Sales Report:Supplement No. 3 dated May 20, 2011 to Prospectus dated May 17, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated May 17, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated May 17, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 490833
This series of Notes was issued and sold upon the funding of the borrower loan #49488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-01-2011 
Term: 36 months Listing End date:  May-11-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $356.48
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 9.53%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2003 Debt/Income ratio: 39%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:3y 10m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,106Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: dcstaff1200 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 17 ( 100% ) 700-719 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
640-659 (Oct-2009)
620-639 (May-2008)
600-619 (Mar-2008)
520-539 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
Debt consolidation
Purpose of loan: Improve Financial Situation

This loan will be used to consolidate debt I have on a few credit cards.
-Visa: $1900 (21%)
-Midwest Mastercard: $4300 (23%)
-ODK Mastercard: $3000 (24%)

I am a good candidate for this loan because I have a steady income and have a history of on time payments. I paid off my last prosper loan early.

Please note, I put money into savings (instead of applying all of it to debt) in order to avoid having to use credit cards in the case of unexpected expenses.

Monthly net income: $2240
Monthly expenses:
Housing: $300
Insurance: $65
Car expenses: $150
Utilities: $150
Phone, cable, internet: $ 120
Food, entertainment: $ 120
Clothing, household expenses: $ 200
Credit cards and other loans: $ 800 (minimum payments only add up to around $300)
Savings: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-enthralling-coin$50.005/1/2011 12:02:00 PM
OldManP$25.005/1/2011 12:02:08 PM
Zolton$100.005/1/2011 12:02:53 PM
tech310$50.005/1/2011 12:03:13 PM
cashhelp$30.005/1/2011 12:01:33 PM
orange-leverage-phoenix$50.005/1/2011 12:01:44 PM
Gibbyland$100.005/1/2011 12:02:25 PM
DasMula$57.005/1/2011 12:35:07 PM
Tradesmanlender$25.005/1/2011 4:47:54 PM
reflective-rupee$25.005/1/2011 7:46:23 PM
transformer855$25.005/2/2011 7:50:03 AM
palace2$400.005/3/2011 2:12:57 PM
Sol_Invictus$25.005/3/2011 3:53:21 PM
Leopoldine$25.005/4/2011 9:26:32 AM
GElender$50.005/5/2011 6:40:16 AM
BxRealtor$25.005/5/2011 10:08:01 AM
the-enthralling-coin$25.005/5/2011 5:50:01 PM
boater01$50.005/6/2011 12:21:26 PM
resolute-basis9$50.005/7/2011 10:52:45 AM
NiceNate$100.005/8/2011 10:06:51 AM
Interloper$27.005/8/2011 1:30:51 PM
worth-blanket2$5,000.005/9/2011 10:49:44 AM
BuffetRocks$100.005/9/2011 1:22:48 PM
grnii78$100.005/9/2011 1:34:22 PM
friendinmoney$25.005/9/2011 3:30:25 PM
upbeat-finance8$25.005/9/2011 4:49:58 PM
ethicalhumanist$50.005/9/2011 6:57:30 PM
Nerdster1$25.105/10/2011 3:42:05 AM
Sturgee$25.005/10/2011 5:20:22 AM
selector568$200.005/10/2011 9:21:32 AM
cesade$33.165/10/2011 9:58:11 AM
best-witty-bazaar$25.005/10/2011 9:34:43 AM
corporatejim$27.655/10/2011 10:41:51 AM
momentous-velocity5$50.005/10/2011 11:04:30 AM
arkleseizure$35.445/10/2011 3:32:02 PM
creative-generosity3$37.005/10/2011 5:19:06 PM
durable-investment8$40.005/10/2011 5:41:47 PM
systemlender$50.005/10/2011 5:47:08 PM
rescue$100.005/10/2011 6:54:46 PM
TheSwissBanker$50.005/10/2011 8:30:28 PM
blue-dollar-viking$25.005/10/2011 8:25:50 PM
houli123$200.005/11/2011 12:42:32 AM
enthralling-deal180$50.005/11/2011 4:20:26 AM
the-reliable-trade$100.005/1/2011 12:03:08 PM
r48$25.005/1/2011 12:08:39 PM
investment-artist$25.015/1/2011 12:02:44 PM
SolarMoonshine$25.005/1/2011 2:46:52 PM
janeybooboo$100.005/1/2011 7:58:34 PM
hookUup$26.715/2/2011 6:58:17 AM
careful-note1$25.005/2/2011 7:53:08 AM
ingenious-deal6$25.005/2/2011 8:57:27 AM
competent-p2p$25.005/2/2011 11:05:55 AM
houli123$200.005/3/2011 8:36:07 AM
bonus-demon$25.005/3/2011 10:23:59 AM
poplar37$25.005/3/2011 12:31:04 PM
designer_10$50.005/3/2011 4:42:19 PM
irrelevant$25.005/3/2011 6:51:02 PM
first-upright-payout$25.005/4/2011 8:03:44 AM
cgoca$25.005/5/2011 11:25:19 AM
penny-candy$25.005/5/2011 7:53:57 PM
silver-breeze3$33.235/6/2011 5:49:47 AM
a-reasonable-return$25.005/6/2011 7:08:04 AM
palace2$450.005/6/2011 7:13:52 AM
wampum-library4$25.005/6/2011 10:00:56 AM
Brown98$25.005/6/2011 12:51:50 PM
dcoggins$25.005/6/2011 6:13:20 PM
qsolo$200.005/9/2011 9:41:48 AM
lender12345$100.005/9/2011 2:26:54 PM
thankful-nickel2$25.005/9/2011 3:48:22 PM
thankful-nickel2$25.005/9/2011 3:50:10 PM
JustMee$25.005/9/2011 6:32:35 PM
miamibeachloaner$50.005/9/2011 7:05:23 PM
velocity-winner$25.005/9/2011 8:08:27 PM
wonderous-power$25.005/10/2011 6:06:34 AM
grampy48$50.005/10/2011 8:19:49 AM
polka2002$25.005/10/2011 10:47:19 AM
p2ploan-sensation211$50.005/10/2011 12:13:42 PM
best-suave-market$50.005/10/2011 12:58:44 PM
payout-motivator0$75.005/10/2011 1:35:06 PM
revenue-appraiser$25.005/10/2011 11:43:05 AM
transparency-baton$25.005/10/2011 2:11:25 PM
radforj22$25.005/10/2011 4:16:02 PM
Only_Money$25.005/10/2011 6:29:29 PM
genome865$100.005/10/2011 7:34:46 PM
CPDDDS$50.005/10/2011 8:54:11 PM
profitable-money$25.005/10/2011 8:25:43 PM
Reddy_Capital$25.005/10/2011 10:12:17 PM
MoneyForNothing$2.705/11/2011 4:20:44 AM
Feyenoord$25.005/11/2011 1:35:57 AM
89 Investments
 
Borrower Payment Dependent Notes Series 502901
This series of Notes was issued and sold upon the funding of the borrower loan #49474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-12-2011 
Term: 36 months Listing End date:  May-14-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-2001 Debt/Income ratio: 42%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 19 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,282Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: blue-peaceful-dedication Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation from college
Purpose of loan:This loan will be used to reduce the some debt that I had acquired in college.

My financial situation:
I am a good candidate for this loan because I pay my bills on time & I don't have negative marks on my credit report. My husband & I are trying to reduce the debt we acquired while we were in college. At the time we did not fully understand the concept of credit & finances. Now that we are older, we are working hard to reduce & eventually eliminate our debt. For example we are working on living below our means. We shop at consignment stores if we need clothes, and we majorly shop at discount grocery stores

I appreciate you taking a look at my listing and I thank you in advance for considering investing in this loan.
Monthly net income: $45,000
Monthly expenses: $1300
Housing: $950
Car expenses: $ 273(car will be paid off in July 2011)
Utilities: $ 60
Phone, cable, internet: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/12/2011 5:07:50 PM
DasMula$27.005/12/2011 5:09:18 PM
lendstats_com$200.005/12/2011 5:11:42 PM
1traveler$25.005/12/2011 11:47:34 PM
InChicago$50.005/13/2011 7:37:14 AM
responsible-worth113$35.005/13/2011 11:56:20 AM
850$50.005/13/2011 1:32:16 PM
missing-link$25.005/13/2011 1:44:13 PM
the-enthralling-coin$25.005/13/2011 5:25:56 PM
BradP$25.005/13/2011 5:49:47 PM
bright-exchange$25.005/13/2011 6:31:46 PM
CashFlow13$800.005/14/2011 7:11:39 AM
economy-coup$30.005/12/2011 5:05:46 PM
SolarMoonshine$25.005/12/2011 5:27:59 PM
2grindstones$25.005/12/2011 5:31:07 PM
worth-blanket2$3,500.005/13/2011 9:57:11 AM
transformer855$25.005/13/2011 10:35:45 AM
reflective-rupee$200.005/13/2011 10:56:49 AM
credit-missile$100.005/13/2011 2:44:53 PM
Rogelio48$25.005/13/2011 7:03:11 PM
20 Investments
 
Borrower Payment Dependent Notes Series 503458
This series of Notes was issued and sold upon the funding of the borrower loan #49450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  May-05-2011 
Term: 60 months Listing End date:  May-18-2011 
 
Lender yield: 16.99% Borrower rate/APR: 17.99% / 19.42% Monthly payment: $228.49
 
Lender servicing fee: 1.00% Effective Yield*: 16.69%  
Estimated return*: 10.74%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Oct-1981 Debt/Income ratio: 35%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 18Length of status:18y 2m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,618Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: unforgettable-finance Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
want to stop the credit card game
Purpose of loan:
This loan will be used to...consolidate debt

My financial situation:
I am a good candidate for this loan because...I have a stable employment history


Monthly net income: $1650
Monthly expenses: $
Housing: $0
Insurance: $45
Car expenses: $425
Utilities: $0
Phone, cable, internet: $64
Food, entertainment: $
Clothing, household expenses: $0
Credit cards and other loans: $553
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Tradesmanlender$25.005/5/2011 9:08:51 AM
bonus-demon$25.005/5/2011 9:09:21 AM
Bank_Of_XL$50.005/5/2011 1:32:45 PM
competent-p2p$25.005/5/2011 7:56:15 PM
reinforced-funds4$25.005/6/2011 11:24:27 AM
Interloper$27.005/8/2011 1:31:43 PM
math1973$50.005/11/2011 9:37:03 AM
kind-magnificent-bid$100.005/12/2011 9:42:53 AM
FigTree$50.005/12/2011 2:20:38 PM
benjamins-utopia$50.005/12/2011 3:56:15 PM
director877$35.825/13/2011 2:52:03 PM
Cai8899$30.005/14/2011 7:50:16 AM
kulender$50.005/14/2011 9:20:21 AM
BxRealtor$25.005/14/2011 4:43:51 PM
first-upright-payout$25.005/14/2011 4:45:25 PM
brightest-dynamic-peace$25.005/14/2011 4:45:32 PM
the-silver-blaster$50.005/16/2011 7:40:42 AM
dedication-elixir$50.005/16/2011 9:23:53 AM
chicco$100.005/16/2011 9:21:55 AM
reinforced-investment4$25.005/16/2011 9:25:05 AM
payout-motivator0$75.005/16/2011 10:30:34 AM
6moonbeams$100.005/16/2011 10:47:20 AM
repayment-genius7$25.005/16/2011 1:31:50 PM
tech310$50.005/16/2011 5:09:50 PM
lagnisiruk$25.005/17/2011 8:15:47 AM
miamibeachloaner$50.005/17/2011 9:25:40 AM
astute-peso9$25.005/17/2011 9:42:36 AM
agreement-guild$100.005/17/2011 9:47:23 AM
Weaverville$25.005/17/2011 1:19:33 PM
thankful-generosity5$25.005/17/2011 4:59:43 PM
exchange-pledge$50.005/17/2011 5:47:23 PM
trade-solo$50.005/18/2011 9:50:26 AM
orbital-velocity7$50.005/18/2011 11:36:08 AM
cathexis$25.005/18/2011 11:51:09 AM
oracle3$50.005/18/2011 1:18:17 PM
bill-expert$42.005/18/2011 2:24:48 PM
meenan$25.005/18/2011 3:07:42 PM
don8ter$25.005/18/2011 3:39:28 PM
goingplaces99$25.005/18/2011 3:42:25 PM
dustman$25.005/18/2011 4:29:23 PM
optimization3$50.005/18/2011 5:53:41 PM
SanJoser$25.005/18/2011 5:57:10 PM
chekat$25.005/18/2011 5:57:26 PM
flexible-value$100.005/18/2011 5:54:08 PM
doncm$50.005/18/2011 5:56:40 PM
Mostyle$25.005/18/2011 5:58:09 PM
money-bauble$150.005/18/2011 6:06:51 PM
johannesfactotum$25.695/18/2011 6:01:56 PM
giannyny$25.005/18/2011 6:09:51 PM
GrommetPosse$50.005/18/2011 6:10:45 PM
dollar-missile3$25.005/18/2011 6:10:49 PM
power-explosion4$25.005/18/2011 6:11:30 PM
listing-demon$50.005/18/2011 6:10:57 PM
allotment464$100.005/18/2011 6:11:39 PM
cablenews$75.005/18/2011 6:11:06 PM
jrbill1998$50.005/18/2011 6:11:53 PM
justice-circuitry0$50.005/18/2011 6:11:09 PM
silver-fuse$30.005/18/2011 6:12:12 PM
yield-visionary4$50.005/18/2011 6:12:05 PM
unrivaled-income5$50.005/18/2011 6:12:22 PM
bigphish$50.005/18/2011 6:06:20 PM
drseuzz$50.005/18/2011 6:13:01 PM
moola-cell3$50.005/18/2011 6:13:54 PM
calinno2$25.005/18/2011 6:15:19 PM
george_kaplan$25.005/18/2011 6:15:39 PM
T-Bizzone$50.005/18/2011 6:16:18 PM
Control$25.005/18/2011 6:17:33 PM
onetuxllc$50.005/18/2011 6:09:47 PM
buddy486$25.005/18/2011 6:16:46 PM
vibraphone3$50.005/18/2011 6:18:02 PM
careful-note$50.005/18/2011 6:10:05 PM
theaterguy$25.005/18/2011 6:17:09 PM
cbr600fs$50.005/18/2011 6:19:20 PM
valiant-pound8$100.005/18/2011 6:10:41 PM
Attract$25.005/18/2011 6:17:25 PM
mbraslav$35.005/18/2011 6:19:33 PM
108lender$100.005/18/2011 6:11:17 PM
wampum-chorus3$25.005/18/2011 6:17:51 PM
credit-czar5$25.005/18/2011 6:20:04 PM
Ocean713$50.005/18/2011 6:11:26 PM
DrMoneyBags$50.005/18/2011 6:19:36 PM
durability-ruler$25.005/18/2011 6:20:27 PM
nycfinance$25.005/18/2011 6:19:43 PM
mtp$50.005/18/2011 6:12:37 PM
philgreen$50.005/18/2011 6:20:00 PM
Timma$50.005/18/2011 6:21:05 PM
BaxterEvil$25.005/18/2011 6:20:34 PM
rupee-carnation$50.005/18/2011 6:20:44 PM
transparent-transaction8$50.005/18/2011 6:14:00 PM
fair-hope$25.005/18/2011 6:17:05 PM
riproaringrapids$25.005/18/2011 6:17:41 PM
thestartuplender$50.005/18/2011 6:19:40 PM
Aleut$25.005/18/2011 6:20:11 PM
brightest-affluence-motivator$50.005/18/2011 6:20:35 PM
JustMee$25.005/5/2011 12:05:25 PM
magnetic-dedication3$25.005/5/2011 4:44:48 PM
balanced-bill7$50.005/6/2011 11:21:22 AM
Scotcha$50.005/8/2011 6:46:49 AM
ingenious-deal6$25.005/9/2011 10:07:12 AM
rescue$100.005/10/2011 6:55:53 PM
enthralling-deal180$50.005/11/2011 4:21:19 AM
refined-return922$50.005/11/2011 3:21:32 PM
Leopoldine$25.005/12/2011 10:49:26 AM
american6$100.005/12/2011 1:37:55 PM
sappy02$25.005/15/2011 11:11:04 AM
blue-nourishing-principal$100.005/16/2011 10:02:21 AM
ahansen$25.005/16/2011 10:32:22 AM
KVEER$25.005/16/2011 5:45:43 PM
mrbanker$50.005/16/2011 5:42:56 PM
fcukciti$25.005/17/2011 5:04:18 AM
indomitable-coin$25.005/17/2011 7:24:11 AM
wayman$50.005/17/2011 7:35:29 AM
MadHun$100.005/17/2011 5:40:02 PM
wise-extraordinary-loot$50.005/17/2011 5:42:47 PM
innocent-loot$50.005/17/2011 5:47:09 PM
reflective-rupee$25.005/17/2011 7:46:42 PM
hardwareman$50.005/18/2011 4:23:25 AM
Watersports$50.005/18/2011 8:09:00 AM
wealth-influencer$50.005/18/2011 9:49:24 AM
boater01$50.005/18/2011 10:08:57 AM
superb-funds335$25.005/18/2011 9:54:25 AM
top-radiant-funds$50.005/18/2011 10:37:18 AM
spy0$25.005/18/2011 10:01:41 AM
sshgfwb$25.005/18/2011 11:56:17 AM
cosmof16$25.005/18/2011 12:45:21 PM
BuffetRocks$100.005/18/2011 12:45:53 PM
intuitive-integrity9$50.005/18/2011 2:03:07 PM
maldok1$25.005/18/2011 2:04:28 PM
radforj22$25.005/18/2011 2:41:13 PM
income-excellence1$50.005/18/2011 3:35:26 PM
Zayatz$50.005/18/2011 5:14:44 PM
PatRichi$25.005/18/2011 5:46:03 PM
mangas$50.005/18/2011 5:52:26 PM
jt88$50.005/18/2011 5:55:05 PM
damanq$25.005/18/2011 5:55:30 PM
mangas$50.005/18/2011 5:55:51 PM
dollars_n_sense$25.005/18/2011 5:52:36 PM
listing-trapper3$50.005/18/2011 5:52:40 PM
bid-computer$50.005/18/2011 5:57:33 PM
mooselegs19$50.005/18/2011 5:57:51 PM
reflective-cash0$50.005/18/2011 5:58:34 PM
wonderful-return5$25.005/18/2011 5:56:44 PM
wtrboy$50.005/18/2011 6:00:52 PM
community-pipeline$25.005/18/2011 5:58:03 PM
lowrate$50.005/18/2011 5:56:02 PM
mehre$25.005/18/2011 6:01:19 PM
unassuming-capital3$50.005/18/2011 5:58:58 PM
genius520$50.005/18/2011 6:06:57 PM
Icon_88$50.005/18/2011 6:09:45 PM
gain-kitten$25.005/18/2011 6:10:27 PM
numero-uno4$50.005/18/2011 6:10:39 PM
benefit-prescription6$100.005/18/2011 6:10:03 PM
economy-mulberry7$50.005/18/2011 6:10:52 PM
EricLender$25.005/18/2011 6:11:00 PM
credit-kahuna$50.005/18/2011 6:05:29 PM
kevin314$25.005/18/2011 6:11:48 PM
GCInvestments$25.005/18/2011 6:11:07 PM
nimble-penny1$50.005/18/2011 6:12:00 PM
auction-turtle0$25.005/18/2011 6:11:57 PM
klin$50.005/18/2011 6:12:17 PM
affluence-birdie7$35.005/18/2011 6:12:08 PM
payment-jalapeno9$50.005/18/2011 6:06:03 PM
nex$25.005/18/2011 6:12:40 PM
felicity-maximizer$25.005/18/2011 6:12:44 PM
compwhiz$25.005/18/2011 6:13:20 PM
exciting-fairness8$50.005/18/2011 6:13:06 PM
basis-wizard8$50.005/18/2011 6:14:11 PM
williemc44$25.005/18/2011 6:15:12 PM
AceInTheHole$25.005/18/2011 6:15:08 PM
best-phenomenal-treasure$25.005/18/2011 6:15:25 PM
Cronos$25.005/18/2011 6:16:53 PM
balance-voyager$50.005/18/2011 6:17:46 PM
visionary-community$25.005/18/2011 6:09:49 PM
hope-lightning1$250.005/18/2011 6:10:11 PM
nickel-demon2$100.005/18/2011 6:17:16 PM
treasure-kazoo$50.005/18/2011 6:19:10 PM
awe-inspiring-payment$25.005/18/2011 6:10:36 PM
callmebryan$25.005/18/2011 6:17:22 PM
Brain_m$25.005/18/2011 6:19:29 PM
p2ploan-embrace6$50.005/18/2011 6:11:12 PM
kanpur63$25.005/18/2011 6:17:29 PM
balanced-rupee$50.005/18/2011 6:19:47 PM
numero-uno643$25.005/18/2011 6:11:21 PM
henmota$25.005/18/2011 6:20:18 PM
happyaric$50.005/18/2011 6:11:43 PM
asdf9876$50.005/18/2011 6:19:38 PM
EvalCrux$50.005/18/2011 6:20:38 PM
loot-pursuit5$50.005/18/2011 6:12:32 PM
paymentologist$50.005/18/2011 6:19:53 PM
dunedin$25.005/18/2011 6:20:57 PM
blue-lucrative-rate$25.005/18/2011 6:12:48 PM
shortstop21$25.005/18/2011 6:20:20 PM
platinum-admiral8$25.005/18/2011 6:13:05 PM
commerce-web5$25.005/18/2011 6:20:31 PM
revenue-tsunami$50.005/18/2011 6:13:36 PM
heavenly-interest2$50.005/18/2011 6:20:40 PM
agreement-network$50.005/18/2011 6:13:49 PM
flyboy24$25.005/18/2011 6:14:43 PM
unbelievable-diversification8$25.005/18/2011 6:17:00 PM
Mavrck88$50.005/18/2011 6:17:37 PM
Rob717171$50.005/18/2011 6:17:58 PM
Raven39$25.005/18/2011 6:19:03 PM
spursdog$50.005/18/2011 6:19:24 PM
gnar$25.005/18/2011 6:19:50 PM
amerigor$25.005/18/2011 6:20:29 PM
MrLender101$25.005/18/2011 6:20:48 PM
206 Investments
 
Borrower Payment Dependent Notes Series 504216
This series of Notes was issued and sold upon the funding of the borrower loan #49444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-02-2011 
Term: 60 months Listing End date:  May-15-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $380.83
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.09%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1998 Debt/Income ratio: 30%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 16 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,098Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: mover321 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 1500.00
Monthly expenses: $
Housing: $0.00
Insurance: $60.00
Car expenses: $100.00
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $50.00
Clothing, household expenses: $50.00
Credit cards and other loans: $225.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SLN-10$25.005/2/2011 9:01:24 AM
Gibbyland$100.005/2/2011 9:02:48 AM
diplomatic-wealth7$25.005/2/2011 9:09:32 AM
the-enthralling-coin$25.005/2/2011 9:07:51 AM
irrelevant$25.005/3/2011 6:51:20 PM
jjswanso$40.005/6/2011 11:25:15 AM
Weaverville$25.005/6/2011 3:45:46 PM
chungfang$25.005/6/2011 4:21:10 PM
the-reliable-trade$100.005/6/2011 5:37:30 PM
worth-blanket2$5,000.005/9/2011 11:07:13 AM
Kash2010lu$25.005/9/2011 10:52:32 PM
exciting-loyalty3$100.005/10/2011 1:50:49 PM
frogperson$150.005/11/2011 9:43:09 PM
stanfordgrad05$50.005/12/2011 9:38:59 AM
momentous-velocity5$50.005/12/2011 5:22:21 PM
hitsman$50.005/12/2011 5:29:41 PM
fighter122$35.005/12/2011 6:25:00 PM
reflective-rupee$200.005/12/2011 10:02:21 PM
money-bauble$86.785/13/2011 2:02:38 AM
payout-banker4$25.005/13/2011 9:30:14 AM
economy-producer$25.005/13/2011 9:32:48 AM
market-inspector$25.005/13/2011 9:32:01 AM
anton$100.005/13/2011 11:49:07 AM
well-mannered-income3$25.005/13/2011 3:49:57 PM
melodious-openness$100.005/13/2011 4:48:30 PM
CA-Lender$50.055/13/2011 5:06:11 PM
Rogesparkguy$25.005/13/2011 5:34:40 PM
hookUup$26.305/13/2011 6:02:17 PM
janeybooboo$100.005/13/2011 6:58:23 PM
mickw2000$30.005/13/2011 6:23:46 PM
truth-lyrics7$200.005/13/2011 7:52:41 PM
bassman46$100.005/13/2011 6:40:27 PM
VJ_Financial$26.005/13/2011 7:55:01 PM
Mariner3605$25.005/14/2011 2:32:46 AM
himistu22$25.005/14/2011 3:31:59 AM
treasure-bliss$50.005/14/2011 3:38:48 AM
CashFlow13$2,000.005/14/2011 7:40:32 AM
mckhbnpc$50.005/14/2011 7:43:56 AM
Cai8899$25.005/14/2011 7:50:48 AM
lagnisiruk$25.005/14/2011 8:20:02 AM
Ocean713$50.005/14/2011 12:07:48 PM
papaloha$25.005/14/2011 12:12:12 PM
bountiful-durability$50.005/14/2011 12:12:58 PM
smilinsam$50.005/14/2011 12:19:36 PM
flexible-return297$25.005/14/2011 12:19:51 PM
PropertyInvest$25.005/14/2011 12:31:19 PM
worldly-community3$25.005/14/2011 6:29:56 PM
Ragnar$50.005/14/2011 9:34:35 PM
fair-payment4$25.005/15/2011 7:19:02 AM
famous-bill$25.005/15/2011 12:05:05 PM
ursus$50.005/15/2011 12:05:34 PM
graceful-investment$100.005/15/2011 12:05:17 PM
seisen$89.365/15/2011 12:06:30 PM
the-profit-oracle$25.005/15/2011 12:07:16 PM
Miklot$75.005/15/2011 12:08:21 PM
tomjeff$50.005/15/2011 12:08:58 PM
ommcd$25.005/15/2011 12:06:40 PM
economy-coup$30.005/2/2011 9:08:21 AM
bonus-demon$50.005/3/2011 10:30:25 AM
genius520$50.005/7/2011 2:00:55 PM
miamibeachloaner$25.005/9/2011 7:11:49 PM
CAGE-Investments$25.005/10/2011 9:12:05 AM
bid-czar8$50.005/11/2011 9:18:41 AM
grove064$100.005/11/2011 5:12:06 PM
careful-note$50.005/12/2011 12:30:40 AM
zone8$100.005/12/2011 12:37:50 PM
kidsskipp$50.005/12/2011 12:51:42 PM
order-brigade$25.005/12/2011 4:18:30 PM
tnjohnso$25.005/12/2011 5:21:21 PM
interest-griffin$50.005/12/2011 5:39:22 PM
successful-wealth7$25.005/12/2011 6:09:26 PM
Redmond$25.005/12/2011 6:19:13 PM
income-buddy7$50.005/13/2011 9:57:06 AM
missing-link$25.005/13/2011 1:40:04 PM
worthy-bid8$25.005/13/2011 3:20:25 PM
sfmf$25.005/13/2011 3:55:21 PM
VillageLending$50.005/13/2011 4:00:47 PM
suave-dime6$25.005/13/2011 4:25:47 PM
HardLender$50.005/13/2011 4:58:12 PM
113121$25.005/13/2011 5:17:53 PM
authentic-finance194$100.005/13/2011 5:53:51 PM
competent-p2p$25.005/13/2011 5:55:18 PM
1-HARD-HEAD$25.005/13/2011 9:33:05 PM
Flanders122$25.005/13/2011 10:08:26 PM
larrynava$64.425/13/2011 11:39:29 PM
vishal29$25.005/13/2011 8:26:35 PM
autonomous-truth$50.005/13/2011 8:31:35 PM
Leopoldine$25.005/13/2011 11:32:24 PM
market-pudding$25.005/13/2011 10:30:36 PM
draggon77$25.005/14/2011 2:39:55 AM
orange-preeminant-bill$50.005/14/2011 3:56:17 AM
red-power-pecan$50.005/14/2011 9:04:45 AM
shrewd-income$50.005/14/2011 11:15:35 AM
unrelenting-auction7$50.005/14/2011 12:13:17 PM
1phantom$25.005/14/2011 12:20:06 PM
KarlMarx$25.005/15/2011 3:19:03 AM
Investoman$75.005/15/2011 4:24:01 AM
sportcraft18$40.005/15/2011 10:12:32 AM
intrepid-loot$25.005/15/2011 9:26:58 AM
fair-pound5$100.005/15/2011 12:05:30 PM
Artist_Blue$25.005/15/2011 12:06:19 PM
asmithj$40.885/15/2011 12:07:10 PM
credit-wheel7$25.005/15/2011 12:07:29 PM
kindness-hickory5$50.005/15/2011 12:04:20 PM
rlrcstr$25.005/15/2011 12:08:51 PM
wwwUniversal$25.005/15/2011 12:06:15 PM
ingenious-truth0$33.305/15/2011 12:07:31 PM
107 Investments
 
Borrower Payment Dependent Notes Series 505422
This series of Notes was issued and sold upon the funding of the borrower loan #49447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-05-2011 
Term: 60 months Listing End date:  May-19-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 22.21% Monthly payment: $317.86
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 12.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-2002 Debt/Income ratio: 22%
Credit score: 720-739 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 8m
Amount delinquent: $0 Total credit lines: 15 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,395Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: suave-diversification0 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 88% ) 720-739 (Latest)
Principal borrowed: $6,000.00< 31 days late: 2 ( 12% )  
680-699 (Nov-2009)
 
Principal balance: $3,934.35 31+ days late: 0 ( 0% )
Total payments billed: 17  
Description
consolidation
Purpose of loan :To consolidate the rest of my debt. Also , I want to use the remaining dollar amount to purchase new tools for work which will give me the ability to earn more money.

My financial situation:
I am a good candidate for this loan because i have a steady job with very little bills. I have no rent or mortgage and i live at home with famliy . I also have never missed a payment on my previous prosper loan


Monthly net income: $ 3290
Monthly expenses: $ 390
Housing: $0
Insurance: $95
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $ 200
Clothing, household expenses: $
Credit cards and other loans: $ 60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/5/2011 5:07:20 PM
mad-scientist0$50.005/5/2011 5:07:46 PM
DasMula$57.005/5/2011 6:03:57 PM
magnetic-dedication3$25.005/5/2011 6:09:17 PM
wampum-library4$25.005/6/2011 10:01:44 AM
Interloper$27.005/8/2011 1:31:57 PM
houli123$50.005/8/2011 2:47:11 PM
lender12345$25.005/9/2011 2:41:00 PM
GElender$25.005/10/2011 6:00:16 AM
rescue$100.005/10/2011 6:56:12 PM
TheSwissBanker$50.005/10/2011 8:30:35 PM
CPDDDS$27.505/10/2011 8:54:25 PM
math1973$50.005/11/2011 9:37:25 AM
integrity-doctor$100.005/12/2011 8:31:10 AM
kind-magnificent-bid$100.005/12/2011 9:43:15 AM
thankful-nickel2$25.005/12/2011 4:44:49 PM
EEasyMoney$25.005/13/2011 10:04:16 AM
intrepid-loot$25.005/13/2011 7:29:15 PM
Cai8899$30.005/14/2011 7:50:26 AM
kulender$50.005/14/2011 9:20:37 AM
newest-funds-powerplant$25.005/14/2011 4:39:00 PM
the-silver-blaster$50.005/16/2011 7:40:47 AM
love-interest$25.005/16/2011 8:54:04 AM
sappy02$25.005/16/2011 10:36:10 AM
Leopoldine$25.005/16/2011 10:29:34 AM
reward-motion$50.005/16/2011 2:39:30 PM
repayment-genius7$25.005/16/2011 5:48:24 PM
impeccable-liberty5$50.005/17/2011 7:18:23 AM
wayman$50.005/17/2011 7:35:48 AM
first-upright-payout$25.005/17/2011 8:15:34 AM
reinforced-investment4$25.005/17/2011 9:27:58 AM
YoungTaxMan$150.005/17/2011 12:17:04 PM
shrewd-income$100.005/17/2011 1:10:22 PM
top-funds-backer$50.005/17/2011 12:53:18 PM
briskdevl07$25.005/17/2011 1:06:51 PM
chungfang$50.005/17/2011 1:15:47 PM
Bob450$25.005/17/2011 2:59:57 PM
payout-motivator0$75.005/17/2011 5:39:20 PM
fcukciti$25.005/17/2011 5:45:15 PM
marwadi-62$100.005/18/2011 8:10:36 AM
wealth-influencer$50.005/18/2011 9:49:53 AM
KVEER$25.005/18/2011 9:57:19 AM
Raser$25.005/18/2011 11:52:45 AM
cathexis$25.005/18/2011 12:53:43 PM
radforj22$25.005/18/2011 2:41:52 PM
Zayatz$50.005/18/2011 5:15:32 PM
lagnisiruk$25.005/18/2011 5:54:54 PM
meenan$25.005/18/2011 6:39:17 PM
don8ter$25.005/18/2011 6:41:29 PM
bonus-tent$25.005/18/2011 6:43:09 PM
goingplaces99$25.005/18/2011 6:41:40 PM
Simonsez808$25.005/18/2011 7:02:46 PM
BaxterEvil$25.005/18/2011 7:34:17 PM
cmdqueue$50.005/18/2011 9:13:06 PM
dollardave$100.005/18/2011 10:03:06 PM
tech310$50.005/19/2011 1:36:20 AM
peripatetic$25.005/19/2011 1:38:47 AM
asmithj$27.125/19/2011 3:18:40 AM
treasure-bliss$50.005/19/2011 3:19:13 AM
gilbrear$25.005/19/2011 3:21:46 AM
gracej$25.005/19/2011 2:57:29 AM
tampalender$50.005/19/2011 4:40:45 AM
Smallbear$25.005/19/2011 5:58:31 AM
bigphish$50.005/19/2011 7:49:28 AM
aasx1108$25.005/19/2011 6:26:31 AM
help4u$50.005/19/2011 9:40:25 AM
Quaven$50.005/19/2011 9:40:48 AM
PeterV$50.005/19/2011 9:41:13 AM
loiosh$50.005/19/2011 9:41:31 AM
be_wise$25.005/19/2011 9:41:38 AM
community-saver158$50.005/19/2011 9:42:32 AM
nestegg4e$25.005/19/2011 9:39:58 AM
PRGuyinVA$50.005/19/2011 9:40:15 AM
commitment-orbiter5$50.005/19/2011 9:40:28 AM
think-become$25.005/19/2011 9:40:36 AM
orgy63$50.005/19/2011 9:40:44 AM
dochelp$50.005/19/2011 9:40:50 AM
focused-dime453$50.005/19/2011 9:40:54 AM
joyous-durability8$50.005/19/2011 9:41:04 AM
the-upbeat-p2p$50.005/19/2011 9:41:10 AM
AGSLending$25.005/19/2011 9:42:36 AM
ocho$50.005/19/2011 9:42:52 AM
Eagledrop$25.005/19/2011 9:39:35 AM
dpjd$50.005/19/2011 9:40:17 AM
SeminoleHoldings$25.005/19/2011 9:41:12 AM
tough-peso2$25.005/19/2011 9:41:18 AM
credible-durability$50.005/19/2011 9:41:55 AM
p40thawk$25.005/19/2011 9:42:13 AM
orange-leverage-phoenix$50.005/5/2011 5:04:40 PM
Tradesmanlender$25.005/5/2011 5:07:03 PM
bonus-demon$25.005/5/2011 5:07:12 PM
reflective-rupee$25.005/5/2011 5:09:24 PM
the-reliable-trade$100.005/5/2011 5:05:04 PM
competent-p2p$35.005/5/2011 7:38:20 PM
chestnut4$25.005/5/2011 9:44:03 PM
unafraid-return496$25.005/6/2011 12:31:21 PM
balanced-bill7$50.005/6/2011 11:21:07 AM
worth-blanket2$5,000.005/9/2011 10:53:25 AM
felicity-daydream$25.005/10/2011 6:20:01 AM
tolerant-dinero2$25.005/11/2011 10:40:30 AM
resolute-basis9$50.005/11/2011 5:41:23 PM
professional-coin1$25.005/12/2011 9:30:06 AM
enthralling-deal180$50.005/12/2011 10:49:22 AM
american6$100.005/12/2011 1:38:11 PM
FigTree$50.005/12/2011 2:20:55 PM
benjamins-utopia$50.005/12/2011 3:56:32 PM
momentous-velocity5$50.005/12/2011 5:22:22 PM
selector568$200.005/14/2011 12:08:05 PM
Nemo2001$25.005/16/2011 9:39:39 AM
blue-nourishing-principal$100.005/16/2011 10:02:39 AM
famous-bill$25.005/16/2011 11:50:35 AM
6moonbeams$100.005/16/2011 10:47:34 AM
richboy56$25.005/16/2011 12:29:34 PM
commerce-yeller$50.005/16/2011 1:11:03 PM
BxRealtor$25.005/17/2011 8:12:29 AM
chicco$100.005/17/2011 9:25:51 AM
agreement-guild$100.005/17/2011 9:47:39 AM
tidy-finance2$50.005/17/2011 12:52:15 PM
baker31$50.005/17/2011 1:02:18 PM
labate$25.005/17/2011 1:06:23 PM
mammalian4$25.005/17/2011 2:56:03 PM
value-rocket$35.125/17/2011 2:27:44 PM
Tammy102800$25.005/17/2011 3:05:04 PM
ahansen$25.005/17/2011 5:39:54 PM
dedication-elixir$50.005/17/2011 5:41:02 PM
mrbanker$50.005/18/2011 9:56:32 AM
pthighs$50.005/18/2011 1:44:27 PM
maldok1$25.005/18/2011 2:04:53 PM
brightest-dynamic-peace$25.005/18/2011 5:44:39 PM
payment-jalapeno9$50.005/18/2011 5:47:12 PM
Weaverville$25.005/18/2011 5:58:39 PM
hardwareman$50.005/18/2011 6:01:02 PM
miamibeachloaner$50.005/18/2011 6:25:50 PM
MadHun$100.005/18/2011 6:27:09 PM
oracle3$50.005/18/2011 6:34:51 PM
The_Secret$40.005/18/2011 7:59:12 PM
noisyduck$25.005/18/2011 9:39:52 PM
wwwUniversal$25.005/19/2011 3:16:15 AM
orange-preeminant-bill$43.525/19/2011 3:19:02 AM
bobby5832708$50.005/19/2011 6:33:37 AM
studious-bonus7$68.975/19/2011 3:39:10 AM
suave-dime6$25.005/19/2011 7:23:41 AM
DonaldColorado$25.005/19/2011 9:39:38 AM
nick456sd$50.005/19/2011 9:40:31 AM
organized-dedication9$50.005/19/2011 9:40:58 AM
loot-heart$25.005/19/2011 9:41:28 AM
buddy486$25.005/19/2011 9:41:49 AM
golden-platinum7$25.005/19/2011 9:42:01 AM
elfincove$50.005/19/2011 9:42:40 AM
triumphant-community$50.005/19/2011 9:39:50 AM
Mr_Marcus$25.005/19/2011 9:40:02 AM
EtaDuck$41.765/19/2011 9:40:21 AM
rudyindc$33.465/19/2011 9:40:40 AM
johnsails$50.005/19/2011 9:40:46 AM
grampy48$25.005/19/2011 9:40:51 AM
marlau$25.005/19/2011 9:40:55 AM
JDLN$50.005/19/2011 9:41:44 AM
apeloans$50.005/19/2011 9:42:27 AM
platytanz$50.005/19/2011 9:43:44 AM
bankofsam$25.005/19/2011 9:39:44 AM
uncleharold$25.005/19/2011 9:41:21 AM
HalfDayz$50.005/19/2011 9:42:06 AM
marinezeke$30.005/19/2011 9:42:47 AM
163 Investments
 
Borrower Payment Dependent Notes Series 505471
This series of Notes was issued and sold upon the funding of the borrower loan #49562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-05-2011 
Term: 60 months Listing End date:  May-18-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 22.21% Monthly payment: $397.32
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 12.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1988 Debt/Income ratio: 24%
Credit score: 720-739 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 46 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $71,525Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: willinvest Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 28 ( 100% ) 720-739 (Latest)
Principal borrowed: $17,500.00< 31 days late: 0 ( 0% )  
720-739 (May-2010)
720-739 (Apr-2010)
760-779 (Jun-2008)
760-779 (Oct-2007)
 
Principal balance: $5,760.08 31+ days late: 0 ( 0% )
Total payments billed: 28  
Description
rental renovation
Purpose of loan:
This loan will be used to renovate a rental property that I own (no mortgage) I have five properties and would appreciate the prosper communities support, so that I can get my last property ready for renting. This will be my third prosper loan. I really think peer to peer lending is the best idea. Thanks in advance for your support.

My financial situation:
I am a good candidate for this loan because this will be my third prosper loan, after I get the house rented I'll be able to get $800 a month for rent more than enough to cover my prosper loan. My net income is $7,500 a month my wife's is $2,700


Monthly net income: $10,200
Monthly expenses: $
Housing: $1486
Insurance: $150
Car expenses: $148
Utilities: $120
Phone, cable, internet: $ free, my wife works for the cable company
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$60.005/18/2011 5:21:17 AM
the-reliable-trade$100.005/5/2011 5:05:05 PM
SLN-10$25.005/5/2011 5:05:12 PM
investment-artist$25.015/5/2011 5:05:54 PM
Tradesmanlender$25.005/5/2011 5:07:07 PM
Wangchuk$50.005/5/2011 5:11:56 PM
Wangchuk$25.015/5/2011 5:12:52 PM
magnetic-dedication3$25.005/5/2011 6:09:10 PM
phaded$25.005/5/2011 8:06:23 PM
Panna$25.005/6/2011 2:11:57 AM
JCM_MN$35.005/6/2011 5:05:29 AM
tomdooley12520$25.005/6/2011 6:34:42 AM
NekHoldings$25.005/6/2011 10:21:11 AM
reflective-rupee$500.005/6/2011 11:46:13 AM
balanced-bill7$50.005/6/2011 11:21:02 AM
SimpleChoice$25.005/6/2011 3:45:32 PM
spy0$25.005/6/2011 3:46:00 PM
one-midas$25.005/6/2011 3:52:41 PM
JGuide$26.995/8/2011 4:00:34 PM
InChicago$100.005/8/2011 8:17:19 PM
loanman2007$200.005/10/2011 5:44:19 AM
rescue$100.005/10/2011 6:56:15 PM
penny-candy$50.005/11/2011 7:43:21 PM
Bill88$35.005/12/2011 8:21:02 AM
ChoiceInvestments$31.135/12/2011 10:40:19 AM
benjamins-utopia$50.005/12/2011 3:56:35 PM
enthralling-deal180$25.005/12/2011 5:31:16 PM
resolute-basis9$50.005/12/2011 5:22:31 PM
american6$100.005/12/2011 5:32:47 PM
the-enthralling-coin$25.005/12/2011 7:07:32 PM
gaiusceasar$25.005/13/2011 4:06:34 PM
Cai8899$30.005/14/2011 7:50:28 AM
kulender$50.005/14/2011 9:20:40 AM
selector568$100.005/14/2011 12:08:07 PM
DasMula$27.005/14/2011 3:34:07 PM
wellsfrugal$50.005/14/2011 8:00:00 PM
best-loyalty-lesson$45.005/16/2011 9:11:47 AM
richboy56$25.005/16/2011 12:29:36 PM
commerce-yeller$100.005/16/2011 1:03:03 PM
contract-victor5$50.005/16/2011 2:37:40 PM
cgoca$25.005/16/2011 5:50:27 PM
loss-of-control$100.005/16/2011 6:17:26 PM
proton346$25.005/16/2011 9:21:33 PM
wojo$25.005/17/2011 6:44:19 AM
repayment-genius7$25.005/17/2011 9:31:21 AM
agreement-guild$100.005/17/2011 9:47:45 AM
yield-implementer8$100.005/17/2011 9:46:15 AM
lyndyn$25.005/17/2011 12:33:52 PM
first-upright-payout$25.005/17/2011 5:32:47 PM
BxRealtor$25.005/17/2011 5:38:07 PM
fcukciti$25.005/17/2011 5:45:17 PM
auctionator1$25.005/17/2011 8:43:23 PM
the-revenue-demon$35.005/18/2011 9:57:41 AM
ahansen$25.005/18/2011 12:46:50 PM
maldok1$25.005/18/2011 2:05:05 PM
CA-Lender$25.005/18/2011 4:30:42 PM
wealth-influencer$50.005/18/2011 5:51:57 PM
KVEER$25.005/18/2011 5:55:37 PM
lagnisiruk$25.005/18/2011 5:54:58 PM
hardwareman$50.005/18/2011 6:01:05 PM
oracle3$50.005/18/2011 6:34:53 PM
Aberdeen$2,000.005/18/2011 7:00:35 PM
goingplaces99$25.005/18/2011 6:41:43 PM
Gibbyland$100.005/5/2011 5:06:52 PM
reflective-rupee$200.005/5/2011 5:11:10 PM
income-awakening6$25.005/5/2011 5:05:32 PM
irrelevant$25.005/5/2011 5:07:30 PM
McGrufus$40.005/5/2011 5:19:27 PM
JustMee$25.005/5/2011 5:24:33 PM
janeybooboo$200.005/5/2011 5:03:52 PM
bonus-demon$25.005/5/2011 5:07:17 PM
reflective-rupee$300.005/5/2011 5:11:28 PM
MoneyForNothing$25.005/5/2011 5:15:52 PM
thorough-payout8$25.005/5/2011 5:24:49 PM
vutah$25.005/5/2011 7:13:01 PM
competent-p2p$50.005/5/2011 7:33:46 PM
hookUup$26.715/5/2011 8:01:27 PM
chestnut4$25.005/5/2011 9:43:59 PM
DasMula$27.005/5/2011 6:09:17 PM
jdrez$25.005/6/2011 1:35:26 AM
lendstats_com$622.675/6/2011 7:29:32 AM
wampum-library4$25.005/6/2011 10:01:45 AM
marketplace-meridian$50.005/7/2011 7:45:08 AM
platinum-sorcerer6$50.005/7/2011 4:09:31 PM
CA-Lender$25.055/7/2011 4:50:01 PM
houli123$25.005/8/2011 2:47:24 PM
worth-blanket2$5,000.005/9/2011 10:54:18 AM
grove064$100.005/9/2011 2:01:47 PM
lender12345$25.005/9/2011 2:41:56 PM
friendinmoney$25.005/9/2011 3:32:38 PM
ingenious-deal6$25.005/9/2011 4:12:55 PM
yf99yz$40.005/9/2011 10:03:20 PM
thankful-nickel2$25.005/10/2011 5:34:31 PM
TheSwissBanker$50.005/10/2011 8:30:36 PM
the-credit-bauble$25.005/10/2011 7:48:05 PM
FIRE09$75.005/11/2011 8:03:22 AM
math1973$50.005/11/2011 9:37:32 AM
grnii78$300.005/11/2011 11:27:24 AM
CPDDDS$50.005/11/2011 5:36:27 PM
kind-magnificent-bid$100.005/12/2011 9:43:19 AM
krd_Chicago$100.005/12/2011 9:56:06 AM
rustysailor$38.005/12/2011 2:34:37 PM
FigTree$50.005/12/2011 2:20:59 PM
bennycutts$33.005/12/2011 4:06:02 PM
SLN-10$50.005/12/2011 7:28:55 PM
valiant-money$25.005/13/2011 7:39:26 AM
EEasyMoney$25.005/13/2011 10:04:30 AM
cerebral-deal353$25.005/13/2011 11:42:44 AM
peso-aggregator$25.005/14/2011 7:23:50 AM
icon688$100.005/14/2011 2:06:28 PM
newest-funds-powerplant$25.005/14/2011 4:30:49 PM
intrepid-loot$25.005/15/2011 7:05:12 AM
loan-lionheart6$25.005/15/2011 6:52:15 PM
the-silver-blaster$50.005/16/2011 7:40:48 AM
love-interest$25.005/16/2011 8:54:05 AM
briskdevl07$25.005/16/2011 9:03:14 AM
blue-nourishing-principal$100.005/16/2011 10:02:43 AM
tolerant-dinero2$25.005/16/2011 10:28:11 AM
6moonbeams$100.005/16/2011 10:47:39 AM
famous-bill$25.005/16/2011 11:50:37 AM
peaceful-nickel2$200.005/16/2011 2:54:22 PM
reward-motion$50.005/16/2011 2:39:32 PM
Leopoldine$25.005/16/2011 5:39:52 PM
sappy02$25.005/16/2011 5:45:21 PM
calbertrand$25.005/16/2011 9:21:17 PM
impeccable-liberty5$50.005/17/2011 7:18:26 AM
wayman$50.005/17/2011 7:35:52 AM
balanced-balance6$25.005/17/2011 7:10:33 AM
yield-implementer8$100.005/17/2011 9:41:11 AM
reinforced-investment4$25.005/17/2011 5:41:31 PM
chicco$100.005/17/2011 5:39:33 PM
dedication-elixir$50.005/17/2011 5:41:08 PM
bughead$25.005/17/2011 6:36:06 PM
lenderRXT$100.005/18/2011 4:21:48 AM
payout-motivator0$75.005/18/2011 9:54:44 AM
tolerant-truth2$125.005/18/2011 10:46:52 AM
Raser$25.005/18/2011 11:52:47 AM
radforj22$25.005/18/2011 2:41:59 PM
Zayatz$50.005/18/2011 5:15:51 PM
Weaverville$25.005/18/2011 5:58:41 PM
sensible-fund$50.005/18/2011 6:02:47 PM
cathexis$25.005/18/2011 6:14:34 PM
miamibeachloaner$50.005/18/2011 6:25:53 PM
mrbanker$50.005/18/2011 6:27:30 PM
144 Investments
 
Borrower Payment Dependent Notes Series 505877
This series of Notes was issued and sold upon the funding of the borrower loan #49471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-08-2011 
Term: 36 months Listing End date:  May-18-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $338.65
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 9.53%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2003 Debt/Income ratio: 31%
Credit score: 700-719 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 14 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,589Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: interest-dogwood4 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 3 ( 100% ) 700-719 (Latest)
Principal borrowed: $3,600.00< 31 days late: 0 ( 0% )  
700-719 (Jul-2010)
700-719 (May-2010)
680-699 (Dec-2009)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 3  
Description
Purchase 2004 VW R32 to drive /flip
Purpose of loan: Purchase a 2004 VW R32. Vehicle has 45K miles. Purpose is to Make some repairs to R32 with some parts I have from a prior VW R32 and then sale for a litttle profit in a 13-16 month period. I will drive the car about 1 year and sale with around 65K miles on it. This vehicle with 65k miles should fetch 10-11K dollars
This loan will be used to... Please see above.

My financial situation: Regions Bank
I am a good candidate for this loan because...
I have 10 year work history as well a prior successful loan on Prosper. Propser Loan was repaid 50% early. I have used my Prior P2P loans to do this exact thing on another VW R32 with no issues.

Monthly net income: $ 6265.00
Monthly expenses: $3500 total
Housing: $500
Insurance: $150
Car expenses: $650
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $220
Clothing, household expenses: $350
Credit cards and other loans: $1150
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bonus-demon$25.005/8/2011 12:02:32 PM
Tradesmanlender$35.005/8/2011 12:03:31 PM
asset-professor$50.005/8/2011 12:20:57 PM
Gibbyland$100.005/8/2011 12:01:59 PM
NiceNate$100.005/8/2011 12:03:44 PM
qsolo$200.005/9/2011 9:42:16 AM
worth-blanket2$5,000.005/9/2011 11:05:54 AM
invincible-peso$100.005/9/2011 2:25:16 PM
lender12345$25.005/9/2011 2:53:18 PM
Sol_Invictus$25.005/9/2011 4:13:45 PM
reflective-rupee$25.005/9/2011 5:20:42 PM
TheSwissBanker$50.005/10/2011 8:30:38 PM
itskarma$25.005/11/2011 6:19:59 AM
kind-magnificent-bid$100.005/12/2011 9:44:18 AM
All_Wins$50.005/12/2011 9:57:30 PM
1stBankAndHal$25.055/13/2011 8:21:27 AM
kulender$50.005/14/2011 9:21:21 AM
math1973$50.005/16/2011 9:21:45 AM
Cai8899$30.005/16/2011 10:35:05 AM
RecoveryLender$25.005/16/2011 5:29:31 PM
fareast_man$25.005/16/2011 5:49:15 PM
ethicalhumanist$50.005/16/2011 6:19:26 PM
loss-of-control$100.005/16/2011 5:54:16 PM
yield-implementer8$100.005/17/2011 9:46:17 AM
supreme-p2p9$25.005/17/2011 4:08:24 PM
blue-nourishing-principal$100.005/17/2011 5:38:14 PM
enthralling-deal180$25.005/17/2011 6:35:41 PM
broomfieldbucks$25.005/18/2011 8:52:26 AM
RuleOf70$35.005/18/2011 7:51:51 AM
jazzlender$25.005/18/2011 10:33:10 AM
brightest-supreme-dollar$100.005/18/2011 10:20:51 AM
contract-victor5$50.005/18/2011 11:50:46 AM
baker31$50.005/18/2011 12:41:10 PM
loyalist1$200.005/18/2011 2:02:19 PM
pinballwizard$25.005/18/2011 2:13:05 PM
clean-coin7$39.855/18/2011 2:56:29 PM
toomanyfishtanks$50.005/18/2011 5:17:01 PM
wayman$50.005/18/2011 5:57:44 PM
upbeat-marketplace$25.005/18/2011 6:14:06 PM
BaxterEvil$25.005/18/2011 7:35:07 PM
irrelevant$25.005/8/2011 12:02:57 PM
tech310$50.005/8/2011 12:03:13 PM
wampum-library4$25.005/8/2011 12:11:51 PM
janeybooboo$100.005/8/2011 1:48:04 PM
JustMee$25.005/8/2011 2:22:52 PM
ingenious-deal6$25.005/9/2011 10:07:34 AM
jpblan11$25.005/9/2011 12:54:43 PM
thankful-nickel2$25.005/9/2011 3:58:25 PM
_NaLNaBB$250.005/9/2011 9:54:56 PM
dsgfl1$100.005/10/2011 6:16:51 AM
felicity-daydream$25.005/10/2011 6:25:36 AM
Nerdster1$25.105/10/2011 9:28:08 AM
rescue$100.005/10/2011 6:56:42 PM
the-credit-bauble$25.005/10/2011 7:44:10 PM
the-reliable-trade$100.005/11/2011 12:01:47 PM
the-enthralling-coin$25.005/11/2011 12:02:14 PM
phaded$25.005/11/2011 7:58:49 PM
krd_Chicago$50.005/12/2011 9:57:38 AM
Investor509$25.005/12/2011 11:53:39 AM
MarvintheMartian$25.005/12/2011 2:00:05 PM
back-scratchers$25.005/13/2011 9:40:14 AM
FigTree$50.005/13/2011 5:10:00 PM
benjamins-utopia$50.005/13/2011 5:10:06 PM
houli123$200.005/14/2011 4:13:45 AM
debt-sphinx99$25.005/14/2011 7:37:55 AM
treasure-hunter270$25.005/14/2011 8:21:26 AM
6moonbeams$100.005/16/2011 10:48:12 AM
reward-motion$50.005/16/2011 2:39:36 PM
yield-implementer8$100.005/17/2011 9:41:16 AM
astute-peso9$25.005/17/2011 9:42:43 AM
agreement-guild$100.005/17/2011 9:48:15 AM
buddycat$50.005/17/2011 10:19:06 AM
upbeat-finance8$30.005/17/2011 5:38:38 PM
the-silver-blaster$50.005/17/2011 5:42:12 PM
AK49-JW$30.005/17/2011 8:59:02 PM
american6$100.005/18/2011 9:55:52 AM
oxnard$25.005/18/2011 9:23:53 AM
pthighs$50.005/18/2011 12:12:03 PM
lovely-greenback4$50.005/18/2011 1:18:15 PM
maldok1$25.005/18/2011 2:06:07 PM
nimble-nickel$25.005/18/2011 3:13:11 PM
Simonsez808$25.005/18/2011 7:03:14 PM
82 Investments
 
Borrower Payment Dependent Notes Series 506495
This series of Notes was issued and sold upon the funding of the borrower loan #49438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-12-2011 
Term: 36 months Listing End date:  May-18-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $167.60
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: May-1995 Debt/Income ratio: 40%
Credit score: 680-699 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 52 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,649Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: velocity-adventurer Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 680-699 (Latest)
Principal borrowed: $1,150.00< 31 days late: 0 ( 0% )  
640-659 (May-2010)
 
Principal balance: $866.48 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
My loan for home improvement
Purpose of loan:
This loan will be used to repair my perimeter security fence that was blown down during severe weather this past week. I will also take a portion of the funds and pay off my other Prosper loan to minimize my amount of outstanding debt. I have never missed or was late on a payment for my existing Prosper loan. I am a state trooper and have a very stable income. I sincerely appreciate the assistance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DasMula$27.005/12/2011 5:19:29 PM
Kash2010lu$25.005/12/2011 5:14:52 PM
lendstats_com$300.005/12/2011 5:13:35 PM
irrelevant$25.005/13/2011 1:43:00 AM
Champion_Lending$25.005/13/2011 9:34:01 AM
reflective-rupee$400.005/13/2011 11:08:00 AM
BuildingShanghai$25.005/13/2011 5:28:47 PM
loanman2007$200.005/15/2011 4:40:41 AM
CA-Lender$25.055/16/2011 3:13:54 PM
suave-dime6$25.005/16/2011 4:29:47 PM
JGuide$26.055/16/2011 7:00:28 PM
CoolPlexer$25.005/17/2011 9:42:04 AM
Jack55304$150.005/17/2011 10:25:31 AM
brightest-dignified-penny$35.005/17/2011 10:51:29 AM
aafg69$30.005/17/2011 10:53:26 AM
designer_10$25.005/18/2011 2:39:05 PM
Leshan$100.005/18/2011 3:07:05 PM
the-enthralling-coin$25.005/18/2011 4:23:46 PM
baker31$50.005/18/2011 4:24:17 PM
worldly-gold$50.005/18/2011 4:41:46 PM
chungfang$100.005/18/2011 4:49:49 PM
glimmering-generosity0$75.005/18/2011 5:07:35 PM
vest_vortex$50.005/18/2011 5:14:03 PM
DreDub$25.005/18/2011 5:44:10 PM
power-bluebird2$50.005/18/2011 6:54:41 PM
loan-kingdom162$58.595/18/2011 6:52:33 PM
Mad_Scientist$25.005/18/2011 7:01:51 PM
well-mannered-income3$45.005/18/2011 7:00:23 PM
Nikelaos$25.005/18/2011 7:08:07 PM
wheel184$25.005/18/2011 7:06:56 PM
vutah$25.005/18/2011 7:08:16 PM
SolarMoonshine$25.005/12/2011 5:18:47 PM
janeybooboo$100.005/12/2011 6:26:16 PM
twjh$25.005/13/2011 1:46:28 AM
InChicago$50.005/13/2011 7:37:29 AM
EEasyMoney$25.005/13/2011 9:56:23 AM
otto1939$51.005/13/2011 11:14:35 AM
missing-link$25.005/13/2011 1:44:26 PM
Rogelio48$25.005/13/2011 7:27:18 PM
jgar_O$25.005/14/2011 11:46:21 AM
investment-daydream$25.005/16/2011 5:51:53 PM
brondero$25.005/17/2011 6:48:47 AM
tranquil-gain1$100.005/18/2011 8:20:18 AM
loyalist1$200.005/18/2011 1:45:38 PM
Bill88$30.005/18/2011 2:34:46 PM
openness-antioxidant$100.005/18/2011 2:22:44 PM
gothampark$25.005/18/2011 3:00:28 PM
Rogesparkguy$25.005/18/2011 3:07:19 PM
upperdeck$25.005/18/2011 3:31:07 PM
dudebrah$25.005/18/2011 3:45:21 PM
Bob450$33.005/18/2011 4:09:20 PM
scarlet-velvet$25.005/18/2011 4:03:42 PM
historic-nickel$25.005/18/2011 4:35:19 PM
WMY-Investor$100.005/18/2011 5:09:56 PM
llequire1$25.005/18/2011 5:07:17 PM
velocity-motivator6$25.005/18/2011 5:15:17 PM
sweetlan$25.055/18/2011 6:05:11 PM
proud-gold9$70.005/18/2011 6:01:25 PM
commitment-statue1$25.005/18/2011 6:06:42 PM
deepblue34$40.005/18/2011 6:36:05 PM
melodious-openness$100.005/18/2011 6:50:15 PM
melodious-openness$213.515/18/2011 6:54:53 PM
leverage-ectasy$35.945/18/2011 6:39:39 PM
melodious-openness$100.005/18/2011 6:50:37 PM
loan-kingdom162$100.005/18/2011 6:52:18 PM
peso-aggregator$25.005/18/2011 6:58:07 PM
calm-platinum8$4.815/18/2011 7:10:06 PM
67 Investments
 
Borrower Payment Dependent Notes Series 506755
This series of Notes was issued and sold upon the funding of the borrower loan #49571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-15-2011 
Term: 36 months Listing End date:  May-19-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $249.53
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 9.53%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1986 Debt/Income ratio: 35%
Credit score: 660-679 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 15Length of status:21y 5m
Amount delinquent: $0 Total credit lines: 61 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,564Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: supreme-reward4 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
740-759 (Aug-2009)
 
Principal balance: $2,552.03 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
HHSCAT
Purpose of loan:
This loan will be used to...Pay off Credit Cards

My financial situation: State Employees Credit Union
I am a good candidate for this loan because...My income is sufficient to support my current debt load and I have no late payments. I havebeen gainfully employed full-time for over 35 years and teach part-time for extra income.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
qsolo$200.005/15/2011 12:08:10 PM
Tradesmanlender$35.005/15/2011 12:13:27 PM
thankful-nickel2$25.005/15/2011 1:02:32 PM
itsmaj$77.805/16/2011 12:11:48 AM
Rashanir$25.005/16/2011 6:32:27 PM
irrelevant$25.005/17/2011 5:49:38 PM
tranquil-gain1$100.005/17/2011 7:16:08 PM
Sol_Invictus$25.005/18/2011 4:18:33 PM
toomanyfishtanks$50.005/18/2011 5:21:36 PM
OldManP$25.005/18/2011 5:46:21 PM
kulender$50.005/18/2011 6:02:25 PM
Supervark$74.005/18/2011 9:32:15 PM
Feyenoord$25.005/19/2011 3:16:50 AM
grampy48$75.005/19/2011 6:06:54 AM
GElender$25.005/19/2011 6:27:27 AM
intrepid-loot$25.005/19/2011 7:58:02 AM
DasMula$27.005/19/2011 8:14:40 AM
forthright-trade$24.415/19/2011 9:45:54 AM
janeybooboo$51.005/15/2011 12:08:05 PM
investment-artist$25.015/15/2011 12:12:49 PM
worth-blanket2$4,900.005/15/2011 12:39:15 PM
grnii78$300.005/15/2011 12:39:31 PM
the-enthralling-coin$25.005/15/2011 4:04:04 PM
janeybooboo$149.005/15/2011 5:49:19 PM
loss-of-control$50.005/16/2011 5:45:25 PM
Aaron_Oz$25.005/17/2011 2:04:02 AM
yield-implementer8$100.005/17/2011 9:41:39 AM
astute-peso9$25.005/17/2011 9:42:55 AM
yield-implementer8$100.005/17/2011 9:46:36 AM
wampum-library4$25.005/17/2011 6:58:36 PM
shrewd-income$50.005/18/2011 12:51:52 PM
point-pinnacle$25.005/18/2011 5:04:42 PM
wealth-renaissance5$25.005/18/2011 11:44:13 PM
baker31$50.005/19/2011 8:35:43 AM
s270$50.785/19/2011 9:17:14 AM
bambampk$86.005/19/2011 8:57:42 AM
oxnard$25.005/19/2011 9:37:46 AM
37 Investments
 
Borrower Payment Dependent Notes Series 506871
This series of Notes was issued and sold upon the funding of the borrower loan #49482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-15-2011 
Term: 36 months Listing End date:  May-17-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $283.07
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1992 Debt/Income ratio: 38%
Credit score: 680-699 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 14Length of status:13y 5m
Amount delinquent: $0 Total credit lines: 32 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,821Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: blue-careful-power Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Stable Secure
Purpose of loan:
This loan will be used to...Consolidate credit card debt that was created by a new home purchase coupled with a family illness. I would like to combine high interest credit cards and with left over funds create more financial breathing room.

My financial situation:
I am a good candidate for this loan because...I have never been late on a payment, which shows responsibility. I have been at my current employer for over a decade, which shows stability. My current debt-to-income ratio has risen and I am concerned about that, and want to combine items into one payment.


Monthly net income: $4600
Monthly expenses: $
Housing: $1200
Insurance: $200
Car expenses: $300
Utilities: $200
Phone, cable, internet: $65
Food, entertainment: $450
Clothing, household expenses: $250
Credit cards and other loans: $1300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Whipster$50.005/15/2011 7:54:57 PM
Wangchuk$25.005/15/2011 12:06:30 PM
Wangchuk$25.005/15/2011 12:10:54 PM
tech310$50.005/15/2011 12:13:14 PM
the-enthralling-coin$25.005/15/2011 4:04:05 PM
Danjack_Capital$25.005/15/2011 4:01:05 PM
credit-missile$100.005/15/2011 7:24:24 PM
shrewd-income$51.005/15/2011 9:36:27 PM
magnetic-dedication3$25.005/15/2011 10:31:51 PM
golffish2$25.005/16/2011 3:59:58 AM
Bill88$25.005/16/2011 7:57:19 AM
sturdy-peace9$75.005/16/2011 8:19:11 AM
SkinnyFish$25.005/16/2011 3:58:09 PM
dcap3$86.645/16/2011 4:24:20 PM
suave-dime6$25.005/16/2011 4:30:28 PM
loss-of-control$100.005/16/2011 5:26:45 PM
Rashanir$25.005/16/2011 6:31:20 PM
greenback-guard$25.005/17/2011 2:52:28 AM
siamman$45.205/17/2011 4:55:18 AM
ZOOOM$25.005/17/2011 6:31:04 AM
SOP_Bank$25.005/17/2011 7:13:34 AM
mex_invests$25.005/17/2011 8:05:24 AM
enriching-dollar$25.005/17/2011 8:19:04 AM
missing-link$25.005/15/2011 12:14:20 PM
worth-blanket2$4,550.005/15/2011 12:39:52 PM
lendstats_com$200.005/15/2011 12:55:54 PM
reflective-rupee$25.005/15/2011 1:27:17 PM
SolarMoonshine$25.005/15/2011 2:17:30 PM
coin-bee1$25.005/15/2011 3:05:14 PM
2grindstones$25.005/15/2011 4:57:17 PM
1traveler$25.005/15/2011 7:27:53 PM
yf99yz$25.005/15/2011 9:58:05 PM
thankful-nickel2$25.005/16/2011 5:04:28 AM
wonder3$25.005/16/2011 6:11:10 AM
cerebral-deal353$25.005/16/2011 7:01:40 AM
greencat$50.005/16/2011 7:18:03 AM
briskdevl07$25.005/16/2011 8:46:23 AM
InChicago$50.005/16/2011 8:58:46 AM
economy-coup$30.005/16/2011 10:39:08 AM
paulpk$104.575/16/2011 11:20:03 AM
CA-Lender$25.055/16/2011 3:10:29 PM
brightest-dignified-penny$25.005/16/2011 4:18:21 PM
baker31$50.005/16/2011 7:51:51 PM
loanman2007$150.005/17/2011 4:28:28 AM
GElender$25.005/17/2011 7:10:03 AM
brightXeyes$25.005/17/2011 8:03:35 AM
DasMula$7.545/17/2011 9:10:32 AM
47 Investments
 
Borrower Payment Dependent Notes Series 488955
This series of Notes was issued and sold upon the funding of the borrower loan #49468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,800.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.95% Listing Start date:  May-09-2011 
Term: 36 months Listing End date:  May-16-2011 
 
Lender yield: 6.99% Borrower rate/APR: 7.99% / 8.33% Monthly payment: $150.39
 
Lender servicing fee: 1.00% Effective Yield*: 6.99%  
Estimated return*: 5.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Jul-1998 Debt/Income ratio: 6%
Credit score: 820-839 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 41 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,250Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 8%  
   Homeownership: Yes  
Screen name: GALERXLoans Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investment Loan
Purpose of loan:
This loan will be used for a personal investment loan. The investment should produce enough income to pay the interest and part of the principle. I am choosing not to use my own savings because of this factor.

Monthly take home income after taxes/retirement/savings: $5000+

Major monthly bills:
House (15yr fixed @ 4.75%): $1550
Student Loan (@ 1.65%) $300

I own both of my cars and paid them off in about a year after I bought them. (2009 Mazda 6 and 2010 Chevy Equinox). I should not have a car payment for a long time.

Revolving Credit balance:
American Express Cash - I put every purchase I can on this card so I can collect their cash reward. I use it like a debit card and it gets paid off each month.

I have been a Prosper member for over 3 years and have over 40 current loans valued around $2500. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blooming-market$25.005/9/2011 5:04:52 PM
scrappy-bonus2$25.005/9/2011 5:05:35 PM
indomitable-coin$25.005/9/2011 5:08:09 PM
DukSerduk$25.005/9/2011 5:04:32 PM
meux99$25.005/9/2011 5:04:50 PM
antlr$50.005/9/2011 5:06:13 PM
Dollars4Rent$50.005/9/2011 5:04:55 PM
blot44$50.005/9/2011 5:05:42 PM
ore-genius2$100.005/9/2011 5:05:53 PM
Avala$50.005/9/2011 5:06:05 PM
compoundinterest$50.005/9/2011 5:06:57 PM
kyomoon$50.005/9/2011 7:24:22 PM
Tom579$32.245/9/2011 7:24:58 PM
RandyL3$25.005/9/2011 9:44:20 PM
dpfl55$25.005/9/2011 7:24:25 PM
dinero-festivity2$50.005/10/2011 5:30:08 AM
jga516$25.005/10/2011 5:12:25 AM
Heater36$25.005/10/2011 10:10:46 AM
Rammuel$25.005/10/2011 12:44:42 PM
JedClampett$100.005/10/2011 12:51:48 PM
swissbanker$25.005/11/2011 6:58:08 AM
math1973$100.005/11/2011 9:34:45 AM
inspired-investment8$100.005/11/2011 5:33:21 PM
nuclearmoose$50.005/11/2011 7:28:56 PM
heavenly-interest9$100.005/11/2011 7:44:02 PM
Dan4703$25.005/12/2011 4:53:17 AM
respectful-integrity3$25.005/12/2011 7:14:44 PM
MrDavid$50.005/12/2011 8:04:50 PM
fantastic-openness$100.005/13/2011 12:15:37 PM
SpecialMan-211$250.005/13/2011 7:31:41 PM
Pacific-Bank$44.295/14/2011 10:11:28 AM
penny-finder$49.495/14/2011 12:12:52 PM
MarvintheMartian$25.005/14/2011 12:59:00 PM
jpblan11$25.005/14/2011 3:34:16 PM
thankful-nickel2$50.005/14/2011 6:00:49 PM
sharp-reward920$25.005/14/2011 9:27:37 PM
sappy02$25.005/15/2011 11:10:45 AM
vutah$25.005/15/2011 2:03:10 PM
Reddy_Capital$25.005/15/2011 4:11:54 PM
RyanTH9893$25.005/15/2011 7:33:37 PM
radiant-integrity$500.005/16/2011 1:20:02 PM
NATIVEBORN$100.005/16/2011 5:22:13 PM
NATIVEBORN$100.005/16/2011 5:18:54 PM
bigmoneybags$37.845/16/2011 5:39:52 PM
Druidsoft$25.005/16/2011 6:32:37 PM
mighty-trade2$25.005/16/2011 6:42:45 PM
cashhelp$37.645/9/2011 5:05:32 PM
minista$25.005/9/2011 5:06:02 PM
commerce-yeller$50.005/9/2011 5:04:21 PM
kulender$50.005/9/2011 5:06:09 PM
dtrain5$25.005/9/2011 5:08:07 PM
availableloan$25.005/9/2011 5:08:29 PM
useful-currency$25.005/9/2011 5:05:47 PM
kenji4861$25.005/9/2011 5:05:58 PM
reflective-rupee$25.005/9/2011 5:12:33 PM
samo102us$25.005/9/2011 7:24:46 PM
Leopoldine$25.005/9/2011 7:24:49 PM
cwegert$200.005/9/2011 9:39:59 PM
axl163$25.005/9/2011 7:24:24 PM
CPA-Banker$29.545/10/2011 9:56:20 AM
currency-persimmon$100.005/10/2011 1:51:59 PM
fcrick$25.005/10/2011 5:52:17 PM
fenix692$25.005/12/2011 12:32:56 PM
bvzm$50.005/12/2011 3:23:10 PM
unrivaled-silver$50.005/13/2011 9:25:59 AM
flexible-value$35.005/13/2011 5:35:45 PM
ddamenace$75.005/13/2011 8:29:00 PM
wam37$25.005/14/2011 4:50:48 AM
swissbanker$25.005/14/2011 7:25:19 AM
hawaiiangirl76$25.005/14/2011 8:01:38 AM
dadancincowz$27.645/14/2011 11:15:20 AM
jcech$100.005/14/2011 11:29:24 AM
ChoiceInvestments$31.005/14/2011 1:00:35 PM
loyalty-voyage$50.005/14/2011 4:34:24 PM
skorpious$25.005/14/2011 5:54:03 PM
Duchdad$25.005/14/2011 8:44:32 PM
Lotsofbears$25.005/15/2011 2:48:32 PM
hookUup$31.025/15/2011 3:47:04 PM
cwegert$100.005/15/2011 5:45:35 PM
trustworthy-hope189$75.005/16/2011 4:14:12 AM
truth-image$50.005/16/2011 7:54:35 AM
cosmof16$25.005/16/2011 10:06:45 AM
Jeffersonbank$50.005/16/2011 10:26:42 AM
repayment-genius7$25.005/16/2011 1:29:46 PM
jazzlender$50.005/16/2011 1:31:12 PM
rjw_mpwr$25.005/16/2011 1:48:17 PM
winlender$25.005/16/2011 3:01:14 PM
dproxima$25.005/16/2011 3:51:18 PM
NATIVEBORN$100.005/16/2011 5:17:58 PM
wwwUniversal$25.005/16/2011 5:27:43 PM
heroic-p2ploan2$50.005/16/2011 5:37:50 PM
marabu$29.225/16/2011 5:50:06 PM
BobInWisconsin$40.005/16/2011 7:17:34 PM
unflappable-balance5$0.085/16/2011 7:29:40 PM
94 Investments
 
Borrower Payment Dependent Notes Series 495707
This series of Notes was issued and sold upon the funding of the borrower loan #49565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-04-2011 
Term: 60 months Listing End date:  May-17-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $476.04
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.09%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1994 Debt/Income ratio: 18%
Credit score: 760-779 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 12Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 59 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,510Stated income:$100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: attentive-coin Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to... Consolidate my credit cards into one monthly payment.

My financial situation: Wells Fargo Bank
I am a good candidate for this loan because... All of my accounts have always been paid on time with no late payments or defaults.

Monthly net income: $7,000.00
Monthly expenses: $3,800.00
Housing: $1,250.00
Insurance: $ 250.00
Car expenses: $735.00
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $350.00
Clothing, household expenses: $100.00
Credit cards and other loans: $600.00
Other expenses: $
100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/4/2011 9:07:59 AM
the-enthralling-coin$25.005/4/2011 2:29:21 PM
diplomatic-wealth7$25.005/5/2011 4:29:01 PM
Kash2010lu$30.005/9/2011 5:27:58 PM
SecondChanceLendingSERV$26.455/10/2011 7:49:42 AM
catamaran2024$50.005/11/2011 2:03:29 AM
grove064$100.005/11/2011 5:18:57 PM
wise-benjamins-fortress$25.005/12/2011 2:00:37 PM
miamibeachloaner$25.005/12/2011 5:29:12 PM
chungfang$25.005/12/2011 5:37:42 PM
Redmond$25.005/12/2011 6:19:52 PM
Weaverville$25.005/13/2011 9:25:37 AM
missing-link$25.005/13/2011 1:40:50 PM
verblender$150.005/14/2011 12:52:16 PM
formula842$25.005/14/2011 12:47:54 PM
113121$600.005/14/2011 1:17:25 PM
SolarMoonshine$25.005/14/2011 1:03:05 PM
designer_10$25.005/14/2011 1:28:16 PM
Rogesparkguy$25.005/14/2011 2:23:16 PM
janeybooboo$300.005/14/2011 1:48:45 PM
friendinmoney$25.005/14/2011 3:10:04 PM
money-fort$25.005/14/2011 2:42:41 PM
liberty-point$25.005/14/2011 3:08:10 PM
economy-popcorn$25.005/14/2011 3:23:37 PM
vigilance-searcher$25.005/14/2011 5:15:09 PM
competent-p2p$51.945/14/2011 5:39:56 PM
neutrino6$25.005/14/2011 5:07:37 PM
umwol13$25.005/14/2011 5:25:45 PM
ibndalight$25.005/14/2011 6:29:09 PM
intrepid-loot$25.005/14/2011 6:34:20 PM
friendly-worth3$50.005/14/2011 6:14:43 PM
autonomous-truth$82.285/14/2011 6:57:49 PM
euro-mastery$63.005/14/2011 7:25:11 PM
Christophe$25.005/14/2011 8:26:14 PM
visionary-asset5$100.005/14/2011 8:53:22 PM
dynamic-capital$25.005/15/2011 1:08:41 AM
KarlMarx$25.005/15/2011 3:19:17 AM
Investoman$75.005/15/2011 4:24:54 AM
loanman2007$100.005/15/2011 4:34:45 AM
zippy-ore3$50.005/15/2011 5:03:14 AM
RebuildALife$25.005/15/2011 5:43:03 AM
itskarma$25.255/15/2011 6:53:59 AM
superb-responsibility4$26.005/15/2011 10:05:14 AM
sappy02$100.005/15/2011 10:21:14 AM
payment-jalapeno9$250.005/15/2011 11:24:55 AM
worthy-bid4$78.465/15/2011 12:13:01 PM
Bob450$25.005/15/2011 1:33:50 PM
zone6$100.005/15/2011 7:39:51 PM
yf99yz$25.005/15/2011 8:57:46 PM
6moonbeams$50.005/16/2011 10:49:24 AM
mercuriant$25.005/16/2011 10:55:14 AM
rogue_monster$25.005/16/2011 1:30:47 PM
repayment-genius7$25.005/16/2011 1:32:11 PM
wise-extraordinary-loot$50.005/16/2011 1:36:42 PM
ThatDanGuy$50.005/16/2011 1:48:53 PM
willinvest$25.005/16/2011 2:31:42 PM
kidsskipp$50.005/16/2011 4:32:03 PM
gjm6d$25.005/16/2011 4:37:11 PM
HardLender$100.005/16/2011 5:11:53 PM
money-bauble$50.005/16/2011 5:29:41 PM
exciting-loyalty3$100.005/16/2011 5:50:20 PM
orange-preeminant-bill$50.005/17/2011 12:36:40 PM
Bill88$25.005/17/2011 1:42:13 PM
helping-out$35.005/17/2011 1:49:35 PM
thankful-generosity5$25.005/17/2011 4:58:55 PM
listing-trapper3$50.005/17/2011 5:36:35 PM
shawndw$35.005/17/2011 5:49:48 PM
Mariner3605$25.005/17/2011 6:40:12 PM
steiglends$100.005/17/2011 5:49:45 PM
Supp0rter$39.225/17/2011 5:50:42 PM
DrStaff$25.005/17/2011 5:48:37 PM
loss-of-control$100.005/17/2011 6:22:10 PM
smilinsam$50.005/17/2011 6:40:27 PM
intuitive-velocity4$50.005/17/2011 7:08:15 PM
Ocean713$50.005/17/2011 7:09:08 PM
zen1cent$25.005/17/2011 7:09:19 PM
bountiful-durability$50.005/17/2011 6:40:19 PM
sentry256$25.005/17/2011 6:58:35 PM
equitable-yield4$25.005/17/2011 6:57:56 PM
triumphant-community$50.005/17/2011 6:58:28 PM
pkn62572$25.005/17/2011 7:03:59 PM
niceguy777$50.005/17/2011 7:08:13 PM
MylesNH$25.005/17/2011 7:08:19 PM
deal-viking4$25.005/17/2011 7:08:27 PM
iolaire$25.005/17/2011 7:09:06 PM
finance-prescription$50.005/17/2011 7:05:54 PM
blackstar$25.005/17/2011 7:08:10 PM
peace-steward7$50.005/17/2011 7:08:49 PM
valiant-pound8$100.005/17/2011 7:09:00 PM
astute-asset7$25.005/17/2011 7:09:11 PM
swoosh$50.005/17/2011 7:09:32 PM
unafraid-return496$25.005/4/2011 12:05:03 PM
reflective-rupee$200.005/4/2011 4:35:38 PM
bonus-demon$50.005/5/2011 9:47:18 AM
vine99$65.005/8/2011 12:55:55 PM
worth-blanket2$5,000.005/9/2011 10:51:50 AM
jjswanso$40.005/10/2011 7:25:19 AM
frogperson$100.005/11/2011 9:46:20 PM
the-reliable-trade$100.005/12/2011 5:24:32 PM
Cai8899$25.005/14/2011 7:51:34 AM
red-power-pecan$50.005/14/2011 9:05:15 AM
genius520$50.005/14/2011 9:55:31 AM
well-mannered-income3$25.005/14/2011 12:51:27 PM
chungfang$50.005/14/2011 1:01:41 PM
113121$500.005/14/2011 1:12:46 PM
El_Profesional$25.005/14/2011 1:57:41 PM
melodious-openness$58.925/14/2011 2:57:48 PM
hookUup$26.305/14/2011 2:57:44 PM
DasMula$27.005/14/2011 3:31:50 PM
Tono$100.005/14/2011 3:45:17 PM
DreDub$50.005/14/2011 4:36:04 PM
suave-dime6$25.005/14/2011 5:07:48 PM
pembull$26.335/14/2011 4:48:08 PM
VJ_Financial$50.005/14/2011 5:43:26 PM
Kqwik$25.005/14/2011 7:55:14 PM
handy-justice$100.005/14/2011 8:05:26 PM
gold-cluster$100.005/14/2011 8:08:13 PM
coldfuzion$75.005/14/2011 10:53:15 PM
thankful-nickel2$25.005/14/2011 10:04:02 PM
diversification-maple1$25.005/15/2011 12:18:07 AM
penny-surgeon$25.005/15/2011 1:19:57 AM
1willray$25.005/14/2011 10:24:39 PM
bayshipping$25.585/15/2011 6:24:23 AM
thrifty-capital$25.005/15/2011 6:41:49 AM
loan-master1$25.005/15/2011 8:25:59 AM
neoboy$78.495/15/2011 8:01:19 AM
best-generosity-financier$25.005/15/2011 8:59:10 AM
heerzaquestion$50.005/15/2011 10:20:00 AM
sparkling-basis0$150.005/15/2011 11:37:06 AM
grove064$100.005/15/2011 12:02:50 PM
supersarah61$50.005/15/2011 12:17:19 PM
special-currency6$50.005/15/2011 3:14:34 PM
the-silver-blaster$50.005/16/2011 7:35:31 AM
CAGE-Investments$25.005/16/2011 9:32:35 AM
first-class-felicity6$50.005/16/2011 10:03:52 AM
mlj0671$25.005/16/2011 12:44:01 PM
divedude$25.005/16/2011 4:31:17 PM
orange-courageous-dedication$25.005/16/2011 5:29:28 PM
zone8$100.005/16/2011 5:50:23 PM
piston_honda$25.005/16/2011 6:04:26 PM
wwwUniversal$25.005/17/2011 2:38:43 AM
astute-peso9$25.005/17/2011 9:44:21 AM
Jack55304$300.005/17/2011 10:20:21 AM
mrstender$25.005/17/2011 11:49:05 AM
green-rapid-openness$50.005/17/2011 10:54:52 AM
kwxj61b$94.445/17/2011 12:42:43 PM
ingenious-deal6$25.005/17/2011 12:24:09 PM
shrewd-income$100.005/17/2011 1:26:14 PM
credit-high-five8$50.005/17/2011 12:52:41 PM
unassuming-capital3$50.005/17/2011 1:49:14 PM
tnjohnso$25.005/17/2011 2:44:14 PM
treasure-bliss$43.975/17/2011 2:44:45 PM
delicious-cash$25.005/17/2011 5:25:26 PM
unrivaled-silver$50.005/17/2011 5:27:14 PM
ingenious-truth0$55.295/17/2011 5:28:02 PM
haplender$50.005/17/2011 5:34:57 PM
IIP77$25.005/17/2011 5:35:24 PM
agreement-network$50.005/17/2011 5:49:41 PM
PatRichi$25.005/17/2011 6:59:35 PM
kindness-jedi$30.005/17/2011 7:00:07 PM
graceful-investment$42.585/17/2011 7:03:43 PM
selector568$238.245/17/2011 7:05:45 PM
leverage-booster$25.005/17/2011 7:07:19 PM
basis-wizard8$50.005/17/2011 6:42:11 PM
ramblin$25.005/17/2011 7:08:22 PM
HedgeFund$50.005/17/2011 7:09:09 PM
asiaratt$50.005/17/2011 7:09:29 PM
the-profit-oracle$25.005/17/2011 6:40:23 PM
netelegent$25.005/17/2011 6:57:05 PM
galtsgulch$25.005/17/2011 6:56:06 PM
navstox$50.005/17/2011 6:59:40 PM
credit-sycamore4$50.005/17/2011 6:59:51 PM
payout-banker4$25.005/17/2011 7:06:00 PM
momentous-integrity548$50.005/17/2011 7:08:17 PM
GInBaghdad$25.005/17/2011 7:08:33 PM
Comoparklender$50.005/17/2011 7:08:40 PM
new-social-economist$50.005/17/2011 7:09:03 PM
sensible-order2$51.555/17/2011 7:06:05 PM
justice-economist$25.005/17/2011 7:07:06 PM
circuitfive$25.005/17/2011 7:08:44 PM
durability-starfish$25.005/17/2011 7:09:25 PM
181 Investments
 
Borrower Payment Dependent Notes Series 501617
This series of Notes was issued and sold upon the funding of the borrower loan #49550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-09-2011 
Term: 36 months Listing End date:  May-19-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $534.59
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2004 Debt/Income ratio: Not calculated
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 13Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,199Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: tandanl86 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 36 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
720-739 (Apr-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Prosper Me to Debt Free
Purpose of loan:
This loan will be used to consolidate my debt in to one monthly payment. By having a realistic paid in full date, this loan will help me to reach my ultimate goal of becoming debt free once and for all.

My financial situation:
I am a good candidate for this loan, because I have made every payment on time on every card since it was opened. In addition, I?ve already successfully paid off a Prosper loan without late or missing payments.
I am in a good financial situation to make the monthly payments on this loan, because I do not pay rent or a car payment.


Monthly net income: $1800
Monthly expenses: $1090
Housing: $0
Insurance: $70
Car expenses: $100 (gas)
Utilities: $0
Phone, cable, internet: $70
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $500 (Will stay the same with loan payment, because cancels out credit card payments)
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
MoneyForNothing$29.215/9/2011 9:02:29 AM
investment-artist$25.015/9/2011 9:16:52 AM
lendstats_com$600.005/9/2011 9:21:40 AM
qsolo$200.005/9/2011 9:44:38 AM
irrelevant$25.005/9/2011 9:17:01 AM
economy-coup$100.005/9/2011 9:22:00 AM
worth-blanket2$5,000.005/9/2011 11:07:31 AM
ingenious-deal6$25.005/9/2011 10:06:23 AM
DasMula$27.005/9/2011 3:25:09 PM
SolarMoonshine$25.005/9/2011 4:49:33 PM
Moe87$34.325/10/2011 7:06:54 AM
CA-Lender$25.055/10/2011 3:47:39 PM
loan-master1$25.005/10/2011 6:47:51 PM
cgoca$25.005/11/2011 1:24:53 AM
Investor509$25.005/12/2011 12:59:19 PM
CASSHMAN$125.005/12/2011 6:16:06 PM
missing-link$25.005/13/2011 1:42:33 PM
amlu1988$25.005/13/2011 7:25:36 PM
KarlMarx$25.005/15/2011 3:19:26 AM
intrepid-loot$25.005/15/2011 10:05:07 AM
DoctorJoe$25.005/16/2011 5:04:03 AM
fareast_man$25.005/16/2011 5:49:16 PM
ethicalhumanist$25.005/16/2011 6:20:24 PM
bonus-demon$50.005/17/2011 7:13:27 PM
bonus-seahorse$65.005/18/2011 1:52:06 PM
seabass123$25.005/18/2011 1:44:49 PM
suave-dime6$25.005/18/2011 1:50:45 PM
thorough-payout8$25.005/18/2011 2:25:02 PM
designer_10$25.005/18/2011 2:32:30 PM
openness-antioxidant$100.005/18/2011 2:35:17 PM
optionscashflow$25.005/18/2011 2:44:47 PM
PositiveCarry$50.005/18/2011 2:48:52 PM
trumpeter5$40.005/18/2011 3:19:58 PM
upperdeck$25.005/18/2011 3:29:12 PM
Jumping_Jedi$25.005/18/2011 3:31:21 PM
peso-tiramisu$25.005/18/2011 3:32:30 PM
Pygmalion$61.125/18/2011 4:10:24 PM
loss-of-control$50.005/18/2011 4:23:12 PM
glimmering-generosity0$100.005/18/2011 5:04:15 PM
chungfang$100.005/18/2011 4:49:09 PM
toomanyfishtanks$50.005/18/2011 5:06:35 PM
vest_vortex$25.005/18/2011 5:17:11 PM
commerce-yeller$50.005/18/2011 5:12:43 PM
DreDub$50.005/18/2011 5:43:44 PM
BigGuyBank$27.775/18/2011 6:05:05 PM
platinum-piledriver$26.835/18/2011 6:43:28 PM
Mad_Scientist$50.005/18/2011 6:56:53 PM
kristof2007$25.005/18/2011 6:54:03 PM
Scotcha$34.395/18/2011 7:02:18 PM
emosspot$25.005/18/2011 7:28:03 PM
cerebral-deal353$25.005/18/2011 8:21:51 PM
note-buddy$186.855/18/2011 7:59:07 PM
velocity-winner$25.005/18/2011 9:30:21 PM
treasure-expert$25.005/18/2011 8:14:37 PM
bessbird$30.415/18/2011 8:52:53 PM
PleaseDontDefault$50.005/18/2011 9:08:35 PM
Banker2OO7$50.005/19/2011 12:28:06 AM
Dubbs360$100.005/18/2011 11:13:08 PM
LaBamba$50.005/19/2011 4:55:08 AM
runbix7$25.005/19/2011 3:01:20 AM
averagefore$25.005/19/2011 5:59:18 AM
dinero-philosopher1$500.005/19/2011 3:29:43 AM
careful-note1$50.005/19/2011 6:19:27 AM
Shanester$25.005/19/2011 6:21:12 AM
pumatrap$25.005/19/2011 7:32:15 AM
ArmyGuy$25.005/19/2011 7:39:09 AM
spiff666$26.665/19/2011 6:46:14 AM
dsnybnd$25.005/19/2011 7:49:15 AM
rate-negotiator$25.005/19/2011 5:52:12 AM
GElender$50.005/19/2011 6:23:02 AM
moola-cell3$50.005/19/2011 7:25:29 AM
ITExec$100.005/19/2011 6:30:05 AM
glroark$50.005/19/2011 7:35:51 AM
bonus-quark4$25.005/19/2011 6:42:30 AM
ursus$50.005/19/2011 6:57:28 AM
authoritative-capital$26.355/19/2011 7:26:53 AM
calmfunds$250.005/19/2011 7:27:35 AM
tech310$50.005/9/2011 9:17:38 AM
cashhelp$50.005/9/2011 9:18:57 AM
designer_10$25.005/9/2011 1:09:16 PM
lender12345$25.005/9/2011 2:53:41 PM
janeybooboo$200.005/9/2011 3:48:13 PM
Jerrys1951$40.005/9/2011 5:11:19 PM
reflective-rupee$25.005/9/2011 5:20:07 PM
itskarma$25.255/9/2011 6:38:16 PM
competent-p2p$40.005/9/2011 7:31:37 PM
hamster$26.005/9/2011 8:21:51 PM
marketplace-meridian$25.005/9/2011 10:16:04 PM
wonderous-power$25.005/10/2011 6:09:32 AM
InChicago$100.005/10/2011 9:53:56 AM
thankful-nickel2$25.005/10/2011 5:36:52 PM
loanman2007$200.005/11/2011 5:34:22 AM
Bill88$25.005/11/2011 1:51:43 PM
briskdevl07$25.005/12/2011 7:57:18 AM
Mikale360$25.005/13/2011 6:45:43 AM
EEasyMoney$25.005/13/2011 10:01:16 AM
golffish2$50.005/14/2011 7:32:36 AM
Investoman$75.005/15/2011 4:26:04 AM
jjswanso$50.005/15/2011 6:04:22 AM
diplomatic-wealth7$25.005/15/2011 8:28:57 AM
chungfang$25.005/16/2011 2:10:33 PM
Jack55304$300.005/17/2011 10:22:08 AM
lasalle123$50.005/17/2011 6:53:03 PM
Barmas$50.005/18/2011 1:11:59 PM
jhouman$25.005/18/2011 2:36:18 PM
nimble-nickel$25.005/18/2011 3:07:21 PM
TigerForce$36.125/18/2011 3:22:21 PM
goodguy11$25.005/18/2011 3:19:47 PM
power-secret-agent$25.005/18/2011 3:54:34 PM
baker31$50.005/18/2011 4:23:01 PM
FinanceEngine$50.005/18/2011 3:48:33 PM
the-enthralling-coin$25.005/18/2011 4:26:06 PM
the-balance-shepherd$100.005/18/2011 4:38:33 PM
worldly-gold$25.005/18/2011 4:41:05 PM
56bones$25.005/18/2011 4:59:15 PM
CA-Lender$25.005/18/2011 4:33:14 PM
squadron781$25.005/18/2011 5:59:44 PM
proud-gold9$25.005/18/2011 6:00:14 PM
sweetlan$25.055/18/2011 6:04:28 PM
power-bluebird2$50.005/18/2011 6:53:28 PM
Nikelaos$25.005/18/2011 7:07:16 PM
integrity-reformer$210.835/18/2011 7:45:58 PM
1randyp$122.875/18/2011 7:30:09 PM
peregrine$28.715/18/2011 7:13:33 PM
american-investor$50.005/18/2011 7:37:06 PM
cerebral-dollar773$100.525/18/2011 7:56:08 PM
well-mannered-income3$30.005/18/2011 8:36:28 PM
grnii78$100.005/18/2011 8:03:19 PM
martymaniaman$32.005/18/2011 8:11:48 PM
Reddy_Capital$25.005/18/2011 8:30:59 PM
greenkid$131.375/18/2011 8:34:49 PM
EretzCapital$37.545/18/2011 9:58:03 PM
vishal29$30.005/18/2011 9:58:47 PM
debt-legend$25.005/18/2011 9:11:37 PM
Leopoldine$26.005/18/2011 10:14:04 PM
bigb7$34.875/18/2011 11:52:10 PM
BankerBoy414$30.005/19/2011 12:20:51 AM
COCHINOBOY$50.005/19/2011 12:48:04 AM
shrewd-income$50.005/19/2011 12:59:40 AM
CreditBuilder2$100.005/18/2011 11:58:29 PM
cjames84$25.005/19/2011 2:54:10 AM
fund-dragster$36.745/19/2011 2:33:10 AM
draggon77$25.005/19/2011 2:35:43 AM
Rip128$50.005/19/2011 5:17:55 AM
grampy48$100.005/19/2011 5:58:01 AM
checkers38$36.685/19/2011 5:59:28 AM
investment-habanero8$100.005/19/2011 3:57:51 AM
LendsToMomos$33.035/19/2011 7:28:42 AM
dime-umbrella6$25.005/19/2011 4:45:26 AM
gentle-coin$25.005/19/2011 5:24:50 AM
chrisb1414$25.005/19/2011 7:39:13 AM
oxnard$25.005/19/2011 5:54:33 AM
samseth$25.005/19/2011 7:02:56 AM
sgt-schultz$42.155/19/2011 7:12:46 AM
LimaGuy$30.825/19/2011 7:19:47 AM
foothillender$25.005/19/2011 7:20:12 AM
proper-revenue7$25.005/19/2011 7:48:52 AM
p2p-czar3$25.005/19/2011 6:33:40 AM
Leshan$118.775/19/2011 7:50:01 AM
nilonc1$103.715/19/2011 6:57:53 AM
jmichael23$100.005/19/2011 7:02:04 AM
mykkai$25.005/19/2011 7:04:43 AM
162 Investments
 
Borrower Payment Dependent Notes Series 504213
This series of Notes was issued and sold upon the funding of the borrower loan #49559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,200.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Apr-28-2011 
Term: 36 months Listing End date:  May-12-2011 
 
Lender yield: 13.99% Borrower rate/APR: 14.99% / 17.16% Monthly payment: $249.56
 
Lender servicing fee: 1.00% Effective Yield*: 13.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1993 Debt/Income ratio: 11%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 11Length of status:8y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $52,882Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: diversification-dandelion Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Investment Offer
Purpose of loan:
This loan will be used to consolidate high interest credit card debt. I went into debt while supporting my wife's sister's family. This will pay off 5 credit cards with high interest rates and help me turn things around financially.

My financial situation:
I am a good candidate for this loan because I pay my bills on time. I have a very good income and very stable employment with the same company for 8 years.

My credit report incorrectly shows my second mortgage as a revolving account, which makes my revolving balances seem very high. I am working to get this corrected with each of the credit bureaus.

Thank you very much for your conisideration!

Monthly net income: $6,900
Monthly expenses: $5,300
Housing: $2,335
Insurance: $200
Car expenses: $250
Utilities: $250
Phone, cable, internet: $115
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $950
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
organized-payment6$50.004/28/2011 5:09:03 PM
Zolton$100.004/28/2011 5:10:18 PM
the-enthralling-coin$25.004/28/2011 6:07:17 PM
Bank_Of_XL$50.004/29/2011 5:28:07 AM
investment-artist$25.004/29/2011 8:42:00 AM
tech310$50.004/29/2011 8:55:32 AM
reflective-dollar8$50.004/29/2011 8:58:19 AM
Peterman$25.004/30/2011 4:53:00 AM
tomdooley12520$25.004/30/2011 9:11:59 AM
Tradesmanlender$25.005/1/2011 4:47:23 PM
systemlender$50.005/3/2011 6:09:32 AM
bonus-demon$25.005/3/2011 10:23:15 AM
BxRealtor$25.005/4/2011 9:44:44 PM
careful-note$100.005/5/2011 3:24:56 AM
radforj22$25.005/5/2011 4:46:10 PM
merciful-listing1$25.005/5/2011 5:56:32 PM
orange-camaraderi-galaxy$100.005/6/2011 10:08:01 AM
worldly-community3$50.005/6/2011 3:16:09 PM
Mariner3605$25.005/7/2011 2:19:55 AM
vigilance-revolutionary$50.005/7/2011 10:10:22 AM
happyinvallarta$50.005/8/2011 5:49:18 AM
toblerone$50.005/8/2011 8:49:48 AM
NiceNate$100.005/8/2011 10:06:32 AM
alben2009$25.005/9/2011 12:12:59 AM
skuba$50.005/8/2011 10:50:28 PM
msw_engr$50.005/9/2011 12:09:51 PM
RandyL3$25.005/9/2011 1:24:40 PM
AM2008$25.005/9/2011 5:02:25 PM
indomitable-coin$25.005/9/2011 3:35:00 PM
blue-relay$25.005/9/2011 6:57:07 PM
durability-ruler$25.005/9/2011 8:05:16 PM
amerigor$25.005/9/2011 8:35:17 PM
payout-motivator0$75.005/10/2011 1:34:34 PM
comet55$25.005/10/2011 5:39:27 PM
BaxterEvil$25.005/10/2011 7:09:20 PM
helpinghand63$25.005/10/2011 8:14:04 PM
top-impressive-dinero$50.005/10/2011 11:52:23 PM
csak13$50.005/11/2011 3:50:48 PM
sophisticated-deal0$100.005/11/2011 5:34:41 PM
kind-trade-hickory$50.005/11/2011 5:36:20 PM
dexstjames$27.175/11/2011 5:36:52 PM
majestic-repayment3$25.005/11/2011 5:41:51 PM
miked8303$25.005/11/2011 5:43:58 PM
smurf163$25.005/11/2011 10:38:09 PM
meenan$25.005/12/2011 1:29:52 AM
the-silver-blaster$50.005/12/2011 12:27:00 AM
Artist_Blue$25.005/12/2011 12:27:24 AM
priviot$25.005/12/2011 5:46:10 AM
unassassinable$25.005/12/2011 1:47:15 AM
tremendous-payment$25.005/12/2011 5:55:51 AM
the-money-gargantuan$25.005/12/2011 8:20:06 AM
dinero-speaker$25.005/12/2011 9:18:01 AM
market-inspector$25.005/12/2011 9:18:19 AM
genius520$50.005/12/2011 9:16:55 AM
loot-pursuit5$50.005/12/2011 9:14:21 AM
red-luminous-gain$25.005/12/2011 9:36:29 AM
6moonbeams$50.005/12/2011 9:17:23 AM
macgeek$25.005/12/2011 9:46:33 AM
joetrish$25.565/12/2011 9:54:57 AM
ranstlin$25.005/12/2011 9:45:53 AM
Aaron_Oz$25.005/12/2011 9:44:45 AM
gold-sushi$25.005/12/2011 9:46:43 AM
BigLinCT$25.005/12/2011 9:57:44 AM
community-piccolo0$25.005/12/2011 9:49:26 AM
unrivaled-income5$50.005/12/2011 9:59:17 AM
jbaum$30.005/12/2011 10:00:50 AM
jwood3030$25.005/12/2011 9:54:50 AM
agreement-network$50.005/12/2011 10:00:35 AM
studious-bonus7$100.005/12/2011 10:01:36 AM
objective-investor$180.715/12/2011 10:01:43 AM
drlevvis$25.005/12/2011 10:01:16 AM
vordo$50.005/12/2011 10:06:56 AM
Auburnmist$25.005/12/2011 10:07:02 AM
nickel-alien$39.075/12/2011 10:39:03 AM
cosmof16$25.005/12/2011 10:35:10 AM
treasure-dreamer7$25.005/12/2011 10:45:41 AM
Prairie-MN$30.005/12/2011 12:25:12 PM
dedication-merman$50.005/12/2011 12:13:35 PM
blivet1970$50.005/12/2011 12:27:48 PM
EvalCrux$50.005/12/2011 12:22:01 PM
porter22$25.005/12/2011 12:23:14 PM
chopstk$50.005/12/2011 12:23:28 PM
the-platinum-dragon$50.005/12/2011 12:33:56 PM
commitment-farm$25.005/12/2011 12:28:00 PM
Gibbyland$100.004/28/2011 5:10:38 PM
vutah$25.004/28/2011 6:04:24 PM
reflective-rupee$25.004/29/2011 9:07:29 PM
first-upright-payout$25.005/1/2011 10:08:02 AM
designer_10$25.005/3/2011 4:40:46 PM
Leopoldine$25.005/3/2011 9:56:11 PM
efficient-treasure0$25.005/4/2011 5:39:37 PM
triumphant-point5$50.005/4/2011 5:57:29 PM
Supernick$50.005/5/2011 4:45:45 PM
penny-candy$25.005/5/2011 7:42:15 PM
AFairDeal$50.005/6/2011 1:42:58 AM
deal-guardian1$50.005/6/2011 9:58:31 AM
enthralling-deal180$50.005/6/2011 3:16:55 PM
boater01$50.005/6/2011 12:20:50 PM
chungfang$50.005/6/2011 3:50:21 PM
gracej$25.005/8/2011 2:39:51 PM
newest-funds-powerplant$25.005/8/2011 1:13:40 PM
qsolo$200.005/9/2011 9:40:16 AM
triumph329$35.005/9/2011 10:48:18 AM
Interloper$25.005/9/2011 2:49:38 PM
BuffetRocks$100.005/9/2011 1:22:14 PM
openness-viking$25.005/9/2011 1:54:54 PM
miamibeachloaner$50.005/9/2011 7:04:53 PM
DrewBDoo$50.005/9/2011 6:39:21 PM
don8ter$25.005/10/2011 5:36:32 AM
commerce-web5$25.005/10/2011 2:20:18 PM
oldman68$25.005/10/2011 6:12:03 PM
rescue$100.005/10/2011 6:54:17 PM
CPDDDS$50.005/10/2011 8:54:02 PM
yennib$50.005/11/2011 8:54:38 AM
benjo$50.005/11/2011 9:25:02 AM
math1973$50.005/11/2011 9:35:08 AM
wwwUniversal$25.005/11/2011 11:47:42 AM
order-gondola$50.005/11/2011 2:09:25 PM
powerful-finance7$25.005/11/2011 4:08:54 PM
sensational-dinero6$50.005/11/2011 4:44:24 PM
worthy-bid8$50.005/11/2011 5:30:52 PM
Weaverville$25.005/11/2011 5:32:29 PM
oodkim84oo$50.005/11/2011 5:46:14 PM
revenue-serenity$50.005/11/2011 5:42:56 PM
benefit-prescription6$100.005/11/2011 5:43:49 PM
bountiful-durability$50.005/11/2011 5:44:07 PM
downtownfarm$25.005/11/2011 7:39:39 PM
superb-funds335$25.005/11/2011 9:54:02 PM
credit-investor5$50.005/12/2011 12:40:09 AM
the-profit-oracle$25.005/12/2011 1:39:16 AM
markac$50.005/12/2011 5:19:25 AM
brightest-affluence-motivator$50.005/12/2011 7:25:45 AM
GElender$25.005/12/2011 7:07:18 AM
melodious-fairness$50.005/12/2011 9:17:58 AM
community-spartan$50.005/12/2011 9:13:29 AM
AKJagMan$50.005/12/2011 9:12:39 AM
integrity-trumpet$100.005/12/2011 9:13:59 AM
mtp$50.005/12/2011 9:14:25 AM
F-A1Grant$50.005/12/2011 9:39:41 AM
kind-magnificent-bid$100.005/12/2011 9:40:02 AM
MarinLoans$25.005/12/2011 9:59:06 AM
ideal-platinum1$25.005/12/2011 10:01:10 AM
useful-p2ploan$25.005/12/2011 10:01:23 AM
inspired-investment8$100.005/12/2011 9:53:54 AM
Tasmir$25.005/12/2011 9:57:35 AM
klin$50.005/12/2011 9:58:57 AM
Kame$25.005/12/2011 9:59:04 AM
successful-agreement7$46.355/12/2011 10:01:40 AM
miket71$48.255/12/2011 10:01:13 AM
active-market$33.785/12/2011 10:01:26 AM
integrity-hug2$25.005/12/2011 10:06:34 AM
AceInTheHole$25.005/12/2011 10:09:40 AM
RuleOf70$35.005/12/2011 11:03:48 AM
ikaika1$25.005/12/2011 11:09:23 AM
orange-courageous-dedication$50.005/12/2011 12:14:03 PM
dcap3$50.005/12/2011 12:32:13 PM
Pookie22$50.005/12/2011 12:26:25 PM
money-blossom110$150.005/12/2011 12:27:45 PM
mclark340$75.005/12/2011 12:36:18 PM
MtOlympus$25.005/12/2011 12:27:07 PM
ghinga$30.005/12/2011 12:29:49 PM
kalihan42$25.005/12/2011 12:32:59 PM
whitegold24k$89.115/12/2011 12:40:04 PM
163 Investments
 
Borrower Payment Dependent Notes Series 504971
This series of Notes was issued and sold upon the funding of the borrower loan #49441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,584.14 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 11.20% Listing Start date:  May-03-2011 
Term: 60 months Listing End date:  May-17-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $335.90
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.09%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1989 Debt/Income ratio: Not calculated
Credit score: 740-759 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:0y 10m
Amount delinquent: $0 Total credit lines: 15 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,529Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 53%  
   Homeownership: Yes  
Screen name: kind-pragmatic-benefit Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate and home improvements
Purpose of loan:
This loan will be used to...remodel a room in my home, which is used for my massage therapy business. In addition, I would like to consolidate some bills to lower my monthly payments.

My financial situation:
I am a good candidate for this loan because...I am a hard working, motivated individual. I have encountered many challenges (loss of job), which I have been able to overcome by starting a massage therapy business as well as working part time for my employer. I am increasing my massage therapy business, which I started 6 months ago.


Monthly net income: $2315.00
Monthly expenses: $
Housing: $1602.62 (includes insurance & taxes)
Insurance: $90.00
Car expenses: $200.00
Utilities: $100.00
Phone, cable, internet: $170.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $270.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-enthralling-coin$25.005/3/2011 9:20:27 AM
reflective-rupee$200.005/3/2011 9:33:55 AM
competent-p2p$25.005/3/2011 11:35:21 AM
irrelevant$25.005/3/2011 6:52:16 PM
diplomatic-wealth7$25.005/4/2011 5:59:22 PM
Dubbs360$100.005/8/2011 11:18:42 AM
formula842$25.005/8/2011 11:39:02 AM
houli123$100.005/8/2011 12:25:07 PM
Dubbs360$100.005/9/2011 5:58:22 AM
vishal29$50.005/8/2011 7:01:14 PM
kind-forthright-repayment$150.005/8/2011 7:14:06 PM
moola-monger9$50.005/9/2011 7:08:21 AM
balance-warrior$25.045/9/2011 8:02:03 AM
shugyosha$50.005/9/2011 7:44:17 AM
marketplace-meridian$25.005/8/2011 10:39:58 PM
larrybird$200.005/9/2011 9:07:42 AM
kegs$250.005/9/2011 9:13:28 AM
leverage-monger$100.005/9/2011 8:59:41 AM
first-dinero-igloo$25.005/9/2011 9:48:39 AM
Rogesparkguy$25.005/9/2011 10:04:00 AM
ingenious-deal6$25.005/9/2011 10:05:48 AM
S-Master$100.005/9/2011 11:06:55 AM
dollar-authority$135.525/9/2011 12:09:43 PM
Pakse$25.005/9/2011 1:14:09 PM
lender12345$25.005/9/2011 1:57:05 PM
grove064$100.005/9/2011 1:56:46 PM
debt-legend$25.005/9/2011 3:46:28 PM
wildsf$100.005/9/2011 3:59:10 PM
jasonrossi11$50.005/9/2011 4:33:36 PM
miamibeachloaner$50.005/10/2011 9:30:03 AM
Weaverville$25.005/11/2011 9:18:29 AM
genius520$50.005/11/2011 5:54:21 PM
CAGE-Investments$25.005/13/2011 9:41:59 AM
HardLender$50.005/13/2011 5:16:30 PM
Cai8899$25.005/14/2011 7:51:21 AM
red-power-pecan$50.005/14/2011 9:05:03 AM
Investoman$75.005/15/2011 4:24:21 AM
tnjohnso$25.005/15/2011 12:06:23 PM
kidsskipp$50.005/15/2011 12:09:39 PM
the-silver-blaster$50.005/16/2011 7:35:12 AM
exciting-loyalty3$100.005/16/2011 8:06:59 AM
6moonbeams$50.005/16/2011 10:49:17 AM
magical-truth1$25.005/16/2011 12:12:03 PM
capital-antioxidant$50.005/16/2011 12:28:27 PM
suave-dime6$25.005/16/2011 12:35:04 PM
rogue_monster$25.005/16/2011 1:30:42 PM
ThatDanGuy$50.005/16/2011 1:48:48 PM
amijo$25.005/16/2011 5:25:33 PM
DadWarbucks$50.005/16/2011 5:26:13 PM
stanfordgrad05$50.005/16/2011 5:49:44 PM
Debt2Freedom$25.005/16/2011 5:48:08 PM
worthy-bid8$25.005/16/2011 5:49:33 PM
lagnisiruk$25.005/16/2011 5:49:47 PM
haplender$50.005/16/2011 5:54:45 PM
piston_honda$25.005/16/2011 6:04:18 PM
payment-silo$25.005/16/2011 6:40:19 PM
rickp$29.275/17/2011 2:00:40 AM
Sibelius2$25.005/17/2011 2:02:34 AM
SDNLR$29.085/17/2011 2:04:49 AM
cropdust3r$25.005/17/2011 2:22:24 AM
Digs$25.005/17/2011 1:50:37 AM
financial-frenzy$30.645/17/2011 2:32:57 AM
kloan$25.005/17/2011 1:45:38 AM
Artist_Blue$25.005/17/2011 1:54:20 AM
zeelender$25.005/17/2011 1:52:56 AM
finance-prescription$50.005/17/2011 2:39:49 AM
WorldlyWorker$25.005/17/2011 2:19:13 AM
graceful-investment$100.005/17/2011 2:48:35 AM
Skiph$25.005/17/2011 2:17:01 AM
samo102us$25.005/17/2011 2:22:13 AM
Banker7371$25.005/17/2011 2:34:05 AM
LBOregon$25.005/17/2011 2:30:33 AM
asmithj$36.375/17/2011 2:38:52 AM
bid-papyrus$25.005/17/2011 2:32:11 AM
economy-producer$25.005/17/2011 2:39:31 AM
hope-eagle6$25.005/17/2011 2:36:17 AM
shrewd-peace7$25.005/17/2011 2:37:51 AM
dough-bear$50.005/17/2011 2:39:04 AM
sensible-order2$100.005/17/2011 2:51:26 AM
affluence-tomahawk$27.305/17/2011 2:51:19 AM
dedicated-transaction796$50.005/17/2011 2:52:57 AM
special-responsibility$25.005/17/2011 6:54:11 AM
famous-hope$25.005/17/2011 7:17:36 AM
kegs$234.005/17/2011 8:31:43 AM
fabulous-revenue7$25.005/17/2011 8:33:14 AM
bonus-demon$50.005/3/2011 10:31:54 AM
zorg77$50.005/3/2011 9:58:38 PM
SecondChanceLendingSERV$25.005/7/2011 1:25:53 PM
omegamon1$25.005/8/2011 11:33:20 AM
sweetlan$25.055/8/2011 11:39:16 AM
CA-Lender$75.055/8/2011 9:15:14 AM
jjswanso$50.005/8/2011 12:13:06 PM
symbiosis$50.005/8/2011 12:55:41 PM
astute-investment5$25.005/8/2011 1:10:06 PM
setUup$25.405/8/2011 3:26:26 PM
janeybooboo$100.005/8/2011 1:38:36 PM
Banker_Joe$25.005/8/2011 6:40:39 PM
reflective-rupee$200.015/8/2011 7:26:41 PM
handy-justice$200.005/8/2011 2:29:47 PM
well-mannered-income3$25.005/8/2011 2:33:55 PM
Lucre$75.005/8/2011 7:04:29 PM
autonomous-truth$200.005/8/2011 7:36:48 PM
freebush69$330.545/8/2011 9:42:06 PM
Invest_in_residual_income$33.455/9/2011 8:05:24 AM
first-dinero-igloo$25.005/9/2011 9:47:17 AM
bold-durability-drum$50.005/9/2011 10:13:01 AM
neutrino6$25.005/9/2011 11:06:07 AM
VJ_Financial$55.005/9/2011 11:10:09 AM
thrifty-capital$25.005/9/2011 11:45:37 AM
dollar-sonnet3$150.005/9/2011 12:54:35 PM
power-leader1$50.005/9/2011 11:54:25 AM
engrossing-benefit0$50.005/9/2011 11:55:47 AM
dsnybnd$25.005/9/2011 2:47:06 PM
kinetic-agreement$50.005/9/2011 2:39:01 PM
invincible-peso$25.005/9/2011 2:14:36 PM
first-charming-fund$100.005/9/2011 2:31:29 PM
chungfang$25.005/9/2011 3:20:20 PM
orderly-gain8$50.005/9/2011 3:31:52 PM
a-plentiful-loyalty$75.005/9/2011 4:22:14 PM
worthy-bid4$49.345/9/2011 4:47:52 PM
lucky2$25.005/9/2011 4:09:50 PM
razor783$28.645/9/2011 5:51:27 PM
the-reliable-trade$50.515/11/2011 5:40:41 PM
Redmond$25.005/12/2011 6:19:39 PM
missing-link$25.005/13/2011 1:40:40 PM
zone8$100.005/15/2011 12:26:24 PM
divedude$25.005/15/2011 1:29:40 PM
special-currency6$50.005/15/2011 3:14:24 PM
money-bauble$100.005/16/2011 9:26:54 AM
payment-jalapeno9$250.005/16/2011 9:32:42 AM
first-class-felicity6$50.005/16/2011 10:03:37 AM
mercuriant$25.005/16/2011 10:55:06 AM
bonus-seahorse$100.005/16/2011 12:07:45 PM
mlj0671$25.005/16/2011 12:43:06 PM
CreditBuilder2$50.005/16/2011 12:22:39 PM
nilonc1$150.005/16/2011 12:58:40 PM
repayment-genius7$25.005/16/2011 1:32:04 PM
wise-extraordinary-loot$50.005/16/2011 1:36:32 PM
momentous-velocity5$50.005/16/2011 5:28:25 PM
orange-courageous-dedication$25.005/16/2011 5:29:21 PM
ingenious-truth0$50.005/16/2011 5:27:38 PM
finagler$25.005/16/2011 5:33:53 PM
beaker$25.005/16/2011 5:29:44 PM
income-buddy7$50.005/16/2011 5:45:40 PM
anton$100.005/16/2011 5:49:36 PM
Rob717171$50.005/16/2011 5:45:52 PM
new-social-economist$50.005/16/2011 5:46:10 PM
listing-trapper3$50.005/16/2011 5:49:23 PM
bid-czar8$50.005/16/2011 5:49:40 PM
agiovasil$25.005/16/2011 6:29:25 PM
Isotope$25.005/16/2011 8:13:08 PM
IIP77$25.005/17/2011 1:53:42 AM
peruse$25.005/17/2011 2:01:57 AM
pixeldave$28.595/17/2011 2:15:55 AM
brazilofmux$55.715/17/2011 1:46:16 AM
Diamond_Jim$32.985/17/2011 2:33:51 AM
tylerfd$25.005/17/2011 1:52:00 AM
foxtrot12$32.955/17/2011 1:52:50 AM
runner262$25.005/17/2011 1:53:11 AM
ericb674$25.005/17/2011 2:16:42 AM
Aleut$25.005/17/2011 2:19:08 AM
seisen$71.115/17/2011 2:05:55 AM
Mariner3605$25.005/17/2011 2:06:36 AM
handshake5$100.005/17/2011 2:52:03 AM
bridgeguy$25.005/17/2011 2:17:50 AM
ommcd$25.005/17/2011 2:21:40 AM
saffron4$47.595/17/2011 2:33:46 AM
treasure-bliss$50.005/17/2011 2:39:17 AM
FeedTheMachine$100.005/17/2011 2:39:24 AM
F16Pilot$25.005/17/2011 2:34:00 AM
wwwUniversal$25.005/17/2011 2:38:22 AM
payout-banker4$25.005/17/2011 2:51:12 AM
organic-order$25.005/17/2011 2:47:36 AM
bountiful-durability$50.005/17/2011 2:52:08 AM
shrewd-income$100.005/17/2011 5:56:07 AM
impeccable-liberty5$50.005/17/2011 7:18:03 AM
the-profit-oracle$25.005/17/2011 8:10:42 AM
lamsabuy$870.005/17/2011 8:25:40 AM
Tallac-Capital$50.005/17/2011 8:39:06 AM
179 Investments
 
Borrower Payment Dependent Notes Series 505263
This series of Notes was issued and sold upon the funding of the borrower loan #49503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,700.02 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 6.10% Listing Start date:  May-04-2011 
Term: 60 months Listing End date:  May-18-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 22.21% Monthly payment: $389.38
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 12.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1983 Debt/Income ratio: Not calculated
Credit score: 740-759 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 5Length of status:22y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,234Stated income:$100,000+
Delinquencies in last 7y: 6 Bankcard utilization: 37%  
   Homeownership: Yes  
Screen name: tazjohn Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $25,000.00< 31 days late: 0 ( 0% )  
680-699 (Oct-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Need to pay some bills
Purpose of loan: To pay some bills
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $11,5000
Monthly expenses: $5600
Housing: $1295
Insurance: $
Car expenses: $300
Utilities: $100
Phone, cable, internet: $300
Food, entertainment: $1000
Clothing, household expenses: $100
Credit cards and other loans: $1400
Other expenses: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$51.005/4/2011 5:03:54 PM
orange-leverage-phoenix$50.005/4/2011 5:04:02 PM
r48$48.005/4/2011 5:08:59 PM
skillful-asset5$30.005/4/2011 5:10:34 PM
Tradesmanlender$25.005/4/2011 5:07:54 PM
MoneyForNothing$33.995/4/2011 5:12:19 PM
competent-p2p$58.765/4/2011 6:54:30 PM
janeybooboo$149.005/4/2011 8:33:49 PM
reflective-rupee$200.005/4/2011 8:07:48 PM
mikeandcat$75.505/5/2011 5:43:05 AM
atlas100$50.005/5/2011 7:53:56 AM
hookUup$25.745/5/2011 8:03:07 PM
wampum-library4$25.005/6/2011 10:01:40 AM
the-enthralling-coin$25.005/6/2011 12:41:16 PM
loanman2007$125.005/7/2011 5:25:35 AM
Interloper$27.005/8/2011 1:31:39 PM
CA-Lender$25.055/8/2011 8:48:58 PM
worth-blanket2$5,000.005/9/2011 11:21:55 AM
lender12345$25.005/9/2011 2:07:24 PM
rescue$100.005/10/2011 6:55:46 PM
CPDDDS$50.005/10/2011 8:54:23 PM
math1973$50.005/11/2011 9:36:55 AM
Leopoldine$25.005/11/2011 5:29:45 PM
momentous-velocity5$50.005/11/2011 5:39:30 PM
kind-magnificent-bid$100.005/12/2011 9:42:40 AM
american6$100.005/12/2011 1:37:47 PM
BxRealtor$25.005/12/2011 5:21:28 PM
first-upright-payout$25.005/13/2011 5:10:37 PM
payout-motivator0$75.005/13/2011 5:27:39 PM
intrepid-loot$25.005/13/2011 7:15:07 PM
dedication-elixir$50.005/14/2011 12:21:25 AM
brightest-dynamic-peace$25.005/14/2011 9:59:57 AM
ahansen$25.005/14/2011 4:44:32 PM
thankful-nickel2$25.005/14/2011 5:57:00 PM
fund-tom-tom6$25.005/15/2011 12:51:04 PM
brightest-p2p-magnitude$25.005/15/2011 1:02:54 PM
sweetlan$25.055/15/2011 12:46:24 PM
skeebuzz$100.005/15/2011 1:43:05 PM
vutah$25.005/15/2011 1:52:54 PM
thorough-payout8$25.005/15/2011 2:40:41 PM
NYCFinancier$25.005/15/2011 1:56:18 PM
Leopoldine$25.005/15/2011 2:32:09 PM
autonomous-truth$100.005/15/2011 2:33:08 PM
Christophe$25.005/15/2011 2:54:08 PM
investorguy3000$500.005/15/2011 3:06:26 PM
yf99yz$25.005/15/2011 9:27:25 PM
350DGRZ$25.005/15/2011 9:59:33 PM
love-interest$25.005/16/2011 8:54:03 AM
mrbanker$50.005/16/2011 9:23:04 AM
blue-nourishing-principal$100.005/16/2011 10:02:10 AM
KVEER$25.005/16/2011 10:37:11 AM
mangas$50.005/16/2011 10:40:15 AM
richboy56$25.005/16/2011 12:29:31 PM
reward-motion$50.005/16/2011 2:39:24 PM
lagnisiruk$25.005/16/2011 5:44:08 PM
miamibeachloaner$50.005/16/2011 5:40:44 PM
wise-extraordinary-loot$50.005/16/2011 5:48:44 PM
wise-benjamins-fortress$25.005/16/2011 5:54:38 PM
listing-trapper3$29.315/17/2011 2:53:12 AM
fcukciti$25.005/17/2011 5:04:15 AM
innocent-loot$50.005/17/2011 10:19:44 AM
Weaverville$25.005/17/2011 1:19:28 PM
thankful-generosity5$25.005/17/2011 4:59:39 PM
damanq$25.005/17/2011 5:41:38 PM
lowrate$50.005/17/2011 5:42:20 PM
theyfixedtheglitch$50.005/17/2011 6:59:25 PM
DLUVLY1$50.005/18/2011 3:27:56 AM
point-compadre$50.005/17/2011 8:22:31 PM
beaker$25.005/18/2011 9:54:22 AM
wealth-influencer$50.005/18/2011 9:49:13 AM
discrete-basis1$50.005/18/2011 9:56:43 AM
taal1$25.005/18/2011 10:26:59 AM
reflective-cash0$50.005/18/2011 9:59:35 AM
benefit-prescription6$100.005/18/2011 10:02:23 AM
nex$25.005/18/2011 10:07:16 AM
sassykatty$25.005/18/2011 11:06:00 AM
income-excellence1$50.005/18/2011 11:47:35 AM
compwhiz$25.005/18/2011 11:50:03 AM
cathexis$25.005/18/2011 11:51:01 AM
Raser$25.005/18/2011 11:52:43 AM
wwwUniversal$25.005/18/2011 12:26:59 PM
Ivan2007$25.005/18/2011 12:48:05 PM
Dweeberkitty1$25.005/18/2011 1:31:42 PM
oracle3$50.005/18/2011 1:18:07 PM
maldok1$25.005/18/2011 2:04:19 PM
velocity-flag$25.005/18/2011 1:48:15 PM
bill-expert$42.005/18/2011 2:23:45 PM
systemlender$50.005/18/2011 3:07:59 PM
meenan$25.005/18/2011 3:07:31 PM
Feyenoord$25.005/18/2011 3:25:44 PM
treasure-bliss$50.005/18/2011 3:32:00 PM
goingplaces99$25.005/18/2011 3:42:10 PM
value-rapture$25.005/18/2011 4:22:25 PM
loss-of-control$100.005/18/2011 4:44:24 PM
irrelevant$25.005/4/2011 5:08:21 PM
the-reliable-trade$100.005/4/2011 5:05:28 PM
bonus-demon$25.005/4/2011 5:08:08 PM
lendstats_com$286.595/4/2011 5:37:25 PM
loan-master1$25.005/4/2011 7:00:31 PM
Moe87$25.005/4/2011 7:20:09 PM
optionscashflow$25.005/4/2011 11:49:46 PM
Katahdin$50.005/4/2011 9:05:07 PM
brightest-dignified-penny$25.005/4/2011 9:20:34 PM
balanced-bill7$50.005/6/2011 11:21:27 AM
InChicago$50.005/6/2011 8:15:07 PM
houli123$100.005/8/2011 2:46:45 PM
DasMula$57.005/8/2011 6:30:09 PM
ingenious-deal6$25.005/9/2011 10:06:11 AM
miwoktribe$50.005/9/2011 2:47:03 PM
Scotcha$50.005/10/2011 5:56:58 AM
TheSwissBanker$50.005/10/2011 8:30:31 PM
enthralling-deal180$50.005/11/2011 4:21:14 AM
resolute-basis9$50.005/11/2011 11:59:27 AM
note-force387$50.005/11/2011 6:28:17 PM
krd_Chicago$100.005/12/2011 9:54:38 AM
chicco$100.005/12/2011 12:55:37 PM
FigTree$50.005/12/2011 2:20:31 PM
benjamins-utopia$50.005/12/2011 3:56:10 PM
SLN-10$50.005/12/2011 7:28:54 PM
EEasyMoney$25.005/13/2011 10:03:55 AM
selector568$73.215/13/2011 3:20:01 PM
power-secret-agent$25.005/14/2011 2:01:37 AM
Cai8899$30.005/14/2011 7:50:07 AM
kulender$50.005/14/2011 9:20:04 AM
reinforced-investment4$25.005/14/2011 6:05:03 PM
maj0508$100.005/15/2011 9:00:45 AM
sappy02$25.005/15/2011 11:11:00 AM
grove064$100.005/15/2011 12:02:12 PM
chungfang$100.005/15/2011 12:12:36 PM
Mad_Scientist$25.005/15/2011 12:17:18 PM
supersarah61$25.005/15/2011 12:20:08 PM
aztocas$100.005/15/2011 12:21:31 PM
payment-jalapeno9$250.005/15/2011 1:01:34 PM
suave-dime6$25.005/15/2011 1:25:34 PM
Bob450$25.005/15/2011 1:35:06 PM
value-squirrel3$25.005/15/2011 1:33:55 PM
SolarMoonshine$50.005/15/2011 2:14:01 PM
CreditBuilder2$50.005/15/2011 2:17:18 PM
NYCFinancier$50.005/15/2011 1:54:59 PM
the-silver-blaster$75.005/15/2011 2:41:09 PM
PleaseDontDefault$50.005/15/2011 1:57:21 PM
moola-butterfly3$75.005/15/2011 2:38:27 PM
penny-surgeon$25.005/15/2011 2:40:56 PM
chad-bro-chill$27.825/16/2011 6:42:11 AM
6moonbeams$100.005/16/2011 10:47:14 AM
famous-bill$25.005/16/2011 11:50:31 AM
repayment-genius7$25.005/16/2011 1:31:42 PM
coin-bee1$25.005/16/2011 3:52:47 PM
MadHun$100.005/16/2011 5:42:27 PM
shrewd-income$25.005/16/2011 8:45:27 PM
impeccable-liberty5$50.005/17/2011 7:18:20 AM
wayman$50.005/17/2011 7:35:22 AM
agreement-guild$100.005/17/2011 9:47:18 AM
exchange-pledge$50.005/17/2011 10:37:34 AM
BuffetRocks$100.005/17/2011 5:38:51 PM
boater01$50.005/17/2011 5:39:04 PM
chekat$25.005/17/2011 5:45:23 PM
radforj22$25.005/17/2011 6:39:40 PM
don8ter$25.005/17/2011 7:17:20 PM
basis-wizard8$50.005/17/2011 7:46:36 PM
hardwareman$50.005/18/2011 4:23:18 AM
nalaari$25.005/18/2011 7:28:32 AM
shrewd-income$25.005/18/2011 7:47:06 AM
marwadi-62$300.005/18/2011 8:08:44 AM
mooselegs19$50.005/18/2011 9:59:03 AM
trade-solo$50.005/18/2011 9:50:19 AM
bigphish$50.005/18/2011 9:56:35 AM
jt88$50.005/18/2011 9:57:09 AM
onetuxllc$50.005/18/2011 10:00:55 AM
sonnet771$50.005/18/2011 10:02:29 AM
numero-uno4$50.005/18/2011 10:04:20 AM
p2ploan-embrace6$50.005/18/2011 10:05:18 AM
wtrboy$50.005/18/2011 10:12:37 AM
taal1$25.005/18/2011 10:28:13 AM
orbital-velocity7$50.005/18/2011 11:35:55 AM
flyboy24$25.005/18/2011 11:53:25 AM
bid-computer$25.005/18/2011 12:28:56 PM
baker31$50.005/18/2011 12:43:41 PM
kindness-jedi$30.005/18/2011 12:52:28 PM
worthy-bid8$50.005/18/2011 1:16:51 PM
ROCKI9$50.005/18/2011 1:17:23 PM
Ripsaw4U$50.005/18/2011 2:22:32 PM
Isotope$25.005/18/2011 3:03:41 PM
orange-preeminant-bill$50.005/18/2011 3:30:28 PM
gilbrear$25.005/18/2011 4:30:41 PM
bonus-tent$25.005/18/2011 4:48:52 PM
186 Investments
 
Borrower Payment Dependent Notes Series 505267
This series of Notes was issued and sold upon the funding of the borrower loan #49544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,393.21 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 20.30% Listing Start date:  May-04-2011 
Term: 36 months Listing End date:  May-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $147.77
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 8.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-1997 Debt/Income ratio: 30%
Credit score: 640-659 (May-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 16 / 13Length of status:7y 1m
Amount delinquent: $440 Total credit lines: 23 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,337Stated income:$25,000-$49,999
Delinquencies in last 7y: 8 Bankcard utilization: 95%  
   Homeownership: No  
Screen name: peace-jalapeno Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My Goals
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I understand how important a good financial foundation is to my future. I am currently up to date on all of my financial obligations, no late payments.


Monthly net income: $2800
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$25.005/4/2011 7:45:30 PM
reflective-rupee$25.015/8/2011 5:26:56 PM
vishal29$25.005/8/2011 7:07:40 PM
helpful-credit156$26.835/8/2011 10:39:06 PM
SeminoleHoldings$40.005/9/2011 8:15:35 AM
f4Tex$40.005/9/2011 9:00:45 AM
larrybird$200.005/9/2011 9:09:12 AM
kegs$61.285/9/2011 9:15:15 AM
the-cash-allotment$26.055/9/2011 9:51:21 AM
first-dinero-igloo$25.005/9/2011 9:48:04 AM
itskarma$25.005/9/2011 10:07:14 AM
investment-habanero8$100.005/9/2011 11:25:33 AM
VJ_Financial$55.005/9/2011 11:11:42 AM
deal-enrichment063$25.005/9/2011 12:07:01 PM
winger66$34.775/9/2011 11:28:04 AM
lender12345$25.005/9/2011 1:57:47 PM
diversification-maple1$25.005/9/2011 2:31:50 PM
chungfang$25.005/9/2011 3:19:15 PM
bankdaddy$25.005/9/2011 8:42:44 PM
1willray$25.005/16/2011 12:31:38 PM
pureliquidhw$50.005/16/2011 12:41:27 PM
Dubbs360$100.005/16/2011 12:36:44 PM
power-frog$30.005/16/2011 1:22:19 PM
hard-working-reward2$40.395/16/2011 1:15:45 PM
2grindstones$25.005/16/2011 2:20:30 PM
liberty-point$25.005/16/2011 2:45:16 PM
thegreatstrafe$25.005/16/2011 3:15:12 PM
dcap3$100.005/16/2011 4:13:02 PM
SolarMoonshine$25.005/16/2011 3:41:03 PM
independent-bonus7$100.005/16/2011 4:37:13 PM
loss-of-control$100.005/16/2011 5:01:47 PM
richmondcowboy$25.005/16/2011 5:24:32 PM
REASONABLE$25.005/18/2011 10:37:21 AM
openness-antioxidant$50.005/18/2011 2:36:37 PM
payout-cello$25.005/18/2011 2:44:54 PM
Wart126$25.005/18/2011 3:40:23 PM
baker31$50.005/18/2011 4:21:36 PM
CA-Lender$25.055/18/2011 4:27:03 PM
culldud6900$48.005/18/2011 3:53:24 PM
msmlender$25.005/18/2011 4:14:54 PM
mclean_loaner$50.005/18/2011 5:01:02 PM
simeonthewhale$25.005/8/2011 1:45:05 PM
Bocephus1959$25.005/8/2011 1:55:38 PM
cash-architect$25.005/8/2011 2:59:22 PM
competent-p2p$25.005/8/2011 5:51:19 PM
autonomous-truth$50.005/8/2011 7:26:19 PM
pioneer538$50.005/8/2011 7:37:03 PM
zorg77$25.005/8/2011 9:43:44 PM
secureincome$375.005/8/2011 5:29:14 PM
tdorren$25.005/9/2011 5:50:38 AM
a-restless-dollar$25.005/9/2011 7:00:37 AM
Invest_in_residual_income$25.005/9/2011 8:04:43 AM
rakem777$25.005/9/2011 10:12:15 AM
MNJ$25.005/9/2011 1:02:10 PM
debt-legend$25.005/9/2011 3:45:07 PM
KC_08$94.535/9/2011 4:07:07 PM
JMY1$25.005/9/2011 5:10:47 PM
phoenix08$25.005/13/2011 3:02:47 PM
emance$36.315/15/2011 9:31:23 PM
Debt2Freedom$25.005/16/2011 12:31:40 PM
shrewd-income$25.005/16/2011 12:13:58 PM
Josilot$25.005/16/2011 12:18:31 PM
manatee21$29.005/16/2011 12:22:16 PM
secondphase$50.005/16/2011 12:42:02 PM
adventurous-commerce$25.005/16/2011 2:30:47 PM
moola-butterfly3$30.045/16/2011 2:24:30 PM
tszbgae$75.005/16/2011 3:42:49 PM
witty-credit467$50.005/16/2011 3:54:49 PM
Gibbyland$50.005/16/2011 5:55:54 PM
skillful-asset5$25.005/16/2011 6:03:58 PM
basis-wizard8$50.005/18/2011 10:12:10 AM
Zuzu$50.955/18/2011 4:30:48 PM
worldly-gold$25.005/18/2011 4:43:55 PM
the-balance-shepherd$100.005/18/2011 4:39:20 PM
74 Investments
 
Borrower Payment Dependent Notes Series 505713
This series of Notes was issued and sold upon the funding of the borrower loan #49506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-07-2011 
Term: 36 months Listing End date:  May-19-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1991 Debt/Income ratio: 5%
Credit score: 640-659 (May-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:16y 9m
Amount delinquent: $8,122 Total credit lines: 57 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,550Stated income:$25,000-$49,999
Delinquencies in last 7y: 13 Bankcard utilization: 98%  
   Homeownership: No  
Screen name: a-authoritative-pound Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
sandee
Purpose of loan:
This loan will be used to pay off credit cards....My financial situation:
I am a good candidate for this loan because...I have an incoming pension for life. I have also started to build up my credit within the last 2 years.

Monthly net income: $2300
Monthly expenses: $
Housing: $390.00
Insurance: $121.00
Car expenses: $0
Utilities: $60.00
Phone, cable, internet: $125.00
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/7/2011 12:06:43 PM
anton$50.005/7/2011 12:06:58 PM
Comoparklender$50.005/7/2011 12:09:36 PM
suave-dime6$25.005/9/2011 5:04:08 AM
EJF$50.005/9/2011 6:58:28 AM
ingenious-deal6$25.005/9/2011 9:52:23 AM
IceFishingCash$25.005/9/2011 6:37:29 PM
miamibeachloaner$25.005/9/2011 7:10:19 PM
authentic-finance194$100.005/10/2011 10:34:10 AM
diplomatic-wealth7$25.005/13/2011 11:55:53 AM
likeable-hope$25.005/14/2011 9:56:06 AM
Investoman$75.005/15/2011 4:25:50 AM
chungfang$25.005/15/2011 12:34:53 PM
bonus-demon$50.005/16/2011 5:51:18 PM
One_Lolo$25.005/18/2011 9:53:11 AM
rupee_power$25.005/18/2011 12:57:03 PM
the-enthralling-coin$25.005/18/2011 4:28:53 PM
Bob450$25.005/18/2011 4:23:36 PM
scarlet-velvet$25.005/18/2011 3:56:47 PM
chungfang$25.005/18/2011 4:56:54 PM
56bones$25.005/18/2011 4:54:03 PM
velocity-motivator6$25.005/18/2011 5:15:29 PM
impala6464$100.005/18/2011 9:40:44 PM
dinero-philosopher1$80.005/19/2011 3:35:10 AM
gulch$25.005/19/2011 5:37:03 AM
spsavage$25.005/19/2011 3:51:42 AM
missing-link$25.005/13/2011 1:42:02 PM
mrxtravis$25.005/17/2011 2:34:24 AM
Jack55304$300.005/17/2011 10:21:39 AM
siv$52.395/18/2011 8:55:23 AM
mob205$25.005/18/2011 11:05:35 AM
jbloans$25.005/18/2011 3:49:33 PM
interstellar$75.005/18/2011 5:14:26 PM
open-minded-p2p1$25.005/18/2011 6:13:45 PM
competent-p2p$25.005/18/2011 6:23:58 PM
VJ_Financial$26.005/18/2011 9:21:22 PM
Dubbs360$100.005/18/2011 11:15:57 PM
tech310$50.005/19/2011 1:43:47 AM
green-trade-wildcat$49.615/19/2011 5:48:38 AM
publisherptw$25.005/19/2011 4:01:09 AM
principal-laser$45.005/19/2011 4:53:20 AM
B2152$25.005/19/2011 5:04:08 AM
payout-network1$97.005/19/2011 4:56:22 AM
43 Investments
 
Borrower Payment Dependent Notes Series 505793
This series of Notes was issued and sold upon the funding of the borrower loan #49547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  May-08-2011 
Term: 12 months Listing End date:  May-19-2011 
 
Lender yield: 22.99% Borrower rate/APR: 23.99% / 33.08% Monthly payment: $189.11
 
Lender servicing fee: 1.00% Effective Yield*: 22.43%  
Estimated return*: 11.23%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1992 Debt/Income ratio: 16%
Credit score: 660-679 (May-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 32 Occupation: Skilled Labor
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $8,518Stated income:$25,000-$49,999
Delinquencies in last 7y: 35 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: peaceful-moola294 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
JBP
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $24000
Monthly expenses: $50
Housing: $900
Insurance: $150
Car expenses: $120
Utilities: $100
Phone, cable, internet: $42
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
determined-revenue1$25.005/8/2011 12:10:35 PM
irrelevant$25.005/8/2011 12:02:46 PM
rakem777$25.005/9/2011 10:14:13 AM
FASTIZIO_P$25.005/10/2011 5:02:22 AM
momentous-velocity5$75.005/10/2011 10:59:16 AM
diplomatic-wealth7$25.005/13/2011 11:56:46 AM
jjswanso$50.005/15/2011 6:04:19 AM
equallender$25.005/16/2011 12:54:44 PM
first-class-gold0$50.005/16/2011 6:51:01 PM
Jack55304$300.005/17/2011 10:21:56 AM
xfbpl$75.005/17/2011 1:55:13 PM
loyalty-sphinx5$36.995/18/2011 6:58:48 AM
One_Lolo$25.005/18/2011 9:53:12 AM
snowyowl$25.005/18/2011 10:48:42 AM
ChiSoxFan23$25.535/18/2011 8:14:37 PM
tech310$50.005/19/2011 1:43:58 AM
icon688$25.005/19/2011 12:06:01 AM
greenback-guard$25.005/19/2011 3:34:50 AM
wealth-renaissance5$25.005/8/2011 12:19:16 PM
newest-generous-income$25.005/9/2011 12:17:43 AM
qsolo$200.005/9/2011 9:44:36 AM
silver-enlightenment0$100.005/11/2011 7:26:49 AM
capital-investor8$250.005/12/2011 12:28:32 PM
ryguy150$25.005/12/2011 8:33:48 PM
scarlet-velvet$25.005/12/2011 8:06:39 PM
missing-link$25.005/13/2011 1:42:24 PM
jpayne27$25.005/14/2011 6:14:33 AM
dollar-sonnet3$50.005/15/2011 3:19:52 AM
Investoman$75.005/15/2011 4:25:55 AM
loot-supporter2$25.005/15/2011 8:38:36 AM
chungfang$25.005/15/2011 12:35:01 PM
ingenious-deal6$25.005/17/2011 12:24:39 PM
bonus-demon$50.005/17/2011 2:46:56 PM
cash-architect$25.005/17/2011 3:16:16 PM
smooothymon$30.105/17/2011 6:43:48 PM
competent-p2p$30.005/18/2011 6:11:41 AM
tolerant-truth2$25.005/18/2011 10:38:43 AM
alert9$50.005/18/2011 11:24:26 AM
38 Investments
 
Borrower Payment Dependent Notes Series 506699
This series of Notes was issued and sold upon the funding of the borrower loan #49459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-13-2011 
Term: 36 months Listing End date:  May-15-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $209.50
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jul-1994 Debt/Income ratio: 26%
Credit score: 640-659 (May-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 1 Current / open credit lines: 7 / 7Length of status:13y 4m
Amount delinquent: $25 Total credit lines: 14 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,517Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%  
   Homeownership: No  
Screen name: Bunnya45 Borrower's state: Michigan Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 31 ( 100% ) 640-659 (Latest)
Principal borrowed: $3,700.00< 31 days late: 0 ( 0% )  
580-599 (Jul-2007)
580-599 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 31  
Description
Medical bills
Purpose of loan:
This loan will be used to...Pay Providence Hospital, Beaumont hospital and my medical Credit Card.

My financial situation: is stable because I have been working at my current job for more than 13 years.

I am a good candidate for this loan because...I had a previous Prosper Loan and paid it back and made 2 payments in advance. When I applied for my first loan with Prosper my credit score was a "D" I have cleaned up my credit and now it is a "C" Now you can "C" that I am serious about this loan (smile)


Monthly net income: $2,000.00
Monthly expenses: $1800.00
Housing: $400.00
Insurance: $167.00 for Car
Car expenses: $344.00 Monthly Payment
Utilities: $63.00
Phone, cable, internet: $70.00
Food, entertainment: $150.00
Clothing, household expenses: $60.00 renting no household expenses
Credit cards and other loans: $373.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
missing-link$25.005/13/2011 5:13:55 PM
anton$50.005/13/2011 5:08:19 PM
UCLA4life$27.255/13/2011 5:13:13 PM
Kash2010lu$30.005/13/2011 5:38:59 PM
reflective-rupee$25.005/13/2011 8:52:07 PM
yield-lion2$25.005/14/2011 4:09:27 AM
CashFlow13$1,000.005/14/2011 8:11:55 AM
InChicago$50.005/14/2011 9:46:00 AM
mikeandcat$57.465/14/2011 11:47:13 AM
marinbb$100.005/14/2011 12:59:17 PM
Mikale360$25.005/14/2011 10:43:37 PM
lendstats_com$200.005/13/2011 5:19:46 PM
cashhelp$50.005/13/2011 5:11:48 PM
MoneyForNothing$25.005/13/2011 5:15:26 PM
janeybooboo$100.005/13/2011 6:49:43 PM
DasMula$46.995/13/2011 8:26:46 PM
2grindstones$25.005/13/2011 9:05:38 PM
twjh$25.005/14/2011 3:14:16 AM
fabulous-community4$25.005/14/2011 4:09:33 AM
money-baron$37.895/14/2011 11:12:42 AM
clemclan$33.615/14/2011 12:53:35 PM
NekHoldings$25.005/14/2011 2:30:31 PM
blue-useful-auction$25.005/14/2011 5:55:31 PM
worth-blanket2$2,996.805/15/2011 10:40:09 AM
24 Investments
 
Borrower Payment Dependent Notes Series 506881
This series of Notes was issued and sold upon the funding of the borrower loan #49568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-16-2011 
Term: 36 months Listing End date:  May-19-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $209.50
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 13.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Sep-1993 Debt/Income ratio: 57%
Credit score: 720-739 (May-2011) Inquiries last 6m: 7Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 17Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 42 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $53,945Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: Yes  
Screen name: dfaulkner Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 3 On-time: 42 ( 89% ) 720-739 (Latest)
Principal borrowed: $10,001.00< 31 days late: 5 ( 11% )  
720-739 (Dec-2010)
760-779 (Aug-2009)
780-799 (Oct-2008)
760-779 (Sep-2008)
 
Principal balance: $993.67 31+ days late: 0 ( 0% )
Total payments billed: 47  
Description
2011 Wildcats Season
Purpose of loan: Business Operational Expenses
This loan will be used to provide initial dollars needed to acquire permits and marketing expenses associated with the business prior to opening season.

My financial situation: My financial situation is good. I have never claimed bankrupcy and neither is my home in jeopardy. I and my wife are currently employed full time and I work part-time and generate additional income on the side.

I am a good candidate for this loan because I have never defaulted on my loans. I have paid all my debts and have no concerns of ever doing so. I recently took out a 2000.00 loan and repaid it in a matter of months.


Monthly net income: $6500
Monthly expenses: $
Housing: $1900
Insurance: $190
Car expenses: $775
Utilities: $190
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $1190
Other expenses: $900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
money-baron-roth-IRA$100.005/16/2011 9:02:07 AM
UCLA4life$40.005/16/2011 9:03:25 AM
EEasyMoney$25.005/16/2011 9:57:07 AM
atlas100$50.005/16/2011 12:34:17 PM
suave-dime6$25.005/16/2011 4:29:23 PM
orange-useful-revenue$25.005/16/2011 8:02:59 PM
tranquil-gain1$100.005/18/2011 8:45:48 AM
pthighs$50.005/18/2011 1:51:50 PM
novice-speculator$25.005/18/2011 2:21:49 PM
openness-antioxidant$50.005/18/2011 2:39:38 PM
blue111$25.005/18/2011 4:52:47 PM
llequire1$31.635/18/2011 5:09:24 PM
scarlet-velvet$25.005/18/2011 7:23:17 PM
green-vibrant-platinum$50.005/18/2011 7:32:38 PM
cerebral-deal353$25.005/18/2011 8:21:17 PM
CA-Lender$25.055/18/2011 9:26:18 PM
likeable-hope$25.005/18/2011 9:22:49 PM
first-class-gold0$200.005/18/2011 9:59:35 PM
new-ore-venture$50.005/18/2011 9:50:10 PM
cashtolendyou$25.005/18/2011 10:26:03 PM
MilitaryLending$137.105/19/2011 12:48:40 AM
SunriseTrader1$25.005/19/2011 3:00:23 AM
lending-theory$50.005/19/2011 4:20:06 AM
Mikale360$25.005/19/2011 5:48:48 AM
Armyman122$50.005/19/2011 5:56:11 AM
note-mad-scientist$31.245/19/2011 3:58:09 AM
principal-laser$46.355/19/2011 4:52:23 AM
capital-galaxy$100.005/19/2011 5:47:09 AM
payout-network1$97.005/19/2011 4:54:26 AM
glroark$100.005/19/2011 7:34:49 AM
gulch$25.005/19/2011 5:35:22 AM
PotBellyPete$138.865/19/2011 7:52:32 AM
oath163$30.005/19/2011 7:53:07 AM
baker31$50.005/19/2011 8:34:33 AM
agalt$65.005/19/2011 9:03:21 AM
Champion_Lending$30.005/19/2011 9:17:16 AM
DasMula$57.005/19/2011 8:06:01 AM
Silverling6$50.005/19/2011 9:33:49 AM
frooogal$25.005/19/2011 9:36:16 AM
bsmtloan$35.235/19/2011 9:55:32 AM
robertlo$32.005/19/2011 9:57:46 AM
robertmm25$50.005/19/2011 10:06:27 AM
hereyugo$50.005/19/2011 10:10:54 AM
neutrino6$25.125/19/2011 10:20:29 AM
druidpoet$26.005/19/2011 10:28:50 AM
first-serene-credit$25.005/19/2011 10:57:50 AM
liberty-point$75.005/19/2011 11:05:05 AM
moose-capital-funding$36.565/19/2011 11:08:02 AM
tomjerry$105.345/19/2011 12:08:21 PM
seabass123$25.005/19/2011 11:53:01 AM
tech310$50.005/16/2011 9:02:37 AM
Kash2010lu$25.005/16/2011 9:13:36 AM
missing-link$25.005/16/2011 9:04:02 AM
NekHoldings$25.005/16/2011 9:47:01 AM
2grindstones$25.005/16/2011 10:31:44 AM
janeybooboo$100.005/16/2011 11:24:19 AM
investment-daydream$40.005/16/2011 5:59:21 PM
optionscashflow$25.005/16/2011 9:08:43 PM
reflective-rupee$25.005/17/2011 9:31:34 AM
grnii78$300.005/18/2011 7:57:31 AM
contract-lionheart$100.005/18/2011 1:48:16 PM
dime-umbrella6$25.005/18/2011 1:54:49 PM
market-pudding$25.005/18/2011 2:15:49 PM
StrongMonty$85.005/18/2011 2:17:18 PM
the-enthralling-coin$25.005/18/2011 4:34:53 PM
56bones$25.005/18/2011 4:58:17 PM
cash-architect$25.005/18/2011 4:57:20 PM
Moe87$30.635/18/2011 5:02:17 PM
rupee_power$33.005/18/2011 5:46:02 PM
Frover$30.005/18/2011 5:49:26 PM
Simonsez808$25.005/18/2011 6:25:43 PM
irrelevant$25.005/18/2011 6:42:20 PM
capital_projects_investor$25.005/18/2011 8:32:38 PM
Dubbs360$100.005/18/2011 11:14:13 PM
Banker2OO7$50.005/19/2011 12:25:46 AM
COCHINOBOY$50.005/19/2011 12:49:12 AM
ursus$100.005/19/2011 7:01:59 AM
greencat$50.005/19/2011 7:12:42 AM
a-leverage-investor$25.005/19/2011 4:16:33 AM
moola-cell3$50.005/19/2011 7:27:38 AM
CaliforniaSun$25.005/19/2011 8:19:03 AM
Bill88$30.005/19/2011 7:54:33 AM
green-established-durability$100.005/19/2011 8:31:43 AM
money-baron-roth-IRA$50.005/19/2011 8:38:19 AM
credit-elation1$25.005/19/2011 8:47:54 AM
Bob450$25.005/19/2011 8:17:27 AM
joshb$50.005/19/2011 9:39:21 AM
crippledcircus$29.125/19/2011 8:58:39 AM
zone6$103.315/19/2011 9:42:17 AM
dime-vista2$25.005/19/2011 10:09:23 AM
ready-p2p4$130.005/19/2011 10:31:02 AM
FinanceEngine$35.005/19/2011 10:21:40 AM
pyungpyung$25.005/19/2011 10:47:03 AM
balance-force$25.005/19/2011 10:57:19 AM
Kqwik$25.005/19/2011 11:00:07 AM
Rip128$35.005/19/2011 11:42:42 AM
payout-bridge$75.005/19/2011 11:18:06 AM
RockpointCapital$100.005/19/2011 11:31:57 AM
investment-comet$25.005/19/2011 11:43:01 AM
99 Investments
 
Borrower Payment Dependent Notes Series 507309
This series of Notes was issued and sold upon the funding of the borrower loan #49477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-18-2011 
Term: 36 months Listing End date:  May-18-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $85.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Mar-1971 Debt/Income ratio: 22%
Credit score: 600-619 (May-2011) Inquiries last 6m: 5Employment status:Other
Now delinquent: 27 Current / open credit lines: 6 / 8Length of status:1y 5m
Amount delinquent: $9,750 Total credit lines: 47 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,519Stated income:$1-$24,999
Delinquencies in last 7y: 66 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: pcimin00 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 42 ( 98% ) 600-619 (Latest)
Principal borrowed: $2,750.00< 31 days late: 1 ( 2% )  
620-639 (Jul-2009)
600-619 (Apr-2008)
600-619 (Feb-2008)
600-619 (Jan-2008)
 
Principal balance: $853.81 31+ days late: 0 ( 0% )
Total payments billed: 43  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate some Medical Bills with some Debt Consolidation.

My financial situation:
I am a good candidate for this loan because,I have been borrowing money from prosper since May 2008 and I have never missed a payment,I respect all my debts,but so much more also Prosper because Prosper Loans are Funded through hard working people funding there own money to get my loan funded.Thank You for your time reading this.


Monthly net income: $1995.00
Monthly expenses: $60.00
Housing: $0.00
Insurance: $80.00
Car expenses: $25.00
Utilities: $400.00
Phone, cable, internet: $300.00
Food, entertainment: $300.00
Clothing, household expenses: $75.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
suave-dime6$25.005/18/2011 9:16:03 AM
missing-link$25.005/18/2011 9:13:21 AM
worth-blanket2$1,400.005/18/2011 10:46:01 AM
reflective-rupee$25.005/18/2011 10:47:15 AM
mrstender$25.005/18/2011 12:29:44 PM
atlas100$25.005/18/2011 12:20:08 PM
a-plentiful-loyalty$25.005/18/2011 12:28:39 PM
PackFan13$25.005/18/2011 12:40:13 PM
DasMula$4.605/18/2011 1:27:49 PM
kind-charming-value$395.405/18/2011 9:12:38 AM
bobd32$25.005/18/2011 12:06:22 PM
11 Investments
 
Borrower Payment Dependent Notes Series 507521
This series of Notes was issued and sold upon the funding of the borrower loan #49456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.00% Listing Start date:  May-18-2011 
Term: 36 months Listing End date:  May-19-2011 
 
Lender yield: 29.99% Borrower rate/APR: 30.99% / 34.62% Monthly payment: $85.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.61%  
Estimated return*: 15.61%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1994 Debt/Income ratio: 26%
Credit score: 660-679 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 17 / 12Length of status:14y 11m
Amount delinquent: $0 Total credit lines: 42 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,995Stated income:$50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: engaging-note0 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 660-679 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2010)
 
Principal balance: $1,255.29 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Making Progress on Getting Control!
Purpose of loan: Pay off several credit cards and have a little nest egg in hopes of purchasing a home in the near future.
This loan will be used to...Same as above.

My financial situation:
I am a good candidate for this loan because..I have made all loan payments on time - not only Prosper loans but all loans through my Credit Unions.


Monthly net income: $2646.00
Monthly expenses: $
Housing: $630.00
Insurance: $150.00
Car expenses: $214.00
Utilities: $75.00
Phone, cable, internet: $40.00
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.005/18/2011 5:05:22 PM
kind-charming-value$700.005/18/2011 5:07:30 PM
CoolPlexer$25.005/18/2011 5:09:35 PM
lendstats_com$200.005/18/2011 5:38:39 PM
SolarMoonshine$25.005/18/2011 5:16:10 PM
ultimate-peace$250.005/18/2011 6:05:46 PM
Amber_Stone$25.005/18/2011 8:17:03 PM
tech310$50.005/19/2011 1:46:19 AM
DHolly$25.005/19/2011 5:52:43 AM
credit-missile$98.305/19/2011 6:18:12 AM
baker31$50.005/19/2011 8:39:30 AM
missing-link$25.005/18/2011 5:11:27 PM
suave-dime6$25.005/18/2011 5:12:41 PM
reflective-rupee$200.005/18/2011 7:55:57 PM
shrewd-income$50.005/19/2011 1:13:00 AM
miamibeachloaner$25.005/19/2011 7:18:44 AM
InChicago$50.005/19/2011 7:01:01 AM
money-baron-roth-IRA$200.005/19/2011 8:41:00 AM
18 Investments
 
Borrower Payment Dependent Notes Series 495022
This series of Notes was issued and sold upon the funding of the borrower loan #49500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.60% Listing Start date:  May-09-2011 
Term: 36 months Listing End date:  May-19-2011 
 
Lender yield: 7.29% Borrower rate/APR: 8.29% / 10.38% Monthly payment: $220.29
 
Lender servicing fee: 1.00% Effective Yield*: 7.28%  
Estimated return*: 4.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-2004 Debt/Income ratio: 19%
Credit score: 720-739 (May-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 9 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,764Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: top-peace-pecan Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 720-739 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
640-659 (Jan-2010)
 
Principal balance: $470.14 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Consolidating and paying debt.
Purpose of loan:
This loan will be used to consolidate my final loans from college and the last credit card debt I have.

My financial situation:
I am a good candidate for this loan because I have used prosper once before and today am making my final payment on that loan. I paid the loan off 18 months early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
indomitable-coin$25.005/9/2011 5:08:11 PM
qsolo$200.005/9/2011 5:08:33 PM
r48$82.005/9/2011 6:41:12 PM
Tradesmanlender$35.005/9/2011 5:07:02 PM
NiceNate$100.005/9/2011 5:07:28 PM
hookUup$29.025/9/2011 5:33:16 PM
cgoca$25.005/9/2011 6:30:07 PM
C_Mark$150.005/10/2011 6:16:56 AM
rescue$100.005/10/2011 6:56:53 PM
bannybucks$50.005/13/2011 4:17:19 AM
kulender$50.005/14/2011 9:21:38 AM
marinbb$100.005/14/2011 5:35:03 PM
euro-deployment$25.005/14/2011 7:39:24 PM
kind-magnificent-bid$100.005/16/2011 9:21:42 AM
RandyL3$25.005/17/2011 2:20:27 AM
rmpedi33$50.005/17/2011 11:30:18 AM
a-leverage-investor$50.005/18/2011 1:54:44 PM
friendinmoney$25.005/18/2011 2:36:07 PM
upperdeck$25.005/18/2011 3:28:33 PM
tntmojave$25.695/18/2011 3:23:50 PM
peso-tiramisu$25.005/18/2011 3:28:35 PM
Chewbaca$25.005/18/2011 3:23:28 PM
the-enthralling-coin$25.005/18/2011 4:22:52 PM
sensational-dollar$25.005/18/2011 4:35:51 PM
brightest-dynamic-peace$25.005/18/2011 4:53:50 PM
DreDub$50.005/18/2011 5:40:52 PM
enthralling-deal180$50.005/18/2011 5:53:54 PM
proud-gold9$25.005/18/2011 6:00:56 PM
squadron781$25.005/18/2011 6:00:58 PM
UncleScroogeDMD$143.295/18/2011 6:21:30 PM
Big_Hat_No_Cattle$50.005/18/2011 6:23:19 PM
mountainpeak$25.005/18/2011 6:27:36 PM
eagle6$25.005/18/2011 6:41:47 PM
MoneyTree79$35.275/18/2011 6:39:01 PM
kindness-dessert$50.005/18/2011 6:40:29 PM
rapid-loyalty1$25.005/18/2011 6:47:21 PM
authoritative-capital$31.315/18/2011 7:50:45 PM
Reddy_Capital$25.005/18/2011 8:48:11 PM
toronado$50.005/18/2011 8:00:18 PM
martymaniaman$30.025/18/2011 8:08:54 PM
authoritative-loot$25.005/18/2011 9:38:04 PM
powdrsnow$50.005/18/2011 10:45:25 PM
Dubbs360$100.005/18/2011 11:12:37 PM
CreditBuilder2$150.005/18/2011 11:57:01 PM
AsianDragon$25.005/19/2011 1:16:58 AM
saga9$25.005/18/2011 11:10:19 PM
Leopoldine$25.225/18/2011 10:13:32 PM
B-rad_the_Coug$25.005/18/2011 11:45:30 PM
OCedHrt$50.005/18/2011 10:49:50 PM
tech310$50.005/19/2011 1:37:24 AM
jmichael23$100.005/19/2011 7:02:50 AM
tomdooley12520$25.005/19/2011 6:52:36 AM
rate-negotiator$25.005/19/2011 5:53:46 AM
FoosMaster$35.005/19/2011 5:59:34 AM
sgt-schultz$25.005/19/2011 7:12:05 AM
gdfp158$25.005/19/2011 7:56:55 AM
THEMONEYLENDER$25.005/19/2011 9:12:01 AM
yield-seeker$25.005/19/2011 9:26:39 AM
cerebral-dollar773$500.005/19/2011 9:42:10 AM
frooogal$25.005/19/2011 9:35:07 AM
blue-nourishing-principal$100.005/19/2011 10:12:58 AM
wwwUniversal$25.005/19/2011 10:08:51 AM
JGB$217.245/19/2011 10:18:35 AM
revenue-appraiser$25.005/19/2011 10:23:48 AM
american6$100.005/19/2011 10:21:20 AM
KileNSmyth4$36.445/19/2011 10:44:14 AM
msh345$25.005/19/2011 10:51:39 AM
first-serene-credit$25.005/19/2011 11:00:02 AM
balance-force$27.215/19/2011 10:56:06 AM
damage$25.005/19/2011 11:02:04 AM
investment-comet$14.495/19/2011 11:41:14 AM
MmeArgent$100.005/19/2011 11:35:14 AM
FinDoc$25.005/10/2011 4:43:12 AM
Pickmar$25.005/10/2011 10:36:53 AM
bonus-demon$25.005/11/2011 8:39:44 AM
outofoffice$100.005/11/2011 4:08:28 PM
Joshtron$25.005/12/2011 9:07:56 PM
CapStack$45.005/13/2011 9:44:30 AM
EverettFinancial$25.005/13/2011 1:05:29 PM
maj0508$100.005/15/2011 3:30:25 PM
6moonbeams$100.005/16/2011 10:48:24 AM
astute-fairness0$25.005/16/2011 4:43:14 PM
FigTree$50.005/16/2011 5:41:56 PM
benjamins-utopia$50.005/16/2011 5:42:08 PM
math1973$50.005/17/2011 9:25:49 AM
b1geasy$25.005/17/2011 11:29:16 AM
AFairDeal$50.005/17/2011 5:33:17 PM
Cai8899$30.005/17/2011 5:41:14 PM
seabass123$50.005/18/2011 1:40:52 PM
maldok1$25.005/18/2011 2:07:02 PM
currency-persimmon$25.005/18/2011 1:50:07 PM
novice-speculator$25.005/18/2011 2:18:45 PM
designer_10$25.005/18/2011 2:50:20 PM
haryassman$25.005/18/2011 3:44:02 PM
Mad_Scientist$70.005/18/2011 3:49:58 PM
axl163$25.005/18/2011 4:45:39 PM
jescowa$100.005/18/2011 5:05:19 PM
blue111$50.005/18/2011 4:52:07 PM
SolarMoonshine$25.005/18/2011 4:59:30 PM
toomanyfishtanks$50.005/18/2011 5:12:33 PM
Zuzu$50.005/18/2011 5:19:34 PM
Engineer44$26.005/18/2011 5:49:36 PM
agreement-guild$100.005/18/2011 5:58:05 PM
turbobrat$50.005/18/2011 6:13:04 PM
Simonsez808$25.005/18/2011 6:22:57 PM
power-bluebird2$25.005/18/2011 6:54:04 PM
vutah$30.005/18/2011 7:07:25 PM
versatile-return3$100.005/18/2011 7:29:28 PM
bill-booster5$50.005/18/2011 9:13:43 PM
djs81$50.005/18/2011 9:01:32 PM
best-generosity-financier$25.005/18/2011 9:50:12 PM
vishal29$33.785/18/2011 9:57:06 PM
Bidwinner08$50.765/18/2011 10:22:41 PM
crw1950$50.005/19/2011 5:14:00 AM
Hogan55$52.985/19/2011 5:26:24 AM
rebeldog67$25.005/19/2011 7:05:14 AM
spiff666$26.665/19/2011 6:44:36 AM
investment-artist$25.005/19/2011 7:56:09 AM
GElender$50.005/19/2011 6:23:51 AM
baker31$50.005/19/2011 8:33:36 AM
gator76$50.005/19/2011 8:50:39 AM
agalt$75.005/19/2011 8:57:18 AM
ursus$100.005/19/2011 7:03:04 AM
unconquerable-dedication$25.005/19/2011 9:20:23 AM
moneytolend72$35.005/19/2011 7:59:52 AM
mflawyer$25.005/19/2011 8:38:28 AM
building_pennies$50.005/19/2011 9:31:36 AM
Tlk2drew$67.625/19/2011 9:32:51 AM
dobied$25.005/19/2011 9:34:26 AM
oxnard$25.005/19/2011 9:35:16 AM
listing-pear6$50.005/19/2011 10:15:56 AM
robertmm25$50.005/19/2011 10:07:01 AM
mobius404$25.005/19/2011 10:13:08 AM
vigilance-searcher$25.005/19/2011 10:29:43 AM
w3alter$50.005/19/2011 11:01:41 AM
Engineer44$30.005/19/2011 11:06:14 AM
market-aficionado3$60.005/19/2011 11:22:48 AM
137 Investments
 
Borrower Payment Dependent Notes Series 497294
This series of Notes was issued and sold upon the funding of the borrower loan #49497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-10-2011 
Term: 60 months Listing End date:  May-19-2011 
 
Lender yield: 18.99% Borrower rate/APR: 19.99% / 22.21% Monthly payment: $264.88
 
Lender servicing fee: 1.00% Effective Yield*: 18.55%  
Estimated return*: 12.45%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2001 Debt/Income ratio: 29%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:4y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,503Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 33%  
   Homeownership: No  
Screen name: JDBtogether Borrower's state: Ohio Borrower's group: Brighter Financial Future
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 16 ( 100% ) 640-659 (Latest)
Principal borrowed: $8,000.00< 31 days late: 0 ( 0% )  
660-679 (Apr-2010)
680-699 (Aug-2009)
660-679 (Mar-2008)
680-699 (Jul-2007)
 
Principal balance: $4,225.46 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Final Consolidation - One Payment
Purpose of loan: I will be using this loan to consolidate all of my credit cards and loans into one easy, lower payment.

My financial situation is better than average. I have been supporting my husband, and our two children, while he attended school full time the past 14 months. My husband is now a certified EMT/Paramedic/Firefighter and is currently in talks with working for a city fire department. So not only can I handle all of our bills with my paycheck alone, we will soon have a second income again to use on paying bills off quicker and putting towards our savings account.

Monthly net income: $3,100
Monthly expenses: $2,678
Housing: $500.00
Insurance: Health, dental, Rx, life, and vision insurance are taken out of my gross income.
Car loan and insurance: $200.00
Utilities: $250.00
Phone, cable, internet: $250.00
Food, entertainment, daycare, and gas: $700.00
Credit cards, school loans, and personal loans: $500.00
Prosper loan: $218.00
Family gym membership: $60.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/10/2011 5:09:47 PM
Tradesmanlender$35.005/10/2011 5:10:28 PM
DasMula$27.005/10/2011 5:10:08 PM
janeybooboo$100.005/10/2011 8:36:24 PM
reflective-rupee$25.005/11/2011 12:07:55 PM
itskarma$25.255/11/2011 10:54:03 AM
rescue$100.005/11/2011 3:55:35 PM
GElender$50.005/12/2011 7:12:39 AM
briskdevl07$25.005/12/2011 8:01:05 AM
EEasyMoney$25.005/13/2011 10:04:49 AM
FL-Lender$25.005/13/2011 4:00:46 PM
Occhy$25.005/15/2011 6:18:03 PM
6moonbeams$100.005/16/2011 5:46:57 PM
reward-motion$50.005/17/2011 5:27:22 PM
hidavehi$33.005/17/2011 7:22:34 PM
ore-seagull$30.975/18/2011 1:59:48 PM
suave-dime6$25.005/18/2011 1:53:04 PM
designer_10$25.005/18/2011 2:35:14 PM
openness-antioxidant$100.005/18/2011 2:45:40 PM
market-pudding$25.005/18/2011 2:16:30 PM
haryassman$25.005/18/2011 3:45:42 PM
joplinoz$25.005/18/2011 4:56:15 PM
payment-halo$25.005/18/2011 4:53:23 PM
SolarMoonshine$25.005/18/2011 5:05:51 PM
silver-buckeye$25.005/18/2011 5:17:39 PM
vest_vortex$25.005/18/2011 5:15:51 PM
DreDub$50.005/18/2011 5:42:19 PM
dynamic-platinum$25.005/18/2011 6:01:34 PM
turbobrat$50.005/18/2011 6:15:19 PM
kind-magnificent-bid$100.005/18/2011 6:28:23 PM
power-bluebird2$42.045/18/2011 7:00:52 PM
StargazerLending$25.005/18/2011 7:32:11 PM
emosspot$25.005/18/2011 7:28:21 PM
ihelpunow$25.005/18/2011 10:57:46 PM
janeybooboo$100.005/18/2011 10:46:01 PM
Dubbs360$100.005/18/2011 11:15:19 PM
alben2009$25.005/18/2011 11:25:28 PM
SunriseTrader1$25.005/19/2011 2:54:34 AM
LaBamba$60.005/19/2011 4:56:46 AM
grampy48$50.005/19/2011 5:59:09 AM
calmfunds$250.005/19/2011 7:34:17 AM
ursus$200.005/19/2011 6:59:21 AM
Bob450$25.005/19/2011 8:19:51 AM
CaliforniaSun$25.005/19/2011 8:13:13 AM
rebeldog67$50.005/19/2011 7:07:07 AM
Chesterite$78.605/19/2011 8:32:20 AM
THEMONEYLENDER$25.005/19/2011 9:16:08 AM
pthighs$50.005/19/2011 10:16:19 AM
american-investor$50.005/19/2011 10:26:31 AM
FigTree$50.005/19/2011 10:29:15 AM
superb-bonus0$33.195/19/2011 10:30:46 AM
velocity-tom-tom2$25.605/19/2011 10:33:53 AM
booie$25.005/19/2011 10:58:05 AM
direct-compassion$45.005/19/2011 10:54:19 AM
benjamins-utopia$50.005/19/2011 11:05:00 AM
maldok1$25.005/19/2011 11:05:07 AM
wampum-library4$25.005/10/2011 5:11:41 PM
competent-p2p$35.005/10/2011 6:07:03 PM
worth-blanket2$5,000.005/11/2011 9:53:36 AM
thankful-nickel2$25.005/11/2011 2:11:07 PM
Interloper$30.005/11/2011 3:28:54 PM
DoctorJoe$25.005/13/2011 4:59:16 AM
kulender$50.005/14/2011 9:22:08 AM
bonus-demon$25.005/14/2011 4:45:41 PM
intrepid-loot$25.005/17/2011 6:54:18 PM
a-leverage-investor$50.005/18/2011 1:55:54 PM
seabass123$25.005/18/2011 1:50:14 PM
thorough-payout8$25.005/18/2011 2:22:18 PM
Mad_Scientist$25.005/18/2011 3:41:02 PM
FinanceEngine$35.005/18/2011 3:50:48 PM
baker31$50.005/18/2011 4:26:06 PM
loss-of-control$50.005/18/2011 4:27:00 PM
the-enthralling-coin$25.005/18/2011 4:30:15 PM
chungfang$100.005/18/2011 4:56:04 PM
toomanyfishtanks$50.005/18/2011 5:08:27 PM
Big_Hat_No_Cattle$50.005/18/2011 6:22:32 PM
Scotcha$35.005/18/2011 7:01:17 PM
smart-gain$50.005/18/2011 7:02:36 PM
calm-platinum8$25.005/18/2011 7:26:08 PM
Torvald$30.265/18/2011 8:27:46 PM
nest235$50.005/18/2011 8:46:31 PM
authoritative-capital$25.005/18/2011 7:49:57 PM
powdrsnow$30.005/18/2011 10:52:56 PM
vigilance-searcher$25.005/18/2011 10:09:07 PM
Leopoldine$25.005/18/2011 10:14:39 PM
tech310$50.005/19/2011 1:38:15 AM
B-rad_the_Coug$25.005/18/2011 11:43:57 PM
COCHINOBOY$25.005/19/2011 12:59:15 AM
gulch$200.005/19/2011 5:33:34 AM
cheech29$25.005/19/2011 3:58:36 AM
first-serene-credit$25.005/19/2011 7:21:17 AM
donlenboy$25.175/19/2011 4:38:16 AM
moola-cell3$50.005/19/2011 7:28:43 AM
debt-force$45.005/19/2011 6:36:13 AM
exciting-fairness$200.005/19/2011 6:04:22 AM
kristof2007$25.005/19/2011 9:03:04 AM
shugyosha$50.005/19/2011 8:26:50 AM
alluring-yield5$26.015/19/2011 7:58:34 AM
Kath230464$50.005/19/2011 8:40:43 AM
frooogal$50.005/19/2011 9:37:17 AM
friendly-principal76$25.005/19/2011 10:21:37 AM
unafraid-loan5$25.005/19/2011 10:34:29 AM
the-serene-transaction$50.005/19/2011 10:29:23 AM
silver-flower448$50.015/19/2011 10:59:16 AM
math1973$50.005/19/2011 11:04:41 AM
Scotcha$35.005/19/2011 11:27:34 AM
andrias$12.905/19/2011 11:29:38 AM
tomoe$25.005/19/2011 11:14:25 AM
RockpointCapital$100.005/19/2011 11:28:37 AM
109 Investments
 
Borrower Payment Dependent Notes Series 503432
This series of Notes was issued and sold upon the funding of the borrower loan #49462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-03-2011 
Term: 36 months Listing End date:  May-07-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1989 Debt/Income ratio: 22%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 14Length of status:15y 0m
Amount delinquent: $0 Total credit lines: 39 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,703Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: bid-zone7 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to... pay down on high interest credit cards and have a fix payment each month.

My financial situation: is very stable. My husband and I work for the Government and we are trying to consolidate our bills in order to obtain one payment a month.
I am a good candidate for this loan because... I have been employed for over 20 years with the Government and we have been current in all our bills because we know how important credit is. We have a rental income in the amount of $700.00 a month. We wanted a $4,000.00 loan and add our $2,500.00 to pay off a majority of the bills and this would be a great start.


Monthly net income: $6,300.00
Monthly expenses: $
Housing: $1,024.00
Insurance: $189.00
Car expenses: $983.00
Utilities: $300
Phone, cable, internet: $130
Food, entertainment: $150
Clothing, household expenses: $150
Credit cards and other loans: $1264
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-coup$30.005/3/2011 5:08:02 PM
the-enthralling-coin$25.005/3/2011 5:08:58 PM
2grindstones$25.005/3/2011 5:41:00 PM
SolarMoonshine$25.005/3/2011 6:03:50 PM
reflective-rupee$200.005/3/2011 9:56:32 PM
Kash2010lu$25.005/4/2011 8:53:36 AM
brightest-dignified-penny$25.005/4/2011 10:57:40 AM
money-fort$30.005/4/2011 3:47:13 PM
buffalobills$25.005/5/2011 7:26:48 AM
droopie1$25.005/5/2011 10:53:38 AM
RMI_Babylon$25.005/5/2011 2:37:50 PM
spiff666$25.005/5/2011 9:08:44 PM
rjcoutur2001$40.995/6/2011 2:15:44 AM
ZOOOM$25.005/6/2011 6:36:53 AM
Rogelio48$30.005/6/2011 6:51:04 AM
palace2$450.005/6/2011 5:51:09 AM
community-oasis6$25.005/6/2011 6:29:02 AM
bright-exchange$25.005/6/2011 8:12:13 AM
FinanceEngine$30.005/6/2011 9:39:53 AM
MrDance123$100.005/6/2011 11:34:02 AM
periko$50.005/6/2011 12:01:07 PM
illinois_joe$200.005/6/2011 7:08:55 PM
VBPlayer$35.005/6/2011 7:24:06 PM
dough-hammock$25.005/6/2011 9:39:20 PM
investment-habanero8$100.005/7/2011 5:10:00 AM
platinum-admiral8$25.005/7/2011 7:06:11 AM
systematic-loan$25.005/7/2011 5:37:13 AM
peso-stockpiler$30.005/7/2011 8:12:35 AM
auction-seeker4$25.005/7/2011 6:48:20 AM
value-allocator1$100.005/7/2011 8:55:21 AM
jjsparks28$120.005/7/2011 7:47:46 AM
rate-sceptre$50.005/7/2011 10:15:57 AM
Kyileo$25.005/7/2011 11:02:47 AM
resplendent-dollar$25.005/7/2011 11:29:27 AM
bonus-demon$50.005/3/2011 5:35:26 PM
suave-dime6$25.005/3/2011 5:35:19 PM
favorite-commerce$50.005/3/2011 8:00:43 PM
irrelevant$25.005/3/2011 6:52:26 PM
golffish2$50.005/4/2011 5:04:44 AM
janeybooboo$200.005/4/2011 5:17:02 AM
DasMula$77.005/4/2011 6:35:29 AM
sensible-fund$41.315/4/2011 8:25:49 AM
sdcc72$25.005/4/2011 3:02:29 PM
MilitaryLending$135.885/4/2011 3:34:01 PM
diplomatic-wealth7$25.005/4/2011 5:59:31 PM
larryboy10$25.005/4/2011 5:57:05 PM
mrxtravis$25.005/5/2011 2:12:56 AM
BuildingShanghai$195.005/5/2011 8:40:23 AM
thankful-nickel2$25.005/5/2011 5:43:32 PM
upbeat-finance8$25.005/5/2011 7:56:56 PM
GElender$25.005/6/2011 6:24:57 AM
greencat$50.005/6/2011 7:13:57 AM
Rulea72$40.005/6/2011 9:52:03 AM
payout-network1$97.005/6/2011 10:42:09 AM
transformer855$25.005/6/2011 10:44:09 AM
a-restless-dollar$50.005/6/2011 1:53:26 PM
ranch5$200.005/6/2011 3:00:28 PM
open-minded-fund9$50.005/6/2011 4:40:17 PM
responsible-worth113$35.005/6/2011 5:27:19 PM
Reliance_Banker$25.005/6/2011 6:25:11 PM
168RichCapital$25.505/6/2011 7:28:56 PM
Core-Marketing$30.005/6/2011 8:08:11 PM
nextar$52.005/6/2011 11:53:41 PM
yf99yz$25.005/6/2011 9:46:12 PM
Rip128$100.005/7/2011 5:13:53 AM
insrq$26.825/7/2011 5:32:07 AM
l2fp$34.725/7/2011 9:06:02 AM
Megaton$25.005/7/2011 9:08:08 AM
greenback-guard$25.005/7/2011 11:34:20 AM
Makingitrain$25.005/7/2011 11:19:12 AM
70 Investments
 
Borrower Payment Dependent Notes Series 504728
This series of Notes was issued and sold upon the funding of the borrower loan #49485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-03-2011 
Term: 36 months Listing End date:  May-11-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Aug-1989 Debt/Income ratio: 10%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:13y 9m
Amount delinquent: $0 Total credit lines: 36 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 36 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: funds-labyrinth1 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
$2000.00 loan
Purpose of loan: buy things for the home and to rebuild my credit
This loan will be used to..buy needed items etc....

My financial situation:
I am a good candidate for this loan because...I have few bills, No credit cards, and am rebuilding my credit.


Monthly net income: $1770.00
Monthly expenses: $1355.00
Housing: $525.00
Insurance: $98.00
Car expenses: $174.00
Utilities: $114.00
Phone, cable, internet: $54.00
Food, entertainment: $350.00
Clothing, household expenses: $40.00
Credit cards and other loans: $0.00
Other expenses: $
0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
well-rounded-payout0$50.005/3/2011 9:11:59 AM
the-enthralling-coin$25.005/3/2011 9:20:25 AM
DHolly$25.005/3/2011 9:10:39 AM
ingenious-deal6$25.005/3/2011 9:55:21 AM
auction-seeker4$50.005/4/2011 9:47:35 AM
responsible-worth113$35.005/4/2011 10:11:32 AM
svandgts$25.005/4/2011 10:17:08 AM
SV-AZ$25.005/4/2011 3:23:42 PM
dudebrah$25.005/4/2011 4:17:06 PM
diplomatic-wealth7$25.005/4/2011 5:59:18 PM
hopheadmike$25.005/6/2011 2:35:57 AM
exponential-peace5$25.005/6/2011 4:38:44 AM
reflective-rupee$200.005/6/2011 2:24:10 PM
Searlzy$25.005/6/2011 5:06:24 PM
168RichCapital$25.505/6/2011 7:33:35 PM
yf99yz$25.005/6/2011 10:04:42 PM
Calif-smo$25.035/6/2011 9:30:48 PM
platinum-admiral8$25.005/7/2011 7:03:26 AM
taetrade$25.005/7/2011 7:29:56 AM
VJ_Financial$30.005/7/2011 4:27:11 PM
alliancecapital1$25.005/8/2011 9:25:47 AM
interstellar$50.005/9/2011 9:19:23 AM
FASTIZIO_P$25.005/9/2011 12:24:14 PM
glenium$25.005/11/2011 2:52:52 AM
umfan123$25.005/11/2011 6:05:04 AM
Onlyhappycustomers$25.005/11/2011 5:43:03 AM
baker31$40.005/11/2011 4:32:48 PM
Eric_Gagne$25.005/11/2011 1:47:59 PM
kinetic-social$25.005/11/2011 3:44:42 PM
kwan$25.005/11/2011 5:23:00 PM
zorg77$50.005/3/2011 12:34:38 PM
bonus-demon$50.005/3/2011 10:31:48 AM
irrelevant$25.005/3/2011 6:52:09 PM
JGuide$25.005/3/2011 8:55:08 PM
ladyopium$30.005/4/2011 2:47:16 AM
carrinel$63.935/4/2011 6:40:59 AM
CA-Lender$25.055/4/2011 10:10:51 AM
gpuck$25.005/4/2011 3:20:36 PM
mrxtravis$25.005/5/2011 2:12:53 AM
a-finance-nirvana$25.005/6/2011 2:28:40 AM
power-grid134$25.005/6/2011 8:23:11 PM
periko$25.005/7/2011 6:35:41 AM
cash-architect$25.005/7/2011 2:56:49 PM
LittleHelp$25.005/8/2011 7:00:08 PM
IceFishingCash$25.005/9/2011 6:32:15 PM
revenue-lionheart3$26.005/10/2011 7:05:41 AM
miamibeachloaner$50.005/10/2011 9:11:34 AM
DADOF1$25.005/10/2011 1:25:42 PM
Weaverville$25.005/10/2011 7:30:53 PM
courteous-kindness1$25.005/11/2011 1:47:39 AM
hyrolln$25.005/11/2011 4:34:33 AM
Bill88$25.005/11/2011 8:30:46 AM
briskdevl07$25.005/11/2011 7:50:04 AM
wild-orange$50.005/11/2011 9:28:28 AM
bbt210$50.005/11/2011 1:10:00 PM
grove064$100.005/11/2011 5:01:00 PM
nanaof7$25.005/11/2011 3:15:32 PM
the-reliable-trade$100.005/11/2011 5:40:38 PM
58 Investments
 
Borrower Payment Dependent Notes Series 504794
This series of Notes was issued and sold upon the funding of the borrower loan #49556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,002.92 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.00% Listing Start date:  May-02-2011 
Term: 60 months Listing End date:  May-16-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $352.23
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.40%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1999 Debt/Income ratio: 61%
Credit score: 640-659 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 21 / 21Length of status:10y 1m
Amount delinquent: $0 Total credit lines: 36 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $54,332Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: Yes  
Screen name: worth-igloo8 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $1,500.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2010)
640-659 (May-2010)
 
Principal balance: $1,134.57 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Our next adoption
Purpose of loan:
This loan will be used to fund our second adoption. We used prosper before to fund our first adoption and never missed a payment. Please help out our dream of a second child.

My financial situation:
I am a good candidate for this loan because I have had the same job for over 10 years. I have had a loan before with prosper and have never missed a payment

Monthly net income: $ 50000 a year
Monthly expenses: $ 30000 a year
Housing: $ 1013 a month
Insurance: $ 200 a month
Car expenses: $ 300 a month
Utilities: $ 210 a month
Phone, cable, internet: $ 100 a month
Food, entertainment: $ 50 a month
Clothing, household expenses: $ 100 a month
Credit cards and other loans: $ 400 a month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Gibbyland$100.005/2/2011 9:02:51 AM
the-enthralling-coin$25.005/2/2011 4:29:25 PM
p43600jw$25.005/6/2011 10:05:33 AM
jjswanso$40.005/6/2011 11:25:23 AM
ingenious-deal6$25.005/9/2011 10:06:33 AM
worth-blanket2$5,000.005/9/2011 10:54:19 AM
the-reliable-trade$100.005/9/2011 5:19:28 PM
miamibeachloaner$25.005/9/2011 7:12:25 PM
frogperson$50.005/11/2011 9:44:13 PM
Redmond$25.005/12/2011 6:19:21 PM
reflective-rupee$300.005/12/2011 10:04:20 PM
reflective-rupee$500.005/12/2011 10:04:30 PM
income-buddy7$50.005/13/2011 9:57:24 AM
anton$100.005/13/2011 11:49:18 AM
first-serene-credit$25.005/13/2011 4:45:26 PM
VillageLending$50.005/13/2011 4:03:25 PM
glroark$50.005/13/2011 4:12:08 PM
competent-p2p$25.005/13/2011 5:56:00 PM
Christophe$25.005/13/2011 6:18:36 PM
janeybooboo$100.005/13/2011 6:57:27 PM
penny-candy$25.005/13/2011 7:38:19 PM
worthy-bid8$25.005/14/2011 4:10:21 AM
liberty-point$25.005/14/2011 7:20:06 AM
all_of_that_one$40.005/14/2011 7:39:36 AM
CashFlow13$1,000.005/14/2011 7:51:03 AM
Cai8899$25.005/14/2011 7:50:58 AM
FinanceEngine$50.005/14/2011 8:03:59 AM
tomdooley12520$25.005/14/2011 8:05:30 AM
credit-missile$25.005/14/2011 8:22:02 AM
lagnisiruk$25.005/14/2011 8:20:15 AM
credit-missile$25.005/14/2011 8:31:58 AM
credit-birch$140.005/14/2011 8:28:52 AM
FrogAndToad$25.005/14/2011 8:59:52 AM
red-power-pecan$50.005/14/2011 9:04:52 AM
careful-note$50.005/14/2011 12:07:40 PM
Investoman$75.005/15/2011 4:24:10 AM
intrepid-loot$25.005/15/2011 9:30:37 AM
treasure-bliss$40.975/15/2011 12:07:21 PM
successful-wealth7$25.005/15/2011 12:26:18 PM
divedude$25.005/15/2011 1:29:25 PM
amusement4$50.005/15/2011 5:09:54 PM
cropdust3r$25.005/16/2011 4:04:06 AM
Katburg$25.005/16/2011 7:29:12 AM
cash-turbine1$50.005/16/2011 7:38:49 AM
love-interest$25.005/16/2011 8:54:00 AM
economy-coup$30.005/2/2011 9:08:33 AM
reflective-rupee$200.005/2/2011 9:54:17 AM
bonus-demon$50.005/3/2011 10:30:57 AM
irrelevant$25.005/3/2011 6:51:37 PM
diplomatic-wealth7$25.005/4/2011 5:58:27 PM
Bill88$30.775/6/2011 8:36:53 AM
chungfang$25.005/6/2011 5:39:00 PM
genius520$50.005/7/2011 2:01:13 PM
Weaverville$25.005/9/2011 4:29:37 PM
Whatssofunnybout$30.005/10/2011 5:50:11 PM
CAGE-Investments$25.005/11/2011 5:13:49 PM
exciting-loyalty3$100.005/11/2011 5:54:27 PM
kidsskipp$50.005/12/2011 12:52:03 PM
zone8$100.005/12/2011 12:38:13 PM
momentous-velocity5$50.005/12/2011 5:22:21 PM
stanfordgrad05$50.005/12/2011 5:30:14 PM
bid-czar8$50.005/13/2011 9:31:45 AM
missing-link$25.005/13/2011 1:40:25 PM
money-bauble$100.005/13/2011 2:20:07 PM
designer_10$25.005/13/2011 6:10:43 PM
peso-aggregator$25.005/13/2011 6:28:21 PM
orange-pound-party$35.005/13/2011 8:58:27 PM
jpsmith1981$100.005/13/2011 9:23:33 PM
jasonuz$25.005/14/2011 1:56:50 AM
finance-amusement4$100.005/14/2011 2:35:26 AM
principal-laser$60.005/14/2011 4:55:23 AM
Johnab$25.035/14/2011 5:24:51 AM
Engineer44$25.005/14/2011 4:41:18 AM
Emberfox$75.005/14/2011 5:54:16 AM
suave-dime6$25.005/14/2011 6:17:48 AM
nalaari$25.005/14/2011 6:52:53 AM
top-unique-rate$25.005/14/2011 6:59:40 AM
Leshan$100.005/14/2011 7:29:02 AM
debt-sphinx99$25.005/14/2011 7:33:43 AM
Bob450$32.005/14/2011 7:40:59 AM
The_Birnetts$59.805/14/2011 7:49:17 AM
gothampark$25.005/14/2011 7:44:53 AM
treasure-hunter270$50.005/14/2011 8:04:21 AM
durable-funds3$91.855/14/2011 8:06:55 AM
glroark$150.005/14/2011 8:08:14 AM
moola-pillow$55.355/14/2011 8:10:13 AM
credit-missile$100.005/14/2011 8:20:57 AM
peaceful-nickel2$100.005/14/2011 8:40:34 AM
loan-kung-fu$407.155/14/2011 8:59:01 AM
mlj0671$25.005/14/2011 10:09:51 AM
KarlMarx$25.005/15/2011 3:19:12 AM
fighter122$35.005/15/2011 12:26:19 PM
hitsman$50.005/15/2011 12:26:02 PM
payment-jalapeno9$250.005/15/2011 2:05:05 PM
special-currency6$50.005/15/2011 3:14:10 PM
Rob717171$50.005/15/2011 3:35:02 PM
yf99yz$25.005/15/2011 9:48:51 PM
new-social-economist$50.005/15/2011 9:59:17 PM
paqattack$25.005/16/2011 7:12:46 AM
the-silver-blaster$50.005/16/2011 7:34:37 AM
100 Investments
 
Borrower Payment Dependent Notes Series 505270
This series of Notes was issued and sold upon the funding of the borrower loan #49494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-04-2011 
Term: 36 months Listing End date:  May-18-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Sep-2004 Debt/Income ratio: 34%
Credit score: 620-639 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 3 / 3Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 15 Occupation: Student - Community...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $112Stated income:$1-$24,999
Delinquencies in last 7y: 1 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: calculate Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 15 ( 65% ) 620-639 (Latest)
Principal borrowed: $15,000.00< 31 days late: 7 ( 30% )  
600-619 (May-2007)
620-639 (Feb-2007)
 
Principal balance: $0.01 31+ days late: 1 ( 4% )
Total payments billed: 23  
Description
Previous Borrower Seeks New Loan
This loan will be used for start-up costs for a document conversion service that sets up e-filing systems and scans old office files to the computer.

My financial situation right now is solid and I am able to pay my bills with some left over each month.

In the past I received and paid for two Prosper loans and have complete confidence I will be able to repay this one too.

I will be happy to address any questions you may have via email.

Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/4/2011 5:08:25 PM
competent-p2p$25.005/5/2011 7:40:50 PM
Bill88$30.775/6/2011 8:35:35 AM
amlu1988$25.005/7/2011 8:50:54 PM
diplomatic-wealth7$25.005/8/2011 1:16:12 PM
ingenious-deal6$25.005/9/2011 10:07:15 AM
qsolo$200.005/9/2011 9:44:11 AM
bonus-demon$50.005/9/2011 5:22:01 PM
jhouman$25.005/13/2011 8:05:36 AM
missing-link$25.005/13/2011 1:41:04 PM
SolarMoonshine$25.005/14/2011 1:06:23 PM
a-restless-dollar$25.005/14/2011 2:26:00 PM
hookUup$34.305/14/2011 3:26:36 PM
neutrino6$25.005/14/2011 5:06:19 PM
coin-explorer$25.005/14/2011 5:51:21 PM
shrewd-peace7$25.005/14/2011 11:08:36 PM
credit-birch$40.005/15/2011 12:20:30 AM
Investoman$75.005/15/2011 4:25:09 AM
1randyp$35.815/15/2011 5:37:57 AM
best-generosity-financier$25.005/15/2011 9:00:18 AM
56bones$100.005/15/2011 10:46:58 AM
sappy02$100.005/15/2011 10:23:39 AM
payment-jalapeno9$100.005/15/2011 11:25:21 AM
chungfang$25.005/15/2011 12:09:18 PM
aztocas$25.005/15/2011 12:22:26 PM
EarlyRiser$270.005/15/2011 1:08:58 PM
meridian3$25.005/15/2011 1:32:45 PM
green-safe-wampum$185.505/15/2011 3:42:19 PM
novice-speculator$25.005/15/2011 5:20:46 PM
Preferred-Lender$25.005/15/2011 7:10:40 PM
DreDub$25.005/15/2011 9:43:18 PM
healthy-worth5$25.005/15/2011 10:21:17 PM
DannyPhantom$25.005/15/2011 8:13:00 PM
doopers$25.005/16/2011 4:51:00 AM
tofubank$25.005/15/2011 9:12:36 PM
jybank$50.005/15/2011 10:38:50 PM
skaught$25.005/16/2011 7:34:03 AM
EretzCapital$25.005/16/2011 8:20:43 AM
Weaverville$25.005/16/2011 8:04:58 AM
CC_Lender$25.005/16/2011 9:13:00 AM
special-currency6$50.005/16/2011 9:32:53 AM
billybragg$25.005/16/2011 9:30:51 AM
6moonbeams$50.005/16/2011 10:49:56 AM
mercuriant$25.005/16/2011 10:55:31 AM
vtrentster$25.005/16/2011 11:19:59 AM
cynthiathegreat$25.005/16/2011 11:43:15 AM
P2P4me$184.835/16/2011 11:44:34 AM
Longtermcapitalmgmt$28.725/16/2011 12:22:15 PM
kublai$100.005/16/2011 10:59:44 AM
investment-comet$25.005/16/2011 11:35:38 AM
Chesterite$86.375/16/2011 11:40:51 AM
seabass123$25.005/16/2011 12:20:04 PM
agalt$50.005/16/2011 12:32:07 PM
Cai8899$25.005/16/2011 12:46:18 PM
commerce-yeller$50.005/16/2011 12:57:21 PM
ThatDanGuy$50.005/16/2011 1:35:49 PM
the-upbeat-p2p$77.825/16/2011 1:27:05 PM
wise-extraordinary-loot$50.005/16/2011 1:37:06 PM
jlendog$80.005/16/2011 1:16:20 PM
miamibeachloaner$25.005/16/2011 4:31:52 PM
the-reliable-trade$100.005/16/2011 4:31:39 PM
green-rapid-openness$50.005/17/2011 10:55:24 AM
thankful-generosity5$25.005/17/2011 4:59:08 PM
first-class-felicity6$50.005/17/2011 5:34:24 PM
CAGE-Investments$25.005/17/2011 5:50:04 PM
theshef$25.005/18/2011 3:22:41 AM
wss438$25.005/18/2011 6:54:35 AM
marwadi-62$100.005/18/2011 8:06:15 AM
careful-note$50.005/18/2011 11:33:34 AM
baker31$50.005/18/2011 12:41:58 PM
venture30$50.005/18/2011 12:51:09 PM
lovely-greenback4$25.005/18/2011 1:13:53 PM
reasonable-transaction7$25.005/18/2011 1:17:52 PM
minddoc$25.005/18/2011 1:19:13 PM
Dweeberkitty1$25.005/18/2011 1:33:41 PM
IIP77$25.005/18/2011 2:22:07 PM
nimble-nickel$25.005/18/2011 3:14:12 PM
KarlMarx$25.005/18/2011 3:04:14 PM
mad-scientist0$25.005/5/2011 2:25:13 PM
the-enthralling-coin$25.005/6/2011 10:24:27 AM
atlas100$25.005/9/2011 1:49:13 PM
jjswanso$50.005/11/2011 11:47:55 AM
loyalist1$100.005/12/2011 6:39:39 AM
red-power-pecan$50.005/14/2011 9:05:26 AM
chungfang$25.005/14/2011 11:18:53 AM
formula842$25.005/14/2011 12:48:48 PM
Milonguero$100.005/14/2011 1:24:51 PM
liberty-point$25.005/14/2011 3:07:46 PM
Frover$25.005/14/2011 3:52:35 PM
phchristensen$50.005/14/2011 5:33:51 PM
Spinnaker$50.005/14/2011 6:56:13 PM
autonomous-truth$50.005/14/2011 7:04:25 PM
StrongMonty$78.005/14/2011 10:33:07 PM
1willray$25.005/14/2011 10:23:24 PM
SharingTheLuv$50.005/15/2011 6:46:01 AM
saga9$25.005/15/2011 8:40:45 AM
bullincage$25.005/15/2011 11:53:26 AM
Redmond$25.005/15/2011 12:09:43 PM
Oak-Parker$25.005/15/2011 12:28:44 PM
money-baron-roth-IRA$25.005/15/2011 12:36:21 PM
NYCFinancier$75.005/15/2011 1:55:46 PM
VeteranLender$25.005/15/2011 2:01:12 PM
moola-butterfly3$25.005/15/2011 2:40:11 PM
cunning-truth6$50.005/15/2011 3:04:48 PM
SummitAdvisors$50.005/15/2011 4:08:17 PM
dblakels$25.005/15/2011 5:03:36 PM
credit-missile$50.005/15/2011 7:18:15 PM
JobLowe$26.045/15/2011 6:21:27 PM
mckhbnpc$50.005/15/2011 7:48:06 PM
bazaar-winner$25.005/15/2011 6:56:48 PM
mad-scientist418$25.005/15/2011 6:48:24 PM
platinum-scientist9$25.005/15/2011 7:32:47 PM
AlphaInternational$25.005/16/2011 1:16:22 AM
blue-euro-entrepreneur$25.005/16/2011 3:44:11 AM
UCLA4life$50.005/16/2011 6:28:33 AM
Mikale360$25.005/16/2011 6:41:33 AM
DrunkenMic$25.005/16/2011 7:53:11 AM
FinanceEngine$35.005/16/2011 8:07:47 AM
the-silver-blaster$50.005/16/2011 7:36:06 AM
daddysgotya$50.005/16/2011 8:23:57 AM
Bigg_Lender$50.005/16/2011 8:56:25 AM
Zoomzoom22$50.005/16/2011 9:08:15 AM
2grindstones$25.005/16/2011 10:48:28 AM
shugyosha$50.005/16/2011 11:16:19 AM
kublai$50.005/16/2011 12:15:07 PM
thorough-payout8$25.005/16/2011 12:17:58 PM
greenkid$100.005/16/2011 10:51:04 AM
bonus-seahorse$25.005/16/2011 12:23:21 PM
wirebutterfly$27.215/16/2011 12:37:36 PM
56bones$25.005/16/2011 12:18:26 PM
Dubbs360$100.005/16/2011 12:30:54 PM
DFly1$83.135/16/2011 12:36:30 PM
repayment-genius7$25.005/16/2011 1:32:30 PM
jubilant-fund6$25.005/16/2011 1:21:48 PM
Frugal$25.005/16/2011 1:36:39 PM
green-vibrant-platinum$50.005/16/2011 1:39:09 PM
marketplace-spark$25.005/16/2011 9:22:34 PM
genius520$50.005/17/2011 2:53:32 AM
astute-peso9$25.005/17/2011 9:44:48 AM
Jack55304$300.005/17/2011 10:20:34 AM
convergentthinker$200.005/17/2011 1:11:17 PM
helping-out$35.005/17/2011 1:49:46 PM
xfbpl$25.005/17/2011 1:51:06 PM
patriot897$25.005/17/2011 3:19:03 PM
redwraith$25.005/17/2011 3:38:38 PM
handy-justice$100.005/17/2011 8:21:47 PM
sharp518$100.005/18/2011 6:16:51 AM
BooSedna$78.585/18/2011 10:55:34 AM
orbital-velocity7$50.005/18/2011 11:37:11 AM
fmanjoo$25.005/18/2011 11:33:14 AM
point-compadre$50.005/18/2011 11:33:22 AM
just-money930$50.005/18/2011 11:46:25 AM
market-enthusiast$25.005/18/2011 11:53:59 AM
shrewd-income$25.005/18/2011 12:50:45 PM
Mariner3605$25.005/18/2011 2:42:57 PM
orange-courageous-dedication$25.005/18/2011 3:34:31 PM
wwwUniversal$25.005/18/2011 3:32:32 PM
orange-preeminant-bill$44.295/18/2011 3:30:32 PM
treasure-bliss$50.005/18/2011 3:32:04 PM
the-profit-oracle$25.005/18/2011 3:36:56 PM
160 Investments
 
Borrower Payment Dependent Notes Series 505976
This series of Notes was issued and sold upon the funding of the borrower loan #49465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.10% Listing Start date:  May-09-2011 
Term: 36 months Listing End date:  May-18-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $142.59
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 9.53%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1991 Debt/Income ratio: 5%
Credit score: 660-679 (May-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 1Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 15 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: pound-grove3 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,800.00< 31 days late: 0 ( 0% )  
660-679 (Mar-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
Landscaping Project
Purpose of loan:
This loan will be used to...Do some landscaping. We have over three acres and after we harvested the trees that were there, it needs to have something done.

My financial situation:
I am a good candidate for this loan because...I know that I will be able to pay this off in a year or soon after.


Monthly net income: $ 4200.00
Monthly expenses: $ 2359.00
Housing: $150.00
Insurance: $194.00
Car expenses: $200.00
Utilities: $150.00
Phone, cable, internet: $125.00
Food, entertainment: $350.00
Clothing, household expenses: $100.00
Credit cards and other loans: $1090.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.005/9/2011 9:17:23 AM
wampum-library4$25.005/9/2011 9:18:22 AM
Tradesmanlender$35.005/9/2011 9:17:57 AM
nowits10$25.005/9/2011 10:00:55 AM
Interloper$27.005/9/2011 10:24:13 AM
McGrufus$40.005/9/2011 1:04:31 PM
lender12345$25.005/9/2011 2:57:44 PM
platinum-dojo$25.005/9/2011 2:44:50 PM
reflective-rupee$25.005/9/2011 4:10:54 PM
hookUup$25.745/9/2011 5:00:46 PM
janeybooboo$100.005/9/2011 3:52:22 PM
the-serene-transaction$25.005/10/2011 2:58:06 PM
bonus-demon$25.005/10/2011 5:55:39 PM
the-reliable-trade$100.005/11/2011 5:47:49 PM
kulender$50.005/14/2011 9:21:36 AM
paqattack$25.005/16/2011 7:15:12 AM
kind-magnificent-bid$100.005/16/2011 9:21:40 AM
reward-motion$50.005/16/2011 2:39:37 PM
green-loyalty-cub$50.005/17/2011 6:42:13 PM
lenderRXT$40.005/18/2011 4:19:15 AM
loyalist1$200.005/18/2011 1:52:32 PM
Bill88$25.005/18/2011 2:33:48 PM
upperdeck$25.005/18/2011 3:32:43 PM
payment-halo$25.005/18/2011 3:41:10 PM
chungfang$100.005/18/2011 4:52:28 PM
baker31$50.005/18/2011 4:23:47 PM
Frover$25.005/18/2011 5:45:52 PM
enthralling-deal180$50.005/18/2011 5:53:52 PM
agreement-guild$100.005/18/2011 5:58:05 PM
turbobrat$50.005/18/2011 6:06:59 PM
power-bluebird2$100.005/18/2011 6:58:09 PM
Simonsez808$25.005/18/2011 7:03:16 PM
lender-inc$30.005/18/2011 9:37:06 PM
the-yield-surfer$50.235/18/2011 9:50:32 PM
ASG_NECO$25.005/18/2011 9:59:12 PM
appcoder$40.005/18/2011 9:51:34 PM
wealth-renaissance5$25.005/9/2011 9:18:27 AM
stjules$25.005/9/2011 9:35:10 AM
jdrez$25.005/9/2011 9:38:11 AM
helpinghand63$32.205/9/2011 9:06:23 AM
qsolo$200.005/9/2011 9:42:18 AM
NiceNate$100.005/9/2011 9:18:05 AM
CoolPlexer$25.005/9/2011 9:18:55 AM
SimpleChoice$25.005/9/2011 9:59:32 AM
JGB$28.775/9/2011 10:29:46 AM
Panna$25.005/9/2011 9:47:41 AM
shabufa$50.005/9/2011 11:05:36 AM
ingenious-deal6$25.005/9/2011 1:29:22 PM
PRGuyinVA$25.005/9/2011 2:45:16 PM
zone6$50.005/9/2011 2:45:32 PM
epic-transaction$25.005/9/2011 2:44:47 PM
damanq$25.005/9/2011 3:32:11 PM
platinum-sorcerer6$50.005/9/2011 3:39:00 PM
runner262$25.005/9/2011 4:07:53 PM
tom48l$50.005/9/2011 4:26:20 PM
SolarMoonshine$25.005/9/2011 4:50:56 PM
vutah$25.005/9/2011 4:59:35 PM
mob205$50.005/10/2011 8:56:48 AM
rescue$100.005/10/2011 6:56:52 PM
new-truth-chuckler$30.005/12/2011 5:36:08 PM
a-finance-nirvana$25.005/13/2011 1:55:23 AM
enthralling-investment$45.005/13/2011 4:27:25 PM
6moonbeams$100.005/16/2011 10:48:22 AM
benjamins-utopia$50.005/16/2011 5:42:06 PM
FigTree$50.005/16/2011 5:41:55 PM
math1973$50.005/17/2011 8:13:53 AM
Cai8899$30.005/17/2011 5:41:13 PM
economy-popcorn$25.005/18/2011 10:52:55 AM
interstellar$75.005/18/2011 1:53:10 PM
maldok1$25.005/18/2011 2:06:58 PM
Aaron_Oz$25.005/18/2011 2:38:25 PM
maltma$26.155/18/2011 2:58:38 PM
openness-antioxidant$100.005/18/2011 2:55:02 PM
nimble-nickel$25.005/18/2011 3:09:12 PM
FinanceEngine$40.005/18/2011 3:52:44 PM
Lamaroni$50.005/18/2011 4:14:12 PM
bullwink27$25.005/18/2011 3:38:10 PM
the-enthralling-coin$25.005/18/2011 4:30:54 PM
Kessler$39.735/18/2011 7:10:07 PM
BaxterEvil$25.005/18/2011 7:35:14 PM
emosspot$25.005/18/2011 7:29:00 PM
greenkid$135.415/18/2011 8:33:42 PM
truth-edifice5$25.005/18/2011 9:04:38 PM
CapricornLending$25.005/18/2011 9:07:46 PM
Leopoldine$45.055/18/2011 10:15:20 PM
dollardave$59.725/18/2011 10:03:12 PM
86 Investments
 
Borrower Payment Dependent Notes Series 506790
This series of Notes was issued and sold upon the funding of the borrower loan #49453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-17-2011 
Term: 36 months Listing End date:  May-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Apr-2001 Debt/Income ratio: 35%
Credit score: 680-699 (May-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 16 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,469Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%  
   Homeownership: No  
Screen name: reward-surgeon Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
rjh59
Purpose of loan: credit card consolidation and closure of accounts
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $380.
Housing: $
Insurance: $
Car expenses: $250.
Utilities: $.
Phone, cable, internet: $75.
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $ 250.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
missing-link$25.005/17/2011 9:03:40 AM
suave-dime6$25.005/17/2011 9:05:23 AM
worth-blanket2$3,500.005/17/2011 10:24:09 AM
shrewd-income$25.005/17/2011 1:34:33 PM
economy-coup$30.005/17/2011 7:06:37 PM
Bob450$25.005/17/2011 7:44:30 PM
grotheik$25.005/18/2011 7:19:59 AM
168RichCapital$25.505/18/2011 6:19:03 AM
greencat$50.005/18/2011 7:18:07 AM
rate-sceptre$52.145/18/2011 9:31:46 AM
daekpon$30.005/18/2011 10:22:54 AM
oxnard$25.005/18/2011 10:34:21 AM
a-plentiful-loyalty$75.005/18/2011 12:26:00 PM
baker31$50.005/18/2011 12:42:52 PM
credit-missile$32.985/18/2011 4:49:45 PM
2grindstones$25.005/17/2011 9:15:09 AM
lending-theory$50.005/17/2011 10:34:05 AM
exchange-pledge$50.005/17/2011 12:09:45 PM
the-enthralling-coin$25.005/17/2011 5:26:56 PM
reflective-rupee$500.005/17/2011 7:11:34 PM
credit-missile$50.005/17/2011 7:44:02 PM
buffalobills$25.005/18/2011 6:55:12 AM
PackFan13$25.005/18/2011 12:41:02 PM
rupee_power$25.005/18/2011 12:42:32 PM
Retiredsailor65$29.385/18/2011 1:14:59 PM
Bill88$25.005/18/2011 1:06:59 PM
shrewd-income$75.005/18/2011 1:40:02 PM
tigercat$50.005/18/2011 2:52:34 PM
loss-of-control$50.005/18/2011 4:43:27 PM
29 Investments
 
Borrower Payment Dependent Notes Series 506890
This series of Notes was issued and sold upon the funding of the borrower loan #49491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.00% Listing Start date:  May-16-2011 
Term: 36 months Listing End date:  May-18-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $190.93
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.48%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-2003 Debt/Income ratio: Not calculated
Credit score: 620-639 (May-2011) Inquiries last 6m: 0Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:1y 6m
Amount delinquent: $0 Total credit lines: 13Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,971 
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: yanatuki13 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 88% ) 620-639 (Latest)
Principal borrowed: $7,500.00< 31 days late: 4 ( 12% )  
620-639 (Jun-2008)
620-639 (May-2008)
 
Principal balance: $510.09 31+ days late: 0 ( 0% )
Total payments billed: 34  
Description
disabled and stay homemom
Purpose of loan:
This loan will be used to...pay off some hospital bill, and to have money handy for diaper,wioes ect for my baby.

My financial situation:
I am a good candidate for this loan because..I'm about to finish paying off a loan I ask for here at prosper, I always payed on time , im very responsible.
.im currently a stay at home wife,disabled taking care of my 1 year old baby girl, but my husband is the one with a job. we are very responsible family.

Monthly net income: $ 2900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
tech310$50.005/16/2011 9:02:41 AM
worth-blanket2$3,500.005/16/2011 9:46:24 AM
favorite-commerce$50.005/16/2011 10:02:20 AM
2grindstones$25.005/16/2011 10:45:05 AM
kendigme$50.005/16/2011 1:29:44 PM
the-enthralling-coin$25.005/16/2011 4:49:51 PM
marketplace-spark$25.005/16/2011 9:23:27 PM
tranquil-gain1$75.005/18/2011 8:48:41 AM
suave-dime6$25.005/18/2011 1:52:32 PM
openness-antioxidant$100.005/18/2011 2:40:50 PM
Leshan$119.415/18/2011 3:07:30 PM
FinanceEngine$35.005/18/2011 3:49:57 PM
loss-of-control$50.005/18/2011 4:25:18 PM
worldly-gold$41.005/18/2011 4:48:49 PM
fairness-cell6$25.005/18/2011 4:57:57 PM
glimmering-generosity0$50.005/18/2011 5:06:19 PM
mclean_loaner$66.275/18/2011 5:01:58 PM
Frover$25.005/18/2011 5:41:36 PM
Engineer44$25.005/18/2011 5:51:09 PM
turbobrat$50.005/18/2011 6:18:35 PM
squadron781$25.005/18/2011 6:19:19 PM
competent-p2p$54.815/18/2011 6:22:24 PM
JUDAS$25.005/18/2011 6:27:05 PM
missing-link$25.005/16/2011 9:04:04 AM
kendigme$50.005/18/2011 5:08:20 AM
marwadi-62$100.005/18/2011 8:09:48 AM
thorough-payout8$25.005/18/2011 2:20:45 PM
Jazzy503$25.255/18/2011 3:25:22 PM
csandb$25.005/18/2011 3:08:09 PM
broomfieldbucks$25.005/18/2011 4:01:54 PM
baker31$50.005/18/2011 4:25:21 PM
chungfang$25.005/18/2011 4:51:06 PM
commerce-yeller$50.005/18/2011 5:14:36 PM
Mailman2004$80.335/18/2011 6:16:51 PM
MoneyForNothing$2.935/18/2011 6:28:22 PM
35 Investments
 
Borrower Payment Dependent Notes Series 507392
This series of Notes was issued and sold upon the funding of the borrower loan #49480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  May-17-2011 
Term: 36 months Listing End date:  May-18-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $130.65
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1987 Debt/Income ratio: 3%
Credit score: 700-719 (May-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 6 Current / open credit lines: 4 / 3Length of status:0y 11m
Amount delinquent: $1,159 Total credit lines: 36 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $741Stated income:$50,000-$74,999
Delinquencies in last 7y: 70 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: newest-towering-loot Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff
Purpose of loan:
This loan will be used to...
Pay Medical bills
My financial situation:
I am a good candidate for this loan because...
Work full time as Registerd Nurse, and pick up shits as allowed.

Monthly net income: $5200
Monthly expenses: $
Housing: $1150
Insurance: $65
Car expenses: $100
Utilities: $68
Phone, cable, internet: $172
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
missing-link$25.005/17/2011 5:06:50 PM
innocent-loot$25.005/17/2011 5:54:34 PM
commerce-renewal$50.005/17/2011 6:57:37 PM
exchange-pledge$50.005/17/2011 5:54:36 PM
irrelevant$25.005/17/2011 7:04:21 PM
steamboatgal$50.005/17/2011 6:55:46 PM
HenryS$50.005/17/2011 6:57:43 PM
TheFamilyFund$25.005/17/2011 6:57:48 PM
smilinsam$50.005/17/2011 7:04:07 PM
reflective-rupee$200.005/17/2011 7:26:41 PM
golffish2$25.005/18/2011 5:04:37 AM
suave-dime6$25.005/17/2011 5:07:31 PM
kulender$50.005/17/2011 5:25:01 PM
kindness-hickory5$50.005/17/2011 5:25:37 PM
Kreditorium$25.005/17/2011 7:02:58 PM
worldly-money4$100.005/17/2011 7:05:32 PM
miamibeachloaner$25.005/17/2011 7:06:16 PM
mclilpaws$25.005/17/2011 6:58:13 PM
bassman2$25.005/17/2011 6:59:06 PM
eronyc$50.005/17/2011 7:07:57 PM
caNative$50.005/17/2011 7:24:04 PM
dedicated-diversification5$100.005/17/2011 7:05:49 PM
pembull$74.565/18/2011 6:22:08 AM
worth-blanket2$1,825.445/18/2011 10:46:56 AM
24 Investments