Sales Report:Supplement No. 15 dated May 10, 2011 to Prospectus dated Apr 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
499388
This series of Notes was issued and sold upon the funding of the borrower loan #49186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-06-2011 |
|
|
Lender yield:
| 21.49% |
Borrower rate/APR:
| 22.49% / 24.76% |
Monthly payment:
| $334.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.98% | | |
| |
Estimated return*:
| 12.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 820-839 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,254 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| studious-duty7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PEC
Purpose of loan:
This loan will be used to...Fund startup cost for business.
My financial situation:
I am a good candidate for this loan because...
Have a good credit score. I currently handle the day to day expenses at the firm I work for so I do have extensive experience n running a company's finances. This money will be strictly used for the purpose of the business that I am starting. I share my household expenses with my wife.
Monthly net income: $7,000
Monthly expenses: $
Housing: $2,900
Insurance: $150
Car expenses: $500
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 4/22/2011 5:04:41 PM |
| Zolton | $100.00 | 4/22/2011 5:07:25 PM |
| Bank_Of_XL | $100.00 | 4/22/2011 6:10:41 PM |
| Bufordo | $75.00 | 4/23/2011 6:13:03 PM |
| ready-interest9 | $25.00 | 4/23/2011 8:17:45 PM |
| miked8303 | $25.00 | 4/27/2011 5:42:10 PM |
| nickel-position | $25.00 | 4/28/2011 1:38:43 PM |
| transparency-defender | $50.00 | 4/29/2011 10:06:04 AM |
| Weaverville | $50.00 | 4/29/2011 1:04:39 PM |
| point-compadre | $50.00 | 4/29/2011 1:31:51 PM |
| Tradesmanlender | $25.00 | 4/30/2011 12:05:37 AM |
| spy0 | $25.00 | 4/30/2011 3:53:37 AM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:24 AM |
| sonnet771 | $50.00 | 5/1/2011 11:20:13 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:06:44 AM |
| Artist_Blue | $25.00 | 5/1/2011 12:42:46 PM |
| nimble-penny1 | $50.00 | 5/2/2011 9:53:01 AM |
| yield-visionary4 | $50.00 | 5/2/2011 2:16:07 PM |
| wwwUniversal | $25.00 | 5/2/2011 5:38:51 PM |
| auction-seeker | $25.00 | 5/2/2011 6:06:52 PM |
| blue-lucrative-rate | $25.00 | 5/2/2011 10:40:06 PM |
| worthy-bid8 | $50.00 | 5/3/2011 6:22:11 AM |
| GCInvestments | $25.00 | 5/3/2011 12:49:19 PM |
| leverage-oasis | $25.00 | 5/3/2011 5:54:01 PM |
| irrelevant | $25.00 | 5/3/2011 6:40:43 PM |
| numero-uno643 | $25.00 | 5/3/2011 10:44:41 PM |
| palace2 | $184.53 | 5/4/2011 4:45:55 AM |
| blooming-market | $25.00 | 5/4/2011 7:59:21 AM |
| economy-mulberry7 | $50.00 | 5/4/2011 7:59:59 AM |
| kulender | $50.00 | 5/4/2011 6:30:39 AM |
| listing-demon | $50.00 | 5/4/2011 8:00:01 AM |
| life-is-great | $25.00 | 5/4/2011 9:29:37 AM |
| mike_banker | $50.00 | 5/4/2011 9:30:19 AM |
| ursus | $100.00 | 5/4/2011 9:30:51 AM |
| careful-note | $50.00 | 5/4/2011 9:31:03 AM |
| p2ploan-embrace6 | $50.00 | 5/4/2011 10:39:58 AM |
| 108lender | $100.00 | 5/4/2011 10:26:12 AM |
| AM2171 | $26.00 | 5/4/2011 12:10:15 PM |
| objective-investor | $250.00 | 5/4/2011 3:55:08 PM |
| resource777 | $50.00 | 5/4/2011 5:40:57 PM |
| rockstar78 | $50.00 | 5/4/2011 5:37:42 PM |
| platinum-admiral8 | $50.00 | 5/4/2011 5:38:56 PM |
| don8ter | $25.00 | 5/4/2011 5:40:44 PM |
| mob205 | $50.00 | 5/4/2011 7:02:26 PM |
| EricLender | $25.00 | 5/4/2011 6:06:29 PM |
| liberty-point | $50.00 | 5/4/2011 6:11:24 PM |
| p2ploan-sensation211 | $50.00 | 5/4/2011 8:30:15 PM |
| visionary-community | $25.00 | 5/4/2011 8:44:20 PM |
| massuot | $25.00 | 5/5/2011 4:20:29 AM |
| melodious-fairness | $50.00 | 5/5/2011 2:30:07 AM |
| community-oasis6 | $25.00 | 5/5/2011 9:39:50 AM |
| Icon_88 | $50.00 | 5/5/2011 9:52:43 AM |
| neutrino6 | $25.00 | 5/5/2011 9:59:29 AM |
| mobius404 | $25.00 | 5/5/2011 10:09:12 AM |
| Sixmil | $100.00 | 5/5/2011 10:19:35 AM |
| damcoolguy | $25.00 | 5/5/2011 9:54:14 AM |
| Daubertoo | $25.00 | 5/5/2011 12:20:37 PM |
| 350DGRZ | $25.00 | 5/5/2011 3:04:24 PM |
| buffalobills | $25.00 | 5/5/2011 3:12:26 PM |
| Ripsaw4U | $50.00 | 5/5/2011 4:44:24 PM |
| Zoramite | $25.00 | 5/5/2011 5:21:25 PM |
| saihu | $25.00 | 5/5/2011 5:23:02 PM |
| jsw7us | $50.00 | 5/5/2011 5:27:38 PM |
| SeminoleHoldings | $25.00 | 5/5/2011 5:27:51 PM |
| DLock99 | $50.00 | 5/5/2011 5:37:59 PM |
| Chervianne | $50.00 | 5/5/2011 5:37:56 PM |
| nickel-demon2 | $100.00 | 5/5/2011 5:33:31 PM |
| loss-of-control | $100.00 | 5/5/2011 6:39:39 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:11 PM |
| soulwork | $25.00 | 5/5/2011 8:09:03 PM |
| tranquil-revenue | $50.00 | 5/5/2011 5:51:11 PM |
| shrewd-income | $50.00 | 5/5/2011 11:57:15 PM |
| income-sage9 | $25.00 | 5/6/2011 1:50:38 AM |
| silvox | $56.26 | 5/5/2011 7:48:08 PM |
| the-profit-oracle | $25.00 | 5/6/2011 2:17:04 AM |
| orange-preeminant-bill | $50.00 | 5/6/2011 2:29:12 AM |
| Seafirst | $25.00 | 5/6/2011 3:34:12 AM |
| E-B | $50.00 | 5/6/2011 4:31:15 AM |
| alpinaut | $25.00 | 5/6/2011 1:20:58 AM |
| ClearLake | $25.00 | 5/6/2011 1:38:08 AM |
| E_G | $50.00 | 5/6/2011 1:49:27 AM |
| MasterKey | $25.00 | 5/6/2011 1:50:27 AM |
| hayhelp | $25.00 | 5/6/2011 9:12:39 AM |
| DavenportCapital | $25.00 | 5/6/2011 9:12:53 AM |
| blissful-note7 | $50.00 | 5/6/2011 9:13:38 AM |
| shawndw | $35.00 | 5/6/2011 9:53:38 AM |
| WeAlNe | $25.00 | 5/6/2011 9:55:50 AM |
| ingenious-diversification | $25.00 | 5/6/2011 9:56:21 AM |
| br4444 | $42.72 | 5/6/2011 9:57:17 AM |
| Mindful7 | $25.00 | 5/6/2011 9:06:34 AM |
| wampum-library4 | $25.00 | 5/6/2011 9:59:58 AM |
| loot-castanets | $25.00 | 5/6/2011 10:03:23 AM |
| ingenious-truth0 | $50.00 | 5/6/2011 9:24:34 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:05:54 AM |
| JTCorp | $25.00 | 5/6/2011 10:09:27 AM |
| wise-silver-wonder | $25.00 | 5/6/2011 10:10:58 AM |
| think-become | $25.00 | 5/6/2011 10:13:46 AM |
| currency-meteor250 | $25.00 | 5/6/2011 10:15:20 AM |
| Crystalprop | $25.00 | 5/6/2011 9:53:03 AM |
| excellent-truth9 | $25.00 | 5/6/2011 10:17:39 AM |
| revenue-officer36 | $100.00 | 5/6/2011 9:54:32 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:57:30 AM |
| asmithj | $50.00 | 5/6/2011 10:22:44 AM |
| heavensfx | $25.00 | 5/6/2011 10:09:37 AM |
| mpatrick | $25.00 | 5/6/2011 10:13:29 AM |
| commanding-income774 | $25.00 | 5/6/2011 11:14:07 AM |
| creative-revenue0 | $50.00 | 5/6/2011 11:37:53 AM |
| sharp-return7 | $37.50 | 5/6/2011 11:39:11 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:24:57 AM |
| klin | $50.00 | 5/6/2011 10:27:51 AM |
| Gotogo | $50.00 | 5/6/2011 12:31:08 PM |
| iolaire | $25.00 | 5/6/2011 10:31:45 AM |
| spursdog | $50.00 | 5/6/2011 10:36:32 AM |
| tonyscc | $50.00 | 5/6/2011 1:47:15 PM |
| PlusUltra | $67.88 | 5/6/2011 2:07:47 PM |
| mammalian4 | $25.00 | 5/6/2011 2:31:05 PM |
| finance-amusement4 | $98.38 | 5/6/2011 2:47:41 PM |
| maltma | $50.00 | 5/6/2011 12:26:07 PM |
| GrommetPosse | $50.00 | 5/6/2011 12:54:57 PM |
| songbird98 | $50.00 | 5/6/2011 1:21:06 PM |
| vine99 | $90.00 | 4/22/2011 5:08:09 PM |
| JustMee | $25.00 | 4/22/2011 5:23:05 PM |
| income-awakening6 | $25.00 | 4/22/2011 5:05:22 PM |
| SLN-10 | $25.00 | 4/22/2011 5:07:16 PM |
| reflective-rupee | $200.22 | 4/22/2011 5:21:50 PM |
| magnetic-dedication3 | $25.00 | 4/22/2011 11:17:16 PM |
| transformer855 | $25.00 | 4/23/2011 8:10:29 AM |
| competent-p2p | $45.00 | 4/23/2011 6:06:30 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:26:27 PM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:57:09 AM |
| listing-pear6 | $100.05 | 4/27/2011 12:18:35 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:39 PM |
| BxRealtor | $25.00 | 4/27/2011 3:01:28 PM |
| tensalis | $76.56 | 4/27/2011 3:12:22 PM |
| SecondChanceLendingSERV | $25.00 | 4/28/2011 8:57:28 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:53:07 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 10:00:15 AM |
| handy-point5 | $25.00 | 4/28/2011 5:14:06 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:39 PM |
| DrStaff | $30.00 | 4/28/2011 6:20:13 PM |
| mtp | $50.00 | 4/28/2011 8:11:50 PM |
| kindness-jedi | $30.00 | 4/29/2011 1:21:23 PM |
| Leopoldine | $25.00 | 4/29/2011 8:36:19 PM |
| richboy56 | $25.00 | 4/30/2011 3:43:00 AM |
| payment-jalapeno9 | $50.00 | 4/30/2011 5:46:30 AM |
| asset-professor | $50.00 | 4/30/2011 10:05:32 AM |
| radforj22 | $25.00 | 5/1/2011 7:51:18 AM |
| systemlender | $50.00 | 5/1/2011 12:55:27 PM |
| felicity-maximizer | $25.00 | 5/2/2011 10:49:54 AM |
| inspired-investment8 | $100.00 | 5/2/2011 5:47:36 PM |
| jrbill1998 | $50.00 | 5/2/2011 5:53:04 PM |
| allotment464 | $100.00 | 5/2/2011 5:52:12 PM |
| kevin314 | $25.00 | 5/2/2011 5:52:51 PM |
| Alittleluck | $25.00 | 5/2/2011 7:02:31 PM |
| happyaric | $50.00 | 5/2/2011 8:49:15 PM |
| dollardave | $100.00 | 5/2/2011 11:54:00 PM |
| Supernick | $50.00 | 5/3/2011 6:46:57 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:40:38 AM |
| bonus-demon | $25.00 | 5/3/2011 10:21:37 AM |
| determined-revenue1 | $25.00 | 5/3/2011 9:50:13 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:16:11 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:36:58 AM |
| auction-turtle0 | $25.00 | 5/3/2011 12:24:17 PM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:04:47 PM |
| thomas16882004 | $25.00 | 5/3/2011 3:18:41 PM |
| palace2 | $400.00 | 5/4/2011 4:45:30 AM |
| SanJoser | $25.00 | 5/4/2011 8:32:07 AM |
| Ocean713 | $50.00 | 5/4/2011 8:42:35 AM |
| cablenews | $75.00 | 5/4/2011 8:00:52 AM |
| fair-pound5 | $100.00 | 5/4/2011 8:29:35 AM |
| silver-wonder278 | $25.00 | 5/4/2011 9:29:26 AM |
| aznatama | $50.00 | 5/4/2011 9:50:55 AM |
| nex | $25.00 | 5/4/2011 11:21:35 AM |
| power-explosion4 | $25.00 | 5/4/2011 11:22:17 AM |
| justice-circuitry0 | $50.00 | 5/4/2011 5:36:45 PM |
| tranquil-diversification8 | $50.00 | 5/4/2011 5:40:07 PM |
| cmg891 | $25.00 | 5/4/2011 5:43:25 PM |
| _wally_ | $50.00 | 5/4/2011 5:38:21 PM |
| anti-wall-st | $50.00 | 5/4/2011 6:54:11 PM |
| transparent-transaction8 | $50.00 | 5/4/2011 9:14:31 PM |
| valiant-money | $25.00 | 5/4/2011 9:06:13 PM |
| MrCoffee | $29.73 | 5/4/2011 10:26:53 PM |
| onetuxllc | $50.00 | 5/5/2011 7:09:02 AM |
| loyalty-czar | $50.69 | 5/5/2011 7:26:08 AM |
| smilinsam | $50.00 | 5/5/2011 9:22:26 AM |
| DeltaComputerGuy | $25.00 | 5/5/2011 9:22:18 AM |
| 6moonbeams | $50.00 | 5/5/2011 9:43:19 AM |
| dollar-missile3 | $25.00 | 5/5/2011 9:49:52 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:54:34 AM |
| silver-fuse | $30.00 | 5/5/2011 9:55:40 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:09:39 AM |
| numero-uno4 | $50.00 | 5/5/2011 10:59:11 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:39:40 AM |
| museic1 | $50.00 | 5/5/2011 4:04:09 PM |
| treasure-bliss | $50.00 | 5/5/2011 3:02:19 PM |
| investment-kazoo | $41.94 | 5/5/2011 4:07:22 PM |
| commitment-orbiter5 | $50.00 | 5/5/2011 5:26:12 PM |
| dochelp | $50.00 | 5/5/2011 5:24:29 PM |
| nick456sd | $50.00 | 5/5/2011 5:26:16 PM |
| Melander | $50.00 | 5/5/2011 5:10:59 PM |
| uagrad | $50.00 | 5/5/2011 5:35:54 PM |
| back-scratchers | $25.00 | 5/5/2011 5:34:02 PM |
| focused-dime1 | $50.00 | 5/5/2011 5:35:44 PM |
| nunnie | $25.00 | 5/5/2011 5:24:40 PM |
| SnakeV | $25.00 | 5/5/2011 5:38:21 PM |
| Rick21 | $50.00 | 5/5/2011 10:19:06 PM |
| Azonic21 | $25.00 | 5/5/2011 7:44:24 PM |
| selector568 | $176.73 | 5/6/2011 2:15:50 AM |
| gold-sushi | $25.00 | 5/6/2011 2:29:02 AM |
| gain-gourd | $35.61 | 5/6/2011 2:40:50 AM |
| Brain_m | $25.00 | 5/6/2011 3:40:00 AM |
| auctionator1 | $25.00 | 5/5/2011 9:19:20 PM |
| calkidd05 | $25.00 | 5/5/2011 10:55:35 PM |
| DasMula | $27.00 | 5/6/2011 6:13:29 AM |
| HappyToLoan | $25.00 | 5/6/2011 7:09:01 AM |
| camaraderi-workhorse | $50.00 | 5/6/2011 7:30:39 AM |
| velocity-solo | $25.00 | 5/6/2011 2:36:34 AM |
| Cheburashka | $25.00 | 5/6/2011 9:16:13 AM |
| steves73 | $50.00 | 5/6/2011 9:13:27 AM |
| rmachi | $25.00 | 5/6/2011 9:20:33 AM |
| dinero-festivity2 | $72.22 | 5/6/2011 9:18:25 AM |
| nalaari | $61.94 | 5/6/2011 6:14:35 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:51:16 AM |
| point-xylophone | $25.00 | 5/6/2011 9:51:07 AM |
| hons2000 | $25.00 | 5/6/2011 9:54:48 AM |
| AdamClemSC | $25.00 | 5/6/2011 9:57:06 AM |
| RJN | $25.00 | 5/6/2011 9:57:14 AM |
| Pasagam | $25.00 | 5/6/2011 9:11:52 AM |
| taxman1971 | $25.00 | 5/6/2011 9:56:16 AM |
| friendly-social2 | $25.00 | 5/6/2011 9:56:40 AM |
| knowledgeable-note6 | $25.00 | 5/6/2011 10:02:28 AM |
| awe-inspiring-payment | $25.00 | 5/6/2011 10:02:35 AM |
| the-discrete-income | $75.00 | 5/6/2011 10:02:25 AM |
| jtradition | $50.00 | 5/6/2011 10:08:50 AM |
| stollcm | $25.00 | 5/6/2011 10:08:57 AM |
| PaulW | $25.00 | 5/6/2011 10:10:07 AM |
| zeelender | $25.00 | 5/6/2011 10:09:05 AM |
| rapid-currency | $44.04 | 5/6/2011 10:12:02 AM |
| lostontheedge | $25.00 | 5/6/2011 10:12:14 AM |
| LoanBrkr | $50.00 | 5/6/2011 10:12:35 AM |
| lawyervon | $25.00 | 5/6/2011 10:15:37 AM |
| bid-carrier0 | $25.00 | 5/6/2011 10:17:52 AM |
| coin-investor | $25.00 | 5/6/2011 10:22:53 AM |
| Preteur | $25.00 | 5/6/2011 10:21:31 AM |
| moola-cell3 | $50.00 | 5/6/2011 10:23:58 AM |
| new-economy-cadence | $50.00 | 5/6/2011 10:03:53 AM |
| commitment-cadence | $50.00 | 5/6/2011 10:06:02 AM |
| helpinghand63 | $25.00 | 5/6/2011 10:13:02 AM |
| Trentsteel_98 | $25.00 | 5/6/2011 10:19:41 AM |
| bigphish | $50.00 | 5/6/2011 11:29:04 AM |
| boater01 | $50.00 | 5/6/2011 12:19:41 PM |
| gold-disk | $50.00 | 5/6/2011 1:04:19 PM |
| Velit | $25.00 | 5/6/2011 1:08:56 PM |
| dime-umbrella6 | $25.00 | 5/6/2011 1:14:02 PM |
| famous-bill | $25.00 | 5/6/2011 1:29:32 PM |
| mystss | $50.00 | 5/6/2011 1:35:05 PM |
| rebeldog67 | $50.00 | 5/6/2011 1:39:59 PM |
| Chewbaca | $25.00 | 5/6/2011 2:03:37 PM |
| exchange-jedi | $25.00 | 5/6/2011 2:38:43 PM |
| phaded | $25.00 | 5/6/2011 2:41:55 PM |
| Mad_Scientist | $50.00 | 5/6/2011 11:34:22 AM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:21 PM |
| 1phantom | $25.00 | 5/6/2011 1:35:32 PM |
| 263 Investments
|
Borrower Payment Dependent Notes Series
503656
This series of Notes was issued and sold upon the funding of the borrower loan #49232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,126.16 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-23-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-07-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $257.89 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-1990 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,519 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ginny58m |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home inprovement
Purpose of loan:
This loan will be used to... home inprovement
My financial situation:
I am a good candidate for this loan because... I pay all my bills on time and some times over the limit
Monthly net income: $ 2500.00
Monthly expenses: $
Housing: $0
Insurance: $60.00
Car expenses: $200.00
Utilities: $100.00
Phone, cable, internet: $0
Food, entertainment: $200.00
Clothing, household expenses: $60.00
Credit cards and other loans: $186.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 4/23/2011 12:01:43 PM |
| caNative | $50.00 | 4/23/2011 3:49:26 PM |
| diplomatic-wealth7 | $25.00 | 4/25/2011 4:26:11 PM |
| suave-dime6 | $25.00 | 4/26/2011 5:18:44 PM |
| tech310 | $50.00 | 4/28/2011 12:42:52 AM |
| Weaverville | $25.00 | 4/28/2011 8:30:20 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:52:15 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:09:32 PM |
| fmanjoo | $25.00 | 5/2/2011 4:27:14 AM |
| zorg77 | $50.00 | 5/2/2011 9:22:50 AM |
| irrelevant | $25.00 | 5/3/2011 5:32:25 PM |
| ingenious-truth0 | $50.00 | 5/4/2011 12:04:13 PM |
| fair-pound5 | $25.78 | 5/4/2011 5:54:35 PM |
| careful-note | $50.00 | 5/5/2011 3:30:33 AM |
| villagers | $25.00 | 5/5/2011 9:25:43 AM |
| jalapeno2 | $25.00 | 5/5/2011 9:34:13 AM |
| the-dollar-topper | $100.00 | 5/5/2011 9:38:51 AM |
| Jack55304 | $185.00 | 5/5/2011 9:38:35 AM |
| nerdfactor | $25.00 | 5/5/2011 10:07:16 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:09:57 AM |
| bill-appraiser7 | $25.00 | 5/5/2011 5:29:02 PM |
| worldly-money4 | $200.00 | 5/5/2011 5:31:41 PM |
| Mariner3605 | $25.00 | 5/6/2011 1:39:45 AM |
| Ocean713 | $50.00 | 5/6/2011 10:18:50 AM |
| Wellman | $50.00 | 5/6/2011 10:18:36 AM |
| zen1cent | $25.00 | 5/6/2011 10:19:01 AM |
| competent-p2p | $25.00 | 5/6/2011 4:45:35 PM |
| bountiful-durability | $50.00 | 5/6/2011 5:22:00 PM |
| chungfang | $25.00 | 5/6/2011 4:19:19 PM |
| neutrino6 | $25.00 | 5/6/2011 5:25:13 PM |
| Jesuistom | $50.00 | 5/6/2011 5:24:45 PM |
| wwwUniversal | $25.00 | 5/6/2011 5:25:25 PM |
| astute-asset7 | $25.00 | 5/6/2011 5:26:35 PM |
| gold-virtuoso | $50.00 | 5/6/2011 5:26:42 PM |
| brilliant-leverage4 | $50.00 | 5/6/2011 5:28:25 PM |
| iolaire | $25.00 | 5/6/2011 5:28:08 PM |
| songbird98 | $25.00 | 5/6/2011 5:32:51 PM |
| thelovebug | $100.00 | 5/6/2011 5:33:09 PM |
| miked8303 | $25.00 | 5/6/2011 5:38:09 PM |
| fantastic-wampum1 | $100.00 | 5/6/2011 5:38:14 PM |
| RockpointCapital | $50.00 | 5/6/2011 5:26:30 PM |
| silver-wonder278 | $25.00 | 5/6/2011 5:27:15 PM |
| DHolly | $25.00 | 5/6/2011 6:11:46 PM |
| hookUup | $25.40 | 5/6/2011 6:13:50 PM |
| smilinsam | $50.00 | 5/6/2011 5:30:32 PM |
| circuitfive | $25.00 | 5/6/2011 6:24:27 PM |
| Bob450 | $25.00 | 5/6/2011 6:28:14 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:49:28 PM |
| CA-Lender | $25.05 | 5/6/2011 8:03:06 PM |
| gentle-coin | $25.00 | 5/6/2011 7:07:23 PM |
| cti11 | $27.82 | 5/6/2011 7:31:01 PM |
| nswfool | $50.00 | 5/6/2011 10:03:19 PM |
| IIP77 | $25.00 | 5/6/2011 10:20:02 PM |
| proper-commitment5 | $25.00 | 5/6/2011 11:05:03 PM |
| Miklot | $50.00 | 5/6/2011 11:29:11 PM |
| Dubbs360 | $100.00 | 5/6/2011 8:58:41 PM |
| num1irish | $100.00 | 5/6/2011 11:59:13 PM |
| dedicated-principal | $100.00 | 5/6/2011 9:39:07 PM |
| divedude | $25.00 | 5/7/2011 2:26:36 AM |
| rhin0cerx | $33.61 | 5/7/2011 2:27:11 AM |
| gotjack | $25.00 | 5/7/2011 2:44:39 AM |
| ommcd | $25.00 | 5/7/2011 2:50:20 AM |
| agreement-network | $50.00 | 5/6/2011 10:49:05 PM |
| Marfloogan | $25.00 | 5/7/2011 2:55:01 AM |
| WorldlyWorker | $25.00 | 5/7/2011 3:07:58 AM |
| palace2 | $50.00 | 5/7/2011 3:10:59 AM |
| helaman | $25.00 | 5/7/2011 3:24:21 AM |
| apostle901 | $25.00 | 5/7/2011 3:15:50 AM |
| Diamond_Jim | $50.00 | 5/7/2011 3:44:41 AM |
| FeedTheMachine | $100.00 | 5/7/2011 3:46:11 AM |
| oldmora | $50.00 | 5/7/2011 3:44:17 AM |
| ivy-league-MBA | $25.00 | 5/7/2011 3:49:53 AM |
| investment-visionary | $25.00 | 5/7/2011 3:54:33 AM |
| bid-czar8 | $50.00 | 5/7/2011 5:05:01 AM |
| palace2 | $400.00 | 5/7/2011 3:11:10 AM |
| blackstar | $25.00 | 5/7/2011 5:35:10 AM |
| Retiredsailor65 | $33.81 | 5/7/2011 5:46:32 AM |
| saffron4 | $34.44 | 5/7/2011 3:49:49 AM |
| gelt4u | $25.00 | 5/7/2011 4:15:55 AM |
| Control | $25.00 | 5/7/2011 5:00:56 AM |
| sfmdg | $75.00 | 5/7/2011 5:26:37 AM |
| oxnard | $50.00 | 5/7/2011 5:33:49 AM |
| p2p-czar3 | $25.00 | 5/7/2011 5:56:36 AM |
| mrsp2e | $28.63 | 5/7/2011 7:03:56 AM |
| shrewd-peace7 | $25.00 | 5/7/2011 7:49:32 AM |
| new-social-economist | $50.00 | 5/7/2011 10:14:07 AM |
| niceguy777 | $50.00 | 5/7/2011 8:19:06 AM |
| steamboatgal | $50.00 | 5/7/2011 8:29:17 AM |
| unassassinable | $25.00 | 5/7/2011 11:00:24 AM |
| triumphant-community | $50.00 | 5/7/2011 10:54:32 AM |
| credit-wheel7 | $25.00 | 5/7/2011 10:59:33 AM |
| dedicated-transaction796 | $50.00 | 5/7/2011 11:34:08 AM |
| handshake5 | $100.00 | 5/7/2011 11:26:20 AM |
| sensible-order2 | $75.69 | 5/7/2011 10:14:37 AM |
| rupee-artisan | $25.00 | 5/7/2011 10:49:09 AM |
| valiant-liberty4 | $25.00 | 5/7/2011 10:50:29 AM |
| hitsman | $50.00 | 5/7/2011 11:16:15 AM |
| happy-return4 | $50.00 | 4/23/2011 2:19:55 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:18:10 PM |
| CAGE-Investments | $25.00 | 4/28/2011 6:48:04 AM |
| point-compadre | $50.00 | 4/29/2011 1:32:11 PM |
| bonus-demon | $50.00 | 5/3/2011 10:26:14 AM |
| credit-sycamore4 | $50.00 | 5/4/2011 11:11:19 AM |
| velocity-quest5 | $50.00 | 5/4/2011 5:53:38 PM |
| handy-justice | $100.00 | 5/4/2011 7:04:38 PM |
| jjswanso | $50.00 | 5/5/2011 9:20:05 AM |
| tnjohnso | $25.00 | 5/5/2011 9:25:15 AM |
| durability-starfish | $25.00 | 5/5/2011 9:29:30 AM |
| peace-steward7 | $50.00 | 5/5/2011 9:51:13 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:40:05 AM |
| HedgeFund | $25.00 | 5/5/2011 5:33:35 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:30:11 PM |
| treasure-bliss | $50.00 | 5/6/2011 2:17:44 AM |
| money-bauble | $50.00 | 5/6/2011 2:37:56 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:59:06 AM |
| moola-cell3 | $50.00 | 5/6/2011 10:24:13 AM |
| desertoasis | $25.00 | 5/6/2011 10:44:32 AM |
| Artist_Blue | $25.00 | 5/6/2011 3:44:26 PM |
| payment-goose2 | $50.00 | 5/6/2011 4:00:31 PM |
| papaloha | $25.00 | 5/6/2011 3:16:54 PM |
| reflective-rupee | $25.01 | 5/6/2011 5:16:48 PM |
| PThor | $25.00 | 5/6/2011 5:25:54 PM |
| life-is-great | $25.00 | 5/6/2011 5:27:22 PM |
| BooRadley | $25.00 | 5/6/2011 5:25:56 PM |
| _wally_ | $50.00 | 5/6/2011 5:26:50 PM |
| fair-gain8 | $50.00 | 5/6/2011 5:27:11 PM |
| payout-runner | $25.00 | 5/6/2011 5:32:03 PM |
| famous-bill | $25.00 | 5/6/2011 5:33:04 PM |
| asiaratt | $50.00 | 5/6/2011 5:30:24 PM |
| dedicated-repayment0 | $26.00 | 5/6/2011 5:42:01 PM |
| loancrusader | $131.96 | 5/6/2011 6:12:39 PM |
| Wowzer | $50.00 | 5/6/2011 6:16:00 PM |
| Leopoldine | $25.00 | 5/6/2011 5:28:59 PM |
| ddog0224 | $50.00 | 5/6/2011 6:25:45 PM |
| red-power-pecan | $50.00 | 5/6/2011 6:34:20 PM |
| bold-shrewd-duty | $25.00 | 5/6/2011 7:39:12 PM |
| neutrino6 | $25.00 | 5/6/2011 7:46:04 PM |
| supersam | $100.00 | 5/6/2011 8:22:12 PM |
| auction-karate | $50.00 | 5/6/2011 8:26:31 PM |
| inventive-wealth2 | $25.00 | 5/6/2011 10:17:40 PM |
| broomfieldbucks | $25.00 | 5/6/2011 10:53:30 PM |
| csandb | $25.00 | 5/6/2011 11:20:49 PM |
| swoosh | $50.00 | 5/6/2011 11:29:15 PM |
| DSFinancial | $38.02 | 5/7/2011 2:30:35 AM |
| HHP | $100.00 | 5/7/2011 2:57:12 AM |
| ADIDASNO | $25.00 | 5/7/2011 3:06:22 AM |
| natejx | $25.00 | 5/7/2011 3:05:35 AM |
| bajaruss | $25.00 | 5/7/2011 3:07:49 AM |
| stock106 | $25.00 | 5/7/2011 3:16:59 AM |
| LAM26 | $25.00 | 5/7/2011 3:17:11 AM |
| F16Pilot | $25.00 | 5/7/2011 3:34:38 AM |
| asmithj | $50.00 | 5/7/2011 3:41:57 AM |
| Banker7371 | $25.00 | 5/7/2011 3:44:32 AM |
| wise-balanced-moola | $25.00 | 5/7/2011 3:50:19 AM |
| burrito6 | $25.00 | 5/7/2011 3:54:40 AM |
| visionary-currency | $50.00 | 5/7/2011 3:54:44 AM |
| finance-prescription | $50.00 | 5/7/2011 3:59:05 AM |
| mikeandcat | $62.50 | 5/7/2011 4:55:32 AM |
| LenderFish | $25.00 | 5/7/2011 2:26:30 AM |
| rate-seahorse | $39.98 | 5/7/2011 5:35:35 AM |
| inkplj | $27.69 | 5/7/2011 3:25:05 AM |
| shrewd-income | $50.00 | 5/7/2011 5:39:12 AM |
| skunkor2 | $25.00 | 5/7/2011 3:29:40 AM |
| HelpfulLender1 | $25.00 | 5/7/2011 5:56:19 AM |
| GATrust | $50.00 | 5/7/2011 5:56:29 AM |
| integrity-reformer | $100.00 | 5/7/2011 6:08:47 AM |
| dough-bear | $42.76 | 5/7/2011 3:44:13 AM |
| orange-preeminant-bill | $50.00 | 5/7/2011 10:07:50 AM |
| euro-banker | $25.00 | 5/7/2011 10:39:01 AM |
| liberty-destiny3 | $25.00 | 5/7/2011 10:50:07 AM |
| utopia14 | $25.00 | 5/7/2011 11:19:00 AM |
| famous-hope | $25.00 | 5/7/2011 10:04:52 AM |
| graceful-investment | $100.00 | 5/7/2011 10:35:13 AM |
| worthy-bid8 | $50.00 | 5/7/2011 11:15:32 AM |
| intuitive-velocity4 | $50.00 | 5/7/2011 11:19:16 AM |
| missing-link | $25.00 | 5/7/2011 11:25:15 AM |
| nimble-economy863 | $25.00 | 5/7/2011 11:43:46 AM |
| dollar-cherry6 | $37.01 | 5/7/2011 11:49:15 AM |
| 178 Investments
|
Borrower Payment Dependent Notes Series
503703
This series of Notes was issued and sold upon the funding of the borrower loan #49156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $267.30 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 2m |
|
Amount delinquent:
| $87 |
Total credit lines:
| 28 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,240 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| SaintsFan11 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Dec-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Payoff Bills for New Apartment
Purpose of loan: Payoff Bills for New Apartment
This loan will be used to...to pay off bills acquired in moving into a new apt
My financial situation: Solid
I am a good candidate for this loan because... I have a good credit score. I have had a prosper loan once before which I paid off early and never missed a payment.
Monthly net income: $2352 (does not include a $4500 bonus in June)
Monthly expenses: $2075
Housing: $1174
Insurance: $90
Car expenses: $312
Utilities: $35
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $51.00 | 4/25/2011 5:27:03 PM |
| rate-hickory | $25.00 | 4/26/2011 10:54:06 AM |
| reflective-rupee | $25.44 | 4/26/2011 5:38:14 PM |
| LittleMingo | $30.00 | 4/26/2011 5:54:10 PM |
| CA-Lender | $50.04 | 4/27/2011 2:07:06 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:18:31 PM |
| intelligent-yield | $25.00 | 4/27/2011 5:12:31 PM |
| CA-Lender | $25.00 | 4/27/2011 6:31:06 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:53:29 AM |
| careful-note1 | $25.00 | 4/29/2011 11:55:30 AM |
| selector568 | $200.00 | 5/1/2011 6:46:17 PM |
| DasMula | $57.00 | 5/1/2011 9:05:14 PM |
| bonus-demon | $50.00 | 5/3/2011 10:26:35 AM |
| fmanjoo | $25.00 | 5/3/2011 5:31:38 PM |
| ingenious-truth0 | $50.00 | 5/5/2011 9:20:30 AM |
| credit-sycamore4 | $50.00 | 5/5/2011 9:35:49 AM |
| jjswanso | $25.00 | 5/5/2011 3:00:04 PM |
| upbeat-finance8 | $25.00 | 5/5/2011 4:43:10 PM |
| basis-wizard8 | $50.00 | 5/5/2011 5:46:01 PM |
| coin-popcorn | $50.00 | 5/5/2011 7:00:54 PM |
| competent-p2p | $50.00 | 5/5/2011 7:51:09 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:30:38 PM |
| foothillender | $25.00 | 5/6/2011 8:02:41 AM |
| donlenboy | $27.22 | 5/6/2011 6:16:54 AM |
| sparkling-basis0 | $50.00 | 5/6/2011 6:59:40 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:59:24 AM |
| jalapeno2 | $25.00 | 5/6/2011 10:19:08 AM |
| villagers | $25.00 | 5/6/2011 10:17:36 AM |
| ammasv | $25.00 | 5/6/2011 4:32:08 PM |
| marwadi-62 | $100.00 | 5/6/2011 4:44:01 PM |
| thorough-payout8 | $25.00 | 5/6/2011 4:21:17 PM |
| the-dollar-topper | $100.00 | 5/6/2011 4:01:49 PM |
| 2grindstones | $50.00 | 5/6/2011 5:25:07 PM |
| chungfang | $25.00 | 5/6/2011 4:19:27 PM |
| fair-pound5 | $100.00 | 5/6/2011 5:27:35 PM |
| nerdfactor | $25.00 | 5/6/2011 5:38:20 PM |
| hookUup | $40.00 | 5/6/2011 5:41:13 PM |
| durability-starfish | $25.00 | 5/6/2011 5:26:13 PM |
| loancrusader | $75.00 | 5/6/2011 6:11:08 PM |
| natural-trade7 | $50.00 | 5/6/2011 6:13:33 PM |
| gadget7 | $36.56 | 5/6/2011 6:13:01 PM |
| minnesotafinancial | $25.00 | 5/6/2011 6:18:04 PM |
| julijask | $50.00 | 5/6/2011 5:58:14 PM |
| Bob450 | $25.00 | 5/6/2011 6:23:28 PM |
| InChicago | $50.00 | 5/6/2011 8:05:01 PM |
| circuitfive | $25.00 | 5/6/2011 6:24:51 PM |
| IIP77 | $25.00 | 5/6/2011 10:20:20 PM |
| swoosh | $50.00 | 5/6/2011 11:29:35 PM |
| treasure-bliss | $50.00 | 5/7/2011 3:43:04 AM |
| warew | $25.00 | 5/7/2011 9:20:55 AM |
| tomoe | $25.00 | 5/7/2011 11:50:09 AM |
| genius520 | $50.00 | 5/7/2011 1:59:13 PM |
| jpaulnyc | $25.00 | 5/7/2011 2:25:33 PM |
| loss-of-control | $50.00 | 5/7/2011 8:01:59 PM |
| Pu239 | $70.00 | 5/7/2011 9:39:27 PM |
| cashhelp | $30.00 | 4/25/2011 5:23:13 PM |
| jhouman | $25.00 | 4/25/2011 5:23:48 PM |
| lendstats_com | $300.00 | 4/25/2011 6:02:14 PM |
| janeybooboo | $49.00 | 4/25/2011 8:31:51 PM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 4:20:58 PM |
| Moe87 | $25.00 | 4/27/2011 6:04:27 AM |
| Tokkoutai99 | $25.00 | 4/27/2011 12:10:14 PM |
| suave-dime6 | $25.00 | 4/27/2011 3:47:48 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:09:52 PM |
| Weaverville | $25.00 | 4/29/2011 11:34:27 AM |
| CAGE-Investments | $25.00 | 4/29/2011 12:17:05 PM |
| american-investor | $50.00 | 4/29/2011 2:26:28 PM |
| Interstate_Rate | $50.00 | 4/29/2011 4:52:35 PM |
| papaloha | $29.00 | 4/30/2011 2:09:06 AM |
| point-compadre | $50.00 | 5/2/2011 6:07:56 PM |
| treasure-hunter270 | $25.00 | 5/2/2011 8:50:42 PM |
| Bcs-cnc | $25.00 | 5/3/2011 2:18:44 PM |
| irrelevant | $25.00 | 5/3/2011 6:00:46 PM |
| handy-justice | $100.00 | 5/4/2011 7:04:52 PM |
| careful-note | $50.00 | 5/5/2011 3:30:50 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:10:13 AM |
| first-serene-credit | $25.00 | 5/5/2011 11:40:54 AM |
| javelin0 | $100.00 | 5/5/2011 4:30:40 PM |
| velocity-quest5 | $50.00 | 5/5/2011 5:33:02 PM |
| grampy48 | $33.00 | 5/6/2011 4:09:12 AM |
| loanman2007 | $100.00 | 5/6/2011 5:12:08 AM |
| clean-value5 | $50.00 | 5/6/2011 5:44:39 AM |
| mikeandcat | $50.00 | 5/6/2011 5:01:32 AM |
| p43600jw | $25.00 | 5/6/2011 10:05:47 AM |
| Bill88 | $25.77 | 5/6/2011 10:02:43 AM |
| desertoasis | $25.00 | 5/6/2011 10:44:51 AM |
| ranch5 | $200.00 | 5/6/2011 3:02:51 PM |
| Jack55304 | $185.00 | 5/6/2011 4:01:43 PM |
| orange-coin-walnut | $50.00 | 5/6/2011 4:09:12 PM |
| 5kids5 | $50.00 | 5/6/2011 4:41:33 PM |
| platinum-boss2 | $25.00 | 5/6/2011 5:13:35 PM |
| jybank | $50.00 | 5/6/2011 4:16:43 PM |
| silver-buckeye | $25.00 | 5/6/2011 5:31:20 PM |
| worth-shower8 | $100.00 | 5/6/2011 4:47:35 PM |
| Mad_Scientist | $25.00 | 5/6/2011 5:55:29 PM |
| ddog0224 | $100.00 | 5/6/2011 6:20:42 PM |
| szetheli | $135.00 | 5/6/2011 6:21:41 PM |
| Mariner3605 | $25.00 | 5/6/2011 5:33:32 PM |
| note-buddy | $395.51 | 5/6/2011 5:49:14 PM |
| LanceLink | $81.81 | 5/6/2011 6:03:28 PM |
| blue111 | $25.00 | 5/6/2011 6:22:58 PM |
| Matt555555 | $38.00 | 5/6/2011 6:25:04 PM |
| velocity-winner | $25.00 | 5/6/2011 9:29:18 PM |
| rlaboy | $25.00 | 5/7/2011 3:30:00 AM |
| wwwUniversal | $25.00 | 5/7/2011 3:45:19 AM |
| StarshineXL | $580.65 | 5/7/2011 4:53:35 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 5:01:01 AM |
| bid-czar8 | $50.00 | 5/7/2011 5:05:43 AM |
| Feyenoord | $25.00 | 5/7/2011 3:41:31 AM |
| shrewd-income | $200.00 | 5/7/2011 8:27:26 AM |
| value-allocator1 | $100.00 | 5/7/2011 8:55:27 AM |
| new-social-economist | $50.00 | 5/7/2011 10:14:23 AM |
| Kyileo | $25.00 | 5/7/2011 11:05:54 AM |
| hitsman | $50.00 | 5/7/2011 11:16:28 AM |
| bonus-quark4 | $25.00 | 5/7/2011 2:43:16 PM |
| triumphant-community | $50.00 | 5/7/2011 1:19:27 PM |
| dough-hammock | $25.00 | 5/7/2011 5:25:14 PM |
| amlu1988 | $25.00 | 5/7/2011 8:36:46 PM |
| riveting-credit5 | $130.00 | 5/7/2011 9:57:37 PM |
| 119 Investments
|
Borrower Payment Dependent Notes Series
504011
This series of Notes was issued and sold upon the funding of the borrower loan #49223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $317.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 10.85% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,262 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cross_impact |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2007)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 22 | | |
Description
I'd rather give you the money
Purpose of loan:
This loan will be used to move my high rate debt I accumulated when I was laid off in 2009 to a saner rate I can pay off quicker now that I am employed.
My financial situation:
I am a good candidate for this loan because I have been keeping up with my payments on this debt for years and just want a lower rate to pay it off. I am also within six months of paying off a longer loan that will free up income to pay this one off. For those of you familiar with Dave Ramsey's "Debt Spiral," that's what I'm doing. Lowering the interest on my current debt will accelerate my spiral out of unemployment debt.
Monthly net income: $6400
Housing: $1720
Insurance: $400
Car expenses: $100
Utilities: $500
Phone, cable, internet: $300
Credit cards and other loans: $400
Other regular expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| SLN-10 | $25.00 | 4/26/2011 9:07:46 AM |
| investment-artist | $25.01 | 4/26/2011 9:08:23 AM |
| JustMee | $25.00 | 4/26/2011 9:21:47 AM |
| lendstats_com | $600.00 | 4/26/2011 10:27:43 AM |
| 888GoldIngots | $31.19 | 4/26/2011 12:38:53 PM |
| reflective-rupee | $200.22 | 4/26/2011 5:24:26 PM |
| hookUup | $25.74 | 4/26/2011 6:52:56 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:08 PM |
| Barrayaran | $25.00 | 4/28/2011 7:40:26 AM |
| nickel-position | $25.00 | 4/28/2011 1:35:22 PM |
| thorough-payout8 | $25.00 | 4/28/2011 3:18:39 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:28 PM |
| Sealion | $50.00 | 4/28/2011 7:38:41 PM |
| Scotcha | $50.00 | 4/30/2011 2:17:23 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:28 AM |
| BxRealtor | $25.00 | 5/1/2011 4:41:37 PM |
| loan-master1 | $25.00 | 5/2/2011 8:49:20 PM |
| Supernick | $50.00 | 5/3/2011 6:48:32 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:16 AM |
| designer_10 | $50.00 | 5/3/2011 4:32:04 PM |
| irrelevant | $25.00 | 5/3/2011 6:41:09 PM |
| loot-pursuit5 | $50.00 | 5/4/2011 8:03:59 AM |
| 1stBankAndHal | $50.00 | 5/4/2011 9:37:55 AM |
| benefit-prescription6 | $100.00 | 5/4/2011 5:36:22 PM |
| community-piccolo0 | $25.00 | 5/4/2011 5:44:03 PM |
| economy-popcorn | $25.00 | 5/5/2011 6:50:22 AM |
| Weaverville | $50.00 | 5/5/2011 9:39:08 AM |
| silver-fuse | $30.00 | 5/5/2011 9:56:11 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:55:11 AM |
| rkhrdjp | $33.28 | 5/5/2011 2:02:21 PM |
| happy-rate3 | $25.00 | 5/5/2011 12:55:01 PM |
| loanman2007 | $200.00 | 5/5/2011 12:15:05 PM |
| Daubertoo | $25.00 | 5/5/2011 12:17:18 PM |
| miked8303 | $25.00 | 5/5/2011 4:35:37 PM |
| awe-inspiring-power | $25.00 | 5/5/2011 6:53:14 PM |
| richboy56 | $25.00 | 5/6/2011 1:56:51 AM |
| mckhbnpc | $50.00 | 5/5/2011 8:15:17 PM |
| palace2 | $400.00 | 5/6/2011 5:58:34 AM |
| coin-popcorn | $50.00 | 5/6/2011 8:16:20 AM |
| upbeat-investment9 | $27.58 | 5/6/2011 8:50:57 AM |
| Bill88 | $30.77 | 5/6/2011 8:27:48 AM |
| Rulea72 | $35.00 | 5/6/2011 9:48:20 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:52:11 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:07 AM |
| JustOneVoice | $25.00 | 5/6/2011 9:23:15 AM |
| trade-goblin9 | $36.00 | 5/6/2011 10:06:39 AM |
| unrivaled-silver | $50.00 | 5/6/2011 10:16:16 AM |
| mykkai | $25.00 | 5/6/2011 10:24:12 AM |
| p43600jw | $25.00 | 5/6/2011 10:04:01 AM |
| beer-gardener | $50.00 | 5/6/2011 12:05:06 PM |
| klin | $50.00 | 5/6/2011 10:28:13 AM |
| green-dollar-equinox | $65.00 | 5/6/2011 1:15:24 PM |
| terrific-reward1 | $50.00 | 5/6/2011 12:34:29 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:52 PM |
| nickel-position | $25.00 | 5/6/2011 3:23:17 PM |
| hellasow | $50.00 | 5/6/2011 4:03:35 PM |
| vutah | $30.00 | 5/6/2011 4:09:20 PM |
| coin-popcorn | $28.15 | 5/6/2011 4:24:41 PM |
| unfixer | $2,500.00 | 5/6/2011 4:26:20 PM |
| valiant-pound8 | $100.00 | 5/6/2011 5:23:21 PM |
| jybank | $50.00 | 5/6/2011 4:15:30 PM |
| javelin0 | $150.00 | 5/6/2011 4:22:30 PM |
| the-silver-blaster | $50.00 | 5/6/2011 5:28:35 PM |
| Kame | $25.00 | 5/6/2011 5:40:22 PM |
| InChicago | $100.00 | 5/6/2011 8:05:56 PM |
| CornerKetch | $25.10 | 5/7/2011 2:24:48 AM |
| Feyenoord | $25.00 | 5/7/2011 3:41:26 AM |
| DonaldColorado | $25.00 | 5/7/2011 3:08:46 AM |
| MarinLoans | $25.00 | 5/7/2011 7:14:47 AM |
| fearless-auction7 | $25.00 | 5/7/2011 8:09:25 AM |
| Kyileo | $25.00 | 5/7/2011 11:09:41 AM |
| lending_well | $25.00 | 5/7/2011 12:40:04 PM |
| resplendent-dollar | $25.00 | 5/7/2011 11:28:12 AM |
| tomoe | $25.00 | 5/7/2011 11:51:23 AM |
| friendinmoney | $25.00 | 5/7/2011 7:00:52 PM |
| jcw3rd | $25.00 | 5/7/2011 4:50:57 PM |
| yf99yz | $25.00 | 5/7/2011 10:07:42 PM |
| loss-of-control | $50.00 | 5/7/2011 8:05:33 PM |
| profitable-money | $50.00 | 5/7/2011 11:29:45 PM |
| justice-starfish | $250.00 | 5/8/2011 9:07:31 AM |
| RecoveryLender | $25.00 | 5/8/2011 7:54:06 AM |
| spiff666 | $25.00 | 5/8/2011 7:58:19 AM |
| toblerone | $50.00 | 5/8/2011 8:49:13 AM |
| sonnet771 | $50.00 | 5/8/2011 12:12:29 PM |
| bigphish | $50.00 | 5/8/2011 12:16:47 PM |
| RJN | $25.00 | 5/8/2011 12:18:30 PM |
| interest-fertilizer3 | $50.00 | 5/8/2011 10:55:20 AM |
| Mr_Marcus | $50.00 | 5/8/2011 12:37:44 PM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:33 PM |
| happyinvallarta | $50.00 | 5/8/2011 12:23:06 PM |
| Eagledrop | $25.00 | 5/8/2011 12:32:16 PM |
| newest-funds-powerplant | $25.00 | 5/8/2011 12:39:10 PM |
| fairness-atmosphere | $25.00 | 5/8/2011 2:03:55 PM |
| Zolton | $100.00 | 4/26/2011 9:09:24 AM |
| janeybooboo | $51.00 | 4/26/2011 9:09:30 AM |
| OldManP | $25.00 | 4/26/2011 9:05:43 AM |
| Gibbyland | $100.00 | 4/26/2011 9:07:09 AM |
| MoneyForNothing | $25.00 | 4/26/2011 9:43:59 AM |
| magnetic-dedication3 | $25.00 | 4/26/2011 10:41:30 AM |
| janeybooboo | $49.00 | 4/26/2011 12:33:37 PM |
| Bank_Of_XL | $50.00 | 4/26/2011 3:48:11 PM |
| JCM_MN | $30.00 | 4/26/2011 8:22:18 PM |
| marinbb | $100.00 | 4/27/2011 5:49:41 PM |
| tech310 | $50.00 | 4/28/2011 12:43:21 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:53:56 AM |
| vigilance-frontier | $25.00 | 4/29/2011 3:05:58 AM |
| leverage-ectasy | $25.00 | 4/29/2011 5:01:13 PM |
| optionscashflow | $25.00 | 4/30/2011 12:14:05 AM |
| debt-sphinx99 | $25.00 | 4/30/2011 8:44:35 AM |
| rpg | $25.00 | 4/30/2011 4:28:58 PM |
| atomantic | $29.50 | 5/1/2011 8:55:48 AM |
| enthralling-deal180 | $25.00 | 5/1/2011 11:21:23 AM |
| systemlender | $50.00 | 5/1/2011 12:56:11 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:53 PM |
| Leopoldine | $25.00 | 5/1/2011 9:11:37 PM |
| worldly-community3 | $50.00 | 5/2/2011 5:48:21 PM |
| Moe87 | $25.00 | 5/2/2011 6:21:14 PM |
| radforj22 | $25.00 | 5/3/2011 3:39:12 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:17:52 AM |
| Bcs-cnc | $25.00 | 5/3/2011 2:20:46 PM |
| CommunityArts_Non-profit | $25.00 | 5/3/2011 8:23:34 PM |
| bountiful-durability | $50.00 | 5/4/2011 8:02:37 AM |
| 1stBankAndHal | $50.07 | 5/4/2011 9:37:25 AM |
| point-compadre | $50.00 | 5/4/2011 11:13:47 AM |
| mtp | $50.00 | 5/4/2011 8:30:07 PM |
| careful-note | $100.00 | 5/5/2011 3:24:26 AM |
| cgoca | $25.00 | 5/5/2011 9:27:02 AM |
| first-serene-credit | $25.00 | 5/5/2011 11:36:26 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:41:11 AM |
| vivid-velocity7 | $50.00 | 5/5/2011 2:34:38 PM |
| penny-candy | $25.00 | 5/5/2011 5:15:03 PM |
| auction-turtle0 | $25.00 | 5/5/2011 5:43:05 PM |
| 420limo | $29.32 | 5/5/2011 9:31:59 PM |
| return-seeker85 | $150.00 | 5/5/2011 6:48:10 PM |
| wwwUniversal | $25.00 | 5/6/2011 2:16:21 AM |
| truelumen | $25.00 | 5/6/2011 3:45:31 AM |
| palace2 | $50.00 | 5/6/2011 5:58:16 AM |
| dollardave | $100.00 | 5/6/2011 9:13:55 AM |
| worthy-bid8 | $50.00 | 5/6/2011 6:11:20 AM |
| TheCount | $25.00 | 5/6/2011 6:30:18 AM |
| crdcteng | $50.00 | 5/6/2011 9:28:19 AM |
| SmartBanking | $25.00 | 5/6/2011 9:22:52 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:02 AM |
| moola-cell3 | $50.00 | 5/6/2011 10:24:18 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:47 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:44 AM |
| boater01 | $50.00 | 5/6/2011 12:20:13 PM |
| maltma | $33.17 | 5/6/2011 12:23:49 PM |
| market-pudding | $25.00 | 5/6/2011 1:12:18 PM |
| p43600jw | $25.00 | 5/6/2011 12:03:39 PM |
| Banker2OO7 | $75.00 | 5/6/2011 3:17:02 PM |
| wyogirllender | $25.00 | 5/6/2011 3:36:49 PM |
| don8ter | $25.00 | 5/6/2011 3:16:24 PM |
| chungfang | $50.00 | 5/6/2011 3:49:55 PM |
| curveylady | $39.29 | 5/6/2011 3:50:01 PM |
| loan-lionheart6 | $50.00 | 5/6/2011 3:27:12 PM |
| overdrivep | $42.99 | 5/6/2011 4:30:58 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:31:33 PM |
| Artist_Blue | $25.00 | 5/6/2011 5:30:16 PM |
| circuitfive | $25.00 | 5/6/2011 6:45:42 PM |
| VBPlayer | $30.00 | 5/6/2011 7:22:36 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:24 PM |
| agreement-network | $50.00 | 5/6/2011 10:49:33 PM |
| grnii78 | $100.00 | 5/7/2011 3:07:14 AM |
| willinvest | $25.00 | 5/7/2011 4:43:01 AM |
| shrewd-income | $50.00 | 5/7/2011 8:37:45 AM |
| bughead | $25.00 | 5/7/2011 8:50:58 AM |
| cashhelp | $30.00 | 5/7/2011 7:38:25 AM |
| marketplace-meridian | $50.00 | 5/7/2011 7:42:56 AM |
| resolute-basis9 | $50.00 | 5/7/2011 10:51:50 AM |
| LendToCause | $25.00 | 5/7/2011 11:37:53 AM |
| jpblan11 | $25.00 | 5/7/2011 2:53:30 PM |
| intrepid-loot | $78.62 | 5/7/2011 5:29:23 PM |
| arkleseizure | $25.00 | 5/7/2011 7:12:43 PM |
| True-Patriot | $25.00 | 5/8/2011 3:30:31 AM |
| Skeptical-one | $25.00 | 5/8/2011 6:41:08 AM |
| icon7 | $100.00 | 5/8/2011 7:53:21 AM |
| asset-bada-bing | $25.00 | 5/8/2011 8:32:30 AM |
| PRGuyinVA | $50.00 | 5/8/2011 9:14:16 AM |
| andycheb | $151.93 | 5/8/2011 10:05:36 AM |
| lightninghcky7 | $25.00 | 5/8/2011 7:54:26 AM |
| yield-visionary4 | $50.00 | 5/8/2011 12:13:32 PM |
| shawndw | $35.00 | 5/8/2011 12:21:36 PM |
| skillful-finance | $25.00 | 5/8/2011 12:38:03 PM |
| yerkster1 | $25.00 | 5/8/2011 12:44:12 PM |
| triumphant-community | $50.00 | 5/8/2011 12:37:36 PM |
| ProfitDoc | $50.00 | 5/8/2011 12:05:31 PM |
| nimble-penny1 | $50.00 | 5/8/2011 12:13:27 PM |
| moonshadow10 | $50.00 | 5/8/2011 1:02:02 PM |
| diversification-pilot | $25.00 | 5/8/2011 1:22:18 PM |
| investment-habanero8 | $105.27 | 5/8/2011 4:05:47 PM |
| podosphero | $26.80 | 5/8/2011 4:05:12 PM |
| cash-tent | $30.00 | 5/8/2011 1:52:31 PM |
| gracej | $25.00 | 5/8/2011 2:39:11 PM |
| thankful-nickel2 | $25.00 | 5/8/2011 3:55:09 PM |
| 195 Investments
|
Borrower Payment Dependent Notes Series
504241
This series of Notes was issued and sold upon the funding of the borrower loan #49221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 35% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
7 | Length of status: | 28y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,383 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| red-alluring-payout |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan Requested
Purpose of loan:
Personal
My financial situation:
I am a good candidate for this loan because I have good credit..on job for 28 yrs and no payments on accounts have been late. Mortgage 10 years and never late, car note 5 years never late, 3 months paid off.
Monthly net income: $3800.00
Monthly expenses: $2300.00
Housing: $918.00
Insurance: $2200 annually (paid quarterly)
Car expenses: $640 (3 more payments left)
Utilities: $180.00
Phone, cable, internet: $70.00
Food, entertainment: $100.00
Clothing, household expenses: $100.00
Credit cards and other loans: $300.00
Other expenses: $----
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 4/28/2011 9:07:13 AM |
| inspired-duty5 | $50.00 | 4/28/2011 10:05:09 AM |
| witty-credit467 | $50.00 | 4/28/2011 3:46:03 PM |
| larryboy10 | $50.00 | 4/28/2011 6:33:01 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:11:01 PM |
| transformer855 | $25.00 | 4/29/2011 10:01:36 AM |
| larryboy10 | $25.00 | 4/29/2011 11:02:19 PM |
| Kash2010lu | $35.00 | 4/30/2011 7:47:27 AM |
| lotuss4 | $50.00 | 4/30/2011 8:34:34 AM |
| mcgovern2024 | $50.00 | 5/1/2011 6:45:44 PM |
| zorg77 | $50.00 | 5/2/2011 4:26:45 AM |
| Weaverville | $25.00 | 5/2/2011 6:03:24 PM |
| bonus-demon | $50.00 | 5/3/2011 10:28:19 AM |
| CAGE-Investments | $25.00 | 5/4/2011 10:45:52 AM |
| careful-note | $50.00 | 5/5/2011 3:31:32 AM |
| wonder3 | $25.00 | 5/6/2011 6:13:47 AM |
| thelovebug | $50.00 | 5/6/2011 1:35:25 PM |
| sweet-treasure9 | $25.00 | 5/6/2011 4:39:57 PM |
| worth-shower8 | $100.00 | 5/6/2011 4:46:20 PM |
| open-minded-fund9 | $50.00 | 5/6/2011 4:39:50 PM |
| CA-Lender | $100.05 | 5/6/2011 5:07:05 PM |
| reflective-rupee | $200.01 | 5/6/2011 5:13:15 PM |
| JustMee | $25.00 | 5/6/2011 5:22:16 PM |
| power-secret-agent | $25.00 | 5/6/2011 5:44:30 PM |
| julijask | $25.00 | 5/6/2011 6:01:04 PM |
| Astyanax | $50.00 | 5/6/2011 6:06:15 PM |
| Socal | $25.00 | 5/6/2011 6:08:47 PM |
| ddog0224 | $25.00 | 5/6/2011 6:18:36 PM |
| dynrep | $50.00 | 5/6/2011 7:16:13 PM |
| wheel184 | $25.00 | 5/6/2011 7:24:48 PM |
| surfsider123 | $25.00 | 5/6/2011 7:33:35 PM |
| JMY1 | $25.00 | 5/6/2011 7:39:31 PM |
| LaBamba | $200.00 | 5/6/2011 7:40:06 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:47:29 PM |
| heerzaquestion | $50.00 | 5/6/2011 7:31:45 PM |
| Bob450 | $25.00 | 5/6/2011 7:33:54 PM |
| InChicago | $50.00 | 5/6/2011 8:08:16 PM |
| auction-karate | $50.00 | 5/6/2011 8:24:29 PM |
| CA-Lender | $50.00 | 5/6/2011 8:00:53 PM |
| TBONE2008 | $65.00 | 5/6/2011 6:44:16 PM |
| shrewd-income | $200.17 | 5/6/2011 8:57:31 PM |
| wise-skillful-benjamins | $42.22 | 5/6/2011 7:00:42 PM |
| 168RichCapital | $25.50 | 5/6/2011 7:20:04 PM |
| resplendent-dollar | $50.00 | 5/6/2011 8:57:07 PM |
| dough-hammock | $25.00 | 5/6/2011 9:32:13 PM |
| awesome-silver | $94.82 | 5/6/2011 9:30:58 PM |
| loan-master1 | $25.00 | 5/6/2011 8:04:43 PM |
| optionscashflow | $25.00 | 5/6/2011 10:21:23 PM |
| jcjdingdong | $50.00 | 5/6/2011 10:28:06 PM |
| intrepid-credit5 | $75.00 | 5/6/2011 10:39:06 PM |
| yf99yz | $25.00 | 5/6/2011 8:36:32 PM |
| auctionator1 | $25.00 | 5/6/2011 11:12:01 PM |
| PXM-Financial | $28.00 | 5/6/2011 9:17:10 PM |
| kendallv | $50.00 | 5/6/2011 9:37:26 PM |
| Rulea72 | $25.00 | 5/7/2011 6:57:34 AM |
| bid-czar8 | $50.00 | 5/7/2011 5:07:18 AM |
| platinum-admiral8 | $25.00 | 5/7/2011 6:58:02 AM |
| EL_Papin | $25.00 | 5/7/2011 10:50:26 AM |
| hitsman | $50.00 | 5/7/2011 11:17:22 AM |
| Kyileo | $25.00 | 5/7/2011 11:08:35 AM |
| genius520 | $50.00 | 5/7/2011 2:00:05 PM |
| Tono | $30.00 | 5/7/2011 3:57:33 PM |
| ingenious-interest1 | $200.00 | 5/7/2011 4:49:46 PM |
| VJ_Financial | $30.00 | 5/7/2011 4:28:07 PM |
| farmn | $25.00 | 5/7/2011 6:37:19 PM |
| klend4 | $30.79 | 5/7/2011 8:17:15 PM |
| DasMula | $107.00 | 5/7/2011 8:35:38 PM |
| dtana | $25.00 | 5/8/2011 1:43:38 AM |
| Reliance_Banker | $25.00 | 5/7/2011 8:17:27 PM |
| Skeptical-one | $25.00 | 5/8/2011 6:30:58 AM |
| groundsquirrel | $25.00 | 5/8/2011 8:01:27 AM |
| run26miles | $50.00 | 5/8/2011 6:06:15 AM |
| kwan | $25.00 | 5/8/2011 9:56:00 AM |
| impressive-fund0 | $27.40 | 5/8/2011 10:20:29 AM |
| icon7 | $50.00 | 5/8/2011 7:42:48 AM |
| asset-bada-bing | $25.00 | 5/8/2011 8:34:03 AM |
| interest-fertilizer3 | $33.34 | 5/8/2011 10:48:43 AM |
| ingenious-deal6 | $25.00 | 4/28/2011 9:05:33 AM |
| economy-coup | $30.00 | 4/28/2011 9:05:14 AM |
| diplomatic-wealth7 | $25.00 | 4/28/2011 9:07:02 AM |
| lendstats_com | $300.00 | 4/28/2011 9:21:42 AM |
| irrelevant | $25.00 | 4/28/2011 5:00:18 PM |
| skillful-asset5 | $30.00 | 4/28/2011 8:32:08 PM |
| RyanM561 | $25.00 | 4/29/2011 6:36:36 AM |
| SecondChanceLendingSERV | $25.00 | 4/29/2011 11:00:32 AM |
| reflective-rupee | $200.00 | 4/29/2011 9:11:39 PM |
| Rogelio48 | $25.00 | 4/30/2011 7:09:01 PM |
| 2grindstones | $25.00 | 5/1/2011 2:07:12 PM |
| suave-dime6 | $25.00 | 5/2/2011 4:27:10 AM |
| the-reliable-trade | $100.00 | 5/2/2011 9:37:31 AM |
| janeybooboo | $100.00 | 5/2/2011 3:31:38 PM |
| money-fort | $25.00 | 5/3/2011 3:11:50 PM |
| DT_Banker | $25.00 | 5/3/2011 10:45:12 PM |
| attractive-point5 | $25.00 | 5/4/2011 8:13:10 AM |
| nex | $50.00 | 5/4/2011 11:03:33 AM |
| best-ingenious-funds | $25.00 | 5/4/2011 5:25:15 PM |
| loanman2007 | $125.00 | 5/6/2011 5:15:58 AM |
| chungfang | $25.00 | 5/6/2011 4:20:12 PM |
| competent-p2p | $50.00 | 5/6/2011 4:42:29 PM |
| sweetlan | $25.05 | 5/6/2011 5:09:26 PM |
| silver-buckeye | $25.00 | 5/6/2011 5:33:44 PM |
| handy-justice | $100.00 | 5/6/2011 5:39:29 PM |
| hookUup | $26.40 | 5/6/2011 5:53:04 PM |
| rysil | $42.35 | 5/6/2011 6:08:10 PM |
| NeemanuKotagoLending | $50.00 | 5/6/2011 6:42:25 PM |
| sturdy-peace9 | $62.00 | 5/6/2011 5:38:31 PM |
| Whipster | $50.00 | 5/6/2011 5:44:47 PM |
| MrBailey | $25.00 | 5/6/2011 7:06:49 PM |
| well-mannered-truth3 | $25.00 | 5/6/2011 7:15:35 PM |
| patriot897 | $25.00 | 5/6/2011 6:07:54 PM |
| best-asset-jedi | $50.00 | 5/6/2011 7:23:40 PM |
| listing-pear6 | $100.00 | 5/6/2011 7:32:44 PM |
| community-oasis6 | $25.00 | 5/6/2011 7:33:57 PM |
| benefit-boots | $25.00 | 5/6/2011 6:23:58 PM |
| neutrino6 | $38.79 | 5/6/2011 7:44:50 PM |
| Imageloan | $50.00 | 5/6/2011 6:26:52 PM |
| Banker2OO7 | $75.00 | 5/6/2011 7:50:45 PM |
| JGuide | $30.00 | 5/6/2011 8:34:56 PM |
| network2 | $50.00 | 5/6/2011 8:01:22 PM |
| Frover | $25.00 | 5/6/2011 6:57:13 PM |
| ready-fund46 | $54.00 | 5/6/2011 7:09:44 PM |
| IASKGOD | $25.00 | 5/6/2011 8:39:10 PM |
| authoritative-capital | $25.00 | 5/6/2011 9:20:43 PM |
| janeybooboo | $100.00 | 5/6/2011 7:25:47 PM |
| market-happiness7 | $25.00 | 5/6/2011 9:25:51 PM |
| beachfunder | $25.00 | 5/6/2011 9:42:54 PM |
| IIP77 | $25.00 | 5/6/2011 10:17:03 PM |
| WMY-Investor | $100.00 | 5/6/2011 10:40:03 PM |
| Bill88 | $25.00 | 5/6/2011 10:41:17 PM |
| Dubbs360 | $100.00 | 5/6/2011 8:56:36 PM |
| JPMorrisLegacyFund | $26.20 | 5/6/2011 9:24:10 PM |
| joyful-power9 | $100.00 | 5/6/2011 9:32:45 PM |
| diversification-medalist | $75.00 | 5/6/2011 10:18:39 PM |
| nextar | $82.00 | 5/6/2011 11:50:55 PM |
| StarshineXL | $375.00 | 5/7/2011 4:24:12 AM |
| Rip128 | $75.00 | 5/7/2011 5:24:35 AM |
| oxnard | $50.00 | 5/7/2011 5:38:45 AM |
| rate-sceptre | $50.00 | 5/7/2011 10:19:04 AM |
| droopie1 | $25.00 | 5/7/2011 1:41:02 PM |
| loss-of-control | $100.00 | 5/7/2011 8:02:53 PM |
| painterflipper | $28.91 | 5/8/2011 12:19:24 AM |
| kttalamo | $50.00 | 5/8/2011 6:39:22 AM |
| jasonuz | $25.00 | 5/8/2011 7:15:46 AM |
| 143 Investments
|
Borrower Payment Dependent Notes Series
504467
This series of Notes was issued and sold upon the funding of the borrower loan #49236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Apr-29-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 31.42% |
Monthly payment:
| $476.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 27.29% | | |
| |
Estimated return*:
| 16.09% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,766 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cash-flute5 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes and Tuition
Purpose of loan:
This loan will be used to pay taxes, and tuition for my daughter.
My financial situation:
I am a good candidate for this loan because I have assets in retirement accounts in multiples in excess of the request.
Monthly net income: $9000
Monthly expenses: $
Housing: $1800
Insurance: $233
Car expenses: $252
Utilities: $170
Phone, cable, internet: $290
Food, entertainment: $1100
Clothing, household expenses: $100
Credit cards and other loans: $2000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $48.46 | 4/29/2011 9:07:49 AM |
| ingenious-deal6 | $25.00 | 4/29/2011 9:12:19 AM |
| the-enthralling-coin | $25.00 | 4/29/2011 9:23:56 AM |
| listing-pear6 | $100.02 | 4/29/2011 10:38:46 AM |
| ready-interest9 | $25.00 | 4/29/2011 10:35:28 AM |
| magnetic-dedication3 | $25.00 | 4/29/2011 4:10:02 PM |
| diplomatic-wealth7 | $25.00 | 4/29/2011 4:30:46 PM |
| reflective-rupee | $1,500.00 | 4/30/2011 9:08:58 AM |
| Bill88 | $40.00 | 5/3/2011 7:48:30 AM |
| the-reliable-trade | $100.00 | 5/3/2011 10:10:19 AM |
| bonus-demon | $50.00 | 5/3/2011 10:29:01 AM |
| rustysailor | $25.00 | 5/3/2011 4:31:25 PM |
| Weaverville | $25.00 | 5/3/2011 5:24:56 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:37 PM |
| zorg77 | $50.00 | 5/3/2011 9:47:48 PM |
| CAGE-Investments | $25.00 | 5/5/2011 10:07:25 AM |
| yf99yz | $40.00 | 5/6/2011 10:45:06 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:07:45 AM |
| hitsman | $50.00 | 5/7/2011 11:17:40 AM |
| genius520 | $50.00 | 5/7/2011 2:00:18 PM |
| glroark | $250.00 | 5/8/2011 5:54:11 AM |
| pembull | $100.00 | 5/8/2011 6:04:16 AM |
| kttalamo | $50.00 | 5/8/2011 6:42:34 AM |
| marketplace-meridian | $25.00 | 5/8/2011 6:44:46 AM |
| jasonuz | $25.00 | 5/8/2011 7:20:21 AM |
| melodious-openness | $1,000.00 | 5/8/2011 7:23:52 AM |
| dime-umbrella6 | $25.00 | 5/8/2011 7:19:00 AM |
| PleaseDontDefault | $50.00 | 5/8/2011 7:40:14 AM |
| barefootpaul | $30.00 | 5/8/2011 7:38:44 AM |
| dallas76 | $100.00 | 5/8/2011 4:57:52 AM |
| engrossing-benefit0 | $100.00 | 5/8/2011 8:01:18 AM |
| market-pudding | $25.00 | 5/8/2011 5:22:06 AM |
| credit-missile | $25.00 | 5/8/2011 8:17:18 AM |
| reflective-rupee | $1,500.01 | 5/8/2011 5:56:49 AM |
| brightest-careful-return | $30.00 | 5/8/2011 9:06:23 AM |
| janeybooboo | $100.00 | 5/8/2011 6:51:46 AM |
| brightest-luminous-cash9 | $50.00 | 5/8/2011 10:20:55 AM |
| Mad_Scientist | $30.00 | 5/8/2011 10:48:08 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:12:01 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:12:54 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:14:11 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:12:22 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:14:23 AM |
| 113121 | $25.00 | 5/8/2011 11:33:41 AM |
| lotuss4 | $47.22 | 5/8/2011 11:18:43 AM |
| Dubbs360 | $100.00 | 5/8/2011 11:20:07 AM |
| JustMee | $25.00 | 5/8/2011 11:27:55 AM |
| DasMula | $27.00 | 5/8/2011 8:19:28 AM |
| loan-master1 | $25.00 | 5/8/2011 11:47:49 AM |
| smilinguy | $71.95 | 5/8/2011 10:30:20 AM |
| dtana | $25.00 | 5/8/2011 11:01:24 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:12:15 AM |
| unafraid-return496 | $50.00 | 5/8/2011 11:47:05 AM |
| houli123 | $750.00 | 5/8/2011 12:21:36 PM |
| DasMula | $214.00 | 5/8/2011 1:57:52 PM |
| CA-LenderMom | $25.00 | 5/8/2011 4:37:24 PM |
| exchange-upholder0 | $25.00 | 5/8/2011 1:41:02 PM |
| diversification-wildcat2 | $25.00 | 5/8/2011 9:35:47 PM |
| Nerdster1 | $45.09 | 5/9/2011 4:17:16 AM |
| moola-monger9 | $50.00 | 5/9/2011 7:12:37 AM |
| Flreap | $25.00 | 5/9/2011 8:40:47 AM |
| shrewd-income | $750.00 | 5/9/2011 9:35:31 AM |
| FinanceEngine | $40.00 | 5/9/2011 10:12:46 AM |
| Rulea72 | $44.09 | 5/9/2011 10:25:46 AM |
| kwan | $25.00 | 5/9/2011 10:44:40 AM |
| mpatrick | $25.00 | 5/9/2011 10:49:54 AM |
| mstar925 | $25.00 | 5/9/2011 10:13:49 AM |
| economy-coup | $30.00 | 4/29/2011 9:19:35 AM |
| SecondChanceLendingSERV | $25.00 | 4/30/2011 11:35:32 AM |
| Kash2010lu | $25.00 | 4/30/2011 3:21:56 PM |
| mcgovern2024 | $95.00 | 5/1/2011 7:04:14 PM |
| janeybooboo | $200.00 | 5/1/2011 8:15:43 PM |
| BangBros | $800.00 | 5/2/2011 8:32:34 PM |
| Rogesparkguy | $25.00 | 5/3/2011 10:09:16 AM |
| open-minded-fund9 | $200.00 | 5/5/2011 11:38:14 PM |
| careful-note | $50.00 | 5/6/2011 10:20:50 AM |
| jjswanso | $40.00 | 5/6/2011 11:25:02 AM |
| chungfang | $25.00 | 5/6/2011 4:20:23 PM |
| setUup | $27.40 | 5/8/2011 6:34:10 AM |
| Scotcha | $50.00 | 5/8/2011 6:28:14 AM |
| cda3 | $75.00 | 5/8/2011 6:50:17 AM |
| dime-vista2 | $25.00 | 5/8/2011 7:04:02 AM |
| greenkid | $100.00 | 5/8/2011 7:47:23 AM |
| 168RichCapital | $25.50 | 5/8/2011 5:45:48 AM |
| blue111 | $25.00 | 5/8/2011 5:49:20 AM |
| credit-observatory | $25.00 | 5/8/2011 8:57:48 AM |
| CA-Lender | $100.05 | 5/8/2011 9:06:51 AM |
| broomfieldbucks | $25.00 | 5/8/2011 10:16:38 AM |
| red-favorable-basis | $30.00 | 5/8/2011 7:36:45 AM |
| silver-wonder278 | $100.00 | 5/8/2011 10:42:43 AM |
| engaging-repayment8 | $50.00 | 5/8/2011 10:42:41 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:12:45 AM |
| Bob450 | $25.00 | 5/8/2011 8:04:53 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:12:09 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:12:36 AM |
| nickel-hickory | $25.00 | 5/8/2011 11:14:30 AM |
| sweetlan | $25.05 | 5/8/2011 11:37:22 AM |
| credit-missile | $100.00 | 5/8/2011 8:16:35 AM |
| valiant-money | $25.00 | 5/8/2011 8:17:12 AM |
| 56bones | $25.00 | 5/8/2011 8:48:20 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:12:28 AM |
| nickel-hickory | $100.00 | 5/8/2011 11:14:17 AM |
| 113121 | $2,000.00 | 5/8/2011 11:45:42 AM |
| Helenska11 | $50.00 | 5/8/2011 5:19:44 PM |
| Sambamm1 | $50.00 | 5/8/2011 2:57:12 PM |
| the-discrete-income | $200.00 | 5/8/2011 8:24:20 PM |
| ethicalhumanist | $50.00 | 5/8/2011 3:24:47 PM |
| the-discrete-income | $100.00 | 5/8/2011 8:25:03 PM |
| taco798 | $35.00 | 5/8/2011 4:43:15 PM |
| buffalobills | $25.00 | 5/9/2011 7:33:15 AM |
| the-discrete-income | $100.00 | 5/8/2011 8:24:30 PM |
| kushka | $25.00 | 5/8/2011 10:45:05 PM |
| leverage-monger | $75.02 | 5/9/2011 9:08:08 AM |
| rockhound84 | $50.00 | 5/9/2011 9:50:45 AM |
| VBPlayer | $33.78 | 5/9/2011 10:50:56 AM |
| worth-blanket2 | $425.36 | 5/9/2011 11:10:12 AM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
504841
This series of Notes was issued and sold upon the funding of the borrower loan #49235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 69% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 25
/
20 | Length of status: | 21y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Truck Driver |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,656 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| lively-deal8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,850.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Oct-2010)
740-759
(Sep-2010)
|
|
Principal balance:
| $1,657.41 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 6 | | |
Description
Goodbye Bank of America
Purpose of loan: Bank of America Credit Card Payoff
This loan will be used to...Payoff 2 Bank of American CC's
My financial situation:
I am a good candidate for this loan because...I will be paying off 2 BOA credit cards that according to BOA will take 12 yrs to payoff. Rates have been raised, lines have been cut when I have NEVER made or missed a late payment. This will be 2nd Prosper loan - all my payments are made on time - Annual income between myself and spouse is aprox $132,000 - trying to retire in 8 years with NO DEBT!!!
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/2/2011 9:08:22 AM |
| Kash2010lu | $25.00 | 5/2/2011 9:20:01 AM |
| tech310 | $50.00 | 5/2/2011 9:09:20 AM |
| reflective-rupee | $25.00 | 5/2/2011 9:54:49 AM |
| rockstar78 | $25.00 | 5/2/2011 9:39:34 AM |
| brightest-dignified-penny | $25.00 | 5/2/2011 10:32:46 AM |
| money-baron-roth-IRA | $100.00 | 5/2/2011 2:29:29 PM |
| Moe87 | $25.00 | 5/2/2011 6:12:04 PM |
| 2grindstones | $25.00 | 5/3/2011 9:54:56 AM |
| designer_10 | $25.00 | 5/3/2011 11:27:37 AM |
| bonus-demon | $50.00 | 5/3/2011 10:31:08 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:44 PM |
| tolerant-dinero2 | $25.00 | 5/4/2011 9:15:10 AM |
| first-serene-credit | $25.00 | 5/5/2011 11:37:35 AM |
| FrogAndToad | $25.00 | 5/5/2011 12:14:53 PM |
| deal-fort0 | $26.00 | 5/5/2011 11:05:02 AM |
| Planecourage | $25.00 | 5/5/2011 1:21:34 PM |
| Bill88 | $30.77 | 5/6/2011 8:32:27 AM |
| Rulea72 | $35.00 | 5/6/2011 9:34:29 AM |
| jcfung1 | $28.78 | 5/6/2011 9:00:45 AM |
| dime-umbrella6 | $25.00 | 5/6/2011 1:07:38 PM |
| CA-Lender | $50.05 | 5/6/2011 5:05:26 PM |
| Galdis | $25.00 | 5/6/2011 5:26:21 PM |
| competent-p2p | $50.00 | 5/6/2011 4:40:55 PM |
| silver-buckeye | $25.00 | 5/6/2011 5:32:29 PM |
| minnesotafinancial | $25.00 | 5/6/2011 6:17:10 PM |
| ddog0224 | $100.00 | 5/6/2011 6:18:11 PM |
| blue111 | $25.00 | 5/6/2011 6:26:47 PM |
| Cory79 | $28.09 | 5/6/2011 7:10:40 PM |
| Fioravanti | $100.00 | 5/6/2011 5:58:00 PM |
| julijask | $50.00 | 5/6/2011 5:58:42 PM |
| halothane_logic | $50.22 | 5/6/2011 7:31:25 PM |
| cycle198 | $25.00 | 5/6/2011 6:42:49 PM |
| larug111 | $150.00 | 5/6/2011 8:39:00 PM |
| pacifictime86 | $25.00 | 5/6/2011 8:39:53 PM |
| 168RichCapital | $25.50 | 5/6/2011 7:21:38 PM |
| neutrino6 | $25.00 | 5/6/2011 7:44:02 PM |
| genelinist | $30.00 | 5/6/2011 10:18:59 PM |
| network2 | $25.17 | 5/6/2011 8:02:04 PM |
| yf99yz | $25.00 | 5/6/2011 8:39:51 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:46:33 PM |
| platinum-admiral8 | $25.00 | 5/7/2011 7:02:38 AM |
| marketplace-meridian | $25.00 | 5/7/2011 7:34:25 AM |
| Lefty_the_Lender | $25.00 | 5/7/2011 6:53:52 PM |
| loss-of-control | $90.00 | 5/7/2011 8:20:00 PM |
| riveting-credit5 | $200.00 | 5/7/2011 10:03:41 PM |
| dtana | $25.00 | 5/8/2011 1:48:32 AM |
| lightninghcky7 | $25.00 | 5/8/2011 8:00:19 AM |
| riveting-credit5 | $100.00 | 5/9/2011 6:32:16 AM |
| vine99 | $50.00 | 5/2/2011 9:27:24 AM |
| _wally_ | $25.00 | 5/2/2011 12:37:40 PM |
| gain-gourd | $100.00 | 5/2/2011 2:40:34 PM |
| DasMula | $57.00 | 5/2/2011 2:46:10 PM |
| janeybooboo | $100.00 | 5/2/2011 3:20:42 PM |
| the-enthralling-coin | $25.00 | 5/2/2011 4:29:30 PM |
| supreme-hope | $25.00 | 5/2/2011 5:02:30 PM |
| larryboy10 | $25.00 | 5/3/2011 6:29:09 AM |
| Rogesparkguy | $25.00 | 5/3/2011 10:24:45 AM |
| geophreigh | $47.90 | 5/3/2011 5:45:56 PM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:58:32 PM |
| dmb8183 | $50.00 | 5/5/2011 11:29:19 AM |
| phaded | $25.00 | 5/5/2011 8:01:12 PM |
| integrity-parsec | $25.00 | 5/6/2011 9:46:29 AM |
| terrific-p2ploan | $25.00 | 5/6/2011 10:27:04 AM |
| beer-gardener | $100.00 | 5/6/2011 12:03:25 PM |
| market-pudding | $25.00 | 5/6/2011 1:15:00 PM |
| nickel-position | $25.00 | 5/6/2011 3:26:37 PM |
| prudent-gain7 | $25.00 | 5/6/2011 4:15:11 PM |
| handy-justice | $100.00 | 5/6/2011 4:48:17 PM |
| javelin0 | $50.00 | 5/6/2011 4:26:13 PM |
| sweetlan | $25.05 | 5/6/2011 5:09:47 PM |
| reflective-rupee | $175.01 | 5/6/2011 5:12:17 PM |
| JustMee | $25.00 | 5/6/2011 5:21:17 PM |
| unfixer | $25.00 | 5/6/2011 4:20:50 PM |
| worth-shower8 | $100.00 | 5/6/2011 4:46:09 PM |
| hookUup | $25.40 | 5/6/2011 5:51:52 PM |
| rysil | $50.00 | 5/6/2011 6:07:31 PM |
| NeemanuKotagoLending | $46.73 | 5/6/2011 6:40:58 PM |
| mrladybug101 | $25.00 | 5/6/2011 6:53:40 PM |
| elated-greenback | $50.00 | 5/6/2011 7:18:07 PM |
| Astyanax | $50.00 | 5/6/2011 5:45:38 PM |
| MrBailey | $25.00 | 5/6/2011 7:06:15 PM |
| chungfang | $50.00 | 5/6/2011 7:26:11 PM |
| Ubiquinone | $35.00 | 5/6/2011 7:29:51 PM |
| ihelpunow | $25.00 | 5/6/2011 6:08:08 PM |
| Charlie0084 | $32.00 | 5/6/2011 7:49:03 PM |
| janeybooboo | $100.00 | 5/6/2011 7:52:17 PM |
| Moe87 | $25.00 | 5/6/2011 7:28:29 PM |
| cladius67 | $25.00 | 5/6/2011 7:30:43 PM |
| Bob450 | $25.00 | 5/6/2011 6:24:19 PM |
| Imageloan | $50.00 | 5/6/2011 6:25:35 PM |
| terrific-point4 | $100.00 | 5/6/2011 6:42:12 PM |
| commitment-galaxy | $25.00 | 5/6/2011 8:50:40 PM |
| Frover | $25.00 | 5/6/2011 6:58:46 PM |
| JGuide | $25.00 | 5/6/2011 8:38:37 PM |
| well-mannered-truth3 | $25.00 | 5/6/2011 7:13:54 PM |
| heerzaquestion | $50.00 | 5/6/2011 7:38:46 PM |
| JMY1 | $25.00 | 5/6/2011 7:44:04 PM |
| rebeldog67 | $50.00 | 5/6/2011 7:59:15 PM |
| penny-sergeant | $25.00 | 5/7/2011 7:42:44 AM |
| Reliance_Banker | $25.00 | 5/7/2011 8:18:20 PM |
| worth-blanket2 | $3,106.33 | 5/9/2011 10:57:43 AM |
| 102 Investments
|
Borrower Payment Dependent Notes Series
505136
This series of Notes was issued and sold upon the funding of the borrower loan #49241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $343.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 0m |
|
Amount delinquent:
| $77 |
Total credit lines:
| 14 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,811 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| jes5199 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2010)
640-659
(Aug-2008)
|
|
Principal balance:
| $1,461.13 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 34 | | |
Description
Moving and debt reduction
Purpose of loan:
I'm moving to California to take a lucrative new job. It's also about time to refinance my Prosper loan; I figured I might hit both those goals with one loan.
My financial situation:
I'm a salaried computer programmer with a solid career history. I love Prosper, and I have been both an investor and a borrower; please look at my Prosper loan history for evidence that I'm a solid candidate for this loan.
Monthly net income: $5200
Monthly expenses: $2500
Housing: $900
Car expenses: none
Utilities: included in rent
Phone, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $250
Credit cards and other loans: $200
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| tech310 | $50.00 | 5/3/2011 5:08:33 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:09:23 PM |
| shrewd-peace7 | $25.00 | 5/3/2011 5:24:26 PM |
| reflective-rupee | $25.00 | 5/3/2011 5:17:54 PM |
| MoneyForNothing | $25.00 | 5/3/2011 5:31:43 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:52 PM |
| janeybooboo | $49.00 | 5/4/2011 5:00:18 AM |
| lendstats_com | $500.00 | 5/4/2011 7:23:18 AM |
| loanman2007 | $200.00 | 5/5/2011 12:22:18 PM |
| clean-value5 | $30.00 | 5/6/2011 6:27:47 AM |
| javelin0 | $300.00 | 5/6/2011 7:59:49 AM |
| foothillender | $25.00 | 5/6/2011 8:09:18 AM |
| Bill88 | $30.77 | 5/6/2011 8:24:16 AM |
| CASSHMAN | $100.00 | 5/6/2011 10:30:23 AM |
| jybank | $50.00 | 5/6/2011 4:17:30 PM |
| Mlusher | $100.00 | 5/6/2011 4:43:07 PM |
| 2grindstones | $50.00 | 5/6/2011 5:26:39 PM |
| silver-buckeye | $25.00 | 5/6/2011 5:32:12 PM |
| julijask | $50.00 | 5/6/2011 5:58:25 PM |
| admirable-basis1 | $25.00 | 5/6/2011 6:10:55 PM |
| minnesotafinancial | $25.00 | 5/6/2011 6:18:51 PM |
| Imageloan | $50.00 | 5/6/2011 6:23:49 PM |
| Matt555555 | $25.85 | 5/6/2011 6:25:34 PM |
| janeybooboo | $100.00 | 5/6/2011 7:01:53 PM |
| Frover | $25.00 | 5/6/2011 7:08:27 PM |
| hawaiitechnical | $25.00 | 5/6/2011 7:08:57 PM |
| CA-Lender | $50.05 | 5/6/2011 6:05:55 PM |
| Mad_Scientist | $25.00 | 5/6/2011 6:10:05 PM |
| neutrino6 | $25.00 | 5/6/2011 7:43:47 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:48:05 PM |
| yf99yz | $25.00 | 5/6/2011 8:47:17 PM |
| credit-missile | $100.00 | 5/6/2011 8:54:28 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:55:39 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:32:17 PM |
| jhouman | $25.00 | 5/7/2011 2:35:22 AM |
| riveting-credit5 | $200.00 | 5/7/2011 10:07:25 PM |
| amlu1988 | $25.00 | 5/7/2011 8:48:07 PM |
| DoctorJoe | $25.00 | 5/8/2011 12:51:04 PM |
| thankful-nickel2 | $25.00 | 5/8/2011 4:01:08 PM |
| qsolo | $200.00 | 5/9/2011 9:43:53 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:05:57 AM |
| janeybooboo | $51.00 | 5/3/2011 5:10:04 PM |
| SolarMoonshine | $25.00 | 5/3/2011 5:42:27 PM |
| DoctorJoe | $25.00 | 5/4/2011 10:17:56 AM |
| reflective-rupee | $175.00 | 5/4/2011 12:56:22 PM |
| bonus-demon | $50.00 | 5/5/2011 7:24:21 AM |
| GrossBuddha | $300.00 | 5/5/2011 2:49:04 PM |
| diplomatic-wealth7 | $25.00 | 5/5/2011 4:28:57 PM |
| upbeat-finance8 | $25.00 | 5/6/2011 2:36:34 PM |
| competent-p2p | $45.00 | 5/6/2011 4:40:25 PM |
| reflective-rupee | $300.01 | 5/6/2011 5:11:59 PM |
| handy-justice | $200.00 | 5/6/2011 4:52:18 PM |
| cgoca | $25.00 | 5/6/2011 5:07:02 PM |
| first-serene-credit | $25.00 | 5/6/2011 5:10:18 PM |
| Astyanax | $75.00 | 5/6/2011 5:44:07 PM |
| ddog0224 | $100.00 | 5/6/2011 6:17:08 PM |
| Bob450 | $25.00 | 5/6/2011 6:23:51 PM |
| proud-gold9 | $50.00 | 5/6/2011 6:48:54 PM |
| hookUup | $25.40 | 5/6/2011 5:46:04 PM |
| cti11 | $25.00 | 5/6/2011 7:29:21 PM |
| rebeldog67 | $25.00 | 5/6/2011 8:00:44 PM |
| InChicago | $100.00 | 5/6/2011 8:13:03 PM |
| felicity-performer3 | $50.00 | 5/6/2011 6:36:07 PM |
| JMY1 | $25.00 | 5/6/2011 7:58:32 PM |
| Dubbs360 | $100.00 | 5/6/2011 8:56:03 PM |
| terrific-point4 | $25.00 | 5/6/2011 6:46:07 PM |
| MrBailey | $25.00 | 5/6/2011 7:05:59 PM |
| commitment-galaxy | $25.00 | 5/6/2011 8:43:12 PM |
| MNFrostbite | $50.00 | 5/6/2011 8:52:04 PM |
| genelinist | $80.00 | 5/6/2011 8:58:36 PM |
| heerzaquestion | $100.00 | 5/6/2011 7:32:26 PM |
| bold-shrewd-duty | $25.00 | 5/6/2011 7:37:33 PM |
| exponential-affluence4 | $45.29 | 5/6/2011 7:48:52 PM |
| auction-karate | $50.00 | 5/6/2011 8:18:03 PM |
| dough-hammock | $50.00 | 5/6/2011 9:30:18 PM |
| riveting-credit5 | $100.00 | 5/9/2011 6:37:58 AM |
| worth-blanket2 | $3,767.63 | 5/9/2011 11:14:50 AM |
| 77 Investments
|
Borrower Payment Dependent Notes Series
505783
This series of Notes was issued and sold upon the funding of the borrower loan #49259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $130.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| social-saffron |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lawyer
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| pembull | $63.11 | 5/8/2011 12:02:50 PM |
| economy-coup | $30.00 | 5/8/2011 12:23:46 PM |
| irrelevant | $25.00 | 5/8/2011 12:02:44 PM |
| Kash2010lu | $25.00 | 5/8/2011 4:16:24 PM |
| transformer855 | $25.00 | 5/9/2011 7:18:56 AM |
| lending-theory | $50.00 | 5/9/2011 11:09:57 AM |
| chato2345 | $25.59 | 5/9/2011 11:56:45 AM |
| greenback-guard | $25.00 | 5/9/2011 1:08:41 PM |
| MrDance123 | $6.30 | 5/9/2011 1:25:02 PM |
| DHolly | $25.00 | 5/8/2011 12:09:14 PM |
| 2grindstones | $25.00 | 5/8/2011 12:13:01 PM |
| kind-charming-value | $500.00 | 5/8/2011 3:33:12 PM |
| optionscashflow | $25.00 | 5/9/2011 11:37:26 AM |
| prodigy525 | $25.00 | 5/9/2011 12:23:57 PM |
| worth-blanket2 | $2,100.00 | 5/9/2011 11:03:27 AM |
| first-dinero-igloo | $25.00 | 5/9/2011 12:08:12 PM |
| 16 Investments
|
Borrower Payment Dependent Notes Series
491832
This series of Notes was issued and sold upon the funding of the borrower loan #49227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| Apr-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $356.48 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 9.53% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 16y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,437 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-peaceful-gain |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2010)
|
|
Principal balance:
| $1,810.62 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Debt Consolidate / Perfect Credit
Purpose of loan:
This loan will be used to immediately pay off a 29%(!) credit card with a lower interst Prosper loan.
Overview:
I am a good candidate for this loan because:
1. I have been an executive with a major multinational for 17 years.
2. The department I head is growing, with a budget that will exceed $6M this year.
3. My credit history is -flawless-.
Details:
My annual income is 175,000 + 50k bonus (paid every year for 17 years)
I am due for an annual raise of 5% this year.
Main monthly expenses (beyond crazy CC interest payments):
Housing: $ 2250
Car expenses: $ 168 on loan + $125 fuel
Phone, cable, internet: $165
I am just completing my MBA (as a mature student) from a prestigious university. Tuition was over 70k (driving up my CC usage).
Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/30/2011 12:04:12 PM |
| Gibbyland | $100.00 | 4/30/2011 12:05:08 PM |
| the-enthralling-coin | $50.00 | 4/30/2011 12:05:51 PM |
| investment-artist | $25.01 | 4/30/2011 12:06:37 PM |
| Zolton | $100.00 | 4/30/2011 3:54:21 PM |
| DasMula | $57.00 | 4/30/2011 7:10:12 PM |
| reflective-rupee | $25.00 | 5/1/2011 6:21:33 AM |
| bonus-demon | $25.00 | 5/3/2011 10:23:50 AM |
| irrelevant | $25.00 | 5/3/2011 6:50:55 PM |
| cgoca | $25.00 | 5/5/2011 11:28:40 AM |
| riv701 | $25.00 | 5/6/2011 10:11:00 AM |
| riv701 | $25.00 | 5/6/2011 10:11:39 AM |
| boater01 | $50.00 | 5/6/2011 12:21:22 PM |
| Galdis | $25.00 | 5/6/2011 5:28:48 PM |
| Mad_Scientist | $40.00 | 5/6/2011 5:52:35 PM |
| ghinga | $25.00 | 5/6/2011 6:02:37 PM |
| elated-greenback | $50.00 | 5/6/2011 7:17:33 PM |
| power-secret-agent | $25.00 | 5/6/2011 5:43:53 PM |
| dynrep | $25.00 | 5/6/2011 7:24:24 PM |
| ddog0224 | $100.00 | 5/6/2011 6:24:31 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:51:41 PM |
| resplendent-dollar | $50.00 | 5/6/2011 8:43:02 PM |
| Dubbs360 | $100.00 | 5/6/2011 9:00:17 PM |
| credit-missile | $75.00 | 5/6/2011 9:00:36 PM |
| authoritative-capital | $25.00 | 5/6/2011 9:23:36 PM |
| FinanceEngine | $45.00 | 5/6/2011 9:58:47 PM |
| MNFrostbite | $50.00 | 5/6/2011 7:55:52 PM |
| yf99yz | $25.00 | 5/6/2011 8:56:20 PM |
| Oak-Parker | $25.00 | 5/6/2011 11:22:10 PM |
| foofightee | $25.00 | 5/6/2011 9:06:05 PM |
| intrepid-credit5 | $75.00 | 5/6/2011 10:21:51 PM |
| Pitufo | $50.00 | 5/6/2011 11:32:54 PM |
| wealth-renaissance5 | $25.00 | 5/7/2011 2:21:30 AM |
| just_for_today | $40.00 | 5/7/2011 5:20:39 AM |
| JoePaNation | $75.00 | 5/7/2011 5:30:52 AM |
| corporatejim | $30.58 | 5/7/2011 5:30:37 AM |
| adub1979 | $50.00 | 5/7/2011 6:11:50 AM |
| p2p-czar3 | $25.00 | 5/7/2011 6:06:38 AM |
| debt-force | $46.92 | 5/7/2011 4:05:32 AM |
| skippiks | $25.00 | 5/7/2011 6:52:33 AM |
| poplar37 | $25.55 | 5/7/2011 7:06:52 AM |
| Leshan | $120.00 | 5/7/2011 7:03:08 AM |
| silver-boots | $25.00 | 5/7/2011 7:07:24 AM |
| value-squirrel3 | $25.00 | 5/7/2011 7:21:52 AM |
| benefit-persimmon6 | $100.00 | 5/7/2011 7:28:45 AM |
| Nascar1 | $50.00 | 5/7/2011 7:54:48 AM |
| jktravl | $50.00 | 5/7/2011 8:02:10 AM |
| crw1950 | $50.00 | 5/7/2011 6:32:11 AM |
| Tizzo27 | $60.00 | 5/7/2011 8:35:40 AM |
| mad-scientist0 | $25.00 | 5/7/2011 7:10:59 AM |
| Techne_Funds_LLC | $25.00 | 5/7/2011 7:38:25 AM |
| Beld | $200.00 | 5/7/2011 8:40:49 AM |
| HermanstadtKid | $25.00 | 5/7/2011 8:51:57 AM |
| resolute-basis9 | $50.00 | 5/7/2011 10:52:33 AM |
| benefit-trident | $25.00 | 5/8/2011 5:42:34 AM |
| lightninghcky7 | $25.00 | 5/8/2011 8:01:42 AM |
| HenlopenCapital | $25.00 | 5/9/2011 8:36:27 AM |
| qsolo | $200.00 | 5/9/2011 9:41:44 AM |
| worth-blanket2 | $4,102.98 | 5/9/2011 10:50:39 AM |
| OldManP | $25.00 | 4/30/2011 12:02:41 PM |
| tech310 | $50.00 | 4/30/2011 12:07:00 PM |
| janeybooboo | $51.00 | 4/30/2011 12:07:33 PM |
| the-reliable-trade | $100.00 | 4/30/2011 12:06:34 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:49 PM |
| janeybooboo | $149.00 | 5/1/2011 8:00:48 PM |
| tolerant-dinero2 | $25.00 | 5/2/2011 10:28:21 AM |
| designer_10 | $25.00 | 5/3/2011 4:46:00 PM |
| first-upright-payout | $25.00 | 5/3/2011 9:31:43 PM |
| Leopoldine | $25.00 | 5/4/2011 7:25:51 AM |
| BxRealtor | $25.00 | 5/5/2011 10:07:58 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:51 AM |
| kindness-singularity | $25.00 | 5/6/2011 10:01:39 AM |
| first-serene-credit | $25.00 | 5/6/2011 5:14:29 PM |
| reflective-rupee | $175.01 | 5/6/2011 5:18:35 PM |
| Astyanax | $85.00 | 5/6/2011 6:01:03 PM |
| vineet | $45.00 | 5/6/2011 6:06:55 PM |
| proud-gold9 | $25.00 | 5/6/2011 6:52:38 PM |
| handy-justice | $100.00 | 5/6/2011 5:51:47 PM |
| dollar-turtle | $27.80 | 5/6/2011 7:29:11 PM |
| neutrino6 | $25.00 | 5/6/2011 7:47:59 PM |
| Dorf | $25.00 | 5/6/2011 7:58:18 PM |
| hookUup | $32.40 | 5/6/2011 6:28:09 PM |
| Bob450 | $25.00 | 5/6/2011 6:30:35 PM |
| heerzaquestion | $25.00 | 5/6/2011 7:52:08 PM |
| UBOtto186 | $50.00 | 5/6/2011 8:55:45 PM |
| Frover | $35.00 | 5/6/2011 7:06:46 PM |
| Banker2OO7 | $74.24 | 5/6/2011 8:53:35 PM |
| dough-hammock | $50.00 | 5/6/2011 9:33:38 PM |
| competent-p2p | $35.00 | 5/6/2011 10:04:50 PM |
| auction-karate | $50.00 | 5/6/2011 8:20:02 PM |
| proper-commitment5 | $50.00 | 5/6/2011 11:04:02 PM |
| csandb | $25.00 | 5/6/2011 11:31:39 PM |
| Christus_Victor | $25.00 | 5/7/2011 1:49:27 AM |
| market-happiness7 | $50.00 | 5/6/2011 9:21:28 PM |
| loot-squirrel6 | $25.00 | 5/6/2011 9:38:00 PM |
| bill-appraiser7 | $25.00 | 5/7/2011 4:51:43 AM |
| loan-booster1 | $75.00 | 5/7/2011 4:54:58 AM |
| loanman2007 | $100.00 | 5/7/2011 4:54:39 AM |
| DonaldColorado | $200.00 | 5/7/2011 2:45:13 AM |
| manfromMaine | $25.00 | 5/7/2011 5:46:54 AM |
| vtrentster | $25.00 | 5/7/2011 6:15:17 AM |
| kublai | $25.00 | 5/7/2011 3:52:25 AM |
| whatreality | $33.48 | 5/7/2011 4:48:48 AM |
| GElender | $25.00 | 5/7/2011 5:02:25 AM |
| supreme-hope | $30.00 | 5/7/2011 7:18:20 AM |
| Cedm44 | $25.00 | 5/7/2011 7:21:24 AM |
| gjm6d | $25.00 | 5/7/2011 5:29:46 AM |
| pound-puppy | $39.03 | 5/7/2011 7:53:50 AM |
| newest-camaraderi-fir | $50.00 | 5/7/2011 7:56:58 AM |
| availableloan | $25.00 | 5/7/2011 6:11:06 AM |
| investment-habanero8 | $100.00 | 5/7/2011 6:22:31 AM |
| wealth-grasshopper0 | $200.00 | 5/7/2011 8:24:36 AM |
| harddollars | $40.00 | 5/7/2011 8:28:36 AM |
| dtana | $25.00 | 5/8/2011 1:49:56 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:49 AM |
| peso-stockpiler | $30.00 | 5/8/2011 7:20:27 AM |
| uwinwewin | $100.00 | 5/8/2011 4:47:27 PM |
| delicious-loan093 | $25.00 | 5/9/2011 12:00:53 AM |
| Zimbu | $25.00 | 5/9/2011 9:46:31 AM |
| CashBank | $25.00 | 5/9/2011 9:25:21 AM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
497348
This series of Notes was issued and sold upon the funding of the borrower loan #49183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-05-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $188.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,189 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| Mercat104 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 50 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Nov-2009)
680-699
(Apr-2008)
|
|
Principal balance:
| $882.43 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 50 | | |
Description
Paying off credit cards for good!
Purpose of loan: Debt Consolidation
This loan will be used to pay off the majority of my credit card debt at a much lower interest rate.
My financial situation: I'm employed full time as an elementary art teacher. I also hold a part time job in retail.
I am a good candidate for this loan because I have a full time job in good standing and am thrilled to be so close to paying off all my debt.
Monthly net income: $1700
Monthly expenses: $975
Housing: $300
Insurance: $75
Car expenses: $75
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $25
Clothing, household expenses: $25
Credit cards and other loans: $300
Other expenses: $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-enthralling-coin | $50.00 | 5/3/2011 9:07:55 AM |
| Tradesmanlender | $25.00 | 5/3/2011 9:12:38 AM |
| MoneyForNothing | $33.33 | 5/3/2011 9:06:31 AM |
| Aberdeen | $3,000.00 | 5/3/2011 9:06:54 AM |
| hopeful-point | $25.00 | 5/3/2011 9:09:21 AM |
| indomitable-coin | $25.00 | 5/3/2011 9:21:28 AM |
| Prairie-MN | $30.00 | 5/3/2011 9:38:54 AM |
| bonus-demon | $25.00 | 5/3/2011 10:24:56 AM |
| r48 | $25.00 | 5/3/2011 11:48:39 AM |
| atlas100 | $25.00 | 5/3/2011 10:58:54 AM |
| thankful-nickel2 | $25.00 | 5/3/2011 8:47:36 PM |
| cwegert | $25.00 | 5/3/2011 7:54:03 PM |
| FinDoc | $25.00 | 5/4/2011 1:35:00 AM |
| bold-sensible-basis | $25.00 | 5/4/2011 6:27:37 AM |
| Mad_Scientist | $60.00 | 5/4/2011 8:46:09 AM |
| eloquent-money2 | $50.00 | 5/4/2011 10:01:19 AM |
| serene-capital | $35.00 | 5/4/2011 11:07:40 AM |
| determined-nickel30 | $25.00 | 5/4/2011 10:30:50 AM |
| mob205 | $50.00 | 5/4/2011 3:21:43 PM |
| RyanTH9893 | $25.00 | 5/4/2011 5:46:24 PM |
| elasermd | $50.00 | 5/4/2011 6:06:46 PM |
| LSAR | $26.64 | 5/5/2011 2:00:16 AM |
| myidear | $25.00 | 5/5/2011 2:31:49 AM |
| pinballeffect | $100.00 | 5/5/2011 6:27:58 AM |
| grnii78 | $39.65 | 5/5/2011 7:45:33 AM |
| YellowJacket | $25.00 | 5/5/2011 9:27:57 AM |
| cgoca | $25.00 | 5/5/2011 9:41:19 AM |
| numero-uno4 | $75.00 | 5/5/2011 10:25:21 AM |
| VBinvestor | $100.00 | 5/5/2011 10:37:18 AM |
| heerzaquestion | $500.00 | 5/5/2011 12:16:48 PM |
| Earn_money | $25.00 | 5/5/2011 2:07:52 PM |
| delicious-loan093 | $25.00 | 5/5/2011 3:51:47 PM |
| Melander | $50.00 | 5/5/2011 5:00:15 PM |
| thorough-payout8 | $25.00 | 5/5/2011 5:21:07 PM |
| p2ploan-sensation211 | $25.00 | 5/5/2011 5:52:56 PM |
| grampy48 | $50.00 | 5/5/2011 7:29:40 PM |
| treasure-expert | $25.00 | 5/5/2011 7:38:04 PM |
| hookUup | $28.02 | 5/5/2011 8:46:12 PM |
| spiff666 | $25.00 | 5/3/2011 9:10:21 AM |
| Roundhouse | $150.00 | 5/3/2011 9:33:50 AM |
| payment-halo | $25.00 | 5/3/2011 1:51:11 PM |
| vutah | $25.00 | 5/3/2011 5:03:08 PM |
| grampy48 | $80.00 | 5/3/2011 5:26:34 PM |
| designer_10 | $25.00 | 5/3/2011 7:10:14 PM |
| Johnab | $25.00 | 5/3/2011 8:13:17 PM |
| g314 | $30.00 | 5/3/2011 9:05:44 PM |
| dough-hammock | $25.00 | 5/3/2011 9:24:23 PM |
| Nerdster1 | $25.09 | 5/4/2011 4:08:26 AM |
| loanman2007 | $50.00 | 5/4/2011 4:38:26 AM |
| mighty-trade2 | $25.00 | 5/4/2011 10:56:37 AM |
| jpayne27 | $25.00 | 5/4/2011 9:36:04 AM |
| knowledgeable-payment7 | $25.00 | 5/4/2011 5:58:52 PM |
| mob205 | $50.00 | 5/4/2011 6:55:43 PM |
| GElender | $50.00 | 5/5/2011 6:29:11 AM |
| point-pinnacle | $30.26 | 5/5/2011 7:45:01 AM |
| red-favorable-basis | $25.00 | 5/5/2011 8:19:03 AM |
| repayment-pudding | $25.00 | 5/5/2011 8:38:08 AM |
| C_Mark | $100.00 | 5/5/2011 4:29:00 PM |
| engaging-worth | $30.00 | 5/5/2011 2:14:02 PM |
| oxnard | $100.00 | 5/5/2011 6:18:35 PM |
| Allichar | $29.12 | 5/5/2011 8:15:12 PM |
| Leopoldine | $25.00 | 5/5/2011 8:19:20 PM |
| Manta_Rai | $25.00 | 5/5/2011 5:46:31 PM |
| ocmoneymaker | $47.89 | 5/5/2011 8:49:26 PM |
| loan-lionheart6 | $50.00 | 5/5/2011 6:32:41 PM |
| upbeat-finance8 | $25.00 | 5/5/2011 7:48:49 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
500180
This series of Notes was issued and sold upon the funding of the borrower loan #49200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-24-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-30-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 660-679 (Mar-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 10y 3m |
|
Amount delinquent:
| $548 |
Total credit lines:
| 16 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,110 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| powerful-note2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bridging A Business Split-Off
Purpose of loan:
This loan will be used to bridge a financial gap in my business as I split the entity in two. Over the last 10 years, I have built a million dollar business, but due to partnership difficulties, am splitting. Small capital deficit requires a small loan to minimize risk as we separate the business.
My financial situation:
I am a good candidate for this loan because although my score is not as high as I believe it should be, I am a high-income, reliable payer who owns his automobiles free and clear and a beautiful home in Tampa FL.
Monthly net income: $9750
Monthly expenses: $7800
Housing: $2900
Insurance: $300
Car expenses: $300
Utilities: $800
Phone, cable, internet: $0
Food, entertainment: $600
Clothing, household expenses: $400
Credit cards and other loans: $900
Other expenses: $1600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| commerce-renewal | $50.00 | 4/24/2011 9:24:23 PM |
| impeccable-ore3 | $50.00 | 4/28/2011 10:59:43 AM |
| periko | $38.27 | 4/29/2011 8:25:10 AM |
| payout-network1 | $97.00 | 4/29/2011 10:26:45 AM |
| 2grindstones | $25.00 | 4/29/2011 11:29:57 AM |
| ddoneday | $25.00 | 4/29/2011 1:05:58 PM |
| cobramonkey | $100.00 | 4/29/2011 1:58:47 PM |
| Nusk | $25.00 | 4/29/2011 3:58:39 PM |
| direct-social3 | $25.00 | 4/30/2011 1:43:44 AM |
| bboy21385 | $37.21 | 4/30/2011 3:56:01 AM |
| trident8 | $25.00 | 4/30/2011 11:42:53 AM |
| Ananya | $25.00 | 4/30/2011 12:45:39 PM |
| Bob450 | $25.00 | 4/30/2011 2:53:51 PM |
| beachfunder | $25.00 | 4/30/2011 1:18:31 PM |
| Lubava | $50.00 | 4/30/2011 2:19:25 PM |
| Artist_Blue | $25.00 | 4/27/2011 8:51:54 AM |
| CA-Lender | $25.04 | 4/27/2011 2:22:05 PM |
| capital-halo1 | $2,500.00 | 4/27/2011 5:21:20 PM |
| CA-Lender | $25.00 | 4/27/2011 5:48:07 PM |
| benefit-position | $25.00 | 4/29/2011 3:48:35 PM |
| mammalian4 | $25.00 | 4/29/2011 4:42:28 PM |
| llennoc | $25.00 | 4/29/2011 10:46:43 PM |
| Rip128 | $50.00 | 4/30/2011 2:29:51 PM |
| aquistoyraul | $35.57 | 4/30/2011 2:13:25 PM |
| capital-halo1 | $616.91 | 4/30/2011 6:13:06 PM |
| Crie | $25.00 | 4/30/2011 5:59:21 PM |
| 26 Investments
|
Borrower Payment Dependent Notes Series
502394
This series of Notes was issued and sold upon the funding of the borrower loan #49250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Apr-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $314.70 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $181,644 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| AiriusTorpora |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2009)
720-739
(Sep-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Take Care of a Couple CCs
Purpose of loan:
This loan will be used to pay off the couple balances I have that are 19.99% on my credit card lines. Most of my promo balances were until paid in full but a couple were not.
My financial situation:
I am a good candidate for this loan because my payment history is spotless and this will keep my payments about the same but lower interest, therefor it will be paid off in a shorter period of time. I have been paying down debt for the past 3 years successfully and previously had a prosper loan for $25000 and it was PIF with no lates.
Monthly take-home after investment in stock plan, 401k, etc: $5400
Mortgage: $1225 (wife pays)
2nd: $450 (wife pays)
Groceries: $600
Utilities: $600
Various Insurance (disability, auto, hazard): $370
Life Insurance ($1.8M big cash value VAR policy): $530
Property Tax: $300
Debt Service: $1200 (this will stay level with this loan)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| buukyak | $25.00 | 4/29/2011 9:02:09 AM |
| hopeful-point | $25.00 | 4/29/2011 9:15:27 AM |
| Aberdeen | $3,000.00 | 4/29/2011 9:15:08 AM |
| Zolton | $100.00 | 4/29/2011 9:18:05 AM |
| the-enthralling-coin | $50.00 | 4/29/2011 9:22:10 AM |
| reflective-rupee | $25.00 | 4/29/2011 9:27:09 AM |
| RandyL3 | $25.00 | 4/29/2011 9:24:22 AM |
| thankful-nickel2 | $25.00 | 4/29/2011 10:10:04 AM |
| Johnab | $25.00 | 4/29/2011 4:43:11 PM |
| red-penny-philosopher | $50.00 | 4/29/2011 6:17:08 PM |
| thorough-payout8 | $25.00 | 4/30/2011 7:16:00 AM |
| paladin847 | $50.00 | 4/30/2011 12:28:12 PM |
| elasermd | $50.00 | 4/30/2011 3:06:13 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:08:07 AM |
| lucrative-durability | $25.00 | 5/2/2011 2:45:54 PM |
| blissful-cash3 | $125.00 | 5/3/2011 2:20:05 AM |
| fireman4 | $60.00 | 5/3/2011 7:32:36 AM |
| RussiaAC5M | $25.30 | 5/3/2011 5:51:08 AM |
| spiff666 | $50.00 | 5/3/2011 9:08:05 AM |
| palace2 | $300.00 | 5/3/2011 2:10:01 PM |
| Leopoldine | $25.00 | 5/3/2011 9:56:20 PM |
| BlackCat36 | $50.00 | 5/4/2011 9:25:38 AM |
| jpayne27 | $25.00 | 5/4/2011 9:36:18 AM |
| palace2 | $100.00 | 5/4/2011 10:05:28 AM |
| tacologic | $25.00 | 5/4/2011 11:14:25 AM |
| AustinAmerica | $25.00 | 5/4/2011 11:18:13 AM |
| vutah | $25.00 | 5/4/2011 4:24:55 PM |
| marketplace-saxaphone0 | $200.00 | 5/4/2011 6:24:15 PM |
| cgoca | $25.00 | 5/5/2011 9:54:21 AM |
| careful-note | $50.00 | 5/5/2011 4:45:40 PM |
| best-shiny-hope | $25.00 | 5/5/2011 5:32:21 PM |
| r48 | $25.00 | 5/6/2011 3:59:43 AM |
| kindness-singularity | $25.00 | 5/6/2011 9:55:54 AM |
| boater01 | $50.00 | 5/6/2011 12:20:55 PM |
| oxnard | $100.00 | 5/6/2011 1:25:07 PM |
| peso-stockpiler | $50.00 | 5/6/2011 3:35:41 PM |
| AFairDeal | $50.00 | 5/6/2011 3:39:55 PM |
| Supernick | $50.00 | 5/6/2011 5:32:13 PM |
| grnii78 | $50.96 | 5/7/2011 3:07:17 AM |
| jsnryn | $29.85 | 5/7/2011 10:28:39 AM |
| MonkeyHero | $45.14 | 5/7/2011 9:34:29 AM |
| one-midas | $35.00 | 5/7/2011 3:29:24 PM |
| BOZO88 | $25.00 | 5/7/2011 5:46:04 PM |
| reflective-dollar8 | $50.00 | 5/8/2011 6:24:14 AM |
| OmahaGuy | $150.00 | 5/9/2011 4:27:57 AM |
| Gobsek | $25.00 | 5/8/2011 8:00:47 PM |
| skuba | $50.00 | 5/8/2011 10:50:32 PM |
| Chutney | $25.00 | 5/9/2011 3:43:59 AM |
| qsolo | $200.00 | 5/9/2011 9:38:53 AM |
| gracej | $25.00 | 5/9/2011 9:58:12 AM |
| gold-fluffy-bunny4 | $100.00 | 5/9/2011 10:08:04 AM |
| loyalty-voyage | $50.00 | 5/9/2011 10:08:56 AM |
| wwwUniversal | $25.00 | 5/9/2011 10:34:02 AM |
| wirebutterfly | $28.21 | 5/9/2011 10:36:33 AM |
| newest-reliable-velocity | $17.79 | 5/9/2011 12:06:05 PM |
| VBPlayer | $25.00 | 5/9/2011 10:50:01 AM |
| MoneyForNothing | $26.25 | 4/29/2011 9:13:10 AM |
| cashhelp | $30.00 | 4/29/2011 9:14:17 AM |
| indomitable-coin | $50.00 | 4/29/2011 9:13:44 AM |
| the-enthralling-coin | $100.00 | 4/29/2011 9:23:37 AM |
| basejump0 | $25.00 | 4/29/2011 10:22:36 AM |
| setUup | $25.79 | 4/29/2011 2:36:49 PM |
| heroic-payout9 | $25.00 | 4/29/2011 3:01:30 PM |
| SolarMoonshine | $25.00 | 4/29/2011 4:47:11 PM |
| tntmojave | $50.00 | 4/30/2011 4:48:31 AM |
| gpuck | $25.00 | 4/30/2011 7:30:31 AM |
| treasure-hunter270 | $50.00 | 4/30/2011 11:36:51 AM |
| Peterman | $25.00 | 5/1/2011 12:18:16 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:28 PM |
| groovychick | $25.00 | 5/1/2011 6:56:02 PM |
| JGuide | $26.61 | 5/3/2011 5:26:19 AM |
| reflective-rupee | $175.00 | 5/3/2011 9:47:33 AM |
| bonus-demon | $25.00 | 5/3/2011 10:23:22 AM |
| g314 | $30.00 | 5/3/2011 9:05:17 PM |
| PThor | $25.00 | 5/4/2011 8:02:48 AM |
| systemlender | $50.00 | 5/4/2011 8:33:06 AM |
| Huck007 | $50.00 | 5/4/2011 10:05:46 AM |
| lenderrn | $33.00 | 5/4/2011 12:17:10 PM |
| Octamer | $51.00 | 5/4/2011 12:21:24 PM |
| gpuck | $25.00 | 5/4/2011 3:20:57 PM |
| SV-AZ | $45.00 | 5/4/2011 3:24:29 PM |
| dammage | $54.55 | 5/4/2011 3:26:35 PM |
| vulgy | $25.00 | 5/4/2011 7:33:11 PM |
| BoughtTheFarm | $25.00 | 5/5/2011 2:10:03 AM |
| CPA-Banker | $46.27 | 5/5/2011 5:30:48 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:41:43 AM |
| BxRealtor | $25.00 | 5/5/2011 10:07:34 AM |
| cashhelp | $50.00 | 5/5/2011 11:30:23 AM |
| C_Mark | $300.00 | 5/5/2011 4:24:13 PM |
| Melander | $50.00 | 5/5/2011 5:19:29 PM |
| best-shiny-hope | $50.00 | 5/5/2011 5:33:03 PM |
| efficient-treasure0 | $25.00 | 5/5/2011 5:24:46 PM |
| treasure-expert | $25.00 | 5/5/2011 7:38:00 PM |
| hookUup | $30.02 | 5/5/2011 9:09:10 PM |
| radforj22 | $25.00 | 5/6/2011 2:37:38 AM |
| martymaniaman | $35.99 | 5/6/2011 6:00:30 AM |
| selector568 | $200.00 | 5/6/2011 9:26:12 AM |
| upbeat-investment9 | $25.00 | 5/6/2011 8:47:06 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:43 AM |
| p43600jw | $25.00 | 5/6/2011 10:04:42 AM |
| affluence-birdie7 | $250.00 | 5/6/2011 10:15:38 AM |
| excellent-truth9 | $25.00 | 5/6/2011 10:19:19 AM |
| enthralling-deal180 | $25.00 | 5/6/2011 3:49:25 PM |
| worldly-community3 | $50.00 | 5/6/2011 3:49:30 PM |
| astute-fairness0 | $25.00 | 5/6/2011 6:31:08 PM |
| bluefinch | $25.00 | 5/7/2011 3:14:51 AM |
| Feyenoord | $25.00 | 5/7/2011 3:41:29 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:34 AM |
| auction-elvis | $25.00 | 5/8/2011 11:48:17 AM |
| toblerone | $50.00 | 5/8/2011 8:49:53 AM |
| orange-camaraderi-galaxy | $100.00 | 5/8/2011 12:16:53 PM |
| triumphant-point5 | $50.00 | 5/8/2011 12:30:03 PM |
| rpd1211 | $25.00 | 5/8/2011 11:55:26 AM |
| balanced-rupee | $50.00 | 5/8/2011 1:30:22 PM |
| ReddInc | $250.00 | 5/8/2011 1:29:14 PM |
| authentic-money5 | $25.00 | 5/8/2011 5:43:29 PM |
| reward-cosmos | $25.00 | 5/8/2011 4:47:59 PM |
| dough-hammock | $50.00 | 5/9/2011 9:16:42 AM |
| TSC | $50.00 | 5/9/2011 8:45:48 AM |
| shaneaj | $523.27 | 5/9/2011 9:19:26 AM |
| taal1 | $25.00 | 5/9/2011 10:14:19 AM |
| Rider | $100.00 | 5/9/2011 10:49:41 AM |
| 122 Investments
|
Borrower Payment Dependent Notes Series
502728
This series of Notes was issued and sold upon the funding of the borrower loan #49212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-28-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $121.31 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 10y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Medical Technician |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $125,062 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| openness-surgeon2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student Loan
I am a Radiologic Technologist with the opportunity to enroll in a CT or MRI program which will allow me to expand my national certifications. This would afford me the CT or MRI national testing ability upon completion of the class in the end of August, and raise my salary as well.
Thank You for you support and interest.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/18/2011 5:14:34 PM |
| organized-payment6 | $50.00 | 4/18/2011 5:15:05 PM |
| simplelender80 | $100.00 | 4/18/2011 5:15:38 PM |
| reflective-rupee | $25.44 | 4/19/2011 10:50:47 AM |
| dough-hammock | $25.00 | 4/20/2011 8:14:32 AM |
| tomdooley12520 | $25.00 | 4/20/2011 3:56:09 PM |
| BxRealtor | $25.00 | 4/23/2011 7:27:37 AM |
| reflective-dollar8 | $50.00 | 4/23/2011 8:59:55 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:24:36 PM |
| blooming-market | $25.00 | 4/25/2011 8:44:14 PM |
| pilot1723 | $25.00 | 4/26/2011 5:13:18 AM |
| miked8303 | $25.00 | 4/26/2011 10:31:14 AM |
| Fioravanti | $100.00 | 4/26/2011 12:10:07 PM |
| basis-statue2 | $25.00 | 4/26/2011 12:35:23 PM |
| RandyL3 | $25.00 | 4/26/2011 12:14:42 PM |
| Peterman | $25.00 | 4/26/2011 11:54:06 AM |
| first-upright-payout | $25.00 | 4/26/2011 3:45:08 PM |
| bejfishing | $25.00 | 4/26/2011 7:43:50 PM |
| julijask | $50.00 | 4/26/2011 7:43:33 PM |
| radforj22 | $25.00 | 4/27/2011 3:26:21 AM |
| justice-circuitry0 | $50.00 | 4/27/2011 9:44:48 AM |
| coin-baron | $50.00 | 4/27/2011 9:56:35 AM |
| ursus | $100.00 | 4/27/2011 4:39:03 PM |
| tranquil-diversification8 | $50.00 | 4/27/2011 5:39:53 PM |
| DavidCG | $25.00 | 4/27/2011 5:41:15 PM |
| makosdJR02 | $28.72 | 4/27/2011 8:05:40 PM |
| productive-finance | $30.00 | 4/28/2011 2:41:26 AM |
| gustavholstopus32 | $25.00 | 4/28/2011 5:29:56 AM |
| Lisa_Louis | $45.24 | 4/28/2011 5:38:16 AM |
| careful-money2 | $25.00 | 4/28/2011 7:03:47 AM |
| ldr2000 | $50.00 | 4/28/2011 8:01:57 AM |
| elated-cash | $28.17 | 4/28/2011 10:05:49 AM |
| goodhearted-basis4 | $25.00 | 4/28/2011 10:04:12 AM |
| marwadi-62 | $100.00 | 4/28/2011 1:05:40 PM |
| yield-seeker | $25.00 | 4/28/2011 1:07:54 PM |
| indomitable-coin | $50.00 | 4/28/2011 2:26:31 PM |
| relentless-principal1 | $54.00 | 4/28/2011 3:23:40 PM |
| eridient | $50.00 | 4/28/2011 3:35:41 PM |
| yield-planet | $50.00 | 4/28/2011 3:31:51 PM |
| TicTac | $50.00 | 4/28/2011 5:06:21 PM |
| sensible-fund | $50.00 | 4/28/2011 5:40:56 PM |
| worthy-bid8 | $50.00 | 4/28/2011 5:55:43 PM |
| hostbank | $100.00 | 4/28/2011 5:52:56 PM |
| DrStaff | $30.00 | 4/28/2011 6:19:16 PM |
| diplomatic-wealth7 | $25.00 | 4/18/2011 5:15:17 PM |
| Bank_Of_XL | $50.00 | 4/18/2011 5:09:49 PM |
| cybernosha | $25.00 | 4/19/2011 7:19:50 AM |
| TomDalonajay | $25.00 | 4/19/2011 2:50:40 PM |
| basejump0 | $30.00 | 4/21/2011 3:08:01 AM |
| ippoco | $25.00 | 4/22/2011 3:50:19 PM |
| Gibbyland | $100.00 | 4/24/2011 1:19:29 PM |
| Weaverville | $25.00 | 4/25/2011 5:19:20 PM |
| sonnet771 | $50.00 | 4/25/2011 6:54:49 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:38:55 PM |
| elvisloans | $25.00 | 4/26/2011 6:02:26 AM |
| Tradesmanlender | $25.00 | 4/27/2011 3:42:08 AM |
| Sol_Invictus | $25.00 | 4/27/2011 5:42:29 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:56:15 AM |
| listing-pear6 | $50.04 | 4/27/2011 11:18:28 AM |
| efficient-treasure0 | $25.00 | 4/27/2011 11:14:12 AM |
| gilbrear | $25.00 | 4/27/2011 4:26:47 PM |
| best-basis-trooper | $50.00 | 4/27/2011 5:41:20 PM |
| RyanTH9893 | $25.00 | 4/27/2011 6:13:01 PM |
| patriot897 | $25.00 | 4/27/2011 6:26:53 PM |
| magnificent-euro543 | $50.00 | 4/27/2011 6:54:39 PM |
| gaoche | $25.00 | 4/27/2011 8:14:49 PM |
| ddog0224 | $100.00 | 4/27/2011 9:14:47 PM |
| ProjectVenture | $25.00 | 4/28/2011 9:00:41 AM |
| Drewkeeper | $25.00 | 4/28/2011 9:07:19 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 9:59:14 AM |
| UncleSafety | $100.00 | 4/28/2011 12:08:26 PM |
| nickel-position | $25.00 | 4/28/2011 12:46:05 PM |
| ibealion | $25.74 | 4/28/2011 3:41:41 PM |
| Earnest_Money | $30.00 | 4/28/2011 3:34:54 PM |
| wwwUniversal | $25.00 | 4/28/2011 5:34:58 PM |
| Azonic21 | $25.00 | 4/28/2011 5:12:31 PM |
| jalapeno2 | $25.00 | 4/28/2011 5:36:32 PM |
| a-sharp-revenue | $50.00 | 4/28/2011 5:49:01 PM |
| GElender | $25.00 | 4/28/2011 5:53:09 PM |
| bid-czar8 | $50.00 | 4/28/2011 6:01:27 PM |
| AFairDeal | $50.00 | 4/28/2011 6:01:12 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:04:50 PM |
| 82 Investments
|
Borrower Payment Dependent Notes Series
502974
This series of Notes was issued and sold upon the funding of the borrower loan #49242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,361.35 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $256.27 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1986 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 28y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,440 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 27% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| scrappy-market3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wannabuyahouse
Purpose of loan: consolidate credit card debt
This loan will be used to...pay off credit cards.
My financial situation:
I am a good candidate for this loan because...I have learned to manage my debt and make timely payments. I haven't had a late payment in over 4 years. I want to buy a home someday.
Monthly expenses are for a family of four, and include my husband's income.
Monthly net income: $6200
Monthly expenses: $ 4000
Housing: $1300
Insurance: $120
Car expenses: $385
Utilities: $300
Phone, cable, internet: $320
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $275
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/19/2011 5:41:45 PM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:14:07 PM |
| courteous-kindness1 | $25.00 | 4/26/2011 3:55:11 PM |
| CAGE-Investments | $25.00 | 4/28/2011 6:45:57 AM |
| irrelevant | $25.00 | 4/28/2011 6:02:04 AM |
| Jack55304 | $185.00 | 4/28/2011 9:24:33 AM |
| payment-goose2 | $50.00 | 4/28/2011 9:39:20 AM |
| credit-sycamore4 | $50.00 | 4/29/2011 8:10:34 AM |
| fairhelper | $25.00 | 4/29/2011 8:26:26 AM |
| point-compadre | $50.00 | 4/29/2011 1:30:20 PM |
| Gibbyland | $100.00 | 4/29/2011 4:03:19 PM |
| payment-jalapeno9 | $50.00 | 4/30/2011 5:53:15 AM |
| money-bauble | $100.00 | 4/30/2011 10:42:27 AM |
| life-is-great | $25.00 | 5/1/2011 6:42:31 AM |
| fantastic-wampum1 | $100.00 | 5/1/2011 12:14:26 PM |
| GCInvestments | $25.00 | 5/1/2011 1:56:56 PM |
| cablenews | $50.00 | 5/1/2011 4:48:42 PM |
| asiaratt | $50.00 | 5/2/2011 3:22:00 AM |
| nickel-demon2 | $100.00 | 5/2/2011 3:26:52 AM |
| FormulaTroll | $25.00 | 5/2/2011 9:31:28 AM |
| kbodendorf | $25.00 | 5/2/2011 9:33:20 AM |
| seisen | $50.00 | 5/2/2011 9:54:41 AM |
| _wally_ | $50.00 | 5/2/2011 12:36:24 PM |
| ingenious-truth0 | $50.00 | 5/2/2011 12:54:28 PM |
| greenback-museum | $25.00 | 5/2/2011 2:29:58 PM |
| DrStaff | $25.00 | 5/2/2011 5:41:54 PM |
| Mariner3605 | $25.00 | 5/2/2011 5:42:47 PM |
| MADAOO7 | $25.00 | 5/2/2011 5:58:59 PM |
| studious-listing8 | $25.00 | 5/2/2011 6:00:09 PM |
| the-profit-oracle | $25.00 | 5/2/2011 5:55:24 PM |
| indomitable-dedication | $50.00 | 5/2/2011 5:56:53 PM |
| Artist_Blue | $25.00 | 5/2/2011 6:04:31 PM |
| kindness-jedi | $30.00 | 5/2/2011 6:00:13 PM |
| Dubbs360 | $25.00 | 5/2/2011 5:58:51 PM |
| wise-deal-gravitas | $100.00 | 5/2/2011 5:58:56 PM |
| orange-preeminant-bill | $50.00 | 5/2/2011 6:12:20 PM |
| somebody32 | $50.00 | 5/2/2011 6:03:45 PM |
| worthy-bid8 | $25.00 | 5/2/2011 6:11:31 PM |
| zen1cent | $25.00 | 5/2/2011 6:55:20 PM |
| orangetrust | $50.00 | 5/2/2011 6:17:59 PM |
| Maetryx | $50.00 | 5/2/2011 6:58:52 PM |
| IIP77 | $25.00 | 5/3/2011 2:54:30 AM |
| payment-gusto | $25.00 | 5/3/2011 3:46:23 AM |
| Wellman | $50.00 | 5/3/2011 4:31:00 AM |
| Rdodson11 | $25.00 | 5/3/2011 6:35:47 AM |
| tech310 | $50.00 | 5/3/2011 9:19:28 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:39:38 AM |
| hope-eagle6 | $25.00 | 5/3/2011 9:56:04 AM |
| festeringsnot | $50.00 | 5/3/2011 9:17:44 AM |
| gain-kitten | $25.00 | 5/3/2011 9:43:10 AM |
| restech | $25.00 | 5/3/2011 9:59:37 AM |
| MrMcduck | $25.00 | 5/3/2011 10:04:20 AM |
| stock106 | $25.00 | 5/3/2011 10:04:42 AM |
| NorthernFunds | $50.00 | 5/3/2011 10:09:42 AM |
| dime-umbrella6 | $25.00 | 5/3/2011 9:39:01 AM |
| labourclass | $50.00 | 5/3/2011 9:58:14 AM |
| aader | $25.00 | 5/3/2011 10:03:39 AM |
| visionary-currency | $50.00 | 5/3/2011 10:05:16 AM |
| Aleut | $25.00 | 5/3/2011 9:57:23 AM |
| revenue-tsunami | $50.00 | 5/3/2011 9:58:40 AM |
| justice-economist | $25.00 | 5/3/2011 10:02:02 AM |
| durable-auction0 | $50.00 | 5/3/2011 10:09:07 AM |
| kind-truth-circuit | $50.00 | 5/3/2011 10:20:31 AM |
| thoughtful-exchange8 | $50.00 | 5/3/2011 4:04:12 PM |
| sturdy-openness885 | $25.00 | 5/3/2011 4:13:58 PM |
| velocity-solo | $25.00 | 5/3/2011 3:15:00 PM |
| iceman35 | $50.00 | 5/3/2011 3:30:05 PM |
| papaloha | $25.00 | 5/3/2011 4:29:57 PM |
| F16Pilot | $25.00 | 5/3/2011 3:31:12 PM |
| handy-justice | $50.00 | 5/3/2011 4:04:47 PM |
| bnlforever | $25.00 | 5/3/2011 4:14:18 PM |
| BooRadley | $25.00 | 5/3/2011 4:34:26 PM |
| melodious-openness | $50.00 | 5/3/2011 4:53:39 PM |
| LaBamba | $160.00 | 5/3/2011 3:59:35 PM |
| loyalist1 | $100.00 | 5/3/2011 4:04:11 PM |
| ingenious-deal6 | $25.00 | 4/20/2011 5:10:11 PM |
| Weaverville | $25.00 | 4/22/2011 5:31:19 PM |
| the-dollar-topper | $100.00 | 4/28/2011 9:06:39 AM |
| jalapeno2 | $25.00 | 4/28/2011 9:22:37 AM |
| engaging-transaction5 | $50.00 | 4/28/2011 9:37:32 AM |
| fmanjoo | $25.00 | 4/28/2011 9:46:33 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:49:57 AM |
| fair-pound5 | $100.00 | 4/28/2011 10:14:17 AM |
| nerdfactor | $25.00 | 4/28/2011 5:49:35 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:08:15 PM |
| jjswanso | $50.00 | 4/29/2011 7:11:04 AM |
| mlj0671 | $25.00 | 4/29/2011 12:33:50 PM |
| velocity-quest5 | $50.00 | 4/29/2011 2:40:28 PM |
| bold-shrewd-duty | $25.00 | 4/29/2011 4:53:54 PM |
| miked8303 | $25.00 | 4/29/2011 5:14:14 PM |
| bid-carrier0 | $50.00 | 4/29/2011 8:59:53 PM |
| thelovebug | $90.00 | 4/30/2011 12:05:25 AM |
| friendinmoney | $25.00 | 4/30/2011 4:54:34 PM |
| villagers | $50.00 | 5/1/2011 1:14:43 AM |
| allotment464 | $100.00 | 5/1/2011 4:26:49 AM |
| bill-appraiser7 | $25.00 | 5/1/2011 8:51:30 AM |
| luvlending | $25.00 | 5/1/2011 2:41:45 PM |
| smilinsam | $50.00 | 5/1/2011 7:46:48 PM |
| gold-virtuoso | $50.00 | 5/2/2011 9:49:12 AM |
| neutrino6 | $25.00 | 5/2/2011 9:36:30 AM |
| bold-durability-drum | $50.00 | 5/2/2011 10:12:28 AM |
| currency-meteor250 | $25.00 | 5/2/2011 9:54:09 AM |
| treasure-bliss | $50.00 | 5/2/2011 1:35:18 PM |
| bountiful-durability | $50.00 | 5/2/2011 5:40:24 PM |
| kulender | $50.00 | 5/2/2011 5:58:01 PM |
| shmb6508 | $100.00 | 5/2/2011 5:56:59 PM |
| TomKacz | $100.00 | 5/2/2011 5:57:55 PM |
| dthompso | $40.00 | 5/2/2011 5:59:59 PM |
| ursus | $50.00 | 5/2/2011 6:11:39 PM |
| flanative | $25.00 | 5/2/2011 6:21:28 PM |
| fair-gain8 | $50.00 | 5/2/2011 7:23:47 PM |
| blue-lucrative-rate | $25.00 | 5/2/2011 10:39:19 PM |
| handshake5 | $50.59 | 5/3/2011 3:56:18 AM |
| graceful-investment | $100.00 | 5/3/2011 3:40:14 AM |
| careful-note1 | $25.00 | 5/3/2011 6:26:40 AM |
| finance-prescription | $50.00 | 5/3/2011 3:44:42 AM |
| worldly-money4 | $200.00 | 5/3/2011 5:21:56 AM |
| green-benefit-control | $25.00 | 5/3/2011 5:10:01 AM |
| bsh297 | $25.00 | 5/3/2011 7:26:34 AM |
| silver-wonder278 | $25.00 | 5/3/2011 8:11:02 AM |
| mercuriant | $25.00 | 5/3/2011 9:56:08 AM |
| compassion-expert | $50.00 | 5/3/2011 9:57:51 AM |
| durability-starfish | $25.00 | 5/3/2011 9:44:26 AM |
| bdkjr | $25.00 | 5/3/2011 9:48:07 AM |
| new-social-economist | $50.00 | 5/3/2011 10:05:07 AM |
| missing-link | $25.00 | 5/3/2011 10:05:59 AM |
| asmithj | $30.76 | 5/3/2011 10:04:37 AM |
| unflappable-bonus3 | $50.00 | 5/3/2011 10:10:05 AM |
| wwwUniversal | $25.00 | 5/3/2011 9:53:41 AM |
| bonus-demon | $50.00 | 5/3/2011 10:25:12 AM |
| Easystreet | $25.00 | 5/3/2011 9:56:23 AM |
| RockpointCapital | $50.00 | 5/3/2011 10:32:11 AM |
| shrewd-peace7 | $25.00 | 5/3/2011 10:36:12 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:37:25 AM |
| shugyosha | $50.00 | 5/3/2011 11:40:25 AM |
| umfan123 | $25.00 | 5/3/2011 10:32:00 AM |
| mycollegecash | $25.00 | 5/3/2011 12:12:17 PM |
| PThor | $25.00 | 5/3/2011 1:55:34 PM |
| NewOrleans2012 | $25.00 | 5/3/2011 4:04:15 PM |
| DSFinancial | $50.00 | 5/3/2011 4:15:07 PM |
| credit-investor5 | $50.00 | 5/3/2011 4:04:04 PM |
| 141 Investments
|
Borrower Payment Dependent Notes Series
503638
This series of Notes was issued and sold upon the funding of the borrower loan #49165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-23-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $294.61 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 17
/
18 | Length of status: | 7y 6m |
|
Amount delinquent:
| $10,355 |
Total credit lines:
| 32 |
Occupation: | Postal Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,765 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 14% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| builder32 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
consolidate debt
My financial situation:
I am a good candidate for this loan because...
I want to pay off all of my debt and have one monthly payment that I assure you I will make good on!
Monthly net income: $3500
Monthly expenses: $2500
Housing: $1286
Insurance: $205
Car expenses: $275
Utilities: $70
Phone, cable, internet: $135
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $13000
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/23/2011 12:02:21 PM |
| Zolton | $100.00 | 4/23/2011 12:03:04 PM |
| philantist | $25.00 | 4/23/2011 12:00:58 PM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:57:33 AM |
| worldly-community3 | $50.00 | 4/27/2011 2:11:45 PM |
| BxRealtor | $25.00 | 4/27/2011 3:02:25 PM |
| miked8303 | $25.00 | 4/29/2011 5:33:23 PM |
| Leopoldine | $25.00 | 4/29/2011 8:36:29 PM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:32 AM |
| radforj22 | $25.00 | 5/1/2011 7:51:27 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:02 AM |
| systemlender | $50.00 | 5/1/2011 12:55:40 PM |
| astute-benjamins | $25.00 | 5/1/2011 6:30:34 PM |
| Artist_Blue | $25.00 | 5/2/2011 9:35:50 AM |
| yield-visionary4 | $50.00 | 5/2/2011 2:16:17 PM |
| sonnet771 | $50.00 | 5/2/2011 6:15:19 PM |
| blue-lucrative-rate | $25.00 | 5/2/2011 10:40:24 PM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:16:28 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:37:11 AM |
| bonus-demon | $25.00 | 5/3/2011 10:21:53 AM |
| auction-turtle0 | $25.00 | 5/3/2011 12:24:31 PM |
| Cherrypicker | $50.00 | 5/3/2011 12:23:47 PM |
| wwwUniversal | $25.00 | 5/3/2011 5:20:17 PM |
| investment-comet | $25.00 | 5/4/2011 8:01:41 AM |
| DrStaff | $30.00 | 5/4/2011 9:25:05 AM |
| sosleep | $25.00 | 5/4/2011 9:08:36 AM |
| giannyny | $25.00 | 5/4/2011 9:20:14 AM |
| community-piccolo0 | $25.00 | 5/4/2011 10:24:16 AM |
| 108lender | $100.00 | 5/4/2011 10:26:32 AM |
| p2ploan-embrace6 | $50.00 | 5/4/2011 10:40:08 AM |
| triumphant-point5 | $50.00 | 5/4/2011 4:44:55 PM |
| loyalist1 | $300.00 | 5/4/2011 5:28:36 PM |
| inspired-investment8 | $100.00 | 5/4/2011 5:36:52 PM |
| kevin314 | $25.00 | 5/4/2011 5:37:11 PM |
| jrbill1998 | $50.00 | 5/4/2011 5:37:19 PM |
| Ocean713 | $50.00 | 5/4/2011 5:42:25 PM |
| power-explosion4 | $25.00 | 5/4/2011 5:50:25 PM |
| aznatama | $50.00 | 5/4/2011 5:43:32 PM |
| allotment464 | $100.00 | 5/4/2011 8:29:34 PM |
| numero-uno643 | $25.00 | 5/4/2011 8:30:02 PM |
| onetuxllc | $50.00 | 5/5/2011 7:09:04 AM |
| BuildingShanghai | $195.00 | 5/5/2011 8:37:54 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:54:47 AM |
| SanJoser | $25.00 | 5/5/2011 4:45:36 PM |
| listing-demon | $50.00 | 5/5/2011 4:45:08 PM |
| indomitable-coin | $50.00 | 5/5/2011 5:28:34 PM |
| yield-seeker | $25.00 | 5/5/2011 5:42:16 PM |
| melodious-fairness | $50.00 | 5/5/2011 5:44:12 PM |
| mike_banker | $50.00 | 5/5/2011 5:42:52 PM |
| Azonic21 | $25.00 | 5/5/2011 7:44:27 PM |
| kscc183 | $25.00 | 5/6/2011 1:36:17 AM |
| Aaron_Oz | $25.00 | 5/6/2011 8:01:57 AM |
| awe-inspiring-payment | $25.00 | 5/6/2011 10:02:55 AM |
| stollcm | $25.00 | 5/6/2011 10:09:02 AM |
| JTCorp | $25.00 | 5/6/2011 10:09:32 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:51:26 AM |
| bigphish | $50.00 | 5/6/2011 11:29:13 AM |
| klin | $50.00 | 5/6/2011 10:27:56 AM |
| YellowJacket | $25.00 | 5/6/2011 12:36:18 PM |
| loan-chorus4 | $100.00 | 5/6/2011 1:22:00 PM |
| oxnard | $100.00 | 5/6/2011 1:25:56 PM |
| boater01 | $50.00 | 5/6/2011 12:19:48 PM |
| justice-circuitry0 | $50.00 | 5/6/2011 3:16:06 PM |
| gold-disk | $50.00 | 5/6/2011 1:04:24 PM |
| tranquil-diversification8 | $50.00 | 5/6/2011 3:48:35 PM |
| jalapeno2 | $25.00 | 5/6/2011 3:48:15 PM |
| nickel-position | $25.00 | 5/6/2011 3:30:06 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:21:28 PM |
| relentless-principal1 | $50.00 | 5/6/2011 5:13:24 PM |
| jwood3030 | $25.00 | 5/6/2011 5:23:37 PM |
| money-bauble | $126.70 | 5/6/2011 5:34:56 PM |
| yield-planet | $50.00 | 5/6/2011 5:17:56 PM |
| _wally_ | $50.00 | 5/6/2011 5:22:06 PM |
| Kame | $25.00 | 5/6/2011 5:40:05 PM |
| chemistry220 | $50.00 | 5/6/2011 5:45:00 PM |
| MoneyMA | $25.00 | 5/6/2011 5:45:08 PM |
| hythum3 | $50.00 | 5/6/2011 6:45:54 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:03 PM |
| wealth-carrier | $25.00 | 5/6/2011 6:57:47 PM |
| Montello | $25.00 | 5/6/2011 7:49:06 PM |
| hard-working-loot | $50.00 | 5/6/2011 7:54:04 PM |
| the-gold-quark | $30.00 | 5/6/2011 9:35:28 PM |
| WorldlyWorker | $25.00 | 5/6/2011 10:09:05 PM |
| orangetrust | $50.00 | 5/6/2011 10:31:05 PM |
| ash135 | $25.00 | 5/7/2011 1:57:04 AM |
| GrayStudio | $25.00 | 5/7/2011 2:08:44 AM |
| derec | $25.00 | 5/7/2011 2:21:10 AM |
| museic1 | $50.00 | 5/7/2011 3:07:41 AM |
| miket71 | $46.12 | 5/7/2011 3:26:42 AM |
| OCedHrt | $25.00 | 5/7/2011 2:15:44 AM |
| Pasagam | $25.00 | 5/7/2011 2:25:15 AM |
| E_G | $50.00 | 5/7/2011 2:35:03 AM |
| oceanside | $25.00 | 5/7/2011 5:37:30 AM |
| ideal-platinum1 | $25.00 | 5/7/2011 3:27:30 AM |
| GATrust | $50.00 | 5/7/2011 5:59:41 AM |
| the-profit-oracle | $25.00 | 5/7/2011 3:45:40 AM |
| dmb8183 | $5.98 | 5/7/2011 7:02:26 AM |
| gustavzantanon | $50.00 | 5/7/2011 6:45:20 AM |
| lounges | $50.00 | 4/24/2011 9:39:00 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 10:00:20 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:52 PM |
| mtp | $25.00 | 4/28/2011 8:12:04 PM |
| kindness-jedi | $30.00 | 4/29/2011 1:21:29 PM |
| Tradesmanlender | $25.00 | 4/30/2011 4:40:41 AM |
| Mariner3605 | $25.00 | 4/30/2011 10:56:36 AM |
| nimble-penny1 | $50.00 | 5/2/2011 9:53:13 AM |
| payment-jalapeno9 | $50.00 | 5/2/2011 5:49:52 PM |
| Weaverville | $25.00 | 5/2/2011 6:05:40 PM |
| AFairDeal | $50.00 | 5/3/2011 2:52:53 AM |
| Supernick | $50.00 | 5/3/2011 6:47:21 AM |
| GElender | $50.00 | 5/3/2011 6:16:57 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:41:00 AM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:04:59 PM |
| felicity-maximizer | $25.00 | 5/4/2011 9:30:15 AM |
| kulender | $100.00 | 5/4/2011 9:24:43 AM |
| worthy-bid8 | $50.00 | 5/4/2011 9:27:39 AM |
| nex | $25.00 | 5/4/2011 11:21:42 AM |
| happyaric | $50.00 | 5/4/2011 5:39:03 PM |
| objective-investor | $250.00 | 5/4/2011 5:57:18 PM |
| EricLender | $25.00 | 5/4/2011 6:06:36 PM |
| GCInvestments | $25.00 | 5/4/2011 8:29:45 PM |
| transparent-transaction8 | $50.00 | 5/4/2011 9:14:37 PM |
| patriot897 | $25.00 | 5/4/2011 8:44:22 PM |
| don8ter | $25.00 | 5/5/2011 2:13:49 AM |
| careful-note | $100.00 | 5/5/2011 3:24:05 AM |
| gogene2002 | $25.00 | 5/5/2011 8:47:25 AM |
| 6moonbeams | $50.00 | 5/5/2011 9:43:34 AM |
| Icon_88 | $50.00 | 5/5/2011 9:52:54 AM |
| silver-fuse | $30.00 | 5/5/2011 9:55:47 AM |
| dollar-missile3 | $25.00 | 5/5/2011 9:49:59 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:09:55 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:40:02 AM |
| numero-uno4 | $50.00 | 5/5/2011 10:59:22 AM |
| blooming-market | $25.00 | 5/5/2011 4:45:02 PM |
| economy-mulberry7 | $50.00 | 5/5/2011 4:45:06 PM |
| cablenews | $75.00 | 5/5/2011 4:45:29 PM |
| Ripsaw4U | $50.00 | 5/5/2011 5:26:36 PM |
| silver-wonder278 | $25.00 | 5/5/2011 5:42:23 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:19 PM |
| Sixmil | $100.00 | 5/5/2011 5:37:44 PM |
| treasure-expert | $25.00 | 5/5/2011 7:36:00 PM |
| life-is-great | $25.00 | 5/5/2011 5:42:31 PM |
| ursus | $100.00 | 5/5/2011 5:43:00 PM |
| treasure-brigade | $25.00 | 5/6/2011 5:49:03 AM |
| HappyToLoan | $25.00 | 5/6/2011 7:09:05 AM |
| javelin0 | $250.00 | 5/6/2011 8:01:50 AM |
| clean-value5 | $100.00 | 5/6/2011 5:30:00 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:57:40 AM |
| lostontheedge | $25.00 | 5/6/2011 10:12:20 AM |
| moola-cell3 | $50.00 | 5/6/2011 10:24:11 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:04 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:09 AM |
| GrommetPosse | $50.00 | 5/6/2011 12:55:03 PM |
| marr | $25.00 | 5/6/2011 11:59:16 AM |
| pythia | $25.00 | 5/6/2011 3:21:49 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:26 PM |
| 1phantom | $25.00 | 5/6/2011 1:35:38 PM |
| chungfang | $50.00 | 5/6/2011 3:49:39 PM |
| srspank24 | $40.00 | 5/6/2011 4:01:25 PM |
| rockstar78 | $50.00 | 5/6/2011 5:22:06 PM |
| hons2000 | $25.00 | 5/6/2011 5:35:06 PM |
| TommyTucker | $50.00 | 5/6/2011 5:45:22 PM |
| improvman | $25.00 | 5/6/2011 6:02:02 PM |
| treasure-widget | $25.00 | 5/6/2011 6:04:41 PM |
| flexible-fund6 | $25.00 | 5/6/2011 6:16:11 PM |
| ttnk62918 | $25.00 | 5/6/2011 6:19:15 PM |
| damcoolguy | $25.00 | 5/6/2011 5:34:37 PM |
| buddy486 | $25.00 | 5/6/2011 6:39:11 PM |
| circuitfive | $25.00 | 5/6/2011 6:45:14 PM |
| bbrelo | $25.00 | 5/6/2011 5:40:48 PM |
| arejaybe | $42.44 | 5/6/2011 8:04:04 PM |
| ctaylor15 | $25.00 | 5/6/2011 6:31:57 PM |
| auction-karate | $50.00 | 5/6/2011 8:33:09 PM |
| agreement-network | $50.00 | 5/6/2011 10:49:03 PM |
| BuzzyBee336 | $35.00 | 5/6/2011 10:49:17 PM |
| jpjones86 | $25.00 | 5/6/2011 8:54:21 PM |
| RJN | $25.00 | 5/6/2011 9:10:26 PM |
| alpinaut | $25.00 | 5/7/2011 1:47:53 AM |
| DonaldColorado | $25.00 | 5/7/2011 3:08:05 AM |
| flwah | $25.00 | 5/7/2011 3:16:30 AM |
| slartibardfast | $25.00 | 5/7/2011 3:27:04 AM |
| meenan | $48.76 | 5/7/2011 3:07:09 AM |
| platinum-admiral8 | $50.00 | 5/7/2011 5:49:36 AM |
| innocent-loot | $50.00 | 5/7/2011 6:34:04 AM |
| Darkmagician | $30.00 | 5/7/2011 5:19:51 AM |
| 185 Investments
|
Borrower Payment Dependent Notes Series
503854
This series of Notes was issued and sold upon the funding of the borrower loan #49177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $194.73 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.37% | | |
| |
Estimated return*:
| 5.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 22y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,000 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| open-minded-wealth988 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
share_wealth_9988
Purpose of loan:
This loan will be used to consolidate several the balance on 3 consumer credit cards into a single monthly payment.
My financial situation:
I am a good candidate for this loan because I always maintain a strong commitment to my financial obligations. I have a proven track record in this area and have a stable work situation.
Monthly net income: $2550.00
Monthly expenses: $
Housing: $2500.00
Insurance: $125.00
Car expenses: $250.00
Utilities: $200.00
Phone, cable, internet: $225.00
Food, entertainment: $300.00
Clothing, household expenses: $150.00
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Tradesmanlender | $25.00 | 5/4/2011 5:00:50 PM |
| bonus-demon | $25.00 | 5/4/2011 5:01:12 PM |
| availableloan | $25.00 | 5/4/2011 5:03:57 PM |
| green-loyalty-cub | $50.00 | 5/4/2011 5:42:53 PM |
| Katahdin | $50.00 | 5/4/2011 9:05:13 PM |
| zippy-revenue8 | $50.00 | 5/5/2011 4:46:11 AM |
| RememberToForget | $50.00 | 5/5/2011 7:16:28 AM |
| market-aficionado3 | $40.00 | 5/6/2011 10:02:38 AM |
| supreme-hope | $25.00 | 5/7/2011 2:16:35 AM |
| reflective-rupee | $125.01 | 5/7/2011 2:55:13 AM |
| musegaze | $120.00 | 5/7/2011 4:34:46 AM |
| GElender | $50.00 | 5/7/2011 5:06:34 AM |
| DonaldColorado | $50.00 | 5/7/2011 2:50:16 AM |
| junctionking | $25.00 | 5/7/2011 5:09:51 AM |
| elvisloans | $25.00 | 5/7/2011 5:53:30 AM |
| reflective-dollar8 | $50.00 | 5/7/2011 3:38:17 AM |
| GoldenGo4 | $50.00 | 5/7/2011 6:10:14 AM |
| llequire1 | $52.68 | 5/7/2011 6:03:35 AM |
| adub1979 | $50.00 | 5/7/2011 6:12:45 AM |
| crw1950 | $50.00 | 5/7/2011 6:36:07 AM |
| power-secret-agent | $25.00 | 5/7/2011 4:00:55 AM |
| C_Mark | $125.00 | 5/7/2011 6:45:20 AM |
| Techne_Funds_LLC | $25.00 | 5/7/2011 7:39:18 AM |
| Onlyhappycustomers | $25.00 | 5/7/2011 8:40:14 AM |
| Travis247 | $100.00 | 5/7/2011 8:47:21 AM |
| silver-boots | $25.00 | 5/7/2011 6:59:30 AM |
| marwadi-62 | $300.00 | 5/7/2011 9:11:58 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 9:55:47 AM |
| balanced-agreement0 | $25.00 | 5/7/2011 9:50:28 AM |
| Barky52 | $25.00 | 5/7/2011 8:29:29 AM |
| balance-force | $28.00 | 5/7/2011 9:34:47 AM |
| P2P4me | $100.00 | 5/7/2011 11:38:48 AM |
| reflective-deal8 | $200.00 | 5/7/2011 10:24:18 AM |
| Aridus | $35.00 | 5/7/2011 12:24:55 PM |
| janeybooboo | $200.00 | 5/7/2011 1:20:36 PM |
| penny-candy | $25.00 | 5/7/2011 1:30:48 PM |
| HairyCoo | $25.00 | 5/7/2011 11:49:36 AM |
| mddahlheim | $25.00 | 5/7/2011 2:41:11 PM |
| goodhearted-basis4 | $25.00 | 5/7/2011 2:43:43 PM |
| one-midas | $50.00 | 5/7/2011 3:09:32 PM |
| interstellar | $75.00 | 5/7/2011 3:14:03 PM |
| neutrino6 | $25.00 | 5/7/2011 3:44:10 PM |
| rutzebach | $54.22 | 5/7/2011 5:29:59 PM |
| joshua18 | $25.00 | 5/7/2011 6:25:44 PM |
| Whitewater_Loans | $25.00 | 5/7/2011 2:19:38 PM |
| vigilance-web | $65.28 | 5/7/2011 2:40:08 PM |
| fair_rates | $25.00 | 5/7/2011 6:38:53 PM |
| attractive-rate | $25.00 | 5/7/2011 3:21:08 PM |
| Christophe | $25.00 | 5/7/2011 8:20:16 PM |
| marketplace-saxaphone0 | $300.00 | 5/7/2011 8:38:47 PM |
| profitable-money | $25.00 | 5/7/2011 11:27:04 PM |
| keppim | $25.00 | 5/8/2011 12:00:23 AM |
| money-surge1 | $75.00 | 5/7/2011 6:22:17 PM |
| floridahelper | $50.00 | 5/7/2011 6:34:53 PM |
| Lefty_the_Lender | $25.00 | 5/7/2011 6:42:54 PM |
| GoldenGo4 | $100.00 | 5/7/2011 8:05:24 PM |
| spiff666 | $26.66 | 5/8/2011 8:07:03 AM |
| FoosMaster | $35.28 | 5/8/2011 6:17:37 AM |
| NiceNate | $100.00 | 5/8/2011 10:07:19 AM |
| Pickmar | $25.00 | 5/8/2011 8:22:09 AM |
| auction-elvis | $25.00 | 5/8/2011 11:55:54 AM |
| indomitable-coin | $25.00 | 5/4/2011 8:24:53 PM |
| scrappy-bonus2 | $25.00 | 5/5/2011 2:23:06 AM |
| reflective-rupee | $25.00 | 5/5/2011 5:07:02 AM |
| the-enthralling-coin | $25.00 | 5/5/2011 3:34:46 PM |
| rcj1411 | $100.00 | 5/5/2011 7:32:15 PM |
| astute-fairness0 | $25.00 | 5/6/2011 6:36:06 PM |
| hookUup | $31.40 | 5/7/2011 12:27:49 AM |
| intrepid-credit5 | $50.00 | 5/6/2011 10:46:47 PM |
| Oak-Parker | $25.00 | 5/6/2011 11:18:35 PM |
| Bank42 | $72.03 | 5/7/2011 4:44:45 AM |
| wealth-renaissance5 | $25.00 | 5/7/2011 2:23:03 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 5:01:04 AM |
| RandyL3 | $25.00 | 5/7/2011 5:35:27 AM |
| FundMaker | $25.00 | 5/7/2011 6:30:24 AM |
| vutah | $25.00 | 5/7/2011 6:39:22 AM |
| dynrep | $50.00 | 5/7/2011 7:09:47 AM |
| vigilance-searcher | $25.00 | 5/7/2011 7:18:27 AM |
| a-finance-nirvana | $25.00 | 5/7/2011 9:55:51 AM |
| mad-scientist0 | $25.00 | 5/7/2011 7:41:43 AM |
| SolarMoonshine | $25.00 | 5/7/2011 10:29:36 AM |
| festeringsnot | $33.00 | 5/7/2011 8:40:07 AM |
| Leopoldine | $25.00 | 5/7/2011 11:06:22 AM |
| credit-birch | $40.00 | 5/7/2011 11:14:35 AM |
| Lender0010 | $25.00 | 5/7/2011 11:10:44 AM |
| lively-nickel2 | $75.00 | 5/7/2011 11:20:54 AM |
| DasMula | $27.00 | 5/7/2011 12:27:10 PM |
| oxnard | $100.00 | 5/7/2011 12:15:10 PM |
| yf99yz | $25.00 | 5/7/2011 2:24:22 PM |
| Peacepower | $25.00 | 5/7/2011 3:53:24 PM |
| impeccable-duty7 | $50.00 | 5/7/2011 5:08:33 PM |
| aztocas | $50.00 | 5/7/2011 1:45:15 PM |
| Dubbs360 | $100.00 | 5/7/2011 6:05:16 PM |
| ryan6853 | $25.00 | 5/7/2011 2:31:22 PM |
| FJerry | $69.32 | 5/7/2011 7:47:00 PM |
| calimanusa | $50.06 | 5/7/2011 7:57:20 PM |
| treasure-expert | $25.00 | 5/7/2011 7:58:40 PM |
| nykidd | $50.00 | 5/7/2011 8:21:01 PM |
| BGILlender | $50.00 | 5/7/2011 8:33:45 PM |
| goodcents | $25.00 | 5/7/2011 8:34:59 PM |
| triumphant-bonus | $25.00 | 5/7/2011 8:36:51 PM |
| Stingray8a | $25.00 | 5/7/2011 8:56:40 PM |
| dough-hammock | $50.00 | 5/7/2011 5:32:21 PM |
| natural-greenback6 | $25.00 | 5/7/2011 5:54:43 PM |
| important-ore | $120.00 | 5/7/2011 6:38:07 PM |
| quantum_leap | $34.68 | 5/7/2011 6:49:23 PM |
| mojii77 | $30.00 | 5/7/2011 7:01:02 PM |
| currency-persimmon | $50.00 | 5/7/2011 7:15:46 PM |
| debtcollector | $100.00 | 5/7/2011 7:31:18 PM |
| luvlending | $25.00 | 5/7/2011 7:48:38 PM |
| Christophe | $25.00 | 5/7/2011 8:13:16 PM |
| icon7 | $50.00 | 5/8/2011 7:46:39 AM |
| the-auction-bear | $25.00 | 5/8/2011 12:03:47 PM |
| interest-fertilizer3 | $30.00 | 5/8/2011 10:46:41 AM |
| newest-funds-powerplant | $25.00 | 5/8/2011 12:37:06 PM |
| UncleSafety | $112.87 | 5/8/2011 1:29:36 PM |
| ReddInc | $117.51 | 5/8/2011 1:36:59 PM |
| 117 Investments
|
Borrower Payment Dependent Notes Series
503924
This series of Notes was issued and sold upon the funding of the borrower loan #49224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $227.19 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.38% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $202,286 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| elegant-compassion9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Purpose of loan:
This loan will be used for home improvements. Specifically, painting the outside of my house and rebuilding the back deck.
My financial situation:
I am a good candidate for this loan because I have an excellent credit history, secure job that pays very well, good bonus every year (~20-30% of base salary) and am financially responsible. I have no dependents either.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 4/25/2011 5:21:40 PM |
| organized-payment6 | $50.00 | 4/25/2011 5:26:19 PM |
| fair-rate | $25.00 | 4/25/2011 7:23:15 PM |
| samo102us | $25.00 | 4/25/2011 7:39:11 PM |
| ahalls | $25.00 | 4/25/2011 7:38:06 PM |
| SimpleChoice | $25.00 | 4/25/2011 7:49:58 PM |
| wanna-help | $25.00 | 4/25/2011 8:36:11 PM |
| lloyd_s | $29.22 | 4/26/2011 7:44:47 AM |
| Mad_Scientist | $25.00 | 4/27/2011 8:10:34 AM |
| ti22ring | $25.00 | 4/28/2011 11:07:51 AM |
| a-finance-nirvana | $25.00 | 4/30/2011 5:01:22 AM |
| Moneypenny6 | $25.00 | 4/30/2011 7:37:24 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:21 AM |
| leverage-gravitas | $25.00 | 5/1/2011 11:03:36 AM |
| BxRealtor | $25.00 | 5/1/2011 4:41:30 PM |
| CPA-Banker | $29.33 | 5/2/2011 10:06:18 AM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:19 PM |
| MasterJin | $25.00 | 5/2/2011 5:41:36 PM |
| radforj22 | $25.00 | 5/2/2011 5:42:22 PM |
| opus08 | $25.00 | 5/3/2011 8:00:26 AM |
| RandyL3 | $25.00 | 5/3/2011 8:05:00 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:09 AM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:05:51 PM |
| johnZ222 | $40.00 | 5/3/2011 12:17:12 PM |
| g314 | $30.00 | 5/3/2011 9:04:53 PM |
| top-epic-community | $50.00 | 5/3/2011 9:31:32 PM |
| TSC | $50.00 | 5/3/2011 9:31:48 PM |
| AFairDeal | $50.00 | 5/4/2011 9:26:06 AM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:34:56 AM |
| miked8303 | $25.00 | 5/4/2011 9:31:30 AM |
| unrivaled-silver | $50.00 | 5/4/2011 5:29:46 PM |
| auction-turtle0 | $25.00 | 5/4/2011 5:41:05 PM |
| 108lender | $39.79 | 5/5/2011 1:33:21 AM |
| careful-note | $100.00 | 5/5/2011 3:24:22 AM |
| wwwUniversal | $25.00 | 5/5/2011 10:06:30 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:55:04 AM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:34 PM |
| worthy-bid8 | $50.00 | 5/6/2011 6:11:14 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:57:58 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:30 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:52:02 AM |
| bigphish | $50.00 | 5/6/2011 11:29:27 AM |
| patriot897 | $25.00 | 5/6/2011 3:41:17 PM |
| vutah | $25.00 | 5/6/2011 4:05:55 PM |
| Tech-Entrepreneur | $25.00 | 5/6/2011 5:22:04 PM |
| felicity-maximizer | $25.00 | 5/6/2011 5:22:31 PM |
| Kame | $25.00 | 5/6/2011 5:40:17 PM |
| gilbrear | $25.00 | 5/6/2011 5:40:45 PM |
| circuitfive | $25.00 | 5/6/2011 6:45:33 PM |
| godfather4u | $50.00 | 5/6/2011 6:46:50 PM |
| DrStaff | $26.55 | 5/7/2011 1:58:42 AM |
| MarinLoans | $25.00 | 5/7/2011 7:14:34 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:09:46 AM |
| productive-finance | $30.00 | 5/7/2011 11:09:18 AM |
| interstellar | $75.00 | 5/7/2011 1:25:00 PM |
| shawndw | $35.00 | 5/7/2011 12:09:16 PM |
| nestegg4e | $25.00 | 5/7/2011 5:29:21 PM |
| reflective-dollar8 | $50.00 | 5/8/2011 6:24:10 AM |
| peripatetic | $25.00 | 5/8/2011 6:54:25 AM |
| herman7 | $25.00 | 5/8/2011 6:51:35 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:13 AM |
| deal-viking4 | $50.00 | 5/8/2011 12:23:31 PM |
| kulender | $50.00 | 5/8/2011 12:33:59 PM |
| numero-uno4 | $50.00 | 5/8/2011 12:14:26 PM |
| dpjd | $50.00 | 5/8/2011 1:17:01 PM |
| UncleSafety | $100.00 | 5/8/2011 1:25:27 PM |
| pvconn | $50.00 | 5/8/2011 12:22:54 PM |
| cash-tent | $30.00 | 5/8/2011 1:49:47 PM |
| Dandanrad | $32.79 | 5/8/2011 2:27:18 PM |
| affluence-birdie7 | $250.00 | 5/8/2011 4:07:06 PM |
| comet55 | $25.00 | 5/8/2011 4:39:04 PM |
| integrity-trumpet | $100.00 | 5/8/2011 4:54:30 PM |
| credit-sunshine | $35.00 | 5/8/2011 5:13:27 PM |
| theyfixedtheglitch | $50.00 | 5/8/2011 6:49:05 PM |
| soroxy | $25.00 | 5/8/2011 7:50:12 PM |
| visionary-fund | $100.00 | 5/8/2011 7:05:43 PM |
| diversification-wildcat2 | $25.00 | 5/8/2011 9:22:52 PM |
| LendGuy | $50.00 | 5/8/2011 5:04:05 PM |
| Nerdster1 | $25.09 | 5/9/2011 4:18:00 AM |
| BabiesMillion | $115.39 | 5/8/2011 6:23:27 PM |
| OmahaGuy | $100.00 | 5/9/2011 4:22:47 AM |
| top-rate-infusion | $100.00 | 5/9/2011 6:47:04 AM |
| Gobsek | $25.00 | 5/8/2011 7:57:54 PM |
| kinetic-yield4 | $25.00 | 5/8/2011 8:25:04 PM |
| jwitchel | $50.00 | 5/8/2011 9:48:26 PM |
| DesiKuber | $40.13 | 5/8/2011 11:54:43 PM |
| Zolton | $100.00 | 4/25/2011 5:26:49 PM |
| lounges | $30.88 | 4/25/2011 6:03:27 PM |
| MikeB918 | $25.00 | 4/25/2011 6:58:21 PM |
| colorfulgardener | $25.00 | 4/26/2011 6:23:33 PM |
| soular21804 | $25.00 | 4/27/2011 8:54:05 AM |
| sentimental-silver7 | $50.00 | 4/27/2011 11:28:47 AM |
| llequire1 | $86.66 | 4/28/2011 9:34:55 AM |
| nickel-position | $25.00 | 4/28/2011 1:42:42 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:22 PM |
| enthralling-deal180 | $50.00 | 4/28/2011 6:00:55 PM |
| jasonrun | $25.00 | 4/29/2011 8:28:50 AM |
| worldly-community3 | $50.00 | 4/30/2011 4:38:39 AM |
| elasermd | $50.00 | 4/30/2011 3:05:52 PM |
| bountiful-durability | $50.00 | 5/1/2011 12:21:38 PM |
| systemlender | $50.00 | 5/1/2011 12:56:02 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:48 PM |
| Leopoldine | $25.00 | 5/1/2011 9:11:29 PM |
| brginhuntr | $71.67 | 5/2/2011 3:55:53 PM |
| scrappy-bonus2 | $25.00 | 5/3/2011 3:33:37 AM |
| Supernick | $50.00 | 5/3/2011 6:48:18 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:17:28 AM |
| PThor | $25.00 | 5/3/2011 1:54:45 PM |
| mtp | $50.00 | 5/4/2011 9:31:35 AM |
| astute-benjamins | $25.00 | 5/4/2011 2:39:35 PM |
| triumphant-point5 | $50.00 | 5/4/2011 4:45:06 PM |
| socal-lender | $25.00 | 5/4/2011 5:25:37 PM |
| exciting-fairness8 | $50.00 | 5/4/2011 5:40:22 PM |
| Weaverville | $25.00 | 5/4/2011 5:29:18 PM |
| Bio-physicist | $25.00 | 5/5/2011 1:46:31 AM |
| silver-fuse | $30.00 | 5/5/2011 9:56:01 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:41:02 AM |
| nimble-penny1 | $50.00 | 5/5/2011 4:45:31 PM |
| PPLIN810 | $25.22 | 5/5/2011 4:43:24 PM |
| yield-visionary4 | $50.00 | 5/5/2011 4:45:35 PM |
| gjm6d | $25.00 | 5/5/2011 6:06:28 PM |
| momentous-coin | $75.00 | 5/5/2011 10:41:06 PM |
| Artist_Blue | $25.00 | 5/6/2011 1:28:46 AM |
| don8ter | $25.00 | 5/6/2011 2:12:06 AM |
| klin | $50.00 | 5/6/2011 10:28:09 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:37 AM |
| boater01 | $50.00 | 5/6/2011 12:20:02 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:45 PM |
| OzGuy609 | $25.00 | 5/6/2011 3:41:21 PM |
| chungfang | $50.00 | 5/6/2011 3:49:50 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:34:35 PM |
| blue-lucrative-rate | $25.00 | 5/6/2011 5:23:05 PM |
| j2ee | $25.00 | 5/6/2011 6:19:27 PM |
| gogene2002 | $25.00 | 5/6/2011 8:04:26 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:16 PM |
| RJN | $25.00 | 5/6/2011 9:10:41 PM |
| agreement-network | $50.00 | 5/6/2011 10:49:28 PM |
| DonaldColorado | $25.00 | 5/7/2011 3:08:27 AM |
| rce1964 | $25.00 | 5/7/2011 2:56:11 AM |
| fearless-auction7 | $25.00 | 5/7/2011 8:09:17 AM |
| lukeskywalkerkp | $25.00 | 5/7/2011 10:36:46 AM |
| bankofsam | $25.00 | 5/7/2011 10:24:42 AM |
| triumphant-community | $50.00 | 5/7/2011 1:19:17 PM |
| lending_well | $25.00 | 5/7/2011 12:40:00 PM |
| Mr_Marcus | $50.00 | 5/7/2011 6:09:50 PM |
| Eagledrop | $25.00 | 5/7/2011 5:24:58 PM |
| skillful-finance | $25.00 | 5/7/2011 7:30:04 PM |
| happyinvallarta | $50.00 | 5/8/2011 5:55:30 AM |
| toblerone | $50.00 | 5/8/2011 8:49:09 AM |
| ryreesado | $25.00 | 5/8/2011 8:10:16 AM |
| PRGuyinVA | $50.00 | 5/8/2011 9:14:13 AM |
| GrommetPosse | $50.00 | 5/8/2011 12:16:57 PM |
| ManhattanLender | $25.00 | 5/8/2011 12:24:20 PM |
| auction-elvis | $25.00 | 5/8/2011 11:44:44 AM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:29 PM |
| 6moonbeams | $50.00 | 5/8/2011 12:19:19 PM |
| balanced-rupee | $50.00 | 5/8/2011 1:30:11 PM |
| gracej | $25.00 | 5/8/2011 2:39:06 PM |
| credit-investor5 | $50.00 | 5/8/2011 4:24:11 PM |
| interact | $25.00 | 5/8/2011 5:23:51 PM |
| mizon291 | $50.00 | 5/8/2011 1:54:12 PM |
| randsenterprise | $25.00 | 5/8/2011 7:58:07 PM |
| kushka | $25.00 | 5/8/2011 10:43:18 PM |
| top-rate-infusion | $2.28 | 5/9/2011 6:47:17 AM |
| gogrannygo | $30.00 | 5/9/2011 6:19:43 AM |
| dime-smasher5 | $25.00 | 5/8/2011 8:19:48 PM |
| skuba | $50.00 | 5/8/2011 10:49:53 PM |
| Snoopylover | $25.00 | 5/9/2011 6:09:03 AM |
| mob205 | $50.00 | 5/9/2011 6:22:12 AM |
| 169 Investments
|
Borrower Payment Dependent Notes Series
504486
This series of Notes was issued and sold upon the funding of the borrower loan #49233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| Apr-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $344.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,801 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| fund-course |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan to extinguish debt
Purpose of loan:
This loan will be used to pay off the credit card debt I accumulated during law school.
My financial situation:
I am a good candidate for this loan because I've had a stable, well-paying job as an attorney in Washington, DC for three & a half years. I have not increased my credit card debt since I started working, but I've been unable to get rid of it. It's time stop paying interest to the credit card company and extinguish this debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DukSerduk | $25.00 | 4/29/2011 5:06:01 PM |
| MARWARISETH | $25.00 | 4/29/2011 5:06:14 PM |
| blooming-market | $25.00 | 4/29/2011 5:06:34 PM |
| ore-genius2 | $100.00 | 4/29/2011 5:08:24 PM |
| bvzm | $50.00 | 4/29/2011 5:08:34 PM |
| AmericanCredit | $25.00 | 4/29/2011 5:09:26 PM |
| Leopoldine | $25.00 | 4/29/2011 5:11:52 PM |
| meux99 | $25.00 | 4/29/2011 5:06:32 PM |
| minista | $25.00 | 4/29/2011 5:09:01 PM |
| balanced-rupee | $50.00 | 4/29/2011 5:10:29 PM |
| fcrick | $25.00 | 4/29/2011 5:06:36 PM |
| unrivaled-silver | $50.00 | 4/29/2011 5:10:16 PM |
| restless-balance9 | $50.00 | 4/30/2011 6:12:58 AM |
| vutah | $25.00 | 4/30/2011 10:30:43 AM |
| elasermd | $50.00 | 4/30/2011 3:06:23 PM |
| Kerrysbay | $50.00 | 5/2/2011 12:48:22 AM |
| _wally_ | $50.00 | 5/2/2011 12:33:24 PM |
| unclejaef | $25.00 | 5/2/2011 3:25:56 PM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:33 PM |
| Avala | $50.00 | 5/2/2011 6:19:52 PM |
| rmachi | $25.00 | 5/3/2011 2:36:21 AM |
| ingenious-order783 | $25.00 | 5/3/2011 5:33:32 AM |
| secureincome | $1,000.00 | 5/3/2011 8:31:10 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:41:35 AM |
| PThor | $25.00 | 5/3/2011 1:55:09 PM |
| currency-persimmon | $80.00 | 5/4/2011 6:12:08 AM |
| octoberfresh | $25.00 | 5/4/2011 10:30:53 AM |
| nex | $25.00 | 5/4/2011 11:21:02 AM |
| antlr | $50.00 | 5/4/2011 6:05:09 PM |
| ingenious-truth0 | $50.00 | 5/4/2011 6:05:27 PM |
| FlexFunding | $50.00 | 5/4/2011 6:05:03 PM |
| 108lender | $100.00 | 5/5/2011 4:44:53 PM |
| SJM10011a | $25.00 | 5/5/2011 7:35:35 PM |
| p2ploan-sensation211 | $25.00 | 5/5/2011 5:58:16 PM |
| asset-beeper8 | $50.00 | 5/6/2011 9:17:01 AM |
| aznatama | $50.00 | 5/6/2011 10:28:27 AM |
| degster | $25.00 | 5/6/2011 10:29:38 AM |
| basis-wizard8 | $50.00 | 5/6/2011 10:31:02 AM |
| magnetic-vigilance3 | $100.00 | 5/6/2011 10:30:07 AM |
| wealth-tulip4 | $50.00 | 5/6/2011 12:49:38 PM |
| Interstate_Rate | $50.00 | 5/6/2011 3:45:10 PM |
| subtle-revenue0 | $25.00 | 5/6/2011 3:46:06 PM |
| investment-comet | $25.00 | 5/6/2011 5:24:26 PM |
| astute-fairness0 | $25.00 | 5/6/2011 6:31:30 PM |
| aasx1108 | $25.00 | 5/7/2011 8:34:25 AM |
| reflective-rupee | $300.01 | 5/7/2011 8:57:42 AM |
| balance-force | $27.00 | 5/7/2011 9:28:06 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 9:58:37 AM |
| RankPaid | $50.00 | 5/7/2011 9:57:00 AM |
| keichi03 | $50.00 | 5/7/2011 10:02:11 AM |
| DreDub | $40.00 | 5/7/2011 10:15:05 AM |
| crw1950 | $50.00 | 5/7/2011 10:32:22 AM |
| festeringsnot | $33.00 | 5/7/2011 8:39:28 AM |
| logical-reward8 | $25.00 | 5/7/2011 10:59:50 AM |
| Mad_Scientist | $40.00 | 5/7/2011 11:03:06 AM |
| hopeful-truth5 | $100.00 | 5/7/2011 9:04:40 AM |
| accelerator1 | $25.00 | 5/7/2011 9:05:28 AM |
| crmoir | $26.19 | 5/7/2011 11:58:40 AM |
| systematic-dollar9 | $25.00 | 5/7/2011 10:49:20 AM |
| hookUup | $31.40 | 5/7/2011 12:30:09 PM |
| Whitewater_Loans | $50.00 | 5/7/2011 1:45:30 PM |
| toby1409 | $104.00 | 5/7/2011 2:28:55 PM |
| dontletmoneyfoolya | $25.00 | 5/7/2011 2:09:47 PM |
| gothampark | $25.00 | 5/7/2011 2:42:10 PM |
| novice-speculator | $25.00 | 5/7/2011 3:09:16 PM |
| neutrino6 | $25.05 | 5/7/2011 3:47:22 PM |
| repayment-pudding | $25.00 | 5/7/2011 4:12:38 PM |
| squadron781 | $25.00 | 5/7/2011 2:53:32 PM |
| nicklds | $50.00 | 5/7/2011 10:29:51 PM |
| snowman34 | $25.00 | 5/7/2011 7:05:06 PM |
| Spiv_51 | $25.00 | 5/8/2011 8:21:57 AM |
| auction-elvis | $25.00 | 5/8/2011 11:32:17 AM |
| credit-investor5 | $50.00 | 5/8/2011 4:19:06 PM |
| reward-cosmos | $25.00 | 5/8/2011 4:47:01 PM |
| circustab | $50.00 | 5/8/2011 6:24:57 PM |
| authentic-money5 | $25.00 | 5/8/2011 5:42:22 PM |
| myduck | $80.00 | 5/8/2011 8:05:05 PM |
| bikermouse | $50.00 | 5/8/2011 9:14:39 PM |
| skillful-trade7 | $25.00 | 5/8/2011 5:38:23 PM |
| cerebral-dollar773 | $500.00 | 5/9/2011 6:43:01 AM |
| diversification-wildcat2 | $25.00 | 5/8/2011 9:24:12 PM |
| OmahaGuy | $100.00 | 5/9/2011 4:33:41 AM |
| dtrain5 | $25.00 | 4/29/2011 5:06:31 PM |
| useful-currency | $25.00 | 4/29/2011 5:06:37 PM |
| nosualcneas | $25.00 | 4/29/2011 5:08:28 PM |
| serene-truth2 | $50.00 | 4/29/2011 5:08:36 PM |
| smart-kindness8 | $100.00 | 4/29/2011 5:09:04 PM |
| Carpetkid | $50.00 | 4/29/2011 5:09:30 PM |
| MrDavid | $50.00 | 4/29/2011 5:06:35 PM |
| indomitable-coin | $50.00 | 4/29/2011 5:06:41 PM |
| kenji4861 | $25.00 | 4/29/2011 5:08:32 PM |
| MasterJin | $25.00 | 4/29/2011 5:06:33 PM |
| a-responsible-return | $50.00 | 4/29/2011 5:11:02 PM |
| availableloan | $25.00 | 4/29/2011 5:06:39 PM |
| worthy-bid8 | $100.00 | 4/29/2011 5:07:03 PM |
| inspired-investment8 | $100.00 | 4/29/2011 5:09:06 PM |
| the-enthralling-coin | $50.00 | 4/29/2011 5:09:33 PM |
| reflective-rupee | $200.00 | 4/29/2011 7:47:47 PM |
| axl163 | $25.00 | 4/29/2011 8:36:30 PM |
| macgeek | $100.00 | 4/29/2011 10:14:26 PM |
| kyomoon | $50.00 | 4/30/2011 3:27:07 AM |
| get30inc | $34.17 | 4/30/2011 3:40:58 AM |
| MONEYLENDER101 | $64.30 | 4/30/2011 3:18:29 AM |
| samo102us | $25.00 | 4/30/2011 4:06:26 AM |
| TomKacz | $100.00 | 4/30/2011 7:24:43 AM |
| tomdooley12520 | $25.00 | 4/30/2011 9:10:08 AM |
| lukeskywalkerkp | $25.00 | 4/30/2011 11:09:13 AM |
| life-is-great | $25.00 | 5/1/2011 6:41:46 AM |
| penny-finder | $30.00 | 5/1/2011 3:33:20 PM |
| lloyd_s | $25.00 | 5/1/2011 3:12:24 PM |
| cablenews | $50.00 | 5/1/2011 4:48:23 PM |
| MiniBank998 | $25.00 | 5/2/2011 1:36:56 AM |
| golden-market2 | $250.00 | 5/2/2011 12:45:16 PM |
| nuclearmoose | $50.00 | 5/2/2011 9:40:49 PM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 9:36:12 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:18:40 AM |
| radforj22 | $25.00 | 5/3/2011 1:40:49 PM |
| listing-pear6 | $100.01 | 5/3/2011 1:44:56 PM |
| designer_10 | $25.00 | 5/3/2011 7:19:33 PM |
| blot44 | $50.00 | 5/3/2011 8:14:39 PM |
| g314 | $30.00 | 5/3/2011 9:05:24 PM |
| kulender | $50.00 | 5/4/2011 6:29:07 AM |
| cmg891 | $50.00 | 5/4/2011 9:39:21 AM |
| elbastador | $25.00 | 5/4/2011 2:24:14 PM |
| knowledgeable-payment7 | $25.00 | 5/4/2011 7:01:55 PM |
| bold-sensible-basis | $25.00 | 5/5/2011 5:27:31 AM |
| velocity-solo | $25.00 | 5/5/2011 5:21:57 PM |
| penny-candy | $25.00 | 5/5/2011 7:47:00 PM |
| compoundinterest | $50.00 | 5/6/2011 5:24:02 AM |
| heavenly-interest9 | $100.00 | 5/6/2011 9:31:26 AM |
| unrivaled-income5 | $100.00 | 5/6/2011 9:31:55 AM |
| Weaverville | $25.00 | 5/6/2011 9:52:45 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:43 AM |
| ytjameslee | $45.59 | 5/6/2011 10:31:25 AM |
| diversification-surge | $200.00 | 5/6/2011 11:09:53 AM |
| damage | $25.00 | 5/6/2011 10:24:41 AM |
| tender-integrity3 | $100.00 | 5/6/2011 12:59:31 PM |
| 1phantom | $25.00 | 5/6/2011 1:35:07 PM |
| friendinmoney | $25.00 | 5/6/2011 4:12:17 PM |
| j2ee | $25.00 | 5/6/2011 6:19:37 PM |
| C_Mark | $250.00 | 5/7/2011 6:52:33 AM |
| Travis247 | $50.00 | 5/7/2011 8:43:55 AM |
| capital-blueberry | $25.00 | 5/7/2011 10:19:22 AM |
| SolarMoonshine | $500.00 | 5/7/2011 10:35:12 AM |
| Lender0010 | $50.00 | 5/7/2011 10:45:52 AM |
| napmanger | $50.00 | 5/7/2011 10:44:28 AM |
| Leopoldine | $25.00 | 5/7/2011 11:03:58 AM |
| Bailador | $50.00 | 5/7/2011 11:06:09 AM |
| marwadi-62 | $300.00 | 5/7/2011 9:16:58 AM |
| Danylostefan | $25.00 | 5/7/2011 9:51:59 AM |
| red-favorable-basis | $25.00 | 5/7/2011 11:34:42 AM |
| sk10023 | $25.00 | 5/7/2011 11:56:48 AM |
| j8at | $50.00 | 5/7/2011 11:54:32 AM |
| YellowJacket | $25.00 | 5/7/2011 10:20:14 AM |
| jc33148 | $206.97 | 5/7/2011 10:55:10 AM |
| janeybooboo | $200.00 | 5/7/2011 1:25:28 PM |
| Dubbs360 | $100.00 | 5/7/2011 1:39:39 PM |
| Whitewater_Loans | $50.00 | 5/7/2011 2:18:36 PM |
| oxnard | $100.00 | 5/7/2011 12:19:33 PM |
| investment-artist | $25.00 | 5/7/2011 4:12:18 PM |
| jazz619 | $25.00 | 5/7/2011 4:49:11 PM |
| zero2056 | $100.00 | 5/7/2011 4:45:27 PM |
| lawyervon | $25.00 | 5/7/2011 4:49:03 PM |
| Reddy_Capital | $25.00 | 5/7/2011 4:10:58 PM |
| Pickmar | $25.00 | 5/8/2011 8:26:19 AM |
| interest-fertilizer3 | $50.00 | 5/8/2011 10:51:27 AM |
| listing-meridian | $25.00 | 5/8/2011 1:24:36 PM |
| thankful-nickel2 | $50.00 | 5/8/2011 4:03:29 PM |
| cash-queen | $38.76 | 5/8/2011 9:02:43 PM |
| jwitchel | $50.00 | 5/8/2011 9:49:23 PM |
| unrivaled-income5 | $100.00 | 5/9/2011 5:04:04 AM |
| Snoopylover | $25.00 | 5/9/2011 6:14:17 AM |
| JKEnterprises | $25.00 | 5/8/2011 6:59:08 PM |
| coin-architect | $25.00 | 5/9/2011 6:39:20 AM |
| Cover4 | $25.00 | 5/9/2011 7:49:26 AM |
| revenue-appraiser | $25.00 | 5/9/2011 8:40:37 AM |
| dough-hammock | $25.00 | 5/9/2011 9:11:26 AM |
| dough-hammock | $13.55 | 5/9/2011 9:13:41 AM |
| 178 Investments
|
Borrower Payment Dependent Notes Series
504816
This series of Notes was issued and sold upon the funding of the borrower loan #49239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 77% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 4y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,286 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| C_M |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
520-539
(Mar-2008)
520-539
(Feb-2007)
|
|
Principal balance:
| $803.03 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Making 1 lower payment to save $$$
I am applying for this loan to pay off all our credit cards and fix the transmission on our Trailblazer. I received a loan last July and have been paying on time every time. We now want to pay off all our credit cards and have 1 smaller payment. This loan would save us about $200 a month in payments and fix one of our vehicles making it a lot easier on our work schedules.
Currently we bring in $4,100 a month
Our expenses:
Mortgage: $1,400.00
Car payments: $750.00
Car Insurance: $160.00
TV/Internet/Cell Phones: $180.00
Credit Card Payments: $600.00
Gas (Estimated Month): $400.00
Utilities: $180.00
Food/Entertainment: $250.00
Current Prosper loan: $38.00
With the extra money we plan on putting half in savings and the other half towards the cars to pay them off faster. After we pay off this loan and our credit cards, we plan on putting most of the money going toward those to the house to pay off that.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-baron-roth-IRA | $100.00 | 5/2/2011 5:13:10 PM |
| suave-dime6 | $25.00 | 5/2/2011 6:17:14 PM |
| worldly-money4 | $100.00 | 5/3/2011 5:21:47 AM |
| reflective-rupee | $250.00 | 5/3/2011 9:45:50 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:53 PM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:58:54 PM |
| loanman2007 | $175.00 | 5/5/2011 12:18:01 PM |
| Bill88 | $30.77 | 5/6/2011 8:23:32 AM |
| InChicago | $100.00 | 5/6/2011 8:10:21 PM |
| sfmf | $25.00 | 5/8/2011 12:00:23 PM |
| openness-confidant | $100.00 | 5/8/2011 12:06:09 PM |
| houli123 | $100.00 | 5/8/2011 12:26:30 PM |
| janeybooboo | $98.00 | 5/8/2011 12:31:50 PM |
| jmichael23 | $50.00 | 5/8/2011 12:49:14 PM |
| simeonthewhale | $25.00 | 5/8/2011 1:43:38 PM |
| reflective-rupee | $200.01 | 5/8/2011 1:55:07 PM |
| fairness-atmosphere | $25.00 | 5/8/2011 2:09:08 PM |
| novice-speculator | $25.00 | 5/8/2011 2:49:33 PM |
| aztec | $50.00 | 5/8/2011 3:22:56 PM |
| GrowTK | $25.00 | 5/8/2011 3:50:31 PM |
| Eric_Gagne | $25.00 | 5/8/2011 12:52:29 PM |
| first-serene-credit | $25.00 | 5/8/2011 4:05:29 PM |
| CA-Lender | $25.05 | 5/8/2011 1:18:08 PM |
| bold-engrossing-principal | $30.00 | 5/8/2011 1:23:16 PM |
| dudebrah | $25.00 | 5/8/2011 4:41:53 PM |
| Christophe | $25.00 | 5/8/2011 5:34:19 PM |
| handy-justice | $200.00 | 5/8/2011 2:35:11 PM |
| secureincome | $500.00 | 5/8/2011 5:27:50 PM |
| riveting-credit5 | $200.00 | 5/9/2011 6:34:42 AM |
| worth-blanket2 | $3,079.17 | 5/9/2011 10:55:20 AM |
| economy-coup | $30.00 | 5/2/2011 5:10:20 PM |
| the-enthralling-coin | $25.00 | 5/2/2011 5:13:35 PM |
| lendstats_com | $500.00 | 5/3/2011 6:17:55 AM |
| 2grindstones | $25.00 | 5/3/2011 9:53:15 AM |
| bonus-demon | $50.00 | 5/3/2011 10:31:27 AM |
| JGuide | $26.00 | 5/4/2011 7:40:21 PM |
| dmb8183 | $50.00 | 5/5/2011 11:29:21 AM |
| moola-tulip1 | $25.00 | 5/6/2011 6:29:25 PM |
| yf99yz | $25.00 | 5/6/2011 10:54:33 PM |
| drcoop | $25.00 | 5/7/2011 2:05:38 AM |
| riveting-credit5 | $200.00 | 5/7/2011 9:55:35 PM |
| seadrg | $25.00 | 5/8/2011 10:30:52 AM |
| loan-master1 | $25.00 | 5/8/2011 11:52:07 AM |
| melodious-openness | $200.00 | 5/8/2011 12:22:08 PM |
| astute-investment5 | $25.00 | 5/8/2011 1:09:39 PM |
| navstox | $100.00 | 5/8/2011 1:22:24 PM |
| Zipcut | $25.00 | 5/8/2011 2:07:21 PM |
| West_End_Local | $30.00 | 5/8/2011 2:14:18 PM |
| DasMula | $27.00 | 5/8/2011 2:21:52 PM |
| well-mannered-income3 | $50.00 | 5/8/2011 2:30:42 PM |
| supersarah61 | $25.00 | 5/8/2011 2:47:57 PM |
| cash-architect | $25.00 | 5/8/2011 2:56:55 PM |
| investment-habanero8 | $100.00 | 5/8/2011 3:55:01 PM |
| symbiosis | $50.00 | 5/8/2011 12:57:14 PM |
| Christus_Victor | $25.00 | 5/8/2011 3:01:29 PM |
| dime-bigwig4 | $74.00 | 5/8/2011 4:55:53 PM |
| tolerant-dinero2 | $25.00 | 5/8/2011 6:07:10 PM |
| 57 Investments
|
Borrower Payment Dependent Notes Series
504924
This series of Notes was issued and sold upon the funding of the borrower loan #49159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $133.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 72% |
|
Credit score:
| 700-719 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,199 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| goodhearted-gain7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
|
|
Principal balance:
| $0.39 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Commuter Car for College
Purpose of loan:
This loan will be used to pay for a cheap car that I will use to commute to school.
My financial situation:
I am a good candidate for this loan because I have a steady job as a supervisor at my university and I just received a raise. I have never missed a payment and payed off my previous Prosper loan in full. My credit score is over 700, and I have one thousand dollars in my savings account that I can fall back on if I have to.
Monthly net income: $400
Monthly expenses: $250
Housing: $0
Insurance: $0
Car expenses: $140 [Payments on this loan]
Utilities: $0
Phone, cable, internet: $60
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-enthralling-coin | $25.00 | 5/3/2011 9:13:52 AM |
| economy-coup | $30.00 | 5/3/2011 9:12:13 AM |
| reflective-rupee | $25.00 | 5/3/2011 9:19:47 AM |
| competent-p2p | $40.00 | 5/3/2011 11:25:12 AM |
| bonus-demon | $50.00 | 5/3/2011 10:31:50 AM |
| SolarMoonshine | $25.00 | 5/3/2011 6:12:58 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:11 PM |
| kendigme | $25.00 | 5/5/2011 2:01:07 AM |
| I_want_to_help_you | $25.00 | 5/5/2011 8:19:40 AM |
| first-serene-credit | $25.00 | 5/5/2011 11:38:24 AM |
| 1stofthemonth | $25.00 | 5/5/2011 1:41:34 PM |
| DKSArt | $25.00 | 5/5/2011 1:35:47 PM |
| numero-uno4 | $100.00 | 5/5/2011 10:54:07 AM |
| upbeat-finance8 | $25.00 | 5/5/2011 7:58:37 PM |
| DirtyJack | $50.00 | 5/6/2011 7:56:54 AM |
| BlessedEveryDay | $25.00 | 5/6/2011 4:42:50 AM |
| Bill88 | $30.77 | 5/6/2011 8:34:27 AM |
| trade-goblin9 | $25.00 | 5/6/2011 10:01:00 AM |
| red-enthralling-justice | $47.77 | 5/6/2011 10:31:50 AM |
| trumpeter5 | $25.00 | 5/6/2011 1:01:41 PM |
| Rulea72 | $40.00 | 5/6/2011 11:03:01 AM |
| foxy-rate1 | $50.00 | 5/6/2011 11:23:21 AM |
| WindsorFunds | $32.32 | 5/6/2011 2:36:33 PM |
| janeybooboo | $100.00 | 5/6/2011 3:32:49 PM |
| Littlepeng | $25.00 | 5/6/2011 2:56:26 PM |
| StarshineXL | $350.00 | 5/7/2011 4:29:02 AM |
| marketplace-meridian | $25.00 | 5/7/2011 7:41:00 AM |
| oxnard | $50.00 | 5/7/2011 12:26:38 PM |
| dough-hammock | $25.00 | 5/7/2011 5:30:51 PM |
| newgroom422 | $25.00 | 5/8/2011 1:00:46 AM |
| Christophe | $25.00 | 5/7/2011 8:24:43 PM |
| topmonkey | $25.00 | 5/8/2011 7:00:58 AM |
| helping-out | $50.40 | 5/8/2011 7:13:36 AM |
| Mikale360 | $25.00 | 5/7/2011 11:43:34 PM |
| vine99 | $50.00 | 5/3/2011 9:08:11 AM |
| kind-charming-value | $300.00 | 5/3/2011 11:00:38 AM |
| optionscashflow | $25.00 | 5/3/2011 11:22:07 AM |
| credit-missile | $25.00 | 5/3/2011 12:08:24 PM |
| SecondChanceLendingSERV | $25.00 | 5/3/2011 6:37:20 PM |
| 2grindstones | $25.00 | 5/3/2011 7:45:26 PM |
| grammaspurse | $25.00 | 5/4/2011 8:45:25 AM |
| Moe87 | $25.00 | 5/4/2011 7:58:59 AM |
| 1stBankAndHal | $50.04 | 5/4/2011 9:18:51 AM |
| CoolPlexer | $25.00 | 5/4/2011 5:27:56 PM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:59:20 PM |
| merciful-listing1 | $25.00 | 5/5/2011 12:39:00 PM |
| unflappable-bonus3 | $50.00 | 5/5/2011 2:46:09 PM |
| javelin0 | $100.00 | 5/5/2011 4:46:12 PM |
| thankful-nickel2 | $25.00 | 5/5/2011 5:33:45 PM |
| careful-note1 | $25.00 | 5/6/2011 5:29:55 AM |
| clean-value5 | $30.00 | 5/6/2011 6:26:48 AM |
| sparkling-basis0 | $100.00 | 5/6/2011 6:58:24 AM |
| kindness-singularity | $25.00 | 5/6/2011 10:03:36 AM |
| terrific-p2ploan | $25.00 | 5/6/2011 10:28:01 AM |
| Bob450 | $25.00 | 5/6/2011 11:24:12 AM |
| RatRaceChamp | $30.46 | 5/6/2011 10:54:43 AM |
| SC2TX | $300.00 | 5/6/2011 11:52:22 AM |
| thorough-payout8 | $25.00 | 5/6/2011 4:19:09 PM |
| testguy | $107.34 | 5/6/2011 6:12:17 PM |
| shrewd-income | $25.00 | 5/7/2011 8:27:59 AM |
| platinum-admiral8 | $25.00 | 5/7/2011 7:05:14 AM |
| tomoe | $25.00 | 5/7/2011 11:53:08 AM |
| convergentthinker | $260.90 | 5/7/2011 10:54:43 PM |
| cbivitz | $75.00 | 5/8/2011 2:35:28 AM |
| pver21 | $50.00 | 5/8/2011 6:17:39 AM |
| amlu1988 | $25.00 | 5/7/2011 8:55:34 PM |
| 66 Investments
|
Borrower Payment Dependent Notes Series
505060
This series of Notes was issued and sold upon the funding of the borrower loan #49195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $95.46 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1973 |
Debt/Income ratio:
| 17% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 5 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 10m |
|
Amount delinquent:
| $13,733 |
Total credit lines:
| 32 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,642 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 7% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| grandma59 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Apr-2010)
660-679
(Nov-2009)
680-699
(Sep-2009)
640-659
(Jun-2008)
|
|
Principal balance:
| $770.57 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 19 | | |
Description
debt consolidation
Purpose of loan: pay off propsper loan and some credit cards
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i am working at the
same job for 16 years
Monthly net income: $3000
Monthly expenses: $
Housing: $600
Insurance: $300
Car expenses: $400
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $51.00 | 5/3/2011 5:10:03 PM |
| well-rounded-payout0 | $50.00 | 5/3/2011 5:07:51 PM |
| competent-p2p | $25.00 | 5/3/2011 7:38:27 PM |
| interloode | $75.00 | 5/4/2011 11:33:05 AM |
| bonus-demon | $50.00 | 5/4/2011 5:56:35 PM |
| diplomatic-wealth7 | $25.00 | 5/5/2011 7:24:04 AM |
| alliancecapital1 | $25.00 | 5/8/2011 9:26:09 AM |
| worth-blanket2 | $1,750.00 | 5/9/2011 11:09:16 AM |
| wealth-renaissance5 | $25.00 | 5/3/2011 5:06:08 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:36:08 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:45 PM |
| Bill88 | $30.77 | 5/6/2011 8:44:05 AM |
| newest-generous-income | $25.00 | 5/7/2011 12:58:04 AM |
| Evolver | $42.12 | 5/7/2011 1:57:44 AM |
| qsolo | $200.00 | 5/9/2011 9:43:50 AM |
| lender12345 | $51.11 | 5/9/2011 2:04:14 PM |
| FASTIZIO_P | $25.00 | 5/9/2011 12:24:15 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
505080
This series of Notes was issued and sold upon the funding of the borrower loan #49206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $188.55 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $82 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| abundant-investment9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(May-2010)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Remodeling
Purpose of loan:
Purchase new cabinets, vinyl siding and repair the living room floor.
My financial situation:
I have previously held a prosper loan and did not miss a payment. I am financially stable and I am trying to help my parents with their home so that they can sell it and move closer to me.
Monthly net income: $ 4400.00
Housing: $ 500.00
Insurance: $ 115.00
Car expenses: $ 550.00
Utilities: $ 100.00
Phone, cable, internet: $ 50.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 20.00
Credit cards and other loans: $ 0.00
Other expenses: $ 0.00
Total: $ 1535.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 5/3/2011 5:19:51 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:36:09 PM |
| Artist_Blue | $25.00 | 5/3/2011 5:25:07 PM |
| SolarMoonshine | $25.00 | 5/3/2011 5:50:01 PM |
| kind-charming-value | $300.00 | 5/3/2011 5:26:42 PM |
| NekHoldings | $25.00 | 5/3/2011 6:48:10 PM |
| clemclan | $25.00 | 5/3/2011 8:30:29 PM |
| janeybooboo | $100.00 | 5/4/2011 5:09:03 AM |
| Moe87 | $25.00 | 5/4/2011 7:55:29 AM |
| DasMula | $77.00 | 5/4/2011 6:33:34 AM |
| kulender | $50.00 | 5/4/2011 6:30:05 AM |
| otto1939 | $51.00 | 5/4/2011 7:51:12 AM |
| Requiem | $25.00 | 5/4/2011 9:33:51 AM |
| brightest-dignified-penny | $25.00 | 5/4/2011 10:52:46 AM |
| thorough-payout8 | $25.00 | 5/4/2011 11:15:11 AM |
| sdcc72 | $25.00 | 5/4/2011 3:10:08 PM |
| carrinel | $86.17 | 5/4/2011 3:36:24 PM |
| beachliving29 | $108.57 | 5/4/2011 5:25:54 PM |
| zorg77 | $50.00 | 5/4/2011 7:46:49 PM |
| Milonguero | $100.00 | 5/4/2011 6:54:36 PM |
| bonus-demon | $50.00 | 5/5/2011 4:06:49 AM |
| Zipcut | $33.65 | 5/5/2011 6:02:29 AM |
| economy-popcorn | $25.00 | 5/5/2011 7:02:39 AM |
| Rogelio48 | $25.00 | 5/5/2011 6:42:08 AM |
| Mikale360 | $25.00 | 5/5/2011 6:46:03 AM |
| first-serene-credit | $25.00 | 5/5/2011 11:39:04 AM |
| mrxtravis | $25.00 | 5/5/2011 10:06:48 AM |
| RenovatioCapital | $25.00 | 5/5/2011 6:30:00 PM |
| Bill88 | $30.00 | 5/6/2011 8:06:54 AM |
| Rulea72 | $40.00 | 5/6/2011 11:02:10 AM |
| Rogesparkguy | $25.00 | 5/6/2011 10:59:27 AM |
| snm2001 | $25.00 | 5/6/2011 2:20:14 PM |
| green-dollar-equinox | $35.00 | 5/6/2011 1:00:31 PM |
| jybank | $50.00 | 5/6/2011 4:14:34 PM |
| kinetic-social | $25.00 | 5/6/2011 4:31:27 PM |
| vutah | $25.00 | 5/6/2011 4:03:10 PM |
| money-fort | $30.00 | 5/6/2011 4:17:15 PM |
| unfixer | $25.00 | 5/6/2011 4:23:38 PM |
| responsible-worth113 | $30.00 | 5/6/2011 5:45:41 PM |
| dough-rocket | $30.00 | 5/7/2011 2:15:45 AM |
| platinum-admiral8 | $50.00 | 5/7/2011 7:09:56 AM |
| riveting-credit5 | $200.00 | 5/7/2011 9:54:16 PM |
| loan-lionheart6 | $25.00 | 5/8/2011 9:31:06 AM |
| BuildingShanghai | $140.00 | 5/9/2011 12:01:51 AM |
| balanced-balance6 | $25.00 | 5/9/2011 6:27:38 AM |
| moola-monger9 | $50.00 | 5/9/2011 7:17:57 AM |
| EA_Pokerking | $25.00 | 5/9/2011 7:08:00 AM |
| revenue-appraiser | $25.00 | 5/9/2011 9:26:43 AM |
| VBPlayer | $30.00 | 5/9/2011 10:55:05 AM |
| reflective-rupee | $25.00 | 5/3/2011 5:18:21 PM |
| hookUup | $25.79 | 5/3/2011 5:27:21 PM |
| shrewd-peace7 | $25.00 | 5/3/2011 5:24:30 PM |
| Kash2010lu | $35.00 | 5/3/2011 5:28:24 PM |
| credit-missile | $75.00 | 5/3/2011 6:20:22 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:50 PM |
| fabulous-community4 | $25.00 | 5/4/2011 2:06:17 AM |
| golffish2 | $25.00 | 5/4/2011 5:10:10 AM |
| El_Profesional | $25.00 | 5/4/2011 9:13:32 AM |
| ingenious-deal6 | $25.00 | 5/4/2011 3:24:14 PM |
| CoolPlexer | $25.00 | 5/4/2011 5:27:57 PM |
| ddoneday | $25.00 | 5/5/2011 4:22:43 AM |
| taetrade | $25.00 | 5/5/2011 10:19:05 AM |
| enlighter | $41.50 | 5/5/2011 3:37:31 PM |
| diplomatic-wealth7 | $25.00 | 5/5/2011 4:28:56 PM |
| ore-didgeridoo | $25.00 | 5/5/2011 4:36:56 PM |
| thankful-nickel2 | $25.00 | 5/5/2011 5:33:10 PM |
| FinanceEngine | $35.00 | 5/5/2011 5:56:56 PM |
| competent-p2p | $25.00 | 5/5/2011 7:44:35 PM |
| foothillender | $25.00 | 5/6/2011 8:07:54 AM |
| tonyscc | $50.00 | 5/6/2011 1:44:16 PM |
| coin-popcorn | $25.00 | 5/6/2011 4:33:06 PM |
| enthusiastic-ore5 | $50.00 | 5/7/2011 9:04:46 AM |
| investment-daydream | $75.00 | 5/7/2011 2:07:52 PM |
| hidavehi | $55.00 | 5/7/2011 6:57:00 PM |
| loss-of-control | $50.00 | 5/7/2011 8:16:29 PM |
| JustMee | $25.00 | 5/8/2011 11:26:04 AM |
| fairness-atmosphere | $25.00 | 5/8/2011 2:07:05 PM |
| motivator72 | $25.00 | 5/9/2011 6:38:51 AM |
| riveting-credit5 | $100.00 | 5/9/2011 6:23:36 AM |
| chameleon125 | $50.00 | 5/9/2011 6:37:42 AM |
| ZLyons | $25.00 | 5/8/2011 10:43:05 PM |
| rockhound84 | $25.00 | 5/9/2011 9:52:11 AM |
| worth-blanket2 | $991.32 | 5/9/2011 11:12:14 AM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
505478
This series of Notes was issued and sold upon the funding of the borrower loan #49189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-05-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $76.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 16y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Engineer - Chemical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,198 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| bigblue5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
|
|
Principal balance:
| $2,508.93 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Pay off irs
Purpose of loan:
This loan be used to...Pay off tax bill just recieved
My financial situation:
I am a good candidate for this loan because...I pay all my bills on time
for past 8 yrs +
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/5/2011 5:07:31 PM |
| SLN-10 | $25.00 | 5/5/2011 5:05:19 PM |
| kind-charming-value | $500.00 | 5/5/2011 5:32:49 PM |
| penny-candy | $25.00 | 5/5/2011 5:35:38 PM |
| golffish2 | $25.00 | 5/6/2011 4:00:32 AM |
| cgoca | $25.00 | 5/6/2011 10:16:39 AM |
| upbeat-finance8 | $25.00 | 5/6/2011 2:27:36 PM |
| Reliance_Banker | $25.00 | 5/6/2011 6:26:43 PM |
| SqueezeKing | $25.00 | 5/7/2011 2:16:03 AM |
| platinum-admiral8 | $25.00 | 5/7/2011 7:12:21 AM |
| oxnard | $50.00 | 5/7/2011 12:33:05 PM |
| riveting-credit5 | $170.00 | 5/7/2011 9:59:21 PM |
| amlu1988 | $25.00 | 5/7/2011 8:38:43 PM |
| leverage-monger | $41.66 | 5/8/2011 7:29:04 AM |
| Unitas4302 | $100.00 | 5/8/2011 7:33:12 AM |
| icon7 | $13.93 | 5/8/2011 7:42:00 AM |
| janeybooboo | $104.99 | 5/5/2011 5:05:30 PM |
| reflective-rupee | $25.00 | 5/5/2011 5:12:01 PM |
| favorite-commerce | $25.00 | 5/5/2011 6:11:37 PM |
| Evolver | $27.66 | 5/6/2011 1:20:30 AM |
| hookUup | $26.76 | 5/5/2011 7:10:45 PM |
| newest-generous-income | $25.00 | 5/6/2011 12:43:24 AM |
| ultimate-peace | $150.00 | 5/6/2011 8:04:25 AM |
| FinanceEngine | $35.00 | 5/6/2011 9:51:44 AM |
| arampata | $80.00 | 5/6/2011 8:43:53 AM |
| community-oasis6 | $25.00 | 5/6/2011 9:32:02 AM |
| leverage-monger | $25.00 | 5/6/2011 9:37:19 AM |
| riv701 | $25.00 | 5/6/2011 2:02:41 PM |
| wealth-renaissance5 | $25.00 | 5/7/2011 2:32:45 AM |
| ddoneday | $25.00 | 5/7/2011 4:28:32 AM |
| marketplace-meridian | $25.00 | 5/7/2011 7:41:59 AM |
| Champion_Lending | $25.00 | 5/7/2011 11:37:26 AM |
| cbivitz | $125.00 | 5/8/2011 2:38:52 AM |
| benefit-trident | $25.00 | 5/8/2011 5:41:19 AM |
| SeminoleHoldings | $25.00 | 5/7/2011 9:59:31 PM |
| profitable-balance | $25.00 | 5/8/2011 7:33:48 AM |
| 36 Investments
|
Borrower Payment Dependent Notes Series
494893
This series of Notes was issued and sold upon the funding of the borrower loan #49168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $276.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,826 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| ideal-balance4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to provide household cash flow for several upcoming projects, including upgrading household furniture and appliances.
My financial situation:
I am a good candidate for this loan because I have a great credit history which a long history of on-time payments.
Total Monthly net income: $3800
Total Monthly expenses: $3100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/25/2011 9:08:14 AM |
| JustMee | $25.00 | 4/25/2011 9:31:08 AM |
| transformer855 | $25.00 | 4/27/2011 7:56:24 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:31:06 PM |
| tech310 | $50.00 | 4/28/2011 12:43:02 AM |
| top-courteous-peso | $50.00 | 4/28/2011 5:41:25 AM |
| enthralling-deal180 | $25.00 | 4/28/2011 6:57:03 AM |
| nickel-position | $25.00 | 4/28/2011 1:33:31 PM |
| worldly-community3 | $50.00 | 4/28/2011 5:54:30 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:08 PM |
| Sol_Invictus | $25.00 | 4/28/2011 6:26:31 PM |
| on_your_side | $25.00 | 4/30/2011 9:05:22 AM |
| asset-professor | $50.00 | 4/30/2011 10:05:36 AM |
| point-compadre | $50.00 | 5/1/2011 7:08:23 AM |
| radforj22 | $25.00 | 5/1/2011 7:51:45 AM |
| systemlender | $50.00 | 5/1/2011 12:55:53 PM |
| Leopoldine | $25.00 | 5/1/2011 9:11:18 PM |
| wonder3 | $35.00 | 5/2/2011 8:19:11 AM |
| mtp | $50.00 | 5/2/2011 5:48:14 PM |
| miked8303 | $25.00 | 5/2/2011 5:48:05 PM |
| vine99 | $50.00 | 5/2/2011 7:02:50 PM |
| blue-lucrative-rate | $25.00 | 5/2/2011 10:40:33 PM |
| Bank_of_T | $26.58 | 5/3/2011 12:15:02 AM |
| dollardave | $100.00 | 5/3/2011 3:46:58 AM |
| richboy56 | $25.00 | 5/3/2011 3:05:36 AM |
| Supernick | $50.00 | 5/3/2011 6:48:02 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:16:46 AM |
| reward-dynamo | $100.00 | 5/3/2011 12:12:17 PM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:05:19 PM |
| Artist_Blue | $25.00 | 5/4/2011 9:25:53 AM |
| nex | $25.00 | 5/4/2011 11:21:47 AM |
| felicity-maximizer | $25.00 | 5/4/2011 8:29:51 PM |
| valiant-money | $25.00 | 5/4/2011 9:07:43 PM |
| don8ter | $25.00 | 5/5/2011 2:14:03 AM |
| careful-note | $100.00 | 5/5/2011 3:24:14 AM |
| loanman2007 | $75.00 | 5/5/2011 7:44:58 AM |
| fair-pound5 | $100.00 | 5/5/2011 9:36:32 AM |
| numero-uno4 | $50.00 | 5/5/2011 10:59:30 AM |
| DrStaff | $30.00 | 5/5/2011 5:29:23 PM |
| Icon_88 | $50.00 | 5/5/2011 5:45:32 PM |
| loss-of-control | $50.00 | 5/5/2011 6:43:06 PM |
| worthy-bid8 | $50.00 | 5/5/2011 5:41:30 PM |
| p2ploan-sensation211 | $25.00 | 5/5/2011 5:54:09 PM |
| palace2 | $50.00 | 5/6/2011 7:04:16 AM |
| moola-cell3 | $50.00 | 5/6/2011 10:24:16 AM |
| auctionator1 | $25.00 | 5/6/2011 11:57:24 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:25 AM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:37 PM |
| GrommetPosse | $50.00 | 5/6/2011 12:55:11 PM |
| Banker2OO7 | $75.00 | 5/6/2011 3:17:01 PM |
| krd_Chicago | $200.00 | 5/6/2011 4:59:33 PM |
| a-mighty-exchange | $35.00 | 5/6/2011 5:00:31 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:34:28 PM |
| competent-p2p | $45.00 | 4/26/2011 12:09:46 PM |
| reflective-rupee | $750.22 | 4/27/2011 5:46:35 AM |
| intelligent-yield | $25.00 | 4/27/2011 5:12:29 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:53:18 AM |
| LiveNow | $25.00 | 4/28/2011 5:06:03 PM |
| loyalty-czar | $50.00 | 4/29/2011 12:39:46 PM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:39 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:12 AM |
| benefit-prescription6 | $100.00 | 5/1/2011 11:19:00 AM |
| BxRealtor | $25.00 | 5/1/2011 4:41:17 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:40 PM |
| ghinga | $25.00 | 5/2/2011 4:18:18 PM |
| kindness-jedi | $30.00 | 5/2/2011 6:00:17 PM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:41:10 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:01 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:37:21 AM |
| auction-turtle0 | $25.00 | 5/3/2011 12:24:41 PM |
| poplar37 | $25.00 | 5/3/2011 12:26:56 PM |
| irrelevant | $25.00 | 5/3/2011 6:40:50 PM |
| otto1939 | $51.00 | 5/3/2011 7:38:05 PM |
| wwwUniversal | $25.00 | 5/4/2011 8:29:15 AM |
| Weaverville | $25.00 | 5/4/2011 8:28:13 AM |
| nimble-penny1 | $50.00 | 5/4/2011 8:31:56 AM |
| yield-visionary4 | $50.00 | 5/4/2011 8:32:06 AM |
| sonnet771 | $50.00 | 5/4/2011 9:27:49 AM |
| zippy-revenue8 | $25.00 | 5/4/2011 9:29:16 AM |
| triumphant-point5 | $50.00 | 5/4/2011 4:45:01 PM |
| Sugarmama21 | $45.00 | 5/4/2011 6:05:11 PM |
| patriot897 | $25.00 | 5/4/2011 8:44:27 PM |
| kulender | $50.00 | 5/5/2011 2:05:49 AM |
| onetuxllc | $50.00 | 5/5/2011 7:09:23 AM |
| silver-fuse | $30.00 | 5/5/2011 9:55:53 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:10:03 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:54:56 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:40:23 AM |
| Nerdster1 | $25.09 | 5/5/2011 11:28:04 AM |
| upbeat-finance8 | $25.00 | 5/5/2011 4:23:02 PM |
| VAGweilo | $50.00 | 5/5/2011 4:24:23 PM |
| dollar-missile3 | $25.00 | 5/5/2011 4:46:43 PM |
| Melander | $50.00 | 5/5/2011 5:24:02 PM |
| grampy48 | $51.63 | 5/5/2011 7:34:02 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:27 PM |
| 6moonbeams | $26.03 | 5/6/2011 1:50:31 AM |
| intrepid-loot | $25.00 | 5/6/2011 6:04:10 AM |
| treasure-brigade | $25.00 | 5/6/2011 5:49:07 AM |
| palace2 | $400.00 | 5/6/2011 7:04:35 AM |
| FinanceEngine | $30.00 | 5/6/2011 9:37:51 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:51:46 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:57:52 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:01 AM |
| debt-sphinx99 | $25.00 | 5/6/2011 10:02:00 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:18 AM |
| commanding-income774 | $25.00 | 5/6/2011 11:14:12 AM |
| klin | $50.00 | 5/6/2011 10:28:04 AM |
| thomas16882004 | $25.00 | 5/6/2011 10:34:21 AM |
| Doug1043 | $25.00 | 5/6/2011 12:59:14 PM |
| finance-amusement4 | $300.00 | 5/6/2011 2:51:23 PM |
| bigphish | $50.00 | 5/6/2011 11:29:21 AM |
| inspired-investment8 | $100.00 | 5/6/2011 3:16:56 PM |
| boater01 | $50.00 | 5/6/2011 12:19:56 PM |
| moola-pillow | $26.14 | 5/6/2011 3:24:45 PM |
| Gotogo | $50.00 | 5/6/2011 12:33:58 PM |
| javelin0 | $238.41 | 5/6/2011 4:33:50 PM |
| chungfang | $50.00 | 5/6/2011 3:49:45 PM |
| reflective-rupee | $750.01 | 5/6/2011 5:16:01 PM |
| rockhound84 | $25.00 | 5/6/2011 4:04:20 PM |
| sweetlan | $25.05 | 5/6/2011 5:10:42 PM |
| 120 Investments
|
Borrower Payment Dependent Notes Series
498745
This series of Notes was issued and sold upon the funding of the borrower loan #49229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $276.78 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1989 |
Debt/Income ratio:
| 10% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 18y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $627 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 13% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| newest-orderly-reward |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto loan
Purpose of loan: buy a car
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...been at same job for 20 years, am in union with 20 years vested, company is also expanding during downturn in economy, proves company is strong
Monthly net income: $3600
Monthly expenses: $1870 (total from below)
Housing: $850
Insurance: $120
Car expenses: $100
Utilities: $100
Phone, cable, internet: $140
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $160
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/25/2011 5:26:23 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:53:26 AM |
| a-finance-nirvana | $25.00 | 4/28/2011 5:40:10 PM |
| worldly-community3 | $50.00 | 4/29/2011 8:56:56 AM |
| BxRealtor | $25.00 | 5/1/2011 4:41:27 PM |
| Leopoldine | $25.00 | 5/1/2011 9:11:25 PM |
| Supernick | $50.00 | 5/3/2011 6:48:13 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:06 AM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:05:38 PM |
| mtp | $50.00 | 5/4/2011 7:26:01 AM |
| kindness-jedi | $30.00 | 5/4/2011 8:31:08 AM |
| miked8303 | $25.00 | 5/4/2011 8:03:35 AM |
| auction-turtle0 | $25.00 | 5/4/2011 8:32:59 AM |
| Weaverville | $50.00 | 5/4/2011 3:09:18 PM |
| richboy56 | $25.00 | 5/5/2011 1:52:42 AM |
| careful-note | $100.00 | 5/5/2011 3:24:19 AM |
| janeybooboo | $100.00 | 5/5/2011 6:29:59 AM |
| silver-fuse | $30.00 | 5/5/2011 9:55:56 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:55:00 AM |
| Artist_Blue | $25.00 | 5/5/2011 10:59:00 AM |
| don8ter | $25.00 | 5/5/2011 5:44:02 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:31 PM |
| historic-nickel | $40.00 | 5/5/2011 9:47:15 PM |
| palace2 | $50.00 | 5/6/2011 7:06:11 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:57:55 AM |
| fair-pound5 | $100.00 | 5/6/2011 10:19:25 AM |
| bigphish | $50.00 | 5/6/2011 11:29:24 AM |
| GrommetPosse | $50.00 | 5/6/2011 12:55:16 PM |
| boater01 | $50.00 | 5/6/2011 12:19:59 PM |
| competent-p2p | $75.00 | 5/6/2011 4:44:01 PM |
| reflective-rupee | $200.01 | 5/6/2011 5:15:15 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:34:31 PM |
| brightest-benjamins-onator | $26.47 | 5/6/2011 4:39:33 PM |
| interstellar | $75.00 | 5/6/2011 5:32:09 PM |
| Kame | $25.00 | 5/6/2011 5:40:14 PM |
| julijask | $25.00 | 5/6/2011 6:01:31 PM |
| hookUup | $26.40 | 5/6/2011 6:08:19 PM |
| Matt555555 | $33.00 | 5/6/2011 6:22:17 PM |
| ddog0224 | $25.00 | 5/6/2011 6:22:36 PM |
| godfather4u | $50.00 | 5/6/2011 6:24:23 PM |
| Bob450 | $25.00 | 5/6/2011 6:27:01 PM |
| silver-buckeye | $25.00 | 5/6/2011 5:35:38 PM |
| proud-gold9 | $25.00 | 5/6/2011 6:53:12 PM |
| hawaiitechnical | $25.00 | 5/6/2011 7:07:27 PM |
| und-alum | $67.56 | 5/6/2011 7:29:40 PM |
| heerzaquestion | $25.00 | 5/6/2011 7:41:13 PM |
| exciting-fairness | $200.00 | 5/6/2011 8:07:48 PM |
| lawyervon | $25.00 | 5/6/2011 8:08:59 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:48:57 PM |
| yf99yz | $25.00 | 5/6/2011 8:42:29 PM |
| Dubbs360 | $100.00 | 5/6/2011 8:57:28 PM |
| crazyinjun | $55.89 | 5/6/2011 8:43:01 PM |
| Axium | $50.00 | 5/6/2011 9:12:41 PM |
| credit-missile | $100.00 | 5/6/2011 8:56:40 PM |
| best-asset-jedi | $50.00 | 5/6/2011 7:24:47 PM |
| RJN | $25.00 | 5/6/2011 9:10:37 PM |
| neutrino6 | $25.00 | 5/6/2011 7:41:18 PM |
| zorg77 | $50.00 | 5/6/2011 9:23:01 PM |
| engbusres | $36.00 | 5/6/2011 8:55:17 PM |
| billnsc | $25.00 | 5/6/2011 9:07:11 PM |
| regahj99 | $25.00 | 5/6/2011 9:14:51 PM |
| reflective-rupee | $300.22 | 4/27/2011 5:51:42 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:16:26 PM |
| enthralling-deal180 | $50.00 | 4/28/2011 6:00:52 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:18 PM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:46 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:18 AM |
| systemlender | $50.00 | 5/1/2011 12:55:59 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:45 PM |
| point-compadre | $50.00 | 5/2/2011 9:37:40 AM |
| radforj22 | $25.00 | 5/2/2011 5:40:54 PM |
| benefit-prescription6 | $100.00 | 5/2/2011 5:43:51 PM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:17:20 AM |
| nickel-position | $25.00 | 5/3/2011 1:06:00 PM |
| irrelevant | $25.00 | 5/3/2011 6:40:56 PM |
| loyalist1 | $150.00 | 5/4/2011 7:44:07 AM |
| triumphant-point5 | $50.00 | 5/4/2011 4:45:04 PM |
| wwwUniversal | $25.00 | 5/4/2011 5:29:28 PM |
| unrivaled-silver | $50.00 | 5/4/2011 5:29:41 PM |
| nimble-penny1 | $50.00 | 5/4/2011 5:37:54 PM |
| yield-visionary4 | $50.00 | 5/4/2011 5:38:35 PM |
| patriot897 | $25.00 | 5/4/2011 8:44:30 PM |
| the-silver-blaster | $50.00 | 5/5/2011 10:10:11 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:40:37 AM |
| numero-uno4 | $50.00 | 5/5/2011 4:46:59 PM |
| kulender | $50.00 | 5/5/2011 5:43:59 PM |
| worthy-bid8 | $50.00 | 5/6/2011 6:11:06 AM |
| palace2 | $400.00 | 5/6/2011 7:06:34 AM |
| dollardave | $100.00 | 5/6/2011 9:13:52 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:51:56 AM |
| moola-cell3 | $50.00 | 5/6/2011 10:24:17 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:00:03 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:30 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:24 AM |
| klin | $50.00 | 5/6/2011 10:28:06 AM |
| finance-amusement4 | $378.01 | 5/6/2011 2:56:02 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:40 PM |
| DrStaff | $30.00 | 5/6/2011 3:42:37 PM |
| sonnet771 | $50.00 | 5/6/2011 3:15:54 PM |
| chungfang | $50.00 | 5/6/2011 3:49:47 PM |
| dollar-missile3 | $25.00 | 5/6/2011 5:23:06 PM |
| Astyanax | $45.00 | 5/6/2011 5:52:43 PM |
| CA-Lender | $25.05 | 5/6/2011 6:01:25 PM |
| szetheli | $135.00 | 5/6/2011 6:20:19 PM |
| NeemanuKotagoLending | $50.00 | 5/6/2011 6:43:42 PM |
| mrladybug101 | $25.00 | 5/6/2011 6:51:25 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:12 PM |
| Frover | $40.00 | 5/6/2011 7:02:39 PM |
| handy-justice | $200.00 | 5/6/2011 5:47:47 PM |
| billiam | $84.92 | 5/6/2011 7:42:12 PM |
| GellMaster | $26.64 | 5/6/2011 7:21:39 PM |
| janeybooboo | $100.00 | 5/6/2011 7:27:00 PM |
| green-liberty-thunder | $25.00 | 5/6/2011 8:07:34 PM |
| norcaliboy22 | $88.22 | 5/6/2011 8:19:04 PM |
| shrewd-income | $100.00 | 5/6/2011 6:32:10 PM |
| JMY1 | $25.00 | 5/6/2011 7:55:17 PM |
| CA-Lender | $25.00 | 5/6/2011 8:02:06 PM |
| larug111 | $100.00 | 5/6/2011 8:41:48 PM |
| MNFrostbite | $25.00 | 5/6/2011 8:46:34 PM |
| circuitfive | $25.00 | 5/6/2011 6:45:28 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:51:24 PM |
| YellowJacket | $25.00 | 5/6/2011 6:49:22 PM |
| MrBailey | $25.00 | 5/6/2011 7:07:43 PM |
| note-oboe | $26.00 | 5/6/2011 7:10:00 PM |
| a-resplendent-commitment | $25.00 | 5/6/2011 8:47:39 PM |
| dough-hammock | $15.61 | 5/6/2011 9:27:56 PM |
| Hakoola | $100.00 | 5/6/2011 9:17:14 PM |
| authoritative-capital | $25.00 | 5/6/2011 9:19:23 PM |
| btrfly11 | $50.00 | 5/6/2011 7:49:44 PM |
| auction-karate | $50.00 | 5/6/2011 8:13:52 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:29:50 PM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
499533
This series of Notes was issued and sold upon the funding of the borrower loan #49215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $8,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-07-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $250.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.04% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 820-839 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Architect |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,825 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| blue-thrilling-silver |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lower interest
This loan will be used to pay off credit card accounts with smaller balances and higher interest rates. These credit card accounts are both currently closed to preserve the rates prior to an increase, and there is no intention to re-open.
I am a good candidate due to excellent credit score and payment history - always on time and usually over-minimum amount payments.
Our family has decided to take a stand against credit and is striving to become debt-free in under 3 years. These credit card accounts are 2 of 4 major debts that we need to pay off. The lower interest rate of a Prosper Loan will allow us to divert additional funds to the remaining debts with a quicker payoff and interest savings.
Information in the Description is not verified.
Friends And Family Investments
powderbumps has invested a total of
$500.00.
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dtrain5 | $25.00 | 5/2/2011 9:01:39 AM |
| meux99 | $25.00 | 5/2/2011 9:01:49 AM |
| kenji4861 | $25.00 | 5/2/2011 9:03:34 AM |
| bvzm | $50.00 | 5/2/2011 9:03:49 AM |
| minista | $25.00 | 5/2/2011 9:04:09 AM |
| AmericanCredit | $25.00 | 5/2/2011 9:04:51 AM |
| useful-currency | $25.00 | 5/2/2011 9:02:17 AM |
| MrDavid | $50.00 | 5/2/2011 9:03:07 AM |
| nosualcneas | $25.00 | 5/2/2011 9:03:23 AM |
| DukSerduk | $25.00 | 5/2/2011 9:01:30 AM |
| MasterJin | $25.00 | 5/2/2011 9:01:54 AM |
| fcrick | $25.00 | 5/2/2011 9:02:09 AM |
| powderbumps | $500.00 | 5/2/2011 9:16:32 AM |
| the-enthralling-coin | $50.00 | 5/2/2011 9:08:35 AM |
| inspired-investment8 | $100.00 | 5/2/2011 9:04:39 AM |
| Leopoldine | $25.00 | 5/2/2011 9:05:52 AM |
| lukeskywalkerkp | $25.00 | 5/2/2011 9:06:07 AM |
| RandyL3 | $25.00 | 5/2/2011 9:29:17 AM |
| cablenews | $50.00 | 5/2/2011 9:09:55 AM |
| _wally_ | $50.00 | 5/2/2011 12:33:56 PM |
| bold-pious-loot | $100.00 | 5/2/2011 4:33:56 PM |
| SolarMoonshine | $25.00 | 5/2/2011 5:01:29 PM |
| Avala | $50.00 | 5/2/2011 6:19:55 PM |
| coolcoast | $100.00 | 5/2/2011 7:07:40 PM |
| penny-candy | $25.00 | 5/2/2011 7:34:56 PM |
| FundMaker | $25.00 | 5/3/2011 6:43:15 AM |
| designer_10 | $25.00 | 5/3/2011 9:31:08 AM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 9:36:19 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:18:44 AM |
| TomKacz | $100.00 | 5/3/2011 1:41:19 PM |
| bambampk | $25.00 | 5/3/2011 2:55:54 PM |
| exciting-fairness8 | $50.00 | 5/3/2011 1:43:04 PM |
| PThor | $25.00 | 5/3/2011 1:55:13 PM |
| plentiful-yield5 | $25.00 | 5/3/2011 3:26:42 PM |
| Nerdster1 | $25.09 | 5/4/2011 4:13:08 AM |
| currency-persimmon | $50.00 | 5/4/2011 6:14:00 AM |
| payment-halo | $25.00 | 5/4/2011 1:36:50 PM |
| penny-finder | $41.00 | 5/4/2011 11:21:43 AM |
| tampalender | $50.00 | 5/4/2011 4:45:13 PM |
| knowledgeable-payment7 | $25.00 | 5/4/2011 6:05:29 PM |
| cmg891 | $50.00 | 5/4/2011 6:05:46 PM |
| dpfl55 | $25.00 | 5/4/2011 6:20:35 PM |
| BoughtTheFarm | $25.00 | 5/5/2011 2:10:06 AM |
| radforj22 | $50.00 | 5/5/2011 2:27:54 AM |
| ingenious-truth0 | $50.00 | 5/5/2011 5:25:33 PM |
| martymaniaman | $35.99 | 5/6/2011 6:00:14 AM |
| worthy-bid8 | $100.00 | 5/6/2011 9:13:08 AM |
| sthomasg | $30.95 | 5/6/2011 6:06:47 AM |
| affluence-birdie7 | $70.00 | 5/6/2011 10:18:59 AM |
| 108lender | $200.00 | 5/6/2011 10:21:03 AM |
| rmachi | $25.00 | 5/6/2011 10:21:01 AM |
| excellent-truth9 | $25.00 | 5/6/2011 10:23:16 AM |
| velocity-solo | $25.00 | 5/6/2011 10:17:06 AM |
| jc33148 | $61.77 | 5/6/2011 11:36:44 AM |
| BURNERA_1 | $150.00 | 5/6/2011 10:37:14 AM |
| diversification-surge | $200.00 | 5/6/2011 11:09:57 AM |
| jpayne27 | $26.00 | 5/6/2011 3:25:50 PM |
| cgoca | $25.00 | 5/6/2011 1:54:37 PM |
| Bank42 | $45.02 | 5/6/2011 3:57:03 PM |
| medebe | $26.16 | 5/6/2011 6:08:12 PM |
| senior1 | $25.00 | 5/6/2011 7:30:24 PM |
| unique-order8 | $25.00 | 5/6/2011 7:49:23 PM |
| billnsc | $50.05 | 5/6/2011 9:26:25 PM |
| dough-hammock | $50.00 | 5/6/2011 9:37:29 PM |
| GWV2 | $100.00 | 5/6/2011 8:59:02 PM |
| Christophe | $25.00 | 5/6/2011 9:24:27 PM |
| cjames84 | $25.00 | 5/7/2011 2:34:37 AM |
| investment-comet | $25.00 | 5/7/2011 10:29:28 AM |
| greenback-guard | $25.00 | 5/7/2011 11:34:26 AM |
| 4dlsmith | $200.00 | 5/7/2011 12:52:11 PM |
| blooming-market | $25.00 | 5/2/2011 9:02:02 AM |
| ore-genius2 | $100.00 | 5/2/2011 9:03:17 AM |
| smart-kindness8 | $100.00 | 5/2/2011 9:04:22 AM |
| balanced-rupee | $50.00 | 5/2/2011 9:05:36 AM |
| life-is-great | $25.00 | 5/2/2011 9:06:59 AM |
| cashhelp | $60.00 | 5/2/2011 9:03:05 AM |
| serene-truth2 | $50.00 | 5/2/2011 9:04:01 AM |
| MARWARISETH | $25.00 | 5/2/2011 9:01:38 AM |
| indomitable-coin | $50.00 | 5/2/2011 9:02:27 AM |
| heavenly-interest9 | $100.00 | 5/2/2011 9:28:09 AM |
| Carpetkid | $50.00 | 5/2/2011 9:05:07 AM |
| unrivaled-silver | $50.00 | 5/2/2011 9:05:23 AM |
| elasermd | $50.00 | 5/2/2011 9:09:02 AM |
| Dollars4Rent | $50.00 | 5/2/2011 9:29:11 AM |
| reflective-rupee | $25.00 | 5/2/2011 10:15:15 AM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:38 PM |
| unclejaef | $25.00 | 5/2/2011 3:25:59 PM |
| surfsider123 | $25.00 | 5/2/2011 4:59:04 PM |
| 1traveler | $25.00 | 5/2/2011 6:24:22 PM |
| a2190b | $25.00 | 5/2/2011 7:07:46 PM |
| listing-pear6 | $50.01 | 5/2/2011 7:35:36 PM |
| nuclearmoose | $50.00 | 5/2/2011 9:40:59 PM |
| secureincome | $800.00 | 5/3/2011 8:31:41 AM |
| spiff666 | $50.87 | 5/3/2011 9:02:33 AM |
| Guiren | $172.79 | 5/3/2011 7:01:56 AM |
| LovinMe | $25.00 | 5/3/2011 12:18:37 PM |
| HarvardCrimson | $50.00 | 5/3/2011 3:28:39 PM |
| eCapital | $25.00 | 5/3/2011 2:27:00 PM |
| blot44 | $50.00 | 5/3/2011 8:14:40 PM |
| g314 | $30.00 | 5/3/2011 9:05:29 PM |
| kulender | $50.00 | 5/4/2011 6:29:13 AM |
| roguewinner | $25.00 | 5/4/2011 7:28:58 AM |
| mster9ball | $25.00 | 5/4/2011 7:45:35 AM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:35:09 AM |
| nex | $25.00 | 5/4/2011 11:21:05 AM |
| p2ploan-sensation211 | $25.00 | 5/4/2011 8:19:21 PM |
| antlr | $50.00 | 5/4/2011 10:09:04 PM |
| heerzaquestion | $25.00 | 5/5/2011 12:10:53 PM |
| thankful-nickel2 | $25.00 | 5/5/2011 2:46:17 PM |
| repayment-pudding | $25.00 | 5/5/2011 6:14:12 PM |
| oxnard | $100.00 | 5/5/2011 6:53:00 PM |
| r48 | $25.00 | 5/6/2011 3:58:29 AM |
| compoundinterest | $50.00 | 5/6/2011 5:24:06 AM |
| r48 | $48.00 | 5/6/2011 3:58:02 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:01:02 AM |
| brightest-durability-chomper | $25.00 | 5/6/2011 10:52:25 AM |
| meteoric-deal9 | $25.00 | 5/6/2011 11:16:40 AM |
| SJM10011a | $25.00 | 5/6/2011 10:31:05 AM |
| fair_rates | $25.00 | 5/6/2011 10:35:20 AM |
| tender-integrity3 | $100.00 | 5/6/2011 12:59:35 PM |
| cash-queen | $50.00 | 5/6/2011 1:33:17 PM |
| Reddy_Capital | $25.00 | 5/6/2011 2:34:33 PM |
| Mad_Scientist | $40.00 | 5/6/2011 11:39:28 AM |
| loan-lionheart6 | $60.00 | 5/6/2011 3:34:47 PM |
| j2ee | $25.00 | 5/6/2011 6:19:39 PM |
| astute-fairness0 | $25.00 | 5/6/2011 6:33:18 PM |
| responsibilityenstein3 | $50.00 | 5/6/2011 6:34:58 PM |
| a2190b | $25.00 | 5/6/2011 6:36:23 PM |
| webwesen | $34.00 | 5/6/2011 6:43:22 PM |
| lawyervon | $25.00 | 5/6/2011 8:59:32 PM |
| nswfool | $200.00 | 5/6/2011 10:29:45 PM |
| damage | $25.00 | 5/6/2011 8:30:05 PM |
| turbostar666 | $26.39 | 5/7/2011 1:48:09 AM |
| ytjameslee | $50.00 | 5/7/2011 3:17:45 AM |
| Digs | $25.00 | 5/7/2011 2:05:00 AM |
| wam37 | $25.00 | 5/7/2011 5:05:22 AM |
| C_Mark | $300.00 | 5/7/2011 6:48:15 AM |
| dmb8183 | $75.00 | 5/7/2011 7:07:45 AM |
| aasx1108 | $25.00 | 5/7/2011 8:34:32 AM |
| Jennworld | $104.00 | 5/7/2011 9:02:20 AM |
| RankPaid | $25.00 | 5/7/2011 10:09:08 AM |
| resplendent-dollar | $25.00 | 5/7/2011 11:24:01 AM |
| 142 Investments
|
Borrower Payment Dependent Notes Series
501299
This series of Notes was issued and sold upon the funding of the borrower loan #49256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-07-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-21-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 12% |
|
Credit score:
| 640-659 (Mar-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| penny-nucleus |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Analyst
Purpose of loan: To recieve a car to get to and back from college
This loan will be used to help me buy a car to get to and back from college
My financial situation: My financial situation is ok but i do need a little help.
I am a good candidate for this loan because i pay monthly bills on time and i'm never late on anything. This loan will help me get to college and back to my job when i purchase the car.
Monthly net income: $1500
Monthly expenses: $1200
Housing: $300
Insurance: $80
Car expenses: $200
Utilities: $150
Phone, cable, internet: $70
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| dn0pes | $25.00 | 4/7/2011 5:06:01 PM |
| Weaverville | $25.00 | 4/7/2011 5:24:35 PM |
| power-bluebird2 | $50.00 | 4/7/2011 8:57:43 PM |
| sturdy-fairness5 | $25.00 | 4/7/2011 5:06:03 PM |
| panegryst | $50.00 | 4/7/2011 5:13:16 PM |
| PThor | $25.00 | 4/7/2011 5:13:27 PM |
| bonus-chosen-one | $25.00 | 4/7/2011 7:52:32 PM |
| 792FICO | $50.00 | 4/7/2011 7:53:01 PM |
| eronyc | $50.00 | 4/7/2011 5:45:49 PM |
| power-trophy7 | $25.00 | 4/7/2011 5:45:53 PM |
| reflective-rupee | $111.11 | 4/7/2011 8:16:41 PM |
| s_man1 | $50.00 | 4/8/2011 4:59:58 AM |
| jpaulnyc | $25.00 | 4/13/2011 4:04:00 AM |
| kingbob | $25.00 | 4/15/2011 7:26:14 AM |
| money-baron-roth-IRA | $25.00 | 4/15/2011 3:40:02 PM |
| neutrino6 | $50.00 | 4/19/2011 6:10:45 PM |
| George13 | $55.15 | 4/19/2011 7:24:58 PM |
| reflective-rupee | $200.55 | 4/19/2011 7:45:30 PM |
| profit-powerplant | $50.00 | 4/20/2011 12:06:31 AM |
| autonomous-truth | $50.00 | 4/19/2011 10:45:34 PM |
| nilonc1 | $50.00 | 4/20/2011 8:14:38 AM |
| joyful-investment3 | $25.00 | 4/20/2011 9:36:47 AM |
| TaxAcct_444 | $100.00 | 4/20/2011 10:34:15 AM |
| worldly-money4 | $500.00 | 4/20/2011 11:32:03 AM |
| lean-ore9 | $25.00 | 4/20/2011 1:20:20 PM |
| Bill88 | $25.00 | 4/20/2011 3:15:02 PM |
| sharp-trade0 | $25.00 | 4/20/2011 5:57:08 PM |
| transparency-grasshopper | $25.00 | 4/20/2011 6:40:47 PM |
| Sudoku | $48.36 | 4/21/2011 3:49:36 AM |
| jvg10 | $100.00 | 4/21/2011 8:21:55 AM |
| eboomer2611 | $25.00 | 4/21/2011 11:16:28 AM |
| loan-eagle9 | $25.00 | 4/21/2011 9:30:07 AM |
| YeoLenderSource | $25.00 | 4/21/2011 2:27:36 PM |
| compassion-lotus5 | $50.00 | 4/7/2011 5:21:23 PM |
| cash-raccoon | $25.00 | 4/7/2011 5:21:40 PM |
| RMB-Investments | $25.00 | 4/7/2011 5:22:10 PM |
| autonomous-basis | $25.00 | 4/7/2011 5:05:55 PM |
| reflective-rupee | $111.11 | 4/7/2011 6:03:47 PM |
| mtquan | $25.00 | 4/7/2011 5:13:31 PM |
| Leopoldine | $25.00 | 4/7/2011 7:52:57 PM |
| lucrative-transparency0 | $50.00 | 4/7/2011 5:22:14 PM |
| tech310 | $50.00 | 4/7/2011 5:23:16 PM |
| FinDoc | $25.00 | 4/7/2011 5:27:59 PM |
| flwah | $25.00 | 4/7/2011 5:28:29 PM |
| Artist_Blue | $25.00 | 4/7/2011 5:40:58 PM |
| w3alter | $100.00 | 4/7/2011 6:09:04 PM |
| skillful-asset5 | $25.00 | 4/7/2011 8:54:30 PM |
| MilitaryLoans | $100.00 | 4/10/2011 9:07:59 PM |
| benefit-banshee | $25.00 | 4/11/2011 7:19:02 PM |
| money-fort | $25.00 | 4/19/2011 5:20:08 PM |
| hookUup | $25.32 | 4/19/2011 5:35:16 PM |
| CA-Lender | $25.04 | 4/19/2011 5:13:09 PM |
| LoanerPrincipal | $50.00 | 4/19/2011 8:52:14 PM |
| Engineer44 | $25.00 | 4/19/2011 11:07:48 PM |
| Kerrysbay | $50.00 | 4/20/2011 12:47:38 AM |
| Leopoldine | $25.00 | 4/19/2011 8:47:14 PM |
| bsmtloan | $150.00 | 4/20/2011 8:16:55 AM |
| worldly-money4 | $200.00 | 4/20/2011 11:32:19 AM |
| daekpon | $40.00 | 4/20/2011 3:40:49 PM |
| shrewd-income | $113.76 | 4/21/2011 7:27:04 AM |
| ASASE-ABAN | $25.00 | 4/21/2011 7:52:53 AM |
| rakem777 | $25.00 | 4/21/2011 10:42:38 AM |
| buffalobills | $25.00 | 4/21/2011 9:35:54 AM |
| payout-flag6 | $495.00 | 4/21/2011 2:30:20 PM |
| 64 Investments
|
Borrower Payment Dependent Notes Series
501881
This series of Notes was issued and sold upon the funding of the borrower loan #49180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-12-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
7 | Length of status: | 12y 1m |
|
Amount delinquent:
| $158 |
Total credit lines:
| 29 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,185 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| lindseyfro |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement, car improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4500
Monthly expenses: $2500
Housing: $960
Insurance: $210
Car expenses: $
Utilities: $200
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $720
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| simplelender80 | $150.00 | 4/12/2011 9:06:50 AM |
| value-allocator1 | $100.00 | 4/12/2011 9:11:47 AM |
| reflective-rupee | $444.44 | 4/12/2011 9:16:28 AM |
| treasure-pipeline | $50.00 | 4/12/2011 9:17:49 AM |
| ingenious-deal6 | $25.00 | 4/12/2011 9:07:36 AM |
| Malkial | $25.00 | 4/12/2011 10:37:47 AM |
| 2grindstones | $25.00 | 4/12/2011 11:15:41 AM |
| dedicated-diversification5 | $45.04 | 4/12/2011 10:37:53 AM |
| cash-raccoon | $25.00 | 4/12/2011 11:51:50 AM |
| texrob20 | $25.00 | 4/12/2011 1:42:22 PM |
| SolarMoonshine | $25.00 | 4/12/2011 7:05:06 PM |
| Amber_Stone | $75.00 | 4/12/2011 9:05:33 PM |
| Weaverville | $25.00 | 4/14/2011 7:32:47 PM |
| kingbob | $25.00 | 4/15/2011 7:41:04 AM |
| droopie1 | $25.00 | 4/16/2011 12:27:59 PM |
| ursus | $50.00 | 4/18/2011 8:49:16 AM |
| Banker_Joe | $25.00 | 4/18/2011 6:49:20 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:17 PM |
| thelovebug | $100.00 | 4/20/2011 5:09:55 PM |
| Rogelio48 | $30.00 | 4/20/2011 7:37:39 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:52 PM |
| Easystreet | $25.00 | 4/23/2011 1:18:51 PM |
| Aleut | $25.00 | 4/23/2011 6:14:57 PM |
| missing-link | $25.00 | 4/23/2011 7:49:23 PM |
| Comoparklender | $50.00 | 4/23/2011 8:14:46 PM |
| compassion-paladin042 | $25.00 | 4/24/2011 1:34:15 PM |
| Artist_Blue | $25.00 | 4/25/2011 9:04:34 AM |
| seisen | $50.00 | 4/25/2011 9:35:07 AM |
| wesleyan | $50.00 | 4/25/2011 12:09:33 PM |
| Eddy-2-Aces | $50.00 | 4/25/2011 12:37:16 PM |
| c-gurista-5 | $25.00 | 4/25/2011 1:02:17 PM |
| jmichael23 | $50.00 | 4/25/2011 1:02:40 PM |
| money-fort | $25.00 | 4/25/2011 3:43:30 PM |
| DiegoSkYY | $50.00 | 4/25/2011 3:04:31 PM |
| radforj22 | $25.00 | 4/25/2011 3:34:51 PM |
| important-openness1 | $75.00 | 4/25/2011 4:20:11 PM |
| jiggaman7 | $50.00 | 4/25/2011 4:04:56 PM |
| neutrino6 | $25.00 | 4/25/2011 4:24:57 PM |
| glroark | $100.00 | 4/25/2011 4:10:54 PM |
| five-star-note | $100.00 | 4/25/2011 4:05:15 PM |
| Frover | $25.00 | 4/25/2011 4:41:17 PM |
| 168RichCapital | $25.40 | 4/25/2011 4:31:46 PM |
| neutrino6 | $25.00 | 4/25/2011 4:26:34 PM |
| well-mannered-marketplace5 | $25.00 | 4/25/2011 5:14:02 PM |
| RedantFinance | $25.00 | 4/25/2011 4:34:57 PM |
| floridass | $25.00 | 4/25/2011 5:14:25 PM |
| p2p-czar3 | $25.00 | 4/25/2011 5:14:34 PM |
| jigsaw | $50.00 | 4/25/2011 5:17:01 PM |
| tylerfd | $25.00 | 4/25/2011 5:17:31 PM |
| IIP77 | $25.00 | 4/25/2011 5:18:52 PM |
| michaelray703 | $25.00 | 4/25/2011 5:14:06 PM |
| DreDub | $50.00 | 4/25/2011 5:17:14 PM |
| birddogsb | $50.00 | 4/25/2011 5:17:26 PM |
| ivadood | $50.00 | 4/25/2011 5:19:00 PM |
| minddoc | $25.00 | 4/25/2011 5:36:27 PM |
| loss-of-control | $100.00 | 4/25/2011 5:25:26 PM |
| Viamin | $25.00 | 4/25/2011 6:06:54 PM |
| rogue_monster | $25.00 | 4/25/2011 5:36:07 PM |
| laki_haole | $50.00 | 4/25/2011 5:36:57 PM |
| MasterJin | $25.00 | 4/25/2011 5:37:42 PM |
| miked8303 | $25.00 | 4/25/2011 5:36:46 PM |
| money-bauble | $50.00 | 4/25/2011 5:37:24 PM |
| Katburg | $25.00 | 4/25/2011 6:14:56 PM |
| transparency-grasshopper | $25.00 | 4/25/2011 6:16:05 PM |
| ethicalhumanist | $25.00 | 4/25/2011 5:58:44 PM |
| the-profit-oracle | $25.00 | 4/25/2011 6:30:54 PM |
| zeelender | $25.00 | 4/25/2011 6:14:41 PM |
| nerdfactor | $25.00 | 4/12/2011 9:10:37 AM |
| suave-dime6 | $25.00 | 4/12/2011 9:05:29 AM |
| diplomatic-wealth7 | $25.00 | 4/12/2011 9:09:36 AM |
| power-bluebird2 | $50.00 | 4/12/2011 9:17:39 AM |
| SecondChanceLendingSERV | $25.00 | 4/12/2011 9:36:43 AM |
| sharp-trade0 | $25.00 | 4/12/2011 9:13:08 AM |
| 87Marc | $25.00 | 4/12/2011 10:37:50 AM |
| golffish2 | $25.00 | 4/12/2011 11:32:17 AM |
| lendstats_com | $200.00 | 4/12/2011 1:37:02 PM |
| value-microscope | $25.90 | 4/12/2011 4:32:30 PM |
| w3alter | $100.00 | 4/12/2011 4:40:55 PM |
| Jack55304 | $185.00 | 4/17/2011 5:34:00 AM |
| fantastic-wampum1 | $100.00 | 4/18/2011 3:12:41 PM |
| money-baron-roth-IRA | $200.00 | 4/18/2011 6:35:38 PM |
| mercuriant | $25.00 | 4/20/2011 9:23:31 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:42:15 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:20:58 AM |
| open-minded-p2p1 | $25.00 | 4/24/2011 9:32:05 AM |
| VJ_Financial | $100.00 | 4/24/2011 12:44:35 PM |
| cashtolendyou | $40.00 | 4/25/2011 12:22:13 PM |
| sfmf | $25.00 | 4/25/2011 12:56:24 PM |
| worthy-bid8 | $25.00 | 4/25/2011 1:20:08 PM |
| MJTimages_com | $50.00 | 4/25/2011 3:06:48 PM |
| mcgovern2024 | $25.00 | 4/25/2011 1:10:52 PM |
| CA-Lender | $50.04 | 4/25/2011 3:46:17 PM |
| secureincome | $1,500.00 | 4/25/2011 4:46:56 PM |
| newest-organic-rupee | $33.00 | 4/25/2011 4:22:19 PM |
| reward-dynamo | $50.00 | 4/25/2011 4:47:04 PM |
| gain-equator | $25.00 | 4/25/2011 5:16:46 PM |
| ddog0224 | $49.26 | 4/25/2011 4:46:29 PM |
| reflective-rupee | $350.33 | 4/25/2011 4:55:15 PM |
| fighter122 | $50.00 | 4/25/2011 5:17:08 PM |
| asiaratt | $50.00 | 4/25/2011 5:17:20 PM |
| justonejake | $25.00 | 4/25/2011 5:34:40 PM |
| handy-justice | $50.00 | 4/25/2011 5:36:18 PM |
| umfan123 | $25.00 | 4/25/2011 5:37:08 PM |
| compsciman | $46.20 | 4/25/2011 6:03:00 PM |
| gotyourgear | $32.26 | 4/25/2011 6:04:11 PM |
| JJ9876 | $25.00 | 4/25/2011 5:36:40 PM |
| tbati | $50.00 | 4/25/2011 5:39:45 PM |
| rvfbroker | $25.00 | 4/25/2011 5:40:23 PM |
| Sapphicat | $72.49 | 4/25/2011 5:48:23 PM |
| smart-kindness8 | $50.00 | 4/25/2011 6:12:18 PM |
| carlover | $25.00 | 4/25/2011 6:16:51 PM |
| ivy-league-MBA | $25.00 | 4/25/2011 6:30:10 PM |
| LordKinbote | $25.00 | 4/25/2011 6:30:46 PM |
| fortytwo | $100.00 | 4/25/2011 6:30:58 PM |
| handshake5 | $100.00 | 4/25/2011 6:30:15 PM |
| famous-bid9 | $25.00 | 4/25/2011 6:28:29 PM |
| 116 Investments
|
Borrower Payment Dependent Notes Series
503413
This series of Notes was issued and sold upon the funding of the borrower loan #49238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $86.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1996 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 21y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Fireman |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,330 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| special-value5 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Captain
Purpose of loan:
This loan will be used to... Purchase equipment for my small business.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 5/2/2011 5:09:56 PM |
| wealth-renaissance5 | $25.00 | 5/2/2011 5:12:14 PM |
| Gibbyland | $100.00 | 5/2/2011 5:10:03 PM |
| vutah | $35.00 | 5/2/2011 6:02:11 PM |
| JaceSpade | $25.00 | 5/5/2011 2:42:17 AM |
| I_want_to_help_you | $25.00 | 5/5/2011 8:13:09 AM |
| TomDalonajay | $25.00 | 5/5/2011 9:56:33 AM |
| first-upright-payout | $25.00 | 5/6/2011 3:46:16 PM |
| calkidd05 | $26.00 | 5/7/2011 4:15:16 PM |
| Pakse | $25.00 | 5/7/2011 4:27:55 PM |
| lotuss4 | $49.99 | 5/7/2011 5:08:10 PM |
| Dubbs360 | $100.00 | 5/7/2011 6:09:30 PM |
| blue111 | $50.00 | 5/7/2011 6:17:44 PM |
| Lefty_the_Lender | $25.00 | 5/7/2011 6:41:25 PM |
| swerve1317 | $50.00 | 5/7/2011 7:20:42 PM |
| GoldenGo4 | $100.00 | 5/7/2011 8:06:38 PM |
| luvlending | $25.00 | 5/7/2011 8:10:02 PM |
| DasMula | $27.00 | 5/7/2011 8:22:47 PM |
| Wishmaker | $100.00 | 5/7/2011 9:04:12 PM |
| the-silver-blaster | $50.00 | 5/7/2011 11:03:58 PM |
| profitable-money | $25.00 | 5/7/2011 11:16:13 PM |
| lucrative-coin | $50.00 | 5/7/2011 5:58:19 PM |
| cgoca | $25.00 | 5/7/2011 8:01:55 PM |
| wealth-fighter3 | $25.00 | 5/7/2011 9:01:53 PM |
| FWF-kinetic | $79.81 | 5/7/2011 9:15:50 PM |
| kinetic-social | $25.00 | 5/8/2011 7:50:31 AM |
| asset-tomahawk2 | $25.00 | 5/8/2011 5:04:18 AM |
| happyinvallarta | $50.00 | 5/8/2011 5:49:25 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:56 AM |
| tzvie | $25.00 | 5/8/2011 8:33:25 AM |
| the-enthralling-coin | $25.00 | 5/2/2011 5:13:20 PM |
| Tradesmanlender | $25.00 | 5/2/2011 5:11:42 PM |
| Bank_Of_XL | $50.00 | 5/3/2011 4:57:55 AM |
| bonus-demon | $25.00 | 5/3/2011 10:24:35 AM |
| Sol_Invictus | $25.00 | 5/3/2011 3:53:01 PM |
| rustysailor | $25.00 | 5/3/2011 4:33:42 PM |
| upbeat-finance8 | $25.00 | 5/5/2011 4:29:51 PM |
| elvisloans | $25.00 | 5/5/2011 4:53:09 PM |
| Leopoldine | $25.00 | 5/5/2011 8:19:08 PM |
| BxRealtor | $25.00 | 5/6/2011 6:24:03 PM |
| hookUup | $30.40 | 5/7/2011 5:48:44 PM |
| Whitewater_Loans | $25.00 | 5/7/2011 7:36:57 PM |
| debtcollector | $100.00 | 5/7/2011 7:29:30 PM |
| dough-shooter | $135.56 | 5/7/2011 10:33:02 PM |
| aztocas | $25.00 | 5/7/2011 5:25:02 PM |
| RandyL3 | $25.00 | 5/7/2011 5:59:03 PM |
| availableloan | $25.00 | 5/7/2011 6:48:17 PM |
| wild-orange | $50.00 | 5/8/2011 3:55:22 AM |
| loyalist1 | $150.00 | 5/8/2011 4:15:37 AM |
| reflective-dollar8 | $50.00 | 5/8/2011 6:24:21 AM |
| Gotogo | $50.00 | 5/8/2011 6:18:09 AM |
| newest-generous-income | $25.00 | 5/8/2011 10:15:52 AM |
| interest-fertilizer3 | $50.00 | 5/8/2011 10:52:15 AM |
| ReddInc | $91.24 | 5/8/2011 1:27:42 PM |
| newest-funds-powerplant | $25.00 | 5/8/2011 12:37:37 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
503739
This series of Notes was issued and sold upon the funding of the borrower loan #49230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $519.91 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 3y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,243 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 53% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| coin-refuge |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $8500
Monthly expenses: $750
Housing: $2200
Insurance: $350
Car expenses: $650
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $75
Clothing, household expenses: $
Credit cards and other loans: $11000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/25/2011 5:21:58 PM |
| Zolton | $100.00 | 4/25/2011 5:26:26 PM |
| competent-p2p | $45.00 | 4/26/2011 12:01:56 PM |
| Azonic21 | $25.00 | 4/28/2011 5:12:46 PM |
| enthralling-deal180 | $50.00 | 4/28/2011 6:00:53 PM |
| worldly-community3 | $50.00 | 4/29/2011 3:36:05 PM |
| Mariner3605 | $25.00 | 4/30/2011 10:56:45 AM |
| systemlender | $50.00 | 5/1/2011 12:56:00 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:46 PM |
| Leopoldine | $25.00 | 5/1/2011 9:11:27 PM |
| radforj22 | $25.00 | 5/2/2011 5:40:56 PM |
| Supernick | $50.00 | 5/3/2011 6:48:14 AM |
| rdrloan | $50.00 | 5/4/2011 7:25:02 AM |
| benefit-prescription6 | $100.00 | 5/4/2011 7:24:56 AM |
| mtp | $50.00 | 5/4/2011 8:03:48 AM |
| kindness-jedi | $30.00 | 5/4/2011 9:29:23 AM |
| astute-benjamins | $25.00 | 5/4/2011 2:37:01 PM |
| Weaverville | $25.00 | 5/4/2011 3:34:31 PM |
| triumphant-point5 | $50.00 | 5/4/2011 4:45:05 PM |
| nimble-penny1 | $50.00 | 5/4/2011 5:37:57 PM |
| exciting-fairness8 | $50.00 | 5/4/2011 5:40:18 PM |
| 108lender | $100.00 | 5/5/2011 1:33:15 AM |
| careful-note | $100.00 | 5/5/2011 3:24:20 AM |
| blue-horizon | $25.00 | 5/5/2011 9:51:29 AM |
| the-silver-blaster | $50.00 | 5/5/2011 10:10:14 AM |
| unrivaled-income5 | $50.00 | 5/5/2011 9:55:02 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:40:50 AM |
| treasure-expert | $25.00 | 5/5/2011 7:36:25 PM |
| investment-comet | $25.00 | 5/6/2011 2:27:53 AM |
| treasure-brigade | $25.00 | 5/6/2011 5:49:11 AM |
| treasure-brigade | $25.00 | 5/6/2011 6:06:01 AM |
| javelin0 | $150.00 | 5/6/2011 8:02:44 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:57:55 AM |
| inforapenny | $50.00 | 5/6/2011 4:02:07 PM |
| brightest-dynamic-peace | $25.00 | 5/6/2011 4:21:31 PM |
| Kame | $25.00 | 5/6/2011 5:40:15 PM |
| circuitfive | $25.00 | 5/6/2011 6:45:29 PM |
| bankofsam | $25.00 | 5/7/2011 10:24:39 AM |
| shawndw | $35.00 | 5/7/2011 12:09:10 PM |
| misterhobbs | $50.00 | 5/7/2011 12:39:15 PM |
| lending_well | $25.00 | 5/7/2011 12:39:58 PM |
| triumphant-community | $50.00 | 5/7/2011 1:19:16 PM |
| Mr_Marcus | $50.00 | 5/7/2011 6:09:48 PM |
| skillful-finance | $25.00 | 5/7/2011 7:30:01 PM |
| onetuxllc | $50.00 | 5/8/2011 12:11:10 PM |
| NiceNate | $100.00 | 5/8/2011 10:06:12 AM |
| blue-lucrative-rate | $25.00 | 5/8/2011 12:14:12 PM |
| slartibardfast | $25.00 | 5/8/2011 12:20:37 PM |
| income-pillow | $25.00 | 5/8/2011 12:38:16 PM |
| helpu88 | $25.00 | 5/8/2011 12:38:04 PM |
| Reinadog9 | $25.00 | 5/8/2011 12:38:12 PM |
| manyhappydogs | $50.00 | 5/8/2011 12:38:13 PM |
| Isotope | $25.00 | 5/8/2011 5:59:49 PM |
| theyfixedtheglitch | $50.00 | 5/8/2011 6:49:01 PM |
| gracej | $25.00 | 5/8/2011 2:39:03 PM |
| lazyeye | $35.94 | 5/8/2011 3:22:32 PM |
| skuba | $50.00 | 5/8/2011 10:49:50 PM |
| alben2009 | $25.00 | 5/9/2011 12:07:01 AM |
| shrewd-truth1 | $50.00 | 5/8/2011 6:01:09 PM |
| soroxy | $25.00 | 5/8/2011 7:50:10 PM |
| THREE-POINTS-LENDING | $38.83 | 5/9/2011 9:00:42 AM |
| Savings_EQ_Dignity | $26.45 | 5/9/2011 9:01:24 AM |
| green-moola-platoon | $70.70 | 5/9/2011 9:02:19 AM |
| Ocean713 | $50.00 | 5/9/2011 8:47:29 AM |
| responsibility-bauble | $50.00 | 5/9/2011 9:02:45 AM |
| mike279766 | $46.00 | 5/9/2011 9:02:55 AM |
| alpinaut | $25.00 | 5/9/2011 9:03:20 AM |
| velocity-solo | $25.00 | 5/9/2011 9:03:49 AM |
| Frenchynh | $25.00 | 5/9/2011 9:04:03 AM |
| Millmanator | $25.00 | 5/9/2011 9:04:11 AM |
| rockstar73 | $25.00 | 5/9/2011 9:00:22 AM |
| enriching-liberty629 | $25.00 | 5/9/2011 9:04:48 AM |
| yarg | $50.00 | 5/9/2011 9:00:37 AM |
| wdfraser | $50.00 | 5/9/2011 9:00:47 AM |
| PsiPro | $25.00 | 5/9/2011 9:01:08 AM |
| LahnDi | $50.00 | 5/9/2011 9:01:42 AM |
| swpski | $25.00 | 5/9/2011 9:02:34 AM |
| tuffshorty | $50.00 | 5/9/2011 9:03:26 AM |
| peace-maximizer8 | $25.00 | 5/9/2011 9:08:17 AM |
| payout-carnival | $25.00 | 5/9/2011 9:04:19 AM |
| TomKacz | $100.00 | 5/9/2011 9:04:50 AM |
| gjm6d | $25.00 | 5/9/2011 9:09:43 AM |
| reueljw | $25.00 | 5/9/2011 9:10:53 AM |
| Worldskiboy | $50.00 | 5/9/2011 9:06:28 AM |
| E_G | $50.00 | 5/9/2011 9:11:06 AM |
| SanJoser | $25.00 | 5/9/2011 9:06:34 AM |
| mad4wknds | $50.00 | 5/9/2011 9:11:20 AM |
| Washington_Loan | $25.00 | 5/9/2011 9:11:22 AM |
| thrifty-return | $27.74 | 5/9/2011 9:12:00 AM |
| exchange-triangulation | $50.00 | 5/9/2011 9:07:56 AM |
| Steveoo1 | $25.00 | 5/9/2011 9:08:46 AM |
| littlemonkey | $25.00 | 5/9/2011 9:12:49 AM |
| knowledgeable-note6 | $25.00 | 5/9/2011 9:09:13 AM |
| valiant-liberty4 | $25.00 | 5/9/2011 9:09:34 AM |
| IP | $47.06 | 5/9/2011 9:10:58 AM |
| TK4 | $26.97 | 5/9/2011 9:11:14 AM |
| miket71 | $50.00 | 5/9/2011 9:11:27 AM |
| chlebie | $45.79 | 5/9/2011 9:11:31 AM |
| PoliticinandNegotiatin | $25.00 | 5/9/2011 9:11:46 AM |
| dinero-speaker | $25.00 | 5/9/2011 9:14:45 AM |
| payment-jalapeno9 | $50.00 | 5/9/2011 9:18:16 AM |
| equitable-yield4 | $25.00 | 5/9/2011 9:22:08 AM |
| StreetJustice | $158.16 | 5/9/2011 9:30:22 AM |
| community-spartan | $50.00 | 5/9/2011 9:34:13 AM |
| Hartfelt | $30.00 | 5/9/2011 9:01:04 AM |
| payout-thinker7 | $25.00 | 5/9/2011 9:02:47 AM |
| flymetothemoon | $50.00 | 5/9/2011 9:03:11 AM |
| rberr | $25.00 | 5/9/2011 9:38:05 AM |
| rudyindc | $50.00 | 5/9/2011 9:04:15 AM |
| FormulaTroll | $25.00 | 5/9/2011 9:04:52 AM |
| ssgt95068 | $25.00 | 5/9/2011 9:05:38 AM |
| br4444 | $46.12 | 5/9/2011 9:06:10 AM |
| lokiswolf | $32.00 | 5/9/2011 9:06:41 AM |
| gravbox | $50.00 | 5/9/2011 9:07:07 AM |
| sharp-income2 | $25.00 | 5/9/2011 9:08:20 AM |
| credit-meteor7 | $50.00 | 5/9/2011 9:09:45 AM |
| Rivervale_Westwood | $25.00 | 5/9/2011 9:10:32 AM |
| PocketAces | $30.82 | 5/9/2011 9:10:51 AM |
| taxman1971 | $25.00 | 5/9/2011 9:11:08 AM |
| meenan | $47.42 | 5/9/2011 9:11:16 AM |
| studious-bonus7 | $82.24 | 5/9/2011 9:14:41 AM |
| PatRichi | $25.00 | 5/9/2011 9:49:54 AM |
| wild_carrot | $25.00 | 5/9/2011 9:15:38 AM |
| genius520 | $50.00 | 5/9/2011 9:52:17 AM |
| revenue-serenity | $50.00 | 5/9/2011 9:59:49 AM |
| upright-asset2 | $25.00 | 5/9/2011 10:07:40 AM |
| Ivan2007 | $49.85 | 5/9/2011 10:30:05 AM |
| Rockymtnhi | $50.00 | 5/9/2011 10:30:37 AM |
| a275ranger | $30.00 | 5/9/2011 10:31:08 AM |
| ptjg | $50.00 | 5/9/2011 10:31:23 AM |
| macgeek | $25.00 | 5/9/2011 10:33:12 AM |
| superb-funds335 | $25.00 | 5/9/2011 10:33:24 AM |
| RedantFinance | $25.00 | 5/9/2011 10:34:16 AM |
| ijspence | $25.00 | 5/9/2011 10:35:00 AM |
| credit-kahuna | $50.00 | 5/9/2011 10:35:25 AM |
| favorite-deal6 | $25.00 | 5/9/2011 10:36:13 AM |
| tranquil-diversification8 | $50.00 | 5/9/2011 10:37:12 AM |
| rhodylend | $25.00 | 5/9/2011 10:30:27 AM |
| hope-lightning1 | $250.00 | 5/9/2011 10:37:36 AM |
| worklessmakemore | $25.00 | 5/9/2011 10:30:34 AM |
| siesta100 | $50.00 | 5/9/2011 10:30:52 AM |
| keeks | $25.00 | 5/9/2011 10:31:02 AM |
| williemc44 | $25.00 | 5/9/2011 10:31:27 AM |
| philgreen | $50.00 | 5/9/2011 10:31:47 AM |
| investment-tempo | $50.00 | 5/9/2011 9:49:14 AM |
| love_what_you_do | $50.00 | 5/9/2011 10:33:20 AM |
| revenue-tsunami | $50.00 | 5/9/2011 10:34:19 AM |
| hopeful-point | $25.00 | 5/9/2011 10:34:58 AM |
| first-pragmatic-note | $50.00 | 5/9/2011 10:35:08 AM |
| BaxterEvil | $25.00 | 5/9/2011 10:35:31 AM |
| sensible-fund | $50.00 | 5/9/2011 10:35:58 AM |
| the-unequivocal-pound | $50.00 | 5/9/2011 10:36:10 AM |
| hostbank | $100.00 | 5/9/2011 10:36:42 AM |
| reflective-cash0 | $50.00 | 5/9/2011 10:37:00 AM |
| DavidCG | $25.00 | 5/9/2011 10:37:08 AM |
| p1k4blu | $25.00 | 5/9/2011 10:30:01 AM |
| attentive-vigilance1 | $25.00 | 5/9/2011 10:30:12 AM |
| retirementlady | $25.00 | 5/9/2011 10:30:21 AM |
| midde551 | $25.00 | 5/9/2011 10:30:45 AM |
| brightest-affluence-motivator | $50.00 | 5/9/2011 10:31:17 AM |
| communicator838 | $26.00 | 5/9/2011 10:33:14 AM |
| Attract | $25.00 | 5/9/2011 10:34:46 AM |
| cropdust3r | $25.00 | 5/9/2011 10:35:14 AM |
| a-sharp-revenue | $50.00 | 5/9/2011 10:35:36 AM |
| loan-warrior | $25.00 | 5/9/2011 10:35:54 AM |
| rss197 | $25.00 | 5/9/2011 10:36:03 AM |
| C_Mark | $50.00 | 5/9/2011 10:36:39 AM |
| justice-circuitry0 | $50.00 | 5/9/2011 10:37:14 AM |
| runge2777 | $25.00 | 5/9/2011 10:37:19 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:19 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:19 AM |
| bountiful-durability | $50.00 | 5/1/2011 12:21:36 PM |
| BxRealtor | $25.00 | 5/1/2011 4:41:28 PM |
| GElender | $50.00 | 5/3/2011 6:20:19 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:17:23 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:07 AM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:05:41 PM |
| AFairDeal | $50.00 | 5/4/2011 7:26:10 AM |
| miked8303 | $25.00 | 5/4/2011 8:33:02 AM |
| auction-turtle0 | $25.00 | 5/4/2011 9:31:19 AM |
| community-piccolo0 | $25.00 | 5/4/2011 10:24:43 AM |
| wwwUniversal | $25.00 | 5/4/2011 5:29:30 PM |
| yield-visionary4 | $50.00 | 5/4/2011 5:38:38 PM |
| unrivaled-silver | $50.00 | 5/4/2011 5:29:43 PM |
| silver-fuse | $30.00 | 5/5/2011 9:55:57 AM |
| Artist_Blue | $25.00 | 5/5/2011 3:09:43 PM |
| patriot897 | $25.00 | 5/5/2011 5:22:16 PM |
| numero-uno4 | $50.00 | 5/5/2011 5:45:55 PM |
| valiant-pound8 | $100.00 | 5/5/2011 7:29:32 PM |
| don8ter | $25.00 | 5/5/2011 5:44:03 PM |
| indomitable-coin | $25.00 | 5/6/2011 6:39:10 AM |
| worthy-bid8 | $50.00 | 5/6/2011 6:11:08 AM |
| affluence-birdie7 | $35.00 | 5/6/2011 9:51:59 AM |
| klin | $50.00 | 5/6/2011 10:28:07 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:06:26 AM |
| bigphish | $50.00 | 5/6/2011 11:29:25 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:25:31 AM |
| boater01 | $50.00 | 5/6/2011 12:20:00 PM |
| tender-integrity3 | $100.00 | 5/6/2011 12:55:41 PM |
| GrommetPosse | $50.00 | 5/6/2011 12:55:17 PM |
| DrStaff | $30.00 | 5/6/2011 3:42:38 PM |
| sonnet771 | $50.00 | 5/6/2011 3:48:28 PM |
| chungfang | $50.00 | 5/6/2011 3:49:48 PM |
| kulender | $50.00 | 5/6/2011 5:23:02 PM |
| RJN | $25.00 | 5/6/2011 9:10:37 PM |
| PCGeekWI | $25.00 | 5/6/2011 7:24:13 PM |
| agreement-network | $50.00 | 5/6/2011 10:49:23 PM |
| DonaldColorado | $25.00 | 5/7/2011 3:08:20 AM |
| 6moonbeams | $50.00 | 5/7/2011 2:42:43 AM |
| MarinLoans | $25.00 | 5/7/2011 7:14:31 AM |
| fearless-auction7 | $25.00 | 5/7/2011 8:09:13 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:09:42 AM |
| Eagledrop | $25.00 | 5/7/2011 5:24:55 PM |
| nestegg4e | $25.00 | 5/7/2011 5:29:20 PM |
| pvconn | $50.00 | 5/8/2011 4:59:08 AM |
| happyinvallarta | $50.00 | 5/8/2011 5:49:15 AM |
| peripatetic | $25.00 | 5/8/2011 6:54:22 AM |
| Interloper | $25.00 | 5/8/2011 7:49:05 AM |
| deal-viking4 | $50.00 | 5/8/2011 8:46:23 AM |
| PRGuyinVA | $50.00 | 5/8/2011 9:14:11 AM |
| wildguy | $50.00 | 5/8/2011 9:34:45 AM |
| ryreesado | $25.00 | 5/8/2011 8:10:11 AM |
| toblerone | $50.00 | 5/8/2011 8:49:06 AM |
| Ripsaw4U | $50.00 | 5/8/2011 12:12:26 PM |
| BlueRoom | $25.00 | 5/8/2011 12:20:26 PM |
| melodious-fairness | $50.00 | 5/8/2011 12:20:41 PM |
| objective-investor | $250.00 | 5/8/2011 12:21:04 PM |
| Krozy | $50.00 | 5/8/2011 12:21:57 PM |
| jrbill1998 | $50.00 | 5/8/2011 12:33:48 PM |
| Icon_88 | $50.00 | 5/8/2011 12:34:06 PM |
| yield-seeker | $25.00 | 5/8/2011 12:35:31 PM |
| dollar-missile3 | $25.00 | 5/8/2011 12:14:15 PM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:26 PM |
| ideal-platinum1 | $25.00 | 5/8/2011 12:19:28 PM |
| ChewyAXE | $25.00 | 5/8/2011 12:37:59 PM |
| LenderOnWheels | $25.00 | 5/8/2011 12:38:21 PM |
| credit-investor5 | $50.00 | 5/8/2011 4:24:10 PM |
| dpjd | $50.00 | 5/8/2011 1:16:58 PM |
| CanArkRoamNu | $25.00 | 5/8/2011 1:30:31 PM |
| LendGuy | $50.00 | 5/8/2011 5:04:02 PM |
| mizon291 | $50.00 | 5/8/2011 1:54:05 PM |
| la_tim | $75.00 | 5/8/2011 2:52:27 PM |
| dime-smasher5 | $25.00 | 5/8/2011 8:19:46 PM |
| comet55 | $25.00 | 5/8/2011 4:39:02 PM |
| integrity-trumpet | $100.00 | 5/8/2011 4:54:25 PM |
| EJF | $50.00 | 5/9/2011 6:56:37 AM |
| spqrxxi | $25.00 | 5/9/2011 7:44:46 AM |
| blooming-market | $25.00 | 5/9/2011 8:42:26 AM |
| krd_Chicago | $100.00 | 5/9/2011 8:45:06 AM |
| TennSquire | $50.00 | 5/9/2011 8:43:50 AM |
| monroemoney | $25.00 | 5/9/2011 9:00:30 AM |
| BzJ108 | $25.00 | 5/9/2011 9:01:00 AM |
| fair-hope | $25.00 | 5/9/2011 9:01:39 AM |
| pragmatic-camaraderi | $25.00 | 5/9/2011 9:02:13 AM |
| impartial-benefit1 | $50.00 | 5/9/2011 9:02:50 AM |
| Katburg | $50.00 | 5/9/2011 9:03:51 AM |
| rakstar | $50.00 | 5/9/2011 9:04:05 AM |
| Oupa-George | $25.00 | 5/9/2011 9:00:20 AM |
| Contact911 | $40.99 | 5/9/2011 9:04:23 AM |
| SoCalRancher | $50.00 | 5/9/2011 9:00:25 AM |
| ClearLake | $25.00 | 5/9/2011 9:05:18 AM |
| wbahl | $25.00 | 5/9/2011 9:00:54 AM |
| mistertao | $25.00 | 5/9/2011 9:01:11 AM |
| AdamClemSC | $25.00 | 5/9/2011 9:06:09 AM |
| fiddlerzvi | $25.79 | 5/9/2011 9:02:29 AM |
| boltzmann | $25.00 | 5/9/2011 9:02:52 AM |
| IIP77 | $25.00 | 5/9/2011 9:08:08 AM |
| Banker7371 | $25.00 | 5/9/2011 9:08:35 AM |
| fireboss | $39.24 | 5/9/2011 9:05:24 AM |
| JTCorp | $25.00 | 5/9/2011 9:09:37 AM |
| ingenious-diversification | $25.00 | 5/9/2011 9:09:48 AM |
| lendme2 | $50.00 | 5/9/2011 9:10:44 AM |
| wadeveloper | $50.00 | 5/9/2011 9:06:30 AM |
| rlgnyc | $25.00 | 5/9/2011 9:11:13 AM |
| dood2112 | $25.00 | 5/9/2011 9:06:37 AM |
| Dweeberkitty1 | $25.00 | 5/9/2011 9:11:36 AM |
| Anny-Disco | $75.00 | 5/9/2011 9:07:14 AM |
| ericgassercom | $50.00 | 5/9/2011 9:08:56 AM |
| useful-p2ploan | $25.00 | 5/9/2011 9:13:48 AM |
| ualf | $50.00 | 5/9/2011 9:10:40 AM |
| jalapeno2 | $25.00 | 5/9/2011 8:46:33 AM |
| inspired-investment8 | $100.00 | 5/9/2011 8:47:32 AM |
| golffish2 | $50.00 | 5/9/2011 9:32:01 AM |
| logical-coin6 | $500.00 | 5/9/2011 9:35:00 AM |
| onlyinchicago | $33.13 | 5/9/2011 9:01:14 AM |
| mjjjrj | $25.00 | 5/9/2011 9:01:19 AM |
| Invest4kids | $25.00 | 5/9/2011 9:02:05 AM |
| emosspot | $25.00 | 5/9/2011 9:03:12 AM |
| Trimalchio12 | $25.00 | 5/9/2011 9:04:09 AM |
| discrete-asset | $25.00 | 5/9/2011 9:04:16 AM |
| Cheburashka | $25.00 | 5/9/2011 9:05:46 AM |
| reaction5 | $25.00 | 5/9/2011 9:06:31 AM |
| compassionate-income5 | $25.00 | 5/9/2011 9:06:46 AM |
| gold-lightning1 | $25.00 | 5/9/2011 9:06:55 AM |
| longtoulaoda | $50.00 | 5/9/2011 9:07:27 AM |
| gold-sushi | $25.00 | 5/9/2011 9:08:52 AM |
| rmachi | $25.00 | 5/9/2011 9:09:05 AM |
| InvestorPartners | $25.00 | 5/9/2011 9:10:15 AM |
| e6400 | $38.97 | 5/9/2011 9:10:47 AM |
| RgPro | $32.18 | 5/9/2011 9:11:03 AM |
| lostontheedge | $25.00 | 5/9/2011 9:11:11 AM |
| justice-dna | $35.00 | 5/9/2011 9:12:25 AM |
| successful-agreement7 | $100.00 | 5/9/2011 9:14:49 AM |
| money-bauble | $150.00 | 5/9/2011 9:18:52 AM |
| loanscholar | $50.00 | 5/9/2011 10:01:20 AM |
| qsolo | $200.00 | 5/9/2011 9:39:58 AM |
| MO_Investor | $25.00 | 5/9/2011 10:29:58 AM |
| LeReve | $25.00 | 5/9/2011 10:30:32 AM |
| Eastern | $50.00 | 5/9/2011 10:30:42 AM |
| jct_enterprises | $25.00 | 5/9/2011 10:31:13 AM |
| paymentologist | $50.00 | 5/9/2011 10:31:43 AM |
| the-payout-enclave | $25.00 | 5/9/2011 10:33:18 AM |
| johntims | $25.00 | 5/9/2011 10:34:53 AM |
| grf1945 | $50.00 | 5/9/2011 10:35:42 AM |
| worth-dandelion | $100.00 | 5/9/2011 10:36:46 AM |
| best-basis-trooper | $50.00 | 5/9/2011 10:37:10 AM |
| microfunder | $50.00 | 5/9/2011 10:30:24 AM |
| wellsfrugal | $50.00 | 5/9/2011 10:30:30 AM |
| murlirao2002 | $25.00 | 5/9/2011 10:30:40 AM |
| boj2007 | $50.00 | 5/9/2011 10:30:55 AM |
| downtownfarm | $25.00 | 5/9/2011 10:31:19 AM |
| Alpha-AssistU | $25.00 | 5/9/2011 10:31:33 AM |
| nybanker85 | $50.00 | 5/9/2011 10:32:46 AM |
| Zoomer | $50.00 | 5/9/2011 10:33:16 AM |
| cathexis | $25.00 | 5/9/2011 10:33:49 AM |
| RusRobo | $50.00 | 5/9/2011 10:34:48 AM |
| income-sage9 | $25.00 | 5/9/2011 10:34:56 AM |
| rapid-loyalty1 | $25.00 | 5/9/2011 10:35:06 AM |
| narblark | $50.00 | 5/9/2011 10:35:09 AM |
| CardCapDude | $50.00 | 5/9/2011 10:35:50 AM |
| loyalty-sherpa | $25.00 | 5/9/2011 10:36:07 AM |
| durable-auction0 | $50.00 | 5/9/2011 10:36:29 AM |
| steiglends | $100.00 | 5/9/2011 10:36:50 AM |
| harty | $49.42 | 5/9/2011 10:30:08 AM |
| inventive-exchange | $50.00 | 5/9/2011 10:30:18 AM |
| durability-mad-scientist4 | $50.00 | 5/9/2011 10:30:49 AM |
| gnar | $25.00 | 5/9/2011 10:31:39 AM |
| piter-to-la-investment | $25.00 | 5/9/2011 10:34:00 AM |
| Mar_Holdings_LLC | $25.00 | 5/9/2011 10:34:45 AM |
| 30Sky | $50.00 | 5/9/2011 10:34:50 AM |
| red-robust-bid | $50.00 | 5/9/2011 10:35:04 AM |
| silver-armada | $50.00 | 5/9/2011 10:35:46 AM |
| klinebarger | $25.00 | 5/9/2011 10:36:00 AM |
| bazaar-hyperdrive3 | $50.00 | 5/9/2011 10:36:20 AM |
| brutusbone | $25.00 | 5/9/2011 10:36:36 AM |
| ursus | $100.00 | 5/9/2011 10:37:16 AM |
| GrayStudio | $25.00 | 5/9/2011 10:37:22 AM |
| 347 Investments
|
Borrower Payment Dependent Notes Series
503867
This series of Notes was issued and sold upon the funding of the borrower loan #49174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-06-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1963 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,598 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-gusto3 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Payoff
Purpose of loan: This loan will be used to pay off medical bills
My financial situation: Is good
I am a good candidate for this loan because...
Monthly net income: $5,166.66
Monthly expenses: $2,500.00
Housing: $1,100.00
Insurance: $155.00
Car expenses: $356.00
Utilities: $60.00
Phone, cable, internet: $115.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $250.00
Other expenses: $364.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $25.00 | 5/3/2011 5:36:50 PM |
| pembull | $50.00 | 4/25/2011 5:32:26 PM |
| steves73 | $50.00 | 4/25/2011 9:09:25 PM |
| fcb202 | $50.00 | 4/26/2011 4:36:15 AM |
| RyanM561 | $25.00 | 4/26/2011 6:00:46 AM |
| competent-p2p | $35.00 | 4/26/2011 12:00:14 PM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 4:21:31 PM |
| reflective-rupee | $750.22 | 4/26/2011 5:32:02 PM |
| Kash2010lu | $25.00 | 4/26/2011 7:23:09 PM |
| selector568 | $100.00 | 4/26/2011 8:01:09 PM |
| economy-coup | $30.00 | 4/27/2011 12:58:33 AM |
| SecondChanceLendingSERV | $25.00 | 4/26/2011 9:52:24 PM |
| best-ingenious-funds | $25.00 | 4/27/2011 9:54:38 AM |
| careful-compassion | $25.00 | 4/27/2011 4:34:13 PM |
| janeybooboo | $100.00 | 4/27/2011 8:12:23 PM |
| larryboy10 | $50.00 | 4/28/2011 6:28:04 PM |
| nickel-hickory | $100.00 | 4/29/2011 9:32:51 AM |
| nickel-hickory | $100.00 | 4/29/2011 9:35:13 AM |
| 2grindstones | $25.00 | 4/29/2011 11:37:02 AM |
| Weaverville | $25.00 | 4/29/2011 11:34:44 AM |
| VJ_Financial | $26.00 | 4/29/2011 1:01:22 PM |
| CAGE-Investments | $25.00 | 4/29/2011 4:52:56 PM |
| Valley-of-the-Dollar | $25.00 | 4/30/2011 8:43:21 PM |
| zone6 | $100.00 | 5/1/2011 11:51:38 AM |
| Bob450 | $25.00 | 5/1/2011 3:04:46 PM |
| Moe87 | $25.00 | 5/3/2011 7:09:27 AM |
| reward-dynamo | $50.00 | 5/3/2011 12:09:47 PM |
| fmanjoo | $25.00 | 5/3/2011 5:31:43 PM |
| impressive-openness7 | $26.19 | 5/3/2011 9:08:46 PM |
| attractive-point5 | $25.00 | 5/4/2011 8:12:46 AM |
| basis-image | $25.00 | 5/4/2011 10:31:55 AM |
| benefit-molecule338 | $300.00 | 5/4/2011 3:34:55 PM |
| Reliance_Banker | $25.00 | 5/4/2011 7:19:31 PM |
| droopie1 | $25.00 | 5/4/2011 7:44:07 PM |
| handy-justice | $100.00 | 5/4/2011 7:04:57 PM |
| careful-note | $50.00 | 5/5/2011 3:30:56 AM |
| credit-sycamore4 | $50.00 | 5/5/2011 10:07:00 AM |
| CA-Lender | $100.05 | 5/5/2011 2:45:47 PM |
| ingenious-truth0 | $50.00 | 5/5/2011 5:21:51 PM |
| open-minded-fund9 | $50.00 | 5/5/2011 9:26:50 PM |
| grampy48 | $25.00 | 5/5/2011 7:37:47 PM |
| palace2 | $450.00 | 5/6/2011 5:34:57 AM |
| Joyflyer | $636.37 | 5/6/2011 6:55:15 AM |
| gothampark | $25.00 | 5/6/2011 9:02:29 AM |
| kttalamo | $50.00 | 5/6/2011 9:19:14 AM |
| Rulea72 | $25.00 | 5/6/2011 9:37:44 AM |
| terrific-peace8 | $53.72 | 5/6/2011 10:20:34 AM |
| kwan | $25.00 | 5/6/2011 12:17:45 PM |
| thelovebug | $50.00 | 5/6/2011 1:35:16 PM |
| umfan123 | $25.00 | 5/6/2011 3:16:36 PM |
| orange-coin-walnut | $50.00 | 5/6/2011 4:10:16 PM |
| CA-Lender | $50.00 | 5/6/2011 5:02:30 PM |
| jwsun90 | $391.37 | 5/6/2011 5:18:28 PM |
| reflective-rupee | $750.01 | 5/6/2011 5:17:45 PM |
| Makingitrain | $25.00 | 5/6/2011 4:00:27 PM |
| jalapeno2 | $25.00 | 5/6/2011 4:01:34 PM |
| chungfang | $25.00 | 5/6/2011 4:19:32 PM |
| worth-shower8 | $100.00 | 5/6/2011 4:45:44 PM |
| branaa99 | $25.00 | 5/6/2011 4:57:27 PM |
| accelerator96 | $25.28 | 5/6/2011 5:15:16 PM |
| ursus | $50.00 | 4/25/2011 7:49:54 PM |
| skillful-asset5 | $30.00 | 4/25/2011 8:05:14 PM |
| divedude | $25.00 | 4/25/2011 7:50:39 PM |
| eronyc | $50.00 | 4/26/2011 4:36:12 AM |
| commerce-renewal | $50.00 | 4/26/2011 4:36:14 AM |
| brightest-dignified-penny | $25.00 | 4/26/2011 10:52:38 AM |
| DasMula | $37.77 | 4/26/2011 9:03:07 PM |
| Artist_Blue | $25.00 | 4/27/2011 8:51:08 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:01 PM |
| suave-dime6 | $25.00 | 4/27/2011 5:53:36 PM |
| nickel-pecan0 | $29.00 | 4/27/2011 7:47:55 PM |
| Azonic21 | $25.00 | 4/28/2011 5:12:48 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:09:56 PM |
| the-reliable-trade | $100.00 | 4/29/2011 12:17:58 PM |
| larryboy10 | $25.00 | 4/29/2011 10:59:22 PM |
| bright-exchange | $25.00 | 4/30/2011 8:47:04 AM |
| courteous-kindness1 | $25.00 | 4/30/2011 11:07:34 AM |
| Rogelio48 | $25.00 | 4/30/2011 7:04:28 PM |
| kind-credit-bear | $25.00 | 5/1/2011 7:07:52 AM |
| valiant-money | $25.00 | 5/1/2011 5:54:24 PM |
| WillBeFreeOfDebt | $25.50 | 5/2/2011 9:54:19 AM |
| sturdy-peace9 | $69.00 | 5/2/2011 1:33:13 PM |
| loanman2007 | $50.00 | 5/3/2011 4:58:09 AM |
| point-compadre | $50.00 | 5/3/2011 9:19:25 AM |
| bonus-demon | $50.00 | 5/3/2011 10:26:39 AM |
| irrelevant | $25.00 | 5/3/2011 6:00:50 PM |
| otto1939 | $51.00 | 5/3/2011 7:36:41 PM |
| wonder3 | $25.00 | 5/4/2011 6:13:51 AM |
| well-mannered-income3 | $40.00 | 5/4/2011 5:28:35 PM |
| orange-pound-party | $40.00 | 5/5/2011 4:54:50 AM |
| sparkling-interest1 | $25.00 | 5/5/2011 11:40:55 AM |
| unforgettable-market3 | $100.00 | 5/5/2011 11:46:59 AM |
| basis-wizard8 | $50.00 | 5/5/2011 11:40:59 AM |
| payout-network1 | $97.00 | 5/5/2011 3:17:53 PM |
| loss-of-control | $50.00 | 5/5/2011 6:43:45 PM |
| pyungpyung | $25.00 | 5/5/2011 8:30:42 PM |
| deal-guardian1 | $50.00 | 5/6/2011 9:59:29 AM |
| desertoasis | $25.00 | 5/6/2011 10:44:57 AM |
| sweetlan | $25.05 | 5/6/2011 10:13:21 AM |
| mpatrick | $25.00 | 5/6/2011 10:15:09 AM |
| dsgfl1 | $30.00 | 5/6/2011 12:02:28 PM |
| ranch5 | $200.00 | 5/6/2011 3:02:20 PM |
| loyaltyologist | $25.00 | 5/6/2011 3:37:48 PM |
| cgoca | $25.00 | 5/6/2011 5:04:50 PM |
| mclean_loaner | $68.34 | 5/6/2011 5:19:25 PM |
| 105 Investments
|
Borrower Payment Dependent Notes Series
504005
This series of Notes was issued and sold upon the funding of the borrower loan #49220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $366.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,417 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| jeremp |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $5,001.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jul-2009)
680-699
(May-2009)
700-719
(Sep-2008)
680-699
(Jun-2008)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
My loan for home improvement
Purpose of loan: Energy efficient home repairs
This loan will be used to add energy efficient upgrades to our house. Updated HVAC, new windows (including skylights).
My financial situation:
I am a good candidate for this loan because I live well below my means and I have great cash-flow. I maintain a humble lifestyle.
Monthly net income: $7900
Monthly expenses: $2200
Housing: $525
Insurance: $75
Car expenses: $400
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| diplomatic-wealth7 | $25.00 | 4/27/2011 9:14:12 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:27 PM |
| ready-interest9 | $25.00 | 4/27/2011 3:09:58 PM |
| reflective-rupee | $750.22 | 4/27/2011 2:33:26 PM |
| hookUup | $26.73 | 4/27/2011 5:00:43 PM |
| Moe87 | $25.00 | 4/27/2011 3:56:06 PM |
| transformer855 | $25.00 | 4/27/2011 7:17:52 PM |
| DoctorJoe | $25.00 | 4/28/2011 4:32:19 AM |
| mikeandcat | $137.26 | 4/28/2011 5:06:07 AM |
| SecondChanceLendingSERV | $36.97 | 4/28/2011 8:51:08 AM |
| principal-star | $25.00 | 4/28/2011 8:00:48 PM |
| Rollshaft | $25.00 | 4/29/2011 6:52:32 AM |
| jasonrun | $25.00 | 4/29/2011 8:30:56 AM |
| autonomous-truth | $100.00 | 4/29/2011 9:35:02 AM |
| nickel-hickory | $100.00 | 4/29/2011 9:39:10 AM |
| american-investor | $50.00 | 4/29/2011 2:32:03 PM |
| optionscashflow | $25.00 | 4/30/2011 12:26:37 AM |
| otto1939 | $51.00 | 4/30/2011 8:54:56 AM |
| KarlMarx | $25.00 | 5/1/2011 3:26:54 AM |
| marketplace-meridian | $25.00 | 5/1/2011 7:58:04 AM |
| Weaverville | $25.00 | 5/1/2011 12:16:42 PM |
| valiant-money | $25.00 | 5/1/2011 5:55:11 PM |
| professional-coin1 | $25.00 | 5/2/2011 12:20:39 PM |
| kendigme | $25.86 | 5/3/2011 4:00:36 AM |
| CAGE-Investments | $25.00 | 5/3/2011 9:21:24 AM |
| JustMee | $25.00 | 5/3/2011 5:22:45 PM |
| irrelevant | $25.00 | 5/3/2011 6:41:30 PM |
| kendigme | $26.63 | 5/4/2011 4:51:54 AM |
| courteous-bazaar | $250.00 | 5/4/2011 10:45:26 AM |
| CA-Lender | $100.05 | 5/4/2011 10:09:41 AM |
| tacologic | $25.00 | 5/4/2011 11:14:48 AM |
| balance-force | $28.27 | 5/4/2011 5:15:16 PM |
| well-mannered-income3 | $50.00 | 5/4/2011 4:59:49 PM |
| phaded | $25.00 | 5/4/2011 8:49:08 PM |
| vulgy | $38.02 | 5/4/2011 7:30:34 PM |
| exciting-fairness | $200.00 | 5/5/2011 4:48:13 AM |
| FinanceEngine | $30.00 | 5/5/2011 7:05:57 AM |
| Rogesparkguy | $25.00 | 5/5/2011 9:15:42 AM |
| dmb8183 | $50.00 | 5/5/2011 11:29:13 AM |
| DasMula | $27.00 | 5/5/2011 11:54:50 AM |
| credit-missile | $75.00 | 5/5/2011 2:51:40 PM |
| delicious-loan093 | $50.00 | 5/5/2011 3:42:05 PM |
| handy-justice | $100.00 | 5/5/2011 5:33:50 PM |
| thankful-nickel2 | $25.00 | 5/5/2011 5:31:31 PM |
| point-compadre | $50.00 | 5/5/2011 5:33:23 PM |
| best-shiny-hope | $75.00 | 5/5/2011 5:34:03 PM |
| Bob450 | $25.00 | 5/5/2011 6:39:01 PM |
| loss-of-control | $50.00 | 5/5/2011 6:45:55 PM |
| community-oasis6 | $25.00 | 5/5/2011 6:39:03 PM |
| 1stBankAndHal | $50.05 | 5/6/2011 7:02:40 AM |
| wojo | $25.00 | 5/6/2011 7:22:16 AM |
| Bill88 | $30.77 | 5/6/2011 8:19:22 AM |
| jhernand17 | $25.00 | 5/6/2011 8:51:24 AM |
| Fachim | $25.00 | 5/6/2011 9:38:57 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:59:55 AM |
| sweetlan | $25.05 | 5/6/2011 10:14:24 AM |
| market-pudding | $25.00 | 5/6/2011 1:10:54 PM |
| WindsorFunds | $50.00 | 5/6/2011 2:35:56 PM |
| integrity-parsec | $44.43 | 5/6/2011 3:33:42 PM |
| ore-dojo | $30.00 | 5/6/2011 1:41:53 PM |
| curveylady | $37.00 | 5/6/2011 3:44:19 PM |
| Loanstou | $194.11 | 5/6/2011 2:14:37 PM |
| jybank | $50.00 | 5/6/2011 4:18:29 PM |
| competent-p2p | $75.00 | 5/6/2011 4:39:59 PM |
| handy-justice | $100.00 | 5/6/2011 4:41:13 PM |
| clean-wealth5 | $104.00 | 5/6/2011 5:07:02 PM |
| a-mighty-exchange | $34.00 | 5/6/2011 5:00:43 PM |
| fmanjoo | $25.00 | 5/6/2011 4:00:32 PM |
| hellasow | $50.00 | 5/6/2011 4:06:57 PM |
| chungfang | $25.00 | 5/6/2011 4:19:58 PM |
| value-rocket | $31.74 | 5/6/2011 4:51:45 PM |
| hidavehi | $26.00 | 5/6/2011 5:18:09 PM |
| bid-czar8 | $50.00 | 5/7/2011 5:06:36 AM |
| mikeandcat | $100.00 | 5/7/2011 5:12:10 AM |
| oxnard | $50.00 | 5/7/2011 5:39:05 AM |
| WZ3190 | $25.00 | 5/7/2011 6:35:22 AM |
| shrewd-income | $500.00 | 5/7/2011 8:36:18 AM |
| hitsman | $50.00 | 5/7/2011 11:17:08 AM |
| genuine-integrity0 | $25.00 | 5/7/2011 1:39:43 PM |
| one-midas | $50.00 | 5/7/2011 3:33:27 PM |
| Jazzy503 | $25.01 | 5/7/2011 12:14:42 PM |
| ingenious-interest1 | $200.00 | 5/7/2011 4:43:58 PM |
| jcw3rd | $25.00 | 5/7/2011 4:54:01 PM |
| genius520 | $50.00 | 5/7/2011 1:59:54 PM |
| nashibaksi | $25.00 | 5/7/2011 6:33:42 PM |
| CA-Lender | $50.00 | 5/7/2011 4:38:38 PM |
| yf99yz | $40.00 | 5/7/2011 10:16:39 PM |
| Mikale360 | $25.00 | 5/7/2011 11:38:50 PM |
| 1-HARD-HEAD | $300.00 | 5/7/2011 10:58:10 PM |
| profitable-money | $25.00 | 5/7/2011 11:22:38 PM |
| leverage-monger | $66.66 | 5/8/2011 7:25:14 AM |
| credit-missile | $50.00 | 5/8/2011 8:21:46 AM |
| schoolfund | $25.00 | 5/8/2011 7:09:21 AM |
| interest-fertilizer3 | $50.00 | 5/8/2011 10:54:00 AM |
| economy-coup | $30.00 | 4/27/2011 9:14:46 AM |
| Gibbyland | $100.00 | 4/27/2011 9:07:47 AM |
| income-awakening6 | $25.00 | 4/27/2011 9:10:15 AM |
| best-ingenious-funds | $25.00 | 4/27/2011 5:36:43 PM |
| houli123 | $500.00 | 4/27/2011 6:09:10 PM |
| kendigme | $25.00 | 4/28/2011 3:26:11 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:26 AM |
| the-enthralling-coin | $100.00 | 4/28/2011 5:13:05 PM |
| lendstats_com | $513.20 | 4/28/2011 5:58:34 PM |
| fairness-atmosphere | $25.00 | 4/29/2011 10:21:36 AM |
| reflective-rupee | $249.78 | 4/29/2011 11:08:44 AM |
| suave-dime6 | $25.00 | 4/29/2011 4:04:49 PM |
| handy-point5 | $25.00 | 4/29/2011 6:32:40 PM |
| drcoop | $25.00 | 4/30/2011 3:02:15 AM |
| JGuide | $25.08 | 5/1/2011 12:47:27 PM |
| kendigme | $25.00 | 5/2/2011 1:50:42 PM |
| dsgfl1 | $30.00 | 5/3/2011 6:20:26 AM |
| NekHoldings | $25.00 | 5/3/2011 7:28:05 AM |
| bonus-demon | $50.00 | 5/3/2011 10:27:49 AM |
| JGuide | $31.00 | 5/3/2011 4:51:12 PM |
| CommunityArts_Non-profit | $25.00 | 5/3/2011 8:24:49 PM |
| asset-control2 | $150.00 | 5/4/2011 10:56:01 AM |
| Huck007 | $50.00 | 5/4/2011 10:05:51 AM |
| lenderrn | $35.65 | 5/4/2011 12:17:38 PM |
| CA-LenderMom | $25.00 | 5/4/2011 12:53:05 PM |
| Octamer | $53.40 | 5/4/2011 12:21:43 PM |
| gpuck | $50.00 | 5/4/2011 3:20:00 PM |
| mcgovern2024 | $100.00 | 5/4/2011 6:13:15 PM |
| loan-master1 | $25.00 | 5/4/2011 6:00:37 PM |
| careful-note | $50.00 | 5/5/2011 3:31:24 AM |
| Jinja | $50.00 | 5/5/2011 4:52:23 AM |
| Requiem | $25.00 | 5/5/2011 5:29:51 AM |
| economy-popcorn | $25.00 | 5/5/2011 6:29:45 AM |
| rjcoutur2001 | $251.50 | 5/5/2011 4:18:16 AM |
| loanman2007 | $200.00 | 5/5/2011 7:37:19 AM |
| first-serene-credit | $25.00 | 5/5/2011 11:34:52 AM |
| ore-didgeridoo | $25.00 | 5/5/2011 3:37:07 PM |
| janeybooboo | $200.00 | 5/5/2011 8:21:58 PM |
| beakerfish | $200.00 | 5/5/2011 6:37:46 PM |
| DirtyJack | $50.00 | 5/6/2011 7:55:48 AM |
| TheCount | $25.00 | 5/6/2011 6:29:57 AM |
| buffalobills | $25.00 | 5/6/2011 7:21:28 AM |
| upbeat-investment9 | $100.00 | 5/6/2011 8:45:55 AM |
| Jeffro123456 | $28.80 | 5/6/2011 9:03:32 AM |
| p43600jw | $25.00 | 5/6/2011 10:05:29 AM |
| jjswanso | $40.00 | 5/6/2011 11:24:45 AM |
| reflective-rupee | $1,000.00 | 5/6/2011 2:23:17 PM |
| upbeat-finance8 | $25.00 | 5/6/2011 2:56:44 PM |
| vutah | $25.00 | 5/6/2011 4:08:57 PM |
| thorough-payout8 | $25.00 | 5/6/2011 4:17:24 PM |
| krd_Chicago | $200.00 | 5/6/2011 4:58:31 PM |
| reflective-rupee | $500.01 | 5/6/2011 5:11:36 PM |
| vutah | $50.00 | 5/6/2011 4:08:17 PM |
| kindness-jedi | $100.00 | 5/6/2011 5:09:52 PM |
| InChicago | $100.00 | 5/6/2011 8:07:26 PM |
| lawyervon | $25.00 | 5/7/2011 8:40:31 AM |
| cashhelp | $30.00 | 5/7/2011 7:37:26 AM |
| Kyileo | $25.00 | 5/7/2011 11:07:49 AM |
| kttalamo | $50.00 | 5/8/2011 6:35:29 AM |
| lakrav | $25.00 | 5/8/2011 4:59:49 AM |
| washboard3 | $25.00 | 5/8/2011 9:29:50 AM |
| sweetlan | $25.00 | 5/8/2011 11:36:56 AM |
| houli123 | $500.00 | 5/8/2011 12:15:59 PM |
| 157 Investments
|
Borrower Payment Dependent Notes Series
504015
This series of Notes was issued and sold upon the funding of the borrower loan #49162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 4.95% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 10.99% |
Borrower rate/APR:
| 11.99% / 14.12% |
Monthly payment:
| $498.14 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.83% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 840-859 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $725 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| StrictBIZ |
Borrower's state:
| Virginia |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 840-859 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2008)
680-699
(Jul-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Just got screwed by Uncle Sam
Purpose of loan:
This loan will be used to get back on my feet after paying uncle Sam a whopping $15,000 that was unexpected. I bought a house at the end of December and didn't see anything from it reflected in my taxes. I am simply looking to have some operating capital and a structured payment to pay back on a monthly basis.
My financial situation:
I am a good candidate for this loan because I've done this before and paid back the load. I am more than capable of doing this and simply want to have extra capital aside for unexpected expenses.
Monthly net income: $ 10,000
Monthly expenses: $ 1500
Housing: $ 2500
Insurance: $125
Car expenses: $0
Utilities: $75
Phone, cable, internet: $125
Food, entertainment: $500
Clothing, household expenses: $0
Credit cards and other loans: $125
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $33.33 | 4/27/2011 5:01:48 PM |
| organized-payment6 | $50.00 | 4/27/2011 5:05:23 PM |
| euro-trumpet | $25.00 | 4/27/2011 5:12:08 PM |
| MoneyForNothing | $64.80 | 4/27/2011 5:03:39 PM |
| CoolPlexer | $25.00 | 4/27/2011 5:06:24 PM |
| cashhelp | $50.00 | 4/27/2011 5:02:17 PM |
| r48 | $28.00 | 4/27/2011 5:22:35 PM |
| reflective-rupee | $200.22 | 4/27/2011 5:33:57 PM |
| setUup | $25.79 | 4/27/2011 6:29:18 PM |
| MonkeyHero | $61.38 | 4/27/2011 7:10:43 PM |
| reflective-rupee | $200.22 | 4/27/2011 8:18:22 PM |
| tech310 | $50.00 | 4/28/2011 12:44:02 AM |
| LittleMingo | $25.00 | 4/28/2011 2:15:50 AM |
| encouraging-fund | $25.00 | 4/28/2011 11:20:36 AM |
| nickel-position | $25.00 | 4/28/2011 1:21:41 PM |
| tntmojave | $44.21 | 4/28/2011 1:05:37 PM |
| the-enthralling-coin | $100.00 | 4/28/2011 5:13:07 PM |
| Sol_Invictus | $25.00 | 4/28/2011 6:23:09 PM |
| loyalty-czar | $50.00 | 4/29/2011 12:42:58 PM |
| commerce-yeller | $30.00 | 4/29/2011 3:58:10 PM |
| accelerator96 | $25.00 | 4/29/2011 6:31:32 PM |
| a-finance-nirvana | $25.00 | 4/30/2011 5:01:27 AM |
| Agent-S | $25.00 | 4/30/2011 12:02:25 PM |
| principal-bull | $25.00 | 4/30/2011 12:34:40 PM |
| beachfunder | $25.00 | 4/30/2011 1:12:39 PM |
| terrific-return | $41.47 | 5/1/2011 8:20:19 AM |
| LiveNow | $25.00 | 5/1/2011 12:01:40 PM |
| systemlender | $50.00 | 5/1/2011 12:56:29 PM |
| jpblan11 | $25.00 | 5/1/2011 7:17:15 PM |
| groovychick | $25.00 | 5/1/2011 6:57:35 PM |
| gotbyu | $50.00 | 5/1/2011 10:30:46 PM |
| alovelylender | $26.00 | 5/2/2011 7:48:12 AM |
| supreme-hope | $25.00 | 5/2/2011 10:30:23 AM |
| coin-popcorn | $50.00 | 5/2/2011 8:45:01 PM |
| blissful-cash3 | $125.00 | 5/3/2011 2:19:30 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:19:32 AM |
| careful-note1 | $25.00 | 5/4/2011 6:58:50 AM |
| Mariner3605 | $25.00 | 5/4/2011 9:23:13 AM |
| radforj22 | $25.00 | 5/4/2011 9:23:38 AM |
| worldly-community3 | $50.00 | 5/4/2011 5:41:15 PM |
| knowledgeable-payment7 | $25.00 | 5/4/2011 6:28:40 PM |
| careful-note | $100.00 | 5/5/2011 3:24:39 AM |
| pythia | $25.00 | 5/5/2011 5:36:24 AM |
| red-favorable-basis | $25.00 | 5/5/2011 8:15:31 AM |
| Icon_88 | $50.00 | 5/5/2011 9:51:44 AM |
| numero-uno4 | $150.00 | 5/5/2011 10:34:36 AM |
| mad-scientist0 | $250.00 | 5/5/2011 2:28:32 PM |
| Melander | $50.00 | 5/5/2011 5:14:40 PM |
| income-pizza | $26.49 | 5/5/2011 5:35:39 PM |
| janeybooboo | $100.00 | 5/5/2011 8:19:21 PM |
| hookUup | $27.02 | 5/5/2011 9:13:58 PM |
| principal-laser | $88.87 | 5/6/2011 2:49:54 AM |
| momentous-coin | $100.00 | 5/5/2011 10:45:53 PM |
| Pendruce | $73.33 | 5/6/2011 5:19:29 AM |
| clean-value5 | $130.00 | 5/6/2011 5:47:55 AM |
| jcw3rd | $25.00 | 5/6/2011 6:17:31 AM |
| sparkling-basis0 | $50.00 | 5/6/2011 6:55:51 AM |
| jhernand17 | $25.00 | 5/6/2011 8:50:40 AM |
| deal-guardian1 | $50.00 | 5/6/2011 9:58:20 AM |
| p43600jw | $25.00 | 5/6/2011 10:04:19 AM |
| orange-camaraderi-galaxy | $100.00 | 5/6/2011 10:07:39 AM |
| interstellar | $75.00 | 5/6/2011 10:23:26 AM |
| majestic-repayment3 | $25.00 | 5/6/2011 10:26:07 AM |
| gatorsean2168 | $25.00 | 5/6/2011 12:20:41 PM |
| QuidProQuo4u | $25.00 | 5/6/2011 11:03:48 AM |
| oxnard | $100.00 | 5/6/2011 1:28:23 PM |
| commanding-income774 | $25.00 | 5/6/2011 11:14:29 AM |
| SC2TX | $400.00 | 5/6/2011 12:02:30 PM |
| boater01 | $50.00 | 5/6/2011 12:20:33 PM |
| chungfang | $50.00 | 5/6/2011 3:50:08 PM |
| 5kids5 | $58.61 | 5/6/2011 4:38:48 PM |
| grnii78 | $93.09 | 5/6/2011 5:05:06 PM |
| handy-justice | $200.00 | 5/6/2011 4:45:50 PM |
| important-ore | $150.00 | 5/6/2011 4:57:40 PM |
| reflective-rupee | $200.01 | 5/6/2011 5:11:10 PM |
| momoney2lend | $25.00 | 5/6/2011 5:18:24 PM |
| coin-popcorn | $25.00 | 5/6/2011 4:21:02 PM |
| Mlusher | $52.41 | 5/6/2011 4:48:35 PM |
| power-secret-agent | $25.00 | 5/6/2011 5:34:25 PM |
| paceme1 | $35.80 | 5/6/2011 5:59:11 PM |
| patriot897 | $25.00 | 5/6/2011 6:03:22 PM |
| EretzCapital | $39.08 | 5/6/2011 6:04:45 PM |
| nelie150 | $34.04 | 5/6/2011 6:09:02 PM |
| ADSFL05 | $25.00 | 5/6/2011 6:12:23 PM |
| LateOneNight | $50.00 | 5/6/2011 6:16:44 PM |
| ddog0224 | $168.02 | 5/6/2011 6:20:02 PM |
| income-awakening6 | $25.00 | 5/6/2011 6:20:45 PM |
| lawyervon | $25.00 | 5/6/2011 6:23:55 PM |
| Imageloan | $93.82 | 5/6/2011 6:35:53 PM |
| atlas100 | $25.00 | 5/6/2011 6:44:59 PM |
| TommyTucker | $151.68 | 5/6/2011 5:43:13 PM |
| nswfool | $50.00 | 5/6/2011 10:18:45 PM |
| havana111 | $25.00 | 5/7/2011 1:35:48 AM |
| impeccable-duty7 | $100.00 | 5/7/2011 5:00:41 PM |
| spiff666 | $25.00 | 5/8/2011 8:01:23 AM |
| dough-hammock | $50.00 | 5/8/2011 8:02:22 AM |
| toblerone | $50.00 | 5/8/2011 8:49:26 AM |
| icon7 | $100.00 | 5/8/2011 7:45:56 AM |
| unrivaled-income5 | $50.00 | 5/8/2011 12:14:21 PM |
| loot-pursuit5 | $50.00 | 5/8/2011 12:13:46 PM |
| platinum-exec1 | $50.00 | 5/8/2011 1:16:50 PM |
| klin | $50.00 | 5/8/2011 12:16:32 PM |
| bountiful-durability | $50.00 | 5/8/2011 12:31:50 PM |
| indomitable-coin | $25.00 | 5/8/2011 12:33:17 PM |
| moonshadow10 | $50.00 | 5/8/2011 1:10:36 PM |
| MoneyForNothing | $13.85 | 5/8/2011 4:24:30 PM |
| Tlk2drew | $50.00 | 5/8/2011 1:20:43 PM |
| ethicalhumanist | $50.00 | 5/8/2011 3:22:34 PM |
| Gibbyland | $100.00 | 4/27/2011 5:10:04 PM |
| Aberdeen | $3,000.00 | 4/27/2011 5:02:51 PM |
| bb575 | $50.00 | 4/27/2011 5:03:49 PM |
| hidavehi | $27.00 | 4/27/2011 5:04:48 PM |
| SolarMoonshine | $50.00 | 4/27/2011 5:24:02 PM |
| investment-artist | $25.01 | 4/27/2011 5:07:36 PM |
| Zolton | $100.00 | 4/27/2011 5:09:30 PM |
| penny-finder | $30.00 | 4/27/2011 5:50:21 PM |
| thankful-nickel2 | $50.00 | 4/27/2011 6:32:13 PM |
| availableloan | $25.00 | 4/27/2011 10:05:23 PM |
| bold-sensible-basis | $25.00 | 4/28/2011 11:52:28 AM |
| diversifylender | $50.00 | 4/28/2011 5:48:30 PM |
| Peterman | $25.00 | 4/29/2011 8:57:17 AM |
| Barrayaran | $25.00 | 4/30/2011 5:40:17 AM |
| Johnab | $25.00 | 4/30/2011 7:25:21 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:43 AM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:04 PM |
| Mr_Potter | $50.00 | 5/1/2011 4:07:28 PM |
| lucrative-durability | $25.00 | 5/2/2011 2:46:39 PM |
| selector568 | $200.00 | 5/3/2011 3:38:00 AM |
| thrilling-nickel5 | $25.00 | 5/3/2011 4:39:18 AM |
| Supernick | $50.00 | 5/3/2011 6:49:14 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:44 AM |
| palace2 | $400.00 | 5/3/2011 2:07:50 PM |
| JustMee | $25.00 | 5/3/2011 5:19:32 PM |
| enthralling-deal180 | $50.00 | 5/3/2011 9:32:33 PM |
| Leopoldine | $25.00 | 5/3/2011 9:55:43 PM |
| toronado | $25.00 | 5/4/2011 6:52:55 AM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:34:51 AM |
| vutah | $30.00 | 5/4/2011 4:25:26 PM |
| triumphant-point5 | $50.00 | 5/4/2011 4:45:21 PM |
| jpayne27 | $25.00 | 5/4/2011 5:42:57 PM |
| Scotcha | $50.00 | 5/4/2011 7:28:06 PM |
| newest-funds-powerplant | $50.00 | 5/4/2011 8:17:27 PM |
| BxRealtor | $25.00 | 5/4/2011 9:44:14 PM |
| p2ploan-sensation211 | $25.00 | 5/4/2011 8:32:32 PM |
| frclmym | $25.00 | 5/4/2011 11:48:28 PM |
| AFairDeal | $50.00 | 5/5/2011 1:47:46 AM |
| akakii | $50.36 | 5/5/2011 2:58:28 AM |
| first-serene-credit | $25.00 | 5/5/2011 12:53:04 PM |
| javelin0 | $300.00 | 5/5/2011 4:41:33 PM |
| derbier122x | $37.05 | 5/5/2011 1:46:10 PM |
| mad-scientist0 | $25.00 | 5/5/2011 2:25:05 PM |
| Byrd24 | $100.00 | 5/5/2011 4:32:17 PM |
| treasure-hunter270 | $45.00 | 5/5/2011 5:59:11 PM |
| PleaseDontDefault | $50.00 | 5/5/2011 8:43:07 PM |
| FinDoc | $25.00 | 5/6/2011 1:38:55 AM |
| arenangelchild | $50.00 | 5/6/2011 1:48:38 AM |
| TheCount | $25.00 | 5/6/2011 6:30:29 AM |
| wojo | $25.00 | 5/6/2011 7:20:00 AM |
| FinanceEngine | $40.00 | 5/6/2011 9:38:51 AM |
| Bill88 | $30.77 | 5/6/2011 8:27:10 AM |
| Belvidere82 | $64.33 | 5/6/2011 9:57:12 AM |
| green-dollar-equinox | $35.00 | 5/6/2011 12:57:27 PM |
| WindsorFunds | $50.00 | 5/6/2011 2:36:12 PM |
| trade-surge3 | $25.00 | 5/6/2011 2:57:57 PM |
| loan-lionheart6 | $100.00 | 5/6/2011 3:23:58 PM |
| loan-chorus4 | $200.00 | 5/6/2011 1:11:13 PM |
| curveylady | $37.00 | 5/6/2011 3:47:08 PM |
| brightest-dynamic-peace | $50.00 | 5/6/2011 4:07:30 PM |
| thorough-payout8 | $25.00 | 5/6/2011 4:18:22 PM |
| revenue-youngster | $25.00 | 5/6/2011 4:14:44 PM |
| fair_rates | $25.00 | 5/6/2011 4:19:06 PM |
| cgoca | $25.00 | 5/6/2011 4:54:20 PM |
| beeper2 | $29.00 | 5/6/2011 5:02:27 PM |
| kindness-jedi | $50.00 | 5/6/2011 5:08:57 PM |
| mclean_loaner | $50.00 | 5/6/2011 5:17:15 PM |
| competent-p2p | $103.99 | 5/6/2011 4:39:37 PM |
| RecoveryLender | $25.00 | 5/6/2011 5:29:03 PM |
| asset-beeper8 | $100.00 | 5/6/2011 4:50:25 PM |
| silver-buckeye | $25.00 | 5/6/2011 5:30:46 PM |
| coldfuzion | $91.72 | 5/6/2011 5:51:02 PM |
| julijask | $100.00 | 5/6/2011 6:00:09 PM |
| Mad_Scientist | $75.00 | 5/6/2011 5:49:56 PM |
| jaesposito | $25.00 | 5/6/2011 5:26:02 PM |
| thoughtful-investment045 | $34.00 | 5/6/2011 5:56:04 PM |
| fund-tom-tom6 | $50.00 | 5/6/2011 6:07:48 PM |
| Kame | $25.00 | 5/6/2011 5:40:38 PM |
| Astyanax | $100.00 | 5/6/2011 5:42:20 PM |
| VBPlayer | $30.00 | 5/6/2011 7:19:01 PM |
| Jopok | $25.00 | 5/6/2011 6:12:29 PM |
| BxRealtor | $25.00 | 5/6/2011 6:15:14 PM |
| Jag97 | $40.61 | 5/6/2011 6:21:19 PM |
| charlie-ann | $25.00 | 5/6/2011 6:22:27 PM |
| Feyenoord | $25.00 | 5/7/2011 3:41:23 AM |
| auction-seeker4 | $50.00 | 5/7/2011 6:47:16 AM |
| MarinLoans | $25.00 | 5/7/2011 7:15:07 AM |
| dmb8183 | $169.02 | 5/7/2011 7:15:38 AM |
| MrRooster101 | $25.00 | 5/7/2011 8:48:53 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 10:10:02 AM |
| TechieLender | $28.60 | 5/7/2011 10:14:23 AM |
| dontletmoneyfoolya | $25.00 | 5/7/2011 2:04:50 PM |
| mapgirl | $25.00 | 5/7/2011 7:29:06 PM |
| profitable-money | $50.00 | 5/7/2011 11:25:37 PM |
| Interloper | $30.00 | 5/8/2011 8:05:23 AM |
| NiceNate | $100.00 | 5/8/2011 10:06:22 AM |
| interest-fertilizer3 | $50.00 | 5/8/2011 10:55:49 AM |
| ryreesado | $25.00 | 5/8/2011 12:32:52 PM |
| PCGeekWI | $25.00 | 5/8/2011 12:36:23 PM |
| don8ter | $25.00 | 5/8/2011 12:19:30 PM |
| ReddInc | $250.00 | 5/8/2011 1:38:15 PM |
| gracej | $25.00 | 5/8/2011 2:39:35 PM |
| credit-investor5 | $50.00 | 5/8/2011 4:24:22 PM |
| 211 Investments
|
Borrower Payment Dependent Notes Series
504421
This series of Notes was issued and sold upon the funding of the borrower loan #49201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-05-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $69.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1984 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
|
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 15y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $576 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durability-poblano |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Marglo
Purpose of loan:
This loan will be used to.update Air Conditioning System.
My financial situation:
I am a good candidate for this loan because.I pay my bills in a timely manner.
Monthly net income: $3577.00
Monthly expenses: $2117.81 (as listed below)
Housing: $455.44
Insurance: $96.00
Car expenses: $366.37
Utilities: $360.00
Phone, cable, internet: $140.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $100.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/28/2011 5:09:06 PM |
| mcds | $25.00 | 4/28/2011 5:33:13 PM |
| ahalls | $25.00 | 4/29/2011 8:48:37 AM |
| WSTRDG | $25.00 | 4/29/2011 11:07:38 AM |
| newest-generous-income | $25.00 | 5/1/2011 4:18:28 AM |
| newest-generous-income | $25.00 | 5/1/2011 4:21:08 AM |
| titilsbie14 | $40.00 | 5/1/2011 10:40:25 AM |
| miwoktribe | $50.00 | 5/1/2011 12:01:23 PM |
| wealth-renaissance5 | $25.00 | 5/2/2011 12:48:49 AM |
| Iloanyoumoney | $25.00 | 5/2/2011 7:19:37 AM |
| wild-orange | $50.00 | 5/2/2011 9:57:40 AM |
| us957165 | $25.00 | 5/2/2011 1:42:40 PM |
| consolidate1 | $25.00 | 5/2/2011 6:02:53 PM |
| cmartaz | $25.00 | 5/2/2011 7:05:26 PM |
| bonus-demon | $25.00 | 5/3/2011 10:23:20 AM |
| systemlender | $50.00 | 5/4/2011 8:03:51 AM |
| SplashCash | $50.00 | 5/4/2011 8:09:18 AM |
| carrinel | $50.00 | 5/4/2011 2:46:00 PM |
| marwadi-62 | $50.00 | 5/4/2011 5:26:24 PM |
| mob205 | $50.00 | 5/4/2011 6:49:19 PM |
| careful-note | $100.00 | 5/5/2011 3:34:02 AM |
| Iloanyoumoney | $25.00 | 5/5/2011 8:22:30 AM |
| Taxman44 | $25.00 | 5/5/2011 9:10:27 AM |
| dime-vista2 | $25.00 | 5/5/2011 9:42:03 AM |
| BxRealtor | $25.00 | 5/5/2011 10:07:33 AM |
| deal-paddle | $395.11 | 5/5/2011 11:57:42 AM |
| SimpleChoice | $25.00 | 4/28/2011 5:35:03 PM |
| Zolton | $100.00 | 4/28/2011 5:10:31 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:07:23 PM |
| tom48l | $50.00 | 4/29/2011 8:48:13 AM |
| sammyhammy | $50.00 | 4/29/2011 8:48:05 AM |
| reflective-rupee | $25.00 | 4/29/2011 10:16:41 AM |
| goodhearted-basis4 | $25.00 | 4/29/2011 11:42:44 AM |
| Xarach | $25.00 | 4/29/2011 4:18:44 PM |
| first-upright-payout | $25.00 | 5/1/2011 10:08:06 AM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:27 PM |
| FinanceEngine | $35.00 | 5/2/2011 6:48:09 PM |
| dhkny5 | $27.78 | 5/3/2011 7:41:22 AM |
| Chadwick_Bay_Investments | $25.00 | 5/3/2011 6:10:15 PM |
| Leopoldine | $25.00 | 5/3/2011 9:56:18 PM |
| jpayne27 | $25.00 | 5/4/2011 9:36:17 AM |
| ethicalhumanist | $25.00 | 5/4/2011 11:06:27 AM |
| WhiteKnightofMountZion | $36.11 | 5/4/2011 5:54:50 PM |
| hawk357 | $30.00 | 5/4/2011 8:29:17 PM |
| grampy48 | $36.00 | 5/5/2011 3:10:52 AM |
| Icon_88 | $50.00 | 5/5/2011 9:49:20 AM |
| 46 Investments
|
Borrower Payment Dependent Notes Series
504505
This series of Notes was issued and sold upon the funding of the borrower loan #49226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| Apr-29-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 12.63% |
Monthly payment:
| $218.87 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.66% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1981 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Attorney |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,314 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| stable-cash |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $18,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Oct-2009)
|
|
Principal balance:
| $10,278.84 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Working the Plan!
Greetings Lenders, I am grateful to you and Prosper for a loan I received 18 months or so ago for $18,000. No missed payments, no problems. The balance is now around $9,800 and the purpose of this loan is simply to refinance that amount at a lower rate and payment, thereby freeing some funds to pay down other debt faster.
I am an attorney with a good income and no late payments in many, many years, and my wife works as well. I am responsible financially. I have, for example, around 50% equity in my home and also own a farm property free and clear. Thanks to Prosper, I am weaning myself from credit cards and things are going great.
Thank you for your time and consideration. You are really in a position to change people's lives and make a good return at the same time,
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hopeful-point | $25.00 | 4/29/2011 5:07:49 PM |
| the-enthralling-coin | $50.00 | 4/29/2011 5:09:39 PM |
| Zolton | $100.00 | 4/29/2011 5:08:48 PM |
| indomitable-coin | $25.00 | 4/29/2011 5:06:44 PM |
| runner262 | $25.00 | 4/30/2011 12:50:04 AM |
| thankful-nickel2 | $50.00 | 4/30/2011 8:03:43 AM |
| commerce-yeller | $100.00 | 4/30/2011 9:05:41 AM |
| reflective-rupee | $500.00 | 4/30/2011 8:23:31 AM |
| elasermd | $50.00 | 4/30/2011 3:06:24 PM |
| caring-hope2 | $50.00 | 5/1/2011 7:15:41 AM |
| first-upright-payout | $25.00 | 5/2/2011 5:40:15 PM |
| Peterman | $25.00 | 5/2/2011 5:41:58 PM |
| blissful-cash3 | $125.00 | 5/3/2011 2:20:52 AM |
| mrstender | $25.00 | 5/3/2011 3:25:37 PM |
| g314 | $30.00 | 5/3/2011 9:05:24 PM |
| Leopoldine | $25.00 | 5/3/2011 10:04:21 PM |
| BlackCat36 | $50.00 | 5/5/2011 4:45:54 PM |
| penny-finder | $49.99 | 5/5/2011 1:16:40 PM |
| basis-wizard8 | $50.00 | 5/5/2011 4:47:01 PM |
| tutnyce | $50.00 | 5/5/2011 8:55:05 PM |
| designer_10 | $25.00 | 5/5/2011 11:12:41 PM |
| Bill88 | $30.77 | 5/6/2011 8:30:55 AM |
| boater01 | $50.00 | 5/6/2011 12:21:12 PM |
| astute-fairness0 | $25.00 | 5/6/2011 6:32:19 PM |
| Christus_Victor | $25.00 | 5/7/2011 1:44:23 AM |
| systemlender | $34.25 | 5/7/2011 3:19:40 AM |
| bill-appraiser7 | $25.00 | 5/7/2011 5:02:54 AM |
| GElender | $50.00 | 5/7/2011 5:08:10 AM |
| gjm6d | $25.00 | 5/7/2011 5:30:16 AM |
| peso-tiramisu | $25.00 | 5/7/2011 5:35:30 AM |
| vtrentster | $25.00 | 5/7/2011 6:11:56 AM |
| Fingar | $50.00 | 5/7/2011 6:51:43 AM |
| vigilance-searcher | $25.00 | 5/7/2011 7:19:50 AM |
| dynrep | $50.00 | 5/7/2011 7:13:08 AM |
| supreme-hope | $25.00 | 5/7/2011 7:22:12 AM |
| alluring-bonus4 | $200.00 | 5/7/2011 5:44:56 AM |
| market-trooper3 | $204.08 | 5/7/2011 6:06:24 AM |
| Nethead | $29.29 | 5/7/2011 8:01:40 AM |
| heerzaquestion | $400.00 | 5/7/2011 8:17:45 AM |
| adir1 | $25.00 | 5/7/2011 8:21:07 AM |
| slartibardfast | $25.00 | 5/7/2011 8:26:21 AM |
| Barky52 | $25.00 | 5/7/2011 8:31:10 AM |
| lotuss4 | $49.99 | 5/7/2011 9:06:40 AM |
| market-aficionado3 | $30.00 | 5/7/2011 9:15:36 AM |
| momoney2lend | $25.00 | 5/7/2011 9:54:32 AM |
| thrifty-capital | $25.00 | 5/7/2011 10:06:31 AM |
| DreDub | $50.00 | 5/7/2011 10:08:06 AM |
| scholarly-justice | $30.00 | 5/7/2011 10:27:00 AM |
| first-serene-credit | $25.00 | 5/7/2011 8:30:54 AM |
| systematic-dollar9 | $25.00 | 5/7/2011 10:48:45 AM |
| festeringsnot | $33.00 | 5/7/2011 8:39:57 AM |
| details | $89.06 | 5/7/2011 9:30:22 AM |
| kubien | $91.25 | 5/7/2011 12:10:56 PM |
| El_Profesional | $29.07 | 5/7/2011 12:27:15 PM |
| theloanfiller | $25.00 | 5/7/2011 12:15:13 PM |
| neutrino6 | $25.00 | 5/7/2011 12:15:51 PM |
| lending_well | $150.00 | 5/7/2011 12:38:17 PM |
| CAcubuff | $65.00 | 5/7/2011 10:38:35 AM |
| Leopoldine | $25.00 | 5/7/2011 11:05:58 AM |
| Whitewater_Loans | $100.00 | 5/7/2011 1:44:25 PM |
| brightest-income-hunter | $29.44 | 5/7/2011 1:46:04 PM |
| lawyervon | $25.00 | 5/7/2011 1:53:56 PM |
| RecoveryLender | $25.00 | 5/7/2011 12:02:02 PM |
| UncleScroogeDMD | $233.07 | 5/7/2011 12:31:29 PM |
| ideal-economy | $25.00 | 5/7/2011 12:54:50 PM |
| BOZO88 | $50.00 | 5/7/2011 5:46:39 PM |
| icon7 | $100.00 | 5/8/2011 7:51:24 AM |
| spiff666 | $106.66 | 5/8/2011 8:08:07 AM |
| Skeptical-one | $50.00 | 5/8/2011 6:40:13 AM |
| interest-fertilizer3 | $46.00 | 5/8/2011 10:49:39 AM |
| auction-elvis | $25.00 | 5/8/2011 11:49:29 AM |
| newest-funds-powerplant | $50.00 | 5/8/2011 12:41:47 PM |
| ReddInc | $250.00 | 5/8/2011 1:39:33 PM |
| exchange-upholder0 | $25.00 | 5/8/2011 1:56:02 PM |
| reward-cosmos | $25.00 | 5/8/2011 4:46:12 PM |
| authentic-money5 | $29.00 | 5/8/2011 5:41:48 PM |
| visionary-fund | $210.41 | 5/8/2011 7:04:35 PM |
| circustab | $100.00 | 5/8/2011 6:23:55 PM |
| the-enthralling-coin | $100.00 | 4/29/2011 5:09:55 PM |
| goat361 | $50.00 | 4/29/2011 6:09:55 PM |
| availableloan | $25.00 | 4/29/2011 10:50:42 PM |
| vutah | $35.00 | 4/30/2011 10:59:27 AM |
| tolerant-dinero2 | $100.00 | 4/30/2011 11:32:13 AM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:43 PM |
| jpblan11 | $25.00 | 5/1/2011 7:42:52 PM |
| MoneyTree79 | $75.00 | 5/2/2011 6:20:08 PM |
| bonus-demon | $25.00 | 5/3/2011 10:23:40 AM |
| ecstatic-greenback3 | $200.00 | 5/3/2011 6:43:48 PM |
| FinDoc | $25.00 | 5/4/2011 2:04:43 PM |
| listing-pear6 | $100.03 | 5/4/2011 5:39:40 PM |
| PThor | $25.00 | 5/4/2011 8:30:34 PM |
| cgoca | $25.00 | 5/5/2011 9:52:34 AM |
| BxRealtor | $25.00 | 5/5/2011 10:07:53 AM |
| penny-candy | $25.00 | 5/5/2011 7:48:48 PM |
| Mad_Scientist | $50.00 | 5/5/2011 5:41:24 PM |
| hookUup | $28.02 | 5/5/2011 9:37:20 PM |
| competent-p2p | $55.00 | 5/5/2011 7:36:43 PM |
| exact-gold2 | $33.58 | 5/6/2011 6:53:23 AM |
| market-aficionado3 | $30.00 | 5/6/2011 9:50:44 AM |
| p43600jw | $25.00 | 5/6/2011 10:04:22 AM |
| The-Lighthouse-Group | $25.00 | 5/7/2011 4:41:27 AM |
| Big_Hat_No_Cattle | $50.00 | 5/7/2011 5:23:52 AM |
| Stack23 | $46.13 | 5/7/2011 5:43:45 AM |
| principal-bull | $25.00 | 5/7/2011 6:14:20 AM |
| 1randyp | $150.00 | 5/7/2011 6:25:53 AM |
| reflective-rupee | $500.01 | 5/7/2011 6:33:58 AM |
| crw1950 | $50.00 | 5/7/2011 6:38:48 AM |
| economy-popcorn | $25.00 | 5/7/2011 5:51:01 AM |
| unolsu5 | $25.00 | 5/7/2011 5:59:23 AM |
| Tizzo27 | $100.00 | 5/7/2011 8:34:10 AM |
| tranquil-diversification8 | $100.00 | 5/7/2011 6:59:34 AM |
| marwadi-62 | $300.00 | 5/7/2011 9:12:52 AM |
| phaded | $25.00 | 5/7/2011 7:29:40 AM |
| vigilance-revolutionary | $50.00 | 5/7/2011 9:56:22 AM |
| Byrd24 | $100.00 | 5/7/2011 9:52:37 AM |
| UHcougars | $40.52 | 5/7/2011 7:39:27 AM |
| BankofBeth | $25.00 | 5/7/2011 10:30:08 AM |
| SolarMoonshine | $500.00 | 5/7/2011 10:38:22 AM |
| napmanger | $50.00 | 5/7/2011 10:47:58 AM |
| jc33148 | $100.00 | 5/7/2011 10:59:36 AM |
| lively-nickel2 | $100.00 | 5/7/2011 11:00:38 AM |
| hopeful-truth5 | $100.00 | 5/7/2011 9:02:17 AM |
| orange-finance-banker | $50.00 | 5/7/2011 9:17:16 AM |
| warew | $50.00 | 5/7/2011 9:24:27 AM |
| LaBamba | $75.00 | 5/7/2011 11:24:41 AM |
| Chessplayer71 | $34.75 | 5/7/2011 10:01:50 AM |
| a-heroic-fairness | $35.00 | 5/7/2011 12:38:15 PM |
| r48 | $25.00 | 5/7/2011 1:08:29 PM |
| janeybooboo | $200.00 | 5/7/2011 1:13:04 PM |
| credit-birch | $42.00 | 5/7/2011 11:15:18 AM |
| Elbanko | $54.63 | 5/7/2011 1:25:49 PM |
| aztocas | $100.00 | 5/7/2011 1:43:48 PM |
| Mad_Scientist | $100.00 | 5/7/2011 1:53:26 PM |
| twerns | $40.00 | 5/7/2011 1:54:11 PM |
| Underzenith85 | $50.00 | 5/7/2011 11:39:00 AM |
| novice-speculator | $25.00 | 5/7/2011 12:58:10 PM |
| Dahlozer | $50.00 | 5/7/2011 1:47:19 PM |
| 1traveler | $25.00 | 5/7/2011 1:49:24 PM |
| divergregg | $25.00 | 5/7/2011 1:55:24 PM |
| hidavehi | $44.00 | 5/7/2011 6:59:04 PM |
| friendinmoney | $25.00 | 5/7/2011 6:59:23 PM |
| JustMee | $25.00 | 5/8/2011 11:25:09 AM |
| moonshadow10 | $50.00 | 5/8/2011 1:12:32 PM |
| Interloper | $27.00 | 5/8/2011 1:30:37 PM |
| treasure-system417 | $79.00 | 5/8/2011 5:55:58 PM |
| skillful-trade7 | $25.00 | 5/8/2011 5:35:22 PM |
| bambampk | $25.00 | 5/8/2011 6:02:12 PM |
| 147 Investments
|
Borrower Payment Dependent Notes Series
504675
This series of Notes was issued and sold upon the funding of the borrower loan #49247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-01-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-06-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $239.67 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 3m |
|
Amount delinquent:
| $2,281 |
Total credit lines:
| 13 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-virtuoso8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Debt Consolidation
Purpose of loan: To repay monies loaned by family members.
This loan will be used to... Repay parents, brother(s)
My financial situation: Able to pay all my bills on time with a small cushion remaining each month. Stable and improving monthly; I've lived in the same location the last 7 years, I own my automobile.
I am a good candidate for this loan because: My full time job is stable. I am working a second job as a waiter to repay my debt to them. This loan would also assist me repaying them sooner in establishing a stronger credit score and give me a sense of hope.
Monthly net income: $1,436.00 + 700.00 = $2,136.00
Monthly expenses: $944.00, $118.00, $47.00, $250, $75.00, 75.00 = $1,359.00
Housing: $944.00
Insurance: $118.00
Car expenses: $125.00
Utilities: $0.00
Phone, cable, internet: $47.00
Food, entertainment: $125.00
Clothing, household expenses: $75.00
Credit cards and other loans: $0.00
Other expenses: $75.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-enthralling-coin | $25.00 | 5/1/2011 12:02:40 PM |
| dollar-sonnet3 | $50.00 | 5/1/2011 12:01:57 PM |
| ultimate-peace | $25.00 | 5/1/2011 1:35:00 PM |
| reflective-rupee | $25.00 | 5/1/2011 2:51:54 PM |
| direct-asset | $25.00 | 5/2/2011 7:12:50 AM |
| Artist_Blue | $25.00 | 5/2/2011 6:12:41 AM |
| gain-gourd | $100.00 | 5/2/2011 2:41:07 PM |
| Bank42 | $25.00 | 5/3/2011 9:41:05 AM |
| determined-revenue1 | $25.00 | 5/3/2011 9:50:27 AM |
| bonus-demon | $50.00 | 5/3/2011 10:30:08 AM |
| irrelevant | $25.00 | 5/3/2011 6:51:09 PM |
| cash-architect | $25.00 | 5/3/2011 8:06:14 PM |
| ladyopium | $30.00 | 5/4/2011 2:51:11 AM |
| mrxtravis | $25.00 | 5/4/2011 1:56:18 AM |
| carrinel | $69.48 | 5/4/2011 2:48:04 PM |
| silver-enlightenment0 | $100.00 | 5/4/2011 4:02:01 PM |
| alert9 | $50.00 | 5/4/2011 6:16:02 PM |
| Land_on_your_feet | $38.75 | 5/4/2011 7:37:11 PM |
| bold-engrossing-kindness | $25.00 | 5/4/2011 8:03:18 PM |
| q4golf | $25.00 | 5/5/2011 3:57:41 AM |
| Lubava | $45.07 | 5/5/2011 7:37:36 AM |
| commerce-explosion9 | $25.00 | 5/5/2011 8:33:53 AM |
| the-reliable-trade | $100.00 | 5/5/2011 9:39:31 AM |
| kwan | $25.00 | 5/5/2011 11:48:02 AM |
| platinum-boss2 | $25.00 | 5/6/2011 9:35:59 AM |
| r48 | $25.00 | 5/1/2011 12:10:29 PM |
| anton | $50.00 | 5/1/2011 12:02:10 PM |
| diplomatic-wealth7 | $25.00 | 5/1/2011 12:03:04 PM |
| well-rounded-payout0 | $50.00 | 5/1/2011 12:02:22 PM |
| sharpey | $100.00 | 5/1/2011 7:41:20 PM |
| smilinsam | $50.00 | 5/1/2011 7:47:09 PM |
| ingenious-deal6 | $25.00 | 5/2/2011 1:08:31 AM |
| a-restless-dollar | $25.00 | 5/2/2011 6:38:06 AM |
| asset-equilibrium0 | $50.00 | 5/2/2011 8:06:26 AM |
| bcsmith | $25.00 | 5/2/2011 4:37:55 PM |
| secureincome | $250.00 | 5/3/2011 8:26:54 AM |
| likeable-hope | $25.00 | 5/3/2011 1:51:47 PM |
| social-heart | $25.00 | 5/3/2011 4:15:08 PM |
| competent-p2p | $25.00 | 5/3/2011 7:44:31 PM |
| jpayne27 | $26.00 | 5/4/2011 3:51:56 PM |
| javelin0 | $100.00 | 5/4/2011 4:53:14 PM |
| rakem777 | $25.00 | 5/5/2011 8:51:06 AM |
| Melander | $50.00 | 5/5/2011 4:56:22 PM |
| oxnard | $50.00 | 5/5/2011 6:22:47 PM |
| Weaverville | $25.00 | 5/6/2011 1:29:44 AM |
| historic-loan1 | $27.99 | 5/6/2011 7:16:48 AM |
| helpwithoutbanks | $25.00 | 5/6/2011 9:55:41 AM |
| mandolin422 | $100.00 | 5/6/2011 10:06:00 AM |
| new-goodhearted-economy | $227.71 | 5/6/2011 10:35:54 AM |
| bbt210 | $85.00 | 5/6/2011 10:52:44 AM |
| 50 Investments
|
Borrower Payment Dependent Notes Series
504751
This series of Notes was issued and sold upon the funding of the borrower loan #49253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| May-02-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-06-2011 |
|
|
Lender yield:
| 8.70% |
Borrower rate/APR:
| 9.70% / 15.49% |
Monthly payment:
| $658.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.68% | | |
| |
Estimated return*:
| 4.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 10y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,375 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| restless-dollar2 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Seeking to Build My Loan History
Purpose of loan:
This loan will be used to pay off an existing loan. This is to primarily build history with Prosper to fund future business investments. In addition to my W-2 employment, I am a successful real estate investor and property manager.
My financial situation:
I am a good candidate for this loan because.my W-2 income and credit rating are excellent and stable. I earn about 50K in annual rental income as well.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $50.00 | 5/2/2011 9:07:13 AM |
| Rsmith311 | $25.00 | 5/2/2011 9:27:02 AM |
| caliguian | $50.00 | 5/2/2011 9:27:46 AM |
| kgeezy | $25.00 | 5/2/2011 9:06:54 AM |
| a-responsible-return | $50.00 | 5/2/2011 9:27:58 AM |
| triumphant-point5 | $50.00 | 5/2/2011 10:12:51 AM |
| reflective-rupee | $25.00 | 5/2/2011 10:03:44 AM |
| _NaLNaBB | $300.00 | 5/2/2011 1:04:47 PM |
| reflective-dollar8 | $50.00 | 5/2/2011 3:57:44 PM |
| jedi8 | $25.00 | 5/2/2011 4:06:02 PM |
| tomdooley12520 | $25.00 | 5/2/2011 5:39:19 PM |
| green-unrivaled-felicity | $26.58 | 5/2/2011 6:49:49 PM |
| secureincome | $1,500.00 | 5/2/2011 9:58:15 PM |
| Allenee | $25.00 | 5/3/2011 1:10:38 AM |
| Domgabriel | $28.71 | 5/3/2011 4:14:09 AM |
| elvisloans | $25.00 | 5/3/2011 4:44:15 AM |
| a-restless-dollar | $50.00 | 5/3/2011 6:10:26 AM |
| missoula | $25.00 | 5/3/2011 6:21:20 AM |
| determined-revenue1 | $25.00 | 5/3/2011 9:50:30 AM |
| britches613 | $25.00 | 5/3/2011 10:36:44 AM |
| brightest-lucrative-rate | $50.00 | 5/3/2011 4:45:38 PM |
| integrity-enrichment2 | $47.18 | 5/3/2011 5:03:17 PM |
| smurf163 | $25.00 | 5/3/2011 4:45:16 PM |
| rapid-loyalty1 | $25.00 | 5/3/2011 7:33:10 PM |
| alert9 | $100.00 | 5/3/2011 9:06:51 PM |
| FinDoc | $25.00 | 5/4/2011 8:58:26 AM |
| jpayne27 | $25.00 | 5/4/2011 9:35:49 AM |
| rakem777 | $25.00 | 5/4/2011 11:09:54 AM |
| loan-chorus4 | $50.00 | 5/4/2011 11:32:02 AM |
| Nerdster1 | $50.09 | 5/4/2011 12:32:50 PM |
| rate-tower1 | $38.18 | 5/4/2011 11:20:07 AM |
| silver-enlightenment0 | $150.00 | 5/4/2011 4:02:16 PM |
| availableloan | $25.00 | 5/4/2011 7:46:49 PM |
| chesterCFO | $50.00 | 5/5/2011 4:24:18 AM |
| Trapman13 | $50.00 | 5/5/2011 8:14:49 AM |
| mojii77 | $50.00 | 5/5/2011 9:17:12 AM |
| Aaron_Oz | $25.00 | 5/5/2011 10:00:13 AM |
| BxRealtor | $25.00 | 5/5/2011 10:08:18 AM |
| repayment-pudding | $25.00 | 5/5/2011 6:11:31 PM |
| oxnard | $100.00 | 5/5/2011 6:32:46 PM |
| intrepid-credit5 | $60.91 | 5/5/2011 6:45:19 PM |
| Paddington922 | $25.00 | 5/5/2011 6:43:09 PM |
| treasure-expert | $25.00 | 5/5/2011 7:38:18 PM |
| thankful-nickel2 | $50.00 | 5/5/2011 5:41:37 PM |
| Leopoldine | $25.00 | 5/5/2011 8:19:00 PM |
| the-fairness-orbiter | $25.00 | 5/5/2011 9:03:04 PM |
| YellowJacket | $25.00 | 5/6/2011 8:04:31 AM |
| palace2 | $450.00 | 5/6/2011 5:45:40 AM |
| turbostar666 | $35.00 | 5/6/2011 10:11:46 AM |
| meteoric-deal9 | $25.00 | 5/6/2011 11:06:46 AM |
| dough-souffle | $70.00 | 5/6/2011 12:14:56 PM |
| Velit | $25.00 | 5/6/2011 1:26:50 PM |
| exchange-jedi | $25.00 | 5/6/2011 2:39:11 PM |
| jc33148 | $250.00 | 5/6/2011 11:28:04 AM |
| sharp-reward920 | $25.00 | 5/6/2011 12:49:37 PM |
| finance-amusement4 | $223.61 | 5/6/2011 2:49:17 PM |
| Tradesmanlender | $25.00 | 5/2/2011 9:09:49 AM |
| TikPmp1 | $25.00 | 5/2/2011 9:27:33 AM |
| the-enthralling-coin | $50.00 | 5/2/2011 9:08:45 AM |
| Lise46 | $50.00 | 5/2/2011 9:27:36 AM |
| jenerationx | $25.00 | 5/2/2011 2:37:22 PM |
| upbeat-finance8 | $25.00 | 5/2/2011 5:21:34 PM |
| elasermd | $50.00 | 5/2/2011 5:55:01 PM |
| tender-ore | $25.00 | 5/2/2011 8:45:19 PM |
| penny-candy | $25.00 | 5/2/2011 7:37:02 PM |
| Global_Lender | $25.00 | 5/2/2011 8:29:59 PM |
| LongTail | $30.00 | 5/2/2011 10:48:01 PM |
| FundMaker | $25.00 | 5/3/2011 6:41:39 AM |
| q4golf | $25.00 | 5/3/2011 5:00:10 AM |
| CPA-Banker | $41.56 | 5/3/2011 6:42:24 AM |
| spiff666 | $25.00 | 5/3/2011 9:09:05 AM |
| bonus-demon | $25.00 | 5/3/2011 10:24:24 AM |
| LA-Funding-Bank | $25.00 | 5/3/2011 10:52:34 AM |
| forthright-bonus4 | $25.00 | 5/3/2011 10:32:12 AM |
| Sebremnc | $78.00 | 5/3/2011 12:07:34 PM |
| Jarod213 | $25.00 | 5/3/2011 4:40:28 PM |
| mrpowers5531 | $25.00 | 5/3/2011 4:45:26 PM |
| g314 | $30.00 | 5/3/2011 9:05:33 PM |
| petsheep | $25.00 | 5/3/2011 9:29:35 PM |
| river774536 | $100.00 | 5/3/2011 10:10:14 PM |
| dough-hammock | $50.00 | 5/4/2011 9:16:08 AM |
| Peterman | $25.00 | 5/4/2011 9:24:53 AM |
| industrious-currency | $100.00 | 5/4/2011 10:03:02 AM |
| eloquent-money2 | $100.00 | 5/4/2011 9:56:30 AM |
| commerce-explosion9 | $50.00 | 5/5/2011 8:31:18 AM |
| sentimental-silver7 | $50.00 | 5/5/2011 5:19:30 AM |
| RememberToForget | $50.00 | 5/5/2011 7:19:54 AM |
| upbeat-finance8 | $25.00 | 5/5/2011 7:42:19 AM |
| bcsmith | $25.00 | 5/5/2011 9:30:33 AM |
| reward-workhorse | $29.89 | 5/5/2011 9:51:48 AM |
| tender-ore | $25.00 | 5/5/2011 2:26:25 PM |
| first-upright-payout | $25.00 | 5/5/2011 4:44:58 PM |
| Bank42 | $34.39 | 5/5/2011 4:47:09 PM |
| oxnard | $100.00 | 5/5/2011 6:28:47 PM |
| r48 | $48.00 | 5/6/2011 3:56:08 AM |
| ocmoneymaker | $25.00 | 5/5/2011 8:51:44 PM |
| Infinity_Financial | $200.00 | 5/6/2011 6:20:22 AM |
| treasure-brigade | $50.00 | 5/6/2011 6:00:06 AM |
| kindness-singularity | $25.00 | 5/6/2011 9:52:26 AM |
| wntrequinx | $32.52 | 5/6/2011 9:33:59 AM |
| engrossing-benefit0 | $100.00 | 5/6/2011 9:36:09 AM |
| riv701 | $25.00 | 5/6/2011 10:13:06 AM |
| platinum-boss2 | $25.00 | 5/6/2011 9:50:04 AM |
| affluence-birdie7 | $250.00 | 5/6/2011 10:14:48 AM |
| pure-diversification2 | $50.00 | 5/6/2011 11:05:01 AM |
| excellent-truth9 | $25.00 | 5/6/2011 10:16:28 AM |
| investment-habanero8 | $200.00 | 5/6/2011 12:07:06 PM |
| boater01 | $50.00 | 5/6/2011 12:21:37 PM |
| arcite | $45.38 | 5/6/2011 1:00:13 PM |
| cgoca | $25.00 | 5/6/2011 1:50:32 PM |
| cash-queen | $25.00 | 5/6/2011 1:39:11 PM |
| jubilant-agreement0 | $25.00 | 5/6/2011 11:55:26 AM |
| Reddy_Capital | $25.00 | 5/6/2011 2:37:42 PM |
| 113 Investments
|
Borrower Payment Dependent Notes Series
504765
This series of Notes was issued and sold upon the funding of the borrower loan #49209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $69.32 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.75% | | |
| |
Estimated return*:
| 7.80% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 14y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $390 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| logical-bill9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
vacation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| the-enthralling-coin | $50.00 | 5/2/2011 9:08:46 AM |
| wealth-renaissance5 | $25.00 | 5/2/2011 9:10:02 AM |
| goodhearted-basis4 | $25.00 | 5/2/2011 9:55:51 AM |
| vutah | $25.00 | 5/2/2011 1:07:24 PM |
| tomdooley12520 | $25.00 | 5/2/2011 5:39:57 PM |
| addlending | $50.00 | 5/3/2011 12:04:55 PM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:34:31 AM |
| TomDalonajay | $25.00 | 5/5/2011 9:56:32 AM |
| dudebrah | $25.00 | 5/5/2011 4:07:18 PM |
| Leopoldine | $25.00 | 5/5/2011 8:19:01 PM |
| upbeat-finance8 | $25.00 | 5/6/2011 2:14:10 PM |
| CK1 | $25.00 | 5/7/2011 2:26:00 AM |
| availableloan | $25.00 | 5/7/2011 6:49:29 PM |
| DasMula | $27.00 | 5/7/2011 8:22:09 PM |
| money-surge1 | $75.00 | 5/7/2011 6:23:36 PM |
| nykidd | $50.00 | 5/7/2011 8:19:53 PM |
| marketplace-saxaphone0 | $200.00 | 5/7/2011 8:37:03 PM |
| kinetic-social | $25.00 | 5/8/2011 7:49:12 AM |
| engrossing-benefit0 | $100.00 | 5/8/2011 7:53:13 AM |
| icon7 | $50.00 | 5/8/2011 7:45:00 AM |
| EngineersAlliance | $100.00 | 5/2/2011 9:07:28 AM |
| organized-payment6 | $50.00 | 5/2/2011 9:08:11 AM |
| Tradesmanlender | $25.00 | 5/2/2011 9:09:50 AM |
| FundMaker | $25.00 | 5/3/2011 6:40:43 AM |
| bonus-demon | $25.00 | 5/3/2011 10:24:26 AM |
| newest-generous-income | $25.00 | 5/3/2011 11:27:26 AM |
| SplashCash | $50.00 | 5/4/2011 8:10:26 AM |
| newest-funds-powerplant | $25.00 | 5/4/2011 8:27:07 PM |
| BxRealtor | $25.00 | 5/5/2011 10:08:20 AM |
| first-upright-payout | $25.00 | 5/5/2011 5:27:31 PM |
| a-finance-nirvana | $25.00 | 5/5/2011 8:49:14 PM |
| boater01 | $50.00 | 5/6/2011 12:21:38 PM |
| Zolton | $100.00 | 5/6/2011 4:08:53 PM |
| Beamer72 | $52.75 | 5/6/2011 9:57:56 PM |
| blue111 | $50.00 | 5/7/2011 6:17:29 PM |
| Dubbs360 | $100.00 | 5/7/2011 6:11:05 PM |
| money-surge1 | $25.00 | 5/7/2011 6:32:21 PM |
| interstellar | $75.00 | 5/7/2011 6:24:30 PM |
| competent-p2p | $25.00 | 5/7/2011 6:37:52 PM |
| hidavehi | $26.00 | 5/7/2011 6:55:52 PM |
| Whitewater_Loans | $25.00 | 5/7/2011 7:37:47 PM |
| accmgg | $100.00 | 5/7/2011 8:01:53 PM |
| luvlending | $25.00 | 5/7/2011 8:23:48 PM |
| Stingray8a | $25.00 | 5/7/2011 8:51:22 PM |
| helping-out | $50.00 | 5/8/2011 7:15:09 AM |
| 45 Investments
|
Borrower Payment Dependent Notes Series
504967
This series of Notes was issued and sold upon the funding of the borrower loan #49198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $181.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| May-2005 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 1y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,799 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| tenacious-auction8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because of my knowledge of finances in addition to my excellent credit rating and minimum non essential outflows. I have selected to pay my loan off over the next 3 years but I will immediately begin making additional loan payments with the intention of paying this loan off within 12-18 months. I have both a Bachelors and Masters degree in accounting from nationally ranked institution as well as a very secure job with Ernst and Young LLP as an auditor. Additionally, I currently have more 3x the full amount of the loan saved in my saving account, 401k and other various investments.
Monthly net income: $ 3000
Monthly expenses:
Housing: $ 700
Car expenses: $ 200
Utilities: $ 50
Phone, cable, internet: $ 200
Food, entertainment: $ 200
Student Loans loans: $300
Other expenses: $ 250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| economy-coup | $30.00 | 5/3/2011 9:12:10 AM |
| the-enthralling-coin | $25.00 | 5/3/2011 9:14:16 AM |
| reflective-rupee | $450.00 | 5/3/2011 9:32:44 AM |
| scrappy-diversification7 | $2,000.00 | 5/3/2011 9:08:48 AM |
| SecondChanceLendingSERV | $25.00 | 5/3/2011 9:35:49 AM |
| social-heart | $25.00 | 5/3/2011 11:05:40 AM |
| credit-missile | $100.00 | 5/3/2011 12:05:03 PM |
| bonus-demon | $50.00 | 5/3/2011 10:31:53 AM |
| magical-truth1 | $100.00 | 5/3/2011 1:14:23 PM |
| social-heart | $25.00 | 5/3/2011 11:07:55 AM |
| auction-seeker | $25.00 | 5/3/2011 3:10:35 PM |
| shrewd-income | $200.00 | 5/3/2011 2:08:04 PM |
| grampy48 | $50.00 | 5/3/2011 5:21:19 PM |
| SolarMoonshine | $200.00 | 5/3/2011 5:39:29 PM |
| coloradoadam | $25.00 | 5/3/2011 7:08:30 PM |
| shellstar | $25.00 | 5/3/2011 5:44:25 PM |
| mammalian4 | $25.00 | 5/3/2011 6:21:18 PM |
| loss-of-control | $100.00 | 5/3/2011 7:09:32 PM |
| Whipster | $25.00 | 5/3/2011 5:41:32 PM |
| favorite-commerce | $50.00 | 5/3/2011 9:20:56 AM |
| designer_10 | $25.00 | 5/3/2011 9:34:23 AM |
| El_Profesional | $25.00 | 5/3/2011 9:25:32 AM |
| FinanceEngine | $30.00 | 5/3/2011 9:27:35 AM |
| Bob450 | $25.00 | 5/3/2011 10:06:51 AM |
| brightest-dignified-penny | $25.00 | 5/3/2011 10:23:50 AM |
| competent-p2p | $50.00 | 5/3/2011 11:36:06 AM |
| social-heart | $25.00 | 5/3/2011 11:07:30 AM |
| cr55595 | $35.96 | 5/3/2011 12:22:29 PM |
| investment-habanero8 | $100.00 | 5/3/2011 1:55:43 PM |
| market-pudding | $25.00 | 5/3/2011 4:23:44 PM |
| umfan123 | $25.00 | 5/3/2011 1:59:24 PM |
| EretzCapital | $61.12 | 5/3/2011 2:56:24 PM |
| Bill88 | $30.00 | 5/3/2011 3:42:02 PM |
| 2grindstones | $50.00 | 5/3/2011 4:40:11 PM |
| well-mannered-income3 | $50.00 | 5/3/2011 5:07:26 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:14 PM |
| otto1939 | $51.00 | 5/3/2011 7:21:55 PM |
| credit-missile | $25.00 | 5/3/2011 6:18:54 PM |
| shrewd-income | $36.92 | 5/3/2011 7:43:49 PM |
| StarshineXL | $225.00 | 5/3/2011 6:50:32 PM |
| 40 Investments
|
Borrower Payment Dependent Notes Series
505035
This series of Notes was issued and sold upon the funding of the borrower loan #49203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $251.40 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 620-639 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 4y 0m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,058 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| cminor |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 67 ( 100% )
| 620-639 (Latest)
|
|
Principal borrowed:
| $11,100.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Apr-2010)
720-739
(Oct-2009)
620-639
(Nov-2007)
720-739
(May-2007)
|
|
Principal balance:
| $1,649.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 67 | | |
Description
Debt Consolidation and Farm Expand
Purpose of loan:
This loan will be used to consolidate debt and to provide additional funding for our farming operation.
My financial situation:
I am a good candidate for this loan because I am a self-employed photographer with a steady flow of clientele. I work out of a studio (an old barn converted into a studio) on our property, so there is virtually no overhead. My husband is employed and makes over $60k per year and his pay takes care of the monthly bills. The following list is the bills/debt that I take care of out of my earnings:
Personal loan: $1700 ? payment $91
Credit Cards: $1500 ? payments $100
Other household debt: $2200 ? payment $250
After paying these debts, the additional funds (approx. $600) will be used to buy additional poultry inventory for the farming operations. The current farming operations net around $300 per month, and with the additional stock, the projected income increase is $80-$150 additional income per month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| MoneyForNothing | $75.37 | 5/3/2011 5:14:16 PM |
| Kash2010lu | $35.00 | 5/3/2011 5:32:46 PM |
| suave-dime6 | $25.00 | 5/3/2011 5:35:20 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:36:04 PM |
| marinbb | $150.00 | 5/3/2011 7:33:42 PM |
| golffish2 | $25.00 | 5/4/2011 5:08:32 AM |
| investment-daydream | $50.00 | 5/4/2011 7:43:42 AM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:59:47 PM |
| trumpeter5 | $25.00 | 5/4/2011 7:47:11 PM |
| chameleon125 | $25.00 | 5/6/2011 6:31:44 AM |
| jhouman | $25.00 | 5/6/2011 8:57:59 AM |
| ChoiceInvestments | $31.00 | 5/6/2011 10:12:22 AM |
| ColoradoLender82 | $25.00 | 5/6/2011 11:09:30 AM |
| Gregger | $25.00 | 5/6/2011 2:47:09 PM |
| twjh | $25.00 | 5/7/2011 3:27:17 AM |
| rate-apricot1 | $25.00 | 5/8/2011 8:48:55 AM |
| reflective-rupee | $25.00 | 5/3/2011 5:20:33 PM |
| SolarMoonshine | $25.00 | 5/3/2011 5:54:14 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:41 PM |
| money-fort | $25.00 | 5/3/2011 7:17:57 PM |
| janeybooboo | $200.00 | 5/4/2011 5:03:22 AM |
| kulender | $37.84 | 5/4/2011 6:30:15 AM |
| DasMula | $107.00 | 5/4/2011 6:33:08 AM |
| atlas100 | $25.00 | 5/4/2011 6:55:57 AM |
| Moe87 | $30.55 | 5/4/2011 7:56:04 AM |
| LittleMingo | $30.00 | 5/4/2011 9:31:48 AM |
| Mikale360 | $50.00 | 5/4/2011 12:09:11 PM |
| bobd32 | $25.00 | 5/4/2011 12:11:29 PM |
| benjamins-rumbler | $200.00 | 5/4/2011 11:50:49 AM |
| bonus-demon | $50.00 | 5/4/2011 5:56:31 PM |
| fabulous-community4 | $25.00 | 5/5/2011 2:22:49 AM |
| FarmersBank | $83.56 | 5/5/2011 6:52:04 AM |
| return-grizzly | $100.00 | 5/5/2011 6:23:22 PM |
| investment-daydream | $50.00 | 5/6/2011 2:19:36 AM |
| EEasyMoney | $25.00 | 5/6/2011 6:32:36 AM |
| RainyDayFunds | $25.00 | 5/7/2011 10:02:59 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:05:52 AM |
| worth-blanket2 | $4,194.68 | 5/9/2011 11:06:54 AM |
| 38 Investments
|
Borrower Payment Dependent Notes Series
505073
This series of Notes was issued and sold upon the funding of the borrower loan #49192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 6.10% |
Listing Start date:
| May-03-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 18.99% |
Borrower rate/APR:
| 19.99% / 22.21% |
Monthly payment:
| $264.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.55% | | |
| |
Estimated return*:
| 12.45% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1991 |
Debt/Income ratio:
| 63% |
|
Credit score:
| 760-779 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,453 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| tremendous-coin |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 760-779 (Latest)
|
|
Principal borrowed:
| $13,180.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2009)
800-819
(Sep-2009)
|
|
Principal balance:
| $7,867.38 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Payoff Discover and Home Depot for Home Improvements.
My financial situation: Is good and growing stronger every month. My position with my previous employer was lost due to the national economic downturn. I took a position as a mortgage loan consultant with Wells Fargo Home Mortgage in September of 2010. My business is growing monthly...as are my paychecks. I am not new to this line of business, I was previously a mortgage loan officer prior to working as a CFO for a local organization for 11 years. My wife is a registered nurse with a $75,000.00 per year gross income. All of our debt is under my name. She has no credit cards or vehicle loans in her name...by her choice.
I am a good candidate for this loan because...I have an existing Prosper loan and have always made my payment timely and without struggle.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 5/3/2011 5:05:17 PM |
| the-reliable-trade | $100.00 | 5/3/2011 5:05:54 PM |
| bonus-demon | $25.00 | 5/3/2011 5:09:56 PM |
| Tradesmanlender | $25.00 | 5/3/2011 5:08:44 PM |
| janeybooboo | $200.00 | 5/4/2011 5:10:36 AM |
| thomas16882004 | $25.00 | 5/4/2011 4:03:17 PM |
| GElender | $25.00 | 5/5/2011 6:42:00 AM |
| Bill88 | $30.77 | 5/6/2011 8:16:18 AM |
| dynrep | $25.00 | 5/6/2011 7:25:33 PM |
| MNFrostbite | $25.00 | 5/6/2011 7:50:07 PM |
| resplendent-dollar | $25.00 | 5/6/2011 8:36:15 PM |
| Dubbs360 | $100.00 | 5/6/2011 9:00:33 PM |
| yf99yz | $25.00 | 5/6/2011 8:58:55 PM |
| FinanceEngine | $40.00 | 5/6/2011 9:51:47 PM |
| dough-hammock | $25.00 | 5/6/2011 9:35:22 PM |
| Banker2OO7 | $75.00 | 5/6/2011 8:02:58 PM |
| CA-Lender | $100.05 | 5/6/2011 8:05:45 PM |
| IIP77 | $25.00 | 5/6/2011 10:21:20 PM |
| genelinist | $100.00 | 5/6/2011 10:21:44 PM |
| Christus_Victor | $50.00 | 5/7/2011 1:56:38 AM |
| GCInvestments | $25.00 | 5/6/2011 9:32:28 PM |
| bill-appraiser7 | $25.00 | 5/7/2011 4:52:12 AM |
| loanman2007 | $50.00 | 5/7/2011 5:04:07 AM |
| EarlyRiser | $250.00 | 5/7/2011 5:59:25 AM |
| p2p-czar3 | $25.00 | 5/7/2011 6:02:12 AM |
| PositiveCarry | $50.00 | 5/7/2011 7:02:52 AM |
| PleaseDontDefault | $50.00 | 5/7/2011 5:15:38 AM |
| marketplace-meridian | $50.00 | 5/7/2011 7:44:42 AM |
| wealth-grasshopper0 | $100.00 | 5/7/2011 7:59:55 AM |
| first-serene-credit | $25.00 | 5/7/2011 8:24:54 AM |
| wizard750 | $50.00 | 5/7/2011 6:47:04 AM |
| Tizzo27 | $62.94 | 5/7/2011 8:37:41 AM |
| Leshan | $120.00 | 5/7/2011 7:03:32 AM |
| ingeborg77 | $26.00 | 5/7/2011 9:37:45 AM |
| squadron465 | $29.00 | 5/7/2011 10:07:49 AM |
| creative-revenue0 | $50.00 | 5/7/2011 8:06:04 AM |
| Jaybee99 | $30.00 | 5/7/2011 10:47:25 AM |
| festeringsnot | $33.00 | 5/7/2011 8:41:50 AM |
| Kyileo | $25.00 | 5/7/2011 10:57:03 AM |
| balance-force | $25.00 | 5/7/2011 9:33:24 AM |
| SolarMoonshine | $50.00 | 5/7/2011 10:21:41 AM |
| samdog079 | $1,000.00 | 5/7/2011 11:53:00 AM |
| Skeptical-one | $25.00 | 5/8/2011 6:44:12 AM |
| CASSHMAN | $125.00 | 5/8/2011 2:26:08 PM |
| houli123 | $500.00 | 5/8/2011 2:46:18 PM |
| exchange-upholder0 | $25.00 | 5/8/2011 1:47:01 PM |
| krd_Chicago | $100.00 | 5/8/2011 8:28:03 PM |
| resolute-basis9 | $50.00 | 5/9/2011 9:49:24 AM |
| investment-artist | $25.01 | 5/3/2011 5:08:26 PM |
| reflective-rupee | $25.00 | 5/3/2011 5:18:45 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:09:17 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:49 PM |
| JustMee | $25.00 | 5/4/2011 12:24:36 PM |
| cgoca | $25.00 | 5/5/2011 11:48:19 AM |
| wampum-library4 | $25.00 | 5/6/2011 10:01:30 AM |
| reflective-rupee | $475.01 | 5/6/2011 7:21:19 PM |
| astute-investment5 | $25.00 | 5/6/2011 7:52:25 PM |
| Bob450 | $25.00 | 5/6/2011 10:26:50 PM |
| broomfieldbucks | $25.00 | 5/6/2011 10:54:27 PM |
| vineet | $25.00 | 5/6/2011 9:38:58 PM |
| PayingItForwardPlease | $29.51 | 5/6/2011 10:44:03 PM |
| kublai | $50.00 | 5/7/2011 4:03:28 AM |
| oxnard | $75.00 | 5/7/2011 5:36:31 AM |
| 1randyp | $150.00 | 5/7/2011 6:24:19 AM |
| tomaswk | $208.29 | 5/7/2011 6:40:50 AM |
| MDJAX67 | $100.00 | 5/7/2011 6:54:47 AM |
| jktravl | $66.05 | 5/7/2011 8:06:41 AM |
| availableloan | $25.00 | 5/7/2011 6:11:57 AM |
| heerzaquestion | $200.00 | 5/7/2011 8:27:28 AM |
| lotuss4 | $49.99 | 5/7/2011 9:06:14 AM |
| Byrd24 | $100.00 | 5/7/2011 9:46:22 AM |
| phaded | $25.00 | 5/7/2011 7:20:01 AM |
| Num1Knicks | $25.00 | 5/7/2011 11:57:54 AM |
| new-social-economist | $50.00 | 5/7/2011 10:12:50 AM |
| sweetlan | $25.05 | 5/7/2011 12:00:25 PM |
| reflective-deal8 | $50.00 | 5/7/2011 10:26:31 AM |
| vigorous-velocity | $100.00 | 5/7/2011 11:36:18 AM |
| Underzenith85 | $50.00 | 5/7/2011 11:36:38 AM |
| enlighter | $52.91 | 5/7/2011 11:49:50 AM |
| lightninghcky7 | $25.00 | 5/8/2011 8:00:46 AM |
| valiant-money | $25.00 | 5/8/2011 8:19:07 AM |
| Interloper | $27.00 | 5/8/2011 1:31:20 PM |
| thankful-nickel2 | $25.00 | 5/8/2011 3:57:34 PM |
| DasMula | $107.00 | 5/8/2011 6:25:55 PM |
| cerebral-dollar773 | $500.00 | 5/9/2011 7:05:04 AM |
| tolerant-dinero2 | $25.00 | 5/9/2011 9:45:14 AM |
| Leopoldine | $25.00 | 5/9/2011 9:46:16 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:31 AM |
| worth-blanket2 | $2,912.42 | 5/9/2011 11:11:21 AM |
| 89 Investments
|
Borrower Payment Dependent Notes Series
505251
This series of Notes was issued and sold upon the funding of the borrower loan #49244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $229.11 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1989 |
Debt/Income ratio:
| 101% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,977 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| dad1963 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 33 ( 100% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Oct-2009)
600-619
(Aug-2009)
580-599
(Jun-2008)
|
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Consolidating Debt
Purpose of loan:
This loan will be used to...pay off some higher interest credit cards and loans.
My financial situation:
I am a good candidate for this loan because...I have had two previous loans that I paid off and I was never late.
Monthly net income: $4753,1391 mine and 3362 my spouse
Monthly expenses: $
Housing: $1541
Insurance: $195
Car expenses: $413
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| janeybooboo | $51.00 | 5/4/2011 5:07:27 PM |
| CoolPlexer | $25.00 | 5/4/2011 5:27:58 PM |
| cashhelp | $50.00 | 5/4/2011 5:05:22 PM |
| investment-daydream | $25.00 | 5/5/2011 12:29:18 AM |
| jgar_O | $25.00 | 5/6/2011 6:53:56 AM |
| Supermodeler | $300.00 | 5/8/2011 8:07:50 AM |
| autonomous-power | $50.00 | 5/8/2011 8:35:58 AM |
| novice-speculator | $25.00 | 5/8/2011 9:47:03 AM |
| dime-vista2 | $25.00 | 5/8/2011 7:03:45 AM |
| Dubbs360 | $100.00 | 5/8/2011 11:18:04 AM |
| formula842 | $25.00 | 5/8/2011 11:38:51 AM |
| lightninghcky7 | $50.00 | 5/8/2011 8:17:27 AM |
| agalt | $50.00 | 5/8/2011 11:37:53 AM |
| sfmf | $25.00 | 5/8/2011 11:58:54 AM |
| justice-starfish | $250.00 | 5/8/2011 9:08:06 AM |
| credit-missile | $25.00 | 5/8/2011 10:45:50 AM |
| Eric_Gagne | $25.00 | 5/8/2011 12:52:47 PM |
| Bocephus1959 | $25.00 | 5/8/2011 1:54:38 PM |
| neelgagan | $50.00 | 5/8/2011 2:19:21 PM |
| diplomatic-wealth7 | $25.00 | 5/8/2011 1:16:08 PM |
| skillful-trade7 | $25.00 | 5/8/2011 5:27:33 PM |
| houdin8888 | $50.00 | 5/8/2011 6:08:01 PM |
| simeonthewhale | $25.00 | 5/8/2011 1:42:43 PM |
| taal1 | $25.00 | 5/8/2011 5:54:30 PM |
| successful-generosity | $25.00 | 5/8/2011 3:35:37 PM |
| kind-forthright-repayment | $200.00 | 5/8/2011 7:12:28 PM |
| qsolo | $200.00 | 5/9/2011 9:44:08 AM |
| ingenious-deal6 | $25.00 | 5/9/2011 10:06:25 AM |
| irrelevant | $25.00 | 5/4/2011 5:08:14 PM |
| the-enthralling-coin | $25.00 | 5/5/2011 5:40:52 PM |
| janeybooboo | $49.00 | 5/8/2011 6:53:42 AM |
| amlu1988 | $25.00 | 5/7/2011 9:05:28 PM |
| thrifty-capital | $25.00 | 5/8/2011 8:10:01 AM |
| engrossing-benefit0 | $25.00 | 5/8/2011 8:15:20 AM |
| a-restless-dollar | $50.00 | 5/8/2011 8:16:06 AM |
| DasMula | $27.00 | 5/8/2011 8:18:28 AM |
| credit-missile | $100.00 | 5/8/2011 10:42:31 AM |
| doopers | $25.00 | 5/8/2011 10:51:53 AM |
| jmichael23 | $50.00 | 5/8/2011 12:46:40 PM |
| astute-investment5 | $25.00 | 5/8/2011 1:09:17 PM |
| blue111 | $25.00 | 5/8/2011 12:57:44 PM |
| handy-justice | $100.00 | 5/8/2011 2:23:03 PM |
| cash-architect | $25.00 | 5/8/2011 2:54:57 PM |
| benefit-flow | $25.00 | 5/8/2011 4:00:12 PM |
| Byrd24 | $100.00 | 5/8/2011 3:54:27 PM |
| first-serene-credit | $25.00 | 5/8/2011 4:03:14 PM |
| dudebrah | $25.00 | 5/8/2011 4:39:42 PM |
| integrity-trumpet | $100.00 | 5/8/2011 4:47:48 PM |
| secureincome | $300.00 | 5/8/2011 5:32:24 PM |
| treasure-expert | $25.00 | 5/8/2011 6:52:35 PM |
| CASSHMAN | $75.00 | 5/8/2011 2:18:37 PM |
| vishal29 | $25.00 | 5/8/2011 7:00:03 PM |
| Lucre | $50.00 | 5/8/2011 7:03:51 PM |
| Gibbyland | $100.00 | 5/8/2011 7:22:41 PM |
| Ray3486 | $25.00 | 5/8/2011 5:51:38 PM |
| LoisLoan | $25.00 | 5/8/2011 6:42:55 PM |
| bonus-demon | $50.00 | 5/9/2011 9:59:10 AM |
| worth-blanket2 | $2,648.00 | 5/9/2011 11:20:31 AM |
| 58 Investments
|
Borrower Payment Dependent Notes Series
505643
This series of Notes was issued and sold upon the funding of the borrower loan #49171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 2.60% |
Listing Start date:
| May-06-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-08-2011 |
|
|
Lender yield:
| 7.29% |
Borrower rate/APR:
| 8.29% / 10.38% |
Monthly payment:
| $62.94 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.28% | | |
| |
Estimated return*:
| 4.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 740-759 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Retail Management |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,052 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Highcreditscore |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 31 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2009)
760-779
(Dec-2007)
|
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Need $ for a much needed vacation.
Purpose of loan:
Going on a week long vacation. I only need 1000.00 but the loan amount has changed since I last got a loan.
My financial situation:
I am a good candidate because I have had 2 other loans in the past that I paid off early. Since I only need 1000.00 I will pay back half of the 2000.00 when I get the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| value-microscope | $35.79 | 5/6/2011 9:12:11 AM |
| rapid-loyalty1 | $25.00 | 5/6/2011 9:33:46 AM |
| knothead | $25.00 | 5/6/2011 10:03:38 AM |
| MoneyForNothing | $25.87 | 5/6/2011 9:24:39 AM |
| SimpleChoice | $25.00 | 5/6/2011 10:20:15 AM |
| xcap | $25.00 | 5/6/2011 10:29:50 AM |
| balanced-bill7 | $50.00 | 5/6/2011 11:20:51 AM |
| Prosp_Lender | $50.00 | 5/6/2011 3:14:15 PM |
| vb3jmg | $46.67 | 5/6/2011 3:14:00 PM |
| notyourdaddy | $25.00 | 5/6/2011 3:14:32 PM |
| Contour | $50.00 | 5/6/2011 3:14:11 PM |
| Panna | $25.00 | 5/6/2011 3:16:22 PM |
| cello1 | $25.00 | 5/6/2011 3:15:36 PM |
| helpinghand63 | $50.00 | 5/6/2011 3:15:41 PM |
| designer_10 | $25.00 | 5/6/2011 6:53:58 PM |
| hookUup | $32.02 | 5/7/2011 2:23:37 AM |
| Aaron_Oz | $25.00 | 5/7/2011 7:14:01 AM |
| engaging-worth | $30.00 | 5/7/2011 8:27:41 AM |
| cwegert | $25.00 | 5/7/2011 7:13:17 AM |
| fenix692 | $25.00 | 5/7/2011 9:43:23 AM |
| LendToCause | $25.00 | 5/7/2011 11:44:54 AM |
| payout-reaction740 | $25.00 | 5/7/2011 10:14:01 AM |
| SV-AZ | $30.00 | 5/7/2011 3:31:54 PM |
| Tradesmanlender | $35.00 | 5/7/2011 4:59:17 PM |
| Christophe | $25.00 | 5/7/2011 8:25:25 PM |
| dough-hammock | $50.00 | 5/7/2011 5:36:09 PM |
| icon7 | $75.00 | 5/8/2011 7:49:11 AM |
| cashhelp | $50.00 | 5/6/2011 9:20:00 AM |
| exchange-squirrel | $25.00 | 5/6/2011 9:22:24 AM |
| samo102us | $25.00 | 5/6/2011 9:25:19 AM |
| bonus-demon | $25.00 | 5/6/2011 9:27:16 AM |
| Casimir | $25.00 | 5/6/2011 10:09:07 AM |
| indomitable-coin | $25.00 | 5/6/2011 9:31:46 AM |
| Bobafet | $25.00 | 5/6/2011 10:13:30 AM |
| cgoca | $25.00 | 5/6/2011 10:17:57 AM |
| p43600jw | $25.00 | 5/6/2011 10:04:55 AM |
| reflective-rupee | $25.00 | 5/6/2011 10:42:11 AM |
| RandyL3 | $25.00 | 5/6/2011 10:31:28 AM |
| chestnut4 | $25.00 | 5/6/2011 10:20:55 AM |
| vutah | $25.00 | 5/6/2011 12:23:14 PM |
| cashhelp | $50.00 | 5/6/2011 2:58:24 PM |
| jdrez | $25.00 | 5/6/2011 3:13:57 PM |
| lend2end | $25.00 | 5/6/2011 3:14:01 PM |
| thunderd | $25.00 | 5/6/2011 3:14:48 PM |
| lounges | $50.00 | 5/6/2011 3:18:49 PM |
| FinDoc | $25.00 | 5/6/2011 3:20:16 PM |
| Malkial | $25.00 | 5/6/2011 3:15:08 PM |
| thankful-nickel2 | $50.00 | 5/6/2011 3:45:43 PM |
| atlas100 | $25.00 | 5/6/2011 6:45:53 PM |
| interloode | $150.00 | 5/7/2011 10:07:54 AM |
| oxnard | $100.00 | 5/7/2011 12:30:23 PM |
| platinum-sorcerer6 | $50.00 | 5/7/2011 4:09:21 PM |
| kinetic-social | $30.00 | 5/8/2011 7:51:50 AM |
| asset-bada-bing | $25.00 | 5/8/2011 8:30:35 AM |
| tzvie | $25.00 | 5/8/2011 8:31:17 AM |
| NiceNate | $100.00 | 5/8/2011 10:07:40 AM |
| 56 Investments
|
Borrower Payment Dependent Notes Series
505889
This series of Notes was issued and sold upon the funding of the borrower loan #49218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-08-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-09-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $146.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| balance-twister |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 50% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 4
( 50% )
| 640-659
(May-2010)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 8 | | |
Description
Help to finish last college class!
Purpose of loan:
I'm using this loan to fund my summer school expenses, as financial aid will no longer cover the summer terms. I will be working a full-time job this summer, so will probably be able to pay it off fairly quickly. I'd really appreciate any help I can get because the bills are due the first day of the term (and late fees accrue after that date).
My financial situation:
This is my second time with a prosper loan; the first was paid off successfully. I am a very responsible, hard worker. I am spending the summer at home with my parents to cut down expenses. After this term I will qualify for graduation from my school, so I'm not at all worried about financially being able to pay this off ? I'll sweep floors if I have to.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 5/8/2011 12:03:00 PM |
| PatRichi | $25.00 | 5/8/2011 12:23:11 PM |
| Artist_Blue | $25.00 | 5/8/2011 12:31:41 PM |
| hookUup | $25.74 | 5/8/2011 3:37:27 PM |
| brightest-affluence-powerplant | $50.00 | 5/8/2011 9:12:09 PM |
| economy-coup | $100.00 | 5/8/2011 8:14:15 PM |
| cash-turbine1 | $50.00 | 5/9/2011 9:36:10 AM |
| newest-bonafide-truth | $24.26 | 5/9/2011 11:58:46 AM |
| steves73 | $50.00 | 5/8/2011 12:10:30 PM |
| commerce-renewal | $50.00 | 5/8/2011 12:19:59 PM |
| 2grindstones | $25.00 | 5/8/2011 12:23:30 PM |
| kind-charming-value | $500.00 | 5/8/2011 3:30:30 PM |
| Kash2010lu | $25.00 | 5/8/2011 4:15:08 PM |
| SolarMoonshine | $25.00 | 5/8/2011 1:32:24 PM |
| preeminant-agreement | $25.00 | 5/8/2011 2:09:02 PM |
| soroxy | $25.00 | 5/8/2011 7:49:56 PM |
| worth-blanket2 | $2,450.00 | 5/9/2011 11:06:17 AM |
| 17 Investments
|