Sales Report:Supplement No. 8 dated Apr 28, 2011 to Prospectus dated Apr 14, 2011
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Apr 14, 2011 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Apr 14, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 488765
This series of Notes was issued and sold upon the funding of the borrower loan #48918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-16-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $286.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2001 Debt/Income ratio: 22%
Credit score: 660-679 (Mar-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 10Length of status:11y 9m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,665Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 75%  
   Homeownership: No  
Screen name: fund-safehouse Borrower's state: Missouri Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 660-679 (Latest)
Principal borrowed: $5,000.00< 31 days late: 0 ( 0% )  
680-699 (Sep-2010)
600-619 (Sep-2008)
 
Principal balance: $1,007.65 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Home Improvement
Purpose of loan:
Approximately $4000 of this loan will be used to replace cabinets, flooring and carpet in a foreclosured townhome that I purchased last year. $800 to pay off my current Prosper loan and $2200 to pay off and close several small credit cards.
My financial situation:
I am a great candidate for this loan because I am able to repay the funds that I borrow. Current Prosper loan 5 payments left May-September. Funds will be used to pay off and close several small credit card accounts and to improve a foreclosed townhome that I purchased last year. I am currently mortgage free.

Monthly net income: $2900.00 $24.97 per hr plus sales compensation
Monthly expenses: $150.00 gas
Housing: $0
Insurance: $136.00
Car expenses: $220.00
Utilities: $80.00
Phone, cable, internet: $120.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $474.00
Other expenses: $176.00 Prosper loan 5 payments left
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Weaverville$25.004/16/2011 12:04:09 PM
buukyak$25.004/16/2011 12:06:01 PM
lendstats_com$600.004/16/2011 1:25:35 PM
OldManP$35.004/16/2011 12:07:18 PM
diplomatic-wealth7$25.004/16/2011 12:10:29 PM
jhouman$25.004/16/2011 12:06:29 PM
SLN-10$25.004/16/2011 12:06:47 PM
suave-dime6$25.004/16/2011 12:08:55 PM
r48$25.004/16/2011 3:47:44 PM
reflective-rupee$400.444/16/2011 7:02:45 PM
Mikale360$25.004/16/2011 7:27:23 PM
cashhelp$30.004/17/2011 12:47:15 PM
DoctorJoe$25.004/18/2011 4:56:26 AM
organic-treasure$25.004/18/2011 5:48:01 AM
credit-missile$75.004/18/2011 12:40:42 PM
atlas100$25.004/18/2011 10:50:08 AM
dough-hammock$25.004/20/2011 8:12:12 AM
return-grizzly$100.004/21/2011 11:58:12 AM
marwadi-62$200.004/22/2011 7:16:14 PM
Feyenoord$25.004/23/2011 4:46:51 AM
Jack55304$185.004/25/2011 7:14:33 AM
amlu1988$25.004/25/2011 7:29:12 AM
reflective-rupee$350.334/25/2011 4:46:13 PM
nerdfactor$25.004/25/2011 8:15:31 PM
mikeandcat$202.224/26/2011 5:02:08 AM
janeybooboo$100.004/26/2011 10:38:55 AM
Gibbyland$100.004/26/2011 11:10:16 AM
basis-statue2$25.004/26/2011 12:26:45 PM
courteous-kindness1$25.004/26/2011 3:54:37 PM
outofoffice$50.004/26/2011 2:31:28 PM
loss-of-control$50.004/26/2011 6:10:49 PM
mikeandcat$100.004/26/2011 6:37:08 PM
CAGE-Investments$25.004/26/2011 9:25:12 PM
economy-coup$30.004/27/2011 1:01:56 AM
brondero$100.004/27/2011 12:07:29 AM
grampy48$100.004/27/2011 2:44:55 AM
Garlic72$90.604/27/2011 5:11:13 AM
nilonc1$96.954/27/2011 5:27:54 AM
credit-missile$25.004/27/2011 5:35:13 AM
Rollshaft$25.004/27/2011 5:47:38 AM
gogrannygo$25.004/27/2011 6:34:51 AM
shrewd-income$250.004/27/2011 5:30:28 AM
113121$25.004/27/2011 5:57:13 AM
first-serene-credit$25.004/27/2011 6:01:48 AM
velvetsmog$25.004/27/2011 6:20:02 AM
BankOfShaun$25.004/27/2011 6:23:01 AM
ore-frontier$50.004/27/2011 6:35:45 AM
investment-comet$25.004/27/2011 6:40:14 AM
hopeful-truth5$200.004/27/2011 7:24:53 AM
toomanyfishtanks$50.004/27/2011 7:29:56 AM
thankful-nickel2$25.004/16/2011 12:25:44 PM
golffish2$200.004/16/2011 12:04:00 PM
simplelender80$150.004/16/2011 12:05:21 PM
ingenious-deal6$25.004/16/2011 12:08:11 PM
credit-missile$25.004/16/2011 12:55:00 PM
MoneyForNothing$25.004/16/2011 12:14:39 PM
tolerant-dinero2$25.004/16/2011 3:32:36 PM
hookUup$27.724/16/2011 8:33:58 PM
marinbb$100.004/17/2011 4:39:57 PM
LittleMingo$30.004/18/2011 9:47:21 AM
brightest-dignified-penny$25.004/18/2011 10:21:41 AM
vutah$25.004/18/2011 10:08:27 PM
LittleMingo$25.004/19/2011 2:07:37 AM
Champion_Lending$25.004/19/2011 11:38:10 AM
jgar_O$25.004/19/2011 2:58:21 PM
bb575$50.004/20/2011 9:09:32 PM
Bill88$25.004/22/2011 11:03:58 AM
janeybooboo$100.004/23/2011 7:37:06 AM
the-dollar-topper$100.004/23/2011 11:22:47 AM
loyalist1$100.004/25/2011 7:51:09 AM
selector568$50.004/25/2011 12:50:41 PM
DasMula$25.004/25/2011 1:45:10 PM
JustMee$25.004/25/2011 10:09:57 PM
tacopants$217.194/26/2011 10:47:31 AM
miked8303$25.004/26/2011 1:30:39 PM
grnii78$200.004/26/2011 2:45:56 PM
chameleon125$50.004/26/2011 4:48:38 PM
jcw3rd$25.004/26/2011 5:23:57 PM
velocity-winner$25.004/26/2011 7:10:32 PM
Payout_Assured$36.204/26/2011 9:56:42 PM
Bob450$25.004/26/2011 9:15:44 PM
loanman2007$250.004/27/2011 4:47:17 AM
papaloha$59.004/27/2011 2:41:20 AM
wilchik$100.004/27/2011 5:20:35 AM
DasMula$27.004/27/2011 5:54:24 AM
113121$180.004/27/2011 6:07:24 AM
wojo$25.004/27/2011 6:42:09 AM
Tikibarman$50.004/27/2011 5:04:44 AM
lucrative-dollar$50.004/27/2011 7:00:50 AM
momentous-payment5$75.004/27/2011 5:19:12 AM
FinanceEngine$40.004/27/2011 7:16:21 AM
credit-missile$25.004/27/2011 5:35:52 AM
triumph246$50.004/27/2011 5:13:09 AM
Rulea72$31.594/27/2011 7:25:23 AM
goodhearted-gold3$39.104/27/2011 7:32:07 AM
enthralling-investment$51.624/27/2011 5:46:50 AM
investor-007$200.004/27/2011 6:25:53 AM
Mad_Scientist$150.004/27/2011 6:27:32 AM
getreadyloans$40.004/27/2011 6:46:35 AM
CA-Lender$25.044/27/2011 7:23:22 AM
100 Investments
 
Borrower Payment Dependent Notes Series 497447
This series of Notes was issued and sold upon the funding of the borrower loan #48887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-17-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1993 Debt/Income ratio: 54%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 34 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,556Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: brightest-prudent-silver Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...
school deposit
My financial situation:
I am a good candidate for this loan because...i will receive my school loan in august and be able to pay it in full


Monthly net income: $1500
Monthly expenses: $157
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $158
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$150.004/17/2011 12:00:32 PM
ingenious-deal6$25.004/17/2011 12:00:54 PM
suave-dime6$25.004/17/2011 12:02:11 PM
vine99$50.004/17/2011 12:11:27 PM
money-baron-roth-IRA$175.004/17/2011 2:36:19 PM
ursus$50.004/18/2011 8:57:06 AM
Artist_Blue$25.004/18/2011 6:15:02 AM
sharp-trade0$25.004/20/2011 5:09:46 PM
the-dollar-topper$100.004/23/2011 11:22:54 AM
kendigme$25.004/25/2011 1:16:53 PM
mrxtravis$25.004/26/2011 1:30:04 PM
miked8303$25.004/26/2011 9:03:20 PM
CA-Lender$25.044/27/2011 12:35:25 AM
nilonc1$25.004/27/2011 5:23:37 AM
RickColo$168.404/27/2011 7:57:26 AM
penny-sergeant$25.004/27/2011 6:40:35 AM
joyful-power9$50.004/27/2011 8:45:32 AM
greencat$50.004/27/2011 7:18:02 AM
shugyosha$50.004/27/2011 8:20:19 AM
openness-confidant$70.004/27/2011 8:39:36 AM
wild-orange$100.004/27/2011 9:50:03 AM
Chewbaca$25.004/27/2011 10:32:40 AM
jalapeno2$50.004/27/2011 9:46:38 AM
revenue-tsunami$50.004/27/2011 9:48:36 AM
market-giraffe7$100.004/27/2011 9:53:29 AM
finance-mangrove4$26.444/27/2011 10:31:06 AM
listing-pear6$105.004/27/2011 10:50:27 AM
MJTimages_com$50.004/27/2011 10:55:58 AM
integrity-statue$37.154/27/2011 8:26:45 AM
Weaverville$25.004/17/2011 12:02:44 PM
diplomatic-wealth7$25.004/17/2011 12:03:07 PM
larryboy10$25.004/17/2011 8:17:54 PM
reflective-rupee$25.444/19/2011 11:16:08 AM
Jack55304$185.004/25/2011 8:16:26 PM
zorg77$50.004/26/2011 8:44:59 AM
nerdfactor$25.004/26/2011 1:22:39 PM
Gibbyland$100.004/26/2011 6:12:00 PM
jmb_lending$100.004/26/2011 10:45:45 PM
triumph246$25.004/26/2011 11:19:47 PM
Pakse$25.004/26/2011 11:04:10 PM
economy-coup$30.004/27/2011 12:58:03 AM
1randyp$300.004/27/2011 3:40:43 AM
capital-kingdom$25.004/27/2011 4:58:46 AM
lovely-order7$35.574/27/2011 5:47:22 AM
reflective-rupee$175.554/27/2011 5:41:26 AM
wesleyan$47.074/27/2011 7:42:07 AM
jasonrun$25.004/27/2011 8:04:37 AM
whatreality$42.654/27/2011 6:20:23 AM
gallant-economy9$107.544/27/2011 8:29:09 AM
matthewa$25.004/27/2011 6:50:14 AM
hopeful-truth5$50.004/27/2011 7:30:05 AM
money-badger$50.004/27/2011 7:37:38 AM
loyalist1$100.004/27/2011 7:39:37 AM
octoberfresh$25.004/27/2011 7:41:33 AM
first-serene-credit$25.004/27/2011 7:46:03 AM
dedicated-principal$100.004/27/2011 8:14:01 AM
sensible-trade$100.004/27/2011 9:42:29 AM
Bob450$25.004/27/2011 8:30:03 AM
Dubbs360$100.004/27/2011 9:15:03 AM
point-commando$25.004/27/2011 9:56:18 AM
terrific-return$25.004/27/2011 9:23:59 AM
orange-coin-walnut$50.004/27/2011 10:03:06 AM
jenerationx$25.004/27/2011 10:35:46 AM
wildsf$169.154/27/2011 10:58:47 AM
64 Investments
 
Borrower Payment Dependent Notes Series 497955
This series of Notes was issued and sold upon the funding of the borrower loan #48927, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-24-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $150.99
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1990 Debt/Income ratio: 26%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 3Employment status:Other
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:25y 3m
Amount delinquent: $0 Total credit lines: 22Stated income:$50,000-$74,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,923 
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: marineretired Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 46 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
660-679 (Feb-2010)
580-599 (Nov-2007)
640-659 (Apr-2007)
 
Principal balance: $1,758.89 31+ days late: 0 ( 0% )
Total payments billed: 46  
Description
My loan for home improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$100.004/24/2011 12:03:27 PM
MoneyForNothing$44.954/24/2011 12:33:44 PM
UCLA4life$32.804/24/2011 12:05:22 PM
SolarMoonshine$25.004/24/2011 2:19:20 PM
Kash2010lu$25.004/24/2011 4:54:24 PM
Kash2010lu$25.004/24/2011 5:01:47 PM
commerce-renewal$50.004/24/2011 9:24:25 PM
hookUup$27.724/25/2011 5:03:34 AM
thankful-nickel2$25.004/25/2011 10:26:22 AM
money-fort$27.134/25/2011 3:49:41 PM
innovator2$100.004/25/2011 5:15:09 PM
Mikale360$25.004/25/2011 5:35:21 PM
Eric_Gagne$25.004/25/2011 6:05:10 PM
Bidwinner08$33.944/25/2011 7:49:10 PM
money-baron-roth-IRA$350.004/25/2011 8:11:34 PM
zenzorba$50.004/25/2011 8:16:14 PM
competent-p2p$40.004/25/2011 8:21:42 PM
impala6464$154.644/25/2011 8:18:14 PM
HammerSmith$25.004/25/2011 8:47:19 PM
marwadi-62$100.004/25/2011 8:50:42 PM
Pitufo$50.004/25/2011 10:09:00 PM
penny-infusion7$25.004/25/2011 10:23:36 PM
JPMorrisLegacyFund$87.894/26/2011 1:28:00 AM
credit-birch$50.004/25/2011 9:11:35 PM
papaloha$50.004/26/2011 4:06:47 AM
JustMee$25.004/25/2011 10:04:28 PM
cbivitz$125.004/26/2011 1:31:35 AM
Gibbyland$50.004/25/2011 10:23:23 PM
csandb$25.004/25/2011 10:46:08 PM
Lodrick$107.624/26/2011 1:59:14 AM
AdamsWay$25.004/26/2011 2:08:11 AM
Zuzu$25.004/26/2011 2:44:16 AM
proton346$25.004/26/2011 4:12:04 AM
return-grizzly$30.664/26/2011 4:17:51 AM
FarmersBank$50.004/25/2011 6:59:54 AM
Ubiquinone$25.004/25/2011 10:13:53 AM
NekHoldings$25.004/25/2011 12:50:51 PM
reflective-rupee$350.334/25/2011 4:33:08 PM
balanced-balance6$25.004/25/2011 7:42:32 PM
terrific-peace8$36.054/25/2011 7:47:23 PM
vtr1000$25.524/25/2011 8:08:49 PM
Ray3486$25.004/25/2011 8:28:06 PM
Southern_Illinois_Girl$69.144/25/2011 8:52:06 PM
wealth-competitor$25.004/25/2011 9:07:52 PM
Bill88$30.404/25/2011 9:11:08 PM
pure-note0$25.004/25/2011 8:45:02 PM
zorg77$25.004/25/2011 10:18:42 PM
investinFla$76.174/26/2011 1:46:10 AM
CA-Lender$25.044/25/2011 10:01:48 PM
arampata$290.004/26/2011 2:07:16 AM
klend4$25.004/26/2011 3:58:36 AM
arampata$360.004/26/2011 4:06:50 AM
52 Investments
 
Borrower Payment Dependent Notes Series 501511
This series of Notes was issued and sold upon the funding of the borrower loan #48878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,579.76 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.50% Listing Start date:  Apr-11-2011 
Term: 60 months Listing End date:  Apr-25-2011 
 
Lender yield: 10.90% Borrower rate/APR: 11.90% / 13.25% Monthly payment: $390.16
 
Lender servicing fee: 1.00% Effective Yield*: 10.87%  
Estimated return*: 7.37%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-1987 Debt/Income ratio: 14%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 40 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,385Stated income:$50,000-$74,999
Delinquencies in last 7y: 18 Bankcard utilization: 20%  
   Homeownership: No  
Screen name: djkudrak Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Rental Rehab
This loan will be used to buy and rehab a small house. I plan to buy the property for $15K and put about $20K into making it rentable. It will then be worth $60K and I'll be able to rent 2 units for $1100 total, making repayment easy. I have bought/rehabbed other properties with my own savings and I'm hoping that using outside funding will allow me to do more properties faster.

I'm financially set, and have bought/rehabbed other properties. I buy solid homes that need some tlc, so I won't jump at every property available. I want to rent these homes for 20-30 years. They will provide my retirement income, so I'm not looking to make a quick buck. If this funding method works well, I'll be back. I work at a successful auto plant, which is a very stable job with a great income and I would be able to repay from my income in the unlikely event that I have tenant issues. Like I said, I'd like to use this method in the future, so there's no way I'm going to default on this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
diplomatic-wealth7$25.004/11/2011 5:07:51 PM
Zolton$100.004/11/2011 5:05:44 PM
indomitable-coin$25.004/11/2011 5:04:32 PM
simplelender80$84.754/11/2011 6:29:27 PM
The_Loan_Runner$25.004/12/2011 1:56:59 PM
ghos2rider$25.004/13/2011 5:25:27 PM
Weaverville$25.004/16/2011 4:49:37 PM
bid-czar8$50.004/17/2011 5:47:52 PM
ursus$100.004/18/2011 9:00:43 AM
sharp-income2$25.004/19/2011 6:45:46 PM
p40thawk$25.004/20/2011 3:04:25 PM
potatoepicker$50.004/20/2011 4:44:12 PM
djh47a$25.004/20/2011 5:47:48 PM
radforj22$25.004/21/2011 2:50:19 AM
Hondo$25.004/21/2011 12:38:49 PM
palace2$400.004/21/2011 6:14:05 PM
tranquil-diversification8$50.004/22/2011 2:44:59 PM
unbelievable-value2$35.004/22/2011 4:19:30 PM
worth-dandelion$100.004/22/2011 5:11:28 PM
best-phenomenal-treasure$25.004/22/2011 5:28:59 PM
generous-deal6$50.004/23/2011 12:57:40 AM
MARWARISETH$25.004/23/2011 8:41:34 AM
credible-durability$25.004/23/2011 10:00:22 AM
drkosh$25.004/23/2011 4:44:41 PM
Aleut$25.004/23/2011 6:14:41 PM
VBAces$50.004/23/2011 8:40:35 PM
jameskdean$50.004/24/2011 8:49:34 AM
GrooveBiz$50.004/24/2011 12:49:33 PM
C_Mark$50.004/24/2011 7:37:04 PM
trustu$25.004/24/2011 10:01:11 PM
don8ter$25.004/25/2011 6:49:20 AM
mentornetwork$25.004/25/2011 8:44:56 AM
CalBear5$25.004/25/2011 9:20:31 AM
elfincove$25.004/25/2011 9:24:30 AM
serene-credit4$25.004/25/2011 9:25:26 AM
biglender5$25.004/25/2011 9:35:12 AM
bold-durability-drum$50.004/25/2011 9:20:02 AM
MitchD$25.004/25/2011 9:25:58 AM
MARSTUN$50.004/25/2011 9:18:00 AM
grabtakeout$30.004/25/2011 9:59:25 AM
steiglends$100.004/25/2011 9:30:43 AM
calkidd05$25.004/25/2011 9:25:21 AM
brightest-affluence-motivator$100.004/25/2011 9:25:46 AM
socalavi8tor$25.004/25/2011 11:15:31 AM
loan-rider7$25.004/25/2011 10:06:10 AM
Flreap$25.004/25/2011 10:12:30 AM
kenji4861$25.004/25/2011 12:17:49 PM
credible-compassion6$25.004/25/2011 12:30:42 PM
awwaww$50.004/25/2011 9:34:21 AM
balanced-treasure4$50.004/25/2011 12:31:07 PM
jigsaw$100.004/25/2011 12:31:11 PM
rex45$25.004/25/2011 12:31:57 PM
nycfinance$25.004/25/2011 12:32:31 PM
gold-sushi$25.004/25/2011 12:35:11 PM
Rick21$50.004/25/2011 12:35:54 PM
GElender$50.004/25/2011 12:36:03 PM
nycmichael$100.004/25/2011 12:36:14 PM
contract-victor5$50.004/25/2011 12:36:25 PM
fortytwo$100.004/25/2011 12:36:42 PM
nalaari$25.004/25/2011 12:36:50 PM
comet55$25.004/25/2011 12:37:26 PM
ILWTC$50.004/25/2011 11:36:21 AM
camaraderi-workhorse$25.004/25/2011 12:31:18 PM
exuberant-dime$50.004/25/2011 12:31:26 PM
the-profit-oracle$25.004/25/2011 12:54:03 PM
kanpur63$25.004/25/2011 12:31:42 PM
br4444$50.004/25/2011 12:31:49 PM
gold-disk$50.004/25/2011 12:31:59 PM
ISHLEP67$50.004/25/2011 12:32:34 PM
jcfung1$25.004/25/2011 12:33:07 PM
treasure-kazoo$50.004/25/2011 12:33:11 PM
paymentologist$50.004/25/2011 12:33:15 PM
balanced-rupee$50.004/25/2011 12:34:18 PM
LordKinbote$25.004/25/2011 12:34:30 PM
techvet$50.004/25/2011 12:36:11 PM
grampy48$25.004/25/2011 12:36:32 PM
ladderskibum$50.004/25/2011 12:36:59 PM
currency-cigar4$75.004/25/2011 12:37:46 PM
gracej$25.004/25/2011 12:37:59 PM
ptjg$50.004/25/2011 12:38:14 PM
wwwUniversal$25.004/25/2011 12:38:41 PM
LiveFreeand$50.004/25/2011 12:31:13 PM
market-assembler$50.004/25/2011 12:39:03 PM
Gundu$25.004/25/2011 12:31:29 PM
CBO-Enterprise$25.004/25/2011 12:31:34 PM
Rob717171$50.004/25/2011 12:31:40 PM
Mavrck88$50.004/25/2011 12:31:53 PM
phoko$25.004/25/2011 12:32:38 PM
riproaringrapids$25.004/25/2011 12:32:56 PM
philgreen$50.004/25/2011 12:33:17 PM
TEAM-Jasper$25.004/25/2011 12:34:36 PM
hrubinst$48.654/25/2011 12:34:54 PM
MadHun$91.244/25/2011 12:36:17 PM
Willylump$25.004/25/2011 1:46:11 PM
IIP77$25.004/25/2011 12:53:58 PM
dood2112$25.004/25/2011 12:36:39 PM
bold-steady-peso$50.004/25/2011 12:37:17 PM
superb-funds335$25.004/25/2011 12:38:58 PM
Ben87$300.004/25/2011 2:50:19 PM
burrito0$37.004/25/2011 3:45:08 PM
RedantFinance$25.004/25/2011 4:34:40 PM
anton$9,050.004/25/2011 4:43:29 PM
balance6$25.004/25/2011 4:57:42 PM
efficient-treasure0$25.004/11/2011 5:03:31 PM
BxRealtor$25.004/11/2011 5:09:16 PM
worthy-bid8$50.004/14/2011 6:15:43 AM
yield-seeker$25.004/14/2011 9:35:42 AM
AFairDeal$50.004/16/2011 7:35:41 AM
mcabery$300.004/17/2011 1:25:31 PM
MasterJin$25.004/18/2011 1:19:29 PM
enthralling-deal180$50.004/19/2011 5:31:49 PM
sonnet771$50.004/20/2011 12:50:54 AM
reflective-cash0$50.004/20/2011 5:33:10 AM
point-kitten6$25.004/20/2011 11:34:05 AM
Tradesmanlender$25.004/20/2011 3:05:30 PM
Mariner3605$25.004/21/2011 8:28:57 AM
najmn103$25.004/22/2011 7:02:11 AM
funds-shaker8$100.004/23/2011 8:35:39 PM
gold-commander0$25.004/24/2011 1:24:50 PM
aggielender$50.004/24/2011 6:10:08 PM
Rommytowe$50.004/24/2011 8:34:33 PM
skuba$50.004/25/2011 1:20:10 AM
tampa_cmc$50.004/25/2011 6:00:16 AM
maple1$25.004/25/2011 8:39:24 AM
melodious-fairness$50.004/25/2011 9:18:23 AM
handy-justice$50.004/25/2011 9:19:49 AM
loot-heart$25.004/25/2011 9:19:59 AM
AGSLending$25.004/25/2011 9:24:08 AM
PatriotKnight$50.004/25/2011 9:24:36 AM
teega5$25.004/25/2011 9:25:28 AM
wampum-chorus3$25.004/25/2011 9:26:00 AM
attractive-asset$51.804/25/2011 9:09:06 AM
generator535$25.004/25/2011 9:25:11 AM
derwiki$25.004/25/2011 9:20:29 AM
stolan$36.774/25/2011 9:34:02 AM
ferdberfel$50.004/25/2011 9:34:41 AM
randomwalk$25.004/25/2011 9:25:55 AM
wonderful-rupee$25.004/25/2011 9:26:16 AM
MO_Investor$25.004/25/2011 9:26:41 AM
OldFriend$25.004/25/2011 12:17:36 PM
Pasagam$25.004/25/2011 12:30:20 PM
GCInvestments$25.004/25/2011 12:30:36 PM
EvalCrux$25.004/25/2011 12:30:46 PM
p2p-czar3$25.004/25/2011 12:31:09 PM
restech$25.004/25/2011 12:31:54 PM
upc_tnt$25.004/25/2011 12:32:06 PM
haidoken$75.004/25/2011 12:32:42 PM
romario$25.004/25/2011 12:33:41 PM
jblack01$25.004/25/2011 12:34:40 PM
lagnisiruk$25.004/25/2011 12:36:08 PM
6moonbeams$50.004/25/2011 12:36:20 PM
fcukciti$25.004/25/2011 12:36:28 PM
meenan$50.004/25/2011 12:36:45 PM
compassionate-fairness6$25.004/25/2011 12:37:07 PM
downtownfarm$25.004/25/2011 12:38:09 PM
rolandweary$25.004/25/2011 12:38:50 PM
wbahl$33.274/25/2011 12:51:14 PM
LoisLoan$25.004/25/2011 12:30:59 PM
thestartuplender$50.004/25/2011 12:31:04 PM
urbanMisfit$25.004/25/2011 12:31:22 PM
wdfraser$50.004/25/2011 12:31:32 PM
commerce-renewal$100.004/25/2011 12:31:47 PM
compwhiz$25.004/25/2011 12:31:55 PM
Raven39$25.004/25/2011 12:33:10 PM
gnar$25.004/25/2011 12:33:13 PM
investment-comet$25.004/25/2011 12:03:59 PM
handshake5$46.964/25/2011 12:33:55 PM
Interloper$25.004/25/2011 12:34:28 PM
rudyindc$34.324/25/2011 12:35:06 PM
Marathoner$25.004/25/2011 12:36:23 PM
Alpha-AssistU$25.004/25/2011 12:17:45 PM
dinero-speaker$25.004/25/2011 12:36:56 PM
bluprntguy$25.004/25/2011 12:37:02 PM
bill-appraiser7$25.004/25/2011 12:37:57 PM
sungbaek$25.004/25/2011 12:38:06 PM
Chauncey_Gardener$50.004/25/2011 12:38:45 PM
mattpet$25.004/25/2011 12:31:15 PM
fantastic-wampum1$100.004/25/2011 12:39:13 PM
Attract$25.004/25/2011 12:31:31 PM
Ocean713$50.004/25/2011 12:31:37 PM
Control$25.004/25/2011 12:31:45 PM
forthright-trade$25.004/25/2011 12:32:02 PM
balance-voyager$50.004/25/2011 12:32:15 PM
anwn$50.004/25/2011 12:32:26 PM
reward-burger2$50.004/25/2011 12:32:46 PM
DreDub$100.004/25/2011 12:34:14 PM
lostontheedge$25.004/25/2011 12:34:49 PM
irrelevant$25.004/25/2011 12:35:03 PM
subtle-revenue0$25.004/25/2011 12:36:30 PM
clean-greenback5$50.004/25/2011 12:38:01 PM
kind-unassuming-fund$25.004/25/2011 12:59:45 PM
Mark0135$50.004/25/2011 1:46:13 PM
Relevance$25.004/25/2011 3:50:44 PM
tbati$50.004/25/2011 4:16:55 PM
fairness-drum$50.004/25/2011 4:04:20 PM
mikrolown$50.004/25/2011 4:50:47 PM
196 Investments
 
Borrower Payment Dependent Notes Series 501605
This series of Notes was issued and sold upon the funding of the borrower loan #48875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,200.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-10-2011 
Term: 36 months Listing End date:  Apr-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $95.81
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1995 Debt/Income ratio: >1000%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:6y 9m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $1,648Stated income:$1-$24,999
Delinquencies in last 7y: 9 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: maypop Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cash-Blankett
Purpose of loan: pay off credit cards, car repairs
This loan will be used to...

My financial situation: I have been employed for 6 1/2 years with at&t mobility the future looks good
I am a good candidate for this loan because... Once I consolidate and pay my credit card this loan will give me a cheaper interest rate.


Monthly net income: $1,570.00
Monthly expenses: $
Housing: $500.00
Insurance: $ 65.00
Car expenses: $ 100.00
Utilities: $ 140.00
Phone, cable, internet: $150.00
Food, entertainment: $ 185.00
Clothing, household expenses: $ 125.00
Credit cards and other loans: $ 150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
barefootpaul$25.004/10/2011 12:02:18 PM
irrelevant$25.004/10/2011 12:03:09 PM
lucrative-transparency0$50.004/10/2011 12:22:58 PM
Artist_Blue$25.004/10/2011 6:46:53 PM
flwah$25.004/10/2011 6:47:35 PM
money-baron-roth-IRA$50.004/15/2011 8:03:43 PM
CA-Lender$25.044/22/2011 12:19:42 PM
wealth-fighter3$35.004/22/2011 12:12:36 PM
reflective-rupee$25.444/22/2011 1:59:57 PM
money-surge1$25.004/22/2011 3:15:43 PM
w3alter$100.004/10/2011 12:04:17 PM
compassion-lotus5$50.004/10/2011 12:22:33 PM
RMB-Investments$25.004/10/2011 12:22:37 PM
Weaverville$25.004/10/2011 12:22:59 PM
mtquan$25.004/10/2011 2:16:34 PM
desertoasis$25.004/10/2011 6:43:49 PM
rakem777$25.004/21/2011 10:43:52 AM
Bank42$32.334/22/2011 1:05:15 PM
capital-halo1$1,500.004/22/2011 3:12:51 PM
liberty-upholder3$82.194/22/2011 3:17:38 PM
20 Investments
 
Borrower Payment Dependent Notes Series 501795
This series of Notes was issued and sold upon the funding of the borrower loan #48903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,546.44 Prosper Rating: E Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 14.70% Listing Start date:  Apr-11-2011 
Term: 36 months Listing End date:  Apr-25-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $241.54
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1964 Debt/Income ratio: 18%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:12y 10m
Amount delinquent: $0 Total credit lines: 46 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,916Stated income:$50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: kangaroo876 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvements
Purpose of loan:
This loan will be used to... home improvements new air conditioner painting

My financial situation:
I am a good candidate for this loan because... credit score between 670-690 same job for 12 years Income 72,000.00 a year


Monthly net income: $ 4800.00
Monthly expenses: $4000.00
Housing: $1300
Insurance: $125.00
Car expenses: $ 100
Utilities: $300
Phone, cable, internet: $ 125
Food, entertainment: $ 700
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $ gas 600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Total for both = 268,000.00 market value 300,000.00.. Thanks!! (Apr-12-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/11/2011 5:03:07 PM
ingenious-deal6$25.004/11/2011 5:05:26 PM
SecondChanceLendingSERV$25.004/11/2011 5:50:38 PM
Kash2010lu$25.004/11/2011 7:26:20 PM
golffish2$25.004/12/2011 4:04:17 AM
zorg77$25.004/12/2011 4:43:34 AM
Artist_Blue$25.004/12/2011 6:09:41 AM
ursus$50.004/18/2011 8:49:02 AM
thelovebug$100.004/19/2011 10:46:58 AM
benefit-molecule338$300.004/19/2011 9:56:31 PM
best-ingenious-funds$25.004/22/2011 11:29:26 PM
macgeek$25.004/23/2011 9:35:02 AM
MARWARISETH$25.004/23/2011 8:42:12 AM
the-dollar-topper$100.004/23/2011 11:20:55 AM
drkosh$25.004/23/2011 4:44:22 PM
Aleut$25.004/23/2011 6:14:56 PM
kindness-launcher$1,000.004/24/2011 9:46:10 AM
vigorous-market5$300.004/24/2011 11:04:00 PM
Kqwik$25.004/25/2011 5:07:40 AM
klend4$25.004/25/2011 3:51:52 AM
loyalist1$100.004/25/2011 7:50:38 AM
danza$75.004/25/2011 9:20:19 AM
shepherd1$55.414/25/2011 9:29:42 AM
worthy-bid8$25.004/25/2011 1:20:06 PM
graceful-investment$92.424/25/2011 12:55:47 PM
nodlives$26.934/25/2011 12:45:31 PM
payout-bridge$200.004/25/2011 2:32:13 PM
worthy-bid4$36.434/25/2011 2:47:56 PM
titilsbie14$50.004/25/2011 3:57:48 PM
penny-infusion7$25.004/25/2011 3:07:15 PM
cklb$74.524/25/2011 4:15:07 PM
important-openness1$75.004/25/2011 4:21:59 PM
jiggaman7$50.004/25/2011 4:04:54 PM
terrific-dough6$75.004/25/2011 4:42:34 PM
simplelender80$150.004/11/2011 5:04:17 PM
diplomatic-wealth7$25.004/11/2011 5:07:42 PM
value-allocator1$100.004/11/2011 5:10:00 PM
nerdfactor$25.004/11/2011 5:08:46 PM
sharp-trade0$25.004/11/2011 5:09:39 PM
RyanM561$25.004/12/2011 6:03:59 AM
Amber_Stone$25.004/12/2011 8:41:42 PM
Bob450$25.004/13/2011 9:52:43 AM
Weaverville$25.004/14/2011 7:32:34 PM
money-baron-roth-IRA$50.004/15/2011 7:00:49 PM
BradP$25.004/16/2011 4:43:25 PM
Jack55304$185.004/17/2011 5:33:51 AM
fantastic-wampum1$100.004/17/2011 8:03:20 PM
mercuriant$25.004/19/2011 1:58:14 AM
Gibbyland$100.004/19/2011 8:07:34 AM
liberty-injector$50.004/20/2011 9:22:26 AM
bold-shrewd-duty$25.004/20/2011 12:08:05 PM
worth-dandelion$100.004/22/2011 5:13:41 PM
Easystreet$25.004/22/2011 5:33:55 PM
birddogsb$50.004/22/2011 5:35:38 PM
Rogelio48$25.004/23/2011 6:53:52 AM
courteous-kindness1$25.004/23/2011 2:33:03 PM
Comoparklender$50.004/23/2011 8:14:43 PM
missing-link$25.004/23/2011 7:49:22 PM
janeybooboo$100.004/24/2011 12:08:58 PM
VJ_Financial$100.004/24/2011 12:37:56 PM
compassion-paladin042$25.004/24/2011 1:34:14 PM
shepherd1$25.004/24/2011 7:54:58 PM
168RichCapital$50.404/25/2011 5:33:35 AM
economy-structure9$25.004/25/2011 3:40:06 AM
seisen$50.004/25/2011 9:35:06 AM
wesleyan$50.004/25/2011 12:09:30 PM
asiaratt$50.004/25/2011 12:53:40 PM
DeltaGambler$25.004/25/2011 3:39:20 PM
MJTimages_com$50.004/25/2011 3:11:28 PM
radforj22$25.004/25/2011 3:34:50 PM
neutrino6$25.004/25/2011 4:23:35 PM
reflective-rupee$400.334/25/2011 4:20:54 PM
RedantFinance$25.004/25/2011 4:34:50 PM
kindness-hickory5$50.004/25/2011 4:58:14 PM
worth-topper4$25.004/25/2011 4:28:57 PM
75 Investments
 
Borrower Payment Dependent Notes Series 501841
This series of Notes was issued and sold upon the funding of the borrower loan #48851, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,093.96 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Apr-12-2011 
Term: 60 months Listing End date:  Apr-26-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $275.65
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1988 Debt/Income ratio: 29%
Credit score: 760-779 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:16y 3m
Amount delinquent: $0 Total credit lines: 61 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $305,598Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 92%  
   Homeownership: Yes  
Screen name: zippy-dollar Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off card
Purpose of loan:
This loan will be used to...pay off a higher interest rate card

My financial situation:
I am a good candidate for this loan because...I have a secure government job as a Firefighter/Paramedic. I have been working in this field for over 25 years. My credit score is excellent, I have always made payments on time and have never defaulted on any obligation.
I have no payments to my ex wife and I have no children.

Monthly net income: $10,200
Monthly expenses: $
Housing: $3800
Insurance: $70
Car expenses: $275
Utilities: $240
Phone, cable, internet: $50
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $1500
Other expenses: $
120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please explain your high revolving debt level. Is any of this home equity line of credit debt? Thanks - reflective-rupee
A: The revolving debt is from a vacation home which was built in Baja California Mexico over three years ago. Loans became unavailable for foreign vacation homes after starting constuction. I was stuck using all that revolving credit for construction. Prior to that I had zero balances on that credit. I continue to make payments at high interest rates and am slowly paying it down. The card that I would like to pay off is from Citibank. Citibank slowly raised it's rates from below 15% to 23%. (Apr-12-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Zolton$100.004/12/2011 9:08:06 AM
Peterman$25.004/12/2011 9:08:47 AM
diplomatic-wealth7$25.004/12/2011 9:10:00 AM
integrity-doctor$100.004/12/2011 9:50:02 AM
Bank_Of_XL$100.004/12/2011 1:12:38 PM
indomitable-coin$25.004/12/2011 2:46:01 PM
reflective-rupee$25.444/12/2011 4:15:04 PM
bid-czar8$50.004/17/2011 5:48:25 PM
ursus$100.004/18/2011 9:01:23 AM
worthy-bid8$50.004/18/2011 5:13:21 PM
reflective-cash0$50.004/20/2011 5:33:39 AM
Tradesmanlender$25.004/22/2011 9:45:20 AM
enthralling-deal180$50.004/23/2011 8:59:54 PM
jameskdean$50.004/24/2011 8:49:52 AM
C_Mark$50.004/24/2011 7:37:29 PM
skuba$50.004/25/2011 1:20:26 AM
don8ter$25.004/25/2011 6:49:31 AM
Mariner3605$25.004/25/2011 9:20:17 AM
steiglends$100.004/25/2011 9:31:04 AM
MasterJin$25.004/25/2011 12:19:27 PM
DrewBDoo$100.004/25/2011 12:53:01 PM
flexible-duty3$25.004/25/2011 3:28:16 PM
agreement-welder$100.004/25/2011 2:48:00 PM
GElender$25.004/25/2011 3:18:52 PM
sunny-truth6$25.004/25/2011 3:55:35 PM
newest-organic-rupee$33.004/25/2011 4:26:23 PM
neutrino6$25.004/25/2011 4:30:34 PM
important-openness1$75.004/25/2011 4:21:17 PM
Lith$200.004/25/2011 4:48:23 PM
Peacepower$25.004/25/2011 4:43:36 PM
Carne_Chung$51.454/25/2011 5:23:35 PM
the-gold-quark$50.004/25/2011 5:11:18 PM
red-robust-bid$500.004/25/2011 5:16:58 PM
credible-durability$50.004/25/2011 5:16:37 PM
coin-investor$25.004/25/2011 5:18:25 PM
loss-of-control$100.004/25/2011 5:23:31 PM
attractive-asset$51.804/25/2011 5:28:15 PM
Relevance$25.004/25/2011 5:39:01 PM
wampum-chorus3$25.004/25/2011 6:40:42 PM
intlargonaut$77.514/25/2011 6:29:48 PM
loot-heart$25.004/25/2011 6:42:10 PM
meenan$50.004/25/2011 6:43:18 PM
best-phenomenal-treasure$25.004/25/2011 6:44:43 PM
well-rounded-dinero$50.004/25/2011 6:50:09 PM
Alpha-AssistU$25.004/25/2011 6:39:19 PM
jtradition$34.104/25/2011 6:31:44 PM
fuzed$55.004/25/2011 6:52:04 PM
DreDub$100.004/25/2011 6:41:54 PM
melodious-fairness$50.004/25/2011 6:34:08 PM
the-silver-blaster$50.004/25/2011 6:53:53 PM
irrelevant$25.004/25/2011 6:42:29 PM
kind-unassuming-fund$25.004/25/2011 6:55:51 PM
socalavi8tor$25.004/25/2011 6:37:19 PM
truth-futurist$100.004/25/2011 7:17:29 PM
Mark0135$50.004/25/2011 6:56:02 PM
point-kitten6$100.004/25/2011 6:49:34 PM
CSUgrad08$30.454/25/2011 7:37:29 PM
unassassinable$25.004/25/2011 7:40:23 PM
orange-pound-party$50.004/25/2011 7:03:07 PM
zenzorba$100.004/25/2011 8:15:33 PM
djmgd790$75.004/25/2011 8:17:12 PM
fortytwo$100.004/25/2011 7:57:39 PM
logical-moola4$25.004/25/2011 8:16:44 PM
fantastic-wampum1$100.004/25/2011 8:20:47 PM
Raven39$25.004/25/2011 8:19:54 PM
gnar$25.004/25/2011 8:20:01 PM
philgreen$50.004/25/2011 8:20:19 PM
worldly-community3$50.004/25/2011 8:22:58 PM
power-companion7$354.864/25/2011 8:03:17 PM
janeybooboo$100.004/25/2011 8:25:59 PM
VitaminFunk$25.004/25/2011 8:32:02 PM
Rob717171$50.004/25/2011 8:19:44 PM
umfan123$25.004/25/2011 9:00:13 PM
FLSmooth$50.004/25/2011 9:01:26 PM
Bill88$30.404/25/2011 9:10:32 PM
20mule$200.004/25/2011 8:38:57 PM
CA-Lender$25.044/25/2011 10:04:52 PM
GrayStudio$25.004/25/2011 8:53:05 PM
ferdberfel$25.914/25/2011 9:41:14 PM
steves73$100.004/25/2011 9:00:51 PM
dollar-authority$200.004/25/2011 9:06:56 PM
reflective-rupee$200.774/26/2011 3:34:25 AM
E-B$50.004/26/2011 3:36:23 AM
P2P4me$188.144/26/2011 4:43:30 AM
Ambassador$25.004/26/2011 4:44:20 AM
JDFuego$33.334/26/2011 6:41:56 AM
smithd76$50.004/26/2011 3:08:10 AM
torpedoman-usn$58.914/26/2011 4:14:05 AM
suave-dime6$25.004/26/2011 4:39:48 AM
pilot1723$25.004/26/2011 5:11:42 AM
Hiro07$30.004/26/2011 8:13:43 AM
Mr2025$25.004/26/2011 8:54:08 AM
BxRealtor$25.004/12/2011 9:11:20 AM
simplelender80$100.004/12/2011 9:12:16 AM
integrity-doctor$100.004/12/2011 9:50:24 AM
efficient-treasure0$25.004/13/2011 4:19:03 PM
Weaverville$25.004/16/2011 4:50:18 PM
AFairDeal$50.004/18/2011 5:10:17 PM
yield-seeker$25.004/19/2011 6:00:09 PM
sonnet771$50.004/20/2011 12:51:12 AM
radforj22$25.004/21/2011 2:49:15 PM
palace2$400.004/21/2011 6:03:40 PM
tranquil-diversification8$50.004/22/2011 2:45:29 PM
worth-dandelion$100.004/22/2011 5:11:55 PM
GrooveBiz$50.004/24/2011 12:49:51 PM
friendly-worth3$50.004/25/2011 7:30:30 AM
maple1$25.004/25/2011 8:39:41 AM
Flreap$25.004/25/2011 10:14:56 AM
spy0$25.004/25/2011 1:05:12 PM
brainy-repayment5$50.004/25/2011 1:07:57 PM
sunny-truth6$25.004/25/2011 3:55:45 PM
smart-gain$50.004/25/2011 4:05:28 PM
friendly-market5$50.004/25/2011 4:20:16 PM
terryaj$25.004/25/2011 3:44:43 PM
inventive-wealth2$48.004/25/2011 3:49:35 PM
neutrino6$25.004/25/2011 4:30:19 PM
availableloan$25.004/25/2011 3:58:57 PM
RedantFinance$25.004/25/2011 4:34:55 PM
durability-high-five$25.004/25/2011 5:32:55 PM
Pakse$25.004/25/2011 5:26:21 PM
leverage-trident$25.004/25/2011 5:27:43 PM
reflective-rupee$277.774/25/2011 5:19:36 PM
Aleut$25.004/25/2011 5:19:44 PM
inventive-wealth2$25.004/25/2011 5:39:27 PM
1randyp$200.004/25/2011 5:37:08 PM
p40thawk$25.004/25/2011 5:28:52 PM
George13$50.004/25/2011 5:53:57 PM
fairness-drum$50.004/25/2011 5:39:08 PM
vibraphone3$50.004/25/2011 5:41:18 PM
smart-kindness8$50.004/25/2011 6:11:36 PM
Hondo$25.004/25/2011 6:33:48 PM
theaterguy$25.004/25/2011 6:21:58 PM
jules3304$25.004/25/2011 6:36:49 PM
Lender2895a$250.004/25/2011 6:26:37 PM
balanced-rupee$50.004/25/2011 6:42:03 PM
lostontheedge$25.004/25/2011 6:30:40 PM
penny-candy$25.004/25/2011 6:31:25 PM
kenji4861$25.004/25/2011 6:39:28 PM
tampa_cmc$50.004/25/2011 6:52:12 PM
sharp-income2$25.004/25/2011 6:54:26 PM
drkosh$25.004/25/2011 6:35:49 PM
tbati$50.004/25/2011 6:46:44 PM
gold-commander0$50.004/25/2011 6:36:12 PM
trustu$50.004/25/2011 6:36:46 PM
investment-comet$25.004/25/2011 6:37:47 PM
bold-durability-drum$50.004/25/2011 6:39:41 PM
Zoomzoom22$100.004/25/2011 6:45:56 PM
generous-deal6$50.004/25/2011 6:49:50 PM
MARWARISETH$25.004/25/2011 6:50:04 PM
Rommytowe$50.004/25/2011 6:51:52 PM
balance6$25.004/25/2011 6:56:50 PM
clean-finance1$25.004/25/2011 6:58:12 PM
PatRichi$25.004/25/2011 7:39:47 PM
kristof2007$50.004/25/2011 7:06:38 PM
revenue-appraiser$25.004/25/2011 7:58:54 PM
the-profit-oracle$25.004/25/2011 8:02:37 PM
cash-cymbal$32.084/25/2011 7:53:05 PM
Investor704$50.004/25/2011 8:13:44 PM
superb-funds335$25.004/25/2011 8:20:44 PM
jcfung1$25.004/25/2011 8:19:50 PM
treasure-kazoo$50.004/25/2011 8:19:57 PM
wwwUniversal$25.004/25/2011 8:20:40 PM
patriot897$25.004/25/2011 8:39:09 PM
marwadi-62$100.004/25/2011 8:37:42 PM
derec$25.004/25/2011 8:16:55 PM
BlueProteus$25.004/25/2011 8:18:48 PM
paymentologist$50.004/25/2011 8:20:06 PM
investment-artist$25.004/25/2011 8:45:08 PM
competent-p2p$55.004/25/2011 8:24:43 PM
loyalty-sherpa$25.004/25/2011 8:59:36 PM
mgking007$25.004/25/2011 9:02:34 PM
blooming-market$25.004/25/2011 8:40:58 PM
jybank$50.004/25/2011 8:41:16 PM
Astyanax$50.004/25/2011 9:18:29 PM
a-balance-surgeon$100.004/25/2011 10:38:44 PM
wealth-competitor$50.004/25/2011 9:06:20 PM
Gibbyland$50.004/25/2011 10:21:18 PM
goddessworshiper$25.004/26/2011 12:52:41 AM
DrMoneyBags$50.004/26/2011 1:09:17 AM
head$25.004/26/2011 4:19:29 AM
inspired-investment8$100.004/25/2011 10:16:05 PM
Zuzu$50.004/26/2011 2:40:50 AM
dinero-festivity2$100.004/26/2011 5:23:43 AM
RMirish$100.004/26/2011 4:48:56 AM
cbivitz$50.004/26/2011 1:21:03 AM
SDD123$25.004/26/2011 6:58:53 AM
adir1$25.004/26/2011 2:12:16 AM
rogue_monster$50.004/26/2011 8:03:51 AM
geemoney29$25.004/26/2011 6:20:59 AM
simeonthewhale$100.004/26/2011 7:04:35 AM
190 Investments
 
Borrower Payment Dependent Notes Series 501909
This series of Notes was issued and sold upon the funding of the borrower loan #48872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,506.82 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 8.70% Listing Start date:  Apr-12-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $387.75
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1994 Debt/Income ratio: 19%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 4 Current / open credit lines: 23 / 22Length of status:8y 10m
Amount delinquent: $1,178 Total credit lines: 62 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,545Stated income:$100,000+
Delinquencies in last 7y: 1 Bankcard utilization: 46%  
   Homeownership: Yes  
Screen name: benefit-refresher8 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Quality of Life
Purpose of loan:
This loan will be used to open a pharmacy, servicing private doctors as well as clinics in the area.

My financial situation:
I am a good candidate for this loan because I know the business. I have managed Pharmacies for 13 years. I understand what it takes to drive the sales for a business to make it succesfull. I haveworked for 2 of the largest retail chains in the world. I have acquired great marketing as well as customer service skills that will make me the number one choice over chain pharmacies.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Hello the balance is 135,000, and using zillow.com value ranged up to 126,000. I've done renovations since the last time my home was appraised. Thank you!!! (Apr-12-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
Zolton$100.004/12/2011 9:08:38 AM
ingenious-deal6$25.004/12/2011 11:38:08 AM
notyourdaddy$25.004/12/2011 1:42:01 PM
JGB$100.004/12/2011 1:42:37 PM
runner262$25.004/12/2011 1:43:21 PM
Ducatiman1978$25.004/12/2011 1:42:05 PM
efficient-treasure0$25.004/14/2011 5:20:28 PM
ursus$100.004/18/2011 9:01:32 AM
bid-czar8$50.004/18/2011 5:13:24 PM
reflective-cash0$50.004/22/2011 5:29:03 PM
yield-seeker$25.004/23/2011 2:04:46 PM
dollardave$100.004/23/2011 4:00:04 PM
jameskdean$50.004/24/2011 8:49:57 AM
credit-investor5$35.004/24/2011 3:44:24 PM
maple1$25.004/25/2011 8:39:51 AM
enthralling-deal180$50.004/25/2011 10:59:39 AM
important-openness1$75.004/25/2011 4:21:31 PM
Pakse$25.004/25/2011 5:26:59 PM
Mariner3605$25.004/25/2011 5:29:04 PM
1randyp$110.344/25/2011 5:38:25 PM
GrooveBiz$50.004/25/2011 5:30:43 PM
silver-buckeye$50.004/25/2011 5:50:04 PM
smart-kindness8$50.004/25/2011 6:11:43 PM
jazzlender$25.004/25/2011 6:34:33 PM
orderandprogress$25.004/25/2011 6:42:44 PM
point-kitten6$100.004/25/2011 6:34:58 PM
Zoomzoom22$25.004/25/2011 6:44:13 PM
sharp-income2$25.004/25/2011 6:54:32 PM
vibraphone3$50.004/25/2011 6:56:59 PM
creed99$25.004/25/2011 7:25:09 PM
bmbanzai$25.004/25/2011 7:28:35 PM
rookiecrd1$90.004/25/2011 8:02:46 PM
worldly-community3$50.004/25/2011 8:23:09 PM
kenji4861$25.004/25/2011 8:40:52 PM
treasure-bliss$50.004/25/2011 8:20:53 PM
the-silver-blaster$50.004/25/2011 8:22:01 PM
loot-heart$25.004/25/2011 8:42:38 PM
Alpha-AssistU$25.004/25/2011 8:40:49 PM
steves73$50.004/25/2011 9:11:58 PM
inspired-investment8$100.004/25/2011 10:36:01 PM
red-robust-bid$50.004/26/2011 6:44:00 AM
rogue_monster$50.004/26/2011 8:03:55 AM
BxRealtor$25.004/12/2011 9:11:37 AM
simplelender80$100.004/12/2011 9:12:38 AM
get30inc$48.214/12/2011 10:37:21 AM
Digs$25.004/12/2011 1:42:25 PM
lloyd_s$50.004/12/2011 1:43:15 PM
diplomatic-wealth7$25.004/12/2011 2:19:06 PM
chestnut4$25.004/12/2011 1:43:16 PM
zone6$50.004/12/2011 12:36:43 PM
Weaverville$25.004/16/2011 4:50:27 PM
worthy-bid8$100.004/19/2011 5:01:08 PM
sonnet771$50.004/20/2011 12:51:21 AM
radforj22$25.004/21/2011 2:49:24 PM
Tradesmanlender$25.004/22/2011 9:45:38 AM
tranquil-diversification8$50.004/22/2011 2:45:36 PM
worth-dandelion$100.004/22/2011 5:12:11 PM
C_Mark$50.004/24/2011 7:37:34 PM
skuba$50.004/25/2011 1:20:29 AM
don8ter$25.004/25/2011 6:49:36 AM
steiglends$100.004/25/2011 9:31:06 AM
sharp-trade0$25.004/25/2011 12:18:58 PM
neutrino6$25.004/25/2011 4:30:54 PM
RedantFinance$25.004/25/2011 4:35:00 PM
reflective-rupee$200.774/25/2011 5:18:31 PM
richboy56$25.004/25/2011 6:17:57 PM
play4lax$25.004/25/2011 6:29:50 PM
SiebirdLending$25.004/25/2011 6:39:06 PM
patriot897$25.004/25/2011 6:33:42 PM
credible-durability$25.004/25/2011 6:34:16 PM
Bank42$50.004/25/2011 6:56:06 PM
MasterJin$25.004/25/2011 6:52:41 PM
bold-durability-drum$50.004/25/2011 7:23:08 PM
Relevance$25.004/25/2011 6:56:23 PM
fairness-drum$50.004/25/2011 6:56:31 PM
loan_doctor$25.004/25/2011 7:49:30 PM
orange-preeminant-bill$50.004/25/2011 7:58:05 PM
credit-wheel7$25.004/25/2011 7:45:27 PM
asmithj$50.004/25/2011 7:51:36 PM
liberty-injector$47.504/25/2011 8:21:55 PM
loyalty-sherpa$25.004/25/2011 8:59:39 PM
DreDub$50.004/25/2011 8:36:14 PM
best-phenomenal-treasure$25.004/25/2011 8:39:21 PM
blooming-market$25.004/25/2011 8:41:01 PM
GrayStudio$25.004/25/2011 8:53:18 PM
DrMoneyBags$50.004/26/2011 1:09:24 AM
dinero-festivity2$100.004/26/2011 5:23:49 AM
anton$6,400.004/26/2011 8:51:31 AM
88 Investments
 
Borrower Payment Dependent Notes Series 501931
This series of Notes was issued and sold upon the funding of the borrower loan #48913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,312.47 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Apr-12-2011 
Term: 60 months Listing End date:  Apr-26-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $263.80
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1995 Debt/Income ratio: 17%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 10m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,801Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: kindness-tycoon9 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Coach B
Purpose of loan: clear up debt
This loan will be used to...pay off credit cards

My financial situation:living check to check
I am a good candidate for this loan because...
it will help me get back on track

Monthly net income: $4300
Monthly expenses: $
Housing: $1400
Insurance: $175
Car expenses: $
Utilities: $300
Phone, cable, internet: $160
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: Balance is $195,000 and the value is around $220,000 (Apr-15-2011)
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: balance $195,000, value $220,000 (Apr-15-2011)
2 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/12/2011 5:23:27 PM
ingenious-deal6$25.004/12/2011 5:27:58 PM
diplomatic-wealth7$25.004/12/2011 5:29:23 PM
Kash2010lu$25.004/12/2011 8:15:34 PM
nerdfactor$25.004/13/2011 9:30:41 AM
reflective-rupee$25.444/13/2011 1:53:04 PM
SecondChanceLendingSERV$25.794/13/2011 3:30:28 PM
Jack55304$185.004/17/2011 5:34:07 AM
ursus$50.004/18/2011 2:14:50 PM
commerce-yeller$50.004/19/2011 8:54:28 PM
thelovebug$100.004/20/2011 4:50:34 PM
palace2$150.004/21/2011 6:02:58 PM
MARWARISETH$25.004/23/2011 8:42:20 AM
the-dollar-topper$100.004/23/2011 11:21:03 AM
jjswanso$50.004/23/2011 2:26:11 PM
mlj0671$25.004/23/2011 4:41:44 PM
compassion-paladin042$25.004/24/2011 1:34:20 PM
vigorous-market5$500.004/24/2011 8:27:10 PM
Artist_Blue$25.004/25/2011 9:04:43 AM
radforj22$25.004/25/2011 3:34:56 PM
worthy-bid8$25.004/25/2011 1:20:20 PM
jiggaman7$50.004/25/2011 4:05:01 PM
sharp-trade0$25.004/25/2011 6:55:35 PM
sfmf$25.004/25/2011 7:13:59 PM
Mariner3605$25.004/25/2011 7:48:20 PM
important-openness1$50.004/25/2011 8:06:00 PM
bountiful-durability$50.004/25/2011 8:06:23 PM
fighter122$50.004/25/2011 8:09:27 PM
rogue_monster$25.004/25/2011 8:12:11 PM
laki_haole$50.004/25/2011 8:13:20 PM
liberty-injector$50.004/25/2011 8:21:56 PM
listing-trapper3$50.004/25/2011 8:03:38 PM
DSFinancial$50.004/25/2011 8:04:48 PM
stock106$25.004/25/2011 8:05:00 PM
handy-justice$50.004/25/2011 8:12:17 PM
minddoc$25.004/25/2011 8:12:28 PM
thrifty-capital$25.004/25/2011 8:33:08 PM
Bob450$25.004/25/2011 9:04:57 PM
umfan123$25.004/25/2011 8:59:53 PM
ingenious-truth0$50.004/25/2011 9:41:23 PM
well-mannered-income3$25.004/25/2011 9:02:00 PM
penny-infusion7$25.004/25/2011 10:29:09 PM
VJ_Financial$25.004/26/2011 4:52:30 AM
Zuzu$50.004/26/2011 2:50:15 AM
reflective-rupee$200.334/26/2011 3:34:00 AM
csandb$25.004/25/2011 10:48:19 PM
CatFunded$25.004/26/2011 4:51:37 AM
head$25.004/26/2011 4:21:29 AM
sjo1984111$25.004/26/2011 7:14:22 AM
liberty-society5$25.004/26/2011 8:54:00 AM
TheCount$25.004/26/2011 7:51:07 AM
shugyosha$50.004/26/2011 9:33:55 AM
brightest-luminous-cash9$50.004/26/2011 10:08:51 AM
neutrino6$25.004/26/2011 10:17:43 AM
neutrino6$25.004/26/2011 10:18:10 AM
bold-durability-drum$50.244/26/2011 9:40:45 AM
janeybooboo$100.004/26/2011 10:33:13 AM
openness-confidant$79.094/26/2011 11:32:27 AM
dedication-point$25.004/26/2011 1:16:29 PM
credit-sycamore4$50.004/26/2011 4:35:36 PM
red-power-pecan$50.004/26/2011 4:36:00 PM
simplelender80$100.004/12/2011 5:24:20 PM
frogperson$50.004/13/2011 9:45:51 AM
Weaverville$25.004/14/2011 7:32:56 PM
fantastic-wampum1$100.004/18/2011 5:52:11 PM
worth-dandelion$100.004/22/2011 5:14:00 PM
kindness-launcher$2,000.004/22/2011 6:34:55 PM
tnjohnso$25.004/23/2011 10:29:34 AM
Aleut$25.004/23/2011 6:15:02 PM
Comoparklender$50.004/23/2011 8:14:54 PM
maple1$25.004/25/2011 8:39:57 AM
wesleyan$50.004/25/2011 12:09:42 PM
RedantFinance$25.004/25/2011 4:35:09 PM
reflective-rupee$275.334/25/2011 4:37:22 PM
smart-kindness8$50.004/25/2011 6:12:30 PM
rvfbroker$25.004/25/2011 5:40:46 PM
cminus$33.514/25/2011 7:18:56 PM
graceful-investment$100.004/25/2011 7:54:57 PM
seisen$50.004/25/2011 7:50:51 PM
tech310$50.004/25/2011 8:06:51 PM
tylerfd$25.004/25/2011 8:10:09 PM
JJ9876$25.004/25/2011 8:12:53 PM
miked8303$25.004/25/2011 8:13:10 PM
Midwestvalues$50.004/25/2011 8:13:27 PM
money-bauble$50.004/25/2011 8:14:24 PM
MasterJin$25.004/25/2011 8:15:09 PM
ivadood$50.004/25/2011 7:59:01 PM
competent-p2p$40.774/25/2011 8:20:18 PM
compassionate-fairness6$25.004/25/2011 8:03:17 PM
asiaratt$50.004/25/2011 8:09:49 PM
djh47a$25.004/25/2011 8:21:24 PM
Bill88$30.404/25/2011 9:13:11 PM
CA-Lender$50.044/25/2011 10:06:17 PM
HammerSmith$25.004/25/2011 8:46:27 PM
Pitufo$25.004/25/2011 10:06:47 PM
pious-gold$25.234/26/2011 1:21:02 AM
zorg77$25.004/25/2011 10:21:01 PM
Banker_Joe$25.004/26/2011 6:14:17 AM
s_man1$50.004/26/2011 4:55:38 AM
simeonthewhale$50.004/26/2011 7:07:14 AM
smithd76$50.004/26/2011 3:09:45 AM
open-minded-deal$100.004/26/2011 7:39:58 AM
finance-prescription$100.004/26/2011 5:51:03 AM
fund-tom-tom6$25.004/26/2011 6:39:03 AM
shaneaj$200.004/26/2011 8:49:14 AM
wwwUniversal$25.004/26/2011 7:59:20 AM
Mr2025$25.004/26/2011 8:54:05 AM
Isanpankki$100.004/26/2011 8:58:55 AM
168RichCapital$25.404/26/2011 9:03:59 AM
56bones$25.004/26/2011 9:53:47 AM
justice-economist$25.004/26/2011 9:56:50 AM
Retiredsailor65$33.634/26/2011 10:15:21 AM
wise-organic-integrity$27.964/26/2011 9:40:03 AM
the-silver-blaster$33.404/26/2011 9:41:12 AM
briskdevl07$25.004/26/2011 11:04:14 AM
MJTimages_com$25.004/26/2011 10:00:42 AM
amusement4$200.004/26/2011 11:11:41 AM
point-kitten6$50.004/26/2011 10:36:03 AM
openness-confidant$45.914/26/2011 11:08:26 AM
yield-aurora4$50.004/26/2011 12:53:59 PM
birddogsb$50.004/26/2011 4:36:08 PM
121 Investments
 
Borrower Payment Dependent Notes Series 502081
This series of Notes was issued and sold upon the funding of the borrower loan #48931, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-13-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $202.97
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1995 Debt/Income ratio: 20%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 10Length of status:1y 5m
Amount delinquent: $60 Total credit lines: 18 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,547Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: finance-maverick Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Ron's Debt Consolidation Loan
Purpose of loan: Consolidate Credit Card Debt
This loan will be used to... Consolidate Credit Card Debt

My financial situation:
I am a good candidate for this loan because... because my Debt to Income is low, I live with my son's mother and she pays the rent and i pay the the other bills


Monthly net income: $2916 / mo
Monthly expenses: $
Housing: $0
Insurance: $
Car expenses: $324
Utilities: $ 0
Phone, cable, internet: $ 150
Food, entertainment: $ 300
Clothing, household expenses: $ 0
Credit cards and other loans: $ 600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.004/13/2011 9:09:39 AM
ingenious-deal6$25.004/13/2011 9:09:49 AM
Prosp_Lender$42.474/13/2011 10:59:29 AM
SolarMoonshine$25.004/13/2011 6:33:15 PM
efficient-treasure0$25.004/19/2011 12:21:55 PM
sonnet771$50.004/20/2011 12:51:32 AM
worthy-bid8$100.004/20/2011 2:23:02 PM
radforj22$25.004/22/2011 3:57:05 AM
tranquil-diversification8$50.004/22/2011 2:45:52 PM
bid-czar8$50.004/22/2011 5:28:41 PM
dollardave$66.654/23/2011 4:00:06 PM
commerce-yeller$50.004/24/2011 10:26:43 AM
skuba$50.004/25/2011 1:20:38 AM
maple1$25.004/25/2011 8:40:24 AM
don8ter$25.004/25/2011 9:26:44 AM
steiglends$100.004/25/2011 9:31:26 AM
yield-seeker$25.004/25/2011 12:19:52 PM
elegant-loot$25.004/25/2011 12:54:30 PM
RedantFinance$25.004/25/2011 4:35:27 PM
blooming-market$25.004/25/2011 8:41:13 PM
steves73$50.004/25/2011 9:12:14 PM
inspired-investment8$100.004/25/2011 10:36:34 PM
DrMoneyBags$25.004/26/2011 1:09:40 AM
DavidCG$25.004/26/2011 9:51:46 AM
TelegramSam$25.004/26/2011 9:56:36 AM
successful-agreement7$100.004/26/2011 9:58:02 AM
best-basis-trooper$50.004/26/2011 9:58:30 AM
miked8303$25.004/26/2011 10:29:42 AM
peace-cadence$25.004/26/2011 3:46:54 PM
richboy56$25.004/26/2011 5:24:45 PM
five-star-justice$25.004/26/2011 5:35:27 PM
mad-scientist0$50.004/26/2011 5:27:21 PM
atbright$25.004/26/2011 6:04:56 PM
Tlk2drew$50.004/26/2011 6:02:16 PM
julijask$50.004/26/2011 7:41:57 PM
Cheburashka$25.004/26/2011 7:58:51 PM
bicyclist2270$25.004/26/2011 8:02:14 PM
razor783$25.004/26/2011 8:17:53 PM
riproaringrapids$25.004/26/2011 8:21:38 PM
best-lean-yield$50.004/26/2011 8:41:18 PM
best-phenomenal-treasure$25.004/26/2011 8:41:33 PM
jcfung1$25.004/26/2011 8:41:57 PM
gnar$25.004/26/2011 8:42:12 PM
studious-bonus7$43.804/26/2011 8:25:28 PM
point-kitten6$100.004/26/2011 8:26:34 PM
cbr600fs$50.004/26/2011 8:44:56 PM
dinero-speaker$25.004/26/2011 8:28:14 PM
transparency-grasshopper$25.004/26/2011 8:30:39 PM
LordKinbote$25.004/26/2011 8:33:36 PM
ivadood$50.004/26/2011 8:34:02 PM
Marathoner$25.004/26/2011 8:55:23 PM
DreDub$100.004/26/2011 8:41:23 PM
treasure-kazoo$50.004/26/2011 8:42:08 PM
paymentologist$50.004/26/2011 8:42:18 PM
loot-heart$25.004/26/2011 8:42:35 PM
jameskdean$50.004/26/2011 9:08:52 PM
dood2112$25.004/26/2011 8:58:05 PM
Chauncey_Gardener$50.004/26/2011 8:58:28 PM
treasure-bliss$50.004/26/2011 9:06:32 PM
sharp-income2$25.004/26/2011 9:09:44 PM
MasterJin$25.004/26/2011 9:10:38 PM
liberty-injector$50.004/26/2011 9:13:52 PM
newgroom422$25.004/26/2011 9:22:00 PM
del30$25.004/26/2011 9:23:52 PM
computers-er$50.004/26/2011 9:25:39 PM
Zolton$100.004/13/2011 9:08:05 AM
diplomatic-wealth7$25.004/13/2011 9:10:08 AM
BxRealtor$25.004/13/2011 9:10:28 AM
reflective-rupee$25.444/13/2011 9:40:03 AM
Weaverville$25.004/16/2011 4:50:41 PM
ursus$100.004/18/2011 9:01:49 AM
Finchy78$25.354/20/2011 7:13:00 PM
worth-dandelion$100.004/22/2011 5:12:52 PM
Tradesmanlender$25.004/23/2011 2:03:54 PM
C_Mark$50.004/24/2011 7:37:50 PM
enthralling-deal180$50.004/25/2011 5:14:58 PM
smart-kindness8$50.004/25/2011 6:12:01 PM
sharp-trade0$25.004/25/2011 6:55:39 PM
reflective-cash0$50.004/25/2011 6:54:56 PM
worldly-community3$50.004/25/2011 8:23:23 PM
loyalty-sherpa$25.004/25/2011 8:59:53 PM
GrayStudio$25.004/25/2011 8:53:38 PM
dinero-festivity2$100.004/26/2011 5:23:58 AM
jump58$34.474/26/2011 6:23:46 AM
red-robust-bid$50.004/26/2011 6:44:19 AM
c-gurista-5$50.004/26/2011 7:08:52 AM
SiebirdLending$25.004/26/2011 9:37:52 AM
dedication-point$25.004/26/2011 1:10:15 PM
first-upright-payout$25.004/26/2011 3:39:53 PM
syounker$25.004/26/2011 5:20:47 PM
DaMoneyTree$25.004/26/2011 5:25:36 PM
Mariner3605$25.004/26/2011 6:04:34 PM
loyalist1$500.004/26/2011 7:15:48 PM
vibraphone3$50.004/26/2011 7:45:45 PM
subtle-revenue0$25.004/26/2011 8:40:29 PM
powerful-finance7$25.004/26/2011 8:27:14 PM
handshake5$100.004/26/2011 8:33:13 PM
meenan$50.004/26/2011 8:58:11 PM
Alpha-AssistU$25.004/26/2011 8:41:47 PM
Raven39$25.004/26/2011 8:42:02 PM
philgreen$50.004/26/2011 8:42:26 PM
rogue_monster$50.004/26/2011 8:43:16 PM
spursdog$50.004/26/2011 8:47:07 PM
Aleut$25.004/26/2011 8:48:32 PM
wwwUniversal$25.004/26/2011 8:48:44 PM
fantastic-wampum1$100.004/26/2011 9:06:20 PM
sparky1129$50.004/26/2011 9:08:08 PM
bold-durability-drum$50.004/26/2011 9:08:28 PM
contract-victor5$50.004/26/2011 8:55:30 PM
fcukciti$25.004/26/2011 8:55:35 PM
rolandweary$25.004/26/2011 8:58:45 PM
jazzlender$25.004/26/2011 9:14:02 PM
orderandprogress$25.004/26/2011 9:14:10 PM
mistertao$25.004/26/2011 9:21:57 PM
kenji4861$25.004/26/2011 9:10:24 PM
careful-moola3$100.004/26/2011 9:12:42 PM
stanbalwight4$25.004/26/2011 9:23:31 PM
350DGRZ$50.004/26/2011 9:24:05 PM
klinebarger$25.004/26/2011 9:27:43 PM
DeltaComputerGuy$25.004/26/2011 9:28:15 PM
120 Investments
 
Borrower Payment Dependent Notes Series 502083
This series of Notes was issued and sold upon the funding of the borrower loan #48890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,421.93 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 10.80% Listing Start date:  Apr-13-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $137.85
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jun-1996 Debt/Income ratio: 8%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 5m
Amount delinquent: $0 Total credit lines: 28 Occupation: Teacher's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $495Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: transaction-equinox Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
friendly
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $2200 month
Monthly expenses: $800
Housing: $300
Insurance: $160
Car expenses: $0
Utilities: $0
Phone, cable, internet: $121
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $4000 to pay debt in full
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
diplomatic-wealth7$25.004/13/2011 9:09:06 AM
ingenious-deal6$25.004/13/2011 9:07:07 AM
Weaverville$25.004/14/2011 7:33:14 PM
responsible-worth113$30.004/19/2011 3:49:47 PM
bold-shrewd-duty$25.004/20/2011 12:08:50 PM
thelovebug$100.004/23/2011 5:01:20 AM
ursus$50.004/23/2011 10:28:28 AM
Artist_Blue$25.004/25/2011 9:05:05 AM
jjswanso$25.004/25/2011 1:49:23 PM
reflective-rupee$200.334/25/2011 4:49:18 PM
worthy-bid8$25.004/25/2011 8:38:11 PM
wwwUniversal$25.004/26/2011 7:59:59 AM
yield-aurora4$50.004/26/2011 12:54:12 PM
CA-Lender$25.044/26/2011 7:37:49 PM
VJ_Financial$35.004/26/2011 6:46:25 PM
graceful-investment$50.004/26/2011 8:01:10 PM
Soxxes$25.004/26/2011 7:42:53 PM
auction-seeker$25.004/26/2011 7:45:39 PM
itskarma$25.004/26/2011 8:07:27 PM
One_Lolo$25.004/26/2011 8:29:12 PM
vkorichkov$30.004/26/2011 8:51:55 PM
finance-prescription$50.004/26/2011 8:37:17 PM
zorg77$25.004/26/2011 8:59:21 PM
marketplace-achievement$200.004/26/2011 9:01:45 PM
treasure-bliss$29.364/26/2011 9:06:33 PM
debt_helper$50.004/26/2011 8:51:44 PM
platinum-scientist9$25.004/26/2011 8:58:57 PM
the-discrete-income$25.004/26/2011 9:02:59 PM
thoughtful-exchange8$50.004/26/2011 9:03:59 PM
CAGE-Investments$25.004/26/2011 9:24:20 PM
interstellar$50.004/26/2011 9:06:50 PM
ADIDASNO$25.004/26/2011 10:05:42 PM
the-profit-oracle$25.004/27/2011 3:15:06 AM
crawfingers$25.004/27/2011 7:10:40 AM
red-power-pecan$50.004/27/2011 8:35:33 AM
toomanyfishtanks$50.004/27/2011 8:20:16 AM
organized-compassion4$100.004/27/2011 8:52:51 AM
simplelender80$100.004/13/2011 9:03:21 AM
suave-dime6$25.004/13/2011 9:05:40 AM
a-finance-nirvana$25.004/15/2011 7:24:57 AM
Jack55304$185.004/17/2011 5:34:34 AM
nerdfactor$25.004/18/2011 9:18:48 AM
Gibbyland$100.004/19/2011 8:08:08 AM
sfmf$40.004/19/2011 10:00:25 AM
fantastic-wampum1$100.004/20/2011 5:57:21 PM
the-dollar-topper$100.004/23/2011 11:21:22 AM
Aleut$25.004/23/2011 6:15:25 PM
mercuriant$25.004/25/2011 12:55:25 PM
jiggaman7$50.004/25/2011 4:05:17 PM
radforj22$25.004/25/2011 3:35:19 PM
terrific-dough6$50.004/25/2011 4:48:05 PM
smart-kindness8$50.004/25/2011 6:13:14 PM
miked8303$25.004/26/2011 10:32:27 AM
courteous-kindness1$25.004/26/2011 3:54:16 PM
hamster$25.544/26/2011 6:51:23 PM
scho0590$25.004/26/2011 6:19:32 PM
money-baron-roth-IRA$250.004/26/2011 7:26:02 PM
dudebrah$25.004/26/2011 7:23:54 PM
Finchy78$50.004/26/2011 7:34:45 PM
Kaladen$50.004/26/2011 8:01:15 PM
IIP77$25.004/26/2011 8:26:17 PM
FinanceEngine$30.004/26/2011 8:37:49 PM
missing-link$25.004/26/2011 9:00:13 PM
Midwestvalues$50.004/26/2011 9:03:52 PM
Easystreet$25.004/26/2011 9:04:17 PM
tech310$50.004/26/2011 9:13:10 PM
whatknows$25.004/26/2011 9:27:08 PM
sethharris$50.004/26/2011 9:42:21 PM
leverage-monger$66.664/27/2011 8:58:25 AM
69 Investments
 
Borrower Payment Dependent Notes Series 502241
This series of Notes was issued and sold upon the funding of the borrower loan #48848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-14-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Mar-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 14 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,519Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%  
   Homeownership: No  
Screen name: red-silver-baron Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff On Car
This loan to is to pay off a lease on a Dodge Grand Caravan 2008. It was leased under my husband and I and has and lifetime warrantee on the power train

Currently the payoff on the lease is $15,000, we do not have enough to payoff the lease and with this loan we can. Dealer advised us that the lifetime warrantee would be voided if the car would to be under my name only

I have own my own business for 8 years and the car payments have never been late. I currenlty have an approximate $8000 income plus $5200 in pension

We will do anything to keep because it has a life time warrantee that no car manufacturer will give again.

Monthly net income: $8000 and currently $5200 from my husband
Housing: $ 1800
Insurance: $ 250
Car expenses: $ 100
Utilities: $ 150
Phone, cable, internet: $ 80
Food, entertainment: $ 300
Clothing, household expenses: $ 100
Credit cards and other loans: $ 4100 combined credit cards
Information in the Description is not verified.
Friends And Family Investments
nickel-dandelion has invested a total of $25.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.004/14/2011 9:06:08 AM
eronyc$50.004/14/2011 12:33:23 PM
enriching-fund4$25.004/14/2011 4:37:43 PM
dedicated-diversification5$87.634/14/2011 4:41:25 PM
caprirolito$25.004/14/2011 4:00:48 PM
shrewd-peace7$25.004/14/2011 4:37:46 PM
money-baron-roth-IRA$125.004/17/2011 2:33:10 PM
Jack55304$185.004/18/2011 10:12:16 AM
bold-shrewd-duty$25.004/20/2011 12:10:02 PM
nerdfactor$25.004/21/2011 4:24:11 PM
Wangchuk$25.004/22/2011 1:33:47 PM
sturdy-peace9$47.004/25/2011 8:25:47 AM
capital-halo1$1,500.004/25/2011 9:13:11 AM
2grindstones$25.004/25/2011 9:17:40 AM
kind-bid-antioxidant$25.004/25/2011 9:50:29 AM
rupee_power$26.004/25/2011 10:31:08 AM
Makingitrain$25.004/25/2011 9:34:51 AM
mcgovern2024$50.004/25/2011 1:16:16 PM
houli123$50.004/25/2011 3:56:15 PM
upbeat-wealth$25.004/25/2011 4:36:41 PM
the-gold-quark$25.004/25/2011 5:25:40 PM
kristof2007$50.004/25/2011 7:09:28 PM
umfan123$25.004/25/2011 8:13:55 PM
loanman2007$75.004/26/2011 6:17:57 AM
GS-ROCK$44.374/26/2011 8:58:58 AM
american-investor$50.004/26/2011 9:50:14 AM
RyanJY$25.004/26/2011 11:40:56 AM
gold-bath2$25.004/26/2011 12:20:57 PM
dough-hammock$25.004/26/2011 12:00:07 PM
kwan$25.004/26/2011 11:24:27 AM
chato2345$40.944/26/2011 1:06:49 PM
diplomatic-wealth7$25.004/14/2011 9:07:02 AM
suave-dime6$25.004/14/2011 9:08:14 AM
sharp-trade0$25.004/14/2011 9:09:08 AM
ingenious-deal6$25.004/14/2011 9:06:41 AM
ASR3$50.004/14/2011 10:15:06 AM
Artist_Blue$25.004/14/2011 4:23:48 PM
power-trophy7$25.004/14/2011 4:07:32 PM
zone6$100.004/14/2011 4:39:51 PM
87Marc$25.004/14/2011 4:40:10 PM
Weaverville$25.004/14/2011 7:38:10 PM
zorg77$25.004/15/2011 10:27:15 PM
ursus$50.004/18/2011 8:58:03 AM
DasMula$57.004/22/2011 10:28:53 AM
DasMula$57.004/22/2011 10:56:22 AM
reflective-rupee$750.444/22/2011 5:04:47 PM
Wangchuk$25.004/22/2011 8:55:02 PM
the-dollar-topper$100.004/23/2011 11:22:05 AM
worldly-money4$2,500.004/25/2011 5:37:18 AM
loyalist1$100.004/25/2011 7:50:54 AM
nickel-dandelion$25.004/25/2011 9:58:38 AM
icon7$30.004/25/2011 12:43:36 PM
five-star-note$78.834/25/2011 4:08:55 PM
Snoopylover$25.004/25/2011 6:16:35 PM
mwb$25.004/25/2011 6:33:01 PM
optionscashflow$25.004/25/2011 6:53:49 PM
CalCollegeFund19$25.004/25/2011 7:29:06 PM
BanqueDeFrance$100.004/25/2011 8:13:37 PM
fantastic-wampum1$100.004/25/2011 8:15:15 PM
Bob450$25.004/25/2011 9:30:13 PM
elvisloans$25.004/26/2011 6:15:59 AM
miked8303$25.004/26/2011 10:33:26 AM
money-badger$75.004/26/2011 11:04:56 AM
open-minded-fund9$20.794/26/2011 1:12:34 PM
64 Investments
 
Borrower Payment Dependent Notes Series 502271
This series of Notes was issued and sold upon the funding of the borrower loan #48936, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.55% Listing Start date:  Apr-14-2011 
Term: 60 months Listing End date:  Apr-27-2011 
 
Lender yield: 8.60% Borrower rate/APR: 9.60% / 9.82% Monthly payment: $273.66
 
Lender servicing fee: 1.00% Effective Yield*: 8.59%  
Estimated return*: 7.04%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1990 Debt/Income ratio: 3%
Credit score: 840-859 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:10y 3m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $596Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: Yes  
Screen name: best-liberty-thinker Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement-Finish Basement
Purpose of loan:
This loan will be used to supplement the money already saved to finish the basement of our home.

My financial situation:
I am a good candidate for this loan because I am debt free except for the house with an excellent credit rating. I was able to use my friend network to acquire deals on materials and labor to get the project started on the money already saved, but also have a desire to finish the project as a whole and not break it into pieces. I chose a smaller per month payment to minimize impact on household cash flow. I am also interested and looking to become an investor in the future so that I can pay it forward.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
commerce-yeller$50.004/14/2011 5:03:54 PM
MasterJin$25.004/14/2011 5:09:14 PM
indomitable-coin$50.004/14/2011 5:04:01 PM
minista$25.004/14/2011 5:04:11 PM
astute-fairness0$25.004/14/2011 6:17:57 PM
Delamere$50.004/14/2011 5:17:35 PM
serene-truth2$50.004/14/2011 5:04:04 PM
ore-genius2$100.004/14/2011 5:04:17 PM
SCD$25.004/15/2011 3:29:11 AM
caring-hope2$100.004/15/2011 7:20:36 AM
worthy-bid8$73.964/15/2011 7:50:51 AM
jdg268$50.004/16/2011 11:22:28 AM
nosualcneas$25.004/16/2011 3:55:11 PM
fcrick$25.004/16/2011 5:05:15 PM
auction-seeker$25.004/16/2011 6:15:24 PM
Weaverville$100.004/16/2011 4:49:21 PM
subtle-revenue0$25.004/17/2011 6:30:19 PM
enterprising-cash0$25.004/17/2011 6:32:12 PM
Havana21$200.004/17/2011 6:30:55 PM
jeffpac$50.004/19/2011 7:05:22 AM
damage$25.004/19/2011 8:25:47 AM
sparky1129$50.004/19/2011 11:53:08 AM
balanced-rupee$50.004/19/2011 6:44:30 PM
Oakland$50.004/20/2011 4:39:46 AM
Pickmar$25.004/20/2011 11:46:33 AM
Guiren$100.004/20/2011 11:33:32 AM
useful-currency$25.004/20/2011 4:00:55 PM
p40thawk$50.004/20/2011 5:54:15 PM
currency-persimmon$100.004/20/2011 7:13:48 PM
scholarly-integrity$25.004/21/2011 9:35:47 AM
worthy-value1$50.004/21/2011 12:36:50 PM
ytjameslee$49.374/21/2011 12:38:05 PM
Carpetkid$50.004/21/2011 5:56:52 PM
penny-finder$27.994/21/2011 11:10:12 PM
scrappy-bonus2$25.004/22/2011 3:55:41 AM
bvzm$50.004/22/2011 6:47:25 AM
sparkymark$35.004/22/2011 7:04:00 AM
efficient-marketplace$50.004/22/2011 12:49:35 PM
kind-adventurous-finance$50.004/22/2011 4:30:04 PM
kyomoon$50.004/23/2011 3:17:22 AM
mistertao$25.004/23/2011 7:59:31 AM
janeybooboo$100.004/23/2011 8:30:17 AM
credible-durability$25.004/23/2011 10:01:16 AM
Taxman44$25.004/23/2011 12:04:34 PM
truth-image$50.004/23/2011 7:29:29 PM
VBAces$50.004/23/2011 8:40:20 PM
mrkb80$50.004/24/2011 11:49:34 AM
misohoni$50.004/24/2011 5:51:56 PM
Charmart$25.004/25/2011 2:34:47 AM
eighttone$25.004/25/2011 5:19:28 AM
SunsetCoastCapital$25.004/25/2011 9:34:36 AM
heeeley$25.004/25/2011 2:16:01 PM
resolute-return1$28.414/25/2011 3:44:50 PM
smart-kindness8$100.004/25/2011 6:10:41 PM
khamen$25.004/25/2011 5:56:04 PM
inspired-investment8$100.004/25/2011 10:34:28 PM
loyalty-czar$100.004/26/2011 8:36:25 AM
djh47a$25.004/26/2011 9:23:08 AM
systematic0$50.004/26/2011 9:26:35 AM
jazz619$25.004/26/2011 9:20:24 AM
Little_Helper$25.004/26/2011 9:30:17 AM
emo13$41.234/26/2011 9:27:12 AM
speyer$50.004/26/2011 9:28:16 AM
tbati$25.004/26/2011 9:31:49 AM
Denver-Rental-Properties$25.004/26/2011 9:38:56 AM
unrivaled-gain8$50.004/26/2011 9:50:37 AM
payment-pursuit3$50.004/26/2011 9:21:32 AM
discrete-asset$25.004/26/2011 9:56:26 AM
Rysterola82$50.004/26/2011 9:30:07 AM
MO_Investor$25.004/26/2011 9:30:37 AM
marshallmanhattan$25.004/26/2011 9:57:56 AM
trade-structure$25.004/26/2011 10:14:59 AM
top-epic-community$50.004/26/2011 11:34:59 AM
Fioravanti$100.004/26/2011 12:05:37 PM
burgeoning-silver$25.004/26/2011 2:31:08 PM
sympathetic-bonus5$25.004/26/2011 1:34:04 PM
thedoctor$37.714/26/2011 5:14:29 PM
faldska$25.004/26/2011 5:25:22 PM
Mark-O-Polo$25.934/26/2011 5:12:40 PM
DadWarbucks$50.004/26/2011 5:13:31 PM
rmachi$25.004/26/2011 5:30:59 PM
ExtraIncome$26.004/26/2011 7:11:44 PM
castanets2$25.534/26/2011 7:12:05 PM
jamschmidt$25.004/26/2011 7:13:05 PM
NYBIZ$32.774/26/2011 6:38:59 PM
faithey$50.004/26/2011 7:35:42 PM
happy-contract8$48.324/26/2011 7:12:53 PM
Rob717171$50.004/26/2011 7:36:07 PM
Tsimmeej$25.004/26/2011 7:16:45 PM
Anny-Disco$50.004/26/2011 7:37:48 PM
a2190b$25.004/26/2011 7:18:53 PM
lagnisiruk$25.004/26/2011 7:44:41 PM
pwkpwk$25.004/26/2011 7:45:31 PM
listing-meridian$25.004/26/2011 7:51:47 PM
sb0453$25.004/26/2011 7:52:19 PM
Hondo$50.004/26/2011 7:36:26 PM
officer8$25.004/26/2011 7:53:54 PM
AmericanCredit$25.004/26/2011 7:37:33 PM
Brattt$25.004/26/2011 7:38:04 PM
mpactlender$25.004/26/2011 7:38:45 PM
degster$25.004/26/2011 8:00:55 PM
bglender$25.004/26/2011 7:35:34 PM
GodzillaLending$25.004/26/2011 8:01:33 PM
otalon$50.004/26/2011 7:44:14 PM
pcwrangler$25.004/26/2011 7:36:44 PM
TCayce$39.084/26/2011 7:48:31 PM
sajitk$25.004/26/2011 7:49:08 PM
California04$50.004/26/2011 8:08:31 PM
eyevinyl$100.004/26/2011 8:08:53 PM
SBT$75.004/26/2011 7:45:04 PM
ILWTC$29.144/26/2011 8:12:19 PM
UncleTupelo2$25.004/26/2011 7:53:42 PM
fund-ambrosia0$25.004/26/2011 7:53:59 PM
Curly-Girly$25.004/26/2011 7:46:51 PM
Rivervale_Westwood$25.004/26/2011 7:48:15 PM
NMGbank$25.004/26/2011 8:00:04 PM
ChristopherHS$25.004/26/2011 8:00:51 PM
donloah$25.004/26/2011 7:54:05 PM
reinforced-reward$25.004/26/2011 8:01:31 PM
UT-Longhorn$25.004/26/2011 8:02:08 PM
Zoramite$25.004/26/2011 8:22:52 PM
velocity-solo$25.004/26/2011 8:04:30 PM
zeelender$25.004/26/2011 8:05:31 PM
Aimvest$25.004/26/2011 8:05:55 PM
Shockem923$25.004/26/2011 8:12:22 PM
ZeoInvestments$25.004/26/2011 8:39:26 PM
Supp0rter$44.444/26/2011 8:21:28 PM
best-ingenious-funds$25.004/26/2011 8:25:32 PM
Katburg$50.004/26/2011 8:29:46 PM
ebusinessagent$25.004/26/2011 8:38:57 PM
friendly-social2$25.004/26/2011 8:57:29 PM
Tech-Entrepreneur$25.004/26/2011 9:26:09 PM
scottburger$50.004/26/2011 9:26:55 PM
nhm$50.004/26/2011 9:15:48 PM
klinebarger$25.004/26/2011 9:27:12 PM
newgroom422$25.004/26/2011 9:40:42 PM
dontletmoneyfoolya$25.004/26/2011 10:04:00 PM
soular21804$25.004/27/2011 2:17:52 AM
BiggestG$25.004/27/2011 2:20:41 AM
LenderByDay$25.004/27/2011 2:20:57 AM
skorpious$25.004/26/2011 10:18:21 PM
monstersdad$28.734/27/2011 2:37:45 AM
grampy48$50.004/27/2011 2:40:22 AM
MissionMicroFinance$29.274/27/2011 2:46:04 AM
windfall46$25.004/27/2011 3:04:06 AM
bid-papyrus$25.004/27/2011 3:11:28 AM
JazzFranchise$39.944/27/2011 2:26:37 AM
looney-toon$25.004/27/2011 2:26:47 AM
jfd287$27.374/27/2011 2:27:32 AM
here2lend$25.004/27/2011 2:36:20 AM
RgPro$30.194/27/2011 2:36:45 AM
jonesboyz$25.004/27/2011 2:36:59 AM
perlindc$30.204/27/2011 2:27:36 AM
Cheburashka$30.004/27/2011 2:29:22 AM
sngndnc$50.004/27/2011 4:50:31 AM
jey6941$25.004/27/2011 2:36:32 AM
RedCentre$120.844/27/2011 2:38:07 AM
rulender$25.004/27/2011 3:01:32 AM
jscope$25.004/27/2011 3:01:36 AM
virtualbank$40.334/27/2011 3:02:03 AM
MAJESTIC5$50.004/27/2011 2:46:26 AM
tolstoy00$25.004/27/2011 2:51:23 AM
ideal-penny8$25.004/27/2011 3:21:37 AM
Namrok$25.004/27/2011 3:02:35 AM
credit-magician$26.984/27/2011 3:10:39 AM
wwwUniversal$25.004/27/2011 3:12:52 AM
aasx1108$25.004/27/2011 6:32:36 AM
stylish-cash$41.874/27/2011 4:42:55 AM
T2Capital$50.004/27/2011 4:50:30 AM
emmeyP$50.004/27/2011 7:28:51 AM
toomanyfishtanks$50.004/27/2011 7:30:29 AM
rss197$25.004/27/2011 7:44:19 AM
goodhearted-gold3$100.004/27/2011 7:45:15 AM
jasonrun$25.004/27/2011 8:24:00 AM
stensonb$25.004/27/2011 6:47:27 AM
C_Mark$100.004/27/2011 6:47:58 AM
Mad_Scientist$200.004/27/2011 8:04:54 AM
lawyervon$25.004/27/2011 8:29:12 AM
wjf60$25.004/27/2011 8:45:31 AM
terrific-return$2.854/27/2011 9:21:03 AM
meux99$25.004/14/2011 5:08:14 PM
DukSerduk$25.004/14/2011 5:03:37 PM
logical-reward8$25.004/14/2011 5:03:42 PM
dtrain5$25.004/14/2011 5:03:56 PM
Gibbyland$100.004/14/2011 5:02:31 PM
MrDavid$50.004/14/2011 5:03:51 PM
reflective-rupee$222.224/14/2011 5:22:41 PM
kenji4861$25.004/15/2011 6:10:40 AM
restless-balance9$50.004/15/2011 4:49:43 AM
JJ9876$50.004/15/2011 10:05:17 AM
millionlender$70.054/15/2011 1:46:52 PM
Dollars4Rent$45.404/16/2011 2:59:49 AM
vine99$100.004/16/2011 12:06:56 PM
GoldenGo4$36.834/17/2011 6:30:30 PM
Algernon$25.004/18/2011 4:47:07 PM
compoundinterest$50.004/19/2011 8:05:09 AM
axl163$25.004/19/2011 8:24:26 AM
availableloan$25.004/19/2011 8:17:49 AM
cash-cymbal$100.004/19/2011 9:49:17 AM
bill-appraiser7$25.004/19/2011 11:53:04 AM
Theodon$25.004/19/2011 7:16:18 PM
prossperous01$25.004/20/2011 2:15:21 PM
sharp-income2$25.004/20/2011 4:19:12 PM
market-happiness7$50.004/21/2011 12:33:34 AM
Bodyboard$50.004/21/2011 5:21:49 PM
najmn103$25.004/22/2011 7:07:03 AM
Darrkblu$25.004/22/2011 9:34:45 AM
a-exponential-hope$25.004/22/2011 4:54:57 PM
YummiBear$25.004/22/2011 7:02:14 PM
bluefootedpig$25.004/22/2011 8:54:37 PM
MARWARISETH$25.004/23/2011 8:40:58 AM
UnclePockets$25.004/23/2011 10:55:23 AM
grasscutter$200.004/23/2011 12:35:08 PM
blooming-market$25.004/23/2011 2:36:56 PM
ets2011$25.004/24/2011 7:30:36 AM
antlr$50.004/24/2011 4:39:24 PM
compassionate-dime0$50.004/24/2011 6:04:23 PM
a-responsible-return$50.004/24/2011 7:44:43 PM
ore-frontier$200.004/24/2011 9:12:15 PM
glc527$35.004/25/2011 12:46:34 PM
encore06$25.004/25/2011 1:02:41 PM
radforj22$25.004/25/2011 5:19:33 PM
the-gold-quark$100.004/25/2011 6:11:44 PM
senior1$25.004/25/2011 7:13:39 PM
penny-candy$25.004/25/2011 7:24:47 PM
lifegrowth$25.004/25/2011 8:40:22 PM
steves73$50.004/25/2011 9:10:42 PM
pilot1723$25.004/26/2011 5:07:56 AM
jescowa$50.004/26/2011 9:21:50 AM
panegryst$50.004/26/2011 9:23:16 AM
jasperpants$25.004/26/2011 9:29:30 AM
community-pipeline$25.004/26/2011 9:20:43 AM
srgriff$25.004/26/2011 9:21:56 AM
BankingFamily$25.004/26/2011 9:28:44 AM
shugyosha$50.004/26/2011 9:40:12 AM
fund-tom-tom6$25.004/26/2011 9:21:26 AM
antomi$50.004/26/2011 9:55:34 AM
Westerly$50.004/26/2011 9:29:01 AM
slartibardfast$25.004/26/2011 11:05:01 AM
gardenslug$90.004/26/2011 10:40:59 AM
Mad_Scientist$25.004/26/2011 1:04:09 PM
BobInWisconsin$125.004/26/2011 1:11:27 PM
dedication-point$25.004/26/2011 1:09:02 PM
BlindSquirrel$25.004/26/2011 5:11:01 PM
lost-money-so-far-on-these$25.004/26/2011 5:12:45 PM
alpinaut$25.004/26/2011 5:31:16 PM
mizount$25.004/26/2011 6:01:28 PM
TechieLender$58.814/26/2011 7:08:42 PM
pakrbkr$50.004/26/2011 7:35:26 PM
Kijib$25.004/26/2011 7:40:22 PM
token34$25.004/26/2011 7:16:29 PM
jcholloway831$25.004/26/2011 7:26:19 PM
teejay411$100.004/26/2011 7:45:14 PM
jcttjg$40.004/26/2011 7:45:21 PM
seabass123$25.004/26/2011 7:51:07 PM
DreDub$100.004/26/2011 7:35:50 PM
wise-bonus-honker$25.004/26/2011 7:52:36 PM
Lender0010$100.004/26/2011 7:37:24 PM
Hogpilot$50.004/26/2011 7:37:56 PM
ujiba$50.004/26/2011 7:58:10 PM
shadowflame_99$25.004/26/2011 7:59:32 PM
reward-planetarium$50.004/26/2011 7:36:17 PM
wise-silver-wonder$25.004/26/2011 8:01:26 PM
betak$50.004/26/2011 7:51:24 PM
red-income-circuit$25.004/26/2011 7:51:55 PM
BaxterEvil$25.004/26/2011 7:44:35 PM
adhawan325$25.004/26/2011 8:11:53 PM
budyzr$25.004/26/2011 7:53:34 PM
brewlots$25.004/26/2011 7:53:49 PM
appastk$25.004/26/2011 7:54:11 PM
wbahl$25.004/26/2011 7:48:40 PM
Mar_Holdings_LLC$25.004/26/2011 7:57:54 PM
djs81$100.004/26/2011 8:01:28 PM
theboat$25.004/26/2011 7:55:37 PM
fireboss$50.004/26/2011 8:23:05 PM
MTLoans$25.004/26/2011 7:59:44 PM
Steveoo1$50.004/26/2011 8:17:23 PM
ultimatepaintball$25.004/26/2011 8:22:59 PM
cosmof16$25.004/26/2011 8:23:10 PM
famous-bill$25.004/26/2011 8:23:25 PM
friendinmoney$25.004/26/2011 8:49:18 PM
efficient-treasure0$25.004/26/2011 8:39:04 PM
harmonious-moola7$50.004/26/2011 9:23:13 PM
bbbshome$25.004/26/2011 9:23:10 PM
yoyoclock$25.004/26/2011 9:25:47 PM
jeffc92$50.004/26/2011 9:26:35 PM
newest-organic-rupee$25.004/26/2011 9:28:41 PM
whistledicksmith$50.004/26/2011 10:15:23 PM
osage$25.004/27/2011 2:46:00 AM
zyztemboy$25.004/27/2011 2:26:53 AM
jjb3$25.004/27/2011 2:38:02 AM
bmcg$25.004/27/2011 2:17:14 AM
turbostar666$29.374/27/2011 2:20:49 AM
Schuld66$32.934/27/2011 2:26:13 AM
rakstar$50.004/27/2011 2:28:12 AM
ChicoBob$29.584/27/2011 2:47:03 AM
Preteur$25.004/27/2011 2:37:26 AM
latestone$25.004/27/2011 3:01:59 AM
jonandmeg21$50.004/27/2011 2:45:48 AM
jcn12321$25.004/27/2011 2:50:44 AM
market-socrates4$31.364/27/2011 3:22:05 AM
valiant-liberty4$25.004/27/2011 3:22:52 AM
MacBrandon$25.004/27/2011 4:20:45 AM
MikeB918$25.004/27/2011 4:35:23 AM
idriveajeep$60.004/27/2011 7:15:42 AM
Keebs$25.004/27/2011 7:20:39 AM
QuinMccoy$50.004/27/2011 5:51:17 AM
protargol$41.354/27/2011 6:30:08 AM
authoritative-capital$33.654/27/2011 7:19:20 AM
reinforced-marketplace3$180.004/27/2011 9:16:05 AM
honorable-vigilance$100.004/27/2011 8:02:38 AM
311 Investments
 
Borrower Payment Dependent Notes Series 502481
This series of Notes was issued and sold upon the funding of the borrower loan #48898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1997 Debt/Income ratio: 39%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 29 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,697Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%  
   Homeownership: Yes  
Screen name: bid-fir1 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
bid-fir1
Purpose of loan: consolidation
This loan will be used to...consolidate credit

My financial situation: employed full-time
I am a good candidate for this loan because...
steady work history, good payment history

Monthly net income: $ 1688.00 +spousal income
Monthly expenses: $
Housing: $764
Insurance: $
Car expenses: $402
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/18/2011 5:11:54 PM
Wangchuk$25.004/18/2011 5:08:22 PM
larryboy10$25.004/18/2011 6:06:14 PM
RyanM561$25.004/19/2011 12:42:02 AM
bright-exchange$25.004/19/2011 11:33:47 AM
nickel-hickory$100.004/19/2011 3:56:32 PM
competent-p2p$50.004/19/2011 5:52:16 PM
SecondChanceLendingSERV$25.004/19/2011 6:39:58 PM
grotheik$25.004/20/2011 9:25:21 AM
Weaverville$25.004/20/2011 10:30:51 AM
best-ingenious-funds$25.004/22/2011 11:29:32 PM
selector568$100.004/23/2011 4:57:12 AM
DasMula$107.004/23/2011 9:01:42 AM
valiant-money$25.004/23/2011 11:33:19 AM
168RichCapital$25.404/23/2011 12:00:20 PM
sharp-trade0$25.004/23/2011 1:46:43 PM
Whipster$25.004/23/2011 7:10:14 PM
2grindstones$25.004/24/2011 9:17:59 AM
StarshineXL$375.004/24/2011 10:59:58 AM
SolarMoonshine$25.004/24/2011 3:19:02 PM
chato2345$50.004/24/2011 5:50:56 PM
sturdy-peace9$73.004/24/2011 7:21:25 PM
vigorous-market5$200.004/24/2011 8:28:56 PM
the-dollar-topper$100.004/25/2011 7:14:29 AM
money-fort$25.004/25/2011 8:46:56 AM
thankful-nickel2$25.004/25/2011 10:30:36 AM
rupee_power$26.004/25/2011 10:15:17 AM
money-fort$25.004/25/2011 12:14:52 PM
kendigme$25.004/25/2011 1:09:50 PM
reflective-rupee$750.334/25/2011 4:48:29 PM
loss-of-control$150.004/25/2011 5:31:04 PM
Haribelle$25.004/25/2011 5:15:21 PM
KrauseVentures$47.684/25/2011 7:50:04 PM
cbivitz$200.004/26/2011 1:27:36 AM
simeonthewhale$25.004/26/2011 7:03:08 AM
mpatrick$25.004/26/2011 10:49:11 AM
accelerator96$25.004/26/2011 10:36:12 AM
Rogesparkguy$25.004/26/2011 5:20:53 PM
saxaphone6$25.004/26/2011 5:32:22 PM
mrsp2e$25.004/26/2011 5:38:44 PM
umfan123$25.004/26/2011 6:07:51 PM
spiff666$25.004/26/2011 6:34:34 PM
Maximum_Investment$37.584/26/2011 6:34:47 PM
economy-popcorn$25.004/26/2011 6:40:02 PM
worthy-bid4$54.434/26/2011 6:48:50 PM
peso-aggregator$25.004/26/2011 6:30:39 PM
jasonrossi11$50.004/26/2011 6:54:21 PM
justonejake$89.644/26/2011 6:55:36 PM
neutrino6$50.004/26/2011 6:35:12 PM
Jon8403$25.004/26/2011 6:39:12 PM
moneyismyshot$26.334/26/2011 6:53:29 PM
Shawn95187$434.754/26/2011 6:55:29 PM
Kash2010lu$40.004/18/2011 5:15:32 PM
simplelender80$150.004/18/2011 5:12:47 PM
suave-dime6$25.004/18/2011 5:14:48 PM
transformer855$25.004/18/2011 6:16:42 PM
restless-dime$92.564/19/2011 8:51:16 AM
reflective-rupee$750.444/19/2011 10:52:48 AM
ready-interest9$25.004/19/2011 12:07:07 PM
nickel-hickory$100.004/19/2011 12:37:58 PM
nickel-hickory$59.004/19/2011 12:39:43 PM
nickel-hickory$100.004/19/2011 12:37:50 PM
wonder3$30.004/19/2011 6:08:01 PM
diplomatic-wealth7$25.004/19/2011 6:13:21 PM
lendstats_com$300.004/20/2011 10:37:04 AM
Bill88$30.004/22/2011 11:00:10 AM
Wangchuk$25.014/22/2011 7:33:19 PM
kindness-launcher$800.004/23/2011 10:52:44 AM
ethicalhumanist$25.004/23/2011 1:14:49 PM
VJ_Financial$75.004/24/2011 12:54:04 PM
JustMee$25.004/24/2011 3:13:10 PM
rapid-currency$46.544/24/2011 10:38:56 PM
loanman2007$175.004/25/2011 7:57:35 AM
greencat$50.004/25/2011 7:21:10 AM
mcgovern2024$25.004/25/2011 1:05:12 PM
vine99$50.004/25/2011 4:48:53 PM
innovator2$50.004/25/2011 5:59:23 PM
simeonthewhale$25.004/26/2011 7:03:36 AM
dsnybnd$25.004/26/2011 7:58:25 AM
droopie1$25.004/26/2011 9:27:39 AM
deal-marauder6$100.004/26/2011 11:31:55 AM
value-allocator1$100.004/26/2011 4:35:54 PM
Makingitrain$25.004/26/2011 4:36:24 PM
wise-skillful-benjamins$35.004/26/2011 6:04:07 PM
dough-hammock$25.004/26/2011 6:28:10 PM
enthusiastic-ore5$117.424/26/2011 6:39:09 PM
handy-point5$25.004/26/2011 6:30:50 PM
equitylender$87.614/26/2011 6:38:24 PM
Banker_Joe$25.004/26/2011 6:44:59 PM
89 Investments
 
Borrower Payment Dependent Notes Series 502559
This series of Notes was issued and sold upon the funding of the borrower loan #48907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-19-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $172.56
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1995 Debt/Income ratio: 37%
Credit score: 620-639 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 11 / 9Length of status:5y 3m
Amount delinquent: $208 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,886Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 65%  
   Homeownership: No  
Screen name: craftmaker43 Borrower's state: Ohio Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 97% ) 620-639 (Latest)
Principal borrowed: $1,800.00< 31 days late: 1 ( 3% )  
560-579 (Oct-2008)
560-579 (Jun-2008)
560-579 (Apr-2008)
560-579 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Wedding planned for August!
I am requesting this loan for my daughter?s wedding. She is getting married in August. I have friends that are doing the flowers and catering at cost. I am so blessed to have such good friends! My daughter is in her 3rd year of college majoring in Sociology. She does have a part time job but is very limited due to her school schedule. My credit history has suffered in the past due to a divorce and failed business. I have had a successful loan with prosper in the past. I work full time as a medical assistant at a local hospital. Monthly bills: Credit cards / personal loans $450-Verizon $150- Student loan $100-AGF (car) $110 (this will be paid off in October)-Total $810. My net pay is $1550. I also pay for groceries and gas. The mortgage and utilities are paid by my husband.
I am a very responsible person and I hope that I have the opportunity to prove myself once again with Prosper. I want to make this a special day for my daughter and future son-in-law.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
rustysailor$25.004/19/2011 9:08:11 AM
Danjack_Capital$25.004/19/2011 9:13:19 AM
innovator2$90.494/19/2011 11:08:44 AM
NekHoldings$25.004/19/2011 12:03:27 PM
reflective-rupee$222.224/19/2011 12:10:59 PM
return-grizzly$100.004/19/2011 12:24:59 PM
thankful-nickel2$50.004/19/2011 5:48:11 PM
Rob717171$50.004/19/2011 5:59:35 PM
Mikale360$25.004/20/2011 12:05:46 AM
Angel_Investor_7$25.004/20/2011 8:44:58 AM
2grindstones$33.004/20/2011 9:45:08 AM
iolaire$25.004/20/2011 10:10:40 AM
UCLA4life$39.434/20/2011 4:11:29 PM
fabulous-community4$25.004/23/2011 10:36:31 AM
Steffy1976$25.004/23/2011 8:48:37 PM
Milonguero$100.004/24/2011 10:09:55 AM
SolarMoonshine$25.004/24/2011 3:14:31 PM
mcgovern2024$25.004/25/2011 1:40:41 PM
reflective-rupee$400.334/25/2011 4:51:36 PM
Leshan$205.544/26/2011 5:35:23 PM
dudebrah$25.004/26/2011 7:26:09 PM
american-investor$47.984/26/2011 8:11:05 PM
klinebarger$25.004/26/2011 7:52:33 PM
GoofyFan$54.004/26/2011 8:37:06 PM
Frover$25.004/26/2011 8:25:55 PM
marwadi-62$45.854/26/2011 8:47:26 PM
zorg77$50.004/26/2011 9:03:08 PM
vkorichkov$30.004/26/2011 9:12:26 PM
vutah$25.004/26/2011 10:01:52 PM
Oak-Parker$25.004/26/2011 9:24:07 PM
DasMula$119.004/26/2011 9:25:38 PM
B-rad_the_Coug$25.004/26/2011 11:24:27 PM
DonaldColorado$56.134/27/2011 1:18:19 AM
innocent-liberty6$25.004/26/2011 10:05:24 PM
exchange-jet$34.004/26/2011 10:50:35 PM
Reddy_Capital$25.004/26/2011 10:27:31 PM
GreenHill$25.004/27/2011 12:18:38 AM
deal-gazer$250.004/27/2011 12:38:17 AM
golffish2$25.004/19/2011 9:10:02 AM
Kash2010lu$45.004/19/2011 10:33:56 AM
Amber_Stone$100.004/19/2011 9:42:31 PM
Passionate_Nurse$55.004/20/2011 6:28:26 AM
vanklein$25.004/23/2011 4:24:53 AM
janeybooboo$100.004/23/2011 8:17:53 AM
travels536$30.004/23/2011 9:54:33 AM
myutmost$34.504/23/2011 1:42:16 PM
marinbb$50.004/24/2011 6:55:46 PM
HammerSmith$25.004/25/2011 8:57:24 PM
money-baron-roth-IRA$300.004/26/2011 7:19:37 PM
supreme-hope$25.004/26/2011 7:42:54 PM
CA-Lender$25.044/26/2011 7:46:34 PM
moola-accelerator6$25.004/26/2011 8:08:44 PM
leverage-hawk$25.864/26/2011 8:27:22 PM
platinum-scientist9$25.004/26/2011 8:52:54 PM
debt_helper$100.004/26/2011 8:53:51 PM
wealth-fighter3$25.004/26/2011 8:59:58 PM
Bob450$25.004/26/2011 9:15:41 PM
investment-comet$25.004/26/2011 9:16:19 PM
dollar-authority$100.004/26/2011 9:27:35 PM
Texas_lender$25.004/26/2011 9:21:45 PM
greenback-porcelain2$30.004/26/2011 10:44:12 PM
soheagle$25.004/26/2011 11:05:41 PM
triumph246$25.004/27/2011 12:07:53 AM
dynamic-capital$25.004/27/2011 12:47:30 AM
CliffordtheRed$121.574/26/2011 9:30:53 PM
Iceman1347$25.004/26/2011 10:15:15 PM
martymaniaman$30.064/26/2011 10:05:00 PM
fair-peace7$25.004/26/2011 11:15:28 PM
shrewd-income$25.004/27/2011 12:27:25 AM
69 Investments
 
Borrower Payment Dependent Notes Series 502597
This series of Notes was issued and sold upon the funding of the borrower loan #48915, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-17-2011 
Term: 36 months Listing End date:  Apr-25-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $305.48
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1998 Debt/Income ratio: 22%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:15y 1m
Amount delinquent: $0 Total credit lines: 17 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,343Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: Yes  
Screen name: creature430 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 30 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,800.00< 31 days late: 0 ( 0% )  
760-779 (Sep-2008)
 
Principal balance: $1,478.47 31+ days late: 0 ( 0% )
Total payments billed: 30  
Description
Wansun
Purpose of loan: Dept consolidation
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $5000.00
Monthly expenses: $
Housing: $1529.00
Insurance: $100.00
Car expenses: $400.00
Utilities: $200.00
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $748.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/17/2011 12:02:20 PM
diplomatic-wealth7$25.004/17/2011 12:03:21 PM
investment-artist$25.014/17/2011 12:11:56 PM
ingenious-deal6$25.004/17/2011 12:01:20 PM
jhouman$25.004/17/2011 12:10:53 PM
888GoldIngots$30.664/18/2011 3:36:39 AM
reflective-rupee$25.444/19/2011 12:14:04 PM
commerce-yeller$50.004/19/2011 8:54:50 PM
bb575$50.004/20/2011 9:09:35 PM
grnii78$41.904/22/2011 3:18:18 AM
the-dollar-topper$100.004/23/2011 11:22:59 AM
bunnybear$41.004/23/2011 4:19:01 PM
kindness-launcher$1,500.004/24/2011 8:56:19 AM
hookUup$27.724/25/2011 5:04:24 AM
MJTimages_com$53.504/25/2011 3:15:04 PM
titilsbie14$25.004/25/2011 3:55:03 PM
houli123$100.004/25/2011 3:49:38 PM
CA-Lender$25.044/25/2011 3:52:31 PM
Scotcha$50.004/25/2011 3:53:40 PM
newest-organic-rupee$33.004/25/2011 4:32:03 PM
important-openness1$75.004/25/2011 4:22:42 PM
Frover$40.004/25/2011 4:44:18 PM
Lith$50.004/25/2011 4:36:14 PM
reward-dynamo$25.004/25/2011 4:45:59 PM
red-robust-bid$145.004/25/2011 5:14:30 PM
kindness-hickory5$50.004/25/2011 4:55:08 PM
secureincome$1,000.004/25/2011 4:48:32 PM
mhotchan$100.004/25/2011 5:02:45 PM
The-Lighthouse-Group$25.004/25/2011 5:22:18 PM
ghinga$29.004/25/2011 5:19:34 PM
StarshineXL$400.004/25/2011 5:06:27 PM
selector568$100.004/25/2011 5:14:44 PM
Hotrod52$33.624/25/2011 5:28:42 PM
loss-of-control$150.004/25/2011 5:20:09 PM
saga9$25.004/25/2011 5:29:45 PM
intrepid-loot$25.004/25/2011 5:40:48 PM
Pakse$25.004/25/2011 5:27:48 PM
Hogan55$26.004/25/2011 5:37:27 PM
vibraphone3$50.004/25/2011 5:41:58 PM
Engineer44$35.004/25/2011 5:52:21 PM
jasonrun$25.004/25/2011 6:11:25 PM
Land_on_your_feet$25.004/25/2011 6:09:27 PM
gentle-coin$100.004/25/2011 6:12:27 PM
MoneyForNothing$25.004/17/2011 12:06:41 PM
OldManP$35.004/17/2011 12:11:52 PM
Weaverville$25.004/18/2011 5:15:34 AM
simplelender80$100.004/18/2011 1:49:29 AM
Mikale360$50.004/18/2011 4:50:54 AM
tolerant-dinero2$25.004/18/2011 10:14:44 AM
sfmf$40.004/19/2011 10:00:52 AM
janeybooboo$100.004/23/2011 7:40:40 AM
thankful-nickel2$50.004/24/2011 5:52:08 AM
Feyenoord$25.004/24/2011 6:29:35 PM
vigorous-market5$400.004/24/2011 8:28:36 PM
FinanceEngine$30.004/25/2011 3:11:31 PM
silver-buckeye$50.004/25/2011 3:30:07 PM
first-serene-credit$25.004/25/2011 1:56:39 PM
agreement-welder$200.004/25/2011 2:47:20 PM
GElender$25.004/25/2011 3:17:48 PM
glroark$150.004/25/2011 4:12:04 PM
neutrino6$25.004/25/2011 4:32:04 PM
PleaseDontDefault$43.764/25/2011 4:01:25 PM
jaesposito$25.004/25/2011 4:01:55 PM
reflective-rupee$175.334/25/2011 4:23:51 PM
doopers$25.004/25/2011 4:44:09 PM
Peacepower$50.004/25/2011 4:45:24 PM
lotuss4$50.004/25/2011 4:58:08 PM
neutrino6$25.004/25/2011 4:28:34 PM
platinum-exec1$100.004/25/2011 5:12:59 PM
foothillender$25.004/25/2011 5:26:28 PM
The-Lighthouse-Group$25.004/25/2011 5:31:26 PM
CACO_Lender$25.004/25/2011 5:56:55 PM
green-luminous-coin$25.004/25/2011 5:26:15 PM
return-seeker85$130.644/25/2011 5:37:09 PM
cjames84$25.004/25/2011 5:39:56 PM
1randyp$200.004/25/2011 5:35:25 PM
Eric_Gagne$25.004/25/2011 6:01:10 PM
fair-interest6$25.004/25/2011 5:47:42 PM
ethicalhumanist$25.004/25/2011 6:04:28 PM
capital-halo1$758.384/25/2011 6:13:23 PM
80 Investments
 
Borrower Payment Dependent Notes Series 502663
This series of Notes was issued and sold upon the funding of the borrower loan #48886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $152.42
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1998 Debt/Income ratio: 28%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 2m
Amount delinquent: $0 Total credit lines: 13 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,058Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: Yes  
Screen name: seeker378 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Seeker378
Purpose of loan: Wedding expense
This loan will be used to...complete payment on reception hall

My financial situation: employed
I am a good candidate for this loan because...I am a very diligent hard working person. I am currently working as a teacher of early childhood education. I hold a Master's degree in Education, and I am looking to one day work in the State Education Dept. in Washington D.C.


Monthly net income: $2440
Monthly expenses: $1,878
Housing: $1,100
Insurance: $43
Car expenses: $336
Utilities: $107
Phone, cable, internet: $
Food, entertainment: $120
Clothing, household expenses: $
Credit cards and other loans: $50
Other expenses: $
Student loan:$122
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Wangchuk$25.004/18/2011 5:06:03 PM
vine99$50.004/18/2011 5:11:37 PM
Amber_Stone$25.004/18/2011 7:08:11 PM
restless-dime$50.004/19/2011 8:45:16 AM
reflective-rupee$700.444/19/2011 10:51:50 AM
dudebrah$25.004/19/2011 2:19:45 PM
RyanM561$25.004/20/2011 6:42:49 AM
sturdy-peace9$40.004/21/2011 6:16:56 AM
lendstats_com$300.004/24/2011 2:53:21 PM
deepblue34$30.004/24/2011 7:01:09 PM
loanman2007$150.004/25/2011 8:04:45 AM
JustMee$25.004/25/2011 9:33:03 AM
Sudoku$100.004/26/2011 5:53:11 AM
droopie1$25.004/26/2011 9:27:17 AM
wise-skillful-benjamins$76.004/26/2011 5:02:01 PM
kinetic-social$25.004/26/2011 4:32:32 PM
VJ_Financial$35.004/26/2011 6:41:01 PM
Hummer-Guy$25.004/26/2011 6:50:33 PM
sfmf$25.004/26/2011 6:36:25 PM
transformer855$25.004/18/2011 6:17:58 PM
ready-interest9$25.004/19/2011 12:08:07 PM
SecondChanceLendingSERV$25.004/19/2011 6:39:04 PM
Bill88$30.004/22/2011 10:59:42 AM
mt3209$25.004/23/2011 2:30:59 PM
SolarMoonshine$25.004/24/2011 3:18:10 PM
chato2345$100.004/24/2011 6:00:59 PM
2grindstones$25.004/25/2011 9:22:08 AM
social-hunter5$25.484/25/2011 11:53:21 AM
kendigme$25.004/25/2011 1:11:59 PM
reflective-rupee$700.334/25/2011 4:45:03 PM
loss-of-control$50.004/25/2011 5:32:31 PM
CreditPal$25.004/26/2011 5:39:07 PM
melodious-openness$637.754/26/2011 7:03:00 PM
33 Investments
 
Borrower Payment Dependent Notes Series 502687
This series of Notes was issued and sold upon the funding of the borrower loan #48854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,250.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-19-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $353.21
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Nov-2003 Debt/Income ratio: 19%
Credit score: 620-639 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,292Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: YoungGun03 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 620-639 (Latest)
Principal borrowed: $10,400.00< 31 days late: 0 ( 0% )  
700-719 (Oct-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Debt Consolidation
Last year, I was diagnosed with Type-1 diabetes; replaced an HVAC, computer, & car with 236,000 miles. Too, a sibling moved, reducing this to a single income household.

I work as a manager with insurance, a matched retirement plan, paid vacation, & mortgage of three years. I am fortunate to have learned some life lessons early (consumer debt & emergency planning).

Finances:
Debt this loan is meant to consolidate:
CC1: 1564.24 @ 24.24%
CC2: 2555.72 @ 8.24%
CC3: 2830.62 @ 20.99%
CC4: 1343.97 @ 0.00%
Medical: 656.04 @ 0/00%

Total Target Debt Balance = $8950.60.
Current Monthly Obligation for TDB =$240.10.

Monthly net income: $2700.00
Other Monthly expenses: $1721.14 (itemized below)

Housing: $696.14 (73724.74 @ 4.75%, 15 year fixed.)
HOA: 49.00
Auto: 236.00 (12868.00 @ 3.75%, 59 month fixed)
Auto Insurance: $60.00
Other Car expenses: $100.00
Utilities, phone, internet: $330.00
Food, misc household: $250.00

Thank you.
Regards,
A dedicated borrower
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
OldManP$35.004/19/2011 9:10:24 AM
MoneyForNothing$33.334/19/2011 9:05:26 AM
Aberdeen$2,000.004/19/2011 9:06:14 AM
investment-artist$25.014/19/2011 9:13:51 AM
golffish2$100.004/19/2011 9:11:06 AM
clemclan$28.504/19/2011 9:17:13 AM
lendstats_com$500.004/19/2011 9:18:17 AM
brightest-dignified-penny$25.004/19/2011 10:46:32 AM
grammaspurse$25.004/19/2011 3:58:46 PM
hookUup$26.744/19/2011 4:54:36 PM
rate-hickory$25.004/19/2011 5:18:49 PM
ingenious-deal6$25.004/19/2011 5:48:54 PM
skillful-asset5$30.004/19/2011 6:19:22 PM
spiff666$26.664/19/2011 10:07:37 PM
Feyenoord$25.004/20/2011 2:21:17 AM
DoctorJoe$25.004/20/2011 4:04:07 AM
loanman2007$250.004/20/2011 5:09:03 AM
marwadi-62$200.004/20/2011 12:46:07 PM
DasMula$27.004/20/2011 2:28:09 PM
Weaverville$25.004/21/2011 8:40:36 AM
grnii78$150.004/22/2011 3:24:38 PM
jcw3rd$25.004/22/2011 9:09:24 PM
Bob450$25.004/23/2011 3:59:22 AM
janeybooboo$100.004/23/2011 7:45:26 AM
organic-treasure$25.004/25/2011 6:30:27 AM
sharpey$100.004/25/2011 11:45:41 AM
lotuss4$50.004/25/2011 2:59:06 PM
velocity-winner$25.004/25/2011 3:38:59 PM
houli123$25.004/25/2011 3:59:28 PM
the-gold-quark$50.004/25/2011 5:32:32 PM
brightest-benjamins-onator$25.004/25/2011 7:58:46 PM
TheArtOfLogic$50.994/25/2011 7:59:18 PM
Wishmaker$100.004/25/2011 7:46:15 PM
umfan123$25.004/25/2011 8:57:50 PM
credit-birch$70.004/25/2011 9:08:54 PM
friendly-p2p4$30.004/25/2011 9:37:27 PM
historic-loan1$30.004/25/2011 8:42:10 PM
HammerSmith$50.004/25/2011 8:50:19 PM
vutah$25.004/25/2011 9:54:23 PM
peace-sitar0$28.424/25/2011 10:37:06 PM
pmandel$50.004/25/2011 9:11:58 PM
cbivitz$200.004/25/2011 9:51:15 PM
Pitufo$25.004/25/2011 10:00:09 PM
suave-dime6$25.004/19/2011 9:11:58 AM
cashhelp$50.004/19/2011 9:06:54 AM
Skeptical-one$40.004/19/2011 9:07:58 AM
SLN-10$25.004/19/2011 9:13:45 AM
credit-missile$85.004/19/2011 9:10:28 AM
kind-bid-genome$25.004/19/2011 9:34:25 AM
r48$25.004/19/2011 9:15:03 AM
thankful-nickel2$25.004/19/2011 10:37:38 AM
reflective-rupee$25.554/19/2011 10:20:46 AM
selector568$100.004/19/2011 4:45:29 PM
diplomatic-wealth7$25.004/19/2011 6:13:48 PM
credit-missile$40.004/19/2011 8:24:46 PM
malomar66$50.004/20/2011 12:02:17 PM
Mikale360$25.004/20/2011 5:01:18 PM
bb575$50.004/20/2011 9:09:37 PM
StarshineXL$500.004/20/2011 10:55:01 PM
Brown98$25.004/21/2011 8:23:34 AM
CASSHMAN$75.004/23/2011 12:59:56 PM
ethicalhumanist$25.004/23/2011 1:17:56 PM
intrepid-loot$25.004/24/2011 8:19:45 AM
loss-of-control$100.004/24/2011 10:26:44 AM
SolarMoonshine$25.004/24/2011 3:13:22 PM
onecooldrink$25.004/25/2011 12:33:44 AM
generator596$30.004/25/2011 9:47:51 AM
Aberdeen$2,000.004/25/2011 2:55:37 PM
reflective-rupee$75.334/25/2011 4:32:04 PM
MoneyForNothing$25.004/25/2011 5:17:21 PM
LittleMingo$25.004/25/2011 5:04:49 PM
CaliforniaSun$25.004/25/2011 7:17:13 PM
fuzed$70.004/25/2011 6:56:05 PM
IIP77$25.004/25/2011 7:12:36 PM
sfmf$40.004/25/2011 7:15:25 PM
value-allocator1$100.004/25/2011 7:38:47 PM
KarlMarx$25.004/25/2011 7:40:02 PM
JeffHoll$40.004/25/2011 7:41:00 PM
handy-point5$25.004/25/2011 7:38:50 PM
revenue-appraiser$25.004/25/2011 7:57:36 PM
careful-moola3$100.004/25/2011 8:21:09 PM
Ray3486$25.004/25/2011 8:28:11 PM
jybank$50.004/25/2011 8:36:05 PM
well-mannered-income3$25.004/25/2011 9:04:32 PM
Reddy_Capital$25.004/25/2011 10:36:07 PM
CA-Lender$25.044/25/2011 10:00:25 PM
wealth-competitor$100.004/25/2011 9:09:40 PM
penny-infusion7$25.004/25/2011 10:34:29 PM
interest88$44.004/26/2011 1:38:23 AM
jhernand17$25.004/25/2011 9:53:39 PM
superboss-awesomefist$25.004/25/2011 9:56:48 PM
Gibbyland$100.004/25/2011 10:26:45 PM
92 Investments
 
Borrower Payment Dependent Notes Series 502723
This series of Notes was issued and sold upon the funding of the borrower loan #48896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Dec-1990 Debt/Income ratio: 17%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 9 / 7Length of status:1y 0m
Amount delinquent: $8,282 Total credit lines: 28 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $7,145Stated income:$25,000-$49,999
Delinquencies in last 7y: 21 Bankcard utilization: 86%  
   Homeownership: No  
Screen name: cabbydoodlesmom Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
softball mom
Purpose of loan:
This loan will be used to consolidate some loans to become debt free.

My financial situation:
I am a good candidate for this loan because I have worked very hard to clear a lot of debt in the last few years and am continuing to work hard to become debt free within the next few years.


Monthly net income: $2000.00
Monthly expenses: $0.00
Housing: $0.00
Insurance: $50
Car expenses: $200
Utilities: $0.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/18/2011 9:05:07 AM
diplomatic-wealth7$25.004/18/2011 9:06:53 AM
simplelender80$100.004/18/2011 9:38:18 AM
Weaverville$25.004/19/2011 8:17:27 AM
the-dollar-topper$100.004/23/2011 11:23:08 AM
scrappy-diversification7$2,000.004/26/2011 10:56:36 AM
umfan123$25.004/26/2011 4:36:17 PM
entertaining-greenback2$25.004/26/2011 5:56:36 PM
careful-moola3$100.004/26/2011 6:08:21 PM
Dano007$50.004/26/2011 6:28:32 PM
suave-dime6$25.004/18/2011 9:05:56 AM
well-rounded-payout0$50.004/18/2011 9:07:50 AM
ultimate-peace$250.004/18/2011 9:13:01 AM
reflective-rupee$25.444/19/2011 11:12:01 AM
hidavehi$29.004/26/2011 3:43:17 PM
precious-coin3$50.004/26/2011 3:47:08 PM
Evolver$30.314/26/2011 5:13:50 PM
Shawn95187$65.254/26/2011 6:53:40 PM
18 Investments
 
Borrower Payment Dependent Notes Series 502735
This series of Notes was issued and sold upon the funding of the borrower loan #48893, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $201.43
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1987 Debt/Income ratio: 16%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 4 Current / open credit lines: 14 / 15Length of status:2y 7m
Amount delinquent: $1,386 Total credit lines: 49 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,107Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: Yes  
Screen name: artist836 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
College Tuition
Purpose of loan: College Tuition
This loan will be used to...cover the gap in my daughters tuition for 2011-2012 semester. She will be a first generation college student, and has the opportunity to play volleyball in college with a partial scholarship. I want to make those dreams come true!

My financial situation:
I am a good candidate for this loan because...I have a steady income of 71,500 yearly with bonus potential.

Monthly net income: $5300
Monthly expenses: $500
Housing: $849
Insurance: $225
Car expenses: $349
Utilities: $200
Phone, cable, internet: $115
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $235
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.004/18/2011 9:38:19 AM
suave-dime6$25.004/18/2011 9:05:58 AM
ingenious-deal6$25.004/18/2011 9:05:06 AM
diplomatic-wealth7$25.004/18/2011 9:06:54 AM
the-dollar-topper$100.004/23/2011 11:23:09 AM
SecondChanceLendingSERV$25.004/23/2011 1:25:12 PM
Cash4U2also$50.004/26/2011 7:51:45 PM
SojournerMobile$50.004/26/2011 7:44:41 PM
Bob450$25.004/26/2011 8:47:59 PM
zorg77$50.004/26/2011 9:05:58 PM
platinum-scientist9$25.004/26/2011 8:57:09 PM
wealth-fighter3$25.004/26/2011 9:00:42 PM
china1369$100.004/26/2011 9:01:43 PM
nerdfactor$25.004/26/2011 9:14:43 PM
first-class-gold0$75.004/26/2011 9:21:37 PM
deal-enrichment063$100.004/26/2011 9:50:32 PM
inventive-wealth2$25.004/27/2011 1:07:32 AM
grampy48$25.004/27/2011 2:37:21 AM
red-favorable-basis$25.004/27/2011 12:07:32 AM
B-rad_the_Coug$25.004/26/2011 11:20:41 PM
1randyp$240.374/27/2011 3:25:46 AM
loyalist1$100.004/27/2011 7:24:52 AM
Mad_Scientist$25.004/27/2011 6:35:08 AM
genelinist$56.814/27/2011 8:22:20 AM
octoberfresh$25.004/27/2011 7:32:42 AM
agalt$75.004/27/2011 7:42:42 AM
moola-pillow$50.004/27/2011 7:44:07 AM
potatoepicker$50.004/27/2011 7:45:11 AM
moose-capital-funding$9.954/27/2011 8:39:33 AM
Weaverville$25.004/19/2011 8:17:29 AM
scrappy-diversification7$2,000.004/26/2011 10:56:38 AM
CA-Lender$25.044/26/2011 7:43:41 PM
klinebarger$25.004/26/2011 7:50:50 PM
contract-high-five$25.004/26/2011 8:45:45 PM
investment-comet$25.004/26/2011 9:17:04 PM
reflective-rupee$200.554/26/2011 9:10:04 PM
vkorichkov$50.004/26/2011 9:11:14 PM
Jack55304$185.004/26/2011 9:14:46 PM
upperdeck$25.004/27/2011 12:28:04 AM
the-platinum-entrepreneur$51.274/26/2011 9:43:12 PM
jmb_lending$47.774/26/2011 10:51:07 PM
wealth-renaissance5$25.004/26/2011 11:07:54 PM
papaloha$25.004/27/2011 2:37:36 AM
shrewd-income$50.004/27/2011 12:39:00 AM
surfnav$38.254/27/2011 3:31:03 AM
wild-orange$50.004/27/2011 3:14:52 AM
p2p-czar3$35.004/27/2011 6:38:18 AM
Tikibarman$75.004/27/2011 5:07:54 AM
djmjkelso$28.644/27/2011 7:26:00 AM
velvetsmog$25.874/27/2011 6:21:30 AM
Mad_Scientist$25.004/27/2011 6:20:23 AM
shugyosha$50.004/27/2011 8:16:21 AM
competent-p2p$45.004/27/2011 7:00:25 AM
sharp-bazaar7$52.474/27/2011 7:23:50 AM
goodhearted-gold3$50.004/27/2011 7:34:32 AM
Bill88$25.004/27/2011 7:57:20 AM
openness-confidant$100.004/27/2011 8:33:36 AM
cloud8$58.014/27/2011 8:37:19 AM
58 Investments
 
Borrower Payment Dependent Notes Series 503033
This series of Notes was issued and sold upon the funding of the borrower loan #48880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-19-2011 
Term: 36 months Listing End date:  Apr-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $87.10
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2001 Debt/Income ratio: 14%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:8y 3m
Amount delinquent: $0 Total credit lines: 2 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: market-doughnut4 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bgfluff
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses:Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
irrelevant$25.004/19/2011 5:21:29 PM
MilitaryLending$250.004/19/2011 5:31:33 PM
SLN-10$25.004/19/2011 5:42:33 PM
responsive-rate884$25.004/19/2011 6:01:49 PM
DasMula$57.004/19/2011 6:34:55 PM
money-fort$25.004/19/2011 6:18:15 PM
transformer855$25.004/19/2011 7:32:07 PM
favorite-commerce$25.004/19/2011 8:45:20 PM
gain-gourd$75.004/20/2011 2:31:02 AM
Angel_Investor_7$25.004/20/2011 8:44:52 AM
dudebrah$25.004/20/2011 9:36:39 AM
2grindstones$25.004/20/2011 9:53:22 AM
reflective-rupee$200.554/20/2011 4:59:25 PM
thankful-nickel2$25.004/20/2011 6:00:55 PM
Bill88$25.004/21/2011 8:32:43 AM
thegoat1970$25.004/21/2011 4:03:49 PM
IASKGOD$25.004/21/2011 4:57:41 PM
sunny-justice9$25.004/21/2011 5:20:22 PM
wild-orange$50.004/22/2011 1:40:21 AM
periko$35.774/22/2011 10:51:34 AM
busytosucceed$50.004/22/2011 11:34:29 AM
RainyDayLoans$53.114/22/2011 11:56:14 AM
tigercat$50.004/22/2011 1:17:34 PM
Rob717171$50.004/19/2011 5:59:26 PM
FinDoc$25.004/19/2011 6:44:21 PM
reflective-rupee$212.554/19/2011 7:49:24 PM
JustMee$25.004/19/2011 8:22:26 PM
Kash2010lu$25.004/19/2011 8:55:41 PM
kulender$50.004/20/2011 2:16:31 AM
Artist_Blue$25.004/20/2011 1:53:06 AM
camaraderi-popcorn$50.004/20/2011 9:35:46 AM
iolaire$25.004/20/2011 10:10:28 AM
cbivitz$35.004/20/2011 1:32:54 PM
Reddy_Capital$25.004/20/2011 5:53:30 PM
jedi8$25.004/21/2011 7:36:24 AM
exponential-peace5$25.004/21/2011 5:01:56 PM
1randyp$100.004/22/2011 3:27:26 AM
lotuss4$50.004/22/2011 9:15:32 AM
Rulea72$29.114/22/2011 11:31:52 AM
Rogelio48$25.004/22/2011 1:05:52 PM
blackberry224$25.004/22/2011 1:24:41 PM
MoneyForNothing$1.914/22/2011 1:24:47 PM
42 Investments
 
Borrower Payment Dependent Notes Series 503325
This series of Notes was issued and sold upon the funding of the borrower loan #48912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-22-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 30.25% Borrower rate/APR: 31.25% / 34.89% Monthly payment: $129.42
 
Lender servicing fee: 1.00% Effective Yield*: 28.48%  
Estimated return*: 10.18%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Sep-1998 Debt/Income ratio: 18%
Credit score: 600-619 (Apr-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:2y 9m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,678Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: Yes  
Screen name: mrbristle Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
640-659 (Jul-2010)
640-659 (Aug-2009)
640-659 (Jul-2009)
640-659 (May-2009)
 
Principal balance: $2,496.06 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Bailout- Phase 2
Purpose of loan:
This loan will be used to... continue with the systematic elimination of my credit card debt.
I am a good candidate for this loan because... I have a secure job with the U.S. government and am in no danger of getting laid off. In addition to my employment, I am also collecting a monthly pension check from my previous employer of 28 years. If it would help, I have made a spreadsheet which lists my income sources and expenses which I will gladly provide if requested. Please feel free to ask any questions. I have nothing to hide.

Monthly net income: $ 4350
Monthly expenses: $ 3000
Housing: $ 1633
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 150.00
Phone, cable, internet: $ 250.00
Food, entertainment: $ 150.00
Clothing, household expenses $ 150.00
Credit cards and other loans: $ 567.00
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$25.004/22/2011 6:53:18 PM
Moe87$42.114/23/2011 10:00:06 AM
thankful-nickel2$25.004/24/2011 5:50:57 AM
golffish2$25.004/25/2011 4:28:28 AM
2grindstones$25.004/25/2011 9:37:43 AM
reflective-rupee$300.334/25/2011 4:30:41 PM
halothane_logic$75.144/26/2011 1:31:53 PM
dudebrah$25.004/26/2011 3:57:29 PM
loss-of-control$50.004/26/2011 6:07:35 PM
droopie1$25.004/26/2011 7:20:50 PM
money-baron-roth-IRA$300.004/26/2011 7:22:03 PM
VJ_Financial$25.004/26/2011 6:42:24 PM
melodious-openness$130.524/26/2011 7:08:21 PM
intrepid-loot$25.004/26/2011 7:11:28 PM
mclean_loaner$50.004/26/2011 7:25:54 PM
JGuide$25.004/26/2011 7:30:24 PM
Ubiquinone$25.004/22/2011 7:18:39 PM
travels536$25.004/23/2011 9:48:37 AM
reflective-rupee$300.224/23/2011 4:30:04 PM
tolerant-dinero2$25.004/24/2011 4:29:21 PM
sharpey$180.004/25/2011 11:38:31 AM
mcgovern2024$25.004/25/2011 1:40:59 PM
greencat$50.004/26/2011 7:11:36 AM
MilitaryLoans$777.174/26/2011 9:28:00 AM
halothane_logic$75.144/26/2011 1:31:35 PM
entertaining-greenback2$25.004/26/2011 5:59:29 PM
wise-skillful-benjamins$30.004/26/2011 6:10:55 PM
assetmanager$25.004/26/2011 6:52:47 PM
KakeztheKid$200.004/26/2011 7:31:23 PM
spiff666$25.004/26/2011 6:36:18 PM
melodious-openness$100.004/26/2011 7:04:51 PM
head$25.004/26/2011 7:23:12 PM
jdadverb$29.004/26/2011 7:26:55 PM
33 Investments
 
Borrower Payment Dependent Notes Series 503541
This series of Notes was issued and sold upon the funding of the borrower loan #48925, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,587.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-23-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $184.79
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-2001 Debt/Income ratio: 15%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 3 / 3Length of status:9y 6m
Amount delinquent: $4,587 Total credit lines: 18 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $834Stated income:$25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: best-friendly-wealth Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Credit card payoff
This loan will be used to pay off two old delinquent credit cards which is the only roadblock to a mortgage. My recent five year credit history is excellent, and I am asking for your help to solve my final hurdle.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
caNative$50.004/23/2011 3:49:29 PM
responsible-worth113$25.004/24/2011 5:10:30 PM
diplomatic-wealth7$25.004/25/2011 4:25:57 PM
reflective-rupee$300.334/25/2011 5:09:32 PM
reflective-rupee$500.554/27/2011 10:16:14 AM
scrappy-diversification7$2,000.004/27/2011 9:33:07 AM
Chewbaca$25.004/27/2011 10:28:34 AM
CA-Lender$25.044/27/2011 10:11:06 AM
ChoiceInvestments$31.004/27/2011 10:44:41 AM
listing-pear6$105.004/27/2011 10:58:52 AM
bigtroutcatcher$34.584/27/2011 11:25:45 AM
currency-emblem$50.004/27/2011 12:12:23 PM
focused-wampum$35.004/27/2011 12:13:00 PM
peso-tiramisu$25.004/27/2011 11:55:18 AM
MoneyForNothing$8.064/27/2011 12:13:23 PM
competent-p2p$45.004/23/2011 5:59:57 PM
Interstate_Rate$50.004/24/2011 8:34:17 AM
suave-dime6$25.004/26/2011 5:18:35 PM
Whitewater_Loans$52.444/27/2011 11:49:07 AM
MJTimages_com$25.004/27/2011 11:07:28 AM
secureincome$900.004/27/2011 11:28:39 AM
suave-justice059$200.004/27/2011 11:41:46 AM
prattinum$50.004/27/2011 12:12:42 PM
23 Investments
 
Borrower Payment Dependent Notes Series 503971
This series of Notes was issued and sold upon the funding of the borrower loan #48934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Apr-26-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $178.24
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-1996 Debt/Income ratio: 9%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 36 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,368Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: No  
Screen name: geekguy Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 4 On-time: 12 ( 100% ) 720-739 (Latest)
Principal borrowed: $15,596.00< 31 days late: 0 ( 0% )  
760-779 (Apr-2010)
760-779 (Oct-2009)
720-739 (Aug-2007)
700-719 (Jan-2007)
 
Principal balance: $0.03 31+ days late: 0 ( 0% )
Total payments billed: 12  
Description
Paying off some credit cards
Purpose of loan:
This loan will be used to pay off my credit cards and a loan I took from my father.

My financial situation:
I am a good candidate for this loan because I have borrowed from prosper before and I have no problems paying my bills.


Monthly net income: $7822
Housing: $1700
Insurance: $140
Car expenses: $0-100
Utilities: $120
Phone, cable, internet: $0 - my company pays
Food, entertainment: $500
Clothing, household expenses: $300
Credit cards and other loans: $578
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bb575$50.004/26/2011 9:05:01 AM
income-awakening6$25.004/26/2011 9:06:22 AM
CoolPlexer$25.004/26/2011 9:07:13 AM
OldManP$25.004/26/2011 9:05:40 AM
Gibbyland$100.004/26/2011 9:09:39 AM
lendstats_com$300.004/26/2011 9:56:00 AM
MoneyForNothing$25.004/26/2011 10:01:58 AM
corporatejim$50.004/26/2011 9:57:09 AM
competent-p2p$50.004/26/2011 10:42:35 AM
reflective-rupee$100.224/26/2011 11:41:18 AM
optionscashflow$30.004/26/2011 12:15:40 PM
janeybooboo$49.004/26/2011 12:29:27 PM
reflective-rupee$100.224/26/2011 11:47:39 AM
vutah$35.004/26/2011 3:43:23 PM
credit-guard5$25.004/26/2011 7:11:18 PM
felicity-daydream$25.004/26/2011 11:32:06 PM
power-secret-agent$25.004/27/2011 3:02:14 AM
jayk63$25.004/27/2011 3:18:45 AM
serene-capital$35.004/27/2011 1:24:57 AM
Feyenoord$25.004/27/2011 3:16:02 AM
SOP_Bank$25.004/27/2011 3:11:00 AM
organic-treasure$25.444/27/2011 6:39:41 AM
loanman2007$175.004/27/2011 4:50:58 AM
lendstats_com$1,200.004/27/2011 7:24:54 AM
favorite-commerce$25.004/27/2011 6:09:43 AM
FundMaker$25.004/27/2011 6:31:14 AM
interstellar$50.004/27/2011 7:25:38 AM
Bill88$30.004/27/2011 7:50:26 AM
eridient$50.004/27/2011 7:52:58 AM
reflective-rupee$800.224/27/2011 9:58:48 AM
investment-artist$25.014/26/2011 9:08:17 AM
Zolton$100.004/26/2011 9:09:16 AM
JustMee$25.004/26/2011 9:27:16 AM
janeybooboo$51.004/26/2011 9:57:30 AM
rate-hickory$35.004/26/2011 10:45:14 AM
Wangchuk$25.004/26/2011 12:07:14 PM
SolarMoonshine$100.004/26/2011 3:46:35 PM
cashhelp$40.004/26/2011 4:36:59 PM
r48$32.004/26/2011 5:11:48 PM
hookUup$100.794/26/2011 6:49:03 PM
spiff666$25.004/26/2011 6:39:11 PM
thankful-nickel2$25.004/26/2011 7:55:25 PM
social-heart$25.004/26/2011 7:39:43 PM
CA_Lender$25.004/26/2011 8:21:27 PM
StarshineXL$500.004/26/2011 8:46:21 PM
auctionator1$25.004/26/2011 10:24:08 PM
MarvintheMartian$25.004/27/2011 4:14:25 AM
DasMula$27.004/27/2011 6:19:21 AM
hopeful-truth5$100.004/27/2011 7:39:54 AM
dsgfl1$100.004/27/2011 7:52:39 AM
moneybags16$25.004/27/2011 8:17:17 AM
fabulous-diversification9$25.004/27/2011 8:20:49 AM
toomanyfishtanks$50.004/27/2011 8:29:06 AM
53 Investments
 
Borrower Payment Dependent Notes Series 496294
This series of Notes was issued and sold upon the funding of the borrower loan #48860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Apr-20-2011 
Term: 36 months Listing End date:  Apr-24-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $534.72
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2000 Debt/Income ratio: 12%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 19Length of status:6y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,661Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: BayArea Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 3 On-time: 65 ( 98% ) 680-699 (Latest)
Principal borrowed: $27,500.00< 31 days late: 1 ( 2% )  
720-739 (Nov-2010)
640-659 (Feb-2010)
640-659 (Mar-2008)
640-659 (Jun-2006)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 66  
Description
Credit Card Consolidations
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/20/2011 9:07:39 AM
Skeptical-one$40.004/20/2011 9:06:58 AM
reflective-rupee$200.224/20/2011 10:21:32 AM
rate-hickory$25.004/20/2011 12:57:26 PM
r48$26.004/20/2011 5:03:08 PM
bb575$50.004/20/2011 9:09:45 PM
DoctorJoe$25.004/21/2011 4:08:22 AM
houli123$300.004/22/2011 1:01:35 PM
selector568$100.004/23/2011 4:57:29 AM
Bank42$65.044/23/2011 1:34:07 PM
Travis247$50.004/23/2011 2:21:58 PM
Bank42$50.004/23/2011 3:12:49 PM
daano15$25.004/23/2011 5:04:35 PM
socal-lender$25.004/23/2011 5:10:27 PM
neutrino6$25.004/23/2011 5:34:31 PM
loss-of-control$100.004/23/2011 6:24:50 PM
capital-blueberry$25.004/23/2011 6:04:20 PM
cash-queen$25.004/23/2011 6:09:56 PM
jybank$50.004/23/2011 6:56:07 PM
brightest-income-hunter$25.004/23/2011 7:31:54 PM
diplomatic-wealth7$25.004/23/2011 7:44:41 PM
gracej$25.004/23/2011 7:56:43 PM
Engineer44$25.004/23/2011 9:05:21 PM
important-openness1$80.004/23/2011 9:31:27 PM
Reddy_Capital$36.004/23/2011 11:03:50 PM
peso-mate$50.004/23/2011 11:27:24 PM
jstnow$25.004/24/2011 12:14:28 AM
dudebrah$25.004/24/2011 12:30:00 AM
newest-generous-income$25.004/24/2011 5:50:21 AM
intrepid-loot$50.004/24/2011 7:22:50 AM
genelinist$100.004/24/2011 8:12:43 AM
Byrd24$100.004/24/2011 8:17:23 AM
credit-coach118$35.004/24/2011 7:44:28 AM
newest-organic-rupee$33.004/24/2011 8:34:35 AM
Pakse$25.004/24/2011 7:57:20 AM
open-minded-p2p1$25.004/24/2011 9:04:35 AM
Brown98$25.004/24/2011 8:38:11 AM
payment-halo$75.004/24/2011 10:26:05 AM
squadron781$27.384/24/2011 10:48:29 AM
113121$999.894/24/2011 10:16:27 AM
szetheli$130.004/24/2011 10:53:06 AM
forthright-trade$25.004/24/2011 11:10:35 AM
auction-seeker$25.004/24/2011 11:41:10 AM
sunny-truth6$25.004/24/2011 11:51:06 AM
fixing_financials$25.004/24/2011 11:54:15 AM
uvawfs$25.004/24/2011 12:00:06 PM
cloud8$63.744/24/2011 10:23:47 AM
adventurous-cash$25.004/24/2011 12:34:57 PM
Gibbyland$300.004/24/2011 1:08:04 PM
market-pudding$25.004/24/2011 1:25:36 PM
astute-note1$25.004/24/2011 1:28:43 PM
famcat$40.004/24/2011 2:08:41 PM
saga9$50.004/24/2011 1:36:39 PM
lendstats_com$300.004/24/2011 2:37:56 PM
klend4$25.004/24/2011 2:11:46 PM
Lith$200.004/24/2011 2:41:53 PM
Nerdster1$35.084/24/2011 3:04:54 PM
EretzCapital$95.004/24/2011 2:57:23 PM
value-squirrel3$25.004/24/2011 2:39:28 PM
sk0514$50.004/24/2011 3:12:03 PM
silver-buckeye$75.004/24/2011 4:14:58 PM
Wishmaker$100.004/24/2011 2:59:05 PM
cash-spinner$25.004/24/2011 4:20:05 PM
Ols744$25.004/24/2011 3:08:08 PM
invincible-duty$25.004/24/2011 4:34:30 PM
bonus-apple$315.074/24/2011 4:22:16 PM
mystical-bonus7$25.004/24/2011 4:06:34 PM
Vegasjim$100.004/24/2011 5:27:51 PM
spiff666$25.004/24/2011 4:53:35 PM
RecoveryLender$25.004/24/2011 5:34:50 PM
pmandel$141.554/24/2011 5:38:57 PM
jbeckrj$26.004/24/2011 5:12:50 PM
CreditBuilder2$100.004/24/2011 5:20:29 PM
investment-artist$25.014/20/2011 9:09:05 AM
MoneyForNothing$335.794/20/2011 9:11:44 AM
income-awakening6$25.004/20/2011 9:05:30 AM
competent-p2p$50.004/20/2011 8:13:07 PM
ingenious-deal6$25.004/21/2011 2:52:35 AM
hookUup$25.794/21/2011 3:05:15 AM
JustMee$25.004/21/2011 7:20:17 AM
grnii78$150.004/22/2011 3:24:41 PM
DasMula$57.004/23/2011 8:56:22 AM
janeybooboo$51.004/23/2011 12:39:40 PM
TigerForce$25.004/23/2011 1:42:04 PM
Elbanko$50.004/23/2011 1:44:23 PM
chungfang$25.004/23/2011 1:45:56 PM
finance-mushroom$200.004/23/2011 2:10:56 PM
FinanceEngine$40.004/23/2011 3:03:35 PM
lucrative-coin$50.004/23/2011 3:21:30 PM
janeybooboo$49.004/23/2011 3:29:17 PM
secureincome$2,250.004/23/2011 3:54:27 PM
reflective-rupee$200.774/23/2011 4:09:27 PM
peso-tiramisu$25.004/23/2011 4:51:43 PM
loanman2007$200.004/23/2011 4:18:35 PM
trumpeter5$74.004/23/2011 5:12:10 PM
superb-funds335$25.004/23/2011 4:53:36 PM
NYCFinancier$25.004/23/2011 7:03:37 PM
oldandcrafty$50.004/23/2011 6:33:55 PM
adir1$25.004/23/2011 7:18:25 PM
NYCFinancier$25.004/23/2011 6:57:30 PM
diplomatic-wealth7$25.004/23/2011 7:44:58 PM
sfmf$25.004/23/2011 8:41:46 PM
silver-saguaro$25.004/23/2011 8:03:40 PM
Peterman$29.894/23/2011 8:27:03 PM
yield-museum$90.004/23/2011 8:57:16 PM
CA-Lender$25.044/23/2011 9:40:27 PM
Astyanax$75.004/23/2011 10:30:18 PM
piano55$25.004/24/2011 1:13:36 AM
sunny-justice9$25.004/23/2011 11:18:34 PM
thankful-nickel2$50.004/24/2011 5:50:07 AM
IIP77$25.004/24/2011 1:16:44 AM
sentimental-silver7$31.554/24/2011 2:41:36 AM
commerce-yeller$65.004/24/2011 4:27:41 AM
E-B$50.004/24/2011 4:36:57 AM
Edge-City$25.004/24/2011 6:38:31 AM
Scotcha$50.004/24/2011 7:02:30 AM
foldingbenny2$65.004/24/2011 6:29:34 AM
ets2011$25.004/24/2011 7:42:04 AM
first-serene-credit$25.004/24/2011 7:24:34 AM
newest-organic-rupee$33.004/24/2011 8:28:40 AM
heerzaquestion$75.004/24/2011 9:29:11 AM
vutah$25.004/24/2011 10:53:42 AM
important-greenback6$28.174/24/2011 10:17:13 AM
dsnybnd$25.004/24/2011 9:27:41 AM
cloud8$130.004/24/2011 11:35:26 AM
maj0508$100.004/24/2011 9:54:03 AM
sunny-truth6$25.004/24/2011 11:50:56 AM
vest_vortex$50.004/24/2011 10:40:35 AM
StarshineXL$500.004/24/2011 10:55:25 AM
haryassman$25.004/24/2011 10:56:44 AM
scoobiedoo$50.004/24/2011 12:28:44 PM
MM1207$25.004/24/2011 12:13:02 PM
PleaseDontDefault$50.004/24/2011 1:03:04 PM
inventive-wealth2$25.004/24/2011 12:53:30 PM
natural-greenback6$25.004/24/2011 2:00:49 PM
suave-dime6$25.004/24/2011 2:05:28 PM
jcw3rd$25.004/24/2011 1:11:47 PM
worldly-money4$1,500.004/24/2011 2:30:34 PM
supersarah61$50.004/24/2011 3:14:20 PM
calkidd05$26.004/24/2011 3:15:02 PM
jgar_O$25.004/24/2011 3:16:35 PM
chinolatino$50.004/24/2011 4:00:16 PM
sevenbridges$115.594/24/2011 4:17:19 PM
Snoclaf$25.004/24/2011 3:27:51 PM
SolarMoonshine$200.004/24/2011 3:11:09 PM
Sven79$323.954/24/2011 5:32:59 PM
Archchancellor$79.484/24/2011 5:15:36 PM
favorite-dollar$25.004/24/2011 5:11:49 PM
shawnw2$710.004/24/2011 5:20:15 PM
FL-Lender$50.004/24/2011 5:28:52 PM
Corellia$50.004/24/2011 5:33:54 PM
151 Investments
 
Borrower Payment Dependent Notes Series 500798
This series of Notes was issued and sold upon the funding of the borrower loan #48930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-25-2011 
Term: 60 months Listing End date:  Apr-26-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $440.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jan-1991 Debt/Income ratio: 26%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 11Length of status:8y 9m
Amount delinquent: $5,763 Total credit lines: 51 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,738Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 25%  
   Homeownership: Yes  
Screen name: Casual72 Borrower's state: NewYork Borrower's group: 1st and BEST for Loans
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 4 On-time: 44 ( 100% ) 740-759 (Latest)
Principal borrowed: $18,000.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2010)
700-719 (Sep-2009)
700-719 (Aug-2009)
700-719 (Nov-2007)
 
Principal balance: $2,111.30 31+ days late: 0 ( 0% )
Total payments billed: 44  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt.

My financial situation:
I am a good candidate for this loan because I have always paid my loans. I currently have one delinquency, but with one specific creditor and it involves a fraudulent charge of $70,000 which this creditor refuses indemnify me for. As a result, I defaulted on one particular creditor and am suing them and two other defendants (including the responsible party) in court.

I currently have a cash flow positive business involving an ESCO called Ambit Energy. I save people money on their electricity and natural gas, guaranteed in writing.

Currently we are open in New York, Illinois, Pennsylvania, Maryland and Texas. I am currently looking for a partner in Illinois, Maryland, Pennsylvania and Texas to lead my expansion plans in those states.

My company website is www.FreeEnergyOpportunity.com.

Thanks in advance for bidding!
Information in the Description is not verified.
Friends And Family Investments
Uwantfunds has invested a total of $593.67.
resolute-affluence has invested a total of $10,000.00.
"Caz always pays his debts and has two or three past prosper loans."
2 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Gibbyland$100.004/25/2011 9:04:11 AM
best-ingenious-funds$25.004/25/2011 9:18:14 AM
jhouman$25.004/25/2011 9:06:58 AM
janeybooboo$100.004/25/2011 10:18:27 AM
Uwantfunds$593.674/25/2011 2:34:07 PM
mikeandcat$166.084/25/2011 4:32:13 PM
HammerSmith$25.004/25/2011 8:58:35 PM
return-grizzly$100.004/26/2011 4:20:15 AM
competent-p2p$30.004/26/2011 10:46:35 AM
reflective-rupee$2,000.224/26/2011 11:36:18 AM
janeybooboo$100.004/26/2011 10:44:13 AM
shrewd-income$278.384/26/2011 1:16:25 PM
careful-moola3$100.004/26/2011 1:21:15 PM
RKLFinancial$25.004/26/2011 12:14:52 PM
forthright-trade$25.004/26/2011 2:39:35 PM
nickel-hickory$25.004/26/2011 1:27:25 PM
reflective-rupee$300.224/26/2011 3:00:38 PM
MoneyForNothing$72.514/25/2011 9:40:06 AM
Moe87$30.474/25/2011 6:29:44 PM
resolute-affluence$10,000.004/26/2011 11:06:27 AM
hidavehi$27.004/26/2011 11:11:36 AM
kindness-launcher$800.004/26/2011 11:44:25 AM
washboard3$40.004/26/2011 1:59:01 PM
Bill88$40.004/26/2011 2:25:00 PM
24 Investments
 
Borrower Payment Dependent Notes Series 501036
This series of Notes was issued and sold upon the funding of the borrower loan #48869, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-17-2011 
Term: 60 months Listing End date:  Apr-26-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $410.84
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jul-1995 Debt/Income ratio: 16%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,433Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: PAFamilyMan Borrower's state: Pennsylvania Borrower's group: 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 700-719 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
700-719 (Jun-2010)
(Mar-2006)
 
Principal balance: $1,987.96 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Consolidating all CC debt
The reason I am requesting this loan is to consolidate all of my revolving debt and misc bills to a fixed length loan. This will all my revolving debt with exception to my monthly car loans and will convert the minimum balances towards the payment of this loan, including an existing prosper loan.

For full disclosure, I did declare bankruptcy about 6 years ago, due to medical bills and loss of employment (my eldest son is type 1 diabetic).

I earn over $125,000 a year + bonus, was promoted last year, and expecting an increase in October.

Monthly net income: $ 7,000
Monthly expenses: $ 4,900

Housing: $ 1,650 (Includes annual insurance and taxes)
Insurance: $ 210 (Car)
Car expenses: $825 ( 2 Car loans)
Utilities: $400 (Propane & Electric)
Phone, cable, internet: $ 200
Food, entertainment: $800
Clothing, household expenses: $400
Credit cards and other loans: $400 - This expense will go to repaying this loan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/17/2011 12:01:13 PM
Gibbyland$100.004/17/2011 12:02:53 PM
DoctorJoe$25.004/18/2011 5:02:42 AM
tolerant-dinero2$25.004/18/2011 10:12:04 AM
reflective-rupee$222.224/19/2011 12:13:16 PM
commerce-yeller$50.004/19/2011 8:54:49 PM
chameleon125$25.004/20/2011 6:34:27 AM
vigorous-market5$200.004/20/2011 11:30:19 AM
bb575$50.004/20/2011 9:09:34 PM
palace2$100.004/21/2011 6:06:16 PM
FIRE09$106.154/25/2011 5:09:58 AM
reflective-rupee$400.334/25/2011 4:58:51 PM
sharpey$250.004/25/2011 7:29:59 PM
competent-p2p$50.004/25/2011 8:22:19 PM
moola-accelerator6$35.004/25/2011 8:23:19 PM
arampata$190.004/26/2011 2:10:11 AM
BangBros$258.944/25/2011 9:14:18 PM
a-balance-surgeon$50.004/25/2011 10:42:04 PM
CA-Lender$50.044/25/2011 10:08:38 PM
wasaabi$59.854/26/2011 4:40:33 AM
zorg77$25.004/25/2011 10:28:53 PM
finance-prescription$500.004/26/2011 5:53:46 AM
penny-infusion7$25.004/25/2011 10:42:25 PM
CatFunded$25.004/26/2011 4:55:47 AM
loaner-dude$90.004/26/2011 1:33:44 AM
Wisc_investor$30.004/26/2011 7:53:19 AM
Bill88$30.404/26/2011 8:01:16 AM
Jack55304$185.004/26/2011 7:46:06 AM
pdxKurt$100.004/26/2011 8:50:11 AM
first-serene-credit$25.004/26/2011 9:00:55 AM
FinanceEngine$35.004/26/2011 7:14:31 AM
penny-sergeant$25.004/26/2011 8:04:02 AM
oath163$90.004/26/2011 8:32:15 AM
shugyosha$50.004/26/2011 9:34:13 AM
Isanpankki$100.004/26/2011 8:57:48 AM
aldeed$150.004/26/2011 9:26:42 AM
winterest$70.004/26/2011 9:53:20 AM
Cambalache$45.004/26/2011 10:00:53 AM
MJTimages_com$100.004/26/2011 10:01:51 AM
briskdevl07$25.004/26/2011 11:05:07 AM
openness-confidant$50.004/26/2011 11:10:57 AM
Lith$50.004/26/2011 11:00:04 AM
bonus-seahorse$50.004/26/2011 11:02:54 AM
revenue-magnolia$329.584/26/2011 1:21:12 PM
cash-cymbal3$25.004/26/2011 1:28:02 PM
nickel-hickory$50.004/26/2011 1:26:01 PM
washboard3$35.004/26/2011 1:52:39 PM
jmichael23$50.004/26/2011 2:18:49 PM
eBankInvest$50.004/26/2011 2:28:10 PM
Astyanax$50.004/26/2011 12:48:03 PM
Mad_Scientist$100.004/26/2011 2:42:41 PM
jono9999$96.114/26/2011 3:20:45 PM
lucrative-deal5$30.904/26/2011 4:35:23 PM
lotuss4$50.004/26/2011 3:10:51 PM
OLYVRC$40.004/26/2011 4:50:53 PM
NYCFinancier$25.004/26/2011 5:02:55 PM
113121$665.194/26/2011 5:15:29 PM
Rogesparkguy$25.004/26/2011 5:23:07 PM
Bob450$25.004/26/2011 4:37:11 PM
dudebrah$25.004/26/2011 4:53:32 PM
jsledge$50.004/26/2011 4:57:33 PM
cerebral-dollar773$250.004/26/2011 5:33:24 PM
newest-camaraderi-fir$50.004/26/2011 5:38:45 PM
jmb_lending$200.004/26/2011 5:30:35 PM
zone6$100.004/26/2011 5:37:04 PM
Mr333$51.004/26/2011 5:53:26 PM
Spinnaker$50.004/26/2011 5:46:21 PM
kublai$25.004/26/2011 6:00:31 PM
coin-flower1$25.004/26/2011 5:52:01 PM
SIGLLC$75.004/26/2011 5:55:41 PM
max007$25.004/26/2011 5:56:46 PM
green-persistent-bid$25.004/26/2011 6:01:25 PM
Whitewater_Loans$50.004/26/2011 6:23:51 PM
loan-oath0$33.634/26/2011 6:25:38 PM
triumph246$50.004/26/2011 6:04:16 PM
Moe87$25.004/26/2011 6:23:26 PM
dinero-launcher$31.004/26/2011 6:11:27 PM
thankful-nickel2$25.004/26/2011 7:52:22 PM
DasMula$200.004/26/2011 8:16:30 PM
CashCow-Moooo-la$42.854/26/2011 8:52:08 PM
suave-dime6$25.004/17/2011 12:02:13 PM
Weaverville$25.004/17/2011 12:02:47 PM
simplelender80$100.004/17/2011 12:10:14 PM
newest-funds-powerplant$25.004/17/2011 2:19:33 PM
diplomatic-wealth7$25.004/17/2011 12:03:10 PM
SLN-10$25.004/17/2011 12:11:48 PM
magnetic-dedication3$25.004/19/2011 2:17:26 AM
the-dollar-topper$100.004/23/2011 11:22:55 AM
penny-candy$50.004/25/2011 7:27:17 PM
understanding-treasure1$500.004/25/2011 7:49:03 PM
american-investor$50.004/25/2011 7:50:59 PM
jybank$50.004/25/2011 8:43:25 PM
well-mannered-income3$50.004/25/2011 8:59:37 PM
HammerSmith$25.004/25/2011 8:48:17 PM
ingenious-truth0$100.004/25/2011 9:47:36 PM
money-baron-roth-IRA$325.004/25/2011 9:23:39 PM
Zuzu$25.004/26/2011 2:51:33 AM
nilonc1$50.004/26/2011 6:12:17 AM
supreme-hope$30.004/26/2011 4:31:38 AM
red-robust-bid$500.004/26/2011 6:27:02 AM
csandb$25.004/25/2011 10:43:54 PM
wattboy$100.004/26/2011 7:02:26 AM
buffalobills$25.004/26/2011 7:24:29 AM
witty-openness$25.004/26/2011 4:46:46 AM
Emberfox$49.984/26/2011 7:54:44 AM
the-bid-sorcerer$100.004/26/2011 9:17:03 AM
janeybooboo$100.004/26/2011 7:23:24 AM
shaneaj$500.004/26/2011 8:52:29 AM
money-badger$100.004/26/2011 9:53:39 AM
methodical-loot$25.004/26/2011 10:16:16 AM
dedication-point$25.004/26/2011 9:42:09 AM
point-kitten6$50.004/26/2011 10:36:53 AM
accelerator96$25.004/26/2011 10:46:17 AM
neutrino6$50.004/26/2011 10:20:13 AM
top-visionary-truth$25.004/26/2011 10:22:03 AM
openness-confidant$120.914/26/2011 11:38:34 AM
wealth-renaissance5$25.004/26/2011 11:52:27 AM
klend4$25.004/26/2011 12:21:00 PM
caring-generosity2$25.004/26/2011 12:11:24 PM
silver-enlightenment0$100.004/26/2011 12:13:38 PM
platinum-pear4$25.004/26/2011 12:15:04 PM
nerdfactor$25.004/26/2011 1:30:21 PM
sunny-justice9$25.004/26/2011 12:13:20 PM
upbeat-investment9$50.004/26/2011 2:15:40 PM
Leshan$150.004/26/2011 2:27:52 PM
octoberfresh$25.004/26/2011 1:02:02 PM
the-liberty-brigade$25.004/26/2011 3:43:40 PM
lgs83$30.004/26/2011 4:20:50 PM
jonmars$25.004/26/2011 4:46:18 PM
turbobrat$50.004/26/2011 4:55:02 PM
capital-halo1$1,000.004/26/2011 4:52:05 PM
kristof2007$100.004/26/2011 5:03:27 PM
adaptable-capital$250.004/26/2011 5:10:40 PM
VA720$100.004/26/2011 3:53:51 PM
Leshan$131.134/26/2011 5:25:33 PM
George13$50.004/26/2011 5:27:28 PM
evergreen16$107.004/26/2011 5:20:43 PM
money-yeller$27.004/26/2011 4:42:31 PM
tnjohnso$25.004/26/2011 5:02:06 PM
BranSam$50.004/26/2011 5:06:14 PM
lowlite6647$25.434/26/2011 5:36:05 PM
Max8319$25.004/26/2011 6:01:36 PM
neutrino6$50.004/26/2011 6:06:19 PM
open-minded-p2p1$25.004/26/2011 6:07:19 PM
saga9$25.004/26/2011 5:48:30 PM
artli58$50.004/26/2011 6:16:03 PM
handy-point5$25.004/26/2011 6:16:31 PM
CACO_Lender$25.004/26/2011 6:20:32 PM
exciting-fairness$200.004/26/2011 6:03:33 PM
justinology$25.004/26/2011 5:56:01 PM
loss-of-control$100.004/26/2011 5:57:58 PM
MoneyForNothing$25.014/26/2011 6:13:35 PM
daano15$25.004/26/2011 6:19:24 PM
brightest-benjamins-onator$65.004/26/2011 6:19:57 PM
brightest-benjamins-onator$25.004/26/2011 6:21:19 PM
commitment-galaxy$25.004/26/2011 6:24:04 PM
careful-moola3$100.004/26/2011 6:08:25 PM
Ray3486$25.004/26/2011 6:09:18 PM
intrepid-loot$25.004/26/2011 7:05:23 PM
BankofBeth$25.004/26/2011 7:52:26 PM
160 Investments
 
Borrower Payment Dependent Notes Series 501074
This series of Notes was issued and sold upon the funding of the borrower loan #48892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.70% Listing Start date:  Apr-20-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 20.32% Monthly payment: $534.72
 
Lender servicing fee: 1.00% Effective Yield*: 15.63%  
Estimated return*: 7.93%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1996 Debt/Income ratio: 27%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:2y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,670Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%  
   Homeownership: No  
Screen name: abc1221 Borrower's state: NewYork Borrower's group: Christian Opportunities
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 69 ( 100% ) 700-719 (Latest)
Principal borrowed: $26,500.00< 31 days late: 0 ( 0% )  
720-739 (May-2008)
700-719 (Oct-2006)
 
Principal balance: $0.03 31+ days late: 0 ( 0% )
Total payments billed: 69  
Description
Credit Card Debt Consolidation
Purpose of loan: Final debt consolidation to get rid of my credit card debt
This loan will be used to...The loan will be used to pay off my credit card debt that has an extremely high interest rate.

My financial situation:
I am a good candidate for this loan because...I have had two previous Prosper loans which are both complete and I have never missed a payment!


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
cashhelp$50.004/20/2011 5:00:53 PM
r48$25.004/20/2011 5:04:23 PM
OldManP$25.004/20/2011 5:06:35 PM
Zolton$100.004/20/2011 5:06:51 PM
investment-artist$25.014/20/2011 5:07:59 PM
MoneyForNothing$119.614/20/2011 5:24:56 PM
delicious-loan093$100.004/20/2011 6:07:26 PM
rate-hickory$50.004/20/2011 6:09:41 PM
bb575$50.004/20/2011 9:09:47 PM
Pickmar$25.004/22/2011 7:23:19 AM
houli123$200.004/22/2011 1:02:12 PM
selector568$100.004/23/2011 4:57:31 AM
janeybooboo$51.004/23/2011 12:39:42 PM
LittleMingo$32.114/23/2011 3:26:06 PM
hookUup$27.724/23/2011 8:27:02 PM
Gibbyland$100.004/24/2011 1:19:42 PM
cgoca$25.004/25/2011 7:10:25 AM
zenzorba$50.004/25/2011 8:16:57 PM
steves73$50.004/25/2011 8:57:00 PM
credit-birch$123.004/25/2011 9:14:20 PM
Zuzu$25.004/26/2011 2:46:04 AM
suave-dime6$25.004/26/2011 4:40:36 AM
Scotcha$50.004/26/2011 5:29:22 AM
hudget$50.004/26/2011 5:35:38 AM
finance-prescription$300.004/26/2011 5:56:03 AM
1stBankAndHal$52.074/26/2011 6:02:43 AM
red-favorable-basis$25.004/26/2011 4:39:10 AM
coin-amigo$26.094/26/2011 5:47:14 AM
P2P4me$100.004/26/2011 4:42:13 AM
ryan6853$25.004/26/2011 8:28:12 AM
secureincome$2,000.004/26/2011 6:34:48 AM
a-reasonable-return$50.004/26/2011 6:53:49 AM
generator596$25.004/26/2011 9:24:30 AM
oath163$90.004/26/2011 8:32:46 AM
aldeed$151.584/26/2011 9:27:31 AM
shugyosha$50.004/26/2011 9:35:05 AM
the-bid-sorcerer$100.004/26/2011 9:08:21 AM
MJTimages_com$50.004/26/2011 10:04:14 AM
CA-Lender$25.044/26/2011 10:09:00 AM
ScottCapital$25.004/26/2011 10:21:51 AM
Lith$100.004/26/2011 11:04:37 AM
rebelduke$104.414/26/2011 10:19:35 AM
neutrino6$25.004/26/2011 10:26:51 AM
JCMC$25.004/26/2011 12:01:28 PM
Astyanax$75.004/26/2011 12:50:59 PM
sunny-truth6$25.004/26/2011 10:59:54 AM
wealth-renaissance5$25.004/26/2011 11:49:11 AM
dough-hammock$25.004/26/2011 11:57:58 AM
cash-cymbal3$50.004/26/2011 1:38:14 PM
klend4$25.004/26/2011 3:01:50 PM
Mad_Scientist$100.004/26/2011 1:20:56 PM
Leshan$207.884/26/2011 2:29:30 PM
chameleon125$100.004/26/2011 4:43:42 PM
dudebrah$35.004/26/2011 4:52:38 PM
on_your_side$43.234/26/2011 5:12:20 PM
jono9999$252.544/26/2011 5:13:22 PM
Nicedad72$25.004/26/2011 5:17:35 PM
jcw3rd$25.004/26/2011 5:24:45 PM
George13$50.004/26/2011 5:28:54 PM
zone6$100.004/26/2011 5:38:07 PM
curveylady$35.394/26/2011 5:30:33 PM
113121$250.004/26/2011 5:15:05 PM
jmb_lending$229.564/26/2011 5:33:40 PM
loss-of-control$50.004/26/2011 5:59:36 PM
Bank42$50.004/26/2011 6:00:05 PM
lendstats_com$600.004/26/2011 5:48:53 PM
ridestwins_998$25.004/26/2011 5:53:32 PM
Whitewater_Loans$100.004/26/2011 6:24:36 PM
rummy06$50.004/26/2011 6:04:55 PM
open-minded-p2p1$25.004/26/2011 6:09:09 PM
MoneyForNothing$114.954/26/2011 6:10:04 PM
dinero-launcher$38.474/26/2011 6:10:34 PM
velocity-winner$25.004/26/2011 6:57:45 PM
Max8319$26.144/26/2011 6:02:14 PM
reasonable-capital4$43.264/26/2011 6:17:27 PM
brightest-benjamins-onator$45.004/26/2011 6:20:57 PM
lilgates26$37.524/26/2011 7:45:54 PM
maj0508$100.004/26/2011 7:42:49 PM
thankful-nickel2$25.004/26/2011 7:53:23 PM
HomerdohNY$25.004/26/2011 8:17:36 PM
grampy48$100.004/27/2011 2:34:32 AM
shrewd-income$50.004/27/2011 12:42:17 AM
Snoopylover$25.004/27/2011 2:30:50 AM
rockhound84$25.004/27/2011 4:17:43 AM
social-comet7$29.054/27/2011 4:54:54 AM
rateasaurus1$25.004/27/2011 3:55:10 AM
SLN-10$25.004/20/2011 5:02:28 PM
reflective-rupee$100.224/20/2011 5:20:12 PM
JustMee$25.004/20/2011 5:41:19 PM
competent-p2p$50.004/20/2011 8:14:31 PM
magnetic-dedication3$25.004/20/2011 10:34:13 PM
grnii78$72.424/22/2011 3:24:42 PM
DasMula$107.004/23/2011 8:58:12 AM
janeybooboo$49.004/24/2011 7:54:48 AM
reflective-rupee$200.334/25/2011 4:34:13 PM
sharpey$250.004/25/2011 7:27:47 PM
JeffHoll$80.004/25/2011 7:39:28 PM
ridestwins_998$25.004/25/2011 7:40:56 PM
worldly-community3$50.004/25/2011 8:25:42 PM
wealth-competitor$50.004/25/2011 9:08:25 PM
peso-mate$50.004/25/2011 8:59:08 PM
capital-blueberry$25.004/25/2011 9:31:58 PM
Gibbyland$150.004/25/2011 10:21:58 PM
C_Mark$150.004/26/2011 6:07:42 AM
treasure-brigade$25.004/26/2011 6:11:30 AM
payment-halo$25.004/26/2011 7:03:09 AM
first-serene-credit$25.004/26/2011 9:05:46 AM
Bill88$30.004/26/2011 8:16:44 AM
fund-tom-tom6$50.004/26/2011 7:09:35 AM
loyalist1$400.004/26/2011 7:11:35 AM
penny-finder$25.024/26/2011 7:56:59 AM
dedication-point$25.004/26/2011 9:44:35 AM
caddy5662$100.004/26/2011 9:11:12 AM
money-badger$100.004/26/2011 9:55:25 AM
neutrino6$25.004/26/2011 10:18:33 AM
UBOtto186$40.004/26/2011 10:15:19 AM
sensible-diversification5$50.004/26/2011 9:55:47 AM
accelerator96$25.004/26/2011 10:39:52 AM
Frugal$25.004/26/2011 10:46:28 AM
balance-force$25.004/26/2011 10:55:21 AM
sunny-truth6$25.004/26/2011 10:59:20 AM
openness-confidant$200.004/26/2011 11:25:07 AM
penny-infusion7$25.004/26/2011 11:31:16 AM
miked8303$25.004/26/2011 10:31:53 AM
HairyCoo$32.914/26/2011 11:58:20 AM
SC2TX$300.004/26/2011 12:03:17 PM
Trondheim_Norway$50.004/26/2011 12:24:56 PM
Fioravanti$100.004/26/2011 12:14:50 PM
sunny-truth6$25.004/26/2011 10:59:44 AM
octoberfresh$25.004/26/2011 1:01:13 PM
upbeat-investment9$25.004/26/2011 2:12:51 PM
dynrep$100.004/26/2011 3:01:04 PM
Jumping_Jedi$25.004/26/2011 1:18:41 PM
commerce-yeller$50.004/26/2011 4:04:57 PM
cashhelp$50.004/26/2011 4:33:29 PM
StarshineXL$1,500.004/26/2011 4:41:51 PM
novice-speculator$25.004/26/2011 4:54:56 PM
power-secret-agent$25.004/26/2011 4:58:15 PM
NYCFinancier$25.004/26/2011 5:05:53 PM
primed$75.004/26/2011 4:25:10 PM
SkyLoan$30.004/26/2011 5:23:16 PM
ghinga$25.004/26/2011 5:28:32 PM
triumph246$500.004/26/2011 5:58:37 PM
kublai$300.004/26/2011 6:01:23 PM
jsledge$46.414/26/2011 5:52:06 PM
peer2peer-goodness$25.004/26/2011 5:48:41 PM
mingthemink$25.004/26/2011 6:34:23 PM
careful-moola3$100.004/26/2011 6:08:27 PM
SIGLLC$50.004/26/2011 5:58:50 PM
Reddy_Capital$25.004/26/2011 6:13:32 PM
msh345$25.004/26/2011 6:21:52 PM
neutrino6$50.004/26/2011 6:08:28 PM
mingthemink$25.004/26/2011 6:26:59 PM
platinum-cargo$25.754/26/2011 7:28:30 PM
CSinvestments$25.004/26/2011 7:31:12 PM
Feyenoord$25.004/26/2011 8:10:20 PM
payout-alien6$30.844/26/2011 8:26:06 PM
delicious-loan093$100.004/26/2011 10:49:52 PM
greenback-guard$25.004/27/2011 3:28:33 AM
Nerdster1$25.084/27/2011 4:29:43 AM
shrewd-income$189.394/27/2011 5:35:54 AM
161 Investments
 
Borrower Payment Dependent Notes Series 501398
This series of Notes was issued and sold upon the funding of the borrower loan #48900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,939.12 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 18.30% Listing Start date:  Apr-08-2011 
Term: 36 months Listing End date:  Apr-22-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $128.00
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-2003 Debt/Income ratio: 20%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:0y 3m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,686Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%  
   Homeownership: No  
Screen name: stylethegrind Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Start Up Promises - Style the Grind
I am a good candidate for this loan because I've been in eCommerce for years. I understand the medium and I'm an expert online marketer. There is relatively low competition in my niche, but a lot of interest. Decorative office accessories are the next big thing and I aim to position Decorate Your Desk as the premier site for shopping for items for work. That includes clothing, office accessories and lunch time. We spend a lot of time at work. Plus, the work environment is evolving from mega-corporate to more laid back and jeans. I will use this loan to purchase inventory and for marketing of DYD. As for my financial situation, I spent several years learning the ins and outs of web development and marketing at the cost of making a decent income. Therefore, I have debt and less capital than I?d like to start my business.

Monthly net: $5000
Monthly expenses: $2385
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
faldska$25.004/8/2011 5:02:47 PM
investment-artist$25.004/8/2011 5:22:29 PM
power-trophy7$25.004/8/2011 5:48:25 PM
tech310$50.004/8/2011 5:50:26 PM
Comoparklender$50.004/8/2011 11:02:12 PM
gain-gourd$75.004/9/2011 4:06:57 AM
parsec9$42.504/9/2011 3:27:52 AM
affluence-tycoon$29.384/9/2011 3:44:53 AM
nowits10$50.004/9/2011 4:57:01 AM
capital_projects_investor$25.004/13/2011 10:48:42 PM
Weaverville$25.004/14/2011 7:39:16 PM
money-fort$25.004/20/2011 5:30:30 PM
dudebrah$25.004/20/2011 5:55:42 PM
deal-dreams8$25.004/20/2011 6:12:28 PM
money-baron-roth-IRA$200.004/20/2011 5:53:10 PM
peer2peer-goodness$25.004/20/2011 8:50:49 PM
heritage_loans$43.484/21/2011 5:39:02 AM
Wisc_investor$30.004/21/2011 12:21:58 PM
nilonc1$25.004/21/2011 12:34:50 PM
Xarach$25.004/21/2011 2:55:25 PM
money-yeller$50.004/21/2011 4:26:18 PM
mammalian4$25.004/21/2011 7:06:20 PM
dime-historian$32.394/21/2011 7:35:43 PM
setUup$27.324/21/2011 10:06:10 PM
ore-frontier$25.004/22/2011 12:43:48 AM
zone6$57.604/21/2011 10:26:38 PM
gulch$39.934/22/2011 2:57:45 AM
reflective-rupee$50.444/8/2011 5:15:12 PM
Artist_Blue$25.004/8/2011 5:33:36 PM
w3alter$100.004/8/2011 5:33:57 PM
transformer855$25.004/11/2011 10:08:56 PM
autonomous-truth$50.004/20/2011 5:47:24 PM
CA-Lender$25.044/20/2011 5:41:46 PM
cash-reaction2$50.004/20/2011 6:41:37 PM
sunny-justice9$25.004/20/2011 6:53:22 PM
supreme-hope$25.004/20/2011 8:11:04 PM
money-baron-roth-IRA$100.004/20/2011 5:52:36 PM
Ananya$25.004/21/2011 4:11:44 AM
octoberfresh$25.004/21/2011 7:17:13 AM
treasure-hunter270$25.004/21/2011 8:43:00 AM
mrsp2e$25.004/21/2011 6:33:15 AM
reflective-rupee$50.554/21/2011 9:00:31 AM
global1adventurer$25.004/21/2011 12:24:54 PM
MJTimages_com$25.004/21/2011 10:32:32 AM
capital-halo1$238.014/21/2011 5:12:14 PM
jbloans$25.004/21/2011 5:39:51 PM
Lubava$30.844/21/2011 6:19:34 PM
Bocephus1959$50.004/21/2011 6:28:16 PM
impala6464$100.004/21/2011 6:03:24 PM
dime-historian$25.004/21/2011 7:33:14 PM
pugmalion$25.004/21/2011 8:09:32 PM
payout-bridge$100.004/21/2011 11:19:40 PM
punctual-community8$40.014/21/2011 11:34:37 PM
JPMorrisLegacyFund$200.004/21/2011 9:08:05 PM
radiant-wealth0$50.004/21/2011 9:49:05 PM
Kosme$50.004/21/2011 10:48:04 PM
diversification-medalist$26.634/22/2011 12:02:54 AM
1randyp$200.004/22/2011 2:59:23 AM
58 Investments
 
Borrower Payment Dependent Notes Series 501566
This series of Notes was issued and sold upon the funding of the borrower loan #48901, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-13-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $241.71
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2003 Debt/Income ratio: 38%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:1y 9m
Amount delinquent: $0 Total credit lines: 31 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,639Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%  
   Homeownership: No  
Screen name: magnificent-greenback2 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off high interest credit cards that were accumulated while I was laid off from work

My financial situation: Credit is good considering being laid off for nine months, no late bills, good at paying on time.
I am a good candidate for this loan because... I have a solid job now for almost two years now. Also I have never defaulted on any debt of any sort even when I was laid off.


Monthly net income: $ 2482.14 for March
Monthly expenses: $
Housing: $ 550 rent
Insurance: $90
Car expenses: $ 699 payments and gas
Utilities: $ 210.00
Phone, cable, internet: $ 208.48 for phone and internet no tv
Food, entertainment: $ 250 for food $25 for entertainment
Clothing, household expenses: $ 60
Credit cards and other loans: $572 credit cards and loan,
Other expenses: $ 325/ charity-church
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$100.004/13/2011 9:03:02 AM
suave-dime6$25.004/13/2011 9:05:09 AM
ingenious-deal6$25.004/13/2011 9:06:49 AM
diplomatic-wealth7$25.004/13/2011 9:08:51 AM
Wangchuk$25.334/13/2011 9:02:04 AM
favorite-commerce$25.004/13/2011 9:28:09 AM
DasMula$27.004/13/2011 11:14:38 AM
reflective-rupee$300.444/13/2011 1:45:50 PM
selector568$50.004/14/2011 2:32:44 AM
nickel-hickory$50.004/14/2011 9:27:33 AM
Weaverville$25.004/14/2011 7:33:03 PM
lendstats_com$200.004/15/2011 9:20:02 AM
marketplace-meridian$25.004/15/2011 6:22:43 PM
CASSHMAN$150.004/16/2011 11:07:11 AM
killdare$25.004/17/2011 9:14:06 AM
fantastic-wampum1$100.004/19/2011 5:49:23 PM
ursus$50.004/20/2011 9:22:17 AM
bold-shrewd-duty$25.004/20/2011 12:08:29 PM
Barmas$50.004/20/2011 1:37:15 PM
mercuriant$25.004/21/2011 9:37:28 AM
the-dollar-topper$100.004/23/2011 11:21:10 AM
maple1$25.004/25/2011 8:40:17 AM
Whipster$50.004/25/2011 9:06:35 AM
Easystreet$25.004/25/2011 12:57:19 PM
RedantFinance$25.004/25/2011 4:35:18 PM
octoberfresh$26.004/25/2011 5:13:40 PM
thoughtful-exchange8$50.004/25/2011 5:37:18 PM
profit-powerplant$25.004/25/2011 6:45:25 PM
Midwestvalues$50.004/25/2011 8:13:35 PM
JustMee$25.004/25/2011 10:11:07 PM
finance-solo$70.434/26/2011 5:54:36 AM
wwwUniversal$25.004/26/2011 7:59:40 AM
bold-durability-drum$25.004/26/2011 9:56:10 AM
miked8303$25.004/26/2011 10:32:15 AM
yield-aurora4$50.004/26/2011 12:54:04 PM
dedication-point$25.004/26/2011 1:16:32 PM
anton$600.004/26/2011 2:30:31 PM
Ducatiman1978$25.004/26/2011 5:09:46 PM
beaker$25.004/26/2011 5:10:52 PM
jga516$25.004/26/2011 5:11:26 PM
GoodScot$25.004/26/2011 5:12:24 PM
whartonmba$25.004/26/2011 5:13:59 PM
Sibelius2$25.004/26/2011 5:15:01 PM
amijo$25.004/26/2011 5:15:20 PM
HHP$100.004/26/2011 5:20:12 PM
asset-professor$31.634/26/2011 5:22:34 PM
escharfer$25.004/26/2011 5:19:59 PM
bnlforever$25.004/26/2011 5:27:47 PM
graceful-investment$100.004/26/2011 5:27:55 PM
seisen$50.004/26/2011 5:25:16 PM
money-fort$25.004/26/2011 5:06:54 PM
kanpur63$25.004/26/2011 5:09:58 PM
moola-wildebeest3$50.004/26/2011 5:27:41 PM
SpareChangeHero$25.004/26/2011 5:10:30 PM
patriot897$25.004/26/2011 5:36:04 PM
Leshan$25.004/26/2011 5:29:31 PM
cropdust3r$25.004/26/2011 5:38:51 PM
Rob717171$50.004/26/2011 5:16:17 PM
fortytwo$100.004/26/2011 5:33:30 PM
logical-investment4$25.004/26/2011 5:36:21 PM
wampum-cocktail$25.004/26/2011 5:37:06 PM
Hokie83$50.004/26/2011 5:38:14 PM
FeedTheMachine$100.004/26/2011 5:39:32 PM
carlover$25.004/26/2011 5:31:56 PM
LordKinbote$25.004/26/2011 5:33:24 PM
supersarah61$25.004/26/2011 5:37:13 PM
rhin0cerx$50.004/26/2011 5:38:59 PM
ommcd$25.004/26/2011 5:39:24 PM
SolarMoonshine$25.004/13/2011 6:42:49 PM
transformer855$25.004/13/2011 10:47:15 PM
nerdfactor$25.004/14/2011 2:17:44 PM
gjm6d$25.004/16/2011 4:09:14 PM
Jack55304$185.004/17/2011 5:34:15 AM
Gibbyland$100.004/19/2011 8:07:56 AM
simiray$25.004/20/2011 2:17:28 AM
thelovebug$100.004/21/2011 4:31:44 PM
Aleut$25.004/23/2011 6:15:08 PM
fallentimbers$25.004/24/2011 6:35:06 PM
Mrgiggleswic$25.004/25/2011 4:48:55 AM
loyalist1$100.004/25/2011 7:50:40 AM
Artist_Blue$25.004/25/2011 9:04:49 AM
kttalamo$50.004/25/2011 9:08:00 AM
jjswanso$25.004/25/2011 1:49:10 PM
worthy-bid8$25.004/25/2011 1:20:30 PM
radforj22$25.004/25/2011 3:35:01 PM
jiggaman7$50.004/25/2011 4:05:07 PM
finance-prescription$50.004/25/2011 5:37:12 PM
smart-kindness8$50.004/25/2011 6:12:39 PM
Myrick$25.004/25/2011 7:49:44 PM
Comoparklender$50.004/25/2011 7:41:57 PM
ingenious-truth0$50.004/25/2011 10:00:16 PM
dpries123$25.004/26/2011 1:48:21 PM
Bob450$25.004/26/2011 3:34:37 PM
proud-gold9$50.004/26/2011 5:09:27 PM
vibraphone3$50.004/26/2011 5:09:40 PM
influential-cash7$25.004/26/2011 5:10:16 PM
Mavrck88$50.004/26/2011 5:10:08 PM
One_Lolo$25.004/26/2011 5:10:37 PM
thryn$25.004/26/2011 5:12:19 PM
wbahl$26.004/26/2011 5:12:33 PM
red-power-pecan$50.004/26/2011 5:17:14 PM
persevering$25.004/26/2011 5:15:11 PM
sensible-order2$100.004/26/2011 5:15:35 PM
DER$50.004/26/2011 5:16:07 PM
nybanker85$50.004/26/2011 5:16:28 PM
shrewd-peace7$25.004/26/2011 5:22:02 PM
Katburg$25.004/26/2011 5:31:28 PM
bahamaman$50.004/26/2011 5:09:35 PM
Executive23$25.004/26/2011 5:27:28 PM
natural-greenback6$25.004/26/2011 5:16:49 PM
handshake5$100.004/26/2011 5:33:06 PM
orange-preeminant-bill$50.004/26/2011 5:33:52 PM
thestartuplender$50.004/26/2011 5:36:13 PM
reward-adventure$50.004/26/2011 5:22:51 PM
financial-frenzy$50.004/26/2011 5:37:20 PM
nicklds$25.004/26/2011 5:38:00 PM
basis-zeus9$25.004/26/2011 5:38:20 PM
IIP77$25.004/26/2011 5:28:50 PM
the-bid-sorcerer$50.004/26/2011 5:35:54 PM
Ocean713$50.004/26/2011 5:37:53 PM
NoMoreDebt4Me$25.004/26/2011 5:39:19 PM
121 Investments
 
Borrower Payment Dependent Notes Series 501696
This series of Notes was issued and sold upon the funding of the borrower loan #48883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,474.86 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.30% Listing Start date:  Apr-11-2011 
Term: 36 months Listing End date:  Apr-25-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $257.78
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Dec-1997 Debt/Income ratio: 12%
Credit score: 780-799 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:14y 2m
Amount delinquent: $0 Total credit lines: 41 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $69,464Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: unflappable-interest Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 100% ) 780-799 (Latest)
Principal borrowed: $15,000.00< 31 days late: 0 ( 0% )  
800-819 (Aug-2010)
 
Principal balance: $12,161.28 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Home Improvement
Purpose of loan:
This loan will be used for my new project of fixing up my backyard.

My financial situation:
I am a good candidate for this loan because I pay my credit cards to zero every month, and also pay my mortgage generally 1-2 months early. I will have no problems in paying monthly for the amount that I am asking for. I am only asking for a loan as Chase bank has frozen my Home Equity Line of Credit. This loan was frozen due to the economy and for no other reason. Please have the confidence in my ability to repay this loan. Thank you
Information in the Description is not verified.
Friends And Family Investments
power-locomotive has invested a total of $27.00.
shoegal6 has invested a total of $115.00.
2 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DukSerduk$25.004/11/2011 9:03:09 AM
meux99$25.004/11/2011 9:09:14 AM
diplomatic-wealth7$25.004/11/2011 9:11:16 AM
sparky1129$50.004/11/2011 9:13:12 AM
dtrain5$25.004/11/2011 9:10:38 AM
samo102us$25.004/11/2011 10:16:33 AM
ore-genius2$100.004/11/2011 11:12:31 AM
tolerant-dinero2$25.004/11/2011 10:58:30 AM
lloyd_s$25.004/11/2011 1:11:52 PM
Fearless_Lender$25.004/11/2011 2:34:22 PM
bill-appraiser7$25.004/11/2011 2:39:13 PM
kanakakm$50.004/11/2011 2:34:18 PM
kyomoon$50.004/11/2011 2:34:31 PM
awwaww$65.524/11/2011 4:43:10 PM
Dollars4Rent$50.004/12/2011 2:13:56 AM
MasterJin$25.004/14/2011 12:07:09 PM
shoegal6$115.004/15/2011 1:28:14 PM
nosualcneas$25.004/16/2011 3:54:57 PM
fcrick$25.004/16/2011 5:04:48 PM
ytjameslee$50.004/17/2011 6:30:27 PM
worthy-value1$50.004/17/2011 5:39:41 PM
mrpowers5531$25.004/18/2011 4:48:38 PM
compoundinterest$50.004/19/2011 8:04:06 AM
damage$25.004/19/2011 8:25:35 AM
ebusinessagent$25.004/20/2011 2:39:36 PM
djh47a$25.004/20/2011 3:58:06 PM
useful-currency$25.004/20/2011 4:00:48 PM
BaxterEvil$25.004/20/2011 5:50:12 PM
the-dollar-topper$100.004/20/2011 5:53:52 PM
Carpetkid$50.004/21/2011 5:56:38 PM
mizount$25.004/22/2011 2:46:55 AM
emo13$50.004/22/2011 3:16:25 AM
a-responsible-return$34.714/22/2011 3:56:11 AM
casaram$50.004/22/2011 5:40:52 PM
Hybodant$50.004/22/2011 8:23:57 PM
systematic0$50.004/23/2011 12:39:53 AM
point-solstice$50.004/23/2011 5:34:14 AM
inforapenny$50.004/23/2011 5:49:30 AM
MARWARISETH$25.004/23/2011 8:40:43 AM
speyer$50.004/23/2011 9:58:59 AM
Octavian315$35.004/23/2011 10:37:45 AM
Westerly$50.004/23/2011 7:09:47 PM
truth-image$50.004/23/2011 7:29:20 PM
Floridagirl$100.004/24/2011 5:08:37 AM
jasperpants$25.004/24/2011 6:14:23 AM
saysana$25.004/24/2011 9:44:13 AM
luckyldy$50.004/24/2011 10:14:50 AM
windfall46$25.004/24/2011 12:31:12 PM
antlr$50.004/24/2011 4:39:17 PM
ruminating$25.004/24/2011 5:44:23 PM
pmandel$50.004/24/2011 5:41:53 PM
pbeach05$25.004/24/2011 9:14:14 PM
beachbum22$25.004/25/2011 5:44:18 AM
MO_Investor$25.004/25/2011 6:00:28 AM
goodkarma$50.004/25/2011 8:34:15 AM
logical-reward8$25.004/11/2011 9:03:16 AM
MrDavid$100.004/11/2011 9:04:15 AM
indomitable-coin$50.004/11/2011 9:05:33 AM
blot44$50.004/11/2011 9:09:42 AM
subtle-revenue0$25.004/11/2011 9:10:20 AM
worthy-bid8$100.004/11/2011 9:09:32 AM
serene-truth2$50.004/11/2011 9:07:32 AM
minista$25.004/11/2011 9:10:31 AM
socal-lender$25.004/11/2011 9:12:23 AM
power-locomotive$27.004/11/2011 9:22:58 AM
reflective-rupee$25.444/11/2011 10:44:46 AM
transparency-grasshopper$50.004/11/2011 2:32:13 PM
CorMDNY$50.004/11/2011 2:32:57 PM
bds9646$26.004/11/2011 2:37:33 PM
unforgettable-order9$50.004/11/2011 2:33:17 PM
jga516$25.004/11/2011 2:36:06 PM
axl163$25.004/11/2011 2:33:13 PM
MONEYLENDER101$100.004/11/2011 2:37:16 PM
thankful-nickel2$50.004/11/2011 2:43:49 PM
p40thawk$50.004/12/2011 3:38:31 AM
sharp-income2$25.004/12/2011 10:32:30 AM
srgriff$25.004/13/2011 5:21:25 PM
rakey$25.004/14/2011 2:28:42 AM
kenji4861$25.004/14/2011 1:21:54 AM
Weaverville$100.004/14/2011 7:27:16 PM
JJ9876$50.004/15/2011 10:04:54 AM
Havana21$200.004/16/2011 2:40:06 PM
Steveoo1$26.374/18/2011 9:17:44 AM
jazz619$25.004/18/2011 4:48:11 PM
community-pipeline$50.004/18/2011 4:59:02 PM
jeffpac$50.004/19/2011 7:05:02 AM
fund-tom-tom6$25.004/19/2011 12:45:01 PM
balanced-rupee$100.004/19/2011 6:30:20 PM
payment-pursuit3$50.004/20/2011 9:34:52 AM
jescowa$50.004/20/2011 3:19:53 PM
efficient-treasure0$25.004/20/2011 4:18:56 PM
radforj22$38.094/20/2011 4:14:15 PM
ZeoInvestments$25.004/20/2011 5:47:19 PM
theboat$25.004/20/2011 8:24:46 PM
lagnisiruk$25.004/20/2011 5:53:56 PM
bb575$50.004/20/2011 9:09:27 PM
panegryst$50.004/21/2011 10:51:17 AM
shamrocker$25.004/21/2011 12:37:31 PM
manugee$50.004/21/2011 4:15:46 PM
bvzm$50.004/22/2011 6:47:12 AM
donloah$25.004/22/2011 11:08:45 AM
efficient-marketplace$50.004/22/2011 12:49:23 PM
OzGuy609$25.004/22/2011 2:27:28 PM
kind-adventurous-finance$50.004/22/2011 4:29:55 PM
a-exponential-hope$25.004/22/2011 4:55:18 PM
kevinchu$25.004/22/2011 10:56:48 PM
wise-silver-wonder$25.004/23/2011 5:00:02 AM
mistertao$25.004/23/2011 7:59:17 AM
Richmp412$25.004/23/2011 8:52:11 AM
credible-durability$25.004/23/2011 10:01:00 AM
benjamins-utopia$100.004/23/2011 11:10:31 AM
velocity-solo$25.004/23/2011 10:54:38 AM
UnclePockets$25.004/23/2011 10:54:58 AM
BigLinCT$50.004/23/2011 11:10:51 AM
Taxman44$25.004/23/2011 12:04:23 PM
BankingFamily$25.004/23/2011 1:08:43 PM
blooming-market$25.004/23/2011 2:36:49 PM
VBAces$50.004/23/2011 8:40:13 PM
lucrative-durability$25.004/23/2011 9:25:46 PM
ets2011$25.004/24/2011 7:30:18 AM
mrkb80$50.004/24/2011 11:49:26 AM
compassion-paladin042$25.004/24/2011 1:34:26 PM
Rysterola82$50.004/24/2011 1:39:31 PM
tough-peso2$25.004/24/2011 6:19:07 PM
Little_Helper$25.004/24/2011 9:34:22 PM
prosha$25.004/24/2011 10:39:11 PM
commerce-renewal$63.134/24/2011 9:24:11 PM
Refugee$25.004/25/2011 6:16:06 AM
eighttone$25.004/25/2011 5:19:21 AM
orange-lovely-return$50.004/25/2011 7:45:17 AM
kegs$469.694/25/2011 7:57:01 AM
larrybird$399.914/25/2011 7:52:36 AM
anton$2,149.004/25/2011 8:23:26 AM
anton$25.004/25/2011 8:24:03 AM
134 Investments
 
Borrower Payment Dependent Notes Series 501866
This series of Notes was issued and sold upon the funding of the borrower loan #48933, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-12-2011 
Term: 36 months Listing End date:  Apr-25-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $276.78
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Feb-2000 Debt/Income ratio: 8%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:7y 8m
Amount delinquent: $0 Total credit lines: 11 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,696Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 93%  
   Homeownership: No  
Screen name: ready-bill2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate, Expexting baby
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because my credit is VERY important to me and I need to consolidate my outstanding credit then close those credit accounts. I have a child on the way and want my credit accounts closed by his/her birthdate.


Monthly net income: 4000.00
Housing: $1650.00
Insurance: $100
Car expenses: $0 Paid Off
Utilities: $80
Phone, cable, internet: $140
Food, entertainment: $350-450
Credit cards $350.00
Savings for Baby 350.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
BxRealtor$25.004/12/2011 9:11:23 AM
diplomatic-wealth7$25.004/12/2011 9:10:03 AM
simplelender80$100.004/12/2011 9:12:19 AM
Bank_Of_XL$25.004/12/2011 1:13:32 PM
reflective-rupee$222.224/12/2011 3:43:54 PM
vutah$25.004/12/2011 8:53:46 PM
SolarMoonshine$25.004/12/2011 7:06:05 PM
efficient-treasure0$25.004/14/2011 7:18:49 AM
Weaverville$25.004/16/2011 4:50:21 PM
bid-czar8$50.004/17/2011 5:48:28 PM
SiebirdLending$25.004/19/2011 10:20:27 AM
sonnet771$50.004/20/2011 12:51:15 AM
reflective-cash0$25.004/20/2011 5:33:42 AM
loyalist1$250.004/21/2011 8:04:54 AM
ericgassercom$50.004/21/2011 7:54:26 AM
Tradesmanlender$25.004/22/2011 9:45:26 AM
tranquil-diversification8$50.004/22/2011 2:45:30 PM
Gibbyland$100.004/24/2011 1:19:10 PM
C_Mark$50.004/24/2011 7:37:31 PM
skuba$50.004/25/2011 1:20:27 AM
don8ter$25.004/25/2011 6:49:32 AM
Bcs-cnc$25.004/25/2011 7:21:19 AM
maple1$25.004/25/2011 8:39:45 AM
patriot897$25.004/25/2011 9:17:03 AM
richboy56$25.004/25/2011 9:19:11 AM
steiglends$100.004/25/2011 9:31:05 AM
VBinvestor$100.004/25/2011 2:25:38 PM
CA-Lender$50.044/25/2011 3:45:38 PM
AFairDeal$25.004/25/2011 3:49:35 PM
five-star-note$75.004/25/2011 4:05:35 PM
Scotcha$50.004/25/2011 3:54:39 PM
Frover$25.004/25/2011 4:37:08 PM
engaging-worth$25.004/25/2011 4:28:23 PM
RedantFinance$25.004/25/2011 4:34:56 PM
neutrino6$25.004/25/2011 4:33:09 PM
secureincome$1,500.004/25/2011 4:47:22 PM
credible-durability$50.004/25/2011 5:16:41 PM
elated-greenback$50.004/25/2011 4:52:17 PM
Aleut$25.004/25/2011 5:19:48 PM
MasterJin$25.004/25/2011 5:33:15 PM
ethicalhumanist$50.004/25/2011 5:57:59 PM
the-gold-quark$30.004/25/2011 5:34:50 PM
jwood3030$25.004/25/2011 6:19:21 PM
Hondo$25.004/25/2011 6:33:50 PM
melodious-fairness$50.004/25/2011 6:34:10 PM
green-unrivaled-felicity$26.004/25/2011 6:48:35 PM
best-phenomenal-treasure$25.004/25/2011 6:44:46 PM
bold-durability-drum$50.004/25/2011 6:39:45 PM
orderandprogress$25.004/25/2011 6:42:39 PM
careful-moola3$100.004/25/2011 6:45:44 PM
tbati$49.144/25/2011 6:46:48 PM
generous-deal6$50.004/25/2011 6:49:55 PM
Zolton$100.004/12/2011 9:08:13 AM
SecondChanceLendingSERV$25.004/12/2011 11:39:41 AM
ingenious-deal6$25.004/12/2011 11:37:10 AM
a-finance-nirvana$25.004/16/2011 4:41:31 AM
ursus$100.004/18/2011 9:01:26 AM
worthy-bid8$100.004/19/2011 12:29:24 PM
radforj22$25.004/21/2011 2:49:17 PM
euro-trumpet$25.004/21/2011 9:49:30 PM
agreement-fluffy-bunny$25.004/22/2011 10:18:36 AM
lostperception$25.004/22/2011 11:24:04 AM
worth-dandelion$100.004/22/2011 5:11:56 PM
yield-seeker$25.004/22/2011 5:33:18 PM
dollardave$100.004/23/2011 4:00:03 PM
jameskdean$50.004/24/2011 8:49:53 AM
open-minded-p2p1$25.004/24/2011 9:30:58 AM
credit-investor5$50.004/24/2011 3:44:20 PM
sharp-trade0$25.004/25/2011 9:06:53 AM
enthralling-deal180$50.004/25/2011 9:23:10 AM
GrooveBiz$50.004/25/2011 9:24:57 AM
power-secret-agent$25.004/25/2011 12:12:08 PM
Mariner3605$25.004/25/2011 12:16:43 PM
manatee21$40.004/25/2011 12:35:43 PM
first-serene-credit$25.004/25/2011 2:05:40 PM
dough-hammock$25.004/25/2011 2:56:59 PM
HermanstadtKid$25.004/25/2011 1:44:22 PM
GElender$50.004/25/2011 3:01:43 PM
important-openness1$75.004/25/2011 4:20:36 PM
friendly-market5$60.004/25/2011 4:22:04 PM
pythia$25.004/25/2011 4:01:57 PM
neutrino6$25.004/25/2011 4:25:34 PM
Lith$100.004/25/2011 4:16:22 PM
newest-organic-rupee$33.004/25/2011 4:21:34 PM
kindness-hickory5$100.004/25/2011 4:53:47 PM
jlendog$43.004/25/2011 4:55:52 PM
WSTRDG$25.004/25/2011 4:45:05 PM
StarshineXL$750.004/25/2011 4:52:23 PM
Richlaw$400.004/25/2011 4:52:53 PM
loss-of-control$100.004/25/2011 5:26:07 PM
rockhound84$25.004/25/2011 5:25:06 PM
smart-kindness8$50.004/25/2011 6:11:38 PM
Relevance$25.004/25/2011 5:39:03 PM
kayakbleu$25.004/25/2011 5:58:30 PM
loot-heart$25.004/25/2011 6:42:12 PM
first-restless-payout$50.004/25/2011 6:34:01 PM
treasure-bliss$50.004/25/2011 6:44:57 PM
point-kitten6$100.004/25/2011 6:34:55 PM
MARWARISETH$25.004/25/2011 6:50:09 PM
jazzlender$25.004/25/2011 6:34:31 PM
orange-preeminant-bill$50.004/25/2011 6:35:26 PM
djh47a$25.004/25/2011 6:44:40 PM
best-lean-yield$50.004/25/2011 6:41:40 PM
creative-generosity3$55.004/25/2011 6:44:08 PM
the-silver-blaster$50.004/25/2011 6:53:57 PM
105 Investments
 
Borrower Payment Dependent Notes Series 501930
This series of Notes was issued and sold upon the funding of the borrower loan #48866, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,871.15 Prosper Rating: E Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 14.70% Listing Start date:  Apr-12-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $255.68
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1998 Debt/Income ratio: 18%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:23y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,835Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 94%  
   Homeownership: Yes  
Screen name: courageous-silver Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
rm loan
Purpose of loan:
This loan will be used to...pay some bills and vacation

My financial situation: good
I am a good candidate for this loan because...
I was able to fix a bad credit history and make it better

Monthly net income: $4100
Monthly expenses: $1200
Housing: $400
Insurance: $
Car expenses: $100
Utilities: $
Phone, cable, internet: $
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
pembull$57.404/12/2011 5:10:38 PM
suave-dime6$25.004/12/2011 5:23:26 PM
Kash2010lu$25.004/12/2011 5:44:46 PM
value-allocator1$100.004/12/2011 5:38:14 PM
SolarMoonshine$25.004/12/2011 6:53:47 PM
SecondChanceLendingSERV$25.004/13/2011 8:28:32 AM
bright-exchange$25.004/13/2011 11:55:18 AM
reflective-rupee$222.224/13/2011 1:50:23 PM
money-baron-roth-IRA$200.004/15/2011 8:08:21 PM
nickel-hickory$50.004/16/2011 5:00:59 PM
Jack55304$185.004/17/2011 5:34:05 AM
Gibbyland$100.004/19/2011 8:07:51 AM
bold-shrewd-duty$25.004/20/2011 12:08:24 PM
mercuriant$25.004/21/2011 9:37:17 AM
worth-dandelion$100.004/22/2011 5:13:59 PM
MARWARISETH$25.004/23/2011 8:42:19 AM
Aleut$25.004/23/2011 6:15:01 PM
VJ_Financial$100.004/24/2011 12:47:44 PM
Artist_Blue$25.004/25/2011 9:04:41 AM
wesleyan$50.004/25/2011 12:09:40 PM
RedantFinance$25.004/25/2011 4:35:07 PM
rvfbroker$25.004/25/2011 5:40:40 PM
smart-kindness8$50.004/25/2011 6:12:27 PM
Executive23$25.004/25/2011 7:53:32 PM
DSFinancial$50.004/25/2011 8:04:44 PM
jobani$35.004/25/2011 8:03:47 PM
Tylerh$100.004/25/2011 8:05:19 PM
credit-sycamore4$100.004/25/2011 8:05:36 PM
important-openness1$50.004/25/2011 8:05:58 PM
fighter122$50.004/25/2011 8:09:23 PM
tylerfd$25.004/25/2011 8:10:07 PM
seisen$50.004/25/2011 7:50:49 PM
minddoc$25.004/25/2011 8:12:27 PM
JJ9876$25.004/25/2011 8:12:50 PM
miked8303$25.004/25/2011 8:13:08 PM
missing-link$25.004/25/2011 7:54:07 PM
money-bauble$50.004/25/2011 8:14:22 PM
MasterJin$25.004/25/2011 8:15:07 PM
compassionate-fairness6$25.004/25/2011 8:03:15 PM
red-power-pecan$50.004/25/2011 8:05:29 PM
justice-economist$25.004/25/2011 8:07:13 PM
asiaratt$50.004/25/2011 8:09:46 PM
laki_haole$50.004/25/2011 8:13:18 PM
Bob450$25.004/25/2011 8:16:30 PM
kindness-hickory5$50.004/26/2011 4:35:33 AM
finance-prescription$50.004/26/2011 5:49:16 AM
money-fort$25.004/26/2011 8:36:06 AM
deal-marauder6$50.004/26/2011 10:35:07 AM
yield-aurora4$50.004/26/2011 12:53:57 PM
umfan123$25.004/26/2011 1:20:57 PM
steves73$50.004/26/2011 11:53:31 AM
jazzlender$25.004/26/2011 4:36:13 PM
liberty-injector$50.004/26/2011 4:36:10 PM
simplelender80$100.004/12/2011 5:24:19 PM
ingenious-deal6$25.004/12/2011 5:27:57 PM
diplomatic-wealth7$25.004/12/2011 5:29:22 PM
sharp-trade0$25.004/12/2011 5:31:27 PM
Amber_Stone$25.004/12/2011 8:59:52 PM
nerdfactor$25.004/13/2011 7:45:28 AM
zorg77$25.004/14/2011 4:43:24 AM
Weaverville$25.004/14/2011 7:32:54 PM
lendstats_com$200.004/15/2011 9:23:36 AM
ursus$50.004/18/2011 11:50:17 AM
fantastic-wampum1$100.004/18/2011 5:27:19 PM
thelovebug$100.004/20/2011 6:40:55 PM
Rogelio48$25.004/22/2011 9:34:05 PM
best-ingenious-funds$25.004/22/2011 11:29:27 PM
the-dollar-topper$100.004/23/2011 11:21:02 AM
Easystreet$25.004/23/2011 2:35:16 PM
Comoparklender$50.004/23/2011 8:14:53 PM
open-minded-p2p1$25.004/24/2011 9:36:11 AM
compassion-paladin042$25.004/24/2011 1:34:19 PM
shepherd1$25.004/24/2011 8:10:04 PM
worthy-bid8$25.004/25/2011 1:20:18 PM
mcgovern2024$25.004/25/2011 1:37:43 PM
jiggaman7$50.004/25/2011 4:05:00 PM
radforj22$25.004/25/2011 3:34:55 PM
courteous-kindness1$25.004/25/2011 7:52:17 PM
economy-producer$25.004/25/2011 8:00:43 PM
shrewd-peace7$25.004/25/2011 7:45:16 PM
stock106$25.004/25/2011 8:04:58 PM
oregonusa$25.004/25/2011 8:03:26 PM
bountiful-durability$50.004/25/2011 8:06:16 PM
tech310$50.004/25/2011 8:06:49 PM
ivadood$50.004/25/2011 8:10:25 PM
rogue_monster$25.004/25/2011 8:12:10 PM
handy-justice$50.004/25/2011 8:12:16 PM
listing-trapper3$50.004/25/2011 8:03:37 PM
FirstBank$50.004/25/2011 8:05:10 PM
brazilofmux$100.004/25/2011 8:06:42 PM
apostle901$25.004/25/2011 8:07:05 PM
birddogsb$50.004/25/2011 8:09:59 PM
patriot897$25.004/25/2011 8:30:27 PM
wizardii$25.004/25/2011 8:43:11 PM
ingenious-truth0$50.004/25/2011 10:00:05 PM
wwwUniversal$25.004/26/2011 7:59:10 AM
sjo1984111$25.004/26/2011 7:14:20 AM
Mr2025$25.004/26/2011 8:54:03 AM
ndwayno$25.004/26/2011 9:25:21 AM
lend4life13$821.534/26/2011 9:38:40 AM
amusement4$150.004/26/2011 11:15:34 AM
silver-enlightenment0$100.004/26/2011 12:15:12 PM
dedication-point$25.004/26/2011 1:16:28 PM
orderandprogress$25.004/26/2011 4:36:15 PM
104 Investments
 
Borrower Payment Dependent Notes Series 501940
This series of Notes was issued and sold upon the funding of the borrower loan #48942, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,161.40 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 18.30% Listing Start date:  Apr-12-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $137.68
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1996 Debt/Income ratio: 29%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 10Length of status:3y 8m
Amount delinquent: $3,198 Total credit lines: 33 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,869Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: Yes  
Screen name: peace-supporter Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding expenses
Purpose of loan: wedding
This loan will be used to...pay additional wedding expenses

My financial situation:
I am a good candidate for this loan because...i pay my bills on time and im a reliable person.with fiances income over $7000.00 a month in imcome


Monthly net income: $7000.00
Monthly expenses: $2300.00
Housing: $800
Insurance: $200
Car expenses: $450
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1=$56,944.15 2=$95,000.00 (Apr-17-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
2grindstones$25.004/12/2011 9:27:57 PM
kindness-launcher$1,000.004/24/2011 9:48:59 AM
vigorous-market5$400.004/24/2011 11:05:43 PM
2grindstones$25.004/25/2011 9:20:20 AM
transparency-baton$25.004/25/2011 7:23:58 PM
likeable-hope$25.004/26/2011 3:23:27 PM
JGuide$35.004/26/2011 4:27:57 PM
Weaverville$25.004/14/2011 7:38:59 PM
kindness-launcher$800.004/17/2011 11:04:50 AM
finance-symphony7$25.004/24/2011 11:05:07 AM
rmbot$75.004/25/2011 9:19:37 AM
penny-infusion7$25.004/25/2011 3:01:36 PM
houli123$25.004/25/2011 3:40:54 PM
reflective-rupee$200.334/25/2011 2:59:49 PM
LaBamba$150.004/25/2011 3:13:57 PM
CA-Lender$25.044/25/2011 3:46:48 PM
upbeat-wealth$25.004/25/2011 4:38:40 PM
RedantFinance$25.004/25/2011 4:35:10 PM
klend4$25.004/25/2011 6:44:44 PM
sharp-trade0$25.004/25/2011 8:22:13 PM
arampata$121.034/26/2011 2:15:36 AM
bold-durability-drum$25.004/26/2011 9:50:41 AM
nomad35k$30.004/26/2011 9:37:11 AM
23 Investments
 
Borrower Payment Dependent Notes Series 502034
This series of Notes was issued and sold upon the funding of the borrower loan #48939, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,875.97 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.95% Listing Start date:  Apr-13-2011 
Term: 60 months Listing End date:  Apr-27-2011 
 
Lender yield: 15.99% Borrower rate/APR: 16.99% / 18.41% Monthly payment: $295.08
 
Lender servicing fee: 1.00% Effective Yield*: 15.71%  
Estimated return*: 9.76%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-2001 Debt/Income ratio: 23%
Credit score: 780-799 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,355Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 14%  
   Homeownership: Yes  
Screen name: lazair2 Borrower's state: Connecticut Borrower's group: Business Owners Cooperative
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Purchase profitable/estab. Business
We are purchasing an existing business that sells and services sewing machines, fabric and supplies. It is profitable with 18 yrs of success. The business would provide great extra income above what I already earn. See the business plan- http://simplexaero.com/bizplan.pdf

This loan will be used to partially fund the purchase. The rest funded from other sources.

My credit score is 795 from Experian, and I have a good debt to income ratio without excessive debt. I am a good candidate because I am in a perfect position to repay without any chance of default. You as an investor have virtually no risk by helping to fund this loan.

Monthly net income: $4,665 before business purchase and $11,332 after business is purchased.
Monthly expenses: $2,722
Housing: $1,200
Insurance: $115
Car expenses: $120
Utilities: $150
Phone: $80 (cell phones only)
Food, entertainment: $400
Clothing, household expenses: $30
Student loans: $265
Car Loan: $232
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Zolton$100.004/13/2011 9:07:59 AM
diplomatic-wealth7$25.004/13/2011 9:10:03 AM
vine99$75.004/13/2011 10:17:01 PM
caring-hope2$100.004/14/2011 7:35:47 AM
interest-exec9$25.004/14/2011 2:03:35 PM
pioneer580$99.764/15/2011 9:51:16 PM
Weaverville$25.004/16/2011 4:50:38 PM
ursus$100.004/18/2011 9:01:46 AM
sonnet771$50.004/20/2011 12:51:28 AM
worthy-bid8$85.014/20/2011 2:31:17 AM
radforj22$25.004/22/2011 3:57:01 AM
tranquil-diversification8$50.004/22/2011 2:45:49 PM
worth-dandelion$100.004/22/2011 5:12:46 PM
bid-czar8$50.004/22/2011 5:28:39 PM
C_Mark$50.004/24/2011 7:37:47 PM
skuba$50.004/25/2011 1:20:36 AM
don8ter$25.004/25/2011 6:49:47 AM
RedantFinance$25.004/25/2011 4:35:22 PM
smart-kindness8$50.004/25/2011 6:11:58 PM
vibraphone3$50.004/25/2011 6:57:20 PM
blooming-market$25.004/25/2011 8:41:10 PM
steves73$50.004/25/2011 9:12:11 PM
GrayStudio$25.004/25/2011 8:53:32 PM
DrMoneyBags$50.004/26/2011 1:09:37 AM
inspired-investment8$100.004/25/2011 10:36:18 PM
red-robust-bid$50.004/26/2011 6:44:09 AM
jump58$50.004/26/2011 6:23:44 AM
cbfresh$25.004/26/2011 9:26:19 AM
successful-agreement7$100.004/26/2011 9:57:59 AM
Mariner3605$25.004/26/2011 9:38:13 AM
miked8303$25.004/26/2011 10:29:38 AM
DavidCG$25.004/26/2011 9:51:42 AM
TelegramSam$25.004/26/2011 9:56:33 AM
spursdog$50.004/26/2011 11:42:37 AM
ijspence$25.004/26/2011 12:35:03 PM
dedication-point$25.004/26/2011 1:10:11 PM
peace-cadence$25.004/26/2011 3:46:48 PM
OCedHrt$25.004/26/2011 5:25:58 PM
sharp-trade0$25.004/26/2011 6:13:22 PM
magee425$25.004/26/2011 7:33:22 PM
kalex752$25.004/26/2011 7:25:15 PM
rakstar$50.004/26/2011 7:48:01 PM
bold-basis-supernova$25.004/26/2011 7:33:53 PM
RG$30.004/26/2011 7:34:09 PM
WilliamLeeSims$25.004/26/2011 7:35:11 PM
medman$25.004/26/2011 7:43:12 PM
balanced-treasure4$50.004/26/2011 8:13:09 PM
ISHLEP67$50.004/26/2011 8:16:55 PM
jenq0001$25.004/26/2011 8:21:50 PM
acropiloterau2002$25.004/26/2011 8:24:05 PM
melodious-fairness$50.004/26/2011 8:26:25 PM
brightest-affluence-motivator$100.004/26/2011 8:27:02 PM
PatRichi$25.004/26/2011 8:29:34 PM
jigsaw$100.004/26/2011 8:13:32 PM
exuberant-dime$50.004/26/2011 8:14:05 PM
commerce-renewal$100.004/26/2011 8:15:37 PM
phoko$25.004/26/2011 8:17:06 PM
Rob717171$50.004/26/2011 8:34:41 PM
Ocean713$50.004/26/2011 8:14:55 PM
Mavrck88$50.004/26/2011 8:15:50 PM
sungbaek$25.004/26/2011 8:19:43 PM
ptjg$50.004/26/2011 8:20:07 PM
razor783$25.004/26/2011 8:17:50 PM
Ivan2007$41.264/26/2011 8:23:58 PM
roman2008$25.004/26/2011 8:24:13 PM
riproaringrapids$25.004/26/2011 8:21:32 PM
harty$50.004/26/2011 8:24:54 PM
kellydawn$50.004/26/2011 8:21:57 PM
DreDub$100.004/26/2011 8:41:21 PM
best-phenomenal-treasure$25.004/26/2011 8:41:30 PM
studious-bonus7$100.004/26/2011 8:25:25 PM
jcfung1$25.004/26/2011 8:41:54 PM
loot-heart$25.004/26/2011 8:42:31 PM
handy-justice$50.004/26/2011 8:26:45 PM
OldFriend$25.004/26/2011 8:27:11 PM
upc_tnt$25.004/26/2011 8:27:18 PM
cbr600fs$50.004/26/2011 8:44:52 PM
wampum-chorus3$25.004/26/2011 8:27:29 PM
jblack01$25.004/26/2011 8:27:35 PM
hrubinst$50.004/26/2011 8:27:40 PM
nalaari$25.004/26/2011 8:28:07 PM
irrelevant$25.004/26/2011 8:27:54 PM
clean-greenback5$50.004/26/2011 8:28:33 PM
gracej$25.004/26/2011 8:28:27 PM
sensible-order2$100.004/26/2011 8:29:42 PM
LordKinbote$25.004/26/2011 8:33:32 PM
IIP77$25.004/26/2011 8:34:04 PM
hons2000$25.004/26/2011 8:53:12 PM
Ripsaw4U$40.324/26/2011 8:36:52 PM
contract-victor5$50.004/26/2011 8:55:26 PM
subtle-revenue0$25.004/26/2011 8:40:27 PM
credible-durability$25.004/26/2011 8:41:06 PM
InvestorPartners$25.004/26/2011 8:57:50 PM
balanced-rupee$50.004/26/2011 8:41:26 PM
Chauncey_Gardener$50.004/26/2011 8:58:16 PM
treasure-kazoo$50.004/26/2011 8:42:05 PM
philgreen$50.004/26/2011 8:42:24 PM
wwwUniversal$25.004/26/2011 8:42:49 PM
dime-revelry$50.004/26/2011 8:46:12 PM
SnakeV$25.004/26/2011 8:52:06 PM
PitOfSuccess$25.004/26/2011 8:52:11 PM
Breezoid$50.004/26/2011 8:53:32 PM
Lender0010$50.004/26/2011 8:53:44 PM
credit-kahuna$50.004/26/2011 8:53:57 PM
DaMoneyTree$25.004/26/2011 8:54:42 PM
grampy48$25.004/26/2011 8:55:37 PM
mad-scientist0$50.004/26/2011 8:55:50 PM
meenan$50.004/26/2011 8:58:09 PM
silver-saguaro$30.004/26/2011 8:57:35 PM
five-star-justice$25.004/26/2011 8:58:57 PM
rolandweary$25.004/26/2011 8:58:42 PM
superb-funds335$25.004/26/2011 9:04:52 PM
p40thawk$25.004/26/2011 9:08:39 PM
GrooveBiz$50.004/26/2011 9:08:57 PM
fairness-drum$50.004/26/2011 9:09:15 PM
coin-investor$25.004/26/2011 9:09:21 PM
the-silver-blaster$50.004/26/2011 9:11:53 PM
Trimalchio12$25.004/26/2011 10:26:37 PM
del30$25.004/26/2011 9:23:49 PM
computers-er$50.004/26/2011 9:25:36 PM
CardCapDude$50.004/26/2011 9:28:59 PM
klinebarger$25.004/26/2011 9:27:39 PM
spyro$25.004/27/2011 2:20:27 AM
nybanker85$50.004/27/2011 2:21:20 AM
billybragg$25.004/27/2011 2:26:03 AM
reueljw$25.004/27/2011 2:29:11 AM
marwadi-62$100.004/27/2011 2:32:07 AM
hostbank$100.004/26/2011 10:40:25 PM
fishman42$25.004/27/2011 2:35:51 AM
CPAMAN$25.004/27/2011 2:46:32 AM
helpinghand63$25.004/27/2011 2:47:18 AM
TK4$47.474/27/2011 2:47:36 AM
justice-dna$35.004/27/2011 3:12:16 AM
green-tree-shake$27.274/27/2011 3:13:41 AM
BoughtTheFarm$25.004/27/2011 3:13:45 AM
bigrpf5$41.554/27/2011 2:20:14 AM
asdf9876$50.004/27/2011 2:22:05 AM
tsui517$32.854/27/2011 2:28:58 AM
lokiswolf$26.134/27/2011 2:31:52 AM
wild_carrot$25.004/27/2011 2:36:54 AM
dansarkis$25.004/27/2011 2:37:06 AM
p1k4blu$25.004/27/2011 2:39:36 AM
Phillip4ever$25.004/27/2011 2:41:16 AM
LKN2RTR$25.004/27/2011 2:42:50 AM
Steveoo1$25.004/27/2011 2:29:50 AM
bradania$25.004/27/2011 2:47:43 AM
E_G$50.004/27/2011 2:37:53 AM
thegobbler$25.004/27/2011 2:51:51 AM
ClearLake$25.004/27/2011 2:39:31 AM
ThisGuyIKnow$25.274/27/2011 3:02:11 AM
Washington_Loan$25.004/27/2011 3:03:07 AM
the-profit-oracle$25.004/27/2011 3:04:26 AM
Savings_EQ_Dignity$25.514/27/2011 3:10:54 AM
green-moola-platoon$34.144/27/2011 3:21:45 AM
sensible-fund$36.134/27/2011 3:11:35 AM
best-ingenious-funds$25.004/27/2011 3:25:21 AM
mbraslav$35.004/27/2011 4:25:48 AM
bid-computer$25.004/27/2011 6:40:21 AM
GElender$25.004/27/2011 5:40:22 AM
flexible-vigilance7$25.004/27/2011 7:26:09 AM
rss197$25.004/27/2011 7:44:56 AM
ingenious-diversification$25.004/27/2011 5:58:08 AM
WxChem$26.584/27/2011 6:21:03 AM
JustMee$25.004/27/2011 6:41:29 AM
cathexis$25.004/27/2011 6:47:39 AM
cropdust3r$25.004/27/2011 7:17:25 AM
Nikelaos$50.004/27/2011 7:36:12 AM
rmachi$25.004/27/2011 8:08:37 AM
toomanyfishtanks$50.004/27/2011 8:19:32 AM
simplelender80$100.004/13/2011 9:09:31 AM
BxRealtor$25.004/13/2011 9:10:22 AM
commerce-yeller$50.004/13/2011 9:03:32 AM
Peterman$25.004/13/2011 9:08:18 AM
reflective-rupee$300.444/13/2011 12:20:49 PM
Bank_Of_XL$100.004/13/2011 1:12:32 PM
indomitable-coin$25.004/13/2011 3:03:47 PM
Spiderman55$25.004/14/2011 8:42:23 AM
transformer855$25.004/14/2011 7:19:51 PM
efficient-treasure0$25.004/18/2011 5:17:40 PM
lefty756$25.004/19/2011 12:41:43 PM
availableloan$25.004/19/2011 5:50:00 PM
AFairDeal$50.004/20/2011 1:10:47 PM
yield-seeker$25.004/21/2011 2:46:29 AM
ericgassercom$100.004/21/2011 7:56:34 AM
Tradesmanlender$25.004/23/2011 4:08:47 AM
gold-commander0$50.004/24/2011 1:15:46 PM
edieg$25.004/24/2011 6:22:02 PM
compassionate-dime0$50.004/24/2011 5:58:39 PM
maple1$25.004/25/2011 8:40:20 AM
steiglends$100.004/25/2011 9:31:22 AM
enthralling-deal180$50.004/25/2011 12:19:36 PM
reflective-cash0$50.004/25/2011 5:35:15 PM
worldly-community3$50.004/25/2011 8:23:19 PM
loyalty-sherpa$25.004/25/2011 8:59:51 PM
dinero-festivity2$100.004/26/2011 5:23:55 AM
rogue_monster$50.004/26/2011 9:43:05 AM
best-basis-trooper$50.004/26/2011 9:58:28 AM
jameskdean$50.004/26/2011 9:35:15 AM
first-upright-payout$25.004/26/2011 3:39:43 PM
Brain_m$25.004/26/2011 2:02:55 PM
MasterJin$25.004/26/2011 6:05:18 PM
shawndw$27.214/26/2011 7:39:14 PM
callmebryan$25.004/26/2011 7:24:37 PM
stollcm$25.004/26/2011 7:31:18 PM
vigilance-revolutionary$50.004/26/2011 7:37:00 PM
money-floret$25.004/26/2011 7:50:30 PM
djh47a$25.004/26/2011 7:52:29 PM
EvalCrux$50.004/26/2011 8:12:30 PM
p2p-czar3$25.004/26/2011 8:13:15 PM
mattpet$25.004/26/2011 8:13:42 PM
urbanMisfit$25.004/26/2011 8:13:52 PM
Attract$25.004/26/2011 8:14:34 PM
anwn$50.004/26/2011 8:16:32 PM
valiant-liberty4$25.004/26/2011 7:50:44 PM
compassionate-fairness6$25.004/26/2011 8:18:45 PM
newest-bountiful-basis$25.004/26/2011 8:01:57 PM
williemc44$25.004/26/2011 8:22:33 PM
tolerant-diversification4$25.004/26/2011 8:04:43 PM
Cheburashka$25.004/26/2011 7:58:46 PM
kanpur63$25.004/26/2011 8:15:19 PM
Control$25.004/26/2011 8:15:27 PM
Gundu$25.004/26/2011 8:14:18 PM
lostontheedge$25.004/26/2011 8:17:32 PM
downtownfarm$25.004/26/2011 8:19:48 PM
nycfinance$25.004/26/2011 8:16:49 PM
haidoken$75.004/26/2011 8:17:12 PM
reward-burger2$50.004/26/2011 8:17:17 PM
gold-sushi$25.004/26/2011 8:17:38 PM
Vennela$25.004/26/2011 8:22:04 PM
MadHun$86.914/26/2011 8:18:23 PM
benjamin67$25.004/26/2011 8:23:16 PM
bullwink27$25.004/26/2011 8:25:10 PM
authentic-liberty7$25.004/26/2011 8:25:43 PM
Banker7371$25.004/26/2011 8:25:14 PM
paymentologist$50.004/26/2011 8:42:15 PM
balance-voyager$50.004/26/2011 8:27:23 PM
busnssmn$25.004/26/2011 8:45:07 PM
dinero-speaker$25.004/26/2011 8:28:11 PM
point-kitten6$100.004/26/2011 8:28:39 PM
PennyWise58$50.004/26/2011 8:47:32 PM
Aleut$25.004/26/2011 8:48:19 PM
handshake5$100.004/26/2011 8:33:10 PM
buddy486$25.004/26/2011 8:49:49 PM
thestartuplender$50.004/26/2011 8:34:33 PM
catterpillar$50.004/26/2011 8:53:19 PM
jescowa$50.004/26/2011 8:54:15 PM
6moonbeams$50.004/26/2011 8:55:08 PM
discrete-asset$25.004/26/2011 8:40:07 PM
fcukciti$25.004/26/2011 8:55:33 PM
alpinaut$25.004/26/2011 8:39:15 PM
Hondo$25.004/26/2011 8:40:54 PM
dood2112$25.004/26/2011 8:58:01 PM
Alpha-AssistU$25.004/26/2011 8:41:39 PM
Raven39$25.004/26/2011 8:42:00 PM
gnar$25.004/26/2011 8:42:11 PM
Hiro07$26.124/26/2011 8:43:26 PM
sugarhoof$25.004/26/2011 8:45:17 PM
antomi$49.934/26/2011 8:44:00 PM
fantastic-wampum1$100.004/26/2011 9:06:15 PM
mykeystoy$25.004/26/2011 9:07:58 PM
trident9$25.004/26/2011 8:53:37 PM
Marathoner$25.004/26/2011 8:55:20 PM
Interloper$25.004/26/2011 8:54:58 PM
kenji4861$25.004/26/2011 9:10:17 PM
market-assembler$50.004/26/2011 8:55:45 PM
bold-durability-drum$50.004/26/2011 9:08:21 PM
MARWARISETH$25.004/26/2011 9:08:36 PM
Relevance$25.004/26/2011 9:09:13 PM
sharp-income2$25.004/26/2011 9:09:41 PM
stanbalwight4$25.004/26/2011 9:23:27 PM
mistertao$25.004/26/2011 9:21:54 PM
henmota$25.004/26/2011 9:28:56 PM
credit-czar5$25.004/27/2011 12:18:13 AM
Reinadog9$25.004/26/2011 9:36:56 PM
DeltaComputerGuy$25.004/26/2011 9:28:14 PM
brutusbone$25.004/26/2011 9:48:20 PM
sassykatty$50.004/26/2011 10:20:37 PM
LOWCOUNTRYLENDER$25.004/27/2011 2:25:55 AM
picklesforarthur$26.424/27/2011 2:31:57 AM
MonkeyHero$25.004/26/2011 10:29:43 PM
Jimmiert1148$25.004/27/2011 2:35:56 AM
goldeneye777$30.034/27/2011 2:45:36 AM
loan-warrior$25.004/26/2011 11:02:11 PM
SafeSaxa$27.794/27/2011 2:48:21 AM
TrixieD$25.004/27/2011 2:25:46 AM
RB_Double-A_Bravo$25.004/27/2011 2:36:28 AM
best-coin-miser$25.154/27/2011 4:09:48 AM
azali$25.004/27/2011 2:20:20 AM
pi31415$25.004/27/2011 2:21:42 AM
Soothsayer$25.004/27/2011 2:26:10 AM
dadalou$25.004/27/2011 3:03:02 AM
Breakfast_Gypsy$25.004/27/2011 2:45:56 AM
slartibardfast$25.004/27/2011 3:04:00 AM
clarkoa$25.004/27/2011 3:06:19 AM
pragmatic-camaraderi$25.004/27/2011 3:12:08 AM
museic1$32.134/27/2011 2:52:30 AM
Tom579$46.194/27/2011 3:01:24 AM
velocity-solo$25.004/27/2011 3:24:07 AM
useful-p2ploan$25.004/27/2011 3:12:20 AM
Mindful7$25.004/27/2011 6:15:01 AM
Rivervale_Westwood$25.004/27/2011 5:58:22 AM
petangerie$25.264/27/2011 7:58:36 AM
ms48105$25.004/27/2011 6:25:55 AM
phoenix0604$28.144/27/2011 6:50:36 AM
ams294$50.004/27/2011 7:32:07 AM
305 Investments
 
Borrower Payment Dependent Notes Series 502080
This series of Notes was issued and sold upon the funding of the borrower loan #48877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-13-2011 
Term: 36 months Listing End date:  Apr-25-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 32.58% Monthly payment: $209.50
 
Lender servicing fee: 1.00% Effective Yield*: 26.71%  
Estimated return*: 12.01%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-2000 Debt/Income ratio: 21%
Credit score: 620-639 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 5 / 2Length of status:12y 2m
Amount delinquent: $368 Total credit lines: 25 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,355Stated income:$50,000-$74,999
Delinquencies in last 7y: 26 Bankcard utilization: 44%  
   Homeownership: Yes  
Screen name: bluetwin Borrower's state: Kentucky Borrower's group: Small Business &amp; Self Employed
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 25 ( 69% ) 620-639 (Latest)
Principal borrowed: $15,001.00< 31 days late: 11 ( 31% )  
740-759 (Jun-2007)
 
Principal balance: $0.02 31+ days late: 0 ( 0% )
Total payments billed: 36  
Description
Paying off debt
Purpose of loan: debt consolidation
This loan will be used to...Pay off credit cards

My financial situation:
I am a good candidate for this loan because...I have a good job. I will pay the loan payment on time every month. Ran up a couple credit cards and going to pay them off as I have already cut them up. Going to pay them off and use cash for my purchases.


Monthly net income: $3000
Monthly expenses: $
Housing: $418
Insurance: $150
Car expenses: $75
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $
100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: You say you will pay this on time every month. On your last Prosper loan though, you were lat 11 times. What will be different this time? - Moe87
A: I make more money. Sent my woman packing---have more of my money. Got alot less bills than before. Getting my stuff in order and trying to get all my bills paid off and try to start using cash for most everything. (Apr-13-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/13/2011 9:05:39 AM
jhouman$25.004/13/2011 9:02:12 AM
cospilot$25.004/13/2011 9:23:16 AM
ingenious-deal6$25.004/13/2011 9:07:05 AM
value-allocator1$100.004/13/2011 9:09:58 AM
golffish2$25.004/13/2011 9:12:50 AM
return-grizzly$100.004/13/2011 2:03:16 PM
Moe87$25.004/13/2011 6:32:43 PM
thankful-nickel2$25.004/13/2011 6:24:32 PM
taetrade$25.004/14/2011 7:58:06 PM
UCLA4life$30.004/15/2011 6:09:46 AM
mrxtravis$25.004/15/2011 7:06:26 AM
marwadi-62$100.004/15/2011 7:43:03 PM
vutah$25.004/16/2011 6:35:43 AM
loanman2007$175.004/16/2011 1:04:13 PM
cbivitz$25.004/16/2011 8:19:23 PM
spiff666$25.004/17/2011 7:46:28 AM
bizzzond$200.004/18/2011 9:14:03 AM
ronin4sale$25.004/20/2011 4:58:55 AM
fantastic-wampum1$100.004/20/2011 5:11:47 PM
StarshineXL$250.004/20/2011 10:47:21 PM
hamster$26.384/21/2011 8:40:21 AM
trumpeter5$25.004/21/2011 12:57:21 PM
anton$600.004/22/2011 4:28:28 PM
EL_Papin$50.004/23/2011 8:13:09 AM
Aleut$25.004/23/2011 6:15:24 PM
grampy48$30.004/24/2011 6:20:53 AM
Kennfusion$100.004/24/2011 6:37:41 AM
loss-of-control$50.004/24/2011 10:14:13 AM
VJ_Financial$50.004/24/2011 12:50:17 PM
kinetic-social$25.004/24/2011 2:31:40 PM
mclean_loaner$50.004/24/2011 6:28:28 PM
Mojab$25.004/25/2011 7:32:32 AM
rupee_power$25.004/25/2011 10:13:24 AM
unfixer$25.004/25/2011 9:38:05 AM
icon7$35.004/25/2011 12:56:49 PM
Kisk$25.004/25/2011 2:15:25 PM
radforj22$25.004/25/2011 3:35:17 PM
jiggaman7$50.004/25/2011 4:05:16 PM
MoneyForNothing$5.834/25/2011 5:01:19 PM
simplelender80$100.004/13/2011 9:03:19 AM
mtquan$25.004/13/2011 9:30:55 AM
Kash2010lu$25.004/13/2011 9:46:38 AM
reflective-rupee$25.444/13/2011 9:34:06 AM
Bob450$25.004/13/2011 10:15:44 AM
diplomatic-wealth7$25.004/13/2011 9:09:02 AM
sharp-trade0$25.004/13/2011 9:10:56 AM
lendstats_com$200.004/13/2011 9:16:38 AM
Asynch$25.004/13/2011 11:57:20 AM
caprirolito$25.004/13/2011 3:55:25 PM
HenryS$50.004/13/2011 1:28:34 PM
hookUup$26.764/13/2011 5:43:28 PM
SolarMoonshine$25.004/13/2011 6:34:22 PM
Mikale360$35.004/14/2011 7:01:30 AM
Rogesparkguy$25.004/14/2011 10:11:10 AM
CA-Lender$25.044/14/2011 10:17:18 AM
Dubbs360$100.004/14/2011 10:21:32 AM
reflective-rupee$75.554/14/2011 9:37:51 AM
Pu239$60.004/14/2011 9:47:43 AM
shawnw2$50.004/14/2011 11:53:55 AM
Weaverville$25.004/14/2011 7:33:13 PM
Rogelio48$30.004/15/2011 11:19:05 AM
responsible-worth113$30.004/15/2011 3:39:16 PM
money-baron-roth-IRA$200.004/15/2011 6:11:50 PM
Jack55304$185.004/17/2011 5:34:32 AM
nerdfactor$25.004/17/2011 8:03:15 PM
bold-shrewd-duty$25.004/20/2011 12:08:49 PM
twjh$25.004/21/2011 2:26:33 AM
money-fort$30.004/22/2011 5:25:53 PM
ursus$50.004/22/2011 5:35:41 PM
janeybooboo$100.004/23/2011 7:38:01 AM
thelovebug$50.004/23/2011 10:26:40 AM
SkinnyFish$25.004/23/2011 10:22:15 AM
seabassx$25.004/23/2011 11:07:13 AM
the-dollar-topper$100.004/23/2011 11:21:21 AM
mercuriant$25.004/23/2011 2:30:28 PM
ColoradoLender82$25.004/24/2011 10:34:29 PM
golffish2$25.004/25/2011 6:56:12 AM
Invest_in_residual_income$50.004/25/2011 7:51:35 AM
Artist_Blue$25.004/25/2011 9:05:03 AM
mpatrick$25.004/25/2011 10:52:35 AM
houli123$50.004/25/2011 3:55:25 PM
terrific-dough6$50.004/25/2011 4:45:54 PM
satinto$200.004/25/2011 5:01:07 PM
84 Investments
 
Borrower Payment Dependent Notes Series 502084
This series of Notes was issued and sold upon the funding of the borrower loan #48916, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,378.81 Prosper Rating: D Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 9.80% Listing Start date:  Apr-13-2011 
Term: 60 months Listing End date:  Apr-27-2011 
 
Lender yield: 23.99% Borrower rate/APR: 24.99% / 27.32% Monthly payment: $333.92
 
Lender servicing fee: 1.00% Effective Yield*: 23.40%  
Estimated return*: 13.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1996 Debt/Income ratio: 17%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 12 / 12Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $60,781Stated income:$100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: sincere-dough Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 680-699 (Latest)
Principal borrowed: $3,500.00< 31 days late: 0 ( 0% )  
720-739 (May-2010)
 
Principal balance: $2,622.19 31+ days late: 0 ( 0% )
Total payments billed: 10  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...Pay off 3 accounts; Best Buy, Amex, CITI

My financial situation:
I am a good candidate for this loan because I have a stable job, and a good payment history.


Monthly net income: $5500.00
Monthly expenses: $
Housing: $ 1600.00
Insurance: $90.00
Car expenses: $ 487.00
Utilities: $ 102.00
Phone, cable, internet: $ 84.00
Food, entertainment: $ 400.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 347.00
Other expenses: $ none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: As of last month, 225,237.00 market value 252,500 as of Feb 2011 (Apr-14-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/13/2011 9:07:09 AM
diplomatic-wealth7$25.004/13/2011 9:09:07 AM
reflective-rupee$222.224/13/2011 12:06:28 PM
skillful-asset5$25.004/13/2011 1:09:57 PM
hookUup$26.734/13/2011 5:23:02 PM
integrity-doctor$100.004/14/2011 6:44:33 AM
Kash2010lu$25.004/14/2011 9:38:37 AM
kindness-launcher$400.004/14/2011 11:27:52 AM
reflective-rupee$400.774/23/2011 5:24:57 AM
red-favorable-basis$25.004/23/2011 6:28:14 AM
CatFunded$25.004/23/2011 7:22:30 AM
CatFunded$25.004/23/2011 7:22:52 AM
CA-Lender$25.044/23/2011 7:23:40 AM
HardLender$50.004/23/2011 7:54:35 AM
shawnw2$25.004/23/2011 8:29:09 AM
adir1$50.004/23/2011 8:03:25 AM
janeybooboo$100.004/23/2011 8:06:01 AM
PleaseDontDefault$50.004/23/2011 8:49:30 AM
Socal$25.004/23/2011 8:52:19 AM
leverage-monger$65.534/23/2011 8:37:11 AM
prominence8$35.004/23/2011 9:35:47 AM
travels536$30.004/23/2011 9:45:17 AM
mpatrick$25.004/23/2011 8:48:59 AM
well-mannered-income3$60.004/23/2011 9:59:48 AM
the-discrete-income$100.004/23/2011 10:34:48 AM
the-dollar-topper$100.004/23/2011 11:21:24 AM
Whitewater_Loans$25.004/23/2011 11:58:03 AM
credit-missile$100.004/23/2011 1:09:45 PM
credit-missile$25.004/23/2011 1:15:21 PM
thelovebug$100.004/23/2011 1:19:20 PM
George13$50.004/23/2011 2:19:31 PM
investment-comet$25.004/23/2011 2:16:13 PM
finance-mushroom$200.004/23/2011 2:08:28 PM
loan-warrior$25.004/23/2011 3:11:05 PM
lucrative-coin$50.004/23/2011 3:19:22 PM
fund-baker$25.004/23/2011 4:12:48 PM
competent-p2p$30.004/23/2011 5:52:20 PM
Aleut$50.004/23/2011 6:04:09 PM
NYCFinancier$25.004/23/2011 6:54:34 PM
loss-of-control$150.004/23/2011 6:29:57 PM
diplomatic-wealth7$25.004/23/2011 7:39:12 PM
silver-buckeye$25.004/23/2011 8:38:11 PM
Bill88$25.404/23/2011 10:48:37 PM
Socal$35.004/23/2011 10:59:01 PM
capital-halo1$2,500.004/24/2011 6:31:20 AM
grampy48$60.004/24/2011 6:24:41 AM
credit-coach118$25.004/24/2011 7:37:06 AM
amerigor$25.004/24/2011 6:51:18 AM
return-venture1$500.004/24/2011 7:16:34 AM
first-serene-credit$25.004/24/2011 7:20:24 AM
kindness-launcher$400.004/24/2011 9:34:20 AM
dime-fighter$25.004/24/2011 2:47:53 PM
jiggaman7$50.004/25/2011 4:05:18 PM
wwwUniversal$25.004/26/2011 8:00:02 AM
red-robust-bid$500.004/26/2011 6:40:26 AM
Fioravanti$100.004/26/2011 12:18:33 PM
finance-prescription$48.194/26/2011 8:37:19 PM
whatknows$25.004/26/2011 9:27:09 PM
draggon77$25.004/26/2011 9:39:58 PM
careful-moola3$100.004/26/2011 9:12:42 PM
shrewd-income$45.694/27/2011 12:42:50 AM
ADIDASNO$25.004/26/2011 10:05:43 PM
EBITDA$25.004/27/2011 2:30:14 AM
shrewd-income$85.614/27/2011 8:37:54 AM
organized-compassion4$100.004/27/2011 8:52:52 AM
simplelender80$100.004/13/2011 9:03:23 AM
suave-dime6$25.004/13/2011 9:05:41 AM
Bob450$25.004/13/2011 10:20:10 AM
vigorous-market5$100.004/14/2011 6:53:41 PM
Weaverville$25.004/14/2011 7:33:17 PM
Jack55304$185.004/17/2011 5:34:35 AM
nerdfactor$25.004/18/2011 9:18:50 AM
chameleon125$25.004/20/2011 6:34:52 AM
fantastic-wampum1$100.004/20/2011 6:09:54 PM
peace-maximizer8$50.004/23/2011 5:53:16 AM
emosspot$25.004/23/2011 5:56:42 AM
Bank42$25.004/23/2011 6:28:07 AM
FinanceEngine$40.004/23/2011 7:18:34 AM
CatFunded$25.004/23/2011 7:22:41 AM
worldly-gold$68.004/23/2011 8:03:12 AM
MARWARISETH$25.004/23/2011 8:30:12 AM
neutrino6$25.004/23/2011 9:37:58 AM
dudebrah$25.004/23/2011 9:42:46 AM
108lender$400.224/23/2011 9:50:57 AM
money-baron-roth-IRA$125.004/23/2011 8:49:19 AM
frogperson$100.004/23/2011 10:15:22 AM
Wisc_investor$30.004/23/2011 11:41:40 AM
jsledge$50.004/23/2011 11:46:29 AM
kc8fot$45.004/23/2011 12:34:11 PM
Travis247$25.004/23/2011 12:01:42 PM
Astyanax$55.004/23/2011 12:38:54 PM
vigorous-velocity$100.004/23/2011 12:44:11 PM
Elbanko$30.004/23/2011 1:37:54 PM
TigerForce$25.004/23/2011 1:39:43 PM
ursus$50.004/23/2011 2:32:32 PM
debtholder$74.464/23/2011 4:24:49 PM
new-social-economist$50.004/23/2011 4:49:47 PM
daano15$25.004/23/2011 4:55:00 PM
joyful-power9$100.004/23/2011 5:09:06 PM
itskarma$25.004/23/2011 6:58:38 PM
NYCFinancier$25.004/23/2011 7:01:07 PM
gizzywump$25.004/23/2011 7:20:17 PM
jybank$50.004/23/2011 7:01:06 PM
Peterman$25.004/23/2011 8:18:52 PM
Engineer44$25.004/23/2011 8:57:45 PM
important-openness1$80.004/23/2011 9:25:28 PM
IIP77$25.004/24/2011 1:11:49 AM
quest0$25.004/24/2011 6:21:53 AM
intrepid-loot$25.004/24/2011 6:52:26 AM
TMac$25.004/24/2011 7:16:08 AM
jmb_lending$150.004/24/2011 7:38:26 AM
spiff666$25.004/24/2011 4:55:57 PM
Bcs-cnc$25.004/25/2011 7:24:09 AM
Artist_Blue$25.004/25/2011 9:05:07 AM
houli123$25.004/25/2011 4:01:30 PM
jjswanso$25.004/25/2011 5:14:14 PM
smart-kindness8$50.004/25/2011 6:13:16 PM
simeonthewhale$25.004/26/2011 7:02:23 AM
miked8303$25.004/26/2011 10:32:28 AM
accelerator96$25.004/26/2011 10:33:13 AM
yield-aurora4$50.004/26/2011 12:54:13 PM
worthy-bid8$25.004/26/2011 5:41:54 PM
bold-direct-asset$43.664/26/2011 7:50:20 PM
radforj22$25.004/26/2011 8:20:32 PM
commerce-yeller$65.004/26/2011 8:29:36 PM
Midwestvalues$50.004/26/2011 9:03:53 PM
tech310$50.004/26/2011 9:13:11 PM
CAGE-Investments$25.004/26/2011 9:24:21 PM
treasure-bliss$50.004/27/2011 3:05:35 AM
hopeful-truth5$50.004/27/2011 7:33:46 AM
TigerForce$42.294/27/2011 8:03:25 AM
toomanyfishtanks$50.004/27/2011 8:20:58 AM
Debdebwildwoman$25.004/27/2011 8:37:52 AM
red-power-pecan$50.004/27/2011 8:35:36 AM
ore-dojo$50.004/27/2011 8:54:09 AM
135 Investments
 
Borrower Payment Dependent Notes Series 502224
This series of Notes was issued and sold upon the funding of the borrower loan #48857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.95% Listing Start date:  Apr-14-2011 
Term: 60 months Listing End date:  Apr-24-2011 
 
Lender yield: 12.99% Borrower rate/APR: 13.99% / 15.37% Monthly payment: $255.89
 
Lender servicing fee: 1.00% Effective Yield*: 12.77%  
Estimated return*: 7.82%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jul-2006 Debt/Income ratio: 32%
Credit score: 760-779 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 15 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,760Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: Yes  
Screen name: five-star-deal7 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 18 ( 100% ) 760-779 (Latest)
Principal borrowed: $5,500.00< 31 days late: 0 ( 0% )  
740-759 (Jun-2010)
760-779 (Sep-2009)
 
Principal balance: $3,018.94 31+ days late: 0 ( 0% )
Total payments billed: 18  
Description
Our Debt Consolidation
The purpose of this loan is to consolidate our credit card debt into one sum at a lower interest rate and have one simple monthly payment.

We are good candidates for this loan because we have excellent payment history and great credit.

Monthly net income: Approx 4600 (includes both our incomes)
Monthly expenses total: 3685
Housing: 1600
Insurance: 90
Car expenses: 400
Utilities: 325
Phone, cable, internet: 350 (incl cell phones)
Food, entertainment: 80
Household expenses: 50
Credit cards & other Loans: 490 (300 of this are individual credit card payments that would be eliminated with a successful consolidation loan here at Prosper)
Groceries: 150
Gasoline: 150

We currently have one Prosper loan that was created before our marriage and enjoy it so much that we'd like to consolidate the rest of our debt the same way.

If you have questions about any of the details we've provided please 1feel free to ask!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Please list the debts you are planning to retire separately and legibly, APR, balances and the monthly payments. - jpblan11
A: Hello: We're happy to answer in more detail, please see below for a break out per your request. Credit Card 1: $3,330; APR 15.24%; Monthly Payment $150 (this is not the minimum, we are currently snow-balling our debt and paying the most money per month to this card) Credit Card 2: $4,700; APR 14.24%; Monthly Payment $95 Credit Card 3: $3,380; APR 13.24%; Monthly Payment $71 I think this answers your question in sufficient detail, but if you'd like more info, just ask. Thank you! (Apr-15-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
investment-artist$25.014/14/2011 9:08:46 AM
simplelender80$100.004/14/2011 9:07:09 AM
Zolton$100.004/14/2011 9:07:35 AM
reflective-rupee$200.224/14/2011 11:10:57 AM
r48$38.004/14/2011 4:07:03 PM
hookUup$26.784/14/2011 5:09:26 PM
Bob450$25.004/16/2011 8:42:21 AM
George13$100.004/16/2011 8:57:32 AM
important-ore$150.004/16/2011 8:47:54 AM
mingthemink$36.494/16/2011 9:05:23 AM
silver-buckeye$100.004/16/2011 8:12:10 AM
first-serene-credit$25.004/16/2011 8:34:55 AM
econgineer$50.004/16/2011 12:32:37 PM
iamdoug$25.004/16/2011 4:08:56 PM
Spiderman55$25.004/18/2011 3:50:34 PM
ursus$100.004/19/2011 7:51:30 AM
theboat$25.004/20/2011 8:24:47 PM
scappellee$50.004/23/2011 4:09:55 AM
1randyp$100.004/23/2011 5:00:03 AM
radforj22$25.004/23/2011 5:31:56 AM
friendly-market5$50.004/23/2011 5:37:07 AM
reflective-rupee$400.774/23/2011 5:25:48 AM
CASSHMAN$100.004/23/2011 6:02:43 AM
Magician$37.004/23/2011 5:42:27 AM
bmbanzai$30.004/23/2011 6:30:26 AM
edsmoney$100.004/23/2011 5:54:20 AM
trustworthy-finance6$150.004/23/2011 7:21:21 AM
peso-tiramisu$25.004/23/2011 7:56:48 AM
maximizer$25.004/23/2011 7:54:42 AM
Kyileo$25.004/23/2011 8:18:27 AM
neutrino6$25.004/23/2011 9:34:09 AM
momoney2lend$50.004/23/2011 9:17:58 AM
szetheli$129.004/23/2011 9:00:24 AM
kublai$200.004/23/2011 9:42:54 AM
Torvald$50.004/23/2011 9:23:13 AM
dudebrah$25.004/23/2011 9:42:25 AM
credible-durability$50.004/23/2011 9:54:06 AM
Johnab$50.004/23/2011 10:26:40 AM
ThisCatWillHelp$87.314/23/2011 11:12:38 AM
jsledge$50.004/23/2011 11:46:10 AM
justice-officer$29.084/23/2011 11:47:05 AM
worthy-bid8$100.004/23/2011 1:59:20 PM
TigerForce$25.004/23/2011 1:38:35 PM
trade-elm$30.004/23/2011 2:34:00 PM
loanman2007$125.004/23/2011 4:05:29 PM
CE88$50.004/23/2011 3:44:01 PM
balance-force$28.584/23/2011 4:53:45 PM
superb-funds335$25.004/23/2011 4:42:44 PM
tutnyce$130.674/23/2011 4:57:31 PM
Crie$25.004/23/2011 6:18:13 PM
CFO$30.004/23/2011 5:52:12 PM
MBWeber$150.004/23/2011 6:22:45 PM
Aleut$50.004/23/2011 6:03:57 PM
ridestwins_998$25.004/23/2011 6:59:48 PM
Max8319$50.004/23/2011 6:19:54 PM
handy-justice$100.004/23/2011 6:45:14 PM
SKOAL$75.154/23/2011 6:51:03 PM
NYCFinancier$25.004/23/2011 6:59:43 PM
Christophe$50.004/23/2011 7:50:58 PM
jybank$50.004/23/2011 7:00:16 PM
Hogan55$75.004/23/2011 7:14:23 PM
MGMNT$50.004/23/2011 7:52:49 PM
taal1$50.004/23/2011 8:35:30 PM
yield-seeker$25.004/23/2011 9:00:02 PM
Tsnark$25.004/23/2011 9:28:46 PM
Reddy_Capital$25.004/23/2011 9:43:24 PM
silvercertificate$25.004/23/2011 9:15:49 PM
WorkingTA$30.004/23/2011 10:22:03 PM
dollar-authority$200.004/23/2011 10:05:33 PM
sunny-justice9$25.004/23/2011 11:17:04 PM
greenkid$100.004/23/2011 11:27:16 PM
BONSAY$48.004/24/2011 3:07:29 AM
Gandalf0001$36.004/24/2011 3:35:41 AM
BONSAY$50.004/24/2011 3:07:04 AM
bentheredunthat$150.004/24/2011 3:37:39 AM
emosspot$25.004/24/2011 4:29:33 AM
diplomatic-wealth7$25.004/14/2011 9:07:21 AM
jpblan11$25.004/14/2011 10:34:27 AM
tolerant-dinero2$25.004/14/2011 10:38:50 AM
tom48l$50.004/14/2011 4:17:20 PM
thankful-nickel2$50.004/14/2011 4:00:02 PM
fair-rate$25.004/14/2011 4:37:53 PM
benefit-squirrel$50.004/14/2011 4:17:23 PM
imlosttoo$25.004/14/2011 4:18:51 PM
BxRealtor$25.004/15/2011 10:47:28 AM
competent-p2p$45.004/15/2011 3:50:19 PM
nimbus312$100.004/16/2011 7:59:47 AM
Weaverville$25.004/16/2011 4:51:02 PM
Peterman$25.004/19/2011 7:44:53 AM
rmbot$75.004/19/2011 4:46:51 PM
indomitable-coin$25.004/19/2011 4:52:42 PM
sonnet771$50.004/20/2011 12:51:45 AM
efficient-treasure0$25.004/20/2011 10:42:53 AM
terrific-return$25.004/20/2011 5:00:17 PM
csak13$50.004/21/2011 3:59:51 PM
tranquil-diversification8$50.004/22/2011 2:46:03 PM
Boca$50.004/23/2011 3:56:16 AM
return-phase9$25.004/23/2011 6:31:51 AM
Bank42$50.004/23/2011 6:27:33 AM
FinanceEngine$40.004/23/2011 7:17:37 AM
janeybooboo$100.004/23/2011 7:20:17 AM
capital-blueberry$25.004/23/2011 7:44:51 AM
dkjl$54.074/23/2011 7:47:48 AM
starry2001$25.004/23/2011 8:03:10 AM
Byrd24$100.004/23/2011 7:49:55 AM
loyalist1$400.004/23/2011 7:28:48 AM
availableloan$25.004/23/2011 7:30:08 AM
objective-investor$500.004/23/2011 8:26:41 AM
MARWARISETH$25.004/23/2011 8:29:40 AM
payout-detective7$100.004/23/2011 8:19:20 AM
sfmf$25.004/23/2011 9:34:24 AM
jonmars$25.004/23/2011 10:12:53 AM
engaging-worth$25.004/23/2011 9:57:31 AM
dynrep$50.004/23/2011 10:29:47 AM
the-discrete-income$100.004/23/2011 10:33:03 AM
RkyMtnHi$100.004/23/2011 11:07:45 AM
ospreyusmc$25.004/23/2011 11:17:32 AM
Whitewater_Loans$50.004/23/2011 11:51:34 AM
marwadi-62$100.004/23/2011 12:06:32 PM
Astyanax$75.004/23/2011 12:59:31 PM
jarevack$38.114/23/2011 12:16:15 PM
kc8fot$60.004/23/2011 12:31:45 PM
doopers$25.004/23/2011 12:48:28 PM
Cbank05$25.004/23/2011 1:32:13 PM
Elbanko$30.004/23/2011 1:37:17 PM
investment-comet$25.004/23/2011 2:15:54 PM
Robert99$44.554/23/2011 2:46:11 PM
lucrative-coin$50.004/23/2011 3:17:53 PM
best-unbeatable-transaction$25.004/23/2011 2:45:39 PM
authoritative-loot$25.004/23/2011 3:25:42 PM
tomaswk$77.384/23/2011 3:44:23 PM
ursus$350.004/23/2011 4:25:17 PM
runbix7$25.004/23/2011 4:14:40 PM
JohnH9999$40.004/23/2011 4:22:05 PM
debtholder$50.004/23/2011 4:27:54 PM
daano15$25.004/23/2011 4:56:05 PM
Jim33$25.004/23/2011 4:24:56 PM
repayment-pudding$25.004/23/2011 5:07:51 PM
sophiemmy$30.004/23/2011 5:46:15 PM
intrepid-loot$65.764/23/2011 5:41:33 PM
hogdriver$25.004/23/2011 6:36:59 PM
NYBIZ$25.004/23/2011 6:05:26 PM
SKOAL$49.004/23/2011 6:51:24 PM
jarf$25.004/23/2011 6:09:20 PM
missy005$33.624/23/2011 6:12:06 PM
loss-of-control$100.004/23/2011 6:16:35 PM
best-generosity-financier$25.004/23/2011 6:28:48 PM
diplomatic-wealth7$25.004/23/2011 7:38:15 PM
jmb_lending$150.004/23/2011 6:54:56 PM
grampy48$30.004/23/2011 7:42:33 PM
bentonlending$50.004/23/2011 6:52:09 PM
unfixer$25.004/23/2011 7:10:14 PM
gracej$25.004/23/2011 7:55:32 PM
BuzzyBee336$35.004/23/2011 8:21:12 PM
silver-saguaro$25.004/23/2011 8:24:07 PM
Binan$25.004/23/2011 9:15:59 PM
Engineer44$25.004/23/2011 8:56:19 PM
Trondheim_Norway$200.004/23/2011 9:33:20 PM
20mule$200.004/23/2011 9:25:46 PM
important-openness1$80.004/23/2011 9:24:59 PM
Bill88$25.404/23/2011 10:46:34 PM
exchange-squirrel$25.004/23/2011 10:47:46 PM
booster321$250.004/24/2011 12:03:44 AM
IIP77$25.004/24/2011 1:09:53 AM
peso-mate$50.004/23/2011 11:26:53 PM
propertytransformer$30.004/24/2011 2:54:06 AM
power-bluebird2$50.004/24/2011 4:20:13 AM
transformer855$25.004/24/2011 12:23:25 AM
BeanCownter$249.054/24/2011 5:42:54 AM
strgazr8888$45.004/24/2011 4:45:06 AM
170 Investments
 
Borrower Payment Dependent Notes Series 502228
This series of Notes was issued and sold upon the funding of the borrower loan #48919, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-14-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $195.97
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Feb-1992 Debt/Income ratio: 19%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 10 / 6Length of status:2y 6m
Amount delinquent: $16,460 Total credit lines: 37 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,279Stated income:$25,000-$49,999
Delinquencies in last 7y: 23 Bankcard utilization: 57%  
   Homeownership: Yes  
Screen name: abundant-generosity2 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Fordfan32
Purpose of loan:
This loan will be used to...
Consolidate bills
My financial situation:
I am a good candidate for this loan because...
I am working full-time, have an excellent work history.

Monthly net income: $2,400
Monthly expenses:$2,200
Housing: $750
Insurance: $123
Car expenses: $0
Utilities: $250
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Can you please provide: 1. The total mortgage balance (including 2nd/heloc) on you home 2. The market value of your home (use zillow.com if unsure) - kindness-launcher
A: 1. The total balance of the mortgage is $192,000 (approximately). 2. The value of the house is $203,000. The properties values in my area are still increasing. (Apr-27-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/14/2011 9:06:39 AM
sharp-trade0$25.004/14/2011 9:09:03 AM
simplelender80$100.004/14/2011 9:06:07 AM
suave-dime6$25.004/14/2011 9:08:13 AM
eronyc$50.004/14/2011 12:33:27 PM
ASR3$50.004/14/2011 1:12:19 PM
ursus$50.004/18/2011 8:58:15 AM
Jack55304$185.004/18/2011 9:18:59 AM
Gibbyland$100.004/19/2011 8:08:36 AM
bold-shrewd-duty$25.004/20/2011 12:09:59 PM
nerdfactor$25.004/21/2011 1:50:39 PM
the-dollar-topper$100.004/23/2011 11:22:03 AM
kindness-launcher$1,000.004/25/2011 8:15:50 AM
Artist_Blue$25.004/25/2011 9:05:52 AM
vigorous-market5$300.004/26/2011 12:59:51 AM
simeonthewhale$25.004/26/2011 7:09:04 AM
deal-marauder6$50.004/26/2011 11:32:42 AM
Bob450$25.004/26/2011 1:19:18 PM
CA-Lender$25.044/26/2011 7:50:08 PM
klinebarger$25.004/26/2011 7:55:14 PM
zorg77$25.004/26/2011 9:04:08 PM
reflective-rupee$450.554/26/2011 9:07:48 PM
CAGE-Investments$25.004/26/2011 9:24:46 PM
jenerationx$25.004/27/2011 9:50:21 AM
favorite-deal6$25.004/27/2011 9:53:41 AM
Aleut$25.004/27/2011 9:27:07 AM
orange-coin-walnut$50.004/27/2011 10:02:31 AM
scrappy-diversification7$805.864/27/2011 12:14:39 PM
diplomatic-wealth7$25.004/14/2011 9:07:01 AM
Weaverville$25.004/14/2011 7:38:07 PM
anton$50.004/20/2011 5:57:32 PM
mrxtravis$25.004/25/2011 8:16:46 AM
fantastic-wampum1$100.004/25/2011 8:15:12 PM
miked8303$25.004/26/2011 10:33:22 AM
emance$53.584/26/2011 6:29:03 PM
pembull$50.004/26/2011 7:53:36 PM
commerce-renewal$250.004/26/2011 8:32:21 PM
Bill88$25.004/27/2011 7:59:34 AM
jalapeno2$50.004/27/2011 9:45:54 AM
revenue-tsunami$50.004/27/2011 9:48:08 AM
durable-auction0$50.004/27/2011 11:27:24 AM
coyone$54.974/27/2011 11:57:09 AM
42 Investments
 
Borrower Payment Dependent Notes Series 502334
This series of Notes was issued and sold upon the funding of the borrower loan #48906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-14-2011 
Term: 60 months Listing End date:  Apr-24-2011 
 
Lender yield: 27.99% Borrower rate/APR: 28.99% / 31.42% Monthly payment: $317.36
 
Lender servicing fee: 1.00% Effective Yield*: 27.29%  
Estimated return*: 16.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1992 Debt/Income ratio: 13%
Credit score: 720-739 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 28 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: cash-framework8 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...Build a 15x30 Deck on my primary residence.

My financial situation: Bank of America
I am a good candidate for this loan because...I haven't had a late payment on any revolving, installment or mortgage debt in many years. I'm in the mortgage business so I know all about the importance of paying everything on time and never having a 30 day late, collection or charge-off. Maintaining excellent credit is my top priority.


Monthly net income: $8000
Monthly expenses: $
Housing: $2500 (PITI)
Insurance: $200
Car expenses: $200
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $1170
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
Q: Hi, Why is your Revolving credit balance:$0? Ty - Wangchuk
A: Thank you for the question. A zero balance on my revolving credit is correct. I don't use credit cards as a general rule. I use my debit card for most purchases. A debit card vs. a credit card or store charge account is a much better way to make your purchases. Credit cards give you a false sense of security. If I was young and building credit I might have a credit card or two. My credit is well established with no late payments on anything in many years. Thanks again for your question. (Apr-21-2011)
1 question & answer
Information in Questions and Answers is not verified
InvestorAmountInvestment Date (PT)
diplomatic-wealth7$25.004/14/2011 5:04:54 PM
ingenious-deal6$25.004/14/2011 5:04:35 PM
Weaverville$25.004/14/2011 7:38:26 PM
reflective-rupee$1,000.444/15/2011 10:24:52 AM
Gibbyland$100.004/15/2011 12:54:28 PM
competent-p2p$45.004/15/2011 3:52:07 PM
income-awakening6$25.004/15/2011 1:54:48 PM
nickel-hickory$100.004/16/2011 4:57:23 PM
nickel-hickory$100.004/16/2011 4:57:40 PM
open-minded-fund9$155.294/17/2011 2:34:38 AM
nickel-hickory$100.004/16/2011 4:57:48 PM
marinbb$50.004/17/2011 4:42:39 PM
careful-compassion$25.004/18/2011 4:39:24 PM
commerce-yeller$50.004/19/2011 8:54:40 PM
Bill88$35.004/22/2011 11:05:50 AM
nerdfactor$25.004/22/2011 5:36:22 PM
the-dollar-topper$100.004/23/2011 11:22:19 AM
open-minded-fund9$100.004/23/2011 12:59:10 PM
moola-tonic2$25.004/23/2011 2:59:19 PM
kindness-launcher$6,000.004/24/2011 4:22:53 PM
magnetic-dedication3$25.004/24/2011 4:11:25 PM
money-fort$35.004/24/2011 5:07:00 PM
well-mannered-income3$80.004/24/2011 5:20:52 PM
open-minded-fund9$396.574/24/2011 7:13:45 PM
Bob450$25.004/24/2011 6:29:44 PM
suave-dime6$25.004/14/2011 5:07:24 PM
simplelender80$150.004/14/2011 5:02:04 PM
transformer855$25.004/14/2011 6:55:48 PM
Kash2010lu$25.004/14/2011 5:28:45 PM
SecondChanceLendingSERV$25.004/14/2011 5:40:16 PM
ready-interest9$25.004/15/2011 11:11:52 AM
marketplace-meridian$25.004/15/2011 6:33:03 PM
ddoneday$31.154/15/2011 8:10:10 PM
nickel-hickory$100.004/16/2011 4:57:15 PM
nickel-hickory$100.004/16/2011 4:57:32 PM
Banker_Joe$25.004/18/2011 6:45:24 PM
Jack55304$185.004/20/2011 4:15:10 PM
FinDoc$25.004/21/2011 3:54:04 PM
smear87$25.004/21/2011 5:15:49 PM
minneapolismoney$50.004/22/2011 9:36:52 AM
lotuss4$50.004/24/2011 4:24:11 PM
CreditPal$25.004/24/2011 4:39:51 PM
Reddy_Capital$36.004/24/2011 5:02:23 PM
chato2345$310.554/24/2011 6:02:18 PM
justasoldier$65.004/24/2011 5:45:32 PM
45 Investments
 
Borrower Payment Dependent Notes Series 502348
This series of Notes was issued and sold upon the funding of the borrower loan #48889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.70% Listing Start date:  Apr-14-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 18.49% Borrower rate/APR: 19.49% / 22.87% Monthly payment: $147.62
 
Lender servicing fee: 1.00% Effective Yield*: 18.06%  
Estimated return*: 9.36%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1995 Debt/Income ratio: 7%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 4Length of status:0y 0m
Amount delinquent: $91 Total credit lines: 13 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,866Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: reinforced-market6 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation Loan vs. Signing Bonus
This is a loan to pay for moving expenses.

My financial situation: Good
I am a good candidate for this loan because this loan is essentially risk free. I will receive a signing bonus with my employer on May 22nd, and use that to repay these funds.


Monthly net income: $ 6000
Monthly expenses: $ 2500
Housing: $ 700
Insurance: $ 100
Car expenses: $ 0
Utilities: $ 60
Phone, cable, internet: $ 200
Food, entertainment: $ 450
Clothing, household expenses: $ 150
Credit cards and other loans: $ 800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ingenious-deal6$25.004/14/2011 5:05:21 PM
reflective-rupee$222.224/14/2011 5:14:15 PM
vutah$25.004/14/2011 5:03:05 PM
diplomatic-wealth7$25.004/14/2011 5:06:22 PM
Zolton$100.004/14/2011 5:07:04 PM
SolarMoonshine$25.004/14/2011 6:37:36 PM
KramericaIndustries$25.004/15/2011 6:36:11 AM
jga516$25.004/15/2011 6:38:10 AM
Panna$25.004/15/2011 7:07:04 AM
SimpleChoice$25.004/17/2011 8:51:08 AM
Weaverville$50.004/18/2011 5:10:04 PM
palace2$200.004/21/2011 5:29:28 AM
finance-symphony7$28.954/22/2011 10:39:55 AM
efficient-treasure0$25.004/22/2011 5:32:59 PM
Axium$50.004/22/2011 5:36:33 PM
janeybooboo$100.004/24/2011 8:06:53 AM
c-gurista-5$25.004/25/2011 7:10:04 AM
MartianTrust$25.004/25/2011 9:50:12 AM
worthy-bid8$50.004/25/2011 6:40:14 PM
rockhound84$25.004/25/2011 6:33:26 PM
Land_on_your_feet$50.004/25/2011 7:04:23 PM
dough-hammock$25.004/25/2011 7:58:11 PM
Tradesmanlender$25.004/25/2011 8:21:46 PM
patriot897$25.004/25/2011 8:22:37 PM
blooming-market$25.004/25/2011 8:41:44 PM
inspired-investment8$100.004/25/2011 10:37:32 PM
DavidCG$25.004/26/2011 9:52:26 AM
best-basis-trooper$50.004/26/2011 9:58:49 AM
miked8303$25.004/26/2011 10:30:22 AM
neutrino6$25.004/26/2011 6:39:21 PM
income-mushroom$50.004/26/2011 7:17:31 PM
sugybutt$47.514/26/2011 7:17:52 PM
Reddy_Capital$25.004/26/2011 6:36:04 PM
Davidson2$74.004/26/2011 7:16:06 PM
engbusres$46.004/26/2011 7:06:59 PM
vutah$49.934/14/2011 5:05:06 PM
simplelender80$100.004/14/2011 5:05:19 PM
mcds$25.004/15/2011 2:39:25 AM
shellcollector$25.004/15/2011 5:54:28 AM
jdrez$25.004/15/2011 5:55:49 AM
chestnut4$25.004/15/2011 7:35:10 AM
dospapalotes$31.434/15/2011 6:23:51 AM
lend2end$25.004/15/2011 8:25:09 AM
BxRealtor$25.004/15/2011 5:53:19 PM
heavy_ax$25.004/19/2011 10:55:01 AM
a-finance-nirvana$25.004/19/2011 5:48:37 PM
sonnet771$50.004/20/2011 12:52:03 AM
indianoven$25.004/21/2011 11:30:41 AM
auction-sitar$100.004/22/2011 11:37:39 AM
tranquil-diversification8$50.004/22/2011 2:46:16 PM
ursus$100.004/22/2011 5:29:18 PM
radforj22$25.004/23/2011 2:01:29 PM
commerce-yeller$75.004/24/2011 10:27:28 AM
reflective-rupee$200.334/25/2011 4:41:04 PM
steiglends$100.004/25/2011 6:52:26 PM
worldly-community3$50.004/25/2011 8:23:50 PM
loyalty-sherpa$25.004/25/2011 9:00:21 PM
GrayStudio$25.004/25/2011 8:54:17 PM
elvisloans$25.004/26/2011 6:04:51 AM
C_Mark$50.004/26/2011 9:36:11 AM
Rostov$25.004/26/2011 10:57:00 AM
Fioravanti$100.004/26/2011 12:12:58 PM
dpries123$25.004/26/2011 1:50:23 PM
first-upright-payout$25.004/26/2011 3:41:48 PM
interstellar$50.004/26/2011 5:51:02 PM
upbeat-finance8$25.004/26/2011 6:10:18 PM
bid-czar8$50.004/26/2011 6:06:24 PM
twjh$25.004/26/2011 7:08:22 PM
worth-dandelion$100.004/26/2011 6:02:30 PM
hawaiitechnical$25.004/26/2011 7:19:54 PM
sfmf$25.004/26/2011 6:35:50 PM
capital-party6$150.004/26/2011 6:49:01 PM
justonejake$260.724/26/2011 6:56:53 PM
starside8$30.004/26/2011 7:01:05 PM
mrpowers5531$25.004/26/2011 7:11:19 PM
neutrino6$25.004/26/2011 6:39:49 PM
jdadverb$8.914/26/2011 7:21:23 PM
loanermn$25.004/26/2011 7:15:02 PM
78 Investments
 
Borrower Payment Dependent Notes Series 502352
This series of Notes was issued and sold upon the funding of the borrower loan #48881, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-15-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $217.74
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1970 Debt/Income ratio: 36%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 14 / 13Length of status:19y 11m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,658Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 40%  
   Homeownership: No  
Screen name: receptive-yield1 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
cinderella
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Kash2010lu$40.004/15/2011 9:05:56 AM
simplelender80$100.004/15/2011 9:06:29 AM
wealth-pipeline$25.004/15/2011 9:07:19 AM
reflective-rupee$222.224/15/2011 10:21:37 AM
money-baron-roth-IRA$250.004/15/2011 7:21:20 PM
marketplace-meridian$25.004/15/2011 6:28:27 PM
Amber_Stone$25.004/15/2011 10:23:43 PM
DUDICO2006$25.004/16/2011 6:44:15 AM
ursus$50.004/18/2011 8:57:43 AM
wonder3$25.004/19/2011 6:11:32 PM
selector568$100.004/20/2011 3:17:15 PM
Jack55304$25.004/22/2011 12:09:15 PM
the-dollar-topper$100.004/23/2011 11:22:31 AM
nerdfactor$25.004/23/2011 2:34:35 PM
rupee_power$25.004/25/2011 10:17:11 AM
kendigme$25.004/25/2011 1:14:15 PM
mcgovern2024$25.004/25/2011 1:11:40 PM
miked8303$25.004/26/2011 10:33:47 AM
bold-shrewd-duty$25.004/26/2011 11:10:13 AM
fantastic-wampum1$100.004/26/2011 6:11:48 PM
DonaldColorado$50.004/27/2011 1:24:25 AM
CA-Lender$50.044/26/2011 11:12:02 PM
dudebrah$25.004/27/2011 12:29:56 AM
economy-coup$30.004/27/2011 12:57:54 AM
capital-kingdom$25.004/27/2011 4:58:22 AM
FinanceEngine$25.004/27/2011 7:15:06 AM
dough-gazer138$100.004/27/2011 5:28:37 AM
jasonrun$25.004/27/2011 7:52:52 AM
capital-halo1$1,000.004/27/2011 6:09:28 AM
Mad_Scientist$25.004/27/2011 6:38:49 AM
Aristocrat$25.004/27/2011 8:33:18 AM
joyful-power9$50.004/27/2011 8:44:29 AM
VBinvestor$100.004/27/2011 6:55:29 AM
hopeful-truth5$50.004/27/2011 7:23:06 AM
foothillender$25.004/27/2011 8:02:12 AM
dedicated-principal$100.004/27/2011 8:11:47 AM
orange-coin-walnut$50.004/27/2011 9:42:11 AM
buffalobills$25.004/27/2011 8:35:38 AM
periko$25.654/27/2011 8:50:32 AM
420limo$25.004/27/2011 9:45:29 AM
lotuss4$50.004/27/2011 8:37:20 AM
Dubbs360$100.004/27/2011 9:14:29 AM
wild-orange$100.004/27/2011 9:48:28 AM
ghos2rider$25.004/27/2011 9:51:16 AM
dollar-authority$30.004/27/2011 10:01:10 AM
market-giraffe7$36.114/27/2011 10:01:40 AM
favorite-commerce$50.004/15/2011 9:08:51 AM
Weaverville$25.004/15/2011 9:13:47 AM
pembull$50.004/15/2011 9:02:39 AM
ingenious-deal6$25.004/15/2011 9:09:59 AM
suave-dime6$25.004/15/2011 9:11:58 AM
SecondChanceLendingSERV$25.004/15/2011 10:24:03 AM
diplomatic-wealth7$25.004/15/2011 2:06:25 PM
sharp-trade0$25.004/15/2011 5:27:10 PM
Banker_Joe$25.004/18/2011 6:50:54 PM
Gibbyland$100.004/19/2011 8:08:50 AM
mrxtravis$25.004/20/2011 3:22:35 PM
DasMula$27.004/20/2011 5:50:20 PM
Rogelio48$25.004/22/2011 1:14:25 PM
profit-powerplant$25.004/26/2011 8:35:24 PM
CAGE-Investments$25.004/26/2011 9:24:58 PM
Whipster$50.004/26/2011 11:19:10 PM
1randyp$200.004/27/2011 3:42:23 AM
penny-sergeant$25.004/27/2011 6:39:00 AM
money-fort$25.004/27/2011 7:37:40 AM
sfmf$25.004/27/2011 7:43:03 AM
RyanM561$25.004/27/2011 8:22:30 AM
vine99$50.004/27/2011 7:12:27 AM
greencat$50.004/27/2011 7:16:04 AM
mykkai$25.004/27/2011 7:31:43 AM
octoberfresh$25.004/27/2011 7:36:33 AM
first-serene-credit$25.004/27/2011 7:42:22 AM
moola-pillow$37.984/27/2011 7:47:08 AM
2grindstones$26.004/27/2011 9:24:19 AM
sensible-trade$100.004/27/2011 9:42:22 AM
jenerationx$25.004/27/2011 9:50:26 AM
market-giraffe7$100.004/27/2011 9:52:10 AM
terrific-return$25.004/27/2011 9:20:34 AM
benefit-position$25.004/27/2011 9:27:15 AM
vigilance-web$50.004/27/2011 9:37:28 AM
jalapeno2$50.004/27/2011 9:46:15 AM
revenue-tsunami$50.004/27/2011 9:48:23 AM
bluefootedpig$50.004/27/2011 9:57:14 AM
83 Investments
 
Borrower Payment Dependent Notes Series 502506
This series of Notes was issued and sold upon the funding of the borrower loan #48895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.30% Listing Start date:  Apr-16-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 4.99% Borrower rate/APR: 5.99% / 6.33% Monthly payment: $456.26
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%  
Estimated return*: 3.70%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Mar-1994 Debt/Income ratio: 12%
Credit score: 740-759 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:12y 3m
Amount delinquent: $0 Total credit lines: 18 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $408Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 3%  
   Homeownership: No  
Screen name: RewardedWithMaturity Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 740-759 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
740-759 (Jun-2010)
600-619 (Jan-2008)
 
Principal balance: $1,538.86 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Student loan consolidation
Purpose of loan:
This loan will be used to consolidate existing student loans.

Why not apply for a student loan from other institutions?
I already have two student loans that have reasonable interest rates, but the interest rates on Prosper are much better.

Monthly net income: $ 2800

Monthly expenses:
Housing: $ 700
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 125
Phone, cable, internet: $ 100
Food, entertainment: $ 700
Clothing, household expenses $100
Other expenses: $0
Total: $1725

I also have $4000 in a 457 retirement plan and $3000 in a savings account.
Information in the Description is not verified.
Friends And Family Investments
note-elvis has invested a total of $150.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DukSerduk$25.004/16/2011 12:05:48 PM
dtrain5$25.004/16/2011 12:06:33 PM
meux99$25.004/16/2011 12:09:11 PM
JJ9876$50.004/16/2011 12:10:09 PM
Weaverville$100.004/16/2011 4:49:29 PM
hookUup$36.324/16/2011 7:37:05 PM
credit-bearer959$50.004/17/2011 12:09:26 AM
Dollars4Rent$50.004/19/2011 1:51:36 AM
kenji4861$25.004/19/2011 1:50:31 AM
compoundinterest$50.004/19/2011 8:05:28 AM
reflective-rupee$100.224/19/2011 10:17:19 AM
lloyd_s$25.004/19/2011 5:29:54 PM
damage$25.004/20/2011 11:49:46 AM
useful-currency$25.004/20/2011 4:01:04 PM
Carpetkid$50.004/21/2011 5:57:08 PM
bvzm$50.004/22/2011 6:47:42 AM
efficient-marketplace$25.004/22/2011 12:49:45 PM
MARWARISETH$25.004/23/2011 8:41:06 AM
credible-durability$25.004/23/2011 10:01:32 AM
blooming-market$25.004/23/2011 2:37:02 PM
secureincome$1,000.004/23/2011 3:55:18 PM
TigerForce$25.004/23/2011 4:29:14 PM
MGMNT$100.004/23/2011 7:53:44 PM
diplomatic-wealth7$25.004/23/2011 7:45:19 PM
Trondheim_Norway$150.004/23/2011 9:29:44 PM
peso-mate$50.004/23/2011 11:28:54 PM
Reddy_Capital$36.004/23/2011 9:52:40 PM
foldingbenny2$60.004/24/2011 6:33:18 AM
kublai$100.004/24/2011 6:35:22 AM
ets2011$25.004/24/2011 7:30:44 AM
newest-organic-rupee$33.004/24/2011 8:35:20 AM
sincere-balance$26.004/24/2011 7:56:55 AM
Pakse$25.004/24/2011 7:57:39 AM
newest-organic-rupee$33.004/24/2011 8:27:05 AM
heerzaquestion$100.004/24/2011 8:41:59 AM
priceless-money6$250.004/24/2011 9:15:39 AM
cloud8$120.004/24/2011 11:36:27 AM
heerzaquestion$100.004/24/2011 11:17:02 AM
MM1207$42.004/24/2011 12:05:19 PM
Gibbyland$100.004/24/2011 1:06:08 PM
invest-in-ed$205.004/24/2011 1:44:55 PM
georgedorn$50.004/24/2011 1:37:43 PM
supersarah61$100.004/24/2011 3:20:58 PM
Lith$400.004/24/2011 3:25:16 PM
mad-scientist0$100.004/24/2011 3:08:30 PM
antlr$50.004/24/2011 4:39:31 PM
bvgal$40.004/24/2011 5:55:48 PM
ore-frontier$25.004/24/2011 5:44:54 PM
atbright$25.004/24/2011 7:27:21 PM
luvlending$25.004/24/2011 6:15:46 PM
Invest_in_residual_income$171.794/24/2011 8:46:42 PM
a-responsible-return$200.004/24/2011 7:41:49 PM
seabass123$40.004/24/2011 7:14:58 PM
platinum-exec1$300.004/24/2011 7:55:31 PM
bonus-goliath7$200.004/25/2011 12:26:44 AM
ridestwins_998$25.004/24/2011 11:11:20 PM
kind-value-pouch$100.004/25/2011 3:13:08 AM
Christophe$50.004/25/2011 7:07:11 AM
Caidin$25.004/25/2011 6:09:18 AM
cognizant-responsibility9$25.004/25/2011 7:58:34 AM
chris-heretoinvest$25.004/25/2011 11:33:20 AM
misit$25.004/25/2011 12:48:50 PM
flexible-duty3$25.004/25/2011 3:30:52 PM
reflective-rupee$200.334/25/2011 4:18:23 PM
C_Mark$200.004/25/2011 4:07:21 PM
first-serene-credit$25.004/25/2011 4:29:05 PM
BronxBomber79$25.004/25/2011 4:36:18 PM
the-gold-quark$50.004/25/2011 5:16:02 PM
doopers$25.004/25/2011 4:48:47 PM
penny-candy$25.004/25/2011 6:36:50 PM
raidermom$50.004/25/2011 6:41:25 PM
steves73$50.004/25/2011 9:11:02 PM
neighborly-hope6$50.004/25/2011 10:20:41 PM
inspired-investment8$100.004/25/2011 10:35:11 PM
Digs$25.004/26/2011 9:19:52 AM
money-badger$50.004/26/2011 11:10:05 AM
Fioravanti$100.004/26/2011 12:21:09 PM
dedication-point$25.004/26/2011 1:09:14 PM
top-epic-community$50.004/26/2011 11:35:06 AM
arenangelchild$32.144/26/2011 4:17:10 PM
CalCollegeFund19$50.004/26/2011 7:14:46 PM
natural-greenback6$25.004/26/2011 9:25:58 PM
sparky1129$50.004/26/2011 9:08:12 PM
klinebarger$25.004/26/2011 9:27:16 PM
brutusbone$25.004/26/2011 9:28:36 PM
dontletmoneyfoolya$25.004/26/2011 10:08:07 PM
Lender0010$50.004/26/2011 10:27:05 PM
Tech-Entrepreneur$25.004/26/2011 9:26:23 PM
B-rad_the_Coug$25.004/26/2011 11:17:31 PM
mistertao$25.004/26/2011 9:28:39 PM
commitment-symphony9$44.624/26/2011 9:29:33 PM
vigilance-spinner3$50.004/26/2011 10:25:25 PM
DonaldColorado$100.004/27/2011 1:19:20 AM
boomer5$25.004/27/2011 2:11:00 AM
martymaniaman$25.004/26/2011 10:06:16 PM
mmullen2$85.004/26/2011 10:12:08 PM
rdav$29.074/26/2011 10:19:55 PM
pietro_torna_indietro$104.074/26/2011 10:27:13 PM
Frugal$25.004/26/2011 11:07:06 PM
The_Donald$55.004/26/2011 10:45:27 PM
soheagle$51.914/26/2011 11:04:05 PM
economy-coup$30.004/27/2011 12:57:00 AM
wwwUniversal$25.004/27/2011 3:12:48 AM
junctionking$32.724/27/2011 3:42:08 AM
MacBrandon$25.004/27/2011 4:19:48 AM
momentous-payment5$45.664/27/2011 5:19:45 AM
socal-lender$25.004/16/2011 12:06:10 PM
MrDavid$50.004/16/2011 12:07:26 PM
minista$25.004/16/2011 12:07:52 PM
MasterJin$25.004/16/2011 12:09:16 PM
thankful-nickel2$50.004/16/2011 12:27:50 PM
serene-truth2$50.004/16/2011 12:07:38 PM
nosualcneas$25.004/16/2011 3:55:18 PM
indomitable-coin$50.004/16/2011 12:07:06 PM
ore-genius2$100.004/16/2011 12:08:04 PM
tolerant-dinero2$25.004/16/2011 3:35:22 PM
fcrick$25.004/16/2011 5:05:24 PM
worthy-bid8$75.004/18/2011 4:57:25 PM
axl163$25.004/19/2011 8:24:15 AM
logical-reward8$25.004/19/2011 11:52:26 AM
availableloan$25.004/19/2011 5:49:44 PM
balanced-rupee$50.004/19/2011 6:44:37 PM
jeffpac$50.004/20/2011 11:49:43 AM
subtle-revenue0$25.004/20/2011 3:04:28 PM
bb575$50.004/20/2011 9:09:34 PM
currency-persimmon$100.004/22/2011 6:00:50 AM
investment-comet$25.004/23/2011 2:25:42 PM
econdoc$33.004/23/2011 3:11:11 PM
Johnab$25.004/23/2011 4:02:33 PM
jaesposito$25.004/23/2011 4:16:36 PM
reflective-rupee$100.774/23/2011 4:09:41 PM
daano15$25.004/23/2011 5:05:27 PM
truth-image$50.004/23/2011 7:29:40 PM
VBAces$100.004/23/2011 8:25:32 PM
kindness-dessert$35.004/23/2011 9:34:00 PM
important-openness1$80.004/23/2011 9:31:51 PM
Astyanax$75.004/23/2011 10:34:28 PM
IIP77$25.004/24/2011 1:18:21 AM
reward-planetarium$45.984/24/2011 5:43:17 AM
potatoepicker$100.004/24/2011 6:39:33 AM
tuxedo76$53.004/24/2011 6:53:01 AM
C_Mark$200.004/24/2011 7:20:17 AM
jmb_lending$50.004/24/2011 7:39:52 AM
income-awakening6$25.004/24/2011 8:54:31 AM
euro-trumpet$25.004/24/2011 8:34:14 AM
szetheli$130.004/24/2011 10:58:27 AM
Heater36$25.004/24/2011 9:48:49 AM
MM1207$25.004/24/2011 12:03:29 PM
adventurous-cash$25.004/24/2011 12:37:58 PM
baseballfan111$50.004/24/2011 12:53:24 PM
inventive-wealth2$25.004/24/2011 12:55:49 PM
credit-investor5$50.004/24/2011 3:38:54 PM
TigerForce$75.004/24/2011 4:42:13 PM
CreditBuilder2$200.004/24/2011 5:29:34 PM
Vegasjim$50.004/24/2011 5:32:17 PM
AFairDeal$60.004/24/2011 6:14:43 PM
pmandel$50.004/24/2011 6:02:37 PM
p2pcapitalgroup$44.994/24/2011 6:55:52 PM
WSTRDG$25.004/24/2011 7:44:37 PM
loan-genie88$25.004/24/2011 9:48:26 PM
platinum-platoon$40.004/24/2011 8:39:24 PM
profit-powerplant$33.494/24/2011 9:23:40 PM
Oak-Parker$25.004/25/2011 12:22:37 AM
panther757$25.004/24/2011 11:37:12 PM
Heliosky77$100.004/25/2011 6:52:23 AM
thestartuplender$50.224/25/2011 5:15:00 AM
benefit-banshee$39.044/25/2011 4:21:50 AM
treasure-expert$25.004/25/2011 6:43:09 AM
maximizer$25.004/25/2011 6:13:05 AM
maple1$75.194/25/2011 8:31:06 AM
vigorous-moola$36.004/25/2011 8:16:27 AM
coolcash1$50.004/25/2011 11:39:35 AM
GElender$25.004/25/2011 3:25:16 PM
_NaLNaBB$300.004/25/2011 2:05:13 PM
JJ9876$200.004/25/2011 3:41:46 PM
ZackZoo$103.304/25/2011 3:43:22 PM
friendly-market5$50.004/25/2011 4:21:41 PM
wyogirllender$25.004/25/2011 4:03:14 PM
titilsbie14$50.004/25/2011 3:52:20 PM
neutrino6$25.004/25/2011 4:28:09 PM
ThomasC$250.004/25/2011 3:56:54 PM
john0720$25.004/25/2011 4:32:27 PM
newest-organic-rupee$33.004/25/2011 4:22:04 PM
mhotchan$100.004/25/2011 5:01:49 PM
Peacepower$50.004/25/2011 4:40:56 PM
red-robust-bid$500.004/25/2011 5:13:40 PM
The-Lighthouse-Group$25.004/25/2011 5:23:18 PM
leverage-trident$50.004/25/2011 5:29:20 PM
Hogan55$48.004/25/2011 5:40:39 PM
smart-kindness8$100.004/25/2011 6:10:51 PM
coin-flower1$25.004/25/2011 6:50:50 PM
money-baron-roth-IRA$25.004/25/2011 6:59:11 PM
zevonyc$25.004/25/2011 7:07:39 PM
blot44$50.004/26/2011 9:19:32 AM
Taxman44$25.004/26/2011 9:28:38 AM
note-elvis$150.004/26/2011 11:28:00 AM
Mad_Scientist$25.004/26/2011 1:04:16 PM
burgeoning-silver$25.004/26/2011 2:31:31 PM
julijask$33.104/26/2011 7:48:37 PM
ytjameslee$50.004/26/2011 8:39:49 PM
radforj22$25.004/26/2011 8:36:24 PM
Havana21$200.004/26/2011 8:38:48 PM
PubliusValeriusPublicola$70.054/26/2011 9:24:46 PM
cbivitz$250.004/26/2011 9:12:32 PM
Aeroman32$50.004/26/2011 10:13:07 PM
jeffc92$50.004/26/2011 9:26:46 PM
luvlending$100.004/26/2011 9:52:02 PM
green-liberty-thunder$25.004/27/2011 1:37:32 AM
Bank42$50.004/27/2011 2:12:14 AM
wealth-renaissance5$25.004/26/2011 11:07:31 PM
yoyoclock$25.004/27/2011 2:44:09 AM
best-heavenly-justice$40.004/27/2011 12:13:49 AM
bobbyoderek$100.004/26/2011 11:28:05 PM
triumph246$50.004/26/2011 11:37:48 PM
inforapenny$36.514/27/2011 3:03:45 AM
Proactive-Financial-Lending$25.004/27/2011 3:35:12 AM
slwholesales$42.424/27/2011 6:03:19 AM
objective-investor$275.004/27/2011 3:24:38 AM
nimcha$50.004/27/2011 4:02:36 AM
Nerdster1$25.084/27/2011 4:24:31 AM
MoneyTree79$25.104/27/2011 6:04:11 AM
rachelrachelrachel$25.004/27/2011 6:16:11 AM
velvetsmog$82.914/27/2011 6:19:22 AM
223 Investments
 
Borrower Payment Dependent Notes Series 502782
This series of Notes was issued and sold upon the funding of the borrower loan #48910, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $161.14
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1995 Debt/Income ratio: 15%
Credit score: 680-699 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:15y 1m
Amount delinquent: $0 Total credit lines: 10 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,657Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: return-saver7 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for surprise expense
Purpose of loan:
This loan will be used to...unexpected expense

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3100
Monthly expenses: $2405
Housing: $709
Insurance: $50
Car expenses: $306
Utilities: $200
Phone, cable, internet: $160
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $280
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/18/2011 5:14:51 PM
simplelender80$150.004/18/2011 5:12:54 PM
ingenious-deal6$25.004/18/2011 5:12:10 PM
diplomatic-wealth7$25.004/19/2011 6:13:27 PM
leverage-monger$66.664/20/2011 10:27:58 AM
kindness-launcher$500.004/24/2011 4:28:15 PM
vigorous-market5$50.004/24/2011 11:09:13 PM
reflective-rupee$200.334/25/2011 4:51:18 PM
Whipster$50.004/25/2011 4:57:12 PM
wonder3$30.004/26/2011 6:17:27 AM
the-dollar-topper$100.004/26/2011 7:46:17 AM
Dano007$50.004/26/2011 6:29:19 PM
peso-aggregator$25.004/26/2011 6:33:20 PM
sfmf$25.004/26/2011 6:36:57 PM
money-baron-roth-IRA$200.004/26/2011 7:22:41 PM
intrepid-loot$25.004/26/2011 7:09:49 PM
imlosttoo$25.004/26/2011 7:25:20 PM
jmichael23$100.004/26/2011 7:18:42 PM
auction-seeker$25.004/26/2011 7:28:37 PM
CA-Lender$25.044/26/2011 7:35:37 PM
Reliance_Banker$25.004/26/2011 7:33:39 PM
Soxxes$25.004/26/2011 7:42:09 PM
ajayne1953$59.004/26/2011 7:51:45 PM
washboard1$40.004/26/2011 7:47:23 PM
DeltaComputerGuy$50.004/26/2011 7:56:31 PM
antomi$50.004/26/2011 7:56:49 PM
favorite-commerce$25.004/18/2011 8:43:37 PM
vutah$25.004/18/2011 9:42:12 PM
leverage-monger$66.664/19/2011 9:09:52 AM
reflective-rupee$400.444/19/2011 10:48:04 AM
Weaverville$25.004/20/2011 11:50:40 AM
the-gold-quark$25.004/25/2011 5:58:11 PM
scrappy-diversification7$1,166.544/26/2011 10:56:45 AM
courteous-kindness1$25.004/26/2011 3:55:00 PM
wise-skillful-benjamins$25.004/26/2011 6:08:54 PM
dough-hammock$25.004/26/2011 6:29:16 PM
dudebrah$25.004/26/2011 7:22:27 PM
head$25.004/26/2011 7:28:01 PM
2grindstones$25.004/26/2011 6:35:59 PM
bsmtloan$100.004/26/2011 7:33:44 PM
PleaseDontDefault$50.004/26/2011 7:54:09 PM
41 Investments
 
Borrower Payment Dependent Notes Series 502876
This series of Notes was issued and sold upon the funding of the borrower loan #48909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-18-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $304.84
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-2001 Debt/Income ratio: 34%
Credit score: 700-719 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:0y 8m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,446Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: shiny-payment5 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan: To meet urgent education expenses of son
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $7250
Monthly expenses: $500Housing: $2220
Insurance: $290
Car expenses: $300
Utilities: $196
Phone, cable, internet: $375
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $1200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
simplelender80$150.004/18/2011 5:13:13 PM
suave-dime6$25.004/18/2011 5:15:00 PM
zone6$100.004/18/2011 5:51:56 PM
ASR3$50.004/18/2011 5:52:05 PM
nickel-hickory$50.004/19/2011 12:38:33 PM
diplomatic-wealth7$25.004/19/2011 6:13:41 PM
Rob717171$50.004/19/2011 5:59:42 PM
Weaverville$25.004/21/2011 2:04:45 AM
best-ingenious-funds$25.004/22/2011 11:29:37 PM
JustMee$25.004/23/2011 9:10:07 PM
intrepid-loot$25.004/24/2011 7:53:12 AM
2grindstones$40.004/24/2011 9:04:36 AM
VJ_Financial$100.004/24/2011 4:57:48 PM
onecooldrink$25.004/25/2011 12:22:19 AM
urcabinetguy$75.004/25/2011 7:11:36 AM
168RichCapital$25.404/25/2011 5:22:48 AM
greencat$50.004/25/2011 7:20:32 AM
money-fort$25.004/25/2011 8:46:22 AM
kttalamo$50.004/25/2011 9:06:42 AM
thankful-nickel2$25.004/25/2011 10:29:46 AM
loss-of-control$100.004/25/2011 5:36:24 PM
elvisloans$25.004/26/2011 6:11:46 AM
deal-marauder6$50.004/26/2011 10:35:52 AM
mpatrick$25.004/26/2011 10:51:26 AM
mrsp2e$25.004/26/2011 5:39:06 PM
wise-skillful-benjamins$97.964/26/2011 6:16:11 PM
lendstats_com$200.004/26/2011 5:51:34 PM
handy-point5$25.004/26/2011 6:38:06 PM
vinyl969$25.104/26/2011 7:29:46 PM
fair-payment4$25.004/26/2011 7:31:10 PM
George13$50.004/26/2011 7:00:27 PM
Reliance_Banker$25.004/26/2011 7:31:50 PM
twjh$25.004/26/2011 7:12:14 PM
jmichael23$100.004/26/2011 7:19:41 PM
Pitufo$35.244/26/2011 7:03:37 PM
West_End_Local$25.004/26/2011 7:05:01 PM
dudebrah$25.004/26/2011 7:21:57 PM
mclean_loaner$100.004/26/2011 7:23:32 PM
cognizant-responsibility9$25.004/26/2011 7:33:59 PM
head$25.004/26/2011 7:26:46 PM
unger$75.004/26/2011 7:45:27 PM
fairness-cell6$25.004/26/2011 7:46:43 PM
dedicated-diversification5$26.644/18/2011 5:52:00 PM
transformer855$25.004/18/2011 6:18:49 PM
RyanM561$25.004/19/2011 12:44:20 AM
reflective-rupee$350.444/19/2011 10:35:38 AM
nickel-hickory$50.004/19/2011 3:56:53 PM
ingenious-deal6$25.004/19/2011 3:55:29 PM
SecondChanceLendingSERV$25.004/20/2011 1:08:07 PM
kindness-launcher$2,500.004/23/2011 2:21:10 PM
Whipster$25.004/23/2011 7:11:03 PM
SolarMoonshine$25.004/24/2011 3:15:23 PM
vigorous-market5$500.004/24/2011 8:29:35 PM
COCHINOBOY$60.004/25/2011 12:05:53 AM
Bill88$25.014/25/2011 7:49:36 AM
rupee_power$25.784/25/2011 10:14:31 AM
mcgovern2024$50.004/25/2011 1:29:08 PM
vine99$50.004/25/2011 4:47:32 PM
deal-marauder6$50.004/26/2011 11:40:34 AM
zorg77$50.004/26/2011 6:00:11 PM
caring-contract6$51.634/26/2011 7:17:24 PM
money-baron-roth-IRA$250.004/26/2011 7:20:13 PM
peso-tiramisu$25.004/26/2011 6:45:03 PM
worthy-bid4$32.294/26/2011 6:50:19 PM
neutrino6$25.004/26/2011 6:36:28 PM
availableloan$25.004/26/2011 7:38:04 PM
engaging-worth$25.004/26/2011 7:24:07 PM
auction-seeker$25.004/26/2011 7:24:40 PM
EastBayCapital$25.004/26/2011 7:42:30 PM
MoneyTree79$55.004/26/2011 7:47:23 PM
euro-spark$113.864/26/2011 7:33:01 PM
CA-Lender$100.044/26/2011 7:34:41 PM
dinero-fighter$100.004/26/2011 7:29:44 PM
brightest-lucrative-rate$50.004/26/2011 7:38:58 PM
compatible-diversification$45.004/26/2011 7:32:35 PM
thomas16882004$25.004/26/2011 7:36:17 PM
troy0868$27.974/26/2011 7:39:38 PM
matthewa$12.644/26/2011 7:48:07 PM
78 Investments
 
Borrower Payment Dependent Notes Series 503012
This series of Notes was issued and sold upon the funding of the borrower loan #48928, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Apr-20-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $326.62
 
Lender servicing fee: 1.00% Effective Yield*: 29.57%  
Estimated return*: 14.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jul-1976 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 780-799 (Apr-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 11Length of status:4y 10m
Amount delinquent: $0 Total credit lines: 36 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,363Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: Can-do42011 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Cash flow
Purpose of loan: Improve cash flow
This loan will be used to...payroll, taxes

My financial situation: Good
I am a good candidate for this loan because..I've been in the same industry for over 30years. Agency has been in business since 1955 which I recently purchased in 2006.


Monthly net income: $6000
Monthly expenses: $
Housing: $1800
Insurance: $500
Car expenses: $400
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
suave-dime6$25.004/20/2011 5:07:12 PM
reflective-rupee$200.224/20/2011 5:43:32 PM
diplomatic-wealth7$25.004/20/2011 6:10:05 PM
RyanM561$25.004/21/2011 4:41:57 AM
golffish2$50.004/21/2011 4:41:02 AM
ready-interest9$25.004/21/2011 4:09:12 PM
larryboy10$50.004/21/2011 9:13:43 PM
Weaverville$25.004/23/2011 2:35:10 PM
capital_projects_investor$25.004/23/2011 2:56:16 PM
vine99$50.004/23/2011 5:49:01 PM
loyalist1$50.004/25/2011 7:51:15 AM
money-fort$25.004/25/2011 8:45:50 AM
SecondChanceLendingSERV$25.004/25/2011 8:19:52 AM
kindness-launcher$5,000.004/25/2011 8:17:50 AM
icon7$35.004/25/2011 12:47:45 PM
mcgovern2024$25.004/25/2011 1:26:19 PM
houli123$50.004/25/2011 3:58:40 PM
cbivitz$150.004/26/2011 1:23:11 AM
vigorous-market5$600.004/26/2011 12:57:55 AM
pfh$25.004/26/2011 6:36:47 AM
Christophe$25.004/26/2011 7:15:26 AM
pembull$75.004/20/2011 5:14:32 PM
top-courteous-peso$50.004/20/2011 5:02:19 PM
competent-p2p$50.004/20/2011 8:24:01 PM
Artist_Blue$25.004/21/2011 6:07:19 AM
Kash2010lu$25.004/21/2011 9:16:54 AM
ingenious-deal6$25.004/23/2011 5:33:55 AM
168RichCapital$25.404/23/2011 11:58:05 AM
2grindstones$25.004/25/2011 9:18:56 AM
rupee_power$25.004/25/2011 10:31:35 AM
thankful-nickel2$25.004/25/2011 10:28:53 AM
kendigme$25.004/25/2011 1:08:27 PM
valiant-money$25.004/25/2011 2:33:42 PM
loss-of-control$100.004/25/2011 5:27:09 PM
deepblue34$25.004/25/2011 6:52:06 PM
sudeep104$25.004/25/2011 7:33:56 PM
Bob450$25.004/25/2011 9:31:47 PM
arampata$400.004/26/2011 2:32:20 AM
loyalty-czar$14.384/26/2011 8:04:00 AM
39 Investments
 
Borrower Payment Dependent Notes Series 503070
This series of Notes was issued and sold upon the funding of the borrower loan #48924, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-20-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1993 Debt/Income ratio: 27%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 23 / 16Length of status:10y 5m
Amount delinquent: $0 Total credit lines: 51 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,633Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: helloyoutrader Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Short Term Personal Loan $4000
I will need money to pay tax as soon as possible. I make more than $110K per year as a Sr. Engineer. I have been having this job more than 10 years.

Plus, I have extra income coming in by end of this year and I am certain that I can pay off without any problems within a short period of time.

I do not have any savings unfortunately to pay the tax bill plus I have stopped using credit cards a few years ago. During that time, card limits went down very low and I would not want to use them at all unless I have to. This is why I would like to use Prosper web site to obtain the loan.

Since I feel I can pay off the entire amount within a short time frame I do not feel burdended by the interest rate. Plus, there are fees involved to use credit cards to pay tax. This is still a little bit cheaper to me. Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
reflective-rupee$300.444/20/2011 5:12:05 PM
JustMee$25.004/20/2011 5:38:51 PM
master648$27.004/20/2011 6:56:20 PM
kulender$50.004/21/2011 2:36:51 AM
ddoneday$25.004/21/2011 5:38:11 PM
Rulea72$30.114/22/2011 11:33:39 AM
lendstats_com$500.004/24/2011 10:31:00 PM
mcgovern2024$50.004/25/2011 1:38:29 PM
Sudoku$100.004/25/2011 3:01:33 PM
open-minded-fund9$100.004/26/2011 1:27:49 PM
2grindstones$25.004/26/2011 12:56:28 PM
money-fort$25.004/26/2011 5:35:10 PM
dollar-authority$50.004/26/2011 9:32:25 PM
sturdy-peace9$34.004/26/2011 11:53:41 PM
lotuss4$50.004/27/2011 12:16:43 AM
CA-Lender$100.044/26/2011 9:40:52 PM
reflective-rupee$500.554/26/2011 9:45:10 PM
myidear$25.004/27/2011 2:17:14 AM
stormtrooper72$27.254/26/2011 11:56:35 PM
_NaLNaBB$100.004/26/2011 11:59:30 PM
dudebrah$25.004/27/2011 12:27:57 AM
shrewd-income$125.004/27/2011 12:31:12 AM
robust-duty1$43.644/27/2011 1:50:33 AM
1randyp$136.974/27/2011 3:30:53 AM
rockhound84$25.004/27/2011 4:16:44 AM
Tikibarman$84.784/27/2011 5:10:14 AM
CatFunded$25.004/27/2011 5:11:47 AM
courteous-cash6$50.004/27/2011 5:44:20 AM
melodious-openness$114.314/27/2011 4:29:44 AM
credit-missile$75.004/20/2011 5:52:00 PM
golffish2$50.004/21/2011 4:40:10 AM
Artist_Blue$25.004/21/2011 6:07:13 AM
Kash2010lu$25.004/21/2011 9:20:30 AM
vutah$25.004/26/2011 9:22:00 PM
akfish$25.004/26/2011 10:09:51 PM
Pakse$25.004/26/2011 11:03:24 PM
red-favorable-basis$25.004/27/2011 12:13:11 AM
upperdeck$25.004/27/2011 12:24:47 AM
1traveler$25.004/26/2011 10:16:16 PM
triumph246$50.004/26/2011 11:32:45 PM
grampy48$25.004/27/2011 2:43:38 AM
CatFunded$25.004/27/2011 5:11:57 AM
KRLFS$40.004/27/2011 5:14:11 AM
nilonc1$100.004/27/2011 5:19:31 AM
sgt-schultz$30.004/27/2011 5:52:54 AM
heeeley$25.004/27/2011 3:17:15 AM
Moe87$25.004/27/2011 6:01:57 AM
rockhound84$25.004/27/2011 4:12:03 AM
Nerdster1$25.084/27/2011 4:25:31 AM
CatFunded$25.004/27/2011 5:12:07 AM
loanman2007$225.004/27/2011 4:32:28 AM
credit-missile$25.004/27/2011 5:30:52 AM
zorg77$50.004/27/2011 5:34:49 AM
kublai$25.004/27/2011 5:10:39 AM
shrewd-income$81.764/27/2011 5:21:08 AM
DasMula$27.004/27/2011 5:49:31 AM
capital-halo1$72.074/27/2011 6:04:36 AM
57 Investments
 
Borrower Payment Dependent Notes Series 503406
This series of Notes was issued and sold upon the funding of the borrower loan #48904, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 18.30% Listing Start date:  Apr-22-2011 
Term: 36 months Listing End date:  Apr-26-2011 
 
Lender yield: 30.99% Borrower rate/APR: 31.99% / 35.64% Monthly payment: $174.20
 
Lender servicing fee: 1.00% Effective Yield*: 29.17%  
Estimated return*: 10.87%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-2005 Debt/Income ratio: 21%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:13y 11m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,581Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 76%  
   Homeownership: Yes  
Screen name: all4mykids-4 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Help Dependable Hard Working Family
Purpose of loan:
This loan will be used to...Make Home Improvements for our Family!

My financial situation:
I am a good candidate for this loan because...I have been at my Job for almost 14years. I make $60k a year. My wife has been at her Job for 13 years and makes 49k per year. We pay our bills on time. We do not live paycheck to paycheck. We both have retirement plans we save for. We have 4 children and are very responsible to give them a good life. Just asking for some Help and Trust!


Monthly net income: $6800
Monthly expenses: $included
Housing: $1992
Insurance: $included
Car expenses: $1200
Utilities: $150
Phone, cable, internet: $85
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $175
Other expenses: $included
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
kindness-launcher$1,000.004/22/2011 7:18:13 PM
Kash2010lu$25.004/24/2011 10:31:02 AM
Rollshaft$25.004/24/2011 12:28:54 PM
vigorous-market5$200.004/24/2011 11:12:42 PM
lendstats_com$300.004/25/2011 10:12:58 AM
Sudoku$50.004/25/2011 2:58:15 PM
reflective-rupee$400.334/25/2011 4:53:20 PM
arampata$310.004/26/2011 4:45:33 AM
loanman2007$100.004/26/2011 6:22:55 AM
wise-skillful-benjamins$50.004/26/2011 6:12:20 PM
dudebrah$25.004/26/2011 7:22:52 PM
jmichael23$115.444/26/2011 7:23:43 PM
supreme-hope$25.004/26/2011 7:34:38 PM
availableloan$25.004/26/2011 7:39:00 PM
CA-Lender$50.044/26/2011 7:35:02 PM
attractive-listing531$43.444/26/2011 7:52:47 PM
matthewa$25.004/26/2011 7:49:00 PM
payout-bridge$25.004/26/2011 8:00:43 PM
trade-surge3$51.004/26/2011 8:07:28 PM
itskarma$25.004/26/2011 8:08:43 PM
fair-dollar$64.464/26/2011 8:09:35 PM
lavendergirl$25.004/26/2011 8:09:02 PM
responsibility-euphoria0$50.004/26/2011 8:20:58 PM
jbloans$12.684/26/2011 8:31:49 PM
SolarMoonshine$25.004/24/2011 2:52:18 PM
golffish2$50.004/25/2011 4:15:35 AM
accelerator96$25.004/26/2011 10:39:01 AM
VJ_Financial$35.004/26/2011 6:40:06 PM
intrepid-loot$25.004/26/2011 7:25:55 PM
DeltaComputerGuy$50.004/26/2011 7:55:55 PM
poppinkid$25.004/26/2011 7:38:24 PM
benefit-boots$25.004/26/2011 7:45:15 PM
klinebarger$25.004/26/2011 7:45:39 PM
Kqwik$25.004/26/2011 8:16:30 PM
money-baron-roth-IRA$100.004/26/2011 7:53:11 PM
umfan123$25.004/26/2011 8:20:06 PM
leverage-hawk$25.004/26/2011 8:21:45 PM
jdtrip03$30.004/26/2011 7:56:19 PM
klend4$25.004/26/2011 8:03:38 PM
Land_on_your_feet$35.004/26/2011 8:06:14 PM
Moe87$25.004/26/2011 8:09:30 PM
exactchangeonly$60.144/26/2011 8:29:40 PM
commerce-renewal$250.004/26/2011 8:29:54 PM
joyful-investment3$50.004/26/2011 8:29:03 PM
The_Collector$42.474/26/2011 8:30:42 PM
45 Investments
 
Borrower Payment Dependent Notes Series 503424
This series of Notes was issued and sold upon the funding of the borrower loan #48884, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.80% Listing Start date:  Apr-22-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 24.99% Borrower rate/APR: 25.99% / 29.51% Monthly payment: $120.86
 
Lender servicing fee: 1.00% Effective Yield*: 24.37%  
Estimated return*: 13.57%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1996 Debt/Income ratio: 13%
Credit score: 660-679 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 1 / 1Length of status:4y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 23 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: finance-magnolia718 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bridge Loan
Purpose of loan:
This loan will be used to...Consolidate outstanding liabilities.

My financial situation:
Current pay structure has left a gap due to commissionable income payout pushing to the following month.

I am a good candidate for this loan because...
I have more than enough commissionable income due over the next three months to pay in full.


Monthly net income: $2,704
Monthly expenses: Listed below
Housing: $875.00
Insurance: $82.63
Car expenses: $373.67 (three payments remain)
Utilities: $220.00
Phone, cable, internet: $180.00
Food, entertainment: $350.00
Clothing, household expenses: $0.00
Credit cards and other loans: $0.00
Other expenses: $50.00 gasoline
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
well-rounded-payout0$50.004/22/2011 5:08:00 PM
Interstate_Rate$50.004/23/2011 3:12:36 AM
ingenious-deal6$25.004/23/2011 1:19:39 PM
diplomatic-wealth7$25.004/23/2011 7:54:57 PM
responsible-worth113$25.004/24/2011 5:09:22 PM
dudebrah$25.004/25/2011 1:29:54 PM
zorg77$25.004/26/2011 9:06:25 PM
vkorichkov$30.004/26/2011 9:10:05 PM
CA-Lender$25.044/26/2011 9:42:03 PM
loyalist1$100.004/27/2011 7:27:08 AM
red-power-pecan$100.004/27/2011 8:26:30 AM
head$25.004/27/2011 8:28:50 AM
openness-confidant$60.004/27/2011 8:41:14 AM
FinanceEngine$25.004/27/2011 7:13:08 AM
competent-p2p$25.004/27/2011 7:29:41 AM
potatoepicker$100.004/27/2011 7:45:59 AM
tycoon8$25.004/27/2011 9:32:12 AM
dedicated-principal$50.004/27/2011 8:10:12 AM
dollar-authority$100.004/27/2011 9:11:39 AM
scarlet-velvet$25.004/27/2011 9:24:17 AM
scrappy-diversification7$2,000.004/27/2011 9:33:03 AM
suave-dime6$25.004/26/2011 5:18:03 PM
whartonmba$25.004/26/2011 8:24:03 PM
janeybooboo$100.004/26/2011 8:47:58 PM
platinum-scientist9$25.004/26/2011 8:58:14 PM
wealth-fighter3$25.004/26/2011 9:00:24 PM
vutah$25.004/26/2011 9:19:47 PM
ooorrr$50.004/26/2011 10:36:37 PM
reflective-rupee$200.554/26/2011 9:43:13 PM
inventive-wealth2$25.004/27/2011 1:08:59 AM
penny-infusion7$25.004/26/2011 10:06:42 PM
vigorous-moola$36.004/27/2011 6:29:41 AM
1randyp$194.414/27/2011 3:29:35 AM
BankOfShaun$25.004/27/2011 6:24:01 AM
ore-dojo$25.004/27/2011 8:48:25 AM
Mad_Scientist$25.004/27/2011 7:09:32 AM
shugyosha$50.004/27/2011 8:23:08 AM
Dubbs360$100.004/27/2011 9:12:55 AM
TheDigitalMan$25.004/27/2011 9:19:58 AM
39 Investments
 
Borrower Payment Dependent Notes Series 503790
This series of Notes was issued and sold upon the funding of the borrower loan #48922, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.80% Listing Start date:  Apr-25-2011 
Term: 36 months Listing End date:  Apr-27-2011 
 
Lender yield: 20.99% Borrower rate/APR: 21.99% / 25.42% Monthly payment: $114.56
 
Lender servicing fee: 1.00% Effective Yield*: 20.48%  
Estimated return*: 10.68%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Jan-1996 Debt/Income ratio: 12%
Credit score: 640-659 (Apr-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:4y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Tradesman - Plumber
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,095Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 102%  
   Homeownership: No  
Screen name: Go-Bucks Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Home Improvements
Purpose of loan:
This loan will be used to...make updates to my home

My financial situation: Getting much better!
I am a good candidate for this loan because...I have already had a loan through Prosper and I paid it off early. I will make my monthly payments on time.


Monthly net income: $ 3500.00
Monthly expenses: $
Housing: $ 500.00
Insurance: $ 30.00
Car expenses: $ 150.00
Utilities: $ 135.00
Phone, cable, internet: $ 94.00
Food, entertainment: $ 40.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 0.00
Other expenses: $ 100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
transaction-circuit$100.004/25/2011 5:21:52 PM
janeybooboo$51.004/25/2011 5:26:56 PM
ultimate-peace$25.004/25/2011 7:12:21 PM
janeybooboo$49.004/25/2011 8:42:27 PM
DoctorJoe$25.004/26/2011 4:08:43 AM
twjh$25.004/26/2011 4:34:45 AM
reflective-rupee$200.224/26/2011 9:34:06 AM
brightest-dignified-penny$25.004/26/2011 10:55:34 AM
rate-hickory$25.004/26/2011 10:57:54 AM
thankful-nickel2$25.004/26/2011 3:13:55 PM
diplomatic-wealth7$25.004/26/2011 4:21:03 PM
CA-Lender$25.044/26/2011 7:44:37 PM
thomas16882004$25.004/26/2011 7:41:57 PM
sflash$25.004/26/2011 8:39:36 PM
vkorichkov$30.004/26/2011 9:09:26 PM
triumph246$25.004/27/2011 12:09:27 AM
GrowthAspirations$33.004/26/2011 11:00:07 PM
Pakse$25.004/26/2011 11:08:31 PM
Bob450$25.004/27/2011 2:49:24 AM
newest-generous-income$25.004/27/2011 12:35:25 AM
shrewd-income$100.004/27/2011 12:30:25 AM
1randyp$194.324/27/2011 3:24:39 AM
Feyenoord$25.004/27/2011 3:04:51 AM
trade-goblin9$25.004/27/2011 3:18:26 AM
Scotcha$50.004/27/2011 4:15:27 AM
ronin4sale$25.004/27/2011 4:31:23 AM
113121$25.004/27/2011 4:09:28 AM
brightest-benjamins-onator$26.004/27/2011 4:13:24 AM
B2152$25.004/27/2011 4:56:53 AM
r48$25.004/25/2011 5:14:42 PM
well-rounded-payout0$50.004/25/2011 5:34:27 PM
CoolPlexer$25.004/25/2011 5:20:18 PM
vutah$25.004/25/2011 9:58:00 PM
ryan6853$25.004/26/2011 8:36:23 AM
corporatejim$25.004/26/2011 10:08:55 AM
boodo$200.224/26/2011 10:28:21 AM
dudebrah$25.004/26/2011 4:02:00 PM
hookUup$26.744/26/2011 6:46:39 PM
hunterMG$25.004/26/2011 8:11:16 PM
moola-accelerator6$29.004/26/2011 8:05:43 PM
platinum-scientist9$25.004/26/2011 8:54:46 PM
wealth-fighter3$30.004/26/2011 9:03:19 PM
reflective-rupee$200.554/26/2011 9:09:32 PM
brightest-income-hunter$30.414/26/2011 9:24:04 PM
brutusbone$25.004/26/2011 9:25:05 PM
B-rad_the_Coug$25.004/26/2011 11:27:46 PM
inventive-wealth2$25.004/27/2011 1:08:23 AM
triumph246$100.004/26/2011 11:38:59 PM
red-favorable-basis$25.004/27/2011 12:13:52 AM
GreenHill$25.194/27/2011 12:27:07 AM
wild-orange$200.004/27/2011 3:13:43 AM
papaloha$100.004/27/2011 2:38:36 AM
loanman2007$50.004/27/2011 4:25:12 AM
duty-monger$50.004/27/2011 4:29:31 AM
lobstahlender$26.734/27/2011 4:44:21 AM
marwadi-62$100.004/27/2011 2:32:41 AM
grampy48$25.314/27/2011 2:48:45 AM
Garlic72$62.274/27/2011 5:03:44 AM
unfixer$25.004/27/2011 2:53:10 AM
Realty24$60.004/27/2011 4:52:59 AM
60 Investments