Sales Report:Supplement No. 6 dated May 27, 2011 to Prospectus dated May 17, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated May 17, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated May 17, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
505135
This series of Notes was issued and sold upon the funding of the borrower loan #49779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 23.29% |
Borrower rate/APR:
| 24.29% / 27.77% |
Monthly payment:
| $196.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.01% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $745 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hotsprings |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 47% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 8
( 25% )
| 680-699
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 9
( 28% )
|
|
Total payments billed:
| 32 | | |
Description
House Proud
Purpose of loan:
This loan will be used to paint the house and replace some defective widows.
My financial situation:
I am a good candidate for this loan because I have the ability to pay it back, like the last two loans I had with prosper. We have a two income household with a $105,000.00 yearly income. I receive money from my pension, monthly stock dividends and substitute teaching. We have a nice home that needs some improvements. Thanks!
Monthly net income: $3100
Monthly expenses: $
Housing: $750
Insurance: $65
Car expenses: $145
Utilities: $60
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $30
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/4/2011 9:06:31 AM |
| the-enthralling-coin | $25.00 | 5/4/2011 9:07:27 AM |
| diplomatic-wealth7 | $25.00 | 5/5/2011 4:29:07 PM |
| bonus-demon | $50.00 | 5/5/2011 5:40:53 PM |
| 2grindstones | $25.00 | 5/7/2011 11:14:25 AM |
| qsolo | $200.00 | 5/9/2011 9:43:55 AM |
| jhouman | $25.00 | 5/10/2011 4:59:21 AM |
| loyalist1 | $100.00 | 5/12/2011 6:39:29 AM |
| chungfang | $25.00 | 5/12/2011 5:37:43 PM |
| the-reliable-trade | $100.00 | 5/13/2011 8:06:43 AM |
| Weaverville | $25.00 | 5/13/2011 9:41:49 AM |
| missing-link | $25.00 | 5/13/2011 1:40:51 PM |
| amlu1988 | $25.00 | 5/13/2011 7:24:21 PM |
| Cai8899 | $25.00 | 5/14/2011 7:51:36 AM |
| red-power-pecan | $50.00 | 5/14/2011 9:05:16 AM |
| Investoman | $75.00 | 5/15/2011 4:24:55 AM |
| special-currency6 | $50.00 | 5/15/2011 3:14:36 PM |
| the-silver-blaster | $50.00 | 5/16/2011 7:35:34 AM |
| first-class-felicity6 | $50.00 | 5/16/2011 10:03:57 AM |
| Investor509 | $25.00 | 5/16/2011 10:28:37 AM |
| 6moonbeams | $50.00 | 5/16/2011 10:49:25 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:32:12 PM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:36:43 PM |
| orange-courageous-dedication | $25.00 | 5/16/2011 5:29:30 PM |
| mlj0671 | $25.00 | 5/16/2011 5:15:34 PM |
| finance-prescription | $34.69 | 5/16/2011 5:35:44 PM |
| payment-jalapeno9 | $250.00 | 5/16/2011 5:49:53 PM |
| exciting-loyalty3 | $100.00 | 5/16/2011 5:50:21 PM |
| zone8 | $100.00 | 5/16/2011 5:50:25 PM |
| piston_honda | $25.00 | 5/16/2011 6:04:27 PM |
| wwwUniversal | $25.00 | 5/17/2011 2:38:45 AM |
| divedude | $25.00 | 5/17/2011 8:11:43 AM |
| NobisEst | $25.00 | 5/17/2011 9:44:23 AM |
| green-rapid-openness | $50.00 | 5/17/2011 10:54:54 AM |
| ingenious-deal6 | $25.00 | 5/17/2011 12:24:11 PM |
| unassuming-capital3 | $50.00 | 5/17/2011 1:49:15 PM |
| One_Lolo | $25.00 | 5/17/2011 1:31:25 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 4:58:56 PM |
| Mikale360 | $25.00 | 5/17/2011 6:08:53 PM |
| leverage-booster | $25.00 | 5/17/2011 7:07:21 PM |
| swoosh | $50.00 | 5/17/2011 7:09:40 PM |
| bill-appraiser7 | $25.00 | 5/17/2011 7:10:44 PM |
| jalapeno2 | $25.00 | 5/17/2011 7:10:50 PM |
| ingenious-truth0 | $50.00 | 5/17/2011 6:59:56 PM |
| PatRichi | $25.00 | 5/17/2011 6:59:36 PM |
| basis-wizard8 | $50.00 | 5/17/2011 7:17:27 PM |
| famous-bill | $25.00 | 5/17/2011 7:24:52 PM |
| integrity-trumpet | $50.00 | 5/17/2011 7:10:18 PM |
| deal-guardian1 | $50.00 | 5/17/2011 7:10:21 PM |
| handy-justice | $100.00 | 5/17/2011 7:10:36 PM |
| fmanjoo | $25.00 | 5/17/2011 7:10:58 PM |
| careful-note | $50.00 | 5/17/2011 7:11:20 PM |
| bid-czar8 | $50.00 | 5/17/2011 7:11:27 PM |
| handshake5 | $81.16 | 5/17/2011 7:11:35 PM |
| desertoasis | $25.00 | 5/17/2011 7:10:14 PM |
| Wellman | $50.00 | 5/17/2011 7:10:32 PM |
| DrStaff | $25.00 | 5/17/2011 7:12:31 PM |
| payout-runner | $25.00 | 5/17/2011 7:24:38 PM |
| brilliant-leverage4 | $50.00 | 5/17/2011 7:25:26 PM |
| upbeat-coin937 | $50.00 | 5/17/2011 7:25:41 PM |
| browneyegravy | $25.00 | 5/17/2011 7:25:14 PM |
| durable-auction0 | $50.00 | 5/17/2011 7:25:38 PM |
| irrelevant | $25.00 | 5/4/2011 9:08:11 AM |
| vutah | $35.00 | 5/4/2011 9:40:40 AM |
| SolarMoonshine | $25.00 | 5/4/2011 5:15:37 PM |
| competent-p2p | $45.00 | 5/4/2011 6:56:15 PM |
| UCLA4life | $40.00 | 5/5/2011 1:45:35 AM |
| amlu1988 | $25.00 | 5/7/2011 8:59:23 PM |
| grammaspurse | $25.00 | 5/8/2011 2:16:45 PM |
| jjswanso | $40.00 | 5/10/2011 9:11:16 AM |
| miamibeachloaner | $25.00 | 5/12/2011 5:29:13 PM |
| Redmond | $25.00 | 5/12/2011 6:19:53 PM |
| genius520 | $50.00 | 5/14/2011 9:55:32 AM |
| Kash2010lu | $25.00 | 5/15/2011 9:58:26 AM |
| CAGE-Investments | $25.00 | 5/16/2011 9:32:36 AM |
| mercuriant | $25.00 | 5/16/2011 10:55:15 AM |
| ThatDanGuy | $50.00 | 5/16/2011 1:48:55 PM |
| rogue_monster | $25.00 | 5/16/2011 4:32:22 PM |
| kidsskipp | $50.00 | 5/16/2011 5:50:28 PM |
| Jack55304 | $300.00 | 5/17/2011 10:20:23 AM |
| orange-preeminant-bill | $46.62 | 5/17/2011 12:36:41 PM |
| credit-high-five8 | $50.00 | 5/17/2011 12:52:43 PM |
| patriot897 | $25.00 | 5/17/2011 1:30:17 PM |
| money-bauble | $100.00 | 5/17/2011 1:32:32 PM |
| helping-out | $35.00 | 5/17/2011 1:49:36 PM |
| cash-architect | $25.00 | 5/17/2011 3:13:32 PM |
| listing-trapper3 | $50.00 | 5/17/2011 5:36:36 PM |
| payment-goose2 | $50.00 | 5/17/2011 7:09:43 PM |
| worthy-bid8 | $50.00 | 5/17/2011 7:10:30 PM |
| the-dollar-topper | $100.00 | 5/17/2011 7:10:47 PM |
| point-compadre | $50.00 | 5/17/2011 7:11:07 PM |
| papaloha | $25.00 | 5/17/2011 7:11:14 PM |
| Jesuistom | $50.00 | 5/17/2011 7:24:35 PM |
| rvfbroker | $25.00 | 5/17/2011 7:25:03 PM |
| villagers | $25.00 | 5/17/2011 7:10:28 PM |
| credit-sycamore4 | $50.00 | 5/17/2011 7:10:42 PM |
| hitsman | $50.00 | 5/17/2011 7:11:16 PM |
| valiant-pound8 | $100.00 | 5/17/2011 7:09:01 PM |
| worldly-money4 | $200.00 | 5/17/2011 7:10:34 PM |
| velocity-quest5 | $50.00 | 5/17/2011 7:10:48 PM |
| songbird98 | $25.00 | 5/17/2011 7:24:40 PM |
| favorite-deal6 | $25.00 | 5/17/2011 7:25:37 PM |
| Sixmil | $30.06 | 5/17/2011 7:25:40 PM |
| 103 Investments
|
Borrower Payment Dependent Notes Series
505917
This series of Notes was issued and sold upon the funding of the borrower loan #49753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 14y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,982 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| studious-value4 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Unexpected Expenses
This loan will be used to... Pay Medical/Dentist misc bill off
My financial situation:
I am a good candidate for this loan because...I never miss payments my credit score is not perfect due to credit card companies raising my rates and lowering my credit limits. Check payment history....I don't miss payments.
Monthly net income: $6500 plus husband of 8000
Monthly expenses: $1500
Housing: $2500
Insurance: $200
Car expenses: $260
Utilities: $300
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $700
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/9/2011 5:08:04 PM |
| irrelevant | $25.00 | 5/9/2011 5:06:36 PM |
| magnetic-dedication3 | $25.00 | 5/9/2011 6:30:49 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:09:40 PM |
| golffish2 | $50.00 | 5/10/2011 3:47:17 AM |
| InChicago | $50.00 | 5/10/2011 9:55:23 AM |
| CA-Lender | $25.05 | 5/10/2011 3:46:36 PM |
| BuildingShanghai | $40.00 | 5/10/2011 8:34:35 PM |
| Kreditorium | $25.00 | 5/10/2011 8:49:50 PM |
| enriched-truth | $50.00 | 5/16/2011 3:37:35 PM |
| hookUup | $27.30 | 5/16/2011 3:43:09 PM |
| nilonc1 | $125.00 | 5/16/2011 3:37:41 PM |
| chinolatino | $25.00 | 5/16/2011 3:46:57 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:58 PM |
| Jack55304 | $300.00 | 5/17/2011 10:22:44 AM |
| diplomatic-wealth7 | $25.00 | 5/17/2011 5:54:47 PM |
| shrewd-income | $25.00 | 5/18/2011 1:23:35 AM |
| curriculum7 | $25.00 | 5/18/2011 2:23:44 AM |
| One_Lolo | $25.00 | 5/18/2011 9:53:17 AM |
| rupee_power | $25.00 | 5/18/2011 12:55:33 PM |
| market-pudding | $25.00 | 5/18/2011 2:18:19 PM |
| greencat | $50.00 | 5/18/2011 2:24:32 PM |
| nethosters | $25.00 | 5/18/2011 2:59:52 PM |
| the-enthralling-coin | $25.00 | 5/18/2011 4:29:52 PM |
| credit-missile | $25.00 | 5/18/2011 4:51:40 PM |
| loss-of-control | $50.00 | 5/18/2011 4:37:34 PM |
| worldly-gold | $50.00 | 5/18/2011 4:46:19 PM |
| chungfang | $100.00 | 5/18/2011 4:58:13 PM |
| 56bones | $100.00 | 5/18/2011 5:00:29 PM |
| Frover | $25.00 | 5/18/2011 5:43:06 PM |
| sympathetic-dedication8 | $25.00 | 5/18/2011 6:01:38 PM |
| Hummer-Guy | $25.00 | 5/18/2011 6:18:05 PM |
| competent-p2p | $65.00 | 5/18/2011 6:24:40 PM |
| bav280 | $50.00 | 5/18/2011 6:33:41 PM |
| farmn | $25.00 | 5/18/2011 6:35:22 PM |
| klend4 | $30.13 | 5/18/2011 6:40:18 PM |
| power-bluebird2 | $16.08 | 5/18/2011 6:57:20 PM |
| ultimate-peace | $250.00 | 5/9/2011 5:15:59 PM |
| lendstats_com | $300.00 | 5/9/2011 5:30:07 PM |
| SLN-10 | $25.00 | 5/9/2011 5:07:48 PM |
| 2grindstones | $25.00 | 5/9/2011 10:32:28 PM |
| Kash2010lu | $25.00 | 5/9/2011 10:45:33 PM |
| reflective-rupee | $25.00 | 5/10/2011 5:22:42 PM |
| larryboy10 | $25.00 | 5/11/2011 6:31:11 AM |
| dpries123 | $25.00 | 5/11/2011 1:34:25 PM |
| scarlet-velvet | $25.00 | 5/12/2011 8:15:42 PM |
| loanman2007 | $100.00 | 5/13/2011 4:33:34 AM |
| missing-link | $25.00 | 5/13/2011 1:42:49 PM |
| MrDance123 | $50.00 | 5/13/2011 5:19:46 PM |
| mrxtravis | $25.00 | 5/14/2011 3:29:07 AM |
| Investoman | $75.00 | 5/15/2011 4:26:18 AM |
| designer_10 | $25.00 | 5/16/2011 2:40:17 PM |
| Dubbs360 | $100.00 | 5/16/2011 3:04:00 PM |
| capital-galaxy | $200.00 | 5/16/2011 3:54:30 PM |
| droopie1 | $25.00 | 5/18/2011 10:23:09 AM |
| optionscashflow | $25.00 | 5/18/2011 2:41:47 PM |
| CA-Lender | $25.00 | 5/18/2011 4:25:06 PM |
| DasMula | $438.92 | 5/18/2011 4:33:36 PM |
| blue111 | $25.00 | 5/18/2011 4:53:38 PM |
| lotuss4 | $25.00 | 5/18/2011 4:39:09 PM |
| glimmering-generosity0 | $75.00 | 5/18/2011 5:09:48 PM |
| vigorous-velocity | $119.63 | 5/18/2011 5:29:52 PM |
| toomanyfishtanks | $50.00 | 5/18/2011 5:10:44 PM |
| velocity-motivator6 | $34.00 | 5/18/2011 5:15:58 PM |
| bluehen00 | $48.89 | 5/18/2011 5:52:59 PM |
| bonus-demon | $50.00 | 5/18/2011 6:09:27 PM |
| Simonsez808 | $25.00 | 5/18/2011 6:27:58 PM |
| well-mannered-truth3 | $25.00 | 5/18/2011 6:32:05 PM |
| 68 Investments
|
Borrower Payment Dependent Notes Series
506224
This series of Notes was issued and sold upon the funding of the borrower loan #49928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,604 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blazing-point827 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bridget2
Purpose of loan:
This loan will be used to...
pay back taxes. I did not have any taxes taking out of my ssa or my part time work. I would like to get both state & fed. taxes paid as soon as possible.
My financial situation:
I am a good candidate for this loan because...
I'm retired with a steady income $1557 ssa, monthly, $2194 state retirement monthly & up to $14000 yearly part time. I will be able to make the monthly payments & have more taking out for taxes next year so that I am not sitting in the same place next year. Monthly net income: $4500
Monthly expenses: $2900
Housing: $812
Insurance: $150
Car expenses: $295
Utilities: $238
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/11/2011 9:03:52 AM |
| qsolo | $200.00 | 5/11/2011 9:04:41 AM |
| SLN-10 | $25.00 | 5/11/2011 9:03:08 AM |
| payout-hammock1 | $50.00 | 5/12/2011 2:05:11 PM |
| missing-link | $25.00 | 5/13/2011 1:43:28 PM |
| Jack55304 | $300.00 | 5/17/2011 10:23:46 AM |
| openness-antioxidant | $100.00 | 5/19/2011 9:55:47 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:31 AM |
| loyalist1 | $100.00 | 5/21/2011 11:04:21 AM |
| bonus-demon | $50.00 | 5/21/2011 11:34:12 AM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:22 AM |
| antlr | $50.00 | 5/23/2011 9:56:22 AM |
| thorough-exchange4 | $50.00 | 5/23/2011 7:48:23 PM |
| payment-gusto | $25.00 | 5/23/2011 8:09:22 PM |
| shiny-dollar9 | $50.00 | 5/23/2011 8:58:13 PM |
| the-silver-blaster | $50.00 | 5/23/2011 9:00:56 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 9:04:59 PM |
| ingenious-deal6 | $25.00 | 5/23/2011 9:01:07 PM |
| shred123 | $50.00 | 5/23/2011 8:55:42 PM |
| ah-long | $25.00 | 5/23/2011 10:23:26 PM |
| CAGE-Investments | $25.00 | 5/24/2011 10:56:36 AM |
| handshake5 | $100.00 | 5/24/2011 10:57:11 AM |
| helping-out | $35.00 | 5/24/2011 11:20:27 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 12:01:52 PM |
| gain-expert | $60.00 | 5/24/2011 4:03:57 PM |
| elegant-loot | $25.00 | 5/24/2011 1:11:29 PM |
| Whipster | $60.00 | 5/24/2011 1:17:49 PM |
| Mariner3605 | $25.00 | 5/24/2011 4:50:30 PM |
| graceful-investment | $28.91 | 5/24/2011 5:26:57 PM |
| love-interest | $25.00 | 5/24/2011 5:31:16 PM |
| money-bauble | $100.00 | 5/24/2011 5:35:44 PM |
| wwwUniversal | $25.00 | 5/24/2011 5:36:50 PM |
| Miklot | $25.00 | 5/24/2011 5:36:58 PM |
| Katburg | $25.00 | 5/24/2011 5:39:39 PM |
| Comoparklender | $50.00 | 5/24/2011 5:43:09 PM |
| successful-wealth7 | $25.00 | 5/24/2011 5:54:22 PM |
| fighter122 | $35.00 | 5/24/2011 5:54:35 PM |
| zone8 | $100.00 | 5/24/2011 5:55:05 PM |
| payout-banker4 | $25.00 | 5/24/2011 5:55:58 PM |
| 6moonbeams | $50.00 | 5/24/2011 5:59:16 PM |
| sensible-order2 | $100.00 | 5/24/2011 6:00:03 PM |
| Dweeberkitty1 | $25.00 | 5/24/2011 6:03:18 PM |
| justice-economist | $25.00 | 5/24/2011 6:04:59 PM |
| finagler | $25.00 | 5/24/2011 5:33:35 PM |
| mercuriant | $25.00 | 5/24/2011 5:03:40 PM |
| maskir | $50.00 | 5/24/2011 5:45:13 PM |
| martinatime | $25.00 | 5/24/2011 7:06:29 PM |
| Railbird | $25.00 | 5/24/2011 7:07:52 PM |
| interest-griffin | $50.00 | 5/24/2011 5:54:12 PM |
| deal-guardian1 | $50.00 | 5/24/2011 5:59:39 PM |
| NobisEst | $25.00 | 5/24/2011 6:00:18 PM |
| hitsman | $50.00 | 5/24/2011 6:03:54 PM |
| careful-note | $50.00 | 5/24/2011 6:04:37 PM |
| rhin0cerx | $37.46 | 5/24/2011 6:14:01 PM |
| stanfordgrad05 | $50.00 | 5/24/2011 5:54:56 PM |
| miamibeachloaner | $25.00 | 5/24/2011 5:55:54 PM |
| Cluvnupe06 | $39.43 | 5/24/2011 6:59:36 PM |
| Sixmil | $50.00 | 5/24/2011 7:05:38 PM |
| Rdodson11 | $25.00 | 5/24/2011 6:13:12 PM |
| drg6289 | $25.00 | 5/24/2011 6:13:40 PM |
| bahamaman | $25.00 | 5/24/2011 6:13:54 PM |
| nicklds | $25.00 | 5/24/2011 7:09:53 PM |
| burrito6 | $25.00 | 5/24/2011 7:17:51 PM |
| b-rent | $25.00 | 5/24/2011 6:53:19 PM |
| wise-balanced-moola | $25.00 | 5/24/2011 8:07:17 PM |
| shrewd-peace7 | $25.00 | 5/24/2011 6:58:46 PM |
| venture30 | $50.00 | 5/24/2011 6:59:29 PM |
| E2BGR8 | $25.00 | 5/24/2011 7:06:24 PM |
| umfan123 | $25.00 | 5/24/2011 7:11:53 PM |
| rate-mogul | $70.55 | 5/24/2011 8:28:02 PM |
| janus_god | $25.00 | 5/24/2011 7:19:08 PM |
| theprince | $25.00 | 5/24/2011 8:26:43 PM |
| Kaj | $35.00 | 5/24/2011 8:31:17 PM |
| reflective-rupee | $25.00 | 5/24/2011 11:19:43 PM |
| dedicated-transaction796 | $50.00 | 5/24/2011 8:41:19 PM |
| delicious-cash | $25.00 | 5/24/2011 8:41:25 PM |
| cropdust3r | $25.00 | 5/24/2011 8:28:22 PM |
| PaulW | $25.00 | 5/24/2011 9:49:36 PM |
| ttnk62918 | $25.00 | 5/24/2011 8:41:01 PM |
| MO_Investor | $25.00 | 5/25/2011 4:48:13 AM |
| blackstar | $25.00 | 5/25/2011 6:32:52 AM |
| payment-goose2 | $50.00 | 5/25/2011 6:38:39 AM |
| Josphine | $25.00 | 5/25/2011 7:02:30 AM |
| Lily_of_the_Valley | $50.34 | 5/25/2011 7:12:57 AM |
| skunkor2 | $25.00 | 5/25/2011 7:13:21 AM |
| Requiem | $25.00 | 5/25/2011 7:19:28 AM |
| lender-1 | $10.25 | 5/25/2011 8:57:48 AM |
| economy-coup | $100.00 | 5/11/2011 9:03:21 AM |
| intelligent-yield | $25.00 | 5/11/2011 9:03:42 AM |
| 2grindstones | $50.00 | 5/11/2011 9:50:25 AM |
| jjswanso | $50.00 | 5/15/2011 6:04:45 AM |
| diplomatic-wealth7 | $25.00 | 5/18/2011 6:59:49 PM |
| tech310 | $50.00 | 5/19/2011 1:45:26 AM |
| Investoman | $75.00 | 5/19/2011 10:27:49 AM |
| courteous-kindness1 | $25.00 | 5/21/2011 11:12:17 AM |
| nalaari | $28.36 | 5/22/2011 6:46:37 AM |
| Investor509 | $25.00 | 5/22/2011 8:48:27 PM |
| bold-attentive-listing | $50.00 | 5/23/2011 12:02:23 PM |
| patriot897 | $25.00 | 5/23/2011 7:08:11 PM |
| new-transaction-wrangler | $50.00 | 5/23/2011 8:03:06 PM |
| high_flyer | $50.00 | 5/23/2011 8:50:31 PM |
| chungfang | $25.00 | 5/23/2011 9:01:34 PM |
| desertoasis | $30.00 | 5/23/2011 8:57:37 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:30 PM |
| tranquil-gain1 | $75.00 | 5/24/2011 8:41:09 AM |
| fantastic-wampum1 | $100.00 | 5/24/2011 10:54:44 AM |
| nickel-position | $25.00 | 5/24/2011 1:16:39 PM |
| famous-bill | $25.00 | 5/24/2011 5:33:44 PM |
| dime-umbrella6 | $25.00 | 5/24/2011 5:53:19 PM |
| kidsskipp | $50.00 | 5/24/2011 5:55:15 PM |
| exciting-loyalty3 | $100.00 | 5/24/2011 5:55:49 PM |
| stock106 | $25.00 | 5/24/2011 5:59:35 PM |
| Simonsez808 | $25.00 | 5/24/2011 6:00:29 PM |
| handy-justice | $100.00 | 5/24/2011 6:00:57 PM |
| finance-prescription | $100.00 | 5/24/2011 5:27:47 PM |
| cassius84 | $25.00 | 5/24/2011 6:03:04 PM |
| treasure-bliss | $50.00 | 5/24/2011 5:35:22 PM |
| power-trophy7 | $50.00 | 5/24/2011 5:39:59 PM |
| Weaverville | $50.00 | 5/24/2011 5:40:50 PM |
| macgeek | $25.00 | 5/24/2011 6:57:53 PM |
| ommcd | $25.00 | 5/24/2011 6:59:59 PM |
| rulender | $25.00 | 5/24/2011 7:00:39 PM |
| LBOregon | $25.00 | 5/24/2011 7:04:08 PM |
| seisen | $39.02 | 5/24/2011 5:58:31 PM |
| ingenious-truth0 | $75.00 | 5/24/2011 7:12:54 PM |
| credit-sycamore4 | $50.00 | 5/24/2011 5:59:30 PM |
| Turtlebear44 | $25.00 | 5/24/2011 5:40:10 PM |
| deal-scientist5 | $25.00 | 5/24/2011 5:40:25 PM |
| bid-czar8 | $50.00 | 5/24/2011 6:04:12 PM |
| MrGhost | $25.00 | 5/24/2011 6:13:31 PM |
| bountiful-durability | $50.00 | 5/24/2011 5:59:10 PM |
| F16Pilot | $25.00 | 5/24/2011 6:56:08 PM |
| peace-steward7 | $50.00 | 5/24/2011 6:02:35 PM |
| Cai8899 | $25.00 | 5/24/2011 6:03:27 PM |
| Redmond | $25.00 | 5/24/2011 6:03:41 PM |
| agiovasil | $25.00 | 5/24/2011 7:01:11 PM |
| apostle901 | $25.00 | 5/24/2011 7:02:37 PM |
| inventive-exchange | $25.00 | 5/24/2011 7:03:59 PM |
| minddoc | $25.00 | 5/24/2011 6:13:19 PM |
| Ducatiman1978 | $25.00 | 5/24/2011 6:13:36 PM |
| investment-visionary | $25.00 | 5/24/2011 7:18:06 PM |
| bajaruss | $25.00 | 5/24/2011 6:54:10 PM |
| amijo | $25.00 | 5/24/2011 6:55:59 PM |
| special-responsibility | $25.00 | 5/24/2011 6:56:16 PM |
| treasure-generator | $25.00 | 5/24/2011 8:07:07 PM |
| tsquared_030 | $50.00 | 5/24/2011 7:03:37 PM |
| LAM26 | $25.00 | 5/24/2011 7:12:04 PM |
| orange-preeminant-bill | $50.00 | 5/24/2011 8:42:25 PM |
| red-power-pecan | $30.57 | 5/24/2011 8:42:53 PM |
| finance-mushroom | $100.00 | 5/24/2011 8:44:16 PM |
| financial-frenzy | $34.18 | 5/24/2011 9:53:11 PM |
| worldly-community3 | $50.00 | 5/24/2011 8:23:36 PM |
| genius520 | $50.00 | 5/24/2011 8:11:13 PM |
| gimincorp | $25.93 | 5/24/2011 8:38:42 PM |
| new-social-economist | $50.00 | 5/24/2011 8:41:15 PM |
| FeedTheMachine | $100.00 | 5/24/2011 8:28:28 PM |
| listing-trapper3 | $50.00 | 5/24/2011 8:43:08 PM |
| wise-rupee-sanctuary | $50.00 | 5/24/2011 8:43:59 PM |
| jasonj72 | $25.00 | 5/25/2011 5:59:55 AM |
| nimble-affluence4 | $25.00 | 5/25/2011 12:45:32 AM |
| CC911 | $25.00 | 5/25/2011 6:08:07 AM |
| mlj0671 | $25.00 | 5/25/2011 6:44:09 AM |
| 162 Investments
|
Borrower Payment Dependent Notes Series
506397
This series of Notes was issued and sold upon the funding of the borrower loan #49777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,882.81 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $156.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $926 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loyalty-arrow |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Want to take charge of my finances
I need to use this loan to help pay bills that i have fallen behind on. The company i work for came to a halt for a few months which left me on unemployment, but now i'm back to work full time and things are looking brighter than ever! I wish to pay off a good chunk of my car loan and also my credit cards. I also need to move, in July, so i will need this loan for that as well. Please contact me for more information as my money situation is improving soon also. Currently i make about $1100 every 2 weeks from my job. I think this will help boost me into saving once again!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/12/2011 9:09:54 AM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:38 PM |
| missing-link | $25.00 | 5/13/2011 1:44:00 PM |
| jjswanso | $50.00 | 5/16/2011 5:39:08 AM |
| tranquil-gain1 | $75.00 | 5/20/2011 10:53:17 AM |
| scarlet-velvet | $25.00 | 5/20/2011 4:06:05 PM |
| Investoman | $75.00 | 5/21/2011 8:49:11 AM |
| loyalist1 | $100.00 | 5/23/2011 7:20:33 PM |
| courteous-kindness1 | $25.00 | 5/23/2011 7:20:45 PM |
| payment-gusto | $25.00 | 5/23/2011 8:09:32 PM |
| nickel-position | $25.00 | 5/24/2011 1:17:33 PM |
| helping-out | $35.00 | 5/24/2011 11:20:45 AM |
| gain-expert | $60.00 | 5/24/2011 4:04:15 PM |
| Mariner3605 | $25.00 | 5/24/2011 6:14:24 PM |
| finance-prescription | $64.15 | 5/24/2011 5:27:52 PM |
| thorough-exchange4 | $25.00 | 5/24/2011 5:37:25 PM |
| repayment-producer8 | $50.00 | 5/24/2011 5:46:43 PM |
| bold-spirited-finance | $50.00 | 5/24/2011 6:09:09 PM |
| new-transaction-wrangler | $50.00 | 5/24/2011 6:09:55 PM |
| orange-preeminant-bill | $50.00 | 5/24/2011 8:42:33 PM |
| payout-banker4 | $25.00 | 5/24/2011 8:44:32 PM |
| Kaj | $35.00 | 5/24/2011 8:31:44 PM |
| desertoasis | $30.00 | 5/25/2011 9:50:36 AM |
| graceful-investment | $100.00 | 5/25/2011 9:31:05 AM |
| antlr | $50.00 | 5/25/2011 9:50:23 AM |
| chungfang | $25.00 | 5/25/2011 9:51:02 AM |
| fantastic-wampum1 | $100.00 | 5/25/2011 9:53:04 AM |
| ingenious-deal6 | $25.00 | 5/25/2011 10:30:13 AM |
| bnlforever | $25.00 | 5/25/2011 11:10:21 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:27:37 AM |
| NobisEst | $25.00 | 5/25/2011 1:24:02 PM |
| Chicagoan3660 | $50.00 | 5/25/2011 1:36:47 PM |
| Simonsez808 | $25.00 | 5/25/2011 1:23:02 PM |
| BaxterEvil | $25.00 | 5/25/2011 1:23:17 PM |
| genius520 | $50.00 | 5/25/2011 3:35:33 PM |
| ttnk62918 | $25.00 | 5/25/2011 4:53:49 PM |
| handy-justice | $100.00 | 5/25/2011 4:55:24 PM |
| bold-steady-peso | $25.00 | 5/25/2011 7:15:53 PM |
| xzec777 | $50.00 | 5/25/2011 8:34:16 PM |
| abundant-velocity7 | $50.00 | 5/25/2011 8:49:03 PM |
| pkp121 | $50.00 | 5/25/2011 7:32:45 PM |
| money-bauble | $48.28 | 5/25/2011 8:02:55 PM |
| shrewd-peace7 | $25.00 | 5/25/2011 10:44:30 PM |
| cash-turbine1 | $50.00 | 5/25/2011 10:44:37 PM |
| HHP | $100.00 | 5/26/2011 8:08:35 AM |
| wwwUniversal | $25.00 | 5/26/2011 8:08:39 AM |
| qsolo | $200.00 | 5/12/2011 9:10:30 AM |
| Jack55304 | $300.00 | 5/17/2011 10:24:48 AM |
| tech310 | $50.00 | 5/19/2011 1:46:06 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:33:09 AM |
| diplomatic-wealth7 | $25.00 | 5/21/2011 10:18:11 AM |
| integrity-electron9 | $25.00 | 5/23/2011 9:59:00 AM |
| bonus-demon | $50.00 | 5/23/2011 9:03:34 PM |
| the-silver-blaster | $50.00 | 5/24/2011 6:01:23 PM |
| treasure-bliss | $50.00 | 5/24/2011 7:28:08 PM |
| deal-scientist5 | $25.00 | 5/25/2011 9:50:08 AM |
| CAGE-Investments | $25.00 | 5/25/2011 10:02:53 AM |
| helpful-fund8 | $50.00 | 5/25/2011 10:30:30 AM |
| bountiful-durability | $50.00 | 5/25/2011 11:53:29 AM |
| mercuriant | $25.00 | 5/25/2011 1:24:38 PM |
| Georgetastic | $25.00 | 5/25/2011 2:58:41 PM |
| asmithj | $30.38 | 5/25/2011 3:27:33 PM |
| nutandhoney | $25.00 | 5/25/2011 5:22:30 PM |
| patriot897 | $25.00 | 5/25/2011 4:53:31 PM |
| peace-thunder7 | $25.00 | 5/25/2011 6:02:55 PM |
| DannyPhantom | $75.00 | 5/25/2011 9:11:16 PM |
| Katburg | $25.00 | 5/25/2011 10:46:08 PM |
| 6moonbeams | $50.00 | 5/25/2011 10:46:10 PM |
| relentless-gain3 | $25.00 | 5/25/2011 9:08:01 PM |
| famous-bill | $25.00 | 5/25/2011 10:03:27 PM |
| asiaratt | $50.00 | 5/26/2011 5:08:26 AM |
| SkepticalBen | $50.00 | 5/26/2011 6:54:13 AM |
| larrybird | $50.00 | 5/26/2011 8:55:23 AM |
| larrybird | $280.00 | 5/26/2011 8:54:52 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
507069
This series of Notes was issued and sold upon the funding of the borrower loan #49910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-16-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $366.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1985 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 23y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,432 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Spitfire2 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(May-2010)
720-739
(Aug-2009)
740-759
(Jul-2009)
700-719
(Apr-2008)
|
|
Principal balance:
| $3,649.79 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Paying 'em off...Again!
This loan will be used to pay off credit cards that were used when we needed to do home repairs and travel to Florida at the last minute for a family member's funeral. While we were credit card free for awhile, Murphy and his Laws came to visit us several times since March 2011.
I am a good candidate for this loan because I have proven myself previously with Prosper (31 on time loan payments!) and proven myself worthy for those members who have invested with me. My current loan will be paid off with the proceeds from this loan - I only want one payment, not two. Additionally, I have a steady job, I am Federal Technician and a National Guard member, and am responsible with my debts and others' money.
FYI: The interest on the credit card I'm going to pay off is more than the loan requested here on Prosper, 29.99%...but every little bit saved on interest helps me out. I appreciate all the help my prior lenders have given me - and will give me in the future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SLN-10 | $50.00 | 5/16/2011 5:09:27 PM |
| Gibbyland | $100.00 | 5/16/2011 5:09:36 PM |
| lendstats_com | $196.44 | 5/16/2011 6:03:06 PM |
| NekHoldings | $25.00 | 5/16/2011 7:27:03 PM |
| optionscashflow | $25.00 | 5/16/2011 9:03:49 PM |
| reflective-rupee | $200.00 | 5/16/2011 9:02:28 PM |
| mikeandcat | $104.64 | 5/17/2011 4:21:48 AM |
| LittleMingo | $30.00 | 5/17/2011 5:19:30 AM |
| EEasyMoney | $25.00 | 5/17/2011 7:02:58 AM |
| coin-bee1 | $50.00 | 5/17/2011 2:51:34 PM |
| BuildingShanghai | $58.12 | 5/17/2011 7:08:34 PM |
| COCHINOBOY | $75.00 | 5/19/2011 1:21:49 AM |
| OldManP | $25.00 | 5/19/2011 2:56:38 AM |
| irrelevant | $25.00 | 5/20/2011 10:03:23 AM |
| Dubbs360 | $200.00 | 5/20/2011 10:37:57 PM |
| diversification-medalist | $75.00 | 5/20/2011 11:09:00 PM |
| autonomous-truth | $100.00 | 5/20/2011 10:38:18 PM |
| kindness-jedi | $50.00 | 5/21/2011 3:29:18 AM |
| TigerForce | $25.00 | 5/21/2011 3:59:58 AM |
| shrewd-income | $50.00 | 5/21/2011 6:05:46 AM |
| itskarma | $25.50 | 5/21/2011 6:50:30 AM |
| Scotcha | $50.00 | 5/21/2011 7:18:59 AM |
| shawnw2 | $235.64 | 5/21/2011 7:16:49 AM |
| skillful-trade7 | $25.00 | 5/21/2011 9:36:31 AM |
| credit-missile | $75.00 | 5/21/2011 8:54:06 AM |
| payment-halo | $25.00 | 5/21/2011 9:33:53 AM |
| MNFrostbite | $50.00 | 5/21/2011 9:44:43 AM |
| seabass123 | $25.00 | 5/21/2011 10:44:40 AM |
| PleaseDontDefault | $50.00 | 5/21/2011 10:49:37 AM |
| sweetlan | $25.05 | 5/21/2011 10:00:40 AM |
| suave-dime6 | $25.00 | 5/21/2011 10:56:30 AM |
| Bob450 | $25.00 | 5/21/2011 10:14:59 AM |
| erowis | $80.00 | 5/21/2011 11:14:22 AM |
| janeybooboo | $100.00 | 5/21/2011 10:59:09 AM |
| DreDub | $50.00 | 5/21/2011 11:21:22 AM |
| yf99yz | $30.00 | 5/21/2011 12:09:16 PM |
| penny-surgeon | $25.00 | 5/21/2011 12:04:50 PM |
| friendly-principal76 | $25.00 | 5/21/2011 12:30:45 PM |
| houli123 | $100.00 | 5/21/2011 12:22:18 PM |
| Socorro_Capital_Partners | $25.00 | 5/21/2011 12:38:58 PM |
| Moe87 | $45.00 | 5/21/2011 2:40:12 PM |
| kind-charming-value | $300.00 | 5/16/2011 5:19:06 PM |
| MoneyForNothing | $28.37 | 5/16/2011 5:26:05 PM |
| missing-link | $25.00 | 5/16/2011 5:08:57 PM |
| Stek7 | $25.00 | 5/16/2011 5:09:04 PM |
| kind-charming-value | $700.00 | 5/16/2011 5:12:09 PM |
| DasMula | $27.00 | 5/16/2011 7:21:03 PM |
| marinbb | $100.00 | 5/16/2011 8:39:45 PM |
| loan-master1 | $25.00 | 5/16/2011 7:00:07 PM |
| janeybooboo | $100.00 | 5/16/2011 7:48:06 PM |
| zorg77 | $50.00 | 5/17/2011 4:58:49 AM |
| hookUup | $26.78 | 5/17/2011 7:19:40 AM |
| InChicago | $50.00 | 5/17/2011 7:41:14 AM |
| competent-p2p | $50.00 | 5/17/2011 5:51:45 PM |
| loanman2007 | $75.00 | 5/18/2011 5:31:53 AM |
| jjswanso | $50.00 | 5/18/2011 7:01:31 PM |
| economy-coup | $100.00 | 5/20/2011 12:09:04 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:17 AM |
| svandgts | $55.73 | 5/21/2011 12:06:56 AM |
| CA-Lender | $100.05 | 5/20/2011 9:54:40 PM |
| Rashanir | $25.00 | 5/21/2011 12:32:29 AM |
| Engineer44 | $30.00 | 5/20/2011 11:55:07 PM |
| SolarMoonshine | $50.00 | 5/21/2011 3:39:24 AM |
| red-favorable-basis | $25.00 | 5/21/2011 6:04:50 AM |
| Military_Support | $200.00 | 5/21/2011 4:53:52 AM |
| RecoveryLender | $25.00 | 5/21/2011 5:47:57 AM |
| rockhound84 | $25.00 | 5/21/2011 6:46:26 AM |
| UCLA4life | $53.88 | 5/21/2011 8:37:30 AM |
| frogperson | $100.00 | 5/21/2011 9:43:32 AM |
| a-leverage-investor | $150.00 | 5/21/2011 10:19:31 AM |
| 420limo | $300.00 | 5/21/2011 10:25:24 AM |
| whatreality | $30.00 | 5/21/2011 12:01:47 PM |
| dogdog | $25.00 | 5/21/2011 12:33:32 PM |
| Whipster | $50.00 | 5/21/2011 4:24:43 PM |
| Jerrys1951 | $40.00 | 5/21/2011 6:51:30 PM |
| jhouman | $25.00 | 5/22/2011 1:32:54 PM |
| 1willray | $25.00 | 5/23/2011 11:06:10 PM |
| tolerant-dinero2 | $25.00 | 5/24/2011 8:58:35 AM |
| professional-integrity | $50.00 | 5/24/2011 10:01:58 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 12:16:52 PM |
| worth-blanket2 | $6,627.80 | 5/24/2011 1:20:17 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
507276
This series of Notes was issued and sold upon the funding of the borrower loan #49791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| toro889 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/19/2011 5:02:43 PM |
| kind-charming-value | $500.00 | 5/19/2011 5:25:27 PM |
| 2grindstones | $25.00 | 5/19/2011 9:52:41 PM |
| resplendent-dollar | $25.00 | 5/24/2011 10:09:26 PM |
| nilonc1 | $25.00 | 5/25/2011 5:46:36 AM |
| ore-healer6 | $30.00 | 5/24/2011 10:57:57 PM |
| capital-galaxy | $50.00 | 5/25/2011 4:28:52 AM |
| melodious-openness | $50.00 | 5/25/2011 5:35:19 AM |
| the-credit-proton | $25.00 | 5/25/2011 8:59:53 AM |
| VillageLending | $25.00 | 5/25/2011 9:59:32 AM |
| Kash2010lu | $25.00 | 5/25/2011 9:42:00 AM |
| janeybooboo | $100.00 | 5/25/2011 10:40:41 AM |
| orange-coin-walnut | $50.00 | 5/25/2011 9:49:38 AM |
| dime-vista2 | $25.00 | 5/25/2011 10:31:23 AM |
| rupee_power | $28.50 | 5/25/2011 11:55:44 AM |
| scarlet-velvet | $25.08 | 5/25/2011 1:21:44 PM |
| red-favorable-basis | $25.00 | 5/25/2011 2:29:08 PM |
| VJ_Financial | $26.00 | 5/25/2011 4:35:07 PM |
| the-enthralling-coin | $25.00 | 5/25/2011 4:36:00 PM |
| peso-aggregator | $25.00 | 5/25/2011 6:27:31 PM |
| Hummer-Guy | $25.00 | 5/25/2011 6:29:05 PM |
| truth-trapper | $25.00 | 5/25/2011 6:34:23 PM |
| autonomous-truth | $100.00 | 5/25/2011 5:35:44 PM |
| p2ploan-wildcat | $35.00 | 5/25/2011 6:54:51 PM |
| wgc | $25.00 | 5/25/2011 6:23:31 PM |
| CA-Lender | $25.05 | 5/25/2011 5:48:48 PM |
| first-liberty-duckling | $27.16 | 5/25/2011 7:38:20 PM |
| Whitewater_Loans | $50.00 | 5/25/2011 7:28:30 PM |
| greenkid | $50.00 | 5/25/2011 7:28:40 PM |
| alterlatina | $25.00 | 5/25/2011 7:51:52 PM |
| money-fort | $25.00 | 5/25/2011 7:54:58 PM |
| GInBaghdad | $25.00 | 5/25/2011 7:36:22 PM |
| bowler252 | $25.00 | 5/25/2011 7:56:52 PM |
| listing-zone7 | $30.00 | 5/25/2011 8:05:41 PM |
| YoungTaxMan | $250.00 | 5/25/2011 7:18:53 PM |
| JustMee | $25.00 | 5/25/2011 8:32:39 PM |
| dextro | $50.00 | 5/25/2011 8:56:49 PM |
| Megaton | $25.00 | 5/25/2011 9:07:46 PM |
| dedicated-principal | $100.00 | 5/25/2011 9:35:32 PM |
| LuvToLend | $25.00 | 5/25/2011 10:43:06 PM |
| natural-greenback6 | $25.00 | 5/25/2011 10:26:47 PM |
| first-class-gold0 | $122.00 | 5/25/2011 10:34:03 PM |
| gristle_mcthornbody | $25.00 | 5/25/2011 8:53:15 PM |
| dough-rocket | $40.00 | 5/26/2011 2:18:00 AM |
| handy-justice | $50.00 | 5/25/2011 9:18:21 PM |
| unger | $100.00 | 5/26/2011 2:52:56 AM |
| diversification-wildcat2 | $25.00 | 5/25/2011 10:07:43 PM |
| investment-habanero8 | $100.00 | 5/26/2011 4:20:49 AM |
| intrepid-loot | $25.00 | 5/25/2011 10:27:31 PM |
| himistu22 | $25.00 | 5/26/2011 4:28:02 AM |
| loanman2007 | $25.00 | 5/26/2011 4:51:25 AM |
| Core-Marketing | $50.00 | 5/26/2011 5:01:52 AM |
| Alexander1776 | $7.71 | 5/26/2011 5:11:12 AM |
| Simonsez808 | $25.00 | 5/26/2011 2:55:11 AM |
| suave-dime6 | $25.00 | 5/19/2011 5:03:23 PM |
| economy-coup | $30.00 | 5/19/2011 6:30:44 PM |
| coin-sonnet | $100.00 | 5/21/2011 5:52:43 PM |
| naptap | $25.00 | 5/23/2011 5:50:40 PM |
| irrelevant | $25.00 | 5/23/2011 9:06:52 PM |
| convergentthinker | $25.00 | 5/25/2011 12:29:42 AM |
| hookUup | $27.40 | 5/25/2011 7:19:55 AM |
| whatreality | $25.00 | 5/25/2011 5:04:40 AM |
| reflective-rupee | $25.01 | 5/25/2011 3:28:39 AM |
| ttrider | $26.31 | 5/25/2011 8:03:34 AM |
| Ananya | $25.00 | 5/25/2011 6:09:54 AM |
| vishal29 | $25.00 | 5/25/2011 7:57:43 AM |
| chererat | $100.00 | 5/25/2011 9:47:52 AM |
| enriching-credit9 | $75.00 | 5/25/2011 10:11:21 AM |
| JPMorrisLegacyFund | $61.02 | 5/25/2011 11:54:50 AM |
| diversification-medalist | $25.00 | 5/25/2011 11:32:34 AM |
| agalt | $50.00 | 5/25/2011 12:46:30 PM |
| lotuss4 | $25.01 | 5/25/2011 1:36:28 PM |
| 168RichCapital | $25.50 | 5/25/2011 1:40:59 PM |
| Melrosian | $35.21 | 5/25/2011 2:47:11 PM |
| Track-Layer | $75.00 | 5/25/2011 3:38:33 PM |
| payout-network1 | $97.00 | 5/25/2011 4:22:03 PM |
| Pakse | $25.00 | 5/25/2011 2:38:05 PM |
| MJTimages_com | $50.00 | 5/25/2011 3:50:11 PM |
| capital-halo1 | $1,313.54 | 5/25/2011 4:22:00 PM |
| jmichael23 | $72.42 | 5/25/2011 6:37:20 PM |
| platinum-pear4 | $25.00 | 5/25/2011 7:04:57 PM |
| money-baron | $34.28 | 5/25/2011 5:23:51 PM |
| LiveNow | $25.00 | 5/25/2011 7:12:24 PM |
| YoungTaxMan | $50.00 | 5/25/2011 7:13:17 PM |
| Bob450 | $25.04 | 5/25/2011 6:41:56 PM |
| flanative | $25.00 | 5/25/2011 7:52:01 PM |
| Maetryx | $53.06 | 5/25/2011 6:57:58 PM |
| broosky2 | $29.24 | 5/25/2011 8:15:15 PM |
| vigorous-velocity | $177.85 | 5/25/2011 8:17:06 PM |
| wise-loot-bear | $25.00 | 5/25/2011 8:21:18 PM |
| nickel-juniper | $26.00 | 5/25/2011 7:59:19 PM |
| dc7669 | $100.00 | 5/25/2011 8:29:54 PM |
| Alittleluck | $25.00 | 5/25/2011 8:11:52 PM |
| coachmike15 | $25.00 | 5/25/2011 8:45:55 PM |
| fantastic-openness | $25.00 | 5/25/2011 8:54:44 PM |
| RLaumeyer | $25.00 | 5/25/2011 7:50:02 PM |
| Legally_Blonde | $106.31 | 5/25/2011 8:08:22 PM |
| WakkaWakkaWakka | $26.90 | 5/25/2011 9:38:55 PM |
| stylish-vigilance | $35.00 | 5/25/2011 9:43:31 PM |
| TechnologyGuy | $25.00 | 5/25/2011 8:25:37 PM |
| IASKGOD | $25.00 | 5/25/2011 10:26:43 PM |
| JauaFlash | $25.00 | 5/25/2011 11:01:47 PM |
| shrewd-income | $25.00 | 5/26/2011 12:32:44 AM |
| 340 | $25.00 | 5/26/2011 2:41:08 AM |
| AFFlyboy | $42.63 | 5/25/2011 10:02:47 PM |
| Rip128 | $50.00 | 5/25/2011 10:10:09 PM |
| HardLender | $50.00 | 5/26/2011 4:06:10 AM |
| melodious-openness | $50.00 | 5/26/2011 4:54:43 AM |
| JPMorrisLegacyFund | $26.45 | 5/26/2011 12:21:29 AM |
| logical-coin6 | $500.00 | 5/26/2011 3:43:32 AM |
| himistu22 | $25.00 | 5/26/2011 4:10:43 AM |
| Chex | $107.32 | 5/26/2011 5:00:10 AM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
507830
This series of Notes was issued and sold upon the funding of the borrower loan #49919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,503 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Rspnsabilbrrwr |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation 2011
Purpose of loan:
Consolidate existing Debt down to 1 monthly payment, in doing so eliminate high interest.
My financial situation:
I am a good candidate for this loan because...I have a history of good credit. I'm determined to keep my good credit. I have no late payments. I live off of a monthly budget I prepare.
Monthly income: $ 3800
Monthly expenses: $ 400 (fuel) High Estimate
Housing: $465
Insurance: Employer Provided
Car expenses: $900 yr (2008 car with limited miles, routine maintainence) includes oil change and auto insurance
Utilities: $ 65 month
Phone, cable, internet: $ 55 month
Food, entertainment: $ 250 month
Clothing, household, potential medical expenses: $ 100 month
Credit cards and other loans: $ Currently at $400 per month but will consolidate away
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worldly-money4 | $100.00 | 5/20/2011 10:06:01 AM |
| gain-gourd | $100.00 | 5/20/2011 10:05:52 AM |
| SolarMoonshine | $25.00 | 5/20/2011 10:09:31 AM |
| favorite-commerce | $50.00 | 5/20/2011 10:39:15 AM |
| reflective-rupee | $200.00 | 5/20/2011 12:01:49 PM |
| Funds2Loan | $25.00 | 5/20/2011 1:08:37 PM |
| tigercat | $50.00 | 5/20/2011 3:59:33 PM |
| Danjack_Capital | $25.00 | 5/21/2011 10:28:49 AM |
| Unitas4302 | $50.00 | 5/22/2011 6:08:14 AM |
| brightest-dignified-penny | $25.00 | 5/23/2011 10:53:58 AM |
| thankful-nickel2 | $25.00 | 5/23/2011 7:31:35 PM |
| loss-of-control | $50.00 | 5/23/2011 7:06:58 PM |
| kinetic-social | $25.00 | 5/24/2011 10:24:56 AM |
| ethicalhumanist | $25.00 | 5/24/2011 11:53:00 AM |
| himistu22 | $25.00 | 5/24/2011 2:32:27 PM |
| finance-amusement4 | $139.89 | 5/24/2011 5:00:24 PM |
| sensible-fund | $25.00 | 5/24/2011 4:59:04 PM |
| miamibeachloaner | $25.00 | 5/20/2011 10:05:56 AM |
| 2grindstones | $25.00 | 5/20/2011 4:01:11 PM |
| yf99yz | $30.00 | 5/21/2011 11:56:02 AM |
| transformer855 | $25.00 | 5/22/2011 10:09:46 AM |
| kind-charming-value | $1,000.00 | 5/23/2011 9:45:20 AM |
| lotuss4 | $25.00 | 5/23/2011 10:43:12 AM |
| Nerdster1 | $25.11 | 5/23/2011 10:42:04 AM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:49:54 PM |
| nickel-launcher | $25.00 | 5/23/2011 8:29:25 PM |
| ZOOOM | $25.00 | 5/24/2011 6:43:46 AM |
| reflective-affluence | $25.00 | 5/24/2011 1:43:40 PM |
| calmfunds | $250.00 | 5/24/2011 1:04:22 PM |
| grampy48 | $30.00 | 5/24/2011 3:13:45 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
508246
This series of Notes was issued and sold upon the funding of the borrower loan #49792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,525.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-25-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $229.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
7 | Length of status: | 12y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,090 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wooster |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 25 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $10,050.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
640-659
(Feb-2010)
640-659
(Nov-2009)
740-759
(Sep-2008)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Credit Card Payoff Once and for all
Thanks for looking at my listing. I want to thank everyone in the Prosper community for everything we have done together over the last few years. My credit score his climbed to over 700. I have always paid with the ACH feature and Im always on time. Thanks!!
This loan will be used to pay off my last few credit cards that are 25% interest. I will save money on interest. It will be nice to know that when I pay off this loan I will be debt free (other than my home.)
I am a good candidate for this loan because I have been on my job for 12 years. I make pretty good money. I have already paid off several accounts. This will be my 4th Prosper loan.
Monthly net income: $4950
Housing: $905
Car expenses: $0 (Company Car)
Utilities: $325
Phone, cable, internet: $95
Food, entertainment: $655
Clothing, household expenses: $150
Credit cards and other loans: $522
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $2,500.00 | 5/25/2011 9:03:54 AM |
| janeybooboo | $148.00 | 5/25/2011 9:07:04 AM |
| Kash2010lu | $25.00 | 5/25/2011 9:34:26 AM |
| one-midas | $25.00 | 5/25/2011 9:52:56 AM |
| marinbb | $100.00 | 5/25/2011 10:30:20 AM |
| careful-compassion | $25.00 | 5/25/2011 10:42:00 AM |
| reflective-rupee | $200.00 | 5/25/2011 12:00:51 PM |
| SecondChanceLendingSERV | $25.00 | 5/25/2011 11:53:51 AM |
| calmfunds | $500.00 | 5/25/2011 12:54:44 PM |
| kind-charming-value | $1,400.00 | 5/25/2011 3:20:18 PM |
| EmpireInvestments | $100.00 | 5/25/2011 2:55:06 PM |
| jhouman | $25.00 | 5/25/2011 2:58:55 PM |
| Moe87 | $35.00 | 5/25/2011 3:23:11 PM |
| FinanceEngine | $43.90 | 5/25/2011 3:35:37 PM |
| genuine-integrity0 | $35.13 | 5/25/2011 3:17:08 PM |
| platinum-czar | $108.42 | 5/25/2011 4:56:57 PM |
| leverage-ectasy | $40.00 | 5/25/2011 5:02:23 PM |
| mikeandcat | $42.23 | 5/25/2011 5:46:09 PM |
| cashhelp | $40.00 | 5/25/2011 2:27:09 PM |
| economy-coup | $100.00 | 5/25/2011 9:05:14 AM |
| jgar_O | $30.00 | 5/25/2011 9:06:27 AM |
| janeybooboo | $200.00 | 5/25/2011 9:06:47 AM |
| SLN-10 | $50.00 | 5/25/2011 9:08:30 AM |
| MoneyForNothing | $32.08 | 5/25/2011 9:06:24 AM |
| fabulous-community4 | $25.00 | 5/25/2011 9:12:50 AM |
| lendstats_com | $300.00 | 5/25/2011 9:03:49 AM |
| janeybooboo | $52.00 | 5/25/2011 9:06:33 AM |
| chad-bro-chill | $30.00 | 5/25/2011 10:34:53 AM |
| corporatejim | $30.30 | 5/25/2011 10:25:20 AM |
| fairness-atmosphere | $25.00 | 5/25/2011 10:08:02 AM |
| diversification-medalist | $100.00 | 5/25/2011 12:29:30 PM |
| jpaulnyc | $87.38 | 5/25/2011 1:01:45 PM |
| marwadi-62 | $500.00 | 5/25/2011 1:20:56 PM |
| NekHoldings | $25.00 | 5/25/2011 1:27:15 PM |
| justanothersushieater | $25.00 | 5/25/2011 2:31:04 PM |
| thankful-nickel2 | $25.00 | 5/25/2011 3:44:38 PM |
| coin-bee1 | $25.00 | 5/25/2011 3:20:40 PM |
| the-enthralling-coin | $25.00 | 5/25/2011 4:43:28 PM |
| nimble-affluence4 | $40.00 | 5/25/2011 4:53:41 PM |
| magnetic-dedication3 | $25.00 | 5/25/2011 3:31:43 PM |
| EretzCapital | $93.37 | 5/25/2011 4:14:57 PM |
| Whipster | $60.00 | 5/25/2011 4:28:21 PM |
| r48 | $52.00 | 5/25/2011 5:15:36 PM |
| loan-master1 | $25.00 | 5/25/2011 6:47:01 PM |
| jcw3rd | $25.00 | 5/25/2011 4:59:41 PM |
| hookUup | $25.74 | 5/25/2011 5:00:35 PM |
| JustMee | $25.00 | 5/25/2011 6:10:30 PM |
| bughead | $25.00 | 5/25/2011 6:36:24 PM |
| loan-master1 | $24.45 | 5/25/2011 6:47:35 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
508272
This series of Notes was issued and sold upon the funding of the borrower loan #49970, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $588.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 14y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| successful-repayment5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2010)
|
|
Principal balance:
| $1,633.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Consolidate high interest credit card debt
My financial situation:
I am a good candidate for this loan because...
I have strong credit and have never defaulted or had a late payment on any of my financial obligations. This loan will reduce my monthly cash outflow by $500.00.
Monthly net income: $16379.01
Monthly expenses: $9754.00
Housing: $3967.00
Insurance: $220.00
Car expenses: $1200.00
Utilities: $380
Phone, cable, internet: $250
Food, entertainment: $1100
Clothing, household expenses: $400
Credit cards and other loans: $1537.00
Other expenses: $700.00 (gasoline)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| phaded | $25.00 | 5/24/2011 5:23:51 PM |
| economy-coup | $100.00 | 5/24/2011 5:35:02 PM |
| bb575 | $50.00 | 5/24/2011 5:26:47 PM |
| fareast_man | $25.00 | 5/24/2011 5:32:12 PM |
| tech310 | $50.00 | 5/24/2011 6:06:32 PM |
| janeybooboo | $200.00 | 5/24/2011 8:16:13 PM |
| SecondChanceLendingSERV | $29.16 | 5/25/2011 7:23:23 AM |
| BlessedEveryDay | $35.00 | 5/25/2011 9:15:31 AM |
| CA-Lender | $75.05 | 5/25/2011 9:43:11 AM |
| SolarMoonshine | $25.00 | 5/25/2011 10:06:37 AM |
| derec | $50.00 | 5/25/2011 10:07:15 AM |
| heavy_ax | $50.00 | 5/25/2011 11:48:58 AM |
| diversification-medalist | $100.00 | 5/25/2011 11:42:49 AM |
| liberty-magnate | $25.00 | 5/25/2011 1:04:43 PM |
| coin-bee1 | $25.00 | 5/25/2011 3:11:06 PM |
| hidavehi | $33.00 | 5/25/2011 3:28:32 PM |
| missing-link | $25.00 | 5/25/2011 5:08:52 PM |
| treasure-hunter270 | $25.00 | 5/25/2011 6:10:34 PM |
| naptap | $25.00 | 5/25/2011 4:50:52 PM |
| head | $25.00 | 5/25/2011 6:40:43 PM |
| asset-professor | $50.00 | 5/25/2011 6:44:47 PM |
| truth-trapper | $25.00 | 5/25/2011 6:34:36 PM |
| credit-observatory | $25.00 | 5/25/2011 7:33:18 PM |
| GInBaghdad | $25.00 | 5/25/2011 7:37:43 PM |
| platinum-zoo4 | $25.00 | 5/25/2011 6:39:31 PM |
| Bob450 | $25.04 | 5/25/2011 6:42:45 PM |
| p2ploan-sensation211 | $25.00 | 5/25/2011 6:44:26 PM |
| flanative | $25.00 | 5/25/2011 7:54:33 PM |
| gizmo65 | $25.00 | 5/25/2011 8:02:17 PM |
| coachmike15 | $50.00 | 5/25/2011 8:51:35 PM |
| auctionator1 | $25.00 | 5/25/2011 7:37:08 PM |
| RLaumeyer | $25.00 | 5/25/2011 7:51:58 PM |
| yf99yz | $45.00 | 5/25/2011 8:23:35 PM |
| mad-scientist0 | $50.00 | 5/26/2011 4:42:47 AM |
| newest-funds-powerplant | $25.00 | 5/26/2011 8:19:22 AM |
| spiff666 | $26.66 | 5/26/2011 8:49:54 AM |
| dsnybnd | $25.00 | 5/26/2011 9:20:25 AM |
| itskarma | $25.26 | 5/26/2011 9:37:49 AM |
| wellsfrugal | $50.00 | 5/26/2011 9:47:32 AM |
| tolerant-truth2 | $50.00 | 5/26/2011 10:34:13 AM |
| kinetic-agreement | $100.00 | 5/26/2011 10:47:32 AM |
| tranquil-gain1 | $100.00 | 5/26/2011 10:22:54 AM |
| moola-pillow | $75.69 | 5/26/2011 10:51:56 AM |
| worth-blanket2 | $5,000.00 | 5/25/2011 3:16:38 PM |
| worth-blanket2 | $5,690.92 | 5/26/2011 12:02:51 PM |
| orange-cordial-marketplace | $50.00 | 5/24/2011 5:50:40 PM |
| houli123 | $100.00 | 5/24/2011 11:37:56 PM |
| reflective-rupee | $173.80 | 5/25/2011 4:58:24 AM |
| myidear | $25.00 | 5/25/2011 8:24:38 AM |
| sweetlan | $25.05 | 5/25/2011 9:46:21 AM |
| VillageLending | $65.00 | 5/25/2011 10:00:28 AM |
| whatreality | $25.00 | 5/25/2011 11:40:08 AM |
| magnetic-dedication3 | $25.00 | 5/25/2011 11:51:42 AM |
| DoctorJoe | $25.00 | 5/25/2011 10:30:22 AM |
| Whipster | $30.00 | 5/25/2011 4:24:59 PM |
| reflective-rupee | $330.00 | 5/25/2011 4:38:58 PM |
| HermanstadtKid | $25.00 | 5/25/2011 5:32:48 PM |
| gloomis2 | $36.93 | 5/25/2011 5:53:04 PM |
| supersarah61 | $50.00 | 5/25/2011 6:14:54 PM |
| Pakse | $25.00 | 5/25/2011 6:20:48 PM |
| CydeOut | $50.00 | 5/25/2011 6:34:44 PM |
| sappy02 | $50.00 | 5/25/2011 7:02:18 PM |
| blue111 | $25.00 | 5/25/2011 7:08:50 PM |
| BankofRon | $50.00 | 5/25/2011 7:03:18 PM |
| squadron781 | $25.00 | 5/25/2011 5:34:54 PM |
| djkaiser | $25.00 | 5/25/2011 7:17:15 PM |
| YoungTaxMan | $200.00 | 5/25/2011 7:15:21 PM |
| paceme1 | $25.01 | 5/25/2011 7:42:46 PM |
| well-mannered-income3 | $50.00 | 5/25/2011 7:48:31 PM |
| moola-accelerator6 | $25.00 | 5/25/2011 7:51:55 PM |
| enriching-credit9 | $75.00 | 5/25/2011 7:07:11 PM |
| adir1 | $25.00 | 5/25/2011 8:34:35 PM |
| 2grindstones | $43.00 | 5/25/2011 7:17:51 PM |
| wealth-grasshopper0 | $100.00 | 5/25/2011 8:43:25 PM |
| Whitewater_Loans | $50.00 | 5/25/2011 7:37:01 PM |
| gunderstone | $25.00 | 5/25/2011 8:01:25 PM |
| jarevack | $27.71 | 5/26/2011 8:42:55 AM |
| competent-p2p | $75.00 | 5/26/2011 10:39:43 AM |
| gothampark | $25.00 | 5/26/2011 10:50:57 AM |
| brightest-luminous-cash9 | $25.00 | 5/26/2011 11:09:14 AM |
| Vans1975 | $68.94 | 5/26/2011 11:15:33 AM |
| dime-bigwig4 | $64.94 | 5/26/2011 11:22:29 AM |
| openness-antioxidant | $100.00 | 5/26/2011 10:39:27 AM |
| Zoomzoom22 | $48.84 | 5/26/2011 10:51:36 AM |
| convergentthinker | $100.00 | 5/26/2011 11:55:04 AM |
| 85 Investments
|
Borrower Payment Dependent Notes Series
508329
This series of Notes was issued and sold upon the funding of the borrower loan #49958, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-24-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 24.25% |
Monthly payment:
| $414.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.50% | | |
| |
Estimated return*:
| 14.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 31
/
26 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,954 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| n777ua |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 40% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 10
( 21% )
| 700-719
(Aug-2010)
600-619
(Mar-2008)
600-619
(Jan-2008)
580-599
(Dec-2007)
|
|
Principal balance:
| $799.71 |
31+ days late:
| 19
( 40% )
|
|
Total payments billed:
| 48 | | |
Description
Debt Consolidation
Purpose of loan:
CC debt consolidation
My financial situation:
I am a good candidate for this loan because?.I won't BS anyone here; I've had problems in the past, you can see them right here in black and white. Prosper was kind enough to let me take out a second, small loan 9 months ago and I haven?t been late once on this payment. My wife and I have been steadily employed since graduation, and or combined gross annual income is over $100k. We?re consolidating as much debt as possible to make our monthly payments more manageable.
We are both college-educated professionals that just need some help in getting our finances better organized.
Combined net income: $6000
Monthly expenses: $
Housing: $1200
Insurance: $200
Car expenses: $140
Utilities: $225
Phone, cable, internet: $125
Food, entertainment: $300
Clothing, household expenses $50
Credit cards and other loans: $1600 - student loans mostly.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $5,000.00 | 5/25/2011 3:17:10 PM |
| worth-blanket2 | $7,123.84 | 5/26/2011 1:17:29 PM |
| lendstats_com | $200.00 | 5/24/2011 5:22:54 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 5:53:09 PM |
| lloyd_s | $50.00 | 5/24/2011 7:03:00 PM |
| MissionMicroFinance | $25.00 | 5/24/2011 7:04:22 PM |
| SimpleChoice | $25.00 | 5/25/2011 7:53:08 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:28:03 AM |
| heavy_ax | $50.00 | 5/25/2011 11:48:34 AM |
| CreditBuilder2 | $100.00 | 5/25/2011 11:51:29 AM |
| Interloper | $27.00 | 5/25/2011 1:27:20 PM |
| mammalian4 | $25.00 | 5/25/2011 4:11:02 PM |
| crw1950 | $30.00 | 5/25/2011 4:36:47 PM |
| Bob450 | $25.04 | 5/25/2011 6:43:10 PM |
| capital-party6 | $100.00 | 5/25/2011 5:49:21 PM |
| SummitAdvisors | $50.00 | 5/25/2011 6:57:31 PM |
| InChicago | $50.00 | 5/25/2011 6:56:40 PM |
| wise-blazing-currency | $34.83 | 5/25/2011 5:19:21 PM |
| 350DGRZ | $25.00 | 5/25/2011 8:12:48 PM |
| famous-bill | $25.00 | 5/25/2011 10:03:30 PM |
| dc7669 | $25.00 | 5/25/2011 8:41:15 PM |
| chameleon125 | $25.00 | 5/26/2011 6:08:42 AM |
| grove064 | $100.00 | 5/26/2011 11:09:40 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:52:38 PM |
| NobisEst | $25.00 | 5/24/2011 5:48:24 PM |
| samo102us | $25.00 | 5/24/2011 7:02:30 PM |
| Abstract | $61.92 | 5/25/2011 11:43:43 AM |
| competent-p2p | $25.00 | 5/25/2011 1:12:04 PM |
| Raser | $25.00 | 5/25/2011 3:12:40 PM |
| Pakse | $25.00 | 5/25/2011 3:05:00 PM |
| Leshan | $290.34 | 5/25/2011 4:23:28 PM |
| sharp-trade0 | $25.00 | 5/25/2011 4:51:56 PM |
| NYCFinancier | $31.42 | 5/25/2011 5:13:47 PM |
| the-enthralling-coin | $25.00 | 5/25/2011 4:37:37 PM |
| CA-Lender | $25.05 | 5/25/2011 4:47:23 PM |
| asset-professor | $50.00 | 5/25/2011 6:49:29 PM |
| SolarMoonshine | $25.00 | 5/25/2011 6:12:45 PM |
| elasermd | $200.00 | 5/25/2011 6:53:48 PM |
| graceful-investment | $100.00 | 5/25/2011 6:36:09 PM |
| krd_Chicago | $50.00 | 5/25/2011 7:01:54 PM |
| YoungTaxMan | $25.00 | 5/25/2011 7:21:53 PM |
| gunderstone | $25.00 | 5/25/2011 8:00:53 PM |
| Tizzo27 | $50.00 | 5/25/2011 8:17:12 PM |
| marketplace-meridian | $25.00 | 5/25/2011 8:24:08 PM |
| abundant-velocity7 | $50.00 | 5/25/2011 8:35:25 PM |
| Zoramite | $25.00 | 5/25/2011 8:35:52 PM |
| bowler252 | $25.00 | 5/25/2011 9:06:13 PM |
| ASuperJohn | $120.00 | 5/25/2011 8:04:29 PM |
| enriching-credit9 | $75.00 | 5/25/2011 8:07:04 PM |
| loanman2007 | $150.00 | 5/26/2011 4:43:07 AM |
| YosemiteSam | $25.00 | 5/26/2011 5:11:54 AM |
| bnsfnut | $55.56 | 5/26/2011 10:56:08 AM |
| tolerant-truth2 | $50.00 | 5/26/2011 10:38:08 AM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
508407
This series of Notes was issued and sold upon the funding of the borrower loan #49818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $549.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,286 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commanding-loan1 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
|
Principal balance:
| $3,091.89 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt Consolidation
Purpose of loan: Debt consolidation
This loan will be used to pay off existing business debt and consolidate into one payment, and reduce interest.
My financial situation:
I am a good candidate for this loan because I have good credit, and I have solid income coming in to pay this loan. I have been paying the 3 loans I currently have without issue.
Monthly net income: $10700
Monthly expenses: $included below
Housing: $880
Insurance: $200
Car expenses: $ 0
Utilities: $110
Phone, cable, internet: $ 100
Credit cards and other loans: $490
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $7,105.72 | 5/26/2011 12:03:46 PM |
| yield-implementer8 | $100.00 | 5/25/2011 9:06:12 AM |
| yield-implementer8 | $100.00 | 5/25/2011 9:06:07 AM |
| Whipster | $30.00 | 5/25/2011 4:26:38 PM |
| reflective-rupee | $400.00 | 5/25/2011 4:36:47 PM |
| houli123 | $350.00 | 5/25/2011 6:14:18 PM |
| wkeboarder21 | $50.00 | 5/25/2011 6:46:45 PM |
| Sol_Invictus | $25.00 | 5/25/2011 8:27:54 PM |
| abundant-velocity7 | $50.00 | 5/25/2011 8:35:26 PM |
| massuot | $25.00 | 5/26/2011 2:48:18 AM |
| LittleMingo | $25.00 | 5/26/2011 10:07:15 AM |
| the-serene-transaction | $33.46 | 5/26/2011 11:53:26 AM |
| worth-blanket2 | $5,000.00 | 5/25/2011 3:16:56 PM |
| orange-cordial-marketplace | $50.00 | 5/25/2011 9:10:03 AM |
| commitment-orca7 | $100.00 | 5/25/2011 9:11:40 AM |
| professional-coin1 | $25.00 | 5/25/2011 9:13:57 AM |
| NobisEst | $25.00 | 5/25/2011 9:08:33 AM |
| qsolo | $200.00 | 5/25/2011 9:10:05 AM |
| janeybooboo | $100.00 | 5/25/2011 9:11:49 AM |
| loyalty-sherpa | $25.00 | 5/25/2011 9:12:11 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:28:07 AM |
| JustMee | $25.00 | 5/25/2011 1:12:39 PM |
| magnetic-dedication3 | $25.00 | 5/25/2011 12:32:28 PM |
| hidavehi | $26.64 | 5/25/2011 3:28:36 PM |
| thankful-nickel2 | $25.00 | 5/25/2011 3:49:01 PM |
| coin-bee1 | $25.00 | 5/25/2011 3:23:04 PM |
| integrity-enclave | $25.00 | 5/25/2011 4:55:01 PM |
| graceful-investment | $100.00 | 5/25/2011 6:36:46 PM |
| Bob450 | $25.04 | 5/25/2011 6:43:46 PM |
| head | $25.00 | 5/25/2011 6:44:34 PM |
| p2ploan-sensation211 | $50.00 | 5/25/2011 6:45:57 PM |
| elasermd | $100.00 | 5/25/2011 6:52:09 PM |
| krd_Chicago | $100.00 | 5/25/2011 7:00:50 PM |
| calbertrand | $25.00 | 5/25/2011 7:43:15 PM |
| asset-professor | $50.00 | 5/25/2011 6:52:50 PM |
| auctionator1 | $25.00 | 5/25/2011 7:04:18 PM |
| BankofRon | $25.00 | 5/25/2011 7:09:14 PM |
| DannyPhantom | $100.00 | 5/25/2011 9:02:49 PM |
| 350DGRZ | $25.00 | 5/25/2011 8:12:49 PM |
| famous-bill | $25.00 | 5/25/2011 10:03:31 PM |
| lava414 | $25.00 | 5/25/2011 11:27:35 PM |
| chameleon125 | $25.00 | 5/26/2011 6:10:07 AM |
| tranquil-gain1 | $100.00 | 5/26/2011 9:51:37 AM |
| openness-antioxidant | $100.00 | 5/26/2011 10:30:41 AM |
| convergentthinker | $54.14 | 5/26/2011 11:54:35 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
508436
This series of Notes was issued and sold upon the funding of the borrower loan #49744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,142 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| greatest-unequaled-camaraderi |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2009)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Property Tax Escrow Shortage
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,069.95 | 5/25/2011 3:13:19 PM |
| JustMee | $25.00 | 5/24/2011 5:23:18 PM |
| ultimate-peace | $25.00 | 5/24/2011 5:20:11 PM |
| fareast_man | $25.00 | 5/24/2011 5:32:14 PM |
| janeybooboo | $100.00 | 5/24/2011 8:22:25 PM |
| designer_10 | $25.00 | 5/24/2011 8:48:06 PM |
| CA-Lender | $25.05 | 5/24/2011 8:59:42 PM |
| reflective-rupee | $25.00 | 5/24/2011 11:05:03 PM |
| janeybooboo | $100.00 | 5/24/2011 8:21:53 PM |
| SolarMoonshine | $25.00 | 5/25/2011 3:59:51 AM |
| a-restless-dollar | $25.00 | 5/25/2011 2:34:43 PM |
| CoolPlexer | $25.00 | 5/24/2011 5:49:51 PM |
| alexgalt | $100.00 | 5/24/2011 5:26:30 PM |
| economy-coup | $30.00 | 5/24/2011 5:48:10 PM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:24:05 PM |
| Moe87 | $25.00 | 5/25/2011 3:41:44 AM |
| EJF | $50.00 | 5/25/2011 6:30:13 AM |
| tranquil-gain1 | $100.00 | 5/25/2011 7:20:33 AM |
| kinetic-social | $25.00 | 5/25/2011 1:35:39 PM |
| Pakse | $25.00 | 5/25/2011 3:05:44 PM |
| pthighs | $100.00 | 5/25/2011 2:55:36 PM |
| red-favorable-basis | $25.00 | 5/25/2011 2:33:16 PM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
508475
This series of Notes was issued and sold upon the funding of the borrower loan #49747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,150 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| forthright-dime16 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2010)
|
|
Principal balance:
| $2,680.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Taking care of the rest of my bills
Purpose of loan:
This loan will be used to...take care of the rest of my bills that I owe on. I recently had to have surgery and the hospital bills are out of this world.
My financial situation: Is alright. I am paying on all the bills. Just want to make 1 payment instead of 5
I am a good candidate for this loan because... I have another loan with prosper and I have done really good paying it off and have not been late once.
Monthly net income: $25750.00
Monthly expenses: $1000.00
Housing: $650.00
Insurance: $65.00
Car expenses: $100.00
Utilities: $125.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $257.11
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vine99 | $65.00 | 5/24/2011 5:23:23 PM |
| yield-implementer8 | $100.00 | 5/24/2011 5:29:39 PM |
| yield-implementer8 | $100.00 | 5/24/2011 5:29:32 PM |
| tech310 | $50.00 | 5/24/2011 6:06:41 PM |
| janeybooboo | $52.00 | 5/24/2011 5:30:54 PM |
| MissionMicroFinance | $25.00 | 5/24/2011 7:04:19 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:52:40 PM |
| Panna | $25.00 | 5/24/2011 7:05:57 PM |
| credit-bliss8 | $25.00 | 5/24/2011 6:10:59 PM |
| phaded | $25.00 | 5/24/2011 7:00:51 PM |
| samo102us | $25.00 | 5/24/2011 7:02:28 PM |
| chestnut4 | $25.00 | 5/24/2011 8:39:39 PM |
| AK49-JW | $30.00 | 5/25/2011 12:15:23 AM |
| gold-conga | $50.00 | 5/25/2011 5:57:58 AM |
| jdrez | $25.00 | 5/25/2011 7:52:44 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:28:05 AM |
| Sol_Invictus | $25.00 | 5/25/2011 12:41:11 PM |
| a-restless-dollar | $25.00 | 5/25/2011 2:35:20 PM |
| novice-speculator | $25.00 | 5/25/2011 3:11:31 PM |
| gold-fluffy-bunny4 | $50.00 | 5/25/2011 3:26:34 PM |
| FinanceEngine | $40.00 | 5/25/2011 3:32:28 PM |
| q4golf | $25.00 | 5/25/2011 3:18:29 PM |
| designer_10 | $25.00 | 5/25/2011 2:36:09 PM |
| EretzCapital | $0.25 | 5/25/2011 4:13:37 PM |
| top-vigorous-platinum | $25.25 | 5/25/2011 3:56:55 PM |
| worth-blanket2 | $4,900.00 | 5/25/2011 3:14:16 PM |
| qsolo | $200.00 | 5/24/2011 5:50:43 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 5:53:11 PM |
| robust-trade | $133.84 | 5/24/2011 6:55:26 PM |
| Digs | $25.00 | 5/24/2011 6:58:32 PM |
| r48 | $25.00 | 5/24/2011 5:49:01 PM |
| investment-artist | $25.01 | 5/24/2011 5:50:12 PM |
| lloyd_s | $50.00 | 5/24/2011 7:02:59 PM |
| hyla15 | $25.00 | 5/24/2011 6:55:52 PM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:29:38 PM |
| market-solstice2 | $25.00 | 5/24/2011 8:39:03 PM |
| cello1 | $25.00 | 5/24/2011 8:39:32 PM |
| janeybooboo | $148.00 | 5/24/2011 8:20:15 PM |
| SimpleChoice | $25.00 | 5/24/2011 8:12:54 PM |
| unforgettable-order9 | $30.65 | 5/24/2011 8:40:54 PM |
| a-healthy-affluence | $50.00 | 5/25/2011 7:52:51 AM |
| pthighs | $100.00 | 5/25/2011 2:57:01 PM |
| a-versatile-power | $25.00 | 5/25/2011 3:19:51 PM |
| red-favorable-basis | $25.00 | 5/25/2011 2:35:36 PM |
| cleo1255 | $50.00 | 5/25/2011 3:52:50 PM |
| mammalian4 | $25.00 | 5/25/2011 4:09:34 PM |
| dynrep | $25.00 | 5/25/2011 4:03:09 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
494605
This series of Notes was issued and sold upon the funding of the borrower loan #49773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $138.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,896 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-transparent-bid |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CFG4L1183
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: $500
Housing: $0
Insurance: $106
Car expenses: $100
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wealth-renaissance5 | $25.00 | 5/3/2011 5:05:23 PM |
| Tradesmanlender | $25.00 | 5/3/2011 5:08:36 PM |
| organized-payment6 | $50.00 | 5/3/2011 5:07:55 PM |
| bonus-demon | $25.00 | 5/3/2011 5:09:45 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:05:52 PM |
| caring-hope2 | $50.00 | 5/3/2011 7:45:57 PM |
| jayk63 | $25.00 | 5/3/2011 5:42:33 PM |
| favorite-commerce | $25.00 | 5/3/2011 7:59:53 PM |
| serene-capital | $25.00 | 5/4/2011 11:06:19 AM |
| tomdooley12520 | $25.00 | 5/4/2011 4:17:03 PM |
| payment-freshmaker | $25.00 | 5/4/2011 5:24:30 PM |
| cwegert | $25.00 | 5/5/2011 3:23:45 PM |
| Iquique | $34.91 | 5/7/2011 9:41:52 AM |
| Interloper | $27.00 | 5/8/2011 1:31:14 PM |
| friendinmoney | $25.00 | 5/9/2011 3:20:45 PM |
| myworld701 | $25.00 | 5/10/2011 5:11:53 AM |
| BxRealtor | $25.00 | 5/10/2011 7:02:23 AM |
| CPA-Banker | $25.00 | 5/10/2011 10:08:43 AM |
| payout-motivator0 | $75.00 | 5/10/2011 1:35:43 PM |
| rescue | $100.00 | 5/10/2011 6:55:16 PM |
| miamibeachloaner | $50.00 | 5/11/2011 9:31:49 AM |
| Halehuaka_i | $50.00 | 5/12/2011 1:14:59 AM |
| omahajay | $25.00 | 5/11/2011 11:28:20 PM |
| CashBank | $25.00 | 5/12/2011 8:38:07 AM |
| superb-funds335 | $25.00 | 5/12/2011 9:16:50 AM |
| friendinmoney | $25.00 | 5/12/2011 9:54:23 AM |
| chicco | $100.00 | 5/12/2011 12:54:51 PM |
| ahansen | $25.00 | 5/12/2011 4:04:42 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:55:55 PM |
| ethicalhumanist | $50.00 | 5/12/2011 4:02:52 PM |
| powerful-finance7 | $25.00 | 5/12/2011 4:40:31 PM |
| thankful-nickel2 | $25.00 | 5/12/2011 4:43:29 PM |
| transformer855 | $25.00 | 5/12/2011 6:14:30 PM |
| MadHun | $100.00 | 5/12/2011 8:14:53 PM |
| mobius_titan | $25.00 | 5/13/2011 1:34:56 AM |
| kulender | $50.00 | 5/13/2011 7:01:01 AM |
| The_dude_01 | $30.87 | 5/13/2011 9:50:42 AM |
| steady-funds3 | $29.70 | 5/13/2011 2:16:56 PM |
| 850 | $50.00 | 5/13/2011 1:54:27 PM |
| boater01 | $50.00 | 5/13/2011 5:09:18 PM |
| seineil | $50.00 | 5/13/2011 5:19:20 PM |
| orange-courageous-dedication | $50.00 | 5/13/2011 5:23:46 PM |
| dedication-elixir | $50.00 | 5/14/2011 12:20:51 AM |
| Cai8899 | $30.00 | 5/14/2011 7:49:46 AM |
| lagnisiruk | $25.00 | 5/14/2011 8:19:39 AM |
| brightest-dynamic-peace | $25.00 | 5/14/2011 9:49:27 AM |
| sinner_c5 | $25.00 | 5/14/2011 10:50:04 AM |
| Bidwinner08 | $36.79 | 5/14/2011 10:57:06 AM |
| newest-funds-powerplant | $25.00 | 5/14/2011 4:04:37 PM |
| camaraderi-atmosphere | $50.00 | 5/14/2011 4:44:29 PM |
| entertaining-greenback2 | $25.00 | 5/14/2011 8:04:46 PM |
| Toony | $25.00 | 5/14/2011 8:10:44 PM |
| agbullet55443 | $100.00 | 5/14/2011 9:03:32 PM |
| sharp-reward920 | $36.74 | 5/14/2011 10:58:00 PM |
| EngineersAlliance | $100.00 | 5/3/2011 5:05:48 PM |
| Gibbyland | $100.00 | 5/3/2011 5:07:59 PM |
| availableloan | $25.00 | 5/3/2011 6:09:09 PM |
| SolarMoonshine | $25.00 | 5/3/2011 6:04:25 PM |
| vutah | $25.00 | 5/3/2011 9:17:12 PM |
| Sol_Invictus | $25.00 | 5/4/2011 5:06:18 AM |
| fishcreek | $25.00 | 5/5/2011 2:07:48 AM |
| upbeat-finance8 | $25.00 | 5/5/2011 7:57:38 PM |
| Leopoldine | $25.00 | 5/6/2011 12:29:51 PM |
| NiceNate | $100.00 | 5/8/2011 10:07:05 AM |
| EJF | $50.00 | 5/9/2011 7:07:46 AM |
| qsolo | $200.00 | 5/9/2011 9:40:59 AM |
| QsDad | $25.00 | 5/9/2011 1:08:30 PM |
| first-upright-payout | $25.00 | 5/10/2011 5:33:31 AM |
| RandyL3 | $25.00 | 5/10/2011 7:03:58 AM |
| engaging-worth | $25.00 | 5/10/2011 9:00:55 AM |
| AFairDeal | $50.00 | 5/10/2011 5:45:59 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:20:55 AM |
| math1973 | $50.00 | 5/11/2011 9:36:25 AM |
| smurf163 | $25.00 | 5/11/2011 10:40:19 PM |
| credit-investor5 | $30.00 | 5/12/2011 12:40:40 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:41:50 AM |
| BuffetRocks | $100.00 | 5/12/2011 10:00:11 AM |
| Investor509 | $25.00 | 5/12/2011 12:55:51 PM |
| american6 | $100.00 | 5/12/2011 1:37:33 PM |
| FigTree | $50.00 | 5/12/2011 2:20:12 PM |
| veritek | $29.00 | 5/13/2011 9:54:49 AM |
| mrbanker | $50.00 | 5/13/2011 9:59:04 AM |
| Nusk | $30.00 | 5/13/2011 12:28:02 PM |
| discrete-basis1 | $50.00 | 5/13/2011 5:30:38 PM |
| santhana | $26.38 | 5/13/2011 5:32:15 PM |
| eclicknsave | $25.00 | 5/13/2011 6:06:21 PM |
| LSAR | $27.97 | 5/14/2011 3:19:40 AM |
| bullwink27 | $25.00 | 5/14/2011 3:36:53 AM |
| Domgabriel | $25.00 | 5/14/2011 4:18:33 AM |
| uralrider | $30.64 | 5/14/2011 6:10:24 AM |
| jt88 | $50.00 | 5/14/2011 4:09:21 PM |
| the-auction-bear | $25.00 | 5/14/2011 4:50:13 PM |
| reinforced-investment4 | $25.00 | 5/14/2011 6:04:36 PM |
| yu-rik | $100.00 | 5/14/2011 7:59:56 PM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
500621
This series of Notes was issued and sold upon the funding of the borrower loan #49949, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $129.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.37% | | |
| |
Estimated return*:
| 5.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 820-839 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| prontopig |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to assist me with paying some medical bills as well the majority of my balance on a high interest credit card.
My financial situation:
I am a good candidate for this loan because i have excess cash after all my bills are paid. I have 1200 dollars a month remaining after all of my monthly expenses are paid
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $60.00 | 5/9/2011 9:05:59 AM |
| NiceNate | $100.00 | 5/9/2011 9:17:59 AM |
| availableloan | $25.00 | 5/9/2011 9:22:04 AM |
| Tradesmanlender | $35.00 | 5/9/2011 9:17:46 AM |
| cwegert | $25.00 | 5/9/2011 10:22:26 AM |
| Interloper | $27.00 | 5/9/2011 10:24:04 AM |
| bonus-demon | $25.00 | 5/9/2011 10:01:15 AM |
| vutah | $25.00 | 5/9/2011 4:57:59 PM |
| caring-hope2 | $50.00 | 5/9/2011 9:05:37 PM |
| Moneypenny6 | $25.00 | 5/10/2011 6:47:02 AM |
| revenue-channel8 | $31.85 | 5/10/2011 6:05:47 AM |
| reflective-rupee | $25.00 | 5/10/2011 5:23:26 PM |
| bradfid | $25.00 | 5/12/2011 7:50:59 AM |
| kind-magnificent-bid | $61.05 | 5/12/2011 9:44:21 AM |
| FigTree | $50.00 | 5/13/2011 5:28:16 PM |
| benjamins-utopia | $50.00 | 5/13/2011 5:28:33 PM |
| kulender | $50.00 | 5/14/2011 9:21:23 AM |
| Bank42 | $25.00 | 5/14/2011 10:41:07 AM |
| agbullet55443 | $100.00 | 5/14/2011 9:07:23 PM |
| math1973 | $50.00 | 5/16/2011 10:31:02 AM |
| zippy-revenue8 | $25.00 | 5/16/2011 11:36:55 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:16 AM |
| currency-persimmon | $34.00 | 5/16/2011 1:10:22 PM |
| Firescreek | $25.00 | 5/16/2011 1:46:41 PM |
| Cai8899 | $30.00 | 5/16/2011 5:44:03 PM |
| boylezz | $50.00 | 5/17/2011 8:01:44 AM |
| agreement-guild | $100.00 | 5/17/2011 9:48:21 AM |
| newest-funds-powerplant | $25.00 | 5/17/2011 1:33:43 PM |
| maldok1 | $25.00 | 5/18/2011 2:06:13 PM |
| El_Maestro | $25.00 | 5/18/2011 2:29:19 PM |
| rce1964 | $25.00 | 5/19/2011 10:09:40 AM |
| radforj22 | $25.00 | 5/19/2011 10:25:00 AM |
| Katburg | $50.00 | 5/19/2011 10:53:43 AM |
| PaulW | $25.00 | 5/19/2011 1:19:43 PM |
| r48 | $26.00 | 5/19/2011 3:36:18 PM |
| maplehouse | $28.64 | 5/19/2011 5:36:04 PM |
| intuitive-integrity9 | $50.00 | 5/19/2011 5:36:29 PM |
| BaxterEvil | $25.00 | 5/19/2011 5:38:16 PM |
| betaoption | $25.00 | 5/19/2011 7:21:14 PM |
| rcj1411 | $108.58 | 5/19/2011 7:23:12 PM |
| Nyarpy | $25.00 | 5/20/2011 7:49:22 AM |
| BxRealtor | $25.00 | 5/20/2011 9:12:22 AM |
| sappy02 | $25.00 | 5/20/2011 9:18:17 AM |
| ErsatzMike | $50.00 | 5/20/2011 10:11:40 AM |
| gogene2002 | $25.00 | 5/20/2011 10:25:37 AM |
| Railbird | $25.00 | 5/20/2011 10:36:55 AM |
| payout-motivator0 | $75.00 | 5/20/2011 10:37:49 AM |
| ijspence | $25.00 | 5/20/2011 11:15:00 AM |
| elvisloans | $25.00 | 5/20/2011 12:22:13 PM |
| marwadi-62 | $150.00 | 5/20/2011 12:31:32 PM |
| knowledgeable-payment7 | $25.00 | 5/20/2011 12:51:29 PM |
| rate-caravan7 | $50.00 | 5/20/2011 3:19:28 PM |
| vollynet | $60.00 | 5/20/2011 3:08:08 PM |
| worldly-income2 | $25.00 | 5/20/2011 3:30:39 PM |
| lisanate | $25.00 | 5/20/2011 5:39:48 PM |
| benjamin67 | $25.00 | 5/20/2011 5:40:14 PM |
| wwwUniversal | $25.00 | 5/20/2011 5:33:59 PM |
| qsolo | $200.00 | 5/9/2011 9:39:46 AM |
| freetolive | $25.00 | 5/9/2011 12:28:31 PM |
| indomitable-coin | $25.00 | 5/9/2011 3:35:07 PM |
| rescue | $100.00 | 5/10/2011 6:56:44 PM |
| Peterman | $25.00 | 5/13/2011 3:59:19 PM |
| stevenm8 | $25.00 | 5/14/2011 12:45:29 PM |
| AFairDeal | $50.00 | 5/16/2011 5:45:12 PM |
| honorable-vigilance | $30.00 | 5/17/2011 8:15:34 AM |
| enthralling-deal180 | $25.00 | 5/17/2011 7:16:06 PM |
| dreamhope | $25.00 | 5/18/2011 7:18:55 AM |
| johnZ222 | $75.12 | 5/18/2011 12:18:51 PM |
| blue-nourishing-principal | $100.00 | 5/18/2011 5:53:33 PM |
| american6 | $100.00 | 5/18/2011 6:26:25 PM |
| tech310 | $50.00 | 5/19/2011 1:37:14 AM |
| AsianDragon | $35.00 | 5/19/2011 1:22:07 AM |
| dasbuntenheim | $35.98 | 5/19/2011 8:26:35 AM |
| g314 | $25.00 | 5/19/2011 10:08:29 AM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 10:03:37 AM |
| wayman | $50.00 | 5/19/2011 10:13:44 AM |
| first-upright-payout | $25.00 | 5/19/2011 10:20:27 AM |
| w3alter | $50.00 | 5/19/2011 11:01:32 AM |
| damage | $25.00 | 5/19/2011 11:02:02 AM |
| Cypher041 | $25.00 | 5/19/2011 1:02:23 PM |
| sisepuede | $25.00 | 5/19/2011 2:27:44 PM |
| loyalty-czar | $48.16 | 5/20/2011 6:10:52 AM |
| Pennywize | $50.00 | 5/20/2011 9:29:47 AM |
| donicurioso | $50.00 | 5/20/2011 9:46:44 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 10:10:59 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:23:58 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:06 PM |
| top-epic-community | $50.00 | 5/20/2011 5:37:28 PM |
| five-star-principal0 | $50.00 | 5/20/2011 5:39:12 PM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
502295
This series of Notes was issued and sold upon the funding of the borrower loan #49765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,530.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-12-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 12.40% |
Borrower rate/APR:
| 13.40% / 14.77% |
Monthly payment:
| $195.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.36% | | |
| |
Estimated return*:
| 8.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $786 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fabulous-investment230 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Timeshare Purchase
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/12/2011 9:11:35 AM |
| unafraid-return496 | $25.00 | 5/12/2011 10:00:36 AM |
| BuildingShanghai | $25.00 | 5/12/2011 7:41:44 PM |
| indomitable-coin | $25.00 | 5/13/2011 4:24:26 PM |
| kulender | $50.00 | 5/14/2011 9:22:47 AM |
| Interloper | $27.00 | 5/14/2011 2:54:04 PM |
| Peterman | $25.00 | 5/16/2011 5:44:36 PM |
| rescue | $100.00 | 5/16/2011 5:44:23 PM |
| yield-implementer8 | $100.00 | 5/17/2011 9:41:28 AM |
| spaceboy033 | $25.00 | 5/17/2011 11:19:09 AM |
| bonus-demon | $25.00 | 5/18/2011 12:58:23 PM |
| tech310 | $50.00 | 5/19/2011 1:49:33 AM |
| 6moonbeams | $100.00 | 5/19/2011 5:40:59 PM |
| Jay_Tee | $50.00 | 5/20/2011 11:48:26 AM |
| caring-hope2 | $50.00 | 5/21/2011 2:52:59 PM |
| radforj22 | $25.00 | 5/21/2011 3:18:33 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:26 PM |
| asciguide | $96.70 | 5/23/2011 4:11:36 PM |
| uberrific | $50.00 | 5/23/2011 7:25:30 PM |
| math1973 | $50.00 | 5/23/2011 8:44:43 PM |
| FigTree | $50.00 | 5/23/2011 8:13:55 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:45 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:27:01 AM |
| g314 | $25.00 | 5/24/2011 10:13:49 AM |
| natecam | $25.00 | 5/24/2011 10:33:23 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:31 AM |
| Buffer10 | $75.00 | 5/24/2011 11:15:47 AM |
| nickel-position | $25.00 | 5/24/2011 12:57:55 PM |
| enthralling-deal180 | $25.00 | 5/24/2011 8:24:47 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:18:47 PM |
| smart-kindness8 | $50.00 | 5/25/2011 3:18:20 AM |
| silver-armada | $50.00 | 5/25/2011 3:48:28 AM |
| sociallender | $25.00 | 5/25/2011 9:27:53 AM |
| Ripsaw4U | $50.00 | 5/25/2011 9:30:28 AM |
| blue-nourishing-principal | $68.76 | 5/25/2011 10:03:04 AM |
| boater01 | $50.00 | 5/25/2011 10:03:24 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:27:22 AM |
| maldok1 | $25.00 | 5/25/2011 10:03:15 AM |
| superb-funds335 | $25.00 | 5/25/2011 10:03:19 AM |
| basis-wizard8 | $50.00 | 5/25/2011 10:03:34 AM |
| lagnisiruk | $25.00 | 5/25/2011 12:18:56 PM |
| sappy02 | $25.00 | 5/25/2011 12:19:34 PM |
| mmellace | $50.00 | 5/25/2011 12:20:49 PM |
| ferdberfel | $50.00 | 5/25/2011 10:29:12 AM |
| soccermom33 | $25.00 | 5/25/2011 10:30:00 AM |
| fairness-drum | $50.00 | 5/25/2011 10:32:50 AM |
| BuffetRocks | $100.00 | 5/25/2011 12:19:05 PM |
| listing-trapper3 | $50.00 | 5/25/2011 12:57:41 PM |
| reinforced-investment4 | $25.00 | 5/25/2011 12:19:46 PM |
| first-upright-payout | $25.00 | 5/25/2011 12:20:00 PM |
| dinero-speaker | $25.00 | 5/25/2011 12:58:31 PM |
| unassuming-capital3 | $50.00 | 5/25/2011 1:02:27 PM |
| fcukciti | $25.00 | 5/25/2011 12:31:17 PM |
| wonderful-return5 | $50.00 | 5/25/2011 1:02:46 PM |
| anwn | $50.00 | 5/25/2011 1:04:00 PM |
| mooselegs19 | $50.00 | 5/25/2011 1:04:26 PM |
| benjo | $50.00 | 5/25/2011 12:31:39 PM |
| exchange-pledge | $50.00 | 5/25/2011 1:04:38 PM |
| systemlender | $50.00 | 5/25/2011 12:32:15 PM |
| mangas | $50.00 | 5/25/2011 1:05:58 PM |
| careful-note | $100.00 | 5/25/2011 1:07:07 PM |
| RedCentre | $122.49 | 5/25/2011 1:20:11 PM |
| dedication-ninja7 | $50.00 | 5/25/2011 12:55:44 PM |
| KVEER | $25.00 | 5/25/2011 12:18:52 PM |
| successful-wealth7 | $50.00 | 5/25/2011 12:59:04 PM |
| ahansen | $25.00 | 5/25/2011 12:19:49 PM |
| chicco | $100.00 | 5/25/2011 12:19:55 PM |
| goingplaces99 | $25.00 | 5/25/2011 1:25:49 PM |
| cathexis | $25.00 | 5/25/2011 1:26:07 PM |
| mehre | $50.00 | 5/25/2011 1:02:28 PM |
| wtrboy | $50.00 | 5/25/2011 1:02:41 PM |
| Ivan2007 | $25.00 | 5/25/2011 1:03:17 PM |
| invincible-dough | $50.00 | 5/25/2011 1:03:34 PM |
| hardwareman | $50.00 | 5/25/2011 1:04:48 PM |
| wayman | $50.00 | 5/25/2011 12:32:07 PM |
| beaker | $50.00 | 5/25/2011 12:54:08 PM |
| Zayatz | $50.00 | 5/25/2011 1:25:52 PM |
| damanq | $25.00 | 5/25/2011 12:57:17 PM |
| camaraderi-atmosphere | $50.00 | 5/25/2011 12:59:01 PM |
| Slend49 | $25.00 | 5/25/2011 1:02:30 PM |
| Tech-Entrepreneur | $25.00 | 5/25/2011 2:38:33 PM |
| flexible-value | $100.00 | 5/25/2011 1:03:26 PM |
| tlp43 | $50.00 | 5/25/2011 1:03:47 PM |
| Weaverville | $25.00 | 5/25/2011 1:05:42 PM |
| thankful-nickel2 | $25.00 | 5/25/2011 3:45:40 PM |
| Sierrahh | $50.00 | 5/25/2011 4:31:49 PM |
| wise-rupee-sanctuary | $31.08 | 5/25/2011 3:35:16 PM |
| astute-benjamins | $25.00 | 5/25/2011 3:35:55 PM |
| drkosh | $25.00 | 5/25/2011 4:57:31 PM |
| nutandhoney | $25.00 | 5/25/2011 5:21:33 PM |
| Earn_money | $25.00 | 5/25/2011 5:03:15 PM |
| agreement-network | $50.00 | 5/25/2011 5:13:27 PM |
| helidude | $25.00 | 5/25/2011 6:27:40 PM |
| Bank_Of_XL | $50.00 | 5/12/2011 1:13:01 PM |
| yield-implementer8 | $100.00 | 5/17/2011 9:46:28 AM |
| Rogesparkguy | $25.00 | 5/19/2011 11:02:11 AM |
| damage | $25.00 | 5/19/2011 11:02:17 AM |
| FinDoc | $25.00 | 5/19/2011 6:18:46 PM |
| brightest-dynamic-peace | $25.00 | 5/20/2011 9:18:04 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:59 PM |
| AFairDeal | $50.00 | 5/21/2011 11:28:17 AM |
| kind-magnificent-bid | $100.00 | 5/21/2011 11:31:31 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:40 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:42 PM |
| BxRealtor | $25.00 | 5/23/2011 12:31:00 PM |
| E2BGR8 | $25.00 | 5/23/2011 7:14:31 PM |
| benjamins-utopia | $50.00 | 5/23/2011 8:14:34 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:20 PM |
| derwiki | $25.00 | 5/23/2011 10:34:29 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:46:04 AM |
| macmaner | $50.00 | 5/24/2011 9:52:30 AM |
| The_dude_01 | $25.00 | 5/24/2011 10:13:17 AM |
| SmartInMoney | $25.00 | 5/24/2011 11:08:40 AM |
| gain-expert | $60.00 | 5/24/2011 4:06:05 PM |
| generous-deal6 | $50.00 | 5/24/2011 8:22:49 PM |
| Havana21 | $25.00 | 5/24/2011 7:55:09 PM |
| riproaringrapids | $25.00 | 5/25/2011 1:18:02 AM |
| don8ter | $25.00 | 5/24/2011 9:54:12 PM |
| genius520 | $50.00 | 5/24/2011 8:44:42 PM |
| JustMee | $25.00 | 5/25/2011 6:42:23 AM |
| Cai8899 | $30.00 | 5/25/2011 9:48:50 AM |
| BlackCat36 | $50.00 | 5/25/2011 9:58:36 AM |
| elasermd | $50.00 | 5/25/2011 9:58:45 AM |
| BaxterEvil | $25.00 | 5/25/2011 9:59:22 AM |
| american6 | $100.00 | 5/25/2011 10:03:11 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:24:39 AM |
| BenefactorX | $25.00 | 5/25/2011 10:26:03 AM |
| PThor | $25.00 | 5/25/2011 9:58:40 AM |
| rogue_monster | $50.00 | 5/25/2011 10:31:56 AM |
| loan-rider7 | $25.00 | 5/25/2011 10:29:49 AM |
| the-silver-blaster | $50.00 | 5/25/2011 10:03:26 AM |
| GrayStudio | $25.00 | 5/25/2011 10:06:56 AM |
| bicyclist2270 | $25.00 | 5/25/2011 12:18:11 PM |
| wise-extraordinary-loot | $50.00 | 5/25/2011 12:18:50 PM |
| miamibeachloaner | $50.00 | 5/25/2011 12:19:56 PM |
| irrision | $25.00 | 5/25/2011 10:25:29 AM |
| cosmof16 | $25.00 | 5/25/2011 12:32:34 PM |
| HeadHunter | $75.00 | 5/25/2011 11:12:50 AM |
| innocent-loot | $50.00 | 5/25/2011 12:53:32 PM |
| myworld701 | $25.00 | 5/25/2011 12:54:50 PM |
| wealth-influencer | $50.00 | 5/25/2011 12:57:31 PM |
| MadHun | $100.00 | 5/25/2011 12:19:39 PM |
| payout-motivator0 | $75.00 | 5/25/2011 12:19:58 PM |
| bigphish | $50.00 | 5/25/2011 12:58:56 PM |
| community-pipeline | $25.00 | 5/25/2011 1:02:38 PM |
| bid-computer | $50.00 | 5/25/2011 1:04:19 PM |
| meenan | $25.00 | 5/25/2011 12:32:14 PM |
| lowrate | $50.00 | 5/25/2011 1:06:09 PM |
| jt88 | $50.00 | 5/25/2011 1:06:46 PM |
| discrete-basis1 | $50.00 | 5/25/2011 12:58:59 PM |
| repayment-genius7 | $25.00 | 5/25/2011 12:19:00 PM |
| dedication-elixir | $50.00 | 5/25/2011 12:19:42 PM |
| mrbanker | $50.00 | 5/25/2011 12:19:53 PM |
| orbital-velocity7 | $50.00 | 5/25/2011 1:25:48 PM |
| reflective-cash0 | $50.00 | 5/25/2011 1:02:23 PM |
| Mostyle | $25.00 | 5/25/2011 1:02:39 PM |
| doncm | $50.00 | 5/25/2011 1:03:08 PM |
| chekat | $25.00 | 5/25/2011 1:04:09 PM |
| orange-courageous-dedication | $50.00 | 5/25/2011 1:07:02 PM |
| agreement-guild | $100.00 | 5/25/2011 12:32:16 PM |
| drseuzz | $50.00 | 5/25/2011 12:38:21 PM |
| newest-bountiful-basis | $25.00 | 5/25/2011 12:54:23 PM |
| oracle3 | $50.00 | 5/25/2011 1:26:00 PM |
| intuitive-integrity9 | $50.00 | 5/25/2011 1:26:08 PM |
| mangas | $50.00 | 5/25/2011 12:58:53 PM |
| radiant-cash | $50.00 | 5/25/2011 1:03:00 PM |
| sunnyboy_7478 | $50.00 | 5/25/2011 1:03:31 PM |
| kscc183 | $25.00 | 5/25/2011 2:44:44 PM |
| the-enterprising-leverage | $50.00 | 5/25/2011 1:03:37 PM |
| dajen1 | $50.00 | 5/25/2011 2:07:49 PM |
| trustu | $37.46 | 5/25/2011 3:00:26 PM |
| Oupa-George | $25.00 | 5/25/2011 3:11:46 PM |
| jakesworld | $50.00 | 5/25/2011 1:54:04 PM |
| handshake5 | $100.00 | 5/25/2011 3:34:53 PM |
| brazilofmux | $32.30 | 5/25/2011 2:39:06 PM |
| greenback-maniac | $25.00 | 5/25/2011 2:40:57 PM |
| selector568 | $235.47 | 5/25/2011 3:28:17 PM |
| t2smoney | $25.00 | 5/25/2011 3:00:51 PM |
| successful-agreement7 | $100.00 | 5/25/2011 3:35:06 PM |
| gilbrear | $25.00 | 5/25/2011 4:24:22 PM |
| red-luminous-gain | $25.00 | 5/25/2011 5:13:15 PM |
| the-enthralling-coin | $25.00 | 5/25/2011 6:42:21 PM |
| Ristefo | $3.30 | 5/25/2011 6:46:52 PM |
| Stingray8a | $25.00 | 5/25/2011 6:29:49 PM |
| BANKIN | $75.44 | 5/25/2011 6:39:57 PM |
| DMCA | $25.00 | 5/25/2011 6:18:34 PM |
| 186 Investments
|
Borrower Payment Dependent Notes Series
503015
This series of Notes was issued and sold upon the funding of the borrower loan #49922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-19-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 7.43% |
Monthly payment:
| $647.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 840-859 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 5y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,654 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| diversification-pumpkin |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation Property
Purpose of loan:
This loan will be used to purchase vacation property.
My financial situation:
I am a good candidate for this loan because I have excellent credit and do not have outstanding unsecured debt. The only loan I currently have is our house mortgage. My car is paid off and I don't carry any debt on my credit cards. I have just enough money in savings, but I like to keep the savings as a safety buffer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| antlr | $50.00 | 5/19/2011 9:02:42 AM |
| johntims | $25.00 | 5/19/2011 9:01:16 AM |
| Dollars4Rent | $50.00 | 5/19/2011 9:02:14 AM |
| Goodlender42 | $25.00 | 5/19/2011 9:07:05 AM |
| indomitable-coin | $25.00 | 5/19/2011 9:02:57 AM |
| Avala | $50.00 | 5/19/2011 9:04:30 AM |
| blooming-market | $25.00 | 5/19/2011 9:06:01 AM |
| diablorulz | $50.00 | 5/19/2011 9:06:26 AM |
| Lise46 | $50.00 | 5/19/2011 9:01:26 AM |
| caliguian | $50.00 | 5/19/2011 9:01:44 AM |
| ryguy150 | $25.00 | 5/19/2011 9:01:58 AM |
| heavenly-interest9 | $39.01 | 5/19/2011 10:08:08 AM |
| cashhelp | $60.00 | 5/19/2011 10:01:29 AM |
| kgeezy | $25.00 | 5/19/2011 10:04:07 AM |
| MarvintheMartian | $30.00 | 5/19/2011 12:07:19 PM |
| gojackgo | $100.00 | 5/19/2011 12:28:55 PM |
| designer_10 | $25.00 | 5/19/2011 1:08:35 PM |
| fenpark15 | $30.95 | 5/19/2011 2:31:53 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:46:26 PM |
| orange-cordial-marketplace | $100.00 | 5/20/2011 7:28:22 PM |
| Boba1964 | $25.00 | 5/20/2011 7:46:00 PM |
| green-loyalty-cub | $50.00 | 5/21/2011 11:26:31 AM |
| Januck | $28.07 | 5/21/2011 4:26:58 PM |
| Duckshovel | $50.00 | 5/21/2011 7:23:15 PM |
| imdave4me | $60.78 | 5/22/2011 7:13:32 AM |
| currency-persimmon | $50.00 | 5/22/2011 12:43:18 PM |
| a-restless-dollar | $25.00 | 5/23/2011 6:56:42 AM |
| ryguy150 | $50.00 | 5/23/2011 11:08:02 AM |
| capital-investor8 | $250.00 | 5/23/2011 12:45:19 PM |
| Guiren | $184.71 | 5/23/2011 12:46:56 PM |
| sturdy-rate3 | $25.00 | 5/23/2011 4:19:36 PM |
| fantastic-openness | $100.00 | 5/23/2011 7:21:16 PM |
| leverage-gravitas | $50.00 | 5/23/2011 7:33:32 PM |
| a2190b | $50.00 | 5/23/2011 7:12:46 PM |
| BoughtTheFarm | $25.00 | 5/23/2011 9:04:43 PM |
| luvlending | $25.00 | 5/23/2011 10:05:54 PM |
| SmartInMoney | $25.00 | 5/24/2011 11:06:24 AM |
| Buffer10 | $250.00 | 5/24/2011 11:39:06 AM |
| glc527 | $25.00 | 5/24/2011 10:14:26 PM |
| nimble-affluence4 | $25.00 | 5/25/2011 12:43:41 AM |
| Reddy_Capital | $25.00 | 5/24/2011 11:23:20 PM |
| kulender | $50.00 | 5/25/2011 5:23:06 AM |
| Dan4703 | $25.00 | 5/25/2011 3:25:39 PM |
| drkosh | $50.00 | 5/25/2011 4:48:21 PM |
| manlytim | $131.23 | 5/25/2011 6:49:51 PM |
| sappy02 | $125.00 | 5/25/2011 6:57:04 PM |
| platinum-pear4 | $25.00 | 5/25/2011 7:02:48 PM |
| RecoveryLender | $25.00 | 5/25/2011 7:03:39 PM |
| blue111 | $50.00 | 5/25/2011 7:04:36 PM |
| julijask | $35.00 | 5/25/2011 6:59:35 PM |
| BankofRon | $50.00 | 5/25/2011 7:03:08 PM |
| compwhiz | $25.00 | 5/25/2011 7:08:43 PM |
| Whitewater_Loans | $50.00 | 5/25/2011 7:24:06 PM |
| LiveNow | $50.00 | 5/25/2011 7:14:16 PM |
| slowpig | $50.00 | 5/25/2011 7:17:45 PM |
| enriching-credit9 | $75.00 | 5/25/2011 7:35:44 PM |
| cloud8 | $100.00 | 5/25/2011 7:22:50 PM |
| CO_Engineer | $43.64 | 5/25/2011 7:43:09 PM |
| Aridus | $25.00 | 5/25/2011 7:19:18 PM |
| Cover4 | $50.00 | 5/25/2011 7:23:30 PM |
| ore-genius2 | $600.00 | 5/19/2011 9:04:37 AM |
| useful-currency | $25.00 | 5/19/2011 9:06:03 AM |
| DukSerduk | $25.00 | 5/19/2011 9:00:33 AM |
| TikPmp1 | $25.00 | 5/19/2011 9:01:39 AM |
| determined-revenue1 | $25.00 | 5/19/2011 9:02:34 AM |
| meux99 | $25.00 | 5/19/2011 9:04:16 AM |
| compoundinterest | $50.00 | 5/19/2011 9:04:55 AM |
| flexible-value | $35.00 | 5/19/2011 9:05:05 AM |
| determined-revenue1 | $25.00 | 5/19/2011 9:01:33 AM |
| a-responsible-return | $50.00 | 5/19/2011 9:01:53 AM |
| availableloan | $25.00 | 5/19/2011 9:03:26 AM |
| truth-image | $100.00 | 5/19/2011 9:03:36 AM |
| scrappy-bonus2 | $25.00 | 5/19/2011 9:03:56 AM |
| minista | $25.00 | 5/19/2011 9:06:08 AM |
| reflective-rupee | $200.00 | 5/19/2011 9:58:01 AM |
| missoula | $75.00 | 5/19/2011 10:17:05 AM |
| penny-finder | $50.00 | 5/19/2011 10:55:57 AM |
| damage | $25.00 | 5/19/2011 11:00:49 AM |
| r48 | $26.00 | 5/19/2011 11:06:35 AM |
| Sigonio | $25.00 | 5/19/2011 7:53:46 PM |
| mrpowers5531 | $25.00 | 5/20/2011 9:48:37 AM |
| Danylostefan | $25.00 | 5/20/2011 11:52:34 AM |
| invincible-loot0 | $25.00 | 5/22/2011 12:06:27 PM |
| betaoption | $100.00 | 5/22/2011 1:46:37 PM |
| CMDCO | $50.00 | 5/22/2011 6:48:44 PM |
| wealth-influencer | $50.00 | 5/23/2011 4:33:04 AM |
| JedClampett | $100.00 | 5/23/2011 12:38:40 PM |
| efficient-treasure0 | $25.00 | 5/23/2011 7:06:10 PM |
| thankful-nickel2 | $50.00 | 5/23/2011 7:24:20 PM |
| kc_dude | $50.00 | 5/23/2011 7:03:31 PM |
| gain-expert | $35.00 | 5/23/2011 10:09:31 PM |
| unforgettable-order9 | $50.00 | 5/23/2011 10:07:17 PM |
| tramdath | $25.00 | 5/23/2011 11:31:04 PM |
| maniac3 | $1,000.00 | 5/24/2011 11:59:57 AM |
| Havana21 | $200.00 | 5/24/2011 10:55:56 AM |
| math1973 | $100.00 | 5/24/2011 8:06:05 PM |
| lava414 | $25.00 | 5/25/2011 12:22:19 AM |
| keyfig | $25.00 | 5/25/2011 8:08:39 AM |
| jpblan11 | $27.90 | 5/25/2011 4:37:36 AM |
| Earn_money | $25.00 | 5/25/2011 5:04:01 PM |
| CashFlowLender | $50.00 | 5/25/2011 6:06:55 PM |
| Bank42 | $62.49 | 5/25/2011 7:01:01 PM |
| blue-lucrative-rate | $50.00 | 5/25/2011 7:03:32 PM |
| littlebuddha | $352.10 | 5/25/2011 7:04:24 PM |
| the-truth-hercules | $25.00 | 5/25/2011 6:03:36 PM |
| Whitewater_Loans | $50.00 | 5/25/2011 7:25:10 PM |
| RLaumeyer | $25.00 | 5/25/2011 7:30:26 PM |
| iflyforfun | $18.12 | 5/25/2011 7:46:34 PM |
| CollinsCrew | $25.00 | 5/25/2011 7:20:27 PM |
| 109 Investments
|
Borrower Payment Dependent Notes Series
504251
This series of Notes was issued and sold upon the funding of the borrower loan #49762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,326.90 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-03-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $422.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bill-accomplishment |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Making Someone Special Feel Special
Purpose of loan:
This loan will be used to make someone special?s dreams come true. I want to give my wonderful fianc?e the wedding she deserves. Due to health-related circumstances beyond our control, I don't have a lot of time to save to achieve this goal. Our families are not well off financially, and I can expect no help from friends and family. I understand this is a long shot, but we?ve both always volunteered our time to various charitable causes and I?m hoping karma will come back to help me. I'll answer any questions, and will provide whatever information.
My financial situation:
I am a good candidate because...I have a law degree, a steady, well-paying job with a reputable company, a solid credit history, a home with some equity, and a sense of gratitude that someone might be able to help myself and my beautiful bride-to-be.
Monthly net income: $3,512.00
Monthly expenses: $1,831.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-enthralling-coin | $25.00 | 5/3/2011 5:09:29 PM |
| reflective-rupee | $200.00 | 5/3/2011 5:25:45 PM |
| Kash2010lu | $25.00 | 5/4/2011 8:52:07 AM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:59:37 PM |
| worth-blanket2 | $5,000.00 | 5/9/2011 11:08:31 AM |
| Bill88 | $35.00 | 5/9/2011 1:44:44 PM |
| jjswanso | $25.00 | 5/9/2011 5:20:01 PM |
| catamaran2024 | $50.00 | 5/11/2011 2:06:05 AM |
| mlj0671 | $25.00 | 5/11/2011 6:38:39 AM |
| grove064 | $100.00 | 5/11/2011 5:18:35 PM |
| the-reliable-trade | $100.00 | 5/12/2011 5:24:26 PM |
| reflective-rupee | $500.00 | 5/12/2011 10:05:04 PM |
| missing-link | $25.00 | 5/13/2011 1:40:45 PM |
| Rogesparkguy | $25.00 | 5/14/2011 8:14:32 AM |
| red-power-pecan | $50.00 | 5/14/2011 9:05:07 AM |
| CAGE-Investments | $25.00 | 5/14/2011 12:12:32 PM |
| divedude | $25.00 | 5/15/2011 1:29:43 PM |
| special-currency6 | $50.00 | 5/15/2011 3:14:27 PM |
| Nemo2001 | $25.00 | 5/16/2011 9:33:08 AM |
| first-class-felicity6 | $50.00 | 5/16/2011 10:03:43 AM |
| mercuriant | $25.00 | 5/16/2011 10:55:10 AM |
| 6moonbeams | $50.00 | 5/16/2011 10:49:20 AM |
| CA-Lender | $25.05 | 5/16/2011 12:16:32 PM |
| impressive-loan9 | $39.37 | 5/16/2011 12:30:07 PM |
| sweetlan | $25.05 | 5/16/2011 12:06:52 PM |
| Dubbs360 | $100.00 | 5/16/2011 12:35:55 PM |
| 340 | $37.30 | 5/16/2011 12:20:31 PM |
| suave-dime6 | $25.00 | 5/16/2011 12:35:59 PM |
| rogue_monster | $25.00 | 5/16/2011 1:30:44 PM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:36:36 PM |
| tnjohnso | $25.00 | 5/16/2011 5:28:33 PM |
| money-bauble | $100.00 | 5/16/2011 5:29:37 PM |
| beaker | $25.00 | 5/16/2011 5:29:45 PM |
| listing-trapper3 | $50.00 | 5/16/2011 5:49:26 PM |
| anton | $100.00 | 5/16/2011 5:49:38 PM |
| piston_honda | $25.00 | 5/16/2011 6:04:21 PM |
| agiovasil | $25.00 | 5/16/2011 6:29:27 PM |
| payment-silo | $25.00 | 5/16/2011 6:40:21 PM |
| treasure-bliss | $50.00 | 5/17/2011 2:39:20 AM |
| impeccable-liberty5 | $50.00 | 5/17/2011 7:18:18 AM |
| Tallac-Capital | $25.00 | 5/17/2011 8:39:08 AM |
| justice-economist | $25.00 | 5/17/2011 9:49:32 AM |
| ingenious-deal6 | $25.00 | 5/17/2011 12:24:02 PM |
| credit-high-five8 | $50.00 | 5/17/2011 12:52:32 PM |
| worthy-bid8 | $35.34 | 5/17/2011 1:31:03 PM |
| ingenious-truth0 | $33.48 | 5/17/2011 1:31:49 PM |
| bill-appraiser7 | $25.00 | 5/17/2011 1:31:56 PM |
| velocity-quest5 | $50.00 | 5/17/2011 1:31:58 PM |
| point-compadre | $50.00 | 5/17/2011 1:32:21 PM |
| careful-note | $50.00 | 5/17/2011 1:32:29 PM |
| smilinsam | $50.00 | 5/17/2011 1:32:12 PM |
| handy-justice | $100.00 | 5/17/2011 1:31:52 PM |
| seisen | $50.00 | 5/17/2011 1:32:54 PM |
| helping-out | $35.00 | 5/17/2011 1:49:32 PM |
| influential-cash7 | $25.00 | 5/17/2011 2:39:29 PM |
| steamboatgal | $50.00 | 5/17/2011 2:39:42 PM |
| bonafide-transaction1 | $50.00 | 5/17/2011 2:39:47 PM |
| MylesNH | $25.00 | 5/17/2011 2:40:07 PM |
| best-marketologist | $25.00 | 5/17/2011 2:40:15 PM |
| navstox | $50.00 | 5/17/2011 2:40:20 PM |
| shrewd-peace7 | $25.00 | 5/17/2011 2:40:56 PM |
| the-profit-oracle | $25.00 | 5/17/2011 2:45:19 PM |
| moola-cell3 | $50.00 | 5/17/2011 2:39:55 PM |
| momentous-integrity548 | $50.00 | 5/17/2011 2:40:06 PM |
| Comoparklender | $50.00 | 5/17/2011 2:40:42 PM |
| peace-steward7 | $50.00 | 5/17/2011 2:41:05 PM |
| niceguy777 | $50.00 | 5/17/2011 2:40:02 PM |
| infinitykid | $25.00 | 5/17/2011 2:40:11 PM |
| visionary-currency | $50.00 | 5/17/2011 2:42:01 PM |
| GInBaghdad | $25.00 | 5/17/2011 2:40:30 PM |
| durability-starfish | $25.00 | 5/17/2011 2:42:24 PM |
| swoosh | $50.00 | 5/17/2011 2:42:38 PM |
| new-social-economist | $50.00 | 5/17/2011 2:41:54 PM |
| ommcd | $25.00 | 5/17/2011 2:43:12 PM |
| CC911 | $25.00 | 5/17/2011 2:42:03 PM |
| HedgeFund | $50.00 | 5/17/2011 2:42:15 PM |
| dedicated-transaction796 | $28.06 | 5/17/2011 2:45:08 PM |
| basis-wizard8 | $50.00 | 5/17/2011 2:45:42 PM |
| integrity-trumpet | $50.00 | 5/17/2011 2:45:58 PM |
| worldly-money4 | $200.00 | 5/17/2011 2:46:13 PM |
| villagers | $25.00 | 5/17/2011 2:46:05 PM |
| Wellman | $50.00 | 5/17/2011 2:46:10 PM |
| wise-benjamins-fortress | $25.00 | 5/17/2011 3:19:26 PM |
| durability-excellence | $50.00 | 5/17/2011 4:44:07 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:31 PM |
| bonus-demon | $50.00 | 5/3/2011 5:35:31 PM |
| leverage-monger | $25.00 | 5/4/2011 8:00:56 AM |
| zorg77 | $50.00 | 5/4/2011 4:47:04 PM |
| vine99 | $65.00 | 5/8/2011 12:55:16 PM |
| miamibeachloaner | $50.00 | 5/11/2011 9:18:15 AM |
| chungfang | $25.00 | 5/12/2011 9:17:09 AM |
| TheAlchemist | $25.00 | 5/12/2011 10:28:21 AM |
| Weaverville | $25.00 | 5/12/2011 11:19:58 AM |
| genius520 | $50.00 | 5/12/2011 5:27:15 PM |
| Redmond | $25.00 | 5/12/2011 6:19:46 PM |
| Cai8899 | $25.00 | 5/14/2011 7:51:28 AM |
| sharp-reward920 | $62.88 | 5/14/2011 11:05:31 PM |
| Investoman | $75.00 | 5/15/2011 4:24:24 AM |
| yf99yz | $25.00 | 5/15/2011 9:33:04 PM |
| the-silver-blaster | $50.00 | 5/16/2011 7:35:18 AM |
| kidsskipp | $50.00 | 5/16/2011 9:32:33 AM |
| zone8 | $100.00 | 5/16/2011 9:32:30 AM |
| exciting-loyalty3 | $100.00 | 5/16/2011 10:38:47 AM |
| payment-jalapeno9 | $250.00 | 5/16/2011 12:08:54 PM |
| Lender_Guy | $100.00 | 5/16/2011 12:24:41 PM |
| dsgfl1 | $30.00 | 5/16/2011 12:32:38 PM |
| 56bones | $25.00 | 5/16/2011 12:17:26 PM |
| finance-expert4 | $50.00 | 5/16/2011 12:34:53 PM |
| vigorous-velocity | $69.49 | 5/16/2011 12:38:54 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:32:06 PM |
| ThatDanGuy | $50.00 | 5/16/2011 1:48:50 PM |
| orange-courageous-dedication | $25.00 | 5/16/2011 5:29:23 PM |
| haplender | $50.00 | 5/16/2011 5:54:47 PM |
| stanfordgrad05 | $50.00 | 5/16/2011 5:49:45 PM |
| runner262 | $25.00 | 5/17/2011 1:53:15 AM |
| wwwUniversal | $25.00 | 5/17/2011 2:38:29 AM |
| NobisEst | $25.00 | 5/17/2011 9:44:12 AM |
| Jack55304 | $300.00 | 5/17/2011 10:20:13 AM |
| innocent-loot | $25.00 | 5/17/2011 10:39:22 AM |
| green-rapid-openness | $50.00 | 5/17/2011 10:54:45 AM |
| orange-preeminant-bill | $50.00 | 5/17/2011 12:36:38 PM |
| moramis | $25.00 | 5/17/2011 12:43:57 PM |
| credit-sycamore4 | $50.00 | 5/17/2011 1:31:54 PM |
| the-dollar-topper | $100.00 | 5/17/2011 1:31:57 PM |
| jalapeno2 | $25.00 | 5/17/2011 1:32:03 PM |
| fmanjoo | $25.00 | 5/17/2011 1:32:20 PM |
| papaloha | $25.00 | 5/17/2011 1:32:23 PM |
| handshake5 | $100.00 | 5/17/2011 1:33:01 PM |
| firewomin | $50.00 | 5/17/2011 1:59:16 PM |
| hitsman | $50.00 | 5/17/2011 1:32:26 PM |
| bid-czar8 | $50.00 | 5/17/2011 1:32:48 PM |
| unassuming-capital3 | $50.00 | 5/17/2011 1:48:57 PM |
| Wowzer | $49.91 | 5/17/2011 2:39:34 PM |
| GGreg799 | $25.00 | 5/17/2011 2:39:45 PM |
| soroxy | $25.00 | 5/17/2011 2:39:50 PM |
| ramblin | $25.00 | 5/17/2011 2:40:09 PM |
| interest-coyote | $50.00 | 5/17/2011 2:40:18 PM |
| excellent-greenback | $50.00 | 5/17/2011 2:40:23 PM |
| valiant-pound8 | $100.00 | 5/17/2011 2:41:45 PM |
| Mariner3605 | $25.00 | 5/17/2011 2:44:37 PM |
| thelovebug | $100.00 | 5/17/2011 2:39:32 PM |
| Miklot | $25.00 | 5/17/2011 2:39:39 PM |
| blackstar | $25.00 | 5/17/2011 2:39:59 PM |
| magnolia161 | $50.00 | 5/17/2011 2:40:37 PM |
| circuitfive | $25.00 | 5/17/2011 2:40:51 PM |
| triumphant-community | $50.00 | 5/17/2011 2:39:52 PM |
| intuitive-velocity4 | $50.00 | 5/17/2011 2:40:04 PM |
| misterhobbs | $50.00 | 5/17/2011 2:41:50 PM |
| deal-viking4 | $25.00 | 5/17/2011 2:40:17 PM |
| astute-asset7 | $25.00 | 5/17/2011 2:42:17 PM |
| slithytove | $25.00 | 5/17/2011 2:41:02 PM |
| asiaratt | $50.00 | 5/17/2011 2:42:29 PM |
| graceful-investment | $100.00 | 5/17/2011 2:42:51 PM |
| iolaire | $25.00 | 5/17/2011 2:41:58 PM |
| payment-goose2 | $50.00 | 5/17/2011 2:43:17 PM |
| Ocean713 | $50.00 | 5/17/2011 2:42:08 PM |
| zen1cent | $25.00 | 5/17/2011 2:42:22 PM |
| fair-pound5 | $100.00 | 5/17/2011 2:43:05 PM |
| FeedTheMachine | $55.97 | 5/17/2011 2:44:55 PM |
| IIP77 | $25.00 | 5/17/2011 2:43:34 PM |
| burrito6 | $25.00 | 5/17/2011 2:43:55 PM |
| desertoasis | $25.00 | 5/17/2011 2:45:54 PM |
| deal-guardian1 | $50.00 | 5/17/2011 2:46:02 PM |
| bountiful-durability | $50.00 | 5/17/2011 2:45:03 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 4:58:50 PM |
| 165 Investments
|
Borrower Payment Dependent Notes Series
504981
This series of Notes was issued and sold upon the funding of the borrower loan #49809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $16,937.53 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $530.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 17y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,684 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| finance-mesh1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pool Loan
Purpose of loan:
This loan will be used to...complete and finish an inground pool, fence and landscape.
My financial situation:
I am a good candidate for this loan because...my income will allow me to easily repay the loan in less than the time frame of 3 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dtrain5 | $25.00 | 5/3/2011 9:07:06 AM |
| kenji4861 | $25.00 | 5/3/2011 9:10:06 AM |
| reflective-rupee | $25.00 | 5/3/2011 9:16:07 AM |
| DukSerduk | $25.00 | 5/3/2011 9:06:20 AM |
| lukeskywalkerkp | $25.00 | 5/3/2011 9:11:48 AM |
| meux99 | $25.00 | 5/3/2011 9:07:13 AM |
| ore-genius2 | $100.00 | 5/3/2011 9:09:43 AM |
| nosualcneas | $25.00 | 5/3/2011 9:09:54 AM |
| minista | $25.00 | 5/3/2011 9:10:28 AM |
| Carpetkid | $50.00 | 5/3/2011 9:11:08 AM |
| the-enthralling-coin | $25.00 | 5/3/2011 9:14:20 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:19:00 AM |
| cablenews | $50.00 | 5/3/2011 1:43:00 PM |
| MasterJin | $29.51 | 5/3/2011 4:19:36 PM |
| nuclearmoose | $50.00 | 5/3/2011 1:43:02 PM |
| indomitable-coin | $50.00 | 5/3/2011 1:43:26 PM |
| kulender | $50.00 | 5/4/2011 6:29:32 AM |
| g314 | $30.00 | 5/4/2011 8:02:55 AM |
| unclejaef | $25.00 | 5/4/2011 6:05:14 PM |
| dpfl55 | $25.00 | 5/4/2011 6:20:24 PM |
| antlr | $50.00 | 5/4/2011 10:09:17 PM |
| elasermd | $50.00 | 5/5/2011 5:41:26 PM |
| penny-candy | $25.00 | 5/5/2011 8:06:34 PM |
| life-is-great | $25.00 | 5/6/2011 12:40:31 PM |
| currency-persimmon | $50.00 | 5/6/2011 2:56:37 PM |
| BlackCat36 | $50.00 | 5/6/2011 12:41:11 PM |
| tender-integrity3 | $100.00 | 5/6/2011 1:00:07 PM |
| RankPaid | $25.00 | 5/7/2011 10:09:18 AM |
| radforj22 | $50.00 | 5/7/2011 10:44:32 AM |
| snowman34 | $25.00 | 5/7/2011 7:05:16 PM |
| auction-elvis | $25.00 | 5/8/2011 11:35:50 AM |
| AFairDeal | $50.00 | 5/9/2011 3:17:43 PM |
| nex | $25.00 | 5/11/2011 7:29:28 PM |
| velocity-solo | $25.00 | 5/12/2011 1:50:57 AM |
| cosmof16 | $25.00 | 5/12/2011 11:21:12 AM |
| orindalender | $50.00 | 5/12/2011 12:50:06 PM |
| FlexFunding | $50.00 | 5/12/2011 1:20:28 PM |
| docdekay | $100.00 | 5/12/2011 3:18:58 PM |
| wampum-library4 | $25.00 | 5/12/2011 3:15:37 PM |
| 16888 | $50.00 | 5/12/2011 3:23:40 PM |
| rmachi | $25.00 | 5/12/2011 5:26:52 PM |
| wise-cash-keeper | $25.00 | 5/13/2011 9:07:47 AM |
| mrpowers5531 | $25.00 | 5/13/2011 9:56:18 AM |
| gauss02 | $25.00 | 5/13/2011 11:19:07 AM |
| SFGuy | $26.44 | 5/13/2011 12:06:30 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:23 PM |
| lobster | $25.00 | 5/14/2011 2:30:10 AM |
| subtle-revenue0 | $25.00 | 5/14/2011 4:10:14 AM |
| lagnisiruk | $25.00 | 5/14/2011 8:18:55 AM |
| danny-lender | $50.00 | 5/14/2011 9:24:03 AM |
| Beverly_Hills_Lender | $25.00 | 5/14/2011 9:39:20 AM |
| brightest-dynamic-peace | $25.00 | 5/14/2011 9:49:17 AM |
| California04 | $25.00 | 5/14/2011 3:28:59 PM |
| mwfarmkid | $25.00 | 5/14/2011 4:54:03 PM |
| Duchdad | $25.00 | 5/14/2011 8:44:10 PM |
| sappy02 | $25.00 | 5/15/2011 11:10:29 AM |
| Jeffersonbank | $50.00 | 5/15/2011 7:09:05 PM |
| first-euro-rapture | $25.00 | 5/16/2011 6:59:55 AM |
| beaker | $25.00 | 5/16/2011 6:39:18 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:40:06 AM |
| fair_rates | $25.00 | 5/16/2011 7:18:59 AM |
| pseudokris | $25.00 | 5/16/2011 9:25:21 AM |
| _wally_ | $50.00 | 5/16/2011 10:05:31 AM |
| jgs715 | $50.00 | 5/16/2011 10:07:03 AM |
| degster | $25.00 | 5/16/2011 10:08:09 AM |
| peb44 | $25.00 | 5/16/2011 10:08:26 AM |
| greenback-maracas | $25.00 | 5/16/2011 10:11:14 AM |
| thedoctor | $75.91 | 5/16/2011 10:11:35 AM |
| Aimvest | $25.00 | 5/16/2011 10:13:17 AM |
| diligent-leverage | $50.00 | 5/16/2011 10:05:17 AM |
| cerebral-auction950 | $50.00 | 5/16/2011 10:06:01 AM |
| Cover4 | $25.00 | 5/16/2011 10:06:43 AM |
| ingenious-truth0 | $50.00 | 5/16/2011 10:06:03 AM |
| passbook | $25.00 | 5/16/2011 10:12:26 AM |
| pulmdoc | $25.00 | 5/16/2011 10:26:25 AM |
| dma1206 | $50.00 | 5/16/2011 10:13:51 AM |
| skillful-treasure37 | $50.00 | 5/16/2011 10:17:54 AM |
| the-fund-mussel | $100.00 | 5/16/2011 12:32:47 PM |
| octoberfresh | $25.00 | 5/16/2011 12:20:29 PM |
| capital-party6 | $150.00 | 5/16/2011 12:21:20 PM |
| CreditBuilder2 | $100.00 | 5/16/2011 12:25:22 PM |
| availableloan | $25.00 | 5/16/2011 12:26:36 PM |
| unconquerable-dedication | $25.00 | 5/16/2011 12:58:28 PM |
| ATOHokie | $25.00 | 5/16/2011 12:36:15 PM |
| Dubbs360 | $100.00 | 5/16/2011 12:38:51 PM |
| andymax | $50.00 | 5/16/2011 1:20:20 PM |
| dochelp | $100.00 | 5/16/2011 12:36:54 PM |
| designer_10 | $25.00 | 5/16/2011 12:46:32 PM |
| RB_Double-A_Bravo | $25.00 | 5/16/2011 1:08:04 PM |
| wirebutterfly | $50.00 | 5/16/2011 1:11:46 PM |
| RedRockLLC | $25.00 | 5/16/2011 1:28:42 PM |
| Lender0010 | $50.00 | 5/16/2011 1:26:38 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:47:49 PM |
| rose88 | $50.00 | 5/16/2011 1:38:22 PM |
| jescowa | $100.00 | 5/16/2011 1:56:38 PM |
| melodious-fairness | $50.00 | 5/16/2011 1:59:09 PM |
| totoro | $25.00 | 5/16/2011 2:46:08 PM |
| fair-funds | $50.00 | 5/16/2011 1:54:24 PM |
| AFairDeal | $25.00 | 5/16/2011 3:14:59 PM |
| Nascar1 | $50.00 | 5/16/2011 2:29:06 PM |
| elbastador | $25.00 | 5/16/2011 3:27:33 PM |
| peso-tiramisu | $25.00 | 5/16/2011 2:36:44 PM |
| nickel-ferret | $100.00 | 5/16/2011 3:46:36 PM |
| Preteur | $25.00 | 5/16/2011 5:27:12 PM |
| tj1683 | $25.00 | 5/16/2011 5:27:57 PM |
| dukeiyer | $25.00 | 5/16/2011 5:17:11 PM |
| colorado23 | $48.39 | 5/16/2011 5:30:38 PM |
| asset-beeper8 | $50.00 | 5/16/2011 5:30:44 PM |
| SJM10011a | $25.00 | 5/16/2011 5:30:50 PM |
| marshallpeters | $50.00 | 5/16/2011 5:31:19 PM |
| ideal-platinum1 | $25.00 | 5/16/2011 5:31:44 PM |
| logical-reward8 | $25.00 | 5/16/2011 5:25:56 PM |
| kind-adventurous-finance | $50.00 | 5/16/2011 5:31:50 PM |
| lifeslessons | $50.00 | 5/16/2011 5:32:11 PM |
| jam96 | $25.00 | 5/16/2011 5:27:17 PM |
| pwkpwk | $25.00 | 5/16/2011 5:32:39 PM |
| Shelby2082 | $25.00 | 5/16/2011 5:27:07 PM |
| p2p-paradise | $50.00 | 5/16/2011 5:33:43 PM |
| jjb3 | $25.00 | 5/16/2011 5:27:15 PM |
| revmax | $26.69 | 5/16/2011 5:28:03 PM |
| jtrue71 | $25.00 | 5/16/2011 5:34:04 PM |
| Perolus | $50.00 | 5/16/2011 5:34:24 PM |
| fiscal65 | $31.27 | 5/16/2011 5:34:51 PM |
| Seadrag367 | $25.33 | 5/16/2011 5:35:11 PM |
| NJNY | $25.00 | 5/16/2011 5:35:30 PM |
| the-financier814 | $25.00 | 5/16/2011 5:35:38 PM |
| wealthstar | $50.00 | 5/16/2011 5:30:37 PM |
| bid-promiser | $25.00 | 5/16/2011 5:36:24 PM |
| wealth-tulip4 | $50.00 | 5/16/2011 5:30:53 PM |
| 1phantom | $25.00 | 5/16/2011 5:30:58 PM |
| gzeo | $25.00 | 5/16/2011 5:30:12 PM |
| jazz619 | $25.00 | 5/16/2011 5:31:07 PM |
| LowLeftJim | $25.00 | 5/16/2011 5:32:09 PM |
| soulwork | $25.00 | 5/16/2011 5:32:25 PM |
| grc | $25.00 | 5/16/2011 5:31:28 PM |
| MTLoans | $25.00 | 5/16/2011 5:31:41 PM |
| cleveland2portland | $50.00 | 5/16/2011 5:32:56 PM |
| duty-starfish8 | $50.00 | 5/16/2011 5:31:47 PM |
| juliejk10 | $25.00 | 5/16/2011 5:32:02 PM |
| causr08 | $25.00 | 5/16/2011 5:33:21 PM |
| dumbass | $25.00 | 5/16/2011 5:34:18 PM |
| sun818 | $31.29 | 5/16/2011 5:33:50 PM |
| sajitk | $25.00 | 5/16/2011 5:34:16 PM |
| mistertao | $25.00 | 5/16/2011 5:34:58 PM |
| Mantis75 | $25.00 | 5/16/2011 5:34:27 PM |
| nhm | $26.25 | 5/16/2011 5:35:08 PM |
| slartibardfast | $25.00 | 5/16/2011 5:35:36 PM |
| NMGbank | $25.00 | 5/16/2011 5:35:12 PM |
| Radium84 | $25.00 | 5/16/2011 5:36:05 PM |
| CaptainMoroni | $50.00 | 5/16/2011 5:36:26 PM |
| p2p-harmony | $50.00 | 5/16/2011 5:36:36 PM |
| teufelhund | $25.00 | 5/16/2011 5:36:46 PM |
| budyzr | $25.00 | 5/16/2011 5:38:58 PM |
| sociallender | $25.00 | 5/16/2011 5:46:18 PM |
| a-commitment-brilliance | $25.00 | 5/16/2011 5:48:59 PM |
| Gibbyland | $150.00 | 5/16/2011 6:00:31 PM |
| MBIntl | $25.82 | 5/16/2011 6:08:05 PM |
| wise-loot-bear | $25.00 | 5/16/2011 6:57:40 PM |
| baker31 | $50.00 | 5/16/2011 7:42:24 PM |
| credit-investor5 | $50.00 | 5/16/2011 8:41:16 PM |
| nicklds | $30.10 | 5/17/2011 1:45:26 AM |
| mwl | $25.00 | 5/17/2011 2:02:58 AM |
| donloah | $25.73 | 5/17/2011 2:03:52 AM |
| virtualbank | $25.00 | 5/17/2011 2:18:15 AM |
| whistledicksmith | $34.32 | 5/17/2011 2:19:32 AM |
| BiggestG | $25.00 | 5/17/2011 1:45:17 AM |
| ChristopherHS | $25.00 | 5/17/2011 2:31:25 AM |
| pawsitive | $44.85 | 5/17/2011 1:50:44 AM |
| jeffc92 | $36.99 | 5/17/2011 1:51:11 AM |
| Tech-Entrepreneur | $25.00 | 5/17/2011 1:45:07 AM |
| rakstar | $29.38 | 5/17/2011 1:51:40 AM |
| Sixmil | $31.90 | 5/17/2011 1:45:22 AM |
| PaulW | $25.00 | 5/17/2011 1:46:24 AM |
| blue-velocity-investor | $25.00 | 5/17/2011 2:00:15 AM |
| shadowflame_99 | $25.00 | 5/17/2011 2:03:28 AM |
| excellent-nickel | $27.50 | 5/17/2011 2:46:00 AM |
| cgk46doit | $25.00 | 5/17/2011 2:15:14 AM |
| Emgolda | $25.00 | 5/17/2011 2:19:26 AM |
| wise-silver-wonder | $25.00 | 5/17/2011 2:36:23 AM |
| selector568 | $200.00 | 5/17/2011 2:34:49 AM |
| reinforced-reward | $25.00 | 5/17/2011 3:43:53 AM |
| ryreesado | $25.00 | 5/17/2011 4:33:43 AM |
| zski | $60.74 | 5/17/2011 4:38:14 AM |
| Leopoldine | $25.83 | 5/17/2011 7:13:59 AM |
| pumped130 | $47.00 | 5/17/2011 6:14:25 AM |
| market-honker | $50.00 | 5/17/2011 7:31:05 AM |
| community-gyration7 | $50.00 | 5/17/2011 7:38:57 AM |
| discfor1 | $200.00 | 5/17/2011 8:18:49 AM |
| Daneistes | $50.00 | 5/17/2011 8:31:56 AM |
| anton | $2,400.00 | 5/17/2011 8:28:04 AM |
| MrDavid | $50.00 | 5/3/2011 9:09:27 AM |
| bvzm | $50.00 | 5/3/2011 9:10:15 AM |
| smart-kindness8 | $100.00 | 5/3/2011 9:10:33 AM |
| inspired-investment8 | $100.00 | 5/3/2011 9:10:38 AM |
| Leopoldine | $25.00 | 5/3/2011 9:11:41 AM |
| Avala | $50.00 | 5/3/2011 9:20:36 AM |
| fcrick | $25.00 | 5/3/2011 9:08:56 AM |
| unrivaled-silver | $50.00 | 5/3/2011 9:11:27 AM |
| blooming-market | $25.00 | 5/3/2011 9:07:22 AM |
| useful-currency | $25.00 | 5/3/2011 9:09:04 AM |
| serene-truth2 | $50.00 | 5/3/2011 9:10:21 AM |
| AmericanCredit | $25.00 | 5/3/2011 9:10:54 AM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 9:36:38 AM |
| balanced-rupee | $50.00 | 5/3/2011 1:42:58 PM |
| unafraid-return496 | $25.00 | 5/3/2011 1:42:44 PM |
| SolarMoonshine | $25.00 | 5/3/2011 6:09:19 PM |
| blot44 | $50.00 | 5/3/2011 8:14:47 PM |
| compoundinterest | $50.00 | 5/6/2011 5:24:27 AM |
| PThor | $25.00 | 5/6/2011 9:29:20 AM |
| damage | $25.00 | 5/6/2011 8:30:15 PM |
| credit-investor5 | $50.00 | 5/8/2011 4:19:15 PM |
| davisfl | $50.00 | 5/10/2011 7:26:25 AM |
| Interstate_Rate | $86.87 | 5/10/2011 5:54:37 PM |
| ceg451 | $25.00 | 5/10/2011 5:58:09 PM |
| uberrific | $100.00 | 5/11/2011 12:34:45 AM |
| RockCrown | $25.00 | 5/11/2011 7:24:53 AM |
| math1973 | $100.00 | 5/11/2011 9:34:17 AM |
| Marathoner | $25.00 | 5/12/2011 7:04:21 AM |
| rapid-wampum5 | $40.00 | 5/12/2011 12:24:09 PM |
| orange-resolute-platinum | $25.00 | 5/12/2011 2:09:30 PM |
| SailAwayMoon | $25.00 | 5/12/2011 2:04:18 PM |
| MARWARISETH | $25.00 | 5/12/2011 3:15:39 PM |
| saahilld | $25.00 | 5/12/2011 3:49:35 PM |
| Munnie | $25.00 | 5/13/2011 7:35:27 AM |
| TennSquire | $25.00 | 5/13/2011 7:31:55 AM |
| CapStack | $50.00 | 5/13/2011 9:43:58 AM |
| fantastic-openness | $100.00 | 5/13/2011 12:14:57 PM |
| andyb9 | $50.00 | 5/13/2011 2:35:07 PM |
| inforapenny | $37.60 | 5/13/2011 5:20:39 PM |
| Cheburashka | $30.00 | 5/14/2011 2:22:29 AM |
| ytjameslee | $50.00 | 5/14/2011 3:06:10 AM |
| hawaiiangirl76 | $25.00 | 5/14/2011 8:01:04 AM |
| cash-merry-maker | $25.00 | 5/14/2011 9:49:39 AM |
| Ragnar | $50.00 | 5/14/2011 9:34:43 PM |
| wiseindian | $25.00 | 5/14/2011 11:14:24 PM |
| mountainpeak | $25.00 | 5/16/2011 7:13:41 AM |
| truth-image | $50.00 | 5/16/2011 7:54:18 AM |
| TomKacz | $100.00 | 5/16/2011 10:05:25 AM |
| investment-comet | $25.00 | 5/16/2011 10:06:29 AM |
| dharma1 | $25.00 | 5/16/2011 10:07:01 AM |
| kurizoo | $25.00 | 5/16/2011 10:11:17 AM |
| 108lender | $200.00 | 5/16/2011 10:04:45 AM |
| diversification-surge | $200.00 | 5/16/2011 10:05:43 AM |
| ramsumana | $50.00 | 5/16/2011 10:17:41 AM |
| exciting-fairness8 | $50.00 | 5/16/2011 10:09:17 AM |
| MwarrenB | $50.00 | 5/16/2011 10:05:53 AM |
| adhawan325 | $25.00 | 5/16/2011 10:12:05 AM |
| tdinbranson | $50.00 | 5/16/2011 10:13:46 AM |
| alpinaut | $25.00 | 5/16/2011 10:11:31 AM |
| syounker | $50.00 | 5/16/2011 10:13:03 AM |
| Cre8iveCash | $25.00 | 5/16/2011 10:15:38 AM |
| ArashMass | $30.00 | 5/16/2011 11:19:50 AM |
| anyoi | $50.00 | 5/16/2011 11:44:14 AM |
| seabass123 | $30.00 | 5/16/2011 12:14:27 PM |
| laughmotel | $50.68 | 5/16/2011 12:15:58 PM |
| kind-funds-tonic | $25.00 | 5/16/2011 12:17:36 PM |
| blue111 | $100.00 | 5/16/2011 12:26:19 PM |
| coolgenner | $25.00 | 5/16/2011 12:24:36 PM |
| cool_kubera | $100.00 | 5/16/2011 12:29:46 PM |
| pilla | $31.21 | 5/16/2011 12:27:17 PM |
| secondphase | $50.00 | 5/16/2011 12:36:27 PM |
| auction-turbine4 | $25.00 | 5/16/2011 1:14:45 PM |
| frooogal | $50.00 | 5/16/2011 12:36:17 PM |
| sentimental-cash0 | $28.26 | 5/16/2011 1:22:21 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:29:28 PM |
| scott73 | $25.00 | 5/16/2011 12:46:48 PM |
| ussugm | $25.00 | 5/16/2011 12:47:17 PM |
| reflective-deal8 | $194.02 | 5/16/2011 1:02:39 PM |
| diversification-balancer870 | $75.00 | 5/16/2011 1:26:17 PM |
| rgrtanker | $25.35 | 5/16/2011 1:51:28 PM |
| ready-vigilance3 | $74.64 | 5/16/2011 2:06:56 PM |
| payment-halo | $25.00 | 5/16/2011 1:46:14 PM |
| liberty-point | $75.00 | 5/16/2011 2:46:25 PM |
| saga9 | $25.00 | 5/16/2011 2:10:57 PM |
| leeball | $50.00 | 5/16/2011 3:24:12 PM |
| value-hero3 | $200.00 | 5/16/2011 2:31:20 PM |
| SolarMoonshine | $25.00 | 5/16/2011 3:40:25 PM |
| tszbgae | $75.00 | 5/16/2011 3:41:29 PM |
| simpy | $40.00 | 5/16/2011 3:53:04 PM |
| dcap3 | $50.00 | 5/16/2011 4:17:41 PM |
| flexiboy35 | $25.00 | 5/16/2011 5:26:53 PM |
| wild_carrot | $25.00 | 5/16/2011 5:27:04 PM |
| fireboss | $50.00 | 5/16/2011 5:27:19 PM |
| Katburg | $50.00 | 5/16/2011 5:28:45 PM |
| rdav | $25.00 | 5/16/2011 5:16:47 PM |
| unrivaled-income5 | $100.00 | 5/16/2011 5:30:51 PM |
| zeelender | $25.00 | 5/16/2011 5:27:02 PM |
| jamesgrmy | $50.00 | 5/16/2011 5:32:36 PM |
| Ripsaw4U | $50.00 | 5/16/2011 5:28:54 PM |
| perlindc | $28.42 | 5/16/2011 5:33:55 PM |
| SourDoughSteve | $25.00 | 5/16/2011 5:34:19 PM |
| acsej | $25.00 | 5/16/2011 5:35:26 PM |
| albatross897 | $25.00 | 5/16/2011 5:35:37 PM |
| cmg891 | $50.00 | 5/16/2011 5:30:49 PM |
| purohit | $25.00 | 5/16/2011 5:36:56 PM |
| aasx1108 | $25.00 | 5/16/2011 5:31:03 PM |
| JKEnterprises | $25.00 | 5/16/2011 5:31:10 PM |
| jonesboyz | $25.00 | 5/16/2011 5:39:03 PM |
| Captain88 | $25.00 | 5/16/2011 5:31:21 PM |
| Ellisdee | $50.00 | 5/16/2011 5:31:45 PM |
| unassuming-note | $25.00 | 5/16/2011 5:32:32 PM |
| otalon | $50.00 | 5/16/2011 5:32:37 PM |
| BankingFamily | $25.00 | 5/16/2011 5:34:39 PM |
| Kattosha | $25.00 | 5/16/2011 5:34:13 PM |
| acropiloterau2002 | $25.00 | 5/16/2011 5:34:57 PM |
| tolstoy00 | $25.00 | 5/16/2011 5:35:29 PM |
| ChicoBob | $29.13 | 5/16/2011 5:35:06 PM |
| djh47a | $25.00 | 5/16/2011 5:35:43 PM |
| latestone | $25.00 | 5/16/2011 5:35:34 PM |
| harmonious-moola7 | $31.25 | 5/16/2011 5:35:45 PM |
| Richmp412 | $25.00 | 5/16/2011 5:36:00 PM |
| lifegrowth | $25.00 | 5/16/2011 5:37:12 PM |
| autonomous-basis | $25.00 | 5/16/2011 5:38:50 PM |
| mscomeaux | $25.00 | 5/16/2011 5:49:00 PM |
| fortytwo | $500.00 | 5/16/2011 5:57:17 PM |
| silver-saguaro | $25.00 | 5/16/2011 8:36:07 PM |
| Steveoo1 | $29.66 | 5/17/2011 1:51:44 AM |
| silver-dogwood4 | $25.00 | 5/16/2011 10:23:39 PM |
| Hoov | $25.00 | 5/17/2011 2:18:08 AM |
| ogmanny | $200.00 | 5/17/2011 12:43:42 AM |
| ogmanny | $50.00 | 5/17/2011 12:52:37 AM |
| jasperpants | $25.00 | 5/17/2011 1:50:05 AM |
| USMC0311 | $31.59 | 5/17/2011 2:33:37 AM |
| ebusinessagent | $25.00 | 5/17/2011 1:45:12 AM |
| ndwayno | $25.00 | 5/17/2011 2:00:09 AM |
| nicebank | $25.00 | 5/17/2011 2:01:15 AM |
| Holtavious | $25.00 | 5/17/2011 2:02:12 AM |
| monstersdad | $25.05 | 5/17/2011 2:03:24 AM |
| Rysterola82 | $25.00 | 5/17/2011 2:03:07 AM |
| DadWarbucks | $27.87 | 5/17/2011 2:18:57 AM |
| xphile | $25.00 | 5/17/2011 2:22:07 AM |
| bomdel | $25.00 | 5/17/2011 2:18:34 AM |
| Montgomery-Burns | $25.00 | 5/17/2011 2:59:40 AM |
| rulender | $25.00 | 5/17/2011 2:32:22 AM |
| blue-note-relaxation | $29.69 | 5/17/2011 2:32:40 AM |
| discrete-asset | $25.00 | 5/17/2011 2:33:26 AM |
| tamcho | $25.00 | 5/17/2011 5:00:30 AM |
| radiant-fund | $50.00 | 5/17/2011 2:55:03 AM |
| islander1 | $25.00 | 5/17/2011 3:29:35 AM |
| johngaltline | $25.00 | 5/17/2011 5:34:20 AM |
| Schlawinzer | $25.00 | 5/17/2011 5:12:25 AM |
| j2ee | $25.00 | 5/17/2011 7:37:15 AM |
| rapid-loyalty1 | $25.00 | 5/17/2011 7:53:22 AM |
| 343 Investments
|
Borrower Payment Dependent Notes Series
505359
This series of Notes was issued and sold upon the funding of the borrower loan #49815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $277.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,165 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-loyalty-czar |
Borrower's state:
| Vermont |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
TighteningUp
Purpose of loan:
Consolidate three credit cards.
My financial situation:
I work for a large stable company. I just got a raise and I will be married within the next 12 months. Although I pay on time, I have not been paying attention to my interest rates and spending. I am looking to pay off all my credit cards fully and keep a $0 balance going forward.
Monthly: Gross = $5,620 Take Home = $3215 (This does not include my recent $5000 pay increase)
Housing: $660/Month
Insurance: $40/Month
Car expenses: $200/Month for Gas (I drive a Prius Company car for which all other costs are expensed. I do drive a lot of personal miles)
Utilities: $40/Month (I only pay electric)
Phone, cable, internet: $240/Month
Food, entertainment: $600/Month
Clothing, household expenses: $300/Month
Credit cards and other loans: I have no loans but just over $8000 in credit card debt spread over 3 cards
Other expenses: $200/Month in various subscriptions
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 5/5/2011 9:05:51 AM |
| bonus-demon | $25.00 | 5/5/2011 9:09:30 AM |
| designer_10 | $25.00 | 5/5/2011 10:03:23 AM |
| reinforced-funds4 | $25.00 | 5/6/2011 11:24:24 AM |
| Scotcha | $50.00 | 5/8/2011 6:45:25 AM |
| Pickmar | $25.00 | 5/8/2011 8:08:24 AM |
| NiceNate | $100.00 | 5/8/2011 10:07:26 AM |
| qsolo | $200.00 | 5/9/2011 9:41:09 AM |
| auction-chomper4 | $25.00 | 5/11/2011 7:26:24 AM |
| math1973 | $50.00 | 5/11/2011 9:37:14 AM |
| enthralling-deal180 | $25.00 | 5/11/2011 5:45:56 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:23 PM |
| formula842 | $25.00 | 5/14/2011 12:47:30 PM |
| superb-funds335 | $25.01 | 5/14/2011 1:16:53 PM |
| credit-observatory | $25.00 | 5/14/2011 3:51:13 PM |
| credit-investor5 | $50.00 | 5/14/2011 4:53:06 PM |
| competent-p2p | $30.00 | 5/14/2011 5:40:36 PM |
| luvlending | $25.00 | 5/14/2011 6:04:00 PM |
| Bank42 | $25.00 | 5/14/2011 5:25:38 PM |
| friendly-worth3 | $50.00 | 5/14/2011 6:13:25 PM |
| vutah | $25.00 | 5/14/2011 7:59:41 PM |
| sensational-dollar | $25.00 | 5/14/2011 8:27:40 PM |
| momentous-coin | $75.00 | 5/14/2011 8:44:26 PM |
| ballz694 | $25.00 | 5/14/2011 8:36:08 PM |
| visionary-asset5 | $120.92 | 5/14/2011 8:52:24 PM |
| StrongMonty | $78.00 | 5/14/2011 10:29:24 PM |
| bid-carrier0 | $50.00 | 5/15/2011 2:50:27 AM |
| loyalist1 | $200.00 | 5/15/2011 6:44:29 AM |
| shrewd-income | $61.89 | 5/15/2011 6:49:12 AM |
| adir1 | $25.00 | 5/15/2011 8:34:29 AM |
| carluvr33 | $25.00 | 5/15/2011 9:21:35 AM |
| benefit-trident | $25.00 | 5/15/2011 10:12:34 AM |
| heerzaquestion | $50.00 | 5/15/2011 10:18:20 AM |
| richmondcowboy | $50.00 | 5/15/2011 9:28:03 AM |
| psalms6612 | $100.00 | 5/15/2011 12:09:24 PM |
| aztocas | $50.00 | 5/15/2011 12:20:24 PM |
| Nusk | $26.68 | 5/15/2011 12:22:56 PM |
| payment-jalapeno9 | $250.00 | 5/15/2011 1:03:24 PM |
| E-B | $50.00 | 5/15/2011 1:12:29 PM |
| value-squirrel3 | $25.00 | 5/15/2011 1:33:16 PM |
| CreditBuilder2 | $50.00 | 5/15/2011 2:16:35 PM |
| moola-butterfly3 | $25.00 | 5/15/2011 2:36:54 PM |
| thorough-payout8 | $25.00 | 5/15/2011 2:38:11 PM |
| goldenretriever | $100.00 | 5/15/2011 2:21:56 PM |
| rate-caravan7 | $50.00 | 5/15/2011 2:06:44 PM |
| Zach842 | $196.91 | 5/15/2011 2:47:02 PM |
| stemper | $50.00 | 5/15/2011 2:45:12 PM |
| SummitAdvisors | $50.00 | 5/15/2011 4:10:34 PM |
| novice-speculator | $25.00 | 5/15/2011 5:20:03 PM |
| Occhy | $50.00 | 5/15/2011 6:02:10 PM |
| barkochva | $25.00 | 5/15/2011 5:18:08 PM |
| 1SteelerFan | $25.00 | 5/15/2011 5:27:51 PM |
| mad-scientist418 | $102.40 | 5/15/2011 6:37:35 PM |
| CashBank | $25.00 | 5/16/2011 8:46:38 AM |
| BxRealtor | $25.00 | 5/16/2011 5:25:58 PM |
| chicco | $100.00 | 5/16/2011 5:41:37 PM |
| dedication-elixir | $50.00 | 5/16/2011 5:43:51 PM |
| repayment-genius7 | $25.00 | 5/16/2011 5:48:21 PM |
| ethicalhumanist | $50.00 | 5/16/2011 6:16:21 PM |
| Montgomery-Burns | $25.00 | 5/17/2011 2:41:50 AM |
| fcukciti | $25.00 | 5/17/2011 5:04:24 AM |
| GElender | $50.00 | 5/17/2011 7:24:06 AM |
| agreement-guild | $100.00 | 5/17/2011 9:47:33 AM |
| newest-funds-powerplant | $25.00 | 5/17/2011 1:04:35 PM |
| intrepid-loot | $50.00 | 5/17/2011 6:40:24 PM |
| CPA-Banker | $28.42 | 5/17/2011 7:13:18 PM |
| justinology | $30.00 | 5/17/2011 11:02:48 PM |
| JIM1JIM2 | $65.00 | 5/18/2011 12:40:51 AM |
| Bidwinner08 | $50.00 | 5/18/2011 11:15:44 AM |
| hons2000 | $25.00 | 5/18/2011 11:16:54 AM |
| organized-payment6 | $50.00 | 5/5/2011 9:08:22 AM |
| Tradesmanlender | $25.00 | 5/5/2011 9:09:00 AM |
| SolarMoonshine | $25.00 | 5/5/2011 4:54:49 PM |
| balanced-bill7 | $50.00 | 5/6/2011 11:21:13 AM |
| Interloper | $27.00 | 5/8/2011 1:31:51 PM |
| friendinmoney | $25.00 | 5/9/2011 3:27:26 PM |
| a-finance-nirvana | $25.00 | 5/10/2011 5:39:37 AM |
| rescue | $100.00 | 5/10/2011 6:56:06 PM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:43:07 AM |
| american6 | $100.00 | 5/12/2011 1:38:06 PM |
| FigTree | $50.00 | 5/12/2011 2:20:50 PM |
| powerful-finance7 | $25.00 | 5/12/2011 4:40:37 PM |
| Cai8899 | $30.00 | 5/14/2011 7:50:23 AM |
| kulender | $50.00 | 5/14/2011 9:20:30 AM |
| chungfang | $50.00 | 5/14/2011 1:00:52 PM |
| return-owner | $25.00 | 5/14/2011 12:59:57 PM |
| SolarMoonshine | $25.00 | 5/14/2011 1:02:33 PM |
| designer_10 | $25.00 | 5/14/2011 1:35:11 PM |
| availableloan | $25.00 | 5/14/2011 1:17:18 PM |
| a-restless-dollar | $25.00 | 5/14/2011 2:24:49 PM |
| sfmf | $25.03 | 5/14/2011 3:22:24 PM |
| payment-halo | $25.00 | 5/14/2011 3:35:51 PM |
| skorpious | $25.00 | 5/14/2011 5:39:43 PM |
| neutrino6 | $25.00 | 5/14/2011 5:08:23 PM |
| marwadi-62 | $150.00 | 5/14/2011 7:20:57 PM |
| Lender0010 | $25.00 | 5/14/2011 7:20:24 PM |
| DasMula | $27.00 | 5/14/2011 8:57:02 PM |
| authoritative-loot | $25.00 | 5/15/2011 12:21:50 AM |
| market-pudding | $25.00 | 5/15/2011 4:43:15 AM |
| JustOneVoice | $25.00 | 5/15/2011 6:49:06 AM |
| cerebral-dollar773 | $200.00 | 5/15/2011 6:32:03 AM |
| currency-persimmon | $50.00 | 5/15/2011 7:17:29 AM |
| janeybooboo | $100.00 | 5/15/2011 7:24:23 AM |
| crdcteng | $50.00 | 5/15/2011 7:26:14 AM |
| saga9 | $25.00 | 5/15/2011 8:40:17 AM |
| the-enthralling-coin | $25.00 | 5/15/2011 7:44:33 AM |
| best-generosity-financier | $25.00 | 5/15/2011 8:58:41 AM |
| Leopoldine | $25.00 | 5/15/2011 9:37:30 AM |
| Johnab | $25.03 | 5/15/2011 12:29:01 PM |
| fund-tom-tom6 | $57.89 | 5/15/2011 12:33:01 PM |
| brightest-p2p-magnitude | $25.00 | 5/15/2011 12:59:19 PM |
| Thoth_88 | $25.00 | 5/15/2011 12:36:56 PM |
| mobius_titan | $25.00 | 5/15/2011 1:03:53 PM |
| chinolatino | $50.00 | 5/15/2011 1:51:58 PM |
| NYCFinancier | $50.00 | 5/15/2011 1:54:43 PM |
| the-silver-blaster | $75.00 | 5/15/2011 2:37:45 PM |
| cunning-truth6 | $50.00 | 5/15/2011 3:04:08 PM |
| jc33148 | $150.00 | 5/15/2011 2:48:49 PM |
| capital-party6 | $75.00 | 5/15/2011 4:24:03 PM |
| loss-of-control | $50.00 | 5/15/2011 4:46:48 PM |
| kublai | $50.00 | 5/15/2011 4:53:57 PM |
| credit-bliss8 | $25.00 | 5/15/2011 6:05:56 PM |
| 1SteelerFan | $25.00 | 5/15/2011 5:27:26 PM |
| momentous-coin | $100.00 | 5/15/2011 5:43:04 PM |
| treasure-singularity | $40.00 | 5/15/2011 5:47:00 PM |
| DannyPhantom | $100.00 | 5/15/2011 8:15:06 PM |
| spiff666 | $26.66 | 5/16/2011 8:56:31 AM |
| sappy02 | $25.00 | 5/16/2011 9:25:51 AM |
| blue-nourishing-principal | $100.00 | 5/16/2011 10:02:36 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:47:28 AM |
| first-upright-payout | $25.00 | 5/16/2011 5:39:33 PM |
| reinforced-investment4 | $25.00 | 5/16/2011 5:44:49 PM |
| brightest-dynamic-peace | $25.00 | 5/16/2011 5:44:13 PM |
| rateasaurus1 | $25.00 | 5/16/2011 5:57:38 PM |
| oldman68 | $25.00 | 5/16/2011 8:43:47 PM |
| delicious-loan093 | $50.00 | 5/16/2011 10:05:48 PM |
| interstellar | $25.66 | 5/17/2011 2:05:27 AM |
| ryreesado | $25.00 | 5/17/2011 4:33:51 AM |
| piraqadam | $25.00 | 5/17/2011 6:20:04 AM |
| wayman | $50.00 | 5/17/2011 7:35:39 AM |
| payout-motivator0 | $75.00 | 5/17/2011 8:13:43 AM |
| indomitable-coin | $25.00 | 5/17/2011 9:09:27 AM |
| ahansen | $25.00 | 5/17/2011 9:26:02 AM |
| Earn_money | $25.00 | 5/17/2011 11:31:30 AM |
| reflective-affluence | $50.00 | 5/17/2011 2:04:44 PM |
| Loan_shark718 | $35.00 | 5/17/2011 3:44:59 PM |
| upbeat-finance8 | $25.00 | 5/17/2011 4:56:33 PM |
| wwwUniversal | $25.00 | 5/17/2011 5:28:11 PM |
| mrbanker | $50.00 | 5/17/2011 5:40:24 PM |
| KVEER | $25.00 | 5/17/2011 5:41:40 PM |
| Weaverville | $25.00 | 5/17/2011 5:48:25 PM |
| slwholesales | $51.50 | 5/17/2011 7:10:15 PM |
| Reddy_Capital | $25.00 | 5/17/2011 11:49:22 PM |
| Driftwood123 | $25.00 | 5/17/2011 8:42:20 PM |
| oxnard | $25.00 | 5/18/2011 6:18:19 AM |
| ScizyKBC | $25.00 | 5/18/2011 9:32:55 AM |
| thankful-generosity5 | $25.00 | 5/18/2011 10:00:42 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:49:46 AM |
| hardwareman | $50.00 | 5/18/2011 10:13:06 AM |
| Oranje88 | $100.00 | 5/18/2011 9:56:43 AM |
| IPlayOutsideTheBox | $50.00 | 5/18/2011 10:37:01 AM |
| taal1 | $25.00 | 5/18/2011 10:21:00 AM |
| jazzlender | $25.00 | 5/18/2011 10:27:30 AM |
| RailroadKen | $50.00 | 5/18/2011 11:07:45 AM |
| 164 Investments
|
Borrower Payment Dependent Notes Series
505749
This series of Notes was issued and sold upon the funding of the borrower loan #49943, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 11.32% |
Monthly payment:
| $174.34 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.09% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1970 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 800-819 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $266 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| higs20 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion
Purpose of loan:
upgrade the design of my website
My financial situation:
I am a good candidate for this loan because I have excellent credit, and very little debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Leopoldine | $25.00 | 5/8/2011 12:01:00 PM |
| ore-genius2 | $100.00 | 5/8/2011 12:01:22 PM |
| blooming-market | $25.00 | 5/8/2011 12:12:44 PM |
| dtrain5 | $25.00 | 5/8/2011 12:23:54 PM |
| indomitable-coin | $25.00 | 5/8/2011 12:33:24 PM |
| useful-currency | $25.00 | 5/8/2011 12:01:16 PM |
| minista | $25.00 | 5/8/2011 12:01:34 PM |
| kulender | $50.00 | 5/8/2011 12:01:46 PM |
| DukSerduk | $25.00 | 5/8/2011 12:10:48 PM |
| meux99 | $25.00 | 5/8/2011 12:12:42 PM |
| Moneypenny6 | $25.00 | 5/8/2011 1:24:32 PM |
| investment-artist | $25.00 | 5/8/2011 4:44:11 PM |
| Gibbyland | $100.00 | 5/8/2011 7:29:23 PM |
| letsbank | $25.00 | 5/8/2011 7:53:36 PM |
| availableloan | $25.00 | 5/9/2011 6:34:48 AM |
| orange-impartial-asset | $500.00 | 5/9/2011 7:59:36 AM |
| macgeek | $25.00 | 5/9/2011 4:11:16 PM |
| fcrick | $25.00 | 5/9/2011 7:24:34 PM |
| restless-balance9 | $50.00 | 5/10/2011 8:44:35 AM |
| nuclearmoose | $50.00 | 5/10/2011 12:54:36 PM |
| goldsun | $25.00 | 5/10/2011 9:08:09 PM |
| math1973 | $100.00 | 5/11/2011 9:34:43 AM |
| reflective-rupee | $25.00 | 5/11/2011 12:10:40 PM |
| grove064 | $100.00 | 5/11/2011 4:53:45 PM |
| bvzm | $50.00 | 5/11/2011 7:29:40 PM |
| unrivaled-silver | $50.00 | 5/12/2011 9:48:35 AM |
| mcabery | $200.00 | 5/12/2011 3:39:48 PM |
| Gyroman | $85.00 | 5/12/2011 7:50:49 PM |
| kindness-dessert | $50.00 | 5/13/2011 10:56:03 AM |
| flexible-value | $35.00 | 5/13/2011 5:35:42 PM |
| Dan4703 | $25.00 | 5/14/2011 6:54:32 AM |
| hawaiiangirl76 | $25.00 | 5/14/2011 8:01:34 AM |
| thankful-nickel2 | $50.00 | 5/14/2011 10:06:42 PM |
| heroic-p2ploan2 | $50.00 | 5/15/2011 10:31:43 AM |
| Jeffersonbank | $50.00 | 5/15/2011 7:09:38 PM |
| Marathoner | $25.00 | 5/16/2011 10:20:41 AM |
| unitedbankofg | $33.33 | 5/16/2011 12:30:43 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:29:44 PM |
| smart-kindness8 | $100.00 | 5/16/2011 5:37:48 PM |
| Montgomery-Burns | $25.00 | 5/17/2011 3:00:20 AM |
| Daneistes | $50.00 | 5/17/2011 8:32:16 AM |
| NobisEst | $25.00 | 5/17/2011 9:43:44 AM |
| skuba | $50.00 | 5/17/2011 1:24:16 PM |
| JustMee | $25.00 | 5/17/2011 5:04:57 PM |
| reflective-rupee | $75.00 | 5/17/2011 11:50:33 PM |
| kjb1971 | $25.00 | 5/18/2011 8:57:43 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:47:35 AM |
| rsd4444 | $25.00 | 5/18/2011 10:51:18 AM |
| DownHomeLender | $25.00 | 5/18/2011 11:05:14 AM |
| AtticusSD | $71.45 | 5/18/2011 1:38:08 PM |
| Lax | $40.57 | 5/18/2011 2:15:56 PM |
| nimit12 | $500.00 | 5/18/2011 3:43:22 PM |
| velocity-solo | $25.00 | 5/18/2011 3:59:22 PM |
| Guiren | $141.44 | 5/18/2011 4:07:50 PM |
| burgeoning-silver | $25.00 | 5/18/2011 3:41:07 PM |
| g314 | $25.00 | 5/18/2011 5:47:37 PM |
| venture30 | $50.00 | 5/18/2011 6:06:05 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:35:01 PM |
| glc527 | $30.00 | 5/18/2011 8:55:19 PM |
| intrepid-loot | $50.00 | 5/18/2011 10:25:26 PM |
| new-ore-venture | $150.00 | 5/18/2011 10:12:11 PM |
| Interstate_Rate | $77.93 | 5/19/2011 2:39:37 AM |
| ryreesado | $25.00 | 5/19/2011 4:09:47 AM |
| elvisloans | $25.00 | 5/19/2011 6:11:52 AM |
| scloans | $31.01 | 5/19/2011 3:22:58 AM |
| FoosMaster | $103.30 | 5/19/2011 6:03:26 AM |
| moola-cell3 | $50.00 | 5/19/2011 7:30:56 AM |
| diversification-surge | $200.00 | 5/19/2011 5:23:25 AM |
| Captain88 | $25.00 | 5/19/2011 8:50:49 AM |
| reinforced-marketplace3 | $125.00 | 5/19/2011 9:14:19 AM |
| tender-integrity3 | $100.00 | 5/19/2011 10:08:45 AM |
| gojackgo | $100.00 | 5/19/2011 12:30:08 PM |
| eagle1271 | $25.00 | 5/19/2011 1:10:11 PM |
| diversification-wildcat2 | $25.00 | 5/19/2011 1:11:03 PM |
| donaldo | $150.00 | 5/19/2011 1:58:53 PM |
| kenji4861 | $25.00 | 5/8/2011 12:01:28 PM |
| antlr | $50.00 | 5/8/2011 12:01:52 PM |
| compoundinterest | $50.00 | 5/8/2011 12:03:05 PM |
| Avala | $50.00 | 5/8/2011 12:01:39 PM |
| vine99 | $90.00 | 5/8/2011 12:45:01 PM |
| cash-cymbal | $50.00 | 5/8/2011 4:33:43 PM |
| CIC | $25.00 | 5/9/2011 2:43:08 AM |
| Pasagam | $50.00 | 5/9/2011 9:01:33 AM |
| awwaww | $80.00 | 5/9/2011 10:00:32 AM |
| fairmaiden | $25.00 | 5/9/2011 9:57:21 AM |
| auction-seeker | $25.00 | 5/9/2011 5:27:29 PM |
| caring-hope2 | $50.00 | 5/9/2011 9:03:33 PM |
| kyomoon | $50.00 | 5/10/2011 4:52:24 AM |
| axl163 | $25.00 | 5/10/2011 5:03:52 AM |
| Zipperdu | $50.00 | 5/10/2011 8:41:31 AM |
| Pickmar | $25.00 | 5/10/2011 10:30:57 AM |
| CPA-Banker | $25.00 | 5/10/2011 5:06:13 PM |
| point-pecan | $100.00 | 5/10/2011 5:15:46 PM |
| RankPaid | $25.00 | 5/10/2011 5:44:43 PM |
| inspired-investment8 | $100.00 | 5/10/2011 5:48:07 PM |
| heavenly-interest9 | $100.00 | 5/11/2011 7:44:03 PM |
| penny-candy | $25.00 | 5/11/2011 7:55:52 PM |
| vollynet | $60.00 | 5/12/2011 3:37:38 PM |
| MrDavid | $50.00 | 5/12/2011 8:04:48 PM |
| tutnyce | $75.00 | 5/12/2011 8:57:09 PM |
| 3_boyz | $100.00 | 5/13/2011 6:03:12 AM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:34 PM |
| addlending | $50.00 | 5/13/2011 4:58:00 PM |
| liberty-thinker | $25.00 | 5/13/2011 5:17:50 PM |
| ingenious-order783 | $25.00 | 5/14/2011 3:08:20 PM |
| cosmof16 | $25.00 | 5/14/2011 4:34:17 PM |
| Paragon13 | $50.00 | 5/14/2011 7:48:22 PM |
| Duchdad | $25.00 | 5/14/2011 8:44:29 PM |
| sappy02 | $25.00 | 5/15/2011 11:10:43 AM |
| truth-image | $50.00 | 5/16/2011 7:54:33 AM |
| prossperous01 | $25.00 | 5/16/2011 9:32:31 AM |
| rjw_mpwr | $25.00 | 5/16/2011 1:48:08 PM |
| penny-broker | $100.00 | 5/16/2011 5:30:57 PM |
| Munnie | $25.00 | 5/16/2011 5:38:01 PM |
| AFairDeal | $50.00 | 5/16/2011 5:45:11 PM |
| alpinaut | $25.00 | 5/17/2011 1:46:37 AM |
| radforj22 | $32.39 | 5/17/2011 8:11:15 AM |
| coin-processor7 | $50.00 | 5/17/2011 9:40:00 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:35 AM |
| diablorulz | $50.00 | 5/17/2011 4:14:11 PM |
| loyalty-czar | $100.00 | 5/17/2011 5:28:17 PM |
| rapid-wampum5 | $40.00 | 5/17/2011 5:31:14 PM |
| lukeskywalkerkp | $25.00 | 5/17/2011 5:31:43 PM |
| SCD | $25.00 | 5/18/2011 3:56:29 AM |
| unclejaef | $25.00 | 5/18/2011 11:52:15 AM |
| flypenguin | $50.00 | 5/18/2011 12:49:43 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 1:53:48 PM |
| maldok1 | $25.00 | 5/18/2011 2:07:56 PM |
| jpblan11 | $25.08 | 5/18/2011 3:12:46 PM |
| power-star | $226.00 | 5/18/2011 3:28:13 PM |
| SOBRO-FINANCE | $25.00 | 5/18/2011 5:22:39 PM |
| rce1964 | $25.00 | 5/18/2011 5:46:13 PM |
| mountainpeak | $25.00 | 5/18/2011 6:45:15 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:11 PM |
| bobby5832708 | $50.00 | 5/19/2011 6:26:06 AM |
| baker31 | $50.00 | 5/19/2011 8:38:42 AM |
| wwwUniversal | $25.00 | 5/19/2011 10:08:47 AM |
| Katburg | $50.00 | 5/19/2011 10:54:03 AM |
| damage | $25.00 | 5/19/2011 10:59:18 AM |
| Manta_Rai | $25.00 | 5/19/2011 1:04:57 PM |
| cool_kubera | $50.00 | 5/19/2011 1:04:47 PM |
| a-fund-doctor | $25.00 | 5/19/2011 1:28:13 PM |
| 142 Investments
|
Borrower Payment Dependent Notes Series
506111
This series of Notes was issued and sold upon the funding of the borrower loan #49800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $173.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1973 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 14y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,490 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| zippy-leverage9 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
nursing school got expensive
Purpose of loan:
This loan will be used to...help a family of 5 make ends meet for the next 2 to 3 months. My wife just graduated nursing school, and we are running tight on money until she gets a job. We budgeted for two years of school and almost made it to the finish line financially, but came up a little short.
My financial situation:
I am a good candidate for this loan because...I intend on paying the loan off early. I have stock options vesting in the next 3 months which will cover the amount of the loan, and get us back on track.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/10/2011 9:08:56 AM |
| qsolo | $200.00 | 5/10/2011 9:09:59 AM |
| golffish2 | $50.00 | 5/10/2011 9:11:08 AM |
| reinforced-funds4 | $25.00 | 5/10/2011 10:49:03 AM |
| JustMee | $25.00 | 5/10/2011 12:40:49 PM |
| Bank_Of_XL | $50.00 | 5/10/2011 1:16:19 PM |
| rescue | $100.00 | 5/10/2011 6:57:12 PM |
| Sol_Invictus | $25.00 | 5/11/2011 12:22:43 PM |
| Gibbyland | $100.00 | 5/11/2011 3:28:49 PM |
| Keystonekop | $100.00 | 5/12/2011 7:45:01 PM |
| kulender | $50.00 | 5/14/2011 9:22:03 AM |
| BrLender | $50.00 | 5/16/2011 2:19:03 PM |
| 6moonbeams | $100.00 | 5/16/2011 5:46:52 PM |
| kind-magnificent-bid | $100.00 | 5/18/2011 12:48:18 PM |
| benjamins-utopia | $50.00 | 5/18/2011 7:02:11 PM |
| maldok1 | $25.00 | 5/18/2011 7:02:28 PM |
| math1973 | $50.00 | 5/19/2011 10:28:55 AM |
| reflective-dollar8 | $50.00 | 5/19/2011 10:59:08 AM |
| betaoption | $25.00 | 5/19/2011 7:21:30 PM |
| newgroom422 | $25.00 | 5/19/2011 10:43:27 PM |
| indomitable-coin | $25.00 | 5/20/2011 5:40:07 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:24:20 AM |
| mobius_titan | $25.00 | 5/20/2011 5:52:24 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 5:44:16 PM |
| Cypher041 | $25.00 | 5/20/2011 5:45:17 PM |
| agreement-guild | $100.00 | 5/20/2011 5:45:09 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:32 PM |
| elloboverde | $25.00 | 5/20/2011 10:56:32 PM |
| Cronos | $200.00 | 5/21/2011 12:52:56 AM |
| darylc | $25.00 | 5/21/2011 8:37:45 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:24 AM |
| nytrnbow | $25.00 | 5/21/2011 8:49:49 AM |
| productive-finance | $30.00 | 5/21/2011 9:58:36 AM |
| american6 | $100.00 | 5/21/2011 11:15:24 AM |
| janeybooboo | $100.00 | 5/21/2011 4:04:24 PM |
| BxRealtor | $25.00 | 5/21/2011 8:07:57 PM |
| happyinvallarta | $50.00 | 5/22/2011 12:28:08 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:11 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:10 PM |
| oldman68 | $25.00 | 5/23/2011 5:40:14 AM |
| the-enthralling-coin | $25.00 | 5/23/2011 6:13:29 AM |
| Drewkeeper | $25.00 | 5/23/2011 5:48:20 AM |
| capital-baron507 | $100.00 | 5/23/2011 7:39:59 AM |
| openness-antioxidant | $100.00 | 5/23/2011 8:52:47 AM |
| Veggie_Monkey | $25.00 | 5/23/2011 9:43:16 AM |
| blue-nourishing-principal | $100.00 | 5/23/2011 9:44:11 AM |
| jalapeno680 | $54.71 | 5/23/2011 1:40:04 PM |
| dpries123 | $25.00 | 5/23/2011 3:01:06 PM |
| first-upright-payout | $25.00 | 5/23/2011 3:03:59 PM |
| influential-revenue | $50.00 | 5/23/2011 3:45:32 PM |
| NLB-PHX | $50.00 | 5/23/2011 1:51:06 PM |
| ethical-income2 | $25.00 | 5/23/2011 4:53:17 PM |
| patriot897 | $25.00 | 5/23/2011 4:57:40 PM |
| Castelj | $59.00 | 5/23/2011 5:24:15 PM |
| ExtraIncome | $25.00 | 5/23/2011 6:16:36 PM |
| nhm | $25.00 | 5/23/2011 6:40:32 PM |
| mjcareful | $40.00 | 5/23/2011 6:54:02 PM |
| yennib | $26.43 | 5/23/2011 6:41:43 PM |
| RJN | $25.00 | 5/23/2011 6:49:42 PM |
| us957165 | $25.00 | 5/23/2011 6:35:54 PM |
| NiceNate | $100.00 | 5/10/2011 9:09:07 AM |
| organized-payment6 | $50.00 | 5/10/2011 9:09:17 AM |
| designer_10 | $25.00 | 5/10/2011 9:21:11 AM |
| serene-capital | $25.00 | 5/10/2011 10:06:33 AM |
| reinforced-revenue069 | $25.00 | 5/10/2011 3:34:21 PM |
| powerful-finance7 | $25.00 | 5/12/2011 4:40:50 PM |
| bonus-demon | $25.00 | 5/13/2011 5:30:27 PM |
| brightest-restless-coin | $200.00 | 5/16/2011 9:49:38 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:08 AM |
| FigTree | $50.00 | 5/18/2011 6:28:37 PM |
| tech310 | $50.00 | 5/19/2011 1:38:07 AM |
| pthighs | $50.00 | 5/19/2011 11:03:43 AM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:03:48 PM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:17 AM |
| Nyarpy | $25.00 | 5/20/2011 7:49:50 AM |
| Cai8899 | $30.00 | 5/20/2011 7:59:27 AM |
| tranquil-gain1 | $50.00 | 5/20/2011 9:27:14 AM |
| w3alter | $100.00 | 5/20/2011 10:26:08 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:23 PM |
| enthralling-deal180 | $50.00 | 5/20/2011 5:50:07 PM |
| steady-penny1 | $30.00 | 5/20/2011 6:05:26 PM |
| RyanTH9893 | $25.00 | 5/20/2011 7:25:39 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:26 AM |
| ProjectVenture | $25.00 | 5/21/2011 4:34:10 AM |
| radforj22 | $25.00 | 5/21/2011 11:47:50 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:15 PM |
| myduck | $40.00 | 5/21/2011 5:04:22 PM |
| loot-heart | $50.00 | 5/22/2011 10:28:06 PM |
| itsokrelax | $40.00 | 5/22/2011 11:03:37 PM |
| bullwink27 | $25.00 | 5/23/2011 8:33:33 AM |
| the-silver-blaster | $50.00 | 5/23/2011 9:51:14 AM |
| SelectTrustLending | $25.00 | 5/23/2011 11:06:46 AM |
| Gotogo | $50.00 | 5/23/2011 2:11:46 PM |
| wwwUniversal | $25.00 | 5/23/2011 3:02:24 PM |
| dogbait | $50.00 | 5/23/2011 1:06:33 PM |
| VaVMer | $25.00 | 5/23/2011 1:10:04 PM |
| peace-flower9 | $50.00 | 5/23/2011 2:52:38 PM |
| don8ter | $25.00 | 5/23/2011 3:07:35 PM |
| Prairie-MN | $30.00 | 5/23/2011 4:33:22 PM |
| BoughtTheFarm | $25.00 | 5/23/2011 4:34:37 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:52:10 PM |
| wise-rupee-sanctuary | $50.00 | 5/23/2011 7:13:29 PM |
| PaulW | $25.00 | 5/23/2011 7:15:02 PM |
| 103 Investments
|
Borrower Payment Dependent Notes Series
506113
This series of Notes was issued and sold upon the funding of the borrower loan #49786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,305 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| openness-trader |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge Loan Needed for Business
This loan will be used to cover the next month or two of business expenses. We have large contracts in the six figure range that are being finalized, but we will not receive the cash for a few months. I have excellent credit personally and have never defaulted on a personal or business loan. We have a successful business (in the financial services sector), but many clients choose to pay us quarterly, which causes intermittent needs to cover cash flow shortages.
Please let me know if you have an questions!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/10/2011 5:05:20 PM |
| janeybooboo | $100.00 | 5/10/2011 7:26:38 PM |
| 2grindstones | $50.00 | 5/10/2011 7:31:07 PM |
| Kreditorium | $25.00 | 5/10/2011 8:49:13 PM |
| orange-impartial-asset | $500.00 | 5/11/2011 2:01:16 PM |
| reflective-rupee | $25.00 | 5/11/2011 4:22:42 PM |
| missing-link | $25.00 | 5/13/2011 1:43:13 PM |
| Rogesparkguy | $25.00 | 5/16/2011 9:26:15 AM |
| Investoman | $75.00 | 5/16/2011 10:39:18 AM |
| Jack55304 | $300.00 | 5/17/2011 10:23:13 AM |
| transformer855 | $25.00 | 5/18/2011 3:36:22 PM |
| openness-antioxidant | $75.00 | 5/19/2011 9:42:10 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:57 AM |
| bonus-demon | $50.00 | 5/20/2011 3:29:13 PM |
| tranquil-gain1 | $100.00 | 5/21/2011 7:24:16 AM |
| nex | $50.00 | 5/21/2011 11:12:14 AM |
| chungfang | $25.00 | 5/21/2011 2:27:37 PM |
| kind-credit-bear | $25.00 | 5/22/2011 3:23:11 AM |
| capital_projects_investor | $25.00 | 5/22/2011 5:37:26 PM |
| shred123 | $50.00 | 5/22/2011 8:48:28 PM |
| new-transaction-wrangler | $50.00 | 5/22/2011 8:48:18 PM |
| desertoasis | $30.00 | 5/23/2011 8:09:59 AM |
| shiny-dollar9 | $50.00 | 5/23/2011 10:01:26 AM |
| Turtlebear44 | $25.00 | 5/23/2011 3:31:54 PM |
| lib5836 | $25.00 | 5/23/2011 5:37:31 PM |
| nicklds | $25.00 | 5/23/2011 6:25:18 PM |
| profit-powerplant | $25.00 | 5/23/2011 7:28:57 PM |
| new-social-economist | $50.00 | 5/23/2011 7:29:44 PM |
| wise-extraordinary-loot | $50.00 | 5/23/2011 7:59:15 PM |
| bountiful-durability | $50.00 | 5/23/2011 8:00:40 PM |
| successful-wealth7 | $25.00 | 5/23/2011 8:25:25 PM |
| fighter122 | $35.00 | 5/23/2011 8:25:44 PM |
| exciting-loyalty3 | $100.00 | 5/23/2011 8:30:04 PM |
| Dad4563 | $50.00 | 5/23/2011 8:11:27 PM |
| GoBigRed97 | $50.00 | 5/23/2011 8:12:59 PM |
| NobisEst | $25.00 | 5/23/2011 8:52:30 PM |
| extraordinary-interest1 | $50.00 | 5/23/2011 8:52:50 PM |
| rlrcstr | $25.00 | 5/23/2011 8:24:35 PM |
| moola-wildebeest3 | $50.00 | 5/23/2011 8:24:46 PM |
| the-silver-blaster | $50.00 | 5/23/2011 9:00:36 PM |
| worthy-bid8 | $25.00 | 5/23/2011 8:26:07 PM |
| papaloha | $25.00 | 5/23/2011 8:28:22 PM |
| economy-producer | $25.00 | 5/23/2011 8:29:02 PM |
| hitsman | $50.00 | 5/23/2011 8:30:26 PM |
| bid-czar8 | $50.00 | 5/23/2011 8:30:56 PM |
| CAGE-Investments | $25.00 | 5/23/2011 8:33:51 PM |
| stanfordgrad05 | $50.00 | 5/23/2011 8:26:20 PM |
| oldmora | $50.00 | 5/23/2011 8:28:54 PM |
| miamibeachloaner | $25.00 | 5/23/2011 8:32:01 PM |
| Comoparklender | $50.00 | 5/23/2011 8:58:27 PM |
| finance-mushroom | $100.00 | 5/23/2011 8:59:45 PM |
| maskir | $50.00 | 5/23/2011 9:07:42 PM |
| fair-rate | $25.00 | 5/24/2011 3:55:50 AM |
| ah-long | $25.00 | 5/23/2011 10:23:04 PM |
| income-buddy7 | $50.00 | 5/24/2011 10:11:29 AM |
| lcole32 | $25.00 | 5/24/2011 9:49:47 AM |
| Dweeberkitty1 | $25.00 | 5/24/2011 9:54:59 AM |
| transparent-transaction8 | $50.00 | 5/24/2011 10:47:31 AM |
| truth-companion | $44.51 | 5/24/2011 10:47:44 AM |
| cbr600fs | $50.00 | 5/24/2011 10:48:00 AM |
| imoutdoorsy | $25.00 | 5/24/2011 10:48:26 AM |
| circuitfive | $25.00 | 5/24/2011 10:49:08 AM |
| valiant-pound8 | $100.00 | 5/24/2011 10:49:11 AM |
| NoMoreDebt4Me | $25.00 | 5/24/2011 10:49:30 AM |
| lagnisiruk | $25.00 | 5/24/2011 10:11:33 AM |
| Cai8899 | $25.00 | 5/24/2011 10:13:53 AM |
| market-enthusiast | $25.00 | 5/24/2011 10:47:34 AM |
| teega5 | $25.00 | 5/24/2011 10:47:57 AM |
| jobani | $25.00 | 5/24/2011 10:48:34 AM |
| theshef | $25.00 | 5/24/2011 10:48:50 AM |
| bill-appraiser7 | $25.00 | 5/24/2011 10:49:25 AM |
| SDNLR | $46.27 | 5/24/2011 10:49:44 AM |
| auction-architect7 | $50.00 | 5/24/2011 10:47:53 AM |
| SpareChangeHero | $25.00 | 5/24/2011 10:48:04 AM |
| jamiee73 | $25.00 | 5/24/2011 10:48:32 AM |
| runner262 | $25.00 | 5/24/2011 10:48:41 AM |
| reward-adventure | $50.00 | 5/24/2011 10:48:53 AM |
| davidc314 | $44.88 | 5/24/2011 10:49:32 AM |
| swoosh | $50.00 | 5/24/2011 10:49:45 AM |
| Kash2010lu | $30.00 | 5/10/2011 5:04:32 PM |
| irrelevant | $25.00 | 5/10/2011 5:09:58 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:31 PM |
| reflective-rupee | $175.00 | 5/17/2011 9:24:48 AM |
| diplomatic-wealth7 | $25.00 | 5/18/2011 6:59:24 PM |
| tech310 | $50.00 | 5/19/2011 1:44:54 AM |
| loyalist1 | $100.00 | 5/20/2011 5:40:19 PM |
| ingenious-deal6 | $25.00 | 5/20/2011 5:40:25 PM |
| antlr | $50.00 | 5/20/2011 5:55:40 PM |
| vigorous-market5 | $200.00 | 5/20/2011 6:02:15 PM |
| handy-justice | $100.00 | 5/21/2011 6:12:29 PM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:06 AM |
| high_flyer | $50.00 | 5/23/2011 9:36:40 AM |
| Simonsez808 | $25.00 | 5/23/2011 3:31:37 PM |
| contract-paloverde1 | $50.00 | 5/23/2011 4:51:33 PM |
| finance-prescription | $50.00 | 5/23/2011 7:26:58 PM |
| money-bauble | $100.00 | 5/23/2011 7:30:05 PM |
| bold-shrewd-duty | $25.00 | 5/23/2011 7:35:09 PM |
| Miklot | $50.00 | 5/23/2011 8:08:00 PM |
| shomikaci | $25.00 | 5/23/2011 8:08:53 PM |
| uprising35 | $25.00 | 5/23/2011 8:25:00 PM |
| zone8 | $100.00 | 5/23/2011 8:27:22 PM |
| wwwUniversal | $25.00 | 5/23/2011 7:57:46 PM |
| Easystreet | $25.00 | 5/23/2011 8:51:08 PM |
| 6moonbeams | $50.00 | 5/23/2011 8:04:30 PM |
| LoisLoan | $25.00 | 5/23/2011 8:05:43 PM |
| mercuriant | $25.00 | 5/23/2011 8:53:35 PM |
| deal-scientist5 | $25.00 | 5/23/2011 8:54:50 PM |
| durable-auction0 | $50.00 | 5/23/2011 8:58:51 PM |
| interest-griffin | $50.00 | 5/23/2011 8:25:08 PM |
| cwolfe177 | $25.00 | 5/23/2011 8:59:53 PM |
| market-inspector | $25.00 | 5/23/2011 8:29:52 PM |
| careful-note | $50.00 | 5/23/2011 8:31:38 PM |
| sensible-order2 | $79.68 | 5/23/2011 8:33:06 PM |
| kidsskipp | $50.00 | 5/23/2011 8:27:37 PM |
| integrity-trumpet | $50.00 | 5/23/2011 8:28:00 PM |
| deal-guardian1 | $50.00 | 5/23/2011 8:29:28 PM |
| Redmond | $25.00 | 5/23/2011 8:29:37 PM |
| point-compadre | $50.00 | 5/23/2011 8:31:22 PM |
| justice-economist | $25.00 | 5/23/2011 8:33:34 PM |
| thelovebug | $50.00 | 5/23/2011 8:50:55 PM |
| Katburg | $25.00 | 5/23/2011 8:52:54 PM |
| power-trophy7 | $50.00 | 5/23/2011 8:53:11 PM |
| Weaverville | $50.00 | 5/23/2011 8:55:06 PM |
| credit-fox3 | $25.00 | 5/23/2011 9:31:20 PM |
| the-enthralling-coin | $25.00 | 5/23/2011 9:04:22 PM |
| goodhelper | $25.00 | 5/23/2011 9:06:37 PM |
| rate-mogul | $100.00 | 5/23/2011 10:11:11 PM |
| Diamond_Jim | $50.00 | 5/23/2011 10:05:26 PM |
| shepherd1 | $25.00 | 5/24/2011 4:47:13 AM |
| aquistoyraul | $25.00 | 5/24/2011 6:57:15 AM |
| gardenofeden | $25.00 | 5/24/2011 10:28:21 AM |
| smilinsam | $47.18 | 5/24/2011 10:47:38 AM |
| persevering | $25.00 | 5/24/2011 10:47:48 AM |
| Kijib | $25.00 | 5/24/2011 10:48:07 AM |
| sonnet771 | $50.00 | 5/24/2011 10:48:36 AM |
| treasure-generator | $25.00 | 5/24/2011 10:48:47 AM |
| villagers | $25.00 | 5/24/2011 10:49:03 AM |
| durability-starfish | $25.00 | 5/24/2011 10:49:16 AM |
| anton | $100.00 | 5/24/2011 10:11:31 AM |
| theprince | $25.00 | 5/24/2011 10:23:46 AM |
| basis-wizard8 | $50.00 | 5/24/2011 10:25:35 AM |
| reasonable-transaction7 | $25.00 | 5/24/2011 10:47:36 AM |
| WorldlyWorker | $25.00 | 5/24/2011 10:48:46 AM |
| sms0106 | $50.00 | 5/24/2011 10:48:55 AM |
| worldly-money4 | $200.00 | 5/24/2011 10:49:06 AM |
| velocity-quest5 | $50.00 | 5/24/2011 10:49:28 AM |
| KaizenDiva | $50.00 | 5/24/2011 10:48:02 AM |
| IIP77 | $25.00 | 5/24/2011 10:48:24 AM |
| minddoc | $25.00 | 5/24/2011 10:48:39 AM |
| Marfloogan | $25.00 | 5/24/2011 10:48:44 AM |
| whatknows | $25.00 | 5/24/2011 10:49:36 AM |
| nodrivelpls | $25.00 | 5/24/2011 10:49:42 AM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
506277
This series of Notes was issued and sold upon the funding of the borrower loan #49952, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 12.40% |
Borrower rate/APR:
| 13.40% / 14.77% |
Monthly payment:
| $229.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.36% | | |
| |
Estimated return*:
| 8.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,696 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| harmonious-marketplace1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off all credit card debt to get ahead...
My financial situation:
I am a good candidate for this loan because I have always had good credit and have an excellent score. I always pay my bills on-time and looking to pay off THIS loan less than 5 years. This will just make my financial status even more solid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/11/2011 5:10:22 PM |
| scrappy-bonus2 | $25.00 | 5/11/2011 5:12:11 PM |
| indomitable-coin | $25.00 | 5/12/2011 5:55:43 AM |
| Proactive-Financial-Lending | $25.00 | 5/15/2011 5:40:03 AM |
| market-aficionado3 | $37.00 | 5/15/2011 8:20:14 PM |
| tech310 | $50.00 | 5/19/2011 1:49:26 AM |
| damage | $25.00 | 5/19/2011 11:02:13 AM |
| AFairDeal | $50.00 | 5/20/2011 5:44:32 PM |
| FigTree | $50.00 | 5/21/2011 11:15:48 AM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:23 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:35 PM |
| Mad_Scientist | $50.00 | 5/23/2011 12:30:30 PM |
| g314 | $25.00 | 5/23/2011 6:50:17 PM |
| NLB-PHX | $50.00 | 5/23/2011 8:35:04 PM |
| enthralling-deal180 | $25.00 | 5/23/2011 8:38:21 PM |
| generous-deal6 | $50.00 | 5/23/2011 8:13:43 PM |
| peace-flower9 | $50.00 | 5/23/2011 8:35:39 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:14 PM |
| Ripsaw4U | $50.00 | 5/24/2011 3:05:34 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:45:59 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:57 AM |
| Pawnster | $50.00 | 5/24/2011 6:56:16 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:23:03 AM |
| Havana21 | $25.00 | 5/24/2011 7:54:49 PM |
| contract-paloverde1 | $50.00 | 5/24/2011 8:23:46 PM |
| don8ter | $25.00 | 5/24/2011 8:29:43 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:18:37 PM |
| organized-dedication9 | $50.00 | 5/24/2011 8:22:13 PM |
| smart-kindness8 | $50.00 | 5/25/2011 3:18:17 AM |
| balanced-rupee | $50.00 | 5/25/2011 9:27:03 AM |
| dingus | $25.00 | 5/25/2011 9:27:57 AM |
| malaya | $25.00 | 5/25/2011 9:28:11 AM |
| JDFuego | $25.00 | 5/25/2011 9:28:22 AM |
| MonitorLizard09 | $25.00 | 5/25/2011 9:28:29 AM |
| speedy-point | $50.00 | 5/25/2011 9:28:36 AM |
| prohelper | $50.00 | 5/25/2011 9:28:45 AM |
| helpinghand63 | $30.00 | 5/25/2011 9:29:25 AM |
| Ivan2007 | $25.00 | 5/25/2011 9:30:02 AM |
| sunnyboy_7478 | $50.00 | 5/25/2011 9:30:10 AM |
| investment-tempo | $50.00 | 5/25/2011 9:30:21 AM |
| Katburg | $50.00 | 5/25/2011 9:33:16 AM |
| credit-scout7 | $50.00 | 5/25/2011 9:34:27 AM |
| anwn | $50.00 | 5/25/2011 9:34:52 AM |
| CPDDDS | $50.00 | 5/25/2011 9:35:03 AM |
| icchok | $50.00 | 5/25/2011 9:35:10 AM |
| RoyFauntleroy | $50.00 | 5/25/2011 9:35:45 AM |
| raisingophelia | $25.00 | 5/25/2011 9:37:16 AM |
| dime-smasher5 | $25.00 | 5/25/2011 9:37:48 AM |
| integrity-trumpet | $100.00 | 5/25/2011 9:37:54 AM |
| narblark | $50.00 | 5/25/2011 9:38:23 AM |
| allotment464 | $100.00 | 5/25/2011 9:40:05 AM |
| yield-visionary4 | $50.00 | 5/25/2011 9:40:39 AM |
| rss197 | $25.00 | 5/25/2011 9:41:38 AM |
| hostbank | $100.00 | 5/25/2011 9:41:42 AM |
| best-basis-trooper | $50.00 | 5/25/2011 9:41:52 AM |
| fearless-auction7 | $25.00 | 5/25/2011 9:42:06 AM |
| loot-pursuit5 | $50.00 | 5/25/2011 9:43:04 AM |
| PCGeekWI | $25.00 | 5/25/2011 9:43:50 AM |
| payout-carnival | $25.00 | 5/25/2011 9:44:03 AM |
| Cover4 | $25.00 | 5/25/2011 9:27:58 AM |
| peripatetic | $25.00 | 5/25/2011 9:28:05 AM |
| pete_rows | $25.00 | 5/25/2011 9:28:12 AM |
| HalfDayz | $50.00 | 5/25/2011 9:28:23 AM |
| cmdqueue | $50.00 | 5/25/2011 9:28:30 AM |
| bazaar-titan | $25.00 | 5/25/2011 9:28:37 AM |
| ferdberfel | $50.00 | 5/25/2011 9:28:47 AM |
| soroxy | $25.00 | 5/25/2011 9:29:26 AM |
| doncm | $50.00 | 5/25/2011 9:29:52 AM |
| bigphish | $50.00 | 5/25/2011 9:30:08 AM |
| unrivaled-gain8 | $25.00 | 5/25/2011 9:32:42 AM |
| camaraderi-atmosphere | $50.00 | 5/25/2011 9:34:44 AM |
| asset-beeper8 | $50.00 | 5/25/2011 9:35:21 AM |
| flanative | $25.00 | 5/25/2011 9:35:26 AM |
| williemc44 | $25.00 | 5/25/2011 9:36:10 AM |
| TomKacz | $100.00 | 5/25/2011 9:36:30 AM |
| blooming-market | $25.00 | 5/25/2011 9:37:56 AM |
| life-is-great | $25.00 | 5/25/2011 9:38:09 AM |
| ideal-platinum1 | $50.00 | 5/25/2011 9:38:14 AM |
| favorite-deal6 | $25.00 | 5/25/2011 9:38:32 AM |
| ericgassercom | $50.00 | 5/25/2011 9:38:41 AM |
| happyaric | $50.00 | 5/25/2011 9:40:14 AM |
| worthy-bid8 | $50.00 | 5/25/2011 9:42:02 AM |
| circuitfive | $25.00 | 5/25/2011 9:42:13 AM |
| Kame | $25.00 | 5/25/2011 9:42:29 AM |
| silver-fuse | $30.00 | 5/25/2011 9:42:48 AM |
| TSC | $50.00 | 5/25/2011 9:27:06 AM |
| Cheburashka | $25.00 | 5/25/2011 9:45:34 AM |
| be_wise | $25.00 | 5/25/2011 9:27:51 AM |
| Dillonmd58 | $25.00 | 5/25/2011 9:28:00 AM |
| ROCKI9 | $50.00 | 5/25/2011 9:28:06 AM |
| bobby5832708 | $50.00 | 5/25/2011 9:28:14 AM |
| aasx1108 | $25.00 | 5/25/2011 9:28:32 AM |
| worker943 | $38.50 | 5/25/2011 9:28:38 AM |
| bomdel | $25.00 | 5/25/2011 9:29:27 AM |
| roman2008 | $25.00 | 5/25/2011 9:29:53 AM |
| flexible-value | $100.00 | 5/25/2011 9:30:09 AM |
| Sixmil | $100.00 | 5/25/2011 9:30:23 AM |
| bid-computer | $50.00 | 5/25/2011 9:34:39 AM |
| tlp43 | $50.00 | 5/25/2011 9:34:48 AM |
| Attract | $25.00 | 5/25/2011 9:35:59 AM |
| upright-asset2 | $25.00 | 5/25/2011 9:37:37 AM |
| gjm6d | $25.00 | 5/25/2011 9:37:59 AM |
| _wally_ | $50.00 | 5/25/2011 9:38:05 AM |
| first-pragmatic-note | $50.00 | 5/25/2011 9:38:20 AM |
| valiant-pound8 | $100.00 | 5/25/2011 9:38:44 AM |
| GCInvestments | $25.00 | 5/25/2011 9:39:05 AM |
| 108lender | $100.00 | 5/25/2011 9:39:56 AM |
| auction-turtle0 | $25.00 | 5/25/2011 9:42:45 AM |
| unrivaled-income5 | $50.00 | 5/25/2011 9:42:57 AM |
| miked8303 | $25.00 | 5/25/2011 9:43:41 AM |
| skuba | $50.00 | 5/25/2011 9:45:46 AM |
| unafraid-return496 | $25.00 | 5/12/2011 9:16:24 AM |
| astute-fairness0 | $25.00 | 5/12/2011 1:04:06 PM |
| MonopolyDred | $25.00 | 5/13/2011 5:50:15 AM |
| kulender | $50.00 | 5/14/2011 9:22:40 AM |
| a-finance-nirvana | $25.00 | 5/16/2011 10:15:01 AM |
| rescue | $100.00 | 5/16/2011 10:35:24 AM |
| spaceboy033 | $25.00 | 5/17/2011 11:19:18 AM |
| bonus-demon | $25.00 | 5/18/2011 10:09:13 AM |
| 6moonbeams | $50.00 | 5/19/2011 10:07:07 AM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:04:02 PM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:47 PM |
| kind-magnificent-bid | $100.00 | 5/20/2011 5:52:33 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:33 PM |
| radforj22 | $25.00 | 5/21/2011 3:18:28 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:23 PM |
| E2BGR8 | $25.00 | 5/22/2011 12:27:18 PM |
| math1973 | $50.00 | 5/22/2011 12:30:03 PM |
| benjamins-utopia | $50.00 | 5/23/2011 9:48:17 AM |
| carluvr33 | $30.00 | 5/23/2011 5:50:49 PM |
| uberrific | $50.00 | 5/23/2011 7:25:21 PM |
| Cai8899 | $30.00 | 5/23/2011 7:52:21 PM |
| maldok1 | $25.00 | 5/23/2011 8:13:30 PM |
| cmax | $50.00 | 5/23/2011 8:32:37 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:34 PM |
| derwiki | $25.00 | 5/23/2011 10:33:57 PM |
| macmaner | $50.00 | 5/24/2011 9:52:21 AM |
| Buffer10 | $75.00 | 5/24/2011 11:15:19 AM |
| natecam | $25.00 | 5/24/2011 10:33:17 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:24 AM |
| gain-expert | $60.00 | 5/24/2011 4:05:56 PM |
| dochelp | $25.00 | 5/24/2011 4:52:19 PM |
| principal-bull | $25.00 | 5/24/2011 5:08:01 PM |
| unclejaef | $25.00 | 5/24/2011 8:46:11 PM |
| riproaringrapids | $25.00 | 5/25/2011 1:17:56 AM |
| genius520 | $50.00 | 5/24/2011 8:44:35 PM |
| velocity-solo | $30.00 | 5/24/2011 8:42:42 PM |
| silver-armada | $50.00 | 5/25/2011 3:48:24 AM |
| ClearLake | $25.00 | 5/25/2011 6:08:52 AM |
| the-gold-quark | $25.00 | 5/25/2011 9:28:01 AM |
| bonus-tent | $25.00 | 5/25/2011 9:28:08 AM |
| a-exponential-hope | $25.00 | 5/25/2011 9:28:16 AM |
| iceman35 | $50.00 | 5/25/2011 9:28:33 AM |
| ktradtke | $25.00 | 5/25/2011 9:28:39 AM |
| green-glowing-gain | $25.00 | 5/25/2011 9:29:29 AM |
| p2p-paradise | $50.00 | 5/25/2011 9:29:49 AM |
| Rockymtnhi | $50.00 | 5/25/2011 9:29:56 AM |
| Ragnar | $50.00 | 5/25/2011 9:30:05 AM |
| discrete-basis1 | $50.00 | 5/25/2011 9:30:14 AM |
| ErsatzMike | $50.00 | 5/25/2011 9:34:02 AM |
| cleveland2portland | $50.00 | 5/25/2011 9:34:41 AM |
| SanJoser | $25.00 | 5/25/2011 9:35:08 AM |
| NorthernFunds | $50.00 | 5/25/2011 9:35:47 AM |
| dime-reaction | $50.00 | 5/25/2011 9:37:41 AM |
| Millmanator | $25.00 | 5/25/2011 9:37:53 AM |
| revenue-serenity | $50.00 | 5/25/2011 9:37:55 AM |
| bazaar-hyperdrive3 | $50.00 | 5/25/2011 9:38:35 AM |
| kevin314 | $25.00 | 5/25/2011 9:40:18 AM |
| jrbill1998 | $50.00 | 5/25/2011 9:40:24 AM |
| red-robust-bid | $50.00 | 5/25/2011 9:40:44 AM |
| brutusbone | $25.00 | 5/25/2011 9:41:40 AM |
| GElender | $25.00 | 5/25/2011 9:41:46 AM |
| majestic-repayment3 | $25.00 | 5/25/2011 9:42:37 AM |
| mtp | $50.00 | 5/25/2011 9:43:27 AM |
| comet55 | $25.00 | 5/25/2011 9:44:00 AM |
| orange-camaraderi-galaxy | $100.00 | 5/25/2011 9:44:22 AM |
| blissful-ore5 | $50.00 | 5/25/2011 9:27:55 AM |
| logical-coin6 | $500.00 | 5/25/2011 9:28:02 AM |
| Erikdbp | $25.00 | 5/25/2011 9:28:09 AM |
| sungbaek | $25.00 | 5/25/2011 9:28:18 AM |
| top-epic-community | $50.00 | 5/25/2011 9:28:27 AM |
| ChicagoBoyz | $25.00 | 5/25/2011 9:28:34 AM |
| IP | $50.00 | 5/25/2011 9:28:40 AM |
| Zolton | $100.00 | 5/25/2011 9:29:58 AM |
| invincible-dough | $50.00 | 5/25/2011 9:30:11 AM |
| 13loans | $25.00 | 5/25/2011 9:35:19 AM |
| fair-gain8 | $50.00 | 5/25/2011 9:35:24 AM |
| MicroLender357 | $50.00 | 5/25/2011 9:35:34 AM |
| firewomin | $50.00 | 5/25/2011 9:35:41 AM |
| mtquan | $25.00 | 5/25/2011 9:36:17 AM |
| wise-deal-gravitas | $100.00 | 5/25/2011 9:37:03 AM |
| loanscholar | $50.00 | 5/25/2011 9:37:50 AM |
| grf1945 | $50.00 | 5/25/2011 9:38:02 AM |
| mike_banker | $50.00 | 5/25/2011 9:38:11 AM |
| a-sharp-revenue | $50.00 | 5/25/2011 9:38:30 AM |
| durable-auction0 | $50.00 | 5/25/2011 9:38:38 AM |
| platinum-exec1 | $50.00 | 5/25/2011 9:42:08 AM |
| MarinLoans | $25.00 | 5/25/2011 9:42:23 AM |
| bountiful-durability | $50.00 | 5/25/2011 9:44:19 AM |
| affluent-anteater | $25.00 | 5/25/2011 9:27:56 AM |
| macgeek | $30.83 | 5/25/2011 9:28:03 AM |
| The_Secret | $40.00 | 5/25/2011 9:28:10 AM |
| the-upbeat-p2p | $50.00 | 5/25/2011 9:28:20 AM |
| KLVLOPZ64 | $50.00 | 5/25/2011 9:28:28 AM |
| bluesheep | $25.00 | 5/25/2011 9:28:35 AM |
| ArchonFinancialHoldings | $50.00 | 5/25/2011 9:28:41 AM |
| agiovasil | $25.00 | 5/25/2011 9:29:23 AM |
| paramjit | $46.21 | 5/25/2011 9:29:31 AM |
| janus_god | $25.00 | 5/25/2011 9:30:00 AM |
| bowerz | $25.00 | 5/25/2011 9:30:04 AM |
| the-enterprising-leverage | $50.00 | 5/25/2011 9:30:12 AM |
| balance-voyager | $50.00 | 5/25/2011 9:33:32 AM |
| ersheido | $50.00 | 5/25/2011 9:34:36 AM |
| successful-wealth7 | $50.00 | 5/25/2011 9:34:45 AM |
| bmbanzai | $25.00 | 5/25/2011 9:35:15 AM |
| FormulaTroll | $25.00 | 5/25/2011 9:37:23 AM |
| exuberant-dime | $25.00 | 5/25/2011 9:37:45 AM |
| rockstar78 | $50.00 | 5/25/2011 9:38:04 AM |
| rapid-loyalty1 | $25.00 | 5/25/2011 9:38:16 AM |
| credit-kahuna | $50.00 | 5/25/2011 9:38:27 AM |
| cablenews | $75.00 | 5/25/2011 9:38:48 AM |
| nimble-penny1 | $50.00 | 5/25/2011 9:40:33 AM |
| nunnie | $25.00 | 5/25/2011 9:41:56 AM |
| klin | $50.00 | 5/25/2011 9:42:51 AM |
| JTCorp | $25.00 | 5/25/2011 9:44:08 AM |
| Dweeberkitty1 | $25.00 | 5/25/2011 9:44:42 AM |
| 226 Investments
|
Borrower Payment Dependent Notes Series
506359
This series of Notes was issued and sold upon the funding of the borrower loan #49756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,679.73 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $553.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 840-859 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $595 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rakey |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Capital
Purpose of loan:
To be used as capital and to build up my business that I am purchasing.
My financial situation:
I am a good candidate for this loan because...
I have top notch credit. I have never made a late payment. My wife is finishing nursing school and has a job lined up at the end of the month. Her income is not included in the numbers. I currently work full time as a teacher and have a steady income. I have been in education for 13 years. 4 years at the current school.
The plan is to pay back the loan sooner then the 3 years. Just want to have the safety net to help and to help market and build the business. I take credit very seriously and will be prompt with my monthly payments.
I am a current prosper lender and have been involved with prosper for 3 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DukSerduk | $25.00 | 5/12/2011 9:06:09 AM |
| indomitable-coin | $25.00 | 5/12/2011 9:10:52 AM |
| useful-currency | $25.00 | 5/12/2011 9:11:01 AM |
| meux99 | $25.00 | 5/12/2011 9:06:27 AM |
| compoundinterest | $50.00 | 5/12/2011 9:09:59 AM |
| kenji4861 | $25.00 | 5/12/2011 9:11:13 AM |
| Koma67 | $25.00 | 5/12/2011 4:33:57 PM |
| sf-funder | $25.00 | 5/12/2011 7:39:28 PM |
| MrDavid | $50.00 | 5/12/2011 8:04:59 PM |
| ti22ring | $25.00 | 5/13/2011 10:47:19 AM |
| reflective-rupee | $25.00 | 5/13/2011 11:07:15 AM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:48 PM |
| CIC | $25.00 | 5/13/2011 1:17:24 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:56 PM |
| kulender | $50.00 | 5/14/2011 4:34:15 PM |
| epic-interest0 | $25.00 | 5/15/2011 3:51:24 PM |
| JGuide | $26.99 | 5/16/2011 6:58:06 PM |
| Montgomery-Burns | $25.00 | 5/17/2011 3:00:57 AM |
| Daneistes | $50.00 | 5/17/2011 8:32:33 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:56 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:48:06 AM |
| inspired-investment8 | $100.00 | 5/18/2011 9:54:03 AM |
| unclejaef | $25.00 | 5/18/2011 11:52:36 AM |
| maldok1 | $25.00 | 5/18/2011 2:08:30 PM |
| ryreesado | $25.00 | 5/19/2011 4:10:35 AM |
| damage | $25.00 | 5/19/2011 10:59:36 AM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:44:52 PM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 9:48:13 AM |
| competent-commitment1 | $25.00 | 5/20/2011 9:51:23 AM |
| Jay_Tee | $50.00 | 5/20/2011 11:48:28 AM |
| nuclearmoose | $50.00 | 5/20/2011 5:29:56 PM |
| diversification-surge | $200.00 | 5/20/2011 5:33:41 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:03:54 PM |
| heavenly-interest9 | $100.00 | 5/21/2011 3:30:19 AM |
| velocity-solo | $25.00 | 5/21/2011 12:10:15 PM |
| shred123 | $50.00 | 5/21/2011 1:03:49 PM |
| AFairDeal | $50.00 | 5/21/2011 5:52:49 PM |
| peace-flower9 | $50.00 | 5/23/2011 6:44:48 AM |
| dtrain5 | $50.00 | 5/23/2011 4:53:07 PM |
| brightest-dynamic-peace | $25.00 | 5/23/2011 6:13:46 PM |
| unrivaled-silver | $50.00 | 5/23/2011 7:07:49 PM |
| lukeskywalkerkp | $25.00 | 5/23/2011 10:04:35 PM |
| yachtmaster45 | $25.00 | 5/24/2011 10:02:06 AM |
| alpinaut | $25.00 | 5/24/2011 9:10:29 AM |
| platinum-sorcerer6 | $25.00 | 5/24/2011 9:08:43 AM |
| Interstate_Rate | $500.00 | 5/24/2011 9:20:11 AM |
| Munnie | $25.00 | 5/24/2011 9:20:28 AM |
| a-responsible-return | $50.00 | 5/24/2011 9:14:45 AM |
| ytjameslee | $50.00 | 5/24/2011 10:18:48 AM |
| Aimvest | $25.00 | 5/24/2011 9:20:16 AM |
| subtle-revenue0 | $25.00 | 5/24/2011 9:21:24 AM |
| orindalender | $50.00 | 5/24/2011 10:29:50 AM |
| Westerly | $50.00 | 5/24/2011 9:59:47 AM |
| Castellan | $50.00 | 5/24/2011 9:58:34 AM |
| Buffer10 | $100.00 | 5/24/2011 11:16:55 AM |
| burgeoning-silver | $25.00 | 5/24/2011 10:26:28 AM |
| BlackCat36 | $50.00 | 5/24/2011 10:31:29 AM |
| Katburg | $50.00 | 5/24/2011 10:26:55 AM |
| generous-deal6 | $50.00 | 5/24/2011 10:27:47 AM |
| Jeffersonbank | $50.00 | 5/24/2011 10:29:10 AM |
| Havana21 | $200.00 | 5/24/2011 10:55:17 AM |
| nickel-position | $50.00 | 5/24/2011 12:59:40 PM |
| best-witty-bazaar | $25.00 | 5/24/2011 5:25:26 PM |
| Cheburashka | $30.00 | 5/24/2011 7:12:59 PM |
| credit-investor5 | $50.00 | 5/24/2011 7:13:53 PM |
| lifegrowth | $25.00 | 5/24/2011 7:22:38 PM |
| sb0453 | $25.00 | 5/24/2011 7:26:39 PM |
| tj1683 | $25.00 | 5/24/2011 7:43:04 PM |
| tolstoy00 | $25.00 | 5/24/2011 7:45:42 PM |
| tenacious-payout | $50.00 | 5/24/2011 7:49:08 PM |
| SJM10011a | $25.00 | 5/24/2011 7:49:55 PM |
| aasx1108 | $25.00 | 5/24/2011 7:50:32 PM |
| suburbanman64 | $25.00 | 5/24/2011 7:51:18 PM |
| mistertao | $25.00 | 5/24/2011 7:51:43 PM |
| wise-cash-keeper | $25.00 | 5/24/2011 7:52:53 PM |
| peb44 | $25.00 | 5/24/2011 7:09:05 PM |
| BobRand | $50.00 | 5/24/2011 7:55:59 PM |
| latestone | $25.00 | 5/24/2011 7:57:37 PM |
| logical-reward8 | $25.00 | 5/24/2011 8:03:31 PM |
| snowman34 | $25.00 | 5/24/2011 8:04:49 PM |
| flexiboy35 | $25.00 | 5/24/2011 8:14:24 PM |
| gauss02 | $25.00 | 5/24/2011 8:15:52 PM |
| pawsitive | $50.00 | 5/24/2011 8:16:42 PM |
| 9boag | $25.00 | 5/24/2011 7:34:36 PM |
| ultimatepaintball | $25.00 | 5/24/2011 7:09:28 PM |
| mscomeaux | $25.00 | 5/24/2011 8:17:22 PM |
| revmax | $50.00 | 5/24/2011 7:10:31 PM |
| wise-silver-wonder | $25.00 | 5/24/2011 7:11:05 PM |
| pbeach05 | $25.00 | 5/24/2011 7:36:36 PM |
| Emgolda | $25.00 | 5/24/2011 7:44:31 PM |
| magnetic-vigilance3 | $100.00 | 5/24/2011 7:48:57 PM |
| bikermouse | $50.00 | 5/24/2011 7:49:29 PM |
| ash135 | $25.00 | 5/24/2011 7:22:33 PM |
| cmg891 | $50.00 | 5/24/2011 7:49:43 PM |
| unrivaled-income5 | $100.00 | 5/24/2011 7:50:05 PM |
| wealth-tulip4 | $50.00 | 5/24/2011 7:50:16 PM |
| djh47a | $25.00 | 5/24/2011 7:51:10 PM |
| virtualbank | $25.00 | 5/24/2011 7:52:03 PM |
| orange-resolute-platinum | $25.00 | 5/24/2011 7:52:59 PM |
| FlexFunding | $50.00 | 5/24/2011 7:53:04 PM |
| hanoi10 | $25.00 | 5/24/2011 7:28:30 PM |
| ideal-penny8 | $25.00 | 5/24/2011 8:40:33 PM |
| theyfixedtheglitch | $50.00 | 5/24/2011 7:56:21 PM |
| Philolend | $25.00 | 5/24/2011 7:57:54 PM |
| exchange-pledge | $50.00 | 5/24/2011 7:58:21 PM |
| mattpet | $25.00 | 5/24/2011 7:58:35 PM |
| saahilld | $25.00 | 5/24/2011 8:04:10 PM |
| pipopirate | $25.00 | 5/24/2011 7:44:02 PM |
| whistledicksmith | $27.61 | 5/24/2011 7:44:48 PM |
| outwish | $25.00 | 5/24/2011 8:12:12 PM |
| xphile | $25.00 | 5/24/2011 7:51:56 PM |
| jeffc92 | $50.00 | 5/24/2011 8:16:49 PM |
| pcwrangler | $25.00 | 5/24/2011 9:48:43 PM |
| davisfl | $50.00 | 5/24/2011 7:53:11 PM |
| _wally_ | $50.00 | 5/24/2011 8:03:38 PM |
| life-is-great | $25.00 | 5/24/2011 8:04:37 PM |
| The_Loan_Ranger | $32.62 | 5/24/2011 8:15:12 PM |
| jasperpants | $25.00 | 5/24/2011 8:15:23 PM |
| emt747 | $25.00 | 5/25/2011 2:14:55 AM |
| top-sensible-yield | $25.00 | 5/25/2011 2:52:54 AM |
| reflective-rupee | $25.01 | 5/25/2011 3:33:24 AM |
| donloah | $26.08 | 5/24/2011 9:48:12 PM |
| best-generosity-financier | $25.00 | 5/24/2011 10:13:42 PM |
| resplendent-moola | $25.00 | 5/25/2011 5:31:00 AM |
| HappyHelpingLender | $25.00 | 5/24/2011 9:48:26 PM |
| exchange-battalion | $30.00 | 5/25/2011 12:36:10 AM |
| designer_10 | $25.00 | 5/24/2011 11:17:24 PM |
| MO_Investor | $25.00 | 5/25/2011 4:48:08 AM |
| unadilla | $100.00 | 5/25/2011 4:57:07 AM |
| GatorBux | $25.00 | 5/25/2011 7:39:19 AM |
| nobanksallowed | $50.00 | 5/25/2011 8:05:37 AM |
| silver-armada | $50.00 | 5/25/2011 3:48:30 AM |
| profitable-asset1 | $25.00 | 5/25/2011 8:43:18 AM |
| zippy-revenue8 | $25.00 | 5/25/2011 5:31:23 AM |
| hookUup | $31.40 | 5/25/2011 7:16:27 AM |
| a-exponential-hope | $25.00 | 5/25/2011 6:49:05 AM |
| invest-in-ed | $100.00 | 5/25/2011 7:24:11 AM |
| tsquared_030 | $50.00 | 5/25/2011 9:29:35 AM |
| Chuck1939 | $100.00 | 5/25/2011 9:46:40 AM |
| jjb3 | $25.00 | 5/25/2011 9:29:30 AM |
| red-unequivocal-finance | $25.00 | 5/25/2011 9:29:46 AM |
| Fachim | $25.00 | 5/25/2011 9:42:47 AM |
| g314 | $25.00 | 5/25/2011 9:45:40 AM |
| rulender | $25.00 | 5/25/2011 9:29:48 AM |
| asset-tomahawk2 | $25.00 | 5/25/2011 9:39:20 AM |
| dime-vista2 | $25.00 | 5/25/2011 10:30:47 AM |
| martymaniaman | $25.00 | 5/25/2011 11:01:59 AM |
| N_P | $25.00 | 5/25/2011 11:07:29 AM |
| CreditBuilder2 | $50.00 | 5/25/2011 11:11:05 AM |
| GoldenGo4 | $100.00 | 5/25/2011 12:00:27 PM |
| manugee | $50.00 | 5/25/2011 12:29:00 PM |
| MasterJin | $50.00 | 5/25/2011 11:23:43 AM |
| jbadawg1017 | $25.00 | 5/25/2011 11:25:11 AM |
| spiritual-compassion9 | $50.00 | 5/25/2011 11:32:01 AM |
| BoughtTheFarm | $25.00 | 5/25/2011 12:29:57 PM |
| afmentor | $40.00 | 5/25/2011 1:47:20 PM |
| elasermd | $50.00 | 5/25/2011 12:59:57 PM |
| mwl | $25.00 | 5/25/2011 2:44:05 PM |
| Mar_Holdings_LLC | $25.00 | 5/25/2011 2:48:41 PM |
| acsej | $25.00 | 5/25/2011 3:15:37 PM |
| ChristopherHS | $25.00 | 5/25/2011 3:15:56 PM |
| simiray | $30.00 | 5/25/2011 2:22:13 PM |
| palpbert | $25.00 | 5/25/2011 2:47:25 PM |
| novice-speculator | $25.00 | 5/25/2011 2:22:05 PM |
| economy-acrobat4 | $50.00 | 5/25/2011 4:25:50 PM |
| dingus | $25.00 | 5/25/2011 2:38:21 PM |
| ramsumana | $35.08 | 5/25/2011 2:44:14 PM |
| ZeoInvestments | $25.00 | 5/25/2011 2:46:31 PM |
| Kijib | $25.00 | 5/25/2011 2:55:11 PM |
| astute-benjamins | $25.00 | 5/25/2011 3:36:38 PM |
| keyfig | $25.00 | 5/25/2011 3:43:52 PM |
| reflective-rupee | $150.01 | 5/25/2011 4:32:00 PM |
| autonomous-basis | $25.00 | 5/25/2011 4:57:55 PM |
| 816austin | $25.00 | 5/25/2011 5:28:23 PM |
| supersarah61 | $50.00 | 5/25/2011 5:53:28 PM |
| drkosh | $100.00 | 5/25/2011 4:43:10 PM |
| brittany | $100.00 | 5/25/2011 5:19:20 PM |
| BankingFamily | $25.00 | 5/25/2011 6:29:21 PM |
| liberty-point | $25.00 | 5/25/2011 7:05:01 PM |
| sappy02 | $75.00 | 5/25/2011 6:55:28 PM |
| CydeOut | $50.00 | 5/25/2011 6:32:28 PM |
| CrazzyKar | $50.00 | 5/25/2011 7:16:02 PM |
| direct-platinum8 | $25.00 | 5/25/2011 7:17:48 PM |
| cloud8 | $36.88 | 5/25/2011 7:24:39 PM |
| julijask | $50.00 | 5/25/2011 6:56:44 PM |
| slowpig | $50.00 | 5/25/2011 8:22:57 PM |
| budyzr | $25.00 | 5/25/2011 8:08:53 PM |
| zyztemboy | $25.00 | 5/25/2011 8:19:11 PM |
| Whitewater_Loans | $75.00 | 5/25/2011 7:34:38 PM |
| woohoo | $25.00 | 5/25/2011 8:37:47 PM |
| flexible-value | $50.00 | 5/25/2011 7:38:14 PM |
| JGB | $157.38 | 5/25/2011 8:41:15 PM |
| Alittleluck | $50.00 | 5/25/2011 8:07:52 PM |
| bowler252 | $25.00 | 5/25/2011 8:18:14 PM |
| OaklandIuMien | $50.00 | 5/25/2011 8:42:47 PM |
| violin8 | $29.00 | 5/25/2011 8:53:01 PM |
| gigabit | $50.00 | 5/25/2011 10:13:51 PM |
| lamsabuy | $1,400.00 | 5/25/2011 10:22:25 PM |
| HH123 | $25.00 | 5/26/2011 4:23:33 AM |
| Chuck9802 | $50.00 | 5/26/2011 4:43:08 AM |
| Blue_HorseShoe | $25.00 | 5/26/2011 5:08:42 AM |
| likeable-reward | $25.00 | 5/26/2011 7:57:49 AM |
| Leopoldine | $25.00 | 5/12/2011 9:06:48 AM |
| math1973 | $100.00 | 5/12/2011 9:12:17 AM |
| blot44 | $50.00 | 5/12/2011 9:09:00 AM |
| blooming-market | $25.00 | 5/12/2011 9:06:35 AM |
| antlr | $50.00 | 5/12/2011 9:06:42 AM |
| Avala | $50.00 | 5/12/2011 9:11:32 AM |
| ore-genius2 | $600.00 | 5/12/2011 9:12:26 AM |
| minista | $25.00 | 5/12/2011 9:11:25 AM |
| BuildingShanghai | $35.00 | 5/12/2011 7:42:24 PM |
| truth-image | $100.00 | 5/16/2011 8:29:00 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:30:14 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:48:30 PM |
| diablorulz | $50.00 | 5/17/2011 4:14:27 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 1:54:07 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:27 PM |
| gojackgo | $100.00 | 5/19/2011 12:29:41 PM |
| quantumwellguy | $50.00 | 5/19/2011 5:31:45 PM |
| coin-processor7 | $50.00 | 5/20/2011 5:31:04 PM |
| hawaiiangirl76 | $25.00 | 5/20/2011 5:30:50 PM |
| NobisEst | $25.00 | 5/20/2011 5:31:07 PM |
| fcrick | $25.00 | 5/20/2011 5:30:45 PM |
| Weaverville | $50.00 | 5/20/2011 5:36:31 PM |
| radforj22 | $50.00 | 5/21/2011 10:06:07 AM |
| bvzm | $50.00 | 5/21/2011 11:27:18 AM |
| Duchdad | $25.00 | 5/21/2011 12:31:58 PM |
| mrpowers5531 | $25.00 | 5/21/2011 12:42:49 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:44:00 PM |
| helpishere777 | $50.00 | 5/21/2011 2:03:58 PM |
| ingenious-order783 | $25.00 | 5/22/2011 12:18:54 PM |
| commanding-income774 | $25.00 | 5/23/2011 6:31:31 PM |
| Marathoner | $25.00 | 5/23/2011 7:06:48 PM |
| RankPaid | $25.00 | 5/23/2011 8:59:36 PM |
| gain-expert | $35.00 | 5/23/2011 10:08:30 PM |
| tender-integrity3 | $44.58 | 5/23/2011 10:12:56 PM |
| notlicehead | $50.00 | 5/24/2011 6:05:21 AM |
| uberrific | $100.00 | 5/24/2011 9:16:46 AM |
| BaxterEvil | $25.00 | 5/24/2011 9:21:37 AM |
| skuba | $50.00 | 5/24/2011 9:09:14 AM |
| flypenguin | $50.00 | 5/24/2011 9:10:08 AM |
| betaoption | $50.00 | 5/24/2011 9:11:38 AM |
| rapid-wampum5 | $40.00 | 5/24/2011 9:20:21 AM |
| admirable-return6 | $100.00 | 5/24/2011 9:51:32 AM |
| lagnisiruk | $25.00 | 5/24/2011 10:29:07 AM |
| PThor | $25.00 | 5/24/2011 10:31:36 AM |
| AmericanCredit | $25.00 | 5/24/2011 10:31:39 AM |
| dumbass | $25.00 | 5/24/2011 10:31:58 AM |
| windfall46 | $25.00 | 5/24/2011 10:26:58 AM |
| efficient-marketplace | $50.00 | 5/24/2011 10:25:44 AM |
| determined-order1 | $25.00 | 5/24/2011 10:27:42 AM |
| Octavian315 | $35.00 | 5/24/2011 10:27:50 AM |
| sappy02 | $25.00 | 5/24/2011 10:29:31 AM |
| bold-spirited-finance | $125.00 | 5/24/2011 12:02:10 PM |
| grallu | $50.00 | 5/24/2011 1:34:46 PM |
| rmachi | $25.00 | 5/24/2011 4:22:59 PM |
| moola-rose8 | $25.00 | 5/24/2011 4:23:41 PM |
| chief_wo | $38.89 | 5/24/2011 7:22:17 PM |
| cosmof16 | $25.00 | 5/24/2011 7:22:50 PM |
| sajitk | $25.00 | 5/24/2011 5:53:37 PM |
| ujiba | $50.00 | 5/24/2011 7:42:17 PM |
| WorldlyWorker | $25.00 | 5/24/2011 7:42:54 PM |
| fair-gain8 | $50.00 | 5/24/2011 7:48:29 PM |
| listing-meridian | $50.00 | 5/24/2011 7:49:22 PM |
| jazz619 | $25.00 | 5/24/2011 7:50:39 PM |
| docdekay | $100.00 | 5/24/2011 7:51:03 PM |
| Richmp412 | $25.00 | 5/24/2011 7:08:21 PM |
| MwarrenB | $50.00 | 5/24/2011 7:52:27 PM |
| RockCrown | $25.00 | 5/24/2011 7:53:28 PM |
| bobby5832708 | $50.00 | 5/24/2011 7:59:23 PM |
| bouvierchamp | $25.00 | 5/24/2011 6:54:31 PM |
| cablenews | $50.00 | 5/24/2011 8:04:43 PM |
| ceg451 | $25.00 | 5/24/2011 8:04:59 PM |
| dharma1 | $25.00 | 5/24/2011 7:23:52 PM |
| exciting-fairness8 | $50.00 | 5/24/2011 8:11:30 PM |
| Strato | $25.02 | 5/24/2011 8:14:36 PM |
| 108lender | $100.00 | 5/24/2011 7:39:27 PM |
| durability-starfish | $25.00 | 5/24/2011 7:48:39 PM |
| dochelp | $50.00 | 5/24/2011 7:48:49 PM |
| asset-beeper8 | $50.00 | 5/24/2011 7:49:36 PM |
| Mark-O-Polo | $25.00 | 5/24/2011 7:24:58 PM |
| 1phantom | $25.00 | 5/24/2011 7:50:25 PM |
| JKEnterprises | $25.00 | 5/24/2011 7:50:49 PM |
| fiscal65 | $50.00 | 5/24/2011 7:51:23 PM |
| USMC0311 | $50.00 | 5/24/2011 7:53:44 PM |
| lenderme | $25.00 | 5/24/2011 7:28:42 PM |
| ingenious-truth0 | $35.74 | 5/24/2011 8:42:17 PM |
| dollars4debts | $25.00 | 5/24/2011 8:01:43 PM |
| cash-merry-maker | $25.00 | 5/24/2011 8:45:47 PM |
| wampum-library4 | $25.00 | 5/24/2011 7:43:20 PM |
| Mantis75 | $25.00 | 5/24/2011 8:51:31 PM |
| ChicoBob | $50.00 | 5/24/2011 7:45:14 PM |
| buckeye55 | $25.00 | 5/24/2011 8:56:06 PM |
| cleared2land | $25.00 | 5/24/2011 8:13:26 PM |
| TomKacz | $100.00 | 5/24/2011 7:50:56 PM |
| acropiloterau2002 | $25.00 | 5/24/2011 7:51:28 PM |
| stensonb | $25.00 | 5/24/2011 8:15:41 PM |
| Futurero | $25.00 | 5/24/2011 8:16:18 PM |
| degster | $25.00 | 5/24/2011 7:52:33 PM |
| diverse2 | $40.00 | 5/24/2011 9:48:52 PM |
| reinforced-reward | $25.00 | 5/24/2011 7:52:43 PM |
| SourDoughSteve | $25.00 | 5/24/2011 9:51:34 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:18:58 PM |
| jcjdingdong | $50.00 | 5/24/2011 7:56:13 PM |
| MonitorLizard09 | $25.00 | 5/24/2011 7:59:30 PM |
| nex | $25.00 | 5/24/2011 8:03:45 PM |
| systematic0 | $25.00 | 5/24/2011 8:36:16 PM |
| BiggestG | $25.00 | 5/24/2011 8:14:59 PM |
| compwhiz | $25.00 | 5/25/2011 12:10:22 AM |
| Woodworker57 | $25.00 | 5/24/2011 8:15:19 PM |
| Preteur | $25.00 | 5/24/2011 8:18:00 PM |
| responsibility-cherry6 | $50.00 | 5/24/2011 8:42:18 PM |
| Pakse | $25.00 | 5/25/2011 2:43:17 AM |
| kcole10 | $25.00 | 5/24/2011 9:51:36 PM |
| kindness-hickory5 | $29.58 | 5/24/2011 8:40:58 PM |
| MoneySiles | $25.00 | 5/25/2011 5:33:30 AM |
| selector568 | $39.25 | 5/24/2011 9:53:28 PM |
| emosspot | $25.00 | 5/25/2011 3:58:32 AM |
| Moose26 | $25.00 | 5/25/2011 8:07:53 AM |
| keyfig | $25.00 | 5/25/2011 8:08:10 AM |
| jasonj72 | $25.00 | 5/25/2011 6:03:04 AM |
| peso-tiramisu | $25.00 | 5/25/2011 5:29:51 AM |
| seabass123 | $25.00 | 5/25/2011 9:22:17 AM |
| authoritative-capital | $31.28 | 5/25/2011 7:19:06 AM |
| jsak74 | $25.00 | 5/25/2011 9:28:04 AM |
| octoberfresh | $25.00 | 5/25/2011 7:40:55 AM |
| beaker | $25.00 | 5/25/2011 9:45:17 AM |
| RJN | $25.00 | 5/25/2011 8:50:56 AM |
| pseudokris | $25.00 | 5/25/2011 9:45:05 AM |
| nicklds | $45.14 | 5/25/2011 9:44:47 AM |
| PaulW | $25.00 | 5/25/2011 9:48:57 AM |
| shadowflame_99 | $25.00 | 5/25/2011 10:09:59 AM |
| AJ6 | $25.00 | 5/25/2011 10:24:05 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:27:27 AM |
| kalex752 | $25.00 | 5/25/2011 12:28:39 PM |
| venture30 | $50.00 | 5/25/2011 12:29:19 PM |
| _NaLNaBB | $300.00 | 5/25/2011 12:19:12 PM |
| Lender0010 | $50.00 | 5/25/2011 12:28:06 PM |
| alluring-bonus4 | $300.00 | 5/25/2011 1:56:36 PM |
| inforapenny | $50.00 | 5/25/2011 12:54:12 PM |
| romario | $25.00 | 5/25/2011 2:37:39 PM |
| Victor-E-Lane | $25.00 | 5/25/2011 2:56:30 PM |
| Cre8iveCash | $25.00 | 5/25/2011 3:13:14 PM |
| lounges | $25.31 | 5/25/2011 3:13:30 PM |
| afotherg | $27.80 | 5/25/2011 3:15:45 PM |
| valiant-liberty4 | $25.00 | 5/25/2011 3:34:11 PM |
| harmonious-moola7 | $29.12 | 5/25/2011 3:34:22 PM |
| blissful-deal0 | $54.00 | 5/25/2011 3:44:30 PM |
| jcn12321 | $25.00 | 5/25/2011 3:10:18 PM |
| gWellington | $50.00 | 5/25/2011 3:58:15 PM |
| pbandjb | $25.00 | 5/25/2011 3:15:40 PM |
| johngaltline | $25.00 | 5/25/2011 3:15:51 PM |
| gain-butterfly | $27.17 | 5/25/2011 3:24:44 PM |
| Curly-Girly | $25.00 | 5/25/2011 3:33:09 PM |
| Tasmir | $25.00 | 5/25/2011 3:24:16 PM |
| unassuming-note | $25.00 | 5/25/2011 3:25:03 PM |
| silver-tamale | $200.00 | 5/25/2011 4:10:16 PM |
| Astyanax | $100.00 | 5/25/2011 5:13:27 PM |
| cmbkshne | $40.00 | 5/25/2011 6:34:43 PM |
| truth-trapper | $25.00 | 5/25/2011 6:35:22 PM |
| integrity-cowbell | $30.00 | 5/25/2011 6:46:53 PM |
| squadron781 | $25.00 | 5/25/2011 5:33:36 PM |
| compagnt | $25.00 | 5/25/2011 6:34:26 PM |
| credit-investor5 | $50.00 | 5/25/2011 8:08:51 PM |
| diversification-wildcat2 | $25.00 | 5/25/2011 10:04:39 PM |
| abundant-velocity7 | $50.00 | 5/25/2011 8:34:31 PM |
| Zoramite | $35.00 | 5/25/2011 8:39:18 PM |
| fantastic-openness | $100.00 | 5/25/2011 8:45:25 PM |
| dextro | $50.00 | 5/25/2011 8:54:51 PM |
| cristy05 | $25.00 | 5/25/2011 9:05:28 PM |
| primetime | $43.79 | 5/26/2011 4:48:14 AM |
| 371 Investments
|
Borrower Payment Dependent Notes Series
506377
This series of Notes was issued and sold upon the funding of the borrower loan #49789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 6
/
6 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,663 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-pious-liberty |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvements
Purpose of loan: Home improvement
This loan will be used to...Replace my roof
My financial situation: I am very dedicated to paying my loans on time.
I am a good candidate for this loan because...I filed chapter 13- 7 years ago and thats why my credit is not the best. I have dedicated myself to paying debt off as fast as possible to get myself back to where my credit was, I even payed my chapter 13 off 3 years early thinking that it would help my credit, but it didnt. If you invest in me, you will get your funds back!
Monthly net income: $5900
Monthly expenses: $400
Housing: $2000
Insurance: $200
Car expenses: $500
Utilities: $300
Phone, cable, internet: $109
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stanfordgrad05 | $50.00 | 5/12/2011 9:37:17 AM |
| golffish2 | $25.00 | 5/12/2011 9:44:11 AM |
| worth-blanket2 | $2,800.00 | 5/12/2011 9:34:29 AM |
| copper | $50.00 | 5/12/2011 2:24:22 PM |
| reflective-rupee | $25.00 | 5/12/2011 4:43:07 PM |
| branaa99 | $25.00 | 5/23/2011 9:59:11 AM |
| Rogesparkguy | $25.00 | 5/23/2011 5:47:38 PM |
| icon7 | $50.00 | 5/23/2011 7:51:28 PM |
| ore-leather | $42.35 | 5/23/2011 9:35:36 PM |
| Tlk2drew | $50.00 | 5/25/2011 12:55:58 PM |
| trade-solo | $50.00 | 5/25/2011 2:21:44 PM |
| broomfieldbucks | $25.00 | 5/25/2011 2:28:13 PM |
| transparency-baton | $25.00 | 5/25/2011 5:13:20 PM |
| mindful-cash6 | $25.00 | 5/25/2011 5:13:46 PM |
| DasMula | $25.00 | 5/12/2011 10:47:11 AM |
| kingbob | $35.00 | 5/12/2011 11:40:31 AM |
| SolarMoonshine | $25.00 | 5/12/2011 3:37:34 PM |
| loyaltyologist | $25.00 | 5/12/2011 3:51:56 PM |
| Kash2010lu | $25.00 | 5/12/2011 4:17:20 PM |
| bbt210 | $57.00 | 5/13/2011 7:15:19 AM |
| enthralling-investment | $35.00 | 5/13/2011 4:24:54 PM |
| loss-of-control | $50.00 | 5/16/2011 5:56:36 PM |
| Sambamm1 | $50.00 | 5/16/2011 5:53:55 PM |
| ethicalhumanist | $25.00 | 5/16/2011 6:30:11 PM |
| Rashanir | $25.00 | 5/16/2011 6:31:12 PM |
| zasonsasu1 | $35.00 | 5/21/2011 4:19:42 AM |
| periko | $25.00 | 5/21/2011 3:30:09 PM |
| Sambamm1 | $50.00 | 5/23/2011 10:50:55 AM |
| aquistoyraul | $25.00 | 5/24/2011 6:58:01 AM |
| himistu22 | $25.00 | 5/24/2011 2:35:30 PM |
| enthralling-investment | $40.00 | 5/24/2011 1:38:16 PM |
| proper-penny7 | $25.00 | 5/24/2011 6:24:32 PM |
| diversification-medalist | $25.00 | 5/25/2011 11:46:45 AM |
| supreme-hope | $25.00 | 5/25/2011 2:03:06 PM |
| basis-wizard8 | $50.00 | 5/25/2011 5:13:36 PM |
| lean-ore9 | $25.00 | 5/25/2011 5:13:17 PM |
| Champ3295 | $5.65 | 5/25/2011 7:26:31 PM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
506393
This series of Notes was issued and sold upon the funding of the borrower loan #49797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,531.04 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-11-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 12.40% |
Borrower rate/APR:
| 13.40% / 14.77% |
Monthly payment:
| $264.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.36% | | |
| |
Estimated return*:
| 8.56% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Homemaker |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,095 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kmg751 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card and other debts to one payment.
My financial situation:
I am a good candidate for this loan because both my husband and I have excellent credit. We are both college graduates. I just graduated in December 2010 with a BS in Marketing. My husband graduated with his BS in 2008 and has been with the same company (local hospital) since Aug 2008. I am currently at home with our two children, a three year old and a three month old. I have just began seeking employment and our income should easily double in the next few months. At that time, this loan would be paid back early. We are both very responsible and purchased our first home at the ages of 21 and 23.
If you have any specific questions, I would be more than happy to answer them.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/11/2011 5:10:24 PM |
| MonopolyDred | $25.00 | 5/13/2011 5:50:58 AM |
| kulender | $50.00 | 5/14/2011 9:22:44 AM |
| Interloper | $27.00 | 5/14/2011 2:54:02 PM |
| rescue | $100.00 | 5/16/2011 5:44:20 PM |
| reflective-rupee | $200.00 | 5/17/2011 11:44:45 PM |
| bonus-demon | $25.00 | 5/18/2011 11:49:20 AM |
| kind-magnificent-bid | $100.00 | 5/21/2011 10:11:57 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:36 PM |
| market-aficionado3 | $25.00 | 5/22/2011 7:54:10 AM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:24 PM |
| FigTree | $50.00 | 5/23/2011 9:48:13 AM |
| math1973 | $50.00 | 5/23/2011 12:31:40 PM |
| uberrific | $50.00 | 5/23/2011 7:25:24 PM |
| generous-deal6 | $50.00 | 5/23/2011 8:13:49 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:42 PM |
| derwiki | $25.00 | 5/23/2011 10:34:10 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:17 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:46:02 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:58 AM |
| macmaner | $50.00 | 5/24/2011 9:52:27 AM |
| g314 | $25.00 | 5/24/2011 9:14:01 AM |
| natecam | $25.00 | 5/24/2011 10:33:19 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:29:36 AM |
| Ripsaw4U | $50.00 | 5/24/2011 4:49:32 PM |
| Cai8899 | $30.00 | 5/24/2011 5:24:03 PM |
| Havana21 | $25.00 | 5/24/2011 7:55:03 PM |
| genius520 | $50.00 | 5/24/2011 8:44:40 PM |
| don8ter | $25.00 | 5/24/2011 9:54:10 PM |
| dochelp | $50.00 | 5/24/2011 8:17:17 PM |
| NLB-PHX | $50.00 | 5/24/2011 8:23:04 PM |
| silver-armada | $50.00 | 5/25/2011 3:48:26 AM |
| riproaringrapids | $25.00 | 5/25/2011 1:18:02 AM |
| benjo | $50.00 | 5/25/2011 9:56:08 AM |
| gracej | $25.00 | 5/25/2011 9:57:42 AM |
| reinforced-investment4 | $25.00 | 5/25/2011 9:59:55 AM |
| blue-nourishing-principal | $100.00 | 5/25/2011 10:03:03 AM |
| agreement-guild | $100.00 | 5/25/2011 10:03:07 AM |
| boater01 | $50.00 | 5/25/2011 10:03:22 AM |
| basis-wizard8 | $50.00 | 5/25/2011 10:03:33 AM |
| orange-dollar-guild | $25.00 | 5/25/2011 10:06:09 AM |
| museic1 | $50.00 | 5/25/2011 10:06:45 AM |
| social-comet7 | $25.00 | 5/25/2011 10:07:00 AM |
| listing-trapper3 | $31.04 | 5/25/2011 9:49:39 AM |
| wise-rupee-sanctuary | $50.00 | 5/25/2011 10:28:36 AM |
| dedication-elixir | $50.00 | 5/25/2011 9:59:50 AM |
| chicco | $100.00 | 5/25/2011 10:00:08 AM |
| first-upright-payout | $25.00 | 5/25/2011 10:00:22 AM |
| the-silver-blaster | $50.00 | 5/25/2011 10:03:25 AM |
| wise-extraordinary-loot | $50.00 | 5/25/2011 9:48:30 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:24:38 AM |
| handshake5 | $100.00 | 5/25/2011 9:52:01 AM |
| BenefactorX | $25.00 | 5/25/2011 10:26:00 AM |
| BuffetRocks | $100.00 | 5/25/2011 9:57:36 AM |
| rogue_monster | $50.00 | 5/25/2011 10:31:54 AM |
| elasermd | $50.00 | 5/25/2011 9:58:43 AM |
| fairness-drum | $50.00 | 5/25/2011 10:32:49 AM |
| systemlender | $50.00 | 5/25/2011 10:02:11 AM |
| superb-funds335 | $25.00 | 5/25/2011 10:03:18 AM |
| satisfying-deal5 | $33.03 | 5/25/2011 10:05:08 AM |
| HeadHunter | $75.00 | 5/25/2011 11:12:49 AM |
| ClearLake | $25.00 | 5/25/2011 10:07:45 AM |
| breadbroker | $25.00 | 5/25/2011 10:08:56 AM |
| damanq | $25.00 | 5/25/2011 12:18:24 PM |
| mmellace | $50.00 | 5/25/2011 12:20:48 PM |
| honorable-durability0 | $50.00 | 5/25/2011 10:26:09 AM |
| elegant-loot3 | $25.00 | 5/25/2011 12:28:34 PM |
| Slend49 | $25.00 | 5/25/2011 12:28:46 PM |
| UT-Longhorn | $25.00 | 5/25/2011 12:28:57 PM |
| icchok | $50.00 | 5/25/2011 12:30:26 PM |
| appastk | $25.00 | 5/25/2011 10:29:23 AM |
| rose88 | $44.05 | 5/25/2011 12:30:31 PM |
| soccermom33 | $25.00 | 5/25/2011 10:29:57 AM |
| top-epic-community | $50.00 | 5/25/2011 12:30:36 PM |
| sunnyboy_7478 | $50.00 | 5/25/2011 12:30:44 PM |
| majestic-repayment3 | $25.00 | 5/25/2011 12:30:58 PM |
| chekat | $25.00 | 5/25/2011 12:31:01 PM |
| mooselegs19 | $50.00 | 5/25/2011 12:31:04 PM |
| jt88 | $50.00 | 5/25/2011 12:31:31 PM |
| del30 | $25.00 | 5/25/2011 12:53:39 PM |
| ingenious-diversification | $25.00 | 5/25/2011 12:54:03 PM |
| knowledgeable-note6 | $25.00 | 5/25/2011 12:54:33 PM |
| suk200 | $25.00 | 5/25/2011 12:55:08 PM |
| lostontheedge | $25.00 | 5/25/2011 12:56:35 PM |
| bigphish | $50.00 | 5/25/2011 12:18:40 PM |
| Zayatz | $50.00 | 5/25/2011 12:57:29 PM |
| reflective-cash0 | $50.00 | 5/25/2011 12:28:41 PM |
| gold-disk | $50.00 | 5/25/2011 12:28:47 PM |
| community-pipeline | $25.00 | 5/25/2011 12:29:24 PM |
| wtrboy | $50.00 | 5/25/2011 12:29:31 PM |
| order-boomerang | $50.00 | 5/25/2011 12:30:30 PM |
| doncm | $50.00 | 5/25/2011 12:30:37 PM |
| tlp43 | $50.00 | 5/25/2011 12:30:53 PM |
| bid-computer | $50.00 | 5/25/2011 12:31:02 PM |
| hardwareman | $50.00 | 5/25/2011 12:31:15 PM |
| income-excellence1 | $50.00 | 5/25/2011 11:48:53 AM |
| Weaverville | $25.00 | 5/25/2011 12:31:20 PM |
| orange-courageous-dedication | $50.00 | 5/25/2011 12:31:36 PM |
| Supernick | $50.00 | 5/25/2011 12:31:44 PM |
| Mar_Holdings_LLC | $25.00 | 5/25/2011 12:38:16 PM |
| peace-cadence | $25.00 | 5/25/2011 12:53:35 PM |
| wise-cash-keeper | $25.00 | 5/25/2011 12:55:02 PM |
| flyboy24 | $25.00 | 5/25/2011 12:55:36 PM |
| toblerone | $50.00 | 5/25/2011 12:56:37 PM |
| bonus-tent | $25.00 | 5/25/2011 1:22:29 PM |
| klinebarger | $25.00 | 5/25/2011 12:57:05 PM |
| mangas | $50.00 | 5/25/2011 12:18:22 PM |
| discrete-basis1 | $50.00 | 5/25/2011 12:18:41 PM |
| successful-wealth7 | $50.00 | 5/25/2011 12:18:48 PM |
| trapper569 | $50.00 | 5/25/2011 12:28:38 PM |
| mehre | $50.00 | 5/25/2011 12:28:44 PM |
| Mostyle | $25.00 | 5/25/2011 12:29:25 PM |
| asya | $30.00 | 5/25/2011 12:29:47 PM |
| atope | $50.00 | 5/25/2011 12:30:24 PM |
| first-euro-rapture | $25.00 | 5/25/2011 12:30:30 PM |
| Ivan2007 | $25.00 | 5/25/2011 12:30:39 PM |
| worldly-community3 | $50.00 | 5/25/2011 12:31:50 PM |
| visionary-community | $25.00 | 5/25/2011 12:32:00 PM |
| jakesworld | $50.00 | 5/25/2011 1:54:03 PM |
| mrack | $50.00 | 5/25/2011 1:54:29 PM |
| Reinadog9 | $25.00 | 5/25/2011 12:53:43 PM |
| CardCapDude | $50.00 | 5/25/2011 12:53:50 PM |
| bailey1223 | $25.00 | 5/25/2011 12:55:04 PM |
| sympathetic-asset | $50.00 | 5/25/2011 12:55:15 PM |
| misstdoe | $25.00 | 5/25/2011 12:55:39 PM |
| bountiful-durability | $50.00 | 5/25/2011 12:57:08 PM |
| orbital-velocity7 | $50.00 | 5/25/2011 12:57:22 PM |
| cathexis | $25.00 | 5/25/2011 12:58:11 PM |
| IIP77 | $25.00 | 5/25/2011 2:47:14 PM |
| dospapalotes | $47.93 | 5/25/2011 1:19:56 PM |
| fireboss | $26.24 | 5/25/2011 3:14:53 PM |
| blivet1970 | $30.94 | 5/25/2011 2:44:03 PM |
| yield-seeker | $25.00 | 5/25/2011 3:33:39 PM |
| divedude | $25.00 | 5/25/2011 2:48:28 PM |
| SafeSaxa | $25.63 | 5/25/2011 2:56:36 PM |
| steves73 | $26.01 | 5/25/2011 3:12:53 PM |
| schnatty | $25.00 | 5/25/2011 3:14:27 PM |
| helpinghand63 | $25.00 | 5/25/2011 2:56:10 PM |
| brightest-affluence-motivator | $34.83 | 5/25/2011 3:33:48 PM |
| LKN2RTR | $25.00 | 5/25/2011 2:56:42 PM |
| gilbrear | $25.00 | 5/25/2011 4:22:37 PM |
| Banker7371 | $25.00 | 5/25/2011 3:28:42 PM |
| active-market | $30.70 | 5/25/2011 3:33:28 PM |
| money-bauble | $93.84 | 5/25/2011 3:34:33 PM |
| indomitable-coin | $25.00 | 5/12/2011 9:57:04 AM |
| unafraid-return496 | $25.00 | 5/12/2011 10:07:11 AM |
| tech310 | $50.00 | 5/19/2011 1:49:29 AM |
| KichigaiSensei | $25.00 | 5/19/2011 10:14:28 AM |
| 6moonbeams | $100.00 | 5/19/2011 10:28:04 AM |
| damage | $25.00 | 5/19/2011 11:02:15 AM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:04:03 PM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:52 PM |
| AFairDeal | $50.00 | 5/21/2011 11:28:15 AM |
| radforj22 | $25.00 | 5/21/2011 3:18:30 PM |
| BxRealtor | $25.00 | 5/22/2011 12:24:22 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:38 PM |
| E2BGR8 | $25.00 | 5/23/2011 9:38:28 AM |
| benjamins-utopia | $50.00 | 5/23/2011 8:14:29 PM |
| Pawnster | $50.00 | 5/24/2011 6:56:17 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:30:26 AM |
| enthralling-deal180 | $50.00 | 5/24/2011 11:54:27 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:27 AM |
| gain-expert | $60.00 | 5/24/2011 4:06:01 PM |
| peace-flower9 | $50.00 | 5/24/2011 5:38:35 PM |
| principal-bull | $25.00 | 5/24/2011 5:08:53 PM |
| maldok1 | $25.00 | 5/24/2011 6:07:21 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:18:42 PM |
| unclejaef | $25.00 | 5/24/2011 8:46:15 PM |
| smart-kindness8 | $50.00 | 5/25/2011 3:18:19 AM |
| fcukciti | $25.00 | 5/25/2011 9:48:13 AM |
| KVEER | $25.00 | 5/25/2011 9:48:33 AM |
| PThor | $25.00 | 5/25/2011 9:58:39 AM |
| american6 | $100.00 | 5/25/2011 10:03:09 AM |
| successful-agreement7 | $45.24 | 5/25/2011 10:06:06 AM |
| GrayStudio | $25.00 | 5/25/2011 10:06:54 AM |
| dinero-speaker | $25.00 | 5/25/2011 10:07:03 AM |
| ISLA-VISTA | $25.05 | 5/25/2011 10:24:02 AM |
| CPDDDS | $50.00 | 5/25/2011 9:35:04 AM |
| zenchef | $25.00 | 5/25/2011 9:55:16 AM |
| ferdberfel | $50.00 | 5/25/2011 10:29:11 AM |
| wayman | $50.00 | 5/25/2011 9:59:39 AM |
| mrbanker | $50.00 | 5/25/2011 10:00:05 AM |
| miamibeachloaner | $50.00 | 5/25/2011 10:00:12 AM |
| meenan | $25.00 | 5/25/2011 10:01:54 AM |
| Hobson | $35.00 | 5/25/2011 10:31:50 AM |
| lagnisiruk | $25.00 | 5/25/2011 9:48:40 AM |
| repayment-genius7 | $25.00 | 5/25/2011 9:48:47 AM |
| biglender5 | $25.00 | 5/25/2011 10:24:29 AM |
| irrision | $25.00 | 5/25/2011 10:25:28 AM |
| loan-rider7 | $25.00 | 5/25/2011 10:29:39 AM |
| goldeneye777 | $44.06 | 5/25/2011 11:48:06 AM |
| BlackCat36 | $50.00 | 5/25/2011 9:58:35 AM |
| sappy02 | $25.00 | 5/25/2011 9:59:30 AM |
| MadHun | $100.00 | 5/25/2011 9:59:44 AM |
| ahansen | $25.00 | 5/25/2011 10:00:01 AM |
| payout-motivator0 | $75.00 | 5/25/2011 10:00:19 AM |
| credit-vinyl | $25.00 | 5/25/2011 10:05:17 AM |
| camaraderi-atmosphere | $50.00 | 5/25/2011 12:18:46 PM |
| inspired-agreement | $50.00 | 5/25/2011 12:28:36 PM |
| reflective-value1 | $50.00 | 5/25/2011 10:27:20 AM |
| Attract | $25.00 | 5/25/2011 12:28:43 PM |
| trustu | $50.00 | 5/25/2011 12:28:55 PM |
| ksamba | $50.00 | 5/25/2011 12:30:29 PM |
| radiant-cash | $25.00 | 5/25/2011 12:30:34 PM |
| flexible-value | $100.00 | 5/25/2011 12:30:41 PM |
| the-enterprising-leverage | $50.00 | 5/25/2011 12:30:48 PM |
| anwn | $50.00 | 5/25/2011 12:30:56 PM |
| exchange-pledge | $50.00 | 5/25/2011 12:31:11 PM |
| brazilofmux | $35.95 | 5/25/2011 11:51:33 AM |
| careful-note | $100.00 | 5/25/2011 12:31:41 PM |
| blooming-market | $25.00 | 5/25/2011 12:53:34 PM |
| computers-er | $50.00 | 5/25/2011 12:53:40 PM |
| loan-warrior | $25.00 | 5/25/2011 12:53:55 PM |
| Ocean713 | $50.00 | 5/25/2011 12:55:06 PM |
| productive-principal7 | $25.00 | 5/25/2011 12:55:18 PM |
| dollars_n_sense | $25.00 | 5/25/2011 12:55:30 PM |
| cosmof16 | $25.00 | 5/25/2011 12:13:33 PM |
| compwhiz | $25.00 | 5/25/2011 12:55:34 PM |
| economy-mulberry7 | $50.00 | 5/25/2011 12:14:00 PM |
| dedication-ninja7 | $50.00 | 5/25/2011 12:55:43 PM |
| velocity-solo | $30.00 | 5/25/2011 12:56:32 PM |
| wealth-influencer | $50.00 | 5/25/2011 12:57:30 PM |
| ijspence | $25.00 | 5/25/2011 12:57:54 PM |
| credit-high-five8 | $50.00 | 5/25/2011 12:28:37 PM |
| Alpha-AssistU | $25.00 | 5/25/2011 12:30:27 PM |
| wonderful-return5 | $50.00 | 5/25/2011 12:30:33 PM |
| invincible-dough | $50.00 | 5/25/2011 12:30:46 PM |
| orange-camaraderi-galaxy | $100.00 | 5/25/2011 12:31:00 PM |
| innocent-loot | $50.00 | 5/25/2011 12:31:05 PM |
| mangas | $50.00 | 5/25/2011 12:31:28 PM |
| beaker | $25.00 | 5/25/2011 12:31:34 PM |
| stanbalwight4 | $25.00 | 5/25/2011 12:53:37 PM |
| The_Secret | $40.00 | 5/25/2011 1:22:31 PM |
| red-robust-bid | $50.00 | 5/25/2011 12:57:03 PM |
| skuba | $50.00 | 5/25/2011 12:57:14 PM |
| goingplaces99 | $25.00 | 5/25/2011 12:57:26 PM |
| oracle3 | $50.00 | 5/25/2011 12:57:32 PM |
| bazaar-utensil7 | $50.00 | 5/25/2011 12:28:33 PM |
| unassuming-capital3 | $50.00 | 5/25/2011 12:28:42 PM |
| SanJoser | $25.00 | 5/25/2011 12:29:40 PM |
| gardenofeden | $25.00 | 5/25/2011 12:29:59 PM |
| superpuppy | $50.00 | 5/25/2011 12:30:28 PM |
| haplender | $50.00 | 5/25/2011 12:30:34 PM |
| lowrate | $50.00 | 5/25/2011 12:31:29 PM |
| deal-guardian1 | $50.00 | 5/25/2011 12:31:56 PM |
| drseuzz | $50.00 | 5/25/2011 12:38:19 PM |
| dajen1 | $50.00 | 5/25/2011 2:07:46 PM |
| dedication-point | $25.00 | 5/25/2011 12:53:46 PM |
| cmdqueue | $50.00 | 5/25/2011 1:22:32 PM |
| Oranje88 | $100.00 | 5/25/2011 1:23:59 PM |
| niceville80 | $50.00 | 5/25/2011 12:55:12 PM |
| sophisticated-deal0 | $54.82 | 5/25/2011 12:55:42 PM |
| rss197 | $25.00 | 5/25/2011 12:57:06 PM |
| msw_engr | $50.00 | 5/25/2011 12:57:58 PM |
| intuitive-integrity9 | $50.00 | 5/25/2011 12:58:17 PM |
| kalex752 | $25.00 | 5/25/2011 2:44:53 PM |
| Trimalchio12 | $25.00 | 5/25/2011 2:48:06 PM |
| Oupa-George | $25.00 | 5/25/2011 3:11:43 PM |
| maschinenbau | $25.00 | 5/25/2011 3:14:18 PM |
| building-america | $25.00 | 5/25/2011 2:20:45 PM |
| LenderByDay | $25.00 | 5/25/2011 2:38:38 PM |
| Preteur | $25.00 | 5/25/2011 2:48:37 PM |
| t2smoney | $25.00 | 5/25/2011 3:00:47 PM |
| vacaerol | $25.00 | 5/25/2011 3:13:25 PM |
| justinology | $27.44 | 5/25/2011 4:13:33 PM |
| mf_nick | $25.00 | 5/25/2011 3:18:03 PM |
| uarewhatuthink | $25.00 | 5/25/2011 2:38:02 PM |
| Frenchynh | $25.00 | 5/25/2011 2:39:02 PM |
| inventive-exchange | $25.00 | 5/25/2011 3:25:47 PM |
| Midg | $25.00 | 5/25/2011 2:54:19 PM |
| red-unequivocal-finance | $25.00 | 5/25/2011 3:33:36 PM |
| astute-benjamins | $25.00 | 5/25/2011 3:35:31 PM |
| rulender | $25.00 | 5/25/2011 3:14:36 PM |
| upbeat-fund | $25.00 | 5/25/2011 3:33:15 PM |
| gain-gourd | $37.24 | 5/25/2011 3:34:30 PM |
| drkosh | $25.00 | 5/25/2011 4:57:30 PM |
| Sierrahh | $50.00 | 5/25/2011 4:31:48 PM |
| 277 Investments
|
Borrower Payment Dependent Notes Series
506441
This series of Notes was issued and sold upon the funding of the borrower loan #49925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $283.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,149 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ec6000 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bar Exam Loan
The purpose of this loan is to provide me with financial assistance as I prepare for the bar exam. I will be graduating from law school at the end of May (very exciting after 3 years of hard work!!) and will be taking the bar exam in July. The loan will be used for bar review preparatory materials from BarBri ($3,095), other bar-related expenses, and living expenses for the summer months.
I am a good candidate because I am confident I will be able to repay the loan. I currently work as a law clerk and will continue working with the firm as an attorney after I take the bar exam. However, I will not be working over the summer and instead devoting my full time and attention to passing the bar. This loan will allow me to pay for all my bar expenses until I can begin working as an attorney full-time.
Thanks for your time!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $250.00 | 5/12/2011 9:10:28 AM |
| irrelevant | $25.00 | 5/12/2011 9:09:57 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:37:12 AM |
| unconquerable-transparency865 | $100.00 | 5/12/2011 1:12:28 PM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:34 PM |
| copper | $50.00 | 5/12/2011 2:24:19 PM |
| missing-link | $25.00 | 5/13/2011 1:44:04 PM |
| verblender | $100.00 | 5/14/2011 12:56:22 PM |
| sharp-reward920 | $25.00 | 5/14/2011 11:04:06 PM |
| yf99yz | $25.00 | 5/15/2011 10:08:27 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:30:00 PM |
| Sambamm1 | $80.00 | 5/16/2011 6:11:47 PM |
| Jack55304 | $300.00 | 5/17/2011 10:24:50 AM |
| tech310 | $50.00 | 5/19/2011 10:33:02 AM |
| 2grindstones | $25.00 | 5/19/2011 8:38:24 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:33:13 AM |
| handy-justice | $100.00 | 5/21/2011 6:21:51 PM |
| kind-credit-bear | $25.00 | 5/22/2011 3:23:32 AM |
| integrity-electron9 | $25.00 | 5/23/2011 3:33:13 PM |
| bonus-demon | $50.00 | 5/23/2011 9:03:37 PM |
| gain-expert | $60.00 | 5/24/2011 4:04:18 PM |
| sharp-trade0 | $25.00 | 5/24/2011 7:08:06 PM |
| rockhound84 | $25.00 | 5/25/2011 4:34:29 AM |
| LionFan | $25.00 | 5/25/2011 8:33:15 AM |
| helpful-fund8 | $50.00 | 5/25/2011 10:30:31 AM |
| chungfang | $25.00 | 5/25/2011 9:51:03 AM |
| bold-spirited-finance | $50.00 | 5/25/2011 9:54:30 AM |
| bnlforever | $25.00 | 5/25/2011 11:10:22 AM |
| ingenious-deal6 | $25.00 | 5/25/2011 11:53:37 AM |
| diversification-medalist | $50.00 | 5/25/2011 11:55:24 AM |
| desertoasis | $25.00 | 5/25/2011 11:52:09 AM |
| Chicagoan3660 | $50.00 | 5/25/2011 1:36:49 PM |
| genius520 | $50.00 | 5/25/2011 3:35:34 PM |
| JiggaJoeyS | $61.53 | 5/25/2011 5:51:08 PM |
| deepblue34 | $30.00 | 5/25/2011 7:14:32 PM |
| bold-steady-peso | $25.00 | 5/25/2011 7:15:55 PM |
| relentless-gain3 | $25.00 | 5/25/2011 9:08:03 PM |
| xzec777 | $50.00 | 5/25/2011 8:34:19 PM |
| money-bauble | $100.00 | 5/25/2011 10:46:58 PM |
| kushka | $25.00 | 5/26/2011 12:37:39 AM |
| kindness-venture1 | $25.00 | 5/26/2011 3:23:05 AM |
| asiaratt | $50.00 | 5/26/2011 5:08:27 AM |
| CapitolHill | $25.00 | 5/26/2011 5:23:49 AM |
| skillful-asset5 | $30.00 | 5/26/2011 4:11:50 AM |
| orbital-bill1 | $25.00 | 5/26/2011 5:13:46 AM |
| economy-coup | $100.00 | 5/12/2011 9:09:30 AM |
| rupee_power | $27.50 | 5/13/2011 9:18:05 AM |
| CashFlow13 | $2,000.00 | 5/14/2011 7:08:55 AM |
| reflective-rupee | $200.00 | 5/14/2011 12:57:56 PM |
| briskdevl07 | $25.00 | 5/16/2011 8:41:16 AM |
| sturdy-peace9 | $26.00 | 5/16/2011 8:33:17 AM |
| five-star-note | $75.00 | 5/19/2011 5:25:54 PM |
| Rollshaft | $30.00 | 5/21/2011 4:37:54 AM |
| diplomatic-wealth7 | $25.00 | 5/21/2011 10:18:16 AM |
| Investoman | $75.00 | 5/21/2011 2:28:12 PM |
| aquistoyraul | $25.00 | 5/24/2011 6:59:56 AM |
| order-brigade | $25.00 | 5/24/2011 9:50:05 AM |
| helping-out | $35.00 | 5/24/2011 11:20:46 AM |
| sevenbridges | $818.56 | 5/24/2011 7:12:15 PM |
| BigBroJake | $38.00 | 5/24/2011 6:50:32 PM |
| Kaj | $35.00 | 5/24/2011 8:31:48 PM |
| rockhound84 | $25.00 | 5/24/2011 8:07:17 PM |
| antlr | $50.00 | 5/25/2011 9:50:25 AM |
| CAGE-Investments | $25.00 | 5/25/2011 10:02:55 AM |
| bountiful-durability | $50.00 | 5/25/2011 3:35:27 PM |
| mercuriant | $25.00 | 5/25/2011 3:00:39 PM |
| the-enthralling-coin | $25.00 | 5/25/2011 4:43:24 PM |
| benefit-flow | $25.00 | 5/25/2011 5:39:11 PM |
| pkp121 | $50.00 | 5/25/2011 7:32:46 PM |
| fantastic-wampum1 | $100.00 | 5/25/2011 10:44:23 PM |
| LuvToLend | $25.00 | 5/25/2011 10:48:07 PM |
| shrewd-income | $75.00 | 5/26/2011 12:37:54 AM |
| himistu22 | $25.00 | 5/26/2011 4:13:13 AM |
| SkepticalBen | $50.00 | 5/26/2011 6:54:15 AM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
506445
This series of Notes was issued and sold upon the funding of the borrower loan #49794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,199 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| encouraging-principal3 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Debt/ Ring
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/12/2011 9:09:38 AM |
| qsolo | $200.00 | 5/12/2011 9:10:38 AM |
| 2grindstones | $25.00 | 5/12/2011 10:43:19 AM |
| SolarMoonshine | $25.00 | 5/12/2011 3:50:07 PM |
| jjswanso | $40.00 | 5/16/2011 10:38:44 AM |
| openness-antioxidant | $75.00 | 5/19/2011 12:01:22 PM |
| scarlet-velvet | $25.00 | 5/20/2011 10:20:19 PM |
| diplomatic-wealth7 | $25.00 | 5/21/2011 10:18:21 AM |
| chungfang | $50.00 | 5/21/2011 9:09:39 PM |
| janeybooboo | $100.00 | 5/21/2011 8:15:18 PM |
| auction-seeker | $25.00 | 5/21/2011 8:18:01 PM |
| suave-dime6 | $25.00 | 5/22/2011 8:40:30 AM |
| careful-note1 | $50.00 | 5/22/2011 10:21:45 AM |
| micko | $25.00 | 5/22/2011 9:07:58 AM |
| hookUup | $27.40 | 5/22/2011 9:08:02 AM |
| the-enthralling-coin | $26.06 | 5/22/2011 12:27:17 PM |
| moola-spa9 | $50.00 | 5/22/2011 1:28:19 PM |
| Scotcha | $50.00 | 5/22/2011 5:13:44 PM |
| bowler252 | $25.00 | 5/22/2011 10:05:13 PM |
| the-innovator331 | $46.46 | 5/23/2011 7:46:31 AM |
| first-dinero-igloo | $25.00 | 5/23/2011 8:47:53 AM |
| payout-flag6 | $100.00 | 5/23/2011 10:26:16 AM |
| briskdevl07 | $25.00 | 5/23/2011 10:36:32 AM |
| MJTimages_com | $50.00 | 5/23/2011 10:01:39 AM |
| revenue-appraiser | $25.00 | 5/23/2011 11:57:34 AM |
| the-serene-transaction | $34.28 | 5/23/2011 12:12:34 PM |
| formula842 | $25.00 | 5/23/2011 2:15:13 PM |
| asset-professor | $25.00 | 5/23/2011 3:28:41 PM |
| NLB-PHX | $100.00 | 5/23/2011 1:45:16 PM |
| jazzlender | $25.00 | 5/23/2011 4:24:24 PM |
| Dweeberkitty1 | $25.00 | 5/23/2011 5:21:04 PM |
| a-versatile-power | $25.00 | 5/23/2011 5:48:01 PM |
| finance-mushroom | $200.00 | 5/23/2011 4:17:32 PM |
| platinum-oath0 | $25.00 | 5/23/2011 5:40:56 PM |
| Maetryx | $30.90 | 5/23/2011 4:58:43 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 6:07:43 PM |
| IIP77 | $25.00 | 5/23/2011 6:12:35 PM |
| MrBailey | $100.00 | 5/23/2011 7:04:11 PM |
| EarlyRiser | $250.00 | 5/23/2011 7:36:49 PM |
| brightest-affluence-powerplant | $50.00 | 5/23/2011 7:17:46 PM |
| duty-windmill | $25.00 | 5/23/2011 8:10:16 PM |
| sparkling-interest1 | $25.00 | 5/23/2011 9:23:03 PM |
| HealthyWealthNow | $39.88 | 5/23/2011 9:24:00 PM |
| derec | $50.00 | 5/23/2011 8:54:24 PM |
| money-fort | $26.03 | 5/23/2011 8:42:37 PM |
| loyalist1 | $100.00 | 5/23/2011 8:59:57 PM |
| Gibbyland | $100.00 | 5/23/2011 9:55:15 PM |
| goodhearted-basis4 | $25.00 | 5/24/2011 2:06:27 AM |
| gizmo65 | $25.00 | 5/24/2011 4:16:23 AM |
| YurshotCapital | $69.15 | 5/24/2011 4:27:18 AM |
| the-credit-proton | $25.00 | 5/24/2011 9:55:01 AM |
| payment-gusto | $25.00 | 5/24/2011 5:37:07 PM |
| EBITDA | $25.00 | 5/24/2011 4:40:23 PM |
| new-transaction-wrangler | $50.00 | 5/24/2011 6:10:00 PM |
| thorough-exchange4 | $50.00 | 5/24/2011 8:30:11 PM |
| treasure-bliss | $50.00 | 5/25/2011 9:49:44 AM |
| VAGweilo | $50.00 | 5/25/2011 9:24:38 AM |
| helpful-fund8 | $50.00 | 5/25/2011 10:30:36 AM |
| orange-preeminant-bill | $50.00 | 5/25/2011 10:06:10 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:24:50 AM |
| the-silver-blaster | $50.00 | 5/25/2011 1:22:33 PM |
| graceful-investment | $100.00 | 5/25/2011 3:34:01 PM |
| payout-banker4 | $25.00 | 5/25/2011 3:35:11 PM |
| mercuriant | $25.00 | 5/25/2011 4:57:05 PM |
| antlr | $50.00 | 5/25/2011 4:55:57 PM |
| BankofRon | $50.00 | 5/25/2011 7:05:52 PM |
| keyfig | $25.00 | 5/25/2011 7:15:12 PM |
| pkp121 | $50.00 | 5/25/2011 7:32:48 PM |
| bold-steady-peso | $25.00 | 5/25/2011 7:15:59 PM |
| bentonlending | $50.00 | 5/25/2011 8:48:01 PM |
| Rip128 | $50.00 | 5/25/2011 10:13:39 PM |
| bountiful-durability | $50.00 | 5/25/2011 10:44:53 PM |
| patriot897 | $25.00 | 5/25/2011 10:45:15 PM |
| asiaratt | $50.00 | 5/26/2011 5:08:29 AM |
| pfh | $25.00 | 5/26/2011 6:03:26 AM |
| shrewd-income | $37.42 | 5/26/2011 6:37:22 AM |
| tech310 | $50.00 | 5/12/2011 9:10:47 AM |
| irrelevant | $25.00 | 5/12/2011 10:06:29 AM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:32 PM |
| missing-link | $25.00 | 5/13/2011 1:44:06 PM |
| coin-bee1 | $25.00 | 5/14/2011 4:23:04 PM |
| Jack55304 | $300.00 | 5/17/2011 10:24:54 AM |
| ingenious-deal6 | $25.00 | 5/19/2011 5:29:11 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:33:16 AM |
| wgc | $25.00 | 5/21/2011 7:55:47 PM |
| Dubbs360 | $200.00 | 5/21/2011 7:09:40 PM |
| CA-Lender | $25.05 | 5/21/2011 7:08:21 PM |
| authentic-finance194 | $100.00 | 5/21/2011 10:05:01 PM |
| FoosMaster | $38.81 | 5/21/2011 8:24:39 PM |
| autonomous-truth | $50.00 | 5/21/2011 9:55:44 PM |
| whatreality | $25.00 | 5/22/2011 6:16:31 AM |
| diversification-medalist | $100.00 | 5/21/2011 11:31:53 PM |
| market-pudding | $25.00 | 5/22/2011 8:39:06 AM |
| dudebrah | $25.00 | 5/22/2011 4:43:28 PM |
| simeonthewhale | $25.00 | 5/22/2011 4:58:58 PM |
| vishal29 | $25.00 | 5/22/2011 2:45:03 PM |
| punctual-kindness3 | $27.00 | 5/22/2011 6:25:06 PM |
| PleaseDontDefault | $50.00 | 5/22/2011 7:26:31 PM |
| Investoman | $27.01 | 5/22/2011 8:48:38 PM |
| hamster | $25.46 | 5/22/2011 5:09:50 PM |
| reflective-rupee | $25.01 | 5/22/2011 7:42:24 PM |
| YoungTaxMan | $25.00 | 5/22/2011 6:14:23 PM |
| openness-demon8 | $52.00 | 5/22/2011 8:45:36 PM |
| profitable-return5 | $25.00 | 5/23/2011 6:40:16 AM |
| d_grbg | $35.00 | 5/23/2011 7:16:01 AM |
| enriching-credit9 | $25.00 | 5/23/2011 10:08:50 AM |
| houli123 | $25.00 | 5/23/2011 11:50:03 AM |
| bold-attentive-listing | $50.00 | 5/23/2011 12:02:42 PM |
| pthighs | $50.00 | 5/23/2011 12:15:34 PM |
| Engineer44 | $25.00 | 5/23/2011 5:12:28 PM |
| squadron781 | $25.00 | 5/23/2011 5:18:32 PM |
| andrewrobison | $25.55 | 5/23/2011 5:56:26 PM |
| trustworthy-finance6 | $150.00 | 5/23/2011 6:09:17 PM |
| unger | $100.00 | 5/23/2011 7:28:08 PM |
| Yomain | $50.00 | 5/23/2011 6:34:40 PM |
| CLMnCWC | $25.00 | 5/23/2011 8:01:13 PM |
| integrity-electron9 | $25.00 | 5/23/2011 8:57:54 PM |
| bonus-demon | $50.00 | 5/23/2011 9:03:44 PM |
| Pitufo | $25.00 | 5/23/2011 8:52:05 PM |
| jeffreyd81 | $50.00 | 5/23/2011 9:16:41 PM |
| gain-expert | $60.00 | 5/24/2011 4:04:22 PM |
| taltman | $25.00 | 5/24/2011 2:58:49 PM |
| helping-out | $35.00 | 5/24/2011 6:06:03 PM |
| chinolatino | $50.00 | 5/24/2011 8:08:59 PM |
| repayment-producer8 | $50.00 | 5/24/2011 8:24:38 PM |
| Kaj | $35.00 | 5/24/2011 8:31:54 PM |
| Mariner3605 | $25.00 | 5/25/2011 9:54:52 AM |
| bnlforever | $25.00 | 5/25/2011 11:10:25 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:27:48 AM |
| sanfelice14 | $25.00 | 5/25/2011 12:31:36 PM |
| Chicagoan3660 | $50.00 | 5/25/2011 1:36:52 PM |
| CAGE-Investments | $25.00 | 5/25/2011 4:55:33 PM |
| xzec777 | $50.00 | 5/25/2011 8:34:24 PM |
| DannyPhantom | $75.00 | 5/25/2011 9:12:54 PM |
| genius520 | $50.00 | 5/25/2011 10:44:55 PM |
| shrewd-income | $25.00 | 5/26/2011 12:35:40 AM |
| himistu22 | $25.00 | 5/26/2011 4:26:35 AM |
| bold-spirited-finance | $50.00 | 5/25/2011 10:44:25 PM |
| CapitolHill | $31.44 | 5/26/2011 5:24:39 AM |
| leverage-monger | $25.00 | 5/26/2011 7:50:41 AM |
| SkepticalBen | $50.00 | 5/26/2011 6:54:43 AM |
| thegoat1970 | $80.09 | 5/26/2011 8:00:29 AM |
| 142 Investments
|
Borrower Payment Dependent Notes Series
506553
This series of Notes was issued and sold upon the funding of the borrower loan #49830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 29.37% |
Monthly payment:
| $381.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 15.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2004 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 20y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $12,159 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| special-deal5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
|
|
Principal balance:
| $4,713.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Pay off credit cards and prior loan
Purpose of loan: pay off & consolidate credit
This loan will be used to..See above - I will be ok without it however it would be great to consolidate.
My financial situation: I am a good candidate for this loan because...I have a steady 21 year job history with the same hospital.
Monthly net income: $5400
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $1,787.58 | 5/26/2011 12:12:18 PM |
| economy-coup | $100.00 | 5/24/2011 9:17:20 AM |
| CreditBuilder2 | $50.00 | 5/24/2011 1:47:52 PM |
| Rogesparkguy | $25.00 | 5/24/2011 12:44:31 PM |
| Dubbs360 | $300.00 | 5/24/2011 2:12:43 PM |
| SolarMoonshine | $25.00 | 5/24/2011 4:53:15 PM |
| whatreality | $25.00 | 5/24/2011 4:07:52 PM |
| Leshan | $75.00 | 5/24/2011 4:28:44 PM |
| Whitey | $25.00 | 5/24/2011 6:31:52 PM |
| DasMula | $27.00 | 5/24/2011 8:41:22 PM |
| FinanceEngine | $30.00 | 5/24/2011 10:48:46 PM |
| reflective-rupee | $200.01 | 5/25/2011 3:24:29 AM |
| first-serene-credit | $25.00 | 5/24/2011 9:58:25 PM |
| Bob450 | $25.04 | 5/24/2011 10:42:19 PM |
| ore-healer6 | $30.00 | 5/24/2011 10:59:34 PM |
| MrBailey | $100.00 | 5/24/2011 8:57:37 PM |
| 6moonbeams | $50.00 | 5/25/2011 7:21:26 AM |
| suave-dime6 | $25.00 | 5/25/2011 6:22:31 AM |
| LivingInvestments01 | $37.73 | 5/25/2011 9:53:42 AM |
| VillageLending | $25.00 | 5/25/2011 9:58:34 AM |
| missing-link | $25.00 | 5/25/2011 10:28:50 AM |
| myutmost | $50.00 | 5/25/2011 12:36:12 PM |
| spiritual-compassion9 | $25.00 | 5/25/2011 11:45:40 AM |
| calmfunds | $250.00 | 5/25/2011 12:41:17 PM |
| unequivocal-fund7 | $25.00 | 5/25/2011 12:52:05 PM |
| JustMee | $25.00 | 5/25/2011 1:08:55 PM |
| trade-solo | $50.00 | 5/25/2011 2:16:26 PM |
| Track-Layer | $150.00 | 5/25/2011 3:37:35 PM |
| Engineer44 | $25.00 | 5/25/2011 4:29:07 PM |
| mammalian4 | $25.00 | 5/25/2011 4:13:14 PM |
| graceful-investment | $100.00 | 5/25/2011 6:34:10 PM |
| apple757 | $26.00 | 5/25/2011 5:14:35 PM |
| autonomous-truth | $100.17 | 5/25/2011 5:27:33 PM |
| YoungTaxMan | $100.00 | 5/25/2011 7:11:37 PM |
| asset-professor | $25.00 | 5/25/2011 6:42:54 PM |
| dc7669 | $25.00 | 5/25/2011 8:40:54 PM |
| wise-transaction-grizzly | $26.00 | 5/25/2011 7:35:12 PM |
| alterlatina | $25.00 | 5/25/2011 7:53:21 PM |
| frogperson | $50.00 | 5/25/2011 9:28:45 PM |
| handy-justice | $100.00 | 5/25/2011 9:14:17 PM |
| marketplace-meridian | $25.00 | 5/25/2011 8:22:50 PM |
| GCInvestments | $25.00 | 5/25/2011 10:21:45 PM |
| loanman2007 | $25.00 | 5/26/2011 4:55:31 AM |
| ds5184 | $25.00 | 5/26/2011 6:53:28 AM |
| nodebt2012 | $50.00 | 5/26/2011 7:31:56 AM |
| moola-butterfly3 | $25.00 | 5/26/2011 6:39:56 AM |
| friendinmoney | $25.00 | 5/26/2011 8:42:17 AM |
| glroark | $50.00 | 5/26/2011 7:48:57 AM |
| simeonthewhale | $35.00 | 5/26/2011 9:55:14 AM |
| manatee21 | $40.00 | 5/26/2011 10:20:04 AM |
| the-enthralling-coin | $25.00 | 5/26/2011 10:44:34 AM |
| revenue-appraiser | $25.00 | 5/26/2011 10:47:39 AM |
| grove064 | $100.00 | 5/26/2011 11:10:23 AM |
| lovely-greenback4 | $25.00 | 5/26/2011 10:34:04 AM |
| PotBellyPete | $126.01 | 5/26/2011 12:06:26 PM |
| top-vigorous-platinum | $25.50 | 5/26/2011 12:11:30 PM |
| blissful-gain | $25.00 | 5/26/2011 11:48:29 AM |
| houli123 | $25.00 | 5/26/2011 12:00:57 PM |
| worth-blanket2 | $5,000.00 | 5/26/2011 10:28:38 AM |
| janeybooboo | $200.00 | 5/24/2011 9:24:54 AM |
| red-favorable-basis | $25.00 | 5/24/2011 2:46:04 PM |
| designer_10 | $25.00 | 5/24/2011 1:53:14 PM |
| penny-infusion7 | $25.00 | 5/24/2011 2:53:33 PM |
| enriching-credit9 | $75.00 | 5/24/2011 3:13:21 PM |
| hookUup | $26.40 | 5/24/2011 3:54:14 PM |
| atomantic | $25.00 | 5/24/2011 5:54:17 PM |
| melodious-openness | $50.00 | 5/25/2011 5:39:21 AM |
| 420limo | $75.00 | 5/25/2011 7:52:53 AM |
| chameleon125 | $25.00 | 5/25/2011 6:35:42 AM |
| EEasyMoney | $25.00 | 5/25/2011 6:44:34 AM |
| toomanyfishtanks | $25.00 | 5/25/2011 9:56:18 AM |
| corporatejim | $30.29 | 5/25/2011 10:12:07 AM |
| authentic-finance194 | $100.00 | 5/25/2011 9:44:40 AM |
| wyogirllender | $25.00 | 5/25/2011 10:59:41 AM |
| jutdon84 | $50.00 | 5/25/2011 11:51:51 AM |
| diversification-medalist | $25.00 | 5/25/2011 11:27:17 AM |
| tnjohnso | $25.00 | 5/25/2011 2:42:49 PM |
| sweety075 | $25.00 | 5/25/2011 4:27:58 PM |
| leverage-ectasy | $25.00 | 5/25/2011 4:57:45 PM |
| chungfang | $32.33 | 5/25/2011 5:58:47 PM |
| aldeed | $63.26 | 5/25/2011 6:50:09 PM |
| truth-trapper | $25.00 | 5/25/2011 6:30:59 PM |
| orange-pound-party | $37.00 | 5/25/2011 6:43:34 PM |
| NYCFinancier | $25.00 | 5/25/2011 5:13:03 PM |
| GInBaghdad | $25.00 | 5/25/2011 7:30:23 PM |
| RLaumeyer | $25.00 | 5/25/2011 7:48:16 PM |
| Maetryx | $53.06 | 5/25/2011 6:56:48 PM |
| well-mannered-income3 | $25.00 | 5/25/2011 7:49:20 PM |
| bowler252 | $25.00 | 5/25/2011 8:16:00 PM |
| yf99yz | $25.00 | 5/25/2011 8:28:40 PM |
| fantastic-openness | $25.00 | 5/25/2011 8:47:22 PM |
| intelligent-yield | $50.00 | 5/25/2011 9:44:57 PM |
| well-mannered-truth3 | $25.00 | 5/25/2011 8:16:57 PM |
| Simonsez808 | $25.00 | 5/26/2011 2:58:04 AM |
| dedicated-principal | $100.00 | 5/25/2011 9:39:08 PM |
| skillful-asset5 | $30.00 | 5/26/2011 4:10:20 AM |
| Pakse | $25.00 | 5/26/2011 4:50:41 AM |
| 1willray | $25.47 | 5/25/2011 10:44:56 PM |
| barefootpaul | $25.00 | 5/26/2011 6:08:57 AM |
| return-venture1 | $200.00 | 5/26/2011 12:42:13 AM |
| jazzlender | $25.00 | 5/26/2011 6:25:07 AM |
| zone6 | $100.00 | 5/26/2011 6:27:01 AM |
| sfmf | $25.00 | 5/26/2011 7:55:33 AM |
| shawnw2 | $150.00 | 5/26/2011 8:05:35 AM |
| elated-greenback | $50.00 | 5/26/2011 6:30:14 AM |
| active-reward7 | $50.00 | 5/26/2011 6:48:33 AM |
| tolerant-dinero2 | $25.00 | 5/26/2011 8:49:32 AM |
| justice-trailblazer0 | $25.00 | 5/26/2011 8:55:35 AM |
| tomahawk296 | $25.00 | 5/26/2011 9:41:20 AM |
| stoopidnoodle | $25.00 | 5/26/2011 8:36:07 AM |
| donlenboy | $37.66 | 5/26/2011 9:42:22 AM |
| gallant-economy9 | $300.00 | 5/26/2011 9:53:42 AM |
| moola-pillow | $100.00 | 5/26/2011 10:49:47 AM |
| neutrino6 | $25.00 | 5/26/2011 12:06:28 PM |
| investment-comet | $25.00 | 5/26/2011 11:16:48 AM |
| EverettFinancial | $25.00 | 5/26/2011 12:03:10 PM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
506641
This series of Notes was issued and sold upon the funding of the borrower loan #49770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
7 | Length of status: | 10y 7m |
|
Amount delinquent:
| $55 |
Total credit lines:
| 38 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,844 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unafraid-vigilance3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3400
Monthly expenses: $2500
Housing: $1010
Insurance: $293 a year
Car expenses: $521
Utilities: $250
Phone, cable, internet: $185
Food, entertainment: $300
Clothing, household expenses: $250
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Track-Layer | $100.00 | 5/23/2011 10:21:47 PM |
| worth-blanket2 | $2,800.00 | 5/24/2011 5:40:15 PM |
| reflective-rupee | $200.00 | 5/24/2011 11:09:40 PM |
| 2grindstones | $25.00 | 5/25/2011 9:20:04 AM |
| red-favorable-basis | $25.00 | 5/25/2011 2:19:44 PM |
| broomfieldbucks | $25.00 | 5/25/2011 2:26:49 PM |
| luckymajor | $50.00 | 5/25/2011 3:31:11 PM |
| pthighs | $100.00 | 5/25/2011 2:56:33 PM |
| MJTimages_com | $50.00 | 5/25/2011 3:49:12 PM |
| mammalian4 | $25.00 | 5/25/2011 4:08:19 PM |
| catb | $25.00 | 5/25/2011 4:21:19 PM |
| a-restless-dollar | $25.00 | 5/25/2011 2:31:52 PM |
| blissful-deal0 | $25.72 | 5/25/2011 3:38:40 PM |
| reflective-rupee | $200.01 | 5/25/2011 4:17:49 PM |
| baker31 | $52.25 | 5/25/2011 4:30:39 PM |
| SolarMoonshine | $25.00 | 5/25/2011 4:07:30 AM |
| CA-Lender | $25.05 | 5/25/2011 2:05:56 PM |
| thankful-nickel2 | $25.00 | 5/25/2011 3:41:30 PM |
| power-secret-agent | $25.00 | 5/25/2011 3:48:59 PM |
| reflective-affluence | $25.00 | 5/25/2011 3:21:53 PM |
| dreamhope | $25.00 | 5/25/2011 4:30:07 PM |
| nickel-hickory | $100.00 | 5/25/2011 4:31:42 PM |
| payout-network1 | $25.00 | 5/25/2011 4:26:19 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
506643
This series of Notes was issued and sold upon the funding of the borrower loan #49946, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-13-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 12.99% |
Borrower rate/APR:
| 13.99% / 19.84% |
Monthly payment:
| $628.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.77% | | |
| |
Estimated return*:
| 6.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,090 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Integrity84 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Consolidate my debt
My financial situation:
I am a good candidate for this loan because I have improved my credit score and made better financial choices. I'm not perfect but I would like the opportunity to get my debt to zero by 2012.
Monthly net income: $41,000 annually
Monthly expenses: $
Housing: $600 monthly
Insurance: $384...paid in full when I got the insurance.
Car expenses: No car payment. Car has been paid off
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| TikPmp1 | $25.00 | 5/13/2011 5:05:56 PM |
| r48 | $28.00 | 5/13/2011 5:06:33 PM |
| Tradesmanlender | $35.00 | 5/13/2011 5:12:32 PM |
| organized-payment6 | $50.00 | 5/13/2011 5:13:34 PM |
| a-responsible-return | $50.00 | 5/13/2011 5:05:59 PM |
| kgeezy | $25.00 | 5/13/2011 5:25:00 PM |
| smurf163 | $25.00 | 5/14/2011 2:21:35 AM |
| SimpleChoice | $25.00 | 5/14/2011 3:29:40 AM |
| tomdooley12520 | $25.00 | 5/14/2011 7:59:24 AM |
| reflective-rupee | $25.00 | 5/14/2011 1:04:11 PM |
| luvlending | $25.00 | 5/14/2011 6:40:36 PM |
| chinolatino | $25.00 | 5/15/2011 8:08:14 PM |
| javelin0 | $72.62 | 5/16/2011 9:11:57 AM |
| missoula | $25.00 | 5/16/2011 10:07:21 AM |
| cash4less | $50.00 | 5/16/2011 5:31:48 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:21 AM |
| Usurious | $50.00 | 5/17/2011 7:05:24 AM |
| kulender | $50.00 | 5/17/2011 9:26:26 AM |
| reflective-affluence | $25.00 | 5/17/2011 2:14:41 PM |
| Tighternbarkonatree | $27.88 | 5/18/2011 7:59:54 AM |
| DRJWAW | $25.00 | 5/18/2011 5:33:12 AM |
| dedication-point | $25.00 | 5/18/2011 10:58:31 AM |
| LA-Funding-Bank | $40.00 | 5/18/2011 10:28:02 AM |
| NiceNate | $100.00 | 5/18/2011 11:27:45 AM |
| MacAtk | $150.00 | 5/18/2011 1:41:24 PM |
| mmzero | $25.00 | 5/18/2011 2:31:43 PM |
| tech310 | $50.00 | 5/19/2011 1:50:19 AM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:29 AM |
| bonus-demon | $25.00 | 5/20/2011 10:12:40 AM |
| indomitable-coin | $25.00 | 5/20/2011 5:04:56 PM |
| BAJMP | $25.00 | 5/20/2011 4:53:32 PM |
| Cronos | $200.00 | 5/21/2011 12:31:39 AM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 7:37:47 PM |
| Bank42 | $25.00 | 5/21/2011 1:52:26 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:58 PM |
| imdave4me | $25.00 | 5/22/2011 6:57:04 AM |
| deal-scientist5 | $50.00 | 5/22/2011 2:36:58 PM |
| superboss-awesomefist | $25.00 | 5/23/2011 4:11:33 PM |
| kind-magnificent-bid | $100.00 | 5/23/2011 8:45:15 PM |
| bell387 | $200.00 | 5/23/2011 9:13:48 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:27:12 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:50:17 AM |
| macmaner | $50.00 | 5/24/2011 9:52:54 AM |
| taal1 | $50.00 | 5/24/2011 12:49:37 PM |
| principal-bull | $25.00 | 5/24/2011 5:52:20 PM |
| RyanTH9893 | $25.00 | 5/24/2011 6:38:56 PM |
| chinolatino | $50.00 | 5/24/2011 8:06:40 PM |
| brightest-dynamic-peace | $25.00 | 5/24/2011 8:21:25 PM |
| imdave4me | $75.00 | 5/25/2011 5:46:31 AM |
| enthralling-deal180 | $50.00 | 5/25/2011 7:13:36 AM |
| riproaringrapids | $25.00 | 5/25/2011 1:18:11 AM |
| LionFan | $50.00 | 5/25/2011 8:36:41 AM |
| sergius89 | $100.00 | 5/25/2011 7:48:57 AM |
| Ols744 | $25.00 | 5/25/2011 10:08:18 AM |
| math1973 | $50.00 | 5/25/2011 10:07:23 AM |
| HeadHunter | $75.00 | 5/25/2011 11:12:58 AM |
| diversification-medalist | $50.00 | 5/25/2011 12:16:03 PM |
| loyalist1 | $300.00 | 5/25/2011 12:58:49 PM |
| wwwUniversal | $25.00 | 5/25/2011 1:25:08 PM |
| GL464 | $107.68 | 5/25/2011 2:59:35 PM |
| trade-solo | $50.00 | 5/25/2011 3:11:18 PM |
| orange-cordial-marketplace | $50.00 | 5/25/2011 4:23:33 PM |
| Sierrahh | $50.00 | 5/25/2011 4:32:05 PM |
| the-enthralling-coin | $25.00 | 5/25/2011 4:43:25 PM |
| PropertyInvest | $25.00 | 5/25/2011 4:51:00 PM |
| justinology | $30.00 | 5/25/2011 4:14:13 PM |
| yerkster1 | $25.00 | 5/25/2011 6:22:13 PM |
| krd_Chicago | $100.00 | 5/25/2011 6:59:44 PM |
| BankofRon | $50.00 | 5/25/2011 7:05:31 PM |
| the-auction-bear | $25.00 | 5/25/2011 7:09:31 PM |
| silver-wonder278 | $50.00 | 5/25/2011 7:17:55 PM |
| momentous-velocity5 | $75.00 | 5/13/2011 5:08:23 PM |
| determined-revenue1 | $25.00 | 5/13/2011 5:05:55 PM |
| powerful-finance7 | $25.00 | 5/13/2011 5:08:36 PM |
| caliguian | $50.00 | 5/13/2011 5:05:57 PM |
| ryguy150 | $25.00 | 5/13/2011 5:10:18 PM |
| qsolo | $200.00 | 5/13/2011 5:08:28 PM |
| 1traveler | $25.00 | 5/13/2011 7:14:39 PM |
| mrpowers5531 | $25.00 | 5/14/2011 2:57:51 AM |
| heroic-deal7 | $29.14 | 5/14/2011 3:59:13 AM |
| a-restless-dollar | $50.00 | 5/14/2011 3:19:54 PM |
| Interloper | $27.00 | 5/14/2011 4:45:47 PM |
| hope-motivator2 | $200.00 | 5/15/2011 2:20:18 PM |
| Gibbyland | $100.00 | 5/16/2011 5:58:55 PM |
| alert9 | $50.00 | 5/16/2011 7:14:11 PM |
| EmmaDog44 | $27.01 | 5/17/2011 1:49:39 PM |
| designer_10 | $25.00 | 5/17/2011 2:00:38 PM |
| competent-p2p | $35.00 | 5/18/2011 6:43:40 PM |
| rescue | $100.00 | 5/19/2011 10:30:37 AM |
| openness-antioxidant | $100.00 | 5/19/2011 12:11:22 PM |
| betaoption | $25.00 | 5/19/2011 7:21:03 PM |
| Danylostefan | $100.00 | 5/20/2011 10:38:32 AM |
| myworld701 | $25.00 | 5/21/2011 3:57:49 AM |
| poetic-diversification | $25.00 | 5/21/2011 6:42:54 AM |
| market-network | $25.00 | 5/21/2011 8:52:29 AM |
| CMDCO | $50.00 | 5/22/2011 6:46:04 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:36 PM |
| vinyl117 | $30.00 | 5/23/2011 7:42:51 AM |
| ore-magnifico | $50.00 | 5/22/2011 11:39:01 PM |
| Pickmar | $25.00 | 5/23/2011 9:46:54 AM |
| loot-supporter2 | $25.00 | 5/23/2011 4:00:02 PM |
| ethical-income2 | $25.00 | 5/23/2011 5:03:02 PM |
| poetic-diversification | $125.00 | 5/23/2011 5:08:19 PM |
| heavenly-interest2 | $50.00 | 5/23/2011 5:22:30 PM |
| radforj22 | $25.00 | 5/23/2011 7:35:27 PM |
| payment-dolphin7 | $100.00 | 5/23/2011 8:14:52 PM |
| 6moonbeams | $100.00 | 5/23/2011 8:15:13 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:35 PM |
| triumph329 | $25.00 | 5/24/2011 4:49:05 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:46:17 AM |
| natecam | $25.00 | 5/24/2011 10:33:46 AM |
| basis-sycamore | $25.00 | 5/24/2011 9:52:47 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:57 AM |
| gain-expert | $60.00 | 5/24/2011 4:06:28 PM |
| BxRealtor | $25.00 | 5/24/2011 5:27:35 PM |
| Havana21 | $25.00 | 5/24/2011 7:55:40 PM |
| FigTree | $50.00 | 5/25/2011 10:07:15 AM |
| irrision | $25.00 | 5/25/2011 10:25:42 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:28:01 AM |
| fairness-drum | $50.00 | 5/25/2011 10:32:58 AM |
| ozzie | $100.00 | 5/25/2011 10:23:20 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:24:57 AM |
| benjamins-utopia | $50.00 | 5/25/2011 12:20:18 PM |
| martymaniaman | $25.00 | 5/25/2011 11:11:20 AM |
| silver-enlightenment0 | $100.00 | 5/25/2011 2:59:27 PM |
| dajen1 | $50.00 | 5/25/2011 2:08:11 PM |
| buffalobills | $25.00 | 5/25/2011 3:02:47 PM |
| Oupa-George | $25.00 | 5/25/2011 3:12:02 PM |
| gilbrear | $25.00 | 5/25/2011 4:27:56 PM |
| thrilling-silver1 | $25.00 | 5/25/2011 4:29:55 PM |
| jcw3rd | $25.00 | 5/25/2011 5:05:31 PM |
| drkosh | $25.00 | 5/25/2011 4:57:38 PM |
| myduck | $75.00 | 5/25/2011 4:51:17 PM |
| jwood3030 | $25.00 | 5/25/2011 6:03:40 PM |
| troile | $35.32 | 5/25/2011 6:50:07 PM |
| mh1169 | $177.38 | 5/25/2011 7:23:10 PM |
| 136 Investments
|
Borrower Payment Dependent Notes Series
506695
This series of Notes was issued and sold upon the funding of the borrower loan #49973, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
21 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 57 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $84,745 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| proper-kindness993 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt
Purpose of loan:
This loan will be used to...Irs
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $14,000
Monthly expenses: $9000
Housing: $3650
Insurance: $139
Car expenses: $260
Utilities: $450
Phone, cable, internet: $50
Food, entertainment: $350
Clothing, household expenses: $300
Credit cards and other loans: $800
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/15/2011 12:14:06 PM |
| worth-blanket2 | $5,000.00 | 5/15/2011 12:38:43 PM |
| SolarMoonshine | $25.00 | 5/15/2011 2:38:28 PM |
| 2grindstones | $25.00 | 5/15/2011 4:59:05 PM |
| Kash2010lu | $25.00 | 5/15/2011 5:48:40 PM |
| economy-coup | $30.00 | 5/16/2011 9:32:56 AM |
| reflective-rupee | $25.00 | 5/16/2011 10:06:29 AM |
| Bill88 | $25.00 | 5/16/2011 10:46:05 AM |
| sparkling-interest1 | $25.00 | 5/16/2011 12:54:21 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:30:07 PM |
| irrelevant | $25.00 | 5/17/2011 9:08:46 AM |
| Bob450 | $25.00 | 5/17/2011 6:59:42 PM |
| shrewd-income | $100.00 | 5/18/2011 1:20:10 AM |
| yf99yz | $25.00 | 5/18/2011 10:09:58 PM |
| tranquil-gain1 | $50.00 | 5/20/2011 9:38:22 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:27 AM |
| janeybooboo | $100.00 | 5/21/2011 11:20:53 AM |
| janeybooboo | $100.00 | 5/21/2011 11:20:35 AM |
| impala6464 | $80.00 | 5/21/2011 6:36:05 PM |
| Jack55304 | $300.00 | 5/22/2011 9:32:53 AM |
| kind-charming-value | $771.23 | 5/22/2011 2:38:52 PM |
| spiff666 | $26.66 | 5/16/2011 8:54:21 AM |
| the-enthralling-coin | $25.00 | 5/16/2011 4:49:16 PM |
| five-star-note | $100.00 | 5/19/2011 5:22:42 PM |
| loss-of-control | $50.00 | 5/19/2011 6:00:22 PM |
| buffalobills | $25.00 | 5/20/2011 2:34:32 PM |
| Nerdster1 | $40.11 | 5/20/2011 1:01:03 PM |
| vigorous-market5 | $200.00 | 5/20/2011 6:03:03 PM |
| dynrep | $25.00 | 5/21/2011 4:32:56 PM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 6:39:16 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:43:46 PM |
| IASKGOD | $25.00 | 5/21/2011 10:31:32 PM |
| DasMula | $27.00 | 5/21/2011 10:00:26 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
506993
This series of Notes was issued and sold upon the funding of the borrower loan #49940, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 11m |
|
Amount delinquent:
| $1,372 |
Total credit lines:
| 19 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $184 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| advocator693 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
AUTO LOAN for GOOD Borrower.
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I do have some issues on my credit report that are inaccurate and I am working on having them removed. I also am fortunate to be employed full time and living with family, free from rent and utility obligations. I have strong family ties and my situation should not change. I have told Credit card debt of less than 300.00 total and minimal monthly obligations. I do, however, need a newer vehicle as mine is now 15 years old and unreliable.
Monthly net income: $ 2500.00
Monthly expenses: $
Housing: $
Insurance: $ 100.00
Car expenses: $
Utilities: $
Phone, cable, internet: $ 50.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 20.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/16/2011 9:04:11 AM |
| SolarMoonshine | $25.00 | 5/16/2011 10:01:34 AM |
| interstellar | $75.00 | 5/16/2011 10:15:35 AM |
| shrewd-income | $50.00 | 5/16/2011 12:24:18 PM |
| ooorrr | $50.00 | 5/16/2011 12:46:06 PM |
| range2 | $25.00 | 5/17/2011 9:48:21 AM |
| jjswanso | $50.00 | 5/18/2011 7:01:13 PM |
| irrelevant | $25.00 | 5/19/2011 3:08:21 AM |
| suave-dime6 | $25.00 | 5/19/2011 6:01:17 AM |
| qsolo | $200.00 | 5/19/2011 5:29:54 PM |
| trippd6 | $25.00 | 5/20/2011 10:17:11 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:02 AM |
| privatebankerva | $25.00 | 5/21/2011 7:35:37 AM |
| erowis | $50.00 | 5/21/2011 11:23:41 AM |
| well-mannered-income3 | $25.00 | 5/21/2011 3:55:46 PM |
| baker31 | $50.00 | 5/22/2011 11:00:07 AM |
| Rostov | $25.00 | 5/22/2011 2:29:54 PM |
| Bill88 | $25.00 | 5/23/2011 8:05:53 AM |
| reflective-rupee | $200.00 | 5/16/2011 9:58:02 AM |
| worth-blanket2 | $4,200.00 | 5/16/2011 9:57:01 AM |
| leverage-monger | $25.00 | 5/16/2011 10:09:34 AM |
| 2grindstones | $25.00 | 5/16/2011 10:37:01 AM |
| KarlMarx | $25.00 | 5/16/2011 1:46:25 PM |
| yf99yz | $25.00 | 5/16/2011 9:32:59 PM |
| newequity | $25.00 | 5/17/2011 8:35:15 PM |
| a-finance-nirvana | $25.00 | 5/18/2011 6:24:34 PM |
| tranquil-gain1 | $100.00 | 5/20/2011 10:11:15 AM |
| worldly-income2 | $25.00 | 5/20/2011 3:51:09 PM |
| Gandalf0001 | $25.00 | 5/21/2011 2:01:07 PM |
| EL_Papin | $25.00 | 5/21/2011 4:26:10 PM |
| mex_invests | $25.00 | 5/21/2011 4:24:14 PM |
| pious-integrity6 | $25.00 | 5/21/2011 9:17:12 PM |
| diversification-medalist | $50.00 | 5/21/2011 11:40:28 PM |
| kinetic-social | $25.00 | 5/22/2011 3:43:38 PM |
| ProspLending | $275.00 | 5/23/2011 9:19:51 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
507323
This series of Notes was issued and sold upon the funding of the borrower loan #49741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $138.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ProctorDoctor_09 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family Car Loan Request
Purpose of loan:
This loan will be used to purchase a vehicle for my wife and kids.
My financial situation:
I am in a very stable situation right now. My employment is secure for many years as the workload at my employer has increased threefold in the past year, and will continue to pick up for the next few years. I have no credit card debt, no other outstanding loans, except for one very small student loan, and my wife supplements our income through teaching pregnancy and childbirth classes from our home.
Monthly net income: $2300
Monthly expenses: $1900
Housing: $740
Insurance: $100
Car expenses: $300
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $80
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 5/17/2011 5:06:32 PM |
| EngineersAlliance | $100.00 | 5/17/2011 5:08:15 PM |
| DasMula | $27.00 | 5/17/2011 8:00:04 PM |
| mountainpeak | $25.00 | 5/18/2011 6:41:54 PM |
| Keystonekop | $100.00 | 5/18/2011 9:15:49 PM |
| wealth-renaissance5 | $25.00 | 5/19/2011 12:00:17 AM |
| Nyarpy | $25.00 | 5/20/2011 7:50:48 AM |
| taltman | $25.00 | 5/20/2011 11:11:47 AM |
| a-finance-nirvana | $25.00 | 5/20/2011 5:50:58 PM |
| Interloper | $27.00 | 5/20/2011 5:52:57 PM |
| Gibbyland | $100.00 | 5/21/2011 11:10:37 AM |
| RandyL3 | $25.00 | 5/21/2011 1:43:33 PM |
| ChoiceInvestments | $25.00 | 5/21/2011 1:44:19 PM |
| donenzo | $25.00 | 5/23/2011 5:47:59 AM |
| Pickmar | $25.00 | 5/23/2011 9:35:43 AM |
| tampalender | $50.00 | 5/23/2011 3:57:03 PM |
| ethical-income2 | $25.00 | 5/23/2011 5:05:04 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:14:46 PM |
| interstellar | $75.00 | 5/23/2011 11:43:39 PM |
| sign_here | $25.00 | 5/23/2011 10:08:17 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:47:11 AM |
| thankful-nickel2 | $50.00 | 5/24/2011 7:48:06 AM |
| kulender | $50.00 | 5/24/2011 3:17:38 PM |
| krd_Chicago | $100.00 | 5/25/2011 5:51:09 AM |
| indomitable-coin | $25.00 | 5/25/2011 6:17:55 AM |
| enthralling-deal180 | $50.00 | 5/25/2011 7:15:00 AM |
| NiceNate | $100.00 | 5/25/2011 11:28:35 AM |
| rescue | $100.00 | 5/25/2011 12:20:38 PM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:25:06 AM |
| FinanceEngine | $30.00 | 5/25/2011 2:51:57 PM |
| slpark | $40.00 | 5/25/2011 2:57:49 PM |
| designer_10 | $25.00 | 5/25/2011 2:02:44 PM |
| novice-speculator | $25.00 | 5/25/2011 2:23:54 PM |
| dajen1 | $50.00 | 5/25/2011 2:09:54 PM |
| repaymeplease | $32.68 | 5/25/2011 3:11:06 PM |
| broomfieldbucks | $25.00 | 5/25/2011 2:25:02 PM |
| thorough-payout8 | $25.00 | 5/25/2011 4:23:29 PM |
| warp-speed712 | $100.00 | 5/25/2011 3:31:39 PM |
| elvisloans | $26.13 | 5/25/2011 3:35:16 PM |
| benefit-trident | $25.00 | 5/25/2011 4:09:17 PM |
| reflective-rupee | $200.01 | 5/25/2011 4:18:34 PM |
| adventurous-treasure2 | $45.00 | 5/25/2011 4:29:30 PM |
| euro-trumpet | $25.00 | 5/25/2011 3:33:43 PM |
| dynrep | $50.00 | 5/25/2011 4:01:53 PM |
| nimble-affluence4 | $25.00 | 5/25/2011 4:30:26 PM |
| Sierrahh | $50.00 | 5/25/2011 4:33:25 PM |
| hookUup | $17.11 | 5/25/2011 4:51:40 PM |
| SolarMoonshine | $25.00 | 5/17/2011 5:24:42 PM |
| qsolo | $200.00 | 5/17/2011 5:07:09 PM |
| powerful-finance7 | $25.00 | 5/17/2011 5:07:16 PM |
| cwegert | $100.00 | 5/18/2011 6:49:42 AM |
| Tradesmanlender | $35.00 | 5/18/2011 10:14:01 AM |
| availableloan | $25.00 | 5/18/2011 1:20:07 PM |
| cashhelp | $30.00 | 5/18/2011 3:02:19 PM |
| ryreesado | $25.00 | 5/19/2011 4:11:36 AM |
| openness-antioxidant | $100.00 | 5/19/2011 12:54:54 PM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:49 AM |
| myworld701 | $25.00 | 5/21/2011 3:57:53 AM |
| reflective-rupee | $200.00 | 5/21/2011 1:37:30 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:54:54 PM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 10:01:46 PM |
| yf99yz | $30.00 | 5/22/2011 9:46:26 PM |
| felicity-daydream | $25.00 | 5/23/2011 7:27:39 AM |
| KSPHoldings | $30.00 | 5/23/2011 9:58:43 AM |
| pthighs | $50.00 | 5/23/2011 12:47:19 PM |
| Sol_Invictus | $25.00 | 5/23/2011 8:35:27 PM |
| timtheman1 | $25.00 | 5/23/2011 9:50:45 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:28:28 AM |
| natecam | $25.00 | 5/24/2011 10:35:02 AM |
| lava414 | $25.00 | 5/25/2011 12:12:45 AM |
| ozzie | $100.00 | 5/25/2011 10:26:01 AM |
| favorite-commerce | $25.00 | 5/25/2011 11:34:36 AM |
| rdrloan | $25.00 | 5/25/2011 11:28:11 AM |
| simiray | $50.00 | 5/25/2011 2:14:53 PM |
| currency-persimmon | $25.00 | 5/25/2011 2:33:24 PM |
| buffalobills | $25.00 | 5/25/2011 2:56:26 PM |
| economy-popcorn | $25.00 | 5/25/2011 2:11:08 PM |
| a-restless-dollar | $25.00 | 5/25/2011 2:32:45 PM |
| Engineer44 | $25.00 | 5/25/2011 4:28:10 PM |
| gold-fluffy-bunny4 | $25.00 | 5/25/2011 3:28:25 PM |
| Leopoldine | $25.32 | 5/25/2011 4:33:56 PM |
| building_pennies | $27.00 | 5/25/2011 4:35:15 PM |
| the-enthralling-coin | $25.00 | 5/25/2011 4:36:34 PM |
| baker31 | $52.75 | 5/25/2011 4:31:50 PM |
| mammalian4 | $25.00 | 5/25/2011 4:08:58 PM |
| red-favorable-basis | $25.00 | 5/25/2011 4:35:23 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
507343
This series of Notes was issued and sold upon the funding of the borrower loan #49824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,085 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| PLWynkoop |
Borrower's state:
| Colorado |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving back home!
Purpose of loan:
Take a few days off from our jobs during our move back home and consolidate some debt!
I am a good candidate for this loan because...
My wife and I have held two jobs each for years now. She's a pharmacy tech at Walgreens, I work at Whole Foods and we both work at Red Lobster. We work hard and are financialy responsible
Monthly net income: combined monthly net of over $4,500
Monthly expenses:
Housing: $750, after the move it will be $980
Insurance: $550 (this includes auto, life and health)
Car expenses: $600 (this includes $250 a month in gas due to a long commute, this will dramatically change after the move)
Utilities: $80
Phone, cable, internet: $200
Food, entertainment: $300-500
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $1,200 (this includes $500 a month I am paying my parents for our recent wedding in Nov. 2010. They will be repaid in 4 months. The rest is savings and Roth IRA contributions)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 5/18/2011 5:28:28 PM |
| blitzen40 | $25.00 | 5/19/2011 6:25:06 AM |
| worth-blanket2 | $2,100.00 | 5/19/2011 9:25:21 AM |
| Bob450 | $25.00 | 5/19/2011 11:49:13 AM |
| openness-antioxidant | $100.00 | 5/19/2011 1:23:09 PM |
| transformer855 | $25.00 | 5/19/2011 2:11:12 PM |
| jstefans | $25.00 | 5/19/2011 2:46:06 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:55:51 PM |
| Makingitrain | $25.00 | 5/19/2011 6:30:37 PM |
| drb4ever | $25.00 | 5/19/2011 9:02:38 PM |
| reflective-rupee | $25.00 | 5/19/2011 9:34:29 PM |
| DasMula | $27.00 | 5/19/2011 10:56:39 PM |
| missing-link | $25.00 | 5/18/2011 5:11:10 PM |
| suave-dime6 | $25.00 | 5/18/2011 5:12:27 PM |
| 2grindstones | $25.00 | 5/18/2011 5:41:59 PM |
| DHolly | $25.00 | 5/18/2011 5:55:58 PM |
| economy-coup | $30.00 | 5/18/2011 6:58:02 PM |
| tech310 | $50.00 | 5/19/2011 1:46:45 AM |
| lending-theory | $50.00 | 5/19/2011 10:35:43 AM |
| Rabid_Dove | $25.00 | 5/19/2011 3:11:14 PM |
| marinbb | $100.00 | 5/19/2011 3:51:25 PM |
| VJ_Financial | $26.00 | 5/19/2011 10:08:10 PM |
| Danjack_Capital | $25.00 | 5/19/2011 11:22:31 PM |
| palace2 | $142.00 | 5/19/2011 11:54:40 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
507627
This series of Notes was issued and sold upon the funding of the borrower loan #49750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $388.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,406 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| methodical-by-nature |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
|
Principal balance:
| $5,468.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Debt Free by 40
I lost my father after an extended illness, and am looking to more intelligently resolve the expenses associated with his care: I would rather pay it forward to fellow members of the prosper community. I am a prior borrower with a perfect payment history.
I am personally and financially stable ? Married, 37 years old, with a beautiful daughter. I'm well established and respected in my career as a software engineer with the same company for over 11 years.
I consistently contribute towards my 401k, and have sufficient life and disability insurance to eliminate debt and maintain my family?s quality of life in a worst case scenario.
Income $185k
Stocks $5000 + $6600 Unvested
401k:$139000
Major expenses are limited to debt reduction, mortgage, 1 car payment, insurance, food & fuel. This loan will be used to pay off revolving debt faster than currently scheduled.
Thank you for your interest, and good luck with your investment and financial goals.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bb575 | $50.00 | 5/19/2011 5:02:10 PM |
| r48 | $25.00 | 5/19/2011 5:54:08 PM |
| JustMee | $25.00 | 5/19/2011 8:46:58 PM |
| ansset | $25.00 | 5/23/2011 4:43:09 PM |
| value-pouch | $25.00 | 5/23/2011 4:47:08 PM |
| currency-emblem | $50.00 | 5/23/2011 6:08:38 PM |
| enriching-credit9 | $75.00 | 5/23/2011 4:41:48 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 6:18:47 PM |
| felicity-maximizer | $25.00 | 5/23/2011 6:54:50 PM |
| Astyanax | $150.00 | 5/23/2011 6:57:43 PM |
| woohoo | $25.00 | 5/23/2011 6:33:19 PM |
| klinebarger | $25.00 | 5/23/2011 6:34:19 PM |
| derec | $25.00 | 5/23/2011 8:57:59 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:15:31 PM |
| careful-benjamins8 | $35.00 | 5/23/2011 10:55:42 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:28:50 AM |
| red-favorable-basis | $25.00 | 5/23/2011 10:45:43 PM |
| hardwareman | $195.00 | 5/24/2011 4:11:43 AM |
| jmb_lending | $300.00 | 5/24/2011 5:37:53 AM |
| streak269 | $99.93 | 5/24/2011 4:38:26 AM |
| GElender | $25.00 | 5/24/2011 6:07:23 AM |
| Leopoldine | $25.00 | 5/24/2011 7:46:17 AM |
| goldenretriever | $100.00 | 5/24/2011 10:17:12 AM |
| debtcollector | $50.00 | 5/24/2011 9:49:42 AM |
| natecam | $25.00 | 5/24/2011 10:35:50 AM |
| RedantFinance | $50.00 | 5/24/2011 11:02:37 AM |
| Dubbs360 | $300.00 | 5/24/2011 11:11:49 AM |
| kokomorock | $25.32 | 5/24/2011 11:38:37 AM |
| a-fund-doctor | $25.00 | 5/24/2011 2:37:49 PM |
| bold-spirited-finance | $150.00 | 5/24/2011 11:41:49 AM |
| maniac3 | $1,000.00 | 5/24/2011 11:51:08 AM |
| melodious-fairness | $100.00 | 5/24/2011 12:43:12 PM |
| fantastic-openness | $100.00 | 5/24/2011 12:58:47 PM |
| MNFrostbite | $25.00 | 5/24/2011 2:20:36 PM |
| linklady | $50.00 | 5/24/2011 1:56:18 PM |
| finance-amusement4 | $100.00 | 5/24/2011 4:56:45 PM |
| OmahaGuy | $50.00 | 5/24/2011 7:04:17 PM |
| gjm6d | $25.00 | 5/24/2011 7:29:07 PM |
| Mad_Scientist | $25.00 | 5/24/2011 6:12:16 PM |
| chinolatino | $25.00 | 5/24/2011 7:59:14 PM |
| Whitewater_Loans | $50.00 | 5/24/2011 7:22:57 PM |
| 20mule | $200.00 | 5/24/2011 8:33:25 PM |
| shellstar | $25.00 | 5/24/2011 7:27:38 PM |
| Kelwin_Capital_Corp | $50.00 | 5/24/2011 7:39:14 PM |
| leverage-ectasy | $30.00 | 5/24/2011 11:00:12 PM |
| brightest-compassion-omatic | $26.42 | 5/24/2011 8:44:32 PM |
| emt747 | $25.00 | 5/25/2011 2:27:29 AM |
| compwhiz | $25.00 | 5/25/2011 12:11:34 AM |
| kulender | $50.00 | 5/25/2011 5:24:08 AM |
| logical-p2ploan | $39.32 | 5/25/2011 8:34:45 AM |
| RJN | $25.00 | 5/25/2011 8:54:28 AM |
| LianaB | $50.00 | 5/25/2011 7:12:32 AM |
| myidear | $25.00 | 5/25/2011 8:18:50 AM |
| tolerant-dinero2 | $25.00 | 5/25/2011 8:49:33 AM |
| heavy_ax | $25.00 | 5/25/2011 11:36:03 AM |
| agalt | $50.00 | 5/25/2011 12:42:59 PM |
| novice-speculator | $25.00 | 5/25/2011 2:24:50 PM |
| trade-solo | $50.00 | 5/25/2011 2:57:41 PM |
| Erikdbp | $25.00 | 5/25/2011 3:05:11 PM |
| platinum-pear4 | $25.00 | 5/25/2011 2:54:46 PM |
| chevygal | $57.26 | 5/25/2011 3:04:48 PM |
| baker31 | $52.75 | 5/25/2011 4:32:50 PM |
| the-enthralling-coin | $25.00 | 5/25/2011 4:34:50 PM |
| gold-fluffy-bunny4 | $50.00 | 5/25/2011 3:24:52 PM |
| carluvr33 | $28.00 | 5/25/2011 5:09:07 PM |
| supersarah61 | $50.00 | 5/25/2011 6:06:00 PM |
| CashFlowLender | $50.00 | 5/25/2011 6:10:34 PM |
| keyfig | $25.00 | 5/25/2011 6:10:47 PM |
| blue-receptive-affluence | $84.42 | 5/25/2011 6:50:58 PM |
| impeccable-wampum1 | $265.95 | 5/25/2011 7:06:45 PM |
| integrity-cowbell | $30.00 | 5/25/2011 6:48:55 PM |
| the-auction-bear | $25.00 | 5/25/2011 7:09:10 PM |
| pious-integrity6 | $25.00 | 5/25/2011 5:43:31 PM |
| srspank24 | $53.40 | 5/25/2011 7:24:03 PM |
| mindful-exchange2 | $28.37 | 5/25/2011 7:32:42 PM |
| Nich | $25.00 | 5/25/2011 6:50:31 PM |
| BankofRon | $50.00 | 5/25/2011 7:03:35 PM |
| Gobsek | $25.00 | 5/25/2011 8:36:44 PM |
| coachmike15 | $50.00 | 5/25/2011 8:47:11 PM |
| wealth-grasshopper0 | $132.37 | 5/25/2011 8:45:06 PM |
| investorrr | $39.38 | 5/25/2011 7:51:51 PM |
| daekpon | $50.00 | 5/25/2011 9:23:24 PM |
| heavenly-social1 | $50.00 | 5/25/2011 10:11:54 PM |
| wealth-shepherd | $64.65 | 5/25/2011 9:56:58 PM |
| natural-greenback6 | $25.00 | 5/25/2011 10:28:57 PM |
| theloanfiller | $50.96 | 5/25/2011 11:28:43 PM |
| goodcents | $40.00 | 5/25/2011 9:05:06 PM |
| cristy05 | $25.00 | 5/25/2011 9:06:57 PM |
| rutzebach | $50.56 | 5/25/2011 9:35:37 PM |
| porwestco | $50.00 | 5/26/2011 2:58:57 AM |
| grampy48 | $25.00 | 5/26/2011 3:17:35 AM |
| Ripsaw4U | $50.00 | 5/26/2011 3:32:57 AM |
| Warwick | $25.00 | 5/25/2011 10:30:02 PM |
| swissbanker | $100.00 | 5/25/2011 10:33:35 PM |
| qsolo | $200.00 | 5/19/2011 5:04:22 PM |
| indomitable-coin | $25.00 | 5/20/2011 5:40:59 AM |
| Tradesmanlender | $35.00 | 5/20/2011 11:40:51 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:43 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:59 PM |
| availableloan | $25.00 | 5/23/2011 5:38:22 PM |
| designer_10 | $25.00 | 5/23/2011 5:46:12 PM |
| jescowa | $100.00 | 5/23/2011 5:10:16 PM |
| Kaj | $60.00 | 5/23/2011 5:15:33 PM |
| payment-halo | $25.00 | 5/23/2011 5:19:34 PM |
| flwah | $25.00 | 5/23/2011 5:29:42 PM |
| Yomain | $75.00 | 5/23/2011 6:41:32 PM |
| addlending | $50.00 | 5/23/2011 7:57:06 PM |
| crw1950 | $30.03 | 5/23/2011 8:06:31 PM |
| duty-windmill | $25.00 | 5/23/2011 8:12:35 PM |
| Pitufo | $25.00 | 5/23/2011 9:13:57 PM |
| sincere-balance | $25.00 | 5/23/2011 9:17:15 PM |
| orderly-leverage | $250.00 | 5/23/2011 9:33:37 PM |
| vishal29 | $25.00 | 5/23/2011 9:46:26 PM |
| rdav | $25.00 | 5/23/2011 11:00:48 PM |
| Ripsaw4U | $50.00 | 5/24/2011 3:05:05 AM |
| credit-investor5 | $50.00 | 5/23/2011 10:46:14 PM |
| Reddy_Capital | $25.00 | 5/23/2011 10:33:42 PM |
| vanderhp | $25.00 | 5/23/2011 11:02:20 PM |
| heerzaquestion | $40.00 | 5/24/2011 5:03:54 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:47:36 AM |
| Nerdster1 | $25.11 | 5/24/2011 4:33:46 AM |
| currency-persimmon | $25.00 | 5/24/2011 5:57:29 AM |
| damage | $25.00 | 5/24/2011 9:20:45 AM |
| a-restless-dollar | $50.00 | 5/24/2011 6:23:26 AM |
| hookUup | $36.40 | 5/24/2011 7:13:23 AM |
| competent-p2p | $30.00 | 5/24/2011 7:14:55 AM |
| szetheli | $140.00 | 5/24/2011 7:34:26 AM |
| toomanyfishtanks | $25.00 | 5/24/2011 9:06:16 AM |
| skegee | $25.00 | 5/24/2011 10:52:33 AM |
| payout-detective7 | $25.00 | 5/24/2011 10:12:23 AM |
| seabass123 | $25.00 | 5/24/2011 11:39:47 AM |
| djalan | $25.00 | 5/24/2011 11:00:35 AM |
| Buffer10 | $50.00 | 5/24/2011 11:41:12 AM |
| CreditBuilder2 | $50.00 | 5/24/2011 1:52:31 PM |
| best-inspiring-deal | $25.00 | 5/24/2011 4:39:37 PM |
| Lender0010 | $50.00 | 5/24/2011 2:49:00 PM |
| refined-penny | $50.00 | 5/24/2011 2:55:16 PM |
| FinDoc | $25.00 | 5/24/2011 3:32:24 PM |
| heavy_ax | $25.00 | 5/24/2011 5:30:31 PM |
| formula842 | $25.00 | 5/24/2011 5:23:03 PM |
| mighty-trade2 | $25.00 | 5/24/2011 6:23:40 PM |
| neenerman | $50.00 | 5/24/2011 7:50:05 PM |
| resplendent-dollar | $25.00 | 5/24/2011 10:10:38 PM |
| exchange-battalion | $30.00 | 5/25/2011 12:36:35 AM |
| loyalist1 | $200.00 | 5/25/2011 7:15:27 AM |
| eyevinyl | $100.00 | 5/25/2011 7:25:27 AM |
| penny-finder | $26.62 | 5/25/2011 7:53:29 AM |
| emosspot | $25.00 | 5/25/2011 3:59:04 AM |
| friendinmoney | $25.00 | 5/25/2011 8:11:16 AM |
| Hogan55 | $51.23 | 5/25/2011 5:05:41 AM |
| lenderRXT | $100.00 | 5/25/2011 8:51:59 AM |
| gogene2002 | $25.00 | 5/25/2011 6:18:01 AM |
| wonderous-power | $25.00 | 5/25/2011 8:28:39 AM |
| Fachim | $45.48 | 5/25/2011 9:45:17 AM |
| SolarMoonshine | $25.00 | 5/25/2011 10:38:14 AM |
| P2P4me | $200.00 | 5/25/2011 9:55:56 AM |
| N_P | $25.00 | 5/25/2011 11:07:43 AM |
| diversification-medalist | $25.00 | 5/25/2011 11:38:00 AM |
| spiritual-compassion9 | $25.00 | 5/25/2011 11:42:07 AM |
| GoldenGo4 | $50.00 | 5/25/2011 12:05:19 PM |
| friendly-moola0 | $400.00 | 5/25/2011 1:11:17 PM |
| eagle6 | $30.00 | 5/25/2011 1:34:10 PM |
| broomfieldbucks | $25.00 | 5/25/2011 2:25:51 PM |
| dajen1 | $50.00 | 5/25/2011 2:10:25 PM |
| simiray | $50.00 | 5/25/2011 2:17:43 PM |
| euro-trumpet | $25.00 | 5/25/2011 3:35:04 PM |
| Sierrahh | $50.00 | 5/25/2011 4:33:53 PM |
| drkosh | $25.00 | 5/25/2011 4:39:23 PM |
| benefit-trident | $25.00 | 5/25/2011 4:12:18 PM |
| Byrd24 | $100.00 | 5/25/2011 5:12:28 PM |
| bishop491 | $29.00 | 5/25/2011 6:26:30 PM |
| elasermd | $100.00 | 5/25/2011 6:36:29 PM |
| csandb | $25.00 | 5/25/2011 5:00:31 PM |
| cmbkshne | $40.00 | 5/25/2011 6:34:03 PM |
| sappy02 | $50.00 | 5/25/2011 7:01:04 PM |
| blue111 | $50.00 | 5/25/2011 7:05:11 PM |
| cybercop45 | $50.00 | 5/25/2011 5:14:17 PM |
| peso-aggregator | $25.00 | 5/25/2011 6:28:53 PM |
| Whitey | $50.00 | 5/25/2011 7:38:53 PM |
| Eric_Gagne | $25.00 | 5/25/2011 6:43:40 PM |
| surferracerskaterboy | $60.00 | 5/25/2011 7:56:56 PM |
| MoneyTree79 | $49.66 | 5/25/2011 7:59:03 PM |
| Untiedshu | $100.00 | 5/25/2011 8:05:49 PM |
| Druidsoft | $25.00 | 5/25/2011 8:17:10 PM |
| Lucre | $50.00 | 5/25/2011 8:19:13 PM |
| Aridus | $25.00 | 5/25/2011 7:12:12 PM |
| greenkid | $200.00 | 5/25/2011 7:28:12 PM |
| dextro | $100.00 | 5/25/2011 8:58:29 PM |
| Zoramite | $25.00 | 5/25/2011 8:41:17 PM |
| Joshtron | $25.00 | 5/25/2011 9:12:51 PM |
| YesMoney | $25.00 | 5/25/2011 10:28:49 PM |
| diversification-wildcat2 | $25.00 | 5/25/2011 10:08:31 PM |
| kingfish66 | $29.16 | 5/25/2011 10:37:31 PM |
| robust-contract7 | $100.00 | 5/25/2011 10:39:26 PM |
| FWF-kinetic | $70.50 | 5/25/2011 10:47:42 PM |
| TwinCities | $25.00 | 5/25/2011 8:52:59 PM |
| RyanJY | $25.82 | 5/26/2011 1:35:49 AM |
| green-moola-sniffer | $50.00 | 5/25/2011 11:49:25 PM |
| kushka | $25.00 | 5/26/2011 12:30:24 AM |
| Spiv_51 | $25.00 | 5/26/2011 4:03:50 AM |
| intrepid-loot | $28.37 | 5/25/2011 10:30:14 PM |
| Rick21 | $50.00 | 5/25/2011 10:50:30 PM |
| worlds-best-worth2 | $50.00 | 5/26/2011 12:17:09 AM |
| investment-habanero8 | $58.56 | 5/26/2011 4:17:20 AM |
| 204 Investments
|
Borrower Payment Dependent Notes Series
507771
This series of Notes was issued and sold upon the funding of the borrower loan #49812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.33% |
Monthly payment:
| $238.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1983 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 16y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,779 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| persistent-fund6 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Loan
Purpose of loan:
This loan will be used to pay off a loan on my Thrift Savings Plan (similar to a 401K). This is so I can take out a larger loan at a lower interest rate for debt consolidation. (They only let you have 1 loan at a time and you have to wait 60 days between loans.)
My financial situation:
I am a good candidate for this loan because I already have the money in my Thrift Savings Plan and once I pay off my current TSP loan I will have access to the money within 90 days to pay off this loan. I also have a very stable job with a reliable source of income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mojii77 | $29.00 | 5/26/2011 7:53:25 AM |
| DukSerduk | $25.00 | 5/20/2011 5:03:32 PM |
| antlr | $50.00 | 5/20/2011 5:04:07 PM |
| diablorulz | $50.00 | 5/20/2011 5:08:08 PM |
| flexible-value | $35.00 | 5/20/2011 5:06:41 PM |
| reflective-rupee | $200.00 | 5/20/2011 5:27:03 PM |
| Avala | $50.00 | 5/20/2011 5:37:52 PM |
| kyomoon | $50.00 | 5/20/2011 5:51:37 PM |
| jpblan11 | $25.00 | 5/20/2011 6:32:37 PM |
| MarvintheMartian | $30.00 | 5/20/2011 8:27:58 PM |
| Tom579 | $32.38 | 5/21/2011 4:13:07 AM |
| trustworthy-hope189 | $50.00 | 5/21/2011 5:55:57 AM |
| jga516 | $25.00 | 5/21/2011 9:58:19 AM |
| samo102us | $25.00 | 5/21/2011 10:05:21 AM |
| investment-artist | $25.00 | 5/21/2011 9:29:04 AM |
| Kerrysbay | $50.00 | 5/21/2011 9:53:47 AM |
| dpfl55 | $25.00 | 5/21/2011 11:10:32 AM |
| Pasagam | $43.63 | 5/21/2011 10:59:12 AM |
| blooming-market | $25.00 | 5/21/2011 12:39:58 PM |
| Havana21 | $200.00 | 5/24/2011 10:56:16 AM |
| SmartInMoney | $25.00 | 5/24/2011 11:04:38 AM |
| Buffer10 | $175.00 | 5/24/2011 6:02:11 PM |
| kulender | $50.00 | 5/25/2011 5:23:20 AM |
| keyfig | $25.00 | 5/25/2011 3:53:57 PM |
| intelligent-yield | $50.00 | 5/25/2011 9:51:11 PM |
| Warwick | $55.14 | 5/25/2011 10:32:14 PM |
| YesMoney | $25.00 | 5/25/2011 10:33:04 PM |
| swissbanker | $50.00 | 5/25/2011 10:34:41 PM |
| Alexander1776 | $109.79 | 5/26/2011 5:13:14 AM |
| chrisb1414 | $25.00 | 5/26/2011 6:27:38 AM |
| goldenretriever | $200.00 | 5/26/2011 6:29:18 AM |
| imhoo | $50.00 | 5/26/2011 6:39:21 AM |
| alovelylender | $26.00 | 5/26/2011 7:08:44 AM |
| LenderOnWheels | $50.00 | 5/26/2011 7:44:47 AM |
| FlexFunding | $50.00 | 5/26/2011 6:13:23 AM |
| yield-quest | $150.00 | 5/26/2011 8:15:47 AM |
| designer_10 | $25.00 | 5/26/2011 8:54:23 AM |
| newfoundation | $25.00 | 5/26/2011 9:06:27 AM |
| dime-historian | $25.00 | 5/26/2011 9:14:09 AM |
| secureincome | $1,250.00 | 5/26/2011 8:46:41 AM |
| Silverling6 | $27.05 | 5/26/2011 9:51:11 AM |
| SolarMoonshine | $25.00 | 5/26/2011 9:52:23 AM |
| martymaniaman | $25.00 | 5/26/2011 10:02:17 AM |
| indomitable-coin | $25.00 | 5/20/2011 5:04:58 PM |
| ore-genius2 | $600.00 | 5/20/2011 5:06:20 PM |
| Goodlender42 | $25.00 | 5/20/2011 5:08:17 PM |
| neighborly-hope6 | $100.00 | 5/20/2011 5:08:43 PM |
| truth-image | $100.00 | 5/20/2011 5:05:25 PM |
| meux99 | $25.00 | 5/20/2011 5:05:41 PM |
| compoundinterest | $50.00 | 5/20/2011 5:06:35 PM |
| minista | $25.00 | 5/20/2011 5:07:59 PM |
| gojackgo | $100.00 | 5/20/2011 5:08:28 PM |
| useful-currency | $25.00 | 5/20/2011 5:07:49 PM |
| RecoveryLender | $25.00 | 5/20/2011 5:54:01 PM |
| diicali | $25.00 | 5/21/2011 3:57:17 AM |
| macgeek | $51.46 | 5/21/2011 3:57:26 AM |
| lloyd_s | $25.00 | 5/21/2011 10:03:51 AM |
| slobberjob | $50.00 | 5/21/2011 10:48:54 AM |
| RandyL3 | $25.00 | 5/21/2011 11:19:22 AM |
| Duckshovel | $50.00 | 5/21/2011 7:26:41 PM |
| BuildingShanghai | $84.00 | 5/21/2011 11:28:08 PM |
| damage | $25.00 | 5/23/2011 4:33:09 AM |
| sandeepPR | $25.00 | 5/23/2011 10:05:01 AM |
| surfsider123 | $25.00 | 5/23/2011 5:36:22 PM |
| astute-fairness0 | $25.00 | 5/23/2011 4:55:42 PM |
| unforgettable-order9 | $50.00 | 5/23/2011 10:06:58 PM |
| gain-expert | $35.00 | 5/23/2011 10:09:43 PM |
| currency-persimmon | $50.00 | 5/24/2011 9:48:34 AM |
| vutah | $25.00 | 5/25/2011 8:51:40 PM |
| Zoramite | $45.00 | 5/25/2011 10:10:56 PM |
| cash-queen | $28.00 | 5/25/2011 9:51:00 PM |
| capital-party6 | $200.00 | 5/25/2011 11:23:45 PM |
| yield-implementer8 | $100.00 | 5/26/2011 5:08:47 AM |
| Money_Hog | $30.00 | 5/26/2011 5:49:26 AM |
| elated-greenback | $50.00 | 5/26/2011 6:27:26 AM |
| VBinvestor | $100.00 | 5/26/2011 6:43:19 AM |
| a-restless-dollar | $25.00 | 5/26/2011 6:53:04 AM |
| hookUup | $31.40 | 5/26/2011 7:38:44 AM |
| Taxman44 | $49.55 | 5/26/2011 7:40:40 AM |
| NLB-PHX | $117.75 | 5/26/2011 7:46:41 AM |
| ochardlender | $35.03 | 5/26/2011 8:16:10 AM |
| a-reasonable-return | $25.00 | 5/26/2011 7:07:08 AM |
| AustinAmerica | $25.00 | 5/26/2011 7:55:20 AM |
| reward-cosmos | $25.00 | 5/26/2011 8:05:13 AM |
| Leopoldine | $29.00 | 5/26/2011 8:41:32 AM |
| spursdog | $40.00 | 5/26/2011 9:04:39 AM |
| kind-durability-battalion | $75.00 | 5/26/2011 9:44:23 AM |
| payout-flag6 | $250.00 | 5/26/2011 9:59:47 AM |
| kegs | $1,010.82 | 5/26/2011 10:02:25 AM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
507777
This series of Notes was issued and sold upon the funding of the borrower loan #49774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 15y 8m |
|
Amount delinquent:
| $14,738 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,388 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| triumphant-p2p9 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting on track,income increasing!
Purpose of loan:
This loan will be used to... Catch up mortgage/debt so I can move forward. After the death of my Mom a year ago I've had a lot of expenses plus had to pick up her share of housing expenses. I really could use more like $8K if poss.
My financial situation:
I am a good candidate for this loan because... I am self-employed in addition to a salaried job. My self-employment income will increase starting immediately as I've just been hired for a regular gig. I just need to get over this hump so I can get back on track. I will either refi or seek to sell my home to decrease housing cost, using a HUD-approved counselor for help.
Monthly net income: $4500 (salary + self- employment)
Monthly expenses: $
Housing: $2355
Insurance: $209
Car expenses: $600
Utilities: $100
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Track-Layer | $100.00 | 5/23/2011 10:21:33 PM |
| worth-blanket2 | $2,800.00 | 5/24/2011 5:40:48 PM |
| reflective-rupee | $25.00 | 5/24/2011 11:08:07 PM |
| 2grindstones | $25.00 | 5/25/2011 10:30:13 AM |
| yf99yz | $25.00 | 5/25/2011 8:55:58 PM |
| coin-paddle | $25.00 | 5/26/2011 10:05:30 AM |
| manatee21 | $40.00 | 5/26/2011 10:22:45 AM |
| m0rlock | $300.00 | 5/26/2011 11:53:37 AM |
| Lender12 | $1,000.00 | 5/26/2011 12:04:38 PM |
| simeonthewhale | $32.00 | 5/26/2011 9:55:47 AM |
| GTMoneyMan | $25.00 | 5/26/2011 9:59:33 AM |
| industrious-currency | $25.00 | 5/26/2011 10:21:58 AM |
| xiobus | $28.82 | 5/26/2011 10:30:38 AM |
| blissful-gain | $75.00 | 5/26/2011 11:47:44 AM |
| red-favorable-basis | $25.00 | 5/26/2011 11:33:45 AM |
| red-favorable-basis | $25.00 | 5/26/2011 11:35:35 AM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
507991
This series of Notes was issued and sold upon the funding of the borrower loan #49767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,132 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| minichu |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mychiua
I have been working for five years part time.When the economy had fallen, my employer advise he would not do any lay-offs however the part-time would not work more than 20 hours a week.I figured the only way I could move up in my career to obtain a degree.I had currently established my AA in Accounting. My next goal to attain BBMA, which will be done by June 2012. After this is achieved,this will help me further my career in my organization.I currently live with my husbands mom because she had retired early on disability.His brother has retired out of the Air Force and is now living with us.A a friend of mine who had spoke to me about prosper.This loan I am requesting would be to pay off the loan and credit card to show no balance on my credit report and hoping this would better our chances to being qualified for a home loan.Monthly income $1300 Housing: $400 including utilities Extra:$150 Credit cards and other loans $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/23/2011 9:10:53 AM |
| wealth-pipeline | $25.00 | 5/23/2011 9:03:12 AM |
| economy-coup | $100.00 | 5/23/2011 9:04:54 AM |
| reflective-rupee | $200.00 | 5/23/2011 11:46:48 AM |
| yf99yz | $30.00 | 5/23/2011 8:18:34 PM |
| Track-Layer | $100.00 | 5/23/2011 10:22:15 PM |
| loss-of-control | $50.00 | 5/24/2011 6:27:03 PM |
| lending-theory | $50.00 | 5/24/2011 6:58:06 PM |
| reflective-affluence | $25.00 | 5/24/2011 10:16:15 PM |
| JustMee | $25.00 | 5/25/2011 6:38:21 AM |
| capital-kingdom | $25.00 | 5/25/2011 9:09:13 AM |
| JayKae | $56.00 | 5/25/2011 8:57:58 AM |
| Makingitrain | $25.00 | 5/25/2011 10:27:10 AM |
| hopeful-point | $25.00 | 5/25/2011 11:14:08 AM |
| favorite-commerce | $39.00 | 5/25/2011 11:29:52 AM |
| 2grindstones | $25.00 | 5/23/2011 9:34:26 AM |
| suave-dime6 | $25.00 | 5/23/2011 9:11:30 AM |
| janeybooboo | $100.00 | 5/23/2011 3:01:52 PM |
| openness-antioxidant | $50.00 | 5/24/2011 9:50:15 AM |
| worth-blanket2 | $2,800.00 | 5/24/2011 5:36:49 PM |
| handy-justice | $100.00 | 5/24/2011 7:51:59 PM |
| calimanusa | $25.00 | 5/24/2011 11:57:52 PM |
| Tahoeman | $25.00 | 5/25/2011 7:23:50 AM |
| Rogesparkguy | $25.00 | 5/25/2011 9:35:08 AM |
| SolarMoonshine | $25.00 | 5/25/2011 10:25:35 AM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
508001
This series of Notes was issued and sold upon the funding of the borrower loan #49913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,008 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| QWIKPAYBACK4U |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 42% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 7
( 58% )
| 660-679
(Mar-2010)
|
|
Principal balance:
| $3,655.55 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Future Home Owner....
Purpose of loan:
This loan will be used to... Pay off existing loan and other misc debt in anticipation for future home purchase
My financial situation:
I am a good candidate for this loan because...Stable job, consistent payment track record
Monthly net income: $ 5000.00
Monthly expenses: $3600.00
Housing: $900.00
Insurance: $120.00
Car expenses: $ 600.00
Utilities: $100.00
Phone, cable, internet: $80.00
Food, entertainment: $500.00
Clothing, household expenses: $250.00
Credit cards and other loans: $700.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 5/23/2011 3:20:02 PM |
| Track-Layer | $100.00 | 5/23/2011 10:20:33 PM |
| missing-link | $25.00 | 5/23/2011 9:03:17 PM |
| worth-blanket2 | $4,850.00 | 5/24/2011 1:41:05 PM |
| 4 Investments
|
Borrower Payment Dependent Notes Series
508081
This series of Notes was issued and sold upon the funding of the borrower loan #49785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $253 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-reaction2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Knowledge and Capacity Coordinator
Purpose of loan: Consulting Start-Up Business. I am a young professional consulting at the Inter-American Development Bank. This loan will be used to start a small consultation on social media marketing for small businesses. I already have clients!
Disclaimer: On my credit report it shows that I have 19 instances of late payments, the reason for this is that I did an internship in Brisbane, Australia during grad school and since the student loan companies did not understand I was still in school they had begun repayment on all loans. This is a little misleading as it was one instance on all the loans not 19 different instances. I noticed this when I came back to the USA!
Monthly net income: $5,369 (+$2,000)=$7,369
Monthly expenses: $3,220
Housing:$1595.00,Insurance:$98.00,Car expenses:$160.00,Utilities: $35.00,Phone, cable, internet:$187.00,Food, entertainment:$400,Clothing, household expenses:$200,Credit cards and other loans:$20.00 payments,Other expenses:$525.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 5/23/2011 3:40:35 PM |
| Rogesparkguy | $25.00 | 5/24/2011 12:46:18 PM |
| worth-blanket2 | $2,900.00 | 5/24/2011 5:35:58 PM |
| reflective-rupee | $25.00 | 5/23/2011 4:07:59 PM |
| scrappy-diversification7 | $2,000.00 | 5/23/2011 3:18:14 PM |
| missing-link | $25.00 | 5/24/2011 10:54:03 AM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
508223
This series of Notes was issued and sold upon the funding of the borrower loan #49907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 3
/
4 | Length of status: | 21y 10m |
|
Amount delinquent:
| $3,337 |
Total credit lines:
| 18 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $352 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 44 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tough-cash2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2010)
|
|
Principal balance:
| $1,590.59 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Cleaning up old bills
Purpose of loan: Saving for a house
This loan will be used to...Clean up some old bills
My financial situation: Is good in tough economic times!
I am a good candidate for this loan because...I pay my bills in a timely manner after going through some tough times due to an unexpected accident.
Monthly net income: $3204
Monthly expenses: $
Housing: $570
Insurance: $109
Car expenses: $75
Utilities: $92
Phone, cable, internet: $145
Food, entertainment: $50
Clothing, household expenses: $45
Credit cards and other loans: $523
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 5/24/2011 9:22:34 AM |
| ddoneday | $25.00 | 5/24/2011 5:22:59 PM |
| Banker_Joe | $25.00 | 5/24/2011 5:23:26 PM |
| red-favorable-basis | $25.00 | 5/24/2011 2:44:25 PM |
| grampy48 | $30.00 | 5/24/2011 2:57:26 PM |
| jybank | $50.00 | 5/24/2011 4:23:34 PM |
| reflective-rupee | $25.00 | 5/24/2011 3:57:25 PM |
| DasMula | $77.00 | 5/24/2011 5:53:08 PM |
| shrewd-income | $25.00 | 5/24/2011 6:31:12 PM |
| Dubbs360 | $300.00 | 5/24/2011 7:59:00 PM |
| Whitewater_Loans | $50.00 | 5/24/2011 7:18:54 PM |
| reflective-affluence | $25.00 | 5/24/2011 7:21:54 PM |
| himistu22 | $25.00 | 5/24/2011 2:20:06 PM |
| worth-blanket2 | $3,500.00 | 5/24/2011 2:39:18 PM |
| draggon77 | $25.00 | 5/24/2011 4:08:43 PM |
| fairness-atmosphere | $25.00 | 5/24/2011 4:59:59 PM |
| pthighs | $100.00 | 5/24/2011 2:50:54 PM |
| bulldog22ph | $50.00 | 5/24/2011 5:27:29 PM |
| hookUup | $25.40 | 5/24/2011 3:44:45 PM |
| MJTimages_com | $25.00 | 5/24/2011 3:48:43 PM |
| richmondcowboy | $25.00 | 5/24/2011 5:45:42 PM |
| enriching-credit9 | $75.00 | 5/24/2011 3:14:06 PM |
| chungfang | $25.00 | 5/24/2011 4:31:35 PM |
| SolarMoonshine | $25.00 | 5/24/2011 4:41:57 PM |
| competent-p2p | $25.00 | 5/24/2011 5:45:10 PM |
| sharp-trade0 | $25.00 | 5/24/2011 7:07:21 PM |
| nickel-position | $25.00 | 5/24/2011 6:29:43 PM |
| twjh | $25.00 | 5/24/2011 7:21:57 PM |
| bsmtloan | $100.00 | 5/24/2011 7:25:11 PM |
| skro | $155.00 | 5/24/2011 8:43:08 PM |
| happy-return1 | $25.00 | 5/24/2011 7:40:36 PM |
| SomebodysMom | $25.58 | 5/24/2011 8:17:30 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
508241
This series of Notes was issued and sold upon the funding of the borrower loan #49916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $224.51 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2008 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Sweet-Pinay |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JoJo
Purpose of loan:
This loan will be used to visit my parents in the Philippines, as I have not seen them in 8 years.
My financial situation: Good
I am a good candidate for this loan because, I have always paid my bills on time or early.
Monthly net income: $1400
Monthly expenses: $
Housing: $ 549
Insurance: $ 0.00 (husband pays)
Car expenses: $0.0 ( husband pays)
Utilities: $57
Phone, cable, internet: $53
Food, entertainment: $0
Clothing, household expenses: $
Credit cards and other loans: $(all paid clear)
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/23/2011 3:17:39 PM |
| tech310 | $50.00 | 5/23/2011 3:20:59 PM |
| SecondChanceLendingSERV | $25.00 | 5/23/2011 5:51:34 PM |
| scarlet-velvet | $25.00 | 5/23/2011 7:03:02 PM |
| missing-link | $25.00 | 5/24/2011 6:02:02 PM |
| reflective-affluence | $25.00 | 5/24/2011 10:19:26 PM |
| reflective-rupee | $200.00 | 5/24/2011 11:07:36 PM |
| CPAecs | $25.00 | 5/25/2011 7:36:38 AM |
| buffalobills | $25.00 | 5/25/2011 7:52:36 AM |
| Moneypenny6 | $25.00 | 5/25/2011 8:23:26 AM |
| diversification-medalist | $100.00 | 5/25/2011 11:49:45 AM |
| favorite-commerce | $25.00 | 5/25/2011 11:30:49 AM |
| DasMula | $27.00 | 5/25/2011 10:26:59 AM |
| hopeful-point | $25.00 | 5/25/2011 11:23:38 AM |
| KarlMarx | $25.00 | 5/25/2011 1:23:40 PM |
| broomfieldbucks | $25.00 | 5/25/2011 2:28:59 PM |
| EBITDA | $25.00 | 5/25/2011 2:38:41 PM |
| nickel-hickory | $50.00 | 5/25/2011 4:33:10 PM |
| gold-fluffy-bunny4 | $25.00 | 5/25/2011 3:45:12 PM |
| nickel-hickory | $100.00 | 5/25/2011 4:33:41 PM |
| tranquil-gain1 | $100.00 | 5/24/2011 9:18:50 AM |
| openness-antioxidant | $100.00 | 5/24/2011 9:56:56 AM |
| worth-blanket2 | $3,850.00 | 5/24/2011 5:37:58 PM |
| shrewd-income | $50.00 | 5/24/2011 6:40:46 PM |
| SolarMoonshine | $25.00 | 5/25/2011 4:05:25 AM |
| exciting-fairness | $200.00 | 5/25/2011 9:59:25 AM |
| valiant-money | $25.00 | 5/25/2011 12:39:57 PM |
| palace2 | $221.03 | 5/25/2011 3:07:50 PM |
| supreme-hope | $25.00 | 5/25/2011 2:08:08 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
508253
This series of Notes was issued and sold upon the funding of the borrower loan #49934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $257.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 22
/
21 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $887 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| countrysun |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Loan to pay off higher medical bill
Purpose of loan:
This loan will be used to pay off medical bills and high interest debt.
My financial situation:
I am a good candidate for this loan because I have had a Prosper loan in the past with no late payments
Monthly net income: $ 10000
Monthly expenses: $
Housing: $ 2900
Insurance: $ 500
Car expenses: $ 300
Utilities: $ 500
Phone, cable, internet: $ 200
Food, entertainment: $ 300
Clothing, household expenses: $ 200
Credit cards and other loans: $ 1500
Kids Tuition: $2900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 5/23/2011 3:20:06 PM |
| cash-turbine1 | $50.00 | 5/23/2011 7:15:45 PM |
| miamibeachloaner | $25.00 | 5/24/2011 5:51:40 AM |
| thankful-nickel2 | $25.00 | 5/24/2011 7:12:01 AM |
| worth-blanket2 | $4,200.00 | 5/24/2011 2:40:44 PM |
| grampy48 | $30.00 | 5/24/2011 3:07:36 PM |
| DasMula | $27.00 | 5/24/2011 5:56:53 PM |
| dcshobby | $25.00 | 5/24/2011 8:08:18 PM |
| NekHoldings | $25.00 | 5/25/2011 3:44:13 AM |
| Moe87 | $25.00 | 5/25/2011 3:39:49 AM |
| Mikale360 | $25.00 | 5/25/2011 5:54:24 AM |
| DoctorJoe | $25.00 | 5/25/2011 10:27:06 AM |
| janeybooboo | $100.00 | 5/25/2011 11:57:09 AM |
| YoungTaxMan | $250.00 | 5/25/2011 7:20:50 PM |
| zone6 | $100.00 | 5/26/2011 6:45:24 AM |
| chinolatino | $50.00 | 5/26/2011 7:09:27 AM |
| fabulous-community4 | $25.00 | 5/23/2011 4:31:32 PM |
| Kash2010lu | $25.00 | 5/23/2011 7:06:25 PM |
| orange-cordial-marketplace | $50.00 | 5/23/2011 8:48:46 PM |
| Track-Layer | $100.00 | 5/23/2011 10:19:46 PM |
| coin-bee1 | $25.00 | 5/24/2011 3:45:42 PM |
| SolarMoonshine | $50.00 | 5/24/2011 5:04:38 PM |
| ddoneday | $25.00 | 5/24/2011 5:23:35 PM |
| missing-link | $25.00 | 5/24/2011 8:43:39 PM |
| hillerod | $25.24 | 5/24/2011 10:38:49 PM |
| reflective-rupee | $200.00 | 5/24/2011 11:07:08 PM |
| Fire2 | $25.00 | 5/25/2011 5:19:12 AM |
| beans53 | $25.00 | 5/25/2011 9:14:27 AM |
| diversification-medalist | $25.00 | 5/25/2011 11:51:16 AM |
| BankofRon | $50.00 | 5/25/2011 7:05:45 PM |
| payment-halo | $25.00 | 5/25/2011 7:46:58 PM |
| himistu22 | $25.00 | 5/26/2011 4:14:08 AM |
| orbital-bill1 | $25.00 | 5/26/2011 5:15:06 AM |
| chameleon125 | $25.00 | 5/26/2011 6:06:51 AM |
| shrewd-income | $75.00 | 5/26/2011 6:45:33 AM |
| ZOOOM | $25.00 | 5/26/2011 7:09:26 AM |
| five-star-note | $118.00 | 5/26/2011 8:49:25 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
508327
This series of Notes was issued and sold upon the funding of the borrower loan #49961, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $109.95 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
17 | Length of status: | 1y 1m |
|
Amount delinquent:
| $26,679 |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,132 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tmbuck |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 97% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Apr-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
$3000 to pay credit card
Purpose of loan:
This loan will be used to...
Pay down one of my credit cards so that I can use it for Business (Work) Travel.
My financial situation:
I am a good candidate for this loan because...
My wife and I pay our bills on time.
I'm a previous Prosper Customer and never missed a payment.
Monthly net income: $7500
Monthly expenses: $6400.47
Housing: $1900
Insurance: $180
Car expenses: $310.47
Utilities: $180
Phone, cable, internet: $230
Food, entertainment: $1600
Clothing, household expenses: $500
Credit cards and other loans: $1000
Other expenses (Hair Design, Nails, Gym, dry cleaning): $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $486.67 | 5/26/2011 12:55:02 PM |
| qsolo | $200.00 | 5/25/2011 5:06:36 PM |
| euro-trumpet | $25.00 | 5/25/2011 5:08:50 PM |
| reflective-value1 | $50.00 | 5/25/2011 5:08:37 PM |
| loyalty-sherpa | $25.00 | 5/25/2011 5:07:58 PM |
| atlas100 | $100.00 | 5/25/2011 7:50:52 PM |
| 350DGRZ | $25.00 | 5/25/2011 8:12:50 PM |
| ssb | $1,639.29 | 5/26/2011 5:34:50 AM |
| ScottCapital | $25.00 | 5/26/2011 6:39:44 AM |
| spiff666 | $26.66 | 5/26/2011 8:46:01 AM |
| SolarMoonshine | $25.00 | 5/26/2011 10:00:35 AM |
| industrious-currency | $30.00 | 5/26/2011 12:53:31 PM |
| MoneyForNothing | $44.38 | 5/25/2011 5:08:20 PM |
| a-finance-nirvana | $25.00 | 5/25/2011 5:08:26 PM |
| r48 | $48.00 | 5/25/2011 5:23:11 PM |
| commitment-orca7 | $100.00 | 5/25/2011 5:07:41 PM |
| abundant-velocity7 | $50.00 | 5/25/2011 8:35:28 PM |
| famous-bill | $25.00 | 5/25/2011 10:03:34 PM |
| newest-funds-powerplant | $25.00 | 5/26/2011 8:13:13 AM |
| reflective-rupee | $25.00 | 5/26/2011 10:02:46 AM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
508613
This series of Notes was issued and sold upon the funding of the borrower loan #49976, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $98.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $225 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Broallentaylor |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 94% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 2
( 6% )
| 520-539
(Sep-2008)
|
|
Principal balance:
| $225.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Debt Consolodation
Purpose of loan:
Consolidate all of my debt
My financial situation:
I have been employed at the same place for years and always pay my bills on time. This is not my first prosper loan, I have faithfully paid my last loan for 3.
Monthly net income: $3000
Monthly expenses: $300
Housing: $600
Insurance: $90
Car expenses: $90
Utilities: $40
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 5/25/2011 5:05:26 PM |
| economy-coup | $30.00 | 5/25/2011 5:05:15 PM |
| MoneyForNothing | $33.90 | 5/25/2011 5:11:42 PM |
| grammaspurse | $25.00 | 5/25/2011 5:36:38 PM |
| daekpon | $40.00 | 5/25/2011 5:04:09 PM |
| a-finance-nirvana | $25.00 | 5/25/2011 5:08:21 PM |
| BankofRon | $25.00 | 5/25/2011 7:09:22 PM |
| JustMee | $25.00 | 5/25/2011 6:05:57 PM |
| scho0590 | $25.00 | 5/25/2011 7:22:25 PM |
| golffish2 | $25.00 | 5/26/2011 4:16:13 AM |
| ScottCapital | $25.00 | 5/26/2011 6:47:14 AM |
| SolarMoonshine | $25.00 | 5/26/2011 3:58:55 AM |
| Galdis | $25.00 | 5/26/2011 4:32:19 AM |
| carrinel | $59.67 | 5/26/2011 7:08:57 AM |
| chameleon125 | $25.00 | 5/26/2011 6:05:40 AM |
| Rogelio48 | $30.00 | 5/26/2011 8:49:06 AM |
| blue-useful-auction | $25.00 | 5/26/2011 9:15:10 AM |
| kinetic-social | $25.00 | 5/26/2011 9:46:18 AM |
| tranquil-gain1 | $100.00 | 5/26/2011 9:52:34 AM |
| reflective-rupee | $25.00 | 5/26/2011 10:02:21 AM |
| favorite-commerce | $50.00 | 5/26/2011 11:21:09 AM |
| openness-antioxidant | $100.00 | 5/26/2011 10:32:17 AM |
| MarvintheMartian | $25.00 | 5/26/2011 11:17:26 AM |
| janeybooboo | $52.00 | 5/25/2011 5:05:48 PM |
| EngineersAlliance | $100.00 | 5/25/2011 5:05:42 PM |
| janeybooboo | $48.00 | 5/25/2011 5:55:05 PM |
| CoolPlexer | $25.00 | 5/25/2011 5:05:19 PM |
| vine99 | $50.00 | 5/25/2011 8:19:18 PM |
| interstellar | $75.00 | 5/25/2011 7:56:21 PM |
| LittleMingo | $25.00 | 5/25/2011 7:17:45 PM |
| vutah | $25.00 | 5/25/2011 8:57:21 PM |
| atlas100 | $100.00 | 5/25/2011 7:48:54 PM |
| kendigme | $29.90 | 5/26/2011 3:22:18 AM |
| ansky127 | $26.50 | 5/26/2011 6:58:58 AM |
| ssb | $1,000.00 | 5/26/2011 5:32:10 AM |
| spiff666 | $26.66 | 5/26/2011 8:45:04 AM |
| leverage-monger | $25.02 | 5/26/2011 7:54:07 AM |
| hookUup | $26.73 | 5/26/2011 7:55:25 AM |
| the-enthralling-coin | $25.00 | 5/26/2011 10:02:32 AM |
| profitable-balance | $25.00 | 5/26/2011 11:22:54 AM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
508697
This series of Notes was issued and sold upon the funding of the borrower loan #49821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $274.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,246 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| truth-star |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 21 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $8,750.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2009)
620-639
(Sep-2009)
620-639
(Jul-2009)
600-619
(Sep-2008)
|
|
Principal balance:
| $782.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 21 | | |
Description
Bill consolidation
Purpose of loan:
This loan will be used to...
finish payment on small prosper loan. Consolidate outstanding medical bills and provide small emergency cushion. Recent car repair of almost $1000 lowered my emergency cushion in a big way.
My financial situation: Like anyone else in this economy things are leaner, fewer extras but am keeping on, keeping on.
I am a good candidate for this loan because...RN of 20 yrs. Working FT and OT when available. No kids, just a dog and care for my elderly mother. I do a couple side jobs maintaining friends computers and helping out a couple of elderly friends with appointments and things.
Monthly net income: $3000.00
Monthly expenses: $2350
Housing: $650.00
Insurance: $125.00
Car expenses: $240.00
Utilities: $154.00
Phone, cable, internet: $175.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,900.00 | 5/26/2011 10:28:55 AM |
| CoolPlexer | $25.00 | 5/25/2011 5:05:23 PM |
| investment-artist | $25.01 | 5/25/2011 5:05:29 PM |
| JustMee | $25.00 | 5/25/2011 6:03:23 PM |
| janeybooboo | $48.00 | 5/25/2011 5:57:38 PM |
| BankofRon | $25.00 | 5/25/2011 7:09:23 PM |
| golffish2 | $50.00 | 5/26/2011 4:20:59 AM |
| openness-antioxidant | $100.00 | 5/26/2011 10:53:04 AM |
| coin-bee1 | $25.00 | 5/26/2011 10:25:27 AM |
| favorite-commerce | $25.00 | 5/26/2011 11:20:45 AM |
| economy-popcorn | $25.00 | 5/26/2011 11:57:48 AM |
| calmfunds | $250.00 | 5/26/2011 12:01:42 PM |
| brightest-dignified-penny | $25.00 | 5/26/2011 10:44:27 AM |
| grammaspurse | $25.00 | 5/25/2011 5:37:58 PM |
| janeybooboo | $52.00 | 5/25/2011 5:05:49 PM |
| economy-coup | $30.00 | 5/25/2011 5:05:16 PM |
| tech310 | $50.00 | 5/25/2011 5:08:45 PM |
| chameleon125 | $25.00 | 5/26/2011 6:08:21 AM |
| designer_10 | $25.00 | 5/26/2011 12:00:23 PM |
| Lender12 | $3,241.27 | 5/26/2011 12:03:18 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
494950
This series of Notes was issued and sold upon the funding of the borrower loan #49783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $372.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 8
/
8 | Length of status: | 14y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $21,186 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| parmotinc |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 4 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $27,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
680-699
(Feb-2010)
700-719
(Nov-2009)
660-679
(Oct-2009)
|
|
Principal balance:
| $0.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Police Officer Needing 911 Help
Purpose of loan:
This loan will be used to... purchase more inventory for a my business. I buy, repair, and re-sell cars of particular interest. Mostly involving Corvettes, Mustangs, and other classic cars. The business is very succesful and continues to grow even in this trying economy. There is nothing more satisfying than making a profit while doing something that you would do for free.
My financial situation:
I am a good candidate for this loan because... I am honest and trustworthy. I am a Police Officer and I guarantee that this money will be paid back. There is absolutely no risk as I promise to pay this loan back without hesitation or risk.
Monthly net income: $12,000.00
Monthly expenses: $775.00
Housing: $1400.00
Insurance: $200.00
Car expenses: $
Utilities: $100.00
Phone, cable, internet: $75.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| warew | $5,055.29 | 5/25/2011 8:42:19 PM |
| reflective-rupee | $25.00 | 5/25/2011 9:41:18 PM |
| NekHoldings | $25.00 | 5/26/2011 6:45:32 AM |
| SolarMoonshine | $25.00 | 5/26/2011 4:00:23 AM |
| RecoveryLender | $25.00 | 5/26/2011 6:49:20 AM |
| janeybooboo | $100.00 | 5/26/2011 12:45:24 PM |
| newest-funds-powerplant | $25.00 | 5/26/2011 11:43:25 AM |
| Peterman | $25.00 | 5/26/2011 12:51:43 PM |
| WMY-Investor | $100.00 | 5/26/2011 1:07:01 PM |
| cash-daisy | $65.50 | 5/26/2011 1:03:43 PM |
| janeybooboo | $100.00 | 5/26/2011 12:44:41 PM |
| engaging-repayment8 | $25.04 | 5/26/2011 12:54:55 PM |
| worth-blanket2 | $3,728.43 | 5/26/2011 1:16:06 PM |
| optionscashflow | $25.00 | 5/25/2011 10:40:07 PM |
| chameleon125 | $25.00 | 5/26/2011 6:05:49 AM |
| hookUup | $25.74 | 5/26/2011 7:58:34 AM |
| mpatrick | $25.00 | 5/26/2011 1:09:19 PM |
| F-A1Grant | $75.00 | 5/26/2011 12:49:29 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
503744
This series of Notes was issued and sold upon the funding of the borrower loan #49827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $181.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 10m |
|
Amount delinquent:
| $73 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,108 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thankful-cash0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...get a surgery.
My financial situation: Great
I am a good candidate for this loan because...My credit is good. I always pay my loans on time and pay them in full. Im using this loan to build my credit score up to excellent.
Monthly net income: $8500
Monthly expenses: $1950
Housing: $700
Insurance: $50
Car expenses: $300
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $75
Credit cards and other loans: $400
Other expenses: $75
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/12/2011 5:05:26 PM |
| qsolo | $200.00 | 5/12/2011 5:06:48 PM |
| 2grindstones | $25.00 | 5/12/2011 5:51:36 PM |
| missing-link | $25.00 | 5/13/2011 1:44:15 PM |
| leverage-monger | $25.00 | 5/14/2011 7:21:11 AM |
| a-finance-nirvana | $25.00 | 5/15/2011 12:05:37 PM |
| foothillender | $25.00 | 5/16/2011 10:54:48 AM |
| equallender | $67.16 | 5/16/2011 12:56:55 PM |
| jjswanso | $40.00 | 5/16/2011 1:47:28 PM |
| marketplace-spark | $25.00 | 5/16/2011 9:21:08 PM |
| scarlet-velvet | $25.00 | 5/19/2011 9:36:37 AM |
| golffish2 | $25.00 | 5/23/2011 4:17:19 AM |
| bullwink27 | $25.00 | 5/23/2011 8:30:55 AM |
| Investoman | $75.00 | 5/23/2011 9:58:29 AM |
| icon7 | $45.00 | 5/23/2011 7:49:51 PM |
| bsh297 | $25.00 | 5/23/2011 8:10:44 PM |
| bonus-demon | $50.00 | 5/23/2011 9:03:57 PM |
| Huntington | $30.31 | 5/23/2011 9:45:38 PM |
| fund-ambrosia0 | $25.00 | 5/24/2011 7:00:34 AM |
| Queueball1 | $25.00 | 5/24/2011 11:06:04 AM |
| shrewd-income | $25.00 | 5/24/2011 3:32:52 PM |
| lamsabuy | $136.00 | 5/24/2011 4:02:38 PM |
| gain-expert | $60.00 | 5/24/2011 4:04:36 PM |
| irrelevant | $25.00 | 5/12/2011 5:38:25 PM |
| reflective-rupee | $25.00 | 5/12/2011 6:50:41 PM |
| janeybooboo | $200.00 | 5/12/2011 7:51:38 PM |
| responsible-worth113 | $25.00 | 5/13/2011 12:03:50 PM |
| newest-generous-income | $25.00 | 5/14/2011 10:17:55 AM |
| KarlMarx | $25.00 | 5/15/2011 3:19:21 AM |
| ooorrr | $50.00 | 5/16/2011 10:21:50 AM |
| interstellar | $75.00 | 5/17/2011 2:05:22 AM |
| Jack55304 | $300.00 | 5/17/2011 10:25:12 AM |
| tranquil-gain1 | $100.00 | 5/18/2011 11:18:41 AM |
| suave-dime6 | $25.00 | 5/19/2011 6:02:25 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:33:23 AM |
| One_Lolo | $25.00 | 5/20/2011 5:31:32 PM |
| Cronos | $50.00 | 5/21/2011 1:05:08 AM |
| diplomatic-wealth7 | $25.00 | 5/21/2011 11:49:03 AM |
| leverage-oasis | $25.00 | 5/23/2011 9:24:31 AM |
| openness-antioxidant | $100.00 | 5/23/2011 1:29:24 PM |
| patriot897 | $25.00 | 5/23/2011 4:58:38 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:41:33 PM |
| Rogelio48 | $30.00 | 5/23/2011 7:35:44 PM |
| moramis | $25.00 | 5/23/2011 6:38:32 PM |
| thankful-nickel2 | $25.00 | 5/23/2011 7:28:24 PM |
| integrity-electron9 | $25.00 | 5/23/2011 8:58:00 PM |
| radiant-diversification234 | $125.00 | 5/24/2011 10:14:03 AM |
| jwstclair | $25.00 | 5/24/2011 11:28:29 AM |
| himistu22 | $25.00 | 5/24/2011 2:41:48 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
506322
This series of Notes was issued and sold upon the funding of the borrower loan #49759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,200.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $214.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 13y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $16,249 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hope-maverick |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
preferredtimeshare.com
Purpose of loan: time share purchase
This loan will be used to...purchase time share
My financial situation: excellent
I am a good candidate for this loan because...I am an adult that is settled down in a good solid relationship with family. I am a hard worker and will continue to be in the future. My profession will always be in demand.
Monthly net income: $5,200
Monthly expenses: $700.00
Housing: $500.00
Insurance: $175.00
Car expenses: $200.00
Utilities: $50.00
Phone, cable, internet: $
Food, entertainment: $100.00
Clothing, household expenses: $300.00
Credit cards and other loans: $120.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 5/11/2011 5:09:23 PM |
| NiceNate | $100.00 | 5/11/2011 5:47:03 PM |
| vutah | $25.00 | 5/11/2011 8:48:46 PM |
| bonus-demon | $25.00 | 5/18/2011 11:49:17 AM |
| indomitable-coin | $25.00 | 5/20/2011 5:40:30 AM |
| AFairDeal | $50.00 | 5/21/2011 10:09:44 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:35 PM |
| BxRealtor | $25.00 | 5/21/2011 8:08:24 PM |
| FigTree | $50.00 | 5/22/2011 12:28:53 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:24 PM |
| math1973 | $50.00 | 5/23/2011 9:50:06 AM |
| benjamins-utopia | $50.00 | 5/23/2011 12:31:36 PM |
| brightest-dynamic-peace | $25.00 | 5/23/2011 6:32:21 PM |
| cosmof16 | $25.00 | 5/23/2011 8:38:56 PM |
| generous-deal6 | $50.00 | 5/23/2011 8:13:46 PM |
| peace-flower9 | $50.00 | 5/23/2011 8:35:43 PM |
| derwiki | $25.00 | 5/23/2011 10:34:04 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:16 PM |
| Ripsaw4U | $43.13 | 5/24/2011 3:05:35 AM |
| natecam | $25.00 | 5/24/2011 10:33:18 AM |
| Cai8899 | $30.00 | 5/24/2011 11:54:50 AM |
| Havana21 | $25.00 | 5/24/2011 7:54:58 PM |
| vigilance-revolutionary | $50.00 | 5/24/2011 8:11:56 PM |
| new-transaction-wrangler | $50.00 | 5/24/2011 8:22:03 PM |
| dochelp | $50.00 | 5/24/2011 8:17:12 PM |
| bold-yield-rumbler | $25.00 | 5/24/2011 8:18:40 PM |
| smart-kindness8 | $50.00 | 5/25/2011 3:18:18 AM |
| riproaringrapids | $25.00 | 5/25/2011 1:18:01 AM |
| skuba | $37.54 | 5/25/2011 9:46:10 AM |
| hardwareman | $50.00 | 5/25/2011 9:47:25 AM |
| triumphant-point5 | $50.00 | 5/25/2011 9:49:55 AM |
| devoider | $25.00 | 5/25/2011 9:55:10 AM |
| CPAMAN | $25.00 | 5/25/2011 9:55:45 AM |
| wwwUniversal | $25.00 | 5/25/2011 9:56:00 AM |
| lending_well | $25.00 | 5/25/2011 9:56:33 AM |
| toblerone | $50.00 | 5/25/2011 9:56:36 AM |
| gracej | $25.00 | 5/25/2011 9:57:40 AM |
| reinforced-investment4 | $25.00 | 5/25/2011 9:59:54 AM |
| ahansen | $25.00 | 5/25/2011 9:59:59 AM |
| blue-nourishing-principal | $100.00 | 5/25/2011 10:02:58 AM |
| orbital-velocity7 | $50.00 | 5/25/2011 9:47:30 AM |
| wealth-influencer | $50.00 | 5/25/2011 9:48:09 AM |
| oracle3 | $50.00 | 5/25/2011 9:48:19 AM |
| KVEER | $25.00 | 5/25/2011 9:48:32 AM |
| listing-trapper3 | $50.00 | 5/25/2011 9:49:38 AM |
| handshake5 | $100.00 | 5/25/2011 9:52:00 AM |
| Sixmil | $40.26 | 5/25/2011 9:30:26 AM |
| bigphish | $50.00 | 5/25/2011 9:33:04 AM |
| gold-sushi | $25.00 | 5/25/2011 9:55:57 AM |
| miket71 | $50.00 | 5/25/2011 9:56:31 AM |
| deal-guardian1 | $50.00 | 5/25/2011 9:57:25 AM |
| cathexis | $25.00 | 5/25/2011 9:59:27 AM |
| Zayatz | $50.00 | 5/25/2011 9:48:06 AM |
| Willylump | $25.00 | 5/25/2011 9:49:03 AM |
| hanuman77 | $50.00 | 5/25/2011 9:55:13 AM |
| beaker | $25.00 | 5/25/2011 9:55:38 AM |
| w3alter | $50.00 | 5/25/2011 9:55:42 AM |
| orange-courageous-dedication | $48.09 | 5/25/2011 9:56:05 AM |
| BuffetRocks | $100.00 | 5/25/2011 9:57:30 AM |
| visionary-community | $25.00 | 5/25/2011 9:57:50 AM |
| divedude | $25.00 | 5/25/2011 10:01:28 AM |
| qsolo | $200.00 | 5/11/2011 5:09:41 PM |
| Tradesmanlender | $35.00 | 5/11/2011 5:10:23 PM |
| powerful-finance7 | $25.00 | 5/12/2011 4:41:01 PM |
| kulender | $50.00 | 5/14/2011 9:22:42 AM |
| Interloper | $27.00 | 5/14/2011 2:54:01 PM |
| rescue | $100.00 | 5/16/2011 10:35:28 AM |
| BrLender | $50.00 | 5/16/2011 2:19:14 PM |
| a-finance-nirvana | $25.00 | 5/16/2011 8:14:00 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:15 AM |
| tech310 | $50.00 | 5/19/2011 1:49:27 AM |
| 6moonbeams | $100.00 | 5/19/2011 10:28:01 AM |
| green-loyalty-cub | $50.00 | 5/19/2011 10:27:19 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:50 PM |
| kind-magnificent-bid | $100.00 | 5/20/2011 5:52:35 PM |
| radforj22 | $25.00 | 5/21/2011 3:18:29 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:36 PM |
| E2BGR8 | $25.00 | 5/23/2011 9:38:24 AM |
| tranquil-gain1 | $75.00 | 5/23/2011 1:53:15 PM |
| enthralling-deal180 | $25.00 | 5/23/2011 10:18:25 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:40 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:46:01 AM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:26:57 AM |
| macmaner | $50.00 | 5/24/2011 9:52:24 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:26 AM |
| maldok1 | $25.00 | 5/24/2011 11:55:13 AM |
| gain-expert | $60.00 | 5/24/2011 4:05:59 PM |
| NLB-PHX | $50.00 | 5/24/2011 5:38:29 PM |
| unclejaef | $25.00 | 5/24/2011 8:46:14 PM |
| yennib | $50.00 | 5/24/2011 8:10:54 PM |
| the-silver-blaster | $50.00 | 5/24/2011 8:29:48 PM |
| don8ter | $25.00 | 5/24/2011 9:52:10 PM |
| velocity-solo | $30.00 | 5/24/2011 8:42:44 PM |
| genius520 | $50.00 | 5/24/2011 8:44:36 PM |
| silver-armada | $50.00 | 5/25/2011 3:48:25 AM |
| ClearLake | $25.00 | 5/25/2011 6:08:54 AM |
| klinebarger | $25.00 | 5/25/2011 9:41:18 AM |
| damanq | $25.00 | 5/25/2011 9:46:15 AM |
| bid-computer | $50.00 | 5/25/2011 9:46:55 AM |
| innocent-loot | $50.00 | 5/25/2011 9:47:12 AM |
| mangas | $50.00 | 5/25/2011 9:48:26 AM |
| wise-extraordinary-loot | $50.00 | 5/25/2011 9:48:30 AM |
| lagnisiruk | $25.00 | 5/25/2011 9:48:39 AM |
| first-upright-payout | $25.00 | 5/25/2011 9:49:57 AM |
| lostontheedge | $25.00 | 5/25/2011 9:55:49 AM |
| careful-note | $100.00 | 5/25/2011 9:56:35 AM |
| Supernick | $50.00 | 5/25/2011 9:57:09 AM |
| intuitive-integrity9 | $50.00 | 5/25/2011 9:59:32 AM |
| MadHun | $100.00 | 5/25/2011 9:59:42 AM |
| chicco | $100.00 | 5/25/2011 10:00:06 AM |
| payout-motivator0 | $75.00 | 5/25/2011 10:00:17 AM |
| systemlender | $50.00 | 5/25/2011 10:02:09 AM |
| Joeburly | $25.00 | 5/25/2011 9:47:04 AM |
| goingplaces99 | $25.00 | 5/25/2011 9:47:53 AM |
| fcukciti | $25.00 | 5/25/2011 9:48:11 AM |
| lowrate | $50.00 | 5/25/2011 9:48:28 AM |
| jt88 | $50.00 | 5/25/2011 9:48:35 AM |
| Ivan2007 | $25.00 | 5/25/2011 9:30:03 AM |
| discrete-basis1 | $25.00 | 5/25/2011 9:30:15 AM |
| gravbox | $50.00 | 5/25/2011 9:55:01 AM |
| ijspence | $25.00 | 5/25/2011 9:56:11 AM |
| sappy02 | $25.00 | 5/25/2011 9:59:30 AM |
| JTCorp | $25.00 | 5/25/2011 9:44:09 AM |
| Cheburashka | $25.00 | 5/25/2011 9:45:37 AM |
| chekat | $25.00 | 5/25/2011 9:46:49 AM |
| mooselegs19 | $50.00 | 5/25/2011 9:47:01 AM |
| exchange-pledge | $50.00 | 5/25/2011 9:47:18 AM |
| Weaverville | $25.00 | 5/25/2011 9:48:17 AM |
| repayment-genius7 | $25.00 | 5/25/2011 9:48:46 AM |
| omerta6102 | $42.74 | 5/25/2011 9:49:05 AM |
| benjamin67 | $25.00 | 5/25/2011 9:55:40 AM |
| benjo | $50.00 | 5/25/2011 9:56:06 AM |
| worldly-community3 | $50.00 | 5/25/2011 9:57:19 AM |
| wayman | $50.00 | 5/25/2011 9:59:37 AM |
| dedication-elixir | $50.00 | 5/25/2011 9:59:47 AM |
| mrbanker | $50.00 | 5/25/2011 10:00:03 AM |
| miamibeachloaner | $50.00 | 5/25/2011 10:00:11 AM |
| Cypher041 | $25.00 | 5/25/2011 10:01:35 AM |
| meenan | $25.00 | 5/25/2011 10:01:49 AM |
| 139 Investments
|
Borrower Payment Dependent Notes Series
506570
This series of Notes was issued and sold upon the funding of the borrower loan #49937, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $207.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 21y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $968 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ambrosia132 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: Pay off 2 credit cards and fix my car
This loan will be used to consolidate debt and car maintenance
My financial situation: Good
I am a good candidate for this loan because I have been working on getting out of debt for the last 3 years and this loan will complete this purpose
Monthly net income: $2,500.00
Monthly expenses: $2,400.00
Housing: $825.00
Insurance: $100.00
Car expenses: $150.00
Utilities: $100.00
Phone, cable, internet: $110.00
Food, entertainment: $300.00
Clothing, household expenses: $250.00
Credit cards and other loans: $500.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 5/12/2011 5:06:33 PM |
| Tradesmanlender | $35.00 | 5/12/2011 5:07:30 PM |
| powerful-finance7 | $25.00 | 5/12/2011 5:08:08 PM |
| mcds | $25.00 | 5/12/2011 5:20:01 PM |
| SimpleChoice | $25.00 | 5/12/2011 5:25:19 PM |
| lloyd_s | $46.16 | 5/12/2011 8:24:06 PM |
| platinum-sorcerer6 | $31.87 | 5/13/2011 1:54:25 AM |
| cello1 | $25.00 | 5/13/2011 8:23:50 AM |
| jdrez | $25.00 | 5/13/2011 8:23:47 AM |
| Interloper | $27.00 | 5/14/2011 2:54:16 PM |
| NiceNate | $100.00 | 5/17/2011 9:22:30 AM |
| rescue | $100.00 | 5/18/2011 3:07:23 PM |
| tech310 | $50.00 | 5/19/2011 1:50:01 AM |
| taltman | $25.00 | 5/20/2011 12:03:53 PM |
| indomitable-coin | $25.00 | 5/20/2011 1:54:21 PM |
| payment-dolphin7 | $100.00 | 5/20/2011 5:51:34 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:52 PM |
| BxRealtor | $25.00 | 5/23/2011 8:38:02 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:46:13 AM |
| macmaner | $50.00 | 5/24/2011 9:52:45 AM |
| brightest-dynamic-peace | $25.00 | 5/24/2011 5:33:24 PM |
| FigTree | $50.00 | 5/24/2011 6:07:27 PM |
| Havana21 | $25.00 | 5/24/2011 7:55:31 PM |
| benjamins-utopia | $50.00 | 5/25/2011 5:59:22 AM |
| enthralling-deal180 | $50.00 | 5/25/2011 7:13:24 AM |
| P2P4me | $200.00 | 5/25/2011 9:52:16 AM |
| irrision | $25.00 | 5/25/2011 10:25:39 AM |
| reflective-value1 | $50.00 | 5/25/2011 10:27:58 AM |
| rogue_monster | $50.00 | 5/25/2011 10:32:02 AM |
| formula842 | $25.00 | 5/25/2011 12:09:58 PM |
| heavy_ax | $25.00 | 5/25/2011 10:41:41 AM |
| designer_10 | $25.00 | 5/25/2011 11:05:08 AM |
| HeadHunter | $75.00 | 5/25/2011 11:12:55 AM |
| coin-sphinx4 | $30.00 | 5/25/2011 12:20:08 PM |
| boater01 | $50.00 | 5/25/2011 1:27:08 PM |
| broomfieldbucks | $25.00 | 5/25/2011 2:24:26 PM |
| competent-p2p | $25.00 | 5/25/2011 1:12:40 PM |
| dajen1 | $50.00 | 5/25/2011 2:08:05 PM |
| Oupa-George | $25.00 | 5/25/2011 3:11:55 PM |
| trade-solo | $50.00 | 5/25/2011 3:29:33 PM |
| a-restless-dollar | $25.00 | 5/25/2011 2:32:10 PM |
| pthighs | $100.00 | 5/25/2011 2:57:43 PM |
| mammalian4 | $25.00 | 5/25/2011 4:12:35 PM |
| myduck | $50.00 | 5/25/2011 4:52:19 PM |
| Elbanko | $27.33 | 5/25/2011 6:32:26 PM |
| helpful-deal1 | $25.00 | 5/25/2011 5:29:24 PM |
| cmbkshne | $25.00 | 5/25/2011 6:32:52 PM |
| abundant-velocity7 | $50.00 | 5/25/2011 8:34:37 PM |
| gigabit | $50.00 | 5/25/2011 10:13:57 PM |
| bebeshor | $25.00 | 5/26/2011 2:12:57 AM |
| a-wealth-visionary | $50.00 | 5/26/2011 3:32:30 AM |
| saxeman | $48.80 | 5/25/2011 10:40:47 PM |
| MARSTUN | $50.00 | 5/25/2011 11:38:35 PM |
| Ripsaw4U | $50.00 | 5/26/2011 3:38:21 AM |
| LenderOnWheels | $50.00 | 5/26/2011 7:48:35 AM |
| michaelwong | $50.00 | 5/26/2011 8:19:43 AM |
| encore02 | $100.00 | 5/26/2011 8:46:25 AM |
| derwiki | $25.00 | 5/26/2011 9:43:38 AM |
| lagnisiruk | $25.00 | 5/26/2011 9:48:36 AM |
| mrbanker | $50.00 | 5/26/2011 9:48:47 AM |
| sappy02 | $25.00 | 5/26/2011 9:48:27 AM |
| miamibeachloaner | $50.00 | 5/26/2011 9:48:50 AM |
| fcukciti | $25.00 | 5/26/2011 9:49:04 AM |
| wise-extraordinary-loot | $50.00 | 5/26/2011 9:48:33 AM |
| dedication-elixir | $50.00 | 5/26/2011 9:48:43 AM |
| chicco | $100.00 | 5/26/2011 9:48:49 AM |
| wayman | $50.00 | 5/26/2011 9:49:08 AM |
| qsolo | $200.00 | 5/12/2011 5:06:41 PM |
| jga516 | $25.00 | 5/12/2011 5:25:00 PM |
| chestnut4 | $25.00 | 5/13/2011 2:02:22 AM |
| Panna | $25.00 | 5/13/2011 1:49:34 AM |
| kulender | $50.00 | 5/16/2011 5:42:46 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:20 AM |
| bonus-demon | $25.00 | 5/19/2011 10:29:54 AM |
| 6moonbeams | $100.00 | 5/22/2011 12:26:05 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:38:54 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:32 PM |
| radforj22 | $25.00 | 5/23/2011 9:42:19 AM |
| kind-magnificent-bid | $100.00 | 5/23/2011 8:45:06 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:30 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:27:09 AM |
| natecam | $25.00 | 5/24/2011 10:33:40 AM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:58:50 AM |
| gain-expert | $60.00 | 5/24/2011 4:06:18 PM |
| math1973 | $50.00 | 5/24/2011 6:07:56 PM |
| riproaringrapids | $25.00 | 5/25/2011 1:18:09 AM |
| generosity-jalapeno3 | $35.00 | 5/25/2011 10:04:58 AM |
| currency-persimmon | $25.00 | 5/25/2011 10:19:48 AM |
| businessguy29 | $25.00 | 5/25/2011 9:51:26 AM |
| spiritual-compassion9 | $50.00 | 5/25/2011 11:31:19 AM |
| Scotcha | $50.00 | 5/25/2011 11:48:13 AM |
| fairness-drum | $50.00 | 5/25/2011 10:32:55 AM |
| order-prospector | $50.00 | 5/25/2011 12:09:55 PM |
| agalt | $50.00 | 5/25/2011 12:40:43 PM |
| diversification-medalist | $50.00 | 5/25/2011 11:27:49 AM |
| cosmof16 | $25.00 | 5/25/2011 1:08:26 PM |
| Cai8899 | $30.00 | 5/25/2011 1:26:34 PM |
| american6 | $100.00 | 5/25/2011 1:27:06 PM |
| triumphant-point5 | $50.00 | 5/25/2011 1:06:53 PM |
| jakesworld | $50.00 | 5/25/2011 1:54:11 PM |
| the-silver-blaster | $50.00 | 5/25/2011 1:27:10 PM |
| blue-nourishing-principal | $100.00 | 5/25/2011 1:27:05 PM |
| slpark | $40.00 | 5/25/2011 2:56:45 PM |
| genius520 | $50.00 | 5/25/2011 4:55:40 PM |
| Sierrahh | $50.00 | 5/25/2011 4:31:58 PM |
| gilbrear | $25.00 | 5/25/2011 4:26:01 PM |
| jmichael23 | $50.00 | 5/25/2011 6:35:31 PM |
| drkosh | $25.00 | 5/25/2011 4:57:36 PM |
| stonehillloans | $25.00 | 5/25/2011 6:15:51 PM |
| truth-trapper | $25.00 | 5/25/2011 6:34:57 PM |
| Minotaur | $30.00 | 5/25/2011 5:53:41 PM |
| silver-wonder278 | $50.00 | 5/25/2011 7:17:52 PM |
| flexible-value | $50.00 | 5/25/2011 7:43:01 PM |
| worth-sundae | $50.00 | 5/26/2011 5:33:40 AM |
| RJN | $50.00 | 5/26/2011 5:22:49 AM |
| unafraid-cash2 | $100.00 | 5/26/2011 7:39:29 AM |
| Smallbear | $25.00 | 5/26/2011 6:33:15 AM |
| superb-funds335 | $25.00 | 5/26/2011 9:47:25 AM |
| MadHun | $100.00 | 5/26/2011 9:48:42 AM |
| drseuzz | $50.00 | 5/26/2011 9:46:51 AM |
| KVEER | $25.00 | 5/26/2011 9:48:35 AM |
| ahansen | $25.00 | 5/26/2011 9:48:46 AM |
| payout-motivator0 | $75.00 | 5/26/2011 9:48:53 AM |
| agreement-guild | $100.00 | 5/26/2011 9:49:10 AM |
| ouyangers | $25.00 | 5/26/2011 9:48:11 AM |
| first-upright-payout | $25.00 | 5/26/2011 9:48:29 AM |
| repayment-genius7 | $25.00 | 5/26/2011 9:48:38 AM |
| reinforced-investment4 | $25.00 | 5/26/2011 9:48:45 AM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
506744
This series of Notes was issued and sold upon the funding of the borrower loan #49806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $251.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,948 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| joshb |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 520-539
(Sep-2006)
(Mar-2006)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Home Remodel. (Bathroom, Kitchen)
This loan will be used to remodel a bathroom and kitchen in a downstairs apartment. The upstairs apartment bathroom and kitchen have both been redone within the last 2 years.
Basement apartment will be used as rental income once the remodel is finished. I currently live in the upstairs unit and own the home these apartments are in.
Only debt I have right now is home loan and student loan.
Previous proper loan a few years back was paid on time and in full.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| mulberry4 | $50.00 | 5/13/2011 5:05:38 PM |
| jdrez | $25.00 | 5/13/2011 5:05:52 PM |
| cashhelp | $30.00 | 5/13/2011 5:07:00 PM |
| Tradesmanlender | $35.00 | 5/13/2011 5:12:35 PM |
| SimpleChoice | $25.00 | 5/13/2011 5:13:16 PM |
| SolarMoonshine | $25.00 | 5/13/2011 5:22:34 PM |
| lounges | $30.63 | 5/14/2011 3:24:02 AM |
| lloyd_s | $50.00 | 5/14/2011 3:05:47 AM |
| robust-trade | $26.20 | 5/14/2011 3:59:21 AM |
| a-finance-nirvana | $25.00 | 5/18/2011 11:17:35 AM |
| NiceNate | $100.00 | 5/18/2011 3:07:17 PM |
| rescue | $100.00 | 5/19/2011 10:30:48 AM |
| damage | $25.00 | 5/19/2011 11:02:27 AM |
| rapid-loyalty1 | $25.00 | 5/20/2011 10:02:33 AM |
| bonus-demon | $25.00 | 5/20/2011 11:40:48 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:59 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:44 PM |
| repayment-producer8 | $50.00 | 5/23/2011 10:17:50 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:27:14 AM |
| macmaner | $50.00 | 5/24/2011 9:52:59 AM |
| nickel-position | $50.00 | 5/24/2011 1:05:44 PM |
| bold-spirited-finance | $50.00 | 5/24/2011 11:59:00 AM |
| gain-expert | $60.00 | 5/24/2011 4:06:31 PM |
| kind-magnificent-bid | $100.00 | 5/24/2011 6:08:02 PM |
| Havana21 | $25.00 | 5/24/2011 7:55:50 PM |
| enthralling-deal180 | $50.00 | 5/25/2011 7:13:41 AM |
| ozzie | $100.00 | 5/25/2011 10:15:25 AM |
| nimble-dedication1 | $50.00 | 5/25/2011 10:24:58 AM |
| fairness-drum | $50.00 | 5/25/2011 10:33:00 AM |
| credit-investor5 | $50.00 | 5/25/2011 12:19:03 PM |
| math1973 | $50.00 | 5/25/2011 12:20:22 PM |
| LARRY4NY | $25.00 | 5/25/2011 1:06:32 PM |
| reflective-rupee | $25.00 | 5/25/2011 4:30:26 PM |
| elasermd | $100.00 | 5/25/2011 6:34:36 PM |
| supersarah61 | $50.00 | 5/25/2011 6:00:22 PM |
| Ristefo | $25.00 | 5/25/2011 6:48:19 PM |
| BlueProteus | $25.00 | 5/25/2011 6:57:08 PM |
| RecoveryLender | $25.00 | 5/25/2011 7:01:11 PM |
| propertytransformer | $50.00 | 5/25/2011 5:39:54 PM |
| cloud8 | $75.00 | 5/25/2011 7:23:52 PM |
| ashoo66 | $50.00 | 5/25/2011 7:30:20 PM |
| silver-wonder278 | $50.00 | 5/25/2011 7:17:57 PM |
| kedia | $74.25 | 5/25/2011 7:17:59 PM |
| integrity-cowbell | $30.00 | 5/25/2011 6:50:22 PM |
| abundant-velocity7 | $50.00 | 5/25/2011 8:34:42 PM |
| JGB | $150.00 | 5/25/2011 8:39:35 PM |
| woohoo | $25.00 | 5/25/2011 8:40:46 PM |
| natural-greenback6 | $25.00 | 5/25/2011 10:29:26 PM |
| coachmike15 | $50.00 | 5/25/2011 8:50:42 PM |
| Rick21 | $50.00 | 5/25/2011 10:49:30 PM |
| dextro | $100.00 | 5/25/2011 8:55:30 PM |
| noodles932 | $26.00 | 5/25/2011 9:10:27 PM |
| grampy48 | $25.00 | 5/26/2011 3:18:40 AM |
| sappy02 | $50.00 | 5/26/2011 3:38:06 AM |
| mbf2234 | $25.00 | 5/26/2011 4:17:06 AM |
| studio3d | $25.00 | 5/26/2011 4:39:37 AM |
| yield-implementer8 | $100.00 | 5/26/2011 4:53:38 AM |
| bearjew7080 | $50.00 | 5/26/2011 5:14:14 AM |
| UBOtto186 | $50.00 | 5/26/2011 5:25:12 AM |
| rachelrachelrachel | $25.00 | 5/26/2011 6:13:11 AM |
| chrisb1414 | $25.00 | 5/26/2011 6:28:08 AM |
| commitment-galaxy | $25.00 | 5/26/2011 6:46:09 AM |
| KrisKringle | $40.00 | 5/26/2011 6:47:38 AM |
| investment-artist | $25.00 | 5/26/2011 7:17:39 AM |
| NLB-PHX | $100.00 | 5/26/2011 7:38:17 AM |
| engbusres | $37.00 | 5/26/2011 6:14:28 AM |
| Swabjockey | $25.00 | 5/26/2011 6:25:52 AM |
| stoopidnoodle | $23.73 | 5/26/2011 8:36:57 AM |
| unafraid-cash2 | $100.00 | 5/26/2011 7:39:35 AM |
| qsolo | $200.00 | 5/13/2011 5:12:20 PM |
| runner262 | $25.00 | 5/13/2011 5:23:32 PM |
| hookUup | $28.02 | 5/13/2011 6:17:42 PM |
| helpinghand63 | $33.65 | 5/14/2011 2:50:01 AM |
| KramericaIndustries | $25.00 | 5/14/2011 2:56:36 AM |
| samo102us | $25.00 | 5/14/2011 3:11:32 AM |
| get30inc | $33.26 | 5/14/2011 2:49:22 AM |
| chestnut4 | $25.00 | 5/14/2011 4:03:11 AM |
| Interloper | $27.00 | 5/16/2011 9:31:37 AM |
| outofoffice | $100.00 | 5/16/2011 12:48:39 PM |
| indomitable-coin | $25.00 | 5/17/2011 3:50:35 AM |
| kulender | $50.00 | 5/17/2011 5:40:19 PM |
| tech310 | $50.00 | 5/19/2011 10:33:04 AM |
| coin-popcorn | $37.50 | 5/20/2011 10:34:55 AM |
| AFairDeal | $50.00 | 5/21/2011 5:52:55 PM |
| Duckshovel | $50.00 | 5/21/2011 7:32:39 PM |
| ore-magnifico | $50.00 | 5/22/2011 11:39:04 PM |
| bold-payment-guard | $50.00 | 5/22/2011 11:43:38 PM |
| payment-dolphin7 | $100.00 | 5/23/2011 8:14:58 PM |
| radforj22 | $25.00 | 5/23/2011 7:35:34 PM |
| 6moonbeams | $100.00 | 5/23/2011 8:15:23 PM |
| brightest-dynamic-peace | $25.00 | 5/23/2011 8:13:12 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:13:38 PM |
| commitment-orca7 | $100.00 | 5/24/2011 5:46:20 AM |
| natecam | $25.00 | 5/24/2011 10:33:50 AM |
| Buffer10 | $150.00 | 5/24/2011 11:20:25 AM |
| El_Maestro | $25.00 | 5/24/2011 2:11:41 PM |
| tntmojave | $50.00 | 5/24/2011 7:02:44 PM |
| riproaringrapids | $25.00 | 5/25/2011 1:18:13 AM |
| BxRealtor | $25.00 | 5/25/2011 5:58:12 AM |
| selector568 | $200.00 | 5/25/2011 9:45:02 AM |
| HeadHunter | $75.00 | 5/25/2011 11:13:01 AM |
| loyalist1 | $300.00 | 5/25/2011 12:18:15 PM |
| irrision | $25.00 | 5/25/2011 10:25:45 AM |
| FigTree | $50.00 | 5/25/2011 12:20:13 PM |
| benjamins-utopia | $50.00 | 5/25/2011 1:01:55 PM |
| dajen1 | $50.00 | 5/25/2011 2:08:17 PM |
| Oupa-George | $25.00 | 5/25/2011 3:12:05 PM |
| Sierrahh | $50.00 | 5/25/2011 4:32:08 PM |
| jpblan11 | $25.00 | 5/25/2011 4:10:53 PM |
| helpful-deal1 | $25.00 | 5/25/2011 5:30:42 PM |
| keyfig | $25.00 | 5/25/2011 6:11:21 PM |
| BankingFamily | $35.00 | 5/25/2011 6:33:35 PM |
| drkosh | $25.00 | 5/25/2011 4:57:40 PM |
| RB_Double-A_Bravo | $25.00 | 5/25/2011 6:58:00 PM |
| p2ploan-wildcat | $25.00 | 5/25/2011 6:37:28 PM |
| designer_10 | $25.00 | 5/25/2011 6:43:15 PM |
| Eric_Gagne | $142.88 | 5/25/2011 6:44:28 PM |
| bold-balanced-dime | $36.90 | 5/25/2011 6:46:50 PM |
| Astyanax | $100.00 | 5/25/2011 5:31:34 PM |
| CollinsCrew | $25.52 | 5/25/2011 7:19:43 PM |
| Whitewater_Loans | $73.96 | 5/25/2011 7:26:02 PM |
| cmbkshne | $25.00 | 5/25/2011 6:33:23 PM |
| Eric_Gagne | $50.00 | 5/25/2011 6:43:10 PM |
| flexible-value | $30.00 | 5/25/2011 7:38:51 PM |
| the-fund-mussel | $50.00 | 5/25/2011 6:51:59 PM |
| agile-vigilance8 | $200.00 | 5/25/2011 8:20:01 PM |
| compwhiz | $25.00 | 5/25/2011 7:11:28 PM |
| gristle_mcthornbody | $25.00 | 5/25/2011 8:53:51 PM |
| bentonlending | $50.00 | 5/25/2011 8:37:08 PM |
| heavenly-social1 | $50.00 | 5/25/2011 9:01:05 PM |
| Zoramite | $25.00 | 5/25/2011 10:09:25 PM |
| gigabit | $50.00 | 5/25/2011 10:14:03 PM |
| power-cell | $25.00 | 5/25/2011 8:39:37 PM |
| fantastic-openness | $100.00 | 5/25/2011 8:43:50 PM |
| return-venture1 | $100.00 | 5/26/2011 12:44:33 AM |
| currency-persimmon | $50.00 | 5/26/2011 3:06:47 AM |
| Spiv_51 | $25.00 | 5/26/2011 4:05:01 AM |
| self-reliant-integrity0 | $50.00 | 5/25/2011 10:39:05 PM |
| worth-sundae | $50.00 | 5/26/2011 5:33:44 AM |
| green-moola-sniffer | $50.00 | 5/25/2011 11:48:46 PM |
| bebeshor | $25.00 | 5/26/2011 2:13:00 AM |
| active-reward7 | $75.00 | 5/26/2011 6:51:25 AM |
| Ripsaw4U | $50.00 | 5/26/2011 3:38:24 AM |
| mad-scientist0 | $100.00 | 5/26/2011 4:46:04 AM |
| all_of_that_one | $25.00 | 5/26/2011 5:16:06 AM |
| poplar37 | $25.00 | 5/26/2011 5:23:25 AM |
| the-credit-proton | $25.00 | 5/26/2011 7:49:15 AM |
| seabass123 | $28.50 | 5/26/2011 7:52:06 AM |
| AustinAmerica | $25.00 | 5/26/2011 7:53:36 AM |
| STLRacer | $30.00 | 5/26/2011 8:10:36 AM |
| RkyMtnHi | $100.00 | 5/26/2011 8:22:35 AM |
| first-serene-credit | $25.00 | 5/26/2011 6:45:25 AM |
| reward-cosmos | $25.00 | 5/26/2011 7:27:24 AM |
| LenderOnWheels | $50.00 | 5/26/2011 7:43:11 AM |
| epic-transaction | $25.00 | 5/26/2011 7:46:22 AM |
| HolJenks | $25.00 | 5/26/2011 8:20:50 AM |
| 156 Investments
|
Borrower Payment Dependent Notes Series
506866
This series of Notes was issued and sold upon the funding of the borrower loan #49771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 14.99% |
Borrower rate/APR:
| 15.99% / 18.17% |
Monthly payment:
| $210.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.73% | | |
| |
Estimated return*:
| 8.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,160 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Profit20 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Better interest rate
This loan will be used to...Pay off cards
My financial situation: Good Standing
I am a good candidate for this loan because...
Monthly net income: $2700
Monthly expenses: $1600
Housing: $880
Insurance: $100
Car expenses: $232
Utilities: $80
Phone, cable, internet: $70
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $90
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 5/20/2011 9:01:05 AM |
| MarvintheMartian | $25.00 | 5/20/2011 9:25:56 AM |
| Bank_Of_XL | $100.00 | 5/20/2011 1:43:45 PM |
| Tradesmanlender | $35.00 | 5/20/2011 5:53:19 PM |
| tranquil-gain1 | $100.00 | 5/21/2011 8:24:32 AM |
| Interloper | $27.00 | 5/21/2011 10:13:25 AM |
| openness-antioxidant | $100.00 | 5/23/2011 12:33:28 PM |
| bonafide-cash | $100.00 | 5/23/2011 10:15:37 PM |
| loyalty-sherpa | $25.00 | 5/24/2011 6:28:54 AM |
| commitment-orca7 | $100.00 | 5/24/2011 5:47:41 AM |
| natecam | $25.00 | 5/24/2011 10:35:54 AM |
| credit-bliss8 | $25.00 | 5/25/2011 5:59:02 AM |
| Sierrahh | $50.00 | 5/25/2011 4:33:55 PM |
| daekpon | $25.00 | 5/25/2011 9:25:20 PM |
| DannyPhantom | $100.00 | 5/25/2011 9:14:53 PM |
| theloanfiller | $37.00 | 5/25/2011 11:26:44 PM |
| orangetrust | $80.00 | 5/25/2011 9:06:47 PM |
| unger | $200.00 | 5/26/2011 2:50:21 AM |
| SolarMoonshine | $25.00 | 5/26/2011 3:43:05 AM |
| Pakse | $25.00 | 5/26/2011 4:52:39 AM |
| bonus-apple | $100.00 | 5/26/2011 5:17:02 AM |
| wealth-renaissance5 | $25.00 | 5/25/2011 10:47:43 PM |
| UBOtto186 | $50.00 | 5/26/2011 5:26:15 AM |
| MNJ | $25.00 | 5/26/2011 5:41:48 AM |
| goodhearted-basis4 | $25.00 | 5/26/2011 12:26:17 AM |
| llequire1 | $80.63 | 5/26/2011 6:13:57 AM |
| competent-p2p | $35.89 | 5/26/2011 6:23:07 AM |
| VBinvestor | $100.00 | 5/26/2011 6:36:31 AM |
| a-restless-dollar | $25.00 | 5/26/2011 6:52:43 AM |
| greatwhiteninja | $50.00 | 5/26/2011 7:05:12 AM |
| VonAp | $60.00 | 5/26/2011 7:23:33 AM |
| taltman | $25.00 | 5/26/2011 7:31:26 AM |
| szetheli | $140.00 | 5/26/2011 7:34:31 AM |
| bbt210 | $25.00 | 5/26/2011 5:21:56 AM |
| hookUup | $30.40 | 5/26/2011 7:45:19 AM |
| rdav | $25.00 | 5/26/2011 7:45:51 AM |
| bearjew7080 | $50.00 | 5/26/2011 5:37:15 AM |
| newest-funds-powerplant | $25.00 | 5/26/2011 8:17:09 AM |
| elated-greenback | $50.00 | 5/26/2011 6:28:48 AM |
| head | $25.00 | 5/26/2011 8:26:22 AM |
| active-reward7 | $50.00 | 5/26/2011 6:52:12 AM |
| bunnybear | $30.00 | 5/26/2011 8:53:37 AM |
| spiff666 | $26.66 | 5/26/2011 8:43:35 AM |
| secureincome | $300.00 | 5/26/2011 8:44:37 AM |
| Whitey | $25.00 | 5/26/2011 9:00:39 AM |
| MrBailey | $100.00 | 5/26/2011 7:52:26 AM |
| RkyMtnHi | $50.00 | 5/26/2011 8:27:05 AM |
| the-capital-shooter | $26.92 | 5/26/2011 9:49:58 AM |
| independent-transaction | $100.00 | 5/26/2011 9:55:39 AM |
| kegs | $273.56 | 5/26/2011 10:00:53 AM |
| ryreesado | $25.00 | 5/20/2011 9:00:40 AM |
| powerful-finance7 | $25.00 | 5/20/2011 9:15:23 AM |
| qsolo | $200.00 | 5/20/2011 9:15:13 AM |
| favorite-commerce | $25.00 | 5/20/2011 10:42:10 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:48 PM |
| Pickmar | $25.00 | 5/23/2011 9:44:44 AM |
| Gibbyland | $100.00 | 5/24/2011 3:18:03 PM |
| kulender | $50.00 | 5/25/2011 5:24:10 AM |
| dajen1 | $50.00 | 5/25/2011 2:10:32 PM |
| orange-payout-gazer | $75.00 | 5/25/2011 6:49:53 PM |
| Johnab | $25.04 | 5/25/2011 9:14:52 PM |
| Frover | $25.00 | 5/25/2011 9:21:36 PM |
| Zoramite | $25.00 | 5/25/2011 10:08:14 PM |
| intelligent-yield | $200.00 | 5/25/2011 9:49:48 PM |
| RandyL3 | $25.00 | 5/25/2011 10:22:56 PM |
| optionscashflow | $25.00 | 5/25/2011 10:24:29 PM |
| self-reliant-integrity0 | $50.00 | 5/25/2011 10:41:47 PM |
| GCInvestments | $25.00 | 5/25/2011 10:22:50 PM |
| yield-implementer8 | $100.00 | 5/26/2011 5:00:17 AM |
| Nusk | $25.00 | 5/25/2011 11:59:24 PM |
| currency-persimmon | $25.00 | 5/26/2011 5:51:55 AM |
| economy-popcorn | $25.00 | 5/26/2011 6:07:53 AM |
| jazzlender | $25.00 | 5/26/2011 6:23:18 AM |
| credit-kahuna | $50.00 | 5/26/2011 2:16:56 AM |
| payment-halo | $25.00 | 5/26/2011 6:32:25 AM |
| GElender | $50.00 | 5/26/2011 6:51:30 AM |
| joerock | $280.00 | 5/26/2011 7:02:05 AM |
| chinolatino | $50.00 | 5/26/2011 6:59:08 AM |
| pythia | $25.00 | 5/26/2011 7:45:53 AM |
| return-venture1 | $100.00 | 5/26/2011 5:58:56 AM |
| designer_10 | $25.00 | 5/26/2011 8:49:23 AM |
| economy-caper9 | $25.00 | 5/26/2011 9:02:25 AM |
| xrycac | $25.00 | 5/26/2011 7:35:15 AM |
| friendly-peace4 | $25.00 | 5/26/2011 7:46:32 AM |
| friendinmoney | $28.21 | 5/26/2011 8:43:29 AM |
| kind-durability-battalion | $100.00 | 5/26/2011 9:42:46 AM |
| taal1 | $50.00 | 5/26/2011 8:56:36 AM |
| Silverling6 | $25.00 | 5/26/2011 9:48:57 AM |
| WhiteKnightofMountZion | $27.46 | 5/26/2011 9:19:36 AM |
| gallant-economy9 | $431.23 | 5/26/2011 9:54:53 AM |
| sollik | $150.00 | 5/26/2011 9:38:47 AM |
| ozzie | $100.00 | 5/26/2011 9:47:49 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
506882
This series of Notes was issued and sold upon the funding of the borrower loan #49780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2009 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $691 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benjamins-hug2 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
FIRST LOAN EVER!
Purpose of loan:
This loan will be used to pay for my wedding.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and I am excellent at managing my money. Every since I've started building my credit in 2009 everything has always been current and paid on time. My only bills are those listed below and my fiance takes care of everything else.
Monthly net income: $ 1400.00
Monthly expenses: 400.00
Housing: $ 0
Insurance: $100
Car expenses: $50 per month for oil changes
Utilities: $ 70 for OGE
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 50 for my credit card per month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,162.39 | 5/26/2011 10:29:45 AM |
| tech310 | $50.00 | 5/15/2011 12:13:16 PM |
| missing-link | $25.00 | 5/15/2011 12:14:20 PM |
| CreditBuilder2 | $50.00 | 5/15/2011 2:36:36 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:03 PM |
| openness-antioxidant | $50.00 | 5/19/2011 12:23:31 PM |
| economy-coup | $100.00 | 5/20/2011 12:08:42 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:44 AM |
| Jack55304 | $300.00 | 5/23/2011 7:34:13 AM |
| bold-attentive-listing | $50.00 | 5/23/2011 12:03:27 PM |
| Chicagoan3660 | $50.00 | 5/25/2011 1:37:48 PM |
| BankofRon | $25.00 | 5/25/2011 7:07:59 PM |
| handy-justice | $50.00 | 5/25/2011 9:16:19 PM |
| enriching-credit9 | $48.47 | 5/25/2011 9:30:33 PM |
| dedicated-principal | $52.69 | 5/25/2011 9:40:32 PM |
| suave-dime6 | $25.00 | 5/25/2011 10:57:01 PM |
| Nusk | $25.00 | 5/26/2011 12:03:24 AM |
| goodhearted-basis4 | $25.00 | 5/26/2011 12:25:55 AM |
| himistu22 | $25.00 | 5/26/2011 4:06:28 AM |
| Pakse | $25.00 | 5/26/2011 4:54:19 AM |
| melodious-openness | $50.00 | 5/26/2011 4:56:51 AM |
| kindness-jedi | $25.00 | 5/26/2011 4:59:52 AM |
| skaught | $30.00 | 5/26/2011 5:05:07 AM |
| Recyclist | $25.00 | 5/26/2011 12:41:32 AM |
| competent-p2p | $25.00 | 5/26/2011 6:23:44 AM |
| KrisKringle | $25.00 | 5/26/2011 6:50:40 AM |
| active-reward7 | $50.00 | 5/26/2011 6:54:03 AM |
| hookUup | $27.40 | 5/26/2011 7:42:48 AM |
| fairgirl | $25.00 | 5/26/2011 7:45:25 AM |
| HHP | $100.00 | 5/26/2011 8:13:59 AM |
| stoopidnoodle | $25.00 | 5/26/2011 8:38:10 AM |
| rubylender | $25.00 | 5/26/2011 8:19:47 AM |
| reward-walnut | $100.00 | 5/26/2011 8:54:10 AM |
| chungfang | $25.00 | 5/26/2011 9:13:52 AM |
| coin-paddle | $50.00 | 5/26/2011 9:56:34 AM |
| FinanceEngine | $30.00 | 5/26/2011 10:14:02 AM |
| tranquil-gain1 | $100.00 | 5/26/2011 10:20:49 AM |
| 2grindstones | $38.00 | 5/15/2011 5:20:03 PM |
| qsolo | $200.00 | 5/17/2011 7:05:28 PM |
| irrelevant | $25.00 | 5/17/2011 7:12:45 PM |
| nickel-position | $25.00 | 5/24/2011 1:20:46 PM |
| Kaj | $35.00 | 5/24/2011 8:33:00 PM |
| keyfig | $25.00 | 5/25/2011 7:19:00 PM |
| Frover | $25.00 | 5/25/2011 9:20:26 PM |
| frogperson | $50.00 | 5/25/2011 9:26:51 PM |
| durability-mad-scientist4 | $150.00 | 5/25/2011 10:11:17 PM |
| bebeshor | $25.00 | 5/26/2011 2:21:18 AM |
| unger | $100.00 | 5/26/2011 2:51:37 AM |
| SolarMoonshine | $25.00 | 5/26/2011 3:44:20 AM |
| self-reliant-integrity0 | $50.00 | 5/25/2011 10:37:28 PM |
| loanman2007 | $100.00 | 5/26/2011 4:53:11 AM |
| rf7949 | $25.00 | 5/26/2011 5:08:55 AM |
| jazzlender | $25.00 | 5/26/2011 6:26:15 AM |
| zone6 | $76.01 | 5/26/2011 6:41:42 AM |
| Simonsez808 | $25.00 | 5/26/2011 2:53:54 AM |
| ds5184 | $25.00 | 5/26/2011 6:55:16 AM |
| jubilant-bill4 | $100.00 | 5/26/2011 7:35:22 AM |
| MrBailey | $100.00 | 5/26/2011 7:50:12 AM |
| sfmf | $25.00 | 5/26/2011 7:54:46 AM |
| GElender | $25.00 | 5/26/2011 6:53:47 AM |
| newstar2000 | $25.00 | 5/26/2011 6:56:04 AM |
| Track-Layer | $100.00 | 5/26/2011 6:59:07 AM |
| friendly-peace4 | $25.00 | 5/26/2011 7:45:49 AM |
| Bob450 | $25.04 | 5/26/2011 7:46:17 AM |
| goodhearted-finance2 | $25.00 | 5/26/2011 7:46:54 AM |
| Investoman | $75.00 | 5/26/2011 10:01:31 AM |
| kegs | $300.00 | 5/26/2011 10:03:26 AM |
| red-power-pecan | $50.00 | 5/26/2011 10:10:40 AM |
| manatee21 | $50.00 | 5/26/2011 10:18:48 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
507080
This series of Notes was issued and sold upon the funding of the borrower loan #49931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $267.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
6 | Length of status: | 10y 8m |
|
Amount delinquent:
| $1,935 |
Total credit lines:
| 39 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mikeges |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 93% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 1
( 7% )
| 660-679
(Jan-2010)
680-699
(Dec-2009)
640-659
(Aug-2008)
|
|
Principal balance:
| $982.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
debt consolidation
Purpose of loan: i will need to consolidate debts. I would like to pay off my mortgage. I have paid my other loans off and i hate to borrow more but this will help me pay off my lat dedt and help me to sell my home.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i have recently paid off my loans and built my credit bck up
Monthly net income: $3880.00
Monthly expenses: $1802.00
Housing: $842
Insurance: $95
Car expenses: $100
Utilities: $95
Phone, cable, internet: $135
Food, entertainment: $50
Clothing, household expenses: $150
Credit cards and other loans: $335
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cash-surge | $25.00 | 5/16/2011 9:11:56 AM |
| worth-blanket2 | $5,000.00 | 5/16/2011 9:58:04 AM |
| Tradesmanlender | $35.00 | 5/16/2011 9:34:14 AM |
| SimpleChoice | $25.00 | 5/16/2011 10:27:43 AM |
| outofoffice | $100.00 | 5/16/2011 12:44:38 PM |
| Aaron_Oz | $25.00 | 5/17/2011 2:04:06 AM |
| tranquil-gain1 | $75.00 | 5/18/2011 8:50:50 AM |
| krd_Chicago | $50.00 | 5/19/2011 5:28:05 AM |
| irrelevant | $25.00 | 5/19/2011 10:34:29 AM |
| JBG | $25.00 | 5/19/2011 1:26:48 PM |
| PowerLenders | $30.39 | 5/19/2011 3:02:00 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:51:07 AM |
| kulender | $50.00 | 5/20/2011 10:12:06 AM |
| dcap3 | $78.98 | 5/21/2011 8:58:58 AM |
| oxnard | $25.00 | 5/21/2011 9:44:13 AM |
| TigerForce | $25.00 | 5/21/2011 10:13:28 AM |
| Bob450 | $25.00 | 5/21/2011 10:15:26 AM |
| One_Lolo | $25.00 | 5/21/2011 10:26:46 AM |
| skillful-trade7 | $25.00 | 5/21/2011 9:53:19 AM |
| pthighs | $50.00 | 5/21/2011 9:56:01 AM |
| jp2654 | $100.00 | 5/21/2011 10:02:04 AM |
| competent-p2p | $51.00 | 5/21/2011 10:39:32 AM |
| NiceNate | $100.00 | 5/21/2011 11:27:01 AM |
| rescue | $100.00 | 5/21/2011 11:31:45 AM |
| qsolo | $200.00 | 5/16/2011 9:33:46 AM |
| reflective-rupee | $25.00 | 5/16/2011 10:01:38 AM |
| DasMula | $27.00 | 5/17/2011 9:07:28 AM |
| newest-funds-powerplant | $25.00 | 5/17/2011 1:19:09 PM |
| Interloper | $30.00 | 5/18/2011 12:55:26 PM |
| omahajay | $25.00 | 5/19/2011 6:43:41 AM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:57:19 PM |
| phaded | $25.00 | 5/21/2011 4:12:00 AM |
| skillful-trade7 | $25.00 | 5/21/2011 9:58:40 AM |
| lender-inc | $44.27 | 5/21/2011 9:42:49 AM |
| wampum-library4 | $25.00 | 5/21/2011 9:55:18 AM |
| itskarma | $25.25 | 5/21/2011 10:23:11 AM |
| 420limo | $25.00 | 5/21/2011 10:41:31 AM |
| seabass123 | $25.00 | 5/21/2011 10:43:36 AM |
| indomitable-dedication | $50.00 | 5/21/2011 10:49:53 AM |
| DreDub | $50.00 | 5/21/2011 11:20:56 AM |
| musegaze | $50.00 | 5/21/2011 11:46:12 AM |
| janeybooboo | $100.00 | 5/21/2011 12:08:17 PM |
| houli123 | $500.00 | 5/21/2011 12:22:46 PM |
| atrevete | $27.09 | 5/21/2011 12:26:54 PM |
| mad-scientist0 | $50.00 | 5/21/2011 12:48:16 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
507084
This series of Notes was issued and sold upon the funding of the borrower loan #49788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Nurse's Aide |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $676 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 22% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| 1_Nice-lady_in-need_of-help_ |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Purpose of loan: Create my own business
This loan will be used to... Get the materials and proper training I need for my business
My financial situation: I am self employed contracted health care worker
I am a great candidate for this loan because...
I am focused on my goal and I am determined to make this work for myself and for my family.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/16/2011 5:08:59 PM |
| scrappy-diversification7 | $2,000.00 | 5/16/2011 5:06:40 PM |
| irrelevant | $25.00 | 5/20/2011 10:03:27 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:19 AM |
| ingenious-deal6 | $25.00 | 5/23/2011 9:52:58 AM |
| Jack55304 | $300.00 | 5/24/2011 6:08:31 PM |
| Kaj | $35.00 | 5/24/2011 8:33:26 PM |
| Pakse | $25.00 | 5/25/2011 3:03:50 PM |
| warp-speed712 | $125.00 | 5/25/2011 3:29:38 PM |
| reflective-rupee | $200.01 | 5/25/2011 4:19:17 PM |
| brondero | $51.00 | 5/25/2011 4:26:20 PM |
| ashinvest | $25.00 | 5/25/2011 6:11:29 PM |
| Pu239 | $60.00 | 5/25/2011 6:27:27 PM |
| truth-trapper | $25.00 | 5/25/2011 6:34:09 PM |
| autonomous-truth | $84.00 | 5/25/2011 5:36:02 PM |
| graceful-investment | $100.00 | 5/25/2011 6:35:19 PM |
| worth-shower8 | $100.00 | 5/25/2011 6:37:39 PM |
| jmichael23 | $50.00 | 5/25/2011 6:36:29 PM |
| GInBaghdad | $25.00 | 5/25/2011 7:36:56 PM |
| paceme1 | $25.01 | 5/25/2011 7:40:23 PM |
| JUDAS | $55.00 | 5/25/2011 6:53:01 PM |
| BankofRon | $25.00 | 5/25/2011 7:02:15 PM |
| agile-vigilance8 | $100.00 | 5/25/2011 8:17:18 PM |
| enriching-credit9 | $75.00 | 5/25/2011 7:06:03 PM |
| yf99yz | $25.00 | 5/25/2011 8:25:42 PM |
| alterlatina | $25.00 | 5/25/2011 7:54:21 PM |
| CapricornLending | $25.00 | 5/25/2011 8:22:23 PM |
| stylethegrind | $50.00 | 5/25/2011 8:42:06 PM |
| coachmike15 | $68.13 | 5/25/2011 8:44:01 PM |
| SecondChanceLendingSERV | $25.00 | 5/17/2011 6:52:20 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:33 PM |
| scarlet-velvet | $25.00 | 5/20/2011 10:27:09 PM |
| qsolo | $200.00 | 5/21/2011 10:08:12 AM |
| Drewkeeper | $25.00 | 5/23/2011 5:48:23 AM |
| diversification-medalist | $100.00 | 5/25/2011 12:27:32 PM |
| CA-Lender | $25.05 | 5/25/2011 2:07:46 PM |
| EretzCapital | $25.00 | 5/25/2011 4:02:33 PM |
| hookUup | $25.40 | 5/25/2011 4:52:10 PM |
| catb | $25.00 | 5/25/2011 4:19:36 PM |
| the-enthralling-coin | $25.00 | 5/25/2011 4:34:11 PM |
| Maetryx | $53.07 | 5/25/2011 6:57:19 PM |
| Bocephus1959 | $25.00 | 5/25/2011 6:45:21 PM |
| RB_Double-A_Bravo | $25.00 | 5/25/2011 6:51:55 PM |
| sappy02 | $50.00 | 5/25/2011 6:53:59 PM |
| YoungTaxMan | $25.00 | 5/25/2011 7:12:17 PM |
| wgc | $25.00 | 5/25/2011 6:23:56 PM |
| MylesNH | $50.00 | 5/25/2011 7:09:18 PM |
| Bob450 | $25.04 | 5/25/2011 6:40:56 PM |
| greenkid | $80.00 | 5/25/2011 7:27:22 PM |
| asset-professor | $25.00 | 5/25/2011 6:46:32 PM |
| Alittleluck | $25.00 | 5/25/2011 8:10:49 PM |
| blue111 | $30.00 | 5/25/2011 7:09:50 PM |
| TechnologyGuy | $25.00 | 5/25/2011 8:24:56 PM |
| dc7669 | $100.00 | 5/25/2011 8:28:23 PM |
| KileNSmyth4 | $33.29 | 5/25/2011 8:23:33 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
507686
This series of Notes was issued and sold upon the funding of the borrower loan #49955, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 6m |
|
Amount delinquent:
| $415 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $810 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| competent-moola0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hello bright future!
This loan will be used to pay off all outstanding debt.
I'm a good candidate because I've worked for the same employer for almost 2 years and same field for 8. Less than great pay and lack of opportunities set me back. I moved in Nov 2009 for a new start. I was working in two weeks in a supervisory position and I?ve gotten two promotions since. My most recent promotion has me in a senior management role with a staff of 8. I set a goal to achieve this by 2012 and achieved it a year early. I have proven I will work hard. I'm in better financial position and I want to get all debt paid off and credit cleared. I just need a little help. If this loan is funded, I will pay it off before the set term. Thank you for your time.
Monthly net income: $2200
Monthly expenses: $775
Housing: $0
Insurance: $125
Car expenses: $150
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 5/19/2011 9:05:58 AM |
| missing-link | $25.00 | 5/19/2011 9:05:44 AM |
| gain-gourd | $100.00 | 5/19/2011 10:14:50 AM |
| tech310 | $50.00 | 5/19/2011 10:37:23 AM |
| joedeshon | $25.00 | 5/19/2011 11:38:33 AM |
| 2grindstones | $25.00 | 5/19/2011 12:10:47 PM |
| miamibeachloaner | $25.00 | 5/19/2011 12:13:28 PM |
| Medic05 | $25.00 | 5/19/2011 4:07:59 PM |
| speedy-point | $25.00 | 5/19/2011 3:18:26 PM |
| Danjack_Capital | $25.00 | 5/19/2011 11:13:56 PM |
| carrinel | $65.61 | 5/20/2011 6:48:30 AM |
| spiff666 | $26.66 | 5/21/2011 10:12:21 AM |
| power-grid134 | $25.00 | 5/22/2011 5:15:54 PM |
| Reddy_Capital | $25.00 | 5/22/2011 1:04:21 PM |
| Recyclist | $25.00 | 5/22/2011 11:12:50 PM |
| glenium | $25.00 | 5/23/2011 2:36:49 AM |
| five-star-note | $75.00 | 5/23/2011 12:12:51 PM |
| calmfunds | $250.00 | 5/23/2011 1:10:55 PM |
| handy-justice | $100.00 | 5/23/2011 8:54:09 PM |
| credit-missile | $50.00 | 5/24/2011 7:11:40 PM |
| calimanusa | $25.00 | 5/25/2011 12:00:38 AM |
| diversification-medalist | $25.00 | 5/25/2011 12:14:18 PM |
| reflective-affluence | $25.00 | 5/25/2011 3:34:49 PM |
| daekpon | $35.00 | 5/25/2011 9:31:50 PM |
| shrewd-income | $100.00 | 5/26/2011 12:36:39 AM |
| orbital-bill1 | $25.00 | 5/26/2011 5:16:44 AM |
| rupee_power | $26.87 | 5/26/2011 9:24:45 AM |
| kinetic-social | $25.00 | 5/26/2011 9:30:57 AM |
| Cawse | $26.47 | 5/26/2011 9:37:22 AM |
| kwan | $25.00 | 5/26/2011 9:39:22 AM |
| SolarMoonshine | $25.00 | 5/19/2011 9:50:26 AM |
| payout-hammock1 | $50.00 | 5/19/2011 10:09:06 AM |
| bassman2 | $25.00 | 5/19/2011 10:04:27 AM |
| murlirao2002 | $25.00 | 5/19/2011 11:03:43 AM |
| kkcoolmom | $25.67 | 5/19/2011 11:38:40 AM |
| worldly-money4 | $100.00 | 5/19/2011 11:38:54 AM |
| dedicated-diversification5 | $34.81 | 5/19/2011 11:39:12 AM |
| reflective-rupee | $250.01 | 5/19/2011 3:34:26 PM |
| scarlet-velvet | $25.00 | 5/20/2011 3:42:12 PM |
| coin-sonnet | $100.00 | 5/20/2011 5:56:54 PM |
| yf99yz | $30.00 | 5/21/2011 12:17:21 PM |
| master648 | $32.56 | 5/21/2011 4:27:02 PM |
| FASTIZIO_P | $25.00 | 5/23/2011 6:13:24 AM |
| felicity-daydream | $25.00 | 5/23/2011 7:25:14 AM |
| irrelevant | $25.00 | 5/23/2011 9:06:48 PM |
| ZOOOM | $25.00 | 5/24/2011 6:47:25 AM |
| ethicalhumanist | $25.00 | 5/24/2011 11:46:10 AM |
| credit-missile | $25.00 | 5/24/2011 7:11:51 PM |
| carrinel | $26.79 | 5/25/2011 7:25:36 AM |
| ColoradoLender82 | $25.00 | 5/25/2011 8:00:38 AM |
| well-rounded-payout0 | $50.00 | 5/25/2011 3:55:57 PM |
| One_Lolo | $25.00 | 5/25/2011 10:05:27 PM |
| periko | $25.00 | 5/25/2011 11:18:14 PM |
| himistu22 | $25.00 | 5/26/2011 4:21:03 AM |
| mues83 | $28.00 | 5/26/2011 8:08:00 AM |
| 168RichCapital | $25.50 | 5/26/2011 7:42:13 AM |
| ledesma31 | $41.05 | 5/26/2011 9:53:35 AM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
507858
This series of Notes was issued and sold upon the funding of the borrower loan #49904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,591 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| money-ruler1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate debt into only 1 monthly payment.
My financial situation:
I am a good candidate for this loan because I have just acquired a new job with a lot more pay. Also my living situation has improved by moving into my fianc?'s house where I don't pay any rent or mortgage payments.
Monthly net income: $3260
Monthly expenses: $1141
Housing: $
Insurance: $66
Car expenses: $351
Utilities: $75
Phone, cable, internet: $137
Food, entertainment: $65
Clothing, household expenses: $50 groceries
Credit cards and other loans: $289
Other expenses: $ Gas $40, Cat food $30, Satellite radio $13,
web site $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/22/2011 12:03:22 PM |
| dynrep | $25.00 | 5/22/2011 12:07:27 PM |
| suave-dime6 | $25.00 | 5/22/2011 12:30:56 PM |
| coin-bee1 | $25.00 | 5/22/2011 2:26:51 PM |
| openness-antioxidant | $50.00 | 5/23/2011 12:50:14 PM |
| whatreality | $25.00 | 5/24/2011 11:25:13 AM |
| designer_10 | $25.00 | 5/24/2011 12:18:14 PM |
| worth-blanket2 | $5,846.32 | 5/24/2011 1:32:55 PM |
| Emajinate | $28.68 | 5/24/2011 12:01:02 PM |
| competent-p2p | $45.00 | 5/24/2011 12:16:38 PM |
| NobisEst | $100.00 | 5/24/2011 1:00:55 PM |
| missing-link | $25.00 | 5/22/2011 12:06:04 PM |
| kind-charming-value | $700.00 | 5/22/2011 2:37:24 PM |
| 2grindstones | $25.00 | 5/22/2011 3:52:10 PM |
| EarlyRiser | $250.00 | 5/24/2011 12:38:58 PM |
| chungfang | $25.00 | 5/24/2011 12:07:52 PM |
| calmfunds | $250.00 | 5/24/2011 12:55:07 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
507882
This series of Notes was issued and sold upon the funding of the borrower loan #49782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $85.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2010 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,293 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| raymi2008 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2010)
|
|
Principal balance:
| $1,651.77 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
debt consolidation
Purpose of loan:
I need this loan to consolidate for car payments and past work orders. I have done the debt consolidation before under a different circumstance
and has worked really great. I hope to have the opportunity to do this again
My financial situation:
I am working to keep my credit in good standing. I also have kept up
with other obligations.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/22/2011 12:03:25 PM |
| missing-link | $25.00 | 5/22/2011 12:06:08 PM |
| suave-dime6 | $25.00 | 5/22/2011 12:31:05 PM |
| DHolly | $25.00 | 5/22/2011 1:19:17 PM |
| Kash2010lu | $25.00 | 5/22/2011 5:32:45 PM |
| janeybooboo | $100.00 | 5/22/2011 9:22:19 PM |
| nickel-launcher | $25.00 | 5/23/2011 8:12:56 PM |
| palace2 | $70.00 | 5/24/2011 3:12:13 PM |
| himistu22 | $50.00 | 5/24/2011 2:46:19 PM |
| CoolPlexer | $25.00 | 5/22/2011 12:05:41 PM |
| money-baron-roth-IRA | $100.00 | 5/23/2011 1:26:32 PM |
| alphabet76 | $25.00 | 5/23/2011 5:30:59 PM |
| openness-antioxidant | $50.00 | 5/24/2011 9:45:34 AM |
| DoctorJoe | $25.00 | 5/24/2011 1:08:53 PM |
| worth-blanket2 | $1,400.00 | 5/24/2011 2:40:27 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
507976
This series of Notes was issued and sold upon the funding of the borrower loan #49803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1978 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,963 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| resplendent-commerce1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my investment!
This loan will be used to purchase stock in Meruelo Maddux Properties Inc. (OTCBB:MMPIQ) which is trading at 25% of NAV of its LA real estate and exiting bankruptcy soon.
I am a good candidate for this loan because I have unemployment yearly income of $19440 and have a signed a job to start working at Metlife as a Financial Advisor in Aug 2011 with a starting salary of $38,000/yr. I have free cash flow of $1035/mo, more than enough to cover the $82 mo. payment.
Monthly net income: $1620
Monthly expenses: $585
Housing: $0 (I live with parents rent-free)
Insurance: $0 (dont have any)
Car expenses: $0 (parents pay)
Utilities: $0 (parents pay)
Phone, cable, internet: $65
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/23/2011 9:05:02 AM |
| scrappy-diversification7 | $2,000.00 | 5/23/2011 9:05:50 AM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
507988
This series of Notes was issued and sold upon the funding of the borrower loan #49967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-24-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,379 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bonus-mogul7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to send me to school to further my education.
My financial situation:
I am a good candidate for this loan because I always make my payments on time.
Monthly net income: $1600
Monthly expenses: $805
Housing: $My wife pays it
Insurance: $95
Car expenses: $80 gas
Utilities: $My wife pays them
Phone, cable, internet: $130
Food, entertainment: $50
Clothing, household expenses: $200
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.00 | 5/23/2011 9:21:53 AM |
| missing-link | $25.00 | 5/23/2011 9:10:51 AM |
| scrappy-diversification7 | $2,000.00 | 5/23/2011 9:05:53 AM |
| SecondChanceLendingSERV | $25.00 | 5/23/2011 9:44:04 AM |
| KarlMarx | $25.00 | 5/23/2011 7:08:30 PM |
| cbivitz | $50.00 | 5/24/2011 1:54:46 AM |
| worth-blanket2 | $200.00 | 5/24/2011 5:35:39 PM |
| SolarMoonshine | $25.00 | 5/23/2011 9:52:42 AM |
| entertaining-greenback2 | $25.00 | 5/23/2011 5:06:20 PM |
| brightest-benjamins-onator | $25.00 | 5/23/2011 4:42:24 PM |
| MrBailey | $25.00 | 5/23/2011 10:12:03 PM |
| EBITDA | $25.00 | 5/24/2011 4:40:19 PM |
| SqueezeKing | $25.00 | 5/24/2011 4:48:19 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
508446
This series of Notes was issued and sold upon the funding of the borrower loan #49964, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 18
/
17 | Length of status: | 18y 3m |
|
Amount delinquent:
| $5,147 |
Total credit lines:
| 41 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,247 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| persistent-dime1 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...improve rental properties
My financial situation: I feel that I am a good candidate for this loan because I will pay it back. I have work hard to get a 700 credit score and I plan on keeping it.
Monthly net income: 3889.00
Monthly expenses: 2035
Housing: $1047
Insurance: $95
Car expenses: $
Utilities: 0
Phone, cable, internet: $93
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,619.96 | 5/26/2011 1:36:15 PM |
| scrappy-diversification7 | $2,000.00 | 5/25/2011 5:06:02 PM |
| MrBailey | $25.00 | 5/25/2011 5:07:37 PM |
| leverage-monger | $25.00 | 5/26/2011 9:02:11 AM |
| coin-bee1 | $25.00 | 5/26/2011 10:21:05 AM |
| nimble-economy863 | $30.00 | 5/26/2011 12:50:27 PM |
| WMY-Investor | $100.00 | 5/26/2011 1:06:06 PM |
| CPAnCA | $50.00 | 5/26/2011 1:14:09 PM |
| reflective-rupee | $25.00 | 5/26/2011 10:03:21 AM |
| Bob450 | $25.04 | 5/26/2011 1:02:59 PM |
| mpatrick | $25.00 | 5/26/2011 1:12:02 PM |
| 3_boyz | $50.00 | 5/26/2011 1:35:15 PM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
508532
This series of Notes was issued and sold upon the funding of the borrower loan #49776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $322.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 26y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,504 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| baseballmom2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 48 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $11,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Mar-2010)
620-639
(Jul-2009)
640-659
(Mar-2007)
|
|
Principal balance:
| $4,762.85 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Debt Consolidation
The purpose of my loan is to pay off 5 high interest credit cards.
I am a good candidate for this loan because I always pay my bills on time. I have been employed as a data control clerk for the same school district for the past 27 years. I am a 12 month employee and my current gross salary is $3900.00 a month; my take home pay is 2715.35.
My 1st loan with Prosper owas paid off on March 27, 2010 and currently have a 2nd loan with Prosper. I am now applying for a 3rd loan so that I can improve my credit and pay off the rest of my credit cards and also pay some on my current Prosper loan.
My bills are as follows:
Rent - $450.00 monthly (I rent house from my parents)
Prosper Loan monthly $272.39
Utilities ? 350.00 monthly (gas, electric, phone, Internet, TV)
Credit card bills ? 300.00 (only paying the minimum)
Car Insurance - $310.00 every 3 months
Food ? 600.00 monthly
Gas ? 150.00 monthly
Entertainment ? 150.00 monthly
The total of my bills are $2226.39
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/25/2011 9:04:33 AM |
| Kash2010lu | $25.00 | 5/25/2011 9:35:17 AM |
| Ubiquinone | $35.00 | 5/25/2011 12:26:46 PM |
| money-baron-roth-IRA | $53.31 | 5/25/2011 12:03:00 PM |
| halothane_logic | $99.99 | 5/25/2011 12:04:39 PM |
| unequivocal-fund7 | $25.00 | 5/25/2011 12:56:21 PM |
| Banker_Joe | $25.00 | 5/25/2011 3:00:42 PM |
| UCLA4life | $40.00 | 5/25/2011 3:22:22 PM |
| kind-charming-value | $1,037.49 | 5/25/2011 3:12:55 PM |
| reflective-affluence | $50.00 | 5/25/2011 3:21:27 PM |
| RecoveryLender | $25.00 | 5/25/2011 3:22:02 PM |
| red-favorable-basis | $25.00 | 5/25/2011 2:43:06 PM |
| Pakse | $25.00 | 5/25/2011 2:57:12 PM |
| worth-blanket2 | $5,000.00 | 5/25/2011 3:14:46 PM |
| janeybooboo | $100.00 | 5/25/2011 9:08:31 AM |
| lendstats_com | $300.00 | 5/25/2011 9:06:16 AM |
| UCLA4life | $40.00 | 5/25/2011 9:08:28 AM |
| suave-dime6 | $25.00 | 5/25/2011 9:11:07 AM |
| MoneyForNothing | $36.06 | 5/25/2011 9:13:45 AM |
| fairness-atmosphere | $25.00 | 5/25/2011 10:09:34 AM |
| DasMula | $27.00 | 5/25/2011 1:41:01 PM |
| I-Believe-In-You | $25.00 | 5/25/2011 3:09:52 PM |
| NekHoldings | $25.00 | 5/25/2011 1:26:19 PM |
| coin-bee1 | $25.00 | 5/25/2011 3:23:51 PM |
| Feyenoord | $25.00 | 5/25/2011 3:28:47 PM |
| greencat | $50.00 | 5/25/2011 2:35:31 PM |
| a-restless-dollar | $50.00 | 5/25/2011 2:35:55 PM |
| Moe87 | $35.36 | 5/25/2011 3:20:43 PM |
| unger | $130.33 | 5/25/2011 2:43:16 PM |
| novice-speculator | $25.00 | 5/25/2011 3:09:30 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
508646
This series of Notes was issued and sold upon the funding of the borrower loan #49768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-26-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $256.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
7 | Length of status: | 0y 2m |
|
Amount delinquent:
| $24,614 |
Total credit lines:
| 33 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,020 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| happygolucky2008 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 34 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2008)
|
|
Principal balance:
| $685.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Debt Consolidate
Purpose of loan:
I need a Prosper loan to consolidate my debt into one payment. I have a Prosper Loan that is two months from being paid off which is current and I have never missed a payment in 3 years. You will see below that investing in me will help us both out.
Monthly Income based on 4 week paystub = $3,425.00
Rent= $800
Insurance= $215
Gas = $250
Cell Phone= $100
Storage Units= $223
Food=$400
Entertainment= $300
Total = $2288
Unused = $1137
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $4,132.10 | 5/26/2011 9:42:36 AM |
| r48 | $48.00 | 5/25/2011 5:20:19 PM |
| qsolo | $200.00 | 5/25/2011 5:06:37 PM |
| MoneyForNothing | $34.91 | 5/25/2011 5:10:03 PM |
| vutah | $25.00 | 5/25/2011 8:56:24 PM |
| chameleon125 | $25.00 | 5/26/2011 6:10:53 AM |
| golffish2 | $25.00 | 5/26/2011 4:18:59 AM |
| jdrez | $25.00 | 5/26/2011 7:27:55 AM |
| runner262 | $25.00 | 5/26/2011 7:28:07 AM |
| loyalty-sherpa | $25.00 | 5/25/2011 5:08:05 PM |
| Aberdeen | $2,000.00 | 5/25/2011 5:04:16 PM |
| commitment-orca7 | $100.00 | 5/25/2011 5:07:48 PM |
| clemclan | $33.33 | 5/25/2011 6:59:03 PM |
| SolarMoonshine | $100.00 | 5/25/2011 6:27:42 PM |
| LittleMingo | $25.00 | 5/25/2011 7:03:47 PM |
| abundant-velocity7 | $50.00 | 5/25/2011 8:35:29 PM |
| SimpleChoice | $25.00 | 5/26/2011 7:29:15 AM |
| bnewy605 | $25.00 | 5/26/2011 8:29:51 AM |
| mulberry4 | $50.00 | 5/26/2011 7:27:35 AM |
| spiff666 | $26.66 | 5/26/2011 8:51:31 AM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
508688
This series of Notes was issued and sold upon the funding of the borrower loan #49833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-25-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $171.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 60% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 4y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,671 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Kristy0382 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2009)
540-559
(Jul-2008)
|
|
Principal balance:
| $683.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
Third Prosper Loan....Never Late
This loan will be used to pay off my credit cards. The rates on most of my cards are 15-20% and I want to pay everything off and have one fixed payment. Also, the payment on this loan will be lower than what I am currently paying on my cards each month. I know the rate on this loan is higher than those on my cards, but not when they are combined. I have been paying on them for over a year w/o charging at all and the balances aren't going down much. This will be my third prosper loan and I have never been late on my payments.
Monthly net income: $2200
Monthly expenses: $1785
Housing: $550
Insurance: $85
Car expenses: $275 (gas $ insurance, car paid for)
Utilities: $150
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $375
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CoolPlexer | $25.00 | 5/25/2011 5:05:21 PM |
| DHolly | $25.00 | 5/25/2011 5:49:13 PM |
| UCLA4life | $40.00 | 5/25/2011 5:05:59 PM |
| witty-openness | $25.00 | 5/25/2011 6:00:56 PM |
| SolarMoonshine | $25.00 | 5/25/2011 6:26:50 PM |
| MoneyForNothing | $30.74 | 5/25/2011 5:13:22 PM |
| economy-coup | $30.00 | 5/25/2011 5:05:07 PM |
| suave-dime6 | $25.00 | 5/25/2011 5:07:29 PM |
| RoZu_Lending | $1,000.00 | 5/25/2011 5:14:33 PM |
| feb217 | $30.00 | 5/25/2011 7:02:55 PM |
| Military_Support | $200.00 | 5/25/2011 7:36:32 PM |
| BlueProteus | $25.00 | 5/25/2011 6:51:04 PM |
| LittleMingo | $30.00 | 5/25/2011 7:02:12 PM |
| marybennet | $25.00 | 5/25/2011 8:15:41 PM |
| Tizzo27 | $50.00 | 5/25/2011 8:28:04 PM |
| RecoveryLender | $25.00 | 5/25/2011 8:29:08 PM |
| EEasyMoney | $25.00 | 5/25/2011 8:17:00 PM |
| CapricornLending | $30.00 | 5/25/2011 8:28:30 PM |
| YoungTaxMan | $164.55 | 5/25/2011 7:23:34 PM |
| kind-charming-value | $1,000.00 | 5/25/2011 8:13:10 PM |
| reflective-rupee | $100.00 | 5/25/2011 9:40:11 PM |
| investment-artist | $25.01 | 5/25/2011 5:05:28 PM |
| Kash2010lu | $30.00 | 5/25/2011 5:16:30 PM |
| Rollshaft | $25.00 | 5/25/2011 5:32:48 PM |
| janeybooboo | $148.00 | 5/25/2011 5:52:42 PM |
| clean-fund | $82.80 | 5/25/2011 5:19:40 PM |
| loan-master1 | $25.00 | 5/25/2011 6:44:25 PM |
| prudent-gain7 | $25.00 | 5/25/2011 6:14:53 PM |
| stanfordgrad05 | $50.00 | 5/25/2011 5:12:45 PM |
| copper | $50.00 | 5/25/2011 5:12:48 PM |
| lendstats_com | $300.00 | 5/25/2011 5:13:29 PM |
| janeybooboo | $52.00 | 5/25/2011 5:18:22 PM |
| JustMee | $25.00 | 5/25/2011 6:04:13 PM |
| chameleon125 | $25.00 | 5/25/2011 8:14:02 PM |
| capital-deployment | $25.00 | 5/25/2011 7:05:17 PM |
| myutmost | $55.25 | 5/25/2011 8:23:32 PM |
| marketplace-meridian | $50.00 | 5/25/2011 8:25:23 PM |
| shellstar | $25.00 | 5/25/2011 9:14:38 PM |
| Frover | $35.00 | 5/25/2011 9:24:30 PM |
| daekpon | $25.00 | 5/25/2011 9:34:00 PM |
| 40 Investments
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