Sales Report:Supplement No. 4 dated May 24, 2011 to Prospectus dated May 17, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated May 17, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated May 17, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
492394
This series of Notes was issued and sold upon the funding of the borrower loan #49528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $125.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,175 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wowsman2158 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Used auto loan....
I don't know where my other loan listing went?????
Purpose of loan: Used auto with better gas millage...
This loan will be used to...To purchase a use auto with better gas mileage that is for sale by owner. Look at a few hundred adds lately. What I've found is with the economy and all the casinos closed in this area because of flooding there are deals to be found. I know quite a bit about cars. I use to try and find deals on machanics and what I've found is I know more about cars than most of the know. I buy the OMC manuals on my cars and do all the repares myself.
My financial situation:
I am a good candidate for this loan because...
I own half my home worth about $90k paid off.
Own my 2001 Seabring Convertible XLI worth $3000 to $4500, paid off.
My credit score is 780.
Over $1300 in my credit and savings.
About $2200 on credit cards. I'll finish later
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| blooming-market | $25.00 | 5/10/2011 5:04:43 PM |
| indomitable-coin | $25.00 | 5/10/2011 5:06:40 PM |
| intelligent-yield | $25.00 | 5/10/2011 5:06:57 PM |
| antlr | $50.00 | 5/10/2011 5:04:19 PM |
| compoundinterest | $50.00 | 5/10/2011 5:10:13 PM |
| kulender | $50.00 | 5/10/2011 5:04:09 PM |
| DukSerduk | $25.00 | 5/10/2011 5:04:30 PM |
| RandyL3 | $25.00 | 5/10/2011 5:51:13 PM |
| axl163 | $25.00 | 5/11/2011 1:26:50 AM |
| lloyd_s | $25.00 | 5/11/2011 1:25:35 AM |
| math1973 | $100.00 | 5/11/2011 9:34:51 AM |
| Moneypenny6 | $25.00 | 5/12/2011 8:00:50 AM |
| Sigonio | $25.00 | 5/12/2011 1:54:24 PM |
| MrDavid | $50.00 | 5/12/2011 8:04:54 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:49 PM |
| mster9ball | $25.57 | 5/14/2011 1:52:40 PM |
| inspired-investment8 | $100.00 | 5/14/2011 4:35:32 PM |
| hawaiiangirl76 | $25.00 | 5/14/2011 4:36:06 PM |
| euro-deployment | $25.00 | 5/14/2011 5:02:28 PM |
| nuclearmoose | $50.00 | 5/15/2011 10:31:29 AM |
| Duchdad | $25.00 | 5/16/2011 10:21:22 AM |
| bvzm | $50.00 | 5/16/2011 12:35:17 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:30:04 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:48:22 PM |
| cashhelp | $30.00 | 5/16/2011 5:17:34 PM |
| Montgomery-Burns | $25.00 | 5/17/2011 3:00:34 AM |
| NobisEst | $25.00 | 5/17/2011 9:43:55 AM |
| skuba | $50.00 | 5/17/2011 1:24:23 PM |
| diablorulz | $50.00 | 5/17/2011 4:14:18 PM |
| sappy02 | $25.00 | 5/17/2011 5:33:53 PM |
| unrivaled-silver | $50.00 | 5/17/2011 6:38:12 PM |
| flypenguin | $50.00 | 5/18/2011 12:49:52 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 1:53:58 PM |
| velocity-solo | $25.00 | 5/18/2011 3:59:38 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:35:26 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:17 PM |
| diversification-surge | $200.00 | 5/19/2011 5:23:31 AM |
| ryreesado | $25.00 | 5/19/2011 4:10:04 AM |
| AFairDeal | $50.00 | 5/19/2011 10:29:29 AM |
| cool_kubera | $50.00 | 5/19/2011 1:05:01 PM |
| Weaverville | $50.00 | 5/19/2011 9:33:28 PM |
| Ariesian1 | $25.00 | 5/20/2011 8:48:33 AM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 9:48:03 AM |
| competent-commitment1 | $25.00 | 5/20/2011 9:51:06 AM |
| mjjjrj | $25.00 | 5/20/2011 9:53:14 AM |
| taltman | $25.00 | 5/20/2011 12:01:52 PM |
| blot44 | $50.00 | 5/10/2011 5:04:48 PM |
| useful-currency | $25.00 | 5/10/2011 5:04:20 PM |
| dtrain5 | $25.00 | 5/10/2011 5:12:00 PM |
| reflective-rupee | $25.00 | 5/10/2011 5:21:05 PM |
| Leopoldine | $25.00 | 5/10/2011 5:04:06 PM |
| meux99 | $25.00 | 5/10/2011 5:04:41 PM |
| ore-genius2 | $600.00 | 5/10/2011 5:49:55 PM |
| kenji4861 | $25.00 | 5/10/2011 5:50:00 PM |
| Avala | $50.00 | 5/10/2011 5:50:08 PM |
| minista | $25.00 | 5/10/2011 5:50:04 PM |
| investment-artist | $25.00 | 5/10/2011 6:36:01 PM |
| kyomoon | $50.00 | 5/11/2011 1:20:04 AM |
| FundMaker | $25.00 | 5/10/2011 10:21:33 PM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:41 PM |
| currency-persimmon | $50.00 | 5/14/2011 7:51:31 AM |
| fcrick | $25.00 | 5/14/2011 4:34:46 PM |
| thankful-nickel2 | $50.00 | 5/14/2011 6:01:43 PM |
| truth-image | $50.00 | 5/16/2011 7:54:40 AM |
| winlender | $25.00 | 5/16/2011 3:01:16 PM |
| Daneistes | $50.00 | 5/17/2011 8:32:23 AM |
| coin-processor7 | $50.00 | 5/17/2011 9:40:16 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:46 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:47:39 AM |
| unclejaef | $25.00 | 5/18/2011 11:52:22 AM |
| maldok1 | $25.00 | 5/18/2011 2:08:09 PM |
| radforj22 | $50.00 | 5/18/2011 2:42:29 PM |
| burgeoning-silver | $25.00 | 5/18/2011 3:41:33 PM |
| Jakono | $25.00 | 5/18/2011 7:48:08 PM |
| Katburg | $50.00 | 5/19/2011 10:54:08 AM |
| damage | $25.00 | 5/19/2011 10:59:24 AM |
| gojackgo | $100.00 | 5/19/2011 12:30:01 PM |
| conductor49 | $25.00 | 5/19/2011 12:44:27 PM |
| r48 | $25.00 | 5/19/2011 3:33:54 PM |
| betaoption | $50.00 | 5/19/2011 7:10:07 PM |
| dastdx1847 | $25.00 | 5/19/2011 6:31:58 PM |
| chief_wo | $50.00 | 5/19/2011 7:28:57 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:44:37 PM |
| marwadi-62 | $150.00 | 5/20/2011 12:28:48 PM |
| 84 Investments
|
Borrower Payment Dependent Notes Series
495848
This series of Notes was issued and sold upon the funding of the borrower loan #49679, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,749.84 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $372.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,930 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| forthright-principal5 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Combine
Purpose of loan:
This loan will be used to... Combine loans
My financial situation:
I am a good candidate for this loan because...Steady income good job
Monthly net income: $2300
Monthly expenses: $
Housing: $626
Insurance: $
Car expenses: $
Utilities: $120.00
Phone, cable, internet: $100.00
Food, entertainment: $150.00
Clothing, household expenses: $150.00
Credit cards and other loans: $267
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/9/2011 9:16:58 AM |
| Gibbyland | $100.00 | 5/9/2011 9:21:30 AM |
| economy-coup | $100.00 | 5/9/2011 9:21:42 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:35 AM |
| yf99yz | $26.10 | 5/9/2011 10:16:44 PM |
| missing-link | $25.00 | 5/13/2011 1:42:32 PM |
| platinum-zoo4 | $25.00 | 5/18/2011 12:43:06 PM |
| tech310 | $50.00 | 5/19/2011 1:44:03 AM |
| wise-rupee-sanctuary | $50.00 | 5/19/2011 10:58:49 AM |
| payment-gusto | $25.00 | 5/19/2011 5:57:25 PM |
| thorough-exchange4 | $25.00 | 5/19/2011 6:57:35 PM |
| power-trophy7 | $50.00 | 5/20/2011 10:00:52 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:32 AM |
| red-power-pecan | $50.00 | 5/20/2011 5:34:50 PM |
| FountainShrugged | $50.00 | 5/20/2011 5:55:52 PM |
| Simonsez808 | $25.00 | 5/20/2011 5:56:41 PM |
| handy-justice | $100.00 | 5/20/2011 7:13:38 PM |
| the-reliable-trade | $100.00 | 5/21/2011 8:48:59 AM |
| orange-preeminant-bill | $50.00 | 5/21/2011 11:06:27 AM |
| graceful-investment | $100.00 | 5/21/2011 11:05:59 AM |
| finance-prescription | $50.00 | 5/21/2011 11:03:34 AM |
| money-bauble | $46.60 | 5/21/2011 11:47:31 AM |
| wise-extraordinary-loot | $50.00 | 5/21/2011 11:22:12 AM |
| bountiful-durability | $50.00 | 5/21/2011 11:49:35 AM |
| heavenly-interest2 | $50.00 | 5/21/2011 12:11:18 PM |
| gold-virtuoso | $62.00 | 5/21/2011 12:47:00 PM |
| dedicated-transaction796 | $27.10 | 5/21/2011 12:41:12 PM |
| extraordinary-interest1 | $50.00 | 5/21/2011 2:18:35 PM |
| tnjohnso | $25.00 | 5/21/2011 1:44:52 PM |
| ahempton | $25.00 | 5/21/2011 1:10:55 PM |
| GCInvestments | $30.00 | 5/21/2011 1:39:18 PM |
| helpishere777 | $25.00 | 5/21/2011 2:04:15 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:51:22 PM |
| LoisLoan | $25.00 | 5/21/2011 8:08:29 PM |
| integrity-electron9 | $25.00 | 5/22/2011 3:23:45 AM |
| jamiee73 | $25.00 | 5/22/2011 12:24:25 PM |
| IIP77 | $25.00 | 5/22/2011 12:27:56 PM |
| dbmurch | $25.00 | 5/22/2011 12:33:14 PM |
| smart-kindness8 | $50.00 | 5/22/2011 12:33:54 PM |
| sdkevin | $25.00 | 5/22/2011 12:34:27 PM |
| sensible-order2 | $100.00 | 5/22/2011 12:27:50 PM |
| Miklot | $50.00 | 5/22/2011 2:42:49 PM |
| deal-scientist5 | $25.00 | 5/22/2011 2:32:48 PM |
| craig1050 | $25.00 | 5/22/2011 10:09:01 PM |
| CoffeyvilleKS | $29.20 | 5/22/2011 5:57:43 PM |
| shomikaci | $25.00 | 5/22/2011 8:17:58 PM |
| mnmcarve | $30.16 | 5/22/2011 10:37:57 PM |
| theprince | $25.00 | 5/22/2011 11:28:17 PM |
| desertoasis | $30.00 | 5/23/2011 8:09:08 AM |
| Dad4563 | $50.00 | 5/23/2011 8:28:20 AM |
| MissionMicroFinance | $25.00 | 5/23/2011 8:44:22 AM |
| worth-blanket2 | $5,000.00 | 5/9/2011 11:06:48 AM |
| reflective-rupee | $25.00 | 5/9/2011 2:43:01 PM |
| reflective-rupee | $175.00 | 5/9/2011 2:46:54 PM |
| catamaran2024 | $25.00 | 5/11/2011 2:45:24 AM |
| grove064 | $100.00 | 5/11/2011 5:10:58 PM |
| Rogesparkguy | $25.00 | 5/13/2011 10:32:44 AM |
| diplomatic-wealth7 | $25.00 | 5/14/2011 1:04:48 PM |
| coin-bee1 | $25.00 | 5/14/2011 4:11:23 PM |
| Investoman | $75.00 | 5/15/2011 4:26:02 AM |
| jjswanso | $50.00 | 5/15/2011 6:04:21 AM |
| Jack55304 | $300.00 | 5/17/2011 10:22:07 AM |
| bonus-demon | $50.00 | 5/17/2011 7:13:21 PM |
| suave-dime6 | $25.00 | 5/19/2011 6:05:07 AM |
| chungfang | $25.00 | 5/19/2011 10:02:06 AM |
| Katburg | $25.00 | 5/19/2011 5:39:53 PM |
| antlr | $50.00 | 5/19/2011 9:45:42 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:50:16 AM |
| the-silver-blaster | $50.00 | 5/20/2011 9:59:20 AM |
| mercuriant | $25.00 | 5/20/2011 3:29:10 PM |
| riveting-wealth2 | $50.00 | 5/20/2011 5:55:22 PM |
| 6moonbeams | $50.00 | 5/20/2011 5:54:24 PM |
| NobisEst | $25.00 | 5/20/2011 5:54:33 PM |
| wwwUniversal | $25.00 | 5/21/2011 4:50:34 AM |
| treasure-bliss | $50.00 | 5/21/2011 4:50:02 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:15:35 AM |
| CAGE-Investments | $25.00 | 5/21/2011 10:17:35 AM |
| new-social-economist | $50.00 | 5/21/2011 11:45:59 AM |
| miamibeachloaner | $25.00 | 5/21/2011 11:33:58 AM |
| Trevor_C | $25.00 | 5/21/2011 12:29:48 PM |
| CA-Lender | $50.05 | 5/21/2011 12:45:21 PM |
| PleaseDontDefault | $50.00 | 5/21/2011 12:49:12 PM |
| nicklds | $25.00 | 5/21/2011 12:28:59 PM |
| SolarMoonshine | $25.00 | 5/21/2011 1:01:16 PM |
| reflective-rupee | $100.01 | 5/21/2011 1:21:45 PM |
| shred123 | $50.00 | 5/21/2011 1:03:55 PM |
| reflective-rupee | $200.01 | 5/21/2011 1:21:32 PM |
| autonomous-truth | $100.00 | 5/21/2011 12:52:30 PM |
| mlj0671 | $25.00 | 5/21/2011 1:44:26 PM |
| shrewd-income | $200.00 | 5/21/2011 1:22:15 PM |
| loss-of-control | $100.00 | 5/21/2011 3:17:14 PM |
| anton | $1,700.00 | 5/21/2011 1:59:25 PM |
| well-mannered-income3 | $40.00 | 5/21/2011 4:00:11 PM |
| Turtlebear44 | $25.00 | 5/21/2011 3:28:19 PM |
| officer8 | $25.00 | 5/21/2011 6:38:12 PM |
| genius520 | $50.00 | 5/22/2011 12:29:18 PM |
| pixeldave | $28.61 | 5/22/2011 12:23:49 PM |
| Rostov | $25.00 | 5/22/2011 2:28:35 PM |
| transparency-burger | $25.00 | 5/22/2011 3:48:24 PM |
| Weaverville | $50.00 | 5/22/2011 6:57:44 PM |
| newest-inspiring-power | $25.00 | 5/22/2011 9:18:43 PM |
| handy-justice | $100.00 | 5/22/2011 8:25:40 PM |
| jcholloway831 | $25.00 | 5/23/2011 3:33:12 AM |
| 103 Investments
|
Borrower Payment Dependent Notes Series
496162
This series of Notes was issued and sold upon the funding of the borrower loan #49557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $81.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $682 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| exec271 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting off right
I am a painter, and I have been getting a lot of good side job offers that I just don't have the necessary equipment to do.
I will be buying a spray pump, ladders, scaffold, etc.
The remaining money will be used to jump start an expense account for paint and such.
My financial situation: I work about 40-50 hours a week between two jobs, and on average I bring in over $500 a week. A ten hour side job usually brings in about $350-$500 profit.
I am a good candidate because I am a hard working determined person, and I can't wait to further myself financially.
Monthly net income: $2000
Monthly expenses: $900
Housing: $0
Insurance: $0
Car expenses: $550
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/18/2011 5:09:45 PM |
| 1 Investments
|
Borrower Payment Dependent Notes Series
498866
This series of Notes was issued and sold upon the funding of the borrower loan #49539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,300.76 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-04-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 12.63% |
Monthly payment:
| $378.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,619 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| zero2056 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Home Improvement on 2 Properties
The purpose of this loan request is to repaint and put new carpeting in the new home as well as repaint and put new flooring in our existing home. The existing home we currently live in is going to be kept and rented or leased to own to hopefully a small family that cannot qualify for home financing in the current mortgage lending environment.
My 2010 W-2 reports a gross salary of $117,745. I have been recently promoted at work, and my new base salary is now $120,000, with an annual bonus potential of an additional $30,000, for a total W-2 gross salary potential in 2011 of $150,000. I am employed as a senior executive at a regional commercial bank in the Midwest.
I thank you for reviewing this listing and look forward to your bid. Thank you for helping me and my family make needed repairs on our existing and new home this Spring.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-enthralling-coin | $50.00 | 5/4/2011 9:05:58 AM |
| availableloan | $25.00 | 5/4/2011 7:46:02 PM |
| reflective-rupee | $175.00 | 5/5/2011 11:45:45 AM |
| integrity-cowbell | $30.00 | 5/8/2011 4:26:11 AM |
| auction-elvis | $25.00 | 5/8/2011 11:54:57 AM |
| jpblan11 | $25.00 | 5/9/2011 1:44:32 PM |
| BxRealtor | $25.00 | 5/10/2011 5:34:44 PM |
| rescue | $100.00 | 5/10/2011 6:55:24 PM |
| math1973 | $50.00 | 5/11/2011 9:36:40 AM |
| first-upright-payout | $25.00 | 5/11/2011 5:14:59 PM |
| elasermd | $50.00 | 5/12/2011 9:16:34 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:42:21 AM |
| FigTree | $50.00 | 5/12/2011 2:20:20 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:00 PM |
| ahansen | $25.00 | 5/12/2011 4:04:48 PM |
| miamibeachloaner | $50.00 | 5/12/2011 5:28:28 PM |
| CharliesHobbies | $25.00 | 5/13/2011 10:42:17 AM |
| MadHun | $100.00 | 5/13/2011 5:10:15 PM |
| dedication-elixir | $50.00 | 5/14/2011 12:21:04 AM |
| lagnisiruk | $25.00 | 5/14/2011 8:19:49 AM |
| sappy02 | $25.00 | 5/15/2011 10:49:23 AM |
| KVEER | $25.00 | 5/15/2011 1:25:55 PM |
| the-silver-blaster | $50.00 | 5/16/2011 7:40:21 AM |
| superb-funds335 | $25.00 | 5/16/2011 9:20:59 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:47:03 AM |
| boater01 | $50.00 | 5/16/2011 10:30:09 AM |
| mangas | $50.00 | 5/16/2011 10:39:54 AM |
| lowrate | $50.00 | 5/16/2011 12:30:10 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:31:17 PM |
| Ripsaw4U | $50.00 | 5/16/2011 5:28:59 PM |
| bigphish | $50.00 | 5/16/2011 5:43:06 PM |
| BlackCat36 | $50.00 | 5/16/2011 5:39:23 PM |
| beaker | $50.00 | 5/16/2011 5:39:09 PM |
| cosmof16 | $25.00 | 5/16/2011 5:45:34 PM |
| camaraderi-atmosphere | $50.00 | 5/16/2011 5:42:03 PM |
| tlp43 | $50.00 | 5/16/2011 5:42:33 PM |
| invincible-dough | $50.00 | 5/16/2011 5:43:14 PM |
| the-enterprising-leverage | $25.00 | 5/16/2011 5:43:23 PM |
| sunnyboy_7478 | $50.00 | 5/16/2011 5:43:44 PM |
| first-euro-rapture | $25.00 | 5/16/2011 5:46:27 PM |
| rose88 | $50.00 | 5/16/2011 5:48:33 PM |
| haplender | $50.00 | 5/16/2011 5:55:05 PM |
| chekat | $25.00 | 5/17/2011 5:26:16 AM |
| mooselegs19 | $50.00 | 5/17/2011 8:33:04 AM |
| radiant-cash | $50.00 | 5/17/2011 8:47:56 AM |
| ksamba | $50.00 | 5/17/2011 9:32:13 AM |
| elegant-loot3 | $25.00 | 5/17/2011 9:40:54 AM |
| innocent-loot | $50.00 | 5/17/2011 10:19:31 AM |
| Mostyle | $25.00 | 5/17/2011 10:34:24 AM |
| reflective-cash0 | $50.00 | 5/17/2011 10:55:52 AM |
| b1geasy | $25.00 | 5/17/2011 11:29:09 AM |
| trustu | $50.00 | 5/17/2011 1:09:08 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 4:59:26 PM |
| Preteur | $25.00 | 5/17/2011 5:35:31 PM |
| p2p-paradise | $50.00 | 5/17/2011 5:35:57 PM |
| pseudokris | $25.00 | 5/17/2011 5:36:23 PM |
| the-profit-oracle | $25.00 | 5/17/2011 5:37:53 PM |
| systemlender | $50.00 | 5/17/2011 5:39:06 PM |
| money-bauble | $100.00 | 5/17/2011 5:36:17 PM |
| bazaar-utensil7 | $50.00 | 5/17/2011 5:36:38 PM |
| enriching-capital | $25.00 | 5/17/2011 5:48:15 PM |
| order-boomerang | $50.00 | 5/17/2011 5:43:32 PM |
| SanJoser | $25.00 | 5/17/2011 5:44:44 PM |
| icchok | $50.00 | 5/17/2011 5:42:02 PM |
| valiant-pound8 | $100.00 | 5/17/2011 6:30:36 PM |
| gravbox | $50.00 | 5/17/2011 6:31:39 PM |
| economy-mulberry7 | $50.00 | 5/17/2011 6:32:12 PM |
| visionary-community | $25.00 | 5/17/2011 5:47:04 PM |
| numero-uno643 | $25.00 | 5/17/2011 6:33:57 PM |
| yield-visionary4 | $50.00 | 5/17/2011 6:34:44 PM |
| Kame | $25.00 | 5/17/2011 6:35:03 PM |
| ingenious-diversification | $25.00 | 5/17/2011 6:36:49 PM |
| lostontheedge | $25.00 | 5/17/2011 6:37:50 PM |
| moola-cell3 | $50.00 | 5/17/2011 6:39:57 PM |
| Maccs55 | $50.00 | 5/17/2011 5:45:31 PM |
| top-basis-majesty | $50.00 | 5/17/2011 5:45:34 PM |
| busnssmn | $25.00 | 5/17/2011 5:47:01 PM |
| Rick21 | $50.00 | 5/17/2011 6:55:04 PM |
| loot-castanets | $25.00 | 5/17/2011 6:55:31 PM |
| RusRobo | $50.00 | 5/17/2011 6:56:08 PM |
| TennSquire | $50.00 | 5/17/2011 6:56:12 PM |
| wadeveloper | $50.00 | 5/17/2011 6:56:21 PM |
| resource777 | $50.00 | 5/17/2011 6:56:36 PM |
| runge2777 | $25.00 | 5/17/2011 6:56:43 PM |
| mike_banker | $50.00 | 5/17/2011 6:56:56 PM |
| rapid-loyalty1 | $25.00 | 5/17/2011 6:57:09 PM |
| htguan | $50.00 | 5/17/2011 5:49:33 PM |
| durable-auction0 | $50.00 | 5/17/2011 6:57:21 PM |
| soroxy | $25.00 | 5/17/2011 6:57:53 PM |
| lounges | $50.00 | 5/17/2011 6:30:18 PM |
| GrommetPosse | $50.00 | 5/17/2011 6:30:47 PM |
| integrity-trumpet | $100.00 | 5/17/2011 6:58:55 PM |
| dollar-missile3 | $25.00 | 5/17/2011 6:31:45 PM |
| comet55 | $25.00 | 5/17/2011 6:59:28 PM |
| computers-er | $25.00 | 5/17/2011 7:00:21 PM |
| power-explosion4 | $25.00 | 5/17/2011 6:34:05 PM |
| auction-turtle0 | $25.00 | 5/17/2011 6:34:33 PM |
| rss197 | $25.00 | 5/17/2011 7:00:39 PM |
| silver-fuse | $30.00 | 5/17/2011 6:34:55 PM |
| nex | $25.00 | 5/17/2011 6:35:32 PM |
| blooming-market | $25.00 | 5/17/2011 6:36:16 PM |
| museic1 | $50.00 | 5/17/2011 6:36:56 PM |
| numero-uno4 | $50.00 | 5/17/2011 6:30:32 PM |
| careful-note | $100.00 | 5/17/2011 6:37:47 PM |
| GCInvestments | $25.00 | 5/17/2011 6:32:28 PM |
| TSC | $50.00 | 5/17/2011 6:38:35 PM |
| social-comet7 | $25.00 | 5/17/2011 7:05:04 PM |
| allotment464 | $100.00 | 5/17/2011 6:34:18 PM |
| affluence-birdie7 | $35.00 | 5/17/2011 6:34:50 PM |
| loot-pursuit5 | $50.00 | 5/17/2011 6:35:09 PM |
| mtp | $50.00 | 5/17/2011 6:35:15 PM |
| felicity-maximizer | $25.00 | 5/17/2011 6:35:35 PM |
| Sixmil | $100.00 | 5/17/2011 6:35:47 PM |
| ursus | $100.00 | 5/17/2011 6:36:24 PM |
| orange-camaraderi-galaxy | $100.00 | 5/17/2011 6:36:43 PM |
| worldly-community3 | $50.00 | 5/17/2011 6:38:33 PM |
| bountiful-durability | $50.00 | 5/17/2011 6:38:38 PM |
| songbird98 | $50.00 | 5/17/2011 6:55:01 PM |
| inspired-investment8 | $100.00 | 5/17/2011 6:39:08 PM |
| bountiful-investment0 | $25.00 | 5/17/2011 6:55:11 PM |
| HappyToLoan | $25.00 | 5/17/2011 6:55:25 PM |
| exciting-fairness8 | $50.00 | 5/17/2011 6:41:20 PM |
| gold-lightning1 | $25.00 | 5/17/2011 6:56:29 PM |
| silver-wonder278 | $25.00 | 5/17/2011 6:56:39 PM |
| life-is-great | $25.00 | 5/17/2011 6:56:52 PM |
| credit-kahuna | $50.00 | 5/17/2011 6:57:14 PM |
| bazaar-hyperdrive3 | $50.00 | 5/17/2011 6:57:20 PM |
| friendly-social2 | $25.00 | 5/17/2011 6:55:28 PM |
| ericgassercom | $50.00 | 5/17/2011 6:58:41 PM |
| srspank24 | $50.00 | 5/17/2011 6:55:38 PM |
| compassionate-income5 | $25.00 | 5/17/2011 6:56:27 PM |
| anti-wall-st | $50.00 | 5/17/2011 6:56:37 PM |
| smart-kindness8 | $50.00 | 5/17/2011 7:00:26 PM |
| BaxterEvil | $25.00 | 5/17/2011 6:57:16 PM |
| krd_Chicago | $100.00 | 5/17/2011 7:00:29 PM |
| longtoulaoda | $50.00 | 5/17/2011 6:57:23 PM |
| ijspence | $25.00 | 5/17/2011 7:00:35 PM |
| klinebarger | $25.00 | 5/17/2011 7:00:37 PM |
| tranquil-diversification8 | $50.00 | 5/17/2011 7:02:13 PM |
| successful-agreement7 | $100.00 | 5/17/2011 7:03:11 PM |
| zeelender | $25.00 | 5/17/2011 7:04:04 PM |
| smilinsam | $50.00 | 5/17/2011 6:58:44 PM |
| PCGeekWI | $25.00 | 5/17/2011 6:58:49 PM |
| financial-frenzy | $50.00 | 5/17/2011 6:59:37 PM |
| gracej | $25.00 | 5/17/2011 7:06:27 PM |
| del30 | $25.00 | 5/17/2011 7:00:17 PM |
| loan-warrior | $25.00 | 5/17/2011 7:00:34 PM |
| brutusbone | $25.00 | 5/17/2011 7:00:41 PM |
| worth-dandelion | $100.00 | 5/17/2011 7:02:06 PM |
| bbrelo | $25.00 | 5/17/2011 7:02:41 PM |
| gain-gourd | $77.66 | 5/17/2011 7:04:41 PM |
| toblerone | $50.00 | 5/17/2011 7:05:10 PM |
| GrayStudio | $25.00 | 5/17/2011 7:06:20 PM |
| gain-kitten | $25.00 | 5/17/2011 7:12:14 PM |
| UT-Longhorn | $25.00 | 5/17/2011 7:30:29 PM |
| steiglends | $100.00 | 5/17/2011 7:12:57 PM |
| Aleut | $29.40 | 5/17/2011 7:25:33 PM |
| wwwUniversal | $25.00 | 5/17/2011 7:28:38 PM |
| Amused1 | $25.00 | 5/17/2011 7:33:58 PM |
| PatRichi | $25.00 | 5/17/2011 7:40:23 PM |
| hardwareman | $50.00 | 5/18/2011 4:23:05 AM |
| Wilvara | $50.00 | 5/17/2011 8:38:56 PM |
| adventure0 | $150.00 | 5/17/2011 8:43:42 PM |
| mehre | $50.00 | 5/18/2011 6:50:37 AM |
| trapper569 | $50.00 | 5/18/2011 4:43:29 AM |
| kalex752 | $25.00 | 5/18/2011 5:47:02 AM |
| KB4UF | $25.00 | 5/18/2011 6:59:01 AM |
| Slend49 | $25.00 | 5/18/2011 7:17:05 AM |
| Tradesmanlender | $25.00 | 5/4/2011 9:06:51 AM |
| bonus-demon | $25.00 | 5/4/2011 9:07:33 AM |
| reflective-rupee | $25.00 | 5/4/2011 9:51:51 AM |
| indomitable-coin | $50.00 | 5/4/2011 2:49:13 PM |
| JustMee | $25.00 | 5/4/2011 12:21:09 PM |
| Bank_Of_XL | $25.00 | 5/4/2011 1:09:34 PM |
| caring-hope2 | $50.00 | 5/4/2011 8:28:41 PM |
| hookUup | $29.02 | 5/5/2011 10:01:08 PM |
| p43600jw | $25.00 | 5/6/2011 10:04:30 AM |
| Peterman | $25.00 | 5/7/2011 3:43:11 AM |
| Interloper | $27.00 | 5/8/2011 1:31:25 PM |
| g314 | $30.00 | 5/9/2011 9:06:20 AM |
| Theodon | $25.00 | 5/9/2011 10:08:46 AM |
| Rogesparkguy | $25.00 | 5/9/2011 11:11:23 AM |
| Leopoldine | $25.00 | 5/9/2011 2:55:52 PM |
| AFairDeal | $50.00 | 5/9/2011 3:18:14 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:21:03 AM |
| payout-motivator0 | $75.00 | 5/11/2011 9:31:51 AM |
| chicco | $100.00 | 5/12/2011 12:55:11 PM |
| american6 | $100.00 | 5/12/2011 1:37:38 PM |
| mrbanker | $50.00 | 5/13/2011 9:59:17 AM |
| kulender | $50.00 | 5/13/2011 5:11:13 PM |
| Cai8899 | $30.00 | 5/14/2011 7:49:52 AM |
| brightest-dynamic-peace | $25.00 | 5/14/2011 9:59:45 AM |
| reinforced-investment4 | $25.00 | 5/14/2011 6:04:45 PM |
| goat361 | $50.00 | 5/15/2011 2:06:20 PM |
| BuffetRocks | $100.00 | 5/16/2011 9:21:16 AM |
| blue-nourishing-principal | $100.00 | 5/16/2011 10:01:54 AM |
| discrete-basis1 | $50.00 | 5/16/2011 10:34:21 AM |
| jt88 | $50.00 | 5/16/2011 10:35:42 AM |
| PThor | $25.00 | 5/16/2011 10:36:01 AM |
| damanq | $25.00 | 5/16/2011 10:36:15 AM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:38:01 PM |
| listing-trapper3 | $50.00 | 5/16/2011 3:09:44 PM |
| radforj22 | $25.00 | 5/16/2011 5:28:19 PM |
| MasterJin | $25.00 | 5/16/2011 5:29:11 PM |
| benjo | $50.00 | 5/16/2011 5:40:25 PM |
| Ivan2007 | $25.00 | 5/16/2011 5:45:55 PM |
| successful-wealth7 | $50.00 | 5/16/2011 5:42:21 PM |
| anwn | $50.00 | 5/16/2011 5:42:41 PM |
| flexible-value | $100.00 | 5/16/2011 5:43:33 PM |
| sociallender | $25.00 | 5/16/2011 5:46:20 PM |
| mangas | $50.00 | 5/16/2011 5:46:45 PM |
| basis-wizard8 | $50.00 | 5/16/2011 5:52:50 PM |
| doncm | $50.00 | 5/16/2011 5:49:06 PM |
| wonderful-return5 | $50.00 | 5/16/2011 5:51:41 PM |
| don8ter | $25.00 | 5/17/2011 2:40:21 AM |
| fcukciti | $25.00 | 5/17/2011 5:04:05 AM |
| bid-computer | $50.00 | 5/17/2011 5:49:12 AM |
| wayman | $50.00 | 5/17/2011 7:34:42 AM |
| Alpha-AssistU | $25.00 | 5/17/2011 9:31:07 AM |
| community-pipeline | $25.00 | 5/17/2011 9:34:55 AM |
| agreement-guild | $100.00 | 5/17/2011 9:47:03 AM |
| gardenofeden | $25.00 | 5/17/2011 10:34:51 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:37:17 AM |
| inspired-agreement | $50.00 | 5/17/2011 11:04:12 AM |
| venture30 | $50.00 | 5/17/2011 12:52:53 PM |
| Weaverville | $25.00 | 5/17/2011 1:19:14 PM |
| credit-high-five8 | $50.00 | 5/17/2011 12:53:01 PM |
| unassuming-capital3 | $50.00 | 5/17/2011 1:45:59 PM |
| andyb9 | $50.00 | 5/17/2011 5:27:13 PM |
| Cheburashka | $25.00 | 5/17/2011 5:27:57 PM |
| velocity-solo | $25.00 | 5/17/2011 5:28:14 PM |
| Cre8iveCash | $25.00 | 5/17/2011 5:28:18 PM |
| balanced-rupee | $50.00 | 5/17/2011 5:32:36 PM |
| excellent-leverage6 | $25.00 | 5/17/2011 5:38:03 PM |
| rmachi | $25.00 | 5/17/2011 5:35:17 PM |
| orange-courageous-dedication | $50.00 | 5/17/2011 5:36:25 PM |
| nikgod | $50.00 | 5/17/2011 5:41:47 PM |
| atope | $50.00 | 5/17/2011 5:41:56 PM |
| superpuppy | $50.00 | 5/17/2011 5:42:32 PM |
| molam4u | $50.00 | 5/17/2011 5:44:42 PM |
| brooklynjoe | $25.00 | 5/17/2011 5:43:23 PM |
| meenan | $25.00 | 5/17/2011 5:44:57 PM |
| circuitfive | $25.00 | 5/17/2011 6:31:03 PM |
| Icon_88 | $50.00 | 5/17/2011 6:31:53 PM |
| listing-demon | $50.00 | 5/17/2011 6:32:16 PM |
| jrbill1998 | $50.00 | 5/17/2011 6:34:31 PM |
| SnakeV | $25.00 | 5/17/2011 5:47:30 PM |
| klin | $50.00 | 5/17/2011 6:34:59 PM |
| shoedds | $50.00 | 5/17/2011 5:43:38 PM |
| transparent-transaction8 | $50.00 | 5/17/2011 6:36:03 PM |
| blue-lucrative-rate | $25.00 | 5/17/2011 6:36:11 PM |
| tender-integrity3 | $100.00 | 5/17/2011 6:37:23 PM |
| janus_god | $25.00 | 5/17/2011 5:44:50 PM |
| reward-tamale1 | $50.00 | 5/17/2011 5:45:11 PM |
| DrStaff | $30.00 | 5/17/2011 6:40:01 PM |
| astute-benjamins | $25.00 | 5/17/2011 6:41:03 PM |
| djh47a | $25.00 | 5/17/2011 6:41:46 PM |
| Oupa-George | $25.00 | 5/17/2011 5:47:00 PM |
| Flatfoot | $25.00 | 5/17/2011 5:47:06 PM |
| DrRKkids | $25.00 | 5/17/2011 5:51:32 PM |
| spursdog | $50.00 | 5/17/2011 6:54:59 PM |
| gold-disk | $50.00 | 5/17/2011 5:47:54 PM |
| currency-solo | $26.56 | 5/17/2011 6:55:14 PM |
| mobius404 | $25.00 | 5/17/2011 6:55:33 PM |
| 30Sky | $25.00 | 5/17/2011 6:56:11 PM |
| SAR-2 | $25.00 | 5/17/2011 5:48:20 PM |
| income-sage9 | $25.00 | 5/17/2011 6:56:18 PM |
| credit-meteor7 | $50.00 | 5/17/2011 6:56:30 PM |
| hopeful-point | $25.00 | 5/17/2011 6:56:40 PM |
| ideal-platinum1 | $50.00 | 5/17/2011 6:57:07 PM |
| the-unequivocal-pound | $50.00 | 5/17/2011 6:57:18 PM |
| jcjdingdong | $50.00 | 5/17/2011 6:58:00 PM |
| awe-inspiring-payment | $25.00 | 5/17/2011 6:30:24 PM |
| steves73 | $50.00 | 5/17/2011 6:58:21 PM |
| 1phantom | $25.00 | 5/17/2011 6:30:57 PM |
| MarinLoans | $25.00 | 5/17/2011 6:58:53 PM |
| revenue-serenity | $50.00 | 5/17/2011 6:59:30 PM |
| EricLender | $25.00 | 5/17/2011 6:32:19 PM |
| 108lender | $100.00 | 5/17/2011 6:33:50 PM |
| Reinadog9 | $25.00 | 5/17/2011 7:00:25 PM |
| kevin314 | $25.00 | 5/17/2011 6:34:27 PM |
| cathexis | $25.00 | 5/17/2011 7:00:32 PM |
| nimble-penny1 | $50.00 | 5/17/2011 6:34:36 PM |
| C_Mark | $50.00 | 5/17/2011 7:00:44 PM |
| Tomeus | $50.00 | 5/17/2011 6:35:21 PM |
| DavidCG | $25.00 | 5/17/2011 7:02:11 PM |
| majestic-repayment3 | $25.00 | 5/17/2011 6:35:38 PM |
| miked8303 | $25.00 | 5/17/2011 6:36:29 PM |
| Supernick | $50.00 | 5/17/2011 6:36:53 PM |
| objective-investor | $250.00 | 5/17/2011 6:37:02 PM |
| cablenews | $75.00 | 5/17/2011 6:32:24 PM |
| justice-circuitry0 | $50.00 | 5/17/2011 6:32:36 PM |
| p2ploan-embrace6 | $50.00 | 5/17/2011 6:33:17 PM |
| Ocean713 | $50.00 | 5/17/2011 6:34:02 PM |
| happyaric | $50.00 | 5/17/2011 6:34:23 PM |
| unrivaled-income5 | $50.00 | 5/17/2011 6:35:06 PM |
| yield-seeker | $25.00 | 5/17/2011 6:36:32 PM |
| IIP77 | $25.00 | 5/17/2011 7:07:39 PM |
| efficient-treasure0 | $25.00 | 5/17/2011 6:36:41 PM |
| platinum-admiral8 | $50.00 | 5/17/2011 6:38:31 PM |
| deal-guardian1 | $50.00 | 5/17/2011 6:38:37 PM |
| Tech-Entrepreneur | $25.00 | 5/17/2011 6:38:43 PM |
| calkidd05 | $25.00 | 5/17/2011 6:54:56 PM |
| genius520 | $50.00 | 5/17/2011 7:10:06 PM |
| MoneyMA | $25.00 | 5/17/2011 6:55:48 PM |
| cmg891 | $25.00 | 5/17/2011 6:56:34 PM |
| _wally_ | $50.00 | 5/17/2011 6:56:50 PM |
| peace-maximizer8 | $25.00 | 5/17/2011 6:57:01 PM |
| narblark | $50.00 | 5/17/2011 6:57:13 PM |
| a-sharp-revenue | $50.00 | 5/17/2011 6:57:17 PM |
| jalapeno2 | $25.00 | 5/17/2011 6:57:26 PM |
| Willylump | $25.00 | 5/17/2011 6:57:40 PM |
| Chakma | $25.00 | 5/17/2011 6:55:16 PM |
| Azonic21 | $25.00 | 5/17/2011 6:56:01 PM |
| johntims | $25.00 | 5/17/2011 6:56:16 PM |
| silverloan | $26.12 | 5/17/2011 6:56:31 PM |
| agreement-network | $50.00 | 5/17/2011 7:12:55 PM |
| rockstar78 | $50.00 | 5/17/2011 6:56:46 PM |
| stanbalwight4 | $25.00 | 5/17/2011 7:00:14 PM |
| first-pragmatic-note | $50.00 | 5/17/2011 6:57:11 PM |
| dedication-point | $25.00 | 5/17/2011 7:00:28 PM |
| favorite-deal6 | $25.00 | 5/17/2011 6:57:19 PM |
| skuba | $50.00 | 5/17/2011 7:00:31 PM |
| red-robust-bid | $50.00 | 5/17/2011 7:00:36 PM |
| GElender | $25.00 | 5/17/2011 7:02:09 PM |
| payment-jalapeno9 | $50.00 | 5/17/2011 6:58:47 PM |
| community-spartan | $50.00 | 5/17/2011 6:58:51 PM |
| peace-cadence | $25.00 | 5/17/2011 7:00:11 PM |
| CardCapDude | $50.00 | 5/17/2011 7:00:33 PM |
| loyalty-sherpa | $25.00 | 5/17/2011 7:00:40 PM |
| hostbank | $100.00 | 5/17/2011 7:02:04 PM |
| best-basis-trooper | $50.00 | 5/17/2011 7:02:12 PM |
| TelegramSam | $25.00 | 5/17/2011 7:02:18 PM |
| asya | $30.00 | 5/17/2011 7:30:20 PM |
| Banker7371 | $25.00 | 5/17/2011 7:41:35 PM |
| wtrboy | $50.00 | 5/18/2011 3:38:13 AM |
| excellent-hope | $25.00 | 5/17/2011 8:53:55 PM |
| Attract | $25.00 | 5/18/2011 12:08:04 AM |
| DLUVLY1 | $50.00 | 5/18/2011 3:27:42 AM |
| anton | $2,400.00 | 5/18/2011 8:43:20 AM |
| TommyTucker | $50.00 | 5/18/2011 8:56:29 AM |
| Tesseract | $95.00 | 5/18/2011 7:31:59 AM |
| 342 Investments
|
Borrower Payment Dependent Notes Series
502250
This series of Notes was issued and sold upon the funding of the borrower loan #49601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $274.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,731 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| responsibility-bopper5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2010)
|
|
Principal balance:
| $7,650.48 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt Consolidation 2011
Purpose of loan: To further consolidate credit card debt
This loan will be used to pay off 2 high interest credit cards to a zero balance.
My financial situation: Very good. Ten years at my present job, and a 2% raise should be coming later this year.
I am a good candidate for this loan because I am already a satisfied Prosper borrower, and have paid off 12 months of my current 36 month loan. All payments have been fully made on time for 12 months, with 24 months left.
Monthly net income: $3600.00
Monthly expenses: $3040.00
Housing: $900.00
Insurance: $ N/A
Car expenses: $ 75.00 for zip car per month
Utilities: $ 65.00
Phone, cable, internet: $ 250.00
Food, entertainment: $ 500.00
Clothing, household expenses: $ 250.00
Credit cards and other loans: $ 800.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/18/2011 5:10:55 PM |
| tech310 | $50.00 | 5/18/2011 5:13:57 PM |
| golffish2 | $50.00 | 5/19/2011 3:56:47 AM |
| CASSHMAN | $100.00 | 5/19/2011 9:57:46 AM |
| grnii78 | $100.00 | 5/19/2011 10:32:31 AM |
| jjswanso | $40.00 | 5/19/2011 5:32:47 PM |
| loss-of-control | $100.00 | 5/19/2011 5:42:09 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:55:49 PM |
| green-unrivaled-felicity | $25.00 | 5/19/2011 7:37:26 PM |
| thankful-nickel2 | $25.00 | 5/20/2011 5:14:52 AM |
| economy-coup | $100.00 | 5/20/2011 12:09:10 AM |
| tranquil-gain1 | $100.00 | 5/20/2011 9:48:52 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:39 AM |
| Mad_Scientist | $30.00 | 5/20/2011 11:52:48 AM |
| skidoo99 | $33.25 | 5/20/2011 11:56:40 AM |
| bonus-seahorse | $50.00 | 5/20/2011 11:32:20 AM |
| income-awakening6 | $25.00 | 5/20/2011 11:39:15 AM |
| 2grindstones | $25.00 | 5/18/2011 6:18:30 PM |
| reflective-rupee | $200.00 | 5/18/2011 8:01:49 PM |
| janeybooboo | $200.00 | 5/18/2011 10:42:10 PM |
| worth-blanket2 | $4,900.00 | 5/19/2011 9:24:07 AM |
| JustMee | $25.00 | 5/19/2011 9:27:13 AM |
| brightest-dignified-penny | $25.00 | 5/19/2011 10:46:08 AM |
| openness-antioxidant | $100.00 | 5/19/2011 1:20:59 PM |
| jstefans | $25.00 | 5/19/2011 2:46:22 PM |
| yf99yz | $30.00 | 5/19/2011 9:49:29 PM |
| worldly-income2 | $50.00 | 5/20/2011 8:16:42 AM |
| Danylostefan | $50.00 | 5/20/2011 11:28:55 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:36:04 AM |
| shrewd-income | $110.97 | 5/20/2011 11:43:54 AM |
| thegreatstrafe | $25.00 | 5/20/2011 12:04:24 PM |
| taal1 | $25.00 | 5/20/2011 12:10:13 PM |
| Untiedshu | $55.78 | 5/20/2011 12:12:10 PM |
| VillageLending | $100.00 | 5/20/2011 11:33:13 AM |
| seabass123 | $25.00 | 5/20/2011 11:54:34 AM |
| whatreality | $25.00 | 5/20/2011 12:01:12 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
503552
This series of Notes was issued and sold upon the funding of the borrower loan #49504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $534.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 10y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,010 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| well-rounded-leverage3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
740-759
(Apr-2010)
|
|
Principal balance:
| $3,746.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Debt Consolidation
Monthly net income: 1800
Housing: 200.00 $
Insurance:56.00 $
Car expenses: 120.00
Utilities:80.00
Phone, cable, internet: 300.00
Food, entertainment: $125.00
Clothing, household expenses: 75.00
Credit cards and other loans: 559.00 ( This will be absorbed by the new loan)
I have one credit card at $4600
One lending club loan at $5100
Another prosper loan at $3800.00
Payment for credit card is 124.00 minimum
Payment for lending club is 301.04 per month
Payment for prosper is 159.00 per month
I have been employed with city government for 11 years and have a union contract with number one in seniority. I would like to become debt free in three years due to medical bills and dental bills I had to rely on credit cards to avoid bankruptcy.
I have been paying on lending club for almost 2 years out of a 3 year loan with no missed payments
Prosper I have been paying almost one year with no missed payments
Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/16/2011 9:00:56 AM |
| janeybooboo | $51.00 | 5/16/2011 9:00:52 AM |
| tech310 | $50.00 | 5/16/2011 9:02:26 AM |
| Tradesmanlender | $35.00 | 5/16/2011 9:02:58 AM |
| worth-blanket2 | $5,000.00 | 5/16/2011 9:43:56 AM |
| Interloper | $27.00 | 5/17/2011 5:50:25 PM |
| irrelevant | $25.00 | 5/17/2011 7:43:52 PM |
| tranquil-gain1 | $100.00 | 5/18/2011 8:41:18 AM |
| JustMee | $25.00 | 5/18/2011 5:33:54 PM |
| tinoepang | $25.00 | 5/19/2011 11:59:37 AM |
| octoberfresh | $25.00 | 5/19/2011 12:06:18 PM |
| coin-amigo | $28.79 | 5/19/2011 12:01:36 PM |
| PleaseDontDefault | $50.00 | 5/19/2011 12:56:08 PM |
| designer_10 | $25.00 | 5/19/2011 12:16:09 PM |
| kindness-jedi | $50.00 | 5/19/2011 12:55:03 PM |
| chungfang | $100.00 | 5/19/2011 1:24:34 PM |
| treasure-brigade | $25.00 | 5/19/2011 1:13:09 PM |
| Astyanax | $100.00 | 5/19/2011 1:12:46 PM |
| open-minded-value7 | $25.00 | 5/19/2011 1:28:45 PM |
| the-charming-integrity | $40.00 | 5/19/2011 1:36:12 PM |
| reflective-rupee | $25.01 | 5/19/2011 1:41:28 PM |
| bold-attentive-listing | $25.00 | 5/19/2011 1:42:06 PM |
| whatreality | $25.00 | 5/19/2011 1:45:29 PM |
| exuberant-dime | $78.01 | 5/19/2011 1:48:38 PM |
| market-giraffe7 | $100.00 | 5/19/2011 1:50:47 PM |
| Preferred-Lender | $25.00 | 5/19/2011 1:49:53 PM |
| UBOtto186 | $50.00 | 5/19/2011 2:06:37 PM |
| randsenterprise | $25.00 | 5/19/2011 2:20:11 PM |
| brainy-repayment5 | $68.53 | 5/19/2011 3:04:08 PM |
| top-tranquil-justice | $25.00 | 5/19/2011 2:33:08 PM |
| diversification-balancer870 | $50.00 | 5/19/2011 2:36:56 PM |
| jeremy20 | $25.00 | 5/19/2011 3:11:31 PM |
| Kyne | $59.54 | 5/19/2011 2:46:51 PM |
| integrity-doctor | $100.00 | 5/19/2011 2:55:31 PM |
| Sierrahh | $500.00 | 5/19/2011 3:45:08 PM |
| the-discrete-income | $100.00 | 5/19/2011 2:59:33 PM |
| Kyileo | $25.00 | 5/19/2011 3:05:06 PM |
| ddog0224 | $100.00 | 5/19/2011 3:58:31 PM |
| forthright-platinum | $25.00 | 5/19/2011 5:01:51 PM |
| treasure-trader | $28.00 | 5/19/2011 4:51:09 PM |
| buffalobills | $25.00 | 5/19/2011 5:16:34 PM |
| Gibbyland | $250.00 | 5/19/2011 5:17:07 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:16:20 PM |
| EarlyRiser | $250.00 | 5/19/2011 5:31:28 PM |
| starry2001 | $25.00 | 5/19/2011 5:31:30 PM |
| riveting-wealth2 | $200.00 | 5/19/2011 5:41:03 PM |
| mammalian4 | $25.00 | 5/19/2011 6:06:15 PM |
| capital-web7 | $50.00 | 5/19/2011 7:07:24 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 7:29:47 PM |
| commerce-renewal | $500.00 | 5/19/2011 7:05:29 PM |
| anarchy1985 | $54.43 | 5/19/2011 6:56:40 PM |
| 1willray | $25.00 | 5/19/2011 7:50:02 PM |
| first-serene-credit | $25.00 | 5/19/2011 8:15:52 PM |
| Majianlord | $50.00 | 5/19/2011 8:26:05 PM |
| brightest-income-hunter | $50.00 | 5/19/2011 8:42:33 PM |
| debt-patriot | $25.00 | 5/19/2011 8:47:19 PM |
| Melander | $50.00 | 5/19/2011 11:13:07 PM |
| FWF-kinetic | $71.00 | 5/19/2011 9:01:57 PM |
| thorough-payout8 | $25.00 | 5/19/2011 10:22:30 PM |
| safe-kindness5 | $25.00 | 5/19/2011 9:51:17 PM |
| diversification-medalist | $25.00 | 5/19/2011 11:47:07 PM |
| buyusell | $25.00 | 5/19/2011 10:16:54 PM |
| cash-reaction2 | $50.00 | 5/20/2011 4:49:27 AM |
| vishal29 | $25.00 | 5/19/2011 11:13:34 PM |
| momentous-coin | $60.00 | 5/19/2011 11:45:22 PM |
| oxnard | $25.00 | 5/20/2011 6:04:51 AM |
| afmentor | $50.00 | 5/20/2011 12:42:58 AM |
| bid-carrier0 | $50.00 | 5/20/2011 1:55:14 AM |
| market-trooper3 | $50.00 | 5/20/2011 7:23:51 AM |
| sparkling-contract7 | $25.00 | 5/20/2011 4:06:41 AM |
| rapid-currency | $25.00 | 5/20/2011 7:40:15 AM |
| sappy02 | $25.00 | 5/20/2011 5:43:52 AM |
| a-leverage-investor | $125.00 | 5/20/2011 4:26:01 AM |
| hopeful-benjamins3 | $25.45 | 5/20/2011 6:05:19 AM |
| The-Lighthouse-Group | $25.00 | 5/20/2011 5:06:55 AM |
| P2P4me | $100.00 | 5/20/2011 6:06:24 AM |
| sappy02 | $50.00 | 5/20/2011 5:35:17 AM |
| Jloaner | $160.78 | 5/20/2011 6:43:05 AM |
| GElender | $25.00 | 5/20/2011 6:13:41 AM |
| rubylender | $50.00 | 5/20/2011 6:59:22 AM |
| Mad_Scientist | $45.00 | 5/20/2011 6:16:19 AM |
| new-transaction-wrangler | $100.00 | 5/20/2011 7:12:39 AM |
| credit-observatory | $25.00 | 5/20/2011 7:52:28 AM |
| jubilant-agreement0 | $25.00 | 5/16/2011 9:53:50 AM |
| janeybooboo | $49.00 | 5/16/2011 11:29:54 AM |
| BuildingShanghai | $58.12 | 5/17/2011 7:05:59 PM |
| kulender | $50.00 | 5/18/2011 6:02:32 PM |
| rdav | $30.11 | 5/19/2011 12:02:54 PM |
| motivator72 | $25.00 | 5/19/2011 12:55:38 PM |
| openness-antioxidant | $100.00 | 5/19/2011 12:27:49 PM |
| toomanyfishtanks | $25.00 | 5/19/2011 12:58:43 PM |
| GCInvestments | $30.00 | 5/19/2011 12:36:59 PM |
| honorable-durability0 | $35.00 | 5/19/2011 1:00:23 PM |
| orangetrust | $55.00 | 5/19/2011 12:56:39 PM |
| Kaj | $25.00 | 5/19/2011 1:07:44 PM |
| adub1979 | $50.00 | 5/19/2011 1:30:34 PM |
| new-dollar-sprout | $53.98 | 5/19/2011 1:42:21 PM |
| DudeRanch | $32.20 | 5/19/2011 1:25:14 PM |
| Make_it_Rain | $126.90 | 5/19/2011 1:27:30 PM |
| suave-dime6 | $25.00 | 5/19/2011 1:47:32 PM |
| responsibility-wind6 | $30.57 | 5/19/2011 1:48:24 PM |
| chameleon125 | $25.00 | 5/19/2011 2:14:46 PM |
| oreyedoc | $50.00 | 5/19/2011 3:11:12 PM |
| zokiz | $50.00 | 5/19/2011 2:52:25 PM |
| novice-speculator | $25.00 | 5/19/2011 3:49:36 PM |
| optionscashflow | $25.00 | 5/19/2011 3:10:06 PM |
| Frugal | $25.00 | 5/19/2011 4:07:23 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:24:24 PM |
| GeelongTrader | $55.25 | 5/19/2011 4:40:08 PM |
| FinanceEngine | $50.00 | 5/19/2011 3:49:45 PM |
| loss-of-control | $50.00 | 5/19/2011 4:54:00 PM |
| jett45 | $50.00 | 5/19/2011 4:11:18 PM |
| williamdkit | $33.36 | 5/19/2011 4:16:52 PM |
| whitegold24k | $150.00 | 5/19/2011 4:17:54 PM |
| power-bluebird2 | $50.00 | 5/19/2011 4:04:44 PM |
| benefit-trident | $25.00 | 5/19/2011 4:27:31 PM |
| hookUup | $29.40 | 5/19/2011 4:16:08 PM |
| msmlender | $27.30 | 5/19/2011 4:16:26 PM |
| brightest-luminous-cash9 | $25.00 | 5/19/2011 4:50:45 PM |
| Helenska11 | $50.00 | 5/19/2011 5:16:26 PM |
| VillageLending | $100.00 | 5/19/2011 5:23:07 PM |
| NiceNate | $100.00 | 5/19/2011 5:43:47 PM |
| richmondcowboy | $25.00 | 5/19/2011 6:15:07 PM |
| Shawn95187 | $148.11 | 5/19/2011 6:24:34 PM |
| the-money-gargantuan | $25.00 | 5/19/2011 6:11:58 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:57:13 PM |
| Imaginos1892 | $100.00 | 5/19/2011 7:18:23 PM |
| drtxmac | $50.00 | 5/19/2011 6:27:27 PM |
| convergentthinker | $25.00 | 5/19/2011 6:52:18 PM |
| competent-p2p | $28.52 | 5/19/2011 7:57:30 PM |
| unafraid-return496 | $75.00 | 5/19/2011 7:16:16 PM |
| wise-benjamins-fortress | $25.00 | 5/19/2011 7:20:51 PM |
| engbusres | $40.00 | 5/19/2011 7:52:46 PM |
| shrewd-income | $50.00 | 5/19/2011 7:30:40 PM |
| pthighs | $50.00 | 5/19/2011 9:53:00 PM |
| TZENGTZENG | $39.71 | 5/19/2011 10:29:18 PM |
| credit-kahuna | $50.00 | 5/19/2011 11:53:18 PM |
| aznatama | $50.00 | 5/20/2011 12:23:36 AM |
| wonderous-power | $25.00 | 5/20/2011 4:26:56 AM |
| lenderRXT | $30.00 | 5/20/2011 4:53:19 AM |
| the-platinum-entrepreneur | $29.05 | 5/20/2011 12:20:18 AM |
| truelumen | $25.00 | 5/20/2011 4:16:27 AM |
| LiveNow | $25.00 | 5/20/2011 5:00:08 AM |
| Cory79 | $31.61 | 5/20/2011 6:21:03 AM |
| the-bill-gatherer | $50.00 | 5/20/2011 5:48:30 AM |
| dynrep | $25.00 | 5/20/2011 6:41:37 AM |
| TabascoKat | $28.98 | 5/20/2011 6:34:09 AM |
| anton | $1,351.00 | 5/20/2011 8:32:05 AM |
| worldly-income2 | $25.00 | 5/20/2011 8:08:03 AM |
| careful-note1 | $25.00 | 5/20/2011 8:31:26 AM |
| anton | $0.39 | 5/20/2011 8:32:20 AM |
| vkb1982 | $68.90 | 5/20/2011 8:09:07 AM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
503756
This series of Notes was issued and sold upon the funding of the borrower loan #49578, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,750.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $525.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,285 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| yield-zoomer |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Apr-2011)
740-759
(Jun-2010)
660-679
(Oct-2009)
|
|
Principal balance:
| $2,431.19 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Getting married this year!
I will be using this loan to pay off a Visa credit card and my last student loan. The rest of the money is going to help pay for our wedding and our honeymoon to the Atlantis Resort in the Bahamas!
I am a great candidate for this loan because I have always paid my bills early and have never missed a loan/credit card payment. I pride myself in keeping a good credit profile. I have a small Prosper loan out right now that I have been overpaying on for nearly a year now.
My fiancee and I both have great steady jobs (I am a casino dealer and she is a registered nurse) and our bills are very manageable. We have no children. She pays the mortgage ($950) and I take care of my car loan, insurance, cell phone, and groceries/utilities ($800). Our Gross Income combined is around $7500 a month and our Net Income is about $5500 a month so fitting this loan into our monthly bills will be no problem whatsoever!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/16/2011 9:00:58 AM |
| Tradesmanlender | $35.00 | 5/16/2011 9:03:05 AM |
| worth-blanket2 | $5,000.00 | 5/16/2011 9:44:27 AM |
| ingenious-deal6 | $25.00 | 5/16/2011 10:25:26 AM |
| Interloper | $27.00 | 5/17/2011 5:50:27 PM |
| irrelevant | $25.00 | 5/17/2011 7:43:55 PM |
| economy-popcorn | $25.00 | 5/19/2011 10:27:24 AM |
| octoberfresh | $25.00 | 5/19/2011 12:04:41 PM |
| payment-jalapeno9 | $100.00 | 5/19/2011 12:13:36 PM |
| kindness-jedi | $50.00 | 5/19/2011 12:55:54 PM |
| Astyanax | $100.00 | 5/19/2011 1:14:00 PM |
| PleaseDontDefault | $50.00 | 5/19/2011 12:57:51 PM |
| the-charming-integrity | $32.13 | 5/19/2011 1:37:46 PM |
| Mocaba | $80.00 | 5/19/2011 1:52:40 PM |
| agent86a | $25.00 | 5/19/2011 1:26:16 PM |
| broomfieldbucks | $25.00 | 5/19/2011 1:30:46 PM |
| bold-attentive-listing | $25.00 | 5/19/2011 1:42:53 PM |
| ams294 | $75.00 | 5/19/2011 1:52:49 PM |
| blissful-penny | $100.44 | 5/19/2011 2:43:56 PM |
| Kaj | $25.00 | 5/19/2011 2:37:09 PM |
| optionscashflow | $25.00 | 5/19/2011 3:11:33 PM |
| innocent-liberty6 | $50.00 | 5/19/2011 2:40:31 PM |
| CBO-Enterprise | $100.00 | 5/19/2011 3:26:48 PM |
| organized-dedication9 | $25.91 | 5/19/2011 3:30:08 PM |
| jim95762 | $100.00 | 5/19/2011 3:46:51 PM |
| FinanceEngine | $50.00 | 5/19/2011 3:50:46 PM |
| jett45 | $50.00 | 5/19/2011 4:11:40 PM |
| blue111 | $25.00 | 5/19/2011 5:13:17 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:17:22 PM |
| EarlyRiser | $300.00 | 5/19/2011 5:32:12 PM |
| eloquent-money2 | $50.00 | 5/19/2011 5:49:53 PM |
| mammalian4 | $25.00 | 5/19/2011 6:04:49 PM |
| szetheli | $132.00 | 5/19/2011 6:25:09 PM |
| Whitey | $25.00 | 5/19/2011 7:15:35 PM |
| Imaginos1892 | $100.00 | 5/19/2011 7:19:04 PM |
| diverse-benjamins | $25.00 | 5/19/2011 10:37:49 PM |
| vishal29 | $50.00 | 5/19/2011 11:47:32 PM |
| thankful-nickel2 | $25.00 | 5/20/2011 5:08:14 AM |
| a-fund-doctor | $25.00 | 5/19/2011 11:12:48 PM |
| oxnard | $25.00 | 5/20/2011 6:05:24 AM |
| aznatama | $100.00 | 5/20/2011 12:25:51 AM |
| bid-carrier0 | $29.21 | 5/20/2011 1:55:43 AM |
| cash-reaction2 | $50.00 | 5/20/2011 4:50:29 AM |
| market-trooper3 | $50.00 | 5/20/2011 7:22:43 AM |
| market-pudding | $25.00 | 5/20/2011 4:08:29 AM |
| LiveNow | $25.00 | 5/20/2011 5:05:09 AM |
| Tikibarman | $75.00 | 5/20/2011 6:06:10 AM |
| new-transaction-wrangler | $200.00 | 5/20/2011 7:15:28 AM |
| hudget | $27.50 | 5/20/2011 8:05:11 AM |
| income-rocker2 | $106.44 | 5/20/2011 9:07:19 AM |
| cunning-compassion1 | $25.00 | 5/20/2011 8:51:28 AM |
| SkyLoan | $30.00 | 5/20/2011 9:43:31 AM |
| jazzlender | $25.00 | 5/20/2011 9:48:28 AM |
| epall | $25.00 | 5/20/2011 9:54:32 AM |
| coin-popcorn | $25.00 | 5/20/2011 10:26:57 AM |
| drtomc | $100.00 | 5/20/2011 10:27:45 AM |
| magnificent-asset3 | $25.00 | 5/20/2011 10:41:18 AM |
| nickel-cocktail | $200.00 | 5/20/2011 11:01:37 AM |
| vtrentster | $25.00 | 5/20/2011 11:16:02 AM |
| drtxmac | $45.79 | 5/20/2011 11:06:11 AM |
| JMY1 | $50.00 | 5/20/2011 12:23:26 PM |
| trumpeter7 | $50.00 | 5/20/2011 12:34:24 PM |
| chinolatino | $100.00 | 5/20/2011 12:48:07 PM |
| peace-missile | $41.42 | 5/20/2011 12:50:08 PM |
| 420limo | $50.00 | 5/20/2011 2:52:03 PM |
| orange-ferocious-loyalty | $100.00 | 5/20/2011 1:05:45 PM |
| Gobsek | $25.00 | 5/20/2011 1:14:37 PM |
| elbastador | $25.00 | 5/20/2011 3:16:50 PM |
| mykkai | $25.00 | 5/20/2011 1:51:15 PM |
| the-credit-bauble | $25.00 | 5/20/2011 2:08:04 PM |
| commanding-income774 | $25.00 | 5/20/2011 2:23:57 PM |
| Chewbaca | $25.00 | 5/20/2011 2:27:02 PM |
| loan-oasis4 | $50.00 | 5/20/2011 2:12:42 PM |
| beest | $44.43 | 5/20/2011 3:59:04 PM |
| worldly-income2 | $25.00 | 5/20/2011 3:26:48 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:29:07 PM |
| jonmars | $25.00 | 5/20/2011 3:52:18 PM |
| woohoo | $25.00 | 5/20/2011 9:34:21 AM |
| tech310 | $50.00 | 5/16/2011 9:02:28 AM |
| reflective-rupee | $25.00 | 5/16/2011 10:00:45 AM |
| SolarMoonshine | $25.00 | 5/16/2011 10:16:06 AM |
| reflective-rupee | $175.00 | 5/17/2011 11:30:22 PM |
| tranquil-gain1 | $100.00 | 5/18/2011 8:43:12 AM |
| kulender | $50.00 | 5/18/2011 7:00:27 PM |
| seabass123 | $30.00 | 5/19/2011 12:18:04 PM |
| openness-antioxidant | $100.00 | 5/19/2011 12:28:44 PM |
| janeybooboo | $200.00 | 5/19/2011 1:05:40 PM |
| toomanyfishtanks | $50.00 | 5/19/2011 1:01:33 PM |
| MDJAX67 | $75.00 | 5/19/2011 1:11:10 PM |
| xrycac | $25.00 | 5/19/2011 1:03:56 PM |
| rockerZ71 | $30.00 | 5/19/2011 1:00:29 PM |
| MDTSmallTimeLender | $100.00 | 5/19/2011 1:32:49 PM |
| Bill88 | $25.00 | 5/19/2011 1:22:08 PM |
| chungfang | $50.00 | 5/19/2011 1:25:54 PM |
| PositiveCarry | $50.00 | 5/19/2011 1:33:53 PM |
| 108lender | $500.00 | 5/19/2011 1:35:12 PM |
| whatreality | $30.00 | 5/19/2011 1:46:19 PM |
| the-serene-transaction | $50.00 | 5/19/2011 1:52:50 PM |
| worldly-income2 | $25.00 | 5/19/2011 2:46:24 PM |
| integrity-doctor | $100.00 | 5/19/2011 2:59:36 PM |
| the-discrete-income | $100.00 | 5/19/2011 3:01:26 PM |
| zokiz | $50.00 | 5/19/2011 2:53:31 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:24:55 PM |
| oreyedoc | $50.00 | 5/19/2011 3:26:21 PM |
| novice-speculator | $25.00 | 5/19/2011 3:47:23 PM |
| heavenly-social1 | $50.00 | 5/19/2011 4:11:56 PM |
| benefit-trident | $25.00 | 5/19/2011 4:13:08 PM |
| ddog0224 | $100.00 | 5/19/2011 4:00:26 PM |
| hookUup | $29.40 | 5/19/2011 4:19:52 PM |
| tweetys | $30.00 | 5/19/2011 4:05:56 PM |
| loss-of-control | $50.00 | 5/19/2011 4:56:36 PM |
| emergeo | $62.45 | 5/19/2011 5:38:18 PM |
| courteous-deal114 | $35.00 | 5/19/2011 6:35:03 PM |
| flanative | $100.00 | 5/19/2011 6:50:51 PM |
| trade-caper | $25.00 | 5/19/2011 7:19:50 PM |
| numero-uno4 | $50.00 | 5/19/2011 6:31:57 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:57:14 PM |
| convergentthinker | $25.00 | 5/19/2011 6:51:44 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 7:31:59 PM |
| West_End_Local | $25.00 | 5/19/2011 7:55:22 PM |
| Majianlord | $50.00 | 5/19/2011 8:37:24 PM |
| first-serene-credit | $25.00 | 5/19/2011 8:20:35 PM |
| FWF-kinetic | $70.91 | 5/19/2011 9:02:32 PM |
| djkaiser | $49.86 | 5/19/2011 9:22:27 PM |
| pthighs | $50.00 | 5/19/2011 9:53:33 PM |
| credit-bliss8 | $25.00 | 5/20/2011 12:39:14 AM |
| a-leverage-investor | $75.00 | 5/20/2011 4:31:55 AM |
| PAULBOT | $51.21 | 5/19/2011 10:21:33 PM |
| Nerdster1 | $25.10 | 5/20/2011 4:47:39 AM |
| sappy02 | $50.00 | 5/20/2011 5:35:38 AM |
| momentous-coin | $75.00 | 5/19/2011 11:41:18 PM |
| travels536 | $25.00 | 5/20/2011 5:49:52 AM |
| P2P4me | $100.00 | 5/20/2011 6:09:05 AM |
| treasure-brigade | $25.00 | 5/20/2011 6:48:08 AM |
| finance-symphony7 | $50.00 | 5/20/2011 7:33:08 AM |
| VillageLending | $60.00 | 5/20/2011 7:59:09 AM |
| excellent-truth9 | $25.00 | 5/20/2011 6:38:25 AM |
| wise-benjamins-fortress | $25.00 | 5/20/2011 6:06:23 AM |
| careful-note1 | $25.00 | 5/20/2011 8:32:52 AM |
| Grandma527 | $25.00 | 5/20/2011 8:11:34 AM |
| worldly-income2 | $25.00 | 5/20/2011 8:07:37 AM |
| darcyw1 | $25.00 | 5/20/2011 8:34:32 AM |
| best-lean-yield | $50.00 | 5/20/2011 9:54:17 AM |
| equallender | $50.84 | 5/20/2011 9:58:44 AM |
| squadron781 | $25.00 | 5/20/2011 10:23:14 AM |
| LoveVA | $50.00 | 5/20/2011 10:08:48 AM |
| YosemiteSam | $25.00 | 5/20/2011 10:19:14 AM |
| objective-investor | $250.00 | 5/20/2011 11:22:33 AM |
| mddahlheim | $75.00 | 5/20/2011 10:59:40 AM |
| cozy-gain023 | $200.00 | 5/20/2011 11:17:02 AM |
| wampum-library4 | $25.00 | 5/20/2011 11:39:03 AM |
| NiceNate | $100.00 | 5/20/2011 11:39:31 AM |
| Techne_Funds_LLC | $25.00 | 5/20/2011 12:26:19 PM |
| shrewd-income | $25.00 | 5/20/2011 11:49:05 AM |
| Mad_Scientist | $50.00 | 5/20/2011 11:50:07 AM |
| Nojukbong | $50.00 | 5/20/2011 1:25:22 PM |
| debt-sphinx99 | $25.00 | 5/20/2011 12:06:45 PM |
| buffalobills | $25.00 | 5/20/2011 2:30:25 PM |
| ErsatzMike | $50.00 | 5/20/2011 12:35:28 PM |
| melodious-fairness | $100.00 | 5/20/2011 12:53:14 PM |
| firewomin | $30.00 | 5/20/2011 1:42:31 PM |
| kmwvma | $25.00 | 5/20/2011 2:04:08 PM |
| baker31 | $51.39 | 5/20/2011 2:24:40 PM |
| moola-cell3 | $50.00 | 5/20/2011 2:25:23 PM |
| rescue | $100.00 | 5/20/2011 2:36:22 PM |
| UBOtto186 | $50.00 | 5/20/2011 3:15:54 PM |
| 420limo | $25.00 | 5/20/2011 3:22:01 PM |
| rate-caravan7 | $50.00 | 5/20/2011 3:02:19 PM |
| MoneyForNothing | $6.57 | 5/20/2011 4:01:21 PM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
503886
This series of Notes was issued and sold upon the funding of the borrower loan #49566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $302.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 19y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,446 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| moola-cluster9 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CB LOAN
Purpose of loan:
This loan will be used to..
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/26/2011 5:28:28 PM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 9:15:26 PM |
| reflective-rupee | $25.44 | 4/26/2011 10:52:25 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:05 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:10:17 PM |
| Weaverville | $25.00 | 4/30/2011 2:59:31 AM |
| CAGE-Investments | $25.00 | 5/2/2011 9:37:43 AM |
| point-compadre | $50.00 | 5/4/2011 5:54:39 PM |
| commerce-yeller | $50.00 | 5/5/2011 9:32:11 AM |
| fmanjoo | $25.00 | 5/5/2011 9:36:10 AM |
| handy-justice | $100.00 | 5/5/2011 9:39:35 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:59:43 AM |
| genius520 | $50.00 | 5/7/2011 1:59:35 PM |
| the-silver-blaster | $50.00 | 5/8/2011 12:15:53 PM |
| integrity-trumpet | $50.00 | 5/8/2011 4:55:17 PM |
| mlj0671 | $25.00 | 5/9/2011 9:03:38 AM |
| credit-sycamore4 | $50.00 | 5/9/2011 9:51:27 AM |
| leverage-booster | $25.00 | 5/9/2011 9:37:06 AM |
| qsolo | $200.00 | 5/9/2011 9:42:27 AM |
| worthy-commitment7 | $25.00 | 5/9/2011 10:40:20 AM |
| ouyangers | $25.00 | 5/9/2011 4:05:45 PM |
| seisen | $50.00 | 5/9/2011 4:12:23 PM |
| PatRichi | $25.00 | 5/9/2011 5:16:46 PM |
| IIP77 | $25.00 | 5/9/2011 5:17:06 PM |
| treasure-bliss | $50.00 | 5/9/2011 5:21:27 PM |
| Jack55304 | $185.00 | 5/9/2011 5:20:40 PM |
| the-dollar-topper | $100.00 | 5/9/2011 5:20:44 PM |
| Mariner3605 | $25.00 | 5/9/2011 5:20:58 PM |
| fair-pound5 | $100.00 | 5/9/2011 5:21:15 PM |
| ingenious-truth0 | $42.12 | 5/10/2011 5:31:36 AM |
| wwwUniversal | $25.00 | 5/10/2011 5:32:22 AM |
| profit-powerplant | $25.00 | 5/10/2011 9:11:00 AM |
| villagers | $25.00 | 5/10/2011 9:10:15 AM |
| bill-appraiser7 | $25.00 | 5/10/2011 9:10:19 AM |
| AFFlyboy | $25.00 | 5/10/2011 9:10:57 AM |
| Coppercanyon | $50.00 | 5/10/2011 8:25:16 AM |
| asmithj | $50.00 | 5/10/2011 9:23:12 AM |
| moola-cell3 | $50.00 | 5/10/2011 9:21:59 AM |
| revenue-tsunami | $50.00 | 5/10/2011 9:23:28 AM |
| Decent | $25.00 | 5/10/2011 9:23:38 AM |
| cassius84 | $25.00 | 5/10/2011 9:24:02 AM |
| payment-jalapeno9 | $50.00 | 5/10/2011 9:23:00 AM |
| nerdfactor | $25.00 | 5/10/2011 9:23:16 AM |
| sensible-order2 | $100.00 | 5/10/2011 9:24:15 AM |
| kindness-jedi | $30.00 | 5/10/2011 9:23:31 AM |
| djh47a | $25.00 | 5/10/2011 9:24:19 AM |
| bettndon | $100.00 | 5/10/2011 9:23:40 AM |
| drg6289 | $25.00 | 5/10/2011 9:23:54 AM |
| Easystreet | $25.00 | 5/10/2011 9:23:58 AM |
| F16Pilot | $25.00 | 5/10/2011 9:24:05 AM |
| FeedTheMachine | $41.05 | 5/10/2011 9:24:12 AM |
| finance-prescription | $50.00 | 5/10/2011 9:24:17 AM |
| missing-link | $25.00 | 5/10/2011 9:24:47 AM |
| nickel-demon2 | $100.00 | 5/10/2011 9:10:38 AM |
| attractive-asset | $49.33 | 5/10/2011 9:30:38 AM |
| derec | $25.00 | 5/10/2011 9:27:24 AM |
| rebelduke | $29.16 | 5/10/2011 9:20:01 AM |
| best-witty-bazaar | $25.00 | 5/10/2011 9:34:35 AM |
| graceful-investment | $100.00 | 5/10/2011 9:21:35 AM |
| Cluvnupe06 | $40.00 | 5/10/2011 9:35:43 AM |
| shrewd-peace7 | $25.00 | 5/10/2011 9:21:46 AM |
| circuitfive | $25.00 | 5/10/2011 9:22:00 AM |
| famous-bill | $25.00 | 5/10/2011 9:22:48 AM |
| ivadood | $50.00 | 5/10/2011 9:23:04 AM |
| escharfer | $25.00 | 5/10/2011 9:23:42 AM |
| ivy-league-MBA | $25.00 | 5/10/2011 9:24:09 AM |
| handshake5 | $100.00 | 5/10/2011 9:24:50 AM |
| Digs | $25.00 | 5/10/2011 9:35:04 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:06 AM |
| HedgeFund | $50.00 | 5/10/2011 11:30:16 AM |
| momentous-integrity548 | $50.00 | 5/10/2011 11:30:29 AM |
| interest-coyote | $50.00 | 5/10/2011 11:30:38 AM |
| social-conductor4 | $25.00 | 5/10/2011 11:31:43 AM |
| diversification-medalist | $25.00 | 5/10/2011 11:31:47 AM |
| km007 | $25.00 | 5/10/2011 11:31:54 AM |
| abundant-credit6 | $50.00 | 5/10/2011 11:32:03 AM |
| MicroLender357 | $50.00 | 5/10/2011 11:32:21 AM |
| equitable-yield4 | $25.00 | 5/10/2011 11:30:09 AM |
| misterhobbs | $50.00 | 5/10/2011 11:30:28 AM |
| infinitykid | $25.00 | 5/10/2011 11:30:35 AM |
| navstox | $50.00 | 5/10/2011 11:30:39 AM |
| truth-companion | $50.00 | 5/10/2011 11:32:00 AM |
| reward-adventure | $50.00 | 5/10/2011 11:32:12 AM |
| a-successful-credit | $100.00 | 5/10/2011 11:32:16 AM |
| deal-viking4 | $25.00 | 5/10/2011 11:30:37 AM |
| GInBaghdad | $25.00 | 5/10/2011 11:30:41 AM |
| DeltaComputerGuy | $25.00 | 5/10/2011 11:31:02 AM |
| ChuckieG | $50.00 | 5/10/2011 11:32:02 AM |
| Interstate_Rate | $50.00 | 4/26/2011 9:07:06 PM |
| magnetic-dedication3 | $25.00 | 4/26/2011 10:33:53 PM |
| economy-coup | $30.00 | 4/27/2011 1:01:42 AM |
| transformer855 | $25.00 | 4/27/2011 7:57:09 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:35 PM |
| suave-dime6 | $25.00 | 4/28/2011 5:50:01 PM |
| janeybooboo | $100.00 | 5/2/2011 3:27:05 PM |
| bonus-demon | $50.00 | 5/3/2011 10:27:15 AM |
| courteous-kindness1 | $25.00 | 5/3/2011 4:54:22 PM |
| irrelevant | $25.00 | 5/3/2011 6:41:12 PM |
| careful-note | $50.00 | 5/5/2011 3:31:16 AM |
| Zimbu | $25.00 | 5/5/2011 9:19:54 AM |
| jjswanso | $40.00 | 5/6/2011 11:24:35 AM |
| chungfang | $25.00 | 5/6/2011 4:19:51 PM |
| desertoasis | $25.00 | 5/6/2011 5:31:41 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:06:16 AM |
| hitsman | $50.00 | 5/7/2011 11:16:54 AM |
| credit-investor5 | $50.00 | 5/8/2011 4:24:45 PM |
| payout-banker4 | $25.00 | 5/9/2011 11:35:37 AM |
| money-bauble | $100.00 | 5/9/2011 11:54:15 AM |
| coin-investor | $25.00 | 5/9/2011 3:33:33 PM |
| transaction-detective70 | $50.00 | 5/9/2011 4:18:17 PM |
| jalapeno2 | $25.00 | 5/9/2011 4:12:40 PM |
| basis-wizard8 | $50.00 | 5/9/2011 5:17:55 PM |
| patriot897 | $25.00 | 5/9/2011 4:39:58 PM |
| velocity-quest5 | $50.00 | 5/9/2011 5:20:24 PM |
| valiant-pound8 | $100.00 | 5/9/2011 5:17:45 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:06 PM |
| Banker2OO7 | $60.00 | 5/10/2011 9:10:10 AM |
| triumphant-community | $50.00 | 5/10/2011 9:10:13 AM |
| orange-preeminant-bill | $50.00 | 5/10/2011 9:11:03 AM |
| hope-eagle6 | $25.00 | 5/10/2011 9:20:34 AM |
| durability-starfish | $25.00 | 5/10/2011 9:21:57 AM |
| agreement-network | $50.00 | 5/10/2011 9:22:08 AM |
| divedude | $25.00 | 5/10/2011 9:21:45 AM |
| iLoaner | $25.00 | 5/10/2011 9:22:45 AM |
| foxtrot12 | $50.00 | 5/10/2011 9:23:10 AM |
| peace-steward7 | $50.00 | 5/10/2011 9:21:58 AM |
| Gibbyland | $100.00 | 5/10/2011 9:23:14 AM |
| loan-wasp | $50.00 | 5/10/2011 9:23:30 AM |
| papaloha | $25.00 | 5/10/2011 9:23:57 AM |
| blackstar | $25.00 | 5/10/2011 9:22:57 AM |
| HHP | $52.25 | 5/10/2011 9:24:03 AM |
| nybanker85 | $50.00 | 5/10/2011 9:23:07 AM |
| Diamond_Jim | $48.30 | 5/10/2011 9:24:11 AM |
| Rdodson11 | $25.00 | 5/10/2011 9:23:44 AM |
| brazilofmux | $70.55 | 5/10/2011 9:23:52 AM |
| DER | $31.20 | 5/10/2011 9:23:56 AM |
| browneyegravy | $25.00 | 5/10/2011 9:24:08 AM |
| burrito6 | $25.00 | 5/10/2011 9:24:13 AM |
| worthy-bid8 | $50.00 | 5/10/2011 9:24:22 AM |
| swoosh | $50.00 | 5/10/2011 9:22:13 AM |
| Comoparklender | $50.00 | 5/10/2011 9:22:19 AM |
| krd_Chicago | $100.00 | 5/10/2011 9:23:02 AM |
| jenerationx | $25.00 | 5/10/2011 9:23:09 AM |
| jamiee73 | $25.00 | 5/10/2011 9:35:30 AM |
| new-social-economist | $50.00 | 5/10/2011 9:23:21 AM |
| assetmanager | $25.00 | 5/10/2011 9:23:35 AM |
| justice-economist | $25.00 | 5/10/2011 9:36:03 AM |
| Artist_Blue | $25.00 | 5/10/2011 9:23:46 AM |
| buyrite334 | $25.00 | 5/10/2011 9:24:06 AM |
| USCGC | $25.00 | 5/10/2011 9:25:14 AM |
| worldly-money4 | $200.00 | 5/10/2011 11:30:13 AM |
| intuitive-velocity4 | $50.00 | 5/10/2011 11:30:22 AM |
| MylesNH | $25.00 | 5/10/2011 11:30:31 AM |
| magnolia161 | $25.00 | 5/10/2011 11:30:42 AM |
| Leopoldine | $25.00 | 5/10/2011 11:31:44 AM |
| IntrepidInvestment | $50.00 | 5/10/2011 11:31:49 AM |
| lakehavasu88 | $25.00 | 5/10/2011 11:31:58 AM |
| NewOrleans2012 | $25.00 | 5/10/2011 11:32:09 AM |
| NorthernFunds | $50.00 | 5/10/2011 11:32:25 AM |
| ramblin | $25.00 | 5/10/2011 11:30:33 AM |
| best-marketologist | $25.00 | 5/10/2011 11:30:36 AM |
| o0Sparrow0o | $25.00 | 5/10/2011 11:30:43 AM |
| hawat | $25.00 | 5/10/2011 11:31:07 AM |
| GreenMind | $25.00 | 5/10/2011 11:31:51 AM |
| friendly-truth7 | $50.00 | 5/10/2011 11:32:15 AM |
| samo102us | $25.00 | 5/10/2011 10:49:28 AM |
| niceguy777 | $25.00 | 5/10/2011 11:30:21 AM |
| excellent-greenback | $25.00 | 5/10/2011 11:30:40 AM |
| macgeek | $25.00 | 5/10/2011 11:31:10 AM |
| smilinsam | $50.00 | 5/10/2011 11:31:20 AM |
| flanative | $25.00 | 5/10/2011 11:31:36 AM |
| upbeat-fund | $25.00 | 5/10/2011 11:32:08 AM |
| 172 Investments
|
Borrower Payment Dependent Notes Series
503964
This series of Notes was issued and sold upon the funding of the borrower loan #49579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-06-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $476.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,193 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-camaraderi-blaster |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan: Debt Consolidation
This loan will be used to pay off high interest rate credit cards and to have one monthly payment to one vendor
My financial situation - good credit, but with outstanding credit card debt.
I am a good candidate for this loan because I have always made my monthly payment obligations and have a long working history. Also, my wife covers all bills, minus the amounts listed below.
Monthly net income: $1900
Monthly expenses: $
Housing: $851
Insurance: $50 per month
Car expenses: $100 per month on gas, no leinholder
Utilities: $ wife covers (approximately $250 per month)
Phone, cable, internet: $ wife covers (approximately $150 per month)
Food, entertainment: $75 per month
Clothing, household expenses: $ wife covers (approximately $100)
Credit cards and other loans: $590 per month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 5/6/2011 9:27:00 AM |
| magnetic-dedication3 | $25.00 | 5/6/2011 6:29:41 PM |
| exchange-upholder0 | $25.00 | 5/8/2011 1:50:55 PM |
| felicity-daydream | $25.00 | 5/10/2011 6:19:27 AM |
| transformer855 | $25.00 | 5/10/2011 6:58:25 AM |
| diplomatic-wealth7 | $25.00 | 5/10/2011 5:58:47 PM |
| nickel-hickory | $50.00 | 5/11/2011 1:23:09 PM |
| bonus-demon | $50.00 | 5/12/2011 11:21:07 AM |
| cerebral-deal353 | $25.00 | 5/13/2011 11:43:54 AM |
| missing-link | $25.00 | 5/13/2011 1:41:31 PM |
| peso-aggregator | $25.00 | 5/14/2011 7:22:59 AM |
| Investoman | $75.00 | 5/15/2011 4:25:27 AM |
| chungfang | $25.00 | 5/15/2011 12:34:27 PM |
| 6moonbeams | $50.00 | 5/16/2011 10:50:20 AM |
| sweetlan | $25.05 | 5/16/2011 12:07:20 PM |
| bonus-seahorse | $50.00 | 5/16/2011 12:14:50 PM |
| magical-truth1 | $50.00 | 5/16/2011 12:10:39 PM |
| octoberfresh | $25.00 | 5/16/2011 12:19:53 PM |
| CA-Lender | $50.05 | 5/16/2011 12:14:48 PM |
| capital-antioxidant | $50.00 | 5/16/2011 12:23:09 PM |
| suave-dime6 | $25.00 | 5/16/2011 12:36:23 PM |
| CreditBuilder2 | $50.00 | 5/16/2011 12:36:36 PM |
| authentic-finance194 | $100.00 | 5/16/2011 1:29:47 PM |
| red-power-pecan | $50.00 | 5/16/2011 12:46:20 PM |
| optionscashflow | $25.00 | 5/16/2011 1:08:56 PM |
| green-vibrant-platinum | $50.00 | 5/16/2011 1:40:32 PM |
| worldly-money4 | $2,000.00 | 5/16/2011 1:43:34 PM |
| chungfang | $50.00 | 5/16/2011 1:36:17 PM |
| beer-gardener | $30.00 | 5/16/2011 1:52:54 PM |
| ranch5 | $200.00 | 5/16/2011 1:37:11 PM |
| payment-halo | $25.00 | 5/16/2011 1:49:39 PM |
| ursus | $25.00 | 5/16/2011 2:00:15 PM |
| Bob450 | $25.00 | 5/16/2011 2:10:35 PM |
| Bill88 | $30.00 | 5/16/2011 2:11:53 PM |
| impressive-openness7 | $29.73 | 5/16/2011 3:15:20 PM |
| PleaseDontDefault | $50.00 | 5/16/2011 2:38:34 PM |
| SolarMoonshine | $25.00 | 5/16/2011 3:46:48 PM |
| bmbanzai | $25.00 | 5/16/2011 2:59:16 PM |
| nilonc1 | $75.00 | 5/16/2011 3:25:17 PM |
| enriched-truth | $175.00 | 5/16/2011 3:44:07 PM |
| the-enthralling-coin | $25.00 | 5/16/2011 4:48:56 PM |
| HardLender | $100.00 | 5/16/2011 5:14:58 PM |
| mercuriant | $25.00 | 5/16/2011 5:51:01 PM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 5:51:13 PM |
| intrepid-loot | $25.00 | 5/17/2011 6:13:23 AM |
| NobisEst | $25.00 | 5/17/2011 9:45:25 AM |
| Jack55304 | $300.00 | 5/17/2011 10:21:01 AM |
| helping-out | $35.00 | 5/17/2011 1:50:06 PM |
| Dweeberkitty1 | $25.00 | 5/18/2011 6:35:14 PM |
| Simonsez808 | $25.00 | 5/18/2011 7:02:52 PM |
| 1willray | $25.00 | 5/19/2011 12:31:46 AM |
| Redmond | $25.00 | 5/19/2011 10:12:10 AM |
| repayment-genius7 | $25.00 | 5/19/2011 10:12:25 AM |
| wise-rupee-sanctuary | $50.00 | 5/19/2011 10:58:11 AM |
| baker31 | $50.00 | 5/19/2011 12:02:05 PM |
| samdog079 | $118.16 | 5/19/2011 12:09:41 PM |
| GCInvestments | $25.00 | 5/19/2011 12:36:42 PM |
| redcat57 | $25.00 | 5/19/2011 12:58:07 PM |
| pembull | $100.00 | 5/19/2011 12:18:20 PM |
| peso-tiramisu | $25.00 | 5/19/2011 12:39:48 PM |
| loanman2007 | $100.00 | 5/19/2011 12:23:05 PM |
| lostviajero | $25.00 | 5/19/2011 12:54:33 PM |
| Leopoldine | $25.38 | 5/19/2011 1:08:44 PM |
| openness-antioxidant | $100.00 | 5/19/2011 1:10:09 PM |
| thorough-payout8 | $25.00 | 5/19/2011 1:01:50 PM |
| economy-popcorn | $25.00 | 5/19/2011 1:11:27 PM |
| investment-kingdom | $159.45 | 5/19/2011 12:57:23 PM |
| CA-Lender | $25.00 | 5/19/2011 1:03:14 PM |
| oath163 | $30.00 | 5/19/2011 1:00:15 PM |
| janeybooboo | $100.00 | 5/19/2011 1:07:21 PM |
| kny | $25.00 | 5/19/2011 1:04:04 PM |
| Astyanax | $100.00 | 5/19/2011 1:09:50 PM |
| loan-booster1 | $50.00 | 5/19/2011 1:18:59 PM |
| irrelevant | $25.00 | 5/6/2011 9:26:50 AM |
| reflective-rupee | $400.00 | 5/6/2011 11:39:17 AM |
| SecondChanceLendingSERV | $25.00 | 5/6/2011 3:50:52 PM |
| erowis | $80.00 | 5/7/2011 5:41:38 AM |
| economy-coup | $100.00 | 5/8/2011 8:14:06 PM |
| worth-blanket2 | $5,000.00 | 5/9/2011 10:58:12 AM |
| coin-bee1 | $25.00 | 5/12/2011 3:27:35 PM |
| jjswanso | $50.00 | 5/13/2011 9:43:28 AM |
| yf99yz | $25.00 | 5/15/2011 9:38:06 PM |
| Rogesparkguy | $25.00 | 5/16/2011 8:37:08 AM |
| the-silver-blaster | $50.00 | 5/16/2011 9:33:33 AM |
| VJ_Financial | $50.00 | 5/16/2011 12:05:18 PM |
| shrewd-income | $100.00 | 5/16/2011 12:18:09 PM |
| Lender_Guy | $36.76 | 5/16/2011 12:27:11 PM |
| payment-jalapeno9 | $250.00 | 5/16/2011 12:07:33 PM |
| JeffHoll | $60.00 | 5/16/2011 12:19:03 PM |
| briskdevl07 | $25.00 | 5/16/2011 12:13:13 PM |
| penny-surgeon | $25.00 | 5/16/2011 12:29:07 PM |
| grove064 | $100.00 | 5/16/2011 12:58:50 PM |
| dsgfl1 | $30.00 | 5/16/2011 12:37:15 PM |
| Dubbs360 | $100.00 | 5/16/2011 12:40:44 PM |
| sparkling-interest1 | $25.00 | 5/16/2011 12:52:43 PM |
| nickel-hickory | $100.00 | 5/16/2011 1:52:43 PM |
| reward-motion | $50.00 | 5/16/2011 2:39:29 PM |
| liberty-point | $50.00 | 5/16/2011 2:44:46 PM |
| enriched-truth | $50.00 | 5/16/2011 3:36:58 PM |
| hookUup | $26.30 | 5/16/2011 3:37:40 PM |
| Maximum_Investment | $25.05 | 5/17/2011 5:05:14 AM |
| ingenious-deal6 | $25.00 | 5/17/2011 12:24:23 PM |
| the-reliable-trade | $100.00 | 5/17/2011 8:22:45 PM |
| jobani | $25.00 | 5/18/2011 6:58:55 PM |
| new-ore-venture | $200.00 | 5/18/2011 9:59:49 PM |
| tech310 | $50.00 | 5/19/2011 1:43:04 AM |
| back-scratchers | $25.00 | 5/19/2011 5:32:04 AM |
| green-trade-wildcat | $100.00 | 5/19/2011 5:51:21 AM |
| Doug1043 | $25.00 | 5/19/2011 10:01:45 AM |
| erowis | $80.00 | 5/19/2011 10:00:43 AM |
| Investor509 | $25.00 | 5/19/2011 10:07:26 AM |
| CAGE-Investments | $25.00 | 5/19/2011 10:26:30 AM |
| Katburg | $25.00 | 5/19/2011 10:55:41 AM |
| power-trophy7 | $50.00 | 5/19/2011 11:04:07 AM |
| droopie1 | $25.00 | 5/19/2011 12:42:28 PM |
| toomanyfishtanks | $25.00 | 5/19/2011 12:56:11 PM |
| Track-Layer | $100.00 | 5/19/2011 1:01:13 PM |
| sparkling-interest1 | $75.00 | 5/19/2011 12:35:11 PM |
| UCSBGAUCHOS | $30.00 | 5/19/2011 1:07:03 PM |
| snowfall2006 | $50.00 | 5/19/2011 1:01:47 PM |
| designer_10 | $25.00 | 5/19/2011 1:11:25 PM |
| industrious-currency | $40.00 | 5/19/2011 1:03:30 PM |
| samdog079 | $1,000.00 | 5/19/2011 1:15:26 PM |
| BTRLender | $100.00 | 5/19/2011 1:10:21 PM |
| awesome-silver | $79.45 | 5/19/2011 1:13:37 PM |
| simeonthewhale | $38.46 | 5/19/2011 1:17:58 PM |
| 126 Investments
|
Borrower Payment Dependent Notes Series
504310
This series of Notes was issued and sold upon the funding of the borrower loan #49546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 16.38% |
Monthly payment:
| $356.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 8.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $106,993 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| green-glowing-gain |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
760-779
(Dec-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 3 | | |
Description
Debt Consolidation and Investments
Purpose of loan:
The purpose of this loan is to further solidify my family's finance by consolidating the higher interest line of credit and debt, reducing the monthly payment to something reasonable, while enabling my family to save more for the quality investments.
My financial situation:
I recently changed my job to an IT management with a solid company with $135,00/year. My wife has solid job with a solid Fortune 500 company with $63,000/year. We also have two investment properties that are producing positive cash flow of $43,000/year. Other than about $96,000 of HELOC, we can certain manage all of the financial obligations.
Breakdown of our finances:
Monthly net income: $ 18,800
Monthly expenses: $ 3,200
Housing: $ 4,300
Insurance: $ 780
Car expenses: $ 225
Utilities: $ 320
Phone, cable, internet: $ 200
Food, entertainment: $ 800
Clothing, household expenses: $ 230
Credit cards and other loans: $ 1680
Other expenses: $ 400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/28/2011 9:04:57 AM |
| tech310 | $50.00 | 4/28/2011 9:07:15 AM |
| econgineer | $50.00 | 4/28/2011 9:30:59 AM |
| the-enthralling-coin | $100.00 | 4/28/2011 5:13:09 PM |
| hookUup | $25.79 | 4/28/2011 5:44:59 PM |
| reflective-rupee | $500.00 | 4/29/2011 11:27:11 AM |
| Peterman | $25.00 | 4/29/2011 1:11:09 PM |
| principal-star | $25.00 | 4/29/2011 8:02:36 PM |
| MoneyTree79 | $50.00 | 5/2/2011 6:19:09 PM |
| janeybooboo | $51.00 | 5/3/2011 12:34:32 PM |
| Supernick | $50.00 | 5/4/2011 5:41:29 PM |
| BxRealtor | $25.00 | 5/4/2011 9:44:38 PM |
| careful-note | $100.00 | 5/5/2011 3:24:51 AM |
| AFairDeal | $50.00 | 5/6/2011 1:30:11 AM |
| Bill88 | $30.77 | 5/6/2011 8:42:14 AM |
| p43600jw | $25.00 | 5/6/2011 10:04:14 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:10:14 AM |
| loss-of-control | $50.00 | 5/7/2011 7:58:11 PM |
| reflective-rupee | $500.01 | 5/7/2011 9:02:28 PM |
| availableloan | $25.00 | 5/7/2011 6:49:07 PM |
| blue111 | $25.00 | 5/8/2011 5:49:05 AM |
| happyinvallarta | $50.00 | 5/8/2011 5:49:17 AM |
| power-secret-agent | $25.00 | 5/8/2011 5:10:54 AM |
| flexible-duty3 | $25.00 | 5/8/2011 5:45:42 AM |
| credit-observatory | $25.00 | 5/8/2011 8:56:38 AM |
| designer_10 | $25.00 | 5/8/2011 9:51:28 AM |
| engrossing-benefit0 | $50.00 | 5/8/2011 8:11:48 AM |
| 113121 | $25.00 | 5/8/2011 11:38:33 AM |
| AaronL | $30.00 | 5/8/2011 10:09:37 AM |
| authoritative-loot | $25.00 | 5/8/2011 2:05:54 PM |
| Christus_Victor | $1,850.00 | 5/8/2011 3:13:39 PM |
| Byrd24 | $100.00 | 5/8/2011 3:44:21 PM |
| vigilance-searcher | $25.00 | 5/8/2011 4:32:54 PM |
| ReddInc | $250.00 | 5/8/2011 1:24:12 PM |
| gracej | $25.00 | 5/8/2011 2:39:47 PM |
| aztec | $100.00 | 5/8/2011 3:22:22 PM |
| genuine-euro9 | $35.00 | 5/9/2011 8:49:36 AM |
| FinanceEngine | $40.00 | 5/9/2011 10:16:59 AM |
| jpblan11 | $25.00 | 5/9/2011 1:06:31 PM |
| BuffetRocks | $100.00 | 5/9/2011 1:22:06 PM |
| buukyak | $50.00 | 5/9/2011 4:18:40 PM |
| durability-ruler | $25.00 | 5/9/2011 8:05:13 PM |
| blue-relay | $25.00 | 5/9/2011 6:56:06 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:50 PM |
| amerigor | $25.00 | 5/9/2011 8:35:13 PM |
| don8ter | $25.00 | 5/10/2011 5:36:19 AM |
| Nerdster1 | $30.10 | 5/10/2011 4:09:59 AM |
| JustMee | $25.00 | 5/10/2011 6:34:01 AM |
| payout-motivator0 | $75.00 | 5/10/2011 1:34:27 PM |
| commerce-web5 | $25.00 | 5/10/2011 2:20:14 PM |
| eloquent-dime416 | $50.00 | 5/10/2011 5:35:38 PM |
| Weaverville | $25.00 | 5/10/2011 5:43:31 PM |
| the-silver-blaster | $50.00 | 5/10/2011 5:48:36 PM |
| wwwUniversal | $25.00 | 5/10/2011 5:48:50 PM |
| sophisticated-deal0 | $100.00 | 5/10/2011 6:05:18 PM |
| rescue | $100.00 | 5/10/2011 6:54:13 PM |
| helpinghand63 | $25.00 | 5/10/2011 8:14:00 PM |
| CPDDDS | $50.00 | 5/10/2011 8:53:58 PM |
| miked8303 | $25.00 | 5/11/2011 8:39:22 AM |
| benjo | $50.00 | 5/11/2011 9:24:33 AM |
| nickel-position | $50.00 | 5/11/2011 12:35:25 PM |
| InspireLife | $25.00 | 5/11/2011 1:04:26 PM |
| order-gondola | $50.00 | 5/11/2011 2:09:18 PM |
| community-piccolo0 | $25.00 | 5/11/2011 5:32:17 PM |
| SplashCash | $50.00 | 5/11/2011 5:37:59 PM |
| sonnet771 | $50.00 | 5/11/2011 5:39:00 PM |
| velocity-solo | $25.00 | 5/11/2011 5:31:12 PM |
| octoberfresh | $25.00 | 5/11/2011 5:31:39 PM |
| bigphish | $50.00 | 5/11/2011 5:32:14 PM |
| meenan | $50.00 | 5/11/2011 5:32:25 PM |
| PCGeekWI | $25.00 | 5/11/2011 5:42:03 PM |
| unrivaled-income5 | $50.00 | 5/11/2011 5:43:04 PM |
| Aleut | $34.69 | 5/11/2011 5:36:11 PM |
| gain-gourd | $42.17 | 5/11/2011 5:37:48 PM |
| genius520 | $50.00 | 5/11/2011 5:39:33 PM |
| MilitaryAV8R | $25.00 | 5/11/2011 5:40:12 PM |
| auction-turtle0 | $25.00 | 5/11/2011 5:38:47 PM |
| djmgd790 | $28.94 | 5/11/2011 5:40:20 PM |
| yield-visionary4 | $50.00 | 5/11/2011 5:38:57 PM |
| nickel-demon2 | $100.00 | 5/11/2011 5:41:12 PM |
| Kame | $25.00 | 5/11/2011 5:41:55 PM |
| fearless-auction7 | $25.00 | 5/11/2011 5:42:18 PM |
| platinum-exec1 | $50.00 | 5/11/2011 5:42:29 PM |
| silver-fuse | $30.00 | 5/11/2011 5:43:10 PM |
| objective-investor | $27.29 | 5/11/2011 5:43:38 PM |
| responsible-investment0 | $50.00 | 5/11/2011 5:44:26 PM |
| downtownfarm | $25.00 | 5/11/2011 7:39:36 PM |
| spiff666 | $26.66 | 5/11/2011 7:59:28 PM |
| ClearCut | $100.00 | 5/11/2011 6:02:35 PM |
| Miklot | $114.27 | 5/11/2011 7:45:28 PM |
| jbaum | $30.00 | 5/11/2011 7:49:02 PM |
| baker31 | $50.00 | 5/11/2011 8:55:48 PM |
| superb-funds335 | $25.00 | 5/11/2011 9:53:55 PM |
| smurf163 | $25.00 | 5/11/2011 10:21:53 PM |
| InvestorPartners | $25.00 | 5/12/2011 1:12:10 AM |
| museic1 | $32.86 | 5/12/2011 1:27:47 AM |
| Ripsaw4U | $50.00 | 5/12/2011 1:11:19 AM |
| TelegramSam | $25.00 | 5/12/2011 1:12:06 AM |
| Cheburashka | $25.00 | 5/12/2011 1:16:22 AM |
| bb575 | $50.00 | 4/28/2011 9:03:54 AM |
| CoolPlexer | $25.00 | 4/28/2011 9:04:13 AM |
| reflective-rupee | $500.00 | 4/29/2011 11:27:02 AM |
| reflective-rupee | $500.00 | 4/29/2011 11:26:31 AM |
| gpuck | $25.00 | 4/30/2011 7:30:10 AM |
| competent-p2p | $35.00 | 4/30/2011 1:26:19 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:57 AM |
| JGuide | $26.99 | 5/1/2011 12:50:13 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:17 PM |
| lasalsa03 | $30.52 | 5/2/2011 2:01:46 PM |
| systemlender | $50.00 | 5/2/2011 5:53:11 PM |
| NekHoldings | $25.00 | 5/3/2011 7:29:12 AM |
| bonus-demon | $25.00 | 5/3/2011 10:23:08 AM |
| Leopoldine | $25.00 | 5/3/2011 9:56:06 PM |
| efficient-treasure0 | $25.00 | 5/4/2011 8:32:31 AM |
| vutah | $25.00 | 5/4/2011 4:27:36 PM |
| radforj22 | $25.00 | 5/5/2011 2:24:58 AM |
| enthralling-deal180 | $25.00 | 5/5/2011 4:35:31 PM |
| worldly-community3 | $50.00 | 5/5/2011 5:51:23 PM |
| FinDoc | $25.00 | 5/6/2011 1:38:58 AM |
| PleaseDontDefault | $50.00 | 5/5/2011 8:44:38 PM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:28 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:07:57 AM |
| boater01 | $50.00 | 5/6/2011 12:20:46 PM |
| Dubbs360 | $50.00 | 5/6/2011 3:43:20 PM |
| chungfang | $50.00 | 5/6/2011 3:50:19 PM |
| Mariner3605 | $25.00 | 5/6/2011 3:45:25 PM |
| DasMula | $27.00 | 5/7/2011 8:24:36 PM |
| Mad_Scientist | $25.00 | 5/7/2011 8:30:46 PM |
| reflective-rupee | $500.01 | 5/7/2011 9:04:26 PM |
| blissful-cash3 | $100.00 | 5/7/2011 11:57:59 PM |
| janeybooboo | $149.00 | 5/7/2011 6:14:15 PM |
| friendly-market5 | $25.00 | 5/8/2011 4:59:08 AM |
| debtcollector | $100.00 | 5/7/2011 7:30:15 PM |
| cerebral-dollar773 | $39.05 | 5/8/2011 5:38:00 AM |
| jasonuz | $25.00 | 5/8/2011 7:25:10 AM |
| novice-speculator | $25.00 | 5/8/2011 12:32:40 AM |
| thrifty-capital | $25.00 | 5/8/2011 8:07:49 AM |
| honeybee11 | $100.00 | 5/8/2011 5:18:35 AM |
| toblerone | $50.00 | 5/8/2011 8:49:41 AM |
| slhsmile125 | $100.00 | 5/8/2011 9:21:27 AM |
| dime-vista2 | $25.00 | 5/8/2011 7:04:32 AM |
| JCMC | $25.00 | 5/8/2011 10:22:24 AM |
| 1stBankAndHal | $100.06 | 5/8/2011 7:23:16 AM |
| wealth-competitor | $40.43 | 5/8/2011 11:03:11 AM |
| gunderstone | $100.00 | 5/8/2011 9:08:00 AM |
| crdcteng | $50.00 | 5/8/2011 10:07:38 AM |
| doopers | $25.00 | 5/8/2011 10:53:15 AM |
| platinum-czar | $100.00 | 5/8/2011 11:18:07 AM |
| formula842 | $25.00 | 5/8/2011 11:40:32 AM |
| thankful-nickel2 | $50.00 | 5/8/2011 12:33:06 PM |
| simeonthewhale | $25.00 | 5/8/2011 1:41:10 PM |
| mighty-commerce7 | $25.00 | 5/8/2011 1:54:17 PM |
| dproxima | $25.00 | 5/8/2011 1:54:15 PM |
| Nicedad72 | $27.00 | 5/8/2011 2:10:19 PM |
| handy-justice | $300.00 | 5/8/2011 2:41:04 PM |
| methodical-loot | $43.96 | 5/8/2011 2:46:19 PM |
| aztec | $100.00 | 5/8/2011 3:24:07 PM |
| rdav | $25.00 | 5/8/2011 3:42:23 PM |
| Interloper | $25.00 | 5/8/2011 1:00:22 PM |
| newest-funds-powerplant | $25.00 | 5/8/2011 1:03:11 PM |
| best-inspiring-deal | $25.00 | 5/8/2011 4:33:07 PM |
| comet55 | $25.00 | 5/8/2011 4:39:34 PM |
| diligent-kindness9 | $30.82 | 5/8/2011 2:11:46 PM |
| supersarah61 | $50.00 | 5/8/2011 2:30:36 PM |
| first-serene-credit | $25.00 | 5/8/2011 4:02:42 PM |
| skuba | $50.00 | 5/8/2011 10:50:21 PM |
| cerebral-dollar773 | $500.00 | 5/9/2011 7:06:17 AM |
| delicious-loan093 | $100.00 | 5/8/2011 11:59:00 PM |
| triumph329 | $35.00 | 5/9/2011 10:44:31 AM |
| dexstjames | $50.00 | 5/9/2011 10:55:31 AM |
| msw_engr | $50.00 | 5/9/2011 12:09:46 PM |
| lender12345 | $25.00 | 5/9/2011 2:30:00 PM |
| indomitable-coin | $25.00 | 5/9/2011 3:34:51 PM |
| DrewBDoo | $50.00 | 5/9/2011 6:39:15 PM |
| revenue-serenity | $50.00 | 5/10/2011 5:39:47 PM |
| rmbot | $46.44 | 5/10/2011 5:30:50 PM |
| worthy-bid8 | $50.00 | 5/10/2011 5:44:29 PM |
| AKJagMan | $50.00 | 5/10/2011 5:44:56 PM |
| benefit-prescription6 | $100.00 | 5/10/2011 5:43:35 PM |
| majestic-repayment3 | $25.00 | 5/10/2011 5:38:53 PM |
| momentous-velocity5 | $50.00 | 5/10/2011 5:52:09 PM |
| finance-symphony7 | $50.00 | 5/10/2011 6:06:54 PM |
| AM2008 | $25.00 | 5/10/2011 6:28:44 PM |
| BaxterEvil | $25.00 | 5/10/2011 7:09:13 PM |
| profitable-money | $50.00 | 5/10/2011 8:21:59 PM |
| kind-trade-hickory | $50.00 | 5/10/2011 8:14:53 PM |
| top-impressive-dinero | $50.00 | 5/10/2011 11:52:12 PM |
| Artist_Blue | $25.00 | 5/11/2011 6:10:58 AM |
| bountiful-durability | $50.00 | 5/11/2011 8:39:51 AM |
| najmn103 | $25.00 | 5/11/2011 6:41:01 AM |
| MassBile | $38.51 | 5/11/2011 8:55:34 AM |
| math1973 | $50.00 | 5/11/2011 9:35:03 AM |
| loot-pursuit5 | $50.00 | 5/11/2011 12:01:10 PM |
| justinology | $28.01 | 5/11/2011 12:57:27 PM |
| economy-popcorn | $25.00 | 5/11/2011 1:09:43 PM |
| community-spartan | $50.00 | 5/11/2011 11:59:45 AM |
| integrity-trumpet | $100.00 | 5/11/2011 12:00:04 PM |
| mtp | $50.00 | 5/11/2011 12:01:15 PM |
| astute-benjamins | $25.00 | 5/11/2011 2:40:00 PM |
| oodkim84oo | $50.00 | 5/11/2011 4:28:54 PM |
| kindness-jedi | $30.00 | 5/11/2011 5:12:06 PM |
| sensational-dinero6 | $50.00 | 5/11/2011 4:44:17 PM |
| agreement-network | $50.00 | 5/11/2011 5:14:25 PM |
| opportunity85 | $25.00 | 5/11/2011 5:34:33 PM |
| paladin847 | $31.57 | 5/11/2011 5:37:25 PM |
| Investitall | $25.00 | 5/11/2011 5:37:54 PM |
| nimble-penny1 | $50.00 | 5/11/2011 5:38:52 PM |
| tender-integrity3 | $100.00 | 5/11/2011 5:32:00 PM |
| dime-reaction | $50.00 | 5/11/2011 5:32:11 PM |
| rogue_monster | $50.00 | 5/11/2011 5:34:11 PM |
| melodious-fairness | $50.00 | 5/11/2011 5:33:17 PM |
| bid-carrier0 | $50.00 | 5/11/2011 5:33:34 PM |
| affluence-birdie7 | $35.00 | 5/11/2011 5:41:37 PM |
| be_wise | $25.00 | 5/11/2011 5:34:51 PM |
| lending_well | $25.00 | 5/11/2011 5:42:24 PM |
| loanscholar | $50.00 | 5/11/2011 5:42:59 PM |
| safersaver | $25.00 | 5/11/2011 5:36:36 PM |
| payment-jalapeno9 | $50.00 | 5/11/2011 5:38:30 PM |
| coin-investor | $25.00 | 5/11/2011 5:39:20 PM |
| bashar | $25.00 | 5/11/2011 5:37:57 PM |
| keeks | $25.00 | 5/11/2011 5:40:23 PM |
| klin | $50.00 | 5/11/2011 5:41:38 PM |
| MarinLoans | $25.00 | 5/11/2011 5:42:11 PM |
| dspmn | $27.00 | 5/11/2011 5:44:40 PM |
| mgking007 | $25.00 | 5/11/2011 9:41:42 PM |
| Newdad6 | $131.00 | 5/11/2011 6:52:16 PM |
| auctionator1 | $25.00 | 5/11/2011 10:52:37 PM |
| IIP77 | $25.00 | 5/12/2011 12:26:09 AM |
| onetuxllc | $27.60 | 5/12/2011 1:26:46 AM |
| GrayStudio | $25.00 | 5/12/2011 1:12:00 AM |
| lostontheedge | $25.00 | 5/12/2011 1:27:32 AM |
| 231 Investments
|
Borrower Payment Dependent Notes Series
504608
This series of Notes was issued and sold upon the funding of the borrower loan #49610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| Apr-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,046 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| intuitive-responsibility9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need help
Purpose of loan:
This loan will be used to...home improvement
My financial situation:
I am a good candidate for this loan because...i always want to pay off my bills
Monthly net income: $2300
Monthly expenses: $1000
Housing: $450
Insurance: $80
Car expenses: $0
Utilities: $250
Phone, cable, internet: $82
Food, entertainment: $100
Clothing, household expenses: $80
Credit cards and other loans: $25
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DDHMoney | $25.00 | 4/30/2011 12:12:06 PM |
| SolarMoonshine | $25.00 | 4/30/2011 1:19:05 PM |
| blitzen40 | $25.00 | 4/30/2011 12:43:29 PM |
| transformer855 | $25.00 | 4/30/2011 7:47:11 PM |
| reflective-rupee | $25.00 | 5/1/2011 7:48:05 PM |
| eboomer2611 | $25.00 | 5/1/2011 8:14:06 PM |
| smilinsam | $50.00 | 5/1/2011 7:47:22 PM |
| Artist_Blue | $25.00 | 5/2/2011 6:12:51 AM |
| carrinel | $101.80 | 5/3/2011 7:53:41 AM |
| I_want_to_help_you | $25.00 | 5/5/2011 8:11:27 AM |
| tzvie | $25.00 | 5/8/2011 8:32:52 AM |
| highyield | $25.00 | 5/8/2011 11:26:56 AM |
| jordanicolas | $25.00 | 5/9/2011 8:12:04 PM |
| revenue-lionheart3 | $26.00 | 5/10/2011 6:57:31 AM |
| lalivn | $51.08 | 5/11/2011 12:06:52 PM |
| order-brigade | $25.00 | 5/12/2011 3:58:40 PM |
| circustab | $50.00 | 5/13/2011 12:07:04 PM |
| baker31 | $50.00 | 5/13/2011 12:14:32 PM |
| bonus-yeller | $50.00 | 5/13/2011 1:32:46 PM |
| ADRllc | $50.00 | 5/13/2011 1:43:26 PM |
| shrewd-income | $25.00 | 5/13/2011 2:01:12 PM |
| briskdevl07 | $25.00 | 5/13/2011 2:07:02 PM |
| thankful-nickel2 | $25.00 | 5/13/2011 1:52:29 PM |
| reward-blackberry1 | $25.00 | 5/13/2011 3:55:43 PM |
| mammalian4 | $25.00 | 5/13/2011 3:20:43 PM |
| melodious-openness | $97.12 | 5/13/2011 4:36:46 PM |
| gain-gourd | $100.00 | 5/2/2011 2:41:26 PM |
| worldly-money4 | $500.00 | 5/2/2011 7:28:24 PM |
| dudebrah | $25.00 | 5/3/2011 4:45:05 PM |
| jasonrun | $25.00 | 5/4/2011 10:31:20 AM |
| Hummer-Guy | $25.00 | 5/4/2011 6:54:17 PM |
| blue-silver-ruler | $25.00 | 5/5/2011 8:33:28 AM |
| alphabet76 | $25.00 | 5/6/2011 11:26:51 AM |
| Asian-Persuasion | $25.00 | 5/7/2011 9:14:16 AM |
| Unitas4302 | $50.00 | 5/8/2011 7:36:10 AM |
| mt3209 | $25.00 | 5/11/2011 5:04:52 PM |
| COCHINOBOY | $40.00 | 5/11/2011 11:30:49 PM |
| 2grindstones | $25.00 | 5/12/2011 10:14:55 AM |
| kingbob | $25.00 | 5/12/2011 11:31:22 AM |
| weezy22 | $27.00 | 5/12/2011 6:13:08 PM |
| a-restless-dollar | $25.00 | 5/13/2011 12:09:11 PM |
| designer_10 | $25.00 | 5/13/2011 12:19:41 PM |
| fund-javelin1 | $25.00 | 5/13/2011 12:07:57 PM |
| I-Believe-In-You | $25.00 | 5/13/2011 12:09:10 PM |
| debt-legend | $25.00 | 5/13/2011 12:45:41 PM |
| ddoneday | $25.00 | 5/13/2011 12:48:53 PM |
| 56bones | $25.00 | 5/13/2011 12:26:24 PM |
| LaBamba | $75.00 | 5/13/2011 1:14:47 PM |
| s_man1 | $50.00 | 5/13/2011 1:21:31 PM |
| 850 | $50.00 | 5/13/2011 1:13:53 PM |
| DasMula | $27.00 | 5/13/2011 1:31:22 PM |
| unflappable-bonus3 | $50.00 | 5/13/2011 1:43:18 PM |
| wild-orange | $50.00 | 5/13/2011 2:17:27 PM |
| rakem777 | $25.00 | 5/13/2011 2:01:34 PM |
| fund-tom-tom6 | $25.00 | 5/13/2011 2:25:02 PM |
| VillageLending | $30.00 | 5/13/2011 3:33:10 PM |
| cerbear9 | $25.00 | 5/13/2011 3:22:05 PM |
| sfmf | $25.00 | 5/13/2011 3:54:51 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
504670
This series of Notes was issued and sold upon the funding of the borrower loan #49533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ingenious-diversification4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Loan
Purpose of loan:
This loan will be used to launch a marketing campaign and for additional working capital for my small business.
My financial situation:
I am a good candidate for this loan because I always pay my bills on-time and I have excellent credit.
Monthly net income: $4,750
Misc. Monthly expenses: $500
Housing: $620
Insurance: $400
Car expenses: $0
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/1/2011 12:02:28 PM |
| the-enthralling-coin | $25.00 | 5/1/2011 12:02:39 PM |
| top-courteous-peso | $50.00 | 5/1/2011 12:01:46 PM |
| diplomatic-wealth7 | $25.00 | 5/1/2011 12:03:03 PM |
| Kash2010lu | $35.00 | 5/1/2011 12:19:03 PM |
| Artist_Blue | $25.00 | 5/2/2011 6:12:43 AM |
| reflective-rupee | $200.00 | 5/2/2011 10:16:02 AM |
| ready-interest9 | $25.00 | 5/2/2011 12:37:45 PM |
| gain-gourd | $100.00 | 5/2/2011 2:41:09 PM |
| thomas16882004 | $25.00 | 5/2/2011 10:22:40 PM |
| bonus-demon | $50.00 | 5/3/2011 10:30:06 AM |
| pembull | $75.00 | 5/3/2011 1:36:57 PM |
| nickel-pecan0 | $25.00 | 5/3/2011 1:43:11 PM |
| irrelevant | $25.00 | 5/3/2011 6:51:07 PM |
| Weaverville | $25.00 | 5/6/2011 1:29:39 AM |
| Alittleluck | $50.00 | 5/8/2011 6:09:01 AM |
| CA-Lender | $50.05 | 5/9/2011 3:02:40 PM |
| transformer855 | $25.00 | 5/9/2011 9:50:48 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:38 PM |
| valiant-money | $25.00 | 5/10/2011 2:52:33 PM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:50:29 PM |
| loyalist1 | $100.00 | 5/12/2011 6:39:06 AM |
| economy-producer | $25.00 | 5/12/2011 12:26:11 PM |
| kidsskipp | $50.00 | 5/12/2011 12:51:28 PM |
| deal-adventurer2 | $29.00 | 5/12/2011 12:53:32 PM |
| money-bauble | $100.00 | 5/12/2011 2:09:00 PM |
| point-compadre | $50.00 | 5/12/2011 5:37:30 PM |
| moola-wildebeest3 | $50.00 | 5/12/2011 5:37:58 PM |
| interest-griffin | $50.00 | 5/12/2011 5:39:14 PM |
| Miklot | $75.00 | 5/13/2011 9:31:31 AM |
| fmanjoo | $25.00 | 5/13/2011 9:37:25 AM |
| uprising35 | $25.00 | 5/13/2011 9:38:17 AM |
| jamiee73 | $25.00 | 5/13/2011 9:54:55 AM |
| Rogesparkguy | $25.00 | 5/13/2011 10:13:48 AM |
| Ocean713 | $50.00 | 5/13/2011 11:08:51 AM |
| profit-powerplant | $25.00 | 5/13/2011 11:04:27 AM |
| anton | $100.00 | 5/13/2011 11:48:57 AM |
| I-Believe-In-You | $25.00 | 5/13/2011 12:10:30 PM |
| CC_Lender | $25.00 | 5/13/2011 12:11:36 PM |
| glroark | $100.00 | 5/13/2011 12:55:42 PM |
| JJpeanut | $48.25 | 5/13/2011 1:04:47 PM |
| bonus-yeller | $50.00 | 5/13/2011 1:31:20 PM |
| thorough-payout8 | $25.00 | 5/13/2011 12:48:25 PM |
| Pu239 | $70.00 | 5/13/2011 1:01:47 PM |
| designer_10 | $25.00 | 5/13/2011 12:20:50 PM |
| 56bones | $25.00 | 5/13/2011 12:27:23 PM |
| Bob450 | $25.00 | 5/13/2011 1:41:05 PM |
| missing-link | $25.00 | 5/13/2011 1:39:55 PM |
| thankful-nickel2 | $25.00 | 5/13/2011 1:53:31 PM |
| shrewd-income | $50.00 | 5/13/2011 2:01:49 PM |
| graceful-diversification2 | $100.00 | 5/13/2011 2:17:07 PM |
| unflappable-bonus3 | $50.00 | 5/13/2011 1:57:24 PM |
| capital-halo1 | $1,000.00 | 5/13/2011 2:15:37 PM |
| HardLender | $50.00 | 5/13/2011 5:12:23 PM |
| flexible-return297 | $25.00 | 5/13/2011 5:28:46 PM |
| IIP77 | $25.00 | 5/14/2011 2:23:33 AM |
| wise-benjamins-fortress | $25.00 | 5/14/2011 3:57:16 AM |
| graceful-investment | $100.00 | 5/14/2011 3:55:51 AM |
| handshake5 | $100.00 | 5/14/2011 4:10:08 AM |
| CashFlow13 | $1,000.00 | 5/14/2011 7:35:58 AM |
| red-power-pecan | $50.00 | 5/14/2011 9:04:41 AM |
| BlueProteus | $25.00 | 5/14/2011 9:44:31 AM |
| zippy-ore3 | $40.00 | 5/14/2011 11:05:08 AM |
| icon7 | $40.00 | 5/14/2011 11:09:41 AM |
| credit-fox3 | $25.00 | 5/14/2011 11:10:13 AM |
| calahan | $61.97 | 5/14/2011 11:20:15 AM |
| seisen | $50.00 | 5/14/2011 12:08:16 PM |
| justice-economist | $25.00 | 5/14/2011 12:08:23 PM |
| red-luminous-gain | $25.00 | 5/14/2011 12:11:51 PM |
| tech310 | $50.00 | 5/1/2011 12:03:15 PM |
| smilinsam | $50.00 | 5/1/2011 7:47:11 PM |
| zorg77 | $50.00 | 5/2/2011 4:39:24 AM |
| capital_projects_investor | $25.00 | 5/1/2011 11:36:44 PM |
| RyanM561 | $25.00 | 5/2/2011 6:04:48 AM |
| asset-equilibrium0 | $50.00 | 5/2/2011 8:06:27 AM |
| 2grindstones | $25.00 | 5/2/2011 10:08:18 AM |
| SecondChanceLendingSERV | $25.00 | 5/2/2011 10:03:17 AM |
| money-fort | $28.46 | 5/3/2011 3:16:07 PM |
| the-reliable-trade | $100.00 | 5/5/2011 9:39:29 AM |
| rupee_power | $25.00 | 5/6/2011 9:26:02 AM |
| chungfang | $25.00 | 5/6/2011 4:21:00 PM |
| 168RichCapital | $25.50 | 5/6/2011 7:35:05 PM |
| vine99 | $75.00 | 5/7/2011 9:12:11 AM |
| genius520 | $50.00 | 5/7/2011 2:00:49 PM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:05:44 AM |
| CAGE-Investments | $25.00 | 5/9/2011 4:14:28 PM |
| marketplace-meridian | $25.00 | 5/10/2011 7:13:05 AM |
| bid-czar8 | $50.00 | 5/10/2011 7:25:35 AM |
| thelovebug | $50.00 | 5/10/2011 9:21:28 AM |
| careful-note | $50.00 | 5/10/2011 1:04:48 PM |
| hitsman | $50.00 | 5/10/2011 1:04:57 PM |
| catamaran2024 | $25.00 | 5/11/2011 2:30:12 AM |
| market-inspector | $25.00 | 5/12/2011 3:29:22 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:38:32 AM |
| zone8 | $100.00 | 5/12/2011 12:37:25 PM |
| worthy-bid8 | $50.00 | 5/12/2011 5:25:57 PM |
| successful-wealth7 | $25.00 | 5/12/2011 6:09:15 PM |
| Redmond | $25.00 | 5/12/2011 6:19:05 PM |
| fighter122 | $35.00 | 5/12/2011 6:24:53 PM |
| rlrcstr | $25.00 | 5/13/2011 9:33:23 AM |
| income-buddy7 | $50.00 | 5/13/2011 9:56:57 AM |
| handy-justice | $100.00 | 5/13/2011 11:07:24 AM |
| papaloha | $25.00 | 5/13/2011 11:08:15 AM |
| trumpeter5 | $25.00 | 5/13/2011 12:06:35 PM |
| a-restless-dollar | $25.00 | 5/13/2011 12:11:19 PM |
| engaging-repayment8 | $50.00 | 5/13/2011 12:43:02 PM |
| gold-fluffy-bunny4 | $50.00 | 5/13/2011 12:17:00 PM |
| orange-coin-walnut | $50.00 | 5/13/2011 12:32:58 PM |
| DasMula | $27.00 | 5/13/2011 1:33:12 PM |
| Johnab | $25.03 | 5/13/2011 12:58:27 PM |
| LaBamba | $100.00 | 5/13/2011 1:12:52 PM |
| csandb | $25.00 | 5/13/2011 1:16:00 PM |
| briskdevl07 | $25.00 | 5/13/2011 2:06:35 PM |
| umfan123 | $25.00 | 5/13/2011 3:23:19 PM |
| Easystreet | $25.00 | 5/14/2011 2:24:15 AM |
| the-profit-oracle | $25.00 | 5/14/2011 3:38:32 AM |
| wwwUniversal | $25.00 | 5/14/2011 3:37:52 AM |
| bountiful-durability | $50.00 | 5/14/2011 4:10:33 AM |
| Cai8899 | $25.00 | 5/14/2011 7:50:43 AM |
| lagnisiruk | $25.00 | 5/14/2011 8:19:56 AM |
| 1phantom | $25.00 | 5/14/2011 8:40:26 AM |
| point-mastery | $50.00 | 5/14/2011 9:05:49 AM |
| unrelenting-auction7 | $50.00 | 5/14/2011 10:35:47 AM |
| Lubava | $30.75 | 5/14/2011 11:10:07 AM |
| Rdodson11 | $25.00 | 5/14/2011 12:12:04 PM |
| brazilofmux | $100.00 | 5/14/2011 12:12:08 PM |
| macbeck22 | $25.00 | 5/14/2011 12:12:21 PM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
505154
This series of Notes was issued and sold upon the funding of the borrower loan #49619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $402.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1964 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 11y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,228 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| smart-rate8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
General Loan
Purpose of loan:
This loan will be used to...Payoff bills
My financial situation:
I am a good candidate for this loan because... I have worked at the same job for 12 years, have a good credit history and always pay my debts
Monthly net income: $7000
Monthly expenses: $5000
Housing: $3000
Insurance: $
Car expenses: $
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $1200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/4/2011 9:06:28 AM |
| golffish2 | $50.00 | 5/4/2011 9:09:20 AM |
| ingenious-deal6 | $25.00 | 5/4/2011 2:53:54 PM |
| reflective-rupee | $25.00 | 5/4/2011 4:39:38 PM |
| diplomatic-wealth7 | $25.00 | 5/5/2011 4:29:10 PM |
| arampata | $50.00 | 5/6/2011 8:35:35 AM |
| 2grindstones | $25.00 | 5/6/2011 11:13:21 AM |
| loyalist1 | $100.00 | 5/12/2011 6:39:31 AM |
| chungfang | $25.00 | 5/12/2011 5:37:45 PM |
| Weaverville | $25.00 | 5/13/2011 3:21:20 PM |
| Cai8899 | $25.00 | 5/14/2011 7:51:44 AM |
| Investoman | $75.00 | 5/15/2011 4:24:57 AM |
| special-currency6 | $50.00 | 5/15/2011 3:14:40 PM |
| 6moonbeams | $50.00 | 5/16/2011 10:49:37 AM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:36:46 PM |
| kidsskipp | $50.00 | 5/16/2011 5:50:30 PM |
| orange-courageous-dedication | $25.00 | 5/17/2011 9:24:09 AM |
| green-rapid-openness | $50.00 | 5/17/2011 10:54:58 AM |
| 113121 | $800.00 | 5/17/2011 12:28:48 PM |
| reflective-affluence | $50.00 | 5/17/2011 12:32:08 PM |
| credit-high-five8 | $50.00 | 5/17/2011 12:52:45 PM |
| FinanceEngine | $30.00 | 5/17/2011 1:23:17 PM |
| helping-out | $35.00 | 5/17/2011 1:49:39 PM |
| careful-note1 | $50.00 | 5/17/2011 1:56:01 PM |
| resplendent-dollar | $25.00 | 5/17/2011 3:10:49 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 4:58:59 PM |
| divedude | $25.00 | 5/17/2011 5:36:31 PM |
| money-bauble | $100.00 | 5/17/2011 7:08:00 PM |
| desertoasis | $25.00 | 5/17/2011 7:10:16 PM |
| fmanjoo | $25.00 | 5/17/2011 7:11:01 PM |
| point-compadre | $50.00 | 5/17/2011 7:11:11 PM |
| hitsman | $50.00 | 5/17/2011 7:11:18 PM |
| Banker2OO7 | $75.00 | 5/17/2011 6:59:22 PM |
| integrity-trumpet | $50.00 | 5/17/2011 7:10:20 PM |
| greenback-museum | $25.00 | 5/17/2011 7:26:08 PM |
| deal-guardian1 | $50.00 | 5/17/2011 7:10:24 PM |
| careful-note | $50.00 | 5/17/2011 7:11:22 PM |
| Ocean713 | $50.00 | 5/17/2011 7:31:32 PM |
| astute-asset7 | $25.00 | 5/17/2011 7:31:50 PM |
| asiaratt | $50.00 | 5/17/2011 7:32:03 PM |
| payment-goose2 | $50.00 | 5/17/2011 7:32:14 PM |
| worldly-money4 | $200.00 | 5/17/2011 7:32:34 PM |
| bid-czar8 | $50.00 | 5/17/2011 7:11:31 PM |
| _wally_ | $50.00 | 5/17/2011 7:28:10 PM |
| bold-shrewd-duty | $25.00 | 5/17/2011 7:25:52 PM |
| redondo | $50.00 | 5/17/2011 7:30:10 PM |
| fair-gain8 | $50.00 | 5/17/2011 7:26:12 PM |
| iolaire | $25.00 | 5/17/2011 7:31:18 PM |
| HedgeFund | $50.00 | 5/17/2011 7:31:46 PM |
| valiant-pound8 | $100.00 | 5/17/2011 7:31:06 PM |
| zen1cent | $25.00 | 5/17/2011 7:31:54 PM |
| durability-starfish | $25.00 | 5/17/2011 7:31:58 PM |
| bill-appraiser7 | $25.00 | 5/17/2011 7:32:44 PM |
| the-dollar-topper | $100.00 | 5/17/2011 7:32:47 PM |
| velocity-quest5 | $50.00 | 5/17/2011 7:32:52 PM |
| SLN-10 | $25.00 | 5/4/2011 9:07:10 AM |
| irrelevant | $25.00 | 5/4/2011 9:08:16 AM |
| tech310 | $50.00 | 5/4/2011 9:08:44 AM |
| the-enthralling-coin | $25.00 | 5/4/2011 2:54:16 PM |
| magnetic-dedication3 | $25.00 | 5/5/2011 8:14:43 AM |
| bonus-demon | $50.00 | 5/5/2011 5:40:55 PM |
| a-finance-nirvana | $25.00 | 5/6/2011 2:28:46 AM |
| penny-candy | $25.00 | 5/5/2011 8:13:57 PM |
| qsolo | $200.00 | 5/9/2011 9:44:00 AM |
| jjswanso | $40.00 | 5/10/2011 9:28:59 AM |
| Redmond | $25.00 | 5/12/2011 6:19:56 PM |
| miamibeachloaner | $25.00 | 5/13/2011 9:41:22 AM |
| missing-link | $25.00 | 5/13/2011 1:40:54 PM |
| red-power-pecan | $50.00 | 5/14/2011 9:05:18 AM |
| genius520 | $32.00 | 5/14/2011 9:55:34 AM |
| the-reliable-trade | $100.00 | 5/14/2011 12:08:25 PM |
| hookUup | $27.73 | 5/15/2011 4:14:46 PM |
| the-silver-blaster | $50.00 | 5/16/2011 7:35:40 AM |
| first-class-felicity6 | $50.00 | 5/16/2011 10:04:01 AM |
| mercuriant | $25.00 | 5/16/2011 10:55:21 AM |
| CAGE-Investments | $25.00 | 5/16/2011 12:46:17 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:32:15 PM |
| ThatDanGuy | $50.00 | 5/16/2011 1:48:58 PM |
| mlj0671 | $25.00 | 5/16/2011 5:17:50 PM |
| payment-jalapeno9 | $250.00 | 5/16/2011 5:49:55 PM |
| rogue_monster | $25.00 | 5/16/2011 5:51:06 PM |
| NobisEst | $25.00 | 5/17/2011 9:44:34 AM |
| Jack55304 | $300.00 | 5/17/2011 10:20:26 AM |
| shrewd-income | $100.00 | 5/17/2011 1:16:14 PM |
| moramis | $25.00 | 5/17/2011 12:43:58 PM |
| competent-p2p | $35.00 | 5/17/2011 12:59:32 PM |
| unassuming-capital3 | $50.00 | 5/17/2011 1:49:18 PM |
| Engineer44 | $25.00 | 5/17/2011 3:08:59 PM |
| finance-prescription | $64.34 | 5/17/2011 2:44:24 PM |
| 113121 | $3,300.00 | 5/17/2011 3:10:03 PM |
| zone8 | $100.00 | 5/17/2011 5:34:33 PM |
| exciting-loyalty3 | $100.00 | 5/17/2011 5:48:52 PM |
| interstellar | $75.00 | 5/17/2011 6:38:05 PM |
| wwwUniversal | $25.00 | 5/17/2011 6:39:02 PM |
| upbeat-coin937 | $42.53 | 5/17/2011 7:25:44 PM |
| miked8303 | $25.00 | 5/17/2011 7:25:50 PM |
| PThor | $25.00 | 5/17/2011 7:28:08 PM |
| RockpointCapital | $50.00 | 5/17/2011 7:28:14 PM |
| ingenious-truth0 | $75.00 | 5/17/2011 7:29:37 PM |
| bountiful-durability | $50.00 | 5/17/2011 7:29:57 PM |
| profit-powerplant | $25.00 | 5/17/2011 7:30:26 PM |
| Wellman | $50.00 | 5/17/2011 7:32:31 PM |
| handy-justice | $100.00 | 5/17/2011 7:10:38 PM |
| Gibbyland | $100.00 | 5/17/2011 7:25:48 PM |
| silver-wonder278 | $25.00 | 5/17/2011 7:26:17 PM |
| fairhelper | $25.00 | 5/17/2011 7:27:13 PM |
| IIP77 | $25.00 | 5/17/2011 7:28:34 PM |
| smilinsam | $50.00 | 5/17/2011 7:30:05 PM |
| villagers | $50.00 | 5/17/2011 7:26:00 PM |
| gold-virtuoso | $50.00 | 5/17/2011 7:26:04 PM |
| life-is-great | $25.00 | 5/17/2011 7:27:08 PM |
| swoosh | $50.00 | 5/17/2011 7:32:10 PM |
| BooRadley | $25.00 | 5/17/2011 7:28:12 PM |
| orange-preeminant-bill | $50.00 | 5/17/2011 7:28:50 PM |
| basis-wizard8 | $50.00 | 5/17/2011 7:34:04 PM |
| peace-steward7 | $50.00 | 5/17/2011 7:30:52 PM |
| credit-sycamore4 | $50.00 | 5/17/2011 7:32:43 PM |
| jalapeno2 | $25.00 | 5/17/2011 7:32:58 PM |
| papaloha | $25.00 | 5/17/2011 7:33:14 PM |
| moola-cell3 | $50.00 | 5/17/2011 7:34:02 PM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
505168
This series of Notes was issued and sold upon the funding of the borrower loan #49643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $19,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-04-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 11.32% |
Monthly payment:
| $414.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.09% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,270 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| benjamins-berserker |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen renovations
Purpose of loan:
This loan will be used to renovate my kitchen. The major purchases will be new flooring and countertops. Our existing flooring will be removed and replaced with high quality hardwood flooring. The countertops will be removed and replaced with granite coutertops and an oversized island will be added to the existing layout.
My financial situation:
I am a good candidate for this loan because I have an excellent credit history, never having paid late on anything in my life. Our household income is in excess of $80,000 per year. I am looking forward to a very positive experience with Prosper and enjoy the idea that individuals will benefit from my interest, rather than large financial institutions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DukSerduk | $25.00 | 5/4/2011 9:05:09 AM |
| useful-currency | $25.00 | 5/4/2011 9:06:03 AM |
| ore-genius2 | $100.00 | 5/4/2011 9:06:05 AM |
| bvzm | $50.00 | 5/4/2011 9:06:07 AM |
| dtrain5 | $25.00 | 5/4/2011 9:05:29 AM |
| smart-kindness8 | $100.00 | 5/4/2011 9:06:10 AM |
| Avala | $50.00 | 5/4/2011 9:07:29 AM |
| meux99 | $25.00 | 5/4/2011 9:05:30 AM |
| inspired-investment8 | $100.00 | 5/4/2011 9:06:13 AM |
| Leopoldine | $25.00 | 5/4/2011 9:08:31 AM |
| samo102us | $25.00 | 5/4/2011 10:59:54 AM |
| kyomoon | $50.00 | 5/5/2011 1:54:12 AM |
| capital-futurist | $25.00 | 5/5/2011 8:15:01 AM |
| MasterJin | $25.00 | 5/5/2011 5:28:43 PM |
| compoundinterest | $50.00 | 5/6/2011 5:24:41 AM |
| AmericanCredit | $25.00 | 5/6/2011 9:20:59 AM |
| broomfieldbucks | $25.00 | 5/6/2011 10:51:03 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:48:59 PM |
| credit-kahuna | $50.00 | 5/6/2011 11:50:30 PM |
| hookUup | $29.40 | 5/7/2011 12:28:41 AM |
| MNFrostbite | $75.00 | 5/6/2011 9:14:48 PM |
| eagletmr | $43.15 | 5/6/2011 10:18:53 PM |
| DonaldColorado | $50.00 | 5/7/2011 2:49:07 AM |
| GoldenGo4 | $50.00 | 5/7/2011 6:11:55 AM |
| janeybooboo | $100.00 | 5/7/2011 6:14:55 AM |
| wizard750 | $50.00 | 5/7/2011 6:47:33 AM |
| PositiveCarry | $50.00 | 5/7/2011 7:03:20 AM |
| junctionking | $25.00 | 5/7/2011 5:07:09 AM |
| invest-in-ed | $50.00 | 5/7/2011 5:26:21 AM |
| xrycac | $25.00 | 5/7/2011 6:08:32 AM |
| edsmoney | $100.00 | 5/7/2011 8:06:45 AM |
| reflective-rupee | $25.01 | 5/7/2011 6:41:45 AM |
| slartibardfast | $25.00 | 5/7/2011 8:28:31 AM |
| don'twannadance | $49.00 | 5/7/2011 9:40:19 AM |
| don'twannadance | $50.00 | 5/7/2011 9:39:44 AM |
| RankPaid | $50.00 | 5/7/2011 9:55:41 AM |
| reflective-deal8 | $100.00 | 5/7/2011 10:19:43 AM |
| reflective-deal8 | $200.00 | 5/7/2011 10:20:57 AM |
| reflective-deal8 | $200.00 | 5/7/2011 10:28:10 AM |
| Nascar1 | $50.00 | 5/7/2011 8:19:57 AM |
| heerzaquestion | $25.00 | 5/7/2011 8:20:22 AM |
| first-serene-credit | $25.00 | 5/7/2011 8:28:27 AM |
| napmanger | $50.00 | 5/7/2011 10:42:56 AM |
| designer_10 | $25.00 | 5/7/2011 11:16:41 AM |
| hbzchimar | $30.00 | 5/7/2011 9:48:22 AM |
| Underzenith85 | $25.00 | 5/7/2011 11:37:33 AM |
| oxnard | $100.00 | 5/7/2011 12:12:55 PM |
| novice-speculator | $25.00 | 5/7/2011 12:59:33 PM |
| Whitewater_Loans | $25.00 | 5/7/2011 2:03:47 PM |
| platinum-platoon | $82.10 | 5/7/2011 3:14:04 PM |
| dphoenix | $150.00 | 5/7/2011 3:16:48 PM |
| trelum | $43.21 | 5/7/2011 5:42:33 PM |
| eloquent-bill6 | $25.00 | 5/7/2011 3:10:37 PM |
| KDW08 | $25.00 | 5/7/2011 5:38:26 PM |
| MoneyBagsRUs | $25.00 | 5/8/2011 6:19:42 AM |
| Mad_Scientist | $25.00 | 5/7/2011 8:33:57 PM |
| jasonuz | $50.00 | 5/8/2011 7:06:47 AM |
| dealmaster | $100.00 | 5/8/2011 7:13:45 AM |
| frugalinvestor20 | $25.00 | 5/8/2011 7:41:51 AM |
| friendly-market5 | $25.00 | 5/8/2011 4:57:25 AM |
| a-dough-plato | $25.00 | 5/8/2011 8:03:34 AM |
| astan100 | $50.00 | 5/8/2011 8:13:38 AM |
| kind-value-pouch | $50.00 | 5/8/2011 6:03:27 AM |
| treasure-pipeline | $100.00 | 5/8/2011 6:32:13 AM |
| gunderstone | $137.09 | 5/8/2011 8:57:23 AM |
| bazzer | $25.00 | 5/8/2011 7:09:13 AM |
| Spring342 | $50.00 | 5/8/2011 7:41:47 AM |
| SunsetCoastCapital | $25.00 | 5/8/2011 11:09:42 AM |
| wealth-competitor | $50.00 | 5/8/2011 11:00:55 AM |
| verbal8 | $25.00 | 5/8/2011 11:09:58 AM |
| sfmf | $25.00 | 5/8/2011 12:01:42 PM |
| likeable-leverage5 | $250.00 | 5/8/2011 11:56:00 AM |
| cloud8 | $75.00 | 5/8/2011 9:31:57 AM |
| steve6034 | $100.00 | 5/8/2011 9:40:24 AM |
| djs81 | $50.00 | 5/8/2011 10:30:28 AM |
| ReddInc | $250.00 | 5/8/2011 1:10:02 PM |
| listing-meridian | $500.00 | 5/8/2011 1:19:09 PM |
| payout-detective7 | $31.36 | 5/8/2011 1:33:10 PM |
| marketplace-spark | $50.00 | 5/8/2011 1:35:23 PM |
| handy-justice | $100.00 | 5/8/2011 2:24:18 PM |
| julijask | $50.00 | 5/8/2011 12:35:46 PM |
| navstox | $85.00 | 5/8/2011 1:30:07 PM |
| Theodon | $25.00 | 5/9/2011 10:07:54 AM |
| g314 | $30.00 | 5/9/2011 1:07:39 PM |
| AFairDeal | $50.00 | 5/9/2011 3:18:21 PM |
| nosualcneas | $25.00 | 5/10/2011 5:34:52 PM |
| radforj22 | $50.00 | 5/10/2011 5:43:11 PM |
| ceg451 | $25.00 | 5/10/2011 5:58:18 PM |
| grove064 | $100.00 | 5/11/2011 4:51:19 PM |
| balanced-rupee | $50.00 | 5/11/2011 7:28:57 PM |
| cablenews | $50.00 | 5/11/2011 7:29:22 PM |
| cosmof16 | $25.00 | 5/12/2011 11:21:21 AM |
| orindalender | $50.00 | 5/12/2011 12:50:24 PM |
| payout-tamarack9 | $31.07 | 5/12/2011 12:53:13 PM |
| napmanger | $50.00 | 5/12/2011 2:01:19 PM |
| unclejaef | $25.00 | 5/12/2011 3:19:47 PM |
| RockCrown | $25.00 | 5/12/2011 3:20:58 PM |
| saahilld | $25.00 | 5/12/2011 3:49:43 PM |
| Wilcat77 | $50.00 | 5/12/2011 4:44:14 PM |
| Munnie | $25.00 | 5/13/2011 7:35:45 AM |
| kinetic-truth | $25.00 | 5/13/2011 9:51:27 AM |
| kindness-dessert | $50.00 | 5/13/2011 10:53:57 AM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:07 PM |
| andyb9 | $50.00 | 5/13/2011 2:35:13 PM |
| SpecialMan-211 | $250.00 | 5/13/2011 7:22:07 PM |
| hawaiiangirl76 | $25.00 | 5/14/2011 8:01:13 AM |
| lagnisiruk | $25.00 | 5/14/2011 8:19:00 AM |
| velocity-solo | $25.00 | 5/14/2011 9:45:56 AM |
| protargol | $26.78 | 5/14/2011 11:53:44 AM |
| mwfarmkid | $25.00 | 5/14/2011 4:54:12 PM |
| wiseindian | $25.00 | 5/14/2011 11:14:30 PM |
| sappy02 | $25.00 | 5/15/2011 11:10:32 AM |
| PThor | $25.00 | 5/15/2011 10:30:23 AM |
| Jeffersonbank | $50.00 | 5/15/2011 7:09:12 PM |
| beaker | $25.00 | 5/16/2011 6:39:21 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:40:27 AM |
| truth-image | $50.00 | 5/16/2011 7:54:24 AM |
| frooogal | $25.00 | 5/16/2011 12:41:13 PM |
| alpinaut | $25.00 | 5/16/2011 1:00:27 PM |
| rose88 | $50.00 | 5/16/2011 1:38:27 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:47:51 PM |
| sleepdeprived | $25.09 | 5/16/2011 2:13:09 PM |
| ytjameslee | $50.00 | 5/16/2011 5:35:14 PM |
| California04 | $25.00 | 5/16/2011 5:36:30 PM |
| Ragnar | $50.00 | 5/16/2011 5:36:51 PM |
| fair-funds | $50.00 | 5/16/2011 5:48:57 PM |
| phantom72 | $75.00 | 5/16/2011 8:01:20 PM |
| syounker | $29.46 | 5/17/2011 2:08:10 AM |
| Cheburashka | $30.00 | 5/17/2011 2:04:36 AM |
| BankingFamily | $25.00 | 5/17/2011 2:24:05 AM |
| degster | $25.00 | 5/17/2011 2:40:04 AM |
| Montgomery-Burns | $25.00 | 5/17/2011 2:59:49 AM |
| Cre8iveCash | $25.00 | 5/17/2011 8:11:09 AM |
| dmk2006 | $25.00 | 5/17/2011 8:03:50 AM |
| Daneistes | $50.00 | 5/17/2011 8:32:01 AM |
| minatoku | $100.00 | 5/17/2011 8:54:48 AM |
| NobisEst | $25.00 | 5/17/2011 9:43:06 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:36:26 AM |
| mrstender | $25.00 | 5/17/2011 11:51:28 AM |
| reflective-affluence | $25.00 | 5/17/2011 2:39:17 PM |
| diablorulz | $50.00 | 5/17/2011 4:13:54 PM |
| heavenly-social1 | $100.00 | 5/17/2011 3:23:02 PM |
| TCayce | $42.90 | 5/17/2011 5:25:09 PM |
| jgs715 | $50.00 | 5/17/2011 5:29:42 PM |
| Aimvest | $25.00 | 5/17/2011 5:30:16 PM |
| dma1206 | $41.34 | 5/17/2011 5:30:20 PM |
| SailAwayMoon | $25.00 | 5/17/2011 5:28:37 PM |
| MARWARISETH | $25.00 | 5/17/2011 5:28:43 PM |
| MwarrenB | $50.00 | 5/17/2011 5:28:52 PM |
| docdekay | $100.00 | 5/17/2011 5:28:58 PM |
| dharma1 | $25.00 | 5/17/2011 5:29:39 PM |
| FlexFunding | $50.00 | 5/17/2011 5:27:47 PM |
| _wally_ | $50.00 | 5/17/2011 5:28:48 PM |
| nex | $25.00 | 5/17/2011 5:29:19 PM |
| Cover4 | $25.00 | 5/17/2011 5:29:28 PM |
| peb44 | $25.00 | 5/17/2011 5:29:49 PM |
| subtle-revenue0 | $25.00 | 5/17/2011 5:30:23 PM |
| MrDavid | $50.00 | 5/4/2011 9:06:04 AM |
| kenji4861 | $25.00 | 5/4/2011 9:06:06 AM |
| minista | $25.00 | 5/4/2011 9:06:09 AM |
| kulender | $50.00 | 5/4/2011 9:24:44 AM |
| macgeek | $67.78 | 5/4/2011 9:19:50 AM |
| blooming-market | $25.00 | 5/4/2011 9:05:31 AM |
| fcrick | $25.00 | 5/4/2011 9:06:02 AM |
| lukeskywalkerkp | $25.00 | 5/4/2011 9:06:17 AM |
| heroic-p2ploan2 | $50.00 | 5/4/2011 9:07:31 AM |
| unrivaled-silver | $50.00 | 5/4/2011 9:25:28 AM |
| jga516 | $25.00 | 5/4/2011 10:59:50 AM |
| indomitable-coin | $50.00 | 5/4/2011 2:49:14 PM |
| the-enthralling-coin | $25.00 | 5/4/2011 6:06:06 PM |
| dpfl55 | $25.00 | 5/4/2011 6:20:20 PM |
| axl163 | $25.00 | 5/5/2011 1:54:53 AM |
| antlr | $50.00 | 5/4/2011 10:09:23 PM |
| efficient-treasure0 | $25.00 | 5/6/2011 10:29:22 AM |
| Carpetkid | $50.00 | 5/6/2011 12:40:46 PM |
| Dubbs360 | $100.00 | 5/6/2011 9:02:27 PM |
| authoritative-capital | $26.15 | 5/6/2011 9:26:17 PM |
| intrepid-credit5 | $50.00 | 5/6/2011 10:49:30 PM |
| supreme-hope | $25.00 | 5/7/2011 2:19:57 AM |
| kublai | $25.00 | 5/7/2011 3:54:14 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 4:59:42 AM |
| alluring-bonus4 | $150.00 | 5/7/2011 5:47:26 AM |
| manfromMaine | $41.43 | 5/7/2011 5:48:30 AM |
| C_Mark | $100.00 | 5/7/2011 6:41:55 AM |
| rcflick | $25.00 | 5/7/2011 6:43:24 AM |
| MDJAX67 | $100.00 | 5/7/2011 6:56:07 AM |
| agwosdof | $100.00 | 5/7/2011 6:14:42 AM |
| festeringsnot | $33.00 | 5/7/2011 8:40:34 AM |
| marwadi-62 | $300.00 | 5/7/2011 9:01:02 AM |
| Fingar | $50.00 | 5/7/2011 7:10:50 AM |
| orange-finance-banker | $50.00 | 5/7/2011 9:17:42 AM |
| Tideman | $75.00 | 5/7/2011 9:49:29 AM |
| don'twannadance | $50.00 | 5/7/2011 9:40:07 AM |
| momoney2lend | $25.00 | 5/7/2011 9:53:33 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 9:55:13 AM |
| lucrative-worth | $33.25 | 5/7/2011 8:34:05 AM |
| Lender0010 | $25.00 | 5/7/2011 10:55:45 AM |
| tender-integrity3 | $55.80 | 5/7/2011 11:01:12 AM |
| Wings06J | $50.00 | 5/7/2011 11:08:38 AM |
| Leopoldine | $25.00 | 5/7/2011 11:15:15 AM |
| don'twannadance | $50.00 | 5/7/2011 9:39:56 AM |
| neutrino6 | $25.00 | 5/7/2011 12:13:10 PM |
| DasMula | $27.00 | 5/7/2011 12:25:35 PM |
| formula842 | $25.00 | 5/7/2011 1:22:14 PM |
| Elbanko | $40.00 | 5/7/2011 1:24:29 PM |
| Engineer44 | $30.00 | 5/7/2011 3:29:46 PM |
| Johnab | $25.00 | 5/7/2011 4:13:26 PM |
| CASSHMAN | $125.00 | 5/7/2011 4:50:11 PM |
| lucrative-coin | $100.00 | 5/7/2011 5:45:20 PM |
| mrreynol | $25.41 | 5/7/2011 5:41:42 PM |
| important-ore | $120.00 | 5/7/2011 6:36:54 PM |
| amusement4 | $200.00 | 5/7/2011 7:27:31 PM |
| Pakse | $25.00 | 5/7/2011 4:30:25 PM |
| blue111 | $75.00 | 5/7/2011 6:16:13 PM |
| Dr_Starchildren | $25.00 | 5/8/2011 5:55:11 AM |
| helpless23 | $58.79 | 5/8/2011 6:10:48 AM |
| liberty-cocktail6 | $50.00 | 5/8/2011 6:14:43 AM |
| janeybooboo | $100.00 | 5/8/2011 6:33:30 AM |
| topmonkey | $50.00 | 5/8/2011 6:57:05 AM |
| dime-vista2 | $25.00 | 5/8/2011 6:59:42 AM |
| orangetrust | $25.00 | 5/8/2011 7:28:52 AM |
| profitable-money | $50.00 | 5/7/2011 11:11:11 PM |
| greenkid | $165.00 | 5/8/2011 7:45:30 AM |
| engrossing-benefit0 | $200.00 | 5/8/2011 7:57:47 AM |
| dallas76 | $250.00 | 5/8/2011 4:59:34 AM |
| Brian5 | $200.00 | 5/8/2011 5:15:29 AM |
| YogitheTreeFrog | $50.00 | 5/8/2011 8:15:33 AM |
| blue111 | $25.00 | 5/8/2011 5:44:30 AM |
| market-doctor | $531.04 | 5/8/2011 6:33:41 AM |
| loan-lionheart6 | $75.00 | 5/8/2011 9:06:10 AM |
| JCMC | $25.00 | 5/8/2011 10:21:12 AM |
| silver-wonder278 | $150.00 | 5/8/2011 10:40:13 AM |
| loan-genie88 | $25.00 | 5/8/2011 10:42:50 AM |
| liberty-point | $25.00 | 5/8/2011 10:42:38 AM |
| vault542 | $36.67 | 5/8/2011 7:48:47 AM |
| slhsmile125 | $84.80 | 5/8/2011 9:23:44 AM |
| vigilance-spinner3 | $50.00 | 5/8/2011 9:38:46 AM |
| smilinguy | $50.00 | 5/8/2011 10:25:37 AM |
| thankful-nickel2 | $50.00 | 5/8/2011 12:27:52 PM |
| auction-elvis | $25.00 | 5/8/2011 11:37:56 AM |
| 340 | $50.00 | 5/8/2011 11:44:09 AM |
| radiobuda | $50.00 | 5/8/2011 12:52:57 PM |
| proud-silver0 | $200.00 | 5/8/2011 12:54:28 PM |
| -Jon- | $40.00 | 5/8/2011 1:12:29 PM |
| sparkling-contract7 | $25.00 | 5/8/2011 1:26:30 PM |
| cash-tent | $40.00 | 5/8/2011 1:43:45 PM |
| surfhoss644 | $200.00 | 5/8/2011 1:50:17 PM |
| Nicedad72 | $25.53 | 5/8/2011 2:09:16 PM |
| 02408575 | $300.00 | 5/8/2011 2:20:55 PM |
| Avicell | $50.00 | 5/8/2011 2:13:46 PM |
| supersarah61 | $50.00 | 5/8/2011 2:24:57 PM |
| helpful-fund8 | $400.00 | 5/9/2011 3:59:40 PM |
| damage | $25.00 | 5/10/2011 8:15:01 AM |
| nuclearmoose | $50.00 | 5/10/2011 12:54:18 PM |
| snowman34 | $25.00 | 5/10/2011 5:36:48 PM |
| uberrific | $100.00 | 5/11/2011 12:34:56 AM |
| math1973 | $100.00 | 5/11/2011 9:34:24 AM |
| Interstate_Rate | $147.55 | 5/12/2011 1:18:49 AM |
| Marathoner | $25.00 | 5/12/2011 7:04:41 AM |
| elasermd | $50.00 | 5/12/2011 10:00:38 AM |
| rapid-wampum5 | $40.00 | 5/12/2011 12:24:31 PM |
| orange-resolute-platinum | $25.00 | 5/12/2011 2:09:41 PM |
| tutnyce | $50.00 | 5/12/2011 8:41:31 PM |
| gauss02 | $25.00 | 5/13/2011 11:19:44 AM |
| 265alan0 | $30.74 | 5/13/2011 4:34:21 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:27 PM |
| danny-lender | $50.00 | 5/14/2011 9:24:12 AM |
| Beverly_Hills_Lender | $25.00 | 5/14/2011 9:39:24 AM |
| cash-merry-maker | $25.00 | 5/14/2011 9:49:42 AM |
| brightest-dynamic-peace | $25.00 | 5/14/2011 9:59:54 AM |
| Duchdad | $25.00 | 5/14/2011 8:44:16 PM |
| serene-truth2 | $50.00 | 5/14/2011 9:09:14 PM |
| davisfl | $50.00 | 5/15/2011 10:29:20 AM |
| cunning-truth6 | $50.00 | 5/15/2011 3:10:43 PM |
| passbook | $25.00 | 5/16/2011 10:12:35 AM |
| fair_rates | $25.00 | 5/16/2011 10:28:05 AM |
| ArashMass | $30.00 | 5/16/2011 11:19:52 AM |
| ATOHokie | $25.00 | 5/16/2011 12:36:19 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:29:32 PM |
| ussugm | $25.00 | 5/16/2011 12:47:20 PM |
| totoro | $25.00 | 5/16/2011 2:46:13 PM |
| worth-engine5 | $30.00 | 5/16/2011 2:17:47 PM |
| JAB | $100.00 | 5/16/2011 4:00:22 PM |
| gjm6d | $25.00 | 5/16/2011 4:38:03 PM |
| dukeiyer | $26.33 | 5/16/2011 5:18:27 PM |
| NATIVEBORN | $100.00 | 5/16/2011 5:14:53 PM |
| life-is-great | $25.00 | 5/16/2011 5:31:35 PM |
| rmachi | $25.00 | 5/16/2011 5:26:55 PM |
| pseudokris | $25.00 | 5/16/2011 5:29:34 PM |
| wise-cash-keeper | $25.00 | 5/16/2011 5:32:38 PM |
| first-euro-rapture | $25.00 | 5/16/2011 5:39:13 PM |
| BlackCat36 | $50.00 | 5/16/2011 5:39:26 PM |
| anyoi | $50.00 | 5/16/2011 5:47:06 PM |
| taal1 | $25.00 | 5/16/2011 6:16:10 PM |
| thedoctor | $45.08 | 5/17/2011 1:46:56 AM |
| ryreesado | $25.00 | 5/17/2011 4:33:47 AM |
| djh47a | $25.00 | 5/17/2011 2:40:16 AM |
| Brklyn01 | $25.00 | 5/17/2011 5:12:31 AM |
| lanlie | $257.59 | 5/17/2011 5:24:52 AM |
| easylendingllc | $32.42 | 5/17/2011 8:38:29 AM |
| techreseller | $50.00 | 5/17/2011 8:50:39 AM |
| coin-processor7 | $50.00 | 5/17/2011 9:39:38 AM |
| gardenofeden | $25.00 | 5/17/2011 10:34:53 AM |
| dough-collector0 | $175.00 | 5/17/2011 12:06:34 PM |
| venture30 | $50.00 | 5/17/2011 12:52:24 PM |
| skuba | $50.00 | 5/17/2011 1:24:00 PM |
| infusion3 | $50.00 | 5/17/2011 1:32:05 PM |
| MrEks | $50.00 | 5/17/2011 1:33:35 PM |
| credit-high-five8 | $50.00 | 5/17/2011 2:25:46 PM |
| lth35 | $79.00 | 5/17/2011 3:01:30 PM |
| 108lender | $200.00 | 5/17/2011 5:28:29 PM |
| TomKacz | $100.00 | 5/17/2011 5:28:45 PM |
| wampum-library4 | $25.00 | 5/17/2011 5:29:46 PM |
| exciting-fairness8 | $50.00 | 5/17/2011 5:30:01 PM |
| tdinbranson | $28.86 | 5/17/2011 5:30:19 PM |
| diligent-leverage | $50.00 | 5/17/2011 5:28:40 PM |
| diversification-surge | $200.00 | 5/17/2011 5:28:50 PM |
| cerebral-auction950 | $50.00 | 5/17/2011 5:28:54 PM |
| greenback-maracas | $25.00 | 5/17/2011 5:30:06 PM |
| investment-comet | $25.00 | 5/17/2011 5:29:23 PM |
| 16888 | $50.00 | 5/17/2011 5:29:35 PM |
| TennSquire | $25.00 | 5/17/2011 5:29:53 PM |
| kurizoo | $25.00 | 5/17/2011 5:30:10 PM |
| 323 Investments
|
Borrower Payment Dependent Notes Series
505242
This series of Notes was issued and sold upon the funding of the borrower loan #49513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $22,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-04-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 11.32% |
Monthly payment:
| $479.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.09% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 820-839 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,881 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bonus-zoo6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My new home!
Purpose of loan:
Buying an auction home, $35,100 is the full purchase price of the home, I have already put down $3,510. With this loan I can close on the property, make a few needed repairs and pay off this loan in about 24mos. To use a conventail mortgage will cost me another nearly $3,500 in closing costs which is 10% of the sale price, it just doesn't seem to make good business sense. This a county auction property so there are no liens, no title searches needed and no debt on the property, just a really great deal for me.
County auditors appraisal of $78,000
My financial situation:
I am a good candidate for this loan because I pay my bills and live within my means. My wife and I only qualify and extend ourselves within one income to ensure in times of need we can cover our obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Leopoldine | $25.00 | 5/4/2011 5:01:47 PM |
| indomitable-coin | $25.00 | 5/4/2011 5:02:54 PM |
| blooming-market | $25.00 | 5/4/2011 5:04:49 PM |
| heroic-p2ploan2 | $50.00 | 5/4/2011 5:08:02 PM |
| dtrain5 | $25.00 | 5/4/2011 5:04:45 PM |
| fcrick | $25.00 | 5/4/2011 5:05:34 PM |
| kenji4861 | $25.00 | 5/4/2011 5:06:06 PM |
| bvzm | $50.00 | 5/4/2011 5:06:12 PM |
| useful-currency | $25.00 | 5/4/2011 5:05:40 PM |
| MrDavid | $50.00 | 5/4/2011 5:05:53 PM |
| smart-kindness8 | $100.00 | 5/4/2011 5:06:23 PM |
| inspired-investment8 | $100.00 | 5/4/2011 5:06:28 PM |
| Gibbyland | $100.00 | 5/4/2011 5:07:32 PM |
| monroemoney | $25.00 | 5/4/2011 6:04:27 PM |
| DavenportCapital | $25.00 | 5/4/2011 6:04:31 PM |
| dpfl55 | $25.00 | 5/4/2011 6:20:17 PM |
| Tom579 | $35.42 | 5/4/2011 6:04:30 PM |
| awwaww | $27.97 | 5/5/2011 1:44:21 AM |
| lloyd_s | $25.00 | 5/5/2011 2:03:14 AM |
| ItsJustMe79 | $40.00 | 5/5/2011 2:20:49 AM |
| ore-didgeridoo | $25.00 | 5/5/2011 3:43:57 PM |
| mad-scientist0 | $100.00 | 5/6/2011 5:31:21 AM |
| lukeskywalkerkp | $25.00 | 5/6/2011 9:21:16 AM |
| the-enthralling-coin | $25.00 | 5/6/2011 12:41:15 PM |
| MasterJin | $25.00 | 5/6/2011 12:40:05 PM |
| RankPaid | $25.00 | 5/7/2011 10:08:53 AM |
| auction-elvis | $25.00 | 5/8/2011 11:39:04 AM |
| AFairDeal | $50.00 | 5/9/2011 3:18:53 PM |
| nuclearmoose | $50.00 | 5/10/2011 12:54:22 PM |
| AmericanCredit | $25.00 | 5/10/2011 5:34:59 PM |
| SFGuy | $25.00 | 5/10/2011 8:52:53 PM |
| uberrific | $34.96 | 5/11/2011 12:35:01 AM |
| math1973 | $100.00 | 5/11/2011 9:34:27 AM |
| tender-integrity3 | $100.00 | 5/11/2011 11:59:31 AM |
| radforj22 | $50.00 | 5/11/2011 5:12:16 PM |
| heavenly-interest9 | $100.00 | 5/11/2011 7:44:07 PM |
| Marathoner | $25.00 | 5/12/2011 7:04:44 AM |
| Tamerz | $33.42 | 5/12/2011 12:07:31 PM |
| cosmof16 | $25.00 | 5/12/2011 11:21:29 AM |
| Nascar1 | $100.00 | 5/12/2011 12:19:24 PM |
| UKloanfella | $50.37 | 5/12/2011 12:06:25 PM |
| SpectrumCen | $25.00 | 5/12/2011 12:11:03 PM |
| MoneyTree79 | $82.61 | 5/12/2011 12:17:04 PM |
| ctgscott | $25.00 | 5/12/2011 12:24:12 PM |
| nilonc1 | $50.00 | 5/12/2011 12:26:13 PM |
| orindalender | $50.00 | 5/12/2011 12:50:27 PM |
| Q9-X3 | $50.00 | 5/12/2011 12:53:29 PM |
| availableloan | $25.00 | 5/12/2011 12:34:38 PM |
| designer_10 | $25.00 | 5/12/2011 12:38:55 PM |
| potatoepicker | $64.39 | 5/12/2011 12:59:46 PM |
| dochelp | $100.00 | 5/12/2011 1:08:57 PM |
| sgt-schultz | $31.57 | 5/12/2011 1:20:15 PM |
| systematic-trade | $25.00 | 5/12/2011 12:54:50 PM |
| 108lender | $300.00 | 5/12/2011 1:06:20 PM |
| Chrishu | $25.00 | 5/12/2011 1:08:23 PM |
| brightest-fascinating-principal | $25.00 | 5/12/2011 1:27:44 PM |
| rachelrachelrachel | $30.00 | 5/12/2011 1:13:03 PM |
| bentheredunthat | $98.00 | 5/12/2011 1:21:20 PM |
| Prosp_Lender | $50.00 | 5/12/2011 1:24:16 PM |
| cpbreton | $25.00 | 5/12/2011 1:55:00 PM |
| Karensmoney | $81.90 | 5/12/2011 1:42:58 PM |
| economy-popcorn | $25.00 | 5/12/2011 1:55:20 PM |
| FigTree | $100.00 | 5/12/2011 2:13:45 PM |
| seabass123 | $25.00 | 5/12/2011 2:54:44 PM |
| jgs715 | $100.00 | 5/12/2011 3:14:30 PM |
| ceg451 | $25.00 | 5/12/2011 3:20:16 PM |
| nickel-ferret | $100.00 | 5/12/2011 3:23:05 PM |
| Mad_Scientist | $51.92 | 5/12/2011 3:10:34 PM |
| STLLAB-MO | $30.00 | 5/12/2011 2:59:37 PM |
| stupiddayjob | $28.31 | 5/12/2011 3:36:17 PM |
| calimanusa | $50.27 | 5/12/2011 3:07:20 PM |
| Jewels | $75.72 | 5/12/2011 4:01:02 PM |
| SolarMoonshine | $25.00 | 5/12/2011 3:43:02 PM |
| Bill88 | $30.00 | 5/12/2011 4:08:01 PM |
| thorough-payout8 | $50.00 | 5/12/2011 3:33:32 PM |
| tommyanthony | $301.90 | 5/12/2011 4:01:48 PM |
| RedantFinance | $50.00 | 5/12/2011 4:05:51 PM |
| Wilcat77 | $50.00 | 5/12/2011 4:38:43 PM |
| Wilcat77 | $25.00 | 5/12/2011 4:40:31 PM |
| YellowJacket | $25.00 | 5/12/2011 5:23:43 PM |
| kind-efficient-credit | $25.00 | 5/12/2011 4:50:30 PM |
| selector568 | $200.00 | 5/12/2011 5:25:09 PM |
| bold-punctual-wampum | $46.72 | 5/12/2011 5:28:14 PM |
| dinero-fighter | $210.00 | 5/12/2011 6:45:04 PM |
| integrityisnumone | $100.00 | 5/12/2011 6:46:09 PM |
| KrisKringle | $75.00 | 5/12/2011 6:50:59 PM |
| Peacepower | $35.04 | 5/12/2011 5:54:12 PM |
| dblaz5 | $1,000.00 | 5/12/2011 6:41:55 PM |
| loan-lionheart6 | $50.00 | 5/12/2011 6:37:09 PM |
| restless-community389 | $25.00 | 5/12/2011 6:48:50 PM |
| credible-durability | $25.00 | 5/12/2011 6:53:35 PM |
| crippledcircus | $65.00 | 5/12/2011 8:24:33 PM |
| lukeskywalkerkp | $25.00 | 5/12/2011 7:10:38 PM |
| the-fairness-orbiter | $25.00 | 5/12/2011 8:51:09 PM |
| tutnyce | $125.00 | 5/12/2011 8:59:24 PM |
| gothampark | $25.00 | 5/12/2011 7:37:45 PM |
| Gyroman | $100.00 | 5/12/2011 7:38:42 PM |
| worth-excellence4 | $35.74 | 5/12/2011 9:44:29 PM |
| investment-comet | $25.00 | 5/12/2011 7:39:50 PM |
| authoritative-capital | $37.12 | 5/12/2011 7:48:40 PM |
| DasMula | $27.00 | 5/12/2011 10:35:03 PM |
| Randyg08 | $30.00 | 5/12/2011 8:43:56 PM |
| reward-walnut | $50.00 | 5/12/2011 9:07:13 PM |
| calkidd05 | $26.00 | 5/12/2011 8:55:51 PM |
| inventive-wealth2 | $43.16 | 5/12/2011 11:14:53 PM |
| palace2 | $1,000.00 | 5/13/2011 2:58:29 AM |
| supreme-hope | $25.00 | 5/13/2011 1:09:47 AM |
| Oak-Parker | $25.00 | 5/13/2011 4:08:45 AM |
| invest-in-ed | $250.00 | 5/13/2011 1:15:46 AM |
| mayneeyak | $100.00 | 5/13/2011 4:34:01 AM |
| regahj99 | $25.00 | 5/12/2011 11:53:09 PM |
| exact-gold2 | $26.57 | 5/13/2011 5:44:09 AM |
| trapperdc | $134.00 | 5/13/2011 6:20:08 AM |
| T-Bizzone | $150.00 | 5/13/2011 2:05:41 AM |
| iscout | $100.00 | 5/13/2011 6:38:27 AM |
| micloans | $50.00 | 5/13/2011 5:02:51 AM |
| davisfl | $50.00 | 5/13/2011 6:41:02 AM |
| saga9 | $25.00 | 5/13/2011 5:56:45 AM |
| goldenretriever | $100.00 | 5/13/2011 7:45:56 AM |
| Brisket_Bob | $300.00 | 5/13/2011 6:07:33 AM |
| indomitable-dedication | $50.00 | 5/13/2011 7:23:37 AM |
| p2p-eagle9 | $25.00 | 5/13/2011 8:19:10 AM |
| sfmf | $25.00 | 5/13/2011 7:45:40 AM |
| jbchats | $135.00 | 5/13/2011 7:16:50 AM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:10 PM |
| Interstate_Rate | $50.00 | 5/13/2011 3:20:52 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:29 PM |
| SpecialMan-211 | $250.00 | 5/13/2011 7:25:40 PM |
| ddamenace | $50.00 | 5/13/2011 8:45:20 PM |
| hawaiiangirl76 | $25.00 | 5/14/2011 8:01:18 AM |
| lagnisiruk | $25.00 | 5/14/2011 8:19:03 AM |
| peaceful-nickel2 | $100.00 | 5/14/2011 8:50:32 AM |
| ltlsprite3 | $55.00 | 5/14/2011 9:11:55 AM |
| cash-merry-maker | $25.00 | 5/14/2011 9:49:44 AM |
| brightest-dynamic-peace | $25.00 | 5/14/2011 9:59:55 AM |
| jpblan11 | $25.00 | 5/14/2011 3:30:48 PM |
| newest-funds-powerplant | $25.00 | 5/14/2011 4:24:17 PM |
| Beverly_Hills_Lender | $25.00 | 5/14/2011 4:36:12 PM |
| Duchdad | $25.00 | 5/14/2011 8:44:17 PM |
| serene-truth2 | $50.00 | 5/14/2011 9:09:15 PM |
| cablenews | $50.00 | 5/15/2011 10:29:18 AM |
| sappy02 | $25.00 | 5/15/2011 11:10:33 AM |
| cunning-truth6 | $150.00 | 5/15/2011 3:08:27 PM |
| best-loyalty-lesson | $40.00 | 5/16/2011 9:02:59 AM |
| elasermd | $50.00 | 5/16/2011 10:36:00 AM |
| alpinaut | $25.00 | 5/16/2011 1:00:29 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:29:34 PM |
| sleepdeprived | $25.09 | 5/16/2011 2:13:59 PM |
| nolahelper | $25.00 | 5/16/2011 1:51:28 PM |
| rmachi | $25.00 | 5/16/2011 5:26:57 PM |
| NATIVEBORN | $100.00 | 5/16/2011 5:16:24 PM |
| pseudokris | $25.00 | 5/16/2011 5:29:35 PM |
| fair_rates | $25.00 | 5/16/2011 5:39:14 PM |
| Furryone | $25.00 | 5/16/2011 8:28:37 PM |
| jsr73 | $36.99 | 5/17/2011 12:51:24 AM |
| thaddeuscm | $99.00 | 5/16/2011 9:39:36 PM |
| cyonamine | $28.02 | 5/17/2011 2:06:02 AM |
| ryreesado | $25.00 | 5/17/2011 4:33:48 AM |
| dmk2006 | $25.00 | 5/17/2011 8:05:39 AM |
| Daneistes | $50.00 | 5/17/2011 8:32:02 AM |
| minatoku | $25.00 | 5/17/2011 8:55:59 AM |
| NobisEst | $25.00 | 5/17/2011 9:43:08 AM |
| forthright-trade | $25.00 | 5/17/2011 10:03:38 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:01 AM |
| skuba | $50.00 | 5/17/2011 1:24:01 PM |
| credit-high-five8 | $50.00 | 5/17/2011 2:25:47 PM |
| heavenly-social1 | $100.00 | 5/17/2011 3:24:14 PM |
| Signpainter | $43.33 | 5/17/2011 4:34:07 PM |
| Ragnar | $50.00 | 5/17/2011 5:30:49 PM |
| skillful-treasure37 | $50.00 | 5/17/2011 5:30:58 PM |
| pulmdoc | $25.00 | 5/17/2011 5:32:19 PM |
| fair-funds | $25.00 | 5/17/2011 5:34:01 PM |
| syounker | $50.00 | 5/17/2011 5:35:32 PM |
| pwkpwk | $25.00 | 5/17/2011 5:35:37 PM |
| latestone | $25.00 | 5/17/2011 5:36:01 PM |
| life-is-great | $25.00 | 5/17/2011 5:29:13 PM |
| p2p-harmony | $50.00 | 5/17/2011 5:30:36 PM |
| anyoi | $37.59 | 5/17/2011 5:33:37 PM |
| acropiloterau2002 | $25.00 | 5/17/2011 5:35:39 PM |
| degster | $25.00 | 5/17/2011 5:35:54 PM |
| first-euro-rapture | $25.00 | 5/17/2011 5:32:23 PM |
| thedoctor | $77.64 | 5/17/2011 5:35:19 PM |
| djh47a | $25.00 | 5/17/2011 5:36:05 PM |
| MrEks | $50.00 | 5/17/2011 5:49:15 PM |
| payout-cello | $100.00 | 5/17/2011 7:00:16 PM |
| Snoopylover | $25.00 | 5/17/2011 7:05:37 PM |
| amijo | $25.00 | 5/17/2011 7:02:51 PM |
| T-Bone | $25.00 | 5/17/2011 7:32:10 PM |
| tomxnsn | $25.00 | 5/17/2011 7:33:02 PM |
| etherichands | $60.00 | 5/17/2011 7:34:14 PM |
| ingenious-truth0 | $57.07 | 5/17/2011 7:28:28 PM |
| wonderful-dime | $50.39 | 5/18/2011 3:16:33 AM |
| please-repay | $65.00 | 5/18/2011 4:38:57 AM |
| farajgeo | $74.52 | 5/18/2011 4:52:58 AM |
| paul1 | $25.00 | 5/18/2011 5:30:45 AM |
| KB4UF | $25.00 | 5/18/2011 7:04:51 AM |
| MacBrandon | $25.00 | 5/18/2011 5:33:45 AM |
| jeewrx | $50.00 | 5/18/2011 7:54:15 AM |
| kjb1971 | $25.00 | 5/18/2011 8:55:47 AM |
| zippy-market5 | $25.00 | 5/18/2011 9:18:31 AM |
| run_dmc | $100.00 | 5/18/2011 9:52:19 AM |
| DukSerduk | $25.00 | 5/4/2011 5:04:12 PM |
| ore-genius2 | $100.00 | 5/4/2011 5:06:01 PM |
| Avala | $50.00 | 5/4/2011 5:08:00 PM |
| minista | $25.00 | 5/4/2011 5:06:17 PM |
| meux99 | $25.00 | 5/4/2011 5:02:38 PM |
| JustMee | $25.00 | 5/4/2011 5:19:31 PM |
| kulender | $50.00 | 5/4/2011 5:32:22 PM |
| axl163 | $25.00 | 5/4/2011 6:04:50 PM |
| credit-bearer959 | $50.00 | 5/4/2011 6:04:29 PM |
| Kerrysbay | $50.00 | 5/4/2011 6:04:38 PM |
| dinero-festivity2 | $50.00 | 5/4/2011 6:04:32 PM |
| reflective-rupee | $200.00 | 5/4/2011 7:46:57 PM |
| SCD | $25.00 | 5/4/2011 8:02:30 PM |
| caring-hope2 | $50.00 | 5/4/2011 8:26:04 PM |
| chillware | $25.00 | 5/5/2011 1:29:28 AM |
| kyomoon | $50.00 | 5/5/2011 1:54:04 AM |
| antlr | $50.00 | 5/4/2011 10:09:25 PM |
| Digs | $25.00 | 5/5/2011 1:41:22 AM |
| Bank_Of_XL | $25.00 | 5/5/2011 4:55:46 AM |
| capital-futurist | $25.00 | 5/5/2011 8:14:55 AM |
| unrivaled-silver | $50.00 | 5/5/2011 9:24:48 AM |
| gaiusceasar | $25.00 | 5/5/2011 10:06:34 AM |
| compoundinterest | $50.00 | 5/6/2011 5:24:48 AM |
| income-encore1 | $25.00 | 5/6/2011 5:00:48 PM |
| grove064 | $100.00 | 5/9/2011 2:05:04 PM |
| economy-tuba7 | $50.00 | 5/10/2011 8:51:32 AM |
| damage | $25.00 | 5/11/2011 7:29:00 PM |
| efficient-treasure0 | $25.00 | 5/11/2011 7:29:26 PM |
| g314 | $25.00 | 5/12/2011 10:01:02 AM |
| balance-warrior | $26.03 | 5/12/2011 12:10:44 PM |
| carydude | $50.00 | 5/12/2011 12:10:55 PM |
| loyalty-czar | $81.71 | 5/12/2011 12:13:56 PM |
| Boxster968 | $85.24 | 5/12/2011 12:11:16 PM |
| dcap3 | $50.00 | 5/12/2011 12:20:11 PM |
| dobied | $39.28 | 5/12/2011 12:16:54 PM |
| rapid-wampum5 | $40.00 | 5/12/2011 12:24:42 PM |
| delicious-loan093 | $25.00 | 5/12/2011 12:28:17 PM |
| vegibenz | $25.00 | 5/12/2011 1:12:02 PM |
| integrity-hawk | $200.00 | 5/12/2011 12:53:59 PM |
| best-inspiring-deal | $25.00 | 5/12/2011 1:02:10 PM |
| Dowanhill | $25.00 | 5/12/2011 1:30:53 PM |
| the-upbeat-p2p | $100.00 | 5/12/2011 1:02:52 PM |
| Thought | $42.27 | 5/12/2011 1:04:18 PM |
| VBAces | $100.00 | 5/12/2011 1:15:00 PM |
| integres | $51.19 | 5/12/2011 1:58:25 PM |
| silver-wonder278 | $200.00 | 5/12/2011 1:55:23 PM |
| napmanger | $50.00 | 5/12/2011 1:56:04 PM |
| baker31 | $50.00 | 5/12/2011 2:37:37 PM |
| orange-resolute-platinum | $25.00 | 5/12/2011 2:09:46 PM |
| numero-uno4 | $100.00 | 5/12/2011 2:26:41 PM |
| rustysailor | $25.00 | 5/12/2011 2:33:35 PM |
| Bieling | $50.00 | 5/12/2011 2:51:28 PM |
| euro-trumpet | $25.00 | 5/12/2011 2:54:49 PM |
| neutrino6 | $25.00 | 5/12/2011 2:58:10 PM |
| Carpetkid | $50.00 | 5/12/2011 3:19:55 PM |
| mcabery | $200.00 | 5/12/2011 3:32:50 PM |
| saahilld | $25.00 | 5/12/2011 3:47:12 PM |
| competent-p2p | $35.00 | 5/12/2011 4:06:40 PM |
| serene-credit4 | $100.00 | 5/12/2011 4:23:35 PM |
| autonomous-basis | $25.00 | 5/12/2011 4:33:45 PM |
| dirkiebush | $75.00 | 5/12/2011 4:01:35 PM |
| thankful-nickel2 | $50.00 | 5/12/2011 4:17:21 PM |
| slhsmile125 | $100.00 | 5/12/2011 4:17:35 PM |
| jc33148 | $150.88 | 5/12/2011 4:28:10 PM |
| market-sunshine2 | $119.57 | 5/12/2011 4:28:41 PM |
| WarmWeather | $32.81 | 5/12/2011 4:40:57 PM |
| CreditBuilder2 | $100.00 | 5/12/2011 5:12:32 PM |
| sharp-trade0 | $25.00 | 5/12/2011 5:16:43 PM |
| turbobrat | $50.00 | 5/12/2011 5:18:38 PM |
| currency-persimmon | $50.00 | 5/12/2011 6:44:34 PM |
| melodious-fairness | $100.00 | 5/12/2011 6:45:40 PM |
| northern_paddler | $25.00 | 5/12/2011 5:44:33 PM |
| red-power-pecan | $100.00 | 5/12/2011 7:15:20 PM |
| cloud8 | $100.00 | 5/12/2011 6:03:02 PM |
| Zuzu | $35.55 | 5/12/2011 7:40:31 PM |
| thankful-nickel2 | $50.00 | 5/12/2011 8:12:15 PM |
| payment-piledriver | $31.55 | 5/12/2011 6:32:34 PM |
| hookUup | $29.30 | 5/12/2011 6:53:36 PM |
| theskippy | $38.74 | 5/12/2011 6:59:54 PM |
| munro | $25.00 | 5/12/2011 7:12:35 PM |
| marwadi-62 | $150.00 | 5/12/2011 7:29:28 PM |
| natural-greenback6 | $25.00 | 5/12/2011 9:09:05 PM |
| goldsun | $25.00 | 5/12/2011 7:38:58 PM |
| planet613 | $50.00 | 5/12/2011 10:02:45 PM |
| BeaufortBill | $126.43 | 5/12/2011 7:52:39 PM |
| 420limo | $49.38 | 5/12/2011 11:59:02 PM |
| proper-deal6 | $25.00 | 5/12/2011 8:39:07 PM |
| engbusres | $60.00 | 5/12/2011 8:41:27 PM |
| worth-philosopher9 | $31.65 | 5/12/2011 9:20:02 PM |
| vigilance-searcher | $25.00 | 5/12/2011 9:32:12 PM |
| noodles932 | $81.24 | 5/12/2011 8:51:41 PM |
| Lender0010 | $50.00 | 5/12/2011 9:57:06 PM |
| investorrr | $39.42 | 5/12/2011 9:17:09 PM |
| top-blissful-integrity | $25.00 | 5/12/2011 11:53:11 PM |
| helpless23 | $41.16 | 5/13/2011 4:25:35 AM |
| vibraphone3 | $50.00 | 5/13/2011 5:06:57 AM |
| bold-sensible-basis | $25.00 | 5/13/2011 5:42:19 AM |
| brondero | $75.00 | 5/13/2011 2:07:18 AM |
| uscode35 | $120.00 | 5/13/2011 5:23:30 AM |
| HookersandBlow | $25.00 | 5/13/2011 5:31:11 AM |
| martymaniaman | $30.92 | 5/13/2011 7:05:46 AM |
| Isaac007 | $25.85 | 5/13/2011 5:45:12 AM |
| 3_boyz | $50.00 | 5/13/2011 5:57:31 AM |
| Munnie | $25.00 | 5/13/2011 7:35:50 AM |
| dollar-authority | $150.00 | 5/13/2011 7:36:38 AM |
| bmbanzai | $25.00 | 5/13/2011 6:23:24 AM |
| wampum-chorus3 | $26.15 | 5/13/2011 7:31:37 AM |
| FoosMaster | $25.00 | 5/13/2011 8:20:04 AM |
| philly_eagles | $25.00 | 5/13/2011 8:21:27 AM |
| Preferred-Lender | $25.00 | 5/13/2011 7:17:13 AM |
| LaBamba | $100.00 | 5/13/2011 8:11:36 AM |
| independent-dollar | $35.00 | 5/13/2011 7:41:56 AM |
| dsnybnd | $25.00 | 5/13/2011 7:50:51 AM |
| kindness-dessert | $50.00 | 5/13/2011 10:54:49 AM |
| power-defender7 | $50.00 | 5/13/2011 8:33:59 PM |
| jalvin | $108.00 | 5/14/2011 9:41:27 AM |
| velocity-solo | $25.00 | 5/14/2011 9:46:03 AM |
| snowman34 | $25.00 | 5/14/2011 4:34:40 PM |
| nosualcneas | $25.00 | 5/14/2011 4:34:31 PM |
| gauss02 | $25.00 | 5/14/2011 4:35:48 PM |
| danny-lender | $25.00 | 5/14/2011 4:36:11 PM |
| wiseindian | $25.00 | 5/14/2011 11:14:31 PM |
| goat361 | $50.00 | 5/15/2011 9:12:31 AM |
| balanced-rupee | $100.00 | 5/15/2011 10:29:10 AM |
| RockCrown | $25.00 | 5/15/2011 10:29:21 AM |
| andyb9 | $50.00 | 5/15/2011 10:29:43 AM |
| mwfarmkid | $25.00 | 5/15/2011 10:32:48 AM |
| unclejaef | $25.00 | 5/15/2011 10:29:16 AM |
| Jeffersonbank | $50.00 | 5/15/2011 7:09:14 PM |
| beaker | $25.00 | 5/16/2011 6:39:22 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:40:37 AM |
| truth-image | $50.00 | 5/16/2011 7:54:25 AM |
| PThor | $25.00 | 5/16/2011 10:36:02 AM |
| ArashMass | $30.00 | 5/16/2011 11:19:53 AM |
| Haggis007 | $150.00 | 5/16/2011 12:19:38 PM |
| ATOHokie | $25.00 | 5/16/2011 12:36:21 PM |
| frooogal | $50.00 | 5/16/2011 12:40:17 PM |
| rose88 | $50.00 | 5/16/2011 1:38:28 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:47:51 PM |
| totoro | $25.00 | 5/16/2011 2:46:15 PM |
| JAB | $100.00 | 5/16/2011 4:00:02 PM |
| revops2008 | $25.00 | 5/16/2011 3:57:46 PM |
| wwwUniversal | $25.00 | 5/16/2011 5:27:50 PM |
| passbook | $25.00 | 5/16/2011 5:34:10 PM |
| ussugm | $25.00 | 5/16/2011 5:48:12 PM |
| point-pecan | $150.00 | 5/16/2011 6:17:03 PM |
| BobInWisconsin | $85.00 | 5/16/2011 7:18:21 PM |
| Montgomery-Burns | $25.00 | 5/17/2011 2:40:36 AM |
| ytjameslee | $34.04 | 5/17/2011 2:24:21 AM |
| elvisloans | $25.00 | 5/17/2011 4:49:04 AM |
| intrepid-loot | $75.00 | 5/17/2011 6:09:02 AM |
| coin-processor7 | $50.00 | 5/17/2011 9:39:42 AM |
| Rminebur | $25.00 | 5/17/2011 10:51:30 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:36:28 AM |
| venture30 | $50.00 | 5/17/2011 12:52:25 PM |
| G2Money | $88.50 | 5/17/2011 1:06:01 PM |
| reflective-affluence | $25.00 | 5/17/2011 2:24:27 PM |
| Oranje88 | $25.00 | 5/17/2011 2:42:51 PM |
| diablorulz | $50.00 | 5/17/2011 4:13:57 PM |
| Registerednurse1 | $29.00 | 5/17/2011 3:50:09 PM |
| ramsumana | $50.00 | 5/17/2011 5:30:54 PM |
| secret-santa | $25.00 | 5/17/2011 5:35:27 PM |
| California04 | $25.00 | 5/17/2011 5:30:31 PM |
| BlackCat36 | $50.00 | 5/17/2011 5:32:44 PM |
| wise-cash-keeper | $25.00 | 5/17/2011 5:29:57 PM |
| tolstoy00 | $25.00 | 5/17/2011 5:35:41 PM |
| market-honker | $25.00 | 5/17/2011 5:36:20 PM |
| BankingFamily | $25.00 | 5/17/2011 5:35:38 PM |
| rakey | $25.00 | 5/17/2011 6:30:14 PM |
| betak | $50.00 | 5/17/2011 5:47:45 PM |
| Zoramite | $25.00 | 5/17/2011 6:32:07 PM |
| jleng | $25.00 | 5/17/2011 6:55:41 PM |
| lawyervon | $25.00 | 5/17/2011 7:03:09 PM |
| steves73 | $50.00 | 5/17/2011 7:40:11 PM |
| amsterq | $25.00 | 5/17/2011 8:30:22 PM |
| bobycat | $28.52 | 5/17/2011 8:31:53 PM |
| joseapg | $25.00 | 5/17/2011 11:38:11 PM |
| niteflite | $25.00 | 5/18/2011 7:36:40 AM |
| mattpet | $25.00 | 5/18/2011 4:22:43 AM |
| andrias | $200.00 | 5/18/2011 8:41:20 AM |
| best-ingenious-funds | $25.00 | 5/18/2011 9:50:33 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:47:24 AM |
| the-revenue-demon | $50.00 | 5/18/2011 10:00:26 AM |
| 384 Investments
|
Borrower Payment Dependent Notes Series
505358
This series of Notes was issued and sold upon the funding of the borrower loan #49527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-05-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $293.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,091 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tomjeff |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,250.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Oct-2010)
|
|
Principal balance:
| $2,015.71 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Pay off all debt (Babystep 2)
Purpose of loan:
This loan will be used to consolidate open credit cards and some student loans.
My financial situation:
I am a good candidate for this loan because both my spouse and I are employed fulltime and are working towards eliminating all of our debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 5/5/2011 9:08:38 AM |
| irrelevant | $25.00 | 5/5/2011 9:09:44 AM |
| reflective-rupee | $200.00 | 5/5/2011 9:30:50 AM |
| p43600jw | $25.00 | 5/6/2011 10:05:45 AM |
| reflective-rupee | $300.00 | 5/6/2011 11:47:08 AM |
| yf99yz | $25.00 | 5/8/2011 12:59:32 PM |
| worth-blanket2 | $5,000.00 | 5/9/2011 10:51:04 AM |
| bonus-demon | $50.00 | 5/10/2011 4:17:43 PM |
| diplomatic-wealth7 | $25.00 | 5/10/2011 5:58:29 PM |
| itskarma | $25.65 | 5/11/2011 6:23:17 AM |
| jonmars | $50.00 | 5/11/2011 2:24:28 PM |
| professional-coin1 | $25.00 | 5/12/2011 9:38:59 AM |
| jjswanso | $40.00 | 5/12/2011 5:24:13 PM |
| the-enthralling-coin | $25.00 | 5/12/2011 7:08:06 PM |
| lendstats_com | $300.00 | 5/13/2011 7:35:22 AM |
| chungfang | $25.00 | 5/14/2011 11:19:02 AM |
| Investoman | $75.00 | 5/15/2011 4:25:15 AM |
| blue-euro-entrepreneur | $25.00 | 5/16/2011 3:49:24 AM |
| paqattack | $25.00 | 5/16/2011 7:14:09 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:36:23 AM |
| the-reliable-trade | $100.00 | 5/16/2011 5:49:49 PM |
| special-currency6 | $50.00 | 5/16/2011 5:50:39 PM |
| NobisEst | $25.00 | 5/17/2011 9:45:00 AM |
| Jack55304 | $300.00 | 5/17/2011 10:20:39 AM |
| helping-out | $35.00 | 5/17/2011 1:49:54 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 4:59:14 PM |
| green-rapid-openness | $50.00 | 5/17/2011 5:47:34 PM |
| genius520 | $50.00 | 5/17/2011 5:49:06 PM |
| CAGE-Investments | $25.00 | 5/17/2011 7:33:46 PM |
| kind-charming-value | $500.00 | 5/18/2011 9:26:42 AM |
| agalt | $50.00 | 5/18/2011 10:53:00 AM |
| Investor509 | $25.00 | 5/18/2011 12:38:43 PM |
| minddoc | $25.00 | 5/18/2011 1:19:28 PM |
| EBITDA | $25.00 | 5/18/2011 2:17:35 PM |
| gold-scientist5 | $25.00 | 5/18/2011 2:01:45 PM |
| Mariner3605 | $25.00 | 5/18/2011 2:43:00 PM |
| contract-lionheart | $36.20 | 5/18/2011 2:47:08 PM |
| janeybooboo | $200.00 | 5/5/2011 11:19:18 AM |
| competent-p2p | $25.00 | 5/5/2011 7:39:23 PM |
| marketplace-meridian | $25.00 | 5/7/2011 7:38:52 AM |
| economy-coup | $100.00 | 5/8/2011 8:14:24 PM |
| lender12345 | $25.00 | 5/9/2011 2:38:19 PM |
| unconquerable-transparency865 | $50.00 | 5/12/2011 1:05:05 PM |
| chameleon125 | $25.00 | 5/13/2011 6:33:39 AM |
| missing-link | $25.00 | 5/13/2011 1:41:15 PM |
| intrepid-loot | $25.00 | 5/13/2011 7:13:15 PM |
| red-power-pecan | $50.00 | 5/14/2011 9:05:36 AM |
| InChicago | $50.00 | 5/14/2011 9:43:24 AM |
| Bob450 | $25.00 | 5/14/2011 10:16:56 AM |
| coin-bee1 | $25.00 | 5/14/2011 4:07:29 PM |
| 1willray | $25.00 | 5/14/2011 10:38:33 PM |
| KarlMarx | $25.00 | 5/15/2011 3:19:15 AM |
| garlicguy | $25.00 | 5/15/2011 12:01:10 PM |
| Redmond | $25.00 | 5/16/2011 10:39:15 AM |
| 6moonbeams | $50.00 | 5/16/2011 10:50:02 AM |
| mercuriant | $25.00 | 5/16/2011 10:55:35 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:32:40 PM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:37:14 PM |
| Rogesparkguy | $25.00 | 5/16/2011 4:04:18 PM |
| Cai8899 | $25.00 | 5/17/2011 9:06:41 AM |
| mrstender | $25.00 | 5/17/2011 11:56:32 AM |
| ingenious-deal6 | $25.00 | 5/17/2011 12:24:16 PM |
| miamibeachloaner | $50.00 | 5/17/2011 1:32:40 PM |
| xfbpl | $25.00 | 5/17/2011 1:53:51 PM |
| redwraith | $25.00 | 5/17/2011 3:38:39 PM |
| well-mannered-income3 | $40.00 | 5/17/2011 5:43:36 PM |
| loss-of-control | $87.00 | 5/17/2011 6:28:33 PM |
| shrewd-income | $144.74 | 5/18/2011 7:48:18 AM |
| tranquil-gain1 | $100.00 | 5/18/2011 10:33:46 AM |
| palace2 | $430.26 | 5/18/2011 11:23:15 AM |
| just-money930 | $46.26 | 5/18/2011 11:46:31 AM |
| baker31 | $50.00 | 5/18/2011 12:40:01 PM |
| DasMula | $27.00 | 5/18/2011 1:22:26 PM |
| Dweeberkitty1 | $25.00 | 5/18/2011 1:33:50 PM |
| pthighs | $50.00 | 5/18/2011 1:43:46 PM |
| dogchow | $112.89 | 5/18/2011 2:22:44 PM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
505364
This series of Notes was issued and sold upon the funding of the borrower loan #49632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,307 | |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| graceful-durability9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rid me of credit card debt, please
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because... I take my debts very seriously and always pay on time. I had to get dental work done and had to use several credit cards. Even though I do not work, my husband is a self employed truck driver. I would like to pay off my high interest credit cards. I would certainly appreciate any help you can give to get me this loan. Thanking you in advance.
Monthly net income: $4000
Monthly expenses: $2500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/5/2011 9:09:45 AM |
| suave-dime6 | $25.00 | 5/5/2011 9:47:30 AM |
| Artist_Blue | $25.00 | 5/5/2011 9:46:52 AM |
| SecondChanceLendingSERV | $25.00 | 5/9/2011 5:11:43 PM |
| diplomatic-wealth7 | $25.00 | 5/10/2011 5:58:30 PM |
| payout-network1 | $97.00 | 5/11/2011 10:41:20 AM |
| 168RichCapital | $28.00 | 5/12/2011 6:12:48 AM |
| a-restless-dollar | $25.00 | 5/12/2011 6:19:38 AM |
| order-brigade | $25.00 | 5/12/2011 4:14:19 PM |
| OnBottom | $50.00 | 5/15/2011 8:25:05 AM |
| amusement4 | $300.00 | 5/15/2011 7:05:12 PM |
| bsh297 | $25.00 | 5/16/2011 6:05:04 AM |
| brainy-deal | $40.49 | 5/16/2011 11:57:33 AM |
| Redmond | $25.00 | 5/16/2011 12:46:21 PM |
| skubwa | $25.00 | 5/16/2011 2:57:31 PM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:13 AM |
| worth-blanket2 | $3,500.00 | 5/9/2011 10:51:40 AM |
| bonus-demon | $50.00 | 5/10/2011 5:57:11 PM |
| mrxtravis | $25.00 | 5/11/2011 1:37:26 AM |
| umfan123 | $25.00 | 5/11/2011 6:05:11 AM |
| periko | $25.00 | 5/11/2011 7:00:08 AM |
| COCHINOBOY | $25.00 | 5/11/2011 11:35:53 PM |
| missing-link | $25.00 | 5/13/2011 1:41:17 PM |
| treasure-hunter270 | $25.00 | 5/14/2011 8:23:45 AM |
| red-power-pecan | $50.00 | 5/14/2011 9:05:40 AM |
| chungfang | $25.00 | 5/14/2011 11:19:05 AM |
| shrewd-income | $25.00 | 5/14/2011 2:25:37 PM |
| Investoman | $75.00 | 5/15/2011 4:25:17 AM |
| Miklot | $58.32 | 5/16/2011 1:50:13 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:36:30 AM |
| Makingitrain | $25.00 | 5/16/2011 10:15:18 AM |
| 6moonbeams | $50.00 | 5/16/2011 10:50:04 AM |
| mercuriant | $25.00 | 5/16/2011 10:55:36 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:32:41 PM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:37:15 PM |
| dcap3 | $75.00 | 5/16/2011 4:18:57 PM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
505440
This series of Notes was issued and sold upon the funding of the borrower loan #49518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,252.15 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $303.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,056 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-special-kindness |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,800.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
Getting Hardwood floors
Purpose of loan: Home Improvement
This loan will be used to...
I've been wanting to do hardwood flooring in my family room and dining room for 2 yrs now. I would love to have them done when I take my vacation this year.
My financial situation: I have a good career and make out pretty well for someone my age
I am a good candidate for this loan because... I'm trustworthy and reliable. I am in great standing and current with all of my monthly obligations. This will be my second time getting a loan through prosper and my last one was paid off in 4 months.
Monthly net income: $2250
Monthly expenses:
Housing: $ 430
Insurance: $0
Car expenses: $450
Utilities: $150
Phone, cable, internet: $120
Food, entertainment: $75
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/5/2011 5:07:38 PM |
| irrelevant | $25.00 | 5/5/2011 5:07:25 PM |
| JustMee | $25.00 | 5/5/2011 5:25:18 PM |
| economy-coup | $30.00 | 5/5/2011 6:24:03 PM |
| Leopoldine | $25.00 | 5/5/2011 8:19:54 PM |
| janeybooboo | $100.00 | 5/5/2011 5:59:32 PM |
| Artist_Blue | $25.00 | 5/6/2011 6:04:17 AM |
| suave-dime6 | $25.00 | 5/6/2011 2:41:25 AM |
| SecondChanceLendingSERV | $25.00 | 5/6/2011 9:33:49 AM |
| investment-daydream | $50.00 | 5/7/2011 2:12:19 PM |
| jpaulnyc | $25.00 | 5/7/2011 2:24:54 PM |
| chameleon125 | $25.00 | 5/9/2011 6:43:38 AM |
| ready-interest9 | $25.00 | 5/9/2011 1:45:09 PM |
| drcoop | $25.00 | 5/10/2011 4:31:40 AM |
| firsttouch1 | $500.00 | 5/9/2011 10:29:09 PM |
| nickel-hickory | $25.00 | 5/11/2011 1:17:32 PM |
| bonus-demon | $50.00 | 5/12/2011 7:00:48 AM |
| loyalist1 | $100.00 | 5/13/2011 7:39:44 AM |
| 1stBankAndHal | $25.05 | 5/13/2011 8:08:24 AM |
| CommunityArts_Non-profit | $25.00 | 5/14/2011 8:14:18 AM |
| cerebral-deal353 | $25.00 | 5/14/2011 11:05:55 AM |
| verblender | $150.00 | 5/14/2011 12:49:24 PM |
| well-mannered-income3 | $25.00 | 5/14/2011 12:55:04 PM |
| worth-shower8 | $100.00 | 5/14/2011 1:55:25 PM |
| sharp-trade0 | $25.00 | 5/14/2011 2:32:58 PM |
| shrewd-income | $50.00 | 5/14/2011 2:22:07 PM |
| Frover | $25.00 | 5/14/2011 4:03:02 PM |
| ldr2000 | $25.20 | 5/14/2011 6:01:56 PM |
| Investoman | $75.00 | 5/15/2011 4:25:24 AM |
| amusement4 | $300.00 | 5/15/2011 7:14:34 PM |
| BlessedEveryDay | $30.00 | 5/16/2011 7:28:41 AM |
| best-ingenious-funds | $25.00 | 5/16/2011 10:07:23 AM |
| 6moonbeams | $50.00 | 5/16/2011 10:50:15 AM |
| mercuriant | $25.00 | 5/16/2011 12:46:42 PM |
| Bill88 | $25.00 | 5/16/2011 2:09:24 PM |
| natural-point1 | $50.00 | 5/16/2011 2:37:48 PM |
| kind-charming-value | $500.00 | 5/17/2011 12:00:53 AM |
| finance-solo | $26.15 | 5/17/2011 6:08:38 AM |
| NobisEst | $25.00 | 5/17/2011 9:45:19 AM |
| mrstender | $25.00 | 5/17/2011 11:58:02 AM |
| redwraith | $25.00 | 5/17/2011 3:38:40 PM |
| the-reliable-trade | $100.00 | 5/17/2011 7:46:14 PM |
| Reliance_Banker | $25.00 | 5/17/2011 8:20:32 PM |
| Rollshaft | $25.00 | 5/18/2011 4:49:46 AM |
| 1stBankAndHal | $25.00 | 5/18/2011 6:27:27 AM |
| rupee_power | $25.00 | 5/18/2011 1:05:56 PM |
| loss-of-control | $100.00 | 5/18/2011 4:59:40 PM |
| investment-cluster | $35.00 | 5/18/2011 7:05:22 PM |
| handy-justice | $200.00 | 5/18/2011 7:41:50 PM |
| COCHINOBOY | $25.00 | 5/19/2011 1:15:16 AM |
| money-baron-roth-IRA | $75.00 | 5/19/2011 8:44:29 AM |
| jasonrun | $25.00 | 5/19/2011 9:43:55 AM |
| umfan123 | $25.00 | 5/19/2011 10:04:48 AM |
| Katburg | $25.00 | 5/19/2011 10:55:27 AM |
| YoungTaxMan | $38.36 | 5/19/2011 10:42:59 AM |
| power-trophy7 | $50.00 | 5/19/2011 11:04:03 AM |
| active-fairness3 | $26.32 | 5/19/2011 12:52:00 PM |
| reflective-rupee | $200.00 | 5/5/2011 5:10:09 PM |
| competent-p2p | $27.45 | 5/5/2011 7:32:24 PM |
| 2grindstones | $25.00 | 5/5/2011 7:05:01 PM |
| loan-master1 | $25.00 | 5/5/2011 7:18:19 PM |
| zorg77 | $50.00 | 5/6/2011 4:46:55 AM |
| NekHoldings | $25.00 | 5/6/2011 10:21:48 AM |
| Kash2010lu | $25.00 | 5/6/2011 11:37:36 PM |
| Mikale360 | $25.00 | 5/7/2011 7:22:44 AM |
| Rogesparkguy | $25.00 | 5/9/2011 11:33:36 AM |
| lender12345 | $25.00 | 5/9/2011 2:41:19 PM |
| kendigme | $25.00 | 5/9/2011 3:47:06 PM |
| kendigme | $37.33 | 5/10/2011 2:25:08 AM |
| diplomatic-wealth7 | $25.00 | 5/10/2011 5:58:41 PM |
| money-baron-roth-IRA | $100.00 | 5/11/2011 9:37:52 AM |
| mrxtravis | $25.00 | 5/12/2011 11:20:43 AM |
| EEasyMoney | $25.00 | 5/13/2011 9:38:11 AM |
| five-star-note | $100.00 | 5/13/2011 10:30:33 AM |
| missing-link | $25.00 | 5/13/2011 1:41:27 PM |
| Rogelio48 | $25.00 | 5/13/2011 7:28:11 PM |
| houli123 | $100.00 | 5/14/2011 4:14:51 AM |
| kendigme | $25.00 | 5/14/2011 5:32:29 AM |
| chungfang | $50.00 | 5/14/2011 1:05:54 PM |
| engaging-worth | $25.00 | 5/14/2011 12:54:17 PM |
| nilonc1 | $100.00 | 5/14/2011 1:08:19 PM |
| PleaseDontDefault | $50.00 | 5/14/2011 1:28:05 PM |
| SolarMoonshine | $25.00 | 5/14/2011 1:06:56 PM |
| Pod1313 | $35.95 | 5/14/2011 1:23:28 PM |
| DHolly | $25.00 | 5/14/2011 1:49:12 PM |
| mark1017-31 | $613.46 | 5/14/2011 2:32:46 PM |
| larryboy10 | $25.00 | 5/14/2011 2:26:30 PM |
| grnii78 | $100.00 | 5/15/2011 9:22:05 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:36:52 AM |
| red-power-pecan | $50.00 | 5/16/2011 9:33:01 AM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 4:32:30 PM |
| Sambamm1 | $50.00 | 5/16/2011 6:08:46 PM |
| orange-useful-revenue | $25.00 | 5/16/2011 8:02:30 PM |
| yf99yz | $25.00 | 5/16/2011 9:35:01 PM |
| Jack55304 | $300.00 | 5/17/2011 10:20:57 AM |
| ingenious-deal6 | $25.00 | 5/17/2011 12:24:22 PM |
| helping-out | $35.00 | 5/17/2011 1:50:03 PM |
| the-enthralling-coin | $25.00 | 5/17/2011 5:26:43 PM |
| commanding-income774 | $25.00 | 5/17/2011 7:29:45 PM |
| capital_projects_investor | $25.00 | 5/17/2011 7:20:46 PM |
| repayment-genius7 | $25.00 | 5/17/2011 8:20:03 PM |
| agalt | $75.00 | 5/18/2011 10:54:49 AM |
| Dweeberkitty1 | $25.00 | 5/18/2011 1:34:05 PM |
| CAGE-Investments | $25.00 | 5/18/2011 3:37:31 PM |
| genius520 | $50.00 | 5/18/2011 3:58:45 PM |
| Redmond | $25.00 | 5/18/2011 5:49:25 PM |
| jobani | $25.00 | 5/18/2011 6:58:52 PM |
| Simonsez808 | $25.00 | 5/18/2011 7:02:48 PM |
| kushka | $25.00 | 5/18/2011 10:45:20 PM |
| openness-antioxidant | $100.00 | 5/19/2011 8:50:39 AM |
| silvercertificate | $25.00 | 5/19/2011 9:09:37 AM |
| baker31 | $50.00 | 5/19/2011 9:29:53 AM |
| s270 | $50.00 | 5/19/2011 9:38:41 AM |
| dough-museum1 | $25.00 | 5/19/2011 9:59:16 AM |
| Nerdster1 | $30.10 | 5/19/2011 10:34:42 AM |
| wise-rupee-sanctuary | $50.00 | 5/19/2011 10:58:03 AM |
| Bob450 | $25.00 | 5/19/2011 11:42:57 AM |
| deal-marauder6 | $25.00 | 5/19/2011 12:41:40 PM |
| theshef | $25.00 | 5/19/2011 1:23:42 PM |
| jstefans | $25.00 | 5/19/2011 2:45:03 PM |
| speedy-point | $50.00 | 5/19/2011 3:18:16 PM |
| leverage-ectasy | $36.78 | 5/19/2011 4:22:43 PM |
| protector734 | $100.00 | 5/19/2011 4:16:16 PM |
| 123 Investments
|
Borrower Payment Dependent Notes Series
505534
This series of Notes was issued and sold upon the funding of the borrower loan #49515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $395.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,902 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| glc527 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 26 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $6,900.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2009)
700-719
(Apr-2007)
680-699
(May-2006)
|
|
Principal balance:
| $1,420.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 26 | | |
Description
Paying off debt and making some inv
Purpose of loan:
Paying off a few debts with this loan at a better interest rate
Also going to make some investment in gold/silver
My financial situation:
I am a good candidate for this loan because...
I have a stable job (financial industry on the technology side) and make a very good salary. I have/had 2 previous loans on prosper (one active that I will pay off with this loan). I have a long history with prosper. I am also a lender on prosper. I have very little debt (which is actually hurts my credit rating so this loan will help that) I am saving to buy a house in 2013 so I do not want to pull from my saving and this loan will help my credit rating when I go for my mortgage.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| meux99 | $25.00 | 5/6/2011 9:19:35 AM |
| useful-currency | $25.00 | 5/6/2011 9:23:23 AM |
| blot44 | $50.00 | 5/6/2011 9:23:07 AM |
| bvzm | $50.00 | 5/6/2011 9:23:48 AM |
| scrappy-bonus2 | $25.00 | 5/6/2011 9:27:41 AM |
| compoundinterest | $50.00 | 5/6/2011 9:31:31 AM |
| DukSerduk | $25.00 | 5/6/2011 9:18:04 AM |
| dtrain5 | $25.00 | 5/6/2011 9:19:52 AM |
| fcrick | $25.00 | 5/6/2011 9:23:19 AM |
| ore-genius2 | $100.00 | 5/6/2011 9:23:30 AM |
| kenji4861 | $25.00 | 5/6/2011 9:23:40 AM |
| DavenportCapital | $25.00 | 5/6/2011 10:23:20 AM |
| heroic-p2ploan2 | $50.00 | 5/6/2011 12:41:06 PM |
| unrivaled-silver | $50.00 | 5/6/2011 2:33:54 PM |
| inspired-investment8 | $47.52 | 5/6/2011 2:33:58 PM |
| green-loyalty-cub | $50.00 | 5/10/2011 5:40:12 PM |
| smart-kindness8 | $100.00 | 5/10/2011 5:35:13 PM |
| availableloan | $25.00 | 5/11/2011 6:49:50 PM |
| Marathoner | $25.00 | 5/12/2011 7:04:50 AM |
| lukeskywalkerkp | $25.00 | 5/12/2011 9:53:27 AM |
| secureincome | $700.00 | 5/12/2011 12:24:58 PM |
| soheagle | $25.00 | 5/12/2011 12:31:39 PM |
| designer_10 | $25.00 | 5/12/2011 12:40:47 PM |
| brightest-durability-chomper | $25.00 | 5/12/2011 1:54:23 PM |
| UCSBGAUCHOS | $30.00 | 5/12/2011 1:38:47 PM |
| sandeepPR | $25.00 | 5/12/2011 1:57:58 PM |
| rcm87 | $100.00 | 5/12/2011 2:20:15 PM |
| MasterJin | $29.60 | 5/12/2011 3:17:49 PM |
| neutrino6 | $25.00 | 5/12/2011 2:58:33 PM |
| nickel-ferret | $100.00 | 5/12/2011 3:21:39 PM |
| capital-party6 | $100.00 | 5/12/2011 5:20:39 PM |
| marwadi-62 | $150.00 | 5/12/2011 7:29:54 PM |
| blue111 | $25.00 | 5/12/2011 9:10:39 PM |
| currency-persimmon | $50.00 | 5/13/2011 4:31:43 AM |
| coolkid | $32.33 | 5/13/2011 6:29:14 AM |
| careful-note1 | $50.00 | 5/13/2011 7:59:21 AM |
| unconquerable-dedication | $25.00 | 5/13/2011 9:21:14 AM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:24 PM |
| musegaze | $120.00 | 5/13/2011 11:57:41 AM |
| EverettFinancial | $25.00 | 5/13/2011 12:53:02 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:33 PM |
| hawaiiangirl76 | $25.00 | 5/14/2011 8:01:24 AM |
| lagnisiruk | $25.00 | 5/14/2011 8:19:09 AM |
| tender-integrity3 | $34.98 | 5/14/2011 4:34:43 PM |
| saahilld | $25.00 | 5/14/2011 4:34:59 PM |
| serene-truth2 | $50.00 | 5/14/2011 9:09:18 PM |
| damage | $25.00 | 5/15/2011 10:29:06 AM |
| AmericanCredit | $25.00 | 5/15/2011 10:31:20 AM |
| wiseindian | $25.00 | 5/15/2011 10:32:57 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:40:52 AM |
| truth-image | $50.00 | 5/16/2011 7:54:27 AM |
| velocity-solo | $25.00 | 5/16/2011 10:15:43 AM |
| Carpetkid | $50.00 | 5/16/2011 10:19:14 AM |
| ceg451 | $25.00 | 5/16/2011 10:19:46 AM |
| cash-merry-maker | $25.00 | 5/16/2011 10:21:10 AM |
| laughmotel | $60.00 | 5/16/2011 12:14:42 PM |
| coolgenner | $50.00 | 5/16/2011 12:26:30 PM |
| alpinaut | $25.00 | 5/16/2011 1:00:33 PM |
| ATOHokie | $25.00 | 5/16/2011 12:36:27 PM |
| Dubbs360 | $100.00 | 5/16/2011 12:41:19 PM |
| jazzlender | $50.00 | 5/16/2011 1:35:29 PM |
| rose88 | $50.00 | 5/16/2011 1:38:30 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:47:53 PM |
| doncm | $50.00 | 5/16/2011 2:13:33 PM |
| value-hero3 | $200.00 | 5/16/2011 2:32:50 PM |
| totoro | $25.00 | 5/16/2011 2:46:20 PM |
| AFairDeal | $25.00 | 5/16/2011 3:17:10 PM |
| dcap3 | $50.00 | 5/16/2011 4:14:11 PM |
| auction-sage | $300.00 | 5/16/2011 5:19:35 PM |
| g314 | $25.00 | 5/16/2011 5:29:13 PM |
| davisfl | $50.00 | 5/16/2011 5:37:23 PM |
| gauss02 | $25.00 | 5/16/2011 5:38:05 PM |
| Beverly_Hills_Lender | $25.00 | 5/16/2011 5:38:14 PM |
| unclejaef | $25.00 | 5/16/2011 5:37:19 PM |
| snowman34 | $25.00 | 5/16/2011 5:37:43 PM |
| danny-lender | $50.00 | 5/16/2011 5:38:12 PM |
| ryreesado | $25.00 | 5/17/2011 4:33:59 AM |
| coin-processor7 | $50.00 | 5/17/2011 9:39:46 AM |
| NobisEst | $25.00 | 5/17/2011 9:43:16 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:17 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:36:31 AM |
| diablorulz | $50.00 | 5/17/2011 4:14:02 PM |
| Tammy102800 | $35.00 | 5/17/2011 3:11:34 PM |
| misit | $25.00 | 5/17/2011 4:08:18 PM |
| venture30 | $50.00 | 5/17/2011 5:48:05 PM |
| clean-value5 | $107.45 | 5/17/2011 6:38:32 PM |
| mattpet | $25.00 | 5/18/2011 4:22:48 AM |
| PayingItForwardPlease | $28.94 | 5/17/2011 8:38:33 PM |
| Leopoldine | $25.00 | 5/18/2011 8:05:29 AM |
| euro-broadcaster | $50.00 | 5/18/2011 8:16:26 AM |
| reflective-rupee | $150.00 | 5/18/2011 7:27:12 AM |
| investinFla | $28.99 | 5/18/2011 9:21:29 AM |
| best-ingenious-funds | $25.00 | 5/18/2011 9:50:36 AM |
| mhotchan | $100.00 | 5/18/2011 10:18:43 AM |
| payout-flag6 | $100.00 | 5/18/2011 9:59:05 AM |
| investment-comet | $25.00 | 5/18/2011 11:15:56 AM |
| orbital-velocity7 | $50.00 | 5/18/2011 11:36:34 AM |
| ddog0224 | $25.00 | 5/18/2011 11:48:01 AM |
| Planecourage | $42.19 | 5/18/2011 11:31:04 AM |
| platinum-zoo4 | $25.00 | 5/18/2011 11:47:43 AM |
| leader91 | $25.00 | 5/18/2011 11:53:48 AM |
| reward-walnut | $25.00 | 5/18/2011 12:53:48 PM |
| Curly-Girly | $25.00 | 5/18/2011 1:17:36 PM |
| Denver-Rental-Properties | $30.00 | 5/18/2011 1:18:59 PM |
| zeelender | $25.00 | 5/18/2011 2:18:14 PM |
| Fryilluh | $25.00 | 5/18/2011 2:30:58 PM |
| Cheburashka | $30.00 | 5/18/2011 2:35:55 PM |
| Aimvest | $25.00 | 5/18/2011 2:37:59 PM |
| naniamo | $25.00 | 5/18/2011 2:15:12 PM |
| maldok1 | $25.00 | 5/18/2011 2:07:34 PM |
| thedoctor | $100.00 | 5/18/2011 2:20:09 PM |
| Sixmil | $76.60 | 5/18/2011 2:18:31 PM |
| Iowa65 | $25.03 | 5/18/2011 2:32:43 PM |
| bornsucka | $25.00 | 5/18/2011 2:56:25 PM |
| Veridic | $25.00 | 5/18/2011 2:57:40 PM |
| ultimatepaintball | $25.00 | 5/18/2011 2:58:16 PM |
| peb44 | $25.00 | 5/18/2011 3:01:06 PM |
| fair_rates | $25.00 | 5/18/2011 3:03:02 PM |
| afotherg | $75.00 | 5/18/2011 2:43:44 PM |
| zx12rider | $25.00 | 5/18/2011 2:55:48 PM |
| degster | $25.00 | 5/18/2011 3:27:52 PM |
| slartibardfast | $25.00 | 5/18/2011 3:00:57 PM |
| jonandmeg21 | $43.38 | 5/18/2011 3:00:08 PM |
| MTLoans | $25.00 | 5/18/2011 3:00:48 PM |
| BankingFamily | $25.00 | 5/18/2011 3:03:13 PM |
| bid-papyrus | $25.00 | 5/18/2011 3:22:56 PM |
| logical-reward8 | $25.00 | 5/18/2011 3:23:09 PM |
| worth-victor6 | $25.00 | 5/18/2011 3:24:00 PM |
| valiant-liberty4 | $25.00 | 5/18/2011 3:24:52 PM |
| burgeoning-silver | $25.00 | 5/18/2011 3:40:39 PM |
| luckyldy | $41.61 | 5/18/2011 5:42:52 PM |
| ramsbladder | $25.00 | 5/18/2011 5:44:14 PM |
| syounker | $50.00 | 5/18/2011 5:47:15 PM |
| jeewrx | $50.00 | 5/18/2011 5:51:34 PM |
| selector568 | $200.00 | 5/18/2011 6:02:06 PM |
| mountainpeak | $25.00 | 5/18/2011 6:30:48 PM |
| lender2008 | $50.00 | 5/18/2011 7:18:36 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:34:38 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:00 PM |
| grlscz | $25.00 | 5/18/2011 10:19:58 PM |
| eighttone | $25.00 | 5/18/2011 10:58:44 PM |
| hayhelp | $41.69 | 5/19/2011 3:04:07 AM |
| steely_dan34 | $25.00 | 5/19/2011 2:38:42 AM |
| Cre8iveCash | $25.00 | 5/19/2011 3:05:44 AM |
| platinum-sorcerer6 | $25.00 | 5/19/2011 3:14:04 AM |
| bobby5832708 | $50.00 | 5/19/2011 6:25:59 AM |
| s270 | $30.00 | 5/19/2011 9:19:43 AM |
| vigilance-revolutionary | $50.00 | 5/19/2011 10:20:04 AM |
| zenchef | $25.00 | 5/19/2011 10:35:38 AM |
| dasyjo | $7.09 | 5/19/2011 4:13:37 PM |
| blooming-market | $25.00 | 5/6/2011 9:19:56 AM |
| bb575 | $50.00 | 5/6/2011 9:22:17 AM |
| Leopoldine | $25.00 | 5/6/2011 9:22:52 AM |
| minista | $25.00 | 5/6/2011 9:23:56 AM |
| Avala | $50.00 | 5/6/2011 9:24:05 AM |
| kulender | $50.00 | 5/6/2011 9:24:17 AM |
| indomitable-coin | $25.00 | 5/6/2011 9:31:42 AM |
| antlr | $50.00 | 5/6/2011 9:24:25 AM |
| unafraid-return496 | $25.00 | 5/6/2011 10:30:46 AM |
| MrDavid | $50.00 | 5/6/2011 12:41:00 PM |
| astute-fairness0 | $25.00 | 5/6/2011 6:40:55 PM |
| hookUup | $31.02 | 5/7/2011 2:16:55 AM |
| JGuide | $26.08 | 5/9/2011 3:48:24 PM |
| reflective-rupee | $50.00 | 5/10/2011 5:54:29 AM |
| nuclearmoose | $50.00 | 5/10/2011 12:54:27 PM |
| math1973 | $100.00 | 5/11/2011 9:34:34 AM |
| AFairDeal | $50.00 | 5/11/2011 5:44:53 PM |
| cosmof16 | $25.00 | 5/12/2011 11:21:36 AM |
| rapid-wampum5 | $40.00 | 5/12/2011 12:25:02 PM |
| dcap3 | $50.00 | 5/12/2011 12:16:20 PM |
| seabass123 | $50.00 | 5/12/2011 2:51:44 PM |
| orindalender | $50.00 | 5/12/2011 3:23:39 PM |
| SolarMoonshine | $25.00 | 5/12/2011 3:43:35 PM |
| benjamins-utopia | $100.00 | 5/12/2011 3:49:27 PM |
| thankful-nickel2 | $50.00 | 5/12/2011 4:21:11 PM |
| the-enthralling-coin | $25.00 | 5/12/2011 4:55:16 PM |
| scrappy-bonus2 | $25.00 | 5/12/2011 5:10:34 PM |
| CreditBuilder2 | $100.00 | 5/12/2011 5:14:43 PM |
| Reddy_Capital | $25.00 | 5/12/2011 5:59:45 PM |
| sflash | $25.00 | 5/12/2011 7:36:35 PM |
| Zuzu | $50.00 | 5/12/2011 8:04:15 PM |
| jasonuz | $25.00 | 5/12/2011 8:48:37 PM |
| bmbanzai | $25.00 | 5/13/2011 6:24:26 AM |
| radforj22 | $28.62 | 5/13/2011 2:02:45 AM |
| cerebral-dollar773 | $127.29 | 5/13/2011 4:33:16 AM |
| Munnie | $25.00 | 5/13/2011 7:35:57 AM |
| gothampark | $25.00 | 5/13/2011 8:47:05 AM |
| najmn103 | $25.00 | 5/13/2011 8:30:06 AM |
| integrity-trumpet | $100.00 | 5/13/2011 9:23:05 AM |
| TheCount | $25.00 | 5/13/2011 9:25:27 AM |
| MDTSmallTimeLender | $50.00 | 5/13/2011 9:50:53 AM |
| Duchdad | $25.00 | 5/14/2011 8:44:21 PM |
| sappy02 | $50.00 | 5/15/2011 10:03:59 AM |
| Jeffersonbank | $50.00 | 5/15/2011 7:09:21 PM |
| beaker | $25.00 | 5/16/2011 10:10:16 AM |
| efficient-treasure0 | $25.00 | 5/16/2011 10:19:25 AM |
| brightest-dynamic-peace | $25.00 | 5/16/2011 10:15:44 AM |
| Interstate_Rate | $83.96 | 5/16/2011 10:20:53 AM |
| orange-resolute-platinum | $25.00 | 5/16/2011 10:19:06 AM |
| octoberfresh | $25.00 | 5/16/2011 12:21:32 PM |
| blue111 | $50.00 | 5/16/2011 12:27:02 PM |
| newyork6264 | $25.00 | 5/16/2011 12:10:51 PM |
| kind-funds-tonic | $25.00 | 5/16/2011 12:15:12 PM |
| wirebutterfly | $100.00 | 5/16/2011 12:42:28 PM |
| auction-turbine4 | $25.00 | 5/16/2011 1:15:30 PM |
| rapid-loyalty1 | $25.00 | 5/16/2011 1:23:38 PM |
| Lender0010 | $50.00 | 5/16/2011 1:28:46 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:29:37 PM |
| Frugal | $25.00 | 5/16/2011 1:39:22 PM |
| marabu | $25.00 | 5/16/2011 2:37:16 PM |
| ddh81 | $30.00 | 5/16/2011 3:31:18 PM |
| elbastador | $25.00 | 5/16/2011 3:32:30 PM |
| tszbgae | $75.00 | 5/16/2011 3:42:10 PM |
| calimanusa | $25.27 | 5/16/2011 5:11:50 PM |
| andyb9 | $50.00 | 5/16/2011 5:28:07 PM |
| Pacific-Bank | $50.00 | 5/16/2011 5:10:15 PM |
| pseudokris | $25.00 | 5/16/2011 5:29:36 PM |
| RockCrown | $25.00 | 5/16/2011 5:37:26 PM |
| balanced-rupee | $50.00 | 5/16/2011 5:31:33 PM |
| cablenews | $50.00 | 5/16/2011 5:37:21 PM |
| mwfarmkid | $25.00 | 5/16/2011 5:38:21 PM |
| Montgomery-Burns | $25.00 | 5/17/2011 2:59:55 AM |
| Daneistes | $50.00 | 5/17/2011 8:32:05 AM |
| b1geasy | $25.00 | 5/17/2011 11:29:11 AM |
| skuba | $50.00 | 5/17/2011 1:24:04 PM |
| kleinbrak | $25.00 | 5/17/2011 2:11:04 PM |
| PThor | $25.00 | 5/17/2011 5:33:11 PM |
| tough-finance9 | $25.00 | 5/17/2011 6:38:14 PM |
| tibia | $50.00 | 5/18/2011 7:32:54 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:47:26 AM |
| careful-yield1 | $25.00 | 5/18/2011 10:06:48 AM |
| pacifictime86 | $25.00 | 5/18/2011 10:11:59 AM |
| AlBRich | $25.00 | 5/18/2011 11:16:38 AM |
| alwayson | $25.00 | 5/18/2011 11:18:57 AM |
| rmachi | $25.00 | 5/18/2011 11:13:36 AM |
| gjm6d | $25.00 | 5/18/2011 11:47:57 AM |
| bnordman | $25.00 | 5/18/2011 11:53:32 AM |
| concerto5 | $25.00 | 5/18/2011 11:53:41 AM |
| nomneu | $50.00 | 5/18/2011 12:04:14 PM |
| flypenguin | $50.00 | 5/18/2011 12:49:16 PM |
| cunning-truth6 | $50.00 | 5/18/2011 12:57:03 PM |
| b2006 | $25.00 | 5/18/2011 2:14:51 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 1:53:33 PM |
| fireheart | $50.00 | 5/18/2011 1:53:17 PM |
| Woodworker57 | $25.00 | 5/18/2011 2:15:43 PM |
| ash135 | $25.00 | 5/18/2011 2:16:12 PM |
| flexiboy35 | $25.00 | 5/18/2011 2:18:06 PM |
| stinvest | $25.00 | 5/18/2011 2:14:22 PM |
| stensonb | $25.00 | 5/18/2011 2:15:47 PM |
| Zoramite | $25.00 | 5/18/2011 2:38:15 PM |
| L-vex | $25.00 | 5/18/2011 2:33:37 PM |
| canonical1 | $50.00 | 5/18/2011 3:08:43 PM |
| wise-silver-wonder | $25.00 | 5/18/2011 3:24:38 PM |
| DadWarbucks | $50.00 | 5/18/2011 2:58:08 PM |
| repaintandrepair | $25.00 | 5/18/2011 2:56:15 PM |
| Tsimmeej | $25.00 | 5/18/2011 2:56:53 PM |
| ChicoBob | $28.73 | 5/18/2011 3:00:53 PM |
| ytjameslee | $50.00 | 5/18/2011 3:03:20 PM |
| responsibility-cherry6 | $40.52 | 5/18/2011 3:22:58 PM |
| wwwUniversal | $25.00 | 5/18/2011 3:31:10 PM |
| subtle-revenue0 | $25.00 | 5/18/2011 3:56:13 PM |
| best-deal-banker | $50.00 | 5/18/2011 4:01:23 PM |
| financialaid | $25.00 | 5/18/2011 5:41:51 PM |
| rakstar | $50.00 | 5/18/2011 5:45:47 PM |
| elasermd | $50.00 | 5/18/2011 5:47:46 PM |
| extraordinary-exchange4 | $150.00 | 5/18/2011 5:42:18 PM |
| ctgscott | $25.00 | 5/18/2011 5:43:57 PM |
| frankdelraza | $38.03 | 5/18/2011 5:45:10 PM |
| discrete-asset | $25.00 | 5/18/2011 5:46:25 PM |
| Preteur | $25.00 | 5/18/2011 6:23:27 PM |
| brightest-affluence-motivator | $100.00 | 5/18/2011 7:02:22 PM |
| alee485 | $25.00 | 5/18/2011 9:44:37 PM |
| bugleusmc | $25.00 | 5/19/2011 2:49:40 AM |
| nhm | $28.24 | 5/19/2011 2:52:52 AM |
| adevadeh | $50.00 | 5/19/2011 3:58:52 AM |
| Mookouw | $25.00 | 5/19/2011 2:36:21 AM |
| diversification-surge | $200.00 | 5/19/2011 5:23:08 AM |
| fireboss | $39.84 | 5/19/2011 2:52:48 AM |
| region123 | $50.00 | 5/19/2011 5:38:21 AM |
| Richmp412 | $25.00 | 5/19/2011 7:12:32 AM |
| MonitorLizard09 | $25.00 | 5/19/2011 9:58:51 AM |
| AsianDragon | $100.00 | 5/19/2011 9:56:26 AM |
| RG | $50.00 | 5/19/2011 10:32:56 AM |
| Katburg | $50.00 | 5/19/2011 10:53:53 AM |
| gopbernie | $25.00 | 5/19/2011 12:28:28 PM |
| appastk | $25.00 | 5/19/2011 12:53:13 PM |
| gojackgo | $100.00 | 5/19/2011 12:30:17 PM |
| donmacprosper | $25.00 | 5/19/2011 1:10:31 PM |
| betaoption | $25.00 | 5/19/2011 12:53:14 PM |
| diversification-wildcat2 | $25.00 | 5/19/2011 1:09:43 PM |
| windfall46 | $25.00 | 5/19/2011 2:36:21 PM |
| 291 Investments
|
Borrower Payment Dependent Notes Series
505602
This series of Notes was issued and sold upon the funding of the borrower loan #49507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $138.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,506 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-loan-shakespeare |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baseball
Purpose of loan: home repairs
This loan will be used to...upgrade my home repairs
My financial situation: employed and no debts
I am a good candidate for this loan because. i am truly responsible for any credit or loan that i receive and have a good credit score. I usually have any loan payments that are due to directly come out of my checking account so i am always on time for making my payments. Thank You prosper.
Monthly net income: $2080
Monthly expenses: 200
Housing: $400
Insurance: $50
Car expenses: $0
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wealth-renaissance5 | $25.00 | 5/6/2011 5:05:52 PM |
| bonus-demon | $25.00 | 5/6/2011 5:08:18 PM |
| EngineersAlliance | $100.00 | 5/6/2011 5:06:04 PM |
| Gibbyland | $100.00 | 5/6/2011 5:08:00 PM |
| Sol_Invictus | $25.00 | 5/7/2011 5:47:47 AM |
| engaging-worth | $25.00 | 5/7/2011 8:28:42 AM |
| platinum-sorcerer6 | $50.00 | 5/7/2011 4:09:17 PM |
| Interloper | $27.00 | 5/8/2011 1:32:07 PM |
| friendly-peace4 | $50.00 | 5/10/2011 5:59:02 PM |
| math1973 | $50.00 | 5/11/2011 5:45:31 PM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:43:44 AM |
| Investor509 | $25.00 | 5/12/2011 12:57:17 PM |
| FigTree | $50.00 | 5/12/2011 2:21:14 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:49 PM |
| powerful-finance7 | $25.00 | 5/12/2011 4:40:41 PM |
| smurf163 | $25.00 | 5/13/2011 7:53:13 AM |
| enthralling-investment | $40.00 | 5/13/2011 4:30:46 PM |
| kulender | $50.00 | 5/14/2011 9:21:00 AM |
| laomedon | $50.00 | 5/14/2011 10:28:34 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:40:56 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:47:53 AM |
| jazzlender | $25.00 | 5/16/2011 1:33:56 PM |
| mobius_titan | $25.00 | 5/16/2011 5:46:50 PM |
| cash4less | $33.26 | 5/16/2011 5:53:21 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:00 AM |
| wayman | $50.00 | 5/17/2011 8:21:35 AM |
| agreement-guild | $100.00 | 5/17/2011 9:48:00 AM |
| mrstender | $25.00 | 5/17/2011 12:02:54 PM |
| whitegold24k | $150.00 | 5/17/2011 4:06:49 PM |
| sappy02 | $25.00 | 5/17/2011 5:41:34 PM |
| indomitable-coin | $25.00 | 5/17/2011 7:49:14 PM |
| wizard750 | $50.00 | 5/18/2011 10:12:31 AM |
| bullwink27 | $25.00 | 5/18/2011 12:39:20 PM |
| radforj22 | $25.00 | 5/18/2011 3:40:30 PM |
| first-upright-payout | $25.00 | 5/18/2011 6:13:10 PM |
| BxRealtor | $25.00 | 5/18/2011 6:22:45 PM |
| the-enthralling-coin | $25.00 | 5/18/2011 6:27:58 PM |
| RyanTH9893 | $25.00 | 5/18/2011 7:19:11 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:34:50 PM |
| Veggie_Monkey | $25.00 | 5/18/2011 10:28:31 PM |
| mjjjrj | $25.00 | 5/19/2011 6:13:16 AM |
| economy-caper9 | $25.00 | 5/19/2011 8:51:22 AM |
| openness-antioxidant | $100.00 | 5/19/2011 9:05:10 AM |
| joshb | $25.00 | 5/19/2011 9:42:48 AM |
| productive-finance | $30.00 | 5/19/2011 9:56:28 AM |
| ProjectVenture | $25.00 | 5/19/2011 10:02:41 AM |
| balance-voyager | $50.00 | 5/19/2011 10:57:44 AM |
| baker31 | $50.00 | 5/19/2011 10:46:40 AM |
| Katburg | $50.00 | 5/19/2011 10:53:12 AM |
| organized-payment6 | $50.00 | 5/6/2011 5:08:07 PM |
| reinforced-revenue069 | $25.00 | 5/6/2011 8:59:36 PM |
| FinDoc | $25.00 | 5/7/2011 2:27:56 AM |
| favorite-commerce | $25.00 | 5/7/2011 11:35:42 AM |
| DasMula | $27.00 | 5/7/2011 8:50:02 PM |
| Tradesmanlender | $35.00 | 5/7/2011 4:59:20 PM |
| NiceNate | $100.00 | 5/8/2011 10:07:46 AM |
| qsolo | $200.00 | 5/9/2011 9:41:19 AM |
| rescue | $100.00 | 5/10/2011 6:56:28 PM |
| penny-candy | $25.00 | 5/11/2011 7:51:57 PM |
| RandyL3 | $25.00 | 5/12/2011 2:23:56 PM |
| enthralling-investment | $50.00 | 5/13/2011 4:31:26 PM |
| myworld701 | $25.00 | 5/13/2011 5:20:37 PM |
| Cai8899 | $30.00 | 5/14/2011 8:00:52 AM |
| vutah | $25.00 | 5/15/2011 1:09:37 PM |
| blue-nourishing-principal | $100.00 | 5/16/2011 10:02:59 AM |
| american6 | $100.00 | 5/16/2011 5:41:44 PM |
| enthralling-deal180 | $50.00 | 5/16/2011 5:40:08 PM |
| brightest-dynamic-peace | $25.00 | 5/17/2011 6:55:56 PM |
| IPlayOutsideTheBox | $50.00 | 5/18/2011 10:59:05 AM |
| Islandgal | $27.26 | 5/18/2011 11:34:39 AM |
| maldok1 | $25.00 | 5/18/2011 2:05:30 PM |
| repayment-genius7 | $25.00 | 5/18/2011 5:56:18 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 6:35:47 PM |
| tech310 | $50.00 | 5/19/2011 1:36:49 AM |
| ethicalhumanist | $50.00 | 5/19/2011 9:20:52 AM |
| ghinga | $25.00 | 5/19/2011 9:48:15 AM |
| bigphish | $50.00 | 5/19/2011 9:56:09 AM |
| ErsatzMike | $50.00 | 5/19/2011 9:59:56 AM |
| MonitorLizard09 | $25.00 | 5/19/2011 9:58:50 AM |
| pthighs | $50.00 | 5/19/2011 10:18:26 AM |
| thunderbolt08 | $60.00 | 5/19/2011 10:19:47 AM |
| wwwUniversal | $25.00 | 5/19/2011 10:08:49 AM |
| Mariner3605 | $25.00 | 5/19/2011 10:21:54 AM |
| reinforced-investment4 | $25.00 | 5/19/2011 10:13:20 AM |
| chicco | $100.00 | 5/19/2011 10:21:18 AM |
| payout-motivator0 | $75.00 | 5/19/2011 10:21:16 AM |
| w3alter | $50.00 | 5/19/2011 11:01:10 AM |
| 87 Investments
|
Borrower Payment Dependent Notes Series
505614
This series of Notes was issued and sold upon the funding of the borrower loan #49634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $275.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.37% | | |
| |
Estimated return*:
| 5.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $120 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unbelievable-transparency584 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/Investments
Purpose of loan: To pay off a student loan and small debts and to make investments.
This loan will be used to payoff a small government student loan, 2 small credit card balances, to pay federal taxes, and to make investments.
My financial situation:
I am a good candidate for this loan because I have strong/steady employment, pay my bills on time, honest person, and I am a good credit risk striving to be excellent.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 5/6/2011 5:09:04 PM |
| runner262 | $25.00 | 5/6/2011 5:21:32 PM |
| lloyd_s | $50.00 | 5/6/2011 5:23:44 PM |
| samo102us | $25.00 | 5/7/2011 3:18:13 AM |
| lounges | $48.04 | 5/7/2011 3:29:24 AM |
| jga516 | $25.00 | 5/7/2011 3:06:10 AM |
| SimpleChoice | $25.00 | 5/7/2011 3:34:53 AM |
| Malkial | $25.00 | 5/7/2011 7:50:03 AM |
| platinum-sorcerer6 | $50.00 | 5/7/2011 4:09:15 PM |
| Tradesmanlender | $35.00 | 5/7/2011 4:59:22 PM |
| NiceNate | $100.00 | 5/8/2011 10:07:47 AM |
| Interloper | $27.00 | 5/8/2011 1:32:09 PM |
| qsolo | $200.00 | 5/9/2011 9:39:36 AM |
| a-finance-nirvana | $25.00 | 5/12/2011 1:53:38 AM |
| math1973 | $50.00 | 5/12/2011 9:15:46 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:43:55 AM |
| thestartuplender | $50.22 | 5/12/2011 12:10:09 PM |
| Driftwood123 | $25.00 | 5/12/2011 12:35:03 PM |
| soheagle | $25.00 | 5/12/2011 12:32:49 PM |
| a-restless-dollar | $50.00 | 5/12/2011 12:33:14 PM |
| nickel-synapse | $25.00 | 5/12/2011 12:34:53 PM |
| Grandmahoneybee | $50.00 | 5/12/2011 1:14:31 PM |
| vegibenz | $25.00 | 5/12/2011 1:13:05 PM |
| soular21804 | $25.00 | 5/12/2011 2:18:58 PM |
| capthouls | $25.00 | 5/12/2011 2:50:54 PM |
| neutrino6 | $25.00 | 5/12/2011 3:02:15 PM |
| agwosdof | $50.00 | 5/12/2011 3:17:13 PM |
| benjamins-utopia | $100.00 | 5/12/2011 3:48:58 PM |
| glimmering-generosity0 | $50.00 | 5/12/2011 4:33:50 PM |
| the-enthralling-coin | $25.00 | 5/12/2011 4:57:56 PM |
| kind-efficient-credit | $25.00 | 5/12/2011 4:51:57 PM |
| authoritative-capital | $25.00 | 5/12/2011 7:53:16 PM |
| Zuzu | $50.00 | 5/12/2011 8:12:37 PM |
| marwadi-62 | $100.00 | 5/12/2011 7:32:10 PM |
| stonewell | $35.00 | 5/12/2011 11:02:46 PM |
| OnyxLite | $100.00 | 5/12/2011 11:21:08 PM |
| OnyxLite | $97.13 | 5/12/2011 11:25:41 PM |
| cerebral-dollar773 | $200.00 | 5/13/2011 4:36:49 AM |
| Tighternbarkonatree | $25.00 | 5/13/2011 5:52:58 AM |
| Oak-Parker | $25.00 | 5/13/2011 4:05:06 AM |
| uscode35 | $69.50 | 5/13/2011 5:24:45 AM |
| generator596 | $25.00 | 5/13/2011 2:08:46 AM |
| currency-persimmon | $50.00 | 5/13/2011 4:33:08 AM |
| capital-party6 | $50.00 | 5/13/2011 7:35:13 AM |
| newest-bountiful-basis | $25.00 | 5/13/2011 8:36:17 AM |
| secureincome | $250.00 | 5/13/2011 8:46:34 AM |
| careful-note1 | $50.00 | 5/13/2011 8:00:31 AM |
| bold-phenomenal-funds | $100.00 | 5/13/2011 8:48:11 AM |
| golfNW4714 | $50.00 | 5/13/2011 9:14:35 AM |
| KarmaBum77 | $39.59 | 5/13/2011 9:47:27 AM |
| contract-lava0 | $25.00 | 5/13/2011 10:15:27 AM |
| mddahlheim | $25.00 | 5/13/2011 10:07:13 AM |
| organized-deal1 | $50.00 | 5/13/2011 11:08:39 AM |
| integrity-hawk | $100.00 | 5/13/2011 11:52:54 AM |
| musegaze | $50.00 | 5/13/2011 11:59:30 AM |
| SpecialMan-211 | $200.00 | 5/13/2011 7:56:53 PM |
| Cai8899 | $30.00 | 5/14/2011 8:00:54 AM |
| jpblan11 | $25.00 | 5/14/2011 3:32:59 PM |
| skeebuzz | $100.00 | 5/15/2011 1:45:54 PM |
| enthralling-deal180 | $50.00 | 5/16/2011 5:40:11 PM |
| american6 | $100.00 | 5/16/2011 5:41:46 PM |
| honorable-vigilance | $50.00 | 5/17/2011 8:13:39 AM |
| agreement-guild | $100.00 | 5/17/2011 9:48:03 AM |
| g314 | $25.00 | 5/17/2011 6:38:47 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 6:35:50 PM |
| mountainpeak | $25.00 | 5/18/2011 6:44:46 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:34:55 PM |
| tech310 | $50.00 | 5/19/2011 1:37:00 AM |
| tampalender | $50.00 | 5/19/2011 4:33:08 AM |
| ghinga | $25.00 | 5/19/2011 9:49:20 AM |
| BxRealtor | $25.00 | 5/19/2011 10:02:24 AM |
| balance-voyager | $50.00 | 5/19/2011 10:57:47 AM |
| credit-scout7 | $25.00 | 5/19/2011 11:06:04 AM |
| PaulW | $25.00 | 5/19/2011 1:19:29 PM |
| ersheido | $50.00 | 5/19/2011 1:11:11 PM |
| active-benjamins4 | $25.00 | 5/19/2011 2:46:01 PM |
| bid-computer | $50.00 | 5/19/2011 3:04:18 PM |
| credit-investor5 | $50.00 | 5/19/2011 5:35:32 PM |
| bold-elated-loot | $47.50 | 5/19/2011 5:42:56 PM |
| Pennywize | $50.00 | 5/19/2011 5:56:53 PM |
| riveting-wealth2 | $100.00 | 5/19/2011 6:03:47 PM |
| betaoption | $25.00 | 5/19/2011 7:21:08 PM |
| finance-symphony7 | $38.19 | 5/20/2011 7:41:09 AM |
| Irolale | $25.00 | 5/20/2011 6:00:53 AM |
| KLVLOPZ64 | $50.00 | 5/20/2011 9:25:54 AM |
| MonitorLizard09 | $25.00 | 5/20/2011 9:18:01 AM |
| dedication-elixir | $50.00 | 5/20/2011 9:18:54 AM |
| donicurioso | $50.00 | 5/20/2011 9:46:31 AM |
| Kessler | $50.00 | 5/20/2011 9:54:22 AM |
| five-star-principal0 | $50.00 | 5/20/2011 9:49:11 AM |
| benjamin67 | $25.00 | 5/20/2011 9:55:34 AM |
| mjjjrj | $25.00 | 5/20/2011 9:56:22 AM |
| ahansen | $25.00 | 5/20/2011 10:09:23 AM |
| elasermd | $50.00 | 5/20/2011 10:08:29 AM |
| zenchef | $25.00 | 5/20/2011 10:10:08 AM |
| JTCorp | $25.00 | 5/20/2011 10:10:28 AM |
| historic-loan1 | $59.13 | 5/20/2011 11:05:11 AM |
| gmccollumn | $31.60 | 5/20/2011 10:58:40 AM |
| bonus-demon | $25.00 | 5/6/2011 5:08:20 PM |
| jdrez | $25.00 | 5/7/2011 2:16:15 AM |
| californiakhan | $25.00 | 5/7/2011 2:34:53 AM |
| Contour | $29.43 | 5/7/2011 2:35:33 AM |
| imlosttoo | $25.00 | 5/7/2011 2:56:47 AM |
| market-solstice2 | $25.00 | 5/7/2011 9:55:31 AM |
| chestnut4 | $25.00 | 5/7/2011 10:50:46 AM |
| GElender | $50.00 | 5/10/2011 6:02:58 AM |
| rescue | $100.00 | 5/10/2011 6:56:30 PM |
| dcap3 | $25.00 | 5/12/2011 12:18:03 PM |
| dough-hammock | $25.00 | 5/12/2011 12:06:27 PM |
| Jules97 | $26.00 | 5/12/2011 12:12:24 PM |
| FundMaker | $25.00 | 5/12/2011 12:22:05 PM |
| cmartaz | $25.00 | 5/12/2011 1:08:23 PM |
| treasure-brigade | $25.00 | 5/12/2011 1:20:52 PM |
| loan-warrior | $25.00 | 5/12/2011 1:27:24 PM |
| FigTree | $50.00 | 5/12/2011 2:21:20 PM |
| saga9 | $25.00 | 5/12/2011 4:29:55 PM |
| new-truth-chuckler | $35.00 | 5/12/2011 5:34:27 PM |
| hawk357 | $50.00 | 5/12/2011 5:37:21 PM |
| j2ee | $25.00 | 5/12/2011 7:14:36 PM |
| pure-fairness | $25.00 | 5/12/2011 7:46:51 PM |
| melodious-fairness | $100.00 | 5/12/2011 6:50:19 PM |
| credible-durability | $40.00 | 5/12/2011 6:55:07 PM |
| jasonuz | $25.00 | 5/12/2011 8:47:20 PM |
| cerebral-auction950 | $250.00 | 5/13/2011 12:15:11 AM |
| goldenretriever | $100.00 | 5/13/2011 7:47:26 AM |
| loyalist1 | $250.00 | 5/13/2011 7:24:08 AM |
| simeonthewhale | $31.67 | 5/13/2011 7:08:37 AM |
| umfan123 | $25.00 | 5/13/2011 9:00:39 AM |
| integrity-trumpet | $100.00 | 5/13/2011 9:21:25 AM |
| UKloanfella | $25.00 | 5/13/2011 8:26:55 AM |
| chrisb1414 | $25.00 | 5/13/2011 10:44:25 AM |
| btormc5 | $50.00 | 5/13/2011 11:27:50 AM |
| Freedomforme16 | $30.00 | 5/13/2011 11:35:03 AM |
| investment-comet | $25.00 | 5/13/2011 11:28:18 AM |
| kulender | $50.00 | 5/14/2011 9:21:04 AM |
| mcabery | $150.00 | 5/15/2011 8:53:47 AM |
| AFairDeal | $50.00 | 5/15/2011 10:31:54 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:00 AM |
| blue-nourishing-principal | $100.00 | 5/16/2011 5:29:53 PM |
| wayman | $50.00 | 5/17/2011 5:45:39 PM |
| AlBRich | $25.00 | 5/18/2011 11:19:37 AM |
| maldok1 | $25.00 | 5/18/2011 2:05:41 PM |
| brightest-dynamic-peace | $25.00 | 5/18/2011 5:44:33 PM |
| sappy02 | $25.00 | 5/18/2011 5:47:08 PM |
| first-upright-payout | $25.00 | 5/18/2011 6:23:38 PM |
| radforj22 | $25.00 | 5/18/2011 6:37:27 PM |
| ErsatzMike | $50.00 | 5/19/2011 10:00:00 AM |
| repayment-genius7 | $25.00 | 5/19/2011 10:13:33 AM |
| payout-motivator0 | $75.00 | 5/19/2011 10:21:17 AM |
| chicco | $100.00 | 5/19/2011 10:21:19 AM |
| bigphish | $50.00 | 5/19/2011 10:36:54 AM |
| Katburg | $50.00 | 5/19/2011 10:53:22 AM |
| damage | $25.00 | 5/19/2011 11:01:59 AM |
| w3alter | $50.00 | 5/19/2011 11:01:18 AM |
| Cypher041 | $25.00 | 5/19/2011 1:02:09 PM |
| John_Galt | $25.00 | 5/19/2011 4:45:59 PM |
| lawyervon | $25.00 | 5/19/2011 6:29:31 PM |
| newgroom422 | $25.00 | 5/19/2011 10:42:06 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:48:31 AM |
| buffalopartners | $100.00 | 5/20/2011 9:23:34 AM |
| reinforced-investment4 | $25.00 | 5/20/2011 9:19:03 AM |
| fcukciti | $25.00 | 5/20/2011 9:19:11 AM |
| spankysdad | $50.00 | 5/20/2011 9:44:27 AM |
| Railbird | $25.00 | 5/20/2011 9:52:19 AM |
| lisanate | $25.00 | 5/20/2011 9:53:24 AM |
| wise-rupee-sanctuary | $50.00 | 5/20/2011 9:58:14 AM |
| lostontheedge | $25.00 | 5/20/2011 10:09:54 AM |
| don8ter | $25.00 | 5/20/2011 10:10:04 AM |
| ChicagoBoyz | $25.00 | 5/20/2011 10:10:27 AM |
| mrbanker | $50.00 | 5/20/2011 10:37:30 AM |
| 170 Investments
|
Borrower Payment Dependent Notes Series
505804
This series of Notes was issued and sold upon the funding of the borrower loan #49542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,250.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $200.47 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,007 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 40% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sdkester |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 20 ( 91% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 2
( 9% )
| 600-619
(Feb-2007)
520-539
(Jul-2006)
500-519
(Jun-2006)
520-539
(May-2006)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Starting the debt snowball
Purpose of loan:
To payoff multiple credit cards ($200/month) and 2010 state/federal taxes. We've adjusted our withholdings for 2011, but would like to pay 2010 off now to avoid any more fees and penalties. Longer term, I'd like to take this Prosper loan to pay off a series of small debts, then tackle the bigger ones.
My financial situation:
I've been employed with my current employer since 1/2009, and spent 4.5 years at my previous employer. I've been consistently employed for 8 years now. I'm confident in my continued employment and that the loan payment is well within our budget, especially since it effectively lowers our monthly expenses.
Prosper history:
I've had two previous Prosper loans, both paid off.
Finances overview:
Monthly net income: $4,549
Housing: $1,295
Insurance: $85
Car expenses: $240
Utilities: $220
Phone, cable, internet: $360
Food, entertainment: $550
Clothing, household expenses: $300
Other loans, credit cards: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/13/2011 9:00:33 AM |
| janeybooboo | $51.00 | 5/13/2011 9:01:47 AM |
| DasMula | $27.00 | 5/13/2011 9:49:26 AM |
| SolarMoonshine | $25.00 | 5/13/2011 10:21:28 AM |
| worth-blanket2 | $3,675.00 | 5/13/2011 9:57:26 AM |
| 2grindstones | $25.00 | 5/13/2011 10:29:35 AM |
| reflective-rupee | $25.00 | 5/13/2011 10:23:49 AM |
| missing-link | $25.00 | 5/13/2011 1:44:37 PM |
| thankful-nickel2 | $25.00 | 5/13/2011 2:00:06 PM |
| amlu1988 | $25.00 | 5/13/2011 7:28:35 PM |
| cellardoor | $1,000.00 | 5/13/2011 7:44:19 PM |
| EEasyMoney | $25.00 | 5/13/2011 10:02:37 AM |
| irrelevant | $25.00 | 5/13/2011 11:06:24 AM |
| designer_10 | $25.00 | 5/13/2011 12:40:58 PM |
| thorough-payout8 | $25.00 | 5/13/2011 12:55:06 PM |
| 850 | $50.00 | 5/13/2011 1:44:31 PM |
| hookUup | $25.74 | 5/13/2011 6:20:25 PM |
| competent-p2p | $25.00 | 5/13/2011 6:07:07 PM |
| spiff666 | $26.66 | 5/13/2011 6:57:08 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
505856
This series of Notes was issued and sold upon the funding of the borrower loan #49537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $264.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 12.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 50% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,587 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jenlea |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 97% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 1
( 3% )
| 680-699
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Debt Consol & Home Improvmnt
I started working with my current place of employment a year ago as a temp ? supporting directors and VPs of R&D, and I became a permanent employee in December. I love my job, and it feels great to constantly be reminded of how valued I am.
http://www2.timesdispatch.com/business/2011/apr/27/meadwestvaco-quarterly-income-more-doubles-ar-999130/
I estimate that I have $40k-60k of equity in my house which I may put on the market. Part of this loan will go towards putting a new roof on the house. The rest - Debt Consol. so I can be debt-free faster.
Monthly Net: $2500 (+300 for cleaning)
Total expenses: $1975
Housing: $900
Car expenses: $100 - gasoline (family pays insurance)
Utilities: $200 average
Food: $150
Misc. expenses: $125
Min. Credit Pymnts: $430
Other: (gym, cell, insurance covered by co. & before net)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bonus-demon | $25.00 | 5/8/2011 12:02:28 PM |
| wampum-library4 | $25.00 | 5/8/2011 12:11:50 PM |
| janeybooboo | $149.00 | 5/8/2011 1:41:20 PM |
| competent-p2p | $50.00 | 5/8/2011 5:53:37 PM |
| lender12345 | $25.00 | 5/9/2011 2:52:12 PM |
| jelly1126 | $50.00 | 5/10/2011 4:46:39 PM |
| rescue | $100.00 | 5/10/2011 6:56:41 PM |
| credit-flower | $90.00 | 5/11/2011 8:35:07 AM |
| 1stBankAndHal | $25.05 | 5/13/2011 8:11:05 AM |
| EEasyMoney | $25.00 | 5/13/2011 10:05:05 AM |
| houli123 | $100.00 | 5/14/2011 4:13:49 AM |
| Nemo2001 | $25.00 | 5/16/2011 9:44:24 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:10 AM |
| commerce-yeller | $50.00 | 5/16/2011 1:05:31 PM |
| reward-motion | $50.00 | 5/16/2011 2:39:35 PM |
| the-silver-blaster | $50.00 | 5/17/2011 9:30:49 AM |
| agreement-guild | $100.00 | 5/17/2011 9:48:11 AM |
| the-enthralling-coin | $25.00 | 5/17/2011 5:26:45 PM |
| enthralling-deal180 | $50.00 | 5/17/2011 5:38:40 PM |
| american6 | $100.00 | 5/17/2011 5:39:41 PM |
| taal1 | $25.00 | 5/18/2011 10:31:59 AM |
| wayman | $50.00 | 5/18/2011 5:57:41 PM |
| richboy56 | $25.00 | 5/18/2011 6:43:20 PM |
| grnii78 | $38.72 | 5/18/2011 7:11:18 PM |
| new-ore-venture | $200.00 | 5/18/2011 10:16:11 PM |
| dollardave | $100.00 | 5/18/2011 10:03:11 PM |
| radforj22 | $25.00 | 5/19/2011 3:39:35 AM |
| suave-dime6 | $25.00 | 5/19/2011 7:24:02 AM |
| nalaari | $25.00 | 5/19/2011 1:15:02 PM |
| PaulW | $25.00 | 5/19/2011 1:19:39 PM |
| r48 | $25.00 | 5/19/2011 3:37:07 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:56:47 PM |
| ErsatzMike | $50.00 | 5/20/2011 8:01:33 AM |
| integrity-trumpet | $50.00 | 5/20/2011 10:12:33 AM |
| bigphish | $50.00 | 5/20/2011 10:27:53 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:04 PM |
| rate-caravan7 | $50.00 | 5/20/2011 3:19:20 PM |
| wise-rupee-sanctuary | $50.00 | 5/20/2011 5:40:32 PM |
| loantigger | $50.00 | 5/20/2011 5:44:14 PM |
| repayment-genius7 | $25.00 | 5/20/2011 5:44:19 PM |
| balance-voyager | $50.00 | 5/20/2011 5:44:49 PM |
| credit-scout7 | $50.00 | 5/20/2011 5:45:14 PM |
| KLVLOPZ64 | $25.00 | 5/20/2011 5:38:24 PM |
| Hiro07 | $25.00 | 5/20/2011 5:39:08 PM |
| genius520 | $50.00 | 5/20/2011 5:40:08 PM |
| MonitorLizard09 | $25.00 | 5/20/2011 5:42:58 PM |
| wealth-influencer | $50.00 | 5/20/2011 5:43:18 PM |
| cathexis | $25.00 | 5/20/2011 5:43:38 PM |
| JTCorp | $25.00 | 5/20/2011 5:43:59 PM |
| bluesheep | $25.00 | 5/20/2011 5:44:03 PM |
| ersheido | $50.00 | 5/20/2011 5:45:20 PM |
| bid-computer | $50.00 | 5/20/2011 5:45:26 PM |
| riveting-wealth2 | $100.00 | 5/20/2011 5:45:34 PM |
| dedication-elixir | $50.00 | 5/20/2011 5:48:29 PM |
| janeybooboo | $51.00 | 5/8/2011 12:03:19 PM |
| Tradesmanlender | $35.00 | 5/8/2011 12:03:29 PM |
| investment-artist | $25.01 | 5/8/2011 12:02:06 PM |
| irrelevant | $25.00 | 5/8/2011 12:02:56 PM |
| Gibbyland | $100.00 | 5/8/2011 7:29:28 PM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:40 AM |
| worth-blanket2 | $5,000.00 | 5/9/2011 11:05:33 AM |
| lender12345 | $75.00 | 5/9/2011 2:52:41 PM |
| DasMula | $27.00 | 5/9/2011 3:14:21 PM |
| reflective-rupee | $25.00 | 5/9/2011 5:21:14 PM |
| elated-cash | $25.54 | 5/10/2011 6:02:12 AM |
| thankful-nickel2 | $25.00 | 5/10/2011 5:32:39 PM |
| the-reliable-trade | $100.00 | 5/11/2011 8:39:40 AM |
| marketplace-meridian | $50.00 | 5/11/2011 9:47:53 PM |
| professional-coin1 | $25.00 | 5/12/2011 9:30:49 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:44:16 AM |
| benjamins-utopia | $50.00 | 5/12/2011 5:34:06 PM |
| FigTree | $50.00 | 5/12/2011 5:33:07 PM |
| kulender | $50.00 | 5/14/2011 9:21:19 AM |
| math1973 | $50.00 | 5/14/2011 4:44:23 PM |
| houli123 | $68.07 | 5/15/2011 1:30:57 AM |
| intrepid-loot | $25.00 | 5/15/2011 10:07:32 AM |
| Cai8899 | $30.00 | 5/16/2011 10:35:03 AM |
| blue-nourishing-principal | $100.00 | 5/17/2011 9:25:10 AM |
| maldok1 | $25.00 | 5/18/2011 2:06:03 PM |
| Simonsez808 | $25.00 | 5/18/2011 7:03:12 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:35:06 PM |
| tech310 | $50.00 | 5/19/2011 1:37:11 AM |
| Rogesparkguy | $25.00 | 5/19/2011 9:28:03 AM |
| first-upright-payout | $25.00 | 5/19/2011 10:20:26 AM |
| Katburg | $50.00 | 5/19/2011 10:53:39 AM |
| w3alter | $50.00 | 5/19/2011 11:01:26 AM |
| Cypher041 | $25.00 | 5/19/2011 1:02:17 PM |
| BxRealtor | $25.00 | 5/19/2011 5:32:44 PM |
| sappy02 | $25.00 | 5/19/2011 5:33:06 PM |
| Pennywize | $25.00 | 5/19/2011 5:56:57 PM |
| exact-gold2 | $28.55 | 5/19/2011 7:42:34 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:48:43 AM |
| donicurioso | $50.00 | 5/20/2011 9:46:39 AM |
| five-star-principal0 | $50.00 | 5/20/2011 9:49:25 AM |
| Railbird | $25.00 | 5/20/2011 9:52:26 AM |
| chicco | $100.00 | 5/20/2011 10:37:50 AM |
| ijspence | $25.00 | 5/20/2011 11:14:57 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:23:50 AM |
| SmokeyMirror | $50.00 | 5/20/2011 12:19:37 PM |
| profitable-money | $25.00 | 5/20/2011 1:54:22 PM |
| fcukciti | $25.00 | 5/20/2011 5:43:24 PM |
| KeepOnRunning | $35.07 | 5/20/2011 5:38:28 PM |
| spankysdad | $50.00 | 5/20/2011 5:38:32 PM |
| lisanate | $25.00 | 5/20/2011 5:39:44 PM |
| benjamin67 | $25.00 | 5/20/2011 5:40:11 PM |
| ChicagoBoyz | $25.00 | 5/20/2011 5:43:56 PM |
| 106 Investments
|
Borrower Payment Dependent Notes Series
505918
This series of Notes was issued and sold upon the funding of the borrower loan #49622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-09-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $719.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,555 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mmatos |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 46 ( 96% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $14,500.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Sep-2008)
600-619
(Nov-2007)
620-639
(Aug-2006)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 1
( 2% )
|
|
Total payments billed:
| 48 | | |
Description
Small Business Expansion!
Main Purpose of Loan:
Bridge the gap between invoicing and client payment so I can proceed with some new projects while waiting to get paid.
Here's what's new:
Last year I paid off all debt and started my Software Development business from savings.
Business has been phenomenal! In fact, I've been so busy with projects that I've hired 4 employees in only 6 months! My goal was to start the business without incurring debt, and so far I've been successful. However, because I've been so busy with projects, payroll has depleted my initial investment and so I'm seeking a small loan to cover my expenses while my pending invoices are paid. I currently have $13,000 (almost 2X my loan amount!) in accounts receivable, however my clients are big corporate companies that take 30-60 days to pay. Instead of factoring I want to give back to prosper lenders!
Projects are falling in to my lap! These funds are for business use only. My personal and business assets are completely separate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tntmojave | $50.00 | 5/9/2011 5:03:57 PM |
| economy-coup | $100.00 | 5/9/2011 5:08:22 PM |
| hookUup | $25.74 | 5/9/2011 5:30:42 PM |
| janeybooboo | $200.00 | 5/9/2011 7:37:21 PM |
| marketplace-meridian | $25.00 | 5/9/2011 10:14:14 PM |
| 2grindstones | $25.00 | 5/9/2011 10:46:23 PM |
| youngster50 | $100.00 | 5/9/2011 8:54:53 PM |
| alert9 | $100.00 | 5/9/2011 9:22:29 PM |
| Moe87 | $25.00 | 5/10/2011 7:05:24 AM |
| a-restless-dollar | $75.00 | 5/10/2011 6:07:26 AM |
| britches613 | $50.00 | 5/10/2011 9:00:34 AM |
| Row2010 | $67.68 | 5/10/2011 8:58:32 AM |
| Rogesparkguy | $25.00 | 5/10/2011 9:28:31 AM |
| momentous-velocity5 | $75.00 | 5/10/2011 10:59:17 AM |
| Mikale360 | $50.00 | 5/10/2011 6:38:03 PM |
| chameleon125 | $25.00 | 5/11/2011 6:46:01 AM |
| money-baron-roth-IRA | $100.00 | 5/11/2011 9:38:01 AM |
| orange-impartial-asset | $750.00 | 5/11/2011 11:21:21 AM |
| bookher2washington | $30.00 | 5/11/2011 1:52:48 PM |
| thankful-nickel2 | $25.00 | 5/11/2011 8:50:03 PM |
| kendigme | $27.15 | 5/12/2011 5:13:47 AM |
| capital-investor8 | $250.00 | 5/12/2011 12:28:45 PM |
| jmichael23 | $300.00 | 5/12/2011 12:51:11 PM |
| investment-daydream | $76.00 | 5/12/2011 4:43:25 PM |
| missing-link | $25.00 | 5/13/2011 1:42:51 PM |
| rustysailor | $35.00 | 5/13/2011 9:32:23 PM |
| kendigme | $25.00 | 5/14/2011 5:31:31 AM |
| Fire2 | $25.00 | 5/14/2011 10:36:30 AM |
| intrepid-loot | $25.00 | 5/15/2011 8:11:22 AM |
| delicious-loan093 | $47.14 | 5/15/2011 11:14:22 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:30:04 PM |
| MoneyForNothing | $25.00 | 5/16/2011 5:22:00 PM |
| mrxtravis | $25.00 | 5/17/2011 2:34:31 AM |
| Jack55304 | $300.00 | 5/17/2011 10:22:47 AM |
| ingenious-deal6 | $25.00 | 5/17/2011 5:46:33 PM |
| sharpey | $63.45 | 5/18/2011 6:24:08 AM |
| redwraith | $25.00 | 5/18/2011 3:20:42 PM |
| loss-of-control | $100.00 | 5/18/2011 5:05:49 PM |
| coin-flower1 | $25.00 | 5/18/2011 7:39:18 PM |
| riv701 | $25.00 | 5/18/2011 10:24:46 PM |
| openness-antioxidant | $50.00 | 5/19/2011 9:21:23 AM |
| smart-finance3 | $50.00 | 5/19/2011 11:03:28 AM |
| money-baron | $250.00 | 5/19/2011 12:46:06 PM |
| ThirdWorldHoldings | $25.00 | 5/19/2011 1:32:53 PM |
| vutah | $25.00 | 5/19/2011 5:29:12 PM |
| dcshobby | $25.00 | 5/19/2011 5:48:35 PM |
| p2ploan-sensation211 | $25.00 | 5/19/2011 11:00:01 PM |
| antlr | $50.00 | 5/19/2011 9:46:03 PM |
| Soulphoniks-Holdings | $57.07 | 5/20/2011 5:44:25 AM |
| irrelevant | $25.00 | 5/9/2011 5:06:38 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:09:38 PM |
| lendstats_com | $200.00 | 5/9/2011 5:23:24 PM |
| transformer855 | $25.00 | 5/9/2011 10:15:19 PM |
| firsttouch1 | $250.00 | 5/9/2011 10:31:30 PM |
| reflective-rupee | $200.00 | 5/10/2011 5:36:10 AM |
| InChicago | $50.00 | 5/10/2011 9:54:43 AM |
| CA-Lender | $25.05 | 5/10/2011 3:46:17 PM |
| Kreditorium | $25.00 | 5/10/2011 8:49:48 PM |
| silver-enlightenment0 | $100.00 | 5/11/2011 7:27:09 AM |
| UCLA4life | $42.94 | 5/11/2011 7:29:23 AM |
| jmichael23 | $200.00 | 5/12/2011 12:47:04 PM |
| kendigme | $25.00 | 5/13/2011 3:05:49 AM |
| loanman2007 | $100.00 | 5/13/2011 4:38:17 AM |
| EEasyMoney | $25.00 | 5/13/2011 9:53:35 AM |
| Soulphoniks-Holdings | $68.21 | 5/14/2011 10:28:09 AM |
| AEH_Now | $25.00 | 5/14/2011 2:35:38 PM |
| luvlending | $25.00 | 5/14/2011 6:19:34 PM |
| competent-p2p | $35.00 | 5/14/2011 6:32:40 PM |
| 888GoldIngots | $29.17 | 5/14/2011 7:07:15 PM |
| dollar-sonnet3 | $50.00 | 5/15/2011 3:19:53 AM |
| Investoman | $75.00 | 5/15/2011 4:26:19 AM |
| Bill88 | $25.00 | 5/16/2011 10:40:59 AM |
| natural-point1 | $50.00 | 5/16/2011 2:33:48 PM |
| Sambamm1 | $35.00 | 5/16/2011 6:06:34 PM |
| first-class-gold0 | $150.00 | 5/16/2011 6:54:43 PM |
| yf99yz | $40.00 | 5/16/2011 9:28:56 PM |
| reflective-affluence | $25.00 | 5/17/2011 2:12:57 PM |
| diplomatic-wealth7 | $25.00 | 5/17/2011 5:54:48 PM |
| travels536 | $25.00 | 5/18/2011 6:58:03 AM |
| kendigme | $25.00 | 5/18/2011 5:09:39 AM |
| marwadi-62 | $300.00 | 5/18/2011 8:11:31 AM |
| tolerant-truth2 | $100.00 | 5/18/2011 10:40:11 AM |
| the-enthralling-coin | $25.00 | 5/18/2011 4:32:24 PM |
| loyalist1 | $50.00 | 5/18/2011 6:57:36 PM |
| bonus-demon | $50.00 | 5/18/2011 7:00:33 PM |
| tech310 | $50.00 | 5/19/2011 1:44:24 AM |
| COCHINOBOY | $25.00 | 5/19/2011 1:17:00 AM |
| erccpa | $56.15 | 5/19/2011 3:35:14 AM |
| s270 | $50.00 | 5/19/2011 9:24:56 AM |
| money-baron | $50.00 | 5/19/2011 12:45:46 PM |
| eagle1271 | $75.00 | 5/19/2011 1:10:54 PM |
| missoula | $25.00 | 5/19/2011 1:37:48 PM |
| jstefans | $25.00 | 5/19/2011 2:45:28 PM |
| wise-benjamins-fortress | $25.00 | 5/19/2011 5:29:48 PM |
| sensible-fund | $30.00 | 5/19/2011 5:50:49 PM |
| peace-commander | $25.00 | 5/19/2011 8:54:36 PM |
| palace2 | $458.00 | 5/19/2011 11:57:23 PM |
| worldly-income2 | $50.00 | 5/20/2011 8:09:37 AM |
| John_Galt | $51.25 | 5/20/2011 9:16:20 AM |
| 99 Investments
|
Borrower Payment Dependent Notes Series
506102
This series of Notes was issued and sold upon the funding of the borrower loan #49706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $94.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 16y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 | Stated income: | $1-$24,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,076 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| coyotebob |
Borrower's state:
| Ohio |
Borrower's group:
| 123 GET FUNDED |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 35 ( 97% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,800.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Dec-2007)
620-639
(May-2007)
620-639
(Mar-2007)
680-699
(Aug-2006)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
helping out a loved one
Purpose of loan:
This loan will be used to... pay off my daughter's hospital and doctor's bills. she has very little health insurance and has colon and liver cancer. it is in stage 4 and she receives chemo every other week. she have had complications from the chemo, like a rash on her face and body. the bills from the hospital and doctor's are expensive and i as her father want to pay them off so she can continue getting treatments.
My financial situation:
I am a good candidate for this loan because...i have had loans from prosper before and the loan was completely paid off. i paid it every month without fail. i have always worked hard all my life and pay my bills that are due every month, without fail. i would promise to also pay the prosper loan faithfully every month,so i can help my daughter get better. thank you in advance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/12/2011 9:11:37 AM |
| qsolo | $200.00 | 5/12/2011 9:10:07 AM |
| outofoffice | $50.00 | 5/12/2011 12:16:21 PM |
| gold-conga | $50.00 | 5/12/2011 1:07:46 PM |
| intelligent-yield | $25.00 | 5/12/2011 1:34:33 PM |
| r48 | $28.00 | 5/12/2011 4:41:02 PM |
| hookUup | $28.02 | 5/12/2011 5:50:30 PM |
| kulender | $50.00 | 5/14/2011 9:22:50 AM |
| indomitable-coin | $25.00 | 5/14/2011 1:04:24 PM |
| Interloper | $27.00 | 5/14/2011 2:54:06 PM |
| damage | $25.00 | 5/19/2011 11:02:18 AM |
| seabass123 | $25.00 | 5/19/2011 12:19:01 PM |
| octoberfresh | $25.00 | 5/19/2011 12:09:55 PM |
| Trondheim_Norway | $150.00 | 5/19/2011 12:31:32 PM |
| ADRllc | $50.00 | 5/19/2011 12:59:36 PM |
| lostviajero | $25.00 | 5/19/2011 1:04:21 PM |
| balance-force | $25.00 | 5/19/2011 1:05:48 PM |
| cool_kubera | $50.00 | 5/19/2011 1:01:42 PM |
| BabyLender | $25.00 | 5/19/2011 1:07:49 PM |
| thorough-payout8 | $25.00 | 5/19/2011 1:03:28 PM |
| snowfall2006 | $100.00 | 5/19/2011 1:04:20 PM |
| Leopoldine | $25.00 | 5/19/2011 1:09:55 PM |
| active-benjamins4 | $25.00 | 5/19/2011 1:11:53 PM |
| MDJAX67 | $75.00 | 5/19/2011 1:10:42 PM |
| PaulW | $25.00 | 5/19/2011 1:15:22 PM |
| IPlayOutsideTheBox | $50.00 | 5/19/2011 1:15:12 PM |
| Mocaba | $60.00 | 5/19/2011 1:55:35 PM |
| market-giraffe7 | $100.00 | 5/19/2011 1:46:43 PM |
| Chuck1939 | $50.00 | 5/19/2011 2:05:23 PM |
| misit | $25.00 | 5/19/2011 4:23:10 PM |
| mjjjrj | $25.00 | 5/20/2011 9:57:04 AM |
| Rammuel | $25.00 | 5/20/2011 9:59:10 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:14:03 PM |
| Tabster | $25.00 | 5/20/2011 10:07:01 PM |
| MonkeyHero | $25.53 | 5/21/2011 3:42:51 AM |
| selector568 | $200.00 | 5/21/2011 4:48:25 AM |
| thankful-nickel2 | $25.00 | 5/12/2011 10:57:55 AM |
| wild-orange | $100.00 | 5/12/2011 10:31:23 AM |
| atlas100 | $25.00 | 5/12/2011 1:24:39 PM |
| credit-panda1 | $25.00 | 5/12/2011 4:21:36 PM |
| rescue | $100.00 | 5/16/2011 8:14:08 PM |
| clean-fund | $25.00 | 5/16/2011 10:04:30 PM |
| bonus-demon | $25.00 | 5/18/2011 6:34:06 PM |
| tech310 | $50.00 | 5/19/2011 1:49:38 AM |
| designer_10 | $25.00 | 5/19/2011 12:45:41 PM |
| C_Mark | $100.00 | 5/19/2011 12:59:08 PM |
| Eric_Gagne | $25.00 | 5/19/2011 1:19:29 PM |
| CA_Lender | $25.00 | 5/19/2011 1:20:14 PM |
| calouste | $25.00 | 5/19/2011 1:20:55 PM |
| joshb | $100.00 | 5/19/2011 1:10:38 PM |
| GodzillaLending | $50.00 | 5/19/2011 1:50:59 PM |
| ams294 | $75.00 | 5/19/2011 1:49:13 PM |
| convergentthinker | $25.00 | 5/19/2011 6:46:35 PM |
| 6moonbeams | $100.00 | 5/20/2011 9:28:26 AM |
| brightest-dynamic-peace | $25.00 | 5/20/2011 10:08:17 AM |
| intelligent-treasure075 | $27.00 | 5/20/2011 5:36:24 PM |
| TikPmp1 | $25.00 | 5/20/2011 8:12:54 PM |
| Cronos | $100.00 | 5/21/2011 1:08:06 AM |
| lawyervon | $25.00 | 5/21/2011 4:27:35 AM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
506182
This series of Notes was issued and sold upon the funding of the borrower loan #49552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $187.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 820-839 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,068 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| commerce-sapling8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Loan
Purpose of loan:
This loan will be used to buy a car for myself. I'm currently driving a Ford Focus and I'm looking for something a little bigger now that we have two kids.
My financial situation:
I am a good candidate for this loan because I have excellent credit history, and I manage my money well. I don't carry credit card debt, I own my own home, and I have a stable job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-bonus2 | $25.00 | 5/11/2011 9:01:40 AM |
| blooming-market | $25.00 | 5/11/2011 9:02:45 AM |
| LittleRhody07 | $25.00 | 5/11/2011 9:02:54 AM |
| availableloan | $25.00 | 5/11/2011 9:16:04 AM |
| intelligent-yield | $25.00 | 5/11/2011 9:03:39 AM |
| antlr | $50.00 | 5/11/2011 9:02:01 AM |
| Avala | $50.00 | 5/11/2011 9:05:37 AM |
| designer_10 | $25.00 | 5/11/2011 11:10:44 AM |
| JedClampett | $100.00 | 5/11/2011 4:45:22 PM |
| SolarMoonshine | $25.00 | 5/11/2011 4:42:34 PM |
| green-loyalty-cub | $50.00 | 5/11/2011 7:29:53 PM |
| cwegert | $50.00 | 5/11/2011 8:23:20 PM |
| currency-persimmon | $50.00 | 5/14/2011 7:53:54 AM |
| jalvin | $208.00 | 5/14/2011 9:46:01 AM |
| penny-finder | $28.00 | 5/14/2011 12:18:39 PM |
| euro-deployment | $25.00 | 5/14/2011 5:02:40 PM |
| thankful-nickel2 | $50.00 | 5/14/2011 6:02:21 PM |
| gavinsp | $25.00 | 5/15/2011 9:04:43 AM |
| inspired-investment8 | $100.00 | 5/16/2011 10:17:18 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:30:07 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:48:26 PM |
| winlender | $25.00 | 5/16/2011 3:01:17 PM |
| Daneistes | $50.00 | 5/17/2011 8:32:26 AM |
| coin-processor7 | $50.00 | 5/17/2011 9:40:20 AM |
| NobisEst | $25.00 | 5/17/2011 9:43:58 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:50 AM |
| arenangelchild | $30.13 | 5/18/2011 11:07:11 AM |
| unclejaef | $25.00 | 5/18/2011 11:52:27 AM |
| flypenguin | $50.00 | 5/18/2011 12:49:57 PM |
| radforj22 | $50.00 | 5/18/2011 2:42:46 PM |
| Money_Hog | $25.00 | 5/18/2011 5:03:52 PM |
| csrwizard | $25.00 | 5/18/2011 7:15:21 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:20 PM |
| diversification-surge | $200.00 | 5/19/2011 5:23:35 AM |
| cash-queen | $50.00 | 5/19/2011 12:10:45 PM |
| gojackgo | $100.00 | 5/19/2011 12:29:51 PM |
| r48 | $25.00 | 5/19/2011 3:32:14 PM |
| chief_wo | $50.00 | 5/19/2011 7:29:05 PM |
| Ariesian1 | $50.00 | 5/20/2011 8:45:31 AM |
| AFairDeal | $50.00 | 5/20/2011 9:27:36 AM |
| competent-commitment1 | $25.00 | 5/20/2011 9:51:14 AM |
| taltman | $25.00 | 5/20/2011 11:30:09 AM |
| burgeoning-silver | $25.00 | 5/20/2011 5:32:27 PM |
| responsibility-fortress | $50.00 | 5/20/2011 5:25:13 PM |
| sappy02 | $25.00 | 5/20/2011 5:30:57 PM |
| windfall46 | $25.00 | 5/20/2011 5:34:39 PM |
| brightest-dynamic-peace | $25.00 | 5/20/2011 5:36:29 PM |
| adhawan325 | $25.00 | 5/20/2011 5:39:39 PM |
| Mowine4me | $25.00 | 5/20/2011 6:55:27 PM |
| Reddy_Capital | $25.00 | 5/20/2011 6:26:48 PM |
| bkb7484 | $25.00 | 5/20/2011 7:28:52 PM |
| Cronos | $200.00 | 5/21/2011 12:42:48 AM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:03:50 PM |
| TikPmp1 | $25.00 | 5/20/2011 8:12:54 PM |
| Octavian315 | $35.00 | 5/21/2011 3:31:02 AM |
| Digs | $25.00 | 5/21/2011 2:59:05 AM |
| dtrain5 | $25.00 | 5/11/2011 9:04:23 AM |
| indomitable-coin | $25.00 | 5/11/2011 9:05:05 AM |
| ore-genius2 | $600.00 | 5/11/2011 9:05:12 AM |
| minista | $25.00 | 5/11/2011 9:05:28 AM |
| useful-currency | $25.00 | 5/11/2011 9:02:08 AM |
| meux99 | $25.00 | 5/11/2011 9:02:38 AM |
| compoundinterest | $50.00 | 5/11/2011 9:04:11 AM |
| RandyL3 | $25.00 | 5/11/2011 9:24:13 AM |
| Leopoldine | $25.00 | 5/11/2011 9:04:53 AM |
| DukSerduk | $25.00 | 5/11/2011 9:02:13 AM |
| blot44 | $50.00 | 5/11/2011 9:02:52 AM |
| kenji4861 | $25.00 | 5/11/2011 9:05:19 AM |
| kulender | $100.00 | 5/11/2011 9:16:08 AM |
| cashhelp | $60.00 | 5/11/2011 9:16:59 AM |
| math1973 | $100.00 | 5/11/2011 9:34:53 AM |
| reflective-rupee | $25.00 | 5/11/2011 9:37:38 AM |
| heavenly-interest9 | $100.00 | 5/11/2011 7:44:04 PM |
| astute-fairness0 | $25.00 | 5/12/2011 1:00:49 PM |
| Sigonio | $25.00 | 5/12/2011 1:54:26 PM |
| MrDavid | $50.00 | 5/12/2011 8:04:55 PM |
| thoestoe | $25.00 | 5/12/2011 8:59:13 PM |
| vine99 | $65.00 | 5/12/2011 10:22:38 PM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:43 PM |
| flexible-value | $35.00 | 5/13/2011 5:35:51 PM |
| sandeepPR | $25.00 | 5/14/2011 8:26:17 AM |
| MarvintheMartian | $25.00 | 5/14/2011 1:02:38 PM |
| hookUup | $31.02 | 5/15/2011 3:54:12 PM |
| cwegert | $50.00 | 5/15/2011 5:46:06 PM |
| truth-image | $50.00 | 5/16/2011 7:54:42 AM |
| fcrick | $25.00 | 5/16/2011 10:19:54 AM |
| hawaiiangirl76 | $25.00 | 5/16/2011 10:20:58 AM |
| nuclearmoose | $50.00 | 5/16/2011 12:35:09 PM |
| Duchdad | $25.00 | 5/16/2011 5:47:36 PM |
| Brainworm | $25.00 | 5/16/2011 11:42:22 PM |
| Montgomery-Burns | $25.00 | 5/17/2011 3:00:41 AM |
| mster9ball | $25.00 | 5/17/2011 7:25:07 AM |
| boylezz | $50.00 | 5/17/2011 8:00:00 AM |
| diablorulz | $50.00 | 5/17/2011 4:14:20 PM |
| bvzm | $50.00 | 5/17/2011 5:33:42 PM |
| skuba | $50.00 | 5/17/2011 5:48:30 PM |
| SCD | $25.00 | 5/18/2011 4:01:07 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:47:45 AM |
| cwegert | $100.00 | 5/18/2011 10:23:14 AM |
| intuitive-integrity9 | $50.00 | 5/18/2011 1:54:01 PM |
| maldok1 | $25.00 | 5/18/2011 2:08:16 PM |
| Algernon | $25.00 | 5/18/2011 2:31:18 PM |
| unrivaled-silver | $50.00 | 5/18/2011 5:47:32 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:35:31 PM |
| a2190b | $25.00 | 5/18/2011 9:10:43 PM |
| ryreesado | $25.00 | 5/19/2011 4:10:19 AM |
| damage | $25.00 | 5/19/2011 10:59:27 AM |
| betaoption | $50.00 | 5/19/2011 7:10:09 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:44:42 PM |
| Weaverville | $50.00 | 5/19/2011 9:33:31 PM |
| scholarly-integrity | $25.00 | 5/20/2011 9:44:51 AM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 9:48:06 AM |
| mjjjrj | $25.00 | 5/20/2011 9:53:46 AM |
| velocity-solo | $25.00 | 5/20/2011 10:28:14 AM |
| Jay_Tee | $50.00 | 5/20/2011 11:48:22 AM |
| Moneypenny6 | $25.00 | 5/20/2011 12:52:56 PM |
| Jeffersonbank | $50.00 | 5/20/2011 5:30:42 PM |
| cosmof16 | $25.00 | 5/20/2011 5:30:05 PM |
| platinum-sorcerer6 | $25.00 | 5/20/2011 5:37:20 PM |
| Katburg | $50.00 | 5/20/2011 5:34:29 PM |
| wwwUniversal | $25.00 | 5/20/2011 5:34:01 PM |
| elevated-finance | $25.85 | 5/20/2011 5:49:59 PM |
| YummiBear | $25.00 | 5/20/2011 7:10:05 PM |
| mrpowers5531 | $25.00 | 5/21/2011 4:01:30 AM |
| generous-deal6 | $50.00 | 5/21/2011 2:52:26 AM |
| jonandmeg21 | $50.00 | 5/21/2011 3:42:44 AM |
| inforapenny | $37.05 | 5/21/2011 4:26:24 AM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
506232
This series of Notes was issued and sold upon the funding of the borrower loan #49676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 1m |
|
Amount delinquent:
| $5,782 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $255 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| open-fund9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Send mom to PARIS for her 60th
This loan is to help me send my mom to Paris for her 60th b-day (July 4th!). I want to do something extra special for her milestone b-day & couldn't think of a more fab gift than to send her to Europe for a week. Having overcome many personal struggles, including the loss of her mother & her son- my only sibling -all within a year, my mom is the most deserving woman I know!
Credit score almost 700. Just bought a house with a very, very low mortgage & interest rate. No car debt/car loans.
I have money saved for this trip & am pretty confident I can repay investors back well before the 3 yr time frame Prosper gives borrowers!
Monthly income: $4,750 before taxes
Housing: $680
Insurance: $0 (employer covers 100%)
Car expenses: $0 (Car loans paid off)
Car insurance: $180 for 2 vehicles
Utilities: $250
Phone, cable, internet: $130
Food, entertainment: $325
Clothing, household expenses: $225
Student loans: $175
Gas for car: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/11/2011 9:03:54 AM |
| missing-link | $25.00 | 5/13/2011 1:43:30 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:28 PM |
| reflective-rupee | $25.00 | 5/17/2011 9:32:05 AM |
| Jack55304 | $300.00 | 5/17/2011 10:23:48 AM |
| One_Lolo | $25.00 | 5/18/2011 9:53:23 AM |
| Investoman | $75.00 | 5/19/2011 5:37:18 PM |
| mrxtravis | $25.00 | 5/21/2011 4:35:03 AM |
| bonus-demon | $50.00 | 5/21/2011 11:34:17 AM |
| best-generosity-financier | $25.00 | 5/21/2011 7:21:41 PM |
| Frover | $25.00 | 5/21/2011 8:30:30 PM |
| autonomous-truth | $50.00 | 5/21/2011 8:59:21 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:30:56 PM |
| wgc | $25.00 | 5/21/2011 7:55:38 PM |
| coin-comet3 | $61.63 | 5/21/2011 10:12:50 PM |
| SolarMoonshine | $25.00 | 5/22/2011 4:21:42 AM |
| kind-credit-bear | $25.00 | 5/22/2011 3:23:22 AM |
| B2152 | $25.00 | 5/22/2011 7:45:32 AM |
| head | $25.00 | 5/22/2011 4:55:15 AM |
| competent-p2p | $30.00 | 5/22/2011 9:23:18 AM |
| integrity-electron9 | $25.00 | 5/22/2011 3:24:24 AM |
| convergentthinker | $25.00 | 5/22/2011 8:40:50 AM |
| heerzaquestion | $35.00 | 5/22/2011 8:48:02 AM |
| micko | $25.00 | 5/22/2011 9:07:50 AM |
| LakeShoreLending | $25.00 | 5/22/2011 12:36:02 PM |
| Peacepower | $25.00 | 5/22/2011 3:50:41 PM |
| vishal29 | $25.00 | 5/22/2011 2:41:21 PM |
| Engineer44 | $25.00 | 5/22/2011 6:15:03 PM |
| Rip128 | $100.00 | 5/22/2011 6:27:52 PM |
| 371millwood | $300.00 | 5/22/2011 4:53:06 PM |
| creative-revenue0 | $50.00 | 5/22/2011 7:09:06 PM |
| jybank | $50.00 | 5/22/2011 7:37:44 PM |
| worthy-bid4 | $25.00 | 5/22/2011 5:50:41 PM |
| jhernand17 | $25.00 | 5/22/2011 8:23:44 PM |
| YoungTaxMan | $50.00 | 5/22/2011 6:13:51 PM |
| Track-Layer | $75.00 | 5/22/2011 7:31:19 PM |
| zorg77 | $50.00 | 5/22/2011 6:12:27 PM |
| saga9 | $25.00 | 5/22/2011 8:43:31 PM |
| gold-cluster | $100.00 | 5/22/2011 9:01:25 PM |
| credit-missile | $50.00 | 5/22/2011 7:57:40 PM |
| ultimate-peace | $250.00 | 5/11/2011 9:15:30 AM |
| payout-hammock1 | $50.00 | 5/12/2011 2:05:09 PM |
| responsible-worth113 | $30.00 | 5/13/2011 11:54:41 AM |
| tech310 | $50.00 | 5/19/2011 1:45:30 AM |
| 2grindstones | $25.00 | 5/19/2011 8:48:32 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:35 AM |
| diplomatic-wealth7 | $25.00 | 5/20/2011 12:47:55 PM |
| upbeat-investment9 | $25.00 | 5/21/2011 6:47:05 PM |
| Dubbs360 | $200.00 | 5/21/2011 7:08:57 PM |
| chungfang | $25.00 | 5/21/2011 9:07:49 PM |
| IASKGOD | $25.00 | 5/21/2011 10:39:48 PM |
| ocifer50 | $25.00 | 5/21/2011 9:20:36 PM |
| sfmf | $25.00 | 5/22/2011 2:00:48 AM |
| blue111 | $25.00 | 5/22/2011 8:37:04 AM |
| vtr1000 | $25.00 | 5/22/2011 9:39:11 AM |
| 56bones | $25.00 | 5/22/2011 10:20:17 AM |
| nodebt2012 | $25.00 | 5/22/2011 9:25:13 AM |
| exchange-squirrel | $25.00 | 5/22/2011 10:45:50 AM |
| big-lendin | $50.00 | 5/22/2011 1:18:45 PM |
| excellent-wealth6 | $34.41 | 5/22/2011 5:54:04 PM |
| peaceful-integrity5 | $25.00 | 5/22/2011 12:33:42 PM |
| razor783 | $25.00 | 5/22/2011 7:30:02 PM |
| kublai | $200.00 | 5/22/2011 5:38:40 PM |
| kr60 | $111.16 | 5/22/2011 5:53:06 PM |
| bbt210 | $35.00 | 5/22/2011 3:36:58 PM |
| abovefifty | $29.35 | 5/22/2011 8:54:44 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
506374
This series of Notes was issued and sold upon the funding of the borrower loan #49489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $97.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.37% | | |
| |
Estimated return*:
| 5.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $834 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| valiant-benefit |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge loan
I am a graduate student at the University of Texas at Austin. My program is almost fully funded and I get a regular 20 hr/week salary each term that I teach as an Assistant Instructor. The summer term here is split into two 6-week periods and I will be teaching a course during the second 6-week period, but at a 40 hr/week rate, so that I will be paid as much in 6 weeks as I would ordinarily be paid in 3 months. The only rub is that I do not get paid until I start teaching, which is late in the summer. That means I will not have a paycheck for the first 6-week period. I am a co-homeowner, and because I have a bi-weekly mortgage payment, I rely on a monthly paycheck to pay mortgage and regular bills.
For what it's worth, I plan to pay this loan off early, because I will be back on track financially by the end of the summer. I have looked into other options for funding for the summer, but I believe Prosper offers more competitive rates than my credit union.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $25.00 | 5/12/2011 5:05:19 PM |
| Tradesmanlender | $35.00 | 5/12/2011 5:07:26 PM |
| investment-artist | $25.00 | 5/12/2011 5:17:31 PM |
| vine99 | $90.00 | 5/12/2011 5:04:05 PM |
| janeybooboo | $100.00 | 5/12/2011 7:59:46 PM |
| intelligent-yield | $25.00 | 5/13/2011 2:44:38 PM |
| NiceNate | $100.00 | 5/13/2011 5:25:03 PM |
| SpecialMan-211 | $200.00 | 5/13/2011 7:48:01 PM |
| goodhearted-basis4 | $25.00 | 5/14/2011 3:55:12 AM |
| tomdooley12520 | $25.00 | 5/14/2011 8:02:20 AM |
| penny-finder | $25.01 | 5/14/2011 12:30:34 PM |
| reflective-rupee | $25.00 | 5/14/2011 12:59:58 PM |
| Bill88 | $25.00 | 5/16/2011 2:01:10 PM |
| peaceful-nickel2 | $200.00 | 5/16/2011 2:52:23 PM |
| JustMee | $25.00 | 5/16/2011 4:58:16 PM |
| income-lion | $25.00 | 5/16/2011 8:23:51 PM |
| a-finance-nirvana | $25.00 | 5/17/2011 2:55:55 AM |
| farblest | $126.38 | 5/17/2011 6:29:40 AM |
| wild-orange | $200.00 | 5/18/2011 10:06:32 AM |
| IPlayOutsideTheBox | $50.00 | 5/18/2011 10:57:25 AM |
| AlBRich | $25.00 | 5/18/2011 11:20:26 AM |
| rescue | $100.00 | 5/18/2011 11:37:21 AM |
| euro-deployment | $25.00 | 5/18/2011 3:53:24 PM |
| preyj | $50.00 | 5/18/2011 6:51:26 PM |
| Jakono | $40.00 | 5/18/2011 7:50:53 PM |
| tech310 | $50.00 | 5/19/2011 1:49:56 AM |
| valemic | $30.00 | 5/19/2011 6:41:22 AM |
| eridient | $27.54 | 5/19/2011 7:08:41 AM |
| beeslow | $30.61 | 5/19/2011 9:27:23 AM |
| wwwUniversal | $25.00 | 5/19/2011 10:08:54 AM |
| damage | $25.00 | 5/19/2011 11:02:20 AM |
| baker31 | $50.00 | 5/19/2011 12:06:49 PM |
| Manta_Rai | $25.00 | 5/19/2011 1:06:50 PM |
| qsolo | $200.00 | 5/12/2011 5:06:35 PM |
| scrappy-bonus2 | $25.00 | 5/12/2011 5:04:39 PM |
| vutah | $25.00 | 5/13/2011 3:29:52 AM |
| green-loyalty-cub | $50.00 | 5/13/2011 5:20:27 PM |
| RandyL3 | $25.00 | 5/13/2011 5:23:04 PM |
| elvisloans | $25.00 | 5/14/2011 9:03:18 AM |
| newest-funds-powerplant | $25.00 | 5/14/2011 4:43:32 PM |
| indomitable-coin | $25.00 | 5/14/2011 5:08:56 PM |
| hookUup | $28.02 | 5/15/2011 3:45:37 PM |
| yf99yz | $25.00 | 5/15/2011 9:54:24 PM |
| mpjg9 | $25.00 | 5/16/2011 5:01:14 AM |
| kulender | $50.00 | 5/16/2011 10:32:55 AM |
| exchange-dreams | $25.00 | 5/16/2011 4:45:01 PM |
| dollarboy | $25.00 | 5/17/2011 6:42:08 AM |
| trustworthy-hope189 | $50.00 | 5/17/2011 2:41:52 PM |
| SiebirdLending | $25.00 | 5/17/2011 6:32:40 PM |
| cash-vault | $25.00 | 5/18/2011 3:22:19 PM |
| petangerie | $35.00 | 5/19/2011 7:07:22 AM |
| bonus-demon | $25.00 | 5/19/2011 10:29:41 AM |
| Earn_money | $25.00 | 5/19/2011 12:18:51 PM |
| diversification-wildcat2 | $25.00 | 5/19/2011 1:12:50 PM |
| bold-elated-loot | $50.00 | 5/19/2011 1:36:52 PM |
| dollar-kazoo | $232.44 | 5/19/2011 2:39:11 PM |
| troubleman50 | $50.00 | 5/19/2011 1:50:42 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
506382
This series of Notes was issued and sold upon the funding of the borrower loan #49492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Dec-2003 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,373 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| repayment-hot-rod |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free
Purpose of loan:
This loan will be used to...Eliminate Debt Consolidation:
Credit Card debt, then putting the rest of the money towards a student loan to eliminate another monthly payment.
My financial situation:
I am a good candidate for this loan because...
I am a hard working employee that is looking to get out of credit card debt so that I am able to get ahead financially. I have never been late on any of my previous or current payments. I am dedicated to getting out of debt as soon as possible. I am very reliable, responsible, and dedicated to paying off this loan in a timely matter. Thank you for the opportunity to work with you.
Monthly net income: $2,080
Monthly expenses: $1,450
Housing: $500.00
Insurance: $82.00
Car expenses: $80.00
Utilities: $0
Phone, cable, internet: $120.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $2,800
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SolarMoonshine | $25.00 | 5/13/2011 5:39:38 PM |
| worth-blanket2 | $2,800.00 | 5/15/2011 10:39:19 AM |
| sturdy-peace9 | $30.00 | 5/16/2011 8:25:41 AM |
| zippy-market5 | $25.00 | 5/16/2011 3:25:32 PM |
| reflective-rupee | $200.00 | 5/16/2011 8:53:40 PM |
| capital-kingdom | $25.00 | 5/16/2011 7:48:08 PM |
| shrewd-income | $50.00 | 5/16/2011 8:58:00 PM |
| lightninghcky7 | $25.00 | 5/17/2011 4:42:05 PM |
| daekpon | $25.00 | 5/18/2011 10:13:20 AM |
| 168RichCapital | $25.50 | 5/18/2011 10:29:54 AM |
| GElender | $25.00 | 5/19/2011 6:30:52 AM |
| kwan | $25.00 | 5/19/2011 9:43:30 AM |
| winmals | $25.00 | 5/19/2011 7:21:38 PM |
| green-unrivaled-felicity | $25.00 | 5/19/2011 7:34:57 PM |
| pellet | $32.00 | 5/19/2011 8:33:46 PM |
| pokey38650 | $35.34 | 5/20/2011 12:32:03 AM |
| ZOOOM | $20.99 | 5/20/2011 6:45:31 AM |
| amusement4 | $200.00 | 5/15/2011 7:09:23 PM |
| WisconsinLiberal | $25.00 | 5/16/2011 7:36:39 AM |
| briskdevl07 | $25.00 | 5/16/2011 8:42:51 AM |
| well-mannered-income3 | $25.00 | 5/17/2011 5:41:29 PM |
| 2grindstones | $25.00 | 5/18/2011 10:27:35 AM |
| vest_vortex | $25.00 | 5/18/2011 5:19:42 PM |
| sensible-fund | $54.76 | 5/18/2011 6:02:01 PM |
| yf99yz | $30.00 | 5/18/2011 10:07:00 PM |
| kttalamo | $70.00 | 5/19/2011 8:24:23 AM |
| engrossing-benefit0 | $50.00 | 5/19/2011 3:28:55 PM |
| cash4closeoutsdotnet | $26.41 | 5/19/2011 9:30:42 PM |
| drluong | $25.00 | 5/20/2011 1:42:19 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
506426
This series of Notes was issued and sold upon the funding of the borrower loan #49688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,610.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $137.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 4
/
3 | Length of status: | 17y 9m |
|
Amount delinquent:
| $4,987 |
Total credit lines:
| 41 |
Occupation: | Chemist |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $535 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| threeboysandamutt |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $6,900.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2009)
540-559
(Feb-2008)
680-699
(Jul-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
New Sump Pump, Car Repairs, OUCH!
Purpose of loan:
This loan will be used: New Sump Pump with Battery Back-up unit, New Dehumidifier, Car Care for 1998 Honda Accord: New Tires, New Windshield Wiper Pump, A/C Recharge and Flush, Car Care for 2001 Chrysler Voyager: New Tires, Brake Rotors, Passenger Door Window Motor Replacement.
My financial situation:Fair/Good with the Arrow Pointing UP!
I am a good candidate for this loan because...Just an average Joe,trying to provide for his wife and 3 boys, working 40 + hrs. a week (18 years at current employer), honest, humble, family oriented. Paid off first Prosper Loan in 18 months.
Monthly net income: $5000
Monthly expenses: $3396
Housing: $1388
Insurance: $140 (car $70,life $70)
Car expenses: $160 (gas/oil)
Utilities: $175
Phone, cable, internet: $320 (includes 5 phone family plan)
Food, entertainment: $500
Clothing, household expenses: $75
Credit cards and other loans: $200
Other expenses: $438 (school tuition, school fees)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/12/2011 9:09:56 AM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:37 PM |
| SolarMoonshine | $25.00 | 5/12/2011 3:51:46 PM |
| competent-p2p | $25.00 | 5/12/2011 7:47:21 PM |
| a-finance-nirvana | $25.00 | 5/13/2011 5:59:12 AM |
| missing-link | $25.00 | 5/13/2011 1:44:01 PM |
| amlu1988 | $25.00 | 5/13/2011 7:27:02 PM |
| Moe87 | $25.00 | 5/14/2011 7:21:47 AM |
| hellasow | $25.00 | 5/14/2011 8:29:44 AM |
| brondero | $45.00 | 5/14/2011 9:43:09 AM |
| jjswanso | $40.00 | 5/16/2011 8:06:18 AM |
| Jack55304 | $300.00 | 5/17/2011 10:24:49 AM |
| adventure0 | $150.00 | 5/17/2011 8:50:47 PM |
| One_Lolo | $25.00 | 5/18/2011 9:53:27 AM |
| tech310 | $50.00 | 5/19/2011 1:46:08 AM |
| suave-dime6 | $25.00 | 5/19/2011 7:29:11 AM |
| Bill88 | $25.00 | 5/19/2011 7:57:14 AM |
| shrewd-income | $25.00 | 5/19/2011 2:26:09 PM |
| seadogs | $25.00 | 5/19/2011 1:57:18 PM |
| debt-patriot | $25.00 | 5/19/2011 3:42:00 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:33:49 PM |
| ddog0224 | $25.00 | 5/19/2011 4:05:22 PM |
| benefit-trident | $25.00 | 5/19/2011 4:42:39 PM |
| kinetic-social | $25.00 | 5/19/2011 4:59:46 PM |
| five-star-note | $200.00 | 5/19/2011 5:24:17 PM |
| EarlyRiser | $200.00 | 5/19/2011 5:29:43 PM |
| alexgalt | $100.00 | 5/19/2011 6:04:19 PM |
| s270 | $50.00 | 5/20/2011 6:19:22 AM |
| credit-missile | $100.00 | 5/20/2011 10:58:38 AM |
| interstellar | $75.00 | 5/21/2011 3:30:37 AM |
| the-kindness-honker | $25.00 | 5/21/2011 8:30:58 AM |
| KarlMarx | $25.00 | 5/21/2011 11:49:24 AM |
| hidavehi | $44.00 | 5/21/2011 1:12:49 PM |
| qsolo | $200.00 | 5/12/2011 9:10:34 AM |
| janeybooboo | $200.00 | 5/12/2011 9:41:22 AM |
| TheAlchemist | $25.00 | 5/12/2011 10:25:51 AM |
| unconquerable-transparency865 | $50.00 | 5/12/2011 1:04:09 PM |
| ingenious-deal6 | $25.00 | 5/12/2011 5:22:57 PM |
| reflective-rupee | $25.00 | 5/14/2011 1:08:57 PM |
| brondero | $39.00 | 5/17/2011 6:42:52 AM |
| DasMula | $27.00 | 5/19/2011 2:05:15 PM |
| jmb_lending | $50.00 | 5/19/2011 1:58:43 PM |
| chameleon125 | $25.00 | 5/19/2011 2:17:43 PM |
| vutah | $25.00 | 5/19/2011 3:04:15 PM |
| 3_boyz | $25.00 | 5/19/2011 3:19:13 PM |
| SolarMoonshine | $100.00 | 5/19/2011 3:53:02 PM |
| loss-of-control | $50.00 | 5/19/2011 5:10:48 PM |
| Gibbyland | $100.00 | 5/19/2011 5:24:34 PM |
| blue111 | $25.00 | 5/19/2011 5:11:38 PM |
| trumpeter5 | $25.00 | 5/19/2011 5:24:56 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:33:11 AM |
| Cronos | $150.00 | 5/21/2011 1:04:15 AM |
| diplomatic-wealth7 | $25.00 | 5/21/2011 10:18:14 AM |
| EBITDA | $25.00 | 5/21/2011 11:32:15 AM |
| Investoman | $75.00 | 5/21/2011 11:22:46 AM |
| chuchutrain | $25.00 | 5/21/2011 8:56:25 PM |
| pious-integrity6 | $25.00 | 5/21/2011 9:15:14 PM |
| anton | $100.00 | 5/21/2011 9:26:20 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
506454
This series of Notes was issued and sold upon the funding of the borrower loan #49605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $138.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $225 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fascinating-truth6 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
herons7
Purpose of loan: debt consolidation
This loan will be used to...pay high interest debts
My financial situation: I currently earn sufficient income
I am a good candidate for this loan because...I have a good credit history, I am gainfully employed, I work a part time job, I am ethical, and I wish only to provide a stable financial situation for myself and my family
Monthly net income: $ 2800
Monthly expenses: $ 2400
Housing: $400
Insurance: $150
Car expenses: $200
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $800
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| powerful-finance7 | $25.00 | 5/17/2011 9:04:56 AM |
| organized-payment6 | $50.00 | 5/17/2011 9:03:28 AM |
| qsolo | $200.00 | 5/17/2011 9:04:49 AM |
| GeorgiaGator | $50.00 | 5/17/2011 9:23:45 AM |
| houli123 | $200.00 | 5/17/2011 10:46:14 AM |
| RandyL3 | $25.00 | 5/18/2011 3:03:33 PM |
| tampalender | $50.00 | 5/19/2011 4:46:22 AM |
| ryreesado | $25.00 | 5/19/2011 4:11:11 AM |
| Interloper | $27.00 | 5/19/2011 10:30:21 AM |
| Sol_Invictus | $25.00 | 5/19/2011 12:18:40 PM |
| FinDoc | $25.00 | 5/19/2011 6:18:32 PM |
| economy-beast | $30.00 | 5/19/2011 8:45:18 PM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:43 AM |
| taltman | $25.00 | 5/20/2011 11:10:14 AM |
| UncleSafety | $252.70 | 5/20/2011 2:27:58 PM |
| Gibbyland | $100.00 | 5/20/2011 4:24:09 PM |
| RyanTH9893 | $25.00 | 5/20/2011 7:23:40 PM |
| jayk63 | $25.00 | 5/21/2011 5:23:01 AM |
| intelligent-yield | $25.00 | 5/21/2011 11:10:28 AM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 9:46:47 PM |
| Adventurouschef | $50.00 | 5/22/2011 9:15:30 AM |
| redmen93 | $200.00 | 5/22/2011 9:53:27 AM |
| luminous-payout6 | $25.00 | 5/22/2011 7:36:07 PM |
| mjjjrj | $25.00 | 5/23/2011 6:38:37 AM |
| sensible-fund | $7.36 | 5/23/2011 6:58:30 AM |
| Tradesmanlender | $35.00 | 5/17/2011 9:08:33 AM |
| EngineersAlliance | $100.00 | 5/17/2011 9:23:39 AM |
| reflective-rupee | $200.00 | 5/17/2011 9:32:59 AM |
| favorite-commerce | $25.00 | 5/17/2011 9:35:23 AM |
| yield-implementer8 | $100.00 | 5/17/2011 9:41:54 AM |
| cwegert | $200.00 | 5/17/2011 9:43:03 AM |
| yield-implementer8 | $100.00 | 5/17/2011 9:46:48 AM |
| GALERXLoans | $32.92 | 5/17/2011 11:45:04 AM |
| MarvintheMartian | $25.00 | 5/17/2011 10:59:18 AM |
| one-midas | $30.00 | 5/17/2011 7:17:43 PM |
| delicious-loan093 | $50.00 | 5/17/2011 8:46:47 PM |
| newest-funds-powerplant | $25.00 | 5/18/2011 12:53:30 PM |
| JustMee | $25.00 | 5/18/2011 5:35:05 PM |
| Spiderman55 | $25.00 | 5/19/2011 8:00:30 AM |
| openness-antioxidant | $100.00 | 5/19/2011 12:45:20 PM |
| tranquil-gain1 | $100.00 | 5/20/2011 9:42:43 AM |
| mobius_titan | $25.00 | 5/20/2011 2:35:22 PM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 7:39:38 PM |
| Tabster | $25.00 | 5/20/2011 10:13:34 PM |
| myworld701 | $25.00 | 5/21/2011 3:57:52 AM |
| market-network | $25.00 | 5/21/2011 8:47:27 AM |
| platinum-cargo | $25.00 | 5/21/2011 9:42:01 AM |
| wealth-renaissance5 | $25.00 | 5/21/2011 10:02:52 AM |
| kulender | $50.00 | 5/21/2011 11:15:59 AM |
| creative-generosity3 | $29.91 | 5/21/2011 11:40:50 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:54:34 PM |
| thankful-nickel2 | $25.00 | 5/21/2011 6:52:05 PM |
| zmaurides | $25.00 | 5/21/2011 10:54:55 PM |
| SolarMoonshine | $25.00 | 5/22/2011 8:46:31 AM |
| RichMaker1 | $50.00 | 5/22/2011 10:19:21 AM |
| r48 | $25.00 | 5/22/2011 3:09:08 PM |
| hektek22 | $600.00 | 5/22/2011 5:54:10 PM |
| cwegert | $100.00 | 5/22/2011 8:39:12 PM |
| yf99yz | $30.00 | 5/22/2011 9:47:27 PM |
| padewy | $25.00 | 5/23/2011 5:23:15 AM |
| Recyclist | $25.00 | 5/22/2011 10:39:15 PM |
| dontletmoneyfoolya | $25.00 | 5/23/2011 2:14:48 AM |
| Nerdster1 | $25.11 | 5/23/2011 6:17:49 AM |
| 63 Investments
|
Borrower Payment Dependent Notes Series
506474
This series of Notes was issued and sold upon the funding of the borrower loan #49682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-12-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $287.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $256 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 51% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| need-financial-blessing |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
A Great Candidate for a Loan
Purpose of loan:
This loan will be used to...
Final wedding expenses
My financial situation:
I am a good candidate for this loan because...
Employed last 5 years full-time as a federal employee.
Monthly net income: $3,419,20
Monthly expenses: $2,339
Housing: $1,000 per month
Insurance: $267,00 per month
Car expenses: $318.00 per month. Payoff expected 2/2012.
Utilities: $259.00 per month avg
Phone, cable, internet: $116.00 per month
Food, entertainment: $250.00 groceries
Credit cards and other loans: $60.00 per month
Other expenses: $69.00 per month childare
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 5/12/2011 9:05:06 AM |
| momentous-velocity5 | $75.00 | 5/12/2011 9:08:23 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:37:08 AM |
| Artist_Blue | $25.00 | 5/12/2011 12:21:25 PM |
| copper | $50.00 | 5/12/2011 2:24:17 PM |
| r48 | $25.00 | 5/12/2011 4:44:06 PM |
| Rogesparkguy | $25.00 | 5/12/2011 7:44:39 PM |
| missing-link | $25.00 | 5/13/2011 1:44:07 PM |
| a-finance-nirvana | $25.00 | 5/13/2011 4:00:36 PM |
| newest-generous-income | $25.00 | 5/14/2011 10:14:59 AM |
| reflective-rupee | $300.00 | 5/14/2011 12:56:39 PM |
| a-restless-dollar | $25.00 | 5/14/2011 2:27:11 PM |
| rustysailor | $25.00 | 5/14/2011 10:45:16 PM |
| dollar-sonnet3 | $50.00 | 5/15/2011 3:19:58 AM |
| briskdevl07 | $25.00 | 5/16/2011 8:51:27 AM |
| rakem777 | $25.00 | 5/16/2011 11:00:34 AM |
| competent-p2p | $35.00 | 5/18/2011 6:13:31 AM |
| daekpon | $50.00 | 5/18/2011 10:18:27 AM |
| astro128 | $27.92 | 5/20/2011 7:22:52 AM |
| NavyDoc01 | $50.00 | 5/20/2011 9:49:48 AM |
| profitable-balance | $25.00 | 5/20/2011 12:27:03 PM |
| yf99yz | $30.00 | 5/21/2011 12:59:27 PM |
| sharpey | $152.55 | 5/21/2011 2:02:39 PM |
| mjjjrj | $25.00 | 5/21/2011 5:21:14 PM |
| kinetic-social | $25.00 | 5/22/2011 3:34:42 PM |
| silver-enlightenment0 | $100.00 | 5/23/2011 7:05:26 AM |
| bsh297 | $25.00 | 5/23/2011 6:13:05 AM |
| Investoman | $75.00 | 5/23/2011 6:13:31 AM |
| ProspLending | $143.45 | 5/23/2011 9:21:11 AM |
| irrelevant | $25.00 | 5/12/2011 10:51:10 AM |
| capital-investor8 | $250.00 | 5/12/2011 12:28:20 PM |
| payout-hammock1 | $50.00 | 5/12/2011 2:04:30 PM |
| ingenious-deal6 | $25.00 | 5/12/2011 5:23:00 PM |
| cash-architect | $25.00 | 5/12/2011 8:29:05 PM |
| kgeezy | $25.00 | 5/13/2011 9:08:30 AM |
| luvlending | $25.00 | 5/14/2011 6:31:56 PM |
| Bill88 | $30.00 | 5/16/2011 10:39:48 AM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:53 PM |
| q4golf | $26.08 | 5/17/2011 4:38:17 AM |
| Jack55304 | $300.00 | 5/17/2011 10:24:58 AM |
| brightest-dignified-penny | $30.00 | 5/17/2011 10:53:33 AM |
| FASTIZIO_P | $25.00 | 5/17/2011 7:05:43 PM |
| ZLyons | $25.00 | 5/17/2011 7:35:59 PM |
| One_Lolo | $25.00 | 5/18/2011 9:53:28 AM |
| Track-Layer | $100.00 | 5/19/2011 8:55:36 PM |
| interstellar | $75.00 | 5/20/2011 9:58:26 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:33:17 AM |
| Danylostefan | $25.00 | 5/20/2011 11:57:20 AM |
| scarlet-velvet | $25.00 | 5/20/2011 4:04:11 PM |
| Rollshaft | $25.00 | 5/21/2011 5:07:22 AM |
| diplomatic-wealth7 | $25.00 | 5/21/2011 10:18:22 AM |
| 2grindstones | $25.00 | 5/21/2011 2:03:53 PM |
| smooothymon | $25.00 | 5/21/2011 1:47:09 PM |
| Unitas4302 | $50.00 | 5/22/2011 6:11:09 AM |
| newest-generous-income | $25.00 | 5/22/2011 2:39:35 AM |
| Reddy_Capital | $25.00 | 5/22/2011 12:56:55 PM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
506500
This series of Notes was issued and sold upon the funding of the borrower loan #49625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $190.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54,944 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 102% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| squeakersdaddy |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
|
|
Principal balance:
| $2,873.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Finish our basement!
Purpose of loan:
To finish our basement. We live in a brick colonial in a nice neighborhood and bought our house at a foreclosure discount, and now we are ready to put up drywall and lighting in the basement. The basement has lots of windows, and it will be a selling point someday. We are also going to use the space for our growing home brew business, which has already attracted paying customers.
My financial situation:
I am a good candidate for this loan because I have never defaulted on any loan and I am never late. I have equity in my home, and a 401K. I have been employed for about eight years with my current employer.
Monthly net income: $5,820
Monthly expenses:
Housing: $ 1,933
Insurance: $ 120
Car expenses: $ 200
Utilities: $ 300
Phone, cable, internet: $ 70
Food, entertainment: $ 600
Clothing, household expenses: $ 500
Credit cards and other loans: $ 1,400
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/13/2011 9:07:56 AM |
| favorite-commerce | $25.00 | 5/13/2011 10:04:53 AM |
| 2grindstones | $25.00 | 5/13/2011 10:31:27 AM |
| janeybooboo | $200.00 | 5/14/2011 10:45:11 AM |
| openness-antioxidant | $75.00 | 5/19/2011 12:08:04 PM |
| zokiz | $50.00 | 5/19/2011 3:14:32 PM |
| worldly-income2 | $25.00 | 5/19/2011 2:44:27 PM |
| vutah | $25.00 | 5/19/2011 3:00:13 PM |
| jett45 | $50.00 | 5/19/2011 4:12:49 PM |
| FinanceEngine | $40.00 | 5/19/2011 3:55:41 PM |
| hookUup | $32.40 | 5/19/2011 4:57:45 PM |
| heavenly-social1 | $50.00 | 5/19/2011 4:25:11 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:24:23 PM |
| EarlyRiser | $300.00 | 5/19/2011 5:30:11 PM |
| Galdis | $25.00 | 5/19/2011 6:08:39 PM |
| Kaj | $35.00 | 5/19/2011 6:02:33 PM |
| Imaginos1892 | $50.00 | 5/19/2011 7:20:37 PM |
| first-serene-credit | $25.00 | 5/19/2011 8:28:46 PM |
| competent-p2p | $30.00 | 5/19/2011 8:01:04 PM |
| Majianlord | $50.00 | 5/19/2011 8:30:22 PM |
| wealth-renaissance5 | $25.00 | 5/19/2011 11:57:33 PM |
| JaceSpade | $25.00 | 5/20/2011 12:21:30 AM |
| market-trooper3 | $50.00 | 5/20/2011 7:21:39 AM |
| capital-kingdom | $25.00 | 5/20/2011 5:34:26 AM |
| new-transaction-wrangler | $250.00 | 5/20/2011 7:26:59 AM |
| fairgirl | $25.00 | 5/20/2011 5:29:14 AM |
| hudget | $30.00 | 5/20/2011 8:01:48 AM |
| Freon | $41.91 | 5/20/2011 8:25:39 AM |
| seabass123 | $25.00 | 5/20/2011 8:04:39 AM |
| jazzlender | $25.00 | 5/20/2011 9:56:50 AM |
| tomdooley12520 | $25.00 | 5/20/2011 10:01:52 AM |
| neutrino6 | $26.02 | 5/20/2011 10:22:53 AM |
| chungfang | $50.00 | 5/20/2011 10:11:07 AM |
| squadron781 | $25.00 | 5/20/2011 10:26:21 AM |
| credit-missile | $75.00 | 5/20/2011 10:45:09 AM |
| nickel-cocktail | $50.00 | 5/20/2011 11:13:57 AM |
| kublai | $25.00 | 5/20/2011 12:10:54 PM |
| VillageLending | $40.00 | 5/20/2011 11:36:22 AM |
| dragster442 | $50.00 | 5/20/2011 1:29:39 PM |
| contract-lionheart | $133.83 | 5/20/2011 2:31:14 PM |
| loyalty-spartan | $25.00 | 5/20/2011 1:15:24 PM |
| thankful-generosity5 | $50.00 | 5/20/2011 3:16:13 PM |
| kmwvma | $25.00 | 5/20/2011 2:00:45 PM |
| CreditBuilder2 | $50.00 | 5/20/2011 2:29:54 PM |
| ore-didgeridoo | $25.00 | 5/20/2011 2:20:15 PM |
| oxnard | $25.00 | 5/20/2011 2:23:13 PM |
| 420limo | $25.00 | 5/20/2011 3:23:17 PM |
| worldly-income2 | $25.00 | 5/20/2011 3:27:34 PM |
| power-bluebird2 | $50.00 | 5/20/2011 3:30:35 PM |
| credit-missile | $2.74 | 5/20/2011 4:23:47 PM |
| investment-artist | $25.00 | 5/13/2011 9:30:42 AM |
| economy-coup | $50.00 | 5/13/2011 9:06:55 AM |
| missing-link | $25.00 | 5/13/2011 1:44:42 PM |
| irrelevant | $25.00 | 5/13/2011 4:01:11 PM |
| optionscashflow | $25.00 | 5/14/2011 1:03:01 AM |
| reflective-rupee | $25.00 | 5/14/2011 1:06:19 PM |
| jjswanso | $40.00 | 5/16/2011 5:48:48 PM |
| tranquil-gain1 | $50.00 | 5/18/2011 10:59:36 AM |
| Jack55304 | $300.00 | 5/18/2011 7:02:04 PM |
| ulf187 | $50.80 | 5/19/2011 3:08:34 PM |
| Frover | $25.00 | 5/19/2011 3:14:50 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:34:06 PM |
| benefit-trident | $25.00 | 5/19/2011 4:43:17 PM |
| loss-of-control | $50.00 | 5/19/2011 5:25:28 PM |
| SweatyBalls | $50.00 | 5/19/2011 5:59:09 PM |
| cash-architect | $25.00 | 5/19/2011 7:26:40 PM |
| nilonc1 | $25.00 | 5/19/2011 8:20:19 PM |
| goodhearted-basis4 | $25.00 | 5/20/2011 1:30:24 AM |
| economy-coup | $100.00 | 5/19/2011 11:55:42 PM |
| vishal29 | $25.00 | 5/19/2011 11:39:04 PM |
| a-leverage-investor | $50.00 | 5/20/2011 4:33:29 AM |
| sappy02 | $50.00 | 5/20/2011 5:44:21 AM |
| Tikibarman | $50.00 | 5/20/2011 6:09:38 AM |
| wampum-chorus3 | $42.49 | 5/20/2011 8:00:09 AM |
| careful-note1 | $25.00 | 5/20/2011 8:34:28 AM |
| cunning-compassion1 | $41.00 | 5/20/2011 8:55:48 AM |
| income-rocker2 | $125.00 | 5/20/2011 9:12:16 AM |
| NavyDoc01 | $50.00 | 5/20/2011 9:49:50 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:33:33 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:39:37 AM |
| shrewd-income | $100.00 | 5/20/2011 11:48:15 AM |
| agalt | $50.00 | 5/20/2011 1:20:48 PM |
| whatreality | $25.00 | 5/20/2011 12:02:55 PM |
| SkyLoan | $25.00 | 5/20/2011 2:19:53 PM |
| jybank | $50.00 | 5/20/2011 12:30:36 PM |
| buffalobills | $25.00 | 5/20/2011 2:31:17 PM |
| trumpeter7 | $38.81 | 5/20/2011 12:37:25 PM |
| toomanyfishtanks | $25.00 | 5/20/2011 2:45:37 PM |
| suave-dime6 | $25.00 | 5/20/2011 12:53:03 PM |
| Gobsek | $25.00 | 5/20/2011 1:09:03 PM |
| 420limo | $50.00 | 5/20/2011 3:04:08 PM |
| briskdevl07 | $25.00 | 5/20/2011 1:38:41 PM |
| sfmf | $25.00 | 5/20/2011 1:39:20 PM |
| sonicpluto | $25.00 | 5/20/2011 2:00:44 PM |
| rate-caravan7 | $50.00 | 5/20/2011 3:04:24 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:31:56 PM |
| 420limo | $25.00 | 5/20/2011 3:38:44 PM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
506566
This series of Notes was issued and sold upon the funding of the borrower loan #49554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $141.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 3m |
|
Amount delinquent:
| $16,866 |
Total credit lines:
| 45 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $2,080 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Value-Crusader5 |
Borrower's state:
| Connecticut |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 22 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2010)
780-799
(Nov-2009)
|
|
Principal balance:
| $1,479.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off existing high interest debts, including my 2nd prosper loan; 1st prosper loan already paid. In addition, several high rate credit cards.
My financial situation:
I am a good candidate for this loan because despite prior trouble from a business failure in 2007, I have been able to get my finances back on track. I expect to have all debt other than my mortgage paid off within 5 years.
If you're interested in any more detail, please just ask a question and I'll be happy to answer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $28.00 | 5/13/2011 5:03:47 PM |
| qsolo | $200.00 | 5/13/2011 5:12:17 PM |
| interloode | $50.00 | 5/14/2011 6:00:43 AM |
| indomitable-coin | $25.00 | 5/16/2011 3:44:32 PM |
| green-loyalty-cub | $50.00 | 5/16/2011 5:28:14 PM |
| kulender | $50.00 | 5/17/2011 8:14:45 AM |
| a-finance-nirvana | $25.00 | 5/17/2011 6:40:37 PM |
| reflective-rupee | $25.00 | 5/17/2011 11:42:10 PM |
| seabass123 | $50.00 | 5/18/2011 1:43:56 PM |
| Cash4U2also | $38.00 | 5/18/2011 3:27:31 PM |
| rookiecrd1 | $250.00 | 5/18/2011 3:54:24 PM |
| the-enthralling-coin | $25.00 | 5/18/2011 4:24:11 PM |
| sensational-dollar | $25.00 | 5/18/2011 4:36:17 PM |
| jescowa | $100.00 | 5/18/2011 5:05:48 PM |
| blue111 | $50.00 | 5/18/2011 4:51:03 PM |
| brightest-dynamic-peace | $25.00 | 5/18/2011 4:54:16 PM |
| rescue | $100.00 | 5/18/2011 6:39:04 PM |
| kindness-dessert | $50.00 | 5/18/2011 6:40:49 PM |
| moola-cell3 | $50.00 | 5/19/2011 7:29:32 AM |
| robertmm25 | $73.51 | 5/19/2011 10:05:36 AM |
| pthighs | $50.00 | 5/19/2011 10:12:49 AM |
| gadget7 | $25.00 | 5/19/2011 11:34:59 AM |
| rapid-loyalty1 | $25.00 | 5/19/2011 11:18:55 AM |
| Majianlord | $50.00 | 5/19/2011 8:39:48 PM |
| bfn311 | $25.00 | 5/20/2011 4:20:33 AM |
| rubylender | $25.00 | 5/20/2011 7:01:43 AM |
| sappy02 | $50.00 | 5/20/2011 6:32:18 AM |
| unconquerable-dedication | $25.00 | 5/20/2011 8:22:29 AM |
| bonus-demon | $25.00 | 5/20/2011 9:29:45 AM |
| jazzlender | $25.00 | 5/20/2011 10:00:47 AM |
| epic-transaction | $25.00 | 5/20/2011 11:42:01 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:44:32 AM |
| objective-investor | $250.00 | 5/20/2011 11:26:07 AM |
| Untiedshu | $40.00 | 5/20/2011 12:15:31 PM |
| DoLttle | $85.00 | 5/20/2011 12:28:08 PM |
| JMY1 | $25.00 | 5/20/2011 12:32:25 PM |
| marwadi-62 | $150.00 | 5/20/2011 12:31:16 PM |
| Zuzu | $50.00 | 5/20/2011 1:05:08 PM |
| balance-force | $25.00 | 5/20/2011 1:34:21 PM |
| barkochva | $25.00 | 5/20/2011 1:51:53 PM |
| kmwvma | $25.00 | 5/20/2011 2:04:41 PM |
| Tradesmanlender | $35.00 | 5/13/2011 5:12:30 PM |
| NiceNate | $100.00 | 5/17/2011 2:55:50 PM |
| currency-persimmon | $25.00 | 5/18/2011 1:52:04 PM |
| Dubbs360 | $100.00 | 5/18/2011 11:13:34 PM |
| wealth-renaissance5 | $25.00 | 5/18/2011 11:40:36 PM |
| tech310 | $50.00 | 5/19/2011 1:50:13 AM |
| rebeldog67 | $26.15 | 5/19/2011 7:10:37 AM |
| John_Galt | $33.00 | 5/19/2011 8:52:53 AM |
| agalt | $50.00 | 5/19/2011 8:58:30 AM |
| GElender | $25.00 | 5/19/2011 10:24:24 AM |
| damage | $25.00 | 5/19/2011 11:02:24 AM |
| bold-elated-loot | $50.00 | 5/19/2011 1:36:56 PM |
| competent-p2p | $30.00 | 5/19/2011 8:02:02 PM |
| verbal8 | $33.56 | 5/19/2011 8:05:41 PM |
| vishal29 | $25.00 | 5/19/2011 11:44:34 PM |
| afmentor | $50.00 | 5/20/2011 1:02:20 AM |
| ferocious-exchange3 | $360.11 | 5/20/2011 1:03:29 AM |
| astute-fairness0 | $25.00 | 5/20/2011 5:33:48 AM |
| s270 | $50.00 | 5/20/2011 6:15:16 AM |
| anton | $500.00 | 5/20/2011 8:25:21 AM |
| mjjjrj | $25.00 | 5/20/2011 9:57:42 AM |
| goldenretriever | $100.00 | 5/20/2011 10:21:44 AM |
| Palacios | $100.00 | 5/20/2011 11:03:35 AM |
| Rider | $100.00 | 5/20/2011 11:35:25 AM |
| Moneypenny6 | $25.00 | 5/20/2011 12:51:41 PM |
| sfmf | $25.00 | 5/20/2011 1:37:28 PM |
| dukem | $50.00 | 5/20/2011 2:28:52 PM |
| CreditBuilder2 | $100.00 | 5/20/2011 2:30:27 PM |
| baker31 | $50.00 | 5/20/2011 2:25:09 PM |
| 70 Investments
|
Borrower Payment Dependent Notes Series
506650
This series of Notes was issued and sold upon the funding of the borrower loan #49595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-15-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $95.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 31
/
31 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $87,505 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| GeeForce |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 39 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Dec-2009)
680-699
(Aug-2009)
680-699
(Jul-2009)
660-679
(Oct-2008)
|
|
Principal balance:
| $2,996.08 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 39 | | |
Description
Dental bills and car repairs
Purpose of loan:
This loan will be used to pay for dental work and car maintenance.
My financial situation:
I am a good candidate for this loan because I have never paid a loan or credit card late and have a good history of paying my bills. I have had some major work performed on my car recently and need additional work to be performed. I also have an unexpected dental problem which requires more unexpected upfront cash. I have available income but not large amounts of available credit to pay for such large bills at the same time. I am requesting this loan to pay these large bills and spread the payment out over a longer time frame.
Monthly net income: $7500
Monthly expenses: $300
Housing: $1000
Insurance: $125
Car expenses: $125
Utilities: $225
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $150
Credit cards and other loans: $3500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $33.04 | 5/14/2011 12:04:24 PM |
| investment-artist | $25.01 | 5/14/2011 12:10:15 PM |
| missing-link | $25.00 | 5/14/2011 12:11:15 PM |
| ultimate-peace | $150.00 | 5/14/2011 12:11:23 PM |
| magnetic-dedication3 | $25.00 | 5/14/2011 12:38:47 PM |
| reflective-rupee | $25.00 | 5/14/2011 1:02:57 PM |
| favorite-commerce | $25.00 | 5/14/2011 1:36:06 PM |
| NekHoldings | $25.00 | 5/14/2011 2:25:59 PM |
| competent-p2p | $25.00 | 5/14/2011 5:49:14 PM |
| thankful-nickel2 | $25.00 | 5/14/2011 5:57:38 PM |
| marybennet | $25.00 | 5/14/2011 7:39:19 PM |
| sharp-reward920 | $50.00 | 5/14/2011 9:18:04 PM |
| vutah | $25.00 | 5/14/2011 9:27:06 PM |
| KarlMarx | $25.00 | 5/15/2011 3:19:07 AM |
| newest-generous-income | $25.00 | 5/15/2011 7:15:19 AM |
| Unitas4302 | $150.00 | 5/15/2011 9:02:45 AM |
| janeybooboo | $51.00 | 5/14/2011 12:05:46 PM |
| OldManP | $25.00 | 5/14/2011 12:06:15 PM |
| Wangchuk | $25.00 | 5/14/2011 12:11:24 PM |
| clemclan | $30.00 | 5/14/2011 12:50:34 PM |
| 2grindstones | $25.00 | 5/14/2011 12:33:45 PM |
| ChoiceInvestments | $31.00 | 5/14/2011 12:56:52 PM |
| janeybooboo | $249.00 | 5/14/2011 1:56:34 PM |
| SolarMoonshine | $25.00 | 5/14/2011 1:31:50 PM |
| one-midas | $25.33 | 5/14/2011 3:22:51 PM |
| blue-useful-auction | $25.00 | 5/14/2011 5:48:11 PM |
| interloode | $500.00 | 5/14/2011 8:05:12 PM |
| kind-charming-value | $500.00 | 5/14/2011 8:06:42 PM |
| the-enthralling-coin | $25.00 | 5/15/2011 7:47:34 AM |
| euphoria8 | $25.00 | 5/15/2011 9:08:02 AM |
| verdiprr | $255.62 | 5/15/2011 9:44:18 AM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
506716
This series of Notes was issued and sold upon the funding of the borrower loan #49540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,800.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $201.12 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 5y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Food Service Manage... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,374 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| red-delicious-listing |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(May-2010)
|
|
Principal balance:
| $3,876.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Home Improvements Needed
Purpose of loan:
This loan will be used to...Redo Roof and Fix Hardwood Floors
My financial situation: Good
I am a good candidate for this loan because...I always repay my debts and have made on time payments with my previous Prosper loan. And we are a two income family.
Monthly net income: $4,800
Monthly expenses: $3,850
Housing: $ 900
Insurance: $300
Car expenses: $600
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $400
Credit cards and other loans: $500
Other expenses: $450
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-baron-roth-IRA | $100.00 | 5/15/2011 12:12:41 PM |
| missing-link | $25.00 | 5/15/2011 12:14:09 PM |
| reflective-rupee | $25.00 | 5/16/2011 9:09:34 PM |
| reflective-rupee | $175.00 | 5/17/2011 9:56:50 AM |
| irrelevant | $25.00 | 5/17/2011 1:33:15 PM |
| money-baron | $25.00 | 5/19/2011 9:27:00 AM |
| openness-antioxidant | $75.00 | 5/19/2011 12:20:58 PM |
| dfl | $50.00 | 5/20/2011 8:16:20 AM |
| janeybooboo | $100.00 | 5/20/2011 9:01:06 AM |
| loan-master1 | $25.00 | 5/20/2011 9:41:24 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:30 AM |
| credit-missile | $25.00 | 5/20/2011 10:57:23 AM |
| credit-missile | $75.00 | 5/20/2011 10:57:09 AM |
| nickel-cocktail | $150.00 | 5/20/2011 11:16:28 AM |
| whatreality | $25.00 | 5/20/2011 12:04:18 PM |
| briskdevl07 | $25.00 | 5/20/2011 1:42:16 PM |
| ErsatzMike | $75.00 | 5/20/2011 12:38:56 PM |
| Kqwik | $25.00 | 5/20/2011 12:46:39 PM |
| 420limo | $34.79 | 5/20/2011 2:55:44 PM |
| first-serene-credit | $25.00 | 5/20/2011 5:21:15 PM |
| Gibbyland | $150.00 | 5/20/2011 4:12:08 PM |
| moola-butterfly3 | $45.00 | 5/20/2011 6:39:30 PM |
| engaging-repayment8 | $50.04 | 5/20/2011 6:46:41 PM |
| Investor_83 | $25.00 | 5/20/2011 7:06:07 PM |
| Cronos | $150.00 | 5/21/2011 12:20:41 AM |
| helpful-fund8 | $300.00 | 5/20/2011 8:16:36 PM |
| DasMula | $27.00 | 5/20/2011 11:08:31 PM |
| diversification-medalist | $25.00 | 5/20/2011 11:09:39 PM |
| all_of_that_one | $30.00 | 5/21/2011 6:32:30 AM |
| moola-pillow | $100.00 | 5/21/2011 7:25:28 AM |
| shrewd-income | $100.00 | 5/21/2011 6:11:04 AM |
| natural-greenback6 | $25.00 | 5/21/2011 8:17:02 AM |
| treasure-expert | $25.00 | 5/21/2011 7:21:30 AM |
| rakey | $25.00 | 5/21/2011 7:41:40 AM |
| gothampark | $25.00 | 5/21/2011 7:50:17 AM |
| sfmf | $25.00 | 5/21/2011 8:25:04 AM |
| Engineer44 | $41.08 | 5/21/2011 8:37:57 AM |
| Kash2010lu | $25.00 | 5/15/2011 12:16:23 PM |
| 2grindstones | $25.00 | 5/15/2011 5:16:49 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:12 PM |
| twjh | $25.00 | 5/17/2011 2:21:13 AM |
| tranquil-gain1 | $75.00 | 5/18/2011 11:01:18 AM |
| economy-coup | $100.00 | 5/18/2011 3:38:28 PM |
| jazzlender | $25.00 | 5/20/2011 10:04:49 AM |
| chungfang | $50.00 | 5/20/2011 10:13:34 AM |
| Zipcut | $25.00 | 5/20/2011 11:49:22 AM |
| agalt | $50.00 | 5/20/2011 1:24:12 PM |
| integrity-hawk | $150.00 | 5/20/2011 1:01:34 PM |
| sfmf | $25.00 | 5/20/2011 1:40:22 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:33:36 PM |
| shawnw2 | $75.00 | 5/20/2011 3:37:59 PM |
| catamaran2024 | $25.00 | 5/20/2011 3:58:24 PM |
| Wart126 | $25.00 | 5/20/2011 5:05:10 PM |
| loss-of-control | $75.00 | 5/20/2011 5:17:25 PM |
| moola-butterfly3 | $45.00 | 5/20/2011 6:40:53 PM |
| melodious-openness | $200.00 | 5/20/2011 7:40:14 PM |
| festeringsnot | $25.00 | 5/20/2011 6:00:33 PM |
| Dubbs360 | $200.00 | 5/20/2011 6:43:43 PM |
| autonomous-truth | $51.98 | 5/20/2011 6:58:47 PM |
| MNFrostbite | $25.00 | 5/20/2011 8:02:24 PM |
| madigan | $400.00 | 5/21/2011 5:42:15 AM |
| cerebral-dollar773 | $100.00 | 5/21/2011 5:48:37 AM |
| unger | $175.11 | 5/21/2011 7:27:10 AM |
| EEasyMoney | $25.00 | 5/21/2011 7:41:50 AM |
| the-enthralling-coin | $25.00 | 5/21/2011 5:43:01 AM |
| buffalobills | $25.00 | 5/21/2011 8:00:12 AM |
| Brisket_Bob | $25.00 | 5/21/2011 6:16:05 AM |
| loanman2007 | $100.00 | 5/21/2011 6:40:17 AM |
| capital-galaxy | $200.00 | 5/21/2011 6:56:01 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
506722
This series of Notes was issued and sold upon the funding of the borrower loan #49703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
15 | Length of status: | 7y 9m |
|
Amount delinquent:
| $102 |
Total credit lines:
| 32 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,190 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pcball |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2010)
660-679
(Jan-2010)
660-679
(Apr-2008)
|
|
Principal balance:
| $1,807.47 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
pcball
Purpose of loan: Debt consolidation
This loan will be used to...Pay off credit card debt,help son to pay for student loans that I co-signed for him.Help wife
My financial situation: Fair
I am a good candidate for this loan because...Have just completed payment of $5000.00 from Prosper.During loan terms I was never late for payments nor did I have any bank draft returned. I have a great job as a teacher for the past 28 years.
Monthly net income: $$3800.00
Monthly expenses: $$2500.00
Housing: $$550.00 rent
Insurance: $$112.00
Car expenses: $350.00
Utilities: $150.00
Phone, cable, internet: $120.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $32.48 | 5/15/2011 12:08:15 PM |
| Kash2010lu | $30.00 | 5/15/2011 12:13:44 PM |
| lendstats_com | $200.00 | 5/15/2011 12:53:52 PM |
| SolarMoonshine | $25.00 | 5/15/2011 2:36:23 PM |
| Champion_Lending | $25.00 | 5/16/2011 2:40:20 PM |
| CA-Lender | $25.05 | 5/16/2011 3:11:04 PM |
| tranquil-gain1 | $100.00 | 5/18/2011 8:26:33 AM |
| pthighs | $50.00 | 5/19/2011 11:07:01 AM |
| seabass123 | $25.00 | 5/20/2011 8:07:22 AM |
| Elbanko | $36.17 | 5/20/2011 8:39:49 AM |
| Milonguero | $100.00 | 5/20/2011 8:40:54 AM |
| zone6 | $101.66 | 5/20/2011 10:06:40 AM |
| a-reasonable-return | $25.00 | 5/20/2011 10:40:54 AM |
| credit-missile | $100.00 | 5/20/2011 10:55:13 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:47:43 AM |
| noble-marketplace | $30.00 | 5/20/2011 2:22:16 PM |
| 420limo | $100.00 | 5/20/2011 3:11:25 PM |
| sonicpluto | $25.00 | 5/20/2011 2:01:49 PM |
| loan-oasis4 | $25.00 | 5/20/2011 2:09:51 PM |
| worldly-income2 | $25.00 | 5/20/2011 3:46:15 PM |
| kmwvma | $35.95 | 5/20/2011 2:08:58 PM |
| jazzlender | $25.00 | 5/20/2011 2:11:48 PM |
| catamaran2024 | $25.00 | 5/20/2011 3:54:55 PM |
| loss-of-control | $100.00 | 5/20/2011 5:19:05 PM |
| credit-missile | $25.00 | 5/20/2011 4:26:19 PM |
| Recyclist | $25.00 | 5/20/2011 7:40:08 PM |
| sweetlan | $25.05 | 5/20/2011 6:11:43 PM |
| MNFrostbite | $25.00 | 5/20/2011 8:20:27 PM |
| autonomous-truth | $100.00 | 5/20/2011 7:00:21 PM |
| well-mannered-truth3 | $25.00 | 5/20/2011 8:14:15 PM |
| diversification-medalist | $25.00 | 5/20/2011 11:10:30 PM |
| optionscashflow | $25.00 | 5/21/2011 1:28:16 AM |
| The-Lighthouse-Group | $25.00 | 5/21/2011 5:32:00 AM |
| global1adventurer | $25.00 | 5/21/2011 6:31:23 AM |
| Scotcha | $50.00 | 5/21/2011 7:16:01 AM |
| scarlet-velvet | $25.00 | 5/21/2011 8:13:40 AM |
| gold-cluster | $100.00 | 5/21/2011 9:39:12 AM |
| coin-popcorn | $25.00 | 5/21/2011 8:32:37 AM |
| myutmost | $55.00 | 5/21/2011 9:18:28 AM |
| Bob450 | $33.00 | 5/21/2011 10:12:04 AM |
| oxnard | $25.00 | 5/21/2011 9:45:03 AM |
| platinum-zoo4 | $25.00 | 5/21/2011 9:58:58 AM |
| whatreality | $25.00 | 5/21/2011 10:04:29 AM |
| indomitable-dedication | $50.00 | 5/21/2011 10:44:30 AM |
| Leopoldine | $25.00 | 5/21/2011 11:16:47 AM |
| DreDub | $50.00 | 5/21/2011 11:17:48 AM |
| VJ_Financial | $52.00 | 5/21/2011 11:00:31 AM |
| blissful-deal0 | $30.34 | 5/21/2011 11:21:52 AM |
| DasMula | $27.00 | 5/21/2011 11:08:06 AM |
| Banker_Joe | $25.00 | 5/21/2011 11:16:39 AM |
| houli123 | $25.00 | 5/21/2011 12:21:23 PM |
| gelt4u | $25.00 | 5/21/2011 12:25:36 PM |
| dogdog | $25.00 | 5/21/2011 12:27:18 PM |
| calmfunds | $250.00 | 5/21/2011 1:00:07 PM |
| palace2 | $253.14 | 5/21/2011 1:38:24 PM |
| 168RichCapital | $28.50 | 5/21/2011 1:34:21 PM |
| rockhound84 | $25.00 | 5/21/2011 12:56:04 PM |
| reward-dynamo | $50.00 | 5/21/2011 1:46:39 PM |
| money-baron | $49.81 | 5/21/2011 3:01:40 PM |
| intrepid-loot | $25.00 | 5/21/2011 3:57:10 PM |
| auctionator1 | $25.00 | 5/21/2011 3:58:37 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:16:52 PM |
| payout-bridge | $150.00 | 5/21/2011 2:57:24 PM |
| dynrep | $25.00 | 5/21/2011 3:21:34 PM |
| wild-orange | $50.00 | 5/21/2011 3:33:58 PM |
| wizardii | $35.00 | 5/21/2011 4:04:36 PM |
| vigilance-frontier | $25.00 | 5/21/2011 4:15:53 PM |
| anton | $50.00 | 5/15/2011 12:11:27 PM |
| UCLA4life | $40.00 | 5/15/2011 12:13:42 PM |
| missing-link | $25.00 | 5/15/2011 12:14:11 PM |
| kind-charming-value | $500.00 | 5/15/2011 1:23:58 PM |
| janeybooboo | $100.00 | 5/15/2011 5:31:34 PM |
| 2grindstones | $25.00 | 5/15/2011 5:12:06 PM |
| InChicago | $50.00 | 5/16/2011 8:59:20 AM |
| NekHoldings | $25.00 | 5/16/2011 9:50:24 AM |
| EEasyMoney | $25.00 | 5/16/2011 9:53:33 AM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:33 PM |
| investment-daydream | $27.50 | 5/16/2011 5:55:31 PM |
| reflective-rupee | $25.00 | 5/16/2011 9:09:02 PM |
| loanman2007 | $100.00 | 5/17/2011 4:53:01 AM |
| irrelevant | $25.00 | 5/17/2011 2:34:14 PM |
| BuildingShanghai | $58.12 | 5/17/2011 7:05:21 PM |
| money-baron | $25.00 | 5/19/2011 9:27:54 AM |
| dfl | $50.00 | 5/20/2011 8:17:14 AM |
| reward-walnut | $50.00 | 5/20/2011 8:55:33 AM |
| loan-master1 | $25.00 | 5/20/2011 9:40:10 AM |
| magical-truth1 | $50.00 | 5/20/2011 9:41:54 AM |
| chungfang | $50.00 | 5/20/2011 10:08:03 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:31 AM |
| return-grizzly | $100.00 | 5/20/2011 11:32:16 AM |
| FarmersBank | $25.00 | 5/20/2011 12:29:38 PM |
| jybank | $50.00 | 5/20/2011 12:35:53 PM |
| CreditBuilder2 | $50.00 | 5/20/2011 2:36:05 PM |
| genelinist | $100.00 | 5/20/2011 1:34:32 PM |
| kny | $25.00 | 5/20/2011 1:41:56 PM |
| grnii78 | $100.00 | 5/20/2011 2:15:40 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:34:22 PM |
| first-serene-credit | $25.00 | 5/20/2011 5:23:19 PM |
| trumpeter5 | $25.00 | 5/20/2011 3:45:29 PM |
| Gibbyland | $200.00 | 5/20/2011 4:12:52 PM |
| Dubbs360 | $200.00 | 5/20/2011 6:44:01 PM |
| moola-butterfly3 | $305.00 | 5/20/2011 6:49:22 PM |
| jhouman | $25.00 | 5/20/2011 5:53:47 PM |
| Investor_83 | $25.57 | 5/20/2011 7:11:05 PM |
| festeringsnot | $25.00 | 5/20/2011 5:56:26 PM |
| well-mannered-income3 | $25.00 | 5/20/2011 6:11:11 PM |
| shawnw2 | $250.00 | 5/20/2011 11:40:17 PM |
| competent-p2p | $50.00 | 5/20/2011 7:20:57 PM |
| BankofBeth | $25.00 | 5/20/2011 7:46:50 PM |
| shrewd-income | $25.00 | 5/21/2011 6:10:17 AM |
| Untiedshu | $50.00 | 5/21/2011 8:17:03 AM |
| The-Lighthouse-Group | $25.00 | 5/21/2011 5:32:27 AM |
| Engineer44 | $25.00 | 5/21/2011 8:43:58 AM |
| Moe87 | $27.50 | 5/21/2011 7:39:17 AM |
| chameleon125 | $75.00 | 5/21/2011 7:46:48 AM |
| Leshan | $200.00 | 5/21/2011 9:33:04 AM |
| dcap3 | $75.00 | 5/21/2011 8:56:56 AM |
| spiff666 | $26.66 | 5/21/2011 10:02:44 AM |
| CPA-Banker | $25.00 | 5/21/2011 10:01:32 AM |
| Mikale360 | $25.00 | 5/21/2011 10:12:06 AM |
| seabassx | $25.00 | 5/21/2011 10:17:42 AM |
| saihu | $50.00 | 5/21/2011 10:32:21 AM |
| Pu239 | $70.00 | 5/21/2011 11:30:31 AM |
| janeybooboo | $100.00 | 5/21/2011 12:15:04 PM |
| q4golf | $27.00 | 5/21/2011 12:07:02 PM |
| Kyileo | $25.00 | 5/21/2011 12:10:02 PM |
| engrossing-benefit0 | $50.00 | 5/21/2011 12:11:00 PM |
| money-fort | $27.46 | 5/21/2011 1:09:49 PM |
| retirementlady | $25.00 | 5/21/2011 1:20:31 PM |
| mammalian4 | $25.00 | 5/21/2011 3:40:16 PM |
| melodious-openness | $60.04 | 5/21/2011 4:20:13 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
506746
This series of Notes was issued and sold upon the funding of the borrower loan #49661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
7 | Length of status: | 8y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,882 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| pizza128 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Supervisor
Purpose of loan:
This loan will be used to...Personal reasons
and/or House renovations
My financial situation:
I am a good candidate for this loan because...
because I am responsible & pay always in a timely manner.
Monthly net income: $ 3,777
Monthly expenses: $
Housing: $ 1,200
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| worth-blanket2 | $2,100.00 | 5/15/2011 12:39:01 PM |
| Danjack_Capital | $25.00 | 5/15/2011 4:01:54 PM |
| Kash2010lu | $25.00 | 5/15/2011 5:46:55 PM |
| golffish2 | $25.00 | 5/16/2011 3:55:32 AM |
| SecondChanceLendingSERV | $25.00 | 5/16/2011 7:33:08 AM |
| kinetic-social | $25.00 | 5/17/2011 3:19:26 PM |
| autonomous-truth | $50.00 | 5/21/2011 12:59:44 PM |
| chungfang | $50.00 | 5/21/2011 1:47:56 PM |
| Bocephus1959 | $50.00 | 5/21/2011 12:40:19 PM |
| CA-Lender | $25.05 | 5/21/2011 12:46:42 PM |
| 168RichCapital | $25.50 | 5/21/2011 1:31:59 PM |
| periko | $25.00 | 5/21/2011 3:24:13 PM |
| wizardii | $50.00 | 5/21/2011 3:59:41 PM |
| moola-butterfly3 | $26.03 | 5/21/2011 4:08:50 PM |
| Megaton | $25.00 | 5/21/2011 2:46:45 PM |
| Cliffie83 | $40.34 | 5/21/2011 4:14:33 PM |
| SolarMoonshine | $25.00 | 5/15/2011 2:18:48 PM |
| reflective-rupee | $25.00 | 5/16/2011 2:38:12 AM |
| daekpon | $50.00 | 5/18/2011 10:20:39 AM |
| loss-of-control | $50.00 | 5/18/2011 5:02:10 PM |
| asset-mammal | $25.00 | 5/19/2011 8:19:01 AM |
| Track-Layer | $50.00 | 5/19/2011 8:44:13 PM |
| money-fort | $28.00 | 5/21/2011 1:10:39 PM |
| mex_invests | $5.08 | 5/21/2011 4:17:32 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:20:24 PM |
| bold-shrewd-duty | $25.00 | 5/21/2011 2:58:25 PM |
| janeybooboo | $100.00 | 5/21/2011 3:42:51 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
506806
This series of Notes was issued and sold upon the funding of the borrower loan #49649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,400.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $226.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 6y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,330 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hmack04 |
Borrower's state:
| Colorado |
Borrower's group:
| Debt Consolidators |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Dec-2010)
700-719
(Sep-2010)
700-719
(Jul-2010)
700-719
(Jun-2010)
|
|
Principal balance:
| $0.67 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
WILL PROVE MYSELF
I relisted this loan due to emails asking about my monthly bills.
My husband and I make aound 4900/monthly both have great jobs.
Both of us been at our jobs for over 6 years. can verify if needed!!
we own our home. I just PAID OFF car loan so that gives me an additional 350.00 a month
that will cover this loan. I ALWAYS pay my bills!
Loan for
Organic Garden/ truck delivery business
I KNOW THIS WILL BE A PROFIT! All I need is a chance
We own the land and most of the equipment that will be used. We will have to hire some labor.
I have done a produce Garden before, and I know the work that goes into it plus I know a lot of the in and outs already. I feel like all about the marketing.
I am a good candidate: For a few reasons first we have done this before and I know what to expect. I do pay all my bills have NO delinquent accounts, or late accounts!
Also both my husband and I will keep our day jobs,so family income will still be coming in. PLEASE ASK QUESTIONS
Information in the Description is not verified.
Friends And Family Investments
mikenzane has invested a total of
$100.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/15/2011 12:13:10 PM |
| money-baron-roth-IRA | $100.00 | 5/15/2011 12:12:42 PM |
| missing-link | $25.00 | 5/15/2011 12:14:15 PM |
| penny-sergeant | $25.00 | 5/16/2011 7:10:40 AM |
| reflective-rupee | $25.00 | 5/16/2011 9:07:31 PM |
| money-baron-roth-IRA | $50.00 | 5/19/2011 8:47:32 AM |
| money-baron | $25.00 | 5/19/2011 9:29:57 AM |
| pthighs | $50.00 | 5/19/2011 11:08:50 AM |
| CA-Lender | $25.05 | 5/20/2011 8:59:27 AM |
| equallender | $50.00 | 5/20/2011 10:05:11 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:35 AM |
| jybank | $50.00 | 5/20/2011 12:37:04 PM |
| cgoca | $25.00 | 5/20/2011 12:17:42 PM |
| 56bones | $46.01 | 5/20/2011 12:22:03 PM |
| Kqwik | $25.00 | 5/20/2011 12:45:54 PM |
| kmwvma | $25.00 | 5/20/2011 2:07:44 PM |
| jonmars | $50.00 | 5/20/2011 3:53:04 PM |
| Gibbyland | $150.00 | 5/20/2011 4:13:44 PM |
| CreditBuilder2 | $50.00 | 5/20/2011 2:37:46 PM |
| Megaton | $25.00 | 5/20/2011 4:53:29 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:34:40 PM |
| Engineer44 | $30.00 | 5/20/2011 5:13:05 PM |
| first-serene-credit | $25.00 | 5/20/2011 5:24:38 PM |
| green-inventive-kindness | $50.00 | 5/20/2011 5:45:39 PM |
| brightest-dynamic-liberty | $200.00 | 5/20/2011 5:53:56 PM |
| engaging-repayment8 | $50.00 | 5/20/2011 6:45:36 PM |
| Dubbs360 | $200.00 | 5/20/2011 6:44:18 PM |
| MNFrostbite | $25.00 | 5/20/2011 8:25:04 PM |
| moola-butterfly3 | $50.00 | 5/20/2011 6:47:27 PM |
| MC7608 | $30.00 | 5/20/2011 6:30:03 PM |
| LaBamba | $150.00 | 5/20/2011 7:15:11 PM |
| melodious-openness | $200.00 | 5/20/2011 7:42:18 PM |
| melodious-openness | $200.00 | 5/20/2011 7:42:44 PM |
| head | $25.00 | 5/21/2011 2:40:38 AM |
| scarlet-velvet | $25.00 | 5/20/2011 10:04:09 PM |
| Bill88 | $25.00 | 5/20/2011 9:54:31 PM |
| enriched-truth | $50.00 | 5/20/2011 10:26:45 PM |
| JattsBank | $25.00 | 5/20/2011 11:22:26 PM |
| diversification-medalist | $25.00 | 5/20/2011 11:06:25 PM |
| investment-habanero8 | $100.00 | 5/21/2011 4:21:39 AM |
| dime-vista2 | $25.00 | 5/21/2011 7:07:33 AM |
| oxnard | $25.00 | 5/21/2011 5:57:23 AM |
| debt-legend | $25.00 | 5/21/2011 8:04:02 AM |
| assetmanager | $25.00 | 5/21/2011 5:19:04 AM |
| Schwamie | $38.99 | 5/21/2011 6:51:04 AM |
| chameleon125 | $25.00 | 5/21/2011 7:47:14 AM |
| credit-missile | $25.00 | 5/21/2011 8:51:08 AM |
| Loanstou | $133.67 | 5/21/2011 9:09:29 AM |
| mikenzane | $100.00 | 5/15/2011 3:34:09 PM |
| 2grindstones | $25.00 | 5/15/2011 5:15:19 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:20 PM |
| irrelevant | $25.00 | 5/17/2011 7:12:40 PM |
| economy-coup | $100.00 | 5/18/2011 4:02:04 PM |
| janeybooboo | $100.00 | 5/20/2011 9:04:15 AM |
| reward-walnut | $100.00 | 5/20/2011 8:59:29 AM |
| reflective-economy1 | $50.00 | 5/20/2011 9:32:25 AM |
| sfg415 | $104.00 | 5/20/2011 9:46:48 AM |
| chungfang | $50.00 | 5/20/2011 10:10:06 AM |
| goldenretriever | $100.00 | 5/20/2011 10:32:43 AM |
| benefit-position | $37.29 | 5/20/2011 10:49:59 AM |
| nickel-cocktail | $100.00 | 5/20/2011 11:25:19 AM |
| tashara | $25.00 | 5/20/2011 10:49:47 AM |
| calimanusa | $25.06 | 5/20/2011 11:09:23 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:47:07 AM |
| whatreality | $25.00 | 5/20/2011 12:05:56 PM |
| JGuide | $25.00 | 5/20/2011 1:13:15 PM |
| shawnw2 | $80.00 | 5/20/2011 3:38:50 PM |
| sonicpluto | $25.00 | 5/20/2011 2:03:05 PM |
| jazzlender | $25.00 | 5/20/2011 2:13:13 PM |
| Toastmaster007 | $25.00 | 5/20/2011 3:06:16 PM |
| 420limo | $30.00 | 5/20/2011 3:11:54 PM |
| SolarMoonshine | $25.00 | 5/20/2011 3:40:40 PM |
| catamaran2024 | $25.00 | 5/20/2011 3:54:26 PM |
| FinanceEngine | $40.00 | 5/20/2011 4:54:08 PM |
| loss-of-control | $100.00 | 5/20/2011 5:20:37 PM |
| autonomous-truth | $100.00 | 5/20/2011 7:02:47 PM |
| cash-architect | $25.00 | 5/20/2011 7:19:12 PM |
| festeringsnot | $25.00 | 5/20/2011 5:57:46 PM |
| Vesper | $66.86 | 5/20/2011 6:30:29 PM |
| credit-missile | $75.00 | 5/20/2011 8:12:42 PM |
| first-class-gold0 | $100.00 | 5/21/2011 12:14:21 AM |
| competent-p2p | $25.00 | 5/20/2011 7:21:51 PM |
| Recyclist | $25.00 | 5/20/2011 7:30:10 PM |
| the-enthralling-coin | $25.00 | 5/20/2011 7:43:44 PM |
| power-bluebird2 | $50.00 | 5/20/2011 7:44:16 PM |
| Pitufo | $50.00 | 5/20/2011 10:10:35 PM |
| draggon77 | $25.00 | 5/21/2011 3:24:31 AM |
| basejump0 | $30.00 | 5/20/2011 11:28:04 PM |
| first-class-gold0 | $100.00 | 5/21/2011 12:14:51 AM |
| DeilaMiah | $25.00 | 5/21/2011 6:27:14 AM |
| melodious-openness | $38.07 | 5/21/2011 5:20:14 AM |
| cerebral-dollar773 | $100.00 | 5/21/2011 5:45:21 AM |
| shrewd-income | $25.00 | 5/21/2011 6:09:12 AM |
| kristof2007 | $25.00 | 5/21/2011 7:27:21 AM |
| moola-pillow | $50.00 | 5/21/2011 7:28:56 AM |
| trumpeter5 | $25.00 | 5/21/2011 8:51:45 AM |
| heerzaquestion | $45.00 | 5/21/2011 7:35:23 AM |
| E-B | $50.00 | 5/21/2011 8:47:50 AM |
| impeccable-ore3 | $50.00 | 5/21/2011 9:01:43 AM |
| gjm6d | $25.00 | 5/21/2011 9:03:46 AM |
| 100 Investments
|
Borrower Payment Dependent Notes Series
506852
This series of Notes was issued and sold upon the funding of the borrower loan #49599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 43% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,404 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| focused-nickel9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Recently Divorced, Summer Loan
Purpose of loan:
This loan will be used to help me continue to pay all my bills on time between now and the start of my Fall 2011 semester of Law School. I have a full time job and my Student Loans will fund at the end of August.
My financial situation:
I am a good candidate for this loan because I have an excellent credit history and have never made a late payment. I recently divorced and that used up my "rainy day" fund.
Monthly Budget
Income Summer 2011 = $3,600
$3,200 (take home pay)
$400 (payment from ex-spouse)
Income Fall 2011 thru 2014 = $5,300
$3,200 (take home pay)
$400 (payment from ex-spouse)
$1,700 (student loans for living expenses)
Expenses = $4,100
$2,300 (mortgage/insurance/property taxes)
$200 (utilities)
$500 (car payment)
$125 (car insurance)
$200 (credit card payments)
$125 (phone, cable, internet)
$250 (gas)
$400 (food and supplies and misc)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DDHMoney | $25.00 | 5/14/2011 12:03:51 PM |
| treasure-pipeline | $25.00 | 5/14/2011 12:04:05 PM |
| FutureLenderEC | $25.00 | 5/14/2011 12:04:27 PM |
| Weaverville | $25.00 | 5/14/2011 12:04:33 PM |
| reflective-rupee | $25.00 | 5/14/2011 1:01:41 PM |
| copper | $50.00 | 5/14/2011 6:59:00 PM |
| investment-artist | $25.00 | 5/15/2011 8:09:57 AM |
| tigercat | $50.00 | 5/15/2011 12:13:05 PM |
| income-lion | $25.00 | 5/16/2011 8:19:54 PM |
| farblest | $100.00 | 5/17/2011 6:26:49 AM |
| FutureLenderEC | $34.13 | 5/17/2011 6:19:28 AM |
| lending-theory | $50.00 | 5/17/2011 6:29:11 AM |
| daekpon | $100.00 | 5/18/2011 10:19:54 AM |
| rupee_power | $25.00 | 5/18/2011 12:54:55 PM |
| jordanicolas | $25.00 | 5/18/2011 3:09:56 PM |
| SDD123 | $25.00 | 5/19/2011 5:01:55 AM |
| payout-network1 | $97.00 | 5/19/2011 6:51:39 PM |
| calimanusa | $25.00 | 5/20/2011 11:13:58 AM |
| nethosters | $25.00 | 5/20/2011 5:32:17 PM |
| palace2 | $119.74 | 5/21/2011 9:25:00 AM |
| rate-sceptre | $36.37 | 5/21/2011 11:09:14 AM |
| smilinsam | $50.00 | 5/14/2011 12:04:16 PM |
| auction-architect7 | $50.00 | 5/14/2011 12:04:02 PM |
| Artist_Blue | $25.00 | 5/14/2011 12:08:21 PM |
| ursus | $50.00 | 5/14/2011 12:10:53 PM |
| missing-link | $25.00 | 5/14/2011 12:11:27 PM |
| gain-gourd | $100.00 | 5/14/2011 12:11:36 PM |
| 2grindstones | $25.00 | 5/14/2011 12:18:22 PM |
| stanfordgrad05 | $50.00 | 5/14/2011 6:58:56 PM |
| Unitas4302 | $100.00 | 5/15/2011 8:59:35 AM |
| tzvie | $25.00 | 5/16/2011 6:30:37 AM |
| economy-coup | $30.00 | 5/16/2011 8:07:23 AM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:48 PM |
| SecondChanceLendingSERV | $25.00 | 5/16/2011 5:07:01 PM |
| irrelevant | $25.00 | 5/17/2011 2:25:18 AM |
| FASTIZIO_P | $25.00 | 5/18/2011 3:04:20 PM |
| openness-antioxidant | $75.00 | 5/19/2011 12:19:10 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 6:56:05 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:22 AM |
| Asian-Persuasion | $25.00 | 5/20/2011 5:40:29 PM |
| kttalamo | $75.00 | 5/20/2011 6:24:08 PM |
| farblest | $107.76 | 5/20/2011 10:39:53 PM |
| Bob450 | $25.00 | 5/21/2011 10:24:21 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
506868
This series of Notes was issued and sold upon the funding of the borrower loan #49536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $76.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 6y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $494 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-asset-coup |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2010)
|
|
Principal balance:
| $1,264.90 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Clutch
Purpose of loan:
To fix the clutch of my car
My financial situation: I have worked for Marriott International for 6 years and I am currently a Sales Manager at a regional office in Maryland.
I am a good candidate for this loan because I have a good history paying my payments on prosper and have an extremely low debt:income ratio.
Monthly net income: $6000
Monthly expenses: $200
Housing: $0
Insurance: $80
Car expenses: $200
Utilities: $0
Phone, cable, internet: $55
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| daekpon | $50.00 | 5/15/2011 12:04:49 PM |
| bb575 | $50.00 | 5/15/2011 12:07:58 PM |
| missing-link | $25.00 | 5/15/2011 12:14:19 PM |
| hamster | $25.33 | 5/15/2011 5:49:52 PM |
| reflective-rupee | $25.00 | 5/15/2011 8:09:20 PM |
| DoctorJoe | $25.00 | 5/16/2011 4:58:02 AM |
| grammaspurse | $25.00 | 5/15/2011 9:26:14 PM |
| wealth-renaissance5 | $25.00 | 5/15/2011 12:04:13 PM |
| worth-blanket2 | $1,400.00 | 5/15/2011 12:39:39 PM |
| optionscashflow | $25.00 | 5/15/2011 3:02:06 PM |
| SolarMoonshine | $25.00 | 5/15/2011 2:18:07 PM |
| the-enthralling-coin | $25.00 | 5/15/2011 4:04:05 PM |
| janeybooboo | $100.00 | 5/15/2011 5:32:21 PM |
| 2grindstones | $25.00 | 5/15/2011 5:25:47 PM |
| wild-orange | $50.00 | 5/15/2011 8:42:29 PM |
| profitable-balance | $25.00 | 5/16/2011 4:58:49 AM |
| shrewd-income | $50.00 | 5/15/2011 9:31:28 PM |
| newest-generous-income | $25.00 | 5/15/2011 9:48:34 PM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
506878
This series of Notes was issued and sold upon the funding of the borrower loan #49543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,700.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $155.03 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 67% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 13
/
7 | Length of status: | 4y 4m |
|
Amount delinquent:
| $4,386 |
Total credit lines:
| 62 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,476 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| emeraldpassportway |
Borrower's state:
| Michigan |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 22% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 22
( 69% )
| 620-639
(Oct-2007)
560-579
(Jun-2007)
580-599
(Feb-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 3
( 9% )
|
|
Total payments billed:
| 32 | | |
Description
Extra Help
We are responsible, professional people who have had a temporary reduction in our income. We are trying to be proactive so we do not fall behind on our financial obligations. We have used Prosper before and it worked out very well for our family. Thank you so much for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/16/2011 9:04:00 AM |
| suave-dime6 | $25.00 | 5/16/2011 4:30:08 PM |
| Mikale360 | $25.00 | 5/16/2011 7:53:41 PM |
| scarlet-velvet | $25.00 | 5/18/2011 9:53:57 AM |
| nimble-nickel | $50.00 | 5/18/2011 3:22:14 PM |
| irrelevant | $25.00 | 5/18/2011 6:41:07 PM |
| SouthernRemarketing | $48.28 | 5/20/2011 9:46:23 AM |
| 420limo | $25.00 | 5/20/2011 3:14:34 PM |
| chungfang | $25.00 | 5/20/2011 3:25:32 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:35:00 PM |
| SolarMoonshine | $25.00 | 5/20/2011 3:41:56 PM |
| mpatrick | $25.00 | 5/20/2011 3:52:26 PM |
| kind-charming-value | $300.00 | 5/20/2011 5:27:15 PM |
| festeringsnot | $25.00 | 5/20/2011 5:55:26 PM |
| sweetlan | $11.72 | 5/20/2011 6:12:03 PM |
| Kash2010lu | $25.00 | 5/16/2011 9:17:23 AM |
| worth-blanket2 | $2,590.00 | 5/16/2011 9:46:04 AM |
| marwadi-62 | $100.00 | 5/18/2011 8:10:10 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:00 AM |
| trumpeter5 | $25.00 | 5/20/2011 3:43:03 PM |
| jazzlender | $25.00 | 5/20/2011 2:12:26 PM |
| Gibbyland | $100.00 | 5/20/2011 4:15:33 PM |
| historic-nickel | $25.00 | 5/20/2011 2:38:08 PM |
| Engineer44 | $25.00 | 5/20/2011 4:59:12 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
506896
This series of Notes was issued and sold upon the funding of the borrower loan #49581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
2 | Length of status: | 4y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SweetKaroline616 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
KG44105
Purpose of loan: PERSONAL
This loan will be used to...PAYOFF SOME DEBT
My financial situation: STRUGGLING
I am a good candidate for this loan because...I ALWAYS MAKE MY PAYMENTS ON TIME.
Monthly net income: $2000
Monthly expenses: $650
Housing: $0
Insurance: $130
Car expenses: $50
Utilities: $50.00
Phone, cable, internet: $0
Food, entertainment: $25
Clothing, household expenses: $0
Credit cards and other loans: $219
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $25.00 | 5/16/2011 9:57:25 AM |
| worth-blanket2 | $2,800.00 | 5/16/2011 9:55:47 AM |
| SolarMoonshine | $25.00 | 5/16/2011 10:09:52 AM |
| shrewd-income | $25.00 | 5/16/2011 12:26:19 PM |
| briskdevl07 | $25.00 | 5/19/2011 9:30:23 AM |
| Rogelio48 | $25.00 | 5/21/2011 4:47:28 AM |
| droopie1 | $25.00 | 5/21/2011 11:55:11 AM |
| Bocephus1959 | $25.00 | 5/21/2011 12:41:11 PM |
| gold-virtuoso | $100.00 | 5/21/2011 12:45:03 PM |
| CA-Lender | $25.05 | 5/21/2011 12:47:36 PM |
| chungfang | $50.00 | 5/21/2011 1:49:57 PM |
| capital-kingdom | $25.00 | 5/21/2011 1:05:46 PM |
| velocity-javelin8 | $150.00 | 5/21/2011 1:58:11 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:20:49 PM |
| lnrn | $25.00 | 5/21/2011 1:21:37 PM |
| Megaton | $25.00 | 5/21/2011 2:46:56 PM |
| DDS84 | $27.87 | 5/21/2011 3:32:54 PM |
| mammalian4 | $25.00 | 5/21/2011 3:37:48 PM |
| trumpeter5 | $25.00 | 5/21/2011 1:59:04 PM |
| wizardii | $25.00 | 5/21/2011 4:03:10 PM |
| money-baron | $25.00 | 5/21/2011 3:01:05 PM |
| Kash2010lu | $25.00 | 5/16/2011 1:03:30 PM |
| 2grindstones | $25.00 | 5/18/2011 10:34:00 AM |
| loss-of-control | $100.00 | 5/19/2011 6:04:58 PM |
| autonomous-truth | $50.00 | 5/21/2011 12:55:24 PM |
| 168RichCapital | $25.50 | 5/21/2011 1:35:06 PM |
| periko | $37.50 | 5/21/2011 3:23:13 PM |
| melodious-openness | $209.08 | 5/21/2011 4:21:25 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
506928
This series of Notes was issued and sold upon the funding of the borrower loan #49616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 16
/
12 | Length of status: | 2y 9m |
|
Amount delinquent:
| $511 |
Total credit lines:
| 45 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,098 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eloquent-order |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Design2011
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5800
Monthly expenses: $
Housing: $2600
Insurance: $175
Car expenses: $100
Utilities: $210
Phone, cable, internet: $100
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/16/2011 9:04:08 AM |
| reflective-rupee | $25.00 | 5/16/2011 9:56:39 AM |
| suave-dime6 | $25.00 | 5/16/2011 4:30:15 PM |
| Sambamm1 | $50.00 | 5/16/2011 6:00:04 PM |
| glenium | $25.00 | 5/17/2011 2:35:21 AM |
| Banker_Joe | $25.00 | 5/17/2011 8:22:25 PM |
| rupee_power | $25.00 | 5/18/2011 12:46:08 PM |
| Rogelio48 | $25.00 | 5/18/2011 2:56:16 PM |
| scarlet-velvet | $25.00 | 5/19/2011 9:33:48 AM |
| jstefans | $25.00 | 5/19/2011 2:45:36 PM |
| mjjjrj | $25.00 | 5/20/2011 9:59:18 AM |
| wild-orange | $75.00 | 5/20/2011 10:16:02 AM |
| worth-blanket2 | $1,750.00 | 5/16/2011 9:55:59 AM |
| 2grindstones | $25.00 | 5/16/2011 10:04:42 AM |
| shrewd-income | $25.00 | 5/16/2011 12:25:42 PM |
| FASTIZIO_P | $25.00 | 5/17/2011 2:22:56 AM |
| Bob450 | $25.00 | 5/17/2011 7:07:13 PM |
| wizardii | $25.00 | 5/17/2011 7:25:21 PM |
| irrelevant | $25.00 | 5/19/2011 3:08:19 AM |
| pthighs | $50.00 | 5/19/2011 10:19:32 AM |
| Track-Layer | $100.00 | 5/19/2011 8:41:57 PM |
| worldly-income2 | $25.00 | 5/20/2011 8:14:15 AM |
| tranquil-gain1 | $50.00 | 5/20/2011 10:09:26 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
506944
This series of Notes was issued and sold upon the funding of the borrower loan #49512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-16-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 29.00% |
Monthly payment:
| $185.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.54% | | |
| |
Estimated return*:
| 8.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,192 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| CapitanVald |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
660-679
(Mar-2010)
600-619
(Mar-2008)
520-539
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
BoA American Xpress Payoff
Purpose of loan: to pay off the $1900 i owe to the Bank of America American Express that i have at a 27.99%
This loan will be used to...pay the card off in a shorter time at a lower rate
My financial situation:
I am a good candidate for this loan because... i live with no mortgage payment, all i pay is my uverse bill, motorcycle (that im trying to sell), and car payment(plus insurance)
I take the AT&T Truck home so i put gas maybe once every 2-3 weeks.
PLEASE HELP WITH THIS LOAN, I NEED TO GET THIS CARD PAID FOR.
Monthly net income: $2400
Monthly expenses: $
Housing: $
Insurance: $180
Car expenses: $
Utilities: $
Phone, cable, internet: $ 250
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $25.00 | 5/16/2011 5:03:58 PM |
| momentous-velocity5 | $75.00 | 5/16/2011 5:06:10 PM |
| missing-link | $25.00 | 5/16/2011 5:08:45 PM |
| r48 | $28.00 | 5/16/2011 5:09:13 PM |
| 2grindstones | $25.00 | 5/16/2011 5:36:30 PM |
| alert9 | $50.00 | 5/16/2011 7:13:40 PM |
| kgeezy | $25.00 | 5/16/2011 8:04:16 PM |
| lendstats_com | $153.55 | 5/17/2011 7:26:48 AM |
| FriendInSeattle | $100.00 | 5/17/2011 9:01:32 AM |
| rate-tower1 | $26.71 | 5/17/2011 9:30:25 AM |
| favorite-commerce | $25.00 | 5/17/2011 9:38:19 AM |
| Bill88 | $25.00 | 5/17/2011 9:59:24 AM |
| competent-p2p | $25.00 | 5/17/2011 5:52:15 PM |
| gain-dolphin | $25.00 | 5/17/2011 6:46:36 PM |
| travels536 | $25.00 | 5/18/2011 7:26:16 AM |
| FASTIZIO_P | $25.00 | 5/19/2011 10:33:49 AM |
| balance-force | $25.00 | 5/19/2011 11:01:23 AM |
| silver-enlightenment0 | $130.00 | 5/19/2011 11:02:54 AM |
| baker31 | $50.00 | 5/19/2011 11:17:59 AM |
| determined-revenue1 | $25.00 | 5/16/2011 5:05:41 PM |
| ryguy150 | $25.00 | 5/16/2011 5:06:14 PM |
| wealth-renaissance5 | $25.00 | 5/16/2011 5:09:18 PM |
| vutah | $25.00 | 5/16/2011 5:35:40 PM |
| grammaspurse | $25.00 | 5/16/2011 8:52:58 PM |
| Row2010 | $28.56 | 5/17/2011 6:58:55 AM |
| CoolPlexer | $25.00 | 5/17/2011 9:42:12 AM |
| vivid-loot1 | $32.08 | 5/17/2011 11:37:27 AM |
| designer_10 | $25.00 | 5/17/2011 2:02:31 PM |
| dollar-sonnet3 | $50.00 | 5/17/2011 7:03:27 PM |
| rakem777 | $25.00 | 5/17/2011 6:33:31 PM |
| thankful-nickel2 | $25.00 | 5/17/2011 7:51:37 PM |
| reflective-rupee | $200.00 | 5/17/2011 11:27:23 PM |
| 1stBankAndHal | $25.05 | 5/18/2011 6:23:41 AM |
| InChicago | $50.00 | 5/18/2011 9:24:17 AM |
| daekpon | $25.00 | 5/18/2011 10:22:29 AM |
| nickel-launcher | $25.00 | 5/18/2011 2:46:25 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:21 PM |
| chinolatino | $25.00 | 5/18/2011 8:58:21 PM |
| appcoder | $40.00 | 5/18/2011 9:54:42 PM |
| economy-popcorn | $25.00 | 5/19/2011 7:02:22 AM |
| cgoca | $25.00 | 5/19/2011 9:19:53 AM |
| Rogesparkguy | $25.00 | 5/19/2011 9:30:02 AM |
| mspiggybank | $200.00 | 5/19/2011 10:16:52 AM |
| tomjerry | $36.05 | 5/19/2011 12:10:33 PM |
| intrepid-loot | $25.00 | 5/19/2011 12:04:44 PM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
507042
This series of Notes was issued and sold upon the funding of the borrower loan #49604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
22 | Length of status: | 14y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 70 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,563 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sjmkwr |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 31 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2009)
680-699
(Aug-2008)
|
|
Principal balance:
| $466.54 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Pay off Credit Card Debt
Purpose of loan:
This loan will be used to...pay-off credit card debt
My financial situation:
I am a good candidate for this loan because I pay my bills on time, have been employed at the same place for over 15 years.
Monthly net income: $ 9650
Monthly expenses: $ 8938
Housing: $ 2537
Insurance: $300.30
Car expenses: $1709
Utilities: $ 758
Phone, cable, internet: $ incl. above
Food, entertainment: $1000
Clothing, household expenses: $ 600
Credit cards and other loans: $2030
Other expenses: $ depends on month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MilitaryLoans | $1,000.00 | 5/16/2011 5:03:11 PM |
| suave-dime6 | $25.00 | 5/16/2011 5:11:01 PM |
| money-baron-roth-IRA | $100.00 | 5/16/2011 5:08:23 PM |
| UCLA4life | $35.64 | 5/16/2011 5:08:30 PM |
| tech310 | $50.00 | 5/16/2011 5:09:57 PM |
| 2grindstones | $25.00 | 5/16/2011 5:22:50 PM |
| lendstats_com | $200.00 | 5/16/2011 5:50:07 PM |
| loan-master1 | $25.00 | 5/16/2011 6:58:07 PM |
| yf99yz | $25.00 | 5/16/2011 9:21:36 PM |
| golffish2 | $25.00 | 5/17/2011 4:07:12 AM |
| Champion_Lending | $30.00 | 5/17/2011 8:29:20 AM |
| ready-interest9 | $25.00 | 5/17/2011 9:16:17 AM |
| credit-guard5 | $25.00 | 5/17/2011 9:35:09 AM |
| worth-blanket2 | $4,548.90 | 5/17/2011 10:26:38 AM |
| cashhelp | $38.79 | 5/16/2011 5:09:14 PM |
| kind-charming-value | $500.00 | 5/16/2011 5:09:20 PM |
| investment-artist | $25.01 | 5/16/2011 5:08:28 PM |
| missing-link | $25.00 | 5/16/2011 5:08:54 PM |
| MoneyForNothing | $25.00 | 5/16/2011 5:29:35 PM |
| Kash2010lu | $25.00 | 5/16/2011 5:26:29 PM |
| SolarMoonshine | $25.00 | 5/16/2011 6:28:24 PM |
| Ubiquinone | $50.00 | 5/16/2011 8:28:10 PM |
| reflective-rupee | $200.00 | 5/16/2011 9:03:07 PM |
| 888GoldIngots | $50.00 | 5/17/2011 5:20:21 AM |
| credit-missile | $94.66 | 5/17/2011 5:59:13 AM |
| EEasyMoney | $25.00 | 5/17/2011 7:01:31 AM |
| InChicago | $50.00 | 5/17/2011 7:41:03 AM |
| DasMula | $27.00 | 5/17/2011 9:00:20 AM |
| reflective-rupee | $200.00 | 5/17/2011 9:54:32 AM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
507058
This series of Notes was issued and sold upon the funding of the borrower loan #49631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,544 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bold-successful-loyalty |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 78% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 2
( 22% )
| 700-719
(Jul-2010)
|
|
Principal balance:
| $4,181.66 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Become Debt Free/Home Improvements
Purpose of loan:
This loan will be used to become debt free and make a few home imporvements.
My financial situation:
I am a good candidate for this loan because I am working very hard at paying off my debt and increas my credit score. I am on time with what I owe I just want to consolidate so that I have one payment and can pay off sooner.
Monthly net income: $6300
Monthly expenses: $500-anything not included below
Housing: $0
Insurance: $68
Car expenses: $240 - includes gas
Utilities: $300
Phone, cable, internet: $230
Food, entertainment: $200- includes grocery
Clothing, household expenses: $50
Credit cards and other loans: $1500-this will be paid with loan
Other expenses: $980 - daycare
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 5/17/2011 9:05:46 AM |
| missing-link | $25.00 | 5/17/2011 9:03:44 AM |
| Kash2010lu | $25.00 | 5/17/2011 9:21:13 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:50:27 AM |
| shrewd-income | $25.00 | 5/18/2011 1:17:33 AM |
| openness-antioxidant | $75.00 | 5/19/2011 12:48:22 PM |
| economy-coup | $100.00 | 5/20/2011 12:08:08 AM |
| anton | $1,675.00 | 5/20/2011 5:17:09 PM |
| money-baron-roth-IRA | $100.00 | 5/17/2011 9:03:14 AM |
| tech310 | $50.00 | 5/17/2011 9:09:23 AM |
| 2grindstones | $25.00 | 5/17/2011 9:29:10 AM |
| worth-blanket2 | $5,000.00 | 5/17/2011 10:27:08 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:37:09 AM |
| the-enthralling-coin | $25.00 | 5/17/2011 5:26:59 PM |
| tranquil-gain1 | $100.00 | 5/18/2011 9:06:34 AM |
| rupee_power | $25.00 | 5/18/2011 1:06:47 PM |
| loss-of-control | $50.00 | 5/19/2011 5:58:48 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:42 AM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
507126
This series of Notes was issued and sold upon the funding of the borrower loan #49560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $849 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| alluring-nickel5 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan4Me
Purpose of loan: Bill Consolidation
This loan will be used to...consolidate some credit cards
My financial situation: ESA Credit Union
I am a good candidate for this loan because...I have worked hard to help re-establish my credit
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/17/2011 9:03:47 AM |
| suave-dime6 | $25.00 | 5/17/2011 9:05:30 AM |
| SolarMoonshine | $25.00 | 5/17/2011 10:04:53 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:37:06 AM |
| Kash2010lu | $25.00 | 5/17/2011 3:39:52 PM |
| credit-missile | $100.00 | 5/17/2011 7:40:10 PM |
| payout-network1 | $97.00 | 5/18/2011 9:06:53 AM |
| oxnard | $25.00 | 5/18/2011 9:22:47 AM |
| Makingitrain | $25.00 | 5/18/2011 9:52:51 AM |
| brightest-dignified-penny | $25.00 | 5/18/2011 10:27:04 AM |
| value-allocator1 | $100.00 | 5/18/2011 11:11:01 AM |
| worth-blanket2 | $3,150.00 | 5/17/2011 10:28:40 AM |
| reflective-rupee | $300.00 | 5/17/2011 7:10:06 PM |
| reflective-rupee | $200.00 | 5/17/2011 7:10:26 PM |
| yf99yz | $25.00 | 5/17/2011 8:44:08 PM |
| Bob450 | $25.00 | 5/17/2011 7:44:31 PM |
| 168RichCapital | $25.50 | 5/18/2011 6:18:30 AM |
| reflective-affluence | $25.00 | 5/18/2011 9:29:29 AM |
| kwan | $25.00 | 5/18/2011 9:38:50 AM |
| mpatrick | $25.00 | 5/18/2011 10:19:52 AM |
| a-plentiful-loyalty | $75.00 | 5/18/2011 12:23:58 PM |
| mrstender | $25.00 | 5/18/2011 12:30:53 PM |
| baker31 | $77.50 | 5/18/2011 12:38:01 PM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
507136
This series of Notes was issued and sold upon the funding of the borrower loan #49498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $152.09 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,075 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brainy-reward9 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(May-2010)
|
|
Principal balance:
| $2,456.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Home Improvement and Debt Consolida
Purpose of loan:
This loan will be used to consolidate some minor credit card debt on a Discover card and build a much needed deck area in our back yard. The kids are both teens now, and they could use a place to "entertain friends" instead of "play" in the backyard. Our current area has an old ramshackle cover over a cement slab. We would like to build a low deck and expand the space beyond the slab
My financial situation:
I am a good candidate for this loan because I just earned a raise at work with stellar performance appraisals in a stable federal government position, and I am paying-off my other debts without incident. I would rather get a low APR loan here and pay-off our high-APR Discover card.
Thanks for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| meux99 | $25.00 | 5/17/2011 5:04:51 PM |
| blooming-market | $25.00 | 5/17/2011 5:05:03 PM |
| useful-currency | $25.00 | 5/17/2011 5:08:37 PM |
| minista | $25.00 | 5/17/2011 5:08:46 PM |
| indomitable-coin | $25.00 | 5/17/2011 5:04:18 PM |
| compoundinterest | $50.00 | 5/17/2011 5:05:42 PM |
| truth-image | $100.00 | 5/17/2011 5:06:00 PM |
| diablorulz | $50.00 | 5/17/2011 5:09:18 PM |
| fantastic-openness | $100.00 | 5/18/2011 10:00:35 AM |
| RandyL3 | $25.00 | 5/18/2011 3:03:36 PM |
| mountainpeak | $25.00 | 5/18/2011 6:41:38 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:29:03 PM |
| damage | $25.00 | 5/19/2011 11:00:26 AM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:45:37 PM |
| anton | $3,320.00 | 5/20/2011 8:30:32 AM |
| Avala | $50.00 | 5/17/2011 5:05:13 PM |
| flexible-value | $35.00 | 5/17/2011 5:05:55 PM |
| ore-genius2 | $600.00 | 5/17/2011 5:05:23 PM |
| antlr | $50.00 | 5/17/2011 5:05:33 PM |
| DukSerduk | $25.00 | 5/17/2011 5:04:08 PM |
| SolarMoonshine | $25.00 | 5/17/2011 5:40:26 PM |
| MarvintheMartian | $25.00 | 5/17/2011 5:50:36 PM |
| Moneypenny6 | $25.00 | 5/18/2011 8:50:02 AM |
| cwegert | $50.00 | 5/18/2011 6:48:18 AM |
| reflective-rupee | $25.00 | 5/18/2011 7:30:21 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:48:51 AM |
| gojackgo | $100.00 | 5/19/2011 12:29:09 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
507194
This series of Notes was issued and sold upon the funding of the borrower loan #49524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $94.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,156 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jonka |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2009)
740-759
(Apr-2008)
|
|
Principal balance:
| $1,212.52 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
fix that house
Purpose of loan:
This loan will be used to...house repairs
My financial situation:
I am a good candidate for this loan because...i have steady employment and paid off one previous prosper loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $25.00 | 5/16/2011 5:06:55 PM |
| r48 | $42.00 | 5/16/2011 5:14:07 PM |
| cybernosha | $25.00 | 5/16/2011 5:25:50 PM |
| bb575 | $50.00 | 5/16/2011 5:09:19 PM |
| MoneyForNothing | $25.99 | 5/16/2011 5:13:11 PM |
| interloode | $300.00 | 5/16/2011 7:37:09 PM |
| clean-fund | $25.00 | 5/16/2011 10:10:49 PM |
| lloyd_s | $50.00 | 5/17/2011 2:21:00 AM |
| Panna | $25.00 | 5/17/2011 2:39:11 AM |
| GoodScot | $25.00 | 5/17/2011 2:00:50 AM |
| glimmering-point | $25.00 | 5/17/2011 2:50:10 AM |
| Tradesmanlender | $35.00 | 5/17/2011 2:25:33 AM |
| Snailslug | $25.00 | 5/17/2011 2:30:55 AM |
| SimpleChoice | $25.00 | 5/17/2011 2:39:37 AM |
| jdrez | $25.00 | 5/17/2011 8:09:35 AM |
| boylezz | $50.00 | 5/17/2011 8:01:21 AM |
| FundMaker | $25.00 | 5/17/2011 9:43:08 AM |
| fenix692 | $25.00 | 5/17/2011 11:08:56 PM |
| FinDoc | $25.00 | 5/18/2011 2:34:09 PM |
| mountainpeak | $25.00 | 5/18/2011 6:39:28 PM |
| Nyarpy | $25.00 | 5/20/2011 7:53:41 AM |
| a-finance-nirvana | $25.00 | 5/20/2011 8:01:25 AM |
| anton | $990.00 | 5/20/2011 8:29:16 AM |
| scrappy-bonus2 | $25.00 | 5/16/2011 5:07:15 PM |
| qsolo | $200.00 | 5/16/2011 5:09:23 PM |
| r48 | $25.00 | 5/16/2011 5:14:27 PM |
| vutah | $25.00 | 5/16/2011 5:30:23 PM |
| cello1 | $25.00 | 5/16/2011 5:26:32 PM |
| SolarMoonshine | $25.00 | 5/16/2011 6:22:33 PM |
| atlas100 | $100.00 | 5/16/2011 8:08:47 PM |
| income-lion | $25.00 | 5/16/2011 8:27:24 PM |
| China0813 | $25.00 | 5/17/2011 1:44:35 AM |
| thunderd | $25.00 | 5/17/2011 2:16:24 AM |
| jga516 | $25.00 | 5/17/2011 2:19:20 AM |
| platinum-sorcerer6 | $50.00 | 5/17/2011 2:31:15 AM |
| hookUup | $28.02 | 5/17/2011 7:09:09 AM |
| indomitable-coin | $25.00 | 5/17/2011 7:24:27 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:12:58 AM |
| newest-funds-powerplant | $25.00 | 5/17/2011 1:28:14 PM |
| thankful-nickel2 | $25.00 | 5/17/2011 7:54:20 PM |
| adventure0 | $150.00 | 5/17/2011 8:48:02 PM |
| penny-finder | $37.57 | 5/18/2011 9:35:07 AM |
| McDeeter | $100.00 | 5/18/2011 10:35:07 AM |
| IPlayOutsideTheBox | $50.00 | 5/18/2011 11:01:42 AM |
| RandyL3 | $25.00 | 5/18/2011 3:03:29 PM |
| convergentthinker | $25.00 | 5/19/2011 6:48:03 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
507196
This series of Notes was issued and sold upon the funding of the borrower loan #49626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $122.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,473 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Dan21284 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,660.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
|
|
Principal balance:
| $3,232.35 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
New flooring
Purpose of loan:
This loan will be used to install new flooring
My financial situation:
Employed as Sales Engineer
Monthly net income: $2600-2800
Monthly expenses: $
Housing: $400.00
Insurance: $120.00
Car expenses: $295.00
Utilities: $50.00
Phone, cable, internet: $70.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bb575 | $50.00 | 5/18/2011 9:10:12 AM |
| SolarMoonshine | $25.00 | 5/18/2011 9:50:47 AM |
| EEasyMoney | $25.00 | 5/18/2011 2:00:55 PM |
| openness-antioxidant | $100.00 | 5/18/2011 2:42:21 PM |
| chungfang | $50.00 | 5/18/2011 4:53:31 PM |
| Frover | $25.00 | 5/18/2011 5:44:35 PM |
| Simonsez808 | $25.00 | 5/18/2011 6:23:43 PM |
| reflective-rupee | $25.00 | 5/18/2011 8:00:07 PM |
| Bidwinner08 | $45.00 | 5/18/2011 10:19:23 PM |
| nilonc1 | $50.00 | 5/19/2011 6:58:46 AM |
| hookUup | $25.30 | 5/19/2011 7:15:40 AM |
| moola-cell3 | $50.00 | 5/19/2011 7:29:14 AM |
| DasMula | $27.00 | 5/19/2011 8:10:07 AM |
| money-baron | $31.98 | 5/19/2011 8:54:21 AM |
| calmfunds | $250.00 | 5/19/2011 7:29:42 AM |
| jjswanso | $50.00 | 5/19/2011 7:49:00 AM |
| Leshan | $35.05 | 5/19/2011 7:51:36 AM |
| btormc5 | $50.00 | 5/19/2011 11:49:08 AM |
| economy-coup | $100.00 | 5/20/2011 12:09:20 AM |
| tranquil-gain1 | $100.00 | 5/21/2011 8:12:02 AM |
| 420limo | $35.00 | 5/21/2011 10:27:56 AM |
| DreDub | $50.00 | 5/21/2011 11:27:06 AM |
| houli123 | $50.00 | 5/21/2011 12:25:48 PM |
| engrossing-benefit0 | $50.00 | 5/21/2011 12:10:28 PM |
| favorite-commerce | $25.00 | 5/21/2011 12:30:23 PM |
| dogdog | $25.00 | 5/21/2011 12:35:50 PM |
| piano55 | $29.96 | 5/21/2011 1:24:16 PM |
| autonomous-truth | $60.65 | 5/21/2011 12:47:51 PM |
| wizardii | $25.00 | 5/21/2011 4:05:12 PM |
| supersarah61 | $25.00 | 5/21/2011 3:20:15 PM |
| calkidd05 | $26.00 | 5/21/2011 5:23:10 PM |
| goodhearted-basis4 | $25.00 | 5/21/2011 5:33:43 PM |
| mammalian4 | $25.00 | 5/21/2011 3:41:00 PM |
| intrepid-loot | $25.00 | 5/21/2011 4:06:38 PM |
| mg144 | $25.97 | 5/21/2011 4:37:07 PM |
| melodious-openness | $200.00 | 5/21/2011 4:23:45 PM |
| missing-link | $25.00 | 5/18/2011 9:12:54 AM |
| 2grindstones | $25.00 | 5/18/2011 10:22:24 AM |
| the-enthralling-coin | $25.00 | 5/18/2011 4:25:40 PM |
| scarlet-velvet | $25.00 | 5/18/2011 4:56:25 PM |
| blue111 | $35.00 | 5/18/2011 4:54:02 PM |
| janeybooboo | $200.00 | 5/18/2011 10:43:40 PM |
| engaging-worth | $25.00 | 5/18/2011 10:07:34 PM |
| B-rad_the_Coug | $25.00 | 5/18/2011 11:40:50 PM |
| Dubbs360 | $100.00 | 5/18/2011 11:14:30 PM |
| careful-note1 | $50.00 | 5/19/2011 6:24:59 AM |
| terrific-p2ploan | $25.00 | 5/19/2011 7:13:25 AM |
| I-Believe-In-You | $25.00 | 5/19/2011 9:29:08 AM |
| FinanceEngine | $35.00 | 5/19/2011 10:22:09 AM |
| first-serene-credit | $25.00 | 5/19/2011 10:56:44 AM |
| Rogesparkguy | $25.00 | 5/19/2011 11:21:52 AM |
| Quest4euphoria | $25.00 | 5/19/2011 12:23:44 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:31 AM |
| indomitable-dedication | $50.00 | 5/21/2011 10:46:47 AM |
| irrelevant | $25.00 | 5/21/2011 11:11:57 AM |
| whatreality | $25.00 | 5/21/2011 12:02:36 PM |
| Bocephus1959 | $25.00 | 5/21/2011 12:39:23 PM |
| finance-expert4 | $50.00 | 5/21/2011 1:27:35 PM |
| nickel-position | $25.00 | 5/21/2011 3:19:07 PM |
| dynrep | $100.00 | 5/21/2011 3:26:25 PM |
| jjsparks28 | $40.00 | 5/21/2011 4:31:10 PM |
| wizardii | $30.00 | 5/21/2011 4:00:06 PM |
| szetheli | $140.00 | 5/21/2011 5:37:33 PM |
| Wart126 | $25.00 | 5/21/2011 5:09:14 PM |
| well-mannered-truth3 | $25.00 | 5/21/2011 5:25:34 PM |
| MoneyForNothing | $3.09 | 5/21/2011 5:37:44 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
507244
This series of Notes was issued and sold upon the funding of the borrower loan #49572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 22.99% |
Borrower rate/APR:
| 23.99% / 27.47% |
Monthly payment:
| $78.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.43% | | |
| |
Estimated return*:
| 12.43% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
16 | Length of status: | 4y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,158 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dollar-dreamer9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
640-659
(Aug-2009)
|
|
Principal balance:
| $580.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
Help me help my son
Purpose of loan:
This loan will be used to...help my son who needs to relocate his family from Pennsylvania to Florida for an employment change. The employer is not paying his moving expenses, but it is a good opportunity for him. He needs financial help to move his belongings and establish a new residence.
My financial situation:
I am a good candidate for this loan because...I have stable employment, a good income and have always honored my obligations.
Monthly net income: $5042
Monthly expenses: $
Housing: $1050
Insurance: $
Car expenses: $430
Utilities: $180
Phone, cable, internet: $75
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| CoolPlexer | $25.00 | 5/18/2011 9:11:13 AM |
| golffish2 | $25.00 | 5/18/2011 9:19:10 AM |
| investment-artist | $25.01 | 5/18/2011 9:09:57 AM |
| 2grindstones | $25.00 | 5/18/2011 10:20:01 AM |
| reflective-rupee | $25.00 | 5/18/2011 7:59:44 PM |
| brondero | $81.00 | 5/18/2011 8:00:59 PM |
| drcoop | $25.00 | 5/19/2011 2:40:21 AM |
| openness-antioxidant | $100.00 | 5/19/2011 1:15:53 PM |
| amlu1988 | $25.00 | 5/19/2011 5:09:49 PM |
| economy-coup | $100.00 | 5/20/2011 12:09:06 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:32 AM |
| mob205 | $25.00 | 5/20/2011 11:39:18 AM |
| grnii78 | $91.54 | 5/20/2011 2:19:47 PM |
| vigorous-market5 | $100.00 | 5/20/2011 6:05:18 PM |
| optionscashflow | $25.00 | 5/21/2011 1:35:32 AM |
| jcw3rd | $25.00 | 5/21/2011 6:33:43 AM |
| CA-Lender | $25.05 | 5/21/2011 11:26:00 AM |
| cerebral-dollar773 | $100.00 | 5/21/2011 11:56:18 AM |
| whatreality | $25.00 | 5/21/2011 12:00:06 PM |
| q4golf | $25.00 | 5/21/2011 12:05:44 PM |
| resplendent-dollar | $25.00 | 5/21/2011 11:25:14 AM |
| forthright-trade | $25.00 | 5/21/2011 12:06:38 PM |
| nswfool | $50.00 | 5/21/2011 12:21:23 PM |
| houli123 | $50.00 | 5/21/2011 12:26:17 PM |
| MoneyForNothing | $240.00 | 5/21/2011 12:26:27 PM |
| ultimate-peace | $150.00 | 5/18/2011 9:01:55 AM |
| missing-link | $25.00 | 5/18/2011 9:13:07 AM |
| interloode | $50.00 | 5/18/2011 10:06:12 AM |
| jjswanso | $50.00 | 5/19/2011 10:02:19 AM |
| FASTIZIO_P | $25.00 | 5/19/2011 10:33:50 AM |
| tcpfan | $25.00 | 5/20/2011 4:38:03 PM |
| janeybooboo | $100.00 | 5/20/2011 11:58:35 PM |
| tranquil-gain1 | $100.00 | 5/21/2011 8:16:39 AM |
| wealth-renaissance5 | $25.00 | 5/21/2011 10:58:15 AM |
| irrelevant | $25.00 | 5/21/2011 11:34:21 AM |
| DreDub | $50.00 | 5/21/2011 11:20:09 AM |
| the-enthralling-coin | $25.00 | 5/21/2011 11:34:43 AM |
| musegaze | $150.00 | 5/21/2011 11:44:49 AM |
| kinetic-social | $25.00 | 5/21/2011 12:01:58 PM |
| green-excellent-repayment | $25.00 | 5/21/2011 12:07:54 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
507262
This series of Notes was issued and sold upon the funding of the borrower loan #49646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2008 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,388 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rose865 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bowling300
Purpose of loan:
This loan will be used to...consolidate my debt to one payment a month.
My financial situation:
I am a good candidate for this loan because......i am in current good standing with all my debt and make the payments on time everymonth i just want to consolidate all to one payment a month also by having a loan it will help me build my credit by showing I can pay the loan back on time
Monthly net income: $ 1400.00
Monthly expenses: $ 300.00
Housing: $0.00
Insurance: $75.00
Car expenses: $0.00
Utilities: $0.00
Phone, cable, internet: $60.00
Food, entertainment: $
Clothing, household expenses: $0.00
Credit cards and other loans: $
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Wangchuk | $25.33 | 5/18/2011 9:10:52 AM |
| scrappy-diversification7 | $2,000.00 | 5/18/2011 9:11:42 AM |
| tech310 | $50.00 | 5/18/2011 9:20:46 AM |
| shrewd-income | $25.00 | 5/18/2011 1:33:36 PM |
| jjswanso | $40.00 | 5/19/2011 10:04:33 AM |
| openness-antioxidant | $100.00 | 5/19/2011 1:17:33 PM |
| economy-coup | $100.00 | 5/20/2011 12:08:19 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:33 AM |
| range2 | $50.04 | 5/21/2011 5:48:54 AM |
| flexible-and-social | $45.00 | 5/21/2011 11:23:19 AM |
| missing-link | $25.00 | 5/18/2011 9:13:09 AM |
| favorite-commerce | $50.00 | 5/18/2011 9:30:10 AM |
| 2grindstones | $29.00 | 5/18/2011 10:04:26 AM |
| reflective-rupee | $25.00 | 5/18/2011 11:12:03 AM |
| kind-charming-value | $500.00 | 5/18/2011 1:40:22 PM |
| back-scratchers | $25.00 | 5/18/2011 1:45:15 PM |
| suave-dime6 | $25.00 | 5/18/2011 6:39:58 PM |
| tranquil-gain1 | $100.00 | 5/20/2011 9:43:27 AM |
| taltman | $25.00 | 5/20/2011 11:12:47 AM |
| coin-bee1 | $25.00 | 5/20/2011 1:19:26 PM |
| CashFlow13 | $1,500.00 | 5/20/2011 3:58:50 PM |
| the-enthralling-coin | $25.00 | 5/20/2011 4:03:26 PM |
| elevated-finance | $25.00 | 5/20/2011 10:40:43 PM |
| BradP | $25.00 | 5/21/2011 7:10:38 AM |
| newest-reliable-velocity | $35.63 | 5/21/2011 11:29:43 AM |
| Doug1043 | $25.00 | 5/21/2011 11:19:30 AM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
507292
This series of Notes was issued and sold upon the funding of the borrower loan #49640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1968 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 14 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 44y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57,516 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 63% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| serene-market680 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $10100
Monthly expenses: $5000
Housing: $2495
Insurance: $100
Car expenses: $60
Utilities: $75
Phone, cable, internet: $89
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $600
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/19/2011 1:46:50 AM |
| loss-of-control | $50.00 | 5/20/2011 5:33:18 PM |
| anton | $1,026.00 | 5/21/2011 10:16:56 AM |
| worth-blanket2 | $2,800.00 | 5/19/2011 9:25:10 AM |
| Kash2010lu | $25.00 | 5/19/2011 10:33:56 AM |
| SecondChanceLendingSERV | $25.00 | 5/19/2011 11:32:49 AM |
| 2grindstones | $25.00 | 5/19/2011 8:35:19 PM |
| 7 Investments
|
Borrower Payment Dependent Notes Series
507314
This series of Notes was issued and sold upon the funding of the borrower loan #49483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-17-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 7.43% |
Monthly payment:
| $172.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,138 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| transparency-liberator4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt payoff
Purpose of loan:
This loan will be used to... pay my debt; my credit cards
My financial situation:
I am a good candidate for this loan because... I always make my payments on time; I have a job; I care about my credit scores.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Approved | $50.00 | 5/17/2011 5:03:45 PM |
| truth-image | $100.00 | 5/17/2011 5:06:03 PM |
| blooming-market | $25.00 | 5/17/2011 5:08:06 PM |
| minista | $25.00 | 5/17/2011 5:08:49 PM |
| Lise46 | $50.00 | 5/17/2011 5:03:40 PM |
| caliguian | $50.00 | 5/17/2011 5:03:51 PM |
| DukSerduk | $25.00 | 5/17/2011 5:04:11 PM |
| indomitable-coin | $25.00 | 5/17/2011 5:04:45 PM |
| compoundinterest | $50.00 | 5/17/2011 5:05:48 PM |
| johntims | $25.00 | 5/17/2011 5:03:39 PM |
| TikPmp1 | $25.00 | 5/17/2011 5:03:50 PM |
| determined-revenue1 | $25.00 | 5/17/2011 5:04:31 PM |
| scrappy-bonus2 | $25.00 | 5/17/2011 5:08:26 PM |
| Avala | $50.00 | 5/17/2011 5:05:16 PM |
| ore-genius2 | $600.00 | 5/17/2011 5:05:27 PM |
| n036939 | $25.00 | 5/17/2011 5:11:28 PM |
| gain-dolphin | $25.00 | 5/17/2011 6:48:37 PM |
| sixjacobs | $100.00 | 5/17/2011 11:29:30 PM |
| cwegert | $200.00 | 5/18/2011 6:48:55 AM |
| a-responsible-return | $50.00 | 5/17/2011 5:03:54 PM |
| meux99 | $25.00 | 5/17/2011 5:04:54 PM |
| antlr | $50.00 | 5/17/2011 5:05:36 PM |
| determined-revenue1 | $25.00 | 5/17/2011 5:03:49 PM |
| ryguy150 | $25.00 | 5/17/2011 5:03:59 PM |
| Dollars4Rent | $50.00 | 5/17/2011 5:08:02 PM |
| useful-currency | $25.00 | 5/17/2011 5:08:39 PM |
| flexible-value | $35.00 | 5/17/2011 5:05:57 PM |
| diablorulz | $50.00 | 5/17/2011 5:09:20 PM |
| MarvintheMartian | $30.00 | 5/17/2011 5:43:49 PM |
| competent-p2p | $50.00 | 5/17/2011 5:58:10 PM |
| kgeezy | $25.00 | 5/17/2011 6:54:48 PM |
| reflective-rupee | $25.00 | 5/17/2011 7:10:53 PM |
| hookUup | $25.00 | 5/18/2011 7:08:12 AM |
| warew | $10.00 | 5/18/2011 8:24:56 AM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
507318
This series of Notes was issued and sold upon the funding of the borrower loan #49613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,750.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $206.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,739 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kind-balanced-capital |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Debt
Purpose of loan:
This loan will be used to payoff my existing debt. I would like to pay off this debt in order to work towards gaining more solid eqluity, so that I will not enter into this situation in the future.
My financial situation:
I am a good candidate for this loan because I am not a frivolous spender. I have been caught up in a paycheck to paycheck/debt situation that began when I was younger and did not have a firm grasp on the situation. Now, I do have a reasonably well paying job, and meeting montly loan payments would not be a problem. Many months, I also have an additional income from freelance design work.
Monthly net income: $2,000
Monthly expenses: (Total) $1,365
Credit cards and other loans: Currently approx. $4600; wish to use to loan to pay these off now and then just pay one monthly loan payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 5/18/2011 9:14:12 AM |
| missing-link | $25.00 | 5/18/2011 9:13:24 AM |
| 2grindstones | $25.00 | 5/18/2011 9:57:04 AM |
| worth-blanket2 | $3,325.00 | 5/18/2011 10:46:17 AM |
| rupee_power | $25.00 | 5/18/2011 12:47:09 PM |
| shrewd-income | $75.00 | 5/18/2011 1:32:47 PM |
| the-enthralling-coin | $25.00 | 5/18/2011 4:33:16 PM |
| loss-of-control | $50.00 | 5/18/2011 4:56:53 PM |
| sensible-fund | $50.00 | 5/18/2011 6:03:24 PM |
| CASSHMAN | $75.00 | 5/18/2011 6:35:45 PM |
| one-midas | $38.76 | 5/18/2011 8:47:39 PM |
| yf99yz | $30.00 | 5/18/2011 10:01:20 PM |
| Nerdster1 | $25.10 | 5/19/2011 5:00:34 AM |
| baker31 | $50.00 | 5/19/2011 9:14:45 AM |
| SolarMoonshine | $25.00 | 5/18/2011 9:38:43 AM |
| reflective-rupee | $200.00 | 5/18/2011 10:48:39 AM |
| cerebral-deal353 | $25.00 | 5/18/2011 11:40:19 AM |
| economy-coup | $30.00 | 5/18/2011 11:31:08 AM |
| tigercat | $50.00 | 5/18/2011 2:43:38 PM |
| 1traveler | $25.00 | 5/18/2011 9:49:00 PM |
| tech310 | $50.00 | 5/19/2011 1:47:11 AM |
| Danjack_Capital | $25.00 | 5/19/2011 8:54:32 AM |
| palace2 | $476.14 | 5/19/2011 9:17:41 AM |
| 23 Investments
|
Borrower Payment Dependent Notes Series
507320
This series of Notes was issued and sold upon the funding of the borrower loan #49709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $125.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,334 | |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-appetizing-affluence |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 69% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 4
( 31% )
| 640-659
(Mar-2010)
|
|
Principal balance:
| $1,802.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
angry birds
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because..I have had a good payment review with you only for one mth that messed me up when i had fraud in my checking account also with the other creditors..
Monthly net income: $3504.54
Monthly expenses: $2268.00
Housing: $1000.00
Insurance: $190.00
Car expenses: $0
Utilities: $125.00
Phone, cable, internet: $150.00
Food, entertainment: $150.00
Clothing, household expenses: $50.00
Credit cards and other loans: $353.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/17/2011 5:06:47 PM |
| SolarMoonshine | $25.00 | 5/17/2011 5:26:13 PM |
| worth-blanket2 | $2,100.00 | 5/18/2011 10:46:37 AM |
| shrewd-income | $25.00 | 5/18/2011 1:36:56 PM |
| cash-architect | $25.00 | 5/18/2011 5:09:09 PM |
| tech310 | $50.00 | 5/19/2011 1:47:26 AM |
| irrelevant | $25.00 | 5/21/2011 4:17:49 AM |
| novice-speculator | $25.00 | 5/21/2011 1:44:29 PM |
| mammalian4 | $25.00 | 5/21/2011 3:38:39 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 2:19:10 PM |
| janeybooboo | $109.81 | 5/21/2011 3:59:07 PM |
| Kash2010lu | $25.00 | 5/17/2011 5:25:31 PM |
| suave-dime6 | $25.00 | 5/17/2011 5:07:24 PM |
| reflective-rupee | $25.00 | 5/18/2011 10:47:45 AM |
| twjh | $25.00 | 5/19/2011 3:05:36 AM |
| Mikale360 | $25.00 | 5/19/2011 5:52:08 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:23 AM |
| autonomous-truth | $50.00 | 5/21/2011 12:50:16 PM |
| chungfang | $40.19 | 5/21/2011 1:46:16 PM |
| payout-bridge | $200.00 | 5/21/2011 2:58:42 PM |
| money-baron | $25.00 | 5/21/2011 2:59:30 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
507330
This series of Notes was issued and sold upon the funding of the borrower loan #49564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,700.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-18-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $258.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 29
/
29 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,260 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| camaraderi-utensil7 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Patio Door Replacement
Purpose of loan: Patio Door
This loan will be used to replace my patio door.
My financial situation: is good.
I am a good candidate for this loan because I will have this paid off in 4-5 months.
Monthly net income: $3971.20
Monthly expenses: $0
Housing: $1152
Insurance: $104
Car expenses: $441
Utilities: $75
Phone, cable, internet: $100
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $420
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| woohoo | $25.00 | 5/22/2011 11:00:52 AM |
| missing-link | $25.00 | 5/18/2011 9:13:27 AM |
| suave-dime6 | $25.00 | 5/18/2011 9:14:18 AM |
| Azonic21 | $25.00 | 5/18/2011 9:20:15 AM |
| 2grindstones | $25.00 | 5/18/2011 10:11:51 AM |
| reflective-rupee | $200.00 | 5/18/2011 7:58:48 PM |
| first-class-gold0 | $100.00 | 5/18/2011 10:06:46 PM |
| yf99yz | $40.00 | 5/18/2011 10:08:01 PM |
| janeybooboo | $100.00 | 5/18/2011 10:52:02 PM |
| missoula | $25.00 | 5/19/2011 1:39:37 PM |
| Paddington922 | $25.00 | 5/19/2011 9:15:56 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:35 AM |
| profitable-balance | $50.00 | 5/20/2011 12:27:29 PM |
| scarlet-velvet | $25.00 | 5/20/2011 3:46:35 PM |
| irrelevant | $25.00 | 5/21/2011 11:34:28 AM |
| favorite-commerce | $50.00 | 5/21/2011 12:30:45 PM |
| Bank42 | $25.00 | 5/21/2011 1:49:48 PM |
| loss-of-control | $50.00 | 5/21/2011 3:21:14 PM |
| periko | $37.10 | 5/21/2011 3:42:26 PM |
| the-enthralling-coin | $25.00 | 5/21/2011 3:43:40 PM |
| loot-supporter2 | $25.00 | 5/21/2011 7:31:00 PM |
| luvlending | $25.00 | 5/21/2011 6:25:59 PM |
| newest-generous-income | $25.00 | 5/22/2011 2:45:08 AM |
| jasonrun | $27.17 | 5/22/2011 1:06:05 AM |
| Unitas4302 | $50.00 | 5/22/2011 6:09:35 AM |
| radiant-wealth0 | $50.00 | 5/22/2011 11:26:20 AM |
| wizardii | $25.00 | 5/22/2011 10:57:32 AM |
| Finance_Jedi | $30.00 | 5/22/2011 11:32:03 AM |
| _NaLNaBB | $9.82 | 5/22/2011 12:35:48 PM |
| momentous-velocity5 | $25.00 | 5/18/2011 9:20:05 AM |
| tolerant-truth2 | $50.00 | 5/18/2011 10:41:32 AM |
| designer_10 | $25.00 | 5/18/2011 10:33:50 AM |
| _NaLNaBB | $100.00 | 5/18/2011 1:16:28 PM |
| ready-interest9 | $25.00 | 5/18/2011 12:53:14 PM |
| Rogesparkguy | $25.00 | 5/18/2011 5:26:26 PM |
| competent-p2p | $50.00 | 5/18/2011 6:43:11 PM |
| 1traveler | $25.00 | 5/18/2011 9:49:50 PM |
| tech310 | $50.00 | 5/19/2011 1:47:08 AM |
| openness-antioxidant | $100.00 | 5/19/2011 1:19:05 PM |
| vutah | $25.00 | 5/19/2011 5:27:41 PM |
| Track-Layer | $200.00 | 5/19/2011 8:58:10 PM |
| economy-coup | $100.00 | 5/20/2011 12:08:37 AM |
| JustMee | $25.00 | 5/20/2011 5:42:36 AM |
| tranquil-gain1 | $100.00 | 5/20/2011 9:44:04 AM |
| FASTIZIO_P | $25.00 | 5/21/2011 4:00:20 AM |
| dynrep | $25.00 | 5/21/2011 4:33:07 PM |
| p2ploan-sensation211 | $29.08 | 5/21/2011 6:45:56 PM |
| transformer855 | $25.00 | 5/21/2011 5:26:51 PM |
| market-mesh | $26.83 | 5/22/2011 10:59:49 AM |
| SolarMoonshine | $50.00 | 5/22/2011 11:05:53 AM |
| benefit-trident | $25.00 | 5/22/2011 11:26:31 AM |
| whatreality | $25.00 | 5/22/2011 11:51:38 AM |
| baker31 | $50.00 | 5/22/2011 10:56:00 AM |
| squadron781 | $25.00 | 5/22/2011 11:53:07 AM |
| Dubbs360 | $200.00 | 5/22/2011 11:57:59 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
507358
This series of Notes was issued and sold upon the funding of the borrower loan #49522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $64.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 10y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,606 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| top-unafraid-p2ploan |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,200.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2010)
|
|
Principal balance:
| $1,507.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
Lower interest rate
Purpose of loan:
This loan will be used to payoff a bill that has a high interest rate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| availableloan | $25.00 | 5/18/2011 5:05:35 PM |
| bb575 | $50.00 | 5/18/2011 5:09:04 PM |
| scrappy-bonus2 | $25.00 | 5/18/2011 5:08:42 PM |
| qsolo | $200.00 | 5/18/2011 5:51:45 PM |
| green-loyalty-cub | $50.00 | 5/18/2011 6:58:00 PM |
| RandyL3 | $25.00 | 5/18/2011 6:58:04 PM |
| indomitable-coin | $25.00 | 5/18/2011 6:57:26 PM |
| r48 | $52.00 | 5/18/2011 7:04:14 PM |
| the-auction-bear | $25.00 | 5/18/2011 7:33:46 PM |
| thankful-nickel2 | $50.00 | 5/18/2011 8:56:25 PM |
| hookUup | $28.02 | 5/19/2011 2:52:43 AM |
| tomdooley12520 | $29.00 | 5/19/2011 6:55:28 AM |
| s270 | $50.00 | 5/19/2011 9:26:13 AM |
| optionscashflow | $25.00 | 5/19/2011 9:30:00 AM |
| JustMee | $25.00 | 5/19/2011 9:29:47 AM |
| penny-finder | $43.68 | 5/19/2011 10:54:02 AM |
| bold-elated-loot | $50.00 | 5/19/2011 1:37:09 PM |
| Bill88 | $25.00 | 5/19/2011 1:52:09 PM |
| SV-AZ | $30.19 | 5/19/2011 4:03:46 PM |
| Free-the-usa-1776 | $31.55 | 5/19/2011 3:51:39 PM |
| carrinel | $50.00 | 5/20/2011 6:47:00 AM |
| Nyarpy | $25.00 | 5/20/2011 7:51:28 AM |
| Nerdster1 | $19.12 | 5/20/2011 9:23:28 AM |
| exchange-squirrel | $25.00 | 5/18/2011 5:06:36 PM |
| SolarMoonshine | $25.00 | 5/18/2011 5:26:25 PM |
| MarvintheMartian | $25.00 | 5/18/2011 5:24:36 PM |
| Mad_Scientist | $60.00 | 5/18/2011 6:54:44 PM |
| Tradesmanlender | $26.44 | 5/18/2011 7:03:37 PM |
| vutah | $25.00 | 5/18/2011 7:05:18 PM |
| reflective-rupee | $200.00 | 5/18/2011 7:57:07 PM |
| JaceSpade | $25.00 | 5/18/2011 11:02:54 PM |
| FinDoc | $25.00 | 5/19/2011 2:54:35 AM |
| jayk63 | $25.00 | 5/19/2011 3:19:25 AM |
| interloode | $50.00 | 5/19/2011 7:54:23 AM |
| Moneypenny6 | $25.00 | 5/19/2011 7:09:03 AM |
| joshb | $50.00 | 5/19/2011 9:41:36 AM |
| convergentthinker | $25.00 | 5/19/2011 6:50:41 PM |
| frooogal | $25.00 | 5/19/2011 8:53:00 PM |
| finance-symphony7 | $50.00 | 5/20/2011 7:43:14 AM |
| blooming-note7 | $200.00 | 5/20/2011 7:23:27 AM |
| cwegert | $100.00 | 5/20/2011 7:44:36 AM |
| John_Galt | $55.00 | 5/20/2011 9:01:23 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
507504
This series of Notes was issued and sold upon the funding of the borrower loan #49534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $64.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1983 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,528 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Quantum-Industries |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 24 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2010)
780-799
(Oct-2009)
780-799
(Sep-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 24 | | |
Description
Consolidate Debt / Build Reputation
Purpose of loan:
This loan will be used to :
- Combine several credit bills into one monthly payment
- Build credit history on Prosper
My financial situation:
I am a good candidate for this loan because :
- I have a secure job
- I have paid back my loans on time if not early
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/19/2011 9:06:53 AM |
| investment-artist | $25.00 | 5/19/2011 10:51:51 AM |
| interloode | $50.00 | 5/19/2011 11:15:45 AM |
| MarvintheMartian | $25.00 | 5/19/2011 11:56:34 AM |
| CA_Lender | $25.00 | 5/19/2011 1:18:41 PM |
| cashhelp | $40.00 | 5/19/2011 4:27:07 PM |
| hookUup | $30.02 | 5/19/2011 5:15:46 PM |
| FinDoc | $25.00 | 5/19/2011 6:19:27 PM |
| market-aficionado3 | $45.00 | 5/19/2011 11:35:13 PM |
| thankful-nickel2 | $25.00 | 5/20/2011 5:12:37 AM |
| JustMee | $25.00 | 5/20/2011 5:44:06 AM |
| cwegert | $50.00 | 5/20/2011 7:45:35 AM |
| Tradesmanlender | $35.00 | 5/20/2011 7:48:10 AM |
| singletrck | $25.00 | 5/20/2011 7:50:45 AM |
| calimanusa | $50.00 | 5/20/2011 11:15:57 AM |
| anton | $974.00 | 5/20/2011 5:18:07 PM |
| NekHoldings | $25.00 | 5/19/2011 9:25:46 AM |
| r48 | $26.00 | 5/19/2011 11:08:44 AM |
| atlas100 | $25.00 | 5/19/2011 12:58:11 PM |
| RandyL3 | $25.00 | 5/19/2011 1:10:20 PM |
| Mav26 | $75.00 | 5/19/2011 1:09:29 PM |
| vutah | $25.00 | 5/19/2011 7:16:41 PM |
| credit-guard5 | $25.00 | 5/19/2011 8:07:58 PM |
| afmentor | $50.00 | 5/20/2011 1:11:09 AM |
| indomitable-coin | $25.00 | 5/20/2011 5:40:48 AM |
| mob205 | $25.00 | 5/20/2011 11:39:19 AM |
| engaging-worth | $25.00 | 5/20/2011 11:40:10 AM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
507560
This series of Notes was issued and sold upon the funding of the borrower loan #49623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $204.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
11 | Length of status: | 2y 2m |
|
Amount delinquent:
| $195 |
Total credit lines:
| 25 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,516 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| austinmo |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Beginning a sales business
Purpose of loan:
to sell cleverly designed and branded products for dog lovers. The market extends beyond pet specific retailers. They have been expanding their sales force.
I will be their first rep in my state. I have spoken to sales people in other states and their sales have been very strong. The money will be for initial inventory costs, exhibitor fees and product display supplies.
My financial situation:
This opportunity is well suited for my skill set and my goals. I have a full-time job which I like and that pays well. I am always looking for other business opportunities to explore and I choose things that are worth my time and that I will enjoy doing.
Monthly net income: $5833.00
Monthly expenses: $
Housing: $1600.
Insurance: $200.00
Car expenses: $320.00
Utilities: $225.00
Phone, cable, internet: $50.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $500.00
Other expenses: $700.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/18/2011 5:10:00 PM |
| 2grindstones | $25.00 | 5/18/2011 6:04:10 PM |
| reflective-rupee | $25.00 | 5/18/2011 7:57:37 PM |
| tranquil-gain1 | $50.00 | 5/20/2011 9:50:36 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:52 AM |
| jjswanso | $25.00 | 5/20/2011 5:32:23 PM |
| NobisEst | $25.00 | 5/23/2011 12:26:20 PM |
| capital-halo1 | $2,324.95 | 5/23/2011 1:35:25 PM |
| jalapeno680 | $100.00 | 5/23/2011 1:25:54 PM |
| pembull | $100.00 | 5/23/2011 1:31:08 PM |
| missing-link | $25.00 | 5/18/2011 5:11:37 PM |
| openness-antioxidant | $100.00 | 5/20/2011 11:18:25 AM |
| SolarMoonshine | $25.00 | 5/21/2011 6:00:43 PM |
| pthighs | $50.00 | 5/23/2011 12:23:47 PM |
| CA-Lender | $25.05 | 5/23/2011 12:58:46 PM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
507642
This series of Notes was issued and sold upon the funding of the borrower loan #49658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $214.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| 69% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,022 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 101% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blugeen |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,300.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Oct-2009)
600-619
(Aug-2008)
|
|
Principal balance:
| $1,125.24 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
3rd loan-1st 2 loans perfect record
Purpose of loan:
This loan will be used to..pay off temp high int. rate loan
also to replace 8 yr old T.V that just stopped working recently.
My financial situation:
I am a good candidate for this loan because.I have already had 2
Prosper loans and have never missed a payment in last 21/2 years.
Also have not missed any other payments last 5 yrs...
Monthly net income: $2,400
Monthly expenses: $1720
Housing: $590
Insurance: $100
Car expenses: $200
Utilities: $100
Phone, cable, internet: $110
Food, entertainment: $200
Clothing, household expenses: $120
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 5/20/2011 9:16:32 AM |
| CoolPlexer | $25.00 | 5/20/2011 9:13:08 AM |
| MoneyForNothing | $25.00 | 5/20/2011 9:25:55 AM |
| janeybooboo | $100.00 | 5/20/2011 10:35:09 AM |
| coin-bee1 | $25.00 | 5/20/2011 2:12:32 PM |
| kind-charming-value | $1,000.00 | 5/20/2011 3:10:40 PM |
| Military_Support | $200.00 | 5/21/2011 4:58:05 AM |
| LittleMingo | $30.00 | 5/21/2011 4:18:10 AM |
| worth-blanket2 | $3,336.00 | 5/21/2011 11:19:43 AM |
| missing-link | $25.00 | 5/20/2011 9:16:16 AM |
| 1-HARD-HEAD | $25.00 | 5/21/2011 1:03:57 AM |
| NekHoldings | $25.00 | 5/21/2011 6:14:57 AM |
| Moe87 | $26.00 | 5/21/2011 7:34:14 AM |
| frogperson | $100.00 | 5/21/2011 9:46:50 AM |
| Bob450 | $33.00 | 5/21/2011 10:34:51 AM |
| 15 Investments
|
Borrower Payment Dependent Notes Series
507644
This series of Notes was issued and sold upon the funding of the borrower loan #49573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,042 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| robust-currency6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
robust-currency6
Purpose of loan:
This loan will be used to...pay taxes,consolidate bills
My financial situation:
I am a good candidate for this loan because...I pay my bills on time, have a secure job,earn a good salary,am reliable.
Monthly net income: $ 8200
Monthly expenses: $ 7479
Housing: $ 4200
Insurance: $ 270
Car expenses: $ 300
Utilities: $ 100
Phone, cable, internet: $ 320
Food, entertainment: $ 1000
Clothing, household expenses: $ 100
Credit cards and other loans: $ 685
Other expenses: $ 504
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/19/2011 5:03:05 PM |
| suave-dime6 | $25.00 | 5/19/2011 5:03:28 PM |
| a-finance-nirvana | $25.00 | 5/19/2011 5:39:01 PM |
| DHolly | $25.00 | 5/19/2011 5:48:04 PM |
| investment-artist | $25.00 | 5/20/2011 7:37:53 AM |
| worth-blanket2 | $2,450.00 | 5/20/2011 5:31:45 PM |
| Bob450 | $25.00 | 5/21/2011 10:25:17 AM |
| rate-sceptre | $50.00 | 5/21/2011 11:18:50 AM |
| DasMula | $27.00 | 5/21/2011 11:14:00 AM |
| Makingitrain | $25.00 | 5/21/2011 11:53:38 AM |
| greenback-guard | $25.00 | 5/21/2011 12:10:37 PM |
| blitzen40 | $25.00 | 5/19/2011 9:12:30 PM |
| economy-coup | $100.00 | 5/20/2011 12:07:32 AM |
| 2grindstones | $25.00 | 5/19/2011 10:10:45 PM |
| Danjack_Capital | $25.00 | 5/19/2011 11:11:25 PM |
| Rogelio48 | $25.00 | 5/20/2011 10:23:21 AM |
| favorite-commerce | $25.00 | 5/20/2011 10:42:54 AM |
| interstellar | $31.13 | 5/20/2011 5:52:07 PM |
| the-enthralling-coin | $25.00 | 5/20/2011 5:57:26 PM |
| SolarMoonshine | $25.00 | 5/21/2011 3:47:51 AM |
| reflective-rupee | $200.00 | 5/21/2011 5:50:09 AM |
| tranquil-gain1 | $75.00 | 5/21/2011 7:28:05 AM |
| RMI_Babylon | $25.00 | 5/21/2011 8:13:28 AM |
| kttalamo | $75.00 | 5/21/2011 7:51:55 AM |
| spiff666 | $26.66 | 5/21/2011 10:08:48 AM |
| rupee_power | $33.03 | 5/21/2011 10:18:31 AM |
| Kyileo | $25.00 | 5/21/2011 11:58:32 AM |
| yf99yz | $7.18 | 5/21/2011 12:13:44 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
507826
This series of Notes was issued and sold upon the funding of the borrower loan #49673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-22-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 16.49% |
Borrower rate/APR:
| 17.49% / 26.44% |
Monthly payment:
| $274.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.11% | | |
| |
Estimated return*:
| 10.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,175 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jdh_79 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 3% )
| 620-639
(Sep-2010)
600-619
(Mar-2008)
620-639
(Aug-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
This loan will be used to pay off one high interest credit card from HSBC (Best Buy).
I am currently an employed executive in the San Francisco (Silicon Valley) Bay Area. I have been steadily employed with progressive promotions in the hospitality industry for 12 years and am currently in a stable executive Director of Sales & Marketing position. I have been working diligently for 5 years to repay my credit debts. I have successfully repaid my debt down from over $125,000 to under $50,000. I have one difficult HSBC (Best Buy) credit card leftover from 2006. The card carries a 29% interest rate plus exorbitant monthly fees. I sincerely appreciate your consideration of this investment.
Monthly net income: $6,182
Housing: $900 (renting small studio)
Insurance: Covered by spouse
Car expenses: $427.00
Utilities: Inc in Rent / Housing
Food, entertainment: $500.00
Credit cards and other loans: $3000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| borrowmine | $25.00 | 5/22/2011 12:02:41 PM |
| ryguy150 | $25.00 | 5/22/2011 12:03:00 PM |
| qsolo | $200.00 | 5/22/2011 12:05:31 PM |
| MoneyForNothing | $43.79 | 5/22/2011 12:03:07 PM |
| CoolPlexer | $25.00 | 5/22/2011 12:05:40 PM |
| thorough-exchange4 | $25.00 | 5/22/2011 12:07:08 PM |
| reflective-rupee | $25.00 | 5/22/2011 12:34:30 PM |
| r48 | $25.00 | 5/22/2011 1:11:47 PM |
| efficient-treasure0 | $25.00 | 5/22/2011 12:29:49 PM |
| vigorous-market5 | $200.00 | 5/22/2011 12:52:47 PM |
| r48 | $248.00 | 5/22/2011 1:00:59 PM |
| designer_10 | $25.00 | 5/22/2011 1:07:34 PM |
| Gibbyland | $100.00 | 5/22/2011 12:03:02 PM |
| investment-artist | $25.01 | 5/22/2011 12:03:31 PM |
| heavenly-interest2 | $40.00 | 5/22/2011 12:02:47 PM |
| upbeat-finance8 | $25.00 | 5/22/2011 1:54:13 PM |
| janeybooboo | $100.00 | 5/22/2011 1:28:41 PM |
| JustMee | $25.00 | 5/22/2011 2:23:38 PM |
| worth-blanket2 | $1,568.20 | 5/22/2011 3:06:31 PM |
| lendstats_com | $200.00 | 5/22/2011 12:40:14 PM |
| generous-agreement | $25.00 | 5/22/2011 2:46:09 PM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
507902
This series of Notes was issued and sold upon the funding of the borrower loan #49575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 2y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,164 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mskitty1263 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 77 ( 96% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,765.00 | < 31 days late:
| 3
( 4% )
| 680-699
(Jun-2010)
700-719
(Apr-2010)
580-599
(Dec-2007)
580-599
(Nov-2007)
|
|
Principal balance:
| $3,074.42 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 80 | | |
Description
Pay off medical bills
Purpose of loan:
This loan will be used to...Pay off medical bills
My financial situation:
I am a good candidate for this loan because...I have worked hard to restore my credit and want to continue to do so. I have paid 2 Prosper loans on time and in full.
Monthly net income: $2900.00
Monthly expenses: $605.00
Housing: $0
Insurance: $95.00
Car expenses: $120.00
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $50.00
Clothing, household expenses: $30.00
Credit cards and other loans: $60.00
Other expenses: $125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $700.00 | 5/20/2011 5:20:26 PM |
| Kash2010lu | $25.00 | 5/20/2011 5:07:35 PM |
| MoneyForNothing | $123.76 | 5/20/2011 5:16:16 PM |
| miamibeachloaner | $25.00 | 5/20/2011 5:42:44 PM |
| credit-guard5 | $25.00 | 5/20/2011 6:07:55 PM |
| lloyd_s | $25.00 | 5/21/2011 4:14:57 AM |
| NekHoldings | $25.00 | 5/21/2011 6:13:40 AM |
| DasMula | $27.00 | 5/21/2011 11:28:41 AM |
| missing-link | $25.00 | 5/20/2011 5:07:14 PM |
| suave-dime6 | $25.00 | 5/20/2011 5:07:34 PM |
| reflective-rupee | $200.00 | 5/20/2011 5:35:52 PM |
| UCLA4life | $40.00 | 5/20/2011 5:57:30 PM |
| janeybooboo | $100.00 | 5/20/2011 11:44:23 PM |
| Moe87 | $26.00 | 5/21/2011 7:35:34 AM |
| Kreditorium | $25.00 | 5/21/2011 11:32:49 AM |
| worth-blanket2 | $4,900.00 | 5/21/2011 11:17:53 AM |
| MilitaryLoans | $589.21 | 5/21/2011 12:03:56 PM |
| yf99yz | $25.00 | 5/21/2011 12:12:20 PM |
| greenback-guard | $25.00 | 5/21/2011 12:10:38 PM |
| shrewd-income | $44.03 | 5/21/2011 1:26:27 PM |
| 20 Investments
|
Borrower Payment Dependent Notes Series
497747
This series of Notes was issued and sold upon the funding of the borrower loan #49637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-06-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $397.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 12.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
21 | Length of status: | 25y 4m |
|
Amount delinquent:
| $393 |
Total credit lines:
| 68 |
Occupation: | Pilot - Private/Com... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $56,671 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| hfpinc |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2009)
660-679
(Aug-2009)
660-679
(Jul-2009)
660-679
(May-2008)
|
|
Principal balance:
| $2,322.85 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 45 | | |
Description
Condo Rehab
Purpose of loan is a complete condo rehab including kitchen, bath and paint plus flooring.
This loan will be used to...pay for labor and materials for my condo rehab.
My financial situation:
I am a good candidate for this loan because...I have the means to pay this loan back. Also I have previously borrowed and loaned with Prosper. I prefer borrowing from Prosper versus the conventional borrowing process.
Monthly net income: $12000
Monthly expenses: $
Housing: $3000
Insurance: $100
Car expenses: $350
Utilities: $450
Phone, cable, internet: $200
Food, entertainment: $1500
Clothing, household expenses: $250
Credit cards and other loans: $1500
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $51.00 | 5/6/2011 9:20:01 AM |
| OldManP | $25.00 | 5/6/2011 9:22:43 AM |
| the-reliable-trade | $100.00 | 5/6/2011 9:29:50 AM |
| MoneyForNothing | $38.01 | 5/6/2011 9:10:12 AM |
| investment-artist | $25.01 | 5/6/2011 9:26:40 AM |
| LittleMingo | $30.00 | 5/6/2011 9:39:14 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:01:47 AM |
| balanced-bill7 | $50.00 | 5/6/2011 11:21:00 AM |
| brightest-dignified-penny | $25.00 | 5/6/2011 10:19:35 AM |
| one-midas | $25.00 | 5/6/2011 3:45:06 PM |
| janeybooboo | $149.00 | 5/6/2011 3:19:12 PM |
| 1-HARD-HEAD | $50.00 | 5/6/2011 8:22:18 PM |
| marketplace-meridian | $50.00 | 5/7/2011 7:45:47 AM |
| Tradesmanlender | $35.00 | 5/7/2011 4:59:12 PM |
| CA-Lender | $25.05 | 5/7/2011 4:49:26 PM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:07:33 AM |
| lender12345 | $25.00 | 5/9/2011 2:43:02 PM |
| loanman2007 | $200.00 | 5/10/2011 5:47:33 AM |
| rescue | $100.00 | 5/10/2011 6:56:18 PM |
| math1973 | $50.00 | 5/11/2011 9:37:35 AM |
| penny-candy | $25.00 | 5/11/2011 7:46:03 PM |
| FigTree | $50.00 | 5/12/2011 2:21:02 PM |
| CPDDDS | $50.00 | 5/12/2011 5:28:05 PM |
| SLN-10 | $50.00 | 5/12/2011 7:28:56 PM |
| kulender | $50.00 | 5/14/2011 9:20:46 AM |
| love-interest | $25.00 | 5/16/2011 8:54:05 AM |
| blue-nourishing-principal | $100.00 | 5/16/2011 10:02:46 AM |
| tolerant-dinero2 | $25.00 | 5/16/2011 10:29:22 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:47:42 AM |
| CA-Lender | $25.00 | 5/16/2011 12:15:12 PM |
| bonus-seahorse | $100.00 | 5/16/2011 12:12:55 PM |
| payment-jalapeno9 | $500.00 | 5/16/2011 12:11:54 PM |
| seabass123 | $100.00 | 5/16/2011 12:26:01 PM |
| shrewd-income | $125.00 | 5/16/2011 12:18:53 PM |
| Dubbs360 | $100.00 | 5/16/2011 12:41:01 PM |
| grove064 | $100.00 | 5/16/2011 12:59:05 PM |
| CreditBuilder2 | $145.00 | 5/16/2011 12:37:15 PM |
| green-dollar-equinox | $36.66 | 5/16/2011 1:12:57 PM |
| 3_boyz | $50.00 | 5/16/2011 1:44:19 PM |
| chungfang | $100.00 | 5/16/2011 1:44:48 PM |
| Nascar1 | $100.00 | 5/16/2011 2:30:52 PM |
| RLaumeyer | $25.00 | 5/16/2011 2:38:50 PM |
| reward-motion | $50.00 | 5/16/2011 2:39:32 PM |
| doncm | $50.00 | 5/16/2011 2:12:10 PM |
| PleaseDontDefault | $50.00 | 5/16/2011 2:41:41 PM |
| liberty-point | $75.00 | 5/16/2011 2:48:47 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:25:59 PM |
| SolarMoonshine | $25.00 | 5/16/2011 3:44:12 PM |
| Kyileo | $25.00 | 5/16/2011 5:07:41 PM |
| independent-bonus7 | $200.00 | 5/16/2011 4:44:31 PM |
| andrewrobison | $30.03 | 5/16/2011 4:43:39 PM |
| Leopoldine | $25.00 | 5/16/2011 5:39:56 PM |
| sappy02 | $25.00 | 5/16/2011 5:45:15 PM |
| akfish | $82.13 | 5/16/2011 10:52:34 PM |
| yf99yz | $35.00 | 5/16/2011 9:15:00 PM |
| red-favorable-basis | $25.00 | 5/17/2011 1:25:06 AM |
| dough-hammock | $25.00 | 5/16/2011 9:34:17 PM |
| regahj99 | $25.00 | 5/16/2011 10:28:25 PM |
| wayman | $50.00 | 5/17/2011 7:35:56 AM |
| bancoroyal | $25.00 | 5/17/2011 8:16:10 AM |
| Leshan | $138.12 | 5/17/2011 8:18:04 AM |
| Preferred-Lender | $50.00 | 5/17/2011 7:59:59 AM |
| guardian3 | $30.00 | 5/17/2011 8:52:20 AM |
| p2p-eagle9 | $25.00 | 5/17/2011 8:51:06 AM |
| vigilance-searcher | $25.00 | 5/17/2011 9:20:09 AM |
| mrstender | $50.00 | 5/17/2011 11:44:01 AM |
| festeringsnot | $25.00 | 5/17/2011 11:46:04 AM |
| debt-legend | $25.00 | 5/17/2011 11:49:24 AM |
| richboy56 | $25.00 | 5/17/2011 12:59:00 PM |
| mammalian4 | $25.00 | 5/17/2011 2:57:53 PM |
| quest0 | $83.32 | 5/17/2011 3:28:05 PM |
| Tammy102800 | $25.00 | 5/17/2011 3:06:44 PM |
| heavenly-social1 | $100.00 | 5/17/2011 3:17:56 PM |
| mvnine | $150.00 | 5/17/2011 4:44:09 PM |
| rockhound84 | $25.00 | 5/17/2011 3:57:53 PM |
| first-upright-payout | $25.00 | 5/17/2011 5:32:50 PM |
| BxRealtor | $25.00 | 5/17/2011 5:38:10 PM |
| intrepid-loot | $40.00 | 5/17/2011 5:57:47 PM |
| quick | $50.00 | 5/17/2011 6:37:55 PM |
| wisconsinvestor | $25.00 | 5/17/2011 6:40:26 PM |
| britches613 | $25.00 | 5/17/2011 6:55:30 PM |
| resolute-basis9 | $50.00 | 5/17/2011 6:59:18 PM |
| Zipcut | $45.25 | 5/17/2011 11:31:07 PM |
| MrCoffee | $27.50 | 5/18/2011 2:45:06 AM |
| tender-ore | $25.00 | 5/17/2011 11:22:27 PM |
| lenderRXT | $100.00 | 5/18/2011 4:09:19 AM |
| enthralling-investment | $60.96 | 5/18/2011 4:42:05 AM |
| CROBRUN | $280.00 | 5/18/2011 7:00:23 AM |
| chrisb1414 | $25.00 | 5/18/2011 8:33:18 AM |
| chicco | $100.00 | 5/18/2011 9:55:46 AM |
| Raser | $25.00 | 5/18/2011 11:52:52 AM |
| wealth-influencer | $50.00 | 5/18/2011 5:52:01 PM |
| cathexis | $25.00 | 5/18/2011 6:14:37 PM |
| payout-motivator0 | $25.00 | 5/18/2011 6:25:56 PM |
| mrbanker | $50.00 | 5/18/2011 6:27:33 PM |
| Simonsez808 | $25.00 | 5/18/2011 7:02:51 PM |
| cmdqueue | $50.00 | 5/18/2011 9:13:10 PM |
| aasx1108 | $25.00 | 5/19/2011 6:26:39 AM |
| jasonrun | $26.93 | 5/19/2011 9:47:43 AM |
| ErsatzMike | $50.00 | 5/19/2011 9:59:40 AM |
| Weaverville | $25.00 | 5/19/2011 10:13:54 AM |
| kindness-jedi | $30.00 | 5/19/2011 10:07:43 AM |
| hardwareman | $50.00 | 5/19/2011 10:14:19 AM |
| onetuxllc | $50.00 | 5/19/2011 10:17:28 AM |
| pthighs | $50.00 | 5/19/2011 10:20:31 AM |
| miamibeachloaner | $50.00 | 5/19/2011 10:21:10 AM |
| MadHun | $100.00 | 5/19/2011 10:21:32 AM |
| efficient-treasure0 | $25.00 | 5/19/2011 10:23:32 AM |
| boater01 | $50.00 | 5/19/2011 10:24:02 AM |
| toblerone | $50.00 | 5/19/2011 10:20:35 AM |
| careful-note | $100.00 | 5/19/2011 10:20:41 AM |
| worldly-community3 | $50.00 | 5/19/2011 10:23:46 AM |
| deal-guardian1 | $50.00 | 5/19/2011 10:23:53 AM |
| gold-sushi | $25.00 | 5/19/2011 10:26:40 AM |
| balance-voyager | $50.00 | 5/19/2011 10:57:34 AM |
| a-exponential-hope | $25.00 | 5/19/2011 10:37:46 AM |
| baker31 | $50.00 | 5/19/2011 10:47:18 AM |
| Katburg | $50.00 | 5/19/2011 10:52:13 AM |
| dime-reaction | $50.00 | 5/19/2011 11:30:54 AM |
| ChicagoBoyz | $25.00 | 5/19/2011 12:28:36 PM |
| Cypher041 | $25.00 | 5/19/2011 1:01:52 PM |
| nalaari | $25.00 | 5/19/2011 1:12:15 PM |
| diversification-wildcat2 | $36.67 | 5/19/2011 1:16:37 PM |
| PaulW | $25.00 | 5/19/2011 1:19:14 PM |
| bluesheep | $25.00 | 5/19/2011 1:51:16 PM |
| JTCorp | $25.00 | 5/19/2011 1:24:39 PM |
| CPAMAN | $25.00 | 5/19/2011 1:51:03 PM |
| jstefans | $47.22 | 5/19/2011 2:47:39 PM |
| bid-computer | $50.00 | 5/19/2011 3:04:00 PM |
| speedy-point | $50.00 | 5/19/2011 3:18:21 PM |
| bazaar-titan | $25.00 | 5/19/2011 3:42:57 PM |
| Sixmil | $100.00 | 5/19/2011 4:58:30 PM |
| gilbrear | $25.00 | 5/19/2011 4:14:01 PM |
| natural-trade7 | $100.00 | 5/19/2011 5:26:28 PM |
| wise-benjamins-fortress | $25.00 | 5/19/2011 5:23:40 PM |
| Helenska11 | $50.00 | 5/19/2011 5:27:39 PM |
| venture30 | $50.00 | 5/19/2011 5:28:10 PM |
| bonus-demon | $25.00 | 5/6/2011 9:27:07 AM |
| orange-leverage-phoenix | $50.00 | 5/6/2011 9:26:23 AM |
| reflective-rupee | $200.00 | 5/6/2011 9:29:37 AM |
| Gibbyland | $100.00 | 5/6/2011 9:26:58 AM |
| irrelevant | $25.00 | 5/6/2011 9:27:18 AM |
| lendstats_com | $500.00 | 5/6/2011 10:14:09 AM |
| reflective-rupee | $300.00 | 5/6/2011 11:34:40 AM |
| phaded | $25.00 | 5/6/2011 2:37:09 PM |
| SimpleChoice | $25.00 | 5/6/2011 3:45:31 PM |
| competent-p2p | $50.00 | 5/6/2011 4:49:23 PM |
| platinum-sorcerer6 | $50.00 | 5/7/2011 4:09:30 PM |
| InChicago | $100.00 | 5/8/2011 8:17:35 PM |
| Bill88 | $35.00 | 5/9/2011 1:45:10 PM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:43:22 AM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:37 PM |
| EEasyMoney | $25.00 | 5/13/2011 10:05:38 AM |
| enthralling-deal180 | $50.00 | 5/13/2011 5:26:25 PM |
| american6 | $100.00 | 5/13/2011 5:27:58 PM |
| Cai8899 | $30.00 | 5/14/2011 7:50:32 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:40:49 AM |
| sweetlan | $25.05 | 5/16/2011 12:08:39 PM |
| commerce-yeller | $75.00 | 5/16/2011 12:54:21 PM |
| value-hero3 | $200.00 | 5/16/2011 1:57:10 PM |
| Mad_Scientist | $50.00 | 5/16/2011 1:47:54 PM |
| sharp-trade0 | $25.00 | 5/16/2011 2:37:40 PM |
| elbastador | $25.00 | 5/16/2011 3:33:37 PM |
| McDeeter | $50.00 | 5/16/2011 2:35:07 PM |
| Rogesparkguy | $25.00 | 5/16/2011 2:50:07 PM |
| unshaken-kingdom | $59.65 | 5/16/2011 4:09:50 PM |
| industrious-dedication | $25.00 | 5/16/2011 4:13:08 PM |
| nilonc1 | $500.00 | 5/16/2011 3:32:39 PM |
| dcap3 | $50.00 | 5/16/2011 4:14:40 PM |
| the-enthralling-coin | $25.00 | 5/16/2011 4:36:17 PM |
| loss-of-control | $150.00 | 5/16/2011 5:13:50 PM |
| thomas16882004 | $25.00 | 5/16/2011 5:47:21 PM |
| skillful-asset5 | $30.00 | 5/16/2011 6:09:40 PM |
| 113121 | $25.00 | 5/16/2011 6:46:16 PM |
| power-bluebird2 | $25.00 | 5/16/2011 7:23:13 PM |
| zorg77 | $50.00 | 5/16/2011 7:26:00 PM |
| vulgy | $50.00 | 5/16/2011 7:54:24 PM |
| head | $25.00 | 5/17/2011 12:45:00 AM |
| Tikibarman | $50.00 | 5/17/2011 5:14:30 AM |
| borrowmine | $30.00 | 5/17/2011 6:29:59 AM |
| matthewa | $25.00 | 5/17/2011 7:56:59 AM |
| Preferred-Lender | $50.00 | 5/17/2011 8:01:09 AM |
| sappy02 | $25.00 | 5/17/2011 8:34:16 AM |
| NekHoldings | $25.00 | 5/17/2011 9:25:36 AM |
| maple1 | $100.00 | 5/17/2011 9:25:53 AM |
| yield-implementer8 | $100.00 | 5/17/2011 9:41:14 AM |
| NobisEst | $25.00 | 5/17/2011 9:42:41 AM |
| yield-implementer8 | $100.00 | 5/17/2011 9:46:16 AM |
| tolerant-truth2 | $150.00 | 5/17/2011 10:02:36 AM |
| agreement-guild | $100.00 | 5/17/2011 9:47:48 AM |
| wadkuzma | $25.00 | 5/17/2011 10:46:50 AM |
| investment-comet | $25.00 | 5/17/2011 11:28:50 AM |
| shrewd-income | $75.00 | 5/17/2011 1:19:14 PM |
| balance-warrior | $25.03 | 5/17/2011 1:32:42 PM |
| fund-tom-tom6 | $25.88 | 5/17/2011 1:24:57 PM |
| gothampark | $25.00 | 5/17/2011 2:21:04 PM |
| justanothersushieater | $25.00 | 5/17/2011 2:48:22 PM |
| nickel-position | $50.00 | 5/17/2011 3:21:07 PM |
| Green-Baron | $25.00 | 5/17/2011 3:29:10 PM |
| torpedoman-usn | $30.00 | 5/17/2011 3:30:57 PM |
| JustMee | $25.00 | 5/17/2011 5:04:12 PM |
| Asset-Builder | $36.28 | 5/17/2011 5:32:20 PM |
| Jazzy503 | $25.25 | 5/17/2011 5:49:51 PM |
| repayment-genius7 | $25.00 | 5/17/2011 5:42:37 PM |
| Pu239 | $70.00 | 5/17/2011 5:56:24 PM |
| saraven01 | $106.06 | 5/17/2011 6:45:25 PM |
| macotra4 | $70.00 | 5/18/2011 12:35:45 AM |
| GElender | $50.00 | 5/18/2011 6:01:57 AM |
| credit-kahuna | $50.00 | 5/17/2011 11:19:47 PM |
| thankful-generosity5 | $50.00 | 5/18/2011 2:46:13 AM |
| wonderful-dime | $50.00 | 5/18/2011 3:12:45 AM |
| Nerdster1 | $25.10 | 5/18/2011 4:38:59 AM |
| itskarma | $35.35 | 5/18/2011 4:49:21 AM |
| Jules97 | $26.00 | 5/18/2011 6:17:43 AM |
| reinforced-investment4 | $25.00 | 5/18/2011 9:57:11 AM |
| selector568 | $100.00 | 5/18/2011 11:12:47 AM |
| scoobiedoo | $50.00 | 5/18/2011 12:30:59 PM |
| maldok1 | $25.00 | 5/18/2011 2:05:13 PM |
| radforj22 | $25.00 | 5/18/2011 2:42:05 PM |
| KVEER | $25.00 | 5/18/2011 5:55:39 PM |
| dedication-elixir | $50.00 | 5/18/2011 5:54:17 PM |
| fcukciti | $25.00 | 5/18/2011 5:57:11 PM |
| ahansen | $25.00 | 5/18/2011 6:26:42 PM |
| oracle3 | $50.00 | 5/18/2011 6:34:58 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:34:30 PM |
| new-ore-venture | $200.00 | 5/18/2011 9:58:26 PM |
| dollardave | $100.00 | 5/18/2011 10:03:09 PM |
| tech310 | $50.00 | 5/19/2011 1:36:33 AM |
| don8ter | $25.00 | 5/19/2011 3:19:27 AM |
| bigphish | $50.00 | 5/19/2011 7:49:46 AM |
| MonitorLizard09 | $25.00 | 5/19/2011 9:58:38 AM |
| Zayatz | $50.00 | 5/19/2011 10:09:20 AM |
| lagnisiruk | $25.00 | 5/19/2011 10:13:13 AM |
| numero-uno4 | $50.00 | 5/19/2011 10:17:43 AM |
| wwwUniversal | $25.00 | 5/19/2011 10:07:13 AM |
| skuba | $50.00 | 5/19/2011 10:21:45 AM |
| systemlender | $50.00 | 5/19/2011 10:25:55 AM |
| benefit-prescription6 | $100.00 | 5/19/2011 10:17:33 AM |
| msw_engr | $50.00 | 5/19/2011 10:20:15 AM |
| worthy-bid8 | $50.00 | 5/19/2011 10:24:10 AM |
| BuffetRocks | $100.00 | 5/19/2011 10:21:05 AM |
| goingplaces99 | $25.00 | 5/19/2011 10:26:49 AM |
| gracej | $25.00 | 5/19/2011 10:34:08 AM |
| peripatetic | $25.00 | 5/19/2011 10:33:11 AM |
| Ripsaw4U | $35.09 | 5/19/2011 10:33:34 AM |
| meenan | $25.00 | 5/19/2011 10:34:19 AM |
| studious-bonus7 | $41.02 | 5/19/2011 10:35:24 AM |
| w3alter | $50.00 | 5/19/2011 11:01:00 AM |
| iceman35 | $50.00 | 5/19/2011 11:02:55 AM |
| the-upbeat-p2p | $25.00 | 5/19/2011 11:16:06 AM |
| breadbroker | $25.00 | 5/19/2011 11:03:25 AM |
| credit-scout7 | $50.00 | 5/19/2011 11:05:56 AM |
| ersheido | $50.00 | 5/19/2011 1:10:54 PM |
| ivadood | $50.00 | 5/19/2011 2:13:21 PM |
| integrity-trumpet | $50.00 | 5/19/2011 2:43:39 PM |
| dcshobby | $50.00 | 5/19/2011 2:59:42 PM |
| KLVLOPZ64 | $50.00 | 5/19/2011 3:26:03 PM |
| jcw3rd | $25.00 | 5/19/2011 4:06:53 PM |
| helpinghand63 | $25.00 | 5/19/2011 5:28:12 PM |
| macgeek | $48.92 | 5/19/2011 5:26:46 PM |
| soroxy | $25.00 | 5/19/2011 5:27:46 PM |
| divedude | $25.00 | 5/19/2011 5:28:29 PM |
| 262 Investments
|
Borrower Payment Dependent Notes Series
498645
This series of Notes was issued and sold upon the funding of the borrower loan #49591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 17.99% |
Borrower rate/APR:
| 18.99% / 22.36% |
Monthly payment:
| $219.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.57% | | |
| |
Estimated return*:
| 11.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,150 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Ecapspace |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2009)
620-639
(Jun-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
2nd Prosper Loan
Purpose of loan: Debt Consolidation
This loan will be used to...
Continuing to consolidate debt and improve financial situation.
My financial situation:
I am a good candidate for this loan because...
This will be my second Prosper loan. First loan was paid in full using automatic payments with a perfect payment history. This loan will be handled in exactly the same way. I have zero late payments, defaults, or black marks on my credit report and I intend to keep it that way! Only issue with my credit report is high utilization percentage. I will be paying off some higher interest rate cards and this will result in a net decrease of my monthly expenses which will be used to pay off other debt faster. I am continuing towards my goal of being 100% debt free, except for mortgage, in four years time. This loan will help me progress towards that goal.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $33.33 | 5/23/2011 9:03:00 AM |
| yield-implementer8 | $100.00 | 5/23/2011 9:06:11 AM |
| golffish2 | $100.00 | 5/23/2011 9:11:09 AM |
| qsolo | $200.00 | 5/23/2011 9:10:15 AM |
| Interloper | $27.00 | 5/23/2011 9:11:06 AM |
| credit-missile | $100.00 | 5/23/2011 9:46:05 AM |
| reflective-rupee | $25.00 | 5/23/2011 9:24:36 AM |
| SolarMoonshine | $25.00 | 5/23/2011 9:54:25 AM |
| missoula | $50.00 | 5/23/2011 10:41:12 AM |
| Aberdeen | $2,000.00 | 5/23/2011 9:10:12 AM |
| credit-bliss8 | $25.00 | 5/23/2011 9:11:43 AM |
| investment-artist | $25.01 | 5/23/2011 9:11:41 AM |
| Pickmar | $25.00 | 5/23/2011 9:32:34 AM |
| janeybooboo | $200.00 | 5/23/2011 9:03:02 AM |
| yield-implementer8 | $100.00 | 5/23/2011 9:05:59 AM |
| CoolPlexer | $25.00 | 5/23/2011 9:10:23 AM |
| cashhelp | $50.00 | 5/23/2011 9:11:20 AM |
| DasMula | $27.00 | 5/23/2011 9:58:31 AM |
| grnii78 | $100.00 | 5/23/2011 10:11:00 AM |
| favorite-commerce | $25.00 | 5/23/2011 10:05:09 AM |
| worth-blanket2 | $2,712.66 | 5/23/2011 11:31:48 AM |
| MarvintheMartian | $25.00 | 5/23/2011 10:55:26 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
502447
This series of Notes was issued and sold upon the funding of the borrower loan #49551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,100.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $412.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,979 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jason8598 |
Borrower's state:
| Georgia |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 50 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $29,301.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2009)
720-739
(Aug-2009)
660-679
(Nov-2006)
680-699
(Nov-2006)
|
|
Principal balance:
| $5,553.87 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
Help with Medical Expenses
First off, we thank you for reading our loan request. We need to pay off medical expenses incurred from a major back surgery. Our current net income is just about $51k/yr so paying this loan back is no problem. We have borrowed from Prosper before and have made all of our payments on time. We feel that our history with Prosper makes us good candidates for this loan. Paying off these expenses would help us greatly and any investments will be appreciated.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $25.00 | 5/4/2011 5:00:43 PM |
| availableloan | $25.00 | 5/4/2011 5:03:58 PM |
| bonus-demon | $25.00 | 5/4/2011 5:01:07 PM |
| r48 | $32.00 | 5/4/2011 5:05:39 PM |
| the-enthralling-coin | $50.00 | 5/4/2011 8:59:11 PM |
| phaded | $25.00 | 5/5/2011 8:04:30 PM |
| C_Mark | $70.00 | 5/7/2011 6:59:22 AM |
| NiceNate | $100.00 | 5/8/2011 10:07:18 AM |
| qsolo | $200.00 | 5/9/2011 9:39:20 AM |
| AFairDeal | $50.00 | 5/9/2011 3:18:38 PM |
| rescue | $100.00 | 5/10/2011 6:55:30 PM |
| currency-persimmon | $50.00 | 5/11/2011 4:32:29 AM |
| math1973 | $50.00 | 5/11/2011 9:36:49 AM |
| credit-investor5 | $50.00 | 5/12/2011 12:40:46 AM |
| FinDoc | $25.00 | 5/12/2011 1:15:15 AM |
| heerzaquestion | $25.00 | 5/12/2011 5:41:51 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:42:29 AM |
| payout-motivator0 | $75.00 | 5/12/2011 10:00:14 AM |
| first-upright-payout | $25.00 | 5/12/2011 10:50:47 AM |
| american6 | $100.00 | 5/12/2011 1:37:43 PM |
| FigTree | $50.00 | 5/12/2011 2:20:26 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:05 PM |
| mrbanker | $50.00 | 5/13/2011 9:59:25 AM |
| elasermd | $50.00 | 5/13/2011 5:20:56 PM |
| dedication-elixir | $50.00 | 5/14/2011 12:21:14 AM |
| reinforced-investment4 | $25.00 | 5/14/2011 6:04:54 PM |
| the-silver-blaster | $50.00 | 5/16/2011 9:32:05 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:47:09 AM |
| mangas | $50.00 | 5/16/2011 10:40:03 AM |
| BuffetRocks | $100.00 | 5/16/2011 5:40:33 PM |
| boater01 | $50.00 | 5/16/2011 5:40:55 PM |
| PThor | $25.00 | 5/16/2011 5:45:08 PM |
| superb-funds335 | $25.00 | 5/16/2011 5:40:03 PM |
| lowrate | $50.00 | 5/16/2011 5:47:19 PM |
| radforj22 | $25.00 | 5/17/2011 2:50:27 AM |
| chekat | $25.00 | 5/17/2011 5:26:36 AM |
| wayman | $50.00 | 5/17/2011 7:35:06 AM |
| discrete-basis1 | $50.00 | 5/17/2011 8:15:15 AM |
| jt88 | $50.00 | 5/17/2011 8:15:58 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:17:07 AM |
| bid-computer | $50.00 | 5/17/2011 9:34:18 AM |
| innocent-loot | $50.00 | 5/17/2011 10:19:38 AM |
| gardenofeden | $25.00 | 5/17/2011 10:34:59 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:37:23 AM |
| reflective-cash0 | $25.00 | 5/17/2011 10:56:02 AM |
| thankful-generosity5 | $25.00 | 5/17/2011 4:59:34 PM |
| beaker | $50.00 | 5/17/2011 5:27:18 PM |
| bigphish | $50.00 | 5/17/2011 5:40:28 PM |
| the-enterprising-leverage | $50.00 | 5/17/2011 5:40:40 PM |
| sunnyboy_7478 | $50.00 | 5/17/2011 5:40:58 PM |
| doncm | $50.00 | 5/17/2011 5:42:50 PM |
| benjo | $50.00 | 5/17/2011 5:38:47 PM |
| flexible-value | $100.00 | 5/17/2011 5:40:49 PM |
| anwn | $50.00 | 5/17/2011 5:40:14 PM |
| haplender | $50.00 | 5/17/2011 5:43:16 PM |
| don8ter | $25.00 | 5/17/2011 5:45:01 PM |
| wonderful-return5 | $50.00 | 5/17/2011 5:43:06 PM |
| basis-wizard8 | $50.00 | 5/17/2011 5:49:59 PM |
| unassuming-capital3 | $50.00 | 5/17/2011 5:49:20 PM |
| j2ee | $25.00 | 5/17/2011 6:37:18 PM |
| systemlender | $50.00 | 5/17/2011 7:17:16 PM |
| ttnk62918 | $25.00 | 5/17/2011 7:44:04 PM |
| DLUVLY1 | $50.00 | 5/18/2011 3:27:49 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:48:56 AM |
| dollars_n_sense | $25.00 | 5/18/2011 9:52:31 AM |
| bazaar-utensil7 | $50.00 | 5/18/2011 9:52:42 AM |
| Alpha-AssistU | $25.00 | 5/18/2011 9:57:33 AM |
| reward-tamale1 | $25.00 | 5/18/2011 9:58:35 AM |
| asset-maximizer | $35.12 | 5/18/2011 9:47:05 AM |
| Maccs55 | $35.98 | 5/18/2011 9:58:55 AM |
| trustu | $50.00 | 5/18/2011 10:00:02 AM |
| htguan | $34.31 | 5/18/2011 10:00:18 AM |
| Icon_88 | $50.00 | 5/18/2011 10:00:50 AM |
| blooming-market | $25.00 | 5/18/2011 10:02:14 AM |
| awe-inspiring-payment | $25.00 | 5/18/2011 10:04:15 AM |
| EricLender | $25.00 | 5/18/2011 10:05:07 AM |
| numero-uno643 | $25.00 | 5/18/2011 10:05:25 AM |
| bonafide-transaction1 | $50.00 | 5/18/2011 9:51:57 AM |
| jrbill1998 | $50.00 | 5/18/2011 10:05:38 AM |
| loot-pursuit5 | $50.00 | 5/18/2011 10:07:00 AM |
| trade-solo | $50.00 | 5/18/2011 9:50:08 AM |
| Ripsaw4U | $50.00 | 5/18/2011 9:53:59 AM |
| icchok | $50.00 | 5/18/2011 9:57:26 AM |
| superpuppy | $50.00 | 5/18/2011 9:57:34 AM |
| brooklynjoe | $25.00 | 5/18/2011 9:57:56 AM |
| lostontheedge | $25.00 | 5/18/2011 10:01:34 AM |
| credit-high-five8 | $50.00 | 5/18/2011 9:59:58 AM |
| community-piccolo0 | $25.00 | 5/18/2011 10:01:13 AM |
| efficient-treasure0 | $25.00 | 5/18/2011 10:02:35 AM |
| meenan | $25.00 | 5/18/2011 10:04:09 AM |
| 1phantom | $25.00 | 5/18/2011 10:04:43 AM |
| GrommetPosse | $50.00 | 5/18/2011 10:04:35 AM |
| Ocean713 | $50.00 | 5/18/2011 10:05:27 AM |
| economy-mulberry7 | $50.00 | 5/18/2011 10:05:02 AM |
| justice-circuitry0 | $50.00 | 5/18/2011 10:05:16 AM |
| allotment464 | $100.00 | 5/18/2011 10:05:31 AM |
| nimble-penny1 | $50.00 | 5/18/2011 10:05:44 AM |
| affluence-birdie7 | $35.00 | 5/18/2011 10:06:05 AM |
| Kame | $25.00 | 5/18/2011 10:06:43 AM |
| Supernick | $50.00 | 5/18/2011 10:08:00 AM |
| bountiful-durability | $50.00 | 5/18/2011 10:08:28 AM |
| miked8303 | $25.00 | 5/18/2011 10:07:41 AM |
| platinum-admiral8 | $50.00 | 5/18/2011 10:08:12 AM |
| asya | $30.00 | 5/18/2011 10:10:10 AM |
| kind-trade-hickory | $50.00 | 5/18/2011 10:55:28 AM |
| MO_Investor | $25.00 | 5/18/2011 10:56:02 AM |
| gold-commander0 | $50.00 | 5/18/2011 10:56:36 AM |
| excellent-hope | $25.00 | 5/18/2011 10:12:20 AM |
| understanding-payout2 | $50.00 | 5/18/2011 10:57:46 AM |
| lokiswolf | $32.00 | 5/18/2011 10:58:55 AM |
| Zoomer | $50.00 | 5/18/2011 10:59:27 AM |
| silver-armada | $50.00 | 5/18/2011 10:59:54 AM |
| steely_dan34 | $25.00 | 5/18/2011 10:15:48 AM |
| reaction5 | $25.00 | 5/18/2011 11:00:11 AM |
| dojo2 | $25.00 | 5/18/2011 11:00:37 AM |
| balance6 | $25.00 | 5/18/2011 11:00:55 AM |
| fairness-drum | $50.00 | 5/18/2011 11:01:22 AM |
| Rommytowe | $50.00 | 5/18/2011 11:01:41 AM |
| checkuto | $25.00 | 5/18/2011 11:03:29 AM |
| lendme2 | $50.00 | 5/18/2011 11:05:02 AM |
| DeltaComputerGuy | $25.00 | 5/18/2011 11:05:56 AM |
| jameskdean | $50.00 | 5/18/2011 11:06:27 AM |
| Hondo | $25.00 | 5/18/2011 11:06:39 AM |
| IP | $44.81 | 5/18/2011 11:07:34 AM |
| Rick21 | $50.00 | 5/18/2011 10:54:57 AM |
| zbfamwl | $25.00 | 5/18/2011 10:55:43 AM |
| wealth-pizza | $50.00 | 5/18/2011 10:55:58 AM |
| openness-griffin2 | $50.00 | 5/18/2011 10:56:48 AM |
| BigGun | $50.00 | 5/18/2011 10:57:18 AM |
| djlucas | $25.00 | 5/18/2011 10:55:09 AM |
| nail19027 | $50.00 | 5/18/2011 10:57:26 AM |
| focused-dime453 | $50.00 | 5/18/2011 10:55:20 AM |
| PittsburghMark | $25.00 | 5/18/2011 10:57:40 AM |
| misstdoe | $50.00 | 5/18/2011 10:56:44 AM |
| investment-kingdom | $300.00 | 5/18/2011 10:57:12 AM |
| RJN | $25.00 | 5/18/2011 10:59:09 AM |
| Cubsfan07 | $25.00 | 5/18/2011 10:58:23 AM |
| love_what_you_do | $50.00 | 5/18/2011 10:59:47 AM |
| hopethisworks | $50.00 | 5/18/2011 10:58:48 AM |
| coin-kin | $26.00 | 5/18/2011 11:00:21 AM |
| ritwngr | $25.00 | 5/18/2011 11:01:49 AM |
| payout-oyster9 | $25.00 | 5/18/2011 11:00:16 AM |
| grf1945 | $50.00 | 5/18/2011 11:03:21 AM |
| knowledgeable-note6 | $25.00 | 5/18/2011 11:05:41 AM |
| MARSTUN | $50.00 | 5/18/2011 11:02:10 AM |
| loot-heart | $25.00 | 5/18/2011 11:06:09 AM |
| enriching-liberty629 | $25.00 | 5/18/2011 11:02:26 AM |
| sharp-income2 | $25.00 | 5/18/2011 11:06:49 AM |
| peace-maximizer8 | $25.00 | 5/18/2011 11:02:50 AM |
| AdamClemSC | $25.00 | 5/18/2011 11:07:30 AM |
| exchange-triangulation | $50.00 | 5/18/2011 11:03:18 AM |
| Zoramite | $25.00 | 5/18/2011 11:03:46 AM |
| worthy-bid8 | $50.00 | 5/18/2011 11:04:20 AM |
| breadbroker | $25.00 | 5/18/2011 11:04:49 AM |
| helpinghand63 | $30.00 | 5/18/2011 11:07:05 AM |
| WeAlNe | $25.00 | 5/18/2011 11:07:41 AM |
| MoneyForNothing | $42.70 | 5/4/2011 5:20:20 PM |
| indomitable-coin | $50.00 | 5/4/2011 6:05:44 PM |
| p43600jw | $25.00 | 5/6/2011 10:04:47 AM |
| tolerant-dinero2 | $25.00 | 5/9/2011 9:51:20 AM |
| jpblan11 | $25.00 | 5/9/2011 1:03:12 PM |
| g314 | $25.00 | 5/11/2011 1:25:55 AM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:21:08 AM |
| Leopoldine | $25.00 | 5/11/2011 8:37:49 AM |
| BxRealtor | $25.00 | 5/11/2011 5:41:26 PM |
| chicco | $100.00 | 5/12/2011 12:55:21 PM |
| newest-organic-rupee | $25.00 | 5/12/2011 3:19:33 PM |
| ahansen | $25.00 | 5/12/2011 4:04:53 PM |
| inforapenny | $41.05 | 5/14/2011 3:22:32 AM |
| Cai8899 | $30.00 | 5/14/2011 7:49:57 AM |
| kulender | $50.00 | 5/14/2011 9:19:56 AM |
| brightest-dynamic-peace | $25.00 | 5/14/2011 9:59:47 AM |
| HomerdohNY | $25.00 | 5/14/2011 4:15:48 PM |
| lagnisiruk | $25.00 | 5/14/2011 4:45:30 PM |
| sappy02 | $25.00 | 5/15/2011 10:49:29 AM |
| soccermom33 | $25.00 | 5/15/2011 11:30:22 AM |
| KVEER | $25.00 | 5/15/2011 1:26:04 PM |
| exuberant-durability651 | $300.00 | 5/16/2011 8:13:29 AM |
| miamibeachloaner | $50.00 | 5/16/2011 9:21:19 AM |
| MadHun | $100.00 | 5/16/2011 9:22:31 AM |
| blue-nourishing-principal | $100.00 | 5/16/2011 10:02:01 AM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:38:08 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:31:28 PM |
| listing-trapper3 | $50.00 | 5/16/2011 3:09:49 PM |
| BlackCat36 | $50.00 | 5/16/2011 5:39:30 PM |
| damanq | $25.00 | 5/16/2011 5:45:29 PM |
| fcukciti | $25.00 | 5/17/2011 5:04:10 AM |
| mooselegs19 | $50.00 | 5/17/2011 8:33:08 AM |
| mangas | $50.00 | 5/17/2011 9:30:54 AM |
| community-pipeline | $25.00 | 5/17/2011 9:35:12 AM |
| agreement-guild | $100.00 | 5/17/2011 9:47:09 AM |
| Mostyle | $25.00 | 5/17/2011 10:34:37 AM |
| rmpedi33 | $50.00 | 5/17/2011 11:26:57 AM |
| b1geasy | $25.00 | 5/17/2011 11:29:10 AM |
| Weaverville | $25.00 | 5/17/2011 1:19:20 PM |
| first-euro-rapture | $25.00 | 5/17/2011 5:33:32 PM |
| camaraderi-atmosphere | $50.00 | 5/17/2011 5:39:44 PM |
| tlp43 | $50.00 | 5/17/2011 5:40:09 PM |
| sociallender | $25.00 | 5/17/2011 5:42:08 PM |
| successful-wealth7 | $50.00 | 5/17/2011 5:39:57 PM |
| invincible-dough | $50.00 | 5/17/2011 5:40:33 PM |
| Ivan2007 | $25.00 | 5/17/2011 5:41:50 PM |
| rose88 | $50.00 | 5/17/2011 5:42:42 PM |
| radiant-cash | $50.00 | 5/17/2011 5:46:02 PM |
| triumphant-point5 | $50.00 | 5/17/2011 7:15:00 PM |
| Attract | $25.00 | 5/18/2011 12:08:22 AM |
| wtrboy | $50.00 | 5/18/2011 3:38:24 AM |
| Slend49 | $25.00 | 5/18/2011 7:17:17 AM |
| hardwareman | $50.00 | 5/18/2011 4:23:10 AM |
| mehre | $50.00 | 5/18/2011 6:50:47 AM |
| order-boomerang | $50.00 | 5/18/2011 9:58:07 AM |
| janus_god | $25.00 | 5/18/2011 9:58:27 AM |
| ArchonFinancialHoldings | $50.00 | 5/18/2011 9:47:12 AM |
| elegant-loot3 | $25.00 | 5/18/2011 9:59:10 AM |
| inspired-agreement | $50.00 | 5/18/2011 9:59:43 AM |
| objective-investor | $250.00 | 5/18/2011 10:01:30 AM |
| visionary-community | $25.00 | 5/18/2011 10:02:09 AM |
| skuba | $50.00 | 5/18/2011 10:02:40 AM |
| the-profit-oracle | $25.00 | 5/18/2011 10:04:04 AM |
| valiant-pound8 | $100.00 | 5/18/2011 10:04:25 AM |
| listing-demon | $50.00 | 5/18/2011 10:05:05 AM |
| 108lender | $100.00 | 5/18/2011 10:05:22 AM |
| power-explosion4 | $25.00 | 5/18/2011 10:05:29 AM |
| happyaric | $50.00 | 5/18/2011 10:05:33 AM |
| orange-camaraderi-galaxy | $100.00 | 5/18/2011 10:07:48 AM |
| deal-guardian1 | $50.00 | 5/18/2011 10:08:21 AM |
| roman2008 | $25.00 | 5/18/2011 9:51:01 AM |
| atope | $50.00 | 5/18/2011 9:57:25 AM |
| SanJoser | $25.00 | 5/18/2011 9:58:18 AM |
| gold-disk | $50.00 | 5/18/2011 9:59:48 AM |
| ksamba | $50.00 | 5/18/2011 9:58:00 AM |
| venture30 | $50.00 | 5/18/2011 9:59:54 AM |
| DrStaff | $30.00 | 5/18/2011 10:01:49 AM |
| yield-seeker | $25.00 | 5/18/2011 10:01:24 AM |
| careful-note | $50.00 | 5/18/2011 10:03:08 AM |
| GCInvestments | $25.00 | 5/18/2011 10:05:12 AM |
| dollar-missile3 | $25.00 | 5/18/2011 10:04:53 AM |
| kevin314 | $25.00 | 5/18/2011 10:05:35 AM |
| cablenews | $75.00 | 5/18/2011 10:05:08 AM |
| silver-fuse | $30.00 | 5/18/2011 10:06:19 AM |
| auction-turtle0 | $25.00 | 5/18/2011 10:05:40 AM |
| unrivaled-income5 | $50.00 | 5/18/2011 10:06:51 AM |
| yield-visionary4 | $50.00 | 5/18/2011 10:05:53 AM |
| mtp | $50.00 | 5/18/2011 10:07:11 AM |
| klin | $50.00 | 5/18/2011 10:06:34 AM |
| majestic-repayment3 | $25.00 | 5/18/2011 10:07:30 AM |
| felicity-maximizer | $25.00 | 5/18/2011 10:07:22 AM |
| worldly-community3 | $50.00 | 5/18/2011 10:08:16 AM |
| UT-Longhorn | $25.00 | 5/18/2011 10:10:18 AM |
| IPlayOutsideTheBox | $50.00 | 5/18/2011 10:51:45 AM |
| Brain_m | $25.00 | 5/18/2011 10:55:05 AM |
| foxy-rate1 | $50.00 | 5/18/2011 10:55:34 AM |
| agreement-network | $50.00 | 5/18/2011 10:10:54 AM |
| pbo922 | $25.00 | 5/18/2011 10:55:52 AM |
| Richmp412 | $25.00 | 5/18/2011 10:56:23 AM |
| profit-enjoyment859 | $25.00 | 5/18/2011 10:57:03 AM |
| spyro | $25.00 | 5/18/2011 10:58:07 AM |
| trapper569 | $50.00 | 5/18/2011 10:13:21 AM |
| Worldskiboy | $50.00 | 5/18/2011 11:00:04 AM |
| taxman1971 | $25.00 | 5/18/2011 11:00:32 AM |
| jsw7us | $50.00 | 5/18/2011 11:00:40 AM |
| Relevance | $25.00 | 5/18/2011 11:01:10 AM |
| EJO | $25.00 | 5/18/2011 11:02:43 AM |
| justice-dna | $35.00 | 5/18/2011 11:03:35 AM |
| macgeek | $25.00 | 5/18/2011 11:04:56 AM |
| credible-durability | $25.00 | 5/18/2011 11:06:17 AM |
| MARWARISETH | $25.00 | 5/18/2011 11:06:33 AM |
| cropdust3r | $25.00 | 5/18/2011 11:06:44 AM |
| Sixmil | $100.00 | 5/18/2011 11:07:23 AM |
| newest-bountiful-basis | $25.00 | 5/18/2011 11:07:49 AM |
| MilitaryAV8R | $25.00 | 5/18/2011 11:09:08 AM |
| p2ploan-axis | $25.00 | 5/18/2011 10:55:14 AM |
| Templevideo | $50.00 | 5/18/2011 10:55:39 AM |
| nv | $25.00 | 5/18/2011 10:55:47 AM |
| Tasmir | $25.00 | 5/18/2011 10:56:07 AM |
| bonus-zone | $25.00 | 5/18/2011 10:56:54 AM |
| scottyb73 | $25.00 | 5/18/2011 10:54:11 AM |
| aspen630 | $50.00 | 5/18/2011 10:55:17 AM |
| be_wise | $25.00 | 5/18/2011 10:57:33 AM |
| CashMoneyGNOME | $25.00 | 5/18/2011 10:57:56 AM |
| fairwealth | $25.00 | 5/18/2011 10:57:08 AM |
| income-mushroom | $25.00 | 5/18/2011 10:58:15 AM |
| transparency-grasshopper | $25.00 | 5/18/2011 10:57:37 AM |
| communicator838 | $26.00 | 5/18/2011 10:59:20 AM |
| Anny-Disco | $75.00 | 5/18/2011 10:59:01 AM |
| Mark0135 | $50.00 | 5/18/2011 11:01:04 AM |
| the-payout-enclave | $25.00 | 5/18/2011 10:59:37 AM |
| kind-unassuming-fund | $25.00 | 5/18/2011 11:00:49 AM |
| celkram | $25.00 | 5/18/2011 11:01:55 AM |
| handshake5 | $89.46 | 5/18/2011 11:06:07 AM |
| generous-deal6 | $50.00 | 5/18/2011 11:02:19 AM |
| GrooveBiz | $50.00 | 5/18/2011 11:06:21 AM |
| tampa_cmc | $50.00 | 5/18/2011 11:02:37 AM |
| best-phenomenal-treasure | $25.00 | 5/18/2011 11:07:18 AM |
| gjm6d | $25.00 | 5/18/2011 11:03:11 AM |
| ejdirin | $25.00 | 5/18/2011 11:03:25 AM |
| ualf | $50.00 | 5/18/2011 11:09:01 AM |
| 297 Investments
|
Borrower Payment Dependent Notes Series
503989
This series of Notes was issued and sold upon the funding of the borrower loan #49685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Apr-29-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $476.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,987 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-power-conga |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cool Ocean Breeze
Purpose of loan: debt consolidation
This loan will be used to...consolidate bills
My financial situation:
I am a good candidate for this loan because...my credit report shows how responsible I am when paying monthly bills, etc..
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 4/29/2011 5:06:22 PM |
| economy-coup | $30.00 | 4/29/2011 5:09:16 PM |
| diplomatic-wealth7 | $25.00 | 4/29/2011 5:12:54 PM |
| the-enthralling-coin | $25.00 | 4/29/2011 5:09:49 PM |
| reflective-rupee | $750.00 | 4/30/2011 9:15:48 AM |
| competent-p2p | $35.00 | 4/30/2011 1:31:25 PM |
| leverage-monger | $25.00 | 5/1/2011 10:44:00 AM |
| BangBros | $358.07 | 5/2/2011 8:35:18 PM |
| SecondChanceLendingSERV | $25.00 | 5/3/2011 8:55:29 AM |
| the-reliable-trade | $100.00 | 5/3/2011 5:31:55 PM |
| Weaverville | $25.00 | 5/4/2011 8:02:23 AM |
| jjswanso | $40.00 | 5/6/2011 11:25:04 AM |
| chungfang | $25.00 | 5/6/2011 4:20:29 PM |
| genius520 | $50.00 | 5/7/2011 2:00:30 PM |
| worth-blanket2 | $5,000.00 | 5/9/2011 10:59:31 AM |
| CA-Lender | $25.05 | 5/9/2011 12:09:09 PM |
| Kash2010lu | $25.00 | 5/9/2011 10:52:01 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:20 PM |
| transformer855 | $25.00 | 5/10/2011 6:52:01 AM |
| mlj0671 | $25.00 | 5/10/2011 10:48:04 AM |
| valiant-money | $25.00 | 5/10/2011 2:52:52 PM |
| handy-justice | $100.00 | 5/10/2011 5:57:07 PM |
| tnjohnso | $25.00 | 5/10/2011 7:32:21 PM |
| fmanjoo | $25.00 | 5/10/2011 7:33:32 PM |
| point-compadre | $50.00 | 5/11/2011 8:39:59 AM |
| grove064 | $100.00 | 5/11/2011 5:05:56 PM |
| Artist_Blue | $25.00 | 5/11/2011 5:44:12 PM |
| money-bauble | $100.00 | 5/11/2011 5:39:23 PM |
| deal-guardian1 | $50.00 | 5/12/2011 12:28:44 AM |
| frogperson | $250.00 | 5/11/2011 9:41:00 PM |
| finance-prescription | $50.00 | 5/12/2011 2:00:14 AM |
| worthy-bid8 | $25.00 | 5/12/2011 6:04:32 AM |
| market-inspector | $25.00 | 5/12/2011 3:29:08 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:38:05 AM |
| delicious-loan093 | $25.00 | 5/12/2011 12:25:09 PM |
| dcap3 | $200.00 | 5/12/2011 12:14:50 PM |
| houli123 | $260.28 | 5/12/2011 12:16:04 PM |
| carydude | $30.78 | 5/12/2011 12:16:39 PM |
| svandgts | $35.82 | 5/12/2011 12:35:38 PM |
| authentic-finance194 | $100.00 | 5/12/2011 12:25:45 PM |
| itskarma | $25.25 | 5/12/2011 12:42:36 PM |
| Pu239 | $61.00 | 5/12/2011 12:45:39 PM |
| pacheco | $40.00 | 5/12/2011 12:31:03 PM |
| economy-producer | $25.00 | 5/12/2011 12:25:26 PM |
| kidsskipp | $50.00 | 5/12/2011 12:51:12 PM |
| mad-scientist418 | $68.29 | 5/12/2011 12:31:11 PM |
| pietro_torna_indietro | $25.00 | 5/12/2011 12:42:31 PM |
| CA-Lender | $25.00 | 5/12/2011 12:55:11 PM |
| top-historic-peso | $25.00 | 5/12/2011 12:56:50 PM |
| chameleon125 | $25.00 | 5/12/2011 12:50:40 PM |
| vigorous-payment3 | $37.00 | 5/12/2011 1:04:18 PM |
| leverage-monger | $25.00 | 5/12/2011 12:53:39 PM |
| briskdevl07 | $25.00 | 5/12/2011 12:46:35 PM |
| pragmatic-auction8 | $75.00 | 5/12/2011 12:48:26 PM |
| shrewd-income | $250.00 | 5/12/2011 12:49:11 PM |
| rlrcstr | $25.00 | 5/12/2011 1:07:23 PM |
| tomjeff | $50.00 | 5/12/2011 1:14:57 PM |
| didibagle | $50.00 | 5/12/2011 1:31:31 PM |
| janeybooboo | $100.00 | 5/12/2011 12:59:06 PM |
| pythia | $25.00 | 5/12/2011 1:28:33 PM |
| Dowanhill | $25.00 | 5/12/2011 1:27:12 PM |
| GCInvestments | $30.00 | 5/12/2011 1:29:48 PM |
| JBF_Investments | $25.00 | 5/12/2011 1:40:40 PM |
| rcm87 | $102.00 | 5/12/2011 2:19:35 PM |
| myutmost | $40.76 | 5/12/2011 2:15:57 PM |
| 168RichCapital | $25.50 | 5/12/2011 2:18:21 PM |
| gothampark | $25.00 | 5/12/2011 2:18:46 PM |
| oath163 | $30.00 | 5/12/2011 2:10:08 PM |
| terrific-p2ploan | $25.00 | 5/12/2011 2:11:39 PM |
| oldboter | $50.00 | 5/12/2011 2:43:30 PM |
| Mad_Scientist | $26.00 | 5/12/2011 3:08:44 PM |
| TeaHouseFinance | $27.05 | 5/12/2011 3:04:17 PM |
| well-mannered-income3 | $80.00 | 5/12/2011 3:23:17 PM |
| finance-dandelion | $25.00 | 5/12/2011 3:01:07 PM |
| reflective-rupee | $250.00 | 5/12/2011 3:31:53 PM |
| neutrino6 | $50.00 | 5/12/2011 3:04:00 PM |
| doublediamond | $25.00 | 5/12/2011 3:55:02 PM |
| mammalian4 | $25.00 | 5/12/2011 3:48:06 PM |
| Texas_lender | $25.00 | 5/12/2011 4:05:57 PM |
| MoxiePop | $50.00 | 5/12/2011 3:53:09 PM |
| thorough-payout8 | $50.00 | 5/12/2011 3:30:25 PM |
| currency-secret-agent | $25.00 | 5/12/2011 4:18:59 PM |
| SolarMoonshine | $25.00 | 5/12/2011 3:46:20 PM |
| thankful-nickel2 | $25.00 | 5/12/2011 4:15:47 PM |
| order-brigade | $25.00 | 5/12/2011 4:17:57 PM |
| ingenious-deal6 | $25.00 | 4/29/2011 5:12:04 PM |
| erowis | $120.00 | 5/1/2011 2:36:13 AM |
| catamaran2024 | $50.00 | 5/1/2011 7:01:49 PM |
| janeybooboo | $100.00 | 5/2/2011 12:09:33 PM |
| ready-interest9 | $25.00 | 5/2/2011 12:38:43 PM |
| Rogesparkguy | $25.00 | 5/3/2011 10:00:11 AM |
| bonus-demon | $50.00 | 5/3/2011 10:29:17 AM |
| irrelevant | $25.00 | 5/3/2011 6:50:41 PM |
| CAGE-Investments | $25.00 | 5/5/2011 5:40:46 PM |
| careful-note | $50.00 | 5/6/2011 5:29:11 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:07:52 AM |
| hitsman | $50.00 | 5/7/2011 11:17:50 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:14:24 AM |
| payout-banker4 | $25.00 | 5/10/2011 1:04:36 PM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:50:04 PM |
| Bob450 | $25.00 | 5/11/2011 1:27:09 AM |
| nickel-hickory | $66.00 | 5/11/2011 1:20:54 PM |
| Miklot | $75.00 | 5/11/2011 7:44:31 PM |
| integrity-trumpet | $50.00 | 5/12/2011 12:28:41 AM |
| treasure-bliss | $50.00 | 5/12/2011 1:41:22 AM |
| kind-adventurous-finance | $50.00 | 5/12/2011 8:44:37 AM |
| Use_It_Wisely | $25.00 | 5/12/2011 10:14:41 AM |
| SDKiwi | $25.00 | 5/12/2011 9:56:56 AM |
| lovely-order7 | $25.00 | 5/12/2011 12:15:03 PM |
| floridass | $25.00 | 5/12/2011 12:23:03 PM |
| VJ_Financial | $30.00 | 5/12/2011 12:23:22 PM |
| 1randyp | $159.93 | 5/12/2011 12:24:35 PM |
| matthewa | $25.00 | 5/12/2011 12:10:01 PM |
| Iceman1347 | $25.00 | 5/12/2011 12:15:41 PM |
| integrity-broker | $25.00 | 5/12/2011 12:36:39 PM |
| nilonc1 | $50.00 | 5/12/2011 12:22:58 PM |
| american-investor | $39.16 | 5/12/2011 12:41:28 PM |
| VillageLending | $50.00 | 5/12/2011 12:36:11 PM |
| kind-charming-value | $500.00 | 5/12/2011 12:53:30 PM |
| PleaseDontDefault | $50.00 | 5/12/2011 12:45:00 PM |
| zone8 | $100.00 | 5/12/2011 12:36:55 PM |
| unconquerable-transparency865 | $200.00 | 5/12/2011 12:57:48 PM |
| cogent | $29.00 | 5/12/2011 12:59:55 PM |
| the-upbeat-p2p | $50.00 | 5/12/2011 1:00:54 PM |
| baker31 | $50.00 | 5/12/2011 12:56:36 PM |
| penny-surgeon | $25.00 | 5/12/2011 1:00:37 PM |
| JattsBank | $58.41 | 5/12/2011 1:12:08 PM |
| market-pudding | $25.00 | 5/12/2011 12:57:26 PM |
| Quigglesworth | $27.60 | 5/12/2011 1:37:11 PM |
| interest-satellite | $25.00 | 5/12/2011 1:17:52 PM |
| wyogirllender | $25.00 | 5/12/2011 1:22:31 PM |
| integrity-hawk | $125.00 | 5/12/2011 1:11:42 PM |
| Bill88 | $30.00 | 5/12/2011 1:23:20 PM |
| sdcc72 | $25.00 | 5/12/2011 1:27:39 PM |
| glroark | $150.00 | 5/12/2011 1:43:52 PM |
| economy-popcorn | $25.00 | 5/12/2011 1:51:04 PM |
| silver-wonder278 | $100.00 | 5/12/2011 1:54:42 PM |
| FG9YTR | $50.00 | 5/12/2011 1:56:22 PM |
| YoungTaxMan | $150.00 | 5/12/2011 1:44:29 PM |
| lotuss4 | $25.00 | 5/12/2011 1:59:51 PM |
| Tikibarman | $50.00 | 5/12/2011 2:16:23 PM |
| radiant-revenue145 | $90.00 | 5/12/2011 2:39:49 PM |
| neutrino6 | $50.00 | 5/12/2011 3:00:56 PM |
| FinanceEngine | $30.00 | 5/12/2011 3:06:50 PM |
| wwwUniversal | $25.00 | 5/12/2011 3:20:26 PM |
| InvestAndBorrow | $300.00 | 5/12/2011 3:42:34 PM |
| cash-spinner | $25.00 | 5/12/2011 3:13:41 PM |
| cajunguy | $34.44 | 5/12/2011 3:15:24 PM |
| unfixer | $25.00 | 5/12/2011 3:17:36 PM |
| sympathetic-fund8 | $100.00 | 5/12/2011 3:27:08 PM |
| JUDAS | $25.00 | 5/12/2011 3:31:30 PM |
| brightest-dignified-penny | $25.00 | 5/12/2011 4:05:54 PM |
| Socal | $25.00 | 5/12/2011 3:27:59 PM |
| DasMula | $27.00 | 5/12/2011 3:37:48 PM |
| dtana | $25.00 | 5/12/2011 3:46:36 PM |
| benjamins-utopia | $100.00 | 5/12/2011 3:47:36 PM |
| Islandgal | $28.69 | 5/12/2011 3:59:41 PM |
| sunny-truth6 | $25.47 | 5/12/2011 4:03:15 PM |
| witty-credit467 | $50.00 | 5/12/2011 3:56:19 PM |
| ladyonthebay | $50.00 | 5/12/2011 4:22:52 PM |
| TheDigitalMan | $21.45 | 5/12/2011 4:24:40 PM |
| 161 Investments
|
Borrower Payment Dependent Notes Series
504113
This series of Notes was issued and sold upon the funding of the borrower loan #49519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $300.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $360 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| E-Venture |
Borrower's state:
| Texas |
Borrower's group:
| Business Loans for Entrepreneurs! |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 66 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2007)
(Mar-2006)
(Mar-2006)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 66 | | |
Description
3rd Prosper Loan - Business Use
I am the owner of a web development and ecommerce business specializing in web design, internet marketing services and also own and operate three independent ecommerce websites. I am seeking funding to expand inventory offerings for the three ecommerce websites.
I have been in business for seven years and have been a member of Prosper since 2006 including borrowing two loans in the amount of $3,000 and $2,000 respectively both of which were fully paid per the agreed to terms.
The ecommerce websites grossed $150,000 last year at a 20% profit margin and does not additional consulting income from the web development portion of the business. Gross family income was approximately $140,000 last year with less than $1000 in total outstanding revolving debt.
This is a great opportunity to support a continually growing business at an exceptional rate.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $30.00 | 5/18/2011 5:01:41 PM |
| MoneyForNothing | $127.94 | 5/18/2011 5:10:52 PM |
| suave-dime6 | $25.00 | 5/18/2011 5:12:40 PM |
| cashhelp | $50.00 | 5/18/2011 5:08:57 PM |
| missing-link | $25.00 | 5/18/2011 5:10:59 PM |
| kind-charming-value | $1,500.00 | 5/18/2011 5:11:04 PM |
| 2grindstones | $38.00 | 5/18/2011 6:00:18 PM |
| NekHoldings | $25.00 | 5/18/2011 6:55:14 PM |
| loan-master1 | $25.00 | 5/18/2011 7:17:36 PM |
| reflective-rupee | $300.00 | 5/18/2011 7:56:34 PM |
| a_falk22 | $25.00 | 5/18/2011 8:41:25 PM |
| 1traveler | $25.00 | 5/18/2011 9:42:43 PM |
| COCHINOBOY | $50.00 | 5/19/2011 1:13:27 AM |
| tech310 | $50.00 | 5/19/2011 1:47:01 AM |
| golffish2 | $25.00 | 5/19/2011 4:23:14 AM |
| chameleon125 | $25.00 | 5/19/2011 6:25:57 AM |
| trade-goblin9 | $25.00 | 5/19/2011 5:12:58 AM |
| InChicago | $50.00 | 5/19/2011 7:00:39 AM |
| EEasyMoney | $25.00 | 5/19/2011 6:18:04 AM |
| intrepid-loot | $25.00 | 5/19/2011 8:11:56 AM |
| CA-Lender | $25.05 | 5/19/2011 8:53:42 AM |
| money-baron | $25.00 | 5/19/2011 9:20:37 AM |
| Danjack_Capital | $25.00 | 5/19/2011 8:53:11 AM |
| pthighs | $50.00 | 5/19/2011 10:28:03 AM |
| grnii78 | $300.00 | 5/19/2011 11:47:39 AM |
| Rogesparkguy | $25.00 | 5/19/2011 11:20:38 AM |
| loanman2007 | $125.00 | 5/19/2011 12:34:22 PM |
| Gregger | $32.89 | 5/19/2011 1:15:11 PM |
| tonpa | $40.00 | 5/19/2011 1:24:14 PM |
| genuine-integrity0 | $25.00 | 5/19/2011 1:51:46 PM |
| investment-daydream | $327.86 | 5/19/2011 4:16:21 PM |
| dcshobby | $25.00 | 5/19/2011 5:49:55 PM |
| credit-missile | $100.00 | 5/19/2011 6:43:09 PM |
| hookUup | $26.71 | 5/19/2011 6:37:20 PM |
| marinbb | $100.00 | 5/19/2011 7:26:57 PM |
| Soulphoniks-Holdings | $150.00 | 5/20/2011 5:48:52 AM |
| jpaulnyc | $50.00 | 5/20/2011 7:24:21 AM |
| cobramonkey | $100.00 | 5/20/2011 8:24:53 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:40 AM |
| VillageLending | $60.00 | 5/20/2011 11:34:18 AM |
| Danylostefan | $25.00 | 5/20/2011 11:33:23 AM |
| Zipcut | $4.33 | 5/20/2011 11:47:22 AM |
| epic-transaction | $25.00 | 5/20/2011 11:43:30 AM |
| Moe87 | $31.00 | 5/18/2011 5:05:09 PM |
| UCLA4life | $40.00 | 5/18/2011 5:06:41 PM |
| lendstats_com | $200.00 | 5/18/2011 5:35:50 PM |
| SolarMoonshine | $50.00 | 5/18/2011 5:33:39 PM |
| LittleMingo | $34.36 | 5/18/2011 6:24:44 PM |
| orange-impartial-asset | $500.00 | 5/18/2011 7:35:12 PM |
| thankful-nickel2 | $25.00 | 5/18/2011 9:06:08 PM |
| Amber_Stone | $25.00 | 5/18/2011 8:18:46 PM |
| cerebral-deal353 | $25.00 | 5/18/2011 8:17:29 PM |
| optionscashflow | $25.00 | 5/18/2011 11:26:38 PM |
| janeybooboo | $100.00 | 5/18/2011 10:38:49 PM |
| mikeandcat | $108.62 | 5/19/2011 5:28:11 AM |
| Mikale360 | $25.00 | 5/19/2011 5:45:17 AM |
| golffish2 | $25.00 | 5/19/2011 3:59:05 AM |
| money-baron-roth-IRA | $200.00 | 5/19/2011 8:40:21 AM |
| DoctorJoe | $25.00 | 5/19/2011 9:13:06 AM |
| s270 | $100.00 | 5/19/2011 9:28:51 AM |
| Bob450 | $25.00 | 5/19/2011 11:45:58 AM |
| marwadi-62 | $500.00 | 5/19/2011 4:18:16 PM |
| five-star-note | $150.00 | 5/19/2011 5:19:24 PM |
| loss-of-control | $100.00 | 5/19/2011 5:46:31 PM |
| gold-cluster | $100.00 | 5/19/2011 8:42:12 PM |
| ChoiceInvestments | $32.75 | 5/19/2011 9:17:26 PM |
| ddoneday | $25.00 | 5/20/2011 4:38:59 AM |
| Fire2 | $25.00 | 5/20/2011 8:24:51 AM |
| mjjjrj | $102.90 | 5/20/2011 9:59:51 AM |
| kinetic-social | $25.00 | 5/20/2011 10:20:12 AM |
| spike22 | $37.59 | 5/20/2011 10:42:48 AM |
| credit-missile | $25.00 | 5/20/2011 10:52:22 AM |
| credit-missile | $25.00 | 5/20/2011 10:45:57 AM |
| muirheaj | $25.00 | 5/20/2011 11:18:34 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:35:29 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
505031
This series of Notes was issued and sold upon the funding of the borrower loan #49531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,849.07 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $298.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $18,035 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Shop-Keeper |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Shop Keeper
Purpose of loan:
This loan will be used to...Consolidate personal debts to manageable the reason I have found myself in this situation is my father recently diagnosed with cancer and my uncle died while was recovering. So, I went to help my mother with whatever she needed.
My financial situation:
I am a good candidate for this loan because I have always been good with managing money. My on time payment is 100% and I intend to pay this off as quickly as possible.
Monthly net income: $2260
Monthly expenses: $320
Housing: $100
Insurance: $80
Car expenses: $200
Utilities: $75
Phone, cable, internet: $0.00
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $125
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-enthralling-coin | $25.00 | 5/3/2011 5:09:12 PM |
| zorg77 | $50.00 | 5/3/2011 9:56:30 PM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:59:45 PM |
| miamibeachloaner | $50.00 | 5/12/2011 12:28:18 AM |
| loyalist1 | $100.00 | 5/12/2011 6:39:28 AM |
| TheAlchemist | $25.00 | 5/12/2011 10:31:21 AM |
| genius520 | $50.00 | 5/12/2011 5:27:20 PM |
| Weaverville | $25.00 | 5/12/2011 5:37:22 PM |
| the-reliable-trade | $100.00 | 5/13/2011 11:07:11 AM |
| missing-link | $25.00 | 5/13/2011 1:40:48 PM |
| Cai8899 | $25.00 | 5/14/2011 7:51:31 AM |
| red-power-pecan | $50.00 | 5/14/2011 9:05:09 AM |
| realtormoises | $25.00 | 5/15/2011 7:40:36 AM |
| agreement-animal | $30.13 | 5/16/2011 9:42:47 AM |
| first-class-felicity6 | $50.00 | 5/16/2011 10:03:46 AM |
| seisen | $50.00 | 5/16/2011 10:16:03 AM |
| mercuriant | $25.00 | 5/16/2011 10:55:12 AM |
| zone8 | $100.00 | 5/16/2011 12:46:12 PM |
| chungfang | $50.00 | 5/16/2011 1:38:25 PM |
| rogue_monster | $25.00 | 5/16/2011 1:30:45 PM |
| doncm | $50.00 | 5/16/2011 2:09:15 PM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:36:39 PM |
| kind-efficient-credit | $25.77 | 5/16/2011 1:42:14 PM |
| utmom | $25.00 | 5/16/2011 2:10:46 PM |
| enriched-truth | $50.00 | 5/16/2011 3:39:06 PM |
| GeorgiaCredit | $142.29 | 5/16/2011 3:59:19 PM |
| nilonc1 | $50.00 | 5/16/2011 3:21:33 PM |
| robocop | $55.00 | 5/16/2011 3:56:38 PM |
| andrewrobison | $30.02 | 5/16/2011 4:43:16 PM |
| HardLender | $50.00 | 5/16/2011 5:05:04 PM |
| TechnologyGuy | $25.00 | 5/16/2011 4:42:02 PM |
| orange-courageous-dedication | $25.00 | 5/16/2011 5:29:26 PM |
| richmondcowboy | $25.00 | 5/16/2011 5:28:59 PM |
| money-bauble | $100.00 | 5/16/2011 5:29:39 PM |
| agiovasil | $25.00 | 5/16/2011 6:29:30 PM |
| piston_honda | $25.00 | 5/16/2011 6:04:23 PM |
| aztec | $50.00 | 5/16/2011 6:09:10 PM |
| wise-loot-bear | $25.00 | 5/16/2011 6:56:27 PM |
| JPMorrisLegacyFund | $100.00 | 5/16/2011 9:26:49 PM |
| poppinkid | $34.02 | 5/16/2011 9:20:01 PM |
| 7arkahc | $44.94 | 5/17/2011 2:18:47 AM |
| head | $25.00 | 5/17/2011 12:41:16 AM |
| wwwUniversal | $25.00 | 5/17/2011 2:38:37 AM |
| brandan | $50.00 | 5/17/2011 3:29:39 AM |
| investment-habanero8 | $100.00 | 5/17/2011 4:08:39 AM |
| intuitive-worth7 | $25.00 | 5/17/2011 5:51:11 AM |
| careful-note1 | $50.00 | 5/17/2011 5:59:39 AM |
| stylish-generosity6 | $25.00 | 5/17/2011 6:03:22 AM |
| return-seeker85 | $119.75 | 5/17/2011 4:51:52 AM |
| competent-p2p | $25.60 | 5/17/2011 6:12:12 AM |
| B2152 | $25.00 | 5/17/2011 4:52:41 AM |
| capital-galaxy | $50.00 | 5/17/2011 5:03:13 AM |
| oath163 | $30.00 | 5/17/2011 6:50:43 AM |
| atlmoneyman | $100.00 | 5/17/2011 7:08:44 AM |
| shrewd-income | $25.00 | 5/17/2011 5:58:57 AM |
| bassman46 | $100.00 | 5/17/2011 6:57:06 AM |
| listing-trapper3 | $50.00 | 5/17/2011 8:17:51 AM |
| kwxj61b | $50.00 | 5/17/2011 12:41:01 PM |
| kind-credit-bear | $25.00 | 5/17/2011 1:31:08 PM |
| jo2y | $25.00 | 5/17/2011 1:31:10 PM |
| helping-out | $35.00 | 5/17/2011 1:49:33 PM |
| velocity-quest5 | $50.00 | 5/17/2011 2:46:30 PM |
| smilinsam | $50.00 | 5/17/2011 2:46:34 PM |
| handshake5 | $100.00 | 5/17/2011 2:46:53 PM |
| new-social-economist | $50.00 | 5/17/2011 2:45:10 PM |
| worthy-bid8 | $50.00 | 5/17/2011 2:46:08 PM |
| handy-justice | $100.00 | 5/17/2011 2:46:17 PM |
| bill-appraiser7 | $25.00 | 5/17/2011 2:46:22 PM |
| point-compadre | $50.00 | 5/17/2011 2:46:38 PM |
| hitsman | $50.00 | 5/17/2011 2:46:45 PM |
| economy-coup | $30.00 | 5/3/2011 5:08:04 PM |
| suave-dime6 | $25.00 | 5/3/2011 5:35:17 PM |
| 2grindstones | $25.00 | 5/3/2011 5:50:30 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:39 PM |
| bonus-demon | $50.00 | 5/4/2011 3:09:24 PM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:05:51 AM |
| chungfang | $25.00 | 5/12/2011 10:00:54 AM |
| Redmond | $25.00 | 5/12/2011 6:19:49 PM |
| Investoman | $75.00 | 5/15/2011 4:24:25 AM |
| CAGE-Investments | $25.00 | 5/15/2011 12:27:06 PM |
| special-currency6 | $50.00 | 5/15/2011 3:14:30 PM |
| the-silver-blaster | $50.00 | 5/16/2011 7:35:24 AM |
| thelovebug | $50.00 | 5/16/2011 9:27:29 AM |
| divedude | $25.00 | 5/16/2011 10:28:23 AM |
| kidsskipp | $50.00 | 5/16/2011 10:38:52 AM |
| 6moonbeams | $50.00 | 5/16/2011 10:49:22 AM |
| Bikerider | $50.00 | 5/16/2011 1:05:00 PM |
| authentic-finance194 | $100.00 | 5/16/2011 1:27:43 PM |
| brightest-greenback-spark | $25.00 | 5/16/2011 1:31:34 PM |
| repayment-genius7 | $25.00 | 5/16/2011 1:32:09 PM |
| ThatDanGuy | $50.00 | 5/16/2011 1:32:36 PM |
| Dubbs360 | $100.00 | 5/16/2011 2:05:20 PM |
| value-hero3 | $100.00 | 5/16/2011 2:33:31 PM |
| truth-futurist | $50.00 | 5/16/2011 3:06:02 PM |
| hookUup | $26.30 | 5/16/2011 3:20:21 PM |
| sharp-trade0 | $25.00 | 5/16/2011 2:41:18 PM |
| capital-galaxy | $100.00 | 5/16/2011 3:56:11 PM |
| frclmym | $25.00 | 5/16/2011 3:12:14 PM |
| payment-jalapeno9 | $50.00 | 5/16/2011 4:31:42 PM |
| dcap3 | $50.00 | 5/16/2011 4:16:53 PM |
| Kyileo | $25.00 | 5/16/2011 4:59:10 PM |
| Bob450 | $25.00 | 5/16/2011 4:31:44 PM |
| exciting-loyalty3 | $100.00 | 5/16/2011 4:31:55 PM |
| Mlusher | $50.00 | 5/16/2011 4:40:03 PM |
| beaker | $25.00 | 5/16/2011 5:29:47 PM |
| fortytwo | $100.00 | 5/16/2011 5:58:21 PM |
| haplender | $50.00 | 5/16/2011 5:54:50 PM |
| Gibbyland | $100.00 | 5/16/2011 5:55:21 PM |
| Pitufo | $29.03 | 5/16/2011 6:02:35 PM |
| VillageLending | $40.00 | 5/16/2011 6:12:20 PM |
| truth-trapper | $25.00 | 5/16/2011 6:42:54 PM |
| Ananya | $25.00 | 5/16/2011 7:20:48 PM |
| wtrboy | $50.00 | 5/16/2011 10:37:23 PM |
| reflective-rupee | $25.00 | 5/16/2011 8:57:03 PM |
| unadilla | $50.00 | 5/16/2011 9:02:40 PM |
| porkhelmet | $25.00 | 5/16/2011 9:32:10 PM |
| akfish | $50.00 | 5/16/2011 10:36:17 PM |
| Schlawinzer | $25.00 | 5/17/2011 5:11:40 AM |
| Leopoldine | $25.00 | 5/17/2011 7:13:19 AM |
| Silverling6 | $26.22 | 5/17/2011 6:54:22 AM |
| SC2TX | $200.00 | 5/17/2011 7:32:54 AM |
| Preferred-Lender | $25.00 | 5/17/2011 7:39:13 AM |
| sappy02 | $50.00 | 5/17/2011 8:33:36 AM |
| NobisEst | $25.00 | 5/17/2011 9:44:17 AM |
| Jack55304 | $300.00 | 5/17/2011 10:20:16 AM |
| gardenofeden | $25.00 | 5/17/2011 10:34:48 AM |
| green-rapid-openness | $50.00 | 5/17/2011 10:54:47 AM |
| festeringsnot | $25.00 | 5/17/2011 11:57:03 AM |
| credit-high-five8 | $50.00 | 5/17/2011 12:52:36 PM |
| firewomin | $50.00 | 5/17/2011 1:59:17 PM |
| unassuming-capital3 | $50.00 | 5/17/2011 1:49:07 PM |
| the-dollar-topper | $100.00 | 5/17/2011 2:46:26 PM |
| jalapeno2 | $25.00 | 5/17/2011 2:46:32 PM |
| bid-czar8 | $50.00 | 5/17/2011 2:46:49 PM |
| credit-sycamore4 | $50.00 | 5/17/2011 2:46:20 PM |
| fmanjoo | $25.00 | 5/17/2011 2:46:36 PM |
| papaloha | $25.00 | 5/17/2011 2:46:41 PM |
| careful-note | $50.00 | 5/17/2011 2:46:47 PM |
| thankful-generosity5 | $25.00 | 5/17/2011 4:58:52 PM |
| 139 Investments
|
Borrower Payment Dependent Notes Series
505157
This series of Notes was issued and sold upon the funding of the borrower loan #49589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $304.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1980 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 37y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,852 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| serene-euro5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Purpose of loan:
This loan will be used to...
Help my daughter from foreclosing on her home
My financial situation:
I am a good candidate for this loan because...
I've been on my job for over 35 years.....this is my second listing the first listing was canceled due to time lapsing. I hoping that all information is accurate now so that we can move forward with process
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SLN-10 | $25.00 | 5/3/2011 5:08:53 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:09:24 PM |
| economy-coup | $30.00 | 5/3/2011 5:08:06 PM |
| shrewd-peace7 | $25.00 | 5/3/2011 5:24:21 PM |
| Artist_Blue | $25.00 | 5/3/2011 5:25:00 PM |
| 2grindstones | $25.00 | 5/3/2011 5:47:15 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:54 PM |
| suave-dime6 | $25.00 | 5/3/2011 5:35:21 PM |
| DadWarbucks | $28.28 | 5/4/2011 1:40:08 AM |
| eronyc | $30.94 | 5/4/2011 1:35:13 AM |
| get30inc | $32.82 | 5/4/2011 1:40:00 AM |
| ultimate-peace | $25.00 | 5/4/2011 9:04:28 AM |
| brightest-dignified-penny | $25.00 | 5/4/2011 10:50:18 AM |
| RyanM561 | $25.00 | 5/5/2011 4:49:54 AM |
| bonus-demon | $50.00 | 5/5/2011 9:47:15 AM |
| diplomatic-wealth7 | $25.00 | 5/5/2011 4:28:59 PM |
| Rogelio48 | $30.00 | 5/6/2011 7:57:39 PM |
| Banker_Joe | $25.00 | 5/8/2011 6:44:39 PM |
| worth-blanket2 | $4,900.00 | 5/9/2011 11:16:07 AM |
| yf99yz | $3.90 | 5/9/2011 9:14:35 PM |
| DHolly | $25.00 | 5/3/2011 5:15:58 PM |
| 87Marc | $25.00 | 5/3/2011 5:19:41 PM |
| Kreditorium | $25.00 | 5/3/2011 5:20:35 PM |
| magnetic-dedication3 | $25.00 | 5/3/2011 9:06:53 PM |
| divedude | $25.00 | 5/4/2011 1:35:08 AM |
| kulender | $50.00 | 5/4/2011 6:29:58 AM |
| janeybooboo | $50.00 | 5/4/2011 5:15:06 AM |
| Kash2010lu | $25.00 | 5/4/2011 8:50:05 AM |
| reflective-rupee | $200.00 | 5/4/2011 9:49:24 AM |
| larryboy10 | $25.00 | 5/5/2011 6:33:25 AM |
| BuildingShanghai | $140.00 | 5/9/2011 12:03:30 AM |
| Guardian21 | $304.01 | 5/9/2011 4:18:11 PM |
| 168RichCapital | $25.05 | 5/9/2011 5:25:41 PM |
| kind-charming-value | $600.00 | 5/9/2011 8:46:04 PM |
| sensible-bazaar84 | $50.00 | 5/9/2011 9:10:26 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
505303
This series of Notes was issued and sold upon the funding of the borrower loan #49580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
7 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,867 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| transparency-genetics3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal debt consolidation
Purpose of loan: Using to pay a few small personal debts and a credit card I no longer want
This loan will be used to...
My financial situation: good we pay our bills on time and have a samll savings
I am a good candidate for this loan because...I pay my debts
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 2grindstones | $25.00 | 5/16/2011 5:07:24 PM |
| suave-dime6 | $25.00 | 5/16/2011 5:10:58 PM |
| FutureLenderEC | $25.00 | 5/16/2011 5:08:19 PM |
| missing-link | $25.00 | 5/16/2011 5:08:40 PM |
| Danjack_Capital | $25.00 | 5/17/2011 9:06:58 AM |
| reflective-rupee | $200.00 | 5/17/2011 9:11:44 AM |
| lending-theory | $50.00 | 5/17/2011 9:24:47 AM |
| economy-coup | $100.00 | 5/16/2011 5:10:43 PM |
| kind-charming-value | $500.00 | 5/16/2011 5:21:43 PM |
| Whipster | $25.00 | 5/16/2011 7:52:31 PM |
| greencat | $50.00 | 5/17/2011 7:14:40 AM |
| favorite-commerce | $25.00 | 5/17/2011 9:38:48 AM |
| worth-blanket2 | $925.00 | 5/17/2011 10:23:00 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
505419
This series of Notes was issued and sold upon the funding of the borrower loan #49530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 19.42% |
Monthly payment:
| $380.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.69% | | |
| |
Estimated return*:
| 10.74% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,402 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kung-fu4 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
request for loan
Purpose of loan: Debt Consolidation
This loan will be used to...consolidate some debt.
My financial situation: Very good
I am a good candidate for this loan because...I have a solid job and a good credit history. My credit score is above 700.
I also have other income from Rentals and make money from flipping houses as well.
Monthly net income: $ 7,500
Monthly expenses: $5,400
Housing: $1,350
Insurance: $ 200
Car expenses: $ 250
Utilities: $ 250
Phone, cable, internet: $ 150
Food, entertainment: $ 300
Clothing, household expenses: $ 300
Credit cards and other loans: $ 600
Other expenses: $ 2,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/9/2011 9:17:47 AM |
| Bank_Of_XL | $100.00 | 5/9/2011 1:11:45 PM |
| rescue | $100.00 | 5/10/2011 6:56:45 PM |
| nilonc1 | $75.00 | 5/12/2011 12:31:09 PM |
| Adaboy | $26.67 | 5/12/2011 12:38:45 PM |
| leprechaun92 | $26.33 | 5/12/2011 12:44:45 PM |
| vegibenz | $63.16 | 5/12/2011 1:13:30 PM |
| Dowanhill | $25.00 | 5/12/2011 1:27:57 PM |
| Bill88 | $25.00 | 5/12/2011 1:29:34 PM |
| GCInvestments | $30.00 | 5/12/2011 1:30:35 PM |
| silver-wonder278 | $250.00 | 5/12/2011 1:55:59 PM |
| mykkai | $25.00 | 5/12/2011 2:08:15 PM |
| finance-dandelion | $30.00 | 5/12/2011 3:00:04 PM |
| FinanceEngine | $35.00 | 5/12/2011 3:07:39 PM |
| lender-inc | $30.00 | 5/12/2011 3:19:38 PM |
| sunny-truth6 | $50.00 | 5/12/2011 4:02:33 PM |
| kind-efficient-credit | $25.00 | 5/12/2011 4:48:24 PM |
| GranCarol | $25.00 | 5/12/2011 5:28:25 PM |
| EretzCapital | $54.51 | 5/12/2011 5:09:10 PM |
| sharp-trade0 | $25.00 | 5/12/2011 5:15:39 PM |
| hookUup | $27.30 | 5/12/2011 6:59:59 PM |
| zorg77 | $50.00 | 5/12/2011 7:12:06 PM |
| payout-quark | $200.00 | 5/12/2011 5:48:33 PM |
| A-ONE-INVESTMENTS | $25.00 | 5/12/2011 8:11:26 PM |
| Lender95466 | $25.00 | 5/12/2011 6:33:52 PM |
| debtcollector | $50.00 | 5/12/2011 6:57:03 PM |
| crippledcircus | $25.00 | 5/12/2011 8:26:25 PM |
| calkidd05 | $26.00 | 5/12/2011 8:56:15 PM |
| Zuzu | $50.00 | 5/12/2011 8:12:51 PM |
| Minotaur | $25.00 | 5/12/2011 8:18:55 PM |
| reward-walnut | $50.00 | 5/12/2011 9:09:30 PM |
| Paidaspromised | $50.00 | 5/13/2011 2:28:46 AM |
| stonewell | $34.24 | 5/12/2011 10:59:12 PM |
| MrCoffee | $39.52 | 5/13/2011 3:30:29 AM |
| moneyman369 | $89.54 | 5/13/2011 6:36:27 AM |
| market-pudding | $25.00 | 5/13/2011 5:07:03 AM |
| luann199 | $42.19 | 5/13/2011 6:13:03 AM |
| authority624 | $28.52 | 5/13/2011 7:36:17 AM |
| Kaladen | $25.00 | 5/13/2011 7:38:42 AM |
| Dubbs360 | $50.00 | 5/13/2011 7:51:33 AM |
| simeonthewhale | $25.00 | 5/13/2011 7:07:14 AM |
| OnTracInvest | $25.00 | 5/13/2011 8:08:56 AM |
| unconquerable-dedication | $25.00 | 5/13/2011 9:19:32 AM |
| smallbizrule | $25.00 | 5/13/2011 9:22:13 AM |
| integrity-trumpet | $100.00 | 5/13/2011 9:23:57 AM |
| najmn103 | $25.00 | 5/13/2011 8:29:16 AM |
| RockpointCapital | $100.00 | 5/13/2011 9:16:52 AM |
| mohara25 | $58.09 | 5/13/2011 9:27:47 AM |
| finance-amusement4 | $300.00 | 5/13/2011 10:03:42 AM |
| EarlyRiser | $200.00 | 5/13/2011 12:02:13 PM |
| newest-funds-powerplant | $25.00 | 5/14/2011 4:40:36 PM |
| FigTree | $50.00 | 5/14/2011 4:44:27 PM |
| benjamins-utopia | $50.00 | 5/14/2011 4:44:31 PM |
| math1973 | $50.00 | 5/16/2011 10:31:06 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:18 AM |
| industrious-dedication | $25.00 | 5/16/2011 4:13:33 PM |
| tszbgae | $75.00 | 5/16/2011 3:43:36 PM |
| crw1950 | $30.23 | 5/16/2011 5:07:45 PM |
| C2Banking | $25.00 | 5/16/2011 5:11:38 PM |
| Cai8899 | $30.00 | 5/16/2011 5:44:05 PM |
| aztec | $100.00 | 5/16/2011 6:10:04 PM |
| soulful-truth | $1,000.00 | 5/16/2011 6:32:20 PM |
| mgking007 | $26.25 | 5/16/2011 10:15:36 PM |
| shrewd-income | $25.00 | 5/16/2011 8:56:17 PM |
| blue-velocity-investor | $50.00 | 5/17/2011 2:04:32 AM |
| cjames84 | $25.00 | 5/17/2011 3:01:35 AM |
| radiant-fund | $50.00 | 5/17/2011 3:00:04 AM |
| mightymousemom | $25.00 | 5/17/2011 6:02:27 AM |
| GElender | $25.00 | 5/17/2011 7:02:46 AM |
| gypsy11 | $125.00 | 5/17/2011 7:39:25 AM |
| sappy02 | $50.00 | 5/17/2011 8:35:51 AM |
| sosleep | $25.00 | 5/17/2011 8:42:58 AM |
| StLME | $50.00 | 5/17/2011 9:13:41 AM |
| a-majestic-power | $100.00 | 5/17/2011 10:14:46 AM |
| randsenterprise | $25.00 | 5/17/2011 10:35:35 AM |
| FrugalForLife | $50.00 | 5/17/2011 12:45:27 PM |
| thorough-payout8 | $25.00 | 5/17/2011 1:10:21 PM |
| doopers | $25.00 | 5/17/2011 3:14:31 PM |
| nickel-position | $25.00 | 5/17/2011 3:19:16 PM |
| torpedoman-usn | $33.63 | 5/17/2011 3:29:48 PM |
| AFairDeal | $25.00 | 5/17/2011 3:35:31 PM |
| generosity-fuse | $41.60 | 5/17/2011 6:27:17 PM |
| magnificent-euro543 | $25.00 | 5/17/2011 6:53:56 PM |
| red-favorable-basis | $25.00 | 5/17/2011 8:22:33 PM |
| p2ploan-sensation211 | $25.00 | 5/17/2011 8:07:26 PM |
| credit-kahuna | $50.00 | 5/17/2011 11:23:18 PM |
| sharp518 | $50.00 | 5/18/2011 6:07:59 AM |
| E-B | $50.00 | 5/18/2011 5:04:16 AM |
| repayment-pudding | $25.00 | 5/18/2011 8:19:20 AM |
| whitegold24k | $85.49 | 5/18/2011 8:21:14 AM |
| payment-halo | $25.00 | 5/18/2011 6:17:38 AM |
| Raetha | $25.00 | 5/18/2011 8:12:48 AM |
| jhernand17 | $25.00 | 5/18/2011 8:43:08 AM |
| resplendent-dollar | $25.00 | 5/18/2011 10:09:40 AM |
| mhotchan | $100.00 | 5/18/2011 10:10:22 AM |
| enthralling-deal180 | $50.00 | 5/18/2011 9:54:32 AM |
| dollar-heart5 | $50.00 | 5/18/2011 10:11:42 AM |
| the-silver-blaster | $50.00 | 5/18/2011 9:57:29 AM |
| Whitey | $50.00 | 5/18/2011 10:39:51 AM |
| mauge35 | $52.08 | 5/18/2011 10:18:56 AM |
| transparency-bopper9 | $100.00 | 5/18/2011 10:34:41 AM |
| IPlayOutsideTheBox | $50.00 | 5/18/2011 10:28:31 AM |
| thestartuplender | $25.11 | 5/18/2011 10:45:33 AM |
| tomaswk | $130.17 | 5/18/2011 11:12:56 AM |
| xthread | $50.00 | 5/18/2011 11:19:00 AM |
| ddog0224 | $100.00 | 5/18/2011 11:46:59 AM |
| gjm6d | $25.00 | 5/18/2011 11:48:47 AM |
| ranch5 | $200.00 | 5/18/2011 11:49:55 AM |
| liberty-society5 | $30.00 | 5/18/2011 11:56:05 AM |
| dakkid | $30.00 | 5/18/2011 12:13:56 PM |
| matt_2006 | $25.00 | 5/18/2011 12:23:15 PM |
| market-aficionado3 | $35.00 | 5/18/2011 12:25:52 PM |
| cathmorcorvus | $25.00 | 5/18/2011 12:33:16 PM |
| retirementlady | $25.00 | 5/18/2011 1:03:05 PM |
| shrewd-income | $50.00 | 5/18/2011 12:47:03 PM |
| forthright-trade | $25.00 | 5/18/2011 1:32:42 PM |
| gslinv | $28.00 | 5/18/2011 1:42:52 PM |
| ranstlin | $25.00 | 5/18/2011 1:31:26 PM |
| maldok1 | $25.00 | 5/18/2011 2:06:18 PM |
| zx12rider | $25.00 | 5/18/2011 2:59:18 PM |
| wwwUniversal | $25.00 | 5/18/2011 3:31:04 PM |
| Veggie_Monkey | $25.00 | 5/18/2011 10:28:40 PM |
| justinology | $49.99 | 5/19/2011 5:42:50 AM |
| please-repay | $25.00 | 5/19/2011 4:26:11 AM |
| milo1000 | $93.48 | 5/19/2011 8:05:11 AM |
| wayman | $50.00 | 5/19/2011 10:13:46 AM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 11:02:41 AM |
| w3alter | $50.00 | 5/19/2011 11:01:34 AM |
| Cypher041 | $25.00 | 5/19/2011 1:02:24 PM |
| mclark340 | $70.00 | 5/19/2011 3:04:30 PM |
| koonsdawg | $28.02 | 5/19/2011 6:18:18 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:48:48 AM |
| intuitive-integrity9 | $50.00 | 5/20/2011 8:01:03 AM |
| finance-symphony7 | $50.00 | 5/20/2011 7:38:47 AM |
| magnetic-dedication3 | $25.00 | 5/9/2011 9:48:23 AM |
| bonus-demon | $25.00 | 5/9/2011 1:13:25 PM |
| pacheco | $40.00 | 5/12/2011 12:29:34 PM |
| dcap3 | $25.00 | 5/12/2011 12:17:35 PM |
| availableloan | $25.00 | 5/12/2011 12:36:58 PM |
| mark7282 | $25.00 | 5/12/2011 12:36:15 PM |
| JeffHoll | $60.00 | 5/12/2011 12:35:01 PM |
| janeybooboo | $200.00 | 5/12/2011 12:56:37 PM |
| kind-magnificent-bid | $100.00 | 5/12/2011 12:48:58 PM |
| unconquerable-transparency865 | $100.00 | 5/12/2011 1:00:23 PM |
| sfmf | $25.00 | 5/12/2011 1:27:01 PM |
| Grandmahoneybee | $50.00 | 5/12/2011 1:17:08 PM |
| neutrino6 | $25.00 | 5/12/2011 3:01:54 PM |
| bibliomania | $25.00 | 5/12/2011 3:52:48 PM |
| terrific-return | $34.91 | 5/12/2011 3:58:48 PM |
| competent-p2p | $50.00 | 5/12/2011 4:05:48 PM |
| friendly-market5 | $33.91 | 5/12/2011 5:06:12 PM |
| the-enthralling-coin | $25.00 | 5/12/2011 4:57:26 PM |
| Kyileo | $25.00 | 5/12/2011 5:25:00 PM |
| one-midas | $25.00 | 5/12/2011 6:11:13 PM |
| new-truth-chuckler | $37.87 | 5/12/2011 5:33:43 PM |
| George13 | $50.00 | 5/12/2011 6:42:50 PM |
| debtcollector | $50.00 | 5/12/2011 6:59:45 PM |
| Peacepower | $50.00 | 5/12/2011 5:56:10 PM |
| flyboy21 | $25.00 | 5/12/2011 7:31:46 PM |
| liberty-point | $25.00 | 5/12/2011 6:00:49 PM |
| melodious-fairness | $100.00 | 5/12/2011 6:48:52 PM |
| KrisKringle | $60.00 | 5/12/2011 6:51:38 PM |
| marwadi-62 | $150.00 | 5/12/2011 7:32:29 PM |
| zone6 | $63.67 | 5/12/2011 7:43:03 PM |
| 420limo | $35.00 | 5/12/2011 11:52:43 PM |
| noodles932 | $30.00 | 5/12/2011 8:53:15 PM |
| Joshtron | $50.00 | 5/12/2011 9:01:40 PM |
| Jim33 | $25.00 | 5/12/2011 9:34:06 PM |
| green-planet-guy | $25.00 | 5/12/2011 11:07:48 PM |
| supreme-hope | $25.00 | 5/13/2011 1:06:09 AM |
| Oak-Parker | $25.00 | 5/13/2011 4:06:00 AM |
| head | $25.00 | 5/12/2011 11:51:27 PM |
| 3_boyz | $50.00 | 5/13/2011 5:58:23 AM |
| rockhound84 | $25.00 | 5/13/2011 6:02:20 AM |
| basejump0 | $25.00 | 5/13/2011 4:05:39 AM |
| nalaari | $26.18 | 5/13/2011 6:09:47 AM |
| buffalobills | $25.00 | 5/13/2011 7:38:53 AM |
| big-lendin | $250.00 | 5/13/2011 7:18:55 AM |
| industrious-currency | $50.00 | 5/13/2011 7:38:08 AM |
| Kaladen | $25.00 | 5/13/2011 7:35:22 AM |
| dollar-authority | $50.00 | 5/13/2011 7:40:40 AM |
| RockpointCapital | $200.00 | 5/13/2011 9:41:32 AM |
| squadron781 | $25.00 | 5/13/2011 9:54:10 AM |
| C_M | $100.00 | 5/13/2011 9:34:26 AM |
| loss-of-control | $100.00 | 5/13/2011 10:07:45 AM |
| chrisb1414 | $25.00 | 5/13/2011 10:45:25 AM |
| oreyedoc | $50.00 | 5/13/2011 10:21:01 AM |
| Scotcha | $50.00 | 5/13/2011 11:58:59 AM |
| Peterman | $25.00 | 5/13/2011 5:14:17 PM |
| kulender | $50.00 | 5/14/2011 9:21:25 AM |
| Watersports | $50.00 | 5/16/2011 11:45:10 AM |
| nickel-ferret | $100.00 | 5/16/2011 3:48:18 PM |
| Dubbs360 | $50.00 | 5/16/2011 3:51:21 PM |
| dcap3 | $50.00 | 5/16/2011 4:13:41 PM |
| dirkiebush | $50.00 | 5/16/2011 4:15:16 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:27:44 PM |
| TechnologyGuy | $25.00 | 5/16/2011 4:43:44 PM |
| Micropterus | $25.00 | 5/16/2011 5:57:34 PM |
| 113121 | $25.00 | 5/16/2011 6:40:59 PM |
| baker31 | $50.00 | 5/16/2011 7:41:25 PM |
| brightest-greenback-spark | $50.00 | 5/17/2011 6:50:43 AM |
| shugyosha | $50.00 | 5/17/2011 7:31:22 AM |
| payment-jalapeno9 | $200.00 | 5/17/2011 8:38:45 AM |
| p2p-eagle9 | $25.00 | 5/17/2011 8:44:48 AM |
| agreement-guild | $100.00 | 5/17/2011 9:48:27 AM |
| tolerant-truth2 | $50.00 | 5/17/2011 10:10:30 AM |
| chungfang | $50.00 | 5/17/2011 10:18:17 AM |
| mrstender | $25.00 | 5/17/2011 11:41:30 AM |
| festeringsnot | $25.00 | 5/17/2011 11:51:49 AM |
| shrewd-income | $75.00 | 5/17/2011 1:22:17 PM |
| Islandgal | $50.00 | 5/17/2011 2:21:22 PM |
| mammalian4 | $25.00 | 5/17/2011 2:59:41 PM |
| Tammy102800 | $25.00 | 5/17/2011 3:07:44 PM |
| the-serene-transaction | $56.53 | 5/17/2011 3:47:21 PM |
| JustMee | $25.00 | 5/17/2011 5:03:44 PM |
| labate | $29.43 | 5/17/2011 6:58:00 PM |
| intrepid-loot | $75.00 | 5/17/2011 6:32:26 PM |
| thankful-nickel2 | $25.00 | 5/17/2011 7:50:51 PM |
| Nerdster1 | $25.10 | 5/18/2011 4:40:38 AM |
| dukem | $50.00 | 5/18/2011 5:27:59 AM |
| aztocas | $50.00 | 5/18/2011 7:51:14 AM |
| buffalobills | $25.00 | 5/18/2011 6:54:23 AM |
| octoberfresh | $25.00 | 5/18/2011 8:07:52 AM |
| independent-transaction | $100.00 | 5/18/2011 7:56:37 AM |
| independent-transaction | $100.00 | 5/18/2011 8:01:12 AM |
| VillageLending | $40.00 | 5/18/2011 8:50:29 AM |
| indomitable-coin | $25.00 | 5/18/2011 9:19:04 AM |
| Oranje88 | $100.00 | 5/18/2011 10:02:07 AM |
| HuckleberryProperties | $25.00 | 5/18/2011 10:08:17 AM |
| blue-nourishing-principal | $100.00 | 5/18/2011 9:54:17 AM |
| neutrino6 | $25.00 | 5/18/2011 9:54:33 AM |
| formula842 | $25.00 | 5/18/2011 10:13:15 AM |
| inventive-wealth2 | $30.24 | 5/18/2011 10:06:00 AM |
| Scubadiver | $100.00 | 5/18/2011 10:44:37 AM |
| careful-yield1 | $25.00 | 5/18/2011 10:07:07 AM |
| silverroadster | $53.11 | 5/18/2011 10:13:18 AM |
| bold-marketplace-farm | $500.00 | 5/18/2011 10:14:06 AM |
| financelover | $50.00 | 5/18/2011 11:14:49 AM |
| rapid-loyalty1 | $25.00 | 5/18/2011 10:54:08 AM |
| golden-marketplace599 | $25.00 | 5/18/2011 10:58:06 AM |
| F-A1Grant | $100.00 | 5/18/2011 11:22:38 AM |
| investment-comet | $25.00 | 5/18/2011 11:15:26 AM |
| Underzenith85 | $25.00 | 5/18/2011 11:39:53 AM |
| Gr8rGood | $30.00 | 5/18/2011 12:06:48 PM |
| nickel-banshee | $73.10 | 5/18/2011 12:05:54 PM |
| fast123money | $150.00 | 5/18/2011 12:21:25 PM |
| pound-maniac1 | $29.00 | 5/18/2011 12:36:42 PM |
| Mad_Scientist | $50.00 | 5/18/2011 1:13:54 PM |
| 0403 | $25.00 | 5/18/2011 1:25:10 PM |
| boola1010 | $50.00 | 5/18/2011 1:20:26 PM |
| blue-soulful-commitment | $100.00 | 5/18/2011 1:28:45 PM |
| TicTac | $30.00 | 5/18/2011 2:47:53 PM |
| tech310 | $50.00 | 5/18/2011 5:13:50 PM |
| toomanyfishtanks | $50.00 | 5/18/2011 5:20:18 PM |
| american6 | $100.00 | 5/18/2011 6:26:26 PM |
| moola-cell3 | $50.00 | 5/19/2011 7:30:32 AM |
| Long-term2040 | $25.00 | 5/19/2011 8:41:52 AM |
| radforj22 | $25.00 | 5/19/2011 10:25:06 AM |
| Katburg | $50.00 | 5/19/2011 10:53:45 AM |
| nalaari | $25.00 | 5/19/2011 1:16:28 PM |
| tranquil-revenue | $92.82 | 5/19/2011 3:02:50 PM |
| r48 | $25.00 | 5/19/2011 3:35:31 PM |
| first-upright-payout | $25.00 | 5/19/2011 5:35:10 PM |
| PaulW | $25.00 | 5/19/2011 5:42:45 PM |
| GolfPro2006 | $25.00 | 5/19/2011 6:44:47 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:56:52 PM |
| gmf | $25.00 | 5/19/2011 7:41:14 PM |
| authentic-currency2 | $49.86 | 5/19/2011 9:09:31 PM |
| strutter | $25.00 | 5/19/2011 8:58:44 PM |
| mcelhatt | $25.00 | 5/20/2011 8:00:46 AM |
| 270 Investments
|
Borrower Payment Dependent Notes Series
505429
This series of Notes was issued and sold upon the funding of the borrower loan #49521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,590.58 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $346.07 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2007 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,717 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sharp-transparency1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation - 2nd attempt
Purpose of loan:
This loan will be used to consolidate and payoff my credit card debt. some of the money is for personal expense to help my sister's wedding.
My financial situation:
I am a good candidate for this loan because I have never missed a payment. I have a steady job in IT (Systems Analyst) since 3.5 years and I can easily afford the payments after expenses.
Monthly net income: $4800
Monthly expenses:
Housing: $1000
Insurance: $140
Car expenses: $500
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $250
Credit cards and other loans: $250
Other expenses: $200
my previous request:
https://www.prosper.com/invest/listing.aspx?listingID=503300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/5/2011 5:07:36 PM |
| janeybooboo | $100.00 | 5/5/2011 6:06:58 PM |
| brightest-dignified-penny | $25.00 | 5/5/2011 10:08:14 PM |
| sparkling-interest1 | $25.00 | 5/5/2011 11:04:31 PM |
| golffish2 | $50.00 | 5/6/2011 4:04:19 AM |
| qsolo | $200.00 | 5/9/2011 9:44:16 AM |
| jjswanso | $40.00 | 5/12/2011 8:24:19 PM |
| loyalist1 | $100.00 | 5/13/2011 7:39:41 AM |
| cerebral-deal353 | $25.00 | 5/13/2011 11:37:12 AM |
| BradP | $25.00 | 5/13/2011 6:08:31 PM |
| Investoman | $75.00 | 5/15/2011 4:25:22 AM |
| the-silver-blaster | $50.00 | 5/16/2011 7:36:48 AM |
| 6moonbeams | $50.00 | 5/16/2011 10:50:11 AM |
| mercuriant | $25.00 | 5/16/2011 10:55:56 AM |
| wise-extraordinary-loot | $50.00 | 5/16/2011 1:37:22 PM |
| repayment-genius7 | $25.00 | 5/17/2011 9:07:42 AM |
| NobisEst | $25.00 | 5/17/2011 9:45:15 AM |
| CA-Lender | $25.05 | 5/17/2011 12:12:25 PM |
| briskdevl07 | $25.00 | 5/17/2011 1:04:44 PM |
| careful-note1 | $50.00 | 5/17/2011 1:57:02 PM |
| helping-out | $35.00 | 5/17/2011 1:50:00 PM |
| the-reliable-trade | $100.00 | 5/17/2011 2:44:33 PM |
| CreditBuilder2 | $100.00 | 5/17/2011 3:15:17 PM |
| the-enthralling-coin | $25.00 | 5/17/2011 5:11:27 PM |
| Redmond | $25.00 | 5/17/2011 5:37:01 PM |
| loss-of-control | $100.00 | 5/17/2011 6:12:55 PM |
| lasalle123 | $43.97 | 5/17/2011 6:47:46 PM |
| melodious-openness | $100.00 | 5/17/2011 6:57:37 PM |
| ore-frontier | $25.80 | 5/17/2011 7:24:55 PM |
| reward-dynamo | $50.00 | 5/17/2011 8:23:35 PM |
| handy-justice | $200.00 | 5/17/2011 8:29:20 PM |
| loan-master1 | $25.00 | 5/17/2011 7:43:50 PM |
| jybank | $50.00 | 5/17/2011 11:36:48 PM |
| wheel184 | $25.00 | 5/17/2011 8:11:23 PM |
| aztocas | $50.00 | 5/18/2011 7:47:54 AM |
| independent-transaction | $200.00 | 5/18/2011 7:54:20 AM |
| a-restless-dollar | $50.00 | 5/18/2011 8:04:14 AM |
| HermanstadtKid | $25.00 | 5/18/2011 4:50:25 AM |
| FinanceEngine | $30.00 | 5/18/2011 7:12:51 AM |
| greencat | $50.00 | 5/18/2011 7:16:09 AM |
| profreshonal | $44.20 | 5/18/2011 7:06:34 AM |
| broomfieldbucks | $25.00 | 5/18/2011 8:42:06 AM |
| economy-popcorn | $25.00 | 5/18/2011 9:44:23 AM |
| platinum-scientist9 | $25.00 | 5/18/2011 9:49:52 AM |
| Oranje88 | $100.00 | 5/18/2011 9:53:51 AM |
| machkimaspesi | $25.00 | 5/18/2011 9:55:04 AM |
| mhotchan | $100.00 | 5/18/2011 10:07:00 AM |
| resplendent-dollar | $25.00 | 5/18/2011 10:10:28 AM |
| jazzlender | $25.00 | 5/18/2011 10:13:47 AM |
| beans53 | $25.00 | 5/18/2011 10:28:22 AM |
| AlphaInternational | $25.00 | 5/18/2011 11:10:53 AM |
| thestartuplender | $35.00 | 5/18/2011 10:44:07 AM |
| Bidwinner08 | $50.00 | 5/18/2011 11:11:56 AM |
| bold-gold-relaxation | $100.00 | 5/18/2011 10:44:48 AM |
| golden-marketplace599 | $25.00 | 5/18/2011 10:59:08 AM |
| scoobiedoo | $50.00 | 5/18/2011 12:28:16 PM |
| genius520 | $50.00 | 5/18/2011 3:58:26 PM |
| special-currency6 | $50.00 | 5/18/2011 5:49:22 PM |
| minddoc | $25.00 | 5/18/2011 6:35:04 PM |
| new-ore-venture | $200.00 | 5/18/2011 9:53:06 PM |
| yf99yz | $40.00 | 5/18/2011 10:12:12 PM |
| graceful-investment | $72.78 | 5/19/2011 3:34:39 AM |
| openness-antioxidant | $100.00 | 5/19/2011 8:42:33 AM |
| mlj0671 | $25.00 | 5/19/2011 8:46:37 AM |
| MonitorLizard09 | $25.00 | 5/19/2011 9:59:09 AM |
| miamibeachloaner | $25.00 | 5/19/2011 10:11:47 AM |
| sonnet771 | $50.00 | 5/19/2011 10:33:00 AM |
| Katburg | $25.00 | 5/19/2011 10:55:19 AM |
| power-trophy7 | $50.00 | 5/19/2011 11:03:59 AM |
| magical-truth1 | $25.00 | 5/19/2011 2:10:21 PM |
| ivadood | $50.00 | 5/19/2011 2:13:18 PM |
| frooogal | $50.00 | 5/19/2011 1:44:44 PM |
| donaldo | $200.00 | 5/19/2011 1:55:31 PM |
| jstefans | $25.00 | 5/19/2011 2:43:04 PM |
| money-bauble | $100.00 | 5/19/2011 2:43:20 PM |
| reflective-rupee | $25.00 | 5/5/2011 5:16:45 PM |
| irrelevant | $25.00 | 5/5/2011 5:07:21 PM |
| Mrgiggleswic | $30.32 | 5/6/2011 5:10:00 AM |
| 2grindstones | $25.00 | 5/6/2011 11:14:24 AM |
| economy-coup | $100.00 | 5/8/2011 8:14:18 PM |
| diplomatic-wealth7 | $25.00 | 5/10/2011 5:58:39 PM |
| ingenious-deal6 | $25.00 | 5/10/2011 7:33:12 PM |
| bonus-demon | $50.00 | 5/11/2011 5:54:42 PM |
| Investor509 | $25.00 | 5/12/2011 12:03:40 PM |
| missing-link | $25.00 | 5/13/2011 1:41:25 PM |
| chungfang | $25.00 | 5/15/2011 12:34:23 PM |
| red-power-pecan | $50.00 | 5/16/2011 5:39:15 AM |
| 1willray | $25.00 | 5/16/2011 12:44:04 PM |
| Jack55304 | $300.00 | 5/17/2011 10:20:51 AM |
| designer_10 | $25.00 | 5/17/2011 12:12:01 PM |
| moramis | $25.00 | 5/17/2011 12:44:01 PM |
| agalt | $60.00 | 5/17/2011 12:01:24 PM |
| chungfang | $75.00 | 5/17/2011 1:12:18 PM |
| shrewd-income | $100.00 | 5/17/2011 1:17:17 PM |
| competent-p2p | $35.00 | 5/17/2011 12:57:42 PM |
| heavenly-social1 | $50.00 | 5/17/2011 3:17:16 PM |
| nickel-position | $25.00 | 5/17/2011 3:18:42 PM |
| Dubbs360 | $100.00 | 5/17/2011 3:20:40 PM |
| hookUup | $28.30 | 5/17/2011 3:14:56 PM |
| commitment-galaxy | $25.73 | 5/17/2011 5:06:35 PM |
| amra | $25.00 | 5/17/2011 5:07:52 PM |
| SolarMoonshine | $25.00 | 5/17/2011 5:08:58 PM |
| sensational-dollar | $25.00 | 5/17/2011 4:23:50 PM |
| SolarMoonshine | $25.00 | 5/17/2011 5:08:36 PM |
| Pu239 | $70.00 | 5/17/2011 5:55:35 PM |
| blue111 | $25.00 | 5/17/2011 7:16:04 PM |
| suave-dime6 | $25.00 | 5/17/2011 7:12:55 PM |
| reflective-rupee | $175.00 | 5/17/2011 7:44:04 PM |
| engaging-worth | $25.00 | 5/17/2011 7:47:41 PM |
| unger | $150.00 | 5/17/2011 7:38:57 PM |
| zorg77 | $50.00 | 5/17/2011 8:47:37 PM |
| supreme-hope | $25.00 | 5/17/2011 8:18:32 PM |
| wheel184 | $27.09 | 5/17/2011 8:15:31 PM |
| credit-kahuna | $40.00 | 5/17/2011 11:17:43 PM |
| revenue-appraiser | $25.00 | 5/18/2011 7:32:10 AM |
| tensalis | $50.00 | 5/18/2011 8:14:37 AM |
| oxnard | $25.00 | 5/18/2011 6:14:16 AM |
| fund-javelin1 | $25.00 | 5/18/2011 4:56:46 AM |
| B2152 | $25.00 | 5/18/2011 5:07:47 AM |
| authentic-finance194 | $100.00 | 5/18/2011 6:47:56 AM |
| SB94114 | $60.29 | 5/18/2011 8:54:12 AM |
| Mrgiggleswic | $120.35 | 5/18/2011 6:04:19 AM |
| sharp518 | $100.00 | 5/18/2011 6:07:27 AM |
| octoberfresh | $25.00 | 5/18/2011 8:06:37 AM |
| foothillender | $25.00 | 5/18/2011 8:15:52 AM |
| VillageLending | $60.00 | 5/18/2011 8:41:18 AM |
| baker31 | $50.00 | 5/18/2011 9:19:53 AM |
| neutrino6 | $25.00 | 5/18/2011 9:52:01 AM |
| pacifictime86 | $25.00 | 5/18/2011 10:10:37 AM |
| tranquil-gain1 | $100.00 | 5/18/2011 10:35:12 AM |
| power-fate3 | $100.00 | 5/18/2011 10:08:23 AM |
| poplar37 | $25.00 | 5/18/2011 10:47:17 AM |
| traice | $25.00 | 5/18/2011 10:28:29 AM |
| EarlyRiser | $250.00 | 5/18/2011 10:37:03 AM |
| bold-gold-relaxation | $100.00 | 5/18/2011 10:44:59 AM |
| CAGE-Investments | $25.00 | 5/18/2011 11:33:47 AM |
| Dweeberkitty1 | $25.00 | 5/18/2011 1:34:02 PM |
| finance-prescription | $47.61 | 5/18/2011 5:48:25 PM |
| wwwUniversal | $25.00 | 5/18/2011 6:00:38 PM |
| jobani | $25.00 | 5/18/2011 6:58:50 PM |
| Simonsez808 | $25.00 | 5/18/2011 7:02:47 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:34:19 PM |
| intrepid-loot | $25.00 | 5/18/2011 10:20:55 PM |
| umfan123 | $25.00 | 5/19/2011 6:14:21 AM |
| treasure-bliss | $44.09 | 5/19/2011 3:19:18 AM |
| commanding-income774 | $25.00 | 5/19/2011 10:04:39 AM |
| Cai8899 | $25.00 | 5/19/2011 10:12:00 AM |
| shawndw | $30.00 | 5/19/2011 10:03:52 AM |
| just-money930 | $50.00 | 5/19/2011 10:19:14 AM |
| coin-investor | $25.00 | 5/19/2011 10:26:16 AM |
| Mariner3605 | $25.00 | 5/19/2011 10:33:28 AM |
| asmithj | $50.00 | 5/19/2011 10:34:43 AM |
| SGDCOVER | $25.00 | 5/19/2011 10:32:36 AM |
| orange-preeminant-bill | $50.00 | 5/19/2011 10:35:03 AM |
| wise-rupee-sanctuary | $50.00 | 5/19/2011 10:57:59 AM |
| murlirao2002 | $25.00 | 5/19/2011 11:03:39 AM |
| theshef | $25.00 | 5/19/2011 1:23:33 PM |
| transformer855 | $25.00 | 5/19/2011 2:07:40 PM |
| speedy-point | $50.00 | 5/19/2011 3:18:12 PM |
| protector734 | $220.00 | 5/19/2011 4:12:45 PM |
| 160 Investments
|
Borrower Payment Dependent Notes Series
505523
This series of Notes was issued and sold upon the funding of the borrower loan #49525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $108.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 11y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asset-universe138 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/18/2011 9:12:22 AM |
| suave-dime6 | $25.00 | 5/18/2011 9:15:52 AM |
| reflective-rupee | $200.00 | 5/18/2011 10:49:18 AM |
| a-plentiful-loyalty | $75.00 | 5/18/2011 12:30:33 PM |
| baker31 | $50.00 | 5/18/2011 4:37:16 PM |
| glenium | $25.00 | 5/19/2011 2:22:10 AM |
| cbivitz | $25.00 | 5/19/2011 6:21:08 AM |
| daekpon | $50.00 | 5/18/2011 9:08:31 AM |
| SolarMoonshine | $25.00 | 5/18/2011 9:54:02 AM |
| worth-blanket2 | $1,750.00 | 5/18/2011 10:42:26 AM |
| Kash2010lu | $25.00 | 5/18/2011 12:13:00 PM |
| rupee_power | $25.00 | 5/18/2011 12:45:42 PM |
| shrewd-income | $25.00 | 5/18/2011 12:52:58 PM |
| cash-architect | $25.00 | 5/18/2011 5:11:05 PM |
| vutah | $25.00 | 5/18/2011 7:01:23 PM |
| JauaFlash | $25.00 | 5/18/2011 7:49:35 PM |
| delicious-loan093 | $25.00 | 5/18/2011 9:52:45 PM |
| tech310 | $50.00 | 5/19/2011 1:47:18 AM |
| platinum-admiral8 | $25.00 | 5/19/2011 4:04:08 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
505553
This series of Notes was issued and sold upon the funding of the borrower loan #49545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-06-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 12.63% |
Monthly payment:
| $372.08 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 14y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,333 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| midknight74 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $12,450.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Debt consolidation/ auto purchase
Purpose of loan:
This loan will be used to...pay off my high interest credit cards: Chase-$5,
[email protected]% , Nebraska Furniture Mart-$1384.95@ 18.99% and
[email protected]% . The remaining balance of $9545.38 would go towards purchasing and licensing a 2nd vehicle for our family.
My financial situation:
I am a good candidate for this loan because...I have worked at Burlington Northern Santa Fe Railroad for 14 years. I have built up my credit by making any and all payments on time never being late on any including house and utility payments. Prosper Investors funded my 1st loan dating back to March of 2008 for the amount of $12500.00 @ 19.28%, which was automatically withdrawn from my checking account, paid in full and paid off early!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $48.00 | 5/6/2011 5:01:53 PM |
| bb575 | $50.00 | 5/6/2011 5:06:54 PM |
| bonus-demon | $25.00 | 5/6/2011 5:08:12 PM |
| indomitable-coin | $25.00 | 5/6/2011 5:09:00 PM |
| JustMee | $25.00 | 5/6/2011 5:29:37 PM |
| MoneyForNothing | $42.53 | 5/6/2011 6:15:36 PM |
| hookUup | $33.02 | 5/7/2011 2:20:57 AM |
| caring-hope2 | $50.00 | 5/7/2011 7:05:14 AM |
| cgoca | $25.00 | 5/7/2011 7:00:03 AM |
| Scotcha | $50.00 | 5/7/2011 11:33:28 AM |
| platinum-sorcerer6 | $50.00 | 5/7/2011 4:09:20 PM |
| jpblan11 | $25.00 | 5/9/2011 1:33:56 PM |
| p43600jw | $25.00 | 5/10/2011 5:32:47 PM |
| rescue | $100.00 | 5/10/2011 6:56:24 PM |
| MonopolyDred | $25.00 | 5/11/2011 5:46:44 AM |
| math1973 | $50.00 | 5/11/2011 9:37:41 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:43:32 AM |
| AFairDeal | $50.00 | 5/12/2011 10:00:46 AM |
| FigTree | $50.00 | 5/12/2011 2:21:09 PM |
| Cai8899 | $30.00 | 5/14/2011 8:00:46 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:47:48 AM |
| Lender0010 | $50.00 | 5/16/2011 1:30:40 PM |
| Dubbs360 | $100.00 | 5/16/2011 2:07:14 PM |
| peso-tiramisu | $25.00 | 5/16/2011 2:40:57 PM |
| jescowa | $100.00 | 5/16/2011 1:56:12 PM |
| TitoBob | $48.86 | 5/16/2011 2:01:52 PM |
| designer_10 | $25.00 | 5/16/2011 2:28:11 PM |
| SolarMoonshine | $25.00 | 5/16/2011 3:47:25 PM |
| skorpious | $25.00 | 5/16/2011 3:48:36 PM |
| 20mule | $200.00 | 5/16/2011 4:35:00 PM |
| the-enthralling-coin | $25.00 | 5/16/2011 4:39:34 PM |
| calimanusa | $50.27 | 5/16/2011 5:14:22 PM |
| g314 | $25.00 | 5/16/2011 5:29:16 PM |
| fortytwo | $200.00 | 5/16/2011 6:09:23 PM |
| capital-blueberry | $25.00 | 5/16/2011 6:35:04 PM |
| Mad_Scientist | $75.00 | 5/16/2011 7:24:29 PM |
| gold-commander0 | $50.00 | 5/16/2011 10:20:30 PM |
| availableloan | $25.00 | 5/16/2011 9:50:25 PM |
| ogmanny | $100.00 | 5/17/2011 12:51:19 AM |
| economy-popcorn | $25.00 | 5/17/2011 7:08:15 AM |
| Josphine | $25.00 | 5/17/2011 7:54:22 AM |
| Leshan | $63.11 | 5/17/2011 8:24:03 AM |
| agreement-guild | $100.00 | 5/17/2011 9:47:54 AM |
| chungfang | $100.00 | 5/17/2011 10:34:46 AM |
| wadkuzma | $25.33 | 5/17/2011 10:42:42 AM |
| b1geasy | $25.00 | 5/17/2011 11:29:14 AM |
| Planecourage | $45.12 | 5/17/2011 2:28:58 PM |
| brightest-dynamic-peace | $25.00 | 5/17/2011 5:32:54 PM |
| lenderRXT | $100.00 | 5/18/2011 4:17:15 AM |
| payout-motivator0 | $75.00 | 5/18/2011 6:26:03 PM |
| MonitorLizard09 | $25.00 | 5/19/2011 9:58:46 AM |
| ErsatzMike | $50.00 | 5/19/2011 9:59:50 AM |
| wealth-influencer | $50.00 | 5/19/2011 10:12:37 AM |
| mrbanker | $50.00 | 5/19/2011 10:21:35 AM |
| ahansen | $25.00 | 5/19/2011 10:21:23 AM |
| balance-voyager | $50.00 | 5/19/2011 10:57:40 AM |
| w3alter | $50.00 | 5/19/2011 11:01:07 AM |
| RecoveryLender | $26.42 | 5/19/2011 12:11:13 PM |
| unconquerable-dedication | $25.00 | 5/19/2011 12:33:21 PM |
| shantran | $100.00 | 5/19/2011 1:00:05 PM |
| surfnav | $31.06 | 5/19/2011 12:44:43 PM |
| lostviajero | $25.00 | 5/19/2011 12:59:23 PM |
| debt-patriot | $55.42 | 5/19/2011 1:08:56 PM |
| intlargonaut | $50.00 | 5/19/2011 1:13:27 PM |
| toomanyfishtanks | $50.00 | 5/19/2011 1:04:20 PM |
| janeybooboo | $100.00 | 5/19/2011 1:19:57 PM |
| valueguru | $125.00 | 5/19/2011 1:22:38 PM |
| JTCorp | $25.00 | 5/19/2011 1:24:55 PM |
| MDJAX67 | $75.00 | 5/19/2011 1:13:14 PM |
| ersheido | $50.00 | 5/19/2011 1:11:03 PM |
| IPlayOutsideTheBox | $127.35 | 5/19/2011 1:20:50 PM |
| independent-transaction | $75.00 | 5/19/2011 1:55:18 PM |
| jmb_lending | $49.39 | 5/19/2011 2:03:27 PM |
| ctav01 | $65.80 | 5/19/2011 1:32:40 PM |
| market-giraffe7 | $100.00 | 5/19/2011 1:44:42 PM |
| Preferred-Lender | $25.00 | 5/19/2011 1:50:56 PM |
| GodzillaLending | $50.00 | 5/19/2011 1:50:15 PM |
| bluesheep | $25.00 | 5/19/2011 1:51:21 PM |
| integrity-trumpet | $50.00 | 5/19/2011 2:43:45 PM |
| CC_Lender | $25.00 | 5/19/2011 2:02:42 PM |
| value-pouch | $25.00 | 5/19/2011 2:19:38 PM |
| taal1 | $50.00 | 5/19/2011 2:21:41 PM |
| oreyedoc | $50.00 | 5/19/2011 3:14:08 PM |
| greenkid | $300.00 | 5/19/2011 2:31:05 PM |
| CBO-Enterprise | $100.00 | 5/19/2011 3:24:30 PM |
| money-surge1 | $75.00 | 5/19/2011 2:53:56 PM |
| integrity-doctor | $100.00 | 5/19/2011 2:57:41 PM |
| KLVLOPZ64 | $50.00 | 5/19/2011 3:26:10 PM |
| marwadi-62 | $300.00 | 5/19/2011 4:20:46 PM |
| heavenly-social1 | $50.00 | 5/19/2011 4:13:39 PM |
| haiku328 | $30.00 | 5/19/2011 4:59:33 PM |
| nelie150 | $41.72 | 5/19/2011 5:20:55 PM |
| Quiddity | $50.66 | 5/19/2011 5:17:07 PM |
| KVEER | $25.00 | 5/19/2011 5:34:42 PM |
| cmdqueue | $50.00 | 5/19/2011 5:38:24 PM |
| emergeo | $60.00 | 5/19/2011 5:41:10 PM |
| zenchef | $25.00 | 5/19/2011 5:39:17 PM |
| iceman35 | $50.00 | 5/19/2011 5:40:15 PM |
| best-generosity-financier | $25.00 | 5/19/2011 5:54:17 PM |
| Pennywize | $50.00 | 5/19/2011 5:56:49 PM |
| CPAMAN | $25.00 | 5/19/2011 5:43:00 PM |
| eloquent-money2 | $25.00 | 5/19/2011 5:55:59 PM |
| dblaz5 | $600.00 | 5/19/2011 6:36:22 PM |
| aquarexbi | $138.52 | 5/19/2011 6:18:56 PM |
| numero-uno4 | $50.00 | 5/19/2011 6:31:10 PM |
| Mad_Scientist | $50.00 | 5/19/2011 6:39:38 PM |
| setUup | $38.40 | 5/19/2011 6:58:48 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:48:25 AM |
| peripatetic | $25.00 | 5/20/2011 9:14:13 AM |
| first-pragmatic-note | $50.00 | 5/20/2011 8:03:23 AM |
| Weaverville | $25.00 | 5/20/2011 9:19:21 AM |
| orbital-velocity7 | $50.00 | 5/20/2011 9:19:34 AM |
| careful-note | $100.00 | 5/20/2011 9:20:30 AM |
| BuffetRocks | $100.00 | 5/20/2011 9:20:50 AM |
| Supernick | $50.00 | 5/20/2011 9:21:24 AM |
| boater01 | $50.00 | 5/20/2011 9:21:33 AM |
| systemlender | $50.00 | 5/20/2011 9:22:09 AM |
| goingplaces99 | $25.00 | 5/20/2011 9:22:21 AM |
| Ripsaw4U | $50.00 | 5/20/2011 9:22:55 AM |
| meenan | $25.00 | 5/20/2011 9:23:15 AM |
| studious-bonus7 | $100.00 | 5/20/2011 9:23:25 AM |
| bobby5832708 | $50.00 | 5/20/2011 9:24:02 AM |
| the-upbeat-p2p | $50.00 | 5/20/2011 9:24:33 AM |
| green-glowing-gain | $25.00 | 5/20/2011 9:14:32 AM |
| equitable-yield4 | $25.00 | 5/20/2011 9:17:55 AM |
| reflective-economy1 | $100.00 | 5/20/2011 9:35:35 AM |
| innocent-loot | $50.00 | 5/20/2011 9:18:29 AM |
| PThor | $25.00 | 5/20/2011 9:18:24 AM |
| exchange-pledge | $50.00 | 5/20/2011 9:19:16 AM |
| spankysdad | $50.00 | 5/20/2011 9:44:22 AM |
| hardwareman | $50.00 | 5/20/2011 9:19:30 AM |
| msw_engr | $50.00 | 5/20/2011 9:20:18 AM |
| agile-loan0 | $25.00 | 5/20/2011 9:45:09 AM |
| benjo | $50.00 | 5/20/2011 9:20:47 AM |
| efficient-treasure0 | $25.00 | 5/20/2011 9:21:22 AM |
| worthy-bid8 | $50.00 | 5/20/2011 9:21:39 AM |
| donicurioso | $50.00 | 5/20/2011 9:46:24 AM |
| oracle3 | $50.00 | 5/20/2011 9:21:46 AM |
| prohelper | $50.00 | 5/20/2011 9:22:40 AM |
| The_Secret | $40.00 | 5/20/2011 9:22:46 AM |
| pete_rows | $25.00 | 5/20/2011 9:23:44 AM |
| hanuman77 | $46.43 | 5/20/2011 9:24:18 AM |
| dime-reaction | $50.00 | 5/20/2011 9:24:37 AM |
| breadbroker | $25.00 | 5/20/2011 9:24:24 AM |
| js44043 | $25.00 | 5/20/2011 9:47:29 AM |
| tearsnstone | $50.00 | 5/20/2011 9:26:46 AM |
| spyro | $25.00 | 5/20/2011 9:26:53 AM |
| attentive-vigilance1 | $50.00 | 5/20/2011 9:29:54 AM |
| KeepOnRunning | $50.00 | 5/20/2011 9:30:07 AM |
| Railbird | $25.00 | 5/20/2011 9:52:10 AM |
| Hiro07 | $25.00 | 5/20/2011 9:47:11 AM |
| DrStaff | $30.00 | 5/20/2011 9:58:03 AM |
| UD3230 | $65.89 | 5/20/2011 9:52:13 AM |
| platinum-dojo | $25.00 | 5/20/2011 9:52:00 AM |
| ingenious-diversification | $25.00 | 5/20/2011 9:54:49 AM |
| helpinghand63 | $30.00 | 5/20/2011 9:54:58 AM |
| genius520 | $50.00 | 5/20/2011 9:55:08 AM |
| TheGrayFox | $50.00 | 5/20/2011 10:25:09 AM |
| valiant-liberty4 | $25.00 | 5/20/2011 10:25:57 AM |
| help4u | $50.00 | 5/20/2011 10:25:47 AM |
| steve33569 | $25.00 | 5/20/2011 10:26:10 AM |
| Ragnar | $50.00 | 5/20/2011 10:26:17 AM |
| astute-fairness0 | $25.00 | 5/6/2011 6:39:22 PM |
| SCD | $25.00 | 5/7/2011 4:28:51 AM |
| vutah | $25.00 | 5/7/2011 6:44:12 AM |
| Bank_Of_XL | $25.00 | 5/7/2011 9:02:51 AM |
| Tradesmanlender | $35.00 | 5/7/2011 4:59:18 PM |
| competent-p2p | $35.00 | 5/8/2011 5:57:25 PM |
| lender12345 | $100.00 | 5/9/2011 2:46:22 PM |
| thesage | $50.00 | 5/12/2011 3:10:40 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:46 PM |
| kulender | $50.00 | 5/14/2011 9:20:55 AM |
| enthralling-deal180 | $50.00 | 5/16/2011 9:21:04 AM |
| american6 | $100.00 | 5/16/2011 9:22:01 AM |
| blue-nourishing-principal | $100.00 | 5/16/2011 10:02:57 AM |
| auction-turbine4 | $25.00 | 5/16/2011 1:16:30 PM |
| GElender | $25.00 | 5/16/2011 1:19:28 PM |
| the-fairness-tsunami290 | $40.00 | 5/16/2011 2:35:10 PM |
| BankShark | $25.91 | 5/16/2011 2:27:04 PM |
| NATIVEBORN | $100.00 | 5/16/2011 5:03:09 PM |
| helpful-fund8 | $400.00 | 5/16/2011 5:58:37 PM |
| Joshtron | $25.00 | 5/16/2011 9:29:06 PM |
| balanced-agreement0 | $25.00 | 5/16/2011 10:14:28 PM |
| regahj99 | $25.00 | 5/16/2011 10:20:20 PM |
| jtc26 | $96.11 | 5/16/2011 9:16:44 PM |
| payment-halo | $25.00 | 5/17/2011 7:22:34 AM |
| agreement-bunny | $25.00 | 5/17/2011 6:25:53 AM |
| Tasmir | $25.00 | 5/17/2011 7:42:22 AM |
| wayman | $50.00 | 5/17/2011 7:36:04 AM |
| awe-inspiring-power | $25.00 | 5/17/2011 7:41:00 AM |
| seabass123 | $58.50 | 5/17/2011 8:16:35 AM |
| sappy02 | $25.00 | 5/17/2011 9:28:01 AM |
| rmpedi33 | $50.00 | 5/17/2011 11:28:00 AM |
| festeringsnot | $25.00 | 5/17/2011 11:53:49 AM |
| first-upright-payout | $25.00 | 5/18/2011 10:08:44 AM |
| maldok1 | $25.00 | 5/18/2011 2:05:23 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 2:04:00 PM |
| radforj22 | $25.00 | 5/18/2011 3:40:17 PM |
| BxRealtor | $25.00 | 5/18/2011 5:48:03 PM |
| dedication-elixir | $50.00 | 5/18/2011 5:54:23 PM |
| fcukciti | $25.00 | 5/18/2011 5:57:19 PM |
| reinforced-investment4 | $25.00 | 5/18/2011 5:55:17 PM |
| repayment-genius7 | $25.00 | 5/18/2011 5:56:13 PM |
| selector568 | $144.98 | 5/18/2011 6:02:08 PM |
| chicco | $100.00 | 5/18/2011 6:26:20 PM |
| mountainpeak | $25.00 | 5/18/2011 6:44:23 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:34:41 PM |
| tech310 | $50.00 | 5/19/2011 1:36:44 AM |
| dollymama | $25.00 | 5/19/2011 4:30:08 AM |
| Rivermaverick | $25.00 | 5/19/2011 7:50:15 AM |
| bigphish | $50.00 | 5/19/2011 7:49:58 AM |
| elasermd | $50.00 | 5/19/2011 10:10:20 AM |
| cathexis | $25.00 | 5/19/2011 10:19:55 AM |
| don8ter | $25.00 | 5/19/2011 10:35:14 AM |
| Katburg | $50.00 | 5/19/2011 10:52:46 AM |
| credit-scout7 | $50.00 | 5/19/2011 11:06:00 AM |
| damage | $25.00 | 5/19/2011 11:01:58 AM |
| mistering | $50.00 | 5/19/2011 12:26:33 PM |
| ChicagoBoyz | $25.00 | 5/19/2011 12:28:44 PM |
| octoberfresh | $25.00 | 5/19/2011 12:07:58 PM |
| cool_kubera | $50.00 | 5/19/2011 1:01:06 PM |
| Cypher041 | $25.00 | 5/19/2011 1:02:01 PM |
| julijask | $50.00 | 5/19/2011 12:51:10 PM |
| balance-force | $27.00 | 5/19/2011 1:03:43 PM |
| raiderj | $37.31 | 5/19/2011 12:54:21 PM |
| PaulW | $25.00 | 5/19/2011 1:14:04 PM |
| Mad_Scientist | $50.00 | 5/19/2011 1:16:19 PM |
| soheagle | $25.00 | 5/19/2011 1:05:05 PM |
| newest-phenomenal-money | $25.00 | 5/19/2011 1:28:48 PM |
| benefit-persimmon6 | $100.00 | 5/19/2011 1:32:06 PM |
| Sonos | $100.00 | 5/19/2011 1:11:32 PM |
| Leopoldine | $27.00 | 5/19/2011 1:12:11 PM |
| frooogal | $50.00 | 5/19/2011 1:24:45 PM |
| jitster | $50.00 | 5/19/2011 1:56:56 PM |
| jarf | $43.82 | 5/19/2011 1:58:04 PM |
| HuckleberryProperties | $25.00 | 5/19/2011 1:58:25 PM |
| CreditBuilder2 | $200.00 | 5/19/2011 2:03:41 PM |
| sunny-truth6 | $53.71 | 5/19/2011 3:06:04 PM |
| cocopuffs | $25.00 | 5/19/2011 2:39:17 PM |
| power-secret-agent | $25.00 | 5/19/2011 2:56:42 PM |
| the-discrete-income | $100.00 | 5/19/2011 3:00:26 PM |
| bid-computer | $50.00 | 5/19/2011 3:04:08 PM |
| Princehaha | $25.00 | 5/19/2011 4:27:49 PM |
| payout-cello | $100.00 | 5/19/2011 3:38:27 PM |
| SolarMoonshine | $50.00 | 5/19/2011 3:40:30 PM |
| Sixmil | $100.00 | 5/19/2011 4:56:57 PM |
| ddog0224 | $200.00 | 5/19/2011 4:07:26 PM |
| benefit-trident | $25.00 | 5/19/2011 4:15:12 PM |
| electrak | $400.00 | 5/19/2011 4:26:48 PM |
| John_Galt | $77.00 | 5/19/2011 4:29:58 PM |
| wise-rupee-sanctuary | $50.00 | 5/19/2011 5:31:39 PM |
| speedy-point | $50.00 | 5/19/2011 5:43:31 PM |
| aasx1108 | $25.00 | 5/19/2011 5:39:32 PM |
| gold-sushi | $25.00 | 5/19/2011 5:40:34 PM |
| candyphantom | $50.00 | 5/19/2011 6:14:19 PM |
| auction-turbine4 | $25.00 | 5/19/2011 6:18:12 PM |
| Kaj | $50.00 | 5/19/2011 6:03:33 PM |
| the-money-gargantuan | $25.00 | 5/19/2011 6:13:22 PM |
| riveting-wealth2 | $100.00 | 5/19/2011 6:03:37 PM |
| maj0508 | $100.00 | 5/19/2011 6:17:33 PM |
| Mr_Marcus | $25.00 | 5/19/2011 8:04:19 PM |
| loantigger | $50.00 | 5/19/2011 10:53:07 PM |
| DeltaComputerGuy | $25.00 | 5/20/2011 6:14:11 AM |
| finance-symphony7 | $50.00 | 5/20/2011 7:47:04 AM |
| platytanz | $46.45 | 5/20/2011 9:17:42 AM |
| wise-extraordinary-loot | $50.00 | 5/20/2011 9:19:08 AM |
| toblerone | $50.00 | 5/20/2011 9:20:25 AM |
| cosmof16 | $25.00 | 5/20/2011 9:20:35 AM |
| skuba | $50.00 | 5/20/2011 9:21:17 AM |
| deal-guardian1 | $50.00 | 5/20/2011 9:21:30 AM |
| beaker | $25.00 | 5/20/2011 9:21:50 AM |
| museic1 | $50.00 | 5/20/2011 9:21:55 AM |
| malaya | $25.00 | 5/20/2011 9:22:53 AM |
| Ivan2007 | $25.00 | 5/20/2011 9:23:03 AM |
| JDFuego | $25.00 | 5/20/2011 9:24:45 AM |
| HalfDayz | $25.00 | 5/20/2011 9:25:58 AM |
| commanding-income774 | $25.00 | 5/20/2011 9:13:30 AM |
| Tech-Entrepreneur | $25.00 | 5/20/2011 9:14:19 AM |
| the-silver-blaster | $50.00 | 5/20/2011 9:28:09 AM |
| rudyindc | $50.00 | 5/20/2011 9:29:52 AM |
| mizon291 | $50.00 | 5/20/2011 9:17:49 AM |
| ManhattanLender | $25.00 | 5/20/2011 9:17:59 AM |
| Zayatz | $50.00 | 5/20/2011 9:18:11 AM |
| gain-gourd | $100.00 | 5/20/2011 9:17:28 AM |
| lagnisiruk | $25.00 | 5/20/2011 9:18:58 AM |
| superb-funds335 | $25.00 | 5/20/2011 9:20:42 AM |
| MyPlantsEatBugs | $25.00 | 5/20/2011 9:45:25 AM |
| miamibeachloaner | $50.00 | 5/20/2011 9:20:54 AM |
| MadHun | $100.00 | 5/20/2011 9:21:03 AM |
| worldly-community3 | $50.00 | 5/20/2011 9:21:27 AM |
| ROCKI9 | $50.00 | 5/20/2011 9:21:43 AM |
| bonus-tent | $25.00 | 5/20/2011 9:22:37 AM |
| Erikdbp | $25.00 | 5/20/2011 9:22:43 AM |
| lostontheedge | $25.00 | 5/20/2011 9:22:58 AM |
| gracej | $25.00 | 5/20/2011 9:23:08 AM |
| objective-investor | $151.50 | 5/20/2011 9:23:29 AM |
| a-exponential-hope | $25.00 | 5/20/2011 9:24:06 AM |
| sungbaek | $25.00 | 5/20/2011 9:24:21 AM |
| bluefootedpig | $50.00 | 5/20/2011 9:47:24 AM |
| bazaar-titan | $25.00 | 5/20/2011 9:26:00 AM |
| ideal-platinum1 | $50.00 | 5/20/2011 9:26:27 AM |
| mbraslav | $27.00 | 5/20/2011 9:26:14 AM |
| Soothsayer | $25.00 | 5/20/2011 9:26:41 AM |
| buddy486 | $25.00 | 5/20/2011 9:26:58 AM |
| nickel-alien | $50.00 | 5/20/2011 9:46:14 AM |
| Trevor_C | $50.00 | 5/20/2011 9:54:25 AM |
| five-star-principal0 | $50.00 | 5/20/2011 9:48:58 AM |
| lisanate | $25.00 | 5/20/2011 9:53:16 AM |
| Zoramite | $25.00 | 5/20/2011 9:53:29 AM |
| newest-bountiful-basis | $25.00 | 5/20/2011 9:54:13 AM |
| knowledgeable-note6 | $25.00 | 5/20/2011 9:54:53 AM |
| mjjjrj | $25.00 | 5/20/2011 9:55:58 AM |
| benjamin67 | $25.00 | 5/20/2011 9:55:25 AM |
| LoveVA | $46.00 | 5/20/2011 10:10:09 AM |
| MicroLender357 | $50.00 | 5/20/2011 10:26:04 AM |
| whiteasianrose | $25.00 | 5/20/2011 10:25:15 AM |
| Hanalei712 | $50.00 | 5/20/2011 10:26:00 AM |
| bowerz | $25.00 | 5/20/2011 10:26:13 AM |
| 318 Investments
|
Borrower Payment Dependent Notes Series
505571
This series of Notes was issued and sold upon the funding of the borrower loan #49584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,250.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $97.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,424 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| marketplace-storm |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...consolidate credit card debt
My financial situation:
I am a good candidate for this loan because...I pay my bills on time. I just need some help to get out of credit card debt.
Monthly net income: $2700
Monthly expenses: $2500
Housing: $0
Insurance: $800/year auto
Car expenses: $265.00/month car payment. $150/month gas
Utilities: $250/month for water, gas, trash, and power
Phone, cable, internet: $173.00/month
Food, entertainment: $500.00/month on food.
Clothing, household expenses: $20.00
Credit cards and other loans: $32,000 in credit card debt
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 2grindstones | $25.00 | 5/8/2011 12:15:22 PM |
| BuildingShanghai | $55.00 | 5/9/2011 12:10:33 AM |
| MrDance123 | $45.00 | 5/9/2011 1:22:43 PM |
| revenue-lionheart3 | $26.00 | 5/10/2011 6:59:02 AM |
| reflective-rupee | $25.00 | 5/11/2011 12:11:03 PM |
| SB94114 | $25.00 | 5/13/2011 9:04:39 AM |
| weezy22 | $28.00 | 5/18/2011 5:19:08 PM |
| basis-wizard8 | $31.82 | 5/20/2011 5:43:33 PM |
| RedantFinance | $25.00 | 5/21/2011 12:08:58 PM |
| lean-ore9 | $25.00 | 5/21/2011 12:09:03 PM |
| transparency-baton | $25.00 | 5/21/2011 12:09:16 PM |
| CoolPlexer | $25.00 | 5/21/2011 7:47:46 PM |
| Bockhunter | $25.00 | 5/21/2011 8:47:07 PM |
| chuchutrain | $25.00 | 5/21/2011 8:55:21 PM |
| reflective-rupee | $200.00 | 5/21/2011 6:36:26 PM |
| scarlet-velvet | $25.00 | 5/21/2011 6:50:21 PM |
| Frover | $25.00 | 5/21/2011 8:22:12 PM |
| autonomous-truth | $50.00 | 5/21/2011 8:57:23 PM |
| EJF | $50.00 | 5/9/2011 7:00:01 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:10:12 PM |
| Kash2010lu | $25.00 | 5/11/2011 10:25:35 PM |
| kingbob | $25.00 | 5/12/2011 11:30:50 AM |
| ladyopium | $40.00 | 5/12/2011 10:31:05 PM |
| nickel-launcher | $25.00 | 5/13/2011 8:36:43 AM |
| Unitas4302 | $50.00 | 5/15/2011 9:00:26 AM |
| csak13 | $50.00 | 5/18/2011 8:02:57 AM |
| zippy-ore3 | $50.00 | 5/21/2011 12:09:01 PM |
| gain-kitten | $25.00 | 5/21/2011 12:09:20 PM |
| hope-lightning1 | $250.00 | 5/21/2011 12:10:50 PM |
| agreement-network | $50.00 | 5/21/2011 12:10:58 PM |
| momentous-velocity5 | $50.00 | 5/21/2011 12:10:51 PM |
| red-luminous-gain | $25.00 | 5/21/2011 12:41:07 PM |
| reflective-rupee | $175.00 | 5/21/2011 6:38:02 PM |
| CA-Lender | $25.05 | 5/21/2011 7:09:22 PM |
| Whitewater_Loans | $25.00 | 5/21/2011 7:20:07 PM |
| pious-integrity6 | $25.00 | 5/21/2011 8:45:17 PM |
| Dubbs360 | $200.00 | 5/21/2011 7:07:48 PM |
| power-bluebird2 | $29.24 | 5/21/2011 7:51:32 PM |
| Eddy-2-Aces | $100.00 | 5/21/2011 8:09:32 PM |
| platinum-czar | $219.89 | 5/21/2011 9:03:28 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
505725
This series of Notes was issued and sold upon the funding of the borrower loan #49570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,224.12 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 11.32% |
Monthly payment:
| $397.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.09% | | |
| |
Estimated return*:
| 8.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 13y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,263 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cerebral-value1 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MLW
Purpose of loan:
This loan will be used to consolidate credit card debt
My financial situation:
I am a good candidate for this loan because I have been employed since 1997 and have a good income of over $200,000. I am also a 40% partner in a relatively new division created within the company I work for -- as that grows, so will my income. Side relevant note: My credit score is 711 on a scoring site I use called Credit Karma (a copy can be provided). However, my score is lower on other reporting agencies as 2 of my cards (Citibank/AMEX) technically don't have a credit limit set (even though limits are shown on my statements oddly enough) -- which in turn shows my debt to credit limit ratio as utilizing 100+% of available credit on those cards. Once I have a loan through Prosper, I hope to consolidate those 2 particular cards so my score will go way up and I'll be on the road to being debt free much faster.
Thank you for your consideration
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| meux99 | $25.00 | 5/8/2011 12:00:34 PM |
| Leopoldine | $25.00 | 5/8/2011 12:00:57 PM |
| fcrick | $25.00 | 5/8/2011 12:01:07 PM |
| kenji4861 | $25.00 | 5/8/2011 12:01:26 PM |
| indomitable-coin | $25.00 | 5/8/2011 12:33:23 PM |
| useful-currency | $25.00 | 5/8/2011 12:01:12 PM |
| minista | $25.00 | 5/8/2011 12:01:32 PM |
| antlr | $50.00 | 5/8/2011 12:01:50 PM |
| Dollars4Rent | $50.00 | 5/8/2011 12:12:50 PM |
| Gibbyland | $100.00 | 5/8/2011 7:29:22 PM |
| RankPaid | $25.00 | 5/9/2011 7:24:27 PM |
| bvzm | $50.00 | 5/10/2011 5:52:22 PM |
| math1973 | $100.00 | 5/11/2011 9:34:42 AM |
| unrivaled-silver | $50.00 | 5/12/2011 9:48:35 AM |
| fantastic-openness | $100.00 | 5/13/2011 12:15:32 PM |
| hawaiiangirl76 | $25.00 | 5/14/2011 8:01:32 AM |
| Marathoner | $25.00 | 5/15/2011 10:32:20 AM |
| sappy02 | $25.00 | 5/15/2011 11:10:42 AM |
| Jeffersonbank | $50.00 | 5/15/2011 7:09:37 PM |
| Munnie | $25.00 | 5/16/2011 10:20:35 AM |
| radforj22 | $50.00 | 5/16/2011 10:17:23 AM |
| AFairDeal | $50.00 | 5/16/2011 10:36:05 AM |
| repayment-genius7 | $25.00 | 5/16/2011 1:29:43 PM |
| rgrtanker | $25.21 | 5/16/2011 1:53:18 PM |
| TexasLender2007 | $50.00 | 5/16/2011 2:03:56 PM |
| Dubbs360 | $100.00 | 5/16/2011 2:10:24 PM |
| liberty-point | $25.00 | 5/16/2011 2:47:54 PM |
| truth-futurist | $100.00 | 5/16/2011 3:04:38 PM |
| maineman | $25.00 | 5/16/2011 4:16:36 PM |
| the-enthralling-coin | $25.00 | 5/16/2011 4:40:40 PM |
| Rushlimbush | $200.00 | 5/16/2011 5:02:18 PM |
| alpinaut | $25.00 | 5/16/2011 5:33:48 PM |
| rapid-wampum5 | $40.00 | 5/16/2011 5:37:29 PM |
| lukeskywalkerkp | $25.21 | 5/16/2011 6:42:46 PM |
| availableloan | $25.00 | 5/16/2011 9:48:26 PM |
| unadilla | $50.00 | 5/16/2011 9:11:31 PM |
| radiant-fund | $50.00 | 5/17/2011 2:53:25 AM |
| Montgomery-Burns | $25.00 | 5/17/2011 3:00:18 AM |
| revenue-appraiser | $25.00 | 5/17/2011 6:01:40 AM |
| shugyosha | $50.00 | 5/17/2011 7:30:55 AM |
| octoberfresh | $25.00 | 5/17/2011 7:50:00 AM |
| seabass123 | $25.00 | 5/17/2011 8:12:28 AM |
| Daneistes | $50.00 | 5/17/2011 8:32:13 AM |
| StLME | $60.11 | 5/17/2011 9:11:46 AM |
| NobisEst | $25.00 | 5/17/2011 9:43:41 AM |
| coin-processor7 | $50.00 | 5/17/2011 9:39:56 AM |
| gardenofeden | $25.00 | 5/17/2011 10:35:32 AM |
| lagnisiruk | $25.00 | 5/17/2011 5:32:09 PM |
| mattpet | $25.00 | 5/18/2011 4:22:59 AM |
| DownHomeLender | $25.00 | 5/18/2011 11:03:52 AM |
| flypenguin | $50.00 | 5/18/2011 12:49:33 PM |
| Interstate_Rate | $178.62 | 5/18/2011 2:38:57 PM |
| burgeoning-silver | $25.00 | 5/18/2011 3:41:03 PM |
| g314 | $25.00 | 5/18/2011 5:47:36 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:35:00 PM |
| Goodlender42 | $25.00 | 5/18/2011 9:28:10 PM |
| ryreesado | $25.00 | 5/19/2011 4:09:40 AM |
| tampalender | $50.00 | 5/19/2011 4:20:20 AM |
| diversification-surge | $200.00 | 5/19/2011 5:23:23 AM |
| MonitorLizard09 | $25.00 | 5/19/2011 9:59:00 AM |
| Katburg | $50.00 | 5/19/2011 10:54:02 AM |
| damage | $25.00 | 5/19/2011 10:59:16 AM |
| gojackgo | $100.00 | 5/19/2011 12:30:10 PM |
| FinDoc | $25.00 | 5/19/2011 6:19:17 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:44:25 PM |
| Weaverville | $50.00 | 5/19/2011 9:33:20 PM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 9:47:57 AM |
| competent-commitment1 | $25.00 | 5/20/2011 9:50:59 AM |
| mjjjrj | $25.00 | 5/20/2011 9:52:15 AM |
| ujiba | $50.00 | 5/20/2011 2:13:19 PM |
| orindalender | $50.00 | 5/20/2011 5:30:23 PM |
| ATOHokie | $25.00 | 5/20/2011 5:30:59 PM |
| grlscz | $25.00 | 5/20/2011 5:33:12 PM |
| platinum-sorcerer6 | $25.00 | 5/20/2011 5:37:17 PM |
| fireheart | $50.00 | 5/20/2011 5:32:01 PM |
| rose88 | $50.00 | 5/20/2011 5:31:01 PM |
| eighttone | $25.00 | 5/20/2011 5:33:16 PM |
| adevadeh | $50.00 | 5/20/2011 5:33:39 PM |
| bajeezus | $50.00 | 5/20/2011 5:35:43 PM |
| sb0453 | $25.00 | 5/20/2011 5:38:46 PM |
| rmachi | $25.00 | 5/21/2011 2:39:48 AM |
| Octavian315 | $35.00 | 5/20/2011 7:55:24 PM |
| Aimvest | $25.00 | 5/21/2011 3:26:46 AM |
| BankingFamily | $25.00 | 5/21/2011 3:42:53 AM |
| pipopirate | $25.00 | 5/21/2011 2:48:14 AM |
| Tech-Entrepreneur | $25.00 | 5/21/2011 2:51:00 AM |
| generous-deal6 | $50.00 | 5/21/2011 2:52:16 AM |
| ash135 | $25.00 | 5/21/2011 2:49:59 AM |
| acropiloterau2002 | $25.00 | 5/21/2011 3:42:23 AM |
| richt2 | $25.00 | 5/21/2011 5:43:17 AM |
| degster | $25.00 | 5/21/2011 4:33:51 AM |
| wise-silver-wonder | $25.00 | 5/21/2011 4:44:50 AM |
| lanlie | $28.30 | 5/21/2011 6:54:53 AM |
| reinforced-reward | $25.00 | 5/21/2011 4:59:42 AM |
| lifegrowth | $25.00 | 5/21/2011 7:51:29 AM |
| djs81 | $50.00 | 5/21/2011 7:56:05 AM |
| suburbanman64 | $25.00 | 5/21/2011 10:13:44 AM |
| xphile | $25.00 | 5/21/2011 10:14:50 AM |
| virtualbank | $25.00 | 5/21/2011 10:15:12 AM |
| fiscal65 | $29.99 | 5/21/2011 10:14:24 AM |
| life-is-great | $25.00 | 5/21/2011 11:23:38 AM |
| PThor | $25.00 | 5/21/2011 11:26:28 AM |
| snowman34 | $25.00 | 5/21/2011 11:24:15 AM |
| ceg451 | $25.00 | 5/21/2011 11:24:19 AM |
| FlexFunding | $25.00 | 5/21/2011 11:23:28 AM |
| Carpetkid | $50.00 | 5/21/2011 11:24:02 AM |
| subtle-revenue0 | $25.00 | 5/21/2011 12:09:45 PM |
| logical-reward8 | $25.00 | 5/21/2011 11:45:34 AM |
| newest-bountiful-basis | $25.00 | 5/21/2011 11:47:47 AM |
| alee485 | $25.00 | 5/21/2011 12:32:56 PM |
| BiggestG | $25.00 | 5/21/2011 12:33:33 PM |
| IslandParadise | $75.00 | 5/21/2011 12:33:47 PM |
| RgPro | $34.90 | 5/21/2011 12:35:05 PM |
| sunshine1121 | $25.00 | 5/21/2011 12:35:17 PM |
| outwish | $25.00 | 5/21/2011 12:35:30 PM |
| ChicoBob | $30.01 | 5/21/2011 12:35:42 PM |
| johngaltline | $25.00 | 5/21/2011 12:35:54 PM |
| shawndw | $29.33 | 5/21/2011 12:36:28 PM |
| rss197 | $25.00 | 5/21/2011 12:37:08 PM |
| efficient-marketplace | $50.00 | 5/21/2011 12:37:16 PM |
| ideal-penny8 | $25.00 | 5/21/2011 12:37:24 PM |
| jaker | $33.78 | 5/21/2011 12:37:38 PM |
| loot-funkmaster | $25.00 | 5/21/2011 12:37:59 PM |
| wjf60 | $25.00 | 5/21/2011 12:38:07 PM |
| durability-starfish | $25.00 | 5/21/2011 12:38:13 PM |
| bndlending2u | $50.00 | 5/21/2011 12:38:22 PM |
| asset-beeper8 | $50.00 | 5/21/2011 12:38:28 PM |
| ideal-platinum1 | $25.00 | 5/21/2011 12:39:01 PM |
| 108lender | $200.00 | 5/21/2011 12:39:21 PM |
| docdekay | $100.00 | 5/21/2011 12:39:26 PM |
| Veridic | $25.00 | 5/21/2011 12:39:34 PM |
| jamschmidt | $25.00 | 5/21/2011 12:28:44 PM |
| djh47a | $25.00 | 5/21/2011 12:39:49 PM |
| gzeo | $25.00 | 5/21/2011 12:29:21 PM |
| orange-resolute-platinum | $25.00 | 5/21/2011 12:41:15 PM |
| Cheburashka | $30.00 | 5/21/2011 12:30:25 PM |
| responsibility-cherry6 | $26.05 | 5/21/2011 12:42:44 PM |
| lender2008 | $50.00 | 5/21/2011 12:32:54 PM |
| cash-merry-maker | $25.00 | 5/21/2011 12:33:02 PM |
| ctgscott | $25.00 | 5/21/2011 12:33:42 PM |
| SeaLoans | $25.00 | 5/21/2011 12:34:03 PM |
| Mark-O-Polo | $25.00 | 5/21/2011 12:29:19 PM |
| PaulW | $25.00 | 5/21/2011 12:34:38 PM |
| arwensolo55 | $25.00 | 5/21/2011 12:34:49 PM |
| kcole10 | $25.00 | 5/21/2011 12:35:08 PM |
| dma1206 | $27.05 | 5/21/2011 12:35:32 PM |
| afotherg | $75.00 | 5/21/2011 12:35:43 PM |
| investment-comet | $25.00 | 5/21/2011 12:37:03 PM |
| rate-fluffy-bunny | $25.00 | 5/21/2011 12:37:27 PM |
| serene-truth2 | $50.00 | 5/21/2011 12:31:50 PM |
| top-epic-community | $50.00 | 5/21/2011 12:38:00 PM |
| wiseindian | $25.00 | 5/21/2011 12:31:54 PM |
| rockstar78 | $50.00 | 5/21/2011 12:38:10 PM |
| Philolend | $25.00 | 5/21/2011 12:38:19 PM |
| banker727 | $50.00 | 5/21/2011 12:38:26 PM |
| SJM10011a | $25.00 | 5/21/2011 12:38:32 PM |
| 1phantom | $25.00 | 5/21/2011 12:38:41 PM |
| JKEnterprises | $25.00 | 5/21/2011 12:38:52 PM |
| Captain88 | $25.00 | 5/21/2011 12:38:56 PM |
| best-deal-banker | $50.00 | 5/21/2011 12:32:41 PM |
| Ellisdee | $50.00 | 5/21/2011 12:39:04 PM |
| syounker | $40.83 | 5/21/2011 12:32:48 PM |
| _wally_ | $50.00 | 5/21/2011 12:39:24 PM |
| gauss02 | $25.00 | 5/21/2011 12:32:59 PM |
| MTLoans | $25.00 | 5/21/2011 12:39:37 PM |
| dogdog | $25.00 | 5/21/2011 12:40:14 PM |
| SkonkeyGongo | $25.00 | 5/21/2011 12:35:03 PM |
| whistledicksmith | $44.21 | 5/21/2011 12:35:40 PM |
| Namrok | $25.00 | 5/21/2011 12:35:52 PM |
| peb44 | $25.00 | 5/21/2011 12:36:20 PM |
| MARWARISETH | $25.00 | 5/21/2011 12:37:06 PM |
| Jamesusc03 | $25.00 | 5/21/2011 12:37:18 PM |
| pcwrangler | $25.00 | 5/21/2011 12:37:31 PM |
| safe-kindness5 | $25.00 | 5/21/2011 12:37:56 PM |
| fair-gain8 | $50.00 | 5/21/2011 12:38:12 PM |
| listing-meridian | $50.00 | 5/21/2011 12:38:19 PM |
| grc | $25.00 | 5/21/2011 12:38:59 PM |
| cerebral-auction950 | $50.00 | 5/21/2011 12:39:25 PM |
| valiant-liberty4 | $25.00 | 5/21/2011 12:39:39 PM |
| best-ingenious-funds | $25.00 | 5/21/2011 12:39:47 PM |
| wise-cash-keeper | $25.00 | 5/21/2011 12:41:13 PM |
| shred123 | $50.00 | 5/21/2011 1:03:30 PM |
| helpishere777 | $50.00 | 5/21/2011 2:03:46 PM |
| fund-ambrosia0 | $25.00 | 5/21/2011 2:27:28 PM |
| Castellan | $50.00 | 5/21/2011 2:42:30 PM |
| mjjjrj | $29.38 | 5/21/2011 5:22:22 PM |
| p2ploan-sensation211 | $50.00 | 5/21/2011 9:40:28 PM |
| gsp1885 | $37.00 | 5/22/2011 8:05:54 AM |
| blooming-market | $25.00 | 5/8/2011 12:00:38 PM |
| Avala | $50.00 | 5/8/2011 12:01:37 PM |
| kulender | $50.00 | 5/8/2011 12:01:44 PM |
| ore-genius2 | $100.00 | 5/8/2011 12:01:20 PM |
| DukSerduk | $25.00 | 5/8/2011 12:00:25 PM |
| dtrain5 | $25.00 | 5/8/2011 12:00:50 PM |
| compoundinterest | $50.00 | 5/8/2011 12:03:02 PM |
| Bank_Of_XL | $25.00 | 5/8/2011 3:27:09 PM |
| awwaww | $80.00 | 5/9/2011 10:00:33 AM |
| kyomoon | $50.00 | 5/10/2011 4:52:29 AM |
| inspired-investment8 | $39.76 | 5/10/2011 5:54:06 AM |
| nuclearmoose | $50.00 | 5/10/2011 12:54:34 PM |
| cosmof16 | $25.00 | 5/12/2011 3:23:27 PM |
| MrDavid | $50.00 | 5/12/2011 8:04:47 PM |
| kindness-dessert | $50.00 | 5/13/2011 10:56:55 AM |
| flexible-value | $35.00 | 5/13/2011 5:35:41 PM |
| heroic-p2ploan2 | $50.00 | 5/14/2011 4:34:50 PM |
| Duchdad | $25.00 | 5/14/2011 8:44:28 PM |
| truth-image | $50.00 | 5/16/2011 7:54:32 AM |
| smart-kindness8 | $100.00 | 5/16/2011 10:20:04 AM |
| designer_10 | $25.00 | 5/16/2011 2:32:21 PM |
| rjw_mpwr | $25.00 | 5/16/2011 1:48:05 PM |
| jescowa | $100.00 | 5/16/2011 1:57:41 PM |
| best-inspiring-deal | $25.00 | 5/16/2011 3:21:19 PM |
| gold-scientist5 | $100.00 | 5/16/2011 3:43:47 PM |
| nickel-ferret | $100.00 | 5/16/2011 3:46:05 PM |
| VillageLending | $60.00 | 5/16/2011 6:17:25 PM |
| hogdriver | $25.00 | 5/16/2011 7:43:00 PM |
| competent-p2p | $25.00 | 5/16/2011 8:11:58 PM |
| jtc26 | $100.00 | 5/16/2011 9:17:50 PM |
| marshallmanhattan | $25.00 | 5/17/2011 6:27:12 AM |
| payment-halo | $25.00 | 5/17/2011 7:32:40 AM |
| RLaumeyer | $50.00 | 5/17/2011 6:52:20 AM |
| sappy02 | $100.00 | 5/17/2011 8:34:56 AM |
| payment-jalapeno9 | $200.00 | 5/17/2011 8:41:50 AM |
| LendGuy | $35.00 | 5/17/2011 10:02:49 AM |
| festeringsnot | $25.00 | 5/17/2011 11:54:44 AM |
| skuba | $50.00 | 5/17/2011 1:24:14 PM |
| diablorulz | $50.00 | 5/17/2011 4:14:10 PM |
| exchange-pledge | $50.00 | 5/17/2011 5:47:19 PM |
| andrias | $100.00 | 5/18/2011 8:44:41 AM |
| wealth-influencer | $50.00 | 5/18/2011 9:47:34 AM |
| unclejaef | $25.00 | 5/18/2011 11:52:12 AM |
| venture30 | $50.00 | 5/18/2011 12:52:20 PM |
| intuitive-integrity9 | $50.00 | 5/18/2011 1:53:44 PM |
| maldok1 | $25.00 | 5/18/2011 2:07:52 PM |
| tender-integrity3 | $41.80 | 5/18/2011 3:28:25 PM |
| velocity-solo | $25.00 | 5/18/2011 3:59:16 PM |
| mountainpeak | $25.00 | 5/18/2011 6:45:00 PM |
| bobby5832708 | $50.00 | 5/19/2011 6:26:05 AM |
| windfall46 | $25.00 | 5/19/2011 2:36:33 PM |
| chief_wo | $50.00 | 5/19/2011 7:28:48 PM |
| betaoption | $50.00 | 5/19/2011 7:10:04 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:04:09 PM |
| naniamo | $25.00 | 5/20/2011 9:53:44 AM |
| saahilld | $25.00 | 5/20/2011 5:30:28 PM |
| orbital-velocity7 | $45.00 | 5/20/2011 5:31:38 PM |
| revmax | $26.80 | 5/20/2011 5:39:24 PM |
| pseudokris | $25.00 | 5/20/2011 5:32:09 PM |
| Trevor_C | $50.00 | 5/20/2011 5:33:04 PM |
| moneynmotion | $50.00 | 5/20/2011 5:36:37 PM |
| dollars4debts | $25.00 | 5/20/2011 5:38:48 PM |
| the-silver-blaster | $50.00 | 5/20/2011 5:50:43 PM |
| elasermd | $50.00 | 5/20/2011 5:43:11 PM |
| thempress | $25.00 | 5/20/2011 5:57:52 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:03:45 PM |
| YellowJacket | $25.00 | 5/21/2011 3:23:55 AM |
| determined-order1 | $25.00 | 5/20/2011 11:54:41 PM |
| Emgolda | $25.00 | 5/21/2011 3:41:05 AM |
| nicklds | $44.22 | 5/21/2011 2:48:30 AM |
| ytjameslee | $50.00 | 5/21/2011 4:13:22 AM |
| dumbass | $25.00 | 5/21/2011 3:26:04 AM |
| astute-benjamins | $25.00 | 5/21/2011 5:34:36 AM |
| tolstoy00 | $25.00 | 5/21/2011 4:15:14 AM |
| alben2009 | $25.00 | 5/21/2011 5:07:53 AM |
| Richmp412 | $25.00 | 5/21/2011 6:53:27 AM |
| AmericanCredit | $25.00 | 5/21/2011 10:06:56 AM |
| tj1683 | $25.00 | 5/21/2011 9:52:12 AM |
| RockCrown | $25.00 | 5/21/2011 10:14:54 AM |
| MwarrenB | $50.00 | 5/21/2011 10:15:58 AM |
| vigilance-revolutionary | $50.00 | 5/21/2011 10:09:56 AM |
| mistertao | $25.00 | 5/21/2011 10:14:46 AM |
| SF2Berlin | $25.00 | 5/21/2011 10:14:04 AM |
| kindness-hickory5 | $50.00 | 5/21/2011 10:54:42 AM |
| cablenews | $50.00 | 5/21/2011 11:23:51 AM |
| davisfl | $25.00 | 5/21/2011 11:23:57 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 11:24:09 AM |
| BlackCat36 | $50.00 | 5/21/2011 11:25:54 AM |
| basis-wizard8 | $50.00 | 5/21/2011 12:11:00 PM |
| totoro | $25.00 | 5/21/2011 12:32:05 PM |
| Preteur | $25.00 | 5/21/2011 12:32:51 PM |
| contract-festival7 | $33.17 | 5/21/2011 11:48:34 AM |
| Cre8iveCash | $25.00 | 5/21/2011 12:33:01 PM |
| Mookouw | $25.00 | 5/21/2011 12:33:09 PM |
| sanjl79 | $25.00 | 5/21/2011 12:34:02 PM |
| jey6941 | $25.00 | 5/21/2011 12:35:23 PM |
| pbandjb | $25.00 | 5/21/2011 12:35:36 PM |
| nhm | $32.76 | 5/21/2011 12:35:45 PM |
| fair_rates | $25.00 | 5/21/2011 12:35:56 PM |
| Thecozychick | $25.00 | 5/21/2011 12:36:03 PM |
| Warwick | $50.00 | 5/21/2011 12:37:14 PM |
| Futurero | $25.00 | 5/21/2011 12:37:34 PM |
| FrayBentos | $42.10 | 5/21/2011 12:37:52 PM |
| dedication-point | $25.00 | 5/21/2011 12:38:02 PM |
| GhaChr | $25.00 | 5/21/2011 12:38:08 PM |
| tenacious-payout | $50.00 | 5/21/2011 12:38:17 PM |
| majestic-bill8 | $50.00 | 5/21/2011 12:38:25 PM |
| jazz619 | $25.00 | 5/21/2011 12:38:49 PM |
| kind-adventurous-finance | $50.00 | 5/21/2011 12:39:12 PM |
| nex | $25.00 | 5/21/2011 12:39:28 PM |
| LoanBrkr | $27.72 | 5/21/2011 12:28:32 PM |
| p2ploan-embrace6 | $50.00 | 5/21/2011 12:39:41 PM |
| Ripsaw4U | $50.00 | 5/21/2011 12:39:54 PM |
| bnordman | $25.00 | 5/21/2011 12:32:17 PM |
| ZeoInvestments | $25.00 | 5/21/2011 12:28:41 PM |
| bmcg | $25.00 | 5/21/2011 12:34:27 PM |
| DadWarbucks | $44.12 | 5/21/2011 12:29:35 PM |
| SourDoughSteve | $25.00 | 5/21/2011 12:34:55 PM |
| sajitk | $25.00 | 5/21/2011 12:35:19 PM |
| paramjit | $35.37 | 5/21/2011 12:35:38 PM |
| NJNY | $25.00 | 5/21/2011 12:36:07 PM |
| a-exponential-hope | $25.00 | 5/21/2011 12:37:09 PM |
| established-payout | $25.00 | 5/21/2011 12:37:21 PM |
| uncleharold | $25.00 | 5/21/2011 12:37:54 PM |
| klinebarger | $25.00 | 5/21/2011 12:38:05 PM |
| dochelp | $50.00 | 5/21/2011 12:38:15 PM |
| donmacprosper | $25.00 | 5/21/2011 12:38:24 PM |
| cmg891 | $50.00 | 5/21/2011 12:38:30 PM |
| unrivaled-income5 | $100.00 | 5/21/2011 12:38:35 PM |
| aasx1108 | $25.00 | 5/21/2011 12:38:45 PM |
| marshallpeters | $50.00 | 5/21/2011 12:38:53 PM |
| jeffc92 | $47.60 | 5/21/2011 12:39:19 PM |
| wampum-library4 | $25.00 | 5/21/2011 12:39:29 PM |
| exciting-fairness8 | $50.00 | 5/21/2011 12:39:52 PM |
| soulwork | $25.00 | 5/21/2011 12:33:29 PM |
| djlucas | $25.00 | 5/21/2011 12:34:30 PM |
| L-vex | $25.00 | 5/21/2011 12:34:58 PM |
| jjb3 | $25.00 | 5/21/2011 12:35:21 PM |
| anyoi | $48.21 | 5/21/2011 12:35:35 PM |
| fireboss | $40.96 | 5/21/2011 12:35:44 PM |
| Bearls | $25.00 | 5/21/2011 12:35:51 PM |
| ChristopherHS | $25.00 | 5/21/2011 12:36:16 PM |
| dadalou | $25.00 | 5/21/2011 12:36:33 PM |
| peace-flower9 | $50.00 | 5/21/2011 12:37:13 PM |
| guybyny | $44.75 | 5/21/2011 12:37:22 PM |
| magnetic-vigilance3 | $100.00 | 5/21/2011 12:38:16 PM |
| bikermouse | $50.00 | 5/21/2011 12:38:21 PM |
| wealth-tulip4 | $50.00 | 5/21/2011 12:38:38 PM |
| duty-starfish8 | $50.00 | 5/21/2011 12:39:07 PM |
| TomKacz | $100.00 | 5/21/2011 12:39:22 PM |
| flexiboy35 | $25.00 | 5/21/2011 12:39:30 PM |
| SpareChangeDreamFundLLC | $27.91 | 5/21/2011 12:42:42 PM |
| anton | $4,200.00 | 5/21/2011 1:58:32 PM |
| Manta_Rai | $25.00 | 5/21/2011 5:56:14 PM |
| tsquared_030 | $50.00 | 5/21/2011 6:12:24 PM |
| finance-symphony7 | $75.00 | 5/21/2011 8:18:09 PM |
| meabandit | $26.89 | 5/21/2011 8:58:17 PM |
| carlitos77 | $80.00 | 5/22/2011 7:02:01 AM |
| Lotsofbears | $25.00 | 5/22/2011 7:55:31 AM |
| RichMaker1 | $50.00 | 5/22/2011 10:18:03 AM |
| Brklyn01 | $25.00 | 5/22/2011 5:13:56 AM |
| top-sensible-yield | $25.00 | 5/22/2011 6:13:57 AM |
| blLending | $25.00 | 5/22/2011 11:45:02 AM |
| 351 Investments
|
Borrower Payment Dependent Notes Series
505741
This series of Notes was issued and sold upon the funding of the borrower loan #49555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $251.76 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 39y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,096 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| handbook |
Borrower's state:
| Tennessee |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $9,950.00 | < 31 days late:
| 0
( 0% )
| 760-779
(May-2008)
760-779
(Nov-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...pay the remaining balances of two credit cards.
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $25.34 | 5/9/2011 9:03:42 AM |
| atlas100 | $25.00 | 5/9/2011 1:48:04 PM |
| indomitable-coin | $25.00 | 5/9/2011 3:35:09 PM |
| hookUup | $29.02 | 5/9/2011 5:17:41 PM |
| r48 | $34.00 | 5/9/2011 4:57:31 PM |
| FinDoc | $25.00 | 5/10/2011 4:43:15 AM |
| best-witty-bazaar | $25.00 | 5/10/2011 9:34:48 AM |
| rescue | $100.00 | 5/10/2011 6:56:46 PM |
| Peterman | $25.00 | 5/13/2011 5:30:18 PM |
| SpecialMan-211 | $200.00 | 5/13/2011 8:09:01 PM |
| kulender | $50.00 | 5/14/2011 9:21:26 AM |
| FigTree | $50.00 | 5/16/2011 9:22:03 AM |
| math1973 | $50.00 | 5/16/2011 5:41:20 PM |
| Cai8899 | $30.00 | 5/16/2011 5:44:06 PM |
| AFairDeal | $50.00 | 5/16/2011 5:45:13 PM |
| sensational-dollar | $25.00 | 5/16/2011 5:52:22 PM |
| taal1 | $50.00 | 5/16/2011 6:13:09 PM |
| Gibbyland | $150.00 | 5/16/2011 6:01:06 PM |
| agiovasil | $25.00 | 5/16/2011 6:23:31 PM |
| the-enthralling-coin | $25.00 | 5/16/2011 7:07:26 PM |
| theloanteacher | $25.00 | 5/16/2011 8:08:49 PM |
| RandyL3 | $25.00 | 5/17/2011 2:20:21 AM |
| GElender | $50.00 | 5/17/2011 7:07:07 AM |
| boylezz | $50.00 | 5/17/2011 7:53:52 AM |
| myidear | $25.00 | 5/17/2011 8:08:58 AM |
| chinolatino | $50.00 | 5/17/2011 8:15:25 AM |
| carluvr33 | $28.91 | 5/17/2011 8:36:02 AM |
| C_Mark | $150.00 | 5/17/2011 8:44:47 AM |
| Dubbs360 | $100.00 | 5/17/2011 10:16:21 AM |
| rmpedi33 | $50.00 | 5/17/2011 11:28:29 AM |
| currency-persimmon | $50.00 | 5/17/2011 11:36:06 AM |
| debt-legend | $25.00 | 5/17/2011 11:51:45 AM |
| JJ-Loans | $75.00 | 5/17/2011 3:47:36 PM |
| enthralling-deal180 | $25.00 | 5/18/2011 11:28:46 AM |
| upperdeck | $25.00 | 5/18/2011 3:30:14 PM |
| haryassman | $25.00 | 5/18/2011 3:47:39 PM |
| blue111 | $50.00 | 5/18/2011 4:50:41 PM |
| jescowa | $100.00 | 5/18/2011 5:08:58 PM |
| peso-tiramisu | $25.00 | 5/18/2011 5:45:47 PM |
| blue-nourishing-principal | $100.00 | 5/18/2011 5:53:34 PM |
| squadron781 | $25.00 | 5/18/2011 6:17:19 PM |
| important-ore | $150.00 | 5/18/2011 6:22:49 PM |
| turbobrat | $50.00 | 5/18/2011 6:16:58 PM |
| american6 | $100.00 | 5/18/2011 6:26:28 PM |
| kindness-dessert | $29.75 | 5/18/2011 6:41:40 PM |
| vutah | $25.00 | 5/18/2011 7:10:29 PM |
| powdrsnow | $62.73 | 5/18/2011 10:56:32 PM |
| wealth-renaissance5 | $25.00 | 5/18/2011 11:42:53 PM |
| tech310 | $50.00 | 5/19/2011 1:37:16 AM |
| listing-pear6 | $100.00 | 5/19/2011 5:22:09 AM |
| FoosMaster | $40.00 | 5/19/2011 6:01:31 AM |
| moola-cell3 | $50.00 | 5/19/2011 7:28:06 AM |
| tampalender | $50.00 | 5/19/2011 4:38:00 AM |
| moneytolend72 | $32.00 | 5/19/2011 8:03:46 AM |
| Abetterinvestor | $25.00 | 5/19/2011 8:30:54 AM |
| dobied | $36.10 | 5/19/2011 9:35:09 AM |
| oxnard | $25.00 | 5/19/2011 9:36:41 AM |
| robertmm25 | $50.00 | 5/19/2011 10:07:28 AM |
| radforj22 | $25.00 | 5/19/2011 10:25:19 AM |
| w3alter | $50.00 | 5/19/2011 11:01:35 AM |
| first-serene-credit | $25.00 | 5/19/2011 11:01:56 AM |
| wayman | $50.00 | 5/19/2011 11:02:51 AM |
| damage | $25.00 | 5/19/2011 11:02:03 AM |
| market-aficionado3 | $60.00 | 5/19/2011 11:23:54 AM |
| investment-comet | $25.00 | 5/19/2011 11:43:52 AM |
| Cypher041 | $25.00 | 5/19/2011 1:02:27 PM |
| Princehaha | $40.98 | 5/19/2011 4:32:05 PM |
| bannybucks | $25.00 | 5/19/2011 4:56:42 PM |
| g314 | $25.00 | 5/19/2011 5:29:13 PM |
| emunah6 | $25.00 | 5/19/2011 8:03:40 PM |
| first-upright-payout | $25.00 | 5/20/2011 8:00:31 AM |
| PaulW | $25.00 | 5/20/2011 9:24:51 AM |
| intuitive-integrity9 | $50.00 | 5/20/2011 9:27:30 AM |
| donicurioso | $50.00 | 5/20/2011 9:46:46 AM |
| Pennywize | $50.00 | 5/20/2011 10:12:45 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:23:59 AM |
| Havnfun | $25.00 | 5/20/2011 1:24:13 PM |
| grnii78 | $150.00 | 5/20/2011 2:09:29 PM |
| responsibility-fortress | $50.00 | 5/20/2011 5:27:14 PM |
| ErsatzMike | $50.00 | 5/20/2011 5:44:58 PM |
| chicco | $100.00 | 5/20/2011 5:49:59 PM |
| balance-voyager | $50.00 | 5/20/2011 5:44:51 PM |
| integrity-trumpet | $50.00 | 5/20/2011 5:45:24 PM |
| Railbird | $25.00 | 5/20/2011 5:48:18 PM |
| reinforced-investment4 | $25.00 | 5/20/2011 5:49:12 PM |
| lostontheedge | $25.00 | 5/20/2011 5:49:44 PM |
| myduck | $65.00 | 5/20/2011 6:22:55 PM |
| justinology | $42.69 | 5/20/2011 10:01:14 PM |
| LaveenFinancial | $25.00 | 5/20/2011 7:14:27 PM |
| determined-order1 | $25.00 | 5/20/2011 11:54:58 PM |
| Cronos | $200.00 | 5/21/2011 12:37:16 AM |
| cashhelp | $50.00 | 5/9/2011 9:18:58 AM |
| NiceNate | $100.00 | 5/9/2011 9:18:01 AM |
| Tradesmanlender | $35.00 | 5/9/2011 9:17:49 AM |
| bonus-demon | $25.00 | 5/9/2011 9:20:52 AM |
| qsolo | $200.00 | 5/9/2011 9:39:48 AM |
| jpblan11 | $25.00 | 5/9/2011 12:48:10 PM |
| lender12345 | $25.00 | 5/9/2011 2:54:07 PM |
| cgoca | $25.00 | 5/9/2011 6:28:56 PM |
| reflective-rupee | $25.00 | 5/10/2011 5:45:13 AM |
| wonderous-power | $25.00 | 5/10/2011 6:04:58 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 5:31:18 PM |
| SB94114 | $50.00 | 5/13/2011 9:06:59 AM |
| tntmojave | $49.66 | 5/14/2011 3:36:48 AM |
| cschina | $40.00 | 5/15/2011 1:58:49 PM |
| benjamins-utopia | $50.00 | 5/16/2011 9:22:11 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:19 AM |
| Pacific-Bank | $50.00 | 5/16/2011 5:12:42 PM |
| designer_10 | $25.00 | 5/16/2011 7:10:03 PM |
| tofubank | $25.31 | 5/16/2011 9:46:09 PM |
| novice-speculator | $25.00 | 5/16/2011 8:24:08 PM |
| callmebryan | $25.00 | 5/16/2011 8:32:32 PM |
| LongTail | $39.00 | 5/16/2011 8:57:34 PM |
| seabass123 | $50.00 | 5/17/2011 8:13:38 AM |
| maple1 | $50.00 | 5/17/2011 9:30:51 AM |
| misit | $25.00 | 5/17/2011 10:10:42 AM |
| Mad_Scientist | $25.00 | 5/17/2011 10:32:40 AM |
| phingers | $50.00 | 5/17/2011 10:44:57 AM |
| b1geasy | $25.00 | 5/17/2011 11:29:15 AM |
| agreement-guild | $100.00 | 5/17/2011 5:46:53 PM |
| lenderRXT | $80.00 | 5/18/2011 8:30:21 AM |
| IPlayOutsideTheBox | $50.00 | 5/18/2011 11:12:16 AM |
| sincere-balance | $25.00 | 5/18/2011 1:48:09 PM |
| maldok1 | $25.00 | 5/18/2011 2:06:33 PM |
| brightest-dynamic-peace | $25.00 | 5/18/2011 4:55:29 PM |
| justice-officer | $56.23 | 5/18/2011 5:15:12 PM |
| SolarMoonshine | $25.00 | 5/18/2011 5:08:29 PM |
| Zuzu | $50.00 | 5/18/2011 5:20:32 PM |
| Charmart | $25.00 | 5/18/2011 6:02:31 PM |
| mountainpeak | $25.00 | 5/18/2011 6:28:55 PM |
| Simonsez808 | $25.00 | 5/18/2011 6:28:57 PM |
| a-leverage-investor | $100.00 | 5/19/2011 4:13:47 AM |
| gogrannygo | $25.00 | 5/19/2011 7:01:40 AM |
| asset-beeper8 | $200.00 | 5/19/2011 7:56:31 AM |
| GElender | $50.00 | 5/19/2011 6:26:25 AM |
| agalt | $50.00 | 5/19/2011 9:05:09 AM |
| astute-fairness0 | $25.00 | 5/19/2011 9:39:12 AM |
| yield-seeker | $25.00 | 5/19/2011 9:28:21 AM |
| Katburg | $50.00 | 5/19/2011 10:53:46 AM |
| unconquerable-dedication | $25.00 | 5/19/2011 11:36:59 AM |
| betaoption | $25.00 | 5/19/2011 7:21:18 PM |
| lucrative-durability | $25.00 | 5/20/2011 4:15:58 AM |
| sappy02 | $25.00 | 5/20/2011 8:00:40 AM |
| BaxterEvil | $25.00 | 5/20/2011 9:27:41 AM |
| BxRealtor | $25.00 | 5/20/2011 9:55:16 AM |
| ijspence | $25.00 | 5/20/2011 11:15:01 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:08 PM |
| rate-caravan7 | $50.00 | 5/20/2011 3:19:30 PM |
| five-star-principal0 | $50.00 | 5/20/2011 5:39:13 PM |
| bigphish | $50.00 | 5/20/2011 5:44:39 PM |
| credit-scout7 | $50.00 | 5/20/2011 5:45:15 PM |
| ersheido | $50.00 | 5/20/2011 5:45:21 PM |
| bid-computer | $50.00 | 5/20/2011 5:45:28 PM |
| wise-rupee-sanctuary | $50.00 | 5/20/2011 5:40:33 PM |
| repayment-genius7 | $25.00 | 5/20/2011 5:44:21 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 5:44:15 PM |
| riveting-wealth2 | $100.00 | 5/20/2011 5:45:36 PM |
| payout-motivator0 | $75.00 | 5/20/2011 5:49:54 PM |
| SmokeyMirror | $50.00 | 5/20/2011 5:50:49 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:13 PM |
| integrity-saver | $25.00 | 5/20/2011 6:04:46 PM |
| BOZO88 | $25.00 | 5/20/2011 6:45:17 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:52:39 AM |
| TikPmp1 | $25.00 | 5/20/2011 8:12:52 PM |
| 164 Investments
|
Borrower Payment Dependent Notes Series
505757
This series of Notes was issued and sold upon the funding of the borrower loan #49712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $293.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 9 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 19y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Military Enlisted |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,128 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jovan26 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 86% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 1
( 14% )
| 680-699
(Jul-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
MOVING EXPENSES AND FURNITURE
Purpose of loan:
This loan will be used for relocation expenses and looking to purchase furniture and appliances
My financial situation:
I am a good candidate for this loan because...I am full time military with 19yrs and previous loan expierance with prosper lending
Monthly net income: $5,300.00
Monthly expenses: $ 3,850.00
Housing: $ 1,750.00
Insurance: $ 200,00
Car expenses: $ 100.00
Utilities: $ included
Phone, cable, internet: $ 100.00
Food, entertainment: clothing, household expenses: $ 400.00
Credit cards and other loans: $ 1,000.00
Other expenses: $ 300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/7/2011 12:06:53 PM |
| Kreditorium | $25.00 | 5/7/2011 6:19:45 PM |
| shrewd-peace7 | $25.00 | 5/8/2011 10:54:04 AM |
| lender12345 | $100.00 | 5/9/2011 2:49:30 PM |
| zone6 | $50.72 | 5/10/2011 7:27:35 AM |
| suave-dime6 | $25.00 | 5/10/2011 11:36:38 AM |
| Rogesparkguy | $25.00 | 5/13/2011 10:31:25 AM |
| diplomatic-wealth7 | $25.00 | 5/13/2011 11:56:02 AM |
| Investoman | $75.00 | 5/15/2011 4:25:53 AM |
| chungfang | $25.00 | 5/15/2011 12:34:57 PM |
| bonus-demon | $50.00 | 5/16/2011 5:51:19 PM |
| Jack55304 | $300.00 | 5/17/2011 10:21:43 AM |
| money-baron-roth-IRA | $50.00 | 5/19/2011 8:43:28 AM |
| Katburg | $25.00 | 5/19/2011 10:56:50 AM |
| EarlyRiser | $289.00 | 5/19/2011 12:31:52 PM |
| lostviajero | $25.00 | 5/19/2011 1:01:42 PM |
| NekHoldings | $25.00 | 5/19/2011 1:01:40 PM |
| Track-Layer | $100.00 | 5/19/2011 1:02:43 PM |
| active-benjamins4 | $25.00 | 5/19/2011 1:15:46 PM |
| Borhino | $25.00 | 5/19/2011 2:07:26 PM |
| bold-attentive-listing | $25.00 | 5/19/2011 1:44:11 PM |
| Rashanir | $25.00 | 5/19/2011 2:57:10 PM |
| innocent-liberty6 | $25.00 | 5/19/2011 2:43:20 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:27:56 PM |
| power-bluebird2 | $50.00 | 5/19/2011 4:06:21 PM |
| blue111 | $25.00 | 5/19/2011 5:13:33 PM |
| Ananya | $25.00 | 5/19/2011 5:14:25 PM |
| jmichael23 | $100.00 | 5/19/2011 5:10:24 PM |
| power-trophy7 | $50.00 | 5/19/2011 5:40:46 PM |
| mercuriant | $25.00 | 5/19/2011 5:41:35 PM |
| wise-loot-bear | $25.00 | 5/19/2011 5:58:49 PM |
| eloquent-money2 | $25.00 | 5/19/2011 5:52:32 PM |
| 2grindstones | $25.00 | 5/19/2011 8:23:57 PM |
| Majianlord | $50.00 | 5/19/2011 8:43:17 PM |
| jbloans | $35.00 | 5/19/2011 8:48:34 PM |
| janeybooboo | $100.00 | 5/19/2011 9:40:42 PM |
| antlr | $50.00 | 5/19/2011 9:45:36 PM |
| 340 | $34.12 | 5/19/2011 11:10:26 PM |
| Tikibarman | $40.62 | 5/20/2011 6:10:31 AM |
| Mikale360 | $30.00 | 5/20/2011 6:35:03 AM |
| hidavehi | $29.00 | 5/20/2011 5:29:48 PM |
| jamiee73 | $25.00 | 5/20/2011 5:32:40 PM |
| theshef | $25.00 | 5/20/2011 5:41:59 PM |
| wise-extraordinary-loot | $50.00 | 5/20/2011 5:41:21 PM |
| Dweeberkitty1 | $25.00 | 5/20/2011 5:41:35 PM |
| jobani | $25.00 | 5/20/2011 5:41:44 PM |
| dragster442 | $50.00 | 5/20/2011 5:51:25 PM |
| handy-justice | $100.00 | 5/20/2011 6:55:27 PM |
| riveting-wealth2 | $50.00 | 5/20/2011 5:55:16 PM |
| Reddy_Capital | $25.00 | 5/20/2011 10:35:52 PM |
| wwwUniversal | $25.00 | 5/21/2011 4:49:47 AM |
| PatRichi | $25.00 | 5/21/2011 4:12:45 AM |
| fairness-atmosphere | $25.00 | 5/21/2011 8:26:15 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:15:28 AM |
| Redmond | $25.00 | 5/21/2011 8:48:46 AM |
| repayment-genius7 | $25.00 | 5/21/2011 8:48:48 AM |
| unflappable-bonus3 | $50.00 | 5/21/2011 10:54:46 AM |
| zone8 | $100.00 | 5/21/2011 10:55:25 AM |
| the-reliable-trade | $100.00 | 5/21/2011 10:09:21 AM |
| whartonmba | $25.00 | 5/21/2011 10:54:44 AM |
| bdkjr | $25.00 | 5/21/2011 10:55:00 AM |
| transaction-detective70 | $50.00 | 5/21/2011 10:54:50 AM |
| worldly-money4 | $100.00 | 5/7/2011 12:59:23 PM |
| Comoparklender | $50.00 | 5/7/2011 12:09:28 PM |
| dedicated-diversification5 | $27.25 | 5/7/2011 6:19:47 PM |
| investment-daydream | $25.00 | 5/7/2011 2:20:49 PM |
| SolarMoonshine | $25.00 | 5/7/2011 2:53:13 PM |
| fabulous-community4 | $25.00 | 5/7/2011 2:59:07 PM |
| bassman2 | $25.00 | 5/8/2011 3:38:57 AM |
| enriching-fund4 | $25.00 | 5/8/2011 4:34:00 AM |
| shrewd-asset | $50.00 | 5/8/2011 6:43:40 PM |
| zorg77 | $25.00 | 5/8/2011 9:48:36 PM |
| BuildingShanghai | $150.00 | 5/9/2011 12:10:10 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:10:13 PM |
| reflective-rupee | $25.00 | 5/10/2011 12:05:07 PM |
| missing-link | $25.00 | 5/13/2011 1:42:13 PM |
| mrxtravis | $25.00 | 5/14/2011 3:29:03 AM |
| ingenious-deal6 | $25.00 | 5/17/2011 12:24:36 PM |
| beachliving29 | $26.97 | 5/17/2011 2:59:12 PM |
| tech310 | $50.00 | 5/19/2011 1:43:51 AM |
| wise-rupee-sanctuary | $50.00 | 5/19/2011 10:58:38 AM |
| octoberfresh | $25.00 | 5/19/2011 12:12:41 PM |
| lively-nickel2 | $50.00 | 5/19/2011 1:24:39 PM |
| openness-antioxidant | $100.00 | 5/19/2011 1:12:15 PM |
| chungfang | $50.00 | 5/19/2011 1:27:53 PM |
| loan-booster1 | $50.00 | 5/19/2011 1:35:00 PM |
| agalt | $50.00 | 5/19/2011 1:48:42 PM |
| CreditBuilder2 | $50.00 | 5/19/2011 2:05:56 PM |
| gelt4u | $25.00 | 5/19/2011 3:00:03 PM |
| Astyanax | $50.00 | 5/19/2011 2:08:05 PM |
| Maetryx | $40.71 | 5/19/2011 4:23:26 PM |
| LivingInvestments00 | $26.81 | 5/19/2011 4:43:34 PM |
| Frover | $25.00 | 5/19/2011 3:38:50 PM |
| power-bluebird2 | $113.13 | 5/19/2011 4:08:02 PM |
| heavenly-social1 | $50.00 | 5/19/2011 4:17:12 PM |
| hookUup | $33.40 | 5/19/2011 4:32:36 PM |
| trumpeter5 | $25.00 | 5/19/2011 5:20:51 PM |
| EarlyRiser | $300.00 | 5/19/2011 5:26:46 PM |
| the-silver-blaster | $50.00 | 5/19/2011 5:33:36 PM |
| Banker_Joe | $38.00 | 5/19/2011 5:31:25 PM |
| NobisEst | $25.00 | 5/19/2011 5:34:16 PM |
| Simonsez808 | $25.00 | 5/19/2011 5:37:59 PM |
| autonomous-truth | $50.00 | 5/19/2011 6:47:23 PM |
| convergentthinker | $50.00 | 5/19/2011 6:55:27 PM |
| first-serene-credit | $25.00 | 5/19/2011 8:13:44 PM |
| Leshan | $132.00 | 5/19/2011 7:37:45 PM |
| Pitufo | $25.00 | 5/19/2011 9:54:30 PM |
| vishal29 | $50.00 | 5/19/2011 11:15:08 PM |
| Jinja | $48.05 | 5/20/2011 3:33:37 AM |
| sappy02 | $25.00 | 5/20/2011 5:36:06 AM |
| aznatama | $50.00 | 5/20/2011 12:23:20 AM |
| new-transaction-wrangler | $500.00 | 5/20/2011 7:17:31 AM |
| barefootpaul | $25.00 | 5/20/2011 6:43:08 AM |
| 6moonbeams | $50.00 | 5/20/2011 9:59:22 AM |
| red-power-pecan | $50.00 | 5/20/2011 9:58:38 AM |
| FountainShrugged | $50.00 | 5/20/2011 10:04:17 AM |
| Rogelio48 | $25.00 | 5/20/2011 10:25:39 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:26 AM |
| donicurioso | $50.00 | 5/20/2011 5:39:02 PM |
| umfan123 | $25.00 | 5/20/2011 5:33:43 PM |
| money-bauble | $46.75 | 5/20/2011 5:37:26 PM |
| cladius67 | $25.00 | 5/20/2011 5:42:19 PM |
| first-transaction-chihuahua | $50.00 | 5/20/2011 5:50:33 PM |
| Ducatiman1978 | $25.00 | 5/20/2011 8:03:41 PM |
| papaloha | $50.00 | 5/21/2011 3:06:54 AM |
| Cronos | $50.00 | 5/21/2011 1:14:06 AM |
| agiovasil | $25.00 | 5/21/2011 4:33:20 AM |
| seisen | $56.39 | 5/21/2011 3:30:04 AM |
| CAGE-Investments | $25.00 | 5/21/2011 5:00:59 AM |
| Recyclist | $25.00 | 5/21/2011 8:20:56 AM |
| tampa_cmc | $50.00 | 5/21/2011 9:22:48 AM |
| famous-bill | $25.00 | 5/21/2011 10:49:56 AM |
| beaker | $25.00 | 5/21/2011 10:53:43 AM |
| dedicated-transaction796 | $46.28 | 5/21/2011 10:55:12 AM |
| ADIDASNO | $25.00 | 5/21/2011 10:52:04 AM |
| wanna-help | $25.00 | 5/21/2011 10:54:54 AM |
| 136 Investments
|
Borrower Payment Dependent Notes Series
505765
This series of Notes was issued and sold upon the funding of the borrower loan #49567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $248.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,903 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| sharp-money |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
|
|
Principal balance:
| $1,638.12 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Looking to lower debt and interest
Purpose of loan:
This loan will be used to pay of balance on VERY high interest credit card and consolidate some other debt to lower overall cash outlay per month, free some more cash to pay off debt even further and faster.
My financial situation:
I am a good candidate for this loan because I have stable employment of over 7 years at the same company and have not been 30+ days late on any payments in over 10 years. Very dependable and working to pay of as much debt in the next 2-3 years as possible.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jgar_O | $30.00 | 5/8/2011 12:10:14 PM |
| CoolPlexer | $25.00 | 5/8/2011 12:21:21 PM |
| irrelevant | $25.00 | 5/8/2011 12:02:41 PM |
| 2grindstones | $25.00 | 5/8/2011 12:34:44 PM |
| janeybooboo | $200.00 | 5/8/2011 1:54:12 PM |
| JustMee | $25.00 | 5/8/2011 2:25:14 PM |
| favorite-commerce | $50.00 | 5/9/2011 5:31:17 AM |
| golffish2 | $50.00 | 5/9/2011 4:12:03 AM |
| designer_10 | $25.00 | 5/9/2011 1:15:48 PM |
| firsttouch1 | $250.00 | 5/9/2011 10:23:44 PM |
| marketplace-meridian | $25.00 | 5/9/2011 10:15:42 PM |
| reflective-rupee | $25.00 | 5/10/2011 12:04:34 PM |
| friendly-peace4 | $50.00 | 5/10/2011 5:59:50 PM |
| SOP_Bank | $25.00 | 5/12/2011 6:09:05 AM |
| professional-coin1 | $75.00 | 5/12/2011 9:42:28 AM |
| diplomatic-wealth7 | $25.00 | 5/13/2011 11:56:32 AM |
| Barrayaran | $25.00 | 5/14/2011 11:38:55 AM |
| Investoman | $75.00 | 5/15/2011 4:25:54 AM |
| jjswanso | $50.00 | 5/15/2011 6:04:16 AM |
| loyalist1 | $100.00 | 5/16/2011 9:27:32 AM |
| beer-gardener | $32.39 | 5/16/2011 1:50:26 PM |
| chungfang | $100.00 | 5/16/2011 1:34:59 PM |
| Dubbs360 | $100.00 | 5/16/2011 2:08:02 PM |
| diversification-balancer870 | $75.00 | 5/16/2011 1:40:34 PM |
| blissful-cash3 | $250.00 | 5/16/2011 2:34:16 PM |
| PleaseDontDefault | $50.00 | 5/16/2011 2:40:37 PM |
| fareast_man | $25.00 | 5/16/2011 5:49:11 PM |
| bonus-demon | $50.00 | 5/17/2011 9:07:57 AM |
| Jack55304 | $300.00 | 5/17/2011 10:21:50 AM |
| ingenious-deal6 | $25.00 | 5/17/2011 12:24:37 PM |
| tranquil-gain1 | $100.00 | 5/17/2011 6:43:13 PM |
| agalt | $50.00 | 5/18/2011 10:57:00 AM |
| handy-point5 | $25.00 | 5/18/2011 11:13:34 AM |
| Barmas | $50.00 | 5/18/2011 1:09:25 PM |
| best-ingenious-funds | $25.00 | 5/18/2011 5:45:18 PM |
| new-ore-venture | $200.00 | 5/18/2011 10:12:46 PM |
| intrepid-loot | $25.00 | 5/18/2011 10:32:28 PM |
| tech310 | $50.00 | 5/19/2011 1:43:54 AM |
| openness-antioxidant | $100.00 | 5/19/2011 9:14:46 AM |
| BGILlender | $50.00 | 5/19/2011 9:39:29 AM |
| selector568 | $100.00 | 5/19/2011 10:14:44 AM |
| Katburg | $25.00 | 5/19/2011 10:56:52 AM |
| patriot897 | $25.00 | 5/19/2011 5:27:32 PM |
| the-silver-blaster | $50.00 | 5/19/2011 5:33:37 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:55:22 PM |
| payment-gusto | $25.00 | 5/19/2011 5:57:21 PM |
| thorough-exchange4 | $25.00 | 5/19/2011 6:57:31 PM |
| antlr | $50.00 | 5/19/2011 9:45:37 PM |
| ore-frontier | $49.20 | 5/20/2011 9:53:06 AM |
| 6moonbeams | $50.00 | 5/20/2011 9:59:23 AM |
| FountainShrugged | $50.00 | 5/20/2011 10:04:26 AM |
| tolerant-dinero2 | $25.00 | 5/20/2011 10:25:19 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:27 AM |
| rutzebach | $56.63 | 5/20/2011 11:22:32 AM |
| coin-bee1 | $25.00 | 5/20/2011 1:06:44 PM |
| buffalobills | $25.00 | 5/20/2011 2:36:42 PM |
| jamiee73 | $25.00 | 5/20/2011 5:32:41 PM |
| cladius67 | $25.00 | 5/20/2011 5:42:21 PM |
| bullwink27 | $25.00 | 5/20/2011 5:34:58 PM |
| wise-extraordinary-loot | $50.00 | 5/20/2011 5:41:22 PM |
| theshef | $25.00 | 5/20/2011 5:42:00 PM |
| the-reliable-trade | $100.00 | 5/20/2011 5:52:26 PM |
| riveting-wealth2 | $50.00 | 5/20/2011 5:55:17 PM |
| Ducatiman1978 | $25.00 | 5/20/2011 8:03:42 PM |
| papaloha | $42.00 | 5/21/2011 3:07:41 AM |
| Cronos | $150.00 | 5/21/2011 12:57:28 AM |
| income-awakening6 | $25.00 | 5/8/2011 12:18:19 PM |
| DasMula | $27.00 | 5/8/2011 1:56:01 PM |
| Wangchuk | $25.00 | 5/8/2011 3:15:46 PM |
| jjb516 | $75.08 | 5/8/2011 1:01:19 PM |
| economy-coup | $100.00 | 5/8/2011 8:14:26 PM |
| thankful-nickel2 | $25.00 | 5/9/2011 9:44:56 AM |
| qsolo | $200.00 | 5/9/2011 9:44:33 AM |
| ready-interest9 | $25.00 | 5/9/2011 1:48:17 PM |
| lender12345 | $25.00 | 5/9/2011 2:50:01 PM |
| value-squirrel3 | $25.00 | 5/11/2011 9:31:56 AM |
| Investor509 | $25.00 | 5/12/2011 12:58:47 PM |
| amlu1988 | $25.00 | 5/13/2011 10:02:56 AM |
| EEasyMoney | $25.00 | 5/13/2011 10:01:01 AM |
| missing-link | $25.00 | 5/13/2011 1:42:21 PM |
| witty-openness | $25.00 | 5/15/2011 3:56:30 AM |
| chungfang | $25.00 | 5/15/2011 12:34:58 PM |
| investment-seeker7 | $25.00 | 5/16/2011 9:06:38 AM |
| a-restless-dollar | $50.00 | 5/16/2011 1:11:31 PM |
| Frover | $25.00 | 5/16/2011 1:31:19 PM |
| bonus-seahorse | $60.00 | 5/16/2011 1:05:23 PM |
| sfmf | $40.00 | 5/16/2011 1:11:19 PM |
| worldly-money4 | $500.00 | 5/16/2011 1:39:55 PM |
| Untiedshu | $43.39 | 5/16/2011 1:49:14 PM |
| saga9 | $25.00 | 5/16/2011 2:12:10 PM |
| designer_10 | $25.00 | 5/16/2011 2:30:46 PM |
| havok555 | $25.00 | 5/17/2011 10:32:46 AM |
| shrewd-income | $50.00 | 5/18/2011 1:22:34 AM |
| lenderRXT | $50.00 | 5/18/2011 4:20:49 AM |
| wizard750 | $50.00 | 5/18/2011 10:13:52 AM |
| platinum-zoo4 | $25.00 | 5/18/2011 12:40:25 PM |
| suave-dime6 | $25.00 | 5/19/2011 6:03:04 AM |
| bunnybear | $27.82 | 5/19/2011 8:39:01 AM |
| courteous-kindness1 | $25.00 | 5/19/2011 10:07:09 AM |
| wise-rupee-sanctuary | $50.00 | 5/19/2011 10:58:41 AM |
| power-trophy7 | $50.00 | 5/19/2011 5:40:47 PM |
| Simonsez808 | $25.00 | 5/19/2011 5:38:00 PM |
| mercuriant | $25.00 | 5/19/2011 5:41:37 PM |
| 1willray | $25.00 | 5/19/2011 7:55:26 PM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:50:04 AM |
| KRLFS | $50.00 | 5/20/2011 9:55:51 AM |
| red-power-pecan | $50.00 | 5/20/2011 9:58:40 AM |
| worldly-income2 | $50.00 | 5/20/2011 3:55:14 PM |
| jobani | $25.00 | 5/20/2011 5:41:46 PM |
| ttnk62918 | $25.00 | 5/20/2011 5:47:32 PM |
| dragster442 | $50.00 | 5/20/2011 5:51:27 PM |
| NobisEst | $25.00 | 5/20/2011 5:54:31 PM |
| Reliance_Banker | $41.43 | 5/20/2011 7:20:58 PM |
| LendToCause | $25.00 | 5/20/2011 8:25:17 PM |
| NavyDoc01 | $50.00 | 5/21/2011 12:04:55 AM |
| EBITDA | $25.00 | 5/21/2011 3:00:31 AM |
| Mariner3605 | $25.00 | 5/21/2011 3:14:11 AM |
| 117 Investments
|
Borrower Payment Dependent Notes Series
505841
This series of Notes was issued and sold upon the funding of the borrower loan #49587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,166.20 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $589.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.37% | | |
| |
Estimated return*:
| 5.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1973 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,218 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| newest-superb-affluence |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking to pay off debt
Purpose of loan:
This loan will be used to pay off debt and purchase a car from my grandmother who can no longer drive.
My financial situation:
I am a good candidate for this loan because I have been employed with the same company for 6 years and my job is very secure. I have been promoted several times in the last 6 years, and I am next in line for my manager's position which should become open by next year. I have no delinquent accounts and no late payments, and my debt to income ratio is extremely low.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $35.00 | 5/8/2011 12:03:24 PM |
| NiceNate | $100.00 | 5/8/2011 12:03:42 PM |
| bonus-demon | $25.00 | 5/8/2011 12:32:56 PM |
| SolarMoonshine | $25.00 | 5/8/2011 1:35:03 PM |
| indomitable-coin | $25.00 | 5/8/2011 12:33:25 PM |
| qsolo | $200.00 | 5/9/2011 9:39:45 AM |
| reflective-rupee | $200.00 | 5/10/2011 5:44:40 AM |
| rescue | $100.00 | 5/10/2011 6:56:39 PM |
| math1973 | $50.00 | 5/13/2011 5:27:47 PM |
| Cai8899 | $30.00 | 5/16/2011 9:24:14 AM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:07 AM |
| currency-persimmon | $25.00 | 5/16/2011 1:03:15 PM |
| jazzlender | $50.00 | 5/16/2011 1:24:41 PM |
| Lender0010 | $50.00 | 5/16/2011 1:32:09 PM |
| jescowa | $100.00 | 5/16/2011 1:55:38 PM |
| AFairDeal | $61.23 | 5/16/2011 3:18:28 PM |
| nickel-ferret | $100.00 | 5/16/2011 3:45:48 PM |
| the-enthralling-coin | $25.00 | 5/16/2011 4:41:59 PM |
| credit-investor5 | $50.00 | 5/16/2011 8:38:54 PM |
| statuesque-order1 | $25.00 | 5/16/2011 7:30:04 PM |
| theloanteacher | $25.00 | 5/16/2011 8:07:40 PM |
| availableloan | $25.00 | 5/16/2011 9:49:26 PM |
| ogmanny | $50.00 | 5/17/2011 12:51:25 AM |
| zippy-revenue8 | $50.00 | 5/17/2011 5:16:58 AM |
| j2ee | $25.00 | 5/17/2011 7:33:55 AM |
| The_Lendor | $25.03 | 5/17/2011 9:28:45 AM |
| agreement-guild | $100.00 | 5/17/2011 9:48:08 AM |
| festeringsnot | $25.00 | 5/17/2011 11:51:16 AM |
| brightest-dynamic-peace | $25.00 | 5/18/2011 5:44:37 PM |
| tech310 | $50.00 | 5/19/2011 1:37:07 AM |
| radforj22 | $25.00 | 5/19/2011 3:39:21 AM |
| sappy02 | $25.00 | 5/19/2011 10:10:03 AM |
| g314 | $25.00 | 5/19/2011 10:08:28 AM |
| BxRealtor | $25.00 | 5/19/2011 10:20:11 AM |
| alben2009 | $30.60 | 5/19/2011 10:21:03 AM |
| BaxterEvil | $25.00 | 5/19/2011 10:32:08 AM |
| ErsatzMike | $50.00 | 5/19/2011 11:02:34 AM |
| w3alter | $50.00 | 5/19/2011 11:01:23 AM |
| damage | $25.00 | 5/19/2011 11:02:01 AM |
| Cypher041 | $25.00 | 5/19/2011 1:02:13 PM |
| FinDoc | $25.00 | 5/19/2011 6:19:19 PM |
| betaoption | $25.00 | 5/19/2011 7:21:12 PM |
| repayment-genius7 | $25.00 | 5/20/2011 9:27:19 AM |
| riveting-wealth2 | $100.00 | 5/20/2011 9:29:49 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 9:27:05 AM |
| chicco | $100.00 | 5/20/2011 9:27:26 AM |
| balance-voyager | $50.00 | 5/20/2011 9:27:54 AM |
| bid-computer | $50.00 | 5/20/2011 9:29:42 AM |
| Railbird | $25.00 | 5/20/2011 9:52:22 AM |
| five-star-principal0 | $50.00 | 5/20/2011 9:49:22 AM |
| lisanate | $25.00 | 5/20/2011 9:53:26 AM |
| reinforced-investment4 | $25.00 | 5/20/2011 10:37:15 AM |
| ijspence | $25.00 | 5/20/2011 11:14:54 AM |
| Jay_Tee | $50.00 | 5/20/2011 11:48:17 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:23:47 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:01 PM |
| rate-caravan7 | $50.00 | 5/20/2011 3:19:11 PM |
| velocity-solo | $25.00 | 5/20/2011 5:34:17 PM |
| spankysdad | $50.00 | 5/20/2011 5:38:31 PM |
| ingenious-diversification | $25.00 | 5/20/2011 5:40:02 PM |
| rmachi | $25.00 | 5/20/2011 5:33:23 PM |
| soroxy | $25.00 | 5/20/2011 5:34:55 PM |
| piter-to-la-investment | $25.00 | 5/20/2011 5:34:35 PM |
| Zayatz | $50.00 | 5/20/2011 5:43:01 PM |
| elasermd | $50.00 | 5/20/2011 5:43:12 PM |
| Weaverville | $25.00 | 5/20/2011 5:43:26 PM |
| KLVLOPZ64 | $50.00 | 5/20/2011 5:38:22 PM |
| worker943 | $50.00 | 5/20/2011 5:45:47 PM |
| agile-loan0 | $25.00 | 5/20/2011 5:38:34 PM |
| flexible-value | $100.00 | 5/20/2011 5:45:57 PM |
| Pookie22 | $50.00 | 5/20/2011 5:46:21 PM |
| Hiro07 | $25.00 | 5/20/2011 5:39:04 PM |
| sympathetic-asset | $50.00 | 5/20/2011 5:46:58 PM |
| anwn | $50.00 | 5/20/2011 5:47:14 PM |
| damanq | $25.00 | 5/20/2011 5:47:20 PM |
| gracej | $25.00 | 5/20/2011 5:48:09 PM |
| peripatetic | $25.00 | 5/20/2011 5:40:28 PM |
| ahansen | $25.00 | 5/20/2011 5:49:26 PM |
| boater01 | $50.00 | 5/20/2011 5:49:36 PM |
| KVEER | $25.00 | 5/20/2011 5:43:20 PM |
| cathexis | $25.00 | 5/20/2011 5:43:36 PM |
| oracle3 | $50.00 | 5/20/2011 5:43:40 PM |
| aasx1108 | $25.00 | 5/20/2011 5:43:47 PM |
| ChicagoBoyz | $25.00 | 5/20/2011 5:43:54 PM |
| CPAMAN | $25.00 | 5/20/2011 5:44:00 PM |
| jt88 | $50.00 | 5/20/2011 5:45:59 PM |
| first-pragmatic-note | $50.00 | 5/20/2011 5:45:39 PM |
| niceville80 | $50.00 | 5/20/2011 5:46:52 PM |
| dedication-ninja7 | $25.00 | 5/20/2011 5:47:02 PM |
| the-money-gargantuan | $25.00 | 5/20/2011 5:46:19 PM |
| the-enterprising-leverage | $50.00 | 5/20/2011 5:47:17 PM |
| orgy63 | $50.00 | 5/20/2011 5:46:31 PM |
| orange-dollar-guild | $25.00 | 5/20/2011 5:47:28 PM |
| successful-wealth7 | $50.00 | 5/20/2011 5:47:07 PM |
| lagnisiruk | $25.00 | 5/20/2011 5:47:36 PM |
| Zolton | $100.00 | 5/20/2011 5:47:22 PM |
| benjo | $50.00 | 5/20/2011 5:47:49 PM |
| discrete-basis1 | $50.00 | 5/20/2011 5:47:27 PM |
| Ripsaw4U | $50.00 | 5/20/2011 5:48:04 PM |
| efficient-treasure0 | $25.00 | 5/20/2011 5:47:57 PM |
| worldly-community3 | $50.00 | 5/20/2011 5:48:00 PM |
| miamibeachloaner | $50.00 | 5/20/2011 5:49:24 PM |
| the-silver-blaster | $50.00 | 5/20/2011 5:50:44 PM |
| br4444 | $42.67 | 5/20/2011 5:50:59 PM |
| LaveenFinancial | $25.00 | 5/20/2011 7:14:24 PM |
| misstdoe | $25.00 | 5/20/2011 5:57:29 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:08 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:52:30 AM |
| wild_carrot | $25.00 | 5/21/2011 3:10:15 AM |
| yarg | $29.11 | 5/21/2011 3:10:30 AM |
| Cheburashka | $25.00 | 5/21/2011 3:11:32 AM |
| Pasagam | $39.86 | 5/21/2011 3:26:36 AM |
| oldman68 | $25.00 | 5/20/2011 10:42:40 PM |
| determined-order1 | $25.00 | 5/20/2011 11:54:53 PM |
| diablo_ny | $25.00 | 5/20/2011 11:54:32 PM |
| helpinghand63 | $25.00 | 5/21/2011 3:43:40 AM |
| littlemonkey | $25.00 | 5/21/2011 2:48:51 AM |
| TheBaldGuy | $25.00 | 5/21/2011 2:49:10 AM |
| BCD | $25.00 | 5/21/2011 2:58:13 AM |
| Headhunter14 | $25.00 | 5/21/2011 2:59:14 AM |
| Oupa-George | $25.00 | 5/21/2011 2:59:54 AM |
| RJN | $25.00 | 5/21/2011 3:01:15 AM |
| busnssmn | $25.00 | 5/21/2011 3:01:28 AM |
| GrayStudio | $25.00 | 5/21/2011 3:01:32 AM |
| fun2invest | $25.00 | 5/21/2011 3:08:57 AM |
| nunnie | $25.00 | 5/21/2011 4:27:07 AM |
| inqbus | $37.47 | 5/21/2011 3:09:20 AM |
| IIP77 | $25.00 | 5/21/2011 3:11:59 AM |
| ouyangers | $25.00 | 5/21/2011 4:34:33 AM |
| IP | $33.68 | 5/21/2011 3:12:32 AM |
| lawboy74 | $25.00 | 5/21/2011 3:24:19 AM |
| dospapalotes | $27.34 | 5/21/2011 3:26:09 AM |
| p1k4blu | $25.00 | 5/21/2011 3:25:13 AM |
| Yankeeeagle | $25.57 | 5/21/2011 3:39:23 AM |
| MasterKey | $25.00 | 5/21/2011 3:40:23 AM |
| Amused1 | $25.00 | 5/21/2011 3:41:35 AM |
| asya | $30.00 | 5/21/2011 3:42:11 AM |
| HalfDayz | $32.44 | 5/21/2011 3:43:59 AM |
| MonkeyHero | $59.00 | 5/21/2011 3:47:14 AM |
| RSV | $25.00 | 5/21/2011 3:56:26 AM |
| imlosttoo | $25.00 | 5/21/2011 3:56:02 AM |
| financial-frenzy | $50.00 | 5/21/2011 5:00:14 AM |
| amijo | $25.00 | 5/21/2011 3:56:39 AM |
| pragmatic-camaraderi | $25.00 | 5/21/2011 5:07:50 AM |
| siggy0311 | $25.00 | 5/21/2011 4:10:36 AM |
| miket71 | $50.00 | 5/21/2011 4:14:11 AM |
| ferdberfel | $50.00 | 5/21/2011 4:26:39 AM |
| paladin847 | $50.00 | 5/21/2011 4:46:22 AM |
| green-tree-shake | $33.75 | 5/21/2011 4:59:01 AM |
| thrifty-return | $50.00 | 5/21/2011 5:00:25 AM |
| wwwUniversal | $25.00 | 5/21/2011 4:50:48 AM |
| historic-fund | $29.80 | 5/21/2011 4:58:32 AM |
| credit-czar5 | $25.00 | 5/21/2011 5:00:23 AM |
| astute-benjamins | $25.00 | 5/21/2011 5:34:56 AM |
| currency-meteor250 | $25.00 | 5/21/2011 9:46:22 AM |
| responsibility-cherry6 | $50.00 | 5/21/2011 9:50:34 AM |
| commerce-web5 | $25.00 | 5/21/2011 9:57:59 AM |
| nytrnbow | $25.00 | 5/21/2011 8:49:29 AM |
| fearless-auction7 | $25.00 | 5/21/2011 9:58:51 AM |
| jjb3 | $25.00 | 5/21/2011 9:59:13 AM |
| majestic-repayment3 | $25.00 | 5/21/2011 10:00:23 AM |
| silver-fuse | $30.00 | 5/21/2011 10:01:47 AM |
| triumphant-point5 | $50.00 | 5/21/2011 10:02:15 AM |
| williemc44 | $25.00 | 5/21/2011 8:58:19 AM |
| top-impressive-dinero | $50.00 | 5/21/2011 9:50:08 AM |
| nicklds | $25.00 | 5/21/2011 9:50:52 AM |
| durability-ruler | $25.00 | 5/21/2011 9:57:52 AM |
| cosmof16 | $25.00 | 5/21/2011 9:53:23 AM |
| sensational-dinero6 | $50.00 | 5/21/2011 9:58:14 AM |
| steves73 | $50.00 | 5/21/2011 9:55:14 AM |
| loot-pursuit5 | $50.00 | 5/21/2011 10:01:58 AM |
| AceInTheHole | $25.00 | 5/21/2011 9:57:48 AM |
| brightest-affluence-motivator | $50.00 | 5/21/2011 9:58:10 AM |
| comet55 | $25.00 | 5/21/2011 10:00:10 AM |
| miked8303 | $25.00 | 5/21/2011 10:02:26 AM |
| jdrez | $25.00 | 5/21/2011 10:54:06 AM |
| best-phenomenal-treasure | $25.00 | 5/21/2011 11:00:54 AM |
| brilliant-leverage4 | $50.00 | 5/21/2011 11:01:41 AM |
| syounker | $50.00 | 5/21/2011 11:02:58 AM |
| Cre8iveCash | $25.00 | 5/21/2011 11:09:45 AM |
| paddatjie | $50.00 | 5/21/2011 10:51:07 AM |
| REVSTJ999 | $50.00 | 5/21/2011 10:51:04 AM |
| buddy486 | $25.00 | 5/21/2011 11:01:04 AM |
| dunedin | $25.00 | 5/21/2011 11:01:21 AM |
| dpdn57 | $25.00 | 5/21/2011 11:01:24 AM |
| suk200 | $25.00 | 5/21/2011 11:01:47 AM |
| agiovasil | $25.00 | 5/21/2011 11:03:16 AM |
| unrivaled-silver | $50.00 | 5/21/2011 11:04:29 AM |
| george_kaplan | $50.00 | 5/21/2011 11:00:57 AM |
| EvalCrux | $50.00 | 5/21/2011 11:01:07 AM |
| MrLender101 | $50.00 | 5/21/2011 11:01:17 AM |
| beaker | $50.00 | 5/21/2011 11:01:48 AM |
| bowerz | $25.00 | 5/21/2011 11:09:34 AM |
| theboygenius | $50.00 | 5/21/2011 11:26:41 AM |
| Ragnar | $50.00 | 5/21/2011 11:09:41 AM |
| pseudokris | $25.00 | 5/21/2011 11:09:48 AM |
| money-bauble | $150.00 | 5/21/2011 11:10:00 AM |
| investment-tempo | $44.48 | 5/21/2011 11:46:28 AM |
| wise-silver-wonder | $25.00 | 5/21/2011 12:29:54 PM |
| think-become | $25.00 | 5/21/2011 12:29:58 PM |
| successful-agreement7 | $100.00 | 5/21/2011 11:46:23 AM |
| red-unequivocal-finance | $25.00 | 5/21/2011 11:59:03 AM |
| income-vault6 | $25.00 | 5/21/2011 12:28:49 PM |
| green-moola-platoon | $29.34 | 5/21/2011 12:29:37 PM |
| newest-bountiful-basis | $25.00 | 5/21/2011 12:42:46 PM |
| stanbalwight4 | $25.00 | 5/21/2011 12:48:40 PM |
| HappyHelpingLender | $25.00 | 5/21/2011 12:28:54 PM |
| WorldlyWorker | $25.00 | 5/21/2011 12:29:52 PM |
| Jonb6919 | $25.00 | 5/21/2011 12:29:59 PM |
| shred123 | $25.00 | 5/21/2011 1:04:22 PM |
| reflective-rupee | $240.00 | 5/21/2011 1:21:05 PM |
| Tech-Entrepreneur | $25.00 | 5/21/2011 12:34:45 PM |
| nycfinance | $25.00 | 5/21/2011 2:42:39 PM |
| helpishere777 | $50.00 | 5/21/2011 2:04:02 PM |
| income-pillow | $50.00 | 5/21/2011 3:18:54 PM |
| Duckshovel | $50.00 | 5/21/2011 7:15:41 PM |
| gold-disk | $50.00 | 5/21/2011 10:12:46 PM |
| rcflick | $25.00 | 5/22/2011 8:32:58 AM |
| abasvram | $50.00 | 5/22/2011 10:12:42 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:44:13 AM |
| Peterman | $25.00 | 5/12/2011 10:50:37 AM |
| FigTree | $50.00 | 5/12/2011 2:21:26 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:57:00 PM |
| Joshtron | $25.00 | 5/12/2011 9:28:24 PM |
| kulender | $50.00 | 5/14/2011 9:21:16 AM |
| wirebutterfly | $200.00 | 5/16/2011 1:11:08 PM |
| a-restless-dollar | $50.00 | 5/16/2011 1:12:20 PM |
| brightest-greenback-spark | $29.00 | 5/16/2011 1:32:37 PM |
| andymax | $100.00 | 5/16/2011 1:18:34 PM |
| diversification-balancer870 | $50.00 | 5/16/2011 1:41:42 PM |
| rgrtanker | $25.21 | 5/16/2011 1:52:25 PM |
| melodious-fairness | $100.00 | 5/16/2011 1:58:38 PM |
| saga9 | $25.00 | 5/16/2011 2:12:35 PM |
| Dubbs360 | $100.00 | 5/16/2011 2:08:25 PM |
| lotus6 | $30.00 | 5/16/2011 2:32:06 PM |
| _NaLNaBB | $150.00 | 5/16/2011 2:32:49 PM |
| Gibbyland | $100.00 | 5/16/2011 5:59:01 PM |
| taal1 | $25.00 | 5/16/2011 6:09:04 PM |
| sensational-dollar | $25.00 | 5/16/2011 5:52:50 PM |
| balanced-rupee | $50.00 | 5/16/2011 6:10:24 PM |
| gold-commander0 | $50.00 | 5/16/2011 10:22:01 PM |
| silver-dogwood4 | $25.00 | 5/16/2011 10:25:00 PM |
| seabass123 | $25.00 | 5/17/2011 8:12:50 AM |
| john0720 | $25.00 | 5/17/2011 8:10:33 AM |
| treasure-brigade | $25.00 | 5/17/2011 10:11:55 AM |
| JGONZ13850 | $25.00 | 5/17/2011 11:31:49 AM |
| enthralling-deal180 | $50.00 | 5/17/2011 5:38:37 PM |
| american6 | $100.00 | 5/17/2011 5:39:38 PM |
| blue-nourishing-principal | $100.00 | 5/17/2011 5:38:12 PM |
| maldok1 | $25.00 | 5/18/2011 2:05:56 PM |
| wayman | $50.00 | 5/18/2011 5:57:38 PM |
| intuitive-integrity9 | $50.00 | 5/19/2011 10:24:30 AM |
| first-upright-payout | $25.00 | 5/19/2011 10:19:33 AM |
| Katburg | $50.00 | 5/19/2011 10:53:33 AM |
| PaulW | $25.00 | 5/19/2011 1:19:35 PM |
| tranquil-gain1 | $100.00 | 5/19/2011 2:12:31 PM |
| Pennywize | $50.00 | 5/19/2011 5:56:55 PM |
| integrity-trumpet | $50.00 | 5/20/2011 8:02:39 AM |
| payout-motivator0 | $75.00 | 5/20/2011 9:27:22 AM |
| bigphish | $50.00 | 5/20/2011 9:27:44 AM |
| ersheido | $50.00 | 5/20/2011 9:29:37 AM |
| credit-scout7 | $50.00 | 5/20/2011 9:29:24 AM |
| donicurioso | $50.00 | 5/20/2011 9:46:35 AM |
| benjamin67 | $25.00 | 5/20/2011 9:55:43 AM |
| wise-rupee-sanctuary | $50.00 | 5/20/2011 9:58:16 AM |
| lostontheedge | $25.00 | 5/20/2011 10:09:58 AM |
| dedication-elixir | $50.00 | 5/20/2011 10:37:10 AM |
| SmokeyMirror | $50.00 | 5/20/2011 12:19:34 PM |
| ash135 | $25.00 | 5/20/2011 5:33:20 PM |
| cropdust3r | $25.00 | 5/20/2011 5:35:10 PM |
| chief_wo | $50.00 | 5/20/2011 5:35:38 PM |
| ndwayno | $25.00 | 5/20/2011 5:29:00 PM |
| Sixmil | $100.00 | 5/20/2011 5:34:42 PM |
| divedude | $25.00 | 5/20/2011 5:34:57 PM |
| zenchef | $25.00 | 5/20/2011 5:43:45 PM |
| gold-sushi | $25.00 | 5/20/2011 5:43:53 PM |
| Mr_Marcus | $50.00 | 5/20/2011 5:44:09 PM |
| KeepOnRunning | $50.00 | 5/20/2011 5:38:25 PM |
| sophisticated-deal0 | $200.00 | 5/20/2011 5:46:39 PM |
| camaraderi-atmosphere | $50.00 | 5/20/2011 5:47:05 PM |
| andyb9 | $45.36 | 5/20/2011 5:47:19 PM |
| orange-courageous-dedication | $50.00 | 5/20/2011 5:47:30 PM |
| msw_engr | $50.00 | 5/20/2011 5:47:38 PM |
| genius520 | $50.00 | 5/20/2011 5:40:05 PM |
| MadHun | $100.00 | 5/20/2011 5:47:52 PM |
| mrbanker | $50.00 | 5/20/2011 5:49:31 PM |
| don8ter | $25.00 | 5/20/2011 5:49:49 PM |
| KB4UF | $25.00 | 5/20/2011 5:50:11 PM |
| MonitorLizard09 | $25.00 | 5/20/2011 5:42:55 PM |
| wealth-influencer | $50.00 | 5/20/2011 5:43:15 PM |
| fcukciti | $25.00 | 5/20/2011 5:43:22 PM |
| cmdqueue | $50.00 | 5/20/2011 5:43:42 PM |
| iceman35 | $50.00 | 5/20/2011 5:43:50 PM |
| JTCorp | $25.00 | 5/20/2011 5:43:57 PM |
| bluesheep | $25.00 | 5/20/2011 5:44:02 PM |
| speedy-point | $50.00 | 5/20/2011 5:44:05 PM |
| bazaar-titan | $25.00 | 5/20/2011 5:44:08 PM |
| loantigger | $50.00 | 5/20/2011 5:44:12 PM |
| johannesfactotum | $30.00 | 5/20/2011 5:46:07 PM |
| bailey1223 | $25.00 | 5/20/2011 5:46:49 PM |
| Ocean713 | $50.00 | 5/20/2011 5:46:55 PM |
| sunnyboy_7478 | $50.00 | 5/20/2011 5:45:58 PM |
| tlp43 | $50.00 | 5/20/2011 5:47:11 PM |
| golden-bid9 | $25.00 | 5/20/2011 5:46:27 PM |
| visionary-community | $25.00 | 5/20/2011 5:47:24 PM |
| wise-cash-keeper | $25.00 | 5/20/2011 5:46:46 PM |
| invincible-dough | $50.00 | 5/20/2011 5:47:15 PM |
| careful-note | $100.00 | 5/20/2011 5:47:42 PM |
| deal-guardian1 | $50.00 | 5/20/2011 5:48:01 PM |
| toblerone | $50.00 | 5/20/2011 5:47:40 PM |
| studious-bonus7 | $100.00 | 5/20/2011 5:48:13 PM |
| skuba | $50.00 | 5/20/2011 5:47:53 PM |
| Supernick | $50.00 | 5/20/2011 5:47:59 PM |
| BuffetRocks | $100.00 | 5/20/2011 5:49:21 PM |
| superb-funds335 | $25.00 | 5/20/2011 5:49:18 PM |
| systemlender | $50.00 | 5/20/2011 5:49:40 PM |
| meenan | $25.00 | 5/20/2011 5:49:47 PM |
| maschinenbau | $25.00 | 5/20/2011 5:51:03 PM |
| pbenjamin | $25.00 | 5/20/2011 5:51:11 PM |
| integrity-saver | $25.00 | 5/20/2011 6:04:40 PM |
| brazilofmux | $100.00 | 5/21/2011 2:50:37 AM |
| DrStaff | $30.00 | 5/21/2011 2:51:13 AM |
| lokiswolf | $32.00 | 5/21/2011 3:00:22 AM |
| mrfixerupper | $25.00 | 5/21/2011 3:00:48 AM |
| MyPlantsEatBugs | $25.00 | 5/21/2011 3:02:23 AM |
| TheYellowDart | $25.00 | 5/21/2011 3:09:24 AM |
| monroemoney | $25.00 | 5/21/2011 3:09:37 AM |
| DavenportCapital | $25.00 | 5/21/2011 3:10:27 AM |
| kalex752 | $25.00 | 5/21/2011 3:10:36 AM |
| TikPmp1 | $25.00 | 5/20/2011 8:12:57 PM |
| Preteur | $25.00 | 5/21/2011 3:29:09 AM |
| Sibelius2 | $25.00 | 5/21/2011 3:39:58 AM |
| BritDad | $25.00 | 5/21/2011 2:47:54 AM |
| TelegramSam | $25.00 | 5/21/2011 2:39:23 AM |
| luckyldy | $39.32 | 5/21/2011 4:10:47 AM |
| lowestghost | $29.83 | 5/21/2011 2:48:36 AM |
| Ready2Loan | $25.00 | 5/21/2011 2:48:47 AM |
| mattbly | $25.00 | 5/21/2011 4:12:20 AM |
| LenderByDay | $25.00 | 5/21/2011 2:49:34 AM |
| SanJoser | $25.00 | 5/21/2011 3:00:36 AM |
| ktradtke | $25.00 | 5/21/2011 3:01:21 AM |
| omerta6102 | $50.00 | 5/21/2011 3:01:39 AM |
| gustavzantanon | $25.84 | 5/21/2011 3:08:54 AM |
| EJO | $25.00 | 5/21/2011 3:10:49 AM |
| dsfoundation | $25.00 | 5/21/2011 4:26:44 AM |
| rudyindc | $28.71 | 5/21/2011 4:34:47 AM |
| trustu | $44.68 | 5/21/2011 3:26:31 AM |
| mjk406 | $25.00 | 5/21/2011 3:38:56 AM |
| Victor-E-Lane | $25.00 | 5/21/2011 3:39:40 AM |
| MakoF16 | $31.08 | 5/21/2011 3:40:13 AM |
| janus_god | $25.00 | 5/21/2011 3:42:03 AM |
| Ivan2007 | $25.00 | 5/21/2011 3:44:20 AM |
| idojudo123 | $25.00 | 5/21/2011 3:54:10 AM |
| DaveG56313 | $25.00 | 5/21/2011 3:54:45 AM |
| Savings_EQ_Dignity | $50.00 | 5/21/2011 4:58:59 AM |
| jblack01 | $25.00 | 5/21/2011 3:55:09 AM |
| ultimatepaintball | $25.00 | 5/21/2011 3:56:07 AM |
| discrete-asset | $25.00 | 5/21/2011 5:00:56 AM |
| prohelper | $43.94 | 5/21/2011 3:59:31 AM |
| ArchonFinancialHoldings | $25.15 | 5/21/2011 3:58:46 AM |
| schnatty | $25.00 | 5/21/2011 4:25:28 AM |
| museic1 | $50.00 | 5/21/2011 4:15:53 AM |
| rulender | $25.00 | 5/21/2011 4:24:49 AM |
| the-profit-oracle | $25.00 | 5/21/2011 4:48:39 AM |
| Aquafina24Ounce | $25.00 | 5/21/2011 4:44:25 AM |
| Banker7371 | $25.00 | 5/21/2011 4:51:01 AM |
| stollcm | $25.00 | 5/21/2011 5:32:43 AM |
| Raven39 | $25.00 | 5/21/2011 5:43:04 AM |
| scottssm | $41.00 | 5/21/2011 7:23:26 AM |
| gain-gourd | $88.12 | 5/21/2011 6:53:09 AM |
| mlender | $25.00 | 5/21/2011 8:49:51 AM |
| tampa_cmc | $50.00 | 5/21/2011 9:22:49 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:12:59 AM |
| BigLinCT | $25.00 | 5/21/2011 9:49:57 AM |
| downtownfarm | $25.00 | 5/21/2011 9:50:18 AM |
| market-network | $25.00 | 5/21/2011 8:49:13 AM |
| worthy-bid8 | $50.00 | 5/21/2011 9:58:43 AM |
| lending_well | $25.00 | 5/21/2011 9:59:06 AM |
| circuitfive | $25.00 | 5/21/2011 9:59:58 AM |
| auction-turtle0 | $25.00 | 5/21/2011 10:01:42 AM |
| unrivaled-income5 | $50.00 | 5/21/2011 10:01:54 AM |
| PCGeekWI | $25.00 | 5/21/2011 10:02:42 AM |
| mizon291 | $34.56 | 5/21/2011 10:04:30 AM |
| inspired-investment8 | $100.00 | 5/21/2011 10:05:00 AM |
| kind-trade-hickory | $50.00 | 5/21/2011 9:50:04 AM |
| Auburnmist | $25.00 | 5/21/2011 9:50:26 AM |
| order-gondola | $50.00 | 5/21/2011 9:50:12 AM |
| MarinLoans | $25.00 | 5/21/2011 10:00:05 AM |
| lounges | $30.00 | 5/21/2011 9:54:58 AM |
| klin | $50.00 | 5/21/2011 10:01:51 AM |
| mtp | $50.00 | 5/21/2011 10:02:03 AM |
| amerigor | $25.00 | 5/21/2011 9:57:56 AM |
| urbanMisfit | $25.00 | 5/21/2011 10:51:09 AM |
| platinum-exec1 | $50.00 | 5/21/2011 9:59:00 AM |
| Kame | $25.00 | 5/21/2011 10:00:19 AM |
| bountiful-durability | $50.00 | 5/21/2011 10:05:13 AM |
| orange-camaraderi-galaxy | $100.00 | 5/21/2011 10:02:30 AM |
| PatRichi | $25.00 | 5/21/2011 10:54:23 AM |
| tender-integrity3 | $100.00 | 5/21/2011 10:04:55 AM |
| csarradio | $30.55 | 5/21/2011 10:58:46 AM |
| sci_guy | $25.00 | 5/21/2011 11:01:31 AM |
| RetiredATC | $50.00 | 5/21/2011 11:01:45 AM |
| wampum-optimization | $40.48 | 5/21/2011 10:48:16 AM |
| LKN2RTR | $25.00 | 5/21/2011 10:53:33 AM |
| porter22 | $25.00 | 5/21/2011 10:51:02 AM |
| calinno2 | $25.00 | 5/21/2011 11:00:52 AM |
| rupee-carnation | $50.00 | 5/21/2011 11:01:14 AM |
| Timma | $50.00 | 5/21/2011 11:01:23 AM |
| first-resplendent-revenue | $50.00 | 5/21/2011 11:01:35 AM |
| wise-balanced-moola | $25.00 | 5/21/2011 11:03:23 AM |
| T-Bizzone | $50.00 | 5/21/2011 11:01:00 AM |
| useful-p2ploan | $25.00 | 5/21/2011 11:06:12 AM |
| heavenly-interest2 | $50.00 | 5/21/2011 11:01:11 AM |
| note-sensation | $50.00 | 5/21/2011 11:01:27 AM |
| UT-Longhorn | $25.00 | 5/21/2011 11:01:58 AM |
| best-ingenious-funds | $25.00 | 5/21/2011 11:06:06 AM |
| valiant-liberty4 | $25.00 | 5/21/2011 11:46:59 AM |
| aha6297 | $25.00 | 5/21/2011 12:28:57 PM |
| active-market | $50.00 | 5/21/2011 11:45:08 AM |
| MissionMicroFinance | $25.00 | 5/21/2011 12:29:00 PM |
| green-glowing-gain | $25.00 | 5/21/2011 12:30:31 PM |
| dinero-speaker | $25.00 | 5/21/2011 11:46:30 AM |
| Kijib | $25.00 | 5/21/2011 12:28:53 PM |
| caesark | $25.00 | 5/21/2011 12:29:43 PM |
| yield-seeker | $25.00 | 5/21/2011 12:34:15 PM |
| FLRN | $25.00 | 5/21/2011 12:29:34 PM |
| productive-principal7 | $25.00 | 5/21/2011 12:29:40 PM |
| bomdel | $25.00 | 5/21/2011 12:30:00 PM |
| reflective-rupee | $25.00 | 5/21/2011 1:20:52 PM |
| fongstein | $265.00 | 5/21/2011 2:37:49 PM |
| mister_waffle | $25.00 | 5/21/2011 5:43:14 PM |
| finance-symphony7 | $50.00 | 5/21/2011 8:16:20 PM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 9:39:20 PM |
| 433 Investments
|
Borrower Payment Dependent Notes Series
505853
This series of Notes was issued and sold upon the funding of the borrower loan #49697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-08-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $397.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 12.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 54% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 7y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,732 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| rpngirl |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 36 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2008)
780-799
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
consolildation
Purpose of loan:
This loan will be used to consolidate credit card debt and pay off some medical bills.
My financial situation:
I am a good candidate for this loan because I have paid off my last prosper loan with every payment on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 5/8/2011 12:02:03 PM |
| Tradesmanlender | $35.00 | 5/8/2011 12:03:26 PM |
| wampum-library4 | $25.00 | 5/8/2011 12:11:47 PM |
| OldManP | $25.00 | 5/8/2011 12:12:53 PM |
| MoneyForNothing | $25.00 | 5/8/2011 12:14:15 PM |
| bonus-demon | $25.00 | 5/8/2011 12:02:20 PM |
| competent-p2p | $45.00 | 5/8/2011 5:54:45 PM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:37 AM |
| the-reliable-trade | $100.00 | 5/9/2011 2:52:00 PM |
| reflective-rupee | $200.00 | 5/10/2011 12:03:23 PM |
| phaded | $25.00 | 5/10/2011 8:38:53 PM |
| TheSwissBanker | $50.00 | 5/10/2011 8:30:37 PM |
| benjamins-utopia | $25.00 | 5/12/2011 3:57:02 PM |
| EEasyMoney | $25.00 | 5/13/2011 10:05:26 AM |
| math1973 | $50.00 | 5/13/2011 5:27:47 PM |
| kulender | $50.00 | 5/14/2011 9:21:18 AM |
| Cai8899 | $30.00 | 5/16/2011 9:24:15 AM |
| reward-motion | $50.00 | 5/16/2011 2:39:33 PM |
| the-silver-blaster | $50.00 | 5/17/2011 8:17:04 AM |
| agreement-guild | $100.00 | 5/17/2011 9:48:09 AM |
| calbertrand | $25.00 | 5/17/2011 11:17:53 AM |
| american6 | $100.00 | 5/17/2011 5:39:40 PM |
| Raser | $25.00 | 5/18/2011 11:53:02 AM |
| wayman | $50.00 | 5/18/2011 5:57:39 PM |
| richboy56 | $25.00 | 5/18/2011 6:43:12 PM |
| BaxterEvil | $25.00 | 5/18/2011 7:35:03 PM |
| tech310 | $50.00 | 5/19/2011 1:37:09 AM |
| sappy02 | $25.00 | 5/19/2011 10:10:05 AM |
| first-upright-payout | $25.00 | 5/19/2011 10:19:34 AM |
| BxRealtor | $25.00 | 5/19/2011 10:20:12 AM |
| w3alter | $50.00 | 5/19/2011 11:01:25 AM |
| refined-return922 | $50.00 | 5/19/2011 11:56:27 AM |
| PleaseDontDefault | $50.00 | 5/19/2011 1:00:33 PM |
| Cypher041 | $25.00 | 5/19/2011 1:02:15 PM |
| briskdevl07 | $25.00 | 5/19/2011 1:06:37 PM |
| economy-popcorn | $25.00 | 5/19/2011 1:21:10 PM |
| Make_it_Rain | $100.00 | 5/19/2011 1:22:33 PM |
| PaulW | $25.00 | 5/19/2011 1:19:37 PM |
| the-serene-transaction | $25.00 | 5/19/2011 1:56:34 PM |
| MDTSmallTimeLender | $50.00 | 5/19/2011 1:30:48 PM |
| newest-phenomenal-money | $25.00 | 5/19/2011 1:31:39 PM |
| CC_Lender | $25.00 | 5/19/2011 2:09:12 PM |
| bold-attentive-listing | $25.00 | 5/19/2011 1:40:07 PM |
| taal1 | $25.00 | 5/19/2011 2:24:48 PM |
| suave-dime6 | $25.00 | 5/19/2011 1:48:14 PM |
| magnifico932 | $50.00 | 5/19/2011 1:52:23 PM |
| sincere-fund1 | $100.00 | 5/19/2011 1:55:14 PM |
| 1stBankAndHal | $25.00 | 5/19/2011 2:51:58 PM |
| 1stBankAndHal | $50.00 | 5/19/2011 2:52:27 PM |
| zokiz | $50.00 | 5/19/2011 3:03:20 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:28:14 PM |
| SolarMoonshine | $25.00 | 5/19/2011 3:42:49 PM |
| loss-of-control | $100.00 | 5/19/2011 4:58:55 PM |
| ddog0224 | $100.00 | 5/19/2011 4:11:05 PM |
| benefit-trident | $25.00 | 5/19/2011 4:32:44 PM |
| EarlyRiser | $200.00 | 5/19/2011 5:33:03 PM |
| interest88 | $28.00 | 5/19/2011 5:34:31 PM |
| SweatyBalls | $50.00 | 5/19/2011 5:54:08 PM |
| Mad_Scientist | $25.00 | 5/19/2011 6:23:38 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 7:32:34 PM |
| shrewd-income | $100.00 | 5/19/2011 7:34:31 PM |
| mgking007 | $42.16 | 5/19/2011 9:48:27 PM |
| AM2171 | $25.00 | 5/19/2011 9:51:16 PM |
| a-leverage-investor | $100.00 | 5/20/2011 4:28:31 AM |
| credit-kahuna | $50.00 | 5/19/2011 11:50:21 PM |
| GElender | $25.00 | 5/20/2011 6:14:17 AM |
| market-pudding | $25.00 | 5/20/2011 4:09:42 AM |
| rapid-currency | $25.00 | 5/20/2011 7:45:45 AM |
| dime-umbrella6 | $25.00 | 5/20/2011 8:07:24 AM |
| lisanate | $25.00 | 5/20/2011 9:53:27 AM |
| five-star-principal0 | $50.00 | 5/20/2011 9:49:24 AM |
| goldenretriever | $100.00 | 5/20/2011 10:27:46 AM |
| balance-voyager | $50.00 | 5/20/2011 10:11:32 AM |
| chicco | $100.00 | 5/20/2011 10:11:10 AM |
| drtomc | $250.00 | 5/20/2011 10:29:22 AM |
| credit-scout7 | $50.00 | 5/20/2011 10:12:25 AM |
| riveting-wealth2 | $100.00 | 5/20/2011 10:12:48 AM |
| ijspence | $25.00 | 5/20/2011 11:14:55 AM |
| organized-dedication9 | $50.00 | 5/20/2011 11:23:48 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:40:05 AM |
| Palacios | $100.00 | 5/20/2011 11:09:26 AM |
| nickel-cocktail | $50.00 | 5/20/2011 11:12:52 AM |
| squadron781 | $25.00 | 5/20/2011 11:19:57 AM |
| objective-investor | $250.00 | 5/20/2011 11:23:54 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:02 PM |
| sunny-truth6 | $48.51 | 5/20/2011 12:15:19 PM |
| 420limo | $150.00 | 5/20/2011 2:53:09 PM |
| genelinist | $100.00 | 5/20/2011 1:39:23 PM |
| grove064 | $100.00 | 5/20/2011 3:28:18 PM |
| thankful-generosity5 | $50.00 | 5/20/2011 1:43:28 PM |
| toomanyfishtanks | $25.00 | 5/20/2011 2:35:00 PM |
| rate-caravan7 | $50.00 | 5/20/2011 3:19:13 PM |
| 420limo | $25.00 | 5/20/2011 3:23:59 PM |
| dcshobby | $25.00 | 5/20/2011 5:32:55 PM |
| KeepOnRunning | $50.00 | 5/20/2011 5:38:26 PM |
| genius520 | $50.00 | 5/20/2011 5:40:06 PM |
| wise-rupee-sanctuary | $50.00 | 5/20/2011 5:40:30 PM |
| velocity-solo | $25.00 | 5/20/2011 5:34:18 PM |
| wealth-influencer | $50.00 | 5/20/2011 5:43:17 PM |
| JTCorp | $25.00 | 5/20/2011 5:43:58 PM |
| optimization3 | $50.00 | 5/20/2011 5:45:55 PM |
| Hiro07 | $25.00 | 5/20/2011 5:39:06 PM |
| dedication-elixir | $50.00 | 5/20/2011 5:48:29 PM |
| BuffetRocks | $100.00 | 5/20/2011 5:49:22 PM |
| systemlender | $50.00 | 5/20/2011 5:49:41 PM |
| maschinenbau | $25.00 | 5/20/2011 5:51:05 PM |
| MonitorLizard09 | $25.00 | 5/20/2011 5:42:56 PM |
| fcukciti | $25.00 | 5/20/2011 5:43:23 PM |
| cathexis | $25.00 | 5/20/2011 5:43:37 PM |
| cmdqueue | $25.00 | 5/20/2011 5:43:43 PM |
| iceman35 | $50.00 | 5/20/2011 5:43:51 PM |
| bluesheep | $25.00 | 5/20/2011 5:44:03 PM |
| reinforced-investment4 | $25.00 | 5/20/2011 5:49:07 PM |
| ahansen | $25.00 | 5/20/2011 5:49:29 PM |
| boater01 | $50.00 | 5/20/2011 5:49:38 PM |
| meenan | $25.00 | 5/20/2011 5:49:48 PM |
| festeringsnot | $25.00 | 5/20/2011 6:01:58 PM |
| ujiba | $50.00 | 5/20/2011 5:52:00 PM |
| gilbrear | $25.00 | 5/20/2011 6:53:30 PM |
| integrity-saver | $25.00 | 5/20/2011 6:04:43 PM |
| AlternativeCashFlow | $50.00 | 5/20/2011 8:04:11 PM |
| Cheburashka | $25.00 | 5/21/2011 3:11:34 AM |
| hampa | $26.11 | 5/21/2011 3:24:34 AM |
| determined-order1 | $25.00 | 5/20/2011 11:54:54 PM |
| Cronos | $250.00 | 5/21/2011 12:38:54 AM |
| IIP77 | $25.00 | 5/21/2011 3:12:01 AM |
| jpjones86 | $25.00 | 5/21/2011 3:24:14 AM |
| paladin847 | $49.72 | 5/21/2011 4:46:26 AM |
| wwwUniversal | $25.00 | 5/21/2011 4:50:51 AM |
| Banker7371 | $25.00 | 5/21/2011 4:51:03 AM |
| Mindful7 | $25.00 | 5/21/2011 5:06:13 AM |
| treasure-bliss | $50.00 | 5/21/2011 4:49:59 AM |
| visionary-community | $25.00 | 5/21/2011 5:08:30 AM |
| Bank_Of_XL | $100.00 | 5/21/2011 5:13:59 AM |
| AM2008 | $25.00 | 5/21/2011 5:25:59 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:06 AM |
| orgy63 | $50.00 | 5/21/2011 7:32:46 AM |
| nytrnbow | $25.00 | 5/21/2011 8:49:32 AM |
| williemc44 | $25.00 | 5/21/2011 8:58:19 AM |
| ash135 | $25.00 | 5/21/2011 10:07:43 AM |
| currency-meteor250 | $25.00 | 5/21/2011 9:46:24 AM |
| the-money-gargantuan | $25.00 | 5/21/2011 10:09:52 AM |
| benjo | $50.00 | 5/21/2011 10:10:22 AM |
| nicklds | $25.00 | 5/21/2011 9:50:54 AM |
| resolute-basis9 | $50.00 | 5/21/2011 9:55:20 AM |
| rmachi | $25.00 | 5/21/2011 10:07:47 AM |
| msw_engr | $50.00 | 5/21/2011 10:10:07 AM |
| toblerone | $50.00 | 5/21/2011 10:10:12 AM |
| skuba | $50.00 | 5/21/2011 10:10:33 AM |
| deal-guardian1 | $50.00 | 5/21/2011 10:11:02 AM |
| soroxy | $25.00 | 5/21/2011 11:11:59 AM |
| Pookie22 | $50.00 | 5/21/2011 11:13:42 AM |
| dedication-ninja7 | $25.00 | 5/21/2011 11:14:01 AM |
| successful-wealth7 | $50.00 | 5/21/2011 11:14:19 AM |
| tlp43 | $50.00 | 5/21/2011 11:14:23 AM |
| lagnisiruk | $25.00 | 5/21/2011 11:14:43 AM |
| LKN2RTR | $25.00 | 5/21/2011 10:53:35 AM |
| gain-gourd | $100.00 | 5/21/2011 11:21:15 AM |
| sensational-dinero6 | $25.00 | 5/21/2011 11:25:27 AM |
| orange-preeminant-bill | $50.00 | 5/21/2011 11:06:21 AM |
| piter-to-la-investment | $25.00 | 5/21/2011 11:09:55 AM |
| sympathetic-asset | $50.00 | 5/21/2011 11:13:54 AM |
| golden-bid9 | $25.00 | 5/21/2011 11:13:45 AM |
| camaraderi-atmosphere | $50.00 | 5/21/2011 11:14:11 AM |
| the-enterprising-leverage | $50.00 | 5/21/2011 11:14:33 AM |
| MadHun | $100.00 | 5/21/2011 11:14:55 AM |
| top-impressive-dinero | $50.00 | 5/21/2011 11:23:06 AM |
| amerigor | $25.00 | 5/21/2011 11:25:11 AM |
| comet55 | $25.00 | 5/21/2011 11:25:33 AM |
| durability-ruler | $25.00 | 5/21/2011 11:25:07 AM |
| janeybooboo | $51.00 | 5/8/2011 12:03:17 PM |
| irrelevant | $25.00 | 5/8/2011 12:02:54 PM |
| janeybooboo | $249.00 | 5/8/2011 1:42:20 PM |
| JustMee | $25.00 | 5/8/2011 2:23:25 PM |
| Gibbyland | $100.00 | 5/8/2011 7:29:26 PM |
| rescue | $100.00 | 5/10/2011 6:56:40 PM |
| 1stBankAndHal | $25.03 | 5/11/2011 10:03:29 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:44:15 AM |
| FigTree | $25.00 | 5/12/2011 2:21:27 PM |
| 6moonbeams | $100.00 | 5/16/2011 10:48:09 AM |
| fareast_man | $25.00 | 5/16/2011 5:49:13 PM |
| blue-nourishing-principal | $100.00 | 5/17/2011 8:12:40 AM |
| enthralling-deal180 | $50.00 | 5/17/2011 5:38:38 PM |
| maldok1 | $25.00 | 5/18/2011 2:05:59 PM |
| Simonsez808 | $25.00 | 5/18/2011 7:03:10 PM |
| dollardave | $100.00 | 5/18/2011 10:03:10 PM |
| new-ore-venture | $250.00 | 5/18/2011 10:15:20 PM |
| radforj22 | $25.00 | 5/19/2011 3:39:28 AM |
| Katburg | $50.00 | 5/19/2011 10:53:35 AM |
| seabass123 | $25.00 | 5/19/2011 12:26:07 PM |
| GCInvestments | $30.00 | 5/19/2011 12:40:30 PM |
| NekHoldings | $25.00 | 5/19/2011 1:01:59 PM |
| simeonthewhale | $25.00 | 5/19/2011 1:17:19 PM |
| CA-Lender | $25.05 | 5/19/2011 1:05:07 PM |
| MDJAX67 | $75.00 | 5/19/2011 1:12:58 PM |
| whatreality | $25.00 | 5/19/2011 1:43:25 PM |
| chungfang | $50.00 | 5/19/2011 1:28:51 PM |
| CreditBuilder2 | $50.00 | 5/19/2011 2:06:41 PM |
| LoanerPrincipal | $100.00 | 5/19/2011 2:55:02 PM |
| Astyanax | $100.00 | 5/19/2011 2:59:59 PM |
| FinanceEngine | $40.00 | 5/19/2011 3:52:30 PM |
| hookUup | $37.40 | 5/19/2011 5:02:56 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:18:26 PM |
| trumpeter5 | $25.00 | 5/19/2011 5:21:24 PM |
| ErsatzMike | $50.00 | 5/19/2011 5:40:07 PM |
| Pennywize | $50.00 | 5/19/2011 5:56:56 PM |
| Kaj | $35.00 | 5/19/2011 5:59:56 PM |
| thorough-exchange4 | $50.00 | 5/19/2011 6:56:45 PM |
| convergentthinker | $50.00 | 5/19/2011 6:57:47 PM |
| 1willray | $25.00 | 5/19/2011 7:49:02 PM |
| first-serene-credit | $25.00 | 5/19/2011 8:24:31 PM |
| Num1Knicks | $25.00 | 5/19/2011 8:30:30 PM |
| yf99yz | $30.00 | 5/19/2011 9:26:40 PM |
| Pitufo | $75.00 | 5/19/2011 10:07:05 PM |
| power-secret-agent | $25.00 | 5/20/2011 2:20:30 AM |
| astute-fairness0 | $25.00 | 5/20/2011 5:29:31 AM |
| Jesuistom | $50.00 | 5/20/2011 8:50:12 AM |
| new-transaction-wrangler | $50.00 | 5/20/2011 7:48:41 AM |
| Scotcha | $50.00 | 5/20/2011 7:49:47 AM |
| credit-observatory | $25.00 | 5/20/2011 7:58:51 AM |
| donicurioso | $50.00 | 5/20/2011 9:46:37 AM |
| integrity-trumpet | $50.00 | 5/20/2011 9:29:39 AM |
| jazzlender | $25.00 | 5/20/2011 9:51:50 AM |
| Railbird | $25.00 | 5/20/2011 9:52:24 AM |
| benjamin67 | $25.00 | 5/20/2011 9:55:45 AM |
| repayment-genius7 | $25.00 | 5/20/2011 10:11:03 AM |
| ersheido | $50.00 | 5/20/2011 10:12:29 AM |
| tolerant-dinero2 | $25.00 | 5/20/2011 10:27:49 AM |
| bigphish | $50.00 | 5/20/2011 10:11:27 AM |
| bid-computer | $50.00 | 5/20/2011 10:12:35 AM |
| lostontheedge | $25.00 | 5/20/2011 10:37:39 AM |
| calimanusa | $25.06 | 5/20/2011 11:11:26 AM |
| chameleon125 | $25.00 | 5/20/2011 10:51:31 AM |
| seabassx | $25.00 | 5/20/2011 11:23:04 AM |
| taal1 | $25.00 | 5/20/2011 12:12:49 PM |
| SmokeyMirror | $50.00 | 5/20/2011 12:19:36 PM |
| melodious-fairness | $100.00 | 5/20/2011 12:57:10 PM |
| shawnw2 | $121.21 | 5/20/2011 3:39:49 PM |
| loan-master1 | $25.00 | 5/20/2011 4:09:19 PM |
| meers2000 | $34.87 | 5/20/2011 4:59:49 PM |
| chief_wo | $50.00 | 5/20/2011 5:35:40 PM |
| ndwayno | $25.00 | 5/20/2011 5:29:01 PM |
| KLVLOPZ64 | $50.00 | 5/20/2011 5:38:23 PM |
| payment-jalapeno9 | $50.00 | 5/20/2011 5:34:15 PM |
| KVEER | $25.00 | 5/20/2011 5:43:21 PM |
| ChicagoBoyz | $25.00 | 5/20/2011 5:43:55 PM |
| CPAMAN | $25.00 | 5/20/2011 5:44:00 PM |
| spankysdad | $50.00 | 5/20/2011 5:38:31 PM |
| aasx1108 | $25.00 | 5/20/2011 5:43:48 PM |
| gold-sushi | $25.00 | 5/20/2011 5:43:53 PM |
| speedy-point | $50.00 | 5/20/2011 5:44:06 PM |
| Mr_Marcus | $50.00 | 5/20/2011 5:44:10 PM |
| loantigger | $50.00 | 5/20/2011 5:44:13 PM |
| first-pragmatic-note | $50.00 | 5/20/2011 5:45:40 PM |
| miamibeachloaner | $50.00 | 5/20/2011 5:49:25 PM |
| mrbanker | $50.00 | 5/20/2011 5:49:32 PM |
| don8ter | $25.00 | 5/20/2011 5:49:50 PM |
| sweetlan | $25.05 | 5/20/2011 6:08:58 PM |
| LaveenFinancial | $25.00 | 5/20/2011 7:14:25 PM |
| Ripsaw4U | $50.00 | 5/21/2011 3:14:30 AM |
| Preteur | $25.00 | 5/21/2011 3:29:12 AM |
| brazilofmux | $44.33 | 5/21/2011 2:50:40 AM |
| generous-deal6 | $50.00 | 5/21/2011 2:52:32 AM |
| Ivan2007 | $25.00 | 5/21/2011 3:44:22 AM |
| orange-courageous-dedication | $50.00 | 5/21/2011 5:01:10 AM |
| gracej | $25.00 | 5/21/2011 4:00:48 AM |
| wkeboarder21 | $50.00 | 5/21/2011 5:38:07 AM |
| the-profit-oracle | $25.00 | 5/21/2011 4:48:41 AM |
| grnii78 | $140.12 | 5/21/2011 4:51:08 AM |
| stollcm | $25.00 | 5/21/2011 5:32:44 AM |
| Raven39 | $25.00 | 5/21/2011 5:43:05 AM |
| divedude | $25.00 | 5/21/2011 6:53:17 AM |
| primed | $40.00 | 5/21/2011 7:27:58 AM |
| careful-note | $100.00 | 5/21/2011 9:49:51 AM |
| sophisticated-deal0 | $100.00 | 5/21/2011 9:50:00 AM |
| nhm | $25.00 | 5/21/2011 10:02:48 AM |
| tampa_cmc | $50.00 | 5/21/2011 9:22:50 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 10:10:44 AM |
| worldly-community3 | $50.00 | 5/21/2011 10:10:55 AM |
| benefit-prescription6 | $100.00 | 5/21/2011 10:01:37 AM |
| CPDDDS | $50.00 | 5/21/2011 9:59:20 AM |
| tender-integrity3 | $100.00 | 5/21/2011 10:04:56 AM |
| orange-camaraderi-galaxy | $100.00 | 5/21/2011 10:02:31 AM |
| Supernick | $50.00 | 5/21/2011 10:10:48 AM |
| payout-motivator0 | $75.00 | 5/21/2011 10:11:45 AM |
| UT-Longhorn | $25.00 | 5/21/2011 11:02:00 AM |
| Whatssofunnybout | $30.00 | 5/21/2011 10:50:28 AM |
| flexible-value | $100.00 | 5/21/2011 11:13:28 AM |
| niceville80 | $50.00 | 5/21/2011 11:13:50 AM |
| Auburnmist | $25.00 | 5/21/2011 11:23:19 AM |
| helpinghand63 | $26.30 | 5/21/2011 11:09:23 AM |
| money-bauble | $150.00 | 5/21/2011 11:10:02 AM |
| jt88 | $50.00 | 5/21/2011 11:13:39 AM |
| cosmof16 | $25.00 | 5/21/2011 11:14:48 AM |
| sunnyboy_7478 | $50.00 | 5/21/2011 11:13:33 AM |
| invincible-dough | $50.00 | 5/21/2011 11:14:31 AM |
| discrete-basis1 | $50.00 | 5/21/2011 11:14:38 AM |
| Feyenoord | $25.00 | 5/21/2011 11:20:51 AM |
| BigLinCT | $25.00 | 5/21/2011 11:23:02 AM |
| downtownfarm | $25.00 | 5/21/2011 11:23:12 AM |
| commerce-web5 | $25.00 | 5/21/2011 11:25:16 AM |
| AceInTheHole | $25.00 | 5/21/2011 11:25:03 AM |
| basis-wizard8 | $50.00 | 5/21/2011 11:28:03 AM |
| point-compadre | $50.00 | 5/21/2011 11:33:28 AM |
| 304 Investments
|
Borrower Payment Dependent Notes Series
505937
This series of Notes was issued and sold upon the funding of the borrower loan #49509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 39% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 6 |
Current / open credit lines:
| 4
/
4 | Length of status: | 11y 4m |
|
Amount delinquent:
| $5,361 |
Total credit lines:
| 30 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,861 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 49 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| chandler44 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2009)
620-639
(Nov-2009)
580-599
(Jan-2008)
600-619
(Dec-2007)
|
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate several smaller debts into one loan. This will help me with my monthly budget and bill paying with only having to worry about one loan rather than several.
My financial situation:
I am a good candidate for this loan because I have been with the same company for over 11 years now. I am now in a secure financial situation and am able to meet all my debt obligations. My paycheck covers our housing and utility costs and my debt. My wife?s paycheck covers groceries, entertainment, daycare, and her debts. I am a prior Prosper borrower with an excellent payment history!
Monthly net income: $3359
Monthly expenses: $2504
Housing: $460
Insurance: $150
Car expenses: $423 (auto loan) + $300 (fuel costs and maintenance)
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $671
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/9/2011 5:06:39 PM |
| suave-dime6 | $25.00 | 5/9/2011 5:22:43 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:09:37 PM |
| cashhelp | $50.00 | 5/10/2011 5:16:13 AM |
| chameleon125 | $25.00 | 5/11/2011 6:44:26 AM |
| itskarma | $25.05 | 5/11/2011 10:47:52 AM |
| grampy48 | $50.00 | 5/12/2011 4:16:28 AM |
| briskdevl07 | $25.00 | 5/12/2011 7:44:42 AM |
| MStax | $50.00 | 5/12/2011 10:34:33 AM |
| coin-bee1 | $50.00 | 5/12/2011 3:33:46 PM |
| hillerod | $25.13 | 5/13/2011 10:55:14 AM |
| EverettFinancial | $25.00 | 5/13/2011 12:58:54 PM |
| a-restless-dollar | $25.00 | 5/15/2011 2:14:20 PM |
| bsh297 | $25.00 | 5/16/2011 6:09:02 AM |
| lightninghcky7 | $25.00 | 5/16/2011 6:18:42 PM |
| the-kindness-honker | $25.00 | 5/16/2011 7:09:20 PM |
| shrewd-income | $25.00 | 5/17/2011 5:57:37 AM |
| range2 | $25.00 | 5/17/2011 9:58:02 AM |
| xfbpl | $25.00 | 5/17/2011 1:52:42 PM |
| mpatrick | $25.00 | 5/17/2011 2:11:28 PM |
| reflective-affluence | $25.00 | 5/17/2011 2:07:52 PM |
| ChoiceInvestments | $25.00 | 5/17/2011 3:10:05 PM |
| NekHoldings | $25.00 | 5/9/2011 8:04:28 PM |
| competent-p2p | $40.00 | 5/9/2011 7:29:48 PM |
| janeybooboo | $100.00 | 5/9/2011 7:42:07 PM |
| worth-blanket2 | $5,000.00 | 5/10/2011 9:46:16 AM |
| reflective-rupee | $25.00 | 5/10/2011 11:33:03 AM |
| best-suave-market | $50.00 | 5/10/2011 12:57:52 PM |
| Mikale360 | $25.00 | 5/10/2011 6:30:52 PM |
| BuildingShanghai | $45.00 | 5/10/2011 8:34:59 PM |
| Kreditorium | $25.00 | 5/10/2011 8:49:45 PM |
| Leshan | $200.00 | 5/11/2011 8:14:16 AM |
| Bill88 | $25.00 | 5/11/2011 8:52:38 AM |
| professional-coin1 | $25.00 | 5/12/2011 9:37:08 AM |
| marwadi-62 | $100.00 | 5/12/2011 7:26:54 PM |
| EEasyMoney | $25.00 | 5/13/2011 9:42:10 AM |
| missing-link | $25.00 | 5/13/2011 1:42:55 PM |
| treasure-hunter270 | $50.00 | 5/14/2011 8:16:23 AM |
| CommunityArts_Non-profit | $35.00 | 5/14/2011 8:15:32 AM |
| credit-missile | $35.00 | 5/14/2011 8:35:02 AM |
| Investoman | $75.00 | 5/15/2011 4:26:20 AM |
| intrepid-loot | $25.00 | 5/15/2011 7:57:32 AM |
| Bob450 | $25.00 | 5/15/2011 1:37:41 PM |
| loss-of-control | $50.00 | 5/15/2011 5:01:06 PM |
| amusement4 | $200.00 | 5/15/2011 6:57:39 PM |
| credit-missile | $35.00 | 5/15/2011 7:21:30 PM |
| dcap3 | $75.00 | 5/16/2011 4:22:49 PM |
| ethicalhumanist | $25.00 | 5/16/2011 6:24:57 PM |
| Rashanir | $25.00 | 5/16/2011 6:31:43 PM |
| Jack55304 | $300.00 | 5/17/2011 10:22:49 AM |
| tolerant-truth2 | $50.00 | 5/17/2011 10:43:57 AM |
| keeper24 | $25.00 | 5/17/2011 1:05:41 PM |
| reflective-affluence | $50.00 | 5/17/2011 2:03:22 PM |
| heavenly-social1 | $100.00 | 5/17/2011 3:21:54 PM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
506103
This series of Notes was issued and sold upon the funding of the borrower loan #49558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $188.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 65% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,199 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| allaboutbirds |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Better Location Better Visability!
Purpose of loan:
This loan will be used to purchase new signs, product displays and flooring for a new retail space.
My financial situation:
I am a good candidate for this loan because we have an established business and know what the income and costs are currently. The new location has more visablilty which really equates to more advertising. The business (at this time) does not have to support my family so all money can go back into building the business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $30.00 | 5/10/2011 5:03:45 PM |
| NiceNate | $100.00 | 5/10/2011 5:11:36 PM |
| qsolo | $200.00 | 5/10/2011 5:12:33 PM |
| vutah | $25.00 | 5/10/2011 5:07:28 PM |
| indomitable-coin | $25.00 | 5/12/2011 5:55:32 AM |
| rescue | $100.00 | 5/12/2011 10:01:54 AM |
| EverettFinancial | $25.00 | 5/13/2011 1:07:01 PM |
| Oak-Parker | $28.50 | 5/16/2011 8:38:17 PM |
| integrity-palm9 | $28.38 | 5/16/2011 11:21:50 PM |
| availableloan | $25.00 | 5/16/2011 9:46:10 PM |
| Schlawinzer | $25.00 | 5/17/2011 5:19:59 AM |
| Johnab | $25.03 | 5/17/2011 4:48:59 AM |
| rmpedi33 | $50.00 | 5/17/2011 11:31:02 AM |
| adventure0 | $150.00 | 5/17/2011 8:52:40 PM |
| kind-magnificent-bid | $100.00 | 5/19/2011 10:29:09 AM |
| damage | $25.00 | 5/19/2011 11:02:07 AM |
| nanaof7 | $25.00 | 5/19/2011 12:04:04 PM |
| octoberfresh | $25.00 | 5/19/2011 12:10:21 PM |
| soular21804 | $25.00 | 5/19/2011 1:01:12 PM |
| treasure-brigade | $25.00 | 5/19/2011 1:13:16 PM |
| toomanyfishtanks | $25.00 | 5/19/2011 1:07:58 PM |
| intlargonaut | $50.00 | 5/19/2011 1:11:56 PM |
| market-giraffe7 | $100.00 | 5/19/2011 1:48:05 PM |
| ThirdWorldHoldings | $26.02 | 5/19/2011 1:33:00 PM |
| GodzillaLending | $50.00 | 5/19/2011 1:53:17 PM |
| Chuck1939 | $50.00 | 5/19/2011 2:00:49 PM |
| innocent-liberty6 | $50.00 | 5/19/2011 2:42:23 PM |
| gciarami | $25.00 | 5/19/2011 2:52:29 PM |
| sincere-balance | $25.00 | 5/19/2011 3:03:51 PM |
| Astyanax | $100.00 | 5/19/2011 3:10:10 PM |
| zokiz | $50.00 | 5/19/2011 3:12:10 PM |
| ddog0224 | $25.00 | 5/19/2011 4:09:39 PM |
| investment-artist | $25.00 | 5/19/2011 3:23:57 PM |
| CBO-Enterprise | $100.00 | 5/19/2011 3:25:28 PM |
| SolarMoonshine | $25.00 | 5/19/2011 3:54:11 PM |
| Edgewood | $25.00 | 5/19/2011 5:15:52 PM |
| starry2001 | $25.00 | 5/19/2011 5:28:55 PM |
| Simonsez808 | $25.00 | 5/19/2011 5:35:31 PM |
| afmentor | $75.00 | 5/20/2011 1:09:42 AM |
| FigTree | $50.00 | 5/20/2011 9:28:56 AM |
| math1973 | $50.00 | 5/20/2011 10:37:55 AM |
| Jay_Tee | $50.00 | 5/20/2011 11:48:19 AM |
| payment-dolphin7 | $100.00 | 5/20/2011 12:13:30 PM |
| Florida67 | $100.00 | 5/20/2011 4:24:09 PM |
| Cai8899 | $30.00 | 5/20/2011 5:50:39 PM |
| organized-dedication9 | $50.00 | 5/20/2011 5:50:21 PM |
| BOZO88 | $25.00 | 5/20/2011 6:46:23 PM |
| Aaron_Oz | $25.00 | 5/21/2011 3:10:59 AM |
| TikPmp1 | $25.00 | 5/20/2011 8:12:55 PM |
| Cronos | $150.00 | 5/21/2011 12:53:54 AM |
| tntmojave | $50.00 | 5/21/2011 4:45:42 AM |
| DanV | $36.00 | 5/21/2011 8:35:51 AM |
| g314 | $25.00 | 5/21/2011 10:08:26 AM |
| elevated-finance | $25.00 | 5/21/2011 10:43:25 AM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:53:22 PM |
| anton | $100.00 | 5/21/2011 2:00:43 PM |
| Tradesmanlender | $35.00 | 5/10/2011 5:10:43 PM |
| designer_10 | $25.00 | 5/10/2011 7:00:35 PM |
| kulender | $50.00 | 5/14/2011 9:22:17 AM |
| bonus-demon | $25.00 | 5/16/2011 5:44:16 PM |
| novice-speculator | $25.00 | 5/16/2011 8:17:32 PM |
| the-enthralling-coin | $25.00 | 5/16/2011 7:10:18 PM |
| wise-loot-bear | $25.00 | 5/16/2011 7:19:57 PM |
| silver-saguaro | $25.00 | 5/16/2011 8:38:05 PM |
| unadilla | $50.00 | 5/16/2011 9:00:54 PM |
| tofubank | $25.00 | 5/16/2011 9:42:14 PM |
| ogmanny | $50.00 | 5/17/2011 12:52:17 AM |
| j2ee | $25.00 | 5/17/2011 7:36:16 AM |
| seabass123 | $50.00 | 5/17/2011 8:14:40 AM |
| misit | $25.00 | 5/17/2011 10:08:35 AM |
| Dubbs360 | $100.00 | 5/17/2011 10:17:28 AM |
| 6moonbeams | $100.00 | 5/17/2011 5:44:37 PM |
| tech310 | $50.00 | 5/19/2011 1:38:30 AM |
| casteroil | $50.00 | 5/19/2011 3:28:06 AM |
| AFairDeal | $50.00 | 5/19/2011 10:29:33 AM |
| cool_kubera | $50.00 | 5/19/2011 1:02:02 PM |
| active-benjamins4 | $25.00 | 5/19/2011 1:14:50 PM |
| toronado | $25.00 | 5/19/2011 1:18:57 PM |
| CA_Lender | $25.00 | 5/19/2011 1:22:28 PM |
| bold-attentive-listing | $25.00 | 5/19/2011 1:44:44 PM |
| agalt | $50.00 | 5/19/2011 1:50:25 PM |
| power-companion7 | $100.00 | 5/19/2011 1:26:45 PM |
| bold-punctual-wampum | $40.68 | 5/19/2011 2:17:40 PM |
| value-pouch | $25.00 | 5/19/2011 2:20:09 PM |
| CreditBuilder2 | $50.00 | 5/19/2011 2:09:48 PM |
| dollar-kazoo | $100.00 | 5/19/2011 2:17:23 PM |
| Bank42 | $25.00 | 5/19/2011 2:38:58 PM |
| w8291 | $25.00 | 5/19/2011 4:03:48 PM |
| hookUup | $37.40 | 5/19/2011 4:45:18 PM |
| marwadi-62 | $300.00 | 5/19/2011 4:21:14 PM |
| heavenly-social1 | $50.00 | 5/19/2011 4:22:21 PM |
| electrak | $400.00 | 5/19/2011 4:28:10 PM |
| GeelongTrader | $50.00 | 5/19/2011 4:44:04 PM |
| benefit-trident | $25.00 | 5/19/2011 4:33:37 PM |
| blue111 | $25.00 | 5/19/2011 5:13:53 PM |
| justice-carnival | $25.00 | 5/19/2011 5:02:40 PM |
| dcshobby | $50.00 | 5/19/2011 5:26:25 PM |
| brightest-dynamic-peace | $25.00 | 5/19/2011 8:03:53 PM |
| mjjjrj | $25.00 | 5/20/2011 9:57:29 AM |
| benjamins-utopia | $50.00 | 5/20/2011 10:37:58 AM |
| betaoption | $25.00 | 5/20/2011 12:30:52 PM |
| maldok1 | $25.00 | 5/20/2011 2:35:20 PM |
| credit-investor5 | $50.00 | 5/20/2011 10:23:51 PM |
| generous-deal6 | $50.00 | 5/21/2011 2:53:46 AM |
| selector568 | $200.00 | 5/21/2011 4:48:17 AM |
| market-network | $25.00 | 5/21/2011 8:46:38 AM |
| E2BGR8 | $25.00 | 5/21/2011 8:23:34 AM |
| darylc | $25.00 | 5/21/2011 8:36:59 AM |
| loyalty-voyage | $50.00 | 5/21/2011 9:51:22 AM |
| CPA-Banker | $25.00 | 5/21/2011 10:03:29 AM |
| enthralling-deal180 | $25.00 | 5/21/2011 11:25:48 AM |
| greenback-guard | $25.00 | 5/21/2011 12:10:42 PM |
| radforj22 | $25.00 | 5/21/2011 11:48:00 AM |
| velocity-javelin8 | $150.00 | 5/21/2011 1:55:17 PM |
| 114 Investments
|
Borrower Payment Dependent Notes Series
506119
This series of Notes was issued and sold upon the funding of the borrower loan #49549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $251.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 600-619 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 48 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,309 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ledanottheswan |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $3,100.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Oct-2009)
600-619
(Sep-2009)
540-559
(Oct-2007)
|
|
Principal balance:
| $1,167.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
Bar Exam costs
This loan will be used to pay for bar exam prep costs. (I have previously borrowed from Prosper to apply to law school and become a U.S. citizen, both successful!)
I am graduating from a top 10 school and have been hired by a major New York law firm, where I will start in October. There's only one more step: the bar exam. The prep courses alone cost $3000+, and it's almost impossible to work full time while preparing the exam. I will also need to travel to New York to take the exam.
My financial situation: I have set aside $3000 to make my payments until I start my job. I have a perfect payment record with Prosper for two loans (one still active) and will again authorize automatic payments. Apart from credit card bills and my other Prosper loan, I have no monthly expenses, since I am living with my parents while I study for the bar. I don't have a car, my law firm pays for my health insurance until I start, and I will be chained to a desk for the next three months ;-)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 5/10/2011 5:04:53 PM |
| MoneyForNothing | $47.81 | 5/10/2011 5:18:14 PM |
| Kash2010lu | $30.00 | 5/10/2011 5:15:27 PM |
| janeybooboo | $200.00 | 5/10/2011 7:13:41 PM |
| Ubiquinone | $25.00 | 5/11/2011 7:04:28 AM |
| money-baron-roth-IRA | $100.00 | 5/11/2011 9:38:03 AM |
| marinbb | $50.00 | 5/11/2011 7:08:40 PM |
| helynn | $25.00 | 5/12/2011 12:51:51 PM |
| ddoneday | $39.29 | 5/12/2011 4:33:57 PM |
| penny-sergeant | $25.00 | 5/16/2011 7:08:53 AM |
| natural-point1 | $50.00 | 5/16/2011 2:33:09 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:54 PM |
| 888GoldIngots | $50.00 | 5/17/2011 5:27:22 AM |
| Jack55304 | $300.00 | 5/17/2011 10:23:14 AM |
| clean-fund | $200.00 | 5/18/2011 10:49:06 PM |
| money-baron-roth-IRA | $48.30 | 5/19/2011 8:41:56 AM |
| fund-baker | $30.84 | 5/19/2011 12:18:06 PM |
| intrepid-loot | $25.00 | 5/19/2011 12:00:59 PM |
| mimoney16 | $25.00 | 5/19/2011 12:01:35 PM |
| _NaLNaBB | $50.00 | 5/19/2011 12:29:24 PM |
| octoberfresh | $25.00 | 5/19/2011 12:10:57 PM |
| britches613 | $50.00 | 5/19/2011 12:18:19 PM |
| seabass123 | $25.00 | 5/19/2011 12:20:36 PM |
| dcshobby | $25.00 | 5/19/2011 3:04:52 PM |
| dollar-kazoo | $130.20 | 5/19/2011 2:44:32 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:55:35 PM |
| Reddy_Capital | $25.00 | 5/19/2011 11:50:16 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:31:59 AM |
| worldly-income2 | $100.00 | 5/20/2011 3:48:52 PM |
| ingenious-deal6 | $25.00 | 5/20/2011 5:54:44 PM |
| antlr | $50.00 | 5/20/2011 5:55:42 PM |
| Feyenoord | $25.00 | 5/21/2011 4:51:37 AM |
| mrreynol | $30.00 | 5/21/2011 6:53:06 AM |
| rate-sceptre | $51.56 | 5/21/2011 11:03:27 AM |
| economy-coup | $100.00 | 5/10/2011 5:05:34 PM |
| irrelevant | $25.00 | 5/10/2011 5:10:00 PM |
| DasMula | $27.00 | 5/10/2011 5:22:14 PM |
| hookUup | $26.71 | 5/10/2011 6:41:25 PM |
| credit-guard5 | $25.00 | 5/10/2011 7:43:04 PM |
| fairness-atmosphere | $25.00 | 5/10/2011 8:11:41 PM |
| Kreditorium | $25.00 | 5/10/2011 8:49:11 PM |
| chameleon125 | $50.00 | 5/11/2011 6:47:05 AM |
| marinbb | $150.00 | 5/11/2011 10:53:03 AM |
| reflective-rupee | $200.00 | 5/11/2011 12:06:51 PM |
| unassuming-market7 | $25.75 | 5/12/2011 2:36:49 AM |
| twjh | $25.00 | 5/12/2011 1:39:03 AM |
| kind-charming-value | $500.00 | 5/12/2011 5:29:22 PM |
| Mikale360 | $25.00 | 5/12/2011 7:34:59 PM |
| riveting-credit5 | $100.00 | 5/12/2011 11:26:32 PM |
| EEasyMoney | $25.00 | 5/13/2011 9:43:13 AM |
| grnii78 | $300.00 | 5/13/2011 1:26:14 PM |
| missing-link | $25.00 | 5/13/2011 1:43:14 PM |
| PXM-Financial | $40.00 | 5/13/2011 3:25:16 PM |
| Bob450 | $25.00 | 5/14/2011 10:18:28 AM |
| yf99yz | $40.00 | 5/15/2011 9:47:21 PM |
| economy-popcorn | $25.00 | 5/16/2011 7:05:57 AM |
| five-star-note | $150.00 | 5/16/2011 10:22:34 AM |
| Investoman | $75.00 | 5/16/2011 12:46:23 PM |
| mrstender | $125.00 | 5/18/2011 12:52:22 PM |
| diplomatic-wealth7 | $25.00 | 5/18/2011 6:59:27 PM |
| clean-fund | $65.94 | 5/18/2011 10:37:53 PM |
| clean-fund | $200.00 | 5/18/2011 10:48:07 PM |
| tech310 | $50.00 | 5/19/2011 1:44:58 AM |
| platinum-admiral8 | $50.00 | 5/19/2011 4:02:43 AM |
| HenlopenCapital | $25.00 | 5/19/2011 5:25:50 AM |
| openness-antioxidant | $25.00 | 5/19/2011 9:40:40 AM |
| pthighs | $50.00 | 5/19/2011 10:23:55 AM |
| baker31 | $50.00 | 5/19/2011 12:03:36 PM |
| SeminoleHoldings | $35.00 | 5/19/2011 12:25:43 PM |
| calmfunds | $500.00 | 5/19/2011 12:28:35 PM |
| myutmost | $86.26 | 5/19/2011 12:29:53 PM |
| designer_10 | $25.00 | 5/19/2011 12:13:36 PM |
| marwadi-62 | $300.00 | 5/19/2011 4:16:42 PM |
| knowledgeable-payment7 | $25.00 | 5/20/2011 12:54:02 PM |
| 9skyrider | $25.00 | 5/20/2011 3:55:03 PM |
| bonus-demon | $50.00 | 5/20/2011 5:55:24 PM |
| Jerrys1951 | $40.00 | 5/21/2011 8:36:48 AM |
| rockhound84 | $25.00 | 5/21/2011 6:49:46 AM |
| Rogesparkguy | $25.00 | 5/21/2011 10:46:17 AM |
| power-triumph9 | $104.00 | 5/21/2011 10:32:02 AM |
| MoneyForNothing | $1.33 | 5/21/2011 11:04:26 AM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
506223
This series of Notes was issued and sold upon the funding of the borrower loan #49576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $229.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 0m |
|
Amount delinquent:
| $210 |
Total credit lines:
| 30 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $7,650 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| heartpounding-coin |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 12 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
680-699
(Mar-2010)
|
|
Principal balance:
| $4,629.60 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
My loan for home improvement
Purpose of loan:
This loan will be used to replace windows
My financial situation:
I am a good candidate for this loan because a fulltime government job.
Monthly net income: $5500
Monthly expenses: $
Housing: $1000
Insurance: $100
Car expenses: $400
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| qsolo | $200.00 | 5/11/2011 9:04:40 AM |
| 2grindstones | $25.00 | 5/11/2011 9:59:12 AM |
| SolarMoonshine | $25.00 | 5/11/2011 4:40:05 PM |
| janeybooboo | $200.00 | 5/11/2011 3:13:14 PM |
| missing-link | $25.00 | 5/13/2011 1:43:27 PM |
| Jack55304 | $300.00 | 5/17/2011 10:23:45 AM |
| diplomatic-wealth7 | $25.00 | 5/18/2011 6:59:46 PM |
| Investoman | $75.00 | 5/18/2011 7:00:03 PM |
| tech310 | $50.00 | 5/19/2011 1:45:24 AM |
| openness-antioxidant | $100.00 | 5/19/2011 9:53:24 AM |
| octoberfresh | $25.00 | 5/19/2011 12:15:06 PM |
| suave-dime6 | $25.00 | 5/19/2011 1:48:56 PM |
| RochelleW | $51.74 | 5/19/2011 2:08:06 PM |
| Rashanir | $25.00 | 5/19/2011 2:57:25 PM |
| benefit-trident | $25.00 | 5/19/2011 4:35:23 PM |
| EarlyRiser | $250.00 | 5/19/2011 5:27:20 PM |
| trade-caper | $28.00 | 5/19/2011 7:26:31 PM |
| hidavehi | $33.00 | 5/19/2011 7:36:06 PM |
| competent-p2p | $45.00 | 5/19/2011 8:03:34 PM |
| Majianlord | $25.00 | 5/19/2011 8:47:47 PM |
| vishal29 | $25.00 | 5/19/2011 11:22:28 PM |
| lenderRXT | $25.00 | 5/20/2011 4:33:49 AM |
| sappy02 | $50.00 | 5/20/2011 6:27:40 AM |
| equallender | $55.00 | 5/20/2011 9:59:43 AM |
| jazzlender | $25.00 | 5/20/2011 9:59:44 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:32:28 AM |
| bonus-quark4 | $25.00 | 5/20/2011 11:40:34 AM |
| loyalty-spartan | $25.00 | 5/20/2011 1:14:15 PM |
| jybank | $50.00 | 5/20/2011 12:37:47 PM |
| Sealion | $50.00 | 5/20/2011 12:52:15 PM |
| tolerant-leverage2 | $25.00 | 5/20/2011 2:00:24 PM |
| noble-marketplace | $30.00 | 5/20/2011 2:21:09 PM |
| Gibbyland | $200.00 | 5/20/2011 4:07:14 PM |
| loyalist1 | $100.00 | 5/20/2011 5:40:20 PM |
| vigorous-market5 | $200.00 | 5/20/2011 6:02:33 PM |
| festeringsnot | $25.00 | 5/20/2011 6:03:50 PM |
| Hazlenut | $100.00 | 5/20/2011 6:30:14 PM |
| cjames84 | $25.00 | 5/21/2011 4:40:56 AM |
| kindness-jedi | $25.00 | 5/21/2011 3:27:31 AM |
| all_of_that_one | $40.00 | 5/21/2011 6:30:51 AM |
| moola-pillow | $25.00 | 5/21/2011 7:23:51 AM |
| natural-greenback6 | $25.00 | 5/21/2011 8:13:35 AM |
| MNFrostbite | $37.50 | 5/21/2011 9:33:52 AM |
| authoritative-capital | $25.30 | 5/21/2011 8:29:11 AM |
| important-wealth6 | $27.00 | 5/21/2011 8:44:22 AM |
| Leshan | $150.00 | 5/21/2011 9:31:28 AM |
| oxnard | $25.00 | 5/21/2011 9:43:37 AM |
| gunderstone | $50.00 | 5/21/2011 9:57:04 AM |
| youngster50 | $100.00 | 5/21/2011 10:11:16 AM |
| five-star-bid2 | $25.00 | 5/21/2011 10:25:55 AM |
| irrelevant | $25.00 | 5/11/2011 9:03:51 AM |
| payout-hammock1 | $50.00 | 5/12/2011 2:05:12 PM |
| EEasyMoney | $25.00 | 5/13/2011 10:01:34 AM |
| jjswanso | $50.00 | 5/15/2011 6:04:44 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:37:26 AM |
| tranquil-gain1 | $100.00 | 5/18/2011 8:14:04 AM |
| briskdevl07 | $25.00 | 5/19/2011 1:09:17 PM |
| chungfang | $50.00 | 5/19/2011 1:30:42 PM |
| agalt | $50.00 | 5/19/2011 1:54:10 PM |
| zokiz | $50.00 | 5/19/2011 3:13:06 PM |
| Dubbs360 | $200.00 | 5/19/2011 3:30:00 PM |
| hookUup | $25.40 | 5/19/2011 4:49:12 PM |
| blue111 | $25.00 | 5/19/2011 5:14:24 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:21:37 PM |
| trumpeter5 | $25.00 | 5/19/2011 5:25:36 PM |
| Kaj | $35.00 | 5/19/2011 6:01:27 PM |
| philantist | $25.00 | 5/19/2011 8:03:15 PM |
| pthighs | $50.00 | 5/19/2011 9:55:06 PM |
| wealth-renaissance5 | $25.00 | 5/19/2011 11:58:24 PM |
| convergentthinker | $25.00 | 5/19/2011 9:17:30 PM |
| Pitufo | $25.00 | 5/19/2011 10:02:06 PM |
| Tikibarman | $50.00 | 5/20/2011 6:07:27 AM |
| thankful-generosity5 | $50.00 | 5/20/2011 4:51:12 AM |
| market-trooper3 | $50.00 | 5/20/2011 7:14:10 AM |
| cozy-gain023 | $100.00 | 5/20/2011 11:02:43 AM |
| nickel-cocktail | $50.00 | 5/20/2011 11:09:06 AM |
| kmwvma | $25.00 | 5/20/2011 2:00:22 PM |
| 420limo | $100.00 | 5/20/2011 3:02:21 PM |
| 420limo | $50.00 | 5/20/2011 3:25:53 PM |
| a-versatile-power | $25.00 | 5/20/2011 3:30:46 PM |
| Engineer44 | $30.00 | 5/20/2011 5:04:00 PM |
| quest0 | $25.00 | 5/20/2011 7:02:27 PM |
| 4palmtrees | $50.00 | 5/20/2011 10:44:56 PM |
| MarkNTex | $43.84 | 5/20/2011 7:58:30 PM |
| thankful-nickel2 | $25.00 | 5/20/2011 8:02:54 PM |
| worth-tapestry5 | $75.00 | 5/20/2011 10:32:42 PM |
| diversification-medalist | $50.00 | 5/20/2011 11:01:55 PM |
| head | $25.00 | 5/21/2011 2:38:29 AM |
| enthusiastic-ore5 | $67.10 | 5/21/2011 4:49:04 AM |
| shrewd-income | $25.00 | 5/21/2011 6:13:45 AM |
| credit-missile | $59.86 | 5/21/2011 8:57:19 AM |
| heerzaquestion | $50.00 | 5/21/2011 7:34:06 AM |
| indomitable-dedication | $50.00 | 5/21/2011 9:31:59 AM |
| dcap3 | $100.00 | 5/21/2011 8:49:58 AM |
| orange-scrappy-asset | $52.00 | 5/21/2011 9:42:43 AM |
| Bob450 | $25.00 | 5/21/2011 10:08:37 AM |
| just21andy | $75.00 | 5/21/2011 10:49:17 AM |
| seabass123 | $25.00 | 5/21/2011 10:50:47 AM |
| jmichael23 | $301.34 | 5/21/2011 9:59:17 AM |
| creative-revenue0 | $50.00 | 5/21/2011 10:20:41 AM |
| BU49er | $38.59 | 5/21/2011 10:21:01 AM |
| saihu | $27.36 | 5/21/2011 10:33:49 AM |
| DasMula | $21.97 | 5/21/2011 11:09:15 AM |
| greenback-guard | $25.00 | 5/21/2011 11:03:51 AM |
| 104 Investments
|
Borrower Payment Dependent Notes Series
506337
This series of Notes was issued and sold upon the funding of the borrower loan #49596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 11y 9m |
|
Amount delinquent:
| $110 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $957 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| FIVEFOLD2 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
THE MIRACLEMAN
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3600
Monthly expenses: $
Housing: $1200.00
Insurance: 120.00
Car expenses: $450.00
Utilities: $300.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/17/2011 5:04:25 PM |
| SeminoleHoldings | $25.00 | 5/17/2011 5:24:55 PM |
| auction-seeker4 | $50.00 | 5/17/2011 5:28:58 PM |
| KarlMarx | $25.00 | 5/17/2011 7:04:18 PM |
| Whipster | $60.00 | 5/17/2011 5:04:28 PM |
| scrappy-diversification7 | $2,000.00 | 5/17/2011 5:04:34 PM |
| 2grindstones | $50.00 | 5/17/2011 5:43:53 PM |
| SolarMoonshine | $25.00 | 5/17/2011 5:48:36 PM |
| upbeat-finance8 | $25.00 | 5/17/2011 6:45:22 PM |
| reflective-rupee | $215.00 | 5/17/2011 7:09:35 PM |
| 10 Investments
|
Borrower Payment Dependent Notes Series
506345
This series of Notes was issued and sold upon the funding of the borrower loan #49510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-16-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1982 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,041 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| abundant-hope57 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan application
Purpose of loan: Consolidate existing debts
This loan will be used to...pay off part of existing debt.
My financial situation: Full time employed, will be able to support 175.00 mo payment.
I am a good candidate for this loan because...I alway pay my debts.
Monthly net income: $1520
Monthly expenses: $
Housing: $400
Insurance: $45
Car expenses: $100
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $125
Clothing, household expenses: $0
Credit cards and other loans: $350
Other expenses: $50
I was recently divorced and had to pay off portions of joint credit accounts. Housing and utility expenses are actually paid by ex until the home is sold.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| miamibeachloaner | $25.00 | 5/11/2011 12:14:10 PM |
| _wally_ | $25.00 | 5/11/2011 2:24:00 PM |
| gain-gourd | $100.00 | 5/11/2011 2:24:05 PM |
| worth-blanket2 | $2,800.00 | 5/12/2011 9:33:35 AM |
| reflective-rupee | $25.00 | 5/12/2011 4:47:29 PM |
| verblender | $50.00 | 5/14/2011 12:58:55 PM |
| shrewd-income | $25.00 | 5/14/2011 2:23:46 PM |
| entertaining-greenback2 | $25.00 | 5/14/2011 8:13:02 PM |
| periko | $25.00 | 5/14/2011 10:15:31 PM |
| loss-of-control | $25.00 | 5/15/2011 4:59:18 PM |
| amusement4 | $200.00 | 5/15/2011 6:49:06 PM |
| favorite-commerce | $25.00 | 5/16/2011 10:05:06 AM |
| kind-charming-value | $203.00 | 5/16/2011 10:17:35 AM |
| Artist_Blue | $25.00 | 5/11/2011 11:49:21 AM |
| 2grindstones | $25.00 | 5/11/2011 3:22:38 PM |
| soroxy | $25.00 | 5/11/2011 3:49:13 PM |
| rockstar78 | $25.00 | 5/11/2011 2:23:57 PM |
| 168RichCapital | $25.00 | 5/12/2011 10:27:47 AM |
| blitzen40 | $25.00 | 5/12/2011 12:06:41 PM |
| The_Vault | $34.00 | 5/12/2011 2:46:38 PM |
| reflective-rupee | $25.00 | 5/12/2011 4:46:10 PM |
| tigercat | $50.00 | 5/12/2011 5:35:12 PM |
| SB94114 | $25.00 | 5/13/2011 8:57:37 AM |
| 850 | $50.00 | 5/13/2011 1:38:13 PM |
| godspeed237 | $38.00 | 5/15/2011 5:41:50 AM |
| a-restless-dollar | $25.00 | 5/15/2011 2:11:56 PM |
| Bill88 | $25.00 | 5/15/2011 4:59:59 PM |
| Schlawinzer | $25.00 | 5/16/2011 6:43:03 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
506409
This series of Notes was issued and sold upon the funding of the borrower loan #49577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $231.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Teacher's Aide |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,664 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Bulldoggie |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $6,210.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Feb-2008)
600-619
(Jan-2008)
|
|
Principal balance:
| $0.10 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Engine Repair
Purpose of loan: To repair broken engine
This loan is to... Repair my car engine that didn't survive broken timing belt, and a broken rocker arm.
My financial situation: I don't have the funds to pay for this repair.
I am a good candidate for this loan because... I have proven to prosper lenders in the past that I can repay my debts in full without missing a payment. A few years ago I bought a used car only to have the engine go south within a few months. I had purchased an extended warranty from a company that turned out to be bogus. Therefore leaving me holding the bag. Prosper lenders helped me out then, and hopefully this time.
Monthly net income: $1700
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| OldManP | $25.00 | 5/12/2011 9:08:06 AM |
| vine99 | $50.00 | 5/12/2011 9:05:03 AM |
| investment-artist | $25.01 | 5/12/2011 9:09:16 AM |
| Wangchuk | $25.00 | 5/12/2011 9:07:48 AM |
| SLN-10 | $25.00 | 5/12/2011 9:09:27 AM |
| Tradesmanlender | $35.00 | 5/12/2011 9:11:41 AM |
| the-enthralling-coin | $25.00 | 5/12/2011 9:57:19 AM |
| DasMula | $27.00 | 5/12/2011 10:45:46 AM |
| favorite-commerce | $50.00 | 5/12/2011 11:13:53 AM |
| outofoffice | $150.00 | 5/12/2011 12:15:40 PM |
| rate-hickory | $25.00 | 5/12/2011 12:58:39 PM |
| Prosp_Lender | $50.00 | 5/12/2011 4:10:13 PM |
| r48 | $29.00 | 5/12/2011 4:38:30 PM |
| reflective-rupee | $200.00 | 5/12/2011 4:42:22 PM |
| Kyileo | $25.00 | 5/12/2011 5:32:24 PM |
| one-midas | $25.00 | 5/12/2011 6:20:55 PM |
| marwadi-62 | $100.00 | 5/12/2011 7:23:00 PM |
| SLN-10 | $50.00 | 5/12/2011 7:29:02 PM |
| crw1950 | $40.00 | 5/13/2011 4:42:29 AM |
| vutah | $25.00 | 5/13/2011 3:32:02 AM |
| shrewd-income | $95.80 | 5/13/2011 6:29:19 AM |
| independent-dollar | $25.00 | 5/13/2011 7:44:40 AM |
| MoneyForNothing | $16.47 | 5/13/2011 8:06:29 AM |
| Iloanyoumoney | $25.00 | 5/13/2011 7:19:46 AM |
| cashhelp | $50.00 | 5/12/2011 9:12:02 AM |
| irrelevant | $25.00 | 5/12/2011 9:09:55 AM |
| qsolo | $200.00 | 5/12/2011 9:10:14 AM |
| tech310 | $50.00 | 5/12/2011 9:10:45 AM |
| MoneyForNothing | $25.00 | 5/12/2011 9:22:20 AM |
| worth-blanket2 | $4,550.00 | 5/12/2011 9:35:09 AM |
| janeybooboo | $100.00 | 5/12/2011 9:38:33 AM |
| Investor509 | $25.00 | 5/12/2011 11:35:54 AM |
| thankful-nickel2 | $25.00 | 5/12/2011 10:59:55 AM |
| dcap3 | $50.00 | 5/12/2011 12:38:39 PM |
| gold-conga | $50.00 | 5/12/2011 1:07:37 PM |
| MarvintheMartian | $25.00 | 5/12/2011 1:38:34 PM |
| SolarMoonshine | $25.00 | 5/12/2011 3:36:54 PM |
| auctionator1 | $25.00 | 5/12/2011 3:25:37 PM |
| commanding-income774 | $25.00 | 5/12/2011 5:08:01 PM |
| hookUup | $26.74 | 5/12/2011 5:59:35 PM |
| p2ploan-sensation211 | $29.98 | 5/12/2011 8:22:59 PM |
| intelligent-yield | $25.00 | 5/13/2011 8:06:06 AM |
| 42 Investments
|
Borrower Payment Dependent Notes Series
506451
This series of Notes was issued and sold upon the funding of the borrower loan #49620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 4m |
|
Amount delinquent:
| $21,139 |
Total credit lines:
| 17 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $298 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| established-benefit9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bandbox
Purpose of loan:
This loan will be used to...Pay some bills off and fix some things around the house.
My financial situation:
I am a good candidate for this loan because...I have a steady full time job and have been working hard to restore my credit for several years.
Monthly net income: $2800
Monthly expenses: $
Housing: $500
Insurance: $75
Car expenses: $320
Utilities: $150
Phone, cable, internet: $36
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| stanfordgrad05 | $50.00 | 5/12/2011 9:37:11 AM |
| copper | $50.00 | 5/12/2011 2:24:18 PM |
| reflective-rupee | $25.00 | 5/13/2011 11:00:08 AM |
| NobisEst | $25.00 | 5/23/2011 12:23:54 PM |
| gain-expert | $40.00 | 5/23/2011 11:43:52 AM |
| a-restless-dollar | $25.00 | 5/23/2011 1:09:36 PM |
| heerzaquestion | $25.00 | 5/23/2011 1:11:00 PM |
| the-serene-transaction | $25.00 | 5/23/2011 12:11:13 PM |
| pthighs | $50.00 | 5/23/2011 12:17:17 PM |
| baker31 | $50.00 | 5/23/2011 1:22:49 PM |
| rutzebach | $50.00 | 5/23/2011 12:32:18 PM |
| ErsatzMike | $50.00 | 5/23/2011 12:38:45 PM |
| capital-halo1 | $500.00 | 5/23/2011 1:32:56 PM |
| worth-blanket2 | $2,800.00 | 5/13/2011 9:58:58 AM |
| TheAlchemist | $25.00 | 5/19/2011 5:29:15 PM |
| Track-Layer | $150.00 | 5/19/2011 8:53:58 PM |
| familyman2008 | $50.00 | 5/23/2011 11:57:11 AM |
| chato2345 | $25.00 | 5/23/2011 12:55:39 PM |
| bonus-seahorse | $25.00 | 5/23/2011 1:11:06 PM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
506525
This series of Notes was issued and sold upon the funding of the borrower loan #49598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-14-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $231.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2007 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $194 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| asaurus-rex99 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 28 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
New Baby New Car!!!
Purpose of loan:
This loan will be used to purchase a new vehicle. Our family is extending by one and we are in need of a larger safer vehicle.
My financial situation:
I am a good candidate for this loan because I have a steady income. I have been with the same company for 3+ years and have no intention of changing jobs anytime soon. I am a responsible young woman who makes sure that bills come first!!
Monthly net income: $ 2877.66
Monthly expenses: $ 2206
Housing: $ 695
Insurance: $ 250
Car expenses: $0 own 1 small vehicle
Utilities: $ 348
Phone, cable, internet: $ 193
Food, entertainment: $ 425
Clothing, household expenses: $ 250
Credit cards and other loans: $ 45
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $26.00 | 5/12/2011 5:03:44 PM |
| tech310 | $50.00 | 5/12/2011 5:07:00 PM |
| asset-professor | $50.00 | 5/12/2011 5:03:57 PM |
| MoneyForNothing | $33.33 | 5/12/2011 5:04:09 PM |
| MoneyForNothing | $38.96 | 5/12/2011 5:04:49 PM |
| investment-artist | $25.01 | 5/12/2011 5:06:04 PM |
| cashhelp | $50.00 | 5/12/2011 5:07:33 PM |
| atlas100 | $50.00 | 5/12/2011 6:43:06 PM |
| MarvintheMartian | $25.00 | 5/12/2011 6:59:24 PM |
| competent-p2p | $25.00 | 5/12/2011 7:45:56 PM |
| grammaspurse | $25.00 | 5/12/2011 9:04:17 PM |
| dsgfl1 | $30.00 | 5/13/2011 4:56:02 AM |
| blue-useful-auction | $25.00 | 5/13/2011 8:22:29 AM |
| worth-blanket2 | $4,550.00 | 5/13/2011 9:59:53 AM |
| Nerdster1 | $25.10 | 5/13/2011 11:27:09 AM |
| thorough-payout8 | $25.00 | 5/13/2011 12:53:51 PM |
| Finchy78 | $25.00 | 5/13/2011 12:51:16 PM |
| thankful-nickel2 | $25.00 | 5/13/2011 2:01:32 PM |
| felicity-daydream | $50.00 | 5/13/2011 6:28:59 PM |
| Reddy_Capital | $25.00 | 5/13/2011 7:44:17 PM |
| 1-HARD-HEAD | $25.25 | 5/13/2011 9:52:54 PM |
| alben2009 | $25.00 | 5/13/2011 11:10:43 PM |
| Kennfusion | $50.82 | 5/14/2011 4:52:36 AM |
| JCM_MN | $38.00 | 5/14/2011 7:09:08 AM |
| OldManP | $25.00 | 5/12/2011 5:05:22 PM |
| janeybooboo | $51.00 | 5/12/2011 5:07:46 PM |
| bb575 | $50.00 | 5/12/2011 5:04:35 PM |
| qsolo | $200.00 | 5/12/2011 5:06:45 PM |
| Tradesmanlender | $35.00 | 5/12/2011 5:07:28 PM |
| SolarMoonshine | $25.00 | 5/12/2011 5:17:23 PM |
| SLN-10 | $50.00 | 5/12/2011 7:29:04 PM |
| irrelevant | $25.00 | 5/13/2011 8:07:19 AM |
| grnii78 | $61.28 | 5/13/2011 10:05:48 AM |
| reflective-rupee | $25.00 | 5/13/2011 10:51:48 AM |
| rate-hickory | $35.00 | 5/13/2011 10:54:11 AM |
| revenue-spa8 | $75.00 | 5/13/2011 1:02:10 PM |
| baker31 | $50.00 | 5/13/2011 2:57:27 PM |
| the-enthralling-coin | $25.00 | 5/13/2011 5:26:01 PM |
| Christophe | $25.00 | 5/13/2011 6:22:57 PM |
| AK49-JW | $35.00 | 5/14/2011 12:24:28 AM |
| Feyenoord | $25.00 | 5/14/2011 3:37:04 AM |
| houli123 | $200.00 | 5/14/2011 4:12:32 AM |
| Sol_Invictus | $25.00 | 5/14/2011 7:11:47 AM |
| Leshan | $150.00 | 5/14/2011 7:31:31 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
506529
This series of Notes was issued and sold upon the funding of the borrower loan #49516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $121.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
5 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,066 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| speedy-treasure0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Daughter's Apple
Purpose of loan: Laptop for Daughter for her college.
This loan will be used to...Provide my daughter, who is starting college soon, with the Apple Laptop Computer that is required for the Art Program/Degree that she will be pursuing.
My financial situation:
I am a good candidate for this loan because...I have a great steady job, pay debts, good income, good credit score, employment history, work ethic, and I really need to provide this for my daughter for college, who greatly needs and deserves this.
Monthly net income: $ 5000
Monthly expenses: $ 3500 total
Housing: $ 2000
Insurance: $ 111
Car expenses: $ 295
Utilities: $ 130
Phone, cable, internet: $ 150
Food, entertainment: $ 500
Clothing, household expenses: $
Credit cards and other loans: $ 150
Other expenses: $ 200 (gas)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 5/12/2011 5:06:32 PM |
| EngineersAlliance | $100.00 | 5/12/2011 5:05:35 PM |
| powerful-finance7 | $25.00 | 5/12/2011 5:08:07 PM |
| Keystonekop | $100.00 | 5/12/2011 7:41:55 PM |
| principal-star | $25.00 | 5/13/2011 7:00:57 PM |
| competent-p2p | $25.00 | 5/13/2011 6:09:50 PM |
| penny-finder | $25.02 | 5/14/2011 12:31:43 PM |
| UncleSafety | $156.41 | 5/15/2011 4:32:57 PM |
| kulender | $50.00 | 5/16/2011 10:33:21 AM |
| TomWI | $25.00 | 5/16/2011 12:26:51 PM |
| wealth-pipeline | $25.00 | 5/16/2011 1:36:26 PM |
| BrLender | $50.00 | 5/16/2011 2:19:26 PM |
| cash4less | $25.00 | 5/16/2011 5:51:37 PM |
| newest-funds-powerplant | $25.00 | 5/17/2011 1:31:37 PM |
| jayk63 | $25.00 | 5/17/2011 6:10:34 PM |
| Peterman | $25.00 | 5/17/2011 6:42:05 PM |
| AK49-JW | $30.00 | 5/17/2011 8:48:35 PM |
| lildones | $37.00 | 5/18/2011 12:39:46 PM |
| rescue | $100.00 | 5/18/2011 12:56:51 PM |
| MacAtk | $59.54 | 5/18/2011 1:47:18 PM |
| myworld701 | $25.00 | 5/18/2011 2:59:28 PM |
| tech310 | $50.00 | 5/19/2011 1:49:59 AM |
| TomDalonajay | $25.00 | 5/19/2011 9:57:28 AM |
| cash-queen | $30.00 | 5/19/2011 11:58:01 AM |
| baker31 | $50.00 | 5/19/2011 12:08:56 PM |
| troubleman50 | $50.00 | 5/19/2011 1:55:07 PM |
| active-benjamins4 | $25.00 | 5/19/2011 2:47:12 PM |
| EODLEGS | $25.00 | 5/19/2011 5:49:21 PM |
| credit-bliss8 | $25.00 | 5/20/2011 1:05:28 AM |
| Liam227 | $77.86 | 5/19/2011 10:32:25 PM |
| afmentor | $25.00 | 5/20/2011 1:08:44 AM |
| indomitable-coin | $25.00 | 5/20/2011 10:27:01 AM |
| kinetic-social | $25.00 | 5/20/2011 10:27:35 AM |
| gambler21 | $50.00 | 5/20/2011 10:53:22 AM |
| SolarMoonshine | $25.00 | 5/12/2011 5:16:35 PM |
| Tradesmanlender | $35.00 | 5/12/2011 5:07:28 PM |
| qsolo | $200.00 | 5/12/2011 5:06:39 PM |
| MarvintheMartian | $25.00 | 5/12/2011 6:57:33 PM |
| thrilling-nickel5 | $25.00 | 5/13/2011 5:35:14 AM |
| SOP_Bank | $25.00 | 5/13/2011 5:55:03 AM |
| jpyrek | $25.00 | 5/13/2011 6:53:15 AM |
| cwegert | $25.00 | 5/13/2011 7:40:56 AM |
| credit-panda1 | $25.00 | 5/13/2011 6:33:19 PM |
| availableloan | $25.00 | 5/13/2011 6:08:55 PM |
| Sol_Invictus | $25.00 | 5/14/2011 7:12:11 AM |
| NiceNate | $100.00 | 5/14/2011 1:04:30 PM |
| Interloper | $27.00 | 5/14/2011 2:54:15 PM |
| euro-deployment | $25.00 | 5/14/2011 5:03:41 PM |
| a-wealth-visionary | $50.00 | 5/15/2011 11:05:05 AM |
| rdrloan | $50.00 | 5/16/2011 7:49:43 AM |
| exchange-dreams | $50.00 | 5/16/2011 4:46:21 PM |
| optionscashflow | $25.00 | 5/16/2011 9:49:48 PM |
| ryreesado | $25.00 | 5/17/2011 4:34:19 AM |
| JustMee | $25.00 | 5/17/2011 6:21:15 AM |
| tolerant-leverage2 | $25.00 | 5/17/2011 4:55:38 PM |
| reflective-dollar8 | $50.00 | 5/18/2011 2:29:50 AM |
| IPlayOutsideTheBox | $50.00 | 5/18/2011 11:10:13 AM |
| mobius_titan | $25.00 | 5/18/2011 1:12:48 PM |
| RyanTH9893 | $25.00 | 5/18/2011 7:19:59 PM |
| alben2009 | $25.00 | 5/18/2011 11:35:51 PM |
| krd_Chicago | $100.00 | 5/19/2011 5:30:31 AM |
| ethicalhumanist | $50.00 | 5/19/2011 9:27:53 AM |
| bonus-demon | $25.00 | 5/19/2011 10:29:43 AM |
| openness-antioxidant | $100.00 | 5/19/2011 12:04:17 PM |
| Mav26 | $45.00 | 5/19/2011 1:12:39 PM |
| diversification-wildcat2 | $25.00 | 5/19/2011 1:30:34 PM |
| greenback-maniac | $25.00 | 5/19/2011 4:08:27 PM |
| whitegold24k | $133.33 | 5/19/2011 4:23:38 PM |
| r48 | $25.00 | 5/19/2011 3:31:36 PM |
| wealth-renaissance5 | $25.00 | 5/19/2011 4:53:50 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:55:40 PM |
| Reddy_Capital | $36.00 | 5/19/2011 11:54:06 PM |
| shellstar | $41.52 | 5/20/2011 7:22:20 AM |
| tranquil-gain1 | $100.00 | 5/20/2011 9:36:36 AM |
| taltman | $25.00 | 5/20/2011 11:08:58 AM |
| Gibbyland | $100.00 | 5/20/2011 11:39:22 AM |
| marwadi-62 | $150.00 | 5/20/2011 12:27:12 PM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
506543
This series of Notes was issued and sold upon the funding of the borrower loan #49700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
12 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,770 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| WhiteRoses |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 39 ( 98% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,800.00 | < 31 days late:
| 1
( 3% )
| 600-619
(Jan-2010)
600-619
(Dec-2009)
520-539
(Jun-2008)
|
|
Principal balance:
| $52.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 40 | | |
Description
CAPITAL INFUSION FOR EXPANSION
I started selling costume jewelry in the flea markets and designer markets of NYC last summer (SoHo, Hells Kitchen and Williamsburg).
The cash will be used to expand my customer base by setting up 2 additional booths so that I have one in each location, hire 2 employees, develop a website, purchase additional inventory and integrating my website with online markets such as Ebay/ Amazon. I have saved $10,000 from last year's sales which I will be also using for expansion.
I am a good candidate for this loan because I have the stability of my job to repay this loan. I have had two Prosper Loans within the last three years; the first issued in 2008 in the amount of $2800 which is paid in full and the latter which was issued in February 2010 in the amount of $5000 with a balance of $52.
Monthly net income: $2688
Housing: $550
Insurance: $16.10
Phone, cable, internet: $233
Food, entertainment: $400
Credit cards and other loans: $467
Balance after Expenses: $1,022
Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| investment-artist | $25.01 | 5/12/2011 5:06:05 PM |
| money-baron-roth-IRA | $100.00 | 5/12/2011 5:04:43 PM |
| kind-charming-value | $500.00 | 5/12/2011 5:03:44 PM |
| MoneyForNothing | $25.00 | 5/12/2011 5:09:15 PM |
| Kash2010lu | $25.00 | 5/12/2011 5:13:57 PM |
| 2grindstones | $25.00 | 5/12/2011 5:46:21 PM |
| golffish2 | $25.00 | 5/13/2011 4:53:14 AM |
| SocalLawGal | $25.00 | 5/13/2011 6:39:05 AM |
| Champion_Lending | $25.00 | 5/13/2011 9:32:56 AM |
| EEasyMoney | $25.00 | 5/13/2011 9:55:47 AM |
| missing-link | $25.00 | 5/13/2011 1:44:31 PM |
| Gregger | $25.00 | 5/13/2011 4:56:11 PM |
| houli123 | $100.00 | 5/14/2011 4:12:14 AM |
| Bob450 | $25.00 | 5/14/2011 10:22:00 AM |
| suave-dime6 | $25.00 | 5/16/2011 4:29:42 PM |
| investment-daydream | $100.00 | 5/16/2011 5:53:43 PM |
| kendigme | $31.90 | 5/18/2011 5:10:58 AM |
| Jack55304 | $300.00 | 5/18/2011 6:25:08 PM |
| money-baron | $25.00 | 5/19/2011 9:25:01 AM |
| jhouman | $25.00 | 5/19/2011 10:33:44 AM |
| hookUup | $37.40 | 5/19/2011 5:00:13 PM |
| protector734 | $52.14 | 5/19/2011 4:27:19 PM |
| designer_10 | $25.00 | 5/19/2011 4:39:42 PM |
| benefit-trident | $25.00 | 5/19/2011 4:43:52 PM |
| Simonsez808 | $25.00 | 5/19/2011 5:34:43 PM |
| convergentthinker | $25.00 | 5/19/2011 6:59:42 PM |
| natural-interest7 | $75.00 | 5/19/2011 8:05:06 PM |
| I-Believe-In-You | $25.00 | 5/19/2011 7:47:05 PM |
| CA-Lender | $25.05 | 5/19/2011 9:54:09 PM |
| Track-Layer | $250.00 | 5/19/2011 8:28:19 PM |
| p2ploan-sensation211 | $25.00 | 5/19/2011 10:00:52 PM |
| Dubbs360 | $200.00 | 5/19/2011 10:35:09 PM |
| wodude | $25.00 | 5/19/2011 10:33:16 PM |
| MilitaryLending | $61.12 | 5/19/2011 11:16:30 PM |
| capital-halo1 | $500.00 | 5/20/2011 6:00:26 AM |
| LiveNow | $25.00 | 5/20/2011 5:06:31 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:33:29 AM |
| return-grizzly | $100.00 | 5/20/2011 11:30:52 AM |
| marwadi-62 | $500.00 | 5/20/2011 12:25:14 PM |
| jgar_O | $25.00 | 5/20/2011 2:24:24 PM |
| worldly-income2 | $25.00 | 5/20/2011 3:58:37 PM |
| Military_Support | $200.00 | 5/21/2011 4:48:19 AM |
| Mikale360 | $25.00 | 5/21/2011 10:11:09 AM |
| rate-sceptre | $50.00 | 5/21/2011 11:22:39 AM |
| dynrep | $50.00 | 5/21/2011 3:31:49 PM |
| diversification-medalist | $25.00 | 5/21/2011 11:41:59 PM |
| payment-halo | $25.00 | 5/21/2011 10:31:41 PM |
| SolarMoonshine | $25.00 | 5/22/2011 8:25:43 AM |
| capital_projects_investor | $25.00 | 5/22/2011 5:43:06 PM |
| openness-antioxidant | $100.00 | 5/23/2011 9:11:01 AM |
| jelly1126 | $50.00 | 5/23/2011 11:31:04 AM |
| chato2345 | $41.18 | 5/23/2011 1:04:52 PM |
| economy-coup | $100.00 | 5/12/2011 5:06:13 PM |
| lendstats_com | $300.00 | 5/12/2011 5:06:30 PM |
| janeybooboo | $100.00 | 5/12/2011 6:12:17 PM |
| competent-p2p | $30.00 | 5/12/2011 7:44:58 PM |
| UCLA4life | $40.00 | 5/13/2011 1:22:52 AM |
| NekHoldings | $25.00 | 5/13/2011 5:51:54 AM |
| InChicago | $50.00 | 5/13/2011 7:37:45 AM |
| irrelevant | $25.00 | 5/13/2011 9:42:09 AM |
| kendigme | $44.55 | 5/14/2011 5:33:22 AM |
| Moe87 | $25.00 | 5/14/2011 7:16:17 AM |
| reflective-rupee | $25.00 | 5/14/2011 1:08:30 PM |
| loanman2007 | $200.00 | 5/15/2011 4:43:05 AM |
| clean-fund | $25.00 | 5/16/2011 10:12:58 PM |
| 888GoldIngots | $50.00 | 5/17/2011 5:27:58 AM |
| tranquil-gain1 | $75.00 | 5/18/2011 8:21:26 AM |
| gold-virtuoso | $100.00 | 5/19/2011 4:13:22 PM |
| dcshobby | $25.00 | 5/19/2011 5:27:39 PM |
| EarlyRiser | $250.00 | 5/19/2011 5:30:50 PM |
| the-enthralling-coin | $25.00 | 5/19/2011 5:26:32 PM |
| trumpeter5 | $25.00 | 5/19/2011 5:26:50 PM |
| Iceman1347 | $25.00 | 5/19/2011 5:30:58 PM |
| Rogesparkguy | $25.00 | 5/19/2011 5:35:53 PM |
| riveting-wealth2 | $200.00 | 5/19/2011 5:44:37 PM |
| treasure-financier8 | $25.00 | 5/19/2011 5:46:58 PM |
| first-serene-credit | $25.00 | 5/19/2011 8:26:34 PM |
| Pitufo | $200.00 | 5/19/2011 9:50:25 PM |
| first-class-gold0 | $100.00 | 5/19/2011 9:24:12 PM |
| vishal29 | $50.00 | 5/19/2011 11:53:06 PM |
| moneysong | $500.00 | 5/20/2011 5:48:07 AM |
| Brisket_Bob | $29.81 | 5/20/2011 5:52:39 AM |
| thankful-nickel2 | $25.00 | 5/20/2011 5:10:30 AM |
| loyalty-spartan | $25.00 | 5/20/2011 5:50:20 AM |
| AEH_Now | $25.00 | 5/20/2011 7:24:09 PM |
| Reddy_Capital | $25.00 | 5/21/2011 5:29:26 PM |
| penny-sergeant | $25.00 | 5/21/2011 6:53:46 PM |
| kendigme | $30.00 | 5/22/2011 4:18:33 AM |
| Rostov | $25.00 | 5/22/2011 2:30:53 PM |
| ProspLending | $81.55 | 5/23/2011 9:22:50 AM |
| jalapeno680 | $195.29 | 5/23/2011 1:29:02 PM |
| pthighs | $50.00 | 5/23/2011 12:32:00 PM |
| martymaniaman | $25.00 | 5/23/2011 1:10:12 PM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
506663
This series of Notes was issued and sold upon the funding of the borrower loan #49608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2009 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,499 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| epnjt |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Expenses
My fiance and I are getting married soon (in about 2 months!) and we need some last minute money to get everything together.
This winter my fiance totaled his car and that caused us a major financial burden which derailed paying for the wedding and honeymoon, we could really use your help right now!
We are both full time working adults with moderate income (around $30K/year each) and typical monthly expenses of around $1600-2000.
Thank you for taking the time to look and in advance thank you so much for your loan bid and contribution to making our wedding happen.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vine99 | $40.00 | 5/13/2011 9:03:53 AM |
| economy-coup | $30.00 | 5/13/2011 9:06:40 AM |
| flwah | $25.00 | 5/13/2011 9:26:11 AM |
| DrewOdette | $25.00 | 5/13/2011 9:27:02 AM |
| golffish2 | $25.00 | 5/13/2011 9:21:05 AM |
| 02408575 | $50.00 | 5/13/2011 9:24:44 AM |
| diversification-medalist | $25.00 | 5/13/2011 9:24:47 AM |
| ursus | $50.00 | 5/13/2011 9:25:30 AM |
| worth-blanket2 | $2,100.00 | 5/13/2011 10:02:07 AM |
| lending-theory | $50.00 | 5/13/2011 10:05:37 AM |
| reflective-rupee | $153.00 | 5/13/2011 10:18:09 AM |
| 2grindstones | $25.00 | 5/13/2011 9:57:54 AM |
| favorite-commerce | $50.00 | 5/13/2011 10:06:00 AM |
| loss-of-control | $100.00 | 5/13/2011 10:12:06 AM |
| DasMula | $27.00 | 5/13/2011 9:18:03 AM |
| gain-gourd | $100.00 | 5/13/2011 9:26:16 AM |
| investment-artist | $25.00 | 5/13/2011 9:15:55 AM |
| Leopoldine | $25.00 | 5/13/2011 9:24:46 AM |
| Artist_Blue | $25.00 | 5/13/2011 9:39:08 AM |
| responsive-rate884 | $25.00 | 5/13/2011 9:53:16 AM |
| SolarMoonshine | $25.00 | 5/13/2011 10:04:28 AM |
| 21 Investments
|
Borrower Payment Dependent Notes Series
506675
This series of Notes was issued and sold upon the funding of the borrower loan #49583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-13-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $188.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,499 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| evian415 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $19,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
660-679
(Jul-2009)
640-659
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Auto loan
Purpose of loan:
This loan will be used to be used to purchase a used car.
My financial situation:
I am a good candidate for this loan because I have had a stable job for the past 7 years. I recently received a pay increase and I will definitely have enough income to cover the monthly payments for this loan. I have also taken out 2 previous loans with Prosper and have a great history making payments. Prosper has always given me great rates and payment options. I'm hoping to benefit from these great terms one more time. My credit is very important to me and my credit score reflects this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 5/13/2011 5:11:46 PM |
| Tradesmanlender | $35.00 | 5/13/2011 5:12:33 PM |
| SolarMoonshine | $25.00 | 5/13/2011 5:33:43 PM |
| FinDoc | $25.00 | 5/14/2011 2:30:54 AM |
| atlas100 | $50.00 | 5/14/2011 6:30:27 AM |
| euro-deployment | $25.00 | 5/14/2011 7:39:59 PM |
| reflective-rupee | $25.00 | 5/17/2011 11:41:35 PM |
| NiceNate | $100.00 | 5/18/2011 11:27:58 AM |
| seabass123 | $50.00 | 5/18/2011 1:49:35 PM |
| designer_10 | $25.00 | 5/18/2011 2:48:45 PM |
| jescowa | $100.00 | 5/18/2011 5:06:41 PM |
| shellstar | $25.00 | 5/18/2011 5:28:34 PM |
| mountainpeak | $25.00 | 5/18/2011 6:27:48 PM |
| preyj | $25.00 | 5/18/2011 6:54:49 PM |
| open-dough6 | $25.00 | 5/18/2011 7:55:16 PM |
| djs81 | $50.00 | 5/18/2011 9:03:29 PM |
| best-generosity-financier | $25.00 | 5/18/2011 9:51:04 PM |
| cashtolendyou | $25.00 | 5/18/2011 10:26:32 PM |
| CreditBuilder2 | $50.00 | 5/19/2011 12:00:23 AM |
| tech310 | $50.00 | 5/19/2011 1:50:22 AM |
| currency-persimmon | $25.00 | 5/19/2011 6:32:02 AM |
| moola-cell3 | $50.00 | 5/19/2011 7:29:23 AM |
| investment-artist | $25.00 | 5/19/2011 7:51:40 AM |
| velocity-ninja | $25.00 | 5/19/2011 9:19:02 AM |
| ranstlin | $25.00 | 5/19/2011 9:58:08 AM |
| astute-fairness0 | $25.00 | 5/19/2011 9:38:44 AM |
| convergentthinker | $25.00 | 5/19/2011 6:47:14 PM |
| finance-symphony7 | $50.00 | 5/20/2011 7:36:28 AM |
| sappy02 | $50.00 | 5/20/2011 6:33:55 AM |
| new-transaction-wrangler | $200.00 | 5/20/2011 7:23:38 AM |
| Johnab | $25.03 | 5/19/2011 4:41:07 AM |
| qsolo | $200.00 | 5/13/2011 5:12:19 PM |
| determined-revenue1 | $100.00 | 5/13/2011 5:07:14 PM |
| r48 | $26.00 | 5/13/2011 5:05:40 PM |
| hookUup | $29.02 | 5/13/2011 6:38:00 PM |
| cwegert | $50.00 | 5/13/2011 10:28:33 PM |
| SimpleChoice | $25.00 | 5/14/2011 3:29:34 AM |
| penny-finder | $25.03 | 5/14/2011 12:36:32 PM |
| Interloper | $27.00 | 5/16/2011 6:19:44 AM |
| indomitable-coin | $25.00 | 5/17/2011 3:50:34 AM |
| kulender | $50.00 | 5/17/2011 2:56:00 PM |
| tolerant-leverage2 | $25.00 | 5/17/2011 4:41:20 PM |
| cwegert | $50.00 | 5/18/2011 10:34:02 AM |
| sincere-balance | $25.00 | 5/18/2011 1:43:20 PM |
| novice-speculator | $25.00 | 5/18/2011 2:19:52 PM |
| Mad_Scientist | $50.00 | 5/18/2011 3:44:51 PM |
| blue111 | $50.00 | 5/18/2011 4:51:17 PM |
| the-enthralling-coin | $25.00 | 5/18/2011 4:25:00 PM |
| brightest-dynamic-peace | $25.00 | 5/18/2011 4:54:54 PM |
| rapid-loyalty1 | $25.00 | 5/18/2011 7:02:57 PM |
| availableloan | $25.00 | 5/18/2011 7:08:18 PM |
| emosspot | $25.00 | 5/18/2011 7:29:21 PM |
| toronado | $50.00 | 5/18/2011 8:01:34 PM |
| tco | $72.31 | 5/18/2011 9:02:53 PM |
| bill-booster5 | $25.00 | 5/18/2011 9:13:00 PM |
| Dubbs360 | $100.00 | 5/18/2011 11:13:55 PM |
| vishal29 | $30.00 | 5/18/2011 10:02:01 PM |
| cpblue79 | $300.00 | 5/19/2011 5:44:30 AM |
| rebeldog67 | $47.00 | 5/19/2011 7:09:13 AM |
| agalt | $75.00 | 5/19/2011 8:59:08 AM |
| engaging-worth | $30.00 | 5/19/2011 9:14:21 AM |
| robertlo | $30.00 | 5/19/2011 9:55:33 AM |
| rescue | $100.00 | 5/19/2011 10:30:40 AM |
| damage | $25.00 | 5/19/2011 11:02:26 AM |
| first-serene-credit | $25.00 | 5/19/2011 11:00:45 AM |
| bannybucks | $25.00 | 5/19/2011 5:00:25 PM |
| benefit-persimmon6 | $100.00 | 5/20/2011 6:54:16 AM |
| The_Third_Hand | $50.00 | 5/20/2011 7:04:24 AM |
| mchoops21 | $25.00 | 5/20/2011 7:26:08 AM |
| market-trooper3 | $50.00 | 5/20/2011 7:29:58 AM |
| anton | $2,600.00 | 5/20/2011 8:26:18 AM |
| 71 Investments
|
Borrower Payment Dependent Notes Series
506701
This series of Notes was issued and sold upon the funding of the borrower loan #49607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $62.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,266 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tiger65 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 97% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 3% )
| 680-699
(Nov-2009)
560-579
(Mar-2008)
|
|
Principal balance:
| $596.82 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
My loan for debt consolidation
This loan will be used to...I want to pay off my current prosper balance. Also have a tax payment due, plus medical expenses for my wife not covered by insurance, co-payments, deductible, ets.
My financial situation:
I am a good candidate for this loan because... I have always paid my debts and financial obligations on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| exchange-squirrel | $25.00 | 5/15/2011 12:04:38 PM |
| qsolo | $200.00 | 5/15/2011 12:06:04 PM |
| Tradesmanlender | $35.00 | 5/15/2011 12:13:26 PM |
| r48 | $32.00 | 5/15/2011 12:22:58 PM |
| MarvintheMartian | $25.00 | 5/15/2011 12:44:06 PM |
| vutah | $50.00 | 5/15/2011 12:59:34 PM |
| SolarMoonshine | $25.00 | 5/15/2011 2:37:59 PM |
| thankful-nickel2 | $25.00 | 5/16/2011 5:02:13 AM |
| atlas100 | $50.00 | 5/16/2011 6:28:12 AM |
| calimanusa | $25.00 | 5/16/2011 5:18:40 PM |
| reflective-rupee | $25.00 | 5/16/2011 8:58:44 PM |
| KSPHoldings | $30.00 | 5/17/2011 6:59:39 AM |
| spiff666 | $26.66 | 5/17/2011 7:53:09 PM |
| kulender | $50.00 | 5/18/2011 6:02:22 PM |
| wealth-renaissance5 | $25.00 | 5/18/2011 11:49:41 PM |
| wwwUniversal | $25.00 | 5/19/2011 10:08:52 AM |
| upbeat-finance8 | $25.00 | 5/19/2011 2:21:06 PM |
| NiceNate | $100.00 | 5/19/2011 4:54:24 PM |
| misit | $25.00 | 5/19/2011 4:23:57 PM |
| cschina | $55.00 | 5/15/2011 2:04:17 PM |
| hookUup | $28.02 | 5/15/2011 3:25:52 PM |
| slxvq | $50.00 | 5/15/2011 10:46:16 PM |
| BlessedEveryDay | $35.00 | 5/16/2011 7:23:33 AM |
| outofoffice | $100.00 | 5/16/2011 12:47:11 PM |
| retiresecure | $26.00 | 5/16/2011 3:56:23 PM |
| exchange-dreams | $25.00 | 5/16/2011 4:44:15 PM |
| astute-fairness0 | $25.00 | 5/16/2011 4:46:18 PM |
| penny-finder | $34.03 | 5/16/2011 5:06:40 PM |
| indomitable-coin | $25.00 | 5/17/2011 3:50:36 AM |
| agreement-bunny | $25.00 | 5/17/2011 6:32:57 AM |
| boylezz | $50.00 | 5/17/2011 7:53:33 AM |
| newest-funds-powerplant | $25.00 | 5/17/2011 1:26:50 PM |
| RandyL3 | $25.00 | 5/17/2011 2:55:24 PM |
| WeshaTheLeopard | $25.00 | 5/17/2011 3:44:32 PM |
| mcabery | $200.00 | 5/18/2011 12:07:13 PM |
| payout-reaction740 | $25.00 | 5/18/2011 12:40:37 PM |
| TXCapLeader | $118.18 | 5/18/2011 2:59:12 PM |
| shellstar | $25.00 | 5/18/2011 5:15:32 PM |
| trustworthy-hope189 | $30.00 | 5/18/2011 8:51:40 PM |
| GElender | $25.00 | 5/19/2011 6:36:25 AM |
| baker31 | $50.00 | 5/19/2011 8:40:49 AM |
| s270 | $50.00 | 5/19/2011 9:34:40 AM |
| Peterman | $25.00 | 5/19/2011 10:34:50 AM |
| damage | $25.00 | 5/19/2011 11:02:28 AM |
| Mav26 | $25.32 | 5/19/2011 1:09:01 PM |
| FairChanceLender | $27.54 | 5/19/2011 3:21:42 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
506727
This series of Notes was issued and sold upon the funding of the borrower loan #49592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-13-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $412.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,883 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| control070 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Car Repair
Purpose of loan:
This loan will be used to pay for car repair damages and help pay for a few vacations I would like to go on.
My financial situation:
I am a good candidate for this loan because I have a very good credit score and I have always paid my bills (cc, rent, etc.) on time and have never missed a payment. I am a resposible individual and will continue to
Monthly net income: $3000
Monthly expenses: $1400
Housing: $1000
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $ 2,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 5/13/2011 5:07:22 PM |
| Wangchuk | $25.00 | 5/13/2011 5:04:08 PM |
| tech310 | $50.00 | 5/13/2011 5:12:26 PM |
| leverage-monger | $25.00 | 5/14/2011 6:53:56 AM |
| irrelevant | $25.00 | 5/16/2011 12:29:15 PM |
| Bob450 | $33.00 | 5/17/2011 12:06:31 PM |
| hookUup | $27.30 | 5/17/2011 3:17:18 PM |
| the-enthralling-coin | $25.00 | 5/17/2011 5:13:38 PM |
| loss-of-control | $50.00 | 5/17/2011 6:17:13 PM |
| autonomous-truth | $36.75 | 5/17/2011 7:15:13 PM |
| economy-coup | $30.00 | 5/17/2011 7:30:39 PM |
| engaging-worth | $25.00 | 5/17/2011 7:48:34 PM |
| Banker_Joe | $25.00 | 5/17/2011 8:17:04 PM |
| zorg77 | $50.00 | 5/17/2011 8:49:20 PM |
| octoberfresh | $25.00 | 5/18/2011 8:10:14 AM |
| money-baron-roth-IRA | $100.00 | 5/18/2011 8:06:20 AM |
| tolerant-truth2 | $50.00 | 5/18/2011 10:35:52 AM |
| EarlyRiser | $250.00 | 5/18/2011 10:38:20 AM |
| a-plentiful-loyalty | $75.00 | 5/18/2011 12:18:22 PM |
| platinum-zoo4 | $25.00 | 5/18/2011 11:46:03 AM |
| baker31 | $50.00 | 5/18/2011 12:32:54 PM |
| openness-antioxidant | $100.00 | 5/18/2011 2:37:58 PM |
| upperdeck | $25.00 | 5/18/2011 3:31:43 PM |
| pembull | $75.00 | 5/18/2011 3:49:38 PM |
| jjswanso | $50.00 | 5/18/2011 5:48:30 PM |
| handy-justice | $100.00 | 5/18/2011 7:33:12 PM |
| best-generosity-financier | $25.00 | 5/18/2011 9:47:24 PM |
| gulch | $54.76 | 5/19/2011 5:41:21 AM |
| FoosMaster | $25.00 | 5/19/2011 5:58:47 AM |
| p2p-czar3 | $25.00 | 5/19/2011 6:34:45 AM |
| Armyman122 | $50.00 | 5/19/2011 5:56:12 AM |
| capital-halo1 | $1,000.00 | 5/19/2011 7:12:37 AM |
| debt-force | $44.70 | 5/19/2011 6:37:37 AM |
| mykkai | $25.00 | 5/19/2011 7:03:08 AM |
| Kath230464 | $25.00 | 5/19/2011 8:44:51 AM |
| creative-revenue0 | $50.00 | 5/19/2011 9:47:48 AM |
| openness-confidant | $100.00 | 5/19/2011 10:51:01 AM |
| investment-comet | $25.00 | 5/19/2011 11:44:23 AM |
| anton | $2,810.00 | 5/20/2011 8:28:13 AM |
| payout-bridge | $50.00 | 5/19/2011 11:19:03 AM |
| missing-link | $25.00 | 5/13/2011 5:14:01 PM |
| worth-blanket2 | $5,000.00 | 5/15/2011 10:41:03 AM |
| SecondChanceLendingSERV | $25.00 | 5/16/2011 9:27:33 AM |
| reflective-rupee | $25.00 | 5/16/2011 8:59:40 PM |
| CA-Lender | $25.05 | 5/17/2011 12:10:32 PM |
| FrugalForLife | $50.00 | 5/17/2011 1:03:11 PM |
| authentic-finance194 | $100.00 | 5/17/2011 1:03:31 PM |
| chungfang | $50.00 | 5/17/2011 1:18:12 PM |
| xfbpl | $50.00 | 5/17/2011 1:44:17 PM |
| Rogesparkguy | $25.00 | 5/17/2011 2:21:30 PM |
| Pakse | $37.74 | 5/17/2011 3:11:53 PM |
| Dubbs360 | $100.00 | 5/17/2011 3:21:41 PM |
| mammalian4 | $25.00 | 5/17/2011 3:00:11 PM |
| Green-Baron | $25.00 | 5/17/2011 3:31:45 PM |
| dime-umbrella6 | $25.00 | 5/17/2011 4:53:25 PM |
| godspeed237 | $58.95 | 5/17/2011 7:17:30 PM |
| mrsp2e | $30.00 | 5/18/2011 3:40:56 AM |
| nilonc1 | $25.00 | 5/18/2011 6:50:44 AM |
| aztocas | $25.00 | 5/18/2011 7:56:31 AM |
| foothillender | $25.00 | 5/18/2011 8:18:13 AM |
| platinum-scientist9 | $25.00 | 5/18/2011 9:52:17 AM |
| PleaseDontDefault | $50.00 | 5/18/2011 9:22:39 AM |
| MJTimages_com | $100.00 | 5/18/2011 11:53:47 AM |
| matt_2006 | $25.00 | 5/18/2011 12:23:41 PM |
| kind-charming-value | $500.00 | 5/18/2011 1:35:18 PM |
| thorough-payout8 | $25.00 | 5/18/2011 2:26:52 PM |
| worldly-gold | $40.00 | 5/18/2011 4:51:24 PM |
| worldly-gold | $25.00 | 5/18/2011 4:44:22 PM |
| toomanyfishtanks | $50.00 | 5/18/2011 5:09:30 PM |
| vest_vortex | $25.00 | 5/18/2011 5:15:04 PM |
| DreDub | $50.00 | 5/18/2011 5:41:43 PM |
| calm-platinum8 | $25.00 | 5/18/2011 7:13:41 PM |
| basejump0 | $30.00 | 5/18/2011 10:29:54 PM |
| brondero | $60.00 | 5/19/2011 7:38:13 AM |
| ITExec | $57.54 | 5/19/2011 6:31:20 AM |
| moola-cell3 | $50.00 | 5/19/2011 7:27:48 AM |
| worthy-bid4 | $66.64 | 5/19/2011 9:33:58 AM |
| realestate6606 | $90.00 | 5/19/2011 11:45:21 AM |
| RockpointCapital | $200.00 | 5/19/2011 11:33:18 AM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
506769
This series of Notes was issued and sold upon the funding of the borrower loan #49561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 59% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,498 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Msta51 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
investment into rental propertys
Purpose of loan:
This loan will be used to upgrade 8 properties currently owned under my S corporation
My financial situation:
I am a good candidate for this loan because I have never defaulted on any loans, have always paid my debts, I have gauranteed income from other sources including the rental properties.
Monthly net income: $1956 SSD, $1600 Comp, $2000 Retirement
Monthly expenses: $
Housing: fiance pays mortgage
Insurance: $631 yearly
Car expenses: $608
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 5/17/2011 5:07:20 PM |
| tech310 | $50.00 | 5/17/2011 5:07:38 PM |
| economy-coup | $30.00 | 5/17/2011 7:06:40 PM |
| reflective-rupee | $25.00 | 5/18/2011 10:54:06 AM |
| rupee_power | $25.00 | 5/18/2011 12:50:50 PM |
| the-enthralling-coin | $25.00 | 5/18/2011 4:32:51 PM |
| Kash2010lu | $25.00 | 5/18/2011 9:11:52 PM |
| Bob450 | $25.00 | 5/19/2011 6:29:03 PM |
| loss-of-control | $50.00 | 5/20/2011 5:35:05 PM |
| irrelevant | $25.00 | 5/21/2011 4:17:35 AM |
| dynrep | $50.00 | 5/21/2011 3:50:14 PM |
| q4golf | $28.16 | 5/21/2011 6:37:47 PM |
| squadron781 | $25.00 | 5/21/2011 7:07:29 PM |
| CA-Lender | $25.00 | 5/21/2011 7:51:34 PM |
| IASKGOD | $25.00 | 5/21/2011 10:23:13 PM |
| listing-pear6 | $100.00 | 5/21/2011 7:09:30 PM |
| pious-integrity6 | $25.00 | 5/21/2011 8:50:45 PM |
| 420limo | $25.00 | 5/21/2011 10:55:34 PM |
| autonomous-truth | $100.00 | 5/21/2011 8:53:22 PM |
| wgc | $25.00 | 5/21/2011 7:56:11 PM |
| janeybooboo | $100.00 | 5/21/2011 8:18:39 PM |
| bassman46 | $116.10 | 5/21/2011 8:55:13 PM |
| thrifty-capital | $25.00 | 5/21/2011 9:14:01 PM |
| kwan | $25.00 | 5/21/2011 11:45:14 PM |
| worldly-income2 | $25.00 | 5/22/2011 12:08:47 AM |
| ore-frontier | $25.00 | 5/22/2011 12:26:47 AM |
| investment-habanero8 | $100.00 | 5/22/2011 3:55:03 AM |
| spsavage | $25.00 | 5/22/2011 4:47:34 AM |
| 2grindstones | $25.00 | 5/17/2011 5:28:59 PM |
| missing-link | $25.00 | 5/17/2011 5:06:39 PM |
| worth-blanket2 | $5,000.00 | 5/18/2011 10:43:08 AM |
| JustMee | $25.00 | 5/18/2011 11:45:41 AM |
| ready-interest9 | $25.00 | 5/18/2011 12:52:37 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:03 AM |
| baker31 | $50.00 | 5/21/2011 6:45:27 PM |
| upbeat-investment9 | $25.00 | 5/21/2011 6:48:10 PM |
| economy-popcorn | $25.00 | 5/21/2011 6:54:02 PM |
| svandgts | $35.27 | 5/21/2011 6:59:10 PM |
| Dubbs360 | $200.00 | 5/21/2011 7:10:27 PM |
| FoosMaster | $25.00 | 5/21/2011 8:23:12 PM |
| bmw2 | $28.50 | 5/21/2011 10:24:32 PM |
| CA-Lender | $75.05 | 5/21/2011 7:06:01 PM |
| worlds-best-worth2 | $50.00 | 5/21/2011 10:35:25 PM |
| shrewd-income | $25.00 | 5/21/2011 10:39:22 PM |
| Whitewater_Loans | $25.00 | 5/21/2011 7:24:12 PM |
| schoolfund | $25.00 | 5/21/2011 7:31:57 PM |
| Zipcut | $25.00 | 5/21/2011 7:33:40 PM |
| ocifer50 | $25.00 | 5/21/2011 9:22:41 PM |
| Mad_Scientist | $25.00 | 5/21/2011 8:07:02 PM |
| diversification-medalist | $100.00 | 5/21/2011 11:36:03 PM |
| Cronos | $40.00 | 5/21/2011 9:24:15 PM |
| melodious-openness | $271.92 | 5/22/2011 4:57:58 AM |
| micloans | $25.00 | 5/22/2011 4:17:02 AM |
| head | $25.00 | 5/22/2011 4:45:31 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
506837
This series of Notes was issued and sold upon the funding of the borrower loan #49574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-14-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-17-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 3y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,663 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| plentiful-repayment1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Always Blessed
Purpose of loan:
This loan will be used to...Pay medical bills
My financial situation:
I am a good candidate for this loan because...I make all my payments on time and pay more than the minimum amount. Only recently, when I was injured at work, I was required to pay the minimum on some accounts. I make my last car payment this month and will have that extra amount to pay any monthly expenses, including this loan.
Monthly net income: $4100
Monthly expenses: $
Housing: $0
Insurance: $150
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $1000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DDHMoney | $25.00 | 5/14/2011 12:03:52 PM |
| smilinsam | $50.00 | 5/14/2011 12:04:17 PM |
| missing-link | $25.00 | 5/14/2011 12:11:26 PM |
| gain-gourd | $100.00 | 5/14/2011 12:11:39 PM |
| worth-blanket2 | $5,000.00 | 5/15/2011 10:42:37 AM |
| Kash2010lu | $25.00 | 5/15/2011 10:48:30 AM |
| Whipster | $50.00 | 5/15/2011 10:44:14 AM |
| reflective-rupee | $200.00 | 5/16/2011 9:56:06 AM |
| wonder3 | $25.00 | 5/16/2011 10:30:10 AM |
| suave-dime6 | $25.00 | 5/16/2011 4:30:23 PM |
| loss-of-control | $50.00 | 5/16/2011 5:36:10 PM |
| irrelevant | $25.00 | 5/17/2011 2:25:15 AM |
| Rogelio48 | $25.00 | 5/17/2011 6:44:32 AM |
| Makingitrain | $25.00 | 5/17/2011 9:49:22 AM |
| Sambamm1 | $50.00 | 5/17/2011 4:53:47 PM |
| well-mannered-income3 | $25.00 | 5/17/2011 5:39:42 PM |
| lendstats_com | $200.00 | 5/17/2011 6:22:00 PM |
| Bob450 | $25.00 | 5/17/2011 6:55:49 PM |
| nycusa123 | $50.00 | 5/17/2011 7:06:46 PM |
| saxaphone6 | $25.00 | 5/17/2011 7:28:40 PM |
| Artist_Blue | $25.00 | 5/14/2011 12:08:22 PM |
| ursus | $50.00 | 5/14/2011 12:10:54 PM |
| 2grindstones | $25.00 | 5/14/2011 12:21:45 PM |
| magnetic-dedication3 | $25.00 | 5/14/2011 12:46:40 PM |
| coin-bee1 | $25.00 | 5/15/2011 2:57:22 PM |
| the-enthralling-coin | $25.00 | 5/15/2011 4:04:02 PM |
| economy-coup | $30.00 | 5/16/2011 5:39:04 AM |
| kind-charming-value | $500.00 | 5/16/2011 10:21:59 AM |
| Bill88 | $25.00 | 5/16/2011 11:02:50 AM |
| range2 | $50.00 | 5/17/2011 10:00:10 AM |
| shrewd-income | $100.00 | 5/17/2011 1:29:21 PM |
| reflective-affluence | $25.00 | 5/17/2011 2:05:46 PM |
| palace2 | $570.00 | 5/17/2011 7:42:55 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
506927
This series of Notes was issued and sold upon the funding of the borrower loan #49628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,523.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-15-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $325.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,189 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ballardneighbor |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 41 ( 98% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $7,200.00 | < 31 days late:
| 1
( 2% )
| 640-659
(Jul-2010)
620-639
(Aug-2009)
620-639
(Jul-2009)
640-659
(Jan-2008)
|
|
Principal balance:
| $0.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 42 | | |
Description
Owning My Auto Outright
Purpose of loan: Finish paying off an auto loan.
This loan will be used to help me own my automobile outright, so I can pay off the high-interest auto loan, save money on insurance, and face fewer hassles with title and licensing.
My financial situation:
I am a good candidate for this loan because I always pay my debts faithfully and on time. I've used Prosper before to help me out and never missed a payment.
Monthly net income: $2840
Monthly expenses: $2020
Housing: $820
Insurance: $110
Car expenses: $80
Utilities: $120
Phone, cable, internet: $45
Food, entertainment: $125
Clothing, household expenses: $50
Credit cards and students loans: $600
Other expenses: $10
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SLN-10 | $50.00 | 5/15/2011 12:08:17 PM |
| investment-artist | $25.01 | 5/15/2011 12:12:51 PM |
| tech310 | $50.00 | 5/15/2011 12:13:18 PM |
| missing-link | $25.00 | 5/15/2011 12:14:24 PM |
| lendstats_com | $200.00 | 5/15/2011 12:50:59 PM |
| briskdevl07 | $25.00 | 5/16/2011 9:02:25 AM |
| MoneyForNothing | $25.00 | 5/16/2011 5:18:06 PM |
| loanman2007 | $175.00 | 5/17/2011 4:26:34 AM |
| tranquil-gain1 | $100.00 | 5/17/2011 7:19:47 PM |
| irrelevant | $25.00 | 5/17/2011 7:32:19 PM |
| sweety075 | $25.00 | 5/18/2011 12:18:02 PM |
| fareast_man | $25.00 | 5/18/2011 2:20:15 PM |
| qsolo | $200.00 | 5/18/2011 4:01:50 PM |
| witty-openness | $25.00 | 5/19/2011 5:25:13 AM |
| suave-dime6 | $25.00 | 5/19/2011 6:01:47 AM |
| ethicalhumanist | $25.00 | 5/19/2011 10:16:51 AM |
| openness-antioxidant | $100.00 | 5/19/2011 12:25:10 PM |
| dcshobby | $25.00 | 5/19/2011 3:02:58 PM |
| jstefans | $25.00 | 5/19/2011 2:46:17 PM |
| economy-coup | $100.00 | 5/20/2011 12:09:14 AM |
| FinanceEngine | $50.00 | 5/20/2011 4:46:20 PM |
| worldly-income2 | $25.00 | 5/20/2011 3:52:55 PM |
| glimmering-generosity0 | $75.00 | 5/20/2011 5:03:17 PM |
| benefit-trident | $25.00 | 5/20/2011 4:28:42 PM |
| jgar_O | $30.00 | 5/15/2011 12:04:51 PM |
| janeybooboo | $51.00 | 5/15/2011 12:08:01 PM |
| asset-equilibrium0 | $50.00 | 5/15/2011 12:25:49 PM |
| thankful-nickel2 | $25.00 | 5/15/2011 12:59:51 PM |
| worth-blanket2 | $5,000.00 | 5/15/2011 12:40:32 PM |
| 2grindstones | $50.00 | 5/15/2011 5:23:53 PM |
| janeybooboo | $149.00 | 5/15/2011 5:29:59 PM |
| InChicago | $50.00 | 5/16/2011 8:58:29 AM |
| best-loyalty-lesson | $30.00 | 5/16/2011 9:16:23 AM |
| EEasyMoney | $25.00 | 5/16/2011 9:59:32 AM |
| LittleMingo | $28.83 | 5/16/2011 9:31:44 AM |
| NekHoldings | $25.00 | 5/16/2011 9:49:20 AM |
| kendigme | $25.00 | 5/16/2011 1:30:27 PM |
| CA-Lender | $25.05 | 5/16/2011 3:10:06 PM |
| Jerrys1951 | $25.00 | 5/16/2011 6:50:11 PM |
| the-enthralling-coin | $25.00 | 5/16/2011 7:11:19 PM |
| kendigme | $25.00 | 5/18/2011 5:08:51 AM |
| Mikale360 | $25.00 | 5/18/2011 6:52:52 AM |
| Bidwinner08 | $50.00 | 5/18/2011 11:26:07 AM |
| grnii78 | $100.00 | 5/18/2011 12:36:44 PM |
| mrstender | $25.00 | 5/18/2011 12:34:07 PM |
| loss-of-control | $50.00 | 5/18/2011 4:58:04 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:05 PM |
| GElender | $25.00 | 5/19/2011 6:35:06 AM |
| 888GoldIngots | $25.00 | 5/19/2011 7:15:22 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:34:49 AM |
| Gibbyland | $150.00 | 5/20/2011 4:16:02 PM |
| Engineer44 | $25.00 | 5/20/2011 5:00:46 PM |
| chungfang | $25.00 | 5/20/2011 4:46:37 PM |
| samurai2 | $45.04 | 5/20/2011 5:14:55 PM |
| anton | $739.07 | 5/20/2011 5:16:21 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
506959
This series of Notes was issued and sold upon the funding of the borrower loan #49594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-16-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $249.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,965 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lively-contract967 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
|
|
Principal balance:
| $4,922.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my debt
My financial situation:
I am a good candidate for this loan because I always pay back my loans and have not been late on any payment on bills. I am a single Dad who values my commitments and i am just trying to be in a better financial situation for my children.
Monthly net income: $5,000
Monthly expenses: $ 1500.00
Housing: $
Insurance: $ 100.00
Car expenses: $ 350.00
Utilities: $
Phone, cable, internet: $ 300.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 300.00
Other expenses: $ 800.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/16/2011 5:08:47 PM |
| reflective-rupee | $25.00 | 5/16/2011 9:05:44 PM |
| EEasyMoney | $25.00 | 5/17/2011 7:02:12 AM |
| worth-blanket2 | $5,000.00 | 5/17/2011 10:24:57 AM |
| coin-bee1 | $25.00 | 5/17/2011 2:48:34 PM |
| JustMee | $25.00 | 5/17/2011 5:03:18 PM |
| shrewd-income | $25.00 | 5/18/2011 1:21:09 AM |
| suave-dime6 | $25.00 | 5/18/2011 6:38:58 PM |
| wealth-renaissance5 | $25.00 | 5/18/2011 11:57:16 PM |
| irrelevant | $25.00 | 5/19/2011 5:26:39 PM |
| economy-coup | $100.00 | 5/20/2011 12:09:02 AM |
| loss-of-control | $50.00 | 5/20/2011 5:24:03 PM |
| millionaireat40 | $25.00 | 5/20/2011 5:41:27 PM |
| festeringsnot | $25.00 | 5/20/2011 5:58:53 PM |
| competent-p2p | $25.00 | 5/20/2011 7:24:08 PM |
| the-enthralling-coin | $25.00 | 5/20/2011 5:57:24 PM |
| ibndalight | $25.00 | 5/20/2011 7:02:22 PM |
| Rashanir | $25.00 | 5/21/2011 12:33:00 AM |
| ltstout | $27.75 | 5/20/2011 7:40:11 PM |
| MNFrostbite | $50.00 | 5/20/2011 7:54:52 PM |
| shrewd-income | $25.00 | 5/21/2011 6:06:37 AM |
| vigilance-searcher | $25.00 | 5/21/2011 6:28:43 AM |
| Mad_Scientist | $25.00 | 5/21/2011 6:01:43 AM |
| important-wealth6 | $26.00 | 5/21/2011 8:43:23 AM |
| heerzaquestion | $50.00 | 5/21/2011 7:27:18 AM |
| moola-pillow | $25.00 | 5/21/2011 7:32:02 AM |
| frogperson | $100.00 | 5/21/2011 9:42:56 AM |
| Loanstou | $56.46 | 5/21/2011 9:10:42 AM |
| adir1 | $25.00 | 5/21/2011 8:53:48 AM |
| Leshan | $75.00 | 5/21/2011 9:33:52 AM |
| a-leverage-investor | $75.00 | 5/21/2011 10:28:20 AM |
| pthighs | $50.00 | 5/21/2011 9:54:32 AM |
| indomitable-dedication | $50.00 | 5/21/2011 10:45:39 AM |
| Bob450 | $25.00 | 5/21/2011 10:13:14 AM |
| itskarma | $25.25 | 5/21/2011 10:20:03 AM |
| 420limo | $25.00 | 5/21/2011 10:30:28 AM |
| Leopoldine | $25.00 | 5/21/2011 11:15:21 AM |
| DasMula | $27.00 | 5/21/2011 11:06:49 AM |
| musegaze | $150.00 | 5/21/2011 11:47:14 AM |
| forthright-trade | $25.00 | 5/21/2011 11:56:34 AM |
| whatreality | $20.36 | 5/21/2011 11:57:45 AM |
| eloquent-bill6 | $25.00 | 5/21/2011 11:49:54 AM |
| Kyileo | $25.00 | 5/21/2011 11:53:42 AM |
| Gibbyland | $100.00 | 5/16/2011 5:09:33 PM |
| brightest-dignified-penny | $25.00 | 5/17/2011 10:35:42 AM |
| sensational-worth7 | $48.00 | 5/17/2011 11:53:06 AM |
| Lonely_Hunter | $91.00 | 5/17/2011 11:55:37 AM |
| spiff666 | $26.66 | 5/17/2011 7:46:57 PM |
| lenderRXT | $30.00 | 5/18/2011 8:46:21 AM |
| sparkling-interest1 | $25.00 | 5/18/2011 12:56:00 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:26 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:07 AM |
| first-serene-credit | $25.00 | 5/20/2011 5:28:38 PM |
| janeybooboo | $100.00 | 5/20/2011 5:21:31 PM |
| janeybooboo | $100.00 | 5/20/2011 5:21:45 PM |
| brightest-dynamic-liberty | $200.00 | 5/20/2011 5:55:33 PM |
| MC7608 | $45.00 | 5/20/2011 6:33:05 PM |
| Dubbs360 | $200.00 | 5/20/2011 6:46:01 PM |
| autonomous-truth | $50.00 | 5/20/2011 7:05:53 PM |
| Otagaini | $25.00 | 5/20/2011 7:59:16 PM |
| head | $25.00 | 5/21/2011 2:44:07 AM |
| thankful-nickel2 | $25.00 | 5/20/2011 8:01:00 PM |
| well-mannered-truth3 | $25.00 | 5/20/2011 8:05:16 PM |
| jybank | $50.00 | 5/20/2011 10:48:33 PM |
| payment-chief9 | $26.52 | 5/20/2011 11:34:54 PM |
| DHolly | $25.00 | 5/21/2011 6:52:47 AM |
| intrepid-loot | $25.00 | 5/21/2011 6:13:06 AM |
| palace2 | $100.00 | 5/21/2011 9:40:42 AM |
| gjm6d | $25.00 | 5/21/2011 9:04:33 AM |
| dcap3 | $125.00 | 5/21/2011 8:50:29 AM |
| loan-master1 | $25.00 | 5/21/2011 10:03:15 AM |
| PleaseDontDefault | $50.00 | 5/21/2011 10:48:21 AM |
| 420limo | $50.00 | 5/21/2011 10:20:53 AM |
| EBITDA | $25.00 | 5/21/2011 11:32:13 AM |
| DreDub | $50.00 | 5/21/2011 11:19:31 AM |
| KarlMarx | $25.00 | 5/21/2011 11:49:21 AM |
| 76 Investments
|
Borrower Payment Dependent Notes Series
507003
This series of Notes was issued and sold upon the funding of the borrower loan #49569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $190.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 9y 4m |
|
Amount delinquent:
| $1,470 |
Total credit lines:
| 34 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,111 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| vintage33 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2008)
600-619
(Mar-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Buying Inventory
Purpose of loan:
Buying Inventory and Paying off High Interest Business Cards Personal loan for business use
www.jbsportsauctions.com
This loan will be used to...
I have some high interest credit cards that we would like to pay down and Prosper has better interest rates than credit cards.
income: $ 5720
Monthly expenses: $
Housing: $ 2165
Insurance: $ 100
Car expenses: $ 400
Utilities: $ 100
Phone, cable, internet: $ 140
Food, entertainment: $ 300
Clothing, household expenses $ 200
Credit cards and other loans: $ 500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $25.00 | 5/16/2011 5:12:13 PM |
| missing-link | $25.00 | 5/16/2011 5:08:51 PM |
| cashhelp | $50.00 | 5/16/2011 5:09:12 PM |
| r48 | $25.00 | 5/16/2011 5:11:25 PM |
| DasMula | $27.00 | 5/17/2011 9:04:09 AM |
| Aberdeen | $2,500.00 | 5/18/2011 6:56:28 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:30 PM |
| alexgalt | $100.00 | 5/19/2011 6:04:22 PM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:16 AM |
| first-serene-credit | $25.00 | 5/20/2011 5:26:55 PM |
| Dubbs360 | $200.00 | 5/20/2011 6:46:18 PM |
| festeringsnot | $25.00 | 5/20/2011 5:57:11 PM |
| Rashanir | $25.00 | 5/21/2011 12:32:46 AM |
| novice-speculator | $25.00 | 5/21/2011 12:40:26 AM |
| vigilance-searcher | $25.00 | 5/21/2011 6:28:18 AM |
| credit-missile | $125.00 | 5/21/2011 8:55:08 AM |
| natural-greenback6 | $25.00 | 5/21/2011 8:14:29 AM |
| debt-legend | $25.00 | 5/21/2011 7:54:34 AM |
| the-kindness-honker | $25.00 | 5/21/2011 8:36:44 AM |
| trumpeter5 | $25.00 | 5/21/2011 8:52:26 AM |
| oxnard | $25.00 | 5/21/2011 9:42:48 AM |
| MNFrostbite | $25.00 | 5/21/2011 9:41:25 AM |
| 420limo | $25.00 | 5/21/2011 10:21:46 AM |
| sweetlan | $25.05 | 5/21/2011 9:59:09 AM |
| indomitable-dedication | $50.00 | 5/21/2011 10:46:13 AM |
| a-leverage-investor | $75.00 | 5/21/2011 10:32:27 AM |
| DasMula | $27.00 | 5/21/2011 11:05:53 AM |
| MoneyForNothing | $16.40 | 5/21/2011 11:15:59 AM |
| SLN-10 | $50.00 | 5/16/2011 5:09:27 PM |
| MoneyForNothing | $25.00 | 5/16/2011 5:32:00 PM |
| NekHoldings | $25.00 | 5/16/2011 7:28:03 PM |
| thankful-nickel2 | $25.00 | 5/18/2011 9:07:00 PM |
| irrelevant | $25.00 | 5/19/2011 6:31:30 PM |
| CA-Lender | $25.05 | 5/20/2011 5:30:48 PM |
| goodhearted-basis4 | $25.00 | 5/20/2011 7:02:47 PM |
| rustysailor | $28.00 | 5/20/2011 10:33:22 PM |
| cash-architect | $25.00 | 5/20/2011 7:21:09 PM |
| ddamenace | $50.00 | 5/20/2011 7:59:07 PM |
| coin-popcorn | $37.50 | 5/20/2011 8:05:00 PM |
| first-class-gold0 | $100.00 | 5/20/2011 10:54:58 PM |
| janeybooboo | $100.00 | 5/20/2011 11:39:37 PM |
| jybank | $50.00 | 5/20/2011 10:47:45 PM |
| JERRYF10 | $50.00 | 5/21/2011 6:05:46 AM |
| red-favorable-basis | $25.00 | 5/21/2011 5:54:00 AM |
| scarlet-velvet | $25.00 | 5/21/2011 8:11:20 AM |
| brondero | $81.00 | 5/21/2011 8:17:05 AM |
| BranSam | $50.00 | 5/21/2011 9:04:31 AM |
| liberty-point | $50.00 | 5/21/2011 9:25:07 AM |
| Leshan | $75.00 | 5/21/2011 9:34:24 AM |
| pthighs | $50.00 | 5/21/2011 9:55:12 AM |
| suave-dime6 | $25.00 | 5/21/2011 10:56:16 AM |
| qsolo | $200.00 | 5/21/2011 10:08:08 AM |
| Bob450 | $33.00 | 5/21/2011 10:14:07 AM |
| Leopoldine | $25.00 | 5/21/2011 11:15:47 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
507011
This series of Notes was issued and sold upon the funding of the borrower loan #49501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,600.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $276.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 4 |
Current / open credit lines:
| 6
/
5 | Length of status: | 7y 0m |
|
Amount delinquent:
| $3,433 |
Total credit lines:
| 17 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $75 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| waflhtirider |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 36 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2008)
660-679
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
2nd Prosper Loan please.
Housing: $500.00Purpose of loan:
This loan will be used to pay down my cc debt
Monthly net income: $3600.00
Housing: 550.00
Insurance: $200.
Car expenses: $750.0
Utilities: $100.0
Phone, cable, internet: $250.0
F
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/16/2011 9:04:12 AM |
| worth-blanket2 | $4,620.00 | 5/16/2011 9:57:44 AM |
| reflective-rupee | $25.00 | 5/16/2011 9:58:51 AM |
| kind-charming-value | $297.00 | 5/16/2011 12:16:05 PM |
| Bill88 | $25.00 | 5/16/2011 2:37:58 PM |
| NekHoldings | $25.00 | 5/16/2011 1:57:16 PM |
| coin-bee1 | $25.00 | 5/16/2011 4:08:50 PM |
| Sambamm1 | $50.00 | 5/16/2011 5:56:21 PM |
| tolerant-truth2 | $50.00 | 5/17/2011 10:48:55 AM |
| loss-of-control | $50.00 | 5/17/2011 6:25:54 PM |
| melodious-openness | $100.00 | 5/18/2011 5:30:38 AM |
| marwadi-62 | $196.00 | 5/18/2011 8:07:14 AM |
| pthighs | $50.00 | 5/18/2011 1:25:38 PM |
| jman78 | $27.81 | 5/18/2011 1:29:55 PM |
| Feyenoord | $25.00 | 5/18/2011 3:25:48 PM |
| dough-rocket | $65.00 | 5/18/2011 3:33:11 PM |
| GElender | $25.00 | 5/19/2011 6:29:41 AM |
| moola-cell3 | $50.00 | 5/19/2011 7:29:47 AM |
| grampy48 | $50.00 | 5/19/2011 6:05:05 AM |
| money-baron-roth-IRA | $25.00 | 5/19/2011 8:44:05 AM |
| tech310 | $50.00 | 5/19/2011 8:34:59 AM |
| irrelevant | $25.00 | 5/19/2011 10:34:24 AM |
| cashhelp | $50.00 | 5/16/2011 9:20:01 AM |
| SolarMoonshine | $25.00 | 5/16/2011 9:59:15 AM |
| 2grindstones | $25.00 | 5/16/2011 10:28:01 AM |
| shrewd-income | $25.00 | 5/16/2011 12:20:50 PM |
| atlas100 | $25.00 | 5/16/2011 12:32:29 PM |
| payout-hammock1 | $50.00 | 5/16/2011 1:47:33 PM |
| suave-dime6 | $25.00 | 5/16/2011 4:30:19 PM |
| Mikale360 | $25.00 | 5/16/2011 7:55:49 PM |
| Bob450 | $25.00 | 5/17/2011 9:14:34 AM |
| competent-p2p | $30.00 | 5/17/2011 5:53:16 PM |
| tranquil-gain1 | $50.00 | 5/17/2011 7:22:03 PM |
| Bidwinner08 | $50.00 | 5/18/2011 11:19:21 AM |
| rupee_power | $25.00 | 5/18/2011 1:04:41 PM |
| ohmarkybaby | $25.00 | 5/18/2011 2:33:13 PM |
| thankful-nickel2 | $25.00 | 5/18/2011 9:00:37 PM |
| RKLFinancial | $25.00 | 5/18/2011 9:44:49 PM |
| COCHINOBOY | $25.00 | 5/19/2011 1:08:47 AM |
| wise-skillful-benjamins | $25.00 | 5/19/2011 4:33:24 AM |
| bambampk | $25.00 | 5/19/2011 8:55:07 AM |
| s270 | $25.00 | 5/19/2011 9:18:35 AM |
| oxnard | $25.00 | 5/19/2011 9:38:31 AM |
| kalihan42 | $25.00 | 5/19/2011 9:46:08 AM |
| PackFan13 | $25.00 | 5/19/2011 12:31:33 PM |
| donaldo | $100.00 | 5/19/2011 1:57:28 PM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
507039
This series of Notes was issued and sold upon the funding of the borrower loan #49586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,650.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $215.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,000 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| fair-fund |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,990.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2010)
|
|
Principal balance:
| $1,634.50 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Baby on the way! 2nd Prosper loan
Purpose of loan:
This loan will be used to... We?re pregnant! With your help, we'd like to accomplish three goals: First, pay-off our existing Prosper loan, effectively refinancing the remaining balance at a lower interest rate; second, finance prenatal care and birthing services at a local midwifery; and third, furnish what will soon be the baby's nursery.
My financial situation:
I am a good candidate for this loan because... I pay my bills on time; my current Prosper loan, for instance, has a perfect payment history. My Prosper Rating is low because I'm carrying high credit card balances. My husband and I are both employed in stable, long-term positions.
Monthly net income: $2,750.00
Monthly expenses: $1,670.00
Housing: $700.00
Insurance: $0.00
Car expenses: $250.00
Utilities: $115.00
Phone, cable, internet: $55.00
Food, entertainment: $275.00
Clothing, household expenses: $40.00
Credit cards and other loans: $205.00
Other expenses: $30.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/17/2011 9:03:42 AM |
| 2grindstones | $25.00 | 5/17/2011 9:39:25 AM |
| coin-bee1 | $25.00 | 5/17/2011 2:57:22 PM |
| missoula | $25.00 | 5/17/2011 4:01:25 PM |
| the-enthralling-coin | $25.00 | 5/17/2011 5:26:57 PM |
| cerebral-deal353 | $25.00 | 5/17/2011 6:04:50 PM |
| upbeat-finance8 | $25.00 | 5/17/2011 6:47:44 PM |
| shrewd-income | $25.00 | 5/18/2011 1:16:50 AM |
| Rulea72 | $28.21 | 5/18/2011 6:48:37 AM |
| aliasqalias | $25.00 | 5/18/2011 8:57:15 AM |
| Bidwinner08 | $35.00 | 5/18/2011 11:21:24 AM |
| dsgfl1 | $30.00 | 5/18/2011 12:33:30 PM |
| suave-dime6 | $25.00 | 5/18/2011 6:37:41 PM |
| openness-antioxidant | $100.00 | 5/19/2011 12:47:05 PM |
| jstefans | $25.00 | 5/19/2011 2:46:03 PM |
| five-star-note | $75.00 | 5/19/2011 5:26:56 PM |
| economy-coup | $100.00 | 5/20/2011 12:09:17 AM |
| anton | $500.00 | 5/20/2011 8:29:48 AM |
| jgar_O | $30.00 | 5/17/2011 9:22:52 AM |
| CoolPlexer | $25.00 | 5/17/2011 9:42:16 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:49:55 AM |
| worth-blanket2 | $3,955.00 | 5/17/2011 10:26:25 AM |
| ChoiceInvestments | $25.00 | 5/17/2011 2:35:41 PM |
| janeybooboo | $54.89 | 5/17/2011 4:33:35 PM |
| thankful-nickel2 | $25.00 | 5/17/2011 7:55:41 PM |
| tranquil-gain1 | $100.00 | 5/18/2011 8:56:32 AM |
| brightest-dignified-penny | $25.00 | 5/18/2011 10:30:42 AM |
| loss-of-control | $100.00 | 5/18/2011 4:54:27 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:48 PM |
| doomsday18 | $25.00 | 5/19/2011 7:28:23 AM |
| baker31 | $50.00 | 5/19/2011 12:07:26 PM |
| hidavehi | $29.00 | 5/19/2011 7:39:39 PM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
507093
This series of Notes was issued and sold upon the funding of the borrower loan #49495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-16-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $267.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,713 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ChristianLender |
Borrower's state:
| Michigan |
Borrower's group:
| The College Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 32 ( 84% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $8,495.00 | < 31 days late:
| 6
( 16% )
| 660-679
(Mar-2010)
660-679
(Jun-2008)
520-539
(Jan-2008)
540-559
(Aug-2007)
|
|
Principal balance:
| $2,981.21 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 38 | | |
Description
3rd Prosper Loan---Great Borrower
Purpose of loan: My wife has a credit card that is 32% interest and would love to consolidate this credit card and the rest of my current prosper loan with a new lower interest rate. Plus, would rather pay you wonderful Prosper lenders rather than the banks!!
My financial situation:
My wife just got a job at a doctor's office and gets paid pretty good. I work at a local university and have been for 10 years this July. So, our income is great and we don't have too many bills other than some debt like a car loan and my current prosper loan.
I have paid all my Prosper loans fully and only have a couple late payments due to switching checking accounts and not getting them changed in time in Prosper. I can guarantee I will pay this loan. I want to increase my credit score and lower my debt at the same time. Just like my other prosper loans, I will pay this one off a little early.
Monthly net income: $3500
Total Monthly expenses: $2500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/16/2011 5:09:00 PM |
| 2grindstones | $25.00 | 5/16/2011 5:34:38 PM |
| SolarMoonshine | $25.00 | 5/16/2011 6:26:00 PM |
| Phatt-Daddy | $51.81 | 5/17/2011 6:42:52 AM |
| worth-blanket2 | $4,900.00 | 5/17/2011 10:27:24 AM |
| hidavehi | $26.00 | 5/17/2011 7:27:30 PM |
| adventure0 | $150.00 | 5/17/2011 8:38:52 PM |
| marwadi-62 | $300.00 | 5/18/2011 8:09:10 AM |
| Rulea72 | $28.21 | 5/18/2011 6:48:17 AM |
| blue-useful-auction | $25.00 | 5/18/2011 8:25:17 AM |
| mrstender | $25.00 | 5/18/2011 12:38:32 PM |
| pthighs | $50.00 | 5/18/2011 1:27:58 PM |
| loss-of-control | $50.00 | 5/18/2011 4:47:26 PM |
| jjswanso | $50.00 | 5/18/2011 7:01:34 PM |
| janeybooboo | $100.00 | 5/18/2011 10:40:36 PM |
| COCHINOBOY | $28.52 | 5/19/2011 1:07:54 AM |
| ScottCapital | $25.00 | 5/19/2011 5:32:06 AM |
| moola-cell3 | $50.00 | 5/19/2011 7:30:44 AM |
| s270 | $50.00 | 5/19/2011 9:32:10 AM |
| mpatrick | $25.00 | 5/19/2011 9:38:23 AM |
| payout-alien6 | $25.00 | 5/19/2011 11:58:42 AM |
| a-fund-doctor | $25.00 | 5/19/2011 11:57:11 PM |
| DasMula | $27.00 | 5/16/2011 7:08:28 PM |
| EEasyMoney | $25.00 | 5/17/2011 3:03:09 PM |
| janeybooboo | $100.00 | 5/17/2011 4:31:07 PM |
| shrewd-income | $25.00 | 5/18/2011 1:15:51 AM |
| tranquil-gain1 | $100.00 | 5/18/2011 8:55:33 AM |
| Reddy_Capital | $25.00 | 5/18/2011 8:40:53 PM |
| pioneer580 | $36.05 | 5/19/2011 6:14:49 AM |
| GElender | $25.00 | 5/19/2011 6:31:55 AM |
| dcshobby | $25.00 | 5/19/2011 3:00:50 PM |
| jstefans | $25.00 | 5/19/2011 2:45:08 PM |
| five-star-note | $75.00 | 5/19/2011 5:26:24 PM |
| frooogal | $50.00 | 5/19/2011 8:47:55 PM |
| direct-asset | $25.00 | 5/20/2011 7:18:36 AM |
| anton | $360.00 | 5/20/2011 8:28:44 AM |
| worldly-income2 | $25.00 | 5/20/2011 8:11:26 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
507135
This series of Notes was issued and sold upon the funding of the borrower loan #49655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,900.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-17-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $163.41 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $489 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| OneLifeOneLove |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2010)
620-639
(Apr-2008)
|
|
Principal balance:
| $1,449.32 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 49 | | |
Description
College Grad Starting Internship
I am graduating From California State University-Chico this month with an Art History degree. Im beginning an internship this summer at a local gallery and need some financial security as I step out into the real world. This is my third time using prosper, I have perfect payment history and have already paid off one of my previous loans. Thanks for your consideration and support.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| woohoo | $25.00 | 5/21/2011 12:34:15 PM |
| missing-link | $25.00 | 5/17/2011 9:03:48 AM |
| money-baron-roth-IRA | $100.00 | 5/17/2011 9:03:17 AM |
| Kash2010lu | $25.00 | 5/17/2011 9:15:56 AM |
| NekHoldings | $25.00 | 5/17/2011 9:21:27 AM |
| reflective-rupee | $25.00 | 5/17/2011 9:51:17 AM |
| MoneyForNothing | $34.71 | 5/17/2011 9:58:22 AM |
| innocent-loot | $25.00 | 5/17/2011 10:19:59 AM |
| kind-charming-value | $1,000.00 | 5/17/2011 11:18:35 PM |
| loan-master1 | $25.00 | 5/17/2011 7:52:34 PM |
| penny-sergeant | $25.00 | 5/18/2011 2:10:36 PM |
| money-baron | $100.00 | 5/19/2011 9:16:46 AM |
| Ubiquinone | $25.00 | 5/19/2011 10:01:13 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:35:48 AM |
| grnii78 | $200.00 | 5/20/2011 2:13:24 PM |
| OldManP | $25.00 | 5/21/2011 3:58:27 AM |
| twjh | $25.00 | 5/21/2011 4:28:52 AM |
| platinum-zoo4 | $26.44 | 5/21/2011 10:05:00 AM |
| oxnard | $25.00 | 5/21/2011 9:46:05 AM |
| 420limo | $25.00 | 5/21/2011 10:28:33 AM |
| benefit-persimmon6 | $100.00 | 5/21/2011 10:30:17 AM |
| CA-Lender | $25.05 | 5/21/2011 10:02:21 AM |
| Bob450 | $33.00 | 5/21/2011 10:16:10 AM |
| DasMula | $27.00 | 5/21/2011 11:03:29 AM |
| orange-coin-walnut | $50.00 | 5/21/2011 10:43:06 AM |
| indomitable-dedication | $50.00 | 5/21/2011 10:47:11 AM |
| competent-p2p | $45.00 | 5/21/2011 10:40:10 AM |
| power-leader1 | $25.00 | 5/21/2011 11:11:02 AM |
| Banker_Joe | $25.00 | 5/21/2011 11:17:32 AM |
| DreDub | $50.00 | 5/21/2011 11:21:44 AM |
| resplendent-dollar | $25.00 | 5/21/2011 11:23:39 AM |
| SOP_Bank | $25.00 | 5/21/2011 11:29:48 AM |
| dogdog | $25.00 | 5/21/2011 12:34:54 PM |
| buffalobills | $25.00 | 5/21/2011 12:01:34 PM |
| cerebral-dollar773 | $81.87 | 5/21/2011 11:57:43 AM |
| brightest-p2p-magnitude | $25.00 | 5/21/2011 12:04:17 PM |
| gold-virtuoso | $37.28 | 5/21/2011 12:45:49 PM |
| SLN-10 | $50.00 | 5/17/2011 9:04:12 AM |
| investment-artist | $25.01 | 5/17/2011 9:03:20 AM |
| suave-dime6 | $25.00 | 5/17/2011 9:05:49 AM |
| jgar_O | $30.00 | 5/17/2011 9:22:54 AM |
| 2grindstones | $25.22 | 5/17/2011 9:26:58 AM |
| credit-guard5 | $25.00 | 5/17/2011 9:38:40 AM |
| CoolPlexer | $25.00 | 5/17/2011 9:42:18 AM |
| SolarMoonshine | $25.00 | 5/17/2011 10:04:07 AM |
| exchange-pledge | $50.00 | 5/17/2011 10:37:04 AM |
| genuine-integrity0 | $25.00 | 5/17/2011 1:41:14 PM |
| EEasyMoney | $25.00 | 5/17/2011 3:02:06 PM |
| Mikale360 | $25.00 | 5/18/2011 6:48:14 AM |
| Brown98 | $25.00 | 5/18/2011 8:03:05 AM |
| tranquil-gain1 | $75.00 | 5/18/2011 9:11:53 AM |
| daekpon | $25.00 | 5/18/2011 10:23:23 AM |
| CA_Lender | $25.00 | 5/18/2011 5:43:59 PM |
| thankful-nickel2 | $25.00 | 5/18/2011 8:59:27 PM |
| cgoca | $25.00 | 5/18/2011 11:01:50 PM |
| tech310 | $50.00 | 5/19/2011 1:48:20 AM |
| pthighs | $50.00 | 5/19/2011 11:00:34 AM |
| economy-coup | $100.00 | 5/20/2011 12:08:11 AM |
| scarlet-velvet | $25.00 | 5/20/2011 3:49:31 PM |
| irrelevant | $25.00 | 5/20/2011 5:57:00 PM |
| Jerrys1951 | $35.00 | 5/21/2011 8:56:22 AM |
| new0rleans | $25.00 | 5/21/2011 9:32:44 AM |
| sweetlan | $25.05 | 5/21/2011 10:01:22 AM |
| whatreality | $25.00 | 5/21/2011 10:03:10 AM |
| the-enthralling-coin | $25.00 | 5/21/2011 10:17:46 AM |
| Pu239 | $70.00 | 5/21/2011 11:32:35 AM |
| q4golf | $27.00 | 5/21/2011 12:08:17 PM |
| engrossing-benefit0 | $32.37 | 5/21/2011 12:11:52 PM |
| musegaze | $120.00 | 5/21/2011 11:48:35 AM |
| gelt4u | $25.00 | 5/21/2011 12:22:43 PM |
| Socorro_Capital_Partners | $25.00 | 5/21/2011 12:29:30 PM |
| nswfool | $50.00 | 5/21/2011 12:20:02 PM |
| houli123 | $50.00 | 5/21/2011 12:23:06 PM |
| 73 Investments
|
Borrower Payment Dependent Notes Series
507269
This series of Notes was issued and sold upon the funding of the borrower loan #49590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $203.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 11y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,073 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| provxraytech |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 8 ( 100% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jun-2010)
760-779
(Aug-2009)
720-739
(Apr-2009)
740-759
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Refi for renovations
I am relisting this for less, this will be used to pay off one lender.
This loan will be used to pay off higher interest lenders we use for the purchase and renovations of investment properties. We anticipate a target resale price of $49,900 on our current renovation, which gives us negotiating room for a quick sale.
This property is in a bedroom community where we grew up, so we have a good knowledge base of the area, and good friends working with us who are realtors working in this community.
We have impeccable credit scores, with a 100% on time payment history for everything from home loans to phone bills. Our cash flow situation has us running in the black by over $1000 a month, with an adequate cash reserve we keep for emergency situations.
We certainly anticipate being able to pay this loan early, but will likely run it full term, given the very fair rate offering.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Johnab | $25.03 | 5/22/2011 6:50:27 AM |
| indomitable-coin | $25.00 | 5/19/2011 9:03:14 AM |
| scrappy-bonus2 | $25.00 | 5/19/2011 9:04:04 AM |
| Dollars4Rent | $50.00 | 5/19/2011 9:02:12 AM |
| meux99 | $25.00 | 5/19/2011 9:04:20 AM |
| useful-currency | $25.00 | 5/19/2011 9:06:06 AM |
| DukSerduk | $25.00 | 5/19/2011 9:02:05 AM |
| Avala | $50.00 | 5/19/2011 9:04:34 AM |
| flexible-value | $35.00 | 5/19/2011 9:05:13 AM |
| SolarMoonshine | $25.00 | 5/19/2011 10:00:00 AM |
| cashhelp | $60.00 | 5/19/2011 10:01:37 AM |
| sappy02 | $50.00 | 5/19/2011 10:03:08 AM |
| RandyL3 | $25.00 | 5/19/2011 10:27:33 AM |
| penny-finder | $49.98 | 5/19/2011 10:59:12 AM |
| MarvintheMartian | $30.00 | 5/19/2011 12:04:12 PM |
| r48 | $52.00 | 5/19/2011 11:14:52 AM |
| gojackgo | $100.00 | 5/19/2011 12:28:52 PM |
| heavenly-interest9 | $100.00 | 5/19/2011 5:32:56 PM |
| neighborly-hope6 | $100.00 | 5/19/2011 7:46:33 PM |
| damage | $25.00 | 5/20/2011 2:03:21 PM |
| bkb7484 | $25.00 | 5/20/2011 7:31:58 PM |
| Dan4703 | $25.00 | 5/21/2011 5:29:11 AM |
| vine99 | $110.00 | 5/21/2011 11:34:41 AM |
| reflective-rupee | $25.01 | 5/21/2011 1:15:11 PM |
| novice-speculator | $25.00 | 5/21/2011 1:44:09 PM |
| helpishere777 | $50.00 | 5/21/2011 1:47:09 PM |
| jaesposito | $25.00 | 5/21/2011 2:33:23 PM |
| first-serene-credit | $25.00 | 5/21/2011 3:16:47 PM |
| Bank42 | $50.00 | 5/21/2011 2:12:19 PM |
| BlessedEveryDay | $32.69 | 5/21/2011 4:07:32 PM |
| foldingbenny2 | $100.00 | 5/21/2011 2:54:13 PM |
| marwadi-62 | $150.00 | 5/21/2011 4:29:10 PM |
| AFairDeal | $60.00 | 5/21/2011 5:40:07 PM |
| _NaLNaBB | $1,000.00 | 5/21/2011 6:27:19 PM |
| payout-reaction740 | $25.00 | 5/21/2011 6:27:40 PM |
| thankful-nickel2 | $50.00 | 5/21/2011 6:45:36 PM |
| currency-persimmon | $50.00 | 5/21/2011 4:10:52 PM |
| benefit-banshee | $38.60 | 5/21/2011 6:03:36 PM |
| Whitewater_Loans | $50.00 | 5/21/2011 5:06:11 PM |
| impeccable-duty7 | $50.00 | 5/21/2011 5:14:43 PM |
| head | $25.00 | 5/22/2011 5:02:36 AM |
| JustOneVoice | $25.00 | 5/22/2011 7:21:33 AM |
| cash-queen | $35.00 | 5/21/2011 11:34:52 PM |
| micko | $25.00 | 5/22/2011 9:08:27 AM |
| setUup | $38.40 | 5/22/2011 9:25:26 AM |
| vtr1000 | $25.00 | 5/22/2011 9:42:01 AM |
| Lotsofbears | $29.11 | 5/22/2011 8:01:23 AM |
| jmb_lending | $413.49 | 5/22/2011 10:17:03 AM |
| soular21804 | $25.00 | 5/22/2011 8:46:18 AM |
| heerzaquestion | $50.00 | 5/22/2011 8:52:36 AM |
| investment-artist | $25.02 | 5/22/2011 9:05:19 AM |
| Leopoldine | $25.00 | 5/22/2011 9:19:35 AM |
| flexible-duty3 | $25.00 | 5/22/2011 7:08:55 AM |
| drkosh | $100.00 | 5/22/2011 7:37:27 AM |
| Zgruntlove | $40.00 | 5/22/2011 8:51:13 AM |
| note-tycoon1 | $30.00 | 5/22/2011 9:33:43 AM |
| wild-orange | $420.83 | 5/22/2011 10:47:53 AM |
| antlr | $50.00 | 5/19/2011 9:03:34 AM |
| bb575 | $50.00 | 5/19/2011 9:04:10 AM |
| minista | $25.00 | 5/19/2011 9:06:12 AM |
| diablorulz | $50.00 | 5/19/2011 9:06:33 AM |
| truth-image | $100.00 | 5/19/2011 9:03:41 AM |
| ore-genius2 | $600.00 | 5/19/2011 9:04:48 AM |
| compoundinterest | $50.00 | 5/19/2011 9:05:00 AM |
| Goodlender42 | $25.00 | 5/19/2011 9:07:07 AM |
| availableloan | $25.00 | 5/19/2011 9:03:24 AM |
| reflective-rupee | $25.00 | 5/19/2011 10:01:57 AM |
| cool_kubera | $50.00 | 5/19/2011 1:07:24 PM |
| freetolive | $25.00 | 5/19/2011 1:43:38 PM |
| hookUup | $33.02 | 5/19/2011 5:17:57 PM |
| cwegert | $100.00 | 5/20/2011 7:42:54 AM |
| blooming-market | $25.00 | 5/20/2011 2:03:02 PM |
| orange-cordial-marketplace | $50.00 | 5/20/2011 7:48:30 PM |
| buukyak | $37.50 | 5/21/2011 11:48:56 AM |
| favorite-truth | $50.00 | 5/21/2011 12:48:37 PM |
| tutnyce | $50.00 | 5/21/2011 1:09:27 PM |
| benefit-persimmon6 | $100.00 | 5/21/2011 1:43:31 PM |
| CSinvestments | $25.00 | 5/21/2011 3:10:03 PM |
| GoldenGo4 | $57.48 | 5/21/2011 4:16:11 PM |
| Mad_Scientist | $100.00 | 5/21/2011 4:17:48 PM |
| luvlending | $50.00 | 5/21/2011 6:32:18 PM |
| tomdooley12520 | $25.00 | 5/21/2011 5:31:44 PM |
| Duckshovel | $50.00 | 5/21/2011 7:17:04 PM |
| p2ploan-sensation211 | $25.00 | 5/21/2011 9:38:18 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:54 PM |
| cwegert | $100.00 | 5/22/2011 8:26:50 AM |
| ryan6853 | $25.00 | 5/22/2011 7:39:50 AM |
| Nerdster1 | $40.11 | 5/22/2011 8:08:34 AM |
| investment-comet | $25.00 | 5/22/2011 8:48:15 AM |
| green-moola-sniffer | $50.00 | 5/22/2011 6:51:59 AM |
| economy-popcorn | $25.00 | 5/22/2011 7:29:14 AM |
| Leopoldine | $25.00 | 5/22/2011 9:19:43 AM |
| neutrino6 | $30.00 | 5/22/2011 9:21:52 AM |
| dynrep | $25.00 | 5/22/2011 9:28:41 AM |
| Dopplerbob | $26.73 | 5/22/2011 9:33:47 AM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
507363
This series of Notes was issued and sold upon the funding of the borrower loan #49563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-19-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $195.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2003 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 9y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,659 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| note-outpost |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Newly wed debt consolidation
Purpose of loan: debt consolidation
My financial situation: My wife and I are recently married. We both came into the marriage with credit cards and medical bills. We do make ends meet, but it would be such a relief to have paid off all our credit and medical bills and have 1 monthly payment.
I am a good candidate for this loan because I make sure I make payments on time. Being single,I did not care about my financial future, I was just living in the moment, wasting money. Now that I am married, and have become more mature,I realize what I could have provided my wife with had I not had so much debt. I have goals and motivation to meet those goals now. I didn't before. I will definitely make sure I don't rack up debt ever again.
Monthly net income:$3000 & wife-1800
Housing:$1101
Insurance and car:$165
Utilities:$120
Phone, cable, internet:$99
Food, entertainment:$250
Household expenses, etc:$75
C. cards and loans:$1000 (right now)
Other expenses:$70-meds, incidentals
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/18/2011 5:11:13 PM |
| 2grindstones | $25.00 | 5/18/2011 5:43:24 PM |
| worth-blanket2 | $3,150.00 | 5/19/2011 9:25:43 AM |
| pthighs | $50.00 | 5/19/2011 10:57:34 AM |
| shrewd-income | $150.00 | 5/19/2011 2:32:34 PM |
| suave-dime6 | $25.00 | 5/18/2011 5:12:30 PM |
| SolarMoonshine | $25.00 | 5/18/2011 5:25:50 PM |
| economy-coup | $100.00 | 5/18/2011 7:03:40 PM |
| tech310 | $50.00 | 5/19/2011 1:46:41 AM |
| golffish2 | $25.00 | 5/19/2011 4:06:04 AM |
| Kash2010lu | $25.00 | 5/19/2011 10:31:58 AM |
| kind-charming-value | $700.00 | 5/19/2011 1:41:51 PM |
| donaldo | $150.00 | 5/19/2011 2:00:12 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
507395
This series of Notes was issued and sold upon the funding of the borrower loan #49629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-23-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $163.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 128% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,035 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bountiful-value0 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Looking for small loan
Purpose of loan: Consolidate debt
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 1472.
Monthly expenses: $
Housing: $0
Insurance: $ 69.
Car expenses: $ 319.
Utilities: $
Phone, cable, internet: $ 50.
Food, entertainment: $ 350
Clothing, household expenses: $ 50
Credit cards and other loans: $ 250.
Other expenses: $ 50.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/18/2011 9:11:44 AM |
| missing-link | $25.00 | 5/18/2011 9:13:30 AM |
| favorite-commerce | $50.00 | 5/18/2011 9:20:01 AM |
| reflective-rupee | $25.00 | 5/18/2011 10:43:58 AM |
| SecondChanceLendingSERV | $25.00 | 5/18/2011 12:17:59 PM |
| shrewd-income | $25.00 | 5/18/2011 1:31:58 PM |
| pthighs | $50.00 | 5/19/2011 10:27:11 AM |
| coin-sonnet | $100.00 | 5/20/2011 10:36:36 AM |
| intelligent-yield | $25.00 | 5/22/2011 1:33:07 PM |
| shrewd-deal3 | $50.00 | 5/23/2011 10:41:42 AM |
| whatreality | $25.00 | 5/23/2011 12:34:51 PM |
| chato2345 | $25.00 | 5/23/2011 1:01:31 PM |
| a-restless-dollar | $50.00 | 5/23/2011 1:10:28 PM |
| briskdevl07 | $25.00 | 5/23/2011 10:38:16 AM |
| balance-warrior | $25.04 | 5/23/2011 12:16:59 PM |
| atcrain07 | $25.00 | 5/23/2011 11:04:35 AM |
| houli123 | $25.00 | 5/23/2011 11:53:25 AM |
| Leopoldine | $25.00 | 5/23/2011 12:36:38 PM |
| anton | $105.00 | 5/23/2011 1:45:19 PM |
| heerzaquestion | $25.00 | 5/23/2011 1:13:50 PM |
| 2grindstones | $25.00 | 5/18/2011 10:03:09 AM |
| CASSHMAN | $125.00 | 5/18/2011 6:33:47 PM |
| competent-p2p | $25.00 | 5/18/2011 6:37:31 PM |
| suave-dime6 | $25.00 | 5/19/2011 6:03:41 AM |
| openness-antioxidant | $75.00 | 5/19/2011 1:19:55 PM |
| jjswanso | $25.00 | 5/19/2011 4:24:21 PM |
| economy-coup | $100.00 | 5/20/2011 12:08:21 AM |
| tranquil-gain1 | $100.00 | 5/20/2011 9:46:46 AM |
| taltman | $25.00 | 5/20/2011 11:11:16 AM |
| the-enthralling-coin | $25.00 | 5/20/2011 10:45:03 AM |
| Bob450 | $25.00 | 5/21/2011 8:48:07 AM |
| erowis | $50.00 | 5/21/2011 11:08:41 AM |
| irrelevant | $25.00 | 5/21/2011 11:34:29 AM |
| wise-benjamins-fortress | $25.00 | 5/23/2011 8:54:01 AM |
| SB94114 | $40.07 | 5/23/2011 8:46:15 AM |
| Doug1043 | $25.00 | 5/23/2011 8:53:07 AM |
| CA-Lender | $50.05 | 5/23/2011 9:11:52 AM |
| greenkid | $50.00 | 5/23/2011 9:39:09 AM |
| scarlet-velvet | $25.00 | 5/23/2011 9:52:54 AM |
| MJTimages_com | $50.00 | 5/23/2011 10:07:05 AM |
| enriching-credit9 | $50.00 | 5/23/2011 9:52:47 AM |
| bold-attentive-listing | $50.00 | 5/23/2011 12:04:58 PM |
| gain-expert | $25.00 | 5/23/2011 11:39:38 AM |
| coin-sphinx4 | $30.00 | 5/23/2011 1:03:49 PM |
| randsenterprise | $25.00 | 5/23/2011 12:36:58 PM |
| chungfang | $25.00 | 5/23/2011 11:20:01 AM |
| DreDub | $50.00 | 5/23/2011 12:07:23 PM |
| enriched-truth | $50.00 | 5/23/2011 12:38:20 PM |
| Frover | $25.00 | 5/23/2011 12:39:26 PM |
| neutrino6 | $25.00 | 5/23/2011 1:38:28 PM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
507421
This series of Notes was issued and sold upon the funding of the borrower loan #49582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 9.29% |
Borrower rate/APR:
| 10.29% / 12.40% |
Monthly payment:
| $97.21 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.26% | | |
| |
Estimated return*:
| 6.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,481 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| AlexHKing |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 18 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2009)
780-799
(Jun-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Professional Designer ? Moving Exp.
Purpose of loan:
Need some capital for an unexpected move! I have a steady full-time job that pays well, but moving in San Francisco is expensive and I need a bit of help to cover deposit / moving service.
My financial situation:
I make close to 100k per year and I have immaculate credit. I have a steady job and freelance income. I've never been late on a payment, and I don't plan to ever be.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| bb575 | $50.00 | 5/19/2011 9:04:12 AM |
| r48 | $52.00 | 5/19/2011 11:13:29 AM |
| interloode | $50.00 | 5/19/2011 11:14:19 AM |
| Mav26 | $50.00 | 5/19/2011 1:10:24 PM |
| scrappy-bonus2 | $25.00 | 5/19/2011 5:31:27 PM |
| indomitable-coin | $25.00 | 5/19/2011 5:33:04 PM |
| s270 | $100.00 | 5/20/2011 6:16:52 AM |
| RandyL3 | $25.00 | 5/21/2011 4:14:31 AM |
| a-finance-nirvana | $25.00 | 5/21/2011 5:08:32 AM |
| elvisloans | $25.00 | 5/21/2011 7:02:35 AM |
| TikPmp1 | $25.00 | 5/21/2011 7:51:19 AM |
| darylc | $25.00 | 5/21/2011 8:38:25 AM |
| mob205 | $25.00 | 5/21/2011 10:05:30 AM |
| JustMee | $25.00 | 5/21/2011 1:29:05 PM |
| tutnyce | $100.00 | 5/21/2011 1:39:30 PM |
| efficient-treasure0 | $25.00 | 5/21/2011 1:55:21 PM |
| gdfp158 | $30.00 | 5/21/2011 1:28:29 PM |
| Figure4 | $25.00 | 5/21/2011 3:40:10 PM |
| sensational-dollar | $25.00 | 5/21/2011 4:45:50 PM |
| bonus-quark4 | $25.00 | 5/21/2011 4:22:39 PM |
| Mad_Scientist | $60.00 | 5/21/2011 4:24:26 PM |
| marwadi-62 | $150.00 | 5/21/2011 4:27:31 PM |
| thankful-nickel2 | $50.00 | 5/21/2011 4:39:28 PM |
| bcfinvestments | $30.37 | 5/21/2011 8:43:31 PM |
| anton | $172.00 | 5/21/2011 9:28:36 PM |
| Duckshovel | $25.00 | 5/21/2011 7:09:03 PM |
| chuchutrain | $25.00 | 5/21/2011 8:57:12 PM |
| qsolo | $200.00 | 5/19/2011 9:06:51 AM |
| NekHoldings | $25.00 | 5/19/2011 9:27:12 AM |
| r48 | $25.00 | 5/19/2011 11:16:09 AM |
| atlas100 | $50.00 | 5/19/2011 1:02:48 PM |
| bold-elated-loot | $50.00 | 5/19/2011 1:37:01 PM |
| RecoveryLender | $25.00 | 5/19/2011 3:03:48 PM |
| cashhelp | $50.00 | 5/19/2011 4:30:57 PM |
| Tradesmanlender | $35.00 | 5/19/2011 4:54:33 PM |
| hookUup | $30.02 | 5/19/2011 5:30:30 PM |
| vutah | $25.00 | 5/19/2011 7:17:29 PM |
| green-loyalty-cub | $50.00 | 5/20/2011 10:05:09 AM |
| Florida67 | $70.00 | 5/20/2011 4:26:45 PM |
| FinDoc | $25.00 | 5/21/2011 3:28:09 AM |
| TechieLender | $34.78 | 5/21/2011 4:54:32 AM |
| market-network | $25.00 | 5/21/2011 8:53:16 AM |
| Interloper | $27.00 | 5/21/2011 10:12:53 AM |
| interloode | $75.00 | 5/21/2011 5:12:37 PM |
| goodhearted-basis4 | $25.00 | 5/21/2011 5:34:27 PM |
| sweet-social2 | $35.91 | 5/21/2011 6:23:20 PM |
| _NaLNaBB | $400.00 | 5/21/2011 6:30:13 PM |
| luvlending | $50.00 | 5/21/2011 6:36:02 PM |
| janeybooboo | $100.00 | 5/21/2011 6:07:05 PM |
| eloquent-dime416 | $50.00 | 5/21/2011 7:53:55 PM |
| calkidd05 | $26.00 | 5/21/2011 5:32:47 PM |
| CA_Lender | $25.00 | 5/21/2011 5:35:54 PM |
| SolarMoonshine | $25.00 | 5/21/2011 5:49:26 PM |
| payment-halo | $25.00 | 5/21/2011 7:26:11 PM |
| nolahelper | $25.00 | 5/21/2011 7:55:01 PM |
| elevated-finance | $25.00 | 5/21/2011 9:12:56 PM |
| Kessler | $42.78 | 5/21/2011 6:32:21 PM |
| engaging-worth | $25.00 | 5/21/2011 7:49:56 PM |
| freefly67 | $29.58 | 5/21/2011 8:48:28 PM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
507443
This series of Notes was issued and sold upon the funding of the borrower loan #49486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-18-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-18-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $185 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| funds-circuit888 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2009)
720-739
(Oct-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Return Borrower Won't let you down
Purpose of loan:
This loan will be used to...get pool open and fix a few things at my home
My financial situation:
I am a good candidate for this loan because...I work a seasonal job and share my home with my mother who helps pay the mortgage. Not many credit card bills pay off monthly
Monthly net income: $2,200.00my pay/ $674DSSI disabled grand daughter/$750 from mother to bills(We have lived in our current home 5+years
Monthly expenses: $1,800
Housing: $1048
Insurance: $113
Car expenses: $100
Utilities: $150
Phone, cable, internet: $118
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| NekHoldings | $25.00 | 5/18/2011 9:07:26 AM |
| money-baron-roth-IRA | $100.00 | 5/18/2011 9:09:33 AM |
| CoolPlexer | $25.00 | 5/18/2011 9:11:22 AM |
| missing-link | $25.00 | 5/18/2011 9:13:38 AM |
| kind-charming-value | $1,000.00 | 5/18/2011 9:22:13 AM |
| marinbb | $100.00 | 5/18/2011 9:23:12 AM |
| ultimate-peace | $25.00 | 5/18/2011 9:16:37 AM |
| 2grindstones | $50.00 | 5/18/2011 10:11:03 AM |
| lending-theory | $50.00 | 5/18/2011 9:52:59 AM |
| economy-popcorn | $25.00 | 5/18/2011 10:24:22 AM |
| Bummerkit | $25.00 | 5/18/2011 10:22:41 AM |
| Kash2010lu | $25.00 | 5/18/2011 9:09:51 AM |
| suave-dime6 | $25.00 | 5/18/2011 9:16:00 AM |
| favorite-commerce | $50.00 | 5/18/2011 9:20:59 AM |
| interloode | $200.00 | 5/18/2011 10:06:43 AM |
| Ubiquinone | $25.00 | 5/18/2011 10:12:13 AM |
| javelin0 | $200.00 | 5/18/2011 10:16:37 AM |
| Rogesparkguy | $25.00 | 5/18/2011 10:22:32 AM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
507457
This series of Notes was issued and sold upon the funding of the borrower loan #49593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,360 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| upright-fairness920 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ossian1
Purpose of loan:
This loan will be used to...auto loan
My financial situation:
I am a good candidate for this loan because... as a real estate appraiser my income has declined over the past few years due to the poor economy and national financial crisis. My income is recovering and the economy is improving. Aslo my wife will be graduating 05/2012 from nursing school and will receive her RN. With the demand for RN's and my improving business our ability to repay this loan is expected to improve in the near future.
Monthly net income: $5000
Monthly expenses:
Housing: $727
Insurance: $260
Car expenses: $0
Gas: $480
Utilities: $250
Phone, cable, internet: $260
Food, entertainment: $480
Clothing, household expenses: $100
Credit cards and other loans: $43
Other expenses: $465
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/19/2011 9:05:31 AM |
| suave-dime6 | $25.00 | 5/19/2011 9:05:52 AM |
| economy-coup | $100.00 | 5/19/2011 10:31:59 AM |
| worth-blanket2 | $3,500.00 | 5/20/2011 5:32:28 PM |
| coin-sonnet | $100.00 | 5/20/2011 5:56:47 PM |
| the-enthralling-coin | $25.00 | 5/20/2011 5:57:25 PM |
| Kash2010lu | $25.00 | 5/20/2011 10:49:06 PM |
| janeybooboo | $100.00 | 5/21/2011 11:21:54 AM |
| favorite-commerce | $25.00 | 5/21/2011 12:28:57 PM |
| SolarMoonshine | $25.00 | 5/21/2011 1:17:30 PM |
| periko | $25.00 | 5/21/2011 3:27:08 PM |
| dynrep | $50.00 | 5/21/2011 3:32:53 PM |
| kwan | $25.00 | 5/21/2011 11:44:50 PM |
| diversification-medalist | $40.07 | 5/21/2011 11:41:17 PM |
| pious-integrity6 | $25.00 | 5/21/2011 9:18:10 PM |
| Reliance_Banker | $35.42 | 5/22/2011 10:27:05 AM |
| lamsabuy | $270.00 | 5/22/2011 1:03:28 PM |
| Whipster | $25.00 | 5/22/2011 7:24:46 AM |
| ultimate-peace | $150.00 | 5/19/2011 9:44:07 AM |
| speedy-point | $25.00 | 5/19/2011 3:18:44 PM |
| 2grindstones | $25.00 | 5/19/2011 9:58:34 PM |
| reflective-rupee | $200.00 | 5/21/2011 5:52:49 AM |
| bluehen00 | $30.00 | 5/21/2011 5:29:00 AM |
| Bob450 | $25.00 | 5/21/2011 10:26:44 AM |
| yf99yz | $30.00 | 5/21/2011 12:18:50 PM |
| IASKGOD | $25.00 | 5/21/2011 10:28:45 PM |
| Nerdster1 | $25.11 | 5/22/2011 10:49:21 AM |
| nodebt2012 | $25.00 | 5/22/2011 9:30:24 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
507565
This series of Notes was issued and sold upon the funding of the borrower loan #49602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-20-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2009 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Engineer - Electric... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $672 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| auction-shrine2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Transfer Student Seeks Small Loan
Hello,
I am a transfer student going to attend the University of Central Florida (UCF). I just recently moved here, and I am looking for a small loan to cover moving expenses.
I currently am struggling to come up with the commonly-wanted 3 months of advanced rent (which can total up to $1500) while at the same time finding a job and getting around with public transportation.
A $3000 loan would help a great deal in being able to move into a house, and afford a cheap mode of transportation.
I am the owner of a small business, called 407 Tech Solutions, which has been very successful. We (me and my 2 business associates) repair a large assortment of electronics for half the cost of the manufacturer, including Apple iPhones, Xbox, and other electronic devices.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| missing-link | $25.00 | 5/19/2011 5:03:01 PM |
| suave-dime6 | $25.00 | 5/19/2011 5:03:26 PM |
| economy-coup | $100.00 | 5/20/2011 12:07:27 AM |
| 2grindstones | $25.00 | 5/20/2011 9:18:45 AM |
| taltman | $25.00 | 5/20/2011 11:05:57 AM |
| CashFlow13 | $3,000.00 | 5/20/2011 4:01:53 PM |
| 6 Investments
|
Borrower Payment Dependent Notes Series
507723
This series of Notes was issued and sold upon the funding of the borrower loan #49652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,200.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-21-2011 |
|
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 34.62% |
Monthly payment:
| $137.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 15.61% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 25y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,679 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| stevwill |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,700.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2009)
640-659
(Aug-2009)
620-639
(Apr-2008)
580-599
(Feb-2008)
|
|
Principal balance:
| $628.99 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 55 | | |
Description
need to expand lawn care company
Purpose of loan: buisness
This loan will be used to...buy lawn equiptment
My financial situation: fair
I am a good candidate for this loan because...
i have paaid one prosper loan in full
Monthly net income: $4800
Monthly expenses: $
Housing: $501
Insurance: $160
Car expenses: $305
Utilities: $130
Phone, cable, internet: $60
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $520
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 5/20/2011 5:05:07 PM |
| MoneyForNothing | $45.73 | 5/20/2011 5:07:45 PM |
| economy-coup | $30.00 | 5/20/2011 5:04:46 PM |
| missing-link | $25.00 | 5/20/2011 5:07:02 PM |
| suave-dime6 | $25.00 | 5/20/2011 5:07:42 PM |
| reflective-rupee | $200.00 | 5/20/2011 5:24:34 PM |
| credit-guard5 | $25.00 | 5/20/2011 6:05:16 PM |
| Amber_Stone | $43.91 | 5/20/2011 7:30:16 PM |
| lendstats_com | $200.00 | 5/20/2011 6:50:44 PM |
| the-enthralling-coin | $25.00 | 5/20/2011 8:08:51 PM |
| 1-HARD-HEAD | $50.00 | 5/21/2011 1:00:23 AM |
| twjh | $25.00 | 5/21/2011 4:13:49 AM |
| LittleMingo | $30.00 | 5/21/2011 4:17:06 AM |
| Military_Support | $200.00 | 5/21/2011 5:00:18 AM |
| shrewd-income | $100.00 | 5/21/2011 6:22:04 AM |
| Mikale360 | $25.00 | 5/21/2011 8:05:27 AM |
| Jerrys1951 | $35.00 | 5/21/2011 8:42:13 AM |
| rupee_power | $33.03 | 5/21/2011 10:19:03 AM |
| hillerod | $25.21 | 5/21/2011 9:59:04 AM |
| cerebral-deal353 | $25.00 | 5/21/2011 10:07:43 AM |
| Bob450 | $25.00 | 5/21/2011 10:25:44 AM |
| rate-sceptre | $50.00 | 5/21/2011 11:15:57 AM |
| money-baron-roth-IRA | $100.00 | 5/21/2011 11:06:47 AM |
| janeybooboo | $37.11 | 5/21/2011 11:18:37 AM |
| CoolPlexer | $25.00 | 5/20/2011 5:05:10 PM |
| kind-charming-value | $1,000.00 | 5/20/2011 5:16:22 PM |
| janeybooboo | $200.00 | 5/20/2011 5:23:44 PM |
| UCLA4life | $40.00 | 5/20/2011 5:03:25 PM |
| dcshobby | $25.00 | 5/20/2011 5:34:51 PM |
| interloode | $300.00 | 5/20/2011 6:51:55 PM |
| hookUup | $26.76 | 5/20/2011 7:46:05 PM |
| thankful-nickel2 | $25.00 | 5/20/2011 8:04:07 PM |
| SolarMoonshine | $25.00 | 5/21/2011 3:45:38 AM |
| NekHoldings | $25.00 | 5/21/2011 6:14:32 AM |
| Moe87 | $26.25 | 5/21/2011 7:34:44 AM |
| the-kindness-honker | $25.00 | 5/21/2011 8:33:19 AM |
| Danjack_Capital | $25.00 | 5/21/2011 10:25:32 AM |
| DasMula | $27.00 | 5/21/2011 11:13:11 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
508097
This series of Notes was issued and sold upon the funding of the borrower loan #49617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-22-2011 |
|
|
Lender yield:
| 25.99% |
Borrower rate/APR:
| 26.99% / 30.53% |
Monthly payment:
| $102.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.34% | | |
| |
Estimated return*:
| 14.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,172 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| ore-kin |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan for home improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/22/2011 12:03:12 PM |
| missing-link | $25.00 | 5/22/2011 12:06:19 PM |
| lendstats_com | $200.00 | 5/22/2011 12:45:20 PM |
| Wangchuk | $25.01 | 5/22/2011 2:21:24 PM |
| Rostov | $25.00 | 5/22/2011 2:30:17 PM |
| rad-pred | $4.99 | 5/22/2011 5:02:24 PM |
| economy-coup | $100.00 | 5/22/2011 12:04:07 PM |
| reflective-rupee | $25.00 | 5/22/2011 12:33:58 PM |
| justasoldier | $40.00 | 5/22/2011 4:06:02 PM |
| profitable-balance | $25.00 | 5/22/2011 4:13:02 PM |
| washboard3 | $30.00 | 5/22/2011 4:08:18 PM |
| 11 Investments
|