Sales Report:Supplement No. 17 dated May 16, 2011 to Prospectus dated Apr 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
492473
This series of Notes was issued and sold upon the funding of the borrower loan #49278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Apr-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $212.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 8m |
|
Amount delinquent:
| $1,010 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,923 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mk408 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 34 ( 97% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $9,989.00 | < 31 days late:
| 1
( 3% )
| 800-819
(Nov-2010)
800-819
(Feb-2010)
780-799
(Aug-2009)
780-799
(Jul-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
My loan for debt consolidation
Purpose of loan:
Consolidate a couple credit cards recently used for large purchases. Existing rates are 8.75% and 13.99%
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DukSerduk | $25.00 | 4/30/2011 12:00:50 PM |
| socal-lender | $25.00 | 4/30/2011 12:01:04 PM |
| meux99 | $25.00 | 4/30/2011 12:01:43 PM |
| MARWARISETH | $25.00 | 4/30/2011 12:02:24 PM |
| indomitable-coin | $50.00 | 4/30/2011 12:03:10 PM |
| useful-currency | $25.00 | 4/30/2011 12:01:57 PM |
| lukeskywalkerkp | $25.00 | 4/30/2011 12:08:17 PM |
| balanced-rupee | $50.00 | 4/30/2011 12:06:53 PM |
| fcrick | $25.00 | 4/30/2011 12:02:02 PM |
| cashhelp | $60.00 | 4/30/2011 12:03:32 PM |
| nosualcneas | $25.00 | 4/30/2011 12:04:32 PM |
| Carpetkid | $50.00 | 4/30/2011 12:05:46 PM |
| Leopoldine | $25.00 | 4/30/2011 12:07:07 PM |
| elasermd | $50.00 | 4/30/2011 3:06:25 PM |
| thankful-nickel2 | $50.00 | 4/30/2011 8:02:16 PM |
| life-is-great | $25.00 | 5/1/2011 6:41:47 AM |
| leverage-gravitas | $25.00 | 5/1/2011 11:02:14 AM |
| currency-persimmon | $70.00 | 5/1/2011 11:42:31 AM |
| lloyd_s | $25.00 | 5/1/2011 3:12:23 PM |
| cablenews | $50.00 | 5/1/2011 4:48:25 PM |
| MiniBank998 | $25.00 | 5/2/2011 1:36:55 AM |
| BankShark | $25.00 | 5/2/2011 8:56:36 AM |
| mango7777 | $26.00 | 5/2/2011 12:17:32 PM |
| nuclearmoose | $50.00 | 5/2/2011 9:40:52 PM |
| determined-revenue1 | $100.00 | 5/3/2011 9:52:41 AM |
| g314 | $30.00 | 5/3/2011 9:05:26 PM |
| rmachi | $25.00 | 5/4/2011 1:14:32 AM |
| kulender | $50.00 | 5/4/2011 6:29:08 AM |
| nex | $25.00 | 5/4/2011 11:21:03 AM |
| antlr | $50.00 | 5/4/2011 10:09:02 PM |
| velocity-solo | $25.00 | 5/5/2011 5:22:02 PM |
| 108lender | $200.00 | 5/6/2011 1:16:59 AM |
| Algernon | $25.00 | 5/6/2011 1:34:54 AM |
| compoundinterest | $50.00 | 5/6/2011 5:24:04 AM |
| FlexFunding | $50.00 | 5/6/2011 9:20:25 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:53 AM |
| p43600jw | $25.00 | 5/6/2011 10:04:58 AM |
| diversification-surge | $200.00 | 5/6/2011 11:09:54 AM |
| wealth-tulip4 | $50.00 | 5/6/2011 12:49:40 PM |
| 1phantom | $25.00 | 5/6/2011 1:35:08 PM |
| Interstate_Rate | $50.00 | 5/6/2011 5:35:02 PM |
| damage | $25.00 | 5/6/2011 8:30:03 PM |
| GWV2 | $100.00 | 5/6/2011 9:00:51 PM |
| ytjameslee | $50.00 | 5/7/2011 3:17:40 AM |
| C_Mark | $250.00 | 5/7/2011 6:51:29 AM |
| aasx1108 | $25.00 | 5/7/2011 8:34:27 AM |
| pinnacle10 | $25.00 | 5/7/2011 8:30:41 AM |
| snowman34 | $25.00 | 5/7/2011 7:05:07 PM |
| jazz619 | $25.00 | 5/7/2011 4:49:12 PM |
| ReddInc | $250.00 | 5/8/2011 1:35:40 PM |
| Cover4 | $25.00 | 5/9/2011 7:49:27 AM |
| blissful-note7 | $50.00 | 5/9/2011 10:59:42 AM |
| loyalty-voyage | $50.00 | 5/9/2011 10:09:11 AM |
| AFairDeal | $50.00 | 5/9/2011 3:17:08 PM |
| Cheburashka | $30.00 | 5/9/2011 4:13:11 PM |
| Aimvest | $25.00 | 5/9/2011 4:16:18 PM |
| davisfl | $50.00 | 5/10/2011 7:26:10 AM |
| Weaverville | $50.00 | 5/10/2011 1:29:15 PM |
| point-pecan | $250.00 | 5/10/2011 5:07:21 PM |
| wjf60 | $25.00 | 5/10/2011 5:33:28 PM |
| aznatama | $50.00 | 5/10/2011 5:34:00 PM |
| brightest-dynamic-peace | $25.00 | 5/10/2011 5:35:21 PM |
| bikermouse | $50.00 | 5/10/2011 5:37:33 PM |
| listing-meridian | $50.00 | 5/10/2011 5:37:27 PM |
| logical-reward8 | $25.00 | 5/10/2011 5:32:36 PM |
| loot-funkmaster | $25.00 | 5/10/2011 5:33:07 PM |
| klinebarger | $25.00 | 5/10/2011 5:33:23 PM |
| lifegrowth | $25.00 | 5/10/2011 5:51:51 PM |
| basis-wizard8 | $50.00 | 5/10/2011 5:57:03 PM |
| ceg451 | $25.00 | 5/10/2011 5:57:46 PM |
| MTLoans | $25.00 | 5/10/2011 7:50:20 PM |
| balance-tsunami7 | $11.61 | 5/10/2011 7:55:31 PM |
| bvzm | $50.00 | 4/30/2011 12:04:52 PM |
| serene-truth2 | $50.00 | 4/30/2011 12:05:01 PM |
| minista | $25.00 | 4/30/2011 12:05:13 PM |
| the-enthralling-coin | $50.00 | 4/30/2011 12:05:52 PM |
| ore-genius2 | $100.00 | 4/30/2011 12:04:23 PM |
| kenji4861 | $25.00 | 4/30/2011 12:04:38 PM |
| TomKacz | $100.00 | 4/30/2011 12:07:56 PM |
| smart-kindness8 | $100.00 | 4/30/2011 12:05:20 PM |
| inspired-investment8 | $100.00 | 4/30/2011 12:05:26 PM |
| dtrain5 | $25.00 | 4/30/2011 12:01:38 PM |
| MasterJin | $50.00 | 4/30/2011 12:01:50 PM |
| blooming-market | $25.00 | 4/30/2011 12:01:53 PM |
| MrDavid | $100.00 | 4/30/2011 12:02:08 PM |
| worthy-bid8 | $33.51 | 4/30/2011 12:03:45 PM |
| AmericanCredit | $25.00 | 4/30/2011 12:05:42 PM |
| unrivaled-silver | $50.00 | 4/30/2011 12:06:47 PM |
| reflective-rupee | $25.00 | 4/30/2011 1:26:49 PM |
| Kerrysbay | $50.00 | 5/2/2011 12:48:20 AM |
| responsive-peace7 | $100.00 | 5/2/2011 10:33:40 AM |
| _wally_ | $50.00 | 5/2/2011 12:33:29 PM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:35 PM |
| unclejaef | $25.00 | 5/2/2011 3:25:57 PM |
| Avala | $50.00 | 5/2/2011 6:19:53 PM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 9:36:15 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:41:37 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:18:41 AM |
| PThor | $25.00 | 5/3/2011 1:55:10 PM |
| a-responsible-return | $50.00 | 5/3/2011 1:40:50 PM |
| radforj22 | $43.45 | 5/4/2011 8:00:15 AM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:34:22 AM |
| cmg891 | $50.00 | 5/4/2011 9:39:22 AM |
| octoberfresh | $25.00 | 5/5/2011 5:21:33 PM |
| ingenious-truth0 | $50.00 | 5/5/2011 5:25:30 PM |
| SJM10011a | $25.00 | 5/5/2011 7:35:37 PM |
| asset-beeper8 | $50.00 | 5/6/2011 10:27:15 AM |
| BoughtTheFarm | $25.00 | 5/6/2011 11:13:55 AM |
| degster | $25.00 | 5/6/2011 10:29:40 AM |
| unrivaled-income5 | $100.00 | 5/6/2011 10:31:39 AM |
| tender-integrity3 | $100.00 | 5/6/2011 12:59:32 PM |
| j2ee | $25.00 | 5/6/2011 6:19:38 PM |
| sandeepPR | $25.00 | 5/6/2011 8:27:17 PM |
| billnsc | $101.00 | 5/6/2011 9:22:24 PM |
| peso-stockpiler | $75.00 | 5/7/2011 8:03:40 AM |
| subtle-revenue0 | $25.00 | 5/7/2011 11:35:06 AM |
| investment-comet | $25.00 | 5/7/2011 10:29:23 AM |
| nicklds | $50.00 | 5/7/2011 10:29:52 PM |
| credit-investor5 | $50.00 | 5/8/2011 4:19:08 PM |
| JKEnterprises | $25.00 | 5/8/2011 6:59:09 PM |
| valiant-liberty4 | $25.00 | 5/9/2011 11:01:36 AM |
| persistent-balance7 | $100.00 | 5/9/2011 1:25:26 PM |
| selector568 | $100.00 | 5/9/2011 4:10:15 PM |
| MwarrenB | $50.00 | 5/9/2011 6:20:12 PM |
| marwadi-62 | $182.13 | 5/10/2011 4:45:28 AM |
| Bosslady123q | $25.00 | 5/10/2011 4:40:35 AM |
| marshallpeters | $50.00 | 5/10/2011 7:02:08 AM |
| Captain88 | $25.00 | 5/10/2011 8:55:50 AM |
| helpinghand105 | $50.00 | 5/10/2011 9:50:15 AM |
| cerebral-auction950 | $50.00 | 5/10/2011 9:35:13 AM |
| DaveTheWave | $37.30 | 5/10/2011 3:29:04 PM |
| rockstar78 | $50.00 | 5/10/2011 5:33:44 PM |
| dedication-point | $25.00 | 5/10/2011 5:33:20 PM |
| magnetic-vigilance3 | $100.00 | 5/10/2011 5:34:30 PM |
| Philolend | $25.00 | 5/10/2011 5:36:30 PM |
| dochelp | $50.00 | 5/10/2011 5:33:55 PM |
| GodzillaLending | $25.00 | 5/10/2011 5:47:18 PM |
| 137 Investments
|
Borrower Payment Dependent Notes Series
494569
This series of Notes was issued and sold upon the funding of the borrower loan #49313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $442.85 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
17 | Length of status: | 9y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,304 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| attentive-rupee1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to consolidate my bills and allow the ability to save up for graduate school.
My financial situation:
I am a good candidate for this loan because I have drastically improved my credit and make my payments on time. I have a steady career in Human Resources for a well known University in Los Angeles and have been employed with the University for 9.5 years.
Monthly net income: $ 3,000 (net pay)
Monthly expenses: $
Gym: $20.00
Housing: $ 300.00
Insurance: $ 100.00
Car expenses (gas): $ 250.00
Utilities: $ 50.00
Cell Phone, internet: $200.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 650.00
Other expenses: $ 150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/24/2011 12:08:30 PM |
| Gibbyland | $100.00 | 4/24/2011 1:20:00 PM |
| SolarMoonshine | $25.00 | 4/24/2011 2:19:51 PM |
| lendstats_com | $300.00 | 4/24/2011 2:43:25 PM |
| rate-hickory | $25.00 | 4/25/2011 6:52:11 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:57:43 AM |
| BxRealtor | $25.00 | 4/28/2011 2:10:34 PM |
| benefit-prescription6 | $100.00 | 4/28/2011 5:48:12 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:56 PM |
| kindness-jedi | $30.00 | 4/29/2011 1:21:32 PM |
| mtp | $50.00 | 4/30/2011 4:38:33 AM |
| all_of_that_one | $25.00 | 4/30/2011 12:46:20 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:05 AM |
| Leopoldine | $25.00 | 5/1/2011 11:19:57 AM |
| janeybooboo | $100.00 | 5/2/2011 12:04:17 PM |
| nimble-penny1 | $50.00 | 5/2/2011 6:03:00 PM |
| sonnet771 | $50.00 | 5/2/2011 6:15:21 PM |
| yield-visionary4 | $50.00 | 5/2/2011 6:17:21 PM |
| dollardave | $100.00 | 5/2/2011 11:54:01 PM |
| Supernick | $50.00 | 5/3/2011 6:47:29 AM |
| GElender | $50.00 | 5/3/2011 6:17:30 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:41:03 AM |
| bonus-demon | $25.00 | 5/3/2011 10:21:54 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:16:30 AM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:05:03 PM |
| irrelevant | $25.00 | 5/3/2011 6:40:46 PM |
| wwwUniversal | $25.00 | 5/4/2011 1:56:41 AM |
| loyalist1 | $300.00 | 5/4/2011 7:44:06 AM |
| felicity-maximizer | $25.00 | 5/4/2011 8:31:59 AM |
| DrStaff | $30.00 | 5/4/2011 5:32:34 PM |
| inspired-investment8 | $100.00 | 5/4/2011 5:36:55 PM |
| power-explosion4 | $25.00 | 5/4/2011 8:30:27 PM |
| patriot897 | $25.00 | 5/4/2011 8:44:23 PM |
| objective-investor | $66.27 | 5/5/2011 2:29:38 AM |
| onetuxllc | $50.00 | 5/5/2011 7:09:06 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:54:51 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:09:57 AM |
| numero-uno4 | $50.00 | 5/5/2011 10:59:24 AM |
| aznatama | $50.00 | 5/5/2011 4:45:48 PM |
| blooming-market | $25.00 | 5/5/2011 5:22:13 PM |
| Ocean713 | $50.00 | 5/5/2011 4:45:47 PM |
| allotment464 | $100.00 | 5/5/2011 5:42:29 PM |
| GCInvestments | $25.00 | 5/5/2011 5:42:36 PM |
| 6moonbeams | $50.00 | 5/5/2011 5:45:11 PM |
| economy-mulberry7 | $50.00 | 5/5/2011 5:42:26 PM |
| SanJoser | $25.00 | 5/5/2011 5:42:56 PM |
| numero-uno643 | $25.00 | 5/5/2011 5:43:03 PM |
| treasure-expert | $25.00 | 5/5/2011 7:35:58 PM |
| listing-demon | $50.00 | 5/5/2011 5:42:27 PM |
| treasure-brigade | $25.00 | 5/6/2011 5:49:05 AM |
| melodious-fairness | $50.00 | 5/6/2011 2:29:48 AM |
| scredneck | $50.00 | 5/6/2011 5:26:31 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:57:43 AM |
| Ripsaw4U | $50.00 | 5/6/2011 10:21:40 AM |
| stollcm | $25.00 | 5/6/2011 10:09:03 AM |
| moola-cell3 | $50.00 | 5/6/2011 10:24:14 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:16 AM |
| 1phantom | $25.00 | 5/6/2011 1:35:40 PM |
| sparky1129 | $35.00 | 5/6/2011 3:14:45 PM |
| jazzlender | $25.00 | 5/6/2011 3:16:03 PM |
| Banker2OO7 | $75.00 | 5/6/2011 3:17:01 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:30 PM |
| chungfang | $50.00 | 5/6/2011 3:49:40 PM |
| sharp-trade0 | $25.00 | 5/6/2011 3:09:52 PM |
| ursus | $100.00 | 5/6/2011 3:48:48 PM |
| yield-seeker | $25.00 | 5/6/2011 3:16:34 PM |
| pythia | $25.00 | 5/6/2011 3:22:10 PM |
| competent-p2p | $25.00 | 5/6/2011 4:44:22 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:34:27 PM |
| cgoca | $25.00 | 5/6/2011 4:58:00 PM |
| justice-circuitry0 | $50.00 | 5/6/2011 3:48:46 PM |
| reflective-rupee | $25.01 | 5/6/2011 5:15:32 PM |
| life-is-great | $25.00 | 5/6/2011 5:22:23 PM |
| gold-disk | $50.00 | 5/6/2011 5:32:41 PM |
| jalapeno2 | $25.00 | 5/6/2011 5:35:46 PM |
| bbrelo | $25.00 | 5/6/2011 5:40:50 PM |
| Astyanax | $50.00 | 5/6/2011 5:54:01 PM |
| treasure-widget | $25.00 | 5/6/2011 6:04:42 PM |
| ihelpunow | $25.00 | 5/6/2011 6:07:31 PM |
| godfather4u | $50.00 | 5/6/2011 6:23:23 PM |
| silver-buckeye | $25.00 | 5/6/2011 5:36:14 PM |
| fund-tom-tom6 | $50.00 | 5/6/2011 6:39:12 PM |
| ctaylor15 | $25.96 | 5/6/2011 6:32:57 PM |
| shrewd-income | $25.00 | 5/6/2011 6:33:37 PM |
| steady-funds3 | $31.52 | 5/6/2011 6:52:48 PM |
| revenue-tsunami | $50.00 | 5/6/2011 5:40:00 PM |
| MoneyMA | $25.00 | 5/6/2011 5:45:11 PM |
| MrBailey | $25.00 | 5/6/2011 7:07:57 PM |
| VBPlayer | $25.00 | 5/6/2011 7:13:28 PM |
| CA-Lender | $25.05 | 5/6/2011 6:01:53 PM |
| lasalle123 | $50.00 | 5/6/2011 7:20:15 PM |
| pghtiny | $25.00 | 5/6/2011 6:14:05 PM |
| szetheli | $135.00 | 5/6/2011 6:20:28 PM |
| investment-cluster | $50.00 | 5/6/2011 7:41:10 PM |
| Montello | $300.00 | 5/6/2011 7:41:36 PM |
| LaBamba | $200.00 | 5/6/2011 7:42:08 PM |
| auction-karate | $50.00 | 5/6/2011 8:35:00 PM |
| the-gold-quark | $30.00 | 5/6/2011 9:35:30 PM |
| InChicago | $50.00 | 5/6/2011 8:03:47 PM |
| agreement-network | $50.00 | 5/6/2011 10:49:07 PM |
| auctionator1 | $25.00 | 5/6/2011 11:05:45 PM |
| RJN | $25.00 | 5/6/2011 9:10:28 PM |
| DonaldColorado | $25.00 | 5/7/2011 3:08:10 AM |
| Smallbear | $25.00 | 5/7/2011 5:26:04 AM |
| jwood3030 | $25.00 | 5/7/2011 3:19:35 AM |
| the-profit-oracle | $25.00 | 5/7/2011 3:45:48 AM |
| community-pipeline | $25.00 | 5/7/2011 7:10:11 AM |
| Mindful7 | $25.00 | 5/7/2011 7:23:44 AM |
| fearless-auction7 | $25.00 | 5/7/2011 7:59:23 AM |
| TheoProf | $50.00 | 5/7/2011 9:19:50 AM |
| calm-agreement4 | $50.00 | 5/7/2011 9:11:52 AM |
| squadron465 | $25.00 | 5/7/2011 10:05:52 AM |
| coin-baron | $25.00 | 5/7/2011 7:44:18 AM |
| orange-preeminant-bill | $50.00 | 5/7/2011 10:07:54 AM |
| peso-stockpiler | $50.00 | 5/7/2011 8:01:17 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:30:54 PM |
| worldly-community3 | $50.00 | 4/27/2011 5:42:01 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:53:10 AM |
| point-compadre | $50.00 | 4/29/2011 1:32:12 PM |
| radforj22 | $25.00 | 5/1/2011 7:51:36 AM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:34 AM |
| miked8303 | $25.00 | 5/1/2011 11:21:40 AM |
| Tradesmanlender | $25.00 | 5/1/2011 12:26:56 PM |
| systemlender | $50.00 | 5/1/2011 12:55:45 PM |
| richboy56 | $25.00 | 5/2/2011 10:28:08 AM |
| blue-lucrative-rate | $25.00 | 5/2/2011 10:40:29 PM |
| Artist_Blue | $25.00 | 5/3/2011 6:07:52 AM |
| Weaverville | $50.00 | 5/3/2011 9:08:34 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:37:13 AM |
| auction-turtle0 | $25.00 | 5/3/2011 12:24:35 PM |
| payment-jalapeno9 | $50.00 | 5/4/2011 9:27:05 AM |
| community-piccolo0 | $25.00 | 5/4/2011 10:24:19 AM |
| nex | $25.00 | 5/4/2011 11:21:43 AM |
| triumphant-point5 | $50.00 | 5/4/2011 4:44:56 PM |
| worthy-bid8 | $50.00 | 5/4/2011 5:35:21 PM |
| jrbill1998 | $50.00 | 5/4/2011 5:37:23 PM |
| kulender | $50.00 | 5/4/2011 6:05:51 PM |
| kevin314 | $25.00 | 5/4/2011 8:29:39 PM |
| don8ter | $25.00 | 5/5/2011 2:13:54 AM |
| careful-note | $100.00 | 5/5/2011 3:24:07 AM |
| nalaari | $25.00 | 5/5/2011 6:42:54 AM |
| fair-pound5 | $100.00 | 5/5/2011 9:36:20 AM |
| dollar-missile3 | $25.00 | 5/5/2011 9:50:01 AM |
| Icon_88 | $50.00 | 5/5/2011 9:52:56 AM |
| designer_10 | $25.00 | 5/5/2011 10:38:16 AM |
| silver-fuse | $30.00 | 5/5/2011 9:55:48 AM |
| Cherrypicker | $40.00 | 5/5/2011 1:57:09 PM |
| 350DGRZ | $25.00 | 5/5/2011 3:04:26 PM |
| basis-wizard8 | $50.00 | 5/5/2011 11:40:06 AM |
| happyaric | $50.00 | 5/5/2011 4:45:37 PM |
| EricLender | $25.00 | 5/5/2011 4:45:52 PM |
| cablenews | $75.00 | 5/5/2011 5:42:43 PM |
| merciful-listing1 | $25.00 | 5/5/2011 5:44:09 PM |
| Azonic21 | $25.00 | 5/5/2011 7:44:29 PM |
| B-rad_the_Coug | $25.00 | 5/6/2011 1:05:31 AM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:21 PM |
| treasure-bliss | $39.51 | 5/6/2011 2:17:45 AM |
| silver-breeze3 | $25.00 | 5/6/2011 5:41:25 AM |
| loanman2007 | $75.00 | 5/6/2011 5:09:37 AM |
| palace2 | $450.00 | 5/6/2011 7:03:07 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:51:30 AM |
| awe-inspiring-payment | $25.00 | 5/6/2011 10:02:59 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:06 AM |
| JTCorp | $25.00 | 5/6/2011 10:09:34 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:00 AM |
| klin | $50.00 | 5/6/2011 10:27:58 AM |
| bigphish | $50.00 | 5/6/2011 11:29:15 AM |
| boater01 | $50.00 | 5/6/2011 12:19:50 PM |
| jenerationx | $25.00 | 5/6/2011 3:15:00 PM |
| GrommetPosse | $50.00 | 5/6/2011 12:55:04 PM |
| lostontheedge | $25.00 | 5/6/2011 3:43:29 PM |
| RedantFinance | $25.00 | 5/6/2011 3:09:34 PM |
| bill-expert | $25.00 | 5/6/2011 5:13:42 PM |
| Sixmil | $98.58 | 5/6/2011 5:21:40 PM |
| lounges | $50.00 | 5/6/2011 5:19:37 PM |
| mike_banker | $50.00 | 5/6/2011 5:22:33 PM |
| power-secret-agent | $25.00 | 5/6/2011 5:35:11 PM |
| gilbrear | $25.00 | 5/6/2011 5:37:54 PM |
| runge2777 | $25.00 | 5/6/2011 5:36:24 PM |
| Kame | $25.00 | 5/6/2011 5:40:08 PM |
| chemistry220 | $50.00 | 5/6/2011 5:45:03 PM |
| TommyTucker | $50.00 | 5/6/2011 5:45:26 PM |
| handy-justice | $100.00 | 5/6/2011 5:49:25 PM |
| hookUup | $26.32 | 5/6/2011 6:28:53 PM |
| Bob450 | $25.00 | 5/6/2011 6:27:25 PM |
| circuitfive | $25.00 | 5/6/2011 6:45:18 PM |
| Paddington922 | $25.00 | 5/6/2011 6:57:52 PM |
| Polonius | $27.31 | 5/6/2011 6:58:24 PM |
| janeybooboo | $100.00 | 5/6/2011 7:05:09 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:05 PM |
| Frover | $35.00 | 5/6/2011 6:54:50 PM |
| vineet | $26.84 | 5/6/2011 6:03:03 PM |
| investment-kingdom | $100.00 | 5/6/2011 7:28:04 PM |
| hard-working-loot | $50.00 | 5/6/2011 7:54:06 PM |
| ddog0224 | $75.00 | 5/6/2011 6:23:11 PM |
| 2011JACE | $54.00 | 5/6/2011 7:41:53 PM |
| heerzaquestion | $25.00 | 5/6/2011 7:43:11 PM |
| hythum3 | $25.00 | 5/6/2011 6:45:57 PM |
| return-seeker85 | $1,045.71 | 5/6/2011 7:40:15 PM |
| dough-hammock | $25.00 | 5/6/2011 9:38:10 PM |
| WorldlyWorker | $25.00 | 5/6/2011 10:09:07 PM |
| authentic-currency2 | $54.14 | 5/6/2011 7:55:17 PM |
| flwah | $25.00 | 5/7/2011 3:16:34 AM |
| oxnard | $75.00 | 5/7/2011 5:38:00 AM |
| ideal-platinum1 | $25.00 | 5/7/2011 3:27:34 AM |
| nalaari | $25.00 | 5/7/2011 6:26:19 AM |
| gustavzantanon | $30.10 | 5/7/2011 6:45:23 AM |
| MarinLoans | $25.00 | 5/7/2011 7:14:21 AM |
| dmb8183 | $75.00 | 5/7/2011 7:05:02 AM |
| selector568 | $300.00 | 5/7/2011 7:29:19 AM |
| StarshineXL | $400.00 | 5/7/2011 5:39:47 AM |
| BlueRoom | $25.00 | 5/7/2011 8:15:14 AM |
| MrRooster101 | $25.00 | 5/7/2011 8:46:46 AM |
| DasMula | $27.00 | 5/7/2011 8:55:13 AM |
| steamboatgal | $50.00 | 5/7/2011 8:26:06 AM |
| slartibardfast | $25.00 | 5/7/2011 8:34:37 AM |
| 216 Investments
|
Borrower Payment Dependent Notes Series
496017
This series of Notes was issued and sold upon the funding of the borrower loan #49316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 51% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 1m |
|
Amount delinquent:
| $350 |
Total credit lines:
| 23 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,835 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bill-splendor |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto loan
Purpose of loan: auto
This loan will be used to... need a vehicle for work
My financial situation:
I am a good candidate for this loan because...
i have good credit and pay my bills on time
Monthly net income: $ 1600
Monthly expenses: $ 70.00 phone bill
Housing: $ 0
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 70.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 0
Credit cards and other loans: $ minimal, have one card with 500.00 on it
Other expenses: $ no other expenses i dont have any major purchases or any high credit item that i am paying for
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/28/2011 9:06:58 AM |
| suave-dime6 | $25.00 | 5/1/2011 12:21:59 PM |
| the-reliable-trade | $100.00 | 5/2/2011 1:08:27 AM |
| Weaverville | $25.00 | 5/2/2011 12:46:54 PM |
| bonus-demon | $50.00 | 5/3/2011 10:28:14 AM |
| irrelevant | $25.00 | 5/3/2011 6:50:14 PM |
| careful-note | $50.00 | 5/5/2011 3:31:30 AM |
| thelovebug | $50.00 | 5/6/2011 1:35:23 PM |
| chungfang | $25.00 | 5/6/2011 4:20:08 PM |
| handy-justice | $100.00 | 5/8/2011 12:15:33 PM |
| env | $25.00 | 5/9/2011 1:19:21 PM |
| integrity-trumpet | $50.00 | 5/9/2011 5:18:19 PM |
| VJ_Financial | $26.00 | 5/9/2011 6:02:07 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:20 PM |
| basis-wizard8 | $50.00 | 5/10/2011 11:34:58 AM |
| credit-sycamore4 | $50.00 | 5/10/2011 4:10:46 PM |
| Artist_Blue | $25.00 | 5/10/2011 5:51:01 PM |
| jalapeno2 | $25.00 | 5/10/2011 5:57:06 PM |
| Mailman2004 | $50.00 | 5/10/2011 6:29:16 PM |
| the-credit-bauble | $25.00 | 5/10/2011 7:07:05 PM |
| papaloha | $25.00 | 5/11/2011 1:20:33 AM |
| MAYBROOK | $50.00 | 5/11/2011 4:54:09 AM |
| seisen | $26.19 | 5/11/2011 1:29:08 AM |
| the-dollar-topper | $76.36 | 5/11/2011 9:20:15 AM |
| finance-prescription | $50.00 | 5/11/2011 9:23:11 AM |
| wanna-help | $25.00 | 5/11/2011 9:40:23 AM |
| principal-delight | $50.00 | 5/11/2011 10:33:30 AM |
| italisvital | $25.00 | 5/11/2011 10:23:52 AM |
| income-rocker2 | $51.45 | 5/11/2011 11:17:12 AM |
| anton | $50.00 | 4/28/2011 9:00:35 AM |
| ingenious-deal6 | $25.00 | 4/28/2011 9:05:32 AM |
| witty-credit467 | $50.00 | 4/28/2011 3:46:07 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:10:56 PM |
| zorg77 | $50.00 | 5/2/2011 4:26:05 AM |
| CAGE-Investments | $25.00 | 5/3/2011 5:32:37 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:07:12 AM |
| hitsman | $50.00 | 5/7/2011 11:17:20 AM |
| genius520 | $50.00 | 5/7/2011 2:00:02 PM |
| point-compadre | $50.00 | 5/9/2011 9:55:01 AM |
| worth-blanket2 | $5,000.00 | 5/9/2011 10:52:15 AM |
| fmanjoo | $25.00 | 5/9/2011 4:12:36 PM |
| deal-guardian1 | $50.00 | 5/9/2011 5:17:14 PM |
| transaction-detective70 | $50.00 | 5/9/2011 5:21:53 PM |
| Bob450 | $25.00 | 5/10/2011 5:14:57 AM |
| money-bauble | $100.00 | 5/10/2011 9:24:41 AM |
| desertoasis | $25.00 | 5/10/2011 9:27:46 AM |
| leverage-booster | $25.00 | 5/10/2011 9:30:11 AM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 10:59:19 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:18 AM |
| kind-credit-bear | $25.00 | 5/10/2011 11:33:06 AM |
| wwwUniversal | $25.00 | 5/10/2011 11:33:49 AM |
| REASONABLE | $25.00 | 5/10/2011 11:57:32 AM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:49:46 PM |
| worthy-bid8 | $50.00 | 5/11/2011 1:48:20 AM |
| umfan123 | $25.00 | 5/11/2011 6:04:57 AM |
| Pu239 | $70.00 | 5/11/2011 8:43:15 AM |
| velocity-quest5 | $50.00 | 5/11/2011 9:20:49 AM |
| chererat | $100.00 | 5/11/2011 10:24:26 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
502143
This series of Notes was issued and sold upon the funding of the borrower loan #49319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,799.11 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $374.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 12y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,470 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| favorite-pound8 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BLING
Purpose of loan:
This loan will be used to... EXPAND MY BUSINESS AND CONSOLIDATE EARLIER BUSINESS STARTUP COSTS PLACED ON CREDIT CARDS. DEVELOPEMENT AND LAUNCH OF WEBSITE FOR SALES OF OUR PRODUCTS
My financial situation:
I am a good candidate for this loan because... REPAYMENT AND I HAVE A FULL TIME JOB BUT STILL HAVE A SMALL BUSINESS I AM TRYING TO GET UP AND RUNNING TO HELP WITH A RETIREMENT PLAN THAT IS NOT AVAILABLE WITH MY FULL TIME JOB.
Monthly net income: $3200
Monthly expenses: $SEE BELOW
Housing: $
Insurance: $230
Car expenses: $570
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $ 100
Clothing, household expenses: $ 200
Credit cards and other loans: $250 PERSONAL AND 250 BUSINESS
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/20/2011 5:07:08 PM |
| Gibbyland | $100.00 | 4/20/2011 5:07:40 PM |
| Kyileo | $25.00 | 4/22/2011 7:21:29 PM |
| economy-coup | $30.00 | 4/27/2011 12:59:15 AM |
| tech310 | $50.00 | 4/28/2011 12:42:06 AM |
| CAGE-Investments | $25.00 | 4/28/2011 6:46:22 AM |
| irrelevant | $25.00 | 4/28/2011 6:02:16 AM |
| fmanjoo | $25.00 | 4/28/2011 9:46:54 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:50:15 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:08:26 PM |
| engaging-transaction5 | $50.00 | 4/29/2011 12:17:20 PM |
| point-compadre | $50.00 | 4/29/2011 1:30:36 PM |
| velocity-quest5 | $50.00 | 4/29/2011 2:40:38 PM |
| life-is-great | $25.00 | 5/1/2011 6:42:42 AM |
| smilinsam | $50.00 | 5/1/2011 7:46:57 PM |
| zorg77 | $50.00 | 5/2/2011 4:47:57 AM |
| _wally_ | $50.00 | 5/2/2011 12:37:08 PM |
| ingenious-truth0 | $50.00 | 5/2/2011 12:55:49 PM |
| profit-powerplant | $25.00 | 5/2/2011 1:38:07 PM |
| greenback-museum | $25.00 | 5/2/2011 2:30:15 PM |
| tnjohnso | $25.00 | 5/2/2011 6:12:05 PM |
| zen1cent | $25.00 | 5/2/2011 6:55:29 PM |
| asiaratt | $50.00 | 5/3/2011 2:54:14 AM |
| miked8303 | $25.00 | 5/3/2011 9:19:37 AM |
| neutrino6 | $25.00 | 5/3/2011 9:59:33 AM |
| fantastic-wampum1 | $100.00 | 5/3/2011 10:10:23 AM |
| bdkjr | $25.00 | 5/3/2011 5:21:58 PM |
| bountiful-durability | $50.00 | 5/3/2011 5:22:30 PM |
| graceful-investment | $100.00 | 5/3/2011 5:22:53 PM |
| F16Pilot | $25.00 | 5/3/2011 5:25:26 PM |
| green-benefit-control | $25.00 | 5/3/2011 4:55:16 PM |
| GCInvestments | $25.00 | 5/3/2011 4:55:40 PM |
| MADAOO7 | $50.00 | 5/3/2011 5:23:03 PM |
| finance-prescription | $50.00 | 5/3/2011 5:23:26 PM |
| indomitable-dedication | $50.00 | 5/3/2011 5:23:33 PM |
| kulender | $50.00 | 5/3/2011 5:23:51 PM |
| orangetrust | $50.00 | 5/3/2011 5:24:16 PM |
| papaloha | $25.00 | 5/3/2011 5:26:17 PM |
| FormulaTroll | $25.00 | 5/3/2011 5:26:55 PM |
| kind-truth-circuit | $50.00 | 5/3/2011 5:32:58 PM |
| IIP77 | $25.00 | 5/3/2011 5:28:46 PM |
| 6moonbeams | $50.00 | 5/3/2011 5:36:18 PM |
| revenue-tsunami | $50.00 | 5/3/2011 5:23:01 PM |
| handshake5 | $100.00 | 5/3/2011 5:23:30 PM |
| wise-deal-gravitas | $100.00 | 5/3/2011 5:24:01 PM |
| TomKacz | $100.00 | 5/3/2011 5:27:14 PM |
| bid-carrier0 | $25.00 | 5/3/2011 5:27:33 PM |
| jamiee73 | $25.00 | 5/3/2011 8:24:30 PM |
| Rob717171 | $50.00 | 5/3/2011 8:29:01 PM |
| HHP | $31.42 | 5/4/2011 1:42:12 AM |
| burrito6 | $25.00 | 5/4/2011 1:55:35 AM |
| the-profit-oracle | $25.00 | 5/4/2011 1:57:09 AM |
| elegant-loot | $25.00 | 5/4/2011 2:05:39 AM |
| unrelenting-auction7 | $50.00 | 5/3/2011 10:19:00 PM |
| brazilofmux | $30.81 | 5/4/2011 1:22:21 AM |
| imlosttoo | $25.00 | 5/4/2011 1:41:28 AM |
| ITExec | $31.41 | 5/4/2011 1:32:41 AM |
| Learning2Lend | $28.09 | 5/4/2011 1:33:15 AM |
| oldmora | $39.73 | 5/4/2011 1:55:47 AM |
| ommcd | $25.00 | 5/4/2011 1:41:57 AM |
| visionary-currency | $49.60 | 5/4/2011 1:57:58 AM |
| shrewd-peace7 | $25.00 | 5/4/2011 2:00:34 AM |
| investment-tempo | $25.00 | 5/4/2011 2:05:26 AM |
| DeltaComputerGuy | $25.00 | 5/4/2011 6:03:51 AM |
| wwwUniversal | $25.00 | 5/4/2011 7:24:44 AM |
| macgeek | $25.00 | 5/4/2011 8:26:25 AM |
| yield-aurora4 | $50.00 | 5/4/2011 8:56:30 AM |
| Aleut | $25.00 | 5/4/2011 8:58:09 AM |
| sharp-trade0 | $25.00 | 5/4/2011 8:58:44 AM |
| Executive23 | $25.00 | 5/4/2011 11:00:21 AM |
| ADIDASNO | $25.00 | 5/4/2011 11:00:45 AM |
| reward-adventure | $50.00 | 5/4/2011 11:01:02 AM |
| chungfang | $25.00 | 5/4/2011 11:01:13 AM |
| rvfbroker | $25.00 | 5/4/2011 11:01:42 AM |
| helpful-listing | $50.00 | 5/4/2011 11:01:51 AM |
| careful-note | $50.00 | 5/4/2011 11:02:56 AM |
| djindepth | $50.00 | 5/4/2011 11:03:18 AM |
| important-openness1 | $50.00 | 5/4/2011 11:03:34 AM |
| kahekili | $25.00 | 5/4/2011 11:03:44 AM |
| nletunic | $38.76 | 5/4/2011 11:04:06 AM |
| MissionMicroFinance | $25.00 | 5/4/2011 11:04:16 AM |
| saffron4 | $39.59 | 5/4/2011 11:04:44 AM |
| dedicated-transaction796 | $37.68 | 5/4/2011 11:05:04 AM |
| burgeoning-peace3 | $50.00 | 5/4/2011 11:05:51 AM |
| oregonusa | $50.00 | 5/4/2011 11:06:16 AM |
| JJ9876 | $25.00 | 5/4/2011 11:06:30 AM |
| capital-visionary | $25.00 | 5/4/2011 11:07:48 AM |
| Midwestvalues | $50.00 | 5/4/2011 11:07:53 AM |
| agiovasil | $25.00 | 5/4/2011 11:00:37 AM |
| GracieLuLu04 | $25.00 | 5/4/2011 11:01:24 AM |
| monster4 | $50.00 | 5/4/2011 11:01:36 AM |
| Numbat77 | $25.00 | 5/4/2011 11:02:23 AM |
| nex | $50.00 | 5/4/2011 10:31:27 AM |
| tampa_cmc | $50.00 | 5/4/2011 11:02:34 AM |
| LenderFish | $25.00 | 5/4/2011 11:02:44 AM |
| vkm2000 | $50.00 | 5/4/2011 11:03:01 AM |
| GElender | $25.00 | 5/4/2011 11:03:08 AM |
| wtrboy | $25.00 | 5/4/2011 11:04:03 AM |
| Railbird | $25.00 | 5/4/2011 11:04:31 AM |
| gimincorp | $26.17 | 5/4/2011 11:04:36 AM |
| hope-eagle6 | $25.00 | 5/4/2011 11:04:58 AM |
| new-sharp-leverage | $50.00 | 5/4/2011 11:06:04 AM |
| listing-trapper3 | $50.00 | 5/4/2011 11:06:19 AM |
| rogue_monster | $25.00 | 5/4/2011 11:06:26 AM |
| ah-long | $25.00 | 5/4/2011 11:06:31 AM |
| jono9999 | $112.93 | 5/4/2011 10:54:00 AM |
| MartianTrust | $25.00 | 5/4/2011 11:07:15 AM |
| handy-justice | $50.00 | 5/4/2011 11:07:36 AM |
| red-power-pecan | $50.00 | 5/4/2011 11:07:50 AM |
| DeltaGambler | $50.00 | 5/4/2011 11:08:04 AM |
| pkn62572 | $25.00 | 5/4/2011 11:01:59 AM |
| CROBRUN | $50.00 | 5/4/2011 11:02:20 AM |
| labourclass | $50.00 | 5/4/2011 11:08:50 AM |
| transaction-animal8 | $25.00 | 5/4/2011 11:02:46 AM |
| power-bluebird2 | $50.00 | 5/4/2011 11:03:12 AM |
| FirstBank | $50.00 | 5/4/2011 11:03:32 AM |
| ivy-league-MBA | $25.00 | 5/4/2011 11:04:48 AM |
| sensible-order2 | $86.40 | 5/4/2011 11:04:55 AM |
| favorite-deal6 | $25.00 | 5/4/2011 11:05:45 AM |
| a-successful-credit | $100.00 | 5/4/2011 11:05:55 AM |
| amusement4 | $50.00 | 5/4/2011 11:06:29 AM |
| laki_haole | $50.00 | 5/4/2011 11:06:33 AM |
| rhin0cerx | $50.00 | 5/4/2011 11:06:43 AM |
| NorthernFunds | $50.00 | 5/4/2011 11:07:07 AM |
| loan-wasp | $50.00 | 5/4/2011 11:13:31 AM |
| worth-dandelion | $100.00 | 5/4/2011 11:07:51 AM |
| economy-structure9 | $25.00 | 5/4/2011 11:08:01 AM |
| missing-link | $25.00 | 5/4/2011 11:09:45 AM |
| GGreg799 | $25.00 | 5/4/2011 11:16:06 AM |
| HedgeFund | $50.00 | 5/4/2011 11:22:30 AM |
| Rogesparkguy | $25.00 | 5/4/2011 12:10:52 PM |
| valiant-money | $25.00 | 5/4/2011 3:20:01 PM |
| HardLender | $50.00 | 5/4/2011 11:57:14 AM |
| market-pudding | $25.00 | 5/4/2011 4:41:32 PM |
| diplomatic-wealth7 | $25.00 | 4/20/2011 5:08:13 PM |
| reflective-rupee | $25.44 | 4/20/2011 5:46:16 PM |
| ingenious-deal6 | $25.00 | 4/23/2011 5:33:45 AM |
| Weaverville | $25.00 | 4/23/2011 1:15:51 PM |
| fair-pound5 | $100.00 | 4/28/2011 10:14:35 AM |
| jalapeno2 | $25.00 | 4/28/2011 5:49:24 PM |
| credit-sycamore4 | $50.00 | 4/29/2011 8:11:09 AM |
| the-dollar-topper | $100.00 | 4/29/2011 12:16:29 PM |
| Jack55304 | $185.00 | 4/29/2011 12:16:05 PM |
| payment-goose2 | $50.00 | 4/29/2011 12:17:27 PM |
| nerdfactor | $25.00 | 4/29/2011 4:03:35 PM |
| jjswanso | $50.00 | 4/29/2011 5:15:30 PM |
| SecondChanceLendingSERV | $25.00 | 4/29/2011 6:23:26 PM |
| villagers | $25.00 | 5/1/2011 1:19:00 AM |
| bill-appraiser7 | $25.00 | 5/1/2011 8:51:48 AM |
| fairhelper | $25.00 | 5/2/2011 9:31:02 AM |
| gold-virtuoso | $50.00 | 5/2/2011 9:49:25 AM |
| money-bauble | $100.00 | 5/2/2011 5:42:40 PM |
| allotment464 | $100.00 | 5/2/2011 5:59:40 PM |
| cablenews | $50.00 | 5/2/2011 6:01:09 PM |
| nickel-demon2 | $100.00 | 5/2/2011 6:01:52 PM |
| flanative | $25.00 | 5/2/2011 6:21:41 PM |
| fair-gain8 | $50.00 | 5/2/2011 7:23:56 PM |
| Wellman | $50.00 | 5/3/2011 4:31:17 AM |
| worldly-money4 | $200.00 | 5/3/2011 5:22:05 AM |
| silver-wonder278 | $25.00 | 5/3/2011 8:11:33 AM |
| durability-starfish | $25.00 | 5/3/2011 9:45:06 AM |
| bonus-demon | $50.00 | 5/3/2011 10:25:26 AM |
| RockpointCapital | $50.00 | 5/3/2011 10:32:35 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:37:34 AM |
| treasure-bliss | $50.00 | 5/3/2011 4:15:09 PM |
| PThor | $25.00 | 5/3/2011 1:55:47 PM |
| DrStaff | $25.00 | 5/3/2011 5:22:39 PM |
| BooRadley | $25.00 | 5/3/2011 4:34:35 PM |
| worthy-bid8 | $25.00 | 5/3/2011 5:25:48 PM |
| payment-jalapeno9 | $100.00 | 5/3/2011 5:27:04 PM |
| shmb6508 | $100.00 | 5/3/2011 5:23:36 PM |
| kindness-jedi | $30.00 | 5/3/2011 5:30:43 PM |
| seisen | $50.00 | 5/3/2011 5:25:58 PM |
| dime-umbrella6 | $25.00 | 5/3/2011 5:09:39 PM |
| kbodendorf | $25.00 | 5/3/2011 5:27:21 PM |
| ursus | $50.00 | 5/3/2011 5:34:04 PM |
| Rdodson11 | $25.00 | 5/3/2011 5:29:13 PM |
| studious-listing8 | $50.00 | 5/3/2011 5:23:07 PM |
| Maetryx | $50.00 | 5/3/2011 5:23:23 PM |
| somebody32 | $50.00 | 5/3/2011 5:24:07 PM |
| natejx | $25.00 | 5/3/2011 5:39:47 PM |
| dthompso | $40.00 | 5/3/2011 5:30:38 PM |
| blue-lucrative-rate | $25.00 | 5/3/2011 5:33:44 PM |
| orange-preeminant-bill | $50.00 | 5/3/2011 5:35:08 PM |
| bold-durability-drum | $50.00 | 5/3/2011 5:31:27 PM |
| billete | $25.00 | 5/3/2011 5:36:51 PM |
| famous-bill | $25.00 | 5/3/2011 5:39:38 PM |
| exciting-fairness8 | $50.00 | 5/3/2011 5:33:53 PM |
| whatknows | $25.00 | 5/4/2011 1:32:22 AM |
| pixeldave | $26.39 | 5/4/2011 1:40:18 AM |
| FeedTheMachine | $100.00 | 5/4/2011 1:56:03 AM |
| MasterJin | $25.00 | 5/3/2011 9:30:55 PM |
| drg6289 | $25.00 | 5/4/2011 1:20:26 AM |
| SDNLR | $35.25 | 5/4/2011 1:32:47 AM |
| goldeneye777 | $25.00 | 5/4/2011 1:39:14 AM |
| LBOregon | $25.00 | 5/4/2011 1:49:35 AM |
| Banker7371 | $25.00 | 5/4/2011 1:55:20 AM |
| Digs | $25.00 | 5/4/2011 3:14:06 AM |
| financial-frenzy | $28.83 | 5/4/2011 2:00:01 AM |
| robust-trade | $26.50 | 5/4/2011 2:04:57 AM |
| Mariner3605 | $25.00 | 5/4/2011 8:28:07 AM |
| CC911 | $25.00 | 5/4/2011 6:04:18 AM |
| auction-seeker4 | $50.00 | 5/4/2011 6:13:39 AM |
| Artist_Blue | $25.00 | 5/4/2011 6:04:35 AM |
| Ocean713 | $50.00 | 5/4/2011 8:42:57 AM |
| radforj22 | $25.00 | 5/4/2011 7:24:31 AM |
| SplashCash | $50.00 | 5/4/2011 8:44:06 AM |
| smart-kindness8 | $50.00 | 5/4/2011 8:56:42 AM |
| jiggaman7 | $50.00 | 5/4/2011 8:58:39 AM |
| currency-meteor250 | $25.00 | 5/4/2011 9:21:02 AM |
| astute-asset7 | $25.00 | 5/4/2011 9:39:48 AM |
| GInBaghdad | $25.00 | 5/4/2011 11:00:17 AM |
| unassassinable | $25.00 | 5/4/2011 11:00:29 AM |
| lendme2 | $50.00 | 5/4/2011 11:00:41 AM |
| credit-meteor7 | $50.00 | 5/4/2011 11:00:48 AM |
| gotjack | $25.00 | 5/4/2011 11:00:59 AM |
| blackstar | $25.00 | 5/4/2011 11:01:07 AM |
| marcomnzs | $25.00 | 5/4/2011 11:01:28 AM |
| aznatama | $50.00 | 5/4/2011 9:51:07 AM |
| michaelray703 | $75.00 | 5/4/2011 11:01:55 AM |
| kindness-hickory5 | $50.00 | 5/4/2011 11:02:51 AM |
| nowits10 | $50.00 | 5/4/2011 11:02:59 AM |
| justice-economist | $25.00 | 5/4/2011 9:38:16 AM |
| genius520 | $50.00 | 5/4/2011 11:03:20 AM |
| top-historic-peso | $25.00 | 5/4/2011 11:03:36 AM |
| tspyz | $50.00 | 5/4/2011 11:03:41 AM |
| finagler | $25.00 | 5/4/2011 11:03:48 AM |
| Bob450 | $25.00 | 5/4/2011 11:03:57 AM |
| escharfer | $25.00 | 5/4/2011 11:04:09 AM |
| focused-dime453 | $50.00 | 5/4/2011 10:09:19 AM |
| Georgetastic | $25.00 | 5/4/2011 11:04:21 AM |
| social-conductor4 | $25.00 | 5/4/2011 11:06:01 AM |
| divedude | $25.00 | 5/4/2011 11:06:06 AM |
| minddoc | $25.00 | 5/4/2011 11:06:35 AM |
| green-moola-sniffer | $50.00 | 5/4/2011 11:06:56 AM |
| maelstrom | $50.00 | 5/4/2011 11:07:45 AM |
| MARWARISETH | $25.00 | 5/4/2011 11:07:49 AM |
| wesleyan | $50.00 | 5/4/2011 11:08:03 AM |
| compassion-expert | $50.00 | 5/4/2011 11:08:45 AM |
| tornandfrayed | $29.87 | 5/4/2011 10:59:15 AM |
| unflappable-bonus3 | $50.00 | 5/4/2011 11:15:33 AM |
| hglrfdom | $25.00 | 5/4/2011 11:01:32 AM |
| GrooveBiz | $50.00 | 5/4/2011 11:02:25 AM |
| shrewd-truth1 | $50.00 | 5/4/2011 11:02:42 AM |
| moola-wildebeest3 | $50.00 | 5/4/2011 11:02:54 AM |
| inspired-duty5 | $25.00 | 5/4/2011 11:03:05 AM |
| felix-tower | $25.00 | 5/4/2011 11:03:15 AM |
| GSV67 | $50.00 | 5/4/2011 11:04:00 AM |
| DER | $39.68 | 5/4/2011 11:04:25 AM |
| ivadood | $50.00 | 5/4/2011 11:04:33 AM |
| dough-bear | $39.56 | 5/4/2011 11:04:39 AM |
| abundant-credit6 | $25.00 | 5/4/2011 11:05:14 AM |
| RedantFinance | $25.00 | 5/4/2011 10:45:05 AM |
| friendly-truth7 | $50.00 | 5/4/2011 11:05:43 AM |
| orgy63 | $50.00 | 5/4/2011 11:06:10 AM |
| jobani | $35.00 | 5/4/2011 11:06:22 AM |
| lagnisiruk | $25.00 | 5/4/2011 11:06:28 AM |
| ken168 | $27.00 | 5/4/2011 11:06:36 AM |
| new-social-economist | $50.00 | 5/4/2011 11:06:54 AM |
| drkosh | $25.00 | 5/4/2011 11:07:42 AM |
| birddogsb | $50.00 | 5/4/2011 11:07:54 AM |
| youthful-greenback3 | $25.00 | 5/4/2011 11:00:33 AM |
| gold-commander0 | $25.00 | 5/4/2011 11:02:28 AM |
| restech | $25.00 | 5/4/2011 11:08:59 AM |
| Mojab | $50.00 | 5/4/2011 11:02:37 AM |
| shrewd-deal | $25.00 | 5/4/2011 11:03:03 AM |
| festeringsnot | $50.00 | 5/4/2011 11:09:18 AM |
| economy-producer | $25.00 | 5/4/2011 11:03:25 AM |
| apostle901 | $25.00 | 5/4/2011 11:03:46 AM |
| Diamond_Jim | $50.00 | 5/4/2011 11:04:52 AM |
| flwah | $25.00 | 5/4/2011 11:05:38 AM |
| jenerationx | $25.00 | 5/4/2011 11:05:47 AM |
| MicroLender357 | $50.00 | 5/4/2011 11:05:58 AM |
| orange-leverage-phoenix | $50.00 | 5/4/2011 11:06:27 AM |
| symbiosis | $50.00 | 5/4/2011 11:06:32 AM |
| compassionate-fairness6 | $25.00 | 5/4/2011 11:06:34 AM |
| durable-auction0 | $50.00 | 5/4/2011 11:07:01 AM |
| Comoparklender | $50.00 | 5/4/2011 11:07:47 AM |
| borquist | $25.00 | 5/4/2011 11:07:59 AM |
| DSFinancial | $50.00 | 5/4/2011 11:08:06 AM |
| BankofRon | $25.00 | 5/4/2011 11:09:01 AM |
| stock106 | $25.00 | 5/4/2011 11:09:03 AM |
| dedicated-repayment0 | $26.00 | 5/4/2011 2:05:15 PM |
| transparency-baton | $25.00 | 5/4/2011 1:49:07 PM |
| payout-network1 | $97.00 | 5/4/2011 2:03:32 PM |
| 285 Investments
|
Borrower Payment Dependent Notes Series
502369
This series of Notes was issued and sold upon the funding of the borrower loan #49340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,947.78 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-15-2011 |
|
Term:
| 60 months | | |
Listing End date:
| Apr-29-2011 |
|
|
Lender yield:
| 21.49% |
Borrower rate/APR:
| 22.49% / 24.76% |
Monthly payment:
| $193.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.98% | | |
| |
Estimated return*:
| 12.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 780-799 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $838 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bold-payout-pudding |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
School
Purpose of loan: Living Expenses
This loan will be used to Pay for my expenses for my school year
My financial situation: Is not where I want it to be. I'm 21 with the passion to finish school and pursue my music career as a Studio Engineer. I have a lot of support through my single parent mother but she is still paying for her own loans and has a deep deficit of money to pay. I would love to take a big load of of my family back. With the direction my life is heading, I'm 99% positive this money given to me will be returned.
I am a good candidate for this loan because I am a hard working student, well aware of the responsibilities that receiving a loan entails. This loan would help me stay focused on school, but also give me the chance to find a steady job, with a little ease on the stress, from the current economy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/15/2011 9:11:04 AM |
| Zolton | $100.00 | 4/15/2011 9:11:31 AM |
| simplelender80 | $100.00 | 4/15/2011 9:10:15 AM |
| reflective-rupee | $25.44 | 4/15/2011 10:37:54 AM |
| SimpleChoice | $25.00 | 4/17/2011 8:51:05 AM |
| sonnet771 | $50.00 | 4/20/2011 12:52:10 AM |
| palace2 | $100.00 | 4/21/2011 6:17:28 PM |
| tranquil-diversification8 | $50.00 | 4/22/2011 2:46:20 PM |
| efficient-treasure0 | $25.00 | 4/22/2011 7:16:30 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:37:38 PM |
| Tradesmanlender | $25.00 | 4/26/2011 9:40:15 AM |
| DavidCG | $25.00 | 4/26/2011 9:52:31 AM |
| GrayStudio | $25.00 | 4/26/2011 8:42:55 PM |
| worth-dandelion | $100.00 | 4/26/2011 9:08:44 PM |
| C_Mark | $50.00 | 4/26/2011 9:09:02 PM |
| skuba | $50.00 | 4/26/2011 9:09:05 PM |
| brutusbone | $25.00 | 4/26/2011 9:48:51 PM |
| hostbank | $100.00 | 4/26/2011 10:40:40 PM |
| don8ter | $25.00 | 4/27/2011 3:05:58 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:55:39 AM |
| GElender | $25.00 | 4/27/2011 5:40:48 AM |
| Cluvnupe06 | $35.00 | 4/27/2011 9:31:54 AM |
| kscc183 | $25.00 | 4/27/2011 9:31:41 AM |
| justice-circuitry0 | $50.00 | 4/27/2011 9:43:02 AM |
| jalapeno2 | $50.00 | 4/27/2011 9:47:02 AM |
| bazaar-hyperdrive3 | $50.00 | 4/27/2011 11:15:13 AM |
| revenue-tsunami | $50.00 | 4/27/2011 9:48:25 AM |
| durable-auction0 | $50.00 | 4/27/2011 11:26:27 AM |
| 30Sky | $50.00 | 4/27/2011 5:42:14 PM |
| wwwUniversal | $25.00 | 4/27/2011 5:44:20 PM |
| thoughtful-worth1 | $104.00 | 4/27/2011 7:43:02 PM |
| BaxterEvil | $25.00 | 4/27/2011 8:06:06 PM |
| ideal-platinum1 | $50.00 | 4/28/2011 3:56:14 AM |
| RusRobo | $25.00 | 4/28/2011 3:46:28 AM |
| bigphish | $50.00 | 4/28/2011 8:45:29 AM |
| longtoulaoda | $50.00 | 4/28/2011 9:43:53 AM |
| wadeveloper | $50.00 | 4/28/2011 9:44:48 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 9:58:34 AM |
| fair-pound5 | $100.00 | 4/28/2011 10:13:31 AM |
| sharp-trade0 | $25.00 | 4/28/2011 5:12:25 PM |
| Willylump | $25.00 | 4/28/2011 5:36:49 PM |
| smart-kindness8 | $50.00 | 4/28/2011 5:37:31 PM |
| dedication-point | $25.00 | 4/28/2011 5:37:38 PM |
| RedantFinance | $25.00 | 4/28/2011 5:11:07 PM |
| wealth-pizza | $50.00 | 4/28/2011 5:38:44 PM |
| the-profit-oracle | $25.00 | 4/28/2011 5:39:49 PM |
| nv | $25.00 | 4/28/2011 5:38:36 PM |
| MO_Investor | $25.00 | 4/28/2011 5:40:41 PM |
| ingenious-diversification | $25.00 | 4/28/2011 5:39:54 PM |
| hope-lightning1 | $250.00 | 4/28/2011 5:47:44 PM |
| Worldskiboy | $50.00 | 4/28/2011 5:41:13 PM |
| treasure-bliss | $50.00 | 4/28/2011 5:45:58 PM |
| the-payout-enclave | $25.00 | 4/28/2011 5:48:01 PM |
| krd_Chicago | $100.00 | 4/28/2011 5:44:52 PM |
| gold-sushi | $25.00 | 4/28/2011 5:48:25 PM |
| loan-warrior | $25.00 | 4/28/2011 5:51:53 PM |
| bonus-zone | $25.00 | 4/28/2011 5:48:49 PM |
| yield-seeker | $25.00 | 4/28/2011 5:55:58 PM |
| bold-durability-drum | $50.00 | 4/28/2011 5:59:43 PM |
| djh47a | $25.00 | 4/28/2011 5:50:41 PM |
| money-bauble | $150.00 | 4/28/2011 5:50:45 PM |
| credible-durability | $25.00 | 4/28/2011 6:00:15 PM |
| Hondo | $25.00 | 4/28/2011 6:00:35 PM |
| meenan | $50.00 | 4/28/2011 6:00:05 PM |
| generous-deal6 | $50.00 | 4/28/2011 6:00:28 PM |
| best-phenomenal-treasure | $25.00 | 4/28/2011 6:00:42 PM |
| the-silver-blaster | $50.00 | 4/28/2011 6:00:59 PM |
| fairwealth | $25.00 | 4/28/2011 5:57:07 PM |
| desertoasis | $30.00 | 4/28/2011 5:58:06 PM |
| reaction5 | $25.00 | 4/28/2011 6:02:31 PM |
| love_what_you_do | $50.00 | 4/28/2011 6:18:00 PM |
| DrStaff | $30.00 | 4/28/2011 6:18:48 PM |
| payout-oyster9 | $25.00 | 4/28/2011 8:30:45 PM |
| transparency-grasshopper | $25.00 | 4/28/2011 8:21:25 PM |
| credit-kahuna | $50.00 | 4/29/2011 2:24:34 AM |
| peace-maximizer8 | $25.00 | 4/29/2011 3:20:36 AM |
| first-pragmatic-note | $50.00 | 4/29/2011 7:09:46 AM |
| narblark | $50.00 | 4/29/2011 7:34:46 AM |
| derec | $25.00 | 4/29/2011 8:56:17 AM |
| ingenious-deal6 | $25.00 | 4/15/2011 9:10:48 AM |
| Weaverville | $25.00 | 4/19/2011 7:51:01 AM |
| BxRealtor | $25.00 | 4/19/2011 9:29:31 AM |
| radforj22 | $25.00 | 4/23/2011 2:31:43 PM |
| ursus | $100.00 | 4/23/2011 2:29:56 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:23:53 PM |
| blooming-market | $25.00 | 4/25/2011 8:41:48 PM |
| loyalty-sherpa | $25.00 | 4/25/2011 9:00:26 PM |
| worthy-bid8 | $100.00 | 4/26/2011 9:28:48 AM |
| miked8303 | $25.00 | 4/26/2011 10:30:26 AM |
| best-basis-trooper | $50.00 | 4/26/2011 9:58:53 AM |
| first-upright-payout | $25.00 | 4/26/2011 3:41:52 PM |
| steiglends | $100.00 | 4/26/2011 6:03:35 PM |
| bid-czar8 | $50.00 | 4/26/2011 9:12:05 PM |
| klinebarger | $25.00 | 4/26/2011 9:28:08 PM |
| rss197 | $25.00 | 4/27/2011 7:45:33 AM |
| red-robust-bid | $50.00 | 4/27/2011 9:28:37 AM |
| the-unequivocal-pound | $50.00 | 4/27/2011 9:42:00 AM |
| favorite-deal6 | $25.00 | 4/27/2011 9:53:09 AM |
| iamabby | $25.00 | 4/27/2011 1:01:45 PM |
| successful-agreement7 | $100.00 | 4/27/2011 2:11:17 PM |
| gjm6d | $25.00 | 4/27/2011 3:57:53 PM |
| credit-meteor7 | $50.00 | 4/27/2011 5:36:22 PM |
| reflective-cash0 | $50.00 | 4/27/2011 5:51:31 PM |
| tech310 | $50.00 | 4/28/2011 12:40:56 AM |
| OCedHrt | $25.00 | 4/28/2011 1:56:54 AM |
| compassionate-income5 | $25.00 | 4/28/2011 7:14:15 AM |
| gold-lightning1 | $25.00 | 4/28/2011 9:44:09 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:52:39 AM |
| a-sharp-revenue | $50.00 | 4/28/2011 10:12:37 AM |
| TennSquire | $50.00 | 4/28/2011 12:31:57 PM |
| nickel-position | $25.00 | 4/28/2011 1:16:27 PM |
| johntims | $25.00 | 4/28/2011 4:06:07 PM |
| bountiful-investment0 | $25.00 | 4/28/2011 5:36:57 PM |
| TelegramSam | $25.00 | 4/28/2011 5:37:35 PM |
| dinero-festivity2 | $100.00 | 4/28/2011 5:35:54 PM |
| Templevideo | $50.00 | 4/28/2011 5:38:00 PM |
| del30 | $25.00 | 4/28/2011 5:36:06 PM |
| fortytwo | $47.34 | 4/28/2011 5:39:13 PM |
| Banker7371 | $25.00 | 4/28/2011 5:39:52 PM |
| Zoomer | $50.00 | 4/28/2011 5:37:52 PM |
| EJO | $25.00 | 4/28/2011 5:41:03 PM |
| GCInvestments | $25.00 | 4/28/2011 5:39:03 PM |
| Rick21 | $25.00 | 4/28/2011 5:39:08 PM |
| b-rent | $25.00 | 4/28/2011 5:43:08 PM |
| wise-balanced-moola | $25.00 | 4/28/2011 5:39:56 PM |
| studious-bonus7 | $100.00 | 4/28/2011 5:40:16 PM |
| orange-preeminant-bill | $50.00 | 4/28/2011 5:46:16 PM |
| impeccable-wampum1 | $50.00 | 4/28/2011 5:47:11 PM |
| Aleut | $25.00 | 4/28/2011 5:42:26 PM |
| openness-griffin2 | $50.00 | 4/28/2011 5:47:39 PM |
| Richmp412 | $25.00 | 4/28/2011 5:41:28 PM |
| runge2777 | $25.00 | 4/28/2011 5:44:35 PM |
| nybanker85 | $25.00 | 4/28/2011 5:45:42 PM |
| CardCapDude | $50.00 | 4/28/2011 5:51:22 PM |
| cathexis | $25.00 | 4/28/2011 5:51:57 PM |
| asmithj | $50.00 | 4/28/2011 5:48:39 PM |
| loot-heart | $25.00 | 4/28/2011 5:59:37 PM |
| kenji4861 | $25.00 | 4/28/2011 5:59:48 PM |
| sharp-income2 | $25.00 | 4/28/2011 6:00:47 PM |
| BigGun | $50.00 | 4/28/2011 6:02:29 PM |
| melodious-fairness | $50.00 | 4/28/2011 5:55:38 PM |
| Mariner3605 | $25.00 | 4/28/2011 5:55:48 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:04:30 PM |
| MasterJin | $25.00 | 4/28/2011 5:59:51 PM |
| breadbroker | $25.00 | 4/28/2011 6:01:08 PM |
| damcoolguy | $25.00 | 4/28/2011 6:17:52 PM |
| ericgassercom | $50.00 | 4/28/2011 6:18:15 PM |
| be_wise | $25.00 | 4/28/2011 7:36:03 PM |
| RJN | $25.00 | 4/28/2011 6:18:09 PM |
| mtp | $50.00 | 4/28/2011 8:10:26 PM |
| rapid-loyalty1 | $25.00 | 4/28/2011 7:25:52 PM |
| income-sage9 | $25.00 | 4/29/2011 1:54:13 AM |
| understanding-payout2 | $25.00 | 4/29/2011 4:16:24 AM |
| gravbox | $50.00 | 4/29/2011 4:41:11 AM |
| bid-carrier0 | $25.00 | 4/29/2011 5:44:19 AM |
| coin-kin | $26.00 | 4/29/2011 7:30:45 AM |
| grf1945 | $50.00 | 4/29/2011 7:49:57 AM |
| jdrez | $25.00 | 4/29/2011 8:47:42 AM |
| lendme2 | $50.00 | 4/29/2011 8:38:03 AM |
| IIP77 | $25.00 | 4/29/2011 8:54:01 AM |
| SanJoser | $25.00 | 4/29/2011 8:58:40 AM |
| 161 Investments
|
Borrower Payment Dependent Notes Series
503071
This series of Notes was issued and sold upon the funding of the borrower loan #49257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,806.49 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $270.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 2m |
|
Amount delinquent:
| $157 |
Total credit lines:
| 30 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $607 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| friendly-truth7 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off high interest credit card
Purpose of loan:
This loan will be used to pay off a high interest credit card
My financial situation:
I am a good candidate for this loan because my income is high relative to my debt. I only have one outstanding credit card that I would like to pay off but its high interest rate means that it will take a lot less time and cost me a lot less money to get a lower interest rate loan.
Monthly net income: $7,838
Monthly expenses: $6,070 (sum of items below)
Housing: $2,650
Insurance: $163
Car expenses: $647
Utilities: $330
Phone, cable, internet: $245
Food, entertainment: $1,300
Clothing, household expenses: $200
Credit cards and other loans: $305
Other expenses: $230
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| srilm | $25.00 | 4/19/2011 5:24:52 PM |
| tom48l | $50.00 | 4/19/2011 5:23:19 PM |
| Edwin_Rae | $25.00 | 4/19/2011 5:29:22 PM |
| platinum-dojo | $25.00 | 4/19/2011 5:26:45 PM |
| Malkial | $25.00 | 4/19/2011 5:29:05 PM |
| jdrez | $25.00 | 4/19/2011 5:20:53 PM |
| cello1 | $25.00 | 4/19/2011 5:22:53 PM |
| imlosttoo | $25.00 | 4/19/2011 5:23:23 PM |
| dospapalotes | $50.00 | 4/19/2011 5:29:25 PM |
| competent-p2p | $35.00 | 4/19/2011 5:45:11 PM |
| SimpleChoice | $25.00 | 4/19/2011 5:48:06 PM |
| benefit-squirrel | $50.00 | 4/19/2011 5:48:03 PM |
| zone6 | $50.00 | 4/20/2011 7:52:30 AM |
| worldly-community3 | $50.00 | 4/25/2011 8:25:28 PM |
| miked8303 | $25.00 | 4/26/2011 10:31:41 AM |
| Weaverville | $25.00 | 4/27/2011 2:31:38 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:56:34 AM |
| sonnet771 | $50.00 | 4/27/2011 2:06:51 PM |
| blooming-market | $25.00 | 4/27/2011 5:40:40 PM |
| first-upright-payout | $25.00 | 4/28/2011 6:59:51 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:06 PM |
| DrStaff | $30.00 | 4/28/2011 6:19:41 PM |
| najmn103 | $25.00 | 4/29/2011 7:02:46 AM |
| kindness-jedi | $30.00 | 4/29/2011 1:20:53 PM |
| tranquil-diversification8 | $50.00 | 4/30/2011 4:40:03 AM |
| FormulaTroll | $25.00 | 4/30/2011 4:40:06 AM |
| nunnie | $25.00 | 4/30/2011 10:30:04 AM |
| dsparrow | $27.00 | 4/30/2011 10:20:15 AM |
| astute-benjamins | $25.00 | 5/1/2011 6:32:17 AM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:04 AM |
| life-is-great | $25.00 | 5/1/2011 6:42:08 AM |
| OCedHrt | $25.00 | 5/1/2011 11:20:54 AM |
| worthy-bid8 | $25.00 | 5/1/2011 11:21:15 AM |
| mtquan | $25.00 | 5/1/2011 12:26:23 PM |
| best-basis-trooper | $50.00 | 5/1/2011 12:25:58 PM |
| riproaringrapids | $25.00 | 5/1/2011 12:28:39 PM |
| jrbill1998 | $50.00 | 5/1/2011 12:44:33 PM |
| Artist_Blue | $25.00 | 5/1/2011 12:42:05 PM |
| GCInvestments | $25.00 | 5/1/2011 1:57:22 PM |
| 13loans | $25.00 | 5/1/2011 6:01:30 PM |
| smilinsam | $50.00 | 5/1/2011 7:47:48 PM |
| giannyny | $25.00 | 5/2/2011 5:37:52 AM |
| asset-beeper8 | $50.00 | 5/2/2011 9:51:15 AM |
| nimble-penny1 | $50.00 | 5/2/2011 9:52:23 AM |
| felicity-maximizer | $25.00 | 5/2/2011 10:49:20 AM |
| mike_banker | $50.00 | 5/2/2011 12:18:34 PM |
| AFairDeal | $50.00 | 5/2/2011 4:54:57 PM |
| sensible-fund | $50.00 | 5/2/2011 5:36:10 PM |
| lostontheedge | $25.00 | 5/2/2011 5:48:44 PM |
| astute-p2ploan | $25.00 | 5/2/2011 5:54:21 PM |
| a-sharp-revenue | $50.00 | 5/2/2011 5:46:59 PM |
| ericgassercom | $50.00 | 5/2/2011 5:51:28 PM |
| nickel-demon2 | $100.00 | 5/2/2011 6:01:45 PM |
| velocity-solo | $25.00 | 5/2/2011 6:03:17 PM |
| melodious-fairness | $30.92 | 5/2/2011 6:14:33 PM |
| rogue_monster | $50.00 | 5/2/2011 6:07:03 PM |
| flanative | $25.00 | 5/2/2011 6:21:13 PM |
| reflective-cash0 | $50.00 | 5/2/2011 6:15:16 PM |
| fair-gain8 | $50.00 | 5/2/2011 7:24:07 PM |
| intuitive-camaraderi9 | $50.00 | 5/2/2011 7:39:21 PM |
| icchok | $50.00 | 5/3/2011 1:34:16 AM |
| happyaric | $50.00 | 5/2/2011 8:48:55 PM |
| marwadi-62 | $150.00 | 5/2/2011 10:06:54 PM |
| jcjdingdong | $50.00 | 5/2/2011 9:59:22 PM |
| fervent-repayment | $25.00 | 5/3/2011 4:24:38 AM |
| Aimvest | $25.00 | 5/3/2011 3:06:22 AM |
| bdloans | $50.00 | 5/3/2011 3:45:35 AM |
| exciting-responsibility3 | $25.00 | 5/3/2011 5:14:31 AM |
| diverse2 | $35.00 | 5/3/2011 8:17:14 AM |
| joyous-revenue4 | $25.00 | 5/3/2011 8:14:30 AM |
| Yaj | $50.00 | 5/3/2011 9:22:01 AM |
| economy-mulberry7 | $50.00 | 5/3/2011 9:38:11 AM |
| ingenious-truth0 | $50.00 | 5/3/2011 9:55:16 AM |
| saihu | $25.00 | 5/3/2011 9:50:57 AM |
| gain-kitten | $25.00 | 5/3/2011 9:43:16 AM |
| Gladglide | $26.82 | 5/3/2011 9:52:02 AM |
| currency-meteor250 | $25.00 | 5/3/2011 9:54:42 AM |
| johnsails | $50.00 | 5/3/2011 10:38:58 AM |
| influential-platinum6 | $50.00 | 5/3/2011 10:37:53 AM |
| investment-comet | $25.00 | 5/3/2011 11:44:35 AM |
| gustavholstopus32 | $25.00 | 5/3/2011 12:41:56 PM |
| sunnygee | $33.16 | 5/3/2011 12:02:48 PM |
| BaxterEvil | $25.00 | 5/3/2011 12:47:49 PM |
| NorthernFunds | $50.00 | 5/3/2011 12:48:23 PM |
| 559624 | $25.00 | 5/3/2011 10:37:47 AM |
| durable-auction0 | $50.00 | 5/3/2011 12:47:16 PM |
| wtrboy | $50.00 | 5/3/2011 12:49:39 PM |
| auction-turtle0 | $25.00 | 5/3/2011 12:23:57 PM |
| Cheburashka | $25.00 | 5/3/2011 1:41:46 PM |
| flymetothemoon | $50.00 | 5/3/2011 12:48:28 PM |
| Cronos | $25.00 | 5/3/2011 12:51:45 PM |
| credit-investor5 | $50.00 | 5/3/2011 4:20:56 PM |
| palace2 | $400.00 | 5/3/2011 1:57:31 PM |
| brainy-dedication | $25.00 | 5/3/2011 2:08:58 PM |
| Jarod213 | $25.00 | 5/3/2011 4:41:01 PM |
| peace-maximizer8 | $25.00 | 5/3/2011 5:00:08 PM |
| chestnut4 | $25.00 | 4/19/2011 5:29:28 PM |
| Panna | $25.00 | 4/19/2011 5:30:14 PM |
| value-microscope | $50.00 | 4/19/2011 5:21:07 PM |
| Zolton | $100.00 | 4/19/2011 5:41:31 PM |
| organized-payment6 | $50.00 | 4/19/2011 5:42:08 PM |
| samo102us | $25.00 | 4/19/2011 5:46:23 PM |
| lloyd_s | $50.00 | 4/19/2011 7:05:19 PM |
| texrob20 | $25.00 | 4/20/2011 5:14:12 AM |
| GoodScot | $25.00 | 4/20/2011 2:03:17 AM |
| PRGuyinVA | $25.00 | 4/20/2011 7:52:26 AM |
| cybernosha | $25.00 | 4/20/2011 7:52:19 AM |
| csak13 | $50.00 | 4/21/2011 3:57:42 PM |
| principal-bull | $25.00 | 4/23/2011 7:31:35 AM |
| inspired-investment8 | $100.00 | 4/27/2011 3:41:14 AM |
| BxRealtor | $25.00 | 4/27/2011 3:00:23 PM |
| tech310 | $50.00 | 4/28/2011 12:42:00 AM |
| Rockymtnhi | $71.17 | 4/28/2011 2:23:12 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 9:59:36 AM |
| justice-circuitry0 | $50.00 | 4/28/2011 5:40:47 PM |
| patriot897 | $25.00 | 4/28/2011 5:40:55 PM |
| efficient-treasure0 | $25.00 | 4/28/2011 6:01:49 PM |
| Tradesmanlender | $25.00 | 4/28/2011 5:56:11 PM |
| mtp | $50.00 | 4/28/2011 8:11:11 PM |
| radforj22 | $25.00 | 4/29/2011 11:44:30 AM |
| Leopoldine | $25.00 | 4/29/2011 1:15:44 PM |
| ursus | $100.00 | 4/29/2011 3:41:53 PM |
| macgeek | $25.00 | 4/29/2011 10:09:36 PM |
| payment-jalapeno9 | $50.00 | 4/30/2011 5:45:25 AM |
| wwwUniversal | $25.00 | 4/30/2011 4:51:09 AM |
| Mariner3605 | $25.00 | 4/30/2011 10:56:15 AM |
| wise-deal-gravitas | $100.00 | 4/30/2011 3:14:40 PM |
| allotment464 | $100.00 | 5/1/2011 4:26:23 AM |
| Techne_Funds_LLC | $25.00 | 5/1/2011 5:41:28 AM |
| kevin314 | $25.00 | 5/1/2011 11:36:47 AM |
| enriching-liberty629 | $25.00 | 5/1/2011 12:17:44 PM |
| grf1945 | $50.00 | 5/1/2011 12:23:43 PM |
| don8ter | $25.00 | 5/1/2011 12:26:17 PM |
| raisingophelia | $25.00 | 5/1/2011 12:26:50 PM |
| jalapeno2 | $25.00 | 5/1/2011 12:25:24 PM |
| DavidCG | $25.00 | 5/1/2011 12:25:53 PM |
| bmbanzai | $25.00 | 5/1/2011 12:29:50 PM |
| yield-seeker | $25.00 | 5/1/2011 12:28:17 PM |
| nalaari | $45.00 | 5/1/2011 1:45:58 PM |
| systemlender | $50.00 | 5/1/2011 12:55:00 PM |
| cablenews | $75.00 | 5/1/2011 4:49:04 PM |
| rockstar78 | $50.00 | 5/2/2011 9:38:35 AM |
| designer_10 | $25.00 | 5/2/2011 11:25:37 AM |
| _wally_ | $50.00 | 5/2/2011 12:34:42 PM |
| yield-visionary4 | $50.00 | 5/2/2011 2:15:39 PM |
| SanJoser | $25.00 | 5/2/2011 4:39:37 PM |
| platinum-admiral8 | $50.00 | 5/2/2011 4:40:25 PM |
| hostbank | $100.00 | 5/2/2011 5:47:11 PM |
| GElender | $25.00 | 5/2/2011 5:47:14 PM |
| successful-wealth7 | $25.00 | 5/2/2011 5:51:56 PM |
| TomKacz | $100.00 | 5/2/2011 5:50:13 PM |
| williemc44 | $25.00 | 5/2/2011 5:50:22 PM |
| CymruAmByth | $25.00 | 5/2/2011 5:53:25 PM |
| drkosh | $25.00 | 5/2/2011 5:52:23 PM |
| bid-carrier0 | $25.00 | 5/2/2011 6:00:36 PM |
| orgy63 | $50.00 | 5/2/2011 6:25:53 PM |
| powerful-finance7 | $25.00 | 5/2/2011 6:13:13 PM |
| bigphish | $25.00 | 5/2/2011 6:13:47 PM |
| indomitable-coin | $50.00 | 5/2/2011 6:14:38 PM |
| bid-czar8 | $50.00 | 5/2/2011 6:15:33 PM |
| DDS84 | $42.42 | 5/2/2011 7:45:54 PM |
| blue-lucrative-rate | $25.00 | 5/2/2011 10:39:26 PM |
| microlender67 | $25.00 | 5/3/2011 5:39:09 AM |
| zevonyc | $25.00 | 5/3/2011 6:56:55 AM |
| Supernick | $50.00 | 5/3/2011 6:46:22 AM |
| Bill88 | $25.00 | 5/3/2011 7:54:44 AM |
| silver-wonder278 | $25.00 | 5/3/2011 8:11:56 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:39:50 AM |
| ArchonFinancialHoldings | $50.00 | 5/3/2011 9:35:22 AM |
| listing-demon | $50.00 | 5/3/2011 10:19:55 AM |
| LTulper | $25.00 | 5/3/2011 9:48:34 AM |
| Texas_lender | $25.00 | 5/3/2011 9:52:39 AM |
| bonus-demon | $25.00 | 5/3/2011 10:21:03 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:36:26 AM |
| treasure-dreamer7 | $25.00 | 5/3/2011 11:09:20 AM |
| georgedorn | $25.00 | 5/3/2011 11:34:46 AM |
| bazaar-hyperdrive3 | $50.00 | 5/3/2011 12:47:13 PM |
| GrayStudio | $25.00 | 5/3/2011 12:47:40 PM |
| dschaaf | $25.00 | 5/3/2011 12:49:04 PM |
| worth-dandelion | $100.00 | 5/3/2011 12:49:52 PM |
| the-unequivocal-pound | $50.00 | 5/3/2011 12:47:10 PM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:04:12 PM |
| Cherrypicker | $50.00 | 5/3/2011 12:22:53 PM |
| favorite-deal6 | $25.00 | 5/3/2011 12:47:12 PM |
| BooRadley | $50.00 | 5/3/2011 4:39:08 PM |
| mrstender | $25.00 | 5/3/2011 3:12:07 PM |
| ge0bab | $25.00 | 5/3/2011 3:31:05 PM |
| compassion-paladin042 | $25.00 | 5/3/2011 4:14:24 PM |
| jameskdean | $50.00 | 5/3/2011 4:20:10 PM |
| skuba | $50.00 | 5/3/2011 4:20:58 PM |
| 190 Investments
|
Borrower Payment Dependent Notes Series
503523
This series of Notes was issued and sold upon the funding of the borrower loan #49234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 18y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $701 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| unbelievable-loan4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mr Charlie
Purpose of loan:
This loan will be used to..getting maried relocating fiance to Florida and paying off a couple of smaller loans.
My financial situation: Good
I am a good candidate for this loan because...I have good steady employment history and make a good wage! Also i will be working alot of overtime in 2012 and will be paying off my loan ahead of time!! I am trying to restablish my credit and there is no room for failure on my part!! My fiance and i want to buy a home next year!!
Monthly net income: $4000
Monthly expenses: $
Housing: $1000
Insurance: $
Car expenses: $
Utilities: $250
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| LoanerPrincipal | $25.00 | 4/23/2011 2:26:07 PM |
| suave-dime6 | $25.00 | 4/26/2011 5:18:28 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:16:58 PM |
| Weaverville | $25.00 | 4/27/2011 5:38:43 PM |
| CAGE-Investments | $25.00 | 4/28/2011 6:48:02 AM |
| point-compadre | $50.00 | 4/29/2011 1:32:07 PM |
| fmanjoo | $25.00 | 5/1/2011 6:46:21 PM |
| bonus-demon | $50.00 | 5/3/2011 10:26:11 AM |
| credit-sycamore4 | $50.00 | 5/3/2011 5:31:22 PM |
| jalapeno2 | $25.00 | 5/4/2011 5:53:03 PM |
| careful-note | $50.00 | 5/5/2011 3:30:32 AM |
| worldly-money4 | $200.00 | 5/5/2011 9:30:33 AM |
| Jack55304 | $185.00 | 5/5/2011 9:38:33 AM |
| durability-starfish | $25.00 | 5/5/2011 9:29:21 AM |
| nerdfactor | $25.00 | 5/5/2011 9:38:19 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:09:52 AM |
| astute-asset7 | $25.00 | 5/5/2011 5:32:01 PM |
| money-bauble | $100.00 | 5/5/2011 5:29:57 PM |
| zen1cent | $25.00 | 5/5/2011 5:32:31 PM |
| Wellman | $50.00 | 5/5/2011 5:31:36 PM |
| payment-goose2 | $50.00 | 5/5/2011 5:32:51 PM |
| HedgeFund | $50.00 | 5/5/2011 5:33:34 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:30:08 PM |
| treasure-bliss | $50.00 | 5/6/2011 2:17:41 AM |
| Leopoldine | $25.00 | 5/5/2011 8:19:46 PM |
| Artist_Blue | $25.00 | 5/6/2011 8:24:39 AM |
| js44043 | $25.00 | 5/6/2011 9:55:57 AM |
| smilinsam | $50.00 | 5/6/2011 10:21:47 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:59:03 AM |
| moola-cell3 | $50.00 | 5/6/2011 10:24:08 AM |
| neutrino6 | $25.00 | 5/6/2011 3:42:42 PM |
| pixeldave | $26.74 | 5/6/2011 5:20:22 PM |
| Jesuistom | $50.00 | 5/6/2011 5:24:43 PM |
| DrStaff | $25.00 | 5/6/2011 5:23:27 PM |
| chungfang | $25.00 | 5/6/2011 4:19:16 PM |
| flanative | $25.00 | 5/6/2011 5:25:42 PM |
| fair-gain8 | $50.00 | 5/6/2011 5:27:07 PM |
| silver-wonder278 | $25.00 | 5/6/2011 5:27:14 PM |
| Rdodson11 | $25.00 | 5/6/2011 5:29:15 PM |
| IIP77 | $25.00 | 5/6/2011 5:30:27 PM |
| upbeat-coin937 | $50.00 | 5/6/2011 5:28:04 PM |
| handshake5 | $44.63 | 5/6/2011 5:30:49 PM |
| the-profit-oracle | $25.00 | 5/6/2011 5:28:30 PM |
| unrivaled-silver | $50.00 | 5/6/2011 5:32:25 PM |
| orange-preeminant-bill | $50.00 | 5/6/2011 5:30:45 PM |
| nybanker85 | $50.00 | 5/6/2011 5:34:10 PM |
| finance-prescription | $50.00 | 5/6/2011 5:30:48 PM |
| patriot897 | $25.00 | 5/6/2011 5:36:30 PM |
| CaliforniaSun | $25.00 | 5/6/2011 5:34:27 PM |
| shmb6508 | $100.00 | 5/6/2011 5:36:51 PM |
| tech310 | $50.00 | 5/6/2011 5:37:01 PM |
| favorite-deal6 | $25.00 | 5/6/2011 5:37:42 PM |
| wwwUniversal | $25.00 | 5/6/2011 5:25:23 PM |
| BooRadley | $25.00 | 5/6/2011 5:25:55 PM |
| bajaruss | $25.00 | 5/6/2011 5:28:27 PM |
| Wowzer | $50.00 | 5/6/2011 6:15:57 PM |
| ursus | $50.00 | 5/6/2011 5:28:41 PM |
| FeedTheMachine | $40.49 | 5/6/2011 5:30:41 PM |
| foxy-rate1 | $50.00 | 5/6/2011 5:32:04 PM |
| songbird98 | $25.00 | 5/6/2011 5:32:47 PM |
| famous-bill | $25.00 | 5/6/2011 5:33:01 PM |
| derec | $25.00 | 5/6/2011 5:34:14 PM |
| Bob450 | $25.00 | 5/6/2011 5:34:21 PM |
| compassion-expert | $50.00 | 5/6/2011 5:36:42 PM |
| red-power-pecan | $50.00 | 5/6/2011 6:34:16 PM |
| browneyegravy | $25.00 | 5/6/2011 6:30:01 PM |
| agreement-network | $50.00 | 5/6/2011 10:49:01 PM |
| nletunic | $39.17 | 5/7/2011 1:45:25 AM |
| dbmurch | $25.00 | 5/7/2011 1:55:15 AM |
| iceman33 | $25.00 | 5/7/2011 1:55:50 AM |
| lovelongandprosper | $37.41 | 5/7/2011 2:04:56 AM |
| TheYellowDart | $25.00 | 5/7/2011 2:15:16 AM |
| DeltaComputerGuy | $25.00 | 5/7/2011 2:17:39 AM |
| divedude | $25.00 | 5/7/2011 2:26:34 AM |
| whatknows | $25.00 | 5/7/2011 2:26:52 AM |
| DSFinancial | $50.00 | 5/7/2011 2:30:32 AM |
| GoodScot | $25.00 | 5/7/2011 2:29:15 AM |
| Georgetastic | $25.00 | 5/7/2011 2:40:55 AM |
| MissionMicroFinance | $25.00 | 5/7/2011 2:49:36 AM |
| minddoc | $25.00 | 5/7/2011 1:57:37 AM |
| brazilofmux | $100.00 | 5/7/2011 1:58:01 AM |
| EBITDA | $25.00 | 5/7/2011 2:06:37 AM |
| Easystreet | $25.00 | 5/7/2011 2:17:52 AM |
| rhin0cerx | $50.00 | 5/7/2011 2:27:08 AM |
| diplomatic-wealth7 | $25.00 | 4/25/2011 4:25:39 PM |
| courteous-kindness1 | $25.00 | 4/26/2011 9:13:16 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:52:08 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:09:30 PM |
| Interstate_Rate | $50.00 | 4/30/2011 3:20:58 AM |
| ingenious-truth0 | $50.00 | 5/3/2011 4:54:16 PM |
| irrelevant | $25.00 | 5/3/2011 5:32:21 PM |
| villagers | $50.00 | 5/4/2011 5:51:05 PM |
| jjswanso | $50.00 | 5/4/2011 5:52:04 PM |
| velocity-quest5 | $50.00 | 5/4/2011 5:53:35 PM |
| fair-pound5 | $100.00 | 5/4/2011 5:54:31 PM |
| handy-justice | $100.00 | 5/4/2011 7:04:36 PM |
| the-dollar-topper | $100.00 | 5/5/2011 9:38:48 AM |
| bill-appraiser7 | $25.00 | 5/5/2011 9:22:51 AM |
| peace-steward7 | $50.00 | 5/5/2011 9:51:07 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:39:59 AM |
| Ocean713 | $50.00 | 5/5/2011 5:31:52 PM |
| iolaire | $25.00 | 5/5/2011 5:35:33 PM |
| Gibbyland | $100.00 | 5/5/2011 5:38:16 PM |
| Mariner3605 | $25.00 | 5/6/2011 1:39:38 AM |
| papaloha | $25.00 | 5/6/2011 10:21:51 AM |
| desertoasis | $25.00 | 5/6/2011 10:44:30 AM |
| thelovebug | $100.00 | 5/6/2011 1:29:52 PM |
| revenue-tsunami | $50.00 | 5/6/2011 5:09:40 PM |
| bountiful-durability | $50.00 | 5/6/2011 5:21:58 PM |
| asiaratt | $50.00 | 5/6/2011 5:22:02 PM |
| ericb674 | $25.00 | 5/6/2011 5:24:39 PM |
| allotment464 | $100.00 | 5/6/2011 5:25:49 PM |
| _wally_ | $50.00 | 5/6/2011 5:26:47 PM |
| cablenews | $50.00 | 5/6/2011 5:25:51 PM |
| gold-virtuoso | $50.00 | 5/6/2011 5:26:40 PM |
| justice-economist | $25.00 | 5/6/2011 5:28:23 PM |
| worthy-bid8 | $25.00 | 5/6/2011 5:34:28 PM |
| payout-runner | $25.00 | 5/6/2011 5:31:59 PM |
| lendme2 | $50.00 | 5/6/2011 5:34:23 PM |
| credit-meteor7 | $50.00 | 5/6/2011 5:36:36 PM |
| Aleut | $25.00 | 5/6/2011 5:37:53 PM |
| bold-shrewd-duty | $25.00 | 5/6/2011 5:37:56 PM |
| fantastic-wampum1 | $100.00 | 5/6/2011 5:38:11 PM |
| wanna-help | $50.00 | 5/6/2011 5:36:32 PM |
| indomitable-dedication | $50.00 | 5/6/2011 5:36:46 PM |
| jasonj72 | $25.00 | 5/6/2011 5:25:05 PM |
| PThor | $25.00 | 5/6/2011 5:25:52 PM |
| treasure-widget | $25.00 | 5/6/2011 6:04:39 PM |
| RockpointCapital | $50.00 | 5/6/2011 5:26:28 PM |
| greenback-museum | $25.00 | 5/6/2011 5:26:56 PM |
| fairhelper | $25.00 | 5/6/2011 5:27:17 PM |
| life-is-great | $25.00 | 5/6/2011 5:27:20 PM |
| CoffeyvilleKS | $30.00 | 5/6/2011 6:09:40 PM |
| brilliant-leverage4 | $50.00 | 5/6/2011 5:28:24 PM |
| Rob717171 | $50.00 | 5/6/2011 5:28:28 PM |
| transparent-transaction8 | $50.00 | 5/6/2011 5:28:48 PM |
| Learning2Lend | $50.00 | 5/6/2011 5:29:22 PM |
| ttnk62918 | $25.00 | 5/6/2011 6:19:13 PM |
| circuitfive | $25.00 | 5/6/2011 6:24:20 PM |
| capital-dynamo0 | $35.63 | 5/6/2011 5:34:25 PM |
| loyalist1 | $100.00 | 5/6/2011 5:34:31 PM |
| burgeoning-peace3 | $50.00 | 5/6/2011 5:36:38 PM |
| durable-auction0 | $50.00 | 5/6/2011 5:37:47 PM |
| miked8303 | $25.00 | 5/6/2011 5:38:06 PM |
| rvfbroker | $25.00 | 5/6/2011 7:44:52 PM |
| dominickf | $50.00 | 5/6/2011 7:24:48 PM |
| swoosh | $50.00 | 5/6/2011 11:29:18 PM |
| Miklot | $50.00 | 5/6/2011 11:29:06 PM |
| Sixmil | $50.00 | 5/7/2011 1:57:18 AM |
| CC911 | $25.00 | 5/7/2011 1:57:32 AM |
| foxtrot12 | $39.61 | 5/7/2011 2:05:45 AM |
| tylerfd | $25.00 | 5/7/2011 2:06:09 AM |
| ITExec | $35.21 | 5/7/2011 2:17:46 AM |
| runner262 | $25.00 | 5/7/2011 2:19:36 AM |
| wbahl | $25.00 | 5/7/2011 2:25:34 AM |
| LenderFish | $25.00 | 5/7/2011 2:26:28 AM |
| SpareChangeHero | $25.00 | 5/7/2011 2:26:59 AM |
| SDNLR | $41.13 | 5/7/2011 2:27:18 AM |
| nodrivelpls | $25.00 | 5/7/2011 2:30:26 AM |
| monstersdad | $50.00 | 5/7/2011 2:31:29 AM |
| theshef | $25.00 | 5/7/2011 1:55:57 AM |
| seisen | $50.00 | 5/7/2011 2:30:46 AM |
| NYLG | $25.00 | 5/7/2011 2:40:34 AM |
| macgeek | $25.00 | 5/7/2011 2:49:25 AM |
| 164 Investments
|
Borrower Payment Dependent Notes Series
503661
This series of Notes was issued and sold upon the funding of the borrower loan #49240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 19.42% |
Monthly payment:
| $304.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.71% | | |
| |
Estimated return*:
| 10.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,265 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| the-unequaled-exchange |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Ring Purchase!!
Purpose of loan:
This loan will be used to buy a wedding ring for the love of my life!
My financial situation:
I am a good candidate for this loan because I make a good living, have been good about keeping my debts low and will be applying my commissions to this loan to pay it off quickly.
Monthly net income: $8500
Monthly expenses: $4000, including everything listed below.
Housing: $1128
Insurance: $129
Car expenses: $421
Utilities: $120
Phone, cable, internet: $80
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $300
As aforementioned, I will be aggressively paying off this loan starting with a large commission check anticipated May 15th. The only reason I do not want to wait and save for the ring is I have a special trip planned in June and would like to propose then.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/25/2011 9:08:20 AM |
| caring-hope2 | $50.00 | 4/26/2011 12:02:04 PM |
| magnificent-euro543 | $50.00 | 4/27/2011 7:06:04 PM |
| Peterman | $25.00 | 4/28/2011 3:46:29 PM |
| worldly-community3 | $25.00 | 4/29/2011 5:29:24 AM |
| janeybooboo | $100.00 | 4/29/2011 5:31:23 AM |
| benefit-prescription6 | $100.00 | 5/1/2011 12:22:56 PM |
| systemlender | $50.00 | 5/1/2011 12:55:56 PM |
| bonus-demon | $25.00 | 5/3/2011 10:22:02 AM |
| community-universe1 | $25.00 | 5/3/2011 10:19:01 AM |
| auction-turtle0 | $25.00 | 5/3/2011 12:24:43 PM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:05:23 PM |
| wwwUniversal | $25.00 | 5/4/2011 9:00:06 AM |
| Artist_Blue | $25.00 | 5/4/2011 9:25:56 AM |
| nimble-penny1 | $50.00 | 5/4/2011 9:30:08 AM |
| yield-visionary4 | $50.00 | 5/4/2011 9:30:26 AM |
| Weaverville | $50.00 | 5/4/2011 9:24:03 AM |
| sshgfwb | $25.00 | 5/4/2011 9:45:00 AM |
| 108lender | $100.00 | 5/4/2011 5:44:20 PM |
| octoberfresh | $25.00 | 5/5/2011 1:53:24 AM |
| don8ter | $25.00 | 5/5/2011 2:14:05 AM |
| careful-note | $100.00 | 5/5/2011 3:24:16 AM |
| kulender | $34.35 | 5/5/2011 2:05:52 AM |
| Oakland | $50.00 | 5/5/2011 5:00:42 AM |
| onetuxllc | $50.00 | 5/5/2011 7:09:27 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:54:57 AM |
| silver-fuse | $30.00 | 5/5/2011 9:55:54 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:10:05 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:40:26 AM |
| triumph329 | $30.00 | 5/5/2011 2:11:44 PM |
| PleaseDontDefault | $50.00 | 5/5/2011 4:25:39 PM |
| DrStaff | $30.00 | 5/5/2011 5:29:25 PM |
| calm-platinum8 | $25.00 | 5/5/2011 7:19:48 PM |
| dollar-missile3 | $25.00 | 5/5/2011 5:45:20 PM |
| mgking007 | $47.00 | 5/5/2011 9:29:49 PM |
| worthy-bid8 | $50.00 | 5/6/2011 6:11:02 AM |
| indomitable-coin | $25.00 | 5/6/2011 6:39:09 AM |
| palace2 | $450.00 | 5/6/2011 7:05:20 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:51:48 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:26 AM |
| klin | $50.00 | 5/6/2011 10:28:05 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:21 AM |
| bigphish | $50.00 | 5/6/2011 11:29:22 AM |
| boater01 | $50.00 | 5/6/2011 12:19:57 PM |
| 6moonbeams | $50.00 | 5/6/2011 3:33:37 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:37 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:21:31 PM |
| chungfang | $50.00 | 5/6/2011 3:49:46 PM |
| jrbill1998 | $50.00 | 5/6/2011 5:22:25 PM |
| objective-investor | $33.78 | 5/6/2011 5:24:13 PM |
| coin-investor | $25.00 | 5/6/2011 5:35:09 PM |
| Kame | $25.00 | 5/6/2011 5:40:13 PM |
| Icon_88 | $50.00 | 5/6/2011 5:23:08 PM |
| inspired-investment8 | $100.00 | 5/6/2011 5:33:44 PM |
| circuitfive | $25.00 | 5/6/2011 6:45:25 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:10 PM |
| the-profit-oracle | $25.00 | 5/7/2011 3:45:59 AM |
| DonaldColorado | $25.00 | 5/7/2011 3:08:17 AM |
| selector568 | $300.00 | 5/7/2011 7:29:20 AM |
| fearless-auction7 | $25.00 | 5/7/2011 8:09:10 AM |
| slartibardfast | $25.00 | 5/7/2011 8:34:43 AM |
| MarinLoans | $25.00 | 5/7/2011 7:14:28 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:09:40 AM |
| bankofsam | $25.00 | 5/7/2011 10:24:37 AM |
| velocity-solo | $25.00 | 5/7/2011 11:34:48 AM |
| shawndw | $35.00 | 5/7/2011 12:09:05 PM |
| Krozy | $50.00 | 5/7/2011 3:35:06 PM |
| mlpinz | $256.28 | 5/7/2011 4:45:22 PM |
| triumphant-community | $50.00 | 5/7/2011 1:19:13 PM |
| Mr_Marcus | $50.00 | 5/7/2011 6:09:47 PM |
| skillful-finance | $25.00 | 5/7/2011 7:29:59 PM |
| happyinvallarta | $50.00 | 5/8/2011 5:55:25 AM |
| peripatetic | $25.00 | 5/8/2011 6:54:19 AM |
| red-deal-genius | $50.00 | 5/7/2011 10:57:22 PM |
| deal-viking4 | $50.00 | 5/8/2011 8:46:18 AM |
| PRGuyinVA | $50.00 | 5/8/2011 9:14:08 AM |
| giannyny | $25.00 | 5/8/2011 12:11:07 PM |
| Ocean713 | $50.00 | 5/8/2011 12:12:17 PM |
| felicity-maximizer | $25.00 | 5/8/2011 12:13:29 PM |
| aznatama | $50.00 | 5/8/2011 12:13:50 PM |
| nex | $25.00 | 5/8/2011 12:13:53 PM |
| awe-inspiring-payment | $25.00 | 5/8/2011 12:14:45 PM |
| p2ploan-embrace6 | $50.00 | 5/8/2011 12:16:36 PM |
| yield-seeker | $25.00 | 5/8/2011 12:17:33 PM |
| bbrelo | $25.00 | 5/8/2011 12:18:15 PM |
| MoneyMA | $25.00 | 5/8/2011 12:18:17 PM |
| genius520 | $50.00 | 5/8/2011 12:21:54 PM |
| self-reliant-value4 | $50.00 | 5/8/2011 12:22:09 PM |
| principal-flow9 | $50.00 | 5/8/2011 12:23:16 PM |
| IIP77 | $25.00 | 5/8/2011 12:30:57 PM |
| cutter21 | $25.00 | 5/8/2011 12:43:00 PM |
| newest-funds-powerplant | $25.00 | 5/8/2011 12:53:27 PM |
| happyaric | $50.00 | 5/8/2011 12:13:36 PM |
| lostontheedge | $25.00 | 5/8/2011 12:14:47 PM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:24 PM |
| 1phantom | $25.00 | 5/8/2011 12:17:02 PM |
| blooming-market | $25.00 | 5/8/2011 12:17:28 PM |
| CanArkRoamNu | $25.00 | 5/8/2011 1:30:30 PM |
| ChewyAXE | $50.00 | 5/8/2011 12:22:14 PM |
| comet55 | $25.00 | 5/8/2011 4:39:02 PM |
| LendGuy | $50.00 | 5/8/2011 5:04:02 PM |
| la_tim | $50.00 | 5/8/2011 2:52:07 PM |
| dime-smasher5 | $25.00 | 5/8/2011 8:19:46 PM |
| JDFuego | $25.00 | 5/9/2011 6:39:38 AM |
| msbutah | $50.00 | 5/9/2011 8:40:31 AM |
| sungbaek | $25.00 | 5/9/2011 8:40:43 AM |
| Attract | $25.00 | 5/9/2011 8:41:06 AM |
| CPAMAN | $25.00 | 5/9/2011 8:41:38 AM |
| workwithchrisDOTbiz | $50.00 | 5/9/2011 8:02:25 AM |
| hopethisworks | $50.00 | 5/9/2011 8:44:01 AM |
| rapid-loyalty1 | $25.00 | 5/9/2011 8:44:20 AM |
| MARWARISETH | $25.00 | 5/9/2011 8:45:01 AM |
| best-phenomenal-treasure | $25.00 | 5/9/2011 8:45:12 AM |
| Hiro07 | $25.00 | 5/9/2011 8:40:41 AM |
| klinebarger | $25.00 | 5/9/2011 8:46:00 AM |
| RusRobo | $50.00 | 5/9/2011 8:43:04 AM |
| alben2009 | $25.00 | 5/8/2011 11:30:16 PM |
| loot-heart | $25.00 | 5/9/2011 8:43:09 AM |
| delicious-loan093 | $50.00 | 5/8/2011 11:44:33 PM |
| GElender | $25.00 | 5/9/2011 8:46:36 AM |
| hopeful-point | $25.00 | 5/9/2011 8:44:07 AM |
| narblark | $50.00 | 5/9/2011 8:44:28 AM |
| celkram | $25.00 | 5/9/2011 8:44:44 AM |
| cropdust3r | $25.00 | 5/9/2011 8:44:49 AM |
| BaxterEvil | $25.00 | 5/9/2011 8:44:53 AM |
| Yankeeeagle | $39.07 | 5/9/2011 8:59:34 AM |
| JMP | $50.00 | 5/9/2011 8:59:51 AM |
| rneckfsu | $25.00 | 5/9/2011 8:59:54 AM |
| hostbank | $100.00 | 5/9/2011 8:46:22 AM |
| best-basis-trooper | $50.00 | 5/9/2011 8:46:39 AM |
| justice-circuitry0 | $50.00 | 5/9/2011 8:46:41 AM |
| GrayStudio | $25.00 | 5/9/2011 8:47:02 AM |
| bobby4u3 | $25.00 | 5/9/2011 8:59:45 AM |
| Trinkaloki | $25.00 | 5/9/2011 9:00:01 AM |
| spqrxxi | $25.00 | 5/9/2011 7:44:45 AM |
| icchok | $50.00 | 5/9/2011 8:40:22 AM |
| balanced-rupee | $50.00 | 5/9/2011 8:40:36 AM |
| AgTiPinisher | $50.00 | 5/9/2011 8:41:15 AM |
| piter-to-la-investment | $25.00 | 5/9/2011 8:41:43 AM |
| mtquan | $25.00 | 5/9/2011 8:42:36 AM |
| ritwngr | $25.00 | 5/9/2011 8:44:31 AM |
| kenji4861 | $25.00 | 5/9/2011 8:44:42 AM |
| generous-deal6 | $50.00 | 5/9/2011 8:45:16 AM |
| a-sharp-revenue | $50.00 | 5/9/2011 8:45:20 AM |
| loan-warrior | $25.00 | 5/9/2011 8:45:35 AM |
| sensible-fund | $50.00 | 5/9/2011 8:45:56 AM |
| favorite-deal6 | $25.00 | 5/9/2011 8:46:07 AM |
| brutusbone | $25.00 | 5/9/2011 8:46:13 AM |
| ursus | $100.00 | 5/9/2011 8:46:45 AM |
| broomfieldbucks | $25.00 | 5/9/2011 8:50:04 AM |
| ADSFL05 | $25.00 | 5/9/2011 8:59:48 AM |
| ShotokanKeto | $25.00 | 5/9/2011 9:00:00 AM |
| first-class-wealth6 | $25.00 | 4/25/2011 9:16:00 AM |
| tech310 | $50.00 | 4/28/2011 12:43:04 AM |
| enthralling-deal180 | $50.00 | 4/28/2011 9:06:26 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:10 PM |
| Mariner3605 | $25.00 | 4/30/2011 10:56:42 AM |
| friendinmoney | $30.70 | 4/30/2011 4:58:30 PM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:41 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:14 AM |
| radforj22 | $25.00 | 5/1/2011 12:14:38 PM |
| BxRealtor | $25.00 | 5/1/2011 4:41:24 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:41 PM |
| Leopoldine | $25.00 | 5/1/2011 9:11:21 PM |
| mtp | $50.00 | 5/2/2011 5:48:17 PM |
| kindness-jedi | $30.00 | 5/2/2011 6:00:18 PM |
| miked8303 | $25.00 | 5/3/2011 6:09:25 AM |
| Supernick | $50.00 | 5/3/2011 6:48:05 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:16:54 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:37:22 AM |
| addlending | $50.00 | 5/3/2011 12:18:14 PM |
| cutter21 | $25.00 | 5/3/2011 10:27:58 AM |
| astute-benjamins | $25.00 | 5/3/2011 2:45:03 PM |
| AFairDeal | $28.71 | 5/4/2011 1:35:58 AM |
| exciting-fairness8 | $50.00 | 5/4/2011 9:31:01 AM |
| Dubbs360 | $50.00 | 5/4/2011 9:24:09 AM |
| krd_Chicago | $50.00 | 5/4/2011 4:55:22 PM |
| sonnet771 | $50.00 | 5/4/2011 5:35:29 PM |
| najmn103 | $25.00 | 5/5/2011 6:28:36 AM |
| blue-horizon | $25.00 | 5/5/2011 9:51:28 AM |
| numero-uno4 | $50.00 | 5/5/2011 10:59:35 AM |
| investment-comet | $25.00 | 5/5/2011 4:44:28 PM |
| blue-lucrative-rate | $25.00 | 5/5/2011 5:44:51 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:28 PM |
| Watersports | $50.00 | 5/6/2011 9:55:45 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:57:53 AM |
| GrommetPosse | $50.00 | 5/6/2011 12:55:13 PM |
| friendinmoney | $27.79 | 5/6/2011 4:13:10 PM |
| RJN | $25.00 | 5/6/2011 9:10:33 PM |
| Ripsaw4U | $44.13 | 5/7/2011 2:19:24 AM |
| agreement-network | $50.00 | 5/6/2011 10:49:17 PM |
| ideal-platinum1 | $25.00 | 5/7/2011 3:27:44 AM |
| BlueRoom | $25.00 | 5/7/2011 8:15:21 AM |
| melodious-fairness | $50.00 | 5/7/2011 9:59:16 AM |
| lending_well | $25.00 | 5/7/2011 12:39:56 PM |
| misterhobbs | $50.00 | 5/7/2011 12:39:13 PM |
| Eagledrop | $25.00 | 5/7/2011 5:24:54 PM |
| nestegg4e | $25.00 | 5/7/2011 5:29:17 PM |
| Reinadog9 | $25.00 | 5/7/2011 10:34:01 PM |
| manyhappydogs | $25.00 | 5/8/2011 3:54:10 AM |
| pvconn | $50.00 | 5/8/2011 4:59:06 AM |
| LenderOnWheels | $25.00 | 5/8/2011 5:45:17 AM |
| toblerone | $50.00 | 5/8/2011 8:49:05 AM |
| Interloper | $25.00 | 5/8/2011 7:49:04 AM |
| payment-jalapeno9 | $100.00 | 5/8/2011 12:11:09 PM |
| GCInvestments | $25.00 | 5/8/2011 12:13:23 PM |
| power-explosion4 | $25.00 | 5/8/2011 12:13:58 PM |
| EricLender | $25.00 | 5/8/2011 12:14:06 PM |
| ProfitDoc | $100.00 | 5/8/2011 10:46:31 AM |
| helpu88 | $50.00 | 5/8/2011 12:22:19 PM |
| ingenious-truth0 | $50.00 | 5/8/2011 12:30:12 PM |
| kevin314 | $25.00 | 5/8/2011 12:13:18 PM |
| Azonic21 | $25.00 | 5/8/2011 12:14:32 PM |
| money-bauble | $150.00 | 5/8/2011 12:17:16 PM |
| dpjd | $50.00 | 5/8/2011 1:16:55 PM |
| understanding-affluence5 | $50.00 | 5/8/2011 12:22:01 PM |
| joshua18 | $25.00 | 5/8/2011 12:22:12 PM |
| income-pillow | $50.00 | 5/8/2011 12:22:51 PM |
| bonafide-transaction1 | $50.00 | 5/8/2011 1:44:18 PM |
| mizon291 | $50.00 | 5/8/2011 1:54:04 PM |
| gracej | $25.00 | 5/8/2011 2:39:01 PM |
| integrity-trumpet | $100.00 | 5/8/2011 4:54:24 PM |
| shrewd-truth1 | $50.00 | 5/8/2011 6:01:06 PM |
| theyfixedtheglitch | $50.00 | 5/8/2011 6:49:00 PM |
| soroxy | $25.00 | 5/8/2011 7:50:09 PM |
| brightest-affluence-powerplant | $150.00 | 5/8/2011 9:01:07 PM |
| skuba | $50.00 | 5/8/2011 10:49:48 PM |
| glimmering-credit4 | $39.75 | 5/8/2011 9:29:19 PM |
| Independenttools | $25.00 | 5/8/2011 10:00:14 PM |
| focused-wampum | $45.51 | 5/9/2011 12:27:41 AM |
| DesiKuber | $40.00 | 5/8/2011 11:54:03 PM |
| Uylsses | $50.00 | 5/9/2011 7:31:42 AM |
| scottssm | $38.00 | 5/9/2011 8:40:50 AM |
| calm-deal7 | $25.00 | 5/9/2011 8:41:10 AM |
| gain-gourd | $100.00 | 5/9/2011 7:49:50 AM |
| 30Sky | $50.00 | 5/9/2011 8:43:13 AM |
| johntims | $25.00 | 5/9/2011 8:43:57 AM |
| income-sage9 | $25.00 | 5/9/2011 8:44:04 AM |
| first-pragmatic-note | $50.00 | 5/9/2011 8:44:23 AM |
| grf1945 | $50.00 | 5/9/2011 8:45:24 AM |
| the-unequivocal-pound | $50.00 | 5/9/2011 8:46:05 AM |
| trident9 | $50.00 | 5/9/2011 8:43:07 AM |
| reflective-cash0 | $50.00 | 5/9/2011 8:46:31 AM |
| DavidCG | $25.00 | 5/9/2011 8:46:37 AM |
| ijspence | $25.00 | 5/9/2011 8:44:10 AM |
| red-robust-bid | $50.00 | 5/9/2011 8:44:17 AM |
| MARSTUN | $50.00 | 5/9/2011 8:44:46 AM |
| credit-kahuna | $50.00 | 5/9/2011 8:44:51 AM |
| upright-economy4 | $50.00 | 5/9/2011 8:59:43 AM |
| rss197 | $25.00 | 5/9/2011 8:46:01 AM |
| heloswimmer | $25.00 | 5/9/2011 8:59:52 AM |
| C_Mark | $50.00 | 5/9/2011 8:46:16 AM |
| chicagobear23 | $33.00 | 5/9/2011 8:59:57 AM |
| worth-dandelion | $100.00 | 5/9/2011 8:46:25 AM |
| jalapeno2 | $25.00 | 5/9/2011 8:46:32 AM |
| tranquil-diversification8 | $50.00 | 5/9/2011 8:46:39 AM |
| lowestghost | $50.00 | 5/9/2011 8:59:59 AM |
| toomanyfishtanks | $50.00 | 5/9/2011 7:13:07 AM |
| Cover4 | $25.00 | 5/9/2011 7:49:05 AM |
| wtrboy | $49.13 | 5/9/2011 8:40:27 AM |
| wonderful-rupee | $25.00 | 5/9/2011 8:40:46 AM |
| Mar_Holdings_LLC | $25.00 | 5/9/2011 8:40:59 AM |
| NorthernFunds | $50.00 | 5/9/2011 8:41:28 AM |
| raisingophelia | $25.00 | 5/9/2011 8:42:40 AM |
| market-assembler | $50.00 | 5/9/2011 8:44:34 AM |
| credible-durability | $25.00 | 5/9/2011 8:44:58 AM |
| Hondo | $25.00 | 5/9/2011 8:45:19 AM |
| CardCapDude | $50.00 | 5/9/2011 8:45:31 AM |
| loyalty-sherpa | $25.00 | 5/9/2011 8:46:03 AM |
| bazaar-hyperdrive3 | $50.00 | 5/9/2011 8:46:08 AM |
| aasx1108 | $25.00 | 5/9/2011 8:59:46 AM |
| established-payout | $25.00 | 5/9/2011 8:59:49 AM |
| 272 Investments
|
Borrower Payment Dependent Notes Series
503733
This series of Notes was issued and sold upon the funding of the borrower loan #49315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,599.94 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $243.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 55% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,883 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| independent-wealth83 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a home
Purpose of loan:
-To pay off two credit cards.
-To pay off a loan.
My financial situation: Good
I am a good candidate for this loan because I have always paid my bills on time and no one has called me about missing a payment. I usually overpay on my debts to pay them down faster. I do not spend my money on frivolous iterms. I spend my money on gasoline to get to work and back and my bills.
Monthly net income: $2,422.00
Monthly expenses: $
Housing: $
Insurance: $200.00 per month
Car expenses: $
Utilities: $
Phone, cable, internet: $ 200 per month ($140 for the cell bill)
Food, entertainment: $50 per month
Clothing, household expenses: $
Credit cards and other loans: $565 per month
Other expenses: $100 per month for church
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/27/2011 5:11:51 PM |
| diplomatic-wealth7 | $25.00 | 4/27/2011 5:12:14 PM |
| the-reliable-trade | $100.00 | 5/1/2011 12:21:47 PM |
| bonus-demon | $50.00 | 5/3/2011 10:27:59 AM |
| careful-note | $50.00 | 5/5/2011 3:31:27 AM |
| fmanjoo | $25.00 | 5/6/2011 5:37:21 PM |
| Kash2010lu | $25.00 | 5/7/2011 9:47:32 AM |
| genius520 | $50.00 | 5/7/2011 1:59:57 PM |
| realtormoises | $25.00 | 5/7/2011 11:54:19 PM |
| transaction-detective70 | $50.00 | 5/9/2011 4:18:28 PM |
| kind-credit-bear | $25.00 | 5/9/2011 4:29:19 PM |
| seisen | $28.50 | 5/10/2011 4:51:57 AM |
| credit-sycamore4 | $50.00 | 5/10/2011 9:28:12 AM |
| basis-wizard8 | $50.00 | 5/10/2011 9:25:55 AM |
| jalapeno2 | $25.00 | 5/10/2011 9:30:19 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:14 AM |
| the-dollar-topper | $100.00 | 5/10/2011 4:10:44 PM |
| ingenious-truth0 | $50.00 | 5/10/2011 5:47:31 PM |
| worthy-bid8 | $50.00 | 5/10/2011 5:53:41 PM |
| valiant-pound8 | $100.00 | 5/10/2011 5:53:59 PM |
| bill-appraiser7 | $25.00 | 5/10/2011 5:55:50 PM |
| nerdfactor | $25.00 | 5/10/2011 7:33:16 PM |
| apksport | $25.00 | 5/10/2011 11:04:08 PM |
| whartonmba | $25.00 | 5/11/2011 9:18:57 AM |
| jiggaman7 | $50.00 | 5/11/2011 9:20:40 AM |
| rescue | $92.86 | 5/11/2011 9:21:19 AM |
| nodrivelpls | $25.00 | 5/11/2011 9:21:54 AM |
| dedicated-transaction796 | $34.68 | 5/11/2011 9:22:14 AM |
| sensible-order2 | $100.00 | 5/11/2011 9:22:22 AM |
| tornandfrayed | $27.64 | 5/11/2011 9:15:48 AM |
| graceful-investment | $100.00 | 5/11/2011 9:18:05 AM |
| justice-economist | $25.00 | 5/11/2011 9:19:55 AM |
| birddogsb | $50.00 | 5/11/2011 9:20:37 AM |
| ITExec | $30.85 | 5/11/2011 9:21:27 AM |
| ommcd | $25.00 | 5/11/2011 9:21:58 AM |
| truth-ceremony | $25.00 | 5/11/2011 9:22:32 AM |
| neutrino6 | $25.00 | 5/11/2011 9:22:54 AM |
| gsd | $25.00 | 5/11/2011 9:23:25 AM |
| missing-link | $25.00 | 5/11/2011 9:19:41 AM |
| durability-starfish | $25.00 | 5/11/2011 9:20:44 AM |
| slithytove | $25.00 | 5/11/2011 9:21:50 AM |
| newest-inspiring-power | $25.00 | 5/11/2011 9:23:44 AM |
| asiaratt | $50.00 | 5/11/2011 11:47:04 AM |
| _wally_ | $50.00 | 5/11/2011 11:48:08 AM |
| silver-wonder278 | $25.00 | 5/11/2011 11:48:46 AM |
| zen1cent | $25.00 | 5/11/2011 11:48:55 AM |
| payment-goose2 | $50.00 | 5/11/2011 11:49:03 AM |
| worth-arch | $25.00 | 5/11/2011 9:38:56 AM |
| upbeat-coin937 | $50.00 | 5/11/2011 11:47:07 AM |
| smilinsam | $50.00 | 5/11/2011 11:47:47 AM |
| astute-asset7 | $25.00 | 5/11/2011 11:47:12 AM |
| fair-gain8 | $50.00 | 5/11/2011 11:48:44 AM |
| greenback-museum | $25.00 | 5/11/2011 11:48:40 AM |
| FeedTheMachine | $33.13 | 5/11/2011 3:00:27 PM |
| truecalling9 | $50.00 | 5/11/2011 3:39:05 PM |
| smart-gain | $50.00 | 5/11/2011 3:41:18 PM |
| irrelevant | $25.00 | 4/28/2011 6:01:01 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:10:50 PM |
| suave-dime6 | $25.00 | 4/30/2011 11:15:05 AM |
| Weaverville | $25.00 | 5/2/2011 4:27:03 AM |
| CAGE-Investments | $25.00 | 5/3/2011 5:32:32 PM |
| BuildingShanghai | $195.00 | 5/5/2011 8:32:10 AM |
| handy-justice | $100.00 | 5/6/2011 10:19:33 AM |
| thelovebug | $50.00 | 5/6/2011 1:35:21 PM |
| deal-guardian1 | $50.00 | 5/6/2011 5:24:54 PM |
| chungfang | $25.00 | 5/6/2011 4:20:03 PM |
| point-compadre | $50.00 | 5/6/2011 5:27:43 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:06:44 AM |
| hitsman | $50.00 | 5/7/2011 11:17:12 AM |
| integrity-trumpet | $50.00 | 5/8/2011 4:55:29 PM |
| VJ_Financial | $30.00 | 5/9/2011 1:12:04 PM |
| leverage-booster | $25.00 | 5/9/2011 5:16:59 PM |
| desertoasis | $25.00 | 5/9/2011 5:17:50 PM |
| money-bauble | $100.00 | 5/9/2011 5:19:37 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:16 PM |
| wwwUniversal | $25.00 | 5/10/2011 5:32:45 AM |
| jamiee73 | $25.00 | 5/10/2011 9:35:51 AM |
| agreement-network | $50.00 | 5/10/2011 11:34:23 AM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:49:41 PM |
| velocity-quest5 | $50.00 | 5/10/2011 4:17:40 PM |
| steves73 | $50.00 | 5/10/2011 5:42:05 PM |
| Artist_Blue | $25.00 | 5/10/2011 5:50:57 PM |
| IIP77 | $25.00 | 5/10/2011 5:50:29 PM |
| Jack55304 | $185.00 | 5/10/2011 5:55:52 PM |
| Mailman2004 | $50.00 | 5/10/2011 6:29:13 PM |
| villagers | $25.00 | 5/10/2011 5:55:43 PM |
| tech310 | $50.00 | 5/10/2011 7:33:41 PM |
| finance-prescription | $50.00 | 5/10/2011 7:33:59 PM |
| minddoc | $25.00 | 5/11/2011 1:11:00 AM |
| panther757 | $25.00 | 5/10/2011 10:04:45 PM |
| jo2y | $25.00 | 5/11/2011 1:35:20 AM |
| bountiful-durability | $50.00 | 5/11/2011 1:47:32 AM |
| papaloha | $25.00 | 5/11/2011 1:20:26 AM |
| MAYBROOK | $50.00 | 5/11/2011 4:54:05 AM |
| bnlforever | $25.00 | 5/11/2011 1:37:03 AM |
| Rogelio48 | $25.00 | 5/11/2011 6:28:59 AM |
| wbahl | $25.00 | 5/11/2011 9:16:16 AM |
| miked8303 | $25.00 | 5/11/2011 9:20:25 AM |
| SDNLR | $34.94 | 5/11/2011 9:21:33 AM |
| GracieLuLu04 | $25.00 | 5/11/2011 9:21:42 AM |
| Diamond_Jim | $31.80 | 5/11/2011 9:22:05 AM |
| liberty-destiny3 | $25.00 | 5/11/2011 9:22:12 AM |
| shrewd-peace7 | $25.00 | 5/11/2011 9:22:17 AM |
| runner262 | $25.00 | 5/11/2011 9:30:52 AM |
| triumphant-community | $50.00 | 5/11/2011 9:18:25 AM |
| handshake5 | $100.00 | 5/11/2011 9:22:48 AM |
| new-social-economist | $50.00 | 5/11/2011 9:19:58 AM |
| FormulaTroll | $25.00 | 5/11/2011 9:20:35 AM |
| brazilofmux | $44.77 | 5/11/2011 9:21:20 AM |
| davidc314 | $28.45 | 5/11/2011 9:21:45 AM |
| DSFinancial | $29.88 | 5/11/2011 9:22:02 AM |
| visionary-currency | $47.44 | 5/11/2011 9:22:38 AM |
| PThor | $25.00 | 5/11/2011 11:48:06 AM |
| BooRadley | $25.00 | 5/11/2011 11:48:20 AM |
| life-is-great | $25.00 | 5/11/2011 11:48:52 AM |
| wanna-help | $25.00 | 5/11/2011 9:40:17 AM |
| fairhelper | $25.00 | 5/11/2011 11:48:59 AM |
| Ocean713 | $50.00 | 5/11/2011 11:45:52 AM |
| HedgeFund | $50.00 | 5/11/2011 11:47:00 AM |
| brilliant-leverage4 | $50.00 | 5/11/2011 11:47:10 AM |
| peace-steward7 | $50.00 | 5/11/2011 11:47:52 AM |
| iolaire | $25.00 | 5/11/2011 11:47:14 AM |
| Wellman | $50.00 | 5/11/2011 11:47:59 AM |
| worldly-money4 | $200.00 | 5/11/2011 11:48:12 AM |
| gold-virtuoso | $50.00 | 5/11/2011 11:48:37 AM |
| RockpointCapital | $50.00 | 5/11/2011 11:48:29 AM |
| refined-return922 | $25.00 | 5/11/2011 3:39:42 PM |
| 127 Investments
|
Borrower Payment Dependent Notes Series
503881
This series of Notes was issued and sold upon the funding of the borrower loan #49355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 12.40% |
Borrower rate/APR:
| 13.40% / 14.77% |
Monthly payment:
| $344.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.37% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,903 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bazaar-piano |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
docjimbo
Purpose of loan: Home improvement
This loan will be used to...Improve my home (new roof, drywall,up-date appliances, etc.).
My financial situation: Stable, I will be eligable to retire in seven years, home property are paid for, vehicle is also paid for.
I am a good candidate for this loan because...My FICA score is good, I have never filed for bankruptcy, Pay bills on time, will retire from my current position, plan on staying at my current residence.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Peterman | $25.00 | 4/25/2011 5:23:07 PM |
| indomitable-coin | $25.00 | 4/25/2011 5:21:37 PM |
| Zolton | $100.00 | 4/25/2011 5:26:40 PM |
| availableloan | $25.00 | 4/25/2011 6:05:22 PM |
| chibear34 | $25.00 | 4/26/2011 4:26:38 AM |
| caring-hope2 | $50.00 | 4/26/2011 11:54:49 AM |
| unafraid-return496 | $25.00 | 4/28/2011 9:42:18 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:20 PM |
| worldly-community3 | $50.00 | 4/29/2011 5:34:08 PM |
| MasterJin | $25.00 | 5/1/2011 12:17:39 PM |
| bountiful-durability | $50.00 | 5/1/2011 12:21:37 PM |
| BxRealtor | $25.00 | 5/1/2011 4:41:29 PM |
| Leopoldine | $25.00 | 5/1/2011 9:11:28 PM |
| bonus-demon | $25.00 | 5/3/2011 10:22:08 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:17:26 AM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:05:46 PM |
| unbelievable-value2 | $25.00 | 5/4/2011 9:19:05 AM |
| mtp | $50.00 | 5/4/2011 8:33:05 AM |
| auction-turtle0 | $25.00 | 5/4/2011 9:31:23 AM |
| krd_Chicago | $100.00 | 5/4/2011 5:02:17 PM |
| astute-benjamins | $25.00 | 5/4/2011 2:38:57 PM |
| Weaverville | $25.00 | 5/4/2011 5:29:15 PM |
| exciting-fairness8 | $50.00 | 5/4/2011 5:40:19 PM |
| wwwUniversal | $25.00 | 5/4/2011 8:29:00 PM |
| yield-visionary4 | $50.00 | 5/4/2011 8:29:55 PM |
| BuildingShanghai | $200.00 | 5/5/2011 8:44:13 AM |
| silver-fuse | $30.00 | 5/5/2011 9:55:59 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:41:01 AM |
| felicity-maximizer | $25.00 | 5/5/2011 5:42:51 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:33 PM |
| Artist_Blue | $25.00 | 5/6/2011 1:28:43 AM |
| don8ter | $25.00 | 5/6/2011 2:12:03 AM |
| octoberfresh | $25.00 | 5/6/2011 10:22:00 AM |
| klin | $50.00 | 5/6/2011 10:28:08 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:28 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:33 AM |
| boater01 | $50.00 | 5/6/2011 12:20:01 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:42 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:24:39 PM |
| bill-expert | $50.00 | 5/6/2011 5:18:45 PM |
| p2ploan-embrace6 | $50.00 | 5/6/2011 5:31:18 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:14 PM |
| RJN | $25.00 | 5/6/2011 9:10:39 PM |
| DonaldColorado | $25.00 | 5/7/2011 3:08:23 AM |
| 6moonbeams | $35.29 | 5/7/2011 2:42:46 AM |
| MarinLoans | $25.00 | 5/7/2011 7:14:32 AM |
| fearless-auction7 | $25.00 | 5/7/2011 8:09:15 AM |
| appleblossomlending | $25.00 | 5/7/2011 7:51:33 AM |
| lending_well | $25.00 | 5/7/2011 12:39:59 PM |
| nestegg4e | $25.00 | 5/7/2011 5:29:20 PM |
| pvconn | $50.00 | 5/8/2011 4:59:09 AM |
| happyinvallarta | $50.00 | 5/8/2011 5:55:28 AM |
| toblerone | $50.00 | 5/8/2011 8:49:07 AM |
| Interloper | $25.00 | 5/8/2011 7:49:07 AM |
| ryreesado | $25.00 | 5/8/2011 8:10:15 AM |
| auction-elvis | $25.00 | 5/8/2011 11:44:20 AM |
| deal-viking4 | $50.00 | 5/8/2011 8:46:25 AM |
| ideal-platinum1 | $25.00 | 5/8/2011 12:36:35 PM |
| kulender | $50.00 | 5/8/2011 12:14:08 PM |
| dpjd | $50.00 | 5/8/2011 1:16:59 PM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:27 PM |
| gracej | $25.00 | 5/8/2011 2:39:04 PM |
| CanArkRoamNu | $25.00 | 5/8/2011 1:30:33 PM |
| mizon291 | $50.00 | 5/8/2011 1:54:07 PM |
| dime-smasher5 | $25.00 | 5/8/2011 8:19:47 PM |
| euro-broadcaster | $50.00 | 5/9/2011 8:42:46 AM |
| yield-seeker | $25.00 | 5/9/2011 8:47:52 AM |
| silver-armada | $50.00 | 5/9/2011 8:45:28 AM |
| LesPaul1 | $25.00 | 5/9/2011 9:01:17 AM |
| VBAces | $50.00 | 5/9/2011 8:40:55 AM |
| saintjude | $50.00 | 5/9/2011 9:27:58 AM |
| sonnet771 | $50.00 | 5/9/2011 8:47:46 AM |
| loanscholar | $50.00 | 5/9/2011 10:01:22 AM |
| community-spartan | $50.00 | 5/9/2011 9:34:14 AM |
| KichigaiSensei | $25.00 | 5/9/2011 10:23:31 AM |
| jalapeno2 | $25.00 | 5/9/2011 10:37:02 AM |
| wadeveloper | $50.00 | 5/9/2011 10:38:09 AM |
| TennSquire | $50.00 | 5/9/2011 10:34:52 AM |
| cosmof16 | $25.00 | 5/9/2011 10:56:33 AM |
| PitOfSuccess | $25.00 | 5/9/2011 10:56:41 AM |
| Rinastiti | $50.00 | 5/9/2011 10:56:46 AM |
| gjm6d | $25.00 | 5/9/2011 10:38:19 AM |
| papaman | $25.00 | 5/9/2011 10:58:17 AM |
| mikrolown | $45.29 | 5/9/2011 10:58:47 AM |
| MrGhost | $25.00 | 5/9/2011 10:40:25 AM |
| wise-silver-wonder | $25.00 | 5/9/2011 10:59:31 AM |
| dajen1 | $50.00 | 5/9/2011 11:01:00 AM |
| velocity-solo | $25.00 | 5/9/2011 11:01:43 AM |
| lostontheedge | $25.00 | 5/9/2011 11:02:42 AM |
| sugarhoof | $25.00 | 5/9/2011 10:56:24 AM |
| upright-economy4 | $50.00 | 5/9/2011 11:03:14 AM |
| TheYellowDart | $25.00 | 5/9/2011 10:56:36 AM |
| green-moola-platoon | $100.00 | 5/9/2011 11:03:24 AM |
| ersheido | $49.52 | 5/9/2011 10:56:44 AM |
| bid-papyrus | $25.00 | 5/9/2011 10:57:46 AM |
| exchange-triangulation | $50.00 | 5/9/2011 11:04:20 AM |
| EtaDuck | $25.00 | 5/9/2011 10:58:11 AM |
| lendme2 | $50.00 | 5/9/2011 11:04:28 AM |
| upc_tnt | $25.00 | 5/9/2011 10:58:15 AM |
| TK4 | $27.86 | 5/9/2011 11:04:37 AM |
| roman2008 | $25.00 | 5/9/2011 10:58:24 AM |
| payout-oyster9 | $25.00 | 5/9/2011 10:59:48 AM |
| stikman | $25.00 | 5/9/2011 11:01:04 AM |
| fiddlerzvi | $50.00 | 5/9/2011 11:01:31 AM |
| meenan | $25.00 | 5/9/2011 11:01:54 AM |
| responsibility-bauble | $50.00 | 5/9/2011 11:03:27 AM |
| ClearLake | $25.00 | 5/9/2011 11:04:01 AM |
| taxman1971 | $25.00 | 5/9/2011 11:04:31 AM |
| studious-bonus7 | $100.00 | 5/9/2011 11:04:51 AM |
| gold-sushi | $25.00 | 5/9/2011 10:34:39 AM |
| nickel-position | $25.00 | 5/9/2011 12:14:11 PM |
| delmo | $37.06 | 5/9/2011 12:44:02 PM |
| Worldskiboy | $50.00 | 5/9/2011 10:38:06 AM |
| compassionate-income5 | $25.00 | 5/9/2011 10:38:13 AM |
| credit-meteor7 | $50.00 | 5/9/2011 10:38:21 AM |
| helpful-fund8 | $400.00 | 5/9/2011 11:49:51 AM |
| o0Sparrow0o | $25.00 | 5/9/2011 10:40:34 AM |
| johnsails | $50.00 | 5/9/2011 1:04:50 PM |
| msw_engr | $50.00 | 5/9/2011 12:09:21 PM |
| tranquil-revenue | $50.00 | 5/9/2011 1:05:15 PM |
| nunnie | $25.00 | 5/9/2011 1:05:24 PM |
| joyous-durability8 | $50.00 | 5/9/2011 1:05:50 PM |
| the-upbeat-p2p | $50.00 | 5/9/2011 1:06:02 PM |
| uagrad | $50.00 | 5/9/2011 1:06:21 PM |
| resource777 | $50.00 | 5/9/2011 1:07:03 PM |
| economy-mulberry7 | $50.00 | 5/9/2011 1:07:10 PM |
| HH123 | $25.00 | 5/9/2011 10:57:21 AM |
| numero-uno643 | $25.00 | 5/9/2011 1:07:32 PM |
| aznatama | $50.00 | 5/9/2011 1:09:08 PM |
| rulender | $25.00 | 5/9/2011 10:57:54 AM |
| LKN2RTR | $25.00 | 5/9/2011 10:58:35 AM |
| kevin314 | $25.00 | 5/9/2011 1:09:54 PM |
| breadbroker | $25.00 | 5/9/2011 11:00:13 AM |
| stollcm | $25.00 | 5/9/2011 11:00:42 AM |
| orgy63 | $50.00 | 5/9/2011 1:04:44 PM |
| EJO | $25.00 | 5/9/2011 11:00:55 AM |
| riproaringrapids | $25.00 | 5/9/2011 1:04:52 PM |
| FormulaTroll | $25.00 | 5/9/2011 1:12:22 PM |
| RSV | $25.00 | 5/9/2011 11:01:08 AM |
| littlemonkey | $25.00 | 5/9/2011 11:01:27 AM |
| unflappable-bonus3 | $50.00 | 5/9/2011 1:05:41 PM |
| jasonj72 | $25.00 | 5/9/2011 1:05:52 PM |
| focused-dime1 | $50.00 | 5/9/2011 1:06:19 PM |
| ursus | $100.00 | 5/9/2011 1:13:43 PM |
| Zoramite | $25.00 | 5/9/2011 1:06:44 PM |
| bobby4u3 | $25.00 | 5/9/2011 11:03:16 AM |
| cablenews | $75.00 | 5/9/2011 1:07:24 PM |
| gravbox | $50.00 | 5/9/2011 11:04:18 AM |
| ingenious-diversification | $25.00 | 5/9/2011 11:04:26 AM |
| jcjdingdong | $50.00 | 5/9/2011 1:07:56 PM |
| Dweeberkitty1 | $25.00 | 5/9/2011 11:04:42 AM |
| visionary-community | $25.00 | 5/9/2011 1:08:38 PM |
| GCInvestments | $25.00 | 5/9/2011 1:08:59 PM |
| happyaric | $50.00 | 5/9/2011 1:09:05 PM |
| DavidCG | $25.00 | 5/9/2011 1:13:37 PM |
| help4u | $50.00 | 5/9/2011 1:29:41 PM |
| faldska | $25.00 | 5/9/2011 12:15:20 PM |
| pbo922 | $50.00 | 5/9/2011 2:25:36 PM |
| fervent-repayment | $25.00 | 5/9/2011 2:45:59 PM |
| drkosh | $25.00 | 5/9/2011 1:04:39 PM |
| bmbanzai | $25.00 | 5/9/2011 1:05:01 PM |
| asset-beeper8 | $50.00 | 5/9/2011 1:05:06 PM |
| jsw7us | $50.00 | 5/9/2011 1:06:05 PM |
| smilinsam | $50.00 | 5/9/2011 1:06:17 PM |
| Sixmil | $100.00 | 5/9/2011 1:06:27 PM |
| BobRand | $50.00 | 5/9/2011 1:06:49 PM |
| Tomeus | $50.00 | 5/9/2011 1:06:57 PM |
| silver-wonder278 | $25.00 | 5/9/2011 1:07:06 PM |
| allotment464 | $100.00 | 5/9/2011 1:07:16 PM |
| social-comet7 | $25.00 | 5/9/2011 1:07:51 PM |
| inspired-investment8 | $100.00 | 5/9/2011 1:12:15 PM |
| tranquil-diversification8 | $50.00 | 5/9/2011 1:13:39 PM |
| jpblan11 | $25.00 | 5/9/2011 1:55:29 PM |
| liberty-volcano | $50.00 | 5/9/2011 2:46:04 PM |
| competent-p2p | $50.00 | 4/26/2011 11:59:38 AM |
| Mad_Scientist | $25.00 | 4/27/2011 8:10:35 AM |
| enthralling-deal180 | $50.00 | 4/28/2011 6:00:54 PM |
| elasermd | $50.00 | 4/30/2011 3:05:51 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:20 AM |
| systemlender | $50.00 | 5/1/2011 12:56:01 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:47 PM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:18 PM |
| radforj22 | $25.00 | 5/2/2011 5:40:57 PM |
| Supernick | $50.00 | 5/3/2011 6:48:16 AM |
| top-epic-community | $50.00 | 5/3/2011 12:46:29 PM |
| PThor | $25.00 | 5/3/2011 1:54:43 PM |
| TSC | $50.00 | 5/3/2011 12:51:17 PM |
| g314 | $30.00 | 5/3/2011 9:04:51 PM |
| AFairDeal | $50.00 | 5/4/2011 8:04:03 AM |
| miked8303 | $25.00 | 5/4/2011 9:31:28 AM |
| unrivaled-silver | $50.00 | 5/4/2011 5:29:44 PM |
| cjsidor04 | $100.00 | 5/4/2011 6:00:55 PM |
| nimble-penny1 | $50.00 | 5/4/2011 8:29:49 PM |
| 108lender | $100.00 | 5/5/2011 1:33:18 AM |
| careful-note | $100.00 | 5/5/2011 3:24:21 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:55:03 AM |
| blue-lucrative-rate | $25.00 | 5/5/2011 5:44:53 PM |
| worthy-bid8 | $50.00 | 5/6/2011 6:11:09 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:52:01 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:57:57 AM |
| FredHead3 | $38.90 | 5/6/2011 2:08:15 PM |
| bigphish | $50.00 | 5/6/2011 11:29:26 AM |
| investment-comet | $25.00 | 5/6/2011 3:43:53 PM |
| chungfang | $50.00 | 5/6/2011 3:49:49 PM |
| numero-uno4 | $50.00 | 5/6/2011 5:23:17 PM |
| moola-cell3 | $50.00 | 5/6/2011 5:30:55 PM |
| GrommetPosse | $50.00 | 5/6/2011 5:32:32 PM |
| circuitfive | $25.00 | 5/6/2011 6:45:31 PM |
| Kame | $25.00 | 5/6/2011 5:40:16 PM |
| agreement-network | $50.00 | 5/6/2011 10:49:26 PM |
| DrStaff | $30.00 | 5/7/2011 1:58:39 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:09:46 AM |
| bankofsam | $25.00 | 5/7/2011 10:24:41 AM |
| shawndw | $35.00 | 5/7/2011 12:09:14 PM |
| triumphant-community | $50.00 | 5/7/2011 1:19:16 PM |
| BOZO88 | $25.00 | 5/7/2011 5:43:26 PM |
| skillful-finance | $25.00 | 5/7/2011 7:30:02 PM |
| Eagledrop | $25.00 | 5/7/2011 5:24:57 PM |
| Mr_Marcus | $50.00 | 5/7/2011 6:09:49 PM |
| peripatetic | $25.00 | 5/8/2011 6:54:23 AM |
| red-deal-genius | $55.50 | 5/7/2011 10:58:05 PM |
| PRGuyinVA | $50.00 | 5/8/2011 9:14:12 AM |
| melodious-fairness | $50.00 | 5/8/2011 12:37:01 PM |
| Krozy | $50.00 | 5/8/2011 12:37:40 PM |
| objective-investor | $55.47 | 5/8/2011 12:37:13 PM |
| balanced-rupee | $50.00 | 5/8/2011 1:30:09 PM |
| ManhattanLender | $25.00 | 5/8/2011 12:24:18 PM |
| dollar-missile3 | $25.00 | 5/8/2011 12:34:03 PM |
| lazyeye | $30.00 | 5/8/2011 3:23:31 PM |
| comet55 | $25.00 | 5/8/2011 4:39:03 PM |
| integrity-trumpet | $100.00 | 5/8/2011 4:54:26 PM |
| shrewd-truth1 | $25.00 | 5/8/2011 6:01:10 PM |
| soroxy | $25.00 | 5/8/2011 7:50:11 PM |
| alben2009 | $25.00 | 5/9/2011 12:08:59 AM |
| LendGuy | $50.00 | 5/8/2011 5:04:03 PM |
| skuba | $50.00 | 5/8/2011 10:49:51 PM |
| delicious-loan093 | $25.00 | 5/8/2011 11:46:28 PM |
| theyfixedtheglitch | $50.00 | 5/8/2011 6:49:04 PM |
| Cover4 | $25.00 | 5/9/2011 7:49:09 AM |
| durable-auction0 | $50.00 | 5/9/2011 8:46:10 AM |
| hope-lightning1 | $250.00 | 5/9/2011 8:47:33 AM |
| benefit-prescription6 | $100.00 | 5/9/2011 8:47:45 AM |
| Ripsaw4U | $50.00 | 5/9/2011 9:10:55 AM |
| slartibardfast | $25.00 | 5/9/2011 9:11:29 AM |
| impeccable-wampum1 | $50.00 | 5/9/2011 8:42:31 AM |
| equitable-yield4 | $25.00 | 5/9/2011 9:22:09 AM |
| djh47a | $25.00 | 5/9/2011 9:03:08 AM |
| abundant-velocity7 | $50.00 | 5/9/2011 9:09:39 AM |
| revenue-serenity | $50.00 | 5/9/2011 9:59:50 AM |
| upright-asset2 | $25.00 | 5/9/2011 10:07:41 AM |
| investment-tempo | $50.00 | 5/9/2011 9:49:16 AM |
| wampum-optimization | $50.00 | 5/9/2011 10:55:46 AM |
| GElender | $25.00 | 5/9/2011 10:37:07 AM |
| L-vex | $25.00 | 5/9/2011 10:56:35 AM |
| Brattt | $25.00 | 5/9/2011 10:56:40 AM |
| DreDub | $50.00 | 5/9/2011 10:56:45 AM |
| longtoulaoda | $50.00 | 5/9/2011 10:38:17 AM |
| successful-agreement7 | $100.00 | 5/9/2011 10:38:24 AM |
| value-den | $50.00 | 5/9/2011 10:57:10 AM |
| money-bauble | $150.00 | 5/9/2011 10:39:24 AM |
| steely_dan34 | $25.00 | 5/9/2011 10:57:26 AM |
| zeelender | $25.00 | 5/9/2011 10:59:18 AM |
| coin-kin | $26.00 | 5/9/2011 10:59:49 AM |
| chlebie | $39.31 | 5/9/2011 11:01:50 AM |
| TEAM-Jasper | $25.00 | 5/9/2011 10:56:21 AM |
| BouckshireInvestments | $25.00 | 5/9/2011 10:56:28 AM |
| PsiPro | $25.00 | 5/9/2011 11:03:20 AM |
| dutchlee | $25.00 | 5/9/2011 10:56:39 AM |
| payout-thinker7 | $25.00 | 5/9/2011 11:03:30 AM |
| payout-carnival | $25.00 | 5/9/2011 11:03:57 AM |
| Cbgator | $25.00 | 5/9/2011 10:57:17 AM |
| SanJoser | $25.00 | 5/9/2011 11:04:16 AM |
| E_G | $39.83 | 5/9/2011 10:58:21 AM |
| miket71 | $34.04 | 5/9/2011 11:04:39 AM |
| WeAlNe | $25.00 | 5/9/2011 10:59:14 AM |
| DeltaComputerGuy | $25.00 | 5/9/2011 10:59:46 AM |
| checkuto | $25.00 | 5/9/2011 10:59:51 AM |
| enriching-liberty629 | $25.00 | 5/9/2011 11:00:04 AM |
| carlover | $25.00 | 5/9/2011 11:01:02 AM |
| financial-frenzy | $50.00 | 5/9/2011 11:01:29 AM |
| Invest4kids | $25.00 | 5/9/2011 11:03:23 AM |
| impartial-benefit1 | $50.00 | 5/9/2011 11:03:44 AM |
| AdamClemSC | $25.00 | 5/9/2011 11:04:09 AM |
| dime-reaction | $50.00 | 5/9/2011 11:29:34 AM |
| knowledgeable-note6 | $25.00 | 5/9/2011 11:04:23 AM |
| worthy-commitment7 | $30.00 | 5/9/2011 10:30:33 AM |
| blooming-market | $25.00 | 5/9/2011 10:34:36 AM |
| reaction5 | $25.00 | 5/9/2011 10:38:11 AM |
| gold-lightning1 | $25.00 | 5/9/2011 10:38:15 AM |
| icchok | $50.00 | 5/9/2011 1:04:48 PM |
| focused-dime453 | $50.00 | 5/9/2011 1:05:36 PM |
| marlau | $50.00 | 5/9/2011 1:05:44 PM |
| flanative | $25.00 | 5/9/2011 1:06:00 PM |
| saihu | $25.00 | 5/9/2011 1:06:37 PM |
| Boxhead | $50.00 | 5/9/2011 10:56:38 AM |
| grampy48 | $25.00 | 5/9/2011 10:56:47 AM |
| anti-wall-st | $50.00 | 5/9/2011 1:07:04 PM |
| inqbus | $50.00 | 5/9/2011 10:57:16 AM |
| mike_banker | $50.00 | 5/9/2011 1:07:27 PM |
| zippy-interest | $50.00 | 5/9/2011 10:57:42 AM |
| Ocean713 | $50.00 | 5/9/2011 1:09:41 PM |
| power-explosion4 | $25.00 | 5/9/2011 1:10:42 PM |
| fair-gain8 | $50.00 | 5/9/2011 1:04:47 PM |
| helpinghand63 | $25.00 | 5/9/2011 11:01:05 AM |
| wise-deal-gravitas | $100.00 | 5/9/2011 1:04:56 PM |
| flwah | $25.00 | 5/9/2011 11:01:10 AM |
| dochelp | $50.00 | 5/9/2011 1:05:18 PM |
| cmg891 | $25.00 | 5/9/2011 1:05:31 PM |
| peace-maximizer8 | $25.00 | 5/9/2011 11:01:39 AM |
| benjamin67 | $25.00 | 5/9/2011 1:05:48 PM |
| sensible-fund | $50.00 | 5/9/2011 1:13:32 PM |
| best-basis-trooper | $50.00 | 5/9/2011 1:13:38 PM |
| JMJIluss | $25.00 | 5/9/2011 11:02:16 AM |
| Oupa-George | $25.00 | 5/9/2011 11:03:18 AM |
| _wally_ | $50.00 | 5/9/2011 1:07:01 PM |
| life-is-great | $25.00 | 5/9/2011 1:07:20 PM |
| Millmanator | $25.00 | 5/9/2011 11:03:51 AM |
| ericgassercom | $50.00 | 5/9/2011 11:04:21 AM |
| transparent-transaction8 | $50.00 | 5/9/2011 1:07:47 PM |
| rlgnyc | $25.00 | 5/9/2011 11:04:34 AM |
| useful-p2ploan | $25.00 | 5/9/2011 11:04:46 AM |
| dinero-speaker | $25.00 | 5/9/2011 11:04:52 AM |
| EricLender | $25.00 | 5/9/2011 1:09:14 PM |
| the-profit-oracle | $25.00 | 5/9/2011 1:09:46 PM |
| jrbill1998 | $50.00 | 5/9/2011 1:10:02 PM |
| Icon_88 | $50.00 | 5/9/2011 1:11:00 PM |
| easylivin | $25.00 | 5/9/2011 1:11:29 PM |
| genius520 | $50.00 | 5/9/2011 1:29:21 PM |
| justice-circuitry0 | $50.00 | 5/9/2011 1:13:41 PM |
| Joeburly | $25.00 | 5/9/2011 1:14:50 PM |
| BuffetRocks | $100.00 | 5/9/2011 1:21:45 PM |
| mob205 | $50.00 | 5/9/2011 1:26:02 PM |
| tender-commerce8 | $50.00 | 5/9/2011 1:04:41 PM |
| 13loans | $25.00 | 5/9/2011 1:05:04 PM |
| Quaven | $50.00 | 5/9/2011 1:05:09 PM |
| organized-dedication9 | $25.00 | 5/9/2011 1:05:46 PM |
| SeminoleHoldings | $25.00 | 5/9/2011 1:06:08 PM |
| ranstlin | $25.00 | 5/9/2011 1:06:23 PM |
| busnssmn | $25.00 | 5/9/2011 1:06:54 PM |
| rockstar78 | $50.00 | 5/9/2011 1:06:59 PM |
| listing-demon | $50.00 | 5/9/2011 1:07:13 PM |
| damcoolguy | $25.00 | 5/9/2011 1:08:15 PM |
| uarewhatuthink | $25.00 | 5/9/2011 1:08:23 PM |
| platinum-admiral8 | $50.00 | 5/9/2011 1:08:36 PM |
| anton | $525.00 | 5/9/2011 2:46:08 PM |
| nex | $25.00 | 5/9/2011 1:09:11 PM |
| gain-kitten | $25.00 | 5/9/2011 1:09:32 PM |
| raisingophelia | $25.00 | 5/9/2011 1:11:46 PM |
| exciting-responsibility3 | $25.00 | 5/9/2011 2:46:02 PM |
| BooRadley | $25.00 | 5/9/2011 2:46:06 PM |
| 350 Investments
|
Borrower Payment Dependent Notes Series
503913
This series of Notes was issued and sold upon the funding of the borrower loan #49349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,380.18 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $297.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 60% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 6y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $324 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| sensible-dedication476 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Entrepreneur
Purpose of loan:(Business) Working Capital
This loan will be used to... Provide working Capital for new start up business. Payroll, supplies, etc...
My financial situation: Auto Detailer
I am a good candidate for this loan because...
I have shown to be a responsible borrower by paying all my bills on time and keeping my credit card balances to a minimum while maintaining a decent credit score of 725.
Monthly net income: $2,500
Monthly expenses: $1,950 (Expenses split with fiance)
Housing: $500.00
Insurance: $150.00
Car expenses: $ $75.00/week
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/26/2011 9:15:28 PM |
| reflective-rupee | $25.44 | 4/27/2011 5:49:39 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:18:47 PM |
| tech310 | $50.00 | 4/28/2011 12:43:25 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:10:19 PM |
| CAGE-Investments | $25.00 | 5/2/2011 9:37:44 AM |
| careful-note | $50.00 | 5/5/2011 3:31:17 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:59:44 AM |
| 2grindstones | $25.00 | 5/6/2011 11:06:03 AM |
| commanding-income774 | $25.00 | 5/6/2011 5:09:18 PM |
| hitsman | $50.00 | 5/7/2011 11:16:55 AM |
| genius520 | $50.00 | 5/7/2011 1:59:43 PM |
| the-silver-blaster | $50.00 | 5/8/2011 12:34:57 PM |
| credit-investor5 | $50.00 | 5/8/2011 4:24:46 PM |
| integrity-trumpet | $50.00 | 5/8/2011 4:55:19 PM |
| capital_projects_investor | $25.00 | 5/9/2011 5:45:15 AM |
| qsolo | $200.00 | 5/9/2011 9:42:32 AM |
| leverage-booster | $25.00 | 5/9/2011 9:37:08 AM |
| PatRichi | $25.00 | 5/9/2011 5:16:47 PM |
| fair-pound5 | $100.00 | 5/9/2011 5:21:20 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:07 PM |
| velocity-quest5 | $50.00 | 5/9/2011 5:20:24 PM |
| treasure-bliss | $36.38 | 5/9/2011 5:21:28 PM |
| Mariner3605 | $25.00 | 5/10/2011 4:52:05 AM |
| Jack55304 | $185.00 | 5/10/2011 9:10:28 AM |
| the-dollar-topper | $100.00 | 5/10/2011 9:10:31 AM |
| graceful-investment | $100.00 | 5/10/2011 9:21:37 AM |
| new-social-economist | $50.00 | 5/10/2011 9:23:24 AM |
| orange-preeminant-bill | $50.00 | 5/10/2011 9:27:42 AM |
| bill-appraiser7 | $25.00 | 5/10/2011 9:26:02 AM |
| AFFlyboy | $25.00 | 5/10/2011 9:27:37 AM |
| best-witty-bazaar | $25.00 | 5/10/2011 9:34:37 AM |
| finance-prescription | $50.00 | 5/10/2011 9:24:17 AM |
| derec | $25.00 | 5/10/2011 9:27:28 AM |
| jamiee73 | $25.00 | 5/10/2011 9:35:31 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:08 AM |
| miked8303 | $25.00 | 5/10/2011 11:32:45 AM |
| birddogsb | $50.00 | 5/10/2011 11:32:57 AM |
| blackstar | $25.00 | 5/10/2011 11:30:18 AM |
| flwah | $25.00 | 5/10/2011 11:33:42 AM |
| cassius84 | $25.00 | 5/10/2011 11:34:38 AM |
| FormulaTroll | $25.00 | 5/10/2011 11:32:47 AM |
| NoMoreDebt4Me | $25.00 | 5/10/2011 11:33:00 AM |
| Comoparklender | $50.00 | 5/10/2011 11:34:28 AM |
| labourclass | $50.00 | 5/10/2011 11:32:40 AM |
| kulender | $50.00 | 5/10/2011 11:32:44 AM |
| kbodendorf | $25.00 | 5/10/2011 11:32:50 AM |
| peace-steward7 | $50.00 | 5/10/2011 11:34:19 AM |
| papaloha | $25.00 | 5/10/2011 11:34:36 AM |
| PThor | $25.00 | 5/10/2011 4:09:42 PM |
| worldly-money4 | $200.00 | 5/10/2011 4:10:31 PM |
| kind-truth-circuit | $50.00 | 5/10/2011 4:14:00 PM |
| bonafide-economy | $25.00 | 5/10/2011 4:14:12 PM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:49:31 PM |
| dublin063 | $50.00 | 5/10/2011 4:14:16 PM |
| cablenews | $50.00 | 5/10/2011 4:14:58 PM |
| Ocean713 | $50.00 | 5/10/2011 4:09:15 PM |
| whatknows | $25.00 | 5/10/2011 4:15:39 PM |
| _wally_ | $50.00 | 5/10/2011 4:09:44 PM |
| ursus | $50.00 | 5/10/2011 4:16:10 PM |
| Rob717171 | $50.00 | 5/10/2011 4:14:02 PM |
| bold-durability-drum | $50.00 | 5/10/2011 4:14:09 PM |
| crawfingers | $25.00 | 5/10/2011 4:14:17 PM |
| JJ9876 | $25.00 | 5/10/2011 4:14:26 PM |
| RockpointCapital | $50.00 | 5/10/2011 4:15:06 PM |
| fair-gain8 | $50.00 | 5/10/2011 4:15:14 PM |
| zen1cent | $25.00 | 5/10/2011 4:15:51 PM |
| blue-lucrative-rate | $25.00 | 5/10/2011 4:16:07 PM |
| payment-goose2 | $50.00 | 5/10/2011 4:16:16 PM |
| famous-bill | $25.00 | 5/10/2011 4:09:27 PM |
| green-benefit-control | $25.00 | 5/10/2011 4:14:06 PM |
| uagrad | $50.00 | 5/10/2011 4:14:15 PM |
| smart-kindness8 | $50.00 | 5/10/2011 4:14:23 PM |
| neutrino6 | $25.00 | 5/10/2011 4:14:41 PM |
| flanative | $25.00 | 5/10/2011 4:14:51 PM |
| life-is-great | $25.00 | 5/10/2011 4:15:19 PM |
| minddoc | $25.00 | 5/10/2011 4:15:38 PM |
| transparent-transaction8 | $50.00 | 5/10/2011 4:15:57 PM |
| Aleut | $25.00 | 5/10/2011 4:16:13 PM |
| payment-jalapeno9 | $50.00 | 5/10/2011 4:16:42 PM |
| missing-link | $25.00 | 5/10/2011 4:16:48 PM |
| Interstate_Rate | $50.00 | 4/26/2011 9:07:05 PM |
| economy-coup | $30.00 | 4/27/2011 1:01:43 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:09 AM |
| suave-dime6 | $25.00 | 4/29/2011 12:16:42 PM |
| Weaverville | $25.00 | 4/30/2011 2:59:32 AM |
| bonus-demon | $50.00 | 5/3/2011 10:27:22 AM |
| irrelevant | $25.00 | 5/3/2011 6:41:14 PM |
| SecondChanceLendingSERV | $25.00 | 5/4/2011 3:18:03 PM |
| point-compadre | $50.00 | 5/4/2011 5:54:42 PM |
| fmanjoo | $25.00 | 5/5/2011 9:36:12 AM |
| handy-justice | $100.00 | 5/5/2011 9:39:37 AM |
| jjswanso | $40.00 | 5/6/2011 11:24:36 AM |
| chungfang | $25.00 | 5/6/2011 4:19:52 PM |
| desertoasis | $25.00 | 5/6/2011 5:31:44 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:06:19 AM |
| mlj0671 | $25.00 | 5/9/2011 9:04:26 AM |
| payout-banker4 | $25.00 | 5/9/2011 11:35:39 AM |
| money-bauble | $100.00 | 5/9/2011 11:54:16 AM |
| credit-sycamore4 | $50.00 | 5/9/2011 4:12:18 PM |
| seisen | $50.00 | 5/9/2011 4:12:24 PM |
| transaction-detective70 | $50.00 | 5/9/2011 4:18:18 PM |
| valiant-pound8 | $100.00 | 5/9/2011 5:17:46 PM |
| basis-wizard8 | $50.00 | 5/9/2011 5:17:55 PM |
| jalapeno2 | $25.00 | 5/9/2011 5:20:28 PM |
| wwwUniversal | $25.00 | 5/10/2011 5:32:23 AM |
| IIP77 | $25.00 | 5/10/2011 4:46:09 AM |
| ingenious-truth0 | $50.00 | 5/10/2011 9:21:14 AM |
| circuitfive | $25.00 | 5/10/2011 9:22:01 AM |
| agreement-network | $35.00 | 5/10/2011 9:22:09 AM |
| shrewd-peace7 | $25.00 | 5/10/2011 9:21:47 AM |
| triumphant-community | $50.00 | 5/10/2011 9:21:53 AM |
| nerdfactor | $25.00 | 5/10/2011 9:23:18 AM |
| handshake5 | $52.92 | 5/10/2011 9:24:52 AM |
| Artist_Blue | $25.00 | 5/10/2011 9:23:48 AM |
| worthy-bid8 | $50.00 | 5/10/2011 9:24:28 AM |
| villagers | $25.00 | 5/10/2011 9:25:36 AM |
| nickel-demon2 | $100.00 | 5/10/2011 9:26:38 AM |
| swoosh | $50.00 | 5/10/2011 9:22:14 AM |
| justice-economist | $25.00 | 5/10/2011 9:36:04 AM |
| burrito6 | $25.00 | 5/10/2011 9:24:14 AM |
| assetmanager | $25.00 | 5/10/2011 9:25:13 AM |
| mercuriant | $25.00 | 5/10/2011 11:32:54 AM |
| green-inventive-kindness | $25.00 | 5/10/2011 10:18:57 AM |
| jiggaman7 | $50.00 | 5/10/2011 11:32:59 AM |
| DrStaff | $25.00 | 5/10/2011 11:33:15 AM |
| red-power-pecan | $50.00 | 5/10/2011 11:32:52 AM |
| durability-starfish | $25.00 | 5/10/2011 11:34:18 AM |
| cgorry | $25.00 | 5/10/2011 11:49:38 AM |
| patriot897 | $25.00 | 5/10/2011 11:31:31 AM |
| festeringsnot | $50.00 | 5/10/2011 11:32:42 AM |
| TomKacz | $100.00 | 5/10/2011 11:32:49 AM |
| the-profit-oracle | $25.00 | 5/10/2011 11:33:01 AM |
| bountiful-durability | $50.00 | 5/10/2011 11:33:55 AM |
| Gibbyland | $100.00 | 5/10/2011 11:34:30 AM |
| sensible-order2 | $100.00 | 5/10/2011 11:34:39 AM |
| kleinbrak | $25.00 | 5/10/2011 2:58:10 PM |
| HedgeFund | $50.00 | 5/10/2011 4:10:34 PM |
| GCInvestments | $25.00 | 5/10/2011 4:14:08 PM |
| fighter122 | $50.00 | 5/10/2011 4:14:19 PM |
| allotment464 | $100.00 | 5/10/2011 4:14:54 PM |
| Wellman | $50.00 | 5/10/2011 4:09:18 PM |
| astute-asset7 | $25.00 | 5/10/2011 4:15:50 PM |
| ADIDASNO | $25.00 | 5/10/2011 4:16:15 PM |
| aznatama | $50.00 | 5/10/2011 4:14:05 PM |
| kindness-jedi | $30.00 | 5/10/2011 4:16:45 PM |
| Perolus | $25.00 | 5/10/2011 4:14:14 PM |
| yield-aurora4 | $50.00 | 5/10/2011 4:14:20 PM |
| BooRadley | $25.00 | 5/10/2011 4:15:01 PM |
| gold-virtuoso | $50.00 | 5/10/2011 4:15:09 PM |
| silver-wonder278 | $25.00 | 5/10/2011 4:15:15 PM |
| bajaruss | $25.00 | 5/10/2011 4:15:42 PM |
| iolaire | $25.00 | 5/10/2011 4:15:52 PM |
| whartonmba | $25.00 | 5/10/2011 2:20:25 PM |
| Rdodson11 | $25.00 | 5/10/2011 4:16:47 PM |
| unrelenting-auction7 | $50.00 | 5/10/2011 4:14:03 PM |
| GGreg799 | $25.00 | 5/10/2011 4:14:11 PM |
| organized-compassion4 | $100.00 | 5/10/2011 4:14:18 PM |
| laki_haole | $50.00 | 5/10/2011 4:14:31 PM |
| asiaratt | $50.00 | 5/10/2011 4:14:49 PM |
| greenback-museum | $25.00 | 5/10/2011 4:15:11 PM |
| upbeat-coin937 | $50.00 | 5/10/2011 4:15:20 PM |
| brilliant-leverage4 | $50.00 | 5/10/2011 4:15:22 PM |
| unrivaled-silver | $50.00 | 5/10/2011 4:15:54 PM |
| fairhelper | $25.00 | 5/10/2011 4:16:09 PM |
| tylerfd | $25.00 | 5/10/2011 4:16:14 PM |
| foxtrot12 | $45.44 | 5/10/2011 4:16:44 PM |
| 167 Investments
|
Borrower Payment Dependent Notes Series
503941
This series of Notes was issued and sold upon the funding of the borrower loan #49269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 12.40% |
Borrower rate/APR:
| 13.40% / 14.77% |
Monthly payment:
| $344.38 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.37% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,448 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| openness-souffle1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to consolidate two high interest credit cards.
My financial situation:
I am a good candidate for this loan because I have a stable employment record with good pay. I have a good credit rating and a manageable debt load. Further, I think very highly of peer to peer lending and would put debts back on the cards before I defaulted on a P2P loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Peterman | $25.00 | 4/26/2011 9:07:53 AM |
| caring-hope2 | $50.00 | 4/26/2011 11:56:01 AM |
| unafraid-return496 | $25.00 | 4/28/2011 9:42:31 AM |
| enthralling-deal180 | $50.00 | 4/29/2011 3:42:08 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:25 AM |
| worldly-community3 | $50.00 | 5/1/2011 12:26:13 PM |
| BxRealtor | $25.00 | 5/1/2011 4:41:34 PM |
| Leopoldine | $25.00 | 5/1/2011 9:11:34 PM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:21 PM |
| radforj22 | $25.00 | 5/3/2011 3:38:58 AM |
| Supernick | $50.00 | 5/3/2011 6:48:26 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:17:44 AM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:06:02 PM |
| PThor | $25.00 | 5/3/2011 1:54:49 PM |
| TSC | $50.00 | 5/4/2011 9:25:36 AM |
| AFairDeal | $50.00 | 5/4/2011 5:33:24 PM |
| mtp | $50.00 | 5/4/2011 5:41:47 PM |
| auction-turtle0 | $25.00 | 5/4/2011 8:30:04 PM |
| HookersandBlow | $25.00 | 5/5/2011 5:26:55 AM |
| silver-fuse | $30.00 | 5/5/2011 9:56:04 AM |
| astute-benjamins | $25.00 | 5/5/2011 2:37:32 PM |
| exciting-fairness8 | $50.00 | 5/5/2011 4:46:36 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:39 PM |
| 108lender | $100.00 | 5/6/2011 1:21:12 AM |
| wwwUniversal | $25.00 | 5/6/2011 2:16:16 AM |
| worthy-bid8 | $50.00 | 5/6/2011 6:11:18 AM |
| don8ter | $25.00 | 5/6/2011 2:12:12 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:52:07 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:43 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:40 AM |
| commanding-income774 | $25.00 | 5/6/2011 11:14:19 AM |
| important-ore | $150.00 | 5/6/2011 4:56:24 PM |
| currency-emblem | $50.00 | 5/6/2011 4:41:33 PM |
| competent-p2p | $50.00 | 5/6/2011 4:42:58 PM |
| nimble-penny1 | $50.00 | 5/6/2011 5:22:30 PM |
| yield-visionary4 | $50.00 | 5/6/2011 5:22:36 PM |
| C2Banking | $25.00 | 5/6/2011 5:52:01 PM |
| hookUup | $30.40 | 5/6/2011 5:53:42 PM |
| Swabjockey | $30.87 | 5/6/2011 6:04:16 PM |
| leemic | $100.00 | 5/6/2011 6:07:33 PM |
| LateOneNight | $50.00 | 5/6/2011 6:15:12 PM |
| goat361 | $54.04 | 5/6/2011 6:14:19 PM |
| godfather4u | $50.00 | 5/6/2011 6:18:24 PM |
| fund-tom-tom6 | $100.00 | 5/6/2011 6:17:29 PM |
| penny-finder | $29.99 | 5/6/2011 6:24:15 PM |
| janeybooboo | $100.00 | 5/6/2011 7:03:06 PM |
| CLMnCWC | $25.00 | 5/6/2011 6:52:03 PM |
| supersarah61 | $55.28 | 5/6/2011 6:58:47 PM |
| payment-halo | $25.00 | 5/6/2011 7:28:33 PM |
| friendly-moola0 | $358.65 | 5/6/2011 7:21:46 PM |
| BxRealtor | $25.00 | 5/6/2011 6:15:50 PM |
| charlie-ann | $150.00 | 5/6/2011 6:18:30 PM |
| graceful-benjamins | $25.00 | 5/6/2011 8:10:27 PM |
| damage | $25.00 | 5/6/2011 8:24:58 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:47:17 PM |
| Dubbs360 | $100.00 | 5/6/2011 8:57:12 PM |
| durability-halibut | $30.00 | 5/6/2011 9:26:33 PM |
| heerzaquestion | $100.00 | 5/6/2011 7:33:56 PM |
| vineet | $25.00 | 5/6/2011 9:37:31 PM |
| iResponsibleLender | $1,500.00 | 5/6/2011 9:39:38 PM |
| IIP77 | $25.00 | 5/6/2011 10:17:26 PM |
| nswfool | $100.00 | 5/6/2011 10:11:09 PM |
| fascinating-value4 | $100.00 | 5/6/2011 8:15:00 PM |
| supersam | $335.99 | 5/6/2011 8:22:58 PM |
| Rx-Ace | $102.00 | 5/6/2011 8:27:57 PM |
| csandb | $25.00 | 5/6/2011 11:22:46 PM |
| ROYFU | $25.00 | 5/6/2011 8:57:33 PM |
| cognizant-wealth | $35.00 | 5/6/2011 11:51:18 PM |
| credit-kahuna | $50.00 | 5/6/2011 11:47:21 PM |
| sharp-income2 | $25.00 | 5/6/2011 9:05:47 PM |
| j245213 | $27.61 | 5/6/2011 9:31:31 PM |
| rapid-loyalty1 | $25.00 | 5/6/2011 10:07:33 PM |
| supreme-hope | $25.00 | 5/7/2011 2:24:53 AM |
| TrueFortune | $200.00 | 5/6/2011 10:31:35 PM |
| JustOneVoice | $25.00 | 5/7/2011 2:36:13 AM |
| bentheredunthat | $195.20 | 5/7/2011 12:23:06 AM |
| pennyologist | $25.00 | 5/7/2011 12:58:53 AM |
| red-favorable-basis | $25.00 | 5/7/2011 1:52:13 AM |
| kublai | $100.00 | 5/7/2011 3:49:30 AM |
| power-bluebird2 | $50.11 | 5/7/2011 4:15:03 AM |
| The-Lighthouse-Group | $25.00 | 5/7/2011 4:24:40 AM |
| buddylucy | $60.33 | 5/7/2011 4:34:18 AM |
| musegaze | $150.00 | 5/7/2011 4:38:22 AM |
| motor5 | $200.00 | 5/7/2011 4:47:37 AM |
| MarinLoans | $25.00 | 5/7/2011 7:14:43 AM |
| fearless-auction7 | $25.00 | 5/7/2011 8:09:23 AM |
| capital-blueberry | $25.00 | 5/7/2011 10:37:18 AM |
| reinforced-marketplace3 | $175.00 | 5/7/2011 12:01:40 PM |
| lending_well | $25.00 | 5/7/2011 12:40:03 PM |
| spiff666 | $25.00 | 5/8/2011 8:05:22 AM |
| toblerone | $50.00 | 5/8/2011 8:49:13 AM |
| friendinmoney | $43.43 | 5/8/2011 10:17:33 AM |
| skillful-finance | $25.00 | 5/8/2011 12:22:16 PM |
| peripatetic | $25.00 | 5/8/2011 12:23:14 PM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:32 PM |
| mizon291 | $50.00 | 5/8/2011 1:54:18 PM |
| gracej | $25.00 | 5/8/2011 2:39:10 PM |
| comet55 | $25.00 | 5/8/2011 4:39:07 PM |
| soroxy | $25.00 | 5/8/2011 7:50:15 PM |
| direct-responsibility7 | $180.00 | 5/8/2011 8:44:28 PM |
| integrity-trumpet | $100.00 | 5/8/2011 4:54:34 PM |
| ScottCapital | $25.00 | 5/9/2011 6:07:40 AM |
| bold-enriching-capital | $53.87 | 5/9/2011 7:03:19 AM |
| buffalobills | $25.00 | 5/9/2011 7:34:21 AM |
| brightest-affluence-powerplant | $100.00 | 5/8/2011 8:57:46 PM |
| Flreap | $25.00 | 5/9/2011 8:41:54 AM |
| Nerdster1 | $25.09 | 5/9/2011 4:18:52 AM |
| nolahelper | $25.00 | 5/9/2011 7:18:53 AM |
| Cover4 | $25.00 | 5/9/2011 7:49:12 AM |
| credit-recruiter | $26.00 | 5/9/2011 8:29:11 AM |
| equitable-yield4 | $25.00 | 5/9/2011 9:22:13 AM |
| FredHead3 | $36.99 | 5/9/2011 9:27:36 AM |
| revenue-appraiser | $25.00 | 5/9/2011 9:24:39 AM |
| taal1 | $25.00 | 5/9/2011 10:18:02 AM |
| mpatrick | $25.00 | 5/9/2011 10:50:53 AM |
| loanscholar | $50.00 | 5/9/2011 10:01:26 AM |
| forthright-trade | $25.00 | 5/9/2011 10:09:05 AM |
| msw_engr | $50.00 | 5/9/2011 12:09:23 PM |
| twsems | $100.00 | 5/9/2011 1:24:51 PM |
| nickel-position | $25.00 | 5/9/2011 12:15:05 PM |
| Crisscross | $25.00 | 5/9/2011 1:04:25 PM |
| cclady | $500.00 | 5/9/2011 1:50:29 PM |
| Zolton | $100.00 | 4/26/2011 9:09:08 AM |
| indomitable-coin | $50.00 | 4/26/2011 9:06:42 AM |
| JustMee | $25.00 | 4/26/2011 9:28:05 AM |
| magnificent-gain3 | $150.00 | 4/26/2011 11:48:24 PM |
| Mad_Scientist | $25.00 | 4/27/2011 6:50:22 AM |
| availableloan | $25.00 | 4/27/2011 7:10:28 AM |
| MonopolyDred | $25.00 | 4/27/2011 8:20:04 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:25 PM |
| elasermd | $50.00 | 4/30/2011 3:05:57 PM |
| systemlender | $50.00 | 5/1/2011 12:56:05 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:50 PM |
| KichigaiSensei | $25.00 | 5/2/2011 10:17:09 AM |
| bountiful-durability | $43.75 | 5/3/2011 3:36:13 AM |
| GElender | $50.00 | 5/3/2011 6:20:51 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:13 AM |
| MasterJin | $25.00 | 5/3/2011 4:14:34 PM |
| g314 | $30.00 | 5/3/2011 9:04:58 PM |
| top-epic-community | $50.00 | 5/4/2011 9:25:34 AM |
| community-piccolo0 | $25.00 | 5/4/2011 10:24:45 AM |
| miked8303 | $25.00 | 5/4/2011 5:41:26 PM |
| unrivaled-silver | $50.00 | 5/4/2011 8:29:25 PM |
| Weaverville | $32.23 | 5/4/2011 8:29:19 PM |
| SCD | $25.00 | 5/4/2011 8:03:45 PM |
| careful-note | $100.00 | 5/5/2011 3:24:24 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:55:08 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:41:10 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:00 AM |
| klin | $50.00 | 5/6/2011 10:28:11 AM |
| boater01 | $50.00 | 5/6/2011 12:20:05 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:49 PM |
| chungfang | $50.00 | 5/6/2011 3:49:52 PM |
| bigphish | $50.00 | 5/6/2011 3:39:12 PM |
| kindness-jedi | $50.00 | 5/6/2011 5:10:40 PM |
| reflective-rupee | $25.01 | 5/6/2011 5:13:30 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:34:38 PM |
| silver-buckeye | $50.00 | 5/6/2011 5:34:25 PM |
| Kame | $25.00 | 5/6/2011 5:40:21 PM |
| Mad_Scientist | $25.00 | 5/6/2011 5:54:12 PM |
| julijask | $100.00 | 5/6/2011 5:59:03 PM |
| improvman | $25.00 | 5/6/2011 6:01:39 PM |
| Astyanax | $50.00 | 5/6/2011 6:07:02 PM |
| Artist_Blue | $25.00 | 5/6/2011 5:30:11 PM |
| blue111 | $75.00 | 5/6/2011 6:25:24 PM |
| designer_10 | $25.00 | 5/6/2011 6:31:40 PM |
| astute-fairness0 | $25.00 | 5/6/2011 6:28:05 PM |
| MoneyTree79 | $52.13 | 5/6/2011 6:33:30 PM |
| circuitfive | $25.00 | 5/6/2011 6:45:38 PM |
| peso-tiramisu | $25.00 | 5/6/2011 7:05:55 PM |
| wealth-carrier | $75.00 | 5/6/2011 6:53:46 PM |
| investment-kingdom | $100.00 | 5/6/2011 7:27:16 PM |
| MrBailey | $25.00 | 5/6/2011 7:07:25 PM |
| surfsider123 | $25.00 | 5/6/2011 7:34:21 PM |
| dynrep | $25.00 | 5/6/2011 7:17:39 PM |
| dime-blackberry1 | $63.80 | 5/6/2011 6:06:48 PM |
| neutrino6 | $25.00 | 5/6/2011 7:45:33 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:46:11 PM |
| blue111 | $50.00 | 5/6/2011 6:24:06 PM |
| zookeepers | $50.00 | 5/6/2011 8:04:39 PM |
| SKLend | $31.00 | 5/6/2011 7:49:11 PM |
| pacifictime86 | $25.00 | 5/6/2011 8:33:45 PM |
| best-asset-jedi | $50.00 | 5/6/2011 7:22:10 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:22 PM |
| yf99yz | $25.00 | 5/6/2011 9:05:56 PM |
| RJN | $25.00 | 5/6/2011 9:10:45 PM |
| Hakoola | $100.00 | 5/6/2011 9:16:34 PM |
| JMY1 | $25.00 | 5/6/2011 7:42:32 PM |
| community-oasis6 | $200.00 | 5/6/2011 9:34:47 PM |
| MNFrostbite | $75.00 | 5/6/2011 7:52:55 PM |
| broomfieldbucks | $25.00 | 5/6/2011 10:48:32 PM |
| agreement-network | $50.00 | 5/6/2011 10:49:31 PM |
| Christus_Victor | $100.00 | 5/7/2011 1:46:13 AM |
| GCInvestments | $40.00 | 5/6/2011 9:31:55 PM |
| FinanceEngine | $40.00 | 5/6/2011 9:43:53 PM |
| aquarexbi | $100.00 | 5/6/2011 10:16:49 PM |
| sk10023 | $25.00 | 5/6/2011 10:23:43 PM |
| ideal-platinum1 | $50.00 | 5/7/2011 2:34:18 AM |
| RedCentre | $112.90 | 5/6/2011 10:33:49 PM |
| vigilance-accruer | $62.26 | 5/6/2011 10:42:16 PM |
| Quiddity | $72.51 | 5/6/2011 11:29:15 PM |
| pietro_torna_indietro | $89.87 | 5/6/2011 11:58:03 PM |
| currency-persimmon | $50.00 | 5/7/2011 3:55:53 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 4:47:24 AM |
| BAJMP | $25.00 | 5/7/2011 5:16:22 AM |
| DonaldColorado | $25.00 | 5/7/2011 3:08:40 AM |
| principal-bull | $25.00 | 5/7/2011 6:12:23 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:09:51 AM |
| shawndw | $31.89 | 5/7/2011 12:09:19 PM |
| CARedBull | $50.00 | 5/7/2011 10:55:27 PM |
| profitable-money | $25.00 | 5/7/2011 11:34:11 PM |
| OzBitch | $50.00 | 5/8/2011 5:19:42 AM |
| happyinvallarta | $50.00 | 5/8/2011 5:55:33 AM |
| herman7 | $25.00 | 5/8/2011 6:48:28 AM |
| newgroom422 | $25.00 | 5/8/2011 1:12:39 AM |
| ryreesado | $25.00 | 5/8/2011 8:10:21 AM |
| auction-elvis | $25.00 | 5/8/2011 11:45:29 AM |
| PRGuyinVA | $50.00 | 5/8/2011 9:14:15 AM |
| BankOfBob | $25.00 | 5/8/2011 10:39:59 AM |
| Eagledrop | $25.00 | 5/8/2011 12:22:03 PM |
| nestegg4e | $25.00 | 5/8/2011 12:37:43 PM |
| newest-funds-powerplant | $25.00 | 5/8/2011 12:42:46 PM |
| balanced-rupee | $50.00 | 5/8/2011 1:30:14 PM |
| dpjd | $50.00 | 5/8/2011 1:17:04 PM |
| triumphant-community | $50.00 | 5/8/2011 12:21:51 PM |
| Mr_Marcus | $50.00 | 5/8/2011 12:22:10 PM |
| ManhattanLender | $25.00 | 5/8/2011 12:24:23 PM |
| lazyeye | $35.00 | 5/8/2011 3:24:27 PM |
| skillful-trade7 | $25.00 | 5/8/2011 5:44:04 PM |
| circustab | $50.00 | 5/8/2011 6:28:08 PM |
| visionary-fund | $250.00 | 5/8/2011 7:06:30 PM |
| BOZO88 | $25.00 | 5/8/2011 6:43:10 PM |
| stealthzap | $55.00 | 5/8/2011 8:06:31 PM |
| skuba | $50.00 | 5/8/2011 10:49:57 PM |
| diversification-wildcat2 | $25.00 | 5/8/2011 9:29:06 PM |
| theyfixedtheglitch | $50.00 | 5/8/2011 6:49:08 PM |
| dime-smasher5 | $25.00 | 5/8/2011 8:19:50 PM |
| Flreap | $30.00 | 5/9/2011 8:46:44 AM |
| leverage-monger | $75.00 | 5/9/2011 9:09:54 AM |
| community-spartan | $50.00 | 5/9/2011 9:34:17 AM |
| dmk2006 | $25.00 | 5/9/2011 9:08:48 AM |
| saintjude | $50.00 | 5/9/2011 9:28:26 AM |
| gold-fluffy-bunny4 | $100.00 | 5/9/2011 10:11:15 AM |
| revenue-serenity | $50.00 | 5/9/2011 9:59:53 AM |
| upright-asset2 | $25.00 | 5/9/2011 10:07:44 AM |
| dime-reaction | $50.00 | 5/9/2011 11:29:39 AM |
| BuffetRocks | $100.00 | 5/9/2011 1:21:48 PM |
| help4u | $50.00 | 5/9/2011 1:29:45 PM |
| ore-didgeridoo | $25.00 | 5/9/2011 2:24:39 PM |
| Nailman88 | $76.80 | 5/9/2011 2:39:18 PM |
| BoughtTheFarm | $25.00 | 5/9/2011 1:08:21 PM |
| Tech-Entrepreneur | $25.00 | 5/9/2011 1:12:00 PM |
| melodious-fairness | $50.00 | 5/9/2011 1:14:11 PM |
| 253 Investments
|
Borrower Payment Dependent Notes Series
503967
This series of Notes was issued and sold upon the funding of the borrower loan #49406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $362.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 9y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $32,560 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-profitable-income |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
Purchase 200 PC's for resale
My financial situation:
I am a good candidate for this loan because...
Can easily make the minimum payment selling just 2 units per month. Also have repair income, in addition to my w-2 income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 4/27/2011 9:14:42 AM |
| diplomatic-wealth7 | $25.00 | 4/27/2011 9:14:09 AM |
| Interstate_Rate | $50.00 | 4/28/2011 2:53:07 AM |
| unafraid-return496 | $25.00 | 4/28/2011 9:42:05 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:10:28 PM |
| irrelevant | $25.00 | 5/3/2011 6:41:27 PM |
| fmanjoo | $25.00 | 5/5/2011 5:33:12 PM |
| jjswanso | $40.00 | 5/6/2011 11:24:42 AM |
| bid-czar8 | $50.00 | 5/7/2011 5:06:32 AM |
| genius520 | $50.00 | 5/7/2011 1:59:52 PM |
| integrity-trumpet | $50.00 | 5/8/2011 4:55:25 PM |
| qsolo | $200.00 | 5/9/2011 9:42:35 AM |
| desertoasis | $25.00 | 5/9/2011 9:55:33 AM |
| payout-banker4 | $25.00 | 5/9/2011 11:35:44 AM |
| transaction-detective70 | $50.00 | 5/9/2011 4:18:23 PM |
| the-silver-blaster | $50.00 | 5/9/2011 5:17:42 PM |
| seisen | $50.00 | 5/9/2011 5:20:21 PM |
| credit-sycamore4 | $50.00 | 5/10/2011 7:25:03 AM |
| Coppercanyon | $50.00 | 5/10/2011 8:25:17 AM |
| jalapeno2 | $25.00 | 5/10/2011 9:11:41 AM |
| PatRichi | $25.00 | 5/10/2011 9:21:51 AM |
| Mariner3605 | $25.00 | 5/10/2011 9:27:18 AM |
| valiant-pound8 | $100.00 | 5/10/2011 9:25:47 AM |
| fair-pound5 | $100.00 | 5/10/2011 9:26:31 AM |
| villagers | $50.00 | 5/10/2011 11:29:52 AM |
| bill-appraiser7 | $25.00 | 5/10/2011 11:35:01 AM |
| IIP77 | $25.00 | 5/10/2011 11:33:21 AM |
| triumphant-community | $50.00 | 5/10/2011 11:34:47 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:12 AM |
| whartonmba | $25.00 | 5/10/2011 2:20:29 PM |
| nerdfactor | $25.00 | 5/10/2011 4:10:39 PM |
| asset-professor | $29.13 | 5/10/2011 4:10:04 PM |
| finance-prescription | $50.00 | 5/10/2011 4:17:37 PM |
| diverse2 | $25.00 | 5/10/2011 5:32:57 PM |
| nicklds | $50.00 | 5/10/2011 5:36:51 PM |
| zippy-interest | $50.00 | 5/10/2011 5:42:20 PM |
| ouyangers | $25.00 | 5/10/2011 5:47:45 PM |
| shawndw | $35.00 | 5/10/2011 5:50:35 PM |
| circuitfive | $25.00 | 5/10/2011 5:53:22 PM |
| new-social-economist | $50.00 | 5/10/2011 5:53:35 PM |
| justice-economist | $25.00 | 5/10/2011 5:51:47 PM |
| assetmanager | $25.00 | 5/10/2011 5:53:08 PM |
| mwl | $25.00 | 5/10/2011 5:45:54 PM |
| blackstar | $25.00 | 5/10/2011 5:56:12 PM |
| peace-steward7 | $50.00 | 5/10/2011 5:56:52 PM |
| red-power-pecan | $50.00 | 5/10/2011 5:56:08 PM |
| birddogsb | $50.00 | 5/10/2011 5:56:46 PM |
| cgorry | $25.00 | 5/10/2011 5:54:16 PM |
| tech310 | $50.00 | 5/10/2011 5:56:17 PM |
| nickel-demon2 | $100.00 | 5/10/2011 5:56:36 PM |
| orange-preeminant-bill | $42.21 | 5/10/2011 5:56:39 PM |
| FormulaTroll | $25.00 | 5/10/2011 5:56:44 PM |
| truth-ceremony | $25.00 | 5/10/2011 7:25:16 PM |
| social-conductor4 | $25.00 | 5/10/2011 7:25:29 PM |
| maelstrom | $25.00 | 5/10/2011 7:26:04 PM |
| worth-dandelion | $100.00 | 5/10/2011 7:26:17 PM |
| Maetryx | $50.00 | 5/10/2011 7:26:40 PM |
| orangetrust | $50.00 | 5/10/2011 7:26:43 PM |
| dthompso | $40.00 | 5/10/2011 7:26:56 PM |
| currency-meteor250 | $25.00 | 5/10/2011 7:28:17 PM |
| rhin0cerx | $50.00 | 5/10/2011 7:28:38 PM |
| Executive23 | $25.00 | 5/10/2011 7:25:15 PM |
| brazilofmux | $40.12 | 5/10/2011 7:29:36 PM |
| Aleut | $25.00 | 5/10/2011 7:25:21 PM |
| listing-trapper3 | $50.00 | 5/10/2011 7:25:38 PM |
| NorthernFunds | $50.00 | 5/10/2011 7:29:55 PM |
| Comoparklender | $50.00 | 5/10/2011 7:26:08 PM |
| festeringsnot | $50.00 | 5/10/2011 7:30:01 PM |
| wise-deal-gravitas | $100.00 | 5/10/2011 7:26:41 PM |
| worldly-money4 | $200.00 | 5/10/2011 7:30:43 PM |
| integrity-parsec | $25.00 | 5/10/2011 7:27:12 PM |
| visionary-currency | $50.00 | 5/10/2011 7:27:31 PM |
| bold-durability-drum | $50.00 | 5/10/2011 7:31:00 PM |
| burgeoning-peace3 | $50.00 | 5/10/2011 7:28:21 PM |
| life-is-great | $25.00 | 5/10/2011 7:31:38 PM |
| divedude | $25.00 | 5/10/2011 7:29:23 PM |
| a-successful-credit | $100.00 | 5/10/2011 7:29:44 PM |
| _wally_ | $50.00 | 5/10/2011 7:30:42 PM |
| neutrino6 | $25.00 | 5/10/2011 7:31:05 PM |
| BooRadley | $25.00 | 5/10/2011 7:31:17 PM |
| greenback-museum | $25.00 | 5/10/2011 7:31:26 PM |
| fairhelper | $25.00 | 5/10/2011 7:31:51 PM |
| MartianTrust | $25.00 | 5/10/2011 7:25:13 PM |
| new-sharp-leverage | $50.00 | 5/10/2011 7:25:30 PM |
| jobani | $35.00 | 5/10/2011 7:25:41 PM |
| amusement4 | $25.00 | 5/10/2011 7:25:48 PM |
| green-moola-sniffer | $50.00 | 5/10/2011 7:25:56 PM |
| borquist | $25.00 | 5/10/2011 7:26:22 PM |
| wesleyan | $50.00 | 5/10/2011 7:26:29 PM |
| MADAOO7 | $50.00 | 5/10/2011 7:26:35 PM |
| Midwestvalues | $50.00 | 5/10/2011 7:27:02 PM |
| indomitable-dedication | $50.00 | 5/10/2011 7:28:26 PM |
| favorite-deal6 | $25.00 | 5/10/2011 7:28:29 PM |
| stock106 | $25.00 | 5/10/2011 7:28:34 PM |
| steiglends | $100.00 | 5/10/2011 7:28:41 PM |
| jenerationx | $25.00 | 5/10/2011 7:29:28 PM |
| handshake5 | $100.00 | 5/10/2011 7:29:40 PM |
| TomKacz | $100.00 | 5/10/2011 7:30:07 PM |
| kind-truth-circuit | $50.00 | 5/10/2011 7:30:55 PM |
| flanative | $25.00 | 5/10/2011 7:31:08 PM |
| fair-gain8 | $50.00 | 5/10/2011 7:31:31 PM |
| minddoc | $25.00 | 5/10/2011 7:31:41 PM |
| blue-lucrative-rate | $25.00 | 5/10/2011 7:31:48 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:38 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:23 AM |
| suave-dime6 | $25.00 | 4/29/2011 1:18:16 PM |
| Weaverville | $25.00 | 5/1/2011 12:14:48 PM |
| CAGE-Investments | $25.00 | 5/3/2011 3:45:52 AM |
| bonus-demon | $50.00 | 5/3/2011 10:27:44 AM |
| SecondChanceLendingSERV | $25.00 | 5/4/2011 5:53:54 PM |
| careful-note | $50.00 | 5/5/2011 3:31:23 AM |
| point-compadre | $50.00 | 5/5/2011 9:36:52 AM |
| handy-justice | $50.00 | 5/5/2011 10:05:40 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:59:52 AM |
| 2grindstones | $25.00 | 5/6/2011 11:07:21 AM |
| chungfang | $25.00 | 5/6/2011 4:19:57 PM |
| hitsman | $50.00 | 5/7/2011 11:17:03 AM |
| mlj0671 | $25.00 | 5/9/2011 9:06:56 AM |
| leverage-booster | $25.00 | 5/9/2011 9:37:23 AM |
| credit-investor5 | $50.00 | 5/9/2011 9:58:19 AM |
| money-bauble | $50.00 | 5/9/2011 3:33:53 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:11 PM |
| wwwUniversal | $25.00 | 5/10/2011 5:32:40 AM |
| treasure-bliss | $50.00 | 5/10/2011 7:38:19 AM |
| velocity-quest5 | $50.00 | 5/10/2011 9:26:15 AM |
| Jack55304 | $185.00 | 5/10/2011 9:26:20 AM |
| basis-wizard8 | $50.00 | 5/10/2011 9:25:51 AM |
| the-dollar-topper | $100.00 | 5/10/2011 9:26:27 AM |
| jamiee73 | $25.00 | 5/10/2011 9:35:35 AM |
| ingenious-truth0 | $50.00 | 5/10/2011 11:33:13 AM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:49:35 PM |
| worthy-bid8 | $25.00 | 5/10/2011 4:15:26 PM |
| Sixmil | $29.64 | 5/10/2011 5:35:47 PM |
| MissionMicroFinance | $25.00 | 5/10/2011 5:36:05 PM |
| commerce-yeller | $50.00 | 5/10/2011 5:33:03 PM |
| kindness-hickory5 | $50.00 | 5/10/2011 5:42:41 PM |
| monstersdad | $50.00 | 5/10/2011 5:36:02 PM |
| steves73 | $50.00 | 5/10/2011 5:42:00 PM |
| bid-papyrus | $25.00 | 5/10/2011 5:42:17 PM |
| Artist_Blue | $25.00 | 5/10/2011 5:50:52 PM |
| bountiful-durability | $50.00 | 5/10/2011 5:53:13 PM |
| AFFlyboy | $25.00 | 5/10/2011 5:51:22 PM |
| smilinsam | $50.00 | 5/10/2011 5:53:06 PM |
| swoosh | $48.56 | 5/10/2011 5:53:33 PM |
| miked8303 | $25.00 | 5/10/2011 5:56:15 PM |
| papaloha | $25.00 | 5/10/2011 5:56:53 PM |
| graceful-investment | $25.13 | 5/10/2011 5:47:39 PM |
| durability-starfish | $25.00 | 5/10/2011 5:56:50 PM |
| kleinbrak | $25.00 | 5/10/2011 6:37:31 PM |
| jiggaman7 | $50.00 | 5/10/2011 5:56:48 PM |
| Mailman2004 | $50.00 | 5/10/2011 6:29:11 PM |
| dime-umbrella6 | $25.00 | 5/10/2011 7:25:22 PM |
| drkosh | $25.00 | 5/10/2011 7:26:00 PM |
| capital-visionary | $25.00 | 5/10/2011 7:26:12 PM |
| somebody32 | $50.00 | 5/10/2011 7:26:42 PM |
| asiaratt | $50.00 | 5/10/2011 7:28:03 PM |
| compassion-expert | $50.00 | 5/10/2011 7:28:23 PM |
| shrewd-peace7 | $25.00 | 5/10/2011 7:28:56 PM |
| nybanker85 | $50.00 | 5/10/2011 7:29:26 PM |
| bdkjr | $25.00 | 5/10/2011 7:25:19 PM |
| F16Pilot | $25.00 | 5/10/2011 7:29:38 PM |
| oregonusa | $50.00 | 5/10/2011 7:25:36 PM |
| MicroLender357 | $50.00 | 5/10/2011 7:29:53 PM |
| ken168 | $27.00 | 5/10/2011 7:25:53 PM |
| labourclass | $50.00 | 5/10/2011 7:29:57 PM |
| DrStaff | $25.00 | 5/10/2011 7:30:13 PM |
| studious-listing8 | $50.00 | 5/10/2011 7:26:37 PM |
| green-benefit-control | $25.00 | 5/10/2011 7:30:57 PM |
| Wellman | $50.00 | 5/10/2011 7:27:53 PM |
| JJ9876 | $25.00 | 5/10/2011 7:31:02 PM |
| Cronos | $25.00 | 5/10/2011 7:28:13 PM |
| durable-auction0 | $50.00 | 5/10/2011 7:28:30 PM |
| RockpointCapital | $50.00 | 5/10/2011 7:31:20 PM |
| payment-goose2 | $50.00 | 5/10/2011 7:31:58 PM |
| hope-eagle6 | $25.00 | 5/10/2011 7:28:53 PM |
| payment-jalapeno9 | $50.00 | 5/10/2011 7:32:07 PM |
| loan-wasp | $40.00 | 5/10/2011 7:29:31 PM |
| the-profit-oracle | $25.00 | 5/10/2011 7:30:11 PM |
| GCInvestments | $25.00 | 5/10/2011 7:30:58 PM |
| allotment464 | $100.00 | 5/10/2011 7:31:12 PM |
| gold-virtuoso | $50.00 | 5/10/2011 7:31:23 PM |
| zen1cent | $25.00 | 5/10/2011 7:31:44 PM |
| ursus | $50.00 | 5/10/2011 7:31:54 PM |
| velocity-solo | $25.00 | 5/10/2011 7:25:18 PM |
| missing-link | $25.00 | 5/10/2011 7:32:11 PM |
| orgy63 | $50.00 | 5/10/2011 7:25:33 PM |
| rogue_monster | $25.00 | 5/10/2011 7:25:43 PM |
| compassionate-fairness6 | $25.00 | 5/10/2011 7:25:51 PM |
| MARWARISETH | $25.00 | 5/10/2011 7:26:15 PM |
| economy-structure9 | $25.00 | 5/10/2011 7:26:26 PM |
| DeltaGambler | $50.00 | 5/10/2011 7:26:32 PM |
| restech | $25.00 | 5/10/2011 7:26:39 PM |
| symbiosis | $50.00 | 5/10/2011 7:27:00 PM |
| unflappable-bonus3 | $50.00 | 5/10/2011 7:28:19 PM |
| shmb6508 | $100.00 | 5/10/2011 7:28:28 PM |
| DSFinancial | $50.00 | 5/10/2011 7:28:32 PM |
| capital-dynamo0 | $50.00 | 5/10/2011 7:29:27 PM |
| asmithj | $50.00 | 5/10/2011 7:29:30 PM |
| friendly-truth7 | $50.00 | 5/10/2011 7:29:43 PM |
| kulender | $50.00 | 5/10/2011 7:30:04 PM |
| kbodendorf | $25.00 | 5/10/2011 7:30:09 PM |
| flwah | $25.00 | 5/10/2011 7:30:30 PM |
| PThor | $25.00 | 5/10/2011 7:30:41 PM |
| laki_haole | $50.00 | 5/10/2011 7:31:03 PM |
| cablenews | $50.00 | 5/10/2011 7:31:14 PM |
| silver-wonder278 | $25.00 | 5/10/2011 7:31:32 PM |
| Rdodson11 | $25.00 | 5/10/2011 7:32:09 PM |
| 207 Investments
|
Borrower Payment Dependent Notes Series
504007
This series of Notes was issued and sold upon the funding of the borrower loan #49237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $20,639.04 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.30% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 9.20% |
Monthly payment:
| $428.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.99% | | |
| |
Estimated return*:
| 6.69% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 9y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,952 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tpsjr22 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 780-799 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Auto Loan (Suburban, Yukon XL)
Purpose of loan: car loan for bigger car for my family
This loan will be used to...purchase a bigger car for my family. Our 2001 Windstar that we purchased new in 2001 is "nickle & diming" us right now with repairs. Need newer and bigger to transport kids and dogs
My financial situation: Good job, and pay bills on time
I am a good candidate for this loan because...I pay my bills on time. this will be my 2nd prosper loan and the 1st one was paid on time every time
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dtrain5 | $25.00 | 4/26/2011 5:29:20 PM |
| MoneyForNothing | $29.99 | 4/26/2011 5:11:54 PM |
| MasterJin | $25.00 | 4/26/2011 5:29:50 PM |
| kenji4861 | $25.00 | 4/26/2011 5:55:42 PM |
| ore-genius2 | $100.00 | 4/26/2011 5:54:21 PM |
| nosualcneas | $25.00 | 4/26/2011 5:54:44 PM |
| Mad_Scientist | $25.00 | 4/26/2011 6:30:01 PM |
| balanced-rupee | $50.00 | 4/26/2011 5:56:51 PM |
| MARWARISETH | $25.00 | 4/26/2011 5:57:44 PM |
| minista | $25.00 | 4/26/2011 5:59:09 PM |
| inspired-investment8 | $100.00 | 4/26/2011 6:01:08 PM |
| monroemoney | $25.00 | 4/26/2011 7:13:26 PM |
| gojackgo | $50.00 | 4/26/2011 7:37:17 PM |
| hookUup | $25.76 | 4/26/2011 6:58:30 PM |
| jga516 | $25.00 | 4/26/2011 8:00:16 PM |
| axl163 | $25.00 | 4/26/2011 8:39:33 PM |
| MONEYLENDER101 | $29.05 | 4/27/2011 2:37:41 AM |
| kyomoon | $50.00 | 4/27/2011 2:40:42 AM |
| awwaww | $26.78 | 4/27/2011 2:28:47 AM |
| samo102us | $25.00 | 4/27/2011 4:35:12 AM |
| AmericanCredit | $25.00 | 4/27/2011 7:06:02 AM |
| neighborly-hope6 | $50.00 | 4/27/2011 6:35:58 AM |
| 3_boyz | $130.51 | 4/27/2011 4:43:47 PM |
| the-enthralling-coin | $100.00 | 4/28/2011 5:13:00 PM |
| a-responsible-return | $50.00 | 4/28/2011 7:55:58 PM |
| unrivaled-silver | $50.00 | 4/29/2011 10:20:39 AM |
| klinebarger | $25.00 | 4/29/2011 11:19:56 AM |
| wjf60 | $25.00 | 4/29/2011 11:20:26 AM |
| benevolent-asset | $28.00 | 4/29/2011 2:18:25 PM |
| Weaverville | $100.00 | 4/29/2011 3:38:18 PM |
| calbertrand | $25.00 | 4/29/2011 8:53:51 PM |
| Robert99 | $25.00 | 4/29/2011 11:38:33 PM |
| TomKacz | $100.00 | 4/30/2011 7:24:38 AM |
| elasermd | $50.00 | 4/30/2011 3:06:02 PM |
| life-is-great | $25.00 | 5/1/2011 6:41:41 AM |
| Kerrysbay | $50.00 | 5/2/2011 12:48:36 AM |
| _wally_ | $50.00 | 5/2/2011 12:33:02 PM |
| unclejaef | $25.00 | 5/2/2011 3:25:51 PM |
| cash-cymbal | $25.00 | 5/2/2011 7:51:16 PM |
| selector568 | $200.00 | 5/3/2011 3:37:35 AM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 9:36:01 AM |
| GhaChr | $25.00 | 5/3/2011 1:41:22 PM |
| fair-gain8 | $50.00 | 5/3/2011 1:42:30 PM |
| durability-starfish | $25.00 | 5/3/2011 1:43:07 PM |
| logical-reward8 | $25.00 | 5/3/2011 1:39:32 PM |
| ingenious-truth0 | $50.00 | 5/3/2011 5:20:21 PM |
| g314 | $30.00 | 5/3/2011 9:05:04 PM |
| velocity-solo | $25.00 | 5/4/2011 2:06:57 AM |
| kulender | $100.00 | 5/4/2011 6:24:35 AM |
| newest-organic-rupee | $25.00 | 5/4/2011 8:49:15 AM |
| aznatama | $50.00 | 5/4/2011 9:50:19 AM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:35:18 AM |
| cmg891 | $50.00 | 5/4/2011 9:39:13 AM |
| nex | $25.00 | 5/4/2011 11:20:55 AM |
| availableloan | $25.00 | 5/4/2011 7:46:59 PM |
| valiant-liberty4 | $25.00 | 5/5/2011 2:23:13 AM |
| magnetic-vigilance3 | $100.00 | 5/5/2011 10:08:42 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:41:21 AM |
| investment-comet | $25.00 | 5/5/2011 5:25:51 PM |
| penny-candy | $25.00 | 5/5/2011 7:17:01 PM |
| TheCount | $25.00 | 5/6/2011 6:30:07 AM |
| unrivaled-income5 | $100.00 | 5/6/2011 7:16:11 AM |
| sparkling-basis0 | $50.00 | 5/6/2011 6:53:20 AM |
| trade-elm | $30.00 | 5/6/2011 9:15:41 AM |
| Mad_Scientist | $50.00 | 5/6/2011 9:29:03 AM |
| loot-funkmaster | $25.00 | 5/6/2011 10:17:59 AM |
| JJ9876 | $50.00 | 5/6/2011 10:24:44 AM |
| dharma1 | $25.00 | 5/6/2011 10:26:59 AM |
| abundant-velocity7 | $50.00 | 5/6/2011 10:30:40 AM |
| integrity-saver | $50.00 | 5/6/2011 10:31:09 AM |
| jimbo29blue | $34.00 | 5/6/2011 10:48:42 AM |
| jimbo29blue | $50.00 | 5/6/2011 10:47:13 AM |
| happyface | $35.00 | 5/6/2011 10:50:41 AM |
| ingeborg77 | $50.00 | 5/6/2011 10:53:20 AM |
| windfall46 | $25.00 | 5/6/2011 12:49:16 PM |
| atlvalet | $106.15 | 5/6/2011 10:37:01 AM |
| jimbo29blue | $50.00 | 5/6/2011 10:46:55 AM |
| ingeborg77 | $50.00 | 5/6/2011 10:52:32 AM |
| 1phantom | $25.00 | 5/6/2011 1:35:02 PM |
| noble-marketplace | $50.00 | 5/6/2011 1:56:01 PM |
| Velit | $25.00 | 5/6/2011 1:07:25 PM |
| heavenly-interest9 | $77.79 | 5/6/2011 2:34:10 PM |
| simiray | $27.00 | 5/6/2011 4:06:56 PM |
| handy-justice | $100.00 | 5/6/2011 4:44:06 PM |
| asset-beeper8 | $50.00 | 5/6/2011 4:52:34 PM |
| currency-emblem | $300.00 | 5/6/2011 4:50:11 PM |
| currency-emblem | $150.00 | 5/6/2011 4:54:45 PM |
| first-serene-credit | $25.00 | 5/6/2011 5:19:00 PM |
| brightest-dynamic-peace | $50.00 | 5/6/2011 4:04:41 PM |
| javelin0 | $150.00 | 5/6/2011 4:22:07 PM |
| coin-popcorn | $50.00 | 5/6/2011 4:23:11 PM |
| silver-buckeye | $50.00 | 5/6/2011 5:41:00 PM |
| fund-tom-tom6 | $127.80 | 5/6/2011 6:00:26 PM |
| Swabjockey | $25.00 | 5/6/2011 6:05:01 PM |
| rework | $50.00 | 5/6/2011 6:05:24 PM |
| leemic | $100.00 | 5/6/2011 6:09:42 PM |
| leemic | $100.00 | 5/6/2011 6:07:57 PM |
| m0rlock | $900.00 | 5/6/2011 6:17:16 PM |
| blue111 | $25.00 | 5/6/2011 6:18:53 PM |
| paul1 | $25.47 | 5/6/2011 5:31:54 PM |
| blue111 | $100.00 | 5/6/2011 6:27:52 PM |
| designer_10 | $25.00 | 5/6/2011 6:37:10 PM |
| dproxima | $25.00 | 5/6/2011 5:43:58 PM |
| peso-tiramisu | $25.00 | 5/6/2011 6:56:54 PM |
| julijask | $50.00 | 5/6/2011 5:58:04 PM |
| surfsider123 | $25.00 | 5/6/2011 7:30:49 PM |
| eloquent-dime416 | $50.00 | 5/6/2011 7:14:09 PM |
| unassailable-dollar | $30.00 | 5/6/2011 7:14:38 PM |
| heerzaquestion | $50.00 | 5/6/2011 7:37:09 PM |
| grampy48 | $26.00 | 5/6/2011 7:17:50 PM |
| BoughtTheFarm | $25.00 | 5/6/2011 7:19:45 PM |
| MNFrostbite | $30.00 | 5/6/2011 7:44:39 PM |
| cladius67 | $100.00 | 5/6/2011 7:31:18 PM |
| wise-agile-investment | $25.00 | 5/6/2011 6:22:25 PM |
| versatile-commerce | $37.09 | 5/6/2011 7:39:12 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:45:32 PM |
| Johnab | $25.00 | 5/6/2011 8:46:33 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:56:36 PM |
| damage | $25.00 | 5/6/2011 8:24:42 PM |
| wealth-carrier | $75.00 | 5/6/2011 6:53:11 PM |
| auction-karate | $50.00 | 5/6/2011 8:29:10 PM |
| unassailable-dollar | $30.00 | 5/6/2011 7:13:12 PM |
| billnsc | $100.00 | 5/6/2011 9:07:49 PM |
| pacifictime86 | $50.00 | 5/6/2011 8:44:09 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:50:50 PM |
| Hakoola | $200.00 | 5/6/2011 9:14:33 PM |
| ORteacher | $105.00 | 5/6/2011 7:24:48 PM |
| janeybooboo | $100.00 | 5/6/2011 7:29:50 PM |
| GCInvestments | $30.00 | 5/6/2011 9:31:09 PM |
| authoritative-capital | $25.00 | 5/6/2011 9:21:08 PM |
| nswfool | $100.00 | 5/6/2011 9:54:54 PM |
| capital-star5 | $27.00 | 5/6/2011 9:37:16 PM |
| SummitAdvisors | $50.00 | 5/6/2011 9:46:37 PM |
| intrepid-credit5 | $50.00 | 5/6/2011 10:18:24 PM |
| PayingItForwardPlease | $30.00 | 5/6/2011 10:41:48 PM |
| frederic-chopin | $43.74 | 5/6/2011 10:43:59 PM |
| csandb | $25.00 | 5/6/2011 11:21:26 PM |
| RJN | $25.00 | 5/6/2011 9:00:04 PM |
| Binan | $49.54 | 5/6/2011 9:09:38 PM |
| kindness-dessert | $53.00 | 5/7/2011 1:23:14 AM |
| Cheburashka | $30.00 | 5/7/2011 2:18:21 AM |
| WorldlyWorker | $25.00 | 5/6/2011 10:04:44 PM |
| ideal-platinum1 | $50.00 | 5/7/2011 2:33:39 AM |
| vigilance-accruer | $25.00 | 5/6/2011 10:37:47 PM |
| DonaldColorado | $100.00 | 5/7/2011 2:43:38 AM |
| thedoctor | $100.00 | 5/7/2011 1:58:21 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 4:46:30 AM |
| economy-popcorn | $25.00 | 5/7/2011 5:43:22 AM |
| nimcha | $50.00 | 5/7/2011 6:29:49 AM |
| GodzillaLending | $25.00 | 5/7/2011 3:54:53 AM |
| MDJAX67 | $150.00 | 5/7/2011 6:52:23 AM |
| loan-booster1 | $75.00 | 5/7/2011 4:53:12 AM |
| duckbill_1972 | $30.00 | 5/7/2011 7:06:51 AM |
| 02408575 | $200.00 | 5/7/2011 7:08:50 AM |
| Control | $25.00 | 5/7/2011 5:10:47 AM |
| Svigel | $44.38 | 5/7/2011 7:36:55 AM |
| liberty-point | $50.00 | 5/7/2011 7:36:25 AM |
| manfromMaine | $25.00 | 5/7/2011 5:41:30 AM |
| GoldenGo4 | $50.00 | 5/7/2011 6:08:47 AM |
| agwosdof | $100.00 | 5/7/2011 6:11:54 AM |
| rcflick | $25.00 | 5/7/2011 6:40:51 AM |
| Warwick | $50.00 | 5/7/2011 8:49:17 AM |
| Fingar | $50.00 | 5/7/2011 6:58:29 AM |
| baseballfan111 | $50.00 | 5/7/2011 7:36:16 AM |
| phaded | $25.00 | 5/7/2011 7:38:14 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:09:56 AM |
| efficient-marketplace | $50.00 | 5/7/2011 1:14:03 PM |
| nicklds | $50.00 | 5/7/2011 10:29:47 PM |
| SeaLoans | $25.00 | 5/8/2011 7:19:24 AM |
| ryreesado | $25.00 | 5/8/2011 8:10:30 AM |
| ManhattanLender | $25.00 | 5/8/2011 12:24:29 PM |
| listing-meridian | $50.00 | 5/8/2011 1:24:31 PM |
| alben2009 | $25.00 | 5/8/2011 11:42:18 PM |
| Cover4 | $25.00 | 5/9/2011 7:49:18 AM |
| bikermouse | $50.00 | 5/8/2011 9:14:33 PM |
| wise-silver-wonder | $25.00 | 5/9/2011 9:05:44 AM |
| Steveoo1 | $25.00 | 5/9/2011 11:00:52 AM |
| invincible-peso | $100.00 | 5/9/2011 2:27:49 PM |
| lender12345 | $200.00 | 5/9/2011 2:31:00 PM |
| jpblan11 | $50.00 | 5/9/2011 1:40:36 PM |
| AFairDeal | $50.00 | 5/9/2011 3:17:03 PM |
| buukyak | $50.00 | 5/9/2011 4:18:37 PM |
| JMY1 | $25.00 | 5/9/2011 4:24:37 PM |
| Polarbearmarket | $50.00 | 5/9/2011 10:02:16 PM |
| Nerdster1 | $25.10 | 5/10/2011 3:48:45 AM |
| Tech-Entrepreneur | $25.00 | 5/10/2011 4:33:18 AM |
| BankingFamily | $25.00 | 5/10/2011 4:58:18 AM |
| mizount | $25.00 | 5/10/2011 4:43:40 AM |
| Mantis75 | $25.00 | 5/10/2011 4:59:26 AM |
| p2ploan-sensation211 | $50.00 | 5/10/2011 12:38:48 AM |
| djh47a | $25.00 | 5/10/2011 5:40:05 AM |
| Jamesusc03 | $25.00 | 5/10/2011 5:57:57 AM |
| acropiloterau2002 | $25.00 | 5/10/2011 4:58:43 AM |
| peb44 | $25.00 | 5/10/2011 5:12:54 AM |
| marshallpeters | $50.00 | 5/10/2011 7:02:03 AM |
| shugyosha | $50.00 | 5/10/2011 7:24:01 AM |
| friendinmoney | $25.00 | 5/10/2011 8:25:23 AM |
| jhernand17 | $25.00 | 5/10/2011 8:44:41 AM |
| golden-platinum7 | $25.00 | 5/10/2011 9:25:21 AM |
| attractive-asset | $49.33 | 5/10/2011 9:30:40 AM |
| cerebral-auction950 | $50.00 | 5/10/2011 9:35:08 AM |
| lifegrowth | $25.00 | 5/10/2011 9:37:18 AM |
| jimduism | $100.00 | 5/10/2011 11:18:37 AM |
| lucky6 | $25.00 | 5/10/2011 1:34:11 PM |
| Cash4U2also | $50.00 | 5/10/2011 1:21:09 PM |
| studious-peso | $25.00 | 5/10/2011 3:06:49 PM |
| exact-gold2 | $26.02 | 5/10/2011 4:56:14 PM |
| lloyd_s | $25.00 | 4/26/2011 5:36:40 PM |
| meux99 | $25.00 | 4/26/2011 5:29:37 PM |
| bb575 | $50.00 | 4/26/2011 5:52:27 PM |
| indomitable-coin | $50.00 | 4/26/2011 5:30:07 PM |
| serene-truth2 | $50.00 | 4/26/2011 5:57:16 PM |
| Gibbyland | $100.00 | 4/26/2011 5:53:11 PM |
| compoundinterest | $50.00 | 4/26/2011 5:55:05 PM |
| Dollars4Rent | $50.00 | 4/26/2011 5:57:03 PM |
| useful-currency | $25.00 | 4/26/2011 5:59:28 PM |
| blooming-market | $25.00 | 4/26/2011 5:50:08 PM |
| MrDavid | $50.00 | 4/26/2011 5:53:53 PM |
| Carpetkid | $50.00 | 4/26/2011 5:56:02 PM |
| bvzm | $50.00 | 4/26/2011 5:56:25 PM |
| fcrick | $25.00 | 4/26/2011 5:57:29 PM |
| smart-kindness8 | $100.00 | 4/26/2011 6:00:24 PM |
| dinero-festivity2 | $50.00 | 4/26/2011 8:37:06 PM |
| diicali | $25.00 | 4/26/2011 9:25:32 PM |
| reflective-rupee | $200.22 | 4/26/2011 9:52:11 PM |
| FinDoc | $25.00 | 4/27/2011 2:39:51 AM |
| rmachi | $25.00 | 4/27/2011 8:08:33 AM |
| antlr | $50.00 | 4/27/2011 12:36:33 PM |
| worthy-bid8 | $50.00 | 4/27/2011 4:38:47 PM |
| DukSerduk | $25.00 | 4/27/2011 10:02:38 PM |
| unafraid-return496 | $25.00 | 4/28/2011 9:42:40 AM |
| radforj22 | $25.00 | 4/28/2011 5:42:43 PM |
| The-Lighthouse-Group | $25.00 | 4/29/2011 4:44:09 AM |
| dedication-point | $25.00 | 4/29/2011 11:19:37 AM |
| Leopoldine | $25.00 | 4/29/2011 1:15:00 PM |
| FlexFunding | $50.00 | 4/30/2011 5:59:30 AM |
| a2190b | $25.00 | 4/30/2011 7:59:47 AM |
| lukeskywalkerkp | $25.00 | 4/30/2011 11:09:01 AM |
| bds9646 | $26.00 | 5/1/2011 4:06:52 AM |
| cablenews | $50.00 | 5/1/2011 4:48:19 PM |
| asset-beeper8 | $50.00 | 5/2/2011 9:50:57 AM |
| rockstar78 | $50.00 | 5/2/2011 9:40:18 AM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:24 PM |
| surfsider123 | $25.00 | 5/2/2011 4:58:17 PM |
| Avala | $50.00 | 5/2/2011 6:19:47 PM |
| Tomeus | $50.00 | 5/2/2011 6:25:40 PM |
| nuclearmoose | $50.00 | 5/2/2011 9:40:41 PM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:41:26 AM |
| octoberfresh | $25.00 | 5/3/2011 9:42:41 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:18:32 AM |
| top-epic-community | $50.00 | 5/3/2011 1:40:25 PM |
| PThor | $25.00 | 5/3/2011 1:54:55 PM |
| ytjameslee | $31.52 | 5/4/2011 1:51:30 AM |
| dochelp | $50.00 | 5/4/2011 3:30:37 AM |
| 108lender | $200.00 | 5/4/2011 10:25:18 AM |
| blissful-note7 | $50.00 | 5/5/2011 3:19:14 AM |
| bluefootedpig | $27.45 | 5/5/2011 2:19:44 AM |
| damage | $25.00 | 5/5/2011 7:48:56 AM |
| Interstate_Rate | $140.24 | 5/5/2011 5:34:24 PM |
| SJM10011a | $25.00 | 5/5/2011 7:35:27 PM |
| soular21804 | $25.00 | 5/6/2011 4:03:24 AM |
| fenderxes | $32.45 | 5/6/2011 6:47:08 AM |
| subtle-revenue0 | $25.00 | 5/6/2011 2:36:44 AM |
| peace-flower9 | $50.00 | 5/6/2011 9:16:40 AM |
| crdcteng | $50.00 | 5/6/2011 9:32:31 AM |
| rss197 | $25.00 | 5/6/2011 9:14:57 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:20 AM |
| p43600jw | $25.00 | 5/6/2011 10:04:37 AM |
| credible-durability | $25.00 | 5/6/2011 10:24:48 AM |
| a-exponential-hope | $25.00 | 5/6/2011 10:26:36 AM |
| the-pragmatic-fund | $50.00 | 5/6/2011 10:30:03 AM |
| Aimvest | $25.00 | 5/6/2011 10:31:21 AM |
| steves73 | $50.00 | 5/6/2011 10:09:48 AM |
| jimbo29blue | $50.00 | 5/6/2011 10:48:30 AM |
| happyface | $50.00 | 5/6/2011 10:50:28 AM |
| reinforced-reward | $25.00 | 5/6/2011 10:10:52 AM |
| commanding-income774 | $25.00 | 5/6/2011 11:14:24 AM |
| degster | $25.00 | 5/6/2011 10:29:34 AM |
| wealth-tulip4 | $50.00 | 5/6/2011 12:49:31 PM |
| cognizant-responsibility9 | $29.79 | 5/6/2011 10:50:56 AM |
| diversification-surge | $200.00 | 5/6/2011 11:09:46 AM |
| nickel-position | $25.00 | 5/6/2011 3:26:01 PM |
| astute-benjamins | $25.00 | 5/6/2011 3:32:55 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:59:25 PM |
| kind-charming-value | $400.00 | 5/6/2011 4:48:11 PM |
| important-ore | $250.00 | 5/6/2011 4:53:12 PM |
| shrewd-deal3 | $50.00 | 5/6/2011 4:54:52 PM |
| a-mighty-exchange | $35.00 | 5/6/2011 5:05:02 PM |
| reflective-rupee | $300.01 | 5/6/2011 5:10:51 PM |
| revenue-youngster | $25.00 | 5/6/2011 4:12:39 PM |
| mclean_loaner | $100.00 | 5/6/2011 5:18:23 PM |
| Mad_Scientist | $125.00 | 5/6/2011 5:48:02 PM |
| p1k4blu | $25.00 | 5/6/2011 6:10:51 PM |
| charlie-ann | $100.00 | 5/6/2011 6:14:54 PM |
| penny-finder | $42.29 | 5/6/2011 6:15:38 PM |
| rocketspocket | $25.00 | 5/6/2011 6:13:54 PM |
| tenacious-payout | $50.00 | 5/6/2011 6:19:20 PM |
| income-awakening6 | $25.00 | 5/6/2011 6:21:57 PM |
| Imageloan | $75.00 | 5/6/2011 6:22:22 PM |
| best-generosity-financier | $25.00 | 5/6/2011 6:34:32 PM |
| NeemanuKotagoLending | $50.00 | 5/6/2011 6:41:38 PM |
| YellowJacket | $25.00 | 5/6/2011 6:53:53 PM |
| takobaka | $30.00 | 5/6/2011 6:58:11 PM |
| proud-gold9 | $50.00 | 5/6/2011 6:48:30 PM |
| supersarah61 | $100.00 | 5/6/2011 6:59:58 PM |
| MrBailey | $38.43 | 5/6/2011 7:05:41 PM |
| junctionking | $25.00 | 5/6/2011 5:51:03 PM |
| shinobi_sensei | $26.85 | 5/6/2011 7:07:06 PM |
| payment-halo | $25.00 | 5/6/2011 7:15:58 PM |
| godfather4u | $50.00 | 5/6/2011 6:17:48 PM |
| Matt555555 | $55.00 | 5/6/2011 6:19:28 PM |
| gluon | $41.28 | 5/6/2011 7:33:33 PM |
| voyager6 | $35.24 | 5/6/2011 8:15:15 PM |
| felicity-performer3 | $300.00 | 5/6/2011 6:37:07 PM |
| ore-didgeridoo | $25.00 | 5/6/2011 8:55:27 PM |
| vtr1000 | $26.48 | 5/6/2011 8:29:05 PM |
| CLMnCWC | $25.00 | 5/6/2011 6:56:28 PM |
| dynrep | $25.00 | 5/6/2011 7:14:16 PM |
| Dubbs360 | $100.00 | 5/6/2011 8:55:49 PM |
| j245213 | $25.00 | 5/6/2011 9:29:55 PM |
| market-happiness7 | $50.00 | 5/6/2011 9:31:30 PM |
| neutrino6 | $25.00 | 5/6/2011 7:40:28 PM |
| HotRod25 | $50.00 | 5/6/2011 9:57:26 PM |
| inventive-wealth2 | $25.00 | 5/6/2011 10:16:12 PM |
| zookeepers | $80.33 | 5/6/2011 8:07:25 PM |
| norcaliboy22 | $100.00 | 5/6/2011 8:14:50 PM |
| credit-kahuna | $50.00 | 5/6/2011 11:46:52 PM |
| red-favorable-basis | $25.00 | 5/7/2011 1:51:28 AM |
| sincere-balance | $42.00 | 5/6/2011 10:03:58 PM |
| supreme-hope | $25.00 | 5/7/2011 2:21:54 AM |
| Preteur | $25.00 | 5/7/2011 2:27:32 AM |
| currency-persimmon | $50.00 | 5/7/2011 3:53:14 AM |
| bid-czar8 | $100.00 | 5/7/2011 4:36:26 AM |
| dumbass | $25.00 | 5/7/2011 2:28:22 AM |
| alluring-bonus4 | $300.00 | 5/7/2011 5:39:01 AM |
| siggy0311 | $50.00 | 5/7/2011 5:49:25 AM |
| KlarthXVII | $50.00 | 5/7/2011 5:52:04 AM |
| Philolend | $25.00 | 5/7/2011 6:31:16 AM |
| C_Mark | $150.00 | 5/7/2011 6:44:31 AM |
| community-pipeline | $50.00 | 5/7/2011 6:56:21 AM |
| nobanksallowed | $50.00 | 5/7/2011 4:22:14 AM |
| tranquil-diversification8 | $100.00 | 5/7/2011 6:56:32 AM |
| jdadverb | $45.98 | 5/7/2011 7:11:39 AM |
| Gandalf0001 | $63.00 | 5/7/2011 5:09:20 AM |
| microjen | $100.00 | 5/7/2011 7:29:15 AM |
| Mr_Potter | $50.00 | 5/7/2011 5:40:08 AM |
| xrycac | $25.00 | 5/7/2011 6:10:20 AM |
| saver9 | $25.00 | 5/7/2011 6:34:37 AM |
| aasx1108 | $25.00 | 5/7/2011 8:34:20 AM |
| NYCFinancier | $25.00 | 5/7/2011 7:02:08 AM |
| mad-scientist0 | $83.99 | 5/7/2011 7:11:59 AM |
| RankPaid | $25.00 | 5/7/2011 10:08:59 AM |
| jazz619 | $25.00 | 5/7/2011 4:49:07 PM |
| BOZO88 | $50.00 | 5/7/2011 5:45:10 PM |
| snowman34 | $25.00 | 5/7/2011 7:05:03 PM |
| pipopirate | $25.00 | 5/8/2011 5:30:23 AM |
| loan-lionheart6 | $25.00 | 5/8/2011 9:27:53 AM |
| auction-elvis | $25.00 | 5/8/2011 11:30:56 AM |
| Richmp412 | $25.00 | 5/8/2011 11:39:05 AM |
| deal-viking4 | $50.00 | 5/8/2011 8:46:36 AM |
| JKEnterprises | $25.00 | 5/8/2011 6:59:04 PM |
| thankful-nickel2 | $50.00 | 5/8/2011 3:55:39 PM |
| afotherg | $29.50 | 5/9/2011 6:14:15 AM |
| vigilance-frontier | $25.00 | 5/8/2011 7:36:19 PM |
| officer8 | $25.00 | 5/9/2011 11:09:54 AM |
| Zoramite | $25.00 | 5/9/2011 2:48:40 PM |
| ash135 | $25.00 | 5/9/2011 3:33:20 PM |
| MwarrenB | $50.00 | 5/9/2011 6:20:03 PM |
| alpinaut | $25.00 | 5/10/2011 4:32:58 AM |
| perlindc | $32.49 | 5/10/2011 4:43:34 AM |
| jonandmeg21 | $50.00 | 5/10/2011 4:59:29 AM |
| Emgolda | $25.00 | 5/10/2011 4:59:35 AM |
| tolstoy00 | $25.00 | 5/10/2011 5:13:54 AM |
| paladin847 | $50.00 | 5/10/2011 5:23:45 AM |
| UT-Longhorn | $25.00 | 5/10/2011 5:30:15 AM |
| musicmender | $25.00 | 5/10/2011 6:33:40 AM |
| davisfl | $50.00 | 5/10/2011 7:25:59 AM |
| Captain88 | $25.00 | 5/10/2011 8:55:44 AM |
| jrhinomo | $59.00 | 5/10/2011 9:04:53 AM |
| streak269 | $50.00 | 5/10/2011 7:25:50 AM |
| Alhazred | $50.00 | 5/10/2011 8:12:12 AM |
| economy-tuba7 | $100.00 | 5/10/2011 8:50:30 AM |
| kindness-hickory5 | $50.00 | 5/10/2011 9:20:43 AM |
| grabtakeout | $50.00 | 5/10/2011 10:04:43 AM |
| revenue-appraiser | $25.00 | 5/10/2011 11:38:04 AM |
| Chewbaca | $25.00 | 5/10/2011 3:36:47 PM |
| 386 Investments
|
Borrower Payment Dependent Notes Series
504013
This series of Notes was issued and sold upon the funding of the borrower loan #49331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $485.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 46% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,412 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| competent-truth435 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Credit Card Debt
Purpose of loan: Payoff Credit Card Debt
This loan will be used to pay off the balances on my credit cards.
My financial situation:
I am a good candidate for this loan because I'm a full time math teacher @ Broward county public school system. As you can see after I paid my monthly bills I'm left with 1,699.58, which it would be good if I would not have to pay the $1184 I use every month to lower my credit cards debt. Leaving me only with $515 left, and practically depending on my husband.
Monthly net income: $3,288.58
Monthly expenses: $
Housing: $ 732.00
Insurance:My husband pay for it ($232.00)
Car expenses: $312.00
Utilities: $60 (electric bill)
Phone, cable, internet: $85 (50 cell, 15 basic cable, 19.99, DSL)
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $1184 (double the min in each card) ( this would go to the Prosper Loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 4/27/2011 5:10:01 PM |
| bold-sensible-basis | $25.00 | 4/28/2011 11:42:50 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:42 AM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:03 PM |
| Supernick | $50.00 | 5/3/2011 6:49:12 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:40 AM |
| designer_10 | $50.00 | 5/3/2011 4:33:53 PM |
| Leopoldine | $25.00 | 5/3/2011 9:55:41 PM |
| radforj22 | $25.00 | 5/4/2011 8:58:48 AM |
| Mariner3605 | $25.00 | 5/4/2011 9:23:11 AM |
| worldly-community3 | $50.00 | 5/4/2011 5:41:13 PM |
| AFairDeal | $50.00 | 5/5/2011 1:47:44 AM |
| PleaseDontDefault | $50.00 | 5/5/2011 8:42:15 PM |
| chokichi | $50.00 | 5/6/2011 8:06:37 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:19 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:07:37 AM |
| rdrloan | $50.00 | 5/6/2011 3:40:29 PM |
| unrivaled-income5 | $50.00 | 5/6/2011 5:23:11 PM |
| klin | $50.00 | 5/6/2011 5:30:57 PM |
| p2p-czar3 | $25.00 | 5/7/2011 6:08:30 AM |
| investment-habanero8 | $100.00 | 5/7/2011 6:27:32 AM |
| MDJAX67 | $100.00 | 5/7/2011 6:57:23 AM |
| MarinLoans | $25.00 | 5/7/2011 7:15:05 AM |
| poplar37 | $25.55 | 5/7/2011 7:10:12 AM |
| platinum-scientist9 | $25.00 | 5/7/2011 7:23:25 AM |
| phaded | $25.00 | 5/7/2011 7:32:47 AM |
| slartibardfast | $25.00 | 5/7/2011 8:11:11 AM |
| availableloan | $25.00 | 5/7/2011 6:07:11 AM |
| hopeful-truth5 | $100.00 | 5/7/2011 8:58:16 AM |
| PositiveCarry | $50.00 | 5/7/2011 7:06:31 AM |
| tranquil-diversification8 | $100.00 | 5/7/2011 7:07:43 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 9:57:02 AM |
| creative-revenue0 | $50.00 | 5/7/2011 8:10:29 AM |
| scholarly-justice | $30.00 | 5/7/2011 10:20:21 AM |
| heerzaquestion | $50.00 | 5/7/2011 8:23:40 AM |
| BankofBeth | $25.00 | 5/7/2011 10:31:36 AM |
| cleo1255 | $65.00 | 5/7/2011 10:33:21 AM |
| orange-finance-banker | $55.41 | 5/7/2011 9:22:34 AM |
| adventurous-commerce | $25.00 | 5/7/2011 11:47:49 AM |
| capital-blueberry | $25.00 | 5/7/2011 10:18:30 AM |
| theloanfiller | $25.00 | 5/7/2011 12:19:40 PM |
| CA-Lender | $50.05 | 5/7/2011 12:11:10 PM |
| DasMula | $57.00 | 5/7/2011 12:22:12 PM |
| bountiful-durability | $31.79 | 5/7/2011 11:15:23 AM |
| Whitewater_Loans | $50.00 | 5/7/2011 2:04:58 PM |
| novice-speculator | $25.00 | 5/7/2011 3:08:15 PM |
| kapahua | $50.00 | 5/7/2011 3:00:43 PM |
| Bob450 | $25.00 | 5/7/2011 3:54:25 PM |
| peso-mate | $50.00 | 5/7/2011 4:22:29 PM |
| lucrative-coin | $50.00 | 5/7/2011 5:59:55 PM |
| Dubbs360 | $100.00 | 5/7/2011 6:07:34 PM |
| loss-of-control | $50.00 | 5/7/2011 7:51:41 PM |
| LongTail | $39.00 | 5/7/2011 8:49:37 PM |
| bill-appraiser7 | $25.00 | 5/7/2011 9:20:32 PM |
| YoungTaxMan | $250.00 | 5/8/2011 12:29:58 AM |
| UBOtto186 | $30.00 | 5/8/2011 2:42:27 AM |
| elegant-capital | $25.00 | 5/8/2011 5:41:51 AM |
| debtcollector | $100.00 | 5/7/2011 7:27:01 PM |
| 20mule | $200.00 | 5/8/2011 6:30:10 AM |
| hope-lionheart1 | $25.00 | 5/7/2011 9:06:58 PM |
| FinanceEngine | $40.00 | 5/7/2011 10:08:35 PM |
| the-silver-blaster | $100.00 | 5/7/2011 11:06:47 PM |
| profitable-money | $25.00 | 5/7/2011 11:14:02 PM |
| greenkid | $100.00 | 5/8/2011 7:46:11 AM |
| loyalist1 | $150.00 | 5/8/2011 4:14:01 AM |
| benefit-trident | $25.00 | 5/8/2011 5:34:03 AM |
| Wart126 | $25.00 | 5/8/2011 6:56:53 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:21 AM |
| SOP_Bank | $25.00 | 5/8/2011 7:47:44 AM |
| spiff666 | $25.00 | 5/8/2011 7:53:02 AM |
| engrossing-benefit0 | $50.00 | 5/8/2011 8:04:41 AM |
| joyous-revenue4 | $25.00 | 5/8/2011 8:42:48 AM |
| soulful-money6 | $44.46 | 5/8/2011 8:55:41 AM |
| PCGeekWI | $25.00 | 5/8/2011 12:19:20 PM |
| integrity-trumpet | $100.00 | 5/8/2011 4:54:51 PM |
| OmahaGuy | $100.00 | 5/9/2011 4:26:20 AM |
| careful-note1 | $25.00 | 5/9/2011 5:05:34 AM |
| BuildingShanghai | $95.00 | 5/8/2011 11:52:49 PM |
| finance-solo | $27.90 | 5/9/2011 6:09:32 AM |
| skuba | $50.00 | 5/8/2011 10:50:10 PM |
| wwwUniversal | $25.00 | 5/9/2011 9:12:15 AM |
| community-spartan | $50.00 | 5/9/2011 9:34:28 AM |
| Sol_Invictus | $25.00 | 5/9/2011 9:47:46 AM |
| Artist_Blue | $25.00 | 5/9/2011 9:59:17 AM |
| revenue-serenity | $50.00 | 5/9/2011 10:00:01 AM |
| mtp | $50.00 | 5/9/2011 10:40:02 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:57 AM |
| miked8303 | $25.00 | 5/9/2011 10:40:05 AM |
| ore-didgeridoo | $25.00 | 5/9/2011 2:08:47 PM |
| astute-benjamins | $25.00 | 5/9/2011 3:12:27 PM |
| bigphish | $50.00 | 5/9/2011 4:13:01 PM |
| gogene2002 | $25.00 | 5/9/2011 4:14:41 PM |
| mraleig | $200.00 | 5/9/2011 4:50:21 PM |
| gilbrear | $25.00 | 5/9/2011 5:20:36 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:43 PM |
| RyanTH9893 | $25.00 | 5/9/2011 7:50:08 PM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:34:33 AM |
| NYBIZ | $25.00 | 5/9/2011 10:09:05 PM |
| manthrax3 | $50.00 | 5/10/2011 6:17:45 AM |
| dsnybnd | $25.00 | 5/10/2011 7:54:52 AM |
| c-gurista-5 | $25.00 | 5/10/2011 6:05:26 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:15 AM |
| E-B | $50.00 | 5/10/2011 3:25:27 PM |
| myduck | $60.00 | 5/10/2011 3:08:25 PM |
| payout-motivator0 | $75.00 | 5/10/2011 1:34:20 PM |
| meenan | $50.00 | 5/10/2011 5:43:17 PM |
| ManhattanLender | $25.00 | 5/10/2011 5:37:17 PM |
| gain-gourd | $52.66 | 5/10/2011 5:48:13 PM |
| paladin847 | $42.64 | 5/10/2011 5:49:04 PM |
| slyder61 | $25.00 | 5/10/2011 5:51:56 PM |
| agreement-network | $50.00 | 5/10/2011 5:53:26 PM |
| sophisticated-deal0 | $100.00 | 5/10/2011 6:05:13 PM |
| finance-symphony7 | $25.00 | 5/10/2011 6:00:30 PM |
| kind-trade-hickory | $50.00 | 5/10/2011 8:14:47 PM |
| helpinghand63 | $25.00 | 5/10/2011 8:13:55 PM |
| LARRY4NY | $25.00 | 5/10/2011 8:28:35 PM |
| engbusres | $59.00 | 5/10/2011 8:17:20 PM |
| safersaver | $25.00 | 5/10/2011 11:09:01 PM |
| CPDDDS | $50.00 | 5/10/2011 8:53:54 PM |
| giannyny | $25.00 | 5/11/2011 1:09:34 AM |
| top-impressive-dinero | $50.00 | 5/10/2011 11:51:52 PM |
| elloboverde | $25.00 | 5/10/2011 11:54:42 PM |
| studious-bonus7 | $40.75 | 5/11/2011 1:47:11 AM |
| p2p-eagle9 | $25.00 | 5/11/2011 4:46:23 AM |
| InvestForWealth | $5.75 | 5/11/2011 6:03:29 AM |
| organized-payment6 | $50.00 | 4/27/2011 5:05:21 PM |
| Zolton | $100.00 | 4/27/2011 5:09:25 PM |
| tech310 | $50.00 | 4/28/2011 12:43:57 AM |
| Bank_Of_XL | $50.00 | 4/28/2011 5:12:15 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:47 PM |
| systemlender | $50.00 | 5/1/2011 12:56:28 PM |
| Peterman | $25.00 | 5/2/2011 2:05:33 PM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:19:30 AM |
| enthralling-deal180 | $50.00 | 5/3/2011 6:09:09 PM |
| Cherrypicker | $50.00 | 5/4/2011 9:56:14 AM |
| triumphant-point5 | $50.00 | 5/4/2011 4:45:20 PM |
| BxRealtor | $25.00 | 5/4/2011 9:44:12 PM |
| careful-note | $100.00 | 5/5/2011 3:24:38 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:26:05 AM |
| boater01 | $50.00 | 5/6/2011 12:20:32 PM |
| Azonic21 | $25.00 | 5/6/2011 3:19:51 PM |
| chungfang | $50.00 | 5/6/2011 3:50:07 PM |
| loot-pursuit5 | $50.00 | 5/6/2011 5:22:50 PM |
| Kame | $25.00 | 5/6/2011 5:40:36 PM |
| Big_Hat_No_Cattle | $50.00 | 5/7/2011 6:00:56 AM |
| don8ter | $25.00 | 5/7/2011 3:35:26 AM |
| reflective-rupee | $200.01 | 5/7/2011 6:36:05 AM |
| dynrep | $25.00 | 5/7/2011 7:14:10 AM |
| 1randyp | $100.00 | 5/7/2011 6:22:41 AM |
| Tizzo27 | $60.00 | 5/7/2011 8:37:06 AM |
| red-favorable-basis | $25.00 | 5/7/2011 7:13:58 AM |
| balance-force | $27.00 | 5/7/2011 9:31:18 AM |
| brondero | $42.00 | 5/7/2011 9:40:08 AM |
| Byrd24 | $100.00 | 5/7/2011 9:43:51 AM |
| earlybird172961 | $125.00 | 5/7/2011 7:58:43 AM |
| Scotcha | $50.00 | 5/7/2011 10:10:45 AM |
| hookUup | $29.40 | 5/7/2011 7:59:36 AM |
| talang | $25.00 | 5/7/2011 10:19:20 AM |
| crw1950 | $50.00 | 5/7/2011 10:31:19 AM |
| festeringsnot | $33.00 | 5/7/2011 8:38:51 AM |
| Travis247 | $50.00 | 5/7/2011 8:43:04 AM |
| lotuss4 | $49.99 | 5/7/2011 9:06:58 AM |
| marwadi-62 | $150.00 | 5/7/2011 9:14:22 AM |
| Tideman | $100.00 | 5/7/2011 9:39:14 AM |
| Underzenith85 | $25.00 | 5/7/2011 11:46:09 AM |
| P2P4me | $300.00 | 5/7/2011 11:36:53 AM |
| resplendent-dollar | $25.00 | 5/7/2011 11:43:54 AM |
| oxnard | $100.00 | 5/7/2011 12:18:46 PM |
| neutrino6 | $25.00 | 5/7/2011 12:15:20 PM |
| janeybooboo | $100.00 | 5/7/2011 1:22:00 PM |
| formula842 | $25.00 | 5/7/2011 1:22:33 PM |
| velocity-winner | $25.00 | 5/7/2011 1:42:03 PM |
| Nusk | $30.00 | 5/7/2011 12:41:58 PM |
| Pakse | $25.00 | 5/7/2011 4:29:15 PM |
| aztocas | $100.00 | 5/7/2011 2:09:40 PM |
| competent-p2p | $52.40 | 5/7/2011 6:35:34 PM |
| haryassman | $25.00 | 5/7/2011 6:36:40 PM |
| Engineer44 | $25.00 | 5/7/2011 3:34:04 PM |
| luvlending | $100.00 | 5/7/2011 8:33:55 PM |
| Johnab | $25.00 | 5/7/2011 4:21:12 PM |
| Bill88 | $30.00 | 5/7/2011 9:16:35 PM |
| dough-hammock | $50.00 | 5/7/2011 5:34:31 PM |
| payment-halo | $25.00 | 5/7/2011 5:51:57 PM |
| dtana | $25.00 | 5/8/2011 1:57:40 AM |
| brainy-repayment5 | $118.49 | 5/8/2011 4:48:02 AM |
| vineet | $26.11 | 5/7/2011 6:41:45 PM |
| friendly-market5 | $25.00 | 5/8/2011 4:57:53 AM |
| blue111 | $50.00 | 5/8/2011 5:47:49 AM |
| trajames | $89.25 | 5/8/2011 6:03:57 AM |
| CincyTex | $50.00 | 5/8/2011 7:21:30 AM |
| KarmaBum77 | $69.82 | 5/8/2011 7:35:55 AM |
| currency-persimmon | $100.00 | 5/8/2011 7:27:52 AM |
| Gamblor | $28.29 | 5/8/2011 7:58:43 AM |
| ryreesado | $25.00 | 5/8/2011 8:10:34 AM |
| honeybee11 | $100.00 | 5/8/2011 5:12:32 AM |
| a-restless-dollar | $100.00 | 5/8/2011 8:14:36 AM |
| reneenurse | $50.00 | 5/8/2011 5:41:55 AM |
| Dr_Starchildren | $25.00 | 5/8/2011 5:53:42 AM |
| toblerone | $50.00 | 5/8/2011 8:49:25 AM |
| Gotogo | $50.00 | 5/8/2011 6:15:13 AM |
| gunderstone | $50.00 | 5/8/2011 9:05:35 AM |
| janeybooboo | $100.00 | 5/8/2011 6:34:25 AM |
| jasonuz | $25.00 | 5/8/2011 6:59:56 AM |
| dime-vista2 | $25.00 | 5/8/2011 7:00:23 AM |
| saga9 | $50.00 | 5/8/2011 7:20:31 AM |
| thrifty-capital | $25.00 | 5/8/2011 8:04:11 AM |
| credit-observatory | $50.00 | 5/8/2011 8:50:24 AM |
| sacmt | $28.00 | 5/8/2011 9:02:37 AM |
| tender-integrity3 | $100.00 | 5/8/2011 12:17:00 PM |
| Interloper | $25.00 | 5/8/2011 12:23:24 PM |
| Weaverville | $49.85 | 5/8/2011 12:30:06 PM |
| community-piccolo0 | $25.00 | 5/8/2011 12:30:29 PM |
| indomitable-coin | $25.00 | 5/8/2011 12:33:16 PM |
| credit-investor5 | $50.00 | 5/8/2011 4:24:21 PM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:48 PM |
| gracej | $25.00 | 5/8/2011 2:39:33 PM |
| comet55 | $25.00 | 5/8/2011 4:39:19 PM |
| worthy-bid8 | $50.00 | 5/9/2011 8:45:52 AM |
| top-rate-infusion | $50.00 | 5/9/2011 6:51:28 AM |
| cerebral-dollar773 | $500.00 | 5/9/2011 7:27:48 AM |
| qsolo | $200.00 | 5/9/2011 9:40:02 AM |
| auctionator1 | $25.00 | 5/9/2011 12:45:57 PM |
| dime-reaction | $50.00 | 5/9/2011 11:29:46 AM |
| msw_engr | $50.00 | 5/9/2011 12:09:32 PM |
| BuffetRocks | $100.00 | 5/9/2011 1:21:57 PM |
| benefit-prescription6 | $100.00 | 5/9/2011 3:21:46 PM |
| patriot897 | $25.00 | 5/9/2011 4:14:31 PM |
| AM2008 | $25.00 | 5/9/2011 5:00:25 PM |
| durability-ruler | $25.00 | 5/9/2011 8:05:09 PM |
| AKJagMan | $50.00 | 5/9/2011 7:59:09 PM |
| Nerdster1 | $25.10 | 5/10/2011 3:44:34 AM |
| amerigor | $25.00 | 5/9/2011 8:35:07 PM |
| velocity-solo | $25.00 | 5/10/2011 5:53:02 AM |
| melodious-fairness | $50.00 | 5/10/2011 5:36:03 AM |
| helpinghand105 | $50.00 | 5/10/2011 9:53:39 AM |
| rogue_monster | $50.00 | 5/10/2011 12:30:56 PM |
| genius520 | $50.00 | 5/10/2011 11:34:11 AM |
| commerce-web5 | $25.00 | 5/10/2011 2:20:07 PM |
| opportunity85 | $25.00 | 5/10/2011 4:24:36 PM |
| fearless-auction7 | $25.00 | 5/10/2011 5:39:09 PM |
| silver-fuse | $30.00 | 5/10/2011 5:40:40 PM |
| auction-turtle0 | $25.00 | 5/10/2011 5:41:12 PM |
| bid-carrier0 | $50.00 | 5/10/2011 5:48:18 PM |
| flwah | $25.00 | 5/10/2011 5:50:38 PM |
| DrStaff | $27.70 | 5/10/2011 5:50:25 PM |
| sonnet771 | $50.00 | 5/10/2011 5:43:25 PM |
| credible-rate4 | $33.00 | 5/10/2011 5:54:14 PM |
| janus_god | $25.00 | 5/10/2011 5:54:21 PM |
| reward-burger2 | $25.00 | 5/10/2011 5:55:15 PM |
| kindness-jedi | $30.00 | 5/10/2011 5:56:23 PM |
| lgs83 | $25.00 | 5/10/2011 5:55:30 PM |
| dajen1 | $30.94 | 5/10/2011 5:49:13 PM |
| Sphinx9499 | $50.00 | 5/10/2011 5:54:57 PM |
| rescue | $100.00 | 5/10/2011 6:54:07 PM |
| oldman68 | $25.00 | 5/10/2011 6:10:12 PM |
| BaxterEvil | $25.00 | 5/10/2011 7:09:00 PM |
| be_wise | $25.00 | 5/10/2011 7:14:46 PM |
| NOTES | $31.92 | 5/10/2011 7:59:35 PM |
| Aleut | $50.00 | 5/10/2011 7:39:29 PM |
| jms1983 | $25.00 | 5/10/2011 8:49:43 PM |
| loan-chorus4 | $232.83 | 5/10/2011 10:45:18 PM |
| drlevvis | $25.00 | 5/10/2011 9:14:59 PM |
| creativename | $25.00 | 5/10/2011 9:21:54 PM |
| Stafo | $25.00 | 5/10/2011 10:55:54 PM |
| apksport | $25.00 | 5/10/2011 11:04:06 PM |
| successful-agreement7 | $41.76 | 5/11/2011 1:47:16 AM |
| IIP77 | $25.00 | 5/11/2011 1:19:00 AM |
| CSUgrad08 | $26.18 | 5/11/2011 1:35:27 AM |
| dragonprincess152002 | $50.00 | 5/11/2011 2:20:58 AM |
| the-profit-oracle | $25.00 | 5/11/2011 1:40:15 AM |
| Investitall | $25.00 | 5/11/2011 5:11:34 AM |
| 271 Investments
|
Borrower Payment Dependent Notes Series
504039
This series of Notes was issued and sold upon the funding of the borrower loan #49263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 10.10% |
Borrower rate/APR:
| 11.10% / 11.32% |
Monthly payment:
| $326.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.09% | | |
| |
Estimated return*:
| 8.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 13y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,732 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| intuitive-diversification2 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan.
Purpose of loan:
This loan will be used to add a bathroom and finish my basement. I paid handsomely to have the basement waterproofed, and now need to finish it off.
My financial situation:
I am a good candidate for this loan because I have NEVER been late on a payment in my whole life. I have a solid career and have been with my current employer for 13 years. I've been in the same industry since 1986. My wife of 22 years also works part time. I refinanced my home last June in order to take advantage of the lower interest rate, so I don't really want to go through that again. I will repay this loan.
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| meux99 | $25.00 | 4/27/2011 5:03:36 PM |
| MasterJin | $25.00 | 4/27/2011 5:03:39 PM |
| Gibbyland | $100.00 | 4/27/2011 5:03:57 PM |
| AmericanCredit | $25.00 | 4/27/2011 5:11:03 PM |
| ore-genius2 | $100.00 | 4/27/2011 5:06:53 PM |
| serene-truth2 | $50.00 | 4/27/2011 5:09:08 PM |
| smart-kindness8 | $100.00 | 4/27/2011 5:10:18 PM |
| MrDavid | $50.00 | 4/27/2011 5:04:05 PM |
| Carpetkid | $50.00 | 4/27/2011 5:08:55 PM |
| neighborly-hope6 | $50.00 | 4/27/2011 6:17:44 PM |
| axl163 | $25.00 | 4/27/2011 6:20:31 PM |
| lloyd_s | $25.00 | 4/27/2011 6:14:26 PM |
| DukSerduk | $25.00 | 4/27/2011 10:02:40 PM |
| rmachi | $25.00 | 4/28/2011 1:52:46 AM |
| dinero-festivity2 | $29.58 | 4/28/2011 2:44:33 AM |
| Bank_Of_XL | $25.00 | 4/28/2011 5:12:58 AM |
| unafraid-return496 | $25.00 | 4/28/2011 9:42:53 AM |
| nickel-position | $50.00 | 4/28/2011 1:36:07 PM |
| goat361 | $50.00 | 4/28/2011 5:17:26 PM |
| caring-hope2 | $50.00 | 4/28/2011 7:53:15 PM |
| SCD | $25.00 | 4/28/2011 8:21:02 PM |
| najmn103 | $25.00 | 4/29/2011 7:09:39 AM |
| HookersandBlow | $25.00 | 4/29/2011 9:47:37 AM |
| unrivaled-silver | $50.00 | 4/29/2011 10:20:42 AM |
| jga516 | $25.00 | 4/29/2011 11:33:21 AM |
| Leopoldine | $25.00 | 4/29/2011 1:15:02 PM |
| mrstender | $50.00 | 4/29/2011 3:19:14 PM |
| radforj22 | $25.00 | 4/29/2011 3:39:37 PM |
| TZENGTZENG | $99.26 | 4/30/2011 7:15:27 AM |
| TomKacz | $100.00 | 4/30/2011 7:24:39 AM |
| FlexFunding | $50.00 | 4/30/2011 5:59:36 AM |
| restless-balance9 | $50.00 | 4/30/2011 6:16:03 AM |
| elasermd | $50.00 | 4/30/2011 3:06:04 PM |
| rpg | $35.00 | 4/30/2011 4:23:27 PM |
| bds9646 | $26.00 | 5/1/2011 4:06:51 AM |
| Weaverville | $25.00 | 5/1/2011 7:51:14 AM |
| cablenews | $50.00 | 5/1/2011 4:48:20 PM |
| _wally_ | $50.00 | 5/2/2011 12:33:08 PM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:28 PM |
| unclejaef | $25.00 | 5/2/2011 3:25:52 PM |
| auction-seeker | $25.00 | 5/2/2011 5:54:57 PM |
| Avala | $50.00 | 5/2/2011 6:19:48 PM |
| cash-cymbal | $25.00 | 5/2/2011 7:55:29 PM |
| nuclearmoose | $50.00 | 5/2/2011 9:40:43 PM |
| a-income-rocket | $100.00 | 5/3/2011 7:17:56 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:41:28 AM |
| octoberfresh | $25.00 | 5/3/2011 9:42:42 AM |
| dedication-point | $25.00 | 5/3/2011 1:40:27 PM |
| rockstar78 | $50.00 | 5/3/2011 1:41:55 PM |
| klinebarger | $25.00 | 5/3/2011 1:40:30 PM |
| PThor | $25.00 | 5/3/2011 1:54:57 PM |
| ingenious-truth0 | $50.00 | 5/3/2011 5:20:22 PM |
| g314 | $30.00 | 5/3/2011 9:05:06 PM |
| dochelp | $50.00 | 5/4/2011 3:30:39 AM |
| cmg891 | $50.00 | 5/4/2011 9:39:14 AM |
| nex | $25.00 | 5/4/2011 11:20:57 AM |
| payment-halo | $50.00 | 5/4/2011 1:56:32 PM |
| JustMee | $25.00 | 5/4/2011 5:22:33 PM |
| velocity-solo | $25.00 | 5/4/2011 5:28:07 PM |
| ore-didgeridoo | $25.00 | 5/4/2011 11:05:17 PM |
| grasscutter | $100.00 | 5/5/2011 6:50:39 AM |
| magnetic-vigilance3 | $100.00 | 5/5/2011 10:08:47 AM |
| REITRUST | $216.98 | 5/5/2011 3:54:41 PM |
| cardelt | $25.00 | 5/5/2011 4:43:03 PM |
| p2ploan-sensation211 | $50.00 | 5/5/2011 6:02:01 PM |
| penny-candy | $25.00 | 5/5/2011 7:20:23 PM |
| tutnyce | $250.00 | 5/5/2011 8:47:20 PM |
| Interstate_Rate | $50.00 | 5/5/2011 8:49:26 PM |
| subtle-revenue0 | $25.00 | 5/6/2011 2:36:47 AM |
| top-epic-community | $50.00 | 5/6/2011 9:14:43 AM |
| listing-exchanger596 | $26.77 | 5/6/2011 6:18:46 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:27 AM |
| degster | $25.00 | 5/6/2011 10:29:35 AM |
| reinforced-reward | $25.00 | 5/6/2011 10:10:54 AM |
| diversification-surge | $200.00 | 5/6/2011 11:09:48 AM |
| glc527 | $30.00 | 5/6/2011 11:13:12 AM |
| p43600jw | $25.00 | 5/6/2011 12:06:34 PM |
| peace-flower9 | $50.00 | 5/6/2011 10:27:11 AM |
| Lender50 | $25.00 | 5/6/2011 2:18:57 PM |
| BoughtTheFarm | $25.00 | 5/6/2011 1:04:15 PM |
| 1phantom | $25.00 | 5/6/2011 1:35:04 PM |
| tenacious-payout | $50.00 | 5/6/2011 6:19:21 PM |
| interest-fanatic3 | $50.00 | 5/6/2011 6:30:23 PM |
| myworld701 | $25.00 | 5/7/2011 3:05:45 AM |
| Nascar1 | $100.00 | 5/7/2011 8:00:35 AM |
| adir1 | $48.00 | 5/7/2011 8:23:33 AM |
| heerzaquestion | $100.00 | 5/7/2011 8:24:56 AM |
| festeringsnot | $33.00 | 5/7/2011 8:39:02 AM |
| aasx1108 | $25.00 | 5/7/2011 8:34:22 AM |
| RedCentre | $119.16 | 5/7/2011 8:55:14 AM |
| a-exponential-hope | $25.00 | 5/7/2011 9:04:06 AM |
| RankPaid | $25.00 | 5/7/2011 10:08:27 AM |
| liberty-point | $25.00 | 5/7/2011 7:43:38 AM |
| hookUup | $31.40 | 5/7/2011 8:01:03 AM |
| jktravl | $50.00 | 5/7/2011 8:04:06 AM |
| Beld | $200.00 | 5/7/2011 8:32:21 AM |
| Warwick | $25.00 | 5/7/2011 8:49:18 AM |
| auction-elvis | $25.00 | 5/8/2011 11:31:12 AM |
| newest-funds-powerplant | $25.00 | 5/8/2011 12:48:42 PM |
| listing-meridian | $50.00 | 5/8/2011 1:24:32 PM |
| authentic-money5 | $25.00 | 5/8/2011 5:46:06 PM |
| JKEnterprises | $25.00 | 5/8/2011 6:59:04 PM |
| agreement-bunny | $25.00 | 5/8/2011 8:07:09 PM |
| mhammond | $50.00 | 5/8/2011 3:17:26 PM |
| Cover4 | $25.00 | 5/9/2011 7:49:20 AM |
| delicious-loan093 | $25.00 | 5/8/2011 11:55:05 PM |
| grove064 | $100.00 | 5/9/2011 1:59:27 PM |
| harmonious-yield | $25.00 | 5/9/2011 3:08:55 PM |
| AFairDeal | $50.00 | 5/9/2011 3:17:03 PM |
| Steveoo1 | $25.00 | 5/9/2011 4:13:17 PM |
| spencer14883 | $25.00 | 5/9/2011 4:59:02 PM |
| coin-popcorn | $25.00 | 5/9/2011 6:31:35 PM |
| jonandmeg21 | $40.16 | 5/10/2011 4:59:31 AM |
| BankingFamily | $25.00 | 5/10/2011 4:58:21 AM |
| Damostuff | $25.00 | 5/9/2011 10:37:24 PM |
| Tazar2000 | $100.00 | 5/10/2011 2:15:54 AM |
| Jamesusc03 | $25.00 | 5/10/2011 5:58:02 AM |
| DenverFamilyMan | $100.00 | 5/10/2011 6:40:24 AM |
| davisfl | $50.00 | 5/10/2011 7:26:00 AM |
| Captain88 | $25.00 | 5/10/2011 8:55:46 AM |
| lsx7 | $114.00 | 5/10/2011 10:40:37 AM |
| cerebral-integrity395 | $25.00 | 5/10/2011 5:32:46 PM |
| dharma1 | $25.00 | 5/10/2011 5:33:38 PM |
| DadWarbucks | $50.00 | 5/10/2011 5:31:50 PM |
| hayhelp | $25.00 | 5/10/2011 5:32:26 PM |
| focused-dime453 | $50.00 | 5/10/2011 5:34:02 PM |
| NMGbank | $25.00 | 5/10/2011 5:36:14 PM |
| mikepat55 | $25.00 | 5/10/2011 5:36:35 PM |
| zwx1997 | $25.00 | 5/10/2011 5:36:45 PM |
| deal-viking4 | $50.00 | 5/10/2011 5:36:59 PM |
| pipopirate | $25.00 | 5/10/2011 5:36:53 PM |
| zeelender | $25.00 | 5/10/2011 5:42:22 PM |
| officer8 | $25.00 | 5/10/2011 5:40:01 PM |
| blue-horizon | $25.00 | 5/10/2011 5:32:42 PM |
| flexiboy35 | $25.00 | 5/10/2011 5:32:50 PM |
| p2ploan-embrace6 | $50.00 | 5/10/2011 5:41:00 PM |
| JJ9876 | $50.00 | 5/10/2011 5:33:14 PM |
| winlender | $25.00 | 5/10/2011 5:33:36 PM |
| BiggestG | $25.00 | 5/10/2011 5:45:16 PM |
| Kattosha | $25.00 | 5/10/2011 5:45:24 PM |
| ash135 | $25.00 | 5/10/2011 5:42:28 PM |
| perlindc | $28.64 | 5/10/2011 5:45:41 PM |
| windfall46 | $25.00 | 5/10/2011 5:35:04 PM |
| mobius404 | $25.00 | 5/10/2011 5:35:20 PM |
| peb44 | $25.00 | 5/10/2011 5:46:54 PM |
| virtualbank | $25.00 | 5/10/2011 5:47:04 PM |
| coloradoloanman | $25.00 | 5/10/2011 5:36:19 PM |
| UT-Longhorn | $25.00 | 5/10/2011 5:47:22 PM |
| Chuck9802 | $25.00 | 5/10/2011 5:36:56 PM |
| SourDoughSteve | $25.00 | 5/10/2011 5:45:40 PM |
| royboy0292 | $25.00 | 5/10/2011 5:48:25 PM |
| ZeoInvestments | $25.00 | 5/10/2011 5:37:43 PM |
| Avid_Skier | $26.88 | 5/10/2011 5:46:12 PM |
| shadowflame_99 | $25.00 | 5/10/2011 5:46:19 PM |
| adhawan325 | $25.00 | 5/10/2011 5:38:26 PM |
| USMC0311 | $50.00 | 5/10/2011 5:46:52 PM |
| Natronpee | $25.00 | 5/10/2011 5:46:59 PM |
| abundant-velocity7 | $50.00 | 5/10/2011 5:40:29 PM |
| golden-platinum7 | $25.00 | 5/10/2011 5:51:16 PM |
| jcjdingdong | $50.00 | 5/10/2011 5:42:37 PM |
| djh47a | $25.00 | 5/10/2011 5:51:04 PM |
| camaraderi-entrepreneur | $50.00 | 5/10/2011 5:44:48 PM |
| jey6941 | $25.00 | 5/10/2011 5:45:26 PM |
| PA2LA | $25.00 | 5/10/2011 5:45:36 PM |
| Hoov | $25.00 | 5/10/2011 5:55:23 PM |
| acropiloterau2002 | $25.00 | 5/10/2011 5:46:24 PM |
| Veridic | $25.00 | 5/10/2011 5:46:46 PM |
| johngaltline | $25.00 | 5/10/2011 5:46:56 PM |
| ceg451 | $25.00 | 5/10/2011 5:57:44 PM |
| finance-symphony7 | $23.28 | 5/10/2011 5:59:01 PM |
| contract-festival7 | $50.00 | 5/10/2011 5:51:41 PM |
| julijask | $50.00 | 5/10/2011 5:57:36 PM |
| balanced-rupee | $50.00 | 4/27/2011 5:04:11 PM |
| Dollars4Rent | $50.00 | 4/27/2011 5:04:16 PM |
| dtrain5 | $25.00 | 4/27/2011 5:03:30 PM |
| blooming-market | $25.00 | 4/27/2011 5:03:44 PM |
| fcrick | $25.00 | 4/27/2011 5:04:33 PM |
| compoundinterest | $50.00 | 4/27/2011 5:07:10 PM |
| Digs | $25.00 | 4/27/2011 5:28:06 PM |
| MARWARISETH | $25.00 | 4/27/2011 5:09:11 PM |
| minista | $25.00 | 4/27/2011 5:10:11 PM |
| inspired-investment8 | $100.00 | 4/27/2011 5:10:25 PM |
| useful-currency | $25.00 | 4/27/2011 5:04:37 PM |
| indomitable-coin | $50.00 | 4/27/2011 5:04:46 PM |
| nosualcneas | $25.00 | 4/27/2011 5:07:01 PM |
| kenji4861 | $25.00 | 4/27/2011 5:08:27 PM |
| bvzm | $50.00 | 4/27/2011 5:09:03 PM |
| E_G | $36.04 | 4/27/2011 5:28:02 PM |
| MONEYLENDER101 | $27.19 | 4/27/2011 6:17:28 PM |
| kyomoon | $50.00 | 4/27/2011 6:17:34 PM |
| gojackgo | $50.00 | 4/27/2011 6:14:52 PM |
| cash-cymbal | $50.00 | 4/27/2011 8:25:56 PM |
| busybody333 | $35.00 | 4/27/2011 11:42:36 PM |
| availableloan | $25.00 | 4/27/2011 10:05:17 PM |
| worthy-bid8 | $100.00 | 4/28/2011 2:44:48 AM |
| listing-pear6 | $100.02 | 4/28/2011 6:47:31 AM |
| restless-balance9 | $50.00 | 4/28/2011 8:16:19 AM |
| reflective-rupee | $200.22 | 4/28/2011 10:39:52 AM |
| power-cell | $25.00 | 4/28/2011 4:48:32 PM |
| 4Horseman | $72.00 | 4/28/2011 5:29:33 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:04:17 PM |
| a-responsible-return | $50.00 | 4/28/2011 7:56:00 PM |
| najmn103 | $25.00 | 4/29/2011 7:10:56 AM |
| indomitable-coin | $50.00 | 4/29/2011 7:37:48 AM |
| jasonrun | $25.00 | 4/29/2011 8:31:56 AM |
| antlr | $50.00 | 4/29/2011 11:19:43 AM |
| jonmars | $50.00 | 4/29/2011 12:30:11 PM |
| 3_boyz | $100.00 | 4/30/2011 8:58:06 AM |
| lukeskywalkerkp | $25.00 | 4/30/2011 11:09:04 AM |
| life-is-great | $25.00 | 5/1/2011 6:41:42 AM |
| vutah | $25.00 | 5/1/2011 8:37:09 AM |
| Kerrysbay | $50.00 | 5/2/2011 12:48:34 AM |
| asset-beeper8 | $50.00 | 5/2/2011 9:50:58 AM |
| Tomeus | $50.00 | 5/2/2011 6:25:41 PM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 9:36:04 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:18:34 AM |
| wjf60 | $25.00 | 5/3/2011 1:40:34 PM |
| kulender | $100.00 | 5/4/2011 6:24:37 AM |
| newest-organic-rupee | $25.00 | 5/4/2011 8:49:17 AM |
| aznatama | $50.00 | 5/4/2011 9:50:22 AM |
| 108lender | $200.00 | 5/4/2011 10:25:19 AM |
| blissful-note7 | $50.00 | 5/5/2011 3:19:16 AM |
| damage | $25.00 | 5/5/2011 7:48:57 AM |
| numero-uno4 | $100.00 | 5/5/2011 10:47:54 AM |
| designer_10 | $25.00 | 5/5/2011 11:09:45 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:41:30 AM |
| penny-finder | $37.01 | 5/5/2011 1:12:00 PM |
| sleepdeprived | $33.31 | 5/5/2011 4:36:44 PM |
| investment-comet | $25.00 | 5/5/2011 5:25:52 PM |
| SJM10011a | $25.00 | 5/5/2011 7:35:28 PM |
| ytjameslee | $50.00 | 5/6/2011 2:00:52 AM |
| logical-reward8 | $25.00 | 5/6/2011 2:34:22 AM |
| unrivaled-income5 | $100.00 | 5/6/2011 7:16:12 AM |
| sharp-income2 | $25.00 | 5/6/2011 9:12:30 AM |
| durability-starfish | $25.00 | 5/6/2011 9:17:36 AM |
| GhaChr | $25.00 | 5/6/2011 9:15:46 AM |
| fair-gain8 | $50.00 | 5/6/2011 9:17:13 AM |
| heavenly-interest9 | $100.00 | 5/6/2011 9:31:24 AM |
| affluence-birdie7 | $200.00 | 5/6/2011 10:16:59 AM |
| loot-funkmaster | $25.00 | 5/6/2011 10:18:01 AM |
| valiant-liberty4 | $25.00 | 5/6/2011 10:14:36 AM |
| rss197 | $25.00 | 5/6/2011 10:26:29 AM |
| wealth-tulip4 | $50.00 | 5/6/2011 12:49:33 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:59:27 PM |
| green-dollar-equinox | $120.00 | 5/6/2011 1:06:31 PM |
| currency-persimmon | $50.00 | 5/6/2011 2:55:02 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:34:22 PM |
| improvman | $75.00 | 5/6/2011 6:03:15 PM |
| astute-fairness0 | $50.00 | 5/6/2011 6:28:42 PM |
| sharp-income2 | $25.00 | 5/6/2011 9:06:34 PM |
| billnsc | $26.00 | 5/6/2011 9:21:34 PM |
| gsp1885 | $37.00 | 5/6/2011 7:56:24 PM |
| WorldlyWorker | $25.00 | 5/6/2011 10:04:45 PM |
| GWV2 | $50.00 | 5/6/2011 8:57:29 PM |
| Cheburashka | $30.00 | 5/7/2011 2:18:24 AM |
| Philolend | $25.00 | 5/7/2011 6:31:17 AM |
| appleblossomlending | $25.00 | 5/7/2011 7:52:47 AM |
| vine99 | $75.00 | 5/7/2011 8:31:55 AM |
| calbertrand | $25.00 | 5/7/2011 7:35:50 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:10:05 AM |
| GodzillaLending | $25.00 | 5/7/2011 9:45:41 AM |
| efficient-marketplace | $25.00 | 5/7/2011 1:14:04 PM |
| jazz619 | $25.00 | 5/7/2011 4:49:08 PM |
| snowman34 | $25.00 | 5/7/2011 7:05:03 PM |
| BobInWisconsin | $125.00 | 5/7/2011 4:04:48 PM |
| nicklds | $50.00 | 5/7/2011 10:29:48 PM |
| SeaLoans | $25.00 | 5/8/2011 7:19:26 AM |
| integrity-cowbell | $30.00 | 5/8/2011 4:17:18 AM |
| otto1939 | $51.00 | 5/8/2011 4:37:45 PM |
| alben2009 | $25.00 | 5/8/2011 11:44:40 PM |
| vigilance-frontier | $25.00 | 5/8/2011 7:26:46 PM |
| bikermouse | $50.00 | 5/8/2011 9:14:35 PM |
| exchange-upholder0 | $50.00 | 5/8/2011 9:27:14 PM |
| Aimvest | $25.00 | 5/9/2011 9:06:17 AM |
| astute-benjamins | $25.00 | 5/9/2011 3:14:10 PM |
| jpblan11 | $25.00 | 5/9/2011 2:10:10 PM |
| gilbrear | $25.00 | 5/9/2011 5:22:08 PM |
| MwarrenB | $50.00 | 5/9/2011 6:20:07 PM |
| Polarbearmarket | $50.00 | 5/9/2011 10:04:59 PM |
| thedoctor | $100.00 | 5/10/2011 4:31:33 AM |
| kewgdns | $50.00 | 5/9/2011 7:10:56 PM |
| alpinaut | $25.00 | 5/10/2011 4:33:00 AM |
| TBCapitol | $61.16 | 5/10/2011 5:24:06 AM |
| wise-silver-wonder | $25.00 | 5/10/2011 5:29:42 AM |
| dumbass | $25.00 | 5/10/2011 4:43:58 AM |
| ryreesado | $25.00 | 5/10/2011 4:44:46 AM |
| steves73 | $28.56 | 5/10/2011 5:12:39 AM |
| marshallpeters | $50.00 | 5/10/2011 7:02:04 AM |
| marshallmanhattan | $25.00 | 5/10/2011 6:00:40 AM |
| lifegrowth | $25.00 | 5/10/2011 9:37:19 AM |
| cerebral-auction950 | $50.00 | 5/10/2011 9:35:09 AM |
| Bill88 | $30.00 | 5/10/2011 10:59:56 AM |
| jimduism | $100.00 | 5/10/2011 11:24:33 AM |
| ets2011 | $25.00 | 5/10/2011 5:32:38 PM |
| panegryst | $25.00 | 5/10/2011 5:33:33 PM |
| scott73 | $25.00 | 5/10/2011 5:33:50 PM |
| revmax | $25.00 | 5/10/2011 5:33:58 PM |
| the-pragmatic-fund | $50.00 | 5/10/2011 5:34:25 PM |
| uagrad | $150.00 | 5/10/2011 5:34:28 PM |
| selo80 | $25.00 | 5/10/2011 5:35:39 PM |
| pawsitive | $46.54 | 5/10/2011 5:35:52 PM |
| pbandjb | $25.00 | 5/10/2011 5:36:17 PM |
| transaction-topper | $50.00 | 5/10/2011 5:36:28 PM |
| Richmp412 | $25.00 | 5/10/2011 5:37:01 PM |
| intelligent-credit0 | $25.00 | 5/10/2011 5:37:36 PM |
| afotherg | $75.64 | 5/10/2011 5:37:39 PM |
| theyfixedtheglitch | $50.00 | 5/10/2011 5:39:38 PM |
| point-pecan | $100.00 | 5/10/2011 5:18:56 PM |
| discrete-asset | $25.00 | 5/10/2011 5:39:57 PM |
| credible-durability | $25.00 | 5/10/2011 5:33:16 PM |
| drkosh | $25.00 | 5/10/2011 5:33:43 PM |
| ebusinessagent | $25.00 | 5/10/2011 5:45:13 PM |
| skydiver111 | $25.00 | 5/10/2011 5:34:05 PM |
| slobrown | $25.40 | 5/10/2011 5:45:29 PM |
| integrity-saver | $50.00 | 5/10/2011 5:34:36 PM |
| secret-santa | $25.00 | 5/10/2011 5:46:14 PM |
| Mantis75 | $25.00 | 5/10/2011 5:46:27 PM |
| ChicoBob | $39.27 | 5/10/2011 5:46:42 PM |
| rcr549 | $25.00 | 5/10/2011 5:46:49 PM |
| jjb3 | $25.00 | 5/10/2011 5:35:56 PM |
| tolstoy00 | $25.00 | 5/10/2011 5:47:01 PM |
| mistertao | $25.00 | 5/10/2011 5:36:10 PM |
| speyer | $25.00 | 5/10/2011 5:36:26 PM |
| ivar | $25.00 | 5/10/2011 5:36:39 PM |
| top-sensible-yield | $25.00 | 5/10/2011 5:36:54 PM |
| stensonb | $25.00 | 5/10/2011 5:45:38 PM |
| sajitk | $25.00 | 5/10/2011 5:45:45 PM |
| economy-acrobat4 | $50.00 | 5/10/2011 5:37:35 PM |
| Iowa65 | $25.03 | 5/10/2011 5:45:57 PM |
| streak269 | $50.00 | 5/10/2011 5:48:40 PM |
| pwkpwk | $25.00 | 5/10/2011 5:46:18 PM |
| NJNY | $25.00 | 5/10/2011 5:46:47 PM |
| latestone | $25.00 | 5/10/2011 5:46:58 PM |
| alverado | $100.00 | 5/10/2011 5:54:28 PM |
| Rysterola82 | $50.00 | 5/10/2011 5:45:07 PM |
| Strato | $25.02 | 5/10/2011 5:45:14 PM |
| Woodworker57 | $25.00 | 5/10/2011 5:45:34 PM |
| lucky6 | $25.00 | 5/10/2011 5:55:00 PM |
| mizount | $25.00 | 5/10/2011 5:45:44 PM |
| AntiKris | $25.00 | 5/10/2011 5:55:36 PM |
| TCayce | $26.15 | 5/10/2011 5:46:16 PM |
| Emgolda | $25.00 | 5/10/2011 5:46:32 PM |
| Curly-Girly | $25.00 | 5/10/2011 5:48:05 PM |
| attractive-asset | $49.33 | 5/10/2011 5:51:28 PM |
| 344 Investments
|
Borrower Payment Dependent Notes Series
504093
This series of Notes was issued and sold upon the funding of the borrower loan #49305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $138.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 20y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,377 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 11% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worthy-asset590 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
boricau45
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/27/2011 5:09:40 PM |
| ippoco | $25.00 | 4/27/2011 5:05:57 PM |
| selector568 | $50.00 | 4/27/2011 5:28:27 PM |
| EngineersAlliance | $100.00 | 4/27/2011 5:02:24 PM |
| TomDalonajay | $25.00 | 4/28/2011 10:02:44 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:53 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:48 AM |
| stable-bonus | $32.39 | 5/2/2011 8:21:52 AM |
| us957165 | $25.00 | 5/2/2011 1:40:17 PM |
| bonus-demon | $25.00 | 5/3/2011 10:22:53 AM |
| Leopoldine | $25.00 | 5/3/2011 9:55:50 PM |
| Supernick | $50.00 | 5/3/2011 9:31:05 PM |
| enthralling-deal180 | $25.00 | 5/4/2011 9:30:38 AM |
| BxRealtor | $25.00 | 5/4/2011 9:44:25 PM |
| AFairDeal | $50.00 | 5/5/2011 1:47:51 AM |
| radforj22 | $25.00 | 5/5/2011 2:24:44 AM |
| worldly-community3 | $50.00 | 5/5/2011 5:41:06 PM |
| kindness-singularity | $25.00 | 5/6/2011 9:57:54 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:07:51 AM |
| Mariner3605 | $25.00 | 5/6/2011 10:15:14 AM |
| boater01 | $50.00 | 5/6/2011 12:20:40 PM |
| chungfang | $50.00 | 5/6/2011 3:50:14 PM |
| Bob450 | $25.00 | 5/7/2011 6:20:54 PM |
| competent-p2p | $30.00 | 5/7/2011 6:38:09 PM |
| shellback13 | $62.61 | 5/7/2011 7:45:57 PM |
| loss-of-control | $50.00 | 5/7/2011 7:56:52 PM |
| janeybooboo | $100.00 | 5/7/2011 6:15:35 PM |
| novice-speculator | $25.00 | 5/8/2011 12:32:21 AM |
| friendly-market5 | $25.00 | 5/8/2011 5:00:33 AM |
| blue111 | $75.00 | 5/8/2011 5:45:37 AM |
| Pickmar | $25.00 | 5/8/2011 8:38:02 AM |
| toblerone | $50.00 | 5/8/2011 8:49:36 AM |
| Leopoldine | $25.00 | 5/8/2011 9:10:15 AM |
| havana111 | $25.00 | 5/8/2011 9:23:02 AM |
| gunderstone | $100.00 | 5/8/2011 9:06:38 AM |
| Interloper | $30.00 | 5/8/2011 12:32:29 PM |
| gracej | $25.00 | 5/8/2011 2:39:42 PM |
| skuba | $50.00 | 5/8/2011 10:50:14 PM |
| qsolo | $200.00 | 5/9/2011 9:40:09 AM |
| Kame | $25.00 | 5/9/2011 9:56:02 AM |
| msw_engr | $50.00 | 5/9/2011 12:09:41 PM |
| integrity-trumpet | $50.00 | 5/9/2011 1:05:12 PM |
| don8ter | $25.00 | 5/9/2011 1:14:39 PM |
| indomitable-coin | $25.00 | 5/9/2011 3:34:50 PM |
| thankful-nickel2 | $25.00 | 5/9/2011 4:08:44 PM |
| mtp | $50.00 | 5/9/2011 4:17:31 PM |
| agreement-fluffy-bunny | $49.35 | 5/9/2011 4:24:10 PM |
| worthy-bid8 | $100.00 | 5/9/2011 4:12:59 PM |
| etraboulay | $35.27 | 5/9/2011 5:48:10 PM |
| gold-fluffy-bunny4 | $100.00 | 5/9/2011 5:39:20 PM |
| PropertyInvest | $25.00 | 5/9/2011 5:22:05 PM |
| organized-payment6 | $50.00 | 4/27/2011 5:05:27 PM |
| systemlender | $50.00 | 5/1/2011 12:56:36 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:09 PM |
| wealth-renaissance5 | $25.00 | 5/2/2011 12:48:45 AM |
| addlending | $50.00 | 5/3/2011 12:06:34 PM |
| efficient-treasure0 | $25.00 | 5/3/2011 12:50:14 PM |
| point-commando | $25.00 | 5/4/2011 8:59:12 AM |
| triumphant-point5 | $50.00 | 5/4/2011 4:45:24 PM |
| careful-note | $100.00 | 5/5/2011 3:24:46 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:24 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 5:32:20 PM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:10:07 AM |
| Whitewater_Loans | $25.00 | 5/7/2011 7:38:30 PM |
| Dubbs360 | $100.00 | 5/7/2011 6:10:15 PM |
| Gotogo | $50.00 | 5/8/2011 6:13:28 AM |
| engrossing-benefit0 | $50.00 | 5/8/2011 8:06:19 AM |
| Oak-Parker | $25.00 | 5/8/2011 6:48:18 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:26 AM |
| dime-vista2 | $25.00 | 5/8/2011 7:01:56 AM |
| setUup | $29.40 | 5/8/2011 8:38:38 AM |
| nswfool | $39.00 | 5/8/2011 9:33:09 AM |
| comet55 | $25.00 | 5/8/2011 4:39:28 PM |
| BR-549 | $25.00 | 5/9/2011 4:32:33 AM |
| MarinLoans | $25.00 | 5/9/2011 9:56:42 AM |
| revenue-serenity | $50.00 | 5/9/2011 10:00:10 AM |
| community-spartan | $50.00 | 5/9/2011 9:34:33 AM |
| inforapenny | $41.98 | 5/9/2011 9:48:47 AM |
| mob205 | $50.00 | 5/9/2011 1:24:38 PM |
| BuffetRocks | $100.00 | 5/9/2011 1:22:01 PM |
| Weaverville | $25.00 | 5/9/2011 2:56:22 PM |
| loot-pursuit5 | $50.00 | 5/9/2011 2:57:52 PM |
| astute-benjamins | $25.00 | 5/9/2011 3:14:42 PM |
| jcech | $100.00 | 5/9/2011 2:49:45 PM |
| wwwUniversal | $25.00 | 5/9/2011 4:12:14 PM |
| miked8303 | $25.00 | 5/9/2011 4:17:33 PM |
| 86 Investments
|
Borrower Payment Dependent Notes Series
504119
This series of Notes was issued and sold upon the funding of the borrower loan #49261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-02-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $440.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 7y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $87,487 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dalres882208 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 31 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $32,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
660-679
(Jul-2009)
660-679
(Jan-2007)
|
|
Principal balance:
| $4,189.45 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...Consolidate my debt
My financial situation: Improving
I am a good candidate for this loan because...I have ZERO late payments on my credit report. My situation is also improving. I am getting married this fall, and my fiance and I will both be living in my home. He'll be contributing toward the household expenses.
Monthly net income: $12,000
Monthly expenses: $9,850
Housing: $2,600
Insurance: $200
Car expenses: $600
Utilities: $350
Phone, cable, internet: $200
Food, entertainment: $600
Clothing, household expenses: $700
Credit cards and other loans: $4600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| OldManP | $25.00 | 5/2/2011 5:09:46 PM |
| Gibbyland | $100.00 | 5/2/2011 5:06:34 PM |
| MoneyForNothing | $25.00 | 5/2/2011 5:13:06 PM |
| the-enthralling-coin | $25.00 | 5/2/2011 5:13:23 PM |
| hookUup | $27.72 | 5/2/2011 5:18:35 PM |
| janeybooboo | $200.00 | 5/2/2011 6:32:50 PM |
| natural-trade7 | $76.12 | 5/2/2011 7:43:52 PM |
| tolerant-dinero2 | $25.00 | 5/4/2011 9:16:38 AM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:58:35 PM |
| the-enthralling-coin | $25.00 | 5/5/2011 5:50:02 PM |
| p43600jw | $25.00 | 5/6/2011 10:05:36 AM |
| jjswanso | $40.00 | 5/6/2011 11:25:25 AM |
| reflective-rupee | $300.01 | 5/6/2011 7:22:44 PM |
| sweetlan | $25.05 | 5/6/2011 7:30:17 PM |
| Ubiquinone | $30.00 | 5/6/2011 7:31:12 PM |
| ooorrr | $50.00 | 5/6/2011 10:20:08 PM |
| genelinist | $112.00 | 5/6/2011 10:25:45 PM |
| Banker2OO7 | $100.00 | 5/6/2011 9:01:35 PM |
| yf99yz | $25.00 | 5/6/2011 9:04:06 PM |
| zorg77 | $50.00 | 5/6/2011 9:18:14 PM |
| kendallv | $62.09 | 5/6/2011 9:40:47 PM |
| Bob450 | $25.00 | 5/6/2011 10:27:18 PM |
| UCLA4life | $100.00 | 5/7/2011 4:34:44 AM |
| bid-czar8 | $200.00 | 5/7/2011 4:45:46 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 4:55:00 AM |
| EarlyRiser | $250.00 | 5/7/2011 5:54:45 AM |
| american-investor | $25.00 | 5/7/2011 4:08:10 AM |
| Kqwik | $33.92 | 5/7/2011 4:31:32 AM |
| GElender | $25.00 | 5/7/2011 5:04:05 AM |
| PleaseDontDefault | $50.00 | 5/7/2011 5:16:49 AM |
| marketplace-meridian | $25.00 | 5/7/2011 7:31:01 AM |
| wattboy | $63.68 | 5/7/2011 8:08:04 AM |
| VJ_Financial | $30.00 | 5/7/2011 8:11:23 AM |
| first-serene-credit | $25.00 | 5/7/2011 8:25:46 AM |
| festeringsnot | $33.00 | 5/7/2011 8:41:17 AM |
| PositiveCarry | $50.00 | 5/7/2011 7:03:15 AM |
| lotuss4 | $49.99 | 5/7/2011 9:06:32 AM |
| spsavage | $25.00 | 5/7/2011 7:06:40 AM |
| Scotcha | $50.00 | 5/7/2011 10:00:56 AM |
| Tizzo27 | $100.00 | 5/7/2011 8:32:37 AM |
| Bailador | $50.00 | 5/7/2011 11:05:17 AM |
| lively-nickel2 | $100.00 | 5/7/2011 11:12:11 AM |
| designer_10 | $25.00 | 5/7/2011 11:31:27 AM |
| vigorous-velocity | $100.00 | 5/7/2011 11:35:21 AM |
| oxnard | $75.00 | 5/7/2011 12:11:11 PM |
| buffalobills | $25.00 | 5/7/2011 3:43:18 PM |
| Zoomzoom22 | $73.77 | 5/7/2011 3:46:29 PM |
| WMY-Investor | $100.00 | 5/7/2011 4:52:53 PM |
| thomas16882004 | $25.00 | 5/7/2011 5:39:05 PM |
| kingpin1 | $100.00 | 5/7/2011 6:29:51 PM |
| Jerrys1951 | $31.00 | 5/7/2011 6:25:23 PM |
| Whitewater_Loans | $100.00 | 5/7/2011 2:20:33 PM |
| attractive-rate | $42.99 | 5/7/2011 3:20:41 PM |
| Mikale360 | $25.00 | 5/7/2011 11:38:12 PM |
| loanman2007 | $220.00 | 5/8/2011 4:43:00 AM |
| lightninghcky7 | $25.00 | 5/8/2011 8:02:26 AM |
| InChicago | $100.00 | 5/8/2011 8:16:25 PM |
| Bill88 | $25.00 | 5/9/2011 1:47:50 PM |
| lender12345 | $25.00 | 5/9/2011 2:12:29 PM |
| fuzed | $58.00 | 5/9/2011 4:02:10 PM |
| Weaverville | $25.00 | 5/9/2011 5:22:22 PM |
| genius520 | $50.00 | 5/9/2011 4:26:04 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:12:28 PM |
| handy-point5 | $25.00 | 5/9/2011 8:43:06 PM |
| kendigme | $25.00 | 5/10/2011 2:24:12 AM |
| shrewd-income | $200.00 | 5/9/2011 7:17:26 PM |
| the-reliable-trade | $100.00 | 5/10/2011 6:26:50 AM |
| friendly-principal76 | $25.00 | 5/10/2011 6:42:11 AM |
| Champion_Lending | $25.00 | 5/10/2011 12:07:04 PM |
| transparency-baton | $50.00 | 5/10/2011 2:08:38 PM |
| RLaumeyer | $25.00 | 5/10/2011 1:43:20 PM |
| brightest-dignified-penny | $25.00 | 5/10/2011 4:13:18 PM |
| mammalian4 | $25.00 | 5/10/2011 4:26:57 PM |
| happy-return1 | $25.00 | 5/10/2011 5:17:03 PM |
| Feyenoord | $25.00 | 5/11/2011 1:35:59 AM |
| draggon77 | $25.00 | 5/11/2011 3:06:00 AM |
| rjcoutur2001 | $28.89 | 5/11/2011 2:02:43 AM |
| kendigme | $42.38 | 5/11/2011 4:18:39 AM |
| dollar-authority | $200.00 | 5/11/2011 4:47:35 AM |
| economy-coup | $30.00 | 5/2/2011 5:10:53 PM |
| investment-artist | $25.01 | 5/2/2011 5:11:06 PM |
| Moe87 | $50.00 | 5/2/2011 6:12:55 PM |
| reflective-rupee | $200.00 | 5/3/2011 9:37:37 AM |
| bonus-demon | $50.00 | 5/3/2011 10:31:12 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:47 PM |
| competent-p2p | $45.00 | 5/5/2011 7:47:59 PM |
| lendstats_com | $500.00 | 5/6/2011 6:43:41 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:52:39 PM |
| velocity-winner | $25.00 | 5/6/2011 9:16:30 PM |
| investment-daydream | $300.00 | 5/6/2011 9:05:07 PM |
| neutrino6 | $25.00 | 5/6/2011 7:49:15 PM |
| loan-master1 | $25.00 | 5/6/2011 8:06:06 PM |
| CA-Lender | $100.05 | 5/6/2011 8:08:09 PM |
| diversification-medalist | $25.00 | 5/6/2011 10:30:49 PM |
| Dubbs360 | $100.00 | 5/6/2011 9:01:03 PM |
| bonus-seahorse | $50.00 | 5/6/2011 10:32:32 PM |
| debt-force | $50.00 | 5/7/2011 4:02:30 AM |
| klemer | $25.00 | 5/7/2011 5:50:08 AM |
| 1randyp | $119.69 | 5/7/2011 6:23:39 AM |
| vutah | $35.00 | 5/7/2011 6:36:40 AM |
| rockhound84 | $25.00 | 5/7/2011 6:52:27 AM |
| phaded | $25.00 | 5/7/2011 7:24:20 AM |
| Control | $25.00 | 5/7/2011 5:09:23 AM |
| head | $30.00 | 5/7/2011 7:27:53 AM |
| travels536 | $32.24 | 5/7/2011 7:39:40 AM |
| HelpfulLender1 | $47.07 | 5/7/2011 5:54:10 AM |
| p2p-czar3 | $25.00 | 5/7/2011 5:57:22 AM |
| creative-revenue0 | $50.00 | 5/7/2011 8:06:38 AM |
| peso-aggregator | $50.00 | 5/7/2011 8:39:26 AM |
| Leshan | $119.99 | 5/7/2011 7:01:57 AM |
| SolarMoonshine | $25.00 | 5/7/2011 10:24:18 AM |
| new-social-economist | $50.00 | 5/7/2011 10:15:24 AM |
| credit-missile | $125.00 | 5/7/2011 9:23:02 AM |
| adventurous-commerce | $25.00 | 5/7/2011 11:52:20 AM |
| Num1Knicks | $25.00 | 5/7/2011 12:00:05 PM |
| CA-Lender | $50.00 | 5/7/2011 12:09:08 PM |
| ideal-economy | $25.00 | 5/7/2011 12:55:55 PM |
| Kyileo | $25.00 | 5/7/2011 10:58:29 AM |
| ibndalight | $25.00 | 5/7/2011 11:07:37 AM |
| svandgts | $65.11 | 5/7/2011 3:06:45 PM |
| mmeyer_jr | $30.00 | 5/7/2011 2:59:01 PM |
| intelligent-reward | $50.00 | 5/7/2011 12:23:27 PM |
| Pakse | $25.00 | 5/7/2011 4:26:22 PM |
| Johnab | $25.00 | 5/7/2011 4:27:57 PM |
| formula842 | $25.00 | 5/7/2011 1:22:05 PM |
| aztocas | $100.00 | 5/7/2011 1:36:34 PM |
| lucrative-coin | $97.82 | 5/7/2011 4:50:56 PM |
| nickel-universe2 | $25.00 | 5/7/2011 5:03:39 PM |
| LakeShoreLending | $50.00 | 5/7/2011 5:00:02 PM |
| SkyLoan | $28.00 | 5/7/2011 6:00:49 PM |
| gothampark | $25.00 | 5/7/2011 2:51:00 PM |
| melodious-openness | $300.00 | 5/7/2011 7:08:45 PM |
| melodious-openness | $700.00 | 5/7/2011 7:13:44 PM |
| mrreynol | $25.00 | 5/7/2011 5:41:10 PM |
| Lefty_the_Lender | $25.00 | 5/7/2011 6:47:23 PM |
| well-mannered-income3 | $50.00 | 5/7/2011 6:50:48 PM |
| thankful-nickel2 | $25.00 | 5/8/2011 4:01:39 PM |
| worth-blanket2 | $5,000.00 | 5/9/2011 11:05:02 AM |
| grnii78 | $100.00 | 5/9/2011 1:34:20 PM |
| kendigme | $25.00 | 5/9/2011 3:46:13 PM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:23:30 AM |
| loss-of-control | $100.00 | 5/9/2011 7:30:26 PM |
| revenue-spa8 | $50.00 | 5/10/2011 7:34:59 AM |
| grampy48 | $87.24 | 5/10/2011 8:09:54 AM |
| FinanceEngine | $40.00 | 5/10/2011 9:41:21 AM |
| Requiem | $25.00 | 5/10/2011 10:02:16 AM |
| DasMula | $27.00 | 5/10/2011 12:43:11 PM |
| kendigme | $25.00 | 5/10/2011 1:23:09 PM |
| happy-return1 | $25.00 | 5/10/2011 5:09:38 PM |
| AaronB2S | $50.01 | 5/10/2011 8:30:56 PM |
| profitable-money | $25.00 | 5/10/2011 8:30:19 PM |
| rockhound84 | $25.00 | 5/11/2011 5:24:59 AM |
| catamaran2024 | $50.00 | 5/11/2011 2:21:06 AM |
| Rip128 | $100.00 | 5/11/2011 5:22:48 AM |
| truelumen | $25.00 | 5/11/2011 4:22:51 AM |
| intrepid-loot | $35.16 | 5/11/2011 5:58:07 AM |
| 156 Investments
|
Borrower Payment Dependent Notes Series
504197
This series of Notes was issued and sold upon the funding of the borrower loan #49279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $346.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,420 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dkasbury |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Baby! Get rid of CC debt!
Purpose of loan: Pay off credit card debt faster
This loan will be used to... Pay off credit card debt that has 25% APR faster in order to become more financially stable when the new baby arrives.I will pay more than the minimum each month. I will have this paid off in less than a year I promise!
My financial situation: Bank of America
I am a good candidate for this loan because... Hard working and always pay my bills on time.I'm a teacher and my wife is a nurse. I also coach and referee basketball and umpire little league baseball.
Monthly net income: $3000 + wife $4000
Monthly expenses (See Below)
Housing: $1,100
Car Insurance: $160
Car expenses: $875 (2 cars) Will be payed off by March 2012
Utilities: $130
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $
Credit cards: $725
Student Loans: $325
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Prosp_Lender | $50.00 | 4/27/2011 9:25:53 AM |
| Gibbyland | $100.00 | 4/27/2011 9:13:01 AM |
| zone6 | $50.00 | 4/27/2011 11:11:58 AM |
| jdrez | $25.00 | 4/27/2011 4:00:23 PM |
| SimpleChoice | $25.00 | 4/27/2011 4:00:41 PM |
| Malkial | $25.00 | 4/27/2011 4:00:35 PM |
| SolarMoonshine | $25.00 | 4/27/2011 5:31:51 PM |
| gaoche | $25.00 | 4/27/2011 8:21:54 PM |
| tech310 | $50.00 | 4/28/2011 12:43:45 AM |
| Bank_Of_XL | $50.00 | 4/28/2011 5:11:06 AM |
| determined-nickel30 | $25.00 | 4/28/2011 9:45:38 AM |
| Peterman | $25.00 | 4/28/2011 3:56:04 PM |
| justinology | $42.26 | 4/28/2011 5:16:28 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:43 PM |
| Sol_Invictus | $25.00 | 4/28/2011 6:23:57 PM |
| cttarheel | $25.00 | 4/30/2011 3:27:26 PM |
| MarbieMilo | $50.00 | 5/1/2011 12:29:27 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:01 PM |
| reflective-dollar8 | $50.00 | 5/2/2011 5:31:06 PM |
| penny-candy | $25.00 | 5/2/2011 7:48:18 PM |
| SOP_Bank | $25.00 | 5/3/2011 6:08:08 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:34 AM |
| Mariner3605 | $25.00 | 5/3/2011 5:20:33 PM |
| BxRealtor | $25.00 | 5/4/2011 9:44:07 PM |
| AFairDeal | $50.00 | 5/5/2011 1:47:41 AM |
| numero-uno4 | $100.00 | 5/5/2011 10:55:58 AM |
| delicious-loan093 | $50.00 | 5/5/2011 3:54:38 PM |
| loot-pursuit5 | $50.00 | 5/5/2011 5:43:14 PM |
| community-piccolo0 | $25.00 | 5/5/2011 5:41:53 PM |
| unrivaled-income5 | $50.00 | 5/5/2011 5:45:45 PM |
| rapid-loyalty1 | $25.00 | 5/5/2011 9:06:46 PM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:16 AM |
| klin | $50.00 | 5/6/2011 10:28:20 AM |
| boater01 | $50.00 | 5/6/2011 12:20:29 PM |
| chungfang | $50.00 | 5/6/2011 3:50:03 PM |
| river774536 | $100.00 | 5/6/2011 3:29:11 PM |
| Weaverville | $25.00 | 5/6/2011 5:21:38 PM |
| Kame | $25.00 | 5/6/2011 5:40:34 PM |
| JustMee | $25.00 | 5/6/2011 5:32:46 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:40 PM |
| yf99yz | $25.00 | 5/6/2011 10:20:34 PM |
| wwwUniversal | $25.00 | 5/7/2011 3:50:42 AM |
| don8ter | $25.00 | 5/7/2011 3:35:22 AM |
| MarinLoans | $25.00 | 5/7/2011 7:15:02 AM |
| kapahua | $50.00 | 5/7/2011 2:59:12 PM |
| janeybooboo | $100.00 | 5/7/2011 3:36:37 PM |
| bowl800 | $25.00 | 5/7/2011 5:35:05 PM |
| Lefty_the_Lender | $25.00 | 5/7/2011 6:55:29 PM |
| cttarheel | $25.00 | 5/8/2011 6:17:32 AM |
| ryreesado | $25.00 | 5/8/2011 8:10:32 AM |
| fearless-auction7 | $25.00 | 5/8/2011 12:36:55 PM |
| indomitable-coin | $25.00 | 5/8/2011 12:33:15 PM |
| gracej | $25.00 | 5/8/2011 2:39:30 PM |
| lazyeye | $30.00 | 5/8/2011 3:25:51 PM |
| careful-note1 | $25.00 | 5/9/2011 5:06:59 AM |
| Artist_Blue | $25.00 | 5/9/2011 6:06:04 AM |
| back-scratchers | $25.00 | 5/9/2011 7:18:50 AM |
| miked8303 | $25.00 | 5/9/2011 8:47:51 AM |
| community-spartan | $50.00 | 5/9/2011 9:34:24 AM |
| revenue-serenity | $50.00 | 5/9/2011 10:00:00 AM |
| triumph329 | $25.00 | 5/9/2011 10:39:01 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:07:09 AM |
| msw_engr | $50.00 | 5/9/2011 12:09:30 PM |
| BuffetRocks | $100.00 | 5/9/2011 1:21:54 PM |
| openness-viking | $25.00 | 5/9/2011 1:50:44 PM |
| powerful-finance7 | $25.00 | 5/9/2011 2:53:29 PM |
| silver-fuse | $30.00 | 5/9/2011 1:13:13 PM |
| auction-turtle0 | $25.00 | 5/9/2011 2:57:14 PM |
| astute-benjamins | $25.00 | 5/9/2011 3:11:41 PM |
| kindness-jedi | $30.00 | 5/9/2011 3:19:41 PM |
| pythia | $25.00 | 5/9/2011 4:05:13 PM |
| best-lean-yield | $50.00 | 5/9/2011 4:06:20 PM |
| mraleig | $200.00 | 5/9/2011 4:49:49 PM |
| AM2008 | $25.00 | 5/9/2011 4:58:00 PM |
| agreement-network | $50.00 | 5/9/2011 5:18:05 PM |
| fair_rates | $25.00 | 5/9/2011 8:04:47 PM |
| RyanTH9893 | $25.00 | 5/9/2011 7:52:05 PM |
| amerigor | $25.00 | 5/9/2011 8:35:04 PM |
| AKJagMan | $50.00 | 5/9/2011 7:59:07 PM |
| bankdaddy | $50.00 | 5/9/2011 8:37:14 PM |
| meenan | $25.00 | 5/10/2011 5:17:05 AM |
| gain-gourd | $26.37 | 5/10/2011 5:55:07 AM |
| Mindful7 | $25.00 | 5/10/2011 6:10:14 AM |
| bid-carrier0 | $50.00 | 5/10/2011 6:28:44 AM |
| PugDog | $26.75 | 5/10/2011 7:30:13 AM |
| velocity-solo | $25.00 | 5/10/2011 5:52:55 AM |
| DJC4 | $25.00 | 5/10/2011 8:43:56 AM |
| the-silver-blaster | $50.00 | 5/10/2011 9:10:16 AM |
| AM2171 | $27.00 | 5/10/2011 9:23:17 AM |
| smbau06 | $60.00 | 5/10/2011 10:37:14 AM |
| payout-motivator0 | $75.00 | 5/10/2011 1:34:18 PM |
| trade-elm | $35.00 | 5/10/2011 11:39:11 AM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:21:02 PM |
| rogue_monster | $50.00 | 5/10/2011 12:30:51 PM |
| myduck | $50.00 | 5/10/2011 3:07:14 PM |
| opportunity85 | $25.00 | 5/10/2011 4:24:34 PM |
| lgs83 | $25.00 | 5/10/2011 2:54:01 PM |
| mddahlheim | $75.00 | 5/10/2011 4:02:15 PM |
| chungfang | $25.00 | 5/10/2011 5:11:01 PM |
| gotyourgear | $33.92 | 5/10/2011 5:30:42 PM |
| goldeneye777 | $25.03 | 5/10/2011 5:30:10 PM |
| currency-meteor250 | $25.00 | 5/10/2011 5:33:00 PM |
| octoberfresh | $25.00 | 5/10/2011 5:35:29 PM |
| equitable-yield4 | $25.00 | 5/10/2011 5:38:15 PM |
| Zoramite | $25.00 | 5/10/2011 5:40:13 PM |
| upright-asset2 | $25.00 | 5/10/2011 5:39:51 PM |
| Ripsaw4U | $50.00 | 5/10/2011 5:42:31 PM |
| alpinaut | $25.00 | 5/10/2011 5:42:50 PM |
| revenue-officer36 | $55.11 | 5/10/2011 5:32:44 PM |
| heavensfx | $25.00 | 5/10/2011 5:32:52 PM |
| dinero-festivity2 | $57.60 | 5/10/2011 5:44:41 PM |
| Rockymtnhi | $33.39 | 5/10/2011 5:41:24 PM |
| nimble-penny1 | $50.00 | 5/10/2011 5:41:46 PM |
| techs | $25.00 | 5/10/2011 5:35:18 PM |
| nunnie | $25.00 | 5/10/2011 5:47:14 PM |
| GrayStudio | $25.00 | 5/10/2011 5:46:08 PM |
| lending_well | $25.00 | 5/10/2011 5:39:12 PM |
| loanscholar | $50.00 | 5/10/2011 5:39:48 PM |
| valiant-liberty4 | $25.00 | 5/10/2011 5:42:27 PM |
| ClearLake | $25.00 | 5/10/2011 5:46:06 PM |
| organized-payment6 | $50.00 | 4/27/2011 9:08:57 AM |
| Zolton | $100.00 | 4/27/2011 9:12:54 AM |
| samo102us | $25.00 | 4/27/2011 11:11:04 AM |
| Blends | $50.00 | 4/27/2011 10:50:40 AM |
| listing-pear6 | $73.75 | 4/27/2011 12:24:47 PM |
| texrob20 | $25.00 | 4/27/2011 11:10:45 AM |
| unforgettable-order9 | $25.00 | 4/27/2011 11:11:52 AM |
| reflective-rupee | $200.22 | 4/27/2011 12:45:42 PM |
| imlosttoo | $25.00 | 4/27/2011 4:00:37 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:38 AM |
| systemlender | $50.00 | 5/1/2011 12:56:24 PM |
| Azonic21 | $25.00 | 5/2/2011 5:36:22 PM |
| liberty-thinker | $25.00 | 5/2/2011 6:20:30 PM |
| enthralling-deal180 | $25.00 | 5/3/2011 6:09:21 AM |
| Supernick | $50.00 | 5/3/2011 6:49:06 AM |
| the-balance-trapper | $26.00 | 5/3/2011 6:57:06 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:19:23 AM |
| Leopoldine | $25.00 | 5/3/2011 12:47:00 PM |
| radforj22 | $25.00 | 5/4/2011 2:05:55 AM |
| worldly-community3 | $50.00 | 5/4/2011 8:33:01 AM |
| triumphant-point5 | $50.00 | 5/4/2011 4:45:17 PM |
| vutah | $25.00 | 5/4/2011 4:27:54 PM |
| rdrloan | $50.00 | 5/4/2011 5:26:19 PM |
| careful-note | $100.00 | 5/5/2011 3:24:35 AM |
| fairness-producer | $29.00 | 5/5/2011 6:16:58 AM |
| designer_10 | $50.00 | 5/5/2011 10:47:44 AM |
| Charmart | $25.00 | 5/5/2011 12:12:21 PM |
| bountiful-durability | $50.00 | 5/5/2011 4:46:31 PM |
| PleaseDontDefault | $50.00 | 5/5/2011 8:41:13 PM |
| tutnyce | $200.00 | 5/5/2011 8:54:01 PM |
| kindness-singularity | $25.00 | 5/6/2011 9:57:19 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:26:01 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:07:29 AM |
| tender-integrity3 | $82.96 | 5/6/2011 12:56:04 PM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:09:59 AM |
| Interloper | $30.00 | 5/8/2011 8:05:21 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:19 AM |
| toblerone | $50.00 | 5/8/2011 8:49:23 AM |
| worthy-bid8 | $50.00 | 5/8/2011 12:11:14 PM |
| ManhattanLender | $25.00 | 5/8/2011 12:24:31 PM |
| comet55 | $25.00 | 5/8/2011 4:39:16 PM |
| credit-investor5 | $50.00 | 5/8/2011 4:24:18 PM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:46 PM |
| ethicalhumanist | $50.00 | 5/8/2011 3:21:18 PM |
| skuba | $50.00 | 5/8/2011 10:50:07 PM |
| BuildingShanghai | $95.00 | 5/8/2011 11:52:09 PM |
| integrity-trumpet | $100.00 | 5/8/2011 4:54:49 PM |
| cerebral-dollar773 | $500.00 | 5/9/2011 7:18:05 AM |
| golffish2 | $50.00 | 5/9/2011 9:30:50 AM |
| mtp | $50.00 | 5/9/2011 8:47:49 AM |
| qsolo | $200.00 | 5/9/2011 9:40:00 AM |
| itsokrelax | $75.00 | 5/9/2011 10:14:37 AM |
| worthy-commitment7 | $30.00 | 5/9/2011 10:33:57 AM |
| wirebutterfly | $100.00 | 5/9/2011 10:35:20 AM |
| dime-reaction | $50.00 | 5/9/2011 11:29:44 AM |
| patriot897 | $25.00 | 5/9/2011 1:04:35 PM |
| bigphish | $50.00 | 5/9/2011 2:55:08 PM |
| benefit-prescription6 | $100.00 | 5/9/2011 2:58:53 PM |
| cberthiaume | $25.00 | 5/9/2011 4:06:19 PM |
| kscc183 | $25.00 | 5/9/2011 4:07:22 PM |
| eagle6 | $25.00 | 5/9/2011 4:07:50 PM |
| sonnet771 | $50.00 | 5/9/2011 4:16:46 PM |
| ams294 | $25.00 | 5/9/2011 5:22:52 PM |
| gustavholstopus32 | $25.00 | 5/9/2011 5:34:31 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:39 PM |
| bowl800 | $25.00 | 5/9/2011 7:59:09 PM |
| cash-professor | $50.00 | 5/9/2011 8:29:59 PM |
| Independenttools | $25.00 | 5/9/2011 10:20:23 PM |
| Nerdster1 | $25.10 | 5/10/2011 4:00:58 AM |
| durability-ruler | $25.00 | 5/9/2011 8:05:07 PM |
| melodious-fairness | $50.00 | 5/10/2011 5:35:51 AM |
| sunny-dough9 | $100.00 | 5/10/2011 3:46:42 AM |
| Mad_Scientist | $25.06 | 5/10/2011 5:53:19 AM |
| genius520 | $50.00 | 5/10/2011 6:26:38 AM |
| najmn103 | $25.00 | 5/10/2011 9:48:20 AM |
| generous-agreement | $25.00 | 5/10/2011 9:56:18 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:13 AM |
| chops21 | $29.00 | 5/10/2011 11:50:09 AM |
| revenue-appraiser | $25.00 | 5/10/2011 11:37:30 AM |
| wkeboarder21 | $50.00 | 5/10/2011 12:59:42 PM |
| commerce-web5 | $25.00 | 5/10/2011 2:20:05 PM |
| E-B | $50.00 | 5/10/2011 3:20:04 PM |
| auctionator1 | $25.00 | 5/10/2011 3:07:07 PM |
| IIP77 | $25.00 | 5/10/2011 4:16:33 PM |
| token34 | $25.00 | 5/10/2011 5:32:33 PM |
| investment-cluster | $30.00 | 5/10/2011 5:24:22 PM |
| jamiee73 | $25.00 | 5/10/2011 5:36:42 PM |
| rakstar | $48.99 | 5/10/2011 5:37:46 PM |
| slartibardfast | $25.00 | 5/10/2011 5:38:06 PM |
| fireboss | $29.06 | 5/10/2011 5:37:48 PM |
| affluence-birdie7 | $35.00 | 5/10/2011 5:38:36 PM |
| theyfixedtheglitch | $50.00 | 5/10/2011 5:39:37 PM |
| dime-smasher5 | $25.00 | 5/10/2011 5:39:42 PM |
| Vreet | $50.00 | 5/10/2011 5:32:09 PM |
| rmachi | $25.00 | 5/10/2011 5:40:53 PM |
| beenerachi | $50.00 | 5/10/2011 5:44:51 PM |
| macgeek | $34.37 | 5/10/2011 5:41:31 PM |
| Cheburashka | $25.00 | 5/10/2011 5:41:41 PM |
| yield-visionary4 | $50.00 | 5/10/2011 5:41:49 PM |
| lostontheedge | $25.00 | 5/10/2011 5:43:14 PM |
| nhm | $25.00 | 5/10/2011 5:35:43 PM |
| the-profit-oracle | $25.00 | 5/10/2011 5:47:42 PM |
| Centaur | $33.12 | 5/10/2011 5:45:21 PM |
| mizon291 | $40.44 | 5/10/2011 5:37:30 PM |
| 108lender | $100.00 | 5/10/2011 5:45:10 PM |
| yield-seeker | $25.00 | 5/10/2011 5:47:46 PM |
| 226 Investments
|
Borrower Payment Dependent Notes Series
504323
This series of Notes was issued and sold upon the funding of the borrower loan #49314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $248.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,455 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| plastics |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
My personal loan for my business
Purpose of loan:
This loan will be used to purchase the tooling and equipment needed to produce a product I have designed for the wire and cable industry.
My financial situation:
I am a good candidate for this loan because I have invested many hours developing the product, getting feedback from key buyers in the industry. With this product, I can generate approximately $800,000 in sales annually and obtain approximately 10% of the marketshare.
Monthly net income: $3,250 Monthly expenses: $
??Housing: $810 (own my own home)
??Insurance: $65
??Car expenses: $297
??Utilities: $250
??Phone, cable, internet: $0
??Food, entertainment: $300
??Clothing, household expenses $50
??Credit cards and other loans: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| OldManP | $25.00 | 4/28/2011 9:04:09 AM |
| diplomatic-wealth7 | $25.00 | 4/28/2011 9:07:04 AM |
| janeybooboo | $51.00 | 4/28/2011 9:05:12 AM |
| economy-coup | $30.00 | 4/28/2011 9:05:16 AM |
| credit-guard5 | $25.00 | 4/28/2011 9:08:03 AM |
| investment-artist | $25.01 | 4/28/2011 9:04:33 AM |
| tech310 | $50.00 | 4/28/2011 9:07:15 AM |
| intelligent-yield | $25.00 | 4/28/2011 9:05:38 AM |
| Interstate_Rate | $50.00 | 4/28/2011 9:28:09 AM |
| clemclan | $33.33 | 4/28/2011 12:02:11 PM |
| favorite-commerce | $50.00 | 4/28/2011 12:38:31 PM |
| hookUup | $26.71 | 4/28/2011 5:21:28 PM |
| reflective-rupee | $25.44 | 4/28/2011 5:37:13 PM |
| ryan6853 | $25.00 | 4/29/2011 2:29:53 PM |
| Onlyhappycustomers | $25.00 | 4/29/2011 7:14:51 PM |
| Mikale360 | $25.00 | 4/29/2011 6:37:29 PM |
| investment-daydream | $50.00 | 5/2/2011 6:02:44 PM |
| Weaverville | $25.00 | 5/2/2011 6:03:26 PM |
| CommunityArts_Non-profit | $25.00 | 5/3/2011 8:25:35 PM |
| 1stBankAndHal | $25.03 | 5/4/2011 9:19:41 AM |
| CAGE-Investments | $25.00 | 5/4/2011 12:05:28 PM |
| careful-note | $50.00 | 5/5/2011 3:31:33 AM |
| cgoca | $25.00 | 5/5/2011 11:21:59 AM |
| the-enthralling-coin | $25.00 | 5/5/2011 5:49:56 PM |
| jjswanso | $40.00 | 5/6/2011 11:24:52 AM |
| chungfang | $25.00 | 5/6/2011 4:20:13 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:07:21 AM |
| marketplace-meridian | $25.00 | 5/7/2011 7:39:12 AM |
| penny-candy | $25.00 | 5/7/2011 1:23:34 PM |
| hitsman | $50.00 | 5/7/2011 11:17:23 AM |
| genius520 | $50.00 | 5/7/2011 2:00:06 PM |
| capital_projects_investor | $25.00 | 5/7/2011 8:44:21 PM |
| amlu1988 | $25.00 | 5/7/2011 8:48:50 PM |
| handy-justice | $100.00 | 5/9/2011 9:51:34 AM |
| patriot897 | $25.00 | 5/9/2011 4:40:01 PM |
| payout-banker4 | $25.00 | 5/9/2011 5:18:30 PM |
| transaction-detective70 | $50.00 | 5/9/2011 5:21:56 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:21 PM |
| desertoasis | $25.00 | 5/10/2011 9:27:48 AM |
| mlj0671 | $25.00 | 5/10/2011 10:43:30 AM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:49:48 PM |
| wwwUniversal | $25.00 | 5/10/2011 4:16:26 PM |
| the-silver-blaster | $50.00 | 5/10/2011 5:56:32 PM |
| treasure-bliss | $50.00 | 5/10/2011 7:33:50 PM |
| papaloha | $25.00 | 5/11/2011 1:20:35 AM |
| wonder3 | $25.00 | 5/11/2011 5:55:45 AM |
| Artist_Blue | $25.00 | 5/11/2011 6:04:24 AM |
| velocity-quest5 | $50.00 | 5/11/2011 11:50:37 AM |
| ingenious-truth0 | $50.00 | 5/11/2011 11:46:55 AM |
| Jack55304 | $185.00 | 5/11/2011 11:50:16 AM |
| jamiee73 | $25.00 | 5/11/2011 5:05:52 PM |
| truecalling9 | $50.00 | 5/11/2011 3:39:10 PM |
| gain-kitten | $25.00 | 5/11/2011 5:11:12 PM |
| revenue-tsunami | $50.00 | 5/11/2011 5:11:16 PM |
| valiant-pound8 | $100.00 | 5/11/2011 5:13:28 PM |
| colorunner | $25.00 | 5/11/2011 5:29:12 PM |
| delicious-cash | $25.00 | 5/11/2011 5:05:54 PM |
| IIP77 | $25.00 | 5/11/2011 5:06:24 PM |
| mercuriant | $25.00 | 5/11/2011 5:31:25 PM |
| MADAOO7 | $50.00 | 5/11/2011 5:34:56 PM |
| wise-deal-gravitas | $100.00 | 5/11/2011 5:35:02 PM |
| asiaratt | $50.00 | 5/11/2011 5:35:12 PM |
| stock106 | $25.00 | 5/11/2011 5:35:20 PM |
| festeringsnot | $50.00 | 5/11/2011 5:35:26 PM |
| orange-preeminant-bill | $50.00 | 5/11/2011 5:11:49 PM |
| kbodendorf | $25.00 | 5/11/2011 5:35:32 PM |
| bountiful-durability | $50.00 | 5/11/2011 5:11:36 PM |
| kind-truth-circuit | $50.00 | 5/11/2011 5:35:43 PM |
| cablenews | $50.00 | 5/11/2011 5:35:54 PM |
| Rdodson11 | $25.00 | 5/11/2011 5:36:05 PM |
| miked8303 | $25.00 | 5/11/2011 5:13:52 PM |
| wise-balanced-moola | $25.00 | 5/11/2011 5:37:13 PM |
| bold-shrewd-duty | $25.00 | 5/11/2011 5:30:45 PM |
| financial-frenzy | $34.13 | 5/11/2011 5:30:48 PM |
| Easystreet | $25.00 | 5/11/2011 5:31:21 PM |
| missing-link | $25.00 | 5/11/2011 5:39:38 PM |
| somebody32 | $50.00 | 5/11/2011 5:35:03 PM |
| compassion-expert | $50.00 | 5/11/2011 5:35:15 PM |
| the-profit-oracle | $25.00 | 5/11/2011 5:35:34 PM |
| green-benefit-control | $25.00 | 5/11/2011 5:35:44 PM |
| Maetryx | $50.00 | 5/11/2011 5:35:01 PM |
| dthompso | $36.38 | 5/11/2011 5:35:11 PM |
| shmb6508 | $100.00 | 5/11/2011 5:35:18 PM |
| labourclass | $50.00 | 5/11/2011 5:35:25 PM |
| DrStaff | $25.00 | 5/11/2011 5:35:35 PM |
| flwah | $25.00 | 5/11/2011 5:35:40 PM |
| GCInvestments | $25.00 | 5/11/2011 5:35:46 PM |
| Banker7371 | $25.00 | 5/11/2011 5:37:18 PM |
| asmithj | $28.47 | 5/11/2011 5:39:42 PM |
| ingenious-deal6 | $25.00 | 4/28/2011 9:05:31 AM |
| SLN-10 | $25.00 | 4/28/2011 9:04:15 AM |
| determined-nickel30 | $50.00 | 4/28/2011 9:46:59 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:55:26 AM |
| Moe87 | $25.00 | 4/28/2011 2:47:05 PM |
| SolarMoonshine | $25.00 | 4/28/2011 3:51:11 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:11:03 PM |
| NekHoldings | $25.00 | 4/29/2011 5:34:06 AM |
| CoolPlexer | $25.00 | 4/30/2011 3:53:09 AM |
| red-favorable-basis | $25.00 | 5/2/2011 1:55:17 PM |
| bonus-demon | $50.00 | 5/3/2011 10:28:23 AM |
| irrelevant | $25.00 | 5/3/2011 6:50:17 PM |
| dmb8183 | $50.00 | 5/5/2011 11:29:14 AM |
| Whipster | $40.00 | 5/8/2011 6:37:56 AM |
| qsolo | $200.00 | 5/9/2011 9:42:43 AM |
| lender12345 | $25.00 | 5/9/2011 2:29:27 PM |
| point-compadre | $50.00 | 5/9/2011 4:14:46 PM |
| integrity-trumpet | $50.00 | 5/9/2011 5:18:20 PM |
| fmanjoo | $25.00 | 5/9/2011 5:22:11 PM |
| deal-guardian1 | $50.00 | 5/9/2011 5:17:20 PM |
| money-bauble | $100.00 | 5/10/2011 9:24:43 AM |
| credit-investor5 | $50.00 | 5/10/2011 9:24:54 AM |
| leverage-booster | $25.00 | 5/10/2011 9:30:13 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:19 AM |
| ColoradoLender82 | $25.00 | 5/10/2011 11:03:44 AM |
| credit-sycamore4 | $50.00 | 5/10/2011 5:55:56 PM |
| Mailman2004 | $50.00 | 5/10/2011 6:29:16 PM |
| jalapeno2 | $25.00 | 5/10/2011 7:34:01 PM |
| Mariner3605 | $25.00 | 5/11/2011 1:20:21 AM |
| MAYBROOK | $50.00 | 5/11/2011 4:54:11 AM |
| worthy-bid8 | $50.00 | 5/11/2011 1:48:24 AM |
| seisen | $50.00 | 5/11/2011 9:19:39 AM |
| fair-pound5 | $100.00 | 5/11/2011 9:23:43 AM |
| loyalist1 | $100.00 | 5/11/2011 11:46:17 AM |
| villagers | $50.00 | 5/11/2011 11:46:51 AM |
| wanna-help | $25.00 | 5/11/2011 9:40:26 AM |
| bill-appraiser7 | $25.00 | 5/11/2011 11:50:14 AM |
| profit-powerplant | $25.00 | 5/11/2011 11:46:46 AM |
| basis-wizard8 | $50.00 | 5/11/2011 11:50:06 AM |
| the-dollar-topper | $100.00 | 5/11/2011 11:50:18 AM |
| brondero | $38.00 | 5/11/2011 3:51:34 PM |
| graceful-investment | $100.00 | 5/11/2011 5:06:51 PM |
| minddoc | $25.00 | 5/11/2011 5:11:30 PM |
| tender-commerce8 | $50.00 | 5/11/2011 5:29:38 PM |
| studious-listing8 | $50.00 | 5/11/2011 5:34:57 PM |
| apksport | $25.00 | 5/11/2011 5:11:26 PM |
| RedantFinance | $25.00 | 5/11/2011 5:11:09 PM |
| TomKacz | $100.00 | 5/11/2011 5:35:31 PM |
| finance-prescription | $50.00 | 5/11/2011 5:11:51 PM |
| panther757 | $25.00 | 5/11/2011 5:11:23 PM |
| allotment464 | $100.00 | 5/11/2011 5:35:50 PM |
| durability-starfish | $25.00 | 5/11/2011 5:13:56 PM |
| justice-economist | $25.00 | 5/11/2011 5:12:44 PM |
| best-witty-bazaar | $25.00 | 5/11/2011 5:14:49 PM |
| MasterJin | $25.00 | 5/11/2011 5:30:24 PM |
| visionary-currency | $50.00 | 5/11/2011 5:39:43 PM |
| restech | $25.00 | 5/11/2011 5:35:00 PM |
| F16Pilot | $25.00 | 5/11/2011 5:35:24 PM |
| payment-jalapeno9 | $50.00 | 5/11/2011 5:36:03 PM |
| Aleut | $25.00 | 5/11/2011 5:34:55 PM |
| orangetrust | $50.00 | 5/11/2011 5:35:08 PM |
| indomitable-dedication | $50.00 | 5/11/2011 5:35:17 PM |
| kulender | $50.00 | 5/11/2011 5:35:28 PM |
| flanative | $25.00 | 5/11/2011 5:35:48 PM |
| FormulaTroll | $25.00 | 5/11/2011 5:39:41 PM |
| 154 Investments
|
Borrower Payment Dependent Notes Series
504341
This series of Notes was issued and sold upon the funding of the borrower loan #49367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 17y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,185 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| kindness-wicket |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
purrcilla
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 4/28/2011 5:10:55 PM |
| tech310 | $50.00 | 4/28/2011 5:12:11 PM |
| ingenious-deal6 | $25.00 | 4/28/2011 5:07:50 PM |
| RyanM561 | $25.00 | 4/29/2011 6:33:41 AM |
| ready-interest9 | $25.00 | 4/29/2011 10:34:32 AM |
| calbertrand | $25.00 | 5/1/2011 6:49:28 AM |
| SecondChanceLendingSERV | $25.00 | 5/2/2011 10:00:30 AM |
| 2grindstones | $25.00 | 5/2/2011 5:16:44 PM |
| money-fort | $30.00 | 5/3/2011 3:15:38 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:26 PM |
| CAGE-Investments | $25.00 | 5/5/2011 9:44:40 AM |
| careful-note | $50.00 | 5/5/2011 9:45:58 AM |
| chungfang | $25.00 | 5/6/2011 4:20:19 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:07:35 AM |
| hitsman | $50.00 | 5/7/2011 11:17:34 AM |
| worth-blanket2 | $5,000.00 | 5/9/2011 11:09:29 AM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:33:17 AM |
| handy-justice | $100.00 | 5/10/2011 9:29:10 AM |
| integrity-trumpet | $50.00 | 5/10/2011 9:29:20 AM |
| point-compadre | $50.00 | 5/10/2011 9:11:59 AM |
| transaction-detective70 | $50.00 | 5/10/2011 9:30:55 AM |
| fmanjoo | $25.00 | 5/10/2011 9:31:16 AM |
| Requiem | $25.00 | 5/10/2011 10:03:49 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:23 AM |
| willinvest | $25.00 | 5/10/2011 10:30:56 AM |
| valiant-money | $25.00 | 5/10/2011 2:51:49 PM |
| happy-return1 | $25.00 | 5/10/2011 5:19:37 PM |
| money-bauble | $54.59 | 5/10/2011 5:51:10 PM |
| Coppercanyon | $50.00 | 5/10/2011 5:49:19 PM |
| totommb | $287.43 | 5/10/2011 8:07:04 PM |
| Bob450 | $25.00 | 5/10/2011 7:26:50 PM |
| competent-p2p | $25.00 | 5/10/2011 7:37:20 PM |
| AaronB2S | $200.00 | 5/10/2011 8:30:44 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:11:19 PM |
| diplomatic-wealth7 | $25.00 | 4/29/2011 4:30:33 PM |
| Weaverville | $25.00 | 5/2/2011 6:07:39 PM |
| the-reliable-trade | $100.00 | 5/2/2011 6:07:52 PM |
| bonus-demon | $50.00 | 5/3/2011 10:28:52 AM |
| suave-dime6 | $25.00 | 5/3/2011 4:21:32 PM |
| attractive-point5 | $25.00 | 5/4/2011 8:13:29 AM |
| best-ingenious-funds | $25.00 | 5/4/2011 5:25:17 PM |
| thelovebug | $50.00 | 5/6/2011 1:35:28 PM |
| Kash2010lu | $25.00 | 5/7/2011 12:33:36 PM |
| genius520 | $50.00 | 5/7/2011 2:00:13 PM |
| exchange-upholder0 | $25.00 | 5/8/2011 9:27:56 PM |
| kendigme | $25.00 | 5/9/2011 3:57:40 PM |
| KrauseVentures | $44.15 | 5/9/2011 4:29:06 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:07 PM |
| JustMee | $25.00 | 5/9/2011 6:33:25 PM |
| equitylender | $29.75 | 5/9/2011 10:45:51 PM |
| nickel-hickory | $25.00 | 5/9/2011 9:23:00 PM |
| Reliance_Banker | $25.00 | 5/9/2011 7:58:06 PM |
| grampy48 | $25.00 | 5/10/2011 8:22:24 AM |
| deal-guardian1 | $50.00 | 5/10/2011 9:30:49 AM |
| Bill88 | $25.00 | 5/10/2011 11:04:05 AM |
| 168RichCapital | $25.50 | 5/10/2011 11:09:03 AM |
| revenue-appraiser | $25.00 | 5/10/2011 11:40:38 AM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:49:57 PM |
| thankful-nickel2 | $25.00 | 5/10/2011 5:39:17 PM |
| Mailman2004 | $50.00 | 5/10/2011 6:29:21 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
504559
This series of Notes was issued and sold upon the funding of the borrower loan #49337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-02-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $110.15 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,389 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cpservices1 |
Borrower's state:
| Minnesota |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2007)
|
|
Principal balance:
| $0.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Mareketing for the TurkeyBoys
Purpose of loan:
Will be for marketing and expanding of my company the TurkeyBoys! We the TurkeyBoys are in the food concession business. With the funds that I receive from prosper I will spend it on updating our website, better signage so we will stand out when we are at different state and county fairs and I will spend everything else on advertising in different regional newspapers and magazines. For the summer of 2011 we have been accepted to 10 major events where will be selling our exclusive and unique food.
My financial situation:
The reason why I am a good candidate for the loan is because I have steady employment, I have very low monthly expenses and I have successful repaid a previous prosper loan in full in June 2010 all the monthly payments were paid on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Aberdeen | $3,000.00 | 5/2/2011 9:01:20 AM |
| hopeful-point | $25.00 | 5/2/2011 9:02:31 AM |
| RecoveryLender | $25.00 | 5/2/2011 9:02:53 AM |
| bb575 | $50.00 | 5/2/2011 9:01:22 AM |
| the-enthralling-coin | $50.00 | 5/2/2011 9:07:44 AM |
| cashhelp | $50.00 | 5/2/2011 9:03:15 AM |
| MoneyForNothing | $25.00 | 5/2/2011 9:19:15 AM |
| elasermd | $50.00 | 5/2/2011 9:09:04 AM |
| indomitable-coin | $50.00 | 5/2/2011 9:07:10 AM |
| intelligent-yield | $25.00 | 5/2/2011 9:07:34 AM |
| Tradesmanlender | $25.00 | 5/2/2011 9:09:42 AM |
| Zolton | $100.00 | 5/2/2011 9:09:08 AM |
| leverage-monger | $25.00 | 5/2/2011 9:29:15 AM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
504563
This series of Notes was issued and sold upon the funding of the borrower loan #49353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Apr-29-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $344.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 12.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 19y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,501 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Vanetta2004 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 560-579
(Dec-2007)
540-559
(May-2007)
580-599
(Apr-2007)
580-599
(Apr-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
Educator seeking to consolidate!
Hello Prosper Family!
Thanks to each of you for taking the time to consider and support my loan needs!
I am a great candidate for this loan as I am an Educator of 18 years not only seeking to consolidate as I advance my career to an Administrator after completing my Masters this year but I have continued to increase my credit score, and I take pride in the importance of having an excellent payment history with my creditors.
My annual income is $52,000.
My monthly expense breakdown as follows:
-Car note $540 a month.
-Personal Loan $160.00 a month.
-Credit card $70 a month.
-Student Loan $180 a month.
-Rent $595 a month
-Car insurance $83
-Utilities: $250
-Food, entertainment: $200
-Clothing, household expenses: $70
Thanks again for your time!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-leverage-phoenix | $50.00 | 4/29/2011 5:05:59 PM |
| Zolton | $100.00 | 4/29/2011 5:08:53 PM |
| the-reliable-trade | $100.00 | 4/29/2011 5:10:09 PM |
| the-enthralling-coin | $50.00 | 4/29/2011 5:09:47 PM |
| helpinghand63 | $25.00 | 4/29/2011 5:35:34 PM |
| SimpleChoice | $25.00 | 4/29/2011 5:36:05 PM |
| tech310 | $50.00 | 4/29/2011 5:11:25 PM |
| Edwin_Rae | $25.00 | 4/30/2011 3:24:55 AM |
| penny-winner | $75.00 | 4/29/2011 11:13:09 PM |
| jdrez | $25.00 | 4/30/2011 3:04:53 AM |
| cybernosha | $25.00 | 4/30/2011 4:32:21 AM |
| dospapalotes | $41.11 | 4/30/2011 3:25:01 AM |
| Bank_Of_XL | $50.00 | 4/30/2011 5:09:31 AM |
| mikeandcat | $50.00 | 4/30/2011 6:36:13 AM |
| reflective-rupee | $200.00 | 4/30/2011 8:14:37 AM |
| Scotcha | $50.00 | 4/30/2011 2:22:14 PM |
| superb-kindness2 | $50.00 | 5/2/2011 8:48:57 AM |
| transformer855 | $25.00 | 5/2/2011 7:49:36 AM |
| Moe87 | $25.00 | 5/2/2011 6:22:38 PM |
| spy0 | $25.00 | 5/4/2011 9:20:24 AM |
| katnmouse | $25.00 | 5/4/2011 3:43:46 PM |
| krd_Chicago | $50.00 | 5/4/2011 4:49:57 PM |
| BuildingShanghai | $205.00 | 5/5/2011 8:48:33 AM |
| BxRealtor | $25.00 | 5/5/2011 10:07:57 AM |
| asset-professor | $50.00 | 5/6/2011 2:39:43 AM |
| p43600jw | $25.00 | 5/6/2011 10:04:05 AM |
| boater01 | $50.00 | 5/6/2011 12:21:20 PM |
| resolute-basis9 | $50.00 | 5/7/2011 10:52:24 AM |
| basis-wizard8 | $50.00 | 5/9/2011 9:55:57 AM |
| worth-blanket2 | $5,000.00 | 5/9/2011 11:11:36 AM |
| systemlender | $50.00 | 5/9/2011 1:13:21 PM |
| DasMula | $214.00 | 5/9/2011 9:04:19 PM |
| Nerdster1 | $30.10 | 5/10/2011 4:16:20 AM |
| idriveajeep | $29.00 | 5/10/2011 2:28:35 AM |
| radforj22 | $25.00 | 5/10/2011 5:33:05 AM |
| JustMee | $25.00 | 5/10/2011 6:36:59 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:14:25 AM |
| p2ploan-sensation211 | $27.23 | 5/10/2011 12:35:36 PM |
| careful-note | $100.00 | 5/10/2011 5:38:44 PM |
| rescue | $100.00 | 5/10/2011 6:54:42 PM |
| the-credit-bauble | $25.00 | 5/10/2011 7:41:56 PM |
| profitable-money | $25.00 | 5/10/2011 8:24:22 PM |
| AJaye2006 | $45.88 | 5/11/2011 5:13:05 AM |
| benjo | $50.00 | 5/11/2011 9:25:36 AM |
| gothampark | $25.00 | 5/11/2011 9:22:10 AM |
| grnii78 | $100.00 | 5/11/2011 11:28:52 AM |
| theyfixedtheglitch | $50.00 | 5/11/2011 12:00:06 PM |
| worldly-community3 | $50.00 | 5/11/2011 12:02:01 PM |
| outofoffice | $100.00 | 5/11/2011 4:06:50 PM |
| skuba | $50.00 | 5/11/2011 5:42:50 PM |
| point-compadre | $50.00 | 5/11/2011 5:47:52 PM |
| jstnow | $25.00 | 5/11/2011 7:54:16 PM |
| delicious-loan093 | $25.00 | 5/11/2011 11:02:34 PM |
| nalaari | $33.32 | 5/12/2011 6:03:21 AM |
| buffalobills | $25.00 | 5/12/2011 8:18:08 AM |
| the-money-gargantuan | $25.00 | 5/12/2011 8:20:32 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:40:55 AM |
| Supernick | $50.00 | 5/12/2011 10:00:17 AM |
| kermitdafrog | $25.00 | 5/12/2011 10:29:58 AM |
| cosmof16 | $50.00 | 5/12/2011 11:21:48 AM |
| Investor509 | $25.00 | 5/12/2011 11:48:40 AM |
| Pookie22 | $25.00 | 5/12/2011 12:26:55 PM |
| orange-courageous-dedication | $50.00 | 5/12/2011 12:14:38 PM |
| slwholesales | $27.20 | 5/12/2011 12:13:53 PM |
| richboy56 | $25.00 | 5/12/2011 12:38:28 PM |
| golden-bid9 | $25.00 | 5/12/2011 12:56:31 PM |
| cogent | $29.47 | 5/12/2011 1:01:09 PM |
| Ripsaw4U | $50.00 | 5/12/2011 1:35:20 PM |
| bennycutts | $33.00 | 5/12/2011 1:38:38 PM |
| camaraderi-atmosphere | $50.00 | 5/12/2011 2:39:25 PM |
| thankful-nickel2 | $25.00 | 5/12/2011 4:24:31 PM |
| sensational-dinero6 | $50.00 | 5/12/2011 5:28:38 PM |
| note-sensation | $50.00 | 5/12/2011 5:31:52 PM |
| first-resplendent-revenue | $50.00 | 5/12/2011 5:33:59 PM |
| ConcreteOne | $25.00 | 5/12/2011 6:03:58 PM |
| Dskillz | $94.00 | 5/12/2011 7:00:16 PM |
| Gyroman | $100.00 | 5/12/2011 7:42:49 PM |
| brilliant-leverage4 | $50.00 | 5/12/2011 8:49:11 PM |
| PandP | $59.66 | 5/12/2011 8:54:12 PM |
| Gibbyland | $100.00 | 4/29/2011 5:06:25 PM |
| janeybooboo | $51.00 | 4/29/2011 5:11:13 PM |
| ingenious-deal6 | $25.00 | 4/29/2011 5:11:58 PM |
| Blends | $25.00 | 4/29/2011 7:44:42 PM |
| runner262 | $25.00 | 4/30/2011 12:49:54 AM |
| jga516 | $25.00 | 4/30/2011 4:00:06 AM |
| Panna | $25.00 | 4/30/2011 4:35:14 AM |
| hookUup | $26.71 | 4/30/2011 7:29:50 AM |
| mulberry4 | $50.00 | 4/30/2011 8:25:58 AM |
| vutah | $25.00 | 4/30/2011 10:28:31 AM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:47 PM |
| suave-justice059 | $200.00 | 5/1/2011 5:38:37 PM |
| janeybooboo | $149.00 | 5/1/2011 8:01:40 PM |
| competent-p2p | $35.00 | 5/2/2011 8:31:37 PM |
| bonus-demon | $25.00 | 5/3/2011 10:23:46 AM |
| first-upright-payout | $25.00 | 5/3/2011 12:51:06 PM |
| designer_10 | $50.00 | 5/3/2011 4:44:47 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:51 PM |
| Leopoldine | $25.00 | 5/3/2011 10:04:30 PM |
| loan-master1 | $25.00 | 5/4/2011 6:34:41 PM |
| the-enthralling-coin | $25.00 | 5/5/2011 5:49:59 PM |
| penny-candy | $25.00 | 5/5/2011 7:49:48 PM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:47 AM |
| marketplace-meridian | $25.00 | 5/7/2011 7:43:27 AM |
| Interloper | $27.00 | 5/8/2011 1:30:42 PM |
| BuffetRocks | $100.00 | 5/9/2011 1:22:41 PM |
| lender12345 | $25.00 | 5/9/2011 2:27:47 PM |
| selector568 | $200.00 | 5/9/2011 4:10:14 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:05:17 PM |
| firsttouch1 | $500.00 | 5/9/2011 9:56:22 PM |
| Barrayaran | $25.00 | 5/10/2011 1:48:43 PM |
| payout-motivator0 | $75.00 | 5/10/2011 1:34:59 PM |
| msw_engr | $50.00 | 5/10/2011 5:40:07 PM |
| CPDDDS | $50.00 | 5/10/2011 8:54:10 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:20:09 AM |
| itskarma | $35.46 | 5/11/2011 6:16:53 AM |
| math1973 | $50.00 | 5/11/2011 9:35:30 AM |
| zooom7 | $50.00 | 5/11/2011 11:28:05 AM |
| efficient-treasure0 | $25.00 | 5/11/2011 3:55:10 PM |
| toblerone | $25.00 | 5/11/2011 3:55:22 PM |
| deal-guardian1 | $50.00 | 5/11/2011 3:55:19 PM |
| diverse-benjamins | $50.00 | 5/11/2011 6:45:51 PM |
| back-scratchers | $25.00 | 5/12/2011 1:51:49 AM |
| don8ter | $25.00 | 5/12/2011 1:41:15 AM |
| integrity-doctor | $100.00 | 5/12/2011 8:30:20 AM |
| gracej | $25.00 | 5/12/2011 10:00:57 AM |
| twerns | $40.00 | 5/12/2011 11:27:59 AM |
| chicco | $100.00 | 5/12/2011 12:53:37 PM |
| dcap3 | $50.00 | 5/12/2011 12:38:21 PM |
| Grandmahoneybee | $50.00 | 5/12/2011 1:24:50 PM |
| american6 | $100.00 | 5/12/2011 1:36:49 PM |
| brightest-fascinating-principal | $39.00 | 5/12/2011 1:40:21 PM |
| jeremy20 | $25.00 | 5/12/2011 2:29:51 PM |
| FigTree | $50.00 | 5/12/2011 2:19:35 PM |
| scoobiedoo | $50.00 | 5/12/2011 2:20:31 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:55:24 PM |
| ahansen | $25.00 | 5/12/2011 4:04:13 PM |
| gilbrear | $25.00 | 5/12/2011 4:26:16 PM |
| treasure-bliss | $50.00 | 5/12/2011 5:25:35 PM |
| sci_guy | $25.00 | 5/12/2011 5:32:54 PM |
| red-luminous-gain | $25.00 | 5/12/2011 5:33:48 PM |
| successful-wealth7 | $50.00 | 5/12/2011 6:03:57 PM |
| MadHun | $100.00 | 5/12/2011 8:14:19 PM |
| tlp43 | $50.00 | 5/12/2011 8:24:34 PM |
| newest-market-spy | $25.00 | 5/12/2011 8:14:57 PM |
| grampy48 | $25.00 | 5/13/2011 3:54:07 AM |
| Snoopylover | $25.00 | 5/13/2011 6:05:14 AM |
| wonderlandkat | $25.00 | 5/13/2011 6:18:46 AM |
| RetiredATC | $50.00 | 5/13/2011 3:20:12 AM |
| George2384 | $25.00 | 5/13/2011 5:06:50 AM |
| pythia | $25.00 | 5/13/2011 2:30:41 AM |
| crw1950 | $46.39 | 5/13/2011 4:41:15 AM |
| shrewd-income | $50.00 | 5/13/2011 6:33:33 AM |
| green-unrivaled-felicity | $27.72 | 5/13/2011 7:42:04 AM |
| Rulea72 | $28.75 | 5/13/2011 7:04:48 AM |
| kulender | $50.00 | 5/13/2011 7:00:09 AM |
| 155 Investments
|
Borrower Payment Dependent Notes Series
504737
This series of Notes was issued and sold upon the funding of the borrower loan #49344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $272.35 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,285 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| RobbieB73 |
Borrower's state:
| Virginia |
Borrower's group:
| Christian Opportunities |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2010)
560-579
(Jul-2006)
560-579
(May-2006)
560-579
(May-2006)
|
|
Principal balance:
| $1,842.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Business is picking up for 73CM.com
Purpose of loan:
This loan will be used to...expand our equipment and offer more services
My financial situation:
I am a good candidate for this loan because...I have been prompt on all payments for all debts incurred. This loan is strictly for my home-based business to continue it's expansion
Monthly net income: $2400
Monthly expenses: $ 1850
Housing: $ 915
Insurance: $ 50
Car expenses: $ 100
Utilities: $ 120
Phone, cable, internet: $ 50
Food, entertainment: $ 150
Clothing, household expenses: $ 150
Credit cards and other loans: $ 150
Other expenses: $ 150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 5/1/2011 12:06:35 PM |
| DasMula | $214.00 | 5/1/2011 12:56:54 PM |
| reflective-rupee | $25.00 | 5/1/2011 7:45:50 PM |
| smilinsam | $50.00 | 5/1/2011 7:47:07 PM |
| ingenious-deal6 | $25.00 | 5/1/2011 6:46:25 PM |
| fairness-atmosphere | $25.00 | 5/2/2011 7:02:20 AM |
| Moe87 | $25.00 | 5/2/2011 8:37:58 AM |
| asset-equilibrium0 | $50.00 | 5/2/2011 8:06:25 AM |
| _wally_ | $25.00 | 5/2/2011 12:38:16 PM |
| gain-gourd | $100.00 | 5/2/2011 2:41:04 PM |
| bonus-demon | $50.00 | 5/3/2011 10:30:12 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:12 PM |
| p43600jw | $25.00 | 5/6/2011 10:05:24 AM |
| chungfang | $25.00 | 5/6/2011 4:21:02 PM |
| investment-daydream | $75.00 | 5/7/2011 1:57:56 PM |
| worth-blanket2 | $4,550.00 | 5/9/2011 10:53:04 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:41 PM |
| bid-czar8 | $50.00 | 5/10/2011 9:29:38 AM |
| best-witty-bazaar | $25.00 | 5/10/2011 9:34:45 AM |
| red-heavenly-order | $150.00 | 5/10/2011 11:32:29 AM |
| chungfang | $25.00 | 5/10/2011 12:06:53 PM |
| logical-gain6 | $54.00 | 5/10/2011 11:45:06 AM |
| RLaumeyer | $25.00 | 5/10/2011 1:34:49 PM |
| anton | $50.00 | 5/1/2011 12:02:19 PM |
| the-enthralling-coin | $25.00 | 5/1/2011 12:02:42 PM |
| diplomatic-wealth7 | $25.00 | 5/1/2011 12:03:05 PM |
| Artist_Blue | $25.00 | 5/2/2011 6:12:39 AM |
| chameleon125 | $25.00 | 5/3/2011 6:24:47 AM |
| 2grindstones | $25.00 | 5/3/2011 9:51:34 AM |
| Bcs-cnc | $30.27 | 5/3/2011 2:31:00 PM |
| the-reliable-trade | $100.00 | 5/5/2011 5:33:46 PM |
| Weaverville | $25.00 | 5/6/2011 1:29:49 AM |
| genius520 | $50.00 | 5/7/2011 2:00:50 PM |
| itskarma | $25.00 | 5/9/2011 12:39:01 PM |
| Champion_Lending | $25.00 | 5/9/2011 3:01:42 PM |
| CAGE-Investments | $25.00 | 5/9/2011 5:22:25 PM |
| hidavehi | $45.00 | 5/9/2011 7:50:04 PM |
| grampy48 | $25.00 | 5/10/2011 8:10:53 AM |
| Leshan | $135.99 | 5/10/2011 7:58:41 AM |
| cbivitz | $25.00 | 5/10/2011 9:20:10 AM |
| corporatejim | $27.65 | 5/10/2011 10:42:58 AM |
| ColoradoLender82 | $25.00 | 5/10/2011 10:43:28 AM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:50:34 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
504763
This series of Notes was issued and sold upon the funding of the borrower loan #49364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $463.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,701 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| JPanto |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Consolidation of Revolving Debt
Purpose of loan: Consolidation of Revolving Debt
This loan will be used to consolidate revolving debt into fixed payment.
My financial situation:
I am a health care professional and have been with the same company for almost 10 years. I am in a secure financial situation, but recently had a life change that required some difficult financial decisions to sucessfully meet all of my debt obligations. I am a prior Prosper borrower with perfect payment history.
Monthly net income: $ 10,500
Monthly expenses: $3,000
Housing: $1150
Insurance: $200
Car expenses: $500
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $300 (to be consolidated)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-reliable-trade | $100.00 | 5/3/2011 9:08:07 AM |
| investment-artist | $25.01 | 5/3/2011 9:12:18 AM |
| Aberdeen | $3,000.00 | 5/3/2011 9:06:57 AM |
| reflective-rupee | $25.00 | 5/3/2011 9:19:13 AM |
| MoneyForNothing | $38.58 | 5/3/2011 9:02:58 AM |
| lendstats_com | $500.00 | 5/3/2011 9:34:05 AM |
| LittleMingo | $30.00 | 5/3/2011 9:42:24 AM |
| janeybooboo | $51.00 | 5/3/2011 12:34:30 PM |
| Sol_Invictus | $25.00 | 5/3/2011 3:50:07 PM |
| ethicalhumanist | $50.00 | 5/4/2011 11:12:47 AM |
| vineet | $25.00 | 5/4/2011 3:43:17 PM |
| palace2 | $200.00 | 5/4/2011 11:39:57 PM |
| cgoca | $25.00 | 5/5/2011 11:30:06 AM |
| FinanceEngine | $40.00 | 5/5/2011 5:56:06 PM |
| spiff666 | $25.00 | 5/5/2011 9:07:42 PM |
| GElender | $50.00 | 5/6/2011 6:21:56 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:01:27 AM |
| dsgfl1 | $30.00 | 5/6/2011 11:49:43 AM |
| CASSHMAN | $250.00 | 5/6/2011 10:54:13 AM |
| chevygal | $81.54 | 5/6/2011 12:41:16 PM |
| brightest-fascinating-principal | $25.00 | 5/6/2011 10:53:59 PM |
| StarshineXL | $650.00 | 5/7/2011 5:00:46 AM |
| Mad_Scientist | $50.00 | 5/7/2011 8:33:05 PM |
| mammalian4 | $25.00 | 5/7/2011 8:58:13 PM |
| peregrine | $35.47 | 5/7/2011 9:13:32 PM |
| triumph246 | $25.00 | 5/7/2011 9:35:51 PM |
| estancias | $25.00 | 5/7/2011 11:58:36 PM |
| YoungTaxMan | $850.00 | 5/8/2011 12:33:12 AM |
| principal-laser | $61.33 | 5/8/2011 3:17:10 AM |
| CA-Lender | $50.05 | 5/7/2011 8:09:22 PM |
| Christophe | $25.00 | 5/7/2011 8:17:34 PM |
| nykidd | $30.00 | 5/7/2011 8:21:50 PM |
| Dallaspat | $50.00 | 5/7/2011 10:33:31 PM |
| principal-jedi | $76.65 | 5/8/2011 4:22:02 AM |
| blLending | $25.00 | 5/8/2011 9:01:51 AM |
| ReddInc | $200.00 | 5/8/2011 1:41:14 PM |
| velocity-winner | $25.00 | 5/8/2011 4:38:54 PM |
| moola-monger9 | $50.00 | 5/9/2011 7:16:11 AM |
| buffalobills | $25.00 | 5/9/2011 7:33:50 AM |
| doomsday18 | $25.00 | 5/9/2011 8:36:28 AM |
| broomfieldbucks | $25.00 | 5/9/2011 8:49:23 AM |
| first-upright-payout | $25.00 | 5/9/2011 9:53:17 AM |
| lender12345 | $25.00 | 5/9/2011 2:10:28 PM |
| friendinmoney | $25.00 | 5/9/2011 3:19:56 PM |
| Scotcha | $50.00 | 5/10/2011 5:55:46 AM |
| RugbyFan | $25.00 | 5/10/2011 5:38:43 AM |
| a-reasonable-return | $25.00 | 5/10/2011 12:43:03 PM |
| durability-halibut | $37.00 | 5/10/2011 3:37:01 PM |
| rescue | $100.00 | 5/10/2011 6:55:11 PM |
| CPDDDS | $50.00 | 5/10/2011 8:54:19 PM |
| rich329 | $25.00 | 5/11/2011 6:04:19 AM |
| debt-legend | $25.00 | 5/11/2011 9:20:12 AM |
| math1973 | $50.00 | 5/11/2011 9:36:18 AM |
| Reddy_Capital | $25.00 | 5/11/2011 9:25:45 PM |
| diverse-benjamins | $50.00 | 5/11/2011 6:34:40 PM |
| Techne_Funds_LLC | $25.00 | 5/11/2011 7:37:27 PM |
| superb-funds335 | $25.00 | 5/11/2011 9:54:51 PM |
| credit-investor5 | $50.00 | 5/12/2011 12:40:37 AM |
| Makemony | $50.00 | 5/12/2011 4:41:55 AM |
| dollar-authority | $223.07 | 5/12/2011 7:52:37 AM |
| chrisb1414 | $25.00 | 5/12/2011 7:21:06 AM |
| gotbyu | $50.00 | 5/12/2011 8:02:15 AM |
| the-money-gargantuan | $25.00 | 5/12/2011 8:04:45 AM |
| golffish2 | $50.00 | 5/3/2011 9:11:14 AM |
| Gibbyland | $100.00 | 5/3/2011 9:12:04 AM |
| Tradesmanlender | $25.00 | 5/3/2011 9:12:42 AM |
| the-enthralling-coin | $50.00 | 5/3/2011 9:07:58 AM |
| tech310 | $50.00 | 5/3/2011 9:12:21 AM |
| cashhelp | $50.00 | 5/3/2011 9:08:38 AM |
| OldManP | $25.00 | 5/3/2011 9:11:57 AM |
| designer_10 | $25.00 | 5/3/2011 9:36:10 AM |
| atlas100 | $25.00 | 5/3/2011 10:59:58 AM |
| bonus-demon | $25.00 | 5/3/2011 10:24:57 AM |
| credit-missile | $125.00 | 5/3/2011 12:09:24 PM |
| optionscashflow | $25.00 | 5/3/2011 11:25:00 AM |
| DasMula | $57.00 | 5/3/2011 10:37:21 AM |
| janeybooboo | $149.00 | 5/3/2011 12:47:36 PM |
| r48 | $25.00 | 5/3/2011 11:49:29 AM |
| rate-hickory | $25.00 | 5/3/2011 1:59:52 PM |
| hookUup | $26.74 | 5/3/2011 5:03:34 PM |
| Sol_Invictus | $25.00 | 5/3/2011 3:47:14 PM |
| SolarMoonshine | $200.00 | 5/3/2011 5:40:07 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:10 PM |
| careful-note1 | $25.00 | 5/4/2011 6:54:29 AM |
| loanman2007 | $275.00 | 5/4/2011 4:53:08 AM |
| palace2 | $200.00 | 5/4/2011 10:06:49 AM |
| golffish2 | $50.00 | 5/4/2011 12:12:09 PM |
| payment-halo | $25.00 | 5/4/2011 1:44:28 PM |
| loan-master1 | $25.00 | 5/4/2011 6:14:19 PM |
| knowledgeable-payment7 | $25.00 | 5/4/2011 6:38:46 PM |
| newest-funds-powerplant | $25.00 | 5/4/2011 8:19:35 PM |
| creative-generosity3 | $45.63 | 5/5/2011 5:32:53 AM |
| delicious-loan093 | $50.00 | 5/5/2011 3:43:31 PM |
| upbeat-finance8 | $25.00 | 5/5/2011 4:47:56 PM |
| thankful-nickel2 | $25.00 | 5/5/2011 5:32:03 PM |
| competent-p2p | $50.00 | 5/5/2011 7:46:28 PM |
| Leopoldine | $25.00 | 5/5/2011 8:19:25 PM |
| silver-breeze3 | $25.00 | 5/6/2011 5:48:10 AM |
| malomar66 | $55.00 | 5/6/2011 11:14:10 AM |
| InChicago | $100.00 | 5/6/2011 8:11:22 PM |
| dough-hammock | $25.00 | 5/6/2011 9:30:54 PM |
| resolute-basis9 | $50.00 | 5/7/2011 10:52:56 AM |
| trumpeter5 | $39.00 | 5/7/2011 8:10:39 PM |
| reflective-rupee | $175.01 | 5/7/2011 8:54:16 PM |
| courteous-bazaar | $250.00 | 5/7/2011 10:22:22 PM |
| profitable-money | $50.00 | 5/7/2011 11:17:04 PM |
| djkaiser | $39.39 | 5/7/2011 11:24:53 PM |
| johnrx | $50.00 | 5/8/2011 12:23:39 AM |
| loyalist1 | $150.00 | 5/8/2011 4:17:40 AM |
| luvlending | $75.00 | 5/7/2011 8:26:26 PM |
| Skeptical-one | $40.00 | 5/8/2011 6:42:19 AM |
| econgineer | $50.00 | 5/7/2011 9:02:15 PM |
| SanJoser | $25.00 | 5/7/2011 9:03:05 PM |
| yf99yz | $25.00 | 5/7/2011 10:13:15 PM |
| listing-pear6 | $50.00 | 5/7/2011 10:17:21 PM |
| peso-stockpiler | $40.00 | 5/8/2011 7:17:15 AM |
| zone6 | $100.00 | 5/7/2011 10:34:17 PM |
| capital-blueberry | $25.00 | 5/7/2011 11:13:39 PM |
| lightninghcky7 | $25.00 | 5/8/2011 7:55:52 AM |
| NiceNate | $100.00 | 5/8/2011 10:07:02 AM |
| Flreap | $25.00 | 5/9/2011 8:42:52 AM |
| Nerdster1 | $35.09 | 5/9/2011 4:20:59 AM |
| qsolo | $200.00 | 5/9/2011 9:42:04 AM |
| rockhound84 | $25.00 | 5/9/2011 9:53:04 AM |
| grnii78 | $100.00 | 5/9/2011 1:34:23 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:05:45 PM |
| investment-habanero8 | $100.00 | 5/10/2011 3:21:25 AM |
| friendly-principal76 | $25.00 | 5/10/2011 6:44:38 AM |
| BxRealtor | $25.00 | 5/10/2011 7:02:14 AM |
| samurai2 | $54.93 | 5/10/2011 7:15:23 AM |
| CashBank | $25.00 | 5/10/2011 8:36:03 AM |
| revenue-appraiser | $25.00 | 5/10/2011 11:41:20 AM |
| itskarma | $25.25 | 5/10/2011 11:41:06 AM |
| cash-queen | $30.74 | 5/10/2011 1:19:40 PM |
| payout-motivator0 | $75.00 | 5/10/2011 1:35:36 PM |
| best-suave-market | $25.00 | 5/10/2011 12:52:09 PM |
| finance-symphony7 | $40.00 | 5/10/2011 6:03:40 PM |
| blue-dollar-viking | $25.00 | 5/10/2011 8:30:19 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:20:51 AM |
| rockhound84 | $25.00 | 5/11/2011 5:23:32 AM |
| interest88 | $34.00 | 5/11/2011 5:37:36 AM |
| easylivin | $25.00 | 5/11/2011 8:14:19 AM |
| principal-delight | $100.00 | 5/11/2011 10:49:05 AM |
| aznboi | $25.00 | 5/11/2011 10:58:30 AM |
| BuffetRocks | $100.00 | 5/11/2011 3:55:05 PM |
| best-witty-bazaar | $25.00 | 5/11/2011 2:34:10 PM |
| boater01 | $50.00 | 5/11/2011 5:45:43 PM |
| Feyenoord | $25.00 | 5/12/2011 1:38:47 AM |
| greenback-guard | $25.00 | 5/12/2011 1:49:45 AM |
| a-restless-dollar | $25.00 | 5/12/2011 6:17:02 AM |
| shrewd-income | $50.00 | 5/12/2011 7:13:53 AM |
| georgedorn | $28.52 | 5/12/2011 9:19:27 AM |
| 152 Investments
|
Borrower Payment Dependent Notes Series
504993
This series of Notes was issued and sold upon the funding of the borrower loan #49343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 19
/
15 | Length of status: | 6y 0m |
|
Amount delinquent:
| $820 |
Total credit lines:
| 48 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $99,366 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-expert |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2010)
|
|
Principal balance:
| $3,284.97 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Paying off old debt
Purpose of loan:
This loan will be used to pay off HFC, I have a personal loan with them and I am looking settle with them and need this term loan to do it.
My financial situation:
I am a good candidate for this loan because, I have never missed a payment till HFC, and I am in good standing with all my creditors except for HFC.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-enthralling-coin | $25.00 | 5/3/2011 9:14:27 AM |
| reflective-rupee | $25.00 | 5/3/2011 9:20:50 AM |
| Kash2010lu | $25.00 | 5/3/2011 9:07:56 AM |
| anton | $50.00 | 5/3/2011 9:08:04 AM |
| tech310 | $50.00 | 5/3/2011 9:12:24 AM |
| suave-dime6 | $25.00 | 5/3/2011 10:10:40 AM |
| travel101 | $25.00 | 5/3/2011 12:54:28 PM |
| competent-p2p | $25.00 | 5/5/2011 7:45:59 PM |
| Bill88 | $30.77 | 5/6/2011 8:21:25 AM |
| heerzaquestion | $25.00 | 5/6/2011 7:46:03 PM |
| JMY1 | $25.00 | 5/6/2011 7:49:18 PM |
| vigilance-searcher | $25.00 | 5/6/2011 9:09:25 PM |
| reflective-rupee | $175.01 | 5/6/2011 7:23:53 PM |
| zorg77 | $50.00 | 5/6/2011 9:20:14 PM |
| neutrino6 | $25.00 | 5/6/2011 7:48:24 PM |
| credit-missile | $75.00 | 5/6/2011 8:59:34 PM |
| DonaldColorado | $100.00 | 5/7/2011 2:45:53 AM |
| palace2 | $450.00 | 5/7/2011 3:12:18 AM |
| sfmdg | $50.00 | 5/7/2011 5:25:57 AM |
| EarlyRiser | $150.00 | 5/7/2011 5:55:37 AM |
| HelpfulLender1 | $25.00 | 5/7/2011 5:55:16 AM |
| nickel-demon2 | $261.95 | 5/7/2011 6:31:25 AM |
| the-upbeat-p2p | $100.00 | 5/7/2011 6:35:25 AM |
| rockhound84 | $25.00 | 5/7/2011 6:52:56 AM |
| Control | $25.00 | 5/7/2011 5:02:36 AM |
| wattboy | $75.00 | 5/7/2011 8:07:27 AM |
| creative-revenue0 | $50.00 | 5/7/2011 8:04:05 AM |
| jktravl | $50.00 | 5/7/2011 8:05:54 AM |
| integrity-reformer | $263.76 | 5/7/2011 6:13:20 AM |
| microjen | $100.00 | 5/7/2011 7:28:56 AM |
| Lubava | $60.00 | 5/7/2011 8:02:24 AM |
| Reliance_Banker | $25.00 | 5/7/2011 8:20:38 PM |
| thankful-nickel2 | $25.00 | 5/8/2011 4:00:42 PM |
| chameleon125 | $25.00 | 5/9/2011 6:34:54 AM |
| bonus-demon | $50.00 | 5/3/2011 10:31:57 AM |
| irrelevant | $25.00 | 5/3/2011 6:52:22 PM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:59:26 PM |
| genuine-integrity0 | $25.00 | 5/5/2011 11:59:03 AM |
| GrossBuddha | $200.00 | 5/5/2011 2:48:34 PM |
| 168RichCapital | $25.50 | 5/6/2011 7:25:18 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:52:53 PM |
| auction-karate | $50.00 | 5/6/2011 8:16:50 PM |
| yf99yz | $25.00 | 5/6/2011 9:12:17 PM |
| Dubbs360 | $100.00 | 5/6/2011 9:01:50 PM |
| dough-hammock | $25.00 | 5/6/2011 9:33:08 PM |
| CA-Lender | $25.05 | 5/6/2011 8:08:36 PM |
| Bob450 | $25.00 | 5/6/2011 10:28:09 PM |
| diversification-medalist | $25.00 | 5/6/2011 10:33:30 PM |
| intrepid-credit5 | $25.00 | 5/6/2011 10:41:04 PM |
| ROYFU | $25.00 | 5/6/2011 8:59:33 PM |
| novice-speculator | $25.00 | 5/7/2011 12:35:39 AM |
| Christus_Victor | $100.00 | 5/7/2011 2:00:39 AM |
| head | $25.00 | 5/7/2011 1:49:33 AM |
| reward-rancher | $25.00 | 5/7/2011 3:50:33 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 4:56:37 AM |
| jerrymaguire | $25.00 | 5/7/2011 5:04:50 AM |
| kublai | $75.00 | 5/7/2011 3:56:27 AM |
| porwestco | $25.00 | 5/7/2011 4:20:55 AM |
| mad-scientist0 | $50.00 | 5/7/2011 7:12:55 AM |
| FriendInSeattle | $100.00 | 5/7/2011 7:56:54 AM |
| 1randyp | $100.00 | 5/7/2011 6:17:02 AM |
| scarlet-velvet | $25.00 | 5/7/2011 7:50:07 AM |
| wealth-grasshopper0 | $100.00 | 5/7/2011 8:02:47 AM |
| riveting-credit5 | $200.00 | 5/7/2011 10:06:01 PM |
| ChillyWilly | $25.00 | 5/8/2011 7:06:10 AM |
| worth-blanket2 | $3,332.96 | 5/9/2011 11:05:12 AM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
505117
This series of Notes was issued and sold upon the funding of the borrower loan #49255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $227.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.37% | | |
| |
Estimated return*:
| 5.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,684 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-compassionate-generosity |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to... Pay two credit cards off and help re-establish my credit
My financial situation:
I am a good candidate for this loan because... I have stable employment, and have paid my bills and credit cards on a timely basis
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $25.00 | 5/3/2011 5:08:48 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:09:22 PM |
| bonus-demon | $25.00 | 5/3/2011 5:09:58 PM |
| availableloan | $25.00 | 5/3/2011 6:08:53 PM |
| SolarMoonshine | $25.00 | 5/3/2011 5:47:43 PM |
| vutah | $25.00 | 5/3/2011 9:15:31 PM |
| diversification-medalist | $25.00 | 5/4/2011 3:14:31 AM |
| romario | $26.63 | 5/4/2011 1:31:18 AM |
| elvisloans | $25.00 | 5/4/2011 9:17:38 AM |
| indomitable-coin | $50.00 | 5/4/2011 2:49:13 PM |
| g314 | $30.00 | 5/6/2011 5:25:34 PM |
| bill-appraiser7 | $25.00 | 5/7/2011 5:03:30 AM |
| GElender | $50.00 | 5/7/2011 5:11:16 AM |
| Peterman | $25.00 | 5/7/2011 3:43:10 AM |
| reflective-rupee | $25.01 | 5/7/2011 6:38:40 AM |
| slartibardfast | $25.00 | 5/7/2011 8:10:43 AM |
| Tizzo27 | $60.00 | 5/7/2011 8:33:04 AM |
| adir1 | $25.00 | 5/7/2011 8:19:30 AM |
| Barky52 | $25.00 | 5/7/2011 8:27:46 AM |
| marwadi-62 | $300.00 | 5/7/2011 9:02:01 AM |
| supreme-hope | $25.00 | 5/7/2011 7:17:12 AM |
| a-finance-nirvana | $25.00 | 5/7/2011 9:55:44 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:00:45 AM |
| reflective-deal8 | $200.00 | 5/7/2011 10:23:59 AM |
| P2P4me | $300.00 | 5/7/2011 11:35:59 AM |
| capital-blueberry | $25.00 | 5/7/2011 10:11:29 AM |
| oxnard | $100.00 | 5/7/2011 12:14:24 PM |
| wise-natural-return | $25.00 | 5/7/2011 12:54:07 PM |
| Whitewater_Loans | $75.00 | 5/7/2011 2:00:28 PM |
| abu-dhabi | $30.00 | 5/7/2011 2:14:33 PM |
| dphoenix | $111.00 | 5/7/2011 3:18:22 PM |
| neutrino6 | $25.00 | 5/7/2011 3:43:26 PM |
| forceful-asset2 | $50.00 | 5/7/2011 12:23:04 PM |
| lucrative-coin | $50.00 | 5/7/2011 5:43:48 PM |
| payment-halo | $25.00 | 5/7/2011 5:54:07 PM |
| Dubbs360 | $100.00 | 5/7/2011 6:06:31 PM |
| labate | $25.00 | 5/7/2011 3:13:38 PM |
| Engineer44 | $30.00 | 5/7/2011 3:30:58 PM |
| BronxBomber79 | $25.00 | 5/7/2011 8:36:04 PM |
| AustinAmerica | $25.00 | 5/7/2011 9:04:12 PM |
| hope-lionheart1 | $30.00 | 5/7/2011 9:10:26 PM |
| YesMoney | $25.00 | 5/8/2011 2:10:13 AM |
| dallas76 | $200.00 | 5/8/2011 4:55:58 AM |
| BGILlender | $50.00 | 5/7/2011 8:32:57 PM |
| auction-elvis | $25.00 | 5/8/2011 11:54:34 AM |
| the-auction-bear | $25.00 | 5/8/2011 12:03:52 PM |
| thankful-nickel2 | $50.00 | 5/8/2011 4:03:59 PM |
| agreement-bunny | $25.00 | 5/8/2011 8:04:57 PM |
| alben2009 | $25.00 | 5/8/2011 11:59:50 PM |
| qsolo | $200.00 | 5/9/2011 9:39:17 AM |
| misit | $25.00 | 5/9/2011 9:53:03 AM |
| itskarma | $25.25 | 5/9/2011 12:42:27 PM |
| elbastador | $25.00 | 5/9/2011 3:49:48 PM |
| active-diversification8 | $50.00 | 5/9/2011 7:53:32 PM |
| manthrax3 | $64.14 | 5/10/2011 6:18:19 AM |
| cgoca | $25.00 | 5/10/2011 7:49:01 AM |
| wwwUniversal | $25.00 | 5/10/2011 9:22:28 AM |
| favorite-commerce | $25.00 | 5/10/2011 10:27:53 AM |
| fenpark15 | $31.22 | 5/10/2011 12:14:52 PM |
| MonkeyHero | $32.52 | 5/10/2011 12:04:37 PM |
| Bank42 | $30.38 | 5/10/2011 2:26:31 PM |
| payout-motivator0 | $75.00 | 5/10/2011 5:55:06 PM |
| finance-symphony7 | $54.94 | 5/10/2011 6:01:59 PM |
| rescue | $100.00 | 5/10/2011 6:55:23 PM |
| Kerrysbay | $50.00 | 5/11/2011 12:26:41 AM |
| reflective-dollar8 | $50.00 | 5/11/2011 3:36:17 AM |
| bughead | $25.00 | 5/11/2011 6:34:30 AM |
| math1973 | $50.00 | 5/11/2011 9:36:38 AM |
| chererat | $100.00 | 5/11/2011 10:23:45 AM |
| SiebirdLending | $25.00 | 5/3/2011 9:30:01 PM |
| enterprising-cash0 | $25.00 | 5/3/2011 9:29:48 PM |
| zone6 | $50.00 | 5/3/2011 9:32:30 PM |
| SimpleChoice | $25.00 | 5/4/2011 1:51:51 AM |
| lloyd_s | $50.00 | 5/4/2011 1:50:40 AM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:34:28 AM |
| scrappy-bonus2 | $25.00 | 5/5/2011 2:23:02 AM |
| junctionking | $25.00 | 5/7/2011 5:10:56 AM |
| klemer | $25.00 | 5/7/2011 5:46:02 AM |
| crw1950 | $50.00 | 5/7/2011 6:37:08 AM |
| hookUup | $29.40 | 5/7/2011 7:59:01 AM |
| C_Mark | $100.00 | 5/7/2011 6:25:46 AM |
| festeringsnot | $33.00 | 5/7/2011 8:40:16 AM |
| Travis247 | $80.00 | 5/7/2011 8:45:33 AM |
| balance-force | $25.00 | 5/7/2011 9:32:01 AM |
| RankPaid | $50.00 | 5/7/2011 9:55:56 AM |
| lukeskywalkerkp | $30.01 | 5/7/2011 10:37:44 AM |
| Leopoldine | $50.00 | 5/7/2011 11:15:58 AM |
| DasMula | $27.00 | 5/7/2011 12:26:24 PM |
| novice-speculator | $25.00 | 5/7/2011 3:07:01 PM |
| theloanfiller | $25.00 | 5/7/2011 12:16:29 PM |
| impeccable-duty7 | $50.00 | 5/7/2011 4:50:43 PM |
| haryassman | $25.00 | 5/7/2011 6:33:19 PM |
| mddahlheim | $50.00 | 5/7/2011 2:36:10 PM |
| friendinmoney | $25.00 | 5/7/2011 6:49:40 PM |
| currency-persimmon | $100.00 | 5/7/2011 7:14:05 PM |
| luvlending | $25.00 | 5/7/2011 7:46:45 PM |
| GoldenGo4 | $100.00 | 5/7/2011 8:04:09 PM |
| repayment-pudding | $25.00 | 5/7/2011 4:08:30 PM |
| AbeHonestly | $25.00 | 5/7/2011 10:45:26 PM |
| AbeHonestly | $67.34 | 5/7/2011 10:52:25 PM |
| profitable-money | $25.00 | 5/7/2011 11:08:13 PM |
| interstellar | $75.00 | 5/8/2011 4:58:57 AM |
| kind-genuine-dough | $50.00 | 5/7/2011 9:23:17 PM |
| AbeHonestly | $75.00 | 5/7/2011 10:21:32 PM |
| estancias | $25.00 | 5/7/2011 11:50:11 PM |
| Chillito | $65.17 | 5/8/2011 2:51:04 AM |
| loyalist1 | $200.00 | 5/8/2011 4:12:00 AM |
| havana111 | $25.00 | 5/8/2011 9:24:01 AM |
| NiceNate | $100.00 | 5/8/2011 10:07:09 AM |
| spiff666 | $26.66 | 5/8/2011 8:09:02 AM |
| Interloper | $27.00 | 5/8/2011 1:31:22 PM |
| BOZO88 | $50.00 | 5/8/2011 6:46:28 PM |
| cerebral-dollar773 | $500.00 | 5/9/2011 7:39:54 AM |
| Wholely | $50.00 | 5/9/2011 8:42:55 AM |
| taal1 | $50.00 | 5/9/2011 10:24:48 AM |
| loyalty-voyage | $50.00 | 5/9/2011 10:09:01 AM |
| AFairDeal | $50.00 | 5/9/2011 3:18:06 PM |
| myduck | $50.00 | 5/9/2011 5:23:34 PM |
| ncg1983 | $25.00 | 5/9/2011 7:42:50 PM |
| BxRealtor | $25.00 | 5/10/2011 7:02:33 AM |
| upbeat-finance8 | $25.00 | 5/10/2011 10:42:39 AM |
| studious-peso | $25.00 | 5/10/2011 3:10:49 PM |
| Cherrypicker | $50.00 | 5/10/2011 3:51:47 PM |
| sc5 | $50.00 | 5/10/2011 7:01:08 PM |
| competent-p2p | $25.00 | 5/10/2011 7:35:56 PM |
| Druidsoft | $25.00 | 5/10/2011 10:17:44 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:21:02 AM |
| InvestForWealth | $34.77 | 5/11/2011 6:07:41 AM |
| ScottCapital | $25.00 | 5/11/2011 5:19:20 AM |
| 420limo | $25.00 | 5/11/2011 7:04:30 AM |
| debt-legend | $25.00 | 5/11/2011 9:16:40 AM |
| baker31 | $73.56 | 5/11/2011 10:29:18 AM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
505163
This series of Notes was issued and sold upon the funding of the borrower loan #49327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 18y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,736 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| new-bonus-shrine |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Thank you for wanting to help out!
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have NEVER not repaid a debt, and I have a long credit history.
Monthly net income: $15,000
Monthly expenses: $
Housing: $1,600
Insurance: $0
Car expenses: $250
Utilities: $400
Phone, cable, internet: $300
Food, entertainment: $250
Clothing, household expenses: $300
Credit cards and other loans: $3,000
Other expenses: $1,000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 2grindstones | $30.00 | 5/4/2011 10:45:24 AM |
| reflective-rupee | $25.00 | 5/4/2011 4:38:10 PM |
| capital-kingdom | $25.00 | 5/9/2011 4:28:32 PM |
| Kash2010lu | $40.00 | 5/9/2011 5:25:43 PM |
| golffish2 | $25.00 | 5/10/2011 9:18:30 AM |
| mighty-payout1 | $33.52 | 5/10/2011 9:28:02 PM |
| loss-of-control | $30.00 | 5/11/2011 8:12:12 PM |
| impala6464 | $100.00 | 5/12/2011 7:51:03 AM |
| phchristensen | $50.00 | 5/12/2011 9:37:01 AM |
| Lubava | $25.00 | 5/12/2011 11:36:51 AM |
| shrewd-income | $25.00 | 5/12/2011 12:55:49 PM |
| famous-fund885 | $25.00 | 5/12/2011 1:13:22 PM |
| catumbelense | $30.00 | 5/12/2011 1:43:13 PM |
| The_Vault | $50.00 | 5/12/2011 2:31:07 PM |
| SecondChanceLendingSERV | $25.00 | 5/4/2011 3:36:03 PM |
| highyield | $50.00 | 5/8/2011 11:29:11 AM |
| worth-blanket2 | $2,800.00 | 5/9/2011 11:16:40 AM |
| friendinmoney | $25.00 | 5/10/2011 3:11:27 PM |
| friendly-peace4 | $30.00 | 5/10/2011 5:52:11 PM |
| shrewd-income | $25.00 | 5/10/2011 9:01:57 PM |
| periko | $25.00 | 5/11/2011 6:53:42 AM |
| Bill88 | $25.00 | 5/11/2011 8:32:11 AM |
| Miklot | $125.00 | 5/11/2011 8:19:16 PM |
| 168RichCapital | $25.00 | 5/12/2011 6:08:57 AM |
| a-restless-dollar | $25.00 | 5/12/2011 6:18:07 AM |
| bluehen00 | $25.00 | 5/12/2011 7:03:29 AM |
| briskdevl07 | $25.00 | 5/12/2011 7:29:22 AM |
| kingbob | $45.28 | 5/12/2011 11:34:33 AM |
| power-supernova | $50.00 | 5/12/2011 12:15:02 PM |
| dcap3 | $50.00 | 5/12/2011 12:30:16 PM |
| wise-benjamins-fortress | $25.00 | 5/12/2011 1:41:00 PM |
| cashhelper | $25.00 | 5/12/2011 1:50:15 PM |
| AdamsWay | $40.00 | 5/12/2011 3:05:31 PM |
| LoanMoneyToYou | $21.20 | 5/12/2011 3:40:55 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
505241
This series of Notes was issued and sold upon the funding of the borrower loan #49281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $173.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,209 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agreement-brigade8 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Constuction capital
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3300
Monthly expenses: $2200
Housing: $0
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intelligent-yield | $25.00 | 5/4/2011 5:04:32 PM |
| favorite-commerce | $25.00 | 5/4/2011 5:02:04 PM |
| reflective-rupee | $25.00 | 5/4/2011 7:47:38 PM |
| the-enthralling-coin | $25.00 | 5/6/2011 12:30:29 PM |
| debtcollector | $80.00 | 5/7/2011 7:32:08 PM |
| novice-speculator | $25.00 | 5/8/2011 12:33:22 AM |
| hookUup | $29.40 | 5/8/2011 1:40:45 AM |
| wealth-renaissance5 | $25.00 | 5/8/2011 5:29:01 AM |
| Alittleluck | $25.00 | 5/8/2011 5:36:33 AM |
| dime-vista2 | $25.00 | 5/8/2011 6:57:48 AM |
| Spring342 | $25.00 | 5/8/2011 7:46:28 AM |
| gunderstone | $25.00 | 5/8/2011 9:08:19 AM |
| dtana | $25.00 | 5/8/2011 11:06:36 AM |
| asset-bada-bing | $25.00 | 5/8/2011 8:24:02 AM |
| suave-income397 | $337.40 | 5/8/2011 11:41:55 AM |
| PotBellyPete | $100.00 | 5/8/2011 12:03:29 PM |
| chinolatino | $25.00 | 5/8/2011 12:05:19 PM |
| brightest-luminous-cash9 | $25.00 | 5/8/2011 10:21:43 AM |
| silver-wonder278 | $100.00 | 5/8/2011 10:42:59 AM |
| thankful-nickel2 | $50.00 | 5/8/2011 12:33:58 PM |
| Eric_Gagne | $100.00 | 5/8/2011 12:53:19 PM |
| q4golf | $25.00 | 5/8/2011 1:00:09 PM |
| Interloper | $27.00 | 5/8/2011 1:31:38 PM |
| cash-tent | $25.00 | 5/8/2011 1:45:37 PM |
| supersarah61 | $50.00 | 5/8/2011 2:32:02 PM |
| dudebrah | $25.00 | 5/8/2011 4:42:30 PM |
| SC98007 | $25.00 | 5/8/2011 4:43:03 PM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:05 AM |
| qsolo | $200.00 | 5/9/2011 9:41:05 AM |
| loyalty-voyage | $50.00 | 5/9/2011 10:09:00 AM |
| FinanceEngine | $40.00 | 5/9/2011 10:15:25 AM |
| upbeat-finance8 | $25.00 | 5/9/2011 10:32:23 AM |
| mob205 | $50.00 | 5/9/2011 1:27:23 PM |
| auctionator1 | $25.00 | 5/9/2011 5:35:18 PM |
| newest-unbeatable-currency | $50.00 | 5/10/2011 8:39:52 AM |
| CPA-Banker | $25.00 | 5/10/2011 4:43:00 PM |
| tech310 | $50.00 | 5/10/2011 5:13:35 PM |
| rescue | $100.00 | 5/10/2011 6:55:44 PM |
| baker31 | $50.00 | 5/11/2011 10:31:57 AM |
| math1973 | $50.00 | 5/11/2011 9:36:54 AM |
| baker31 | $11.61 | 5/11/2011 12:06:47 PM |
| Bidwinner08 | $50.00 | 5/11/2011 11:22:01 AM |
| markdst1 | $25.00 | 5/11/2011 12:01:32 PM |
| bonus-demon | $25.00 | 5/4/2011 5:08:07 PM |
| Tradesmanlender | $25.00 | 5/4/2011 5:07:53 PM |
| organized-payment6 | $50.00 | 5/4/2011 5:06:33 PM |
| Katahdin | $50.00 | 5/4/2011 9:05:08 PM |
| Sol_Invictus | $25.00 | 5/5/2011 5:15:57 AM |
| balanced-bill7 | $50.00 | 5/6/2011 11:21:28 AM |
| reflective-rupee | $175.01 | 5/7/2011 8:56:07 PM |
| blue111 | $25.00 | 5/8/2011 5:49:38 AM |
| luvlending | $25.00 | 5/7/2011 8:22:11 PM |
| kind-value-pouch | $50.00 | 5/8/2011 6:15:25 AM |
| Gotogo | $50.00 | 5/8/2011 6:20:48 AM |
| hope-lionheart1 | $25.00 | 5/7/2011 9:09:40 PM |
| saga9 | $25.00 | 5/8/2011 7:21:22 AM |
| jasonuz | $25.00 | 5/8/2011 7:24:00 AM |
| dough-hammock | $25.00 | 5/8/2011 8:01:22 AM |
| blue111 | $50.00 | 5/8/2011 5:46:32 AM |
| Dubbs360 | $100.00 | 5/8/2011 11:19:10 AM |
| engrossing-benefit0 | $50.00 | 5/8/2011 8:12:31 AM |
| designer_10 | $25.00 | 5/8/2011 9:58:30 AM |
| elvisloans | $25.00 | 5/8/2011 12:49:06 PM |
| handy-justice | $100.00 | 5/8/2011 2:44:31 PM |
| investment-artist | $25.00 | 5/8/2011 4:04:24 PM |
| currency-persimmon | $50.00 | 5/8/2011 1:20:21 PM |
| janeybooboo | $100.00 | 5/8/2011 1:39:28 PM |
| secureincome | $1,000.00 | 5/8/2011 5:26:57 PM |
| rdav | $25.00 | 5/8/2011 3:38:51 PM |
| Johnab | $26.00 | 5/8/2011 4:47:35 PM |
| revenue-appraiser | $25.00 | 5/9/2011 9:34:17 AM |
| whitegold24k | $125.79 | 5/9/2011 9:53:29 AM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:31:22 AM |
| Bill88 | $25.00 | 5/10/2011 8:29:24 AM |
| competent-p2p | $35.00 | 5/10/2011 7:35:20 PM |
| marwadi-62 | $150.00 | 5/11/2011 1:17:19 AM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:21:13 AM |
| enthralling-investment | $87.79 | 5/11/2011 4:55:28 AM |
| jpayne27 | $25.00 | 5/11/2011 8:34:43 AM |
| moola-monger9 | $50.00 | 5/11/2011 10:25:46 AM |
| bass | $25.00 | 5/11/2011 10:58:21 AM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
505249
This series of Notes was issued and sold upon the funding of the borrower loan #49295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $293.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 15y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| DebL |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 30 ( 97% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $15,500.00 | < 31 days late:
| 1
( 3% )
| 780-799
(Oct-2010)
780-799
(Jun-2010)
680-699
(Nov-2007)
680-699
(Apr-2007)
|
|
Principal balance:
| $6,700.69 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Additional $$-complete home repairs
Purpose of loan:
This loan will be used to complete home repairs that are already started and were more than estimated. This is to keep the house op to date with the neighborhood and in good order.
My financial situation:
I am a good candidate for this loan because I have paid off Prosper before, and I am stable in my employment and continue to get increases and bonus each year.
Monthly net income: $5122
Monthly expenses: $
Housing: $1500
Insurance: $300
Car expenses: $712
Utilities: $300
Phone, cable, internet: $400
Food, entertainment: $650
Clothing, household expenses: $350
Credit cards and other loans: $332
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/4/2011 5:03:55 PM |
| Kash2010lu | $50.00 | 5/4/2011 5:13:00 PM |
| DasMula | $70.00 | 5/4/2011 7:07:30 PM |
| Moe87 | $27.00 | 5/4/2011 7:17:55 PM |
| reflective-rupee | $750.00 | 5/5/2011 4:56:02 AM |
| nickel-hickory | $100.00 | 5/5/2011 2:25:58 PM |
| nickel-hickory | $100.00 | 5/5/2011 2:26:07 PM |
| competent-p2p | $35.00 | 5/5/2011 7:42:05 PM |
| mikeandcat | $75.82 | 5/6/2011 4:58:03 AM |
| yf99yz | $30.00 | 5/6/2011 10:34:24 PM |
| Mikale360 | $25.00 | 5/7/2011 7:08:51 AM |
| riveting-credit5 | $400.00 | 5/7/2011 10:19:07 PM |
| sweetlan | $25.05 | 5/8/2011 11:40:56 AM |
| joebob78 | $40.47 | 5/8/2011 9:56:57 AM |
| kind-charming-value | $400.00 | 5/8/2011 10:53:38 AM |
| diplomatic-wealth7 | $25.00 | 5/8/2011 1:16:06 PM |
| chameleon125 | $50.00 | 5/9/2011 6:39:55 AM |
| MilitaryLoans | $245.39 | 5/9/2011 4:06:08 AM |
| lender12345 | $25.00 | 5/9/2011 2:06:41 PM |
| Bill88 | $25.00 | 5/9/2011 1:28:46 PM |
| mikeandcat | $100.13 | 5/10/2011 5:55:30 AM |
| commerce-rumbler0 | $250.00 | 5/10/2011 8:21:55 AM |
| well-mannered-income3 | $60.00 | 5/10/2011 6:37:03 PM |
| shrewd-income | $281.60 | 5/10/2011 8:37:00 PM |
| catamaran2024 | $50.00 | 5/11/2011 1:21:48 AM |
| credit-missile | $115.00 | 5/11/2011 7:22:55 AM |
| ekmendenhall | $247.15 | 5/11/2011 8:10:45 AM |
| umfan123 | $25.00 | 5/11/2011 6:05:08 AM |
| martymaniaman | $25.00 | 5/11/2011 6:33:19 AM |
| vine99 | $50.00 | 5/4/2011 5:04:28 PM |
| DHolly | $25.00 | 5/4/2011 5:09:45 PM |
| investment-daydream | $150.00 | 5/5/2011 12:29:36 AM |
| suave-dime6 | $25.00 | 5/5/2011 2:29:14 AM |
| credit-guard5 | $25.00 | 5/5/2011 10:32:11 AM |
| nickel-hickory | $100.00 | 5/5/2011 2:22:58 PM |
| brightest-dignified-penny | $25.00 | 5/5/2011 5:03:04 PM |
| the-enthralling-coin | $25.00 | 5/5/2011 5:40:50 PM |
| return-grizzly | $100.00 | 5/5/2011 6:24:10 PM |
| zorg77 | $50.00 | 5/6/2011 4:44:26 AM |
| phaded | $25.00 | 5/6/2011 2:35:43 PM |
| MoneyForNothing | $25.00 | 5/6/2011 6:48:42 PM |
| Champion_Lending | $25.00 | 5/7/2011 11:32:20 AM |
| janeybooboo | $200.00 | 5/7/2011 7:37:16 PM |
| CA-Lender | $75.05 | 5/8/2011 9:39:13 AM |
| kind-charming-value | $400.00 | 5/8/2011 10:49:42 AM |
| novice-speculator | $25.00 | 5/8/2011 9:48:47 AM |
| bonus-demon | $50.00 | 5/8/2011 12:21:48 PM |
| sweetlan | $25.05 | 5/8/2011 1:21:20 PM |
| tolerant-dinero2 | $25.00 | 5/9/2011 9:55:00 AM |
| Jerrys1951 | $35.00 | 5/9/2011 5:09:27 PM |
| capital-halo1 | $598.93 | 5/10/2011 5:58:02 AM |
| MilitaryLoans | $731.32 | 5/10/2011 5:40:31 AM |
| grampy48 | $100.00 | 5/10/2011 8:23:25 AM |
| Leshan | $250.00 | 5/10/2011 8:36:41 AM |
| Reliance_Banker | $25.00 | 5/10/2011 6:47:27 PM |
| careful-note1 | $25.00 | 5/10/2011 8:40:44 PM |
| zone6 | $32.04 | 5/11/2011 2:25:51 AM |
| enthralling-investment | $50.00 | 5/11/2011 4:52:56 AM |
| muirheaj | $25.00 | 5/11/2011 7:39:26 AM |
| 59 Investments
|
Borrower Payment Dependent Notes Series
505261
This series of Notes was issued and sold upon the funding of the borrower loan #49292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| point-fields8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Caregiver needed
Purpose of loan:
This loan will be used to...
I'm a quadriplegic and the loan will pay for eight months of caregiving expenses. i had a medical emergency for a pre-existing condition which changed my caregiving needs. In my present situation I can only afford a caregiver five days a week. I would like to hire another caregiver so I can get out of bed everyday.
My financial situation:
I am a good candidate for this loan because...
I've always paid my bills on time, I have auto bill pay.
Monthly net income: $275
Monthly expenses: $5000
Housing: $1979 I live in a wheelchair accessible apartmernt
Insurance: $197 renters insurance paid once a year
Car expenses: $0
Utilities: $120
Phone, cable, internet: $135
Food, entertainment: $80
Clothing, household expenses: $50
Credit cards and other loans: $425 mostly medical supplies
Other expenses: $2740 caregiving
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/4/2011 5:07:07 PM |
| Kash2010lu | $25.00 | 5/4/2011 5:18:00 PM |
| irrelevant | $25.00 | 5/4/2011 5:08:18 PM |
| suave-dime6 | $25.00 | 5/4/2011 5:57:01 PM |
| sweetlan | $25.05 | 5/8/2011 1:21:03 PM |
| sfmf | $25.00 | 5/8/2011 6:47:45 PM |
| kind-forthright-repayment | $200.00 | 5/8/2011 7:15:45 PM |
| autonomous-truth | $100.00 | 5/8/2011 7:25:39 PM |
| setUup | $26.50 | 5/8/2011 3:33:01 PM |
| Jules97 | $26.00 | 5/9/2011 5:50:16 AM |
| larrybird | $200.00 | 5/9/2011 9:08:59 AM |
| a-restless-dollar | $25.00 | 5/9/2011 6:59:47 AM |
| kegs | $250.00 | 5/9/2011 9:14:52 AM |
| SeminoleHoldings | $38.19 | 5/9/2011 8:16:13 AM |
| polka2002 | $25.00 | 5/9/2011 9:45:15 AM |
| bonus-demon | $50.00 | 5/9/2011 9:59:11 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:07 AM |
| S-Master | $100.00 | 5/9/2011 11:11:00 AM |
| worth-blanket2 | $3,868.49 | 5/9/2011 11:21:16 AM |
| 2grindstones | $25.00 | 5/4/2011 10:18:03 PM |
| the-enthralling-coin | $25.00 | 5/5/2011 6:24:04 PM |
| diplomatic-wealth7 | $25.00 | 5/8/2011 1:16:09 PM |
| CA-Lender | $100.05 | 5/8/2011 1:19:52 PM |
| ReddInc | $100.00 | 5/8/2011 1:22:42 PM |
| blue111 | $25.00 | 5/8/2011 12:57:02 PM |
| symbiosis | $25.00 | 5/8/2011 12:58:45 PM |
| JoeDuck | $115.72 | 5/8/2011 5:28:57 PM |
| Banker_Joe | $25.00 | 5/8/2011 6:37:11 PM |
| Gibbyland | $100.00 | 5/8/2011 7:25:38 PM |
| SecondChanceLendingSERV | $25.00 | 5/8/2011 3:02:13 PM |
| moola-monger9 | $50.00 | 5/9/2011 7:09:16 AM |
| return-pumpkin7 | $25.00 | 5/9/2011 7:32:17 AM |
| point-serenity0 | $25.00 | 5/9/2011 8:28:53 AM |
| Pu239 | $70.00 | 5/9/2011 9:07:10 AM |
| JGB | $250.00 | 5/9/2011 10:24:57 AM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
505313
This series of Notes was issued and sold upon the funding of the borrower loan #49350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $119.59 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2007 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 12y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,618 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tracey601 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 56% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 14
( 44% )
| 640-659
(Aug-2008)
|
|
Principal balance:
| $264.32 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...pay off a few small bills and to consolidate them into one monthly payment.
My financial situation:
I am a good candidate for this loan because...I have been employed at the same company for 12 years, I have proven to be a dependable Prosper borrower, I always pay my bills on time and I have little debt. Though my payments will be spread over 3 years, I anticipate paying this loan off in half that time.
Thanks for taking the time to read my loan listing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| designer_10 | $25.00 | 5/5/2011 9:17:08 AM |
| Tradesmanlender | $25.00 | 5/5/2011 9:08:54 AM |
| elvisloans | $25.00 | 5/5/2011 4:54:13 PM |
| thankful-nickel2 | $25.00 | 5/5/2011 7:57:41 PM |
| market-aficionado3 | $40.00 | 5/6/2011 9:53:23 AM |
| klemer | $25.00 | 5/7/2011 5:47:30 AM |
| availableloan | $25.00 | 5/7/2011 6:07:35 AM |
| silver-boots | $25.00 | 5/7/2011 7:01:55 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 5:02:13 AM |
| Fingar | $50.00 | 5/7/2011 7:15:04 AM |
| Dan4703 | $25.00 | 5/7/2011 8:23:58 AM |
| MDJAX67 | $50.00 | 5/7/2011 7:00:47 AM |
| marwadi-62 | $300.00 | 5/7/2011 9:01:44 AM |
| wealth-grasshopper0 | $100.00 | 5/7/2011 8:04:42 AM |
| Lender0010 | $25.00 | 5/7/2011 11:13:10 AM |
| oxnard | $100.00 | 5/7/2011 12:15:59 PM |
| the-enthralling-coin | $26.00 | 5/7/2011 1:03:26 PM |
| one-midas | $50.00 | 5/7/2011 3:24:08 PM |
| Aridus | $25.00 | 5/7/2011 12:23:10 PM |
| vutah | $25.00 | 5/7/2011 2:00:22 PM |
| natural-greenback6 | $25.00 | 5/7/2011 5:53:48 PM |
| P2P4me | $100.00 | 5/7/2011 6:41:08 PM |
| novice-speculator | $25.00 | 5/7/2011 3:07:27 PM |
| loyalty-voyage | $50.00 | 5/9/2011 10:09:15 AM |
| myduck | $75.00 | 5/9/2011 5:25:24 PM |
| GElender | $25.00 | 5/10/2011 5:54:21 AM |
| CPA-Banker | $25.00 | 5/10/2011 10:07:41 AM |
| tolerant-dinero2 | $25.00 | 5/10/2011 10:28:21 AM |
| singletrck | $25.00 | 5/10/2011 12:38:20 PM |
| rescue | $100.00 | 5/10/2011 6:55:56 PM |
| mex_invests | $25.00 | 5/11/2011 6:01:45 AM |
| math1973 | $50.00 | 5/11/2011 9:37:07 AM |
| Eric_Gagne | $25.00 | 5/11/2011 1:47:06 PM |
| jstnow | $25.00 | 5/11/2011 7:51:57 PM |
| bughead | $25.00 | 5/12/2011 6:30:37 AM |
| the-money-gargantuan | $25.00 | 5/12/2011 8:07:54 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:42:58 AM |
| Bill88 | $25.00 | 5/12/2011 9:37:02 AM |
| bonus-demon | $25.00 | 5/5/2011 9:09:26 AM |
| cgoca | $25.00 | 5/5/2011 9:44:48 AM |
| engaging-worth | $25.00 | 5/5/2011 2:11:22 PM |
| indomitable-coin | $25.00 | 5/6/2011 6:39:16 AM |
| balanced-bill7 | $50.00 | 5/6/2011 11:21:19 AM |
| myidear | $25.00 | 5/7/2011 5:10:51 AM |
| Hogan55 | $75.52 | 5/7/2011 5:29:38 AM |
| junctionking | $25.00 | 5/7/2011 5:01:38 AM |
| supreme-hope | $25.00 | 5/7/2011 7:23:26 AM |
| slartibardfast | $25.00 | 5/7/2011 8:30:27 AM |
| slartibardfast | $25.00 | 5/7/2011 8:32:11 AM |
| C_Mark | $100.00 | 5/7/2011 6:43:11 AM |
| festeringsnot | $33.00 | 5/7/2011 8:40:25 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 9:56:06 AM |
| reflective-deal8 | $100.00 | 5/7/2011 10:28:38 AM |
| Barky52 | $25.00 | 5/7/2011 8:28:27 AM |
| wealth-multiplier | $25.00 | 5/7/2011 11:07:29 AM |
| capital-blueberry | $25.00 | 5/7/2011 10:16:05 AM |
| Leopoldine | $25.00 | 5/7/2011 11:08:26 AM |
| TFAD72 | $25.00 | 5/7/2011 1:24:31 PM |
| Whitewater_Loans | $50.00 | 5/7/2011 1:59:28 PM |
| Reddy_Capital | $25.00 | 5/7/2011 12:00:38 PM |
| ryan6853 | $25.00 | 5/7/2011 2:31:44 PM |
| paul1 | $25.00 | 5/7/2011 12:18:47 PM |
| lucrative-coin | $50.00 | 5/7/2011 5:54:30 PM |
| STLRacer | $30.00 | 5/7/2011 6:32:56 PM |
| neutrino6 | $25.00 | 5/7/2011 3:45:39 PM |
| peso-mate | $50.00 | 5/7/2011 4:23:00 PM |
| Dubbs360 | $100.00 | 5/7/2011 6:06:52 PM |
| spiff666 | $26.66 | 5/8/2011 8:10:18 AM |
| NiceNate | $100.00 | 5/8/2011 10:07:23 AM |
| Pickmar | $25.00 | 5/8/2011 8:07:10 AM |
| Interloper | $27.00 | 5/8/2011 1:31:45 PM |
| qsolo | $200.00 | 5/9/2011 9:39:27 AM |
| lender12345 | $25.00 | 5/9/2011 2:08:15 PM |
| AFairDeal | $50.00 | 5/9/2011 3:18:58 PM |
| revenue-channel8 | $25.00 | 5/10/2011 6:03:12 AM |
| revenue-spa8 | $52.41 | 5/10/2011 8:08:23 AM |
| Cherrypicker | $50.00 | 5/10/2011 3:52:31 PM |
| authentic-peace7 | $35.00 | 5/10/2011 7:52:54 PM |
| wwwUniversal | $25.00 | 5/11/2011 1:38:22 AM |
| enthralling-deal180 | $25.00 | 5/11/2011 4:21:22 AM |
| currency-persimmon | $50.00 | 5/11/2011 4:35:04 AM |
| martymaniaman | $25.00 | 5/11/2011 6:34:44 AM |
| tntmojave | $50.00 | 5/11/2011 9:40:12 AM |
| baker31 | $50.00 | 5/11/2011 10:35:25 AM |
| wealth-renaissance5 | $25.00 | 5/11/2011 1:11:01 PM |
| grampy48 | $50.00 | 5/12/2011 4:10:49 AM |
| RicheyRich | $25.00 | 5/12/2011 4:28:32 AM |
| debt-legend | $25.00 | 5/12/2011 9:08:49 AM |
| 88 Investments
|
Borrower Payment Dependent Notes Series
505355
This series of Notes was issued and sold upon the funding of the borrower loan #49309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,228 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worth-baby7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate high interest rate credit cards
My financial situation:
I am a good candidate for this loan because I always pay my bills on time. The debt incurred when I was laid off from a full time teaching position due to budget cuts. I obtained another full time position at a much lower pay than I was previously receiving. During that time period, debt incurred. Although debt accumulated, I continued to pay bills on time.
Monthly net income: $2800
Monthly expenses: $2200
Housing: $800
Insurance: $
Car expenses: $280
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/5/2011 9:09:41 AM |
| designer_10 | $25.00 | 5/5/2011 10:15:46 AM |
| economy-coup | $30.00 | 5/5/2011 3:02:26 PM |
| 2grindstones | $25.00 | 5/5/2011 12:40:28 PM |
| magnetic-dedication3 | $25.00 | 5/5/2011 4:49:22 PM |
| BuildingShanghai | $150.00 | 5/9/2011 12:04:30 AM |
| qsolo | $200.00 | 5/9/2011 9:44:13 AM |
| enriched-note6 | $25.00 | 5/10/2011 12:21:56 AM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 11:00:58 AM |
| bonus-demon | $50.00 | 5/10/2011 1:05:02 PM |
| thankful-nickel2 | $25.00 | 5/10/2011 5:41:56 PM |
| diplomatic-wealth7 | $25.00 | 5/10/2011 5:58:27 PM |
| umfan123 | $25.00 | 5/11/2011 6:05:11 AM |
| CASSHMAN | $100.00 | 5/11/2011 7:42:32 PM |
| Investor509 | $25.00 | 5/12/2011 12:03:07 PM |
| wise-benjamins-fortress | $25.00 | 5/12/2011 1:46:23 PM |
| scoobiedoo | $50.00 | 5/12/2011 3:07:08 PM |
| coin-bee1 | $25.00 | 5/12/2011 3:23:47 PM |
| reflective-rupee | $200.00 | 5/12/2011 9:41:05 PM |
| shrewd-income | $50.00 | 5/13/2011 6:36:08 AM |
| green-unrivaled-felicity | $50.00 | 5/13/2011 7:44:43 AM |
| DasMula | $25.00 | 5/13/2011 8:54:03 AM |
| leverage-monger | $25.00 | 5/13/2011 8:58:00 AM |
| worthy-bid4 | $54.32 | 5/13/2011 9:12:55 AM |
| unconquerable-dedication | $25.00 | 5/13/2011 9:23:52 AM |
| SB94114 | $25.00 | 5/13/2011 8:50:42 AM |
| C_M | $21.35 | 5/13/2011 9:36:14 AM |
| favorite-commerce | $25.00 | 5/5/2011 9:40:47 AM |
| SolarMoonshine | $25.00 | 5/5/2011 4:56:08 PM |
| worth-blanket2 | $4,900.00 | 5/9/2011 10:49:47 AM |
| Whipster | $50.00 | 5/9/2011 6:37:09 PM |
| the-enthralling-coin | $25.00 | 5/9/2011 7:00:22 PM |
| revenue-spa8 | $50.00 | 5/10/2011 8:04:14 AM |
| dough-hammock | $25.00 | 5/10/2011 8:58:50 AM |
| newest-unbeatable-currency | $30.00 | 5/10/2011 8:38:55 AM |
| integrity-doctor | $100.00 | 5/10/2011 9:16:04 AM |
| frogperson | $124.33 | 5/11/2011 9:48:38 PM |
| delicious-loan093 | $25.00 | 5/11/2011 10:50:36 PM |
| a-restless-dollar | $25.00 | 5/12/2011 6:18:50 AM |
| briskdevl07 | $25.00 | 5/12/2011 7:50:40 AM |
| dcap3 | $50.00 | 5/12/2011 12:35:51 PM |
| jjswanso | $40.00 | 5/12/2011 5:24:11 PM |
| Kyileo | $25.00 | 5/12/2011 5:33:46 PM |
| loyalist1 | $100.00 | 5/13/2011 7:39:38 AM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
505467
This series of Notes was issued and sold upon the funding of the borrower loan #49409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $190.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,388 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| contract-thunder |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $7,499.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2009)
|
|
Principal balance:
| $4,449.04 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Getting rid of another Credit Card
Purpose of loan:
This loan will be used to...get rid of another credit card. I got rid of through a prosper loan over a year ago and it's working out great. Going to do the same here with the other CC and get on a fixed payment plan to get rid of these things!
My financial situation:
I am a good candidate for this loan because...I have a lengthy credit history and good stable employment and have never missed a payment.
Thanks for looking!
Monthly net income: $4025
Monthly expenses: $
Housing: $1070
Insurance: $110
Car expenses: $475
Utilities: $100
Phone, cable, internet: $30
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $100
Total income: $4025
Total Expense budget including new loan: $2,885
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| OldManP | $25.00 | 5/6/2011 9:22:44 AM |
| investment-artist | $25.01 | 5/6/2011 9:26:43 AM |
| irrelevant | $25.00 | 5/6/2011 9:27:19 AM |
| favorite-commerce | $50.00 | 5/6/2011 9:45:53 AM |
| janeybooboo | $51.00 | 5/6/2011 9:19:40 AM |
| tech310 | $50.00 | 5/6/2011 9:27:37 AM |
| Wangchuk | $25.00 | 5/6/2011 10:56:04 AM |
| brightest-dignified-penny | $25.00 | 5/6/2011 10:17:50 AM |
| hellasow | $30.00 | 5/6/2011 4:16:24 PM |
| marketplace-meridian | $50.00 | 5/7/2011 7:42:20 AM |
| economy-coup | $100.00 | 5/8/2011 8:14:25 PM |
| EJF | $90.00 | 5/9/2011 7:11:43 AM |
| thankful-nickel2 | $25.00 | 5/9/2011 9:33:59 AM |
| qsolo | $200.00 | 5/9/2011 9:44:21 AM |
| lender12345 | $25.00 | 5/9/2011 2:42:35 PM |
| shrewd-income | $100.00 | 5/9/2011 2:32:47 PM |
| FinanceEngine | $40.00 | 5/9/2011 5:08:44 PM |
| duty-monger | $24.99 | 5/9/2011 6:54:48 PM |
| orange-coin-walnut | $50.00 | 5/9/2011 5:30:44 PM |
| designer_10 | $25.00 | 5/6/2011 9:14:37 AM |
| reflective-rupee | $25.00 | 5/6/2011 9:31:41 AM |
| janeybooboo | $149.00 | 5/6/2011 3:21:10 PM |
| amlu1988 | $25.00 | 5/7/2011 8:53:29 PM |
| 2grindstones | $25.00 | 5/8/2011 10:41:29 AM |
| worth-blanket2 | $3,500.00 | 5/9/2011 10:53:50 AM |
| grnii78 | $100.00 | 5/9/2011 1:34:21 PM |
| fuzed | $65.00 | 5/9/2011 4:01:10 PM |
| the-enthralling-coin | $25.00 | 5/9/2011 5:04:12 PM |
| thorough-payout8 | $25.00 | 5/9/2011 5:36:46 PM |
| Mad_Scientist | $25.00 | 5/9/2011 6:07:15 PM |
| 30 Investments
|
Borrower Payment Dependent Notes Series
505519
This series of Notes was issued and sold upon the funding of the borrower loan #49397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $209.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 600-619 (Apr-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
3 | Length of status: | 12y 7m |
|
Amount delinquent:
| $315 |
Total credit lines:
| 26 |
Occupation: | Social Worker |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,192 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| worth-titan3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
|
|
Principal balance:
| $1,123.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Pay off High Interest Loan
Purpose of loan: Debt Consolidation
This loan will be used to pay off a terrible high interest Cash Call Loan that I took due to emergency needs.
My financial situation:
I am a good candidate for this loan because I Have a good full-time job making over $60,000/year and I also work part-time 2 days/week at a second job for extra money. I am a hard-working responsible guy who just wants to get ahead and the extremely high interest loan I took out due to a family emergency is really killing me. Please Help!!!! You won't regret it and I will be extremely greatful.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/6/2011 9:27:27 AM |
| reflective-rupee | $25.00 | 5/6/2011 9:37:20 AM |
| 2grindstones | $25.00 | 5/6/2011 11:00:25 AM |
| anton | $50.00 | 5/6/2011 10:16:46 AM |
| social-heart | $25.00 | 5/6/2011 4:28:34 PM |
| janeybooboo | $100.00 | 5/8/2011 1:55:15 PM |
| DoctorJoe | $25.00 | 5/8/2011 12:53:05 PM |
| lender12345 | $25.00 | 5/9/2011 2:43:46 PM |
| grampy48 | $25.00 | 5/10/2011 8:17:08 AM |
| DasMula | $57.00 | 5/10/2011 12:46:52 PM |
| happy-return1 | $29.72 | 5/10/2011 5:01:13 PM |
| friendly-peace4 | $50.00 | 5/10/2011 5:48:17 PM |
| diplomatic-wealth7 | $25.00 | 5/10/2011 5:59:05 PM |
| MoneyForNothing | $5.02 | 5/10/2011 8:21:10 PM |
| fairness-atmosphere | $25.00 | 5/10/2011 8:12:04 PM |
| SolarMoonshine | $25.00 | 5/6/2011 3:00:49 PM |
| twjh | $25.00 | 5/6/2011 2:55:37 PM |
| capital-halo1 | $500.00 | 5/6/2011 4:01:00 PM |
| thankful-nickel2 | $25.00 | 5/9/2011 9:34:42 AM |
| worth-blanket2 | $3,500.00 | 5/9/2011 10:55:42 AM |
| hidavehi | $26.00 | 5/9/2011 7:50:45 PM |
| Leshan | $200.00 | 5/10/2011 8:32:31 AM |
| chungfang | $25.00 | 5/10/2011 12:11:47 PM |
| cr55595 | $25.00 | 5/10/2011 8:17:03 PM |
| bboy21385 | $32.26 | 5/10/2011 8:18:50 PM |
| genome865 | $100.00 | 5/10/2011 7:33:22 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
505573
This series of Notes was issued and sold upon the funding of the borrower loan #49299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 42% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 10y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,589 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| elegant-duty6 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help in Indiana
Purpose of loan:
This loan will be used to...pay off dental bills and medical bills
My financial situation: My husband has been unemployed for a yar and half and just started working again and we are now trying to play catch up on all our bills. You will see that in all this time I have never paid late on anything and still have a good credit score.
I am a good candidate for this loan because...I would like to have just one payment to one person instead of paying multiple doctors and dentists (citi health card also)and incurring double and triple interest. I have never been late on any payment and have a good credit history.
Monthly net income: $5043.00
Monthly expenses: $
Housing: $900.00
Insurance: $300
Car expenses: $606
Utilities: $250
Phone, cable, internet: $0
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $1125
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/6/2011 5:08:29 PM |
| tech310 | $50.00 | 5/6/2011 5:09:34 PM |
| magnetic-dedication3 | $25.00 | 5/6/2011 6:31:55 PM |
| economy-coup | $30.00 | 5/7/2011 5:44:32 AM |
| 2grindstones | $25.00 | 5/7/2011 10:42:50 AM |
| worth-blanket2 | $5,000.00 | 5/9/2011 10:58:29 AM |
| Nerdster1 | $25.10 | 5/10/2011 4:02:18 AM |
| reflective-rupee | $300.00 | 5/10/2011 11:50:34 AM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 11:09:58 AM |
| credit-elation1 | $25.00 | 5/10/2011 5:34:29 PM |
| catamaran2024 | $50.00 | 5/11/2011 12:54:24 AM |
| Whipster | $35.00 | 5/11/2011 5:09:11 AM |
| Bill88 | $25.00 | 5/11/2011 8:29:56 AM |
| kttalamo | $25.00 | 5/11/2011 10:05:55 AM |
| liberty-point | $50.00 | 5/11/2011 4:32:25 PM |
| otto1939 | $51.00 | 5/11/2011 6:13:15 PM |
| DasMula | $27.00 | 5/11/2011 6:26:31 PM |
| social-elevator | $50.00 | 5/11/2011 6:06:22 PM |
| itskarma | $35.35 | 5/11/2011 6:07:37 PM |
| moola-spark | $25.00 | 5/11/2011 7:19:15 PM |
| AlfinityBank25 | $25.00 | 5/11/2011 8:38:43 PM |
| yf99yz | $25.00 | 5/11/2011 9:48:34 PM |
| Kqwik | $25.00 | 5/12/2011 4:01:38 AM |
| hokee | $25.00 | 5/12/2011 4:43:26 AM |
| pfh | $25.00 | 5/12/2011 6:15:52 AM |
| Tiffies3 | $25.00 | 5/12/2011 3:48:12 AM |
| black-plague | $75.72 | 5/12/2011 6:15:19 AM |
| greencat | $50.00 | 5/11/2011 7:18:33 AM |
| suave-dime6 | $25.00 | 5/6/2011 5:38:46 PM |
| janeybooboo | $100.00 | 5/8/2011 6:15:07 PM |
| Rogesparkguy | $25.00 | 5/9/2011 11:27:42 AM |
| kttalamo | $50.00 | 5/9/2011 11:12:16 AM |
| the-enthralling-coin | $25.00 | 5/9/2011 7:00:30 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:10:41 PM |
| unger | $93.33 | 5/11/2011 4:58:49 AM |
| Rogelio48 | $25.00 | 5/11/2011 6:25:39 AM |
| wonder3 | $25.00 | 5/11/2011 5:52:56 AM |
| 168RichCapital | $25.50 | 5/11/2011 8:15:10 AM |
| grove064 | $100.00 | 5/11/2011 4:58:02 PM |
| commerce-broker | $25.00 | 5/11/2011 5:03:53 PM |
| BangBros | $479.19 | 5/11/2011 8:17:39 PM |
| lopati | $50.00 | 5/11/2011 10:18:13 PM |
| ursus | $250.00 | 5/12/2011 6:19:36 AM |
| investment-habanero8 | $100.00 | 5/12/2011 3:19:59 AM |
| grampy48 | $25.00 | 5/12/2011 4:19:47 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
505727
This series of Notes was issued and sold upon the funding of the borrower loan #49293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $167.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 156% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 24y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,790 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 100% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Jerseycake |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 98% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 1
( 2% )
| 660-679
(May-2010)
640-659
(Apr-2008)
620-639
(Feb-2008)
600-619
(Jan-2008)
|
|
Principal balance:
| $804.47 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Brain Injured Daughter
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
#3 Prosper! 1 is paid off and 1 is in good standing; never missed a payment. Income is good, bills are paid. Our daughter was in a horrific car crash in '09 & is brain injured & paralyzed. She'd just become an RN when it occured. 4 months in ICU, 18 months in a long term rehab. Now she'll be home in June but we have modifications to make, small bills to take care of and buy a new fridge.
Monthly net income: $6656.00 (this amount will be increasing by about $500 soon)
Monthly expenses: Equal: $ 6500.00
Housing: $ 980.00
Insurance: $ 700.00
Car expenses: $ 1745.00 (with gas!)
Utilities: $ 430.00
Phone, cable, internet: $ 190.00
Food, entertainment: $ 800.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $900.00 (this amount would be diminished greatly)
Other expenses: $ (student loans) 560.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/7/2011 12:06:49 PM |
| MoneyForNothing | $25.00 | 5/7/2011 12:18:24 PM |
| investment-artist | $25.01 | 5/7/2011 12:05:57 PM |
| marketplace-meridian | $25.00 | 5/7/2011 11:16:15 PM |
| courteous-note1 | $76.14 | 5/8/2011 11:22:03 AM |
| kinetic-social | $25.00 | 5/9/2011 3:08:19 PM |
| the-enthralling-coin | $25.00 | 5/9/2011 7:00:34 PM |
| shrewd-income | $25.00 | 5/10/2011 8:46:13 AM |
| itskarma | $25.25 | 5/10/2011 11:38:52 AM |
| chungfang | $55.60 | 5/10/2011 12:03:07 PM |
| CoolPlexer | $25.00 | 5/7/2011 12:05:16 PM |
| Comoparklender | $50.00 | 5/7/2011 12:09:33 PM |
| janeybooboo | $100.00 | 5/7/2011 1:30:25 PM |
| 2grindstones | $25.00 | 5/7/2011 5:38:04 PM |
| reflective-rupee | $25.00 | 5/7/2011 2:34:59 PM |
| NekHoldings | $25.00 | 5/7/2011 3:48:31 PM |
| economy-coup | $100.00 | 5/8/2011 8:14:14 PM |
| Champion_Lending | $25.00 | 5/9/2011 8:28:28 AM |
| worth-blanket2 | $2,800.00 | 5/9/2011 11:02:48 AM |
| harbor7 | $50.00 | 5/9/2011 2:42:23 PM |
| Eric_Gagne | $25.00 | 5/9/2011 3:38:59 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:10:15 PM |
| CommunityArts_Non-profit | $30.00 | 5/9/2011 11:48:07 PM |
| twjh | $25.00 | 5/10/2011 5:14:27 AM |
| Leshan | $250.00 | 5/10/2011 8:31:37 AM |
| bbt210 | $38.00 | 5/10/2011 11:04:13 AM |
| Fire2 | $25.00 | 5/10/2011 11:07:44 AM |
| RKLFinancial | $25.00 | 5/10/2011 10:17:13 AM |
| bonus-seahorse | $30.00 | 5/10/2011 12:01:41 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
505773
This series of Notes was issued and sold upon the funding of the borrower loan #49258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 61% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 5y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,747 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wampum-albatross7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SkyRunner
Purpose of loan: Car Repair
This loan will be used to... Order parts to fix car
My financial situation:
I am a good candidate for this loan because... I work a full time job and also have income on the side coming in to help with finances. Side jobs.
Monthly net income: $2700
Monthly expenses: $
Housing: $540
Insurance: $
Car expenses: $
Utilities: $150
Phone, cable, internet: $64
Food, entertainment: $100
Clothing, household expenses: $40
Credit cards and other loans: $1430
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 2grindstones | $25.00 | 5/9/2011 9:19:18 AM |
| cash-turbine1 | $50.00 | 5/9/2011 9:36:02 AM |
| worth-blanket2 | $1,400.00 | 5/9/2011 11:08:27 AM |
| Bill88 | $25.00 | 5/9/2011 1:21:32 PM |
| SecondChanceLendingSERV | $25.00 | 5/9/2011 4:09:28 PM |
| alphabet76 | $25.00 | 5/9/2011 5:45:28 PM |
| piraqadam | $25.00 | 5/9/2011 6:39:15 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:10:00 PM |
| the-discrete-income | $101.95 | 5/9/2011 9:06:49 PM |
| vigilance-searcher | $25.00 | 5/10/2011 7:53:18 AM |
| favorite-commerce | $25.00 | 5/9/2011 11:31:16 AM |
| kinetic-social | $25.00 | 5/9/2011 3:10:45 PM |
| money-fort | $25.00 | 5/9/2011 4:42:51 PM |
| Amber_Stone | $25.00 | 5/9/2011 5:17:10 PM |
| Kash2010lu | $25.00 | 5/9/2011 5:39:12 PM |
| tzvie | $50.00 | 5/10/2011 6:32:58 AM |
| zone6 | $95.00 | 5/10/2011 7:42:55 AM |
| vigilance-searcher | $3.05 | 5/10/2011 7:53:46 AM |
| 18 Investments
|
Borrower Payment Dependent Notes Series
505831
This series of Notes was issued and sold upon the funding of the borrower loan #49338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-09-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $293.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.40% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 25y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $1,429 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mrnorske |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 4 |
On-time:
| 47 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $13,300.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2010)
640-659
(Sep-2009)
660-679
(May-2008)
640-659
(Apr-2008)
|
|
Principal balance:
| $2,006.27 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 47 | | |
Description
Help needed to get back on our feet
Purpose of loan:
This loan will be used to pay off the IRS for a 401K withdrawl we needed to take to refinance our home. Also to pay some debt down so we can get our credit score back up again.
My financial situation:
I am a good candidate for this loan because I have always paid my bills. I've had prosper loans before and always paid them in full, most ahead of schedule. I have a great job, just got a raise last month. I've been at my job for over 25 years. I am an excellent risk. My credit score does not reflect my true worthiness.
Monthly net income: $ 2,800
Monthly expenses: $2520
Housing: $930.00
Insurance: $140
Car expenses: $100
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $69.46 | 5/9/2011 9:08:32 AM |
| reflective-rupee | $175.00 | 5/9/2011 9:28:19 AM |
| reflective-rupee | $25.00 | 5/9/2011 9:26:15 AM |
| LittleMingo | $31.64 | 5/9/2011 9:37:02 AM |
| Gibbyland | $100.00 | 5/9/2011 9:21:33 AM |
| malomar66 | $60.96 | 5/9/2011 10:28:11 AM |
| worth-blanket2 | $4,161.94 | 5/9/2011 11:09:04 AM |
| irrelevant | $25.00 | 5/9/2011 9:17:11 AM |
| janeybooboo | $51.00 | 5/9/2011 9:17:45 AM |
| economy-coup | $100.00 | 5/9/2011 9:21:59 AM |
| Aberdeen | $5,000.00 | 5/9/2011 9:14:54 AM |
| lendstats_com | $200.00 | 5/9/2011 9:24:36 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
505873
This series of Notes was issued and sold upon the funding of the borrower loan #49304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $230.45 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 94% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 33
/
29 | Length of status: | 6y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,675 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| protector669 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2010)
720-739
(May-2010)
|
|
Principal balance:
| $2,757.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Keep the Snowball Going!!!
Purpose of loan: Payoff Credit Cards
This loan will be used to...Payoff 4 credit cards
My financial situation:
I am a good candidate for this loan because...This would be my second loan with Prosper. We are continuing with the Debt Snowball plan and this loan would be used to consolidate 4 credit cards which would work out to 150.00 a month less than what I am paying now on these cards and be paid off in 3 years rather than 29. We are working hard to pay down debt and hope to be debt free in 5 years. You help me, I help you make a good return on your investment. I won't let you down. Good income, stable employment, we are responsible hard working people who want to turn our lives around so we can someday soon be Prosper lenders.
\Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/9/2011 9:17:17 AM |
| worth-blanket2 | $3,850.00 | 5/9/2011 11:10:49 AM |
| janeybooboo | $200.00 | 5/9/2011 3:50:27 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:09:53 PM |
| the-enthralling-coin | $25.00 | 5/9/2011 7:00:38 PM |
| credit-missile | $50.00 | 5/10/2011 7:07:55 AM |
| Christophe | $25.00 | 5/10/2011 7:15:26 AM |
| grampy48 | $25.00 | 5/10/2011 8:16:01 AM |
| FinanceEngine | $40.00 | 5/10/2011 9:46:27 AM |
| rf7949 | $25.00 | 5/10/2011 10:19:13 AM |
| chungfang | $50.00 | 5/10/2011 12:08:07 PM |
| DasMula | $57.00 | 5/10/2011 12:39:39 PM |
| RoccoLoan | $50.00 | 5/10/2011 2:12:11 PM |
| racing777 | $25.00 | 5/10/2011 4:48:26 PM |
| brightest-dignified-penny | $25.00 | 5/10/2011 4:11:38 PM |
| mammalian4 | $25.00 | 5/10/2011 4:25:53 PM |
| happy-return1 | $20.28 | 5/10/2011 4:56:57 PM |
| economy-coup | $100.00 | 5/9/2011 9:21:46 AM |
| cash-turbine1 | $50.00 | 5/9/2011 9:35:44 AM |
| favorite-commerce | $25.00 | 5/9/2011 11:29:53 AM |
| reflective-rupee | $175.00 | 5/9/2011 2:45:42 PM |
| lender12345 | $25.00 | 5/9/2011 2:56:15 PM |
| reflective-rupee | $25.00 | 5/9/2011 2:38:07 PM |
| itskarma | $35.35 | 5/9/2011 5:50:10 PM |
| loss-of-control | $100.00 | 5/9/2011 7:45:54 PM |
| designer_10 | $25.00 | 5/9/2011 10:33:37 PM |
| mob205 | $50.00 | 5/10/2011 7:10:33 AM |
| cerebral-dollar773 | $74.78 | 5/10/2011 7:24:53 AM |
| Leshan | $100.00 | 5/10/2011 8:30:29 AM |
| shrewd-income | $50.00 | 5/10/2011 8:45:02 AM |
| corporatejim | $27.65 | 5/10/2011 10:44:12 AM |
| investment-seeker7 | $30.50 | 5/10/2011 11:28:23 AM |
| deepblue34 | $30.00 | 5/10/2011 4:27:11 PM |
| brightest-income-hunter | $34.44 | 5/10/2011 4:37:49 PM |
| 34 Investments
|
Borrower Payment Dependent Notes Series
505881
This series of Notes was issued and sold upon the funding of the borrower loan #49325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,651 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Emajinate |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 36 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,460.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
640-659
(Apr-2010)
600-619
(Jul-2009)
640-659
(May-2009)
|
|
Principal balance:
| $2,137.88 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Payoff High Credit Card Debt
Purpose of loan:
This loan will be used to consolidate some credit card debt and another prosper loan.
My financial situation:
I am a good candidate for this loan because this would be my 3rd loan on prosper. I have never paid late and have continue to pay down my monthly expenses.
Monthly net income:$4500
Monthly expenses: $3804
Housing: $1654
Insurance: $200
Car expenses: $550
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| OldManP | $25.00 | 5/9/2011 5:04:58 PM |
| tech310 | $50.00 | 5/9/2011 5:09:30 PM |
| irrelevant | $25.00 | 5/9/2011 5:06:32 PM |
| economy-coup | $100.00 | 5/9/2011 5:08:19 PM |
| Kash2010lu | $30.00 | 5/9/2011 5:30:59 PM |
| DasMula | $214.00 | 5/9/2011 8:58:55 PM |
| 2grindstones | $25.00 | 5/9/2011 10:42:51 PM |
| reflective-rupee | $400.00 | 5/10/2011 5:41:16 AM |
| Mikale360 | $25.00 | 5/10/2011 6:03:24 AM |
| ready-interest9 | $25.00 | 5/10/2011 6:34:24 AM |
| worth-blanket2 | $4,729.26 | 5/10/2011 9:45:19 AM |
| investment-artist | $25.01 | 5/9/2011 5:06:23 PM |
| MoneyForNothing | $25.00 | 5/9/2011 5:05:19 PM |
| lendstats_com | $1,000.00 | 5/9/2011 5:27:13 PM |
| Moe87 | $25.00 | 5/9/2011 5:58:07 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:09:43 PM |
| hookUup | $26.73 | 5/9/2011 5:25:59 PM |
| competent-p2p | $45.00 | 5/9/2011 7:27:31 PM |
| janeybooboo | $200.00 | 5/9/2011 7:38:38 PM |
| Ubiquinone | $125.00 | 5/9/2011 8:42:17 PM |
| nickel-hickory | $25.00 | 5/9/2011 9:24:31 PM |
| reflective-rupee | $100.00 | 5/10/2011 5:41:29 AM |
| dsgfl1 | $30.00 | 5/10/2011 6:03:08 AM |
| genuine-dime | $100.00 | 5/10/2011 7:07:09 AM |
| grotheik | $100.00 | 5/10/2011 7:58:08 AM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
506031
This series of Notes was issued and sold upon the funding of the borrower loan #49326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,172 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kindness-web854 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan needed
Purpose of loan:
This loan will be used to...Pay down credit cards/cruise
My financial situation:
I am a good candidate for this loan because...I pay my bills on time.
Monthly net income: $4406
Monthly expenses: $1500 (roughly as expenses are shared)
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/11/2011 5:06:05 PM |
| r48 | $25.00 | 5/11/2011 5:34:15 PM |
| duty-monger | $50.00 | 5/11/2011 6:37:23 PM |
| baker31 | $50.00 | 5/11/2011 9:04:54 PM |
| qsolo | $200.00 | 5/11/2011 5:09:49 PM |
| daekpon | $50.00 | 5/11/2011 5:06:02 PM |
| irrelevant | $25.00 | 5/11/2011 5:08:46 PM |
| reflective-rupee | $100.00 | 5/11/2011 9:05:20 PM |
| 8 Investments
|
Borrower Payment Dependent Notes Series
506131
This series of Notes was issued and sold upon the funding of the borrower loan #49291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,225.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $114.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,685 | |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ChoiceInvestments |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 27 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,717.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Feb-2008)
580-599
(Jan-2008)
600-619
(Aug-2007)
560-579
(Mar-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 27 | | |
Description
Seeking 2nd loan
Purpose of loan: To ease the financial burden of losing full-time job
This loan will be used to... Consolidate into lower monthly pmt and save $257/mo: Payoff personal loan $1531, Payoff IRS $377, Close Orchard Bank CC $626
My financial situation: I have been a Prosper lender since 2006 and currently have $1880 Prosper balance. Please note that this is my 2nd loan and had no issues paying off my 1st loan. I've been keeping up with my pmts on debt and I'm seeking to lower overall expenses and payoff some accts. I am within 6 months of paying off a personal car loan and reducing this pmt will free up income to pay off other debt.
Monthly income: $1300 unemployment
Monthly expenses: $1030
Housing: $0 pd by girlfriend
Insurance: $0 pd by girlfriend
Car expenses: $285+74 insur.
Utilities: $0 pd by girlfriend
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $30
Credit cards and other loans: $194
Other expenses: $207
Information in the Description is not verified.
Friends And Family Investments
investmentgroup has invested a total of
$1,204.15.
"This is a borrower who's credit does not accurately reflect his current state of affairs. As you'll note he has some delequiencies in the past, but is currently working to mend his credit. He's a lender himself and actually has more invested then the amount of this loan:
http://www.lendingstats.com/lenders/ChoiceInvestments"
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $30.00 | 5/10/2011 5:03:46 PM |
| qsolo | $200.00 | 5/10/2011 5:12:59 PM |
| ingenious-deal6 | $25.00 | 5/10/2011 5:42:54 PM |
| optionscashflow | $25.00 | 5/10/2011 5:57:11 PM |
| credit-guard5 | $25.00 | 5/10/2011 7:36:20 PM |
| interloode | $167.95 | 5/10/2011 8:30:11 PM |
| Bill88 | $35.00 | 5/11/2011 8:46:21 AM |
| worth-blanket2 | $1,245.90 | 5/11/2011 9:57:25 AM |
| Tradesmanlender | $35.00 | 5/10/2011 5:11:17 PM |
| irrelevant | $25.00 | 5/10/2011 5:10:04 PM |
| MoneyForNothing | $25.00 | 5/10/2011 5:15:52 PM |
| investmentgroup | $204.15 | 5/10/2011 5:41:40 PM |
| investmentgroup | $1,000.00 | 5/10/2011 5:43:21 PM |
| novice-speculator | $25.00 | 5/11/2011 12:22:13 AM |
| ore-didgeridoo | $25.00 | 5/11/2011 12:53:20 AM |
| EJF | $25.00 | 5/11/2011 7:11:20 AM |
| r48 | $32.00 | 5/11/2011 7:18:37 AM |
| miwoktribe | $50.00 | 5/11/2011 8:35:56 AM |
| invincible-duty | $25.00 | 5/11/2011 8:33:51 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
506215
This series of Notes was issued and sold upon the funding of the borrower loan #49418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $83.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 77% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,828 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kabriella |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jul-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
kabriella
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $30.00 | 5/11/2011 9:01:52 AM |
| economy-coup | $30.00 | 5/11/2011 9:01:08 AM |
| Evolver | $39.64 | 5/11/2011 9:03:33 AM |
| worth-blanket2 | $1,400.00 | 5/11/2011 9:59:09 AM |
| Kash2010lu | $25.00 | 5/11/2011 9:26:52 AM |
| NekHoldings | $25.00 | 5/11/2011 10:08:59 AM |
| credit-missile | $25.00 | 5/11/2011 10:22:32 AM |
| 2grindstones | $25.00 | 5/11/2011 9:41:15 AM |
| reflective-rupee | $200.00 | 5/11/2011 9:58:50 AM |
| irrelevant | $25.00 | 5/11/2011 9:03:49 AM |
| money-baron-roth-IRA | $100.00 | 5/11/2011 9:38:06 AM |
| favorite-commerce | $50.00 | 5/11/2011 9:23:33 AM |
| the-enthralling-coin | $25.00 | 5/11/2011 10:04:34 AM |
| MoneyForNothing | $0.36 | 5/11/2011 10:22:50 AM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
506269
This series of Notes was issued and sold upon the funding of the borrower loan #49321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $106.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2004 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 11y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,553 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Poor_College_Student |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Mar-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
On disability until 6/1...2nd loan
The purpose of this loan will be to get me through until disability kicks in and pay off a high interest credit card. I can assure you this loan will be paid just as my previous loan. I thank you for your faith in me and the much needed help through this tough time.
$1,000 will be used to pay household bills. $2,000 will pay off a credit card.
I willl return to work 6-1 and receive my vacation pay mid june. By 6-15 things should be back to normal. Its just trying to get to that point that is a struggle. I was going to pull money out of my 401k, but decided to take this route instead.
I am a good candidate for this loan because I have paid off one prosper loan and have been at the same job for 4yrs.
Monthly net income: $2200
Monthly expenses: $1750
Housing: $695
Insurance: $35
Car expenses: $120
Utilities: $70
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $120
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| kind-charming-value | $500.00 | 5/11/2011 5:03:53 PM |
| OldManP | $25.00 | 5/11/2011 5:05:26 PM |
| irrelevant | $25.00 | 5/11/2011 5:08:57 PM |
| investment-artist | $25.01 | 5/11/2011 5:08:09 PM |
| Tradesmanlender | $35.00 | 5/11/2011 5:10:20 PM |
| MoneyForNothing | $25.00 | 5/11/2011 5:35:09 PM |
| designer_10 | $25.00 | 5/11/2011 10:04:19 PM |
| reflective-rupee | $25.00 | 5/12/2011 3:57:15 AM |
| janeybooboo | $51.00 | 5/12/2011 7:51:37 AM |
| Sol_Invictus | $25.00 | 5/12/2011 8:41:57 AM |
| rate-hickory | $25.00 | 5/12/2011 7:37:14 AM |
| worth-blanket2 | $1,322.02 | 5/12/2011 9:32:37 AM |
| MoneyForNothing | $33.33 | 5/11/2011 5:05:41 PM |
| qsolo | $200.00 | 5/11/2011 5:09:46 PM |
| bb575 | $50.00 | 5/11/2011 5:10:30 PM |
| cashhelp | $30.64 | 5/11/2011 5:10:37 PM |
| interloode | $150.00 | 5/11/2011 5:20:26 PM |
| EngineersAlliance | $100.00 | 5/11/2011 5:07:40 PM |
| SLN-10 | $25.00 | 5/11/2011 5:08:14 PM |
| NiceNate | $100.00 | 5/11/2011 5:12:23 PM |
| r48 | $26.00 | 5/11/2011 5:30:14 PM |
| competent-p2p | $25.00 | 5/11/2011 5:58:39 PM |
| DasMula | $27.00 | 5/11/2011 6:31:54 PM |
| thankful-nickel2 | $25.00 | 5/11/2011 8:47:32 PM |
| grammaspurse | $25.00 | 5/11/2011 9:40:40 PM |
| wealth-renaissance5 | $25.00 | 5/12/2011 6:17:36 AM |
| blue-useful-auction | $25.00 | 5/12/2011 8:02:31 AM |
| kind-bid-genome | $25.00 | 5/12/2011 9:00:20 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
506309
This series of Notes was issued and sold upon the funding of the borrower loan #49421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 38% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,573 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tremendous-loyalty969 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Former Soldier finishing a project
Purpose of loan:
This loan will be used to finish a household project. I am pending payment from the Department of Veteran's Affairs. I just left active duty army and sustained some injuries. VA compensation should exceed $1400 a month.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 5100
Monthly expenses: $ 4800
Housing: $ 1300
Insurance: $ 120
Car expenses: $ 600
Utilities: $ 175
Phone, cable, internet: $ 125
Food, entertainment: $ 250
Clothing, household expenses: $ 125
Credit cards and other loans: $ 1800
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ultimate-peace | $25.00 | 5/11/2011 9:15:17 AM |
| reflective-rupee | $600.00 | 5/11/2011 10:01:12 AM |
| kttalamo | $50.00 | 5/11/2011 10:09:11 AM |
| money-fort | $25.00 | 5/11/2011 2:03:52 PM |
| DasMula | $27.00 | 5/11/2011 3:15:25 PM |
| SolarMoonshine | $287.50 | 5/11/2011 4:31:30 PM |
| Eric_Gagne | $25.00 | 5/11/2011 1:50:51 PM |
| 2grindstones | $25.00 | 5/11/2011 9:32:52 AM |
| worth-blanket2 | $2,800.00 | 5/11/2011 10:00:12 AM |
| 168RichCapital | $25.50 | 5/11/2011 11:42:08 AM |
| Bill88 | $30.00 | 5/11/2011 1:18:59 PM |
| skillful-asset5 | $30.00 | 5/11/2011 1:36:41 PM |
| capital-kingdom | $25.00 | 5/11/2011 2:43:45 PM |
| nanaof7 | $25.00 | 5/11/2011 3:13:33 PM |
| 14 Investments
|
Borrower Payment Dependent Notes Series
506363
This series of Notes was issued and sold upon the funding of the borrower loan #49388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 20.30% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $152.42 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dignified-agreement386 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
dignified-ag
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
loan consolidation
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| 2grindstones | $25.00 | 5/11/2011 5:16:09 PM |
| CashFlow13 | $500.00 | 5/11/2011 5:34:40 PM |
| investment-artist | $25.00 | 5/12/2011 7:09:33 AM |
| worth-blanket2 | $2,450.00 | 5/12/2011 9:34:06 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:37:26 AM |
| periko | $38.25 | 5/12/2011 9:51:28 AM |
| thankful-nickel2 | $25.00 | 5/12/2011 11:06:30 AM |
| skubwa | $25.00 | 5/12/2011 11:33:11 AM |
| irrelevant | $25.00 | 5/11/2011 5:07:27 PM |
| SLN-10 | $25.00 | 5/11/2011 5:08:15 PM |
| Kash2010lu | $25.00 | 5/11/2011 6:25:59 PM |
| Artist_Blue | $25.00 | 5/12/2011 1:11:55 AM |
| kingbob | $25.00 | 5/12/2011 11:33:03 AM |
| Lubava | $25.00 | 5/12/2011 11:36:35 AM |
| dcap3 | $50.00 | 5/12/2011 12:28:41 PM |
| ready-interest9 | $25.00 | 5/12/2011 12:37:22 PM |
| shrewd-income | $136.75 | 5/12/2011 12:54:27 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
499448
This series of Notes was issued and sold upon the funding of the borrower loan #49243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 12.40% |
Borrower rate/APR:
| 13.40% / 14.77% |
Monthly payment:
| $218.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.37% | | |
| |
Estimated return*:
| 8.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,791 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 28% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| unafraid-money5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
I have cash and need another $9,000 to pay off the mortgage on an Investment property that I own. I have no other loans on the property, and after I payoff the mortgage, I will own it free and clear and only need to pay off this 9k loan.
My financial situation:
I am a good candidate for this loan because I pay my bills. I have worked at my job for 5 years and I make 115k a year. This property is also in a good location and is easy to keep rented.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/28/2011 9:04:51 AM |
| cashhelp | $60.00 | 4/28/2011 9:03:36 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:07:01 PM |
| vutah | $25.00 | 4/28/2011 6:12:53 PM |
| 3_boyz | $75.00 | 4/30/2011 8:57:33 AM |
| reflective-rupee | $500.00 | 4/30/2011 9:12:13 AM |
| systemlender | $50.00 | 5/1/2011 12:56:45 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:14 PM |
| bonus-demon | $25.00 | 5/3/2011 10:23:03 AM |
| Leopoldine | $25.00 | 5/3/2011 9:55:56 PM |
| efficient-treasure0 | $25.00 | 5/4/2011 7:25:56 AM |
| elvisloans | $25.00 | 5/4/2011 9:10:53 AM |
| Supernick | $50.00 | 5/4/2011 9:31:32 AM |
| radforj22 | $25.00 | 5/5/2011 2:24:53 AM |
| dreamhope | $25.00 | 5/5/2011 7:09:34 AM |
| TSC | $50.00 | 5/5/2011 4:35:36 PM |
| merciful-listing1 | $50.00 | 5/5/2011 5:49:54 PM |
| worldly-community3 | $50.00 | 5/5/2011 5:51:21 PM |
| market-aficionado3 | $40.00 | 5/6/2011 9:44:46 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:26 AM |
| chungfang | $50.00 | 5/6/2011 3:50:16 PM |
| charlie-ann | $75.00 | 5/6/2011 6:21:47 PM |
| astute-fairness0 | $25.00 | 5/6/2011 6:29:15 PM |
| hookUup | $29.40 | 5/7/2011 12:27:14 AM |
| emosspot | $25.00 | 5/7/2011 4:33:57 AM |
| supreme-hope | $25.00 | 5/7/2011 2:21:18 AM |
| JoePaNation | $100.00 | 5/7/2011 5:32:40 AM |
| p2p-czar3 | $35.00 | 5/7/2011 5:58:51 AM |
| xrycac | $25.00 | 5/7/2011 6:16:16 AM |
| reflective-rupee | $500.01 | 5/7/2011 6:40:15 AM |
| wizard750 | $50.00 | 5/7/2011 6:48:11 AM |
| tranquil-diversification8 | $100.00 | 5/7/2011 6:57:56 AM |
| grampy48 | $34.48 | 5/7/2011 4:23:02 AM |
| Longfellow20011 | $98.43 | 5/7/2011 4:56:48 AM |
| MDJAX67 | $100.00 | 5/7/2011 6:56:38 AM |
| phaded | $25.00 | 5/7/2011 7:28:23 AM |
| Techne_Funds_LLC | $25.00 | 5/7/2011 7:42:48 AM |
| miamimama | $300.00 | 5/7/2011 5:40:37 AM |
| janeybooboo | $100.00 | 5/7/2011 6:17:07 AM |
| Tizzo27 | $60.00 | 5/7/2011 8:36:08 AM |
| slartibardfast | $25.00 | 5/7/2011 8:16:29 AM |
| adir1 | $25.00 | 5/7/2011 8:22:21 AM |
| marwadi-62 | $300.00 | 5/7/2011 9:12:16 AM |
| DasMula | $27.00 | 5/7/2011 12:28:12 PM |
| profitable-money | $50.00 | 5/7/2011 11:36:18 PM |
| bejfishing | $25.00 | 5/7/2011 6:59:39 PM |
| spiff666 | $26.66 | 5/8/2011 8:11:23 AM |
| JustMee | $25.00 | 5/8/2011 11:27:25 AM |
| gracej | $25.00 | 5/8/2011 2:39:45 PM |
| newest-funds-powerplant | $25.00 | 5/8/2011 12:44:04 PM |
| skuba | $50.00 | 5/8/2011 10:50:16 PM |
| Occhy | $25.00 | 5/8/2011 7:02:44 PM |
| vigilance-frontier | $25.00 | 5/8/2011 7:29:13 PM |
| revenue-serenity | $50.00 | 5/9/2011 10:00:21 AM |
| BuffetRocks | $100.00 | 5/9/2011 1:22:03 PM |
| msw_engr | $50.00 | 5/9/2011 12:09:43 PM |
| jpblan11 | $25.00 | 5/9/2011 1:59:49 PM |
| don8ter | $25.00 | 5/9/2011 3:21:51 PM |
| community-piccolo0 | $25.00 | 5/9/2011 2:56:39 PM |
| thankful-nickel2 | $25.00 | 5/9/2011 4:09:39 PM |
| montegomm | $53.00 | 5/9/2011 5:13:03 PM |
| magnificent-gain3 | $100.00 | 5/9/2011 5:25:26 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:48 PM |
| icanhelpyouout | $25.00 | 5/9/2011 7:11:36 PM |
| ncg1983 | $25.00 | 5/9/2011 7:43:35 PM |
| magnificent-gain3 | $100.00 | 5/9/2011 5:24:08 PM |
| AKJagMan | $25.00 | 5/9/2011 7:59:14 PM |
| Polarbearmarket | $50.00 | 5/9/2011 9:52:35 PM |
| durability-ruler | $25.00 | 5/9/2011 8:05:12 PM |
| YellowJacket | $25.00 | 5/10/2011 6:20:09 AM |
| tsoprano | $29.62 | 5/10/2011 6:20:19 AM |
| friendly-principal76 | $25.00 | 5/10/2011 6:43:08 AM |
| treasure-transformer9 | $31.05 | 5/10/2011 10:01:59 AM |
| GCSS | $25.00 | 5/10/2011 12:25:43 PM |
| payout-motivator0 | $75.00 | 5/10/2011 1:34:24 PM |
| transparency-baton | $50.00 | 5/10/2011 2:09:26 PM |
| commerce-web5 | $25.00 | 5/10/2011 2:20:12 PM |
| simiray | $30.00 | 5/10/2011 1:38:19 PM |
| bountiful-durability | $50.00 | 5/10/2011 4:16:41 PM |
| BCdiggs | $25.00 | 5/10/2011 4:58:18 PM |
| MarinLoans | $25.00 | 5/10/2011 5:39:06 PM |
| integrity-trumpet | $100.00 | 5/10/2011 5:39:31 PM |
| loot-pursuit5 | $50.00 | 5/10/2011 5:41:18 PM |
| mtp | $50.00 | 5/10/2011 5:43:40 PM |
| indomitable-coin | $25.00 | 4/28/2011 9:03:40 AM |
| unafraid-return496 | $25.00 | 4/28/2011 9:42:12 AM |
| caring-hope2 | $50.00 | 4/28/2011 7:55:53 PM |
| carluvr33 | $26.78 | 4/28/2011 8:47:42 PM |
| chibear34 | $25.00 | 4/30/2011 4:38:31 AM |
| tomdooley12520 | $25.00 | 4/30/2011 9:14:29 AM |
| elasermd | $50.00 | 4/30/2011 3:06:07 PM |
| rpg | $55.00 | 4/30/2011 4:35:02 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:54 AM |
| nbah123 | $50.00 | 5/2/2011 7:13:57 PM |
| GElender | $50.00 | 5/3/2011 6:24:23 AM |
| BlackCat36 | $50.00 | 5/3/2011 6:09:41 AM |
| mrstender | $25.00 | 5/3/2011 3:23:47 PM |
| PThor | $25.00 | 5/3/2011 1:55:00 PM |
| availableloan | $25.00 | 5/3/2011 6:10:27 PM |
| g314 | $30.00 | 5/3/2011 9:05:08 PM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:35:10 AM |
| enthralling-deal180 | $25.00 | 5/4/2011 5:39:25 PM |
| BxRealtor | $25.00 | 5/4/2011 9:44:36 PM |
| careful-note | $100.00 | 5/5/2011 3:24:49 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:41:33 AM |
| top-epic-community | $50.00 | 5/5/2011 4:35:27 PM |
| AFairDeal | $50.00 | 5/5/2011 5:43:46 PM |
| MasterJin | $25.00 | 5/6/2011 2:04:47 AM |
| market-aficionado3 | $40.00 | 5/6/2011 9:44:02 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:07:54 AM |
| boater01 | $50.00 | 5/6/2011 12:20:43 PM |
| dinero-elevator | $50.00 | 5/6/2011 6:55:36 PM |
| credit-kahuna | $75.00 | 5/6/2011 11:51:18 PM |
| Christus_Victor | $100.00 | 5/7/2011 1:53:56 AM |
| red-favorable-basis | $25.00 | 5/7/2011 2:03:26 AM |
| DonaldColorado | $200.00 | 5/7/2011 2:48:06 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 5:01:36 AM |
| BAJMP | $25.00 | 5/7/2011 5:17:29 AM |
| Max8319 | $30.00 | 5/7/2011 5:47:48 AM |
| trustworthy-finance6 | $150.00 | 5/7/2011 6:33:51 AM |
| power-secret-agent | $25.00 | 5/7/2011 4:01:39 AM |
| excellent-loan8 | $25.00 | 5/7/2011 7:11:40 AM |
| Fingar | $50.00 | 5/7/2011 7:03:24 AM |
| vigilance-searcher | $25.00 | 5/7/2011 7:21:39 AM |
| corporatejim | $30.77 | 5/7/2011 5:33:15 AM |
| liberty-point | $25.00 | 5/7/2011 7:44:52 AM |
| Rusty3 | $28.00 | 5/7/2011 8:31:07 AM |
| E-B | $50.00 | 5/7/2011 8:19:18 AM |
| heerzaquestion | $100.00 | 5/7/2011 8:21:10 AM |
| festeringsnot | $33.00 | 5/7/2011 8:39:36 AM |
| Beld | $200.00 | 5/7/2011 8:45:49 AM |
| vutah | $50.00 | 5/7/2011 7:18:17 AM |
| lotuss4 | $49.99 | 5/7/2011 9:09:17 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:10:11 AM |
| toblerone | $50.00 | 5/8/2011 8:49:39 AM |
| bunnybear | $47.57 | 5/8/2011 9:39:37 AM |
| Spiv_51 | $25.00 | 5/8/2011 8:22:40 AM |
| auction-elvis | $25.00 | 5/8/2011 11:46:26 AM |
| Interloper | $30.00 | 5/8/2011 12:32:32 PM |
| majestic-repayment3 | $25.00 | 5/8/2011 12:35:19 PM |
| balanced-rupee | $50.00 | 5/8/2011 1:30:19 PM |
| BOZO88 | $50.00 | 5/8/2011 6:43:36 PM |
| comet55 | $25.00 | 5/8/2011 4:39:31 PM |
| delicious-loan093 | $100.00 | 5/8/2011 11:52:08 PM |
| alben2009 | $25.00 | 5/8/2011 11:48:25 PM |
| dmk2006 | $25.00 | 5/9/2011 9:10:48 AM |
| revenue-appraiser | $25.00 | 5/9/2011 9:33:19 AM |
| saintjude | $50.00 | 5/9/2011 9:28:50 AM |
| helpful-fund8 | $400.00 | 5/9/2011 11:52:54 AM |
| exciting-fairness8 | $50.00 | 5/9/2011 1:11:04 PM |
| Bill88 | $25.00 | 5/9/2011 1:15:44 PM |
| zbanker | $40.64 | 5/9/2011 3:55:07 PM |
| Weaverville | $25.00 | 5/9/2011 4:17:00 PM |
| worthy-bid8 | $50.00 | 5/9/2011 5:19:22 PM |
| beachfunder | $50.00 | 5/9/2011 8:07:04 PM |
| blue-relay | $25.00 | 5/9/2011 6:54:50 PM |
| amerigor | $25.00 | 5/9/2011 8:35:11 PM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:26:35 AM |
| finance-symphony7 | $50.00 | 5/9/2011 7:32:01 PM |
| friendinmoney | $25.00 | 5/10/2011 8:34:00 AM |
| wwwUniversal | $25.00 | 5/10/2011 7:37:18 AM |
| revenue-spa8 | $50.00 | 5/10/2011 7:58:43 AM |
| Catalina_Enterprises | $70.00 | 5/10/2011 9:41:44 AM |
| pdxKurt | $121.77 | 5/10/2011 11:06:18 AM |
| Play-dough | $50.00 | 5/10/2011 10:55:07 AM |
| najmn103 | $25.00 | 5/10/2011 3:40:17 PM |
| Hotrod52 | $25.00 | 5/10/2011 4:02:18 PM |
| auctionator1 | $25.00 | 5/10/2011 4:40:54 PM |
| community-spartan | $50.00 | 5/10/2011 5:38:18 PM |
| Kame | $25.00 | 5/10/2011 5:39:01 PM |
| unrivaled-income5 | $50.00 | 5/10/2011 5:40:38 PM |
| 171 Investments
|
Borrower Payment Dependent Notes Series
502588
This series of Notes was issued and sold upon the funding of the borrower loan #49252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,649.17 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $337.96 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 36% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 9y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $84,044 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| reward-venture9 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
traffic-tlc-code
Purpose of loan:
This loan will be used to...cosolidate a few credit card debts
My financial situation:
I am a good candidate for this loan because...My total household income for 2010 was $71000. I have very good credit and intend to keep that way.I have been paying my bills on time and will continue to do so. I 'm looking forward to becoming an investor in the future.
Monthly net income: $3700
Monthly expenses: $3590
Housing: $1575
Insurance: $150
Car expenses: $150
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $790
Other expenses: $175
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 4/22/2011 9:02:45 AM |
| magnetic-dedication3 | $25.00 | 4/22/2011 3:49:42 PM |
| penny-candy | $25.00 | 4/25/2011 7:34:41 PM |
| Weaverville | $25.00 | 4/26/2011 8:51:21 PM |
| ingenious-deal6 | $25.00 | 4/26/2011 8:51:54 PM |
| economy-coup | $30.00 | 4/27/2011 12:59:27 AM |
| CAGE-Investments | $25.00 | 4/28/2011 6:47:28 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:51:30 AM |
| credit-sycamore4 | $50.00 | 5/2/2011 6:03:52 PM |
| bonus-demon | $50.00 | 5/3/2011 10:25:59 AM |
| bill-appraiser7 | $25.00 | 5/3/2011 5:28:04 PM |
| jalapeno2 | $25.00 | 5/3/2011 5:29:55 PM |
| the-dollar-topper | $100.00 | 5/4/2011 11:14:28 AM |
| nerdfactor | $25.00 | 5/4/2011 3:05:03 PM |
| profit-powerplant | $25.00 | 5/4/2011 5:45:22 PM |
| worldly-money4 | $200.00 | 5/4/2011 5:51:17 PM |
| Ocean713 | $50.00 | 5/4/2011 5:51:49 PM |
| astute-asset7 | $25.00 | 5/4/2011 5:51:56 PM |
| neutrino6 | $25.00 | 5/5/2011 2:25:57 AM |
| money-bauble | $50.00 | 5/5/2011 2:25:40 AM |
| careful-note | $50.00 | 5/5/2011 3:30:14 AM |
| wwwUniversal | $25.00 | 5/5/2011 9:21:23 AM |
| PThor | $25.00 | 5/5/2011 9:28:32 AM |
| BooRadley | $25.00 | 5/5/2011 9:28:57 AM |
| fair-gain8 | $50.00 | 5/5/2011 9:33:29 AM |
| silver-wonder278 | $25.00 | 5/5/2011 9:33:45 AM |
| nickel-demon2 | $100.00 | 5/5/2011 9:37:11 AM |
| upbeat-coin937 | $50.00 | 5/5/2011 9:46:25 AM |
| treasure-bliss | $50.00 | 5/5/2011 9:26:56 AM |
| miked8303 | $25.00 | 5/5/2011 9:27:30 AM |
| fantastic-wampum1 | $100.00 | 5/5/2011 9:27:57 AM |
| gold-virtuoso | $50.00 | 5/5/2011 9:32:26 AM |
| peace-steward7 | $50.00 | 5/5/2011 9:50:38 AM |
| fairhelper | $25.00 | 5/5/2011 9:34:53 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:39:25 AM |
| orange-preeminant-bill | $43.11 | 5/5/2011 3:02:25 PM |
| CSUgrad08 | $25.00 | 5/5/2011 5:21:48 PM |
| papaman | $25.00 | 5/5/2011 5:26:30 PM |
| kind-truth-circuit | $50.00 | 5/5/2011 5:29:05 PM |
| focused-dime453 | $50.00 | 5/5/2011 5:29:52 PM |
| FormulaTroll | $25.00 | 5/5/2011 5:30:08 PM |
| famous-bill | $25.00 | 5/5/2011 5:28:30 PM |
| TomKacz | $100.00 | 5/5/2011 5:30:13 PM |
| kindness-jedi | $30.00 | 5/5/2011 5:31:04 PM |
| unrivaled-silver | $50.00 | 5/5/2011 5:33:39 PM |
| DSFinancial | $27.51 | 5/5/2011 5:34:34 PM |
| asmithj | $47.01 | 5/5/2011 5:34:47 PM |
| dood2112 | $25.00 | 5/5/2011 5:36:18 PM |
| red-power-pecan | $50.00 | 5/5/2011 5:36:50 PM |
| Rdodson11 | $25.00 | 5/5/2011 5:34:03 PM |
| bountiful-durability | $50.00 | 5/5/2011 5:37:14 PM |
| FeedTheMachine | $67.29 | 5/5/2011 5:34:49 PM |
| blackstar | $25.00 | 5/5/2011 5:35:19 PM |
| orderandprogress | $25.00 | 5/5/2011 5:38:05 PM |
| sharp-trade0 | $25.00 | 5/5/2011 5:38:38 PM |
| worthy-bid8 | $25.00 | 5/5/2011 5:36:47 PM |
| laki_haole | $50.00 | 5/5/2011 5:39:16 PM |
| trimwork99 | $25.00 | 5/5/2011 5:37:51 PM |
| jazzlender | $25.00 | 5/5/2011 5:38:08 PM |
| yield-aurora4 | $50.00 | 5/5/2011 5:38:59 PM |
| ADIDASNO | $25.00 | 5/5/2011 5:39:08 PM |
| jiggaman7 | $50.00 | 5/5/2011 5:39:24 PM |
| shrewd-peace7 | $25.00 | 5/5/2011 5:27:08 PM |
| ursus | $50.00 | 5/5/2011 5:39:46 PM |
| finance-prescription | $50.00 | 5/5/2011 5:40:40 PM |
| F16Pilot | $25.00 | 5/5/2011 5:29:04 PM |
| Rob717171 | $50.00 | 5/5/2011 5:29:09 PM |
| asset-professor | $50.00 | 5/5/2011 5:30:39 PM |
| bid-carrier0 | $25.00 | 5/5/2011 5:31:01 PM |
| Erikdbp | $25.00 | 5/5/2011 6:04:52 PM |
| blue-lucrative-rate | $25.00 | 5/5/2011 5:44:44 PM |
| transparent-transaction8 | $50.00 | 5/5/2011 5:45:01 PM |
| trade-wicket | $25.00 | 5/5/2011 5:46:10 PM |
| transparency-baton | $25.00 | 5/5/2011 5:33:38 PM |
| bonafide-economy | $25.00 | 5/5/2011 5:33:58 PM |
| ITExec | $31.29 | 5/5/2011 5:34:06 PM |
| brazilofmux | $32.11 | 5/5/2011 5:34:13 PM |
| nodrivelpls | $25.00 | 5/5/2011 5:34:30 PM |
| stock106 | $25.00 | 5/5/2011 5:34:42 PM |
| new-social-economist | $50.00 | 5/5/2011 5:34:55 PM |
| Perolus | $50.00 | 5/5/2011 5:35:25 PM |
| justice-economist | $25.00 | 5/5/2011 5:36:04 PM |
| IIP77 | $25.00 | 5/5/2011 5:36:38 PM |
| symbiosis | $50.00 | 5/5/2011 5:36:49 PM |
| newest-inspiring-power | $25.00 | 5/5/2011 5:37:53 PM |
| krd_Chicago | $100.00 | 5/5/2011 5:38:03 PM |
| fighter122 | $50.00 | 5/5/2011 5:38:53 PM |
| tech310 | $50.00 | 5/5/2011 5:39:12 PM |
| soulwork | $25.00 | 5/5/2011 8:09:04 PM |
| exciting-fairness8 | $50.00 | 5/5/2011 5:44:56 PM |
| Supp0rter | $25.21 | 5/6/2011 1:19:14 AM |
| zeelender | $25.00 | 5/6/2011 1:25:19 AM |
| Learning2Lend | $36.29 | 5/6/2011 1:26:34 AM |
| wbahl | $30.86 | 5/6/2011 1:35:44 AM |
| Katburg | $25.00 | 5/6/2011 1:37:13 AM |
| Cluvnupe06 | $37.05 | 5/6/2011 1:49:05 AM |
| justonejake | $25.00 | 5/6/2011 1:54:52 AM |
| steves73 | $28.63 | 5/6/2011 1:55:20 AM |
| flwah | $25.00 | 5/6/2011 2:01:23 AM |
| burrito6 | $25.00 | 5/6/2011 2:19:33 AM |
| sensible-order2 | $28.97 | 5/6/2011 2:26:34 AM |
| dollar-cherry6 | $43.00 | 5/6/2011 2:34:02 AM |
| lotuss4 | $27.91 | 5/6/2011 4:59:05 AM |
| shrewd-income | $50.00 | 5/5/2011 11:55:21 PM |
| NoMoreDebt4Me | $25.00 | 5/6/2011 1:47:16 AM |
| marcomnzs | $25.00 | 5/6/2011 1:56:08 AM |
| rulender | $25.00 | 5/6/2011 2:04:02 AM |
| agiovasil | $25.00 | 5/6/2011 2:10:51 AM |
| Banker7371 | $25.00 | 5/6/2011 2:14:58 AM |
| witchynana55 | $25.00 | 5/6/2011 7:34:02 AM |
| diplomatic-wealth7 | $25.00 | 4/22/2011 10:08:06 AM |
| reflective-rupee | $200.22 | 4/22/2011 3:51:27 PM |
| suave-dime6 | $25.00 | 4/23/2011 10:46:05 AM |
| frogperson | $169.21 | 4/27/2011 8:45:27 AM |
| fmanjoo | $25.00 | 4/28/2011 9:48:11 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:09:08 PM |
| point-compadre | $50.00 | 4/29/2011 1:31:35 PM |
| irrelevant | $25.00 | 5/2/2011 9:32:25 AM |
| ingenious-truth0 | $50.00 | 5/2/2011 12:56:50 PM |
| SecondChanceLendingSERV | $25.00 | 5/2/2011 3:37:52 PM |
| velocity-quest5 | $50.00 | 5/3/2011 4:55:45 PM |
| tnjohnso | $25.00 | 5/3/2011 5:21:55 PM |
| durability-starfish | $25.00 | 5/3/2011 5:26:35 PM |
| jjswanso | $50.00 | 5/3/2011 5:33:59 PM |
| villagers | $25.00 | 5/3/2011 5:21:21 PM |
| fair-pound5 | $100.00 | 5/3/2011 5:30:21 PM |
| 6moonbeams | $50.00 | 5/3/2011 5:36:46 PM |
| Jack55304 | $185.00 | 5/4/2011 8:59:50 AM |
| smilinsam | $50.00 | 5/4/2011 5:48:19 PM |
| Wellman | $50.00 | 5/4/2011 5:51:10 PM |
| zen1cent | $25.00 | 5/4/2011 5:52:41 PM |
| payment-goose2 | $50.00 | 5/4/2011 5:53:11 PM |
| HedgeFund | $50.00 | 5/4/2011 5:55:02 PM |
| handy-justice | $100.00 | 5/4/2011 7:04:27 PM |
| iolaire | $25.00 | 5/5/2011 8:26:04 AM |
| Artist_Blue | $25.00 | 5/5/2011 7:19:38 AM |
| allotment464 | $100.00 | 5/5/2011 9:26:17 AM |
| cablenews | $50.00 | 5/5/2011 9:26:44 AM |
| life-is-great | $25.00 | 5/5/2011 9:35:02 AM |
| _wally_ | $50.00 | 5/5/2011 9:32:34 AM |
| asiaratt | $50.00 | 5/5/2011 9:42:14 AM |
| flanative | $25.00 | 5/5/2011 9:24:39 AM |
| RockpointCapital | $50.00 | 5/5/2011 9:30:45 AM |
| greenback-museum | $25.00 | 5/5/2011 9:32:57 AM |
| brilliant-leverage4 | $50.00 | 5/5/2011 9:58:55 AM |
| papaloha | $25.00 | 5/5/2011 9:42:23 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:09:27 AM |
| bajaruss | $25.00 | 5/5/2011 10:00:30 AM |
| CA-Lender | $50.05 | 5/5/2011 2:47:40 PM |
| imlosttoo | $25.00 | 5/5/2011 5:20:58 PM |
| currency-meteor250 | $25.00 | 5/5/2011 5:22:27 PM |
| wise-balanced-moola | $25.00 | 5/5/2011 5:27:03 PM |
| graceful-investment | $100.00 | 5/5/2011 5:25:03 PM |
| unrelenting-auction7 | $50.00 | 5/5/2011 5:29:12 PM |
| GGreg799 | $25.00 | 5/5/2011 5:31:08 PM |
| samo102us | $25.00 | 5/5/2011 5:26:58 PM |
| foxtrot12 | $51.06 | 5/5/2011 5:28:38 PM |
| payment-jalapeno9 | $100.00 | 5/5/2011 5:30:11 PM |
| kbodendorf | $25.00 | 5/5/2011 5:30:14 PM |
| dthompso | $28.62 | 5/5/2011 5:30:28 PM |
| macbeck22 | $25.00 | 5/5/2011 5:34:32 PM |
| investment-visionary | $25.00 | 5/5/2011 5:34:45 PM |
| elegant-loot | $25.00 | 5/5/2011 5:34:58 PM |
| dublin063 | $50.00 | 5/5/2011 5:36:01 PM |
| important-openness1 | $50.00 | 5/5/2011 5:36:46 PM |
| DeltaComputerGuy | $25.00 | 5/5/2011 5:22:05 PM |
| the-profit-oracle | $25.00 | 5/5/2011 5:37:04 PM |
| davidc314 | $30.07 | 5/5/2011 5:34:28 PM |
| liberty-destiny3 | $25.00 | 5/5/2011 5:34:54 PM |
| uagrad | $50.00 | 5/5/2011 5:35:55 PM |
| coin-investor | $25.00 | 5/5/2011 5:36:22 PM |
| SDNLR | $100.00 | 5/5/2011 5:36:44 PM |
| whatknows | $25.00 | 5/5/2011 5:38:56 PM |
| ommcd | $25.00 | 5/5/2011 5:36:51 PM |
| JJ9876 | $25.00 | 5/5/2011 5:39:14 PM |
| birddogsb | $50.00 | 5/5/2011 5:39:21 PM |
| crawfingers | $25.00 | 5/5/2011 5:38:45 PM |
| organized-compassion4 | $100.00 | 5/5/2011 5:38:51 PM |
| smart-kindness8 | $50.00 | 5/5/2011 5:39:02 PM |
| minddoc | $25.00 | 5/5/2011 5:39:19 PM |
| seisen | $100.00 | 5/5/2011 5:26:49 PM |
| jamiee73 | $25.00 | 5/5/2011 5:29:07 PM |
| aznatama | $50.00 | 5/5/2011 5:29:49 PM |
| green-benefit-control | $25.00 | 5/5/2011 5:30:26 PM |
| GCInvestments | $25.00 | 5/5/2011 5:30:29 PM |
| bold-durability-drum | $50.00 | 5/5/2011 5:30:36 PM |
| CC911 | $25.00 | 5/5/2011 5:30:43 PM |
| rhin0cerx | $32.89 | 5/5/2011 5:34:09 PM |
| persevering | $25.00 | 5/5/2011 5:34:27 PM |
| HHP | $93.56 | 5/5/2011 5:34:37 PM |
| handshake5 | $100.00 | 5/5/2011 5:34:57 PM |
| Doodlemeyer | $50.00 | 5/5/2011 5:36:28 PM |
| jigsaw | $50.00 | 5/5/2011 5:36:33 PM |
| Executive23 | $25.00 | 5/5/2011 5:36:45 PM |
| Midwestvalues | $50.00 | 5/5/2011 5:38:12 PM |
| Aleut | $25.00 | 5/5/2011 5:39:22 PM |
| tylerfd | $25.00 | 5/5/2011 5:40:35 PM |
| missing-link | $25.00 | 5/5/2011 5:40:47 PM |
| Leopoldine | $25.00 | 5/5/2011 8:19:34 PM |
| wizardii | $50.00 | 5/5/2011 8:49:39 PM |
| Bob450 | $25.00 | 5/5/2011 5:50:50 PM |
| community-oasis6 | $25.00 | 5/5/2011 5:51:16 PM |
| bountiful-justice4 | $50.00 | 5/5/2011 10:28:57 PM |
| beaker | $25.00 | 5/6/2011 1:20:17 AM |
| finagler | $25.00 | 5/6/2011 1:27:01 AM |
| bahamaman | $25.00 | 5/6/2011 1:35:50 AM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:48 PM |
| lcole32 | $25.00 | 5/6/2011 1:44:03 AM |
| Railbird | $25.00 | 5/6/2011 2:01:16 AM |
| LAM26 | $25.00 | 5/6/2011 2:00:00 AM |
| Diamond_Jim | $32.27 | 5/6/2011 2:15:15 AM |
| hope-eagle6 | $25.00 | 5/6/2011 2:19:24 AM |
| bid-papyrus | $25.00 | 5/6/2011 2:19:11 AM |
| Boston005 | $25.00 | 5/5/2011 9:29:01 PM |
| reflective-rupee | $300.00 | 5/6/2011 5:25:05 AM |
| DrStaff | $25.00 | 5/6/2011 1:21:04 AM |
| Mariner3605 | $25.00 | 5/6/2011 1:39:20 AM |
| creative-revenue0 | $25.00 | 5/6/2011 6:19:37 AM |
| MissionMicroFinance | $25.00 | 5/6/2011 1:56:17 AM |
| reflective-rupee | $500.00 | 5/6/2011 6:48:49 AM |
| jga516 | $25.00 | 5/6/2011 1:57:15 AM |
| reflective-rupee | $500.00 | 5/6/2011 6:49:53 AM |
| visionary-currency | $50.00 | 5/6/2011 2:19:39 AM |
| zippy-interest | $47.83 | 5/6/2011 2:25:17 AM |
| financial-frenzy | $37.15 | 5/6/2011 2:25:58 AM |
| radforj22 | $25.00 | 5/6/2011 2:37:09 AM |
| 226 Investments
|
Borrower Payment Dependent Notes Series
502904
This series of Notes was issued and sold upon the funding of the borrower loan #49359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,469.54 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $341.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 75% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 7y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,826 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| money-puppy7 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Hopeful
Purpose of loan:
This loan will be used to...get my debts into one payment.Instead of making several payments. Looking for an apartment and just trying to get my debts consolidated.
My financial situation:
I am a good candidate for this loan because...I work everyday and never miss days.(Very dependant). I do make all my payments on time, I just need to get them into one payment.
Monthly net income: $1450.00
Monthly expenses: $150.00
Housing: $0.00
Insurance: $75.00
Car expenses: $.
Utilities: $30.00
Phone, cable, internet: $125.00
Food, entertainment: $150.00
Clothing, household expenses: $75.00
Credit cards and other loans: $850.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/22/2011 10:08:12 AM |
| suave-dime6 | $25.00 | 4/23/2011 10:46:06 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:09:09 PM |
| point-compadre | $50.00 | 4/29/2011 1:31:36 PM |
| irrelevant | $25.00 | 5/2/2011 9:57:59 AM |
| ingenious-truth0 | $50.00 | 5/2/2011 12:56:52 PM |
| fair-pound5 | $100.00 | 5/3/2011 5:30:21 PM |
| velocity-quest5 | $50.00 | 5/3/2011 5:31:07 PM |
| durability-starfish | $25.00 | 5/3/2011 5:26:35 PM |
| the-dollar-topper | $100.00 | 5/4/2011 12:06:04 PM |
| smilinsam | $50.00 | 5/4/2011 5:48:22 PM |
| Wellman | $50.00 | 5/4/2011 5:51:12 PM |
| astute-asset7 | $25.00 | 5/4/2011 5:51:57 PM |
| zen1cent | $25.00 | 5/4/2011 5:52:42 PM |
| HedgeFund | $50.00 | 5/4/2011 5:55:03 PM |
| careful-note | $50.00 | 5/5/2011 3:30:15 AM |
| Artist_Blue | $25.00 | 5/5/2011 7:19:42 AM |
| treasure-bliss | $50.00 | 5/5/2011 9:26:57 AM |
| greenback-museum | $25.00 | 5/5/2011 9:32:58 AM |
| silver-wonder278 | $25.00 | 5/5/2011 9:33:51 AM |
| fairhelper | $25.00 | 5/5/2011 9:34:54 AM |
| life-is-great | $25.00 | 5/5/2011 9:35:04 AM |
| nickel-demon2 | $100.00 | 5/5/2011 9:37:13 AM |
| wwwUniversal | $25.00 | 5/5/2011 9:21:29 AM |
| flanative | $25.00 | 5/5/2011 9:24:40 AM |
| allotment464 | $100.00 | 5/5/2011 9:26:17 AM |
| RockpointCapital | $50.00 | 5/5/2011 9:30:46 AM |
| neutrino6 | $25.00 | 5/5/2011 9:31:46 AM |
| bajaruss | $25.00 | 5/5/2011 10:00:31 AM |
| Gibbyland | $100.00 | 5/5/2011 9:37:57 AM |
| fantastic-wampum1 | $100.00 | 5/5/2011 10:07:07 AM |
| papaloha | $25.00 | 5/5/2011 9:42:24 AM |
| upbeat-coin937 | $50.00 | 5/5/2011 9:46:27 AM |
| peace-steward7 | $50.00 | 5/5/2011 9:50:40 AM |
| brilliant-leverage4 | $50.00 | 5/5/2011 9:58:56 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:09:29 AM |
| unrelenting-auction7 | $50.00 | 5/5/2011 5:29:14 PM |
| bold-durability-drum | $50.00 | 5/5/2011 5:30:37 PM |
| bid-carrier0 | $25.00 | 5/5/2011 5:31:02 PM |
| GGreg799 | $25.00 | 5/5/2011 5:31:10 PM |
| bonafide-economy | $25.00 | 5/5/2011 5:33:59 PM |
| IIP77 | $25.00 | 5/5/2011 5:36:40 PM |
| seisen | $55.03 | 5/5/2011 5:26:50 PM |
| aznatama | $50.00 | 5/5/2011 5:29:51 PM |
| blue-lucrative-rate | $25.00 | 5/5/2011 5:44:48 PM |
| green-benefit-control | $25.00 | 5/5/2011 5:30:26 PM |
| GCInvestments | $25.00 | 5/5/2011 5:30:30 PM |
| uagrad | $50.00 | 5/5/2011 5:35:55 PM |
| top-payout-fixer | $36.46 | 5/5/2011 5:36:00 PM |
| blackstar | $25.00 | 5/5/2011 5:36:30 PM |
| the-profit-oracle | $25.00 | 5/5/2011 5:37:06 PM |
| Easystreet | $25.00 | 5/5/2011 5:39:26 PM |
| finance-prescription | $44.95 | 5/5/2011 5:40:41 PM |
| Leopoldine | $25.00 | 5/5/2011 8:19:36 PM |
| transparent-transaction8 | $50.00 | 5/5/2011 5:45:02 PM |
| rhin0cerx | $50.00 | 5/6/2011 1:42:13 AM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:50 PM |
| HHP | $63.19 | 5/6/2011 1:58:08 AM |
| asmithj | $43.06 | 5/6/2011 2:17:30 AM |
| burrito6 | $25.00 | 5/6/2011 2:19:34 AM |
| graceful-investment | $90.93 | 5/6/2011 2:27:10 AM |
| new-social-economist | $50.00 | 5/6/2011 2:39:57 AM |
| SDNLR | $36.78 | 5/6/2011 1:42:26 AM |
| MissionMicroFinance | $25.00 | 5/6/2011 1:56:19 AM |
| FeedTheMachine | $100.00 | 5/6/2011 2:17:34 AM |
| reflective-rupee | $25.44 | 4/22/2011 3:53:25 PM |
| Weaverville | $25.00 | 4/26/2011 8:51:22 PM |
| economy-coup | $30.00 | 4/27/2011 1:01:10 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 3:41:35 AM |
| tech310 | $50.00 | 4/28/2011 12:42:27 AM |
| CAGE-Investments | $25.00 | 4/28/2011 6:47:29 AM |
| fmanjoo | $25.00 | 4/28/2011 9:48:14 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:51:32 AM |
| Interstate_Rate | $50.00 | 4/30/2011 3:21:02 AM |
| credit-sycamore4 | $50.00 | 5/2/2011 6:03:53 PM |
| bonus-demon | $50.00 | 5/3/2011 10:26:00 AM |
| villagers | $25.00 | 5/3/2011 5:21:22 PM |
| bill-appraiser7 | $25.00 | 5/3/2011 5:28:05 PM |
| jalapeno2 | $25.00 | 5/3/2011 5:29:57 PM |
| jjswanso | $50.00 | 5/3/2011 5:34:00 PM |
| Jack55304 | $185.00 | 5/4/2011 11:14:24 AM |
| worldly-money4 | $200.00 | 5/4/2011 5:51:18 PM |
| Ocean713 | $50.00 | 5/4/2011 5:51:50 PM |
| nerdfactor | $25.00 | 5/4/2011 5:56:10 PM |
| payment-goose2 | $50.00 | 5/4/2011 5:53:12 PM |
| handy-justice | $100.00 | 5/4/2011 7:04:28 PM |
| money-bauble | $50.00 | 5/5/2011 2:25:43 AM |
| iolaire | $25.00 | 5/5/2011 8:26:05 AM |
| commanding-income774 | $25.00 | 5/5/2011 9:10:07 AM |
| profit-powerplant | $25.00 | 5/5/2011 9:25:34 AM |
| PThor | $25.00 | 5/5/2011 9:28:33 AM |
| fair-gain8 | $50.00 | 5/5/2011 9:33:31 AM |
| asiaratt | $50.00 | 5/5/2011 9:42:15 AM |
| cablenews | $50.00 | 5/5/2011 9:26:45 AM |
| BooRadley | $25.00 | 5/5/2011 9:28:59 AM |
| gold-virtuoso | $50.00 | 5/5/2011 9:32:27 AM |
| _wally_ | $50.00 | 5/5/2011 9:32:35 AM |
| miked8303 | $25.00 | 5/5/2011 10:07:05 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:39:26 AM |
| DeltaComputerGuy | $25.00 | 5/5/2011 5:22:06 PM |
| unrivaled-silver | $50.00 | 5/5/2011 5:33:40 PM |
| Rdodson11 | $25.00 | 5/5/2011 5:34:04 PM |
| bountiful-durability | $50.00 | 5/5/2011 5:37:17 PM |
| orange-preeminant-bill | $50.00 | 5/5/2011 5:38:25 PM |
| thoughtful-exchange8 | $50.00 | 5/5/2011 5:38:06 PM |
| missing-link | $25.00 | 5/5/2011 5:40:48 PM |
| ursus | $50.00 | 5/5/2011 5:39:48 PM |
| bold-shrewd-duty | $25.00 | 5/5/2011 5:39:55 PM |
| tylerfd | $25.00 | 5/5/2011 5:40:36 PM |
| Rob717171 | $50.00 | 5/5/2011 5:29:10 PM |
| mercuriant | $25.00 | 5/5/2011 5:39:05 PM |
| wizardii | $25.00 | 5/5/2011 8:49:41 PM |
| brazilofmux | $69.87 | 5/6/2011 1:29:33 AM |
| Mariner3605 | $25.00 | 5/6/2011 1:39:21 AM |
| justonejake | $25.00 | 5/6/2011 1:54:54 AM |
| ommcd | $25.00 | 5/6/2011 1:58:14 AM |
| visionary-currency | $38.83 | 5/6/2011 2:19:41 AM |
| soulwork | $25.00 | 5/5/2011 8:09:05 PM |
| radforj22 | $25.00 | 5/6/2011 2:37:12 AM |
| palace2 | $400.00 | 5/6/2011 5:30:19 AM |
| treasure-brigade | $25.00 | 5/6/2011 5:48:58 AM |
| handshake5 | $100.00 | 5/6/2011 2:40:05 AM |
| anton | $2,600.00 | 5/6/2011 8:40:58 AM |
| Bob450 | $25.00 | 5/6/2011 8:43:36 AM |
| 124 Investments
|
Borrower Payment Dependent Notes Series
503052
This series of Notes was issued and sold upon the funding of the borrower loan #49308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $346.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 14y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $158,811 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gain-broker683 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Pay off credit card bank upped rate to almost 30%
My financial situation:
I am a good candidate for this loan because...I have tenure, steady employment, and good character
Monthly net income: $ 7.200
Monthly expenses: $ 6000
Housing: $ 3200
Insurance: $300
Car expenses: $150
Utilities: $200
Phone, cable, internet: $ 144.00
Food, entertainment: $300.00
Clothing, household expenses: $300.00
Credit cards and other loans: $500.00
Other expenses: $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/20/2011 9:07:47 AM |
| Bank_Of_XL | $50.00 | 4/20/2011 2:01:32 PM |
| JustMee | $25.00 | 4/21/2011 7:18:52 AM |
| Gibbyland | $100.00 | 4/24/2011 1:19:35 PM |
| friendly-worth3 | $50.00 | 4/25/2011 7:33:25 AM |
| worldly-community3 | $50.00 | 4/25/2011 8:25:29 PM |
| miked8303 | $25.00 | 4/26/2011 10:31:43 AM |
| inspired-investment8 | $100.00 | 4/27/2011 4:05:27 AM |
| sonnet771 | $50.00 | 4/27/2011 4:39:05 PM |
| wilmajean | $66.00 | 4/27/2011 6:43:15 PM |
| nickel-position | $25.00 | 4/28/2011 1:43:46 PM |
| justice-circuitry0 | $50.00 | 4/28/2011 5:40:48 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:07 PM |
| Leopoldine | $25.00 | 4/29/2011 1:15:46 PM |
| kindness-jedi | $30.00 | 4/29/2011 1:20:54 PM |
| efficient-treasure0 | $25.00 | 4/29/2011 3:41:50 PM |
| wwwUniversal | $25.00 | 4/30/2011 4:51:10 AM |
| Mariner3605 | $25.00 | 4/30/2011 10:56:21 AM |
| nunnie | $25.00 | 4/30/2011 10:30:06 AM |
| allotment464 | $100.00 | 5/1/2011 4:26:24 AM |
| FormulaTroll | $25.00 | 5/1/2011 11:22:03 AM |
| kevin314 | $25.00 | 5/1/2011 11:36:47 AM |
| worthy-bid8 | $100.00 | 5/1/2011 12:13:06 PM |
| don8ter | $25.00 | 5/1/2011 12:26:18 PM |
| raisingophelia | $25.00 | 5/1/2011 12:26:51 PM |
| bmbanzai | $25.00 | 5/1/2011 12:29:52 PM |
| jrbill1998 | $50.00 | 5/1/2011 12:44:34 PM |
| cablenews | $75.00 | 5/1/2011 4:49:05 PM |
| smilinsam | $50.00 | 5/1/2011 7:47:50 PM |
| rockstar78 | $50.00 | 5/2/2011 9:38:36 AM |
| asset-beeper8 | $50.00 | 5/2/2011 9:51:16 AM |
| felicity-maximizer | $25.00 | 5/2/2011 10:49:23 AM |
| _wally_ | $50.00 | 5/2/2011 12:34:46 PM |
| jalapeno2 | $25.00 | 5/2/2011 5:46:04 PM |
| hostbank | $100.00 | 5/2/2011 5:47:12 PM |
| a-sharp-revenue | $50.00 | 5/2/2011 5:47:01 PM |
| drkosh | $25.00 | 5/2/2011 5:52:24 PM |
| TomKacz | $100.00 | 5/2/2011 5:50:14 PM |
| williemc44 | $25.00 | 5/2/2011 5:50:24 PM |
| orgy63 | $50.00 | 5/2/2011 6:25:55 PM |
| fair-gain8 | $50.00 | 5/2/2011 7:24:08 PM |
| happyaric | $50.00 | 5/2/2011 8:48:56 PM |
| blue-lucrative-rate | $25.00 | 5/2/2011 10:39:28 PM |
| icchok | $50.00 | 5/3/2011 1:34:18 AM |
| Aimvest | $25.00 | 5/3/2011 3:06:25 AM |
| fervent-repayment | $25.00 | 5/3/2011 4:24:41 AM |
| Supernick | $50.00 | 5/3/2011 6:46:24 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:39:54 AM |
| gain-kitten | $25.00 | 5/3/2011 9:43:20 AM |
| ArchonFinancialHoldings | $50.00 | 5/3/2011 9:35:23 AM |
| LTulper | $25.00 | 5/3/2011 9:48:36 AM |
| liberty-volcano | $50.00 | 5/3/2011 9:37:34 AM |
| listing-demon | $50.00 | 5/3/2011 10:19:57 AM |
| marwadi-62 | $150.00 | 5/3/2011 10:07:06 AM |
| saihu | $25.00 | 5/3/2011 9:51:00 AM |
| bonus-demon | $25.00 | 5/3/2011 10:21:05 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:36:27 AM |
| bigphish | $50.00 | 5/3/2011 12:47:19 PM |
| johnsails | $50.00 | 5/3/2011 10:39:00 AM |
| ericgassercom | $50.00 | 5/3/2011 12:48:42 PM |
| reflective-cash0 | $50.00 | 5/3/2011 12:50:09 PM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:04:14 PM |
| powerful-finance7 | $25.00 | 5/3/2011 12:46:32 PM |
| CymruAmByth | $25.00 | 5/3/2011 12:49:21 PM |
| intuitive-camaraderi9 | $50.00 | 5/3/2011 12:50:39 PM |
| brainy-dedication | $25.00 | 5/3/2011 2:08:59 PM |
| worth-dandelion | $100.00 | 5/3/2011 4:20:53 PM |
| eyevinyl | $50.00 | 5/3/2011 4:19:00 PM |
| myduck | $50.00 | 5/3/2011 5:09:07 PM |
| imlosttoo | $25.00 | 5/3/2011 5:19:22 PM |
| the-profit-oracle | $25.00 | 5/3/2011 5:20:37 PM |
| Quaven | $50.00 | 5/3/2011 6:18:58 PM |
| slushfunder | $25.00 | 5/3/2011 7:59:15 PM |
| careful-note | $50.00 | 5/3/2011 8:20:04 PM |
| pmandel | $50.00 | 5/3/2011 8:41:02 PM |
| integrity-trumpet | $50.00 | 5/3/2011 9:24:20 PM |
| best-generosity-financier | $25.00 | 5/4/2011 12:29:41 AM |
| thezfunk | $25.00 | 5/4/2011 12:49:04 AM |
| PaulW | $25.00 | 5/4/2011 1:14:14 AM |
| InvestorPartners | $25.00 | 5/4/2011 1:21:46 AM |
| triumph126 | $50.00 | 5/3/2011 8:04:33 PM |
| meenan | $50.00 | 5/4/2011 1:42:36 AM |
| greenback-ally | $100.00 | 5/3/2011 8:37:14 PM |
| ThisGuyIKnow | $25.65 | 5/4/2011 1:50:08 AM |
| wise-silver-wonder | $25.00 | 5/4/2011 1:55:11 AM |
| peace-saber0 | $25.00 | 5/4/2011 2:04:28 AM |
| successful-agreement7 | $33.37 | 5/4/2011 2:06:12 AM |
| money-bauble | $99.64 | 5/4/2011 2:07:37 AM |
| alpinaut | $25.00 | 5/4/2011 1:21:50 AM |
| GrayStudio | $25.00 | 5/4/2011 1:22:36 AM |
| Philosonie | $35.97 | 5/4/2011 1:32:33 AM |
| lendme2 | $31.84 | 5/4/2011 1:33:41 AM |
| DMark69 | $25.00 | 5/4/2011 1:39:26 AM |
| behicks | $38.92 | 5/4/2011 6:22:07 AM |
| theaterguy | $25.00 | 5/4/2011 1:31:07 AM |
| rangers94 | $25.00 | 5/4/2011 1:31:23 AM |
| 6moonbeams | $50.00 | 5/4/2011 1:43:37 AM |
| tuffshorty | $30.04 | 5/4/2011 1:59:54 AM |
| toronado | $50.00 | 5/4/2011 6:42:07 AM |
| piter-to-la-investment | $25.00 | 5/4/2011 1:59:47 AM |
| Cleon | $25.00 | 5/4/2011 7:33:57 AM |
| moneytolend72 | $49.23 | 5/4/2011 7:57:24 AM |
| dochelp | $50.00 | 5/4/2011 3:23:58 AM |
| Mindful7 | $25.00 | 5/4/2011 4:37:09 AM |
| palace2 | $400.00 | 5/4/2011 4:40:09 AM |
| crw1950 | $32.15 | 5/4/2011 4:57:02 AM |
| maximizer | $25.00 | 5/4/2011 8:30:23 AM |
| kingbutthd | $25.00 | 5/4/2011 8:33:13 AM |
| Ocean713 | $50.00 | 5/4/2011 8:42:02 AM |
| dca_yyz | $25.00 | 5/4/2011 6:51:53 AM |
| genuine-euro9 | $60.00 | 5/4/2011 6:36:56 AM |
| 13nd3r | $25.00 | 5/4/2011 6:51:49 AM |
| joshua2001 | $49.70 | 5/4/2011 7:07:11 AM |
| organized-payment6 | $50.00 | 4/20/2011 9:08:39 AM |
| competent-p2p | $45.00 | 4/20/2011 8:37:56 PM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:56:36 AM |
| Weaverville | $35.58 | 4/27/2011 4:05:09 AM |
| BxRealtor | $25.00 | 4/27/2011 3:00:26 PM |
| tech310 | $50.00 | 4/28/2011 12:42:01 AM |
| blooming-market | $25.00 | 4/28/2011 6:56:58 AM |
| first-upright-payout | $25.00 | 4/28/2011 8:30:45 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 9:59:38 AM |
| Peterman | $25.00 | 4/28/2011 2:27:36 PM |
| Azonic21 | $25.00 | 4/28/2011 5:12:40 PM |
| Tradesmanlender | $25.00 | 4/28/2011 5:56:13 PM |
| DrStaff | $30.00 | 4/28/2011 6:19:44 PM |
| mtp | $50.00 | 4/28/2011 8:11:14 PM |
| rockhound84 | $25.00 | 4/29/2011 8:58:54 AM |
| radforj22 | $25.00 | 4/29/2011 1:06:21 PM |
| patriot897 | $25.00 | 4/29/2011 3:39:01 PM |
| ursus | $100.00 | 4/29/2011 3:41:54 PM |
| macgeek | $25.00 | 4/30/2011 4:40:22 AM |
| payment-jalapeno9 | $50.00 | 4/30/2011 5:45:33 AM |
| Sol_Invictus | $25.00 | 4/30/2011 5:16:02 AM |
| wop310 | $50.00 | 4/30/2011 8:33:42 AM |
| wise-deal-gravitas | $100.00 | 4/30/2011 3:14:41 PM |
| astute-benjamins | $25.00 | 5/1/2011 6:32:30 AM |
| life-is-great | $25.00 | 5/1/2011 6:42:09 AM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:05 AM |
| tranquil-diversification8 | $50.00 | 5/1/2011 11:22:01 AM |
| enriching-liberty629 | $25.00 | 5/1/2011 12:17:45 PM |
| DavidCG | $25.00 | 5/1/2011 12:25:55 PM |
| best-basis-trooper | $50.00 | 5/1/2011 12:25:58 PM |
| yield-seeker | $25.00 | 5/1/2011 12:28:19 PM |
| riproaringrapids | $25.00 | 5/1/2011 12:28:40 PM |
| systemlender | $50.00 | 5/1/2011 12:55:02 PM |
| Artist_Blue | $25.00 | 5/1/2011 12:42:06 PM |
| GCInvestments | $25.00 | 5/1/2011 1:57:23 PM |
| 13loans | $25.00 | 5/1/2011 6:01:31 PM |
| accmgg | $100.00 | 5/1/2011 6:40:10 PM |
| giannyny | $25.00 | 5/2/2011 5:37:54 AM |
| nimble-penny1 | $50.00 | 5/2/2011 9:52:24 AM |
| mike_banker | $50.00 | 5/2/2011 12:18:45 PM |
| yield-visionary4 | $50.00 | 5/2/2011 2:15:41 PM |
| durability-halibut | $25.00 | 5/2/2011 2:37:52 PM |
| mjcareful | $50.74 | 5/2/2011 4:10:46 PM |
| SanJoser | $25.00 | 5/2/2011 4:39:39 PM |
| platinum-admiral8 | $50.00 | 5/2/2011 4:40:26 PM |
| AFairDeal | $50.00 | 5/2/2011 4:54:58 PM |
| GElender | $25.00 | 5/2/2011 5:47:15 PM |
| sensible-fund | $50.00 | 5/2/2011 5:49:39 PM |
| successful-wealth7 | $25.00 | 5/2/2011 5:51:57 PM |
| grf1945 | $50.00 | 5/2/2011 5:44:41 PM |
| mtquan | $25.00 | 5/2/2011 5:48:27 PM |
| velocity-solo | $25.00 | 5/2/2011 6:03:18 PM |
| nickel-demon2 | $100.00 | 5/2/2011 6:01:48 PM |
| bid-carrier0 | $25.00 | 5/2/2011 6:00:39 PM |
| rogue_monster | $50.00 | 5/2/2011 6:07:05 PM |
| bid-czar8 | $50.00 | 5/2/2011 6:15:34 PM |
| octoberfresh | $25.00 | 5/2/2011 6:08:24 PM |
| flanative | $25.00 | 5/2/2011 6:21:14 PM |
| cmartaz | $25.00 | 5/2/2011 7:04:54 PM |
| lostontheedge | $25.00 | 5/3/2011 3:06:53 AM |
| jcjdingdong | $50.00 | 5/2/2011 9:59:25 PM |
| LongTail | $30.00 | 5/2/2011 11:00:42 PM |
| melodious-fairness | $50.00 | 5/3/2011 3:46:29 AM |
| exciting-responsibility3 | $25.00 | 5/3/2011 5:14:33 AM |
| silver-wonder278 | $25.00 | 5/3/2011 8:11:57 AM |
| FinanceEngine | $30.00 | 5/3/2011 9:26:36 AM |
| CashBank | $25.00 | 5/3/2011 9:29:18 AM |
| economy-mulberry7 | $50.00 | 5/3/2011 9:38:13 AM |
| currency-meteor250 | $25.00 | 5/3/2011 9:54:46 AM |
| 559624 | $25.00 | 5/3/2011 10:37:49 AM |
| musegaze | $120.00 | 5/3/2011 10:29:38 AM |
| astute-p2ploan | $25.00 | 5/3/2011 12:49:38 PM |
| investment-comet | $25.00 | 5/3/2011 11:44:36 AM |
| auction-turtle0 | $25.00 | 5/3/2011 12:23:57 PM |
| ge0bab | $25.00 | 5/3/2011 3:31:06 PM |
| bdloans | $50.00 | 5/3/2011 12:51:11 PM |
| BooRadley | $50.00 | 5/3/2011 4:39:09 PM |
| Chewbaca | $25.00 | 5/3/2011 4:10:42 PM |
| peace-maximizer8 | $25.00 | 5/3/2011 5:00:09 PM |
| ecstatic-greenback3 | $100.00 | 5/3/2011 6:37:21 PM |
| Isotope | $25.00 | 5/3/2011 6:33:21 PM |
| rate-caravan7 | $50.00 | 5/3/2011 8:29:16 PM |
| TOCPI | $25.00 | 5/3/2011 9:59:13 PM |
| E_G | $41.95 | 5/4/2011 1:31:59 AM |
| CPAMAN | $25.00 | 5/4/2011 1:42:05 AM |
| rulender | $25.00 | 5/4/2011 1:49:44 AM |
| jwood3030 | $25.00 | 5/4/2011 1:50:16 AM |
| Dweeberkitty1 | $25.00 | 5/4/2011 1:54:52 AM |
| dinero-festivity2 | $28.39 | 5/4/2011 1:59:40 AM |
| unassassinable | $25.00 | 5/4/2011 2:05:14 AM |
| dinero-speaker | $25.00 | 5/4/2011 2:06:08 AM |
| gain-gourd | $79.68 | 5/4/2011 2:06:23 AM |
| tranquil-revenue | $50.00 | 5/3/2011 10:14:03 PM |
| income-sage9 | $25.00 | 5/3/2011 10:14:13 PM |
| Hexnut | $25.00 | 5/3/2011 10:19:13 PM |
| numero-uno643 | $25.00 | 5/3/2011 10:44:22 PM |
| nevetsnosliw1 | $25.00 | 5/3/2011 11:07:31 PM |
| dojo2 | $25.00 | 5/3/2011 11:40:54 PM |
| LenderByDay | $25.00 | 5/4/2011 1:21:56 AM |
| ClearLake | $25.00 | 5/4/2011 1:33:25 AM |
| mstebnicki | $25.02 | 5/4/2011 1:13:53 AM |
| zrohmm | $25.00 | 5/4/2011 1:39:33 AM |
| TMillard | $25.00 | 5/4/2011 1:30:02 AM |
| kulender | $100.00 | 5/4/2011 6:24:47 AM |
| bomdel | $25.00 | 5/4/2011 1:41:42 AM |
| dansarkis | $25.00 | 5/4/2011 1:31:31 AM |
| DeltaComputerGuy | $25.00 | 5/4/2011 1:32:16 AM |
| slartibardfast | $25.00 | 5/4/2011 1:51:02 AM |
| CaliforniaSun | $25.00 | 5/4/2011 1:32:52 AM |
| Ripsaw4U | $50.00 | 5/4/2011 1:52:44 AM |
| flwah | $25.00 | 5/4/2011 1:51:06 AM |
| justice-dna | $35.00 | 5/4/2011 2:00:12 AM |
| studious-bonus7 | $68.39 | 5/4/2011 2:06:04 AM |
| grampy48 | $25.00 | 5/4/2011 4:24:37 AM |
| padewy | $25.00 | 5/4/2011 5:21:44 AM |
| resource777 | $50.00 | 5/4/2011 5:59:26 AM |
| ResQDoc | $92.86 | 5/4/2011 6:16:41 AM |
| a-restless-dollar | $50.00 | 5/4/2011 8:33:40 AM |
| auction-seeker4 | $50.00 | 5/4/2011 6:28:41 AM |
| careful-note1 | $25.00 | 5/4/2011 6:46:52 AM |
| MasterJin | $25.00 | 5/4/2011 8:00:09 AM |
| buffalobills | $25.00 | 5/4/2011 7:49:39 AM |
| SplashCash | $50.00 | 5/4/2011 8:07:25 AM |
| prattinum | $4.88 | 5/4/2011 8:44:33 AM |
| 237 Investments
|
Borrower Payment Dependent Notes Series
503192
This series of Notes was issued and sold upon the funding of the borrower loan #49329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,510.70 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $220.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
4 | Length of status: | 1y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $594 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 33% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Jeves |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 32 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
620-639
(Jul-2008)
620-639
(Jun-2008)
|
|
Principal balance:
| $151.74 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 32 | | |
Description
PAYING OFF MED. BILLS & CREDIT DEBT
Purpose of loan:
This loan will be used to pay off $4200.00 of medical bills, $160.00 that I still have remaining on my current Prosper Loan, $1500.00 that I owe on a car, and $2540.00 of remaining credit debt.
Also, I would like to add that due to the fact I am married, my family's financial income is more than listed, but Prosper only allows you to list your income.
Plus, by getting this loan it will help my family save an additional $200 a month on our budget, which we can use to start a emergency fund and save towards a down payment on a house. Thank you to everyone taking the time to read this and for investing in my family.
Monthly net income: $ 1200.00
Monthly expenses: $ 1200.00
Housing: $ 350
Insurance: $ 60
Car expenses: $ 100
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 160
Clothing, household expenses $ 100
Medical Bills & Credit Debt: $ 230
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| jhouman | $25.00 | 4/20/2011 5:02:00 PM |
| Skeptical-one | $40.00 | 4/20/2011 5:06:17 PM |
| skillful-asset5 | $30.00 | 4/20/2011 5:45:03 PM |
| competent-p2p | $50.00 | 4/20/2011 8:11:56 PM |
| Mikale360 | $25.00 | 4/21/2011 6:25:24 AM |
| tolerant-dinero2 | $25.00 | 4/21/2011 11:09:27 AM |
| janeybooboo | $51.00 | 4/23/2011 12:39:43 PM |
| bullish2bearish | $61.99 | 4/25/2011 8:28:04 AM |
| ingenious-deal6 | $25.00 | 4/25/2011 9:25:32 AM |
| chameleon125 | $25.00 | 4/26/2011 4:47:40 PM |
| Moe87 | $25.00 | 4/27/2011 3:54:37 PM |
| CAGE-Investments | $25.00 | 4/28/2011 6:46:31 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:50:24 AM |
| irrelevant | $25.00 | 4/28/2011 5:46:29 PM |
| hidavehi | $27.00 | 4/28/2011 6:16:59 PM |
| jsnryn | $29.00 | 4/29/2011 11:11:29 AM |
| point-compadre | $50.00 | 4/29/2011 1:30:41 PM |
| american-investor | $50.00 | 4/29/2011 2:23:46 PM |
| Jack55304 | $185.00 | 4/29/2011 5:15:59 PM |
| TheAlchemist | $25.00 | 4/29/2011 7:10:46 PM |
| jjswanso | $25.00 | 4/30/2011 5:31:01 PM |
| Scotcha | $50.00 | 4/30/2011 2:34:46 PM |
| bill-appraiser7 | $25.00 | 5/1/2011 8:51:52 AM |
| payment-goose2 | $50.00 | 5/2/2011 9:30:50 AM |
| ingenious-truth0 | $50.00 | 5/2/2011 12:56:15 PM |
| life-is-great | $25.00 | 5/2/2011 5:59:45 PM |
| _wally_ | $50.00 | 5/2/2011 6:07:23 PM |
| Wellman | $50.00 | 5/3/2011 4:31:25 AM |
| fairhelper | $25.00 | 5/3/2011 9:17:24 AM |
| ChoiceInvestments | $31.21 | 5/3/2011 9:51:23 AM |
| money-bauble | $100.00 | 5/3/2011 9:57:00 AM |
| durability-starfish | $25.00 | 5/3/2011 9:45:26 AM |
| bonus-demon | $50.00 | 5/3/2011 10:25:31 AM |
| nickel-demon2 | $100.00 | 5/3/2011 12:51:50 PM |
| PThor | $25.00 | 5/3/2011 1:55:54 PM |
| BooRadley | $25.00 | 5/3/2011 4:34:38 PM |
| Bcs-cnc | $30.00 | 5/3/2011 2:16:48 PM |
| green-benefit-control | $25.00 | 5/3/2011 5:29:09 PM |
| GCInvestments | $25.00 | 5/3/2011 5:30:56 PM |
| payment-jalapeno9 | $100.00 | 5/3/2011 5:27:06 PM |
| blue-lucrative-rate | $25.00 | 5/3/2011 5:33:50 PM |
| ursus | $50.00 | 5/3/2011 5:34:09 PM |
| kind-truth-circuit | $50.00 | 5/3/2011 5:33:05 PM |
| bid-carrier0 | $25.00 | 5/3/2011 5:27:36 PM |
| Rdodson11 | $25.00 | 5/3/2011 5:29:16 PM |
| bold-durability-drum | $50.00 | 5/3/2011 5:31:31 PM |
| 6moonbeams | $50.00 | 5/3/2011 5:36:24 PM |
| 2Below | $25.00 | 5/4/2011 4:47:27 AM |
| mikeandcat | $75.92 | 5/4/2011 5:37:43 AM |
| unrelenting-auction7 | $50.00 | 5/3/2011 10:19:03 PM |
| IIP77 | $25.00 | 5/4/2011 1:37:43 AM |
| papaloha | $25.00 | 5/4/2011 1:37:25 AM |
| DasMula | $27.00 | 5/4/2011 6:43:29 AM |
| Pu239 | $70.00 | 5/4/2011 7:16:22 AM |
| payout-network1 | $97.00 | 5/4/2011 5:33:41 AM |
| leverage-monger | $66.66 | 5/4/2011 7:44:48 AM |
| shrewd-income | $200.00 | 5/4/2011 8:28:25 AM |
| Ocean713 | $50.00 | 5/4/2011 8:43:08 AM |
| astute-asset7 | $25.00 | 5/4/2011 9:39:56 AM |
| pure-silver | $25.00 | 5/4/2011 9:45:20 AM |
| the-profit-oracle | $25.00 | 5/4/2011 11:12:30 AM |
| Artist_Blue | $25.00 | 5/4/2011 10:31:37 AM |
| graceful-investment | $100.00 | 5/4/2011 11:08:39 AM |
| wwwUniversal | $25.00 | 5/4/2011 11:13:18 AM |
| GGreg799 | $25.00 | 5/4/2011 11:16:11 AM |
| seisen | $80.56 | 5/4/2011 11:09:39 AM |
| HedgeFund | $50.00 | 5/4/2011 11:22:36 AM |
| ltdalum | $128.00 | 5/4/2011 12:35:01 PM |
| elegant-loot | $25.00 | 5/4/2011 12:29:16 PM |
| moose-capital-funding | $55.70 | 5/4/2011 1:04:30 PM |
| forthright-trade | $25.00 | 5/4/2011 2:04:45 PM |
| lawyervon | $25.00 | 5/4/2011 3:58:55 PM |
| suave-dime6 | $25.00 | 4/20/2011 5:07:24 PM |
| reflective-rupee | $300.22 | 4/20/2011 5:38:27 PM |
| diplomatic-wealth7 | $25.00 | 4/20/2011 6:10:29 PM |
| return-grizzly | $100.00 | 4/21/2011 11:51:52 AM |
| shawnw2 | $100.00 | 4/23/2011 8:48:02 AM |
| hookUup | $26.76 | 4/23/2011 8:54:45 PM |
| reflective-rupee | $300.33 | 4/25/2011 4:57:10 PM |
| Weaverville | $25.00 | 4/25/2011 6:46:07 PM |
| janeybooboo | $49.00 | 4/26/2011 7:18:41 AM |
| SecondChanceLendingSERV | $25.00 | 4/26/2011 5:25:59 PM |
| brondero | $70.00 | 4/27/2011 3:17:37 PM |
| fmanjoo | $25.00 | 4/28/2011 9:47:07 AM |
| fair-pound5 | $100.00 | 4/28/2011 5:50:25 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:08:32 PM |
| credit-sycamore4 | $50.00 | 4/29/2011 8:11:25 AM |
| autonomous-truth | $50.00 | 4/29/2011 9:33:22 AM |
| fairness-atmosphere | $25.00 | 4/29/2011 10:18:05 AM |
| jalapeno2 | $25.00 | 4/29/2011 12:14:57 PM |
| orange-rapid-benjamins | $60.00 | 4/29/2011 12:31:31 PM |
| velocity-quest5 | $50.00 | 4/29/2011 2:40:48 PM |
| the-dollar-topper | $100.00 | 4/29/2011 4:54:11 PM |
| selector568 | $50.00 | 4/29/2011 5:31:42 PM |
| mikeandcat | $50.00 | 4/30/2011 6:40:41 AM |
| villagers | $25.00 | 5/1/2011 1:19:01 AM |
| KarlMarx | $25.00 | 5/1/2011 3:26:48 AM |
| travels536 | $25.00 | 5/1/2011 10:53:48 AM |
| smilinsam | $50.00 | 5/1/2011 7:47:02 PM |
| attractive-fund | $50.00 | 5/2/2011 6:59:10 AM |
| nerdfactor | $25.00 | 5/2/2011 9:31:09 AM |
| well-mannered-income3 | $30.00 | 5/2/2011 1:08:50 PM |
| gold-virtuoso | $50.00 | 5/2/2011 6:02:20 PM |
| zen1cent | $25.00 | 5/2/2011 6:55:34 PM |
| fair-gain8 | $50.00 | 5/2/2011 7:24:00 PM |
| worldly-money4 | $200.00 | 5/3/2011 5:22:21 AM |
| fireman4 | $25.00 | 5/3/2011 7:11:11 AM |
| silver-wonder278 | $25.00 | 5/3/2011 8:11:45 AM |
| greenback-museum | $25.00 | 5/3/2011 10:02:15 AM |
| atlas100 | $25.00 | 5/3/2011 11:03:34 AM |
| RockpointCapital | $50.00 | 5/3/2011 10:32:46 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:37:38 AM |
| market-pudding | $25.00 | 5/3/2011 4:05:47 PM |
| Bob450 | $25.00 | 5/3/2011 4:55:23 PM |
| cablenews | $50.00 | 5/3/2011 4:55:43 PM |
| allotment464 | $100.00 | 5/3/2011 4:54:48 PM |
| asiaratt | $50.00 | 5/3/2011 4:55:10 PM |
| marwadi-62 | $100.00 | 5/3/2011 4:59:33 PM |
| neutrino6 | $25.00 | 5/3/2011 5:25:51 PM |
| FormulaTroll | $25.00 | 5/3/2011 5:26:59 PM |
| miked8303 | $25.00 | 5/3/2011 5:21:34 PM |
| kindness-jedi | $30.00 | 5/3/2011 5:30:48 PM |
| treasure-bliss | $50.00 | 5/3/2011 5:26:04 PM |
| famous-bill | $25.00 | 5/3/2011 5:39:41 PM |
| flanative | $25.00 | 5/3/2011 5:28:16 PM |
| fantastic-wampum1 | $100.00 | 5/3/2011 5:34:14 PM |
| exciting-fairness8 | $50.00 | 5/3/2011 5:33:56 PM |
| orange-preeminant-bill | $27.80 | 5/3/2011 5:35:13 PM |
| Rob717171 | $50.00 | 5/3/2011 8:29:06 PM |
| impeccable-ore3 | $50.00 | 5/3/2011 9:34:34 PM |
| DeltaComputerGuy | $25.00 | 5/4/2011 6:03:57 AM |
| bountiful-durability | $50.00 | 5/4/2011 2:07:47 AM |
| auction-seeker4 | $50.00 | 5/4/2011 6:07:22 AM |
| Smallbear | $25.00 | 5/4/2011 9:09:16 AM |
| aznatama | $50.00 | 5/4/2011 9:51:17 AM |
| keeper24 | $25.00 | 5/4/2011 10:19:32 AM |
| kbodendorf | $25.00 | 5/4/2011 11:10:03 AM |
| EBITDA | $25.00 | 5/4/2011 11:13:55 AM |
| Feyenoord | $25.00 | 5/4/2011 11:34:49 AM |
| VillageLending | $50.00 | 5/4/2011 12:49:03 PM |
| Leshan | $205.55 | 5/4/2011 3:57:30 PM |
| genome865 | $250.00 | 5/4/2011 4:18:12 PM |
| ore-dojo | $50.00 | 5/4/2011 3:41:15 PM |
| 143 Investments
|
Borrower Payment Dependent Notes Series
503310
This series of Notes was issued and sold upon the funding of the borrower loan #49296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,643.42 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $377.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.38% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1972 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 11m |
|
Amount delinquent:
| $105 |
Total credit lines:
| 20 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,274 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-producer4 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debit Consolidation
Purpose of loan:
This loan will be used to pay off my credit card to free-up my cash flow to help family members and pay down my debt.
My financial situation:
I am a good candidate for this loan because I have maintained consistent employment since graduation from college in1980. I have worked for the following companies: Quaker Oats, Nielsen, Reckitt Benckiser, Henkel/Dial, and The Kimberly-Clark Corporation.
My credit card balance grew from usage helping my extended family. In July, 2010, my brother was diagnosed with terminal cancer. I supplemented his income until which time his SS benefits kicked-in. From 2007-2011, I have paid 25% of my niece's college education. I have a great niece (3 yrs old) whose clothing, medical, childcare, and swim lessons, I have supplemented. I currently own a home in Phoenix which I am leasing (short-term) at a loss which will need repairs. Thank you for your time and attention,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/24/2011 12:08:34 PM |
| indomitable-coin | $25.00 | 4/24/2011 12:07:45 PM |
| a-finance-nirvana | $25.00 | 4/28/2011 2:44:53 AM |
| worldly-community3 | $50.00 | 4/28/2011 8:30:51 AM |
| unafraid-return496 | $25.00 | 4/28/2011 9:42:16 AM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:36 AM |
| radforj22 | $25.00 | 5/1/2011 7:51:38 AM |
| miked8303 | $25.00 | 5/1/2011 12:26:06 PM |
| Leopoldine | $25.00 | 5/1/2011 12:23:50 PM |
| systemlender | $50.00 | 5/1/2011 12:55:48 PM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:14 PM |
| top-epic-community | $50.00 | 5/2/2011 5:36:29 PM |
| nimble-penny1 | $50.00 | 5/2/2011 6:03:02 PM |
| yield-visionary4 | $50.00 | 5/2/2011 6:17:25 PM |
| astute-benjamins | $25.00 | 5/2/2011 8:12:44 PM |
| Artist_Blue | $25.00 | 5/3/2011 6:07:56 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:16:34 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:37:15 AM |
| g314 | $30.00 | 5/3/2011 9:04:42 PM |
| exciting-fairness8 | $50.00 | 5/4/2011 9:31:00 AM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:34:44 AM |
| Cherrypicker | $50.00 | 5/4/2011 9:53:07 AM |
| 108lender | $52.46 | 5/4/2011 10:26:36 AM |
| triumphant-point5 | $50.00 | 5/4/2011 4:44:58 PM |
| investment-comet | $25.00 | 5/4/2011 5:32:46 PM |
| felicity-maximizer | $25.00 | 5/4/2011 5:38:03 PM |
| Azonic21 | $25.00 | 5/4/2011 5:57:45 PM |
| worthy-bid8 | $100.00 | 5/4/2011 8:28:55 PM |
| don8ter | $25.00 | 5/5/2011 2:13:58 AM |
| careful-note | $100.00 | 5/5/2011 3:24:09 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:54:53 AM |
| silver-fuse | $30.00 | 5/5/2011 9:55:50 AM |
| dollar-missile3 | $25.00 | 5/5/2011 9:50:03 AM |
| numero-uno4 | $50.00 | 5/5/2011 10:59:26 AM |
| Icon_88 | $50.00 | 5/5/2011 9:52:57 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:40:11 AM |
| jrbill1998 | $50.00 | 5/5/2011 4:45:26 PM |
| blue-lucrative-rate | $25.00 | 5/5/2011 4:46:34 PM |
| inspired-investment8 | $100.00 | 5/5/2011 4:45:09 PM |
| p2ploan-embrace6 | $50.00 | 5/5/2011 5:43:24 PM |
| EricLender | $25.00 | 5/5/2011 5:43:35 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:23 PM |
| treasure-expert | $25.00 | 5/5/2011 7:35:53 PM |
| Ocean713 | $50.00 | 5/5/2011 5:43:19 PM |
| objective-investor | $250.00 | 5/5/2011 5:44:05 PM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:51:36 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:19 AM |
| klin | $50.00 | 5/6/2011 10:28:01 AM |
| boater01 | $50.00 | 5/6/2011 12:19:52 PM |
| GrommetPosse | $50.00 | 5/6/2011 12:55:06 PM |
| 1phantom | $25.00 | 5/6/2011 1:35:42 PM |
| bigphish | $50.00 | 5/6/2011 11:29:17 AM |
| blooming-market | $25.00 | 5/6/2011 3:48:10 PM |
| melodious-fairness | $50.00 | 5/6/2011 3:16:27 PM |
| vutah | $25.00 | 5/6/2011 4:04:53 PM |
| important-ore | $150.00 | 5/6/2011 4:55:32 PM |
| competent-p2p | $50.00 | 5/6/2011 4:43:18 PM |
| reflective-rupee | $300.01 | 5/6/2011 5:14:04 PM |
| chungfang | $50.00 | 5/6/2011 3:49:42 PM |
| reflective-rupee | $200.01 | 5/6/2011 5:13:49 PM |
| SanJoser | $25.00 | 5/6/2011 5:22:40 PM |
| bbrelo | $25.00 | 5/6/2011 5:40:53 PM |
| rework | $50.00 | 5/6/2011 6:04:36 PM |
| godfather4u | $50.00 | 5/6/2011 6:18:53 PM |
| blue111 | $25.00 | 5/6/2011 6:26:26 PM |
| djh47a | $25.00 | 5/6/2011 5:35:11 PM |
| ursus | $100.00 | 5/6/2011 5:36:03 PM |
| Imageloan | $25.00 | 5/6/2011 6:31:32 PM |
| wealth-carrier | $75.00 | 5/6/2011 6:53:25 PM |
| progressive-power9 | $30.00 | 5/6/2011 7:03:38 PM |
| proud-gold9 | $50.00 | 5/6/2011 6:49:32 PM |
| alex206 | $25.00 | 5/6/2011 7:25:25 PM |
| investment-kingdom | $200.00 | 5/6/2011 7:26:09 PM |
| hard-working-loot | $50.00 | 5/6/2011 7:54:14 PM |
| MongoBongo | $25.00 | 5/6/2011 8:07:51 PM |
| circuitfive | $25.00 | 5/6/2011 6:45:21 PM |
| damage | $25.00 | 5/6/2011 8:24:51 PM |
| RJN | $25.00 | 5/6/2011 9:10:29 PM |
| radiobuda | $50.00 | 5/6/2011 8:54:24 PM |
| jcjdingdong | $50.00 | 5/6/2011 10:24:08 PM |
| treasure-singularity | $25.00 | 5/6/2011 10:46:14 PM |
| prainvestment | $25.00 | 5/6/2011 8:28:29 PM |
| best-income-fertilizer | $100.00 | 5/6/2011 11:52:18 PM |
| authoritative-capital | $25.00 | 5/6/2011 9:21:33 PM |
| dough-hammock | $25.00 | 5/6/2011 9:32:36 PM |
| the-gold-quark | $30.00 | 5/6/2011 9:35:33 PM |
| supreme-hope | $25.00 | 5/7/2011 2:20:33 AM |
| agreement-network | $100.00 | 5/6/2011 10:36:57 PM |
| lostontheedge | $25.00 | 5/7/2011 2:57:52 AM |
| csandb | $25.00 | 5/6/2011 11:21:40 PM |
| 360Winner | $205.26 | 5/7/2011 1:20:01 AM |
| kublai | $50.00 | 5/7/2011 3:54:55 AM |
| porwestco | $25.00 | 5/7/2011 4:15:05 AM |
| bomdel | $25.00 | 5/7/2011 2:44:13 AM |
| johnyv40 | $25.00 | 5/7/2011 3:05:58 AM |
| ideal-platinum1 | $25.00 | 5/7/2011 3:27:36 AM |
| JustMee | $25.00 | 5/7/2011 6:22:14 AM |
| currency-persimmon | $50.00 | 5/7/2011 3:54:58 AM |
| community-pipeline | $25.00 | 5/7/2011 7:10:13 AM |
| MarinLoans | $25.00 | 5/7/2011 7:14:23 AM |
| slartibardfast | $25.00 | 5/7/2011 8:34:38 AM |
| Auditman | $50.00 | 5/7/2011 9:03:41 AM |
| fearless-auction7 | $25.00 | 5/7/2011 8:09:06 AM |
| bankofsam | $25.00 | 5/7/2011 10:24:32 AM |
| ttnk62918 | $25.00 | 5/7/2011 10:36:07 AM |
| velocity-solo | $25.00 | 5/7/2011 11:34:43 AM |
| dg5803 | $50.00 | 5/7/2011 10:24:46 AM |
| misterhobbs | $50.00 | 5/7/2011 12:39:09 PM |
| buyrite334 | $25.00 | 5/7/2011 12:49:02 PM |
| lawboy74 | $25.00 | 5/7/2011 1:39:21 PM |
| farly13 | $118.28 | 5/7/2011 3:23:51 PM |
| oxnard | $100.00 | 5/7/2011 12:31:09 PM |
| understanding-affluence5 | $50.00 | 5/7/2011 4:24:48 PM |
| nestegg4e | $25.00 | 5/7/2011 5:29:14 PM |
| Big_Funder | $26.45 | 5/7/2011 5:52:50 PM |
| ChewyAXE | $50.00 | 5/7/2011 6:39:01 PM |
| bejfishing | $25.00 | 5/7/2011 6:53:56 PM |
| vanderhp | $25.00 | 5/7/2011 7:17:29 PM |
| Krozy | $50.00 | 5/7/2011 3:34:58 PM |
| aggielender | $50.00 | 5/8/2011 1:30:01 AM |
| JumpinJackFlash | $50.00 | 5/7/2011 11:19:17 PM |
| joshua18 | $25.00 | 5/7/2011 6:38:57 PM |
| Reinadog9 | $25.00 | 5/7/2011 10:33:56 PM |
| manyhappydogs | $50.00 | 5/8/2011 3:54:03 AM |
| spiff666 | $25.00 | 5/8/2011 8:03:39 AM |
| Spiv_51 | $25.00 | 5/8/2011 8:21:03 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:09 AM |
| principal-flow9 | $50.00 | 5/8/2011 6:54:33 AM |
| sensational-dinero6 | $50.00 | 5/8/2011 11:31:01 AM |
| auction-elvis | $25.00 | 5/8/2011 11:43:55 AM |
| deal-viking4 | $50.00 | 5/8/2011 8:46:10 AM |
| energybug | $25.00 | 5/8/2011 9:00:39 AM |
| loan-lionheart6 | $25.00 | 5/8/2011 9:26:09 AM |
| organized-payment6 | $50.00 | 4/24/2011 12:08:28 PM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:58:00 AM |
| BxRealtor | $25.00 | 4/28/2011 2:10:36 PM |
| MasterJin | $25.00 | 4/28/2011 5:43:02 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:58 PM |
| elasermd | $50.00 | 4/30/2011 3:05:42 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:07 AM |
| mtp | $50.00 | 5/1/2011 12:26:08 PM |
| Tradesmanlender | $25.00 | 5/1/2011 12:26:58 PM |
| TSC | $50.00 | 5/2/2011 5:42:04 PM |
| AFairDeal | $35.33 | 5/3/2011 2:52:58 AM |
| GElender | $50.00 | 5/3/2011 6:18:30 AM |
| Supernick | $50.00 | 5/3/2011 6:47:37 AM |
| bonus-demon | $25.00 | 5/3/2011 10:21:57 AM |
| auction-turtle0 | $25.00 | 5/3/2011 12:24:37 PM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:05:07 PM |
| PThor | $25.00 | 5/3/2011 1:54:34 PM |
| Weaverville | $25.00 | 5/3/2011 4:19:34 PM |
| availableloan | $25.00 | 5/3/2011 6:19:23 PM |
| wwwUniversal | $25.00 | 5/4/2011 1:56:49 AM |
| community-piccolo0 | $25.00 | 5/4/2011 10:24:24 AM |
| socal-lender | $25.00 | 5/4/2011 5:25:36 PM |
| Tech-Entrepreneur | $25.00 | 5/4/2011 5:27:38 PM |
| DrStaff | $30.00 | 5/4/2011 5:32:36 PM |
| patriot897 | $25.00 | 5/4/2011 8:44:25 PM |
| kulender | $50.00 | 5/5/2011 2:05:36 AM |
| happyaric | $50.00 | 5/5/2011 5:42:58 PM |
| kevin314 | $25.00 | 5/5/2011 5:42:32 PM |
| power-explosion4 | $25.00 | 5/5/2011 5:43:30 PM |
| 6moonbeams | $50.00 | 5/5/2011 5:45:13 PM |
| aznatama | $50.00 | 5/5/2011 5:43:23 PM |
| deal-guardian1 | $50.00 | 5/6/2011 9:57:48 AM |
| moola-cell3 | $50.00 | 5/6/2011 10:24:15 AM |
| awe-inspiring-payment | $25.00 | 5/6/2011 10:03:09 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:10 AM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:33 PM |
| GCInvestments | $25.00 | 5/6/2011 3:32:00 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:24:38 PM |
| yield-seeker | $25.00 | 5/6/2011 3:48:59 PM |
| allotment464 | $100.00 | 5/6/2011 5:22:22 PM |
| numero-uno643 | $25.00 | 5/6/2011 5:22:45 PM |
| Ripsaw4U | $50.00 | 5/6/2011 5:24:31 PM |
| coin-popcorn | $25.00 | 5/6/2011 5:25:34 PM |
| currency-emblem | $50.00 | 5/6/2011 4:40:50 PM |
| silver-buckeye | $25.00 | 5/6/2011 5:34:57 PM |
| stollcm | $25.00 | 5/6/2011 5:35:07 PM |
| Kame | $25.00 | 5/6/2011 5:40:10 PM |
| MoneyMA | $25.00 | 5/6/2011 5:45:13 PM |
| BxRealtor | $25.00 | 5/6/2011 6:17:39 PM |
| charlie-ann | $150.00 | 5/6/2011 6:16:19 PM |
| takobaka | $30.00 | 5/6/2011 7:00:10 PM |
| elated-greenback | $50.00 | 5/6/2011 7:15:46 PM |
| chemistry220 | $25.00 | 5/6/2011 5:45:06 PM |
| schnippy | $25.00 | 5/6/2011 5:46:57 PM |
| MrBailey | $25.00 | 5/6/2011 7:07:08 PM |
| julijask | $50.00 | 5/6/2011 5:59:14 PM |
| friendly-moola0 | $400.00 | 5/6/2011 7:20:47 PM |
| rcj1411 | $100.00 | 5/6/2011 7:20:55 PM |
| neutrino6 | $25.00 | 5/6/2011 7:45:07 PM |
| j2ee | $25.00 | 5/6/2011 6:11:49 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:48:32 PM |
| dumbass | $25.00 | 5/6/2011 7:54:24 PM |
| fund-tom-tom6 | $100.00 | 5/6/2011 6:21:41 PM |
| gogene2002 | $25.00 | 5/6/2011 8:01:59 PM |
| blue111 | $50.00 | 5/6/2011 6:24:34 PM |
| brandall | $58.00 | 5/6/2011 8:24:33 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:33:39 PM |
| billnsc | $25.00 | 5/6/2011 9:08:57 PM |
| grampy48 | $26.53 | 5/6/2011 7:19:35 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:07 PM |
| heerzaquestion | $100.00 | 5/6/2011 7:36:24 PM |
| burger283 | $25.00 | 5/6/2011 9:32:38 PM |
| interstellar | $75.00 | 5/6/2011 10:24:09 PM |
| intrepid-credit5 | $75.00 | 5/6/2011 10:50:49 PM |
| deal-pledge | $30.00 | 5/6/2011 10:57:08 PM |
| commitment-galaxy | $25.00 | 5/6/2011 8:45:31 PM |
| Dubbs360 | $100.00 | 5/6/2011 8:56:56 PM |
| brightest-friendly-interest | $100.00 | 5/6/2011 11:46:13 PM |
| novice-speculator | $25.00 | 5/7/2011 12:33:32 AM |
| inventive-wealth2 | $25.00 | 5/6/2011 10:17:01 PM |
| jcjdingdong | $50.00 | 5/6/2011 10:25:06 PM |
| vishal29 | $30.99 | 5/6/2011 10:58:51 PM |
| DonaldColorado | $25.00 | 5/7/2011 3:08:12 AM |
| num1irish | $100.00 | 5/6/2011 11:58:35 PM |
| red-favorable-basis | $25.00 | 5/7/2011 1:55:55 AM |
| principal-bull | $25.00 | 5/7/2011 6:10:55 AM |
| the-profit-oracle | $25.00 | 5/7/2011 3:45:51 AM |
| gilbrear | $25.00 | 5/7/2011 6:32:14 AM |
| coin-baron | $25.00 | 5/7/2011 7:44:19 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:09:34 AM |
| lukeskywalkerkp | $34.00 | 5/7/2011 10:38:11 AM |
| shawndw | $35.00 | 5/7/2011 12:08:57 PM |
| triumphant-community | $50.00 | 5/7/2011 1:19:10 PM |
| lending_well | $25.00 | 5/7/2011 12:33:57 PM |
| penny-candy | $25.00 | 5/7/2011 1:17:05 PM |
| Eagledrop | $25.00 | 5/7/2011 5:19:08 PM |
| aquanw | $50.00 | 5/7/2011 5:59:05 PM |
| Mr_Marcus | $50.00 | 5/7/2011 6:09:43 PM |
| skillful-finance | $25.00 | 5/7/2011 7:29:55 PM |
| self-reliant-value4 | $50.00 | 5/7/2011 5:29:24 PM |
| profitable-money | $50.00 | 5/7/2011 11:33:03 PM |
| income-pillow | $50.00 | 5/8/2011 4:58:59 AM |
| 78 | $26.10 | 5/8/2011 4:58:49 AM |
| pvconn | $50.00 | 5/8/2011 4:59:03 AM |
| LenderOnWheels | $25.00 | 5/8/2011 5:45:12 AM |
| helpu88 | $50.00 | 5/7/2011 7:54:08 PM |
| PatRichi | $25.00 | 5/8/2011 6:34:43 AM |
| flexible-funds3 | $25.00 | 5/8/2011 6:39:01 AM |
| peripatetic | $25.00 | 5/8/2011 6:54:15 AM |
| toblerone | $50.00 | 5/8/2011 8:49:02 AM |
| happyinvallarta | $50.00 | 5/8/2011 5:55:23 AM |
| herman7 | $25.00 | 5/8/2011 6:46:29 AM |
| VPRLLC | $25.00 | 5/8/2011 7:44:48 AM |
| ryreesado | $25.00 | 5/8/2011 8:10:06 AM |
| PRGuyinVA | $50.00 | 5/8/2011 9:14:04 AM |
| interest-fertilizer3 | $50.00 | 5/8/2011 10:53:02 AM |
| 249 Investments
|
Borrower Payment Dependent Notes Series
503454
This series of Notes was issued and sold upon the funding of the borrower loan #49303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $592 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 90 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| marketplace-mover9 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan
Purpose of loan: Auto Loan
This loan will be used to...buy a car from a private seller. He?s a trusted family friend and local business owner.
I am a good candidate for this loan because I recently obtained a position as a program support specialist for an educational non-profit. I am paid bi-weekly, salaried and under contract. I will be able to afford this loan, as well as pay it back as soon as possible.
I plan to sell my other car, (which is not appropriate for driving to work) and send the funds directly to my loan. I plan to make regular payments, and use my tax returns to pay this off as quickly as possible. Thank you for you time.
Monthly net income: $2800
Monthly expenses: $2473
Housing:$500
Insurance:$56
Car expenses:$200
Utilities:$250
Phone, cable, internet:$100
Food, entertainment:$300
Clothing, household expenses:$200
Credit cards and other loans:$50
Other expenses:$120 gas
Savings Dep:$200
School Loan:$497
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/2/2011 9:01:15 AM |
| the-enthralling-coin | $25.00 | 5/2/2011 9:07:48 AM |
| Credit4Talent | $35.00 | 5/2/2011 1:42:24 PM |
| careful-note1 | $25.00 | 5/3/2011 6:52:21 AM |
| credit-missile | $25.00 | 5/3/2011 12:03:21 PM |
| Bob450 | $25.00 | 5/5/2011 8:19:03 AM |
| the-reliable-trade | $100.00 | 5/5/2011 8:49:22 PM |
| Weaverville | $25.00 | 5/6/2011 10:21:23 AM |
| jjswanso | $40.00 | 5/6/2011 11:25:12 AM |
| chungfang | $25.00 | 5/6/2011 4:21:06 PM |
| platinum-admiral8 | $25.00 | 5/7/2011 7:00:21 AM |
| oxnard | $50.00 | 5/7/2011 12:34:40 PM |
| qsolo | $200.00 | 5/9/2011 9:42:54 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:46 PM |
| bid-czar8 | $50.00 | 5/10/2011 11:35:48 AM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 11:08:52 AM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:50:45 PM |
| friendly-peace4 | $50.00 | 5/10/2011 5:45:58 PM |
| youngster50 | $100.00 | 5/11/2011 8:05:08 PM |
| hitsman | $50.00 | 5/11/2011 5:54:25 PM |
| frogperson | $150.00 | 5/11/2011 9:42:17 PM |
| TheAlchemist | $25.00 | 5/12/2011 10:27:39 AM |
| zone8 | $100.00 | 5/12/2011 12:37:43 PM |
| famous-fund885 | $25.00 | 5/12/2011 1:14:52 PM |
| bold-meteoric-justice | $56.31 | 5/12/2011 5:03:23 PM |
| reflective-rupee | $25.00 | 5/2/2011 9:29:37 AM |
| diplomatic-wealth7 | $25.00 | 5/2/2011 9:09:29 AM |
| KarlMarx | $25.00 | 5/2/2011 9:34:24 AM |
| SolarMoonshine | $25.00 | 5/2/2011 4:42:44 PM |
| bonus-demon | $50.00 | 5/3/2011 10:30:19 AM |
| FinanceEngine | $30.00 | 5/3/2011 4:54:24 PM |
| irrelevant | $25.00 | 5/3/2011 6:51:16 PM |
| credit-missile | $50.00 | 5/3/2011 6:18:11 PM |
| credit-missile | $25.00 | 5/4/2011 2:56:19 AM |
| BuildingShanghai | $205.00 | 5/5/2011 8:20:04 AM |
| BuildingShanghai | $205.00 | 5/5/2011 8:18:55 AM |
| Melander | $50.00 | 5/5/2011 5:13:07 PM |
| Rulea72 | $30.00 | 5/6/2011 9:51:05 AM |
| the-discrete-income | $25.00 | 5/6/2011 10:01:10 AM |
| green-dollar-equinox | $25.00 | 5/6/2011 12:45:53 PM |
| malomar66 | $55.00 | 5/6/2011 11:12:54 AM |
| Prairie-MN | $30.00 | 5/6/2011 6:06:17 PM |
| genius520 | $50.00 | 5/7/2011 2:00:53 PM |
| CAGE-Investments | $25.00 | 5/10/2011 5:40:41 AM |
| courteous-kindness1 | $25.00 | 5/10/2011 6:22:49 AM |
| mlj0671 | $25.00 | 5/10/2011 10:54:02 AM |
| umfan123 | $25.00 | 5/11/2011 6:05:01 AM |
| traice | $25.00 | 5/11/2011 11:46:28 AM |
| careful-note | $50.00 | 5/11/2011 11:50:11 AM |
| refined-return922 | $25.00 | 5/11/2011 3:33:30 PM |
| loyalist1 | $100.00 | 5/12/2011 6:39:10 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:38:49 AM |
| patriot897 | $25.00 | 5/12/2011 11:19:31 AM |
| dcap3 | $50.00 | 5/12/2011 12:31:34 PM |
| kidsskipp | $50.00 | 5/12/2011 12:51:35 PM |
| money-bauble | $100.00 | 5/12/2011 2:09:07 PM |
| kinetic-social | $25.00 | 5/12/2011 4:10:55 PM |
| OSERENKUKU | $25.52 | 5/12/2011 4:40:23 PM |
| damasterwc | $25.00 | 5/12/2011 4:55:01 PM |
| captainzero | $38.17 | 5/12/2011 5:25:28 PM |
| 60 Investments
|
Borrower Payment Dependent Notes Series
503720
This series of Notes was issued and sold upon the funding of the borrower loan #49282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
4 | Length of status: | 17y 6m |
|
Amount delinquent:
| $9,943 |
Total credit lines:
| 20 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $906 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| the-coin-bandit |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Becoming credit card free
Purpose of loan:
This loan will be used to pay off credit card debt that had accrued from going through a divorce.
My financial situation:
I am a good candidate for this loan because my income has increased and my debt that I owe has decreased. I am diligently pursuing a debt free life. I also hope to better my credit score by paying off my credit card debt.
Monthly net income: $3000.00
Monthly expenses: $2500.00
Housing: $1400.00
Insurance: $100.00
Car expenses: $400.00
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $50
Credit cards and other loans: $
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/28/2011 9:07:00 AM |
| impeccable-ore3 | $50.00 | 4/28/2011 1:19:22 PM |
| witty-credit467 | $50.00 | 4/28/2011 3:46:05 PM |
| social-heart | $25.00 | 4/30/2011 2:50:49 PM |
| bonus-demon | $50.00 | 5/3/2011 10:28:18 AM |
| CAGE-Investments | $25.00 | 5/3/2011 5:32:38 PM |
| careful-note | $50.00 | 5/5/2011 3:31:31 AM |
| BuildingShanghai | $210.00 | 5/5/2011 8:24:52 AM |
| thelovebug | $50.00 | 5/6/2011 1:35:24 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:07:15 AM |
| handy-justice | $100.00 | 5/8/2011 12:15:35 PM |
| VJ_Financial | $30.00 | 5/9/2011 1:08:59 PM |
| point-compadre | $50.00 | 5/9/2011 2:52:02 PM |
| diversification-maple1 | $25.00 | 5/9/2011 2:37:48 PM |
| patriot897 | $25.00 | 5/9/2011 4:40:00 PM |
| integrity-trumpet | $50.00 | 5/9/2011 5:18:19 PM |
| 168RichCapital | $25.05 | 5/9/2011 5:24:26 PM |
| fmanjoo | $25.00 | 5/9/2011 4:29:34 PM |
| miamibeachloaner | $4.40 | 5/9/2011 6:55:53 PM |
| hunter1124 | $50.00 | 5/9/2011 5:10:00 PM |
| ingenious-deal6 | $25.00 | 4/28/2011 9:05:30 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:10:59 PM |
| suave-dime6 | $25.00 | 5/1/2011 12:22:00 PM |
| the-reliable-trade | $100.00 | 5/2/2011 4:27:17 AM |
| Weaverville | $25.00 | 5/2/2011 2:14:56 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:15 PM |
| chungfang | $25.00 | 5/6/2011 4:20:10 PM |
| responsible-worth113 | $30.00 | 5/6/2011 5:22:44 PM |
| hitsman | $50.00 | 5/7/2011 11:17:21 AM |
| genius520 | $50.00 | 5/7/2011 2:00:03 PM |
| worth-blanket2 | $3,500.00 | 5/9/2011 10:57:00 AM |
| coolnatkat | $25.00 | 5/9/2011 4:29:03 PM |
| WillBeFreeOfDebt | $25.55 | 5/9/2011 5:28:31 PM |
| deal-guardian1 | $50.00 | 5/9/2011 5:17:16 PM |
| transaction-detective70 | $50.00 | 5/9/2011 5:21:55 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
503874
This series of Notes was issued and sold upon the funding of the borrower loan #49289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 19.42% |
Monthly payment:
| $279.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.71% | | |
| |
Estimated return*:
| 10.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $642 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| goal-vigilance2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I wnat to buy a new car
Purpose of loan: to buy a car
This loan will be used to...buy a car..I feel better having a title of a car, because you can always sell it faster, and why not pay the debt just in case..plus money in hand is always a better way to negociate.
My financial situation: great
I am a good candidate for this loan because...
Im a very responsable person, since i started working my credit 6 years ago, I have never been late in a payment. Thats why now I have 0 debts, and my credit is higher then ever.
Monthly net income: $2300
Monthly expenses: $
Housing: $350
Insurance: $n/a
Car expenses: $n/a
Utilities: $
Phone, cable, internet: $45, cable $ 90
Food, entertainment: $200 a month to 300
Clothing, household expenses: $
Credit cards and other loans: $2 credit cards, but i owe nothing.
Other expenses: $
n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/26/2011 5:57:59 PM |
| SimpleChoice | $25.00 | 4/27/2011 3:05:21 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:30 PM |
| first-class-wealth6 | $25.00 | 4/29/2011 3:35:29 PM |
| Mariner3605 | $25.00 | 4/30/2011 10:56:55 AM |
| enthralling-deal180 | $25.00 | 5/1/2011 12:25:32 PM |
| systemlender | $50.00 | 5/1/2011 12:56:13 PM |
| BxRealtor | $25.00 | 5/1/2011 4:41:39 PM |
| Supernick | $50.00 | 5/3/2011 6:48:37 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:17:59 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:19 AM |
| AFairDeal | $50.00 | 5/5/2011 1:47:35 AM |
| careful-note | $100.00 | 5/5/2011 3:24:28 AM |
| Oakland | $50.00 | 5/5/2011 5:02:12 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:55:15 AM |
| Weaverville | $42.77 | 5/5/2011 9:40:28 AM |
| mtp | $50.00 | 5/5/2011 5:41:19 PM |
| Dubbs360 | $50.00 | 5/6/2011 1:38:38 AM |
| worthy-bid8 | $50.00 | 5/6/2011 6:11:25 AM |
| indomitable-coin | $25.00 | 5/6/2011 6:39:14 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:47 AM |
| commanding-income774 | $25.00 | 5/6/2011 11:14:21 AM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:55 PM |
| benefit-prescription6 | $100.00 | 5/6/2011 3:42:29 PM |
| don8ter | $25.00 | 5/6/2011 3:48:55 PM |
| unrivaled-silver | $50.00 | 5/6/2011 5:25:20 PM |
| Artist_Blue | $25.00 | 5/6/2011 5:30:19 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:29 PM |
| MarinLoans | $25.00 | 5/7/2011 7:14:49 AM |
| fearless-auction7 | $25.00 | 5/7/2011 8:09:27 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:09:53 AM |
| lending_well | $25.00 | 5/7/2011 12:40:06 PM |
| Interloper | $30.00 | 5/8/2011 8:05:14 AM |
| valiant-pound8 | $100.00 | 5/8/2011 12:34:13 PM |
| kindness-jedi | $30.00 | 5/8/2011 12:33:09 PM |
| brightest-dynamic-peace | $25.00 | 5/8/2011 12:33:36 PM |
| basis-wizard8 | $50.00 | 5/8/2011 12:35:54 PM |
| DonaldColorado | $25.00 | 5/8/2011 12:36:30 PM |
| exciting-fairness8 | $50.00 | 5/8/2011 12:35:09 PM |
| PRGuyinVA | $50.00 | 5/8/2011 12:38:35 PM |
| the-silver-blaster | $50.00 | 5/8/2011 12:15:52 PM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:36 PM |
| integrity-trumpet | $100.00 | 5/8/2011 4:54:38 PM |
| comet55 | $25.00 | 5/8/2011 4:39:09 PM |
| mizon291 | $50.00 | 5/8/2011 1:54:22 PM |
| theyfixedtheglitch | $50.00 | 5/8/2011 6:49:10 PM |
| dime-smasher5 | $25.00 | 5/8/2011 8:19:52 PM |
| upright-asset2 | $25.00 | 5/9/2011 10:07:46 AM |
| BuffetRocks | $100.00 | 5/9/2011 1:21:50 PM |
| dime-reaction | $50.00 | 5/9/2011 11:29:41 AM |
| msw_engr | $50.00 | 5/9/2011 12:09:26 PM |
| help4u | $25.00 | 5/9/2011 1:29:52 PM |
| nimble-penny1 | $50.00 | 5/9/2011 1:10:10 PM |
| intuitive-camaraderi9 | $25.00 | 5/9/2011 3:31:03 PM |
| Ripsaw4U | $50.00 | 5/9/2011 3:33:43 PM |
| IIP77 | $25.00 | 5/9/2011 4:11:21 PM |
| yield-seeker | $25.00 | 5/9/2011 4:16:21 PM |
| TomKacz | $100.00 | 5/9/2011 4:16:30 PM |
| wise-deal-gravitas | $100.00 | 5/9/2011 4:16:52 PM |
| blooming-market | $25.00 | 5/9/2011 4:17:02 PM |
| ursus | $100.00 | 5/9/2011 4:17:18 PM |
| emosspot | $25.00 | 5/9/2011 4:17:45 PM |
| payout-thinker7 | $25.00 | 5/9/2011 4:17:48 PM |
| GrayStudio | $25.00 | 5/9/2011 4:17:52 PM |
| payout-carnival | $25.00 | 5/9/2011 4:17:59 PM |
| DrStaff | $30.00 | 5/9/2011 4:14:56 PM |
| mtquan | $25.00 | 5/9/2011 4:16:29 PM |
| reflective-cash0 | $50.00 | 5/9/2011 4:16:42 PM |
| ClearLake | $25.00 | 5/9/2011 4:16:47 PM |
| tranquil-diversification8 | $50.00 | 5/9/2011 4:17:16 PM |
| orderandprogress | $25.00 | 5/9/2011 4:17:41 PM |
| flymetothemoon | $50.00 | 5/9/2011 4:17:43 PM |
| dinero-speaker | $25.00 | 5/9/2011 4:18:02 PM |
| ThisGuyIKnow | $47.28 | 5/9/2011 5:14:50 PM |
| money-bauble | $100.00 | 5/9/2011 4:14:15 PM |
| lostontheedge | $25.00 | 5/9/2011 4:14:41 PM |
| payment-jalapeno9 | $50.00 | 5/9/2011 4:16:32 PM |
| raisingophelia | $25.00 | 5/9/2011 4:17:03 PM |
| sensible-fund | $50.00 | 5/9/2011 4:17:10 PM |
| studious-bonus7 | $100.00 | 5/9/2011 4:18:01 PM |
| nickel-demon2 | $100.00 | 5/9/2011 5:21:45 PM |
| vacaerol | $25.00 | 5/9/2011 5:14:44 PM |
| DrewBDoo | $50.00 | 5/9/2011 6:39:10 PM |
| steves73 | $50.00 | 5/9/2011 5:15:12 PM |
| genius520 | $50.00 | 5/9/2011 5:18:55 PM |
| kewgdns | $61.06 | 5/9/2011 7:07:33 PM |
| beenerachi | $50.00 | 5/9/2011 7:39:20 PM |
| nicklds | $25.00 | 5/10/2011 4:31:52 AM |
| littlemonkey | $25.00 | 5/10/2011 4:33:08 AM |
| Cheburashka | $25.00 | 5/10/2011 4:47:01 AM |
| galtsgulch | $25.00 | 5/10/2011 4:30:11 AM |
| steely_dan34 | $25.00 | 5/10/2011 4:32:48 AM |
| ejdirin | $25.00 | 5/10/2011 4:58:55 AM |
| Steveoo1 | $25.00 | 5/10/2011 4:47:52 AM |
| Rivervale_Westwood | $25.00 | 5/10/2011 4:48:40 AM |
| mykeystoy | $25.00 | 5/10/2011 5:10:29 AM |
| benjamin67 | $25.00 | 5/10/2011 5:01:28 AM |
| Reinadog9 | $25.00 | 5/10/2011 5:15:35 AM |
| PatRichi | $25.00 | 5/10/2011 5:16:32 AM |
| miket71 | $37.96 | 5/10/2011 5:17:12 AM |
| rulender | $25.00 | 5/10/2011 5:12:05 AM |
| hons2000 | $25.00 | 5/10/2011 5:13:34 AM |
| the-profit-oracle | $25.00 | 5/10/2011 5:33:55 AM |
| gold-sushi | $25.00 | 5/10/2011 5:31:49 AM |
| tranquil-revenue | $25.11 | 5/10/2011 5:32:07 AM |
| active-market | $50.00 | 5/10/2011 5:34:21 AM |
| satisfying-deal5 | $26.73 | 5/10/2011 5:46:42 AM |
| best-ingenious-funds | $25.00 | 5/10/2011 5:48:57 AM |
| Ready2Loan | $25.00 | 5/10/2011 4:34:13 AM |
| PsiPro | $25.00 | 5/10/2011 4:46:20 AM |
| jblack01 | $25.00 | 5/10/2011 5:01:12 AM |
| dpile | $50.00 | 5/10/2011 6:22:50 AM |
| 6moonbeams | $45.76 | 5/10/2011 5:01:34 AM |
| jhuang617 | $26.66 | 5/10/2011 5:01:59 AM |
| bid-carrier0 | $50.00 | 5/10/2011 6:28:33 AM |
| mtsilver | $25.00 | 5/10/2011 6:43:58 AM |
| wise-bonus-honker | $25.00 | 5/10/2011 5:26:21 AM |
| pragmatic-camaraderi | $25.00 | 5/10/2011 5:31:20 AM |
| checkuto | $25.00 | 5/10/2011 5:31:52 AM |
| Smallbear | $25.00 | 5/10/2011 7:05:26 AM |
| velocity-solo | $25.00 | 5/10/2011 5:51:21 AM |
| transparency-burger | $25.00 | 5/10/2011 8:03:58 AM |
| Mindful7 | $25.00 | 5/10/2011 6:09:06 AM |
| derec | $25.00 | 5/10/2011 9:10:52 AM |
| Sibelius2 | $25.00 | 5/10/2011 9:20:21 AM |
| shawndw | $35.00 | 5/10/2011 9:22:16 AM |
| nybanker85 | $50.00 | 5/10/2011 9:22:32 AM |
| COguy | $25.00 | 5/10/2011 9:22:37 AM |
| CaliforniaSun | $25.00 | 5/10/2011 9:24:01 AM |
| TCayce | $25.00 | 5/10/2011 9:35:42 AM |
| ktradtke | $25.00 | 5/10/2011 9:36:38 AM |
| ttnk62918 | $25.00 | 5/10/2011 9:24:10 AM |
| bold-worth-vinyl | $37.87 | 5/10/2011 10:14:45 AM |
| busnssmn | $25.00 | 5/10/2011 9:36:27 AM |
| slyder61 | $25.00 | 5/10/2011 10:44:54 AM |
| WolRab | $50.24 | 5/10/2011 11:29:20 AM |
| ticketman2 | $25.00 | 5/10/2011 11:29:47 AM |
| carlover | $25.00 | 5/10/2011 11:30:53 AM |
| credible-rate4 | $33.00 | 5/10/2011 11:36:49 AM |
| Hutpit | $45.46 | 5/10/2011 11:29:23 AM |
| rogue_monster | $50.00 | 5/10/2011 12:30:46 PM |
| zippy-interest | $50.00 | 5/10/2011 11:30:46 AM |
| Sphinx9499 | $50.00 | 5/10/2011 1:29:09 PM |
| morfie | $25.00 | 5/10/2011 1:07:44 PM |
| Cash4U2also | $50.00 | 5/10/2011 1:28:07 PM |
| transparency-baton | $50.00 | 5/10/2011 2:07:23 PM |
| lgs83 | $25.00 | 5/10/2011 2:53:58 PM |
| auctionator1 | $25.00 | 5/10/2011 3:04:04 PM |
| forthright-trade | $25.00 | 5/10/2011 3:41:13 PM |
| kleinbrak | $25.00 | 5/10/2011 2:56:08 PM |
| pook | $37.09 | 5/10/2011 1:26:56 PM |
| studious-peso | $25.00 | 5/10/2011 3:09:30 PM |
| Sixmil | $50.00 | 5/10/2011 4:14:47 PM |
| reward-burger2 | $50.00 | 5/10/2011 2:14:11 PM |
| commerce-web5 | $25.00 | 5/10/2011 2:20:03 PM |
| FundMaker | $1.43 | 5/10/2011 4:15:21 PM |
| competent-p2p | $35.00 | 4/26/2011 6:50:00 PM |
| Bank_Of_XL | $50.00 | 4/27/2011 4:56:59 AM |
| tech310 | $50.00 | 4/28/2011 12:43:24 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:30 AM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:54 PM |
| Leopoldine | $25.00 | 5/1/2011 9:11:41 PM |
| worldly-community3 | $50.00 | 5/2/2011 5:48:24 PM |
| radforj22 | $25.00 | 5/3/2011 3:39:21 AM |
| loot-pursuit5 | $50.00 | 5/4/2011 9:31:49 AM |
| bountiful-durability | $50.00 | 5/4/2011 8:29:07 PM |
| miked8303 | $25.00 | 5/5/2011 5:41:16 PM |
| silver-fuse | $30.00 | 5/5/2011 5:45:51 PM |
| astute-benjamins | $25.00 | 5/5/2011 6:40:02 PM |
| PleaseDontDefault | $50.00 | 5/5/2011 8:39:52 PM |
| wwwUniversal | $25.00 | 5/6/2011 2:16:26 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:52:17 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:04 AM |
| klin | $50.00 | 5/6/2011 10:28:16 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:50 AM |
| boater01 | $50.00 | 5/6/2011 12:20:16 PM |
| chungfang | $50.00 | 5/6/2011 3:49:56 PM |
| auction-turtle0 | $25.00 | 5/6/2011 5:22:48 PM |
| Kame | $25.00 | 5/6/2011 5:40:24 PM |
| agreement-network | $50.00 | 5/6/2011 10:49:37 PM |
| toblerone | $50.00 | 5/8/2011 8:49:16 AM |
| circuitfive | $25.00 | 5/8/2011 12:18:25 PM |
| ManhattanLender | $25.00 | 5/8/2011 12:24:24 PM |
| gracej | $25.00 | 5/8/2011 2:39:17 PM |
| skuba | $50.00 | 5/8/2011 10:49:59 PM |
| bigphish | $50.00 | 5/9/2011 8:41:21 AM |
| triumph329 | $25.00 | 5/9/2011 7:01:21 AM |
| RJN | $25.00 | 5/9/2011 9:09:09 AM |
| equitable-yield4 | $25.00 | 5/9/2011 9:22:15 AM |
| loanscholar | $50.00 | 5/9/2011 10:01:28 AM |
| community-spartan | $50.00 | 5/9/2011 9:34:19 AM |
| revenue-serenity | $50.00 | 5/9/2011 9:59:55 AM |
| sonnet771 | $50.00 | 5/9/2011 10:37:59 AM |
| yield-visionary4 | $50.00 | 5/9/2011 1:10:16 PM |
| 108lender | $100.00 | 5/9/2011 1:09:20 PM |
| Rockymtnhi | $50.00 | 5/9/2011 3:05:07 PM |
| meenan | $25.00 | 5/9/2011 3:33:41 PM |
| Centaur | $50.00 | 5/9/2011 3:33:19 PM |
| grf1945 | $50.00 | 5/9/2011 4:16:40 PM |
| riproaringrapids | $25.00 | 5/9/2011 4:16:50 PM |
| nunnie | $25.00 | 5/9/2011 4:16:55 PM |
| alpinaut | $25.00 | 5/9/2011 4:11:13 PM |
| melodious-fairness | $50.00 | 5/9/2011 3:21:42 PM |
| DavidCG | $25.00 | 5/9/2011 4:17:13 PM |
| impartial-benefit1 | $50.00 | 5/9/2011 4:17:49 PM |
| Millmanator | $25.00 | 5/9/2011 4:17:57 PM |
| enriching-liberty629 | $25.00 | 5/9/2011 4:14:54 PM |
| ideal-platinum1 | $50.00 | 5/9/2011 4:15:24 PM |
| jalapeno2 | $25.00 | 5/9/2011 4:16:44 PM |
| GElender | $25.00 | 5/9/2011 4:17:11 PM |
| justice-circuitry0 | $50.00 | 5/9/2011 4:17:17 PM |
| boltzmann | $25.00 | 5/9/2011 4:17:42 PM |
| BobRand | $50.00 | 5/9/2011 4:17:51 PM |
| peace-maximizer8 | $25.00 | 5/9/2011 4:07:47 PM |
| flwah | $25.00 | 5/9/2011 5:19:50 PM |
| ericgassercom | $50.00 | 5/9/2011 4:16:49 PM |
| FormulaTroll | $25.00 | 5/9/2011 4:17:05 PM |
| best-basis-trooper | $50.00 | 5/9/2011 4:17:15 PM |
| successful-agreement7 | $43.76 | 5/9/2011 4:17:54 PM |
| gain-gourd | $75.00 | 5/9/2011 4:29:30 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:32 PM |
| ingenious-truth0 | $50.00 | 5/9/2011 5:16:36 PM |
| dinero-festivity2 | $27.76 | 5/9/2011 7:24:19 PM |
| inspired-investment8 | $100.00 | 5/9/2011 7:25:01 PM |
| amerigor | $25.00 | 5/9/2011 8:35:01 PM |
| uncleharold | $25.00 | 5/9/2011 7:44:03 PM |
| AKJagMan | $50.00 | 5/9/2011 7:59:04 PM |
| durability-ruler | $25.00 | 5/9/2011 8:05:04 PM |
| PaulW | $25.00 | 5/10/2011 4:24:12 AM |
| BrianRK | $26.00 | 5/10/2011 4:29:22 AM |
| ash135 | $25.00 | 5/10/2011 4:33:30 AM |
| Hartfelt | $30.00 | 5/10/2011 4:45:13 AM |
| Trimalchio12 | $25.00 | 5/10/2011 4:47:10 AM |
| LTR | $25.00 | 5/10/2011 5:10:41 AM |
| jcholloway831 | $25.00 | 5/10/2011 5:10:16 AM |
| aha6297 | $25.00 | 5/10/2011 5:13:45 AM |
| museic1 | $35.79 | 5/10/2011 5:14:19 AM |
| G1g1ty | $25.00 | 5/10/2011 5:27:17 AM |
| balance2 | $25.00 | 5/10/2011 5:33:45 AM |
| bailey1223 | $25.00 | 5/10/2011 5:31:11 AM |
| justice-dna | $35.00 | 5/10/2011 5:34:29 AM |
| Willylump | $25.00 | 5/10/2011 4:34:25 AM |
| PeterV | $28.09 | 5/10/2011 4:40:54 AM |
| paladin847 | $50.00 | 5/10/2011 5:58:23 AM |
| Marfloogan | $25.00 | 5/10/2011 4:55:43 AM |
| macgeek | $25.00 | 5/10/2011 5:00:36 AM |
| upc_tnt | $25.00 | 5/10/2011 5:01:20 AM |
| E_G | $50.00 | 5/10/2011 5:01:40 AM |
| YosemiteSam | $25.00 | 5/10/2011 5:11:55 AM |
| ultimatepaintball | $25.00 | 5/10/2011 5:12:14 AM |
| Washington_Loan | $25.00 | 5/10/2011 5:15:57 AM |
| worth-arch | $25.00 | 5/10/2011 6:39:07 AM |
| BenefactorX | $25.00 | 5/10/2011 6:44:00 AM |
| blue-note-relaxation | $25.00 | 5/10/2011 5:26:14 AM |
| fishman42 | $25.00 | 5/10/2011 7:16:34 AM |
| objective-investor | $42.86 | 5/10/2011 5:52:09 AM |
| buffalobills | $25.00 | 5/10/2011 8:04:42 AM |
| USCGC | $50.00 | 5/10/2011 8:10:01 AM |
| dajen1 | $50.00 | 5/10/2011 8:09:03 AM |
| zeelender | $25.00 | 5/10/2011 9:21:02 AM |
| stylish-transaction | $25.00 | 5/10/2011 9:22:34 AM |
| djmgd790 | $51.08 | 5/10/2011 9:22:54 AM |
| capital-dynamo0 | $50.00 | 5/10/2011 9:22:38 AM |
| drtrimmers | $30.00 | 5/10/2011 9:31:22 AM |
| attractive-asset | $49.33 | 5/10/2011 9:30:35 AM |
| visionary-community | $25.00 | 5/10/2011 9:36:31 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:14:12 AM |
| luckyldy | $46.91 | 5/10/2011 11:29:39 AM |
| soroxy | $25.00 | 5/10/2011 11:30:07 AM |
| bid-papyrus | $25.00 | 5/10/2011 11:30:47 AM |
| Gladglide | $35.00 | 5/10/2011 11:29:13 AM |
| robust-payout1 | $50.00 | 5/10/2011 11:31:24 AM |
| generator535 | $25.00 | 5/10/2011 11:33:05 AM |
| buddy486 | $25.00 | 5/10/2011 11:49:47 AM |
| raetus | $25.00 | 5/10/2011 11:54:33 AM |
| microfunder | $25.00 | 5/10/2011 12:08:56 PM |
| logical-gain6 | $50.00 | 5/10/2011 11:54:31 AM |
| janus_god | $25.00 | 5/10/2011 11:59:17 AM |
| rbgnr111 | $25.00 | 5/10/2011 12:14:31 PM |
| Soxxes | $25.00 | 5/10/2011 11:29:10 AM |
| credit-wheel7 | $25.00 | 5/10/2011 11:30:02 AM |
| Banker7371 | $25.00 | 5/10/2011 11:31:15 AM |
| payout-motivator0 | $75.00 | 5/10/2011 1:34:15 PM |
| return-seeker85 | $50.00 | 5/10/2011 1:14:16 PM |
| RoccoLoan | $50.00 | 5/10/2011 2:12:49 PM |
| SkyLoan | $25.00 | 5/10/2011 2:21:32 PM |
| Watersports | $50.00 | 5/10/2011 3:24:34 PM |
| dood2112 | $25.00 | 5/10/2011 2:20:01 PM |
| green-forceful-openness | $25.00 | 5/10/2011 2:49:29 PM |
| 289 Investments
|
Borrower Payment Dependent Notes Series
504006
This series of Notes was issued and sold upon the funding of the borrower loan #49334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $295.23 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 5y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,852 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| eclair954 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bet your bottom dollar here!
This loan will be used to payoff credit card and other accounts that have already been closed. I am financially stable and gainfully employed but feeling very squeezed. I have been furloughed for three years, resulting in income reduction. Additionally, I am about to adopt another child--this time from foster care (no adoption expense)--and it would help if I could reduce my debt. I am a good candidate for this loan because each month I pay my debts on time and often above the minimum payment.
Monthly net income: $4500
Monthly expenses: $4100
Housing: (including homeowner's) $2000
Insurance: (life insurances, appliance, etc) $50
Car expenses: (insurance) $100.00
Utilities: $ 375.00
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: (after-care, childcare) $350.00
Credit cards and other loans: $350.00
Other expenses: (student loan) $675.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vine99 | $75.00 | 4/27/2011 9:07:27 AM |
| Wangchuk | $25.00 | 4/27/2011 9:15:22 AM |
| Gibbyland | $100.00 | 4/27/2011 9:13:00 AM |
| magnetic-dedication3 | $25.00 | 4/27/2011 11:22:01 AM |
| reflective-rupee | $500.22 | 4/27/2011 12:53:53 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:30:47 PM |
| reflective-rupee | $300.22 | 4/27/2011 8:53:15 PM |
| top-courteous-peso | $50.00 | 4/28/2011 5:41:30 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:28 AM |
| nickel-position | $25.00 | 4/28/2011 1:32:58 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:37 AM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:00 PM |
| wonder3 | $25.00 | 5/2/2011 8:16:51 AM |
| Zimbu | $25.00 | 5/2/2011 5:36:50 PM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:19:20 AM |
| BxRealtor | $25.00 | 5/4/2011 9:44:06 PM |
| unrivaled-income5 | $50.00 | 5/5/2011 4:46:50 PM |
| loot-pursuit5 | $50.00 | 5/5/2011 4:45:46 PM |
| penny-candy | $50.00 | 5/5/2011 7:36:54 PM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:12 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:07:23 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:26:01 AM |
| boater01 | $50.00 | 5/6/2011 12:20:28 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:56:03 PM |
| wwwUniversal | $25.00 | 5/6/2011 4:00:05 PM |
| Weaverville | $25.00 | 5/6/2011 4:00:46 PM |
| chungfang | $50.00 | 5/6/2011 3:50:02 PM |
| community-oasis6 | $25.00 | 5/6/2011 4:19:05 PM |
| worthy-bid8 | $50.00 | 5/6/2011 5:33:23 PM |
| Kame | $25.00 | 5/6/2011 5:40:33 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:38 PM |
| principal-star | $25.00 | 5/6/2011 7:47:15 PM |
| don8ter | $25.00 | 5/7/2011 3:35:20 AM |
| MarinLoans | $25.00 | 5/7/2011 7:15:01 AM |
| resolute-basis9 | $50.00 | 5/7/2011 10:52:05 AM |
| miked8303 | $25.00 | 5/8/2011 12:35:30 PM |
| gracej | $25.00 | 5/8/2011 2:39:29 PM |
| comet55 | $25.00 | 5/8/2011 4:39:15 PM |
| Artist_Blue | $25.00 | 5/9/2011 6:06:01 AM |
| yield-implementer8 | $100.00 | 5/9/2011 9:37:41 AM |
| johnyv40 | $36.00 | 5/9/2011 9:56:26 AM |
| community-spartan | $50.00 | 5/9/2011 9:34:23 AM |
| qsolo | $200.00 | 5/9/2011 9:41:33 AM |
| dollardave | $100.00 | 5/9/2011 10:59:02 AM |
| worth-blanket2 | $2,108.56 | 5/9/2011 11:00:19 AM |
| SLN-10 | $25.00 | 4/27/2011 9:11:30 AM |
| Zolton | $100.00 | 4/27/2011 9:12:45 AM |
| Blends | $50.00 | 4/27/2011 10:50:47 AM |
| janeybooboo | $100.00 | 4/27/2011 8:13:48 PM |
| Bank_Of_XL | $100.00 | 4/28/2011 4:58:43 AM |
| Azonic21 | $25.00 | 4/28/2011 5:12:51 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:40 PM |
| Sol_Invictus | $25.00 | 4/28/2011 6:23:29 PM |
| careful-note1 | $25.00 | 4/29/2011 12:04:42 PM |
| systemlender | $50.00 | 5/1/2011 12:56:23 PM |
| imdave4me | $25.00 | 5/2/2011 4:50:14 AM |
| enthralling-deal180 | $25.00 | 5/2/2011 5:46:52 PM |
| Supernick | $50.00 | 5/3/2011 6:49:01 AM |
| Leopoldine | $25.00 | 5/3/2011 6:06:37 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:32 AM |
| reward-dynamo | $50.00 | 5/3/2011 12:19:17 PM |
| irrelevant | $25.00 | 5/3/2011 6:41:31 PM |
| radforj22 | $25.00 | 5/3/2011 9:30:13 PM |
| worldly-community3 | $50.00 | 5/4/2011 8:03:32 AM |
| triumphant-point5 | $50.00 | 5/4/2011 4:45:14 PM |
| vutah | $25.00 | 5/4/2011 4:29:22 PM |
| careful-note | $100.00 | 5/5/2011 3:24:34 AM |
| bountiful-durability | $50.00 | 5/5/2011 9:40:11 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:41:27 AM |
| point-compadre | $50.00 | 5/5/2011 5:33:24 PM |
| palace2 | $50.00 | 5/6/2011 7:09:08 AM |
| palace2 | $400.00 | 5/6/2011 7:09:23 AM |
| kindness-singularity | $25.00 | 5/6/2011 10:00:57 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:25 AM |
| klin | $50.00 | 5/6/2011 10:28:20 AM |
| BangBros | $500.00 | 5/6/2011 4:17:01 PM |
| Reliance_Banker | $25.00 | 5/6/2011 6:24:24 PM |
| yf99yz | $50.00 | 5/6/2011 9:52:50 PM |
| investment-habanero8 | $100.00 | 5/7/2011 5:12:44 AM |
| toblerone | $50.00 | 5/8/2011 8:49:22 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:17 AM |
| fearless-auction7 | $25.00 | 5/8/2011 12:20:23 PM |
| mtp | $50.00 | 5/8/2011 12:35:25 PM |
| credit-investor5 | $50.00 | 5/8/2011 4:24:17 PM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:45 PM |
| integrity-trumpet | $100.00 | 5/8/2011 4:54:48 PM |
| Helenska11 | $50.00 | 5/8/2011 5:18:31 PM |
| theyfixedtheglitch | $50.00 | 5/8/2011 6:49:16 PM |
| sportcraft18 | $70.00 | 5/8/2011 8:45:01 PM |
| skuba | $50.00 | 5/8/2011 10:50:05 PM |
| branaa99 | $25.00 | 5/9/2011 9:34:56 AM |
| affluence-birdie7 | $35.00 | 5/9/2011 9:54:19 AM |
| dime-smasher5 | $25.00 | 5/9/2011 9:58:53 AM |
| revenue-serenity | $50.00 | 5/9/2011 9:59:59 AM |
| loanscholar | $50.00 | 5/9/2011 10:01:33 AM |
| worthy-commitment7 | $35.00 | 5/9/2011 10:42:02 AM |
| 96 Investments
|
Borrower Payment Dependent Notes Series
504016
This series of Notes was issued and sold upon the funding of the borrower loan #49276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $146.05 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.37% | | |
| |
Estimated return*:
| 5.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 0y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,490 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| favorite-value3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
This loan will be used to help fund marketing expenses of a new business providing legal services. I have more than five years experience as an attorney and 15 years experience total in the workplace.
I have a stable and good financial situation. My overhead is low and will remain low (in providing professional services, I have no inventory costs save for bar membership fees). My business is new but growing and I seek a small amount of additional funding to keep the momentum going by pursuing further marketing opportunities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-enthralling-coin | $25.00 | 5/3/2011 5:09:01 PM |
| bonus-demon | $25.00 | 5/3/2011 5:09:48 PM |
| caring-hope2 | $50.00 | 5/3/2011 7:37:28 PM |
| availableloan | $25.00 | 5/3/2011 6:08:53 PM |
| indomitable-coin | $25.00 | 5/4/2011 2:49:00 PM |
| cwegert | $25.00 | 5/5/2011 3:22:44 PM |
| miwoktribe | $50.00 | 5/5/2011 5:20:30 PM |
| income-encore1 | $25.00 | 5/6/2011 5:00:12 PM |
| Peterman | $25.00 | 5/6/2011 3:43:49 PM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:01:04 AM |
| reflective-deal8 | $200.00 | 5/7/2011 10:24:52 AM |
| napmanger | $50.00 | 5/7/2011 10:46:17 AM |
| Lender0010 | $50.00 | 5/7/2011 11:05:29 AM |
| HealthAndSafety | $50.00 | 5/7/2011 1:00:32 PM |
| reflective-rupee | $175.01 | 5/7/2011 11:31:52 AM |
| red-favorable-basis | $25.00 | 5/7/2011 11:33:43 AM |
| resplendent-dollar | $25.00 | 5/7/2011 11:41:09 AM |
| Whitewater_Loans | $25.00 | 5/7/2011 2:14:21 PM |
| novice-speculator | $25.00 | 5/7/2011 3:10:07 PM |
| hookUup | $29.40 | 5/7/2011 12:26:43 PM |
| Dubbs360 | $100.00 | 5/7/2011 1:38:32 PM |
| money-surge1 | $75.00 | 5/7/2011 6:29:15 PM |
| calkidd05 | $26.00 | 5/7/2011 4:14:39 PM |
| BGILlender | $50.00 | 5/7/2011 8:37:21 PM |
| skifamily1992 | $30.33 | 5/7/2011 4:39:53 PM |
| triumph246 | $25.00 | 5/7/2011 9:37:19 PM |
| AbeHonestly | $75.00 | 5/7/2011 10:46:14 PM |
| money-surge1 | $25.00 | 5/7/2011 6:31:02 PM |
| important-ore | $120.00 | 5/7/2011 6:40:50 PM |
| Alittleluck | $25.00 | 5/8/2011 5:49:33 AM |
| debtcollector | $100.00 | 5/7/2011 7:31:39 PM |
| cgoca | $25.00 | 5/7/2011 8:06:48 PM |
| Mad_Scientist | $25.00 | 5/7/2011 8:35:29 PM |
| BronxBomber79 | $25.00 | 5/7/2011 8:38:11 PM |
| bill-appraiser7 | $25.00 | 5/7/2011 9:22:45 PM |
| Hexnut | $50.00 | 5/7/2011 10:13:47 PM |
| estancias | $25.00 | 5/7/2011 11:56:17 PM |
| Pickmar | $25.00 | 5/8/2011 8:19:15 AM |
| auction-elvis | $25.00 | 5/8/2011 11:53:31 AM |
| Interloper | $27.00 | 5/8/2011 1:31:16 PM |
| diversification-wildcat2 | $50.00 | 5/8/2011 9:15:17 PM |
| ore-didgeridoo | $25.00 | 5/9/2011 3:05:47 PM |
| AFairDeal | $50.00 | 5/9/2011 3:17:52 PM |
| Machbannai | $25.00 | 5/9/2011 6:09:41 PM |
| wealth-renaissance5 | $25.00 | 5/10/2011 1:32:53 AM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:29:51 PM |
| CPA-Banker | $25.00 | 5/10/2011 4:40:22 PM |
| currency-persimmon | $50.00 | 5/10/2011 4:43:37 PM |
| first-upright-payout | $25.00 | 5/11/2011 8:38:55 AM |
| principal-delight | $100.00 | 5/11/2011 10:53:50 AM |
| math1973 | $50.00 | 5/11/2011 9:36:31 AM |
| misit | $25.00 | 5/11/2011 10:19:29 AM |
| Earn_money | $25.00 | 5/11/2011 11:53:29 AM |
| diverse-benjamins | $50.00 | 5/11/2011 6:36:01 PM |
| debt-legend | $25.00 | 5/12/2011 9:09:54 AM |
| the-money-gargantuan | $25.00 | 5/12/2011 8:06:16 AM |
| pxtesta | $50.00 | 5/12/2011 8:27:46 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:41:53 AM |
| Tradesmanlender | $25.00 | 5/3/2011 5:08:40 PM |
| SolarMoonshine | $100.00 | 5/3/2011 6:02:01 PM |
| reflective-rupee | $25.00 | 5/3/2011 9:10:27 PM |
| g314 | $30.00 | 5/5/2011 4:44:44 PM |
| Drewkeeper | $25.00 | 5/7/2011 3:16:11 AM |
| designer_10 | $25.00 | 5/7/2011 11:15:35 AM |
| P2P4me | $100.00 | 5/7/2011 11:39:45 AM |
| adventurous-commerce | $25.00 | 5/7/2011 11:48:27 AM |
| elvisloans | $25.00 | 5/7/2011 12:08:13 PM |
| SolarMoonshine | $200.00 | 5/7/2011 10:36:24 AM |
| oxnard | $100.00 | 5/7/2011 12:21:35 PM |
| Reddy_Capital | $25.00 | 5/7/2011 4:13:32 PM |
| neutrino6 | $25.00 | 5/7/2011 3:46:26 PM |
| SanJoser | $50.00 | 5/7/2011 9:04:01 PM |
| liberty-point | $50.00 | 5/7/2011 9:02:29 PM |
| AbeHonestly | $50.00 | 5/7/2011 10:22:22 PM |
| profitable-money | $50.00 | 5/7/2011 11:14:58 PM |
| Leopoldine | $25.00 | 5/8/2011 12:10:38 PM |
| thankful-nickel2 | $50.00 | 5/8/2011 4:05:34 PM |
| GALERXLoans | $33.62 | 5/8/2011 8:16:00 PM |
| qsolo | $200.00 | 5/9/2011 9:39:14 AM |
| Bill88 | $25.00 | 5/9/2011 1:42:12 PM |
| Nerdster1 | $25.10 | 5/10/2011 3:59:16 AM |
| zippy-revenue8 | $25.00 | 5/10/2011 6:02:45 AM |
| BxRealtor | $25.00 | 5/10/2011 7:02:28 AM |
| payout-motivator0 | $75.00 | 5/10/2011 1:35:47 PM |
| elasermd | $50.00 | 5/10/2011 5:40:18 PM |
| rescue | $100.00 | 5/10/2011 6:55:18 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:20:58 AM |
| dough-hammock | $25.00 | 5/11/2011 11:40:35 AM |
| dpries123 | $25.00 | 5/11/2011 1:34:22 PM |
| Eric_Gagne | $25.00 | 5/11/2011 1:47:38 PM |
| baker31 | $50.00 | 5/11/2011 2:45:55 PM |
| miamibeachloaner | $50.00 | 5/11/2011 5:45:24 PM |
| credit-investor5 | $50.00 | 5/12/2011 12:40:42 AM |
| GElender | $50.00 | 5/12/2011 6:55:27 AM |
| JDKevin | $44.00 | 5/12/2011 9:09:32 AM |
| 95 Investments
|
Borrower Payment Dependent Notes Series
504018
This series of Notes was issued and sold upon the funding of the borrower loan #49312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Apr-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 7y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,701 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 84% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| loot-kazoo |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MOMS HOME IMPROVEMENT LOAN
Purpose of loan:
This loan will be used to...HOME IMPROVEMENT/OUTSIDE REPAIRS
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2000
Monthly expenses: $
Housing: $425.00
Insurance: $61.70
Car expenses: $380.00
Utilities: $120.00
Phone, cable, internet: $140.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/29/2011 5:08:09 PM |
| the-enthralling-coin | $25.00 | 4/29/2011 5:09:51 PM |
| diplomatic-wealth7 | $25.00 | 4/29/2011 5:12:57 PM |
| bonus-demon | $50.00 | 5/3/2011 10:29:21 AM |
| chungfang | $25.00 | 5/6/2011 4:20:30 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:07:54 AM |
| genius520 | $50.00 | 5/7/2011 2:00:32 PM |
| qsolo | $200.00 | 5/9/2011 9:42:47 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:22 PM |
| credit-investor5 | $50.00 | 5/10/2011 5:51:11 PM |
| momentous-velocity5 | $50.00 | 5/10/2011 5:52:07 PM |
| payout-banker4 | $25.00 | 5/10/2011 5:54:43 PM |
| fmanjoo | $25.00 | 5/11/2011 9:20:20 AM |
| point-compadre | $50.00 | 5/11/2011 9:23:37 AM |
| money-bauble | $100.00 | 5/11/2011 5:39:25 PM |
| Artist_Blue | $25.00 | 5/11/2011 5:44:14 PM |
| best-witty-bazaar | $25.00 | 5/12/2011 12:29:29 AM |
| Miklot | $75.00 | 5/11/2011 7:44:36 PM |
| worthy-bid8 | $25.00 | 5/12/2011 6:04:34 AM |
| market-inspector | $25.00 | 5/12/2011 3:29:08 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:38:07 AM |
| SDKiwi | $25.00 | 5/12/2011 9:56:57 AM |
| Use_It_Wisely | $25.00 | 5/12/2011 10:14:42 AM |
| kidsskipp | $50.00 | 5/12/2011 12:51:14 PM |
| zone8 | $100.00 | 5/12/2011 12:36:56 PM |
| rlrcstr | $25.00 | 5/12/2011 1:07:24 PM |
| top-historic-peso | $25.00 | 5/12/2011 12:56:51 PM |
| Gibbyland | $100.00 | 5/12/2011 4:29:27 PM |
| villagers | $50.00 | 5/12/2011 4:31:10 PM |
| finance-prescription | $49.94 | 5/12/2011 4:31:34 PM |
| integrity-trumpet | $50.00 | 5/12/2011 5:23:46 PM |
| moola-wildebeest3 | $50.00 | 5/12/2011 4:55:08 PM |
| integrity-hug2 | $25.00 | 5/12/2011 5:28:55 PM |
| organic-order | $25.00 | 5/12/2011 5:30:58 PM |
| famous-bill | $25.00 | 5/12/2011 5:23:11 PM |
| nellaelyob | $50.00 | 5/12/2011 5:33:18 PM |
| transaction-detective70 | $50.00 | 5/12/2011 5:23:31 PM |
| wanna-help | $25.00 | 5/12/2011 5:24:08 PM |
| deal-guardian1 | $50.00 | 5/12/2011 5:23:49 PM |
| visionary-currency | $50.00 | 5/12/2011 5:37:15 PM |
| Redmond | $25.00 | 5/12/2011 6:18:55 PM |
| currency-secret-agent | $50.00 | 5/12/2011 5:34:18 PM |
| jalapeno2 | $25.00 | 5/12/2011 5:37:09 PM |
| uprising35 | $25.00 | 5/12/2011 6:55:07 PM |
| fighter122 | $35.00 | 5/12/2011 6:24:44 PM |
| bountiful-durability | $50.00 | 5/13/2011 2:01:20 AM |
| the-profit-oracle | $25.00 | 5/13/2011 1:52:35 AM |
| grampy48 | $25.00 | 5/13/2011 3:45:56 AM |
| ingenious-truth0 | $50.00 | 5/13/2011 9:25:40 AM |
| the-reliable-trade | $100.00 | 5/3/2011 5:31:57 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:43 PM |
| Weaverville | $25.00 | 5/4/2011 8:59:24 AM |
| CAGE-Investments | $25.00 | 5/5/2011 8:49:33 PM |
| jjswanso | $40.00 | 5/6/2011 11:25:05 AM |
| responsible-worth113 | $25.00 | 5/6/2011 5:42:04 PM |
| careful-note | $50.00 | 5/8/2011 12:16:18 PM |
| hitsman | $50.00 | 5/8/2011 12:21:12 PM |
| traice | $25.00 | 5/9/2011 9:38:18 AM |
| patriot897 | $25.00 | 5/9/2011 5:22:45 PM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:50:08 PM |
| handy-justice | $100.00 | 5/11/2011 9:19:14 AM |
| One_Lolo | $25.00 | 5/11/2011 11:44:49 AM |
| velocity-motivator6 | $25.00 | 5/11/2011 11:44:56 AM |
| refined-return922 | $25.00 | 5/11/2011 3:31:25 PM |
| treasure-bliss | $50.00 | 5/12/2011 1:41:23 AM |
| kind-adventurous-finance | $50.00 | 5/12/2011 8:44:38 AM |
| floridass | $25.00 | 5/12/2011 12:23:06 PM |
| economy-producer | $25.00 | 5/12/2011 12:25:28 PM |
| tomjeff | $50.00 | 5/12/2011 1:14:58 PM |
| graceful-investment | $100.00 | 5/12/2011 5:22:10 PM |
| Mailman2004 | $50.00 | 5/12/2011 5:23:52 PM |
| truecalling9 | $50.00 | 5/12/2011 5:24:19 PM |
| papaloha | $25.00 | 5/12/2011 5:24:56 PM |
| desertoasis | $25.00 | 5/12/2011 5:23:37 PM |
| leverage-booster | $25.00 | 5/12/2011 5:23:44 PM |
| Mariner3605 | $25.00 | 5/12/2011 5:23:59 PM |
| bid-computer | $50.00 | 5/12/2011 5:33:27 PM |
| credit-sycamore4 | $50.00 | 5/12/2011 5:36:56 PM |
| handshake5 | $67.79 | 5/12/2011 5:37:18 PM |
| interest-griffin | $50.00 | 5/12/2011 5:39:07 PM |
| successful-wealth7 | $25.00 | 5/12/2011 6:09:05 PM |
| sf-funder | $25.00 | 5/12/2011 7:39:36 PM |
| reflective-rupee | $25.00 | 5/12/2011 9:45:10 PM |
| orange-preeminant-bill | $50.00 | 5/13/2011 1:56:14 AM |
| loyalist1 | $100.00 | 5/13/2011 7:39:33 AM |
| beaker | $25.00 | 5/13/2011 8:20:55 AM |
| all4him777 | $25.00 | 5/13/2011 8:30:10 AM |
| ColoradoLender82 | $25.00 | 5/13/2011 7:53:06 AM |
| navstox | $50.00 | 5/13/2011 8:45:28 AM |
| tripnosis | $25.00 | 5/13/2011 9:07:14 AM |
| wwwUniversal | $25.00 | 5/13/2011 9:26:03 AM |
| csarradio | $25.00 | 5/13/2011 9:26:38 AM |
| delicious-cash | $25.00 | 5/13/2011 9:25:24 AM |
| IIP77 | $25.00 | 5/13/2011 9:25:42 AM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
504116
This series of Notes was issued and sold upon the funding of the borrower loan #49275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,462.33 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $268.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,674 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| espyd91770 |
Borrower's state:
| California |
Borrower's group:
| All In The Family |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Loan
Purpose of loan:
This loan will be used to purchase a used truck for my husband to get to job sites.
My financial situation:
I am a good candidate for this loan because.I am working fulltime for a stable company.
Monthly net income: $2800
Monthly expenses: $
Housing: $800
Insurance: $150
Car expenses: $
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| beakerfish | $50.00 | 4/26/2011 6:23:30 PM |
| ooorrr | $50.00 | 4/26/2011 10:46:29 PM |
| lloyd_s | $25.00 | 4/27/2011 2:53:08 AM |
| reflective-rupee | $300.22 | 4/27/2011 5:50:11 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:10:23 PM |
| Weaverville | $25.00 | 5/1/2011 12:14:45 PM |
| SecondChanceLendingSERV | $25.00 | 5/2/2011 6:23:17 PM |
| zorg77 | $50.00 | 5/2/2011 9:43:17 PM |
| Rogesparkguy | $25.00 | 5/3/2011 9:50:13 AM |
| bonus-demon | $50.00 | 5/3/2011 10:27:39 AM |
| irrelevant | $25.00 | 5/3/2011 6:41:24 PM |
| careful-note | $50.00 | 5/5/2011 3:31:21 AM |
| point-compadre | $50.00 | 5/5/2011 9:36:46 AM |
| handy-justice | $100.00 | 5/5/2011 9:39:42 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:59:48 AM |
| commerce-yeller | $50.00 | 5/6/2011 10:15:28 AM |
| chungfang | $25.00 | 5/6/2011 4:19:55 PM |
| hitsman | $50.00 | 5/7/2011 11:17:00 AM |
| genius520 | $50.00 | 5/7/2011 1:59:50 PM |
| desertoasis | $25.00 | 5/8/2011 12:16:45 PM |
| tnjohnso | $25.00 | 5/8/2011 12:31:08 PM |
| mlj0671 | $25.00 | 5/9/2011 9:06:01 AM |
| leverage-booster | $25.00 | 5/9/2011 9:37:15 AM |
| Smallbear | $25.00 | 5/9/2011 11:13:57 AM |
| money-bauble | $100.00 | 5/9/2011 3:33:52 PM |
| the-silver-blaster | $50.00 | 5/9/2011 5:17:40 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:10 PM |
| wwwUniversal | $25.00 | 5/10/2011 5:32:32 AM |
| moola-pillow | $25.00 | 5/10/2011 7:39:27 AM |
| fair-pound5 | $100.00 | 5/10/2011 9:10:34 AM |
| Bob450 | $25.00 | 5/10/2011 9:20:46 AM |
| velocity-quest5 | $50.00 | 5/10/2011 9:26:07 AM |
| the-dollar-topper | $100.00 | 5/10/2011 9:26:25 AM |
| PatRichi | $25.00 | 5/10/2011 9:21:50 AM |
| basis-wizard8 | $50.00 | 5/10/2011 9:25:49 AM |
| Jack55304 | $185.00 | 5/10/2011 9:26:19 AM |
| Mariner3605 | $25.00 | 5/10/2011 9:27:14 AM |
| finance-prescription | $50.00 | 5/10/2011 11:34:41 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:14:15 AM |
| circuitfive | $25.00 | 5/10/2011 11:34:20 AM |
| graceful-investment | $86.07 | 5/10/2011 4:16:19 PM |
| orange-preeminant-bill | $50.00 | 5/10/2011 4:17:11 PM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 9:15:36 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:16:33 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:16 AM |
| suave-dime6 | $25.00 | 4/29/2011 1:18:14 PM |
| catamaran2024 | $25.00 | 5/1/2011 7:14:21 PM |
| CAGE-Investments | $25.00 | 5/2/2011 6:08:04 PM |
| fmanjoo | $25.00 | 5/5/2011 5:33:09 PM |
| jjswanso | $40.00 | 5/6/2011 11:24:40 AM |
| bid-czar8 | $50.00 | 5/7/2011 5:06:27 AM |
| integrity-trumpet | $50.00 | 5/8/2011 4:55:23 PM |
| worth-blanket2 | $5,000.00 | 5/9/2011 11:04:34 AM |
| payout-banker4 | $25.00 | 5/9/2011 11:35:43 AM |
| transaction-detective70 | $50.00 | 5/9/2011 4:18:22 PM |
| credit-sycamore4 | $25.00 | 5/9/2011 5:20:20 PM |
| treasure-bliss | $45.82 | 5/10/2011 5:40:30 AM |
| jalapeno2 | $25.00 | 5/10/2011 7:38:04 AM |
| ingenious-truth0 | $50.00 | 5/10/2011 9:21:44 AM |
| seisen | $80.22 | 5/10/2011 9:23:39 AM |
| bill-appraiser7 | $25.00 | 5/10/2011 9:26:06 AM |
| triumphant-community | $50.00 | 5/10/2011 9:25:35 AM |
| valiant-pound8 | $100.00 | 5/10/2011 9:25:45 AM |
| AFFlyboy | $25.00 | 5/10/2011 9:27:39 AM |
| jamiee73 | $25.00 | 5/10/2011 9:35:34 AM |
| justice-economist | $25.00 | 5/10/2011 9:36:06 AM |
| IIP77 | $25.00 | 5/10/2011 9:21:56 AM |
| villagers | $25.00 | 5/10/2011 9:25:39 AM |
| nerdfactor | $25.00 | 5/10/2011 11:34:31 AM |
| worthy-bid8 | $50.00 | 5/10/2011 11:34:44 AM |
| whartonmba | $25.00 | 5/10/2011 2:20:28 PM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:49:34 PM |
| 72 Investments
|
Borrower Payment Dependent Notes Series
504208
This series of Notes was issued and sold upon the funding of the borrower loan #49249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 30.25% |
Borrower rate/APR:
| 31.25% / 34.89% |
Monthly payment:
| $172.56 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.48% | | |
| |
Estimated return*:
| 10.18% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
6 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $862 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dborg920 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 77% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 5
( 17% )
| 600-619
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 2
( 7% )
|
|
Total payments billed:
| 30 | | |
Description
Help me regain my quality of life.
Purpose of loan:
This loan will be used to catch up on expenses and bills.
My financial situation:
I am a good candidate for this loan because I make good money to live comfortably. I just got hit with a ton of things all at once on top of hospital and doctor's bills and a large amount owed to the IRS. I have had a really rough 6 months of doctors and hospitals. I'm just starting to get out of the depression and would like to live my life happier and without the stress of debt. I just need a jump start so i can stop accruing more debt and start living the way i should.
Monthly net income: $3800
Monthly expenses: $2,550
Housing: $1050
Insurance: $170
Car expenses: $450
Utilities: $100
Phone, cable, internet: $220
Food, entertainment: $100
Clothing, household expenses: $0.00
Credit cards and other loans: $150
Other expenses: $100.00 (medical)
$200.00 (work travel)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hookUup | $25.73 | 4/27/2011 6:21:53 PM |
| irrelevant | $25.00 | 4/28/2011 6:00:54 AM |
| Mikale360 | $25.00 | 4/28/2011 6:58:40 AM |
| witty-credit467 | $50.00 | 4/28/2011 3:46:11 PM |
| return-grizzly | $100.00 | 4/28/2011 6:39:40 PM |
| autonomous-truth | $25.00 | 4/29/2011 9:15:38 AM |
| reflective-rupee | $400.00 | 4/30/2011 8:16:08 AM |
| travels536 | $25.00 | 5/1/2011 10:50:32 AM |
| catamaran2024 | $25.00 | 5/1/2011 6:58:53 PM |
| five-star-note | $75.91 | 5/2/2011 2:44:04 PM |
| selector568 | $200.00 | 5/3/2011 5:20:49 PM |
| bunnybear | $38.80 | 5/5/2011 12:47:38 PM |
| basis-wizard8 | $50.00 | 5/6/2011 5:39:56 PM |
| yf99yz | $30.00 | 5/6/2011 10:18:31 PM |
| ohmarkybaby | $33.20 | 5/7/2011 2:14:49 AM |
| vanklein | $25.00 | 5/7/2011 3:24:16 AM |
| witty-openness | $25.00 | 5/7/2011 5:24:57 PM |
| Kash2010lu | $25.00 | 4/27/2011 6:24:26 PM |
| UCLA4life | $60.00 | 4/28/2011 2:12:21 AM |
| SouthernRemarketing | $27.05 | 4/30/2011 7:29:10 AM |
| dough-rumbler | $32.99 | 4/30/2011 8:22:19 AM |
| fabulous-community4 | $25.00 | 4/30/2011 11:00:26 AM |
| bobd32 | $25.00 | 5/2/2011 11:40:02 AM |
| DasMula | $27.00 | 5/4/2011 6:37:08 AM |
| Amped | $25.00 | 5/4/2011 2:25:01 AM |
| yield-lion2 | $25.00 | 5/5/2011 2:20:06 AM |
| Barrayaran | $25.00 | 5/6/2011 7:05:15 AM |
| worth-blanket2 | $2,524.32 | 5/9/2011 11:06:47 AM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
504340
This series of Notes was issued and sold upon the funding of the borrower loan #49294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $242.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,548 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| eternity0406 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...remodel the full bathroom
My financial situation:
I am a good candidate for this loan because...I have 700+ FICO
Monthly net income: $3500
Monthly expenses: $635 (see below including car expenses, etc...)
Housing: $0
Insurance: $0
Car expenses: $25
Utilities: $160
Phone, cable, internet: $25
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/28/2011 9:04:03 AM |
| Zolton | $100.00 | 4/28/2011 9:04:59 AM |
| BaxterEvil | $25.00 | 4/28/2011 12:47:45 PM |
| tech310 | $50.00 | 4/28/2011 12:48:55 PM |
| SolarMoonshine | $25.00 | 4/28/2011 3:50:14 PM |
| caring-hope2 | $50.00 | 4/28/2011 8:10:46 PM |
| Sol_Invictus | $25.00 | 4/28/2011 6:27:34 PM |
| reflective-rupee | $200.00 | 4/29/2011 9:10:37 PM |
| GeorgiaGator | $48.78 | 4/30/2011 9:46:23 AM |
| 3_boyz | $50.00 | 4/30/2011 9:02:33 AM |
| systemlender | $50.00 | 5/2/2011 5:53:12 PM |
| Leopoldine | $25.00 | 5/3/2011 9:56:08 PM |
| commerce-yeller | $30.00 | 5/4/2011 5:25:06 PM |
| Supernick | $50.00 | 5/4/2011 5:41:30 PM |
| triumphant-point5 | $50.00 | 5/4/2011 5:57:27 PM |
| BxRealtor | $25.00 | 5/4/2011 9:44:40 PM |
| Oakland | $50.00 | 5/5/2011 5:05:41 AM |
| durable-investment8 | $57.59 | 5/5/2011 7:18:13 AM |
| AFairDeal | $50.00 | 5/6/2011 1:30:14 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:29 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:07:58 AM |
| boater01 | $50.00 | 5/6/2011 12:20:47 PM |
| krajne | $50.00 | 5/6/2011 3:31:15 PM |
| OzGuy609 | $25.00 | 5/6/2011 3:45:53 PM |
| chungfang | $50.00 | 5/6/2011 3:50:19 PM |
| NiceNate | $100.00 | 5/8/2011 10:06:31 AM |
| gracej | $25.00 | 5/8/2011 2:39:48 PM |
| triumph329 | $30.00 | 5/9/2011 10:45:35 AM |
| BuffetRocks | $100.00 | 5/9/2011 1:22:07 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:04:50 PM |
| don8ter | $25.00 | 5/10/2011 5:36:22 AM |
| payout-motivator0 | $75.00 | 5/10/2011 1:34:28 PM |
| majestic-repayment3 | $25.00 | 5/10/2011 5:38:54 PM |
| wwwUniversal | $25.00 | 5/10/2011 5:48:54 PM |
| sophisticated-deal0 | $100.00 | 5/10/2011 6:05:19 PM |
| oldman68 | $25.00 | 5/10/2011 6:13:14 PM |
| rescue | $100.00 | 5/10/2011 6:54:14 PM |
| kind-trade-hickory | $50.00 | 5/10/2011 8:14:54 PM |
| Independenttools | $25.00 | 5/10/2011 9:54:38 PM |
| top-impressive-dinero | $50.00 | 5/10/2011 11:52:14 PM |
| selector568 | $96.71 | 5/11/2011 1:38:51 AM |
| worthy-bid8 | $50.00 | 5/11/2011 8:39:25 AM |
| yennib | $50.00 | 5/11/2011 8:54:33 AM |
| Artist_Blue | $25.00 | 5/11/2011 6:11:01 AM |
| the-silver-blaster | $50.00 | 5/11/2011 9:18:08 AM |
| benefit-prescription6 | $100.00 | 5/11/2011 8:39:13 AM |
| benjo | $50.00 | 5/11/2011 9:24:43 AM |
| sc5 | $50.00 | 5/11/2011 9:30:10 AM |
| math1973 | $50.00 | 5/11/2011 9:35:05 AM |
| loyalist1 | $300.00 | 5/11/2011 11:59:23 AM |
| bountiful-durability | $50.00 | 5/11/2011 12:01:21 PM |
| order-gondola | $50.00 | 5/11/2011 2:09:20 PM |
| myduck | $60.00 | 5/11/2011 4:38:33 PM |
| mathaiusa | $250.00 | 5/11/2011 4:56:59 PM |
| dime-reaction | $25.00 | 5/11/2011 5:32:12 PM |
| melodious-fairness | $50.00 | 5/11/2011 5:33:18 PM |
| patriot897 | $25.00 | 5/11/2011 5:30:54 PM |
| sonnet771 | $50.00 | 5/11/2011 5:39:01 PM |
| AKJagMan | $50.00 | 5/11/2011 5:32:36 PM |
| nickel-demon2 | $27.77 | 5/11/2011 5:41:13 PM |
| MarinLoans | $25.00 | 5/11/2011 5:42:12 PM |
| rogue_monster | $50.00 | 5/11/2011 5:34:12 PM |
| unrivaled-income5 | $50.00 | 5/11/2011 5:43:05 PM |
| genius520 | $50.00 | 5/11/2011 5:39:34 PM |
| MilitaryAV8R | $25.00 | 5/11/2011 5:40:14 PM |
| keeks | $25.00 | 5/11/2011 5:40:23 PM |
| Kame | $25.00 | 5/11/2011 5:41:56 PM |
| fearless-auction7 | $25.00 | 5/11/2011 5:42:19 PM |
| platinum-exec1 | $50.00 | 5/11/2011 5:42:30 PM |
| integrity-trumpet | $100.00 | 5/11/2011 5:42:40 PM |
| dspmn | $27.00 | 5/11/2011 5:44:41 PM |
| mtp | $50.00 | 5/11/2011 5:43:52 PM |
| gmf | $25.00 | 5/11/2011 7:33:28 PM |
| principal-star | $25.00 | 5/11/2011 9:13:13 PM |
| astute-benjamins | $25.00 | 5/11/2011 6:37:11 PM |
| ClearCut | $50.00 | 5/11/2011 6:03:11 PM |
| downtownfarm | $25.00 | 5/11/2011 7:39:36 PM |
| bonus-genius | $50.00 | 5/12/2011 12:21:11 AM |
| auctionator1 | $25.00 | 5/11/2011 7:39:02 PM |
| Miklot | $100.00 | 5/11/2011 7:48:51 PM |
| credit-investor5 | $50.00 | 5/12/2011 12:40:06 AM |
| profitable-money | $25.00 | 5/11/2011 9:18:51 PM |
| superb-funds335 | $25.00 | 5/11/2011 9:53:55 PM |
| julijask | $32.24 | 5/12/2011 1:30:14 AM |
| Gibbyland | $100.00 | 4/28/2011 9:05:03 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:07:06 PM |
| otto1939 | $51.00 | 4/30/2011 9:02:17 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:59 AM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:18 PM |
| Peterman | $25.00 | 5/3/2011 3:21:18 AM |
| bonus-demon | $25.00 | 5/3/2011 10:23:09 AM |
| efficient-treasure0 | $25.00 | 5/4/2011 9:30:43 AM |
| radforj22 | $25.00 | 5/5/2011 2:25:00 AM |
| careful-note | $100.00 | 5/5/2011 3:24:52 AM |
| Charmart | $25.00 | 5/5/2011 12:16:03 PM |
| enthralling-deal180 | $25.00 | 5/5/2011 5:41:03 PM |
| worldly-community3 | $50.00 | 5/5/2011 5:51:25 PM |
| Mariner3605 | $25.00 | 5/6/2011 3:45:26 PM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:10:16 AM |
| kapahua | $50.00 | 5/7/2011 3:01:44 PM |
| toblerone | $50.00 | 5/8/2011 8:49:43 AM |
| Interloper | $30.00 | 5/8/2011 12:32:33 PM |
| comet55 | $25.00 | 5/8/2011 4:39:36 PM |
| skuba | $50.00 | 5/8/2011 10:50:22 PM |
| qsolo | $200.00 | 5/9/2011 9:40:15 AM |
| msw_engr | $50.00 | 5/9/2011 12:09:47 PM |
| indomitable-coin | $25.00 | 5/9/2011 3:34:52 PM |
| DrewBDoo | $50.00 | 5/9/2011 6:39:16 PM |
| durability-ruler | $25.00 | 5/9/2011 8:05:14 PM |
| amerigor | $25.00 | 5/9/2011 8:35:14 PM |
| bullwink27 | $25.00 | 5/10/2011 5:29:19 AM |
| cash-vault | $25.00 | 5/10/2011 5:28:06 AM |
| commerce-web5 | $25.00 | 5/10/2011 2:20:15 PM |
| commanding-income774 | $25.00 | 5/10/2011 5:35:26 PM |
| CPDDDS | $50.00 | 5/10/2011 8:53:59 PM |
| helpinghand63 | $25.00 | 5/10/2011 8:14:00 PM |
| Weaverville | $50.00 | 5/11/2011 8:35:50 AM |
| revenue-serenity | $50.00 | 5/11/2011 12:00:13 PM |
| miked8303 | $25.00 | 5/11/2011 12:01:17 PM |
| nickel-position | $25.00 | 5/11/2011 12:35:53 PM |
| jojo6686 | $50.00 | 5/11/2011 1:05:38 PM |
| powerful-finance7 | $25.00 | 5/11/2011 4:08:53 PM |
| oodkim84oo | $50.00 | 5/11/2011 4:28:55 PM |
| sensational-dinero6 | $50.00 | 5/11/2011 4:44:20 PM |
| JustMee | $25.00 | 5/11/2011 5:14:34 PM |
| velocity-solo | $25.00 | 5/11/2011 5:31:13 PM |
| tender-integrity3 | $100.00 | 5/11/2011 5:32:02 PM |
| bigphish | $50.00 | 5/11/2011 5:32:21 PM |
| opportunity85 | $25.00 | 5/11/2011 5:34:34 PM |
| community-spartan | $50.00 | 5/11/2011 5:41:29 PM |
| loot-pursuit5 | $50.00 | 5/11/2011 5:43:45 PM |
| safersaver | $25.00 | 5/11/2011 5:36:37 PM |
| klin | $50.00 | 5/11/2011 5:41:39 PM |
| PCGeekWI | $25.00 | 5/11/2011 5:42:05 PM |
| kindness-jedi | $30.00 | 5/11/2011 5:47:00 PM |
| agreement-network | $50.00 | 5/11/2011 5:47:35 PM |
| diverse-benjamins | $25.00 | 5/11/2011 6:37:39 PM |
| Techne_Funds_LLC | $25.00 | 5/11/2011 7:38:08 PM |
| jbaum | $30.00 | 5/11/2011 7:49:03 PM |
| GrayStudio | $25.00 | 5/12/2011 1:12:02 AM |
| strutter | $25.00 | 5/11/2011 9:25:04 PM |
| transformer855 | $25.00 | 5/11/2011 9:47:12 PM |
| cashtolendyou | $25.00 | 5/11/2011 9:37:28 PM |
| smurf163 | $25.00 | 5/11/2011 10:22:51 PM |
| all4beans | $25.00 | 5/12/2011 1:24:55 AM |
| meenan | $25.00 | 5/12/2011 1:29:41 AM |
| 146 Investments
|
Borrower Payment Dependent Notes Series
504468
This series of Notes was issued and sold upon the funding of the borrower loan #49370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-29-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $527.26 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,274 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| inspired-payment7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Clean Transportation
Purpose of loan:
This loan will be used to fill Order# 26018 Totaling in 11,963.68. I am buy a clean green electric motorcycle that will take me to work and school.
My financial situation:
I am a good candidate for this loan because I no longer will have to pay the high price of gas to fill up my car. This green electric motorcycle will pay for its self in the money I will save from gas. The loan I need is for half. I have already saved up half and only need help with the other half, which I plan to pay off by the end of this year.
Monthly net income: $ 2,400
Monthly expenses: $2,100
Housing: $525
Insurance: $175
Car expenses: $450
Utilities: $125
Phone, cable, internet: $125
Food, entertainment: $359
Clothing, household expenses: $125
Credit cards and other loans: $100
Other expenses: $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/29/2011 9:08:00 AM |
| dollar-sonnet3 | $50.00 | 4/29/2011 9:10:31 AM |
| ingenious-deal6 | $25.00 | 4/29/2011 9:16:29 AM |
| the-enthralling-coin | $25.00 | 4/29/2011 9:23:58 AM |
| favorite-commerce | $25.00 | 4/29/2011 10:36:09 AM |
| DrewOdette | $25.00 | 4/29/2011 1:13:43 PM |
| diplomatic-wealth7 | $25.00 | 4/29/2011 4:30:47 PM |
| cash-architect | $25.00 | 5/1/2011 9:29:41 AM |
| gain-gourd | $100.00 | 5/2/2011 2:41:59 PM |
| Bank42 | $25.00 | 5/2/2011 5:15:54 PM |
| secureincome | $950.00 | 5/3/2011 8:25:59 AM |
| determined-revenue1 | $25.00 | 5/3/2011 9:50:19 AM |
| britches613 | $25.00 | 5/3/2011 10:36:20 AM |
| wealth-prodigy1 | $25.00 | 5/3/2011 2:46:00 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:37 PM |
| 2grindstones | $25.00 | 5/3/2011 7:23:18 PM |
| loan-chorus4 | $25.00 | 5/4/2011 11:28:51 AM |
| sdcc72 | $25.00 | 5/4/2011 3:13:05 PM |
| javelin0 | $100.00 | 5/4/2011 5:21:43 PM |
| reward-blackberry1 | $25.00 | 5/4/2011 11:01:17 PM |
| CAGE-Investments | $25.00 | 5/5/2011 3:04:07 PM |
| on_your_side | $25.00 | 5/6/2011 9:03:05 AM |
| jubilant-agreement0 | $25.00 | 5/6/2011 11:50:27 AM |
| transformer855 | $25.00 | 5/6/2011 10:40:30 AM |
| loyalty-sphinx5 | $200.00 | 5/6/2011 11:02:07 AM |
| green-dollar-equinox | $25.00 | 5/6/2011 12:52:07 PM |
| newest-investment-elevator | $25.00 | 5/6/2011 6:52:33 PM |
| Ols744 | $50.00 | 5/8/2011 1:59:52 PM |
| r48 | $25.00 | 5/9/2011 4:53:30 PM |
| impeccable-ore3 | $50.00 | 5/9/2011 4:33:03 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:14 PM |
| mt3209 | $27.70 | 5/10/2011 4:56:18 AM |
| missoula | $25.00 | 5/10/2011 5:04:00 AM |
| Kyne | $152.44 | 5/10/2011 10:43:07 AM |
| momentous-velocity5 | $75.00 | 5/10/2011 10:59:12 AM |
| point-compadre | $50.00 | 5/10/2011 4:10:55 PM |
| friendly-peace4 | $25.00 | 5/10/2011 5:50:06 PM |
| deal-guardian1 | $50.00 | 5/10/2011 5:54:54 PM |
| investment-habanero8 | $100.00 | 5/11/2011 3:56:52 AM |
| Artist_Blue | $25.00 | 5/11/2011 6:04:52 AM |
| moola-pillow | $25.00 | 5/11/2011 11:00:12 AM |
| refined-return922 | $25.00 | 5/11/2011 3:42:27 PM |
| alert9 | $50.00 | 5/11/2011 7:24:13 PM |
| famous-bill | $25.00 | 5/11/2011 5:46:32 PM |
| PleaseDontDefault | $50.00 | 5/11/2011 8:47:28 PM |
| A-ONE-INVESTMENTS | $300.00 | 5/11/2011 5:58:40 PM |
| baker31 | $30.83 | 5/11/2011 8:51:44 PM |
| economy-coup | $30.00 | 4/29/2011 9:19:45 AM |
| Rogesparkguy | $25.00 | 4/29/2011 9:37:54 AM |
| 2k1Toaster | $40.84 | 4/29/2011 7:42:46 PM |
| larryboy10 | $25.00 | 4/29/2011 10:46:02 PM |
| reflective-rupee | $200.00 | 4/29/2011 9:03:44 PM |
| bav280 | $50.00 | 5/1/2011 5:42:01 AM |
| luvlending | $25.00 | 5/1/2011 2:15:39 PM |
| a-restless-dollar | $25.00 | 5/2/2011 6:42:03 AM |
| Kyne | $88.26 | 5/2/2011 4:22:20 PM |
| creative-revenue0 | $50.00 | 5/3/2011 9:51:05 AM |
| bonus-demon | $50.00 | 5/3/2011 10:29:02 AM |
| the-reliable-trade | $100.00 | 5/3/2011 4:55:52 PM |
| Weaverville | $25.00 | 5/3/2011 5:24:57 PM |
| pragmatic-auction8 | $25.00 | 5/3/2011 8:41:05 PM |
| loanman2007 | $50.00 | 5/4/2011 4:49:48 AM |
| silver-enlightenment0 | $100.00 | 5/4/2011 4:01:36 PM |
| FinanceEngine | $35.00 | 5/4/2011 4:30:10 PM |
| oxnard | $50.00 | 5/5/2011 6:49:23 PM |
| thelovebug | $50.00 | 5/6/2011 1:35:28 PM |
| chungfang | $25.00 | 5/6/2011 4:20:25 PM |
| janeybooboo | $100.00 | 5/6/2011 3:42:07 PM |
| careful-note | $50.00 | 5/6/2011 5:29:05 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:07:47 AM |
| platinum-admiral8 | $25.00 | 5/7/2011 6:58:59 AM |
| hitsman | $50.00 | 5/7/2011 11:17:44 AM |
| genius520 | $50.00 | 5/7/2011 2:00:20 PM |
| dedication-point | $25.00 | 5/9/2011 1:03:27 PM |
| youngster50 | $100.00 | 5/9/2011 8:40:17 PM |
| loot-supporter2 | $25.00 | 5/10/2011 7:24:23 AM |
| elegant-dedication8 | $26.00 | 5/10/2011 9:10:44 AM |
| Bill88 | $25.00 | 5/10/2011 10:58:05 AM |
| handy-justice | $100.00 | 5/10/2011 11:35:32 AM |
| fmanjoo | $25.00 | 5/10/2011 1:05:05 PM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:50:00 PM |
| integrity-trumpet | $50.00 | 5/10/2011 5:54:46 PM |
| money-bauble | $78.93 | 5/11/2011 1:46:38 AM |
| umfan123 | $25.00 | 5/11/2011 6:04:59 AM |
| Mailman2004 | $50.00 | 5/11/2011 9:19:34 AM |
| transaction-detective70 | $50.00 | 5/11/2011 9:18:18 AM |
| bold-velocity-cake | $25.00 | 5/11/2011 11:43:02 AM |
| bold-peaceful-silver | $50.00 | 5/11/2011 11:17:23 AM |
| truecalling9 | $50.00 | 5/11/2011 3:39:16 PM |
| jonmars | $25.00 | 5/11/2011 1:11:28 PM |
| gain-kitten | $25.00 | 5/11/2011 5:46:49 PM |
| noble-silver1 | $25.00 | 5/11/2011 5:50:39 PM |
| Miklot | $75.00 | 5/11/2011 7:44:16 PM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
504474
This series of Notes was issued and sold upon the funding of the borrower loan #49382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| May-1999 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Student - College S... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,518 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| top-industrious-vigilance |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay down debt
Purpose of loan:
This loan will be used to...Pay down debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses:
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/29/2011 9:16:31 AM |
| economy-coup | $30.00 | 4/29/2011 9:19:29 AM |
| diversification-medalist | $25.00 | 4/29/2011 1:19:21 PM |
| reflective-rupee | $75.00 | 4/30/2011 9:16:17 AM |
| SecondChanceLendingSERV | $25.00 | 5/2/2011 10:01:28 AM |
| bonus-demon | $50.00 | 5/3/2011 10:29:04 AM |
| suave-dime6 | $25.00 | 5/3/2011 4:07:28 PM |
| the-reliable-trade | $100.00 | 5/3/2011 5:31:52 PM |
| CAGE-Investments | $25.00 | 5/5/2011 5:40:44 PM |
| thelovebug | $50.00 | 5/6/2011 1:35:29 PM |
| chungfang | $25.00 | 5/6/2011 4:20:28 PM |
| careful-note | $50.00 | 5/6/2011 5:29:07 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:07:49 AM |
| genius520 | $50.00 | 5/7/2011 2:00:24 PM |
| CA-Lender | $75.05 | 5/8/2011 10:55:18 AM |
| Dubbs360 | $100.00 | 5/8/2011 11:17:15 AM |
| symbiosis | $50.00 | 5/8/2011 12:58:12 PM |
| supersarah61 | $25.00 | 5/8/2011 2:49:03 PM |
| B2152 | $25.00 | 5/8/2011 5:45:27 PM |
| setUup | $25.40 | 5/8/2011 3:30:56 PM |
| secureincome | $750.00 | 5/8/2011 5:33:22 PM |
| kind-charming-value | $500.00 | 5/9/2011 12:54:17 AM |
| economy-coup | $50.00 | 5/8/2011 7:55:48 PM |
| a-restless-dollar | $50.00 | 5/9/2011 6:59:11 AM |
| shugyosha | $50.00 | 5/9/2011 7:42:37 AM |
| f4Tex | $25.00 | 5/9/2011 9:09:44 AM |
| fairness-refuge970 | $25.00 | 5/9/2011 7:45:16 AM |
| kegs | $250.00 | 5/9/2011 9:14:16 AM |
| larrybird | $200.00 | 5/9/2011 9:08:09 AM |
| worthy-commitment7 | $25.00 | 5/9/2011 10:51:05 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:16 PM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:50:01 PM |
| payout-network1 | $97.00 | 5/11/2011 4:52:20 AM |
| Artist_Blue | $25.00 | 5/11/2011 8:40:18 AM |
| money-bauble | $100.00 | 5/11/2011 9:18:13 AM |
| transaction-detective70 | $50.00 | 5/11/2011 5:10:41 PM |
| Mailman2004 | $50.00 | 5/11/2011 5:11:06 PM |
| truecalling9 | $50.00 | 5/11/2011 5:14:52 PM |
| seisen | $50.00 | 5/11/2011 5:39:36 PM |
| Bob450 | $25.00 | 5/11/2011 5:35:10 PM |
| villagers | $50.00 | 5/11/2011 5:40:26 PM |
| JiggaJoeyS | $45.81 | 5/11/2011 6:25:59 PM |
| wwwUniversal | $25.00 | 5/12/2011 12:26:48 AM |
| Miklot | $75.00 | 5/11/2011 7:44:21 PM |
| Vreet | $34.03 | 5/12/2011 1:10:11 AM |
| finance-prescription | $50.00 | 5/12/2011 2:00:09 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:38:00 AM |
| Use_It_Wisely | $25.00 | 5/12/2011 10:14:38 AM |
| 2grindstones | $25.00 | 5/12/2011 10:13:26 AM |
| Investor509 | $25.00 | 5/12/2011 12:47:32 PM |
| organic-order | $25.00 | 5/12/2011 12:36:32 PM |
| kidsskipp | $50.00 | 5/12/2011 12:51:08 PM |
| Sapphicat | $26.30 | 5/12/2011 12:50:56 PM |
| top-historic-peso | $25.00 | 5/12/2011 12:56:45 PM |
| tomjeff | $50.00 | 5/12/2011 1:14:55 PM |
| bid-computer | $25.00 | 5/12/2011 3:09:22 PM |
| order-brigade | $25.00 | 5/12/2011 3:57:50 PM |
| liberty-injector | $50.00 | 5/12/2011 4:29:00 PM |
| mercuriant | $25.00 | 5/12/2011 4:30:23 PM |
| patriot897 | $25.00 | 5/12/2011 4:29:24 PM |
| bold-shrewd-duty | $25.00 | 5/12/2011 4:30:19 PM |
| visionary-currency | $50.00 | 5/12/2011 4:31:31 PM |
| jo2y | $25.00 | 5/12/2011 4:31:06 PM |
| jalapeno2 | $25.00 | 5/12/2011 4:31:25 PM |
| moola-wildebeest3 | $50.00 | 5/12/2011 4:55:07 PM |
| flwah | $25.00 | 5/12/2011 5:26:31 PM |
| fairhelper | $25.00 | 5/12/2011 5:36:23 PM |
| the-dollar-topper | $100.00 | 5/12/2011 5:36:53 PM |
| blackstar | $25.00 | 5/12/2011 5:26:09 PM |
| handshake5 | $100.00 | 5/12/2011 5:37:17 PM |
| the-enthralling-coin | $25.00 | 4/29/2011 9:24:03 AM |
| Leopoldine | $25.00 | 4/29/2011 1:13:24 PM |
| DrewOdette | $25.00 | 4/29/2011 1:13:41 PM |
| ursus | $50.00 | 4/29/2011 4:02:09 PM |
| diplomatic-wealth7 | $25.00 | 4/29/2011 4:30:50 PM |
| gain-gourd | $100.00 | 5/2/2011 2:41:58 PM |
| Weaverville | $25.00 | 5/3/2011 5:24:58 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:38 PM |
| hitsman | $50.00 | 5/7/2011 11:17:46 AM |
| sweetlan | $25.05 | 5/8/2011 11:37:44 AM |
| blue111 | $25.00 | 5/8/2011 12:55:50 PM |
| astute-investment5 | $25.00 | 5/8/2011 1:11:46 PM |
| simeonthewhale | $25.00 | 5/8/2011 1:44:45 PM |
| dudebrah | $25.00 | 5/8/2011 4:41:11 PM |
| Ray3486 | $25.00 | 5/8/2011 5:52:21 PM |
| 1randyp | $85.20 | 5/8/2011 6:17:01 PM |
| Gibbyland | $50.00 | 5/8/2011 7:26:31 PM |
| autonomous-truth | $50.00 | 5/8/2011 7:27:25 PM |
| johndoeProsper | $141.71 | 5/8/2011 10:23:42 PM |
| enriched-truth | $50.00 | 5/9/2011 3:03:18 AM |
| Banker_Joe | $25.00 | 5/8/2011 6:47:13 PM |
| Jules97 | $26.00 | 5/9/2011 6:01:57 AM |
| Gibbyland | $100.00 | 5/8/2011 7:24:17 PM |
| 168RichCapital | $25.50 | 5/9/2011 7:41:03 AM |
| bmbanzai | $25.00 | 5/9/2011 8:36:07 AM |
| careful-note1 | $25.00 | 5/9/2011 4:58:13 AM |
| Pu239 | $70.00 | 5/9/2011 9:01:18 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:27 AM |
| handy-justice | $100.00 | 5/10/2011 1:04:43 PM |
| fmanjoo | $25.00 | 5/10/2011 4:10:54 PM |
| point-compadre | $50.00 | 5/10/2011 5:56:04 PM |
| integrity-trumpet | $50.00 | 5/11/2011 9:18:39 AM |
| deal-guardian1 | $50.00 | 5/11/2011 9:18:50 AM |
| realtormoises | $25.00 | 5/11/2011 7:26:03 PM |
| leverage-booster | $25.00 | 5/12/2011 12:28:36 AM |
| desertoasis | $25.00 | 5/12/2011 12:28:33 AM |
| credit-sycamore4 | $50.00 | 5/12/2011 12:29:54 AM |
| papaloha | $25.00 | 5/12/2011 1:18:43 AM |
| worthy-bid8 | $39.66 | 5/12/2011 1:59:54 AM |
| market-inspector | $25.00 | 5/12/2011 3:29:06 AM |
| kind-adventurous-finance | $50.00 | 5/12/2011 8:44:35 AM |
| red-luminous-gain | $25.00 | 5/12/2011 9:36:37 AM |
| integrity-hug2 | $25.00 | 5/12/2011 10:06:49 AM |
| SDKiwi | $25.00 | 5/12/2011 9:56:54 AM |
| floridass | $25.00 | 5/12/2011 12:22:55 PM |
| economy-producer | $25.00 | 5/12/2011 12:25:23 PM |
| transparency-defender | $100.00 | 5/12/2011 12:26:21 PM |
| zone8 | $100.00 | 5/12/2011 12:36:52 PM |
| rlrcstr | $25.00 | 5/12/2011 1:07:19 PM |
| nellaelyob | $50.00 | 5/12/2011 2:49:08 PM |
| currency-secret-agent | $50.00 | 5/12/2011 4:18:58 PM |
| Easystreet | $25.00 | 5/12/2011 4:30:21 PM |
| csarradio | $25.00 | 5/12/2011 4:10:08 PM |
| green-capital-hornet | $25.00 | 5/12/2011 4:30:17 PM |
| kind-credit-bear | $25.00 | 5/12/2011 4:30:24 PM |
| orange-courageous-dedication | $25.00 | 5/12/2011 5:30:31 PM |
| drew2zara | $25.00 | 5/12/2011 5:30:53 PM |
| DrStaff | $25.00 | 5/12/2011 5:22:02 PM |
| rhin0cerx | $27.90 | 5/12/2011 5:24:49 PM |
| MAYBROOK | $50.00 | 5/12/2011 5:24:02 PM |
| wanna-help | $25.00 | 5/12/2011 5:24:07 PM |
| Jack55304 | $185.00 | 5/12/2011 5:36:49 PM |
| CC911 | $25.00 | 5/12/2011 5:26:02 PM |
| justice-economist | $25.00 | 5/12/2011 5:27:05 PM |
| payment-goose2 | $50.00 | 5/12/2011 5:36:26 PM |
| life-is-great | $25.00 | 5/12/2011 5:36:20 PM |
| bill-appraiser7 | $25.00 | 5/12/2011 5:36:43 PM |
| velocity-quest5 | $50.00 | 5/12/2011 5:37:05 PM |
| interest-griffin | $50.00 | 5/12/2011 5:38:45 PM |
| 139 Investments
|
Borrower Payment Dependent Notes Series
504548
This series of Notes was issued and sold upon the funding of the borrower loan #49412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 4.99% |
Borrower rate/APR:
| 5.99% / 6.33% |
Monthly payment:
| $212.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.00% | | |
| |
Estimated return*:
| 4.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 11y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $200 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Followtheline |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 94% )
| 820-839 (Latest)
|
|
Principal borrowed:
| $22,000.00 | < 31 days late:
| 1
( 6% )
| 820-839
(Oct-2009)
|
|
Principal balance:
| $11,999.18 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Convert Home to 2 Family
Purpose of loan: @ convert my home to a 2 family - We have a large 1st Floor that needs some plumbing and electrical work as well as appliances. We already have a renter lined up ( we have a teaching hospital less than 2 miles away that brings new resident doctors in for 3-4 year stays. We are charging 1000.00 per month with no other debt incurred for the project than this prosper loan.
My financial situation: My wife and I combined make 200000+ thousand , the rental income an additional 1000.00. We just need the money quickly to get the apartment ready for June 15th. I would rather pay prosper members than a bank.
Thank you for reviewing and for your bid should you choose.
.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| meux99 | $25.00 | 5/4/2011 5:02:29 PM |
| DukSerduk | $25.00 | 5/4/2011 5:04:05 PM |
| socal-lender | $25.00 | 5/4/2011 5:04:16 PM |
| inspired-investment8 | $100.00 | 5/4/2011 5:06:25 PM |
| Leopoldine | $25.00 | 5/4/2011 5:01:42 PM |
| commerce-yeller | $50.00 | 5/4/2011 5:04:37 PM |
| blot44 | $50.00 | 5/4/2011 5:05:12 PM |
| smart-kindness8 | $100.00 | 5/4/2011 5:06:19 PM |
| quantumwellguy | $50.00 | 5/4/2011 5:04:01 PM |
| dtrain5 | $25.00 | 5/4/2011 5:04:43 PM |
| kenji4861 | $25.00 | 5/4/2011 5:06:03 PM |
| minista | $25.00 | 5/4/2011 5:06:14 PM |
| kulender | $50.00 | 5/4/2011 5:32:19 PM |
| r48 | $26.00 | 5/4/2011 5:07:52 PM |
| unrivaled-silver | $50.00 | 5/4/2011 5:32:51 PM |
| dpfl55 | $25.00 | 5/4/2011 6:20:19 PM |
| reflective-rupee | $25.00 | 5/4/2011 6:41:04 PM |
| antlr | $50.00 | 5/4/2011 10:09:23 PM |
| axl163 | $25.00 | 5/5/2011 1:54:52 AM |
| capital-futurist | $25.00 | 5/5/2011 8:14:59 AM |
| RandyL3 | $25.00 | 5/5/2011 8:18:55 AM |
| MasterJin | $25.00 | 5/5/2011 5:28:44 PM |
| compoundinterest | $50.00 | 5/6/2011 5:24:43 AM |
| benefit-persimmon6 | $250.00 | 5/6/2011 7:29:07 AM |
| p43600jw | $25.00 | 5/6/2011 10:05:07 AM |
| efficient-treasure0 | $25.00 | 5/6/2011 12:40:55 PM |
| interest-fanatic3 | $50.00 | 5/6/2011 6:35:29 PM |
| RankPaid | $50.00 | 5/7/2011 9:56:52 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 9:58:21 AM |
| slartibardfast | $25.00 | 5/7/2011 8:27:34 AM |
| SolarMoonshine | $100.00 | 5/7/2011 10:34:27 AM |
| Lender0010 | $50.00 | 5/7/2011 10:44:09 AM |
| festeringsnot | $33.00 | 5/7/2011 8:39:18 AM |
| reflective-rupee | $175.01 | 5/7/2011 8:59:05 AM |
| sk10023 | $25.00 | 5/7/2011 11:55:14 AM |
| red-favorable-basis | $25.00 | 5/7/2011 1:27:08 PM |
| Whitewater_Loans | $100.00 | 5/7/2011 2:02:22 PM |
| ryan6853 | $25.00 | 5/7/2011 2:30:39 PM |
| janeybooboo | $100.00 | 5/7/2011 2:22:58 PM |
| novice-speculator | $25.00 | 5/7/2011 3:08:57 PM |
| vutah | $25.00 | 5/7/2011 3:03:08 PM |
| availableloan | $25.00 | 5/7/2011 4:00:40 PM |
| impeccable-duty7 | $50.00 | 5/7/2011 5:09:58 PM |
| lucrative-coin | $150.00 | 5/7/2011 6:01:49 PM |
| Chewbaca | $25.00 | 5/7/2011 4:08:34 PM |
| integrity-cowbell | $30.00 | 5/8/2011 4:24:19 AM |
| YummiBear | $25.00 | 5/8/2011 10:27:32 AM |
| Liebchen15 | $25.00 | 5/8/2011 1:38:31 PM |
| thankful-nickel2 | $50.00 | 5/8/2011 3:56:07 PM |
| purposeful-pound5 | $25.00 | 5/9/2011 4:47:33 AM |
| tolerant-dinero2 | $25.00 | 5/9/2011 9:52:21 AM |
| jcech | $100.00 | 5/9/2011 2:23:01 PM |
| currency-persimmon | $100.00 | 5/9/2011 3:30:55 PM |
| jimduism | $100.00 | 5/10/2011 11:23:03 AM |
| Carpetkid | $50.00 | 5/10/2011 5:34:55 PM |
| ceg451 | $25.00 | 5/10/2011 5:58:21 PM |
| principal-delight | $100.00 | 5/11/2011 10:30:58 AM |
| g314 | $25.00 | 5/11/2011 3:54:21 PM |
| nosualcneas | $25.00 | 5/11/2011 7:29:19 PM |
| Marathoner | $25.00 | 5/12/2011 7:04:42 AM |
| rapid-wampum5 | $40.00 | 5/12/2011 12:24:38 PM |
| outofoffice | $50.00 | 5/12/2011 12:17:06 PM |
| dcap3 | $50.00 | 5/12/2011 12:33:54 PM |
| orindalender | $50.00 | 5/12/2011 12:50:25 PM |
| FordhamLaw | $25.00 | 5/12/2011 2:47:21 PM |
| golden-cat | $25.00 | 5/12/2011 3:19:36 PM |
| Munnie | $25.00 | 5/13/2011 7:35:47 AM |
| blooming-market | $25.00 | 5/4/2011 5:04:46 PM |
| useful-currency | $25.00 | 5/4/2011 5:05:36 PM |
| Avala | $50.00 | 5/4/2011 5:00:57 PM |
| heroic-p2ploan2 | $50.00 | 5/4/2011 5:01:02 PM |
| indomitable-coin | $50.00 | 5/4/2011 5:02:50 PM |
| cashhelp | $60.00 | 5/4/2011 5:04:39 PM |
| fcrick | $25.00 | 5/4/2011 5:05:31 PM |
| ore-genius2 | $100.00 | 5/4/2011 5:05:56 PM |
| bvzm | $50.00 | 5/4/2011 5:06:08 PM |
| lukeskywalkerkp | $25.00 | 5/4/2011 5:06:30 PM |
| MrDavid | $50.00 | 5/4/2011 5:05:45 PM |
| kyomoon | $50.00 | 5/5/2011 1:54:09 AM |
| lloyd_s | $25.00 | 5/5/2011 2:03:21 AM |
| Dan4703 | $25.00 | 5/5/2011 5:13:32 AM |
| the-enthralling-coin | $25.00 | 5/6/2011 12:54:20 AM |
| AmericanCredit | $25.00 | 5/6/2011 10:29:19 AM |
| income-encore1 | $50.00 | 5/6/2011 5:04:20 PM |
| systematic-payment3 | $25.00 | 5/6/2011 9:20:33 PM |
| engaging-worth | $25.00 | 5/7/2011 8:24:50 AM |
| cbivitz | $300.00 | 5/7/2011 8:49:25 AM |
| mike279766 | $94.00 | 5/7/2011 9:29:57 AM |
| Nascar1 | $50.00 | 5/7/2011 8:24:04 AM |
| jc33148 | $50.00 | 5/7/2011 10:58:21 AM |
| designer_10 | $25.00 | 5/7/2011 11:07:02 AM |
| marwadi-62 | $300.00 | 5/7/2011 9:15:34 AM |
| jasonrun | $41.63 | 5/7/2011 11:17:14 AM |
| Reddy_Capital | $25.00 | 5/7/2011 11:54:01 AM |
| capital-blueberry | $25.00 | 5/7/2011 10:15:29 AM |
| HealthAndSafety | $100.00 | 5/7/2011 1:00:12 PM |
| Leopoldine | $25.00 | 5/7/2011 11:04:45 AM |
| penny-candy | $25.00 | 5/7/2011 1:33:25 PM |
| jacmar | $25.00 | 5/7/2011 2:33:41 PM |
| indianoven | $25.00 | 5/7/2011 3:34:14 PM |
| BobInWisconsin | $125.00 | 5/7/2011 4:01:24 PM |
| repayment-pudding | $25.00 | 5/7/2011 4:16:50 PM |
| natural-greenback6 | $25.00 | 5/7/2011 5:56:50 PM |
| CharliesHobbies | $25.00 | 5/8/2011 7:54:05 AM |
| auction-elvis | $25.00 | 5/8/2011 11:38:28 AM |
| tender-integrity3 | $100.00 | 5/8/2011 12:31:48 PM |
| BuildingShanghai | $140.00 | 5/9/2011 12:02:45 AM |
| loyalty-voyage | $50.00 | 5/9/2011 10:09:18 AM |
| elbastador | $25.00 | 5/9/2011 3:52:40 PM |
| AFairDeal | $50.00 | 5/9/2011 3:18:44 PM |
| eCapital | $50.00 | 5/9/2011 11:14:28 PM |
| damage | $25.00 | 5/10/2011 8:15:02 AM |
| nuclearmoose | $50.00 | 5/10/2011 12:54:19 PM |
| radforj22 | $42.93 | 5/10/2011 5:43:12 PM |
| dan4545 | $49.00 | 5/10/2011 10:27:08 PM |
| uberrific | $100.00 | 5/11/2011 12:34:57 AM |
| pugmalion | $32.32 | 5/11/2011 5:10:05 AM |
| Chosen-one | $25.00 | 5/11/2011 6:27:54 AM |
| math1973 | $100.00 | 5/11/2011 9:34:25 AM |
| Lender404 | $25.00 | 5/11/2011 9:24:59 AM |
| coin-popcorn | $25.00 | 5/11/2011 12:48:36 PM |
| wwwUniversal | $25.00 | 5/11/2011 5:07:07 PM |
| snowman34 | $25.00 | 5/11/2011 7:29:36 PM |
| coolcreditor | $46.78 | 5/12/2011 10:39:38 AM |
| cosmof16 | $25.00 | 5/12/2011 11:21:23 AM |
| orange-resolute-platinum | $25.00 | 5/12/2011 2:09:42 PM |
| balanced-rupee | $50.00 | 5/12/2011 3:19:41 PM |
| Interstate_Rate | $141.20 | 5/12/2011 3:20:48 PM |
| saahilld | $25.00 | 5/12/2011 3:49:43 PM |
| cablenews | $50.00 | 5/12/2011 3:19:58 PM |
| Susie-Q | $50.00 | 5/12/2011 6:41:52 PM |
| pjnala1 | $50.00 | 5/13/2011 8:04:11 AM |
| jubilant-currency7 | $104.00 | 5/13/2011 9:20:04 AM |
| CapStack | $50.00 | 5/13/2011 9:44:21 AM |
| rapid-loyalty1 | $25.00 | 5/13/2011 10:14:33 AM |
| gauss02 | $25.00 | 5/13/2011 11:19:47 AM |
| 136 Investments
|
Borrower Payment Dependent Notes Series
504584
This series of Notes was issued and sold upon the funding of the borrower loan #49317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Apr-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $209.50 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 600-619 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,265 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| mhotchkiss01 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 56 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2010)
640-659
(Dec-2009)
540-559
(Oct-2007)
540-559
(Dec-2006)
|
|
Principal balance:
| $0.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 56 | | |
Description
Debt Consolidation
Purpose of loan:
Debt Consolidation
My financial situation:
I am a good candidate for this loan because I haven't been late on a single bill for over 7 years and have NEVER been late with Prosper and can easily afford the loan payment.
Monthly net income: $2,600
Monthly expenses: $1,410
Housing: $445
Insurance: $120
Car expenses: $355
Utilities: $90
Phone, cable, internet: $200
Food, entertainment: $200
Credit cards and other loans: NONE once I pay them with off this loan money.
As you can see, I can afford this monthly payment. Please do look at my Prosper account. I have a fantastic rating.
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/30/2011 12:01:27 PM |
| cashhelp | $50.00 | 4/30/2011 12:04:05 PM |
| diplomatic-wealth7 | $25.00 | 4/30/2011 12:07:26 PM |
| UCLA4life | $50.00 | 4/30/2011 12:07:45 PM |
| the-enthralling-coin | $25.00 | 4/30/2011 12:06:14 PM |
| MoneyForNothing | $46.87 | 4/30/2011 2:16:55 PM |
| lendstats_com | $200.00 | 4/30/2011 1:24:54 PM |
| Kash2010lu | $25.00 | 4/30/2011 3:17:12 PM |
| hookUup | $26.73 | 4/30/2011 5:26:08 PM |
| grnii78 | $100.00 | 5/1/2011 4:15:31 PM |
| head | $25.00 | 5/2/2011 10:09:49 AM |
| Chesterite | $40.66 | 5/2/2011 9:57:00 AM |
| credit-missile | $25.00 | 5/2/2011 2:40:25 PM |
| janeybooboo | $51.00 | 5/3/2011 12:34:18 PM |
| Bcs-cnc | $25.00 | 5/3/2011 2:28:40 PM |
| money-baron-roth-IRA | $500.00 | 5/3/2011 4:41:23 PM |
| trumpeter5 | $25.00 | 5/3/2011 5:33:34 PM |
| credit-missile | $75.00 | 5/3/2011 6:17:18 PM |
| riveting-credit5 | $172.62 | 5/3/2011 8:28:35 PM |
| twjh | $25.00 | 5/4/2011 4:44:48 AM |
| leverage-ectasy | $25.37 | 5/4/2011 4:46:18 AM |
| ethicalhumanist | $25.00 | 5/4/2011 11:08:26 AM |
| brondero | $40.00 | 5/4/2011 10:36:29 AM |
| klend4 | $25.00 | 5/4/2011 12:43:06 PM |
| brightest-dignified-penny | $25.00 | 5/4/2011 4:33:24 PM |
| beachliving29 | $100.00 | 5/4/2011 5:18:30 PM |
| the-reliable-trade | $100.00 | 5/4/2011 6:06:51 PM |
| cashhelp | $50.00 | 5/5/2011 11:27:33 AM |
| delicious-loan093 | $100.00 | 5/5/2011 3:22:07 PM |
| r48 | $25.00 | 5/6/2011 3:57:24 AM |
| melodious-openness | $25.00 | 5/6/2011 5:10:17 AM |
| GElender | $50.00 | 5/6/2011 6:24:01 AM |
| EL_Papin | $25.00 | 5/6/2011 6:30:30 AM |
| kwan | $25.00 | 5/6/2011 9:40:32 AM |
| trade-goblin9 | $25.00 | 5/6/2011 9:53:52 AM |
| johnyv40 | $36.00 | 5/6/2011 10:23:43 AM |
| bbt210 | $100.00 | 5/6/2011 10:49:03 AM |
| kind-charming-value | $400.00 | 5/6/2011 11:40:52 AM |
| sharp-reward920 | $48.99 | 5/6/2011 1:10:09 PM |
| cbivitz | $25.00 | 4/30/2011 12:03:52 PM |
| mrxtravis | $25.00 | 4/30/2011 12:08:04 PM |
| SolarMoonshine | $25.00 | 4/30/2011 1:23:04 PM |
| ingenious-deal6 | $25.00 | 4/30/2011 12:07:12 PM |
| social-heart | $25.00 | 4/30/2011 2:56:32 PM |
| reflective-rupee | $25.00 | 4/30/2011 1:29:24 PM |
| clemclan | $25.00 | 4/30/2011 2:16:39 PM |
| DasMula | $27.00 | 4/30/2011 7:34:22 PM |
| dudebrah | $25.00 | 5/1/2011 7:40:03 AM |
| Mikale360 | $25.00 | 5/1/2011 6:35:40 AM |
| atlas100 | $25.00 | 5/1/2011 9:29:13 AM |
| a-reasonable-return | $25.00 | 5/1/2011 2:32:35 PM |
| smilinsam | $50.00 | 5/1/2011 7:47:28 PM |
| NekHoldings | $25.00 | 5/2/2011 5:19:14 AM |
| Moe87 | $30.00 | 5/2/2011 8:36:42 AM |
| fairness-atmosphere | $25.00 | 5/2/2011 7:04:14 AM |
| gain-gourd | $100.00 | 5/2/2011 2:41:34 PM |
| fabulous-community4 | $25.00 | 5/3/2011 3:51:48 AM |
| chameleon125 | $75.00 | 5/3/2011 6:23:41 AM |
| DasMula | $27.00 | 5/3/2011 8:48:52 AM |
| american-investor | $50.00 | 5/3/2011 9:33:24 AM |
| bonus-demon | $50.00 | 5/3/2011 10:29:53 AM |
| janeybooboo | $49.00 | 5/3/2011 12:50:42 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:59 PM |
| economy-popcorn | $25.00 | 5/4/2011 6:16:42 AM |
| CoolPlexer | $25.00 | 5/4/2011 1:40:34 AM |
| loanman2007 | $150.00 | 5/4/2011 4:44:37 AM |
| marwadi-62 | $100.00 | 5/4/2011 4:45:37 AM |
| greencat | $50.00 | 5/4/2011 7:59:18 AM |
| Bob450 | $25.00 | 5/4/2011 12:13:52 PM |
| payment-halo | $25.00 | 5/4/2011 1:32:09 PM |
| FinanceEngine | $40.00 | 5/4/2011 4:25:39 PM |
| loan-master1 | $25.00 | 5/4/2011 6:10:55 PM |
| credit-missile | $100.00 | 5/4/2011 7:57:09 PM |
| bonus-quark4 | $25.00 | 5/5/2011 6:47:28 AM |
| I_want_to_help_you | $25.00 | 5/5/2011 8:28:43 AM |
| LittleMingo | $30.00 | 5/5/2011 9:45:10 AM |
| Weaverville | $25.00 | 5/5/2011 3:01:36 PM |
| EL_Papin | $25.00 | 5/5/2011 4:09:15 PM |
| Melander | $50.00 | 5/5/2011 5:18:36 PM |
| upbeat-finance8 | $25.00 | 5/5/2011 7:43:59 PM |
| LittleMingo | $30.00 | 5/6/2011 5:37:53 AM |
| ronin4sale | $25.00 | 5/6/2011 5:54:10 AM |
| Bill88 | $25.00 | 5/6/2011 8:04:41 AM |
| justsk8tingby | $30.84 | 5/6/2011 5:20:53 AM |
| p43600jw | $25.00 | 5/6/2011 10:05:17 AM |
| Rulea72 | $35.00 | 5/6/2011 9:36:56 AM |
| platinum-boss2 | $25.00 | 5/6/2011 9:38:41 AM |
| palace2 | $197.92 | 5/6/2011 1:21:39 PM |
| cbivitz | $200.00 | 5/6/2011 11:58:03 AM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
504586
This series of Notes was issued and sold upon the funding of the borrower loan #49356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Apr-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 53% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,533 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wise-inventive-commerce |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Custom Fitted Bras
This loan will be used fo start-up inventory for my Bra Store. I will serve "hard to fit" ladies with band sizes from 28" to 52" and up to "N" cup. In my city and county there are NO stores like mine.
I am a good candidate for this loan because I have a full time job, which I will keep while in the start-up phase of this business. I will start small and grow steady by sharing a space and working by appointment only. This will reduce my overhead costs. I have the means to pay the loan payment even if my business cannot support it immediately.
85% of women are wearing the wrong bra. The moment she is fitted with the correct bra, she feels immediate relief. She stands taller and feels thinner. The moment is empowering and inspiring. I remember my moment. I want to help other women feel that same way.
My credit has suffered as a result of my years-ago divorce. I am proud to say that all my payments are current, and I didn?t walk away from any of my financial responsibilities.
Information in the Description is not verified.
Friends And Family Investments
El_Maestro has invested a total of
$400.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/30/2011 12:07:27 PM |
| scrappy-diversification7 | $821.90 | 4/30/2011 12:03:25 PM |
| ultimate-peace | $25.00 | 4/30/2011 12:09:06 PM |
| El_Maestro | $400.00 | 5/1/2011 6:30:42 AM |
| Bomber | $32.45 | 5/2/2011 4:40:43 AM |
| greencat | $50.00 | 5/2/2011 7:16:34 AM |
| reflective-rupee | $25.00 | 5/2/2011 4:28:57 PM |
| Alittleluck | $25.00 | 5/2/2011 6:50:03 PM |
| creative-revenue0 | $50.00 | 5/3/2011 9:51:57 AM |
| bonus-demon | $50.00 | 5/3/2011 10:29:54 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:00 PM |
| liberty-point | $25.00 | 5/4/2011 6:14:02 PM |
| jezibelle74 | $50.00 | 5/6/2011 8:22:33 AM |
| janeybooboo | $100.00 | 5/6/2011 3:46:54 PM |
| CAGE-Investments | $25.00 | 5/8/2011 12:19:41 PM |
| TempHelp | $40.00 | 5/9/2011 8:13:51 AM |
| qsolo | $200.00 | 5/9/2011 9:42:52 AM |
| invincible-peso | $50.00 | 5/9/2011 2:10:04 PM |
| five-star-note | $100.00 | 5/10/2011 8:55:46 AM |
| hitsman | $50.00 | 5/10/2011 9:29:49 AM |
| careful-note | $50.00 | 5/10/2011 9:29:24 AM |
| mlj0671 | $25.00 | 5/10/2011 10:51:39 AM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:50:24 PM |
| durable-investment8 | $41.03 | 5/10/2011 5:40:12 PM |
| patriot897 | $25.00 | 5/10/2011 5:54:33 PM |
| youngster50 | $100.00 | 5/11/2011 8:03:52 PM |
| payout-banker4 | $25.00 | 5/12/2011 1:59:44 AM |
| stanfordgrad05 | $50.00 | 5/12/2011 9:38:27 AM |
| Investor509 | $25.00 | 5/12/2011 11:57:22 AM |
| economy-producer | $25.00 | 5/12/2011 12:26:04 PM |
| zone8 | $100.00 | 5/12/2011 12:37:16 PM |
| kidsskipp | $50.00 | 5/12/2011 12:51:24 PM |
| wise-benjamins-fortress | $25.00 | 5/12/2011 2:25:57 PM |
| worthy-bid8 | $25.00 | 5/12/2011 3:23:35 PM |
| moola-wildebeest3 | $50.00 | 5/12/2011 4:55:17 PM |
| point-compadre | $50.00 | 5/12/2011 5:37:28 PM |
| handy-justice | $100.00 | 5/12/2011 5:29:30 PM |
| Redmond | $25.00 | 5/12/2011 6:19:00 PM |
| interest-griffin | $50.00 | 5/12/2011 5:39:12 PM |
| fillholdingsllc | $25.00 | 5/12/2011 8:54:30 PM |
| SB94114 | $25.00 | 5/13/2011 8:52:42 AM |
| tomjeff | $50.00 | 5/13/2011 9:33:30 AM |
| orange-preeminant-bill | $50.00 | 5/13/2011 9:40:31 AM |
| SDKiwi | $25.00 | 5/13/2011 9:38:57 AM |
| Mariner3605 | $25.00 | 5/13/2011 9:39:30 AM |
| top-historic-peso | $25.00 | 5/13/2011 9:33:12 AM |
| the-enthralling-coin | $25.00 | 4/30/2011 12:06:17 PM |
| ingenious-deal6 | $25.00 | 4/30/2011 12:07:16 PM |
| SecondChanceLendingSERV | $25.00 | 4/30/2011 12:10:13 PM |
| KarlMarx | $25.00 | 5/1/2011 12:21:32 PM |
| asset-equilibrium0 | $25.00 | 5/2/2011 8:06:32 AM |
| Gregger | $25.00 | 5/2/2011 9:19:50 AM |
| generous-peace4 | $25.00 | 5/4/2011 12:32:53 PM |
| the-reliable-trade | $100.00 | 5/5/2011 9:39:19 AM |
| numero-uno4 | $100.00 | 5/5/2011 10:46:26 AM |
| Weaverville | $25.00 | 5/5/2011 5:36:53 PM |
| jjswanso | $40.00 | 5/6/2011 11:25:09 AM |
| chungfang | $25.00 | 5/6/2011 4:20:54 PM |
| genius520 | $50.00 | 5/7/2011 2:00:45 PM |
| amlu1988 | $25.00 | 5/7/2011 9:10:41 PM |
| genuine-money | $50.00 | 5/9/2011 6:39:47 AM |
| bid-czar8 | $50.00 | 5/9/2011 5:19:05 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:34 PM |
| traice | $25.00 | 5/10/2011 5:00:23 AM |
| Bob450 | $25.00 | 5/11/2011 11:45:15 AM |
| tidy-finance2 | $50.00 | 5/11/2011 12:50:45 PM |
| Bill88 | $25.00 | 5/11/2011 1:28:34 PM |
| loyalist1 | $100.00 | 5/12/2011 6:39:04 AM |
| market-inspector | $25.00 | 5/12/2011 3:29:18 AM |
| secretgeneral | $50.00 | 5/12/2011 12:48:48 PM |
| JGuide | $25.00 | 5/12/2011 1:25:07 PM |
| money-bauble | $100.00 | 5/12/2011 2:08:55 PM |
| Miklot | $75.00 | 5/12/2011 5:29:19 PM |
| fmanjoo | $25.00 | 5/12/2011 5:37:25 PM |
| rlrcstr | $25.00 | 5/12/2011 5:32:20 PM |
| uprising35 | $25.00 | 5/12/2011 6:55:53 PM |
| successful-wealth7 | $25.00 | 5/12/2011 6:09:12 PM |
| fighter122 | $35.00 | 5/12/2011 6:24:50 PM |
| papaloha | $25.00 | 5/13/2011 1:34:32 AM |
| treasure-bliss | $50.00 | 5/13/2011 1:53:01 AM |
| engrossing-benefit0 | $50.53 | 5/13/2011 5:59:23 AM |
| Artist_Blue | $25.00 | 5/13/2011 6:06:10 AM |
| branaa99 | $25.00 | 5/13/2011 9:10:35 AM |
| graceful-investment | $65.72 | 5/13/2011 9:25:46 AM |
| leverage-monger | $25.00 | 5/13/2011 9:01:30 AM |
| sf-funder | $25.00 | 5/13/2011 9:38:28 AM |
| smilinsam | $35.70 | 5/13/2011 9:39:44 AM |
| kind-adventurous-finance | $50.00 | 5/13/2011 9:30:22 AM |
| 88 Investments
|
Borrower Payment Dependent Notes Series
504606
This series of Notes was issued and sold upon the funding of the borrower loan #49301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 96% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 0y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,437 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| justice-celebration1 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Concolidating Debt to one payment
Purpose of loan:
This loan will be used to pay off debt and instead of multiple payments only have one payment
My financial situation:
I am a good candidate for this loan because I am current on all my bills, I am married and we are looking to increase our family to 3 and we are wanting to make it better financial situation by having one payment instead of multiple. this listing only will have my income but again i do have my spouses income that will help pay the loan
Monthly net income: $2000.00 (only one income)
Monthly expenses: $1200.
Housing: $600.00
Insurance: $100
Car expenses: $250
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 5/2/2011 9:02:40 AM |
| economy-coup | $30.00 | 5/2/2011 9:08:23 AM |
| favorite-commerce | $50.00 | 5/2/2011 9:21:55 AM |
| DasMula | $27.00 | 5/2/2011 9:36:00 AM |
| 2grindstones | $25.00 | 5/3/2011 7:40:11 PM |
| SecondChanceLendingSERV | $25.00 | 5/4/2011 9:07:13 AM |
| FutureLenderEC | $25.00 | 5/4/2011 8:56:52 AM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:58:05 PM |
| chungfang | $25.00 | 5/6/2011 4:21:12 PM |
| Weaverville | $25.00 | 5/6/2011 5:34:42 PM |
| the-reliable-trade | $100.00 | 5/6/2011 5:37:34 PM |
| trade-vista | $25.00 | 5/9/2011 6:48:05 AM |
| EJF | $50.00 | 5/9/2011 7:26:59 AM |
| qsolo | $200.00 | 5/9/2011 9:42:58 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:26 AM |
| accelerator96 | $25.00 | 5/9/2011 7:59:17 PM |
| sincerlyyours | $100.00 | 5/9/2011 7:51:38 PM |
| CAGE-Investments | $25.00 | 5/10/2011 9:31:35 AM |
| FinanceEngine | $25.00 | 5/10/2011 9:47:42 AM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:50:53 PM |
| competent-p2p | $35.00 | 5/10/2011 7:36:35 PM |
| the-enthralling-coin | $25.00 | 5/2/2011 9:08:56 AM |
| tech310 | $50.00 | 5/2/2011 9:09:13 AM |
| reflective-rupee | $25.00 | 5/2/2011 10:18:13 AM |
| auction-seeker | $25.00 | 5/2/2011 6:10:45 PM |
| bonus-demon | $50.00 | 5/3/2011 10:30:27 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:22 PM |
| jjswanso | $40.00 | 5/6/2011 11:25:16 AM |
| genius520 | $50.00 | 5/7/2011 2:00:57 PM |
| amlu1988 | $25.00 | 5/7/2011 9:13:25 PM |
| lightninghcky7 | $25.00 | 5/8/2011 8:16:19 AM |
| worth-blanket2 | $4,200.00 | 5/9/2011 11:12:35 AM |
| platinum-admiral8 | $25.00 | 5/9/2011 2:45:19 PM |
| piraqadam | $25.00 | 5/9/2011 6:49:26 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:51 PM |
| dough-hammock | $25.00 | 5/10/2011 8:55:32 AM |
| valiant-money | $25.00 | 5/10/2011 2:53:48 PM |
| happy-return1 | $25.00 | 5/10/2011 5:20:40 PM |
| thankful-nickel2 | $25.00 | 5/10/2011 5:38:16 PM |
| genome865 | $100.00 | 5/10/2011 7:33:54 PM |
| AaronB2S | $178.01 | 5/10/2011 8:30:50 PM |
| handy-point5 | $25.00 | 5/10/2011 7:56:59 PM |
| profitable-money | $25.00 | 5/10/2011 8:28:50 PM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
504642
This series of Notes was issued and sold upon the funding of the borrower loan #49298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,733 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cash-arboretum |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2011)
700-719
(May-2010)
700-719
(Apr-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Consolidate payments
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$103.98.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/1/2011 12:02:29 PM |
| smilinsam | $50.00 | 5/1/2011 7:47:12 PM |
| asset-equilibrium0 | $50.00 | 5/2/2011 8:06:28 AM |
| reflective-rupee | $25.00 | 5/2/2011 10:10:03 AM |
| houli123 | $25.00 | 5/3/2011 8:36:46 AM |
| reflective-rupee | $175.00 | 5/3/2011 9:46:47 AM |
| bonus-demon | $50.00 | 5/3/2011 10:30:04 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:06 PM |
| CA-Lender | $25.05 | 5/4/2011 10:09:09 AM |
| matthewa | $25.00 | 5/4/2011 10:24:00 AM |
| responsible-worth113 | $35.00 | 5/4/2011 10:09:27 AM |
| svandgts | $94.70 | 5/4/2011 11:11:31 AM |
| fxlivin | $50.00 | 5/4/2011 10:15:30 AM |
| courteous-bazaar | $250.00 | 5/4/2011 10:40:38 AM |
| Madmigel | $39.16 | 5/4/2011 12:34:31 PM |
| rubylender | $25.00 | 5/4/2011 11:47:30 AM |
| lenderrn | $33.00 | 5/4/2011 12:16:42 PM |
| SV-AZ | $38.09 | 5/4/2011 3:24:06 PM |
| Mikale360 | $25.00 | 5/4/2011 12:02:19 PM |
| Octamer | $51.00 | 5/4/2011 12:21:04 PM |
| upbeat-investment9 | $33.22 | 5/4/2011 2:09:52 PM |
| lotuss4 | $27.13 | 5/4/2011 7:57:05 PM |
| lendstats_com | $1,000.00 | 5/4/2011 6:15:47 PM |
| drcoop | $25.00 | 5/5/2011 1:41:47 AM |
| the-reliable-trade | $100.00 | 5/5/2011 9:39:28 AM |
| Nerdster1 | $25.09 | 5/5/2011 11:33:35 AM |
| dmb8183 | $50.00 | 5/5/2011 11:29:18 AM |
| thankful-nickel2 | $25.00 | 5/5/2011 5:30:52 PM |
| FinanceEngine | $30.00 | 5/5/2011 5:55:27 PM |
| loss-of-control | $50.00 | 5/5/2011 6:44:56 PM |
| beest | $50.60 | 5/6/2011 4:21:40 AM |
| jaesposito | $25.00 | 5/6/2011 5:24:15 AM |
| palace2 | $350.00 | 5/6/2011 5:36:45 AM |
| Fachim | $96.91 | 5/6/2011 9:38:18 AM |
| p43600jw | $25.00 | 5/6/2011 10:05:20 AM |
| Finchy78 | $36.48 | 5/6/2011 2:10:53 PM |
| reflective-rupee | $300.00 | 5/6/2011 2:22:24 PM |
| chungfang | $25.00 | 5/6/2011 4:20:59 PM |
| hidavehi | $28.00 | 5/6/2011 5:16:28 PM |
| Calif-smo | $32.03 | 5/6/2011 9:33:38 PM |
| InChicago | $150.00 | 5/6/2011 8:09:26 PM |
| platinum-admiral8 | $25.00 | 5/7/2011 6:59:37 AM |
| 168RichCapital | $25.50 | 5/7/2011 9:13:13 AM |
| shrewd-income | $183.89 | 5/7/2011 8:28:33 AM |
| oxnard | $50.00 | 5/7/2011 12:29:09 PM |
| genius520 | $50.00 | 5/7/2011 2:00:48 PM |
| kwan | $25.00 | 5/8/2011 9:58:35 AM |
| HomerdohNY | $25.00 | 5/8/2011 11:35:38 AM |
| ethicalhumanist | $25.00 | 5/8/2011 3:27:24 PM |
| bsh297 | $25.00 | 5/9/2011 9:59:20 AM |
| Rogesparkguy | $25.00 | 5/9/2011 11:02:28 AM |
| worth-blanket2 | $525.85 | 5/9/2011 11:13:19 AM |
| the-enthralling-coin | $25.00 | 5/1/2011 12:02:38 PM |
| diplomatic-wealth7 | $25.00 | 5/1/2011 12:03:03 PM |
| SolarMoonshine | $25.00 | 5/1/2011 2:05:01 PM |
| fairness-atmosphere | $25.00 | 5/2/2011 7:03:04 AM |
| Artist_Blue | $25.00 | 5/2/2011 6:12:44 AM |
| hookUup | $26.71 | 5/2/2011 6:59:15 AM |
| mrxtravis | $25.00 | 5/2/2011 2:15:01 PM |
| JGuide | $26.99 | 5/2/2011 1:18:10 PM |
| money-baron-roth-IRA | $100.00 | 5/2/2011 2:29:26 PM |
| gain-gourd | $100.00 | 5/2/2011 2:41:14 PM |
| 2grindstones | $25.00 | 5/3/2011 9:58:59 AM |
| JGuide | $76.99 | 5/3/2011 9:40:27 PM |
| Huck007 | $150.00 | 5/4/2011 10:05:27 AM |
| tacologic | $25.00 | 5/4/2011 11:14:04 AM |
| otto1939 | $51.00 | 5/4/2011 1:38:17 PM |
| well-mannered-income3 | $25.00 | 5/4/2011 4:58:44 PM |
| gpuck | $50.00 | 5/4/2011 3:19:44 PM |
| skubwa | $25.00 | 5/4/2011 5:49:23 PM |
| catamaran2024 | $50.00 | 5/4/2011 6:14:04 PM |
| loan-master1 | $25.00 | 5/4/2011 6:22:35 PM |
| wise-intelligent-duty | $26.00 | 5/4/2011 6:51:10 PM |
| JustMee | $25.00 | 5/4/2011 8:45:00 PM |
| WZ3190 | $25.00 | 5/5/2011 6:40:41 AM |
| q4golf | $27.92 | 5/5/2011 4:01:53 AM |
| loanman2007 | $225.00 | 5/5/2011 7:32:27 AM |
| goffmt | $25.00 | 5/5/2011 7:34:56 AM |
| credit-missile | $100.00 | 5/5/2011 2:52:41 PM |
| Weaverville | $25.00 | 5/5/2011 5:38:14 PM |
| open-minded-fund9 | $50.00 | 5/5/2011 6:39:33 PM |
| upbeat-finance8 | $25.00 | 5/5/2011 7:45:48 PM |
| palace2 | $100.00 | 5/6/2011 5:38:30 AM |
| a-reasonable-return | $25.00 | 5/6/2011 7:08:46 AM |
| 1stBankAndHal | $25.01 | 5/6/2011 7:00:34 AM |
| SouthernRemarketing | $42.64 | 5/6/2011 9:43:19 AM |
| open-minded-fund9 | $208.47 | 5/6/2011 4:14:09 PM |
| janeybooboo | $100.00 | 5/6/2011 3:35:48 PM |
| Jinja | $100.19 | 5/7/2011 5:23:04 AM |
| penny-sergeant | $25.00 | 5/7/2011 7:41:44 AM |
| jpaulnyc | $47.38 | 5/7/2011 2:26:33 PM |
| one-midas | $25.00 | 5/7/2011 3:28:07 PM |
| cbivitz | $100.00 | 5/8/2011 2:37:08 AM |
| riveting-credit5 | $200.00 | 5/7/2011 8:41:49 PM |
| houli123 | $225.00 | 5/8/2011 12:21:57 PM |
| randsenterprise | $25.00 | 5/8/2011 7:58:52 PM |
| organic-treasure | $25.00 | 5/9/2011 6:00:39 AM |
| riveting-credit5 | $100.00 | 5/9/2011 6:24:52 AM |
| Champion_Lending | $25.00 | 5/8/2011 7:24:52 PM |
| revenue-appraiser | $25.00 | 5/9/2011 8:49:31 AM |
| dough-hammock | $25.00 | 5/9/2011 9:15:37 AM |
| 101 Investments
|
Borrower Payment Dependent Notes Series
504694
This series of Notes was issued and sold upon the funding of the borrower loan #49335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $138.64 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| courageous-coin7 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
courageous-coin7
Purpose of loan:
This loan will be used to... To buy a used late model Susuki Burgman motorcycle
My financial situation:
I am a good candidate for this loan because...
I now have a good solid job with a good future outlook. If you look at my more recent credit record you will see that I pay all my bills on time!
Monthly net income: $4400.00
Monthly expenses: $ 2497.00 This is the total of all items listed below.
Housing: $ 855.00
Insurance: $170.00
Car expenses: $358.00
Utilities: $176.00
Phone, cable, internet: $139.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00 occasionally{ not every month}
Credit cards and other loans: $20.00 month
Other expenses: $ 179.00 - Home energy loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| EngineersAlliance | $100.00 | 5/1/2011 12:01:36 PM |
| Gibbyland | $100.00 | 5/1/2011 12:02:26 PM |
| the-enthralling-coin | $50.00 | 5/1/2011 12:02:33 PM |
| Zolton | $100.00 | 5/1/2011 12:02:55 PM |
| organized-payment6 | $50.00 | 5/1/2011 12:02:23 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:56 PM |
| thorough-payout8 | $25.00 | 5/1/2011 4:36:42 PM |
| euro-deployment | $25.00 | 5/2/2011 10:42:16 PM |
| CPA-Banker | $25.00 | 5/3/2011 6:41:03 AM |
| Brainworm | $25.00 | 5/4/2011 1:59:44 AM |
| Leopoldine | $25.00 | 5/4/2011 5:25:27 PM |
| a-finance-nirvana | $25.00 | 5/5/2011 4:06:34 AM |
| BankOfShaun | $25.00 | 5/5/2011 5:19:59 PM |
| heavy_ax | $25.00 | 5/5/2011 5:20:36 PM |
| enterprising-cash0 | $25.00 | 5/5/2011 5:20:41 PM |
| boater01 | $50.00 | 5/6/2011 12:21:27 PM |
| friendinmoney | $25.00 | 5/9/2011 3:19:32 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:20:29 AM |
| DrewBDoo | $50.00 | 5/11/2011 5:30:59 PM |
| worldly-community3 | $50.00 | 5/11/2011 5:45:54 PM |
| superb-funds335 | $25.00 | 5/11/2011 9:54:29 PM |
| loyalist1 | $300.00 | 5/12/2011 6:45:58 AM |
| deal-guardian1 | $50.00 | 5/12/2011 9:15:54 AM |
| toblerone | $50.00 | 5/12/2011 9:16:03 AM |
| chicco | $100.00 | 5/12/2011 12:53:45 PM |
| leodragon | $25.00 | 5/12/2011 1:00:37 PM |
| american6 | $100.00 | 5/12/2011 1:36:52 PM |
| theboygenius | $50.00 | 5/12/2011 2:06:45 PM |
| camaraderi-atmosphere | $50.00 | 5/12/2011 2:39:28 PM |
| kristl | $25.00 | 5/12/2011 3:53:08 PM |
| lawyervon | $25.00 | 5/12/2011 3:21:05 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:55:27 PM |
| ethicalhumanist | $50.00 | 5/12/2011 4:00:03 PM |
| thankful-nickel2 | $25.00 | 5/12/2011 4:39:40 PM |
| efficient-treasure0 | $25.00 | 5/12/2011 5:21:30 PM |
| captainzero | $16.30 | 5/12/2011 5:23:25 PM |
| intelligent-yield | $25.00 | 5/1/2011 12:01:56 PM |
| vutah | $30.00 | 5/1/2011 1:33:43 PM |
| SolarMoonshine | $25.00 | 5/1/2011 2:03:17 PM |
| wealth-renaissance5 | $25.00 | 5/2/2011 12:48:55 AM |
| bonus-demon | $25.00 | 5/3/2011 10:24:04 AM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:34:17 AM |
| first-upright-payout | $25.00 | 5/4/2011 9:26:03 AM |
| BxRealtor | $25.00 | 5/5/2011 10:08:03 AM |
| upbeat-finance8 | $25.00 | 5/5/2011 4:33:05 PM |
| Wholely | $50.00 | 5/5/2011 5:20:34 PM |
| NiceNate | $100.00 | 5/8/2011 10:06:53 AM |
| Interloper | $27.00 | 5/8/2011 1:30:55 PM |
| alben2009 | $25.00 | 5/8/2011 11:53:29 PM |
| qsolo | $200.00 | 5/9/2011 9:40:47 AM |
| freetolive | $25.00 | 5/9/2011 12:39:46 PM |
| BuffetRocks | $100.00 | 5/9/2011 1:22:51 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:05:25 PM |
| payout-motivator0 | $75.00 | 5/10/2011 1:35:10 PM |
| ProjectVenture | $25.00 | 5/10/2011 6:34:47 PM |
| rescue | $100.00 | 5/10/2011 6:54:48 PM |
| lildones | $43.57 | 5/10/2011 8:24:53 PM |
| radforj22 | $25.00 | 5/11/2011 1:45:09 AM |
| systemlender | $50.00 | 5/11/2011 8:39:28 AM |
| heerzaquestion | $25.00 | 5/11/2011 9:10:49 AM |
| benjo | $50.00 | 5/11/2011 9:25:50 AM |
| Mariner3605 | $25.00 | 5/11/2011 9:31:48 AM |
| math1973 | $50.00 | 5/11/2011 9:35:36 AM |
| careful-note | $50.00 | 5/11/2011 3:54:00 PM |
| msw_engr | $50.00 | 5/11/2011 5:45:16 PM |
| credit-investor5 | $50.00 | 5/12/2011 12:40:24 AM |
| smurf163 | $25.00 | 5/11/2011 10:36:31 PM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:41:06 AM |
| vigilance-revolutionary | $50.00 | 5/12/2011 9:58:46 AM |
| cosmof16 | $50.00 | 5/12/2011 11:21:52 AM |
| orange-courageous-dedication | $50.00 | 5/12/2011 12:14:53 PM |
| scratch4you | $50.13 | 5/12/2011 1:09:27 PM |
| Ripsaw4U | $50.00 | 5/12/2011 1:35:27 PM |
| FigTree | $50.00 | 5/12/2011 2:19:43 PM |
| DFGrego | $100.00 | 5/12/2011 3:02:34 PM |
| bikepedal | $83.00 | 5/12/2011 3:52:41 PM |
| ahansen | $25.00 | 5/12/2011 4:04:17 PM |
| powerful-finance7 | $25.00 | 5/12/2011 4:40:24 PM |
| baker31 | $50.00 | 5/12/2011 5:04:20 PM |
| 79 Investments
|
Borrower Payment Dependent Notes Series
504704
This series of Notes was issued and sold upon the funding of the borrower loan #49341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-01-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $178.24 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1975 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
11 | Length of status: | 27y 3m |
|
Amount delinquent:
| $182 |
Total credit lines:
| 29 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,205 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 73% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| PLANEMAN |
Borrower's state:
| Georgia |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 86% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 5
( 14% )
| 660-679
(Sep-2009)
640-659
(Jul-2009)
640-659
(Sep-2008)
640-659
(Jun-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
PLANE MAN
Purpose of loan:
This loan will be used to SOME UP-GRADES ON OUR HOME
My financial situation:
I am a good candidate for this loan because OF MY STEADY JOB HISTORY. I HAVE MADE EVERY EFFORT TO PAY MY PAYMENTS ON TIME. I HAVE SEVERAL BILLS THAT WILL BE PAID OFF SHORTLY THAT WILL FREE PAYMENT OPTIONS.
Monthly net income: $ 3200.00
Monthly expenses: $ 2100.00
Housing: $ 702.00
Insurance: $ 100.00
Car expenses: $ 820.00 (2 CARS)
Utilities: $ 150.00
Phone, cable, internet: $ 75.00
Food, entertainment: $ 325.00
Clothing, household expenses: $ 250.00
Credit cards and other loans: $ 450.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-leverage-phoenix | $50.00 | 5/1/2011 12:01:45 PM |
| Zolton | $100.00 | 5/1/2011 12:02:57 PM |
| the-reliable-trade | $100.00 | 5/1/2011 12:03:09 PM |
| DasMula | $214.00 | 5/1/2011 12:42:42 PM |
| vutah | $35.00 | 5/1/2011 1:32:56 PM |
| reflective-rupee | $25.00 | 5/1/2011 2:52:30 PM |
| SolarMoonshine | $25.00 | 5/1/2011 2:02:44 PM |
| hookUup | $25.77 | 5/2/2011 7:00:38 AM |
| ingenious-deal6 | $25.00 | 5/2/2011 7:36:22 AM |
| Chesterite | $50.00 | 5/2/2011 10:08:41 AM |
| atlas100 | $25.00 | 5/2/2011 9:36:17 PM |
| bonus-demon | $25.00 | 5/3/2011 10:24:06 AM |
| reward-dynamo | $25.00 | 5/3/2011 12:22:48 PM |
| philantist | $25.00 | 5/5/2011 1:50:56 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:59 AM |
| boater01 | $50.00 | 5/6/2011 12:21:29 PM |
| goal-benefit2 | $25.00 | 5/6/2011 11:22:14 PM |
| BuffetRocks | $100.00 | 5/9/2011 1:22:53 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:05:26 PM |
| selector568 | $87.90 | 5/10/2011 9:21:34 AM |
| momentous-velocity5 | $50.00 | 5/10/2011 11:04:32 AM |
| systemlender | $50.00 | 5/11/2011 9:32:03 AM |
| math1973 | $50.00 | 5/11/2011 9:35:37 AM |
| refined-return922 | $50.00 | 5/11/2011 3:28:59 PM |
| blue-useful-auction | $25.00 | 5/11/2011 1:10:18 PM |
| theyfixedtheglitch | $50.00 | 5/11/2011 5:42:44 PM |
| careful-note | $100.00 | 5/11/2011 5:44:18 PM |
| superb-funds335 | $25.00 | 5/11/2011 9:54:30 PM |
| Milonguero | $100.00 | 5/12/2011 7:28:35 AM |
| worldly-community3 | $50.00 | 5/12/2011 9:05:30 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:41:08 AM |
| deal-guardian1 | $50.00 | 5/12/2011 10:00:18 AM |
| chicco | $100.00 | 5/12/2011 12:53:47 PM |
| camaraderi-atmosphere | $50.00 | 5/12/2011 2:39:29 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:55:28 PM |
| ahansen | $25.00 | 5/12/2011 4:04:18 PM |
| shellback13 | $45.33 | 5/12/2011 5:33:48 PM |
| skuba | $50.00 | 5/12/2011 5:28:17 PM |
| don8ter | $25.00 | 5/12/2011 5:28:46 PM |
| SteadyOne | $25.00 | 5/12/2011 8:21:06 PM |
| tlp43 | $50.00 | 5/12/2011 8:24:39 PM |
| marwadi-62 | $100.00 | 5/12/2011 7:27:12 PM |
| Gyroman | $50.00 | 5/12/2011 7:47:13 PM |
| MadHun | $100.00 | 5/12/2011 8:14:24 PM |
| Aaron_Oz | $25.00 | 5/13/2011 1:33:16 AM |
| bullwink27 | $25.00 | 5/13/2011 1:49:56 AM |
| grampy48 | $25.00 | 5/13/2011 3:57:23 AM |
| intrepid-loot | $25.00 | 5/13/2011 6:29:10 AM |
| andycheb | $25.48 | 5/13/2011 7:52:03 AM |
| wise-cash-keeper | $25.00 | 5/13/2011 9:08:33 AM |
| point-compadre | $50.00 | 5/13/2011 9:37:34 AM |
| bailey1223 | $25.00 | 5/13/2011 9:53:01 AM |
| niceville80 | $50.00 | 5/13/2011 10:07:41 AM |
| Ocean713 | $50.00 | 5/13/2011 11:08:44 AM |
| the-enthralling-coin | $50.00 | 5/1/2011 12:02:33 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:57 PM |
| irrelevant | $25.00 | 5/3/2011 6:51:10 PM |
| first-upright-payout | $25.00 | 5/4/2011 9:26:04 AM |
| Leopoldine | $25.00 | 5/4/2011 5:33:58 PM |
| BxRealtor | $25.00 | 5/5/2011 10:08:05 AM |
| competent-p2p | $35.00 | 5/5/2011 7:50:00 PM |
| thankful-nickel2 | $25.00 | 5/5/2011 7:59:42 PM |
| resolute-basis9 | $50.00 | 5/7/2011 10:52:50 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:54 AM |
| Interloper | $27.00 | 5/8/2011 1:30:57 PM |
| qsolo | $200.00 | 5/9/2011 9:41:56 AM |
| lender12345 | $25.00 | 5/9/2011 2:26:24 PM |
| best-witty-bazaar | $25.00 | 5/10/2011 9:34:44 AM |
| payout-motivator0 | $75.00 | 5/10/2011 1:35:12 PM |
| durable-investment8 | $30.00 | 5/10/2011 5:53:54 PM |
| rescue | $100.00 | 5/10/2011 6:54:51 PM |
| CPDDDS | $50.00 | 5/10/2011 8:54:12 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:20:30 AM |
| radforj22 | $25.00 | 5/11/2011 8:38:05 AM |
| benjo | $50.00 | 5/11/2011 9:25:52 AM |
| basis-wizard8 | $50.00 | 5/11/2011 12:02:16 PM |
| msw_engr | $50.00 | 5/11/2011 5:45:17 PM |
| credit-investor5 | $50.00 | 5/12/2011 12:40:26 AM |
| toblerone | $50.00 | 5/12/2011 10:00:25 AM |
| cosmof16 | $50.00 | 5/12/2011 11:21:53 AM |
| orange-courageous-dedication | $50.00 | 5/12/2011 12:14:55 PM |
| american6 | $100.00 | 5/12/2011 1:36:53 PM |
| FigTree | $50.00 | 5/12/2011 2:19:45 PM |
| scoobiedoo | $50.00 | 5/12/2011 3:26:13 PM |
| the-money-gargantuan | $25.00 | 5/12/2011 5:28:51 PM |
| Ripsaw4U | $50.00 | 5/12/2011 5:32:39 PM |
| new-truth-chuckler | $30.00 | 5/12/2011 5:35:32 PM |
| successful-wealth7 | $50.00 | 5/12/2011 6:04:01 PM |
| upbeat-finance8 | $25.00 | 5/13/2011 3:27:03 AM |
| gilbrear | $25.00 | 5/13/2011 3:38:11 AM |
| kulender | $50.00 | 5/13/2011 7:00:14 AM |
| dollardave | $100.00 | 5/13/2011 8:18:59 AM |
| treasure-bliss | $50.00 | 5/13/2011 9:40:04 AM |
| bigphish | $50.00 | 5/13/2011 10:06:57 AM |
| mrbanker | $50.00 | 5/13/2011 9:58:33 AM |
| MoneyForNothing | $19.52 | 5/13/2011 11:14:25 AM |
| LendingHelper | $150.00 | 5/13/2011 11:13:35 AM |
| 97 Investments
|
Borrower Payment Dependent Notes Series
504708
This series of Notes was issued and sold upon the funding of the borrower loan #49300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $241.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
13 | Length of status: | 15y 8m |
|
Amount delinquent:
| $110 |
Total credit lines:
| 30 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,530 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| agile-hope282 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...pay ALL my bills off to have one payment instead of six
My financial situation: is good. I have had the same employer for 15 years&6 months.
I am a good candidate for this loan because...I pay my bills on time monthly.
Monthly net income: $2200
Monthly expenses: $100.00
Housing: $400.00
Insurance: $90.00
Car expenses: $gas-100.00 month
Utilities: $140.00
Phone, cable, internet: $160.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-enthralling-coin | $25.00 | 5/2/2011 9:08:58 AM |
| tech310 | $50.00 | 5/2/2011 9:09:16 AM |
| competent-p2p | $40.00 | 5/2/2011 8:37:37 PM |
| bonus-demon | $50.00 | 5/3/2011 10:30:32 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:25 PM |
| jjswanso | $40.00 | 5/6/2011 11:25:17 AM |
| chungfang | $25.00 | 5/6/2011 4:21:14 PM |
| penny-candy | $25.00 | 5/7/2011 1:25:45 PM |
| EJF | $50.00 | 5/9/2011 7:27:27 AM |
| qsolo | $200.00 | 5/9/2011 9:43:03 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:07:20 AM |
| Bill88 | $25.00 | 5/9/2011 1:24:24 PM |
| itskarma | $25.00 | 5/9/2011 5:48:41 PM |
| CA-Lender | $25.05 | 5/9/2011 10:03:38 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:11:54 PM |
| loss-of-control | $75.00 | 5/9/2011 7:33:36 PM |
| felicity-daydream | $50.00 | 5/10/2011 6:14:27 AM |
| mpatrick | $25.00 | 5/10/2011 9:03:53 AM |
| otto1939 | $51.00 | 5/10/2011 10:33:18 AM |
| ColoradoLender82 | $25.00 | 5/10/2011 11:02:51 AM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 10:55:21 AM |
| revenue-appraiser | $25.00 | 5/10/2011 11:39:41 AM |
| reflective-rupee | $200.00 | 5/2/2011 10:19:53 AM |
| SolarMoonshine | $25.00 | 5/2/2011 4:56:31 PM |
| 2grindstones | $25.00 | 5/3/2011 7:37:27 PM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:58:07 PM |
| Weaverville | $25.00 | 5/6/2011 5:34:47 PM |
| genius520 | $50.00 | 5/7/2011 2:01:00 PM |
| the-reliable-trade | $100.00 | 5/8/2011 12:33:29 PM |
| worth-blanket2 | $4,200.00 | 5/9/2011 10:50:15 AM |
| shrewd-income | $49.00 | 5/9/2011 2:39:28 PM |
| yf99yz | $25.00 | 5/9/2011 10:00:37 PM |
| grampy48 | $50.00 | 5/10/2011 8:12:41 AM |
| dough-hammock | $25.00 | 5/10/2011 8:54:56 AM |
| EretzCapital | $50.00 | 5/10/2011 8:56:06 AM |
| leverage-monger | $66.66 | 5/10/2011 9:08:37 AM |
| chungfang | $46.97 | 5/10/2011 12:05:40 PM |
| DasMula | $19.26 | 5/10/2011 12:38:36 PM |
| CAGE-Investments | $25.00 | 5/10/2011 11:36:28 AM |
| benefit-position | $37.06 | 5/10/2011 12:26:42 PM |
| best-suave-market | $25.00 | 5/10/2011 12:33:36 PM |
| 41 Investments
|
Borrower Payment Dependent Notes Series
504736
This series of Notes was issued and sold upon the funding of the borrower loan #49324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 23.29% |
Borrower rate/APR:
| 24.29% / 27.77% |
Monthly payment:
| $196.93 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.01% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,068 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| elegant-note |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 82% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 2
( 18% )
| 740-759
(Apr-2010)
|
|
Principal balance:
| $1,930.80 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 11 | | |
Description
business opportunity
Purpose of loan:
This loan will be used to...purchase eqiupment
My financial situation:
I am a good candidate for this loan because...i want to expand my knowledge and skills to help homeowners improve their current residency.
Monthly net income: $2500
Monthly expenses: $600
Housing: $n/a
Insurance: $200
Car expenses: $466
Utilities: $50
Phone, cable, internet: $n/a
Food, entertainment: $150
Clothing, household expenses: $n/a
Credit cards and other loans: $3200
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intelligent-yield | $25.00 | 5/2/2011 9:07:37 AM |
| economy-coup | $30.00 | 5/2/2011 9:08:33 AM |
| the-enthralling-coin | $25.00 | 5/2/2011 9:08:59 AM |
| SLN-10 | $25.00 | 5/2/2011 9:39:27 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:27 PM |
| jjswanso | $40.00 | 5/6/2011 11:25:18 AM |
| genius520 | $50.00 | 5/7/2011 2:01:04 PM |
| worth-blanket2 | $3,500.00 | 5/9/2011 10:52:21 AM |
| the-reliable-trade | $100.00 | 5/9/2011 1:29:07 PM |
| Leshan | $200.00 | 5/10/2011 8:34:32 AM |
| courteous-kindness1 | $25.00 | 5/10/2011 1:04:40 PM |
| exciting-loyalty3 | $100.00 | 5/10/2011 1:51:00 PM |
| umfan123 | $25.00 | 5/11/2011 6:05:02 AM |
| palace2 | $102.29 | 5/11/2011 8:58:44 AM |
| dpries123 | $25.00 | 5/11/2011 1:34:21 PM |
| baker31 | $50.00 | 5/11/2011 2:41:30 PM |
| greenback-guard | $25.00 | 5/12/2011 1:49:35 AM |
| MoneyForNothing | $0.07 | 5/12/2011 6:39:20 AM |
| bonus-demon | $50.00 | 5/3/2011 10:30:35 AM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:58:09 PM |
| chungfang | $25.00 | 5/6/2011 4:21:16 PM |
| Weaverville | $25.00 | 5/7/2011 2:08:01 AM |
| amlu1988 | $25.00 | 5/7/2011 8:58:15 PM |
| qsolo | $200.00 | 5/9/2011 9:43:06 AM |
| wealth-renaissance5 | $25.00 | 5/10/2011 1:31:05 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:12:04 PM |
| CAGE-Investments | $25.00 | 5/10/2011 4:10:57 PM |
| bold-direct-asset | $27.64 | 5/11/2011 1:44:24 AM |
| oxnard | $25.00 | 5/11/2011 4:08:44 PM |
| Eric_Gagne | $25.00 | 5/11/2011 1:46:45 PM |
| boomer5 | $25.00 | 5/12/2011 2:14:51 AM |
| loyalist1 | $100.00 | 5/12/2011 6:39:12 AM |
| 32 Investments
|
Borrower Payment Dependent Notes Series
504752
This series of Notes was issued and sold upon the funding of the borrower loan #49318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-01-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 12.63% |
Monthly payment:
| $170.72 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 9y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,479 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 70% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| high_yield |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 65 ( 98% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $11,089.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Jun-2008)
640-659
(May-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 66 | | |
Description
PROVEN PROSPER BORROWER: The 3-Peat
MY SUCCESS STORY: I am returning to Prosper with hopes of securing a THIRD successful loan. My first (2) Prosper Loans were used to consolidate the credit card debt that I incurred years ago while paying my way through college. Both loans have been repaid in full and ahead of schedule. Prosper Loans have helped me reduce my WACC (weighted average cost of capital) by more than 12% (from 25% to 12.5%).***PURPOSE OF LOAN: The new (third) Prosper Loan would be used to further reduce my WACC. Specifically, I would pay off ALL credit card debt that is above 15%. ***MY FINANCIAL SITUATION: I have been employed by the same Fortune 500 Company as a financial analyst for the past 9 years; I am very aware of the importance of reducing my WACC. My monthly net income less "fixed" and "variable" expenses gives me a positive cash flow of $1,017 per month. Further, I have a very good savings account (>$20,000), but I don't want to interrupt my savings goals as I hope to buy a house in 3 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $84.28 | 5/1/2011 12:03:30 PM |
| indomitable-coin | $25.00 | 5/1/2011 12:01:54 PM |
| Zolton | $100.00 | 5/1/2011 12:03:00 PM |
| helpinghand63 | $33.91 | 5/1/2011 12:15:13 PM |
| vutah | $25.00 | 5/1/2011 1:31:07 PM |
| sevenbridges | $123.17 | 5/1/2011 12:45:40 PM |
| liberty-bearer0 | $25.00 | 5/1/2011 12:53:23 PM |
| investment-artist | $25.00 | 5/1/2011 2:37:17 PM |
| thorough-payout8 | $25.00 | 5/1/2011 4:34:27 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:48:00 PM |
| reflective-rupee | $25.00 | 5/1/2011 7:45:22 PM |
| the-balance-trapper | $26.00 | 5/3/2011 6:58:03 AM |
| g314 | $30.00 | 5/3/2011 9:05:29 PM |
| economy-popcorn | $25.00 | 5/5/2011 6:59:47 AM |
| Sealion | $50.00 | 5/5/2011 7:14:28 AM |
| CPA-Banker | $50.00 | 5/5/2011 5:39:49 AM |
| BxRealtor | $25.00 | 5/5/2011 10:08:10 AM |
| ore-didgeridoo | $25.00 | 5/5/2011 3:49:58 PM |
| PThor | $25.00 | 5/5/2011 5:43:37 PM |
| merciful-listing1 | $50.00 | 5/5/2011 5:52:19 PM |
| competent-p2p | $40.00 | 5/5/2011 7:35:35 PM |
| twuck | $60.00 | 5/6/2011 7:16:24 AM |
| market-aficionado3 | $45.00 | 5/6/2011 9:48:18 AM |
| p43600jw | $25.00 | 5/6/2011 10:04:24 AM |
| BlackCat36 | $50.00 | 5/6/2011 5:32:28 PM |
| basis-wizard8 | $50.00 | 5/6/2011 5:39:58 PM |
| BAJMP | $25.00 | 5/7/2011 5:25:57 AM |
| C_Mark | $125.00 | 5/7/2011 6:55:03 AM |
| Scotcha | $50.00 | 5/7/2011 11:33:50 AM |
| auction-elvis | $25.00 | 5/8/2011 11:50:35 AM |
| brightest-affluence-powerplant | $100.00 | 5/8/2011 9:11:03 PM |
| thrilling-nickel5 | $25.00 | 5/9/2011 5:22:10 AM |
| listing-bada-bing | $50.00 | 5/9/2011 10:23:25 AM |
| jpblan11 | $25.00 | 5/9/2011 12:41:59 PM |
| lender12345 | $100.00 | 5/9/2011 2:20:57 PM |
| miamibeachloaner | $50.00 | 5/9/2011 7:05:28 PM |
| greenback-maniac | $25.00 | 5/10/2011 12:59:53 PM |
| currency-persimmon | $50.00 | 5/10/2011 4:41:58 PM |
| jojnax | $25.00 | 5/11/2011 12:34:02 AM |
| outofoffice | $75.00 | 5/11/2011 4:07:10 PM |
| superb-funds335 | $25.00 | 5/11/2011 9:54:35 PM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:41:16 AM |
| CPDDDS | $50.00 | 5/12/2011 9:58:33 AM |
| well-rounded-investment | $25.00 | 5/12/2011 11:29:59 AM |
| AlBRich | $25.00 | 5/12/2011 1:07:20 PM |
| camaraderi-atmosphere | $50.00 | 5/12/2011 2:39:32 PM |
| CE88 | $35.00 | 5/12/2011 2:33:05 PM |
| buukyak | $50.00 | 5/12/2011 3:16:24 PM |
| mcabery | $250.00 | 5/12/2011 3:38:39 PM |
| thesage | $50.00 | 5/12/2011 3:08:04 PM |
| ahansen | $25.00 | 5/12/2011 4:04:23 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:55:31 PM |
| benefit-banshee | $52.69 | 5/12/2011 5:56:30 PM |
| Susie-Q | $50.00 | 5/12/2011 6:19:07 PM |
| MadHun | $100.00 | 5/12/2011 8:14:27 PM |
| Gyroman | $100.00 | 5/12/2011 7:48:52 PM |
| tutnyce | $50.00 | 5/12/2011 8:43:06 PM |
| SteadyOne | $25.00 | 5/12/2011 8:25:40 PM |
| Spiv_51 | $40.00 | 5/13/2011 3:17:11 AM |
| grampy48 | $36.70 | 5/13/2011 4:00:02 AM |
| deal-paddle | $340.00 | 5/13/2011 6:30:45 AM |
| FoosMaster | $25.00 | 5/13/2011 8:10:55 AM |
| bigphish | $50.00 | 5/13/2011 10:07:04 AM |
| niceville80 | $50.00 | 5/13/2011 10:07:46 AM |
| CharliesHobbies | $25.00 | 5/13/2011 10:38:27 AM |
| T-Bone | $30.47 | 5/13/2011 11:02:53 AM |
| invincible-dough | $50.00 | 5/13/2011 11:33:57 AM |
| elasermd | $50.00 | 5/1/2011 12:02:50 PM |
| wanna-help | $50.00 | 5/1/2011 12:12:17 PM |
| the-enthralling-coin | $50.00 | 5/1/2011 12:02:37 PM |
| r48 | $38.00 | 5/1/2011 12:07:51 PM |
| lloyd_s | $48.86 | 5/1/2011 6:46:32 PM |
| credit-guard5 | $25.00 | 5/1/2011 8:28:46 PM |
| hookUup | $25.79 | 5/2/2011 7:01:38 AM |
| blissful-cash3 | $125.00 | 5/3/2011 2:18:59 AM |
| bonus-demon | $25.00 | 5/3/2011 10:24:15 AM |
| availableloan | $25.00 | 5/3/2011 6:15:40 PM |
| mobucks2 | $54.00 | 5/3/2011 8:15:55 PM |
| Onlyhappycustomers | $25.00 | 5/3/2011 7:18:30 PM |
| auction-seeker4 | $50.00 | 5/4/2011 6:10:14 AM |
| first-upright-payout | $25.00 | 5/4/2011 5:33:15 PM |
| Leopoldine | $25.00 | 5/5/2011 4:35:34 PM |
| boater01 | $50.00 | 5/6/2011 12:21:32 PM |
| balilanai | $25.00 | 5/6/2011 11:39:29 AM |
| newest-funds-powerplant | $50.00 | 5/8/2011 1:11:04 PM |
| Firescreek | $25.00 | 5/9/2011 6:08:17 AM |
| alben2009 | $25.00 | 5/8/2011 11:56:06 PM |
| BuffetRocks | $100.00 | 5/9/2011 1:22:56 PM |
| AFairDeal | $50.00 | 5/9/2011 3:17:12 PM |
| Eric_Gagne | $25.00 | 5/9/2011 3:37:33 PM |
| payout-motivator0 | $75.00 | 5/10/2011 1:35:17 PM |
| selector568 | $103.03 | 5/10/2011 5:50:18 PM |
| rescue | $100.00 | 5/10/2011 6:54:54 PM |
| enthralling-deal180 | $50.00 | 5/11/2011 4:20:35 AM |
| benjo | $50.00 | 5/11/2011 9:25:56 AM |
| math1973 | $50.00 | 5/11/2011 9:35:44 AM |
| RecoveryLender | $25.00 | 5/11/2011 1:39:34 PM |
| Bill88 | $25.00 | 5/11/2011 1:50:20 PM |
| systemlender | $50.00 | 5/11/2011 5:15:08 PM |
| radforj22 | $25.00 | 5/11/2011 5:43:30 PM |
| balanced-rupee | $50.00 | 5/12/2011 9:15:03 AM |
| careful-note | $100.00 | 5/12/2011 9:14:50 AM |
| chibear34 | $25.00 | 5/12/2011 9:24:43 AM |
| TSC | $50.00 | 5/12/2011 9:58:12 AM |
| msw_engr | $50.00 | 5/12/2011 10:00:09 AM |
| wise-agile-investment | $29.82 | 5/12/2011 11:05:25 AM |
| cosmof16 | $47.50 | 5/12/2011 11:21:55 AM |
| DavronFunding | $26.63 | 5/12/2011 12:11:41 PM |
| orange-courageous-dedication | $50.00 | 5/12/2011 12:15:01 PM |
| hope-dragster | $65.00 | 5/12/2011 12:23:50 PM |
| chicco | $100.00 | 5/12/2011 12:53:57 PM |
| cleveland2portland | $50.00 | 5/12/2011 1:25:01 PM |
| american6 | $100.00 | 5/12/2011 1:36:58 PM |
| Ripsaw4U | $50.00 | 5/12/2011 1:34:42 PM |
| FigTree | $50.00 | 5/12/2011 2:19:50 PM |
| exxondude | $25.00 | 5/12/2011 2:10:19 PM |
| ALANGREANSPAN | $28.00 | 5/12/2011 2:20:07 PM |
| thankful-nickel2 | $25.00 | 5/12/2011 4:25:01 PM |
| purplepotato | $25.00 | 5/12/2011 5:56:15 PM |
| successful-wealth7 | $50.00 | 5/12/2011 6:04:03 PM |
| dblaz5 | $500.00 | 5/12/2011 6:44:02 PM |
| Randyg08 | $35.00 | 5/12/2011 8:42:48 PM |
| goal-benefit2 | $33.47 | 5/12/2011 9:17:54 PM |
| tlp43 | $50.00 | 5/12/2011 8:24:43 PM |
| anwn | $50.00 | 5/13/2011 5:34:11 AM |
| don8ter | $25.00 | 5/13/2011 1:53:13 AM |
| kulender | $50.00 | 5/13/2011 7:00:19 AM |
| pjnala1 | $50.00 | 5/13/2011 7:59:28 AM |
| wise-cash-keeper | $25.00 | 5/13/2011 9:08:41 AM |
| mrbanker | $50.00 | 5/13/2011 9:58:37 AM |
| coin-amigo | $36.44 | 5/13/2011 10:52:13 AM |
| anton | $760.00 | 5/13/2011 11:49:18 AM |
| 132 Investments
|
Borrower Payment Dependent Notes Series
504836
This series of Notes was issued and sold upon the funding of the borrower loan #49385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $297.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,348 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| IndefiniteCourage |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Real Estate Gems
I will use the cash to buy homes and to pay for the rehabilitation. I need to have the full purchase amount because the homes are so low in price that I can't get a mortgage for them. I conservatively expect 30% return on assets, and an equity gain of 200% for rehabilitating each home. I have set up a cash breakeven date of 9-months for leasing out the properties, and they are in the heart of my city.
I have set up the rehabilitation plans and have identified 8 properties that meet my required return on asset minimums and grant high equity gains as long as the property meets the standards within the area. I also have identified a team that is poised to move once we procure the homes.
I currently am carrying $100 in total credit card debt due at the end of the month, am cash-positive $2000 per month. I have over $25000 in retirement funds and have paid off my car and MBA and undergraduate degrees. I have no dependents and no long-term liabilities such as paternity or alimony.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| useful-currency | $25.00 | 5/2/2011 9:02:26 AM |
| dtrain5 | $25.00 | 5/2/2011 9:02:52 AM |
| meux99 | $25.00 | 5/2/2011 9:02:55 AM |
| MrDavid | $50.00 | 5/2/2011 9:03:12 AM |
| nosualcneas | $25.00 | 5/2/2011 9:03:32 AM |
| Carpetkid | $50.00 | 5/2/2011 9:05:15 AM |
| balanced-rupee | $50.00 | 5/2/2011 9:05:43 AM |
| indomitable-coin | $50.00 | 5/2/2011 9:07:18 AM |
| minista | $25.00 | 5/2/2011 9:04:17 AM |
| inspired-investment8 | $100.00 | 5/2/2011 9:04:48 AM |
| cablenews | $50.00 | 5/2/2011 9:10:00 AM |
| bvzm | $50.00 | 5/2/2011 9:03:58 AM |
| AmericanCredit | $25.00 | 5/2/2011 9:05:00 AM |
| the-enthralling-coin | $50.00 | 5/2/2011 9:08:54 AM |
| awwaww | $80.00 | 5/2/2011 9:53:23 AM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:42 PM |
| unclejaef | $25.00 | 5/2/2011 3:26:03 PM |
| Avala | $50.00 | 5/2/2011 6:19:58 PM |
| nuclearmoose | $50.00 | 5/2/2011 9:41:11 PM |
| CIC | $25.00 | 5/3/2011 2:32:46 AM |
| elasermd | $50.00 | 5/3/2011 6:09:36 AM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 9:36:29 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:18:50 AM |
| PThor | $25.00 | 5/3/2011 1:55:23 PM |
| kulender | $50.00 | 5/4/2011 6:29:20 AM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:34:42 AM |
| nex | $25.00 | 5/4/2011 11:21:08 AM |
| FundMaker | $25.00 | 5/5/2011 7:26:42 AM |
| radforj22 | $25.00 | 5/5/2011 5:27:27 PM |
| compoundinterest | $50.00 | 5/6/2011 5:24:13 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:01:12 AM |
| tender-integrity3 | $100.00 | 5/6/2011 12:59:42 PM |
| diversification-surge | $194.51 | 5/6/2011 11:10:10 AM |
| j2ee | $25.00 | 5/6/2011 6:19:40 PM |
| billnsc | $26.00 | 5/6/2011 9:15:42 PM |
| authoritative-capital | $25.00 | 5/6/2011 9:25:30 PM |
| damage | $25.00 | 5/6/2011 8:30:08 PM |
| vkorichkov | $70.00 | 5/6/2011 10:57:53 PM |
| tofubank | $25.00 | 5/6/2011 11:38:14 PM |
| hookUup | $31.40 | 5/7/2011 12:21:11 AM |
| red-favorable-basis | $25.00 | 5/7/2011 2:40:20 AM |
| intrepid-credit5 | $50.00 | 5/6/2011 10:44:50 PM |
| -------Loaner | $50.00 | 5/7/2011 3:03:07 AM |
| intuitive-worth7 | $28.00 | 5/7/2011 4:30:12 AM |
| junctionking | $33.61 | 5/7/2011 4:53:50 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 4:57:20 AM |
| speyer | $25.00 | 5/7/2011 5:43:25 AM |
| alluring-bonus4 | $250.00 | 5/7/2011 5:49:14 AM |
| bid-czar8 | $50.00 | 5/7/2011 4:43:44 AM |
| Fingar | $50.00 | 5/7/2011 7:08:51 AM |
| manfromMaine | $25.00 | 5/7/2011 5:44:48 AM |
| Mad_Scientist | $40.00 | 5/7/2011 6:05:53 AM |
| adir1 | $25.00 | 5/7/2011 8:16:36 AM |
| Nascar1 | $50.00 | 5/7/2011 8:18:21 AM |
| marwadi-62 | $300.00 | 5/7/2011 9:00:22 AM |
| pouch5 | $50.00 | 5/7/2011 7:15:44 AM |
| balance-force | $25.00 | 5/7/2011 9:28:30 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 9:53:50 AM |
| octoberfresh | $25.00 | 5/7/2011 7:39:56 AM |
| baseballfan111 | $50.00 | 5/7/2011 7:41:11 AM |
| SolarMoonshine | $25.00 | 5/7/2011 10:27:21 AM |
| slartibardfast | $25.00 | 5/7/2011 8:23:19 AM |
| Lender0010 | $50.00 | 5/7/2011 10:38:09 AM |
| lucrative-worth | $25.00 | 5/7/2011 8:31:24 AM |
| Vegasjim | $25.00 | 5/7/2011 9:29:37 AM |
| Tideman | $100.00 | 5/7/2011 9:40:30 AM |
| neutrino6 | $25.00 | 5/7/2011 12:12:44 PM |
| intelligent-reward | $67.82 | 5/7/2011 12:25:44 PM |
| aztocas | $50.00 | 5/7/2011 1:40:26 PM |
| resplendent-dollar | $25.00 | 5/7/2011 11:23:22 AM |
| P2P4me | $100.00 | 5/7/2011 11:34:38 AM |
| red-penny-philosopher | $30.00 | 5/7/2011 2:53:24 PM |
| Aridus | $29.00 | 5/7/2011 12:19:51 PM |
| Engineer44 | $30.00 | 5/7/2011 3:28:23 PM |
| Chewbaca | $25.00 | 5/7/2011 4:06:54 PM |
| ingenious-truth0 | $50.00 | 5/9/2011 11:00:28 AM |
| rmachi | $25.00 | 5/9/2011 11:00:48 AM |
| AFairDeal | $50.00 | 5/9/2011 3:17:24 PM |
| Interstate_Rate | $98.09 | 5/9/2011 5:18:52 PM |
| porwestco | $35.00 | 5/10/2011 2:48:24 AM |
| musicmender | $25.00 | 5/10/2011 6:36:15 AM |
| debugger | $25.15 | 5/10/2011 8:17:04 AM |
| nimcha | $50.00 | 5/10/2011 12:13:30 PM |
| ml13 | $57.98 | 5/10/2011 4:17:22 PM |
| racing777 | $25.00 | 5/10/2011 4:46:38 PM |
| cerebral-auction950 | $50.00 | 5/10/2011 5:51:45 PM |
| ceg451 | $25.00 | 5/10/2011 5:57:54 PM |
| Gandalf0001 | $40.00 | 5/11/2011 9:18:33 AM |
| math1973 | $100.00 | 5/11/2011 9:34:01 AM |
| toronado | $50.00 | 5/11/2011 3:32:04 PM |
| bonus-poplar2 | $33.69 | 5/11/2011 7:40:17 PM |
| ytjameslee | $50.00 | 5/12/2011 1:29:13 AM |
| investment-comet | $25.00 | 5/12/2011 1:51:21 AM |
| obedient-rate3 | $26.00 | 5/12/2011 6:21:16 AM |
| friendinmoney | $25.00 | 5/12/2011 10:00:59 AM |
| orindalender | $50.00 | 5/12/2011 12:49:54 PM |
| 16888 | $50.00 | 5/12/2011 12:57:03 PM |
| dharma1 | $25.00 | 5/12/2011 1:15:28 PM |
| FlexFunding | $50.00 | 5/12/2011 1:20:22 PM |
| diligent-leverage | $50.00 | 5/12/2011 2:04:24 PM |
| SailAwayMoon | $25.00 | 5/12/2011 2:04:14 PM |
| cmg891 | $50.00 | 5/12/2011 3:17:13 PM |
| Ellisdee | $50.00 | 5/12/2011 3:21:45 PM |
| jgs715 | $50.00 | 5/12/2011 3:30:01 PM |
| luckymajor | $90.29 | 5/12/2011 8:30:03 PM |
| planet613 | $50.00 | 5/12/2011 9:57:16 PM |
| mrpowers5531 | $25.00 | 5/13/2011 1:42:06 AM |
| wwwUniversal | $25.00 | 5/13/2011 1:50:22 AM |
| serene-truth2 | $50.00 | 5/2/2011 9:04:06 AM |
| unrivaled-silver | $50.00 | 5/2/2011 9:05:33 AM |
| blooming-market | $25.00 | 5/2/2011 9:02:07 AM |
| Leopoldine | $25.00 | 5/2/2011 9:06:04 AM |
| DukSerduk | $25.00 | 5/2/2011 9:02:36 AM |
| lukeskywalkerkp | $25.00 | 5/2/2011 9:06:13 AM |
| ore-genius2 | $100.00 | 5/2/2011 9:03:21 AM |
| life-is-great | $25.00 | 5/2/2011 9:07:06 AM |
| fcrick | $25.00 | 5/2/2011 9:02:14 AM |
| kenji4861 | $25.00 | 5/2/2011 9:03:45 AM |
| smart-kindness8 | $100.00 | 5/2/2011 9:04:31 AM |
| MasterJin | $25.00 | 5/2/2011 4:20:48 PM |
| tomdooley12520 | $25.00 | 5/2/2011 5:40:58 PM |
| g314 | $30.00 | 5/3/2011 9:05:35 PM |
| dpfl55 | $25.00 | 5/4/2011 6:20:31 PM |
| MARWARISETH | $25.00 | 5/4/2011 6:05:11 PM |
| antlr | $50.00 | 5/4/2011 10:09:08 PM |
| _wally_ | $50.00 | 5/6/2011 10:28:59 AM |
| availableloan | $25.00 | 5/6/2011 9:12:10 PM |
| reflective-rupee | $200.01 | 5/6/2011 9:18:35 PM |
| novice-speculator | $25.00 | 5/7/2011 12:34:24 AM |
| supreme-hope | $25.00 | 5/7/2011 2:18:37 AM |
| invest-in-ed | $50.00 | 5/7/2011 5:33:05 AM |
| C_Mark | $113.00 | 5/7/2011 6:28:19 AM |
| community-pipeline | $50.00 | 5/7/2011 6:59:16 AM |
| silver-boots | $25.00 | 5/7/2011 7:10:42 AM |
| agwosdof | $100.00 | 5/7/2011 6:12:20 AM |
| pinnacle10 | $50.00 | 5/7/2011 8:32:50 AM |
| tranquil-diversification8 | $100.00 | 5/7/2011 7:02:51 AM |
| jimbo29blue | $39.00 | 5/7/2011 9:34:23 AM |
| liberty-point | $25.00 | 5/7/2011 7:39:33 AM |
| RankPaid | $25.00 | 5/7/2011 10:09:12 AM |
| festeringsnot | $33.00 | 5/7/2011 8:40:57 AM |
| peso-aggregator | $25.00 | 5/7/2011 8:42:35 AM |
| Leopoldine | $25.00 | 5/7/2011 11:06:37 AM |
| Tideman | $100.00 | 5/7/2011 9:50:21 AM |
| oxnard | $100.00 | 5/7/2011 12:12:13 PM |
| napmanger | $50.00 | 5/7/2011 10:46:50 AM |
| penny-candy | $25.00 | 5/7/2011 1:12:30 PM |
| Elbanko | $40.00 | 5/7/2011 1:23:56 PM |
| DscGlfn | $25.00 | 5/7/2011 12:39:34 PM |
| Whitewater_Loans | $50.00 | 5/7/2011 1:43:16 PM |
| snowman34 | $25.00 | 5/7/2011 7:05:12 PM |
| repayment-pudding | $25.00 | 5/7/2011 4:06:17 PM |
| Alittleluck | $25.00 | 5/8/2011 5:47:55 AM |
| auction-elvis | $25.00 | 5/8/2011 11:34:15 AM |
| 108lender | $87.79 | 5/8/2011 12:31:02 PM |
| credit-investor5 | $50.00 | 5/8/2011 4:19:11 PM |
| Cover4 | $25.00 | 5/9/2011 7:49:35 AM |
| loyalty-voyage | $50.00 | 5/9/2011 10:09:24 AM |
| velocity-solo | $25.00 | 5/9/2011 4:13:44 PM |
| MwarrenB | $50.00 | 5/9/2011 6:20:18 PM |
| Golfmoney | $50.32 | 5/10/2011 4:36:57 AM |
| davisfl | $50.00 | 5/10/2011 7:26:16 AM |
| jhernand17 | $25.00 | 5/10/2011 8:46:08 AM |
| Grandmahoneybee | $50.00 | 5/10/2011 2:47:35 PM |
| TomKacz | $100.00 | 5/10/2011 5:34:15 PM |
| exciting-fairness8 | $50.00 | 5/10/2011 5:41:15 PM |
| uberrific | $100.00 | 5/11/2011 12:34:29 AM |
| SFGuy | $25.00 | 5/10/2011 8:48:18 PM |
| loan-chorus4 | $200.00 | 5/10/2011 10:40:45 PM |
| itskarma | $25.25 | 5/11/2011 6:08:44 AM |
| RockCrown | $25.00 | 5/11/2011 7:24:46 AM |
| docdekay | $100.00 | 5/11/2011 9:45:07 AM |
| mathaiusa | $500.00 | 5/11/2011 4:50:53 PM |
| cash-backer8 | $25.00 | 5/11/2011 5:30:06 PM |
| best-generosity-financier | $25.00 | 5/11/2011 8:00:44 PM |
| ingenious-order783 | $25.00 | 5/12/2011 5:29:01 AM |
| Marathoner | $25.00 | 5/12/2011 7:04:10 AM |
| cosmof16 | $25.00 | 5/12/2011 10:34:31 AM |
| chris-heretoinvest | $25.00 | 5/12/2011 10:56:58 AM |
| rapid-wampum5 | $40.00 | 5/12/2011 12:23:50 PM |
| trucklawyer | $25.00 | 5/12/2011 12:36:12 PM |
| lean-pound | $25.00 | 5/12/2011 12:36:50 PM |
| Taxman44 | $46.40 | 5/12/2011 12:47:06 PM |
| AlBRich | $25.00 | 5/12/2011 1:22:29 PM |
| orange-resolute-platinum | $25.00 | 5/12/2011 2:09:27 PM |
| Sigonio | $25.00 | 5/12/2011 1:54:28 PM |
| degster | $25.00 | 5/12/2011 3:18:35 PM |
| subtle-revenue0 | $25.00 | 5/12/2011 3:21:34 PM |
| kind-adventurous-finance | $50.00 | 5/12/2011 3:21:51 PM |
| saahilld | $25.00 | 5/12/2011 3:49:30 PM |
| thankful-nickel2 | $25.00 | 5/12/2011 4:40:20 PM |
| nicklds | $63.60 | 5/12/2011 5:20:40 PM |
| Susie-Q | $50.00 | 5/12/2011 6:30:12 PM |
| thedoctor | $28.20 | 5/13/2011 1:15:24 AM |
| Aimvest | $25.00 | 5/13/2011 1:33:32 AM |
| 195 Investments
|
Borrower Payment Dependent Notes Series
504848
This series of Notes was issued and sold upon the funding of the borrower loan #49330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,742 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| radiant-community2 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving/ Relocation Loan
Purpose of loan:
I am a MBA student relocating for work. Although, I have been pursuing my MBA I am very credit worthy and responsible. I am seeking a loan to assist in bridging my finances to facilitate my relocation and to cover moving expenses. I will receive reimbursement for this move in 90 days from my employer. I would greatly appreciate your help providing temporary liquidity.
My financial situation:
I am a good candidate for this loan as I will have the following monthly finances staring June 1st, 2011...
Monthly net income: $6,300
Monthly expenses: $300
Housing: $2,000
Insurance: $90
Car expenses: own my car
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $150
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/6/2011 9:26:54 AM |
| tech310 | $50.00 | 5/6/2011 9:27:36 AM |
| economy-coup | $30.00 | 5/6/2011 10:20:59 AM |
| 2grindstones | $25.00 | 5/6/2011 10:35:16 AM |
| reflective-rupee | $200.00 | 5/6/2011 11:25:58 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:18 AM |
| worth-blanket2 | $4,200.00 | 5/9/2011 10:59:15 AM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:37:06 AM |
| yf99yz | $25.00 | 5/9/2011 10:05:34 PM |
| 168RichCapital | $25.50 | 5/10/2011 11:15:56 AM |
| BangBros | $150.00 | 5/10/2011 3:52:03 PM |
| deepblue34 | $25.00 | 5/10/2011 4:30:11 PM |
| ekmendenhall | $35.00 | 5/11/2011 8:12:17 AM |
| palace2 | $100.00 | 5/11/2011 8:51:29 AM |
| worthy-bid4 | $57.00 | 5/11/2011 9:31:12 AM |
| Makingitrain | $25.00 | 5/11/2011 9:39:32 AM |
| suave-dime6 | $25.00 | 5/6/2011 4:01:57 PM |
| the-enthralling-coin | $25.00 | 5/9/2011 7:00:28 PM |
| Nerdster1 | $25.10 | 5/10/2011 3:46:37 AM |
| top-benefit-musician | $25.00 | 5/10/2011 10:04:55 AM |
| BangBros | $100.00 | 5/10/2011 3:51:14 PM |
| Reliance_Banker | $25.00 | 5/10/2011 6:48:50 PM |
| diplomatic-wealth7 | $25.00 | 5/10/2011 5:58:49 PM |
| shrewd-income | $50.00 | 5/10/2011 8:44:00 PM |
| Reddy_Capital | $25.00 | 5/10/2011 10:38:37 PM |
| palace2 | $71.87 | 5/11/2011 1:50:57 AM |
| palace2 | $350.00 | 5/10/2011 11:54:46 PM |
| palace2 | $100.00 | 5/11/2011 8:51:02 AM |
| debt-legend | $25.00 | 5/11/2011 9:16:00 AM |
| mpatrick | $25.00 | 5/11/2011 9:27:08 AM |
| baker31 | $30.53 | 5/11/2011 10:27:10 AM |
| balanced-balance6 | $25.00 | 5/11/2011 9:50:53 AM |
| aks12 | $25.00 | 5/11/2011 10:06:30 AM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
504870
This series of Notes was issued and sold upon the funding of the borrower loan #49400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,688 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| combine123 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
620-639
(Jul-2009)
660-679
(Jan-2008)
660-679
(Dec-2007)
|
|
Principal balance:
| $2,449.63 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Invitro needed for child
Purpose of loan: Invitro fertilization
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have a solid credit score, take home $5,000 per month and am also helping out a friend with his business for additional income.
I did not include some expenses below as those are expenses my wife takes cares of.
Monthly net income: $5,000
Monthly expenses: $
Housing: $2,800
Insurance: $200
Car expenses: $260
Utilities: -
Phone, cable, internet: $ -
Food, entertainment: $-
Clothing, household expenses: $ -
Credit cards and other loans: $750
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $200.00 | 5/2/2011 5:04:49 PM |
| Kash2010lu | $25.00 | 5/2/2011 7:03:25 PM |
| worldly-money4 | $100.00 | 5/3/2011 5:21:43 AM |
| american-investor | $50.73 | 5/3/2011 9:34:22 AM |
| 2grindstones | $25.00 | 5/3/2011 9:57:02 AM |
| bonus-demon | $50.00 | 5/3/2011 10:31:31 AM |
| jgar_O | $25.00 | 5/3/2011 1:56:32 PM |
| zorg77 | $50.00 | 5/3/2011 9:58:16 PM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:58:59 PM |
| genuine-integrity0 | $25.00 | 5/5/2011 11:57:25 AM |
| GrossBuddha | $150.00 | 5/5/2011 2:47:55 PM |
| Bill88 | $30.77 | 5/6/2011 8:20:41 AM |
| worth-blanket2 | $5,000.00 | 5/9/2011 10:59:45 AM |
| lender12345 | $25.00 | 5/9/2011 2:11:00 PM |
| thankful-nickel2 | $25.00 | 5/9/2011 3:47:41 PM |
| loss-of-control | $50.00 | 5/9/2011 7:44:20 PM |
| p43600jw | $25.00 | 5/10/2011 9:20:57 AM |
| genius520 | $50.00 | 5/10/2011 9:25:08 AM |
| FinanceEngine | $40.00 | 5/10/2011 9:48:30 AM |
| well-mannered-income3 | $25.00 | 5/10/2011 6:35:58 PM |
| catamaran2024 | $25.00 | 5/11/2011 2:19:50 AM |
| mason752 | $300.00 | 5/11/2011 6:29:45 AM |
| money-baron-roth-IRA | $100.00 | 5/2/2011 5:13:11 PM |
| economy-coup | $30.00 | 5/2/2011 5:10:25 PM |
| the-enthralling-coin | $25.00 | 5/2/2011 5:13:40 PM |
| hookUup | $26.76 | 5/2/2011 5:24:46 PM |
| larryboy10 | $25.00 | 5/2/2011 6:19:38 PM |
| golffish2 | $50.00 | 5/3/2011 4:05:42 AM |
| Mikale360 | $25.00 | 5/3/2011 6:11:05 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:55 PM |
| kttalamo | $50.00 | 5/9/2011 11:10:34 AM |
| Champion_Lending | $25.00 | 5/9/2011 3:03:08 PM |
| blazing-dough | $29.50 | 5/9/2011 3:30:20 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:12:36 PM |
| Leshan | $250.00 | 5/10/2011 8:36:07 AM |
| five-star-note | $75.00 | 5/10/2011 8:41:33 AM |
| Weaverville | $25.00 | 5/10/2011 9:26:56 AM |
| best-witty-bazaar | $25.00 | 5/10/2011 9:34:47 AM |
| ultimate-dough0 | $25.00 | 5/10/2011 2:41:42 PM |
| chungfang | $25.00 | 5/10/2011 5:02:58 PM |
| the-reliable-trade | $100.00 | 5/10/2011 7:30:47 PM |
| dollar-authority | $50.00 | 5/11/2011 4:53:23 AM |
| umfan123 | $25.00 | 5/11/2011 6:05:03 AM |
| OLYVRC | $100.00 | 5/11/2011 6:41:33 AM |
| shrewd-income | $42.24 | 5/11/2011 7:01:18 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
504996
This series of Notes was issued and sold upon the funding of the borrower loan #49272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $217.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 17y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,578 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| social-pioneer |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of this loan is to payoff my chargecard. I had an unforeseen emergency.
My financial situation:
I am a good candidate for this loan because I will pay this loan off within 3 to 6 months.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/5/2011 9:10:55 AM |
| irrelevant | $25.00 | 5/5/2011 9:06:19 AM |
| lendstats_com | $200.00 | 5/5/2011 9:29:17 AM |
| favorite-commerce | $25.00 | 5/5/2011 9:39:51 AM |
| credit-missile | $75.00 | 5/5/2011 9:47:57 AM |
| 2grindstones | $60.00 | 5/5/2011 12:06:28 PM |
| nickel-hickory | $50.00 | 5/5/2011 2:24:04 PM |
| nickel-hickory | $100.00 | 5/5/2011 2:25:35 PM |
| brightest-dignified-penny | $25.00 | 5/5/2011 4:58:25 PM |
| zorg77 | $50.00 | 5/6/2011 4:30:51 AM |
| ZOOOM | $25.00 | 5/6/2011 6:37:47 AM |
| lending-theory | $50.00 | 5/6/2011 8:33:05 AM |
| palace2 | $200.00 | 5/6/2011 5:41:35 AM |
| rupee_power | $25.56 | 5/6/2011 9:23:16 AM |
| kwan | $25.00 | 5/6/2011 9:40:04 AM |
| Bob450 | $25.00 | 5/6/2011 8:32:52 AM |
| Makingitrain | $25.00 | 5/6/2011 10:15:44 AM |
| mbcjk | $28.57 | 5/6/2011 12:14:20 PM |
| jtc26 | $139.48 | 5/6/2011 1:48:11 PM |
| careful-compassion | $25.00 | 5/6/2011 2:35:59 PM |
| well-mannered-income3 | $40.00 | 5/6/2011 2:59:07 PM |
| buffalobills | $25.00 | 5/6/2011 3:29:23 PM |
| YeoLenderSource | $65.00 | 5/6/2011 2:50:51 PM |
| upbeat-finance8 | $25.00 | 5/6/2011 2:54:12 PM |
| economy-coup | $30.00 | 5/5/2011 9:08:27 AM |
| SecondChanceLendingSERV | $25.60 | 5/5/2011 9:44:16 AM |
| reflective-rupee | $200.00 | 5/5/2011 9:44:54 AM |
| lotuss4 | $50.00 | 5/5/2011 9:57:53 AM |
| reflective-rupee | $300.00 | 5/5/2011 9:46:19 AM |
| DHolly | $25.00 | 5/5/2011 9:55:24 AM |
| nickel-hickory | $100.00 | 5/5/2011 2:25:23 PM |
| magnetic-dedication3 | $25.00 | 5/5/2011 4:48:04 PM |
| sensible-fund | $25.00 | 5/5/2011 5:21:12 PM |
| janeybooboo | $100.00 | 5/5/2011 8:20:32 PM |
| kind-charming-value | $400.00 | 5/5/2011 9:12:58 PM |
| Whipster | $50.00 | 5/5/2011 9:14:01 PM |
| zone6 | $100.00 | 5/6/2011 6:10:55 AM |
| wonder3 | $30.00 | 5/6/2011 6:00:26 AM |
| capital-halo1 | $1,452.88 | 5/6/2011 8:28:42 AM |
| community-oasis6 | $25.00 | 5/6/2011 8:33:14 AM |
| onecooldrink | $25.00 | 5/6/2011 8:51:28 AM |
| Rulea72 | $40.00 | 5/6/2011 9:35:30 AM |
| payout-network1 | $97.00 | 5/6/2011 10:42:32 AM |
| MrDance123 | $100.00 | 5/6/2011 11:33:12 AM |
| global1adventurer | $25.00 | 5/6/2011 11:57:45 AM |
| a-restless-dollar | $50.00 | 5/6/2011 1:52:25 PM |
| mammalian4 | $25.00 | 5/6/2011 2:31:44 PM |
| jc33148 | $100.00 | 5/6/2011 11:33:47 AM |
| loan-chorus4 | $163.58 | 5/6/2011 1:23:24 PM |
| rockhound84 | $2.33 | 5/6/2011 4:02:54 PM |
| brightest-lucrative-rate | $50.00 | 5/6/2011 3:32:16 PM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
505012
This series of Notes was issued and sold upon the funding of the borrower loan #49403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $187.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 780-799 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,942 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| open-minded-wealth959 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Freedom at last
Purpose of loan:
This loan will be used to pay off all credit card debt...
My financial situation:
I am a good candidate for this loan because I have always had good credit and have an excellent score. I always pay my bills on-time and have never defaulted on any. This will just make my financial status even more solid.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dtrain5 | $25.00 | 5/3/2011 9:07:08 AM |
| kenji4861 | $25.00 | 5/3/2011 9:10:08 AM |
| serene-truth2 | $25.00 | 5/3/2011 9:10:23 AM |
| DukSerduk | $25.00 | 5/3/2011 9:06:22 AM |
| meux99 | $25.00 | 5/3/2011 9:07:15 AM |
| smart-kindness8 | $100.00 | 5/3/2011 9:10:33 AM |
| Avala | $50.00 | 5/3/2011 9:20:41 AM |
| minista | $25.00 | 5/3/2011 9:10:29 AM |
| Carpetkid | $50.00 | 5/3/2011 9:11:17 AM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 9:36:41 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:19:02 AM |
| Leopoldine | $25.00 | 5/3/2011 1:40:45 PM |
| kulender | $50.00 | 5/4/2011 6:29:33 AM |
| MasterJin | $25.00 | 5/4/2011 9:22:18 AM |
| nuclearmoose | $50.00 | 5/4/2011 6:05:22 PM |
| balanced-rupee | $50.00 | 5/4/2011 6:05:20 PM |
| compoundinterest | $50.00 | 5/6/2011 5:24:30 AM |
| PThor | $25.00 | 5/6/2011 10:30:57 AM |
| chopper94 | $25.00 | 5/6/2011 2:18:12 PM |
| currency-persimmon | $50.00 | 5/6/2011 2:57:38 PM |
| RankPaid | $25.00 | 5/7/2011 10:09:20 AM |
| radforj22 | $50.00 | 5/7/2011 10:44:33 AM |
| agbullet55443 | $200.00 | 5/7/2011 10:20:18 PM |
| BankOfBob | $50.00 | 5/8/2011 10:44:09 AM |
| openness-viking | $75.00 | 5/9/2011 2:09:26 PM |
| jcech | $100.00 | 5/9/2011 2:26:24 PM |
| Mr_Potter | $50.00 | 5/10/2011 4:51:17 AM |
| DrNano | $75.00 | 5/9/2011 9:32:54 PM |
| C_Mark | $100.00 | 5/10/2011 6:12:19 AM |
| magnificent-income7 | $25.00 | 5/10/2011 6:12:16 AM |
| debugger | $25.00 | 5/10/2011 8:19:47 AM |
| dreamhope | $25.00 | 5/10/2011 8:21:33 AM |
| repayment-pudding | $25.00 | 5/10/2011 10:07:59 AM |
| agalt | $75.00 | 5/10/2011 10:06:03 AM |
| JedClampett | $100.00 | 5/10/2011 12:55:49 PM |
| Grandmahoneybee | $50.00 | 5/10/2011 2:48:42 PM |
| studious-peso | $25.00 | 5/10/2011 3:07:47 PM |
| liberty-point | $50.00 | 5/10/2011 7:31:03 PM |
| responsibility-euphoria0 | $25.37 | 5/10/2011 8:47:06 PM |
| pugmalion | $25.00 | 5/11/2011 5:06:46 AM |
| direct-dinero2 | $104.00 | 5/11/2011 8:55:35 AM |
| Lastavatar | $86.45 | 5/11/2011 9:58:33 AM |
| northern_paddler | $25.00 | 5/11/2011 5:40:44 PM |
| boola1010 | $50.00 | 5/11/2011 7:20:24 PM |
| best-generosity-financier | $25.00 | 5/11/2011 8:01:42 PM |
| bradny | $25.00 | 5/12/2011 8:35:34 AM |
| Bizyhusbandnfather | $36.14 | 5/12/2011 8:13:48 AM |
| jennifer55126 | $25.00 | 5/12/2011 12:19:12 PM |
| orindalender | $50.00 | 5/12/2011 12:50:11 PM |
| FlexFunding | $50.00 | 5/12/2011 1:20:29 PM |
| MTF | $50.00 | 5/12/2011 1:22:10 PM |
| bold-pious-loot | $50.00 | 5/12/2011 1:51:11 PM |
| FordhamLaw | $25.00 | 5/12/2011 2:47:17 PM |
| nex | $25.00 | 5/12/2011 3:20:09 PM |
| j2ee | $25.00 | 5/12/2011 3:19:20 PM |
| saahilld | $25.00 | 5/12/2011 3:49:37 PM |
| golden-cat | $25.00 | 5/12/2011 3:23:37 PM |
| credit-panda1 | $25.00 | 5/12/2011 4:24:06 PM |
| thankful-nickel2 | $25.00 | 5/12/2011 4:40:44 PM |
| Susie-Q | $50.00 | 5/12/2011 6:36:13 PM |
| dollarboy | $25.00 | 5/13/2011 6:14:36 AM |
| FoosMaster | $35.00 | 5/13/2011 8:09:34 AM |
| TennSquire | $25.00 | 5/13/2011 7:31:56 AM |
| eightiescub | $100.00 | 5/13/2011 11:13:23 AM |
| gauss02 | $25.00 | 5/13/2011 11:19:09 AM |
| fcrick | $25.00 | 5/3/2011 9:08:58 AM |
| inspired-investment8 | $100.00 | 5/3/2011 9:10:39 AM |
| AmericanCredit | $25.00 | 5/3/2011 9:10:56 AM |
| the-enthralling-coin | $25.00 | 5/3/2011 9:14:43 AM |
| MrDavid | $50.00 | 5/3/2011 9:09:29 AM |
| ore-genius2 | $100.00 | 5/3/2011 9:09:44 AM |
| bvzm | $50.00 | 5/3/2011 9:10:16 AM |
| reflective-rupee | $25.00 | 5/3/2011 9:13:17 AM |
| blooming-market | $25.00 | 5/3/2011 9:07:23 AM |
| useful-currency | $25.00 | 5/3/2011 9:09:14 AM |
| unrivaled-silver | $50.00 | 5/3/2011 9:11:29 AM |
| lukeskywalkerkp | $25.00 | 5/3/2011 9:11:49 AM |
| designer_10 | $25.00 | 5/3/2011 9:25:39 AM |
| nosualcneas | $25.00 | 5/3/2011 1:42:54 PM |
| indomitable-coin | $50.00 | 5/3/2011 4:47:08 PM |
| SolarMoonshine | $25.00 | 5/3/2011 6:06:14 PM |
| blot44 | $50.00 | 5/3/2011 8:14:48 PM |
| RandyL3 | $25.00 | 5/4/2011 6:34:36 AM |
| g314 | $30.00 | 5/4/2011 5:28:51 PM |
| cablenews | $50.00 | 5/4/2011 6:05:21 PM |
| dpfl55 | $25.00 | 5/4/2011 6:20:24 PM |
| antlr | $50.00 | 5/4/2011 10:09:18 PM |
| Moneypenny6 | $25.00 | 5/5/2011 7:02:46 AM |
| kind-bid-genome | $25.00 | 5/5/2011 10:00:08 AM |
| unclejaef | $25.00 | 5/6/2011 9:20:48 AM |
| elasermd | $50.00 | 5/6/2011 10:30:50 AM |
| tender-integrity3 | $100.00 | 5/6/2011 1:00:09 PM |
| astute-fairness0 | $25.00 | 5/6/2011 6:34:50 PM |
| damage | $25.00 | 5/6/2011 8:30:16 PM |
| engaging-worth | $25.00 | 5/7/2011 8:31:16 AM |
| snowman34 | $25.00 | 5/7/2011 7:05:17 PM |
| auction-elvis | $25.00 | 5/8/2011 11:36:10 AM |
| rapid-loyalty1 | $25.00 | 5/8/2011 10:31:42 AM |
| loyalty-voyage | $50.00 | 5/9/2011 10:09:31 AM |
| AFairDeal | $50.00 | 5/9/2011 3:17:46 PM |
| friendinmoney | $25.00 | 5/9/2011 3:20:19 PM |
| cgoca | $25.00 | 5/9/2011 9:47:15 PM |
| davisfl | $50.00 | 5/10/2011 7:26:26 AM |
| musicmender | $33.85 | 5/10/2011 6:40:51 AM |
| CPA-Banker | $25.00 | 5/10/2011 10:10:45 AM |
| revenue-appraiser | $25.00 | 5/10/2011 11:38:53 AM |
| QuidProQuo4u | $45.00 | 5/10/2011 2:33:11 PM |
| noble-marketplace | $50.00 | 5/10/2011 1:55:10 PM |
| CPA-Banker | $25.00 | 5/10/2011 4:57:00 PM |
| life-is-great | $25.00 | 5/10/2011 5:34:47 PM |
| BlackCat36 | $50.00 | 5/10/2011 5:40:23 PM |
| friendly-peace4 | $50.00 | 5/10/2011 5:43:20 PM |
| ceg451 | $25.00 | 5/10/2011 5:58:11 PM |
| availableloan | $25.00 | 5/10/2011 8:17:39 PM |
| Kerrysbay | $50.00 | 5/11/2011 12:30:51 AM |
| Interstate_Rate | $93.67 | 5/11/2011 1:20:08 AM |
| uberrific | $100.00 | 5/11/2011 12:34:47 AM |
| moneytolend72 | $50.00 | 5/11/2011 7:28:28 AM |
| RockCrown | $25.00 | 5/11/2011 7:24:55 AM |
| math1973 | $100.00 | 5/11/2011 9:34:20 AM |
| cash-backer8 | $50.00 | 5/11/2011 5:34:09 PM |
| velocity-solo | $25.00 | 5/12/2011 1:51:06 AM |
| wise-blazing-currency | $38.59 | 5/12/2011 4:58:38 AM |
| Marathoner | $25.00 | 5/12/2011 7:04:25 AM |
| cosmof16 | $25.00 | 5/12/2011 11:21:14 AM |
| Global_Lender | $26.25 | 5/12/2011 10:11:24 AM |
| coolcreditor | $50.00 | 5/12/2011 10:36:26 AM |
| rapid-wampum5 | $40.00 | 5/12/2011 12:24:12 PM |
| AlBRich | $25.00 | 5/12/2011 1:17:50 PM |
| orange-resolute-platinum | $25.00 | 5/12/2011 2:09:32 PM |
| credit-investor5 | $50.00 | 5/12/2011 3:16:01 PM |
| respectful-integrity3 | $25.00 | 5/12/2011 7:05:47 PM |
| Hotrod52 | $25.00 | 5/12/2011 6:34:57 PM |
| Digs | $25.00 | 5/13/2011 1:20:07 AM |
| wwwUniversal | $25.00 | 5/13/2011 1:51:17 AM |
| Munnie | $25.00 | 5/13/2011 7:35:28 AM |
| reward-burst4 | $25.00 | 5/13/2011 8:58:08 AM |
| SB94114 | $25.00 | 5/13/2011 8:53:19 AM |
| wise-cash-keeper | $25.00 | 5/13/2011 9:07:49 AM |
| CapStack | $50.00 | 5/13/2011 9:44:00 AM |
| The_dude_01 | $30.88 | 5/13/2011 9:47:54 AM |
| Charmart | $25.00 | 5/13/2011 10:54:11 AM |
| LendingHelper | $100.00 | 5/13/2011 11:17:08 AM |
| 143 Investments
|
Borrower Payment Dependent Notes Series
505148
This series of Notes was issued and sold upon the funding of the borrower loan #49267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $104.75 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
5 | Length of status: | 23y 0m |
|
Amount delinquent:
| $10,602 |
Total credit lines:
| 20 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $240 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 5% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rob777 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
much needed VACATION
Purpose of loan:
This loan will be used to...to take my wife to her family reunion
My financial situation:
I am a good candidate for this loan because..i have a stable job same one for 23 years.
Monthly net income: $1650.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $325.00
Utilities: $
Phone, cable, internet: $140.00
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Artist_Blue | $25.00 | 5/3/2011 5:25:02 PM |
| DHolly | $25.00 | 5/3/2011 5:17:59 PM |
| reflective-rupee | $25.00 | 5/3/2011 5:17:24 PM |
| SolarMoonshine | $25.00 | 5/3/2011 5:41:37 PM |
| kind-charming-value | $200.00 | 5/3/2011 5:29:45 PM |
| credit-missile | $25.00 | 5/3/2011 6:23:06 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:53 PM |
| DasMula | $27.00 | 5/4/2011 6:46:13 AM |
| well-rounded-payout0 | $50.00 | 5/4/2011 12:29:05 PM |
| phaded | $25.00 | 5/4/2011 8:49:11 PM |
| anton | $50.00 | 5/5/2011 1:31:12 AM |
| DKSArt | $25.00 | 5/5/2011 1:32:20 PM |
| Bill88 | $30.77 | 5/6/2011 8:33:20 AM |
| natural-point1 | $25.00 | 5/6/2011 7:36:55 PM |
| cashhelp | $30.00 | 5/3/2011 5:04:55 PM |
| shrewd-peace7 | $25.00 | 5/3/2011 5:24:24 PM |
| NekHoldings | $25.00 | 5/3/2011 6:47:42 PM |
| competent-p2p | $35.00 | 5/3/2011 7:34:19 PM |
| kulender | $50.00 | 5/4/2011 6:30:00 AM |
| El_Profesional | $25.00 | 5/4/2011 9:11:50 AM |
| thankful-nickel2 | $25.00 | 5/4/2011 9:27:31 AM |
| Mikale360 | $25.00 | 5/4/2011 11:59:28 AM |
| the-enthralling-coin | $25.00 | 5/4/2011 12:05:59 PM |
| dudebrah | $25.00 | 5/4/2011 4:18:20 PM |
| Evolver | $26.12 | 5/5/2011 1:30:13 AM |
| bonus-demon | $50.00 | 5/5/2011 9:47:08 AM |
| diplomatic-wealth7 | $25.00 | 5/5/2011 4:28:58 PM |
| mrxtravis | $25.00 | 5/6/2011 2:16:48 AM |
| hidavehi | $44.00 | 5/7/2011 6:57:56 PM |
| Unitas4302 | $100.00 | 5/8/2011 7:37:42 AM |
| worth-blanket2 | $1,357.11 | 5/9/2011 11:15:31 AM |
| 31 Investments
|
Borrower Payment Dependent Notes Series
505198
This series of Notes was issued and sold upon the funding of the borrower loan #49284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 87% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 17
/
16 | Length of status: | 2y 2m |
|
Amount delinquent:
| $8 |
Total credit lines:
| 56 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,624 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| adam12tsw |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Last Reserve
Purpose of loan:
This loan will be used to pay off some debt and to help me go back to finish my masters degree. My goal is to be completely debt free in 5 years with a new career. I want to be a math/art teacher.
My financial situation:
I am a good candidate for this loan because I am always on time with payments and I am a hard worker.
Monthly net income: $2200
Housing: $497.50 (total is $995 split with wife)
Insurance: $200 including car and health insurance
Car expenses: $326 a month
Utilities: $150 a month
Phone: $70 (total $140 split with wife)
Food, entertainment: $100 (total is $200 split with wife)
Clothing, household expenses: $0 (wife buys things for the place)
Credit cards and other loans: $200 (wife pays her own credit cards/loans)
Other expenses: $200 budgeted in case needed
Total expenses: $1743.50
Left from net income: $456.50
Plently left to pay for prosper loan!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 5/4/2011 9:10:40 AM |
| NekHoldings | $25.00 | 5/4/2011 9:25:36 AM |
| reflective-rupee | $200.00 | 5/4/2011 9:25:50 AM |
| focused-dime453 | $50.00 | 5/4/2011 10:09:26 AM |
| 2grindstones | $25.00 | 5/4/2011 10:50:04 AM |
| UCLA4life | $60.00 | 5/4/2011 11:34:35 AM |
| janeybooboo | $100.00 | 5/4/2011 12:00:21 PM |
| SolarMoonshine | $50.00 | 5/4/2011 5:00:47 PM |
| return-grizzly | $100.00 | 5/5/2011 6:24:50 PM |
| Bill88 | $30.77 | 5/6/2011 8:39:32 AM |
| bonus-demon | $50.00 | 5/6/2011 10:24:29 AM |
| diplomatic-wealth7 | $25.00 | 5/6/2011 1:21:20 PM |
| InChicago | $50.00 | 5/6/2011 8:13:50 PM |
| riveting-credit5 | $150.00 | 5/7/2011 10:26:58 PM |
| CA-Lender | $25.05 | 5/8/2011 8:50:05 PM |
| worth-blanket2 | $5,000.00 | 5/9/2011 11:18:11 AM |
| designer_10 | $25.00 | 5/9/2011 10:22:52 PM |
| palace2 | $52.75 | 5/10/2011 5:45:27 AM |
| greenback-guard | $25.00 | 5/10/2011 5:53:50 AM |
| Phatt-Daddy | $87.63 | 5/10/2011 6:35:05 AM |
| MoneyForNothing | $12.70 | 5/10/2011 6:35:48 AM |
| lendstats_com | $300.00 | 5/4/2011 9:18:33 AM |
| cashhelp | $50.00 | 5/4/2011 9:05:33 AM |
| irrelevant | $25.00 | 5/4/2011 9:08:25 AM |
| MoneyForNothing | $25.00 | 5/4/2011 5:26:32 PM |
| the-enthralling-coin | $25.00 | 5/4/2011 5:55:46 PM |
| Moe87 | $25.85 | 5/4/2011 7:17:05 PM |
| trumpeter5 | $25.00 | 5/4/2011 7:45:24 PM |
| loan-master1 | $25.00 | 5/4/2011 6:40:42 PM |
| competent-p2p | $25.00 | 5/5/2011 7:42:51 PM |
| Mikale360 | $25.00 | 5/6/2011 7:30:27 AM |
| mrxtravis | $25.00 | 5/6/2011 4:01:30 PM |
| loanman2007 | $150.00 | 5/7/2011 5:22:04 AM |
| seadrg | $25.00 | 5/8/2011 10:32:11 AM |
| chameleon125 | $50.00 | 5/9/2011 6:41:14 AM |
| lender12345 | $100.00 | 5/9/2011 2:05:02 PM |
| itskarma | $25.00 | 5/9/2011 12:35:40 PM |
| shrewd-income | $100.00 | 5/9/2011 2:34:36 PM |
| thankful-nickel2 | $25.00 | 5/9/2011 3:41:26 PM |
| marwadi-62 | $100.00 | 5/9/2011 4:10:17 PM |
| loss-of-control | $75.00 | 5/9/2011 7:28:59 PM |
| VJ_Financial | $30.00 | 5/9/2011 6:13:50 PM |
| a2190b | $25.00 | 5/9/2011 6:44:30 PM |
| fabulous-community4 | $25.00 | 5/10/2011 5:49:20 AM |
| poplar37 | $25.25 | 5/10/2011 6:05:40 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
505208
This series of Notes was issued and sold upon the funding of the borrower loan #49246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 13 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 10y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,144 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 26% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mthauberger |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 94% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 3
( 6% )
| 660-679
(Mar-2010)
660-679
(Feb-2010)
560-579
(Jul-2007)
540-559
(Jun-2007)
|
|
Principal balance:
| $2,629.60 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Consolidate Personal Loans
Purpose of loan:
Hello thank you for reading my listing. I'm looking for a loan to help consolidate personal loans. I have two that total $7300 and I'm currently paying $647 a month. A prosper loan will help cut my monthly payment in half.
My financial situation:
I have been at the same company for over 10 years and have been very stable. I have not missed a payment on any loan for over 3 years. I am a good candidate for this loan because I have had two prosper loans in the past and have paid both in good standing. .
Monthly net income: $12,300
Monthly expenses: $8337
Housing: $3700
Insurance: $320
Car expenses: $1150
Utilities: $240
Phone, cable, internet: $280
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $647
Children's Schooling: $1600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ErvLending | $25.00 | 5/4/2011 9:05:15 AM |
| iolaire | $25.00 | 5/4/2011 9:05:21 AM |
| Kash2010lu | $25.00 | 5/4/2011 9:14:52 AM |
| NekHoldings | $25.00 | 5/4/2011 9:26:26 AM |
| jcholloway831 | $25.00 | 5/4/2011 10:59:18 AM |
| Rob717171 | $50.00 | 5/4/2011 11:33:54 AM |
| ursus | $50.00 | 5/4/2011 2:04:30 PM |
| skillful-asset5 | $26.73 | 5/4/2011 5:20:25 PM |
| competent-p2p | $50.00 | 5/4/2011 6:55:19 PM |
| the-enthralling-coin | $25.00 | 5/5/2011 4:06:46 AM |
| Moe87 | $25.34 | 5/5/2011 7:56:15 AM |
| atlas100 | $25.00 | 5/5/2011 7:43:03 AM |
| return-grizzly | $100.00 | 5/5/2011 6:24:30 PM |
| trumpeter5 | $25.00 | 5/5/2011 6:36:24 PM |
| diplomatic-wealth7 | $25.00 | 5/6/2011 1:21:22 PM |
| Mikale360 | $25.00 | 5/7/2011 7:04:15 AM |
| Champion_Lending | $25.00 | 5/7/2011 11:42:54 AM |
| bmw2 | $25.00 | 5/7/2011 9:13:50 PM |
| riveting-credit5 | $150.00 | 5/7/2011 10:25:54 PM |
| wealth-competitor | $25.00 | 5/8/2011 10:59:08 AM |
| Dubbs360 | $100.00 | 5/8/2011 11:17:39 AM |
| penny-surgeon | $25.00 | 5/8/2011 11:54:07 AM |
| jmichael23 | $50.00 | 5/8/2011 12:48:04 PM |
| VJ_Financial | $25.00 | 5/8/2011 1:39:49 PM |
| myutmost | $95.24 | 5/8/2011 1:52:46 PM |
| reflective-rupee | $200.01 | 5/8/2011 1:53:50 PM |
| supersarah61 | $50.00 | 5/8/2011 2:33:53 PM |
| novice-speculator | $25.00 | 5/8/2011 2:48:36 PM |
| astute-investment5 | $25.00 | 5/8/2011 1:12:28 PM |
| Avicell | $50.00 | 5/8/2011 2:16:23 PM |
| well-mannered-income3 | $40.00 | 5/8/2011 2:35:14 PM |
| chameleon125 | $25.00 | 5/9/2011 6:40:27 AM |
| tolerant-dinero2 | $25.00 | 5/9/2011 9:48:07 AM |
| camaraderi-popcorn | $50.00 | 5/4/2011 9:05:18 AM |
| irrelevant | $25.00 | 5/4/2011 9:08:28 AM |
| reflective-rupee | $200.00 | 5/4/2011 9:57:36 AM |
| focused-dime453 | $50.00 | 5/4/2011 10:09:24 AM |
| hillerod | $25.04 | 5/4/2011 11:30:15 AM |
| 2grindstones | $25.00 | 5/4/2011 10:51:27 AM |
| Angel_Investor_7 | $25.00 | 5/4/2011 11:33:52 AM |
| responsive-rate884 | $25.00 | 5/4/2011 11:34:03 AM |
| janeybooboo | $100.00 | 5/4/2011 12:04:00 PM |
| steves73 | $50.00 | 5/4/2011 3:15:07 PM |
| SolarMoonshine | $50.00 | 5/4/2011 4:59:23 PM |
| DasMula | $130.00 | 5/4/2011 2:19:31 PM |
| money-fort | $25.00 | 5/4/2011 3:48:40 PM |
| MoneyForNothing | $25.00 | 5/4/2011 5:23:47 PM |
| hookUup | $26.74 | 5/5/2011 5:57:38 AM |
| kind-bid-genome | $25.00 | 5/5/2011 9:56:55 AM |
| genuine-integrity0 | $25.00 | 5/5/2011 11:49:38 AM |
| Bill88 | $30.77 | 5/6/2011 8:18:25 AM |
| bobd32 | $25.00 | 5/6/2011 12:41:52 PM |
| bonus-demon | $50.00 | 5/6/2011 5:32:54 PM |
| UCLA4life | $27.00 | 5/7/2011 10:19:24 PM |
| liberty-point | $25.00 | 5/8/2011 10:47:35 AM |
| CA-Lender | $25.05 | 5/8/2011 10:56:33 AM |
| formula842 | $25.00 | 5/8/2011 11:38:33 AM |
| sweetlan | $25.05 | 5/8/2011 11:40:38 AM |
| credit-missile | $125.00 | 5/8/2011 10:46:14 AM |
| luvlending | $25.00 | 5/8/2011 11:12:12 AM |
| agalt | $60.00 | 5/8/2011 11:39:08 AM |
| symbiosis | $50.00 | 5/8/2011 12:56:57 PM |
| VJ_Financial | $30.00 | 5/8/2011 1:39:11 PM |
| finance-expert4 | $50.00 | 5/8/2011 1:34:45 PM |
| melodious-openness | $500.00 | 5/8/2011 12:26:14 PM |
| simeonthewhale | $25.00 | 5/8/2011 1:43:10 PM |
| West_End_Local | $30.00 | 5/8/2011 2:14:36 PM |
| handy-justice | $200.00 | 5/8/2011 2:31:52 PM |
| chungfang | $25.00 | 5/8/2011 12:54:07 PM |
| blue111 | $25.00 | 5/8/2011 12:55:35 PM |
| Zipcut | $25.00 | 5/8/2011 1:58:49 PM |
| fairness-atmosphere | $25.00 | 5/8/2011 2:09:42 PM |
| ethicalhumanist | $25.00 | 5/8/2011 3:32:41 PM |
| riveting-credit5 | $100.00 | 5/9/2011 6:40:18 AM |
| worth-blanket2 | $3,553.03 | 5/9/2011 11:18:45 AM |
| 75 Investments
|
Borrower Payment Dependent Notes Series
505220
This series of Notes was issued and sold upon the funding of the borrower loan #49306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $124.77 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Construction |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,184 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| p2p-piano7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2010)
|
|
Principal balance:
| $2,034.95 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Ease the Pain
Purpose of loan:
This loan will be used to ease the financial burden of losing a baby and some of the medical costs that insurance doesnt cover. My wife lost our child at 5 months pregnant and wont be working to recover from DNC operation
My financial situation:
I am a good candidate for this loan because this will be my second prosper loan and I have never missed a payment..also it will be deducted directly from my checking account
Monthly net income: $ 2700
Monthly expenses: $ 1800
Housing: $ 426
Insurance: $ 60
Car expenses: $ 533
Utilities: $ 118
Phone, cable, internet: $ 115
Food, entertainment: $ 250
Clothing, household expenses: $ 50
Credit cards and other loans: $ 250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wealth-renaissance5 | $25.00 | 5/4/2011 9:05:53 AM |
| reflective-rupee | $25.00 | 5/4/2011 9:19:03 AM |
| the-reliable-trade | $100.00 | 5/4/2011 9:06:01 AM |
| Gibbyland | $100.00 | 5/4/2011 9:06:24 AM |
| irrelevant | $25.00 | 5/4/2011 9:08:29 AM |
| thorough-payout8 | $25.00 | 5/4/2011 9:17:48 AM |
| EngineersAlliance | $100.00 | 5/4/2011 9:05:56 AM |
| bonus-demon | $25.00 | 5/4/2011 9:07:43 AM |
| Wangchuk | $25.00 | 5/4/2011 9:16:32 AM |
| Ducatiman1978 | $25.00 | 5/4/2011 10:59:35 AM |
| serene-capital | $30.00 | 5/4/2011 11:05:02 AM |
| janeybooboo | $49.00 | 5/4/2011 12:19:54 PM |
| the-enthralling-coin | $25.00 | 5/4/2011 8:30:15 PM |
| social-heart | $25.00 | 5/5/2011 2:26:17 AM |
| MarvintheMartian | $25.00 | 5/5/2011 5:26:21 AM |
| I_want_to_help_you | $25.00 | 5/5/2011 8:21:04 AM |
| upbeat-finance8 | $25.00 | 5/5/2011 4:30:45 PM |
| goodhearted-basis4 | $25.00 | 5/6/2011 2:27:03 AM |
| penny-candy | $25.00 | 5/5/2011 8:16:32 PM |
| tomdooley12520 | $25.00 | 5/6/2011 6:36:23 AM |
| moneybags16 | $25.00 | 5/6/2011 12:25:19 PM |
| WSTRDG | $25.00 | 5/6/2011 3:28:47 PM |
| Reliance_Banker | $25.00 | 5/7/2011 8:21:57 PM |
| benefit-trident | $25.00 | 5/8/2011 5:43:25 AM |
| amlu1988 | $25.00 | 5/7/2011 9:03:51 PM |
| NiceNate | $100.00 | 5/8/2011 10:07:17 AM |
| ethicalhumanist | $50.00 | 5/8/2011 3:33:59 PM |
| ZLyons | $25.00 | 5/8/2011 10:41:43 PM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:07:31 AM |
| worth-blanket2 | $1,042.99 | 5/9/2011 11:19:21 AM |
| OldManP | $25.00 | 5/4/2011 9:05:41 AM |
| investment-artist | $25.01 | 5/4/2011 9:06:46 AM |
| Tradesmanlender | $25.00 | 5/4/2011 9:07:07 AM |
| janeybooboo | $51.00 | 5/4/2011 9:07:51 AM |
| interloode | $75.00 | 5/4/2011 11:32:40 AM |
| engaging-worth | $25.00 | 5/4/2011 1:03:08 PM |
| favorite-commerce | $25.00 | 5/4/2011 1:43:37 PM |
| Sol_Invictus | $25.00 | 5/4/2011 5:11:51 PM |
| numero-uno4 | $100.00 | 5/5/2011 10:51:49 AM |
| thankful-nickel2 | $25.00 | 5/5/2011 7:53:46 PM |
| palace2 | $450.00 | 5/6/2011 7:16:48 AM |
| asset-professor | $50.00 | 5/6/2011 2:39:49 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:01:36 AM |
| felicity-daydream | $50.00 | 5/7/2011 9:11:43 AM |
| Unitas4302 | $50.00 | 5/8/2011 7:45:42 AM |
| padewy | $25.00 | 5/8/2011 10:38:37 AM |
| Interloper | $27.00 | 5/8/2011 1:31:33 PM |
| qsolo | $200.00 | 5/9/2011 9:42:09 AM |
| tolerant-dinero2 | $100.00 | 5/9/2011 9:49:26 AM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
505260
This series of Notes was issued and sold upon the funding of the borrower loan #49358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-05-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $210.02 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 620-639 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 3m |
|
Amount delinquent:
| $703 |
Total credit lines:
| 26 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,020 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| themommy08 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2009)
640-659
(Mar-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Auto Loan
Purpose of loan:
This loan will be used to add to some money I saved for a new car.
My financial situation:
I am a good candidate for this loan because I just fully paid off another prosper loan with out any missed payments.
Monthly net income: $3800
Housing: $ 1130
Insurance: $100
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $ 100
Credit cards and other loans: $ 200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $88.00 | 5/4/2011 5:06:43 PM |
| MoneyForNothing | $33.10 | 5/4/2011 5:08:20 PM |
| cashhelp | $50.00 | 5/4/2011 5:05:24 PM |
| thorough-payout8 | $25.00 | 5/4/2011 5:25:23 PM |
| marwadi-62 | $100.00 | 5/4/2011 5:07:40 PM |
| tech310 | $50.00 | 5/4/2011 5:02:19 PM |
| credit-missile | $25.00 | 5/4/2011 7:57:50 PM |
| janeybooboo | $149.00 | 5/4/2011 8:31:41 PM |
| Moe87 | $28.00 | 5/4/2011 7:19:24 PM |
| credit-missile | $125.00 | 5/4/2011 7:55:18 PM |
| GrowthAspirations | $27.27 | 5/4/2011 11:03:23 PM |
| exciting-fairness | $200.00 | 5/5/2011 5:07:55 AM |
| golffish2 | $100.00 | 5/5/2011 4:03:21 AM |
| Bill88 | $35.00 | 5/5/2011 8:25:48 AM |
| Leshan | $201.82 | 5/5/2011 8:38:20 AM |
| El_Profesional | $25.00 | 5/5/2011 9:56:17 AM |
| Angelbear | $50.00 | 5/5/2011 10:38:51 AM |
| mobius404 | $25.00 | 5/5/2011 9:49:56 AM |
| taetrade | $25.00 | 5/5/2011 10:14:57 AM |
| sparkling-interest1 | $25.00 | 5/5/2011 11:26:30 AM |
| Reddy_Capital | $25.00 | 5/5/2011 10:43:38 AM |
| kwan | $25.00 | 5/5/2011 11:37:51 AM |
| Freestyled | $25.00 | 5/5/2011 11:41:40 AM |
| JauaFlash | $25.00 | 5/5/2011 11:50:49 AM |
| klend4 | $25.00 | 5/5/2011 12:37:15 PM |
| thorough-payout8 | $25.00 | 5/5/2011 12:52:12 PM |
| coin-flower1 | $25.00 | 5/5/2011 2:05:30 PM |
| Aberdeen | $3,000.00 | 5/4/2011 5:04:51 PM |
| reflective-rupee | $25.00 | 5/4/2011 5:09:05 PM |
| janeybooboo | $51.00 | 5/4/2011 5:03:53 PM |
| irrelevant | $25.00 | 5/4/2011 5:08:16 PM |
| skillful-asset5 | $25.00 | 5/4/2011 5:12:43 PM |
| vutah | $25.00 | 5/4/2011 6:08:51 PM |
| wealth-multiplier | $25.00 | 5/4/2011 6:21:34 PM |
| clemclan | $36.25 | 5/4/2011 6:54:28 PM |
| trumpeter5 | $25.00 | 5/4/2011 7:44:28 PM |
| jasonrun | $25.00 | 5/4/2011 7:45:45 PM |
| angel879 | $29.44 | 5/4/2011 11:25:59 PM |
| SeminoleHoldings | $54.00 | 5/5/2011 5:55:29 AM |
| sgt-schultz | $25.00 | 5/5/2011 6:15:17 AM |
| bbt210 | $100.00 | 5/5/2011 6:27:21 AM |
| palace2 | $300.00 | 5/5/2011 4:04:41 AM |
| atlas100 | $50.00 | 5/5/2011 7:40:25 AM |
| dime-vista2 | $25.00 | 5/5/2011 9:42:52 AM |
| credit-missile | $25.00 | 5/5/2011 11:28:56 AM |
| MoneyForNothing | $17.12 | 5/5/2011 2:05:37 PM |
| 2grindstones | $50.00 | 5/5/2011 12:42:40 PM |
| 47 Investments
|
Borrower Payment Dependent Notes Series
505262
This series of Notes was issued and sold upon the funding of the borrower loan #49270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1975 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Other |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,055 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| TeddyPatrick |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 15 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $12,300.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2010)
700-719
(Nov-2009)
680-699
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
rebuild water tank for cattle
Purpose of loan: To rebuild the water tank for the cattle operation
This loan will be used to... provide water to the cattle. Old tank was destroyed in the recent fires in Texas
My financial situation: Stable employment, Cattle operation is a side business and nets met about $60,000 per year. Cattle prices are way up due to the drought in Texas.
I am a good candidate for this loan because...I have paid two past loans off in full, EARLY. Never missed a payment and have good credit and stable income.
Monthly net income: $6,200
Monthly expenses: $1500
Housing: $1000
Insurance: $80
Car expenses: $100
Utilities: $200
Phone, cable, internet: $128
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| skillful-asset5 | $30.00 | 5/4/2011 5:11:21 PM |
| Kash2010lu | $50.00 | 5/4/2011 5:13:47 PM |
| irrelevant | $25.00 | 5/4/2011 5:08:19 PM |
| janeybooboo | $100.00 | 5/4/2011 8:36:11 PM |
| Moe87 | $27.00 | 5/4/2011 7:18:20 PM |
| reflective-rupee | $200.00 | 5/5/2011 4:54:23 AM |
| reflective-rupee | $100.00 | 5/5/2011 4:56:29 AM |
| NekHoldings | $25.00 | 5/5/2011 5:27:43 AM |
| reflective-rupee | $75.00 | 5/5/2011 4:56:38 AM |
| hookUup | $26.73 | 5/5/2011 7:59:27 PM |
| the-enthralling-coin | $25.00 | 5/5/2011 8:49:36 PM |
| orange-impartial-asset | $500.00 | 5/6/2011 7:51:47 AM |
| wodude | $25.00 | 5/6/2011 6:22:04 AM |
| 1-HARD-HEAD | $25.00 | 5/6/2011 8:33:07 PM |
| yf99yz | $25.00 | 5/6/2011 10:50:36 PM |
| Mikale360 | $25.00 | 5/7/2011 7:10:29 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:09 AM |
| velvetsmog | $30.00 | 5/10/2011 6:17:28 AM |
| first-serene-credit | $25.00 | 5/10/2011 6:20:18 AM |
| dollar-authority | $100.00 | 5/10/2011 7:27:02 AM |
| HYGCapitalPartnersLP | $51.92 | 5/10/2011 6:40:40 AM |
| dime-vista2 | $25.00 | 5/10/2011 8:55:26 AM |
| Rogesparkguy | $25.00 | 5/10/2011 9:34:14 AM |
| trail8631 | $30.38 | 5/10/2011 10:03:00 AM |
| ColoradoLender82 | $25.00 | 5/10/2011 11:04:08 AM |
| Cash4U2also | $50.00 | 5/10/2011 1:23:53 PM |
| gothampark | $25.00 | 5/10/2011 12:23:20 PM |
| sharpey | $273.74 | 5/10/2011 12:56:30 PM |
| diceman19 | $25.00 | 5/10/2011 3:06:50 PM |
| unger | $85.33 | 5/10/2011 7:29:07 PM |
| DreDub | $50.00 | 5/10/2011 8:03:25 PM |
| RyanJY | $25.00 | 5/10/2011 8:19:06 PM |
| catamaran2024 | $50.00 | 5/11/2011 1:18:49 AM |
| Reddy_Capital | $25.00 | 5/10/2011 10:39:35 PM |
| thatguyoverseas | $25.90 | 5/10/2011 10:37:09 PM |
| currency-persimmon | $25.00 | 5/11/2011 4:27:14 AM |
| briskdevl07 | $25.00 | 5/11/2011 5:28:56 AM |
| marketplace-flan9 | $250.00 | 5/11/2011 8:33:09 AM |
| platinum-waterfall | $76.42 | 5/11/2011 9:56:07 AM |
| gold-cluster | $100.00 | 5/11/2011 9:26:23 AM |
| fund-tom-tom6 | $27.85 | 5/11/2011 9:51:13 AM |
| guardian3 | $30.00 | 5/11/2011 11:53:39 AM |
| orange-coin-walnut | $50.00 | 5/11/2011 10:19:42 AM |
| nickel-position | $25.00 | 5/11/2011 12:33:54 PM |
| winmals | $25.00 | 5/11/2011 11:07:52 AM |
| hope-dreamer9 | $100.00 | 5/11/2011 1:48:04 PM |
| hope-dreamer9 | $100.00 | 5/11/2011 1:48:33 PM |
| hope-dreamer9 | $36.19 | 5/11/2011 1:48:58 PM |
| PotBellyPete | $118.18 | 5/11/2011 11:45:53 AM |
| platinum-scientist9 | $25.00 | 5/11/2011 2:01:23 PM |
| javelin0 | $100.00 | 5/11/2011 2:23:27 PM |
| toronado | $100.00 | 5/11/2011 3:30:54 PM |
| auction-seeker4 | $50.00 | 5/11/2011 4:03:19 PM |
| fair-dollar | $26.10 | 5/11/2011 4:47:01 PM |
| payout-network1 | $97.00 | 5/11/2011 7:10:06 PM |
| dancingeagle | $40.19 | 5/12/2011 6:29:49 AM |
| grampy48 | $50.00 | 5/12/2011 4:09:46 AM |
| ursus | $400.00 | 5/12/2011 6:23:31 AM |
| Rulea72 | $41.88 | 5/12/2011 6:16:03 AM |
| a-reasonable-return | $25.00 | 5/12/2011 7:53:57 AM |
| pioneer580 | $250.00 | 5/12/2011 6:18:48 AM |
| Wisc_investor | $26.40 | 5/12/2011 8:14:34 AM |
| briskdevl07 | $25.00 | 5/12/2011 7:40:10 AM |
| TackingWindward | $25.00 | 5/12/2011 8:13:03 AM |
| AustinAmerica | $30.00 | 5/12/2011 7:37:15 AM |
| suave-dime6 | $25.00 | 5/4/2011 6:06:55 PM |
| loan-master1 | $25.00 | 5/4/2011 6:20:35 PM |
| investment-daydream | $75.00 | 5/5/2011 12:29:53 AM |
| optionscashflow | $25.00 | 5/4/2011 11:44:06 PM |
| SecondChanceLendingSERV | $25.00 | 5/5/2011 9:42:28 AM |
| nickel-hickory | $100.00 | 5/5/2011 2:23:42 PM |
| brightest-dignified-penny | $25.00 | 5/5/2011 5:00:46 PM |
| competent-p2p | $45.00 | 5/5/2011 7:41:27 PM |
| zorg77 | $50.00 | 5/6/2011 4:45:02 AM |
| Bill88 | $30.77 | 5/6/2011 8:46:51 AM |
| natural-point1 | $25.00 | 5/6/2011 7:32:28 PM |
| mrxtravis | $25.00 | 5/7/2011 3:42:15 AM |
| riveting-credit5 | $300.00 | 5/7/2011 10:24:57 PM |
| diplomatic-wealth7 | $25.00 | 5/8/2011 1:16:09 PM |
| FarmersBank | $50.00 | 5/8/2011 8:46:24 PM |
| FarmersBank | $44.47 | 5/8/2011 8:49:40 PM |
| chameleon125 | $50.00 | 5/9/2011 6:39:27 AM |
| bonus-demon | $50.00 | 5/9/2011 1:29:34 PM |
| lender12345 | $25.00 | 5/9/2011 2:07:03 PM |
| neutrino6 | $25.00 | 5/10/2011 3:19:48 AM |
| agreement-magician | $69.65 | 5/10/2011 1:36:48 AM |
| fabulous-community4 | $25.00 | 5/10/2011 5:49:28 AM |
| apple757 | $25.00 | 5/10/2011 8:14:30 AM |
| friendinmoney | $25.00 | 5/10/2011 8:27:51 AM |
| Chesterite | $25.00 | 5/10/2011 10:07:54 AM |
| agalt | $50.00 | 5/10/2011 10:08:18 AM |
| J1mS | $168.97 | 5/10/2011 11:25:29 AM |
| investment-habanero8 | $100.00 | 5/10/2011 1:58:16 PM |
| Grandmahoneybee | $50.00 | 5/10/2011 2:43:49 PM |
| chungfang | $25.00 | 5/10/2011 5:13:29 PM |
| finance-symphony7 | $25.00 | 5/10/2011 5:57:17 PM |
| prudent-gain7 | $25.00 | 5/10/2011 6:47:26 PM |
| liberty-point | $50.00 | 5/10/2011 7:26:48 PM |
| credit-elation1 | $25.00 | 5/10/2011 9:03:57 PM |
| luminant | $26.59 | 5/10/2011 9:41:12 PM |
| Ananya | $25.00 | 5/11/2011 4:26:34 AM |
| Firescreek | $25.00 | 5/11/2011 5:03:30 AM |
| Cromag | $25.00 | 5/11/2011 8:08:39 AM |
| travels536 | $25.00 | 5/11/2011 6:59:07 AM |
| sdcc72 | $25.00 | 5/11/2011 7:19:43 AM |
| Silverling6 | $25.00 | 5/11/2011 9:11:22 AM |
| jpsmith1981 | $54.15 | 5/11/2011 8:04:29 AM |
| baker31 | $50.00 | 5/11/2011 10:25:15 AM |
| marinbb | $100.00 | 5/11/2011 11:02:47 AM |
| taetrade | $25.00 | 5/11/2011 11:56:41 AM |
| trumpeter5 | $25.00 | 5/11/2011 2:45:56 PM |
| reward-dynamo | $50.00 | 5/11/2011 12:13:37 PM |
| commerce-broker | $25.00 | 5/11/2011 5:02:37 PM |
| cash-backer8 | $25.00 | 5/11/2011 5:31:35 PM |
| vladida309 | $79.74 | 5/11/2011 6:04:56 PM |
| loss-of-control | $100.00 | 5/11/2011 8:11:10 PM |
| payment-halo | $25.00 | 5/11/2011 6:17:13 PM |
| the-kindness-honker | $25.00 | 5/11/2011 8:15:48 PM |
| thankful-nickel2 | $25.00 | 5/11/2011 8:45:42 PM |
| umfan123 | $25.00 | 5/12/2011 12:26:21 AM |
| JustMee | $25.00 | 5/12/2011 6:44:46 AM |
| careful-note1 | $25.00 | 5/12/2011 5:56:29 AM |
| genuine-diversification5 | $40.00 | 5/12/2011 5:57:39 AM |
| economy-popcorn | $25.00 | 5/12/2011 6:29:43 AM |
| loyalist1 | $100.00 | 5/12/2011 6:39:37 AM |
| FerventOne | $34.44 | 5/12/2011 6:33:21 AM |
| dough-hammock | $25.00 | 5/12/2011 6:54:35 AM |
| poplar37 | $25.00 | 5/12/2011 7:19:19 AM |
| freefly67 | $25.01 | 5/12/2011 7:25:13 AM |
| shrewd-income | $50.00 | 5/12/2011 7:17:42 AM |
| Christophe | $25.00 | 5/12/2011 8:13:40 AM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
505272
This series of Notes was issued and sold upon the funding of the borrower loan #49311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $100.71 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 6m |
|
Amount delinquent:
| $1,002 |
Total credit lines:
| 7 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,332 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gold-locomotive688 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vehicle Repair
Purpose of loan:
This loan will be used to...overhaul and replace the transmission in my 1998 Dodge Ram
My financial situation: I currently do not have the money necessary to repair my truck. Due to a divorce and other issues associated with that, my credit is not the best, however I have a steady income and desperately need to fix my truck.
I am a good candidate for this loan because... I have been currently employed for the past three and a half years with Bechtel. I have no plans on leaving this company within the next 10 to 15 years; due to advancement opportunities.
Monthly net income: $ 1700
Monthly expenses: $ see below
Housing: $ 120
Insurance: $ 156
Car expenses: $ 100 for gas
Utilities: $ 250
Phone, cable, internet: $35
Food, entertainment: $ 150
Clothing, household expenses: $ 50
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/4/2011 5:05:05 PM |
| skillful-asset5 | $25.00 | 5/4/2011 5:09:02 PM |
| Bob450 | $25.00 | 5/4/2011 5:07:37 PM |
| KarlMarx | $25.00 | 5/4/2011 5:26:52 PM |
| OSERENKUKU | $25.03 | 5/4/2011 5:54:20 PM |
| mob205 | $50.00 | 5/4/2011 6:40:54 PM |
| javelin0 | $50.00 | 5/4/2011 5:15:45 PM |
| bill-appraiser7 | $25.00 | 5/4/2011 5:19:51 PM |
| irrelevant | $25.00 | 5/4/2011 5:08:26 PM |
| wealth-renaissance5 | $25.00 | 5/4/2011 5:04:56 PM |
| umfan123 | $25.00 | 5/4/2011 5:07:43 PM |
| IASKGOD | $25.00 | 5/4/2011 6:39:27 PM |
| crjcapt | $174.97 | 5/4/2011 6:47:33 PM |
| 13 Investments
|
Borrower Payment Dependent Notes Series
505344
This series of Notes was issued and sold upon the funding of the borrower loan #49394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
0 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| thoughtful-duty9 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Loan is for Debt Consolidation
Purpose of loan: I have made some bad decisions in the past and acquired some pay day loans that I cannot get out from under. I want to pay these off along with a few more minor bills to that I will have one monthly payment.
I do not have anything for collateral at this time. I am hoping for just a signature loan. Our total household income is approximately $65,000 per year. But these are debts that I have made and I want to be able to get out from under them once and for all.
Please help! I need this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MilitaryLending | $135.88 | 5/6/2011 5:05:01 PM |
| economy-coup | $30.00 | 5/6/2011 5:38:41 PM |
| DHolly | $25.00 | 5/6/2011 6:21:53 PM |
| suave-dime6 | $25.00 | 5/7/2011 11:35:36 AM |
| worth-blanket2 | $5,000.00 | 5/9/2011 10:49:13 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:10:46 PM |
| felicity-daydream | $25.00 | 5/10/2011 6:21:21 AM |
| reflective-rupee | $125.00 | 5/10/2011 11:46:50 AM |
| astro128 | $25.00 | 5/10/2011 6:27:30 PM |
| buffalobills | $25.00 | 5/11/2011 7:15:56 AM |
| Finchy78 | $25.00 | 5/11/2011 2:47:17 PM |
| CashFlow13 | $1,500.00 | 5/11/2011 5:36:05 PM |
| irrelevant | $25.00 | 5/6/2011 5:08:24 PM |
| 2grindstones | $25.00 | 5/7/2011 10:41:16 AM |
| the-enthralling-coin | $25.00 | 5/9/2011 7:00:29 PM |
| sparkling-interest1 | $25.00 | 5/9/2011 11:00:13 PM |
| Whipster | $25.00 | 5/10/2011 5:24:41 AM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 11:10:44 AM |
| reflective-rupee | $375.00 | 5/10/2011 11:46:39 AM |
| sensible-fund | $25.00 | 5/10/2011 5:43:17 PM |
| well-mannered-income3 | $40.00 | 5/10/2011 6:41:13 PM |
| havana111 | $25.00 | 5/11/2011 4:56:51 AM |
| 22 Investments
|
Borrower Payment Dependent Notes Series
505466
This series of Notes was issued and sold upon the funding of the borrower loan #49307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,150.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $143.84 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,066 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| briskdevl07 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financial Analyst Expanding Credit
I have maintained a stable history since my graduation in 2007 (Duke University). I have been a Prosper lender for nearly four years. The funds will:
1. Expand credit history. Include a fixed payment loan, improve credit score.
2. Experiment with leverage. Use funds to reinvest in other opportunities.
The funds themselves will be used as follows: - $2,500 for a private investment, and $1,500 to reinvest in Prosper. I realize that the net return on the Prosper funds will be limited, but again, that is not the only goal.
I arrived in the city with no savings (and financed my early purchases on a card), and currently have:
5,300 401k
4,000 Roth
3,700 Emergency cash
2,000 Chase HSA
1,000 Prosper
I am a good candidate for this loan because...
Monthly gross income: $5,000
Housing: $700 (650 rent, 50 utilities)
Travel: $109 (subway)
Cell: $60
Food, entertainment: $750
Clothing etc.: $250
Loans: $300 college, $500 cc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| intelligent-yield | $25.00 | 5/5/2011 5:04:50 PM |
| availableloan | $25.00 | 5/5/2011 5:05:43 PM |
| Tradesmanlender | $25.00 | 5/5/2011 5:07:06 PM |
| organized-payment6 | $50.00 | 5/5/2011 5:06:45 PM |
| Gibbyland | $100.00 | 5/5/2011 5:05:50 PM |
| Keystonekop | $100.00 | 5/5/2011 5:31:32 PM |
| designer_10 | $25.00 | 5/5/2011 6:26:01 PM |
| cwegert | $25.00 | 5/6/2011 6:34:38 AM |
| Sol_Invictus | $25.00 | 5/6/2011 4:48:45 AM |
| reinforced-funds4 | $25.00 | 5/6/2011 11:24:20 AM |
| indianoven | $25.00 | 5/6/2011 11:05:26 AM |
| balanced-bill7 | $50.00 | 5/6/2011 11:21:03 AM |
| CPA-Banker | $25.00 | 5/6/2011 2:16:48 PM |
| principal-star | $25.00 | 5/6/2011 7:54:53 PM |
| integrity-cowbell | $30.00 | 5/8/2011 4:23:19 AM |
| Interloper | $27.00 | 5/8/2011 1:32:00 PM |
| JGuide | $26.99 | 5/8/2011 4:00:54 PM |
| cerebral-dollar773 | $500.00 | 5/9/2011 6:58:44 AM |
| qsolo | $200.00 | 5/9/2011 9:41:16 AM |
| pmandel | $50.00 | 5/9/2011 1:05:39 PM |
| gold-fluffy-bunny4 | $100.00 | 5/9/2011 5:54:45 PM |
| the-enthralling-coin | $25.00 | 5/9/2011 7:00:27 PM |
| magnificent-euro543 | $150.00 | 5/9/2011 7:29:59 PM |
| wealth-renaissance5 | $25.00 | 5/10/2011 1:32:20 AM |
| SOP_Bank | $25.00 | 5/10/2011 6:15:23 AM |
| engaging-worth | $25.00 | 5/10/2011 9:03:04 AM |
| RecoveryLender | $25.00 | 5/10/2011 9:22:31 AM |
| VTXRider | $25.00 | 5/10/2011 12:12:32 PM |
| CPA-Banker | $25.00 | 5/10/2011 4:44:15 PM |
| racing777 | $25.00 | 5/10/2011 4:52:35 PM |
| upbeat-finance8 | $25.00 | 5/10/2011 5:43:15 PM |
| rescue | $100.00 | 5/10/2011 6:56:14 PM |
| Gobsek | $25.00 | 5/10/2011 7:28:02 PM |
| 19vfwcinc89 | $29.81 | 5/10/2011 7:17:54 PM |
| authentic-peace7 | $25.00 | 5/10/2011 7:52:05 PM |
| careful-note1 | $25.00 | 5/10/2011 8:42:32 PM |
| velocity-winner | $25.00 | 5/10/2011 10:13:10 PM |
| reflective-rupee | $25.00 | 5/5/2011 5:12:51 PM |
| bonus-demon | $25.00 | 5/5/2011 5:07:16 PM |
| EngineersAlliance | $100.00 | 5/5/2011 5:05:00 PM |
| income-pizza | $40.00 | 5/5/2011 5:45:34 PM |
| favorite-commerce | $25.00 | 5/5/2011 6:12:23 PM |
| chestnut4 | $25.00 | 5/5/2011 9:44:00 PM |
| jdrez | $25.00 | 5/6/2011 1:35:32 AM |
| orange-impartial-asset | $500.00 | 5/6/2011 7:50:56 AM |
| tomdooley12520 | $25.00 | 5/6/2011 6:29:18 AM |
| ChoiceInvestments | $31.00 | 5/6/2011 10:08:29 AM |
| riv701 | $25.00 | 5/6/2011 10:14:01 AM |
| RandyL3 | $25.00 | 5/6/2011 11:24:17 AM |
| kind-bid-genome | $25.00 | 5/6/2011 4:46:19 PM |
| reinforced-revenue069 | $25.00 | 5/6/2011 8:59:45 PM |
| QsDad | $25.00 | 5/7/2011 2:45:17 AM |
| jayk63 | $25.00 | 5/7/2011 4:45:28 AM |
| aspire2grow | $25.00 | 5/7/2011 11:06:53 AM |
| platinum-sorcerer6 | $50.00 | 5/7/2011 4:09:33 PM |
| Alittleluck | $50.00 | 5/8/2011 5:55:35 AM |
| Pickmar | $25.00 | 5/8/2011 8:11:37 AM |
| NiceNate | $100.00 | 5/8/2011 10:07:35 AM |
| newest-funds-powerplant | $50.00 | 5/8/2011 1:01:22 PM |
| thankful-nickel2 | $50.00 | 5/8/2011 4:06:02 PM |
| janeybooboo | $100.00 | 5/8/2011 6:23:46 PM |
| optionscashflow | $25.00 | 5/9/2011 11:34:09 AM |
| RyanTH9893 | $25.00 | 5/9/2011 7:51:04 PM |
| Nerdster1 | $40.10 | 5/10/2011 3:51:14 AM |
| NekHoldings | $25.00 | 5/10/2011 9:10:03 AM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:25:09 PM |
| RLaumeyer | $25.00 | 5/10/2011 1:47:01 PM |
| Cherrypicker | $45.00 | 5/10/2011 3:58:54 PM |
| SiebirdLending | $25.00 | 5/10/2011 3:34:14 PM |
| vennp | $100.00 | 5/10/2011 4:02:06 PM |
| 1stofthemonth | $25.00 | 5/10/2011 5:16:58 PM |
| _NaLNaBB | $250.00 | 5/10/2011 10:09:48 PM |
| FundMaker | $5.10 | 5/10/2011 10:14:42 PM |
| cwegert | $25.00 | 5/10/2011 9:12:41 PM |
| 74 Investments
|
Borrower Payment Dependent Notes Series
505518
This series of Notes was issued and sold upon the funding of the borrower loan #49310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
8 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 68 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,192 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dynamic-truth4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Good Credit Candidate Seeking Loan
Purpose of loan:
This loan will be used for emergency legal and medical expenses.
My financial situation:
I am a good candidate for this loan because, I have good credit. I always pay my bills on time as I will do with this monthly loan payment. I have the income to cover the monthly payment for a $3000 loan under a 3-year term. I also checked my credit score today, 5/6/11, and it is at 724, not between 680-699 as listed on here. That is not accurate. I am never late on my payments to any financial institution.
Although I have only been employed with my current employer for 7 months, I was employed with my prior employer for 6 years. I left that prior employment due to relocation to a new city.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/6/2011 5:08:25 PM |
| JustMee | $25.00 | 5/6/2011 5:30:32 PM |
| economy-coup | $30.00 | 5/6/2011 5:38:42 PM |
| blitzen40 | $25.00 | 5/7/2011 7:54:08 AM |
| 2grindstones | $25.00 | 5/7/2011 10:36:07 AM |
| Whipster | $50.00 | 5/8/2011 6:40:03 AM |
| tzvie | $25.00 | 5/8/2011 11:49:32 AM |
| janeybooboo | $100.00 | 5/8/2011 6:16:36 PM |
| first-dinero-igloo | $25.00 | 5/9/2011 12:09:27 PM |
| crab-e-bill | $32.69 | 5/7/2011 6:53:54 AM |
| suave-dime6 | $25.00 | 5/7/2011 11:35:39 AM |
| favorite-commerce | $25.00 | 5/7/2011 11:36:24 AM |
| reflective-rupee | $200.00 | 5/7/2011 12:07:43 PM |
| ultimate-peace | $25.00 | 5/7/2011 12:45:57 PM |
| capital-kingdom | $25.00 | 5/7/2011 5:16:03 PM |
| groundsquirrel | $25.00 | 5/8/2011 8:05:55 AM |
| yf99yz | $25.00 | 5/8/2011 12:44:27 PM |
| golffish2 | $25.00 | 5/9/2011 3:57:19 AM |
| worth-blanket2 | $2,100.00 | 5/9/2011 10:55:13 AM |
| lending-theory | $50.00 | 5/9/2011 10:58:56 AM |
| Rogesparkguy | $25.00 | 5/9/2011 11:01:34 AM |
| tzvie | $50.00 | 5/9/2011 12:16:40 PM |
| itskarma | $12.31 | 5/9/2011 12:45:34 PM |
| FASTIZIO_P | $25.00 | 5/9/2011 12:24:16 PM |
| 24 Investments
|
Borrower Payment Dependent Notes Series
505544
This series of Notes was issued and sold upon the funding of the borrower loan #49361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $239.52 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 24y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,932 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durable-finance4 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I have a sound employment history, good credit and reputable payment history. I have no delinquencies.
Monthly net income: $7,054
Monthly expenses: $6,609 (total of below)
Housing: $1,837 (Mortgage only)
Insurance: $350 (Home and Car)
Car expenses: $867 (2 car payments)
Utilities: $300
Phone, cable, internet: $205
Food, entertainment: $650(includes weekly groceries)
Clothing, household expenses: $100-$200
Credit cards and other loans: $2,200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/9/2011 5:08:02 PM |
| irrelevant | $25.00 | 5/9/2011 5:06:28 PM |
| magnetic-dedication3 | $25.00 | 5/9/2011 6:30:07 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:09:44 PM |
| lendstats_com | $300.00 | 5/9/2011 5:32:32 PM |
| suave-dime6 | $25.00 | 5/10/2011 7:38:46 AM |
| worth-blanket2 | $3,850.00 | 5/10/2011 9:43:24 AM |
| InChicago | $50.00 | 5/10/2011 9:54:17 AM |
| favorite-commerce | $25.00 | 5/10/2011 10:26:28 AM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 10:38:01 AM |
| 168RichCapital | $25.50 | 5/10/2011 11:12:13 AM |
| kttalamo | $70.00 | 5/10/2011 9:48:55 AM |
| reflective-rupee | $500.00 | 5/10/2011 11:38:01 AM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:10:28 PM |
| Nerdster1 | $40.10 | 5/10/2011 2:00:18 PM |
| CA-Lender | $25.05 | 5/10/2011 3:47:16 PM |
| systematic-fairness1 | $35.00 | 5/10/2011 3:54:37 PM |
| BangBros | $532.75 | 5/10/2011 3:56:38 PM |
| tech310 | $50.00 | 5/9/2011 5:09:25 PM |
| transformer855 | $25.00 | 5/9/2011 10:10:53 PM |
| 2grindstones | $25.00 | 5/9/2011 10:33:37 PM |
| the-enthralling-coin | $25.00 | 5/10/2011 9:44:00 AM |
| Kash2010lu | $40.00 | 5/10/2011 9:46:03 AM |
| DasMula | $27.00 | 5/10/2011 12:40:04 PM |
| RLaumeyer | $25.00 | 5/10/2011 1:37:53 PM |
| chungfang | $50.00 | 5/10/2011 12:10:01 PM |
| DasMula | $27.00 | 5/10/2011 12:40:41 PM |
| transparency-baton | $50.00 | 5/10/2011 2:06:23 PM |
| 28 Investments
|
Borrower Payment Dependent Notes Series
505644
This series of Notes was issued and sold upon the funding of the borrower loan #49415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-13-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $78.68 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,555 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Jumping_Jedi |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 45 ( 98% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $7,200.00 | < 31 days late:
| 1
( 2% )
| 640-659
(Apr-2010)
640-659
(Jul-2009)
620-639
(May-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 46 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate a lil' bit of debt from higher-interest accounts.
My financial situation:
I am a good candidate for this loan. I believe my financial history, both on Prosper and in general, speaks for itself.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $42.15 | 5/7/2011 12:04:17 PM |
| bonus-demon | $25.00 | 5/7/2011 12:06:30 PM |
| Tradesmanlender | $35.00 | 5/7/2011 4:59:24 PM |
| investment-artist | $25.00 | 5/7/2011 5:01:12 PM |
| cgoca | $25.00 | 5/7/2011 8:46:53 PM |
| indomitable-coin | $25.00 | 5/8/2011 12:33:20 PM |
| ansky127 | $26.00 | 5/9/2011 7:41:50 AM |
| thankful-nickel2 | $50.00 | 5/9/2011 9:25:57 AM |
| designer_10 | $25.00 | 5/9/2011 1:12:04 PM |
| wealth-renaissance5 | $25.00 | 5/10/2011 1:35:48 AM |
| Pickmar | $25.00 | 5/10/2011 10:29:57 AM |
| Cherrypicker | $50.00 | 5/10/2011 3:54:00 PM |
| petsheep | $25.00 | 5/10/2011 5:58:23 PM |
| RicheyRich | $25.00 | 5/12/2011 4:25:29 AM |
| kind-magnificent-bid | $100.00 | 5/12/2011 9:44:06 AM |
| rapid-loyalty1 | $25.00 | 5/12/2011 9:55:12 AM |
| Reddy_Capital | $25.00 | 5/12/2011 11:32:21 AM |
| Nerdster1 | $25.10 | 5/13/2011 4:37:28 AM |
| Tighternbarkonatree | $25.00 | 5/13/2011 5:49:42 AM |
| wwwUniversal | $25.00 | 5/13/2011 1:51:20 AM |
| kinetic-social | $25.00 | 5/13/2011 9:28:31 AM |
| sharp-reward920 | $25.00 | 5/13/2011 11:51:50 AM |
| circustab | $50.00 | 5/13/2011 12:07:50 PM |
| r48 | $58.00 | 5/7/2011 1:05:35 PM |
| platinum-sorcerer6 | $50.00 | 5/7/2011 4:09:13 PM |
| hookUup | $30.02 | 5/7/2011 6:15:30 PM |
| atlas100 | $25.00 | 5/7/2011 3:27:15 PM |
| NiceNate | $100.00 | 5/8/2011 10:07:54 AM |
| cwegert | $25.00 | 5/8/2011 4:49:39 PM |
| astute-fairness0 | $25.00 | 5/8/2011 5:59:30 PM |
| qsolo | $200.00 | 5/9/2011 9:39:42 AM |
| jcech | $100.00 | 5/9/2011 2:33:05 PM |
| lender12345 | $100.00 | 5/9/2011 2:47:52 PM |
| Eric_Gagne | $100.00 | 5/9/2011 3:39:14 PM |
| revenue-channel8 | $25.00 | 5/10/2011 5:58:24 AM |
| engaging-worth | $25.00 | 5/10/2011 8:52:39 AM |
| Heater36 | $25.00 | 5/10/2011 10:08:01 AM |
| CPA-Banker | $30.00 | 5/10/2011 9:58:20 AM |
| rescue | $100.00 | 5/10/2011 6:56:36 PM |
| availableloan | $25.00 | 5/10/2011 8:18:44 PM |
| novice-speculator | $25.00 | 5/11/2011 12:20:22 AM |
| EJF | $25.00 | 5/11/2011 7:07:21 AM |
| goodhearted-basis4 | $25.00 | 5/12/2011 1:49:05 AM |
| a-restless-dollar | $25.00 | 5/12/2011 6:23:36 AM |
| wild-orange | $100.00 | 5/12/2011 10:24:00 AM |
| math1973 | $50.00 | 5/12/2011 12:49:08 PM |
| grnii78 | $100.00 | 5/12/2011 1:20:08 PM |
| JGuide | $25.08 | 5/12/2011 1:18:23 PM |
| FigTree | $50.00 | 5/12/2011 2:21:23 PM |
| payout-reaction740 | $25.00 | 5/12/2011 2:33:57 PM |
| benjamins-utopia | $50.00 | 5/12/2011 3:56:56 PM |
| WeshaTheLeopard | $25.00 | 5/12/2011 4:19:01 PM |
| respectful-integrity3 | $25.00 | 5/12/2011 7:21:57 PM |
| hookUup | $30.00 | 5/12/2011 7:28:24 PM |
| tntmojave | $46.14 | 5/13/2011 1:49:43 AM |
| CapStack | $50.00 | 5/13/2011 9:44:29 AM |
| mex_invests | $25.00 | 5/13/2011 12:14:41 PM |
| mex_invests | $2.51 | 5/13/2011 12:14:58 PM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
505658
This series of Notes was issued and sold upon the funding of the borrower loan #49260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $83.80 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,744 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| rudi1313 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $4,300.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2010)
600-619
(Mar-2010)
620-639
(Mar-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
just trying to get by
Purpose of loan:
This loan will be used to..nancial situation: a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| cashhelp | $50.00 | 5/6/2011 5:06:49 PM |
| irrelevant | $25.00 | 5/6/2011 5:08:38 PM |
| anton | $50.00 | 5/6/2011 5:09:09 PM |
| reflective-rupee | $25.00 | 5/6/2011 5:24:23 PM |
| responsible-worth113 | $40.00 | 5/6/2011 5:41:13 PM |
| Moe87 | $25.00 | 5/7/2011 7:26:28 AM |
| Mikale360 | $25.00 | 5/7/2011 8:06:29 AM |
| Artist_Blue | $25.00 | 5/7/2011 9:19:44 AM |
| fabulous-community4 | $25.00 | 5/7/2011 2:59:06 PM |
| MoneyForNothing | $25.00 | 5/7/2011 12:19:19 PM |
| UCLA4life | $60.00 | 5/6/2011 6:09:02 PM |
| vutah | $25.00 | 5/6/2011 6:47:52 PM |
| twjh | $25.00 | 5/7/2011 3:27:14 AM |
| interloode | $150.00 | 5/7/2011 10:09:01 AM |
| yield-lion2 | $25.00 | 5/7/2011 11:25:36 AM |
| DasMula | $27.00 | 5/7/2011 8:48:43 PM |
| Unitas4302 | $100.00 | 5/8/2011 7:34:38 AM |
| chameleon125 | $50.00 | 5/9/2011 10:39:01 AM |
| worth-blanket2 | $1,223.00 | 5/9/2011 11:00:06 AM |
| 19 Investments
|
Borrower Payment Dependent Notes Series
505712
This series of Notes was issued and sold upon the funding of the borrower loan #49273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $251.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 8 |
Current / open credit lines:
| 11
/
13 | Length of status: | 14y 4m |
|
Amount delinquent:
| $29,246 |
Total credit lines:
| 63 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,964 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 77% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| dano1289 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 69 ( 99% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $12,050.00 | < 31 days late:
| 1
( 1% )
| 600-619
(Jan-2010)
620-639
(Jun-2008)
600-619
(Mar-2008)
660-679
(Jul-2007)
|
|
Principal balance:
| $2,825.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 70 | | |
Description
Need to pay off Pay Day Loans
Purpose of loan:
This loan will be used to pay off several Pay Day Loans and get caught up on my mortgage. With pay day loans paid off it will free up my pay days and help me get back on track with everything.
My financial situation:
I am a good candidate for this loan because I have already paid off two other prosper loans in full and on time. I believe in paying my bills and guarantee I am a good risk.
Monthly net income: $7,800
Monthly expenses: $1,100
Housing: $3,200
Insurance: $200
Car expenses: $232
Utilities: $250
Phone, cable, internet: $230
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| flwah | $25.00 | 5/6/2011 5:04:20 PM |
| commerce-renewal | $50.00 | 5/6/2011 5:04:29 PM |
| Kreditorium | $25.00 | 5/6/2011 5:20:31 PM |
| DadWarbucks | $35.06 | 5/6/2011 5:20:48 PM |
| kindness-hickory5 | $50.00 | 5/6/2011 5:24:16 PM |
| gain-gourd | $100.00 | 5/6/2011 6:04:25 PM |
| reflective-rupee | $25.00 | 5/6/2011 7:25:16 PM |
| eronyc | $39.44 | 5/7/2011 2:34:31 AM |
| KramericaIndustries | $25.00 | 5/7/2011 2:57:39 AM |
| Malkial | $25.00 | 5/7/2011 3:34:30 AM |
| camaraderi-popcorn | $50.00 | 5/7/2011 7:24:34 AM |
| _wally_ | $25.00 | 5/7/2011 7:25:34 AM |
| bassman2 | $25.00 | 5/7/2011 7:49:29 AM |
| jleng | $25.00 | 5/7/2011 7:04:58 AM |
| credit-missile | $50.00 | 5/7/2011 9:28:44 AM |
| ErvLending | $25.00 | 5/7/2011 7:24:32 AM |
| divedude | $25.00 | 5/7/2011 7:25:12 AM |
| steamboatgal | $50.00 | 5/7/2011 8:26:00 AM |
| thankful-nickel2 | $25.00 | 5/9/2011 9:39:47 AM |
| ChoiceInvestments | $31.42 | 5/9/2011 1:06:51 PM |
| lender12345 | $27.47 | 5/9/2011 2:32:59 PM |
| Bill88 | $25.00 | 5/9/2011 2:23:27 PM |
| irrelevant | $25.00 | 5/6/2011 5:08:49 PM |
| smilinsam | $50.00 | 5/6/2011 6:04:16 PM |
| dedicated-diversification5 | $100.00 | 5/6/2011 5:31:56 PM |
| MoneyForNothing | $77.66 | 5/6/2011 6:30:51 PM |
| dartmouth99 | $28.12 | 5/7/2011 2:24:18 AM |
| lloyd_s | $25.00 | 5/7/2011 3:17:59 AM |
| DasMula | $27.00 | 5/7/2011 12:07:20 AM |
| Artist_Blue | $25.00 | 5/7/2011 2:07:21 AM |
| Weaverville | $25.00 | 5/7/2011 7:25:43 AM |
| worldly-money4 | $100.00 | 5/7/2011 5:10:16 AM |
| iolaire | $25.00 | 5/7/2011 7:24:38 AM |
| HenryS | $25.00 | 5/7/2011 7:49:26 AM |
| kulender | $50.00 | 5/7/2011 7:49:46 AM |
| Mikale360 | $50.00 | 5/7/2011 8:11:07 AM |
| Leopoldine | $25.00 | 5/7/2011 9:19:23 AM |
| rockstar78 | $25.00 | 5/7/2011 7:25:32 AM |
| zippy-interest | $32.94 | 5/7/2011 10:34:22 AM |
| parsec9 | $25.89 | 5/7/2011 10:35:39 AM |
| return-grizzly | $100.00 | 5/8/2011 8:19:10 AM |
| BuildingShanghai | $150.00 | 5/9/2011 12:08:42 AM |
| worth-blanket2 | $4,200.00 | 5/9/2011 11:01:12 AM |
| darcyw1 | $25.00 | 5/9/2011 1:28:19 PM |
| 44 Investments
|
Borrower Payment Dependent Notes Series
505724
This series of Notes was issued and sold upon the funding of the borrower loan #49266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $261.29 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Tradesman - Mechani... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,085 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| economy-percolator7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1979
Monthly expenses: $650
Housing: $0 living at home
Insurance: $80
Car expenses: $50
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Comoparklender | $50.00 | 5/7/2011 12:09:34 PM |
| top-courteous-peso | $50.00 | 5/7/2011 12:05:41 PM |
| irrelevant | $25.00 | 5/7/2011 12:06:48 PM |
| Kash2010lu | $25.00 | 5/7/2011 12:27:12 PM |
| favorite-commerce | $25.00 | 5/7/2011 6:27:49 PM |
| pembull | $75.00 | 5/7/2011 4:35:35 PM |
| suave-dime6 | $25.00 | 5/8/2011 11:15:18 AM |
| economy-coup | $30.00 | 5/8/2011 11:15:20 AM |
| vine99 | $65.00 | 5/8/2011 12:53:36 PM |
| reflective-rupee | $300.00 | 5/9/2011 5:26:58 PM |
| nickel-hickory | $100.00 | 5/9/2011 9:25:39 PM |
| Rogelio48 | $25.00 | 5/9/2011 6:50:38 PM |
| the-enthralling-coin | $25.00 | 5/9/2011 7:00:33 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:10:16 PM |
| yf99yz | $25.00 | 5/9/2011 9:18:12 PM |
| wonder3 | $25.00 | 5/10/2011 5:36:03 AM |
| greenback-guard | $25.00 | 5/10/2011 5:53:55 AM |
| aultraman | $25.00 | 5/10/2011 7:07:26 AM |
| revenue-spa8 | $50.00 | 5/10/2011 7:09:38 AM |
| marketplace-meridian | $25.00 | 5/10/2011 7:15:44 AM |
| zone6 | $5.00 | 5/10/2011 7:34:39 AM |
| 2grindstones | $25.00 | 5/7/2011 5:27:19 PM |
| Banker_Joe | $25.00 | 5/8/2011 6:44:05 PM |
| SecondChanceLendingSERV | $25.00 | 5/8/2011 3:02:57 PM |
| worth-blanket2 | $4,200.00 | 5/9/2011 11:02:21 AM |
| kttalamo | $50.00 | 5/9/2011 11:11:08 AM |
| reflective-rupee | $200.00 | 5/9/2011 8:29:01 PM |
| nickel-hickory | $100.00 | 5/9/2011 9:25:33 PM |
| transformer855 | $25.00 | 5/9/2011 10:08:05 PM |
| sparkling-interest1 | $25.00 | 5/9/2011 11:00:56 PM |
| loss-of-control | $100.00 | 5/9/2011 7:41:08 PM |
| investment-habanero8 | $100.00 | 5/10/2011 3:24:48 AM |
| felicity-daydream | $25.00 | 5/10/2011 6:23:56 AM |
| mex_invests | $25.00 | 5/10/2011 6:38:40 AM |
| CACO_Lender | $25.00 | 5/10/2011 6:46:04 AM |
| manthrax3 | $25.00 | 5/10/2011 6:16:03 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
505784
This series of Notes was issued and sold upon the funding of the borrower loan #49346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2011 |
|
|
Lender yield:
| 23.29% |
Borrower rate/APR:
| 24.29% / 27.77% |
Monthly payment:
| $157.54 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.01% | | |
| |
Estimated return*:
| 12.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
6 | Length of status: | 3y 0m |
|
Amount delinquent:
| $620 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,502 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| FOREX |
Borrower's state:
| Texas |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2010)
520-539
(Jan-2008)
560-579
(Nov-2007)
560-579
(Nov-2006)
|
|
Principal balance:
| $1,134.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
More Debt consolidation
Purpose of loan:
This loan will be used to increase my consolidation of debts.
My financial situation:
I am a good candidate for this loan because as a prosper client, I am committed on paying off my debts. I believe in Prosper and the investors involved. I have modified my mortgage with my bank to get a better interest rate and lower payments. My 401K loan is 2 months away from completion and my Tan Resort package is 4 months away from completion.
Monthly net income: $ 3710
Monthly expenses: $ 3427
Auto / Gas 515
Electric 150
Internet 119
Cable\TV 86
Cell Phone 144
401K 321
Tan Resort package 117
Water 20
Mortgage 1454
Groceries\Baby stuff 400
HSBC Platinum 30
HSBC Orchard 30
Salute card 16
Capital one 25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/7/2011 12:06:54 PM |
| Aberdeen | $3,000.00 | 5/7/2011 12:04:49 PM |
| janeybooboo | $51.00 | 5/7/2011 12:59:06 PM |
| SeminoleHoldings | $25.00 | 5/7/2011 12:29:48 PM |
| vutah | $25.00 | 5/7/2011 12:56:49 PM |
| r48 | $25.00 | 5/7/2011 12:59:21 PM |
| brightest-dignified-penny | $25.00 | 5/7/2011 2:16:57 PM |
| MoneyForNothing | $25.00 | 5/7/2011 12:16:30 PM |
| reflective-rupee | $400.00 | 5/7/2011 12:26:36 PM |
| DasMula | $57.00 | 5/7/2011 12:12:03 PM |
| r48 | $72.00 | 5/7/2011 12:58:53 PM |
| hope-base | $25.00 | 5/7/2011 12:59:14 PM |
| janeybooboo | $149.00 | 5/7/2011 1:26:28 PM |
| Bob450 | $25.00 | 5/7/2011 12:07:09 PM |
| jonnysixgun | $29.73 | 5/7/2011 1:59:17 PM |
| zippy-listing8 | $29.00 | 5/7/2011 2:42:46 PM |
| SolarMoonshine | $12.27 | 5/7/2011 2:52:18 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
505816
This series of Notes was issued and sold upon the funding of the borrower loan #49297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 2m |
|
Amount delinquent:
| $960 |
Total credit lines:
| 15 | Stated income: | Not employed |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,538 | |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bid-broadcaster937 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Blues52
Purpose of loan: Debt consolidation
This loan will be used to...Pay bills
My financial situation: Small amount of money in savings account
I am a good candidate for this loan because...I need a fresh start,
a new job and to pay some bills.
Monthly net income: $
Monthly expenses: $
Housing: $ 720.00
Insurance: $
Car expenses: $
Utilities: $ 80.00
Phone, cable, internet: $ 61.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 600.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| anton | $50.00 | 5/9/2011 9:15:30 AM |
| 2grindstones | $25.00 | 5/9/2011 9:51:49 AM |
| miamibeachloaner | $25.00 | 5/9/2011 7:10:00 PM |
| EJF | $25.00 | 5/11/2011 7:05:55 AM |
| Happyhourcomics | $25.00 | 5/12/2011 12:06:39 PM |
| rakem777 | $25.00 | 5/12/2011 12:17:57 PM |
| secureincome | $400.00 | 5/12/2011 12:23:02 PM |
| pacheco | $40.00 | 5/12/2011 12:27:15 PM |
| pragmatic-auction8 | $25.00 | 5/12/2011 12:47:25 PM |
| the-upbeat-p2p | $50.00 | 5/12/2011 12:57:20 PM |
| Dowanhill | $25.00 | 5/12/2011 1:26:39 PM |
| silver-wonder278 | $50.00 | 5/12/2011 1:51:44 PM |
| GCInvestments | $25.00 | 5/12/2011 1:28:21 PM |
| FG9YTR | $50.00 | 5/12/2011 1:55:51 PM |
| UCSBGAUCHOS | $25.00 | 5/12/2011 1:38:16 PM |
| cash-turbine1 | $50.00 | 5/9/2011 9:36:00 AM |
| ultimate-peace | $250.00 | 5/9/2011 9:15:26 AM |
| irrelevant | $25.00 | 5/9/2011 9:17:08 AM |
| payout-network1 | $97.00 | 5/12/2011 12:07:16 PM |
| dcap3 | $50.00 | 5/12/2011 12:18:44 PM |
| matthewa | $25.00 | 5/12/2011 12:06:57 PM |
| a-restless-dollar | $50.00 | 5/12/2011 12:32:02 PM |
| drsny66 | $25.69 | 5/12/2011 12:16:35 PM |
| vigorous-velocity | $156.92 | 5/12/2011 1:36:19 PM |
| DudeRanch | $25.00 | 5/12/2011 1:15:56 PM |
| thestartuplender | $26.00 | 5/12/2011 1:22:55 PM |
| Isanpankki | $50.00 | 5/12/2011 1:43:43 PM |
| Corporal | $25.00 | 5/12/2011 1:17:50 PM |
| safe-finance | $40.00 | 5/12/2011 1:56:20 PM |
| djalan | $69.49 | 5/12/2011 1:33:45 PM |
| poormanenterprises | $25.68 | 5/12/2011 2:06:49 PM |
| jenerationx | $25.00 | 5/12/2011 1:48:14 PM |
| rcm87 | $119.22 | 5/12/2011 2:17:54 PM |
| 33 Investments
|
Borrower Payment Dependent Notes Series
505828
This series of Notes was issued and sold upon the funding of the borrower loan #49373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $161.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Student - College G... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $721 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-joyful-bid |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Graduate School Tutition
Purpose of loan:
This loan will be used to...
Pay for summer school tutition
My financial situation:
I am a good candidate for this loan because...
I have a good credit history.
Monthly net income: $1750
Monthly expenses: $900
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| income-awakening6 | $25.00 | 5/9/2011 9:15:20 AM |
| SLN-10 | $25.00 | 5/9/2011 9:18:21 AM |
| scrappy-diversification7 | $2,000.00 | 5/9/2011 9:18:19 AM |
| reflective-rupee | $200.00 | 5/9/2011 9:30:07 AM |
| SolarMoonshine | $25.00 | 5/9/2011 4:47:40 PM |
| 1-HARD-HEAD | $50.00 | 5/9/2011 8:21:59 PM |
| grotheik | $25.00 | 5/10/2011 7:59:03 AM |
| integrity-doctor | $100.00 | 5/10/2011 9:20:31 AM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 11:09:22 AM |
| balanced-balance6 | $25.00 | 5/11/2011 9:54:46 AM |
| leverage-monger | $32.05 | 5/11/2011 9:56:44 AM |
| dough-hammock | $50.00 | 5/11/2011 11:43:36 AM |
| social-elevator | $50.00 | 5/11/2011 6:08:36 PM |
| penny-candy | $25.00 | 5/11/2011 7:54:42 PM |
| careful-note1 | $25.00 | 5/12/2011 5:58:14 AM |
| briskdevl07 | $25.00 | 5/12/2011 7:24:05 AM |
| shrewd-income | $25.00 | 5/12/2011 7:15:57 AM |
| dollar-authority | $75.00 | 5/12/2011 7:48:34 AM |
| fandacom | $42.46 | 5/12/2011 9:01:51 AM |
| friendinmoney | $25.00 | 5/12/2011 9:59:15 AM |
| note-mad-scientist | $38.12 | 5/12/2011 10:40:50 AM |
| educate42 | $50.00 | 5/12/2011 10:45:53 AM |
| baker31 | $50.00 | 5/12/2011 10:48:28 AM |
| irrelevant | $25.00 | 5/9/2011 9:17:10 AM |
| economy-coup | $100.00 | 5/9/2011 9:21:56 AM |
| qsolo | $200.00 | 5/9/2011 9:44:59 AM |
| 2grindstones | $25.00 | 5/9/2011 9:57:13 AM |
| pshans | $25.00 | 5/9/2011 10:54:00 AM |
| Bill88 | $30.00 | 5/9/2011 1:43:25 PM |
| wealth-renaissance5 | $25.00 | 5/10/2011 1:33:43 AM |
| the-enthralling-coin | $25.00 | 5/10/2011 9:25:10 AM |
| exciting-fairness | $200.00 | 5/10/2011 8:00:16 PM |
| yf99yz | $25.00 | 5/10/2011 8:34:42 PM |
| luminant | $25.00 | 5/10/2011 9:19:09 PM |
| buffalobills | $25.00 | 5/11/2011 7:17:14 AM |
| d_grbg | $35.00 | 5/11/2011 2:49:46 PM |
| cash-backer8 | $25.00 | 5/11/2011 5:33:23 PM |
| soulful-dime1 | $38.84 | 5/12/2011 4:15:38 AM |
| worthy-commitment7 | $25.00 | 5/12/2011 10:35:10 AM |
| baker31 | $12.73 | 5/12/2011 11:19:33 AM |
| creative-revenue0 | $25.00 | 5/12/2011 10:44:48 AM |
| educate42 | $45.80 | 5/12/2011 10:52:22 AM |
| dominator154 | $50.00 | 5/12/2011 11:10:20 AM |
| 43 Investments
|
Borrower Payment Dependent Notes Series
505864
This series of Notes was issued and sold upon the funding of the borrower loan #49347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-12-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,144 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 35% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jkohn600 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
640-659
(Sep-2009)
580-599
(May-2007)
|
|
Principal balance:
| $566.25 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Kash2010lu | $25.00 | 5/9/2011 9:06:33 AM |
| listing-bada-bing | $50.00 | 5/9/2011 10:22:24 AM |
| suave-dime6 | $25.00 | 5/9/2011 9:59:05 AM |
| reflective-rupee | $50.00 | 5/9/2011 2:40:11 PM |
| Bill88 | $25.00 | 5/9/2011 1:18:28 PM |
| lender12345 | $25.00 | 5/9/2011 2:55:47 PM |
| janeybooboo | $200.00 | 5/9/2011 3:49:48 PM |
| fund-baker | $27.02 | 5/9/2011 4:57:31 PM |
| brightest-dignified-penny | $25.00 | 5/9/2011 4:33:32 PM |
| SolarMoonshine | $25.00 | 5/9/2011 4:56:06 PM |
| itskarma | $25.25 | 5/9/2011 5:52:02 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:09:55 PM |
| competent-p2p | $25.00 | 5/9/2011 7:28:03 PM |
| Leshan | $250.00 | 5/10/2011 8:37:43 AM |
| ronin4sale | $25.00 | 5/10/2011 9:58:39 AM |
| best-suave-market | $25.00 | 5/10/2011 12:49:39 PM |
| well-mannered-income3 | $25.00 | 5/10/2011 6:37:56 PM |
| myutmost | $30.00 | 5/11/2011 8:28:30 AM |
| chameleon125 | $25.00 | 5/11/2011 6:42:44 AM |
| melodious-openness | $50.00 | 5/11/2011 5:07:13 PM |
| jgar_O | $25.00 | 5/11/2011 5:29:05 PM |
| payout-network1 | $97.00 | 5/11/2011 7:09:17 PM |
| grampy48 | $50.00 | 5/12/2011 4:15:45 AM |
| bbt210 | $75.00 | 5/12/2011 5:21:05 AM |
| briskdevl07 | $25.00 | 5/12/2011 7:44:07 AM |
| a-restless-dollar | $25.00 | 5/12/2011 6:11:49 AM |
| poplar37 | $25.00 | 5/12/2011 7:21:13 AM |
| coin-trajectory | $35.50 | 5/12/2011 12:30:46 PM |
| MTF | $50.00 | 5/12/2011 1:05:27 PM |
| ALANGREANSPAN | $28.70 | 5/12/2011 2:23:10 PM |
| FinanceEngine | $35.00 | 5/12/2011 3:09:36 PM |
| LoanMoneyToYou | $64.59 | 5/12/2011 3:44:34 PM |
| MoneyForNothing | $11.05 | 5/12/2011 4:08:45 PM |
| irrelevant | $25.00 | 5/9/2011 9:17:14 AM |
| cash-turbine1 | $50.00 | 5/9/2011 9:35:46 AM |
| worth-blanket2 | $5,000.00 | 5/9/2011 11:10:24 AM |
| reflective-rupee | $200.00 | 5/9/2011 2:46:21 PM |
| Champion_Lending | $25.00 | 5/9/2011 2:59:17 PM |
| r48 | $25.00 | 5/9/2011 4:58:37 PM |
| SecondChanceLendingSERV | $25.00 | 5/9/2011 5:10:39 PM |
| Jerrys1951 | $40.00 | 5/9/2011 5:02:43 PM |
| yf99yz | $25.00 | 5/9/2011 9:20:47 PM |
| credit-missile | $75.00 | 5/10/2011 7:07:14 AM |
| shrewd-income | $100.00 | 5/10/2011 8:47:54 AM |
| mikeandcat | $55.89 | 5/11/2011 5:40:11 AM |
| loss-of-control | $100.00 | 5/11/2011 7:59:31 PM |
| Feyenoord | $25.00 | 5/12/2011 1:38:51 AM |
| professional-coin1 | $50.00 | 5/12/2011 9:21:04 AM |
| MStax | $50.00 | 5/12/2011 10:42:16 AM |
| dcap3 | $50.00 | 5/12/2011 12:27:46 PM |
| wise-benjamins-fortress | $25.00 | 5/12/2011 1:38:14 PM |
| coin-bee1 | $25.00 | 5/12/2011 3:30:20 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
505948
This series of Notes was issued and sold upon the funding of the borrower loan #49352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-09-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $191.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 20
/
19 | Length of status: | 0y 4m |
|
Amount delinquent:
| $14 |
Total credit lines:
| 37 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,615 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| kindness-sasquatch8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan wanted by medical professional
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because a have a solid employment history, a long term credit history, and I work in the medical profession
Monthly net income: $4400
Monthly expenses: $
Housing: $1200 per month/rent
Insurance: $
Car expenses: $
Utilities: $150
Phone, cable, internet: $
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| reflective-rupee | $200.00 | 5/9/2011 5:16:46 PM |
| r48 | $25.00 | 5/9/2011 6:35:06 PM |
| irrelevant | $25.00 | 5/9/2011 5:06:40 PM |
| miamibeachloaner | $25.00 | 5/9/2011 7:09:34 PM |
| anton | $50.00 | 5/10/2011 4:24:26 AM |
| Artist_Blue | $25.00 | 5/10/2011 6:26:25 AM |
| jmvingeorgia | $30.19 | 5/10/2011 8:08:46 AM |
| Rogesparkguy | $25.00 | 5/10/2011 9:29:35 AM |
| wealth-prodigy1 | $30.00 | 5/10/2011 10:18:22 AM |
| authentic-finance194 | $100.00 | 5/10/2011 10:34:11 AM |
| ingenious-deal6 | $25.00 | 5/10/2011 11:34:46 AM |
| tzvie | $25.00 | 5/11/2011 6:42:08 AM |
| SkinnyFish | $25.00 | 5/11/2011 5:10:39 AM |
| palace2 | $47.71 | 5/11/2011 8:57:20 AM |
| friendinmoney | $25.00 | 5/11/2011 8:17:03 AM |
| silver-enlightenment0 | $100.00 | 5/11/2011 7:25:02 AM |
| ekmendenhall | $150.00 | 5/11/2011 8:15:29 AM |
| ultimate-peace | $250.00 | 5/9/2011 5:15:25 PM |
| dtana | $25.00 | 5/9/2011 7:47:16 PM |
| alert9 | $50.00 | 5/9/2011 9:21:29 PM |
| 2grindstones | $25.00 | 5/9/2011 10:44:44 PM |
| a-restless-dollar | $75.00 | 5/10/2011 6:08:55 AM |
| rakem777 | $25.00 | 5/10/2011 6:23:11 AM |
| loot-supporter2 | $25.00 | 5/10/2011 7:25:18 AM |
| integrity-doctor | $200.00 | 5/10/2011 9:24:06 AM |
| DasMula | $27.00 | 5/10/2011 10:15:05 AM |
| Bill88 | $25.00 | 5/10/2011 10:57:11 AM |
| momentous-velocity5 | $75.00 | 5/10/2011 10:59:18 AM |
| well-mannered-income3 | $25.00 | 5/10/2011 6:44:01 PM |
| feb217 | $25.00 | 5/10/2011 8:23:55 PM |
| tender-ore | $25.00 | 5/10/2011 9:39:55 PM |
| Kreditorium | $25.00 | 5/10/2011 8:49:43 PM |
| Reddy_Capital | $25.00 | 5/10/2011 10:25:54 PM |
| Nerdster1 | $30.10 | 5/11/2011 4:02:17 AM |
| icon7 | $60.00 | 5/11/2011 8:25:21 AM |
| newest-generous-income | $25.00 | 5/11/2011 7:57:37 AM |
| EJF | $25.00 | 5/11/2011 7:06:37 AM |
| 37 Investments
|
Borrower Payment Dependent Notes Series
506000
This series of Notes was issued and sold upon the funding of the borrower loan #49264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 3 |
Current / open credit lines:
| 12
/
12 | Length of status: | 33y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $641 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| first-economy-saver |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lee Otis
Purpose of loan:
This loan will be used to...roof
My financial situation: good
I am a good candidate for this loan because.I have been employed for 34 years with State of wash..
Monthly net income: $4400
Monthly expenses: $100
Housing: $355
Insurance: $200
Car expenses: $300
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: 950$
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/10/2011 5:05:01 PM |
| wealth-renaissance5 | $25.00 | 5/10/2011 5:04:45 PM |
| 2 Investments
|
Borrower Payment Dependent Notes Series
506028
This series of Notes was issued and sold upon the funding of the borrower loan #49332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,141 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| nickel-smasher |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fix leaking roof
Purpose of loan:
This loan will be used to...Pay off credit card and replace a leaking roof
My financial situation:
I am a good candidate for this loan because...I always pay my bills. Only late payment was due to having the wrong account number listed.
Monthly net income: $4175
Monthly expenses: $
Housing: $1012
Insurance: $80
Car expenses: $0
Utilities: $150
Phone, cable, internet: $160
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| FutureLenderEC | $25.00 | 5/10/2011 9:05:10 AM |
| irrelevant | $25.00 | 5/10/2011 9:08:25 AM |
| intelligent-yield | $25.00 | 5/10/2011 9:07:33 AM |
| economy-coup | $30.00 | 5/10/2011 9:09:26 AM |
| worth-blanket2 | $3,500.00 | 5/10/2011 9:49:10 AM |
| brightest-dignified-penny | $25.00 | 5/10/2011 10:50:55 AM |
| Bill88 | $30.00 | 5/10/2011 11:04:58 AM |
| SecondChanceLendingSERV | $25.00 | 5/10/2011 10:37:40 AM |
| janeybooboo | $200.00 | 5/10/2011 12:34:07 PM |
| a-finance-nirvana | $25.00 | 5/10/2011 11:33:51 AM |
| SolarMoonshine | $25.00 | 5/10/2011 3:46:40 PM |
| bold-gold-relaxation | $104.00 | 5/10/2011 5:34:05 PM |
| thankful-nickel2 | $25.00 | 5/10/2011 5:37:46 PM |
| beakerfish | $150.00 | 5/10/2011 6:18:06 PM |
| well-mannered-income3 | $25.00 | 5/10/2011 6:34:55 PM |
| qsolo | $200.00 | 5/10/2011 9:10:01 AM |
| reflective-rupee | $200.00 | 5/10/2011 9:20:14 AM |
| ingenious-deal6 | $25.00 | 5/10/2011 9:25:01 AM |
| the-enthralling-coin | $25.00 | 5/10/2011 9:49:44 AM |
| DasMula | $27.00 | 5/10/2011 10:07:27 AM |
| favorite-commerce | $50.00 | 5/10/2011 10:24:59 AM |
| interstellar | $75.00 | 5/10/2011 9:49:26 AM |
| 2grindstones | $44.71 | 5/10/2011 10:02:26 AM |
| upbeat-finance8 | $25.00 | 5/10/2011 10:41:52 AM |
| p2ploan-sensation211 | $25.00 | 5/10/2011 12:16:25 PM |
| transparency-baton | $50.00 | 5/10/2011 2:10:21 PM |
| Reliance_Banker | $14.29 | 5/10/2011 6:46:43 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
506060
This series of Notes was issued and sold upon the funding of the borrower loan #49328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 15
/
9 | Length of status: | 12y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,890 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 44% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| green-bountiful-camaraderi |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Trying to get back on my feet.
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/9/2011 5:06:52 PM |
| scrappy-diversification7 | $2,000.00 | 5/9/2011 5:07:42 PM |
| wealth-renaissance5 | $25.00 | 5/9/2011 5:05:11 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
506212
This series of Notes was issued and sold upon the funding of the borrower loan #49379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $71.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
7 | Length of status: | 3y 2m |
|
Amount delinquent:
| $60 |
Total credit lines:
| 29 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,912 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 23% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| pixie4000 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,700.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
DEBT CONSOLIDATION / MEDICAL BILLS
Purpose of loan: DEBT CONSOLIDATION / MEDICAL BILLS
This loan will be used to.. PAY OFF AND COMBINE A FEW BILLS INCLUDING MEDICAL
My financial situation: IN NEED OF A LITTLE HELP
I am a good candidate for this loan because... I HAVE HAD A LOAN HERE BEFORE AND HAD NO PROBLEMS PAYING IT OFF. I AM A HARD WORKER AND WILL MAKE SURE THAT THIS LOAD IS TAKEN CARE OF ALSO.
Monthly net income: $1620.66
Monthly expenses: $1200.00
Housing: $0.00
Insurance: $70.00 Car expenses: $280.00
Utilities: $0.00 MY HUSBAND PAYS
Phone, cable, internet: $0.00
Food, entertainment: $350.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/11/2011 9:03:48 AM |
| qsolo | $200.00 | 5/11/2011 9:04:31 AM |
| rate-hickory | $25.00 | 5/11/2011 10:00:33 AM |
| dough-hammock | $25.00 | 5/11/2011 11:38:36 AM |
| Tradesmanlender | $35.00 | 5/11/2011 9:06:13 AM |
| NiceNate | $40.35 | 5/11/2011 9:04:19 AM |
| cashhelp | $50.00 | 5/11/2011 9:17:06 AM |
| reflective-rupee | $25.00 | 5/11/2011 9:31:37 AM |
| worth-blanket2 | $1,400.00 | 5/11/2011 9:58:51 AM |
| principal-delight | $100.00 | 5/11/2011 10:52:19 AM |
| baker31 | $50.00 | 5/11/2011 11:47:58 AM |
| MoneyForNothing | $24.65 | 5/11/2011 11:48:52 AM |
| 12 Investments
|
Borrower Payment Dependent Notes Series
506220
This series of Notes was issued and sold upon the funding of the borrower loan #49320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $282.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,892 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| opera444 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
GOODBYE HIGH INTEREST CREDIT CARDS
Purpose of loan: Debt Consolidation
This loan will be used to pay off a high interest credit card balance and two other credit cards. This will pay off my credit cards completely.
My financial situation: I am working very hard to get myself out of debt, and improve my credit rating. The interest rate is higher than I had hoped, but I'm willing to pay it to accomplish this goal.
I am a good candidate for this loan because I have worked for the same company almost 5 years. I make good money, and pay my bills before or on time. There are no past dues or charged off accounts on my credit report.
Monthly net income: $2,700
Monthly expenses: $2,260
Housing: $0.00
Insurance: $260
Car expenses: $475
Utilities: $200
Phone, cable, internet: $275
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $650
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/11/2011 9:05:01 AM |
| economy-coup | $100.00 | 5/11/2011 9:03:20 AM |
| irrelevant | $25.00 | 5/11/2011 9:03:50 AM |
| qsolo | $200.00 | 5/11/2011 9:04:40 AM |
| worth-blanket2 | $4,900.00 | 5/11/2011 9:59:39 AM |
| rate-hickory | $25.00 | 5/11/2011 10:05:00 AM |
| aultraman | $25.00 | 5/11/2011 11:53:18 AM |
| Finchy78 | $25.00 | 5/11/2011 2:51:06 PM |
| JustMee | $25.00 | 5/11/2011 12:39:20 PM |
| delicious-loan093 | $25.00 | 5/11/2011 1:11:20 PM |
| skillful-asset5 | $30.00 | 5/11/2011 1:39:21 PM |
| DasMula | $27.00 | 5/11/2011 3:17:48 PM |
| baker31 | $50.00 | 5/11/2011 3:50:39 PM |
| payment-halo | $25.00 | 5/11/2011 6:18:37 PM |
| deepblue34 | $25.00 | 5/11/2011 5:57:51 PM |
| Wangchuk | $25.33 | 5/11/2011 9:15:54 AM |
| income-awakening6 | $25.00 | 5/11/2011 9:17:17 AM |
| SecondChanceLendingSERV | $25.00 | 5/11/2011 10:05:26 AM |
| reflective-rupee | $700.00 | 5/11/2011 10:06:01 AM |
| wonder3 | $30.00 | 5/11/2011 10:24:21 AM |
| designer_10 | $25.00 | 5/11/2011 11:18:30 AM |
| 2grindstones | $25.00 | 5/11/2011 9:47:43 AM |
| the-enthralling-coin | $25.00 | 5/11/2011 10:04:35 AM |
| Whipster | $50.00 | 5/11/2011 10:04:01 AM |
| itskarma | $35.35 | 5/11/2011 10:43:15 AM |
| Wangchuk | $25.00 | 5/11/2011 10:52:16 AM |
| Bill88 | $35.00 | 5/11/2011 1:16:03 PM |
| dough-hammock | $25.00 | 5/11/2011 11:39:33 AM |
| mwb | $25.00 | 5/11/2011 2:20:45 PM |
| FinanceEngine | $30.00 | 5/11/2011 3:08:39 PM |
| nickel-hickory | $50.00 | 5/11/2011 1:25:17 PM |
| upbeat-finance8 | $25.00 | 5/11/2011 2:19:58 PM |
| cash-gargantuan946 | $25.00 | 5/11/2011 2:50:28 PM |
| mammalian4 | $25.00 | 5/11/2011 3:27:34 PM |
| SolarMoonshine | $100.00 | 5/11/2011 4:32:23 PM |
| brightest-dignified-penny | $25.00 | 5/11/2011 5:04:04 PM |
| Madmigel | $32.06 | 5/11/2011 6:09:33 PM |
| FundMaker | $5.26 | 5/11/2011 6:23:02 PM |
| competent-p2p | $50.00 | 5/11/2011 6:01:55 PM |
| 39 Investments
|
Borrower Payment Dependent Notes Series
506222
This series of Notes was issued and sold upon the funding of the borrower loan #49391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-10-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-10-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $80.57 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 21y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,042 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bazaar-mole |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bazaar mole
Purpose of loan:
This loan will be used to...pay off pay me later, jc penney, fix water in crawl space window
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4150
Monthly expenses: $2661
Housing: $905
Insurance: $136
Car expenses: $400
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $250.
Credit cards and other loans: $70
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| scrappy-diversification7 | $2,000.00 | 5/10/2011 5:05:04 PM |
| Whipster | $44.72 | 5/10/2011 5:04:34 PM |
| wealth-renaissance5 | $25.00 | 5/10/2011 5:04:46 PM |
| 3 Investments
|
Borrower Payment Dependent Notes Series
506282
This series of Notes was issued and sold upon the funding of the borrower loan #49302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-11-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $152.74 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,594 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| yield-yoga |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2010)
|
|
Principal balance:
| $0.51 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 1 | | |
Description
Request Loan to Payoff Property Tax
Purpose of loan: Pay Property Taxes
This loan will be used to...Pay Property Taxes
My financial situation: Unexpected expenses caused me to use the money I had budgeted for property taxes
I am a good candidate for this loan because...
I pay all my debt obligations. I don't have a single late payment for any debts in my entire 10 year credit history. I strongly believe in paying back what I borrow.
Monthly net income: $4500
Monthly expenses: $
Housing: $1400
Insurance: $100
Car expenses: $300
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $100.00 | 5/11/2011 9:03:25 AM |
| qsolo | $200.00 | 5/11/2011 9:04:47 AM |
| irrelevant | $25.00 | 5/11/2011 9:03:58 AM |
| reflective-rupee | $25.00 | 5/11/2011 10:04:51 AM |
| jml3482 | $25.00 | 5/11/2011 12:02:26 PM |
| credit-missile | $25.00 | 5/11/2011 10:21:42 AM |
| skillful-asset5 | $30.00 | 5/11/2011 1:38:17 PM |
| Ubiquinone | $25.00 | 5/11/2011 3:33:47 PM |
| FinanceEngine | $40.00 | 5/11/2011 3:11:40 PM |
| SolarMoonshine | $25.00 | 5/11/2011 4:31:56 PM |
| justasoldier | $25.00 | 5/11/2011 7:22:50 PM |
| 2grindstones | $25.00 | 5/11/2011 9:57:25 AM |
| credit-missile | $75.00 | 5/11/2011 10:27:18 AM |
| worth-blanket2 | $2,800.00 | 5/11/2011 9:59:56 AM |
| the-enthralling-coin | $25.00 | 5/11/2011 10:04:36 AM |
| principal-delight | $100.00 | 5/11/2011 10:55:30 AM |
| Bill88 | $25.00 | 5/11/2011 1:20:45 PM |
| JustMee | $25.00 | 5/11/2011 12:38:21 PM |
| thankful-nickel2 | $25.00 | 5/11/2011 2:09:37 PM |
| janeybooboo | $200.00 | 5/11/2011 3:10:14 PM |
| DasMula | $27.00 | 5/11/2011 3:17:07 PM |
| mammalian4 | $25.00 | 5/11/2011 3:28:50 PM |
| hookUup | $25.74 | 5/11/2011 4:41:18 PM |
| nashibaksi | $25.00 | 5/11/2011 5:41:35 PM |
| duty-monger | $50.00 | 5/11/2011 6:36:36 PM |
| baker31 | $2.26 | 5/11/2011 8:47:27 PM |
| 26 Investments
|