Sales Report:Supplement No. 13 dated Jun 10, 2011 to Prospectus dated May 17, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated May 17, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated May 17, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
488520
This series of Notes was issued and sold upon the funding of the borrower loan #50213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-08-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $194.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 2m |
|
Amount delinquent:
| $151 |
Total credit lines:
| 25 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,160 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vincent3932 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
660-679
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Car Repair
Purpose of loan:
I have to rebuild the motor on my 300zx.
My financial situation:
I am a good candidate for this loan because I pay all my debts.
I make $70,000 a year before over time
My house payment is 850.00 a month on a 15 yr mortgage .
Car insurance 305.00 a month
Cell phones 140.00 a month.
cable 30.00 month.
credit cards payments $400.00 im over paying on my cards to pay them off early.
my wife pays the gas,elec,water.
I have no car payments. I own three cars 05 neon my wife car, a 05 ford focus my daily car and a 1990 300zx twin turbo.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/30/2011 9:03:36 AM |
| commitment-orca7 | $100.00 | 5/30/2011 9:07:02 AM |
| Sierrahh | $50.00 | 5/30/2011 9:07:58 AM |
| Interloper | $30.00 | 5/30/2011 9:30:57 AM |
| atlas100 | $100.00 | 5/30/2011 1:00:26 PM |
| income-encore1 | $25.00 | 5/30/2011 2:35:11 PM |
| oskizzle | $25.00 | 5/31/2011 7:58:14 AM |
| gardenofeden | $51.91 | 5/31/2011 9:14:00 PM |
| BxRealtor | $25.00 | 6/1/2011 3:03:17 PM |
| newest-funds-powerplant | $39.73 | 6/1/2011 3:03:00 PM |
| Kame | $25.00 | 6/1/2011 5:48:30 PM |
| thankful-nickel2 | $25.00 | 6/2/2011 1:18:52 PM |
| kindness-lesson1 | $25.00 | 6/3/2011 8:32:18 AM |
| ommcd | $25.00 | 6/3/2011 3:53:00 PM |
| dollars4loan | $150.00 | 6/3/2011 5:58:54 PM |
| bid-czar8 | $50.00 | 6/4/2011 3:36:34 AM |
| top-epic-community | $50.00 | 6/4/2011 11:12:56 AM |
| callmebryan | $25.00 | 6/4/2011 11:29:49 AM |
| revenue-tsunami | $50.00 | 6/4/2011 11:34:53 AM |
| orange-finance-banker | $44.03 | 6/4/2011 11:58:13 AM |
| impeccable-funds5 | $50.00 | 6/4/2011 12:06:51 PM |
| Binan | $25.00 | 6/4/2011 11:32:01 AM |
| Print88 | $25.00 | 6/4/2011 12:50:12 PM |
| lenderrob | $50.00 | 6/4/2011 11:58:12 AM |
| zoomdrm57 | $50.00 | 6/4/2011 12:32:40 PM |
| CreditBuilder2 | $50.00 | 6/4/2011 1:24:59 PM |
| payment-halo | $25.00 | 6/4/2011 7:32:38 PM |
| availableloan | $25.00 | 6/4/2011 7:02:11 PM |
| Eastern | $50.00 | 6/4/2011 6:49:34 PM |
| MARWARISETH | $25.00 | 6/4/2011 7:21:39 PM |
| m0rlock | $400.00 | 6/4/2011 7:25:55 PM |
| yoyoclock | $25.00 | 6/4/2011 10:47:00 PM |
| investment-appraiser | $50.00 | 6/6/2011 10:12:24 AM |
| tokyopete23 | $25.00 | 6/6/2011 12:44:47 PM |
| purposeful-pound5 | $27.46 | 6/7/2011 4:19:43 AM |
| flexible-value | $50.00 | 6/7/2011 9:28:43 AM |
| natecam | $25.00 | 6/7/2011 5:45:24 PM |
| nybanker85 | $50.00 | 6/8/2011 5:18:43 AM |
| screenname03 | $50.00 | 6/7/2011 9:19:54 PM |
| Feyenoord | $25.00 | 6/7/2011 9:28:46 PM |
| dynamic-money271 | $25.00 | 6/8/2011 9:35:55 AM |
| ALANGREANSPAN | $50.00 | 6/8/2011 9:18:03 AM |
| patriot897 | $25.00 | 6/8/2011 11:05:14 AM |
| kind-adventurous-finance | $100.00 | 6/8/2011 9:49:49 AM |
| Princehaha | $50.00 | 6/8/2011 9:54:59 AM |
| witty-compassion | $25.00 | 6/8/2011 1:51:21 PM |
| Hope4You | $50.00 | 6/8/2011 4:36:57 PM |
| BigBag | $25.00 | 6/8/2011 5:09:34 PM |
| Mack_Inv | $150.00 | 6/8/2011 4:26:26 PM |
| philantist | $30.00 | 6/8/2011 8:27:25 PM |
| a-finance-nirvana | $25.00 | 5/30/2011 9:06:55 AM |
| loyalty-sherpa | $25.00 | 5/30/2011 9:07:38 AM |
| indomitable-coin | $25.00 | 5/30/2011 9:03:44 AM |
| vutah | $25.00 | 5/30/2011 10:21:16 AM |
| r48 | $26.00 | 5/30/2011 2:16:42 PM |
| BuildingShanghai | $25.00 | 5/31/2011 8:17:18 AM |
| reflective-rupee | $25.00 | 5/31/2011 12:41:51 PM |
| outofoffice | $100.00 | 5/31/2011 4:42:13 PM |
| supreme-hope | $25.00 | 5/31/2011 5:16:22 PM |
| Rick7925 | $25.00 | 5/31/2011 5:54:40 PM |
| ingeborg77 | $50.00 | 5/31/2011 6:40:01 PM |
| currency-persimmon | $50.00 | 5/31/2011 7:41:46 PM |
| agalt | $75.00 | 6/1/2011 7:17:10 AM |
| heerzaquestion | $25.00 | 6/1/2011 8:14:51 AM |
| simiray | $30.00 | 6/1/2011 9:34:44 AM |
| schnippy | $25.00 | 6/1/2011 10:13:50 AM |
| Tradesmanlender | $35.00 | 6/1/2011 10:41:38 AM |
| wirebutterfly | $35.00 | 6/1/2011 10:43:57 AM |
| Bodyboard | $50.00 | 6/1/2011 7:39:45 PM |
| SolarMoonshine | $25.00 | 6/2/2011 10:31:16 AM |
| credit-investor5 | $50.00 | 6/2/2011 5:53:42 PM |
| drkosh | $25.00 | 6/2/2011 6:49:18 PM |
| honorable-yield | $25.00 | 6/3/2011 10:28:09 AM |
| kulender | $50.00 | 6/3/2011 1:45:01 PM |
| efficient-treasure0 | $25.00 | 6/3/2011 4:41:20 PM |
| first-favorite-bonus9 | $50.00 | 6/3/2011 11:54:35 PM |
| money-surge1 | $25.00 | 6/4/2011 5:26:53 AM |
| Mad_Scientist | $25.00 | 6/4/2011 11:48:35 AM |
| important-openness1 | $75.00 | 6/4/2011 12:05:19 PM |
| quad | $25.00 | 6/4/2011 12:50:40 PM |
| Milonguero | $100.00 | 6/4/2011 1:05:39 PM |
| duty-plum | $200.00 | 6/4/2011 2:18:23 PM |
| payment-friendship | $25.00 | 6/4/2011 1:25:23 PM |
| PurpleMountainCapital | $25.00 | 6/4/2011 12:28:17 PM |
| new-return-faire | $191.00 | 6/4/2011 7:33:00 PM |
| exciting-fairness8 | $100.00 | 6/4/2011 7:42:00 PM |
| wealth-multiplier | $25.00 | 6/4/2011 8:04:47 PM |
| Cronos | $100.00 | 6/4/2011 8:15:50 PM |
| aldeed | $75.00 | 6/4/2011 9:12:38 PM |
| MARSTUN | $50.00 | 6/4/2011 10:59:33 PM |
| pthighs | $100.00 | 6/4/2011 11:32:57 PM |
| GoldenGo4 | $100.00 | 6/4/2011 9:59:10 PM |
| cashtolendyou | $50.00 | 6/4/2011 8:21:02 PM |
| Lender0010 | $50.00 | 6/4/2011 8:43:08 PM |
| dough-hammock | $25.00 | 6/4/2011 9:20:32 PM |
| dajen1 | $50.00 | 6/6/2011 12:10:12 PM |
| sturdy-velocity6 | $50.00 | 6/6/2011 1:58:52 PM |
| bonafide-cash | $100.00 | 6/6/2011 12:10:43 PM |
| myduck | $50.00 | 6/6/2011 4:44:47 PM |
| BlessedEveryDay | $25.00 | 6/7/2011 7:23:00 AM |
| intuitive-bill | $25.00 | 6/7/2011 6:42:36 AM |
| listing-vista | $50.00 | 6/7/2011 5:44:15 AM |
| blue-useful-auction | $25.00 | 6/7/2011 8:48:05 AM |
| CashFlowLender | $50.00 | 6/7/2011 8:31:44 PM |
| enthralling-deal180 | $50.00 | 6/8/2011 4:18:04 AM |
| enthusiastic-point | $25.00 | 6/8/2011 7:05:07 AM |
| durable-investment8 | $59.05 | 6/8/2011 8:56:10 AM |
| bigladybug | $100.00 | 6/8/2011 11:00:49 AM |
| MonkeyHero | $100.00 | 6/8/2011 2:21:23 PM |
| psonicl | $50.00 | 6/8/2011 1:39:42 PM |
| Castelj | $80.00 | 6/8/2011 6:09:27 PM |
| wwwUniversal | $25.00 | 6/8/2011 5:32:40 PM |
| exact-gold2 | $25.00 | 6/8/2011 7:15:46 PM |
| 113 Investments
|
Borrower Payment Dependent Notes Series
505062
This series of Notes was issued and sold upon the funding of the borrower loan #50103, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-02-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 17y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,467 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| glowing-pound7 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,700.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2010)
|
|
Principal balance:
| $2,084.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Consolidating expenses
Purpose of loan:
This loan will be used to consolidate my family's remaining debt. Thanks to a previous Prosper loan my wife, new son and I made it through the rough time of paying for expenses with only one of us working. Now we wish to consolidate our remaining debt so that we may sooner rather than later buy a house instead of renting.
My financial situation:
I am a good candidate for this loan because I pay off my debts. I do not miss payments. My wife is working again so our income is increasing. She has also been recently promoted to management, so things are looking brighter every day.
Monthly net income: $4200
Monthly expenses: $1750-$1825
Housing: $800
Insurance: $100
Car expenses: $100
Utilities: $150-175
Phone, cable, internet: $100
Food, entertainment: $150-200
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon | $25.00 | 6/2/2011 9:08:50 AM |
| entreprenooner | $25.00 | 6/3/2011 9:47:48 AM |
| CreditBuilder2 | $50.00 | 6/3/2011 4:29:37 PM |
| reflective-rupee | $200.05 | 6/3/2011 4:35:58 PM |
| ommcd | $25.00 | 6/3/2011 3:48:55 PM |
| Rogesparkguy | $25.00 | 6/3/2011 4:54:44 PM |
| zorg77 | $50.00 | 6/3/2011 5:11:50 PM |
| SolarMoonshine | $25.00 | 6/3/2011 5:36:22 PM |
| velocity-motivator6 | $25.00 | 6/3/2011 5:35:22 PM |
| felicity-performer3 | $307.52 | 6/3/2011 6:06:20 PM |
| designer_10 | $25.00 | 6/3/2011 6:10:18 PM |
| competent-p2p | $25.00 | 6/3/2011 6:15:19 PM |
| diplomatic-wealth7 | $25.00 | 6/3/2011 6:07:55 PM |
| George13 | $50.00 | 6/3/2011 6:54:50 PM |
| fantastic-openness | $25.00 | 6/3/2011 6:17:10 PM |
| shrewd-income | $25.00 | 6/3/2011 7:27:57 PM |
| meoweo | $25.00 | 6/3/2011 8:00:57 PM |
| IIP77 | $25.00 | 6/3/2011 9:44:11 PM |
| pound-doughnut | $50.00 | 6/3/2011 9:49:16 PM |
| first-serene-credit | $25.00 | 6/3/2011 7:26:26 PM |
| Mad_Scientist | $25.00 | 6/3/2011 7:47:44 PM |
| best-asset-jedi | $50.00 | 6/3/2011 11:34:26 PM |
| reueljw | $25.00 | 6/3/2011 9:11:15 PM |
| FormulaTroll | $25.00 | 6/3/2011 9:51:14 PM |
| yf99yz | $30.00 | 6/3/2011 10:01:43 PM |
| courteous-integrity661 | $59.20 | 6/4/2011 5:14:35 AM |
| dslobbs | $25.00 | 6/4/2011 6:42:43 AM |
| Nailman88 | $25.00 | 6/4/2011 6:57:57 AM |
| gulch | $25.00 | 6/4/2011 6:52:34 AM |
| glimmering-generosity0 | $50.00 | 6/4/2011 7:00:02 AM |
| payout-flag6 | $100.00 | 6/4/2011 8:12:30 AM |
| dslobbs | $25.00 | 6/4/2011 7:31:12 AM |
| llequire1 | $27.12 | 6/4/2011 7:40:19 AM |
| thelovebug | $100.00 | 6/4/2011 8:26:15 AM |
| szetheli | $141.00 | 6/4/2011 9:15:26 AM |
| eg192 | $100.00 | 6/4/2011 9:28:03 AM |
| scarlet-velvet | $25.08 | 6/4/2011 9:45:43 AM |
| FinanceEngine | $35.00 | 6/4/2011 7:03:39 AM |
| credit-missile | $75.00 | 6/4/2011 10:55:10 AM |
| Binan | $25.00 | 6/4/2011 11:43:28 AM |
| important-openness1 | $75.00 | 6/4/2011 12:05:47 PM |
| BankofBeth | $25.00 | 6/4/2011 10:15:26 AM |
| Astyanax | $100.00 | 6/4/2011 10:51:20 AM |
| grampy48 | $43.11 | 6/4/2011 2:36:59 PM |
| authentic-finance194 | $100.00 | 6/4/2011 1:06:19 PM |
| bazaar-festivity | $50.00 | 6/4/2011 1:26:55 PM |
| KRAM151 | $85.31 | 6/4/2011 3:56:50 PM |
| Byrd24 | $100.00 | 6/4/2011 5:29:55 PM |
| payout-bridge | $200.00 | 6/4/2011 4:17:50 PM |
| authoritative-capital | $25.00 | 6/4/2011 1:29:57 PM |
| musegaze | $110.00 | 6/4/2011 8:30:11 PM |
| setUup | $27.40 | 6/5/2011 1:14:49 AM |
| natural-return0 | $120.00 | 6/5/2011 3:56:41 AM |
| terrific-return | $25.00 | 6/4/2011 5:00:57 PM |
| neutrino6 | $25.00 | 6/5/2011 1:02:31 AM |
| handy-justice | $100.00 | 6/4/2011 5:56:09 PM |
| trade-boots1 | $100.00 | 6/5/2011 9:32:20 AM |
| pthighs | $100.00 | 6/4/2011 11:24:34 PM |
| thestartuplender | $25.11 | 6/5/2011 5:53:45 AM |
| thestartuplender | $25.00 | 6/5/2011 5:56:51 AM |
| micko | $25.00 | 6/5/2011 7:29:32 AM |
| GS-ROCK | $25.00 | 6/5/2011 8:28:11 AM |
| wealth-renaissance5 | $25.00 | 6/5/2011 8:52:52 AM |
| Tizzo27 | $36.30 | 6/6/2011 6:55:14 PM |
| coin-bee1 | $25.00 | 6/7/2011 6:16:20 AM |
| irrelevant | $25.00 | 6/7/2011 4:45:54 AM |
| frogperson | $100.00 | 6/2/2011 9:45:08 PM |
| chameleon125 | $25.00 | 6/3/2011 6:56:06 AM |
| mlj0671 | $25.00 | 6/3/2011 7:41:08 AM |
| Sac_leader | $25.00 | 6/3/2011 10:48:57 AM |
| tnjohnso | $25.00 | 6/3/2011 5:47:31 PM |
| EarlyRiser | $250.00 | 6/3/2011 5:47:47 PM |
| godfather4u | $50.00 | 6/3/2011 6:03:08 PM |
| supersarah61 | $50.00 | 6/3/2011 6:00:03 PM |
| 1randyp | $100.00 | 6/3/2011 6:18:41 PM |
| calmfunds | $500.00 | 6/3/2011 6:23:55 PM |
| shawnw2 | $200.00 | 6/3/2011 6:35:05 PM |
| momoney2lend | $25.00 | 6/3/2011 6:37:00 PM |
| well-mannered-income3 | $25.00 | 6/3/2011 6:45:45 PM |
| Investoman | $50.00 | 6/3/2011 7:40:12 PM |
| kind-efficient-credit | $25.00 | 6/3/2011 7:44:57 PM |
| SecondChanceLendingSERV | $25.00 | 6/3/2011 8:12:22 PM |
| Philman | $25.00 | 6/3/2011 8:27:54 PM |
| Bob450 | $25.04 | 6/3/2011 9:02:20 PM |
| radiant-wealth0 | $50.00 | 6/3/2011 7:28:19 PM |
| mad-scientist0 | $50.00 | 6/3/2011 7:39:35 PM |
| GCInvestments | $25.00 | 6/3/2011 8:21:20 PM |
| Pitufo | $100.00 | 6/4/2011 12:36:27 AM |
| gethsemane4 | $50.00 | 6/3/2011 8:43:44 PM |
| Reddress4u | $35.00 | 6/3/2011 9:39:04 PM |
| cmg891 | $25.00 | 6/3/2011 9:40:58 PM |
| brightest-benjamins-onator | $28.86 | 6/4/2011 4:32:16 AM |
| flexible-duty3 | $25.00 | 6/4/2011 5:42:36 AM |
| SALLYEB | $25.00 | 6/4/2011 6:02:36 AM |
| jazzlender | $50.00 | 6/4/2011 8:02:18 AM |
| treasure-pipeline | $70.71 | 6/4/2011 9:47:11 AM |
| nycloan | $25.00 | 6/4/2011 10:03:59 AM |
| glroark | $50.00 | 6/4/2011 10:37:30 AM |
| druidpoet | $25.00 | 6/4/2011 11:57:46 AM |
| natural-greenback6 | $25.00 | 6/4/2011 11:58:36 AM |
| Wisc_investor | $30.00 | 6/4/2011 12:17:38 PM |
| RedantFinance | $25.00 | 6/4/2011 9:07:03 AM |
| head | $25.00 | 6/4/2011 10:55:27 AM |
| ore-dojo | $25.00 | 6/4/2011 11:16:05 AM |
| Atlanta-Buyer | $75.00 | 6/4/2011 2:10:48 PM |
| graceful-investment | $100.00 | 6/4/2011 2:22:17 PM |
| blissful-cash3 | $250.00 | 6/4/2011 5:29:51 PM |
| Rachy0325 | $48.74 | 6/4/2011 2:38:58 PM |
| cordial-economy027 | $25.00 | 6/4/2011 3:39:17 PM |
| terrific-return | $25.00 | 6/4/2011 4:29:56 PM |
| sensible-fund | $25.00 | 6/4/2011 7:36:35 PM |
| lovely-order7 | $25.00 | 6/4/2011 10:03:29 PM |
| jybank | $50.00 | 6/4/2011 11:38:31 PM |
| CA-Lender | $25.06 | 6/4/2011 4:38:13 PM |
| terrific-return | $25.00 | 6/4/2011 5:00:50 PM |
| fund-tom-tom6 | $34.79 | 6/4/2011 6:24:11 PM |
| mikeandcat | $100.00 | 6/4/2011 7:26:03 PM |
| B2152 | $25.00 | 6/5/2011 7:57:55 AM |
| lenderRXT | $50.00 | 6/4/2011 8:09:36 PM |
| optionscashflow | $25.00 | 6/5/2011 9:18:59 AM |
| rlaboy | $25.00 | 6/5/2011 7:13:05 AM |
| lie21073 | $50.00 | 6/4/2011 10:08:27 PM |
| vigilance-searcher | $25.00 | 6/5/2011 10:36:02 AM |
| RetirementMoney | $25.00 | 6/5/2011 12:19:49 PM |
| cmlmiami | $150.00 | 6/5/2011 1:19:07 PM |
| loss-of-control | $50.00 | 6/5/2011 6:46:02 PM |
| worth-blanket2 | $2,779.60 | 6/7/2011 11:56:48 AM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
506054
This series of Notes was issued and sold upon the funding of the borrower loan #50035, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-08-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $176.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1985 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,219 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| velobuyer |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
680-699
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Taxes and Debt Consolidation
Purpose of loan:
This loan will be used to both settle a past tax debt created while self employed and pay up a small balance on a credit card.
My financial situation:
I feel I'm a good candidate for this loan because I am now in a solid career position (well liked by employer and exceeding goals). I took a big step this past September to walk away from self-employment. The new career is stable, exciting, and working out well!
My credit has also taken an upswing, and I'm taking financial responsibility to clean up my past debts.
My previous 2008 Prosper loan was paid off early and my current auto loan is nearly paid up. So things are looking up! This should be a promising investment for you!
Monthly net income: $ 2900
Housing: $ 850
Insurance: $ 150
Car expenses: $ 350
Utilities: $ 100
Phone, cable, internet: $ employer paid
Food, entertainment: $ 100
Credit cards and other loans: $ 120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $28.00 | 6/7/2011 5:03:02 PM |
| Investoman | $100.00 | 6/7/2011 5:11:07 PM |
| JustMee | $25.00 | 6/7/2011 5:18:21 PM |
| investment-cluster | $50.00 | 6/7/2011 7:36:44 PM |
| thankful-nickel2 | $25.00 | 6/7/2011 5:25:31 PM |
| Frover | $40.00 | 6/7/2011 8:43:57 PM |
| CA-Lender | $75.06 | 6/7/2011 6:45:04 PM |
| oxnard | $25.00 | 6/7/2011 7:08:10 PM |
| 1traveler | $25.00 | 6/7/2011 10:10:19 PM |
| Reddy_Capital | $36.00 | 6/7/2011 10:39:37 PM |
| cbivitz | $225.00 | 6/7/2011 10:57:04 PM |
| matthewa | $25.00 | 6/7/2011 11:16:48 PM |
| harmonious-contract5 | $25.00 | 6/7/2011 7:31:24 PM |
| setUup | $37.40 | 6/8/2011 1:30:56 AM |
| power-secret-agent | $25.00 | 6/8/2011 1:54:07 AM |
| riveting-credit5 | $100.00 | 6/7/2011 7:59:37 PM |
| CapricornLending | $30.00 | 6/7/2011 8:02:10 PM |
| amerigor | $25.00 | 6/7/2011 8:12:47 PM |
| kmwvma | $25.00 | 6/8/2011 2:48:16 AM |
| 113121 | $500.00 | 6/7/2011 7:43:48 PM |
| reflective-rupee | $200.05 | 6/7/2011 7:47:43 PM |
| reflective-rupee | $250.00 | 6/7/2011 7:48:01 PM |
| trade-goblin9 | $25.00 | 6/7/2011 9:51:01 PM |
| best-generosity-financier | $25.00 | 6/7/2011 10:27:02 PM |
| auctionator1 | $25.00 | 6/7/2011 10:59:35 PM |
| availableloan | $25.00 | 6/7/2011 8:41:53 PM |
| Dubbs360 | $300.00 | 6/7/2011 9:30:54 PM |
| LongTail | $35.00 | 6/7/2011 9:33:33 PM |
| Feyenoord | $25.00 | 6/7/2011 9:34:48 PM |
| grampy48 | $30.00 | 6/8/2011 2:14:57 AM |
| vigilance-searcher | $25.00 | 6/7/2011 9:55:28 PM |
| wild-orange | $270.98 | 6/8/2011 2:35:05 AM |
| Steveoo1 | $25.00 | 6/7/2011 10:40:00 PM |
| myidear | $25.00 | 6/8/2011 2:30:10 AM |
| CoolPlexer | $25.00 | 6/7/2011 5:09:17 PM |
| alexgalt | $100.00 | 6/7/2011 5:09:21 PM |
| 420limo | $25.00 | 6/7/2011 7:42:37 PM |
| vine99 | $65.00 | 6/7/2011 7:43:36 PM |
| vutah | $25.00 | 6/7/2011 7:52:09 PM |
| Wangchuk | $25.00 | 6/7/2011 8:27:42 PM |
| VBinvestor | $100.00 | 6/7/2011 6:45:18 PM |
| zone6 | $100.00 | 6/7/2011 7:03:44 PM |
| PleaseDontDefault | $50.00 | 6/7/2011 7:22:14 PM |
| blue111 | $25.00 | 6/7/2011 6:30:25 PM |
| benefit-awakening9 | $100.00 | 6/7/2011 7:58:55 PM |
| supreme-hope | $25.00 | 6/7/2011 8:00:18 PM |
| RetirementMoney | $25.00 | 6/7/2011 6:41:18 PM |
| 113121 | $100.00 | 6/7/2011 7:35:10 PM |
| 420limo | $100.00 | 6/7/2011 7:42:16 PM |
| ezrloan | $30.00 | 6/7/2011 9:12:18 PM |
| chungfang | $47.95 | 6/7/2011 8:00:33 PM |
| amlu1988 | $25.00 | 6/7/2011 8:05:41 PM |
| first-class-gold0 | $200.00 | 6/7/2011 9:57:34 PM |
| well-mannered-income3 | $40.00 | 6/7/2011 8:16:55 PM |
| credit-missile | $100.00 | 6/7/2011 11:12:50 PM |
| Kash2010lu | $25.00 | 6/7/2011 8:42:03 PM |
| noodles932 | $33.56 | 6/7/2011 9:23:33 PM |
| CreditBuilder2 | $150.00 | 6/7/2011 9:58:24 PM |
| high_flyer | $51.00 | 6/7/2011 10:11:48 PM |
| Asimus | $25.00 | 6/8/2011 12:38:49 AM |
| wild-orange | $175.00 | 6/8/2011 2:48:33 AM |
| 61 Investments
|
Borrower Payment Dependent Notes Series
507640
This series of Notes was issued and sold upon the funding of the borrower loan #50091, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-06-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $575.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,351 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mjjjrj |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2009)
|
|
Principal balance:
| $743.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Upgrading to a safer car
Purpose of loan:
This loan will be used to...
Get a better car to haul the kids around in
My financial situation:
I am a good candidate for this loan because...
We are never late on a payment and make a good living.
My wife Just finished residency and is now a practicing physcian
This income is just mine dose not reflect the money my wife makes
Monthly net income: $5500
Monthly expenses:
Housing: $1700
Insurance: $100
Car expenses: $
Utilities: $150
Phone, cable, internet: $50.75
Food, entertainment: $
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 6/6/2011 9:07:51 AM |
| tntmojave | $50.00 | 6/6/2011 9:57:25 AM |
| investment-artist | $25.01 | 6/6/2011 11:13:26 AM |
| OldManP | $25.00 | 6/6/2011 11:14:05 AM |
| suave-dime6 | $25.00 | 6/6/2011 11:17:06 AM |
| Invest_in_residual_income | $25.00 | 6/6/2011 3:24:59 PM |
| chameleon125 | $25.00 | 6/6/2011 1:59:32 PM |
| zorg77 | $50.00 | 6/6/2011 4:13:41 PM |
| scarlet-velvet | $25.08 | 6/6/2011 5:47:36 PM |
| novice-speculator | $25.00 | 6/6/2011 9:12:54 PM |
| dogtime19 | $75.00 | 6/6/2011 6:42:38 PM |
| Frover | $30.00 | 6/6/2011 9:19:06 PM |
| marketplace-meridian | $25.00 | 6/6/2011 9:34:18 PM |
| Military-Vet-72 | $56.70 | 6/6/2011 10:00:45 PM |
| corporatejim | $31.52 | 6/7/2011 5:29:37 AM |
| dslobbs | $200.00 | 6/7/2011 4:29:54 AM |
| nilonc1 | $100.00 | 6/7/2011 7:04:50 AM |
| Nerdster1 | $25.11 | 6/7/2011 5:08:46 AM |
| gothampark | $25.00 | 6/7/2011 6:52:19 AM |
| first-serene-credit | $25.00 | 6/7/2011 8:20:50 AM |
| katnmouse | $25.00 | 6/7/2011 7:07:40 AM |
| Rogesparkguy | $25.00 | 6/7/2011 6:55:34 AM |
| stu6703 | $25.00 | 6/7/2011 7:54:35 AM |
| Leshan | $100.00 | 6/7/2011 7:19:22 AM |
| lendstats_com | $800.00 | 6/7/2011 7:45:06 AM |
| djmjkelso | $25.00 | 6/7/2011 7:53:44 AM |
| calmfunds | $500.00 | 6/7/2011 8:10:47 AM |
| golffish2 | $25.00 | 6/7/2011 9:10:30 AM |
| DasMula | $27.00 | 6/7/2011 10:53:34 AM |
| worth-blanket2 | $1,114.01 | 6/7/2011 12:04:52 PM |
| thankful-nickel2 | $25.00 | 6/6/2011 10:17:18 AM |
| lendstats_com | $200.00 | 6/6/2011 11:19:06 AM |
| ommcd | $25.00 | 6/6/2011 11:05:58 AM |
| SecondChanceLendingSERV | $25.00 | 6/6/2011 3:31:25 PM |
| CA-Lender | $50.06 | 6/6/2011 3:33:59 PM |
| Track-Layer | $100.00 | 6/6/2011 4:14:06 PM |
| LuckyDuck49 | $30.00 | 6/6/2011 4:50:11 PM |
| value-allocator1 | $100.00 | 6/6/2011 6:28:45 PM |
| maestro138 | $200.00 | 6/6/2011 11:39:54 PM |
| RedantFinance | $25.00 | 6/6/2011 10:07:57 PM |
| setUup | $26.40 | 6/7/2011 2:30:09 AM |
| thrilling-payout1 | $50.00 | 6/7/2011 3:03:02 AM |
| corporatejim | $31.52 | 6/7/2011 5:25:52 AM |
| djh47a | $25.00 | 6/7/2011 6:43:03 AM |
| competent-p2p | $30.00 | 6/7/2011 6:59:23 AM |
| octoberfresh | $25.00 | 6/7/2011 7:08:43 AM |
| Bob450 | $25.04 | 6/7/2011 7:40:14 AM |
| jmb_lending | $50.00 | 6/7/2011 6:23:39 AM |
| bbt210 | $25.00 | 6/7/2011 5:36:24 AM |
| coin-bee1 | $25.00 | 6/7/2011 7:01:55 AM |
| Pakse | $26.33 | 6/7/2011 6:12:33 AM |
| Investoman | $100.00 | 6/7/2011 8:25:30 AM |
| heerzaquestion | $25.00 | 6/7/2011 8:26:23 AM |
| foothillender | $25.00 | 6/7/2011 6:29:18 AM |
| ochardlender | $41.45 | 6/7/2011 7:45:46 AM |
| exchange-squirrel | $25.00 | 6/7/2011 7:03:10 AM |
| greencat | $50.00 | 6/7/2011 7:22:10 AM |
| RickColo | $119.77 | 6/7/2011 8:16:39 AM |
| integrity-doctor | $100.00 | 6/7/2011 7:30:23 AM |
| drummenace | $100.00 | 6/7/2011 8:50:08 AM |
| bullish2bearish | $35.00 | 6/7/2011 8:14:54 AM |
| loan-sensai | $100.00 | 6/7/2011 8:49:06 AM |
| tranquil-gain1 | $50.00 | 6/7/2011 9:54:52 AM |
| marwadi-62 | $500.00 | 6/7/2011 10:42:35 AM |
| openness-antioxidant | $25.00 | 6/7/2011 10:32:56 AM |
| 65 Investments
|
Borrower Payment Dependent Notes Series
507944
This series of Notes was issued and sold upon the funding of the borrower loan #50076, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-03-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $224.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,595 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| courageous-commitment368 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need EMERGENCY Repair of my Septic!
Purpose of loan: Emergency Repair of Septic System
This loan will be used to repair and replace key elements of my septic system so I can continue to use it without it flooding my basement.
My financial situation:
I am a good candidate for this loan because I have good credit and stable employment . I simply don't have the cash on hand to make this repair. Also, I don't typically use credit cards, so I'm in a bit of a bind.
Monthly net income: $4166 (me) $1800 (spouse)
Monthly expenses: $3000 including household payments, utilities, etc!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/20/2011 5:07:17 PM |
| vacaerol | $25.00 | 5/21/2011 4:24:59 AM |
| get30inc | $50.00 | 5/21/2011 3:42:39 AM |
| ThisGuyIKnow | $25.00 | 5/21/2011 4:24:29 AM |
| BradP | $25.00 | 5/21/2011 7:37:04 AM |
| dedicated-diversification5 | $97.93 | 5/21/2011 5:00:51 AM |
| scarlet-velvet | $25.00 | 5/21/2011 8:21:13 AM |
| jml3482 | $25.00 | 5/21/2011 9:51:04 AM |
| zjonathan | $25.00 | 5/21/2011 11:02:50 AM |
| hope-base | $25.00 | 5/21/2011 10:49:20 AM |
| janeybooboo | $100.00 | 5/21/2011 11:14:59 AM |
| favorite-commerce | $25.00 | 5/21/2011 12:25:14 PM |
| reflective-rupee | $25.00 | 5/21/2011 1:26:10 PM |
| 2grindstones | $25.00 | 5/21/2011 2:01:56 PM |
| coin-bee1 | $25.00 | 5/21/2011 3:26:10 PM |
| jjswanso | $50.00 | 5/25/2011 1:19:24 PM |
| diversification-medalist | $100.00 | 5/27/2011 12:00:30 AM |
| reflective-rupee | $175.00 | 5/27/2011 10:04:17 AM |
| euro-deployment | $25.00 | 5/27/2011 12:41:57 PM |
| diplomatic-wealth7 | $25.00 | 5/28/2011 12:13:59 PM |
| vutah | $25.00 | 5/29/2011 11:10:06 AM |
| qsolo | $200.00 | 5/29/2011 12:34:01 PM |
| alexgalt | $25.00 | 5/29/2011 11:19:15 PM |
| amaizblanco | $25.00 | 5/30/2011 6:44:18 AM |
| moola-pillow | $25.00 | 5/31/2011 4:09:51 PM |
| Dubbs360 | $25.00 | 5/31/2011 5:55:25 PM |
| Whipster | $45.00 | 5/31/2011 7:15:20 PM |
| honorable-yield | $25.00 | 6/1/2011 9:23:19 AM |
| Jack55304 | $300.00 | 6/1/2011 10:20:27 AM |
| best-charming-leverage | $100.00 | 6/1/2011 10:17:16 AM |
| green-rapid-openness | $50.00 | 6/1/2011 5:38:39 PM |
| payment-gusto | $25.00 | 6/1/2011 5:58:52 PM |
| principal-equalizer | $25.00 | 6/2/2011 6:20:28 AM |
| taltman | $25.00 | 6/2/2011 6:46:00 AM |
| mt3209 | $25.00 | 6/2/2011 9:31:49 AM |
| credit-sycamore4 | $50.00 | 6/2/2011 9:46:09 AM |
| trippd6 | $25.00 | 6/2/2011 10:47:10 AM |
| fairhelper | $25.00 | 6/2/2011 9:54:24 AM |
| kind-adventurous-finance | $100.00 | 6/2/2011 11:08:08 AM |
| pthighs | $100.00 | 6/2/2011 1:52:34 PM |
| HHP | $100.00 | 6/2/2011 2:06:13 PM |
| thankful-nickel2 | $25.00 | 6/2/2011 1:49:57 PM |
| the-enthralling-coin | $25.00 | 6/2/2011 4:38:32 PM |
| willinvest | $25.00 | 6/2/2011 12:33:13 PM |
| Investoman | $50.00 | 6/2/2011 1:07:48 PM |
| worthy-bid8 | $25.00 | 6/2/2011 6:51:28 PM |
| mckhbnpc | $25.00 | 6/2/2011 5:11:44 PM |
| credit-investor5 | $50.00 | 6/2/2011 6:56:54 PM |
| treasure-bliss | $50.00 | 6/2/2011 6:59:14 PM |
| SnE | $50.00 | 6/2/2011 7:03:42 PM |
| worth-web5 | $100.00 | 6/2/2011 6:54:14 PM |
| Kaj | $35.00 | 6/2/2011 7:10:14 PM |
| EBITDA | $25.00 | 6/3/2011 1:22:14 AM |
| matt_2006 | $25.00 | 6/2/2011 8:05:04 PM |
| JauaFlash | $25.00 | 6/2/2011 8:30:06 PM |
| designer_10 | $25.00 | 6/2/2011 8:55:11 PM |
| economy-coup | $100.00 | 5/20/2011 5:09:01 PM |
| Kreditorium | $25.00 | 5/21/2011 4:13:39 AM |
| lloyd_s | $25.00 | 5/21/2011 4:14:50 AM |
| Jonb6919 | $25.00 | 5/21/2011 4:24:11 AM |
| WindyKid | $50.00 | 5/21/2011 7:18:31 AM |
| Rogesparkguy | $25.00 | 5/21/2011 7:47:55 AM |
| asset-equilibrium0 | $50.00 | 5/21/2011 9:51:42 AM |
| shrewd-peace7 | $25.00 | 5/21/2011 11:02:05 AM |
| payout-hammock1 | $50.00 | 5/21/2011 11:10:17 AM |
| janeybooboo | $100.00 | 5/21/2011 11:14:43 AM |
| DasMula | $27.00 | 5/21/2011 11:26:22 AM |
| marinbb | $50.00 | 5/21/2011 12:29:37 PM |
| golffish2 | $25.00 | 5/23/2011 3:57:58 AM |
| MrBailey | $25.00 | 5/23/2011 10:11:54 PM |
| intelligent-yield | $50.00 | 5/25/2011 9:52:55 PM |
| irrelevant | $25.00 | 5/26/2011 1:07:47 PM |
| coin-sonnet | $100.00 | 5/26/2011 5:45:12 PM |
| yf99yz | $30.00 | 5/27/2011 9:28:32 PM |
| SunriseTrader1 | $25.00 | 5/28/2011 2:24:40 PM |
| exciting-fairness | $200.00 | 5/29/2011 4:59:23 AM |
| Mombo-5 | $63.53 | 5/30/2011 8:15:41 AM |
| heerzaquestion | $25.00 | 5/30/2011 9:22:58 AM |
| antlr | $50.00 | 5/30/2011 9:47:38 AM |
| COCHINOBOY | $50.00 | 5/30/2011 10:11:25 AM |
| red-power-pecan | $50.00 | 5/31/2011 9:53:00 AM |
| 1willray | $25.00 | 5/31/2011 12:49:23 PM |
| Rogelio48 | $30.00 | 5/31/2011 4:39:44 PM |
| grampy48 | $25.00 | 5/31/2011 6:53:27 PM |
| commerce-web5 | $25.00 | 5/31/2011 8:12:05 PM |
| KarlMarx | $25.00 | 6/1/2011 3:27:03 AM |
| Reddy_Capital | $25.00 | 5/31/2011 8:59:26 PM |
| partyplan | $100.00 | 6/1/2011 9:07:34 AM |
| Bob450 | $25.00 | 6/1/2011 9:28:16 AM |
| chungfang | $50.00 | 6/1/2011 12:10:08 PM |
| calmfunds | $250.00 | 6/1/2011 12:42:55 PM |
| handy-justice | $100.00 | 6/2/2011 9:42:44 AM |
| NoCal | $25.00 | 6/2/2011 9:42:00 AM |
| umfan123 | $25.00 | 6/2/2011 2:09:55 PM |
| totommb | $112.45 | 6/2/2011 4:26:10 PM |
| gothampark | $25.00 | 6/2/2011 5:06:42 PM |
| first-lovely-dollar | $200.00 | 6/2/2011 4:33:08 PM |
| Myrick | $25.00 | 6/2/2011 6:41:53 PM |
| circuitfive | $25.00 | 6/2/2011 6:58:35 PM |
| otto1939 | $51.00 | 6/2/2011 5:27:25 PM |
| mpatrick | $25.00 | 6/2/2011 8:18:56 PM |
| Kash2010lu | $25.00 | 6/2/2011 9:43:14 PM |
| equallender | $56.30 | 6/2/2011 11:10:49 PM |
| papaloha | $25.00 | 6/2/2011 7:26:44 PM |
| Doug1043 | $25.00 | 6/3/2011 1:59:36 AM |
| weWantToHelp | $50.00 | 6/3/2011 12:11:51 AM |
| finance-prescription | $100.00 | 6/3/2011 2:13:22 AM |
| 107 Investments
|
Borrower Payment Dependent Notes Series
508534
This series of Notes was issued and sold upon the funding of the borrower loan #50225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,800.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $384.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 10m |
|
Amount delinquent:
| $102,546 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,810 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-return-rider |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Short Term Loan*18mo* 2 x Borrower
Consolidate all credit card debt/loan into 1 payment. My car loan has 10 mo left and I will use that $465 additional to pay this loan off in 18 mo and better my credit & score. Total cc bal: $9144
I have stable job 13yrs & 2nd time Prosper borrower never late/paid early with refunded lease deposit as promised in 2011 loan also to post new loan. Spouse 12+ job-$63,000 yr additional.
Delinquent is bal of mortgage/loss of our home FL 2008. Rapid ^ in interest of 6% to 14.2% in 6 mo caused payment ^ from $2400 - $4800 mo ($5864 tax/ins). Bal charged off by lender. Lender is now currently under fraud lawsuit by State Attorney General. We did not walk away and used 401k, savings. Could not refi due to loss in equity, mortgage co refused short sale. The 5 delinquent are mortgage due to lenders policy where you had to be 90 days late to qualify for help with interest rate.
My net: $ 5800 mo.
My Monthly Expenses total:
$2810.88 includes car payment/ins of $568.
Information in the Description is not verified.
Friends And Family Investments
beach-luver has invested a total of
$525.58.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $150.00 | 5/26/2011 9:00:01 PM |
| CommunityArts_Non-profit | $25.00 | 5/27/2011 6:04:31 PM |
| CoolPlexer | $25.00 | 5/28/2011 10:41:55 AM |
| janeybooboo | $50.00 | 5/28/2011 1:22:17 PM |
| Mikale360 | $25.00 | 5/29/2011 1:10:55 AM |
| missing-link | $25.00 | 5/30/2011 5:33:00 PM |
| 1willray | $30.00 | 5/31/2011 1:01:52 PM |
| best-charming-leverage | $100.00 | 6/1/2011 10:18:43 AM |
| Dubbs360 | $25.00 | 6/1/2011 5:42:18 PM |
| commerce-web5 | $25.00 | 6/3/2011 10:03:45 AM |
| investmentgroup | $25.00 | 6/3/2011 7:34:00 PM |
| SolarMoonshine | $25.00 | 6/6/2011 3:51:47 PM |
| irrelevant | $25.00 | 6/6/2011 4:40:21 PM |
| intuitive-bill | $25.00 | 6/7/2011 6:38:35 AM |
| treasure-bliss | $41.74 | 6/7/2011 10:51:11 AM |
| the-dollar-topper | $27.92 | 6/7/2011 11:23:09 AM |
| nickel-position | $25.00 | 6/7/2011 12:09:34 PM |
| antlr | $50.00 | 6/7/2011 4:20:42 PM |
| diplomatic-wealth7 | $25.00 | 6/7/2011 5:13:15 PM |
| healthy-peso9 | $50.00 | 6/7/2011 5:31:01 PM |
| worthy-bid8 | $25.00 | 6/7/2011 6:01:58 PM |
| cbivitz | $375.00 | 6/7/2011 11:13:14 PM |
| umfan123 | $25.00 | 6/8/2011 6:04:44 AM |
| victorcab | $25.00 | 6/8/2011 9:58:05 AM |
| five-star-note | $25.00 | 6/8/2011 9:47:42 AM |
| cassperr | $25.00 | 6/8/2011 6:56:21 PM |
| Mowtown | $100.00 | 6/8/2011 6:53:08 PM |
| kulender | $50.00 | 6/9/2011 6:33:22 AM |
| consummate-loyalty1 | $50.00 | 6/9/2011 8:13:32 AM |
| money-bauble | $50.00 | 6/9/2011 10:07:33 AM |
| papaloha | $25.00 | 6/9/2011 8:14:25 AM |
| flopcat | $25.00 | 6/9/2011 9:57:24 AM |
| riveting-wealth2 | $100.00 | 6/9/2011 10:08:25 AM |
| Palacios | $50.00 | 6/9/2011 10:53:10 AM |
| 6moonbeams | $25.00 | 6/9/2011 10:28:49 AM |
| HHP | $87.72 | 6/9/2011 10:09:21 AM |
| the-profit-oracle | $25.00 | 6/9/2011 10:37:04 AM |
| the-productive-agreement | $50.00 | 6/9/2011 10:36:51 AM |
| Jack55304 | $300.00 | 6/9/2011 10:44:48 AM |
| panther757 | $25.00 | 6/9/2011 10:58:45 AM |
| beach-luver | $525.58 | 5/27/2011 3:13:59 PM |
| RLaumeyer | $25.00 | 5/27/2011 7:35:33 PM |
| BankofRon | $25.00 | 5/29/2011 5:19:22 PM |
| rlaboy | $25.00 | 5/31/2011 5:07:42 AM |
| chungfang | $25.00 | 6/1/2011 1:42:37 PM |
| jjswanso | $40.00 | 6/2/2011 6:49:57 PM |
| payment-gusto | $25.00 | 6/3/2011 2:27:15 AM |
| ommcd | $25.00 | 6/3/2011 3:45:45 PM |
| SqueezeKing | $25.00 | 6/3/2011 4:57:39 PM |
| proud-gold9 | $25.00 | 6/3/2011 5:52:16 PM |
| coin-sonnet | $100.00 | 6/3/2011 6:19:18 PM |
| money-surge1 | $25.00 | 6/4/2011 5:25:27 AM |
| Investoman | $75.00 | 6/5/2011 7:03:22 AM |
| Bookophile | $50.00 | 6/6/2011 9:04:34 AM |
| worth-blanket2 | $5,000.00 | 6/6/2011 11:10:59 AM |
| jiggaman7 | $100.00 | 6/6/2011 12:43:01 PM |
| tranquil-ore4 | $50.00 | 6/6/2011 1:56:43 PM |
| 2grindstones | $25.00 | 6/6/2011 4:31:00 PM |
| qsolo | $200.00 | 6/6/2011 4:15:36 PM |
| reflective-rupee | $25.09 | 6/7/2011 2:13:11 PM |
| finance-prescription | $100.00 | 6/7/2011 1:45:32 PM |
| red-power-pecan | $50.00 | 6/7/2011 4:41:21 PM |
| bonus-demon | $46.84 | 6/7/2011 5:37:57 PM |
| orange-preeminant-bill | $50.00 | 6/7/2011 5:38:58 PM |
| handy-justice | $100.00 | 6/7/2011 6:54:40 PM |
| wwwUniversal | $25.00 | 6/8/2011 2:34:09 AM |
| Beld | $200.00 | 6/7/2011 11:00:48 PM |
| GElender | $25.00 | 6/8/2011 6:03:09 AM |
| BigBag | $25.00 | 6/8/2011 9:08:55 PM |
| Reddy_Capital | $25.00 | 6/8/2011 6:01:53 PM |
| shmb6508 | $50.00 | 6/9/2011 8:02:39 AM |
| JLMGroupFunds | $100.00 | 6/9/2011 8:40:15 AM |
| bkwest01 | $100.00 | 6/9/2011 10:29:20 AM |
| telegon | $50.00 | 6/9/2011 10:43:33 AM |
| mercuriant | $25.00 | 6/9/2011 10:45:32 AM |
| CAGE-Investments | $25.00 | 6/9/2011 10:55:32 AM |
| 1maxdude | $25.00 | 6/9/2011 11:03:08 AM |
| dood2112 | $25.00 | 6/9/2011 10:28:58 AM |
| samurai2 | $50.92 | 6/9/2011 10:21:09 AM |
| capital-mover7 | $25.00 | 6/9/2011 11:01:16 AM |
| 80 Investments
|
Borrower Payment Dependent Notes Series
508618
This series of Notes was issued and sold upon the funding of the borrower loan #50252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 19y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,555 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| superb-peso5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
getoutofdebt
Purpose of loan:
This loan will be used to...get out of debt
My financial situation: barely getting by
I am a good candidate for this loan because...
Monthly net income: $2800
Monthly expenses: $
Housing: $1450
Insurance: $0
Car expenses: $150 gas
Utilities: $200
Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/27/2011 9:08:11 AM |
| green-inspiring-peace | $25.00 | 5/27/2011 9:08:52 AM |
| tech310 | $50.00 | 5/27/2011 9:10:55 AM |
| suave-dime6 | $25.00 | 5/27/2011 4:03:00 PM |
| celestwarrior | $50.00 | 6/2/2011 5:21:05 AM |
| zone6 | $50.00 | 6/3/2011 9:47:12 AM |
| lendstats_com | $200.00 | 6/3/2011 4:59:54 PM |
| engaging-repayment8 | $25.04 | 6/3/2011 5:35:43 PM |
| MilitaryLending | $148.30 | 6/3/2011 5:37:09 PM |
| impala6464 | $100.00 | 6/3/2011 6:15:29 PM |
| 1randyp | $100.00 | 6/3/2011 6:15:03 PM |
| RetirementMoney | $25.00 | 6/3/2011 6:21:21 PM |
| money-fort | $25.00 | 6/3/2011 6:41:50 PM |
| George13 | $50.91 | 6/3/2011 6:57:18 PM |
| impressive-openness7 | $25.00 | 6/3/2011 7:02:47 PM |
| shrewd-income | $25.00 | 6/3/2011 7:46:50 PM |
| scarlet-velvet | $25.08 | 6/3/2011 8:28:09 PM |
| gothampark | $25.00 | 6/3/2011 9:05:10 PM |
| Whitewater_Loans | $25.00 | 6/3/2011 9:13:31 PM |
| PleaseDontDefault | $50.00 | 6/3/2011 9:34:19 PM |
| IIP77 | $25.00 | 6/3/2011 9:44:55 PM |
| FormulaTroll | $25.00 | 6/3/2011 9:53:36 PM |
| resplendent-dollar | $25.00 | 6/3/2011 7:27:59 PM |
| pyungpyung | $25.00 | 6/3/2011 10:30:01 PM |
| RyanJY | $25.00 | 6/3/2011 11:25:38 PM |
| benefit-boots | $25.00 | 6/3/2011 9:23:03 PM |
| yf99yz | $30.00 | 6/3/2011 9:53:44 PM |
| wildanne | $50.00 | 6/4/2011 4:01:30 AM |
| thorough-capital799 | $59.11 | 6/4/2011 5:17:25 AM |
| periko | $43.88 | 6/4/2011 6:29:43 AM |
| whatreality | $25.00 | 6/4/2011 4:23:39 AM |
| investment-habanero8 | $100.00 | 6/4/2011 4:35:29 AM |
| reward-dynamo | $25.00 | 6/4/2011 6:28:19 AM |
| irrelevant | $25.00 | 6/4/2011 6:33:50 AM |
| bazaar-festivity | $50.00 | 6/4/2011 1:21:19 PM |
| Investoman | $75.00 | 6/5/2011 7:03:49 AM |
| tranquil-gain1 | $50.00 | 6/6/2011 2:22:23 PM |
| jiggaman7 | $100.00 | 6/6/2011 12:43:23 PM |
| Amber_Stone | $25.00 | 6/6/2011 8:06:11 PM |
| millionaireat40 | $50.00 | 6/7/2011 8:18:57 AM |
| openness-antioxidant | $25.00 | 6/7/2011 10:02:33 AM |
| chungfang | $25.00 | 6/7/2011 10:08:57 AM |
| bright-exchange | $25.00 | 6/7/2011 4:19:34 PM |
| GElender | $25.00 | 6/8/2011 5:59:47 AM |
| benefit-molecule338 | $269.01 | 6/7/2011 11:39:54 PM |
| fuzed | $50.00 | 6/8/2011 7:46:52 AM |
| Bookophile | $50.00 | 6/8/2011 9:47:54 AM |
| shrewd-income | $50.00 | 6/8/2011 12:18:26 PM |
| 168RichCapital | $25.60 | 6/9/2011 6:17:31 AM |
| sturdy-peace9 | $50.00 | 6/8/2011 9:11:24 PM |
| wealth-starfish | $51.00 | 6/9/2011 8:11:29 AM |
| shmb6508 | $50.00 | 6/9/2011 8:03:07 AM |
| worthy-bid8 | $25.00 | 6/9/2011 8:14:31 AM |
| antlr | $50.00 | 6/9/2011 10:57:19 AM |
| 2grindstones | $25.00 | 5/27/2011 10:16:02 AM |
| BankofRon | $25.00 | 5/27/2011 2:09:29 PM |
| BankofRon | $25.00 | 5/28/2011 9:01:03 PM |
| missing-link | $25.00 | 6/1/2011 8:04:21 AM |
| best-charming-leverage | $100.00 | 6/1/2011 10:15:25 AM |
| lucky2 | $25.00 | 6/2/2011 9:21:39 AM |
| unger | $65.00 | 6/2/2011 7:28:15 PM |
| ommcd | $25.00 | 6/3/2011 3:46:10 PM |
| reflective-rupee | $200.05 | 6/3/2011 4:38:19 PM |
| zorg77 | $50.00 | 6/3/2011 5:13:14 PM |
| poplar37 | $25.55 | 6/3/2011 5:37:24 PM |
| CA-Lender | $25.06 | 6/3/2011 5:42:56 PM |
| thankful-nickel2 | $25.00 | 6/3/2011 5:58:21 PM |
| dough-museum1 | $25.00 | 6/3/2011 6:07:43 PM |
| well-mannered-income3 | $30.00 | 6/3/2011 6:51:00 PM |
| diplomatic-wealth7 | $25.00 | 6/3/2011 6:09:51 PM |
| best-generosity-financier | $25.00 | 6/3/2011 7:06:41 PM |
| nimble-dedication1 | $50.00 | 6/3/2011 6:16:41 PM |
| capital-halo1 | $1,000.00 | 6/3/2011 6:17:56 PM |
| YurshotCapital | $81.72 | 6/3/2011 7:48:53 PM |
| JPMorrisLegacyFund | $1,000.00 | 6/3/2011 8:00:20 PM |
| HardLender | $100.00 | 6/3/2011 8:23:33 PM |
| green-unrivaled-felicity | $35.67 | 6/3/2011 8:46:46 PM |
| Bob450 | $25.04 | 6/3/2011 9:03:30 PM |
| open-minded-p2p1 | $25.00 | 6/3/2011 7:03:22 PM |
| joebob78 | $50.00 | 6/3/2011 10:06:06 PM |
| ksubd | $50.00 | 6/3/2011 10:51:38 PM |
| worth-shower8 | $100.00 | 6/3/2011 11:04:52 PM |
| PositiveCarry | $50.00 | 6/3/2011 7:56:27 PM |
| industrious-dedication | $43.50 | 6/3/2011 10:20:36 PM |
| wealth-starfish | $54.26 | 6/3/2011 11:10:36 PM |
| money-surge1 | $50.00 | 6/4/2011 4:58:22 AM |
| kttalamo | $100.00 | 6/4/2011 12:18:34 AM |
| loanman2007 | $100.00 | 6/4/2011 6:00:42 AM |
| melodious-openness | $25.00 | 6/4/2011 5:49:49 AM |
| Kash2010lu | $25.00 | 6/4/2011 12:01:09 PM |
| InChicago | $50.00 | 6/5/2011 6:30:55 PM |
| commerce-web5 | $25.00 | 6/6/2011 6:13:52 AM |
| loss-of-control | $50.00 | 6/5/2011 6:40:23 PM |
| buffalobills | $25.00 | 6/6/2011 8:00:02 AM |
| loan-fate | $50.00 | 6/6/2011 3:41:50 PM |
| coin-sonnet | $100.00 | 6/6/2011 4:06:59 PM |
| intuitive-bill | $25.00 | 6/7/2011 6:28:45 AM |
| handy-justice | $100.00 | 6/7/2011 7:29:46 PM |
| umfan123 | $25.00 | 6/8/2011 6:04:56 AM |
| wwwUniversal | $25.00 | 6/8/2011 9:44:35 AM |
| one-midas | $35.00 | 6/8/2011 9:45:48 AM |
| kendigme | $25.00 | 6/8/2011 1:46:37 PM |
| equallender | $50.00 | 6/9/2011 12:29:31 AM |
| kulender | $50.00 | 6/9/2011 6:33:49 AM |
| red-power-pecan | $50.00 | 6/9/2011 8:11:26 AM |
| the-dollar-topper | $50.00 | 6/9/2011 10:05:28 AM |
| JLMGroupFunds | $100.00 | 6/9/2011 8:40:57 AM |
| PrivateMoneyBank | $100.00 | 6/9/2011 10:58:07 AM |
| ursus | $50.00 | 6/9/2011 12:34:06 PM |
| newest-reliable-velocity | $26.22 | 6/9/2011 2:50:28 PM |
| 110 Investments
|
Borrower Payment Dependent Notes Series
508944
This series of Notes was issued and sold upon the funding of the borrower loan #50014, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-30-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $396.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,490 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Longshore2007 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 79 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $20,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2010)
580-599
(Jan-2008)
600-619
(Jul-2007)
|
|
Principal balance:
| $6,276.26 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 79 | | |
Description
finishing up duplex money needed
Purpose of loan:
This loan will be used to...home repairs , duplex repairs
My financial situation:
I am a good candidate for this loan because... I feel I am a good canidate because I have income coming in from one side of my duplex and I have a full time job .
Monthly net income: $4500
Monthly expenses: $3200
Housing: $1000
Insurance: $110
Car expenses: $200
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 5/30/2011 9:05:31 AM |
| BankofRon | $25.00 | 5/30/2011 9:07:51 AM |
| kind-charming-value | $1,000.00 | 5/30/2011 10:55:27 AM |
| RainyDayFunds | $25.00 | 5/30/2011 12:23:53 PM |
| MoneyForNothing | $194.78 | 5/30/2011 10:47:03 AM |
| lendstats_com | $200.07 | 5/30/2011 1:56:46 PM |
| reflective-rupee | $300.00 | 5/31/2011 12:41:23 PM |
| reflective-rupee | $250.00 | 5/31/2011 4:03:18 PM |
| discrete-dinero | $41.46 | 6/1/2011 12:36:12 PM |
| wlm3012 | $50.00 | 6/1/2011 5:49:16 PM |
| penny-surgeon | $25.00 | 6/1/2011 9:42:46 PM |
| lucky2 | $25.00 | 6/2/2011 9:26:56 AM |
| Rogesparkguy | $25.00 | 6/2/2011 5:20:34 PM |
| shawnw2 | $84.71 | 6/2/2011 6:25:39 PM |
| missing-link | $25.00 | 6/3/2011 2:26:02 AM |
| shawnw2 | $94.20 | 6/3/2011 6:54:39 AM |
| LittleMingo | $30.00 | 6/3/2011 2:50:04 AM |
| auction-seeker | $25.00 | 6/3/2011 3:39:00 PM |
| ommcd | $25.00 | 6/3/2011 3:47:12 PM |
| shawnw2 | $475.00 | 6/3/2011 6:36:10 PM |
| Bob450 | $25.04 | 6/3/2011 9:04:29 PM |
| 888GoldIngots | $100.00 | 6/3/2011 6:47:17 PM |
| dinero-fighter | $125.00 | 6/3/2011 9:40:49 PM |
| FormulaTroll | $25.00 | 6/3/2011 9:56:22 PM |
| best-asset-jedi | $50.00 | 6/3/2011 11:37:13 PM |
| gethsemane4 | $50.00 | 6/3/2011 8:43:16 PM |
| IIP77 | $25.00 | 6/3/2011 9:46:27 PM |
| bid-czar8 | $100.00 | 6/4/2011 3:19:53 AM |
| brightest-benjamins-onator | $28.86 | 6/4/2011 4:33:03 AM |
| capital_projects_investor | $25.00 | 6/3/2011 10:24:18 PM |
| decisive-commerce9 | $50.00 | 6/3/2011 10:27:55 PM |
| Pitufo | $200.00 | 6/4/2011 12:19:08 AM |
| boomer5 | $30.00 | 6/4/2011 6:01:09 AM |
| first-class-gold0 | $150.00 | 6/4/2011 12:28:21 AM |
| enthralling-investment | $27.23 | 6/4/2011 6:15:38 AM |
| ILovemoney | $50.00 | 6/4/2011 5:45:11 AM |
| Johnab | $25.04 | 6/4/2011 6:21:21 AM |
| Nailman88 | $25.00 | 6/4/2011 6:59:10 AM |
| beaker | $25.00 | 6/4/2011 7:08:10 AM |
| dslobbs | $100.00 | 6/4/2011 7:45:17 AM |
| shrewd-income | $300.00 | 6/4/2011 7:45:52 AM |
| money-surge1 | $100.00 | 6/4/2011 5:03:41 AM |
| vigilance-searcher | $25.00 | 6/4/2011 8:54:28 AM |
| thelovebug | $100.00 | 6/4/2011 8:27:44 AM |
| Leshan | $355.50 | 6/4/2011 9:07:15 AM |
| cforell | $63.25 | 6/4/2011 6:45:12 AM |
| dslobbs | $75.00 | 6/4/2011 7:33:37 AM |
| dslobbs | $50.00 | 6/4/2011 7:45:32 AM |
| jazzlender | $50.00 | 6/4/2011 8:04:46 AM |
| marwadi-62 | $1,000.00 | 6/4/2011 9:32:49 AM |
| mikeandcat | $124.38 | 6/4/2011 7:30:00 PM |
| sensible-fund | $150.00 | 6/4/2011 7:38:18 PM |
| grnii78 | $150.00 | 6/5/2011 10:08:40 AM |
| GoGalt | $50.00 | 6/6/2011 11:23:29 AM |
| marketplace-meridian | $25.00 | 6/6/2011 9:41:40 PM |
| coin-bee1 | $50.00 | 6/7/2011 5:56:56 AM |
| Dowanhill | $25.00 | 6/7/2011 7:38:29 AM |
| victorcab | $50.00 | 6/7/2011 1:56:45 PM |
| curveylady | $30.00 | 6/7/2011 4:36:10 PM |
| Frosty | $25.00 | 6/7/2011 3:11:23 PM |
| bold-direct-asset | $50.00 | 6/7/2011 4:26:10 PM |
| hidavehi | $27.00 | 6/7/2011 6:38:01 PM |
| Feyenoord | $25.00 | 6/7/2011 9:28:38 PM |
| ronin4sale | $25.00 | 6/8/2011 9:09:36 AM |
| tolerant-dinero2 | $25.00 | 6/8/2011 10:39:50 AM |
| diplomatic-wealth7 | $25.00 | 6/8/2011 4:57:46 PM |
| RKLFinancial | $25.00 | 6/8/2011 3:46:56 PM |
| nashibaksi | $25.00 | 6/8/2011 7:37:28 PM |
| reward-tsunami7 | $25.00 | 6/9/2011 11:28:19 AM |
| janeybooboo | $52.00 | 5/30/2011 9:05:09 AM |
| janeybooboo | $148.00 | 5/30/2011 9:24:46 AM |
| Kash2010lu | $25.00 | 5/30/2011 12:02:29 PM |
| bizzzond | $25.00 | 5/30/2011 1:00:41 PM |
| yf99yz | $30.00 | 5/30/2011 3:17:09 PM |
| NekHoldings | $25.00 | 5/31/2011 6:24:57 AM |
| CA-Lender | $25.05 | 5/31/2011 10:51:43 AM |
| reflective-rupee | $200.00 | 5/31/2011 12:41:05 PM |
| loanman2007 | $150.00 | 5/31/2011 11:52:59 AM |
| reflective-rupee | $250.00 | 5/31/2011 4:03:35 PM |
| janeybooboo | $100.00 | 5/31/2011 4:18:22 PM |
| Rogelio48 | $30.00 | 5/31/2011 4:40:44 PM |
| payment-halo | $25.00 | 5/31/2011 7:10:40 PM |
| shawnw2 | $127.38 | 5/31/2011 9:37:04 PM |
| shawnw2 | $239.72 | 6/1/2011 6:47:13 AM |
| Moe87 | $30.00 | 6/1/2011 4:01:14 AM |
| chameleon125 | $75.00 | 6/1/2011 6:48:41 AM |
| chungfang | $50.00 | 6/1/2011 12:46:29 PM |
| unbelievable-cash9 | $50.00 | 6/1/2011 5:16:19 PM |
| p2ploan-sensation211 | $25.00 | 6/1/2011 8:13:01 PM |
| InChicago | $50.00 | 6/1/2011 9:22:39 PM |
| vennp | $50.00 | 6/2/2011 6:30:28 PM |
| best-charming-leverage | $100.00 | 6/2/2011 7:04:06 PM |
| seatown7 | $25.00 | 6/2/2011 8:23:31 PM |
| alexgalt | $25.00 | 6/2/2011 11:43:40 PM |
| millionaireat40 | $33.00 | 6/3/2011 6:37:37 AM |
| handy-point5 | $25.00 | 6/3/2011 9:11:08 AM |
| Dubbs360 | $25.00 | 6/3/2011 11:02:20 AM |
| justasoldier | $100.00 | 6/3/2011 8:46:48 PM |
| RLaumeyer | $25.00 | 6/3/2011 9:52:54 PM |
| CreditBuilder2 | $50.00 | 6/3/2011 9:52:18 PM |
| 113121 | $25.00 | 6/3/2011 10:01:38 PM |
| UBOtto186 | $100.00 | 6/3/2011 11:07:17 PM |
| DasMula | $51.00 | 6/3/2011 11:43:31 PM |
| Philman | $25.00 | 6/3/2011 8:32:18 PM |
| rockhound84 | $25.00 | 6/4/2011 4:20:55 AM |
| dime-fighter | $30.00 | 6/4/2011 4:44:08 AM |
| SolarMoonshine | $25.00 | 6/4/2011 4:01:28 AM |
| HermanstadtKid | $25.00 | 6/4/2011 5:14:28 AM |
| brightest-careful-return | $100.00 | 6/3/2011 11:04:38 PM |
| DasMula | $107.00 | 6/3/2011 11:43:08 PM |
| MoneyTree79 | $25.00 | 6/4/2011 6:25:56 AM |
| platinum-cargo | $25.00 | 6/4/2011 6:24:45 AM |
| first-serene-credit | $25.00 | 6/4/2011 7:22:10 AM |
| supreme-hope | $25.00 | 6/4/2011 7:03:07 AM |
| DasMula | $213.80 | 6/4/2011 7:03:35 AM |
| FinanceEngine | $35.00 | 6/4/2011 7:05:39 AM |
| RedantFinance | $25.00 | 6/4/2011 9:04:56 AM |
| irrelevant | $25.00 | 6/4/2011 9:14:34 AM |
| flexible-duty3 | $25.00 | 6/4/2011 5:38:04 AM |
| thelovebug | $100.00 | 6/4/2011 8:28:03 AM |
| waterlogged39 | $150.00 | 6/4/2011 8:40:49 AM |
| shawnw2 | $300.00 | 6/4/2011 9:13:11 AM |
| dslobbs | $25.00 | 6/4/2011 6:43:21 AM |
| grnii78 | $150.00 | 6/4/2011 9:39:25 AM |
| gulch | $25.00 | 6/4/2011 6:56:21 AM |
| dslobbs | $50.00 | 6/4/2011 7:34:02 AM |
| thrifty-capital | $25.00 | 6/4/2011 7:44:45 AM |
| 312-Lender | $25.00 | 6/4/2011 7:46:05 AM |
| thankful-nickel2 | $25.00 | 6/4/2011 9:24:02 AM |
| special-dime5 | $31.10 | 6/4/2011 1:11:54 PM |
| Investoman | $75.00 | 6/5/2011 7:04:52 AM |
| economy-popcorn | $25.00 | 6/5/2011 6:35:24 AM |
| loss-of-control | $75.00 | 6/5/2011 6:32:13 PM |
| buffalobills | $25.00 | 6/6/2011 7:53:34 AM |
| grampy48 | $50.00 | 6/6/2011 7:06:14 AM |
| PDX-Funder | $40.00 | 6/6/2011 8:53:47 AM |
| jjswanso | $50.00 | 6/6/2011 3:39:10 PM |
| mammalian4 | $25.00 | 6/6/2011 4:05:16 PM |
| tnjohnso | $25.00 | 6/7/2011 2:54:31 AM |
| millionaireat40 | $100.00 | 6/7/2011 8:22:30 AM |
| rockhound84 | $40.00 | 6/7/2011 9:22:25 AM |
| payment-gusto | $25.00 | 6/7/2011 5:39:23 PM |
| Gobsek | $25.00 | 6/7/2011 7:51:36 PM |
| credit-elation1 | $25.00 | 6/7/2011 9:48:12 PM |
| fuzed | $45.00 | 6/8/2011 7:43:53 AM |
| tokyopete23 | $25.00 | 6/8/2011 8:35:54 AM |
| unbelievable-cash9 | $150.00 | 6/8/2011 10:13:01 AM |
| direct-compassion | $25.00 | 6/8/2011 3:30:00 PM |
| fascinating-generosity3 | $100.00 | 6/8/2011 2:19:54 PM |
| exchange-upholder0 | $25.00 | 6/8/2011 3:55:00 PM |
| economy-beast | $25.00 | 6/8/2011 6:05:58 PM |
| Sackking32 | $41.43 | 6/9/2011 3:47:54 AM |
| handy-justice | $100.00 | 6/8/2011 6:40:03 PM |
| kulender | $50.00 | 6/9/2011 6:34:25 AM |
| CubsFan23 | $100.00 | 6/8/2011 9:46:42 PM |
| commerce-web5 | $25.00 | 6/9/2011 8:14:11 AM |
| JLMGroupFunds | $100.00 | 6/9/2011 8:42:36 AM |
| red-power-pecan | $50.00 | 6/9/2011 8:19:40 AM |
| a-fund-doctor | $25.00 | 6/9/2011 10:16:48 AM |
| meers2000 | $50.00 | 6/9/2011 9:59:38 AM |
| KarlMarx | $25.00 | 6/9/2011 11:21:56 AM |
| shmb6508 | $50.00 | 6/9/2011 10:53:45 AM |
| coin-sonnet | $100.00 | 6/9/2011 10:56:57 AM |
| MoneyForNothing | $18.99 | 6/9/2011 11:28:54 AM |
| 164 Investments
|
Borrower Payment Dependent Notes Series
509200
This series of Notes was issued and sold upon the funding of the borrower loan #50094, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-01-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $276.13 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 5y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,494 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cerbear9 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,100.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
680-699
(Aug-2008)
|
|
Principal balance:
| $416.73 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Closing high interest credit cards
Purpose of loan:
This loan will be used to pay off 3 high interest credit cards so they can be closed. All 3 cards have interest rates of 29 - 35%.
My financial situation:
I am a good candidate for this loan as I have a wonderful job with great job security.
The monthly payment due for this loan will be less than the current payment for the 3 cards which is $330.00 a month.
Monthly net income: $2700.00
Monthly expenses: $2100.00
Housing: $1050.00
Insurance: $85.00
Car expenses: $220.00
Utilities: $100.00
Phone, cable, internet: $145.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $ 100.00 minimum due
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| OldManP | $25.00 | 6/1/2011 9:01:45 AM |
| investment-artist | $25.01 | 6/1/2011 9:01:50 AM |
| loyalty-sherpa | $25.00 | 6/1/2011 9:02:28 AM |
| janeybooboo | $100.00 | 6/1/2011 9:07:43 AM |
| Sierrahh | $50.00 | 6/1/2011 9:14:55 AM |
| BankofRon | $25.00 | 6/1/2011 9:02:49 AM |
| credit-bliss8 | $25.00 | 6/1/2011 9:03:46 AM |
| DasMula | $27.00 | 6/1/2011 10:29:31 AM |
| JustMee | $25.00 | 6/1/2011 12:44:29 PM |
| lendstats_com | $200.00 | 6/1/2011 2:26:46 PM |
| BxRealtor | $25.00 | 6/1/2011 3:04:42 PM |
| Bank_Of_XL | $50.00 | 6/1/2011 1:20:13 PM |
| fund-dragster | $100.00 | 6/1/2011 4:19:20 PM |
| commitment-orca7 | $100.00 | 6/2/2011 4:43:03 AM |
| CA-Lender | $25.06 | 6/2/2011 9:14:17 AM |
| reflective-rupee | $100.02 | 6/2/2011 4:03:30 PM |
| reflective-rupee | $100.00 | 6/2/2011 5:47:11 PM |
| ultimate-social | $25.00 | 6/2/2011 6:46:29 PM |
| reflective-rupee | $300.00 | 6/2/2011 9:02:56 PM |
| ivy-league-MBA | $25.00 | 6/3/2011 2:01:28 AM |
| ommcd | $25.00 | 6/3/2011 3:53:34 PM |
| Mariner3605 | $25.00 | 6/3/2011 5:36:51 PM |
| VAGweilo | $25.45 | 6/4/2011 2:12:11 AM |
| 113121 | $350.00 | 6/5/2011 9:57:54 AM |
| return-confidant | $25.00 | 6/5/2011 11:04:23 AM |
| designer_10 | $25.00 | 6/5/2011 10:03:29 AM |
| vigilance-searcher | $25.00 | 6/5/2011 10:41:30 AM |
| gala279 | $162.73 | 6/5/2011 10:35:13 AM |
| glimmering-generosity0 | $50.00 | 6/5/2011 10:49:56 AM |
| Tradesmanlender | $35.00 | 6/5/2011 1:18:41 PM |
| penny-surgeon | $25.00 | 6/5/2011 1:22:11 PM |
| wealth-fighter3 | $25.00 | 6/5/2011 7:39:36 PM |
| dslobbs | $200.00 | 6/6/2011 5:53:32 AM |
| Isanpankki | $50.00 | 6/6/2011 7:17:04 AM |
| competent-p2p | $40.00 | 6/6/2011 6:52:14 AM |
| moola-accelerator6 | $40.00 | 6/6/2011 7:52:50 AM |
| Skeptical-one | $48.00 | 6/6/2011 8:12:27 AM |
| friendly-principal76 | $25.00 | 6/6/2011 9:33:44 AM |
| vtrentster | $25.00 | 6/6/2011 10:49:53 AM |
| heavenly-social1 | $100.00 | 6/6/2011 11:07:07 AM |
| green-inventive-kindness | $25.09 | 6/6/2011 8:16:01 AM |
| moola-monger9 | $50.00 | 6/6/2011 8:28:51 AM |
| revenue-appraiser | $25.00 | 6/6/2011 11:31:17 AM |
| skaught | $50.00 | 6/6/2011 10:13:44 AM |
| currency-persimmon | $25.00 | 6/6/2011 11:59:48 AM |
| head | $25.00 | 6/6/2011 11:40:24 AM |
| dudebrah | $25.00 | 6/6/2011 11:15:37 AM |
| debt-sphinx99 | $25.00 | 6/6/2011 11:16:44 AM |
| MJTimages_com | $75.00 | 6/6/2011 1:17:20 PM |
| GCInvestments | $30.00 | 6/6/2011 1:44:56 PM |
| durability-halibut | $25.00 | 6/6/2011 2:32:53 PM |
| Bcs-cnc | $25.00 | 6/6/2011 12:24:17 PM |
| Rick7925 | $25.00 | 6/6/2011 3:23:36 PM |
| auctionator1 | $25.00 | 6/6/2011 3:31:00 PM |
| mammalian4 | $25.00 | 6/6/2011 3:51:10 PM |
| Astyanax | $150.00 | 6/6/2011 1:39:44 PM |
| Invest_in_residual_income | $50.00 | 6/6/2011 3:19:53 PM |
| E-B | $50.00 | 6/6/2011 4:49:21 PM |
| Kame | $25.00 | 6/6/2011 5:35:30 PM |
| money-surge1 | $25.00 | 6/6/2011 5:48:38 PM |
| bbt210 | $25.00 | 6/6/2011 6:06:07 PM |
| dogtime19 | $60.00 | 6/6/2011 6:54:24 PM |
| coin-bee1 | $25.00 | 6/7/2011 6:03:01 AM |
| musegaze | $120.00 | 6/7/2011 8:39:49 AM |
| first-serene-credit | $25.00 | 6/7/2011 8:22:11 AM |
| StLME | $25.00 | 6/7/2011 7:52:35 AM |
| friendly-money | $50.00 | 6/7/2011 8:13:25 AM |
| ujiba | $50.00 | 6/7/2011 9:42:27 AM |
| janeybooboo | $100.00 | 6/1/2011 9:08:04 AM |
| one-midas | $51.00 | 6/1/2011 9:40:24 AM |
| Moe87 | $25.00 | 6/1/2011 7:21:09 PM |
| auction-seeker | $25.00 | 6/1/2011 6:57:52 PM |
| chameleon125 | $25.00 | 6/2/2011 6:47:45 AM |
| DoctorJoe | $25.00 | 6/3/2011 5:20:49 AM |
| InChicago | $50.00 | 6/3/2011 6:29:19 AM |
| loanman2007 | $175.00 | 6/3/2011 7:03:52 AM |
| dollardave | $100.00 | 6/3/2011 4:23:40 PM |
| bid-czar8 | $50.00 | 6/4/2011 12:26:40 PM |
| MARSTUN | $50.00 | 6/4/2011 11:20:38 PM |
| janeybooboo | $100.00 | 6/5/2011 9:25:04 AM |
| vutah | $25.00 | 6/5/2011 9:58:22 AM |
| 113121 | $150.00 | 6/5/2011 9:56:09 AM |
| mgking007 | $25.00 | 6/5/2011 9:29:44 AM |
| loan-fate | $200.00 | 6/5/2011 10:00:55 AM |
| PleaseDontDefault | $50.00 | 6/5/2011 11:53:06 AM |
| best-listing-toro | $25.00 | 6/5/2011 7:33:27 PM |
| optionscashflow | $25.00 | 6/5/2011 7:58:13 PM |
| penny-eagle | $50.00 | 6/5/2011 9:16:53 PM |
| payment-wonder2 | $25.00 | 6/5/2011 9:13:32 PM |
| chameleon125 | $25.00 | 6/6/2011 6:26:17 AM |
| octoberfresh | $25.00 | 6/6/2011 8:24:27 AM |
| Molson Bank & Trust | $50.00 | 6/6/2011 9:09:38 AM |
| Fioravanti | $100.00 | 6/6/2011 9:32:55 AM |
| rdhfire | $25.00 | 6/6/2011 9:50:52 AM |
| grampy48 | $50.00 | 6/6/2011 7:03:05 AM |
| money-yeller | $50.00 | 6/6/2011 7:08:31 AM |
| setUup | $25.40 | 6/6/2011 7:11:45 AM |
| RMB-Investments | $50.00 | 6/6/2011 7:28:27 AM |
| doopers | $50.00 | 6/6/2011 7:44:23 AM |
| buffalobills | $25.00 | 6/6/2011 7:58:52 AM |
| sweetlan | $25.06 | 6/6/2011 9:33:28 AM |
| investment-appraiser | $50.00 | 6/6/2011 10:17:52 AM |
| integrity-parsec | $27.38 | 6/6/2011 10:22:43 AM |
| Abstract | $50.00 | 6/6/2011 11:14:29 AM |
| bonus-seahorse | $50.00 | 6/6/2011 11:39:54 AM |
| mykkai | $25.00 | 6/6/2011 1:13:49 PM |
| asset-professor | $50.00 | 6/6/2011 1:34:33 PM |
| FinanceEngine | $40.00 | 6/6/2011 2:57:43 PM |
| smart-gain | $50.00 | 6/6/2011 2:08:06 PM |
| shrewd-income | $200.00 | 6/6/2011 3:01:13 PM |
| congardner1 | $25.00 | 6/6/2011 3:04:25 PM |
| a-leverage-investor | $25.00 | 6/6/2011 3:38:33 PM |
| professional-coin1 | $75.00 | 6/6/2011 3:48:33 PM |
| agalt | $100.00 | 6/6/2011 3:10:14 PM |
| benefit-trident | $25.00 | 6/6/2011 4:35:42 PM |
| dollar-authority | $100.00 | 6/6/2011 5:23:00 PM |
| LakeShoreLending | $25.00 | 6/6/2011 4:11:23 PM |
| mpatrick | $50.00 | 6/6/2011 6:14:09 PM |
| marketplace-meridian | $25.00 | 6/6/2011 9:43:42 PM |
| BAEVentures | $25.00 | 6/7/2011 1:45:27 AM |
| fareast_man | $25.00 | 6/7/2011 2:33:26 AM |
| Bob450 | $25.04 | 6/7/2011 7:42:21 AM |
| autonomous-dedication5 | $25.00 | 6/7/2011 8:10:19 AM |
| integrity-doctor | $100.00 | 6/7/2011 7:35:08 AM |
| RecoveryLender | $25.00 | 6/7/2011 8:37:05 AM |
| greatwhiteninja | $45.00 | 6/7/2011 7:33:38 AM |
| bullish2bearish | $25.00 | 6/7/2011 8:07:52 AM |
| tokyopete23 | $25.00 | 6/7/2011 9:00:03 AM |
| note-buddy | $66.44 | 6/7/2011 8:55:46 AM |
| irrelevant | $25.00 | 6/7/2011 10:17:48 AM |
| listing-vista | $50.00 | 6/7/2011 9:32:36 AM |
| worth-blanket2 | $2,831.32 | 6/7/2011 12:06:11 PM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
509318
This series of Notes was issued and sold upon the funding of the borrower loan #50073, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-31-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-06-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,000 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| nba |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2011)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Loan 2
Purpose of loan:
This loan will be used to pay medical bills, consolidate higher interest loans
My financial situation:
I am a good candidate for this loan because I have always made my payments on time (more than 99% over the last 20 years); they are at or above the minimum payment required in each case. When I am unable to make it (which has rarely happened), I always call the lender first to make arrangments that are agreeable to the lender ahead of time, and then follow through. It is important to me that my credit rating stays good and improves over time. I paid off my last loan from Prosper in less than 6 months; I was given 3 years to pay it off.
Monthly net income: $3296
Monthly expenses: $
Housing: $700
Insurance: $110
Car expenses: $100
Utilities: $270
Phone, cable, internet: $130
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $1440
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Sierrahh | $50.00 | 5/31/2011 5:06:28 PM |
| alexgalt | $100.00 | 5/31/2011 5:06:49 PM |
| qsolo | $200.00 | 5/31/2011 5:08:16 PM |
| r48 | $25.00 | 5/31/2011 5:07:35 PM |
| loyalty-sherpa | $25.00 | 5/31/2011 5:10:32 PM |
| skillful-asset5 | $25.00 | 5/31/2011 8:27:54 PM |
| one-midas | $30.00 | 5/31/2011 7:57:51 PM |
| calbertrand | $25.00 | 5/31/2011 9:44:08 PM |
| p2p-eagle9 | $25.00 | 6/1/2011 5:42:28 AM |
| grammaspurse | $25.00 | 6/1/2011 8:53:50 AM |
| Interloper | $30.00 | 6/1/2011 9:54:29 AM |
| Pickmar | $25.00 | 6/1/2011 12:29:49 PM |
| missoula | $25.00 | 6/1/2011 4:54:50 PM |
| SolarMoonshine | $25.00 | 6/1/2011 3:59:57 PM |
| best-charming-leverage | $100.00 | 6/1/2011 10:58:31 PM |
| openness-antioxidant | $100.00 | 6/2/2011 8:32:34 AM |
| tranquil-gain1 | $100.00 | 6/2/2011 8:59:34 AM |
| NobisEst | $25.00 | 6/2/2011 12:39:58 PM |
| currency-persimmon | $50.00 | 6/2/2011 6:10:32 PM |
| SecondChanceLendingSERV | $25.00 | 6/2/2011 6:35:02 PM |
| neighborly-hope6 | $50.00 | 6/3/2011 1:15:41 AM |
| please-repay | $40.00 | 6/3/2011 3:28:25 AM |
| epall | $25.00 | 6/3/2011 7:20:48 AM |
| krd_Chicago | $50.00 | 6/3/2011 5:14:51 AM |
| luann199 | $36.39 | 6/3/2011 10:16:56 AM |
| slwholesales | $25.00 | 6/3/2011 2:30:15 PM |
| finance-symphony7 | $50.00 | 6/3/2011 2:21:48 PM |
| wyogirllender | $25.00 | 6/3/2011 3:08:53 PM |
| manatee21 | $50.00 | 6/3/2011 10:59:03 AM |
| phchristensen | $50.00 | 6/3/2011 3:53:10 PM |
| John_Galt | $77.00 | 6/3/2011 4:09:59 PM |
| chinolatino | $50.00 | 6/3/2011 2:39:11 PM |
| oxnard | $50.00 | 6/3/2011 2:43:42 PM |
| coin-kin | $50.00 | 6/3/2011 4:39:57 PM |
| Mariner3605 | $25.00 | 6/3/2011 5:36:41 PM |
| proud-gold9 | $25.00 | 6/3/2011 6:01:42 PM |
| Doug1043 | $25.00 | 6/3/2011 7:22:53 PM |
| bid-czar8 | $50.00 | 6/4/2011 3:37:42 AM |
| economy-beast | $25.00 | 6/4/2011 1:08:27 AM |
| Tradesmanlender | $35.00 | 6/4/2011 6:22:30 AM |
| bughead | $25.00 | 6/4/2011 3:39:02 AM |
| famous-bill | $25.00 | 6/4/2011 1:03:31 PM |
| intuitive-bill | $25.00 | 6/4/2011 2:29:51 PM |
| EngineersAlliance | $75.00 | 6/5/2011 7:43:10 AM |
| Rogue_Funding | $25.00 | 6/5/2011 11:54:00 AM |
| RecoveryLender | $25.00 | 6/5/2011 3:10:24 PM |
| loss-of-control | $50.00 | 6/5/2011 6:53:47 PM |
| InChicago | $50.00 | 6/5/2011 6:33:41 PM |
| investment-seeker7 | $28.76 | 6/6/2011 9:17:36 AM |
| taal1 | $25.00 | 6/6/2011 10:11:38 AM |
| tokyopete23 | $25.00 | 6/6/2011 10:36:08 AM |
| money-surge1 | $25.00 | 6/6/2011 12:18:32 PM |
| a-fund-doctor | $25.00 | 6/6/2011 12:14:03 PM |
| loanman2007 | $100.00 | 6/6/2011 1:46:38 PM |
| commerce-yeller | $65.00 | 6/6/2011 2:04:14 PM |
| JustMee | $25.00 | 5/31/2011 5:09:12 PM |
| asset-professor | $25.00 | 5/31/2011 5:11:44 PM |
| reflective-rupee | $25.00 | 5/31/2011 5:15:53 PM |
| credit-bliss8 | $25.00 | 5/31/2011 5:12:21 PM |
| BankofRon | $25.00 | 5/31/2011 5:11:02 PM |
| auction-seeker | $25.00 | 5/31/2011 7:01:05 PM |
| optionscashflow | $25.00 | 5/31/2011 9:58:11 PM |
| janeybooboo | $100.00 | 5/31/2011 6:53:22 PM |
| credit-investor5 | $50.00 | 5/31/2011 10:19:30 PM |
| jdrez | $25.00 | 6/1/2011 2:18:24 AM |
| Johnab | $25.00 | 6/1/2011 4:47:55 AM |
| commitment-orca7 | $100.00 | 5/31/2011 9:40:14 PM |
| Panna | $25.00 | 6/1/2011 3:25:26 AM |
| SimpleChoice | $25.00 | 6/1/2011 3:27:33 AM |
| dollardave | $100.00 | 6/1/2011 3:52:49 AM |
| golffish2 | $25.00 | 6/1/2011 5:47:28 AM |
| payout-cello | $150.00 | 6/1/2011 12:01:17 PM |
| chungfang | $50.00 | 6/1/2011 12:44:17 PM |
| BxRealtor | $25.00 | 6/1/2011 3:04:18 PM |
| HomerdohNY | $25.00 | 6/1/2011 4:30:39 PM |
| momoney2lend | $25.00 | 6/1/2011 5:30:11 PM |
| silver-buckeye | $25.00 | 6/1/2011 5:35:33 PM |
| starry2001 | $25.00 | 6/1/2011 7:27:26 PM |
| VAGweilo | $31.41 | 6/2/2011 4:42:37 AM |
| wonder3 | $25.00 | 6/2/2011 10:58:00 AM |
| Frover | $25.00 | 6/2/2011 12:11:32 PM |
| CoolPlexer | $25.00 | 6/2/2011 5:06:03 PM |
| thankful-nickel2 | $25.00 | 6/2/2011 1:14:30 PM |
| brightest-p2p-magnitude | $25.00 | 6/2/2011 9:40:53 PM |
| serene-capital | $25.00 | 6/3/2011 12:33:15 AM |
| 420limo | $25.00 | 6/2/2011 10:10:47 PM |
| TheCount | $100.00 | 6/3/2011 8:13:43 AM |
| revenue-appraiser | $25.00 | 6/3/2011 9:45:55 AM |
| agalt | $75.00 | 6/3/2011 12:53:59 PM |
| ommcd | $25.00 | 6/3/2011 3:53:27 PM |
| JBG | $25.00 | 6/3/2011 2:06:11 PM |
| slwholesales | $62.89 | 6/3/2011 2:27:10 PM |
| MC7608 | $45.00 | 6/3/2011 4:33:11 PM |
| lendstats_com | $200.00 | 6/3/2011 5:01:16 PM |
| fantastic-bazaar2 | $50.00 | 6/3/2011 4:42:01 PM |
| E-B | $50.00 | 6/3/2011 5:31:16 PM |
| irrelevant | $25.00 | 6/3/2011 6:20:57 PM |
| fair_rates | $25.00 | 6/3/2011 6:24:03 PM |
| mraleig | $100.00 | 6/3/2011 7:19:04 PM |
| Sol_Invictus | $25.00 | 6/3/2011 7:48:35 PM |
| Whipster | $30.00 | 6/3/2011 8:10:28 PM |
| tech310 | $50.00 | 6/3/2011 6:31:59 PM |
| auctionator1 | $25.00 | 6/3/2011 7:24:52 PM |
| fareast_man | $25.00 | 6/4/2011 2:10:54 AM |
| kain11286 | $50.00 | 6/4/2011 9:19:20 AM |
| BankofBeth | $25.00 | 6/4/2011 10:28:55 AM |
| MARSTUN | $50.00 | 6/4/2011 11:20:28 PM |
| Rick7925 | $25.00 | 6/5/2011 1:16:00 PM |
| AJaye2006 | $37.74 | 6/6/2011 10:21:39 AM |
| Credit4Talent | $37.36 | 6/6/2011 11:04:15 AM |
| Kame | $25.00 | 6/6/2011 12:11:04 PM |
| shrewd-income | $34.44 | 6/6/2011 3:02:34 PM |
| atrevete | $29.01 | 6/6/2011 2:21:57 PM |
| friendly-fund9 | $100.00 | 6/6/2011 1:10:38 PM |
| 114 Investments
|
Borrower Payment Dependent Notes Series
509352
This series of Notes was issued and sold upon the funding of the borrower loan #50100, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $215.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 600-619 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,079 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| enthralling-silver |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 92% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 8% )
| 760-779
(Apr-2010)
|
|
Principal balance:
| $1,465.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
For a Better Car
Purpose of loan: Car purchase
This loan will be used to...To purchase a newer car
My financial situation: Great but need new transportation to get to work
I am a good candidate for this loan because...I have a stable job, have a good credit score no late payments ect...
Monthly net income: $2500
Monthly expenses: $1800
Housing: $900
Insurance: $45
Car expenses: $0
Utilities: $65
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $350
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon | $25.00 | 6/1/2011 5:06:03 PM |
| wealth-pipeline | $25.00 | 6/1/2011 5:02:50 PM |
| investment-artist | $25.01 | 6/1/2011 5:05:03 PM |
| income-awakening6 | $25.00 | 6/1/2011 5:03:59 PM |
| thankful-nickel2 | $25.00 | 6/2/2011 1:16:11 PM |
| heerzaquestion | $25.00 | 6/3/2011 5:01:23 AM |
| ommcd | $25.00 | 6/3/2011 3:48:46 PM |
| tnjohnso | $25.00 | 6/3/2011 5:46:24 PM |
| reflective-rupee | $25.05 | 6/3/2011 4:41:09 PM |
| diplomatic-wealth7 | $25.00 | 6/3/2011 6:11:50 PM |
| first-serene-credit | $25.00 | 6/3/2011 7:27:37 PM |
| Frover | $25.00 | 6/3/2011 11:10:46 PM |
| shrewd-income | $25.00 | 6/3/2011 7:51:24 PM |
| IIP77 | $25.00 | 6/3/2011 9:49:22 PM |
| ryan6853 | $25.00 | 6/4/2011 9:37:39 AM |
| FinanceEngine | $40.00 | 6/4/2011 7:18:53 AM |
| Kyileo | $25.00 | 6/4/2011 11:04:10 AM |
| Astyanax | $75.00 | 6/4/2011 11:08:15 AM |
| thelovebug | $75.00 | 6/4/2011 8:32:15 AM |
| Oakland | $50.00 | 6/4/2011 8:40:44 AM |
| terrific-return | $25.00 | 6/4/2011 5:04:01 PM |
| dough-hammock | $25.00 | 6/4/2011 9:22:32 PM |
| StrongMonty | $74.29 | 6/4/2011 11:10:06 PM |
| finance-amusement4 | $100.00 | 6/5/2011 8:12:04 AM |
| setUup | $25.40 | 6/5/2011 6:06:08 AM |
| Asimus | $25.00 | 6/5/2011 10:42:54 AM |
| Gibbyland | $50.00 | 6/5/2011 1:24:54 PM |
| autonomous-truth | $50.00 | 6/5/2011 2:29:45 PM |
| yield-museum | $60.94 | 6/6/2011 5:37:07 AM |
| investment-comet | $25.00 | 6/6/2011 7:05:22 AM |
| chameleon125 | $25.00 | 6/6/2011 6:25:28 AM |
| jmb_lending | $166.44 | 6/5/2011 6:44:25 PM |
| buffalobills | $25.00 | 6/6/2011 7:50:13 AM |
| CoolPlexer | $25.00 | 6/6/2011 7:49:33 AM |
| moola-accelerator6 | $25.00 | 6/6/2011 7:54:33 AM |
| dinero-idol677 | $50.00 | 6/6/2011 9:28:37 AM |
| suave-dime6 | $25.00 | 6/6/2011 6:24:00 AM |
| money-yeller | $50.00 | 6/6/2011 7:10:38 AM |
| Rashanir | $25.00 | 6/6/2011 11:35:53 AM |
| bonus-seahorse | $50.00 | 6/6/2011 11:40:38 AM |
| dudebrah | $25.00 | 6/6/2011 11:07:51 AM |
| transformer855 | $25.00 | 6/6/2011 2:10:04 PM |
| Madmigel | $28.76 | 6/6/2011 2:53:25 PM |
| tranquil-gain1 | $50.00 | 6/6/2011 2:15:40 PM |
| asset-professor | $25.00 | 6/6/2011 1:27:36 PM |
| coin-paddle | $25.00 | 6/6/2011 3:02:03 PM |
| best-charming-leverage | $100.00 | 6/6/2011 5:48:40 PM |
| irrelevant | $25.00 | 6/6/2011 5:44:05 PM |
| worth-blanket2 | $1,500.63 | 6/7/2011 12:05:51 PM |
| DasMula | $27.00 | 6/1/2011 7:46:23 PM |
| openness-antioxidant | $50.00 | 6/2/2011 8:37:52 AM |
| CoolPlexer | $25.00 | 6/2/2011 8:12:55 PM |
| tranquil-gain1 | $50.00 | 6/3/2011 9:59:24 AM |
| SolarMoonshine | $25.00 | 6/3/2011 5:50:01 PM |
| whatreality | $25.00 | 6/3/2011 5:50:42 PM |
| nimble-dedication1 | $50.00 | 6/3/2011 6:17:16 PM |
| tech310 | $50.00 | 6/3/2011 6:32:18 PM |
| zorg77 | $25.00 | 6/3/2011 6:03:39 PM |
| RetirementMoney | $25.00 | 6/3/2011 6:37:01 PM |
| 2grindstones | $25.00 | 6/3/2011 7:20:34 PM |
| designer_10 | $25.00 | 6/3/2011 6:16:54 PM |
| competent-p2p | $25.00 | 6/3/2011 6:23:24 PM |
| FormulaTroll | $25.00 | 6/3/2011 10:01:21 PM |
| Investoman | $64.74 | 6/3/2011 7:46:43 PM |
| Dubbs360 | $25.00 | 6/4/2011 2:26:41 AM |
| matt_2006 | $25.00 | 6/4/2011 5:55:10 AM |
| MoneyTree79 | $25.00 | 6/4/2011 6:24:07 AM |
| fantastic-bazaar2 | $50.00 | 6/4/2011 8:05:14 AM |
| Travis247 | $50.00 | 6/4/2011 8:00:58 AM |
| RedantFinance | $25.00 | 6/4/2011 9:07:05 AM |
| eg192 | $30.00 | 6/4/2011 9:21:42 AM |
| flexible-duty3 | $25.00 | 6/4/2011 5:46:26 AM |
| enriching-credit9 | $32.05 | 6/4/2011 9:57:15 AM |
| generator596 | $30.35 | 6/4/2011 6:46:29 AM |
| scarlet-velvet | $25.08 | 6/4/2011 9:43:55 AM |
| revenue-appraiser | $25.00 | 6/4/2011 10:29:35 AM |
| Unitas4302 | $150.00 | 6/4/2011 10:03:38 AM |
| important-openness1 | $75.00 | 6/4/2011 12:07:55 PM |
| coachmike15 | $27.60 | 6/4/2011 11:20:29 AM |
| saga9 | $25.00 | 6/4/2011 1:38:39 PM |
| 1SteelerFan | $25.00 | 6/4/2011 5:26:45 PM |
| StarshineXL | $225.00 | 6/4/2011 5:54:07 PM |
| lenderRXT | $30.00 | 6/4/2011 8:06:26 PM |
| peso-aggregator | $25.00 | 6/4/2011 1:38:44 PM |
| pthighs | $100.00 | 6/4/2011 11:28:26 PM |
| neutrino6 | $25.00 | 6/5/2011 1:00:34 AM |
| terrific-return | $25.00 | 6/4/2011 4:39:14 PM |
| jybank | $50.00 | 6/4/2011 11:33:06 PM |
| harddollars | $50.00 | 6/5/2011 7:42:19 AM |
| finance-amusement4 | $100.00 | 6/5/2011 7:55:36 AM |
| optionscashflow | $25.00 | 6/5/2011 9:35:53 AM |
| all_of_that_one | $25.00 | 6/5/2011 1:31:53 PM |
| open-minded-p2p1 | $25.00 | 6/5/2011 6:23:33 PM |
| first-charming-fund | $25.00 | 6/5/2011 7:03:43 PM |
| Biazza | $26.43 | 6/5/2011 6:32:24 PM |
| chinolatino | $25.00 | 6/6/2011 10:20:59 AM |
| grampy48 | $30.00 | 6/6/2011 6:49:02 AM |
| return-seeker85 | $55.23 | 6/6/2011 2:04:22 PM |
| Bcs-cnc | $25.00 | 6/6/2011 12:25:24 PM |
| autonomous-truth | $50.00 | 6/6/2011 1:04:05 PM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
509414
This series of Notes was issued and sold upon the funding of the borrower loan #50240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $204,555 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| plentiful-leverage2 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,100.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2010)
|
|
Principal balance:
| $762.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
On the Road to Debt Free
This loan will be used to pay off some very high interest loans with a lower Prosper rate. Most of my other debt I have been able to reduce as low as 0% which will enable me to pay it off with no interest. I still have just over $5,000 at a very high interest rate that I need to drop lower; that is the purpose of this loan.
My financial situation: Back on my feet after going through a layoff and poor money management. I am on top of all my finances, and am working a full time job as well as some contract work to bring in the extra revenue.
I am a good candidate for this loan because this will be my second Prosper loan. I received my first loan about 1 year ago, and have been current on all the payments.
My credit score was very low, but is slowly coming back up. I have taken advantage of several hardship programs to reduce interest rates, and I am 100% current on everything.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon | $25.00 | 6/2/2011 9:09:10 AM |
| OldManP | $25.00 | 6/2/2011 9:14:49 AM |
| Kash2010lu | $30.00 | 6/2/2011 10:30:31 AM |
| reflective-rupee | $200.02 | 6/2/2011 5:26:05 PM |
| money-baron-roth-IRA | $100.00 | 6/2/2011 6:44:17 PM |
| economy-coup | $100.00 | 6/2/2011 6:57:48 PM |
| MilitaryLending | $148.30 | 6/2/2011 10:59:58 PM |
| CoolPlexer | $25.00 | 6/2/2011 8:12:57 PM |
| 1willray | $25.00 | 6/2/2011 9:24:23 PM |
| yf99yz | $30.00 | 6/2/2011 9:55:10 PM |
| DasMula | $25.00 | 6/3/2011 7:04:08 AM |
| bankrushing | $25.00 | 6/3/2011 1:13:09 PM |
| rlafayette | $50.00 | 6/3/2011 5:33:39 PM |
| svandgts | $50.00 | 6/3/2011 5:34:48 PM |
| SolarMoonshine | $25.00 | 6/3/2011 5:55:39 PM |
| Rogesparkguy | $25.00 | 6/3/2011 4:56:29 PM |
| kind-durability-battalion | $25.00 | 6/3/2011 5:59:58 PM |
| momoney2lend | $25.00 | 6/3/2011 6:35:45 PM |
| shrewd-income | $25.00 | 6/3/2011 7:31:39 PM |
| credit-missile | $74.36 | 6/3/2011 9:09:30 PM |
| 2grindstones | $50.00 | 6/3/2011 7:23:18 PM |
| joebob78 | $37.89 | 6/3/2011 10:09:55 PM |
| DaddyBill | $25.26 | 6/3/2011 10:55:08 PM |
| best-asset-jedi | $50.00 | 6/3/2011 11:39:12 PM |
| GCInvestments | $30.00 | 6/3/2011 8:23:45 PM |
| historic-nickel | $25.00 | 6/3/2011 9:10:47 PM |
| jbloans | $25.00 | 6/4/2011 7:11:08 AM |
| supreme-hope | $25.00 | 6/4/2011 6:51:55 AM |
| witty-openness | $25.00 | 6/4/2011 7:18:15 AM |
| jazzlender | $50.00 | 6/4/2011 8:07:03 AM |
| Gobsek | $25.00 | 6/4/2011 8:43:54 AM |
| VillageLending | $35.00 | 6/4/2011 8:04:45 AM |
| Unitas4302 | $200.00 | 6/4/2011 10:04:22 AM |
| Kyne | $118.88 | 6/4/2011 10:17:03 AM |
| eg192 | $25.00 | 6/4/2011 9:30:58 AM |
| revenue-appraiser | $25.00 | 6/4/2011 10:30:18 AM |
| dslobbs | $25.00 | 6/4/2011 7:36:29 AM |
| glroark | $50.00 | 6/4/2011 10:40:55 AM |
| rate-sceptre | $50.00 | 6/4/2011 8:22:16 AM |
| mikeandcat | $50.00 | 6/4/2011 7:23:54 PM |
| sensible-fund | $100.00 | 6/4/2011 7:39:05 PM |
| Investoman | $75.00 | 6/5/2011 7:06:41 AM |
| nodebt2012 | $25.00 | 6/4/2011 9:31:51 PM |
| alexgalt | $25.00 | 6/4/2011 11:12:13 PM |
| chameleon125 | $25.00 | 6/6/2011 6:39:05 AM |
| moola-tulip1 | $25.00 | 6/6/2011 10:58:36 AM |
| shrewd-income | $50.00 | 6/6/2011 3:05:13 PM |
| irrelevant | $25.00 | 6/7/2011 4:45:59 AM |
| coin-bee1 | $50.00 | 6/7/2011 6:22:31 AM |
| skubwa | $25.00 | 6/7/2011 7:08:06 AM |
| Barrayaran | $25.00 | 6/7/2011 9:06:22 AM |
| ronin4sale | $25.00 | 6/7/2011 11:44:59 AM |
| suave-dime6 | $25.00 | 6/2/2011 9:13:26 AM |
| investment-artist | $25.01 | 6/2/2011 6:49:41 PM |
| alexgalt | $25.00 | 6/2/2011 11:40:12 PM |
| heerzaquestion | $50.00 | 6/3/2011 5:07:54 AM |
| ommcd | $25.00 | 6/3/2011 3:49:23 PM |
| market-trooper3 | $25.00 | 6/3/2011 6:05:09 PM |
| zorg77 | $50.00 | 6/3/2011 5:18:57 PM |
| surfingwa | $55.53 | 6/3/2011 5:39:19 PM |
| designer_10 | $25.00 | 6/3/2011 5:57:30 PM |
| RetirementMoney | $25.00 | 6/3/2011 6:38:36 PM |
| wendyhop | $35.00 | 6/3/2011 6:47:25 PM |
| ASuperJohn | $200.00 | 6/3/2011 6:55:16 PM |
| funtimes | $25.00 | 6/3/2011 7:08:20 PM |
| cerebral-dollar773 | $84.33 | 6/3/2011 7:38:11 PM |
| competent-p2p | $25.00 | 6/3/2011 6:25:40 PM |
| tech310 | $50.00 | 6/3/2011 6:32:30 PM |
| LaBamba | $30.00 | 6/3/2011 8:42:49 PM |
| 77scout | $75.00 | 6/3/2011 6:38:39 PM |
| Bob450 | $25.04 | 6/3/2011 9:07:11 PM |
| IIP77 | $25.00 | 6/3/2011 9:50:11 PM |
| FormulaTroll | $25.00 | 6/3/2011 10:03:15 PM |
| first-serene-credit | $25.00 | 6/3/2011 7:28:48 PM |
| mlin | $25.00 | 6/3/2011 9:07:59 PM |
| flexible-duty3 | $25.00 | 6/4/2011 5:41:29 AM |
| spsavage | $30.00 | 6/4/2011 6:29:12 AM |
| gulch | $25.00 | 6/4/2011 6:57:59 AM |
| twjh | $25.00 | 6/4/2011 2:44:38 AM |
| beaker | $25.49 | 6/4/2011 7:12:42 AM |
| generator596 | $25.00 | 6/4/2011 6:50:14 AM |
| FinanceEngine | $35.00 | 6/4/2011 7:17:40 AM |
| Hogan55 | $33.77 | 6/4/2011 4:52:25 AM |
| money-surge1 | $100.00 | 6/4/2011 5:12:08 AM |
| Oakland | $42.00 | 6/4/2011 8:42:39 AM |
| dslobbs | $75.00 | 6/4/2011 7:42:39 AM |
| RedantFinance | $25.00 | 6/4/2011 9:05:21 AM |
| JattsBank | $50.00 | 6/4/2011 10:23:54 AM |
| payout-bridge | $125.00 | 6/4/2011 10:36:30 AM |
| El_Profesional | $25.00 | 6/4/2011 8:56:21 AM |
| supreme-p2p9 | $25.00 | 6/4/2011 8:53:38 PM |
| dslobbs | $50.00 | 6/6/2011 6:20:32 AM |
| YurshotCapital | $100.00 | 6/6/2011 8:16:18 PM |
| Brown98 | $25.00 | 6/6/2011 9:54:04 PM |
| mpatrick | $25.00 | 6/7/2011 9:42:58 AM |
| worth-blanket2 | $649.12 | 6/7/2011 12:05:16 PM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
509474
This series of Notes was issued and sold upon the funding of the borrower loan #50044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 10m |
|
Amount delinquent:
| $4,554 |
Total credit lines:
| 24 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worth-adventurer5 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
|
|
Principal balance:
| $1,400.88 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Unexpected car trouble
Purpose of loan:
This loan will be used to fix my car and to take of any additional expenses to get me back on the road. I currently resident in an area where buses do not run. Therefore, without my car getting around is not the easiest thing to do.
My financial situation:
I am a good candidate for this loan because I have taken a loan from this source before and I am a strong believer of taking care of my debt. I also make it a point to make my payments on time.
Monthly net income: $600
Monthly expenses: $400
Housing: $150
Insurance: $0
Car expenses: $
Utilities: $50
Phone, cable, internet: 50
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $80.99
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon | $25.00 | 6/1/2011 5:06:16 PM |
| suave-dime6 | $25.00 | 6/1/2011 5:08:41 PM |
| Rogesparkguy | $25.00 | 6/1/2011 9:11:30 PM |
| reflective-rupee | $25.02 | 6/2/2011 10:25:23 AM |
| alexgalt | $25.00 | 6/4/2011 11:13:35 PM |
| Investoman | $75.00 | 6/5/2011 7:06:08 AM |
| magnetic-vigilance3 | $147.98 | 6/7/2011 1:02:56 PM |
| ultimate-peace | $25.00 | 6/1/2011 5:08:20 PM |
| DHolly | $25.00 | 6/1/2011 5:18:07 PM |
| DasMula | $27.00 | 6/1/2011 7:25:35 PM |
| helping-out | $50.00 | 6/2/2011 8:43:58 AM |
| twjh | $25.00 | 6/2/2011 6:43:14 PM |
| alexgalt | $25.00 | 6/2/2011 11:41:36 PM |
| heerzaquestion | $25.00 | 6/3/2011 5:03:29 AM |
| ommcd | $25.00 | 6/3/2011 3:48:50 PM |
| pureliquidhw | $25.00 | 6/7/2011 12:51:57 PM |
| worth-blanket2 | $1,400.00 | 6/7/2011 11:52:53 AM |
| vigilance-frontier | $25.00 | 6/7/2011 1:00:13 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
509512
This series of Notes was issued and sold upon the funding of the borrower loan #50216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| Jun-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
18 | Length of status: | 13y 5m |
|
Amount delinquent:
| $2,566 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,917 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| annaspride |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 6/4/2011 12:24:12 AM |
| gulch | $25.00 | 6/4/2011 7:03:23 AM |
| reflective-rupee | $25.05 | 6/4/2011 7:45:33 AM |
| CA-Lender | $25.06 | 6/4/2011 4:41:12 PM |
| neutrino6 | $25.00 | 6/5/2011 1:08:49 AM |
| alexgalt | $25.00 | 6/5/2011 12:07:22 AM |
| competent-p2p | $25.00 | 6/6/2011 6:53:50 AM |
| dslobbs | $25.00 | 6/6/2011 6:10:45 AM |
| exchange-squirrel | $25.00 | 6/7/2011 7:03:32 AM |
| worth-blanket2 | $2,100.00 | 6/7/2011 11:45:29 AM |
| investment-comet | $25.00 | 6/7/2011 11:47:43 AM |
| pfh | $25.00 | 6/7/2011 6:34:08 PM |
| rupee_power | $25.00 | 6/8/2011 8:52:59 AM |
| ore-dojo | $25.00 | 6/4/2011 11:22:38 AM |
| metro457 | $120.00 | 6/5/2011 6:58:14 AM |
| kingston1 | $25.00 | 6/5/2011 7:57:53 PM |
| bold-worth-vinyl | $25.00 | 6/6/2011 9:35:40 AM |
| money-yeller | $50.00 | 6/6/2011 7:05:57 AM |
| oxnard | $50.00 | 6/6/2011 5:35:08 PM |
| Pakse | $25.00 | 6/7/2011 6:17:51 AM |
| djh47a | $25.00 | 6/7/2011 6:41:20 AM |
| rakem777 | $25.00 | 6/7/2011 7:30:25 AM |
| Investoman | $50.00 | 6/7/2011 8:35:22 AM |
| shrewd-income | $25.00 | 6/7/2011 8:06:35 PM |
| unbelievable-cash9 | $100.00 | 6/8/2011 10:08:18 AM |
| 168RichCapital | $29.89 | 6/9/2011 6:13:01 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
509552
This series of Notes was issued and sold upon the funding of the borrower loan #50228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-01-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $305.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 600-619 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,021 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| designer2121 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Apr-2008)
540-559
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Need to lower credit utilization
Purpose of loan:
This loan will be used to... pay off credit cards and a line of credit to improve my credit utilization ratio. Right now it's terrible and my credit score is suffering because of it. The interest rates on all of them are already high, so this loan is a good solution!
My financial situation:
I am a good candidate for this loan because... I have no car payment and pay no rent. There is no chance that I will have trouble making this payment!
Monthly net income: $2400
Total monthly expenses: $830 (see below)
Housing: $0
Insurance: $50
Car expenses: $0 (paid off!)
Utilities: $ 200
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $130
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SLN-10 | $50.00 | 6/1/2011 5:03:23 PM |
| BankofRon | $25.00 | 6/1/2011 5:06:55 PM |
| r48 | $26.00 | 6/1/2011 6:34:04 PM |
| chameleon125 | $25.00 | 6/2/2011 6:45:00 AM |
| thankful-nickel2 | $25.00 | 6/2/2011 1:08:20 PM |
| Shanester | $25.00 | 6/3/2011 10:32:05 AM |
| spiff666 | $26.66 | 6/3/2011 3:25:55 PM |
| ommcd | $25.00 | 6/3/2011 3:48:51 PM |
| tnjohnso | $25.00 | 6/3/2011 5:45:55 PM |
| godfather4u | $25.00 | 6/3/2011 6:01:13 PM |
| supersarah61 | $50.00 | 6/3/2011 6:07:10 PM |
| competent-p2p | $25.00 | 6/3/2011 6:26:19 PM |
| PositiveCarry | $50.00 | 6/3/2011 7:58:56 PM |
| shawnw2 | $500.00 | 6/3/2011 6:34:45 PM |
| gethsemane4 | $50.00 | 6/3/2011 8:41:47 PM |
| CreditBuilder2 | $50.00 | 6/3/2011 9:58:53 PM |
| 113121 | $25.00 | 6/3/2011 10:04:59 PM |
| best-asset-jedi | $50.00 | 6/3/2011 11:44:20 PM |
| payout-alien6 | $25.00 | 6/4/2011 12:07:51 AM |
| Preferred-Lender | $25.00 | 6/3/2011 8:24:48 PM |
| cmg891 | $25.00 | 6/3/2011 9:42:24 PM |
| FormulaTroll | $25.00 | 6/3/2011 10:03:43 PM |
| The-Lighthouse-Group | $25.00 | 6/4/2011 5:21:09 AM |
| money-surge1 | $50.00 | 6/4/2011 5:08:55 AM |
| money-surge1 | $100.00 | 6/4/2011 5:10:07 AM |
| dslobbs | $25.00 | 6/4/2011 6:53:47 AM |
| FinanceEngine | $35.00 | 6/4/2011 7:26:35 AM |
| wildanne | $200.00 | 6/4/2011 4:03:20 AM |
| GoldenGo4 | $50.00 | 6/4/2011 8:46:35 AM |
| shawnw2 | $200.00 | 6/4/2011 9:14:01 AM |
| marwadi-62 | $1,000.00 | 6/4/2011 9:33:14 AM |
| RedantFinance | $25.00 | 6/4/2011 9:09:11 AM |
| Lend2006 | $25.00 | 6/4/2011 9:29:16 AM |
| supreme-hope | $25.00 | 6/4/2011 6:56:33 AM |
| dslobbs | $75.00 | 6/4/2011 7:39:05 AM |
| 312-Lender | $25.00 | 6/4/2011 7:47:09 AM |
| payout-flag6 | $100.00 | 6/4/2011 8:17:48 AM |
| El_Profesional | $25.00 | 6/4/2011 8:57:01 AM |
| gotbyu | $35.00 | 6/4/2011 9:11:05 AM |
| CA-Lender | $25.06 | 6/4/2011 4:58:40 PM |
| supreme-p2p9 | $25.00 | 6/4/2011 8:48:42 PM |
| Investoman | $75.00 | 6/5/2011 7:06:11 AM |
| dslobbs | $150.00 | 6/6/2011 6:19:45 AM |
| mammalian4 | $25.00 | 6/6/2011 4:07:18 PM |
| careful-compassion | $25.00 | 6/6/2011 4:35:09 PM |
| value-squirrel3 | $25.00 | 6/6/2011 9:04:05 PM |
| coin-bee1 | $50.00 | 6/7/2011 6:14:59 AM |
| best-charming-leverage | $100.00 | 6/7/2011 10:16:40 AM |
| worth-blanket2 | $1,170.45 | 6/7/2011 12:05:35 PM |
| MoneyForNothing | $35.31 | 6/1/2011 5:09:14 PM |
| fabulous-community4 | $40.00 | 6/1/2011 5:07:06 PM |
| Aberdeen | $2,500.00 | 6/1/2011 5:07:10 PM |
| reflective-rupee | $25.02 | 6/1/2011 5:25:04 PM |
| janeybooboo | $35.00 | 6/1/2011 8:49:02 PM |
| Kash2010lu | $25.00 | 6/1/2011 8:17:02 PM |
| janeybooboo | $65.00 | 6/1/2011 8:54:52 PM |
| DasMula | $27.00 | 6/1/2011 7:36:31 PM |
| calmfunds | $250.00 | 6/2/2011 10:02:40 AM |
| econgineer | $50.00 | 6/2/2011 4:08:16 PM |
| alexgalt | $25.00 | 6/2/2011 11:48:37 PM |
| outofoffice | $100.00 | 6/3/2011 5:47:42 AM |
| frogperson | $50.00 | 6/2/2011 9:46:01 PM |
| dsgfl1 | $30.00 | 6/3/2011 8:19:45 AM |
| high_flyer | $100.00 | 6/3/2011 10:28:49 AM |
| Rogesparkguy | $25.00 | 6/3/2011 10:47:21 AM |
| SolarMoonshine | $25.00 | 6/3/2011 5:54:26 PM |
| designer_10 | $25.00 | 6/3/2011 6:01:26 PM |
| fantastic-openness | $25.00 | 6/3/2011 6:18:56 PM |
| hgmlp | $25.00 | 6/3/2011 6:44:37 PM |
| janeybooboo | $100.00 | 6/3/2011 6:40:53 PM |
| RockpointCapital | $200.00 | 6/3/2011 6:55:42 PM |
| resplendent-dollar | $25.00 | 6/3/2011 7:27:28 PM |
| shrewd-income | $25.00 | 6/3/2011 7:26:36 PM |
| B-rad_the_Coug | $25.00 | 6/3/2011 7:28:32 PM |
| first-serene-credit | $25.00 | 6/3/2011 7:29:54 PM |
| vigorous-velocity | $100.00 | 6/3/2011 7:35:23 PM |
| mad-scientist0 | $50.00 | 6/3/2011 7:55:16 PM |
| BranSam | $49.00 | 6/3/2011 8:05:30 PM |
| income-awakening6 | $25.00 | 6/3/2011 8:21:34 PM |
| beeper2 | $25.88 | 6/3/2011 6:33:18 PM |
| compwhiz | $25.00 | 6/3/2011 8:25:56 PM |
| Bob450 | $25.04 | 6/3/2011 9:07:34 PM |
| LiveNow | $25.00 | 6/3/2011 7:07:15 PM |
| bboy21385 | $41.43 | 6/4/2011 12:14:35 AM |
| justasoldier | $25.00 | 6/3/2011 8:45:13 PM |
| eg192 | $35.00 | 6/4/2011 9:13:51 AM |
| MoneyTree79 | $25.00 | 6/4/2011 6:24:50 AM |
| dslobbs | $50.00 | 6/4/2011 7:39:13 AM |
| VillageLending | $75.00 | 6/4/2011 8:03:54 AM |
| thelovebug | $150.00 | 6/4/2011 8:30:19 AM |
| sacmt | $32.00 | 6/4/2011 9:15:25 AM |
| bazaar-festivity | $100.00 | 6/4/2011 1:26:11 PM |
| mikeandcat | $100.00 | 6/4/2011 7:04:16 PM |
| Skeptical-one | $48.00 | 6/6/2011 8:12:16 AM |
| investmentgroup | $25.00 | 6/6/2011 3:39:12 PM |
| l2fp | $25.00 | 6/6/2011 7:07:57 PM |
| irrelevant | $25.00 | 6/7/2011 4:45:52 AM |
| mikeandcat | $93.15 | 6/7/2011 6:41:55 AM |
| shrewd-income | $75.00 | 6/7/2011 6:27:14 AM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
509784
This series of Notes was issued and sold upon the funding of the borrower loan #50219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,849 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-reliable-balance |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to pay off some debt and to get finances back in order.
My financial situation:
I am a good candidate for this loan because I always pay off my debt. Just had a bad streak of luck with medical emergencies in the family. Not me personaly.
Monthly net income: $2500.00
Monthly expenses: $
Housing: $450
Insurance: $50
Car expenses: $200
Utilities: $260.00
Phone, cable, internet: $170.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $370.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $1,000.00 | 6/5/2011 12:12:33 PM |
| 2grindstones | $50.00 | 6/5/2011 12:51:53 PM |
| ommcd | $25.00 | 6/5/2011 12:05:19 PM |
| Asimus | $25.00 | 6/5/2011 12:12:26 PM |
| Kash2010lu | $25.00 | 6/5/2011 12:21:04 PM |
| Wangchuk | $25.01 | 6/5/2011 12:56:00 PM |
| reflective-rupee | $200.09 | 6/5/2011 7:31:56 PM |
| ethicalhumanist | $25.00 | 6/6/2011 8:41:18 AM |
| lendstats_com | $200.00 | 6/5/2011 8:58:24 PM |
| CA-Lender | $25.06 | 6/6/2011 8:52:34 AM |
| tzvie | $25.00 | 6/6/2011 12:41:46 PM |
| bold-gold-relaxation | $100.00 | 6/6/2011 2:01:17 PM |
| bold-gold-relaxation | $100.00 | 6/6/2011 2:01:08 PM |
| mammalian4 | $25.00 | 6/6/2011 4:06:38 PM |
| 1-HARD-HEAD | $50.00 | 6/7/2011 12:47:21 AM |
| Reddy_Capital | $25.00 | 6/6/2011 11:49:25 PM |
| janeybooboo | $100.00 | 6/6/2011 8:04:40 PM |
| coin-bee1 | $25.00 | 6/7/2011 6:54:23 AM |
| Investoman | $100.00 | 6/7/2011 8:39:01 AM |
| DasMula | $27.00 | 6/7/2011 8:22:15 AM |
| mpatrick | $50.00 | 6/7/2011 9:38:17 AM |
| tokyopete23 | $25.00 | 6/7/2011 8:39:54 AM |
| EretzCapital | $35.24 | 6/7/2011 9:54:35 AM |
| VTXRider | $25.00 | 6/7/2011 11:23:57 AM |
| MrBailey | $25.00 | 6/5/2011 12:04:27 PM |
| Whipster | $60.00 | 6/5/2011 12:41:19 PM |
| scrappy-diversification7 | $2,000.00 | 6/5/2011 12:06:49 PM |
| wonder3 | $25.00 | 6/5/2011 6:24:35 PM |
| fantastic-bazaar2 | $50.00 | 6/5/2011 7:32:51 PM |
| thankful-nickel2 | $25.00 | 6/5/2011 6:25:52 PM |
| favorite-commerce | $50.00 | 6/5/2011 6:37:38 PM |
| InChicago | $50.00 | 6/6/2011 7:28:42 AM |
| loss-of-control | $50.00 | 6/5/2011 6:51:19 PM |
| buffalobills | $25.00 | 6/6/2011 7:54:01 AM |
| BankofRon | $25.00 | 6/6/2011 6:14:13 AM |
| tranquil-gain1 | $100.00 | 6/7/2011 9:37:29 AM |
| openness-antioxidant | $100.00 | 6/7/2011 10:15:30 AM |
| payout-alien6 | $25.00 | 6/7/2011 12:04:06 PM |
| loanman2007 | $77.60 | 6/7/2011 1:44:03 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
509844
This series of Notes was issued and sold upon the funding of the borrower loan #50231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-08-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (Jun-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,371 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| hopeful-listing |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2009)
|
|
Principal balance:
| $623.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Home Improvement
Purpose of loan:
My fiance and I just bought a new house and it needs some work done before we can move in.
My financial situation:
We just made it through the difficult qualification process for a mortgage which examined our credit worthiness better than any other loan application could. My fiance makes $40,000 a year and with our combined income we have a disposable income of $2,200 a month. However, the remodel projects cost a bit more than we have left after our down payment so we'd like a loan to cover the remainder of the project rather than wait for 2-3 months before we can move in.
Our combined finances:
Monthly net income: $4,830
Total monthly expenses: $2,542
Housing: $1,157
Insurance: $108
Car expenses: $125
Utilities: $125
Phone, cable, internet: $171
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $206
Pet: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CoolPlexer | $25.00 | 6/5/2011 12:04:40 PM |
| ommcd | $25.00 | 6/5/2011 12:05:21 PM |
| investment-artist | $25.01 | 6/5/2011 12:06:27 PM |
| Kash2010lu | $25.00 | 6/5/2011 12:19:06 PM |
| suave-dime6 | $25.00 | 6/5/2011 12:08:37 PM |
| capital_projects_investor | $25.00 | 6/5/2011 4:56:15 PM |
| CreditBuilder2 | $50.00 | 6/5/2011 5:55:32 PM |
| 3_boyz | $25.00 | 6/5/2011 4:19:03 PM |
| peso-aggregator | $25.00 | 6/5/2011 5:16:08 PM |
| secureincome | $250.00 | 6/5/2011 6:37:19 PM |
| JohnWS | $40.12 | 6/5/2011 9:04:07 PM |
| red-active-note | $25.00 | 6/5/2011 10:41:07 PM |
| dslobbs | $100.00 | 6/6/2011 5:58:36 AM |
| reflective-rupee | $200.05 | 6/5/2011 5:01:30 PM |
| wlm3012 | $25.05 | 6/5/2011 6:03:59 PM |
| open-minded-p2p1 | $25.00 | 6/5/2011 6:28:01 PM |
| CoolPlexer | $25.00 | 6/6/2011 7:52:46 AM |
| DasMula | $57.00 | 6/5/2011 9:53:32 PM |
| RetirementMoney | $25.00 | 6/5/2011 10:50:31 PM |
| octoberfresh | $25.00 | 6/6/2011 8:28:39 AM |
| Nerdster1 | $25.11 | 6/6/2011 4:49:41 AM |
| Ubiquinone | $25.00 | 6/6/2011 10:08:36 AM |
| transformer855 | $25.00 | 6/6/2011 7:43:22 AM |
| buffalobills | $25.00 | 6/6/2011 7:58:00 AM |
| I-Believe-In-You | $25.00 | 6/6/2011 8:29:29 AM |
| 2grindstones | $25.00 | 6/6/2011 9:44:38 AM |
| head | $25.00 | 6/6/2011 11:48:18 AM |
| Astyanax | $150.00 | 6/6/2011 1:44:12 PM |
| 312-Lender | $25.00 | 6/6/2011 2:15:02 PM |
| CommunityArts_Non-profit | $35.00 | 6/6/2011 1:08:15 PM |
| vennp | $50.00 | 6/6/2011 12:19:15 PM |
| Investoman | $50.00 | 6/7/2011 8:33:46 AM |
| openness-antioxidant | $50.00 | 6/7/2011 10:29:40 AM |
| money-baron-roth-IRA | $100.00 | 6/7/2011 5:59:07 PM |
| larryboy10 | $25.00 | 6/7/2011 9:59:42 PM |
| Feyenoord | $25.00 | 6/7/2011 9:28:40 PM |
| periko | $33.84 | 6/8/2011 6:43:22 AM |
| loanman2007 | $150.00 | 6/8/2011 4:52:41 AM |
| Bob450 | $25.00 | 6/8/2011 7:50:11 AM |
| umfan123 | $25.00 | 6/8/2011 6:07:55 AM |
| tokyopete23 | $25.00 | 6/8/2011 8:36:00 AM |
| unbelievable-cash9 | $50.00 | 6/8/2011 10:04:08 AM |
| MoneyForNothing | $13.93 | 6/8/2011 10:27:00 AM |
| bassman46 | $100.00 | 6/5/2011 5:16:51 PM |
| otto1939 | $51.00 | 6/5/2011 6:03:24 PM |
| riveting-credit5 | $100.00 | 6/5/2011 6:13:01 PM |
| restless-dime | $50.00 | 6/5/2011 5:57:19 PM |
| wealth-fighter3 | $25.00 | 6/5/2011 7:40:52 PM |
| zorg77 | $50.00 | 6/5/2011 8:07:03 PM |
| scarlet-velvet | $25.08 | 6/5/2011 8:20:03 PM |
| peace-sorcerer | $25.00 | 6/5/2011 7:09:34 PM |
| autonomous-truth | $100.00 | 6/5/2011 2:35:40 PM |
| SolarMoonshine | $25.00 | 6/5/2011 2:52:45 PM |
| schoolfund | $25.00 | 6/5/2011 9:13:08 PM |
| CA-Lender | $25.06 | 6/5/2011 5:02:49 PM |
| ace330 | $29.03 | 6/5/2011 5:10:25 PM |
| moneyman369 | $100.00 | 6/6/2011 5:07:24 AM |
| sweetlan | $25.06 | 6/5/2011 5:40:23 PM |
| money-yeller | $100.00 | 6/6/2011 7:12:15 AM |
| calmfunds | $500.00 | 6/6/2011 7:06:03 AM |
| ore-healer6 | $30.00 | 6/6/2011 8:36:38 AM |
| credit-missile | $75.00 | 6/5/2011 8:50:32 PM |
| moola-accelerator6 | $30.00 | 6/6/2011 7:59:02 AM |
| chameleon125 | $25.00 | 6/6/2011 6:28:04 AM |
| VJ_Financial | $26.00 | 6/6/2011 6:57:47 AM |
| dudebrah | $25.00 | 6/6/2011 11:12:22 AM |
| mrstender | $25.00 | 6/6/2011 9:08:37 AM |
| Rashanir | $25.00 | 6/6/2011 11:36:11 AM |
| bonus-seahorse | $50.00 | 6/6/2011 11:45:35 AM |
| contract-student2 | $50.00 | 6/6/2011 12:09:05 PM |
| profitable-liberty170 | $28.00 | 6/6/2011 12:13:16 PM |
| likeable-hope | $25.00 | 6/6/2011 11:58:06 AM |
| MJTimages_com | $75.00 | 6/6/2011 1:13:45 PM |
| WMY-Investor | $100.00 | 6/6/2011 1:53:36 PM |
| Lubava | $25.66 | 6/6/2011 2:46:17 PM |
| shrewd-income | $100.00 | 6/6/2011 2:59:46 PM |
| asset-professor | $25.00 | 6/6/2011 1:32:12 PM |
| coin-bee1 | $50.00 | 6/7/2011 6:55:14 AM |
| marwadi-62 | $500.00 | 6/7/2011 10:42:02 AM |
| loss-of-control | $50.00 | 6/7/2011 6:39:57 PM |
| mrxtravis | $25.00 | 6/8/2011 2:35:14 AM |
| Requiem | $25.00 | 6/8/2011 6:03:45 AM |
| cbivitz | $125.00 | 6/7/2011 11:01:58 PM |
| wise-intelligent-duty | $25.00 | 6/8/2011 8:02:40 AM |
| a_falk22 | $25.00 | 6/8/2011 8:14:53 AM |
| ZOOOM | $25.00 | 6/8/2011 10:26:48 AM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
509976
This series of Notes was issued and sold upon the funding of the borrower loan #50246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Jun-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-08-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $210.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 760-779 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 19y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,457 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| generosity-adventure108 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2008)
|
|
Principal balance:
| $1,133.60 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Seeking $6,500
Purpose of loan:
This loan will be used to consolidate three credit card balances into a single payment at a lower interest rate
My financial situation: Solid. Same employer for nearly 20 years.
I am a good candidate for this loan because I currently have a loan with Prosper that I will pay off in October 2011 and I have always made payments on time and will do the same with loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 6/5/2011 12:03:24 PM |
| indomitable-coin | $25.00 | 6/5/2011 12:09:56 PM |
| duty-plum | $200.00 | 6/5/2011 12:11:41 PM |
| janeybooboo | $100.00 | 6/5/2011 2:32:42 PM |
| r48 | $62.00 | 6/5/2011 3:50:07 PM |
| professional-coin1 | $25.00 | 6/6/2011 3:55:24 PM |
| ore-frontier | $50.00 | 6/6/2011 11:27:19 PM |
| blue-useful-auction | $25.00 | 6/7/2011 8:49:26 AM |
| currency-persimmon | $50.00 | 6/7/2011 2:05:25 PM |
| agalt | $75.00 | 6/7/2011 1:30:02 PM |
| reflective-rupee | $25.05 | 6/7/2011 1:55:18 PM |
| Astyanax | $150.00 | 6/7/2011 2:30:41 PM |
| market-aficionado3 | $105.00 | 6/7/2011 2:06:43 PM |
| SolarMoonshine | $25.00 | 6/7/2011 3:43:43 PM |
| oxnard | $50.00 | 6/7/2011 2:14:15 PM |
| chinolatino | $50.00 | 6/7/2011 4:05:05 PM |
| elbastador | $25.00 | 6/7/2011 3:49:53 PM |
| Gordon_Gekko1 | $30.00 | 6/7/2011 3:51:11 PM |
| docdekay | $65.00 | 6/7/2011 3:53:54 PM |
| SCD | $25.00 | 6/7/2011 4:23:26 PM |
| Johnab | $25.04 | 6/7/2011 4:21:29 PM |
| RecoveryLender | $25.00 | 6/7/2011 4:22:24 PM |
| wealth-competitor | $25.00 | 6/7/2011 5:24:17 PM |
| kinetic-generosity9 | $25.00 | 6/7/2011 5:02:35 PM |
| capital-blueberry | $25.00 | 6/7/2011 6:24:38 PM |
| market-pudding | $25.00 | 6/7/2011 7:20:12 PM |
| thankful-nickel2 | $50.00 | 6/7/2011 5:28:31 PM |
| SDD123 | $25.00 | 6/7/2011 6:41:35 PM |
| Leopoldine | $50.00 | 6/7/2011 10:11:33 PM |
| credit-birch | $44.00 | 6/7/2011 10:26:23 PM |
| Steveoo1 | $50.00 | 6/7/2011 10:39:14 PM |
| revenue-appraiser | $25.00 | 6/7/2011 6:14:18 PM |
| power-secret-agent | $25.00 | 6/8/2011 1:48:20 AM |
| CPAnCA | $300.00 | 6/7/2011 8:15:54 PM |
| availableloan | $25.00 | 6/7/2011 8:25:24 PM |
| accelerator96 | $34.00 | 6/7/2011 7:31:53 PM |
| benefit-awakening9 | $300.00 | 6/7/2011 7:35:53 PM |
| BankofRon | $25.00 | 6/7/2011 8:23:50 PM |
| 1traveler | $25.00 | 6/7/2011 10:14:19 PM |
| agreement-bunny | $25.00 | 6/8/2011 5:50:53 AM |
| loyalty-czar | $42.17 | 6/8/2011 5:53:56 AM |
| martymaniaman | $32.84 | 6/8/2011 6:21:28 AM |
| grampy48 | $60.00 | 6/8/2011 2:18:19 AM |
| Formosan | $25.09 | 6/8/2011 7:05:47 AM |
| tokyopete23 | $25.00 | 6/7/2011 10:48:17 PM |
| wild-orange | $200.00 | 6/8/2011 2:45:02 AM |
| treasure-brigade | $25.00 | 6/8/2011 7:48:56 AM |
| Chillito | $28.61 | 6/8/2011 12:21:22 AM |
| jmb_lending | $100.00 | 6/8/2011 7:54:35 AM |
| jc33148 | $29.09 | 6/8/2011 6:05:26 AM |
| credible-balance0 | $25.00 | 6/8/2011 3:28:21 AM |
| nilonc1 | $50.00 | 6/8/2011 6:58:41 AM |
| djh47a | $25.00 | 6/8/2011 6:59:32 AM |
| Hogan55 | $52.29 | 6/8/2011 4:42:34 AM |
| The-Lighthouse-Group | $50.00 | 6/8/2011 5:02:11 AM |
| idriveajeep | $33.00 | 6/8/2011 7:40:07 AM |
| benefit-ruler | $25.00 | 6/8/2011 6:03:50 AM |
| credit-investor5 | $100.00 | 6/8/2011 7:29:02 AM |
| fuzed | $75.00 | 6/8/2011 7:36:11 AM |
| bb575 | $50.00 | 6/5/2011 12:02:54 PM |
| MarvintheMartian | $25.00 | 6/5/2011 1:04:50 PM |
| qsolo | $200.00 | 6/5/2011 12:09:50 PM |
| top-epic-community | $50.00 | 6/5/2011 1:04:26 PM |
| janeybooboo | $100.00 | 6/5/2011 1:04:38 PM |
| one-midas | $51.00 | 6/5/2011 1:06:31 PM |
| JustMee | $25.00 | 6/5/2011 4:25:49 PM |
| GoGalt | $50.00 | 6/6/2011 12:35:21 PM |
| loyalty-sherpa | $25.00 | 6/6/2011 5:38:38 PM |
| FinDoc | $25.00 | 6/7/2011 3:30:15 AM |
| penny-finder | $31.00 | 6/7/2011 12:10:32 PM |
| encore06 | $25.00 | 6/7/2011 2:46:31 PM |
| payment-halo | $25.00 | 6/7/2011 3:15:21 PM |
| RandyL3 | $25.00 | 6/7/2011 1:45:25 PM |
| designer_10 | $25.00 | 6/7/2011 4:07:01 PM |
| VBinvestor | $100.00 | 6/7/2011 2:45:47 PM |
| blue-diversification-mushroom | $25.00 | 6/7/2011 1:22:36 PM |
| novice-speculator | $25.00 | 6/7/2011 3:15:11 PM |
| 420limo | $100.00 | 6/7/2011 1:37:52 PM |
| income-awakening6 | $25.00 | 6/7/2011 4:26:01 PM |
| euro-deployment | $25.00 | 6/7/2011 3:56:28 PM |
| _NaLNaBB | $300.00 | 6/7/2011 3:32:32 PM |
| peso-tiramisu | $25.00 | 6/7/2011 5:07:51 PM |
| britches613 | $25.00 | 6/7/2011 4:31:25 PM |
| dudebrah | $25.00 | 6/7/2011 4:33:52 PM |
| flexible-duty3 | $25.00 | 6/7/2011 5:24:44 PM |
| wise-agile-investment | $25.00 | 6/7/2011 7:37:48 PM |
| Mad_Scientist | $65.00 | 6/7/2011 5:57:19 PM |
| return-phase9 | $25.00 | 6/7/2011 5:40:29 PM |
| whazarook | $50.00 | 6/7/2011 6:14:17 PM |
| RetirementMoney | $25.00 | 6/7/2011 6:43:20 PM |
| i3urtonair | $36.90 | 6/7/2011 6:44:25 PM |
| Feyenoord | $25.00 | 6/7/2011 9:29:00 PM |
| Dubbs360 | $300.00 | 6/7/2011 9:37:14 PM |
| Reddy_Capital | $25.00 | 6/7/2011 10:47:52 PM |
| JJS180 | $25.00 | 6/7/2011 6:57:00 PM |
| vutah | $25.00 | 6/7/2011 7:50:13 PM |
| friendly-market5 | $30.00 | 6/8/2011 4:25:11 AM |
| SC98007 | $25.00 | 6/7/2011 9:26:50 PM |
| amerigor | $25.00 | 6/7/2011 8:16:14 PM |
| CreditBuilder2 | $50.00 | 6/7/2011 10:09:07 PM |
| loan-booster1 | $53.06 | 6/8/2011 5:32:02 AM |
| carluvr33 | $30.00 | 6/8/2011 5:36:59 AM |
| GElender | $50.00 | 6/8/2011 5:53:42 AM |
| LongTail | $35.00 | 6/7/2011 8:32:18 PM |
| vigilance-searcher | $25.00 | 6/7/2011 9:59:41 PM |
| RedantFinance | $50.00 | 6/7/2011 10:07:23 PM |
| szooey | $50.00 | 6/7/2011 11:34:48 PM |
| Bill88 | $30.00 | 6/8/2011 7:46:03 AM |
| value-squirrel3 | $25.00 | 6/8/2011 1:22:22 AM |
| black-plague | $2.59 | 6/8/2011 8:00:21 AM |
| dslobbs | $200.00 | 6/8/2011 5:29:44 AM |
| BR-549 | $25.00 | 6/8/2011 5:35:30 AM |
| kmwvma | $28.96 | 6/8/2011 2:54:24 AM |
| Lender0010 | $50.00 | 6/8/2011 6:58:50 AM |
| cerebral-dollar773 | $88.31 | 6/8/2011 7:03:27 AM |
| wealth-multiplier | $25.00 | 6/8/2011 7:26:01 AM |
| first-serene-credit | $25.00 | 6/8/2011 7:58:52 AM |
| authoritative-capital | $25.00 | 6/8/2011 7:19:52 AM |
| equallender | $50.00 | 6/8/2011 7:38:00 AM |
| liberty-grizzly | $100.00 | 6/8/2011 7:49:55 AM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
510018
This series of Notes was issued and sold upon the funding of the borrower loan #50026, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,779 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-trader7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 5 | | |
Description
dougw
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 6/6/2011 9:07:32 AM |
| ommcd | $25.00 | 6/6/2011 11:06:29 AM |
| CA-Lender | $50.06 | 6/6/2011 3:36:48 PM |
| SecondChanceLendingSERV | $25.00 | 6/6/2011 3:33:35 PM |
| SolarMoonshine | $25.00 | 6/6/2011 3:41:49 PM |
| fabulous-community4 | $30.23 | 6/6/2011 4:14:18 PM |
| jonmars | $25.00 | 6/6/2011 5:01:47 PM |
| yield-lion2 | $25.00 | 6/6/2011 4:14:22 PM |
| setUup | $37.40 | 6/7/2011 2:39:22 AM |
| Pakse | $40.00 | 6/7/2011 6:14:21 AM |
| rf7949 | $25.00 | 6/7/2011 5:55:21 AM |
| GElender | $25.00 | 6/7/2011 6:25:15 AM |
| nilonc1 | $150.00 | 6/7/2011 6:53:33 AM |
| octoberfresh | $25.00 | 6/7/2011 7:16:31 AM |
| Mikale360 | $25.00 | 6/7/2011 8:18:51 AM |
| musegaze | $99.00 | 6/7/2011 8:43:25 AM |
| songbird98 | $25.00 | 6/7/2011 9:40:26 AM |
| Aristocrat | $26.40 | 6/7/2011 9:16:18 AM |
| S-Master | $100.00 | 6/7/2011 9:32:29 AM |
| jybank | $50.00 | 6/7/2011 10:19:25 AM |
| VJ_Financial | $26.00 | 6/7/2011 10:31:08 AM |
| RedantFinance | $25.00 | 6/7/2011 10:34:26 AM |
| QuoProQuid | $25.00 | 6/7/2011 10:12:23 AM |
| 1stBankAndHal | $52.85 | 6/7/2011 10:47:04 AM |
| investment-comet | $25.00 | 6/7/2011 11:44:15 AM |
| kind-charming-value | $1,000.00 | 6/6/2011 9:28:12 AM |
| ready-interest9 | $25.00 | 6/6/2011 11:05:50 AM |
| tech310 | $50.00 | 6/6/2011 9:08:08 AM |
| suave-dime6 | $25.00 | 6/6/2011 11:16:51 AM |
| MarvintheMartian | $25.00 | 6/6/2011 11:44:16 AM |
| NOWRFST | $25.00 | 6/6/2011 1:03:41 PM |
| DasMula | $25.00 | 6/6/2011 1:57:05 PM |
| Ubiquinone | $25.00 | 6/6/2011 2:31:42 PM |
| sweetlan | $25.06 | 6/6/2011 3:45:13 PM |
| Track-Layer | $100.00 | 6/6/2011 3:23:54 PM |
| LuckyDuck49 | $30.00 | 6/6/2011 4:47:07 PM |
| zorg77 | $50.00 | 6/6/2011 4:17:20 PM |
| scarlet-velvet | $25.00 | 6/6/2011 5:42:40 PM |
| DHolly | $25.00 | 6/7/2011 5:33:41 AM |
| dslobbs | $100.00 | 6/7/2011 4:36:10 AM |
| Bob450 | $25.04 | 6/7/2011 7:45:22 AM |
| coin-bee1 | $25.00 | 6/7/2011 7:05:14 AM |
| FarmersBank | $33.25 | 6/7/2011 6:54:10 AM |
| greencat | $50.00 | 6/7/2011 7:16:33 AM |
| Leshan | $268.49 | 6/7/2011 7:22:59 AM |
| first-serene-credit | $25.00 | 6/7/2011 8:28:29 AM |
| Investoman | $50.00 | 6/7/2011 8:33:17 AM |
| Pitufo | $40.89 | 6/7/2011 8:44:28 AM |
| 2grindstones | $25.00 | 6/7/2011 9:19:03 AM |
| loan-master1 | $25.00 | 6/7/2011 9:56:05 AM |
| professional-integrity | $25.00 | 6/7/2011 10:23:42 AM |
| openness-antioxidant | $100.00 | 6/7/2011 10:34:21 AM |
| tranquil-gain1 | $100.00 | 6/7/2011 9:55:22 AM |
| worth-blanket2 | $3,540.28 | 6/7/2011 11:48:17 AM |
| reflective-rupee | $100.05 | 6/7/2011 10:35:51 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
510086
This series of Notes was issued and sold upon the funding of the borrower loan #50050, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 600-619 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 0m |
|
Amount delinquent:
| $906 |
Total credit lines:
| 30 |
Occupation: | Nurse (LPN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,204 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| DeannaShanelle |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2008)
|
|
Principal balance:
| $150.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Paying Off Car and Credit Cards
Purpose of loan:
I am using this loan to pay off the remaining balances of my credit cards, and pay off my car.
My financial situation:
I currently pay about $480 a month in min. payments for my car and credit cards, this loan will open up about $280 more every month to pay down the balance. All negative reporting on my report is over 5 years old, I have since then been mature and responsible with my finances.
I am a good candidate for this loan because
My husband and I want to be debt free. We are not in threat of defaulting or running up credit cards again. We both work full time and never miss a monthly payment. Our Finances are under control, our jobs are stable, and we are responsible.
Monthly net income: $5600 - Combined with Husband
Housing: $1250
Insurance: $85
Car expenses: $250
Utilities: $350
Phone, cable, internet: $130
Food, entertainment: $300
Your investment is safe with me. I hope we can do business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $1,000.00 | 6/5/2011 12:10:04 PM |
| ommcd | $25.00 | 6/5/2011 12:05:47 PM |
| janeybooboo | $100.00 | 6/5/2011 12:54:05 PM |
| autonomous-truth | $50.00 | 6/5/2011 9:40:09 PM |
| red-active-note | $25.00 | 6/5/2011 10:20:27 PM |
| JPMorrisLegacyFund | $216.98 | 6/6/2011 12:14:20 AM |
| reflective-rupee | $200.05 | 6/5/2011 8:22:06 PM |
| Mikale360 | $25.00 | 6/5/2011 11:52:30 PM |
| dslobbs | $200.00 | 6/6/2011 6:00:30 AM |
| affluence-tycoon | $50.00 | 6/6/2011 6:19:51 AM |
| britches613 | $25.00 | 6/6/2011 5:46:58 AM |
| grampy48 | $80.00 | 6/6/2011 6:52:27 AM |
| restless-dime | $25.00 | 6/5/2011 6:12:37 PM |
| credible-balance0 | $25.00 | 6/6/2011 7:26:13 AM |
| Pu239 | $70.00 | 6/6/2011 7:42:53 AM |
| RetirementMoney | $25.00 | 6/5/2011 10:37:31 PM |
| sweetlan | $25.06 | 6/6/2011 9:37:13 AM |
| moneyman369 | $100.00 | 6/6/2011 5:06:17 AM |
| digitaldan | $25.00 | 6/6/2011 9:20:44 AM |
| 2grindstones | $25.00 | 6/6/2011 9:46:55 AM |
| money-yeller | $50.00 | 6/6/2011 7:12:43 AM |
| moola-accelerator6 | $30.00 | 6/6/2011 7:56:39 AM |
| bbt210 | $25.00 | 6/6/2011 8:05:33 AM |
| AaronL | $25.00 | 6/6/2011 8:37:18 AM |
| ethicalhumanist | $25.00 | 6/6/2011 8:42:57 AM |
| Legally_Blonde | $25.00 | 6/6/2011 3:26:10 PM |
| value-squirrel3 | $75.00 | 6/6/2011 9:05:52 PM |
| shrewd-income | $100.00 | 6/7/2011 6:23:22 AM |
| lendstats_com | $200.00 | 6/7/2011 7:32:45 AM |
| coin-bee1 | $50.00 | 6/7/2011 7:00:04 AM |
| DasMula | $27.00 | 6/7/2011 8:05:44 AM |
| Investoman | $50.00 | 6/7/2011 8:33:31 AM |
| tiger1818 | $25.00 | 6/7/2011 8:54:56 AM |
| snm2001 | $25.00 | 6/7/2011 10:28:46 AM |
| worth-blanket2 | $380.85 | 6/7/2011 12:04:31 PM |
| marwadi-62 | $300.00 | 6/7/2011 10:38:29 AM |
| suave-dime6 | $25.00 | 6/5/2011 12:09:00 PM |
| novice-speculator | $25.00 | 6/5/2011 10:08:55 PM |
| SolarMoonshine | $25.00 | 6/6/2011 3:51:31 AM |
| chameleon125 | $25.00 | 6/6/2011 6:28:29 AM |
| golffish2 | $50.00 | 6/6/2011 4:16:03 AM |
| competent-p2p | $45.00 | 6/6/2011 6:54:51 AM |
| CoolPlexer | $25.00 | 6/6/2011 7:53:46 AM |
| calmfunds | $500.00 | 6/6/2011 7:07:02 AM |
| CA-Lender | $25.06 | 6/6/2011 8:51:46 AM |
| I-Believe-In-You | $100.00 | 6/6/2011 8:23:24 AM |
| nickel-position | $50.00 | 6/6/2011 9:17:59 AM |
| Frover | $25.00 | 6/6/2011 6:35:56 AM |
| octoberfresh | $25.00 | 6/6/2011 8:29:47 AM |
| janeybooboo | $100.00 | 6/6/2011 9:19:41 AM |
| Track-Layer | $100.00 | 6/6/2011 4:14:11 PM |
| twjh | $25.00 | 6/7/2011 4:44:11 AM |
| periko | $25.00 | 6/7/2011 7:36:33 AM |
| Bob450 | $25.00 | 6/7/2011 7:51:16 AM |
| tokyopete23 | $25.00 | 6/7/2011 10:43:07 AM |
| Feyenoord | $25.00 | 6/7/2011 10:59:27 AM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
510202
This series of Notes was issued and sold upon the funding of the borrower loan #50023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $117.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1983 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 14
/
12 | Length of status: | 34y 1m |
|
Amount delinquent:
| $55 |
Total credit lines:
| 34 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,048 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cubfan56 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 82 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2010)
600-619
(Apr-2008)
620-639
(Feb-2007)
|
|
Principal balance:
| $2,243.94 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 82 | | |
Description
dental work
Purpose of loan:
This loan will be used to..completing dental work .
My financial situation:
I am a good candidate for this loan because...I have a successful history with prosper and my credit score is improving. I'd like to thank all the previous investors in my listings. Feel free to contact me with questions and thank you
for your consideration.
Monthly net income: $3200.00
Monthly expenses: $
Housing: $425.00
Insurance: $50.00
Car expenses: $50.00.
Utilities: $50.00
Phone, cable, internet: $50.00
Food, entertainment: $50.00
Clothing, household expenses: $50.00
Credit cards and other loans: $250.00
Other expenses: $576.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,500.00 | 6/7/2011 5:08:42 PM |
| MoneyForNothing | $264.68 | 6/7/2011 5:05:42 PM |
| Investoman | $100.00 | 6/7/2011 5:11:11 PM |
| janeybooboo | $200.00 | 6/7/2011 5:03:22 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
510302
This series of Notes was issued and sold upon the funding of the borrower loan #50249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 26y 4m |
|
Amount delinquent:
| $1,247 |
Total credit lines:
| 29 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $462 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| crollins |
Borrower's state:
| WestVirginia |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2010)
640-659
(Apr-2010)
640-659
(Oct-2009)
640-659
(May-2009)
|
|
Principal balance:
| $2,005.64 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Great Prosper Customer!!!
Purpose of loan:
This loan will be used to...finish my basement.
My financial situation:
I am a good candidate for this loan because... I have paid off one previous loan with Prosper and am paid to date with my current loan.
Monthly net income: $ 3200.00
Monthly expenses: $1400.00
Housing: $700.00
Insurance: $50.00
Car expenses: $151.88
Utilities: $250.00
Phone, cable, internet: $58.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $54.32 | 6/6/2011 5:05:44 PM |
| suave-dime6 | $25.00 | 6/6/2011 5:07:18 PM |
| Aberdeen | $3,500.00 | 6/6/2011 5:02:40 PM |
| ddamenace | $30.00 | 6/6/2011 8:01:04 PM |
| fmanjoo | $25.00 | 6/6/2011 8:12:40 PM |
| gjm6d | $25.00 | 6/6/2011 7:59:07 PM |
| marketplace-meridian | $25.00 | 6/6/2011 9:37:48 PM |
| RedantFinance | $25.00 | 6/6/2011 10:07:22 PM |
| lloyd_s | $25.00 | 6/7/2011 4:24:13 AM |
| grampy48 | $60.00 | 6/7/2011 3:30:14 AM |
| Kreditorium | $25.00 | 6/7/2011 4:46:24 AM |
| rustysailor | $25.00 | 6/6/2011 11:31:39 PM |
| TigerForce | $25.00 | 6/7/2011 4:40:18 AM |
| mikeandcat | $50.00 | 6/7/2011 6:47:19 AM |
| coin-bee1 | $50.00 | 6/7/2011 7:12:32 AM |
| dslobbs | $250.00 | 6/7/2011 4:37:49 AM |
| chameleon125 | $25.00 | 6/7/2011 6:25:26 AM |
| Mikale360 | $25.00 | 6/7/2011 6:33:32 AM |
| DasMula | $27.00 | 6/7/2011 7:48:36 AM |
| DHolly | $25.00 | 6/7/2011 10:07:07 AM |
| marwadi-62 | $1,000.00 | 6/7/2011 10:45:52 AM |
| 2grindstones | $25.00 | 6/7/2011 10:09:25 AM |
| credit-missile | $25.00 | 6/7/2011 1:41:27 PM |
| impressive-balance8 | $50.00 | 6/7/2011 3:17:03 PM |
| myduck | $35.00 | 6/7/2011 3:23:04 PM |
| reflective-rupee | $140.00 | 6/7/2011 1:46:53 PM |
| tranquil-ore4 | $25.00 | 6/7/2011 4:29:20 PM |
| Frosty | $25.00 | 6/7/2011 3:10:20 PM |
| mammalian4 | $25.00 | 6/7/2011 4:55:43 PM |
| Tlk2drew | $47.20 | 6/7/2011 5:01:06 PM |
| Kash2010lu | $30.00 | 6/6/2011 5:09:24 PM |
| 312-Lender | $25.00 | 6/6/2011 5:03:07 PM |
| CA-Lender | $25.06 | 6/6/2011 8:20:06 PM |
| Frover | $25.00 | 6/6/2011 9:34:49 PM |
| restless-dime | $25.00 | 6/6/2011 5:52:48 PM |
| newest-finance-viola | $100.00 | 6/6/2011 7:32:48 PM |
| SolarMoonshine | $25.00 | 6/7/2011 3:57:29 AM |
| LittleMingo | $30.00 | 6/7/2011 5:42:30 AM |
| RoZu_Lending | $880.33 | 6/7/2011 4:24:34 AM |
| Investoman | $50.00 | 6/7/2011 8:32:46 AM |
| commerce-rumbler0 | $50.00 | 6/7/2011 8:01:26 AM |
| Feyenoord | $25.00 | 6/7/2011 10:59:34 AM |
| reflective-rupee | $60.09 | 6/7/2011 10:45:25 AM |
| otto1939 | $51.00 | 6/7/2011 12:31:40 PM |
| credit-missile | $100.00 | 6/7/2011 1:38:26 PM |
| victorcab | $50.00 | 6/7/2011 1:52:56 PM |
| janeybooboo | $100.00 | 6/7/2011 3:08:01 PM |
| Rulea72 | $30.00 | 6/7/2011 4:21:38 PM |
| Legally_Blonde | $50.00 | 6/7/2011 3:20:17 PM |
| ommcd | $25.00 | 6/7/2011 4:36:41 PM |
| Bob450 | $25.00 | 6/7/2011 4:33:07 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
510346
This series of Notes was issued and sold upon the funding of the borrower loan #50243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $98.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 620-639 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 14y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,194 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| important-currency5 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 90% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 1
( 10% )
| 680-699
(Apr-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Home Loan
Purpose of loan:
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...
Monthly net income: $ 60,000
Monthly expenses: $ 2000.00
Housing: $400
Insurance: $100
Car expenses: $400
Utilities: $300
Phone, cable, internet: $ 150
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $150.00 | 6/8/2011 9:05:05 AM |
| MrBailey | $25.00 | 6/8/2011 9:05:47 AM |
| Skeptical-one | $48.00 | 6/8/2011 9:09:25 AM |
| janeybooboo | $100.00 | 6/8/2011 9:04:39 AM |
| first-serene-credit | $25.00 | 6/8/2011 12:11:42 PM |
| credible-balance0 | $25.00 | 6/8/2011 1:01:58 PM |
| sweetlan | $25.06 | 6/8/2011 2:12:33 PM |
| jasonrun | $25.00 | 6/8/2011 12:27:29 PM |
| melodious-fairness | $100.00 | 6/8/2011 1:58:23 PM |
| market-aficionado3 | $125.00 | 6/8/2011 10:51:46 AM |
| goodhearted-basis4 | $25.00 | 6/8/2011 12:00:02 PM |
| supreme-hope | $25.00 | 6/8/2011 6:15:42 PM |
| Kash2010lu | $25.00 | 6/8/2011 7:32:36 PM |
| Nash2065 | $25.00 | 6/8/2011 8:24:30 PM |
| newfoundation | $25.00 | 6/8/2011 5:43:08 PM |
| diversification-medalist | $50.00 | 6/8/2011 10:09:38 PM |
| Schwamie | $49.59 | 6/8/2011 10:36:29 PM |
| vigilance-searcher | $25.00 | 6/8/2011 9:30:27 PM |
| greenkid | $100.00 | 6/8/2011 10:26:03 PM |
| stonehillloans | $25.00 | 6/9/2011 3:38:25 AM |
| StarshineXL | $114.32 | 6/9/2011 4:43:56 AM |
| reflective-rupee | $25.09 | 6/8/2011 9:22:05 AM |
| golffish2 | $25.00 | 6/8/2011 9:09:18 AM |
| Investoman | $100.00 | 6/8/2011 9:12:39 AM |
| yield-lion2 | $75.00 | 6/8/2011 9:13:11 AM |
| lucrative-loan | $150.00 | 6/8/2011 9:16:07 AM |
| EngineersAlliance | $50.00 | 6/8/2011 9:44:13 AM |
| FinanceEngine | $40.00 | 6/8/2011 10:36:15 AM |
| BigBag | $25.00 | 6/8/2011 10:42:16 AM |
| credit-missile | $100.00 | 6/8/2011 11:07:57 AM |
| fabulous-community4 | $75.00 | 6/8/2011 10:19:47 AM |
| CA-Lender | $25.06 | 6/8/2011 2:01:15 PM |
| Danylostefan | $25.00 | 6/8/2011 11:06:41 AM |
| credit-investor5 | $50.00 | 6/8/2011 2:39:50 PM |
| CO_Engineer | $88.43 | 6/8/2011 12:22:38 PM |
| vutah | $25.00 | 6/8/2011 12:33:58 PM |
| Frover | $25.00 | 6/8/2011 4:17:48 PM |
| suave-dime6 | $25.00 | 6/8/2011 4:36:46 PM |
| persistent-funds9 | $25.00 | 6/8/2011 1:36:04 PM |
| umfan123 | $25.00 | 6/8/2011 5:45:37 PM |
| lucrative-loan | $50.00 | 6/8/2011 5:49:27 PM |
| fantastic-bazaar2 | $50.00 | 6/8/2011 6:04:24 PM |
| John_Galt | $25.00 | 6/8/2011 2:23:58 PM |
| CreditBuilder2 | $50.00 | 6/8/2011 2:51:50 PM |
| 113121 | $25.00 | 6/8/2011 5:39:12 PM |
| setUup | $34.40 | 6/8/2011 5:21:09 PM |
| SolarMoonshine | $25.00 | 6/8/2011 5:40:29 PM |
| wlm3012 | $25.05 | 6/8/2011 10:05:43 PM |
| blue111 | $25.00 | 6/8/2011 5:52:53 PM |
| dudebrah | $25.00 | 6/8/2011 6:01:31 PM |
| wild-orange | $50.00 | 6/8/2011 11:13:18 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
510596
This series of Notes was issued and sold upon the funding of the borrower loan #50020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-08-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,399 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Bobby8888 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $6,050.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2010)
700-719
(Aug-2009)
620-639
(Jul-2006)
|
|
Principal balance:
| $2,535.76 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Please help!!!
Purpose:
Will be used to...
get my car fixed.. Any help would be greatly appreciate. Thank you.
My financial situation:
I have had no lates, collections, or other negative marks on my credit. I have no outstanding collections and everything on my credit report is current.
Monthly net income: $6000
Monthly expenses: $3200
Housing: $1500
Insurance: $200
Car expenses: $150
Utilities: $100
Phone, cable, internet: $0 - I work for a telecom company
Food, entertainment: $500
Household expenses: $300
Credit cards and other: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 312-Lender | $50.00 | 6/8/2011 9:04:37 AM |
| investment-artist | $25.01 | 6/8/2011 9:06:39 AM |
| ready-interest9 | $25.00 | 6/8/2011 9:23:59 AM |
| LittleMingo | $35.00 | 6/8/2011 9:38:13 AM |
| grnii78 | $300.00 | 6/8/2011 9:43:53 AM |
| Investoman | $50.00 | 6/8/2011 9:10:24 AM |
| kind-charming-value | $1,000.00 | 6/8/2011 9:13:16 AM |
| MoneyForNothing | $67.52 | 6/8/2011 9:20:03 AM |
| payout-hammock1 | $50.00 | 6/8/2011 9:39:44 AM |
| OldManP | $30.00 | 6/8/2011 9:09:40 AM |
| suave-dime6 | $25.00 | 6/8/2011 9:13:20 AM |
| reflective-rupee | $200.09 | 6/8/2011 9:20:14 AM |
| Kash2010lu | $30.00 | 6/8/2011 9:25:43 AM |
| janeybooboo | $200.00 | 6/8/2011 9:03:33 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
507965
This series of Notes was issued and sold upon the funding of the borrower loan #50011, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-04-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $281.22 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Pharmacist |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $491 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cognizant-benefit2 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Be My Guest
Purpose of loan:
This loan will be used to finish up a wedding plan. Make dreams a reality.
My financial situation:
I am a good candidate for this loan because I don't have loads of debt and pay all my bills on time with no excuses. I'm a research coordinator at a pharmaceutical company and my job is 110 percent secure so repayment will not be an issue.
Monthly net income: $5100
Monthly expenses: $3000
Housing: $960
Insurance: $101
Car expenses: $300
Utilities: $85
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $350
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dynrep | $25.00 | 5/23/2011 3:17:51 PM |
| yield-implementer8 | $100.00 | 5/23/2011 3:18:20 PM |
| qsolo | $200.00 | 5/23/2011 3:19:04 PM |
| Peterman | $25.00 | 5/23/2011 3:20:23 PM |
| powerful-finance7 | $25.00 | 5/23/2011 3:19:28 PM |
| penny-finder | $30.28 | 5/23/2011 8:47:05 PM |
| openness-antioxidant | $100.00 | 5/24/2011 9:54:45 AM |
| gain-mountain1 | $100.00 | 5/24/2011 4:29:13 PM |
| keyfig | $25.00 | 5/25/2011 6:55:05 PM |
| dajen1 | $50.00 | 5/25/2011 6:38:12 PM |
| SOP_Bank | $25.00 | 5/26/2011 6:06:33 AM |
| ingenious-deal6 | $25.00 | 5/27/2011 12:18:04 AM |
| appetizing-silver7 | $100.00 | 5/27/2011 11:27:31 AM |
| newest-funds-powerplant | $50.00 | 5/27/2011 11:27:08 AM |
| rustysailor | $25.00 | 5/27/2011 12:56:15 PM |
| BxRealtor | $25.00 | 5/27/2011 1:19:05 PM |
| SolarMoonshine | $25.00 | 5/28/2011 4:08:45 AM |
| Sierrahh | $50.00 | 5/28/2011 8:03:19 AM |
| missoula | $25.00 | 5/28/2011 4:58:58 PM |
| noconnor01 | $25.00 | 5/28/2011 5:52:16 PM |
| Reddy_Capital | $36.00 | 5/29/2011 4:29:55 PM |
| GoldenGo4 | $50.00 | 5/30/2011 7:18:48 AM |
| valiant-money | $30.00 | 5/30/2011 9:13:28 AM |
| indomitable-coin | $25.00 | 5/31/2011 10:31:21 AM |
| unflappable-pound3 | $100.00 | 5/31/2011 2:08:24 PM |
| reflective-rupee | $200.00 | 5/31/2011 11:50:44 AM |
| worth-web5 | $100.00 | 5/31/2011 5:53:56 PM |
| enthralling-deal180 | $50.00 | 6/1/2011 9:49:48 AM |
| bonus-demon | $25.00 | 6/1/2011 10:07:37 AM |
| vigilance-revolutionary | $50.00 | 6/1/2011 10:12:01 AM |
| vinyl117 | $35.00 | 6/1/2011 2:16:59 PM |
| fair-interest6 | $25.00 | 6/1/2011 2:33:37 PM |
| radforj22 | $25.00 | 6/1/2011 5:30:06 PM |
| Chewbaca | $25.00 | 6/2/2011 1:51:37 PM |
| chinolatino | $100.00 | 6/2/2011 4:15:48 PM |
| mobius_titan | $25.00 | 6/2/2011 5:07:16 PM |
| mgking007 | $31.32 | 6/2/2011 10:04:31 PM |
| Gabriel02 | $25.00 | 6/2/2011 7:22:49 PM |
| sflawya | $25.00 | 6/3/2011 4:07:56 AM |
| TheCount | $100.00 | 6/3/2011 7:44:10 AM |
| enriched-note6 | $25.00 | 6/3/2011 9:03:18 AM |
| SnE | $50.00 | 6/3/2011 10:05:05 AM |
| Charmart | $25.00 | 6/3/2011 9:25:46 AM |
| fantastic-bazaar2 | $50.00 | 6/3/2011 12:13:03 PM |
| sgordon46 | $25.00 | 6/3/2011 10:29:38 AM |
| oxnard | $50.00 | 6/3/2011 2:39:37 PM |
| harty | $50.00 | 6/3/2011 3:13:27 PM |
| rascal867 | $25.00 | 6/3/2011 3:43:44 PM |
| heavy_ax | $25.00 | 6/3/2011 11:24:28 AM |
| ommcd | $25.00 | 6/3/2011 3:51:35 PM |
| gilbrear | $25.00 | 6/3/2011 1:33:36 PM |
| myduck | $65.00 | 6/3/2011 4:21:10 PM |
| proud-gold9 | $35.00 | 6/3/2011 6:02:27 PM |
| worthy-bid8 | $50.00 | 6/3/2011 6:09:32 PM |
| thankful-nickel2 | $50.00 | 6/3/2011 6:14:06 PM |
| RochelleW | $50.00 | 6/3/2011 6:22:10 PM |
| orangefob7 | $51.69 | 6/3/2011 6:23:05 PM |
| balance-whistle7 | $25.00 | 6/3/2011 6:27:52 PM |
| helpful-dough | $50.00 | 6/3/2011 7:07:58 PM |
| charb57 | $35.00 | 6/3/2011 7:13:21 PM |
| tech310 | $50.00 | 6/3/2011 6:31:01 PM |
| optimization3 | $50.00 | 6/3/2011 9:52:56 PM |
| RJN | $50.00 | 6/3/2011 10:57:46 PM |
| p2ploan-sensation211 | $37.63 | 6/3/2011 7:41:38 PM |
| unrivaled-silver | $50.00 | 6/3/2011 8:13:29 PM |
| sensible-fund | $50.00 | 6/3/2011 9:34:10 PM |
| bid-czar8 | $50.00 | 6/4/2011 3:34:00 AM |
| sparkling-contract7 | $25.00 | 6/4/2011 4:46:25 AM |
| demszi1978 | $25.99 | 6/4/2011 4:58:19 AM |
| gas | $25.00 | 6/4/2011 6:19:45 AM |
| grf1945 | $50.00 | 6/4/2011 6:19:15 AM |
| careful-penny | $25.00 | 6/4/2011 6:20:08 AM |
| flexible-value | $25.00 | 6/4/2011 6:20:50 AM |
| Havana21 | $25.00 | 6/4/2011 6:20:58 AM |
| rockhound84 | $25.00 | 6/4/2011 4:27:11 AM |
| BeachWalkz | $50.00 | 6/4/2011 4:58:12 AM |
| BankerJohn | $50.00 | 6/4/2011 7:33:03 AM |
| blissful-openness8 | $25.00 | 6/4/2011 8:04:04 AM |
| fishintime | $46.00 | 6/4/2011 6:20:04 AM |
| thevogelfamily | $25.00 | 6/4/2011 6:22:06 AM |
| RememberToForget | $50.00 | 6/4/2011 6:36:35 AM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 3:18:49 PM |
| ryreesado | $25.00 | 5/23/2011 3:19:54 PM |
| yield-implementer8 | $100.00 | 5/23/2011 3:18:22 PM |
| organized-payment6 | $50.00 | 5/23/2011 3:19:42 PM |
| MarvintheMartian | $25.00 | 5/23/2011 5:26:22 PM |
| Bank_Of_XL | $25.00 | 5/23/2011 7:26:23 PM |
| Interloper | $27.00 | 5/23/2011 8:49:24 PM |
| availableloan | $25.00 | 5/23/2011 10:04:44 PM |
| JustMee | $25.00 | 5/23/2011 10:17:22 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:48:37 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:29:52 AM |
| golffish2 | $25.00 | 5/24/2011 3:59:36 AM |
| SOP_Bank | $25.00 | 5/24/2011 6:03:34 AM |
| tranquil-gain1 | $100.00 | 5/24/2011 9:16:42 AM |
| gain-mountain1 | $50.00 | 5/24/2011 4:18:56 PM |
| a-finance-nirvana | $25.00 | 5/24/2011 8:43:19 PM |
| efficient-treasure0 | $25.00 | 5/24/2011 8:30:53 PM |
| kulender | $50.00 | 5/25/2011 9:31:45 AM |
| Tradesmanlender | $35.00 | 5/25/2011 10:08:40 AM |
| myworld701 | $25.00 | 5/25/2011 1:21:53 PM |
| honorable-yield | $25.00 | 5/27/2011 8:25:16 AM |
| bonafide-cash | $100.00 | 5/28/2011 12:40:56 PM |
| jpblan11 | $25.00 | 5/28/2011 2:26:07 PM |
| Kame | $25.00 | 5/28/2011 11:29:20 PM |
| credit-bliss8 | $25.00 | 5/29/2011 7:07:45 AM |
| Dollars4Rent | $25.00 | 5/30/2011 8:35:23 AM |
| Rick7925 | $25.00 | 5/30/2011 9:41:42 AM |
| natecam | $25.00 | 5/30/2011 3:19:02 PM |
| aspire2grow | $25.00 | 5/30/2011 4:09:24 PM |
| payment-halo | $25.00 | 5/30/2011 9:55:01 PM |
| Pickmar | $25.00 | 5/31/2011 5:43:05 AM |
| currency-persimmon | $50.00 | 5/31/2011 8:39:32 AM |
| drkosh | $25.00 | 5/31/2011 10:37:44 AM |
| RandyL3 | $25.00 | 5/31/2011 11:53:25 AM |
| Anny-Disco | $25.00 | 5/31/2011 2:08:26 PM |
| docdekay | $65.00 | 5/31/2011 2:12:44 PM |
| Techne_Funds_LLC | $25.00 | 5/31/2011 7:01:37 PM |
| commerce-web5 | $50.00 | 5/31/2011 8:10:37 PM |
| rdrloan | $50.00 | 5/31/2011 9:22:51 PM |
| credit-investor5 | $50.00 | 5/31/2011 10:19:07 PM |
| top-abundant-community | $25.00 | 6/1/2011 9:45:23 AM |
| wwwUniversal | $25.00 | 6/1/2011 5:34:43 PM |
| astute-benjamins | $25.00 | 6/1/2011 6:19:52 PM |
| CPAnCA | $350.00 | 6/1/2011 9:34:59 PM |
| rescue | $100.00 | 6/2/2011 9:45:33 AM |
| kind-adventurous-finance | $100.00 | 6/2/2011 11:04:54 AM |
| Leopoldine | $25.00 | 6/2/2011 7:41:32 PM |
| best-charming-leverage | $100.00 | 6/2/2011 9:50:05 PM |
| vutah | $25.00 | 6/2/2011 8:09:02 PM |
| seabassx | $25.00 | 6/3/2011 9:27:41 AM |
| Gibbyland | $100.00 | 6/3/2011 9:49:24 AM |
| life-is-great | $25.00 | 6/3/2011 10:26:50 AM |
| preeminant-generosity2 | $25.00 | 6/3/2011 12:12:08 PM |
| IIP77 | $25.00 | 6/3/2011 10:29:01 AM |
| NiceNate | $100.00 | 6/3/2011 1:21:59 PM |
| sinner_c5 | $25.00 | 6/3/2011 12:32:46 PM |
| Bio-physicist | $25.00 | 6/3/2011 1:42:46 PM |
| dsgfl1 | $100.00 | 6/3/2011 1:54:58 PM |
| ready-agreement5 | $500.00 | 6/3/2011 3:53:54 PM |
| brightest-dynamic-peace | $25.00 | 6/3/2011 1:43:44 PM |
| bold-peaceful-silver | $200.00 | 6/3/2011 4:26:30 PM |
| the-enthralling-coin | $25.00 | 6/3/2011 4:40:51 PM |
| bonus-sensai825 | $25.00 | 6/3/2011 6:08:05 PM |
| taltman | $25.00 | 6/3/2011 6:16:06 PM |
| a-wealth-visionary | $50.38 | 6/3/2011 6:17:41 PM |
| Sol_Invictus | $25.00 | 6/3/2011 7:47:42 PM |
| Derel | $74.99 | 6/3/2011 8:20:39 PM |
| boogienation | $50.00 | 6/3/2011 6:34:59 PM |
| gametime34 | $50.00 | 6/3/2011 7:13:11 PM |
| oldman68 | $25.00 | 6/3/2011 11:44:36 PM |
| first-favorite-bonus9 | $50.00 | 6/3/2011 11:53:05 PM |
| cash-queen | $34.00 | 6/3/2011 10:02:06 PM |
| money-surge1 | $25.00 | 6/4/2011 5:23:15 AM |
| bill-mushroom | $50.00 | 6/4/2011 6:19:19 AM |
| HeadHunter | $75.00 | 6/4/2011 6:20:48 AM |
| JM-Sarawak | $50.00 | 6/4/2011 7:01:21 AM |
| beaker | $25.00 | 6/4/2011 7:07:54 AM |
| triumph329 | $50.00 | 6/4/2011 7:11:30 AM |
| JABank | $25.00 | 6/4/2011 7:50:34 AM |
| careful-money2 | $4.72 | 6/4/2011 8:05:32 AM |
| RecoveryLender | $25.00 | 6/4/2011 7:49:08 AM |
| 162 Investments
|
Borrower Payment Dependent Notes Series
508213
This series of Notes was issued and sold upon the funding of the borrower loan #50255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,403.14 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $191.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,161 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 64 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| platinum-trader |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
my loan
Purpose of loan:
This loan will be used to...pay off bills and loans ,dr bills and dog vet.
My financial situation: i have bills i want 1 payment to put all in one.
I am a good candidate for this loan because...i am currently up to date on all my bills and need to have 1 to put all together
Monthly net income: $1600.
Monthly expenses: $1000.
Housing: $350.
Insurance: $130.
Car expenses: $190.
Utilities: $271.
Phone, cable, internet: $110.
Food, entertainment: $100.
Clothing, household expenses: $50.
Credit cards and other loans: $90.
Other expenses: $200.
share house expences with boyfriend
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ah-long | $25.00 | 5/24/2011 5:45:34 PM |
| suave-dime6 | $25.00 | 5/24/2011 5:51:37 PM |
| dedicated-diversification5 | $58.94 | 5/24/2011 9:53:59 PM |
| gain-expert | $25.00 | 5/26/2011 11:14:16 AM |
| responsible-worth113 | $25.00 | 5/26/2011 4:26:42 PM |
| BankofRon | $25.00 | 5/28/2011 8:59:48 PM |
| commerce-web5 | $25.00 | 5/31/2011 8:13:38 PM |
| best-charming-leverage | $100.00 | 6/1/2011 10:14:13 AM |
| coin-sonnet | $100.00 | 6/1/2011 1:36:47 PM |
| irrelevant | $25.00 | 6/1/2011 5:40:48 PM |
| diplomatic-wealth7 | $25.00 | 6/2/2011 7:33:34 PM |
| ommcd | $25.00 | 6/3/2011 3:44:42 PM |
| Investoman | $50.00 | 6/3/2011 6:14:47 PM |
| money-surge1 | $25.00 | 6/4/2011 5:24:16 AM |
| desertoasis | $25.00 | 6/6/2011 9:07:30 AM |
| realtormoises | $25.00 | 6/6/2011 11:18:42 AM |
| patriot897 | $25.00 | 6/6/2011 12:47:33 PM |
| handy-justice | $100.00 | 6/6/2011 3:46:21 PM |
| Jack55304 | $300.00 | 6/6/2011 4:07:05 PM |
| nerdfactor | $25.00 | 6/6/2011 4:07:45 PM |
| CAGE-Investments | $25.00 | 6/6/2011 4:08:38 PM |
| worthy-bid8 | $25.00 | 6/6/2011 3:46:04 PM |
| fortytwo | $100.00 | 6/6/2011 4:14:43 PM |
| 6moonbeams | $50.00 | 6/6/2011 4:35:48 PM |
| HHP | $100.00 | 6/6/2011 5:26:33 PM |
| skybolt4 | $25.00 | 6/6/2011 7:28:15 PM |
| papaloha | $25.00 | 6/7/2011 3:10:07 AM |
| mercuriant | $25.00 | 6/7/2011 3:21:17 AM |
| GGreg799 | $25.00 | 6/7/2011 8:23:09 AM |
| healthy-peso9 | $50.00 | 6/7/2011 9:39:24 AM |
| green-rapid-openness | $50.00 | 6/7/2011 10:13:12 AM |
| seisen | $50.00 | 6/7/2011 10:07:52 AM |
| ttnk62918 | $25.00 | 6/7/2011 12:03:16 PM |
| ChrisProsper | $700.00 | 6/7/2011 10:56:07 AM |
| wwwUniversal | $25.00 | 6/7/2011 12:07:38 PM |
| kind-credit-bear | $25.00 | 6/7/2011 4:10:23 PM |
| DasMula | $27.00 | 6/7/2011 3:56:42 PM |
| credit-sycamore4 | $50.00 | 6/7/2011 4:39:46 PM |
| green-capital-hornet | $25.00 | 6/7/2011 4:09:19 PM |
| Simonsez808 | $25.00 | 6/7/2011 4:09:24 PM |
| justice-economist | $25.00 | 6/7/2011 4:42:22 PM |
| Kreditorium | $25.00 | 5/24/2011 5:39:08 PM |
| missing-link | $25.00 | 5/26/2011 2:58:46 PM |
| chungfang | $25.00 | 6/1/2011 1:53:06 PM |
| red-power-pecan | $50.00 | 6/3/2011 6:09:04 PM |
| antlr | $50.00 | 6/3/2011 6:15:57 PM |
| five-star-note | $25.00 | 6/4/2011 10:19:11 AM |
| bazaar-festivity | $100.00 | 6/4/2011 1:29:08 PM |
| Bookophile | $50.00 | 6/5/2011 10:23:39 AM |
| bkwest01 | $100.00 | 6/5/2011 1:03:03 PM |
| Gibbyland | $100.00 | 6/5/2011 1:35:56 PM |
| the-dollar-topper | $50.00 | 6/5/2011 2:18:46 PM |
| riveting-wealth2 | $100.00 | 6/5/2011 1:21:14 PM |
| jiggaman7 | $100.00 | 6/6/2011 12:41:58 PM |
| ukstevenhawaii | $100.00 | 6/6/2011 4:07:21 PM |
| honorable-yield | $25.00 | 6/6/2011 4:39:49 PM |
| kind-adventurous-finance | $100.00 | 6/6/2011 5:36:25 PM |
| Weaverville | $25.00 | 6/6/2011 8:52:35 PM |
| Easystreet | $25.00 | 6/7/2011 3:00:20 AM |
| Mariner3605 | $25.00 | 6/7/2011 3:08:16 AM |
| asiaratt | $50.00 | 6/7/2011 3:21:59 AM |
| mrxtravis | $25.00 | 6/7/2011 10:36:58 AM |
| the-profit-oracle | $25.00 | 6/7/2011 10:58:38 AM |
| consummate-loyalty1 | $50.00 | 6/7/2011 11:05:08 AM |
| reflective-rupee | $200.09 | 6/7/2011 2:17:03 PM |
| DasMula | $57.00 | 6/7/2011 4:01:50 PM |
| IIP77 | $25.00 | 6/7/2011 4:14:21 PM |
| Kaj | $35.00 | 6/7/2011 4:19:34 PM |
| bid-czar8 | $50.00 | 6/7/2011 4:35:51 PM |
| money-bauble | $50.00 | 6/7/2011 4:37:05 PM |
| NobisEst | $25.00 | 6/7/2011 4:09:07 PM |
| worth-web5 | $100.00 | 6/7/2011 4:19:25 PM |
| TCR3 | $25.17 | 6/7/2011 4:36:37 PM |
| finance-mushroom | $49.94 | 6/7/2011 5:08:30 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
508371
This series of Notes was issued and sold upon the funding of the borrower loan #50047, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $246.06 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,679 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| inspiring-money4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PERSONAL LOAN
Purpose of loan: WEDDING
This loan will be used to... paying for the venue and details.
My financial situation: excellent
I am a good candidate for this loan because... I am very responsible paying my bills and I have excellent credit..
Monthly net income: $ 3,000
Monthly expenses: $ 68
Housing: my fiance pays
Insurance: $ 100
Car expenses: $100
Utilities: $ 200
Phone, cable, internet: $0
Food, entertainment: $ 50
Clothing, household expenses: $ 300
Credit cards and other loans: $ 500
Other expenses: $ 50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| powerful-finance7 | $25.00 | 5/25/2011 9:10:13 AM |
| Oakland | $50.00 | 5/27/2011 5:54:44 PM |
| myworld701 | $25.00 | 5/28/2011 3:20:24 AM |
| Sierrahh | $50.00 | 5/28/2011 8:04:05 AM |
| Kame | $25.00 | 5/28/2011 11:29:48 PM |
| kulender | $50.00 | 5/30/2011 9:34:14 AM |
| Rick7925 | $25.00 | 5/30/2011 9:42:09 AM |
| efficient-treasure0 | $25.00 | 5/30/2011 5:08:31 PM |
| vigilance-revolutionary | $50.00 | 6/1/2011 10:12:21 AM |
| natecam | $25.00 | 6/1/2011 5:41:47 PM |
| kind-adventurous-finance | $100.00 | 6/2/2011 11:05:27 AM |
| drkosh | $25.00 | 6/2/2011 6:49:14 PM |
| credit-investor5 | $50.00 | 6/2/2011 5:53:39 PM |
| currency-persimmon | $50.00 | 6/3/2011 3:01:24 PM |
| unrivaled-silver | $50.00 | 6/3/2011 8:13:58 PM |
| optimization3 | $50.00 | 6/3/2011 9:53:07 PM |
| top-abundant-community | $25.00 | 6/4/2011 6:19:19 AM |
| riveting-wealth2 | $100.00 | 6/4/2011 12:39:38 PM |
| valiant-money | $30.00 | 6/4/2011 7:58:21 PM |
| MARSTUN | $50.00 | 6/4/2011 11:19:11 PM |
| worth-web5 | $100.00 | 6/5/2011 1:15:23 PM |
| intuitive-bill | $25.00 | 6/5/2011 1:22:26 PM |
| docdekay | $65.00 | 6/5/2011 1:23:58 PM |
| astute-benjamins | $25.00 | 6/5/2011 5:14:31 PM |
| investment-appraiser | $50.00 | 6/6/2011 10:04:49 AM |
| rescue | $100.00 | 6/6/2011 11:56:42 AM |
| Eastern | $50.00 | 6/6/2011 12:01:21 PM |
| Adino | $50.00 | 6/6/2011 12:19:54 PM |
| dunox | $25.00 | 6/6/2011 4:00:47 PM |
| boogienation | $50.00 | 6/6/2011 5:30:53 PM |
| helpful-dough | $50.00 | 6/6/2011 5:31:03 PM |
| investor7257 | $50.00 | 6/6/2011 6:33:18 PM |
| TelegramSam | $25.00 | 6/6/2011 9:52:44 PM |
| trade-solo | $50.00 | 6/6/2011 11:49:00 PM |
| intuitive-bill | $25.00 | 6/7/2011 6:19:50 AM |
| credit-bliss8 | $25.00 | 6/7/2011 9:25:26 AM |
| DavenportCapital | $25.00 | 6/7/2011 9:43:14 AM |
| tranquil-gain1 | $100.00 | 6/7/2011 9:41:54 AM |
| stollcm | $25.00 | 6/7/2011 9:42:54 AM |
| Aariel | $25.00 | 6/7/2011 9:50:22 AM |
| ciscoparrot | $25.00 | 6/7/2011 11:17:59 AM |
| Isotope | $25.00 | 6/7/2011 12:59:04 PM |
| affluence-tycoon | $50.00 | 6/7/2011 5:25:43 PM |
| handshake5 | $79.31 | 6/7/2011 4:50:22 PM |
| LenderOnWheels | $50.00 | 6/7/2011 5:42:26 PM |
| help4u | $50.00 | 6/7/2011 5:43:04 PM |
| thoughtful-community7 | $25.00 | 6/7/2011 5:43:15 PM |
| bold-spirited-finance | $50.00 | 6/7/2011 5:43:46 PM |
| loot-heart | $25.00 | 6/7/2011 4:35:25 PM |
| Havana21 | $25.00 | 6/7/2011 5:44:50 PM |
| IIP77 | $25.00 | 6/7/2011 4:36:24 PM |
| abundenthelper | $50.00 | 6/7/2011 5:46:28 PM |
| genius520 | $50.00 | 6/7/2011 5:48:17 PM |
| tokyopete23 | $25.00 | 6/7/2011 5:49:44 PM |
| bonus-demon | $25.00 | 6/7/2011 5:25:35 PM |
| SpecialMan-211 | $50.00 | 6/7/2011 6:01:45 PM |
| reflective-rupee | $25.09 | 6/7/2011 6:26:18 PM |
| cyclingdiver | $27.79 | 6/7/2011 6:58:50 PM |
| loan-wasp | $25.00 | 6/7/2011 5:39:51 PM |
| langdonx | $50.00 | 6/7/2011 5:42:58 PM |
| finance-magma7 | $25.00 | 6/7/2011 5:43:10 PM |
| 6moonbeams | $100.00 | 6/7/2011 5:43:53 PM |
| piter-to-la-investment | $25.00 | 6/7/2011 5:58:48 PM |
| lostontheedge | $25.00 | 6/7/2011 5:30:14 PM |
| money-bauble | $50.00 | 6/7/2011 6:00:44 PM |
| valiant-liberty4 | $25.00 | 6/7/2011 6:01:32 PM |
| community-spartan | $50.00 | 6/7/2011 6:02:20 PM |
| worth-sundae | $50.00 | 6/7/2011 6:02:32 PM |
| ore-magnifico | $49.36 | 6/7/2011 6:02:36 PM |
| shrewd-deal | $25.00 | 6/7/2011 6:03:14 PM |
| NycDean | $50.00 | 6/7/2011 8:32:55 PM |
| screenname03 | $50.00 | 6/7/2011 9:19:17 PM |
| HeadHunter | $75.00 | 6/7/2011 5:44:35 PM |
| gracej | $25.00 | 6/7/2011 5:45:44 PM |
| Eagledrop | $25.00 | 6/7/2011 7:09:52 PM |
| nestegg4e | $25.00 | 6/7/2011 7:10:27 PM |
| best-generosity-financier | $25.00 | 6/7/2011 10:30:27 PM |
| currency-agave | $50.00 | 6/7/2011 10:08:29 PM |
| Beld | $133.95 | 6/7/2011 10:50:06 PM |
| organized-payment6 | $50.00 | 5/25/2011 9:10:22 AM |
| ryreesado | $25.00 | 5/25/2011 9:07:11 AM |
| availableloan | $25.00 | 5/25/2011 9:08:20 AM |
| qsolo | $200.00 | 5/25/2011 9:10:07 AM |
| commitment-orca7 | $100.00 | 5/25/2011 9:11:39 AM |
| loyalty-sherpa | $25.00 | 5/25/2011 9:12:05 AM |
| Interloper | $27.00 | 5/28/2011 6:22:53 AM |
| Tradesmanlender | $35.00 | 5/29/2011 7:13:28 AM |
| honorable-yield | $25.00 | 5/29/2011 7:13:26 AM |
| BxRealtor | $25.00 | 5/29/2011 5:54:40 PM |
| ingenious-deal6 | $25.00 | 5/31/2011 10:00:18 AM |
| dajen1 | $50.00 | 5/31/2011 10:30:37 AM |
| bonafide-cash | $100.00 | 5/31/2011 10:36:11 AM |
| indomitable-coin | $25.00 | 6/1/2011 5:26:57 PM |
| commerce-web5 | $50.00 | 6/2/2011 9:37:30 AM |
| openness-antioxidant | $100.00 | 6/2/2011 8:21:36 AM |
| rdrloan | $50.00 | 6/2/2011 4:53:45 PM |
| best-charming-leverage | $100.00 | 6/2/2011 9:50:36 PM |
| ommcd | $25.00 | 6/3/2011 3:52:01 PM |
| proud-gold9 | $25.00 | 6/3/2011 6:00:54 PM |
| tech310 | $50.00 | 6/3/2011 6:31:14 PM |
| wwwUniversal | $25.00 | 6/4/2011 2:50:56 AM |
| bid-czar8 | $50.00 | 6/4/2011 3:35:00 AM |
| money-surge1 | $25.00 | 6/4/2011 5:24:29 AM |
| first-favorite-bonus9 | $50.00 | 6/3/2011 11:53:34 PM |
| Anny-Disco | $25.00 | 6/4/2011 12:28:26 PM |
| radforj22 | $25.00 | 6/4/2011 12:21:41 PM |
| unflappable-pound3 | $100.00 | 6/4/2011 12:28:24 PM |
| enthralling-deal180 | $50.00 | 6/5/2011 1:14:31 PM |
| gametime34 | $50.00 | 6/6/2011 3:59:07 PM |
| Leopoldine | $25.00 | 6/6/2011 3:50:22 PM |
| loyalist1 | $300.00 | 6/6/2011 3:38:45 PM |
| NiceNate | $100.00 | 6/6/2011 3:57:52 PM |
| fortytwo | $100.00 | 6/6/2011 4:15:14 PM |
| Gabriel02 | $25.00 | 6/6/2011 4:12:56 PM |
| flexible-value | $50.00 | 6/6/2011 8:22:29 PM |
| listing-vista | $50.00 | 6/7/2011 5:42:14 AM |
| wtrboy | $50.00 | 6/7/2011 6:34:13 AM |
| Tingali | $25.00 | 6/7/2011 8:36:37 AM |
| brandilton | $25.00 | 6/7/2011 8:18:24 AM |
| velocity-solo | $30.00 | 6/7/2011 9:45:22 AM |
| exciting-responsibility3 | $25.00 | 6/7/2011 10:27:59 AM |
| RJN | $40.00 | 6/7/2011 9:46:46 AM |
| ouyangers | $25.00 | 6/7/2011 10:24:00 AM |
| justice-dna | $35.00 | 6/7/2011 12:26:41 PM |
| studious-bonus7 | $25.53 | 6/7/2011 3:35:25 PM |
| authentic-liberty7 | $25.00 | 6/7/2011 4:50:43 PM |
| patriot897 | $25.00 | 6/7/2011 4:11:39 PM |
| duckslayer1 | $25.00 | 6/7/2011 5:28:00 PM |
| gilbrear | $25.00 | 6/7/2011 4:57:20 PM |
| brightest-dynamic-peace | $25.00 | 6/7/2011 5:40:01 PM |
| fishintime | $50.00 | 6/7/2011 5:44:08 PM |
| gain-expert | $60.00 | 6/7/2011 5:44:43 PM |
| worthy-bid8 | $50.00 | 6/7/2011 4:38:05 PM |
| Sol_Invictus | $25.00 | 6/7/2011 5:49:46 PM |
| BeachWalkz | $50.00 | 6/7/2011 5:27:46 PM |
| Jazzamaru | $280.00 | 6/7/2011 5:02:16 PM |
| melodious-fairness | $45.06 | 6/7/2011 5:38:52 PM |
| loot-duckling | $25.00 | 6/7/2011 5:39:47 PM |
| MJFinancial | $40.00 | 6/7/2011 5:39:56 PM |
| bold-payment-guard | $50.00 | 6/7/2011 5:43:34 PM |
| Mathon | $50.00 | 6/7/2011 5:43:41 PM |
| careful-penny | $25.00 | 6/7/2011 5:44:16 PM |
| Ripsaw4U | $40.37 | 6/7/2011 5:45:36 PM |
| macmaner | $50.00 | 6/7/2011 6:02:33 PM |
| 2Below | $25.00 | 6/7/2011 7:10:30 PM |
| successful-agreement7 | $31.54 | 6/7/2011 6:02:25 PM |
| auctionator1 | $25.00 | 6/7/2011 7:19:14 PM |
| Stingray8a | $25.00 | 6/7/2011 9:55:06 PM |
| 148 Investments
|
Borrower Payment Dependent Notes Series
508653
This series of Notes was issued and sold upon the funding of the borrower loan #50038, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $331.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 15y 2m |
|
Amount delinquent:
| $433 |
Total credit lines:
| 27 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,462 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cam27 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 36 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay off high interest credit cards and medical bills
My financial situation:
I am a good candidate for this loan because...my income has been increasing and I recently recieved a percentage ownership in a new business that would help me in the future.
Monthly net income: $7500
Monthly expenses: $5000
Housing: $2600
Insurance: $225
Car expenses: $210
Utilities: $235
Phone, cable, internet: $135
Food, entertainment: $785
Clothing, household expenses: $200
Credit cards and other loans: $610
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 5/26/2011 5:03:59 PM |
| commitment-orca7 | $100.00 | 5/26/2011 5:04:38 PM |
| BankofRon | $25.00 | 5/26/2011 5:05:12 PM |
| MoneyForNothing | $43.27 | 5/26/2011 5:06:35 PM |
| unforgettable-order9 | $32.05 | 5/27/2011 3:13:21 AM |
| get30inc | $47.35 | 5/27/2011 2:30:04 AM |
| ivy-league-MBA | $25.00 | 5/27/2011 5:17:51 AM |
| pound-doughnut | $50.00 | 5/27/2011 9:59:07 AM |
| YoungTaxMan | $100.00 | 5/27/2011 10:28:21 AM |
| chameleon125 | $25.00 | 5/27/2011 11:16:31 AM |
| RKLFinancial | $25.00 | 5/27/2011 10:27:35 AM |
| hillerod | $25.27 | 5/27/2011 10:53:41 AM |
| LittleMingo | $30.00 | 5/28/2011 3:06:09 AM |
| JCM_MN | $35.00 | 5/28/2011 5:41:03 AM |
| loan-wasp | $50.00 | 5/30/2011 8:43:34 AM |
| Rick7925 | $25.00 | 5/30/2011 9:42:36 AM |
| drkosh | $25.00 | 5/30/2011 3:23:51 PM |
| john2218 | $25.00 | 5/31/2011 8:27:07 AM |
| BxRealtor | $25.00 | 5/31/2011 10:35:50 AM |
| honorable-yield | $25.00 | 5/31/2011 10:36:24 AM |
| Tradesmanlender | $35.00 | 5/31/2011 10:43:57 AM |
| efficient-treasure0 | $25.00 | 5/31/2011 5:55:03 PM |
| chungfang | $50.00 | 6/1/2011 1:16:48 PM |
| famous-bill | $25.00 | 6/1/2011 3:43:11 PM |
| dajen1 | $50.00 | 6/2/2011 5:38:30 PM |
| Frankieb21 | $50.00 | 6/2/2011 7:13:40 PM |
| bonafide-cash | $100.00 | 6/2/2011 7:29:01 PM |
| natecam | $25.00 | 6/3/2011 4:41:15 PM |
| selector568 | $200.00 | 6/4/2011 2:50:15 AM |
| kind-adventurous-finance | $100.00 | 6/4/2011 12:27:29 PM |
| MARSTUN | $50.00 | 6/4/2011 11:19:29 PM |
| commerce-web5 | $50.00 | 6/5/2011 1:13:24 PM |
| top-abundant-community | $25.00 | 6/6/2011 5:30:10 PM |
| wwwUniversal | $25.00 | 6/6/2011 5:25:03 PM |
| irrelevant | $25.00 | 6/7/2011 4:45:49 AM |
| listing-vista | $50.00 | 6/7/2011 5:42:59 AM |
| mlj0671 | $25.00 | 6/7/2011 7:06:15 AM |
| investor7257 | $25.00 | 6/7/2011 9:29:42 AM |
| unflappable-pound3 | $100.00 | 6/7/2011 1:06:48 PM |
| Anny-Disco | $25.00 | 6/7/2011 1:07:02 PM |
| nalaari | $25.00 | 6/7/2011 2:16:03 PM |
| shrewd-deal | $25.00 | 6/7/2011 6:03:34 PM |
| enthralling-deal180 | $50.00 | 6/7/2011 5:43:57 PM |
| Bank_of_T | $30.00 | 6/7/2011 10:16:47 PM |
| Feyenoord | $25.00 | 6/7/2011 9:28:50 PM |
| screenname03 | $50.00 | 6/7/2011 9:19:36 PM |
| nybanker85 | $50.00 | 6/8/2011 5:18:06 AM |
| fuzed | $45.00 | 6/8/2011 7:49:02 AM |
| genius520 | $50.00 | 6/8/2011 10:07:06 AM |
| BigBag | $25.00 | 6/8/2011 5:09:41 PM |
| psonicl | $50.00 | 6/8/2011 1:39:23 PM |
| Leopoldine | $25.00 | 6/8/2011 5:37:16 PM |
| E_G | $50.00 | 6/8/2011 8:48:40 PM |
| MrRooster101 | $25.00 | 6/8/2011 9:42:10 PM |
| hebergee | $25.00 | 6/8/2011 5:42:24 PM |
| currency-persimmon | $25.00 | 6/9/2011 3:31:01 AM |
| money-bauble | $100.00 | 6/8/2011 7:58:48 PM |
| trade-goblin9 | $25.00 | 6/8/2011 10:31:42 PM |
| hard-working-loot | $50.00 | 6/9/2011 7:44:19 AM |
| JLMGroupFunds | $100.00 | 6/9/2011 8:40:29 AM |
| ZeLonewolf | $25.00 | 6/9/2011 5:14:06 AM |
| Raser | $25.00 | 6/9/2011 9:49:44 AM |
| Jesuistom | $50.00 | 6/9/2011 9:50:03 AM |
| Gabriel02 | $25.00 | 6/9/2011 10:36:02 AM |
| worthy-bid8 | $50.00 | 6/9/2011 10:36:33 AM |
| djh47a | $25.00 | 6/9/2011 10:01:47 AM |
| dunox | $25.00 | 6/9/2011 10:31:07 AM |
| stollcm | $25.00 | 6/9/2011 10:33:30 AM |
| thankful-nickel2 | $25.00 | 6/9/2011 10:13:12 AM |
| janeybooboo | $52.00 | 5/26/2011 5:06:36 PM |
| yield-implementer8 | $100.00 | 5/26/2011 5:04:02 PM |
| loyalty-sherpa | $25.00 | 5/26/2011 5:04:45 PM |
| DasMula | $27.00 | 5/26/2011 5:26:07 PM |
| richboy56 | $25.00 | 5/26/2011 8:08:01 PM |
| janeybooboo | $148.00 | 5/26/2011 8:56:33 PM |
| coin-bee1 | $25.00 | 5/26/2011 8:28:47 PM |
| Bank_Of_XL | $50.00 | 5/27/2011 4:45:52 AM |
| lloyd_s | $37.49 | 5/27/2011 2:40:51 AM |
| Moe87 | $30.00 | 5/27/2011 3:34:53 AM |
| dollardave | $100.00 | 5/27/2011 10:28:28 AM |
| lenderRXT | $30.00 | 5/27/2011 12:34:43 PM |
| Mariner3605 | $25.00 | 5/27/2011 5:29:37 PM |
| fareast_man | $25.00 | 5/28/2011 2:14:53 AM |
| psycardis | $100.00 | 5/28/2011 3:38:47 AM |
| ogbobb | $50.37 | 5/28/2011 5:04:17 AM |
| Sierrahh | $50.00 | 5/28/2011 8:04:28 AM |
| ujiba | $41.30 | 5/28/2011 12:29:35 PM |
| Kame | $25.00 | 5/30/2011 9:29:16 AM |
| kulender | $50.00 | 5/31/2011 5:44:39 PM |
| buukyak | $25.00 | 6/1/2011 7:49:05 PM |
| currency-persimmon | $25.00 | 6/2/2011 2:44:02 AM |
| CA-Lender | $25.06 | 6/3/2011 12:01:36 PM |
| ommcd | $25.00 | 6/3/2011 3:52:23 PM |
| reward-motion | $50.00 | 6/3/2011 5:29:33 PM |
| fizwahh | $50.00 | 6/4/2011 12:17:16 AM |
| first-favorite-bonus9 | $50.00 | 6/3/2011 11:54:05 PM |
| bid-czar8 | $50.00 | 6/4/2011 3:35:28 AM |
| money-surge1 | $25.00 | 6/4/2011 5:25:35 AM |
| ideal-platinum1 | $25.00 | 6/4/2011 5:03:18 PM |
| unrivaled-silver | $50.00 | 6/5/2011 1:18:33 PM |
| yield-implementer8 | $100.00 | 6/6/2011 6:45:55 AM |
| worth-blanket2 | $5,000.00 | 6/6/2011 11:13:18 AM |
| riveting-wealth2 | $100.00 | 6/6/2011 4:00:53 PM |
| professional-coin1 | $75.00 | 6/6/2011 3:47:18 PM |
| flexible-value | $50.00 | 6/6/2011 8:22:48 PM |
| marketplace-meridian | $25.00 | 6/6/2011 9:43:31 PM |
| tokyopete23 | $25.00 | 6/6/2011 9:48:45 PM |
| fortytwo | $55.69 | 6/7/2011 2:30:18 AM |
| Scotcha | $50.00 | 6/7/2011 10:22:02 AM |
| nickel-position | $100.00 | 6/7/2011 12:10:18 PM |
| justice-dna | $35.00 | 6/7/2011 1:09:19 PM |
| radforj22 | $25.00 | 6/7/2011 1:01:53 PM |
| reflective-rupee | $200.09 | 6/7/2011 2:06:00 PM |
| worth-web5 | $100.00 | 6/7/2011 4:24:46 PM |
| treasure-bliss | $50.00 | 6/7/2011 5:32:57 PM |
| value-squirrel3 | $25.00 | 6/8/2011 1:26:35 AM |
| intrepid-loot | $25.00 | 6/7/2011 8:11:44 PM |
| orange-preeminant-bill | $50.00 | 6/8/2011 2:42:55 AM |
| enthusiastic-point | $25.00 | 6/8/2011 7:04:11 AM |
| GElender | $25.00 | 6/8/2011 6:05:20 AM |
| intuitive-bill | $25.00 | 6/8/2011 9:49:30 AM |
| ciscoparrot | $25.00 | 6/8/2011 9:52:07 AM |
| investment-appraiser | $50.00 | 6/8/2011 10:08:21 AM |
| skuba | $50.00 | 6/8/2011 10:09:46 AM |
| rescue | $100.00 | 6/8/2011 9:53:52 AM |
| Adino | $50.00 | 6/8/2011 9:49:41 AM |
| Hope4You | $50.00 | 6/8/2011 4:36:01 PM |
| HAVEANICEDAY | $25.00 | 6/8/2011 1:58:33 PM |
| favorite-funds8 | $50.00 | 6/8/2011 2:14:36 PM |
| bigladybug | $50.00 | 6/8/2011 11:13:46 AM |
| matt_2006 | $25.00 | 6/8/2011 12:37:48 PM |
| 350DGRZ | $25.00 | 6/8/2011 1:32:52 PM |
| zooom7 | $50.00 | 6/8/2011 2:26:18 PM |
| MNFrostbite | $25.00 | 6/8/2011 8:18:29 PM |
| wtrboy | $50.00 | 6/9/2011 5:27:55 AM |
| shalofin | $50.00 | 6/8/2011 5:45:16 PM |
| wilmajean | $50.00 | 6/9/2011 5:31:02 AM |
| iolaire | $25.00 | 6/9/2011 5:51:05 AM |
| BayTech | $50.00 | 6/9/2011 9:51:40 AM |
| miket71 | $50.00 | 6/9/2011 10:06:22 AM |
| velocity-solo | $30.00 | 6/9/2011 10:08:37 AM |
| Arpad | $50.00 | 6/9/2011 9:55:17 AM |
| MoneyForNothing | $20.37 | 6/9/2011 10:37:00 AM |
| uarewhatuthink | $25.00 | 6/9/2011 10:02:50 AM |
| luckyldy | $44.69 | 6/9/2011 10:05:15 AM |
| awwaww | $50.00 | 6/9/2011 9:56:06 AM |
| gold-sushi | $25.00 | 6/9/2011 10:02:07 AM |
| loot-heart | $25.00 | 6/9/2011 10:07:17 AM |
| boogienation | $50.00 | 6/9/2011 10:30:29 AM |
| helpful-dough | $50.00 | 6/9/2011 10:30:39 AM |
| TelegramSam | $25.00 | 6/9/2011 10:32:33 AM |
| gametime34 | $50.00 | 6/9/2011 10:32:43 AM |
| brandilton | $25.00 | 6/9/2011 10:33:19 AM |
| exciting-responsibility3 | $25.00 | 6/9/2011 10:33:48 AM |
| Eastern | $50.00 | 6/9/2011 10:31:50 AM |
| 155 Investments
|
Borrower Payment Dependent Notes Series
508705
This series of Notes was issued and sold upon the funding of the borrower loan #50017, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-03-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $306.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| inventive-basis5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
inventive-basis5
Purpose of loan: motorcycle
This loan will be used to...buy a motorcycle
My financial situation: prosperity bank
I am a good candidate for this loan because...i have a good income with low expenses
Monthly net income: $2400
Monthly expenses: 1230
Housing: $400
Insurance: $80
Car expenses: $0
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BankofRon | $25.00 | 5/28/2011 12:06:49 PM |
| a-finance-nirvana | $25.00 | 5/28/2011 12:06:24 PM |
| income-awakening6 | $25.00 | 5/28/2011 12:12:57 PM |
| CA-Lender | $25.05 | 5/28/2011 1:18:53 PM |
| payment-halo | $25.00 | 5/28/2011 6:52:19 PM |
| ingenious-deal6 | $25.00 | 5/29/2011 7:13:13 AM |
| DasMula | $27.00 | 5/28/2011 8:13:44 PM |
| tranquil-gain1 | $100.00 | 5/31/2011 8:24:49 AM |
| reflective-rupee | $750.00 | 5/31/2011 4:23:48 PM |
| yf99yz | $40.00 | 5/31/2011 8:19:34 PM |
| arampata | $30.00 | 6/1/2011 3:05:15 PM |
| chungfang | $50.00 | 6/1/2011 1:12:22 PM |
| missing-link | $25.00 | 6/1/2011 5:47:16 PM |
| SolarMoonshine | $25.00 | 6/2/2011 5:57:13 PM |
| Dubbs360 | $25.00 | 6/2/2011 7:30:19 PM |
| interstellar | $75.00 | 6/2/2011 11:09:05 PM |
| alexgalt | $25.00 | 6/2/2011 11:39:04 PM |
| freedom3 | $3,000.00 | 6/3/2011 5:41:08 AM |
| kind-durability-battalion | $50.00 | 5/28/2011 12:07:02 PM |
| JustMee | $25.00 | 5/28/2011 1:23:12 PM |
| hookUup | $27.73 | 5/28/2011 4:34:39 PM |
| golffish2 | $25.00 | 5/31/2011 3:50:05 AM |
| SecondChanceLendingSERV | $25.00 | 5/31/2011 7:33:18 AM |
| FinDoc | $25.00 | 5/31/2011 9:10:47 AM |
| best-charming-leverage | $100.00 | 6/1/2011 10:19:14 AM |
| nickel-hickory | $29.00 | 6/1/2011 2:31:24 PM |
| optionscashflow | $25.00 | 6/1/2011 6:53:41 PM |
| openness-antioxidant | $100.00 | 6/2/2011 8:26:47 AM |
| CashFlow13 | $3,000.00 | 6/2/2011 11:05:42 PM |
| Whipster | $60.00 | 6/3/2011 4:45:53 AM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
508707
This series of Notes was issued and sold upon the funding of the borrower loan #50067, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 26y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,792 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| carwshpro |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Business Loan
Purpose of loan:
I am requesting this loan to start a business that I have been involved in for the last 28 years. I would like to get a mobile wash truck running. I have already been lining up customers and need this loan to help put some necessary equipment. I would like to use the money to buy a steam machine and other items which will help me be green by only using steam to clean the cars, instead of using 6 to 8 gallons of water on a car like most mobile washes do. I have been running a full service car wash and detail shop, which also have a mobile unit for the past 28 years and have developed many accounts in the area that would love to bring their business to me. I feel with this loan I can open help me get necessary equipment needed. Also I have obtained a loan from prosper before and paid the loan in full with no problems with my payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| fabulous-community4 | $25.00 | 5/28/2011 12:05:05 PM |
| BankofRon | $25.00 | 5/28/2011 12:07:05 PM |
| money-baron-roth-IRA | $79.86 | 5/28/2011 12:04:57 PM |
| EEasyMoney | $25.00 | 5/28/2011 12:07:38 PM |
| mrxtravis | $25.00 | 5/28/2011 12:11:42 PM |
| 312-Lender | $50.00 | 5/28/2011 12:11:05 PM |
| cashhelp | $50.00 | 5/28/2011 12:04:32 PM |
| MoneyForNothing | $25.00 | 5/28/2011 1:02:39 PM |
| thankful-nickel2 | $25.00 | 5/28/2011 2:08:43 PM |
| Kash2010lu | $35.00 | 5/28/2011 5:03:15 PM |
| janeybooboo | $100.00 | 5/28/2011 12:47:28 PM |
| thorough-yield1 | $30.11 | 5/28/2011 2:01:35 PM |
| DasMula | $27.00 | 5/28/2011 8:15:21 PM |
| reflective-rupee | $200.00 | 5/28/2011 8:34:28 PM |
| kind-charming-value | $1,000.00 | 5/28/2011 3:09:24 PM |
| kind-charming-value | $500.00 | 5/28/2011 3:17:32 PM |
| hookUup | $26.71 | 5/28/2011 4:29:26 PM |
| payment-halo | $25.00 | 5/28/2011 6:50:49 PM |
| Gregger | $25.17 | 5/29/2011 2:28:22 AM |
| dsgfl1 | $30.00 | 5/29/2011 4:50:08 AM |
| loss-of-control | $50.00 | 5/29/2011 11:41:51 AM |
| atlas100 | $25.00 | 5/29/2011 10:24:19 AM |
| Kqwik | $25.00 | 5/29/2011 4:28:08 PM |
| Jerrys1951 | $29.99 | 5/29/2011 6:42:49 PM |
| yf99yz | $30.00 | 5/29/2011 9:22:29 PM |
| fund-dragster | $100.00 | 5/30/2011 12:33:24 PM |
| ohmarkybaby | $25.00 | 5/30/2011 3:34:18 PM |
| well-mannered-income3 | $25.00 | 5/30/2011 6:27:59 PM |
| Zipcut | $35.00 | 5/30/2011 9:32:37 PM |
| Chesterite | $25.00 | 5/31/2011 10:10:26 AM |
| nodebt2012 | $25.00 | 5/31/2011 1:00:11 PM |
| AEH_Now | $25.00 | 5/31/2011 3:14:14 PM |
| Feyenoord | $25.00 | 6/1/2011 3:30:15 AM |
| moola-monger9 | $50.00 | 6/1/2011 8:34:25 AM |
| verdiprr | $300.00 | 6/1/2011 7:16:07 AM |
| missing-link | $25.00 | 6/1/2011 5:47:17 PM |
| diversification-maple1 | $25.00 | 6/1/2011 6:21:49 PM |
| competent-p2p | $30.00 | 6/2/2011 1:42:04 PM |
| best-charming-leverage | $100.00 | 6/2/2011 7:04:01 PM |
| TheCount | $100.00 | 6/3/2011 6:59:09 AM |
| jpaulnyc | $39.60 | 6/3/2011 3:39:29 AM |
| balanced-balance6 | $25.00 | 6/3/2011 6:53:35 AM |
| Frosty | $25.00 | 6/3/2011 11:53:50 AM |
| jcw3rd | $25.00 | 6/3/2011 12:01:58 PM |
| ommcd | $25.00 | 6/3/2011 3:46:30 PM |
| ethicalhumanist | $25.00 | 6/3/2011 6:40:39 PM |
| zjm411 | $90.88 | 6/3/2011 6:58:28 PM |
| Gobsek | $25.00 | 6/3/2011 8:10:37 PM |
| investmentgroup | $25.00 | 6/3/2011 7:34:01 PM |
| irrelevant | $25.00 | 6/3/2011 7:49:02 PM |
| sensible-fund | $25.00 | 6/3/2011 9:40:34 PM |
| five-star-note | $75.00 | 6/4/2011 10:18:27 AM |
| riv701 | $25.00 | 6/4/2011 6:01:41 PM |
| nodebt2012 | $25.00 | 6/4/2011 9:28:03 PM |
| GS-ROCK | $25.00 | 6/5/2011 8:35:26 AM |
| Investoman | $75.00 | 6/5/2011 7:04:13 AM |
| grampy48 | $25.00 | 6/6/2011 7:01:47 AM |
| Skeptical-one | $48.00 | 6/6/2011 8:12:07 AM |
| lendstats_com | $200.00 | 6/6/2011 12:14:06 PM |
| icon688 | $25.78 | 6/6/2011 3:51:34 PM |
| restless-dime | $25.00 | 6/6/2011 5:57:46 PM |
| skip6330 | $26.67 | 6/6/2011 7:38:36 PM |
| Reddy_Capital | $25.00 | 6/6/2011 11:51:54 PM |
| mikeandcat | $50.00 | 6/7/2011 6:44:36 AM |
| shrewd-income | $75.00 | 6/7/2011 6:25:48 AM |
| commerce-web5 | $25.00 | 6/7/2011 10:09:42 AM |
| bold-direct-asset | $50.00 | 6/7/2011 3:27:42 PM |
| Rebelrick9 | $32.98 | 6/7/2011 3:09:05 PM |
| MoneyForNothing | $2.62 | 6/7/2011 4:14:15 PM |
| lucrative-loan | $50.00 | 6/7/2011 3:40:05 PM |
| EL_Papin | $60.00 | 6/7/2011 3:44:21 PM |
| suave-dime6 | $25.00 | 5/28/2011 12:07:10 PM |
| chameleon125 | $25.00 | 5/28/2011 12:09:32 PM |
| jhouman | $25.00 | 5/28/2011 12:12:41 PM |
| credit-guard5 | $25.00 | 5/28/2011 4:14:46 PM |
| SolarMoonshine | $25.00 | 5/28/2011 6:14:49 PM |
| Moe87 | $33.00 | 5/28/2011 12:45:00 PM |
| clemclan | $33.33 | 5/28/2011 2:51:47 PM |
| investment-daydream | $154.50 | 5/28/2011 8:41:33 PM |
| deal-marauder6 | $85.08 | 5/28/2011 4:08:22 PM |
| DHolly | $25.00 | 5/28/2011 6:06:09 PM |
| ddoneday | $25.00 | 5/28/2011 7:08:21 PM |
| loan-master1 | $25.00 | 5/29/2011 6:40:06 AM |
| Bob450 | $25.00 | 5/29/2011 8:35:54 AM |
| fabulous-community4 | $25.00 | 5/29/2011 7:18:35 AM |
| corporatejim | $33.48 | 5/29/2011 11:48:18 AM |
| economy-coup | $100.00 | 5/29/2011 12:05:49 PM |
| 2grindstones | $25.00 | 5/29/2011 1:34:17 PM |
| FarmersBank | $47.71 | 5/29/2011 6:39:13 PM |
| PXM-Financial | $55.00 | 5/29/2011 8:42:21 PM |
| alexgalt | $25.00 | 5/29/2011 11:27:22 PM |
| gain-doughnut | $27.25 | 5/30/2011 9:44:17 AM |
| unassuming-market7 | $39.49 | 5/30/2011 3:33:10 PM |
| favorable-dough | $29.08 | 5/30/2011 4:34:05 PM |
| travels536 | $25.00 | 5/30/2011 8:00:28 PM |
| golffish2 | $25.00 | 5/31/2011 3:51:10 AM |
| NekHoldings | $25.00 | 5/31/2011 6:27:16 AM |
| Ubiquinone | $25.00 | 5/31/2011 4:00:34 PM |
| fishman42 | $25.00 | 6/1/2011 10:52:21 AM |
| autonomous-truth | $50.00 | 6/1/2011 11:46:51 AM |
| Core-Marketing | $50.00 | 6/1/2011 1:52:56 PM |
| Amber_Stone | $100.00 | 6/1/2011 3:14:59 PM |
| pioneer580 | $50.00 | 6/1/2011 10:13:48 PM |
| SouthernRemarketing | $31.71 | 6/2/2011 4:46:22 PM |
| cognizant-rupee7 | $50.00 | 6/3/2011 12:38:42 PM |
| nickel-hickory | $100.00 | 6/3/2011 3:42:30 PM |
| marwadi-62 | $500.00 | 6/3/2011 7:46:16 PM |
| the-kindness-honker | $25.00 | 6/3/2011 7:56:47 PM |
| yield-lion2 | $25.00 | 6/4/2011 3:10:07 AM |
| riveting-credit5 | $200.00 | 6/4/2011 11:15:45 AM |
| rate-sceptre | $50.00 | 6/4/2011 1:30:33 PM |
| mikeandcat | $50.00 | 6/4/2011 7:06:30 PM |
| GoGalt | $50.00 | 6/6/2011 11:21:41 AM |
| Bcs-cnc | $25.00 | 6/6/2011 12:30:09 PM |
| tokyopete23 | $25.00 | 6/6/2011 7:42:45 PM |
| bsh297 | $25.00 | 6/7/2011 6:17:58 AM |
| intuitive-bill | $25.00 | 6/7/2011 6:34:51 AM |
| benrice | $25.00 | 6/7/2011 10:42:26 AM |
| drb4ever | $25.00 | 6/7/2011 11:17:51 AM |
| pposFUNDing | $25.00 | 6/7/2011 11:01:11 AM |
| victorcab | $50.00 | 6/7/2011 1:48:02 PM |
| loanman2007 | $150.00 | 6/7/2011 1:28:05 PM |
| Lefty_the_Lender | $25.00 | 6/7/2011 1:56:02 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
509159
This series of Notes was issued and sold upon the funding of the borrower loan #50082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,664 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| interest-trader |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
700-719
(Oct-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Paying off Bills
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-baron-roth-IRA | $32.21 | 6/4/2011 12:04:26 PM |
| suave-dime6 | $25.00 | 6/4/2011 12:07:14 PM |
| tech310 | $50.00 | 6/4/2011 12:08:26 PM |
| peso-aggregator | $25.00 | 6/4/2011 1:37:34 PM |
| scarlet-velvet | $25.08 | 6/4/2011 6:17:44 PM |
| melodious-openness | $50.00 | 6/4/2011 7:19:11 PM |
| Banker_Joe | $25.00 | 6/4/2011 6:12:33 PM |
| SweatyBalls | $25.00 | 6/4/2011 6:52:54 PM |
| reflective-rupee | $200.05 | 6/4/2011 7:05:32 PM |
| 2grindstones | $25.00 | 6/4/2011 7:36:39 PM |
| arampata | $165.00 | 6/4/2011 2:34:10 PM |
| well-mannered-income3 | $25.00 | 6/4/2011 8:38:49 PM |
| SolarMoonshine | $25.00 | 6/4/2011 2:56:52 PM |
| natural-return0 | $150.00 | 6/5/2011 4:09:16 AM |
| setUup | $37.40 | 6/5/2011 5:59:06 AM |
| finance-amusement4 | $100.00 | 6/5/2011 8:13:47 AM |
| newest-attractive-funds | $100.00 | 6/4/2011 7:49:55 PM |
| BankofRon | $25.00 | 6/5/2011 1:02:08 PM |
| Simonsez808 | $25.00 | 6/5/2011 2:21:18 PM |
| autonomous-truth | $50.00 | 6/5/2011 2:27:28 PM |
| a-restless-dollar | $50.00 | 6/5/2011 3:03:50 PM |
| palace2 | $300.00 | 6/5/2011 6:18:52 PM |
| open-minded-p2p1 | $25.00 | 6/5/2011 6:21:24 PM |
| secureincome | $500.00 | 6/5/2011 6:46:40 PM |
| credit-missile | $100.00 | 6/5/2011 8:48:56 PM |
| Mikale360 | $25.00 | 6/5/2011 11:47:04 PM |
| Julzlmt | $35.81 | 6/6/2011 4:40:27 AM |
| the-discrete-income | $50.00 | 6/5/2011 11:08:57 PM |
| CA-Lender | $25.00 | 6/5/2011 5:16:50 PM |
| sweetlan | $25.06 | 6/5/2011 5:37:47 PM |
| wlm3012 | $25.05 | 6/5/2011 5:38:16 PM |
| grampy48 | $30.00 | 6/6/2011 6:50:37 AM |
| dslobbs | $100.00 | 6/6/2011 5:53:03 AM |
| thankful-nickel2 | $25.00 | 6/5/2011 6:20:13 PM |
| credible-balance0 | $25.00 | 6/6/2011 7:27:32 AM |
| moola-accelerator6 | $25.00 | 6/6/2011 7:49:11 AM |
| bbt210 | $25.00 | 6/6/2011 8:19:54 AM |
| kingston1 | $25.00 | 6/5/2011 7:58:32 PM |
| greencat | $50.00 | 6/6/2011 7:19:51 AM |
| RMB-Investments | $50.00 | 6/6/2011 7:27:07 AM |
| HammerSmith | $25.00 | 6/6/2011 9:05:33 AM |
| johnnykid | $25.00 | 6/5/2011 9:27:19 PM |
| debt-legend | $25.00 | 6/6/2011 8:15:10 AM |
| rdhfire | $25.00 | 6/6/2011 9:53:42 AM |
| ore-healer6 | $30.00 | 6/6/2011 8:35:03 AM |
| trade-solo | $50.00 | 6/6/2011 11:43:48 PM |
| tranquil-gain1 | $75.00 | 6/7/2011 9:51:33 AM |
| openness-antioxidant | $75.00 | 6/7/2011 10:26:58 AM |
| worth-blanket2 | $1,723.08 | 6/7/2011 12:03:20 PM |
| ommcd | $25.00 | 6/4/2011 12:04:54 PM |
| kind-charming-value | $1,000.00 | 6/4/2011 12:30:29 PM |
| riveting-wealth2 | $50.00 | 6/4/2011 12:42:59 PM |
| bassman46 | $100.00 | 6/4/2011 7:34:06 PM |
| pthighs | $200.00 | 6/4/2011 11:25:13 PM |
| lie21073 | $50.00 | 6/4/2011 10:10:05 PM |
| terrific-return | $25.00 | 6/4/2011 4:33:40 PM |
| thestartuplender | $25.11 | 6/5/2011 5:55:34 AM |
| CA-Lender | $25.06 | 6/4/2011 4:39:23 PM |
| alexgalt | $25.00 | 6/5/2011 12:07:28 AM |
| red-favorable-basis | $25.00 | 6/4/2011 7:09:39 PM |
| optionscashflow | $25.00 | 6/5/2011 9:31:30 AM |
| vigilance-searcher | $25.00 | 6/5/2011 10:40:41 AM |
| neutrino6 | $25.00 | 6/5/2011 1:03:30 AM |
| loss-of-control | $50.00 | 6/5/2011 4:56:55 PM |
| first-charming-fund | $25.00 | 6/5/2011 7:04:45 PM |
| all_of_that_one | $25.00 | 6/5/2011 1:33:47 PM |
| chinolatino | $25.00 | 6/5/2011 9:02:58 PM |
| SecondChanceLendingSERV | $25.00 | 6/5/2011 9:03:18 PM |
| golffish2 | $50.00 | 6/6/2011 4:02:47 AM |
| chameleon125 | $25.00 | 6/6/2011 6:25:10 AM |
| restless-dime | $25.00 | 6/5/2011 5:49:26 PM |
| money-yeller | $100.00 | 6/6/2011 7:03:40 AM |
| riveting-credit5 | $100.00 | 6/5/2011 6:18:46 PM |
| buffalobills | $25.00 | 6/6/2011 7:49:12 AM |
| investment-comet | $25.00 | 6/6/2011 7:04:13 AM |
| genuine-dime | $100.00 | 6/6/2011 7:14:12 AM |
| zorg77 | $50.00 | 6/5/2011 8:04:14 PM |
| octoberfresh | $25.00 | 6/6/2011 8:23:11 AM |
| atlmoneyman | $26.36 | 6/6/2011 8:48:17 AM |
| worthy-bid4 | $94.73 | 6/6/2011 9:36:04 AM |
| jpalmer | $25.00 | 6/6/2011 9:50:09 AM |
| vutah | $25.00 | 6/6/2011 7:33:55 PM |
| lendstats_com | $200.00 | 6/7/2011 7:37:33 AM |
| Bob450 | $25.00 | 6/7/2011 7:54:23 AM |
| Investoman | $50.00 | 6/7/2011 8:34:32 AM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
509655
This series of Notes was issued and sold upon the funding of the borrower loan #50070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jun-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| influential-justice1 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for a motorcycle
Purpose of loan:
This loan will be used to... Get a motorcycle
My financial situation: comfortable now for the past few years
I am a good candidate for this loan because... I make good money and have shown a perfect payment history on my current one year loan that is up in august 2011.
Monthly net income: $3718
Monthly expenses: $2000
Housing: $
Insurance: $65
Car expenses: $paid for
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $no credit cards
Other expenses: $ all expenses included in the 2000 amount above
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 6/3/2011 5:08:50 PM |
| ommcd | $25.00 | 6/3/2011 5:13:25 PM |
| tech310 | $50.00 | 6/4/2011 12:23:15 AM |
| EngineersAlliance | $50.00 | 6/5/2011 7:57:47 AM |
| a-finance-nirvana | $25.00 | 6/6/2011 3:39:47 PM |
| Investoman | $50.00 | 6/7/2011 8:34:51 AM |
| benefit-pro | $50.00 | 6/8/2011 1:06:07 PM |
| Banker_Joe | $25.00 | 6/8/2011 11:07:44 AM |
| chererat | $100.00 | 6/8/2011 3:17:04 PM |
| competent-p2p | $30.00 | 6/8/2011 12:48:43 PM |
| reflective-rupee | $400.05 | 6/8/2011 2:03:22 PM |
| RedantFinance | $25.00 | 6/8/2011 11:19:54 AM |
| StrongMonty | $67.47 | 6/8/2011 3:36:02 PM |
| Zingaro | $25.00 | 6/8/2011 12:21:21 PM |
| sweetlan | $25.06 | 6/8/2011 2:08:53 PM |
| supreme-hope | $25.00 | 6/8/2011 6:18:19 PM |
| well-mannered-income3 | $40.00 | 6/8/2011 3:31:40 PM |
| setUup | $26.40 | 6/8/2011 4:31:36 PM |
| SolarMoonshine | $25.00 | 6/8/2011 5:36:06 PM |
| zorg77 | $50.00 | 6/8/2011 9:29:14 PM |
| wlm3012 | $25.00 | 6/8/2011 6:28:23 PM |
| paceme1 | $45.41 | 6/8/2011 5:38:30 PM |
| Lubava | $65.37 | 6/9/2011 5:48:37 AM |
| alexgalt | $25.00 | 6/8/2011 7:28:23 PM |
| I-Believe-In-You | $50.00 | 6/8/2011 7:47:13 PM |
| IASKGOD | $25.00 | 6/8/2011 8:04:47 PM |
| sentimental-silver7 | $32.00 | 6/9/2011 7:19:25 AM |
| vine99 | $50.00 | 6/9/2011 7:42:00 AM |
| JPMorrisLegacyFund | $155.03 | 6/9/2011 2:42:53 AM |
| jmb_lending | $25.00 | 6/9/2011 7:52:46 AM |
| AFFlyboy | $30.38 | 6/8/2011 8:41:06 PM |
| diversification-medalist | $50.00 | 6/8/2011 10:06:14 PM |
| melodious-openness | $300.00 | 6/9/2011 4:46:54 AM |
| dime-vista2 | $25.00 | 6/9/2011 8:04:10 AM |
| paulpk | $250.00 | 6/9/2011 8:05:38 AM |
| responsible-worth113 | $30.00 | 6/7/2011 11:49:36 AM |
| ingenious-deal6 | $25.00 | 6/7/2011 4:17:39 PM |
| authentic-finance194 | $100.00 | 6/8/2011 12:05:38 PM |
| MJTimages_com | $30.00 | 6/8/2011 2:26:03 PM |
| Dubbs360 | $300.00 | 6/8/2011 4:39:05 PM |
| CA-Lender | $25.06 | 6/8/2011 1:57:14 PM |
| Engineer44 | $25.00 | 6/8/2011 2:08:35 PM |
| loss-of-control | $75.00 | 6/8/2011 6:39:51 PM |
| value-rapture | $25.00 | 6/8/2011 7:19:08 PM |
| openness-confidant | $44.61 | 6/8/2011 5:50:25 PM |
| Simonsez808 | $25.00 | 6/8/2011 6:16:59 PM |
| wodude | $25.00 | 6/9/2011 5:48:46 AM |
| joebob78 | $29.89 | 6/9/2011 6:09:33 AM |
| dudebrah | $25.00 | 6/8/2011 5:58:22 PM |
| currency-persimmon | $50.00 | 6/8/2011 7:10:00 PM |
| husley | $25.00 | 6/9/2011 7:54:10 AM |
| 168RichCapital | $25.60 | 6/9/2011 6:26:11 AM |
| first-dinero-igloo | $50.00 | 6/9/2011 7:36:43 AM |
| damasterwc | $300.00 | 6/9/2011 5:03:43 AM |
| cptmorgin | $50.00 | 6/9/2011 5:27:58 AM |
| loans_to_loan | $25.00 | 6/9/2011 6:35:21 AM |
| contract-lionheart | $397.67 | 6/9/2011 8:34:25 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
509757
This series of Notes was issued and sold upon the funding of the borrower loan #50234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,388.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-04-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $97.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Jun-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $166 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wonderous-return6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me pay off my credit cards~
I have too many credit cards, and the interest is way too high. I can easily pay them off with a prosper loan, and I'd be saving a lot of money. the only thing I need is help from a few lenders so I can make it happen
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ommcd | $25.00 | 6/3/2011 5:13:30 PM |
| reflective-rupee | $25.02 | 6/3/2011 5:33:19 PM |
| scrappy-diversification7 | $2,000.00 | 6/3/2011 5:05:18 PM |
| SolarMoonshine | $25.00 | 6/3/2011 5:57:07 PM |
| yons88 | $29.08 | 6/3/2011 10:35:46 PM |
| entertaining-greenback2 | $25.00 | 6/4/2011 8:35:16 AM |
| fund-ambrosia0 | $25.00 | 6/3/2011 5:28:17 PM |
| irrelevant | $25.00 | 6/3/2011 5:14:57 PM |
| equallender | $50.00 | 6/3/2011 11:28:09 PM |
| waterlogged39 | $100.00 | 6/4/2011 8:44:39 AM |
| dslobbs | $25.00 | 6/4/2011 7:51:34 AM |
| leverage-monger | $25.00 | 6/4/2011 6:36:54 AM |
| ddoneday | $25.00 | 6/4/2011 7:26:10 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
509771
This series of Notes was issued and sold upon the funding of the borrower loan #50097, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-08-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $94.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 600-619 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 22y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $97 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tender-bazaar |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 10 ( 91% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 1
( 9% )
| 600-619
(May-2010)
640-659
(Dec-2009)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
mr.
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Skeptical-one | $48.00 | 6/8/2011 5:07:17 PM |
| kind-charming-value | $564.89 | 6/8/2011 5:39:10 PM |
| yield-lion2 | $75.00 | 6/8/2011 5:08:49 PM |
| Reddy_Capital | $25.00 | 6/8/2011 6:08:45 PM |
| loss-of-control | $50.00 | 6/8/2011 6:40:25 PM |
| Kash2010lu | $30.00 | 6/8/2011 5:32:59 PM |
| wisconsinvestor | $25.00 | 6/8/2011 7:24:39 PM |
| Investoman | $75.00 | 6/8/2011 5:06:15 PM |
| fabulous-community4 | $75.00 | 6/8/2011 5:09:14 PM |
| SolarMoonshine | $25.00 | 6/8/2011 5:59:00 PM |
| suave-dime6 | $25.00 | 6/8/2011 5:42:26 PM |
| EngineersAlliance | $50.00 | 6/8/2011 5:44:04 PM |
| bluehen00 | $45.81 | 6/8/2011 6:42:28 PM |
| head | $25.00 | 6/8/2011 6:48:24 PM |
| lucrative-loan | $150.00 | 6/8/2011 5:09:01 PM |
| wlm3012 | $50.05 | 6/8/2011 6:30:09 PM |
| Moe87 | $25.00 | 6/8/2011 6:31:16 PM |
| interstellar | $75.00 | 6/8/2011 6:44:56 PM |
| vutah | $25.00 | 6/8/2011 7:09:32 PM |
| reflective-rupee | $200.09 | 6/8/2011 6:25:49 PM |
| umfan123 | $25.00 | 6/8/2011 6:47:49 PM |
| melodious-openness | $111.67 | 6/8/2011 7:34:34 PM |
| melodious-openness | $399.49 | 6/8/2011 7:36:45 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
509825
This series of Notes was issued and sold upon the funding of the borrower loan #50222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-09-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 17y 2m |
|
Amount delinquent:
| $5,375 |
Total credit lines:
| 31 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $321 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hitchcock |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2010)
560-579
(Apr-2008)
|
|
Principal balance:
| $768.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Complete bathroom/deck repairs
Purpose of loan:
This loan will be used to...
Complete Bathroom floor repair and deck repairs.
My financial situation:
I am a good candidate for this loan because...
Stable job with a good income and 100% on-time status with previous Prosper loans.
A few years back, I went through a debt settlement process with my wife and we are nearing completion. This explains any chargeoffs on the credit report (along with the dip in the score).
These are nearly complete and we have an escrow built and are negotiating with the final ones now.
Monthly net income: $ 5800
Monthly expenses: $ --see below--
Housing: $ 930
Insurance: $ 177
Car expenses: $ 489
Utilities: $ 260
Phone, cable, internet: $ 150
Food, entertainment: $ 600
Clothing, household expenses: $ 200
Credit cards and other loans: $ 150
Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| BxRealtor | $25.00 | 6/3/2011 9:07:50 AM |
| MoneyForNothing | $53.68 | 6/3/2011 9:08:44 AM |
| jdrez | $25.00 | 6/3/2011 9:47:48 AM |
| Aberdeen | $1,500.00 | 6/3/2011 9:07:22 AM |
| SolarMoonshine | $25.00 | 6/3/2011 10:15:12 AM |
| golffish2 | $25.00 | 6/3/2011 9:15:33 AM |
| direct-asset | $25.00 | 6/3/2011 10:05:41 AM |
| lloyd_s | $46.97 | 6/3/2011 1:44:42 PM |
| epic-transaction | $25.00 | 6/3/2011 1:42:26 PM |
| texrob20 | $25.00 | 6/3/2011 11:53:39 AM |
| jga516 | $25.00 | 6/3/2011 4:25:18 PM |
| vutah | $25.00 | 6/3/2011 7:56:20 PM |
| JulioTheSwede | $200.00 | 6/4/2011 1:44:25 AM |
| Hogan55 | $64.33 | 6/4/2011 4:48:07 AM |
| BeachWalkz | $50.00 | 6/4/2011 4:52:07 AM |
| best-asset-jedi | $50.00 | 6/3/2011 11:41:34 PM |
| happy-yield | $25.00 | 6/4/2011 5:58:13 AM |
| Pitufo | $25.00 | 6/4/2011 12:45:42 AM |
| the-silver-blaster | $75.00 | 6/4/2011 1:28:44 AM |
| jeffpac | $100.00 | 6/4/2011 5:50:09 AM |
| fund-dragster | $122.54 | 6/4/2011 6:13:02 AM |
| generator596 | $25.00 | 6/4/2011 6:49:02 AM |
| supreme-hope | $25.00 | 6/4/2011 7:05:47 AM |
| dslobbs | $150.00 | 6/4/2011 7:15:21 AM |
| akakii | $36.32 | 6/4/2011 5:08:20 AM |
| RedantFinance | $25.00 | 6/4/2011 9:07:17 AM |
| oxnard | $50.00 | 6/4/2011 6:04:37 AM |
| Interloper | $25.00 | 6/4/2011 9:28:47 AM |
| dslobbs | $100.00 | 6/4/2011 7:15:05 AM |
| sweet-peace6 | $44.28 | 6/4/2011 8:27:51 AM |
| eg192 | $55.00 | 6/4/2011 9:15:02 AM |
| krd_Chicago | $50.00 | 6/4/2011 12:26:03 PM |
| otto1939 | $51.00 | 6/5/2011 6:03:40 AM |
| EngineersAlliance | $50.00 | 6/5/2011 7:57:45 AM |
| Sierrahh | $50.00 | 6/5/2011 2:03:07 PM |
| clean-fund | $25.00 | 6/5/2011 8:06:49 PM |
| ethicalhumanist | $25.00 | 6/6/2011 8:36:42 AM |
| tokyopete23 | $25.00 | 6/6/2011 12:44:53 PM |
| friendly-fund9 | $100.00 | 6/6/2011 1:13:33 PM |
| professional-coin1 | $25.00 | 6/6/2011 3:45:10 PM |
| intuitive-bill | $50.00 | 6/7/2011 6:14:19 AM |
| grampy48 | $79.80 | 6/7/2011 3:34:45 AM |
| Beld | $200.00 | 6/7/2011 10:52:47 PM |
| fuzed | $55.00 | 6/8/2011 7:45:01 AM |
| MARSTUN | $50.00 | 6/8/2011 10:08:23 AM |
| Mariner3605 | $25.00 | 6/8/2011 9:46:53 AM |
| fascinating-generosity3 | $100.00 | 6/8/2011 1:40:17 PM |
| tomoe | $25.00 | 6/8/2011 1:01:14 PM |
| Mad_Scientist | $25.00 | 6/9/2011 7:09:44 AM |
| MrRooster101 | $25.00 | 6/8/2011 9:47:06 PM |
| credit-bliss8 | $90.00 | 6/9/2011 5:51:30 AM |
| JLMGroupFunds | $100.00 | 6/9/2011 8:44:59 AM |
| famous-bill | $25.00 | 6/9/2011 9:58:03 AM |
| qsolo | $200.00 | 6/3/2011 9:19:53 AM |
| reflective-rupee | $200.02 | 6/3/2011 9:38:10 AM |
| chestnut4 | $25.00 | 6/3/2011 9:49:54 AM |
| balanced-bill7 | $50.00 | 6/3/2011 9:58:35 AM |
| SimpleChoice | $25.00 | 6/3/2011 10:36:23 AM |
| competent-p2p | $35.00 | 6/3/2011 10:46:21 AM |
| loyalty-sherpa | $25.00 | 6/3/2011 10:42:26 AM |
| credit-kahuna | $50.00 | 6/4/2011 4:38:55 AM |
| flexible-duty3 | $25.00 | 6/4/2011 5:47:55 AM |
| treasure-brigade | $25.00 | 6/4/2011 6:05:44 AM |
| glimmering-generosity0 | $50.00 | 6/4/2011 6:57:12 AM |
| floridahelper | $25.00 | 6/4/2011 7:24:17 AM |
| Nailman88 | $25.00 | 6/4/2011 7:08:20 AM |
| UBOtto186 | $50.00 | 6/4/2011 8:39:47 AM |
| Bob450 | $25.04 | 6/4/2011 7:37:09 AM |
| kublai | $300.00 | 6/4/2011 6:03:33 AM |
| marwadi-62 | $500.00 | 6/4/2011 9:33:56 AM |
| velocity-turtle | $75.00 | 6/4/2011 8:49:25 AM |
| ryan6853 | $25.00 | 6/4/2011 9:39:47 AM |
| novaz | $54.16 | 6/4/2011 9:44:38 AM |
| beaker | $25.14 | 6/4/2011 7:11:18 AM |
| diversification-pilot | $25.00 | 6/4/2011 7:50:29 AM |
| fantastic-bazaar2 | $50.00 | 6/4/2011 8:02:03 AM |
| loss-of-control | $50.00 | 6/5/2011 6:39:47 PM |
| taal1 | $25.00 | 6/6/2011 10:28:03 AM |
| ommcd | $25.00 | 6/6/2011 3:45:22 PM |
| trade-solo | $50.00 | 6/6/2011 11:29:06 PM |
| LittleMingo | $30.00 | 6/7/2011 5:45:15 AM |
| brondero | $43.00 | 6/7/2011 7:07:09 AM |
| DasMula | $57.00 | 6/7/2011 8:15:00 AM |
| blue-useful-auction | $25.00 | 6/7/2011 8:42:07 AM |
| commitment-orca7 | $100.00 | 6/7/2011 10:20:47 AM |
| Chesterite | $50.00 | 6/7/2011 8:32:38 PM |
| Feyenoord | $25.00 | 6/7/2011 9:28:42 PM |
| JCM_MN | $32.00 | 6/8/2011 6:35:27 AM |
| ChewyZ | $25.00 | 6/8/2011 7:48:20 AM |
| dynamic-money271 | $25.00 | 6/8/2011 9:37:04 AM |
| wampum-library4 | $49.97 | 6/8/2011 1:18:44 PM |
| Tradesmanlender | $35.00 | 6/8/2011 5:41:43 PM |
| velocity-winner | $25.00 | 6/8/2011 8:10:49 PM |
| Gobsek | $25.00 | 6/8/2011 9:12:58 PM |
| leverage-monger | $25.00 | 6/9/2011 8:11:24 AM |
| snowyowl | $25.00 | 6/9/2011 9:36:19 AM |
| golffish2 | $25.00 | 6/9/2011 9:00:04 AM |
| Eric_Gagne | $25.00 | 6/9/2011 9:07:21 AM |
| 98 Investments
|
Borrower Payment Dependent Notes Series
509989
This series of Notes was issued and sold upon the funding of the borrower loan #50085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Jun-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $128.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,328 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kikicade |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 94% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 2
( 4% )
| 640-659
(Jul-2010)
640-659
(Jun-2010)
640-659
(Aug-2009)
600-619
(May-2007)
|
|
Principal balance:
| $778.78 |
31+ days late:
| 1
( 2% )
|
|
Total payments billed:
| 48 | | |
Description
Tax pay off & business expansion!
**This is my 3rd Prosper loan, I paid the first loan off in May '10.
I already paid off 1 Prosper loan in June '07. Things are a bit different since that 1st loan, I restarted my Ebay business & now stay home with my children most of the time. I do work as a substitute teacher. I'm paid $80/day. I love it because our children aren't in daycare & I can do my Ebay business! My husband makes about $30,000 +bonus'.
I also contribute to the family finances by selling on Ebay & have been making approx $900+/month after fees for the last 12 months. I am currently a Top Rated Power Seller & have been with Ebay for 11 years. I expanded to another site, Etsy. Things are going very well there also!
I'd use this loan to pay the 2nd Prosper loan, which I still owe $780 on, to expand my Ebay & Etsy items again & to pay approx $1000 in taxes. I'm an absolute safe person to lend to as I have already paid off 1 prosper loan!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $1,000.00 | 6/7/2011 9:11:17 AM |
| CoolPlexer | $25.00 | 6/7/2011 9:04:33 AM |
| Kash2010lu | $25.00 | 6/7/2011 9:39:24 AM |
| FinanceEngine | $30.00 | 6/7/2011 10:40:30 AM |
| CA-Lender | $50.06 | 6/7/2011 11:22:58 AM |
| reflective-rupee | $25.05 | 6/7/2011 10:38:17 AM |
| worth-blanket2 | $1,621.51 | 6/7/2011 11:46:22 AM |
| partyplan | $30.00 | 6/7/2011 11:43:53 AM |
| Investoman | $50.00 | 6/7/2011 9:08:07 AM |
| suave-dime6 | $25.00 | 6/7/2011 9:05:29 AM |
| versatile-benefit933 | $43.38 | 6/7/2011 10:35:45 AM |
| LuckyDuck49 | $25.00 | 6/7/2011 11:01:51 AM |
| RedantFinance | $25.00 | 6/7/2011 10:34:17 AM |
| investment-comet | $25.00 | 6/7/2011 11:42:08 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
510005
This series of Notes was issued and sold upon the funding of the borrower loan #50029, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| Jun-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $200 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| a-sensible-hope |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Little girl in need of surgery
Purpose of loan:
This loan will be used to help a 5 year old little girl get help for a surgery.
My financial situation:
I am a good candidate for this loan because I pay on time and never have any trouble on paying on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| riveting-wealth2 | $50.00 | 6/4/2011 12:42:44 PM |
| favorite-commerce | $25.00 | 6/5/2011 6:39:02 PM |
| worth-blanket2 | $1,400.00 | 6/7/2011 12:01:53 PM |
| Kash2010lu | $25.00 | 6/7/2011 5:21:37 PM |
| cbivitz | $75.00 | 6/7/2011 11:00:16 PM |
| Asimus | $50.00 | 6/5/2011 9:56:55 AM |
| dragster442 | $50.00 | 6/5/2011 8:29:40 AM |
| Investoman | $50.00 | 6/7/2011 8:34:03 AM |
| reflective-rupee | $200.09 | 6/7/2011 1:55:04 PM |
| entertaining-greenback2 | $25.00 | 6/7/2011 5:25:23 PM |
| capital-kingdom | $25.01 | 6/7/2011 6:02:30 PM |
| hidavehi | $27.00 | 6/7/2011 6:37:55 PM |
| best-generosity-financier | $25.00 | 6/7/2011 10:31:22 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
510097
This series of Notes was issued and sold upon the funding of the borrower loan #50237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $73.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 740-759 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thecubanheat |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 5 |
On-time:
| 47 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $14,250.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2010)
700-719
(Aug-2009)
680-699
(Apr-2009)
660-679
(Mar-2008)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
6th time borrower-equipment
Purpose of loan:
This loan will be used to...
I compose music for film/tv and am in need of new equipment and software to increase my library database and assist in my workflow. You can check out my music at www.epicharmony.com.
My financial situation:
I am a good candidate for this loan because...
I qualified for and paid back 5 Prosper loans in the past and have good credit history. I am just at 2 years with the hotel and am going strong. My wife makes $41K per year. I have a proven track record of paying the Prosper loans off fast and I anticipate to realistically take about 6 months to 1 year to pay this loan off.
Monthly net income: $1988
Monthly expenses: $1050
Housing: $450
Insurance: $0
Car expenses: $100 monthly
Utilities: $25 (electricity only)
Phone, cable, internet: $75 my share
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $200 student loans
Other expenses: N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 6/7/2011 9:02:51 AM |
| BxRealtor | $25.00 | 6/7/2011 9:02:58 AM |
| Interloper | $27.00 | 6/7/2011 9:04:02 AM |
| tranquil-gain1 | $100.00 | 6/7/2011 9:30:22 AM |
| CoolPlexer | $25.00 | 6/7/2011 9:04:35 AM |
| OldManP | $25.00 | 6/7/2011 9:05:05 AM |
| MoneyForNothing | $107.49 | 6/7/2011 9:05:51 AM |
| CA-Lender | $75.06 | 6/7/2011 10:01:48 AM |
| Skeptical-one | $48.00 | 6/7/2011 9:04:44 AM |
| golffish2 | $25.00 | 6/7/2011 9:05:44 AM |
| payout-reaction740 | $25.00 | 6/7/2011 9:59:37 AM |
| tokyopete23 | $25.00 | 6/7/2011 10:21:07 AM |
| reflective-rupee | $100.09 | 6/7/2011 10:30:52 AM |
| asset-professor | $25.00 | 6/7/2011 9:06:49 AM |
| capital_projects_investor | $25.00 | 6/7/2011 9:07:43 AM |
| RecoveryLender | $25.00 | 6/7/2011 9:09:54 AM |
| janeybooboo | $200.00 | 6/7/2011 9:02:15 AM |
| alexgalt | $100.00 | 6/7/2011 9:04:41 AM |
| loan-master1 | $25.00 | 6/7/2011 9:53:06 AM |
| qsolo | $200.00 | 6/7/2011 9:04:29 AM |
| best-charming-leverage | $100.00 | 6/7/2011 9:06:13 AM |
| kinetic-social | $25.00 | 6/7/2011 10:17:36 AM |
| openness-antioxidant | $100.00 | 6/7/2011 10:19:07 AM |
| orange-impartial-asset | $500.00 | 6/7/2011 9:56:05 AM |
| kinetic-social | $25.00 | 6/7/2011 10:15:57 AM |
| wealth-starfish | $25.00 | 6/7/2011 10:10:09 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
510157
This series of Notes was issued and sold upon the funding of the borrower loan #50032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Jun-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-08-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $183.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,752 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pencilskirt |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 33 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2008)
|
|
Principal balance:
| $831.74 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Consolidate those credit cards!
Purpose of loan:
This loan will be used to pay off my existing credit cards and consolidate the loan into one easy, lower monthly payment.
My financial situation:
I am a good candidate for this loan because I am just finishing paying off my first Prosper loan (last payment in August) and have never been late or missed a payment. The same goes for my other bills.
Monthly net income: $2, 364
Monthly expenses: $1989
Housing: $700
Insurance: $0
Car expenses: $104
Utilities: $50
Phone, cable, internet: $75
Food, entertainment: $400
Clothing, household expenses: $300
Credit cards and other loans: $210 (including Prosper loan)
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 6/7/2011 5:06:44 PM |
| tech310 | $50.00 | 6/7/2011 5:10:14 PM |
| janeybooboo | $100.00 | 6/7/2011 5:04:21 PM |
| qsolo | $200.00 | 6/7/2011 5:09:09 PM |
| MoneyForNothing | $31.41 | 6/7/2011 5:10:43 PM |
| r48 | $32.00 | 6/7/2011 5:11:14 PM |
| best-charming-leverage | $100.00 | 6/7/2011 5:10:03 PM |
| vutah | $25.00 | 6/7/2011 7:46:51 PM |
| thankful-nickel2 | $25.00 | 6/7/2011 5:26:49 PM |
| benefit-awakening9 | $100.00 | 6/7/2011 7:53:50 PM |
| historic-nickel | $25.00 | 6/7/2011 7:54:50 PM |
| cashhelp | $50.00 | 6/7/2011 6:07:36 PM |
| DalCowboys | $25.00 | 6/7/2011 8:33:28 PM |
| taltman | $25.00 | 6/7/2011 6:36:16 PM |
| Feyenoord | $25.00 | 6/7/2011 9:36:50 PM |
| lendacity | $50.00 | 6/7/2011 9:38:10 PM |
| unger | $195.33 | 6/7/2011 7:22:58 PM |
| janeybooboo | $100.00 | 6/7/2011 7:34:21 PM |
| amerigor | $25.00 | 6/7/2011 8:10:21 PM |
| well-mannered-income3 | $50.00 | 6/7/2011 8:13:29 PM |
| 113121 | $100.00 | 6/7/2011 7:39:00 PM |
| 420limo | $250.00 | 6/7/2011 7:47:47 PM |
| vigilance-searcher | $25.00 | 6/7/2011 10:00:22 PM |
| Frover | $25.00 | 6/7/2011 8:41:44 PM |
| wonder3 | $27.00 | 6/8/2011 6:02:01 AM |
| ezrloan | $50.00 | 6/7/2011 9:08:55 PM |
| GElender | $50.00 | 6/8/2011 6:06:26 AM |
| CPADawg | $49.05 | 6/8/2011 6:14:16 AM |
| Interloper | $25.00 | 6/8/2011 2:11:17 AM |
| vigilance-searcher | $25.00 | 6/7/2011 10:00:14 PM |
| 1traveler | $25.00 | 6/7/2011 10:08:07 PM |
| mgking007 | $43.80 | 6/7/2011 10:30:04 PM |
| tokyopete23 | $25.00 | 6/7/2011 10:37:50 PM |
| a-reasonable-return | $25.00 | 6/8/2011 8:20:46 AM |
| krd_Chicago | $100.00 | 6/8/2011 5:22:53 AM |
| rate-hickory | $25.00 | 6/8/2011 5:52:22 AM |
| grammaspurse | $25.00 | 6/8/2011 8:56:31 AM |
| blue-useful-auction | $25.00 | 6/8/2011 8:22:24 AM |
| atlas100 | $50.00 | 6/8/2011 7:15:28 AM |
| credit-guard5 | $25.00 | 6/8/2011 9:20:48 AM |
| dynamic-money271 | $25.00 | 6/8/2011 9:38:36 AM |
| payout-alien6 | $25.00 | 6/8/2011 11:33:43 AM |
| InvestForWealth | $35.72 | 6/8/2011 10:39:47 AM |
| openness-antioxidant | $100.00 | 6/8/2011 12:43:23 PM |
| moneybags16 | $25.00 | 6/8/2011 11:31:40 AM |
| BxRealtor | $25.00 | 6/7/2011 5:04:49 PM |
| r48 | $25.00 | 6/7/2011 5:11:30 PM |
| Sol_Invictus | $25.00 | 6/7/2011 6:00:51 PM |
| blue111 | $25.00 | 6/7/2011 6:29:58 PM |
| JustMee | $25.00 | 6/7/2011 5:17:13 PM |
| 5kids5 | $60.00 | 6/7/2011 7:57:15 PM |
| SV-AZ | $52.15 | 6/7/2011 8:33:02 PM |
| VBinvestor | $100.00 | 6/7/2011 6:46:17 PM |
| oxnard | $50.00 | 6/7/2011 7:09:31 PM |
| PleaseDontDefault | $50.00 | 6/7/2011 7:21:15 PM |
| reflective-rupee | $200.05 | 6/7/2011 7:51:06 PM |
| reflective-rupee | $300.00 | 6/7/2011 7:51:20 PM |
| Galdis | $25.00 | 6/7/2011 6:25:33 PM |
| DasMula | $27.00 | 6/7/2011 7:57:03 PM |
| shrewd-income | $200.00 | 6/7/2011 8:00:51 PM |
| supreme-hope | $25.00 | 6/7/2011 8:02:00 PM |
| Wangchuk | $25.00 | 6/7/2011 8:24:46 PM |
| availableloan | $25.00 | 6/7/2011 8:43:03 PM |
| golffish2 | $50.00 | 6/8/2011 4:12:17 AM |
| Brown98 | $25.00 | 6/7/2011 9:05:48 PM |
| CapricornLending | $25.00 | 6/7/2011 8:05:26 PM |
| coin-sphinx4 | $30.00 | 6/7/2011 9:56:08 PM |
| LongTail | $35.00 | 6/7/2011 8:25:16 PM |
| coin-bee1 | $50.00 | 6/8/2011 6:10:56 AM |
| jdrez | $25.00 | 6/8/2011 2:04:25 AM |
| Dubbs360 | $300.00 | 6/7/2011 9:38:31 PM |
| Wangchuk | $25.00 | 6/7/2011 10:35:07 PM |
| CA-Lender | $25.06 | 6/8/2011 8:07:16 AM |
| lloyd_s | $32.04 | 6/8/2011 2:19:43 AM |
| wealth-multiplier | $25.00 | 6/8/2011 7:31:20 AM |
| grnii78 | $150.00 | 6/8/2011 5:28:08 AM |
| chad-bro-chill | $25.00 | 6/8/2011 7:00:52 AM |
| chestnut4 | $25.00 | 6/8/2011 8:44:08 AM |
| corporatejim | $28.34 | 6/8/2011 9:42:38 AM |
| wkeboarder21 | $150.00 | 6/8/2011 10:24:05 AM |
| CoolPlexer | $25.00 | 6/8/2011 11:22:38 AM |
| engaging-worth | $25.00 | 6/8/2011 12:01:47 PM |
| pshans | $103.23 | 6/8/2011 10:23:19 AM |
| favorite-commerce | $50.00 | 6/8/2011 9:58:41 AM |
| justice-magnate | $79.52 | 6/8/2011 12:51:44 PM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
510335
This series of Notes was issued and sold upon the funding of the borrower loan #50088, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| Jun-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 620-639 (Jun-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
8 | Length of status: | 5y 7m |
|
Amount delinquent:
| $979 |
Total credit lines:
| 36 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,974 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 2baibeeicca |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2010)
540-559
(May-2008)
520-539
(Apr-2008)
540-559
(Mar-2008)
|
|
Principal balance:
| $660.68 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Pay for Continuing Education RN
Thank you for taking the time to look at my proposal.
I'm in need of $2000 to help pay for registered nursing (RN) fees and continuing.
Q: What do you do and how long have you been there?
I have been employed with my current employer, a local hospital, for 5 1/2 years as a nurse assistant and a RN since Aug 2010.
Q: Why do you have delinquencies?
All the delinquencies that are on my credit report is from medical bills. I am currently making monthly payments on two major delinquencies and will be paying them off this year.
Q: Any other information that we should know about?
I can put the fees on my credit card but I rather have a fixed monthly payment and be free from all credit card debt. And if granted, this would be my third time loaning with prosper. If you look above, I have never been delinquent with my previous prosper loan.
I appreciate you looking at my listing. If you have any questions, I encourage you to ask. Thanks again. :)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,000.00 | 6/7/2011 9:02:33 AM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
510359
This series of Notes was issued and sold upon the funding of the borrower loan #50079, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jun-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Jun-07-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $122.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-719 (Jun-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 25
/
23 | Length of status: | 3y 2m |
|
Amount delinquent:
| $20 |
Total credit lines:
| 46 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $25,229 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-peaceful-compassion |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4300.00
Monthly expenses: $2000
Housing: $425
Insurance: $100
Car expenses: $100
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $700
Other expenses: $
Misc 125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 6/6/2011 5:05:32 PM |
| EngineersAlliance | $50.00 | 6/6/2011 5:09:26 PM |
| play_ultimate | $25.00 | 6/6/2011 5:23:25 PM |
| Whipster | $60.00 | 6/6/2011 5:09:07 PM |
| MrBailey | $25.00 | 6/6/2011 5:05:05 PM |
| Kreditorium | $25.00 | 6/6/2011 5:26:17 PM |
| janeybooboo | $100.00 | 6/6/2011 8:00:05 PM |
| wealth-renaissance5 | $25.00 | 6/7/2011 1:35:24 AM |
| tzvie | $25.00 | 6/7/2011 7:33:04 AM |
| credit-missile | $100.00 | 6/7/2011 1:46:23 PM |
| otto1939 | $51.00 | 6/7/2011 12:30:41 PM |
| greenback-guard | $25.00 | 6/7/2011 5:20:24 PM |
| nashibaksi | $25.00 | 6/7/2011 5:35:38 PM |
| capital-kingdom | $25.01 | 6/7/2011 6:02:06 PM |
| pfh | $8.35 | 6/7/2011 6:33:38 PM |
| glenium | $25.00 | 6/7/2011 7:07:26 AM |
| lloyd_s | $25.00 | 6/7/2011 4:24:04 AM |
| leverage-monger | $55.55 | 6/7/2011 8:58:17 AM |
| Investoman | $100.00 | 6/7/2011 8:39:42 AM |
| bazaar-festivity | $50.00 | 6/7/2011 9:25:18 AM |
| reflective-rupee | $100.09 | 6/7/2011 10:34:28 AM |
| SolarMoonshine | $25.00 | 6/7/2011 3:48:49 PM |
| Kash2010lu | $25.00 | 6/7/2011 5:29:38 PM |
| ommcd | $25.00 | 6/7/2011 6:22:58 PM |
| 24 Investments
|