | $25.00 | 5/26/2011 4:53:50 PM |
chameleon125 | $25.00 | 5/28/2011 7:58:38 AM |
Sierrahh | $50.00 | 5/28/2011 8:04:04 AM |
hookUup | $30.02 | 5/28/2011 9:22:07 AM |
honorable-yield | $25.00 | 5/28/2011 10:58:10 PM |
Kame | $25.00 | 5/28/2011 11:29:47 PM |
Tradesmanlender | $35.00 | 5/28/2011 10:58:12 PM |
payout-detective7 | $25.00 | 5/29/2011 10:50:53 AM |
DasMula | $27.00 | 5/29/2011 3:11:14 PM |
asset-control2 | $100.00 | 5/29/2011 11:04:45 PM |
gpuck | $100.00 | 5/29/2011 9:09:41 PM |
kulender | $50.00 | 5/30/2011 9:34:13 AM |
Huck007 | $237.42 | 5/30/2011 10:49:37 AM |
efficient-treasure0 | $25.00 | 5/30/2011 3:19:04 PM |
Oak-Parker | $25.86 | 5/30/2011 2:10:05 PM |
USFoundation | $25.00 | 5/30/2011 7:51:16 PM |
beest | $38.72 | 5/31/2011 9:59:45 AM |
trustworthy-money2 | $25.00 | 5/31/2011 8:01:06 PM |
vulgy | $50.00 | 5/31/2011 8:31:11 PM |
wlm3012 | $50.00 | 6/1/2011 5:37:29 PM |
UncleScroogeDMD | $118.44 | 6/1/2011 5:00:41 PM |
best-generosity-financier | $25.00 | 6/1/2011 6:04:10 PM |
CPAnCA | $250.00 | 6/1/2011 9:29:18 PM |
mybackyard | $58.74 | 6/2/2011 7:00:25 AM |
commerce-web5 | $50.00 | 6/2/2011 9:37:28 AM |
schnippy | $25.00 | 6/2/2011 9:45:11 AM |
principal-equalizer | $50.00 | 6/2/2011 11:01:54 AM |
srosa29 | $25.00 | 6/2/2011 10:49:23 AM |
El_Profesional | $25.00 | 6/2/2011 12:59:02 PM |
acg | $50.00 | 6/2/2011 7:36:22 PM |
edsmoney | $100.00 | 6/3/2011 3:15:02 AM |
selector568 | $200.00 | 6/3/2011 10:00:46 AM |
Animaldoc | $150.00 | 6/3/2011 11:28:06 AM |
khamen | $25.00 | 6/3/2011 1:11:11 PM |
Animaldoc | $150.00 | 6/3/2011 11:27:45 AM |
integrity-cowbell | $25.00 | 6/3/2011 8:20:59 PM |
Philman | $25.00 | 6/3/2011 8:29:11 PM |
MB122 | $51.20 | 6/3/2011 9:09:50 PM |
BuildingShanghai | $81.16 | 6/3/2011 9:16:50 PM |
truth-lyrics7 | $25.00 | 6/3/2011 9:23:15 PM |
FormulaTroll | $25.00 | 6/3/2011 9:53:18 PM |
RJN | $25.00 | 6/3/2011 10:52:42 PM |
compwhiz | $25.00 | 6/3/2011 8:22:27 PM |
pdude | $50.00 | 6/3/2011 9:11:19 PM |
Imaginos1892 | $100.00 | 6/3/2011 9:40:20 PM |
finance-sorcerer8 | $250.00 | 6/3/2011 9:41:56 PM |
IIP77 | $25.00 | 6/3/2011 9:44:35 PM |
SolarMoonshine | $25.00 | 6/4/2011 4:00:34 AM |
decisive-commerce9 | $50.00 | 6/3/2011 10:27:05 PM |
cash-turbine1 | $100.00 | 6/4/2011 4:31:47 AM |
Bisoninvestor | $25.00 | 6/3/2011 11:18:52 PM |
ccdirectt | $57.00 | 6/3/2011 11:24:05 PM |
BeachWalkz | $50.00 | 6/4/2011 4:49:14 AM |
WarmWeather | $30.65 | 6/4/2011 5:03:49 AM |
friendly-market5 | $25.00 | 6/4/2011 5:08:50 AM |
flexible-duty3 | $25.00 | 6/4/2011 5:33:41 AM |
sunny-dough9 | $200.00 | 6/4/2011 12:46:07 AM |
ILovemoney | $100.00 | 6/4/2011 5:34:45 AM |
weiyinsan | $30.00 | 6/4/2011 3:20:24 AM |
WindsorFunds | $31.62 | 6/4/2011 5:15:34 AM |
pjl | $25.00 | 6/4/2011 5:45:43 AM |
jeffpac | $100.00 | 6/4/2011 5:47:14 AM |
JABank | $25.26 | 6/4/2011 8:14:02 AM |
thankful-nickel2 | $50.00 | 6/4/2011 9:20:25 AM |
radforj22 | $25.00 | 6/4/2011 12:21:40 PM |
unflappable-pound3 | $100.00 | 6/4/2011 12:28:23 PM |
riveting-wealth2 | $100.00 | 6/4/2011 12:39:37 PM |
Elfkin | $100.00 | 6/4/2011 1:21:07 PM |
worth-web5 | $100.00 | 6/4/2011 12:28:28 PM |
intuitive-bill | $25.00 | 6/4/2011 2:25:26 PM |
riv701 | $25.00 | 6/4/2011 6:20:06 PM |
MonkeyHero | $100.00 | 6/5/2011 9:49:48 AM |
enthralling-deal180 | $50.00 | 6/5/2011 1:14:29 PM |
rescue | $100.00 | 6/5/2011 1:17:28 PM |
astute-benjamins | $25.00 | 6/5/2011 5:14:17 PM |
buffalobills | $25.00 | 6/6/2011 7:56:26 AM |
rdav | $25.00 | 6/6/2011 11:31:43 AM |
Adino | $50.00 | 6/6/2011 12:19:52 PM |
tokyopete23 | $25.00 | 6/6/2011 12:44:44 PM |
damage | $25.00 | 6/6/2011 3:50:28 PM |
fortytwo | $100.00 | 6/6/2011 4:15:11 PM |
gametime34 | $50.00 | 6/6/2011 3:59:06 PM |
abundenthelper | $50.00 | 6/6/2011 5:29:12 PM |
flexible-value | $50.00 | 6/6/2011 8:22:27 PM |
listing-vista | $50.00 | 6/7/2011 5:42:10 AM |
wtrboy | $50.00 | 6/7/2011 6:34:03 AM |
brandilton | $25.00 | 6/7/2011 8:18:22 AM |
cleveland2portland | $25.00 | 6/7/2011 9:49:01 AM |
exciting-responsibility3 | $25.00 | 6/7/2011 10:27:57 AM |
velocity-solo | $30.00 | 6/7/2011 9:45:15 AM |
pphantom | $100.00 | 6/7/2011 11:24:08 AM |
justice-dna | $35.00 | 6/7/2011 12:26:39 PM |
ttnk62918 | $25.00 | 6/7/2011 3:03:04 PM |
handshake5 | $100.00 | 6/7/2011 4:50:19 PM |
worthy-bid8 | $50.00 | 6/7/2011 4:37:59 PM |
RecoveryLender | $25.00 | 6/7/2011 5:28:12 PM |
genius520 | $50.00 | 6/7/2011 4:42:17 PM |
BigLinCT | $25.00 | 6/7/2011 5:28:50 PM |
g314 | $25.00 | 6/7/2011 5:33:55 PM |
wise-eloquent-yield | $50.00 | 6/7/2011 5:37:43 PM |
deal-viking4 | $41.49 | 6/7/2011 5:41:31 PM |
innocent-income4 | $25.00 | 6/7/2011 5:42:41 PM |
sgordon46 | $25.00 | 6/7/2011 5:26:54 PM |
lostontheedge | $25.00 | 6/7/2011 5:30:12 PM |
melodious-fairness | $100.00 | 6/7/2011 5:38:50 PM |
loanstarst8 | $25.00 | 6/7/2011 5:41:34 PM |
emosspot | $50.00 | 6/7/2011 5:41:52 PM |
Weaverville | $50.00 | 6/7/2011 5:42:17 PM |
273 Investments
|
Borrower Payment Dependent Notes Series
508383
This series of Notes was issued and sold upon the funding of the borrower loan #50155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,780.29 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-25-2011 |
Term:
| 60 months | | |
Listing End date:
| Jun-08-2011 |
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 12.21% |
Monthly payment:
| $395.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.98% | | |
| |
Estimated return*:
| 9.03% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 15% |
Credit score:
| 820-839 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,110 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Trying-To-Have-A-Baby |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
RELISTING / IVF / Baby Financing
This loan will be used to finance the cost of having a baby through IVF. It also will allow us to do some debt restructure to help in this process. Unfortunately, our Doctor recently told us that we are not able to conceive naturally and that IVF is our only option. He also told us that time is of the essence to keep successful statistics on our side. We have been trying to conceive and planning to have a child for several years. IVF is a very expensive process and being surprised by it, we do not want to deplete our savings. This is why we seek to finance this procedure and pay for it over time. I am a Banker. I recently changed banks to my current employer in November of 2010. Prior to this move, I had been with the same Bank for 11.5 years where I was a Bank President of two Branches. I am now a Senior Vice President. We appreciate your support and consideration with the next chapter in our lives.
Thanks,
(35 years old and 34 year old wife, married for 7.5 years)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
antlr | $50.00 | 5/25/2011 9:04:00 AM |
neighborly-hope6 | $100.00 | 5/25/2011 9:06:19 AM |
kulender | $100.00 | 5/25/2011 9:12:56 AM |
DukSerduk | $25.00 | 5/25/2011 9:03:34 AM |
ore-genius2 | $600.00 | 5/25/2011 9:08:50 AM |
diablorulz | $50.00 | 5/25/2011 9:09:32 AM |
gojackgo | $100.00 | 5/25/2011 9:09:44 AM |
gain-expert | $35.00 | 5/25/2011 9:11:21 AM |
minista | $25.00 | 5/25/2011 10:09:55 AM |
Koma67 | $25.00 | 5/25/2011 2:54:30 PM |
HenryK7 | $26.00 | 5/26/2011 3:27:40 PM |
michaelwong | $50.00 | 5/26/2011 4:58:35 PM |
worth-web5 | $100.00 | 5/27/2011 6:43:33 AM |
RankPaid | $25.00 | 5/28/2011 12:29:21 PM |
damage | $25.00 | 5/29/2011 12:00:30 AM |
Dollars4Rent | $25.00 | 5/30/2011 8:47:19 AM |
louisprima | $50.00 | 5/30/2011 12:57:55 PM |
heavenly-interest9 | $54.83 | 5/30/2011 1:03:16 PM |
wise-silver-wonder | $25.00 | 5/30/2011 5:25:23 PM |
radforj22 | $25.00 | 5/30/2011 5:31:29 PM |
Havana21 | $200.00 | 5/30/2011 5:30:57 PM |
BankofRon | $50.00 | 5/30/2011 11:31:48 PM |
ThomasC | $50.00 | 5/31/2011 5:33:09 AM |
fantastic-openness | $100.00 | 5/31/2011 2:53:53 PM |
Helping-One-Another | $50.00 | 5/31/2011 5:56:22 PM |
commerce-web5 | $50.00 | 5/31/2011 8:09:03 PM |
Aimvest | $25.00 | 6/1/2011 10:08:46 AM |
life-is-great | $25.00 | 6/1/2011 11:13:08 AM |
vigilance-revolutionary | $50.00 | 6/1/2011 5:40:39 PM |
cmg891 | $50.00 | 6/2/2011 6:34:41 AM |
alpinaut | $25.00 | 6/2/2011 4:07:40 PM |
first-lovely-dollar | $100.00 | 6/2/2011 5:48:53 PM |
Leopoldine | $25.00 | 6/2/2011 7:41:49 PM |
fair-transparency1 | $51.00 | 6/2/2011 8:05:37 PM |
vigilance-spinner3 | $50.00 | 6/3/2011 10:13:50 AM |
generous-deal6 | $25.00 | 6/3/2011 10:57:51 AM |
gardenofeden | $25.00 | 6/3/2011 10:59:05 AM |
YummiBear | $25.00 | 6/3/2011 5:35:35 PM |
appastk | $25.00 | 6/3/2011 5:57:48 PM |
camaraderi-atmosphere | $50.00 | 6/3/2011 6:19:42 PM |
rebellender | $50.00 | 6/3/2011 6:43:02 PM |
finance-negotiator2 | $50.00 | 6/4/2011 7:23:07 AM |
goodken | $50.00 | 6/4/2011 7:48:24 AM |
Atlanta-Buyer | $25.00 | 6/4/2011 2:24:28 PM |
yoyoclock | $25.00 | 6/4/2011 10:53:47 PM |
betaoption | $25.00 | 6/5/2011 6:53:13 AM |
fund-tom-tom6 | $25.00 | 6/5/2011 12:45:11 PM |
fly4sugar | $50.00 | 6/5/2011 9:12:57 AM |
silver-armada | $50.00 | 6/5/2011 1:21:30 PM |
tastytitan | $50.00 | 6/5/2011 5:12:55 PM |
astute-benjamins | $25.00 | 6/5/2011 5:14:55 PM |
nyran20 | $50.00 | 6/5/2011 8:19:47 PM |
the-balance-trapper | $26.00 | 6/6/2011 7:58:19 AM |
chipperjohnson | $50.00 | 6/6/2011 7:10:24 AM |
revmax | $45.57 | 6/6/2011 10:25:52 AM |
esabzb | $25.00 | 6/6/2011 11:31:53 AM |
Raptorman | $50.00 | 6/6/2011 11:35:23 AM |
Rob717171 | $50.00 | 6/6/2011 11:36:11 AM |
SourDoughSteve | $25.00 | 6/6/2011 11:36:38 AM |
bornsucka | $25.00 | 6/6/2011 11:36:50 AM |
ChicoBob | $34.36 | 6/6/2011 11:37:19 AM |
kyomoon | $50.00 | 6/6/2011 11:37:38 AM |
lookingup78 | $25.00 | 6/6/2011 11:41:14 AM |
77dowplace | $25.00 | 6/6/2011 11:47:19 AM |
-------ing247 | $25.00 | 6/6/2011 11:27:34 AM |
rjw_mpwr | $25.00 | 6/6/2011 11:29:44 AM |
eighttone | $25.00 | 6/6/2011 11:31:29 AM |
the-pragmatic-fund | $70.00 | 6/6/2011 11:31:42 AM |
jtrue71 | $25.00 | 6/6/2011 11:32:02 AM |
rystol | $50.00 | 6/6/2011 11:35:05 AM |
ExiledSeraph | $25.00 | 6/6/2011 11:35:41 AM |
steely_dan34 | $25.00 | 6/6/2011 11:36:33 AM |
Thecozychick | $25.00 | 6/6/2011 11:37:45 AM |
tolstoy00 | $25.00 | 6/6/2011 11:37:56 AM |
top-sensible-yield | $25.00 | 6/6/2011 11:39:30 AM |
established-payout | $25.00 | 6/6/2011 12:01:43 PM |
Yaj | $50.00 | 6/6/2011 12:01:58 PM |
newyork6264 | $50.00 | 6/6/2011 12:03:19 PM |
green2brown2 | $25.00 | 6/6/2011 12:04:37 PM |
Arpad | $50.00 | 6/6/2011 12:05:22 PM |
ryreesado | $25.00 | 6/6/2011 12:06:01 PM |
repayment-genius7 | $25.00 | 6/6/2011 11:29:48 AM |
dtrain5 | $50.00 | 6/6/2011 11:30:14 AM |
FmrEngr2Phd | $25.00 | 6/6/2011 11:30:42 AM |
Futurero | $25.00 | 6/6/2011 12:09:10 PM |
neenerman | $32.27 | 6/6/2011 11:36:28 AM |
nhm | $25.77 | 6/6/2011 11:37:13 AM |
Bladewil | $50.00 | 6/6/2011 12:14:53 PM |
dbaoracle | $50.00 | 6/6/2011 11:41:31 AM |
JKnLydia | $25.00 | 6/6/2011 3:24:04 PM |
SkonkeyGongo | $25.00 | 6/6/2011 12:07:57 PM |
responsibility-cherry6 | $50.00 | 6/6/2011 12:08:49 PM |
wampum-library4 | $25.00 | 6/6/2011 2:42:44 PM |
virtualbank | $25.00 | 6/6/2011 12:54:30 PM |
UT-Longhorn | $25.00 | 6/6/2011 3:44:05 PM |
Kerrysbay | $50.00 | 6/6/2011 2:52:46 PM |
MoneySiles | $25.00 | 6/7/2011 2:28:27 AM |
PaulW | $25.00 | 6/7/2011 2:28:57 AM |
flexiboy35 | $25.00 | 6/7/2011 2:33:05 AM |
pipopirate | $25.00 | 6/7/2011 2:39:15 AM |
skuba | $50.00 | 6/6/2011 11:02:25 PM |
RgPro | $32.89 | 6/7/2011 3:07:48 AM |
coolcreditor | $100.00 | 6/6/2011 6:42:31 PM |
buckeye55 | $25.00 | 6/7/2011 3:47:59 AM |
ujiba | $50.00 | 6/7/2011 2:42:54 AM |
fiscal65 | $50.00 | 6/7/2011 3:54:26 AM |
gzeo | $25.00 | 6/7/2011 2:49:32 AM |
acsej | $25.00 | 6/7/2011 4:41:08 AM |
eronyc | $49.76 | 6/7/2011 3:38:39 AM |
gWellington | $50.00 | 6/7/2011 4:54:52 AM |
urbanMisfit | $25.00 | 6/7/2011 3:44:25 AM |
HRVRfunding | $32.72 | 6/7/2011 4:03:55 AM |
lost-money-so-far-on-these | $25.00 | 6/7/2011 2:44:06 AM |
SF2Berlin | $25.00 | 6/7/2011 3:13:18 AM |
sajitk | $25.00 | 6/7/2011 3:20:00 AM |
LowLeftJim | $25.00 | 6/7/2011 3:29:09 AM |
tbati | $25.00 | 6/7/2011 4:56:33 AM |
latestone | $25.00 | 6/7/2011 4:59:28 AM |
lanlie | $117.15 | 6/7/2011 4:00:48 AM |
cleared2land | $25.00 | 6/7/2011 4:04:48 AM |
tsquared_030 | $50.00 | 6/7/2011 4:30:42 AM |
perlindc | $100.00 | 6/7/2011 4:46:27 AM |
saahilld | $25.00 | 6/7/2011 7:41:02 AM |
mistertao | $25.00 | 6/7/2011 6:20:50 AM |
seabass123 | $25.00 | 6/7/2011 4:59:33 AM |
flopcat | $50.00 | 6/7/2011 7:58:19 AM |
Veridic | $25.00 | 6/7/2011 7:58:45 AM |
listing-meridian | $25.00 | 6/7/2011 8:17:57 AM |
think-become | $25.00 | 6/7/2011 9:41:38 AM |
AmericanCredit | $25.00 | 6/7/2011 8:46:44 AM |
yachtmaster45 | $25.00 | 6/7/2011 10:51:13 AM |
efficient-marketplace | $50.00 | 6/7/2011 11:30:16 AM |
Duchdad | $25.00 | 6/7/2011 11:31:56 AM |
MO_Investor | $25.00 | 6/7/2011 11:33:50 AM |
Moose26 | $25.00 | 6/7/2011 11:34:13 AM |
lender2008 | $50.00 | 6/7/2011 11:56:32 AM |
brewman | $25.00 | 6/7/2011 11:57:17 AM |
cosmof16 | $25.00 | 6/7/2011 11:59:07 AM |
fireheart | $50.00 | 6/7/2011 11:59:24 AM |
bajeezus | $50.00 | 6/7/2011 11:59:38 AM |
mwfarmkid | $25.00 | 6/7/2011 11:59:57 AM |
totoro | $25.00 | 6/7/2011 11:29:17 AM |
Blue_HorseShoe | $25.00 | 6/7/2011 11:29:53 AM |
MissionMicroFinance | $50.00 | 6/7/2011 12:01:32 PM |
a-responsible-return | $50.00 | 6/7/2011 11:30:28 AM |
NobisEst | $25.00 | 6/7/2011 12:02:06 PM |
Katburg | $50.00 | 6/7/2011 11:31:12 AM |
admirable-return6 | $100.00 | 6/7/2011 12:02:39 PM |
orindalender | $50.00 | 6/7/2011 11:31:33 AM |
cash-merry-maker | $25.00 | 6/7/2011 12:03:00 PM |
shred123 | $50.00 | 6/7/2011 11:31:43 AM |
jazz619 | $25.00 | 6/7/2011 11:33:56 AM |
AlternativeCashFlow | $50.00 | 6/7/2011 11:34:32 AM |
competent-commitment1 | $25.00 | 6/7/2011 12:06:03 PM |
bold-spirited-finance | $125.00 | 6/7/2011 11:34:38 AM |
ctgscott | $25.00 | 6/7/2011 10:25:34 AM |
Richmp412 | $25.00 | 6/7/2011 11:56:08 AM |
alee485 | $25.00 | 6/7/2011 11:56:35 AM |
tdinbranson | $50.00 | 6/7/2011 11:57:36 AM |
jsak74 | $25.00 | 6/7/2011 11:58:42 AM |
bobby5832708 | $50.00 | 6/7/2011 12:00:27 PM |
jonesboyz | $25.00 | 6/7/2011 12:00:42 PM |
rapid-wampum5 | $40.00 | 6/7/2011 12:00:49 PM |
frankdelraza | $26.78 | 6/7/2011 12:05:07 PM |
top-affluence-saver | $50.00 | 6/7/2011 12:05:42 PM |
rcr549 | $25.00 | 6/7/2011 11:23:44 AM |
serene-truth2 | $50.00 | 6/7/2011 11:29:15 AM |
flypenguin | $50.00 | 6/7/2011 11:31:00 AM |
Jeffersonbank | $50.00 | 6/7/2011 11:31:25 AM |
helpishere777 | $50.00 | 6/7/2011 11:31:52 AM |
MrDavid | $32.00 | 6/7/2011 11:34:28 AM |
Mookouw | $25.00 | 6/7/2011 11:56:41 AM |
outwish | $25.00 | 6/7/2011 11:56:55 AM |
lenderme | $25.00 | 6/7/2011 11:57:09 AM |
tomxnsn | $25.00 | 6/7/2011 11:57:24 AM |
be_wise | $25.00 | 6/7/2011 11:58:18 AM |
ATOHokie | $25.00 | 6/7/2011 11:59:11 AM |
Beverly_Hills_Lender | $25.00 | 6/7/2011 11:59:52 AM |
ceg451 | $25.00 | 6/7/2011 12:00:38 PM |
nickel-position | $100.00 | 6/7/2011 12:01:00 PM |
reflective-rupee | $25.09 | 6/7/2011 2:20:39 PM |
HibbyD | $35.00 | 6/7/2011 12:17:36 PM |
ideal-penny8 | $25.00 | 6/7/2011 3:28:08 PM |
credit-magician | $33.93 | 6/7/2011 12:24:00 PM |
math1973 | $50.00 | 6/7/2011 12:25:33 PM |
contract-festival7 | $30.37 | 6/7/2011 3:38:49 PM |
blissful-note7 | $50.00 | 6/7/2011 3:18:15 PM |
discrete-asset | $25.00 | 6/7/2011 5:21:30 PM |
9boag | $25.00 | 6/7/2011 7:34:18 PM |
soular21804 | $25.00 | 6/7/2011 5:38:23 PM |
calessabay | $25.00 | 6/8/2011 2:20:06 AM |
wise-bonus-honker | $25.00 | 6/8/2011 2:38:27 AM |
wealthstar | $50.00 | 6/8/2011 3:43:53 AM |
FredHead3 | $30.00 | 6/8/2011 5:01:21 AM |
jaker | $34.92 | 6/8/2011 2:04:34 AM |
yield-seeker | $25.00 | 6/8/2011 2:40:46 AM |
compoundinterest | $50.00 | 5/25/2011 9:08:58 AM |
flexible-value | $35.00 | 5/25/2011 9:09:04 AM |
Avala | $50.00 | 5/25/2011 9:09:54 AM |
Gibbyland | $100.00 | 5/25/2011 9:03:52 AM |
truth-image | $100.00 | 5/25/2011 9:04:02 AM |
useful-currency | $25.00 | 5/25/2011 9:09:23 AM |
Goodlender42 | $25.00 | 5/25/2011 9:09:39 AM |
indomitable-coin | $25.00 | 5/25/2011 9:12:43 AM |
meux99 | $25.00 | 5/25/2011 9:05:24 AM |
JustMee | $25.00 | 5/25/2011 1:14:19 PM |
DavenportCapital | $25.00 | 5/25/2011 2:44:11 PM |
awwaww | $29.82 | 5/25/2011 2:47:01 PM |
keyfig | $25.00 | 5/25/2011 3:54:34 PM |
diversification-surge | $100.00 | 5/26/2011 2:38:36 PM |
Guiren | $100.00 | 5/26/2011 1:52:06 PM |
kenji4861 | $50.00 | 5/27/2011 3:25:38 AM |
restless-balance9 | $50.00 | 5/27/2011 5:00:39 PM |
CreditBuilder2 | $50.00 | 5/27/2011 11:17:10 PM |
Zipperdu | $50.00 | 5/28/2011 7:06:46 AM |
goat361 | $50.00 | 5/29/2011 12:38:47 PM |
GoldenGo4 | $100.00 | 5/29/2011 1:57:54 PM |
mamayama | $50.00 | 5/30/2011 2:23:27 PM |
drkosh | $50.00 | 5/30/2011 3:22:33 PM |
adevadeh | $50.00 | 5/30/2011 11:31:53 PM |
point-molecule9 | $25.00 | 5/31/2011 9:44:52 AM |
a-exponential-hope | $25.00 | 5/31/2011 1:07:57 PM |
Marathoner | $25.00 | 5/31/2011 5:34:20 PM |
KHODADAD | $50.00 | 5/31/2011 5:35:33 PM |
efficient-treasure0 | $25.00 | 5/31/2011 5:33:10 PM |
first-favorite-bonus9 | $100.00 | 6/1/2011 10:40:29 AM |
wealth-influencer | $50.00 | 6/1/2011 11:08:06 AM |
JRhino | $25.00 | 6/1/2011 2:58:55 PM |
determined-order1 | $25.00 | 6/1/2011 5:26:48 PM |
CallMeBen | $50.00 | 6/1/2011 10:58:38 PM |
SnE | $50.00 | 6/2/2011 6:57:48 AM |
kind-adventurous-finance | $100.00 | 6/2/2011 11:08:40 AM |
UKloanfella | $50.00 | 6/2/2011 9:53:00 PM |
velocity-solo | $30.00 | 6/3/2011 7:18:05 AM |
vigilance-spinner3 | $50.00 | 6/3/2011 10:13:55 AM |
MasterJin | $25.00 | 6/3/2011 11:01:41 AM |
Daneistes | $50.00 | 6/3/2011 10:59:00 AM |
aasx1108 | $25.00 | 6/3/2011 5:32:35 PM |
fcrick | $25.00 | 6/3/2011 5:55:14 PM |
nuclearmoose | $50.00 | 6/3/2011 5:29:26 PM |
bluefootedpig | $50.00 | 6/3/2011 5:31:11 PM |
octoberfresh | $25.00 | 6/3/2011 5:52:39 PM |
slowpig | $50.00 | 6/3/2011 5:57:04 PM |
orange-statuesque-justice | $500.00 | 6/3/2011 5:57:11 PM |
unclejaef | $25.00 | 6/3/2011 6:26:24 PM |
falcon88dp | $25.00 | 6/3/2011 8:07:52 PM |
unrivaled-silver | $50.00 | 6/3/2011 8:14:26 PM |
Turkish101 | $30.00 | 6/3/2011 9:29:12 PM |
JohnW12 | $50.00 | 6/4/2011 6:08:58 AM |
LAKESPRING | $50.00 | 6/4/2011 9:33:00 AM |
top-epic-community | $50.00 | 6/4/2011 11:13:37 AM |
cash-sensai2 | $50.00 | 6/4/2011 8:37:56 AM |
responsibility-fortress | $50.00 | 6/4/2011 10:12:59 AM |
wampum-treaty | $100.00 | 6/4/2011 2:57:36 PM |
zoomdrm57 | $50.00 | 6/4/2011 12:32:12 PM |
MARWARISETH | $25.00 | 6/4/2011 7:33:52 PM |
janeybooboo | $100.00 | 6/4/2011 7:35:43 PM |
codavee | $100.00 | 6/5/2011 12:49:25 PM |
slartibardfast | $25.00 | 6/5/2011 12:59:29 PM |
gas | $25.00 | 6/5/2011 12:47:51 PM |
whistledicksmith | $50.00 | 6/5/2011 12:50:53 PM |
KlotzLending | $25.00 | 6/5/2011 1:24:48 PM |
crispies | $25.00 | 6/5/2011 12:57:43 PM |
ytjameslee | $50.00 | 6/5/2011 12:59:49 PM |
nn001 | $25.00 | 6/5/2011 6:13:35 PM |
spname | $50.00 | 6/5/2011 10:37:46 PM |
slobrown | $50.00 | 6/6/2011 1:26:31 AM |
bold-yield-rumbler | $25.00 | 6/6/2011 11:26:39 AM |
intuitive-integrity9 | $50.00 | 6/6/2011 11:29:51 AM |
jt88 | $25.00 | 6/6/2011 11:31:47 AM |
TheReaderRabbit | $50.00 | 6/6/2011 11:32:09 AM |
WorldlyWorker | $25.00 | 6/6/2011 11:11:22 AM |
The_Loan_Ranger | $26.80 | 6/6/2011 11:36:23 AM |
Interstate_Rate | $216.10 | 6/6/2011 11:36:44 AM |
TCayce | $27.41 | 6/6/2011 11:37:03 AM |
shadowflame_99 | $25.00 | 6/6/2011 11:37:33 AM |
degster | $25.00 | 6/6/2011 11:38:06 AM |
brightest-affluence-motivator | $100.00 | 6/6/2011 11:39:24 AM |
beaker | $25.00 | 6/6/2011 11:40:47 AM |
maldok1 | $25.00 | 6/6/2011 11:29:56 AM |
Mantis75 | $25.00 | 6/6/2011 11:30:46 AM |
nv | $25.00 | 6/6/2011 11:31:36 AM |
RB_Double-A_Bravo | $25.00 | 6/6/2011 11:34:56 AM |
SeaLoans | $25.00 | 6/6/2011 11:37:27 AM |
USMC0311 | $28.32 | 6/6/2011 11:37:49 AM |
1h1m | $25.00 | 6/6/2011 12:01:51 PM |
webwesen | $33.09 | 6/6/2011 11:41:22 AM |
Emgolda | $25.00 | 6/6/2011 12:03:51 PM |
Young-Y | $25.00 | 6/6/2011 11:46:45 AM |
jts | $25.00 | 6/6/2011 11:59:17 AM |
SailAwayMoon | $25.00 | 6/6/2011 12:00:03 PM |
jhernand17 | $25.00 | 6/6/2011 11:21:42 AM |
the-dollar-topper | $100.00 | 6/6/2011 12:06:06 PM |
moola-rose8 | $25.00 | 6/6/2011 11:29:40 AM |
systematic0 | $25.00 | 6/6/2011 11:36:16 AM |
13nd3r | $25.00 | 6/6/2011 11:36:20 AM |
djh47a | $25.00 | 6/6/2011 11:48:10 AM |
Westerly | $25.00 | 6/6/2011 12:40:13 PM |
a-truth-upholder | $25.00 | 6/6/2011 12:40:25 PM |
kcole10 | $25.00 | 6/6/2011 12:00:39 PM |
solin003 | $25.00 | 6/6/2011 12:04:46 PM |
moneynmotion | $50.00 | 6/6/2011 12:06:18 PM |
rmachi | $25.00 | 6/6/2011 3:42:55 PM |
platinum-sorcerer6 | $25.00 | 6/6/2011 3:07:49 PM |
lifegrowth | $25.00 | 6/6/2011 12:39:58 PM |
zeelender | $25.00 | 6/6/2011 3:39:03 PM |
bigballer105 | $100.00 | 6/6/2011 12:43:50 PM |
ultimatepaintball | $25.00 | 6/6/2011 3:43:32 PM |
hayhelp | $25.00 | 6/6/2011 3:39:14 PM |
L-vex | $25.00 | 6/6/2011 3:43:28 PM |
jga516 | $25.00 | 6/6/2011 4:34:40 PM |
annieem | $100.00 | 6/6/2011 6:55:03 PM |
RG | $33.53 | 6/7/2011 2:27:53 AM |
ramsumana | $44.95 | 6/7/2011 2:57:48 AM |
ZeoInvestments | $25.00 | 6/7/2011 2:58:55 AM |
kalex752 | $25.00 | 6/7/2011 3:07:39 AM |
Kijib | $25.00 | 6/7/2011 3:18:05 AM |
jbadawg1017 | $25.00 | 6/7/2011 3:19:44 AM |
secret-santa | $25.00 | 6/7/2011 3:31:17 AM |
Supp0rter | $31.28 | 6/7/2011 2:32:53 AM |
BiggestG | $25.00 | 6/7/2011 2:33:20 AM |
Sixmil | $93.35 | 6/7/2011 2:33:32 AM |
firewomin | $30.99 | 6/7/2011 2:38:08 AM |
gauss02 | $25.00 | 6/7/2011 2:39:21 AM |
DadWarbucks | $60.00 | 6/7/2011 3:44:07 AM |
uberrific | $50.00 | 6/7/2011 3:48:59 AM |
Cre8iveCash | $25.00 | 6/7/2011 4:04:23 AM |
RockCrown | $25.00 | 6/7/2011 4:04:52 AM |
pubnat | $25.00 | 6/7/2011 2:54:03 AM |
pbandjb | $25.00 | 6/7/2011 4:05:25 AM |
jasperpants | $25.00 | 6/7/2011 2:58:48 AM |
afotherg | $75.00 | 6/7/2011 4:18:15 AM |
bid-promiser | $25.00 | 6/6/2011 10:37:31 PM |
integrity-saver | $50.00 | 6/6/2011 10:52:45 PM |
NJNY | $25.00 | 6/7/2011 4:40:56 AM |
martinatime | $25.00 | 6/7/2011 3:28:34 AM |
trucklawyer | $25.00 | 6/7/2011 3:39:17 AM |
ChristopherHS | $25.00 | 6/7/2011 4:58:55 AM |
tj1683 | $25.00 | 6/7/2011 5:08:56 AM |
anyoi | $50.00 | 6/7/2011 3:54:54 AM |
Raetha | $25.00 | 6/7/2011 2:38:02 AM |
Seadrag367 | $30.55 | 6/7/2011 4:02:49 AM |
dingus | $25.00 | 6/7/2011 2:43:38 AM |
fireboss | $50.00 | 6/7/2011 4:05:21 AM |
Woodworker57 | $25.00 | 6/7/2011 2:52:54 AM |
zyztemboy | $25.00 | 6/7/2011 2:58:10 AM |
mscomeaux | $25.00 | 6/7/2011 3:13:08 AM |
johngaltline | $25.00 | 6/7/2011 4:40:16 AM |
Zoramite | $25.00 | 6/7/2011 3:13:27 AM |
Preteur | $25.00 | 6/7/2011 3:13:48 AM |
Namrok | $25.00 | 6/7/2011 4:43:33 AM |
arenangelchild | $48.09 | 6/7/2011 3:30:40 AM |
pcwrangler | $25.00 | 6/7/2011 4:03:02 AM |
xphile | $25.00 | 6/7/2011 4:05:59 AM |
jcn12321 | $25.00 | 6/7/2011 4:13:49 AM |
aha6297 | $25.00 | 6/7/2011 4:15:58 AM |
andyb9 | $29.43 | 6/7/2011 4:57:49 AM |
intuitive-bill | $25.00 | 6/7/2011 5:58:42 AM |
Adventurouschef | $25.00 | 6/7/2011 8:47:47 AM |
freesia54 | $50.00 | 6/7/2011 9:08:55 AM |
flwah | $25.00 | 6/7/2011 9:25:35 AM |
Cheburashka | $30.00 | 6/7/2011 9:25:46 AM |
mwl | $25.00 | 6/7/2011 9:38:31 AM |
reinforced-reward | $25.00 | 6/7/2011 9:43:31 AM |
currency-persimmon | $50.00 | 6/7/2011 9:15:05 AM |
cleveland2portland | $25.00 | 6/7/2011 9:49:03 AM |
OaklandIuMien | $25.00 | 6/7/2011 11:28:47 AM |
grallu | $25.00 | 6/7/2011 11:30:38 AM |
burgeoning-silver | $25.00 | 6/7/2011 11:31:06 AM |
brightest-dynamic-peace | $25.00 | 6/7/2011 11:33:18 AM |
otalon | $50.00 | 6/7/2011 11:33:27 AM |
hawaiiangirl76 | $25.00 | 6/7/2011 11:33:58 AM |
sanjl79 | $25.00 | 6/7/2011 11:56:51 AM |
dochelp | $50.00 | 6/7/2011 11:58:15 AM |
p2p-paradise | $36.91 | 6/7/2011 11:22:29 AM |
Ellisdee | $50.00 | 6/7/2011 11:58:24 AM |
rose88 | $50.00 | 6/7/2011 11:59:16 AM |
region123 | $25.00 | 6/7/2011 11:29:12 AM |
wiseindian | $25.00 | 6/7/2011 12:00:01 PM |
CrazzyKar | $50.00 | 6/7/2011 11:29:49 AM |
Iowa65 | $25.03 | 6/7/2011 12:00:56 PM |
Octavian315 | $35.00 | 6/7/2011 11:30:44 AM |
JLMGroupFunds | $50.00 | 6/7/2011 12:02:18 PM |
windfall46 | $25.00 | 6/7/2011 11:31:16 AM |
Mark-O-Polo | $25.00 | 6/7/2011 12:02:51 PM |
Munnie | $25.00 | 6/7/2011 11:31:37 AM |
pseudokris | $25.00 | 6/7/2011 12:03:06 PM |
Weaverville | $50.00 | 6/7/2011 11:33:39 AM |
economy-acrobat4 | $50.00 | 6/7/2011 11:33:53 AM |
notlicehead | $50.00 | 6/7/2011 11:34:35 AM |
snowman34 | $25.00 | 6/7/2011 10:28:03 AM |
lancetc | $50.00 | 6/7/2011 10:28:19 AM |
dadalou | $25.00 | 6/7/2011 10:34:41 AM |
best-deal-banker | $50.00 | 6/7/2011 11:56:28 AM |
orange-resolute-platinum | $25.00 | 6/7/2011 11:56:46 AM |
Warbler | $25.00 | 6/7/2011 11:57:27 AM |
grlscz | $25.00 | 6/7/2011 11:59:27 AM |
mattpet | $25.00 | 6/7/2011 12:00:19 PM |
MonitorLizard09 | $25.00 | 6/7/2011 12:00:31 PM |
peace-flower9 | $50.00 | 6/7/2011 12:01:05 PM |
logical-reward8 | $25.00 | 6/7/2011 12:01:48 PM |
naniamo | $25.00 | 6/7/2011 12:05:37 PM |
profitable-asset1 | $25.00 | 6/7/2011 12:05:45 PM |
soulwork | $25.00 | 6/7/2011 11:29:23 AM |
Castellan | $50.00 | 6/7/2011 11:30:07 AM |
lagnisiruk | $25.00 | 6/7/2011 11:31:22 AM |
sappy02 | $25.00 | 6/7/2011 11:31:28 AM |
BaxterEvil | $25.00 | 6/7/2011 11:32:42 AM |
mahjongslave | $25.00 | 6/7/2011 11:55:22 AM |
bnordman | $25.00 | 6/7/2011 11:56:24 AM |
peace-saber0 | $25.00 | 6/7/2011 11:57:00 AM |
pbeach05 | $25.00 | 6/7/2011 11:57:15 AM |
donloah | $48.19 | 6/7/2011 11:57:33 AM |
kindness-casserole | $25.00 | 6/7/2011 11:58:22 AM |
orbital-velocity7 | $50.00 | 6/7/2011 11:59:19 AM |
JebkaClan | $25.00 | 6/7/2011 12:26:22 PM |
danny-lender | $50.00 | 6/7/2011 11:59:47 AM |
davisfl | $50.00 | 6/7/2011 12:00:08 PM |
exchange-pledge | $50.00 | 6/7/2011 12:00:13 PM |
techs | $25.00 | 6/7/2011 12:01:38 PM |
UncleTupelo2 | $25.00 | 6/7/2011 2:33:46 PM |
lawyerman | $50.00 | 6/7/2011 2:43:42 PM |
abundenthelper | $50.00 | 6/7/2011 12:12:03 PM |
janeybooboo | $100.00 | 6/7/2011 3:28:27 PM |
best-heavenly-justice | $25.00 | 6/7/2011 3:38:22 PM |
excellent-nickel | $25.04 | 6/7/2011 3:38:13 PM |
valiant-liberty4 | $25.00 | 6/7/2011 5:21:33 PM |
budyzr | $25.00 | 6/7/2011 8:12:38 PM |
currency-agave | $50.00 | 6/7/2011 10:00:24 PM |
restless-currency | $25.00 | 6/7/2011 11:38:20 PM |
sabre79 | $25.00 | 6/8/2011 2:15:06 AM |
431 Investments
|
Borrower Payment Dependent Notes Series
508421
This series of Notes was issued and sold upon the funding of the borrower loan #50405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,522.25 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $196.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 43% |
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 13y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,380 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| forthright-bill4 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
forthright -bill4
Purpose of loan: debt consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $2006
Housing: $500
Insurance: $110
Car expenses: $321
Utilities: $105
Phone, cable, internet: $160
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $210
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dedicated-diversification5 | $98.32 | 5/24/2011 5:34:06 PM |
suave-dime6 | $25.00 | 5/24/2011 5:51:45 PM |
green-inspiring-peace | $25.00 | 5/24/2011 5:29:57 PM |
Kreditorium | $25.00 | 5/24/2011 5:39:03 PM |
persevering | $25.00 | 5/24/2011 7:18:30 PM |
play_ultimate | $25.00 | 5/24/2011 7:19:40 PM |
integrity-liberator | $50.00 | 5/24/2011 7:20:38 PM |
gain-expert | $25.00 | 5/26/2011 11:14:14 AM |
SolarMoonshine | $25.00 | 5/28/2011 4:02:52 AM |
BankofRon | $25.00 | 5/28/2011 8:59:54 PM |
BuildingShanghai | $25.00 | 5/28/2011 6:49:36 PM |
commerce-web5 | $25.00 | 5/31/2011 8:13:45 PM |
best-charming-leverage | $100.00 | 6/1/2011 10:14:14 AM |
coin-sonnet | $100.00 | 6/1/2011 5:46:53 PM |
diplomatic-wealth7 | $25.00 | 6/2/2011 7:33:36 PM |
scarlet-velvet | $25.08 | 6/2/2011 7:55:16 PM |
ommcd | $25.00 | 6/3/2011 3:44:48 PM |
money-surge1 | $25.00 | 6/4/2011 5:24:19 AM |
Bookophile | $50.00 | 6/5/2011 10:23:41 AM |
bkwest01 | $100.00 | 6/5/2011 1:03:04 PM |
riveting-wealth2 | $100.00 | 6/6/2011 9:03:59 AM |
patriot897 | $25.00 | 6/6/2011 12:47:35 PM |
worthy-bid8 | $25.00 | 6/6/2011 3:46:07 PM |
handy-justice | $100.00 | 6/6/2011 3:46:50 PM |
Jack55304 | $300.00 | 6/6/2011 4:07:06 PM |
CAGE-Investments | $25.00 | 6/6/2011 4:08:39 PM |
6moonbeams | $25.00 | 6/6/2011 5:37:20 PM |
HHP | $100.00 | 6/6/2011 5:26:34 PM |
papaloha | $25.00 | 6/7/2011 3:10:10 AM |
asiaratt | $50.00 | 6/7/2011 3:22:01 AM |
Weaverville | $25.00 | 6/6/2011 8:52:37 PM |
mercuriant | $25.00 | 6/7/2011 3:21:23 AM |
intuitive-bill | $25.00 | 6/7/2011 6:24:12 AM |
GGreg799 | $25.00 | 6/7/2011 8:23:10 AM |
healthy-peso9 | $50.00 | 6/7/2011 9:39:31 AM |
ChrisProsper | $50.00 | 6/7/2011 10:56:31 AM |
Reliance_Banker | $25.00 | 6/7/2011 3:12:20 PM |
DasMula | $27.00 | 6/7/2011 4:00:20 PM |
drkosh | $25.00 | 6/7/2011 4:19:12 PM |
reflective-rupee | $300.09 | 6/7/2011 2:15:55 PM |
vishal29 | $25.00 | 6/7/2011 4:36:27 PM |
Makingitrain | $25.00 | 6/7/2011 4:48:32 PM |
Kaj | $35.00 | 6/7/2011 4:41:39 PM |
ultimate-peace | $150.00 | 5/24/2011 5:20:29 PM |
Malkial | $25.00 | 5/24/2011 6:57:24 PM |
lendstats_com | $200.00 | 5/24/2011 5:26:31 PM |
get30inc | $29.46 | 5/24/2011 7:00:09 PM |
irrelevant | $25.00 | 5/24/2011 5:33:02 PM |
ah-long | $25.00 | 5/24/2011 5:45:30 PM |
Kash2010lu | $30.00 | 5/24/2011 6:40:02 PM |
Jonb6919 | $25.00 | 5/24/2011 7:01:00 PM |
bassman2 | $25.00 | 5/24/2011 7:10:08 PM |
payout-hammock1 | $50.00 | 5/25/2011 8:13:48 AM |
CA-Lender | $25.05 | 5/25/2011 4:47:02 PM |
InChicago | $50.00 | 5/25/2011 6:56:22 PM |
loanman2007 | $100.00 | 5/26/2011 4:44:01 AM |
missing-link | $25.00 | 5/26/2011 3:33:50 PM |
chungfang | $25.00 | 6/1/2011 12:52:36 PM |
mrxtravis | $25.00 | 6/3/2011 2:04:43 AM |
red-power-pecan | $50.00 | 6/3/2011 6:14:50 PM |
antlr | $50.00 | 6/3/2011 6:15:58 PM |
five-star-note | $25.00 | 6/4/2011 10:19:13 AM |
bazaar-festivity | $100.00 | 6/4/2011 1:29:17 PM |
Investoman | $75.00 | 6/5/2011 7:02:39 AM |
Gibbyland | $100.00 | 6/5/2011 1:36:00 PM |
the-dollar-topper | $50.00 | 6/5/2011 2:18:48 PM |
realtormoises | $25.00 | 6/6/2011 11:19:11 AM |
jiggaman7 | $100.00 | 6/6/2011 12:42:04 PM |
ukstevenhawaii | $100.00 | 6/6/2011 4:07:22 PM |
nerdfactor | $25.00 | 6/6/2011 4:07:45 PM |
honorable-yield | $25.00 | 6/6/2011 4:39:51 PM |
fortytwo | $77.25 | 6/6/2011 4:14:44 PM |
desertoasis | $25.00 | 6/6/2011 4:08:56 PM |
Mariner3605 | $25.00 | 6/7/2011 3:08:18 AM |
the-profit-oracle | $25.00 | 6/7/2011 10:58:44 AM |
consummate-loyalty1 | $50.00 | 6/7/2011 11:05:09 AM |
wwwUniversal | $25.00 | 6/7/2011 12:07:42 PM |
Simonsez808 | $25.00 | 6/7/2011 4:09:26 PM |
money-bauble | $50.00 | 6/7/2011 4:37:06 PM |
worth-web5 | $100.00 | 6/7/2011 4:41:33 PM |
kind-credit-bear | $25.00 | 6/7/2011 4:10:25 PM |
green-capital-hornet | $25.00 | 6/7/2011 4:52:49 PM |
kind-adventurous-finance | $100.00 | 6/7/2011 4:12:59 PM |
green-rapid-openness | $50.00 | 6/7/2011 4:18:31 PM |
Easystreet | $25.00 | 6/7/2011 4:14:25 PM |
bid-czar8 | $50.00 | 6/7/2011 4:35:55 PM |
86 Investments
|
Borrower Payment Dependent Notes Series
508843
This series of Notes was issued and sold upon the funding of the borrower loan #50164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-08-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $411.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 24% |
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 4m |
Amount delinquent:
| $3,054 |
Total credit lines:
| 58 |
Occupation: | Religious |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,803 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Dignus |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2008)
620-639
(Dec-2007)
560-579
(Nov-2007)
|
Principal balance:
| $390.73 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... Debt Consolidation
My financial situation: USBank
I am a good candidate for this loan because... I have paid off completely, and on-time two loans with Prosper
Monthly net income: $6,700
Monthly expenses: $5,800
Housing: $2,500
Insurance: $350
Car expenses: $400
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $600
Clothing, household expenses: $300
Credit cards and other loans: $1,100
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jhouman | $25.00 | 5/30/2011 9:08:07 AM |
BankofRon | $25.00 | 5/30/2011 9:13:37 AM |
loss-of-control | $50.00 | 5/30/2011 9:48:55 AM |
bizzzond | $50.00 | 5/30/2011 1:03:11 PM |
MoneyForNothing | $27.92 | 5/30/2011 10:41:03 AM |
spiff666 | $26.66 | 5/30/2011 10:46:09 AM |
SolarMoonshine | $25.00 | 5/30/2011 3:39:17 PM |
Military_Support | $200.00 | 5/30/2011 6:37:12 PM |
investment-thinker4 | $25.00 | 5/31/2011 5:43:00 AM |
reflective-rupee | $100.00 | 5/31/2011 4:04:12 PM |
lenderRXT | $80.00 | 5/31/2011 6:25:59 PM |
well-mannered-income3 | $40.00 | 6/1/2011 6:30:58 PM |
missing-link | $25.00 | 6/2/2011 7:11:55 PM |
best-charming-leverage | $100.00 | 6/2/2011 7:04:03 PM |
heerzaquestion | $100.00 | 6/3/2011 5:02:30 AM |
ommcd | $25.00 | 6/3/2011 3:47:09 PM |
riveting-credit5 | $200.00 | 6/4/2011 1:36:31 PM |
Investoman | $75.00 | 6/5/2011 7:04:47 AM |
jjswanso | $35.00 | 6/6/2011 3:38:19 PM |
money-surge1 | $25.00 | 6/6/2011 5:37:24 PM |
tokyopete23 | $25.00 | 6/7/2011 12:19:29 PM |
grampy48 | $56.60 | 6/8/2011 2:19:11 AM |
shrewd-income | $144.24 | 6/7/2011 8:03:29 PM |
shrewd-income | $50.00 | 6/7/2011 8:05:08 PM |
handy-justice | $100.00 | 6/7/2011 7:49:49 PM |
umfan123 | $25.00 | 6/8/2011 6:05:00 AM |
benefit-flow | $40.00 | 6/8/2011 9:28:57 AM |
muirheaj | $25.00 | 6/8/2011 8:16:29 AM |
corporatejim | $28.34 | 6/8/2011 9:40:33 AM |
mpatrick | $25.00 | 6/8/2011 10:05:56 AM |
Aberdeen | $2,500.00 | 5/30/2011 9:03:17 AM |
GElender | $25.00 | 5/31/2011 6:11:06 AM |
reflective-rupee | $200.00 | 5/31/2011 11:44:01 AM |
reflective-rupee | $200.00 | 5/31/2011 4:03:57 PM |
Fioravanti | $100.00 | 5/31/2011 6:52:05 PM |
Moe87 | $25.00 | 6/1/2011 4:00:32 AM |
patriot384 | $100.00 | 6/1/2011 1:42:43 PM |
chungfang | $50.00 | 6/1/2011 12:30:12 PM |
fund-dragster | $75.00 | 6/1/2011 4:16:07 PM |
BAEVentures | $25.00 | 6/1/2011 10:37:59 PM |
Dubbs360 | $25.00 | 6/3/2011 11:02:18 AM |
amlu1988 | $25.00 | 6/4/2011 3:06:07 PM |
professional-coin1 | $25.00 | 6/6/2011 3:51:00 PM |
coin-bee1 | $25.00 | 6/7/2011 5:55:27 AM |
worth-blanket2 | $5,000.00 | 6/7/2011 11:40:28 AM |
irrelevant | $25.00 | 6/7/2011 3:49:42 PM |
bold-direct-asset | $41.17 | 6/7/2011 3:27:44 PM |
payment-gusto | $25.00 | 6/7/2011 3:43:19 PM |
Galdis | $25.00 | 6/7/2011 6:24:49 PM |
Feyenoord | $25.00 | 6/7/2011 9:28:35 PM |
american-investor | $50.00 | 6/8/2011 4:39:36 AM |
a_falk22 | $25.00 | 6/8/2011 8:09:03 AM |
marwadi-62 | $150.00 | 6/8/2011 3:34:36 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
508993
This series of Notes was issued and sold upon the funding of the borrower loan #50158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jun-04-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $329.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 4% |
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,494 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| truth-formula4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lord of the Engagement Ring
Purpose of loan:
This loan will be used to purchase an engagement ring for my *fingers crossed* future fianc?e. I am planning on buying the ring this month and proposing in July. I already have a setting and diamond picked out. The total cost of the ring is 15K. I am contributing 5K from my savings.
My financial situation:
I am a great candidate for this loan because I have a strong credit history (credit score 700+, no delinquencies), and I have had the same steady job as a software architect for three years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 6/4/2011 12:04:08 PM |
marinbb | $500.00 | 6/4/2011 12:24:15 PM |
top-epic-community | $50.00 | 6/4/2011 12:08:49 PM |
loyalty-sherpa | $25.00 | 6/4/2011 12:34:37 PM |
qsolo | $200.00 | 6/4/2011 12:07:46 PM |
MarvintheMartian | $25.00 | 6/4/2011 12:24:32 PM |
Theodon | $25.00 | 6/4/2011 6:45:36 PM |
pirahna125 | $50.00 | 6/5/2011 5:48:44 AM |
caring-hope2 | $100.00 | 6/5/2011 7:29:00 AM |
yield-implementer8 | $100.00 | 6/6/2011 6:46:29 AM |
hookUup | $27.76 | 6/7/2011 6:12:46 AM |
tranquil-gain1 | $50.00 | 6/7/2011 9:34:52 AM |
dynamic-money271 | $25.00 | 6/8/2011 9:37:26 AM |
RandyL3 | $25.00 | 6/9/2011 11:40:51 AM |
BankerJohn | $50.00 | 6/9/2011 11:37:37 AM |
MARSTUN | $50.00 | 6/9/2011 2:54:19 PM |
mike279766 | $56.00 | 6/11/2011 8:01:59 PM |
Dubbs360 | $300.00 | 6/11/2011 3:51:45 PM |
adamdroker | $25.00 | 6/11/2011 4:33:34 PM |
responsibility-aurora | $25.00 | 6/11/2011 9:26:46 PM |
p2ploan-sensation211 | $50.00 | 6/11/2011 3:04:18 PM |
SIU_Saluki_Lending | $25.00 | 6/11/2011 10:32:07 PM |
Astyanax | $125.00 | 6/11/2011 8:06:32 PM |
designer_10 | $25.00 | 6/11/2011 8:30:01 PM |
Acid | $50.00 | 6/11/2011 9:28:47 PM |
sign_here | $25.00 | 6/11/2011 11:39:14 PM |
Goodthing | $200.00 | 6/11/2011 6:40:30 PM |
weiyinsan | $80.00 | 6/12/2011 2:13:23 AM |
MoneyBag4366 | $47.36 | 6/11/2011 10:31:25 PM |
reflective-rupee | $25.05 | 6/11/2011 8:16:57 PM |
TheCount | $50.00 | 6/12/2011 7:01:31 AM |
IIP77 | $25.00 | 6/11/2011 9:22:19 PM |
building_community | $88.84 | 6/11/2011 9:48:18 PM |
Yomain | $200.00 | 6/12/2011 1:40:15 AM |
lendacity | $50.00 | 6/12/2011 2:48:51 AM |
whatreality | $25.00 | 6/12/2011 9:53:46 AM |
kind-durability-battalion | $100.00 | 6/12/2011 10:10:22 AM |
courteous-cash6 | $50.00 | 6/12/2011 10:40:02 AM |
vigilance-searcher | $25.00 | 6/12/2011 7:36:13 AM |
runway3 | $25.00 | 6/12/2011 11:40:03 AM |
successful-economy5 | $100.00 | 6/12/2011 12:23:48 AM |
oxnard | $50.00 | 6/12/2011 3:31:36 AM |
snowball65 | $25.00 | 6/12/2011 4:38:42 AM |
truth-image | $100.00 | 6/12/2011 4:43:16 AM |
zoomdrm57 | $50.00 | 6/12/2011 9:57:06 AM |
credit-investor5 | $50.00 | 6/12/2011 6:18:50 AM |
selector568 | $300.00 | 6/12/2011 10:38:04 AM |
LKN2RTR | $36.02 | 6/12/2011 7:06:39 AM |
hawaiiangirl76 | $25.00 | 6/12/2011 10:46:22 AM |
scrappy-bonus2 | $25.00 | 6/12/2011 12:54:52 PM |
macgeek | $96.57 | 6/12/2011 10:08:14 AM |
cardelt | $31.25 | 6/12/2011 10:58:43 AM |
Bio-physicist | $29.00 | 6/12/2011 8:49:44 PM |
openness-antioxidant | $100.00 | 6/12/2011 5:39:34 PM |
bid-czar8 | $50.00 | 6/12/2011 8:58:43 PM |
Techne_Funds_LLC | $25.00 | 6/13/2011 8:53:03 AM |
socal-lender | $25.00 | 6/13/2011 5:18:20 PM |
superb-funds335 | $25.00 | 6/13/2011 9:35:50 PM |
Gobsek | $25.00 | 6/13/2011 7:37:24 PM |
Kame | $25.00 | 6/13/2011 5:18:49 PM |
community-saver158 | $50.00 | 6/14/2011 4:50:39 AM |
invincible-wampum3 | $50.00 | 6/14/2011 3:43:14 AM |
Dollars4Rent | $25.00 | 6/14/2011 9:15:41 AM |
ethicalhumanist | $50.00 | 6/14/2011 8:55:47 AM |
guard327 | $50.00 | 6/14/2011 9:53:26 AM |
IcedMochaFund | $25.00 | 6/14/2011 7:33:01 AM |
stuy1998 | $25.00 | 6/14/2011 8:26:12 AM |
enthralling-deal180 | $50.00 | 6/14/2011 10:39:14 AM |
honorable-yield | $25.00 | 6/14/2011 10:46:17 AM |
Tai | $50.00 | 6/14/2011 5:35:06 PM |
thankful-nickel2 | $25.00 | 6/14/2011 6:33:11 PM |
magnificent-euro543 | $100.00 | 6/14/2011 6:44:02 PM |
bradny | $25.00 | 6/14/2011 5:27:36 PM |
jarf | $27.21 | 6/14/2011 8:14:57 PM |
ingenious-deal6 | $25.00 | 6/14/2011 10:24:58 PM |
fishing533 | $100.00 | 6/14/2011 5:45:21 PM |
wwwUniversal | $25.00 | 6/15/2011 2:49:46 AM |
cordial-affluence2 | $50.00 | 6/15/2011 6:25:16 AM |
Kaliafx | $100.00 | 6/15/2011 9:43:28 AM |
penny-champ5 | $25.00 | 6/15/2011 10:01:58 AM |
Spkthewrd3 | $25.00 | 6/15/2011 10:49:34 AM |
encore06 | $25.00 | 6/15/2011 1:55:06 PM |
violaetain | $50.00 | 6/15/2011 3:46:26 PM |
doomsday18 | $25.00 | 6/15/2011 10:23:38 AM |
rce1964 | $25.00 | 6/15/2011 4:07:06 PM |
bonafide-cash | $100.00 | 6/15/2011 5:49:04 PM |
Interloper | $25.00 | 6/4/2011 12:08:43 PM |
indomitable-coin | $25.00 | 6/4/2011 12:05:28 PM |
yield-implementer8 | $100.00 | 6/4/2011 12:06:18 PM |
heavy_ax | $25.00 | 6/4/2011 12:29:42 PM |
vutah | $25.00 | 6/4/2011 1:48:06 PM |
a-finance-nirvana | $25.00 | 6/4/2011 12:25:50 PM |
duty-plum | $200.00 | 6/4/2011 2:19:20 PM |
janeybooboo | $100.00 | 6/5/2011 1:42:06 PM |
friendinmoney | $25.00 | 6/7/2011 7:35:54 AM |
Sierrahh | $50.00 | 6/7/2011 10:05:09 AM |
penny-finder | $51.00 | 6/7/2011 12:21:51 PM |
Brown98 | $25.00 | 6/7/2011 9:12:20 PM |
ommcd | $25.00 | 6/8/2011 5:43:57 PM |
commitment-orca7 | $100.00 | 6/8/2011 5:44:24 PM |
Tradesmanlender | $35.00 | 6/9/2011 3:13:44 PM |
payment-freshmaker | $25.00 | 6/10/2011 9:35:29 AM |
rescue | $100.00 | 6/10/2011 11:09:06 AM |
nickel-position | $50.00 | 6/10/2011 11:38:27 AM |
BuildingShanghai | $27.25 | 6/11/2011 3:30:26 PM |
LendingPimp | $50.00 | 6/11/2011 3:38:32 PM |
SolarMoonshine | $100.00 | 6/11/2011 2:35:46 PM |
american6 | $75.00 | 6/11/2011 4:22:22 PM |
cmg891 | $50.00 | 6/11/2011 4:37:23 PM |
108lender | $250.00 | 6/11/2011 4:56:44 PM |
mojii77 | $50.00 | 6/11/2011 7:21:48 PM |
BigBag | $100.00 | 6/11/2011 2:19:07 PM |
word140 | $52.65 | 6/11/2011 2:45:43 PM |
asset-expert0 | $30.54 | 6/11/2011 5:38:58 PM |
Bieling | $25.00 | 6/11/2011 3:28:00 PM |
kind-value-pouch | $50.00 | 6/11/2011 7:03:37 PM |
deal-enrichment063 | $40.00 | 6/11/2011 10:22:25 PM |
newest-funds-powerplant | $50.00 | 6/11/2011 4:13:56 PM |
overflowinglife | $100.00 | 6/11/2011 8:41:34 PM |
bid-lightning9 | $100.00 | 6/11/2011 9:13:58 PM |
pluto2k8 | $50.00 | 6/12/2011 1:14:38 AM |
janeybooboo | $100.00 | 6/12/2011 4:59:41 AM |
attractive-rate | $56.87 | 6/12/2011 6:25:16 AM |
verbal8 | $27.16 | 6/11/2011 8:34:37 PM |
_NaLNaBB | $200.00 | 6/11/2011 11:29:02 PM |
Nanab5 | $50.00 | 6/12/2011 12:22:06 AM |
femmefolle | $25.00 | 6/12/2011 2:46:10 AM |
drkosh | $100.00 | 6/12/2011 3:52:23 AM |
Ratgirl | $25.00 | 6/12/2011 11:18:59 AM |
debt-legend | $25.00 | 6/12/2011 8:41:53 AM |
currency-persimmon | $100.00 | 6/12/2011 4:50:48 AM |
Nerdster1 | $35.11 | 6/12/2011 6:15:35 AM |
money-surge1 | $25.00 | 6/12/2011 9:57:24 AM |
sudeep104 | $25.00 | 6/12/2011 10:27:02 AM |
woohoo | $25.00 | 6/12/2011 10:45:56 AM |
festeringsnot | $25.00 | 6/12/2011 8:02:45 AM |
Christophe | $25.00 | 6/12/2011 9:16:13 AM |
Leopoldine | $50.24 | 6/12/2011 9:26:50 AM |
vtr1000 | $25.20 | 6/12/2011 10:48:16 AM |
stuy1998 | $25.00 | 6/12/2011 1:38:41 PM |
JLMGroupFunds | $100.00 | 6/12/2011 9:01:36 PM |
riproaringrapids | $25.00 | 6/13/2011 9:13:16 AM |
docdekay | $65.00 | 6/13/2011 3:53:40 PM |
Rick7925 | $25.00 | 6/13/2011 3:14:02 PM |
choss02 | $50.00 | 6/13/2011 5:15:03 PM |
lockstock | $59.25 | 6/13/2011 9:01:54 PM |
soccer_nutt | $25.00 | 6/13/2011 5:12:51 PM |
MadHun | $50.00 | 6/13/2011 9:37:20 PM |
mddahlheim | $25.00 | 6/14/2011 6:35:20 AM |
Brainworm | $25.00 | 6/14/2011 4:21:48 AM |
Zolton | $100.00 | 6/14/2011 8:15:38 AM |
ArtemisFitzlebottom | $50.00 | 6/14/2011 10:22:53 AM |
natural-affluence4 | $40.00 | 6/14/2011 10:23:04 AM |
listing-vista | $50.00 | 6/14/2011 10:44:11 AM |
Castelj | $33.00 | 6/14/2011 11:28:33 AM |
nickel-balance | $25.00 | 6/14/2011 12:34:29 PM |
enthusiastic-point | $25.00 | 6/14/2011 10:40:38 AM |
dsgfl1 | $30.00 | 6/14/2011 5:13:36 PM |
gjm6d | $25.00 | 6/14/2011 7:12:37 PM |
efficient-treasure0 | $25.00 | 6/14/2011 5:41:05 PM |
kulender | $50.00 | 6/15/2011 6:09:28 AM |
jguerrajr | $45.61 | 6/15/2011 6:58:35 AM |
Digs | $25.00 | 6/15/2011 9:44:37 AM |
market-assembler | $50.00 | 6/15/2011 11:21:35 AM |
justinology | $25.00 | 6/15/2011 3:05:18 PM |
investment-appraiser | $50.00 | 6/15/2011 4:12:23 PM |
Dazz2061 | $25.00 | 6/15/2011 4:12:56 PM |
Jazzamaru | $50.00 | 6/15/2011 4:13:15 PM |
gilbrear | $25.00 | 6/15/2011 4:17:49 PM |
bonus-goliath7 | $50.00 | 6/15/2011 5:48:06 PM |
exact-gold2 | $25.00 | 6/15/2011 4:32:58 PM |
hidavehi | $27.00 | 6/15/2011 4:59:12 PM |
point-pecan | $200.00 | 6/15/2011 5:47:29 PM |
173 Investments
|
Borrower Payment Dependent Notes Series
509487
This series of Notes was issued and sold upon the funding of the borrower loan #50411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,851.46 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 20.30% |
Listing Start date:
| Jun-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $167.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 5 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,390 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-contract-sasquatch |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000
Monthly expenses: $2000
Housing: $626
Insurance: $40
Car expenses: $375
Utilities: $120
Phone, cable, internet: $220
Food, entertainment: $150
Clothing, household expenses: $75
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
reflective-rupee | $25.02 | 6/2/2011 11:55:07 PM |
chungfang | $25.00 | 6/8/2011 1:20:03 PM |
Jon8403 | $35.23 | 6/8/2011 1:30:41 PM |
sweetlan | $25.06 | 6/8/2011 2:14:30 PM |
CA-Lender | $25.06 | 6/8/2011 1:56:15 PM |
dudebrah | $25.00 | 6/8/2011 5:57:38 PM |
MJTimages_com | $50.00 | 6/8/2011 2:24:37 PM |
Dubbs360 | $300.00 | 6/8/2011 4:37:58 PM |
simeonthewhale | $25.00 | 6/9/2011 8:10:53 AM |
168RichCapital | $25.60 | 6/9/2011 6:29:17 AM |
contract-lionheart | $25.00 | 6/9/2011 8:37:21 AM |
alphabet76 | $25.00 | 6/9/2011 9:18:27 AM |
competent-p2p | $25.00 | 6/9/2011 10:25:36 AM |
fizicks06 | $50.54 | 6/9/2011 12:56:36 PM |
Xarach | $25.00 | 6/9/2011 1:03:59 PM |
1stTime2ndChance | $25.00 | 6/9/2011 1:16:32 PM |
GCInvestments | $25.00 | 6/9/2011 1:30:28 PM |
Pilotaceh | $25.00 | 6/9/2011 11:35:35 PM |
red-favorable-basis | $25.00 | 6/9/2011 8:27:37 PM |
GElender | $25.00 | 6/10/2011 5:46:39 AM |
2grindstones | $25.00 | 6/9/2011 10:21:46 PM |
fund-tom-tom6 | $25.00 | 6/10/2011 8:56:54 AM |
dslobbs | $100.00 | 6/10/2011 3:52:36 PM |
optionscashflow | $25.00 | 6/10/2011 2:07:36 PM |
camaraderi-advocator | $50.87 | 6/10/2011 2:18:37 PM |
wlm3012 | $25.05 | 6/10/2011 2:44:44 PM |
himistu22 | $25.00 | 6/10/2011 3:05:09 PM |
shrewd-income | $25.00 | 6/10/2011 7:12:03 PM |
scappellee | $50.00 | 6/11/2011 4:29:23 AM |
golden-cat | $25.00 | 6/11/2011 5:38:36 AM |
fund-tom-tom6 | $30.76 | 6/11/2011 10:59:33 AM |
tzvie | $25.00 | 6/11/2011 9:51:36 PM |
JayIsABear | $50.00 | 6/13/2011 9:01:25 AM |
ASASE-ABAN | $25.00 | 6/14/2011 6:54:00 AM |
palace2 | $149.87 | 6/14/2011 6:47:45 AM |
amitraman | $25.00 | 6/14/2011 11:32:10 AM |
YeoLenderSource | $25.00 | 6/15/2011 2:33:08 PM |
steven3333 | $25.00 | 6/16/2011 8:02:35 AM |
capital-kingdom | $25.01 | 6/4/2011 9:55:23 AM |
Investoman | $50.00 | 6/7/2011 8:35:51 AM |
setUup | $27.40 | 6/8/2011 4:30:47 PM |
first-dinero-igloo | $25.00 | 6/9/2011 7:37:20 AM |
awesome-silver | $100.00 | 6/8/2011 11:20:49 PM |
BigBag | $25.00 | 6/9/2011 7:29:15 AM |
dime-vista2 | $25.00 | 6/9/2011 8:03:25 AM |
moola-monger9 | $50.00 | 6/9/2011 9:47:08 AM |
secureincome | $400.00 | 6/9/2011 9:56:31 AM |
consulguru | $400.00 | 6/9/2011 5:29:20 PM |
rate-sceptre | $36.08 | 6/10/2011 12:33:07 AM |
dsnybnd | $25.00 | 6/10/2011 7:56:58 AM |
BigGuyBank | $27.77 | 6/10/2011 8:31:44 AM |
dslobbs | $150.00 | 6/10/2011 3:52:27 PM |
moola-pillow | $25.00 | 6/10/2011 3:41:50 PM |
LaBamba | $100.00 | 6/10/2011 9:57:06 PM |
LendToCause | $25.00 | 6/10/2011 9:04:58 PM |
MrDance123 | $25.00 | 6/11/2011 12:20:40 AM |
gulch | $25.00 | 6/11/2011 5:38:54 AM |
principal-laser | $57.14 | 6/11/2011 4:22:30 AM |
favorite-commerce | $25.00 | 6/12/2011 5:26:37 AM |
palace2 | $250.00 | 6/12/2011 3:37:01 PM |
openness-antioxidant | $50.00 | 6/12/2011 5:38:26 PM |
diversification-wildcat2 | $25.00 | 6/13/2011 6:45:10 PM |
eboomer2611 | $25.00 | 6/14/2011 11:15:59 AM |
money-elation4 | $25.00 | 6/14/2011 4:44:56 PM |
palace2 | $200.00 | 6/15/2011 4:57:45 AM |
Trespass4 | $60.00 | 6/16/2011 5:57:22 AM |
66 Investments
|
Borrower Payment Dependent Notes Series
509579
This series of Notes was issued and sold upon the funding of the borrower loan #50274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,873.90 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-01-2011 |
Term:
| 60 months | | |
Listing End date:
| Jun-15-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $331.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 17% |
Credit score:
| 620-639 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
12 | Length of status: | 6y 4m |
Amount delinquent:
| $108 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,636 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-peso-washboard |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
Principal balance:
| $6,183.78 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Serendipidy
Purpose of loan:
This loan will be used to...fund short term investment on sale of property
My financial situation:
I am a good candidate for this loan because...I have proven ability to pay loan as agreed. Good credit risk
Monthly net income: $50000
Monthly expenses:
Housing: $500
Insurance: $50
Car expenses: $150
Utilities: $125
Phone, cable, internet: $140
Food, entertainment: $300
Clothing, household expenses: $25
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rogesparkguy | $25.00 | 6/1/2011 9:09:08 PM |
reflective-rupee | $25.05 | 6/4/2011 10:33:22 AM |
handy-justice | $50.00 | 6/4/2011 6:02:25 PM |
red-favorable-basis | $25.00 | 6/4/2011 7:11:04 PM |
authentic-finance194 | $100.00 | 6/4/2011 1:04:21 PM |
zorg77 | $50.00 | 6/4/2011 7:21:52 PM |
setUup | $25.40 | 6/5/2011 6:07:03 AM |
alexgalt | $25.00 | 6/5/2011 12:07:36 AM |
Investoman | $75.00 | 6/5/2011 7:06:21 AM |
wlm3012 | $25.05 | 6/5/2011 5:53:06 PM |
open-minded-p2p1 | $25.00 | 6/5/2011 6:25:28 PM |
suave-dime6 | $25.00 | 6/6/2011 6:24:40 AM |
moola-accelerator6 | $25.00 | 6/6/2011 8:00:04 AM |
Rashanir | $25.00 | 6/6/2011 11:36:02 AM |
Invest_in_residual_income | $25.00 | 6/6/2011 3:21:02 PM |
asset-professor | $25.00 | 6/6/2011 1:28:54 PM |
Pakse | $25.00 | 6/7/2011 6:18:39 AM |
gardenofeden | $25.00 | 6/7/2011 7:41:16 AM |
TheCount | $25.00 | 6/7/2011 12:24:24 PM |
melodious-openness | $25.00 | 6/7/2011 7:04:10 PM |
Dubbs360 | $300.00 | 6/7/2011 9:33:00 PM |
best-charming-leverage | $100.00 | 6/7/2011 5:48:00 PM |
loss-of-control | $50.00 | 6/7/2011 6:20:11 PM |
missing-link | $25.00 | 6/7/2011 6:23:05 PM |
grove064 | $100.00 | 6/8/2011 10:20:09 AM |
BigBag | $25.00 | 6/8/2011 10:37:34 AM |
blue-goal-deal | $25.08 | 6/8/2011 10:13:52 AM |
red-power-pecan | $50.00 | 6/9/2011 8:20:54 AM |
loans_to_loan | $25.00 | 6/9/2011 6:34:18 AM |
dime-vista2 | $25.00 | 6/9/2011 8:03:53 AM |
CC_Lender | $25.00 | 6/9/2011 8:41:59 AM |
jjswanso | $50.00 | 6/9/2011 3:47:33 PM |
kulender | $50.00 | 6/10/2011 9:27:30 AM |
income-rocker2 | $100.00 | 6/10/2011 9:39:06 AM |
boss42 | $50.00 | 6/10/2011 9:46:01 AM |
MrBailey | $25.00 | 6/10/2011 7:15:07 PM |
payment-gusto | $25.00 | 6/10/2011 11:08:48 PM |
five-star-note | $25.00 | 6/11/2011 9:16:08 AM |
money-surge1 | $25.00 | 6/11/2011 12:45:42 PM |
diplomatic-wealth7 | $25.00 | 6/11/2011 8:32:59 PM |
commerce-web5 | $25.00 | 6/12/2011 1:24:53 PM |
SnE | $50.00 | 6/12/2011 9:19:35 PM |
red-enthralling-justice | $50.00 | 6/13/2011 7:19:40 PM |
orange-preeminant-bill | $29.67 | 6/14/2011 3:07:48 AM |
worldly-money4 | $100.00 | 6/14/2011 6:59:50 AM |
green-rapid-openness | $50.00 | 6/14/2011 10:06:58 AM |
ingenious-deal6 | $25.00 | 6/14/2011 10:24:16 PM |
worthy-bid8 | $25.00 | 6/15/2011 4:23:08 AM |
unrivaled-silver | $50.00 | 6/15/2011 9:44:13 AM |
madpinto21 | $50.00 | 6/15/2011 9:47:42 AM |
NoCal | $50.00 | 6/15/2011 9:47:31 AM |
kegs | $400.00 | 6/15/2011 10:04:38 AM |
helping-out | $35.00 | 6/15/2011 10:04:05 AM |
brmar | $25.00 | 6/15/2011 10:05:59 AM |
antlr | $50.00 | 6/15/2011 10:06:03 AM |
graceful-investment | $100.00 | 6/15/2011 10:10:00 AM |
prominence8 | $25.00 | 6/15/2011 10:13:25 AM |
loan-warrior | $25.00 | 6/15/2011 10:12:54 AM |
ingenious-truth0 | $50.00 | 6/15/2011 10:21:22 AM |
Comoparklender | $50.00 | 6/15/2011 9:56:43 AM |
BooRadley | $25.00 | 6/15/2011 10:05:48 AM |
deadbabyseal | $25.00 | 6/15/2011 10:07:19 AM |
Bookophile | $50.00 | 6/15/2011 10:08:22 AM |
CAGE-Investments | $25.00 | 6/15/2011 10:09:42 AM |
payout-hammock1 | $50.00 | 6/2/2011 8:08:39 AM |
ommcd | $25.00 | 6/3/2011 3:48:53 PM |
payout-bridge | $50.00 | 6/4/2011 10:37:26 AM |
neutrino6 | $25.00 | 6/5/2011 1:11:36 AM |
Isanpankki | $25.00 | 6/6/2011 7:21:14 AM |
proud-pound4 | $37.48 | 6/6/2011 12:46:21 PM |
CincyTex | $50.00 | 6/6/2011 12:57:28 PM |
worth-blanket2 | $5,000.00 | 6/7/2011 11:53:16 AM |
oxnard | $25.00 | 6/7/2011 2:08:55 PM |
Pu239 | $70.00 | 6/7/2011 5:33:31 PM |
melodious-openness | $25.00 | 6/7/2011 7:09:16 PM |
Bob450 | $25.04 | 6/8/2011 7:48:34 AM |
bold-shrewd-duty | $30.90 | 6/8/2011 12:38:50 AM |
Wisc_investor | $30.00 | 6/8/2011 9:34:50 AM |
investment-comet | $25.00 | 6/8/2011 11:30:08 AM |
melodious-fairness | $100.00 | 6/8/2011 1:59:40 PM |
Sugarmama21 | $50.00 | 6/8/2011 7:38:06 PM |
lovely-order7 | $25.00 | 6/9/2011 5:23:51 AM |
ldr2000 | $45.28 | 6/8/2011 11:20:05 PM |
diversification-medalist | $50.00 | 6/8/2011 10:05:08 PM |
ITExec | $100.00 | 6/9/2011 6:38:56 AM |
julijask | $30.00 | 6/9/2011 11:23:35 AM |
worthy-bid4 | $50.00 | 6/9/2011 2:52:56 PM |
Pilotaceh | $25.00 | 6/9/2011 10:48:21 PM |
JLMGroupFunds | $100.00 | 6/10/2011 9:07:37 AM |
the-profit-oracle | $25.00 | 6/10/2011 10:46:09 AM |
rescue | $100.00 | 6/10/2011 11:19:44 AM |
autonomous-truth | $100.00 | 6/10/2011 11:00:06 AM |
tnjohnso | $25.00 | 6/10/2011 9:46:58 PM |
SqueezeKing | $25.00 | 6/11/2011 9:31:26 PM |
coin-sonnet | $81.00 | 6/12/2011 1:25:02 PM |
mlj0671 | $25.00 | 6/13/2011 6:44:44 AM |
Wellman | $50.00 | 6/13/2011 10:38:31 AM |
money-bauble | $50.00 | 6/13/2011 3:24:30 PM |
desertoasis | $25.00 | 6/13/2011 8:19:52 PM |
treasure-bliss | $50.00 | 6/14/2011 2:55:09 AM |
beaker | $30.00 | 6/14/2011 8:20:17 AM |
tylerfd | $25.00 | 6/14/2011 8:09:31 AM |
jiggaman7 | $100.00 | 6/14/2011 10:12:13 AM |
wwwUniversal | $25.00 | 6/14/2011 10:19:00 AM |
jonnysixgun | $25.00 | 6/14/2011 11:23:38 AM |
nickel-balance | $25.00 | 6/14/2011 12:51:42 PM |
bid-czar8 | $50.00 | 6/14/2011 4:22:35 PM |
zipemdown | $25.00 | 6/14/2011 5:46:29 PM |
marketologist327 | $25.00 | 6/14/2011 6:19:29 PM |
shmb6508 | $50.00 | 6/14/2011 8:46:00 PM |
nalaari | $25.00 | 6/15/2011 7:33:11 AM |
creative-revenue0 | $50.00 | 6/15/2011 9:36:49 AM |
new-clean-deal | $50.00 | 6/15/2011 9:38:08 AM |
seisen | $100.00 | 6/15/2011 10:00:46 AM |
top-payout-fixer | $28.95 | 6/15/2011 10:06:48 AM |
mercuriant | $25.00 | 6/15/2011 10:09:18 AM |
finance-mushroom | $100.00 | 6/15/2011 10:10:51 AM |
chungfang | $25.00 | 6/15/2011 10:11:12 AM |
irrelevant | $25.00 | 6/15/2011 2:10:16 PM |
famous-bill | $25.00 | 6/15/2011 3:14:50 PM |
papaloha | $25.00 | 6/15/2011 10:08:02 AM |
ursus | $50.00 | 6/15/2011 3:52:45 PM |
Cash_Lender | $100.00 | 6/15/2011 4:22:40 PM |
the-dollar-topper | $50.00 | 6/15/2011 4:42:24 PM |
124 Investments
|
Borrower Payment Dependent Notes Series
509627
This series of Notes was issued and sold upon the funding of the borrower loan #50313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-02-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 29% |
Credit score:
| 620-639 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 13
/
14 | Length of status: | 4y 5m |
Amount delinquent:
| $19,193 |
Total credit lines:
| 44 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,028 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cycron |
Borrower's state:
| Indiana |
Borrower's group:
| KING FINANCIAL GROUP///100% CASH FLOW SOLUTIONS FOR YOU |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 40 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $31,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2007)
720-739
(May-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 40 | | |
Description
Goals
Purpose of loan: Business
This loan will be used to... Get 3 rental properties free & clear.My financial situation: Is good
I am a good candidate for this loan because I have had two loans in the past and paid on time every month. Do to economic times one of my homes mortgages went from $400 to $1200 a month. I took care of the problem that caused the high increase (taxes), but all the mortgage company said was send us paper work for a modification. When the papers were sent they replied "you can afford the new amount so we will be leaving the new amount". That explains the credit, but from this little lesson I've learned that mortgages are not needed to obtain homes. I pay on time and make it a priority to pay bills and save. If you have any questions please do ask. I'm still working across seas on military equipment.
Monthly net income: $ 5,640
Monthly expenses: $ 2,800
Mortgages: $1,570
Housing: $ 400
Car expenses: $ 555
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $37.88 | 6/2/2011 9:08:45 AM |
diversification-medalist | $25.00 | 6/2/2011 1:49:24 PM |
credit-missile | $100.00 | 6/2/2011 1:59:16 PM |
Bob450 | $25.00 | 6/2/2011 4:14:03 PM |
Legally_Blonde | $40.40 | 6/2/2011 3:47:58 PM |
reflective-rupee | $350.00 | 6/3/2011 1:44:51 PM |
ddoneday | $25.00 | 6/3/2011 2:55:43 PM |
Sambamm1 | $50.00 | 6/3/2011 3:14:40 PM |
ommcd | $25.00 | 6/3/2011 3:49:36 PM |
irrelevant | $25.00 | 6/3/2011 3:51:08 PM |
productive-ore | $50.00 | 6/3/2011 6:02:36 PM |
Gregger | $25.00 | 6/4/2011 10:27:20 PM |
alexgalt | $25.00 | 6/4/2011 11:15:24 PM |
scooter65 | $30.00 | 6/4/2011 7:04:25 PM |
GS-ROCK | $25.00 | 6/5/2011 8:35:18 AM |
brightest-income-hunter | $25.00 | 6/5/2011 4:41:12 PM |
tokyopete23 | $25.00 | 6/6/2011 2:05:21 PM |
EEasyMoney | $25.00 | 6/6/2011 2:02:30 PM |
icon688 | $25.00 | 6/6/2011 3:48:11 PM |
mammalian4 | $25.00 | 6/6/2011 4:03:43 PM |
Amber_Stone | $25.00 | 6/6/2011 8:02:08 PM |
deal-marauder6 | $25.94 | 6/7/2011 4:16:20 AM |
BAEVentures | $25.00 | 6/7/2011 1:45:15 AM |
shrewd-income | $25.00 | 6/7/2011 6:32:17 AM |
DasMula | $27.00 | 6/7/2011 8:24:56 AM |
RecoveryLender | $25.00 | 6/7/2011 10:41:37 AM |
Feyenoord | $25.00 | 6/7/2011 10:52:37 AM |
Rip128 | $100.00 | 6/7/2011 5:05:06 PM |
thorough-yield1 | $38.94 | 6/7/2011 5:44:23 PM |
clemclan | $33.33 | 6/2/2011 9:56:55 AM |
suave-dime6 | $25.00 | 6/2/2011 9:13:32 AM |
speedy-point | $25.00 | 6/2/2011 9:28:21 AM |
reflective-rupee | $25.02 | 6/2/2011 2:02:49 PM |
Moe87 | $25.00 | 6/2/2011 3:02:11 PM |
Aberdeen | $3,500.00 | 6/2/2011 12:17:21 PM |
cashhelp | $30.00 | 6/2/2011 2:39:25 PM |
Mikale360 | $25.00 | 6/2/2011 3:38:14 PM |
SolarMoonshine | $50.00 | 6/2/2011 5:42:45 PM |
beachliving29 | $53.59 | 6/2/2011 4:25:22 PM |
vutah | $25.00 | 6/2/2011 5:06:19 PM |
loss-of-control | $50.00 | 6/2/2011 7:03:47 PM |
alexgalt | $25.00 | 6/2/2011 11:43:29 PM |
cookielady83 | $50.00 | 6/3/2011 4:46:20 AM |
skillful-asset5 | $25.00 | 6/3/2011 5:23:02 AM |
chameleon125 | $50.00 | 6/3/2011 6:57:22 AM |
melodious-openness | $30.05 | 6/3/2011 8:53:05 AM |
TheCount | $100.00 | 6/3/2011 7:00:39 AM |
autonomous-truth | $50.00 | 6/3/2011 1:55:42 PM |
Frosty | $25.00 | 6/3/2011 11:55:21 AM |
marwadi-62 | $300.00 | 6/3/2011 7:45:57 PM |
clemclan | $34.30 | 6/3/2011 8:11:40 PM |
jhouman | $25.00 | 6/4/2011 2:37:08 AM |
sensible-fund | $100.00 | 6/3/2011 9:32:44 PM |
riv701 | $25.00 | 6/4/2011 6:01:44 AM |
five-star-note | $350.00 | 6/4/2011 10:12:46 AM |
riveting-credit5 | $200.00 | 6/4/2011 12:58:38 PM |
Investoman | $75.00 | 6/5/2011 7:06:55 AM |
grampy48 | $50.00 | 6/6/2011 6:56:53 AM |
bsh297 | $25.00 | 6/6/2011 6:23:24 AM |
investmentgroup | $25.00 | 6/7/2011 2:59:59 AM |
ZOOOM | $25.00 | 6/7/2011 7:06:10 AM |
skubwa | $25.00 | 6/7/2011 7:04:34 AM |
coin-bee1 | $50.00 | 6/7/2011 6:27:53 AM |
mwb | $25.00 | 6/7/2011 8:57:54 AM |
victorcab | $50.00 | 6/7/2011 1:48:56 PM |
Bill88 | $25.00 | 6/7/2011 3:35:02 PM |
greenback-guard | $25.00 | 6/7/2011 5:20:14 PM |
Tlk2drew | $43.55 | 6/7/2011 5:03:23 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
509687
This series of Notes was issued and sold upon the funding of the borrower loan #50414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-02-2011 |
Term:
| 60 months | | |
Listing End date:
| Jun-07-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $274.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 13y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,080 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wogs98 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 89% )
| 680-699 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 5
( 11% )
| 680-699
(Apr-2010)
680-699
(Jun-2007)
|
Principal balance:
| $2,928.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 46 | | |
Description
Medical Needs
Purpose of loan:
This loan will be used to pay off medical bill and credit cards used for medical supplies.
My financial situation: We are a police officer and teacher who work very hard. We have three young boys, ages 6,4 and 2. Our two-year old suffers from Craniosynostosis and has had four skull reconstruction surgeries. Our four-year-old has Type 1 Diabetes. We have recently paid a large out of pocket portion of a Glucose Sensor, and also buy $1300 of testing/insulin pump supplies per month.
I am a good candidate for this loan because...we have had two loans on Prosper before and have never made a late payment. These loans are better than the medical loans offered by the hospitals and have allowed us to slowly rebuild our finances as we raise our wonderful boys.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.00 | 6/2/2011 5:08:56 PM |
Kash2010lu | $25.00 | 6/2/2011 5:20:14 PM |
DasMula | $57.00 | 6/2/2011 5:49:28 PM |
reflective-rupee | $200.02 | 6/2/2011 8:39:45 PM |
thankful-nickel2 | $25.00 | 6/3/2011 5:15:47 AM |
Ubiquinone | $25.00 | 6/3/2011 5:58:54 AM |
chameleon125 | $25.00 | 6/3/2011 6:54:51 AM |
RetirementMoney | $25.00 | 6/4/2011 8:47:51 AM |
income-awakening6 | $25.00 | 6/4/2011 9:48:37 AM |
dslobbs | $25.00 | 6/4/2011 6:55:35 AM |
head | $25.00 | 6/4/2011 10:54:26 AM |
bold-gold-relaxation | $100.00 | 6/4/2011 11:18:25 AM |
Bob450 | $25.04 | 6/4/2011 7:36:41 AM |
brightest-fascinating-principal | $25.00 | 6/4/2011 11:31:57 AM |
important-openness1 | $75.00 | 6/4/2011 12:10:17 PM |
revenue-appraiser | $25.00 | 6/4/2011 10:38:37 AM |
credit-missile | $125.00 | 6/4/2011 11:05:09 AM |
RecoveryLender | $25.04 | 6/4/2011 11:08:37 AM |
adir1 | $34.00 | 6/4/2011 11:10:56 AM |
bold-gold-relaxation | $100.00 | 6/4/2011 11:18:11 AM |
diplomatic-wealth7 | $25.00 | 6/4/2011 12:18:39 PM |
vtr1000 | $25.47 | 6/4/2011 12:55:43 PM |
awesome-silver | $100.00 | 6/4/2011 2:07:26 PM |
terrific-return | $25.00 | 6/4/2011 4:41:42 PM |
intuitive-bill | $25.00 | 6/4/2011 2:19:59 PM |
wampum-treaty | $50.00 | 6/4/2011 3:00:02 PM |
musegaze | $150.00 | 6/4/2011 8:26:15 PM |
jenerationx | $25.00 | 6/4/2011 6:55:01 PM |
well-mannered-income3 | $40.00 | 6/4/2011 8:42:29 PM |
terrific-return | $25.00 | 6/4/2011 4:41:27 PM |
mikeandcat | $100.00 | 6/4/2011 7:20:49 PM |
pietro_torna_indietro | $50.00 | 6/4/2011 9:59:16 PM |
alexgalt | $25.00 | 6/4/2011 11:12:20 PM |
pthighs | $100.00 | 6/4/2011 11:31:07 PM |
glimmering-generosity0 | $75.00 | 6/5/2011 10:51:28 AM |
thestartuplender | $50.22 | 6/5/2011 5:58:29 AM |
FinanceEngine | $30.00 | 6/5/2011 7:32:15 AM |
Whipster | $45.00 | 6/5/2011 8:22:10 AM |
circustab | $50.00 | 6/5/2011 8:35:03 AM |
frogperson | $150.00 | 6/5/2011 12:56:54 PM |
autonomous-truth | $100.00 | 6/5/2011 2:32:50 PM |
sweetlan | $25.06 | 6/5/2011 5:39:05 PM |
cmlmiami | $200.00 | 6/5/2011 1:17:26 PM |
suave-dime6 | $25.00 | 6/5/2011 7:10:05 PM |
wonder3 | $25.00 | 6/5/2011 6:27:05 PM |
first-charming-fund | $25.00 | 6/5/2011 7:02:17 PM |
jhouman | $25.00 | 6/7/2011 3:40:07 AM |
marwadi-62 | $1,000.00 | 6/7/2011 10:39:44 AM |
worth-blanket2 | $1,167.19 | 6/7/2011 12:04:09 PM |
BankofRon | $25.00 | 6/2/2011 5:21:56 PM |
kind-charming-value | $1,000.00 | 6/2/2011 6:21:42 PM |
alexgalt | $25.00 | 6/2/2011 11:40:24 PM |
skillful-asset5 | $25.00 | 6/3/2011 5:14:24 AM |
erowis | $69.00 | 6/3/2011 10:23:00 AM |
reflective-rupee | $300.00 | 6/3/2011 10:51:44 AM |
optionscashflow | $25.00 | 6/3/2011 12:04:33 PM |
ommcd | $25.00 | 6/3/2011 3:50:07 PM |
LittleMingo | $30.00 | 6/3/2011 6:58:53 PM |
bebeshor | $50.00 | 6/4/2011 6:48:10 AM |
312-Lender | $25.00 | 6/4/2011 7:47:24 AM |
eg192 | $25.00 | 6/4/2011 9:34:09 AM |
scarlet-velvet | $25.08 | 6/4/2011 9:42:32 AM |
Mikale360 | $25.00 | 6/4/2011 6:18:55 AM |
gulch | $25.00 | 6/4/2011 6:50:22 AM |
glroark | $50.00 | 6/4/2011 10:42:02 AM |
Kyileo | $25.00 | 6/4/2011 11:06:49 AM |
revenue-tsunami | $100.00 | 6/4/2011 11:37:24 AM |
payout-bridge | $125.00 | 6/4/2011 10:41:32 AM |
CA-Lender | $25.06 | 6/4/2011 11:12:50 AM |
ore-dojo | $100.00 | 6/4/2011 11:23:52 AM |
rate-sceptre | $100.00 | 6/4/2011 1:24:21 PM |
terrific-return | $25.00 | 6/4/2011 4:41:21 PM |
setUup | $34.40 | 6/5/2011 6:13:42 AM |
blissful-cash3 | $150.00 | 6/4/2011 5:32:43 PM |
neutrino6 | $25.00 | 6/5/2011 1:12:08 AM |
UBOtto186 | $45.00 | 6/5/2011 7:44:40 AM |
zorg77 | $50.00 | 6/4/2011 7:22:33 PM |
superb-kindness2 | $50.00 | 6/5/2011 8:00:30 AM |
marketplace-meridian | $25.00 | 6/5/2011 8:15:15 AM |
GS-ROCK | $25.00 | 6/5/2011 8:28:55 AM |
vigilance-searcher | $25.00 | 6/5/2011 10:31:32 AM |
active-wealth3 | $25.00 | 6/5/2011 11:16:04 AM |
flexible-duty3 | $25.00 | 6/5/2011 7:23:15 AM |
Simonsez808 | $25.00 | 6/5/2011 2:16:16 PM |
loss-of-control | $75.00 | 6/5/2011 5:00:38 PM |
bluehen00 | $32.37 | 6/5/2011 4:33:52 PM |
Bill88 | $25.00 | 6/5/2011 4:52:45 PM |
open-minded-p2p1 | $25.00 | 6/5/2011 6:29:04 PM |
competent-p2p | $35.00 | 6/5/2011 6:32:13 PM |
reneenurse | $30.00 | 6/5/2011 6:28:08 PM |
commerce-renewal | $500.00 | 6/5/2011 9:06:45 PM |
wlm3012 | $50.05 | 6/5/2011 5:56:33 PM |
palace2 | $400.00 | 6/5/2011 6:16:42 PM |
jmb_lending | $50.00 | 6/5/2011 6:47:42 PM |
Rogesparkguy | $25.00 | 6/6/2011 4:01:22 PM |
vutah | $25.00 | 6/6/2011 7:22:31 PM |
Investoman | $100.00 | 6/7/2011 8:38:37 AM |
GoGalt | $25.00 | 6/7/2011 7:16:24 AM |
Barrayaran | $25.00 | 6/7/2011 9:15:48 AM |
delicious-loan093 | $50.00 | 6/7/2011 11:47:21 AM |
100 Investments
|
Borrower Payment Dependent Notes Series
509809
This series of Notes was issued and sold upon the funding of the borrower loan #50289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 62% |
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,264 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| nimble-liberty0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
financial situation help
Purpose of loan: to pay off credit cards and pay ahead on cable, insurance etc
I am a good candidate for this loan because...I am a VERY DEPENDABLE individual who pays my bills on time. I just need some help with a loan at least until income tax time 2012. I would like to pay off my debts with this loan and also have a little extra from the loan that I can put aside for unexpected situations. Im never late on my payments and in no way want to ruin or endanger my good credit standing. As I have found out having good credit thesde days says alot about the person.
Monthly net income: $1,065
Monthly expenses: $
Housing: $475.00
Insurance: $55.00
Car expenses: $297.00
Utilities: $25-30
Phone, cable, internet: $40.00
Food, entertainment: get a direction card of 450.00 monthly
Clothing, household expenses: $ 20.00 month
Credit cards and other loans: $160.00 month
Other expenses: 30-40 dollars gas
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BankofRon | $25.00 | 6/6/2011 5:35:49 PM |
ommcd | $25.00 | 6/6/2011 5:04:44 PM |
coin-bee1 | $25.00 | 6/7/2011 7:08:44 AM |
worth-blanket2 | $5,000.00 | 6/7/2011 11:59:23 AM |
umfan123 | $25.00 | 6/8/2011 6:08:01 AM |
openness-antioxidant | $100.00 | 6/8/2011 12:39:04 PM |
tranquil-gain1 | $100.00 | 6/8/2011 1:21:28 PM |
Doug1043 | $25.00 | 6/9/2011 9:57:09 AM |
piraqadam | $30.00 | 6/9/2011 10:33:41 AM |
nickel-hickory | $25.00 | 6/10/2011 9:36:05 AM |
SecondChanceLendingSERV | $25.00 | 6/10/2011 10:48:14 AM |
MrBailey | $25.00 | 6/10/2011 7:15:00 PM |
credit-maverick1 | $50.00 | 6/12/2011 7:27:10 AM |
palace2 | $300.00 | 6/12/2011 3:27:11 PM |
suave-dime6 | $25.00 | 6/12/2011 2:42:20 PM |
Prairie-MN | $30.00 | 6/14/2011 4:48:38 AM |
vishal29 | $25.00 | 6/14/2011 4:19:37 PM |
money-elation4 | $50.00 | 6/14/2011 4:51:32 PM |
bsh297 | $25.00 | 6/15/2011 6:05:10 AM |
Maximum_Investment | $31.80 | 6/15/2011 1:17:59 PM |
SoldiersMom | $50.00 | 6/15/2011 5:20:28 PM |
Cash_Lender | $100.00 | 6/15/2011 4:24:55 PM |
Land_on_your_feet | $48.64 | 6/15/2011 6:59:50 PM |
bcfinvestments | $25.00 | 6/15/2011 5:31:51 PM |
tech310 | $50.00 | 6/6/2011 5:09:39 PM |
Investoman | $100.00 | 6/7/2011 8:39:32 AM |
reflective-rupee | $25.09 | 6/7/2011 2:19:42 PM |
1-HARD-HEAD | $75.00 | 6/8/2011 3:54:30 PM |
alexgalt | $25.00 | 6/8/2011 7:31:42 PM |
fantastic-bazaar2 | $50.00 | 6/8/2011 6:16:31 PM |
wealth-starfish | $50.00 | 6/9/2011 7:48:08 AM |
2grindstones | $25.00 | 6/9/2011 11:47:48 AM |
the-profit-oracle | $25.00 | 6/10/2011 10:49:13 AM |
yf99yz | $25.00 | 6/10/2011 9:25:56 PM |
BDS | $75.00 | 6/11/2011 10:50:45 AM |
bid-lightning9 | $25.00 | 6/11/2011 11:21:08 PM |
samurai2 | $28.85 | 6/12/2011 6:56:49 AM |
shrewd-income | $25.00 | 6/12/2011 6:13:06 PM |
leverage-monger | $25.00 | 6/13/2011 9:01:13 AM |
the-enthralling-coin | $25.00 | 6/14/2011 12:04:34 AM |
careful-note1 | $35.00 | 6/14/2011 5:25:18 AM |
GElender | $25.00 | 6/14/2011 6:30:40 AM |
irrelevant | $25.00 | 6/14/2011 2:52:25 AM |
worldly-money4 | $100.00 | 6/14/2011 7:03:19 AM |
jonnysixgun | $25.00 | 6/14/2011 3:59:13 PM |
palace2 | $59.84 | 6/15/2011 5:01:41 AM |
palace2 | $100.00 | 6/15/2011 10:12:44 AM |
palace2 | $100.00 | 6/15/2011 10:12:18 AM |
p2ploan-sensation211 | $25.00 | 6/15/2011 3:03:45 PM |
BigBag | $25.00 | 6/15/2011 10:18:48 AM |
exchange-jedi | $35.00 | 6/15/2011 10:55:15 AM |
rescue | $100.00 | 6/15/2011 5:45:00 PM |
CA-Lender | $0.78 | 6/15/2011 9:37:50 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
509917
This series of Notes was issued and sold upon the funding of the borrower loan #50295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jun-06-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-13-2011 |
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $243.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 30% |
Credit score:
| 740-759 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,268 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tough-payment1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2010)
760-779
(Jul-2010)
|
Principal balance:
| $8,145.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Auto Loan
Purpose of loan:
This loan will be used to purchase a used car.
My financial situation:
I am a good candidate for this loan because as a professor with tenure I have excellent job security. I also have an excellent credit history. And I have been another Prosper loan on which I have never missed a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
yield-implementer8 | $100.00 | 6/6/2011 9:11:59 AM |
janeybooboo | $200.00 | 6/6/2011 9:09:56 AM |
indomitable-coin | $25.00 | 6/6/2011 5:08:45 PM |
oxnard | $50.00 | 6/6/2011 5:35:42 PM |
jonmars | $25.00 | 6/6/2011 4:53:12 PM |
availableloan | $25.00 | 6/6/2011 8:30:09 PM |
bmbanzai | $25.00 | 6/6/2011 8:32:02 PM |
FinDoc | $25.00 | 6/7/2011 3:30:20 AM |
credit-investor5 | $50.00 | 6/7/2011 4:13:07 AM |
octoberfresh | $25.00 | 6/7/2011 7:15:17 AM |
djh47a | $25.00 | 6/7/2011 6:39:49 AM |
vigilance-searcher | $25.00 | 6/7/2011 8:14:46 AM |
damage | $25.00 | 6/7/2011 8:09:35 AM |
new-poetic-transaction | $36.96 | 6/7/2011 8:26:16 AM |
credible-balance0 | $25.00 | 6/7/2011 8:33:41 AM |
potatoepicker | $61.51 | 6/7/2011 11:30:46 AM |
nickel-position | $25.00 | 6/7/2011 11:52:28 AM |
investment-comet | $25.00 | 6/7/2011 11:48:24 AM |
TheCount | $25.00 | 6/7/2011 12:27:44 PM |
elbastador | $25.00 | 6/7/2011 3:48:13 PM |
Johnab | $25.04 | 6/7/2011 4:25:47 PM |
Mad_Scientist | $50.99 | 6/7/2011 5:59:38 PM |
kmwvma | $25.00 | 6/8/2011 2:50:03 AM |
benefit-awakening9 | $300.00 | 6/7/2011 7:46:49 PM |
Steveoo1 | $50.00 | 6/7/2011 10:41:10 PM |
Dubbs360 | $300.00 | 6/7/2011 9:36:50 PM |
treasure-brigade | $25.00 | 6/8/2011 7:49:33 AM |
loyalty-sherpa | $25.00 | 6/8/2011 7:54:19 AM |
dynamic-money271 | $25.00 | 6/8/2011 9:37:58 AM |
maj0508 | $100.00 | 6/8/2011 9:48:09 AM |
GodzillaLending | $39.40 | 6/8/2011 2:19:12 PM |
tomdooley12520 | $25.00 | 6/8/2011 1:55:13 PM |
MNFrostbite | $25.00 | 6/8/2011 2:32:49 PM |
nimble-affluence4 | $25.00 | 6/8/2011 3:38:55 PM |
luann199 | $30.00 | 6/8/2011 4:23:56 PM |
mmullen2 | $50.00 | 6/8/2011 7:08:22 PM |
nimcha | $50.00 | 6/9/2011 4:58:09 AM |
mrpowers5531 | $25.00 | 6/9/2011 7:26:27 AM |
sentimental-silver7 | $50.00 | 6/9/2011 7:16:42 AM |
dime-vista2 | $25.00 | 6/9/2011 8:06:55 AM |
csandb | $25.00 | 6/9/2011 9:52:58 AM |
secureincome | $950.00 | 6/9/2011 10:03:37 AM |
rescue | $100.00 | 6/10/2011 11:09:42 AM |
wntrequinx | $44.12 | 6/10/2011 5:06:31 PM |
pinnacle10 | $25.00 | 6/10/2011 11:53:55 PM |
Spring342 | $50.00 | 6/11/2011 7:46:13 AM |
selector568 | $300.00 | 6/12/2011 10:38:07 AM |
stuy1998 | $25.00 | 6/12/2011 1:36:02 PM |
stuy1998 | $25.00 | 6/12/2011 1:44:28 PM |
sign_here | $25.00 | 6/13/2011 2:09:55 PM |
George2384 | $25.00 | 6/13/2011 3:10:21 PM |
unassailable-dollar | $25.00 | 6/13/2011 5:27:08 PM |
MARSTUN | $50.00 | 6/13/2011 5:38:31 PM |
MadHun | $50.00 | 6/13/2011 9:37:40 PM |
superb-funds335 | $25.00 | 6/13/2011 9:36:16 PM |
BxRealtor | $25.00 | 6/6/2011 10:39:16 AM |
duty-plum | $200.00 | 6/6/2011 12:19:19 PM |
qsolo | $200.00 | 6/6/2011 11:18:06 AM |
Invest_in_residual_income | $25.00 | 6/6/2011 3:23:52 PM |
RedantFinance | $25.00 | 6/6/2011 3:58:22 PM |
currency-persimmon | $50.00 | 6/6/2011 4:30:02 PM |
bomdel | $35.00 | 6/6/2011 5:58:25 PM |
JustMee | $25.00 | 6/6/2011 8:51:33 PM |
dslobbs | $200.00 | 6/7/2011 4:34:14 AM |
Mowine4me | $25.00 | 6/7/2011 2:49:46 AM |
Pakse | $25.00 | 6/7/2011 6:21:23 AM |
heerzaquestion | $100.00 | 6/7/2011 8:25:18 AM |
first-serene-credit | $25.00 | 6/7/2011 8:35:05 AM |
economy-tuba7 | $100.00 | 6/7/2011 8:56:51 AM |
Lender0010 | $50.00 | 6/7/2011 9:23:51 AM |
dime-blackberry1 | $76.73 | 6/7/2011 10:03:59 AM |
marwadi-62 | $300.00 | 6/7/2011 10:49:49 AM |
QuoProQuid | $25.00 | 6/7/2011 10:06:50 AM |
blue-diversification-mushroom | $25.00 | 6/7/2011 1:17:45 PM |
reflective-rupee | $25.05 | 6/7/2011 1:51:39 PM |
britches613 | $25.00 | 6/7/2011 4:31:10 PM |
benefit-trident | $25.00 | 6/7/2011 5:08:30 PM |
fire87l2 | $30.00 | 6/7/2011 5:35:23 PM |
Theodon | $25.00 | 6/7/2011 7:08:07 PM |
docdekay | $65.00 | 6/7/2011 7:47:47 PM |
420limo | $25.00 | 6/7/2011 7:49:31 PM |
SC98007 | $25.00 | 6/7/2011 9:27:39 PM |
lendacity | $50.00 | 6/7/2011 9:36:29 PM |
nilonc1 | $25.00 | 6/8/2011 7:02:28 AM |
martymaniaman | $25.00 | 6/8/2011 6:22:38 AM |
DrewBDoo | $75.00 | 6/8/2011 7:31:17 AM |
Leopoldine | $29.00 | 6/8/2011 8:26:17 AM |
Astyanax | $100.00 | 6/8/2011 11:13:21 AM |
soheagle | $25.00 | 6/8/2011 12:05:52 PM |
BigBag | $25.00 | 6/8/2011 11:05:04 AM |
moneytolend72 | $25.00 | 6/8/2011 12:43:01 PM |
chinolatino | $25.00 | 6/8/2011 3:55:02 PM |
engaging-worth | $25.00 | 6/8/2011 11:56:47 AM |
cmg891 | $54.80 | 6/8/2011 6:24:49 PM |
Nash2065 | $25.00 | 6/8/2011 8:21:45 PM |
blue111 | $50.00 | 6/8/2011 5:52:23 PM |
yerkster1 | $25.74 | 6/8/2011 6:33:23 PM |
rupee-pal5 | $401.00 | 6/8/2011 7:01:37 PM |
sescubed | $50.00 | 6/9/2011 7:24:57 AM |
slimlivin | $50.85 | 6/9/2011 4:35:31 AM |
richboy56 | $25.00 | 6/9/2011 10:09:46 AM |
Mad_Scientist | $50.00 | 6/9/2011 10:01:23 AM |
Sierrahh | $50.00 | 6/9/2011 11:40:36 AM |
tokyopete23 | $25.00 | 6/9/2011 11:04:45 AM |
top-epic-community | $50.00 | 6/9/2011 11:42:45 AM |
wwwUniversal | $25.00 | 6/9/2011 5:52:54 PM |
FoosMaster | $30.00 | 6/9/2011 7:34:20 PM |
persistent-value3 | $43.00 | 6/10/2011 7:34:44 AM |
hbtogo | $80.00 | 6/11/2011 11:44:13 AM |
TikPmp1 | $25.00 | 6/11/2011 9:11:55 PM |
Tradesmanlender | $28.09 | 6/11/2011 10:12:04 PM |
Feyenoord | $25.00 | 6/12/2011 10:12:31 AM |
commitment-orca7 | $100.00 | 6/12/2011 1:27:35 PM |
millionmoe | $50.00 | 6/12/2011 1:31:48 PM |
Aaron_Oz | $25.00 | 6/13/2011 8:26:23 AM |
fantastic-bazaar2 | $50.00 | 6/13/2011 3:09:37 PM |
lawyervon | $25.00 | 6/13/2011 3:59:52 PM |
mighty-trade2 | $25.00 | 6/13/2011 8:26:23 PM |
surferracerskaterboy | $60.00 | 6/13/2011 8:01:44 PM |
119 Investments
|
Borrower Payment Dependent Notes Series
510161
This series of Notes was issued and sold upon the funding of the borrower loan #50310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-10-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-12-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 40% |
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,441 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lean-auction6 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3800
Monthly expenses: $180
Housing: $830
Insurance: $44
Car expenses: $100
Utilities: $60
Phone, cable, internet: $60
Food, entertainment: $120
Clothing, household expenses: $50
Credit cards and other loans: $1085
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investoman | $75.00 | 6/10/2011 9:03:28 AM |
Whipster | $60.00 | 6/10/2011 9:20:20 AM |
vine99 | $65.00 | 6/10/2011 9:21:42 AM |
economy-coup | $59.53 | 6/10/2011 9:23:57 AM |
lendstats_com | $300.00 | 6/10/2011 11:30:05 AM |
favorite-commerce | $50.00 | 6/10/2011 11:03:50 AM |
ready-interest9 | $25.00 | 6/10/2011 1:11:45 PM |
optionscashflow | $25.00 | 6/10/2011 3:35:46 PM |
Kash2010lu | $30.00 | 6/10/2011 9:12:27 PM |
back-scratchers | $25.00 | 6/11/2011 9:40:29 AM |
CA-Lender | $75.06 | 6/11/2011 9:53:42 AM |
BDS | $25.00 | 6/11/2011 10:44:34 AM |
alexgalt | $25.00 | 6/11/2011 12:45:13 PM |
tigercat | $50.00 | 6/11/2011 4:56:24 PM |
ethicalhumanist | $25.00 | 6/11/2011 3:18:10 PM |
selector568 | $300.00 | 6/12/2011 10:38:23 AM |
2grindstones | $34.00 | 6/12/2011 9:26:40 AM |
restless-dime | $25.00 | 6/10/2011 5:48:02 PM |
DasMula | $27.00 | 6/10/2011 8:57:04 PM |
suave-dime6 | $25.00 | 6/10/2011 7:07:54 PM |
Quest4euphoria | $25.00 | 6/10/2011 10:59:01 PM |
reflective-rupee | $200.09 | 6/11/2011 7:49:28 AM |
wonder3 | $30.00 | 6/11/2011 9:34:14 AM |
thankful-nickel2 | $25.00 | 6/11/2011 11:39:47 AM |
Amber_Stone | $50.00 | 6/11/2011 5:06:59 PM |
InChicago | $50.00 | 6/11/2011 6:51:45 PM |
tzvie | $40.00 | 6/11/2011 9:52:33 PM |
cashhelp | $30.00 | 6/12/2011 9:28:25 AM |
penny-sergeant | $25.00 | 6/12/2011 6:30:55 AM |
palace2 | $199.32 | 6/12/2011 3:25:01 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
510903
This series of Notes was issued and sold upon the funding of the borrower loan #50402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jun-11-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $145.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 23% |
Credit score:
| 740-759 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 18y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,759 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-pure-truth |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Aug-2010)
|
Principal balance:
| $8,145.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to... replace carpet with lamenant flooring in the grand room of my house.
My financial situation:
I am a good candidate for this loan because... I have an excellent track record of paying my obligations on time. My employment status is rock solid and I pay my bills on time without exception.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 6/11/2011 12:07:35 PM |
availableloan | $25.00 | 6/11/2011 12:07:11 PM |
IIP77 | $29.71 | 6/11/2011 9:29:01 PM |
BigBag | $100.00 | 6/11/2011 9:36:05 PM |
FinDoc | $25.00 | 6/11/2011 9:42:41 PM |
Yomain | $44.00 | 6/12/2011 1:43:57 AM |
drkosh | $100.00 | 6/12/2011 3:50:28 AM |
unequaled-pound | $25.77 | 6/12/2011 6:22:28 AM |
paul1 | $25.00 | 6/12/2011 6:57:52 AM |
vigilance-searcher | $25.00 | 6/12/2011 7:39:59 AM |
colorfulgardener | $25.00 | 6/12/2011 1:06:05 AM |
Acid | $28.70 | 6/11/2011 9:48:49 PM |
authoritative-capital | $25.00 | 6/12/2011 8:18:35 AM |
designer_10 | $25.00 | 6/12/2011 12:11:49 PM |
bowler252 | $25.00 | 6/12/2011 10:04:03 AM |
credit-investor5 | $50.00 | 6/12/2011 6:23:28 AM |
Bank42 | $50.00 | 6/12/2011 6:47:32 AM |
RecoveryLender | $25.00 | 6/12/2011 10:02:06 AM |
heerzaquestion | $50.00 | 6/12/2011 10:35:55 AM |
fascinating-generosity3 | $100.00 | 6/12/2011 11:28:51 AM |
the-silver-blaster | $100.00 | 6/12/2011 2:04:06 PM |
asset-tomahawk2 | $25.00 | 6/12/2011 2:03:51 PM |
Whitewater_Loans | $25.00 | 6/12/2011 7:03:58 PM |
MoneyTree79 | $40.00 | 6/12/2011 7:05:35 PM |
djs81 | $50.00 | 6/12/2011 7:48:38 PM |
chinolatino | $25.00 | 6/12/2011 3:34:42 PM |
MassBile | $80.00 | 6/12/2011 7:50:25 PM |
dslobbs | $125.00 | 6/12/2011 7:56:10 PM |
bankojerry | $25.00 | 6/13/2011 4:38:39 PM |
deal-banker | $100.00 | 6/13/2011 5:14:22 PM |
mddahlheim | $25.00 | 6/14/2011 6:40:00 AM |
Zolton | $100.00 | 6/14/2011 8:19:06 AM |
equallender | $100.00 | 6/14/2011 7:17:38 AM |
indomitable-coin | $25.00 | 6/14/2011 10:38:39 AM |
nickel-balance | $25.00 | 6/14/2011 12:35:16 PM |
TreasureLegend | $40.00 | 6/14/2011 5:49:37 PM |
wwwUniversal | $25.00 | 6/15/2011 2:49:44 AM |
havok555 | $33.88 | 6/14/2011 7:52:51 PM |
moneybags16 | $25.00 | 6/15/2011 6:29:10 AM |
bossmanuc | $25.00 | 6/15/2011 7:06:41 AM |
Pickmar | $25.00 | 6/15/2011 9:45:31 AM |
Quizard | $25.00 | 6/15/2011 1:46:11 PM |
Approved | $11.06 | 6/15/2011 7:59:19 PM |
rescue | $100.00 | 6/11/2011 12:08:24 PM |
dynamic-money271 | $25.00 | 6/11/2011 12:10:54 PM |
r48 | $25.00 | 6/11/2011 6:55:54 PM |
JustMee | $25.00 | 6/11/2011 8:41:40 PM |
oxnard | $50.00 | 6/12/2011 3:34:23 AM |
Gordon_Gekko1 | $25.00 | 6/12/2011 8:43:04 AM |
currency-persimmon | $100.00 | 6/12/2011 4:52:22 AM |
friendinmoney | $25.00 | 6/11/2011 10:23:30 PM |
goldenretriever | $200.00 | 6/12/2011 5:56:33 AM |
SIU_Saluki_Lending | $25.00 | 6/11/2011 10:37:19 PM |
ochardlender | $35.50 | 6/12/2011 10:39:43 AM |
reflective-rupee | $25.05 | 6/12/2011 8:27:46 AM |
edsmoney | $100.00 | 6/12/2011 2:27:26 AM |
SolarMoonshine | $25.00 | 6/12/2011 3:43:37 AM |
truth-image | $100.00 | 6/12/2011 4:46:00 AM |
first-serene-credit | $25.00 | 6/12/2011 9:35:47 AM |
favorite-commerce | $25.00 | 6/12/2011 5:22:52 AM |
Tasmir | $25.00 | 6/12/2011 6:14:06 AM |
repaymeplease | $42.90 | 6/12/2011 10:33:13 AM |
selector568 | $300.00 | 6/12/2011 10:38:25 AM |
janeybooboo | $100.00 | 6/12/2011 12:06:51 PM |
festeringsnot | $25.00 | 6/12/2011 8:03:32 AM |
Johnab | $25.04 | 6/12/2011 12:32:14 PM |
Mad_Scientist | $71.22 | 6/12/2011 11:35:53 AM |
income-awakening6 | $25.00 | 6/12/2011 11:45:58 AM |
gdfp158 | $25.00 | 6/12/2011 12:57:44 PM |
C_Mark | $50.00 | 6/12/2011 3:15:37 PM |
richmondcowboy | $25.00 | 6/12/2011 3:15:39 PM |
novice-speculator | $25.00 | 6/12/2011 4:55:38 PM |
MarvintheMartian | $25.00 | 6/12/2011 1:45:15 PM |
shrewd-income | $25.00 | 6/12/2011 6:00:32 PM |
mrpowers5531 | $42.92 | 6/12/2011 3:49:17 PM |
dslobbs | $125.00 | 6/12/2011 7:21:02 PM |
asaurus0 | $25.92 | 6/12/2011 4:47:53 PM |
grammaspurse | $25.00 | 6/13/2011 11:50:38 AM |
tranquil-gain1 | $75.00 | 6/13/2011 12:09:59 PM |
cash-vault | $25.00 | 6/14/2011 3:05:39 AM |
Southern_Illinois_Girl | $50.00 | 6/13/2011 10:11:29 PM |
janeybooboo | $100.00 | 6/14/2011 9:22:12 AM |
lawyervon | $25.00 | 6/14/2011 10:18:08 AM |
kleinbrak | $25.00 | 6/14/2011 3:52:14 PM |
Princehaha | $50.00 | 6/14/2011 4:13:39 PM |
TikPmp1 | $25.00 | 6/15/2011 1:59:45 AM |
greenback-guard | $25.00 | 6/15/2011 2:54:41 AM |
bossmanuc | $33.33 | 6/15/2011 7:07:03 AM |
boxorox | $40.00 | 6/15/2011 12:04:16 PM |
khamen | $25.00 | 6/15/2011 4:58:01 PM |
accmgg | $100.00 | 6/15/2011 7:29:16 PM |
diverse-transparency | $25.00 | 6/15/2011 7:53:50 PM |
RyanTH9893 | $25.00 | 6/15/2011 6:22:37 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
511033
This series of Notes was issued and sold upon the funding of the borrower loan #50432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 33% |
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
20 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,115 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-payout-enchilada |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2009)
|
Principal balance:
| $5,279.31 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
Home Improvement
This loan will be used to repair roof.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-charming-value | $1,000.00 | 6/13/2011 9:07:58 AM |
janeybooboo | $100.00 | 6/13/2011 9:08:13 AM |
kind-charming-value | $1,000.00 | 6/13/2011 9:09:21 AM |
important-openness1 | $100.00 | 6/13/2011 9:37:26 AM |
golffish2 | $25.00 | 6/13/2011 9:26:12 AM |
suave-dime6 | $25.00 | 6/13/2011 9:30:40 AM |
investment-artist | $25.01 | 6/13/2011 9:26:54 AM |
Kash2010lu | $50.00 | 6/13/2011 10:52:35 AM |
grnii78 | $250.00 | 6/13/2011 3:24:18 PM |
SolarMoonshine | $50.00 | 6/13/2011 3:44:05 PM |
Amber_Stone | $25.00 | 6/13/2011 3:47:49 PM |
worldly-money4 | $100.00 | 6/14/2011 6:55:36 AM |
greencat | $50.00 | 6/14/2011 7:16:33 AM |
janeybooboo | $100.00 | 6/14/2011 9:14:54 AM |
first-serene-credit | $25.00 | 6/14/2011 7:33:58 AM |
CA-Lender | $75.06 | 6/14/2011 7:48:12 AM |
otto1939 | $51.00 | 6/14/2011 8:25:47 AM |
shrewd-income | $218.02 | 6/14/2011 12:05:50 PM |
nickel-hickory | $25.00 | 6/14/2011 3:46:17 PM |
palace2 | $800.00 | 6/14/2011 4:20:45 PM |
loss-of-control | $100.00 | 6/14/2011 5:48:40 PM |
Moe87 | $25.00 | 6/15/2011 3:39:09 AM |
Ubiquinone | $25.00 | 6/15/2011 6:07:39 AM |
mikeandcat | $50.00 | 6/15/2011 4:52:24 AM |
capital_projects_investor | $25.00 | 6/15/2011 6:40:57 AM |
SecondChanceLendingSERV | $25.00 | 6/15/2011 9:51:37 AM |
halothane_logic | $170.00 | 6/15/2011 10:56:58 AM |
klend4 | $27.57 | 6/15/2011 9:45:19 AM |
Bob450 | $25.00 | 6/15/2011 12:26:34 PM |
InChicago | $50.00 | 6/15/2011 2:03:36 PM |
EL_Papin | $25.00 | 6/15/2011 10:39:23 AM |
Cash_Lender | $100.00 | 6/15/2011 4:31:25 PM |
SoldiersMom | $35.00 | 6/15/2011 5:33:31 PM |
auction-seeker | $25.00 | 6/15/2011 6:25:06 PM |
greenback-turbine9 | $30.00 | 6/15/2011 8:40:03 PM |
BigBag | $25.00 | 6/15/2011 10:49:48 PM |
312-Lender | $25.00 | 6/15/2011 11:49:04 PM |
Feyenoord | $25.00 | 6/16/2011 2:50:30 AM |
diverse-transparency | $25.00 | 6/15/2011 8:00:29 PM |
reward-cosmos | $25.00 | 6/15/2011 9:01:18 PM |
zx12rider | $25.00 | 6/15/2011 10:54:07 PM |
Investoman | $50.00 | 6/13/2011 9:29:17 AM |
tech310 | $50.00 | 6/13/2011 9:31:00 AM |
reflective-rupee | $500.09 | 6/13/2011 11:25:02 AM |
openness-antioxidant | $75.00 | 6/13/2011 11:56:36 AM |
Mikale360 | $25.00 | 6/13/2011 2:50:38 PM |
marketplace-meridian | $50.00 | 6/13/2011 11:38:07 AM |
RoZu_Lending | $442.89 | 6/13/2011 12:14:59 PM |
bullish2bearish | $25.00 | 6/13/2011 7:54:41 PM |
yf99yz | $25.00 | 6/13/2011 11:11:49 PM |
money-baron-roth-IRA | $41.74 | 6/14/2011 3:18:01 AM |
all_of_that_one | $26.00 | 6/14/2011 5:50:33 AM |
lendstats_com | $200.00 | 6/14/2011 8:11:17 AM |
deal-marauder6 | $25.00 | 6/14/2011 9:12:19 AM |
deal-marauder6 | $25.00 | 6/14/2011 9:08:28 AM |
brightest-dignified-penny | $25.00 | 6/14/2011 10:46:53 AM |
cbivitz | $50.00 | 6/14/2011 12:48:21 PM |
wlm3012 | $25.05 | 6/14/2011 3:02:31 PM |
Legally_Blonde | $25.00 | 6/14/2011 2:49:17 PM |
thankful-nickel2 | $25.00 | 6/14/2011 6:34:02 PM |
vutah | $25.00 | 6/14/2011 8:49:00 PM |
DasMula | $57.00 | 6/15/2011 4:06:35 AM |
umfan123 | $25.00 | 6/15/2011 6:06:04 AM |
wise-skillful-benjamins | $28.13 | 6/15/2011 11:16:16 AM |
ZOOOM | $25.00 | 6/15/2011 11:35:19 AM |
golffish2 | $25.00 | 6/15/2011 11:46:04 AM |
irrelevant | $25.00 | 6/15/2011 2:10:34 PM |
grampy48 | $25.00 | 6/15/2011 10:50:21 AM |
ddoneday | $25.00 | 6/15/2011 7:37:30 PM |
investment-daydream | $50.00 | 6/15/2011 8:00:13 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
511239
This series of Notes was issued and sold upon the funding of the borrower loan #50283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jun-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $156.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 8% |
Credit score:
| 800-819 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,154 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| LenKendall |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jun-2010)
760-779
(Mar-2008)
780-799
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Decrease Interest on Payments
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
indomitable-coin | $25.00 | 6/14/2011 9:12:41 AM |
cashhelp | $30.00 | 6/14/2011 9:13:34 AM |
diablorulz | $50.00 | 6/14/2011 9:19:58 AM |
commerce-web5 | $50.00 | 6/14/2011 9:20:43 AM |
minista | $25.00 | 6/14/2011 9:15:22 AM |
availableloan | $25.00 | 6/14/2011 9:21:19 AM |
penny-finder | $50.00 | 6/14/2011 10:01:28 AM |
kenji4861 | $50.00 | 6/14/2011 9:16:01 AM |
compoundinterest | $60.00 | 6/14/2011 9:16:21 AM |
nickel-balance | $25.00 | 6/14/2011 12:36:04 PM |
freetolive | $25.00 | 6/14/2011 1:28:32 PM |
AlB5 | $50.00 | 6/14/2011 11:08:24 AM |
heavenly-interest9 | $50.00 | 6/14/2011 11:09:22 AM |
reflective-rupee | $25.09 | 6/14/2011 4:26:54 PM |
vutah | $25.00 | 6/14/2011 6:57:04 PM |
bradny | $25.00 | 6/14/2011 5:22:36 PM |
r48 | $88.00 | 6/14/2011 5:26:18 PM |
fantastic-openness | $100.00 | 6/15/2011 8:42:55 AM |
goldenretriever | $200.00 | 6/15/2011 12:27:23 PM |
octoberfresh | $25.00 | 6/15/2011 12:30:20 PM |
weiyinsan | $50.00 | 6/15/2011 2:32:13 PM |
debt-legend | $25.00 | 6/15/2011 3:57:37 PM |
MSTCOURTJESTER | $50.00 | 6/15/2011 4:21:06 PM |
Dubbs360 | $300.00 | 6/15/2011 3:47:33 PM |
fair_rates | $25.00 | 6/15/2011 4:42:27 PM |
Dan4703 | $25.00 | 6/15/2011 4:35:53 PM |
mojii77 | $50.00 | 6/15/2011 4:56:52 PM |
stuy1998 | $25.00 | 6/15/2011 5:11:39 PM |
newest-justice-bear | $100.00 | 6/15/2011 5:27:03 PM |
mole747 | $25.00 | 6/15/2011 5:27:50 PM |
BigGuyBank | $25.77 | 6/15/2011 4:18:07 PM |
thankful-nickel2 | $50.00 | 6/15/2011 5:06:58 PM |
diverse-transparency | $25.00 | 6/15/2011 7:42:43 PM |
marinezeke | $25.00 | 6/15/2011 7:48:58 PM |
werewolf469 | $50.00 | 6/15/2011 8:08:58 PM |
engaging-worth | $25.00 | 6/15/2011 5:59:08 PM |
janeybooboo | $100.00 | 6/15/2011 6:44:44 PM |
currency-persimmon | $50.00 | 6/15/2011 6:47:19 PM |
bb575 | $50.00 | 6/14/2011 9:14:40 AM |
restless-currency | $25.00 | 6/14/2011 9:19:42 AM |
rescue | $100.00 | 6/14/2011 9:20:11 AM |
meux99 | $25.00 | 6/14/2011 9:11:10 AM |
truth-image | $100.00 | 6/14/2011 9:14:14 AM |
uberrific | $50.00 | 6/14/2011 9:20:27 AM |
epicanthal | $25.00 | 6/14/2011 9:08:19 AM |
neighborly-hope6 | $100.00 | 6/14/2011 9:14:54 AM |
michaelwong | $50.00 | 6/14/2011 9:19:25 AM |
RecoveryLender | $27.79 | 6/14/2011 10:23:21 AM |
SmartInMoney | $50.00 | 6/14/2011 9:42:37 AM |
RandyL3 | $25.00 | 6/14/2011 11:09:11 AM |
nickel-balance | $100.00 | 6/14/2011 12:39:12 PM |
nickel-balance | $25.00 | 6/14/2011 1:29:29 PM |
MarvintheMartian | $25.00 | 6/14/2011 10:48:56 AM |
socal-lender | $25.00 | 6/14/2011 3:54:28 PM |
hookUup | $25.76 | 6/14/2011 9:34:38 PM |
Goodlender42 | $25.00 | 6/14/2011 9:04:10 PM |
cwegert | $100.00 | 6/14/2011 9:52:11 PM |
JedClampett | $100.00 | 6/15/2011 12:59:48 PM |
Dubbs360 | $300.00 | 6/15/2011 3:47:20 PM |
payout-reaction740 | $25.00 | 6/15/2011 4:06:38 PM |
BigBag | $100.00 | 6/15/2011 12:31:58 PM |
refined-penny | $25.00 | 6/15/2011 12:57:45 PM |
_NaLNaBB | $400.00 | 6/15/2011 1:16:46 PM |
UCSBGAUCHOS | $35.00 | 6/15/2011 4:24:17 PM |
platinum-rapture6 | $40.00 | 6/15/2011 4:02:33 PM |
eamonn1 | $79.96 | 6/15/2011 5:08:36 PM |
SoldiersMom | $75.00 | 6/15/2011 5:04:00 PM |
warew | $25.00 | 6/15/2011 5:21:37 PM |
SolarMoonshine | $25.00 | 6/15/2011 5:24:39 PM |
Preist | $50.00 | 6/15/2011 4:20:13 PM |
Elbanko | $30.00 | 6/15/2011 5:50:05 PM |
inspiring-wampum6 | $50.00 | 6/15/2011 6:16:32 PM |
asset-expert0 | $30.00 | 6/15/2011 6:13:27 PM |
janeybooboo | $100.00 | 6/15/2011 6:56:25 PM |
HELP_TRUTHFULLY | $25.00 | 6/15/2011 7:31:41 PM |
agreement-magician | $100.00 | 6/15/2011 7:11:29 PM |
Mad_Scientist | $122.94 | 6/15/2011 7:35:37 PM |
brightest-dynamic-peace | $30.00 | 6/15/2011 7:53:34 PM |
Approved | $75.00 | 6/15/2011 7:57:27 PM |
jsak74 | $32.00 | 6/15/2011 5:55:24 PM |
cmg891 | $50.68 | 6/15/2011 7:05:02 PM |
diverse-transparency | $25.00 | 6/15/2011 7:48:05 PM |
oxnard | $25.00 | 6/15/2011 8:04:44 PM |
Lender0010 | $50.00 | 6/15/2011 8:18:49 PM |
84 Investments
|
Borrower Payment Dependent Notes Series
511367
This series of Notes was issued and sold upon the funding of the borrower loan #50396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-14-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 37% |
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 12y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 2/ 2 |
Revolving credit balance:
| $3,453 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mycg |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
DEBIT CONSOLIDATION
Purpose of loan: DEBT CONSOLIDATION
This loan will be used to...Payoff High Interest accounts
My financial situation: Full Time Employee from 09/98 to present.
I am a good candidate for this loan because...I have had a previous prosper account which was always paid on time and paid off early. I also work in the financial industry and understand the importance of maintaing good credit.
Monthly net income: $3,175.00
Monthly expenses: $2032.00
Housing: $476.00
Insurance: $128.00
Car expenses: $336.00
Utilities: $80.00
Phone, cable, internet: $130.00
Food, entertainment: $150.00
Clothing, household expenses: $70.00
Credit cards and other loans: $480.00
Other expenses: $
182.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
clemclan | $33.33 | 6/13/2011 9:07:08 AM |
yield-lion2 | $75.00 | 6/13/2011 9:16:09 AM |
important-openness1 | $100.00 | 6/13/2011 9:37:29 AM |
cashhelp | $50.00 | 6/13/2011 9:26:22 AM |
CoolPlexer | $25.00 | 6/13/2011 9:27:14 AM |
suave-dime6 | $25.00 | 6/13/2011 9:30:43 AM |
lucrative-loan | $150.00 | 6/13/2011 9:16:14 AM |
five-star-note | $150.00 | 6/13/2011 10:56:28 AM |
new-smart-fund | $50.00 | 6/13/2011 9:36:40 AM |
raisingophelia | $25.00 | 6/13/2011 10:44:40 AM |
favorite-commerce | $50.00 | 6/13/2011 10:25:21 AM |
Amber_Stone | $100.00 | 6/13/2011 3:47:14 PM |
innovator2 | $100.00 | 6/13/2011 12:52:05 PM |
Track-Layer | $100.00 | 6/13/2011 12:59:15 PM |
cashhelp | $30.00 | 6/13/2011 3:06:27 PM |
mikeandcat | $82.97 | 6/13/2011 5:17:56 PM |
r48 | $25.00 | 6/13/2011 6:52:00 PM |
hookUup | $26.71 | 6/13/2011 7:09:41 PM |
lucrative-durability | $25.00 | 6/13/2011 5:40:26 PM |
restless-dime | $50.00 | 6/13/2011 8:58:34 PM |
Milonguero | $100.00 | 6/13/2011 9:33:25 PM |
DasMula | $53.00 | 6/13/2011 9:12:18 PM |
all_of_that_one | $55.00 | 6/14/2011 5:43:39 AM |
worldly-money4 | $100.00 | 6/14/2011 6:55:01 AM |
ColoradoLender82 | $25.00 | 6/14/2011 7:43:06 AM |
outofoffice | $75.00 | 6/14/2011 5:20:26 AM |
social-heart | $25.00 | 6/14/2011 10:12:25 AM |
riveting-credit5 | $68.96 | 6/14/2011 11:33:37 AM |
orange-useful-revenue | $31.44 | 6/14/2011 11:57:31 AM |
cbivitz | $217.38 | 6/14/2011 11:59:00 AM |
DKSArt | $25.00 | 6/14/2011 11:48:44 AM |
brightest-dignified-penny | $25.00 | 6/14/2011 10:43:41 AM |
312-Lender | $25.00 | 6/13/2011 9:17:14 AM |
alexgalt | $100.00 | 6/13/2011 9:26:28 AM |
Investoman | $50.00 | 6/13/2011 9:28:30 AM |
fabulous-community4 | $75.00 | 6/13/2011 9:16:18 AM |
unrivaled-silver | $50.00 | 6/13/2011 10:37:05 AM |
Skeptical-one | $48.00 | 6/13/2011 9:26:46 AM |
reflective-rupee | $400.09 | 6/13/2011 11:23:33 AM |
Kash2010lu | $50.00 | 6/13/2011 10:50:59 AM |
Ubiquinone | $35.00 | 6/13/2011 11:08:08 AM |
NekHoldings | $25.00 | 6/13/2011 2:11:02 PM |
Mikale360 | $25.00 | 6/13/2011 2:53:46 PM |
SolarMoonshine | $50.00 | 6/13/2011 5:44:46 PM |
Feyenoord | $25.00 | 6/13/2011 9:14:59 PM |
marinbb | $100.00 | 6/13/2011 6:33:32 PM |
mikeandcat | $65.12 | 6/14/2011 5:18:44 AM |
ohmarkybaby | $25.00 | 6/14/2011 4:32:41 AM |
tzvie | $25.00 | 6/14/2011 6:54:25 AM |
deal-marauder6 | $75.00 | 6/14/2011 9:09:28 AM |
hidavehi | $28.00 | 6/14/2011 10:18:42 AM |
calmfunds | $500.00 | 6/14/2011 10:10:27 AM |
deal-marauder6 | $125.00 | 6/14/2011 11:41:22 AM |
vigilance-searcher | $25.00 | 6/14/2011 11:44:52 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
511399
This series of Notes was issued and sold upon the funding of the borrower loan #50298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $98.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 36% |
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 16y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,527 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| ertimo |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2010)
660-679
(Jul-2009)
|
Principal balance:
| $1,459.88 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Need to relocate
Purpose of loan:
This loan will be used to help me move to a better apartment closer to work.
My financial situation:
I am a good candidate for this loan because I pay all of my bills on time. I just do not have the cash available for the deposit and the other costs of moviug. I have a smaller Prosper loan in excellent standing.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $200.00 | 6/15/2011 9:06:58 AM |
Investoman | $100.00 | 6/15/2011 9:14:15 AM |
CA-Lender | $25.06 | 6/15/2011 2:19:06 PM |
Cash_Lender | $200.00 | 6/15/2011 4:16:33 PM |
economy-huckleberry0 | $25.00 | 6/15/2011 2:23:11 PM |
trumpeter5 | $25.00 | 6/15/2011 4:54:43 PM |
NYCFinancier | $25.00 | 6/15/2011 5:21:27 PM |
red-favorable-basis | $25.00 | 6/15/2011 6:00:08 PM |
marinezeke | $33.05 | 6/15/2011 7:50:39 PM |
Southern_Illinois_Girl | $25.02 | 6/15/2011 10:40:41 PM |
thomas16882004 | $25.00 | 6/16/2011 12:01:57 AM |
goodhearted-basis4 | $25.00 | 6/16/2011 12:27:52 AM |
beaker | $41.88 | 6/15/2011 6:13:07 PM |
OldManP | $25.00 | 6/15/2011 6:41:00 PM |
B2152 | $25.00 | 6/16/2011 4:57:23 AM |
whatreality | $30.93 | 6/16/2011 7:07:06 AM |
reflective-rupee | $200.09 | 6/16/2011 6:58:18 AM |
Sealion | $50.00 | 6/16/2011 8:03:42 AM |
onecooldrink | $25.00 | 6/16/2011 12:39:53 AM |
alluring-yield5 | $30.00 | 6/16/2011 6:30:09 AM |
shrewd-income | $75.00 | 6/16/2011 8:28:40 AM |
durability-flow8 | $503.78 | 6/16/2011 8:51:56 AM |
CoolPlexer | $25.00 | 6/15/2011 9:10:45 AM |
fascinating-generosity3 | $100.00 | 6/15/2011 9:23:50 AM |
favorite-commerce | $25.00 | 6/15/2011 12:43:58 PM |
BigBag | $25.00 | 6/15/2011 2:53:40 PM |
SOP_Bank | $25.00 | 6/15/2011 3:21:51 PM |
FinanceEngine | $40.00 | 6/15/2011 3:50:42 PM |
engaging-worth | $25.00 | 6/15/2011 5:58:29 PM |
first-class-gold0 | $100.00 | 6/15/2011 7:50:29 PM |
LargoRick | $70.19 | 6/15/2011 8:50:34 PM |
shannlc16 | $50.00 | 6/15/2011 9:18:30 PM |
Frover | $25.00 | 6/15/2011 9:32:51 PM |
first-lovely-dollar | $150.00 | 6/16/2011 4:54:40 AM |
first-serene-credit | $25.00 | 6/15/2011 9:38:00 PM |
jhernand17 | $25.00 | 6/16/2011 8:47:05 AM |
vigilance-searcher | $25.00 | 6/16/2011 6:17:42 AM |
irrelevant | $25.00 | 6/16/2011 7:01:54 AM |
38 Investments
|
Borrower Payment Dependent Notes Series
511575
This series of Notes was issued and sold upon the funding of the borrower loan #50420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-2005 |
Debt/Income ratio:
| 5% |
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 9y 10m |
Amount delinquent:
| $1,374 |
Total credit lines:
| 10 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $251 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Lexmark6250 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2008)
|
Principal balance:
| $299.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Tie Up Loose Ends
Purpose of loan:
This loan will be used to...
Get a few bills back on track
My financial situation:
I am a good candidate for this loan because...
I will be paying off my first loan from PROSPER for my master's classes in August. The payments for this loan will be lower than the first.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investoman | $75.00 | 6/15/2011 5:08:03 PM |
important-openness1 | $100.00 | 6/15/2011 5:10:03 PM |
EngineersAlliance | $100.00 | 6/15/2011 7:39:14 PM |
investment-daydream | $75.00 | 6/15/2011 8:04:54 PM |
dough-rocket | $45.00 | 6/16/2011 12:10:06 AM |
mikeandcat | $100.00 | 6/16/2011 5:42:00 AM |
beachliving29 | $49.73 | 6/16/2011 6:04:48 AM |
FarmersBank | $50.00 | 6/16/2011 6:21:46 AM |
reflective-rupee | $400.09 | 6/16/2011 6:57:21 AM |
exponential-peace5 | $25.00 | 6/16/2011 8:00:20 AM |
irrelevant | $25.00 | 6/16/2011 7:01:56 AM |
wealth-renaissance5 | $25.00 | 6/16/2011 8:50:10 AM |
cashhelp | $50.00 | 6/15/2011 5:04:46 PM |
Cash_Lender | $100.00 | 6/15/2011 5:12:18 PM |
MoneyForNothing | $76.48 | 6/15/2011 5:06:56 PM |
thankful-nickel2 | $25.00 | 6/15/2011 5:08:57 PM |
ddoneday | $25.00 | 6/15/2011 7:08:36 PM |
clemclan | $33.33 | 6/15/2011 8:16:08 PM |
Mikale360 | $25.00 | 6/15/2011 11:31:40 PM |
r48 | $32.00 | 6/15/2011 6:32:47 PM |
DoctorJoe | $25.00 | 6/16/2011 4:12:43 AM |
marinbb | $100.00 | 6/15/2011 7:36:21 PM |
hidavehi | $28.00 | 6/16/2011 7:01:10 AM |
vutah | $25.00 | 6/15/2011 9:26:10 PM |
helping-out | $37.45 | 6/15/2011 10:55:29 PM |
Bocephus1959 | $150.00 | 6/16/2011 8:05:21 AM |
alexgalt | $25.00 | 6/16/2011 8:15:54 AM |
suave-dime6 | $25.00 | 6/16/2011 8:16:35 AM |
restless-dime | $100.00 | 6/16/2011 7:41:25 AM |
Feyenoord | $25.00 | 6/16/2011 8:26:18 AM |
MoneyForNothing | $22.92 | 6/16/2011 8:50:43 AM |
31 Investments
|
Borrower Payment Dependent Notes Series
509104
This series of Notes was issued and sold upon the funding of the borrower loan #50277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,933.01 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 20.30% |
Listing Start date:
| Jun-01-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $127.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 0m |
Amount delinquent:
| $9,637 |
Total credit lines:
| 22 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $556 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 99 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| urbane-auction4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a condo.
Purpose of loan:
This loan will be used to...Buy a condo
My financial situation: I am a server and I have been at my place of employment for 6 years.
I am a good candidate for this loan because I am financially responsible and don't want to throw away money renting, I am ready to own my own property.
Monthly net income: $2500
Monthly expenses: $500
Housing: $500
Insurance: $100
Car expenses: $327
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
helping-out | $50.00 | 6/2/2011 8:44:12 AM |
Investoman | $50.00 | 6/7/2011 8:36:14 AM |
truth-trapper | $25.00 | 6/9/2011 5:25:02 PM |
Dubbs360 | $300.00 | 6/9/2011 6:00:33 PM |
reflective-rupee | $100.05 | 6/9/2011 5:18:09 PM |
SolarMoonshine | $25.00 | 6/10/2011 3:33:01 AM |
debt_helper | $25.00 | 6/10/2011 12:33:56 AM |
chungfang | $25.00 | 6/9/2011 8:34:44 PM |
himistu22 | $25.00 | 6/10/2011 3:02:03 PM |
dslobbs | $50.00 | 6/10/2011 3:48:59 PM |
Bocephus1959 | $25.00 | 6/11/2011 8:49:12 AM |
supersam | $100.00 | 6/11/2011 9:17:54 AM |
alexgalt | $25.00 | 6/11/2011 12:47:08 PM |
108lender | $50.00 | 6/11/2011 4:57:12 PM |
kingston1 | $25.00 | 6/11/2011 4:23:26 PM |
IIP77 | $25.00 | 6/11/2011 9:24:25 PM |
wealth-fighter3 | $25.00 | 6/13/2011 7:44:15 AM |
Track-Layer | $150.00 | 6/13/2011 7:54:56 AM |
sgt-schultz | $35.00 | 6/13/2011 7:13:52 AM |
KileNSmyth4 | $49.09 | 6/13/2011 9:37:52 AM |
point-commando | $25.00 | 6/13/2011 9:59:40 AM |
neutrino6 | $25.00 | 6/13/2011 11:04:35 AM |
important-openness1 | $75.00 | 6/13/2011 4:28:07 PM |
zasonsasu1 | $25.00 | 6/14/2011 3:14:01 AM |
diversification-wildcat2 | $25.00 | 6/13/2011 6:44:37 PM |
LendingPimp | $100.00 | 6/14/2011 12:28:27 AM |
wndrtigres | $50.00 | 6/14/2011 5:35:23 AM |
bonus-seahorse | $25.00 | 6/14/2011 1:21:15 PM |
delicious-cash | $25.00 | 6/14/2011 5:30:11 PM |
capital-galaxy | $75.00 | 6/15/2011 7:02:39 AM |
Jonb6919 | $25.00 | 6/15/2011 9:38:39 AM |
rakem777 | $25.00 | 6/10/2011 12:26:59 PM |
dslobbs | $25.00 | 6/10/2011 7:06:07 PM |
TheCount | $25.00 | 6/11/2011 6:10:47 AM |
dinero-festivity2 | $25.00 | 6/11/2011 11:09:08 AM |
euro-spark | $25.00 | 6/12/2011 6:20:37 AM |
loan-warrior | $25.00 | 6/12/2011 8:55:34 AM |
proper-deal6 | $25.00 | 6/12/2011 6:11:19 AM |
B2152 | $25.00 | 6/12/2011 8:13:45 AM |
jmichael23 | $25.00 | 6/12/2011 2:42:55 PM |
dslobbs | $125.00 | 6/12/2011 7:58:54 PM |
discrete-truth7 | $40.00 | 6/12/2011 9:35:58 PM |
capital-galaxy | $100.00 | 6/13/2011 5:46:28 AM |
bold-shrewd-duty | $28.25 | 6/13/2011 9:50:17 AM |
platinum-pear4 | $25.00 | 6/13/2011 1:18:55 PM |
animaljunkie07 | $33.76 | 6/13/2011 6:28:22 PM |
red-enthralling-justice | $311.35 | 6/13/2011 7:11:42 PM |
credit-birch | $50.00 | 6/13/2011 10:53:45 PM |
capital-galaxy | $25.00 | 6/14/2011 5:58:34 AM |
jojo6686 | $26.25 | 6/14/2011 10:10:39 AM |
Tikibarman | $50.00 | 6/14/2011 12:45:40 PM |
imoutdoorsy | $34.21 | 6/14/2011 12:57:59 PM |
wlm3012 | $25.05 | 6/14/2011 3:10:37 PM |
keeminn | $25.00 | 6/14/2011 2:06:06 PM |
unflappable-pound3 | $100.00 | 6/14/2011 6:48:03 PM |
leverage-tsunami | $25.00 | 6/14/2011 6:11:32 PM |
icanhasloanz | $25.00 | 6/15/2011 12:20:15 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
509906
This series of Notes was issued and sold upon the funding of the borrower loan #50417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jun-03-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $131.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 32y 4m |
Amount delinquent:
| $447 |
Total credit lines:
| 11 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $158 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| lively-peace4 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hopeful
Purpose of loan:
This loan will be used to...pay for expenses of moving and relocating residence.
My financial situation:
I am a good candidate for this loan because... I am stable and show longivity and consistency in my business dealings. I have never failed to repay any loan I have ever obtained and the last few years being a single parent I have gotten promotions at work and have become more financially stable. Also, my son is out of the household and I am trying to regain my self both financially and personally. I just need help in getting re-established in a new residence.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vine99 | $115.00 | 6/3/2011 5:04:42 PM |
qsolo | $200.00 | 6/3/2011 5:09:19 PM |
loyalty-sherpa | $25.00 | 6/3/2011 5:11:05 PM |
indomitable-coin | $25.00 | 6/3/2011 5:09:31 PM |
samaritan5 | $50.00 | 6/3/2011 6:35:20 PM |
platinum-sorcerer6 | $25.00 | 6/4/2011 3:01:40 AM |
Interloper | $25.00 | 6/4/2011 9:28:55 AM |
duty-plum | $200.00 | 6/4/2011 2:19:16 PM |
ommcd | $25.00 | 6/7/2011 8:24:43 PM |
oskizzle | $25.00 | 6/8/2011 5:58:02 AM |
commitment-orca7 | $100.00 | 6/8/2011 10:09:18 AM |
Tradesmanlender | $35.00 | 6/9/2011 12:00:37 PM |
money-surge1 | $25.00 | 6/12/2011 9:57:21 AM |
riproaringrapids | $25.00 | 6/12/2011 7:00:43 PM |
choss02 | $50.00 | 6/13/2011 10:27:00 AM |
Rick7925 | $25.00 | 6/13/2011 10:43:54 AM |
community-saver158 | $50.00 | 6/13/2011 5:37:06 PM |
WorkingTA | $25.00 | 6/13/2011 8:42:32 PM |
MadHun | $50.00 | 6/13/2011 9:37:18 PM |
guard327 | $50.00 | 6/14/2011 9:53:21 AM |
ArtemisFitzlebottom | $50.00 | 6/14/2011 10:22:50 AM |
natural-affluence4 | $40.00 | 6/14/2011 10:23:01 AM |
Tai | $50.00 | 6/14/2011 10:40:56 AM |
drkosh | $25.00 | 6/14/2011 10:44:26 AM |
honorable-yield | $25.00 | 6/14/2011 10:46:14 AM |
SolarMoonshine | $25.00 | 6/14/2011 4:02:49 PM |
money-elation4 | $25.00 | 6/14/2011 4:56:44 PM |
money-elation4 | $25.00 | 6/14/2011 4:56:51 PM |
efficient-treasure0 | $25.00 | 6/14/2011 5:12:49 PM |
ingenious-deal6 | $25.00 | 6/14/2011 10:24:52 PM |
fishing533 | $100.00 | 6/14/2011 5:45:19 PM |
kulender | $50.00 | 6/15/2011 6:09:26 AM |
investment-appraiser | $50.00 | 6/15/2011 9:53:47 AM |
oldrebel | $25.00 | 6/15/2011 9:09:33 AM |
Dazz2061 | $25.00 | 6/15/2011 10:13:08 AM |
market-assembler | $50.00 | 6/15/2011 11:21:30 AM |
dajen1 | $50.00 | 6/15/2011 3:52:15 PM |
credit-investor5 | $50.00 | 6/15/2011 5:33:53 PM |
TheKid | $50.00 | 6/15/2011 8:50:44 PM |
careful-money2 | $35.00 | 6/15/2011 9:06:22 PM |
sleepdeprived | $28.80 | 6/16/2011 9:51:41 AM |
hopethisworks | $50.00 | 6/16/2011 10:06:34 AM |
first-favorite-bonus9 | $50.00 | 6/16/2011 9:52:45 AM |
radforj22 | $25.00 | 6/16/2011 10:49:30 AM |
the-careful-fund | $50.00 | 6/16/2011 11:51:43 AM |
fcukciti | $25.00 | 6/16/2011 12:22:06 PM |
SelectTrustLending | $25.00 | 6/16/2011 12:48:04 PM |
Aimvest | $25.00 | 6/16/2011 12:39:35 PM |
BxRealtor | $25.00 | 6/3/2011 5:05:58 PM |
77dowplace | $25.00 | 6/3/2011 5:47:41 PM |
unforgettable-order9 | $50.00 | 6/3/2011 5:49:38 PM |
samo102us | $25.00 | 6/4/2011 2:44:32 AM |
top-epic-community | $50.00 | 6/4/2011 11:13:28 AM |
Sierrahh | $50.00 | 6/6/2011 3:45:01 PM |
dynamic-money271 | $25.00 | 6/8/2011 9:37:18 AM |
productive-finance | $25.00 | 6/9/2011 11:52:06 AM |
MARSTUN | $50.00 | 6/9/2011 10:40:54 AM |
rescue | $100.00 | 6/10/2011 11:08:55 AM |
zoomdrm57 | $50.00 | 6/10/2011 6:21:56 PM |
JLMGroupFunds | $100.00 | 6/12/2011 12:15:16 PM |
bid-czar8 | $50.00 | 6/12/2011 12:48:44 PM |
Kame | $25.00 | 6/13/2011 10:41:02 AM |
superb-funds335 | $25.00 | 6/13/2011 9:35:45 PM |
invincible-wampum3 | $50.00 | 6/14/2011 3:43:04 AM |
goldenretriever | $100.00 | 6/14/2011 6:18:00 AM |
enthralling-deal180 | $50.00 | 6/14/2011 4:50:18 AM |
Zolton | $100.00 | 6/14/2011 8:15:24 AM |
enthusiastic-point | $25.00 | 6/14/2011 10:40:33 AM |
listing-vista | $50.00 | 6/14/2011 10:44:04 AM |
nickel-balance | $25.00 | 6/14/2011 12:50:35 PM |
Kaliafx | $100.00 | 6/15/2011 9:43:23 AM |
bonafide-cash | $100.00 | 6/15/2011 4:11:06 PM |
bonus-goliath7 | $50.00 | 6/15/2011 4:09:43 PM |
Jazzamaru | $50.00 | 6/15/2011 4:13:14 PM |
wwwUniversal | $25.00 | 6/15/2011 5:34:36 PM |
ZeLonewolf | $25.00 | 6/15/2011 8:49:24 PM |
DixiePixie980 | $25.00 | 6/16/2011 6:06:01 AM |
Rulea72 | $25.00 | 6/16/2011 7:17:51 AM |
birchbark86 | $25.00 | 6/16/2011 7:16:10 AM |
tnylight | $79.77 | 6/15/2011 10:27:58 PM |
divedude | $25.00 | 6/16/2011 8:40:32 AM |
chibear34 | $25.00 | 6/16/2011 9:52:13 AM |
aasx1108 | $25.00 | 6/16/2011 10:07:15 AM |
wayman | $50.00 | 6/16/2011 12:23:43 PM |
the-profit-oracle | $25.00 | 6/16/2011 12:48:39 PM |
KLCRAY | $50.00 | 6/16/2011 1:24:40 PM |
benjamins-fan6 | $25.00 | 6/16/2011 12:00:02 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
510462
This series of Notes was issued and sold upon the funding of the borrower loan #50408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jun-08-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
Lender yield:
| 10.40% |
Borrower rate/APR:
| 11.40% / 13.52% |
Monthly payment:
| $131.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.37% | | |
| |
Estimated return*:
| 6.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 27% |
Credit score:
| 800-819 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,777 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 77 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| euro-pipeline3 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
to be debt free and self employed
Purpose of loan:
This loan will be used to...
Pay off small lingering debts and to start a business.
My financial situation:
I am a good candidate for this loan because...
I am hard working with good intentions. I am honest and pay my bills. However, I can barely make ends meet and I would like to start my own business and eventually show others how to start their own business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dynamic-money271 | $25.00 | 6/8/2011 5:09:04 PM |
caring-hope2 | $100.00 | 6/8/2011 5:40:15 PM |
wild-orange | $100.00 | 6/10/2011 11:54:57 AM |
oxnard | $50.00 | 6/10/2011 3:02:24 PM |
rescue | $100.00 | 6/10/2011 11:10:55 AM |
1SteelerFan | $25.00 | 6/10/2011 2:33:46 PM |
hookUup | $29.40 | 6/10/2011 5:15:57 PM |
ccdirectt | $25.00 | 6/10/2011 7:01:36 PM |
GoldenGo4 | $100.00 | 6/10/2011 9:15:17 PM |
nimble-benjamins | $25.00 | 6/11/2011 5:35:18 AM |
BigRango | $50.00 | 6/11/2011 1:45:32 AM |
debt-patriot | $25.00 | 6/11/2011 7:24:53 AM |
Pakse | $25.00 | 6/11/2011 7:45:29 AM |
cash-vault | $25.00 | 6/10/2011 10:57:46 PM |
ghinga | $25.00 | 6/11/2011 8:52:42 AM |
reflective-rupee | $25.05 | 6/11/2011 7:32:38 AM |
eries | $50.00 | 6/11/2011 9:12:39 AM |
the-silver-blaster | $75.00 | 6/11/2011 11:58:33 AM |
agwosdof | $50.00 | 6/11/2011 10:03:31 AM |
baseballfan111 | $50.00 | 6/11/2011 8:18:46 AM |
market-aficionado3 | $100.00 | 6/11/2011 11:06:09 AM |
szetowski | $50.00 | 6/11/2011 12:44:37 PM |
bewitching-asset3 | $25.00 | 6/11/2011 10:39:42 AM |
obedient-funds6 | $50.00 | 6/11/2011 11:30:49 AM |
novice-speculator | $25.00 | 6/11/2011 12:57:53 PM |
cosmof16 | $25.00 | 6/11/2011 10:33:32 PM |
stuy1998 | $25.00 | 6/12/2011 1:38:23 PM |
Zolton | $100.00 | 6/14/2011 8:17:28 AM |
Nickds | $50.00 | 6/14/2011 7:34:04 AM |
loyalty-sherpa | $25.00 | 6/14/2011 9:22:34 AM |
stuy1998 | $25.00 | 6/14/2011 10:49:27 AM |
cordial-affluence2 | $50.00 | 6/15/2011 6:26:55 AM |
diverse-transparency | $25.00 | 6/15/2011 7:49:13 PM |
Approved | $50.00 | 6/15/2011 7:55:57 PM |
coolgenner | $25.00 | 6/16/2011 4:55:44 AM |
zx12rider | $25.00 | 6/15/2011 10:59:32 PM |
ajsimac | $28.99 | 6/16/2011 7:09:31 AM |
oskizzle | $25.00 | 6/8/2011 5:08:58 PM |
BxRealtor | $25.00 | 6/8/2011 5:04:22 PM |
BigBag | $25.00 | 6/10/2011 10:33:42 AM |
rdhfire | $25.00 | 6/10/2011 10:35:06 AM |
exchange-squirrel | $25.00 | 6/10/2011 11:30:13 AM |
currency-persimmon | $25.00 | 6/10/2011 11:50:08 AM |
dslobbs | $50.00 | 6/10/2011 3:58:40 PM |
availableloan | $25.00 | 6/10/2011 5:41:29 PM |
crippledcircus | $35.00 | 6/10/2011 2:52:14 PM |
the-kinetic-listing | $35.00 | 6/10/2011 5:17:10 PM |
indomitable-coin | $25.00 | 6/10/2011 3:39:12 PM |
nimble-dedication1 | $50.00 | 6/10/2011 4:50:00 PM |
bold-worth-vinyl | $46.00 | 6/10/2011 6:53:05 PM |
Interloper | $25.00 | 6/10/2011 10:33:48 PM |
MrBailey | $50.00 | 6/10/2011 7:02:44 PM |
GElender | $25.00 | 6/11/2011 5:44:49 AM |
upperdeck | $25.00 | 6/11/2011 5:58:07 AM |
best-listing-toro | $25.00 | 6/11/2011 6:44:21 AM |
Lender0010 | $50.00 | 6/11/2011 7:11:06 AM |
Print88 | $100.00 | 6/11/2011 7:27:12 AM |
GCCPartners | $27.00 | 6/11/2011 7:32:36 AM |
vine99 | $65.00 | 6/11/2011 9:25:04 AM |
fantastic-openness | $100.00 | 6/11/2011 11:45:02 AM |
blue111 | $50.00 | 6/11/2011 8:00:32 AM |
Buffer10 | $40.00 | 6/11/2011 8:18:40 AM |
Strato | $25.02 | 6/11/2011 11:11:02 AM |
ThisCatWillHelp | $50.00 | 6/11/2011 11:17:58 AM |
dinero-festivity2 | $50.00 | 6/11/2011 11:00:54 AM |
bradfid | $25.00 | 6/11/2011 2:14:09 PM |
Dubbs360 | $300.00 | 6/11/2011 12:05:08 PM |
inspired-investment8 | $100.00 | 6/11/2011 12:06:11 PM |
kinetic-yield4 | $25.00 | 6/11/2011 12:41:27 PM |
loan_doctor | $25.00 | 6/11/2011 12:48:36 PM |
interstellar | $75.00 | 6/11/2011 4:13:49 PM |
77dowplace | $33.80 | 6/13/2011 8:17:12 PM |
duty-plum | $200.00 | 6/14/2011 10:19:59 AM |
dough-hammock | $25.00 | 6/14/2011 11:03:23 AM |
wwwUniversal | $25.00 | 6/15/2011 2:49:48 AM |
wlm3012 | $25.05 | 6/15/2011 11:05:08 AM |
Pickmar | $25.00 | 6/15/2011 10:05:28 AM |
top-epic-community | $50.00 | 6/15/2011 3:48:15 PM |
Sierrahh | $50.00 | 6/15/2011 5:33:03 PM |
Tradesmanlender | $35.00 | 6/16/2011 2:47:01 AM |
qsolo | $200.00 | 6/16/2011 8:25:03 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
511242
This series of Notes was issued and sold upon the funding of the borrower loan #50426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $128.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 3m |
Amount delinquent:
| $498 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| greenback-assembler651 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,300.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2008)
|
Principal balance:
| $308.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
pinkbunny
Purpose of loan:
This loan will be used to pay off some bills and get back in good financial standings.
My financial situation:
I am a good candidate for this loan becausei work full time and have had a loan with prosper before and never missed or had a late payment
The monthly income/expenses is for a house hold of three
Monthly net income: $3000
Monthly expenses: $
Housing: $900
Insurance: $100
Car expenses: $
Utilities: $68
Phone, cable, internet: $120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $50.00 | 6/14/2011 9:14:30 AM |
MoneyForNothing | $29.34 | 6/14/2011 9:20:51 AM |
deal-marauder6 | $25.00 | 6/14/2011 12:12:22 PM |
bullish2bearish | $25.00 | 6/14/2011 1:33:57 PM |
twjh | $25.00 | 6/15/2011 2:38:03 AM |
Moe87 | $25.52 | 6/15/2011 3:38:22 AM |
lucrative-loan | $150.00 | 6/15/2011 5:31:12 AM |
aafg69 | $25.00 | 6/15/2011 7:59:51 AM |
atlas100 | $100.00 | 6/15/2011 8:27:57 AM |
deal-marauder6 | $25.00 | 6/15/2011 10:50:13 AM |
Legally_Blonde | $25.00 | 6/15/2011 3:11:16 PM |
reflective-rupee | $400.09 | 6/15/2011 3:41:12 PM |
Cash_Lender | $100.00 | 6/15/2011 4:32:30 PM |
hidavehi | $28.00 | 6/15/2011 4:42:08 PM |
DasMula | $27.00 | 6/15/2011 4:33:11 PM |
thankful-nickel2 | $25.00 | 6/15/2011 5:10:09 PM |
investment-daydream | $150.00 | 6/15/2011 8:03:16 PM |
courteous-note1 | $43.88 | 6/16/2011 4:26:52 AM |
ddoneday | $25.00 | 6/15/2011 7:32:28 PM |
melodious-openness | $58.18 | 6/16/2011 5:29:36 AM |
blitzen40 | $25.00 | 6/16/2011 7:44:10 AM |
alexgalt | $25.00 | 6/16/2011 8:09:40 AM |
Bocephus1959 | $50.00 | 6/16/2011 8:06:41 AM |
Asian-Persuasion | $25.00 | 6/16/2011 6:56:48 AM |
bizzzond | $50.00 | 6/16/2011 9:50:56 AM |
fairness-atmosphere | $25.00 | 6/16/2011 12:34:44 PM |
RoZu_Lending | $383.38 | 6/16/2011 12:40:28 PM |
pposFUNDing | $26.16 | 6/16/2011 10:24:38 AM |
wlm3012 | $50.05 | 6/16/2011 10:30:33 AM |
Investoman | $50.00 | 6/14/2011 9:16:56 AM |
Kash2010lu | $25.00 | 6/14/2011 9:22:21 AM |
DasMula | $27.00 | 6/14/2011 9:37:55 AM |
important-openness1 | $100.00 | 6/14/2011 9:21:10 AM |
NekHoldings | $25.00 | 6/14/2011 11:48:54 AM |
likeable-hope | $25.00 | 6/14/2011 2:03:29 PM |
interloode | $61.06 | 6/14/2011 4:20:37 PM |
blue-useful-auction | $25.00 | 6/14/2011 11:37:57 AM |
Mikale360 | $25.00 | 6/14/2011 3:17:11 PM |
myutmost | $37.73 | 6/14/2011 7:31:59 PM |
DoctorJoe | $25.00 | 6/15/2011 4:07:17 AM |
suave-dime6 | $25.00 | 6/15/2011 6:16:50 AM |
yield-lion2 | $75.00 | 6/15/2011 5:34:31 AM |
first-serene-credit | $25.00 | 6/15/2011 7:53:00 AM |
bobd32 | $25.00 | 6/15/2011 10:08:59 AM |
marwadi-62 | $200.00 | 6/15/2011 4:08:03 PM |
genuine-integrity0 | $25.00 | 6/15/2011 3:14:55 PM |
SolarMoonshine | $25.00 | 6/15/2011 5:32:15 PM |
CA-Lender | $25.06 | 6/15/2011 9:13:38 PM |
Feyenoord | $25.00 | 6/16/2011 2:50:38 AM |
irrelevant | $25.00 | 6/15/2011 9:14:15 PM |
cr55595 | $52.55 | 6/16/2011 9:46:43 AM |
FASTIZIO_P | $25.00 | 6/16/2011 9:51:14 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
511340
This series of Notes was issued and sold upon the funding of the borrower loan #50292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,750.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-16-2011 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $204.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-2006 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| special-silver7 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Bill consolidation
Purpose of loan: Moving to Michigan for better employment.
This loan will be used to... Pay bills in advance for one year to provide a comfort zone as we adapt to the move.
My financial situation: High importance placed on frugality and timely payments. I'm never late on payments.
I am a good candidate for this loan because...
Paid off previous loan 2 years early with no problem. It will not create new debt. It will make things easier to have payments consolidated and directly withdrawn.I will be paying more than the monthly payment until paid in full.
Monthly net income: $1250(almost double in michigan)
Monthly expenses: $800
Housing: $350
Insurance: $50
Car expenses: 0
Utilities: around $200 (loan will apply toward this)
Phone, cable, internet: $100
Food, entertainment: around $50 for entertainment(food paid for by a third party)
Clothing, household expenses:variable, but usually around $50
Credit cards and other loans: 0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investoman | $50.00 | 6/13/2011 9:28:38 AM |
alexgalt | $100.00 | 6/13/2011 9:26:25 AM |
Barrayaran | $25.00 | 6/13/2011 2:15:07 PM |
thomas16882004 | $25.00 | 6/13/2011 5:19:49 PM |
gelt4u | $25.00 | 6/13/2011 1:12:29 PM |
NekHoldings | $25.00 | 6/13/2011 2:09:39 PM |
hookUup | $34.40 | 6/13/2011 7:27:52 PM |
zorg77 | $50.00 | 6/13/2011 8:57:17 PM |
bowler252 | $25.00 | 6/13/2011 10:35:37 PM |
open-minded-p2p1 | $25.00 | 6/13/2011 5:39:55 PM |
DoctorJoe | $25.00 | 6/14/2011 5:04:41 AM |
wealth-fighter3 | $25.00 | 6/14/2011 6:27:16 AM |
goodcents | $25.80 | 6/13/2011 8:30:22 PM |
Frover | $25.00 | 6/14/2011 6:39:33 AM |
Chill99 | $25.00 | 6/14/2011 12:32:44 AM |
amlu1988 | $25.00 | 6/14/2011 7:08:23 AM |
Leshan | $125.59 | 6/14/2011 8:12:55 AM |
melodious-openness | $25.00 | 6/14/2011 5:29:52 AM |
honorable-yield | $50.00 | 6/14/2011 9:06:33 AM |
oath163 | $30.00 | 6/14/2011 8:26:41 AM |
beaker | $25.00 | 6/14/2011 8:01:42 AM |
axl163 | $25.00 | 6/14/2011 10:47:54 AM |
generous-agreement | $25.00 | 6/14/2011 11:14:47 AM |
market-pudding | $25.00 | 6/14/2011 10:49:35 AM |
shrewd-income | $100.00 | 6/14/2011 11:54:13 AM |
hidavehi | $28.00 | 6/14/2011 11:59:53 AM |
debt_helper | $26.07 | 6/14/2011 11:23:53 AM |
millionaireat40 | $50.00 | 6/14/2011 11:52:17 AM |
easylivin | $25.00 | 6/14/2011 12:09:15 PM |
cbivitz | $200.00 | 6/14/2011 12:52:15 PM |
drcoop | $25.00 | 6/14/2011 1:04:10 PM |
omegamon1 | $25.00 | 6/14/2011 2:54:47 PM |
cti11 | $30.36 | 6/14/2011 3:40:57 PM |
compassionate-payment9 | $50.00 | 6/14/2011 11:34:20 AM |
responsibility-pine | $25.00 | 6/14/2011 4:00:58 PM |
auction-seeker | $25.00 | 6/14/2011 6:18:48 PM |
yf99yz | $25.00 | 6/14/2011 9:17:15 PM |
DasMula | $27.00 | 6/15/2011 4:13:40 AM |
mikeandcat | $50.00 | 6/15/2011 4:50:59 AM |
umfan123 | $25.00 | 6/15/2011 6:06:07 AM |
palace2 | $111.00 | 6/15/2011 10:14:33 AM |
grotheik | $25.00 | 6/15/2011 10:51:05 AM |
ZOOOM | $25.00 | 6/15/2011 11:36:41 AM |
Bob450 | $25.00 | 6/15/2011 12:27:29 PM |
Cash_Lender | $100.00 | 6/15/2011 4:31:38 PM |
Requiem | $25.00 | 6/15/2011 7:58:30 PM |
zx12rider | $25.00 | 6/15/2011 10:57:10 PM |
money-baron-roth-IRA | $34.39 | 6/16/2011 3:22:33 AM |
interest-satellite | $25.00 | 6/16/2011 4:46:05 AM |
max007 | $30.00 | 6/16/2011 5:39:31 AM |
EretzCapital | $40.97 | 6/16/2011 6:20:10 AM |
important-openness1 | $100.00 | 6/13/2011 9:37:31 AM |
Dubbs360 | $300.00 | 6/13/2011 10:36:30 AM |
CoolPlexer | $25.00 | 6/13/2011 9:27:13 AM |
suave-dime6 | $25.00 | 6/13/2011 9:30:44 AM |
authoritative-capital | $25.00 | 6/13/2011 10:54:30 AM |
helpingyou1 | $45.04 | 6/13/2011 11:36:24 AM |
goodhearted-basis4 | $25.00 | 6/13/2011 11:53:43 AM |
bonus-seahorse | $40.00 | 6/13/2011 11:30:03 AM |
heerzaquestion | $25.00 | 6/13/2011 12:49:50 PM |
MJTimages_com | $100.00 | 6/13/2011 2:43:47 PM |
first-serene-credit | $25.00 | 6/13/2011 2:54:31 PM |
neutrino6 | $25.00 | 6/13/2011 10:59:29 AM |
SolarMoonshine | $25.00 | 6/13/2011 3:32:03 PM |
payout-bridge | $125.00 | 6/13/2011 12:13:09 PM |
aldeed | $154.76 | 6/13/2011 7:39:02 PM |
BigBag | $25.00 | 6/13/2011 10:29:21 PM |
principal-laser | $75.00 | 6/14/2011 4:27:55 AM |
careful-note1 | $50.00 | 6/14/2011 5:05:20 AM |
Tscheddar | $50.00 | 6/14/2011 7:38:50 AM |
accelerator1 | $50.00 | 6/14/2011 7:09:20 AM |
ethicalhumanist | $25.00 | 6/14/2011 8:46:56 AM |
worldly-money4 | $100.00 | 6/14/2011 6:55:06 AM |
FarmersBank | $25.00 | 6/14/2011 7:09:58 AM |
whatreality | $25.00 | 6/14/2011 7:13:44 AM |
reflective-rupee | $200.05 | 6/14/2011 7:15:12 AM |
social-heart | $25.00 | 6/14/2011 10:13:07 AM |
Engineer44 | $25.00 | 6/14/2011 12:32:50 PM |
cerebral-benefit7 | $50.00 | 6/14/2011 10:36:34 AM |
economy-huckleberry0 | $25.00 | 6/14/2011 1:48:06 PM |
palace2 | $450.00 | 6/14/2011 4:21:25 PM |
dime-bigwig4 | $66.00 | 6/14/2011 3:58:31 PM |
interstellar | $75.00 | 6/14/2011 5:45:19 PM |
felicity-daydream | $25.00 | 6/14/2011 9:47:12 PM |
openness-antioxidant | $75.00 | 6/15/2011 12:45:21 PM |
irrelevant | $25.00 | 6/15/2011 2:10:35 PM |
phase421 | $25.00 | 6/15/2011 3:29:16 PM |
periko | $25.00 | 6/15/2011 7:51:17 PM |
ddoneday | $25.00 | 6/15/2011 7:36:50 PM |
Fromthebu | $25.00 | 6/15/2011 10:34:02 PM |
Trespass4 | $60.00 | 6/16/2011 5:55:58 AM |
91 Investments
|
Borrower Payment Dependent Notes Series
511446
This series of Notes was issued and sold upon the funding of the borrower loan #50286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,600.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Jun-15-2011 |
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $131.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,912 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balance-worker8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,800.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2010)
|
Principal balance:
| $4,076.14 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
construction work
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5800
Monthly expenses: $500
Housing: $1000
Insurance: $80
Car expenses: $0
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $200.00 | 6/15/2011 9:04:35 AM |
rescue | $100.00 | 6/15/2011 9:09:20 AM |
Zolton | $100.00 | 6/15/2011 9:16:58 AM |
BigBag | $25.00 | 6/15/2011 12:51:38 PM |
JustMee | $25.00 | 6/15/2011 3:44:07 PM |
JLMGroupFunds | $100.00 | 6/15/2011 10:14:35 AM |
Dubbs360 | $300.00 | 6/15/2011 10:41:24 AM |
top-rate-infusion | $50.00 | 6/15/2011 12:11:49 PM |
octoberfresh | $25.00 | 6/15/2011 12:31:50 PM |
FinanceEngine | $40.00 | 6/15/2011 3:50:12 PM |
feb217 | $25.00 | 6/15/2011 4:43:45 PM |
well-mannered-income3 | $25.00 | 6/15/2011 5:33:13 PM |
Preist | $25.00 | 6/15/2011 4:22:23 PM |
bluehen00 | $37.23 | 6/15/2011 6:44:15 PM |
irrelevant | $25.00 | 6/15/2011 7:10:20 PM |
goodcents | $25.00 | 6/15/2011 7:22:39 PM |
trade-solo | $50.00 | 6/15/2011 7:05:14 PM |
peso-aggregator | $25.00 | 6/15/2011 7:34:07 PM |
peso-aggregator | $25.00 | 6/15/2011 7:36:06 PM |
diverse-transparency | $25.00 | 6/15/2011 7:45:18 PM |
natural-greenback6 | $25.00 | 6/15/2011 7:40:32 PM |
Elbanko | $40.00 | 6/15/2011 5:45:05 PM |
payout-reaction740 | $25.00 | 6/15/2011 5:47:42 PM |
stuy1998 | $25.00 | 6/15/2011 8:31:35 PM |
BxRealtor | $25.00 | 6/15/2011 9:08:07 AM |
qsolo | $200.00 | 6/15/2011 9:11:35 AM |
WalnutCreekguy | $50.00 | 6/15/2011 9:12:00 AM |
Dubbs360 | $300.00 | 6/15/2011 10:41:45 AM |
wlm3012 | $25.05 | 6/15/2011 11:14:10 AM |
vigilance-searcher | $25.00 | 6/15/2011 11:18:17 AM |
julijask | $50.00 | 6/15/2011 11:19:30 AM |
jules3304 | $25.00 | 6/15/2011 2:08:42 PM |
reflective-rupee | $200.09 | 6/15/2011 10:53:17 AM |
goodhearted-basis4 | $25.00 | 6/15/2011 11:07:39 AM |
Cash_Lender | $200.00 | 6/15/2011 4:11:46 PM |
luann199 | $30.00 | 6/15/2011 12:12:44 PM |
Bob450 | $25.04 | 6/15/2011 12:24:23 PM |
economy-huckleberry0 | $25.00 | 6/15/2011 2:23:43 PM |
Nicedad72 | $25.00 | 6/15/2011 3:31:05 PM |
kofiro | $50.00 | 6/15/2011 5:09:19 PM |
supreme-hope | $25.00 | 6/15/2011 5:56:58 PM |
buffalobills | $25.00 | 6/15/2011 4:59:46 PM |
agreement-magician | $61.89 | 6/15/2011 7:10:38 PM |
suave-income397 | $526.07 | 6/15/2011 7:37:00 PM |
natural-trade7 | $50.00 | 6/15/2011 8:24:48 PM |
tranquil-diversification8 | $35.11 | 6/15/2011 7:11:56 PM |
accmgg | $100.00 | 6/15/2011 7:30:39 PM |
deal-gazer | $200.00 | 6/15/2011 8:33:34 PM |
48 Investments
|