Sales Report:Supplement No. 13 dated May 06, 2011 to Prospectus dated Apr 14, 2011File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
496300
This series of Notes was issued and sold upon the funding of the borrower loan #49145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $286.39 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.68% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 0y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,506 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| cntrygirl63 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $8,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2009)
660-679
(Jul-2009)
660-679
(Apr-2008)
|
|
Principal balance:
| $3,578.09 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
One Monthly Payment
Purpose of loan:
This loan will be used to pay off my current Prosper loan, state and federal taxes and other accounts depending on what is left. I am really trying to consolidate everything into one monthly payment.
My financial situation:
I am a good candidate for this loan because I have an excellent history of paying off previous Prosper loans and have improved my credit score over the past couple years by paying off accounts and paying on time. I also work a part time job in addition to my full time job, for which I have not included the income.
Monthly net income: $2,184
Monthly expenses: $
Housing: $550
Insurance: $77
Car expenses: $200 (I commute so gas is expensive now!)
Utilities: $44
Phone, cable, internet: $160
Food, entertainment: $120
Clothing, household expenses: $50
Credit cards and other loans: $728 (not including Prosper loan which will be paid off if I get this loan)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| sfmf | $40.00 | 4/28/2011 5:05:37 PM |
| OldManP | $25.00 | 4/28/2011 5:09:10 PM |
| economy-coup | $30.00 | 4/28/2011 5:11:00 PM |
| the-reliable-trade | $100.00 | 4/28/2011 5:11:40 PM |
| jhouman | $25.00 | 4/28/2011 5:05:28 PM |
| hookUup | $26.71 | 4/28/2011 5:29:24 PM |
| marinbb | $100.00 | 4/28/2011 6:58:26 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:11:07 PM |
| kendigme | $25.36 | 4/29/2011 2:48:52 AM |
| determined-nickel30 | $25.00 | 4/29/2011 7:04:26 AM |
| Interstate_Rate | $50.00 | 4/29/2011 9:21:37 AM |
| grammaspurse | $25.00 | 4/29/2011 10:14:08 AM |
| reflective-rupee | $300.00 | 4/29/2011 10:21:08 AM |
| reflective-rupee | $450.00 | 4/29/2011 10:31:12 AM |
| Brown98 | $25.00 | 4/29/2011 12:25:08 PM |
| optionscashflow | $25.00 | 4/29/2011 2:48:01 PM |
| Mikale360 | $25.00 | 4/29/2011 6:40:21 PM |
| mikeandcat | $92.72 | 4/30/2011 6:32:18 AM |
| BlessedEveryDay | $25.00 | 4/30/2011 7:34:36 AM |
| tolerant-dinero2 | $25.00 | 4/30/2011 11:18:26 AM |
| marketplace-meridian | $25.00 | 5/1/2011 7:59:17 AM |
| a-reasonable-return | $25.00 | 5/1/2011 2:33:59 PM |
| hidavehi | $29.00 | 5/1/2011 7:48:26 PM |
| Whipster | $40.00 | 5/2/2011 5:12:52 AM |
| Chesterite | $100.00 | 5/2/2011 10:14:18 AM |
| klend4 | $50.00 | 5/2/2011 12:48:33 PM |
| liberty-magnate | $25.00 | 5/2/2011 5:34:11 PM |
| marwadi-62 | $100.00 | 5/2/2011 6:39:20 PM |
| sweety075 | $25.00 | 5/2/2011 8:44:56 PM |
| WeshaTheLeopard | $35.40 | 5/3/2011 2:22:35 AM |
| return-grizzly | $100.00 | 5/3/2011 5:13:31 AM |
| careful-note1 | $25.00 | 5/3/2011 6:45:13 AM |
| samseth | $150.00 | 5/3/2011 9:15:40 AM |
| Roundhouse | $150.00 | 5/3/2011 9:31:37 AM |
| Leshan | $129.15 | 5/3/2011 9:51:34 AM |
| bonus-demon | $50.00 | 5/3/2011 10:28:38 AM |
| payment-halo | $25.00 | 5/3/2011 1:47:15 PM |
| Bill88 | $25.15 | 5/3/2011 3:45:42 PM |
| FinanceEngine | $45.00 | 5/3/2011 4:52:26 PM |
| grampy48 | $25.00 | 5/3/2011 5:15:37 PM |
| infomas | $97.26 | 5/3/2011 5:13:30 PM |
| freefly67 | $29.86 | 5/3/2011 5:47:34 PM |
| gothampark | $25.00 | 5/3/2011 7:04:33 PM |
| loss-of-control | $100.00 | 5/3/2011 7:11:25 PM |
| mammalian4 | $25.00 | 5/3/2011 6:23:25 PM |
| HomerdohNY | $25.00 | 5/3/2011 6:12:20 PM |
| 2grindstones | $25.00 | 5/3/2011 7:43:21 PM |
| stevekc1 | $25.00 | 5/3/2011 9:03:23 PM |
| asset-trajectory | $25.00 | 5/3/2011 8:25:01 PM |
| auction-seeker4 | $50.00 | 5/4/2011 6:04:59 AM |
| grnii78 | $84.24 | 5/4/2011 1:41:04 AM |
| Feyenoord | $25.00 | 5/4/2011 1:55:58 AM |
| melodious-openness | $100.00 | 5/4/2011 4:26:30 AM |
| kendigme | $25.00 | 5/4/2011 4:49:55 AM |
| draggon77 | $25.00 | 5/4/2011 4:36:53 AM |
| economy-popcorn | $25.00 | 5/4/2011 6:14:03 AM |
| Mad_Scientist | $50.00 | 5/4/2011 8:44:21 AM |
| exchange-jedi | $25.00 | 5/4/2011 8:52:36 AM |
| thorough-payout8 | $25.00 | 5/4/2011 9:16:07 AM |
| EBITDA | $25.00 | 5/4/2011 8:57:55 AM |
| VillageLending | $50.00 | 5/4/2011 9:23:54 AM |
| jpayne27 | $25.00 | 5/4/2011 9:35:52 AM |
| american-investor | $50.00 | 4/29/2011 2:35:37 PM |
| MoneyForNothing | $25.00 | 4/28/2011 5:06:25 PM |
| diplomatic-wealth7 | $25.00 | 4/28/2011 5:11:27 PM |
| investment-artist | $25.01 | 4/28/2011 5:09:42 PM |
| vine99 | $50.00 | 4/28/2011 5:06:17 PM |
| CASSHMAN | $175.00 | 4/28/2011 5:33:36 PM |
| ingenious-deal6 | $25.00 | 4/28/2011 5:07:53 PM |
| janeybooboo | $51.00 | 4/28/2011 5:10:50 PM |
| tech310 | $50.00 | 4/28/2011 5:12:03 PM |
| Moe87 | $25.00 | 4/28/2011 7:01:40 PM |
| skillful-asset5 | $30.00 | 4/28/2011 8:29:22 PM |
| janeybooboo | $49.00 | 4/28/2011 8:35:50 PM |
| handy-point5 | $25.00 | 4/29/2011 7:09:21 AM |
| mikeandcat | $78.52 | 4/29/2011 10:11:27 AM |
| magnetic-dedication3 | $25.00 | 4/29/2011 4:07:33 PM |
| penny-winner | $75.00 | 4/29/2011 11:16:24 PM |
| thankful-nickel2 | $25.00 | 4/30/2011 8:00:16 AM |
| commerce-yeller | $75.00 | 4/30/2011 9:07:12 AM |
| competent-p2p | $25.00 | 4/30/2011 1:25:31 PM |
| KarlMarx | $25.00 | 5/1/2011 3:26:47 AM |
| r48 | $28.00 | 4/30/2011 4:50:05 PM |
| witty-openness | $25.00 | 5/1/2011 5:05:08 AM |
| convergentthinker | $36.68 | 5/1/2011 10:34:06 AM |
| havana111 | $25.00 | 5/1/2011 9:07:23 AM |
| transformer855 | $25.00 | 5/1/2011 10:20:48 PM |
| DoctorJoe | $25.00 | 5/2/2011 5:25:30 AM |
| riveting-credit5 | $300.00 | 5/1/2011 11:16:49 PM |
| loanman2007 | $150.00 | 5/2/2011 5:02:58 AM |
| LittleMingo | $30.00 | 5/2/2011 9:32:57 AM |
| Chesterite | $25.00 | 5/2/2011 9:54:03 AM |
| head | $25.00 | 5/2/2011 10:01:19 AM |
| designer_10 | $50.00 | 5/2/2011 10:48:50 AM |
| golden-market2 | $125.00 | 5/2/2011 12:36:56 PM |
| professional-integrity | $30.00 | 5/2/2011 1:44:06 PM |
| kendigme | $25.00 | 5/2/2011 1:50:17 PM |
| JustMee | $25.00 | 5/2/2011 5:27:50 PM |
| investment-daydream | $50.00 | 5/2/2011 6:05:18 PM |
| Weaverville | $25.00 | 5/2/2011 6:07:31 PM |
| Bob450 | $25.00 | 5/2/2011 6:39:33 PM |
| exciting-fairness | $200.00 | 5/2/2011 6:34:18 PM |
| sudeep104 | $25.00 | 5/2/2011 6:39:01 PM |
| loan-master1 | $25.00 | 5/2/2011 8:42:07 PM |
| finance-solo | $50.00 | 5/3/2011 4:58:42 AM |
| houli123 | $500.00 | 5/3/2011 8:35:30 AM |
| DasMula | $107.00 | 5/3/2011 8:44:16 AM |
| mpatrick | $25.00 | 5/3/2011 9:07:38 AM |
| coin-popcorn | $25.00 | 5/3/2011 9:42:14 AM |
| umfan123 | $25.00 | 5/3/2011 10:06:28 AM |
| poplar37 | $25.00 | 5/3/2011 12:30:22 PM |
| shrewd-income | $250.00 | 5/3/2011 1:58:21 PM |
| market-pudding | $25.00 | 5/3/2011 4:26:07 PM |
| cr55595 | $25.00 | 5/3/2011 4:50:46 PM |
| well-mannered-income3 | $40.00 | 5/3/2011 5:09:11 PM |
| geophreigh | $50.00 | 5/3/2011 5:44:33 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:20 PM |
| Edwardtomo | $25.00 | 5/3/2011 7:39:35 PM |
| velocity-winner | $25.00 | 5/3/2011 7:45:00 PM |
| CommunityArts_Non-profit | $35.00 | 5/3/2011 8:20:42 PM |
| otto1939 | $51.00 | 5/3/2011 7:26:01 PM |
| feb217 | $25.00 | 5/3/2011 9:41:35 PM |
| atlas100 | $25.00 | 5/4/2011 6:57:19 AM |
| Nerdster1 | $25.09 | 5/4/2011 4:00:17 AM |
| ResQDoc | $100.00 | 5/4/2011 6:13:32 AM |
| foothillender | $25.00 | 5/4/2011 8:35:03 AM |
| Rulea72 | $50.56 | 5/4/2011 7:34:35 AM |
| worthy-bid4 | $28.29 | 5/4/2011 8:59:56 AM |
| leverage-monger | $25.00 | 5/4/2011 7:55:10 AM |
| SplashCash | $50.00 | 5/4/2011 8:16:31 AM |
| dough-hammock | $50.00 | 5/4/2011 9:11:20 AM |
| 131 Investments
|
Borrower Payment Dependent Notes Series
498994
This series of Notes was issued and sold upon the funding of the borrower loan #49132, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $13,250.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 9.80% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-05-2011 |
|
|
Lender yield:
| 23.99% |
Borrower rate/APR:
| 24.99% / 27.32% |
Monthly payment:
| $388.83 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.40% | | |
| |
Estimated return*:
| 13.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 58% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 6y 4m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,827 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| Coolwatern |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 88% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 2
( 12% )
| 700-719
(Sep-2009)
700-719
(Aug-2009)
|
|
Principal balance:
| $2,207.28 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 17 | | |
Description
Paying off credit cards
The purpose of this loan is to pay off some high interest credit card debt at a lower rate and to make one monthly payment instead of four. This would clear all credit card debt. I'm paying $431 for just the min.
My financial situation:
I am a good candidate for this loan because I have good credit and pay all of my bills on time.
I have been at my current job for 6.5 years.
Monthly Net Income: $2700
Total Monthly Income: $2700
Monthly Expenses:
Housing $600
Insurance $50
Auto Loans $400
Utilities $275
Food $500
Credit Cards $500
Internet $50
Gas $300
Total $2675
Thanks for looking at my auction and hopefully you can help me.
If you have any questions please ask.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Gibbyland | $100.00 | 4/26/2011 5:52:57 PM |
| Wangchuk | $25.00 | 4/26/2011 7:52:29 PM |
| janeybooboo | $100.00 | 4/26/2011 9:07:36 PM |
| reflective-rupee | $500.22 | 4/26/2011 10:05:35 PM |
| lendstats_com | $500.00 | 4/27/2011 7:33:25 AM |
| reflective-rupee | $250.22 | 4/27/2011 9:59:41 AM |
| handy-justice | $100.00 | 4/27/2011 5:52:20 PM |
| availableloan | $25.00 | 4/27/2011 6:26:49 PM |
| setUup | $26.40 | 4/27/2011 6:54:16 PM |
| szetheli | $130.00 | 4/27/2011 9:17:53 PM |
| zorg77 | $50.00 | 4/27/2011 8:43:02 PM |
| sfmf | $40.00 | 4/27/2011 9:21:35 PM |
| dreemin | $50.00 | 4/28/2011 6:21:22 AM |
| Dubbs360 | $100.00 | 4/28/2011 9:33:22 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:01 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:57:20 AM |
| money-bauble | $100.00 | 4/28/2011 10:48:48 AM |
| sweetlan | $25.04 | 4/28/2011 11:23:25 AM |
| first-serene-credit | $25.00 | 4/28/2011 10:48:01 AM |
| TakeCare | $100.00 | 4/28/2011 11:41:29 AM |
| 1randyp | $100.00 | 4/28/2011 2:39:49 PM |
| rustysailor | $25.00 | 4/28/2011 4:06:32 PM |
| suave-dime6 | $25.00 | 4/28/2011 5:49:59 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:10:15 PM |
| erowis | $95.00 | 4/29/2011 2:49:12 AM |
| NYCFinancier | $25.00 | 4/29/2011 3:14:23 AM |
| dollar-authority | $203.82 | 4/29/2011 9:05:18 AM |
| coin-amigo | $27.95 | 4/29/2011 11:54:51 AM |
| joplinoz | $25.00 | 4/29/2011 4:49:20 PM |
| silver-buckeye | $50.00 | 4/29/2011 7:23:33 PM |
| gpuck | $25.00 | 4/30/2011 7:29:33 AM |
| worldly-gold | $100.00 | 4/30/2011 10:41:35 AM |
| worldly-gold | $100.00 | 4/30/2011 10:45:19 AM |
| peso-aggregator | $25.00 | 4/30/2011 9:54:25 AM |
| treasure-hunter270 | $50.00 | 4/30/2011 11:13:08 AM |
| jsledge | $50.00 | 4/30/2011 5:26:27 PM |
| market-pudding | $25.00 | 4/30/2011 6:32:45 PM |
| debt-legend | $25.00 | 5/1/2011 8:44:42 AM |
| 1randyp | $166.14 | 5/1/2011 9:10:50 AM |
| vest_vortex | $50.00 | 5/1/2011 11:58:25 AM |
| palex | $25.00 | 5/1/2011 8:19:20 PM |
| mckhbnpc | $50.00 | 5/1/2011 9:45:50 PM |
| terrific-point4 | $25.48 | 5/2/2011 5:26:56 AM |
| trade-elm | $25.00 | 5/2/2011 7:53:19 AM |
| ooorrr | $50.00 | 5/2/2011 9:15:17 AM |
| mpatrick | $25.00 | 5/2/2011 11:19:51 AM |
| MDJAX67 | $25.00 | 5/2/2011 10:46:42 AM |
| professional-coin1 | $125.00 | 5/2/2011 12:22:22 PM |
| wyogirllender | $25.00 | 5/2/2011 1:34:23 PM |
| gentle-coin | $25.00 | 5/2/2011 5:37:50 PM |
| Rostov | $39.51 | 5/2/2011 6:23:22 PM |
| wise-loot-bear | $25.00 | 5/2/2011 7:57:21 PM |
| vishal29 | $25.00 | 5/2/2011 8:54:49 PM |
| bankrushing | $25.74 | 5/2/2011 10:30:03 PM |
| zone6 | $100.00 | 5/3/2011 4:18:59 AM |
| rf7949 | $25.00 | 5/3/2011 5:39:22 AM |
| loan-squadron3 | $25.00 | 5/3/2011 8:30:04 AM |
| HookersandBlow | $25.00 | 5/3/2011 7:58:49 AM |
| DasMula | $27.00 | 5/3/2011 8:41:45 AM |
| red-enthralling-justice | $50.00 | 5/3/2011 9:47:26 AM |
| reward-dynamo | $50.00 | 5/3/2011 11:53:13 AM |
| bonus-demon | $50.00 | 5/3/2011 10:27:10 AM |
| magical-truth1 | $50.00 | 5/3/2011 1:06:00 PM |
| bill-expert | $25.00 | 5/3/2011 1:32:32 PM |
| irrelevant | $25.00 | 5/3/2011 6:41:10 PM |
| GreenHill | $36.57 | 5/4/2011 12:11:23 AM |
| econgineer | $50.00 | 5/3/2011 9:15:57 PM |
| proud-pound4 | $144.09 | 5/4/2011 4:28:38 AM |
| nex | $50.00 | 5/4/2011 8:45:01 AM |
| silvercertificate | $25.00 | 5/4/2011 9:19:50 AM |
| lucky2 | $25.00 | 5/4/2011 9:53:57 AM |
| bonus-seahorse | $50.00 | 5/4/2011 4:14:59 PM |
| loan-master1 | $25.00 | 5/4/2011 6:02:25 PM |
| handy-justice | $100.00 | 5/4/2011 6:51:50 PM |
| CoyoteJack | $100.00 | 5/4/2011 9:25:59 PM |
| SummitAdvisors | $50.00 | 5/5/2011 2:49:30 AM |
| attractive-point956 | $25.00 | 5/5/2011 6:53:19 AM |
| careful-note | $50.00 | 5/5/2011 3:31:15 AM |
| palace2 | $400.00 | 5/5/2011 4:01:53 AM |
| panda14 | $25.00 | 5/5/2011 8:13:15 AM |
| fmanjoo | $25.00 | 5/5/2011 9:36:09 AM |
| special-rupee | $50.00 | 5/5/2011 10:08:04 AM |
| gothampark | $25.00 | 5/5/2011 12:10:50 PM |
| open-dough6 | $60.33 | 5/5/2011 12:27:54 PM |
| mammalian4 | $25.00 | 5/5/2011 2:20:45 PM |
| Au-Ag-Pt | $25.00 | 5/5/2011 1:08:41 PM |
| orange-ferocious-loyalty | $250.00 | 5/5/2011 2:17:48 PM |
| kwan | $25.00 | 5/5/2011 11:43:57 AM |
| american-investor | $50.00 | 4/29/2011 2:29:09 PM |
| designer_10 | $25.00 | 5/5/2011 11:02:25 AM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 9:15:23 PM |
| economy-coup | $30.00 | 4/27/2011 1:01:50 AM |
| tolerant-dinero2 | $50.00 | 4/27/2011 10:16:47 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:18:44 PM |
| ready-interest9 | $25.00 | 4/27/2011 3:10:25 PM |
| CA-Lender | $100.04 | 4/27/2011 5:41:29 PM |
| penny-candy | $25.00 | 4/27/2011 7:08:48 PM |
| ddog0224 | $50.00 | 4/27/2011 9:01:02 PM |
| momoney2lend | $57.34 | 4/27/2011 7:45:56 PM |
| Bob450 | $25.00 | 4/27/2011 9:01:37 PM |
| money-fort | $25.00 | 4/27/2011 7:58:14 PM |
| autonomous-truth | $100.00 | 4/27/2011 9:36:40 PM |
| shugyosha | $50.00 | 4/28/2011 9:20:41 AM |
| reflective-rupee | $250.55 | 4/28/2011 10:13:00 AM |
| dinero-idol677 | $50.00 | 4/28/2011 12:06:15 PM |
| nickel-position | $25.00 | 4/28/2011 12:35:04 PM |
| FinanceEngine | $40.00 | 4/28/2011 2:45:57 PM |
| MNFrostbite | $50.00 | 4/28/2011 2:58:18 PM |
| loss-of-control | $100.00 | 4/28/2011 6:30:10 PM |
| vulgy | $100.00 | 4/28/2011 7:24:35 PM |
| vigilance-frontier | $25.00 | 4/29/2011 3:24:13 AM |
| Mikale360 | $25.00 | 4/29/2011 5:15:09 AM |
| fairness-atmosphere | $25.00 | 4/29/2011 10:22:06 AM |
| best-asset-jedi | $50.00 | 4/29/2011 10:26:45 AM |
| handy-point5 | $25.00 | 4/29/2011 10:45:37 AM |
| wbahl | $28.06 | 4/29/2011 11:24:57 AM |
| fund-tom-tom6 | $50.00 | 4/29/2011 1:45:33 PM |
| thankful-nickel2 | $25.00 | 4/29/2011 2:21:23 PM |
| Weaverville | $25.00 | 4/30/2011 2:59:27 AM |
| loanman2007 | $200.00 | 4/30/2011 11:16:11 AM |
| chameleon125 | $25.00 | 4/30/2011 11:18:36 AM |
| dinero-fighter | $250.00 | 4/30/2011 12:47:34 PM |
| revenue-appraiser | $25.00 | 4/30/2011 4:17:34 PM |
| cognizant-responsibility9 | $25.00 | 4/30/2011 3:46:09 PM |
| KarlMarx | $25.00 | 5/1/2011 3:26:41 AM |
| kttalamo | $50.00 | 5/1/2011 9:16:09 AM |
| silver-wonder278 | $29.00 | 5/1/2011 8:15:08 AM |
| onecooldrink | $25.00 | 5/1/2011 9:39:03 AM |
| debt-patriot | $25.00 | 5/1/2011 7:39:31 PM |
| n2fitns | $25.00 | 5/1/2011 10:31:28 PM |
| flexible-duty3 | $25.00 | 5/2/2011 7:19:44 AM |
| CAGE-Investments | $25.00 | 5/2/2011 4:27:21 AM |
| selector568 | $200.00 | 5/2/2011 9:36:15 AM |
| summerfund | $50.00 | 5/2/2011 3:33:35 PM |
| daano15 | $25.00 | 5/2/2011 6:32:07 PM |
| washboard1 | $115.00 | 5/2/2011 6:34:16 PM |
| worldly-money4 | $1,000.00 | 5/2/2011 7:15:12 PM |
| impeccable-ore3 | $50.00 | 5/2/2011 9:45:49 PM |
| dontjader | $206.64 | 5/3/2011 6:34:41 AM |
| samdog079 | $500.00 | 5/3/2011 11:12:08 AM |
| bsmtloan | $109.39 | 5/3/2011 12:34:00 PM |
| tomaswk | $153.60 | 5/3/2011 12:51:10 PM |
| druidpoet | $27.00 | 5/3/2011 12:28:55 PM |
| magical-truth1 | $50.00 | 5/3/2011 1:06:25 PM |
| ddog0224 | $50.00 | 5/3/2011 3:18:45 PM |
| geophreigh | $25.00 | 5/3/2011 5:42:39 PM |
| terrific-return | $25.00 | 5/3/2011 6:38:14 PM |
| Shirts | $247.26 | 5/3/2011 7:39:57 PM |
| RKLFinancial | $25.00 | 5/4/2011 8:47:22 AM |
| coin-popcorn | $25.00 | 5/4/2011 9:06:16 AM |
| VillageLending | $50.00 | 5/4/2011 12:46:22 PM |
| ore-dojo | $100.00 | 5/4/2011 3:38:49 PM |
| liberty-point | $25.00 | 5/4/2011 6:06:21 PM |
| point-compadre | $50.00 | 5/4/2011 5:54:37 PM |
| curriculum3 | $26.00 | 5/4/2011 8:20:15 PM |
| gdbls | $32.44 | 5/4/2011 8:51:01 PM |
| active-diversification8 | $50.00 | 5/4/2011 8:14:18 PM |
| ghos2rider | $25.00 | 5/4/2011 10:32:39 PM |
| DrunkenMic | $25.00 | 5/4/2011 11:17:03 PM |
| seatown7 | $27.20 | 5/4/2011 11:36:30 PM |
| EBITDA | $25.00 | 5/5/2011 1:45:28 AM |
| SkyLoan | $28.51 | 5/4/2011 8:49:13 PM |
| palace2 | $100.40 | 5/5/2011 4:02:23 AM |
| realestate6606 | $300.00 | 5/5/2011 5:37:24 AM |
| p2p-mushroom1 | $26.16 | 5/5/2011 6:34:39 AM |
| balance-river | $35.91 | 5/5/2011 7:00:56 AM |
| intrepid-loot | $25.00 | 5/5/2011 6:04:09 AM |
| valiant-money | $25.00 | 5/5/2011 9:01:11 AM |
| shrewd-income | $200.00 | 5/5/2011 9:34:57 AM |
| note-mad-scientist | $34.18 | 5/5/2011 9:50:23 AM |
| friendly-principal76 | $25.00 | 5/5/2011 11:09:15 AM |
| amusement4 | $200.00 | 5/5/2011 11:27:10 AM |
| briskdevl07 | $25.00 | 5/5/2011 10:04:07 AM |
| Jazzy503 | $25.01 | 5/5/2011 10:06:39 AM |
| genuine-integrity0 | $25.00 | 5/5/2011 11:53:09 AM |
| Freestyled | $25.00 | 5/5/2011 11:41:53 AM |
| Bill88 | $30.00 | 5/5/2011 1:18:52 PM |
| happy-rate3 | $25.00 | 5/5/2011 12:50:46 PM |
| nickel-hickory | $250.00 | 5/5/2011 2:28:11 PM |
| 179 Investments
|
Borrower Payment Dependent Notes Series
501212
This series of Notes was issued and sold upon the funding of the borrower loan #49096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $267.36 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,133 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wise-integrity-powerplant |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2009)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 4 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...debt consolidation and home improvements
My financial situation:
I am a good candidate for this loan because...I'm just finishing the 4th year of a 5 year electrical apprenticeship program. Next pay raise will be June 2011 in the amt. of $3 an hour and another of June 2012.
Monthly net income: $2682.28
Monthly expenses: $
Housing: $723.00
Insurance: $house ins. included in payment
Car expenses: $58ins $300 fuel/maint
Utilities: $250
Phone, cable, internet: $87
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $445
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| american-investor | $50.00 | 4/29/2011 5:17:07 PM |
| Zolton | $100.00 | 4/27/2011 9:12:36 AM |
| Gibbyland | $100.00 | 4/27/2011 9:12:58 AM |
| orange-leverage-phoenix | $50.00 | 4/27/2011 9:10:38 AM |
| r48 | $28.00 | 4/27/2011 10:03:41 AM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:17:22 PM |
| reflective-rupee | $200.22 | 4/27/2011 2:36:09 PM |
| hookUup | $27.72 | 4/27/2011 4:56:10 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:54:19 AM |
| CA-Lender | $25.04 | 4/28/2011 11:30:17 AM |
| TakeCare | $100.00 | 4/28/2011 11:50:05 AM |
| encouraging-fund | $50.00 | 4/28/2011 11:21:26 AM |
| sweetlan | $25.04 | 4/28/2011 11:25:38 AM |
| objective-investor | $250.00 | 4/28/2011 12:47:06 PM |
| Oupa-George | $25.00 | 4/28/2011 2:24:31 PM |
| promise2 | $25.00 | 4/29/2011 2:08:36 PM |
| NYCFinancier | $25.00 | 4/29/2011 3:46:08 PM |
| C2Banking | $25.00 | 4/29/2011 8:17:07 PM |
| silver-buckeye | $50.00 | 4/29/2011 7:24:22 PM |
| TigerForce | $25.00 | 4/30/2011 4:33:50 AM |
| first-serene-credit | $25.00 | 4/30/2011 7:32:29 AM |
| treasure-hunter270 | $50.00 | 4/30/2011 11:21:25 AM |
| thankful-nickel2 | $25.00 | 4/30/2011 2:05:48 PM |
| CASSHMAN | $75.00 | 4/30/2011 4:26:17 PM |
| market-pudding | $25.00 | 4/30/2011 6:33:54 PM |
| spiff666 | $25.00 | 5/1/2011 7:33:27 AM |
| silver-wonder278 | $25.00 | 5/1/2011 8:14:16 AM |
| adventurous-treasure2 | $25.00 | 5/1/2011 8:21:23 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:36 AM |
| 1SteelerFan | $25.00 | 5/1/2011 2:48:08 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:59 PM |
| suave-justice059 | $200.00 | 5/1/2011 5:28:21 PM |
| debt-patriot | $25.00 | 5/1/2011 7:37:35 PM |
| loanman2007 | $50.00 | 5/2/2011 4:57:18 AM |
| unfixer | $25.00 | 5/2/2011 5:45:41 AM |
| noble-marketplace | $25.00 | 5/2/2011 3:54:06 AM |
| Nopayibreakurlegs | $30.00 | 5/2/2011 6:30:28 AM |
| FinanceEngine | $40.00 | 5/2/2011 8:58:50 AM |
| boss653 | $100.00 | 5/2/2011 10:07:41 AM |
| DasMula | $27.00 | 5/2/2011 10:17:58 AM |
| wealth-renaissance5 | $25.00 | 5/2/2011 10:02:25 AM |
| generator596 | $26.59 | 5/2/2011 10:12:32 AM |
| mybackyard | $67.62 | 5/2/2011 1:34:17 PM |
| liberty-society5 | $25.00 | 5/2/2011 3:50:56 PM |
| Bidwinner08 | $25.41 | 5/2/2011 2:57:21 PM |
| Imaginos1892 | $50.00 | 5/2/2011 5:02:37 PM |
| investment-seeker7 | $26.32 | 5/2/2011 4:26:54 PM |
| wise-loot-bear | $25.00 | 5/2/2011 8:06:25 PM |
| balanced-agreement0 | $25.00 | 5/2/2011 7:56:16 PM |
| TrustOne | $50.00 | 5/2/2011 10:52:33 PM |
| asset-professor | $50.00 | 5/3/2011 3:44:49 AM |
| moola-monger9 | $50.00 | 5/3/2011 8:23:25 AM |
| mckhbnpc | $50.00 | 5/3/2011 9:49:20 AM |
| dontjader | $500.00 | 5/3/2011 9:17:24 AM |
| AstroJason | $104.00 | 5/3/2011 9:25:33 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:19:17 AM |
| OSERENKUKU | $25.50 | 5/3/2011 11:12:48 AM |
| poplar37 | $25.00 | 5/3/2011 12:10:01 PM |
| VBinvestor | $100.00 | 5/3/2011 10:40:24 AM |
| skaught | $30.00 | 5/3/2011 10:53:57 AM |
| Bcs-cnc | $25.00 | 5/3/2011 2:22:06 PM |
| saver9 | $25.00 | 5/3/2011 2:35:34 PM |
| bambampk | $50.00 | 5/3/2011 2:59:45 PM |
| iceman35 | $50.00 | 5/3/2011 3:19:25 PM |
| designer_10 | $25.00 | 5/3/2011 4:25:33 PM |
| QuidProQuo4u | $25.00 | 5/3/2011 2:02:20 PM |
| BCTechnology | $25.00 | 5/3/2011 4:45:59 PM |
| newest-courageous-openness | $27.84 | 5/3/2011 4:45:38 PM |
| grampy48 | $25.00 | 5/3/2011 5:15:12 PM |
| beer-gardener | $36.07 | 5/3/2011 5:17:53 PM |
| troubleman50 | $70.00 | 5/3/2011 5:31:27 PM |
| MoneyForNothing | $2.76 | 5/3/2011 5:37:22 PM |
| SLN-10 | $25.00 | 4/27/2011 9:11:28 AM |
| CoolPlexer | $25.00 | 4/27/2011 9:11:17 AM |
| jgar_O | $25.00 | 4/27/2011 1:42:02 PM |
| SolarMoonshine | $25.00 | 4/27/2011 5:42:36 PM |
| janeybooboo | $100.00 | 4/28/2011 7:09:36 AM |
| nickel-position | $25.00 | 4/28/2011 12:41:20 PM |
| Mad_Scientist | $50.00 | 4/28/2011 12:24:58 PM |
| commerce-yeller | $50.00 | 4/28/2011 3:02:30 PM |
| Azonic21 | $25.00 | 4/28/2011 5:12:50 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:37 PM |
| philantist | $25.00 | 4/29/2011 10:29:36 AM |
| trade-elm | $26.00 | 4/29/2011 11:02:20 AM |
| careful-note1 | $25.00 | 4/29/2011 12:21:11 PM |
| fund-tom-tom6 | $50.00 | 4/29/2011 2:08:19 PM |
| credit-birch | $115.00 | 4/29/2011 5:06:16 PM |
| accelerator96 | $25.00 | 4/29/2011 6:34:56 PM |
| Scotcha | $50.00 | 4/29/2011 5:37:27 PM |
| josuae | $30.00 | 4/29/2011 8:10:36 PM |
| red-penny-philosopher | $25.00 | 4/29/2011 6:16:20 PM |
| momoney2lend | $50.00 | 4/29/2011 7:25:22 PM |
| augustajosephine | $50.00 | 4/29/2011 7:37:36 PM |
| Chillito | $74.88 | 4/29/2011 11:42:12 PM |
| vutah | $25.00 | 4/30/2011 11:01:15 AM |
| gothampark | $25.00 | 4/30/2011 1:55:34 PM |
| credit-bliss8 | $25.00 | 4/30/2011 12:12:46 PM |
| rpg | $25.00 | 4/30/2011 4:02:03 PM |
| best-generosity-financier | $25.00 | 4/30/2011 7:44:07 PM |
| debt-legend | $25.00 | 5/1/2011 8:38:06 AM |
| payment-halo | $25.00 | 5/1/2011 10:05:41 AM |
| heroic-payout9 | $33.45 | 5/1/2011 9:01:34 AM |
| systemlender | $50.00 | 5/1/2011 12:56:21 PM |
| bsmtloan | $200.00 | 5/1/2011 3:36:46 PM |
| agalt | $75.00 | 5/1/2011 3:04:42 PM |
| sharpey | $27.46 | 5/1/2011 7:38:42 PM |
| Josphine | $35.00 | 5/1/2011 7:53:21 PM |
| MC7608 | $35.00 | 5/1/2011 10:01:58 PM |
| GElender | $50.00 | 5/2/2011 6:09:00 AM |
| fairness-amplifier | $100.00 | 5/2/2011 10:18:54 AM |
| atbright | $25.00 | 5/2/2011 10:53:58 AM |
| diversifylender | $50.00 | 5/2/2011 2:04:01 PM |
| wirebutterfly | $40.00 | 5/2/2011 3:43:59 PM |
| Leopoldine | $25.00 | 5/2/2011 5:41:49 PM |
| enthralling-deal180 | $25.00 | 5/2/2011 5:46:51 PM |
| adub1979 | $50.00 | 5/2/2011 6:11:12 PM |
| lm75 | $25.00 | 5/2/2011 6:41:41 PM |
| saint555 | $50.00 | 5/2/2011 7:24:37 PM |
| penny-candy | $25.00 | 5/2/2011 7:44:35 PM |
| SC2TX | $300.00 | 5/3/2011 12:23:51 AM |
| ONECENTATATIME | $26.00 | 5/3/2011 6:04:37 AM |
| a-restless-dollar | $25.00 | 5/3/2011 6:07:07 AM |
| gold-miser9 | $100.00 | 5/3/2011 3:51:00 AM |
| Supernick | $50.00 | 5/3/2011 6:48:52 AM |
| silver-wonder278 | $50.00 | 5/3/2011 8:04:30 AM |
| nekbet | $41.87 | 5/3/2011 6:37:01 AM |
| enthralling-investment | $95.00 | 5/3/2011 6:31:47 AM |
| najmn103 | $25.00 | 5/3/2011 9:11:23 AM |
| samseth | $125.00 | 5/3/2011 9:14:37 AM |
| revenue-tsunami | $50.00 | 5/3/2011 9:50:57 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:26 AM |
| Invest_in_residual_income | $50.00 | 5/3/2011 10:43:19 AM |
| poplar37 | $25.21 | 5/3/2011 12:17:49 PM |
| bill-expert | $25.00 | 5/3/2011 1:31:56 PM |
| nethawk00 | $25.00 | 5/3/2011 11:57:02 AM |
| palace2 | $400.00 | 5/3/2011 2:06:47 PM |
| jcw3rd | $25.00 | 5/3/2011 4:20:06 PM |
| dominator154 | $25.00 | 5/3/2011 4:35:12 PM |
| well-mannered-income3 | $25.00 | 5/3/2011 5:05:03 PM |
| moola-butterfly3 | $25.00 | 5/3/2011 3:25:29 PM |
| coin-popcorn | $50.00 | 5/3/2011 4:12:56 PM |
| kfinvest | $25.00 | 5/3/2011 4:43:23 PM |
| 142 Investments
|
Borrower Payment Dependent Notes Series
501462
This series of Notes was issued and sold upon the funding of the borrower loan #49178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-09-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-23-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $326.62 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 0% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 10y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,990 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 86% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| deal-orbit5 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate bills
Purpose of loan:
This loan will be used to... Consolidate bills
My financial situation:
I am a good candidate for this loan because... I have a good job
Monthly net income: $ 3500.00
Monthly expenses: $ 1800.00
Housing: $700
Insurance: $360.00 (6mon)
Car expenses: $400.00
Utilities: $ 90.00
Phone, cable, internet: $40.00
Food, entertainment: $ 200.00
Clothing, household expenses: $0
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/9/2011 12:06:09 PM |
| diplomatic-wealth7 | $25.00 | 4/9/2011 12:08:31 PM |
| value-allocator1 | $100.00 | 4/9/2011 12:12:27 PM |
| fantastic-wampum1 | $100.00 | 4/9/2011 12:11:24 PM |
| bright-exchange | $25.00 | 4/10/2011 10:57:06 AM |
| rhightower003 | $26.28 | 4/13/2011 2:27:44 AM |
| money-baron-roth-IRA | $25.00 | 4/15/2011 6:38:38 PM |
| mercuriant | $25.00 | 4/16/2011 8:30:30 AM |
| Gibbyland | $100.00 | 4/19/2011 8:06:30 AM |
| liberty-injector | $50.00 | 4/19/2011 4:20:17 PM |
| orderandprogress | $25.00 | 4/19/2011 10:22:00 PM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:07:16 PM |
| fighter122 | $50.00 | 4/20/2011 4:50:50 PM |
| handy-justice | $50.00 | 4/20/2011 6:07:16 PM |
| Easystreet | $25.00 | 4/21/2011 2:07:43 AM |
| jo2y | $25.00 | 4/21/2011 3:49:40 PM |
| CA-Lender | $25.04 | 4/21/2011 4:41:05 PM |
| reflective-rupee | $500.55 | 4/21/2011 4:56:22 PM |
| natural-greenback6 | $25.00 | 4/21/2011 5:16:10 PM |
| famous-bill | $25.00 | 4/21/2011 5:07:16 PM |
| TCR3 | $28.89 | 4/22/2011 3:35:38 AM |
| mrsp2e | $50.00 | 4/22/2011 3:37:50 AM |
| Mocaba | $73.00 | 4/22/2011 4:11:45 AM |
| melodious-openness | $50.00 | 4/22/2011 5:20:50 AM |
| money-fort | $25.00 | 4/22/2011 8:30:58 AM |
| Dubbs360 | $100.00 | 4/22/2011 8:20:49 AM |
| 168RichCapital | $25.55 | 4/22/2011 8:32:02 AM |
| silver-buckeye | $50.00 | 4/22/2011 9:27:03 AM |
| Lam0nt | $50.00 | 4/22/2011 10:27:26 AM |
| sweetlan | $25.04 | 4/22/2011 10:21:33 AM |
| dynrep | $25.00 | 4/22/2011 11:07:54 AM |
| Railbird | $25.00 | 4/22/2011 12:21:45 PM |
| Rogelio48 | $30.00 | 4/22/2011 1:10:17 PM |
| Whitewater_Loans | $25.00 | 4/22/2011 11:58:53 AM |
| dennyls | $30.00 | 4/22/2011 1:41:29 PM |
| loss-of-control | $150.00 | 4/22/2011 2:14:14 PM |
| pujols8996 | $50.00 | 4/22/2011 12:37:59 PM |
| octoberfresh | $25.00 | 4/22/2011 1:00:02 PM |
| pitbullt | $25.00 | 4/22/2011 2:58:41 PM |
| capital-halo1 | $1,000.00 | 4/22/2011 3:04:25 PM |
| interstellar | $50.00 | 4/22/2011 3:11:26 PM |
| dinero-fighter | $300.00 | 4/22/2011 5:53:46 PM |
| DreDub | $50.00 | 4/22/2011 5:35:01 PM |
| worthy-bid8 | $25.00 | 4/22/2011 5:36:14 PM |
| best-ingenious-funds | $25.00 | 4/22/2011 11:29:23 PM |
| Vreet | $25.68 | 4/23/2011 2:47:59 AM |
| IIP77 | $25.00 | 4/23/2011 3:10:30 AM |
| tech310 | $50.00 | 4/23/2011 4:08:10 AM |
| ryanshain | $250.00 | 4/23/2011 5:38:28 AM |
| nickel-demon2 | $300.00 | 4/23/2011 6:52:16 AM |
| shrewd-income | $100.00 | 4/23/2011 7:08:59 AM |
| Frosty | $30.00 | 4/23/2011 8:41:41 AM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:53 AM |
| flanative | $50.00 | 4/23/2011 8:59:22 AM |
| Ocean713 | $50.00 | 4/23/2011 10:28:08 AM |
| HHP | $77.42 | 4/23/2011 10:29:52 AM |
| simplelender80 | $150.00 | 4/9/2011 12:04:33 PM |
| ingenious-deal6 | $25.00 | 4/9/2011 12:08:12 PM |
| pembull | $50.00 | 4/9/2011 12:50:01 PM |
| SolarMoonshine | $25.00 | 4/9/2011 3:27:24 PM |
| Lender75 | $30.84 | 4/9/2011 9:11:57 PM |
| sharp-trade0 | $25.00 | 4/10/2011 2:52:58 PM |
| nerdfactor | $25.00 | 4/10/2011 10:39:53 PM |
| brightest-dignified-penny | $25.00 | 4/11/2011 4:41:13 PM |
| Kash2010lu | $25.00 | 4/11/2011 7:27:32 PM |
| a-finance-nirvana | $25.00 | 4/12/2011 2:48:40 AM |
| larryboy10 | $25.00 | 4/13/2011 9:52:49 AM |
| thelovebug | $100.00 | 4/13/2011 5:25:21 PM |
| Weaverville | $25.00 | 4/14/2011 7:31:22 PM |
| Jack55304 | $185.00 | 4/17/2011 5:32:51 AM |
| ursus | $50.00 | 4/18/2011 8:47:58 AM |
| courteous-kindness1 | $25.00 | 4/19/2011 2:44:03 AM |
| asiaratt | $50.00 | 4/19/2011 4:15:59 AM |
| birddogsb | $50.00 | 4/19/2011 5:20:33 AM |
| red-power-pecan | $50.00 | 4/19/2011 6:11:26 PM |
| credit-sycamore4 | $50.00 | 4/19/2011 10:24:57 PM |
| jazzlender | $25.00 | 4/20/2011 9:25:13 AM |
| patriot897 | $25.00 | 4/20/2011 11:39:27 PM |
| green-capital-hornet | $25.00 | 4/21/2011 5:17:31 PM |
| dominickf | $50.00 | 4/21/2011 5:17:45 PM |
| transparency-grasshopper | $25.00 | 4/21/2011 5:17:41 PM |
| 1randyp | $200.00 | 4/22/2011 3:09:27 AM |
| KMB78 | $30.00 | 4/22/2011 3:02:45 AM |
| kenwork | $25.00 | 4/22/2011 3:05:45 AM |
| supreme-hope | $25.00 | 4/22/2011 4:52:09 AM |
| principal-laser | $42.53 | 4/22/2011 4:44:35 AM |
| revenue-circuit1 | $25.00 | 4/22/2011 6:31:22 AM |
| musegaze | $120.00 | 4/22/2011 8:39:28 AM |
| greencat | $50.00 | 4/22/2011 7:06:00 AM |
| sharpey | $53.37 | 4/22/2011 7:07:23 AM |
| thrifty-capital | $25.00 | 4/22/2011 7:31:28 AM |
| worth-jedi5 | $33.75 | 4/22/2011 7:45:28 AM |
| Bill88 | $25.00 | 4/22/2011 8:08:44 AM |
| fund-tom-tom6 | $25.00 | 4/22/2011 8:58:57 AM |
| PeePaw | $25.00 | 4/22/2011 9:50:42 AM |
| dudebrah | $25.00 | 4/22/2011 10:08:00 AM |
| nnomura | $25.00 | 4/22/2011 10:20:20 AM |
| HardLender | $25.00 | 4/22/2011 9:46:17 AM |
| shawnb777 | $50.00 | 4/22/2011 11:12:50 AM |
| Get56 | $25.00 | 4/22/2011 10:10:29 AM |
| first-dinero-igloo | $25.00 | 4/22/2011 10:15:54 AM |
| MJTimages_com | $25.00 | 4/22/2011 10:45:33 AM |
| Texas_lender | $25.00 | 4/22/2011 10:48:24 AM |
| Bob450 | $25.00 | 4/22/2011 10:51:18 AM |
| integrity-hawk | $50.00 | 4/22/2011 11:00:12 AM |
| NYCFinancier | $25.00 | 4/22/2011 11:50:57 AM |
| droopie1 | $25.00 | 4/22/2011 11:43:03 AM |
| wealth-fighter3 | $35.00 | 4/22/2011 12:20:03 PM |
| itskarma | $25.00 | 4/22/2011 12:24:07 PM |
| peso-aggregator | $25.00 | 4/22/2011 2:01:26 PM |
| Xarach | $25.00 | 4/22/2011 2:23:20 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:14 PM |
| PRGuyinVA | $25.00 | 4/22/2011 5:35:49 PM |
| consummate-loyalty1 | $50.00 | 4/22/2011 9:59:27 PM |
| circle | $65.61 | 4/22/2011 9:12:00 PM |
| tylerfd | $25.00 | 4/23/2011 2:58:55 AM |
| seisen | $50.00 | 4/23/2011 3:20:42 AM |
| ivadood | $37.69 | 4/23/2011 4:40:49 AM |
| bnlforever | $25.00 | 4/23/2011 4:42:19 AM |
| the-profit-oracle | $25.00 | 4/23/2011 5:01:34 AM |
| loanman2007 | $50.00 | 4/23/2011 5:11:58 AM |
| SPCLending | $50.00 | 4/23/2011 6:24:24 AM |
| JiggaJoeyS | $27.99 | 4/23/2011 5:58:11 AM |
| blackstar | $25.00 | 4/23/2011 7:06:19 AM |
| macgeek | $25.00 | 4/23/2011 9:34:38 AM |
| marcomnzs | $25.00 | 4/23/2011 9:35:35 AM |
| Soxxes | $25.00 | 4/23/2011 10:29:46 AM |
| credible-durability | $25.00 | 4/23/2011 10:02:25 AM |
| 128 Investments
|
Borrower Payment Dependent Notes Series
501776
This series of Notes was issued and sold upon the funding of the borrower loan #49146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-11-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-25-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 49% |
|
Credit score:
| 720-739 (Mar-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 3m |
|
Amount delinquent:
| $40 |
Total credit lines:
| 12 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,020 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| halo684 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Consolidate credit card debt
My financial situation: Working
I am a good candidate for this loan because... I am currently in school and working its difficult to do both, but I manage to pay my bills on time every month. I would like to consolidate my two credit cards into one managable payment, so that I can focus on school and have less stress. I live at home with my mother and do not pay rent, car insurance or a car payment. My ultimate goal is to pay my loan off before I graduate next year.
Monthly net income: $1,100
Monthly expenses: $600
Housing: $
Insurance: $
Car expenses: $100
Utilities: $
Phone, cable, internet: $90
Food, entertainment: $100
Clothing, household expenses: $50-70
Credit cards and other loans: $250-300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/11/2011 5:05:22 PM |
| simplelender80 | $150.00 | 4/11/2011 5:04:13 PM |
| diplomatic-wealth7 | $25.00 | 4/11/2011 5:07:40 PM |
| SecondChanceLendingSERV | $25.00 | 4/12/2011 7:47:19 AM |
| reflective-rupee | $222.22 | 4/12/2011 6:50:23 AM |
| Weaverville | $25.00 | 4/14/2011 7:32:33 PM |
| fantastic-wampum1 | $100.00 | 4/16/2011 9:05:20 PM |
| Jack55304 | $185.00 | 4/17/2011 5:33:49 AM |
| mercuriant | $25.00 | 4/18/2011 5:51:33 PM |
| thelovebug | $100.00 | 4/19/2011 10:17:44 AM |
| bold-shrewd-duty | $25.00 | 4/20/2011 12:08:03 PM |
| Easystreet | $25.00 | 4/22/2011 11:29:19 AM |
| scrappy-diversification7 | $2,000.00 | 4/23/2011 6:54:03 AM |
| the-dollar-topper | $100.00 | 4/23/2011 11:20:54 AM |
| Bob450 | $25.00 | 4/23/2011 1:17:59 PM |
| janeybooboo | $100.00 | 4/23/2011 3:41:51 PM |
| drkosh | $25.00 | 4/23/2011 4:44:22 PM |
| Aleut | $25.00 | 4/23/2011 6:14:25 PM |
| Comoparklender | $50.00 | 4/23/2011 8:14:41 PM |
| missing-link | $25.00 | 4/23/2011 7:49:21 PM |
| shrewd-income | $50.00 | 4/23/2011 8:30:54 PM |
| social-heart | $25.00 | 4/24/2011 8:23:21 AM |
| open-minded-p2p1 | $25.00 | 4/24/2011 9:29:14 AM |
| compassion-paladin042 | $25.00 | 4/24/2011 1:34:13 PM |
| graceful-investment | $100.00 | 4/24/2011 2:44:20 PM |
| borquist | $25.00 | 4/24/2011 2:49:11 PM |
| Tlk2drew | $50.00 | 4/24/2011 6:58:36 PM |
| slimof37 | $50.00 | 4/24/2011 7:37:43 PM |
| economy-structure9 | $25.00 | 4/25/2011 3:40:05 AM |
| Josphine | $25.00 | 4/25/2011 5:30:22 AM |
| thegoat1970 | $64.77 | 4/25/2011 7:57:20 AM |
| suave-dime6 | $25.00 | 4/11/2011 5:03:01 PM |
| nerdfactor | $25.00 | 4/11/2011 5:08:43 PM |
| competent-p2p | $35.00 | 4/12/2011 8:12:05 AM |
| golden-cat | $25.00 | 4/13/2011 7:08:08 PM |
| benefit-banshee | $32.73 | 4/15/2011 11:31:35 AM |
| ursus | $50.00 | 4/18/2011 8:48:57 AM |
| Gibbyland | $100.00 | 4/19/2011 8:07:31 AM |
| StarshineXL | $250.00 | 4/19/2011 12:18:50 PM |
| birddogsb | $50.00 | 4/22/2011 5:35:37 PM |
| worth-dandelion | $100.00 | 4/22/2011 5:13:40 PM |
| MARWARISETH | $25.00 | 4/23/2011 8:42:11 AM |
| macgeek | $25.00 | 4/23/2011 9:35:01 AM |
| jjswanso | $50.00 | 4/23/2011 10:27:23 AM |
| asiaratt | $50.00 | 4/23/2011 1:16:01 PM |
| Reddy_Capital | $25.00 | 4/23/2011 4:23:55 PM |
| FoosMaster | $30.28 | 4/24/2011 7:06:53 AM |
| dime-fighter | $25.00 | 4/24/2011 2:46:54 PM |
| well-mannered-income3 | $25.00 | 4/24/2011 5:22:15 PM |
| Heliosky77 | $100.00 | 4/25/2011 6:49:41 AM |
| Rulea72 | $30.00 | 4/25/2011 7:04:08 AM |
| GElender | $25.00 | 4/25/2011 7:19:56 AM |
| loyalist1 | $100.00 | 4/25/2011 7:50:36 AM |
| Mojab | $25.00 | 4/25/2011 7:29:30 AM |
| sosleep | $25.00 | 4/25/2011 7:37:39 AM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
502784
This series of Notes was issued and sold upon the funding of the borrower loan #49169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,472.63 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-18-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-02-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $180.18 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
4 | Length of status: | 10y 0m |
|
Amount delinquent:
| $11,938 |
Total credit lines:
| 10 |
Occupation: | Tradesman - Plumber |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $329 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 60% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| inspiring-velocity3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
This loan will be used to...
Consolidate Bills
My financial situation: I make 40,000 a year
I am a good candidate for this loan because...I am interested in building my personal credit score and I have a long employment history with the WA. DOT
Monthly net income: $2500
Monthly expenses: $1170
Housing: $600
Insurance: $80
Car expenses: $15
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ASR3 | $50.00 | 4/18/2011 9:15:48 AM |
| suave-dime6 | $25.00 | 4/18/2011 9:06:10 AM |
| simplelender80 | $100.00 | 4/18/2011 9:38:28 AM |
| loan-scientist8 | $25.00 | 4/18/2011 4:14:52 PM |
| vutah | $25.00 | 4/18/2011 9:43:44 PM |
| responsible-worth113 | $35.00 | 4/19/2011 3:52:10 PM |
| Weaverville | $25.00 | 4/19/2011 5:47:42 PM |
| the-dollar-topper | $75.00 | 4/23/2011 11:23:15 AM |
| Jack55304 | $185.00 | 4/26/2011 9:14:51 PM |
| orange-coin-walnut | $50.00 | 4/27/2011 10:03:22 AM |
| nerdfactor | $25.00 | 4/27/2011 5:53:07 PM |
| jalapeno2 | $25.00 | 4/27/2011 5:44:27 PM |
| Gibbyland | $100.00 | 4/27/2011 6:23:49 PM |
| CAGE-Investments | $25.00 | 4/28/2011 6:45:29 AM |
| engaging-transaction5 | $50.00 | 4/28/2011 9:37:07 AM |
| payment-goose2 | $50.00 | 4/28/2011 9:38:56 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:49:11 AM |
| fair-pound5 | $100.00 | 4/28/2011 10:13:59 AM |
| bold-shrewd-duty | $25.00 | 4/28/2011 5:49:28 PM |
| fantastic-wampum1 | $100.00 | 4/28/2011 5:49:32 PM |
| indomitable-dedication | $50.00 | 4/28/2011 5:55:33 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:07:58 PM |
| kindness-jedi | $30.00 | 4/29/2011 1:20:34 PM |
| velocity-quest5 | $50.00 | 4/29/2011 2:40:12 PM |
| ursus | $50.00 | 4/29/2011 4:03:09 PM |
| FormulaTroll | $25.00 | 4/29/2011 4:30:10 PM |
| patriot897 | $25.00 | 4/29/2011 5:13:55 PM |
| compassion-expert | $50.00 | 4/29/2011 5:14:11 PM |
| bid-carrier0 | $50.00 | 4/29/2011 8:59:45 PM |
| wwwUniversal | $25.00 | 4/30/2011 4:36:22 AM |
| festeringsnot | $50.00 | 4/30/2011 6:46:31 AM |
| kbodendorf | $25.00 | 4/30/2011 10:20:09 AM |
| interstellar | $50.00 | 4/30/2011 3:20:05 PM |
| villagers | $50.00 | 5/1/2011 1:14:37 AM |
| allotment464 | $100.00 | 5/1/2011 4:26:40 AM |
| bill-appraiser7 | $25.00 | 5/1/2011 8:51:21 AM |
| nalaari | $25.00 | 5/1/2011 8:03:29 AM |
| friendly-truth7 | $50.00 | 5/1/2011 12:13:29 PM |
| NorthernFunds | $50.00 | 5/1/2011 12:16:29 PM |
| durable-auction0 | $50.00 | 5/1/2011 12:13:36 PM |
| the-discrete-income | $75.00 | 5/1/2011 12:29:41 PM |
| cathmorcorvus | $50.00 | 5/1/2011 7:42:27 PM |
| velocity-motivator6 | $25.00 | 5/1/2011 8:01:07 PM |
| restech | $25.00 | 5/2/2011 1:22:16 AM |
| asiaratt | $50.00 | 5/2/2011 3:21:48 AM |
| neutrino6 | $25.00 | 5/1/2011 9:42:14 PM |
| Graven33 | $25.00 | 5/1/2011 11:05:17 PM |
| Artist_Blue | $25.00 | 5/2/2011 6:06:33 AM |
| ingenious-deal6 | $25.00 | 4/18/2011 9:05:01 AM |
| Toby1montana | $57.08 | 4/18/2011 9:19:50 AM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:13:00 PM |
| a-finance-nirvana | $25.00 | 4/20/2011 2:27:15 AM |
| irrelevant | $25.00 | 4/28/2011 6:01:47 AM |
| miked8303 | $25.00 | 4/28/2011 9:22:04 AM |
| fmanjoo | $25.00 | 4/28/2011 9:46:08 AM |
| loyalist1 | $100.00 | 4/28/2011 10:25:51 AM |
| money-bauble | $100.00 | 4/28/2011 10:40:47 AM |
| thelovebug | $100.00 | 4/28/2011 5:49:50 PM |
| jjswanso | $50.00 | 4/29/2011 7:10:36 AM |
| credit-sycamore4 | $50.00 | 4/29/2011 8:09:56 AM |
| fairhelper | $25.00 | 4/29/2011 8:25:30 AM |
| shmb6508 | $100.00 | 4/29/2011 12:22:46 PM |
| tech310 | $50.00 | 4/29/2011 12:23:04 PM |
| point-compadre | $50.00 | 4/29/2011 1:30:00 PM |
| revenue-tsunami | $50.00 | 4/29/2011 5:41:31 PM |
| labourclass | $25.00 | 4/29/2011 10:50:05 PM |
| orange-preeminant-bill | $28.08 | 4/30/2011 5:11:06 AM |
| the-profit-oracle | $25.00 | 4/30/2011 4:52:47 AM |
| payment-jalapeno9 | $50.00 | 4/30/2011 5:52:23 AM |
| TomKacz | $100.00 | 4/30/2011 7:30:47 AM |
| mlj0671 | $25.00 | 4/30/2011 10:15:38 AM |
| kulender | $50.00 | 4/30/2011 8:50:00 AM |
| Pu239 | $70.00 | 4/30/2011 1:48:21 PM |
| Bob450 | $25.00 | 4/30/2011 2:59:27 PM |
| wise-deal-gravitas | $100.00 | 4/30/2011 3:14:52 PM |
| MADAOO7 | $50.00 | 4/30/2011 3:24:31 PM |
| KarlMarx | $25.00 | 5/1/2011 3:26:35 AM |
| jybank | $50.00 | 4/30/2011 7:05:13 PM |
| frogperson | $100.00 | 5/1/2011 9:23:11 AM |
| life-is-great | $25.00 | 5/1/2011 6:42:23 AM |
| treasure-bliss | $50.00 | 5/1/2011 8:47:12 AM |
| dthompso | $40.00 | 5/1/2011 9:46:40 AM |
| studious-listing8 | $50.00 | 5/1/2011 11:06:47 AM |
| favorite-deal6 | $25.00 | 5/1/2011 12:13:35 PM |
| finance-prescription | $27.47 | 5/1/2011 12:18:35 PM |
| worthy-bid8 | $25.00 | 5/1/2011 12:12:52 PM |
| Dubbs360 | $25.00 | 5/1/2011 12:20:59 PM |
| GCInvestments | $25.00 | 5/1/2011 1:56:44 PM |
| cablenews | $50.00 | 5/1/2011 4:48:31 PM |
| smilinsam | $50.00 | 5/1/2011 7:46:38 PM |
| Reliance_Banker | $25.00 | 5/1/2011 6:55:26 PM |
| nickel-demon2 | $100.00 | 5/2/2011 3:26:30 AM |
| 92 Investments
|
Borrower Payment Dependent Notes Series
502896
This series of Notes was issued and sold upon the funding of the borrower loan #49155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-01-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $181.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
11 | Length of status: | 9y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,577 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| gold-chairman2 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MyLoan
Purpose of loan: Personal
This loan will be used to Auto loan
My financial situation:
I am a good candidate for this loan because of my current earnings.
Monthly net income: $ 5500
Monthly expenses: $ 4400
Housing: $ 1400
Insurance: $ 100
Car expenses: $ 250
Utilities: $ 150
Phone, cable, internet: $ 150
Food, entertainment: $ 500
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1200
Other expenses: $ 550
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| golffish2 | $50.00 | 4/19/2011 9:11:56 AM |
| SLN-10 | $25.00 | 4/19/2011 9:13:47 AM |
| lendstats_com | $207.33 | 4/19/2011 9:20:21 AM |
| favorite-commerce | $25.00 | 4/19/2011 9:10:25 AM |
| reflective-rupee | $25.44 | 4/19/2011 10:20:18 AM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 6:13:52 PM |
| skillful-asset5 | $25.00 | 4/19/2011 6:18:16 PM |
| courteous-kindness1 | $25.00 | 4/26/2011 3:55:09 PM |
| economy-coup | $30.00 | 4/27/2011 1:00:34 AM |
| selector568 | $50.00 | 4/27/2011 11:10:53 AM |
| DasMula | $27.00 | 4/27/2011 12:47:29 PM |
| orange-coin-walnut | $50.00 | 4/27/2011 5:45:18 PM |
| the-dollar-topper | $100.00 | 4/27/2011 5:51:53 PM |
| CAGE-Investments | $25.00 | 4/28/2011 6:45:38 AM |
| irrelevant | $25.00 | 4/28/2011 6:01:58 AM |
| jalapeno2 | $25.00 | 4/28/2011 9:22:34 AM |
| nerdfactor | $25.00 | 4/28/2011 9:24:10 AM |
| fmanjoo | $25.00 | 4/28/2011 9:46:22 AM |
| fair-pound5 | $100.00 | 4/28/2011 10:14:12 AM |
| Azonic21 | $25.00 | 4/28/2011 5:12:36 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:08:10 PM |
| jjswanso | $50.00 | 4/29/2011 7:10:56 AM |
| fairhelper | $25.00 | 4/29/2011 8:26:18 AM |
| Gibbyland | $100.00 | 4/29/2011 12:03:05 PM |
| miked8303 | $25.00 | 4/29/2011 12:14:42 PM |
| jonmars | $25.00 | 4/29/2011 12:27:39 PM |
| mlj0671 | $25.00 | 4/29/2011 12:36:27 PM |
| Zimbu | $25.00 | 4/29/2011 1:16:37 PM |
| velocity-quest5 | $50.00 | 4/29/2011 2:40:22 PM |
| thelovebug | $100.00 | 4/29/2011 4:03:39 PM |
| FormulaTroll | $25.00 | 4/29/2011 4:54:36 PM |
| loss-of-control | $100.00 | 4/29/2011 6:17:45 PM |
| bid-carrier0 | $50.00 | 4/29/2011 8:59:49 PM |
| payment-jalapeno9 | $50.00 | 4/30/2011 5:52:55 AM |
| lotuss4 | $50.00 | 4/30/2011 4:50:37 AM |
| LaBamba | $100.00 | 4/30/2011 7:16:58 AM |
| kbodendorf | $25.00 | 4/30/2011 10:20:19 AM |
| mammalian4 | $25.00 | 4/30/2011 10:31:23 AM |
| kttalamo | $50.00 | 4/30/2011 12:42:16 PM |
| Myrick | $25.00 | 4/30/2011 7:05:20 PM |
| KarlMarx | $25.00 | 5/1/2011 3:26:34 AM |
| jonmars | $25.00 | 4/30/2011 7:00:43 PM |
| jybank | $50.00 | 4/30/2011 7:07:46 PM |
| allotment464 | $100.00 | 5/1/2011 4:26:46 AM |
| Bob450 | $25.00 | 5/1/2011 8:24:00 AM |
| wwwUniversal | $25.00 | 5/1/2011 12:15:24 PM |
| dthompso | $40.00 | 5/1/2011 12:22:07 PM |
| kindness-jedi | $30.00 | 5/1/2011 12:24:43 PM |
| luvlending | $25.00 | 5/1/2011 2:32:40 PM |
| dough-hammock | $25.00 | 5/1/2011 2:40:32 PM |
| shrewd-income | $25.00 | 5/1/2011 5:32:46 PM |
| Reliance_Banker | $25.00 | 5/1/2011 6:55:49 PM |
| smilinsam | $50.00 | 5/1/2011 7:46:43 PM |
| janeybooboo | $100.00 | 5/1/2011 8:18:46 PM |
| cash-architect | $25.00 | 5/1/2011 7:41:04 PM |
| suave-dime6 | $25.00 | 4/19/2011 9:12:04 AM |
| sfmf | $40.00 | 4/19/2011 10:01:03 AM |
| Wangchuk | $25.00 | 4/19/2011 11:42:48 AM |
| ingenious-deal6 | $25.00 | 4/19/2011 5:48:56 PM |
| leverage-monger | $66.66 | 4/20/2011 10:31:41 AM |
| Weaverville | $25.00 | 4/21/2011 1:50:54 PM |
| penny-candy | $25.00 | 4/25/2011 7:02:03 PM |
| minneapolismoney | $50.00 | 4/27/2011 3:45:19 PM |
| commerce-yeller | $50.00 | 4/27/2011 4:47:22 PM |
| Jack55304 | $185.00 | 4/27/2011 5:53:27 PM |
| engaging-transaction5 | $50.00 | 4/28/2011 9:37:22 AM |
| payment-goose2 | $50.00 | 4/28/2011 9:39:08 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:49:41 AM |
| credit-sycamore4 | $50.00 | 4/29/2011 8:10:22 AM |
| rockhound84 | $25.00 | 4/29/2011 8:57:23 AM |
| magical-truth1 | $25.00 | 4/29/2011 9:37:34 AM |
| handy-point5 | $25.00 | 4/29/2011 10:37:34 AM |
| point-compadre | $50.00 | 4/29/2011 1:30:13 PM |
| fantastic-wampum1 | $100.00 | 4/29/2011 4:03:31 PM |
| money-bauble | $100.00 | 4/29/2011 4:51:11 PM |
| bold-shrewd-duty | $25.00 | 4/29/2011 4:03:27 PM |
| profit-powerplant | $25.00 | 4/29/2011 5:11:56 PM |
| bullwink27 | $25.00 | 4/30/2011 4:49:56 AM |
| nethosters | $25.00 | 4/30/2011 5:59:39 PM |
| villagers | $50.00 | 5/1/2011 1:14:41 AM |
| gokart83 | $25.00 | 5/1/2011 4:09:33 AM |
| life-is-great | $25.00 | 5/1/2011 6:42:28 AM |
| bill-appraiser7 | $25.00 | 5/1/2011 8:51:26 AM |
| indomitable-dedication | $50.00 | 5/1/2011 12:14:13 PM |
| ursus | $50.00 | 5/1/2011 12:14:24 PM |
| TomKacz | $100.00 | 5/1/2011 12:19:09 PM |
| kulender | $50.00 | 5/1/2011 12:19:22 PM |
| treasure-bliss | $50.00 | 5/1/2011 12:16:17 PM |
| shmb6508 | $100.00 | 5/1/2011 12:14:16 PM |
| GCInvestments | $25.00 | 5/1/2011 1:56:51 PM |
| bsmtloan | $200.00 | 5/1/2011 3:42:20 PM |
| cablenews | $50.00 | 5/1/2011 4:48:37 PM |
| unflappable-balance5 | $48.57 | 5/1/2011 8:37:21 PM |
| 93 Investments
|
Borrower Payment Dependent Notes Series
503058
This series of Notes was issued and sold upon the funding of the borrower loan #49120, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-01-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $155.97 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,427 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| forthright-agreement4 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off higher interest credit card debt that was used to fund startup costs for Private Wigglebum, LLC, a mid-atlantic rock band.
My financial situation:
I am a good candidate for this loan because I have steady employment that is unlikely to be interrupted and a long history of making timely payments. Additionally, my job requires that I remain in good standing on all financial obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/20/2011 9:08:42 AM |
| Pickmar | $25.00 | 4/20/2011 11:37:13 AM |
| agreement-fluffy-bunny | $25.00 | 4/22/2011 10:19:51 AM |
| ippoco | $25.00 | 4/22/2011 3:50:25 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:25:31 PM |
| omahajay | $40.00 | 4/26/2011 6:18:57 AM |
| TomDalonajay | $25.00 | 4/26/2011 8:09:49 PM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:56:37 AM |
| petsheep | $25.00 | 4/27/2011 2:06:27 PM |
| sonnet771 | $50.00 | 4/27/2011 5:51:16 PM |
| Newfoundcash | $25.00 | 4/27/2011 9:03:38 PM |
| padewy | $25.00 | 4/28/2011 1:47:18 PM |
| Tradesmanlender | $25.00 | 4/28/2011 5:56:14 PM |
| Sol_Invictus | $25.00 | 4/28/2011 6:27:00 PM |
| RandyL3 | $25.00 | 4/28/2011 6:25:39 PM |
| Prairie-MN | $30.00 | 4/28/2011 8:13:36 PM |
| kindness-jedi | $30.00 | 4/29/2011 1:20:56 PM |
| Islandgal | $25.00 | 4/29/2011 4:50:14 PM |
| ursus | $100.00 | 4/29/2011 5:38:00 PM |
| finance-symphony7 | $50.00 | 4/29/2011 6:01:39 PM |
| vutah | $25.00 | 4/29/2011 9:38:53 PM |
| wwwUniversal | $25.00 | 4/30/2011 4:51:12 AM |
| elvisloans | $25.00 | 4/30/2011 5:42:25 AM |
| Hogan55 | $38.19 | 4/30/2011 7:13:47 AM |
| DaveTheWave | $34.00 | 4/30/2011 9:39:30 AM |
| nunnie | $25.00 | 4/30/2011 10:30:08 AM |
| dlenz | $25.00 | 4/30/2011 10:31:04 AM |
| all_of_that_one | $25.00 | 4/30/2011 12:41:54 PM |
| social-heart | $25.00 | 4/30/2011 2:52:33 PM |
| Gobsek | $25.00 | 4/30/2011 5:11:34 PM |
| interstellar | $50.00 | 4/30/2011 7:09:32 PM |
| life-is-great | $25.00 | 5/1/2011 6:42:09 AM |
| martin11 | $264.83 | 5/1/2011 9:54:37 AM |
| kevin314 | $25.00 | 5/1/2011 11:36:48 AM |
| worthy-bid8 | $100.00 | 5/1/2011 12:14:37 PM |
| FormulaTroll | $25.00 | 5/1/2011 12:26:45 PM |
| yield-seeker | $25.00 | 5/1/2011 12:28:19 PM |
| yogi1975 | $25.00 | 5/1/2011 4:22:31 PM |
| BCTechnology | $25.00 | 5/1/2011 4:02:00 PM |
| dough-hammock | $25.00 | 5/1/2011 2:39:22 PM |
| cablenews | $75.00 | 5/1/2011 4:49:06 PM |
| availableloan | $25.00 | 5/1/2011 6:20:07 PM |
| jpblan11 | $11.65 | 5/1/2011 7:34:35 PM |
| Zolton | $100.00 | 4/20/2011 9:07:54 AM |
| euro-trumpet | $25.00 | 4/20/2011 9:07:12 AM |
| golffish2 | $50.00 | 4/20/2011 9:17:43 AM |
| Bank_Of_XL | $50.00 | 4/20/2011 2:02:08 PM |
| cash-vault | $25.00 | 4/23/2011 5:20:45 AM |
| donenzo | $25.00 | 4/23/2011 6:36:01 AM |
| herman7 | $25.00 | 4/23/2011 7:37:20 AM |
| Gibbyland | $100.00 | 4/24/2011 1:19:38 PM |
| a-finance-nirvana | $25.00 | 4/25/2011 7:59:36 PM |
| miked8303 | $25.00 | 4/26/2011 10:31:45 AM |
| inspired-investment8 | $100.00 | 4/27/2011 9:33:41 AM |
| Weaverville | $25.00 | 4/27/2011 11:12:33 AM |
| BxRealtor | $25.00 | 4/27/2011 3:00:28 PM |
| kazanov | $25.00 | 4/27/2011 10:19:39 PM |
| blooming-market | $25.00 | 4/28/2011 8:30:28 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 9:59:42 AM |
| first-upright-payout | $25.00 | 4/28/2011 1:06:59 PM |
| nickel-position | $25.00 | 4/28/2011 1:30:32 PM |
| Peterman | $25.00 | 4/28/2011 3:55:45 PM |
| Azonic21 | $25.00 | 4/28/2011 5:12:41 PM |
| reflective-dollar8 | $50.00 | 4/28/2011 5:22:36 PM |
| justice-circuitry0 | $50.00 | 4/28/2011 5:40:50 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:08 PM |
| DrStaff | $30.00 | 4/28/2011 6:19:46 PM |
| mtp | $50.00 | 4/28/2011 8:11:16 PM |
| careful-note1 | $25.00 | 4/29/2011 11:41:44 AM |
| radforj22 | $25.00 | 4/29/2011 1:06:23 PM |
| Leopoldine | $25.00 | 4/29/2011 1:15:48 PM |
| efficient-treasure0 | $25.00 | 4/29/2011 3:41:51 PM |
| patriot897 | $25.00 | 4/29/2011 5:32:24 PM |
| Mojo1 | $50.00 | 4/29/2011 5:45:49 PM |
| montegomm | $54.26 | 4/29/2011 6:33:06 PM |
| missoula | $25.00 | 4/30/2011 4:39:54 AM |
| payment-jalapeno9 | $50.00 | 4/30/2011 5:45:37 AM |
| bradfid | $25.00 | 4/30/2011 6:31:51 AM |
| mort317 | $50.07 | 4/30/2011 10:02:15 AM |
| Mariner3605 | $25.00 | 4/30/2011 10:56:24 AM |
| marwadi-62 | $150.00 | 4/30/2011 10:02:21 AM |
| treasure-hunter270 | $25.00 | 4/30/2011 11:44:37 AM |
| thankful-nickel2 | $25.00 | 4/30/2011 2:12:36 PM |
| rpg | $30.00 | 4/30/2011 4:13:32 PM |
| jybank | $50.00 | 4/30/2011 7:08:41 PM |
| allotment464 | $100.00 | 5/1/2011 4:26:25 AM |
| SDD123 | $25.00 | 4/30/2011 5:22:15 PM |
| Techne_Funds_LLC | $25.00 | 5/1/2011 5:37:45 AM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:06 AM |
| gokart83 | $25.00 | 5/1/2011 4:02:31 AM |
| astute-benjamins | $25.00 | 5/1/2011 6:32:43 AM |
| salegalaxy | $25.00 | 5/1/2011 1:48:21 AM |
| adir1 | $25.00 | 5/1/2011 9:41:40 AM |
| StarshineXL | $125.00 | 5/1/2011 9:01:27 AM |
| creative-generosity3 | $60.00 | 5/1/2011 10:15:52 AM |
| the-auction-bear | $25.00 | 5/1/2011 12:13:56 PM |
| wise-deal-gravitas | $100.00 | 5/1/2011 11:24:03 AM |
| DavidCG | $25.00 | 5/1/2011 12:25:55 PM |
| don8ter | $25.00 | 5/1/2011 12:26:19 PM |
| best-basis-trooper | $50.00 | 5/1/2011 12:25:59 PM |
| Artist_Blue | $25.00 | 5/1/2011 12:42:08 PM |
| tranquil-diversification8 | $50.00 | 5/1/2011 12:26:40 PM |
| jrbill1998 | $50.00 | 5/1/2011 12:44:34 PM |
| riproaringrapids | $25.00 | 5/1/2011 12:28:41 PM |
| GCInvestments | $25.00 | 5/1/2011 1:57:24 PM |
| systemlender | $50.00 | 5/1/2011 12:55:03 PM |
| thorough-payout8 | $25.00 | 5/1/2011 4:32:05 PM |
| engaging-worth | $25.00 | 5/1/2011 4:38:34 PM |
| robust-credit425 | $25.00 | 5/1/2011 3:30:55 PM |
| shellstar | $25.00 | 5/1/2011 5:22:28 PM |
| ivanhoe78 | $27.00 | 5/1/2011 5:12:30 PM |
| 13loans | $25.00 | 5/1/2011 6:01:32 PM |
| 112 Investments
|
Borrower Payment Dependent Notes Series
503114
This series of Notes was issued and sold upon the funding of the borrower loan #49111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,663.67 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $365.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,937 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| trade-searcher9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reduce my credit card debt
Purpose of loan:
This loan will be used to...pay off credit card debt accrued over the last couple years over the result of living slightly beyond my means.
My financial situation:
I am a good candidate for this loan because...I have a solid and rewarding career that pays well, but seek to reduce (essentially, halve) the annual percentage rate paid on credit cards. I've already reduced my credit card debt by a third in the last six months. My hope would be to speed up that process using Prosper.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| indomitable-coin | $25.00 | 4/20/2011 9:04:05 AM |
| MrDavid | $100.00 | 4/20/2011 9:04:29 AM |
| dtrain5 | $25.00 | 4/20/2011 9:04:38 AM |
| MasterJin | $25.00 | 4/20/2011 9:05:06 AM |
| minista | $25.00 | 4/20/2011 9:05:51 AM |
| nosualcneas | $25.00 | 4/20/2011 9:05:56 AM |
| fcrick | $25.00 | 4/20/2011 9:05:59 AM |
| reflective-rupee | $25.44 | 4/20/2011 10:25:51 AM |
| axl163 | $25.00 | 4/20/2011 11:49:54 AM |
| JGB | $73.50 | 4/20/2011 11:49:15 AM |
| kenji4861 | $25.00 | 4/20/2011 11:49:57 AM |
| MONEYLENDER101 | $25.12 | 4/20/2011 11:50:23 AM |
| BaxterEvil | $25.00 | 4/20/2011 3:00:34 PM |
| capital-futurist | $25.00 | 4/20/2011 3:14:16 PM |
| Tom579 | $25.00 | 4/20/2011 4:09:56 PM |
| iolaire | $25.00 | 4/20/2011 4:12:45 PM |
| gojackgo | $25.00 | 4/20/2011 4:13:10 PM |
| bonus-cougar | $25.00 | 4/20/2011 4:09:50 PM |
| penny-finder | $30.00 | 4/20/2011 10:08:11 PM |
| Carpetkid | $50.00 | 4/21/2011 5:57:17 PM |
| bvzm | $50.00 | 4/22/2011 6:48:02 AM |
| balance-force | $27.00 | 4/22/2011 12:33:06 PM |
| MARWARISETH | $25.00 | 4/23/2011 8:41:11 AM |
| Loanpicker | $60.00 | 4/23/2011 1:36:43 PM |
| antlr | $50.00 | 4/24/2011 4:39:37 PM |
| misohoni | $75.00 | 4/24/2011 5:49:03 PM |
| knark | $25.00 | 4/25/2011 12:14:03 PM |
| smart-kindness8 | $100.00 | 4/25/2011 6:11:01 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:35:24 PM |
| damage | $25.00 | 4/26/2011 9:21:41 AM |
| ets2011 | $25.00 | 4/26/2011 9:29:35 AM |
| top-epic-community | $50.00 | 4/26/2011 11:35:10 AM |
| dedication-point | $25.00 | 4/26/2011 1:09:20 PM |
| radforj22 | $25.00 | 4/26/2011 8:36:30 PM |
| jeffpac | $50.00 | 4/26/2011 8:38:53 PM |
| klinebarger | $25.00 | 4/26/2011 9:27:22 PM |
| jeffc92 | $33.23 | 4/26/2011 9:26:52 PM |
| a-responsible-return | $50.00 | 4/27/2011 3:14:41 AM |
| rss197 | $25.00 | 4/27/2011 7:44:42 AM |
| finance-portait | $25.00 | 4/27/2011 1:09:26 PM |
| mistertao | $25.00 | 4/27/2011 6:19:23 PM |
| wealthstar | $50.00 | 4/27/2011 6:20:56 PM |
| efficient-marketplace | $50.00 | 4/27/2011 6:20:10 PM |
| dougm | $50.00 | 4/27/2011 7:01:32 PM |
| edognyc | $40.89 | 4/28/2011 6:32:00 AM |
| winlender | $25.00 | 4/28/2011 7:00:49 AM |
| valiant-liberty4 | $25.00 | 4/28/2011 10:02:20 AM |
| bold-sensible-basis | $25.00 | 4/28/2011 11:09:57 AM |
| important-dollar1 | $25.00 | 4/29/2011 8:08:52 AM |
| abundant-velocity7 | $50.00 | 4/29/2011 10:18:48 AM |
| slartibardfast | $25.00 | 4/29/2011 10:43:12 AM |
| burgeoning-silver | $25.00 | 4/29/2011 10:42:08 AM |
| Havana21 | $200.00 | 4/29/2011 11:12:27 AM |
| sparky1129 | $50.00 | 4/29/2011 11:13:43 AM |
| emo13 | $35.58 | 4/29/2011 11:18:48 AM |
| Veridic | $25.00 | 4/29/2011 11:43:56 AM |
| Aethelwolf | $25.00 | 4/29/2011 12:25:32 PM |
| kcole10 | $25.00 | 4/29/2011 12:29:20 PM |
| velocity-dreams | $25.00 | 4/29/2011 1:14:42 PM |
| community-pipeline | $50.00 | 4/29/2011 1:50:34 PM |
| otalon | $25.00 | 4/29/2011 1:54:35 PM |
| mrstender | $25.00 | 4/29/2011 3:16:57 PM |
| nuclearmoose | $50.00 | 4/29/2011 4:44:56 PM |
| investment-comet | $25.00 | 4/29/2011 4:04:38 PM |
| revenue-tsunami | $50.00 | 4/29/2011 5:41:34 PM |
| dharma1 | $25.00 | 4/29/2011 6:11:13 PM |
| alert9 | $100.00 | 4/29/2011 9:41:50 PM |
| balance-voyager | $50.00 | 4/29/2011 7:55:09 PM |
| dollars4debts | $25.00 | 4/30/2011 3:35:17 AM |
| PaulW | $25.00 | 4/30/2011 2:40:14 AM |
| bouvierchamp | $25.72 | 4/30/2011 2:55:36 AM |
| paramjit | $50.00 | 4/30/2011 3:54:33 AM |
| degster | $25.00 | 4/30/2011 4:34:52 AM |
| GodzillaLending | $25.00 | 4/30/2011 5:02:56 AM |
| FlexFunding | $50.00 | 4/30/2011 5:58:41 AM |
| BobRand | $50.00 | 4/30/2011 8:50:17 AM |
| lukeskywalkerkp | $25.00 | 4/30/2011 11:08:37 AM |
| beachfunder | $25.00 | 4/30/2011 1:19:30 PM |
| madmccoy | $50.00 | 4/30/2011 2:20:42 PM |
| patriot897 | $25.00 | 4/30/2011 3:56:59 PM |
| elasermd | $50.00 | 4/30/2011 3:05:24 PM |
| responsibility-cherry6 | $50.00 | 4/30/2011 5:44:42 PM |
| MrSolution | $50.00 | 5/1/2011 7:05:34 AM |
| drkosh | $25.00 | 5/1/2011 7:37:04 AM |
| vutah | $25.00 | 5/1/2011 8:36:01 AM |
| life-is-great | $25.00 | 5/1/2011 6:41:31 AM |
| alpinaut | $25.00 | 5/1/2011 11:19:35 AM |
| Steveoo1 | $33.78 | 5/1/2011 11:20:39 AM |
| peace-flower9 | $50.00 | 5/2/2011 9:48:42 AM |
| mnmcarve | $50.00 | 5/2/2011 9:49:58 AM |
| seabass123 | $25.00 | 5/2/2011 9:58:36 AM |
| currency-meteor250 | $25.00 | 5/2/2011 9:54:14 AM |
| OKPapa | $30.00 | 5/2/2011 10:12:41 AM |
| adhawan325 | $25.00 | 5/2/2011 9:54:20 AM |
| designer_10 | $50.00 | 5/2/2011 10:46:52 AM |
| mango7777 | $26.00 | 5/2/2011 12:17:44 PM |
| _wally_ | $50.00 | 5/2/2011 12:31:55 PM |
| Castellan | $50.00 | 5/2/2011 11:38:57 AM |
| surfsider123 | $25.00 | 5/2/2011 4:56:01 PM |
| unclejaef | $25.00 | 5/2/2011 3:25:28 PM |
| whipone | $29.85 | 5/2/2011 5:42:49 PM |
| bid-carrier0 | $25.00 | 5/2/2011 6:00:42 PM |
| ingenious-truth0 | $50.00 | 5/2/2011 6:08:13 PM |
| acsej | $25.00 | 5/2/2011 6:21:02 PM |
| fair-gain8 | $50.00 | 5/2/2011 7:24:20 PM |
| rakstar | $50.00 | 5/3/2011 2:46:29 AM |
| Cheburashka | $30.00 | 5/3/2011 2:50:42 AM |
| token34 | $25.00 | 5/3/2011 3:02:13 AM |
| Emgolda | $25.00 | 5/3/2011 3:05:09 AM |
| Mantis75 | $25.00 | 5/3/2011 3:05:19 AM |
| gzeo | $25.00 | 5/3/2011 2:46:38 AM |
| SF2Berlin | $25.00 | 5/3/2011 3:01:35 AM |
| SkonkeyGongo | $25.00 | 5/3/2011 3:03:47 AM |
| xphile | $25.00 | 5/3/2011 3:04:13 AM |
| sajitk | $25.00 | 5/3/2011 3:04:31 AM |
| wild_carrot | $25.00 | 5/3/2011 2:48:03 AM |
| beaker | $25.00 | 5/3/2011 2:51:20 AM |
| Iowa65 | $25.03 | 5/3/2011 3:01:06 AM |
| here2lend | $25.00 | 5/3/2011 3:02:37 AM |
| revmax | $25.00 | 5/3/2011 3:19:52 AM |
| calessabay | $25.00 | 5/3/2011 3:15:17 AM |
| Namrok | $25.00 | 5/3/2011 3:17:06 AM |
| inforapenny | $25.61 | 5/3/2011 3:18:24 AM |
| the-financier814 | $25.00 | 5/3/2011 3:30:46 AM |
| market-socrates4 | $28.17 | 5/3/2011 3:33:11 AM |
| heavensfx | $25.00 | 5/3/2011 7:29:16 AM |
| crw1950 | $36.35 | 5/3/2011 6:20:40 AM |
| gustavholstopus32 | $25.00 | 5/3/2011 5:23:36 AM |
| MDJAX67 | $100.00 | 5/3/2011 9:21:35 AM |
| Yaj | $50.00 | 5/3/2011 8:59:48 AM |
| octoberfresh | $25.00 | 5/3/2011 9:41:57 AM |
| gain-kitten | $25.00 | 5/3/2011 9:43:29 AM |
| TCayce | $39.48 | 5/3/2011 9:44:01 AM |
| persistent-worth | $25.00 | 5/3/2011 9:35:33 AM |
| DadWarbucks | $48.96 | 5/3/2011 9:49:06 AM |
| networks4ever | $25.00 | 5/3/2011 9:52:22 AM |
| Tasmir | $25.00 | 5/3/2011 10:08:50 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:18:18 AM |
| musegaze | $120.00 | 5/3/2011 10:24:55 AM |
| scottburger | $75.00 | 5/3/2011 11:09:10 AM |
| plentiful-yield5 | $25.00 | 5/3/2011 3:05:04 PM |
| sunny1985 | $25.00 | 5/3/2011 5:17:54 PM |
| blot44 | $50.00 | 5/3/2011 8:14:17 PM |
| diverjoq | $50.00 | 5/3/2011 7:05:19 PM |
| nerdbomber | $25.00 | 5/3/2011 8:14:52 PM |
| g314 | $30.00 | 5/3/2011 9:04:27 PM |
| stensonb | $25.00 | 5/4/2011 1:20:30 AM |
| PA2LA | $25.00 | 5/4/2011 1:30:35 AM |
| bornsucka | $25.00 | 5/4/2011 1:39:40 AM |
| jamschmidt | $25.00 | 5/3/2011 9:29:38 PM |
| Hexnut | $50.00 | 5/3/2011 10:19:09 PM |
| gentle-gold | $25.00 | 5/4/2011 4:09:59 AM |
| dojo2 | $25.00 | 5/3/2011 11:41:04 PM |
| thezfunk | $25.00 | 5/4/2011 12:49:00 AM |
| be_wise | $25.00 | 5/4/2011 6:10:16 AM |
| t-loan | $25.00 | 5/4/2011 1:19:26 AM |
| steely_dan34 | $25.00 | 5/4/2011 1:20:48 AM |
| fireboss | $32.58 | 5/4/2011 1:40:24 AM |
| outwish | $25.00 | 5/4/2011 1:41:18 AM |
| mchale | $25.00 | 5/4/2011 1:49:49 AM |
| lawyervon | $25.00 | 5/4/2011 1:59:43 AM |
| reinforced-reward | $25.00 | 5/4/2011 1:55:04 AM |
| autonomous-basis | $25.00 | 5/4/2011 7:56:14 AM |
| dochelp | $50.00 | 5/4/2011 3:30:28 AM |
| kulender | $50.00 | 5/4/2011 6:24:24 AM |
| Tenfutta | $25.00 | 5/4/2011 6:51:51 AM |
| Loan-Mart | $48.38 | 5/4/2011 6:38:08 AM |
| Mad_Scientist | $75.00 | 5/4/2011 8:39:36 AM |
| compoundinterest | $50.00 | 4/20/2011 9:06:13 AM |
| JJ9876 | $50.00 | 4/20/2011 9:06:32 AM |
| Weaverville | $27.31 | 4/20/2011 9:21:20 AM |
| DukSerduk | $25.00 | 4/20/2011 9:04:33 AM |
| meux99 | $25.00 | 4/20/2011 9:04:51 AM |
| Delamere | $50.00 | 4/20/2011 9:05:21 AM |
| ore-genius2 | $100.00 | 4/20/2011 9:05:54 AM |
| balanced-rupee | $50.00 | 4/20/2011 9:10:08 AM |
| worthy-bid8 | $25.00 | 4/20/2011 9:21:30 AM |
| serene-truth2 | $50.00 | 4/20/2011 9:05:46 AM |
| credit-bearer959 | $50.00 | 4/20/2011 11:49:18 AM |
| bds9646 | $26.00 | 4/20/2011 11:49:27 AM |
| restless-balance9 | $50.00 | 4/20/2011 12:45:04 PM |
| unforgettable-order9 | $50.00 | 4/20/2011 3:18:49 PM |
| useful-currency | $25.00 | 4/20/2011 4:01:11 PM |
| pragmatic-contract | $25.00 | 4/20/2011 4:09:51 PM |
| kyomoon | $50.00 | 4/20/2011 3:22:55 PM |
| Toby1montana | $75.00 | 4/20/2011 4:19:32 PM |
| currency-persimmon | $100.00 | 4/20/2011 7:22:10 PM |
| Zipperdu | $50.00 | 4/21/2011 5:08:46 AM |
| logical-reward8 | $25.00 | 4/21/2011 12:36:09 PM |
| availableloan | $25.00 | 4/21/2011 7:05:15 PM |
| brightest-income-hunter | $25.00 | 4/22/2011 1:47:49 PM |
| credible-durability | $25.00 | 4/23/2011 10:01:42 AM |
| subtle-revenue0 | $25.00 | 4/23/2011 2:28:15 PM |
| blooming-market | $25.00 | 4/23/2011 2:37:06 PM |
| truth-image | $50.00 | 4/23/2011 7:29:48 PM |
| steves73 | $50.00 | 4/25/2011 9:11:10 PM |
| neighborly-hope6 | $50.00 | 4/25/2011 10:20:24 PM |
| Mad_Scientist | $25.00 | 4/26/2011 1:04:21 PM |
| scrappy-bonus2 | $25.00 | 4/27/2011 3:29:17 AM |
| AmericanCredit | $25.00 | 4/27/2011 7:05:36 AM |
| rmachi | $25.00 | 4/27/2011 8:08:14 AM |
| wjf60 | $25.00 | 4/27/2011 8:46:24 AM |
| justinology | $36.55 | 4/27/2011 5:49:10 PM |
| ytjameslee | $50.00 | 4/27/2011 6:20:38 PM |
| a-exponential-hope | $25.00 | 4/27/2011 6:26:28 PM |
| cash-cymbal | $25.00 | 4/27/2011 8:16:04 PM |
| panegryst | $25.00 | 4/27/2011 8:45:23 PM |
| MO_Investor | $25.00 | 4/28/2011 5:11:01 AM |
| determined-nickel30 | $25.00 | 4/28/2011 9:39:04 AM |
| velocity-solo | $25.00 | 4/28/2011 5:35:58 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:03:49 PM |
| unrivaled-silver | $50.00 | 4/29/2011 10:19:54 AM |
| jtrue71 | $25.00 | 4/29/2011 10:21:27 AM |
| Mar_Holdings_LLC | $25.00 | 4/29/2011 10:28:37 AM |
| Taxman44 | $25.00 | 4/29/2011 10:41:18 AM |
| aasx1108 | $25.00 | 4/29/2011 10:45:36 AM |
| DreDub | $50.00 | 4/29/2011 10:47:01 AM |
| yoyoclock | $25.00 | 4/29/2011 10:44:49 AM |
| bill-appraiser7 | $25.00 | 4/29/2011 10:50:34 AM |
| lifegrowth | $25.00 | 4/29/2011 11:06:25 AM |
| pwkpwk | $25.00 | 4/29/2011 11:41:32 AM |
| narblark | $50.00 | 4/29/2011 12:25:34 PM |
| Boxhead | $50.00 | 4/29/2011 12:23:56 PM |
| rapid-loyalty1 | $50.00 | 4/29/2011 12:24:10 PM |
| thedoctor | $64.51 | 4/29/2011 12:26:27 PM |
| SourDoughSteve | $25.00 | 4/29/2011 12:29:08 PM |
| Leopoldine | $25.00 | 4/29/2011 1:13:01 PM |
| ujiba | $40.03 | 4/30/2011 2:59:52 AM |
| mizount | $25.00 | 4/30/2011 3:07:34 AM |
| Aimvest | $25.00 | 4/30/2011 3:27:54 AM |
| BiggestG | $25.00 | 4/30/2011 2:48:55 AM |
| tolstoy00 | $25.00 | 4/30/2011 4:07:43 AM |
| lounges | $28.97 | 4/30/2011 4:31:05 AM |
| Richmp412 | $25.00 | 4/30/2011 7:30:31 AM |
| TomKacz | $100.00 | 4/30/2011 7:24:27 AM |
| harmonious-moola7 | $50.00 | 4/30/2011 11:07:23 AM |
| sun818 | $50.01 | 4/30/2011 11:15:38 AM |
| GhaChr | $25.00 | 4/30/2011 4:24:30 PM |
| credit-launcher773 | $25.00 | 4/30/2011 7:00:43 PM |
| kleinbrak | $25.00 | 5/1/2011 7:22:37 AM |
| astute-benjamins | $25.00 | 5/1/2011 6:33:28 AM |
| top-sensible-yield | $25.00 | 5/1/2011 9:51:40 AM |
| Anny-Disco | $50.00 | 5/1/2011 9:41:34 AM |
| wise-silver-wonder | $25.00 | 5/1/2011 11:17:40 AM |
| cablenews | $50.00 | 5/1/2011 4:48:04 PM |
| interest-fox7 | $50.00 | 5/1/2011 6:36:45 PM |
| Interstate_Rate | $50.00 | 5/2/2011 8:57:23 AM |
| unflappable-bonus3 | $50.00 | 5/2/2011 9:50:26 AM |
| rockstar78 | $50.00 | 5/2/2011 9:39:57 AM |
| passbook | $25.00 | 5/2/2011 9:50:36 AM |
| asset-beeper8 | $50.00 | 5/2/2011 9:50:45 AM |
| CE88 | $50.00 | 5/2/2011 11:23:34 AM |
| BlackCat36 | $50.00 | 5/2/2011 2:48:57 PM |
| best-ingenious-funds | $25.00 | 5/2/2011 2:04:22 PM |
| kindness-hickory5 | $47.70 | 5/2/2011 2:58:47 PM |
| Avala | $50.00 | 5/2/2011 6:19:31 PM |
| pawsitive | $50.00 | 5/2/2011 6:25:10 PM |
| SpectrumCen | $25.00 | 5/2/2011 6:55:46 PM |
| jarf | $25.00 | 5/2/2011 11:40:43 PM |
| wise-loot-bear | $25.00 | 5/2/2011 8:10:10 PM |
| perlindc | $32.84 | 5/3/2011 2:48:48 AM |
| jcjdingdong | $50.00 | 5/2/2011 9:59:32 PM |
| Soxxes | $25.00 | 5/3/2011 3:03:09 AM |
| whistledicksmith | $47.26 | 5/3/2011 3:05:55 AM |
| latestone | $25.00 | 5/3/2011 3:18:21 AM |
| UT-Longhorn | $25.00 | 5/3/2011 3:33:35 AM |
| Warbler | $25.00 | 5/3/2011 2:45:08 AM |
| Preteur | $25.00 | 5/3/2011 3:04:36 AM |
| flexiboy35 | $25.00 | 5/3/2011 2:46:45 AM |
| acropiloterau2002 | $25.00 | 5/3/2011 3:05:44 AM |
| ZeoInvestments | $25.00 | 5/3/2011 2:48:21 AM |
| JohnGalt94 | $27.78 | 5/3/2011 3:15:44 AM |
| nicebank | $25.00 | 5/3/2011 3:00:18 AM |
| jjb3 | $25.00 | 5/3/2011 3:04:20 AM |
| coloradoloanman | $25.00 | 5/3/2011 3:17:10 AM |
| new-reward-sequoia | $25.00 | 5/3/2011 3:30:52 AM |
| GlocalPM | $50.00 | 5/3/2011 5:51:49 AM |
| dugly2ugly | $25.00 | 5/3/2011 9:04:34 AM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 9:35:42 AM |
| scott73 | $25.00 | 5/3/2011 8:34:40 AM |
| Vreet | $25.03 | 5/3/2011 9:52:06 AM |
| Roundhouse | $100.00 | 5/3/2011 9:32:52 AM |
| durability-starfish | $25.00 | 5/3/2011 9:46:53 AM |
| MissionMicroFinance | $31.54 | 5/3/2011 9:47:59 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:40:01 AM |
| red-unequivocal-finance | $25.00 | 5/3/2011 10:08:56 AM |
| forthright-bonus4 | $25.00 | 5/3/2011 10:33:09 AM |
| best-deal-banker | $50.00 | 5/3/2011 10:32:56 AM |
| djh47a | $25.00 | 5/3/2011 12:46:40 PM |
| HibbyD | $35.00 | 5/3/2011 1:10:26 PM |
| aggielender | $25.00 | 5/3/2011 1:10:46 PM |
| theskippy | $25.00 | 5/3/2011 12:15:49 PM |
| PThor | $25.00 | 5/3/2011 1:54:01 PM |
| silver-armada | $50.00 | 5/3/2011 12:46:48 PM |
| bambampk | $25.00 | 5/3/2011 2:54:55 PM |
| cactus70 | $30.83 | 5/3/2011 4:39:16 PM |
| the-upbeat-p2p | $50.00 | 5/3/2011 6:25:10 PM |
| LHSK | $25.00 | 5/3/2011 8:53:58 PM |
| capital-star5 | $25.00 | 5/3/2011 11:56:07 PM |
| Scott0007 | $25.00 | 5/4/2011 1:30:41 AM |
| Katburg | $33.35 | 5/4/2011 1:32:03 AM |
| cjames84 | $25.00 | 5/4/2011 1:41:33 AM |
| best-generosity-financier | $25.00 | 5/4/2011 12:28:40 AM |
| lost-money-so-far-on-these | $25.00 | 5/4/2011 1:20:38 AM |
| L-vex | $25.00 | 5/4/2011 1:31:41 AM |
| monstersdad | $60.23 | 5/4/2011 1:32:57 AM |
| pubnat | $25.00 | 5/4/2011 1:20:34 AM |
| afotherg | $33.06 | 5/4/2011 1:40:47 AM |
| ChristopherHS | $25.00 | 5/4/2011 1:50:20 AM |
| discrete-asset | $25.00 | 5/4/2011 1:54:55 AM |
| selector568 | $300.00 | 5/4/2011 1:57:24 AM |
| Ripsaw4U | $50.00 | 5/4/2011 1:52:51 AM |
| loot-funkmaster | $25.00 | 5/4/2011 2:04:14 AM |
| oneirish | $25.00 | 5/4/2011 7:49:08 AM |
| SplashCash | $50.00 | 5/4/2011 8:44:02 AM |
| 315 Investments
|
Borrower Payment Dependent Notes Series
503224
This series of Notes was issued and sold upon the funding of the borrower loan #49152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-21-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $239.88 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 23y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,917 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| p2ploan-refresher8 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Employee Varification #10734
Purpose of loan: Loan Consolidation
This loan will be used to...To pay off high interest loans and do upgrades on my home
My financial situation: Stable and Good
I am a good candidate for this loan because... I have a very stable federal government job which I am 3 1/2 yrs. away from retiring. I bought my home in February of 2009 which appraised for $81000. I purchased it for $60000. Also I have quite a good ratio for discretionary spending left each month to spoil my grand kids.
Monthly net income: $4189
Monthly expenses: $2981 total of all expenses below
Housing: $567 including taxes and insurance
Insurance: $133
Car expenses: $356 payment $300 gas
Utilities: $200
Phone, cable, internet: $175
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $650
Other expenses: $150 schooling for my grandaughter
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/21/2011 9:07:22 AM |
| Kyileo | $25.00 | 4/22/2011 7:13:18 PM |
| ingenious-deal6 | $25.00 | 4/23/2011 2:36:00 PM |
| Gibbyland | $100.00 | 4/24/2011 1:19:46 PM |
| magnetic-dedication3 | $25.00 | 4/24/2011 4:18:59 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:25:49 PM |
| BxRealtor | $25.00 | 4/27/2011 3:00:47 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:52:56 AM |
| inspired-investment8 | $100.00 | 4/28/2011 5:54:17 PM |
| sonnet771 | $50.00 | 4/28/2011 6:02:00 PM |
| DrStaff | $30.00 | 4/28/2011 6:20:00 PM |
| Tradesmanlender | $25.00 | 4/29/2011 12:20:19 PM |
| asset-professor | $50.00 | 4/29/2011 1:08:42 PM |
| MrOglesby | $25.00 | 4/29/2011 1:17:44 PM |
| kindness-jedi | $30.00 | 4/29/2011 1:21:13 PM |
| Leopoldine | $25.00 | 4/29/2011 8:36:02 PM |
| wwwUniversal | $25.00 | 4/30/2011 4:51:29 AM |
| payment-jalapeno9 | $50.00 | 4/30/2011 5:46:01 AM |
| massuot | $25.00 | 4/30/2011 10:04:56 AM |
| leverage-gravitas | $25.00 | 5/1/2011 10:58:06 AM |
| kevin314 | $25.00 | 5/1/2011 11:36:57 AM |
| systemlender | $50.00 | 5/1/2011 12:55:18 PM |
| jrbill1998 | $50.00 | 5/1/2011 12:44:43 PM |
| GCInvestments | $25.00 | 5/1/2011 1:57:37 PM |
| cablenews | $75.00 | 5/1/2011 4:49:14 PM |
| vutah | $25.00 | 5/1/2011 6:18:47 PM |
| designer_10 | $50.00 | 5/2/2011 11:38:13 AM |
| mike_banker | $50.00 | 5/2/2011 12:19:28 PM |
| yield-visionary4 | $50.00 | 5/2/2011 2:15:53 PM |
| SanJoser | $25.00 | 5/2/2011 4:39:57 PM |
| ghinga | $33.00 | 5/2/2011 4:14:48 PM |
| revenue-tsunami | $50.00 | 5/2/2011 5:58:39 PM |
| efficient-treasure0 | $25.00 | 5/2/2011 6:15:41 PM |
| _wally_ | $50.00 | 5/2/2011 6:07:12 PM |
| platinum-admiral8 | $50.00 | 5/2/2011 6:18:35 PM |
| lm75 | $25.00 | 5/2/2011 6:42:32 PM |
| blue-lucrative-rate | $25.00 | 5/2/2011 10:39:38 PM |
| careful-note1 | $25.00 | 5/3/2011 6:31:39 AM |
| Whipster | $50.00 | 5/3/2011 5:59:12 AM |
| JBG | $25.00 | 5/3/2011 8:56:26 AM |
| silver-wonder278 | $25.00 | 5/3/2011 8:12:11 AM |
| determined-revenue1 | $25.00 | 5/3/2011 9:49:56 AM |
| saihu | $25.00 | 5/3/2011 9:51:24 AM |
| economy-mulberry7 | $50.00 | 5/3/2011 9:38:33 AM |
| red-enthralling-justice | $50.00 | 5/3/2011 9:49:47 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:36:39 AM |
| VBinvestor | $100.00 | 5/3/2011 10:44:23 AM |
| mckhbnpc | $50.00 | 5/3/2011 3:30:56 PM |
| forthright-trade | $25.00 | 5/3/2011 5:01:48 PM |
| wonder3 | $30.00 | 5/3/2011 5:32:41 PM |
| grampy48 | $50.00 | 5/3/2011 5:25:25 PM |
| SUZYQ | $25.00 | 5/3/2011 8:11:40 PM |
| irrelevant | $25.00 | 5/3/2011 6:40:34 PM |
| pragmatic-auction8 | $40.00 | 5/3/2011 8:38:28 PM |
| shrewd-income | $100.00 | 5/3/2011 7:46:25 PM |
| asset-trajectory | $25.00 | 5/3/2011 8:29:03 PM |
| ResQDoc | $100.00 | 5/4/2011 6:11:37 AM |
| scoobiedoo | $50.00 | 5/4/2011 6:27:49 AM |
| duty-monger | $50.00 | 5/4/2011 3:21:29 AM |
| reward-rancher | $25.00 | 5/4/2011 4:15:14 AM |
| paul1 | $25.05 | 5/4/2011 5:46:19 AM |
| kulender | $50.00 | 5/4/2011 6:30:28 AM |
| MoneyForNothing | $0.66 | 5/4/2011 6:30:42 AM |
| janeybooboo | $100.00 | 4/24/2011 8:13:59 AM |
| davidmanheim | $25.00 | 4/24/2011 1:54:27 PM |
| miked8303 | $25.00 | 4/26/2011 10:32:07 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:56:46 AM |
| intelligent-yield | $25.00 | 4/27/2011 5:12:24 PM |
| Weaverville | $50.00 | 4/27/2011 6:21:03 PM |
| benefit-prescription6 | $100.00 | 4/28/2011 10:00:01 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:21 PM |
| mtp | $50.00 | 4/28/2011 8:11:32 PM |
| richboy56 | $25.00 | 4/29/2011 12:31:40 PM |
| point-compadre | $50.00 | 4/29/2011 1:31:13 PM |
| Islandgal | $25.00 | 4/29/2011 4:43:52 PM |
| dollardave | $90.51 | 4/29/2011 5:41:44 PM |
| fair-pound5 | $100.00 | 4/29/2011 5:41:27 PM |
| loan-wasp | $50.00 | 4/30/2011 8:00:08 AM |
| radforj22 | $25.00 | 4/30/2011 10:05:04 AM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:15 AM |
| allotment464 | $100.00 | 5/1/2011 4:26:32 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:06:29 AM |
| blooming-market | $25.00 | 5/1/2011 11:21:08 AM |
| life-is-great | $25.00 | 5/1/2011 12:29:30 PM |
| Artist_Blue | $25.00 | 5/1/2011 12:42:29 PM |
| zxcvbn | $113.51 | 5/2/2011 9:38:58 AM |
| nimble-penny1 | $50.00 | 5/2/2011 9:52:39 AM |
| felicity-maximizer | $25.00 | 5/2/2011 10:49:40 AM |
| Imaginos1892 | $50.00 | 5/2/2011 5:09:45 PM |
| justice-circuitry0 | $50.00 | 5/2/2011 5:46:20 PM |
| patriot897 | $25.00 | 5/2/2011 5:41:07 PM |
| tomdooley12520 | $25.00 | 5/2/2011 5:47:39 PM |
| nunnie | $25.00 | 5/2/2011 5:51:23 PM |
| smilinsam | $50.00 | 5/2/2011 5:54:01 PM |
| rockstar78 | $50.00 | 5/2/2011 6:01:59 PM |
| neutrino6 | $25.00 | 5/2/2011 6:01:31 PM |
| ursus | $100.00 | 5/2/2011 6:15:51 PM |
| tranquil-diversification8 | $50.00 | 5/2/2011 6:16:02 PM |
| BansirOfBabylon | $25.00 | 5/2/2011 7:04:26 PM |
| exciting-fairness | $200.00 | 5/2/2011 6:42:22 PM |
| happyaric | $50.00 | 5/2/2011 8:49:05 PM |
| jybank | $50.00 | 5/2/2011 10:00:02 PM |
| don8ter | $25.00 | 5/3/2011 3:23:21 AM |
| worthy-bid8 | $50.00 | 5/3/2011 6:21:56 AM |
| Supernick | $50.00 | 5/3/2011 6:46:38 AM |
| discrete-diversification6 | $26.00 | 5/3/2011 8:12:31 AM |
| brainy-repayment5 | $78.00 | 5/3/2011 6:09:11 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:40:16 AM |
| morfie | $25.00 | 5/3/2011 10:26:15 AM |
| listing-demon | $50.00 | 5/3/2011 10:20:11 AM |
| logical-investment4 | $28.69 | 5/3/2011 10:54:17 AM |
| bonus-demon | $25.00 | 5/3/2011 10:21:28 AM |
| favorite-commerce | $25.00 | 5/3/2011 11:00:06 AM |
| wise-deal-gravitas | $100.00 | 5/3/2011 12:48:50 PM |
| auction-turtle0 | $25.00 | 5/3/2011 12:24:06 PM |
| reward-dynamo | $100.00 | 5/3/2011 12:01:49 PM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:04:34 PM |
| Stozer | $25.00 | 5/3/2011 1:09:30 PM |
| palace2 | $400.00 | 5/3/2011 1:59:20 PM |
| VAGweilo | $50.00 | 5/3/2011 4:18:54 PM |
| market-pudding | $25.00 | 5/3/2011 4:14:43 PM |
| historic-nickel | $25.00 | 5/3/2011 1:48:14 PM |
| iceman35 | $50.00 | 5/3/2011 3:29:24 PM |
| vtr1000 | $26.00 | 5/3/2011 6:04:34 PM |
| value-sequoia8 | $40.00 | 5/3/2011 6:36:32 PM |
| ochardlender | $28.58 | 5/3/2011 8:16:09 PM |
| suave-justice059 | $150.00 | 5/3/2011 8:34:21 PM |
| Gobsek | $25.00 | 5/3/2011 7:28:56 PM |
| careful-note | $50.00 | 5/3/2011 8:20:15 PM |
| basejump0 | $30.00 | 5/4/2011 12:52:50 AM |
| dough-hammock | $25.00 | 5/3/2011 9:22:51 PM |
| best-generosity-financier | $25.00 | 5/4/2011 12:26:33 AM |
| numero-uno643 | $25.00 | 5/3/2011 10:44:28 PM |
| resource777 | $50.00 | 5/4/2011 5:59:38 AM |
| dochelp | $50.00 | 5/4/2011 3:24:07 AM |
| 135 Investments
|
Borrower Payment Dependent Notes Series
503384
This series of Notes was issued and sold upon the funding of the borrower loan #49137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 6.99% |
Borrower rate/APR:
| 7.99% / 8.33% |
Monthly payment:
| $281.99 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.99% | | |
| |
Estimated return*:
| 5.44% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,750 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wellmoniedmonkey |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Health Care Expenses
Purpose of loan:
I had to pay upfront for out of network surgery not covered by my health insurance. Until I receive (if I receive) any reimbursement from my insurance company, I'm looking to move the cost of this surgery onto the lowest rate I can find, which is Prosper.
My financial situation:
This was a one-time event, a one-time debt. I have no other credit card debt, my car is paid in full, I own two homes, I make far more money than I deserve, and I have an excellent credit rating. I don't default on anything. I'm very financially stable and am simply using Prosper in an attempt to minimize the amount of interest overall that I'll have to pay on this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| meux99 | $25.00 | 4/25/2011 9:06:12 AM |
| serene-truth2 | $50.00 | 4/25/2011 9:07:58 AM |
| ore-genius2 | $100.00 | 4/25/2011 9:07:12 AM |
| balanced-rupee | $50.00 | 4/25/2011 9:07:51 AM |
| kenji4861 | $25.00 | 4/25/2011 9:07:38 AM |
| worthy-bid8 | $100.00 | 4/25/2011 9:07:56 AM |
| MARWARISETH | $25.00 | 4/25/2011 9:08:04 AM |
| penny-finder | $27.00 | 4/25/2011 9:57:00 AM |
| useful-currency | $25.00 | 4/25/2011 3:20:35 PM |
| availableloan | $25.00 | 4/25/2011 6:05:25 PM |
| smart-kindness8 | $100.00 | 4/25/2011 6:11:23 PM |
| Searlzy | $25.00 | 4/25/2011 6:51:17 PM |
| steves73 | $50.00 | 4/25/2011 9:11:35 PM |
| neighborly-hope6 | $50.00 | 4/25/2011 10:20:04 PM |
| NYCLAIMSGUY | $25.00 | 4/26/2011 11:34:55 AM |
| top-epic-community | $50.00 | 4/26/2011 11:35:19 AM |
| justinology | $25.00 | 4/26/2011 12:12:48 PM |
| klinebarger | $25.00 | 4/26/2011 9:27:31 PM |
| logical-reward8 | $25.00 | 4/27/2011 6:35:15 AM |
| Zipperdu | $50.00 | 4/27/2011 4:53:57 AM |
| restless-balance9 | $50.00 | 4/27/2011 4:51:14 AM |
| currency-persimmon | $100.00 | 4/27/2011 5:34:07 AM |
| rmachi | $25.00 | 4/27/2011 8:08:23 AM |
| Darrkblu | $25.00 | 4/27/2011 6:35:30 AM |
| a-responsible-return | $32.64 | 4/27/2011 6:36:22 AM |
| wjf60 | $25.00 | 4/27/2011 8:46:34 AM |
| listing-pear6 | $100.00 | 4/27/2011 10:18:55 AM |
| credible-durability | $25.00 | 4/27/2011 12:30:48 PM |
| JJ9876 | $50.00 | 4/27/2011 6:18:32 PM |
| a-exponential-hope | $25.00 | 4/27/2011 6:26:32 PM |
| wam37 | $25.00 | 4/28/2011 5:11:48 AM |
| hope-lightning1 | $250.00 | 4/28/2011 9:56:38 AM |
| encouraging-fund | $25.00 | 4/28/2011 11:21:51 AM |
| heavenly-interest9 | $100.00 | 4/28/2011 3:55:32 PM |
| pinballeffect | $37.00 | 4/28/2011 5:50:02 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:03:57 PM |
| unrivaled-silver | $50.00 | 4/29/2011 10:20:15 AM |
| ets2011 | $25.00 | 4/29/2011 10:41:38 AM |
| jeffpac | $25.00 | 4/29/2011 11:12:49 AM |
| winlender | $25.00 | 4/29/2011 11:31:19 AM |
| dharma1 | $25.00 | 4/29/2011 6:11:25 PM |
| Guiren | $168.87 | 4/29/2011 9:09:17 PM |
| peso-hickory | $25.00 | 4/30/2011 4:00:03 AM |
| TomKacz | $100.00 | 4/30/2011 7:24:32 AM |
| platinum-cargo | $25.00 | 4/30/2011 9:50:53 AM |
| elasermd | $50.00 | 4/30/2011 3:05:44 PM |
| GhaChr | $25.00 | 4/30/2011 4:24:36 PM |
| r48 | $25.00 | 4/30/2011 4:45:08 PM |
| thankful-nickel2 | $50.00 | 4/30/2011 8:06:17 PM |
| drkosh | $25.00 | 5/1/2011 7:37:10 AM |
| life-is-great | $25.00 | 5/1/2011 6:41:35 AM |
| duke12 | $126.22 | 5/1/2011 10:55:58 AM |
| dough-hammock | $25.00 | 5/1/2011 2:47:46 PM |
| peace-flower9 | $50.00 | 5/2/2011 9:48:50 AM |
| asset-beeper8 | $50.00 | 5/2/2011 9:50:50 AM |
| OKPapa | $40.54 | 5/2/2011 10:11:23 AM |
| rockstar78 | $50.00 | 5/2/2011 9:40:04 AM |
| mango7777 | $26.00 | 5/2/2011 12:17:38 PM |
| _wally_ | $50.00 | 5/2/2011 12:32:27 PM |
| responsive-peace7 | $100.00 | 5/2/2011 10:30:32 AM |
| VBinvestor | $100.00 | 5/2/2011 4:30:44 PM |
| currency-meteor250 | $25.00 | 5/2/2011 5:26:28 PM |
| ingenious-truth0 | $50.00 | 5/2/2011 6:08:18 PM |
| Mad_Scientist | $100.00 | 5/2/2011 6:34:28 PM |
| Avala | $50.00 | 5/2/2011 6:19:39 PM |
| nuclearmoose | $50.00 | 5/2/2011 9:40:29 PM |
| fair-gain8 | $50.00 | 5/2/2011 7:24:26 PM |
| blissful-penny | $200.00 | 5/2/2011 9:57:01 PM |
| fair_rates | $25.00 | 5/2/2011 9:58:55 PM |
| thegreatstrafe | $25.00 | 5/2/2011 10:41:38 PM |
| investment-comet | $25.00 | 5/3/2011 3:39:57 AM |
| lendarer | $50.00 | 5/3/2011 4:38:43 AM |
| community-oasis6 | $52.00 | 5/3/2011 7:21:55 AM |
| lively-exchange | $49.00 | 5/3/2011 7:33:09 AM |
| spiff666 | $50.00 | 5/3/2011 9:01:03 AM |
| fireman4 | $30.00 | 5/3/2011 7:21:41 AM |
| discrete-diversification6 | $26.00 | 5/3/2011 7:56:57 AM |
| Roundhouse | $200.00 | 5/3/2011 9:32:14 AM |
| secureincome | $900.00 | 5/3/2011 8:28:59 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:41:13 AM |
| dontjader | $100.00 | 5/3/2011 9:20:36 AM |
| YellowJacket | $25.00 | 5/3/2011 9:13:53 AM |
| durability-starfish | $25.00 | 5/3/2011 9:47:13 AM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 9:35:52 AM |
| yoyoclock | $25.00 | 5/3/2011 9:52:19 AM |
| nethawk00 | $25.00 | 5/3/2011 11:55:36 AM |
| forthright-bonus4 | $25.00 | 5/3/2011 10:33:45 AM |
| omaholic | $26.00 | 5/3/2011 10:58:30 AM |
| designer_10 | $25.00 | 5/3/2011 11:01:33 AM |
| jeffc92 | $50.00 | 5/3/2011 1:40:21 PM |
| dougm | $50.00 | 5/3/2011 1:40:38 PM |
| toby1409 | $75.00 | 5/3/2011 11:45:20 AM |
| truth-image | $50.00 | 5/3/2011 1:40:13 PM |
| LovinMe | $28.60 | 5/3/2011 12:51:45 PM |
| important-dollar1 | $25.00 | 5/3/2011 1:40:43 PM |
| payment-halo | $18.58 | 5/3/2011 1:41:28 PM |
| nosualcneas | $25.00 | 4/25/2011 9:07:20 AM |
| dtrain5 | $25.00 | 4/25/2011 9:06:07 AM |
| MasterJin | $50.00 | 4/25/2011 9:06:17 AM |
| compoundinterest | $50.00 | 4/25/2011 9:07:27 AM |
| Carpetkid | $50.00 | 4/25/2011 9:07:42 AM |
| antlr | $50.00 | 4/25/2011 9:08:43 AM |
| MrDavid | $50.00 | 4/25/2011 9:06:20 AM |
| indomitable-coin | $50.00 | 4/25/2011 9:06:43 AM |
| bvzm | $50.00 | 4/25/2011 9:07:48 AM |
| fcrick | $25.00 | 4/25/2011 9:08:00 AM |
| blooming-market | $25.00 | 4/25/2011 9:08:36 AM |
| minista | $25.00 | 4/25/2011 9:08:53 AM |
| reflective-rupee | $400.22 | 4/25/2011 5:34:13 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:35:47 PM |
| Weaverville | $100.00 | 4/26/2011 9:20:49 AM |
| RandyL3 | $25.00 | 4/26/2011 11:41:35 AM |
| dedication-point | $25.00 | 4/26/2011 1:09:32 PM |
| ITFDEE | $25.00 | 4/26/2011 8:08:27 PM |
| soular21804 | $25.00 | 4/27/2011 2:20:15 AM |
| AmericanCredit | $25.00 | 4/27/2011 7:05:42 AM |
| rss197 | $25.00 | 4/27/2011 7:44:51 AM |
| LAKESPRING | $50.00 | 4/27/2011 10:17:29 AM |
| coin-architect | $29.00 | 4/27/2011 1:02:25 PM |
| radforj22 | $25.00 | 4/27/2011 5:38:32 PM |
| subtle-revenue0 | $25.00 | 4/27/2011 5:32:57 PM |
| DukSerduk | $25.00 | 4/27/2011 10:02:24 PM |
| damage | $25.00 | 4/27/2011 8:25:27 PM |
| determined-nickel30 | $25.00 | 4/28/2011 9:43:21 AM |
| scrappy-bonus2 | $25.00 | 4/28/2011 5:38:32 PM |
| abundant-velocity7 | $50.00 | 4/29/2011 10:19:21 AM |
| panegryst | $50.00 | 4/29/2011 10:43:02 AM |
| ytjameslee | $46.72 | 4/29/2011 11:27:23 AM |
| CharliesHobbies | $25.00 | 4/29/2011 11:40:58 AM |
| valiant-liberty4 | $25.00 | 4/29/2011 1:05:21 PM |
| velocity-solo | $25.00 | 4/29/2011 1:07:48 PM |
| Leopoldine | $25.00 | 4/29/2011 1:14:46 PM |
| balance-voyager | $30.00 | 4/29/2011 7:55:13 PM |
| vutah | $25.00 | 4/30/2011 6:16:34 AM |
| FlexFunding | $50.00 | 4/30/2011 5:59:02 AM |
| Moneypenny6 | $25.00 | 4/30/2011 7:36:51 AM |
| lukeskywalkerkp | $25.00 | 4/30/2011 11:08:51 AM |
| patriot897 | $50.00 | 4/30/2011 3:55:58 PM |
| cash-queen | $25.61 | 4/30/2011 4:30:23 PM |
| credit-launcher773 | $50.00 | 4/30/2011 6:58:35 PM |
| kleinbrak | $25.00 | 5/1/2011 7:24:26 AM |
| cablenews | $50.00 | 5/1/2011 4:48:10 PM |
| tofubank | $50.00 | 5/1/2011 9:51:28 PM |
| BankShark | $25.00 | 5/2/2011 8:56:54 AM |
| unclejaef | $25.00 | 5/2/2011 3:25:39 PM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:15 PM |
| saahilld | $25.00 | 5/2/2011 4:19:33 PM |
| brittany | $100.00 | 5/2/2011 4:20:49 PM |
| Kyne | $300.00 | 5/2/2011 4:30:32 PM |
| surfsider123 | $25.00 | 5/2/2011 4:56:46 PM |
| cjames84 | $25.00 | 5/2/2011 4:29:36 PM |
| Aimvest | $25.00 | 5/2/2011 5:40:09 PM |
| coolcoast | $100.00 | 5/2/2011 6:50:41 PM |
| Global_Lender | $30.00 | 5/2/2011 8:26:35 PM |
| jcjdingdong | $50.00 | 5/2/2011 9:59:43 PM |
| BankofBeth | $25.00 | 5/2/2011 7:31:14 PM |
| mistertao | $25.00 | 5/3/2011 3:04:44 AM |
| worth-victor6 | $25.00 | 5/3/2011 3:31:19 AM |
| decisive-revenue1 | $25.00 | 5/3/2011 8:36:04 AM |
| taal1 | $50.00 | 5/3/2011 9:11:47 AM |
| scott73 | $25.00 | 5/3/2011 8:34:48 AM |
| bouvierchamp | $25.00 | 5/3/2011 9:49:01 AM |
| octoberfresh | $25.00 | 5/3/2011 9:42:23 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:18:24 AM |
| shugyosha | $50.00 | 5/3/2011 11:39:12 AM |
| jtrue71 | $25.00 | 5/3/2011 1:39:41 PM |
| Mad_Scientist | $25.00 | 5/3/2011 1:40:16 PM |
| community-pipeline | $50.00 | 5/3/2011 1:40:47 PM |
| 168 Investments
|
Borrower Payment Dependent Notes Series
503582
This series of Notes was issued and sold upon the funding of the borrower loan #49187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-22-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $308.33 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.38% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 800-819 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Waiter/Waitress |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,104 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-gain-bluebird |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need to replace roof and furnace
Purpose of loan:
This loan will be used to...
Over the course of this last winter I have realized I need to get a new roof. Also the furnace is the original furnace of this house, so I would like to replace that as well. Both of these I need to take care of right away before the weather gets bad again.
My financial situation:
I am a good candidate for this loan because...
I have worked with the same employer for many years. I always pay my bills, and would just like to make these improvements now with the good weather coming before it is too late, with the loan now, and pay it back over time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| JustMee | $25.00 | 4/22/2011 5:18:19 PM |
| Zolton | $100.00 | 4/22/2011 5:07:56 PM |
| indomitable-coin | $25.00 | 4/22/2011 5:07:08 PM |
| reflective-rupee | $200.22 | 4/22/2011 5:19:27 PM |
| analogman | $25.00 | 4/23/2011 2:54:33 AM |
| Ducatiman1978 | $25.00 | 4/23/2011 2:47:27 AM |
| jdrez | $25.00 | 4/23/2011 2:55:22 AM |
| thunderd | $25.00 | 4/23/2011 3:45:01 AM |
| Edwin_Rae | $25.00 | 4/23/2011 3:15:43 AM |
| dospapalotes | $34.35 | 4/23/2011 3:20:13 AM |
| helpinghand63 | $33.24 | 4/23/2011 3:41:26 AM |
| get30inc | $50.00 | 4/23/2011 3:40:20 AM |
| JGB | $100.00 | 4/23/2011 4:31:59 AM |
| SimpleChoice | $25.00 | 4/23/2011 4:42:09 AM |
| jga516 | $25.00 | 4/23/2011 6:54:32 AM |
| astute-fairness0 | $25.00 | 4/23/2011 8:56:06 AM |
| RainMakers | $25.00 | 4/23/2011 9:59:53 AM |
| Mauler | $55.00 | 4/24/2011 8:47:47 AM |
| ore-frontier | $50.00 | 4/24/2011 8:55:21 PM |
| penny-candy | $25.00 | 4/25/2011 7:14:40 PM |
| top-epic-community | $50.00 | 4/26/2011 8:50:42 PM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:57:19 AM |
| mehlp2 | $25.00 | 4/27/2011 4:49:10 AM |
| MasterJin | $25.00 | 4/27/2011 11:12:09 AM |
| UncleSafety | $100.00 | 4/28/2011 12:06:12 PM |
| RandyL3 | $25.00 | 4/28/2011 1:35:30 PM |
| openness-viking | $25.00 | 4/28/2011 1:51:17 PM |
| weiyinsan | $30.00 | 4/28/2011 3:19:36 PM |
| miked8303 | $25.00 | 4/28/2011 5:54:34 PM |
| mtp | $50.00 | 4/28/2011 8:12:00 PM |
| El_Maestro | $25.00 | 4/29/2011 4:01:08 AM |
| jasonrun | $25.00 | 4/29/2011 8:27:48 AM |
| reflective-dollar8 | $50.00 | 4/29/2011 8:58:05 AM |
| loyalty-czar | $74.13 | 4/29/2011 12:36:46 PM |
| purposeful-pound5 | $25.00 | 4/29/2011 4:49:44 PM |
| Leopoldine | $25.00 | 4/29/2011 8:36:26 PM |
| Tradesmanlender | $25.00 | 4/30/2011 4:02:08 AM |
| TSC | $25.00 | 4/30/2011 6:46:09 AM |
| stockpicker_jboy | $25.00 | 4/30/2011 2:26:49 PM |
| accelerator96 | $25.00 | 4/30/2011 5:58:38 PM |
| rpg | $25.00 | 4/30/2011 4:21:23 PM |
| MrSolution | $25.00 | 5/1/2011 7:08:05 AM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:30 AM |
| radforj22 | $25.00 | 5/1/2011 7:51:24 AM |
| credit-panda1 | $25.00 | 5/1/2011 11:17:54 AM |
| systemlender | $50.00 | 5/1/2011 12:55:32 PM |
| Mr_Potter | $50.00 | 5/1/2011 4:03:00 PM |
| accmgg | $100.00 | 5/1/2011 6:33:01 PM |
| astute-benjamins | $25.00 | 5/1/2011 6:29:57 PM |
| otto1939 | $51.00 | 5/1/2011 10:27:54 PM |
| nimble-penny1 | $50.00 | 5/2/2011 9:53:08 AM |
| fairness-amplifier | $100.00 | 5/2/2011 10:19:39 AM |
| yield-visionary4 | $50.00 | 5/2/2011 2:16:14 PM |
| Azonic21 | $25.00 | 5/2/2011 5:36:18 PM |
| T-L-B | $38.16 | 5/2/2011 8:06:26 PM |
| careful-note1 | $25.00 | 5/3/2011 6:54:48 AM |
| taal1 | $25.00 | 5/3/2011 9:10:32 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:40:55 AM |
| bonus-demon | $25.00 | 5/3/2011 10:21:49 AM |
| community-universe1 | $25.00 | 5/3/2011 10:15:23 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:37:07 AM |
| investment-comet | $25.00 | 5/3/2011 11:45:06 AM |
| auction-turtle0 | $25.00 | 5/3/2011 12:24:28 PM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:04:55 PM |
| PThor | $25.00 | 5/3/2011 1:54:27 PM |
| palace2 | $400.00 | 5/3/2011 2:03:37 PM |
| power-cell | $25.00 | 5/3/2011 2:04:54 PM |
| violaetain | $50.00 | 5/3/2011 4:56:36 PM |
| loyalist1 | $150.00 | 5/4/2011 7:44:05 AM |
| exact-gold2 | $25.00 | 5/4/2011 3:29:30 AM |
| bold-sensible-basis | $25.00 | 5/4/2011 6:20:49 AM |
| Mad_Scientist | $50.00 | 5/4/2011 8:41:18 AM |
| Loan-Mart | $75.00 | 5/4/2011 6:36:16 AM |
| inspired-investment8 | $100.00 | 5/4/2011 8:31:26 AM |
| happyaric | $50.00 | 5/4/2011 9:30:34 AM |
| jpayne27 | $25.00 | 5/4/2011 9:35:58 AM |
| 108lender | $100.00 | 5/4/2011 10:26:28 AM |
| aznatama | $50.00 | 5/4/2011 9:50:58 AM |
| demszi1978 | $31.68 | 5/4/2011 1:20:09 PM |
| CE88 | $37.47 | 5/4/2011 3:19:41 PM |
| VillageLending | $50.00 | 5/4/2011 12:50:24 PM |
| GarBear88 | $100.00 | 5/4/2011 3:55:22 PM |
| economy-mulberry7 | $50.00 | 5/4/2011 5:36:35 PM |
| blooming-market | $25.00 | 5/4/2011 5:33:56 PM |
| blue-lucrative-rate | $25.00 | 5/4/2011 5:50:01 PM |
| allotment464 | $100.00 | 5/4/2011 5:36:57 PM |
| cablenews | $75.00 | 5/4/2011 5:37:37 PM |
| numero-uno643 | $25.00 | 5/4/2011 5:40:35 PM |
| RyanTH9893 | $25.00 | 5/4/2011 5:42:47 PM |
| EricLender | $25.00 | 5/4/2011 6:06:34 PM |
| orange-agreement-historian | $30.00 | 5/4/2011 6:16:57 PM |
| SUZYQ | $25.00 | 5/4/2011 5:59:47 PM |
| marketplace-saxaphone0 | $300.00 | 5/4/2011 6:26:12 PM |
| lloyd_s | $34.71 | 4/22/2011 5:26:32 PM |
| organized-payment6 | $50.00 | 4/22/2011 5:07:13 PM |
| CPA-Banker | $25.00 | 4/22/2011 9:55:26 PM |
| China0813 | $25.00 | 4/23/2011 2:47:17 AM |
| Digs | $25.00 | 4/23/2011 2:47:41 AM |
| texrob20 | $25.00 | 4/23/2011 3:45:57 AM |
| Pasagam | $49.28 | 4/23/2011 3:14:34 AM |
| lounges | $33.36 | 4/23/2011 4:31:05 AM |
| platinum-dojo | $25.00 | 4/23/2011 5:05:50 AM |
| cello1 | $25.00 | 4/23/2011 5:30:06 AM |
| chestnut4 | $25.00 | 4/23/2011 5:40:46 AM |
| vine99 | $90.00 | 4/23/2011 5:48:00 PM |
| chesterCFO | $50.00 | 4/24/2011 6:37:49 AM |
| SolarMoonshine | $25.00 | 4/24/2011 2:40:08 PM |
| SCD | $25.00 | 4/24/2011 8:59:24 PM |
| Truckie-FD | $49.95 | 4/26/2011 6:49:36 AM |
| worldly-community3 | $50.00 | 4/26/2011 8:50:50 PM |
| WSTRDG | $25.00 | 4/27/2011 3:22:36 PM |
| BxRealtor | $25.00 | 4/27/2011 3:02:20 PM |
| determined-nickel30 | $25.00 | 4/28/2011 9:42:45 AM |
| ti22ring | $25.00 | 4/28/2011 11:01:18 AM |
| nickel-position | $25.00 | 4/28/2011 1:32:28 PM |
| heavenly-interest9 | $100.00 | 4/28/2011 3:55:36 PM |
| socal-lender | $25.00 | 4/28/2011 5:35:14 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:47 PM |
| HookersandBlow | $25.00 | 4/29/2011 9:38:52 AM |
| coin-popcorn | $25.00 | 4/29/2011 9:48:16 AM |
| vutah | $25.00 | 4/30/2011 6:14:44 AM |
| elasermd | $50.00 | 4/30/2011 3:05:39 PM |
| leverage-gravitas | $25.00 | 5/1/2011 11:05:30 AM |
| GalileoBob | $25.00 | 5/1/2011 11:13:12 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:06:49 AM |
| Artist_Blue | $25.00 | 5/1/2011 12:42:59 PM |
| myworld701 | $25.00 | 5/1/2011 4:16:47 PM |
| zippy-revenue8 | $50.00 | 5/2/2011 5:37:08 AM |
| Weaverville | $25.00 | 5/2/2011 10:31:08 AM |
| golden-market2 | $250.00 | 5/2/2011 12:41:35 PM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:11 PM |
| felicity-maximizer | $25.00 | 5/2/2011 6:06:17 PM |
| AFairDeal | $50.00 | 5/2/2011 6:14:28 PM |
| DrStaff | $30.00 | 5/3/2011 2:51:51 AM |
| wwwUniversal | $25.00 | 5/3/2011 3:35:17 AM |
| Supernick | $50.00 | 5/3/2011 6:47:07 AM |
| secureincome | $950.00 | 5/3/2011 8:33:50 AM |
| Roundhouse | $100.00 | 5/3/2011 9:29:59 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:16:23 AM |
| Mad_Scientist | $50.00 | 5/3/2011 12:49:12 PM |
| HarvardCrimson | $50.00 | 5/3/2011 3:20:04 PM |
| market-pudding | $25.00 | 5/3/2011 4:27:08 PM |
| Edwardtomo | $50.00 | 5/3/2011 7:40:07 PM |
| designer_10 | $25.00 | 5/3/2011 7:05:33 PM |
| Charmart | $25.00 | 5/3/2011 8:46:34 PM |
| g314 | $30.00 | 5/3/2011 9:04:39 PM |
| Nerdster1 | $25.09 | 5/4/2011 4:05:42 AM |
| rce1964 | $25.00 | 5/4/2011 1:43:01 AM |
| grampy48 | $25.00 | 5/4/2011 3:32:15 AM |
| listing-pear6 | $100.04 | 5/4/2011 5:18:54 AM |
| Brklyn01 | $25.00 | 5/4/2011 8:29:51 AM |
| the-capital-shooter | $36.92 | 5/4/2011 6:18:02 AM |
| ResQDoc | $50.00 | 5/4/2011 6:20:10 AM |
| kulender | $26.24 | 5/4/2011 6:30:49 AM |
| worthy-bid8 | $50.00 | 5/4/2011 7:59:32 AM |
| jrbill1998 | $50.00 | 5/4/2011 8:31:45 AM |
| Ocean713 | $50.00 | 5/4/2011 9:31:52 AM |
| dough-hammock | $50.00 | 5/4/2011 9:12:00 AM |
| unbelievable-value2 | $40.00 | 5/4/2011 9:16:48 AM |
| kevin314 | $25.00 | 5/4/2011 9:29:41 AM |
| eloquent-money2 | $100.00 | 5/4/2011 9:58:42 AM |
| VBinvestor | $100.00 | 5/4/2011 12:02:29 PM |
| payment-halo | $25.00 | 5/4/2011 1:15:14 PM |
| grasscutter | $100.00 | 5/4/2011 2:58:05 PM |
| power-explosion4 | $25.00 | 5/4/2011 11:22:25 AM |
| turbostar666 | $35.00 | 5/4/2011 12:04:16 PM |
| the-capital-shooter | $28.27 | 5/4/2011 1:29:10 PM |
| triumphant-point5 | $50.00 | 5/4/2011 4:44:51 PM |
| lawyervon | $25.00 | 5/4/2011 4:46:20 PM |
| best-inspiring-deal | $25.00 | 5/4/2011 2:30:08 PM |
| ore-dojo | $25.00 | 5/4/2011 3:43:19 PM |
| oheight | $26.28 | 5/4/2011 5:03:56 PM |
| listing-demon | $50.00 | 5/4/2011 5:36:42 PM |
| knowledgeable-payment7 | $25.00 | 5/4/2011 5:49:36 PM |
| GCInvestments | $25.00 | 5/4/2011 5:37:28 PM |
| objective-investor | $250.00 | 5/4/2011 5:57:16 PM |
| liberty-point | $25.00 | 5/4/2011 6:09:08 PM |
| wealth-multiplier | $25.00 | 5/4/2011 6:25:00 PM |
| Eddy-2-Aces | $100.00 | 5/4/2011 6:40:42 PM |
| eridient | $50.00 | 5/4/2011 5:56:51 PM |
| statuesque-order1 | $26.00 | 5/4/2011 6:01:20 PM |
| liberty-point | $25.00 | 5/4/2011 6:20:11 PM |
| word140 | $25.00 | 5/4/2011 6:37:55 PM |
| 183 Investments
|
Borrower Payment Dependent Notes Series
504210
This series of Notes was issued and sold upon the funding of the borrower loan #49164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-30-2011 |
|
|
Lender yield:
| 13.99% |
Borrower rate/APR:
| 14.99% / 17.16% |
Monthly payment:
| $86.65 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.77% | | |
| |
Estimated return*:
| 7.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 2y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Doctor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,558 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 75% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| autonomous-revenue9 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
University Summer School Loan
I plan to use the funds to help address a short term cash flow problem. The funds will be used to pay for my son's summer school courses at university so that he may graduate on time. This is very important to him. I consider myself a very good borrower because I have never defaulted on a loan and have always paid my bills in a timely manner. I am a family physician and have been in practice for over 20 years. My career always has been and always will be very stable.
Monthly net income: $10600
Mortgage: $2615
Car Leases: $800
Car Insurance: $400
Credit cards: $2000
Utilities: $500
Phone, cable, internet: $500
Food, entertainment: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| organized-payment6 | $50.00 | 4/28/2011 5:09:00 PM |
| Zolton | $100.00 | 4/28/2011 5:10:14 PM |
| janeybooboo | $100.00 | 4/29/2011 5:29:30 AM |
| investment-artist | $25.00 | 4/29/2011 8:45:50 AM |
| reflective-rupee | $25.00 | 4/29/2011 10:19:01 AM |
| RainyDayLoans | $77.84 | 4/29/2011 10:44:24 AM |
| SolarMoonshine | $500.00 | 4/29/2011 5:01:09 PM |
| goodhearted-basis4 | $25.00 | 4/30/2011 5:10:21 AM |
| upbeat-investment9 | $50.00 | 4/30/2011 10:54:26 AM |
| marwadi-62 | $150.00 | 4/30/2011 9:37:18 AM |
| DannyPhantom | $100.00 | 4/30/2011 10:01:32 AM |
| duckslayer1 | $25.00 | 4/30/2011 10:18:58 AM |
| treasure-hunter270 | $25.00 | 4/30/2011 11:33:28 AM |
| paladin847 | $50.00 | 4/30/2011 12:25:31 PM |
| shellstar | $25.00 | 4/30/2011 2:08:09 PM |
| patriot897 | $25.00 | 4/30/2011 3:53:49 PM |
| wild-orange | $50.00 | 4/30/2011 3:57:40 PM |
| bjr01 | $25.00 | 4/30/2011 5:51:17 PM |
| duty-accomplishment | $72.16 | 4/30/2011 6:21:20 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:07:15 PM |
| Keystonekop | $100.00 | 4/28/2011 7:34:49 PM |
| income-lion | $25.00 | 4/28/2011 6:33:07 PM |
| reflective-dollar8 | $50.00 | 4/29/2011 6:34:23 AM |
| neptuno | $25.00 | 4/29/2011 9:43:25 PM |
| rockhound84 | $25.00 | 4/30/2011 5:06:16 AM |
| missoula | $25.00 | 4/30/2011 4:38:28 AM |
| invest-in-ed | $100.00 | 4/30/2011 6:26:25 AM |
| auctionator1 | $25.00 | 4/30/2011 12:55:29 PM |
| hektek22 | $600.00 | 4/30/2011 6:03:12 PM |
| 29 Investments
|
Borrower Payment Dependent Notes Series
504218
This series of Notes was issued and sold upon the funding of the borrower loan #49142, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 7.70% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 15.99% |
Borrower rate/APR:
| 16.99% / 20.32% |
Monthly payment:
| $249.53 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.63% | | |
| |
Estimated return*:
| 7.93% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,379 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 96% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mnmns1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 86% )
| 700-719 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 5
( 14% )
| 620-639
(Apr-2008)
|
|
Principal balance:
| $402.30 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 35 | | |
Description
Opportunity to grow our future
Purpose of loan:
This loan will be used to...Provide an opportunity to start and build a business in a sane reasonable manner. Additionally, consolidate some high interest debt (over 30%). Finally, allow the room, financially to prepare for the newest addition to our family
My financial situation:
I am a good candidate for this loan because...I have spent the past few years, since my initial loan (thanks to all those who supported me), to consolidate and organize my debt and expenses into a manageable process. My industry is very busy and there are many opportunities to be had, if one has the ability and means to take the chance. I look at part of this loan as the start up that I need to begin to grow opportunities on my own.
Monthly net income: $7648 (net taxes)
Monthly expenses: $5250 (all inclusive)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| orange-leverage-phoenix | $50.00 | 4/27/2011 5:06:09 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 5:12:02 PM |
| reflective-rupee | $25.44 | 4/28/2011 10:39:26 AM |
| sweetlan | $25.04 | 4/28/2011 11:25:11 AM |
| TakeCare | $100.00 | 4/28/2011 11:49:37 AM |
| objective-investor | $250.00 | 4/28/2011 12:46:47 PM |
| commerce-yeller | $75.00 | 4/28/2011 2:53:09 PM |
| atbright | $25.00 | 4/28/2011 3:03:40 PM |
| resplendent-dollar | $50.00 | 4/28/2011 3:00:49 PM |
| MNFrostbite | $25.00 | 4/28/2011 3:00:33 PM |
| KrisKringle | $30.00 | 4/28/2011 7:19:32 PM |
| hughro | $51.00 | 4/29/2011 7:17:57 AM |
| moola-pillow | $25.00 | 4/29/2011 10:49:45 AM |
| newiowa77 | $27.50 | 4/29/2011 11:32:42 AM |
| careful-note1 | $25.00 | 4/29/2011 12:02:00 PM |
| finance-symphony7 | $50.00 | 4/29/2011 5:53:50 PM |
| helvet | $34.20 | 4/30/2011 5:37:02 AM |
| thankful-nickel2 | $25.00 | 4/30/2011 7:59:21 AM |
| porwestco | $35.00 | 4/30/2011 7:01:05 AM |
| best-asset-jedi | $50.00 | 4/30/2011 10:47:25 AM |
| tolerant-dinero2 | $25.00 | 4/30/2011 11:12:35 AM |
| worldly-gold | $26.00 | 4/30/2011 10:48:41 AM |
| treasure-hunter270 | $50.00 | 4/30/2011 11:19:21 AM |
| epic-transaction | $25.00 | 4/30/2011 12:58:13 PM |
| cognizant-responsibility9 | $25.00 | 4/30/2011 3:46:35 PM |
| revenue-appraiser | $25.00 | 4/30/2011 4:18:48 PM |
| pragmatic-auction8 | $30.00 | 4/30/2011 6:29:32 PM |
| bsmtloan | $126.18 | 4/30/2011 4:25:19 PM |
| ttnk62918 | $25.00 | 4/30/2011 4:29:30 PM |
| friendly-point3 | $50.00 | 5/1/2011 7:07:16 AM |
| jgar_O | $25.00 | 5/1/2011 9:22:08 AM |
| debt-legend | $25.00 | 5/1/2011 8:36:42 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:51 AM |
| marinezeke | $25.00 | 5/1/2011 2:16:55 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:11 PM |
| trade-defender | $25.00 | 5/1/2011 11:16:12 PM |
| trade-goblin9 | $25.00 | 5/2/2011 6:39:34 AM |
| flexible-duty3 | $25.00 | 5/2/2011 7:16:53 AM |
| agalt | $75.00 | 5/2/2011 7:44:07 AM |
| supreme-hope | $25.00 | 5/2/2011 10:27:09 AM |
| wealth-renaissance5 | $25.00 | 5/2/2011 10:01:56 AM |
| Imaginos1892 | $50.00 | 5/2/2011 5:03:17 PM |
| Kyne | $100.00 | 5/2/2011 4:26:13 PM |
| ethicalhumanist | $50.00 | 5/2/2011 7:20:12 PM |
| trade-surge3 | $25.00 | 5/2/2011 8:08:24 PM |
| vishal29 | $50.00 | 5/2/2011 8:58:59 PM |
| SC2TX | $300.00 | 5/3/2011 12:21:24 AM |
| a-restless-dollar | $25.00 | 5/3/2011 6:07:33 AM |
| dough-hammock | $25.00 | 5/3/2011 6:42:23 AM |
| Minotaur | $25.00 | 5/3/2011 8:52:38 AM |
| Roundhouse | $150.00 | 5/3/2011 9:35:29 AM |
| revenue-tsunami | $150.00 | 5/3/2011 9:51:39 AM |
| OSERENKUKU | $26.00 | 5/3/2011 11:08:12 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:56 AM |
| poplar37 | $25.00 | 5/3/2011 12:10:58 PM |
| reward-dynamo | $50.00 | 5/3/2011 11:54:09 AM |
| bill-expert | $25.00 | 5/3/2011 1:29:32 PM |
| market-pudding | $25.00 | 5/3/2011 4:25:02 PM |
| grampy48 | $25.00 | 5/3/2011 5:13:54 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:12 PM |
| CapitolHill | $44.12 | 5/3/2011 6:27:28 PM |
| velocity-winner | $25.00 | 5/3/2011 7:47:30 PM |
| vtr1000 | $25.55 | 5/3/2011 6:02:56 PM |
| ksubd | $75.00 | 5/3/2011 6:41:57 PM |
| brightest-burgeoning-duty | $200.00 | 5/3/2011 7:33:36 PM |
| velocity-winner | $25.00 | 5/3/2011 7:47:14 PM |
| a2190b | $25.00 | 5/3/2011 7:56:29 PM |
| llequire1 | $50.00 | 5/4/2011 3:32:26 AM |
| GreenHill | $25.00 | 5/4/2011 12:13:19 AM |
| auction-seeker4 | $50.00 | 5/4/2011 6:09:12 AM |
| scoobiedoo | $50.00 | 5/4/2011 6:28:56 AM |
| Leshan | $159.57 | 5/4/2011 8:37:29 AM |
| ghos2rider | $25.00 | 5/4/2011 6:33:06 AM |
| SplashCash | $50.00 | 5/4/2011 8:17:36 AM |
| worthy-bid4 | $25.79 | 5/4/2011 9:00:53 AM |
| Zolton | $100.00 | 4/27/2011 5:09:45 PM |
| lendstats_com | $500.00 | 4/27/2011 5:53:07 PM |
| hookUup | $26.73 | 4/27/2011 6:27:27 PM |
| the-reliable-trade | $100.00 | 4/28/2011 9:55:17 AM |
| sfmf | $40.00 | 4/28/2011 11:39:43 AM |
| CA-Lender | $50.04 | 4/28/2011 11:29:59 AM |
| dinero-idol677 | $50.00 | 4/28/2011 12:10:06 PM |
| nickel-position | $25.00 | 4/28/2011 12:40:55 PM |
| Scotcha | $50.00 | 4/28/2011 3:10:12 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:57 PM |
| a-responsible-return | $50.00 | 4/28/2011 7:54:07 PM |
| broomfieldbucks | $25.00 | 4/29/2011 7:02:42 AM |
| FinanceEngine | $40.00 | 4/29/2011 9:11:21 AM |
| johnyv40 | $25.00 | 4/29/2011 10:28:34 AM |
| fund-tom-tom6 | $25.00 | 4/29/2011 2:02:08 PM |
| noodles932 | $44.04 | 4/29/2011 2:21:49 PM |
| NYCFinancier | $25.00 | 4/29/2011 3:45:35 PM |
| atlas100 | $25.00 | 4/29/2011 4:59:28 PM |
| Byrd24 | $100.00 | 4/29/2011 5:28:04 PM |
| josuae | $30.00 | 4/29/2011 8:03:01 PM |
| CLoViq | $66.39 | 4/30/2011 6:53:15 AM |
| pumped130 | $25.00 | 4/30/2011 8:26:35 AM |
| dinero-fighter | $100.00 | 4/30/2011 12:48:58 PM |
| loanman2007 | $150.00 | 5/1/2011 4:57:04 AM |
| enthusiastic-ore5 | $29.30 | 5/1/2011 5:18:27 AM |
| systemlender | $50.00 | 5/1/2011 12:56:39 PM |
| peace-sorcerer | $25.00 | 5/1/2011 7:39:31 PM |
| enthusiastic-credit2 | $25.00 | 5/1/2011 6:33:08 PM |
| wampum-chorus3 | $83.96 | 5/2/2011 5:11:23 AM |
| Reddy_Capital | $25.00 | 5/2/2011 1:35:56 AM |
| unfixer | $25.00 | 5/2/2011 5:49:12 AM |
| generator596 | $25.00 | 5/2/2011 10:13:25 AM |
| DasMula | $27.00 | 5/2/2011 10:22:23 AM |
| professional-coin1 | $25.00 | 5/2/2011 12:18:55 PM |
| BansirOfBabylon | $25.00 | 5/2/2011 6:58:17 PM |
| C2Banking | $25.00 | 5/2/2011 8:51:47 PM |
| Fun54115 | $25.00 | 5/2/2011 7:38:24 PM |
| AJIPrivateNotes | $25.00 | 5/2/2011 8:36:12 PM |
| WeshaTheLeopard | $30.00 | 5/3/2011 2:22:06 AM |
| lendarer | $50.00 | 5/3/2011 4:36:13 AM |
| zone6 | $100.00 | 5/3/2011 4:21:40 AM |
| crw1950 | $50.00 | 5/3/2011 6:19:59 AM |
| mightymousemom | $25.00 | 5/3/2011 6:29:55 AM |
| jonmars | $25.00 | 5/3/2011 10:40:07 AM |
| natural-interest7 | $75.00 | 5/3/2011 10:56:45 AM |
| indianoven | $25.00 | 5/3/2011 10:33:38 AM |
| Invest_in_residual_income | $89.11 | 5/3/2011 10:44:55 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 4:21:06 PM |
| Shirts | $225.00 | 5/3/2011 7:37:21 PM |
| bughead | $25.00 | 5/4/2011 2:00:49 AM |
| Leopoldine | $25.00 | 5/3/2011 9:55:53 PM |
| grampy48 | $27.04 | 5/4/2011 3:29:37 AM |
| jsledge | $50.00 | 5/4/2011 6:35:28 AM |
| zmaurides | $25.00 | 5/4/2011 9:00:44 AM |
| fulfilling-investment4 | $50.00 | 5/4/2011 6:55:32 AM |
| Supernick | $50.00 | 5/4/2011 8:03:39 AM |
| careful-moola3 | $100.00 | 5/4/2011 8:57:45 AM |
| dough-hammock | $25.00 | 5/4/2011 9:10:29 AM |
| 133 Investments
|
Borrower Payment Dependent Notes Series
504508
This series of Notes was issued and sold upon the funding of the borrower loan #49114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Apr-29-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-01-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 40% |
|
Credit score:
| 720-739 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 7y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $961 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bohannon |
Borrower's state:
| Florida |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 69 ( 99% )
| 720-739 (Latest)
|
|
Principal borrowed:
| $4,750.00 | < 31 days late:
| 1
( 1% )
| 640-659
(May-2008)
620-639
(Jul-2006)
|
|
Principal balance:
| $104.05 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 70 | | |
Description
Bohannon
Purpose of loan: To consolidate debts
This loan will be used to...Pay off several small balances
My financial situation:
I am a good candidate for this loan because...My joint reported income in 2010 was $96,000. I have never missed a Prosper loan payment.My monthly income exceeds my monthly expenses.I was recently appointed program coordinator for the Business program at a campus of Keiser University.
Monthly net income: $5,400
Monthly expenses: $4,520
Housing: $1,800
Insurance: $250.00
Car expenses: $200.00
Utilities: $300.00
Phone, cable, internet: $120.00
Food, entertainment: $400.00
Clothing, household expenses: $300.00
Credit cards and other loans: $1,000.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| american-investor | $50.00 | 4/29/2011 7:11:30 PM |
| the-enthralling-coin | $25.00 | 4/29/2011 5:09:57 PM |
| diplomatic-wealth7 | $25.00 | 4/29/2011 5:13:09 PM |
| economy-coup | $30.00 | 4/29/2011 5:09:19 PM |
| investment-artist | $25.01 | 4/29/2011 5:10:11 PM |
| lendstats_com | $600.00 | 4/29/2011 5:24:43 PM |
| DasMula | $57.00 | 4/29/2011 6:00:04 PM |
| SecondChanceLendingSERV | $25.00 | 4/29/2011 6:22:18 PM |
| Mikale360 | $25.00 | 4/29/2011 6:34:59 PM |
| thankful-nickel2 | $50.00 | 4/29/2011 8:08:48 PM |
| Kash2010lu | $50.00 | 4/29/2011 8:26:30 PM |
| janeybooboo | $51.00 | 4/29/2011 6:40:38 PM |
| MilitaryLoans | $1,000.00 | 4/29/2011 7:13:08 PM |
| credit-guard5 | $25.00 | 4/29/2011 7:43:53 PM |
| courteous-note1 | $40.41 | 4/30/2011 3:49:25 AM |
| hookUup | $26.71 | 4/30/2011 7:24:21 AM |
| rockhound84 | $50.00 | 4/30/2011 5:05:09 AM |
| twjh | $25.00 | 4/30/2011 6:16:12 AM |
| autonomous-truth | $50.00 | 4/30/2011 9:37:11 AM |
| impressive-fund0 | $25.00 | 4/30/2011 9:37:57 AM |
| mammalian4 | $25.00 | 4/30/2011 10:34:30 AM |
| loanman2007 | $200.00 | 4/30/2011 11:06:43 AM |
| chameleon125 | $100.00 | 4/30/2011 11:18:09 AM |
| tolerant-dinero2 | $100.00 | 4/30/2011 11:33:56 AM |
| tigercat | $50.00 | 4/30/2011 12:35:15 PM |
| payout-network1 | $97.00 | 4/30/2011 12:51:17 PM |
| beachliving29 | $30.75 | 4/30/2011 5:10:29 PM |
| jonmars | $25.00 | 4/30/2011 6:57:13 PM |
| pragmatic-auction8 | $25.00 | 4/30/2011 6:41:20 PM |
| well-mannered-income3 | $50.00 | 4/30/2011 6:35:16 PM |
| thebigrig | $208.95 | 5/1/2011 5:54:41 AM |
| jgar_O | $25.00 | 5/1/2011 9:21:14 AM |
| unrivaled-loyalty7 | $25.00 | 5/1/2011 10:12:47 AM |
| loss-of-control | $150.00 | 5/1/2011 12:12:07 PM |
| friendly-principal76 | $25.00 | 5/1/2011 12:12:42 PM |
| RKLFinancial | $25.00 | 5/1/2011 1:37:09 PM |
| Christophe | $25.00 | 5/1/2011 3:07:11 PM |
| money-fort | $25.00 | 5/1/2011 6:11:06 PM |
| 1-HARD-HEAD | $50.00 | 5/1/2011 6:22:22 PM |
| ingenious-deal6 | $25.00 | 4/29/2011 5:12:01 PM |
| MoneyForNothing | $57.03 | 4/29/2011 5:03:17 PM |
| money-baron-roth-IRA | $100.00 | 4/29/2011 5:07:23 PM |
| UCLA4life | $37.45 | 4/29/2011 5:06:05 PM |
| cbivitz | $25.00 | 4/29/2011 5:07:14 PM |
| halothane_logic | $80.87 | 4/29/2011 6:07:21 PM |
| credit-missile | $40.00 | 4/29/2011 8:25:58 PM |
| reflective-rupee | $1,000.00 | 4/29/2011 7:45:05 PM |
| klend4 | $54.74 | 4/29/2011 9:53:09 PM |
| Ubiquinone | $25.00 | 4/29/2011 8:59:30 PM |
| JustMee | $25.00 | 4/29/2011 9:44:09 PM |
| larryboy10 | $50.00 | 4/29/2011 10:40:08 PM |
| Leshan | $249.82 | 4/30/2011 6:13:29 AM |
| atlas100 | $50.00 | 4/30/2011 6:48:49 AM |
| principal-laser | $56.22 | 4/30/2011 5:54:02 AM |
| corporatejim | $31.17 | 4/30/2011 6:50:50 AM |
| kendigme | $27.87 | 4/30/2011 6:35:26 AM |
| transformer855 | $25.00 | 4/30/2011 7:41:59 AM |
| thorough-payout8 | $25.00 | 4/30/2011 7:11:10 AM |
| credit-missile | $60.00 | 4/30/2011 8:35:56 AM |
| credit-missile | $25.00 | 4/30/2011 8:36:10 AM |
| RainyDayFunds | $25.00 | 4/30/2011 8:04:50 AM |
| vutah | $30.00 | 4/30/2011 10:29:56 AM |
| 888GoldIngots | $25.31 | 4/30/2011 11:59:31 AM |
| treasure-hunter270 | $50.00 | 4/30/2011 11:33:58 AM |
| trumpeter5 | $50.00 | 4/30/2011 12:02:41 PM |
| EL_Papin | $50.00 | 4/30/2011 4:55:11 PM |
| akmikej | $38.86 | 4/30/2011 4:14:34 PM |
| Bob450 | $25.00 | 4/30/2011 2:49:06 PM |
| PXM-Financial | $60.00 | 4/30/2011 6:28:48 PM |
| Zipcut | $26.85 | 4/30/2011 7:02:40 PM |
| EEasyMoney | $25.00 | 5/1/2011 6:30:08 AM |
| genuine-integrity0 | $25.00 | 5/1/2011 5:14:48 AM |
| StarshineXL | $379.00 | 5/1/2011 9:44:21 AM |
| marinbb | $100.00 | 5/1/2011 11:01:57 AM |
| bullish2bearish | $29.76 | 5/1/2011 11:25:45 AM |
| zone6 | $100.00 | 5/1/2011 11:48:35 AM |
| the-discrete-income | $45.67 | 5/1/2011 12:33:41 PM |
| Nerdster1 | $40.08 | 5/1/2011 3:25:05 PM |
| grnii78 | $300.00 | 5/1/2011 4:06:08 PM |
| shrewd-income | $275.00 | 5/1/2011 5:33:21 PM |
| youngtrader | $212.47 | 5/1/2011 6:57:11 PM |
| 81 Investments
|
Borrower Payment Dependent Notes Series
504598
This series of Notes was issued and sold upon the funding of the borrower loan #49172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| Apr-30-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 27.99% |
Borrower rate/APR:
| 28.99% / 32.58% |
Monthly payment:
| $314.25 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 26.71% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 29% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 9y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $947 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| mrscienceteach |
Borrower's state:
| NorthCarolina |
Borrower's group:
| Teacherloans.com |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 3 |
On-time:
| 79 ( 96% )
| 660-679 (Latest)
|
|
Principal borrowed:
| $13,250.00 | < 31 days late:
| 3
( 4% )
| 780-799
(Apr-2010)
720-739
(Jan-2008)
700-719
(Apr-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 82 | | |
Description
Help me fix up my house
Purpose of loan:
This loan will be used to repair several parts of my home that have been damaged by recent storms and wear and tear. These include my roof, porch railing, and new tile flooring.
My financial situation:
I am a good candidate for this loan because I am a full-time middle school teacher who works a part-time job to pay off debt from college and the early years of building a family. My credit score is improving and my jobs are both very steady.
Monthly net income: $ 3500
Housing: $ 850
Insurance: $ 200
Car expenses: $ 400
Utilities: $ 180
Phone, cable, internet: $ 180
Food, entertainment: $ 250
Clothing, household expenses: $ 150
Credit cards and other loans: $ 350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| money-baron-roth-IRA | $25.00 | 4/30/2011 12:03:59 PM |
| diplomatic-wealth7 | $25.00 | 4/30/2011 12:07:29 PM |
| the-enthralling-coin | $25.00 | 4/30/2011 12:06:20 PM |
| mrxtravis | $25.00 | 4/30/2011 12:08:09 PM |
| hookUup | $26.76 | 4/30/2011 5:31:09 PM |
| DasMula | $27.00 | 4/30/2011 7:33:36 PM |
| reflective-rupee | $500.00 | 5/1/2011 6:20:51 AM |
| transformer855 | $25.00 | 4/30/2011 7:47:24 PM |
| lendstats_com | $138.38 | 5/1/2011 7:54:02 AM |
| MilitaryLoans | $390.20 | 5/1/2011 12:24:26 PM |
| janeybooboo | $49.00 | 5/1/2011 7:39:58 PM |
| mcgovern2024 | $25.00 | 5/1/2011 7:02:21 PM |
| loanman2007 | $75.00 | 5/2/2011 5:08:25 AM |
| golffish2 | $100.00 | 5/2/2011 4:44:00 AM |
| asset-equilibrium0 | $50.00 | 5/2/2011 8:06:31 AM |
| superb-kindness2 | $25.00 | 5/2/2011 8:50:33 AM |
| DoctorJoe | $25.00 | 5/2/2011 5:16:56 AM |
| Artist_Blue | $25.00 | 5/2/2011 6:12:58 AM |
| jpaulnyc | $82.72 | 5/2/2011 6:54:19 AM |
| foothillender | $25.00 | 5/2/2011 8:27:28 AM |
| head | $25.00 | 5/2/2011 10:00:24 AM |
| MilitaryLoans | $100.00 | 5/2/2011 5:37:25 PM |
| beakerfish | $100.00 | 5/2/2011 6:42:54 PM |
| Bob450 | $25.00 | 5/2/2011 8:51:18 PM |
| payout-network1 | $97.00 | 5/3/2011 4:36:23 AM |
| LittleMingo | $30.00 | 5/3/2011 5:20:58 AM |
| buffalobills | $25.00 | 5/3/2011 7:37:00 AM |
| capital-halo1 | $2,500.00 | 5/3/2011 5:41:05 AM |
| shrewd-income | $96.73 | 5/3/2011 8:24:29 AM |
| a-reasonable-return | $25.00 | 5/3/2011 8:30:52 AM |
| Ubiquinone | $25.00 | 5/3/2011 9:11:14 AM |
| shrewd-income | $33.24 | 5/3/2011 8:26:46 AM |
| Leshan | $253.89 | 5/3/2011 8:31:34 AM |
| penny-surgeon | $25.00 | 5/3/2011 8:23:10 AM |
| DasMula | $33.84 | 5/3/2011 8:27:00 AM |
| MoneyForNothing | $23.52 | 5/3/2011 9:29:33 AM |
| economy-coup | $30.00 | 4/30/2011 12:05:37 PM |
| ingenious-deal6 | $25.00 | 4/30/2011 12:07:10 PM |
| cbivitz | $25.00 | 4/30/2011 12:03:53 PM |
| tech310 | $50.00 | 4/30/2011 12:07:03 PM |
| SolarMoonshine | $50.00 | 4/30/2011 1:20:37 PM |
| investment-artist | $25.01 | 4/30/2011 12:06:44 PM |
| vutah | $25.00 | 4/30/2011 12:15:40 PM |
| Kash2010lu | $50.00 | 4/30/2011 3:18:10 PM |
| MoneyForNothing | $125.25 | 4/30/2011 2:15:17 PM |
| thankful-nickel2 | $25.00 | 4/30/2011 8:03:04 PM |
| janeybooboo | $51.00 | 5/1/2011 6:41:26 AM |
| atlas100 | $100.00 | 5/1/2011 9:28:16 AM |
| Mikale360 | $30.00 | 5/1/2011 6:37:15 AM |
| marketplace-meridian | $25.00 | 5/1/2011 7:56:37 AM |
| marinbb | $100.00 | 5/1/2011 11:20:45 AM |
| grnii78 | $300.00 | 5/1/2011 4:25:05 PM |
| return-grizzly | $100.00 | 5/1/2011 5:03:51 PM |
| Rogelio48 | $25.00 | 5/1/2011 8:20:47 PM |
| smilinsam | $50.00 | 5/1/2011 7:47:23 PM |
| otto1939 | $51.00 | 5/1/2011 10:26:19 PM |
| larryboy10 | $25.00 | 5/2/2011 6:30:03 AM |
| NekHoldings | $25.00 | 5/2/2011 5:18:52 AM |
| Moe87 | $30.00 | 5/2/2011 8:37:02 AM |
| fairness-atmosphere | $25.00 | 5/2/2011 7:03:48 AM |
| well-mannered-income3 | $40.00 | 5/2/2011 1:04:42 PM |
| ready-interest9 | $25.00 | 5/2/2011 12:39:29 PM |
| gain-gourd | $100.00 | 5/2/2011 2:41:31 PM |
| helynn | $25.00 | 5/2/2011 2:41:35 PM |
| credit-missile | $75.00 | 5/2/2011 2:38:47 PM |
| JustMee | $25.00 | 5/2/2011 5:28:46 PM |
| investment-daydream | $56.55 | 5/2/2011 6:00:15 PM |
| ethicalhumanist | $25.00 | 5/2/2011 7:26:21 PM |
| 2grindstones | $25.00 | 5/2/2011 10:40:25 PM |
| twjh | $25.00 | 5/3/2011 3:40:44 AM |
| interest88 | $48.00 | 5/3/2011 3:39:48 AM |
| organic-treasure | $25.00 | 5/3/2011 5:57:20 AM |
| bold-direct-asset | $46.30 | 5/3/2011 5:44:07 AM |
| umfan123 | $25.00 | 5/3/2011 6:09:53 AM |
| chameleon125 | $50.00 | 5/3/2011 6:24:00 AM |
| credit-missile | $25.00 | 5/3/2011 5:48:17 AM |
| enthralling-investment | $40.00 | 5/3/2011 6:25:29 AM |
| jasonrun | $94.61 | 5/3/2011 6:29:53 AM |
| unfixer | $50.00 | 5/3/2011 8:23:58 AM |
| debt-legend | $25.00 | 5/3/2011 9:24:35 AM |
| Roundhouse | $100.00 | 5/3/2011 9:29:00 AM |
| mpatrick | $25.00 | 5/3/2011 9:09:14 AM |
| samseth | $50.00 | 5/3/2011 9:11:43 AM |
| 83 Investments
|
Borrower Payment Dependent Notes Series
504778
This series of Notes was issued and sold upon the funding of the borrower loan #49129, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 16y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $729 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| luminous-bonus7 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| DHolly | $25.00 | 5/2/2011 9:07:04 AM |
| well-rounded-payout0 | $50.00 | 5/2/2011 9:08:09 AM |
| peskier | $25.00 | 5/2/2011 9:47:59 AM |
| 2grindstones | $25.00 | 5/2/2011 10:06:56 AM |
| _wally_ | $25.00 | 5/2/2011 12:37:52 PM |
| drjekyllus | $25.00 | 5/2/2011 1:41:28 PM |
| dudebrah | $25.00 | 5/2/2011 7:16:58 PM |
| Kash2010lu | $25.00 | 5/2/2011 7:14:27 PM |
| Danjack_Capital | $25.00 | 5/3/2011 8:22:21 AM |
| Rogelio48 | $25.00 | 5/3/2011 7:22:09 AM |
| bonus-demon | $50.00 | 5/3/2011 10:30:53 AM |
| thankful-nickel2 | $25.00 | 5/3/2011 8:50:55 PM |
| top-deal-wahoo | $26.00 | 5/3/2011 7:56:58 PM |
| impressive-openness7 | $25.00 | 5/3/2011 9:07:52 PM |
| Bob450 | $25.00 | 5/4/2011 8:01:39 AM |
| rupee_power | $26.20 | 5/4/2011 12:57:33 PM |
| sincerlyyours | $100.00 | 5/4/2011 11:34:05 AM |
| mrxtravis | $25.00 | 5/4/2011 3:16:30 PM |
| javelin0 | $50.00 | 5/4/2011 5:17:14 PM |
| reward-dynamo | $50.00 | 5/4/2011 4:06:40 PM |
| javelin0 | $100.00 | 5/4/2011 5:25:34 PM |
| IASKGOD | $25.00 | 5/4/2011 6:36:30 PM |
| mob205 | $50.00 | 5/4/2011 6:38:40 PM |
| crjcapt | $50.00 | 5/4/2011 6:51:49 PM |
| bold-engrossing-kindness | $25.00 | 5/4/2011 8:08:06 PM |
| wyobeads | $25.00 | 5/4/2011 8:53:58 PM |
| OLYVRC | $25.15 | 5/4/2011 10:14:00 PM |
| anton | $50.00 | 5/2/2011 9:08:02 AM |
| rockstar78 | $25.00 | 5/2/2011 9:39:40 AM |
| goodhearted-basis4 | $25.00 | 5/2/2011 2:14:57 PM |
| gain-gourd | $100.00 | 5/2/2011 2:40:45 PM |
| the-enthralling-coin | $25.00 | 5/2/2011 4:29:22 PM |
| SolarMoonshine | $25.00 | 5/2/2011 4:51:06 PM |
| reflective-rupee | $200.00 | 5/3/2011 9:23:43 AM |
| social-heart | $25.00 | 5/3/2011 4:31:14 PM |
| social-heart | $25.00 | 5/3/2011 4:31:43 PM |
| grampy48 | $45.65 | 5/3/2011 5:28:42 PM |
| LuvToLend | $25.00 | 5/3/2011 6:38:43 PM |
| irrelevant | $25.00 | 5/3/2011 6:51:35 PM |
| loss-of-control | $50.00 | 5/3/2011 7:30:37 PM |
| scarlet-velvet | $25.00 | 5/4/2011 6:59:52 AM |
| payout-network1 | $97.00 | 5/4/2011 5:30:36 AM |
| worldpower2 | $25.00 | 5/4/2011 5:03:59 AM |
| ethicalhumanist | $25.00 | 5/4/2011 11:09:48 AM |
| ore-dojo | $30.00 | 5/4/2011 3:41:52 PM |
| wise-skillful-benjamins | $25.00 | 5/4/2011 1:09:26 PM |
| market-pudding | $25.00 | 5/4/2011 4:42:11 PM |
| umfan123 | $25.00 | 5/4/2011 3:16:34 PM |
| Makingitrain | $25.00 | 5/4/2011 3:34:29 PM |
| diplomatic-wealth7 | $25.00 | 5/4/2011 5:58:24 PM |
| point-serenity0 | $25.00 | 5/4/2011 7:13:45 PM |
| conqueror048 | $25.00 | 5/4/2011 9:09:15 PM |
| 52 Investments
|
Borrower Payment Dependent Notes Series
504952
This series of Notes was issued and sold upon the funding of the borrower loan #49160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $87.10 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 48% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 8y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,838 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| durable-ore8 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Vehicle Help
Purpose of loan:
This loan will be used to...help pay for repairs to my vehicle because I cannot afford another one right now.
My financial situation: I will be able to pay this amount back in payments but I have an abundance of school loans to pay back as well and need a vehicle to get to my job!
I am a good candidate for this loan because...I always make payments on time and am dependable.
Monthly net income: $35000
Monthly expenses: $1700
Housing: $375
Insurance: $600 every six months
Car expenses: $0
Utilities: $250
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 5/2/2011 5:09:53 PM |
| economy-coup | $30.00 | 5/2/2011 5:10:14 PM |
| the-enthralling-coin | $25.00 | 5/2/2011 5:13:57 PM |
| auction-seeker | $25.00 | 5/2/2011 6:13:51 PM |
| Artist_Blue | $25.00 | 5/3/2011 2:52:24 AM |
| Weaverville | $25.00 | 5/3/2011 2:52:34 AM |
| eronyc | $50.00 | 5/3/2011 3:07:46 AM |
| texrob20 | $25.00 | 5/3/2011 3:03:58 AM |
| gss_000 | $25.00 | 5/3/2011 3:57:21 AM |
| divedude | $25.00 | 5/3/2011 3:07:32 AM |
| Kreditorium | $25.00 | 5/3/2011 3:17:35 AM |
| lloyd_s | $25.00 | 5/3/2011 3:19:46 AM |
| openness-confidant | $50.00 | 5/3/2011 6:34:27 AM |
| Moe87 | $25.00 | 5/3/2011 7:06:31 AM |
| thankful-nickel2 | $25.00 | 5/3/2011 9:46:10 AM |
| Makingitrain | $25.00 | 5/3/2011 9:54:54 AM |
| sturdy-peace9 | $65.00 | 5/3/2011 10:11:53 AM |
| payout-network1 | $97.00 | 5/3/2011 10:23:55 AM |
| blitzen40 | $25.00 | 5/3/2011 10:08:16 AM |
| bonus-demon | $50.00 | 5/3/2011 10:31:46 AM |
| MrDance123 | $50.00 | 5/3/2011 11:00:10 AM |
| winmals | $25.00 | 5/3/2011 11:15:41 AM |
| poplar37 | $25.00 | 5/3/2011 12:16:58 PM |
| kinetic-social | $25.00 | 5/3/2011 2:28:03 PM |
| nimble-nickel | $50.00 | 5/3/2011 2:35:52 PM |
| investment-habanero8 | $50.00 | 5/3/2011 1:52:33 PM |
| shrewd-income | $75.00 | 5/3/2011 2:04:42 PM |
| truth-willow | $25.48 | 5/3/2011 2:26:36 PM |
| MoneyForNothing | $9.30 | 5/3/2011 2:35:59 PM |
| irrelevant | $25.00 | 5/2/2011 6:08:28 PM |
| GSV67 | $50.00 | 5/2/2011 8:15:04 PM |
| zorg77 | $50.00 | 5/2/2011 9:45:45 PM |
| natural-trade7 | $25.00 | 5/2/2011 7:33:52 PM |
| Kash2010lu | $25.00 | 5/2/2011 10:41:55 PM |
| reflective-rupee | $200.00 | 5/2/2011 8:11:35 PM |
| ILWTC | $36.38 | 5/3/2011 2:45:46 AM |
| busylender35 | $25.00 | 5/3/2011 2:49:50 AM |
| parsec9 | $50.00 | 5/2/2011 9:36:18 PM |
| value-microscope | $50.00 | 5/3/2011 3:31:42 AM |
| worldly-money4 | $100.00 | 5/3/2011 5:21:28 AM |
| RyanM561 | $25.00 | 5/3/2011 6:31:23 AM |
| ultimate-peace | $25.00 | 5/3/2011 4:38:05 AM |
| DasMula | $33.84 | 5/3/2011 8:29:02 AM |
| newest-generous-income | $25.00 | 5/3/2011 8:24:17 AM |
| hope-base | $25.00 | 5/3/2011 7:29:07 AM |
| exponential-peace5 | $25.00 | 5/3/2011 9:07:39 AM |
| s_man1 | $50.00 | 5/3/2011 8:25:00 AM |
| 2grindstones | $28.00 | 5/3/2011 9:34:23 AM |
| designer_10 | $25.00 | 5/3/2011 11:18:19 AM |
| reward-dynamo | $25.00 | 5/3/2011 11:57:10 AM |
| umfan123 | $25.00 | 5/3/2011 10:32:03 AM |
| 51 Investments
|
Borrower Payment Dependent Notes Series
505028
This series of Notes was issued and sold upon the funding of the borrower loan #49176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $76.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 600-619 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 7y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Clerical |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,955 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| luvboston |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 2 |
On-time:
| 47 ( 98% )
| 600-619 (Latest)
|
|
Principal borrowed:
| $8,600.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Aug-2009)
560-579
(Jun-2007)
|
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 48 | | |
Description
Unexpected Med/Dental/Car Bills
Purpose of loan:
Unfortunately, I received some unexpected medical/dental bills on top of the scheduled car repairs I need to have done this month. I had such a good experience with Prosper in the past I thought I would try it again.
My financial situation:
Like many young adults I was living well beyond my means for several years ? little did I know that 9 years later and now 32 years old, I would still be paying for my stupid mistakes with a low credit score and high interest rates, which is why I have turned to Prosper. I have previously had 2 Prosper loans which have both been paid in full. The last was paid within 12 months! I have been working at the same company for over 7 years (salaried). I am extremely responsible and take my job and life very seriously.
My monthly net income after taxes: $2760
I appreciate your time and thank you in advance.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| vutah | $25.00 | 5/3/2011 5:01:58 PM |
| well-rounded-payout0 | $50.00 | 5/3/2011 5:07:50 PM |
| lendstats_com | $300.00 | 5/3/2011 6:07:13 PM |
| StarshineXL | $100.00 | 5/3/2011 7:11:58 PM |
| thorough-payout8 | $25.00 | 5/3/2011 6:31:59 PM |
| ecstatic-greenback3 | $150.00 | 5/3/2011 6:47:03 PM |
| CommunityArts_Non-profit | $30.00 | 5/3/2011 8:18:13 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:37 PM |
| loss-of-control | $50.00 | 5/3/2011 7:16:10 PM |
| velocity-winner | $25.00 | 5/3/2011 7:38:09 PM |
| shrewd-income | $200.00 | 5/3/2011 7:48:04 PM |
| economy-coup | $30.00 | 5/3/2011 5:08:20 PM |
| janeybooboo | $51.00 | 5/3/2011 5:10:00 PM |
| wealth-renaissance5 | $25.00 | 5/3/2011 5:06:06 PM |
| MoneyForNothing | $33.43 | 5/3/2011 5:19:54 PM |
| investment-artist | $25.01 | 5/3/2011 5:08:25 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:09:10 PM |
| Free-the-usa-1776 | $41.11 | 5/3/2011 5:55:32 PM |
| kind-charming-value | $500.00 | 5/3/2011 5:28:31 PM |
| hookUup | $26.71 | 5/3/2011 5:53:38 PM |
| marwadi-62 | $100.00 | 5/3/2011 6:09:07 PM |
| SUZYQ | $25.00 | 5/3/2011 8:10:14 PM |
| umfan123 | $25.00 | 5/3/2011 6:49:58 PM |
| profitable-balance | $25.00 | 5/3/2011 8:20:02 PM |
| favorite-commerce | $50.00 | 5/3/2011 7:59:31 PM |
| Green-Baron | $25.00 | 5/3/2011 8:09:28 PM |
| ochardlender | $25.00 | 5/3/2011 8:14:34 PM |
| 27 Investments
|
Borrower Payment Dependent Notes Series
505042
This series of Notes was issued and sold upon the funding of the borrower loan #49175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 13.00% |
Listing Start date:
| May-04-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $719.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 11.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Realtor |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,545 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| frugal12 |
Borrower's state:
| Arizona |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 16 ( 100% )
| 680-699 (Latest)
|
|
Principal borrowed:
| $28,636.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2009)
760-779
(Nov-2009)
740-759
(Oct-2009)
760-779
(Jul-2009)
|
|
Principal balance:
| $2,137.81 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 16 | | |
Description
Short Term backed by Real Estate
Finishing a house we are rehabbing and close to end of project and cash on hand. Bought this house for less than half what we will sell it for, which is still below market (am a Realtor). We welcome our Group Leader to inspect the almost finished home, which may be done by the time this loan comes through.
If this loan does not fund the 1st time, will drop request to $5,000. You might dislike my stats and I really dislike the interest rate. I can guarantee you that this loan will be paid off 1st when house sells.
MY BEST STATS ARE "NO LATE PAYMENTS"
As a Realtor this is my best year ever and I have sold 2 listings and closed 5 buyers. This house will make 5 available listings I have right now (650K to 79K). I should net more on this home than these 7 sales, which will make this year my highest income year.
Why am I asking for more than I need? ... So my emergency fund has an emergency fund and am still paid on commission.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$501.69.
"An 'A' Credit Score, my neighbor, and a Lender with $8k invested on Prosper - his Prosper income can easily pay this - Safest investment on Prosper!"
friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| principal-star | $30.00 | 5/4/2011 9:04:01 AM |
| halothane_logic | $87.09 | 5/4/2011 9:04:11 AM |
| well-rounded-dinero | $150.00 | 5/4/2011 9:04:29 AM |
| Kash2010lu | $25.00 | 5/4/2011 9:04:44 AM |
| Dollars4Rent | $25.00 | 5/4/2011 9:05:03 AM |
| El_Profesional | $25.00 | 5/4/2011 9:10:51 AM |
| reflective-rupee | $1,000.00 | 5/4/2011 9:16:53 AM |
| PrepWonder | $100.00 | 5/4/2011 9:04:50 AM |
| investment-artist | $25.01 | 5/4/2011 9:06:41 AM |
| janeybooboo | $51.00 | 5/4/2011 9:07:46 AM |
| irrelevant | $25.00 | 5/4/2011 9:08:04 AM |
| determined-revenue1 | $25.00 | 5/4/2011 9:08:53 AM |
| loanman2007 | $100.00 | 5/4/2011 9:04:08 AM |
| svandgts | $100.00 | 5/4/2011 9:04:22 AM |
| Jinja | $100.00 | 5/4/2011 9:04:47 AM |
| the-enthralling-coin | $25.00 | 5/4/2011 9:07:21 AM |
| Ubiquinone | $25.00 | 5/4/2011 9:35:54 AM |
| NekHoldings | $25.00 | 5/4/2011 9:26:07 AM |
| thorough-payout8 | $25.00 | 5/4/2011 9:20:25 AM |
| nickel-hickory | $100.00 | 5/4/2011 10:09:41 AM |
| twjh | $25.00 | 5/4/2011 9:24:40 AM |
| well-rounded-dinero | $128.82 | 5/4/2011 10:15:32 AM |
| Nerdster1 | $50.09 | 5/4/2011 9:43:51 AM |
| whatreality | $27.31 | 5/4/2011 9:55:34 AM |
| nickel-hickory | $100.00 | 5/4/2011 10:12:06 AM |
| Jinja | $153.35 | 5/4/2011 10:13:33 AM |
| responsible-worth113 | $45.00 | 5/4/2011 10:08:36 AM |
| courteous-bazaar | $100.00 | 5/4/2011 9:04:05 AM |
| beachfunder | $31.88 | 5/4/2011 9:04:14 AM |
| hellasow | $100.00 | 5/4/2011 9:04:34 AM |
| dammage | $127.07 | 5/4/2011 9:04:57 AM |
| Kennfusion | $50.00 | 5/4/2011 9:05:07 AM |
| economy-coup | $30.00 | 5/4/2011 9:06:27 AM |
| tech310 | $50.00 | 5/4/2011 9:08:36 AM |
| reflective-rupee | $1,500.00 | 5/4/2011 9:16:18 AM |
| thinknovuu | $25.00 | 5/4/2011 9:04:38 AM |
| money-baron-roth-IRA | $100.00 | 5/4/2011 9:05:54 AM |
| Only_Money | $25.00 | 5/4/2011 9:03:54 AM |
| loanermn | $25.00 | 5/4/2011 9:04:19 AM |
| Oak-Parker | $101.00 | 5/4/2011 9:04:25 AM |
| JGuide | $501.08 | 5/4/2011 9:40:14 AM |
| MoneyForNothing | $25.00 | 5/4/2011 10:12:55 AM |
| fxlivin | $150.00 | 5/4/2011 10:16:09 AM |
| thankful-nickel2 | $25.00 | 5/4/2011 9:25:49 AM |
| Huck007 | $265.72 | 5/4/2011 10:00:12 AM |
| five-star-note | $830.00 | 5/4/2011 10:06:20 AM |
| the-determined-value | $239.92 | 5/4/2011 10:13:01 AM |
| BansirOfBabylon | $25.00 | 5/4/2011 10:15:22 AM |
| JGuide | $0.61 | 5/4/2011 10:22:14 AM |
| credit-missile | $175.00 | 5/4/2011 9:51:18 AM |
| Huck007 | $250.00 | 5/4/2011 10:03:49 AM |
| El_Profesional | $50.00 | 5/4/2011 10:06:31 AM |
| CA-Lender | $100.05 | 5/4/2011 10:07:57 AM |
| 53 Investments
|
Borrower Payment Dependent Notes Series
505072
This series of Notes was issued and sold upon the funding of the borrower loan #49126, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-03-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $120.86 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 4% |
|
Credit score:
| 720-739 (May-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,271 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| wealth-piccolo3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to for moving expenses
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2400
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| wealth-renaissance5 | $25.00 | 5/3/2011 5:06:09 PM |
| Bob450 | $25.00 | 5/3/2011 5:10:10 PM |
| grampy48 | $50.00 | 5/3/2011 5:22:12 PM |
| ooorrr | $50.00 | 5/3/2011 5:25:35 PM |
| ingenious-deal6 | $25.00 | 5/3/2011 5:26:13 PM |
| SolarMoonshine | $25.00 | 5/3/2011 5:37:09 PM |
| Bill88 | $25.00 | 5/3/2011 5:56:45 PM |
| 2grindstones | $50.00 | 5/3/2011 7:26:22 PM |
| shrewd-income | $100.00 | 5/3/2011 7:45:02 PM |
| thorough-payout8 | $25.00 | 5/3/2011 6:29:22 PM |
| irrelevant | $25.00 | 5/3/2011 6:52:48 PM |
| profitable-balance | $25.00 | 5/3/2011 7:48:55 PM |
| scrappy-diversification7 | $2,000.00 | 5/3/2011 5:06:13 PM |
| economy-coup | $30.00 | 5/3/2011 5:08:18 PM |
| reflective-rupee | $200.00 | 5/3/2011 5:08:14 PM |
| shrewd-peace7 | $25.00 | 5/3/2011 5:24:31 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:09:16 PM |
| well-rounded-payout0 | $50.00 | 5/3/2011 5:07:52 PM |
| umfan123 | $25.00 | 5/3/2011 5:10:06 PM |
| TheFamilyFund | $25.00 | 5/3/2011 5:20:00 PM |
| Christophe | $25.00 | 5/3/2011 6:43:26 PM |
| SecondChanceLendingSERV | $25.00 | 5/3/2011 6:35:42 PM |
| competent-p2p | $55.00 | 5/3/2011 7:46:49 PM |
| favorite-commerce | $15.00 | 5/3/2011 7:58:39 PM |
| loss-of-control | $50.00 | 5/3/2011 7:10:15 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
505074
This series of Notes was issued and sold upon the funding of the borrower loan #49117, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.95% |
Listing Start date:
| May-03-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 7.43% |
Monthly payment:
| $172.58 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.54% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,178 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| durability-champion9 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...complete various home improvement projects in anticipation of the birth of our child early this fall.
My financial situation:
I am a good candidate for this loan because...stable double income household, recent promotions at work with increased earning power.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| caliguian | $50.00 | 5/3/2011 5:04:46 PM |
| bvzm | $50.00 | 5/3/2011 5:07:01 PM |
| dedication-point | $25.00 | 5/3/2011 5:04:04 PM |
| a-responsible-return | $50.00 | 5/3/2011 5:04:47 PM |
| heroic-p2ploan2 | $50.00 | 5/3/2011 5:09:37 PM |
| fcrick | $25.00 | 5/3/2011 5:06:18 PM |
| MrDavid | $50.00 | 5/3/2011 5:06:36 PM |
| ore-genius2 | $100.00 | 5/3/2011 5:06:43 PM |
| minista | $25.00 | 5/3/2011 5:07:07 PM |
| lukeskywalkerkp | $25.00 | 5/3/2011 5:07:44 PM |
| Approved | $50.00 | 5/3/2011 5:03:57 PM |
| gdfp158 | $25.00 | 5/3/2011 5:23:27 PM |
| TikPmp1 | $25.00 | 5/3/2011 5:04:43 PM |
| dtrain5 | $25.00 | 5/3/2011 5:04:58 PM |
| meux99 | $25.00 | 5/3/2011 5:05:03 PM |
| blooming-market | $25.00 | 5/3/2011 5:05:08 PM |
| reflective-rupee | $25.00 | 5/3/2011 5:06:23 PM |
| Avala | $50.00 | 5/3/2011 5:09:33 PM |
| missoula | $50.00 | 5/3/2011 5:52:55 PM |
| CEK360 | $668.00 | 5/3/2011 7:01:09 PM |
| the-enthralling-coin | $25.00 | 5/3/2011 5:09:18 PM |
| r48 | $32.00 | 5/3/2011 5:03:56 PM |
| johntims | $25.00 | 5/3/2011 5:04:10 PM |
| determined-revenue1 | $25.00 | 5/3/2011 5:09:40 PM |
| Dollars4Rent | $50.00 | 5/3/2011 5:05:58 PM |
| kenji4861 | $25.00 | 5/3/2011 5:06:54 PM |
| smart-kindness8 | $100.00 | 5/3/2011 5:07:16 PM |
| determined-revenue1 | $25.00 | 5/3/2011 5:04:08 PM |
| exchange-squirrel | $25.00 | 5/3/2011 5:04:17 PM |
| DukSerduk | $25.00 | 5/3/2011 5:04:26 PM |
| kgeezy | $25.00 | 5/3/2011 5:04:40 PM |
| Lise46 | $50.00 | 5/3/2011 5:04:44 PM |
| useful-currency | $25.00 | 5/3/2011 5:06:25 PM |
| inspired-investment8 | $100.00 | 5/3/2011 5:07:25 PM |
| sunny1985 | $25.00 | 5/3/2011 5:18:41 PM |
| 35 Investments
|
Borrower Payment Dependent Notes Series
505212
This series of Notes was issued and sold upon the funding of the borrower loan #49184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-04-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-05-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $141.00 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 19% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,614 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| brightest-marketplace-vault |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Close two credit card accounts
Purpose of loan:
This loan will be used to consolidate credit card debt so I can close two cards.
My financial situation:
I have consistently paid my accounts on time, but ran into some unexpected expenses (vet and home repairs) in the last few months that resulted in way too high a balance on two cards, lowering my credit score. I want to close these two cards so that I no longer hold that balance on my revolving credit. The payments Prosper offers are much lower than what I pay monthly to try to lower the balance on these cards, and this will allow to me to focus on lowering other debt I have had to build up.
Monthly net income: $4000
Housing: $1760
Car expenses: $500
Phone, cable, internet: $300
Food, entertainment: $200
Household expenses (food,etc): $150
Credit cards and other loans (student): $700 ($150 from student loans, other is from credit cards)
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| favorite-commerce | $50.00 | 5/4/2011 5:03:39 PM |
| economy-coup | $30.00 | 5/4/2011 5:07:13 PM |
| javelin0 | $50.00 | 5/4/2011 5:18:22 PM |
| irrelevant | $25.00 | 5/4/2011 5:01:28 PM |
| reflective-rupee | $200.00 | 5/4/2011 5:15:18 PM |
| Whipster | $50.00 | 5/4/2011 5:50:59 PM |
| Reliance_Banker | $25.00 | 5/4/2011 7:13:18 PM |
| newest-funds-powerplant | $25.00 | 5/4/2011 8:08:46 PM |
| silver-defender7 | $25.00 | 5/4/2011 8:25:24 PM |
| brightest-dignified-penny | $25.00 | 5/4/2011 9:17:52 PM |
| seatown7 | $25.00 | 5/4/2011 11:35:33 PM |
| Wangchuk | $50.00 | 5/4/2011 5:04:36 PM |
| scrappy-diversification7 | $2,000.00 | 5/4/2011 5:04:58 PM |
| SLN-10 | $25.00 | 5/4/2011 5:07:23 PM |
| skillful-asset5 | $30.00 | 5/4/2011 5:18:48 PM |
| Wangchuk | $25.01 | 5/4/2011 5:07:20 PM |
| Bob450 | $25.00 | 5/4/2011 5:07:36 PM |
| loss-of-control | $100.00 | 5/4/2011 6:08:25 PM |
| knowledgeable-payment7 | $25.00 | 5/4/2011 6:18:50 PM |
| Land_on_your_feet | $40.00 | 5/4/2011 7:35:18 PM |
| community-oasis6 | $25.00 | 5/4/2011 8:10:37 PM |
| vutah | $25.00 | 5/4/2011 6:07:26 PM |
| coin-explorer | $25.00 | 5/4/2011 8:54:10 PM |
| palace2 | $479.99 | 5/5/2011 12:18:44 AM |
| bav280 | $100.00 | 5/4/2011 8:53:26 PM |
| 25 Investments
|
Borrower Payment Dependent Notes Series
496833
This series of Notes was issued and sold upon the funding of the borrower loan #49166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,931.74 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 21.49% |
Borrower rate/APR:
| 22.49% / 24.76% |
Monthly payment:
| $304.98 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.98% | | |
| |
Estimated return*:
| 12.28% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
22 | Length of status: | 10y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,991 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| direct-contract |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Pay of high intrest credit cards.
My financial situation:
I am a good candidate for this loan because...
I have a good work history, a very stable job, and I consistently pay my bills on time.
We are a 2 income family. We have an emergency fund. We are doing snowball method on the credit cards. We have several high interest cards. We are dedicated to becoming debt free.
Trimming expenses at every corner to get rid of the debt.
Recently trimmed cable/internt/phone and cell phone.
Monthly net income: $ 7800
Monthly expenses: $
Housing: $ 1400
Insurance: $ 200
Car expenses: $ 785
Utilities: $ 200
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $1000 (snowballing)
Other expenses: $100
Loan will be used to pay the following:
pct amt
29.99 4680
28.99 1629.14
26.99 1949.92
25.99 2043
22.99 2458
22.9 366
21.24 1578.85
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/20/2011 5:06:49 PM |
| Gibbyland | $100.00 | 4/20/2011 5:07:38 PM |
| magnetic-dedication3 | $25.00 | 4/20/2011 10:29:50 PM |
| Bank_Of_XL | $100.00 | 4/21/2011 6:20:16 AM |
| ready-interest9 | $25.00 | 4/21/2011 4:10:43 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:25:40 PM |
| miked8303 | $25.00 | 4/26/2011 10:31:50 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:56:41 AM |
| janeybooboo | $100.00 | 4/28/2011 7:00:25 AM |
| inspired-investment8 | $100.00 | 4/28/2011 6:59:54 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 9:59:53 AM |
| fair-pound5 | $100.00 | 4/28/2011 10:14:31 AM |
| sonnet771 | $50.00 | 4/28/2011 1:08:02 PM |
| first-upright-payout | $25.00 | 4/28/2011 5:54:03 PM |
| mtp | $50.00 | 4/28/2011 8:11:25 PM |
| jonmars | $50.00 | 4/29/2011 12:24:05 PM |
| wwwUniversal | $25.00 | 4/30/2011 4:51:20 AM |
| payment-jalapeno9 | $50.00 | 4/30/2011 5:45:47 AM |
| vutah | $25.00 | 4/30/2011 7:50:17 AM |
| loan-wasp | $50.00 | 4/30/2011 8:00:02 AM |
| enriched-liberty033 | $25.00 | 4/30/2011 4:14:51 PM |
| kevin314 | $25.00 | 5/1/2011 11:36:53 AM |
| cablenews | $75.00 | 5/1/2011 4:49:09 PM |
| designer_10 | $25.00 | 5/2/2011 11:36:17 AM |
| _wally_ | $50.00 | 5/2/2011 12:35:18 PM |
| yield-visionary4 | $50.00 | 5/2/2011 2:15:48 PM |
| SanJoser | $25.00 | 5/2/2011 4:39:50 PM |
| platinum-admiral8 | $50.00 | 5/2/2011 4:40:31 PM |
| enriching-liberty629 | $25.00 | 5/2/2011 5:39:35 PM |
| RedantFinance | $25.00 | 5/2/2011 5:12:49 PM |
| famous-bill | $25.00 | 5/2/2011 5:36:53 PM |
| worthy-bid8 | $100.00 | 5/2/2011 5:40:43 PM |
| DavidCG | $25.00 | 5/2/2011 5:47:21 PM |
| mtquan | $25.00 | 5/2/2011 5:48:33 PM |
| best-basis-trooper | $50.00 | 5/2/2011 5:47:30 PM |
| wise-deal-gravitas | $100.00 | 5/2/2011 5:51:46 PM |
| riproaringrapids | $25.00 | 5/2/2011 5:51:35 PM |
| 13loans | $25.00 | 5/2/2011 5:53:48 PM |
| yield-seeker | $25.00 | 5/2/2011 6:16:44 PM |
| flanative | $25.00 | 5/2/2011 6:21:20 PM |
| blue-lucrative-rate | $25.00 | 5/2/2011 10:39:32 PM |
| happyaric | $50.00 | 5/2/2011 8:48:59 PM |
| icchok | $50.00 | 5/3/2011 1:34:24 AM |
| pythia | $25.00 | 5/3/2011 5:08:34 AM |
| exciting-responsibility3 | $25.00 | 5/3/2011 5:14:37 AM |
| Supernick | $50.00 | 5/3/2011 6:46:29 AM |
| treasure-bliss | $50.00 | 5/3/2011 10:04:30 AM |
| determined-revenue1 | $25.00 | 5/3/2011 9:49:49 AM |
| saihu | $25.00 | 5/3/2011 9:51:08 AM |
| unrivaled-silver | $50.00 | 5/3/2011 10:36:32 AM |
| johnsails | $50.00 | 5/3/2011 10:39:03 AM |
| Mariner3605 | $25.00 | 5/3/2011 12:45:53 PM |
| TomKacz | $100.00 | 5/3/2011 12:48:34 PM |
| auction-turtle0 | $25.00 | 5/3/2011 12:24:00 PM |
| drkosh | $25.00 | 5/3/2011 12:49:01 PM |
| macgeek | $38.93 | 5/3/2011 4:04:20 PM |
| market-pudding | $25.00 | 5/3/2011 4:01:40 PM |
| currency-meteor250 | $25.00 | 5/3/2011 5:22:16 PM |
| irrelevant | $25.00 | 5/3/2011 6:40:31 PM |
| rate-caravan7 | $50.00 | 5/3/2011 8:29:20 PM |
| lostontheedge | $25.00 | 5/4/2011 1:42:23 AM |
| integrity-trumpet | $50.00 | 5/3/2011 9:24:25 PM |
| tranquil-revenue | $50.00 | 5/3/2011 10:14:07 PM |
| numero-uno643 | $25.00 | 5/3/2011 10:44:24 PM |
| palace2 | $400.00 | 5/4/2011 4:41:27 AM |
| grampy48 | $25.00 | 5/4/2011 4:24:43 AM |
| DasMula | $27.00 | 5/4/2011 6:44:10 AM |
| Ripsaw4U | $50.00 | 5/4/2011 8:03:03 AM |
| a-sharp-revenue | $50.00 | 5/4/2011 9:21:26 AM |
| contract-boomerang | $25.00 | 5/4/2011 9:32:34 AM |
| worth-dandelion | $100.00 | 5/4/2011 9:22:48 AM |
| triumph126 | $50.00 | 5/4/2011 9:23:30 AM |
| GrayStudio | $25.00 | 5/4/2011 9:23:57 AM |
| brainy-dedication | $25.00 | 5/4/2011 9:24:34 AM |
| Cleon | $25.00 | 5/4/2011 9:24:58 AM |
| best-ingenious-funds | $25.00 | 5/4/2011 9:36:51 AM |
| Divr555 | $50.00 | 5/4/2011 9:37:34 AM |
| cmg891 | $25.00 | 5/4/2011 9:39:27 AM |
| 559624 | $25.00 | 5/4/2011 9:20:53 AM |
| the-profit-oracle | $25.00 | 5/4/2011 9:23:16 AM |
| Hexnut | $25.00 | 5/4/2011 9:23:47 AM |
| Zoramite | $25.00 | 5/4/2011 9:35:27 AM |
| p2ploan-embrace6 | $50.00 | 5/4/2011 10:39:34 AM |
| busnssmn | $25.00 | 5/4/2011 9:38:00 AM |
| Art818 | $25.00 | 5/4/2011 9:35:39 AM |
| safe-finance | $25.00 | 5/4/2011 9:36:31 AM |
| djmgd790 | $34.90 | 5/4/2011 9:37:03 AM |
| focused-dime453 | $50.00 | 5/4/2011 10:09:10 AM |
| ingenious-truth0 | $50.00 | 5/4/2011 11:05:34 AM |
| steiglends | $100.00 | 5/4/2011 11:07:56 AM |
| community-piccolo0 | $25.00 | 5/4/2011 10:24:01 AM |
| Digger54 | $35.59 | 5/4/2011 10:57:49 AM |
| beaker | $25.00 | 5/4/2011 11:00:00 AM |
| AM2171 | $25.00 | 5/4/2011 11:16:24 AM |
| tender-commerce8 | $50.00 | 5/4/2011 11:02:13 AM |
| gtdane | $33.63 | 5/4/2011 11:24:37 AM |
| HardLender | $50.00 | 5/4/2011 11:56:38 AM |
| Cronos | $25.00 | 5/4/2011 11:07:26 AM |
| galtsgulch | $25.00 | 5/4/2011 11:00:04 AM |
| capital-dynamo0 | $48.71 | 5/4/2011 11:08:07 AM |
| robust-payout1 | $50.00 | 5/4/2011 11:02:07 AM |
| Sibelius2 | $25.00 | 5/4/2011 11:11:47 AM |
| gain-gourd | $75.00 | 5/4/2011 11:34:54 AM |
| 6moonbeams | $50.00 | 5/4/2011 12:04:55 PM |
| marlau | $50.00 | 5/4/2011 12:25:10 PM |
| organized-dedication9 | $50.00 | 5/4/2011 12:29:25 PM |
| objective-investor | $250.00 | 5/4/2011 3:54:40 PM |
| DeltaComputerGuy | $25.00 | 5/4/2011 12:04:48 PM |
| tampalender | $50.00 | 5/4/2011 4:32:30 PM |
| bre56 | $25.00 | 5/4/2011 2:54:36 PM |
| money-bauble | $150.00 | 5/4/2011 1:44:11 PM |
| economy-caper9 | $25.00 | 5/4/2011 2:12:27 PM |
| MasterKey | $25.00 | 5/4/2011 4:34:42 PM |
| ore-dojo | $30.00 | 5/4/2011 3:42:40 PM |
| JustMee | $25.00 | 4/20/2011 5:41:46 PM |
| reflective-rupee | $222.22 | 4/20/2011 5:18:25 PM |
| transformer855 | $25.00 | 4/23/2011 8:10:06 AM |
| penny-candy | $25.00 | 4/25/2011 7:08:49 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:30:58 PM |
| BxRealtor | $25.00 | 4/27/2011 3:00:36 PM |
| Weaverville | $25.00 | 4/27/2011 5:37:14 PM |
| SecondChanceLendingSERV | $25.00 | 4/28/2011 9:00:34 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:52:48 AM |
| nickel-position | $25.00 | 4/28/2011 1:42:58 PM |
| revenue-tsunami | $50.00 | 4/28/2011 5:44:26 PM |
| blooming-market | $25.00 | 4/28/2011 5:53:45 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:14 PM |
| DrStaff | $30.00 | 4/28/2011 6:19:53 PM |
| dollardave | $100.00 | 4/29/2011 10:38:42 AM |
| Tradesmanlender | $25.00 | 4/29/2011 12:20:00 PM |
| richboy56 | $25.00 | 4/29/2011 12:31:36 PM |
| radforj22 | $25.00 | 4/29/2011 1:06:29 PM |
| Leopoldine | $25.00 | 4/29/2011 1:16:03 PM |
| point-compadre | $50.00 | 4/29/2011 1:30:35 PM |
| kindness-jedi | $30.00 | 4/29/2011 1:21:07 PM |
| justice-circuitry0 | $50.00 | 4/30/2011 4:37:24 AM |
| allotment464 | $100.00 | 5/1/2011 4:26:28 AM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:10 AM |
| life-is-great | $25.00 | 5/1/2011 6:42:13 AM |
| spy0 | $25.00 | 5/1/2011 11:22:24 AM |
| efficient-treasure0 | $25.00 | 5/1/2011 12:26:29 PM |
| ursus | $100.00 | 5/1/2011 12:26:34 PM |
| nunnie | $25.00 | 5/1/2011 12:28:22 PM |
| jrbill1998 | $50.00 | 5/1/2011 12:44:38 PM |
| Artist_Blue | $25.00 | 5/1/2011 12:42:14 PM |
| systemlender | $50.00 | 5/1/2011 12:55:11 PM |
| GCInvestments | $25.00 | 5/1/2011 1:57:30 PM |
| neutrino6 | $25.00 | 5/1/2011 9:42:27 PM |
| nimble-penny1 | $50.00 | 5/2/2011 9:52:31 AM |
| rockstar78 | $50.00 | 5/2/2011 9:38:48 AM |
| AM2171 | $25.00 | 5/2/2011 9:39:58 AM |
| mike_banker | $50.00 | 5/2/2011 12:19:09 PM |
| felicity-maximizer | $25.00 | 5/2/2011 10:49:32 AM |
| tranquil-diversification8 | $50.00 | 5/2/2011 2:07:32 PM |
| FormulaTroll | $25.00 | 5/2/2011 5:48:49 PM |
| jalapeno2 | $25.00 | 5/2/2011 5:46:09 PM |
| raisingophelia | $25.00 | 5/2/2011 5:49:00 PM |
| bmbanzai | $25.00 | 5/2/2011 5:52:47 PM |
| smilinsam | $50.00 | 5/2/2011 5:53:55 PM |
| nickel-demon2 | $100.00 | 5/2/2011 6:01:51 PM |
| asset-beeper8 | $50.00 | 5/2/2011 6:02:46 PM |
| don8ter | $25.00 | 5/2/2011 6:05:57 PM |
| orgy63 | $50.00 | 5/2/2011 6:25:58 PM |
| fair-gain8 | $50.00 | 5/2/2011 7:24:14 PM |
| GElender | $25.00 | 5/3/2011 6:14:47 AM |
| mlj0671 | $25.00 | 5/3/2011 4:50:16 AM |
| Ratgirl | $25.00 | 5/3/2011 7:39:08 AM |
| Bill88 | $30.00 | 5/3/2011 7:55:30 AM |
| silver-wonder278 | $25.00 | 5/3/2011 8:12:02 AM |
| economy-mulberry7 | $50.00 | 5/3/2011 9:38:22 AM |
| exciting-fairness8 | $50.00 | 5/3/2011 9:40:03 AM |
| gain-kitten | $25.00 | 5/3/2011 9:43:30 AM |
| ArchonFinancialHoldings | $42.85 | 5/3/2011 9:35:27 AM |
| liberty-volcano | $50.00 | 5/3/2011 9:38:06 AM |
| CSAworker | $25.00 | 5/3/2011 10:11:50 AM |
| bonus-demon | $25.00 | 5/3/2011 10:21:10 AM |
| listing-demon | $50.00 | 5/3/2011 10:20:02 AM |
| bid-carrier0 | $25.00 | 5/3/2011 9:59:26 AM |
| grf1945 | $50.00 | 5/3/2011 12:47:34 PM |
| williemc44 | $25.00 | 5/3/2011 12:48:38 PM |
| successful-wealth7 | $25.00 | 5/3/2011 12:48:53 PM |
| bid-czar8 | $50.00 | 5/3/2011 12:50:11 PM |
| loot-pursuit5 | $50.00 | 5/3/2011 1:04:27 PM |
| velocity-solo | $25.00 | 5/3/2011 12:49:49 PM |
| melodious-fairness | $50.00 | 5/3/2011 12:51:13 PM |
| sharp-trade0 | $25.00 | 5/3/2011 4:15:23 PM |
| five-star-justice | $25.00 | 5/3/2011 4:19:23 PM |
| jazzlender | $25.00 | 5/3/2011 4:19:52 PM |
| BankofRon | $25.00 | 5/3/2011 5:23:15 PM |
| orange-preeminant-bill | $50.00 | 5/3/2011 5:35:06 PM |
| Quaven | $50.00 | 5/3/2011 6:19:03 PM |
| income-sage9 | $25.00 | 5/3/2011 10:14:17 PM |
| slushfunder | $25.00 | 5/3/2011 7:59:19 PM |
| careful-note | $50.00 | 5/3/2011 8:20:07 PM |
| prominence8 | $25.00 | 5/3/2011 11:44:46 PM |
| resource777 | $50.00 | 5/4/2011 5:59:31 AM |
| selector568 | $161.62 | 5/4/2011 1:57:28 AM |
| dochelp | $50.00 | 5/4/2011 3:24:02 AM |
| Ocean713 | $50.00 | 5/4/2011 8:42:10 AM |
| SplashCash | $50.00 | 5/4/2011 8:44:04 AM |
| kulender | $50.00 | 5/4/2011 6:30:19 AM |
| cashhelper | $25.00 | 5/4/2011 6:43:00 AM |
| fervent-repayment | $25.00 | 5/4/2011 9:20:27 AM |
| LTulper | $25.00 | 5/4/2011 9:20:49 AM |
| ge0bab | $25.00 | 5/4/2011 9:22:43 AM |
| BooRadley | $50.00 | 5/4/2011 9:22:57 AM |
| hostbank | $100.00 | 5/4/2011 9:21:26 AM |
| rogue_monster | $50.00 | 5/4/2011 9:21:58 AM |
| reflective-cash0 | $50.00 | 5/4/2011 9:22:52 AM |
| thezfunk | $25.00 | 5/4/2011 9:23:56 AM |
| bold-velocity-cake | $25.00 | 5/4/2011 10:01:37 AM |
| meenan | $43.62 | 5/4/2011 9:24:23 AM |
| ericgassercom | $29.80 | 5/4/2011 9:24:37 AM |
| palace2 | $250.00 | 5/4/2011 10:34:35 AM |
| aznatama | $50.00 | 5/4/2011 9:50:28 AM |
| EtaDuck | $25.00 | 5/4/2011 9:36:36 AM |
| rookiecrd1 | $90.00 | 5/4/2011 11:02:49 AM |
| the-silver-blaster | $50.00 | 5/4/2011 11:03:51 AM |
| Nerdster1 | $25.09 | 5/4/2011 9:45:40 AM |
| nybanker85 | $50.00 | 5/4/2011 11:06:39 AM |
| 108lender | $100.00 | 5/4/2011 10:25:26 AM |
| Katburg | $25.00 | 5/4/2011 10:59:53 AM |
| power-explosion4 | $25.00 | 5/4/2011 11:21:58 AM |
| coin-investor | $25.00 | 5/4/2011 11:03:53 AM |
| asmithj | $50.00 | 5/4/2011 11:06:46 AM |
| financial-frenzy | $50.00 | 5/4/2011 11:05:31 AM |
| reflective-rupee | $77.78 | 5/4/2011 12:58:13 PM |
| nex | $25.00 | 5/4/2011 11:21:12 AM |
| benjamin67 | $25.00 | 5/4/2011 2:04:51 PM |
| reflective-rupee | $50.00 | 5/4/2011 2:56:44 PM |
| JDFuego | $25.00 | 5/4/2011 12:29:30 PM |
| transparency-baton | $25.00 | 5/4/2011 1:49:12 PM |
| reflective-rupee | $200.00 | 5/4/2011 12:57:57 PM |
| MyPlantsEatBugs | $25.00 | 5/4/2011 3:29:28 PM |
| joyous-durability8 | $50.00 | 5/4/2011 4:29:03 PM |
| 235 Investments
|
Borrower Payment Dependent Notes Series
502911
This series of Notes was issued and sold upon the funding of the borrower loan #49140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $11,133.66 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Apr-19-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 16.99% |
Borrower rate/APR:
| 17.99% / 19.42% |
Monthly payment:
| $282.66 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 16.71% | | |
| |
Estimated return*:
| 10.76% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-799 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,970 | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| efficient-gold5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to...modernize the family business
My financial situation:
I am a good candidate for this loan because i have a great job, great credit history and never been late on any payments
Monthly net income: $6000
Monthly expenses:
Housing: $1100
Insurance: $
Car expenses: $500
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Zolton | $100.00 | 4/19/2011 9:11:36 AM |
| Bank_Of_XL | $100.00 | 4/19/2011 1:20:04 PM |
| reflective-rupee | $25.44 | 4/19/2011 11:57:40 AM |
| transformer855 | $25.00 | 4/19/2011 7:34:39 PM |
| commerce-yeller | $50.00 | 4/20/2011 1:08:33 PM |
| cutter21 | $25.00 | 4/21/2011 9:54:20 AM |
| best-coin-miser | $37.77 | 4/22/2011 9:55:52 PM |
| worldly-community3 | $50.00 | 4/25/2011 8:25:15 PM |
| miked8303 | $25.00 | 4/26/2011 10:31:32 AM |
| Weaverville | $25.00 | 4/26/2011 6:04:16 PM |
| sonnet771 | $50.00 | 4/26/2011 9:12:25 PM |
| justice-circuitry0 | $50.00 | 4/27/2011 9:45:10 AM |
| tech310 | $50.00 | 4/28/2011 12:41:51 AM |
| benefit-prescription6 | $100.00 | 4/28/2011 9:59:29 AM |
| orange-impartial-asset | $25.00 | 4/28/2011 1:31:18 PM |
| Tradesmanlender | $25.00 | 4/28/2011 2:27:44 PM |
| tranquil-diversification8 | $50.00 | 4/28/2011 6:01:41 PM |
| ursus | $100.00 | 4/28/2011 6:01:55 PM |
| Leopoldine | $25.00 | 4/29/2011 1:15:39 PM |
| Mad_Scientist | $50.00 | 4/29/2011 2:37:06 PM |
| DavidCG | $25.00 | 4/29/2011 5:33:11 PM |
| macgeek | $25.00 | 4/29/2011 10:09:34 PM |
| enriching-liberty629 | $25.00 | 4/30/2011 4:34:33 AM |
| don8ter | $25.00 | 4/30/2011 4:39:10 AM |
| payment-jalapeno9 | $50.00 | 4/30/2011 5:45:17 AM |
| yield-seeker | $25.00 | 4/30/2011 10:28:28 AM |
| SmartBanking | $25.00 | 4/30/2011 5:01:34 PM |
| life-is-great | $25.00 | 5/1/2011 6:42:05 AM |
| bmbanzai | $25.00 | 5/1/2011 11:01:42 AM |
| grf1945 | $50.00 | 5/1/2011 11:19:27 AM |
| kevin314 | $25.00 | 5/1/2011 11:36:44 AM |
| Aimvest | $25.00 | 5/1/2011 12:17:55 PM |
| GElender | $25.00 | 5/1/2011 12:25:51 PM |
| williemc44 | $25.00 | 5/1/2011 12:27:48 PM |
| sensible-fund | $50.00 | 5/1/2011 12:27:23 PM |
| systemlender | $50.00 | 5/1/2011 12:54:56 PM |
| drkosh | $25.00 | 5/1/2011 12:29:36 PM |
| jrbill1998 | $50.00 | 5/1/2011 12:44:30 PM |
| nickel-demon2 | $100.00 | 5/2/2011 3:26:49 AM |
| giannyny | $25.00 | 5/2/2011 5:37:51 AM |
| rockstar78 | $50.00 | 5/2/2011 9:38:26 AM |
| asset-beeper8 | $50.00 | 5/2/2011 9:51:10 AM |
| nimble-penny1 | $50.00 | 5/2/2011 9:52:19 AM |
| bid-czar8 | $50.00 | 5/2/2011 10:10:02 AM |
| velocity-solo | $25.00 | 5/2/2011 9:56:09 AM |
| designer_10 | $25.00 | 5/2/2011 11:30:41 AM |
| mike_banker | $50.00 | 5/2/2011 12:18:23 PM |
| octoberfresh | $25.00 | 5/2/2011 12:59:24 PM |
| yield-visionary4 | $50.00 | 5/2/2011 2:15:32 PM |
| AFairDeal | $50.00 | 5/2/2011 2:06:14 PM |
| platinum-admiral8 | $50.00 | 5/2/2011 4:40:21 PM |
| Imaginos1892 | $75.00 | 5/2/2011 5:15:28 PM |
| bigphish | $50.00 | 5/2/2011 5:43:39 PM |
| payout-thinker7 | $25.00 | 5/2/2011 5:45:06 PM |
| GrayStudio | $25.00 | 5/2/2011 5:45:33 PM |
| flymetothemoon | $50.00 | 5/2/2011 5:49:56 PM |
| durable-auction0 | $50.00 | 5/2/2011 5:43:28 PM |
| BaxterEvil | $25.00 | 5/2/2011 5:46:15 PM |
| lostontheedge | $25.00 | 5/2/2011 5:48:39 PM |
| emosspot | $25.00 | 5/2/2011 5:50:09 PM |
| CymruAmByth | $25.00 | 5/2/2011 5:53:23 PM |
| Cronos | $25.00 | 5/2/2011 6:01:24 PM |
| HalfDayz | $25.00 | 5/2/2011 6:06:42 PM |
| peace-maximizer8 | $25.00 | 5/2/2011 6:13:10 PM |
| compwhiz | $25.00 | 5/2/2011 6:18:05 PM |
| Sefotonga | $50.00 | 5/2/2011 6:20:29 PM |
| steiglends | $100.00 | 5/2/2011 6:12:40 PM |
| melodious-fairness | $50.00 | 5/2/2011 6:14:31 PM |
| indomitable-coin | $50.00 | 5/2/2011 6:14:36 PM |
| leprechaunman67 | $25.00 | 5/2/2011 6:16:52 PM |
| flanative | $25.00 | 5/2/2011 6:21:10 PM |
| intuitive-camaraderi9 | $50.00 | 5/2/2011 7:39:14 PM |
| orgy63 | $50.00 | 5/2/2011 6:25:47 PM |
| LoisLoan | $25.00 | 5/2/2011 6:40:02 PM |
| TruckerGuy | $25.00 | 5/2/2011 7:29:08 PM |
| alpinaut | $25.00 | 5/3/2011 2:54:56 AM |
| agiovasil | $25.00 | 5/3/2011 3:20:44 AM |
| icchok | $50.00 | 5/3/2011 1:34:07 AM |
| djmjkelso | $25.00 | 5/3/2011 12:19:24 AM |
| CornerKetch | $25.00 | 5/3/2011 3:01:23 AM |
| flwah | $25.00 | 5/3/2011 3:19:32 AM |
| the-profit-oracle | $25.00 | 5/3/2011 3:21:28 AM |
| gold-sushi | $25.00 | 5/3/2011 3:35:49 AM |
| studious-bonus7 | $91.09 | 5/3/2011 3:43:40 AM |
| valiant-liberty4 | $25.00 | 5/3/2011 3:38:16 AM |
| dinero-speaker | $25.00 | 5/3/2011 3:43:56 AM |
| dollar-oracle55 | $25.00 | 5/3/2011 3:44:20 AM |
| mightymousemom | $50.00 | 5/3/2011 6:29:28 AM |
| exciting-responsibility3 | $25.00 | 5/3/2011 5:14:28 AM |
| gain-gourd | $98.56 | 5/3/2011 3:53:41 AM |
| microlender67 | $25.00 | 5/3/2011 5:39:06 AM |
| active-market | $50.00 | 5/3/2011 5:54:19 AM |
| devoider | $25.00 | 5/3/2011 6:39:47 AM |
| marwadi-62 | $150.00 | 5/3/2011 8:16:58 AM |
| DasMula | $214.00 | 5/3/2011 8:34:20 AM |
| Supernick | $50.00 | 5/3/2011 6:46:14 AM |
| anton | $3,000.00 | 5/3/2011 8:15:37 AM |
| RedCentre | $154.13 | 5/3/2011 8:18:53 AM |
| diplomatic-wealth7 | $25.00 | 4/19/2011 9:13:11 AM |
| competent-p2p | $35.00 | 4/19/2011 5:48:30 PM |
| JustMee | $25.00 | 4/19/2011 9:39:46 PM |
| calbertrand | $25.00 | 4/19/2011 10:15:01 PM |
| Spiderman55 | $25.00 | 4/20/2011 1:40:12 PM |
| BxRealtor | $25.00 | 4/23/2011 7:28:01 AM |
| calbertrand | $25.00 | 4/24/2011 7:54:20 PM |
| inspired-investment8 | $100.00 | 4/25/2011 10:39:24 PM |
| blooming-market | $25.00 | 4/27/2011 3:39:19 AM |
| enthralling-deal180 | $25.00 | 4/27/2011 5:56:30 AM |
| first-upright-payout | $25.00 | 4/27/2011 9:33:29 AM |
| radforj22 | $25.00 | 4/28/2011 1:06:16 PM |
| Peterman | $25.00 | 4/28/2011 1:07:08 PM |
| efficient-treasure0 | $25.00 | 4/28/2011 6:01:46 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:05:03 PM |
| DrStaff | $30.00 | 4/28/2011 6:19:34 PM |
| mtp | $50.00 | 4/28/2011 8:11:05 PM |
| kindness-jedi | $30.00 | 4/29/2011 1:20:50 PM |
| worthy-bid8 | $50.00 | 4/29/2011 3:44:31 PM |
| FormulaTroll | $25.00 | 4/29/2011 4:29:47 PM |
| best-basis-trooper | $50.00 | 4/29/2011 5:33:12 PM |
| OCedHrt | $25.00 | 4/30/2011 3:05:52 AM |
| raisingophelia | $25.00 | 4/30/2011 4:40:09 AM |
| wwwUniversal | $25.00 | 4/30/2011 4:51:02 AM |
| edieg | $25.00 | 4/30/2011 8:33:22 AM |
| riproaringrapids | $25.00 | 4/30/2011 11:15:32 AM |
| nunnie | $25.00 | 4/30/2011 10:29:57 AM |
| Mariner3605 | $25.00 | 4/30/2011 10:56:13 AM |
| wise-deal-gravitas | $100.00 | 4/30/2011 3:14:38 PM |
| allotment464 | $100.00 | 5/1/2011 4:26:20 AM |
| bountiful-durability | $50.00 | 5/1/2011 6:17:01 AM |
| astute-benjamins | $25.00 | 5/1/2011 6:31:48 AM |
| jalapeno2 | $25.00 | 5/1/2011 11:21:17 AM |
| mtquan | $25.00 | 5/1/2011 11:21:50 AM |
| successful-wealth7 | $25.00 | 5/1/2011 12:29:13 PM |
| TomKacz | $100.00 | 5/1/2011 12:27:40 PM |
| bid-carrier0 | $25.00 | 5/1/2011 12:28:34 PM |
| Artist_Blue | $25.00 | 5/1/2011 12:42:01 PM |
| GCInvestments | $25.00 | 5/1/2011 1:57:18 PM |
| cablenews | $75.00 | 5/1/2011 4:49:00 PM |
| accmgg | $100.00 | 5/1/2011 6:29:07 PM |
| 13loans | $25.00 | 5/1/2011 6:01:27 PM |
| smilinsam | $50.00 | 5/1/2011 7:47:45 PM |
| SmartBanking | $25.00 | 5/1/2011 8:56:33 PM |
| triumph329 | $30.00 | 5/2/2011 6:38:39 AM |
| sshgfwb | $25.00 | 5/2/2011 9:44:11 AM |
| currency-meteor250 | $25.00 | 5/2/2011 9:53:56 AM |
| gold-awakening7 | $33.35 | 5/2/2011 10:20:02 AM |
| felicity-maximizer | $25.00 | 5/2/2011 10:49:16 AM |
| _wally_ | $50.00 | 5/2/2011 12:34:28 PM |
| SanJoser | $25.00 | 5/2/2011 4:39:33 PM |
| Cheburashka | $25.00 | 5/2/2011 5:37:55 PM |
| hostbank | $100.00 | 5/2/2011 5:47:05 PM |
| NorthernFunds | $50.00 | 5/2/2011 5:49:11 PM |
| the-unequivocal-pound | $50.00 | 5/2/2011 5:43:09 PM |
| favorite-deal6 | $25.00 | 5/2/2011 5:43:15 PM |
| bazaar-hyperdrive3 | $50.00 | 5/2/2011 5:43:21 PM |
| brutusbone | $25.00 | 5/2/2011 5:43:58 PM |
| ericgassercom | $50.00 | 5/2/2011 5:51:26 PM |
| a-sharp-revenue | $50.00 | 5/2/2011 5:46:55 PM |
| credit-kahuna | $50.00 | 5/2/2011 5:44:29 PM |
| exchange-triangulation | $50.00 | 5/2/2011 5:44:53 PM |
| wtrboy | $50.00 | 5/2/2011 5:54:26 PM |
| dschaaf | $25.00 | 5/2/2011 5:52:32 PM |
| successful-agreement7 | $44.38 | 5/2/2011 5:51:14 PM |
| tender-commerce8 | $50.00 | 5/2/2011 5:54:41 PM |
| loiosh | $25.00 | 5/2/2011 5:53:29 PM |
| orange-hope-palm | $25.00 | 5/2/2011 6:02:17 PM |
| astute-p2ploan | $25.00 | 5/2/2011 5:54:19 PM |
| skuba | $50.00 | 5/2/2011 6:05:48 PM |
| loan-wasp | $50.00 | 5/2/2011 6:00:27 PM |
| C_Mark | $50.00 | 5/2/2011 6:05:52 PM |
| bdloans | $50.00 | 5/2/2011 6:03:33 PM |
| worth-dandelion | $100.00 | 5/2/2011 6:04:16 PM |
| rogue_monster | $50.00 | 5/2/2011 6:07:00 PM |
| reflective-cash0 | $50.00 | 5/2/2011 6:15:13 PM |
| fair-gain8 | $50.00 | 5/2/2011 7:24:03 PM |
| compassion-bauble4 | $25.00 | 5/2/2011 7:54:04 PM |
| Alittleluck | $25.00 | 5/2/2011 6:46:02 PM |
| FinanceEngine | $30.00 | 5/2/2011 6:47:21 PM |
| platytanz | $25.00 | 5/2/2011 6:26:06 PM |
| blissful-penny | $31.22 | 5/2/2011 9:55:24 PM |
| GradStudent34 | $25.00 | 5/2/2011 7:29:05 PM |
| happyaric | $50.00 | 5/2/2011 8:48:52 PM |
| jcjdingdong | $50.00 | 5/2/2011 9:59:13 PM |
| blue-lucrative-rate | $25.00 | 5/2/2011 10:39:11 PM |
| authentic-liberty7 | $25.00 | 5/3/2011 3:55:58 AM |
| Centaur | $30.25 | 5/3/2011 2:38:46 AM |
| meenan | $50.00 | 5/3/2011 3:09:10 AM |
| janus_god | $25.00 | 5/3/2011 3:09:17 AM |
| LenderByDay | $25.00 | 5/3/2011 5:10:10 AM |
| money-bauble | $28.47 | 5/3/2011 3:37:24 AM |
| credit-vinyl | $25.00 | 5/3/2011 3:43:20 AM |
| fervent-repayment | $25.00 | 5/3/2011 4:24:32 AM |
| Banker7371 | $25.00 | 5/3/2011 3:38:34 AM |
| affluent-anteater | $25.00 | 5/3/2011 7:19:33 AM |
| diverse2 | $35.00 | 5/3/2011 8:17:10 AM |
| esander2 | $30.00 | 5/3/2011 8:40:22 AM |
| silver-wonder278 | $25.00 | 5/3/2011 8:11:52 AM |
| back-scratchers | $25.00 | 5/3/2011 8:16:54 AM |
| thrifty-peso | $25.00 | 5/3/2011 8:29:13 AM |
| 199 Investments
|
Borrower Payment Dependent Notes Series
503009
This series of Notes was issued and sold upon the funding of the borrower loan #49181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,590.09 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $243.44 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,018 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| wealth-relaxation1 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Doc215
Purpose of loan:
This loan will be used to...update equipment (laptop) and marketing.
My financial situation:
I am a good candidate for this loan because...I have rebounded from the negative financial effects of a divorce. I expect to have loan paid back within 12 months. I have a growing practice.
Monthly net income: $4000/mo
Monthly expenses: $4000/mo
Housing: $804/mo
Insurance: $850/mo (auto,life,health ,disability)
Car expenses: $300/mo
Utilities: $80/mo
Phone, cable, internet: $160/mo
Food, entertainment: $500/mo
Clothing, household expenses: $200/mo
Credit cards and other loans: $200/mo
Other expenses: $300/mo (children's school loans)
200/mo (misc)
200/mo (IRA)
200/mo (licensing, continuing ed.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| suave-dime6 | $25.00 | 4/20/2011 5:07:11 PM |
| diplomatic-wealth7 | $25.00 | 4/20/2011 6:09:59 PM |
| loyalist1 | $100.00 | 4/25/2011 7:51:14 AM |
| zorg77 | $50.00 | 4/26/2011 6:03:19 PM |
| CAGE-Investments | $25.00 | 4/28/2011 6:46:25 AM |
| irrelevant | $25.00 | 4/28/2011 9:28:15 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:50:18 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:08:28 PM |
| SecondChanceLendingSERV | $25.00 | 4/29/2011 11:01:28 AM |
| point-compadre | $50.00 | 4/29/2011 1:30:38 PM |
| velocity-quest5 | $50.00 | 4/29/2011 2:40:41 PM |
| the-dollar-topper | $100.00 | 4/29/2011 4:03:44 PM |
| engaging-transaction5 | $50.00 | 4/29/2011 5:14:24 PM |
| smilinsam | $50.00 | 5/1/2011 7:46:59 PM |
| ingenious-truth0 | $50.00 | 5/2/2011 12:56:09 PM |
| greenback-museum | $25.00 | 5/2/2011 6:17:37 PM |
| zen1cent | $25.00 | 5/2/2011 6:55:31 PM |
| fair-gain8 | $50.00 | 5/2/2011 7:23:58 PM |
| JPMorrisLegacyFund | $389.84 | 5/3/2011 2:07:55 AM |
| gain-kitten | $25.00 | 5/3/2011 9:43:33 AM |
| durability-starfish | $25.00 | 5/3/2011 9:45:18 AM |
| asiaratt | $50.00 | 5/3/2011 10:03:51 AM |
| allotment464 | $100.00 | 5/3/2011 9:59:06 AM |
| bonus-demon | $50.00 | 5/3/2011 10:25:29 AM |
| bid-carrier0 | $25.00 | 5/3/2011 9:59:28 AM |
| flanative | $25.00 | 5/3/2011 10:02:26 AM |
| reward-blackberry1 | $25.00 | 5/3/2011 1:07:47 PM |
| fantastic-wampum1 | $100.00 | 5/3/2011 4:56:19 PM |
| Rdodson11 | $25.00 | 5/3/2011 5:29:14 PM |
| famous-bill | $25.00 | 5/3/2011 5:39:40 PM |
| natejx | $25.00 | 5/3/2011 5:39:48 PM |
| GCInvestments | $25.00 | 5/3/2011 5:30:54 PM |
| Pu239 | $70.00 | 5/3/2011 6:43:49 PM |
| dthompso | $40.00 | 5/3/2011 5:30:40 PM |
| kind-truth-circuit | $50.00 | 5/3/2011 5:33:02 PM |
| payout-network1 | $97.00 | 5/3/2011 6:32:20 PM |
| jamiee73 | $25.00 | 5/3/2011 8:24:33 PM |
| Rob717171 | $50.00 | 5/3/2011 8:29:05 PM |
| robust-duty1 | $66.80 | 5/4/2011 3:55:13 AM |
| the-profit-oracle | $25.00 | 5/4/2011 1:57:15 AM |
| Ocean713 | $50.00 | 5/4/2011 8:43:04 AM |
| wwwUniversal | $25.00 | 5/4/2011 9:24:47 AM |
| bnlforever | $25.00 | 5/4/2011 9:38:52 AM |
| finance-prescription | $50.00 | 5/4/2011 11:09:05 AM |
| indomitable-dedication | $50.00 | 5/4/2011 11:09:07 AM |
| burrito6 | $25.00 | 5/4/2011 11:12:17 AM |
| handshake5 | $100.00 | 5/4/2011 11:12:54 AM |
| shmb6508 | $100.00 | 5/4/2011 11:09:12 AM |
| somebody32 | $50.00 | 5/4/2011 11:09:29 AM |
| GGreg799 | $25.00 | 5/4/2011 11:16:09 AM |
| transparency-baton | $25.00 | 5/4/2011 1:49:05 PM |
| reflective-rupee | $25.44 | 4/20/2011 5:47:02 PM |
| Artist_Blue | $25.00 | 4/21/2011 6:07:22 AM |
| ingenious-deal6 | $25.00 | 4/23/2011 5:33:52 AM |
| Weaverville | $25.00 | 4/23/2011 2:03:28 PM |
| sharp-trade0 | $25.00 | 4/27/2011 5:54:53 PM |
| fmanjoo | $25.00 | 4/28/2011 9:46:57 AM |
| kind-credit-bear | $25.00 | 4/28/2011 10:11:55 AM |
| credit-sycamore4 | $50.00 | 4/29/2011 8:11:15 AM |
| jalapeno2 | $25.00 | 4/29/2011 12:14:50 PM |
| Jack55304 | $185.00 | 4/29/2011 4:03:37 PM |
| payment-goose2 | $50.00 | 4/29/2011 5:14:31 PM |
| nerdfactor | $25.00 | 4/29/2011 5:15:55 PM |
| villagers | $50.00 | 5/1/2011 1:14:48 AM |
| bill-appraiser7 | $25.00 | 5/1/2011 8:51:49 AM |
| life-is-great | $25.00 | 5/1/2011 12:21:42 PM |
| neutrino6 | $25.00 | 5/1/2011 9:42:28 PM |
| zone6 | $100.00 | 5/2/2011 6:07:58 AM |
| gold-virtuoso | $50.00 | 5/2/2011 9:49:30 AM |
| _wally_ | $50.00 | 5/2/2011 12:37:20 PM |
| ivadood | $50.00 | 5/2/2011 5:38:22 PM |
| fairhelper | $25.00 | 5/2/2011 5:57:04 PM |
| seisen | $50.00 | 5/2/2011 6:03:10 PM |
| Wellman | $50.00 | 5/3/2011 4:31:21 AM |
| worldly-money4 | $200.00 | 5/3/2011 5:22:14 AM |
| silver-wonder278 | $25.00 | 5/3/2011 8:11:41 AM |
| cablenews | $50.00 | 5/3/2011 9:18:41 AM |
| bdkjr | $25.00 | 5/3/2011 9:48:14 AM |
| money-bauble | $50.00 | 5/3/2011 9:55:27 AM |
| RockpointCapital | $50.00 | 5/3/2011 10:32:41 AM |
| whartonmba | $25.00 | 5/3/2011 10:18:14 AM |
| PThor | $25.00 | 5/3/2011 1:55:51 PM |
| BooRadley | $25.00 | 5/3/2011 4:34:36 PM |
| bold-shrewd-duty | $25.00 | 5/3/2011 4:56:16 PM |
| graceful-investment | $71.08 | 5/3/2011 5:22:55 PM |
| miked8303 | $25.00 | 5/3/2011 4:54:40 PM |
| kbodendorf | $25.00 | 5/3/2011 5:27:23 PM |
| green-benefit-control | $25.00 | 5/3/2011 5:29:06 PM |
| F16Pilot | $25.00 | 5/3/2011 5:25:29 PM |
| TomKacz | $100.00 | 5/3/2011 5:27:17 PM |
| bountiful-durability | $50.00 | 5/3/2011 5:22:34 PM |
| IIP77 | $25.00 | 5/3/2011 5:28:50 PM |
| 6moonbeams | $50.00 | 5/3/2011 5:36:21 PM |
| Bob450 | $25.00 | 5/3/2011 5:39:27 PM |
| FormulaTroll | $25.00 | 5/3/2011 5:26:57 PM |
| bold-durability-drum | $50.00 | 5/3/2011 5:31:29 PM |
| ursus | $50.00 | 5/3/2011 5:34:07 PM |
| papaloha | $25.00 | 5/4/2011 1:37:20 AM |
| elegant-loot | $25.00 | 5/4/2011 2:05:42 AM |
| blue111 | $25.00 | 5/3/2011 9:21:21 PM |
| SojournerMobile | $50.00 | 5/3/2011 10:40:48 PM |
| unrelenting-auction7 | $50.00 | 5/3/2011 10:19:01 PM |
| DeltaComputerGuy | $25.00 | 5/4/2011 6:03:54 AM |
| CC911 | $25.00 | 5/4/2011 6:04:22 AM |
| DrStaff | $25.00 | 5/4/2011 8:29:22 AM |
| auction-seeker4 | $50.00 | 5/4/2011 6:14:48 AM |
| Makingitrain | $25.00 | 5/4/2011 9:38:09 AM |
| astute-asset7 | $25.00 | 5/4/2011 9:39:53 AM |
| aznatama | $50.00 | 5/4/2011 9:51:12 AM |
| focused-dime453 | $50.00 | 5/4/2011 10:09:21 AM |
| worthy-bid8 | $25.00 | 5/4/2011 11:03:38 AM |
| tech310 | $50.00 | 5/4/2011 11:05:27 AM |
| wise-deal-gravitas | $100.00 | 5/4/2011 11:09:26 AM |
| umfan123 | $25.00 | 5/4/2011 11:11:40 AM |
| kulender | $50.00 | 5/4/2011 11:09:22 AM |
| FeedTheMachine | $69.93 | 5/4/2011 11:12:26 AM |
| HedgeFund | $50.00 | 5/4/2011 11:22:35 AM |
| 117 Investments
|
Borrower Payment Dependent Notes Series
503287
This series of Notes was issued and sold upon the funding of the borrower loan #49123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,361.76 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| yes |
Estimated loss*:
| 14.70% |
Listing Start date:
| Apr-20-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $320.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.57% | | |
| |
Estimated return*:
| 14.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 57% |
|
Credit score:
| 700-719 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,953 | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| receptive-rate5 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
working woman
Purpose of loan:
This loan will be used to...pay off taxes and do some home improvements My financial situation:
I am a good candidate for this loan because...I'm a hard working person.
Monthly net income: Mine is $1200.00 and my husband's is $1600.00
Monthly expenses: $
Housing: $575.00
Insurance: Life is 60.33 a month
Car expenses: $1892.00 car insurance a year
Utilities: $150.00
Phone, cable, internet: $158.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00 a month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| irrelevant | $25.00 | 4/20/2011 5:01:43 PM |
| gain-gourd | $75.00 | 4/20/2011 5:02:47 PM |
| Artist_Blue | $25.00 | 4/20/2011 6:06:51 PM |
| diplomatic-wealth7 | $25.00 | 4/20/2011 6:10:40 PM |
| Lender75 | $27.40 | 4/21/2011 2:11:15 AM |
| jga516 | $25.00 | 4/21/2011 2:15:32 AM |
| lloyd_s | $25.00 | 4/21/2011 2:31:06 AM |
| commerce-renewal | $50.00 | 4/21/2011 2:57:03 AM |
| janus_god | $25.00 | 4/21/2011 5:44:12 AM |
| zone6 | $27.45 | 4/21/2011 8:26:01 AM |
| kendigme | $25.00 | 4/25/2011 1:18:40 PM |
| ingenious-deal6 | $25.00 | 4/25/2011 5:38:07 PM |
| Weaverville | $25.00 | 4/25/2011 8:11:53 PM |
| kind-credit-bear | $25.00 | 4/28/2011 10:11:57 AM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:08:36 PM |
| credit-sycamore4 | $50.00 | 4/29/2011 8:11:46 AM |
| velocity-quest5 | $50.00 | 4/29/2011 2:40:54 PM |
| sharp-trade0 | $25.00 | 4/29/2011 3:44:58 PM |
| VJ_Financial | $26.00 | 4/29/2011 4:21:56 PM |
| jalapeno2 | $25.00 | 4/29/2011 5:14:17 PM |
| 2grindstones | $25.00 | 4/29/2011 10:27:55 PM |
| zone6 | $60.00 | 5/1/2011 11:56:18 AM |
| the-dollar-topper | $100.00 | 5/2/2011 9:31:18 AM |
| Jack55304 | $185.00 | 5/2/2011 1:37:45 PM |
| zen1cent | $25.00 | 5/2/2011 6:55:44 PM |
| Bob450 | $25.00 | 5/2/2011 7:34:36 PM |
| sudeep104 | $25.00 | 5/3/2011 3:09:52 AM |
| payout-network1 | $97.00 | 5/3/2011 4:31:51 AM |
| payment-goose2 | $50.00 | 5/3/2011 9:17:05 AM |
| durability-starfish | $25.00 | 5/3/2011 9:45:45 AM |
| Makingitrain | $25.00 | 5/3/2011 9:54:58 AM |
| bdkjr | $25.00 | 5/3/2011 9:48:15 AM |
| smilinsam | $50.00 | 5/3/2011 9:54:28 AM |
| bonus-demon | $50.00 | 5/3/2011 10:25:37 AM |
| PThor | $25.00 | 5/3/2011 1:56:03 PM |
| fair-gain8 | $50.00 | 5/3/2011 5:28:29 PM |
| silver-wonder278 | $25.00 | 5/3/2011 5:29:41 PM |
| miked8303 | $25.00 | 5/3/2011 5:26:52 PM |
| _wally_ | $50.00 | 5/3/2011 5:27:52 PM |
| asiaratt | $50.00 | 5/3/2011 5:28:40 PM |
| profit-powerplant | $25.00 | 5/3/2011 5:23:18 PM |
| cablenews | $50.00 | 5/3/2011 5:31:04 PM |
| umfan123 | $25.00 | 5/3/2011 5:36:15 PM |
| 6moonbeams | $50.00 | 5/3/2011 5:36:30 PM |
| shrewd-income | $25.00 | 5/3/2011 7:48:56 PM |
| jenerationx | $25.00 | 5/3/2011 7:24:08 PM |
| wbwill | $25.00 | 5/3/2011 8:41:04 PM |
| DeltaComputerGuy | $25.00 | 5/4/2011 6:04:03 AM |
| Nerdster1 | $25.09 | 5/4/2011 4:02:19 AM |
| Rip128 | $25.00 | 5/4/2011 5:11:32 AM |
| p2p-mover0 | $25.73 | 5/4/2011 9:06:42 AM |
| wise-skillful-benjamins | $50.86 | 5/4/2011 9:11:24 AM |
| Ocean713 | $50.00 | 5/4/2011 8:43:35 AM |
| focused-dime453 | $100.00 | 5/4/2011 10:09:53 AM |
| auction-seeker4 | $50.00 | 5/4/2011 9:44:21 AM |
| Mlusher | $50.00 | 5/4/2011 12:24:51 PM |
| HedgeFund | $50.00 | 5/4/2011 11:22:47 AM |
| dough-hammock | $25.00 | 5/4/2011 2:59:39 PM |
| papaloha | $25.00 | 5/4/2011 11:34:43 AM |
| pious-gold | $25.00 | 5/4/2011 4:54:44 PM |
| jpayne27 | $26.00 | 5/4/2011 3:48:21 PM |
| suave-dime6 | $25.00 | 4/20/2011 5:07:30 PM |
| ILWTC | $26.01 | 4/20/2011 5:25:17 PM |
| skillful-asset5 | $25.00 | 4/20/2011 5:32:21 PM |
| tech310 | $50.00 | 4/20/2011 5:01:49 PM |
| w3alter | $100.00 | 4/20/2011 6:04:54 PM |
| kulender | $50.00 | 4/20/2011 6:07:11 PM |
| pollyana | $50.00 | 4/20/2011 6:07:31 PM |
| Rob717171 | $50.00 | 4/20/2011 6:07:34 PM |
| reflective-rupee | $25.44 | 4/20/2011 5:45:05 PM |
| bid-computer | $50.00 | 4/20/2011 7:19:09 PM |
| MONEYMATCH | $25.00 | 4/21/2011 1:56:52 AM |
| inventive-exchange | $25.18 | 4/21/2011 2:41:51 AM |
| flwah | $25.00 | 4/21/2011 2:28:17 AM |
| zorg77 | $25.00 | 4/22/2011 7:27:57 PM |
| SecondChanceLendingSERV | $25.00 | 4/26/2011 5:29:15 PM |
| economy-coup | $30.00 | 4/27/2011 12:58:12 AM |
| Rogelio48 | $25.00 | 4/27/2011 5:48:18 AM |
| CAGE-Investments | $25.00 | 4/28/2011 6:46:52 AM |
| fmanjoo | $25.00 | 4/28/2011 9:47:20 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:50:31 AM |
| point-compadre | $50.00 | 4/29/2011 1:30:52 PM |
| credit-maverick1 | $50.00 | 4/30/2011 11:27:08 AM |
| villagers | $50.00 | 5/1/2011 1:14:54 AM |
| fairgirl | $25.00 | 5/1/2011 9:05:15 AM |
| bill-appraiser7 | $25.00 | 5/1/2011 8:51:57 AM |
| neutrino6 | $25.00 | 5/1/2011 9:42:31 PM |
| kendigme | $25.00 | 5/2/2011 1:54:48 PM |
| ingenious-truth0 | $50.00 | 5/2/2011 12:56:23 PM |
| nerdfactor | $25.00 | 5/2/2011 6:11:54 PM |
| worldly-money4 | $2,000.00 | 5/2/2011 7:31:42 PM |
| Wellman | $50.00 | 5/3/2011 4:31:32 AM |
| enthralling-investment | $40.00 | 5/3/2011 6:23:34 AM |
| Kqwik | $25.00 | 5/3/2011 9:20:57 AM |
| dime-umbrella6 | $25.00 | 5/3/2011 9:39:19 AM |
| finance-mangrove4 | $25.11 | 5/3/2011 10:14:48 AM |
| whartonmba | $25.00 | 5/3/2011 10:18:16 AM |
| shugyosha | $50.00 | 5/3/2011 11:41:08 AM |
| market-pudding | $25.00 | 5/3/2011 4:11:27 PM |
| life-is-great | $25.00 | 5/3/2011 4:55:34 PM |
| Gibbyland | $100.00 | 5/3/2011 4:54:36 PM |
| grampy48 | $30.00 | 5/3/2011 5:23:34 PM |
| BooRadley | $25.00 | 5/3/2011 4:34:43 PM |
| allotment464 | $100.00 | 5/3/2011 5:27:29 PM |
| greenback-museum | $25.00 | 5/3/2011 5:28:10 PM |
| RockpointCapital | $50.00 | 5/3/2011 4:56:03 PM |
| flanative | $25.00 | 5/3/2011 5:28:20 PM |
| gold-virtuoso | $50.00 | 5/3/2011 5:27:40 PM |
| money-bauble | $100.00 | 5/3/2011 5:22:48 PM |
| fairhelper | $25.00 | 5/3/2011 5:30:14 PM |
| RedSoxZealot | $50.00 | 5/3/2011 5:56:38 PM |
| fantastic-wampum1 | $100.00 | 5/3/2011 5:34:21 PM |
| money4sale | $101.21 | 5/3/2011 6:20:06 PM |
| Green-Baron | $25.00 | 5/3/2011 8:23:46 PM |
| OnTracInvest | $25.00 | 5/4/2011 3:32:55 AM |
| unrelenting-auction7 | $50.00 | 5/3/2011 10:19:07 PM |
| seisen | $50.00 | 5/4/2011 1:36:17 AM |
| ivadood | $26.65 | 5/4/2011 1:55:30 AM |
| Pu239 | $70.00 | 5/4/2011 7:14:33 AM |
| onecooldrink | $25.00 | 5/4/2011 7:49:33 AM |
| bid-carrier0 | $25.00 | 5/4/2011 8:29:34 AM |
| nex | $50.00 | 5/4/2011 8:48:28 AM |
| worthy-bid4 | $41.87 | 5/4/2011 9:02:14 AM |
| VillageLending | $25.00 | 5/4/2011 9:25:34 AM |
| revenue-appraiser | $25.00 | 5/4/2011 9:52:41 AM |
| droopie1 | $25.00 | 5/4/2011 9:27:27 AM |
| astute-asset7 | $25.00 | 5/4/2011 9:40:09 AM |
| basis-image | $25.00 | 5/4/2011 10:28:53 AM |
| catb | $25.00 | 5/4/2011 11:32:36 AM |
| respcust | $60.00 | 5/4/2011 11:51:06 AM |
| LuckyDuck49 | $25.00 | 5/4/2011 1:47:16 PM |
| B2152 | $25.00 | 5/4/2011 1:05:35 PM |
| 168RichCapital | $37.75 | 5/4/2011 4:52:44 PM |
| transparency-baton | $25.00 | 5/4/2011 1:49:05 PM |
| Lubava | $47.01 | 5/4/2011 2:50:32 PM |
| Happyhourcomics | $25.00 | 5/4/2011 2:59:44 PM |
| 136 Investments
|
Borrower Payment Dependent Notes Series
503889
This series of Notes was issued and sold upon the funding of the borrower loan #49143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 1.55% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 12 months | | |
Listing End date:
| Apr-29-2011 |
|
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 7.43% |
Monthly payment:
| $604.04 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.50% | | |
| |
Estimated return*:
| 3.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 10 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 6% |
|
Credit score:
| 760-779 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 2y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $841 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| engaging-bid4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to paying off my higher interest mortgage loans in India.
My financial situation:
I am a good candidate for this loan because I have the financial wherewithal to pay off the loan, its just the circumstances does not provide me a cheaper source of funding. I have lived in the USA for 5 years. The first two years I spent getting my masters in business administration in Georgia Tech. The next three I have been working for my present employer. I am originally from India where I have a mortgage at 12% interest rate. That's how high interest rates are in India. I wanted to see if I can get a lower interest loan here in USA and partially re-pay my mortgage in India. Seems like a reasonable idea to me.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| r48 | $26.00 | 4/26/2011 5:05:19 PM |
| dedication-point | $25.00 | 4/26/2011 5:06:38 PM |
| caliguian | $50.00 | 4/26/2011 5:23:57 PM |
| TikPmp1 | $25.00 | 4/26/2011 5:24:02 PM |
| MrDavid | $50.00 | 4/26/2011 5:53:46 PM |
| MasterJin | $25.00 | 4/26/2011 5:29:46 PM |
| kenji4861 | $25.00 | 4/26/2011 5:55:38 PM |
| mh1169 | $275.96 | 4/26/2011 5:42:19 PM |
| reflective-rupee | $200.22 | 4/26/2011 5:42:59 PM |
| availableloan | $25.00 | 4/26/2011 5:31:40 PM |
| MARWARISETH | $25.00 | 4/26/2011 5:57:39 PM |
| antlr | $50.00 | 4/26/2011 5:58:55 PM |
| useful-currency | $25.00 | 4/26/2011 5:59:24 PM |
| blooming-market | $25.00 | 4/26/2011 5:50:03 PM |
| Carpetkid | $50.00 | 4/26/2011 5:55:55 PM |
| smart-kindness8 | $100.00 | 4/26/2011 6:00:08 PM |
| inspired-investment8 | $100.00 | 4/26/2011 6:01:00 PM |
| compoundinterest | $50.00 | 4/26/2011 5:55:01 PM |
| bvzm | $50.00 | 4/26/2011 5:56:14 PM |
| minista | $25.00 | 4/26/2011 5:59:06 PM |
| nickel-juniper7 | $38.93 | 4/26/2011 7:23:59 PM |
| dinero-festivity2 | $50.00 | 4/26/2011 8:37:08 PM |
| worthy-bid8 | $52.05 | 4/27/2011 3:27:43 AM |
| AmericanCredit | $25.00 | 4/27/2011 7:05:49 AM |
| Danylostefan | $25.00 | 4/27/2011 7:06:35 AM |
| authoritative-capital | $25.00 | 4/27/2011 7:20:00 AM |
| LAKESPRING | $50.00 | 4/27/2011 10:18:08 AM |
| listing-pear6 | $100.04 | 4/27/2011 11:15:06 AM |
| secureincome | $700.00 | 4/27/2011 1:09:57 PM |
| rupee-metronome | $25.00 | 4/27/2011 12:55:28 PM |
| rupee-metronome | $25.00 | 4/27/2011 12:54:14 PM |
| WSTRDG | $51.67 | 4/27/2011 3:19:30 PM |
| lockstock | $90.22 | 4/27/2011 6:29:18 PM |
| bradny | $25.00 | 4/27/2011 6:45:14 PM |
| open-dough6 | $67.44 | 4/27/2011 6:49:43 PM |
| reverent-order525 | $25.00 | 4/28/2011 3:08:00 AM |
| Spiv_51 | $25.00 | 4/28/2011 3:05:32 AM |
| dancingdragon | $100.00 | 4/28/2011 4:24:35 AM |
| missoula | $50.00 | 4/28/2011 6:41:39 AM |
| FundMaker | $25.00 | 4/28/2011 7:04:24 AM |
| steves73 | $38.46 | 4/28/2011 9:20:15 AM |
| fund-capo | $125.00 | 4/28/2011 9:50:10 AM |
| hope-lightning1 | $250.00 | 4/28/2011 9:56:45 AM |
| keen-loyalty032 | $104.00 | 4/28/2011 11:03:44 AM |
| bold-sensible-basis | $25.00 | 4/28/2011 11:12:39 AM |
| JaceSpade | $25.00 | 4/28/2011 12:29:25 PM |
| dough-hammock | $25.00 | 4/28/2011 1:21:52 PM |
| thorough-payout8 | $25.00 | 4/28/2011 3:24:12 PM |
| johntims | $25.00 | 4/28/2011 4:00:52 PM |
| BankofBeth | $25.00 | 4/28/2011 5:39:38 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:04:11 PM |
| philanthro | $100.00 | 4/28/2011 7:02:34 PM |
| marwadi-62 | $175.92 | 4/29/2011 8:57:47 AM |
| misit | $25.00 | 4/29/2011 10:05:31 AM |
| transparency-defender | $200.00 | 4/29/2011 10:03:28 AM |
| unrivaled-silver | $50.00 | 4/29/2011 10:20:33 AM |
| logical-reward8 | $25.00 | 4/29/2011 10:36:24 AM |
| payout-quark | $500.00 | 4/29/2011 10:47:33 AM |
| top-epic-community | $50.00 | 4/29/2011 11:19:19 AM |
| rss197 | $25.00 | 4/29/2011 11:20:13 AM |
| jga516 | $25.00 | 4/29/2011 11:33:34 AM |
| Leopoldine | $25.00 | 4/29/2011 1:14:55 PM |
| Ricajote | $25.00 | 4/29/2011 1:56:18 PM |
| RewardedWithMaturity | $41.61 | 4/29/2011 2:50:31 PM |
| Dan4703 | $25.00 | 4/29/2011 3:02:39 PM |
| jp2654 | $100.00 | 4/29/2011 5:19:44 PM |
| mozzarella | $25.00 | 4/29/2011 6:14:54 PM |
| Lise46 | $50.00 | 4/26/2011 5:24:06 PM |
| dtrain5 | $25.00 | 4/26/2011 5:29:12 PM |
| meux99 | $25.00 | 4/26/2011 5:29:32 PM |
| indomitable-coin | $50.00 | 4/26/2011 5:30:02 PM |
| nosualcneas | $25.00 | 4/26/2011 5:54:33 PM |
| balanced-rupee | $50.00 | 4/26/2011 5:56:40 PM |
| fcrick | $25.00 | 4/26/2011 5:57:22 PM |
| ore-genius2 | $100.00 | 4/26/2011 5:54:15 PM |
| serene-truth2 | $50.00 | 4/26/2011 5:57:13 PM |
| a-responsible-return | $50.00 | 4/26/2011 8:10:32 PM |
| luvlending | $25.00 | 4/26/2011 9:56:01 PM |
| axl163 | $25.00 | 4/27/2011 2:43:14 AM |
| kyomoon | $50.00 | 4/27/2011 2:40:51 AM |
| C_Mark | $200.00 | 4/27/2011 6:51:33 AM |
| honorable-vigilance | $25.00 | 4/27/2011 8:01:33 AM |
| rmachi | $25.00 | 4/27/2011 8:08:29 AM |
| vigilance-web | $50.00 | 4/27/2011 10:06:50 AM |
| invincible-loot0 | $25.00 | 4/27/2011 11:57:45 AM |
| coin-architect | $25.00 | 4/27/2011 12:57:34 PM |
| klinebarger | $25.00 | 4/27/2011 12:36:42 PM |
| a-restless-dollar | $25.00 | 4/27/2011 2:43:50 PM |
| vutah | $50.00 | 4/27/2011 3:58:34 PM |
| unrivaled-asset1 | $39.00 | 4/27/2011 5:09:58 PM |
| intelligent-yield | $25.00 | 4/27/2011 5:12:37 PM |
| wjf60 | $25.00 | 4/27/2011 6:20:51 PM |
| mrpowers5531 | $25.00 | 4/27/2011 6:16:13 PM |
| pinballeffect | $45.00 | 4/27/2011 7:15:07 PM |
| Weaverville | $43.83 | 4/27/2011 6:21:06 PM |
| DukSerduk | $25.00 | 4/27/2011 10:02:33 PM |
| Cliffie83 | $28.78 | 4/28/2011 5:26:03 AM |
| compassionate-income5 | $25.00 | 4/28/2011 7:00:49 AM |
| Earn_money | $25.00 | 4/28/2011 9:30:27 AM |
| determined-nickel30 | $25.00 | 4/28/2011 9:44:28 AM |
| top-rate-infusion | $50.00 | 4/28/2011 11:00:39 AM |
| nickel-position | $25.00 | 4/28/2011 12:46:47 PM |
| sensible-bazaar84 | $25.00 | 4/28/2011 12:19:03 PM |
| WSTRDG | $25.00 | 4/28/2011 1:51:15 PM |
| thankful-nickel2 | $50.00 | 4/28/2011 1:43:01 PM |
| radforj22 | $25.00 | 4/28/2011 5:42:40 PM |
| dproxima | $25.00 | 4/28/2011 5:48:34 PM |
| Christophe | $25.00 | 4/28/2011 8:08:23 PM |
| BONSAY | $50.00 | 4/29/2011 2:49:01 AM |
| jguerrajr | $50.00 | 4/29/2011 4:29:39 AM |
| bowler252 | $25.00 | 4/29/2011 9:43:16 AM |
| river774536 | $100.00 | 4/29/2011 10:39:06 AM |
| social-habanero | $40.00 | 4/29/2011 12:27:05 PM |
| NATIVEBORN | $100.00 | 4/29/2011 2:45:30 PM |
| Mad_Scientist | $50.00 | 4/29/2011 5:31:11 PM |
| bid-magma7 | $65.87 | 4/29/2011 7:30:37 PM |
| authoritative-loot | $25.00 | 4/29/2011 7:27:34 PM |
| 117 Investments
|
Borrower Payment Dependent Notes Series
503921
This series of Notes was issued and sold upon the funding of the borrower loan #49154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.80% |
Listing Start date:
| Apr-25-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-30-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $201.43 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.57% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 14% |
|
Credit score:
| 680-699 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,552 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| listing-harbor0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
baker
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Interstate_Rate | $50.00 | 4/25/2011 5:32:26 PM |
| favorite-commerce | $25.00 | 4/25/2011 9:56:32 PM |
| economy-coup | $30.00 | 4/27/2011 1:01:36 AM |
| well-mannered-income3 | $25.00 | 4/27/2011 5:24:00 PM |
| intelligent-yield | $25.00 | 4/27/2011 5:12:32 PM |
| reflective-rupee | $300.22 | 4/27/2011 5:14:53 PM |
| dudebrah | $25.00 | 4/27/2011 5:41:25 PM |
| suave-dime6 | $25.00 | 4/27/2011 5:53:39 PM |
| availableloan | $25.00 | 4/27/2011 6:27:30 PM |
| vutah | $25.00 | 4/27/2011 6:10:41 PM |
| orange-coin-walnut | $50.00 | 4/27/2011 6:46:06 PM |
| etraboulay | $50.00 | 4/27/2011 7:58:49 PM |
| silver-buckeye | $50.00 | 4/27/2011 7:50:09 PM |
| flanative | $50.00 | 4/27/2011 8:01:42 PM |
| market-pudding | $25.00 | 4/28/2011 1:42:52 AM |
| kazanov | $25.00 | 4/27/2011 10:16:19 PM |
| wild-orange | $100.00 | 4/28/2011 3:26:41 AM |
| power-secret-agent | $25.00 | 4/28/2011 2:41:52 AM |
| heerzaquestion | $25.00 | 4/28/2011 5:17:14 AM |
| GElender | $25.00 | 4/28/2011 6:42:16 AM |
| wizardii | $25.00 | 4/28/2011 7:11:56 AM |
| FundMaker | $25.00 | 4/28/2011 7:06:47 AM |
| dollar-authority | $50.00 | 4/28/2011 7:50:46 AM |
| thankful-nickel2 | $25.00 | 4/28/2011 12:10:54 PM |
| poolshark72 | $25.00 | 4/28/2011 1:32:17 PM |
| brightest-dignified-penny | $25.00 | 4/28/2011 2:23:14 PM |
| scarlet-velvet | $25.00 | 4/28/2011 4:13:15 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:09:59 PM |
| grampy48 | $50.00 | 4/29/2011 3:42:14 AM |
| careful-note1 | $25.00 | 4/29/2011 12:09:41 PM |
| nickel-position | $25.00 | 4/29/2011 1:13:21 PM |
| Frankk2 | $30.00 | 4/29/2011 2:11:34 PM |
| FoosMaster | $25.00 | 4/29/2011 6:02:43 PM |
| cbivitz | $50.00 | 4/29/2011 7:41:32 PM |
| worthy-bid4 | $50.00 | 4/30/2011 4:25:43 AM |
| bigt98 | $200.00 | 4/30/2011 6:17:47 AM |
| reflective-rupee | $100.00 | 4/30/2011 8:09:50 AM |
| diplomatic-wealth7 | $25.00 | 4/26/2011 4:21:36 PM |
| Whipster | $50.00 | 4/27/2011 9:56:39 AM |
| scrappy-diversification7 | $2,000.00 | 4/27/2011 9:33:19 AM |
| CA-Lender | $50.04 | 4/27/2011 2:10:25 PM |
| ingenious-deal6 | $25.00 | 4/27/2011 2:16:49 PM |
| supersarah61 | $25.00 | 4/27/2011 5:25:05 PM |
| reflective-rupee | $200.55 | 4/27/2011 8:13:48 PM |
| hookUup | $27.40 | 4/27/2011 7:06:00 PM |
| resplendent-kindness | $26.00 | 4/27/2011 7:28:56 PM |
| competent-p2p | $30.00 | 4/27/2011 7:45:31 PM |
| autonomous-truth | $50.00 | 4/27/2011 9:18:06 PM |
| ddog0224 | $50.00 | 4/27/2011 9:12:28 PM |
| loan-master1 | $26.00 | 4/27/2011 9:47:31 PM |
| 3613925 | $25.00 | 4/28/2011 2:30:50 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:53:37 AM |
| Doug1043 | $25.00 | 4/28/2011 9:57:04 AM |
| SecondChanceLendingSERV | $25.33 | 4/28/2011 2:40:36 PM |
| erowis | $55.00 | 4/29/2011 2:51:02 AM |
| Weaverville | $25.00 | 4/29/2011 11:34:55 AM |
| FinanceEngine | $40.00 | 4/29/2011 3:02:03 PM |
| mpatrick | $25.00 | 4/29/2011 4:13:20 PM |
| careful-moola3 | $72.23 | 4/29/2011 4:01:43 PM |
| JauaFlash | $25.00 | 4/29/2011 5:15:13 PM |
| drluong | $25.00 | 4/29/2011 8:56:17 PM |
| seineil | $50.00 | 4/30/2011 1:34:27 AM |
| nest235 | $25.00 | 4/29/2011 11:03:31 PM |
| EBITDA | $25.00 | 4/30/2011 3:00:37 AM |
| CAGE-Investments | $25.00 | 4/30/2011 4:56:54 AM |
| moola-accelerator6 | $30.00 | 4/30/2011 6:43:24 AM |
| intrepid-loot | $25.00 | 4/30/2011 5:37:11 AM |
| economy-beast | $44.67 | 4/30/2011 7:05:09 AM |
| pfh | $25.00 | 4/30/2011 6:34:31 AM |
| 69 Investments
|
Borrower Payment Dependent Notes Series
503973
This series of Notes was issued and sold upon the funding of the borrower loan #49139, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.50% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 9.40% |
Borrower rate/APR:
| 10.40% / 12.51% |
Monthly payment:
| $129.82 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.38% | | |
| |
Estimated return*:
| 5.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1995 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,889 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 52% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| liberty-announcer9 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New roof with New Solar Panels!
Purpose of loan:
This loan will be used to assist in adding new roof, energy saving upgrades and a new 3KW solar system to my home.
My financial situation:
I am a good candidate for this loan because I have significant net cash flow after fixed expenses and defined necessary variable living expenses such as food, transportation, and utilities. The upgrade (solar panels) should offset on average ~ $60 monthly based on size and region or 46% of the monthly cost of this loan.
The analysis of the solar panel payback comes in 4-6 years depending on inflation assuming all the rebates, federal tax credits, and state tax credits are paid.
Thanks for your support
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| selector568 | $50.00 | 4/28/2011 9:00:46 AM |
| Zolton | $100.00 | 4/28/2011 9:04:53 AM |
| indomitable-coin | $25.00 | 4/28/2011 9:03:42 AM |
| reflective-rupee | $25.44 | 4/28/2011 9:13:00 AM |
| cash-vault | $25.00 | 4/28/2011 9:15:59 AM |
| vutah | $25.00 | 4/28/2011 4:58:29 PM |
| elvisloans | $25.00 | 4/29/2011 5:05:43 AM |
| reflective-dollar8 | $50.00 | 4/29/2011 6:34:15 AM |
| jasonrun | $25.00 | 4/29/2011 8:34:12 AM |
| unrivaled-silver | $100.00 | 4/29/2011 9:31:28 PM |
| a-finance-nirvana | $25.00 | 4/30/2011 5:01:41 AM |
| michiganwolverine | $25.00 | 4/30/2011 6:52:32 AM |
| Johnab | $25.00 | 4/30/2011 7:21:30 AM |
| best-asset-jedi | $50.00 | 4/30/2011 10:50:55 AM |
| elasermd | $50.00 | 4/30/2011 3:06:08 PM |
| productive-nickel | $25.00 | 5/1/2011 7:51:52 AM |
| heerzaquestion | $25.00 | 5/1/2011 8:15:47 AM |
| hope-coup | $25.00 | 5/1/2011 10:58:34 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:56 AM |
| GalileoBob | $25.00 | 5/1/2011 11:14:37 AM |
| leverage-gravitas | $25.00 | 5/1/2011 11:01:13 AM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:15 PM |
| listing-pear6 | $100.01 | 5/1/2011 5:37:06 PM |
| Paxman84 | $25.00 | 5/1/2011 5:59:27 PM |
| availableloan | $25.00 | 5/1/2011 6:23:33 PM |
| jpblan11 | $25.00 | 5/1/2011 7:11:22 PM |
| obedient-rate3 | $26.00 | 5/2/2011 7:02:26 AM |
| basis-wizard8 | $54.00 | 5/2/2011 10:46:15 AM |
| Firescreek | $25.00 | 5/2/2011 11:22:14 AM |
| coin-popcorn | $50.00 | 5/2/2011 11:30:46 AM |
| euro-deployment | $25.00 | 5/2/2011 10:44:13 PM |
| careful-note1 | $25.00 | 5/3/2011 6:47:29 AM |
| dough-hammock | $25.00 | 5/3/2011 6:42:59 AM |
| decisive-revenue1 | $25.00 | 5/3/2011 8:41:57 AM |
| santhana | $44.81 | 5/3/2011 8:37:16 AM |
| Rogesparkguy | $25.00 | 5/3/2011 10:04:30 AM |
| bonus-demon | $25.00 | 5/3/2011 10:23:05 AM |
| VBinvestor | $100.00 | 5/3/2011 10:45:28 AM |
| addlending | $50.00 | 5/3/2011 12:07:25 PM |
| Invest_in_residual_income | $175.00 | 5/3/2011 10:47:53 AM |
| BlackCat36 | $50.00 | 5/3/2011 12:51:29 PM |
| palace2 | $250.00 | 5/3/2011 2:08:54 PM |
| market-pudding | $25.00 | 5/3/2011 4:20:52 PM |
| PThor | $25.00 | 5/3/2011 1:55:02 PM |
| mammalian4 | $25.00 | 5/3/2011 6:22:06 PM |
| magnificent-euro543 | $50.00 | 5/3/2011 6:40:42 PM |
| jenerationx | $26.34 | 5/3/2011 7:25:57 PM |
| ecstatic-greenback3 | $50.00 | 5/3/2011 6:45:10 PM |
| Christophe | $25.00 | 5/3/2011 6:48:33 PM |
| thankful-nickel2 | $25.00 | 5/3/2011 8:49:36 PM |
| excellent-loan8 | $25.00 | 5/3/2011 9:15:44 PM |
| designer_10 | $25.00 | 5/3/2011 7:01:27 PM |
| coloradoadam | $25.00 | 5/3/2011 7:07:58 PM |
| sweet-social2 | $86.10 | 5/3/2011 7:42:14 PM |
| organized-payment6 | $50.00 | 4/28/2011 9:03:48 AM |
| ippoco | $25.00 | 4/28/2011 9:04:07 AM |
| intelligent-yield | $25.00 | 4/28/2011 9:05:37 AM |
| ti22ring | $38.75 | 4/28/2011 11:09:41 AM |
| SolarMoonshine | $25.00 | 4/28/2011 3:52:53 PM |
| thoughtful-investment045 | $37.18 | 4/28/2011 5:17:02 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:07:02 PM |
| ryan6853 | $25.00 | 4/29/2011 2:22:48 PM |
| yummygazpacho | $25.00 | 4/29/2011 7:00:57 PM |
| FundMaker | $25.00 | 4/30/2011 8:20:46 AM |
| 3_boyz | $75.00 | 4/30/2011 9:01:14 AM |
| Hogan55 | $51.00 | 4/30/2011 7:21:23 AM |
| DannyPhantom | $50.00 | 4/30/2011 10:13:23 AM |
| paladin847 | $50.00 | 4/30/2011 12:34:23 PM |
| rpg | $25.00 | 4/30/2011 4:20:01 PM |
| Theodon | $50.00 | 4/30/2011 5:17:30 PM |
| systemlender | $50.00 | 5/1/2011 12:56:47 PM |
| Brisket_Bob | $200.00 | 5/1/2011 2:46:05 PM |
| calimanusa | $25.00 | 5/1/2011 6:53:59 PM |
| CPA-Banker | $25.00 | 5/2/2011 10:04:51 AM |
| starry2001 | $25.00 | 5/2/2011 4:33:52 PM |
| rancher7 | $25.00 | 5/2/2011 5:59:30 PM |
| verbal8 | $25.00 | 5/2/2011 7:46:36 PM |
| nbah123 | $50.00 | 5/2/2011 7:13:04 PM |
| swti37 | $50.00 | 5/3/2011 8:30:42 AM |
| cerebral-yield5 | $104.00 | 5/3/2011 9:01:42 AM |
| beeslow | $34.42 | 5/3/2011 9:02:38 AM |
| friendinmoney | $25.00 | 5/3/2011 7:21:56 AM |
| fireman4 | $25.00 | 5/3/2011 7:28:38 AM |
| georgedorn | $25.00 | 5/3/2011 11:34:00 AM |
| payment-halo | $50.00 | 5/3/2011 1:48:00 PM |
| jms1983 | $25.00 | 5/3/2011 2:48:32 PM |
| marwadi-62 | $76.14 | 5/3/2011 4:45:53 PM |
| RecoveryLender | $25.00 | 5/3/2011 2:31:27 PM |
| infomas | $50.00 | 5/3/2011 5:06:49 PM |
| goodhearted-basis4 | $25.00 | 5/3/2011 4:47:03 PM |
| SUZYQ | $25.00 | 5/3/2011 8:06:58 PM |
| Green-Baron | $25.00 | 5/3/2011 8:07:19 PM |
| g314 | $30.00 | 5/3/2011 9:05:09 PM |
| Leopoldine | $25.00 | 5/3/2011 9:55:58 PM |
| 94 Investments
|
Borrower Payment Dependent Notes Series
503999
This series of Notes was issued and sold upon the funding of the borrower loan #49163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $18,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 3.25% |
Listing Start date:
| Apr-26-2011 |
|
Term:
| 60 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 10.29% |
Borrower rate/APR:
| 11.29% / 12.63% |
Monthly payment:
| $404.92 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.26% | | |
| |
Estimated return*:
| 7.01% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 15% |
|
Credit score:
| 740-759 (Apr-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 10m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Civil Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,368 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| edpensionguy |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 28 ( 100% )
| 740-759 (Latest)
|
|
Principal borrowed:
| $9,200.00 | < 31 days late:
| 0
( 0% )
| 800-819
(May-2010)
620-639
(Aug-2008)
620-639
(Dec-2007)
620-639
(Jun-2007)
|
|
Principal balance:
| $5,375.75 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 28 | | |
Description
Debt Consolidation
This loan will be used to consolidate all of my credit card balances and get a single payment. My wife and I bought a house and made some improvements that I put on the credit cards.
Card Balance Payment
Amex 1 $2700 $75
Amex 2 $2850 $100
Visa $7700 $200
Discover $2800 $75
Credit Line $1700 $50
I am a good candidate for this loan because I have a good job and I have not been late or missed a payment.
Current Income:
$4,595 take home
$243 VA benefit
Total:$4,838
Monthly Living Expenses:
$2,205 Mortgage+Tax/Ins
$125 Elec
$200 Cable
$85 Car Ins
$75 Cell Ph
$226 Prosper
Total: $2,916
$1,922 left over
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| hopeful-point | $25.00 | 4/26/2011 9:07:07 AM |
| Aberdeen | $3,000.00 | 4/26/2011 9:05:26 AM |
| Zolton | $100.00 | 4/26/2011 9:09:18 AM |
| bb575 | $50.00 | 4/26/2011 9:05:03 AM |
| MoneyForNothing | $37.06 | 4/26/2011 9:55:59 AM |
| tolerant-dinero2 | $50.00 | 4/26/2011 10:35:23 AM |
| competent-p2p | $25.00 | 4/26/2011 11:57:13 AM |
| heerzaquestion | $100.00 | 4/28/2011 9:20:32 AM |
| shugyosha | $50.00 | 4/28/2011 9:13:17 AM |
| MDTSmallTimeLender | $100.00 | 4/28/2011 9:42:10 AM |
| payout-detective7 | $50.00 | 4/28/2011 9:42:43 AM |
| jonmars | $25.00 | 4/28/2011 9:45:40 AM |
| reward-galaxy | $50.00 | 4/28/2011 9:57:52 AM |
| adamwstein | $25.00 | 4/28/2011 10:17:14 AM |
| Loan-Mart | $31.63 | 4/28/2011 10:21:55 AM |
| wonderous-power | $25.00 | 4/28/2011 10:22:31 AM |
| first-serene-credit | $25.00 | 4/28/2011 10:49:03 AM |
| bold-sensible-basis | $25.00 | 4/28/2011 11:25:05 AM |
| TakeCare | $150.00 | 4/28/2011 11:41:12 AM |
| zevonyc | $25.00 | 4/28/2011 11:17:41 AM |
| nickel-position | $25.00 | 4/28/2011 12:33:20 PM |
| objective-investor | $250.00 | 4/28/2011 12:45:46 PM |
| sincere-fund1 | $75.00 | 4/28/2011 3:32:22 PM |
| wealth-pizza | $30.35 | 4/28/2011 3:56:18 PM |
| the-enthralling-coin | $75.00 | 4/28/2011 4:44:16 PM |
| orangetrust | $50.00 | 4/28/2011 4:32:38 PM |
| the-enthralling-coin | $100.00 | 4/28/2011 6:11:35 PM |
| lotuss4 | $49.99 | 4/28/2011 6:21:02 PM |
| peaceful-farmer | $40.00 | 4/28/2011 6:48:19 PM |
| broomfieldbucks | $25.00 | 4/29/2011 7:03:52 AM |
| important-dollar1 | $50.00 | 4/29/2011 7:51:12 AM |
| coin-popcorn | $25.00 | 4/29/2011 9:38:11 AM |
| balilanai | $29.00 | 4/29/2011 9:52:10 AM |
| vtrentster | $25.00 | 4/29/2011 10:40:02 AM |
| enriching-listing | $25.00 | 4/29/2011 12:33:57 PM |
| 5kids5 | $40.00 | 4/29/2011 2:50:08 PM |
| jp2654 | $100.00 | 4/29/2011 5:17:02 PM |
| josuae | $150.00 | 4/29/2011 7:21:51 PM |
| ethical-income2 | $25.00 | 4/29/2011 7:42:08 PM |
| theloanfiller | $85.36 | 4/29/2011 6:34:40 PM |
| finance-symphony7 | $50.00 | 4/29/2011 5:52:15 PM |
| loan-master1 | $25.00 | 4/29/2011 7:21:01 PM |
| Gambino | $50.00 | 4/29/2011 8:00:23 PM |
| jenerationx | $25.00 | 4/29/2011 11:55:53 PM |
| Feyenoord | $25.00 | 4/30/2011 4:50:05 AM |
| sc91 | $34.48 | 4/30/2011 7:20:57 AM |
| treasure-hunter270 | $50.00 | 4/30/2011 11:12:28 AM |
| Peacepower | $69.04 | 4/30/2011 4:29:14 PM |
| jsledge | $53.70 | 4/30/2011 5:26:10 PM |
| payment-halo | $50.00 | 5/1/2011 9:54:37 AM |
| kristof2007 | $25.00 | 5/1/2011 12:12:04 PM |
| Damostuff | $25.00 | 5/1/2011 12:32:00 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:46:52 PM |
| communicator9 | $100.00 | 5/1/2011 8:09:21 PM |
| jpblan11 | $25.00 | 5/1/2011 7:31:11 PM |
| DasMula | $27.00 | 5/2/2011 9:52:38 AM |
| boss653 | $100.00 | 5/2/2011 10:00:00 AM |
| liberty-society5 | $25.00 | 5/2/2011 3:50:22 PM |
| BlackCat36 | $50.00 | 5/2/2011 2:49:22 PM |
| coolcoast | $100.00 | 5/2/2011 6:48:22 PM |
| brightest-dynamic-peace | $25.00 | 5/2/2011 8:22:25 PM |
| integrity-doctor | $100.00 | 5/2/2011 7:27:37 PM |
| blissful-penny | $200.00 | 5/2/2011 9:51:17 PM |
| zone6 | $78.22 | 5/3/2011 4:17:19 AM |
| radforj22 | $25.00 | 5/3/2011 3:39:09 AM |
| goldenretriever | $100.00 | 5/3/2011 6:51:45 AM |
| wampum-chorus3 | $30.92 | 5/3/2011 8:03:47 AM |
| onegr8papa | $1,000.00 | 5/3/2011 9:01:27 AM |
| Jimmy_SoCal | $53.15 | 5/3/2011 8:10:37 AM |
| bonus-demon | $25.00 | 5/3/2011 10:22:15 AM |
| revenue-tsunami | $250.00 | 5/3/2011 9:49:41 AM |
| forthright-bonus4 | $25.00 | 5/3/2011 10:34:15 AM |
| credit-mongoose5 | $29.00 | 5/3/2011 12:11:45 PM |
| georgedorn | $81.39 | 5/3/2011 11:33:27 AM |
| bid-arrow9 | $50.00 | 5/3/2011 11:42:42 AM |
| PThor | $25.00 | 5/3/2011 1:54:51 PM |
| ddamenace | $40.00 | 5/3/2011 1:56:35 PM |
| turbostar666 | $35.00 | 5/3/2011 1:58:57 PM |
| ddog0224 | $176.96 | 5/3/2011 3:19:58 PM |
| market-pudding | $25.00 | 5/3/2011 4:22:23 PM |
| nimble-nickel | $50.00 | 5/3/2011 2:33:04 PM |
| durability-halibut | $25.00 | 5/3/2011 3:56:48 PM |
| ksubd | $75.00 | 5/3/2011 6:41:25 PM |
| Green-Baron | $25.00 | 5/3/2011 8:04:49 PM |
| COtheBeast | $25.00 | 5/3/2011 8:41:00 PM |
| bountiful-durability | $50.00 | 5/3/2011 9:31:40 PM |
| hard-working-reward2 | $25.91 | 5/4/2011 12:00:47 AM |
| affluence-promise | $25.00 | 5/3/2011 8:04:33 PM |
| g314 | $30.00 | 5/3/2011 9:04:59 PM |
| forthright-loot7 | $50.00 | 5/4/2011 2:16:07 AM |
| careful-note | $100.00 | 5/4/2011 7:00:41 AM |
| VillageLending | $25.00 | 5/4/2011 9:04:25 AM |
| schnippy | $25.00 | 5/4/2011 9:54:18 AM |
| JBF_Investments | $25.00 | 5/4/2011 9:33:18 AM |
| palace2 | $300.00 | 5/4/2011 10:02:13 AM |
| jimbo29blue | $50.00 | 5/4/2011 10:28:12 AM |
| jimbo29blue | $50.00 | 5/4/2011 10:27:51 AM |
| peer2peer-goodness | $25.00 | 5/4/2011 1:01:47 PM |
| euro-broadcaster | $50.00 | 5/4/2011 1:49:30 PM |
| best-inspiring-deal | $25.00 | 5/4/2011 2:27:37 PM |
| janderz990 | $25.00 | 5/4/2011 2:53:29 PM |
| respcust | $25.00 | 5/4/2011 11:49:21 AM |
| navy_cash | $51.73 | 5/4/2011 3:06:36 PM |
| kindness-sage | $25.00 | 5/4/2011 12:56:20 PM |
| ghos2rider | $25.00 | 5/4/2011 12:59:14 PM |
| Happyhourcomics | $25.00 | 5/4/2011 2:59:22 PM |
| castlwizz | $28.81 | 5/4/2011 3:31:31 PM |
| saver9 | $25.00 | 5/4/2011 3:34:45 PM |
| bill-appraiser7 | $25.00 | 5/4/2011 5:15:59 PM |
| MoneyForNothing | $23.74 | 5/4/2011 5:33:08 PM |
| reflective-rupee | $25.44 | 4/26/2011 9:26:11 AM |
| indomitable-coin | $50.00 | 4/26/2011 9:06:44 AM |
| Peterman | $25.00 | 4/26/2011 9:07:55 AM |
| JustMee | $25.00 | 4/26/2011 9:23:59 AM |
| MonopolyDred | $25.00 | 4/27/2011 8:20:55 AM |
| Mad_Scientist | $25.00 | 4/27/2011 6:50:19 AM |
| thankful-nickel2 | $25.00 | 4/27/2011 9:29:07 AM |
| thehousewife | $50.00 | 4/27/2011 2:42:44 PM |
| poetic-economy | $44.00 | 4/28/2011 9:14:17 AM |
| ranstlin | $25.00 | 4/28/2011 9:57:34 AM |
| cymbal097 | $25.00 | 4/28/2011 10:00:02 AM |
| FinDoc | $25.00 | 4/28/2011 10:02:55 AM |
| vivid-velocity7 | $125.00 | 4/28/2011 10:38:56 AM |
| marketplace-flan9 | $250.00 | 4/28/2011 10:20:31 AM |
| Mad_Scientist | $50.00 | 4/28/2011 10:29:04 AM |
| oreyedoc | $50.00 | 4/28/2011 10:31:18 AM |
| money-bauble | $100.00 | 4/28/2011 10:45:50 AM |
| plentiful-platinum5 | $50.00 | 4/28/2011 11:53:09 AM |
| dinero-idol677 | $50.00 | 4/28/2011 12:06:03 PM |
| edsmoney | $100.00 | 4/28/2011 1:24:10 PM |
| MNFrostbite | $50.00 | 4/28/2011 2:44:28 PM |
| commerce-yeller | $65.00 | 4/28/2011 2:43:27 PM |
| jarf | $25.00 | 4/28/2011 2:45:57 PM |
| friendly-market5 | $25.00 | 4/28/2011 2:53:47 PM |
| resplendent-dollar | $50.00 | 4/28/2011 2:59:33 PM |
| Scotcha | $50.00 | 4/28/2011 3:08:33 PM |
| return-tycoon3 | $426.81 | 4/28/2011 2:54:43 PM |
| friendinmoney | $25.00 | 4/28/2011 3:16:26 PM |
| vulgy | $25.00 | 4/28/2011 7:23:31 PM |
| silver-buckeye | $25.00 | 4/28/2011 8:57:03 PM |
| brightest-dynamic-peace | $50.00 | 4/28/2011 6:39:08 PM |
| Kyileo | $25.00 | 4/28/2011 8:05:46 PM |
| Debt-free-Southern-California | $30.00 | 4/29/2011 1:28:43 AM |
| Engineer44 | $25.00 | 4/29/2011 5:37:16 AM |
| haryassman | $25.00 | 4/29/2011 9:17:42 AM |
| sincere-fund1 | $100.00 | 4/29/2011 9:58:59 AM |
| selector568 | $200.00 | 4/29/2011 11:28:18 AM |
| kind-genuine-dough | $50.00 | 4/29/2011 12:37:42 PM |
| fund-tom-tom6 | $25.00 | 4/29/2011 1:38:23 PM |
| currency-persimmon | $100.00 | 4/29/2011 2:07:20 PM |
| green-forceful-openness | $25.00 | 4/29/2011 2:38:11 PM |
| red-penny-philosopher | $30.00 | 4/29/2011 6:08:41 PM |
| goat361 | $50.00 | 4/29/2011 6:13:45 PM |
| silver-buckeye | $25.00 | 4/29/2011 7:20:36 PM |
| important-ore | $100.00 | 4/29/2011 9:37:54 PM |
| penny-winner | $50.00 | 4/29/2011 11:10:20 PM |
| enthralling-deal180 | $25.00 | 4/30/2011 4:37:34 AM |
| uvawfs | $32.19 | 4/30/2011 8:24:46 AM |
| taal1 | $25.00 | 4/30/2011 8:43:42 AM |
| potatoepicker | $74.88 | 4/30/2011 12:58:26 PM |
| kind-value-pouch | $55.00 | 4/30/2011 4:21:31 PM |
| platinum-cargo | $25.00 | 4/30/2011 1:31:50 PM |
| elasermd | $50.00 | 4/30/2011 3:05:58 PM |
| cognizant-responsibility9 | $25.00 | 4/30/2011 3:45:33 PM |
| CASSHMAN | $150.00 | 4/30/2011 4:30:35 PM |
| Binan | $33.79 | 5/1/2011 5:07:43 AM |
| supersarah61 | $166.08 | 4/30/2011 5:33:28 PM |
| Iamatlast | $50.00 | 5/1/2011 10:05:26 AM |
| debt-legend | $25.00 | 5/1/2011 8:34:52 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:28 AM |
| katnmouse | $80.00 | 5/1/2011 10:34:32 AM |
| beeper2 | $50.00 | 5/1/2011 11:03:05 AM |
| the-auction-bear | $25.00 | 5/1/2011 12:13:39 PM |
| systemlender | $50.00 | 5/1/2011 12:56:09 PM |
| 1SteelerFan | $25.00 | 5/1/2011 2:47:30 PM |
| BxRealtor | $25.00 | 5/1/2011 4:41:36 PM |
| peace-sorcerer | $25.00 | 5/1/2011 7:20:06 PM |
| dedicated-trade9 | $300.00 | 5/1/2011 7:53:20 PM |
| Leopoldine | $25.00 | 5/1/2011 9:11:36 PM |
| Nopayibreakurlegs | $28.08 | 5/2/2011 6:27:04 AM |
| sgt-schultz | $25.00 | 5/2/2011 6:15:37 AM |
| mykkai | $25.00 | 5/2/2011 7:58:04 AM |
| flexible-duty3 | $25.00 | 5/2/2011 7:13:31 AM |
| economy-caper9 | $25.00 | 5/2/2011 8:31:00 AM |
| schnippy | $25.00 | 5/2/2011 10:12:51 AM |
| wyogirllender | $25.00 | 5/2/2011 1:36:01 PM |
| balance-force | $25.00 | 5/2/2011 2:00:13 PM |
| John_Galt | $44.00 | 5/2/2011 3:18:18 PM |
| hopeful-truth5 | $100.00 | 5/2/2011 4:03:08 PM |
| BzJ108 | $56.71 | 5/2/2011 4:07:49 PM |
| palmdelino | $25.00 | 5/2/2011 5:18:49 PM |
| Imaginos1892 | $100.00 | 5/2/2011 5:07:13 PM |
| power-companion7 | $246.00 | 5/2/2011 5:21:07 PM |
| worldly-community3 | $50.00 | 5/2/2011 5:48:20 PM |
| platinum-admiral8 | $100.00 | 5/2/2011 5:49:03 PM |
| poloinc | $123.95 | 5/2/2011 5:44:35 PM |
| green-unrivaled-felicity | $100.00 | 5/2/2011 6:31:46 PM |
| CARedBull | $50.00 | 5/2/2011 8:48:12 PM |
| balanced-agreement0 | $25.00 | 5/2/2011 7:53:14 PM |
| wise-loot-bear | $50.00 | 5/2/2011 7:54:01 PM |
| top-tranquil-justice | $25.00 | 5/2/2011 8:12:49 PM |
| keppim | $25.00 | 5/3/2011 12:30:39 AM |
| lendarer | $100.00 | 5/3/2011 4:36:45 AM |
| LoxKid | $57.00 | 5/3/2011 7:04:58 AM |
| GElender | $50.00 | 5/3/2011 6:11:42 AM |
| maximizer | $25.00 | 5/3/2011 5:33:14 AM |
| revenue-appraiser | $25.00 | 5/3/2011 5:56:10 AM |
| Supernick | $50.00 | 5/3/2011 6:48:30 AM |
| Minotaur | $25.00 | 5/3/2011 8:53:23 AM |
| soular21804 | $25.00 | 5/3/2011 6:54:23 AM |
| nav1elt | $27.04 | 5/3/2011 6:37:03 AM |
| discrete-diversification6 | $26.00 | 5/3/2011 7:46:56 AM |
| TigerForce | $25.00 | 5/3/2011 8:53:58 AM |
| taal1 | $50.00 | 5/3/2011 9:03:28 AM |
| bessbird | $81.30 | 5/3/2011 9:28:17 AM |
| rate-coup9 | $25.00 | 5/3/2011 9:53:56 AM |
| musegaze | $120.00 | 5/3/2011 10:20:59 AM |
| efficient-treasure0 | $25.00 | 5/3/2011 10:17:50 AM |
| Invest_in_residual_income | $25.00 | 5/3/2011 10:41:14 AM |
| omaholic | $26.00 | 5/3/2011 10:51:21 AM |
| toby1409 | $75.00 | 5/3/2011 11:42:24 AM |
| silver-buckeye | $50.00 | 5/3/2011 12:37:34 PM |
| stammyc3 | $36.00 | 5/3/2011 10:49:30 AM |
| palace2 | $400.00 | 5/3/2011 2:05:24 PM |
| auction-seeker | $25.00 | 5/3/2011 3:09:50 PM |
| bill-expert | $50.00 | 5/3/2011 1:30:23 PM |
| duty-accomplishment | $25.00 | 5/3/2011 6:32:53 PM |
| jmichael23 | $248.33 | 5/3/2011 7:26:46 PM |
| designer_10 | $25.00 | 5/3/2011 7:03:33 PM |
| Edwardtomo | $75.00 | 5/3/2011 7:36:35 PM |
| pious-integrity6 | $25.00 | 5/3/2011 8:39:21 PM |
| BAJMP | $25.00 | 5/4/2011 7:21:23 AM |
| exact-gold2 | $25.00 | 5/4/2011 3:27:03 AM |
| penny-finder | $39.63 | 5/4/2011 2:46:16 AM |
| grampy48 | $25.00 | 5/4/2011 3:34:17 AM |
| auction-seeker4 | $50.00 | 5/4/2011 6:25:43 AM |
| fulfilling-investment4 | $40.00 | 5/4/2011 6:55:08 AM |
| loot-pursuit5 | $50.00 | 5/4/2011 7:26:05 AM |
| sparkling-contract7 | $25.00 | 5/4/2011 7:25:31 AM |
| moneytolend72 | $50.00 | 5/4/2011 7:56:19 AM |
| HookersandBlow | $25.00 | 5/4/2011 9:24:22 AM |
| Crysalith | $59.72 | 5/4/2011 10:03:09 AM |
| focused-dime453 | $54.00 | 5/4/2011 10:08:30 AM |
| vigilance-spinner3 | $50.00 | 5/4/2011 10:56:46 AM |
| MasterJin | $25.00 | 5/4/2011 11:07:57 AM |
| Freedom_Lender | $60.61 | 5/4/2011 2:24:49 PM |
| loan-chorus4 | $100.00 | 5/4/2011 11:22:16 AM |
| orange-leverage-phoenix | $250.00 | 5/4/2011 11:45:36 AM |
| ore-dojo | $50.00 | 5/4/2011 3:38:15 PM |
| liberty-point | $25.00 | 5/4/2011 3:40:14 PM |
| elbastador | $25.00 | 5/4/2011 2:13:44 PM |
| enthralling-fund4 | $75.00 | 5/4/2011 12:41:17 PM |
| restless-community389 | $25.00 | 5/4/2011 3:39:33 PM |
| principal-bull | $25.00 | 5/4/2011 4:57:50 PM |
| NYCFinancier | $25.00 | 5/4/2011 4:37:59 PM |
| George2384 | $25.00 | 5/4/2011 5:03:46 PM |
| TSC | $50.00 | 5/4/2011 5:32:55 PM |
| 257 Investments
|
Borrower Payment Dependent Notes Series
504177
This series of Notes was issued and sold upon the funding of the borrower loan #49151, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 18.30% |
Listing Start date:
| Apr-28-2011 |
|
Term:
| 36 months | | |
Listing End date:
| Apr-30-2011 |
|
|
Lender yield:
| 30.99% |
Borrower rate/APR:
| 31.99% / 35.64% |
Monthly payment:
| $174.20 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 29.17% | | |
| |
Estimated return*:
| 10.87% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $529 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| gain-cowbell |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation before wedding
This loan will be used to... I need to pay off debt and get back to neutral before getting married in June.
I am a good candidate because... I have been on time with my payments for awhile now. I apparently had a delinquent collection on my credit score for years and didn't know about it. I just recently found out and payed it off - but that delinquent collection has made it impossible to get a loan to consolidate or get more credit.
All I am spending money on is bills - regular living expenses and wedding bills - just need a little help to right the ship and get back on track.
Would really like to pay off the cards to get my credit back on track before I get married. Nothing like joining your life with someone to make you want to get your financial life together.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| favorite-commerce | $25.00 | 4/28/2011 6:01:12 PM |
| loan-master1 | $25.00 | 4/28/2011 8:07:12 PM |
| marinbb | $100.00 | 4/28/2011 6:59:59 PM |
| transformer855 | $25.00 | 4/29/2011 2:04:30 PM |
| SolarMoonshine | $25.00 | 4/29/2011 5:04:00 PM |
| reflective-rupee | $400.00 | 4/29/2011 9:08:27 PM |
| MilitaryLending | $76.56 | 4/30/2011 3:18:17 AM |
| back-scratchers | $25.00 | 4/30/2011 6:29:13 PM |
| well-mannered-income3 | $30.00 | 4/30/2011 6:30:19 PM |
| ddoneday | $25.00 | 4/30/2011 4:34:49 AM |
| lotuss4 | $49.99 | 4/30/2011 12:46:01 PM |
| 2grindstones | $25.00 | 4/30/2011 3:35:43 PM |
| pragmatic-auction8 | $25.00 | 4/30/2011 6:32:20 PM |
| Rogelio48 | $30.00 | 4/30/2011 7:18:49 PM |
| capital-halo1 | $2,991.58 | 4/30/2011 6:26:21 PM |
| payout-network1 | $97.00 | 4/30/2011 7:07:32 PM |
| best-generosity-financier | $24.87 | 4/30/2011 7:44:55 PM |
| 17 Investments
|
Borrower Payment Dependent Notes Series
504283
This series of Notes was issued and sold upon the funding of the borrower loan #49173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 8.70% |
Listing Start date:
| Apr-27-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-05-2011 |
|
|
Lender yield:
| 18.49% |
Borrower rate/APR:
| 19.49% / 22.87% |
Monthly payment:
| $73.81 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.06% | | |
| |
Estimated return*:
| 9.36% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-679 (Apr-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,131 | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 87% | | |
| | |
Homeownership:
| Yes | | |
|
Screen name:
| awe-inspiring-moola1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BEE
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| ingenious-deal6 | $25.00 | 4/27/2011 5:11:42 PM |
| Digs | $25.00 | 4/28/2011 1:56:49 AM |
| Toby1montana | $26.39 | 4/28/2011 2:31:56 AM |
| lloyd_s | $50.00 | 4/28/2011 2:25:59 AM |
| goodhearted-basis4 | $25.00 | 4/28/2011 10:04:06 AM |
| vutah | $25.00 | 4/28/2011 4:59:22 PM |
| the-enthralling-coin | $25.00 | 4/28/2011 6:06:59 PM |
| Xarach | $25.00 | 4/29/2011 4:16:22 PM |
| etraboulay | $50.00 | 5/1/2011 1:31:18 AM |
| systemlender | $50.00 | 5/1/2011 12:56:43 PM |
| Tradesmanlender | $25.00 | 5/1/2011 4:47:13 PM |
| coldsnap | $25.00 | 5/2/2011 7:57:31 AM |
| FinanceEngine | $30.00 | 5/2/2011 8:59:58 AM |
| finance-symphony7 | $25.00 | 5/2/2011 9:37:17 AM |
| consolidate1 | $25.00 | 5/2/2011 6:02:52 PM |
| bonus-demon | $25.00 | 5/3/2011 10:23:01 AM |
| dime-surge | $50.00 | 5/3/2011 9:29:31 PM |
| Supernick | $50.00 | 5/4/2011 8:33:03 AM |
| SplashCash | $50.00 | 5/4/2011 8:15:13 AM |
| jpayne27 | $25.00 | 5/4/2011 9:36:03 AM |
| triumphant-point5 | $50.00 | 5/4/2011 5:57:27 PM |
| marketplace-saxaphone0 | $100.00 | 5/4/2011 6:21:38 PM |
| mob205 | $50.00 | 5/4/2011 6:43:43 PM |
| vegaslender88 | $50.00 | 5/4/2011 6:06:04 PM |
| BxRealtor | $25.00 | 5/4/2011 9:44:34 PM |
| seatown7 | $25.00 | 5/4/2011 11:34:22 PM |
| greenback-guard | $25.00 | 5/5/2011 2:20:16 AM |
| creative-generosity3 | $45.00 | 5/5/2011 5:27:56 AM |
| SeminoleHoldings | $23.17 | 5/5/2011 5:54:42 AM |
| ippoco | $25.00 | 4/27/2011 5:05:59 PM |
| Zolton | $100.00 | 4/27/2011 5:09:51 PM |
| MikeB918 | $25.00 | 4/27/2011 6:26:05 PM |
| jdrez | $25.00 | 4/28/2011 2:08:12 AM |
| Ducatiman1978 | $25.00 | 4/28/2011 1:56:09 AM |
| investment-artist | $25.00 | 4/28/2011 8:40:01 AM |
| the-reliable-trade | $100.00 | 4/28/2011 9:55:19 AM |
| reflective-rupee | $25.44 | 4/28/2011 10:39:00 AM |
| thankful-nickel2 | $25.00 | 4/28/2011 12:12:57 PM |
| nickel-position | $25.00 | 4/28/2011 1:23:28 PM |
| SolarMoonshine | $25.00 | 4/28/2011 3:45:36 PM |
| CK1 | $25.00 | 4/29/2011 3:56:24 PM |
| a-finance-nirvana | $25.00 | 4/30/2011 5:01:35 AM |
| first-upright-payout | $25.00 | 5/1/2011 10:07:53 AM |
| wealth-renaissance5 | $25.00 | 5/2/2011 12:48:46 AM |
| Imaginos1892 | $25.00 | 5/2/2011 5:08:12 PM |
| irrelevant | $25.00 | 5/3/2011 6:50:13 PM |
| Leopoldine | $25.00 | 5/3/2011 9:55:55 PM |
| efficient-treasure0 | $25.00 | 5/3/2011 9:31:26 PM |
| green-loyalty-cub | $50.00 | 5/4/2011 9:34:30 AM |
| enthralling-deal180 | $25.00 | 5/4/2011 5:39:23 PM |
| crjcapt | $100.00 | 5/4/2011 6:49:03 PM |
| Reliance_Banker | $25.00 | 5/4/2011 7:12:42 PM |
| radforj22 | $25.00 | 5/5/2011 2:24:51 AM |
| careful-note | $100.00 | 5/5/2011 3:24:48 AM |
| 54 Investments
|
Borrower Payment Dependent Notes Series
504699
This series of Notes was issued and sold upon the funding of the borrower loan #49148, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 24.99% |
Borrower rate/APR:
| 25.99% / 29.51% |
Monthly payment:
| $181.28 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.37% | | |
| |
Estimated return*:
| 13.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 22% |
|
Credit score:
| 680-699 (May-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,164 | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| orange-blazing-funds |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
nursedude
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4400
Monthly expenses: $1000Housing: $0
Insurance: $200
Car expenses: $80
Utilities: $189
Phone, cable, internet: $220
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| Whipster | $50.00 | 5/2/2011 9:01:26 AM |
| sfmf | $40.00 | 5/2/2011 9:02:42 AM |
| wealth-pipeline | $25.00 | 5/2/2011 9:01:08 AM |
| economy-coup | $30.00 | 5/2/2011 9:08:28 AM |
| favorite-commerce | $50.00 | 5/2/2011 9:21:23 AM |
| DasMula | $27.00 | 5/2/2011 9:22:20 AM |
| KarlMarx | $25.00 | 5/2/2011 9:34:22 AM |
| thorough-payout8 | $25.00 | 5/2/2011 12:26:19 PM |
| thankful-nickel2 | $25.00 | 5/2/2011 12:36:45 PM |
| vutah | $25.00 | 5/2/2011 1:06:33 PM |
| Cromag | $25.00 | 5/2/2011 1:07:52 PM |
| SolarMoonshine | $25.00 | 5/2/2011 4:42:15 PM |
| enriched-note6 | $25.00 | 5/2/2011 5:39:49 PM |
| supreme-hope | $25.00 | 5/2/2011 5:08:57 PM |
| FinanceEngine | $35.00 | 5/2/2011 6:46:03 PM |
| ethicalhumanist | $25.00 | 5/2/2011 7:28:15 PM |
| grampy48 | $40.00 | 5/3/2011 4:37:51 AM |
| careful-note1 | $25.00 | 5/3/2011 6:41:31 AM |
| umfan123 | $25.00 | 5/3/2011 6:09:54 AM |
| foothillender | $25.00 | 5/3/2011 7:17:05 AM |
| cr55595 | $25.00 | 5/3/2011 10:34:18 AM |
| social-heart | $25.00 | 5/3/2011 11:03:13 AM |
| havana111 | $25.00 | 5/3/2011 12:37:20 PM |
| OSERENKUKU | $25.20 | 5/3/2011 11:03:14 AM |
| BARNAPAS | $25.92 | 5/3/2011 2:44:32 PM |
| Lubava | $34.63 | 5/3/2011 2:51:43 PM |
| scrappy-diversification7 | $2,000.00 | 5/2/2011 9:01:17 AM |
| golffish2 | $50.00 | 5/2/2011 9:04:17 AM |
| EngineersAlliance | $100.00 | 5/2/2011 9:07:27 AM |
| the-enthralling-coin | $25.00 | 5/2/2011 9:08:57 AM |
| reflective-rupee | $25.00 | 5/2/2011 9:32:42 AM |
| wonder3 | $30.00 | 5/2/2011 10:03:12 AM |
| brightest-dignified-penny | $25.00 | 5/2/2011 10:35:53 AM |
| taetrade | $25.00 | 5/2/2011 11:02:33 AM |
| janeybooboo | $200.00 | 5/2/2011 12:07:55 PM |
| wealth-samaritan2 | $26.33 | 5/2/2011 3:50:52 PM |
| five-star-note | $100.00 | 5/2/2011 2:50:05 PM |
| elvisloans | $25.00 | 5/2/2011 5:37:30 PM |
| beachfunder | $50.00 | 5/2/2011 6:05:58 PM |
| Loan2Own | $100.00 | 5/2/2011 6:46:27 PM |
| justasoldier | $30.00 | 5/2/2011 8:21:34 PM |
| scoobiedoo | $50.00 | 5/2/2011 8:51:48 PM |
| investment-habanero8 | $100.00 | 5/3/2011 4:35:08 AM |
| Bob450 | $25.00 | 5/3/2011 7:51:46 AM |
| shrewd-income | $25.00 | 5/3/2011 8:28:24 AM |
| unfixer | $25.00 | 5/3/2011 8:27:17 AM |
| lendstats_com | $400.00 | 5/3/2011 9:41:53 AM |
| golffish2 | $50.00 | 5/3/2011 10:02:22 AM |
| bonus-demon | $50.00 | 5/3/2011 10:30:30 AM |
| shugyosha | $50.00 | 5/3/2011 11:39:49 AM |
| reward-dynamo | $50.00 | 5/3/2011 11:56:17 AM |
| nethawk00 | $25.70 | 5/3/2011 11:58:44 AM |
| Mad_Scientist | $25.00 | 5/3/2011 1:48:54 PM |
| EretzCapital | $30.22 | 5/3/2011 2:54:54 PM |
| aliasqalias | $25.00 | 5/3/2011 1:15:03 PM |
| 55 Investments
|
Borrower Payment Dependent Notes Series
504817
This series of Notes was issued and sold upon the funding of the borrower loan #49099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 10.00% |
Listing Start date:
| May-02-2011 |
|
Term:
| 36 months | | |
Listing End date:
| May-03-2011 |
|
|
Lender yield:
| 20.99% |
Borrower rate/APR:
| 21.99% / 25.42% |
Monthly payment:
| $76.37 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.48% | | |
| |
Estimated return*:
| 10.48% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 9% |
|
Credit score:
| 640-659 (May-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 4y 5m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,507 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| PaidinFull88 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 30 ( 97% )
| 640-659 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 1
( 3% )
| 620-639
(Sep-2008)
|
|
Principal balance:
| $205.38 |
31+ days late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
Helping hand needed to recover
Purpose of loan:
This loan will be used to cosolidate some debt and be better financially positioned to lower it faster. I had some unexpected car expenses recently and this would greatly help in covering such things.
My financial situation:
I am a good candidate for this loan because I will be focused on paying back any loan amounts owed and in a timely manner. I have a stable job and work full time so I don't forsee it in hindering my abilities.
Monthly net income: $2500
Monthly expenses: $
Housing: $740
Insurance: $70
Car expenses: $200
Utilities: $35
Phone, cable, internet: $85
Food, entertainment: $ 400
Clothing, household expenses: $55
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 5/2/2011 9:08:09 AM |
| lendstats_com | $300.00 | 5/2/2011 9:23:37 AM |
| intelligent-yield | $25.00 | 5/2/2011 9:07:38 AM |
| MoneyForNothing | $32.80 | 5/2/2011 9:40:01 AM |
| reflective-rupee | $25.00 | 5/2/2011 9:37:24 AM |
| janeybooboo | $100.00 | 5/2/2011 10:29:59 AM |
| Credit4Talent | $26.51 | 5/2/2011 4:03:04 PM |
| the-enthralling-coin | $25.00 | 5/2/2011 4:29:26 PM |
| SolarMoonshine | $25.00 | 5/2/2011 4:41:28 PM |
| hookUup | $25.74 | 5/2/2011 4:56:31 PM |
| FinanceEngine | $30.00 | 5/2/2011 6:52:28 PM |
| optionscashflow | $25.00 | 5/2/2011 7:13:09 PM |
| thankful-nickel2 | $25.00 | 5/2/2011 7:31:20 PM |
| marwadi-62 | $100.00 | 5/3/2011 4:57:36 AM |
| LittleMingo | $30.00 | 5/3/2011 5:22:16 AM |
| loanman2007 | $175.00 | 5/3/2011 4:50:46 AM |
| wild-orange | $25.00 | 5/3/2011 5:35:06 AM |
| newest-generous-income | $25.00 | 5/3/2011 8:22:56 AM |
| tzvie | $25.00 | 5/3/2011 8:36:34 AM |
| spiff666 | $25.00 | 5/3/2011 8:54:26 AM |
| bonus-demon | $50.00 | 5/3/2011 10:30:58 AM |
| credit-missile | $35.00 | 5/3/2011 12:14:22 PM |
| kinetic-social | $25.00 | 5/3/2011 2:28:38 PM |
| rustysailor | $25.00 | 5/3/2011 4:32:47 PM |
| KarlMarx | $25.00 | 5/3/2011 4:54:23 PM |
| goodhearted-basis4 | $25.00 | 5/3/2011 4:05:47 PM |
| infomas | $50.00 | 5/3/2011 5:11:50 PM |
| market-pudding | $25.00 | 5/3/2011 4:20:17 PM |
| mammalian4 | $25.00 | 5/3/2011 6:20:43 PM |
| OSERENKUKU | $25.50 | 5/3/2011 5:42:04 PM |
| head | $25.00 | 5/2/2011 10:08:25 AM |
| Chesterite | $25.00 | 5/2/2011 10:09:51 AM |
| ingenious-deal6 | $25.00 | 5/2/2011 10:11:38 AM |
| r48 | $25.00 | 5/2/2011 10:46:17 AM |
| wealth-renaissance5 | $25.00 | 5/2/2011 10:33:43 AM |
| DasMula | $27.00 | 5/2/2011 2:57:48 PM |
| C2Banking | $25.00 | 5/2/2011 8:50:31 PM |
| dudebrah | $25.00 | 5/2/2011 7:16:11 PM |
| DoctorJoe | $25.00 | 5/3/2011 4:09:01 AM |
| UCLA4life | $38.74 | 5/3/2011 10:10:47 AM |
| designer_10 | $25.00 | 5/3/2011 11:03:08 AM |
| credit-missile | $25.00 | 5/3/2011 12:02:10 PM |
| credit-missile | $30.00 | 5/3/2011 12:15:25 PM |
| umfan123 | $25.00 | 5/3/2011 10:32:02 AM |
| first-serene-credit | $25.00 | 5/3/2011 1:31:36 PM |
| shrewd-income | $100.00 | 5/3/2011 1:57:37 PM |
| MoneyForNothing | $23.71 | 5/3/2011 6:51:50 PM |
| Christophe | $25.00 | 5/3/2011 6:47:58 PM |
| irrelevant | $25.00 | 5/3/2011 6:51:38 PM |
| 49 Investments
|
Borrower Payment Dependent Notes Series
504879
This series of Notes was issued and sold upon the funding of the borrower loan #49108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| May-02-2011 |
|
Term:
| 12 months | | |
Listing End date:
| May-04-2011 |
|
|
Lender yield:
| 25.69% |
Borrower rate/APR:
| 26.69% / 35.84% |
Monthly payment:
| $287.60 |
| |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 24.52% | | |
| |
Estimated return*:
| 9.82% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 640-659 (Apr-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
|
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,843 | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| | |
Homeownership:
| No | | |
|
Screen name:
| bright-repayment415 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
In-depth description worth reading
I will use this loan for relocation expenses related to my new job as an English teacher in South Korea. Please see my profile for a description of my work/credit history and spending habits.
This job begins in June and will enable me to rebuild my savings and repay my debts. The salary is ~$2,000 a month in addition to room and board. The position is stable considering: The employer, Chung Dahm schools, is a publicly traded corporation in a country with a strong demand for English teachers. I have friends teaching with the same company, some of whom have returned for a second year. Lastly, I will succeed because I have completed a certification course and the selective hiring process.
The loan will be used for my airfare(~1,500-which will be reimbursed), expenses before my first paycheck(~$1000), and unforeseen expenses($500). These expenses were estimated by my employer.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
| Investor | Amount | Investment Date (PT) |
|
| well-rounded-payout0 | $50.00 | 5/2/2011 5:09:51 PM |
| economy-coup | $30.00 | 5/2/2011 5:10:39 PM |
| r48 | $25.00 | 5/2/2011 5:12:35 PM |
| reflective-rupee | $200.00 | 5/2/2011 8:12:55 PM |
| worldly-money4 | $100.00 | 5/3/2011 5:21:42 AM |
| a-restless-dollar | $50.00 | 5/3/2011 6:12:12 AM |
| secureincome | $450.00 | 5/3/2011 8:28:13 AM |
| alert9 | $100.00 | 5/3/2011 9:49:54 AM |
| bonus-demon | $50.00 | 5/3/2011 10:31:33 AM |
| reward-dynamo | $50.00 | 5/3/2011 12:00:39 PM |
| return-commando5 | $200.00 | 5/3/2011 10:37:39 AM |
| Sebremnc | $26.00 | 5/3/2011 12:08:53 PM |
| brightest-dignified-penny | $25.00 | 5/3/2011 10:31:44 AM |
| likeable-hope | $26.65 | 5/3/2011 1:53:33 PM |
| maximus76 | $25.00 | 5/3/2011 7:17:10 PM |
| capital_projects_investor | $25.00 | 5/3/2011 9:44:54 PM |
| missoula | $75.00 | 5/4/2011 4:50:10 AM |
| tigercat | $50.00 | 5/4/2011 7:08:34 AM |
| rockhound84 | $25.00 | 5/4/2011 2:01:39 AM |
| loanman2007 | $25.00 | 5/4/2011 4:36:21 AM |
| umfan123 | $25.00 | 5/4/2011 4:55:46 AM |
| exchange-jedi | $50.00 | 5/4/2011 8:50:24 AM |
| granny28 | $50.00 | 5/4/2011 7:35:06 AM |
| otto1939 | $51.00 | 5/4/2011 7:38:39 AM |
| kgeezy | $25.00 | 5/4/2011 7:41:01 AM |
| genuine-diversification5 | $25.00 | 5/4/2011 8:30:39 AM |
| determined-nickel30 | $25.00 | 5/4/2011 10:29:07 AM |
| sharp-reward920 | $25.00 | 5/4/2011 10:50:23 AM |
| elvisloans | $25.00 | 5/4/2011 9:40:12 AM |
| ethicalhumanist | $50.00 | 5/4/2011 11:11:42 AM |
| dollar-sonnet3 | $50.00 | 5/2/2011 5:09:43 PM |
| the-enthralling-coin | $25.00 | 5/2/2011 5:13:42 PM |
| asset-trajectory | $25.00 | 5/3/2011 1:20:36 AM |
| wealth-prodigy1 | $100.00 | 5/3/2011 8:42:33 AM |
| determined-revenue1 | $25.00 | 5/3/2011 9:50:36 AM |
| reward-blackberry1 | $25.00 | 5/3/2011 1:06:25 PM |
| woodman61 | $50.00 | 5/3/2011 1:44:23 PM |
| deepblue34 | $25.00 | 5/3/2011 4:08:16 PM |
| dudebrah | $25.00 | 5/3/2011 4:44:42 PM |
| yummygazpacho | $50.00 | 5/3/2011 5:16:56 PM |
| rustysailor | $25.00 | 5/3/2011 4:22:54 PM |
| market-pudding | $25.00 | 5/3/2011 4:30:29 PM |
| 2grindstones | $25.00 | 5/3/2011 4:38:22 PM |
| ecstatic-greenback3 | $50.00 | 5/3/2011 6:49:31 PM |
| irrelevant | $25.00 | 5/3/2011 6:51:56 PM |
| best-generosity-financier | $25.00 | 5/4/2011 12:30:38 AM |
| cunning-compassion1 | $48.00 | 5/4/2011 7:05:57 AM |
| melodious-openness | $25.00 | 5/4/2011 4:57:00 AM |
| investment-habanero8 | $100.00 | 5/4/2011 5:02:17 AM |
| shrewd-income | $50.00 | 5/4/2011 8:25:45 AM |
| exact-principal220 | $31.93 | 5/4/2011 10:47:47 AM |
| thorough-payout8 | $25.00 | 5/4/2011 11:12:51 AM |
| loan-chorus4 | $161.42 | 5/4/2011 11:25:08 AM |
| rakem777 | $25.00 | 5/4/2011 11:09:12 AM |
| 54 Investments
|